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These frequently asked questions contain responses to some common questions asked by our clients, professionals within the financial industry, investment funds and banks regarding our models and their performance.
If we do not cover all of your queries here, then please contact us directly at firstname.lastname@example.com
Auctus Definition: Latin word meaning growth, the act of increasing, enlargement and prosperity. This being our company directive in regard to our clients' portfolios.
We are specialist bullion dealers. The Auctus business model is intended to manage client physical metal bullion portfolios and adjust their percentage weightings of differing precious metals over time. Auctus portfolios are comprised of the following precious metals; gold, silver, platinum, palladium and rhodium, proportionally according to our proprietary model algorithms. This can deliver returns to our clients over and above a purely static physical metal holding.
Our clients have two options of holding their portfolio – either a Segregated Vaulted Account or a Singapore Managed Portfolio. These options exist solely to accommodate our client's individual circumstances. The Auctus team can discuss these circumstances with the client to determine which is the most suitable solution for our client's best interest. Furthermore, Auctus always recommends that our clients seek independent legal advice to confirm the option that suits their specific individual circumstances.
We always provide complete visibility of client's metals, valuations and insurance which are independently audited. In addition, clients maintain fully-allocated sole ownership rights at all times. We produce exhaustive analysis of metals markets through the combined strength of our unique partnerships with four independent global bullion and logistic companies. This allows us to leverage off their size, market experience and knowledge, logistics network and client base for the benefit of Auctus, and ultimately for our client's advantage and profit. Every single client's portfolio is treated as a unique bespoke investment and is dependent on the client's preference of portfolio. Our algorithm updates the portfolio mix regularly, although different entrance dates can result in completely unique percentage weightings for clients with the same portfolio.
Auctus model portfolios have indicated an out-performance against many other more classical asset class holdings such as stock indices, bonds and investment stock funds.
NET Cumulative Compound Annual Growth Rate (CAGR) – Valued in US$
1 Year
2 Year
2017 to 2018
3 Year
2016 to 2018
4 Year
2015 to 2018
5 Year
2014 to 2018
10 Year
2009 to 2018
15 Year
2004 to 2018
20 Year
1999 to 2018
Model 1
2.04 %
per annum
36.28 %
per annum
40.74 %
per annum
17.39 %
per annum
12.39 %
per annum
15.36 %
per annum
19.22 %
per annum
19.57 %
per annum
Model 2
13.60 %
per annum
52.47 %
per annum
47.53 %
per annum
18.69 %
per annum
14.46 %
per annum
17.60 %
per annum
20.47 %
per annum
20.59 %
per annum
MSCI USA Index
-0.93 %
per annum
5.65 %
per annum
6.46 %
per annum
1.48 %
per annum
1.21 %
per annum
3.93 %
per annum
7.77 %
per annum
7.74 %
per annum
* Note: MSCI USA – Large and mid cap segments of the US market, covering 85% of the free float-adjusted market capitalization in the USA
It must be noted that generally, clients that invest in physical metals are already of the view that a diversification into physical gold is an extremely important wealth preservation asset that has no 3rd party liability if held in the client's own name inside highly secure vaults (as opposed to an ETF or other financial institution offering). Auctus metal portfolios provide the same advantage. Throughout history sovereign governments, banks, pension funds, etc.. believe holdings of gold are integral to the overall health of their portfolios.
The primary risk to our client's portfolios 'managed' by our company models are that a static 'non-managed' gold holding outperforms other precious metals over time. This would mean metal price ratios and production cost and supply relationships break down completely and our modern-age imperative demand of metals in production no longer exists. Considering each metal has its own unique scientific properties which are irreplaceable, it explains why this has never happened historically.
Our models swap between physical precious metals as our proprietary models recognise investment opportunities – an average of around 5 trades a year historically.
For the benefit of our client base we have gone through an exhaustive audit with one of the world's largest auditing companies. Their actuaries have back-tested our models using 48 years of daily metal data, examining every aspect of the mathematics and algorithms which effectively covered every possible economic event – from bear markets in metals, extreme global inflation and also deflationary events, wars, banking crises, oil crises and the GFC. The model results have proven themselves without mathematical doubt. (Please contact the Auctus team for details of our Audit certification on email@example.com)
We have developed sophisticated mathematical algorithms and also utilise added data variables to further enhance the performance of our portfolios. Although we already have a very good idea of what the metal weightings should be, the benefit of the use of the algorithms is that they are consistent and fixed, measuring over multiple variables.
Major trade trigger events are always analysed and overseen by management to verify the input data source and identify any possible anomalies.
Our portfolio algorithms are focused entirely on extracting the optimum returns for clients by identifying breakdowns in the precious metal correlations which present a trading / investment opportunity. Presently we have identified several extreme imbalances in the metal prices representing an immediate opportunity for clients. Remember we do not measure our models against US$, but rather metals against one another. The return against US$ takes care of itself.
The longer-term investment opportunities at this time are signalling huge generational entry levels and are very exciting, we believe, for our client base.
Please Note: All trade costs are reported to the clients in their allocation reports.
Considering we are dealing in the wholesale market, we constantly endeavour to provide the most advantageous price using multiple supplier contracts. It must be noted however that market conditions and liquidity factors may well impact buy and sell prices, hence we cannot commit to a specific guaranteed spread price.
Client confidentiality clauses and the fact that we are not a fund, rather a precious metal portfolio management system removes the obligation to publish this figure. We can state that we have substantial funds under management with this figure increasing meaningfully each month.
The points raised above are not actually correct. Metals move in ranges of value against each other in clearly defined ranges over differing economic periods as they have unique pricing relationships. Our portfolio algorithms are focused entirely on extracting the optimum returns from an already acceptable performing asset class (precious metals) by identifying significant opportunities not recognised by standard, or even pro-active analysis.
Although typically paper gold and silver are negatively correlated to the US$, participation in the other more volatile PGM's (platinum, palladium, rhodium and ruthenium) that usually thrive during high economic growth periods or supply driven shortages due to mine production falls, tend to offset what are normally slow growth periods for the typical precious metals such as gold and silver.
It is true – silver under-performs gold when both their prices are falling against the US$, but historically the exact opposite is true when the metals are rising against the US$. Silver historically can outperform gold by over 100% in these periods of price rises. Our models are constantly taking advantage of these situations, and indicate returns far in excess of static metal holdings.
We can agree many of our investors treat PM's (physical precious metals) as a non-yielding insurance policy to cover and protect against counter cycles in equities, financial crisis, wars, currency collapses, sovereign government crisis or indeed sovereign government debt crisis. The average physical metal investors are extremely cautious as investing in physical precious metals is their guarantee against their paper / digital markets completely breaking down. That's why we never move them out of physical holdings at any time; just the percentage of which metals within the precious metals they hold.
We are not implementing a trade intensive platform as we are only looking at between 4 to 6 trades per year. It's more about identifying infrequent opportunities within the PM class to maximize the total metal value of the original holding, hence achieving a high yield.
Clients classically hold only a small part of their overall investment portfolio in physical metals and the balance of their wealth chasing higher yielding investments in stock markets, properties, bonds etc. Auctus model portfolios actually the two areas, allowing them to allocate a certain percentage from both allocations into this physical metal 'hybrid' investment portfolio.
The financial industry including banks and investment funds regularly incorporate financial analysis within a trading strategy by back-testing investment strategies, or risk modelling. Back-testing seeks to understand and measure the performance of a strategy or algorithmic model as if it had been employed during a past period. As long as the testing is executed under the strictest of criteria, this information is extremely important. Back-testing refers to applying a trading system to historical data to verify how a system would have performed during the specified time period. The majority of today's financial markets investment models and platforms support back-testing. We cannot predict the future, but we can certainly prove if our model's methodology works historically across many differing market conditions over many decades of price history.
Auctus models have been independently mathematically audited. We use strict retrospective price back-testing, incorporating all daily metals data going back to 1972.
The performances achieved are net after costs are stripped out. Deductions include management fee of 1%, vaulting costs of 0.25% and bid / offer spreads on metals swaps of every trade instigated.
Auctus fully instigates the metal swaps required based on trade trigger events generated by our proprietary models that are analysing the markets daily using live feeds. We trade your physical holdings at the best wholesale prices, and we are also constantly checking physical market product prices through our extensive partnership network. We have several very strong relationships with refineries, wholesale suppliers and bullion dealers and hence we take this process completely out of your hands.
Part of the agreement clients are required to sign, effectively gives us the ability to execute the metal swaps. Our clients would of course be notified immediately of any adjustments in their portfolios.
Of course, the client can withdraw at any time, divesting from the portfolio and withdrawing funds in cash, which will be transferred to the client's nominated bank account. Instructions to draw-down on the fund, either reducing the size of the allocation or selling out completely is covered specifically in our terms and conditions and would depend on the liquidity of the metal your portfolio is invested in at that time.
Auctus is committed to ensuring that your privacy is fully protected and held to the highest levels of encryption. Should we ask you to provide certain information by which you can be identified then you can be assured that it will only be used in accordance with our very strict Privacy Policies and in compliance with the Personal Data Protection Act 2012 (PDPA) and the Data Protection Act 1998 in Singapore.
Please contact us direct to request an application form. You can call this number +65-315-827-91 or email us at email@example.com with your enquiry and we will get back to you straight away.
Clients will need to confirm in writing whether they are bringing over an existing metal allocation into the vault or injecting cash capital into a physical holding or both. Clients will need to fill out our Account opening form and choose their preferred portfolio and method of holding described above (Segregated account or Singapore Managed Portfolio)
Several documents are required to identify the client including passport and address confirmation and various other details will also be required for identity verification.
The following information in relation to the taxation treatment of investment in precious metals is of a general nature only and you should seek your own advice specific to your particular circumstances. This information is specific to individual investors who invest in their own names or directly through their superannuation fund, family trust or private company. If you are investing via another entity you should seek further taxation advice.
Depending on our client's tax jurisdiction, normally where you sell precious metal for cash, a capital gains tax event ordinarily occurs. For the purposes of calculating, any capital gain, you subtract from the cash amount received the original value of the sold metal as at when you first acquired it, as well as the costs associated with holding it, such as management fees. Where an individual, trust or super fund has held the precious metal for more than one year, any capital gain can be discounted by 50%. The discount is unavailable where a company has held the precious metal.
If you are not dealing with someone at arm's length, then instead of taking the cash received figure for the purposes of calculating your capital gain or loss, use the market value of the precious metal at the time of sale. The gain or loss is included in your income tax return.
We always recommend that our clients gain independent legal and tax advice prior to making an investment into any of the Auctus managed portfolios.
Depending on our clients tax jurisdiction if you are in the business of buying and selling precious metals, profits that you generate are ordinarily treated as your taxable income. Your costs associated with this activity are ordinarily deductible expenses. If you are in the business of trading precious metals, or you are unsure whether your trading constitutes a business, you should seek advice specific to your circumstances.
We always recommend that our clients gain independent legal and tax advice prior to making an investment into any of the Auctus managed portfolios.
The role of Auctus is only to facilitate your precious metal investment and trades. Because you directly own the precious metal you have purchased, you will not be exposed to any risk associated with the financial position of Auctus. If you choose the Singapore Managed Portfolio option, you will also be protected with a call option, which you can exercise at any time and take possession of your physical precious metal's portfolio. Please seek advice specific to your circumstances should this be of concern to you.
IMPORTANT: Please note that all information contained in these FAQ's is general in nature and are not intended in any way to constitute, or replace the need for, the provision of financial advice. These FAQ's do not take into account your personal objectives, financial situation or needs. You should consider whether the information in these FAQ's is appropriate for you given your unique circumstances and obtain financial advice that is tailored to your circumstances from a suitably qualified financial advisor.


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Consumer Fraud
Njpersonalinjury.org Consumer Fraud Attorneys
Many large and small companies across the United States knowingly engage in a variety of illegal and fraudulent activities intended to deceive consumers into overspending their hard earned money. In 2003, there were over 516,000 complaints of fraud made in the United States against domestic companies.
If you have been one of these many victims of consumer fraud, then a skilled consumer fraud attorney can protect your rights. Contact the New Jersey consumer fraud lawyers of The Law Offices of Gregg A. Williams today at 732-514-6635 or click here to schedule your free consultation with a certified civil trial attorney.
About Consumer Fraud
Consumer fraud occurs when a customer purchases a good or service that doesn't function as advertised. These items and services can range from defective products to insurance bad faith. Other common acts of consumer fraud include swindles, fake charity organizations and a number of internet scams.
Price gouging and exorbitant fees are two of the many tactics used by these companies and corporations to fulfill their greedy and unethical practices. Companies have succeeded in defrauding their customers in a variety of ways. If this has happened to you, you likely feel violated and want an attorney who will not only fight to recover money damages on your behalf but seek vindication for the wrong committed.
The New Jersey Consumer Fraud Act
New Jersey has taken steps toward lessening the instances of consumer fraud within its borders. The New Jersey Consumer Fraud Act provides business operators and consumers with guidelines regarding the rules and regulations for legal business practices. Because of this piece of legislation New Jersey has some of the strongest protections in the nation for its consumers.
Contact Us
If you have suffered damages as the result of consumer fraud, then the consumer fraud specialists at the Law Offices of Gregg A. Williams can provide you the justice you deserve. Contact us today at 732-514-6635 or click here to learn about your rights and receive a free consultation.

subset: commoncrawl


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UNA Monday Weekly Meetup
Every week we have informal meetups to prepare for Model UN, study for classes, brainstorm projects, and just get to know each other. There's no obligation to make every meetup or stay the entire time; just stop by when you're free! We'll be up in the Ford Hall 307.
Monday, October 22, 2018 at 10:00am to 11:00am
Ford Hall, 307
2222 W. Centennial Walk , Louisville, Kentucky, 40208
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Universal Orlando's Halloween Horror Nights 24 Opens Tonight, Featuring John Carpenter's "HALLOWEEN," Amc's "THE Walking Dead" And More
ORLANDO, Fla. (Sept. 19, 2014) – Tonight, guests' worst nightmares will be unleashed as Universal Orlando's Halloween Horror Nights 24 opens – drawing fans from all around the country. This year, guests will come face-to-face with some of the most recognizable and terrifying names in pop culture, as well as intensely-real original content. Fast Facts About Halloween Horror Nights 24:Read more


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Timeless welcome for Sydney New Year's Eve
Sydney celebrates an age-old Aboriginal tradition on the eve of the International Year of Indigenous languages.
Sydney celebrates an age-old Aboriginal tradition on the eve of the International Year of Indigenous languages.
The first Calling Country to feature in Sydney's New Year's Eve celebrations will welcome all to the city and Gadigal land.
A series of spectacular animations will open with the words bujari gamarruwa, which means 'welcome' in Gadigal language.
Sydney New Year's Eve creative director, Rhoda Roberts AO, said the cultural protocol has real significance, with 2019 named UNESCO's International Year of Indigenous languages.
"It's fitting we begin our new welcome in words of the Gadigal we can all embrace," Ms Roberts said.
The traditional ceremony will see animations of water, birds, fish and plants, beamed on the Sydney Harbour Bridge pylons.
The 5-minute display starts at 9.08pm on New Year's Eve. The Sydney Harbour Bridge, Harbour of Light Parade vessels and Luna Park's ferris wheel will be lit up in red for the ceremony.
In developing the ceremony, Ms Roberts drew on mythologies and images of travelling through country to reflect traditional and modern connections to Sydney Harbour.
"We're lucky to celebrate the dawning of a new year around this beautiful harbour that many of us use for transport, for food and to swim in. The harbour gives us joy and keeps us connected.
"This tradition connects with this year's theme for New Year's Eve – the pulse of Sydney. The harbour really is at the heart of this great city.
"Calling Country is all about inclusion and bringing people together. We're inviting all to a deeper embrace of First Nations cultures and traditions."
Calling Country will be part of the live ABC New Year's Eve broadcast and outdoor concert at the Sydney Opera House, with a Welcome in language by Joel Davison accompanied by a musical performance led by Ngiyampaa man Eric Avery.
A traditional New Year's Eve Welcome to Country and Smoking Ceremony by Gadigal Elders will also take place on the harbour at 7.30pm.
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Sydney kicks off the festive season like never before.


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Why Next Phase Solutions?
What is a 'Next Phase' solution?
At Next Phase Solutions how we engage with our customer is as important as our product suites. Before we sell a solution we seek a thorough understanding of your businesses needs. Our entire process is built around solving the problem, not just selling the product. Our process is unique and delivers value.
We show you that we have the technology and expertise to meet your vision and solve your information problems.
We earn your business by showing you we are the team you want to partner with providing the best solution and value.
Solution Development
We perform a detailed discovery and deliver your solution on time and on budget.
Next Phase Training
We provide the training to use, manage and grow your solution.
Solving with Simplicity
1221 East Broadway Street
Suite 1001
Oviedo, FL 32765


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Free college? Who wouldn't want this?
With costs soaring every year, the Alamo Colleges District's new "free college" program sounds like a cash-strapped student's or parent's dream come true.
It's a good idea and may be successful, but "free" is more attention-getter than fact.
This fall, ACD rolled out a fresh program to help more graduating high schoolers cover enrollment expenses in career-track programs toward two-year associate degrees or training certificates. It's called AlamoPROMISE.
In the first year, it's offered to seniors at 25 public high schools in areas with high poverty, low graduation rates and limited university attendance. Next year, ACD promises to expand to all area public high schools. The students will get up to 60 credit hours of free tuition. Intention and commitment would be a factor, not income.
AlamoPROMISE is designed to enroll more learners in career-specific degree or training programs — healthcare, information technology, skilled manufacturing and teaching — for the kind of vocations where jobs are available, whether students later seek four-year or even graduate degrees.
As for the four-letter word "free," just as there's no free lunch, there's no truly free college. Somebody is paying. A large part of most students' tuition would come from federal Pell Grants, scholarships and other sources. The College Board estimates nearly one-third of U.S. undergraduate students receive Pell Grants, at a maximum of nearly $6,000 per year – with no repayment. This is a relative benefit.
For University of Texas at San Antonio students, an average full semester's tuition is around $5,000, and at Trinity University, a semester's tuition and fees top $20,000. It's a lot harder to cover those costs with scholarships, and a lot easier to rack up hefty student debt.
Pell Grants are a very big deal for ACD students, though, since the average tuition at their colleges is about $1,200 per semester for a full course load. Federal taxes pay for Department of Education awards like Pell Grants and Texas Public Educational Grants.
AlamoPROMISE is really what's called an LDS program – a Last Dollar Scholarship — added to whatever financial aid a student is receiving to meet the balance of college expenses. Thus, the word "free." And, while doing this might seem like a wild extravagance on the part of ACD trustees, in fact, they estimate maybe $1,100 or so per year in costs for each enrollee. If the program keeps growing, ACD folks estimate they could help more than 6,000 students at $7 million a year.
San Antonio and Bexar County taxpayers are also contributing. While tuition and fees brought in around $91 million last year, according to the district's 2018-2019 annual budget, ACD received $164 million in property-tax revenue for operating expenses.
That's going up. In September, trustees voted to hold hearings on a recommended 3.36 percent rise in ad valorem property taxes, which translates to about $18 more a year, from $306 to $324, to the district's share of taxes on a $217,000 home. This past spring, ACD upped tuition fees by $13 per semester hour – which makes plans like AlamoPROMISE even more important.
The district is not the first with a "promise program." It's a national trend, and community colleges are jumping on the bandwagon, supported by corporations, charities and local governments eyeballing the benefits for students in a never-ending quest to increase the number of highly qualified workers, which in turn helps attract bigger companies and better jobs. A rising tide lifts all boats.


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Falcons WR Julio Jones (shoulder) is inactive for tonight's game against the Saints. That leaves Calvin Ridley, Russell Gage, Christian Blake and Justin Hardy as Atlanta's top 4 WRs. Ridley is a WR2 with upside; Gage a volume-based WR3. Downgrade QB Matt Ryan.
Falcons QB Matt Ryan (ankle) practiced all week and will play against the Saints on Sunday. New Orleans has tightened up against the pass lately, allowing just 5.8 yards per attempt and 4 total passing scores over the last 4 games. But Ryan remains in the lower-end QB1 mix in a game that should find him playing catch-up and chucking it plenty.
Falcons QB Matt Ryan (ankle) was limited in Wednesday's practice. He's fully expected back for this weekend's game against the Saints, but we'll continue to monitor his status over the next few days.
The Falcons have downgraded QB Matt Ryan to out for Sunday's game against the Seahawks. That means Matt Schaub will start for Atlanta, raising the fantasy ceiling for the Seattle defense.
Falcons QB Matt Ryan (ankle) is listed as questionable for this weekend's game against the Seahawks. He returned to practice on Friday, and HC Dan Quinn said they'll see how the ankle responds and make a decision on Ryan's status Saturday. Check back then for another update. QB Matt Schaub will draw the start if Ryan is out.
Falcons QB Matt Ryan (ankle) missed practice again on Thursday. He's looking unlikely to play against the Seahawks this weekend, but check back tomorrow for another update on his status.
Falcons QB Matt Ryan (ankle) won't practice on Wednesday, HC Dan Quinn said. Ryan could probably play against the Seahawks this weekend without practicing, but we're still guessing that he'll sit that one out with Atlanta's looming Week 9 bye. We'll get another update on Ryan tomorrow.
The Patriots have traded a 2nd-round pick to the Falcons in exchange for WR Mohamed Sanu. New England tried to acquire Sanu during this spring's draft, according to NFL Network's Ian Rapoport, so it's clearly a player the team covets. Sanu was a steady producer in Atlanta, averaging 4.2 catches and 47 yards per game over the past 3+ seasons. He played primarily in the slot for the Falcons, but we'll see how he fits into the Patriots' WR corps alongside Julian Edelman, Josh Gordon (once he's back from his knee injury), Phillip Dorsett and Jakobi Meyers. When everyone's healthy, it figures to be Edelman, Gordon and Sanu in 3-WR sets. Sanu has a brand new offense to learn, though. And note that he's going from the league's 2nd pass-heaviest offense to its 14th run-heaviest. Sanu is worth stashing in most fantasy leagues but won't be a recommended Week 8 starter. The Falcons, meanwhile, figures to roll with either Justin Hardy or Russell Gage as the #3 WR. But Sanu's departure will mostly just free up extra targets for Julio Jones, Calvin Ridley and Austin Hooper.
Falcons QB Matt Ryan is scheduled for an MRI on his injured right ankle, but the team does not believe the injury is serious, ESPN's Adam Schefter reports. It's worth noting that Atlanta has a Week 9 bye and might not want to rush Ryan back with their season circling the drain. We should get another update on his status tomorrow.
Falcons QB Matt Ryan suffered what appeared to be a right knee injury in the 4th quarter of Sunday's game against the Rams. He limped back to the locker room with trainers and won't return with Atlanta trailing by 24. We'll look for an update on the injury. QB Matt Schaub is the Falcons' backup.
Update: Ryan has an ankle injury, according to the team's official statement.
The Falcons have fired OC Steve Sarkisian. Atlanta climbed from 8th in total yards and 15th in points in 2017, Sarkisian's first year, to 6th and 10th this season. But the offense still felt relatively disappointing considering its abundance of talent. We'll see who the Falcons hire as their next OC.
The forecast for today's Falcons-Jets game calls for a 100% chance of rain with 17-20 mph winds. The weather will definitely impact this game -- and probably more so for a dome team in Atlanta. We've moved passing-game guys and kickers in this game down the Week 8 Rankings.
The 2016 Falcons led the league in scoring and finished 2nd in total yards. So, not surprisingly, they don't want to alter the offense, despite the departure of OC Kyle Shanahan. "We love the way that we attack, and it took a lot of work to put that system in place," HC Dan Quinn said. "Along with [GM Thomas Dimitroff], we have a real emphasis now on how we can fit guys into that system. It's very important that we stay consistent with that." In theory, it's good news for QB Matt Ryan and Atlanta's skill-position guys. But we'll see exactly how similar the offense is under new OC Steve Sarkisian.
The Falcons are set to hire Steve Sarkisian as their new OC, according to ESPN's Adam Schefter. The 42-year-old has spent the bulk of his coaching career so far in the NCAA. His only NFL experience was as the Raiders' QB coach in 2004. (Kerry Collins was his starter.) Sarkisian has loads of talent to work with in Atlanta. But, at least on paper, he's a significant downgrade from Kyle Shanahan.
Falcons QB Matt Ryan was an efficient 18-of-28 for 237 yards, 3 TDs and 0 INTs in Sunday's dismantling of the Rams. The performance was even more impressive considering stud WR Julio Jones was sidelined. Ryan connected with 8 different pass-catchers, but none had more than 4 receptions. He found WR Justin Hardy and RB Tevin Coleman for short scores and then connected with WR Taylor Gabriel for a 64-yard bomb. Jones' availability and effectiveness going forward remains uncertain, but Ryan's performance in this one should make you feel better about using him the rest of the way. The matchups help, too: home for the 49ers' 29th-ranked QB defense next week and then at Carolina's 26th-ranked unit in Week 16.
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Come to "sea" relationship
04 Oct 2018
The ANL Arts Awards and Exhibition is on again, with a collection of 88 inspiring works on display at the Mission to Seafarers in Flinders St, Docklands until October 26.
This year, some 330 entries were received, with winners to be announced at the opening on October 5. The prestigious award explores and celebrates the relationship between humanity and the sea.
The maritime awards, sponsored by shipping company ANL, has since 2002 awarded more than $180,000 in prize money.
It is also the major fund-raising activity for Mission to Seafarers Victoria, to date raising more than $400,000 toward the provision of seafarers' welfare services in Victoria.
Mission to Seafarers Victoria is a not-for-profit organisation established in 1857 to provide practical, social and spiritual welfare services to visiting merchant seafarers.
Mission chief manager Sue Dight said: "The funds raised through the ANL Maritime Prize are essential to help us ensure that we can deliver core services, such as chaplaincy, on-shore transport and a safe place of retreat."
"All of the art on display is also available for purchase by the public on a first-in basis," Ms Dight said. "This is a unique opportunity to purchase works by established and emerging artists, from all around Australia."
The exhibition is open daily, 10am to 10pm, October 5 – 26. Bookings are not required.
Stay in touch with Docklands. Subscribe to FREE monthly e-Newspaper.
You must be registered with Docklands News to be able to post comments.
To register, please click here.


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Julia glamour. Age: 28. If you want to spend some passionate hours, call me and we can have all the hot, erotic adventures that you have ever dreamed of. All those wild stories you have heard about the kinky nightlife of Bucharest are real, and I am here to give you the experience you are looking for!
порно руских знаменитостей.
Откровенные фотографии отечественных звезд | Эро-блог
Madlen Schreiner. Age: 24. I love beautiful sex and sensual time in our togetherness. Come visit me and feel the magic.


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10.5" Golden Singing Bowl
Out of stock
Special Price $229.00 Regular Price $458.00
0 In Stock
Hand hammered singing bowl, genuine hand hammered bronze. Joseph describes this singing bowl as excellent, big and deep with a low fundamental you can really feel. The vibration has a wonderful feeling and the overtones blend beautifully for a great overall experience.
You will receive the exact singing bowl in the sound recording and photos, plus free mallets and cushion. Our top quality singing bowls are genuine: hand hammered bronze, specially tuned for the best sound. This exclusive polished bronze singing bowl is an heirloom quality work of art, hand hammered in the 1,000 year tradition. Click "Listen" to hear this unique singing bowl. You will receive the exact same singing bowl in the recording, promptly shipped from our California warehouse. 2 handmade mallets and 1 handmade cushion included free, properly sized for the best playing experience. Joseph records each bowl: Listen with headphones to hear the real sound. Since 2001, Himalayan Bowls has offered the finest singing bowls available anywhere in the world. Your purchase supports traditional artisans in Nepal.


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Office & Corporate Headquarters
Real Vision
Mesquite offers prime development tracts within it's core on several of it's major freeways connecting to IH-635, offering prime visual impact for your office or corporate headquarters. New areas of Mesquite - in the heart of residential boom - are positioned for new and exciting commercial opportunities on land recently annexed along IH-20 near the future SH-190 interchange. Trinity Pointe, a new emerging area in Kaufman County, is central to the talented workforce that office and headquarter operations demand. Trinity Pointe is poised as a new destination for professional operations, headquarters and corporate presence along the beautiful rolling hills of the east fork of the Trinity River.
Growth & Education
Kaufman County is the 3rd fastest growing county in the U.S., with education levels and professional labor force moving to the area by the thousands that will entice new industry sectors to partner alongside the proven track record of Mesquite.
Development & Housing
Investors and developers are currently preparing unique and beautiful residential neighborhoods surrounding the Trinity Pointe commercial areas. Homes from the $260s to the $750s will provide critical mass and quality of life for administrators, top brass and the hands-on labor force that makes your business a success. Be a part of the future – the next "in demand" region in DFW – Trinity Pointe.


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Mom Inspiration
How to Be the Encourager Your Kids Need You to Be
"Instruction does much, but encouragement everything." -Johann Wolfgang von Goethe
For five years, I worked at a business that sucked the life out of me. There were unrealistic demands, and compliments were hard to come by. It seemed that I was constantly reaching for the carrot of validation, but it was always just out of my grasp.
As time went by, I became immersed in the viscous cycle of constantly striving for approval. Before I knew it, I found myself in a bad relationship—with my job. Maybe it sounds silly, but it's true. I don't consider myself a person who needs a pat on the back every day, but it is nice to know that what you do matters.
And just like what von Goethe wrote, I got a ton of instruction, yet no encouragement to know that my time was valuable or appreciated. Can you relate?
Now looking back, I can see how my confidence dwindled because I wasn't being encouraged. I took action at work, and did the same thing at home, applying the lessons I learned with these 3 ways to be the encourager my kids need me to be.
1. Make a compliment sandwich.
You may have heard this saying before, but it's a great reminder. In haste, it's easy to pick out the negative. Sometimes frustration gets the best of you. And you probably don't mean it. Remember, when you have criticism to relay, surround it with good. After all, criticism without the "constructive part" just stinks. Without a doubt, the person on the receiving end will feel better about their ability—despite the setback—and I bet that she will exceed your expectations on the next go-round. So before you criticize your kids, compliment them (here are 99 ways to do that!).
2. Put it in writing.
There's something to be said about a handwritten note. So when you have the chance, leave a note of encouragement for your kids. Or better yet, use these tips for writing a love letter to your child. A number of years ago, I participated in a study that challenged you to write thank-you notes to each person you work with. Not because they gave you something or did something for you…. just because. So I did this at work and at home.
3. Just do it.
It feels good to be an encourager, but it's not natural for me, I must admit. But just a hint: If you don't always get around to handwriting notes, there are so many ways to work encouragement into your daily interactions with your children:
- Text it. For older kids, this one's a given. They don't listen to voicemail, but they will read texts.
- Start with it. When your children wake up, say something encouraging about them and the day ahead.
- Celebrate it. Encourage your entire family by coming up with a new holiday—just for your family.
So I encourage YOU to slow down (as much as you can), take a look around, and intentionally encourage your children at least once a day.
Whatever form it takes, your encouragement can change the course of your child's day, even their life. {Tweet This}
What was the best encouragement or compliment you've received?
Lori Clapper is a radio personality, freelance writer, editor, speaker, mom to three kids, and is married to an incredible guy.


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On All Soul's Eve, Rikilde asks Robert to take their nephew James out gathering soul cakes.
He finds the boy just where he expected, playing with the horses with his little sister Sabina.
Robert gives the old mare's a nose an affectionate rub before reaching down to hug his nephew and niece.
He is happy to be out with James, collecting the warm, flaky cakes from the village wives and daughters, and hearing all about the riding lessons the boy is to have from his Uncle Mark. But Robert always feels a little frightened on this festival's eve, with so many spirits roaming.
The strange mood in the village this year does not help. Every household has lost someone since last winter. It started with Old Man Yates, followed by their own mother, and then Rikilde's father-in-law John, then Henry and Francis Brewer, and finally the baker, though not, to everyone's surprise, his long-ailing wife.
Robert looks nervously around as the evening shadows lengthen. He wants them both to be safely indoors before sunset.
Soon enough they are back at the brewery again. Robert drops James off with his family, politely refusing his sister's invitation to stay for a bite to eat.
On his way home, he pets the horses one more time. That always calms him down a bit.
He has his supper back home at the Cotters' house. Hugh's brother Peter has left to seek his fortune, so Robert now lives with just Hugh, Rikilde, Hugh's younger sister Emma, and Old Widow Cotter, Hugh and Emma's mother.
Rikilde sets aside two portions of their supper for the departed.
Robert does not like the idea of spectral figures sitting down to a meal at their table. He is afraid of their mother especially. She was formidable enough in life; the last thing he wants is a midnight encounter with her restless ghost.
Reading his fear in his face, the widow calls him over. She tells him that she was once uneasy at the thought of All Souls' spirits too, but now that she is old it is a comfort to her. Their loved ones will not harm them as they pass through the village, or even pause to eat the meal left out for them. It is the gesture of goodwill that nourishes them, not the food itself.
Her words make Robert feel a little braver. He is glad too of the extra light cast out by the All Souls' candles.
But as he lies in his bed he hears a frightful storm begin outside. Thunder crashes, rain comes in through the windows, and the spluttering candles cast strange, shifting shadows across the walls.
At long last, morning comes. Robert sleepily follows the family to church.
After the sermon, he and his sisters stop by their parents grave. Robert cannot remember his father, but he knows that Aelfgiva and Rikilde loved him dearly. About their mother they each try to find something charitable to say. Rikilde reminds them it must have been difficult for her to raise the three of them on her own.
Aelfgiva recalls how fierce their mother was in her defense when she fell pregnant with her first child. Without that invention, she might never have had her dear husband Richard, their second child Sabina, or their lovely home. She invites them all there for lunch.
Over the meal, they continue to talk about their parents, and Richard's too.
Richard's mother was the very opposite of theirs: patient, good-humoured, and nurturing. His father Robert never could quite make out. He was a focused man, determined that everything be done just so, with no time for idle chatter. Everyone says Richard and his sister Aphra both have his look about them—his auburn hair, strong arms, and wide eyes.
Robert blushes whenever he looks across the table at Aphra. He sees her out riding from time to time, and always thinks how fearless and beautiful she looks. But she could not be more oblivious to him.
They dine again at the brewery two days later, on the Feast of the Children. Hugh has new wooden toys for the little ones, a sheep for James and a cow for Sabina. Both are delighted.
Then comes the Winter Penitence. Rikilde's cooking does not change too much: the family could rarely afford meat or milk or butter, and their hens have hardly been laying since the cold weather set in.
To make ends meet, Hugh takes Robert out fishing almost every day. Robert would rather be doing anything else. He does not like to see the poor fish flap and gasp upon the hook.
Things will be better once the winter has passed, he thinks. Then there will be wildflowers everywhere, and baby animals to play with, and the first spring greens will come in.


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Tomorrow is Mother's Day here in Australia, and in many other countries across the globe.
It's the day when thousands of small- and medium-size munchkins present their school-stall-bought presents, usually preceded by days of proud declarations of what the present isn't that ineptly disguise and instantly reveal the present in question. Sometimes. One year my then-three year old walked back in from preschool, and simply announced at the top of her lungs, "Mummy! I got you some CHOCOLATE!!" … Parenting win! *grin*
Seriously, though, despite the pleasures of chocolates and treats, it must be acknowledged that we are surrounded by the trappings of a consumerist, materialist culture. It shouts at us from the television and the end of every supermarket aisle: "Hey you! It's Mother's Day! Be happy!" "Get your mum a pretty card, a great present, be a grateful kid and she'll love you!" And then we take that message on board and twist it even deeper in our own minds, "You should be happy. Come on, you're alive, aren't you? How can you not be happy today? You ought to be grateful. Why are you feeling upset? What excuse do you have to be unhappy? Get over it…" and so the negative stories in our heads can go on.
Ugh. Have you ever noticed that telling yourself to be happy doesn't actually help to make you happy? It's more likely to do the opposite.
Many of our brothers and sisters are mourning today. People across the country mourn the loss of family relationships, through relocation, estrangement, and death. Some of them try to quash the pain under a festive smile and "it's all good" attitude – but it's still there. They mourn parents and parent-figures taken from them by disease, death or choice; children who died too soon or lost through family upheaval; babies who were stillborn or miscarried, or who never came into existence at all. Others live in a state of deep uncertainty – when they don't know if they will ever receive the blessing of children, or who are facing the possibility that maybe they don't have much time with that child or parent left.
For many, Mother's Day is more a day of grief, pain and struggle, than joy and happiness.
To you who are experiencing that, I want to reassure you: This is normal, and you are precious. You are valuable and you are valued. I may not have ever met you, but I am glad that you walk this planet, and I know that we are all richer in some way because you are here.
No day is ever going to be 100% happy. Happiness is just an emotion, like any other. It will come and go. When awful or difficult things happen to you, you will feel anger, despair, shame, guilt, sorrow, hopelessness, helplessness, disappointment, relief, rage, and/or uncertainty. These are natural emotional reactions to difficult experiences. It's okay to feel all of that. It really is.
Be wary of trying to suppress those feelings - suppression often makes them come back more frequently or intensely, and usually at a more inconvenient and emotional moment. Accept the emotions. Name them. Imagine them like waves – watch them surge, and then let them drain back out to sea.
When you feel overwhelmed by all the emotion, remember that this is one wave that can't physically drown you or wash you overboard. Take a moment to breathe. And breathe again. It is another feeling. Name it, breathe, and let it drain away. This too will pass.
Find something to ground yourself in your present moment. Notice what your senses are telling you about your surroundings. Feel the ground under your feet – is it hard or soft? How does the air and clothing feel on your skin? What can you hear – music, traffic, the soft drone of voices from next door? What can you smell? What can you taste? What does your tongue feel like? What colours and textures can you see around you?
Be compassionate to yourself. If someone you loved was suffering, what purely kind, supportive things would you say to them?
It is impossible to live a meaningful life without experiencing pain. However, instead of letting pain be something to avoid, we can transform it or add to its meaning. What was once a trigger to squash or ignore our feelings, can become a reminder of what we value in life and in ourselves, and help propel us down a road towards a life full of hope, meaning and purpose.
So what are the qualities you want to bring into your life? Nurturance? Compassion? Patience? Kindness? Gentleness? Your pain tells you that you have a heart, that life matters to you, that you are living and therefore have a live to live, stretching out before you. Choose a quality that you want to embody, gather up your grief gently and compassionately as if it was a child needing comfort, and carry it with you as you live out a tiny bit of that quality today.


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Ukrnafta is the largest user of drilling and associated oilfield services in Ukraine and has the largest onshore drilling and work-over service operations in the country. Drilling capacities of the companies meet it needs at full extent.
Ukrnafta has revised the strategy of drilling and servicing units development and created Ukrnafta Drilling. A new unit provides drilling and workover services for both Ukrnafta and other companies, working in the oil and gas industry of Ukraine.
Due to the expected increase of works combined with the requirement to elevate the level of technical and operational standards, the company is evaluating a range of strategic options to maximize the potential of this business, including involvement of strategic partners to the service company creation.


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Cosmetic dentist
I needed some cosmetic dental work done, I am a Brit who lives in Norway, in both countries, dentists would have charged a lot more than Praga Medica.
From the very beginning I had a first class service, Martin Machala got me a quote, organized my hotel (Cheaper than advertised rates) and booked my transport to and from the airport. The driver helped carry our cases into the hotel and spoke to the staff to confirm we were staying (as opposed to a normal taxi driver, who drops you off and drives off). The hotel (Kinsky Garden) was excellent and staff were very friendly and helpful.
The dental work was carried out by Dr Teleshman and his assistant Maria, both spoke excellent English, were very patient and provided excellent treatment.
Martin text/email me throughout to ensure everything was going to plan and to ask if I needed anything. Quite simply, a very professional company who fully deserve the highest score.
John Smith, UK
10 March 2020
Reviews - Dentistry - Veneers & dental hygiene
I truly cannot thank the staff enough…
I truly cannot thank the staff enough for the excellent service i have received from the first email with Martin Machala very helpful and professional .
From the minute i arrived to Prague everything was perfect Martin arranged from A to Z , once i first met Dr Jandova i felt the professionalism, the understanding and the thorougher details she was more than excellent in the treatment , the outcome and the quality was perfect, i will without any hesitation recommend Dr Jandova for the perfect job she did for me and will surely be going back for more treatment.
Jamal Ben Abdelhamid, UK
29 Jan 2020
Reviews - Dentistry - Veneers
This patient review and testimonial has been validated through TrustPilot
Great smile! Great service! Happy to recommend Praga Medica anytime.
I have worked with many professionals over many years. Praga Medica and their team have been some of the best in my experience. And delightful. My first contact was with Lucie, a critical member of the team, whose personalism, courtesy, patience and kindness made each of the trips to Prague effortless. Dr Vadym Teleshman is highly experienced and I am very happy with the work he has done for me. I had 26 crowns. He worked fast and was attentive to my needs. And, of course, I'm delighted with my smile! I'm grateful to Maria too, who worked with Dr. Teleshman to make the experience less stressful. I will be bringing my son for treatment and would have no hesitation to recommend them.
Guy Griffiths, UK
12 Dec 2019
Reviews - Dentistry - Veneers
This patient review and testimonial has been validated through TrustPilot
Thank you for my new smile 😊
I travelled to Prague recently and decided while I was there I would like to have some work done on my teeth. I researched Praga Medica and saw that it had very good reviews. I contacted Lucie the Dental co-ordinator and ...Read more
Praga Medica Oct 2019
Happy Girl,
I have just returned from Prague on a 4 day break this was a holiday/dentist visit.
On arriving In Prague we were collected from the airport and taken straight to the clinic Praga Medica, On arrival, we were greeted by the Lovely receptionist Lucie Foitova ...Read more
Absolutely wicked company!! How business should be done
Everything about my experience with Praga Medica was 5 star. From the very first engagement via email with Lucie Foitiva I knew my partner and I were in good hands. We both have busy work schedules and Lucie ensured that the whole trip ...Read more
Amazing experience. Prices just as quoted, friendly staff and above all I'm really happy with the results! Definitely would recommend.
William Munro, UK
Wed, 26 Jul 2019
Reviews - Dentistry - Crowns, root canal, whitenning
This patient review and testimonial has been validated through GoogleBusiness
This is the best dentist experience I've ever had. Lucie was amazing and welcoming and my dentist was very professional and did a perfect job with my veneers. I would come back at any time to get my teeth done. Prices are very fair, and service is top.
Louise Valentin, Germany
14 August 2019
Reviews - Dentistry - Veneers
This patient review and testimonial has been validated through GoogleBusiness
I am a person who never writes any testimonies, but I have decided to make an exception for Praga Medica due to their exceptional service. I have traveled from the US to Prague not knowing what to expect there in terms of Praga Medica dental services and accommodations. The plan ...Read more
Fanastic Experience
Fanastic Experience. From the word go Praga were super responsive. I got responses in hours and after I sent them my x rays had the treatment plan next day. But the really amazing ting was the dentist. She was superb and I am very nervous and did not fee a thing. she was so gentle and patient ..utterly professional and also very very nice. It is the first time in my life I am planning a return visit soon for some follow up work. I cannot recommend this team enough and of course the cost... 1 third of the UK price. 2 crowns and a root canal in 5 hours. Not bad!
Johnny Considine, UK
6 June 2019
Reviews - Dentistry - Root canal and crowns
This patient review and testimonial has been validated through TrustPilot
A life changing experience
I started my journey in having full mouth restoration 14 months ago.
It started with complete tooth ...Read more
It is not possible for me to be happier with Praga Medica, the whole experience was very professional, communication, timescale, price, process, professionalism and ultimately the end result.
I was in Prague with my husband who was there for eye surgery and I mentioned I had always wanted whiter teeth. He encouraged me to contact the dentistry team and they responded so quickly that I found myself having hygiene check the following day. The price was more than half that of the UK so I committed to having 20 new white crowns fitted, 3 days later I left home with a with a beautiful new smile.
There is nothing about the service, the staff, the process or the outcome that I wouldn't recommend.
Chris Wiley, UK
22 May 2019
Reviews - Dentistry - Veneers
This patient review and testimonial has been validated through GoogleBusiness
First visit: Mar 2018. 2nd visit: April 2018. 3rd visit: Feb 2019 I think it's fair to leave my review here as I used this website as part of my own research before making a decision. Before I visited Dr Teleshman (organised through Praga Medica) I hadn't visited a
dentist for around 30 years. ...Read more
I needed two new crowns and after looking for quotes around London for a week I was not able to find any affordable ones. I looked online to find treatments abroad, Budapest, krakow and Prague to see if it would be cheaper and I must say I was not disappointed. ...Read more
I booked for 8 veneers on my upper jaw as i was unhappy and concious of my smile. The communication and correspondence leading up to the procedure was excellent. I was made to feel at ease throughout the whole process. I wanted my teeth to look natural and whiter without looking like opaque square blocks of porcelain. I had so many questions and doubts after seeing social media posts regarding a Turkish clinic but Dr Jandova and her team were there to give their expert opinion on what would look and suit me best.
I am EXTREMELY happy with my new smile and feel 100% confident in recommending this clinic for this treatment.
Clare Attrill, UK
Mon 15 April 2019
Reviews - Dentistry - Veneers
This patient review and testimonial has been validated through TrustPilot
This was our 2nd trip to Prague for…
This was our 2nd trip to Prague for surgery and dental work. I had IOL in 2016 and my wife just had IOL Jan 2019. I also had 3 CEREC crowns still less than one crown in the USA. My brother also joined us and we both had Blethroplasty. Only one word to describe the whole experience "OUTSTANDING". Nothing more can be said. Lenka, Jan, and Jon could not have done more for us. Please feel free to contact me if you have questions.
Paul Kelleher, UK
22 Jan 2019
Reviews - Dentistry - IOL and Cerec crowns
This patient review and testimonial has been validated through TrustPilot
My experience with Praga Medica was grand. I had a wisdom tooth pulled and a permanent crown put in place from a previous root canal. I was in contact via email with Ales, who was extremely helpful in setting up my appointment, since I contacted them from Dublin and came to Prague only to have dentistry work done. He was very responsive, and was always happy to answer any of my many questions. Dr.Jandova was very kind and efficient. We had a four hour session planned and we finished in 2 and a half hours. Altogether, this experience was very positive, and I would recommend Praga Medica to anyone looking for dentistry in Prague.
Maia del Mazo, USA
Fri 15 Oct 2018
Reviews - Dentistry
This patient review and testimonial has been validated through TrustPilot
I highly recommend Praga Medica for all your dental needs. I was in need of a crown for a back bottom left molar that cracked and just happen to be in the Czech Republic. The price was very reasonable.The staff and dentist were all very professional. I went in at noon and was out by 15:00 with a new crown! I will definitely be coming back for all my major dental work.
Thanks again Praga Medica!
David Hannert, USA
Fri 19 Oct 2018
Reviews - Dentistry - Full-ceramic crown - MEDIMADE
This patient review and testimonial has been validated through GoogleBusiness
Wilmington, Delaware, U.S.A.
I am writing this unsolicited testimonial about Dr. Vadym Teleshman, his wife Maria Teleshman and the team at Dentistry Praga Medica.
While planning a trip to Europe to attend a medical conference, I contacted Dentistry Praga Medica inquiring about making 4 crowns for implants that were ...Read more
Complete Satisfaction and More!
Initially I was hesitant to receive dental treatment in Prague, but after the procedure I walked away completely satisfied! The dental facility was clean, modern, and an overall pleasant environment. The staff were welcoming and friendly and acted as model examples of professionalism. Thoroughly enjoying my new crown and filling, and if you're even considering getting dental work done in Prague you should absolutely do it! Prague is an absolutely stunning city as an added bonus too!
Kaleb Kuan, Sweden
26. Mar 2018
Reviews - Dentistry - Dental Hygiene
This patient review and testimonial has been validated through TrustPilot and GoogleBusiness
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Jyothika has shocked her fans by mouthing an unparliamentary language in director Bala's Naachiyaar. Fans say that they never expected the actress to swear such lines in her films and some of them created hilarious memes trolling the actress.
Bardwaj Rangan, National Award-winning film critic tweeted that the makers should be A-rated "Of course, women should be shown as whoever they want to be — smokers, drinkers, foul-mouthed swearers, whatever else is "okay" in men.
The real question in #NaachiyaarTeaser may be whether trailers, generally seen by all, should show A-rated things (whether with men or women).Though, of course, few things are as satisfying as a "kudumba kuthuvilakku" taking that damn kuthuvilakku and shoving it up patriarchy's (read, "Tamil kalacharam's") arse", posted Baradwaj Rangan.


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Terror against opposition activity in Southern Ukraine
Over the past month in the south of Ukraine the activity of fascist gangs has revived. Ukrainian fascists are terrorizing opposition activists and figures of Russian culture. On the night of 10 to 11 February in Odessa, a group of unknown people attacked the chairman of the Razdelnyansky district council Felix Segal from the «Opposition bloc» resulted in a craniocerebral injury and several fractures.
On March 13 in the village of Altestovo, Belyaevsky district of the Odessa region, the radicals from the organization «Avtomaydan» attacked the volunteers of the party «Opposition bloc». At the time of the attack, the volunteers handed out leaflets dedicated to the work of the deputy of the Odessa Regional Council Vitaliy Sautyonkov and greeting cards on the occasion of the International Women's Day on March 8.
As a result of the actions of «Avtomaydan», the chairman of the Teplodar party organization of the «Opposition bloc» Yuri Pirogov suffered. The battered oppositionist, who is an assistant to the deputy of the Odessa regional council, was hospitalized with numerous hematomas and head injuries. At the same time, the attacking bandits expressed public threats to the MP from the "Opposition bloc", Nikolai Skorik. They argued that «it will soon be over».
On March 14, a group of fascists brought the actress of the Russian Drama Theater in Nikolayev Lidia Gashinska to a stroke. This happened in the hall of the Nikolayev District Administrative Court. The trial was caused by a conflict between the theater staff and the regional state administration, in which the theater is subordinate. Earlier the contest committee elected Nikolai Kravchenko as the theater's director. The staff of the theater also supported his candidacy. However, the regional administration annulled the results of the competition under the pressure of Ukrainian nationalists. They do not like that the new director of the theater is a deputy of the regional council from the party «Opposition bloc». Now the theatrical company is seeking recognition of the results of the contest through the court. On March 14, a group of fascists came to the court to intimidate the artists. Honored Artist of Ukraine Lidia Gashinska became their main target. They insulted the woman, showering her with obscene language. Lidia Gashinska suffered a stroke right in the courtroom. Now she is in the hospital.
Recall also that on February 23 as a result of police provocation, Ukrainian special services arrested two Odessa opposition activists, among them Alexander Kushnaryov, a deputy of the local council from the party «Opposition bloc». It seems that the activity of special services and fascist gangs is closely coordinated. This is also indicated by the activities of the organization «Oberig», which is closely connected with the Ukrainian special services since 2015. Just in early March, its leaders undertook a campaign to identify regional opposition sites related to political emigrants who left Ukraine for Russia.


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Adobe is a professional quality graphic art program. Its applications are varied, from creating a print to web graphics and, for our purposes, posters. Although the program is complex and requires a significant amount of time to truly master, it is quite easy to learn the basics and create work with a professional appearance. Designing an image does not require any special artistic talent or skills; it just requires having the patience to get acquainted with the program. As with most computer applications, I recommend using the trial-and-error method to figure out the intricacies of this program. You will make several mistakes, and frequently want to make changes.
The workplace interest for computerized media aptitudes—making, directing, coordinating and conveying data utilizing Adobe's video, realistic, web or outline programming—is on the ascent. Adobe affirmations help teachers viably instruct and confirm advanced interchanges abilities while furnishing understudies and imaginative experts with profitable profession accreditations that show certifiable plan ability to imminent customers and businesses.
Adobe Systems' commitment to excellence and innovation in the realm of creative design is world-renowned. Adobe accreditation exams are troublesome, yet those that are up to the test will receive the benefits that accompany owning the most regarded authentications in the advanced media industry.
Becoming an Adobe Certified Associate (ACA) lets you announce to the world that you know your Adobe products all around and are prepared to convey your skill to utilize.
Certificate Programs have turned out more popular in recent years because they offer an advance skills and profession without investing the energy and huge cash to obtain a certificate that sharpens your skills. A certificate course, is not equivalent to degree but it assembles a talented workforce that meets the requirements of an employer.
A business may advance in an unambiguous way that they utilize Adobe Certified Associates, Educators, Experts, or Instructors in the improvement of a product just with the assent of the Certified client and not the slightest bit ought to infer a support, organization or association with Adobe past its proposed use.


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The Mansion in Butler | Katie + Malcom | Wedding Photography
Katie + Malcom's June wedding was held at The Mansion in Butler. If you haven't visited this yet, please do. It is gorgeous! Settled in between rows of trees and lush landscapes, makes the Mansion in Butler a one-stop-wedding-shop! Since they both wrote their own vows, their ceremony was very touching, not a dry eye in the house. Their dog Callie was also in attendance sporting a cute little wedding dress. Congrats Katie + Malcom!
WEDDING TEAM: Makeup and Hair: ULTA Beauty // Wedding Dress: David's Bridal // Venue: The Mansion in Butler, PA // Wedding Cake: Pennie's Bake Shop // DJ: DJ Andrew Smith // Catering: A La Carte Catering // Wedding Rings: Kay Jewlers


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Debt Relief – Insolvency – Bankruptcy Information » Debt Relief » Do those debt relief agencies really work?
Do those debt relief agencies really work?
I am wondering what peoples experiences are. I have about $25,000 in credit card debt and around $30,000 in student loans. The credit cards are surprisingly well under my limit. I would be interested in consolidating the credit card debt especially, as it seems those are going to last forever. Any advice?
- Are there any debt relief agencies that help with secured debt. Such as car loans and student loans? Debt relief agiencies that help with secured debt. Student loans and car debt. ...
- What are the pros and cons of using debt relief agencies to get rid of debt? What does it do to your credit? Those debt relief agencies that help you get rid of debt fast tell you to stop paying your bills and...
- Looking For Some Advice on Credit Card Debt Relief Credit card debt relief is what every debt-struck credit card holder is looking for. Credit card debt relief is not...
- Do Debt Relief Companies really work? Can I do the same job myself? I am looking to pay a debt relief company 15% of whatever I totally owe. Can I do this myself?...
- Do debt consolidation company's work and what do they do specifically? $40,000 in debt with 4 credit cards, I have great credit and pay on time. Recently cc's raised interest from...
Filed under: Debt Relief · Tags: agencies, Debt, really, Relief, those, Work
8 Responses to "Do those debt relief agencies really work?"
If you are currently able to make your payments, stay away from the debt consolidation companies. Instead, pay down your highest interest credit cards first, then work on the others. Of course, always make the minimum payment on all the cards every month and on your student loans. You can also look into transferring the balance on higher interest credit cards to a lower interest one. Check with your student loan company to see if you can consolidate your student loans and get a lower payment and interest rate.
Those agencies work beautifully, if you find a reputable one. Howevr the problem with debt consolidation is that it will be considered by future creditors just as badly as you filing for bankruptcy.
If they really work they'd be out of business.
Consolidating the cc debt how? By getting a loan? Might be pretty difficult to get an unsecured loan that large.
Leave the student loans as they are, and keep payments current. The interest on those can give you tax breaks if you qualify.
As to debt relief agencies, there are legit ones and scams who will charge a substantial fee and then not do much of anything for you. So be very careful. Consumer Credit Counselling seems to be one of the legit ones. You'll still have to pay back what you owe, but interest rates might be lowered substantially.
I did it and don't regret it. Its been so long ago, the company has changed names, so I can't recommend one to you. Check around online and see what you can find out. There are pros and cons to doing it. The pros are, that it puts you into a set repayment plan and you stop accumulating the massive amounts of interest and you can get it paid off. The downside is, that you can no longer use the credit cards. Although with $25,000 in debt, that isn't such a bad thing. After I got rid of my cards, I never got another one. I has forced me to live within my income and savings and I am much happier without all the debt. I'm not sure they can do anything with the student loans since these companies are usually affliated with the credit card companies — it may depend on the program.
Stay away from credit repair/consolidation/counseling companies. They take their fees up front and leave your credit trashed. Some of their techniques are to stop paying your credit cards completely till they are several months past due then negotiation a settlement under threat of filing bankruptcy.
Work on paying off the credit cards one at a time. Thow everything you can on the highest interest rate, while paying the minimum on the rest. When the highest rate is paid, move to the next, till they are all paid in full. Of course, you have to stop charging on the cards!
It will take 2 or 3 years to get the credit cards paid off. But once the credit cards are gone, you can start paying more on the student loans.
I currently use CareOne because I had 4 accounts with Bank of America (whom I would not recommend to anyone), and wanted to pay them off, but they keep increasing their percentage and fees. What this company does is lower the APR to 9% for the life of the card, basically, you paid it off and it's considered closed. The money is first transferred out of your checking account on say, for example the 15th, however, they do not actually pay your creditors until the 23rd. If you can live with that, reset the due dates to the end of the month, and it takes about 3 months before your creditors accepts the "proposal" and waives any overcharges or fees incurred during the beginning of this program. The fees are incurred by, let's say the minimum payment is 96.00 and CareOne decides to get it down to 40.00 and pays them that amount. They will say that you still owe 56.00 and adds this to your minimum next month along with a late fee.
But it works for some who are not worried about closing the accounts – I understand that the FICO score is lowered when you close an account. For me, it was worth it. I still have 2 other credit cards & an auto loan that I am paying off without their help as I want these accounts to stay open.
If a person has accumulated a large amount of credit card debt due to multiple credit cards, the need for a proper counseling for credit card debt consolidation can't be understated. Credit card debt consolidation counseling helps a person get vital insights into the facts that can help him get control over the credit card debt.
Credit card debt consolidation counselors are experts with a good knowledge of debt management, budgeting and behavioral patterns of credit card holders. These services are vital for those struggling to manage their credit card debts. Also called credit counseling or debt counseling the credit card debt consolidation counseling brings immediate relief to a credit card holder.
A person seeking credit counseling can get it from two types of organizations. The professional or commercial organizations, and the non-profit organizations. As depicted by its name or categorization, the commercial organizations charge money for their credit counseling sessions and consolidation help on the other hand the non-profit organizations offer free of charge services. Just because the non-profit organizations are free, it doesn't undermine their quality of service. The persons associated with such organizations are thorough experts and have lived the trauma of being under credit card debt themselves and hence bring their vital experience to the credit card holder. Read more from: http://www.credit-card-gallery.com/article/353,Credit_card_debt_consolidation_and_credit_counseling_great_tools_to_get_rid_of_credit_card_debt


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Discussion in 'Off Topic' started by Mi An, Aug 19, 2011.
Original - I though the poster format was fitting.
Oh, dear... I thought that camera was off!
Heeheehee - That's good, Mi An!
I'm just glad the camera and towel are in sync
I was just browsing some old ICHC and saw that one (someone else's doing of course, not mine), and not only did the quote sound familiar but the cat's face really captured JRakeness so I'm pretty sure from now on, when conversing with you, I'll see that face.
Good one Mi An!
I'm quite flattered someone thought of me in such a cute context!
As am I. Gotta put that tape back over the webcam!
Yeah, stick with that. It's much cuter than real life, as you can see!
Very good, Mi An, but I think there are structural differences between Mr. Cat and Mr. JRakes. However, the motto seems familiar to me...
Shoot, people, the last remnants of the Palm legacy are just about to be scattered like bird crap, and many other things worldwide are not going any better. Please, shall we commit ourselves to give the Off Topic a little revival???? Before anything goes and Brighthand gets bought by Coca-Cola or some other weird merge happens.
OK, sometimes I get buried in work, and so do you all. But I think we should really spare a bit of time for this purpose.
Well, here's an idea about how to free up some time:
Awww, he's adorable. A tiny bit scary too, yes, but it looks like morning, and everyone is scary in the morning.
I don't think I knew you were an ichc reader, if indeed you are.
Actually, I have a very thoughtful friend (you know who you are ) who sends me some classics. They often end up in rotation as a wallpaper.
For example:
Those are pretty good. Just because I can't resist, here's a couple more:
Separate names with a comma.


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The Trap Does More Than Say "Aye"—A Guest Editorial by Lecrae
The GRAMMY-winning rap artist tackles the way his community has been pigeonholed.
Lecrae is a hip-hop artist, activist, author and socially conscious voice of our time. In addition to earning accolades for his musical talent, he has gained wide recognition for maintaining a strong commitment to his faith and values over the years. "More caught than taught" is how the artist describes his incredible journey that includes multiple GRAMMY awards, a history-making No. 1 and RIAA Gold certified album, Anomaly, and a NY Times Bestseller, Unashamed. Lecrae resides in Atlanta, Georgia with his wife and three children.


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"Own your beauty, own your style."
-Marie Denee
Hi, everyone! I'm back with another event alert and I just couldn't wait to spur you over the excitement I've had for The Curvy Fashionista brunch! If you're not too familiar with The Curvy Fashionista… HAVE NO FEAR! I'm here to inform you. Here we have Marie Denee, the creator and owner of The Curvy Fashionista. A plus size blog where she elaborates on topics about society, being a plus size woman, and how it's okay to be plus size as long as you "OWN IT" as she usually states. Back in 2008 when she started her blog, she opened up so many opportunities for herself. She also has been featured in magazines such as The Glamour Magazine, The London Times, Black Enterprise Magazine, and many more! I was very thrilled to be able to work behind the scenes with Ms. Marie as a photography/videography. I got to see what goes on with event planning and how her team members worked together as a group. I can say It was hard work, but it was VERY well put together and most importantly, worth it!
I can also say working with Marie has been such a blessing! Over the past month of being around such a bubbly, motivated spirit, I've learned a ton about the plus size community and what is expected of them. Even though, I'm not a plus size woman I am very well engaged in learning such empowerment from those beautiful individuals I met at the brunch. As Marie states, "You have to OWN it." I agree with her 100%. It doesn't matter what size you are as long as long as you manage to have confidence in yourself, and in your heart. We all have those days where it isn't our best days but we have to push ourselves and continue to live a positive life. I appreciate every individual that came out and supported The Curvy Fashionista brunch. There's more to come and I cannot wait!
Want to see more of Marie Denee?
Facebook: The Curvy Fashionista
Twitter: @MarieDenee
Instagram: @TheCurvyFashionista


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According to Peter Bosz, one point in the Classic was the fair outcome of the Feyenoord – Ajax match (1-1). "Looking at the entire match, I can live with a tie. But if you're in the lead for so long, and right up until the end, obviously you hope you're going to win."
Bosz was not impressed with the first half. "It wasn't great", he said. "That was mainly our own fault. I thought we played badly, we lost possession quickly, and we were playing on the same side a lot. Ajax didn't look brisk, and in fact it seemed as though several of the guys were tired out."
Best opportunities
In the second half, especially after Dolberg's goal, the Ajacieds looked better. "At halftime, we said: 'stop being so hesitant'. Fortunately, we started playing better after that. Feyenoord had opportunities in the first half, but not that many in the second half. When they started playing 1 to 1, we had the best opportunities. With Dolberg, who managed to get through with a fantastic individual effort, and another one for El Ghazi.
But the point allocation doesn't have any impact on the race for the title, reminded Bosz. "Beforehand, I was asked if this match was crucial. In retrospect, it wasn't. We're still five points behind, but there still many games to go. Moreover, history has taught us that it's even possible to make up a nine-point deficit."


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BBC officially announced yesterday that David Tennant is stepping down from his role as Dr Who. Let the speculation begin!
My Personal Opinion - not of who gets the role but what direction they should take.
- Relatively young - while older actors would have been just fine in the previous run, in the new series they've sort of built fan expectation up for a young, vital doctor so an older actor may not go over as well. Unfortunately that leaves Bill Nighy out, who would have been excellent.
- ...but not too young - no one who played a teenager in anything in the past ten years please. No Daniel Radcliffe!
- Attractive - again, the fan expectation has been built up
- ...but not too attractive - no one with too big a sex appeal please, the doctor should be part of the story, not a massive sex god with random stuff happening around him. No Jude Law, no Christian Bale.
- Different body type - don't get me wrong, I love the whole indie-boy thing, really I do. But David Tennant really has that all sewn up, and the regeneration should make the doctor DIFFERENT, not the same guy with a different face.
- ...but there are limits - no muscley action stars please, that's just silly. Jason Statham, I love you but that cuts you out (nevermind whether he's got the chops or not, I'm just making a point).
- Still UK-ish - I'm not being snobby, really, I just feel like there's an essence to the role that needs the English/Scottish/Irish/Welsh kinda upbringing. Close your eyes and imagine Martin Sheen in the role. See? That said, the role is still way open to different cultural, 'racial' and sexual differences. Paterson Joseph, James Callis, hell even Fenella Woolgar.
- Willing to stick with it for at least three seasons - there are only so many regenerations (unless they pull a magic 'oh, I touched the heart of the TARDIS and now I have tons more regenerations left' thing) and it's really hard to learn to love an actor in the role only to have them back out after one series (witness Christopher Eccleston, the George Lazenby of the Dr Who world - and no, that wouldn't be Paul McGann, he's still in the audios)


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- The American Society of Tropical Medicine and Hygiene
- Source: The American Journal of Tropical Medicine and Hygiene, Volume 19, Issue 1, 1 Jan 1970, p. 178 - 178
Metabolic and Nutritional Eye Diseases
by F. C. Rodger and H. M. Sinclair. xiii + 419 pages, illustrated. Charles C Thomas, Springfield, Illinois. 1969. $14.50
This volume, written primarily for ophthalmologists, should be of special interest to tropical-disease investigators, public-health workers, and nutritionists. The eye, with its many types of vascular and avascular specialized tissues, is particularly vulnerable to nutritional deficiencies and metabolic disorders. The ease with which it can be examined under magnification by the slit-lamp and corneal microscope, and by the ophthalmoscope, makes it an organ of prime diagnostic importance. In this volume, the various diagnostic changes are well-described and well-illustrated by the authors.
It is natural that biochemical changes and abnormalities should receive major attention, but the volume is not a treatise on the biochemistry of the eye; rather it is a summary of biochemical processes underlying ocular disease, with clinical descriptions and therapeutic suggestions. Laboratory procedures useful for diagnosis are included but are not described in detail.
The volume is divided into eight chapters that cover all the known and suspected nutritional and metabolic diseases.


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Can You Hear Me Now?
[Paris • France]
Interconnections, fragments, a forgotten book, furtive silhouettes, weird creatures – and more…
Written by the artist during her writing residency at La Galerie and recorded on a lake in Switzerland, the sound work Can You Hear Me Now? is based on The Dream of Poliphilus. It was created for the 2016 Nuit Blanche in Paris and first broadcast on the Batobus shuttles on the Seine as part of the Floating ON AIR radio venture.
Delphine Chapuis Schmitz (Born in 1979 in Boulogne-Billancourt, France, lives in Zurich, Switzerland) completed a Master Degree in Fine Arts at the Zurich University of the Arts in 2012 after having obtained a PhD in Philosophy in Paris in 2006.
Playing with the context and situation in which they are presented, the texts she appropriates and (re)writes take the shape of lectures, performances, audio-installations, and/or publications.
Her pieces have been shown at various venus including Centre Pompidou, Paris; Milieu, Bern; Museum Haus Konstruktiv, Zürich; Corner College, Zürich; Interno 4, Bologna; Le 104, Paris.
October, 1st, 2016
Production : La Galerie, centre d'art contemporain de Noisy-le-Sec
Courtesy Delphine Chapuis Schmitz


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Greetings, programs for my first post to this, the blog where I will be musing on pretty much anything that crosses my mind- which more or less means gaming, media, and general life. I'm mildly annoyed that there's no Korinna font for this thing. See, I'm in a particular mood - an old school mood. You'll see that a lot, I think, unless the alien overlords steal my brain.
Anyway, I hate to say it, but I think Wizards Of The Coast has enticed me to drink the kool-aid and purchase the new Red Box and give 4e one... more... try. But to do so they created the new Red Box, complete with Larry Elmore artwork and a revision of 4e some are calling "4.5" or "3.75", which has more of what I considered the D&D feel than 4e did at launch. I just downloaded the new character sheets for the Red Box Game Day, and they're on goldenrod paper with old Elmore and Easley art. Tugs at my grognard heartstrings.
Over the course of this blog, you'll probably hear a lot of my thoughts on gaming. Past, present, future. It's kind of what defines me, so it's what I'll be writing a lot about. I hope my future posts will be more interesting, and longer - but it's time to go home on a Friday, and well, I'm getting the hell outta here. Clear skies!


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Both of my bathrooms are larger than this house. It measures in at 189 square feet, and unfortunately, it does not actually have a bathroom. But it does have a bedroom (area), kitchen (area) and living room (area).
This garden-shed sized cottage is located close to my old neighborhood in The Beaches area of Toronto, Canada.
And it is cute…
….and you do get somewhat of a yard.
But for $229,000?
The realtor is marketing 30 Hanson Street as a "Detached Gem, Cheaper Than A Condo".
To sweeten the deal, it comes with all furnishings, and the seller has paid for Municipal water and sewage to be brought to the property line. The new owner just needs to take it to the next level and install a bathroom!
Not sure where proposed bathroom would fit in this house – it looks pretty darn tight.
But hey, you could live in a desirable area of Toronto, close to the subway line, near the beach, with your own little yard for half the price of an average Toronto condo ($430,000)!
Someone will snap this place up quickly. Mark my words, some urban, bat-shit House Crazy fool will come along and think this is the deal of the century. And tiny houses are all the rage lately, so not only would the buyer be hip and trendy, said buyer would be making far less of a carbon footprint in this little honey shack.
[Thanks to Michael B. for telling me about this one!]


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TX-Dallas, Job Description SNI Financial has partnered with an Oil and Gas firm located in Dallas that is seeking a Senior Accountant to join the team. We're seeking someone with 3+ years of industry or public accounting experience with an emphasis on oil and gas. Strong Excel skills are required and exposure to Access would be a plus. This Company provides an outstanding compensation package, laid back envi
Job Online on Website: http://jobview.monster.com/Accounting-Senior-Job-Dallas-TX-US-196934017.aspx


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IP cameras (commonly referred to as Network cameras, or Megapixel cameras) feature an embedded video server that converts images into a digital format inside of the camera. Because IP cameras are embedded devices and do not need to output an analog signal, they are capable of capturing far higher resolutions than traditional analog cameras.
IP cameras connect to a local network via a single Ethernet cable, which transmits power, video and data to and from the camera. Additionally, IP cameras have a unique IP address, and can be accessed directly via the network – providing remote access and storage flexibility.
Without question, the primary benefits of IP security cameras are resolution and image quality – allowing users to capture forensic level detail, and to digitally zoom in on any image without losing clarity. This results in more effective identification, and provides greater accuracy for automated analysis, alarms and notifications.
Most common IP solutions range from 1.3 megapixel (1280 x 1024 pixels) to 5.0 megapixel (2592 x 1944 pixels), and some manufacturers offer IP cameras that deliver 20+ megapixel resolutions. However, the resolution and frame rate captured for a specific application are typically limited by storage and bandwidth constraints, and higher megapixel models can be cost prohibitive.
IP video surveillance solutions have experienced a dramatic increase in popularity, driven by the capability to capture higher-resolution megapixel video, an overall increase in adaption and understanding of IP-based technologies, simplification and increasing compatibility of IP security technology, and reductions in cost as demand (and production volume) continues to grow.
HD Analog systems are capable of delivering up to 1080p HD video – addressing the primary shortcoming of traditional analog solutions. 1080p (or 2.1 megapixel) cameras capture more than 4x the resolution of the most powerful analog cameras – allowing users to effectively zoom in to view the level of detail required for most common security applications.
Additionally, HD analog systems are capable of transmitting video over standard coaxial cabling (new or existing) – dramatically reducing the time, cost and complexity associated with a comparable IP solution. HD cameras can transmit video up to 1600' – over 5x the distance of an IP system, and transmits with zero latency – a very common issue with most IP installations.
HD Analog systems are as simple to install and maintain as traditional analog solutions – not requiring the networking equipment and knowledge associated with IP solutions. And because HD Analog lives off the network, they don't interfere with other network-related activities, or consume valuable network bandwidth required by other devices.
There are no licensing or recurring fees associated with HD Analog solutions, and all channels come completely enabled – for the life of your product. Comparable IP solutions commonly require the purchase of a license for every channel used, and a recurring annual fee to maintain that license. This is an important consideration from a perspective of both management complexity and total cost of ownership.
And importantly, HD technology has become increasingly accessible. With the growing demand for higher definition video and the recent emergence of more cost-effective technologies, the market price for HD Analog solutions has reduced dramatically – almost to Analog levels. HD Analog equipment is now available for less than half the price of a comparable IP solution.
|Max Resolution
|5.0 Megapixel*2592 x 1944 px*20+ megapixel models available
|1080p1920 x 1080 px
|1080p*1920 x 1080 px*expected EOY 2014
|1080p1920 x 1080 px
|1080p1920 x 1080 px
|Video Output Quality
|Best picture qualitySharper images
at higher res
True colors
|Very good in daylightImages not as crisp
in low light conditions
|GoodImages not
as crisp
Colors not as accurate
|Very goodSharp images up to 1080p
True colors
|Very goodSharp images up to 1080p
True colors
|Transmission Distance
|Coaxial Cable
|Requires media converter
|1600' (720p)
1300' (1080p)
|Twisted Pair
|350'(digital converter required)
|DVR Input Compatibility
|All analog cameras, limited channels, limited configurations
|All analog cameras, limited channels, limited configurations
|Limited models, limited channels, limited configurations
|All analog cameras, on any channel, in any configuration
|HD Analog
|Like-branded HD-CVI cameras, on any channel, in any configuration
|Like-branded AHD cameras, on any channel, in any configuration
|Select HD-SDI cameras, on any channel, in any configuration
|Any HD-TVI camera, on any channel, in any configuration
|Supported IP cameras, on any channel, in any configuration
|Supported IP cameras, on select channels, in select configurations
|Supported IP cameras, on 2 channels, in any configuration
|DVR Hybrid Capabilities
|Select models offer hybrid capabilities
|Limited configurability
|Limited configurability
|Yes, unlimited configurability
|Format Compatibility
|Open standard, countless manufacturers, cross- compatibility limited to like-brands or ONVIF
|Proprietary technology, only produced by 1 manufacturer, Dahua - out of China. Concern is limited supply options, limited technology options, and lack of competitive pricing
|Open standard, limited manufacturers
|Open standard, multiple manufacturers - are currently exiting the market as alternative HD formats outpace SDI
|Open standard, over 100 manufacturers have launched or are developing solutions using TVI technology
|Learn About HD‑CVI
|Learn About AHD
|Learn About HD‑SDI
|Learn About HD‑TVI


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Fantastic four
Half of the FANTASTIC FOUR -The Thing and The Human Torch, drawn just for fun.
Top Boy Storyboards
Some storyboards/promo for the award-winning TV show TOP BOY, for when it switched to Netflix, from Channel 4.
Johnny Future
No dawg in the fight, no hoss in the race, but this is JOHNNY FUTURE, a character from FANTASTIC, my favourite comic as a kid, written by Alf Wallace (Alf, of Alf and Bart!) and drawn by the incomparable Luis Bermejo.
Reviews for Dr Who Gaze of Medusa
Reviews for Doctor Who the forth doctor Gaze of Medusa Blog reviews www.comiccrusaders.com/review-doctor-who-4-the-fourth-doctor-gaze-of-medusa/ Quotes "5 out of 5!" - Kabooooom "Pitch-perfect...9/10" - Pop Culture Bandit "Captures the voice and tone of the...
Dr Who Comics Day at Forbidden Planet
I will be appearing at a signing at Forbidden Planet in central London on Sat 24th November 2018 for Doctor Who comics day. 1pm- 2pm Sat 24 Nov 2018 from 13:00 to 14:00 See more
Rivers of London
I have been working on a series of Graphic Novels based on the bestselling Rivers of London urban fantasy books by Ben Aaronovitch. First issue Action at a distance is out now! See review
BBC Radio 3 Interview- The Verb
Last week I took part in a panel discussion on the Verb BBC Radio 3 - How do you write a fight? Ian McMillan and Hollie McNish were joined by Ross Sutherland, Ben Crystal, Willy Vlautin , Theresa Lola and me to talk about punching with a pen. The broadcast is...
Jack Kirby
Happy Birthday, Jack!
Dr Who – Wolves of Winter
Preview pages from Titan Comics 12th Doctor: THE WOLVES OF WINTER, Written by Richard Dinnick, coloured by HI FI, and drawn by the wonder that is ME. Available from all good comic shops, some bad ones, and Comixology online!
MyM Interview
I was interviewed recently for My Media in the December 2016 edition of MyM Magazine, covering some of my latest work for Hook Jaw and also a chance to talk about my favourite DVDs, books, games and comics. Extract below... Brian Williamson's Diamond UK retro-styled...
Dan Dare
Dan Dare poster press release http://www.scifipulse.net/dan-dare-sets-course-heading-big-finish/
Hook Jaw Variant Cover
Press release for Titan Comics http://downthetubes.net/?p=34767
Batman, sample
Warhammer Covers
Warhammer 40,000 covers for Titan
Torchwood cover for Titan
Dr Who signing – Scorch Comics Eastbourne
To clear up the confusion THIS is where you can find me signing and sketching on DOCTOR WHO DAY, Saturday 9th of July 2016, SCORCH COMICS in Eastbourne, kicking off from 1pm. (And not, as you might have read elsewhere, at Forbidden Planet, in London. 🙂 ) Joining the...
Review of Forth Doctor #3
Good review of my latest Dr Who Comic. Read Review
Thunder Agents – Artwork
Tweaked this one for Thunder Agents a bit, for no reason other than that I could. Go me.
"Tsar Wars" by Paul Magrs
This is the first time I've seen this Big Finish audio cover with the lettering and graphics. The Story was called "Tsar Wars", by Paul Magrs, so we decided to *homage* the 1970's cover for Geoff Love's seminal "Star Wars (and Other Space Themes) album. The original...
Gaze of the Medusa
OUT NOW in all good comics shops! Run to the store to get your copy. (Walk if you like, but the monsters'll get you. The Fourth Doctor and Sarah Jane Smith in "Gaze of the medusa #2", from Titan. Written, with wit and wisdom, by Gordon Rennie and Emma Beeby, drawn,...