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Posted by Heidi K on Monday, Aug 17, 2015
Essential oils have many uses to promote health, lift your mood, and act as helpful additives to household cleaners, body care products, cosmetics, and more. I've noticed some newer books about their uses here at the library, and have also noticed growing curiosity about them in my personal circles and in the world around me. Here, I highlight a few of my favorite resources from the stacks at ICPL. (To browse our large selection of books on essential oils and herbal medicine, go to the nonfiction section at 615.321).
Essential Oils for Health is a brand new book at a short length for the curious beginner who wants some basic info and easy recipes. The book is organized by health, emotional well-being, and beauty ailments. If you have a particular problem you would like to address with essential oils, you can easily find a quick and simple recipe in this book. (Dandruff? Cellulite? Bad mood? Low energy? Flatulence? Tobacco withdrawal? To name a few.)
The Complete Aromatherapy and Essential Oils also came out within the last year. It is organized well for the beginner, but acts as a quick and easy reference book for the seasoned essential oil user. Also, unlike many resources, this book contains an entire section on essential oils for the home. One of my first uses for essential oils was to scent cleaning vinegar after I jumped on the environmentally-safe cleaners bandwagon. My solution to vinegar stink has always been to add at least 20 drops of lavender oil to the bottle - as a bonus, lavender is naturally antibacterial and antiseptic. (Tea tree oil is great for showers and damp places since it is anti-fungal.)
While not the most recent in a spate of books about essential oils, Kathi Keville and Mindy Green's Aromatherapy: A Complete Guide to the Healing Art is my favorite. This book has a distinctly scientific approach. The newer edition came out in 2009 and is a simply fantastic resource - whether you are a complete novice or a seasoned essential oil enthusiast. The best thing about Keville and Green's resource? Charts!!! There are some great charts that cover which oils are best for your skin type, for example.
Most important is the "suggested dilution" chart on page 44, because essential oils MUST be diluted before applied to the body. If you've ever gotten peppermint oil on your fingers and then accidentally touched your eyes later, you know what I'm talking about. If not, take it from me - essential oils can wreck havoc on the skin and mucus membranes if you don't apply a little know-how to your applications, so be careful!
In closing, I would like to share National Geographic's Guide to Medicinal Herbs. I love all things botanical, and enjoyed NatGeo's wonderful full color photographs. While this book is not specifically about essential oils, most essential oils are made from medicinal herbs. Each herb in this book is introduced within a section that groups together herbs with similar uses (heart & circulation, digestive system, etc.) Aside from the great pictures, my favorite part about this book was the way it incorporated tidbits about each plant's historical uses.
If you already enjoy using essential oils, feel free to leave a comment telling us your favorite book on the topic or favorite use for an essential oil or herb!


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What is being done to deal with climate change and how is the adoption of renewable energy being encouraged?
Climate change targets & policies
The United Nations Framework Convention on Climate Change (UNFCCC) is the over-arching framework for intergovernmental efforts to tackle climate change. With 197 countries on board (including the UK), it enjoys near-universal membership.
The Kyoto Protocol is an international agreement linked to the United Nations Framework Convention on Climate Change. It sets binding targets for 37 industrialised countries and the European Union for reducing greenhouse gas (GHG) emissions.
The Paris Agreement builds upon the Convention and – for the first time – brings all nations into a common cause to undertake take ambitious efforts to combat climate change and adapt to its effects, with enhanced support to assist developing countries to do so. The central aim is to strengthen the global response to the threat of climate change by keeping a global temperature rise this century well below 2 degrees Celsius above pre-industrial levels and to pursue efforts to limit the temperature increase even further to 1.5 degrees Celsius.
What is the UK doing about climate change?
The UK Government has made the following commitments to fighting climate change:
Renewable energy targets
The development and widespread adoption of renewable energy is being encouraged by governments around the world via a variety of policies. With varying natural resources, different countries are emerging as market leaders in specific technologies.
The International Renewable Energy Agency (IRENA) has been set up to foster the growth of renewables around the world.
How is renewable energy being encouraged in the UK?
Renewable energy plays a big part in the UK Government's targets for reducing CO2. In 2000 it set a target of 10% of electricity supply coming from renewable energy by 2010, and in 2006 it announced the aspiration to double that level by 2020.
Renewable energy policies
The Renewables Obligation (RO) was introduced by the UK government in 2002. It is seen as the main mechanism for encouraging the uptake of renewable technologies as it encourages licensed electricity suppliers to source a specific and annually increasing percentage of their electricity from renewable sources.
Under the Energy Act 2013, the RO is being replaced between 2014 and 2017 with Contracts for Difference (CfDs). Under this new support system for larger renewable energy developments, renewable generators will be guaranteed an agreed 'strike price' for the energy they produce. Each technology will have its own strike price. Techology such as onshore wind and solar PV are currently unable to access the CFD auctions to be held in 2017.
The percentage target of renewable electricity generation began at 3% in 2003. The level reached 10.4% in 2010/2011 and, in Decemeber 2016 accounted for around 24%.
For further details of UK energy policies, please visit the Department for Business, Energy and Industrial Strategy website.
The map is currently being updated, please check back again soon

subset: commoncrawl


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Kelda Technology closes £1.5m investment in partnership with 24Haymarket
Kelda Technology, the British clean tech business that has developed the world's most efficient shower system today announced that it has closed a £1.5 million investment in partnership with 24Haymarket to enable the company to continue its rapid UK and international growth.
Kelda Technology has adapted cutting edge automotive and aerospace technology to produce a revolutionary "water-in-air" shower system that halves water use without any loss in performance. Water is broken into droplets to form a comfortable spray which is accelerated using a globally patented jet-type nozzle. Not only does it halve water costs, but also halves associated heating costs.
The Kelda shower system holds appeal for a wide range of sectors, including gym and leisure, hotels and accommodation providers, healthcare and maritime – all industries where water efficiency is key. The product has completed in-market validation and commercial trials, is in manufacture and the company has already signed installation deals with some of the largest leisure operators in the UK and Latin America.
Kelda Technology was recently chosen as one of the top 30 cleantech companies in the world at the New Energy Start-Up awards 2016 and was this week shortlisted by the UK Business Angels
Association for Best Investment in a Disruptive Tech Business.
24Haymarket is a leading private capital group comprised of experienced investors, entrepreneurs and operators focussed on investment opportunities of up to £5m in high-growth companies. Following the investment from 24Haymarket, Kelda Technology has announced that Charlie Green will join the board, representing 24Haymarket.
Commenting on the investment, Charlie Green at 24Haymarket said: "24Haymarket is delighted to be supporting Kelda with a £1.5m equity investment to help scale the business now that it has proven its technology. We believe that the compelling environmental and economic benefits of Kelda's innovative, patented shower systems make this a global product wherever water and energy resources are valued. We are also delighted that we have already been able to leverage 24Haymarket's network to provide sales leads, potential resources and learnings from other portfolio companies to assist the management team in executing and realising its business plan."
Chris Jackson, Chief Executive of Kelda Technology, said: "Water scarcity is an issue facing every continent and nearly 3 billion people. We're at the forefront of reducing water wastage through the application of innovative technology. Even in areas not directly suffering water crisis, a combination of rising water costs and an increasing acknowledgement by businesses of the need to protect natural resources has seen strong demand for our systems."
Adrian Mosley, Commercial Director goes on to say, "The investment and, just as importantly, the support of 24Haymarket and Charlie Green joining the board, will allow us to continue to build a scalable clean tech business in Southampton, with the ability to manufacture, sell and support globally."


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I have heard that if you do the drive-thru window at Starbucks and use your own cup, they still make it in their cup and then put it in your cup. Hidden waste.
How To Properly Recycle A Coffee Cup
It seems that these days almost everyone is a coffee addict of some sort… whether you're getting straight black coffee, a latte, or a hot tea, you are most likely sipping these delightful drinks in a hot paper cup.
Americans currently throw away 25 billion coffee cups each year…. and hundreds of thousands of them are mistakenly thrown in the recycle bin each day (This is called optimistic recycling). But, as much as you may want to recycle your coffee cup, it will ultimately end up in the landfill.
Yep, that's right. Coffee cups cannot be recycled. But that doesn't mean that all of it can't be recycled.
Let's break it down.
How To Recycle Your Coffee Cup
Coffee, tea, chai… whatever you're getting, it is most likely served to you in a hot paper cup.
Recycling can get pretty confusing at times, but basically the rule of thumb is that anything that is mixed material cannot be recycled.
These are things like chip bags (plastic and foil lined together), candy/granola bar wrappers (plastic and foil), and tea packets (paper and plastic lined together).
Coffee cups are a mixed material. The cup on the outside is paper, but inside it has a thin plastic lining, therefore deeming it for the landfill.
So, ultimately no hot paper cups can ever be recycled and will always end up in the landfill. That's a lot of cups, considering there's 25 billion going in the landfill each year (and they stay there for 500+ years).
However, there are two other items of the cup that can be recycled.
All clean paper and cardboard can be recycled, therefore you can recycle the cardboard sleeve on your coffee cup.
You may also recycle the plastic lid on your coffee cup… as long as it is not #6 plastic.
Plastics 1-5 and 7 can be recycled. #6 cannot be.
So, if you look in the little chasing arrow recycling symbol of your coffee cup and you notice that it has a little number 6 on the inside, it is landfill.
But, if there is a 1-5 or 7 in the symbol, you can recycle it! Woo hoo!
I believe all Starbucks lids are recyclable, but every coffee shop is different so it's best to double-check.
So, there you have it.
Paper Cup: Landfill
Cardboard Sleeve: Recycle
Plastic Lid: Recycle (as long as it is not #6)
As Good As It Gets?
Unfortunately, even properly recycling your hot coffee cup is still not getting to the root cause of the problem, which is that we have a huge waste issue in our world.
Even if you properly recycle the cardboard sleeve and plastic lid, buying a hot paper cup is still contributing to our growing problem of waste.
So, what can we do?
Reduce Waste At Its Source
We need to cut the problem at its source and not accept trash as an acceptable vessel for our drinks.
Bringing your own reusable mug/tumbler is a great way to do your part to reduce waste.
For Christmas this past year, my sister got me this white YETI mug and I carry it with me everywhere.
I either leave it in my office during the week or have it in my bag when I'm out and about on the weekends.
I always get tons of compliments on it and every time I get a coffee or tea at Starbucks, I get a discount! (I'm currently sipping on a latte in Barnes & Nobles right now with my reusable mug hehe).
It makes me feel really good every time I tell the barista, "Wait, I have my own cup!" They are always pleasantly surprised and more than happy to give me my discount.
I know that carrying reusable water bottles like Hydroflasks are super popular, which is awesome! But I think this increase in popularity of reusable cups definitely needs to become more of a thing at coffee shops.
The great thing about YETI's is that they can hold hot and cold drinks. So you won't need to clunk around a big reusable water bottle and mug with you wherever you go.
Making simple switches like this can save you, over time, a lot of money while helping our environment.
Once again, reusables are knocking it out of the park by being better for your wallet and the environment.
Gosh, I love that.
I'm curious, do any of you ever bring a reusable cup with you when ordering coffee? If not, are there any barriers as to why you haven't made the switch yet?
Remember, making small changes every day has a HUGE impact and will eventually just become habit.


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After a thorough examination on your initial arrival, Dr. O'Regan will discuss treatment options and costs.
For any further details about fees or what you get for your money, please don't hesitate to contact our reception.
At Ennis dental we accept cash, matercard and visa
Private Fees
As a guide, the costs of some common private treatments are given below. You will be given a full estimate and treatment plan after examination and will be advised of any proposed changes during a course of treatment. Should you require any further information, please do not hesitate to ask a member of staff or your dentist.
Emergency Appointment €50.00
Examination & Script €50.00
Examination, Diagnosis, Treatment Plan & Polish €70.00
Examination Child €35.00 (up to 11yrs), €50 (12-15)
Hygienist Visit €65.00 per session
Advanced Perio Tmt from €140.00 per session
Extraction €90.00
Surgical Extraction €100.00 to €150.00
Amalgam filling From €80.00
Pinned Amalgam Filling €100.00
Anterior Composite Filling From €90.00 to €150.00
Posterior Composite Filling From €100.00 to €150.00
Lower splint €100.00
Root canal Treatment Inc Fill 1 canal From €380.00
Root canal Treatment Inc Fill 2 Canal From €540.00
OPG (jaw) X ray From € 50.00
Acrylic Denture Partial upper or Lower From €450.00
Acrylic Denture Full Upper or Lower From €500.00
Full Upper and Lower Dentures From €950.00
Repair To Denture From €70.00
Reline of Full Denture From €150.00
Crown From €750.00
Crown with Post From €950.00
Bridge per unit From €750.00
Chrome Cobalt Denture From €1,000.00
Recement Of Crown From € 60.00
Veneer From €750.00
Hard Acrylic Nightguard From €300.00
Bleach Kit From €300.00
Internal Bleach per Tooth From €370.00
Prsi patients may be entitled to additional discounts. Please have your pps number ready.
Tax relief is allowed at 20% on certain treatments.
Private health insurance may cover certain treatments. Please enquire with your health insurer.
If you do not see the treatment you require listed here, please ask. We are happy to help.


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By Keffyalew Gebremedhin – The Ethiopia Observatory (TEO)
Exemplary contribution
This June, the superstition behind the dalliance between Friday and its 13th day came with a rare special treat to Ethiopians in Helsinki, Finland. The members of the Ethiopian community were served fresh perspective engineering could offer regarding Ethiopia's attempts to generate power from its Blue Nile River and extent of its possibilities.
Continue reading


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NCASE Resource Library
Featured Resources
This publication features some of the best resources, including webinars, briefs, and toolkits, available in the online NCASE Resource Library, developed for both practitioners and system builders.
These selected resources, curated by NCASE, offer ideas and information for OST system leaders to support recovery from COVID-19.
The NCASE Out-of-School Time Professional Development System-Building Toolkit was designed to assist states as they build professional development systems inclusive of school-age providers.
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This issue brief explores evidence-based strategies to prevent adverse childhood experiences (ACEs).
This issue brief offers local, state and policy recommendations for meeting the current public health and economic crisis while rebuilding the system for the future. It provides recommendations for child care investments based on understanding the needs of families and providers to increase access and affordability, and health, mental health, and safety.
This issue brief discusses how families living in racially and economically segregated communities must also cope with the effects of historical trauma and intergenerational racism. It presents specific barriers that African-Americans face in obtaining needed services and mental health supports.
This issue brief explores how COVID-related school closures are likely to effect children's academic progress, access to resources, and overall health and wellbeing and how systemic inequities exacerbate the impact for some groups.
These guidelines are for child care and after school programs providing care for children of frontline medical workers during the COVID-19 crisis. They include guidance on preparing facilities, handling access to the program, cleaning and disinfecting, and food safety. This brief was published on April 4, 2020 and includes a helpful sample daily checklist for the program.
This is a user-friendly guide for providing leadership in these uncertain times, including sections on how to lead well, where to find savings, and how to talk to your donors, and how to find growth opportunities. It also includes a good discussion with Brett Hagler from New Story on how to build trust, display competence, and do budgeting and fundraising.
This article provides recommendations for child care for essential workers including: (1) use of Caring for Our Children: National Health and Safety Performance Standards for guidance on the prevention and management of illness; (2) expansion of paid family leave to extended family members of essential workers so they can stay at home with their children; and (3) compensation of all early child
This issue brief explores youth engagement in out-of-school time through a review of studies on out-of-school time attendance and participation by middle and high school students. It identifies promising practices for cognitive, behavioral, social, and emotional engagement that are essential for achieving positive outcomes. It includes program-level examples from four states.
This review of existing research on literacy programs for out-of-school time (OST) was conducted as part of an initiative for Philadelphia. It includes evidence on literacy outcomes, staffing, and training needs for tutoring programs, after school and summer programs, and online literacy programs.
This issue brief explores how we can all strengthen our understanding of our internalized biases, so we can be more mindful of working toward equity. Strategies suggested include developing agreements so we have courageous conversations and reducing stigma so we can talk openly and give honest feedback.


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A black pencil skirt is a staple everyone needs in their closet. You will not regret owning the Leah. The style is classic and won't go out of style. Features solid thick waistband, buttons down the front, and midi length. The buttons are NON-functioning.
Fit: True to Size
Length: 31 Inches
Material: 68% Rayon, 29% Nylon, 3% Spandex
Customer Reviews
It's the perfect length and great material. Although, it is made very small! I ordered it twice and both times it was very, very, tight on me! I unfortunately will not be able to wear it. Very cute skirt though! The buttons make it adorable!


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The mental and emotional toll domestic violence takes on an individual is pervasive, and too often, lingers years or longer after it occurs. It's a societal scourge that wreaks havoc on families and communities, and it is the responsibility of lawmakers to do everything within their power to support victims and prevent future incidences. The New York State Assembly Minority Conference vehemently supports legislation toward those ends.
Our Conference hosted a series of regional task force forums around New York state to address domestic violence in our communities. With the input of those dealing with the issue first-hand—victims, advocates and law enforcement—we generated a list of legislative solutions we believe lays out a comprehensive and achievable plan. Our report, Helping Abuse Victims and Enhancing Protections, enumerates our strategy to prevent violence and support victims.
Recently, the Assembly passed a number of bills geared toward helping victims of domestic violence including measures to strengthen insurance, housing and workplace protections for victims. And, while these provisions are a good step in the right direction, there is so much more we can, and should, be doing to prevent domestic violence. Our Conference offered three amendments I believe would go a long way toward helping mitigate the horrors of domestic violence. Inexplicably, our counterparts in the Assembly Majority blocked these measures. Those provisions included:
- Enacting Brittany's Law (A.6732), which would create a violent-felony offender registry;
- Extending the effective dates of Orders of Protection for two additional years in extreme cases (A.5740); and
- Providing a harsher penalty for intentionally committing an act of domestic violence in the presence of a child (A.5751).
I am honored to have originally introduced Brittany's Law; named after Brittany Passalacqua who was 12 years old when she and her mother, Helen Buchel, were murdered in 2009. Their killer, John Edward Brown, was on parole after serving time in prison for violently assaulting his infant daughter in 2003. With information about Brown's past, the tragedy could have been prevented.
Further, as steadfast advocates for victims of crime, and to help ease the trauma associated with being victimized, our Conference has also pushed for the passage of Ramona's Law, (A.6663, Giglio). It would extend the maximum number of months from 24 to 60 the Parole Board must set for reconsideration of denied applications for certain inmates convicted of violent felonies. No victim trying to heal should be forced to constantly confront their aggressor as they come up for parole consideration.
The statistics surrounding domestic violence are staggering. According to information from the National Coalition Against Domestic Violence, in the U.S.:
- On average, almost 20 people each minute are physically abused by a partner. That means more than 10 million men and women each year are abused.
- Intimate partner violence represents 15 percent of all violent crimes.
- Only 1 in 3 victims seek medical care for their injuries.
These numbers are sickening, and the widespread intrusion of domestic violence must be curbed with all available legislative ability. We have made great progress, but more must be done. The only acceptable amount of domestic violence is zero. Join me in helping to bring that goal to reality.
What do you think? I want to hear from you. Send me your feedback, suggestions and ideas regarding this or any other issue facing New York State. You can always contact my district office at (315) 781-2030, email me at email@example.com, find me by searching for Assemblyman Brian Kolb on Facebook, and follow me on Twitter.


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It turns out we have been pronouncing a lot of celebrity names wrong for a long time. And we're in the midst of an epidemic of finding it out. Chrissy Teigen and Ariana Grande are the latest A-listers to step forward to proclaim that, actually, we've been making a mockery of their surnames.
While almost everyone with a unique name has a lifetime of experience of learning to grin and bear it when that name gets butchered, it feels as if we're in a moment where those people are just a little sick of it and are stepping up to correct the record. Teigen, in particular, said she was sick of "living a lie" while revealing the actual pronunciation of her name on Twitter.
It's Tie-gen, by the way, and not Tee-gen as we've all assumed.
Meanwhile, in an interview with an Australian Radio Station, Ariana Grande clarified that her last name is not pronounced like the drink size at Starbucks. It's Grand-ee, not Grand-ay. It was her brother, Frankie Grande, who first made the switch, revealing that he didn't like the way his name almost rhymed, and the rest of the family just went along with it.
"My brother [Frankie Grande] kind of changed it to [Grawnday] because [Grandee] was kind of like the Americanized version of it," she explained. "I grew up saying [Grandee]."
This all comes off the heels of Donatella Versace schooling us all earlier this year but informing us that the syllable in her last name is pronounced like chee and not chay.
To avoid similar such incidents in the future, here's a quick reminder of the correct pronunciation of some notoriously difficult celebrity last names.
Camila Cabello: Ca-bey-o, as in, doesn't anyone remember from eighth grade Spanish that the LL is pronounced like a Y?
Rachel Weisz: Vice, like the libertarian Internet website for edgy millennials.
Lupita Nyong'o: En-yon-go, which should be easy enough in retrospect.
Zooey Deschanel: Des-shuh-nell, as in not like the House of Chanel.
Gal Gadot: Guh-dot. The T here is not spilled or silent. It's pronounced.
Zendaya: It's literally just Zen-day-a, as much as you want to pronounce the middle syllable as die, you nihilist, you.
Alden Ehrenreich: It's Aaron-rike, as in if you're pronouncing it and it sort of sounds like I'm rich, then you're way off base.
Tiffany Haddish: Rhymes with radish, simply enough.
Noah Centineo: Cen-tin-A-o, but he's only been famous for, like, three weeks so we're all just learning.
Of course, if we got into first names, we could be here for a lot longer. But just as a helpful bonus, the nice young kids from the movie Lady Bird are actually named Sur-sha and Timo-tay.


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Bidwells was instructed to deliver a Landlord's Cat A refurbishment at 9 Coldhams Business Park.
What we did
Comprehensively refurbished and created open plan office space to circa 12,000 sq ft of existing aged cellular offices to the front portion of the unit and overhauled the remaining 70,000 sq ft of warehouse to the rear
Upgraded installations by installing new M&E services throughout the building, including VRF heating, air conditioning systems and upgrading ceilings and lighting
Altered the existing WC block in order to comply with DDA and the Equality Act and introduce shower/washroom facilities to the ground floor space
Facelifted the external facade and entrance doors via the introduction of modern aluminium glazed doors and feature cladding to create an improved approach to the building
Managed the competitive two stage tendering process on behalf of the client, ensuring that the design and specification of works was fully ascertained and budgeted to ensure that value for money was obtained.
Provided strategic advice and a value engineering exercise when a potential tenant came forward in order to ensure the base build specification was suitably increased to suit their needs.
Undertook the full contract administration of the project, managing a team of internal and external consultants, chairing update meetings with the client and their representatives and providing health and safety CDM services to ensure that the project was completed within budget in accordance with the brief to deliver a high quality refurbished building with an extended lifespan
project value


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Regardless of your needs, Yamaha Keyboards hit all the right keys for players ranging from professional musicians to entry level students.
Offerings from the Yamaha Keyboard Range:
P Series
Yamaha P Series, consisting of P45, P121, P125 & P515 have been the go-to keyboards for players who are looking for the authentic 88 key piano feel. It finds the perfect sweet spot between compact design and true piano playing experience by using hammer action, fully weighted keys.
The PSR keyboards add more features to the existing brilliance of Yamaha Keyboards allowing limitless creative opportunities and functionalities. This makes the PSR range to be the perfect keyboard for anyone looking to explore variety in their creation. If you're a beginner student, don't let the functionality of PSR series scare you away. It's equipped with Yamaha Education Suite, which reduces the learning curve even for the entry level players.
Slim, minimal and flawless playability is the name of the game for the NP12 and NP32. Their compact design and plug & play set up makes them the versatile instrument for all environment, without sacrificing a single tone of Yamaha's exquisite sound.
Arranger series is a hub of functionality and contents that offers everything a skilled musician could want both on stage and in a studio. Variety of pre-built effects and memory capacity for expansion fit the needs for everyone who requires extra features and have greater needs.


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What Makes CAD / CAM Services the Ideal Austin CAD Services
Consider yourself lucky that you ended up here. You were searching for the best Austin CAD services and you just found one. We are not being arrogant when we say that we are one of the best CAD services in Austin rather we are stating a fact. Hundreds of businesses in Austin as well as in other parts of Texas use our CAD services to take their design project to the next level. Ask any of them and they will advocate for the quality, timeliness, and cost-effectiveness of our CAD services.
A valuable addition to your in-house design team, CAD / CAM services help you to explore design ideas, visualize concepts through photorealistic renderings and simulate how a design will perform in the real world. CAD / CAM services have experience of working on CAD projects of multiple sizes. Additionally, the professional design team of CAD / CAM services has the expertise to cater to various stakeholders including architects, mechanical designers, structural consultants, fabricators, MEP consultants, and even homeowners.
While we are based in Texas, our CAD services are used by individuals and businesses of all sizes around the world.CAD technologies have dramatically improved the efficiency of design projects. Whether it is SolidWorks, CATIA, or any other CAD software, CAD / CAM services know how to make the best use of the CAD technologies available today to bring benefit to your project and business.
When you use CAD / CAM services for your design project, you get to work with some of the best CAD drafters and designers in Austin, Texas. No matter what the scope of your project, CAD / CAM services will connect you with expert CAD design and drafting talent who will work with you to meet your project goals and timeline.
With a team of professional CAD drafters, coupled with efficient business practices and lower overheads, CAD / CAM services are able to offer top-quality CAD services at a much more affordable price than many other Austin CAD services. This is the reason we claim to be one of the best CAD services in Austin.
We are a high-end CAD conversion and 3D scanning company experienced in CAD modeling, 3D scanning, SolidWorks, UG NX and CATIA drafting. For more information and to get feedback on your project, please contact us. Our friendly experts will be more than happy to help you and provide you with a project quote.


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Newest Episodes
Monarca not available on your favorite video service? Find something else you'll like!
After 20 years, Ana María returns to Mexico and vies for control of her family's tequila empire as it threatens to crumble under corruption and secrets.
Monarca - watch online: streaming, buy or rent
Currently you are able to watch "Monarca" streaming on Netflix.


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Wifey: "Hey, can I try on these new boots?"
Moi: "Uh, sure Honey, but I need them back for the review I am writing for Ryan at Snowshoe Magazine."
Wifey: "Well, OK, but can I have them when you are finished? They look and feel great."
Darn, the wife likes my new Columbia Bugaboots which translates into sharing or a complete surrender of my new lightweight Columbia Lite-Omni hiking boots. As many of my readers know, I live part of the year in Winter Park, Colorado which has a top elevation of 12,060 feet. In a good winter, (like this one), we can get up to 400 inches of the fluffy white stuff. Durable boots are a way of life here and are the basis of many a heated discussion. We had a holiday party several years ago where a guest's brand new hiking boots were taken by mistake from the mud-room. That is how gunfights used to begin in the Old West Colorado mountain towns!
Yes, hiking boots is serious business here and having feet stay warm and dry during long hikes and snow shoeing is often a problem. Many boots I have previously purchased, look great in the store or in the catalog, but in reality, are not designed for the tough Rocky Mountain environment. Nothing is worse, than when I am 5 miles from home and feel the moisture seeping in my boots, resulting in cold and wet tingle in my toes. I need boots that don't make a fashion statement, they just need to WORK!
Here is my list of wants/needs in hiking wear:
A. Warm.
B. Comfortable, dare I say Snug.
C. Easy to get on and off. AKA: secure fit.
D. Not so heavy that they are cumbersome.
E. Reputable company.
F. Ok, Ok, they should also look cool.
I am delighted to say the Columbia has hit it out of the park with their Omni-Lites. A solid looking green and black designed shoe which looks great, right out of the box, with no significant wear-in period. I took these puppies for a long initial test hike in 2 feet of packed powder snow on the Wolf Park Trail in Winter Park. They had a good secure feel without any slippage. The tread is serious stuff. They were as warm and snug as my sheepskin slippers with no leakage or external moisture. The best part of this design is the weight: only 1 LB 6 OZ per shoe.
To read Claude's entire blog report, visit http://bit.ly/hwyYHT.


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Light and elegant feeling.
Rose Hip Extract Hemp Seed Oil is ideal for incorporation in skin care formulations which promote beneficial conditioning properties. Extracted in hemp seed oil, FSS Rose Hip Extract HSO may impart skin conditioning benefits for a luxurious, skin-nourishing experience that mimics the idea of indulging for beauty's sake alone! Rose hips are the fruit of rose bushes and can have more than 60 times as much vitamin C as one orange. Rose hip extract is intensely hydrating with a high absorbing level, helping penetrate the skin almost immediately.
Hemp seed oil has one of the highest antioxidant levels of any vegetable oil. It has a very high phenol count that may result in up to 70% destruction of certain harmful compounds. High in omega‐3 and omega‐6 polyunsaturated fatty acids, hemp oil reduces skin dryness, itchiness, and transepidermal water loss. Hemp Seed Oil Contains 57% linoleic (LA) and 19% Linolenic (LNA) acids and antioxidants in the form of Vitamin E and carotene. Phytosrerols, phospolipds as well as a number of minerals including calcium, magnesium, sulfur, potassium and phosphorus are also found in hemp seed oil.
Rose Hip Seed in Hemp Seed Oil for Serums
- No returns are allowed.
- Cancellations are accepted within 24 hours. Once the order gets to the lab for production, the order is final.
- Refunds usually take 3 to 5 working days.
- Add- ons: we will send you a new invoice if you added an add-on to your order. The new price in your invoice wiill show the amount paid in thisorder. Your Product can be customized to up 3 ingredients including fragrance.
- Shipping for some products is not available outside the USA.
- This is a lab order, processing times depends on products availability. If the product production takes longer than 15 -20 working days the lab will contact you to let you know the new delivery day.
- Thanksgiving semi-annual sale may take longer to ship due to an increase in orders


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Beginning college can be an overwhelming thought for anyone. It's hard to leave your childhood home for the strange new world of college! If you're worried about college, then this article is just for you. Read below and you'll find some tips that can help you have an easier college experience overall.
Before you go to college, make a short list of items you'll need to bring with you. It is time to take responsibility for what you need. You can no longer rely on your parents help for everything. This holds especially true if you are attending classes far from home.
Apply to scholarships and other grants early. The more you give of your time to finding funding for your college, the less amount of money you're going to need to borrow in loans. Figure out a system that allows you to manage your finances and allows you to apply for things quickly.
If you are enrolled in courses and holding down a job, be realistic when setting your goals. Avoid scheduling early classes if you hate early mornings. Take a good look at your natural hours and make your schedule based on that.
Even where you choose to sit can have an affect on how well you do in a class. Sitting in the front row as opposed to the back can have an impact on your grades. You are more likely to stay engaged and can ask your professor questions easily.
Make sure to have breakfast. Even a simple, small breakfast such as yogurt or a piece of fruit will help. If you are hungry while taking a test, it is unlikely that you will do well. By eating at least a small meal, you will be better able to focus on the test and recall all of the information that you studied.
As we discussed, the process of heading off to college can seem quite daunting. Follow this advice to make the most of the happiest time of your life. Regardless of the specifics, you can be sure that the years you spend in college will be some of your most memorable.
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Just before going further into getting a kitchen rug, quite a few things require to be taken into your consideration, it aids you to choose which rugs that look the ideal and suit with your price range as nicely. The Vampire Chronicles continue with a riveting, wealthy saga-part adventure, aspect suspense-of Prince Lestat and the story of the Blood Communion as he tells the tale of his coming to rule the vampire world and the eternal struggle to find belonging, a spot in the universe for the undead, and how, against his will, he need to battle the menacing, seemingly unstoppable force determined to thwart his vision and destroy the whole vampire netherworld.
This is a war, she says, "with so a lot of casualties that we need to get in touch with it by its true name, this war with so numerous dead by police, by violent ex-husbands and partners and lovers, by individuals pursuing power and profit at the point of a gun or just shooting initial and figuring out who they hit later." To get to the root of these American crises, she contends that "to acknowledge this state of war is to admit the require for peace," countering the despair of our age with a dose of solidarity, creativity, and hope.
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How to write a Critical Thinking College Essay?
As a college student, you may have come across critically analyzed essays and have wondered how it is different from the traditional ones. If you have landed on this article, the chances are that you are struggling with understanding the basic requirements of writing critical thinking or critically analyzed essays.
A critical essay requires a candidate to use his analytical skills and present a sound argument on a paper. They need to use facts and figures from credible sources to support their point of views and present a robust perspective on the essay topic. Typically, in this type of essays, the students are required to present their own thoughts and arguments regarding a particular problem, issue or state of affairs.
A critical thinking essay can be quite challenging for a student, especially if he has faced one for the first time. As a matter of fact, critical essays are far cry from the narrative or reflective essays. In this article, I have underpinned some of the key points and guidelines that can help you write an excellent critical thinking college essay.
Choosing the Topic:
In most cases, the essay topic is given by the professor, on which the student is asked to write an analytical essay. However, in some cases, the students are given the liberty to choose their own topic on a particular field of interest. In such situations, you need to be very careful. Don't choose a topic based on impulse aspects.
Whether it's a commerce-related topic or a literature topic, you must always make sure that your chosen topic is regarding a pertinent issue that can be boiled down to some simple arguments. Also, make sure that the topic that you have chosen has plenty of information available. Running out of facts to back up your argument is the last thing that you'll want.
Developing a Background:
In a critical thinking essay, you need to make the readers/audience aware of the present status quo of the situation. You need to gather enough information to highlight the existing problem or issue that needs to be solved or discussed.
This section creates a strong awareness among the readers about the importance of the situation and they will also have a clear idea of how the writer (you) is about to proceed with the argument.
The Argument:
After you have clearly discussed the present scenario, you need to move towards structuring your essay. In this section, you'll have to present your views that clearly address the problem identified in the previous section.
However, your views or opinions need to be validated by existing theories. Make sure to add proper citations to each of theories that you are using in the argument and each statement that represents your opinion should be backed up by the right theories.
Your argument should take a firm stance. Do not move from your ground. Whatever argumentative stance you take (for or against); you need to adhere to it and back it up with proper pieces of evidence. Remember that there is no right or wrong answer here.
The quality of your writing will depend on how you are presenting your arguments and not on what your argument is about. No matter what your opinions are, if you can back those up properly, you are likely to get good grades.
While you are presenting your argument, you may also quote or mention other authors who may have presented the same argument or have given the same opinion. This, in turn, will help you improve the validity and reliability of your argument.
Last but not the least; make sure you are not making any plagiarism in your write-up, as even 1% plagiarism can ruin the whole impression of your writing.
The Conclusion:
The conclusion of a critical essay should consist of the summary of all the arguments that you have presented in the body of the essay. There should not be any new information in the concluding paragraph. In this section, you can highlight the key findings that you want to portray in front of the readers. You may also add the future implications and indicate rooms for further research in the area of interest.
In case you don't find enough time left in your hand to complete the essay, you can get in touch with a professional essay writer and put a 'do my essay' with him/her.


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"Those who find beauty in all of nature will find themselves at one with the secrets of life itself" – L. Wolfe Gilbert
To unravel such one secret of life, visit Loktak Lake.
Loktak lake situated in the charming land of Manipur. "Lok" which means 'Stream' and "Tak" means 'End'. A trip to Loktak is entrancing and enchanting boat ride as it is accessible only by a small canoe. The largest freshwater lake in Northeast India is home to clear lake, with green lands around, a silent hamlet with only the sound of small canoes passing through the biomass and the oars hitting the river, the dancing deer 'Sangai' and chirping birds flying over your head.
Loktak lake is also famous for Phumdis and are several islands divided by small rivulets. Phumdis are heterogenous mass of vegetation, soil and organic matters at different stages of decay floating on the lake. They cover a large area of the lake. The Phumdis (also known as Phumshongs) are an abode to the fishermen who live in and around the lake and a way to earn a livelihood. The phumdis and the huts are tied to a pole to stay put. You can feel the land pulsating beneath your feet giving us an intimate experience with our mother earth.
Loktak also houses the Keibul Lamjao National Park which is the world's only floating national park. It is the only dwelling place of the endangered Sangai which is also the state animal deeply found in the legends and folklore of the Manipur. Sangai's a sign of respect between the nature and humans were once close to extinction in the during the 1950's however due to state's extreme care and conservation, the number of Sangai's have increased to 260.
The Keibul Lmajao National Park is composed of moist semi-green forests. An amalgamation of aquatic, wetland and terrestrial ecosystem which will leave you in a transfix. It is an abode to hog deer, Indian civet, jungle cat, Asian golden cat, flying fox and several amphibians and reptiles. One can explore the park by rowing through the labyrinths of rivulets or go by foot on the land.
A trip to Loktak and rowing midst the Phumdis , the birds and animals and the people in these biomass is a divine experience and one that will leave you mesmerised. It is the best way to connect to the nature and unravel the secrets of the living land.


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Working with animals was always my first love, at the age of 15 I got to spend 2 weeks work experience getting an insight into the veterinary world. I then worked for 2 years as a Saturday girl. I then went on to work for boots for over 15 years doing various roles including processing photographs before becoming a retail assistant manager. I decided in 2016 to take redundancy and try something different.
For the past three years I have worked as a receptionist firstly in a spa attached to a YMCA leisure centre and most recently front of house in a busy hotel in Blackpool. I have recently relocated back to London to be closer to family and friends.
I have two black cats named Sheldon and Darcy who are now six years old. I spend my spare time with my two fur babies and socialising with friends and visiting family.


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Beer: Proof God Loves Us and Wants Us to Be Happy
Beer and Theology
In an effort to reach out to folks who might not be ready to attend church but are spiritually seeking, we have launched this series with Anaheim First Presbyterian Church. We have already had some great discussions around mystical encounters, what happens after we die and what the image of God means. We would love to have you join us on the first and third Wednesdays of each month at 6:00 p.m. at our new location, Provisions Deli & Bottle Shop, 143 N. Glassell St., Orange, 92866. The next meeting will be on November 20. If you would like additional information, you can contact Emily Fuentes at firstname.lastname@example.com.


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Understanding Drug Addiction
People who do not abuse substances often cannot comprehend why other individuals abuse drugs or alcohol. Therefore, individuals who do not have addictive personalities often find it hard to understand why people who are abusers are not "stronger willed." However, drug addiction or drug abuse is not a condition that occurs from a lack of willpower or morals.
Rather, compulsive drug use or drug addiction is a chronic and frequently relapsing disease of the brain. So, while compulsion fuels the desire to take drugs, the decision to take the substances is voluntary. Chemical changes in the brain challenge a user's resistance or self-control.
With that being said, it is good to know that certain treatments are available that can counter addictive behavior and the disruption it causes in a user's life. For instance, scientific findings concur that behavioral therapy, when combined with certain treatment medications, can provide a successful outcome for patients who enter drug rehab facilities.
Treatment methods are tailored to individual patterns of drug abuse and to a patient's specific social, psychiatric or medical issues during therapy. Using this approach can lead a user to conducting a life of sustained recovery.
You might compare drug addiction then to other kinds of relapsing or chronic health issues, including diabetes, heart disease or asthma, each of which can be successfully managed by a continuum of care.
Just like people who suffer from the aforementioned illnesses, the drug abuser can relapse and succumb to his condition as well. Therefore, a relapse is not indicative of failure with respect to therapy. Rather, it is a sign that either an alternative treatment plan must be administered or that the recommended therapy needs to be adjusted or reinstated.
If you are addicted or know of someone who has an addiction problem, then your first priority is to seek medical intervention without delay. The ramifications associated with drug abuse are far-reaching, costing people their jobs as well as their lives.
Drug addiction destroys personal relationships and leads to lost opportunities, academic failure, child abuse and patterns of domestic violence. Illicit drugs, tobacco and alcohol also cost the public sector billions of dollars each year in the areas of public health and workplace productivity.
Needless to say, if you or someone you know is addicted to drugs or alcohol, you need to talk to a trained counselor at a drug addiction treatment center or drug rehab facility. Again, treatment is typically individualized and tailored to the patient's needs. Therefore, to overcome any addiction problem, it is necessary to seek help through a facility that can help you or someone you love with your specialized concerns.
Joining a Drug Rehab Program Making the Most of Free Drug Rehabs Complete Healing of Addiction Drug Rehab Mistakes Successful Drug Rehab


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Working papers
The LSF Research working papers are available on IDEAS and on ECONPAPERS.
If the working paper you would like to consult is not online, please contact Sophie Lux.
Working papers 2020
WP 1 An Experimental Comparison of Two Exchange Economies: Long-Lived Asset Versus Short-Lived Asset
Authors: Enrica Carbone, John D. Hey, Tibor Neugebauer
Abstract: The Lucas (1978) Tree Model lies at the heart of modern macro-finance. At its core, it provides an analysis of the equilibrium price of a long-lived asset in an exchange economy where consumption is the objective, and the sole purpose of the asset is to smooth consumption through time. Experimental tests of the model are mainly confined to Crockett et al (2018), Asparouhova et al (2016) and Halim et al (2016), all of them using a particular instantiation of the Lucas Model. Here we adopt a different instantiation to the first two, extending their analyses from a two-period oscillating world to a three-period cyclical world; this is partly to test the robustness of their results. We also go one step further, and compare this solution (to a consumption-smoothing problem), in which consumption claims are traded via the long-lived asset, with the alternative solution provided by a market, in which agents can directly trade (short-lived) consumption claims between periods. We find that the latter exchange economy is more efficient in encouraging consumption smoothing than the economy with the long-lived asset. We find evidence of uncompetitive trading in both markets.
Working papers 2019
WP 9 Underpricing of Initial Public Offerings in Experimental Asset Markets
Authors: Sacha Füllbrunn, Tibor Neugebauer, Andreas Niklisch
Abstract: The underpricing of initial public offerings is a well-documented fact of empirical equity market research. Theories explain this underpricing with market imperfections. We study three empirically relevant IPO mechanisms under almost perfect market conditions in the laboratory: a stylized book building approach, a closed book auction, and an open book auction. We report underpricing in each of these IPO mechanisms. Uncertainty about the aftermarket behavior may partly explain IPO excess returns but underpricing persists even in the repeated setting where uncertainty is negligible and despite the equilibrium adjustment dynamics, that we observe in the data. The data reveal a market-wide impact of investors' reluctance to sell in the aftermarket at a price below the offering price. We conclude that a behavioural bias similar to the disposition effect fosters IPO underpricing in our setting.
Authors: Julien Penasse
Abstract: In this paper, I argue that the ways asset pricing tests account for alpha decay are inadequate. Whenever an anomaly is traded away, its portfolio's market value increases, leading to outsized positive realized returns. The anomaly will thus appear robust while it is in fact going extinct. A separate issue is that most asset pricing tests make a stationarity assumption tantamount to a constant population alpha. I show that as a result, average returns may be truly significant in sample and yet fail to continue in the future. Furthermore, average returns are biased upward when alpha decays. Using results in the literature, I show that the bias is about 1.4% per year for a typical anomaly. I provide a simple formula to correct for this effect and show how to incorporate alpha decay tests into the asset pricing toolkit.
Authors: Roberto Marfè, Julien Penasse
Abstract: The rare disasters model of asset prices suggests stock market variations reflect persistent fluctuations in the probability of a large decline in consumption. This paper estimates this probability from macroeconomic data alone, using a dataset of 42 countries over more than a century. We find that disaster risk is volatile and persistent, strongly correlates with the dividend-price ratio, and forecasts stock returns. Our evidence suggests that disaster risk can rationalize the equity premium and risk-free rate puzzles, the excess volatility puzzle, and the predictability of aggregate stock market returns by the dividend-price ratio. A variable disaster model calibrated with our risk estimates confirms these results under standard assumptions. While former works support the plausibility of disaster risk hypothesis, we provide direct evidence that disaster risk can rationalize price fluctuations.
Authors: Julien Penasse, Luc Renneboog, José Scheinkmann
Abstract: The death of an artist constitutes a negative supply shock to his future production. Intuition would thus suggest that this supply shock reduces the future auction volume of this artist. In finance terms, this supply shock reduces this artist's float. If collectors have heterogeneous beliefs and speculate about fundamental value, a reduction in float may increase subsequent volume and prices (Hong et al., 2006). Since collectors cannot sell short, prices overweigh optimists' beliefs and reflect a speculative bubble. The size of the bubble and trading volume are therefore proportional to the asset's float, so that a negative supply shock increases prices and volume. We find strong support for this prediction in the data.
Authors: Benjamin Holcblat, Fallaw Sowell
Abstract: We define a moment-based estimator that maximizes the empirical saddlepoint (ESP) approximation of the distribution of solutions to empirical moment conditions. We call it the ESP estimator. We prove its existence, consistency and asymptotic normality, and we propose novel test statistics. We also show that the ESP estimator corresponds to the MM (method of moments) estimator shrunk toward parameter values with lower estimated variance, so it reduces the documented instability of existing moment-based estimators. In the case of just-identified moment conditions, which is the case we focus on, the ESP estimator is different from the MM estimator, unlike the recently proposed alternatives, such as the empirical-likelihood-type estimators.
WP 4 Do "Speed Bumps" Prevent Accidents in Financial Markets?
Authors: Jorge Goncalves, Roman Kräussl, Vladimir Levin
Abstract: Is it true that speed bumps level the playing field, make financial markets more stable and reduce negative externalities of high frequency trading (HFT) firms? We examine how the implementation of a particular speed bump -- Midpoint Extended Life order (M-ELO) on Nasdaq impacted financial markets stability in terms of occurrences of mini-flash crashes in individual securities. We use high frequency order book message data around the implementation date and apply difference-in-differences analysis to estimate the average treatment effect of the speed bump on market stability and liquidity provision. The results suggest that the introduction of the M-ELO decreases the average number of crashes on Nasdaq compared to other exchanges by 2.7 per a hundred stocks. Liquidity provision by HFT firms also improves. These findings imply that technology-based solutions by exchanges are feasible alternatives to regulatory intervention towards safer markets.
WP 3 Machines and Masterpieces: Predicting Prices in the Art Auction Market
Authors: Mathieu Aubry, Roman Kräussl, Gustavo Manso, Christophe Spaenjers
Abstract: We study the accuracy and usefulness of automated (i.e., machine-generated) valuations for illiquid and heterogeneous assets. We assemble a database of 1.1 million paintings that were auctioned between 2008 and 2015. We use a popular machine-learning technique—neural networks—to develop a price prediction algorithm based on both non-visual and visual artwork characteristics. Our out-of-sample valuations predict auction prices dramatically better than valuations based on a standard hedonic pricing model. Moreover, they help explaining price levels and sale probabilities even after conditioning on auctioneers' pre-sale estimates. Machine learning is particularly helpful for assets that are associated with higher levels of ex-ante price uncertainty. Finally, we show that it can help overcome experts' systematic biases in expectations formation.
WP 2 Rank-Order Competition in the Voluntary Provision of Impure Public Goods
Authors: Andrej Angelovski, Tibor Neugebauer, Maros Servatka
Abstract: Publicly provided goods often create differential payoffs due to timely or spatial distances of group members. We design and test a provision mechanism which utilizes rank competition to mitigate free-riding in impure public goods. In our Rank-Order Voluntary Contribution Mechanism (Rank-Order-VCM) group members compete via observable contributions for a larger share of the public good; high contributors receive preferential access (a larger share), while low contributors receive restricted access (a lower share). In a laboratory experiment Rank-Order-VCM elicits median contributions equal to the full endowment throughout the finitely played games with constant groups. In the control treatment, with randomly assigned ranks, the contributions are significantly lower and decline over time. We thus provide evidence of rank competition, in situations where discriminatory access to public goods is possible, being efficiency enhancing
WP 1 The Validity of Hedonic Models for Estimating Heterogeneous Assets Returns
Authors: Roman Kräussl, Thorsten Lehnert, Ali NasserEddine
Abstract: In this paper, we examine the validity of hedonic models for estimating heterogeneous assets returns. We look into the art markets, and show that the returns on hedonic indices strictly depend on the specifications of the model. Different sets of variables lead to different returns. This means that the researcher may implicitly decide on the performance of the hedonic index. These results are confirmed by conducting the same analysis on different samples, but they can be also deduced with simulated data. We conclude that hedonic models are sufficient for studying movements in the market; however, for studying art or other heterogeneous assets as an investment and comparing its performance to other asset classes, the repeat-sales models are more adequate.
Working papers 2018
WP 11 To Have and to Hold? The Optimal Holding Period of Art as an Investment
Authors: Roman Kräussl, Ali NasserEddine
Abstract: We analyze the optimal holding period of art as an investment and find that the returns generally increase with the length of the holding period. Nevertheless, we observe significant returns, accompanied with high levels of volatility, for trades made over very short time horizons. We notice that this 'flipping' practice has been increasing in recent years, and the average holding period for art has decreased. On the other hand, we consider the effect some special cases have on art investment returns. We find that artworks that trade frequently tend not to outperform the market. Moreover, the nature of an artwork's ownership history doesn't alter returns. We also examine the returns on artworks selected by experts, and find that, surprisingly, they underperform.
WP 10 The Fair Return on Art as an Investment: Accounting for Transaction Costs
Authors: Roman Kräussl, Ali NasserEddine
Abstract: This paper estimates the fair returns on art after accounting for transaction costs. We show that the mostly used methodologies become impractical when accounting for these costs. Based on the largest up-to-date database of repeat sales of fine art, we find that the average annual returns on art investment are significantly upwardly affected by the abnormal returns of the 1970s and 1980s. Including art in an optimal portfolio greatly depends on the sample period. We further find strong evidence supporting the existence of the masterpiece effect.
WP 9 On the Empirical Saddlepoint Approximation with Application to Asset Pricing
Authors: Benjamin Holcblat
Abstract : Moment-based estimation often yields instable estimates, such as the RRA (relative risk aversion) estimate in consumption-based asset pricing. This paper establishes novel theoretical results for the ESP (empirical saddlepoint) approximation, and then use them to investigate this instability. We prove that there exists an intensity distribution of the solutions to empirical moment conditions, and approximate it with the integral of the ESP approximation, calling the result the ESP intensity. Global consistency and asymptotic normality of the ESP intensity are proved. The application provides an explanation for the instability of the RRA estimates reported in the literature (fat and long right tail of the ESP approximation), and it suggests that consumption-based asset-pricing theory is more consistent with data than standard inference approaches indicate.
Authors: Aleksandar Andonov, Roman Kräussl, Joshua Rauh
Abstract: We investigate the characteristics of infrastructure as an asset class from an investment
WP 7 Signalling or Marketing? The Role of Discount Control Mechanisms in Closed-End Funds
Authors: Roman Kräussl, Joshua Pollet and Denitsa Stefanova
Abstract: We study the relevance of signalling and marketing as explanations for the discount control
WP 6 The Performance of Marketplace Lenders: Evidence from Lending Club Payment Data
Authors: Roman Kräussl, Zsofia Kräussl, Joshua Pollet, and Kalle Rinne
Abstract: Direct financing of consumer credit by individual investors or non-bank
WP 5 Reliability and Relevance of Fair Values: Private Equity Investments and Investee Fundamentals
Authors: Petrus Ferreira, Roman Kräussl, Wayne R. Landsman, Maria Nykyforovych, and Peter Pope.
Abstract: We directly test the reliability and relevance of fair values reported by listed private equity firms (LPEs), where the unit of account for fair value measurement attribute (FVM) is an investment stake in an individual investee company. FVMs are observable for multiple investment stakes, fair values are economically important, and granular data on investee economic fundamentals that should underpin fair values are available in public disclosures. We find that LPE fund managers determine valuations based on accounting- based fundamentals—equity book value and net income—that are in line with those investors derive for listed companies. Additionally, our findings suggest that LPE fund managers apply a lower valuation weight to investee net income if direct market inputs are unobservable during investment value estimation. We interpret these findings as evidence that LPE fund managers do not appear mechanically to apply market valuation weights for publicly traded investees when determining valuations of non-listed. We also document that
WP 4 Experimental Stock Market Dynamics: Excess bids, directional learning, and adaptive style investing in a call-auction with multiple multiperiod lived assets
Authors: Reinhard Selten & Tibor Neugebauer
Abstract: We study the behavioral dynamics of limit orders in
WP 3 Speculative Trading and Bubbles_Origins of Art Price Fluctuations
Authors: Julien Penasse and Luc Renneboog
Abstract: We examine the role of demand fundamentals and speculative trading in art
WP 2 A test of the Modigliani-Miller invariace theorem and arbitrage in experimental Asset Markets
Authors: Gary Charness & Tibor Neugebauer
Abstract: Modigliani and Miller (1958) show that a repackaging of asset return streams to
WP 1 Democratizing Art markets_FractionalOwnership and the Securitization of Art
Authors: Amy Whitaker, Roman Kräussl
Abstract: Using unique historical sales data from the Leo Castelli Gallery, we introduce a
Working papers 2017
- Magnus Dahlquist, Julien Penasse
- Xisong Jin, Thorsten Lehnert
Is Gender in the Eye of the Beholder? Identifying cultural attitudes with Art Auction prices
Authors: Renée Adams, Roman Kräussl, Marco Navone, Patrick Verwijmeren
Abstract: In the secondary art market, artists play no active role. This allows us to isolate cultural influences on thedemand for female artists' work from supply-side factors. Using 1.5 million auction transactions in 45 countries, we document a 47.6% gender discount in auction prices for paintings. The discount is higher incountries with greater gender inequality. In experiments, participants are unable to guess the gender of an artist simply by looking at a painting and they vary in their preferences for paintings associated with female artists. Women's art appears to sell for less because it is made by women.
- Jérôme Dugast
Inefficient Market Depth_17.10
- Jérôme Dugast
- Jérôme Dugast
The Search for Yield: Implications to Alternative Investments
Authors: Roman Kräussl, Thorsten Lehnert, and Kalle Rinne
Abstract: This paper reviews recent trends in alternative investments and their implications as the background for the Special Issue of the Journal of Empirical Finance on Alternative Investments. The historically low bond yields have brought new challenges to many investors in their search for yield, and led many of them to look outside traditional asset classes. The increased flows to alternative assets are motivated by their good performance and diversification benefits. Dynamic trading strategies used by hedge funds, and their increased presence in the financial markets are likely to have profound effects to financial market dynamics. Similarly, the large flows to commodities markets are likely to intensify the financialization of commodities market and its effects.
- Tim Carle, Yaron Lahav, Tibor Neugebauer, Charles N. Noussair
Authors: Luiz Félix, Roman Kräussl and Philip Stork
Abstract: This paper investigates how biases in macroeconomic forecasts are associated with economic surprises and market responses across asset classes around US data announcements. We find that the skewness of the distribution of economic forecasts is a strong predictor of economic surprises, suggesting that forecasters behave strategically (rational bias) and possess private information. Our results also show that consensus forecasts of US macroeconomic releases embed anchoring. Under these conditions, both economic surprises and the returns of assets that are sensitive to macroeconomic conditions are predictable. Our findings indicate that local equities and bond markets are more predictable than foreign markets, currencies and commodities. Economic surprises are found to link to asset returns very distinctively through the stages of the economic cycle, whereas they strongly depend on economic releases being inflation- or growth-related. Yet, when forecasters fail to correctly forecast the direction of economic surprises, regret becomes a relevant cognitive bias to explain asset price responses. We find that the behavioral and rational biases encountered inUS economic forecasting also exists in Continental Europe, the United Kingdom and Japan, albeit, to a lesser extent.
- Manapol Ekkayokkaya, Pimnipa Foojinphan, Christian Wolff
- Yuehao Lin, Thorsten Lehnert
- Matthijs Lof, Jos Van Bommel
Authors: Luiz Felix, Roman Kräussl and Philip Stork
Abstract: Low probability events are overweighted in the pricing of out-of-themoney
Working papers 2016
- Theoharry Grammatikos, Nikolaos Papanikolaou
Authors: Roman Kräussl and Elizaveta Mirgorodskaya
Abstract: We investigate the effect of overreaction in the fine art market. Using a unique
- Thorsten Lehnert
- Thorsten Lehnert, Gudrun Rolle
- Gudrun Rolle
Authors: Roman Kräussl, Thorsten Lehnert & Denitsa Stefanova
Abstract: This paper sets the background for the Special Issue of the Journal of Empirical
Authors: Luiz Félix, Roman Kräussl, and Philip Stork
Abstract: This paper investigates whether the overpricing of out-of-the money single stock
Luiz Félix, Roman Kräussl, and Philip Stork
- Julien Penasse
- Jean-Daniel Guigou, Bruno Lovat, Nicolas Treich
- Dennis Bams, Magdalena Pisa, Christian Wolff


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Please remember to send your Club's Choice money and order forms with your students to school on Monday, September 14.
Monday, September 14 from 4:00 – 8:00 pm join us at Panera Bread. Bring the flier sent home with your students or download and print the Panera Bread Fundraising Night Form. Bring the form with you and the PTO will earn a portion of your sale.
To see some of the ways we use the funds, please see the "What we do" tab on this website. Thank you for your support of the PTO!


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The time is drawing near (read: now) that some of my at work, work may be on the web through official means!
That excites me because I'll be able to point you to some great stories if you feel like taking a look.
So without further adeau, though not one of my best efforts, a consumer story about fake tanning that I shot and edited can now be found online.
I also did a story about packing light to travel.
But I really like this one that I didn't shoot any of...editing only!


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Seeking a qualified Director of Catering & Conference Services for a Luxury 5 Star Hotel (477 rooms) in Doha, Qatar.
Candidates must have Middle East and recent luxury hotel experience, with a minimum of 12 to 18 months experience as a Director of Catering & Conference Services.
English & Arab languages are a mandatory requirement for this position.
Salary between 13000 & 15000 QRS according to experience. Benefits include free meals and accommodation, round trip ticket to candidate home country after 12 months completion, family visa and medical coverage up to 1 child.
Starting date: asap
Further information available upon interview
Position open to GCC nationality candidates only.
Apply to email@example.com


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GRATIS verzending naar pickup points
Om zelf je schoenmaat te bepalen, kun je je gehele voet omtrekken op een stuk papier en dan de afstand van hiel naar teen meten. Als de afmeting tussen twee maten valt, kies dan de grootste. Zorg ervoor dat je met je volle gewicht op je voet staat als je de omtrek maakt. Let op: voor het beste resultaat kun je het beste aan het eind van de dag meten.
Vind de juiste schoenmaat van je kinderen met deze handige maattabel. *Vanwege het omrekenen van metrische/Angelsaksische maten, kan het bijvoorbeeld zijn dat twee Amerikaanse maten overeenkomen met één UK- of CM-maat.
Je moet ingelogd zijn om iets per e-mail te kunnen delen.
Best Shoes i have bought for work sucks they are not making them in all black anymore horrible idea
I bought them for their minimalist design.They're lightweight and the cushioning feels good. But I had not realized that the synthetic material of the sole is uncomfortable, and in everyday use it feels slippery and plastic. When I wear them, I feel the lack of a rubber sole
Comfortable, felt great during crossfit workout. Best feeling shoe I've purchased in a LONG time!
I am a woman with a wide foot but can usually wear a regular width in men's. I wear an 8 1/2 men's but it was too narrow so I got the 8 1/2 4E in men's and it fit perfect. I went back for a second and third pair of a different color and they did not have 4E so I went up a size to a 9. In the store it felt great. However, when I got into my typical movements during my day (my job requires a lot of aerobic foot moves) I realized it is too narrow. By the end of my shift my big toes were numb and the outside of my feet hurt. I did not have this at all with the 8 1/2 4E. I switched back to the 4E for a few days with no issues and decided to give the 9 another chance. After my shift once again I had the same problem. I wish I was able to exchange them because I absolutely love this shoe in 4E and want a pair in every color.
I've been with under armor shoes for a long time and this pair is the best I have had so far and when I need new shoes I'll be getting the same ones again
I don't "run" anymore...too many body parts (hips and knee) have precluded that activity. But I still walk between 4 and 6 miles several times a week. I needed new shoes and visited numerous stores. I finally settled on a pair of the UA Charged Rogues. They are lightweight and the fit is just about perfect for my EE size feet. In my opinion, they are very stylish and, perhaps most importantly, they are very affordable. Too early to determine how they will hold up but, so far, so very good.
The shoe's were comfortable and needed no break in time
Fits great, very comfortable. Great price. Love it
Shoe didn't fit me personally so I returned it, but it might fit others
Arrived quickly to Hawaii (usually takes 5 days, this came in 1), and overall is true to the sizing. Usually wearing freerun 5.0, I'm not used to having so much padding around the heel. There is much more support with the material, which doesn't feel uncomfortably tight. Not much break-in is required, but with the extra material in the heels, it may take some attention to avoid supination when running on grass. Running on roads or a treadmill requires the same attention at first. However, that extra heel is nice on basic trail runs. Overall, pleased with them so far.


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The list below features several training and career development grant opportunities from national sponsors. The SCC's Education, Training and Career Enhancement (ETCE) Core may be able to assist student and faculty investigators interested in applying for these training awards. Core services include:
Career Development and Individual Fellowship Grants
Institutional Training Grants
Stevie Warner, MHRProgram CoordinatorEducation, Training and Career Enhancement CoreStephenson Cancer firstname.lastname@example.com


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Soldier Boys, keep the beat inside.
Who can mend my broken drum Will it be as good as new I must play when morning comes If I don't, what shall I do? He keeps the beat of marching feet He keeps the beat inside Spencer Morgan And Dieter Hedrick Are On Opposite Sides Of The War And Fighting For The Same […]More


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By Saniya Puri:
While flipping through the pages of a tabloid, I recently came across this funny comic strip with a humorous take on how miserable a teenager gets. It went like this, "I study whole day – no one sees. I check my phone for a minute and parents or elder brother/sister come in. DOOMED! "
Does this sound familiar? Then please read further.
With the rise in technical advancements, cell phones and laptops/computers are not only for basic tasks like typing, saving and printing, but a lot more can be achieved by them. As they say, smart phones are the palm-top computers and now-a-days almost everyone is proudly using them. Personally stating, from mobile applications (Watsapp, dictionary, English quotes, ABP news application, music store, vithU for females and what not) to access to instant internet browsing to quick exchange of large data from your cell phone and great communication portal at various chatting and messenger applications, smart phones have changed our lives significantly. So, admittedly, many have confessed to have been using these advantages and enjoying them intervening in our lives. Then, where exactly is the problem? To think of that, here are some issues with those who are finding it difficult to accept that there are advantages of this technological advancements all over.
1. What are you doing behind the phone?
This is the category of the 'suspicious' few, it include all kinds of nosy and indifferent people who consider that either you are indulging in a love affair and constantly chatting or perhaps you are becoming that 'anti-social' element of the society who debunk all sorts of code of conduct. They can not be satisfied at all. (P.S.: Don't even try, because they also believe in the proverb that "Explanations are for the guilty.")
2. Are you trying to avoid work by saying that you have work to do on the phone?Â
So, now if you are trying to say that you have a WatsApp group for your class, business associates or a group of colleagues, then no need of the futile effort. It's a waste of time and man power because for some there is absolutely no 'work' that can be done on a phone. Either you are whiling away your time or theirs. That's about it. No arguments whatsoever. Trust us people, this is the new way of connecting and passing on data easily and speedily.
3. You are anti-social and con't believe in interpersonal relationships
This one has been carried on for generations and hasn't been eradicated as of now. You use cell phone and you are trying to become an anti-social who no one cares about and who does not care about any one. Personally, I opine that technology on your palms has also helped environment with less cutting of trees because all of the information has been uploaded on line and e-books are the 'In' thing today. People connect actively on social networking portals and have the ability to communicate better like this, especially if they are the 'shy' ones. What exactly then is the harm then is quite non-understandable. Most business companies have made these portals to interact and opened up discussions for new agendas online for those talented beings who are shy in public. College teachers have started uploading information on Facebook groups for students to download and read, and this change is efficiently helping students to come forward to ask doubts.
4. IÂ don't care what this technology does, we don't want you to have a love affair right now (Not our culture: Yeah, right!)
Now, this one's dangerous. Handle with care because if you are going to be defensive, you are actually defending your love interest in front of your elders. And yes! You are doomed! Laughing, giggling or smiling while looking at your cell phone is still called 'blushing' and dear users, please be careful even if you merely read a forwarded joke. And the idea of 'culture' and not having an affair are simply didactically telling you to take all your messages on phone seriously. (Laugh out loud!)
But even after so many reasons to switch over to old methods of researching and studying-books, and using land-line to call (I can't personally switch over though), there is one concrete reason to not switch over. Its advantages. There are many! Cheers to the users! Someday people will definitely realize that you are not 'wasting' your and their time.
Okay. I don't give a damn about what the article is trying to convey after spotting baffling grammatical errors. The editor was either high or half asleep while editing this piece.


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Hundreds of people thronged to see Sri Chinna Jeeyar Swami as He stepped into Venkateswara Alayam in Kotha Palyem, Rolla Mandalam in Anantapur District on the 19th of Jan 2018.
Everyone was anxiously waiting to listen to the wisdom that Sri Swamiji's words carry!
Swami asked, 'What makes one great? Birth or Qualities of a person?' – Although it seems like a very simple question, it is not easy to put into practice. How many of us are not proud of our family stature or external beauty, PHD's and other external achievements? We admire great qualities but find it hard to put in practice at the right situation.
Ramanujacharya is one of the greatest acharyas who very graciously accepted Kanchipurna as his Acharya! Kanchipurna does not belong to a Vedic family, however He was blessed to be able to converse with Kanchi Varadaraja Perumal. Thus Ramanujacharya sought his refugee to get answers to 6 questions that he was struggling to know the answers for.
- What is right? Difference or no-Difference – in specific to concluding the right philosophy on existence
- Who is the Supreme?
- What is the means to reach the Supreme?
- Does one need to think of the Supreme at the time of death?
- When does one get liberation, the bliss (moksham)?
- To whom (which Acharya) should I surrender?
Kanchipurna, being born in a sudra family was highly respected and revered for his good qualities, great devotion and wisdom.
Ramanujacharya put the knowledge into practice. He was extremely compassionate to share his wisdom with everyone! Let us pay respects to that Acharya who is the reason why we are all able to chant the name of Lord and feel blessed.
Fire puts end to endless amounts of cotton in a split second, similarly – the name of God can burn many sins. Our gratitude to that Ramanucharya is a minimum responsibility, let's celebrate the 1000th birth anniversary by making a structure that will inspire generations in right direction!
– From the discourse of Sri Chinna Jeeyar Swami
Swami addressed the crowds and very patiently listened to their questions, filling energy and abilities in people as he crossed the towns of Pulivendula and Proddutur over the past two days..
Source: Varija News


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Here is another edition of Gear West reviews by Lukas Pedersen,(Cinematography done by Sean Pease).
What I have chosen to review for this installment is an aero helmet. I chose to get the Lazer Tardiz because it fit me the best. It also comes in a ton of different colors that will compliment any kit or bike color. I purchased the Hawaiian edition because of how cool it is. Check it out!
Aero helmets can save you about 60 seconds over 40k. That means that in terms of cost you can't get a better investment in time savings per dollar. Race wheels save more time, but they cost way more. (I do accept donations fyi.)
Now to review! This helmet fits very well. The dial on the top of the helmet is very easy to use even while on the bike. Turn it one way or the other and its adjusted! It also has a cap on the top that you can remove to use your water bottle and douse your head with water if you get too warm. I have never used it, but it's there in case I need it.
I have used it in about a dozen races so far. I don't have any issues of overheating because the helmet vents so well. The helmet goes on very quickly in transition, and if you get the visor that goes along with the helmet you don't have to worry about your sunglasses either! Then while on the bike you hardly notice it is there. It doesn't jostle around or block my vision. The color scheme is great and when I pass people they don't attempt a re-pass. They know how fast and cool the helmet is-they don't stand a chance! Check out the video Sean and I made. I was going so fast! I have on the red and white one to match the GW kit and the Trek Speed Concept. My blue CEP socks are because I wish I was am so cool!
I have been highly impressed with this helmet. The structural integrity has not been tested here because I don't really want to crash, nor do I want to crush my new helmet. If I do end up doing an impromptu test I will be sure to let you all know! I am not worried though because this helmet meets all the safety standards. The only reason I would purchase another helmet would be to get a different color scheme (such as the pink one), but if I do you better believe that it would be another Tardiz. Lazer makes a great helmet and the price is perfect.
Check out our test video:


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Self-Leadership Online
The Motivational Intelligence™ Course
Developing Individual Contributors | Growing Peak Performers | Creating Current and Future Leaders
The Motivational Intelligence™ Course
Developing Individual Contributors | Growing Peak Performers | Creating Current and Future Leaders
What differentiates those who rise to the top of their profession? Whether it's a super star athlete, an actress/actor, CEOs, Entrepreneurs, Musicians – those who clearly and distinctly separate themselves from the masses to achieve greatness, legendary, and iconic standards. It is a mindset. A collection of beliefs steeped in success principles that enables them to stay consistent, overcome challenges, blast through mental barriers, and rise to the very top.
Self-Leadership is a world class caliber mindset development program that specifically focuses on introducing and instilling the core beliefs that drive an individual to peak performance – no matter their role. The same program that has been facilitated within the best trained companies in the world – Pfizer, P&G, Bank of America,NEC, and countless other iconic companies – is now delivered in a virtual, self-paced format for all to experience.
STRONG RESULTS only come when people consistently take the RIGHT ACTIONS. But people will never take the right actions if they have the wrong BELIEFS/MINDSET. So better actions must start with better THOUGHTS/BELIEFS. But what beliefs matter most?
To define a peak performer's optimal belief set, 2logical has assimilated more than 25 years of experience working with clients and the research from countless experts of human development to distill five critical beliefs every individual must embrace before they are able to evolve into a peak performer. In addition, 2logical defined the exact degree to which these core beliefs impacted employee performance and engineered 'The Hierarchy of Achievement', a proven process utilized today by the very brightest and best companies among the Fortune 500 to train leadership, sales, and service teams at the Mindset/Belief level.
Is this right for my team? Do you see any of the following from your team:
If you answered yes to three or more of the questions above, the Self-Leadership program is exactly what you need to move your team in the right direction.
Will this help me as a leader?
If you answered yes to three or more of the questions above, the Self-Leadership program is will help you, as a leader, to increase the success of your organization.
What will my team gain:
What tools will they receive:
New ideas do not yield results unless put into action, so this course has been designed to give you practical, tactical action steps to help you incorporate these ground breaking ideas into your life.
Enjoy a buffet of learning techniques. Research shows that the more senses we get involved in the learning process, the greater the retention of new information and the quicker the adoption and execution of new thinking.
Read, watch and complete exercises again and again. Studies have shown that this use of Spaced Repetition is how we learn most effectively.
You're busy. That's why we designed this course so you can complete it 15 minutes at a time.
Access this course anytime of the day, anywhere in the world, for as long as you want.
Previously reserved for select clients, Self-Leadership is now available to you online and at a fraction of the cost.
Already enrolled? Login here.
The great American author and philosopher Henry David Thoreau said:
"The mass of men lead lives of quiet desperation and go to their grave with the song still in them, for they never learn to throw off the shackles of fear and doubt."
Why does this not only feel accurate (even though it was said almost 200 years ago,)
but why does it have to be that way?
Find out in this module.
Leverage your LMS investment even more.
We have an Enterprise Edition of Self-Leadership that is SCORM compliant, so you can host it on your own LMS. To learn more, set up a free consultation below.
First, thank you. It's clear that you have a passion for helping people and I can say without a doubt that you've had a significant impact on myself and the rest of my team. I've had a number of leadership classes in my career including courses developed for IBM (where I worked for 7 years) as well as a course at Harvard. I can easily say that I have more actionable take-aways from this course than any I've had previously. At the end of the day, it's all about what you do after the learning and your teaching prepared us well to act – thank you for that.
The reaction to the training from my team was incredible to watch. I also got very strong feedback – "amazed", "dumbfounded" and "shocked" were some of the words folks used with me. Opening up their minds prior to jumping into some more tactical training was very "logical"! As I perused the room, I could see the confidence and literally hear the affirmations. Many told me as well that it was the best training they've ever had at P&G.
The impact of the 2logical approach can best be summed up in the story of Walter. Walter has been working within my department for two years now. He is in his late 50's and has been stuck in the proverbial rut. He was not interested in looking at new approaches to old problems and was even less interested in interaction with his peers. Walter would challenge any suggestions made for improvement and was generally viewed as unreceptive to change. Talk about a turn around! Walter seemed to really latch onto the message of 'Self-leadership' and see himself in a new light. He realized that he is in control of this future and that feedback makes him stronger. I have seen quite a change in Walter and his ability to interact with his peers in a positive exchange of ideas. His job performance has been invigorated and Walter will tell you he owes it all to the 'Self-Leadership' curriculum.


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Print a $1.00 off any one 13oz Bag of Combos Snacks coupon! Hit your browser back button to print 2 coupons per computer.
Thanks, Saving My Family Money
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