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One of the biggest moves in tech these days is the rise of video conferencing. Many users are discovering the value in this system, in terms of both keeping users better connected—whether those users are within one business or working between two businesses—and in terms of outright saving money in terms of keeping users better connected. Doing more with less is a popular idea these days, but getting started with video conferencing can be a difficult proposition. That's part of why Convergia is looking to offer up free consultations to help business users get started with Avaya video conferencing and unified communications (UC) systems.
Convergia offers several such services to users, including things like Avaya Live Engage, Scopia XT Video Conferencing, Avaya Aura Conferencing and Meeting Exchange, the kinds of things that businesses can derive a great deal of use from if the tools can be put to use properly. But since these are too many new tools that aren't immediately understood, Convergia is bringing out a little extra help in the form of experts that understand the technology well and can help businesses reach that kind of understanding.
Convergia's president, Alejandro Bitar, offered up some explanation on the matter, noting that the company's consultants could not only help provide understanding about how to put the new technology to work, but also could offer up ways to find "...the most efficient and cost-effective video conferencing tools and solutions to meet their needs."
It's a smart idea in no uncertain terms. Convergia is essentially focusing on marketing here with a single-minded drive that's enviable in some ways. Basically, by putting in consultants to better familiarize businesses with not only the benefits of video conferencing, but how simple it can be to set up and use video conferencing tools—like the Avaya line of tools that Convergia can offer—it not only puts these powerful and valuable tools in more hands, but it also puts Convergia and Avaya front-of-mind when it comes to deciding who will provide the tools in question to the businesses that need these tools in place.
It's an emphasis on customer service, not only offering the desired tools but providing the necessary education to ensure that the businesses in question get the most out of these tools. With video conferencing tools not only offering that all-important connection—which is so useful when it comes to collaboration and sharing information that can result in important breakthroughs, new products, and new ways to conduct old business—but also offering it at a greatly reduced overall cost as compared to things like business travel, it's clear that there's a lot of room here for companies to take advantage and offer a needed product to a market that's eager to get hands on said product. That's the perfect opening for Convergia, and by extension Avaya, to step in.
There's a lot to be said for offering terrific customer service, and while Convergia's bottom line may take some hits with this approach, there's also plenty of room for it to do quite well with it in the longer term.


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Monster Hunter Tri has been interfering with my writing, my work, my personal hygiene... okay, maybe not quite that extreme. There is a point, though, where games become something like obsession for me. I think it's always been that way.
As a kid, I grew up without a console in the house, and we didn't get our first PC until I was in high school. But I have a good memories of visting and playing Sonic the Hedgehog with my neighbours and sister. We did get obsessive about it, as was pretty much required to finish games then. I lacked experience, and so spent a lot of time watching rather than playing. But I remained very much involved.
We sat for many hours, engrossed and determined to progress in spite of the lack of save files. If you watched us you may have considered us zombies, with our eyes unhealthily glued to the screen.
We approached everything with that same level of persistence, though. On another week you might have found as equally engrossed in bike riding, or tree-climbing contests. It's easy to over-react if lacking broader context.
I have access to many games now, compared to about three games we had to choose from then. This might increase the risk of obsession, but really I find it's a rare game that really tempts me to those extremes. I know from experience these phases do pass, and balance is restored to life.

subset: commoncrawl


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Dental Elevators optimize access and facilitate removal.
Press Release Summary:
Used to loosen or remove dental roots, root fragments, or teeth from bony sockets, Cryer 44 and 45 elevators are paired with left and right small flag tips, made from rust-resistant 440A stainless steel, for optimal access. Handle diameter promotes secure grip.
Original Press Release:
New! Cryer 44 and 45 Elevators
Premier® Dental Products Company
Premier® Dental Products Company is now offering Cryer 44 and 45 elevators! The elevators are ideal to loosen or remove dental roots, root fragments or teeth from bony sockets. 44 and 45 Cryer Elevators are paired with left and right small flag tips for excellent access. The tips are made from 440A stainless steel which provides superior toughness and outstanding resistance to rusting. The handles have a large diameter to ensure a secure grip. Premier Cryer 44 and 45 elevators offer exceptional utility and value at a competitive price.
The instruments are made at Premier's Philadelphia, PA U.S.A. manufacturing plant with the highest level of quality and are satisfaction guaranteed.
Available October 19, 2015
Contact your authorized dealer and take advantage of our 5+1 or 12+1 Introductory offers on all Premier hand instruments. Offer valid October 1, 2015 through December 31, 2015. (Excludes PerioWise Probes, Cavity Finder 12-pks and Implant Scalers)
Premier® Dental Products Company


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It's time to be a jerk again. Beginning April 1, the kind of clever statewide campaign to stop underage drinking, dubbed "Be a Jerk," will reach out to the Maui community in hopes of changing the environment that contributes to alcohol abuse.
The campaign urges parents and adults to stop providing and/or allowing alcohol to be part of the underage community by encouraging adults to "be a jerk" when it comes to letting teens drink.
On April 1, Mayor Alan Arakawa proclaimed April as Alcohol Awareness Month. As part of the anti-drinking effort, Maui Community partners are scheduling a series of town meetings, Teen Expo events, family night dinners, youth dances, car washes, prevention eduction events, kids videos and much more.
The 2014 Be a Jerk schedule of events includes: I love me, Alcohol and Drug Free Prevention Education at Kihei Youth Center on April 5; Maui Youth & Family Services sign waving at Queen Kaahumanu Center on April 11; Central Maui Boys and Girls Clubs' Family Night Dinner on April 15; Lahaina Boys and Girls Club's Be a Jerk Youth Dance on April 25; and Teen Expo at Queen Kaahumanu Center on May 3.
Many additional events are scheduled. For more information or to sign a pledge to Be A Jerk, contact Yuki Lei Sugimura, Community Organizer, firstname.lastname@example.com or call 808-878-1888.
In addition, the Paia Youth & Cultural Center's Malama Pono Project Venture Program will do a number of PSA's during the months of April and May on radiOpio 88.9 LPFM addressing the prevention of underage drinking.
Be a Jerk community partners include Maui Youth and Family Services; Maui Economic Opportunity; Kihei Youth Center; Ka Hale A Ke Ola Homeless Resource Center; Paia Youth and Cultural Center; Baldwin High School, Peer Education Program, Boys and Girls Club of Maui – Clubhouses located at Central, Lahaina, Haiku, Kahekili Housing, Makawao, Paukukalo.
Additional supporters include the County of Maui's Department of Housing and Human Concerns, Department of Liquor Control, Department of Police, State of Hawaii Department of Education; Queen Ka'ahumanu Center; Red Door Portraits; Anheuser-Busch; HC&S; A&B Properties, Inc. and Maui Police Department.
Photo: scottfeldstein/Wikimedia Commons


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This game requires the Adobe Flash Player.
The Overlords are back!!! This time they are using puzzles to stop you from beating them. New challenges await, along with the new boss: Spectrum P.S. The bombs are used to blow up the Overlords.
Tags: awesome guera skorkwashere skorkaisawesome hard
This is a game made with Sploder's physics game creator.


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Technical Data
Name: MY Sheena
Build in: May 2005. Last renovated in July 2017
Length: 24 Meter
Width: 8,5 Meter
Number of cabins: 7 guest cabins, 1 staff cabin
Showers and toilets: 1 of each in every cabin
Engine: Deawoo, 600 PS
Speed: 14 Knots
Power: 2 soundproofed generators with 22kw and 17kw
Water: 250 Liter of fresh water per hour
Aircondition: in each cabin
Saftey: GPS, mobile phone, compass, life vests, fire extinguishers, Oxygen, first aid set
Minimum number of guests: 4 people
Diving dhoni: yes, for up to 18 divers
Compressor: K14 on board the diving dhoni, 40 tanks (12 l Alu DIN & INT)
Methods of payment on board: cash in US Dollar. Credit cards or travellers cheques cannot be accepted
Additional information: 2 Sundecks (about. 90 m²), four shady decks (about 100 m²), spacious saloon with CD-/DVD-Player, HIFI and television (about 50 m²)!


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Sales Manager - 320-214-6640
I love sales! I've been selling since I was 10 years old. I enjoy working with people and providing solutions. I joined the Lakeland Broadcasting team in 2003. I was attracted by Lakeland's commitment to LOCAL RADIO… local personalities, local programming, local decision making, local advertisers and dedication to the community. As a salesperson for many years, I know firsthand how creativity and effective marketing strategies can help businesses grow. The most rewarding aspect of my role is watching our team members become even more successful as they focus on their clients' success.


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During Memorial Day weekend, military members and their families will receive free admission to Colonial Williamsburg.
The annual offer, which is open to active duty military, reservists, retirees, veterans and their families, will take place Friday, May 24 through Monday, May 27.
The "Honoring Service to America" ticket provides admission to the historic area, the art museums and a walking tour.
Military veterans who separated before retirement can bring a copy of their honorable discharge paperwork, DD Form 214, as identification of service. The weekend-long admission tickets are available at the Colonial Williamsburg Regional Visitor Center. More information is at www.colonialwilliamsburg.com.


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Birmingham, Luke, Coulson, Diane, Mullee, Mark, Kamal, Manzar and Gregoire, Alain (2006) The mental health of women in prison mother and baby units. Journal of Forensic Psychiatry & Psychology, 17 (3), 393-404. (doi:10.1080/14789940600738442).
The aims of this study were to determine the social and demographic context, prevalence of mental disorder, and psychiatric treatment needs of women in prison mother and baby units in England. We conducted a survey of 55 mothers in the four prison mother and baby units in England, using semi-structured interviews, data from inmate medical records, and general practice records. More than half of the women were married or co-habiting and the vast majority had been living in their own homes prior to arrest. Many were from ethnic minorities and serving sentences for drug offences. In all, 60% had one or more of the five specific forms of mental disorder and a third were depressed. According to their inmate medical records, few were identified as having mental problems and only three were receiving any kind of treatment. Women in prison mother and baby units have particular characteristics that distinguish them from the rest of the female prison population. Admission criteria appear to select out women with psychiatric morbidity, child care problems, and other difficulties that may make them unsuitable for a mother and baby unit. The inmate medical records are a poor and unreliable source of mental health information and GP records provided no further information than the women themselves. Without treatment depression will impact on the mothers' ability to function effectively and it may have an adverse effect on the children's development.
Full text not available from this repository.
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BANNOCKBURN, IL — IPC today issued a statement in support of a new trade deal to replace NAFTA but decrying the threat of new tariffs on imports from Mexico. The trade group said it supports the Trump administration's efforts to pass the US-Mexico-Canada Agreement (USCMA) but believes the imposition of new tariffs on Mexican imports to address immigration issues at the US-Mexico border will harm US electronics companies and their customers.
"New and escalating tariffs would make it harder and more costly for electronics companies and their customers to operate in the United States and add to already-heightened economic uncertainties," said John Mitchell, president and CEO, IPC. "Placing tariffs on Mexican imports would essentially be a new tax on US companies that have invested in North American supply chains and would weaken their ability to compete globally in an industry notorious for thin margins."
According to a new IPC report, US electronics manufacturers and their customers have developed extensive North American supply chains over the last 25 years. These supply chains, which leverage the strengths of all three countries, have permitted US manufacturers to grow domestically and better compete internationally.
Among the report's findings:
IPC also believes the proposed tariffs would complicate efforts to win approval for USMCA in Congress.


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Thank you very much to those that have donated! We will continue to collect money, via change for charity, and shoes through the end of March. Checks can be made out to the Plaza Rotary Foundation.
Also, if you are a sale shopper and have an interest in helping us turn these $ in to shoes please contact Liz or Randy.
Thanks! See you at the FINAL FOUR this Friday.
Thank you!
Liz & Randy


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Crash Courses
Easter Crash Course 6th – 9th April 2020 9.30 – 11.00 a.m. Classes for Children of all ages ( 3+) and abilities – Preschool to Advanced Swimmers Cost £29.00 for …
At Roslyn we aim to provide swimming lessons which are fun and informative, with water safety at the centre of all that we teach.Join Today Contact
We have a flexible and friendly approach to lessons and strive to ensure that each swimmer reaches their full potential.
• Parent and baby (from 8 months old)
• Parent and toddler (up to 3 years)
• Pre school lessons ( 3-4 years)
• Beginner swimmers to pre competition level
• Holiday crash courses
• 1-2-1 lessons
• Adult lessons
For more detailed information on all our courses, please see our courses.
We only recruit the highest quality teachers who are able to deliver our swimming program to the standard that we believe you deserve. We recognise that good teaching is about more than qualifications, so as well as being ASA Level 2 qualified with a fully enhanced DBS check,and holding an up-to-date National Rescue Award, our teachers are selected for the rapport they have with pupils of all ages and the ability they have to put pupils at ease.
Swimmers in our lessons are always in safe hands. First and foremost we constantly stress the need for safety, so not only will your child learn to feel safe in water but, will also be taught appropriate behaviour when at the pool. Our teachers all receive special training to ensure these matters are covered.
Roslyn Swimming Academy has full liability insurance.
Easter Crash Course 6th – 9th April 2020 9.30 – 11.00 a.m. Classes for Children of all ages ( 3+) and abilities – Preschool to Advanced Swimmers Cost £29.00 for …
Next term will run from: Monday 24th February – Saturday 4th April ( 6 weeks) Classes run term time only Please contact us for further information.


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Note: This guideline may be revised and it is the responsibility of the reader to ensure the most current revision is being referred to.
Last revised February 2020
On this page
1. Introduction
2. Objectives
3. Funding process and important dates
4. Method of investment
5. Essential eligibility criteria
6. Assessment
7. How to apply
8. Legal parameters
9. Acceptance criteria
1 Introduction
A strong resources sector is an essential component of South Australia's prosperity. Accounting for more than 35% of state exports, increased mining, mineral processing and supply chain activities are crucial to achieving the South Australian 3% growth target. Resource sector growth relies on sustained exploration activity and a healthy pipeline of mineral discoveries.
Despite proven potential to develop commercial, globally significant deposits of copper, gold, uranium, heavy-mineral sands, graphite, iron ore and other in-demand commodities, vast areas of the state remain underexplored. The remoteness of, and in some instances, the depth of the state's mineral deposits below ground surface, are widely recognised as a challenge to exploration.
The state's potential for discovering world-class new mineral resources has once again been demonstrated by the 2018 BHP's Oak Dam West copper discovery and continued exploration works.
Collaboration and innovation in exploration activities and approaches is key to unlocking the state's significant resource opportunity, and accelerating discovery.
Continued advances in global technology and innovation, as well as the state's tertiary and technology sectors, including defence and space, can have the potential to further accelerate mineral discovery, improve exploration efficiencies, reduce costs and resource needs, reduce exploration footprints and support the potential for commercialisation of exploration innovation.
The Accelerated Discovery Initiative (ADI) embraces innovation, collaboration and capacity building to advance exploration activity in South Australia, reinforcing the state's international reputation as a leader in mining and mineral exploration.
1.1 About the initiative
The ADI aims to make a major contribution to achieving the South Australian Growth Agenda target through supporting the potential discovery of new mineral and groundwater resources, while delivering a number of other economic and social benefits including:
- Aboriginal training and employment opportunities
- data to support development of regional and rural communities, and
- development and application of innovative exploration technologies.
To do this, co-funding contributions will be provided from Government toward exploration activities.
A total of approximately $3 million per year for 3 years is available for approved co-funding exploration activities. The first funding year commenced in FY2019–2020 and it is proposed that this will be accessible via biannual expressions of interest, however these may be subject to change.
Up to $10 million will be invested over the life of the program, including program management.
This document provides guidance for proponents considering submitting a proposal for co-funding from the ADI by describing the:
- Objectives
- Process and Important Dates
- Method of investment
- Essential eligibility criteria
- Proposal assessment
- How to apply
- Legal parameters
- Acceptance criteria
Table 1: Summary of the ADI funding categories that form the scope of the program.
|Category name
|Exploration drilling
|Exploration drilling - single deep holes and or multiple hole programs in frontier terrains or testing new concepts in other areas
|Geophysical programs
|Geophysical programs that focus on the application of innovative technology and concepts and/or provide for a significant improvement in the density or quality of data at a district or regional scale
|Logistical support
|Logistical support associated with testing exploration targets in remote greenfields/new frontier regions, where a novel approach is being trialled and/or a prospective area
|Identification and testing to Environment Protection Authority (EPA) prescribed guidelines of groundwater resources, during exploration
|Research collaboration
|Research collaboration and/or technology development (for example machine learning) projects that will benefit mineral exploration and accelerate discovery
|Proof of concept
|Proof of concept proposals that encourage new thinking and innovation in the exploration sector
|Aboriginal training and employment
|Training (as needed) and employment of Aboriginal personnel during exploration activities
2 Objectives
The objectives of the ADI are to:
- Accelerate mineral discovery
- Increase greenfield mineral exploration collaboration and activity
- Accelerate data sharing from, and application of innovative technologies within, exploration activities for the benefit of third-parties
- Facilitate employment and upskilling of Aboriginal employees or businesses by part funding employment and and/or training during exploration programs, and
- Increase the state's groundwater datasets.
2.1 Outcomes
The ADI will contribute to achieving South Australia Growth Agenda targets through support of the discovery of new mineral resources, and accelerated data sharing amongst industry.
The Initiative will build South Australia's international profile through the attraction of new investors, willing to develop and test innovative exploration concepts and technology to help unlock the state's mineral opportunity. It will also support South Australia's growing reputation as a place to successfully collaborate on research and development.
The ADI may assist in accessing and leveraging risk capital for mineral exploration.
Discovery of new groundwater resources will aid the development of regional communities, agricultural industries as well as new resource projects.
Co-contribution to Aboriginal employee upskilling will increase the potential for participation of remote and regional Aboriginal communities and businesses within South Australia's mineral resource industry, in particular exploration.
3 Funding process and important dates
The award of ADI funding involves two assessment stages:
- an initial call for Expressions of Interest (EOI) for internal merits review by the Department for Energy and Mining, and
- formal invitation for those eligible and appropriate projects approved through the EOI stage, to make a detailed submission in the request for proposals round.
The Department for Energy and Mining will provide feedback to proponents of EOI submissions that do not progress to the second stage. These proponents will be able to reapply to future ADI rounds.
It is planned the ADI will call for Expressions of Interest on a bi-annual basis. [Bi-annual co-funding rounds are proposed. These may be subject to change by government.]
Table 2: Indicative timeline for ADI funding Round 1 (2019)
|29 November 2019
|Call for expressions of interest
|20 December 2019
|Online expressions of interest close
|January 2020
|EOI assessment and feedback
|February 2020
|Call for proposals
|March 2020
|Proposal assessment
|March/April 2020
|Announce recipients
Table 3: Indicative timeline for subsequent ADI funding rounds
|April 2020
|Round 2 EOI
|October 2020
|Round 3 EOI
|April 2021
|Round 4 EOI
|October 2021
|Round 5 EOI
4 Method of investment
4.1 Eligible exploration activities
Mineral exploration activities may include, but are not limited to:
- Exploration drilling - single deep holes and/or multiple hole programs in frontier terrains, or drill testing new models and concepts. This activity includes:
- Direct drilling costs (including mobilisation and demobilisation)
- Geochemical assays and petrology
- Downhole geophysical investigations.
- Geophysical programs that focus on the application of innovative technology and concepts and/or provide for a significant improvement in the density or quality of data at a district or regional scale.
- Logistical support associated with testing exploration targets in remote greenfields/new frontier regions. This could include specialised equipment, vehicles or telecommunications for exploration in remote, environmentally sensitive areas.
- Groundwater identification and testing to Environment Protection Authority (EPA) prescribed guidelines.
- Research collaboration and/or technology development (e.g. machine learning) projects that will benefit exploration and accelerate discovery.
- Proof of concept proposals that challenge traditional thinking, encourage innovation and drive new investment within and beyond the resources sector.
The Exploration Activities detailed in an EOI or a Proposal must not have commenced prior to notification that a Proposal has been awarded ADI grant funding.
Proponents will be required to detail each type(s) of activity for which funding is sought. For multiple activity proposals, the relationship between activities should be described, with each activity assessed on its own merits.
The ADI is open to all mineral commodities, however alignment with the Government's commodity strategies and areas of interest will be considered, including copper, gold, magnetite, and critical minerals.
4.2 Exploration activity funding
All grant funding is provided GST Exclusive.
Co-funding is available for eligible exploration activities for 50 per cent of direct costs, up to a maximum value depending on the activity category.
- For exploration drilling, co-funding is available for up to 50 per cent of direct costs, to a maximum of $250,000.
- For geophysical programs, co-funding up to 50 per cent of direct costs, to a maximum of $150,000.
- Logistical support - co-funding of up to 50 per cent of logistics costs not already covered in the proposal, up to $100,000.
- Groundwater testing - up to 50 per cent of direct costs, to a maximum of $50,000.
- Research collaboration, or proof of concept proposals not already covered by other activities in the Proposal - up to 50 per cenet of direct costs, maximum of $200,000.
- For a Proposal with more than one exploration activity, the maximum value of ADI co-funding available is $300,000 for that Proposal.
4.2.1 Administrative costs excluded
Direct exploration activity costs specifically do not include administration, program management, legal, land access (including native title, heritage or landowner engagement and agreement-making) or mobilisation costs.
4.3 Aboriginal training and employment
In addition to any funding sought for eligible exploration activities defined in section 4.1, proponents are able to apply for co-funding of the employment and up-skilling of Aboriginal employees or businesses, where this expenditure is directly related to mineral exploration activities.
Funding support of 50 per cent of the direct, demonstrable employment and/or training costs is available up to a maximum value of $25,000 (GST exclusive).
4.4 Timeframe to complete funded activities
The ADI has been designed to stimulate exploration activity, collaboration and investment in new or under-explored areas, new techniques and new ideas, rather than to fund existing programs.
The exploration activities detailed in an EOI or Proposal must not have commenced prior to notification that the Proposal has been successful in being awarded funding.
Preference will be given to activities that are likely to be completed within one year, or that have expedited timeframes for completion and release of data.
Payment of the grant funding will be on completion of the project and submission of an acceptable Final (or, if applicable, Interim) Report.
4.5 Multiple applications
Companies may submit more than one EOI or Proposal in the same ADI funding round, however applications beyond the first two of a similar nature will be discounted in the evaluation process.
5 Essential eligibility criteria
5.1 Essential criteria
Proposals must satisfy the following essential eligibility criteria to be considered for assessment:
The proposal:
- Must be submitted using the online template provided by the South Australian Government.
The proponent:
- is a legal entity with which the South Australian Government can enter into a legally binding agreement
- has an Australian Business Number
- is registered for GST
- is financially viable, as evidenced through independently prepared financial statements and records of the Applicant and its related entities
5.2 Compliance with guidelines
By submitting a response (at both EOI and proposal stage), the proponent accepts the terms of the Investment Guidelines.
The State retains the right to extend, accelerate, remove, introduce or alter any element (including timetable, eligibility criteria, method of assessment, process requirements, etc.) of the Investment Guidelines at any time, at its discretion.
5.3 Funding agreement
Funded participants will be required to enter into a funding agreement with the Minister for Energy and Mining, on behalf of the state of South Australia.
The funding agreement will provide the legal framework for the obligations of each party and terms in relation to the funded exploration activity.
The ADI standard Funding Agreement is currently under development and will be made available on the DEM website upon completion.
5.3.1 Exploration licence holder
Where activities directly relate to regulated (under the Mining Act 1971) mineral exploration activities, Funding Agreements are to be written in the name of the registered exploration licence (EL) holder.
Where activities directly relate to regulated mineral exploration activities, and the proponent is not the EL holder for the land on which the activity will take place, evidence must be provided that the proponent has authority to act as an agent for the EL holder in the submission, management and execution of work programs. This evidence is required to be provided in the form of a legally binding agreement between the proponent and registered EL holder.
5.4 Collaborative applications
Research Collaboration Proposals are required to select a 'lead' organisation as proponent, who will be party to the funding agreement and be responsible for delivery of the agreed outcomes.
5.5 Intellectual property and knowledge sharing
Accelerated knowledge sharing is a key outcome of the ADI.
All exploration data and information acquired by the Exploration Activities outlined in the successful Proposal must be provided to the Department for Energy and Mining for release to the industry.
Where the Proposal applies innovative technology, proof of concept, artificial intelligence and/or collaboration, proponents must outline how the knowledge gained can and will be shared and used by third parties.
The Proposal application process will require a Knowledge Sharing Plan be provided.
5.6 Project reporting
A project report is required to be submitted within three months of completing the exploration activity to receive ADI funding.
The expected form and content of the Final report is to be outlined withing the Proposal.
Where the exploration activity involves drilling, geophysical, or groundwater exploration activities reports must follow the minimum requirements set out within respective activity guidelines.
- DEM mineral exploration reporting guidelines (PDF 763 KB)
- EPA Guidelines for regulatory monitoring and testing - Groundwater sampling (PDF 1.4 MB)
An interim report may be negotiated by proponents to receive early release of funding, up to 50 per cent (as agreed by both parties).
6 Assessment
6.1 Merit criteria
Proposals will be assessed against the following merit criteria. Applications should address as many criteria as possible, however may not conform to all.
Assessment will be made with regard to the extent to which the proposal meets the criteria:
Strategic alignment
- Addresses a key knowledge gap and/or critical uncertainty of the state's geoscience information, and/or a key barrier to mineral exploration and development in South Australia
- Supports exploration of remote or frontier mineral resources
- Has the potential to stimulate new mineral discoveries, enhance mineral prospectivity and exploration investment opportunities
- Demonstrates the potential for data, knowledge and/or techniques generated or proven by the proposal to provide third party benefit toward achieving the state's strategic mineral objectives (including, but not limited to, help stimulate new mineral discoveries, enhance mineral prospectivity and exploration investment opportunities)
- Is aligned to the state's priority commodity types (e.g. copper, gold, magnetite, technology or critical minerals) and/or will facilitate significant economic development opportunities
- Is a collaborative, and/or provides opportunity for collaboration on, data gathering and/or technology development and commercialisation between government and academic research partners
- Tests a new method, technique or technology
Aboriginal training and employment
- Will enhance future opportunity (either direct or indirect) for Aboriginal staff or businesses through employment or upskilling as a component of the proposal.
- Details the regional and geological context of the Proposal and data/knowledge gaps to be addressed
- Sufficient evidence provided, and previous data/research appropriately referenced, to demonstrate the approach can feasibly achieve the stated objectives, outcomes and benefits
- Evidence of the Proponents capability and capacity to deliver the proposalEvidence of the organisations capability and capacity to deliver the proposal
- Documents an appropriate approach to stakeholder engagement
- Provides:
- A detailed project schedule
- An outline of the Final Report content
- A knowledge sharing plan
- Provides evidence of the financial viability of the Proposal or that sufficient funding is available
- Identifies any risks or other constraints on delivering the Proposal
6.2 Assessment process
Consideration of expressions of interest will be made with reference to the merit criteria by the Department for Energy and Mining.
Following shortlisting, successful applicants will be invited to submit a funding proposal. Proponents not shortlisted will be notified.
Proposals will be assessed against each merit criteria by an expert panel of officers and independent industry representatives appointed by the Department for Mining and Energy.
The South Australian Government is under no obligation to release any details relating to the assessment of proposals.
There will be no right of appeal.
7 How to apply
What to submit 7.1 Confidentiality and commercial in confidence
Proponents should be aware that ADI is subject to certain legislative and administrative accountability and transparency requirements of the Australian Government and Government of South Australia, including public disclosure in accordance with Department for Energy and Mining policy.
Any information contained in, or relating to a proposal submitted to ADI, including information identified by a proponent as confidential, may be disclosed by DEM:
- to its employees, advisers or third parties in order to evaluate and assess a proposal
- within the Government of South Australia or other entities where this serves the legitimate interest of DEM
- in response to a request by a House or Committee of the Parliament of South Australia
- if the proposal is successful, for promotion of project activities and outcomes
- where information is authorised or permitted by law to be disclosed
- where the information is already in the public domain.
7.2 Conflict of interest
Proponents should declare to the best of their knowledge, any matters which might give rise to a real or perceived conflict of interest.
7.3 Miscellanceous
Nothing in the Investment Guidelines should be construed as creating any binding contract, estoppel, expectation or other legal relationship (express or implied) between the proponent and the State, and each proponent irrevocably releases the State in relation to any claims, actions, damages, judgements, losses, remedies or other matters whether in contract, negligence, tort, under statute, equitable relief or otherwise, in conjunction with this process.
8 Legal parameters
- Subject to Item 2 below, contents of all proposals will remain confidential, except for the relevant tenement and location of the successful proposals. All successful proposals will be made public on release of the final report. Unsuccessful proposals will remain confidential unless the proponent consents to their release.
- Although the principal (being DEM or its representatives) understands the need to keep commercial matters confidential in appropriate circumstances, the principal reserves the right to disclose some or all of the contents of the proposal as a consequence of a constitutional convention or in order that the relevant Minister may answer questions raised in the South Australian Parliament, keep Parliament informed or otherwise discharge the Minister's duties and obligations to Parliament and to advise the Governor, Parliament and/or the South Australian Government. Any condition in a proposal that purports to prohibit or restrict the Minister's right to make such disclosures cannot be accepted. Confidentiality of proposals is also subject to the Freedom of Information Act 1991, as amended.
- If you do not accept certain aspects of these parameters of proposals, state which you do not accept and what you suggest as an alternative. If no such statement is made the principal will assume that you have accepted all conditions.
- Reservation of rights – the principal reserves the right to:
(i) Amend the proposal closing date;
(ii) Amend the Conditions for Proposals at any time prior to the closing date for proposals, provided that the amendment is notified to prospective proponents;
(iii) Clarify any aspect of a proposal after the closing date for proposals but before the evaluation of a proposal;
(iv) Seek the advice of external consultants to assist the principal in evaluation or review of proposals; and
(v) Abandon the process whether before or after the receipt of proposals.
The principal is not obliged to accept any proposal. The principal may consider or accept (at the principal's sole discretion) any proposal including without limitation a late proposal or the proposal of a proponent who has failed to submit a proposal in accordance with published requirements. No acceptance of a proposal will be effective to constitute a contract or to create any legitimate expectation on the part of the proponent unless a formal written contract is executed by both parties. Prior to accepting a proposal the principal may request that you provide additional information, including but not limited to, evidence of your economic capacity and financial stability. The principal will notify proponents if this process has been abandoned. The principal is not obliged to give any reasons for its selection or the abandonment of this process. If you submit a proposal, the principal, when considering the proposal will expect that you satisfy the following criteria:
(i) You have the necessary skills, knowledge and experience to comply with the conditions for proposals and undertake the proposed drilling or exploration activity project; and
(ii) You have fully informed yourself of all facts and conditions of all things relating to ADI Guidelines.
Proponents are responsible for the cost of preparing and submitting their proposal and all other costs arising out of the process.
Closing date(s) for proposal submission will be published on this website.
9. Acceptance criteria
The following principles will apply to management of successful Accelerated Discovery Initiative projects.
- Management of the projects will be undertaken by the project proponents and/or operational nominees. All liabilities associated with the project remain with the lead proponent.
- Proposals will be subject to an Agreement of Conditions of Grant to be prepared by the South Australian Crown Solicitors Office.
- A Final Funding Agreement (2 copies) will be prepared and forwarded to the proponent for execution. Both copies are then to be returned to DEM for the principal's execution.
- A proponent must only apply the grant funding for the purpose of the project.
- Where the cost of co-funded activities for a completed project are less than the estimate in the proposal, DEM will provide grant funding in proportion to the ratio of funding requested and the estimated total cost of funded activities (where below the cap).
- Drilling must be conducted in accordance with an approved program for environment protection and rehabilitation (PEPR) and comply with relevant land access and environmental management requirements (e.g. Part 9B of the Mining Act 1971 and the Aboriginal Heritage Act 1988).
- Payment schedule:
(i) Where an interim report is agreed, interim payment will be half of the agreed funds and paid within 30 days of acceptance of an interim report;
(ii )Final payment will be made on lodgement and acceptance of the final project report containing all technical information (correctly presented) that is directly relevant to the drilling project.
- Details of the interim and final project report and all deliverables will be defined in an Accelerated Discovery Initiative Funding Agreement between the successful proponent and the Minister for Energy and Mining.
- Accelerated Discovery Initiative grant funding cannot be included as part of company mineral exploration licence expenditure commitments.


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Establishing your starting point
… or gap analysis in consultancy language!
Doing the right research at the beginning of your journey means that you have any evidence that you need to get buy in from stakeholders for customer experience improvement proposals later on.
What you need to establish will depend on the size of your organisation, your product or service and how you do business. As part of our initial consultations we can advise on the best way to establish where you are currently. This could include:
- Reviewing processes and touchpoints across the whole or parts of the customer journey
- In-depth analysis – for instance customer feedback, complaints, compliments and comments, staff perception, mystery shopping data, observation and/or review of voice recordings
- Working with teams and particular parts of the business
- You may want input from the management team
- Looking at gaps in the supply chain and aiding partnership working
- Producing reports to let you know how you are doing
Service Insights
For a premium standard, totally in-depth review and understanding of the service experience you are offering, then you need to gain the insight of your customers both external and internal (your employees).
In conjunction with our business partner Customer 1st International, we offer Service Insights – a fast, accurate online assessment of your organisation's service standards to help you optimise your customer experience.
Service Insights can be used in any size or type of team, department, division or even within the entire organisation.
Service Insights will provide you with crucial insights to help you plan the best way forward:
- Your Customer Experience score
- Your Service Framework score
- Your overall Service Insights score
- What customers think of their experiences
- Your critical service gaps
- How to make key improvements
By taking into account both customers' and employees' perceptions, Service Insights gives a balanced view of your organisation's service strengths and opportunities for improvement. These will then be prioritised by both groups as to which they believe to be the most important.
Service Insights has four key purposes.
- To measure service standards across the organisation
- To identify areas of excellence and improvement potential
- To drive improvements according to customers' priorities and
- To gain accreditation for the service levels achieved
Finally, we'll help you with your action planning, ensuring that the whole organisation focuses on the specific areas that will enhance customers' experiences.


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There is no one type of dental crown or "tooth cap" that can offer the best solution for all conditions. There are four types of crowns as ceramic, porcelain fused with metal, gold alloy, base metal alloy crown.
So, depending on your requirements and conditions, your dentist will suggest you an ideal crown that would be relevant for your treatment.
If your tooth is damaged from caries or trauma but not lost, then a crown or a tooth-shaped cap can be used to restore the missing piece.
A dental crown also recreates the of shape, appearance, and function of a damaged tooth. You may need a crown after you have a root canal procedure.
A Dental crown can improve the shape and health of teeth. If you need a tooth crown, then you might of go for a dental specialist which is also known as a prosthodontist.
The treatment requires an impression of the damaged tooth and nearby teeth. The crown is built using restorative dental materials corresponding to the impression.
The final crown placed on your tooth will be the right shape and size for your mouth and will not interfere with your bite.
What is a dental crown?
A dental crown is a prosthetic device that is used as an artificial replacement that restores the missing structure of the tooth. It is made up of a material such as metal, porcelain, ceramic or combination of materials such as metal and porcelain.
A dental crown is a type of tooth restoration that fully covers the portion of a tooth or dental implant that lies at or above the gum line. The crown forms the tooth's new outer surface. A dental crown is permanently cemented to the tooth surface.
Dental crowns are suggested by dentists when the patient suffers from tooth decay, chipped, broken, or cracked teeth. There are different types of crowns that can suit different conditions and budget. (1)
Types of crowns
Crowns are made from different materials according to part of teeth where it will be placed. There are four types of crowns that are available.
You can ask your dentist about the type of the dental crown that will suit you best and are within your budget.
Ceramic Crowns
Ceramic crowns are used mainly for restoring front teeth and are very popular for their ability to blend with your natural tooth color. The ceramic crown is prepared with a porcelain-based material. (2)
Ceramic crowns are mostly preferred because they are virtually invisible. It can easily blend with your actual tooth color and appearance. Ceramic is also known for producing a perfect fit.
It is one of the costliest of all crowns. Ceramic crowns are expensive as it requires craftsmanship on the part of the dentist. However, it's not as strong and durable as metal crown since it mainly focuses on aesthetics.
Porcelain-fused to metal
Porcelain-fused to metal crowns provides a stronger bond than regular porcelain or ceramic crowns because it is a hybrid between all-metal and all-ceramic crowns. It's also extremely durable and also offers desirable esthetics.
They have high strength and durability after pure metal crowns. It also provides natural tooth color and blends in easily. (3)
The metal that lies underneath the crown's porcelain surface can sometimes appear as a dark line near the crown's edge and gives a very unnatural look. This dark line is easily recognizable when the gums start to recede that ruins the crown appearance.
It's usually difficult to create a natural look with porcelain-fused to metal crowns. Also, it is not as durable as all metal crowns. It may break off and wear down because of opposing teeth.
Gold alloy crowns
This crown is made from a mixture of gold, copper, and other metals. Sometimes the alloy looks like silver rather gold. This is the oldest type of crown that dentists have been placing. It provides a powerful bond to the teeth and doesn't fracture easily. (4)
Especially, malleable metals craft this crown and thus, it's easy for the dentist to manipulate the material as desired. These do not fracture or wear easily. They are very strongly fitted to the teeth and are very durable.
Its color doesn't blend with the natural color of the teeth and can be unappealing to some people.
Base metal alloys
Base metal alloy crowns are made up of metals other than Nobel metals (gold or silver). These metals are highly resistant to corrosion and form a very strong crown. Also, this type of crown lest require removal of natural and healthy teeth before fitting on the affected tooth.
It provides amazing durability and seals very strongly with the tooth. Base metal alloys are resistant to wear and tear and also they are gentle on opposing teeth.
Some people show an allergic reaction to various metals present in the alloy such as nickel. Sometimes, the color of this crown may not blend in very well with the color of the tooth. (5)
Final words
The choice of a crown depends on your condition, budget and doctor's recommendations. Crowns have outstanding esthetic appeal and generally last for about ten years or even longer if you keep them clean and take good care of them.
Always brush and floss your crown along with your teeth and gums. Dental crowns are not as strong as your original teeth and may fracture. So, try to avoid biting hard food objects.
Good oral hygiene is very important to protect the crown. Don't forget that just because the tooth is crowned doesn't mean it's not prone to caries.
Crowns made of all porcelain or porcelain fused to metal can sometimes chip off. On the other side gold alloy and metal crowns are very strong and durable.


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Enter to Win an Apple Watch!
CEBOS is offering a great opportunity at the ASQ 2019 World Conference on Quality and Improvement. Sign up for a meeting with one of our quality experts and get the chance to win an Apple Watch Series 4 GPS that we are raffling off.
All you need to do is:
- Book a discovery meeting with one of our QAD Cebos Quality Control Experts
- Spend 15 minutes discussing your quality goals and challenges
- Enter to win an Apple Watch Series 4 GPS in your choice of size and color
Pre-register today for your discovery session with CEBOS at ASQ WCQI and enter to win an Apple Watch.


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Lore:Auriel's Shield
Auriel's Shield is an artifact used by the Elven god Auriel, an aspect of the Imperial Akatosh, the Dragon God of Time. It takes the form of a small shield, sometimes rounded, made from either ebony or moonstone. It has several magical abilities that help to make its wielder nigh invulnerable. Its known enchantments include resistance to fire, shielding from either magical or physical attacks, healing properties, magical armor enhancement, and spell reflection. Sometimes it also appears to be seemingly unenchanted.
The shield has the ability to absorb the power of blocked attacks; this energy can then be released by bashing an opponent with the shield, delivering a devastating physical blow. Its shielding ability is supposedly unsurpassed. The shield is twinned with Auriel's Bow.
Like many great artifacts, the shield has a life and personality of its own, and does not feel bound to its user. A popular fable tells of it abandoning its owner in her greatest hour of need, but this story is thought to be apocryphal.[1] Legend says it was created by Anuiel at Auriel's request so that the latter could use it in his campaign against the forces of Lorkhan during the Dawn Era.[2]
Sometime in the late Third Era, the warrior named Cormelik the Elder was interested in Auriel's Shield, gaining a following, and prophesizing the shield's whereabouts. Each location that Cormelik had prophesized was documented on a map, that was spread between his followers. Cormelik was close to acquire the shield, but was unsuccessful, and his followers had disbanded. However, one of his followers came into contact with the Eternal Champion, who was able to obtain Auriel's Shield.[3] In the events leading up to the Warp in the West, a clue to the shield's location was discovered by a witch living in the Iliac Bay region. In return for kidnapping the witch's great-granddaughter to become the witch's successor, she revealed the clue to a questing member of a knightly order, who retrieved it from the dungeon where it lay.[4]
Near the end of the Third Era, the shield was recovered by Drelyne Llenim, a Dunmer Buoyant Armiger stationed at Ghostgate, a small military settlement along the Great Ghost Fence on Vvardenfell.[5] In 3E 427, the shield is said to have been forcibly taken from Llenim by the Nerevarine, who then sold it to Torasa Aram. Aram put the shield on display in her Museum of Artifacts in Mournhold.[6]
By 4E 201, the shield had come to the Forgotten Vale of Skyrim, once the stronghold of the Chantry of Auriel. Through unknown means, the shield was obtained by an anonymous Falmer Warmonger, a member of the Betrayed, whose ancestors had been blinded by the Dwemer and crippled by centuries of living underground. The Falmer used the shield to fight many Frost Trolls in a secluded forested region of the Vale. The Last Dragonborn located this Falmer and reclaimed the shield.[7]
Previous Owners:[edit]
- Unknown female user
- Drelyne Llenim
- Torasa Aram
- Anonymous Falmer Warmonger
- Auriel's Shield appeared in TES I: Arena, TES II: Daggerfall, TES III: Morrowind and the Dawnguard add-on for TES V: Skyrim.
- ^ Arena/Daggerfall in-game description
- ^ The Monomyth
- ^ Artifact Dialog — The Imperial Library
- ^ Events of Daggerfall
- ^ Events of Morrowind
- ^ Events of Tribunal
- ^ Events of Dawnguard
See Also[edit]
For game-specific information see:


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HIGHLAND MILLS - Orange County Democratic Women launched a holiday gift drive Nov. 17 for residents of Valley View, the county-owned nursing home and rehabilitation center. OCDW will be collecting small gifts for residents for three weeks. The cutoff date to donate a gift is Dec. 10.
Members of the OCDW committee will bring the donated gifts to Valley View and distribute them at the holiday party they are hosting in mid-December.
OCDW is asking people to contribute a small unwrapped gift (preferably with a bow or ribbon on it) that is suitable for senior citizens with limited mobility or poor vision. Gift suggestions can be found on the OCDW website at www.orangecountydemocraticwomen.org.
"the residents of Valley View live in a state of uncertainty these days while the County Legislature determines whether the facility they call home will be sold," said Willa Freiband, president of OCDW. "During the holiday season, we hope to reduce some of their stress by hosting a fun-filled holiday party for the residents and letting them know people in Orange County are thinking about them."
Since many senior citizens have arthritis or poor eyesight, people donating gifts should look for items with large print and which are easy to hold. Donations to the gift drive can be dropped off at homes of OCDW members at the following locations by Dec. 10:
• Gail Jeter, 406 Stone Schoolhouse Road, Bloomingburg, 917-757-5402
• Sue Varden, 6 Maplewood Terrace, Goshen, 649-7830
• Bette Ann Yarus, 244 Blooming Grove Turnpike, New Windsor, 667-0637
• Terri Blancato Horton, 41 Cora Rose Lane, Huguenot, 649-5149
• Vanessa Tirado, 89 Lakeside Road, Newburgh, 566-4336
Some gift ideas include: Back scratchers, books, boxes of all-occasion cards or notepaper, hair brushes/combs, calendars, sweaters (easy on/off), clip-on book lights, framed small artwork, gift certificates to on-site beautician, barber or gift shop, fingerless gloves for indoors, magnifying mirrors on a pedestal, small lap throws, magnifying glasses, non-skid socks, pens and pencils (easy to hold), playing cards (jumbo/large numbers), postage stamps, scarves, socks, shawls, silk plants, washable slippers, wheelchair bags.


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Press release originally posted on SBA Portland District Office website.
HILLSBORO, Ore.– Step aside food scene. . . before you made your global footprint, Oregon's music landscape ruled. And, the owners of Five Star Guitars, the 2016 Small Business Persons of the Year, are doing their part to keep both local and national musicians ready to jam.
Meet Geoff Metts, Jeremie Murfin, and Johnpaul Simonet.
"Our goal has been to create the best place for our customers to shop and for our employees to work," shared Geoff Metts, who leads Five Star's business development efforts. Jeremie functions as the team's CFO, handling bookkeeping and payroll functions, and Johnpaul keeps Five Star operationally aligned with IT and point of sale configurations.
In 2011, Geoff, Jeremie, and Johnpaul were presented with the opportunity to buy the shop that had been in existence since 1998. They knew from experience that they could run the store operationally—but was it a good investment? Before jumping in, the now owners sought the counsel of Portland Community College Small Business Development Center advisors at the Willow Creek campus. After extensive research and number crunching, the three would-be owners decided to take the leap. They have been fine tuning their business management skills ever since.
"I remember growing up and going to guitar shops," recollected Geoff. "I thought 'wow those guys have the coolest job' and now I'm in the same business."
Under new ownership since February 2012, Five Star Guitars has made some great strides: increasing the number of employees, registering double digit sales growth, and managing company liabilities. So, how do they do it? Five Star has a panorama of business competencies which include operating their retail sales locations, providing music lessons, performing as a top-notch warranty repair center, and growing their web sales.
Price-wise, Five Star Guitars keeps it competitive, while looking to deliver a long-term view toward customer relationships. Whether someone is buying a first instrument, or a professional looking for the newest unique accessory, Five Star Guitars takes pride in offering value through service before and after every sale. The retail shops also feature a number of local suppliers, from custom guitar straps to artistic locally-made pedals.
"We offer repairs ranging from basic instrument maintenance, like restrings and set-ups to more intensive repairs. We recently restored a turn-of-the-century Gibson mandolin," explained Geoff. "We are a certified warranty repair center for a number of top brands allowing customers to have work done locally."
Five Star Guitars contributes to the local music scene through several different avenues. The Five Star Guitars' music lesson program sponsors quarterly concerts, so that students can showcase their skills and learn to play as part of an ensemble. The next concert is scheduled for June 11, at the Hillsboro Farmers' Market. The team also works with school band directors and local parks and recreation music camps. Geoff serves on the Board of the Oregon Music Hall of Fame, and all three owners play in various local bands.
"Portland is one of the great music, arts, and food cities—from singer-songwriter coffee shops to big name venues," said Geoff, "And we are happy to be a part of the community."
For these reasons and many more, the Portland District of the U.S. Small Business Administration is proud to present the owners of Five Star Guitars as Oregon's 2016 Small Business Persons of the Year.
For more information on the SBA or services available through the Small Business Development Center Network, visit <www.sba.gov/or> and <www.bizcenter.org>.


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This year, the Nonprofit Technology Conference (NTC) will be taking place in San Jose, CA on March 23-25, 2016.
CiviCRM will again be an exhibitor at the conference. Feel free to pay us a visit at booth 1023. Experts will be on hand to answer questions on deploying, managing, and developing for CiviCRM. If you'd like to contribute or get involved with promoting CiviCRM at the NTC, please post a comment below and we'll get in touch with you to coordinate.
Skvare will be on-site for the booth setup Tuesday afternoon from 3-7pm and the conference doors will open on the 23rd (Wednesday) at lunchtime. Sessions will be scheduled on Thursday and Friday until noon. The precise session schedule will be announced soon with all the event details.
Registration for the conference is now available at the NTC website.
See you in San Jose!


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A simply huggy earring is a jewelry must-have. Easy to wear and super comfortable. This version is full of color! Set with multi-color sapphire gemstones - creating a stunning rainbow effect.
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The sky-blue cover with its gaping Mayan head and silhouettes of Elizabeth and her cat, called to me. True, I had been waiting for 12 months for this day to arrive. And now, here I was, about to turn the pages of the next Dr Pimms series book: Mayan Mendacity.
In Mayan Mendacity (Echo Publishing, ISBN-13: 978-1760404574), LJM Owen draws us into the life and times of Lady Six Sky. Believed to be one of the most powerful women in Mayan society, Lady Six Sky's world comes to vivid, full-colour through Owen's prose. In book 2, Elizabeth has settled into her work-a-day life supporting her family and trying to write up a scientific paper from her last adventure in the Olmec past. But her carefully balanced world starts to wobble when a tiny skeleton comes her way. Who are the people in the boxes and what has brought them here?
If you have read my review on book 1 of this series, Olmec Obituary, then you already know that I am going to say positive things about this book. Owen has grown as a writer and Mayan Mendacity is at once an entertaining and driving novel but still conveys that cozy murder mystery feel of cats, food, and friends. This book unlocks a new family mystery for Elizabeth, as well as, being, perhaps, a bit too real about love lives, overwork, and the stress of the modern world.
Beware: Owen is an amazing researcher and storyteller. Be prepared for that 'scene'. The one where your stomach may turn but your mind most certainly will (What! What did they just do? No. They didn't do that back then did they? Eew).
Mayan Mendacity sits proudly on the shelf of my favourite novels. I'm a busy modern woman, trying to eke out 30 minutes a night to read something new, and yet Mayan Mendacity sat completed after the first weekend. I might even have had my phone's torch on under the covers.
Side note: Just a reminder. If you are looking for a good protagonist to inspire a young woman in your life, Elizabeth and her friends are positive affirmations. This book is a good reminder that girl power and determination can be found even in the darkest times.
Genre: Mystery (cozy)
Reading Level: Young Adult, Adult
Rating: 4 out of 5 happily sleepless nights


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Real Estate
Premier Real Estate Agent for buying and selling homes in the Shenandoah Valley of Virginia and West Virginia.I feel like real estate is in my blood, growing up the son of a real estate agent and buil
"The Top of Virginia Regional Chamber is an incredibly valuable resource for the Shenandoah Valley..." – Adrienne G. Bloss, PhD, Provost, Shenandoah University.
View our 2020 Advertising Opportunities & Pricing Packages. Contact Billy Whirley.


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Panther Packers and Movers Ltd., one of the largest Logistics companies in Pakistan, evolved from a small scale business of Panther Household Carrier established in 2010 and functioned particularly for the shifting of household goods. Intercepted by vision and hard efforts of Sheikh Aftab Ahmad & Sons, the company moved ahead towards the path of growth. This evolution takes place on the solid grounds of expansion in terms of proficient and customer-satisfactory services. We have followed the principles of growth ever since our inception.
Our determination and hard work has made us today the foremost and unparalleled service provider in the Packing and Moving industry. Although we had a small start, we never failed to undergo expansion in our all domains. We now, not only provide the best-in-class services for household shifting but also provide superlative services in corporate and international shifting divisions, moreover we are the solution provider of logistics industry. Our strong will has today made our group,
As a part of our expansion, we have never lacked behind to update ourselves technologically and provide proficient services to our customers. We are characterized by growth and innovation. Panther Movers Group has provided some of the most advanced services to our customers. Our aim has always been to provide systematic shifting of goods which is reliable and free of any hassles. We have therefore incorporated the use of packing materials of high standards and advanced techniques in overall procedure of shifting.
We have effectively adapted ourselves in the era of globalization where there is continuous demand of people to shift from one country to another along with their goods. Thus, through our international shifting, we are providing services over in 182 countries.
- Customized packing materials for safe packing and transportation of goods are made available at all our centers.
- For safe and easy loading and unloading of goods, we have a large number of Forklifts, Trolleys, Double Door Home Carriers fitted with Tail Lift and a unique concept Trucking Cube (Container) and other similar equipment's.
- We have state-of-the-art warehouses on Government approved lands, which have tight security systems and are under CCTV surveillance for safe guarding of the stored goods.
Panther Movers Group specializes in executing packing and moving jobs across the country and the world. No job is too small or too large for us; we assist small, medium and large scale industries for facilitating their packing and moving jobs. The wide range of our services includes:
Household Goods
- PPM Infrastructure
- PPM Safety
- PPM Domestic
- PPM International
- PPM Home Storage
Cubes – Logistics
- Aviation Logistics
- Supply Chain
- Trucking Cubes
Contract Logistics
- Bulk goods
- Small Goods
- Car Transportation
- Warehousing
- Today, several business establishments entrust us for their packing and moving requirements. Many small, medium and large companies find it cost effective and safe to use our services rather than setting up units of their own.
- Due to the establishment of huge office network across the country, it has become easy for individuals and corporate from any part of Pakistan to avail our packing and moving and other logistics services.
Fortek Pakistan, Tech Access Pakistan, Pearl Continental Hotels, Marriott Hotels, Shell Pakistan, NCCPL Pakistan, Smollan Pakistan, Telenor, Mobilink, Zong.
Our Team
- Our team consists of more than 28 employees and 300 people indirectly connected, who are passionate about providing you the best-in-class services.
- Our staff consists of highly professional people who have great expertise in all domains of transportation and pro-client.
- We make sure that our staff is updated and well trained in their department of functioning. We therefore have a Training department providing comprehensive knowledge about their functioning to each of our personnel.
Techniques of functioning
- We make sure that we incorporate advancements in our functioning so as to provide best services, which are tailor-made and pocket-friendly as well as make the transportation of goods easy and flawless. Therefore, we came up with some of the unique and out-of-box concepts contributing best in shifting and transportation industry. Some of our most advanced innovations and services include the following:
- Trucking Cube (Container) – Put your own lock on cube
- Double Door Household Carriers
- LED Box – ensure TV's complete life i.e. 9 years
- Perfect Boxes
- Car Carriers – Safest option
- Cloth Cartons
- Fabric Sheets
Apart from these, we have a series of amazing innovations.
Customer Management
- We work on the principles of providing maximum customer satisfaction and have often exceeded the expectations of our dear customers by providing them efficient and competent services.
- We provide 24*7 customer support so as to ensure that any problem faced by our customers at any point of time gets resolved immediately.
- We also provide a personal Shifting Assistant to our customers, who keep in contact with them from the starting of shifting process to the final delivery and final settlement/feedback from them. The shifting assistant is always there to answer your all queries or to help you in any manner at new location, associated with your move.
"Cities Change; Values Don't. Your Priorities will always be Ours."


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My raise barely covered our health insurance increase (if it even did), but this year we get some tax breaks compared to last year.
So, we decided to put $50/month extra to the mortgage.
I didn't for January since my raise was only in effect for half the month.
However, dh has had a good ebay/amazon/craigslist month and so we should get a $50 deposit around 1/31 (from amazon). I was also going to add a $20 gift he got to the 2/28 payment. With the new found money I canceled the initial mortgage payment and will pay it directly on the mortgage bank's website to make sure the principal gets applied correctly. +$70 for January. Looks like I will have even more for February (more expected sales).
I haven't been big on the mortgage pre-payments. So, what has changed? Well, being able to max out retirement is one (that was our primary goal - mortgage paydown being secondary).
We also borrowed money (closing costs) to refinance the last time, so we feel an extra priority to pay those costs down. We've never borrowed a penny against our home, otherwise (even through many other purchases/refis. We usually pay cash for closing costs).
Then there is the psychology of breaking the $200k barrier. Not only is it a big fat six figure number, but we had paid our first mortgage down to almost $200k in 2001, before we moved. Logically I know our community is very high end, and we have a real house, a garage, a yard, and over twice the space, for a mere $30k more in loans. But, by the same token, we paid our first condo down very quickly (we both worked) and it's a bummer that in 10 years all we have accomplished is nothing on the mortgage balance. Back to where we started... This wasn't exactly what we had planned, anyway. I suppose that is the part that bothers me. Making no forward progress on that debt in 10 years, was not part of the plan. We have more and we work far less, but expected to make more forward progress all the same.
That said, paying down the mortgage is still not a huge priority. If we came into some extra money, we'd consider paying down a small chunk to make up for lost time. Mostly our plan is to resume our old $1300, $1500, or $1800/month payments, once dh returned to work. How much would depend on his income. Last we both worked, we were able to swing $1800/month for a 15-year mortgage (higher interest rates than at current). I think $1800/month would be very reasonable with 1.5 or 2 incomes. I make much more money now than I did in 2001. Our current payment is $1100 - we refied from $1500 to $1100 over the years, with dropping interest rates. We are sticking with the 30-year as long as the interest rates are this low. I don't want to fret over a $1800/month payment in case of a lay off or something like that. I certainly can't afford that on my income alone. But when we are both working, we will gladly pay the extra principal.
ETA: I received a $20 rebate today for my Visa. I get 1% cash back on this visa - only used for vendors who do not accept my AmEx (3% cash back on that one). The Visa rebate is just deposited to my checking account automatically, every January.
So, I Was able to keep the 2/28 mortgage payment @ an extra $70 as well.
Talk about timing! I took out the $20 I moved up to January, and another $20 *magically* appeared in my account. Too funny! So I added $20 back to the 2/28 mortgage payment. This was in Quicken. I will actually make the payment closer to the due date - see what else turns up.
Mortgage Update
My raise barely covered our health insurance increase (if it even did), but this year we get some tax breaks compared to last year.
1 Responses to "Mortgage Update"
January 27th, 2011 at 02:37 am 1296095867I understand the mortgage thing. Those small amounts do add up though. I'm a true believer in "snowflaking". I've done it with student loans and every other kind of loan and all but one are gone now!


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The following article from ABC news (Australia) briefly details the sentencing of a Catholic Priest found guilty of grooming an underage girl for sex (amongst other sick behaviour).
Robert MacGregor Fuller (Father – by name, not nature) yet another shining example of someone in a position of trust and proving only to be a great, evil pretender. To try to sell his behaviour as misunderstood/misinterpreted; did he swear on the Bible to tell the truth?It's a wonder this guy wasn't blasted out of his shoes by lightning; that would be poetic justice to say the least.
There is just something so fundamentally wrong with the concept and real time practice of a Pedophile Priest. And it's almost common place. Suffer the little children….
Puzzling comments also by the Sydney Judge.
Justice Hughes criticised the 'vow of chastity' taken by priests saying it is agonising and cruel………. It appears that an excuse has been offered by Justice Hughes for the actions of this pedophile in priests' clothing.
Updated Wed Feb 24, 2010 3:25pm AEDT
Jailed: Robert MacGregor Fuller served for six years at All Saints church in south-west Sydney. (AAP: NSW Police)
A Sydney judge has condemned the vow of chastity as a "cruel requirement" as he sentenced a Catholic priest to at least six months in jail for grooming a girl for sex.
Word for today: TRUST – reliance on the character, strength or truth of someone.
More to come: same blog time; same blog channel.


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Advice about staying at home (self-isolation) and treatment for you and anyone you live with.
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Advice for people at higher risk from coronavirus, including older people, people with health conditions and pregnant women.
Social distancing and changes to everyday life
Advice about avoiding close contact with other people (social distancing), looking after your wellbeing and using the NHS and other services.
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The practice was established in 1830 at the Corner House in the Market Place in Chippenham and nearly 200 years later eight partners and four salaried GPs work from the purpose-built premises forming Rowden Medical Partnership.
We look after over 16000 patients within our catchment area and we pride ourselves on our doctor/patient relationships and inclusivity. We have fought very hard to maintain our Personal List system. This means that every patient has a named doctor from the moment of their registration who is responsible for co-ordinating their care. We believe that continuity of a doctor is key to good practice and delivering a high quality personal consultation remains the cornerstone of our care.
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CROSS Origami is a lady's handbag with an impressive design that bet on the striking use of lines to stand out. What is awesome in this new model is that it has a special technique of folding. CROSS Origami can be folded down to a quarter of its original size for storage or transport. Crafted with a high-quality workmanship, the bag is closed with a zip to provide greater security in the transport of valuables. Available in various colors, this model was awarded with an honorable mention in the Red Dot Awards 2016.
Text: Isadora Faustino
Photos: Red Dot


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Micro-cheating is easy to pass off as innocent flirting but experts say it can cause long-term damage to your relationship.
So what exactly is micro-cheating and how can you tell if you - or your partner - is guilty of crossing the line?
Do relationships these days seem more fraught to you than ever before? There are so many terms and trends in dating and relationships right now, you could be divorced and not even know it. Or so it seems.
The most frustrating trend of all? Micro-cheating. Micro-what you ask? Well, according to a survey done by Victoria Milan, a British extramarital site, and nextlove.com, a Scandinavian social network for single parents, micro-cheating can best be described as a series of seemingly small actions - typically digital – that can be perceived as infidelity.
It ranges from lying about your relationship status on social media to active and conscious digital practice (connecting with an ex on Facebook, liking their social posts, or even sexting) that your partner is unaware of because you're consciously hiding it from them.
Says Lysn psychologist Michelle Pal, "Micro cheating sits somewhere between innocent flirting and a downright infidelity so, therefore, there are plenty of grey areas when it comes to the term."
For couples, those grey areas can vary but a big part of micro cheating comes down to the intention behind the actions - as a rule, you cross the line if you think your partner would feel uncomfortable if they saw your actions. And of course, if you're being secretive about it, or lying about it so they don't see them, it's likely to be something you shouldn't be doing.
"If you feel like you need to hide what you're doing from your partner, then chances are you are micro cheating," agrees Michelle.
"This can mean feeling the need to keep your distance when messaging, or keeping your social media activity private or are having phone conversations without telling your partner about them. The act could even be as simple as liking an ex boyfriend's social media post from months ago, or sending them private messages to see how they are."
In their survey, too,Victoria Milan found that while only 24 per cent of the 7000 people surveyed thought contacting an ex on social media was cheating, 62 per cent thought contacting an ex and concealing it was a problem. So yes, it seems secrecy that seems to really be key here.
How do you know if you have a problem in your relationship with a partner micro-cheating? Michele says: "Sure, everyone deserves some level of privacy (even when they're in a relationship), but most people know their partner well enough to know if something is amiss. For example, if they start answering calls away from you, or restrict you on Facebook. These are not definite signs, but many people will start to feel insecure about such changes in their partner's behaviour."
And how do you bring it up? "Don't jump to conclusions and accuse them of cheating but do talk about the topic of micro cheating and explain that their behaviour is making you feel nervous and why you are suspicious," advises Michelle.
Michelle suggests you say something like, "It seems like you're relating to this person in a way that, if I were there, would make me feel uncomfortable. Do you have feelings for them?" And if there are specific instances that have upset you, bring them up. As in, "When I see you chatting with that girl on Facebook, I worry about us."
"Even if they don't understand your viewpoint," adds Michelle, "try to calmly come to an agreement on some boundaries about what you are both willing to accept or not accept when it comes to communicating with others outside of your relationship. If they're not putting in a good effort the majority of the time to meet your emotional needs and help you feel secure in the relationship then you may need to start questioning whether this relationship is meeting your emotional needs."


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Back to Previous Page | All News Items
Fort Campbell Courier
Fort Campbell, KY | February 16, 2018
"I have history here, I really do," said Karyn Oxendine, reading specialist at Marshall Elementary School, who has been teaching military children for 13 years.
"Even as I walk through this campus I think about my father every day and I think, 'I wonder if he walked this street or that,'" Karyn said. "He was a young Soldier."
Karyn's father, Pvt. Henry Peter Oxendine Jr., served in the Army three years. Fort Campbell was his last duty station. Karyn's mother, Bobbie Croney Oxendine-Hutchins, who is from Hopkinsville, met Peter while he was stationed at Fort Campbell. They married in 1959. Karyn's older sister, Sheryl, was born at Blanchfield Army Community Hospital. After Peter transitioned out of the military in 1960, he and his young Family moved back to his childhood home, New York City. Soon after, Karyn was born.
"My father died when I was very young, so I don't really recall him," she said. "I grew up in Brooklyn, but I've lived in every borough of New York City except Staten Island."
Going places
Karyn said her life changed in the second grade when her mother decided to have Karyn and Sheryl bussed out of Brooklyn to Sheepshead Bay Elementary School to continue their education. In the mid-1970s children were transported to different schools across the district in an attempt to desegregate the New York City Public School System. The ride took about 30 minutes each way. Karyn and Sheryl were initially upset with their mom, because they wanted to go to the local school with their friends.
"When people think of the North, they think of a more liberated, accepting population, but New York City was very segregated when I was growing up," she said. "Everyone had their own neighborhoods and that transferred into the schools."
As an adult, she understands her mother's decision.
"That was the best thing my mother ever did for us," Karyn said. "She told us she did it because she wanted us to know how to handle ourselves amongst anyone. She also knew that those were the better schools. She prepared us for the future. She knew that my sister and I were going places. She knew what she was doing for us."
In a predominantly white, Jewish school, Karyn felt like she stuck out, but she never had any negative experiences. Karyn and her sister later chose to attend Sheepshead Bay Middle and High School. She said she met lifelong friends there who she remains in contact with today.
"[Attending Sheepshead Bay schools] opened my eyes that some people had this black and white hatred thing going on, where they didn't like people based on their skin color, but that was not my experience," she said. "Everyone was nice to me."
Best books to read
Although she grew up in a home filled with books and with a mother who constantly read, Karyn did not develop a passion for reading until she was a sophomore in high school.
"I had this teacher, her name was Mrs. Fitzpatrick. I don't know if she was Scottish or Irish, but she had the most beautiful accent," she said. "She gave us some of the best books to read. Not only did we read the books as homework assignments, but she would also read a section to us during class. Just sitting there and listening to her read … I loved every moment of it."
From that moment, she was hooked on reading.
"I remember as a student, being in classes that didn't quite hold my interest the way English did, and I would get into trouble because I would have my book right in my lap. The teacher would be teaching and I would be reading under my desk," she said. "I remember getting a lot of books taken away from me because of that, but my mother didn't stress me about it too much because it was books."
Major career change
After graduating high school, Karyn attended a private, all-girls, Catholic college, The College of New Rochelle in New York.
"I was very into the arts and I love to sew, so my first major was costume design. That was my dream job," she said. "We had to do so many basic classes like sketching and that was not really my strong point."
By her second year of college, Karyn decided to switch majors, because she struggled with the basic classes in the arts program.
"I changed to be a business major. It was a major career change for me," she said.
She graduated from college with a Bachelor of Science in business administration. She began working for Union Carbide, but after it relocated to Texas, she was left without a job and in need of cash.
"Someone told me I could do substitute teaching with my bachelor's degree, so I decided to do that until I found a job," she said. "I never left the school system from that day."
At first, she did not feel like she was meant to be a teacher, but she slowly realized it was exactly what she needed. Karyn served as a third-fifth grade teacher at Roberto Clemente Elementary School in New York City for 18 years. Karyn is the only teacher in her Family. She completed a Master's Degree in Early Childhood Education. She also became a "Reading Recovery" certified teacher by completing a three-year program at Long Island University through the New York City Public School System.
Karyn worked one-on-one with students who struggled to read for about a decade through the "Reading Recovery" program. After the school system abandoned the program, she served as a literacy coach for the last five years of her career in New York City.
A journey
When Karyn's mother, who later remarried, decided to leave New York City in 2001 and move to Clarksville, Tennessee, to be closer to her 92-year old mother, Karyn knew it was time to pack up and move away from the city, so she headed south in 2005. She said she knew a little bit about the Fort Campbell and Hopkinsville area from her regular visits to her grandmother's home.
"At the time I was raising two boys and I decided I had had enough of New York," she said. "It was getting hard. After Sept. 11 … life just changed so much. I had a teenager and an 8-month-old baby then. Every time I would come here to visit … I just wanted to stay. I felt like I had a connection here."
Karyn said she does not regret leaving New York City.
"When my mom left, my oldest son, who is 26 years old now … it was just a tragedy for him and [my mom] too," she said. "I believe in a tight-knit Family. I was raising my kids and they didn't have grandma and grandpa anymore and I just felt like we needed to get back to them. It's been a journey."
In the fall of 2005, Karyn began her teaching career at Fort Campbell as a preschool teacher at Barkley Elementary School, which was different than anything she had done before. She had never taught anyone that young.
"[Teaching preschool] was part of the change that needed to take place in me," she said. "I needed to start there. The culture and everything in the Fort Campbell School System was totally different than anything I had ever experienced. The fact that I transitioned with children that young … it was just such a good thing. There is such a closeness in this school system. It's a close-knit community and coming from New York City, I wasn't used to that."
After three years as a preschool teacher she moved on to teach fifth grade at Barkley. When Barsanti Elementary School opened up on post in 2011, she applied to transfer there as a fifth grade teacher. After looking over Karyn's resume during her interview, the principal asked her if she would be interested in interviewing for a reading specialist position instead.
Karyn served as the reading specialist at Barsanti until 2016 when Marshall opened.
The new Marshall, a 21st Century school, features open classrooms that are designed as grade-level neighborhoods where teachers have the option to close off their classrooms with soundproof dividers. This free-flowing layout is designed to encourage collaboration and stronger communities.
Karyn said she was eager to transfer to Marshall because she was familiar with the open concept.
"I felt like Marshall was the final frontier of learning here at Fort Campbell and I really just wanted to be a part of that movement," she said. "I see this as an opportunity. I had been reading about this 21st Century teaching and learning … the design is changing and it's just so new and exciting. That's really what I'm all about."
Black woman
Being a positive role model has always been a driving force in Karyn's career.
"In New York, because of where I taught, it was empowering [to be a black, female teacher]. I was a role model. I was a leader," she said. "It felt good that the children looked up to me. That someone who looked like them was in the position I was in."
She strives to set a good example for all the children she works with.
"Yes, I am a woman. I'm a black woman. Even more so though, I am a person and I want to be a good person and a good teacher to children," she said. "I want to do my best for them."
Part of being a positive role model, is educating children, especially during Black History Month, she said. For her, this month is a time of happiness, joy and fun. She said the observance is an opportunity to educate everyone about the contributions black Americans have made.
"We really get to show off during Black History Month," she said. "We introduce the children to people they've never heard of before. It's a chance to tell our story, too. It's important to tell our story. It's important for our children to understand the sacrifices and struggles that their people have gone through so they can continue to climb. You won't know where you are going if you don't know where you've come from."
Although Karyn's father died before she was able to get to know him, she still considers herself a military child and a part of the military community.
"I feel more like a military child coming back and teaching in these schools than I ever did growing up," she said. "I feel what these children feel. I bring with me that 'I've got your back' attitude and 'I believe you can' spirit. I really follow my children, not just in their class with me. I make sure everything is going OK for them in the classroom. I'm fighting for them 100 percent. I'm always in their corner."


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V.engage allows you to create or customize infographics.
This can be used in the educational platform by teachers to explain something or by students to present something.
The above video shows my first time using it. I definitely recommend! Love how it is designed to be sort of like Pinterest and the ease of editing.


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$1,500 5 bed 14 Bailey Avenue, LANE COVE NSW, 2066
$1,500 5 bed
14 Bailey Avenue, Lane Cove North, Sydney, 2066
Commute to Downtown Sydney
This apartment is in the Lane Cove North neighborhood in Sydney. Nearby parks include Lane Cove National Park, Casuarina Flat and Wirong Flat.
14 Bailey Avenue has a Walk Score of 39 out of 100. This location is a Car-Dependent neighborhood so most errands require a car.
This modern two story residence enjoys superb open plan living with spacious indoor entertaining. No expense has been spared with the quality inclusions throughout.
- Tiled entry and living areas
- Large separate family room or home theatre
- Master with walk-in robe, ensuite, all other rooms with built ins
- Open plan gas kitchen with stainless steel European fittings, chefs oven, dishwasher and ample storage
- Impressive timber staircase
- Reverse Cycle Air conditioning
- Easy care garden with lush lawn
- Double auto garage with adjoining large storeroom
Ray White Lane Cove is Open Monday - Saturday. For more details regarding this property please feel free to contact me directly on 0420 202 520. Have a look at our other properties available for rent at: http://raywhitelanecove.com.au/rent/open-for-inspection/
1. Click on Virtual Tour in REA or Email Agent in Domain and you will be sent Inspections Times.
2. Register to join an existing inspection or choose a new inspection.
3. If there are no times, please register so we can contact you.
4. If you do not register we cannot contact you to inform you of inspections, changes or cancellations
Owner/manager tools | Report bad listing | From raywhite.com
Lane Cove North, Sydney, 2066
Most errands require a car.
Many nearby public transportation options.
About your score
Explore how far you can travel by car, bus, bike and foot from 14 Bailey Avenue.
14 Bailey Avenue has good transit which means many nearby public transportation options.
Rail lines:
T1 North Shore and Northern Line
2.0 km
Central Coast and Newcastle Line
2.0 km
Bus lines:
534 Chatswood to West Ryde
0.4 km
533 Chatswood /North Ryde to Olympic Park
0.4 km
258 Chatswood to Lane Cove (Mars Road)
0.4 km
256 Chatswood West to Chatswood
0.4 km
255 Chatswood to Colwell Crescent
0.5 km
View all Lane Cove North apartments on a map.
Popular apartment searches include pool, fitness and furnished.
14 Bailey Avenue is in the Lane Cove North neighborhood. Lane Cove North is the 123rd most walkable neighborhood in Sydney with a neighborhood Walk Score of 74.


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Prenatal Yoga is a powerful way to prepare your body, mind, and spirit for labour + birth. It will also hold your hand through the journey of Motherhood, constantly bringing you back to the breath, your body & the present moment.
Prenatal Yoga & Movement
Birth is sacred, instinctual, transformational, and highly sensual. Women hold the coding to create life and give birth. I seek to explore your fears and desires together so that you can envision your most empowered and authentic birth experience, and then let go to the natural flow. If you see pregnancy & birth as both spiritual and holistic, I would love to explore supporting you throughout this intimate experience.
Gemstone Jewellery
Gemstones are powerful allies on your path. They can serve to balance the emotions, ground you, stabilize fear & anxiety, and help you find your truth & voice. The right stones at the right times can create a needed shift in energy. I create gemstone jewellery to assist you on the path of conscious conception, pregnancy, birth, Mamahood & Womanhood.