text:
On November 29-30, 2006, the Canadian Waste & Recycling Expo and the Canadian Public Works Expo will return to the ...
On November 29-30, 2006, the Canadian Waste & Recycling Expo and the Canadian Public Works Expo will return to the Toronto area to present hundreds of new and innovative products designed to improve the environment, your job efficiency and your bottom line.
As the nation's only tradeshow serving this multi-billion dollar industry, CWRE will continue to focus on the collection, hauling, processing and disposal of waste.
n addition, the event will also cover materials recycling, municipal recycling programs, including blue box programs, MRFs, scrap metals, C&D, wood, plastic, paper, auto, tires, fiber and more.
This event is expected to draw thousands of buyers representing municipalities, private sector haulers, direct service providers, recyclers, landfills, C&D, all levels of government, manufacturers, chemical and allied, and the private sector, plus representatives of industrial, commercial and institutional concerns.
Celebrating its fifth year, The Canadian Public Works Expo anticipates a banner year of new technology, leading exhibitors, exciting products and informative seminars. This must attend event offers the convenience of cross over traffic from several industries.
For more information, please contact:
Attn.: Arnie Gess
Toll-Free: 877-534-7285
Local: 403-638-4410
Fax: 403-638-4413
Email: email@example.com
Website: www.cwre.ca
Seminar Program:
Wednesday November 29
Plenary Session: No Charge – 10:30 a.m. to 11:15 a.m.
Introduction: FCM's Waste Campaign Presented by the Federation of Canadian Municipalities
Sponsored by: Consulate-General of the Kingdom of the Netherlands
Topic: Waste Management in the Netherlands and the European Union
Presented by: Ton B. Holtkamp Director Chemicals, Waste, Radiation Protection Directorate, The Netherlands Ministry for Housing, Spatial Planning and the Environment
Trade Show Floor Open – 10:00 a.m. to 4:00 p.m.
Morning Sessions: 9:00 a.m. to 10:15 a.m.
Seminar #1: $49
Sponsored by: Ontario Waste Management Association
Topic: Hazardous Waste From Generation to Treatment to Disposal
Part 1: Ontario's 'New' Land Disposal Restriction (LDR) Regulation
Presented by: Andj Dominski – Assistant Director, Waste Management Policy Branch Ministry of the Environment Toronto, Ontario
Andj is currently the Acting Director of the Ministry of the Environment's Waste Management Policy Branch. He has recently been involved in developing Ontario's new hazardous waste land disposal restriction regulation, developing waste management tools for municipalities and private sector dealing with both disposal and diversion and nutrient management. He has over 25 years of experience with the Ministry. He has managed the province's environmental assessment program and the waste approvals program. He is a professional engineer with a Masters degree in environmental engineering from the University of Toronto.
Learn about the new Ontario LDR regulations that require hazardous wastes to be 'pre-treated' prior to land disposal and the timelines for compliance for waste generators, haulers, recyclers and disposal facilities. Hear about the new guidance documents' developed by the Ministry of the Environment to assist with hazardous waste management under the new requirements.
Part 2: The Federal Framework for hazardous Waste Management & Import / Export Regulations
Presented by: Chris Small Environmental Manager Clean Harbors Canada Inc.- Corruna, Ontario
Chris Small is Regional Manager of Environmental Affairs for the Clean Harbors Canada, Inc. Chris serves as the primary liaison for Clean Harbors in regulatory issues pertaining to Environment Canada and various Provincial Governments. His regional responsibilities include environmental compliance for facilities located in Ontario, Manitoba and British Columbia.
Chris has worked in the hazardous waste industry for 14 years and during that time has gained exposure to numerous environmental and regulatory issues. He is conversant in the Export & Import of Hazardous Waste and Hazardous Recyclable Material Regulations; the General Waste Management Regulation of Ontario; and, the Transportation of Dangerous Goods Regulations.
As a member of the Ontario Waste Management Association's environmental affairs committee and involvement with the Sarnia-Lambton Environmental Association, Chris has fostered relationships with many senior industrial leaders from the petroleum refining and chemical sectors of industry as well as building a strong network with officials within all levels of government.
Recent changes to the Import/Export regulations under the Canadian Environmental protection Act (CEPA) affect all managers of hazardous waste. Hear about the changes to manifests and the impact on generators and haulers. Learn about the impacts of 'waste reduction plans' relative to exports and the long term implications to waste management in Ontario.
Seminar #2: $49
Sponsored by: mwin – Municipal Waste Integration Network
Topic: Best Management Practices for Small Landfills
Learn about best management practices that should be considered in your landfill management and operations such as: innovative design; operational controls for entry of waste; operator training; tracking your C. of A. requirements and many others. Key basics will be covered that you need to know about landfill ground and surface water management and monitoring. Cost controls, value engineering and management programs including the value of strategic planning will be discussed. This will be a great primer session for decision makers and public works managers of small landfills.
Presented by: Lyle Parsons, VP Environment, R.J. Burnside & Associates Jamie Hollingsworth, Manager, Solid Waste Services, R.J. Burnside & Associates Jim Walls, Geoscientist, R.J. Burnside & Associates.
Seminar #3: $49
Sponsored by: mwin – Municipal Waste Integration Network
Topic: What is the "Right" residuals processing technology for your municipality? Lessons learned from large to small municipalities
Presented by: Michael Cant, Senior Solid Waste Planner, Ontario Region Waste Sector Leader, Golder Associates – Pam Russell, Director, Transportation & Waste, County of Northumberland – Dennis Jackson, National Waste Programs, Waste Management Division, Environment Canada – Barry Friesen, Director, Environmental Services, Regional Municipality of Niagara
Learn from industry experts on "How To" select an appropriate residuals processing technology. The speakers will present a series of lessons learned that will point to the key factors to be considered in selecting the "right" technology for your unique circumstances, big or small. Considerations such as waste types and throughput, flexibility, business arrangement, reliability amongst others, will be discussed. You will retain key considerations and their relative importance for implementation in your municipality.
Seminar #4: $49
Sponsored by: Association of Ontario Road Supervisors
Topic: Legal Issues Associated with Municipal Winter Maintenance Operations
In today's world, maintenance operations face numerous challenges and these are growing at an increasing rate. Municipalities need to pro-actively protect themselves against an emerging litigation trend in society. This seminar will discuss some of the positive steps that are necessary to deal with the statutory requirements for winter operations.
Presented by: Graham Zeisner, CRS-S Association of Ontario Road Supervisors
Graham worked for the Region of Ottawa-Carleton/City of Ottawa for 30 years including 23 years as Construction Superintendent resp
onsible for road construction, rehabilitation and maintenance. Since 2002 he has successfully operated his own company RoadLogic Inc. (www.roadlogic.ca) specializing in Public Works related services. He is currently unde
r contract with the Association of Ontario Road Supervisors (AORS) as their Training Coordinator. Graham is a Certified Road Supervisor Senior (CRS-S) and a Certified Municipal Manager (CMM 111).
Seminar #5: $49
Sponsored by: SWANA – Ontario Chapter
Topic: Collection Safety – Emerging Issues
Moderator: Al Dickens, Technical Analyst Region of Peel
With more and more specialized collection vehicles on our roads, new safety issues confront us. This session reviews several new safety requirements and procedures for collection operations.
Part 1: Fall Arrest Recycling Trucks
Mark Collins
Landfill Supervisor
County of Wellington
Part 2: Fall Protection Rolloff Bin Tarping and Securement
Rob Cook
Ontario Waste Management Association
Lunch 12:00 p.m. to 1:30 p.m.
SWANA AGM & Luncheon – Sponsored by SWANA – Ontario Tickets $59
Guest Speaker: Guy Crittenden
Editor-in-Chief, Solid Waste & Recycling Magazine Industry Trends in Canada.
Afternoon Sessions: 3:30 p.m. to 4:45 p.m.
Seminar #6: $49
Sponsored by: Ontario Waste Management Association
Topic: Overcoming the fears and phobias associated with automated collection
Presented by: Labrie Environmental Group, IPL Environnement
Invited Speakers: Col Sel Transit, Montreal, QC Speaker TBD and Gerry Martell Manager, Operational Support – Solid Waste Management Services – North and East Districts – City of Toronto
Ensuring collection services to 230 000 Single Family Homes, 212 000 Multi-residential Units and 576 Schools is the challenge that Mr Martell and his team face everyday, of every week. This involves managing a fleet of 186 trucks, half of which are co-collection vehicles. Gerry oversees the procurement of all new and replacement collection vehicles, is involved in the writing of collection truck specifications, and prepares the annual operating budget (close to $29.5 Million in 2006). Gerry Martell successfully introduced the Green Bin collection program in the North and East Districts, and the mandatory recycling program to multi-residential buildings. Gerry is also in charge of controlling and managing all waste diversion initiatives in the North and East Districts.
Gerry started with Scarborough back in 1977 where he was responsible for the City's three recycling depots which were first introduced in 1968. He also participated in the introduction of the recycling program to residential properties in Scarborough back in 1988. Gerry Martell has a degree in Human Resource Management form Centennial College.
Automating collection operations is a very serious process. First and foremost, it demands an in-depth look at existing operations and how they are conducted. Then, selling the concept internally and re-engineering the processes demand time, energy and resources which are not always granted. This partly explains why many automation projects get postponed or abandoned.
So, identifying the fears, needs and concerns of all stakeholders is the first step. Choosing the right equipment, developing targeted outreach materials that address the needs, and delivering the promised service reliability and on-going customer service and support, are keys to a successful automated program.
Seminar #7: $49
Sponsored by: mwin – Municipal Waste Integration Network
Topic: How to "Shorten" the quest for Provisional Certificate of Approval (Waste) and (Air/Noise) under the EPA
Presented by: Frederick (Rick) Mosher, Shareholder, Conestoga-Rovers & Associates Ltd.; Anne Hiscock, Manager, Environmental Affairs, Green Lane Landfill and Green Lane Environmental Group Limited Partnership; Doug Robertson, Sr. Environmental Planner, Conestoga-Rovers & Associates Ltd.; Michael Cant, Senior Solid Waste Planner, Ontario Region Waste Sector Leader, Golder Associates Inc. and, Gordon Reusing – Shareholder, Conestoga-Rovers & Associates Ltd.
This session moderated by Mr. Frederick (Rick) Mosher, Shareholder, Conestoga-Rovers & Associates will offer practical tools related to shortening of the quest for Provincial Certificates of Approval for Waste, Air and Noise under the Environmental Protection Act. The session will discuss EPA approvals from the viewpoint of a private waste management company seeking approvals; tools related to shortening the Environmental Assessment process; approvals related to organic waste management facilities; and suggest practical tools for submission of air approvals to ensure a quick turnaround time.
Seminar #8: $49
Sponsored by: SWANA – Ontario Chapter
Topic: Transfer Station Operations
Moderator: Beth Goodger – Director, Solid Waste – City of Hamilton
With the increasing dependence on transferring waste, the operation and facilities of Transfer Stations continues to be improved. This session will look at several issues at transfer facilities.
Part 1: Design for Information Systems
Mark Wills
Geoware Inc
Part 2: Changing Transfer Station Design
Stefan Bukojemsky
Director, Solid Waste Facilities
URS Corporation
Part 3: Small Rural Transfer Stations
Sherry Arcaro
Manager of Environmental Services
County of Peterborough
Seminar #9: $49
Sponsored by: Consulate-General of the Kingdom of the Netherlands
Topic: Dutch Technology – In Vessel Composting
Presented by: Jan Roemermann, Christiaens Group
Jan Roemermann has over 25 years of experience in the development of new composting systems and for optimising process technology. He has been instrumental in the development and marketing of the Christiaens tunnel composting system worldwide. Jan and his team develop complete process designs that achieve the stringent environmental guidelines imposed by most European countries.
Municipal Solid Waste Biosolids Green Waste Animal By-products Animal Manures: All these organic waste products are easily degraded by a diverse range of micro-organisms. However, when this process takes place inside a "closed box", it is possible to control all parameters involved in this process.
Seminar #10: $49
Sponsored by: AMRC – Association of Municipal Recycling Coordinators
Topic: Paying to Blue Box Best Practices: Are You Ready for 2008?
Presented by: Mike Birett – Manager, Program Development and Planning Solid Waste Management Branch – York Region
Mike Birett is currently the Manager of Program Development and Planning for York Region's Waste Management Branch. Mike has worked in the field of municipal waste management for over fifteen years with responsibilities spanning environmental enforcement, composting operations and program development. Prior to joining Regional government, Mike worked for several private sector companies in both the pulp and paper and waste management industries. At present he is Chair of the Association of Municipal Recycling Coordinators.
In 2008, payment to municipalities under the Blue Box Program Plan will be based on "best practices". Contractors and municipalities alike will be impacted. For municipalities it may mean rethinking the way they operate their programs. For contractors it will mean an increasingly competitive environment and pressure to release more performance related data. This session will highlight key elements of the impending changes and their impact on the industry.
Evening Activities:
OWMA / Consulate-General of the Kingdom of the Netherlands Reception – 5:00 p.m. to 6:30 p.m.
For more information contact: OWMA – Call 905-791-9500, Email: email@example.com
Thursday November 30
Trade Show Floor Open – 10:00 a.m. to 4:00 p.m.
Morning Sessions: 9:0
0 a.m. to 10:15 a.m.
Seminar #11: $49
Sponsored by: Ontario Waste Management Association
Topic: Waste Diversion in the Residential and IC&I Sectors – Infrastructure Challenges
Presented by: David Merriman – MacViro Consultants
David Merriman holds an engineering degree from Queens, a MBA from Western and has more that 25 years diverse consulting experience. He has played a key role in the development of:
New recycling facilities in Toronto and Peel
The Algonquin Power Energy from Waste Facility in Brampton and
The City of Toronto's Dufferin Anaerobic Digestion Facility
He is currently assisting the Regions of Niagara, Durham, York, and Peel as well as The Cities of Toronto and Hamilton in developing waste disposal solutions.
Learn about the technical, government policy and environmental approvalrelated challenges facing waste diversion in Ontario and the current infrastructure needs to support increased diversion rates. Hear about the business opportunities associated with increased waste diversion and understand the direction of Ontario municipalities relative to waste diversion programs and infrastructure.
Seminar #12: $49
Sponsored by: Composting Council of Canada
Topic: Advantages of Anaerobic Digestion for Organics Management
Presented by: Jake DeBruyn – Ontario Ministry of Agriculture, Food and Rural Affairs – Jake DeBruyn P.Eng is the Engineer for New Technology Integration at the Ontario Ministry of Agriculture, Food and Rural Affairs.
Jake has been with the Ministry for five years and has focused on a variety of areas, including Nutrient Management, rural odour control, agricultural washwaters, manure technologies, and most recently on farm and rural energy opportunities. Jake is based in the Guelph OMAFRA office, and covers the region of Halton, Peel and Simcoe for rural environmental issues.
Trevor Barton – Region of Peel
Launch of Peel's Region-Wide Organics Diversion Program
Seminar #13: $49
Sponsored by: SWANA – Ontario Chapter
Topic: Selecting a Collection Option
Moderator: Steen Klint – Energy Manager, St.Lawrence Cement
The evolution of waste diversion is resulting in major changes to how garbage, recyclables and organic materials are handled. This session looks at the study and rational that determined the new collection systems and equipment utilized by 3 prominent Canadian Municipalities.
Part 1: Whitby's Experience
Murray Gale
Supervisor, Solid Waste
Town of Whitby
Part 2: Winnipeg's Experience
Dan McInnis
Manager of Solid Waste
City of Winnipeg
Part 3: Hamilton's Experience
Colin Vidler
Supervisor of Waste Collections
City of Hamilton
Seminar #14: $49
Sponsored by: Consulate-General of the Kingdom of the Netherlands
Topic: Dutch Technology – Energy from Waste
Presented by: Dr. Eveline Jonkhoff – Alval Energie Bedrijf
Drs. Eveline Jonkhoff has studied Biology at the University of Amsterdam. Specialisations: Environment & Society, toxicology and environmental legislation.
Since her study she has been working for the City of Amsterdam on Waste-to-Energy. She fulfilled several jobs within the City of Amsterdam and has build up an experience on this subject of about 17 years now. For example, during the construction and exploitation of the present Waste-to-Energy Plant in Amsterdam she was involved in building up long term relationships with stakeholders. Since mid 2003 Drs. Eveline Jonkhoff has been working as Marketing manager of the Afval Energie Bedrijf Waste and Energy Company, City of Amsterdam.
Waste is Innovation: Introduction of Amsterdam's waste fired power plant in the international market for sustainable energy
Learn from the Dutch long term experience on integrated waste management. Ban on landfill in combination with a high level of recycling and high standard of clean Waste to Energy technology. The City of Amsterdam has 85 years of experience in transforming municipal solid waste into sustainable energy and high quality building materials. The Waste and Energy Company, City of Amsterdam, has developed world's first high efficiency W-t-E plant: Waste Fired Power Plant (WFPP).
Lunch 12:00 p.m. to 1:30 p.m.
mwin Annual Canadian Waste & Recycling Luncheon Sponsored by mwin (Municipal Waste Integration Network)
Tickets $50 each or $450 for a table of 10
Guest Speaker: John Wright, Sr. Vice President, Opinion & Social Research / Public Affairs, Ipsos Reid, Toronto
Afternoon Sessions: 3:30 p.m. to 4:45 p.m.
Seminar #15: $49
Sponsored by: Composting Council of Canada
Topic: Composting Markets
Presented by: Ron Bisaillon – Filtrexx Canada Soil Erosion
Control as a Market for Compost
TBD – Landscape Ontario Compost – Use in the Landscaping Industry
Sponsored by: SWANA – Ontario Chapter
Topic: Emerging Disposal Options
Moderator: Linda Churchill – Senior Environmental Engineer, Region of Waterloo
Access to landfill disposal continues to be under siege, whether it is a border closing or whether it is permitting issues here at home. This session will review several emerging disposal options in lieu of Landfill disposal.
Part 1: Opportunities within the Cement Industry
Steen Klint
Energy Manager
St. Lawrence Cement
Part 2: Toronto's Search for Alternatives
Geoff Rathbone
Manager, Policy and Planning
City of Toronto
Part 3: Bioenergy and Biofuels
Melissa Felder, M. Eng.
Sponsored by: Consulate-General of the Kingdom of the Netherlands
Topic: Dutch Technology – Separation Systems and the Handling of MSW
Presented by: Robert A. Slikker, International Bulk Handling Technology BV
Robert A. Slikker is president of International Bulk Handling Technology BV.(IBT). He has been active in the field of complex bulk handling systems since 1991. From 1995 until 1998 he was employed by Beltwall in St. Louis, USA, the world's largest manufacturer of cross rigid corrugated sidewall belts. During these years he has been living in the USA. Major expertise are systems for refuse incineration plants and the handling of fly ash and slag. Application of special systems for separation and handling of MSW at transfer stations and refuse incineration plants.
Seminar #18: $49
Sponsored by: AMRC – Association of Municipal Recycling Coordinators
Topic: Multi-residential Recycling: The Untamed Frontier!
Presented by: Kim Kidd Kitagawa – Waste Management Coordinator – Waste Management Division. Waterloo Region
Kim is currently a Waste Management Coordinator at the Region of Waterloo. She has been in municipal waste management for over 15 years and her responsibilities have included:
Coordinating the Environmental Management System/ISO 14001 registration at Region's Waste Management Centre; and
Implementing and managing various curbside recycling, garbage and organic programs.
She has participated in a number of internal and external committees and is presently the on the Board of Directors for the Association of Municipal Recycling Coordinators, Chair of its Policy and Programs Committee.
Kim received her Bachelor of Environmental Studies from the University of Waterloo majoring in Environment and Resource Studies.
Multi-residential recycling programs have always been challenging dealing with site-specific needs, contamination rates, transient populations, data management and effective communication. With the multi-residential sector being touted as the next least cost tonne, it
is important that municipalities and contractors work together to maximize diversion rates. Find out the latest initiatives in dealing with the challenges of multi-residential recycling.


text:
In Harvey's wake, some worry about state insurer's pace at paying claims from Ike
Millions in claims are yet to be paid from Ike, adding to worries after Harvey less
As thousands wait for insurance money to make repairs in the wake of Hurricane Harvey, more than a half-dozen school districts, cities and other government agencies are still awaiting payment from the Texas Windstorm Insurance Association on nearly $60 million in claims from Hurricane Ike.
Texas City Independent School District leads the list with more than $17 million in outstanding Ike claims, followed by Dickinson ISD with $10.5 million and Chambers County with $9.5 million. Three other school districts, two cities and a community college are awaiting payment on additional claims of more than $22 million, according to a Houston Chronicle analysis.
Officials said they have little faith that TWIA - the insurer of last resort - will pay the claims without further legal battles.
"It's scary," said Dickinson ISD Superintendent Vicki Mims, whose community was also hit hard by Harvey. "As a school district, we have some resources to use. … If you're a homeowner, what do you do? Fight TWIA for 10 years?"
Of the nine entities still seeking funds for Ike damages, five are trying to work through an appraisal process to determine how much TWIA should pay. Dickinson ISD filed a lawsuit, turned to an independent judge and has battled a legal appeal in an effort to recover the losses.
Jennifer Armstrong, vice president of communications for TWIA, said the pending Ike claims are anomalies that don't portend problems for Harvey claims.
"We want to resolve anyone's concern as best we can outside any process," Armstrong said. "When we set payment on a claim based on an estimate, we realize it could be a different number when people do repairs. We always encourage policyholders to come back and work with us to make sure everyone's satisfied."
Claims through TWIA have gotten more complicated, however, since Ike struck Texas in 2008. In 2011, the state Legislature passed a series of laws making an appraisal process the sole avenue through which policyholders can dispute claims and capping the amount of damages if a court finds TWIA guilty of wrongdoing.
The more than 73,000 claims filed since Harvey will be the first major test of how the new policies could affect payouts.
Some consumer advocacy groups and insurance experts worry that the new rules will allow the insurer to drag policyholders through years of proceedings without being held accountable for wrongdoing.
"TWIA has a recognizable pattern of stall tactics and attempts at non-payment," Anahuac ISD Superintendent James Hopper wrote in a letter to a state lawmaker over his district's attempt to collect $7.6 million in claims.
More Information
Waiting for payments
Nine entities are still awaiting payment for claims filed over damages from Hurricane Ike in 2008 from the Texas Windstorm Insurance Association, a quasi-governmental group that serves as an insurer of last resort for an area of coastal Texas that includes 14 counties and a slice of Harris County.
Texas City ISD, $17.3 million
Dickinson ISD, $10.5 million
Anahuac ISD, $7.6 million
Santa Fe ISD, $5.3 million
Lamarque ISD, $2.75 million
Chambers County, $9.5 million
College of the Mainland, $3.94 million
City of Santa Fe, $1.5 million
City of Dickinson, $1.25 million
"As a school district, we have some resources to use. …If you're a homeowner, what do you do? Fight TWIA for 10 years?"
Vicki Mims, Dickinson ISD superintendent
Still waiting
Nine entities are still awaiting payment for claims filed over damage from Hurricane Ike in 2008 from the Texas Windstorm Insurance Association, a quasi-governmental group
that serves as an insurer of last resort for an area of coastal Texas that includes 14 counties and a slice of Harris County.
»Texas City ISD, $17.3 million
»Dickinson ISD, $10.5 million
»Anahuac ISD, $7.6 million
»Santa Fe ISD, $5.3 million
»La Marque ISD, $2.75 million
»Chambers County, $9.5 million
»College of the Mainland, $3.94 million
»City of Santa Fe, $1.5 million
»City of Dickinson, $1.25 million
A quasi-governmental entity, TWIA provides insurance covering only wind and hail for 234,861 homeowners, businesses and government policyholders in a 14-county area of coastal Texas plus a portion of Harris County. It does not cover claims arising from flooding, such as that caused by Harvey, which dumped more than 50 inches of rain on parts of the Houston area.
Familiar feeling
In Dickinson ISD, about 40 miles southeast of Houston, officials say they know all about the slow process of recovering damages.
After Hurricane Ike blew through Galveston Bay, Dickinson ISD spent about $1 million to replace the high school roof, which was lifted several inches by the storm and plopped back down, full of holes.
San Leon Elementary and a gymnasium similarly had their roofs lifted and damaged, requiring substantial maintenance work. Other district schools suffered less-severe wind damage.
TWIA offered to pay $238,000 for all the damages, later upping the offer to $1.2 million on the condition that the district wouldn't ask for more. Dickinson ISD disputed the claim by filing a lawsuit, and the insurer asked that they resolve the matter through a process known as appraisal.
The process required the insurance company and Dickinson ISD to hire their own adjusters, both of whom agreed on a third-party "umpire" adjuster to oversee their work. If two of the three adjusters reached a decision on how much damage was sustained, that would be the amount the insurer would pay.
Dickinson ISD's adjuster said the losses amounted to about $19 million; TWIA's calculated zero covered damages. An independent judge said the total damages were closer to about $11 million, a number to which the Dickinson ISD adjuster agreed.
But instead of paying the court-ordered amount, TWIA balked. When a jury again ordered the insurer to pay Dickinson ISD, it appealed the decision. The case is now pending in a state appeals court.
'Majority of the risk'
The Legislature created the Texas Catastrophe Property Insurance Association after several hurricanes slammed into the Texas coast in the late 1960s and in 1970, scaring many wind insurers out of coastal counties. The goal was to provide homeowners, business owners and government entities a way to get windstorm insurance in areas where private companies refused to write policies.
TWIA was given its current name in 1997 and had small but consistent growth until Hurricane Rita in 2005, after which another wave of insurers said they would no longer write wind-damage insurance policies along Texas' coast.
The number of policies written by the state-backed insurer subsequently skyrocketed, said David Nardecchia, a senior specialist for the Office of Public Insurance Counsel and a former underwriter manager at TWIA.
"It varies by county, but in certain counties it could be pretty high," Nardecchia said. "They have a majority of the risk in those counties."
The insurer faced major problems after Hurricane Ike, when more than 1,900 policyholders sued TWIA over its handling of claims. The insurer ended up settling a majority of those cases. However, state Sen. Larry Taylor, R-Friendswood, sponsored a series of changes to the agency in 2011 after alleging an outsized portion of the settlements went to pay attorneys' fees instead of policyholders. Those concerns were shared by then-Gov. Rick Perry and tort reform groups.
The changes included a rule that makes the appraisal process the only way for policyholders to appeal TWIA decisions. Another new rule capped the amount that policyholders can recoup if a court finds TWIA guilty of wrongdoing: While other insurers in the state can be held liable for up three times the claim in case of wrongdoing, TWIA is liable only for the face value of the claim.
Seth Chandler, a law professor at the University of Houston who specializes in insurance, said the idea behind the appraisal process was that policyholders would benefit from potentially quicker payouts and settlements.
But he questioned why TWIA is the only insurer in Texas given such treatment.
"Why is TWIA special? You could make the same argument for State Farm and Allstate and the rest of industry," Chandler said.
Nardecchia said there are numerous reasons TWIA is treated differently: It's the state's insurer of last resort, it's funded differently than private insurers, and, at one point after Hurricane Ike, there were concerns whether the agency could remain financially solvent.
Lawsuits over claims can drag on for years even in the private market, Nardecchia said.
"I'm not sure that's unique to TWIA in itself," Nardecchia said.
In Texas City, the College of the Mainland is still waiting on $3.94 million it believes it is owed by TWIA from Hurricane Ike.
The insurer originally offered to pay the community college about $46,000 for light poles that had blown around campus but offered nothing for the damaged roofs, which school administrators say were full of holes.
Without the money from TWIA, the school patched the holes, but they continue to spring leaks, causing ceiling tiles to bubble in the Student Center and water stains to creep along the upper walls of the school's dome-shaped gym.
'A cursory look'
Clen Burton, a vice president at college, said he's not surprised the insurer covered only damage that could be seen from sidewalks. He said that TWIA's original adjuster never looked on top of roofs or in crawl spaces and instead walked around the campus for about 90 minutes and left.
Dickinson ISD also questioned the insurer's actions during the appraisal process.
While the district's adjuster went onto school roofs and into crawl spaces after Harvey, Dickinson ISD Deputy Superintendent Ryan Boone said TWIA's adjuster did not.
"They basically did a cursory look on our buildings," Boone said. "It was a stop, look and listen, and then go about our business."
Armstrong said the insurer was concerned about the appraisal process in the nine remaining Ike cases, but not because it did anything wrong. She said those cases are more complicated because the appraisal processes didn't begin, in many cases, until four years after the storm. There had been other wind and hail events between Ike and the time some of those appraisals began, further compounding the issue.
Armstrong suggested there could be other concerns but said she could not elaborate because the cases are still working their way through the legal system.
"The situation with Harvey is dramatically different than these nine Ike cases," Armstrong said.
But Wade Wendell of Texas Watch, the consumer and insurance policyholder advocacy group, said TWIA policyholders should be concerned because the new appraisal process is difficult to navigate and because the insurer is less liable for damages if they do something wrong.
"They're rigging the process," Wendell said. "These changes further incentivize TWIA to test to see if policyholders can afford a lawyer or if they have the stomach to fight them in court for years."
DEVELOPING STORM: Hurricane Harvey was the most destructive storm in Houston's history. The late-August storm dumped up to 60 inches of rain on southeast Texas, but the resulting damage was multiplied by actions taken ¬– and not taken – during the past 50 years. Our seven-part series explains why the storm's damage was both a natural and man-made disaster.
Part 1: Nature ruled, man reacted. Hurricane Harvey was Houston's reckoning
Part 2: Build, flood, rebuild: flood insurance's expensive cycle
Part 3: What's in Houston's worst flood zones? Development worth $13.5 billion
Click here to read all of our Harvey coverage.
— Where do we go from here? Seven Houston-area leaders discussed flooding causes and solutions at a Greater Houston After Harvey forum hosted by the Houston Chronicle in early December. Watch Wednesday night's keynote address by Jim Blackburn, co-director of Rice University's Severe Storm Prediction, Education and Evacuation from Disasters (SSPEED) Center. Read his thoughts on living around water.
— Sign up for our Facebook community to share your Harvey story, engage with other community members and ask our reporters questions.
— Join the discussion on Twitter: #HoustonAfterHarvey.
The Houston Chronicle is dedicated to serving the public interest with fact-based journalism. That mission has never been more important. Show your support for our journalism at HoustonChronicle.com/subscribe.

subset: commoncrawl


text:
Definition of invasion.
In the tradition of literary orthodoxy let us start with the standard text book/dictionary definition of an invasion and move on from there. Let it be stated from the outset that invasion has several different definitions that can all be suitably applied to a small array of phenomenon.
According to the Merrium-Webster Dictionary an invasion is:
1) "especially: an incursion of an army for conquest or plunder".
2) ":the incoming spread of something unusually hurtful".
The Online Oxford Dictionary defines invasion as:
1.1 "An instance of invading a country or region with an armed force"
1.2 "An incursion by a large number of people or things into a sphere of activity"
1.3 "An unwelcome intrusion of another's domain".
There's a great deal that can be said about an invasion just within what has been described but what really makes an invasion significant is intent. More specifically, does the invading force wish to pursue the pre-Napoleonic goal of invasion (ignoring Westphalia momentarily), being use of massive military force to seize and hold territory with the explicit intent of plundering resources?
This seems logical but an invasion does not necessarily need to pursue this end. Neither of the US led invasions of Iraq required a seizure of resources or cessation of territorial integrity. Most certainly not in the first Gulf War where US forces smashed a retreating Iraqi army who may – or may not have – sought a tactical withdrawal in order to launch counter attack or favourable post-battle posture. In 2003 many accused the US of desiring to seize oil from Iraq, but the US – at the time and to this day – has little reason to invade a Middle Eastern country for oil.
If the US was so intent on invading a sovereign nation for oil they could've easily done so to Venezuela who has the largest oil reserves in the world (300,878bn barrels). This would have also been of little cost due to geographical proximity to the US, accessibility due to sea lanes (the US has the largest blue sea navy in the world), and the comparatively simple nature of the society which makes counter-insurgency operations markedly easier than the Middle East. And even if the US were hell bent on the high-quality oil of the Middle East, they could have just struck a deal with Sadaam Hussein like Jaques Chirac did, or perhaps offered them something to the effect of food for oil.
Sometimes invasions are not about resources at all but based on nothing but simple notions of uniting national or ethno-religious identities be they Serb, Kurdish, Tutsi, Jew or Ukrainian. When Russian forces seized the Crimea in 2014 they did so out of frustration that the Ukrainian government did not look favourably on their perceived idea of national unity which saw a people separated from their kin folk in the Motherland.
The difference between invasions like the US invasion of Iraq and the Russian invasion of Crimea is intent. Ultimately the US had – albeit ill-conceived – a notion of exit strategy concerned in an eventual withdrawal. The Russian Federation had no such intent, instead opting for seizure of territory for nationalistic purposes which excelled President Putin to astronomical levels of popularity even though all he did was masterfully take advantage of a weakness in US foreign policy under the Obama administration.
In Putin's defence however, moving on a weakened adversary is the hallmark of a great tactician in the Sun Tzu tradition. Ultimately, what this all boils down to is a difference between occupation and annexation. Iraq is not US territory with any clear gain for US sovereign integrity or nationalistic empowerment. Russia has seized strategic ground in the Black Sea with no intent of ever pulling her forces from the area all the while chanting about the romanticized notion of unification of long lost peoples.
The key take away here is that intent for invasion matters.
The 'Migrant Caravan'.
Some time prior to the US mid-term elections a 'migrant caravan' began amassing peoples in Honduras and Guatemala for a journey north towards the US border, with the explicit intent of incursion and having various demands met with no concern for US law. A people who have, as Stefan Molyneux puts it "already signalled their desire to break American law".
Estimates of the so called 'Migrant caravan' have ranged from 5000 to 14,000, though prior to reaching Tijuana, in early November, the most consistent number was around 7000. The LA Times reported that these numbers were thinning but it's an extremely difficult to monitor given the distance, the travellers and the terrain both physical and human.
Travellers tend to slow down in towns as they are good places for breaks during the journey yet some will take longer than others. The distance from the Honduras northern border to the US southern border in California is 3,912.315 km which is roughly around the distance from Melbourne to Cape York (3,944.6 km) and would take about 797 hours or 33 days to walk. The shorter distance would be to the Texas border which is 1,789.591 km and would take around 363 hours or 15 days to walk. Travelling along the Pacific highway from Melbourne to Brisbane is about 1,781.8 km and would therefore be the closest equivalent to the distance between Honduras and Texas. Walking for around 8 hours a day is a trying task for the strongest of young men – which the caravan is mostly made up of – and near impossible with women and young children.
There have been reports of people in Mexican towns supporting them with food, water and shelter as well as some sporadic means of transportation being provided to the 'caravan'. This is of course the only way that such a trek is made possible, with a great deal of outside assistance. The worn-out shoes and feet, the illness brought on by weather, dehydration and lack of food can only be adequately resisted with a great amount of resources provided. Yet this is still near impossible for a few Mexican townspeople to provide so much resources to so many people at every stage of this long journey.
Clearly the assistance is coming from a serious financier with an intent to cause disruptions to US border integrity and inevitably, domestic politics.
Another clear indicator of this is the timing. The mobilisation of this force happened to pick up most of its momentum around the US mid-term elections and had a sizable amount of media coverage until the election had passed. Now it seems Conservative Review and Breitbart and the like are the only media outlets covering the story in any depth, especially since the vanguard of this horde arrived in Tijuana where locals are protesting the presence of these 'invaders'.
So why is this happening, and what is there to gain by sending a large number of migrants into the United States?
Two possible answers are:
- The economic burden that mass migration causes.
- The voting tendencies of peoples who are new to Western societies.
Economic burden.
Large numbers of migrants put a drain on resources and incur a heavy cost to the tax paying inhabitants of any nation. In 2016 when Australia pledged to take an additional 12,000 Syrian migrants on top of the 13,750 annual intake the cost was estimated to be more than $700 million. Immigration Minister Peter Dutton pointed out that the costs would likely go on for some time as almost none of the extra refugees taken in spoke English and would need to "languish" in unemployment and on Medicare.
An article in The Australian from that year highlighted a 2011 report from the Department of Immigration and Citizenship which noted that while it is true that migrants from the third world do assist in filling labour shortages, it can take a considerable amount of time. The article also noted that:
"The Social and Economic Contributions of First and Second Generation Humanitarian Entrants report found that, among those interviewed as new arrivals in 1994-96, 84 per cent of the refugees were unemployed. Three years later, 33 per cent still did not have jobs".
The key factors of newly arrived migrants having such low employment were poor English language skills, low education and literacy rates, poor physical and mental health among a small host of other factors. The article goes on:
"In a 2010 survey of relatively new migrants to Australia, including 8500 refugees, half the respondents said they spoke English not well or not at all. The Australian Survey Research found 24.1 per cent were in paid work".
In Sweden the 318,000 'Syrian refugees' will cost around $18.6 billion USD which accounts for 19% of the national budget in 2017. On average this amounts to just over $58,490 per 'refugee' per year. A major academic study by the University College London analysed figures from 1995 to 2011 found that:
"Migrants from outside the European Economic Area (EEA) made a negative contribution to the public purse of £117.9 billion because they consumed more in public expenditure – including NHS costs, welfare hand-outs and education – than they contributed in taxes".
Stefan Moleneux also points out the issues facing Germany where in 2016 the migrant population cost over $86 billion over 4 years which means that 12 Germans have to work to pay taxes to support 1 migrant.
Voting tendencies.
The other destabilising factor for the current US administration is the voting tendencies of newly arrived migrants particularly from Latin America. Pew Research conducted a study on the recent mid-term elections and found that Hispanic voters were more enthusiastic and engaged than in previous years. A positive sign for those in favour of tight border controls is that 1% more Hispanic voters are voting Republican than in 2014 which is a 6% increase from the 2010 mid-terms. But overall, the trend for Latin voters in the US leans left towards the Democrats.
Another relevant factor in voting tendencies is that of felony voting, that is to say if convicted felons in the US could vote. A 2002 study by Uggen and Manza found that:
"Democratic candidates would have received about 7 out of every 10 votes cast by the felons and ex-felons in 14 of the last 15 US Senate election years".
So why is the voting tendencies of convicted felons of any relevance? Judicial Watch Inc who describe themselves as a 'conservative, non-partisan, educational platform' have had staff following the migrant 'caravan' and have reported on their observations. From their initial reports at the Guatemalan-Honduran border they claimed that the mainstream media narrative of refugees – many of them women and children – fleeing hardship is hardly accurate. A report by Judicial Watch claimed:
"Guatemalan intelligence officials confirmed that the caravan that originated in the northern Honduran city of San Pedro Sula includes a multitude of Special Interest Aliens (SIA) from countries such as Bangladesh, Sri Lanka, India along with various African nations, as well as other criminal elements and gang members."
In essence, a large amount of criminally minded Latin American men may well be voting in the US should they be granted asylum of some kind and its quite common knowledge that some regions of the US are reputed to be very weak on enforcing voter ID laws. As if all of this was not enough, Politifact, citing Guatemalan news source Prensa Libre on October 11th, claimed that Guatemalan President Jimmy Morales stated at a press conference that "close to 100 people" with close links to ISIS were detained and deported to their country of origin. How many more have slipped through past the weak security forces of Central America is anyone's guess.
What's evident in all of this, is that should this invading horde enter their desired destination, the US would be immediately constrained by financial burden, would more than likely see a dramatic shift in voting patterns against the current administration, and would need to brace itself for imminent Jihadist activity more than likely supported and agitated by groups like CAIR. Some may argue that there is no evidence that this invasion is supported by outside financiers, and though that may be the case, from a strategic standpoint, this is irrelevant. The mere fact that enemies of the West can utilise such means to cause financial, societal and political discontent in the US warrants a firm resistance by US Department of Homeland Security and even military action.
This invasion needs to be seen as the threat to national security that it clearly is, and it doesn't need to be funded by Iran, Soros or the Muslim Brotherhood to constitute such a threat.
While wars have often been invasions of territory launched by conventional forces to seize resources, this is no longer the case. In 2018 there is no need to send armed men to carry out this objective. Let us be frank; 7000+ mostly fighting aged males heading from Central America to the US are likely a well organised, well-funded and well-resourced invading army that has the ability to drain the nation's resources, shift the balance of power and cause immeasurable mayhem. As stated, the intent of invaders matters, and this rowdy horde of vagabonds, thugs and terrorists are not your huddled masses yearning to breathe free. They constitute nothing less than a hostile invading force, hellbent on weakening a powerful Democracy and must be treated with the swift aggression that any conventional military invaders would be.
Oh, and it's definitely time to #BuildTheWall.


text:
For every student, some of the subjects are always difficult to handle, and hence they need some more learning for them. The coaching class learning was considered a good option till last few years, but now there is also online learning where the learner can learn on his own with the help of audiovisual clips. Some of the leading coachingcenters and e-learning companies in the field of education have come up with such e-learning modules that can help the learners learn at own convenience.
You can expect to get the best scores in the examinations when you have a proper understanding of all the concepts of the subject. When it comes to IB physics, you should never neglect to get proper guidance from Professional trainers as this is a crucial subject in the curriculum. When you have thorough knowledge about all the concepts in this subject, you will be able to clear the exams easily without any problems. This will also set the appropriate foundation for your further studies, and you can easily build a good career based on your understanding of the difficult subjects.
How to get proper training?
If you are wondering about how to get appropriate coaching from trained professionals in the field, you have arrived at the right place. All you are required to do is to search the Internet for IB physics tutors in Gurgaon and approach them for getting appropriate coaching on the subject. You will have many options in this case, and you can select the premium training institutes that offer coaching in these subjects. This is a better option when compared to choosing individual training from tutors in your neighborhood. The biggest advantage you get with online classes is that you can get access to leading professionals in this subject and there is every chance that you will be able to improve your scores by a huge margin.
Role of the institutes:
The training institutes in this case also conduct periodic tests to ascertain the capability of students, and this will give you the best understanding of your drawbacks on the subject. You can easily work on the weak areas and improve them after getting appropriate guidance from the tutors. You will also be prepared in a better way for the final exams as these institutes conduct regular tests that will give you enough confidence in future.
In the same way, you can also consider getting appropriate coaching from IB home physics tutor in Gurgaon,and this has the advantage of scheduling the timings according to your convenience. You can also be sure that you will get personal attention as you will not be in a group when you get home tuitions from Professional Tutors. However, you have to be careful when selecting this option and ensure that the trainers have a good experience in this field.This will give you the best value for your money when you are able to approach the professional trainers for getting coaching at your own home.


text:
The differences between India and China inside the Regional Comprehensive Economic Partnership (RCEP) offer opportunities for the United States, which has withdrawn itself from the 12-nation Trans Pacific Partnership, American lawmakers have been told.
RCEP is made up of the 10 ASEAN countries along with Japan, South Korea, Australia, New Zealand, China and India.
It is now seen as an alternative to the Trans Pacific Partnership (TPP), from which the Trump Administration has withdrawn the U.S.
"From what we know about the RCEP negotiations, India and China have a challenge agreeing on much," Tami Overby, senior vice president, Asia at the US Chamber of Commerce, told lawmakers during a Congressional hearing on US Leadership in Asia-Pacific organised by the Senate Foreign Relations Subcommittee on East Asia.
'Will it be sans India?'
"While the Chinese have been very clear that they want to drive these RCEP negotiations to conclusion this year, there is question in the region whether that will be minus India, or whether they perhaps will lower their standards even further to accommodate India," he said in response to a question.
"Between those two great powers, there is an opportunity for the United States but Washington must engage," Mr. Overby said. He told lawmakers that withdrawal from the TPP was not good for the U.S. The U.S. withdrew from the TPP that prior to this election, it was leading, he said.
"We were pushing hard to ensure high standards, comprehensive rules, which are very important to American businesses," Mr. Overby said.
"As we talk about China and India, and what they're doing in clean energy, the U.S. has very strong innovation capabilities. But we need those high-standard rules to ensure that our innovation is rewarded and frankly protected," he said.
'China ahead of U.S.'
Senator Edward Markey expressed his concern over China overtaking the U.S. in many sectors.
"I'm concerned that China is rapidly overtaking the U.S. in this critical sector. Last year, China increased its foreign investment in renewables by 60 per cent to reach a record of $32 billion in one year," he said.
"This includes 11 new overseas investment deals worth more than $1 billion apiece. In 2015, China invested over $100 billion in clean energy, twice that of what we invested here in the United States," Mr. Markey said.
That same year, China overtook the U.S. as the largest market for electric vehicles with over 2,00,000 registrations to Chinese companies, he said.
Mr. Overby has said the Congress and the executive branch should recognise that without a coherent policy vision and concrete measures, it will be exceedingly difficult for the U.S. to compete regionally given China's overwhelming presence and influence.
"China has captured much of the share of the Asian import market over the past 15 years, while the U.S. share has declined from 12.2 per cent to 6.6 per cent even as Asian imports have increased more than threefold. U.S. companies continue to see significant economic opportunity in China but are increasingly concerned about their future. They are due to China's policies in critical areas ranging from I.P. to cloud computing," he said.
'Concerns are real'
"Concerns confronting our members are real and critically important. Business and government must work together to resolve these challenges. We're hopeful the new comprehensive economic dialogue will not only drive time-fixed tangible outcomes but also persistent in systemic issues, including asymmetries in the market access, a range of industrial policies tied to made in China 2025, overcapacity IPR, cyber security data and anti-trust. U.S. companies are operating in a fiercely competitive environment in Asia," Mr. Overby said.
"China is not only expanding its trade. It is aggressively spreading its economic influence through One Belt, One Road, the Asia Infrastructure Investment Bank and Silk Road initiatives. Other countries as well as the EU are aggressively pursuing trade agreements, infrastructure and other deals," he said.
Robert Orr, professor and dean, University of Maryland, School of Public Policy, said if the US does not find a way to fill the vacuum and demand for economic partners in the region, it is clear that China will attempt to.
"The Asia-Pacific, despite decades of growth, remains a developing region with the largest numbers of poor people in the world. While the U.S. is pulled back from the Asia-Pacific region, China has systematically increased its development assistance through both bilateral and multilateral mechanisms," Mr. Orr said.
He has said the establishment of the Asian Infrastructure Investment Bank reflects the increased role China sees for itself in the region, successfully securing capital commitments totalling a hundred billion dollars from leading nations worldwide, including many U.S. allies.
"In the face of China commanding a greater role for itself, cuts to our economic development tools in the region — USAID, OPEC, Ex-Im Bank will only quicken our retreat," he said.


text:
Gift baskets are among the best and perfect ways of expressing one's sentiments for their loved ones in the world today. They are not only charming but also versatile and appropriate for a massive range of occasions starting from birthdays all the way to weddings and special events such as Easter and Christmas. While the secret lies in picking the right and most gift basket in the market today, it is essential to remember that the selection process is not something to handle single-handedly. Choosing the right gift basket requires time and commitment as well as focus bearing in mind that the contemporary business market offers huge range options when it comes to gift baskets which make the selection process quite overwhelming and challenging. This article gives some of the most significant tips and guidelines that people can use when choosing gift basket Miami in the market today to ensure that they not only end up with suitable options but also spend as little time on the selection process as possible.
The recipient
The reason why gift baskets are so popular and ideal ways of sending gifts to people in the modern business world is that the sender can easily customize them based on the recipient's personality and preference. It is thus only natural and wise to take adequate time to think about the receiver which ensures that one picks the basket that reflects their taste as well as choice. The caffeine fiends, for instance, may be the best options for the recipients that are obsessed with coffee.
Setting a budget
Gift baskets, just like any other products in the contemporary business market, vary greatly in price which is the reason why the clients should determine their budget and stick to it all through the selection and purchase process. It is essential to determine the amount that one may be willing to spend comfortably and browse for the baskets that fall within the set range. It is also vital to do window shopping and carry out price comparisons as it helps the buyer to identify the best and ideal gift baskets at the best and most affordable prices. Visit this link to gain more ideas: loveliestgiftdesigns.com
The occasion theme
Every event has a different and unique theme which makes the suitability and appropriateness of each gift basket to vary as well. It is thus vital to determine the event as well as the theme before selecting the gift basket to ensure that one picks the right and suitable option based on the occasion as well as its theme.
Look here for additional insights: https://en.wikipedia.org/wiki/Gift_card


text:
If there's enough interest, we could do this in a couple months. I'm looking for at least 10 participants.
I like the album and am familiar with the tunes, but you all know my opinion of voting songs off the island!
You can't change the world but you can change yourself.
I would be happy to play it.
Absolutely! Love this album.
Resident Guitar Slinger
Fan of the (real) Eagles 1972-2016
RIP Glenn Lewis Frey 1948-2016
"People don't run out of dreams, people just run out of time..."
Yes, I would play !!!
I'll play too.
Open up your eyes take the devil from your mind
Count me in....
So if you see me walking all alone, don't look back. I'm just on my way back home.
Yup!! I bought it and will gladly play.
He sings it high, he plays it low
I don't have it and I just don't know if it interests me enough to buy it.
"They will never forget you 'till somebody new comes along"
1948-2016 Gone but not forgotten
I take it this Survivor never took place. My guess is there is even less interest now (only 7 yes votes).


text:
Tim Bluhm "5th Annual Dead Of Winter" (2 NIGHTS!)
Add to Calendar
Turn On Your Love Light for TWO NIGHTS with Andy Coe Band plus guest Tim Bluhm (of The Mother Hips). Tickets always sellout, so get em now!
2.14 Friday & 2.15 Saturday (Grateful Dead Tribute)
Nectar & The PBJ Present:
5th annual "Dead Of Winter" featuring
feat special guest Tim Bluhm (The Mother Hips)
$16adv / $20dos / $30 2-day pass
8pm doors
9pm show
Nectar Lounge
412 N 36th St
Andy Coe Band
Originally formed to pay tribute to guitar hero and folk legend Jerry Garcia, the Andy Coe Band has evolved into the liveliest psychedelic jam band to come out of the Pacific Northwest in years. Guitarist Andy Coe, with Gary Palmer on keys, Chris Jones on bass, and Scott Goodwin on drums, deliver stellar improvisational tunes in mystical proportions.
Nectar Lounge
412 North 36th Street
Seattle, WA, 98103


text:
Article content
Mike Condon will start in goal and Jean-Gabriel Pageau will return to the lineup as the slumping Ottawa Senators try to slow down the high-flying Boston Bruins on Thursday night.
The Senators, third last in the National Hockey League's overall standings, have lost four in a row since returning from their bye week, including defeats against the Minnesota Wild and St. Louis Blues earlier this week.
tap here to see other videos from our team.
Condon will start in net and Pageau returns for Senators, but Marchand sits out for Bruins Back to video
The Bruins have gone 17 consecutive games without a regulation-time loss. Back on Nov. 15, the Senators led the Bruins by three points for second spot in the Atlantic Division.
Since then, the Bruins have delivered 28 more points than the Senators and moved within five points of the division-leading Tampa Bay Lightning.
The Bruins will, however, have to do without leading scorer Brad Marchand. He was suspended for five games Wednesday after delivering an elbow to the head of the New Jersey Devils' Marcus Johansson in a game on Tuesday night.
"The last thing I wanted to do was hurt my teammates, and that's what I did," Marchand said following the Bruins' morning skate on Thursday. "I respect the league's decision."


text:
Then follow the order inside the string with gnc male enhancement products a candied fruit for sit ups.To tell the truth we are best male performance enhancement pills the masters of the old army so sit ups simply pediatrics, but for extenze male enhancement pills the first time in this quagmire so why a little not suited. I just know myself Oh, the original really hit the white fight ah It s really different from killing me with the extenze male enhancement pills preemptive set I learned in the chinese male enhancement pills Special Forces. The motor is the last to open to five, he did not hard Qigong, that is, fist hard not afraid of pain. Well written that I do not know whether it is because there extenze male enhancement pills is no computer staff to extenze male enhancement pills practice so popular practice, in fact, I really like to see this is extenze male enhancement pills a pleasure. He is the absolute defender of our team, calm and sophisticated extenze male enhancement pills does not meet his age. I saw you on stage, standing by the black grand piano.You see me at the stage, fighting around the four security guards. I want to best male stamina enhancement pills go in the past, but I extenze male enhancement pills just do not go, then hungry and then moved nor past.
Qi Shan will face Hengchun, made best male enhancement pills 2017 a parallel ceremony The old lady saw extenze male enhancement pills the Secretary Kou. Looking back at Zhang Dianyuan away, Tseng Kuo fan said to Su sheng The barbarians are extenze male enhancement pills outrageous. Teng Guofan stunned, best over the counter male enhancement supplements jumped out of bed suddenly, thrashing kneeling thunder rock male enhancement in the South opposite the free male enhancement samples with free shipping third brother, his brother grabbed the South Third Brother lumbar heavy filial piety, his mouth scared loudly The ancestors really gone Hug South brother crying loudly. Arrived in court, extenze male enhancement pills Zeng Guofan which sit, but also out of Doze Ze sit on the first jury, the next sat Master, Cao Gonggong both hands standing next to the flag of life, Li extenze male enhancement pills Bao, Liu Heng Shou in the back of Zeng Guofan. Dry, Jia Daoguang did not enjoy the light, dry, extenze male enhancement pills Jia s hard work but all gave the Emperor Guang Dao. Learned that the official gods and gentlemen to pay thick, so Zeng Guofan a livelihood plan, decided to use that official to lead that man teacher hooked. Consumed another few days, Lang also Xiangxiang from Changsha, but all shake their heads, prescribed medicine is already can not eat. The face is uncomfortable.Zeng Guofan said Officials in the best male enhancement supplements official body, than not leisure people, I really did not dare delay, hope realdealview Zhongcheng adult forgive me. Tseng Kuo fan and Su Shun entered the gate, and immediately came a few maids, housekeepers casually kowtow. Test shed different from the tribute.Gongyuan is a place where children can apply for scholarship.
Related Post
- http://www.vfw1860.org/1785/epic-male-enhancement/
- http://spring2017.iaabcjournal.org/where-can-i-get-male-enhancement-pills/
- https://2016.bhannualreport.org/2006/top-ten-male-enhancement-supplements/
- https://filmihdizle.org/best-herbal-male-enhancement-pills/
- http://france-travaux.org/5-inch-penis/
- http://heresthestory.org/?p=5732
- http://www.vfw1860.org/2414/cvs-pharmacy-male-enhancement-pills-2/
- http://paneighborhoods.org/2008/01/11/top-ten-male-enhancement-supplements/
- http://www.vfw1860.org/1739/progentra-male-enhancement-pills/
- http://preshrunk.org/2008/12/extends-male-enhancement.php
- http://france-travaux.org/male-performance-enhancement-products/
- http://www.vfw1860.org/1917/liquid-male-enhancement/
- https://2016.bhannualreport.org/2007/top-rated-male-enhancement-pills/
- http://preshrunk.org/2009/09/best-male-enhancement-pills-at-gnc.php
- http://preshrunk.org/2010/12/male-enhancements-pills-that-work.php
- http://www.teachforindonesia.org/2007/05/06/where-can-i-buy-male-enhancement-2/
- http://www.vfw1860.org/1927/rite-aid-male-enhancement/
- http://heresthestory.org/?p=5968
- http://www.vfw1860.org/1996/natural-dick-enhancement-2/
- http://zine.bubble-whistle.org/reviews/best-penis-enlargement-pills/


text:
Have a look to the full video of our journey in Peru here !
More pics ? We have also a portfolio of the amazing Machu Picchu in B&W (really better under rain 😉 ), and of Arequipa city and the Canyon of Colca, famous for its Condors spots.
Wanna discover more of our trips ? Let's check our destinations map !


text:
The term PEO acronym stands for "Professional Employer Organization". There are many business ventures out there that are not aware of the meaning and implementation of PEO for their business, but the truth is that this can be a very powerful way for you to control the way in which you manage your employee's performance on a day to day basis. This is the reason why implementing this system can be such a powerful and useful way for anyone to enhance their business and control their situations at a whole new level
Some of the important benefits that come from PEO include the management of important and very critical aspects of the business, such as the compensations, benefits, and payroll for the employees. You will also be able to gain access to higher quality of health care and provide a very solid HR and IT management and infrastructure.
You will also be able to train your workforce in both online and offline classrooms that will allow you to take things to a whole new level when it comes to updating their skills. This is the kind of thing that will make a huge difference in the modern business world. The competition is fierce and you need to be able to bring your skills to the levels that are currently allowing for your business to remain competitive.
A company that implements PEO will be increasing their rate of growth and productivity by 9% on average. This is more than enough of a reason to make sure that you can take the time to evaluate the reasons why this is the kind of business improvement that you need.
Terms related to PEO
- PEO Payroll and services
- Payroll tax
- What is a professional employee organization?


text:
History of Gst in Malaysia
Goods and service tax were first deliberated in 2005 with the intention to introducing it in 1st January 2007. However, it was withdrawn in the following year. In 2009, GST was revived with a proposed rate of 4% to replace current Sales Tax of 10% and Service Tax of 5% in a bid to diversify national revenues. However, the idea of GST still end up floating around as it has now been officially deferred.
2. Concept of GST
Goods and Service Tax (GST), also known as Value Added Tax (VAT), is a broad consumption tax. The purpose of the introduction of GST is to spread the burden which borne by consumer in some particular areas into a wide range of goods and services with a lower tax rate. Thus, government's revenue income will eventually increase to enable the further development and budget control to the country, other than just relying on petroleum and income tax revenues.
GST is a multi-stage tax as it is levied on the "value added" created at the various stages in the importation‐production‐distribution chain of the product to which the tax is applicable. This tax structure helps to avoid the cascading effect embedded in current Sales Tax and Service Tax (SST) which are single-stage tax.
It adopts a credit offset mechanism whereby tax charged on supplies (called output tax) made by a taxable business may be net off against tax paid on inputs (called input tax) to production. Only the difference is remitted to the tax authority. Nevertheless, the cost of GST is actually borne by final customers. However, not all supplies are standard rated supply, which are subject to proposed rate of 4%.
Malaysian government has announced that some 40 items, mostly essential consumables and commodities will be free of GST, that is, either the items are exempted or given a zero-rating. The only difference is that input tax credits can be claimed by registered suppliers of zero rated supplies but not the exempted suppliers. Thus, lower income groups are protected.
Furthermore, GST is a form of indirect tax as it is not a statutory obligation of a person to pay the tax unless certain GST taxable goods and services are consumed.
Besides, the Malaysian government has indicated that Mandatory GST registration for suppliers will be based on a threshold of sales. Current indications are that the threshold will be set at RM500, 000.00 per year.
Thus, with the introduction of GST, government is able to shift the reliance on direct tax to indirect tax for sources of revenue income to maintain its competitiveness as well as sustain long-term growth of the country.
3. Fate of GST in Malaysia
The passage of GST in Malaysia has not been an easy sailing. As mentioned above, the idea of GST was first announced in 2005. However, it was shelved in 2006. Again, after the GST bill tabled in 2009, the second and third reading for GST is now being deferred again.
Over-reliance on the direct tax and depleting petroleum are actually the major concern of government that contributes to the imposition of GST. Furthermore, the government is of the opinion that Sales and Service Tax (SST) has reached its threshold. To increase it the country's exports uncompetitive. Under SST, exporters were incurring as much as RM1.4 billion annually. Therefore, the only way is to institute GST. GST is considered an equitable and comprehensive system of taxation that minimizes evasion and ensures a broader revenue stream.
3.1 Judgments from Macro-economic aspect
By replacing the Sales and Service Tax with GST, the government is able to diversifies its sources of taxation to avoid being dependent on any particular tax base and the stability of tax revenue is ensured. As revenue from imports and taxes from the corporate sector may fluctuate, GST will not fluctuate, thereby bringing in a steady and sustainable revenue stream that is locally generated.
However, the immediate outcry is that GST will cause the...
Please join StudyMode to read the full document


text:
The Financial Times is today launching Hidden Cities: Dublin, an immersive virtual reality documentary created in collaboration with Google. It is the latest iteration in the FT's successful VR series exploring some of the world's top cultural and political capitals.
Titled 'Dublin in the Dark: The Story of Emerald Noir' and filmed in 3D, the documentary highlights the tensions between the city's past and present, uncovering the new wave of Irish crime writers and their relationship to Ireland's world-famous literary traditions. The video is narrated by award-winning Irish crime writer Tana French, who explores modern Dublin in her novels, and in this piece shows viewers a different side of the literary city.
Natalie Whittle, FT Weekend Magazine associate editor and editorial lead on Hidden Cities, said: "Using VR technology has enabled us to be more creative in our documentary approach and enhance parts of the city that are normally inaccessible. Since the economic crash in 2008, crime writing has flourished in Dublin and we were keen to show how this literary genre fits into the broader changes, both social and economic, that Dublin has experienced over the past 20 years."
Sian Cox-Brooker, News and Publishers Manager for Europe, Middle East and Africa at Google, added: "Hidden Cities Dublin is a good example of how technology and journalism can work together. This project builds on our mutual strengths–Google's technology, combined with FT's editorial depth–to help people discover Dublin's hidden gems."
Hidden Cities: Dublin is free to experience, viewable across devices or with a specially-designed Google Cardboard. The print supplement will be published across Europe in FT Weekend on December 3rd.
The latest documentary follows successful launches in Rio, London and Brussels. The concept was created by adam&eveDDB, as a unique collaboration between two of their existing clients. The series has been filmed, edited and produced by VR production studio, Visualise.
— ends —
For more information please contact
Catherine Goacher
+44 (0) 20 7873 4181
About the Financial Times:
The Financial Times is one of the world's leading business news organisations, recognised internationally for its authority, integrity and accuracy. Providing essential news, comment, data and analysis for the global business community, the FT has a combined paid print and digital circulation of 840,000. Mobile is an increasingly important channel for the FT, driving more than half of total traffic.


text:
Serena Williams doesn't play by the rules – and she doesn't let her critics bring her down. Sure, she's been the number one female tennis star in the world on eight separate occasions from 2002-2017, holds the most Grand Slam titles (23) in singles, doubles, mixed doubles among current active players, but we aren't just in awe of her sporting prowess.
Even when she's not speaking, Williams knows how to make a statement – we're looking at you, Black Panther-inspired Nike catsuit that got called out and banned from the French Open (it was designed with compression elements to help prevent blood clots, a safety feature to protect Super Serena, who was at risk since her pregnancy). When Serena returned to the court post a 14-month maternity leave (her daughter, Alexis Olympia, was born on September 1, 2017), she showed that she's not still a champion, but she's also a mother and a human being, who's just trying to make it all work.
READ MORE: Female tennis stars who weren't afraid to play by their own rules
Here are our favourite Serena Williams moments over the years.
Every time she wears Virgil Abloh x Nike to play
Yes, that catsuit was by Virgil Abloh – you know, the one Williams said made her feel like a "warrior princess," which caused quite a bit of chaos and instituted a stricter dress code to be put in place at the French Open? When Serena played at the French Open again in May 2019, she showed that she's not intimidated – and that she's aware of how powerful her fashion choices are, collaborating with the Off-White and Louis Vuitton designer again. She wore a black and white zebra print crop top and skort - the look comes with a cape that says: "Mother, Champion, Queen, Goddess" in French.
At the 2018 US Open, she also wowed in Abloh x Nike, winning her match against Magda Linette in a black tutu and sparkly sneakers emblazoned with the words "Queen" and "Serena." We love how Serena's sartorial statements for each match aren't just the most exciting outfits tennis has ever seen – they're another way of asserting her power and showing that win or lose, she's a champ. One who isn't afraid to be herself and to have some fun in the process.
When she was refreshingly candid about her post-partum mental health
One of the problems that women struggle with when they become mothers is how to reconcile their own bodies, health issues and feelings with what celebrities make motherhood look like, with their flat tummies, beaming smiles and seemingly no adjustment issues despite the immense physical and mental ordeal they've undergone. Serena posted a heartfelt message to her Instagram account, after suffering a crumbling defeat against Johanna Konta, revealing that she's vulnerable and struggling just like the rest of us.
"Last week was not easy for me. Not only was I accepting some tough personal stuff, but I just was in a funk. Mostly, I felt like I was not a good mom. I read several articles that said postpartum emotions can last up to three years if not dealt with. I like communication best. Talking things through with my mom, my sisters, my friends let me know that my feelings are totally normal. It's totally normal to feel like I'm not doing enough for my baby. We have all been there. I work a lot, I train, and I'm trying to be the best athlete I can be. However, that means although I have been with her every day of her life, I'm not around as much as I would like to be. Most of you moms deal with the same thing. Whether stay-at-home or working, finding that balance with kids is a true art. You are the true heroes. I'm here to say: if you are having a rough day or week--it's ok--I am, too!!! There's always tomm!" she posted.
READ MORE: Body positive women to inspire the next generation
When she won her 23rd Grand Slam
The most remarkable thing about Serena winning her 23rd Grand Slam title, at the Australian Open in January 2017, wasn't beating her sister, which was pretty memorable. It was the fact that Serena happened to be in the early stages of pregnancy for the win. Wow. Did we mention that win also ensured she's the tennis champ who's won the most Grand Slam titles of all time?
When she wrote this powerful essay on race and feminism for Fortune
In July 2017, Williams penned an essay on how the gender pay gap hits women of colour harder than anyone else. In one piece of writing, Williams proved she's an activist, a feminist and an incredible role model for others, writing:
"Growing up, I was told I couldn't accomplish my dreams because I was a woman and, more so, because of the colour of my skin. In every stage of my life, I've had to learn to stand up for myself and speak out. I have been treated unfairly, I've been disrespected by my male colleagues and – in the most painful times – I've been the subject of racist remarks on and off the tennis court. Luckily, I am blessed with an inner drive and a support system of family and friends that encourage me to move forward. But these injustices still hurt.
"I am in the rare position to be financially successful beyond my imagination. I had talent, I worked like crazy and I was lucky enough to break through. But today isn't about me. It's about the other 24 million black women in America. If I never picked up a tennis racket, I would be one of them; that is never lost on me."
When she had a 1950s theme for her baby shower and it was the best thing ever
Because who doesn't want to wear a poodle skirt when eight months preggers? Serena invited pals like Kelly Rowland, Eva Longoria and Ciara, among others, to celebrate her retro-themed baby shower with her and we love this small insight into what she does when she's not training. In fact, Williams' whole social media persona during pregnancy came across as very relatable and fun, like when she asked her followers for comfortable sleep tips or wrote her unborn daughter a letter.
When she ignited the conversation about sexism in sports
When Williams and umpire Carlos Ramos got in an altercation at the 2018 US Open about penalties, it became a global conversation about how women are treated and how women's anger gets policed. Williams hit out at the umpire's "sexist" code violation, remarking: "For me it blows my mind. But I'm going to continue to fight for women and to fight for us to have equal – like [Alize] Cornet should be able to take off her shirt without getting a fine. This is outrageous. I just feel like the fact that I have to go through this is just an example for the next person that has emotions, and that want to express themselves, and want to be a strong woman. They're going to be allowed to do that because of today. Maybe it didn't work out for me, but it's going to work out for the next person."
When her losses make us feel as inspired as her wins
When Williams lost in the Wimbledon final to Angelique Kerber in July 2018 – just four months after coming back to professional tennis post-baby – she fought back tears as she told the cameras: "To all the moms out there, I was playing for you today." And, just like that, she became a hero for working moms everywhere.
Because she always makes us feel good about ourselves
Serena Williams has been outspoken about her body-positivity and how she feels strong and sexy – no matter what other people have to say about her looks. She's an incredibly hard worker, she's a determined fighter and she always has a smile on her face – even when she's losing. "My smile is my favourite part of my body. I think a smile can make your whole body." Hear, hear.


text:
One Page Template
Fully Responsive Design
Isotope Filtering
Bootstrap 4 Design
HTML5/ CSS3 Design
Font Awesome Supported
Google Fonts
W3C Validated
Well Documented
24/7 Support.
This is a Jekyll Theme not a WP theme or HTML Site Template. Please make sure you need the Jekyll Theme before purchasing. We can't be held responsible for wrong purchases, we won't be providing any refunds for purchases by mistake.


text:
Demography and treatment pattern of patients with head and neck carcinoma presenting to a tertiary care center in India: Need for urgent decentralization of cancer care
Mihir N Chandarana1, Prathamesh S Pai2
1 Department of General Surgery, Forth Valley Royal Hospital, Larbert, Scotland, UK2 Department of Head Neck Oncology, Tata Memorial Hospital, Mumbai, India
Correspondence Address:Prof. Prathamesh S PaiDepartment of Head Neck Oncology, Tata Memorial Hospital, Mumbai IndiaSource of Support: None, Conflict of Interest: NoneCheckDOI: 10.4103/sajc.sajc_26_19
Source of Support: None, Conflict of Interest: None
DOI: 10.4103/sajc.sajc_26_19
Aims: This study aims to report on the demographic profile and treatment pattern of head and neck cancer patients and impact of an early treatment decision on treatment. This study also aims to suggest recommendations to improve treatment compliance. Methods: All new patients registered under the head and neck disease management group (DMG) over a period of 3 months at a single center were included. Their demographic details, time to treatment decision, and treatment compliance were determined. The findings were presented to head and neck DMG, and changes were implemented to patient workup with an aim to improve compliance. A reaudit was performed over a period of 3 months and results were compared. Results: Two thousand two hundred and forty patients were included in the analysis. Patients with a treatment decision at 1–4 weeks stood at 28.32%, 63.88%, 80.8%, and 89.87%, respectively. Dropout rate was 26%. About 50% of patients planned for surgical intervention could be treated within the institution. After implementation of changes as recommended by DMG, 2418 patients were analyzed and findings were compared to the previous audit. The dropout rate reduced to 17.57%. The number of patients with a treatment decision at 1–4 weeks were 51.26%, 77.42%, 89.46%, and 94.31%, respectively. Conclusion: Early treatment decision and referral could significantly improve patient dropout and possibly compliance to treatment. Decentralization of cancer care is urgently needed to manage the high numbers of patients presenting to tertiary care centers. Setting up of new regional cancer centers and increasing infrastructure in the existing centers should be the long-term goals.
Keywords: Head and neck cancer, patient demography, treatment compliance


text:
Benefits to children who spend time on the farm:
Increases vitamin D levels | Improves health, eyesight, attention span, creativity, and social skills
Decreases hyperactivity and depression | Crucial component for development of brain and intellect | Strengthens the immune system | Human Animal Connection
Increases vitamin D levels | Improves health, eyesight, attention span, creativity, and social skills
Decreases hyperactivity and depression | Crucial component for development of brain and intellect | Strengthens the immune system | Human Animal Connection
Ages 3-5 Years
2020-21 School Year:
3 Day Program
Monday, Wednesday, Friday
A.M. Session:
8:30 a.m. - 12:30 p.m.
P.M. Session:
12:45 p.m. - 4:45 p.m.
Currently taking registrations for the 2020-21 school year!
2 Day Program - Mixed age group 2-5yrs
Tuesday & Thursday
P.M. Session:
12:30 p.m - 3:30 p.m
Mixed age groups ages 3-5yrs
Small group with individualized attention
(Head Teacher, Assistant Teacher and Animal Educator)
What our Parents Have to Say
Watch a Video of Our School
The Green School Instagram
The Green School Facebook
A Multi-Cultural Journey!
Taking advantage of a five acre eco-friendly farm with animals, The Green School children learn through hands-on exploration about the world around them. Experiencing a sustainable curriculum through integrated lessons, children develop key life skills that include kindness to our planet and all living things. While feeding and caring for the animals on the farm, students create bonds and gain independence. Our 'outdoor classroom' proves to be a key element in The Green School's philosophy of learning through discovery.
We inspire our students to be curious, self-motivated, and enthusiastic participants in their education, offering a foundation for a love of life-long learning. Through our multi cultural journey around the world, children are exposed to various languages, cuisine, art and literature. Tolerance, acceptance and kindness are key principles of our philosophy explored through our international travels.
The tenet of our philosophy is to encourage children to grow socially, emotionally, physically and intellectually. In our warm, idyllic and stimulating environment, our little students become self-reliant and develop a strong-self image. We believe in exploring each child's different learning styles and interests.
We encourage the expression of feelings and emotions through art and believe in the importance of art in shaping and growing children's minds. Nothing goes to waste in the kitchen as students compost and recycle, each item is incorporated into a project or learning opportunity and reinforces our eco-friendly programming. Healthy eating, organic gardens and farm-to-table make up our A-B-C's.


text:
Most of it is my own stuff, of course. I have in my living room three antique pieces of furniture: an old school master's desk, a pie cupboard, and a washstand. They are all full of stuff: LPs, videos, photographs, family letters, scrapbooks, and odds and ends. That's just the living room. I have two closets full of clothes. I always wear the same things, and most of the other clothes are things I might wear some day. And twice a year I send bundles of clothes to the Vietnam Veterans clothing drive. I have shoes and shoes, which seem to breed.
I don't consider my books stuff. They are sacred, even though they are in every room. I have taken some to the library for their book sales, but most of those are books I bought for research when I was writing in the pre-Google days. I have pledged not to buy any more children's books and have avoided the Antiquarian Book Fair for the last 4 years. I have reference books I could probably get rid of. I don't think I really need the World Book Encyclopedia I bought for the kids back in the 60s - or the the Britannica I bought at a yard sale many years ago. (It's not that valuable edition of the early 20th century anyway - the 15th edition? )
The worst collection of stuff is in the basement. There's a cupboard under the stairs which contains God knows what. I do know that there is a copy of the Atlanta Journal from December, 1939 containing an account and pictures of the premiere of "Gone With the Wind," when all those real movie stars came and paraded down Peachtree Street in open convertibles, and my sister and I got to see them all. I guess I snagged it when my mother was getting rid of her stuff. I haven't seen it for a long time, because there is a lot of stuff in that cupboard: toys from the 50s and 60s that are no doubt collectible, but which no one wants to go through or get rid of. And there's a closet down there that has a lot of things in it which no one remembers. Oy! Sometimes I feel like Miss Havisham without the wedding dress or cake.
I made a small start this Christmas. I am giving recycled things to my family as gifts. Nothing ratty or awful, just things that I don't use but that they may enjoy, and that are small enough that they won't add to their own piles of stuff. I think of all those people frantically shopping at this moment, getting stuff for people who don't need it. I mean, we all like to give and recive, but we have become inundated with stuff, those of us lucky enought to have a place to put it. We live in a consumer economy and we certainly do consume a lot of stuff. There must be a better way to manage.


text:
Quail Valley - Real Estate in Leon County, Tallahassee, FL
Let ADDvantage's skilled Realtors assist you in you real estate purchase in Quail Valley.
ADDvantage offers real estate services for buyers and sellers in Tallahassee, Florida…
Buyers - Search Quail Valley and Tallahassee, FL Listings
Sellers - List Your Tallahassee, FL Property
Sell Your Home!Starting at $69
Newest Quail Valley Real Estate Listings
About Quail Valley
Current sales prices range from $156,000 to $535,000, with an average list price of $345,500.
Schools: Elementary: ROBERTS and KILLEARN LAKES Middle: William J. Montford Middle Sch and DEERLAKE High: CHILES
HOA Fees: $0
Types of Properties: Rental, Single Family, and Vacant Land
Current Average Days On Market: 260
Year Built: 2000
Community Features: large acreage and equestrian
Why buy a home through GetMoreOffers.com?
Buyers and sellers throughout Florida trust GetMoreOffers® and it's affiliated agents. We make finding a home in Florida swift and trouble-free on our popular website GetMoreOffers.com. Our site contains homes for sale by owner and MLS listed properties from many areas of Florida.
Our agents pay attention to every detail about your significant purchase. The type of contract that you use to make an offer is important. Our agents will advise you on whether an "As-Is" contract is better way to make an offer versus a contract with repair limits. There is a vast difference. For example, an "As-Is" contract allows a buyer to escape the contract for any reason once inspected. Where a contract calls for repair limits of 1.5% of the sales price to discuss and negotiate inspection related "warranted" repair items. This type of contract is not as easy to escape. The term "warranted" opens the door for possible conversations that may not be in the best interest of a buyer. Your agent can best determine which type of contract best suits your needs.
Our number one priority is your purchase and getting the most for your money. Each agent that works with GetMoreOffers® has buyer skills that are exceptional, has demonstrated their professionalism through work ethic, real estate contract knowledge and excellent local knowledge. GetMoreOffers® authorized brokers hold MLS board memberships in most Florida cities.
Why Sell a home through GetMoreOffers.com? Because our discount MLS listing plans save Florida by owners at least 50% in commissions.
ADDvantage® is an advocate of buyers and sellers. Our website, GetMoreOffers.com, is recognized as one of Florida's most popular flat fee MLS listing services. Sellers throughout Florida can list their homes by owner through our flat fee MLS listing plan or use our deeply discounted full-service MLS listing programs such as Professional ADDvantage™.
Call anytime for more assistance, 727-942-2929 or 1-877-232-9695
Cities Near the Quail Valley Community
|Oak Knoll Estates
Multiple Listing Service Boards servicing Quail Valley in Tallahassee, Florida
Client Testimonials from Sellers in Tallahassee, FL
-Mrs Cruz Tallahassee, FL Jun 24, 2019


text:
FRINGE Preview: 'Lysergic Acid Diethylamide'
April 15, 2011 by Marisa Roffman
FRINGE is back!
After a semi-torturous mini-break, the series returns tonight with the first of four brand new episodes. Sounds good, right?
So what's going down in the hour?
William Bell's presence in Olivia's mind is causing her significant harm, so the team goes to extreme lengths to get her back. Leonard Nimoy (William) is back (sort of), but you already knew that was coming. Oh, and the episode is named after a drug. It's all quite FRINGE-y.
Check out a fantastically trippy promo video and teaser for "Lysergic Acid Diethylamide"…
Are you going to be watching FRINGE live tonight? Fox has teamed up with GetGlue to give some lucky fans actual props from the show, so make sure to check out their site for complete rules and the details on what prizes you can win!
FRINGE: 'Bloodline' Teases, Plus EPs Jeff Pinkner and J.H. Wyman Talk Peter's Choice and the Other Universe
FRINGE Renewed For Season 4
FRINGE's Jeff Pinkner and J.H. Wyman Tease 'Subject 13′ and a Big Return
Follow @GiveMeMyRemote and @marisaroffman on Twitter for the latest TV news. Connect with other TV fans on GIVE ME MY REMOTE's official Facebook page.
And to be the first to see our exclusive videos by subscribing to our YouTube channel at youtube.com/givememyremotetv
Related Posts
Filed under Fringe
Comments Off on FRINGE Preview: 'Lysergic Acid Diethylamide'


text:
Amatuer mature bushy masturbation pics. For those who choose the women in their 30s or 40s, this is the perfect space for entertainment.
Best masturbation mature women pics and old ladies gallery. sexy Bohemian mature amateur masturbation · petite grown up hairy masturbation porn pics.
We bring to you only high quality Mature Masturbation pictures in various niches Amateur American Mature Wets Her Body Curves In The Shower Horny Milf With Mature Slut Loves Getting Wet Older Redhead Amanda Rose Fingers Hairy.
Browse the largest collection of Homemade-masturbation pics on the web. Amateur Mature Woman Masturbating on Homemade Webcam · Amateur Homemade Masturbation · 185 299 2 . Her fine hairy pussy · Bbw Chubby Close Up.


text:
Pearl Drop Belt
This variant is currently sold out
Our Pearl Drop Belt features Swarovski Crystal Teardrop Pears along the length of the lined black vegetable tanned leather strap. It's made in New Zealand and features a 4 stud closure which can be worn at the front or back.
Wear with your favourite dress or amplify evening looks and style it with a black dress and clutch.
- Italian Vegetable Tanned Leather
- Hand Painted Edges
- Made in New Zealand
- Swarovski Crystal Teardrop Pearls
*Is your size not listed? Get it touch with us and we will do our best to make one for you!


text:
About one year ago, policy makers and advocates worked tirelessly to protect the Affordable Care Act (ACA) when Congress nearly voted to repeal it. At MBPC, we covered both the House and Senate bills intended to repeal and replace the ACA.
Here's a recap from summer 2017 of what ACA repeal would mean for Montana.
Unfortunately, the work to protect affordable access to health care is not over; there are now a handful of ways that the Trump administration and Congress are attempting to repeal the ACA and undermine key parts of this legislation. To be clear, the repeal efforts are unlikely to be successful. Republicans in Congress couldn't repeal the ACA with 52 Senate seats; they're unlikely to get it done now with 51. Yet the other efforts to attack important components of the policy are underway and we should pay attention.
There are several proposals and lawsuits that could shape the future of the ACA and affordable health care for Montanans. On June 19, 2018, a group of conservative policy advocates released a proposal to repeal and replace the Affordable Care Act. It is similar to the Graham-Cassidy repeal bill, which we saw last year. Here is MBPC's take on the Graham-Cassidy bill from September 2017.
The new ACA repeal proposal would do the following:
It is unlikely that Congress will take up repeal legislation in the near term. However, this move is a clear sign from conservative groups that ACA repeal is still at the top of their agenda. Look for our follow up blog later this week that will outline the additional attacks on the ACA that seek to undermine pre-existing condition protections and allow for strict work requirements.
MBPC is a nonprofit organization focused on providing credible and timely research and analysis on budget, tax, and economic issues that impact low- and moderate-income Montana families.