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Introduction 2018 Thinkific Vs Teachable
If you are promoting Or even considering selling online classes, you do not need to do much searching to come up with a Thinkific review. There are plenty of Thinkific testimonials on the market. The main difference that this one offers is that it is written by someone with: 2018 Thinkific Vs Teachable
- More than 20 years expertise in the e-learning industry, with a specific focus on companies that sell education (as opposed to, for example, corporate training departments, That Don't have to convince their learners to buy)
- Extensive experience designing, creating, and executing online course platforms (I had been the founder and CEO of an e-learning platform and path development company.)
- Over a decade of experience tracking and exploring online class platforms and assisting organizations and individuals pick the Ideal platform for selling classes
I have been closely Tracking Thinkific and other suppliers that have emerged within the past several years as a new type of course platforms. These are programs that LMSes, or are much more user-friendly and less expensive than conventional learning management systems. They are a real boon for solo edupreneurs and tiny businesses that are looking to enter the online course business. As time passes, I think they also have real potential to interrupt the learning management system marketplace that is conventional.
Having said All that, let us get started.
Click here to sign Up to Thinkific.
Building and Presence Your Online Course Web Site
Any classes you Market need to"live" somewhere, and ideally that somewhere provides an attractive, user friendly for the students and prospective students. Since the debut of its Site Builder capabilities earlier this season, Thinkific is definitely up to the project. 2018 Thinkific Vs Teachable
Using Site Builder — that is simply a part of the admin panel for the platform — you now have the capacity to set up an appealing home page for your course website and create as many custom pages as you desire (e.g., to provide information about you and your other services). Despite the fact that you do not have total control — you can't, as an instance, install your own style sheets (CSS) — you do get really excellent capabilities for modifying branding components like font and colors styles and you can upload pretty much any kind of pictures or media you would like to utilize.
Website Builder Now comes with three themes and there are multiple variants for each one of those themes. (The company says more themes are part of the upcoming growth program.) Additionally, there are a selection of pre-fab"segments" you can add and change on any webpage to provide for matters like social proof (e.g. customer quotes or"as seen on" logos), calls for action, count down timer, and pricing options — basically, all the critical tools you need for conducting a successful path or membership website. There is also a blank slate"Text & media" section which may be used to create pretty much whatever you want.
As is the case With just about any content management system, it took me a while to figure out the way to do some basic things like delete sections (the topics provide a house page pre-populated with segments ) and include custom pages to the site menu. However support was readily available for these. Thinkific includes a good support site on which you can search for help, but I tend to only use a Google search along with the word"Thinkific" to discover whatever I want (e.g.,"create custom site pages Thinkific"). I have yet to not find decent support using this method, whether to the Thinkific site or from a different user.
Some additional Features to notice:
- Customized URL (under Settings > Website ) — By default, you are assigned a thinkific.com speech — e.g., learningrvolution.thinkific.com. With a paid program (beginning at $49 a month for Basic) you can find a customized URL
- SSL (Under Settings > Site) — With any strategy you have the choice to turn on SSL (secure socket layer), a best practice for any Web site nowadays. (Google smiles on this.)
- White labeling (below Settings > Website )– By leaping up to a Guru Plan ($99 a month) using the Growth Add-on ($.10 per active student/per month) you can easily get rid of the"Powered by Thinkific" language on your website and courses.
- Text Changes (under Settings > Learning Content and several different areas) — You can change a lot of the default language that is used in navigation and other regions. By way of instance, Thinkific uses"Chapters" because the label for portions of a course. You may like to change this to"Lessons" 2018 Thinkific Vs Teachable
Thus, you may be asking,"Can I use Thinkific for the primary Web site?"
For edupreneurs That are just starting off and do not have an Internet presence the response is an emphatic"yes." Using Thinkific is a good way to have a huge item from your"to do" list (i.e.,"figure out ways to find an adequate Web site setup") and focus on creating and launching your courses. You can worry about a more sophisticated Web site after.
If you already Have an Internet site, however — especially on a fuller-featured content management system such as WordPress — I would not recommend relying on Thinkific (or some other course platform) for your primary Web site. Website Builder is fantastic for what it does — and may create a great course website to complement your main Web site — but finally it is relatively limited. Some of the key present constraints include:
- All themes are pillar. So, as an instance, you can not put e-mail sign-up types, promotions for course, or other items down the left or right side of your site.
- As mentioned, you can not apply your own CSS (cascading style sheets), mostly a limitation in the event that you really wish to mirror the branding of an existing Web website.
- There is absolutely no control on search engine optimization settings on Internet pages — e.g., you can't specify the title tags or meta tag descriptions. You can, however, do so on course landing pages, which is arguably more significant for the typical edupreneur.
- Thinkific lacks the wealth of plug-ins and the broad network of seasoned contractors who are available to encourage platforms like WordPress.
Regardless of these Limitations, Site Builder is likely to perform the work well for many edupreneurs and is quite a bit better than what most online class platforms provide.
Creating Online Courses with Thinkific
While you Definitely need to have an attractive, user-friendly site to house your classes, the courses themselves are the main attraction. As you might expect, this is a place where Thinkific really shines.
To start with, the Platform provides a variety of pre-configured templates which can be quite beneficial to track builders searching for help with how to arrange their content. The templates cover the assortment of standard scenarios you would be likely to think about for offering an educational product. These are:
- Blank — Start fresh and build your own course to match your specific program needs.
- Mini-course — Utilize a free or low-cost mini-course to create prospects for a full flagship program or service.
- Flagship Course — Construct a complete online course employing a robust curriculum outline made with best practices in mind.
- Pre-sell — Create a pre-sell landing page and start constructing a waitlist to judge interest in your course.
- Digital Download — Host downloadable documents in an internet course to create revenue or collect email addresses.
- Membership Resource Library — Host downloadable resources to be included in a membership bundle for this template.
- Webinar Replay — Host your webinar replay video to permit registrants to review your presentation and offer.
All these can Be modified extensively — you can alter the content from the segments that are supplied, delete sections, or insert new segments to reach the strategy that's ideal for your content. All throughout the process, Thinkific supplies"smart coach course construction tips" to assist you. (I found them useful, but they may be easily switched off, should you would like.) 2018 Thinkific Vs Teachable
If you have zero Experience working with Web content, there will inevitably be a small learning curve, but my opinion is that Thinkific has done a good job making that curve as manageable as possible. Invest in earning your way up it, and you will reap the rewards.
And, if You're Comfortable using other Web content systems — such as, for instance, WordPress or another course platform — I think you will find operating in Thinkific for a breeze.
Overall, the logic Of putting together a class in Thinkific makes sense. After selecting"New Course," choosing your path type, naming it (which you can change at any point), and saving it, you include"Chapters" (or change ones already in the template) to create the structure of this program. As mentioned above, if you don't like the expression"Chapters," you can change it to whatever you would like.
You fill the Chapters with content in a way very similar to how I described using Website Builder over. There are 11 options:
- Video lessons — Upload a video file. (This has saved in a movie library for re-use in different classes. Videos stored in this library are protected from access by anyone who is not a registered user of your website.)
- Quiz classes — Create a quiz for the students. (More information on quizzes under )
- Multimedia lessons — This can be a way to link out to content not hosted on Thinkific and make it an integrated part of your program. Some of the possibilities include:
- Webinar tools (provide the link to a live Zoom session, for example)
- Surveys (e.g. Typeform)
- Appointment booking tools (e.g. Calendly)
- Presentations (e.g. Prezi)
- Google Docs
- Articulate Storyline and Adobe Captivate files (Requires Pro or Enterprise license. More about that below)
- Text classes — Combine text, pictures, videos, etc. into a single lesson. This is basically the equivalent to"Text and Media" Site Builder alternative discussed previously.
- Research lessons — Collect information/feedback from the pupils by building a brief survey in Thinkific.
- PDF lessons.
- Disqus classes Disqus discussion boards into your program. (Note: there is also a discussion option built into Thinkific that you can turn on or off beneath Support Your Students > Discussions.)
- Audio classes — Upload a sound file.
- Downloads resources to be available for download from inside the course participant.
- Presentation classes — synchronize a demonstration as a PDF document and record audio for each slide.
- Classes — Contain a Brillium exam on your program. (A Brillium license is distinct from Thinkific and starts at $49 a month. More about that below.)
The aforementioned options Will find the job done for all but the edupreneurs. The main places they fall short is in
- Providing for branching scenarios — i.e., allowing learners to move down different paths based on their performances in the course or data you collect about them and
- Like learning games inserting interactive components.
If those are Options you truly want, you'd be better off using a full size course authoring tool like iSpring or Articulate Storyline (see more about these kinds of programs here). 2018 Thinkific Vs Teachable
The use of Articulate and Captivate at Thinkific
Many course Creators will be perfectly content with using the resources in Thinkific to create classes, but some may prefer the option of producing their courses with third-party e-learning class creation software like Articulate Storyline or even Adobe Captivate.
Basically, using a Third-party tool is an alternative to seriously think about if you (a) currently have a substantial number of courses built out in one of these tools (in which you probably don't want to have to re-create them using Thinkific course production tools), or (b) you anticipate developing a significant catalog of courses with a relatively long"shelf life" — in which case you may not wish to have your classes locked to a particular delivery stage.
These can be used by you Kinds of tools with Thinkific — Articulate Storyline and Captivate are supported — but there are a few limitations you should be aware of if you go this route.
First, Thinkific (like the rest of the platforms in its own class) has not implemented SCORM, which stands to the Shareable Content Object Reference Model. There's a whole lot to SCORM, but the principal thing for edupreneurs to know is that it provides standards for how an online course can communicate with a learning platform to send it data like how long a student has spent in a course, or if specific parts of the class have been completed successfully. Thinkific tracks this type of data with its own methods. (More about SCORM here.)
You Can't Import an Captivate or Articulate course into Thinkific on your own. These classes comprise of over a single file (such as, as an instance, a video file), and to get them into the platform, you need to zip the files up and send them into Thinkific customer service.
The Features and How They Benefit You
An excellent Course building platform typically offers you the features you need from begin to finish. Including the promotion, the training course building, the selling, and also also the teacher/student management.
Systems such as Thinkific don't host classes on your own site. Your articles is actually hosted with Thinkific (so you don't need to venture outside and find your own hosting,) but it gives you total control over what your site looks like.
When compared to Systems such as Udemy, Thinkific surely provides more liberty and control that is branding. Let's explore some of the standout attributes.
Click here to register Around Thinkific.
Outstanding Student Management and Communication Modules
Within my Thinkific review, I noticed that the smoothness of the student communication tools. It is a visual pupil management area, together with images of your pupils, titles, contact information, and information for how far they're on your program.
You have the Option to send emails to every one of those students or create a dialogue. 2018 Thinkific Vs Teachable
Incentives are Also part of the learning environment because Thinkific offers conclusion certificates, report cards, and throughout classes, the mails for sending out just about anything you want of course.
Along with Infinite replays of language controls, course material, and optimisation, pupils working with the Thinkific platform should feel right at home.
A Mostly Drag and Drop Editor for Quick Course Design
Part of this Reason Thinkific seems so great in contrast to this competition is that of its course designer. You do not have to mess with any code if you don't need to.
In fact Your content is coordinated using a simple drag and drop editor, where you pile the course content and move it around .
Talking of Content, Thinkific supports uploads of all media forms. By PDFs to sound files, and polls to quizzes, the platform is fantastic for offering up a vast assortment of learning resources for the students.
As we mentioned Every one of these documents are hosted on the Thinkific servers. You shouldn't need to worry much about a file being too large or running on your own servers that are shared.
When you personalize Your course website it offers some useful editing tools to the beginners out there. As an example, you can correct items like colour schemes, banners, and logos without touching any code.
However Advanced programmers have complete control over the HTML and CSS. Consequently, if you want to make your site unique, the alternative is there for you.
Promotions on Autopilot
Some online course Platforms fail in the promotions arena. This is unfortunate since there's no way unless people understand that your path exists to begin making money.
Thinkific does It the ideal way, with promotional and marketing tools built into the program. Much of this is automatic. Consequently, if you'd like to trickle articles to your students–in which courses would be released over the years –Thinkific has this functionality. 2018 Thinkific Vs Teachable
Furthermore, you Have the ability to target the right people and send emails that are automatic based on a program. Pricing is done through Thinkific, along with the option to become paid instantly when somebody signs up for your program.
As for becoming It is tried by people outside of your website out, Thinkific comes with an affiliate marketing program to reward other people who advocate your course and bloggers. Coupons are supplied through Thinkific, giving you a chance convince newcomers that your course is well worth investing in and to create advertisements with specials.
Everything from Coupons to affiliates is tracked directly in the dashboard, and you could join Facebook, your Adwords, and other social accounts to determine where students are coming from.
Managing, Engaging, and Supporting Students
Aside from One of the important reasons for utilizing a specialized course platform is that it creates managing and tracking your users and their information much easier.
Communicating with Learners
Along with Helping you organize your learners, Thinkific also enables several ways that you communicate with your learners and also for them to give comments on the course. 2018 Thinkific Vs Teachable
As noted, By way of example, you can enable discussion to your classes and manage your students contributions under Service Your Students Discussions, where you can sort discussions by course, react to students, and — if desired –"Disapprove" gifts which you don't wish to show up in the program. (Note: Enabling talks is now a nothing choice in Thinkific — i.e., possibly all courses have it or no classes have it. The workaround for this is to use the Disqus alternative on a course-by-course foundation )
You can also Allow your student to submit reviews for your courses. You then have the capability to approve these reviews (they aren't published automatically) and utilize them as social evidence on your sales page to your program. Unlike talks, this attribute can be enabled on a course-by-course basis.
Finally, there are A number of notifications that can be disabled or enabled at the Thinkific platform, a few of which can be customized. You can send a customized message when your website is registered for by them to students, register in a specific course, or finish a course. It is also possible to send weekly reminder messages. (Note: Reminders are site-wide, maybe not course-specific.)
Managing and Organizing Learners
To start with, When a user signs up in your site, Thinkific captures all their key contact information (e.g., first name, last name, email ) and utilizing custom sign-up fields (under Settings > Programs & accounts) you can easily add fields to catch whatever specific information you desire from the own users. (Notice that, unlike platforms like Udemy, you get complete access to the user information you collect.)
You can also Organize users into classes. This apparently simple feature may have a large impact on your business model by making it feasible for you to market classes in bulk one of the greatest ways for internet course sellers to drive revenue growth.
Using groups, you May also organize your learners by cohort, time, registration, job-type, or business, or other factors, which makes it possible to monitor the effectiveness of your own offerings and also to refine your marketing going forward. (Note: use of the Groups feature requires a Guru program license with the Development Add-on.) Find out more about the Thinkific Groups functionality 2018 Thinkific Vs Teachable
Tracking and Reporting
A reason to Have a online class platform — to posting content behind a password on a Web site as opposed, for instance — is that it will monitor things like conclusion and course progress as well as quiz and survey information.
Thinkific's Advancement tracking (under Support Your Students > Progress) enables you to pick a specific student and track numerous factors for every course in which the student is registered. For every course you may see:
- Percentage of Course of Viewed
- Percentage of Course Completed
- Student Name
- Student Email
- Course Completed at (date)
- Course Launched at (date)
- Course Activated at (date)
- Last sign in (date)
- Business
I like this you If you're adding new lessons to an course can opt to reset the completion percentage of a student at any moment.
Overall, the Course coverage is fairly basic, but I suspect it'll serve the demands of the majority of course entrepreneurs.
Unlike the course Reporting, the quiz and survey reporting is exported to a .CSV file (rather than displayed on screen) and e-mailed to you. The .csv document contains the responses from all students who've taken a questionnaire a quiz together with their name, e-mail address, and if they took it. For quizzes, in addition, it provides the number and percentage .
Overall, reporting For both quizzes/surveys and courses is one of the regions where the Thinkific system could be stronger. In fairness, this tends to be true for pretty much of most the platforms . Over time, it might be possible to access course completion and quiz/survey data through a Web interface. Better still, it might be good to have the ability to see a student transcript that displays hours associated with a program, any credit earned (not now captured at all at Thinkific), along with a link to obtain the certificate associated with the course. 2018 Thinkific Vs Teachable
What Thinkific is currently Missing
Anyone who has Been working in the e-learning sector for the past few years (as I have) will realize that Thinkific offers a remarkable selection of features at a really affordable price. It was not long ago that a system with those capacities could have easily cost thousands of dollars.
With that in mind, It's hard to argue that Thinkific is"missing" much. There are openings that can rule out it for a few class vendors — and these all tend to be. The main ones that I see are:
No support for SCORM or xAPI/TinCan
As mentioned previously, While Thinkific may host and deliver classes created in common authoring tools like Articulate and Captivate, it does not actually take advantage of the SCORM (or xAPI/TInCan) packaging capabilities of these applications. If you've got a reason for using one of the significant standards, Thinkific might not be the way to go.
Like I said, these Are areas which, for the most part, are not served well by other platforms which are in Thinkific's course. To get a platform that supports all three generally means a price point than Thinkific — and it can go up a lot from that point. So, be sure that these are openings for you before ruling out Thinkific.
No continuing education credit capacities
While you can Indicate the estimated variety of hours for finishing a course in Thinkific, you cannot specify the amount of continuing education available for a course. While There Might Be work-arounds, for most course providers that focus on providing continuing education credit, this will be a Substantial barrier to utilizing Thinkific, 2018 Thinkific Vs Teachable
No multi-tenancy option
Multi-tenancy Means that you handle and can make a number of instances of a stage under one umbrella. This can be useful if you're a training company that has many corporate clients and those clients want their very own branded example of this platform for serving and managing their customers. While the Group functionality in Thinkific gets you a part of the way there, it is not the same thing as multi-tenancy.
Although I have yet To find an online course platform which has many hidden fees, Thinkific advertises that it too has no hidden charges or contracts. That's very good to know, but nothing special.
However, Thinkific Does provide a plan for people who want to test the stage out but not get bogged down by limitations. In theory, it makes it possible to start building a student base and start your store. There is also a free trial if you give one of those plans a whirl.
The pricing is Divided into four easy plans:
Starter — $0 for many core Thinkific features. This plan has a top transaction fee, all you want to make, promote, and sell infinite courses your classes, class upsells, content hosting integrations, Stripe/PayPal service, and access to all funds.
Basics — For $49 a month you get all core and newcomer features, along with a 5 percent transaction fee, promotions and coupons, monthly subscriptions, course bundles, intermediate integrations, fundamental Zapier, trickle articles, affiliate coverage, a bulk student emailer, customized domain, along with additional course prices. 2018 Thinkific Vs Teachable
Business — For $99 a month you get the features from all previous programs, no transaction fees, completion certificates, private and concealed courses, website white tagging, a host narrative, intermediate Zapier, webhooks, three-course admin accounts, advanced HTML/CSS editing, priority service, teacher payout coverage, an onboarding call, payment plans, along with an immediate Infusionsoft integration.
Advanced — For $279 a month you get all attributes from prior plans, no transaction fees, one sign-on (SSO), three website admin accounts, 10-course admin accounts, an onboarding specialist, onboarding package, public API, advanced integrations, and advanced Zapier.
Thinkific has some Benefits to its pricing design. Not only are you able to start your course for free (something that is not offered with competitions such as Teachable,) however, the extra three plans are broken down in a logical fashion.
After all Most likely do not need API accessibility until you start becoming advanced with your course promoting.
I would not mind Seeing also the HTML editing as well as the completion certificates but $99 per month still isn't that bad.
As you can see, The trade prices are 10% to the free program. That's high, however, it creates an environment for individuals who do not have the capital to start a professional online shop or anyone with low quantity right now. As soon as you start earning money you can cut down that trade fee.
Last, you can By paying on an yearly basis, Save money. If you pay it all upfront, so, the snowball strategy goes to $39 a month. The company program is $79 a month and also the Advanced plan is 219. That makes the pricing plans similar to Teachable.
I will end this Thinkific review at which I began: this is. Hopefully it's evident by now that it supplies a full range of the features to encourage your ordinary edupreneur in selling classes that are online.
I think it is Important to repeat as I wrap up that Thinkific is a company with a great deal of momentum. This is definitely not a point: the marketplace for online course platforms such as Thinkific is now crowded and noisy. You can be sure that a lot of the platforms that are here today will undoubtedly be gone tomorrow. I'm convinced that Thinkific will be about, and the company is clearly growing and continually investing to improve its platform. 2018 Thinkific Vs Teachable
Click here to sign Up to Thinkific.


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By: Fred | Money With A Purpose
Most people planning for retirement have a traditional IRA. Did you know there are certain things you cannot own in your IRA? The IRS considers these prohibited investments.
There are also transactions not permitted in your IRA. Prohibited transactions restrict who can enter into transactions in your IRA.
As an owner of an IRA, if you engage in a prohibited transaction, the penalties are among the most severe of all IRA penalties. In today's post, we're going to talk about both prohibited investments and prohibited transactions in an IRA.
Prohibited investments are pretty simple. Prohibited transactions are not. We will spend most of our time talking about what constitutes prohibited transactions and how to avoid them.
Prohibited Transactions in a Traditional IRA
IRA investments
Your 401(k), 403(b) or other employer retirement plan offer a limited choice of investments. The company determines the menu of funds. You decide on the fund choices within that menu.
In some cases, the plan has a brokerage option that, if selected, opens up the investment choices like any other investment account. However, this option is risky for the employer. As a result, fewer and fewer companies offer brokerage accounts.
An IRA, on the other hand, offers the broadest range of investment options. If you open your account at a brokerage firm, be it one of the big name national firms, or a do it yourself firm like TD Ameritrade, eTrade or others, your investment options are endless. You can choose from any listed stock, bond, option, mutual fund, ETF and many alternative investments. You can also select annuities in your IRA. Some buy annuities for the guaranteed future income feature.
Prohibited investments
There are two kinds of investments prohibited in an IRA – life insurance and collectibles. Collectibles are things like artwork, coin or stamp collections, metals, rugs, antiques, and gems. The list even includes stuff like baseball card collections.
If an investor owns any of the prohibited investments, the IRS considers the value of the investment to be a taxable distribution. If the investor is under age 59 1/2 at the time of the distribution, an additional 10% early withdrawal penalty may apply. The remaining balance in the IRA is not affected.
For example, let's say you have a traditional IRA valued at $100,000. $25,000 of that is from artwork put into the IRA. The IRS requires that you claim the $25,000 value as a distribution. The remaining $75,000 is not affected.
S-corporation stock
Though not considered a prohibited investment under the IRA rules, an IRA cannot be an owner of S-corporation stock. The S-corporation rules state that if an IRA owns S-corporation stock, the corporation loses its favorable S-corporation status. Though technically allowed, the S-corporation rules say that owners of S-corporation stock must be naturalized U.S. citizens or Residents. An IRA doesn't qualify.
Prohibited transactions
Now let's get to the discussion of prohibited transactions. In IRS Publication 590-A, it states the following about prohibited transactions:
"Generally, a prohibited transaction is any improper use of your traditional IRA account or annuity by you, your beneficiary, or any disqualified person. Disqualified persons include your fiduciary and members of your family (spouse, ancestor, lineal descendant, and any spouse of a lineal descendant)."
A disqualified person cannot enter into any transaction with the IRA. Naming them as beneficiary is not an improper transaction. The beneficiary has no control or influence on the IRA until the owner dies.
The penalties for non-compliance are stiff. If the IRS determines that a disqualified person has improperly used your IRA, the entire balance of the IRA becomes taxable.
Let's go back to the IRA with $100,000. It doesn't matter if the prohibited transaction involved $5,000 or $50,000, the entire $100,000 IRA balance immediately becomes taxable. It's like you distributed the entire account on January 1 of the year in which the violation occurred. The IRS says, "the IRA stops being an IRA on the first day of that year."
And if the IRA owner is under age 59 1/2, an additional 10% penalty would apply. If the IRA owner has an effective tax rate of 22% and is under age 59 1/2, they would have a tax bill of $32,000 (22% tax+ 10% penalty = 32% x $100,000) on their $100,000 IRA.
Note: This is a simple calculation on the IRA money only, not on the total tax picture of the IRA owner. It is meant for illustration purposes to show the potential tax impact on the IRA, not as tax advice.
What is a prohibited transaction
A prohibited transaction occurs when IRA funds get used for personal interest by the IRA owner or a disqualified person.
IRS Publication 590-A gives examples of prohibited transactions as follows:
- Borrowing money from your IRA – unlike employer-sponsored retirement plans, which often allow loans, you cannot borrow from IRAs
- Selling property you own to your IRA – IRAs can own property like real estate, land, etc. Selling property you or a disqualified person own is prohibited
- Buying a property, you use personally – The same logic applies. If you have personal use of the property, that's a prohibited transaction
- Using the IRA as security for a loan – unlike taxable investment accounts, you cannot pledge your IRA account as collateral for a loan.
The IRS cautions that if the IRA owns "non-publically traded assets or assets that you directly control, the risk of engaging in a prohibited transaction in connection with the account may be increased."
IRA owner fiduciary
If you have an IRA, the IRS considers you a fiduciary. The IRS calls others fiduciaries including anyone who does any of the following:
- Exercises discretionary control over managing the IRA, including investing or disposing of assets in the IRA
- Provides investment advice to the IRA for a fee
- Has discretionary authority to administer the IRA
Engaging in any prohibited transactions with fiduciaries on the account would mean the account would no longer be an IRA.
Disqualified persons
You saw the IRS description of disqualified persons earlier. Let's get more specific about who is a disqualified person.
- The IRA owner
- The IRA owner's spouse
- A parent, grandparent, child or grandchild (lineal descendants)
- Any entities in which the IRA owner of lineal descendants fully own or have an interest of 50% or more. These could be companies, partnerships, estates or trusts
- Officers, directors, and highly compensated employees or shareholders who own 10% or more of the companies in which the IRA owner or disqualified person who owns 50% or more of the company
Prohibited transactions happen most frequently in self-directed IRAs where individuals do their own investing (DIYers). When the custodian of an IRA is one of the traditional firms or banks, their rules often help investors steer clear of both prohibited investments and transactions. Following the IRS caution about non-publically traded assets or assets in which your or a lineal descendant exercise control makes it easier to avoid prohibited transactions.
Example of prohibited transaction
I read a case in an educational course on IRA planning that illustrates the potential complication of some seemingly acceptable investments. The example in the course involved farmland.
A farmer, we'll call him John, decided to purchase farmland with his IRA money. Farmland is a perfectly acceptable investment in an IRA. It is not life insurance or a collectible. The land is not part of an S-corporation. All is well so far.
Here's where the complications can come.
Neither John nor his lineal descendants can farm the land themselves. They would have to hire someone who is not a disqualified person to work the land. It can't be his spouse, children, or grandchildren (lineal descendants) as they are disqualified persons. The IRA must pay all expenses related to the land. That includes any property taxes. If John pays the taxes or costs out of his non-IRA money, he receives a personal benefit from the land in the form of a potential deduction for the taxes or expenses. The IRS considers this a kind of self-dealing.
In that case, the IRA no longer is an IRA.
Avoiding prohibited transactions
The best way to avoid prohibited transactions is to keep your IRA investments in the more traditional publically traded investments (stocks, bonds, mutual funds, ETFs, etc.). Alternative investments in which you have no control are fine as well (hedge funds, private equity, etc.).
Investing in closely held businesses with family members, or projects in an entity you control puts you at a higher risk of violating the rules. If there is any chance an investment in which you have an interest might qualify as a prohibited transaction, it's best to hold that in a separate IRA. Comingling that with other IRA money could cause a more significant tax problem should the transaction be prohibited.
Remember, if the IRS deems an investment or transaction is with a disqualified person, the entire IRA ceases to be an IRA. Comingling a questionable investment with other IRA money can be extremely costly. That gives you a potentially significant, surely unwanted, tax bill. You can reduce that tax bill if you segregate any questionable asset into its own IRA. If the IRS rules against it, at least that's the only money impacted. Other IRAs are not.
My advice – avoid anything questionable. Ask yourself – is this investment worth the risk of losing the tax status of my IRA? I can't imagine a situation where the answer would be yes.
Final thoughts
There are hundreds, if not thousands, of rules governing IRAs and retirement plans. The penalties for non-compliance can be stiff. I've previously written about the penalties for non-compliance of the RMD rules. That's one of the stiffest penalties at 50% of what the required minimum should have been.
Having an entire IRA disqualified because you engaged in a prohibited transaction brings a penalty that is much worse. Paying taxes on your entire IRA balance plus an additional 10% if you're under age 59 1/2 makes the 50% penalty seem benign.
As a financial advisor, I've had to steer clients away from things they wanted to put in their IRAs that would have cost them a lot of money and taxes. It is just not worth it.
It's best to avoid any transactions or investments in your IRAs that are remotely in the neighborhood of a prohibited transaction. Many are obvious. Some, like the farmland example, can be complicated.
Stay with traditional investments. Avoid anything that might raise a red flag with the IRS under the prohibited transaction rules. When it comes to IRA investments, keep it simple, and you'll be OK.
Now it's your turn. Did you know about prohibited investments and transactions? Have you thought about investing in any non-traditional assets in your IRA? As always, I welcome your thoughts and comments.
Republished with the permission of MoneyWithAPurpose.com.

subset: commoncrawl


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merry xmas foccers, enjoy yourself .
and the weather looks good so get out on your bikes,
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Topics - taylor
General / new speed cam vans,« on: 21 March 2017, 08:50:55 PM »
as above have you seen the new colour speed vans, they look like british gas
For Sale & Wanted / Yamaha Fazer 600 fzs« on: 16 March 2017, 01:49:47 PM »
Yamaha Fazer, fzs 600 for sale, excellent condition been kept in its own shed, Please contact me for more details. ps tax and mot,d
General / shop security tag,« on: 21 November 2016, 07:40:12 PM »
I have just bought my wife a xmas present and they left the security tag on, as i left all the alarms went of, I then went in to Halfords the same thing again , anyway I got home and took it of very carefully and just glued it on my mothers shoe. merry xmas.
FZS600 Fazer / took it for a run.« on: 25 September 2016, 09:33:12 PM »
i was going to sell, but took it out today and that changed my mind, what a amazing bike..
For Sale & Wanted / 2001 fazer fzs 600, in red black and silver.« on: 14 September 2016, 09:03:59 PM »
as above, looking to sell as not getting the time to get out on it, 34, thou miles, on clock. totally mint 1350. the bike is near Cardiff, no offers, pic,s to be added, I have been told it is worth far more.?, any interested pm me.
General / storm on its way.« on: 19 August 2016, 10:39:46 PM »
i am in west wales very windy, rain howling in just got soaked by a wave walking home on the path, phone shagged cos was taking pic,s. lock down your hatches.
General / polaris quad.« on: 04 August 2016, 09:25:21 PM »
very strange outside my house tonight, there is a bloke on a moto,x bike being chased around by two guys in a Polaris quad, both men in the quad have white boiler suits on with dark glasses lol. it has been going on about an hour and a half lol.
General / circuit of wales.« on: 06 April 2016, 06:17:29 PM »
as we thought looks like a no goer they want 357 million of the welsh government. lol
General / st patricks day.« on: 17 March 2016, 07:11:29 PM »
have a good day fellow celts get the beers in.
General / change of name.« on: 15 March 2016, 08:52:45 PM »
I swear after my recent operation my chopper has got smaller, it aint a fercking Harley anymore . I will have to call myself little pete.
General / st david,s day.« on: 01 March 2016, 09:13:27 AM »
happy st david,s day to you all. don't forget to eat your welsh cakes,
General / six nations.« on: 06 February 2016, 02:56:33 PM »
well it is that time of year again, the greatest show on earth is just about to kick off. good luck to you all may the best team win.
General / my operation.« on: 27 January 2016, 09:12:38 PM »
I have been given a new date for my op. feb the 16 th, they are using the da vinci robot very clever bit of kit, the nhs Is great you want to see the cost on this little baby. we are lucky to live in gb.
General / where is triumph made.« on: 07 January 2016, 06:32:08 PM »
I see one of the lads has bought a very nice triumph,. where do they actually make triumph theses days, I was trying to find out last week but a lot of people say different things, anyone got any ideas,.
General / frank is on his way,« on: 29 December 2015, 05:02:34 PM »
I am down in west wales and just came from the beach with the dogs, my god its windy out there bolt down your hatches.
General / benifits not.« on: 15 December 2015, 08:11:33 PM »
just a moan, I have been self employed all my life. don't earn a great deal but get by. allways paid my taxes and stamp, I gotta have an operation in jan so thought I would see if they would give me anything for the 3 months I am off, the answer was no I have earned enough to last me the year. I haven't tried to claim anything for twenty years,. (GREAT BRITAIN)
i work on building sites and today was told to put my hard hat on whilst using a sthill saw with a dust mask on. gogles and ear muffs. no room for the hat. as it falls of with that lot on, also i was under a 18 inch concrete roof so nothing is going to fall.. the bloke who told me was a seikh so had his little turban thing on. and his knife on his side which i would of thought is an offensive weapon. so i told him to do one. how the fuck can he wear that as an hard hat,, is this Bristol or india.
General / happy birthday christo, t« on: 03 December 2015, 10:12:25 PM »
happy birthday Christo where you gone to.
General / prostate cancer,« on: 24 November 2015, 07:55:37 PM »
well what a day I just been diagnosed with it., they say they have caught it early, hopefully i will be okay operation in jan , to remove prostate,, it has scared the shit out of me
General / lawnmowers« on: 21 November 2015, 05:24:37 PM »
I am buying a new petrol mower and have looked at a few. I was going to buy the husqarvana? then noticed it has a brigg,s and Stratton engine in it,. now there is nothing wrong with b +s , but the husky is £500. and you can buy cheap models with the briggs and Stratton for,£ 150,, do they make cheaper engines for cheaper models, or will I just be paying for the husky badge,. anyone got any experience with mowers. sorry about the shit thread.
General / curcit of wales,« on: 17 November 2015, 04:37:10 PM »
the final piece of planning permission has been granted, looks they are starting early next year.
General / lancaster has gone,« on: 12 November 2015, 07:27:04 PM »
just reading the news about stu Lancaster, first of all the midlands Vulcan then the Lancaster, no fly bye for this one though.


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Reblogged from Science on the Net
It is known that a virus like Ebola finds an ideal breeding ground of infection in weak healthcare systems. However, the fear of a large-scale European contagion is spreading. Although it is true that Ebola is really frightening, it is equally true that a comparison between a country such as Italy and countries like Liberia, Sierra Leone and Guinea is at least difficult to maintain. Tuberculosis, Malaria, HIV, low rates of vaccinations: the African ecosystem in which Ebola has developed is crippled, and the majority of its inhabitants are highly exposed to infections. How much crippled? The WHO data describe the incidence of major infectious diseases in the area and of the systems of vaccination.
As we have already pointed out, three out of the four affected nations – Guinea, Liberia and Sierra Leone – are among the poorest in the world, with much of the population without a salary. Three countries in which the health expenditure in 2012 has been less than 200 dollars per capita, while a country like Italy has spent 3,040 dollars per capita in the same year.
Moreover, as pointed out on August 5th by James Ball of The Guardian,"Since the beginning of the Ebola outbreak in February, around 300.000 people have died from malaria, while tuberculosis has likely claimed over 600.000 lives. Ebola might have our attention, but it's not even close to being the biggest problem in Africa right now."


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They lay side by side in a Bloomfield Hills family room that has been temporarily transformed into a recovery ward. Kaylie Eisenberg and Dresden Cogan, both 15, are slowly healing after a harrowing ordeal that left the teens with severe injuries and a dramatic story to tell.
Dresden is in a body brace with a broken back. Kaylie suffered a lacerated kidney, liver and spleen, two broken ribs and three cracked vertebrae.
It happened Saturday, July 9. The girls were camping at Isle Royale National Park (on an island north of Michigan's Upper Peninsula surrounded by Lake Superior) as part of an annual 11-day CIT trip with Camp Tanuga. They had just completed an afternoon hike when they tied their hammock to some trees, which appeared to be sturdy, and one of the large tree trunks came crashing down.
"I got on the hammock right next to Kaylie and then I heard a crack," Dresden recalls. "I kind of knew what was happening, but I couldn't get out. I didn't know what else to do, so I put my
arms over my head."
The tree landed on top of both girls. A third camper, Tess Rosenthal, managed to get out of the way and attempted to hold the tree up while yelling for help.
"I got out from under the tree and I saw Kaylie under the tree and I stood up, but I collapsed,"
Dresden says. "I remember lying on the ground crying and screaming. A counselor lifted the tree off of Kaylie."
According to the girls, that counselor, Jackson Rumble, also ripped two doors off of nearby structures and used them to create makeshift backboards to stabilize them. Other campers worked to comfort and calm their injured friends while a frantic effort unfolded to alert National Park Service rangers and get emergency personnel to the remote campsite.
"When I first got out from under the tree, my first instinct was to cry," Kaylie says. "I wanted to cry, but it hurt to cry. We didn't know what was wrong with me. I tried staying calm. If I was freaking out screaming, I don't think I would have made it."
Calls For Help
Family members say counselor Olivia Stillman and camper Drewe Raimi ran to a nearby campsite approximately four miles away to call for help. The park's website says cell phone service on the island is not reliable. "Maritime radios and park service satellite phones were used" to finally reach authorities, according to a letter sent to parents by Camp Tanuga staff members. The letter also says Wilderness First Responders (who receive a two-year certification) travel with each hiking group along with an extensive first aid kit. The camp did not respond to a request for additional comment. The girls' parents received a late-night phone call notifying them about the accident.
"All they said was that Dresden was in a terrible accident and she was alive," says her father, Sol Cogan. "We knew they were both alive and they were both conscious, and that's really all we knew."
Kaylie's father, Brian Eisenberg, added, "As a parent, it's your worst nightmare to receive that call. I am thankful that Kaylie and Dresden are recovering and that, in time, their normal lives will resume."
Kaylie's parents, Eisenberg and Stacey Bernstein, and Dresden's parents, Cogan and Teisha Tann, scrambled to secure private planes to get to Hancock, Mich., where a rescue helicopter would be bringing the girls.
Back on the island, it took approximately six hours for medical personnel to arrive. After that, Kaylie and Dresden had to be carried several miles on stretchers through the woods in the dark to a clearing where they could be hoisted into the helicopter. (There are no roads on the island, only trails.) The chopper could only take one patient at a time. Kaylie was transported first; Dresden followed more than an hour later.
The parents made it to Hancock just in time to greet the helicopter and accompany their children into a nearby hospital.
"Dresden's helicopter came, and she was a disaster," Cogan says of his daughter. "She was screaming in pain. She had mud under her nails because she clawed her way out from underneath the tree. Thank God we were able to get there."
The teens were later transported by air ambulance to Beaumont Hospital in Royal Oak where they spent several days in the intensive care unit. They have since been released, and with ongoing therapy and doctor's visits, are both expected to make full recoveries.
Love And Support
In the aftermath of the accident, Kaylie, Dresden and their families are counting their blessings, including a huge outpouring of support from the local Jewish community. The girls have received regular calls and visits from friends, Temple Israel's rabbis (both families belong to Temple Israel) and others. Several friends who are doctors have also consulted with the families, referring them to top specialists.
"We are seriously blessed," Teisha Tann says. "We are so thankful for the love and support and thankful the girls have each other."
Kaylie and Dresden have been together as much as possible, helping each other both physically and emotionally through their recovery. In spite of the ordeal, the teens say they love camp and wish they could return for their last official summer as campers.
The girls and their families are also thankful for the heroic efforts of the counselors and campers who served as "first responders" in the critical time period following the accident. Tanuga staff members echoed that sentiment in their letter.
"We are extremely proud of the way our staff and campers responded to the adversity that took place. It should also be noted how effective the park service was in securing help for the group. The harsh reality of these trips is accidents can happen, and due to the remote location, the timeliness to secure proper help is not always ideal.
"Moving forward, we are determined to continue what has always been a very successful overnight tripping program." *
By Robin Schwartz | Contributing Writer


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How I came to think of this page;
In a way has taken years, maybe in Root form is " what seems right for me doesn't for you ";
and Vice Versa,
A narrative of my thoughts ; might be ; my idea of myself posing is not to create a " idea of me ",
but is to create a " Form " for the Artist to see,
For example;
A mother accompanied her 16 year old son, whom must of been talented at drawing,
to a Life Drawing study group.
Movements after I had dis-robed, and got into a pose,
The mother began saying to her son, " you can't be here seeing this ", and soon was escorting her son out of the class.
The great contrast I could see was, this mother viewed me very differently or very much in contrast with the,
Artists that simply carried on sketching me, the reality had not changed, I was in the same form,
Who knows what the mother's " idea of me was ",
We all did know, the 16 year old son never got to " Draw "
I do know we all are filled with " Preconcieved Notions "
That Judge ourselves right-out of having the ability to Draw.
Just Imagine if I had posing in a Transsexual style as below
Because that Life drawing class was city sponsered, might that mother have called the city, or the local newspapers etc, thus creating chaos ?, who knows !,
I am fairly certain the Artists of that group would have simply draw images of me in the " Form ",
That they simply seen, and posed as,
Not judging as if right or wrong,good or bad, just recording what they seen.
In away you might say there was a Form of Cognitive Dissonance going on in that Class,
Two opposing views, those of the mother and those of the Artists sketching my pose.
The Same
The easiest way into an understanding of différance is (paradoxically) through the concept of the same. The notion of the same concerns a problem with identity, ideality, and concept. In an article called "Plato's Pharmacy," from Dissemination, Derrida provides a commentary on the law that governs the truth of the eidos (Plato's word for the idea). If this reading concerns the specifically Socratic version of the law (from The Crito) it can nonetheless easily be generalized. According to The Crito the most worthy object of the philosophical dialogue is:
the truth of eidos as that which is identical to itself, always the same as itself and always simple, eidos , undecomposable, invariable. The eidos is that which can always be repeated as the same. The ideality and invisibility of the eidos are its power-to-be-repeated. Now, law is always a law of repetition, and repetition is always submission to a law (D 125) -
Think of all the " Trees " all about me in the pose above, their same ness is "Tree", other then that each has it's very own unique,
" Identity "
So in pose above, one might say " he is male with a vagina " or a Transsexual , many ways one may visually,
describe me in words, yet only way to draw me is as I " Pose", ;
If you think I am strange, wrong, good or bad, you may have to get up and leave;
Yet to be a Artist, you must simply see " a Unique Identity / Form " you see.
I feel in love with this song first time heard


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Tuesday, May 25, 2010
New Kayaks for our Mendocino Coast Kayaking Adventures
It is so fun and exciting to get new kayaks. They are so colorful and hold so much potential for FUN.
Most of the kayaks that we ordered this year are for rentals on Fort Bragg's Noyo River and our new Tracks to Kayaks adventure.
Of course a couple of whitewater kayaks made their way onto the order. We ordered a new Dagger Torrent for our Whitewater of the Sea adventure,
and I got a Wavesport Diesel for exploring and playing on whitewater rivers.
Jeff and I have been enjoying sharing the wooden kayak that we built. Everyone has loved how smooth and easily it paddles.
Monday, May 10, 2010
Rain = Whitewater = FUN!!!
It's raining, its pouring, whitewater kayakers are snoring and dreaming of more whitewater kayaking adventures on our local Mendocino County waterways.
Last week, we enjoyed 4 glorious days of warm weather and whitewater kayaking on the Eel River in northeastern Mendocino County. We ran the Class III Outlet Creek to Dos Rios stretch at flows of 900-1900 - executing crisp eddy turns, playing in hydraulics, and surfing waves.
A local photographer meandered out to shoot us in action. Check out his photoblog.
We are doing our rain dance and getting excited about more river time.
Of course Simpler Times is an LFK Eel River Tradition.
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Not a great deal of folks learn about the real difference involving an electrician and an electrical contractor. While they are really working in similar industries, they have got different roles. Most of the time, licensed electrician Lexington SC contractors are companies or business negotiators who give electrical products and services. In these instances, they are accountable for choosing electricians to try and do the work. They can be in demand for virtually any activity that requires building with regards to particular patterns, as well as the upkeep of various programs.
In Europe and the Americas, this marketplace reaps a great deal of financial gain and they're furnished licenses and insurances, which enables them to run their company in procedure for a specific time frame. Getting these kinds of, they have to able to secure their clients from your liabilities with the insurance policy. The requirements change relying around the locality or state exactly where they are operating.
There are three key groups of operating electrical contractors. You will find those who are answerable for high ability transmissions with high-voltage distribution traces. They are often known as the line or outdoors assistance suppliers, which obligations are notably according to building and servicing of infrastructure which can be important to bear electrical energy coming with the plant by means of couple of high-voltage strains and substations just before employing its supply power to household, professional and industrial areas.
The within contractors are classified as the ones who are most of the time interchanged with electricians because they are definitely the principal people who function for business, household and establishments hands on. They are really those who manage the set up, upkeep and electrical types, which might be essential for the developing to work effectively. They offer with outdoor lighting and substations with electricity within the boundary strains with the house as supplied by inside provider vendors.
The IBS and VDV contractors are the types who manage low-voltage installations. A number of these comprise local weather controls, security units, reserve electricity, telecommunications and fiber optics. Their principal aims are energy-efficient lightings and wi-fi networking systems. They provide many expert services to get a big range of requires.
Although electrical contractors foundation their using the services of on working experience in the degree of coaching a single has obtained, those who are employed as apprentice electricians tend to be the ones who will be properly trained to the work. They're experienced and skilled to manually handle the wirings and fix, repair and put in most important electricity methods.
While in the end, each remain essential pieces of the construction workforce. So, for anyone who is planning to create a dwelling, an electrical contractor is necessary to seek out you electricians to operate proficiently and competently for the protection and stability of your respective residence. Electricity poses potential risks and hazards so this stuff must be handled properly.


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Mr Green is quite a new online casino, founded in 2008, but it has already gained a lot of experience in serving exciting games for casino players. Two of Mr Green's founders have been working earlier for Betsson, so it's not a huge surprise that the casino has gained a nice base of fans in a short period of time. Mr Green is known for it's focus on the brand and it spends a lot of money on advertising. Especially in Scandinavia people could not have avoided the green guy that appears on TV, on the streets, as well as online websites. The casino offers many familiar games from NetEnt casino software, but there are also lots of Microgaming, Betsoft and WagerWorks licensed games. This is a great way to get a nice variety of games for one casino, especially when many other European casinos don't have Betsoft and WagerWorks games on their casino. Mr Green is an online casino that we in OnlineCasinoFindr.com like a lot and it is easy to recommend it for players that like a good variety of games in a fresh online casino.
The game variety in Mr Green is at a very good level because of the different licensed games from different software providers. You can find all the regular casino games, as well as lots of slot games, not to forget huge progressive jackpots that make millionaires regularly. Biggest jackpots are often many million euros and biggest wins have been amazingly over ten million euros.
Slots are the strongest side of Mr Green. All the familiar NetEnt games can be found there – even though for some reason Mega Fortune is not on the list – and there are also lots of Betsoft games. Betsoft is not too familiar software for European casino players so this makes the casino quite an interesting choice. The more odd slot games in Mr Green are really nice surprises as the 3D graphics in some slot games are gorgeous, making the games worth trying. Games such as pirate game Barbary Coast, Shrek-movie style Once Upon a Time, mystical Fortune Teller and stylish The Slotfather are web's top games and definitely worth testing for all slot game fans.
Mr Green's way of using many different software providers for their games makes them one of the best online casinos when it comes to game quality and variety. They have thrown away all the low quality games, leaving only the top quality games for their players, which makes it very easy for the player to find good games. The appearance and usability are also top notch, so the only thing that's left for the player is to choose a game and enjoy!
Mr Green offers a good variety of money transfer options that makes it easy for players to both deposit money and withdraw winnings. You can use all the popular credit cards, net wallets and even some local bank transfers. Trustworthiness is at a great level in Mr Green and their Swedish founders have used a lot of time and effort for making their reputation as good as it can be. This makes the casino very popular especially among the Scandinavian casino players.
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Prime Meridian West Building 5, Denver, CO 80112 - Office Space for rent
Prime Meridian West Building 5 is located at I-25 & C-470 in the Inverness neighborhood, CO, Denver, 80112. The Class A Office building was completed in 2031 and features a total of 105,000 Sqft. There are 3 Office spaces available for lease at I-25 & C-470, Denver, CO, 80112, totaling 105,000 Sqft. The largest space available has 35,000 Sqft and a rental rate of $19 - $22/Sqft/Year.
There are 185 office spaces for lease in the Inverness neighborhood, totaling 2,518,782 Sqft of available office space. The office space availability for the 80112 zip code is 3,659,298 Sqft, in 322 office spaces. The average asking office rent per sq. ft. in Inverness is $22.16/sqft/year. For Class A office buildings the average office rate is $23.34/sqft/year, for Class B office buildings the average office rate is $20.54/sqft/year, for Class C office buildings the average office rate is $19.63/sqft/year.
In Inverness, there are 40 class A office buildings. In Inverness, there are a total of 10 LEED certified office buildings. At zip code level, there are 239 commercial properties, of which 138 are office buildings over 50,000 square feet.


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Woodbury, NY (PRWEB) October 20, 2014
Stephen T. Greenberg, M.D., with offices in Woodbury, Southampton and Manhattan, NY, has been nominated for the 10th consecutive year as one of Long Island's best cosmetic surgeons. In addition, this year Dr. Greenberg was also been nominated as the best provider for Botox injections. Glisten, his Skin & Injection Spa was also nominated as best Day Spa and best Laser Treatment center on Long Island.*
The voting takes place until December 14th and readers can vote for the contest once per day, per IP address.
Stephen T. Greenberg, M.D. is a nationally renowned Cosmetic Plastic Surgeon based in Manhattan, Woodbury and Southampton, New York. Dr. Greenberg is well-known for his expertise in the field of cosmetic plastic surgery and is frequently interviewed for his knowledge on the latest cosmetic surgery techniques. He has appeared on CBS, Fox News, NBC and News12 Long Island. He has also appeared in national magazines such as Harper's Bazaar, Cosmopolitan, More, and Elle, as well as in The New York Times and Newsday. Dr. Greenberg hosts NY area Cosmetic Surgery Radio Shows on Saturdays on KJOY 98.3 FM and Party 105.3 FM and he is often a featured speaker for women's groups, spas, and health and skin care institutes.
Dr. Greenberg received his college and medical degrees with highest distinction from George Washington University. He then completed his surgical training at the prestigious New York Hospital-Cornell University Medical Center. He further trained in Plastic and Reconstructive surgery at the Hospital of the University of Pennsylvania and is board certified by both the American Board of Plastic Surgery and the American Board of Surgery. Dr. Greenberg is an active member of the American Society of Plastic Surgeons (ASPS). He is also an active member of the New York Regional Society of Plastic Surgeons, The Nassau County Medical Society, and the American Medical Association.
He has been voted one of the best cosmetic surgeons on LI by the LI Press for the past 9 consecutive years.
*All of these prestigious nominations are from the LI Press and can be seen at http://bestof.longislandpress.com/voting-open/
Read the full story at http://www.prweb.com/releases/2014/10/prweb12258210.htm.
|Source: PRWeb
Copyright©2014 Vocus, Inc.
All rights reserved


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FINAL: Comets 2 @ Phantoms 1
by Mark Caswell, Jr.Feb 27, 2016
Backed by goals from Alexandre Grenier and Jordan Subban, the Utica Comets defeated the Lehigh Valley Phantoms for the third time this season with a 2-1 win at the PPL Center on Saturday night.
Joe Cannata made 20 saves in the win, while Alexandre Grenier (1-0-1), and Jordan Subban (1-0-1) accounted for all the scoring.
After a scoreless first period the Comets wasted little time in the second period to get on the board. Just 2:28 into the middle frame Ronalds Kenins received a pass as he stepped out of the penalty box, which sprung the boys in blue on a three-on-one odd man rush. After gaining the zone, the former Latvian Olympian slipped a pass through the defender and over to Grenier who one-timed a shot past Stolarz for his ninth goal of the season. With the assist, Kenins now has a point in four straight games, and 10 points (1-9-10) in the team's last eight games.
For 40 minutes and 33 seconds the Comets kept the Phantoms off the scoreboard entirely. That changed about halfway through the third period when Phil DeSimone one-timed a shot over the glove of Cannata to knot the game at 1-1.
The Comets restored the lead a little over eight minutes later when Jordan Subban came up clutch with a rocket of a slap shot from the point to beat Stolarz. The goal was his ninth of the season, and was assisted by Brandon Prust and Andrey Pedan.
The Comets improve to 27-18-5-3 on the season, and 69-0-4-0 all-time when leading after two periods.
The Comets wrap up their three-in-three weekend in Chocolatetown, USA against the Hershey Bears tomorrow evening. Puck drop is scheduled for 5pm from the GIANT Center in Hershey, PA.
LEHIGH VALLEY PHANTOMS (25-25-2-3) vs UTICA COMETS (26-18-5-3)
PPL Center, 7:05pm
Watch Live: AHL Live | Listen Live: Radio: 94.9 K-ROCK, Desktop or Mobile
Tonight's Game: After a big divisional game win last night, the Comets are right back at it tonight with a game against the Lehigh Valley Phantoms. Puck drop in Allentown, PA is scheduled for 7:05pm
The Comets, with 60 points, currently sit in third place in the North Division, five points ahead of fourth place Rochester, and two points ahead of the fifth place IceCaps. The Phantoms find themselves in seventh place in the Atlantic Division, with a .500 record, and 55 points.
Last Game:The Utica Comets scored in every period Friday night, including two goals in the second period, to defeat the St. John's IceCaps 4-1 at the Utica Memorial Auditorium.
Carter Bancks (1-1-2), and Brandon Prust (0-2-2) had multi-point nights for the Comets, while Chris Higgins (1-0-1), Mike Zalewski (1-0-1) each tallied a goal in the Utica win. Richard Bachman made 28 saves in net for the Comets for his 11th win of the season.
Scouting the IceCaps: Since we last saw the Phantoms, two weeks ago back on Feb. 13, the Philadelphia Flyers American Hockey League affiliate has captured a point in all four of the game they have played with a 2-0-0-2 record. With a seven game point-streak, and a point in 15 out of his last 16 games, Chris Conner (12-27-39) leads the team in points with 39. Left winger Taylor Leier (17-21-38) has collected 10 points in his last six games to place him second on the team in points. The Phantoms are led by all-star goaltender Anthony Stolarz who has played in 34 games. Stolarz's 2.52 goals against average is the 18th best mark in the league. Two weeks ago the Comets chased the netminder with three goals en route to a 5-2 victory.
Getting Down to Business:The Comets have played 52 games heading into tonight - the fewest of any team in the American Hockey League that will play 76 games this year. Last night kicked off a crucial stretch that features 16 games over the next 33 days. 10 at home, six on the road, and a whopping 11 vs. the North Division. Making things even tougher, the Comets will play three-in-three series five of the next six weekends.
Shields Up: The Comets have collected a point in 13 out of 14 games, and a record of 11-1-1-1, in games that defenseman David Shields suits up in. Shields, 24, signed his second PTO with the team over the weekend to extend his stay in Utica by 25 more games. He originally signed a PTO on Dec. 11 and joined the Comets with four seasons and over 200 games of AHL experience under his belt with the Peoria Rivermen and Chicago Wolves. Shields spent the past two seasons with the Chicago Wolves, where he collected 21 points (5-16-21) over 97 games played. Prior to joining the Comets this season, the Rochester, NY native has played in 15 games for the Adirondack Thunder, and has registered nine points (2-7-9) and 9 penalty minutes.
Next Game: The Comets wrap up their three-in-three weekend in Chocolatetown, USA tomorrow evening. Puck drop is scheduled for 5pm from the GIANT Center in Hershey, PA.


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Veluwe Scooter package
€ 104.50 p.p.for 1 night
The arrangement includes:
- Welcome drink
- 1 x overnight stay in a Comfort room
- 1 x an extensive breakfast buffet
- 1 x a three-course menu
- 1 x the rent for a Veluwe Scooter per person
- Free use of the fitness and wellness facilities in the hotel
- Free cycling and walking map of the immediate area, with routes starting at Hotel Arnhem
It is also possible to reserve this package based on a Comfort de Luxe room, a Junior Suite or a Loft. Our employees are happy to inform you about the possibilities.
On a silent and nature-friendly electric scooter you will discover 'Nationaal Park Veluwezoom' and 'IJsselvallei'. You do not need a helmet, so enjoy the wind through your hair!
Book Veluwe Scooter package


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If you notice commercials or any other advertisement for walk-in tubs, you most likely relate these to handicapped or seniors individuals. While so walk-in tubs were initially created for mobility impaired individuals for safety, convenience and security, you'll arrived at observe that walk in tubs will also be designed for a much wider subscriber base simply because they offer so much more options, features and benefits today. For more information on the walk in tubs with shower, visit our website today!
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But let's stay on topic, Violence. when another mass shooting occurred in a Church in Texas yesterday, where a white man adorned in military gear killed 26 people, the first words out of Trump's mouth of course not about the guns but about mental health. Yes the man is crazy, yes Mr. President Donald Trump, but here is the caveat he had an arnsenal and how did he get those?
It is impossible to determine or find some sort of test to discern what an individual will do when he buys guns. And yes the pronoun he is correct in this situation. So I am a clerk at Walmart and you have the permit and I go, "So do you have voices in your head?" "Do you hate white/black/Muslims/Jews/Women/Old People/Church going people/Vegas concert goers or anyone else that might make you go ballistic and want to kill a bunch of them?" That is asking a lot of a minimum wage clerk.
This of course changes if the individual is spouting a beard, has a multi-syllabic name that ends in a consonant and comes from a travel banned country. That works. Sure.
Now this shooter in Texas is dead and like the Vegas shooter we will never know what "mental illness" led to this insane act but perhaps the seized weapons can be given to local Police agencies as military grade weapons which entitle them to all kinds of goodies under that act that Forrest Trump returned as we need to man up to fight terrorism.
So to review. Where in any of the situations of the last month - Vegas, Walmart, Antioch, Texas, New York City, did a "good man" with gun take out a bad man with a gun? Walmart, which is handy as they sell them there. And dudes who decides to do a high speed chase and in turn could have killed more but are now declared heroes. What? And well bad idea that everyone pulls out a piece as it lends to the confusion and chaos a mass shooting causes. You know law enforcement is great a shooting people so let them.
Yes, Mr. President Donald Trump we get it we really do. You are a deal maker, heart breaker and an utter moron in the back pocket of Putin. So unless Putin wants all Americans to die by gunfire which would speed up the process of taking America, you could do something about gun control. You know like health care, environmental protections, tax reform, foreign diplomacy and building that wall.
This isn't a guns situation,' says Trump after Texas church shooting
US president says mental health of perpetrator, not gun ownership, to blame for mass shooting in which 26 people died
Justin McCurry in Tokyo and Lois Beckett and Tom Dart in Sutherland Springs
Guardian UK
Monday 6 November 2017
Donald Trump has blamed Sunday's deadly mass shooting at a Baptist church in Texas on the mental health of the perpetrator and claimed that gun ownership was not a factor.
Asked during a press conference in Tokyo what policies he would support to tackle mass shootings in the US, the president said: "I think that mental health is a problem here. Based on preliminary reports, this was a very deranged individual with a lot of problems over a very long period of time.
"We have a lot of mental health problems in our country, as do other countries, but this isn't a guns situation … we could go into it but it's a little bit soon to go into it. Fortunately somebody else had a gun that was shooting in the opposite direction, otherwise it wouldn't have been as bad as it was, it would have been much worse.
"This is a mental health problem at the highest level. It's a very sad event … these are great people at a very, very sad event, but that's the way I view it."
Speaking at the end of a two-day visit to Japan, Trump said he sent his "thoughts, prayers and deepest condolences" to the victims of the "horrific assault", in which 26 people died and 20 others were wounded. The dead ranged in age from five to 72 years old.
Flanked by the Japanese prime minister, Shinzō Abe, Trump paid tribute to the community of Sutherland Springs, a small town 30 miles (48km) south-east of San Antonio.
"Beautiful area … so sad … Sutherland Springs, Texas, such a beautiful, wonderful area with incredible people. Who would ever think a thing like this could every happen? So I want to send my condolences, the condolences of our first lady.
"In tragic times, Americans always pull together, we are always strongest when we are unified. To the wounded and the families of the victims all of America is praying for you, supporting you and grieving alongside you."
Law enforcement officials in Sutherland Springs did not name the gunman, though his name was reported elsewhere as Devin Patrick Kelley.
The US Air Force said Kelley, 26, served from 2010 to 2014, when he left following a court martial. He received a bad conduct discharge for assaulting his wife and child. Kelley lived in the town of New Braunfels, about 35 miles from Sutherland Springs. On Sunday night police were at the property.
The killing is the worst mass shooting in modern Texas history and one of the worst such gun rampages in recent years. The lone shooter was found dead after he was chased by locals and police across county lines.
Trump's defence of the retaliatory use of use of guns echoed comments made earlier by the Texas attorney general.
American churches should be "arming some of the parishioners" or hiring "professional security", Republican Ken Paxton told Fox News in an interview hours after the shootings at Sutherland Springs First Baptist Church. "It's going to happen again."
If more churchgoers were armed "there's always the opportunity that the gunman will be taken out before he has the opportunity to kill very many people", Paxton said.
The Texas governor, Greg Abbott, said on Sunday: "There are so many families who have lost family members, and it occurred in a church, in a place of worship. That's where these people were mown down. We mourn their loss."
Two years ago, Abbott lamented that the state's population were not buying enough guns. "I'm EMBARRASSED: Texas #2 in nation for new gun purchases, behind CALIFORNIA. Let's pick up the pace Texans @NRA," he tweeted in October 2015.
The lone suspect, dressed in black tactical gear and a ballistic vest, drove up to the church during Sunday morning services and started firing inside.
He kept shooting once he entered, according to law enforcement officials. Among the dead was the 14-year-old daughter of Pastor Frank Pomeroy, the family told several television stations.


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Carson & Abigail - Married in Snowmass, Colorado
- Created: 14 August 2017 14 August 2017
Carson and Abigail chose the timeless Snowmass Club to start their lives as one. It was a beautiful, sun-filled morning in July; only the closest of friends and family joined them in their celebration. Prayers, love, and laughter were had by all. The heartfelt ceremony was filled with joy and the love of God. It was so special hearing all the wonderful memories that their friends shared during toasts! It was a true blessing to be a part of such a faith filled event!
Carson and Abigail, thank you for choosing me to photography your weddin day!
01 DressFlowersShoes 02 bride earrings 03 Groom getting ready 04 wedding prayers 05 Bride Details 06 mountain wedding snowmass colorado 07 beautiful mountain wedding 08 colorado wedding kiss 09 bride and groom tie the knot 10 mountain wedding photo 11 bride groom portrait 12 Bridal Party Fun 13 bride groom triptyck 14 wedding Details 15 dramatic bride groom forest 16 The First Dance 17 Wedding Exit


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Head over heels
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The opinions expressed herein are my own personal opinions and do not represent my employer's view in anyway.
© Copyright 2020


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After the record-breaking first day of Thugs Of Hindostan, collections have been falling rapidly. Distributors across India discuss why they feel the film has no hope, even after tickets rates are reduced.
Brijesh Tondon, Distributor, Delhi-UP
The situation is very bad. The first day was very good for TOH but then the numbers started falling, every day. The reviews were very negative on social media and memes have started doing the rounds too. Critics gave the film very bad reviews. People who were planning to watch it cancelled their plans as a result. The ticket rates have dropped now but I don't think there will be any impact of that on the film. For any film, if Sunday's collections are less than Friday's or Saturday's, then that film is a disaster and has no hope.
Sarang Chandak, Distributor, CP
The results for TOH are very poor. There are no expectations from the film, now no matter how much ticket prices are reduced. The first impression is the last impression for any film. The theatres will run the film as they have no other choice but I don't think many people will show up to watch it.
Debashish Dey, Distributor, West Bengal
TOH has had a crash landing. Of a total capacity of 1.6 lakh seats, only 6,000 seats are occupied today. There won't be any impact of decreased ticket rates. People will not come even if tickets are distributed for free. You cannot take the audience for a ride. No oxygen can save this film. Now, regional and previous releases will run in theatres in place of TOH.
Jeetu Khandelwal, Distributor, Orissa
TOH is in a really bad state. In the last four days, the film has earned Rs 1.40 crore in my territory. The film will not sustain any longer. Audiences will not come, even if prices are lowered. Theatres will not allot more than three or four shows to it in the week. Regional and previously released films will be allotted more shows again.
Ravi Machchar, Distributor, Nizam
We have been told to lower ticket rates from today, but people aren't going to come and watch the film anyway so there won't be any benefit from that. Collections have dropped every day. I have watched the film myself and I don't think it is so bad. Many people who have watched it say it's a one-time watch. But the way social media is overflowing with negative comments, and given the critics' reviews, people are not ready to watch it. Negative word-of-mouth has ruined the film.
Rajesh Thadani, Distributor, Mumbai
The film is doing badly even today. It doesn't seem likely to stay in theatres long. I don't think there will be any effect of ticket prices being lowered this week. Due to negative publicity, audiences are not showing up in theatres. On weekdays, the film will earn not more than Rs 6 crore to Rs 7 crore a day, pan-India.
- Bhavi Gathani


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A documentary by Marco Enríquez-Ominami (three times a candidate for the presidency in Chile) and filmmaker Rodrigo Vázquez .A fifty-two-minute geopolitical journey that questions the recent past in order to better understand the future. The film was screened in London and Paris.
Marcos Ortiz
After years of indisputable hegemony, the Latin American left faces unprecedented setbacks. From the Caribbean to Tierra del Fuego, it suffers one defeat after another, while the adversary continues to gain ground everywhere…
These are hard times for the left in Latin America. The extreme right has returned to Brazil. The golden age of the left is receding at a staggering speed. In Argentina, the conservatives are in charge. Chile is back in the hands of the right. Venezuela is going through a period of uncertainty.
After an unprecedented wave of successes at the beginning of the 21st century, from the Caribbean to Tierra del Fuego, the progressive forces are suffering resounding defeats.
How can we plan future victories if we do not understand the difficulties overwhelming the continent?
Marco Enríquez-Ominami tells how at the beginning of the 21st century, Latin America witnessed an extraordinary cycle of economic growth and social development.
This massive transformation changed the scene radically and led to the building of a lasting democratic culture, the existence of a rule of law, the construction of economic independence and a redistribution of wealth. The result was a considerable reduction of poverty and the emergence of new political leaders.
However, after some years, this glorious era gave way to a period of great instability.
As from 2016, the policies of these leaders began to be questioned by the very same citizens who had originally put them into power. It was the end of left-wing politics in Latin America.
The appearance of a "new right wing" in Argentina and Brazil, the economic difficulties affecting Venezuela and symbolically, the death of Fidel Castro, are the signs that mark the beginning of a new stage in a continent accustomed to coups d'état and popular riots.
Gradually, this divided and fragmented continent is moving further away from the dream of Simón Bolívar, who in the 19th century aspired to build a united continent, from California to Tierra del Fuego. And if the swing to the left after the year 2000 brought new hope to the poorest sectors of society, it is only right to understand their current disappointment.
These experiences – initiatives on the part of progressive movements and parties – generated indisputable social gains and an authentic autonomy on the part of these governments with respect to the United States.
However, internal conflicts affected these regimes borne of the ballot boxes, reshaping the political map of the continent: authoritarian tendencies, corruption, the rebirth of capitalism, extreme dependence on the prices of raw materials, etc.
The political crises affecting these countries, that up till recently had been sailing ahead at full speed, show us that the policies that had worked before were no longer valid in face of the new challenges.
So how can we imagine new ideas capable of reviving hope and constructing a form of socialism for the 21st century?
How can we reduce the suffering and inequality that are so deeply embedded in this strategic region, home to the lungs of the Amazon basin and 60% of the world's oil reserves?
While on each side of the Atlantic the conservative and nationalist right wing take advantage of this crisis to change the rules of the game, protectionism seems to be more fashionable than ever.
With Trump in the White House, Brexit in the United Kingdom and a European project fighting unemployment and the migration crisis, the left appears to have no answers, and is cornered as a result of its own inefficiency. In these conditions, it is hard to visualise a promising future.
Because of that, the authors of "Latin America, a giant in turmoil" (original tile in Spanish: Al fondo, a la izquierda), are seeking to give an account of the different forces governing the Latin American continent.
Having been a candidate for the presidency in his country, Chile, Enríquez-Ominami asks himself "about this difficult and controversial balance, reaching out to those political leaders who are so criticised today. This is a geopolitical journey that questions the recent past in order to better understand the future."
About "Latin America, a giant in turmoil"
Marco Enríquez is a Chilean, a politician and a film maker. On three occasions he has been a candidate for the presidency of his country and is one of the new generation of Latin American politicians who support a renewed form of socialism. Son of a revolutionary close to Salvador Allende, assassinated during the Pinochet dictatorship, Marco Enríquez-Ominami was brought up in exile in France and returned to Chile some years before the return of democracy. As founder of the Rivas and Rivas production company, Marco Enríquez-Ominami has directed a number of fiction films for cinema and television and began producing documentaries in 2003.
Rodrigo Vázquez was born in Argentina and moved to the United Kingdom in 1995 to join the documentary section of the National Film & TV School. His first short film about the Argentine children who disappeared was released at the Latin American Film Festival in Havana in 1998 and won several prizes, including the BBC "Picture this" prize.
Vázquez later worked for BBC World and Channel 4 for the Unreported World Series in areas of conflict in Central America and the Middle East. These films have been nominated for prizes by the Royal Television Society and have led to his winning the prestigious Rory Peck prize.
His film work includes "The killing of Kashmir", "Cóndor: el eje del mal( 'Condor:the axis of evil')" (presented at the Cannes Festival in 2003) and "Palestina: imágenes robadas('Palestine: stolen pictures')", among others.
In 2005 Rodrigo founded the independent film production company Bethnal Films. His latest documentary deals with the demobilisation of the FARC.
For more information: Al fondo, a la izquierda / Lanneedetouslesdangers / ARTE / @alfondoizq


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'Storm Over Everest' Doc Airs Tonight on PBS
Ditch your guilty American Idol and Dancing With The Stars habits tonight, people, because this evening the boob tube finally has something worth watching: PBS will air Storm Over Everest, a documentary account of the 1996 disaster on Everest. The two-hour film by noted high-altitude documentarian and five-time summiteer David Breashears uses a combination of new interviews and gripping reenactments to take a fresh look at one of the most high-profile outdoor tragedies in recent history. Check it:
Participants include several sherpas, eyewitnesses, and survivors like Neal Biedelman and Sandy Hill, who until now had refused contact with the media regarding the events. Breashears and the film's production company, Working Title, constructed a scale model of Everest at Utah's Snowbird resort to film the reenacted portions, and some participants (including Biedelman) play themselves. Giant fans powered by airplane engines helped recreate the vicious storm that took eight lives in one day.
The documentary airs tonight almost 12 years to the day after the 1996 disaster at 9 p.m., EST, as part of PBS' Frontline series.


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The Power of Maps – Using dashboard mapping capabilities to enhance your reporting potential
Join Justin Evilsizor as he covers the basics of Arkieva's new dashboard mapping capabilities first introduced in Arkieva 4.5. This 60-minute discussion will cover all the major aspects of using maps within the analytics dashboard module, including:
The strengths and weaknesses of choropleth, pushpin, and weighted pie maps and the role each can have in presenting your data
Basics of shapefiles and their associated DBF files, and how to link them to your data
Navigating the built-in libraries and learning where to locate other maps online or build your own
Turning maps into master filters, as well as tying them to attribute or time series filters
View Your On-Demand Webinar Now!
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About Justin Evilsizor
Justin Evilsizor joined Arkieva as a consultant in 2011 focusing on business intelligence, reporting, and KPI development. Before joining Arkieva, he developed data tools for web-based operations. He received his master's degree from the University of Pennsylvania, and holds an undergraduate degree from the University of Cincinnati. In his free time, Mr. Evilsizor enjoys creating mobile apps and tinkering with his arduino.
Copyright Arkieva 2018. All Rights Reserved. | +1.877.722.7627 | email@example.com


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Sold Out
A set of the 1960s classic, The Man from U.N.C.L.E. Briefcase Collection comprises all four seasons of this spy series. U.N.C.L.E (United Network Command for Law andEnforcement) is an interesting two-man team including a Russian Illya Kuryakin, played by David McCallum, and an American Napolean Solo, played by Robert Vaughn. Determined to abolish their main opponent, THRUSH, Solo and Kuryakin employ their intelligence, charm, and a plethora of hi-tech gadgets for tackling their enemies and maintaining peace in the city.
Audio Language: English
Subtitles: English
Format: Anamorphic Widescreen (No Black bars on the top or bottom)
Region Code: Region 1 (Plays in the USA and Canada)
Disc Format: Regular DVD
Condition: Brand New and Sealed


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