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Washington, DC -- (SBWIRE) -- 10/08/2014 -- Nationally Syndicated Financial Myth Busting Radio Show with Host Dawn Bennett, CEO of Bennett Group Financial Services, LLC, on September 28, 2014, interviewed Daryl Jones, Director of Research at Hedgeye Risk Management.
Mr. Jones covers commodities, geopolitics and major asset classes outside of equities at Hedgeye. He holds a Bachelor's Degree from Yale University and a Masters Degree from Columbia University in finance and value investing.
He answered questions on Alibaba and why the media believes it is coming to America's rescue. He discusseswhat's inside the 500-page disclaimer investors haven't actually read yet from Alibaba.
Here is the interview with Daryl Jones:
Q: As your firm Hedgeye pointed out, Alibaba has an F-1 that's about 500 pages long. Please explain an F-1
and tell us what's in it? Do you think investors actually should read it because there's something important in there?
A: Yes. An F-1 is the filing that a foreign company would do before going public. There's actually been an interesting sort of analysis on these types of FCC filings. The longer they are, the more complex they are. Typically what happens is stocks underperform, which is really no surprise.
Clearly investors, while it's tough to kind of slog through a document like this, should try to get through it. Alibaba, in particular, is a really unique company because they're just on a very high level. Investors aren't actually owning shares in the company, they are owning contracts for profits from shares in the Cayman Islands company. So it's a really unique corporate structure that's non-traditional and comes with a lot of risks.
Q: So is it a unique corporate structure because the Chinese government has ownership in it and they're trying to hide that?
A: Yes, the Chinese government has ownership in it, which may be good for investors, if they're not aligned with the Chinese government. However, the Chinese government doesn't allow foreigners to own shares directly in companies that play within the China Internet sector, so that's actually why this structure was et up.
The Chinese government doesn't want foreigners to have direct ownership in any of these companies, and as a result, what we have is Alibaba share holders have just a contract that is effectively at the whim of the Chinese government.
Q: So what's the biggest risk for American investors in investing in a Chinese e-commerce giant like Alibaba? Is it politics, is it theft of intellectual property? What would that be?
A: Clearly politics is a big issue here. The Chinese government can and has changed the rules on a whim. They did something about three or four years ago that impacted Alibaba directly, which is they said a non-bank has to have a license to do online payments. So what Alibaba ended up doing was spinning out their online payments company and moving it offshore. So the government, especially a government that's not a democracy, could quickly change the rules. So that's a risk.
The other big risk I think is just ballpark, Alibaba has what's estimated to be 75 percent of the e-commerce business in China. Which, on the face of it sounds good but that's also a share that's probably going to degrade over time. The reason the company right now is so profitable is because they have this dominant market share that is probably more at a peak than a trough, so I think the risk is really increased competition.
Q: So if you invest in Alibaba, it's more of a bet on an opaque political system, right, that has a monopoly on whether actually Jack Ma's going to be allowed to succeed or not? Do you see it that way?
A: Well, exactly. It's a very opaque company in a very opaque economy. It's a very opaque and top-down political system. To the extent that they're aligned with investors. If the government is invested in the company, maybe that's a positive.
However, this is far from a non-traditional investment and the company's trading at 18-times sales, which is a really high multiple. The fact is the company basically has the same value, or, market cap, as companies like Walmart and JP Morgan. So investors really have to decide if it has the same sort of intrinsic value or assets as those companies. It really seems like a peak already. We've been calling it Alibubble rather than Alibaba. A lot of risks here that we would certainly urge people to be cautious about.
Q: About 80 percent of the stocks of mostly publicly traded companies in China is actually owned by the Chinese government. Is there some fear out there that the Chinese government could actually dump millions of shares on the market and drive down the value of share prices? Is that a real possibility?
A: When you have that sort of concentration, it's always a possibility. It would be something that hasn't necessarily happened before, but when we look at any type of investment, whether it's a government owner or anything else, clearly concentration of ownership is a risk and at some point, even governments sell. It's a concern that people should consider.
Q: All the worries in the United States about geopolitical and economic threat posed by China, for all the years that we've heard that, and the American financial and consumer markets actually remain pretty widely open to them, while the opposite is actually hardly true. Do you think this is an unequal relationship today, even though Alibaba just went public on our exchange here?
A: It's clearly unequal. We can only hope that with our market system being so open that it encourages China to do that. But I don't know. I don't like the imbalance that occurs. It's almost like we're giving them access to something that empowers them but we don't get the commensurate return from them. On some levels, it's very inappropriate.
Q: So Alibaba's CEO Jack Ma said on the day of his company's big board listing that he actually planned to invest some of his new capitalization in American small businesses. Any thoughts on what form that might take, if at all? Do you think that's true? Or will the Chinese company actually end up being a lifeline for American businesses?
A: Ha-ha, I guess. To be fair to him, he actually had already done that to some extent. Over the last two years, he's invested in almost 29 different companies close to $15 billion.
He invested in Lift, almost like a peer-to-peer taxi company. He staffs out with a company that speculated they're looking at investing in. So he already has been doing that, I don't think i t's altruistic. He's doing this for the purpose of Alibaba, which at the end of the day, is somewhat driven by what the Chinese government allows him to do.
Q: Do you think that Alibaba is actually going to give U.S. retailers and businesspeople a direct route to the hearts and wallets of Chinese consumers?
A: I think if it could, that would be a real positive thing. This looks like the CEO enriching himself, creating a fiefdom. I don't think this is something that's altruistic or really positive for the American economy, per se. It's also symbolic of what we think is a bit of a stock market bubble.
Q: Do you think Jeff Bezos, for e xample, Amazon's Merchant and Chief, actually finds himself at war with Alibaba's Chairman Jack Ma? Do you think he feels that way?
A: It's potentially a major competitor. They now have a currency to buy companies. They now have raised $25 billion on the IPO. Obviously, there's not a lot of presence, domestically, with U.S. consumers. While there are some concerns about the company, they do have a dominant share of e-commerce in China, and they now have very, very deep pockets. I think Amazon rightfully should be concerned. < /o:p>
Q: Well, Amazon doesn't offer guaranteeing payments, right? I understand Alibaba actually owes much of its success to that. There hasn't been a lot of reporting about how this financing operation works. Is this an overlooked risk, in your mind?
A: A big part of their payment system ha s sputtered off and it's closely held by the chairman, and some of the original founders. I think it's called Alipay. That is a major risk, and it's the mechanism to how the business works. I guess the positive is that what they've kind of created within China is a combination of eBay, PayPal, Amazon, Amazon web services all in one. I think structurally, is a good thing. However, it's very opaque when the big driver of the business that paints all of the business effectively is owned by another entity, that's definitely a concern.
Q: Your boss, Keith McCullough, called the Alibaba IPO epic, and he noted how off the charts the enthusiasm was for the stock. Are traders just simply starving for a trade, for a rally?
A: Yes, in part, what's happening, I think, is people are buying into the China Internet story, the growth of the Internet. The idea that the population of China is 1.4 billion, but only half of those people have the Internet.
Traders on some levels did want to buy into the rally. This is really something that signifies more of a top than anything else. The biggest IPO in history. The stock is up 38 percent on the first day. The company now has a market cap larger than J.P. Morgan, larger than Walmart, or almost as large as Walmart. Clearly this is a lot of froth. Traders and investors really kind of wanted to buy into the rally, and keep the rally going. It's just sort of an excursion for them to do that.
Q: Do you think one day we'll look back at this Alibaba IPO and shake our heads in shame or in embarrassment that we bought into it?
A: Keith McCullough, back in the day, actually worked at Credit Suisse First Boston, which was renowned for bringing companies pu blic that really had no business going public. On some level Alibaba is a real business, but what we're buying into is a contract for the profits of a company in China that we can't legally actually invest in. So there's some legal risk there.
Also the valuation is sky-high, but I don't think the company's going down in flames, but I think we also have to kind of consider, these dynamics, and really think about what it means for Tia nenmen Square.
Q: Does Alibaba even have any tangible physical assets like IBM, or Hewlett Packard, or Microsoft?
A: I think they have assets around $4 or $5 billion, which isn't necessarily insignificant. If you think about what the company's worth, over $200 billion, it's kind of crazy. However, the company appears to be very profitable, but again, it's just profitable because it has a monopoly in China that is going to erode ov er time. At 18-times sale, that's what I take away from that.
Q: So at the end of the tech bubble, there were some IPOs that looked really ridiculous in hindsight. You're basically saying you think Alibaba could actually be the mark of the top of the current bull market? This Federal Reserve-driven market? Do you think it could be the top?
A: Exactly. When interest rates are at low levels for an abnormally long time, people just start chasing any asset class. We know that bonds are ridiculously overvalued. This is an indication that even equities are at a peak. If this isn't the sight of a bubble, I don't know what is. The largest IPO ever, a company in China that's very opaque. It screams a bubble and signals a top.
Q: On Monday, Alibaba's options will trade. Do you have any suggestions as to what type of option strategy to use 3F
A: If someone owns the stock, I would definitely consider hedging it. So probably selling calls against a position. My guess is the premium on the options is going to be very high, and may not be a valuable trade. Investors can play with the volatility around the stock. The stock is volatile primarily because of the opacity of the company. When investors have less clarity, or less transparency, they tend to be more fickle with what they own. This is an example of where the stock price is going to be very volatile. So playing the options in regards to the volatility I think is one way to do it. A lot of shorts have come into the stock. I think 3 and a 1/2 percent of the shares oustanding are now short.
Q: Is Hedgeye shorting it?
A: We're still doing our work on the company, so we haven't come out with a recommendation yet. Our Internet analyst is wo rking on it. Some of these things are concerning.
Q: How should Main Street investors look at Alibaba as a stock investment?
A: It's something people should stay away from. It's too complex. Investors aren't even buyi ng stock in the company. So investing in it is governed by a whole different set of rules. Investors are at the whim of the Chinese government.
There are a lot of great American companies that investors can own stock in that have great growth trajectories. With all the opacity around Alibaba, I think people should stay away from it, particularly the Main Street type of investor who doesn't have the time to do all their homework.
Q: So what are you guys advising investors to do? Obviously not Alibaba, but what else are you doing?
A: Our view right now is really that people should shift into more of a defensive mode. From an asset allocation perspective, we think Investors should stay away from small cap and from things that are more speculative. I'd suggest blue chip companies are levered to the U.S. economy. So names that I've alre ady mentioned, like, Walmart, McDonald's, some of the big banks, companies like that.
Q: What is your overall take of where the market is today? Do you think we're reliving the late '90s?
A: I wouldn't necessarily compare it to the late '9 0s. That was really a time of an epic equity bubble. Right now we are definitely concerned about the stock market, and our view really is born out of where we think the economy is.
We have a kind of four-quad model that we look at, and we think we're heading into what we call a quad four, which is an environment of decelerated growth and decelerating inflation.
On the inflation side, that's actually a positive thing, and could emerge to be really good for the economy. If oil continues to go down and readings of inflation go lower.
People are really going to be potentially surprised by the downside in growth over the next couple bursts which means that equities will probably struggle.
Q: So the correction we got on Wednesday, I believe, this past week. Were you surprised at that?
A: No, that's sort of something we've been recommending our new clients to keep their eye out for. Valuations are high, if not at a peak. This sort of economic environment can surprise people with downside. The risk passes more to the downside, to more of a correction than anything else.
Q: Goldman Sachs came out with that report that 77 percent to 80 percent of the money managers out there are underperforming the S&P and the Dow, as well as the hedge funds for the last six years have had extremely poor performance. It seems like everybody's just getting squee zed in a no-volume market.
A: That's exactly what's happening. The issue that hedge funds have is really competition. Twenty years ago when there were a hundred hedge funds, they'd outperform, and did really well. Julian Robertson from Tiger had a conference this week, and he was talking about this basic idea that 20 years ago, when he started his hedge fund, nobody else was shorting stocks. Now everybody is. The free money is betting the stock performance is not there anymore. So then we have a hedge fund with too much leverage. The shorts go up and really what happens is the total asset class underperforms. We've seen CalPERS getting out of hedge funds.
CalPERS to be fair was always under-allocated to hedge funds. However, if you're allocating billions and billions of dollars, why put it into an asset class that consistently underperforms? It's just not intuitive. They are better off if wanting equity exposure, just being in the markets.
Q: So this four-quad model that you're working off, it's in the fourth Quadrant. What does that mean to investors? What type of correction would you be expecting, just to kind of clean out the market a little bit here? Realistically, there seems to be more delusion and happy talk than there should be?
A: Yes, realistically, we could get a 15 to 20 percent correction. I don't think anybody's really considering that. What we feel really confident about is small cap stocks will probably underperform, and the market itself is not going to generate great returns over the next probably year or so.
Q: The NASDAQ is already down. Forty-seven percent of the stock's already down substantially.
A: Yes, exactly, and underperforming. That's a perfect example. It's the internals in the market that are really breaking down. There have been some leaders. They're still doing well. It's just a bad sign when market internals are getting negative.
Q: When you talk about the internals, it's like these stocks are disintegrating inside these indices, like the S&P 500 and the Dow, but the index continues to rise. Can you explain why?
A: Normally, this would happen because there are certain sectors that are outperforming. In the U.S., it's been some more defensive sectors, like the utilities. Unfortunately, what happens is eventually it all kind of catches up.
Bennett Group Financial Services LLC, based in Washington, D.C., is a comprehensive financial services firm committed to providing opportunities to clients' as they seek long-term financial success. Its customized programs are designed with the potential to help grow, lower overall risk and conserve client assets by delivering a high level of personalized service and skill. For more information, call 866-286-2268 or visit www.bennettgroupfinancial.com.
Securities offered through Western International Securities Inc. (WIS), member FINRA/SIPC. BGFS and WIS are separate and unaffiliated entities.
About Dawn Bennett
Dawn Bennett is CEO and Founder of Bennett Group Financial Services. She hosts a national radio program called Financial Myth Busting http://www.financialmythbusting.com
She discusses educational topics and events in the financial news, along with her thoughts on the economy, financial markets, investments, and more with her live guests, who have included Rock Legend Ted Nugent, as well as Steve Forbes and Grover Norquist. The show is a great complement to Dawn's monthly investing seminars that take place at Tysons Corner in McLean, VA, where she discusses investing.
She can be reached on Twitter @DawnBennettFMB or on Facebook Financial Myth Busting with Dawn Bennett or firstname.lastname@example.com


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subset: commoncrawl


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Meet the provincial and national members that govern the ARCQE organization
ARCQE is extremely pleased to welcome the expertise the of new incoming Board members who will be guiding leadership directions for the 2018-2020 incoming term!
Beryl McNulty, Board Chair
Beryl has spent many years working in the human services field. Her career began at the age of 12 as a babysitter until she began her studies as an LPN at the age of 18 with a career which lasted for 20 years. A tobogganing accident with her children ended her nursing career. At the age of 40; she entered college once again.
Beryl has a passion for learning and decided that completing three programs at the same time would make job hunting more feasible as a single mother of two children at the end of two years. Beryl crossed the stage three times; a diploma as an Educational Assistant, a certificate in Early Childcare Development and a certificate as a Rehabilitation Practitioner.
Following her convocation, she was hired by the college were she worked for nine years as a Learning Assistant. Once again Beryl showed her love for ongoing learning and took two years of online learning through a college to gain a certificate as a learning strategist in the field of strategies and in the field of technology.
Following her years working with adults Beryl found herself back working with children with diverse needs in an elementary school. Since Beryl enjoys children she also found herself working before and after school in the OSC program. It was while she was working in the OSC program she was approached by a local child care center to apply for the Director's position. It is here where Beryl entered into the childcare field fulltime.
Since May of 2012 Beryl has been actively involved with helping Little Sprouts grow and flourish in Lac La Biche. The daycare was accredited in November of 2012 and has successfully maintained their accreditation status. The center has since grown from 18 children from the date of hire to over 70 children under her care. Beryl's center was also chosen to participate in the affordable child care pilot project in April of 2017 and as a result has once again Beryl returned to university studies as a participant in the new Exploring Curriculum Perspectives course now being delivered in support of Alberta's new curriculum being implemented across the province.
Aradhna Abraham, Secretary
Aradhna Abraham is a University Co-ordinator for the Early Learning and Childcare Department at Grant MacEwan University. Prior to joining the faculty at MacEwan University, she supported ARCQE as a Virtual Workshop Co-ordinator, and so, first hand, understands the benefits of ARCQE's virtual platform in reaching our Early Learning colleagues across the Province. Aradhna has worked and studied in the Early Learning Sector for over 10 years and has a profound passion for working with and for children. As a mother and as an Early Childhood Professional, Aradhna fully appreciates the challenges faced by both colleagues and parents in providing, safe, quality, and affordable child care and she is excited to support ARCQE on its' mission to enhance quality care within the sector.
Theresa Wiart, Director at Large
Theresa Wiart participated in the Southern Alberta Pilot Project as a pedagogical partner and leader for the practice of the Alberta ELCC Curriculum Framework. She is currently a pedagogical leader for the ELCC provincial initiative and a course instructor for the framework. At Mount Royal University, she is an assistant professor for the Child Studies Degree and working towards her PhD with the University of Toronto. Theresa is committed to co-constructing early childhood programs full of vitality, alongside young children, families, educators and community stakeholders.
Lindsay Campbell, Director at Large
Lindsay Campbell has worked as the Executive Director of Building Blocks Day Care, located in Grande Prairie, for the past 9 years. Building Blocks was selected as a pilot site for Phase 2 of the ELCC Grant. Prior to beginning this role, she worked as a front line child care worker for two years within this facility. In 2017, she won the award of Director of the Year for North Western Alberta at GPRC's annual child care awards. In 2016, her program was the recipient of the Service Provider of the Year award as well. Aside from working at the day care, she is an active member of Grande Prairie Regional college's Human Services Advisory Committee.
Lindsay received her diploma in Early Childhood Education from Conestoga College in Kitchener Ontario and graduated with distinction.
In her free time, she loves spending time with her children; Noah and Ava, who are her whole world.
Lindsay is very excited to be a part of the ARCQE team and looks forward to the year ahead.
Natalie Prytuluk, Vice Chair
Natalie Anne Prytuluk recently completed her doctorate through the University of Calgary focused on early childhood education, inclusion and integral theory. Throughout her twenty-nine year career in education as a teacher, senior manager in Alberta Education, and central leader with Edmonton Public Schools, Dr. Prytuluk has focused on supporting young children through evidence based practices and research. She is a past recipient of the Alberta Excellence in Teaching award, and the Alberta Teachers' Association Advocate for Young Children award. Dr. Prytuluk is currently the Director of Early Years with Edmonton Public Schools.
Evelyn Drummond, Treasurer
Evelyn is the Controller at Birkholz Homes in Edmonton. Prior to joining Birkholz she was a Senior Manager at MNP LLP in the assurance practice, where she obtained her Chartered Professional Accountant (CPA) designation.
Evelyn was born in Poland and came to Edmonton as a child with her parents. She is a mom of three young children and is very honoured to have the opportunity to work with ARCQE, an organization that has positively shaped the services provided by her own family's childcare centre.
Caryn LaFleche, Director at Large
Caryn graduated from the Early Childhood Education program in Manitoba in 1986. She has a wide range of experience in the field, ranging from working directly with children to setting up, expanding and managing a large French school based centre with infant, preschool, school age and nursery school programs.
Caryn is currently the General Manager of Child and Youth Care for the YMCA-YWCA of Winnipeg. She has been in this position for over 5 years. Caryn has also served on the Manitoba Child Care Association Board of Directors since 2003 and is President Elect for the next 2 years, prior to moving into the role of President in 2020. Caryn's engagement in the broader Early Learning community has also extended to engagement as a member council participant for the Canadian Child Care Federation, which she now continues to support through professional membership.
Caryn looks forward to being on the ARCQE board and bridging her knowledge and experience about child care from a national lens to furthering ARCQE's mission of "building capacity and enhancing quality" of experiences for children and families.
Naida Meghji, Director at Large
Naida Meghji has always had a true passion for working with children. With over 18 years in the field and 15 years of management experience in Early Childhood Development, Naida is a true advocate for quality and care in young children.
In 2003, Naida was hired to start the first Intergenerational Program in Edmonton. Under her design and guidance the centre grew from a small room for 8 children to an entire wing on the main level of the Allen Gray Continuing Care Centre encompassing a capacity of 74 children. It has become a centre of excellence and was awarded "Best Program" in the 2014 Child Development Professional Awards of Excellence. On April 12, 2018, the Allen Gray Child Development Centre hosted the Bi-lateral Early Learning and Child Care Canada/Alberta Agreement announcement where 100 new ELCC sites were announced. Allen Gray C.D.C became an ELCC Urban Site offering $25/ day Child Care for the Millwoods Community.
Naida continues to contribute to the childcare field with dedication and commitment through volunteering on the Ismaili Religious and Education Board for Canada (ITREB) and being an active member of CAFRA (Child Care Association For Resources to Administrators). Naida also Co-Chairs supporting the Wheels for Wellness Committee with her husband, Rahim. This great fundraising event is a wonderful initiative that raises funds to support the health and wellness of children in Edmonton through the partnership of the Stollery Children's Hospital Foundation and The Mental Health Foundation raising annually approximately $225,000.
Naida is thrilled to be on the ARCQE board and to have the opportunity to support the broader community and to be a resource to children and families in the province as well as enjoying time with her two wonderful boys.


text: Experience the highlights of Botswana as well as Zambia's spectacular Victoria Falls "Mosi-oa-Tunya" literally meaning the 'Smoke that Thunders'. The lodges that are used on our safaris have been specially chosen for their truly African experience and high levels of service that they offer. This safari includes an incredible overnight excursion into the Delta, camping on a deserted island between the channels and amongst the wildlife. The tour continues to the Northern border and into the … [Read more...]


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Archive for October 25th, 2007
SEO for Law Sites and AttorneysThursday, October 25th, 2007
I have been spending a lot of time lately working on improving the search engine optimization (SEO) for Las Vegas Attorney site Sprenzlaw.com. It has been very rewarding, because I have been able to see the results. The site has several first page listings on Google and Yahoo for relevant keyword phrases.
The site […]


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It's More Than One Day A Year
Schultz, Howard and Chandrasekaran, Rajiv. For Love of Country: What Our Veterans Can Teach Us About Citizenship, Heroism, and Sacrifice. Alfred A. Knopf. 2014
"Thank you for your service" comes across the lips of the guy in line at the airport when he notices my ball cap from one of the ships on which I served or stations I was based, or some other mark that identifies me as a veteran. My response is typically a "you're welcome" and that it was my pleasure to wear our nation's uniform. A somewhat mechanical response to a somewhat mechanical question…
Why anyone decides to enlist in the military varies widely, dependent on a range of factors from current events to an enlistee's personal circumstances. For me, after reading an article about the Navy's photography school and a visit by the Navy recruiter to my high school, I signed up. Joining seemed like a good idea — an opportunity to go to photography school and use the GI Bill to pay for college after my enlistment was up. It was peacetime, the Vietnam War had ended and the world seemed safe. That plan changed slightly: I never did make it to photography school, and I ended up reenlisting enough times to earn a row of gold service stripes on the lower sleeve of my dress blues (but I did eventually use my GI Bill).
Howard Schultz, CEO of Starbucks Coffee, and Rajvi Chandrasekaran, Washington Post editor and author of two books on the wars in Iraq and Afghanistan, collaborated to tell the many stories of the current generation of Americans that joined the military at a time of war, when most were certain to fight in one or both of our country's recent wars.
The book is divided into two parts. In the first, the authors tell the stories of valor of the men and women on the battlefields, some of whom made the supreme sacrifice. Others returned to years of recuperation, learning how to live without the arms, legs, and eyes that they possessed when they hopped on a plane dressed in cammies, the U.S. flag on their shoulder, with a ton of gear they likely would never use to fight for their nation. Many also suffered from the invisible wounds of traumatic brain injuries and post-traumatic stress that only emerged when they returned home.
The current wars are different from those of the past. Medical airlifts quickly transported the wounded to battlefield medical stations and then returned the injured to U.S. medical care in Germany and the U.S. The book tells the story of Navy Lt. Commander Bill Krissoff who, with the help of President George W. Bush, joined the Navy as a 62-year-old orthopedic surgeon after his son Nate was killed in Western Iraq. Typically, the doctors and corpsman treated wounded servicemembers that they would never see again. But back home, Dr. Kirssoff looked up a Navy hospital corpsman, a triple amputee that he had treated. The corpsman described the "Doc" saying, "You can be a war hero, even if you never fired a weapon in combat. What he did — now that's uncommon valor."
The second part of the book examines the question of what happens when veterans come home. The families of veterans did not sign up for the life they would lead. Many of the young couples just beginning their lives together instead faced the challenges associated with both visible and invisible wounds of combat. The spouses of these heroes unquestionably met the challenge of their new lives, helping them through rehabilitation, assisting them with the simple tasks that so many had to relearn, and organizing groups that gave the caregivers a break away from the hospital beds and rehab centers. Jess Klein the wife of Capt. Edward "Flip" Klein, a soldier injured in Afghanistan, joined The Yellow Ribbon Fund to help other families after her husband was on the road to recovery. One wife after an event said, "I had forgotten what fun was!"
Something positive has to come from this. People have been so good to us. Now we have to make it better for some else. —Jesse Klein wife of Captain Flip Klein.
Many sons and daughters have had to learn how to go to sleep crying because they knew their fathers or mothers would not be coming home. These children, though, have accepted the responsibility bestowed on them with awe-inspiring courage. The authors describe Beau Dolan, the son of a naval officer killed in the Pentagon on 9/11. Instead of heading off on vacation after college graduation Dolan served as a mentor at the annual Tragedy Assistance Program for Survivors or "TAPS" Good Grief Camp. Dolan did not want being a survivor to "define his life." Instead he shared his experience with two young brothers that recently lost their father. He volunteered as a mentor because "[it's a] Pay-it forward kind of deal. I went through it and I'd like to help other kids…"
War unquestionably changes a person. But it doesn't mean it makes you dysfunctional. Our veterans are loyal, easily trained, accustomed to being members of a team — and they are mature. They have a foundation of character and experience that any business would want to build upon. –Secretary of Defense Robert Gates
The military experiences have had an additional and less obvious positive effect in communities throughout America. As towns faced natural disasters, a group of veterans formed Team Rubicon, which helped, for instance, after towns in Middle America were ransacked by tornados, destroying homes and lives. Using the skills learned in the military, these veterans established teams that mirrored military squads, organized a headquarters, and went about helping the survivors. They worked tirelessly to repair the destruction and return family heirlooms, including, in one instance, a deceased veteran's American flag to a widow.
The stories of valor in the book go on and on…and among many of us that served, they are the tip of the iceberg of the heroism seen on the battlefield, the therapy rooms of our veteran and military hospitals, and the classrooms where veterans use their experience to teach some of the most at risk young students. Additionally, combat veterans serve the drill fields and training centers where they train a new generation to step into their boots. Many others are still at the "tip of the spear," standing watch, fighting alongside their brothers and sisters to defend this country of ours.
As we celebrate one of the nation's most important days — Veterans Day — awareness of remarkable courage will rise. We will see more ads on TV for organizations that work on behalf of veterans, restaurants will serve special meals for vets, and yes, many will hear some man or women say to them, "thanks for your service." But this isn't enough. Only 1% percent of America has served since 9/11, meaning that about 5% of Americans have a family member that has served. "Most Americans have no skin in the game," and as a nation, we need to do more. "They stepped up. Now it is our turn." This important book will help to make that happen,
"To do right by our veterans — to recognize their value to our society and fulfill our solemn obligations to those who volunteered to protect the rest of us — we first have to understand what they have accomplished and what they offer our nation" —Gen. Martin Dempsey, Chairman of the Joint Chiefs of Staff
David A. Mattingly is retired from the U.S. Navy as a Master Chief Petty Officer and is now a consultant on National Security issues.


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Home > Rallying > Tripmeters & Accessories > Tripmeters
Part Number: Q-20
Monit Q-Series rally computers are designed for the Clubman and combine all the essential features required for blind, pace note and regularity rallying into an easy-to-use and affordable package.
Suitable for most types of rallying, the Monit Q-20 has all the features of the Monit Q-10, but with the addition of current and average speed functions. The current speed uses an advanced algorithm that refreshes the display up to four times a second, ideal for high powered vehicles that accelerate quickly
The average speed function can operate to an accuracy of 0.1 kph/mph and is essential for regularity type events.
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Illini women's tennis cap off strong spring season
May 8, 2016
The Illinois women's tennis ended its season in a Big Ten tournament semifinals loss against highly-ranked Ohio State in East Lansing, Michigan. But despite their season ending early, the Illini still finished with an impressive spring record. After parting ways with longtime head coach Michelle...
Illini women's tennis prepares for ITA Kickoff Weekend Tournament
By Tim Griffin
January 20, 2016
staff writerThe Fighting Illini women's tennis team depart for Lubbock, Texas this weekend to participate in the ITA Kickoff Weekend where they will play their 3rd overall match of the season against Virginia Tech.The Illini returned to campus Jan. 7 in preparation for the Kick Off, as well as compe...
New leadership looking to break Illinois women's tennis out of tourney drought
By Jonathan Joffe
August 17, 2015
The Illinois women's tennis team will move forward under new leadership this season.Not only does it lose former All-American Melissa Kopinski — a team captain last year — to graduation, Michelle Dasso will not be retained as head coach by the University after two consecutive seasons in w...
Michelle Dasso no longer women's tennis head coach
By Daily Illini Staff Report
August 7, 2015
Illinois has declined to renew Michelle Dasso's contract and she will not be returning as the women's tennis headcoach, the University announced Wednesday. "We appreciate and thank Michelle for her nine years of service to the University of Illinois and the women's tennis program." Athle...
Despite win streak, Illinois women's tennis falls short of NCAAs
By Jonathan Joffe
May 10, 2015
After finishing last season just a single win shy of the NCAA tournament, the Illinois women's tennis team entered the spring with postseason hopes in mind.The team boasted a 7-4 record heading into spring break but lost all five matches during that week to come out of the break at 7-9. LBNevertheless, ...
Illinois women's tennis falls to Northwestern in Big Ten tournament
April 27, 2015
The Illinois women's tennis team wanted revenge against Northwestern after the Illini lost to them 6-1 on March 20. An upset was in the works on Friday in Evanston, Illinois, during the Big Ten Tournament opener, but Illinois' bid fell short in a 4-3 decision. The loss marks the end of the Illini...
Illinois women's tennis to face Northwestern in Big Ten Tournament
April 23, 2015
The last time the Illinois women's tennis team went to Evanston, Illinois, on March 20, its players were confident that they would leave with a victory; however, the team suffered a 6-1 loss. On Friday, head coach Michelle Dasso's team returns to Evanston with much higher stakes. The No. 6 seed ...
Dream becomes reality for Illini women's tennis' Louise Kwong
April 22, 2015
Louise Kwong has grown up around tennis. The sophomore for the Illinois women's tennis team started playing the game when she was five and began standing out around the age of 13 in her hometown of Toronto, Ontario. At that age she won the Canadian Nationals and placed fifth in the Junior Orange Bowl...
Illinois women's tennis stays hot, picks up fifth-straight win
April 13, 2015
The Illinois women's tennis team won both of its road matches this weekend, proving that the team can sustain success away from its home court. Illinois moved to 12-9 on the season after defeating Wisconsin 5-2 on Friday and Minnesota 5-2 on Sunday. Despite a win in doubles on court one from the tandem of senior Mel...
Tennis hits the road on a hot streak
April 9, 2015
The Illinois women's tennis team has had an up-and-down season with a 10-9 record, but don't tell the players that. The Illini are as confident as ever as they head out of town this weekend. The last time the team hit the road they lost five straight. The difference now is that Illinois is on a three-ga...
Illinois women's tennis goes 3-0 during homestand
April 6, 2015
Heading into Thursday night's match against No. 33 Long Beach State, the Illinois women's tennis team was in the midst of a deflating five-game losing streak. At the conclusion of the weekend, the Illini are winners of three straight after defeating Long Beach State, in addition to sweeping Maryland o...
Illinois women's tennis returns to Atkins for three-game homestand
April 2, 2015
The Illinois women's tennis team is desperate for a win. So much so that head coach Michelle Dasso is making changes in practice in hopes of resolving the issues surrounding the team. The Illini return to the Atkins Tennis Center for a three-game homestand beginning on Thursday against No. 33 Long Beach...


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What is an Annual Well-Woman Exam?
An annual well-woman exam is a routine examination of a female who is, in general, not having any current gynecologic health issues. These routine visits are scheduled separately from a visit to address specific problem health issues.
A routine, annual well-woman exam consists of the following. All items are recorded in the visit notes:
*Measure height
*Record weight
*Take blood pressure
*Update personal and family medical history
*Update surgical history
*Update current medications and medication history
*Update allergies
*Update reproductive history
*Update social history
*Physical exam including but not limited to:
- Appearance (face, eyes, neck. skin)
- Breast
- Abdomen
- Vagina, urethra, cervix, uterus, ovaries and lymph nodes
*General discussion regarding findings during exam and general counseling about health and well-being
*Pap smear (if needed)
*HPV testing (if applicable)
*Ordering of routine blood work (if applicable)
*Ordering of other routine testing such as mammography (if needed)
*Refill of maintenance medications


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Getting a wonderful wedding is the desire of every girl, so if you are going to be a bride, you should try to locate the appropriate bridal gown so as to look your best on that big day. And if you're in a limited budget, don't worry. There are cheap wedding gowns for you to decide on.
Initially, learn exactly where to discover low-priced wedding gowns. There are many stores accessible that offer them for much less, or perhaps at less expensive costs as compared to a wedding shop. Even Wal-Mart provides bridal gowns. Really don't overlook wedding boutiques however, they are still the ideal location to locate that suitable gown. Yet, the purchaser is king, and so drive a great deal and you could possibly see yourself saving a lot of money from the list price.
Be very wary of shopping for a attire online. Whilst there are various respected stores promoting them, it's truly something you should see and feel to be sure it's suitable. With the variety of various fitments, size combinations and also materials readily available, it's not a choice to make from miles away. The net is perfect for research, and for choosing gown shops to go to, and yet do not shop for one on the web.
The only exemption to that is when you are going second-hand. Auction internet sites are packed with second-hand or possibly undesired bridal dresses that will very easily be modified to fit. Shop very carefully though, request questions, read through the description appropriately and analyze any images of the gown. This leads us on nicely to the next very best means of obtaining an excellent gown with limited funds. In these austere times there is a real nostalgia about "how things second hand to be." This can be second hand to make a antique theme for a wedding.
Utilizing a mothers or maybe grandmothers gown is an excellent means to work within that theme, honour your household and save some money as well. Vintage things are huge and always can be. Nostalgia is a powerful feeling and one that pervades every age group. It truly is a perfect factor to use to obtain what you wish within a strict budget.
If you are lucky enough to realize a dressmaker, or perhaps are pretty handy with a needle, then your problems have ended. You can actually make your own private gown, saving lots during this process. Conversely, you could possibly shop for a more affordable gown from a affordable store and change it to fit. You will certainly not be recognised putting on a store-bought attire in the event that it didn't look anything at all like one!


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Continuing their "Sheep Week" reveals, Atlus has released the second "Adult Love Challenge Theatre" trailer for Catherine: Full Body.
The "Adult Love Challenge Theatre" features condensed versions of new scenes which will feature in Catherine: Full Body.
The second video; "Rin – Saviour" has an angel appear before a man suffering from heavy pressures and nightmares.
The first video introduced Vincent to a new potential.
Catherine: Full Body will launch on the PS4 and PS Vita in Japan on February 14, 2019. It will be released for the PS4 (with potentially no Vita release) in 2019 in the West.
— Atlus


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When we focus on staying healthy as our bodies age, our focus tends to go to our heart, brain and bones first. But just think for a moment about how much we use our eyesight every single day. We use our vision to read books, to admire nature, and to appreciate the happy faces of…Read more
Top5OP 5: Celebrities with serious eye issues.
TOP 5: Celebrities with serious eye issues. Often we think of celebrities as flawless people. The reality is that they are just like the rest of us, and are also susceptible to illnesses. Find out more about these 5 Actors and actresses who suffer serious eye issues. #1 Johnny Depp In an interview with a…Read more


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Welcome to my world!
Welcome! I've decided to share an important part of my life as my husband and I pursue fertility treatments in hopes of having a child. I can't promise this space will always be filled with sunshine and hope, but I can promise what I say here will be true. Thank you for caring enough about me and my husband to read about our experience along the way.


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The Western Cape region is renowned for its various wine routes, but it's worth setting aside time to explore its craft breweries and cidery, says Ann Gadd.
The craft cider and beer industry has been growing in South Africa and its estimated that there are over 150 at present; with most of them based in the Western Cape. Unfortunately, just as some spring up, so do many close, but here are some favourites that are standing the test of time and deserve your attention.
1. Darling Brew
Darling Brew is the largest on this list and with good reason. It's beer making operation is not hidden in another room, but open for all its restaurant diners and beer tasting aficionados to enjoy, so you can see what goes into making your lager. You can taste the beers individually or opt for one of the five beer tasting options or "flights" that come in four to eight beers to suit your tastes. As well as crowd favourites, there are also seasonal options to choose from. The full range of beers is available to purchase so that you can enjoy the taste at home. Darling Brews is a great outing for friends and family. To eat, there's a great selection of tapas, as well as several tasting boards. For the parents, there's a special kids' menu and a large family-friendly outdoor seating area that has an inviting lawn with a huge jungle gym to keep the children entertained. Good news for dog lovers, you are welcome to bring along Fido, but because of restaurant restrictions, you'll need to sit outdoors.
48 Caledon Street, Darling
+27 (0) 21 286 1099; [email protected]
Not a big beer drinker? Then take a look out our list of top wine tasting spots in Darling.
2. Loxtonia Cider
Just outside of Ceres is the Loxtonia Cidery where the Whitfield family greet you as you enter. Take a seat in their taste room that overlooks the magnificent orchards where the apples are grown for the cider you'll be tasting. Currently the Whitfield's make six cider variations including a cherry flavoured cider. It's a great feeling being able to sit amongst the apples quaffing the cider made from them, whilst enjoying a delicious snack.
Ezelfontein Road, Ceres
+27 (0) 23 004 0930; [email protected]
You also might like: Where to Eat and Play Along the Way in Ceres
3. Charlie's Brewhouse
You'll find Charlie's Brewhouse at Port Owen Marina where you can indulge in some delicious tea treats, meals and beer tasting whilst watching the yachts at play. The menu includes cakes, good wholesome food such as eisbein, salads, burgers and seafood, homemade ice-cream and deserts. The four beers available include a blonde ale, lager, bourbon stout and APA. The outside area has a giant chess board, or you can just kick back, beer in hand and watch the world go by.
1 Marina Centre, Port Owen Drive, Velddrif
+27 (0) 22 783 0448; [email protected]
You also might like: Hang Out at Bosjes Kombuis Near Ceres
4. Black Eagle Brewing Co.
In the heart of Langebaan, in an old fishing cottage, you'll find the Black Eagle Brewing Company. Started by Hugo Roux and Elmien Gotsell, Black Eagle makes 14 beers that are based on classic beer styles with unique twists. Their beers include a stout named Moedermelk, an IPA called Baas van die Plaas and a Belgian witbier dubbed Weskus Brekfis. It's a laid-back vibe in this West Coast town.
Shop 7, Queens Cottage, Suffren Street, Langebaan.
+27 (0) 72 884 8299; [email protected]
You also might like: Kraalbaai Luxury Houseboats Offer Unique Vacation Experience
5. Indie Ale Craft Brewery
Just outside Porterville on the Klein Liefde Farm, you'll find Indie Ale Brewery where you can sit outdoors and from time to time enjoy some live music. The venue is child-friendly and well-behaved dogs are welcome. There's loads of space for the kids to run free and a few farm animals to keep them busy. The food menu is simple: thin crust wood-fired pizzas, pita bread and nachos. There are currently four different beers to try, but they love experimenting, so do visit again soon to see what's new on the menu.
R44 Halfmanshof, Porterville
+27 (0) 76 599 5995; [email protected]
Hop on the Magaliesberg Ale Trail
Words Ann Gadd


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Rotorua Cricket Association AGM
The Rotorua Cricket Association will be holding its Annual General Meeting on Wednesday 18th September from 7pm at the Smallbone Park Pavilion. All members are invited to attend.
Copies of financial reports, budget and previous AGMs meeting minutes will be available prior to the meeting on our website.
Posted: Tue 10 Sep 2019


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Life size cardboard cutout
Product Ref: lifesizecutout
Price from: €39.99
Life size cardboard cut outs
Our cutouts are printed onto 3mm foamcore board and come with strut mounts for it to free stand. Please upload a good quality photograph, we cannot accept screen shots and must be full body with arms down by their side (like pic). If you can't get a full picture, send us a good quality head pic and we can attach it to one of our stock bodies!
If there are any issues with the photo a member of our team will call you before we print it.
If your picture has their arms out by the side or in the air please contact us first for a custom quote. Price is for a 1 person cutout, contact us for a quote for 2 person cutout.
If you need it urgently please contact us via the contact page.
Great for events, parties, hens, stags and what ever else you can think of!
- 3 Sizes: 3ft / 4ft / 5ft / 6ft
- 3mm foamcore board
- Strut included
- Free standing
- Price is for a single person cutout
- Collection from Dublin 12 available, Mon - Fri 10-5pm
- Please allow 7-15 working days for delivery (exc. weekends and bank holidays)
- Collection available 5 days after order is placed (please contact us after ordering)


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By Mo Herbert, Creators' Co-op Student03.17.15
Recently we ran an Artist Statement Workshop with our Creators' Co-op students. Artist Statements are written by working artists in order to explain and contextualize the body of work they create. Here is an example written by Mo Herbert, a student in our Creators' Co-op Program. Be sure to check out Mo's artistry in action. Watch her short film, Bad Faith.


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137062702 – Bioprocess Engineering: Basic Concepts (3rd Edition) (Prentice Hall International Series in the Physical and Chemical Engineering Sciences)
137062702 – Bioprocess Engineering: Basic Concepts (3rd Edition) (Prentice Hall International Series in the Physical and Chemical Engineering Sciences) by Michael L. Shuler
137062702 –
The Leading Introduction to Biochemical and Bioprocess Engineering, Updated with Key Advances in Productivity, Innovation, and Safety
Bioprocess Engineering, Third Edition, is an extensive update of the world's leading introductory textbook on biochemical and bioprocess engineering and reflects key advances in productivity, innovation, and safety.
The authors review relevant fundamentals of biochemistry, microbiology, and molecular biology, including enzymes, cell functions and growth, major metabolic pathways, alteration of cellular information, and other key topics. They then introduce evolving biological tools for manipulating cell biology more effectively and to reduce costs of bioprocesses.
This edition presents major advances in the production of biologicals; highly productive techniques for making heterologous proteins; new commercial applications for both animal and plant cell cultures; key improvements in recombinant DNA microbe engineering; techniques for more consistent authentic post-translational processing of proteins; and other advanced topics. It includes new, improved, or expanded coverage of
- The role of small RNAs as regulators
- Transcription, translation, regulation, and differences between prokaryotes and eukaryotes
- Cell-free processes, metabolic engineering, and protein engineering
- Biofuels and energy, including coordinated enzyme systems, mixed-inhibition and enzyme-activation kinetics, and two-phase enzymatic reactions
- Synthetic biology
- The growing role of genomics and epigenomics Population balances and the Gompetz equation for batch growth and product formation
- Microreactors for scale-up/scale-down, including rapid scale-up of vaccine production
- The development of single-use technology in bioprocesses
- Stem cell technology and utilization
- Use of microfabrication, nanobiotechnology, and 3D printing techniques
- Advances in animal and plant cell biotechnology
The text makes extensive use of illustrations, examples, and problems, and contains references for further reading as well as a detailed appendix describing traditional bioprocesses.
View editions and Prices!
Category: Chemical Engineering
Binding: Hardcover
Author: Michael L. Shuler
Pub Date: 4/9/2017
Save on College Textbooks, eTextbooks with Low Price Books,
download our App to find cheap textbooks new and used with Low Price Books for Android !


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Stunning: Half-A-Billion Gesture Tracking Devices By 2021November 8, 2016 5:19 am
We spotted this stat today:
"Juniper Research has released a new study with a bold prediction about the future of human interaction with technology. It found that "gesture and motion control will become vital for certain forms of human-computer interaction in the coming years."
The study found that by the end of 2016 there will be roughly 168 million devices that utilize motion or gesture tracking. These devices include wearables, virtual reality, and more.
With its current adoption and growth rate, the study suggests that there will be as many as 492 million motion and gesture-tracking devices as early as 2020. This is a 280% growth, which is an extraordinary adoption rate for such an extreme change in the way users interact with computers."
For Interesting Statistics Everyday, Find Statspotting on Facebook and Follow Statspotting on Twitter


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Pre-Owned 2017 Chevrolet Traverse LT FWD SUV
- Stock: S5648
Basic Info
Exterior:Tungsten Metallic
Interior:EBONY, PREMIUM CLOTH SEAT TRIM
Engine:V6 Cylinder Engine
Fuel Efficiency:15 CITY / 22 HWY
Key Features
3rd Row Seat
Backup Camera
Fog Lights
Keyless Entry
Parking Sensors / Assist
Satellite Radio Ready
Side-Impact Air Bags
a:1:{i:0;s:772:"2017 Chevrolet Traverse LT Tungsten MetallicSome of our used vehicles may be subject to unrepaired safety recalls. Check for a vehicle's unrepaired recalls by VIN at http://vinrcl.safercar.gov/vin/. This vehicle has been professionally cleaned and disinfected for your protection We accept all offers and approve most! Call us today to schedule your test drive! Tax, Title, Licensing, and Fees not included. Appointments are highly recommended 847-230-4209. see dealer for details. please keep in mind our inventory changes daily. Awards:* 2017 KBB.com 10 Most Awarded Brands Reviews:* Smooth ride even when the road isn't; can accommodate up to eight passengers; plenty of cargo space behind the third row; peace of mind that comes with top safety scores. Source: Edmunds";}
Vehicle Details
- Wheels, 4 - 18" X 7.5" (45.7 cm x 19.1 cm) machined aluminum
- Tires, P255/65R18 all-season, blackwall
- Wheel, 17" (43.2 cm) compact steel spare wheel and tire
- Roof rail moldings
- Spoiler, rear
- Moldings, body-color bodyside
- Headlamps, dual cavity, halogen
- Headlamp control, automatic on and off
- Fog lamps, front
- Glass, Solar-Ray deep-tinted (all windows except light-tinted glass on windshield and driver and front passenger side glass)
- Mirrors, outside heated power-adjustable, body-color, manual-folding with integrated turn signal indicators
- Wipers, front intermittent with washers
- Wiper, rear intermittent with washer
- Door handles, chrome
- Liftgate, rear manual
- Reclining front buckets
- Seating, 8-passenger (2-3-3 seating configuration) with 2nd and 3rd row 60/40 split flat-folding bench seat
- Insulation, acoustical package
- Bluetooth for phone, personal cell phone connectivity to vehicle audio system
- Seat trim, Premium Cloth
- Seat, 8-way power driver with power lumbar
- Seat, 2-way manual front passenger, included with Premium Cloth
- Seat, third row manual 60/40 split-folding bench
- Console, front center with 2 cup holders, covered storage bin and sliding armrest with storage
- Floormats, color-keyed carpeted front, second and third row, removable
- Floor covering, color-keyed carpeting
- Steering wheel, leather-wrapped with mounted cruise and audio controls
- Steering column, tilt and telescopic with brake/transmission shift interlock
- Instrumentation, enhanced Driver Information Center with personalization features, speedometer, tachometer, outside temperature display, low oil, fuel and coolant indicators, odometer, trip odometer and trip computer with digital compass
- Windows, power with driver Express-Down
- Door locks, power programmable with lockout protection
- Remote Keyless Entry, programmable with 2 transmitters, panic button and extended range
- Remote vehicle start with extended range Remote Keyless Entry
- Cruise control, electronic with set and resume speed
- Air conditioning, single-zone manual front climate control
- Air conditioning, rear manual
- Defogger, rear-window electric
- Rear Park Assist
- Mirror, inside rearview manual day/night
- Cup holders 10 with (ABB) 7-passenger (2-2-3 seating configuration) and 12 with (ABC) 8-passenger (2-3-3 seating configuration)
- Visors, driver and front passenger padded with cloth trim, color-keyed and illuminated vanity mirrors
- Lighting, interior with theater dimming, cargo compartment, reading lights for front seats, second row reading lamps integrated into dome light, door-and tailgate-activated switches and illuminated entry and exit feature
- Trim, interior, wood grain center stack and interior trim
- Cargo storage, tray under rear floor
- Audio system, Color Touch AM/FM/SiriusXM radio with CD player 6.5" diagonal touch-screen display
- Audio system feature, standard speaker system
- Audio system feature, auxiliary input jack
- Audio system feature, USB port
- Audio system feature, dual USB port, charge only, located rear of center console
- SiriusXM Satellite Radio is standard on nearly all 2016 GM models. Enjoy a 3-month All Access trial subscription with over 150 channels including commercial-free music, plus sports, news and entertainment. Plus listening on the app and online is included, so you'll hear the best SiriusXM has to offer, anywhere life takes you. Welcome to the world of SiriusXM. (IMPORTANT: The SiriusXM Satellite Radio trial package is not provided on vehicles that are ordered for Fleet Daily Rental ("FDR") use. If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call us at 1-866-635-2349. See our Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change.)
- OnStar 4G LTE and built-in Wi-Fi hotspot connects to the Internet at 4G LTE speeds; includes OnStar Data Trial for 3 months or 3GB (whichever comes first) (Visit www.onstar.com for coverage map, details and system limitations. Services vary by model. OnStar acts as a link to existing emergency service providers. Not all vehicles may transmit all crash data. Available Wi-Fi requires compatible mobile device, active OnStar service and data plan. Data plans provided by AT&T.)
- Engine, 3.6L SIDI V6 (281 hp [210 kW] @ 6300 rpm, 266 lb-ft of torque @ 3400 rpm [359.1 N-m])
- Transmission, 6-speed automatic (Included and only available with CR14526 FWD models.)
- Axle, 3.16 ratio
- Front wheel drive
- Battery, high capacity 660 cold-cranking amps
- GVWR, 6411 lbs. (2908 kg) (CR14526 FWD models only.)
- Suspension, Ride and Handling
- Steering, power, constant effort
- Brakes, 4-wheel antilock, 4-wheel disc
- Exhaust, single outlet
- StabiliTrak, stability control system
- Traction control
- Daytime Running Lamps
- Air bags, frontal and side-impact for driver and front passenger, driver inboard seat-mounted side-impact and head curtain side-impact for all rows in outboard seating positions (Always use safety belts and the correct child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- Air bags, front passenger air bag suppression (Always use safety belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- OnStar Guidance plan for 6 months, including Automatic Crash Response, Stolen Vehicle Assistance, Roadside Assistance, Turn-by-Turn Navigation, Advanced Diagnostics and more (trial excludes Hands-Free Calling) for 3 months, including Automatic Crash Response, Stolen Vehicle Assistance, Roadside Assistance, Turn-by-Turn Navigation, Advanced Diagnostics and more (trial excludes Hands-Free Calling) (Fleet orders receive a 6-month trial. Visit www.onstar.com for coverage map, details and system limitations. Services vary by model. OnStar acts as a link to existing emergency service providers. Not all vehicles may transmit all crash data.)
- OnStar Basic plan for 5 years includes limited vehicle mobile app features, Monthly Diagnostics Report and Dealer Maintenance Notification (Basic Plan available for 5 years from the date of vehicle delivery and is transferable. Does not include Emergency, Security or Navigation services.)
- Rear Vision Camera display integrated into Color Touch Radio
- Door locks, rear child security
- Tire Pressure Monitoring System (Does not monitor spare.)
- Horn, dual-note
Other Vehicles You May Like
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to 1230 E Golf Rd - Schaumburg, IL 60173
Prices are plus tax, title, license and doc fee. All incentives must be confirmed with an authorized salesperson at the dealership at the time of purchase. Prices may be different outside of each advertised period and do not necessarily reflect cash price at any other time. Contact dealer for most current information. Tax, title, license (unless itemized above) are extra. All Dealer add ons are extra. Residency restrictions may apply.


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30-11-2017 19:34
Tudor and Harrods announce special edition Heritage Black Ba
Weâve got exclusive hands-on pictures of the latest addition to the Black Bay family â a Harrods edition in trademark green thatâs set to be an ...
30-11-2017 19:35
The Vacheron Constantin Overseas gains a dual time model
Ahead of SIHH 2018, we get a glimpse of a new complication on the Overseas By Chris Hall The Vacheron Constantin Overseas is, literally as well as p ...
30-11-2017 19:35
Openworked and Affordable: Raymond Weil Maestro Skeleton
By their very nature, skeleton watches tend to be big-ticket items in the world of horology: not only do they require mechanical movements, but to rea ...
30-11-2017 19:35
Class of 2017: the new watches making their debuts at Salon
As ever, Salon QP is the venue for a number of watches to make their first appearances. This year we have a whole host of new watch faces to acquaint ...
30-11-2017 19:35
Salon QP 2017 on social media
Re-live how the event played out on Facebook, Twitter and Instagram  The post Salon QP 2017 on social media appeared first on . ...
30-11-2017 19:35
Introducing – Atelier de Chronométrie AdC #5 – 1
If there\'s one thing I love about my job is to discover new watch brands. I\'m always stunned by the level of creativity infused by independent watch ...
30-11-2017 19:35
Throwback Thursday: 1930 Heuer Single Button Chronograph
Some brands have been focussed on a single complication for a very long time. This goes for sure for Heuer, who has nurtured the chronograph as the fo ...
30-11-2017 19:34
TAG Heuer celebrates Jack Heuer?s 85th birthday with a limit
To mark the 85th birthday of TAG Heuer?s honorary president Jack Heuer, the company has released a special edition Autavia The Autavia chronograph wa ...
30-11-2017 19:35
Meet the new Roger Dubuis Excalibur Aventador S in pink gold
The third watch to arise from Roger Dubuisâ new partnership with Lamborghiniâs motorsport division blends performance and luxury. by James Butte ...
30-11-2017 19:35
Six of the Best: Hands Free
A new wave of modern watch designs spurns traditional dials and hands in favour of inventive alternatives By James Buttery Sevenfriday P ...
30-11-2017 19:35
The best watches in the world" Some thoughts on 2017
Last night in Geneva the great and the good of the watch industry assembled for the GPHG awards, crowning Chopardâs LUC Full Strike with top honours ...
30-11-2017 19:35
Spinnaker Fleuss Automatic Dive Watch
Spinnaker, a small brand set on producing timepieces with a nautical design focus, has just released a new model, the Spinnaker Fleuss Automatic dive ...
30-11-2017 19:34
On top of the world – our Loomes Everest charity aucti
At Salon QP 2017 we exhibited a watch that made it to the summit of Mount Everest on the wrist of Gurkha Sgt Milan Rai. A week later it sold at Bo ...
30-11-2017 19:35
Breitling goes for gold with Chronoliner B04
Whatâs the best way to shine the spotlight on an under appreciated model" Design one thatâs impossible to ignore. by James Buttery Breitling?s Ch ...
30-11-2017 19:35
Defakto Vektor Giveaway
Earlier this year, we reviewed the Defakto Vektor, one of the newest watches from the faithfully minimalist German brand. The watch expertly mixes ...
30-11-2017 19:34
Introducing The Wryst Force Collection From Wryst Watches
Luxury Swiss watch brand Wryst recently announced their new 2018 collection, named Wryst FORCE. Headed by founder and owner Jacques Fournier, the new ...
29-11-2017 19:34
Frederique Constant Squares Up with the Classic Carrée Autom
If it were up to me, every watch brand would have a square-shaped dress watch in its lineup. Thereâs something about the shape that has always settl ...
29-11-2017 19:34
Vacheron Constantin Traditionnelle Complete Calendar Collect
Geneva-based manufacture Vacheron Constantin have been releasing platinum dress watches as part of their Collection Excellence Platine since 2006. The ...
29-11-2017 19:34
Value Proposition – Hands On With The Objest Hach Auto
Today, we?re getting hands-on with a watch that we first told you about just over a year ago: the Objest Hach Automatic. Created by British boutique d ...
29-11-2017 19:34
Novelties seen at the Dubai Watch Week 2017
Support us on Patreon for extra interactions and goodies: Apart from being a real great event, we also had the p ...
29-11-2017 19:34
Hands-On With The Master Compressor Makes Me Miss The Macho
This, I shall point out early on, will be less of a hands-on about the Jaeger-LeCoultre Master Compressor Chronograph Ceramic and more of a burst of t ...
29-11-2017 19:34
The Worn & Wound Podcast Ep. 40: Talking NOMOS with Mer
This week, VP of NOMOS Glashütte USA, Merlin Schwertner, joins us on The Worn & Wound Podcast to talk about the beloved German brand, how to correc ...
29-11-2017 19:34
Borrowed Time: Test Driving the Porsche Design Monobloc Actu
There have been timepieces that occupy the intersection between automotive design and classical watch design for nearly as many years as there have be ...
29-11-2017 19:34
In-Depth – Seiko Prospex Marinemaster 1000m "Emp
Seiko\'s reputation in the field of dive watches is hard to beat. While they may not have been behind the creation of the first dive watch, the contri ...
29-11-2017 19:34
The Worn & Wound Podcast Ep. 39: Thanksgiving Break
With the upcoming holiday weekend and our minds on turkey and stuffing, the Worn & Wound team is taking a small break this week (donât worry, weâ ...
28-11-2017 19:29
w&w Instagram Round-Up with a vintage Seiko Weekdater,
This week, we?ve got 10 great watch snaps courtesy of you guys, so keep them coming. Before we get to the watches, we?d like to thank everyone who ...
28-11-2017 19:29
Seiko Prospex Diver ref. SPB053 Review
At Wind^Up a few weeks back, we met one of our long-time readers, James Smith (you Instagram fanatics may better know him as thejames80). We got to ...
28-11-2017 19:29
The day after Thanksgiving is a day to lay back on your couch, or that of a friend or relativeâs, ask yourself how exactly you ate three full pla ...
28-11-2017 19:29
Three New Girard-Perregaux Laureato Models Worth a Look
If you?ve paid any attention to what Girard-Perregaux has been up to the past two years, then you know it?s been all about the Laureato collection. Af ...
28-11-2017 19:29
Hands-On – Ulysse Nardin Marine Torpilleur Military
A few weeks ago, Ulysse Nardin announced its Pre-SIHH 2018 watches, which include 2 very classical watches - the Marine Tourbillon Blue Enamel and the ...
28-11-2017 19:29
#WhichWatchWednesday: Baltic Bicompax 001 VS Mercer Lexingto
On today?s installment of #WhichWatchWednesday?our ongoing Instagram and video series that pits two watches in a head-to-head competition that asks ...
28-11-2017 19:29
Limited Editions Done Right?8 Killer LEs from Sinn
Limited editions can be a risky thing?taking an existing and already well-received watch and revising it significantly enough to justify its existe ...
28-11-2017 19:29
Exclusive: WatchBox Takes The Way We Buy, Sell, and Trade Pr
Today WatchBox officially launched globally and buying, selling and trading pre-owned luxury watches will never be the same again. With a concept that ...
28-11-2017 19:29
Hands-On with the Mido "Inspired by Architecture"
Mido is one of those brands that has, in North America at least, flown under the radar of many enthusiasts for years, quietly producing excellent p ...
28-11-2017 19:29
Shop Small on Small Business Saturday
Small Business Saturday began in 2010 as a way to bring focus back to small, local businesses struggling through the recession. It started as an ef ...
28-11-2017 19:29
H. Moser & Cie. Endeavour Tourbillon Concept Strips the
For the third year in a row, in addition to the 18 sponsoring watchmaking maisons, the upcoming SIHH watch salon in Geneva will assemble a host of ind ...
28-11-2017 19:29
Review – Glashütte Original PanoMaticLunar, A Saxon Ic
The Glashütte Original PanoMaticLunar was originally presented in the early 2000s and its most recent update was unveiled in 2015. Since then, and tog ...
28-11-2017 19:29
Hamilton Brings Back an Affordable Classic With the New Khak
In the mid-60s, the US Department of Defense issued a specification for a general purpose watch. That spec?MIL-W-3818B?was awarded in 1964, and it ...
28-11-2017 19:29
Seiko Releases Four JDM ?Mini-Turtles? (ref. SRPC35K1, SRPC3
One of the biggest releases of 2016?at least in terms of response and overall adoration from press and enthusiasts alike?was undoubtedly Seiko?s SR ...
28-11-2017 19:29
LAST CHANCE: Ralf Tech Académie Automatic 'Ranger̵
There\'s still time to enter for a chance to win a Ralf Tech Académie Automatic \'Ranger\' in the aBlogtoWatch monthly watch giveaway. The article LAS ...
28-11-2017 19:29
Introducing – GoS Sarek Midnight Blue, Known Watch, Ne
A unique piece is something few people can afford, but a lot of us dream about. Whether it might be a record-smashing Patek Phillipe for Only-Watch or ...
27-11-2017 19:32
TAG Heuer Link Men Calibre 5 Watch Review
Thoroughly updated for 2017, the TAG Heuer Link continues to be the sporty Swiss watchmaker\'s answer to a men\'s jewelry-esque "business" watch. The ...
27-11-2017 19:32
Introducing – IWC Ingenieur Chronograph ?Tribute to Ni
Last weekend, just before the start of the final race of this year\'s F1 season, IWC introduced a special edition Ingenieur Chronograph, to honour las ...
27-11-2017 19:32
Exploring The World Of White Watches
Some colors are far more popular in the world of watches then others. Black is always a favorite, not only for straps and dials but also for watch cas ...
27-11-2017 19:32
Panerai Is Opening Its First Stand-Alone Boutique In London
Officine Panerai will shortly be opening its first stand-alone boutique in the UK and to celebrate, the company has created a unique bronze timepiece ...
26-11-2017 19:35
One Watchmaker's "No BS" Policy Leads to a
Let?s be upfront about it: The watch industry is downright intimidating during the best of times and outright impenetrable in the worst of times. When ...
26-11-2017 19:35
Introducing Solloshi Design, A Boutique Brand Of Ultra High-
We, the small team at Solloshi Design, love and collect high-end watches, but do so perhaps for a reason a bit more unusual. Learn more about our crea ...
26-11-2017 19:34
News – TUDOR Announces Agreement With World Rugby, Rei
After welcoming David Beckham and Lady Gaga as brand\'s ambassadors and members of the #BornToDare campaign, then followed by a partnership with world ...
26-11-2017 19:35
Vacheron Constantin Overseas Dual Time Watch
The name "Overseas" immediately calls to mind travel and foreign places, and with a well-executed dual time zone display, the Vacheron Constantin Over ...
26-11-2017 19:34
Patek Philippe Calatrava 5180/1R Skeleton Watch Hands-On
Obviously, there are many ways the new-for-2017 Patek Philippe Calatrava 5180/1R could be described. The most convenient way would be an extensive use ...
26-11-2017 19:34
Audemars Piguet Extra-Thin Jumbo Royal Oak Ref. 15202 Gold W
The Jumbo Royal Oak in its most classic configuration is a watch that historically, by all measurements, should wear exceptionally thin. However, this ...
25-11-2017 19:30
Reverie GT Driver's Chronograph Watches
Today Samuel Tay, founder of Reverie Watches, introduces us to the Reverie GT Chronograph ? a driver\'s watch with a bold look and a very affordable p ...
25-11-2017 19:30
An Interview With MB&F Watch Designer Eric Giroud
For WatchTime?s Design Special 2018, on sale now and available for download in the WatchTime Shop, we sat down with several different design professio ...
25-11-2017 19:30
Vacheron Constantin – Overseas Dual Time
Technicality meets practicality in the new Overseas dual time model equipped with an in- house movement enabling simultaneous reading of two timezones ...
25-11-2017 19:30
Alsta Nautoscaph II Watch
Alsta have recently announced their first watch, the Alsta Nautoscaph II. It is an updated version of the original diver?s watch now featuring German ...
25-11-2017 19:30
Buying Guide ? Squaring the Circle with 6 of the Best Cushio
With their softly rounded square cases and inner round opening, cushion-shaped watches are a sure way to stylishly stand out from the crowd. Masculine ...
25-11-2017 19:31
Haldor Armis Dive Watch
After the release of their debut larger than life dive watch ? the Abissi ? Haldor is proud to announce the addition of a smaller model to the line-up ...
24-11-2017 19:32
Seiko Prospex Samurai SRPB51 Watch Review
Seiko has recently released a line of Seiko Prospex Divers heavily inspired by 2004\'s Seiko "Samurai." The collection marks the non-limited-edition r ...
24-11-2017 19:32
Introducing – Ralph Lauren 867 Collection 35mm, Now in
The story behind Ralph Lauren watches has been quite unpredictable over these past few years. Once doing fashion-oriented pieces, once playing in the ...
24-11-2017 19:32
A Holiday Watch Shopper's Guide to New York City
When youâre planning a trip, you probably google the must-visit restaurants, hotels, and, of course, the most popular sights. As a watch enthusiast, ...
24-11-2017 19:32
Girard-Perregaux Laureato Skeleton Ceramic Watch
The Laureato is meant as Girard-Perregaux\'s answer to other top-tier watchmakers and following the model\'s revival, a slew of variations have culmin ...
24-11-2017 19:32
Christopher Ward Watches Mega Weekend Sale
There\'s still some time left to take advantage of Christopher Ward\'s Mega Weekend sale. For a limited time, the British watch brand is offering 15% ...
24-11-2017 19:32
Announcing – The New MONOCHROME Shop, Redesigned and R
Today, I am proud to announce that MONOCHROME is, again, moving one step forward. Last year, we celebrated the 10th anniversary of our watch-magazine ...
24-11-2017 19:32
A Special Christmas Offer from E.C. Andersson Watch Co.
What better Christmas present is there than a brand-new watch" According to E.C.Andersson Watch Company, there is none. That?s why the watchmaker is ...
24-11-2017 19:32
Value Proposition – The Star Dust and Black Dust From
A few months ago, we told you about a young brand from Poland called Balticus. At the time, they were raising funds on Indiegogo for two new automatic ...
23-11-2017 19:31
Dominique Renaud DR01 Blade Resonator Unvieled
Support us on Patreon for extra interactions and goodies: We had the pleasure of discovering the very first vers ...
23-11-2017 19:30
A Lange & Söhne team up with The Dresden State Art Coll
There?s hardly any brand that makes better prestige watches than A Lange & Söhne. A collector?s dream and... The post A Lange & Söhne team up with The ...
23-11-2017 19:31
Watchbox Contemporary Classics Volume 1: Series Introduction
The Rolex Daytona 16519 is a low-profile expression of rich materials with minimal pomp. Looking for all the world like a steel watch on a strap, the ...
23-11-2017 19:30
Hublot Opens Third Boutique In Italy With Special Art Of Fus
Swiss luxury watchmaker, Hublot inaugurated a unique exhibit to mark the opening of its latest boutique at Pisa Orologeria in Milan. READ MORE The pos ...
23-11-2017 19:30
Hands-on with the Carl F. Bucherer TraveTec II in rose gold
The vast majority of people are comfortable with watches displaying hours and minutes. But for those on the move or doing business around the world, m ...
23-11-2017 19:31
Military Origins, Sporty Streamlining: Hamilton Khaki Navy S
At Baselworld 2016, Hamilton Watch Co. made a splash ? obvious pun definitely intended ? with its launch of the Khaki Navy Frogman model, a dive watch ...
23-11-2017 19:31
Hublot shows it love for cricket with a limited edition chro
Swiss watchmaker Hublot has been associated with the International Cricket Council for the last three years and has... The post Hublot shows it love f ...
23-11-2017 19:31
Casio Pro Trek WSD-F20X Smart Outdoor Watch
Casio have released a limited edition of their Pro Trek smart watch, the WSD-F20 that was announced earlier this year. This version, however, is speci ...
23-11-2017 19:30
Jewelry Shopping In New York City
Few places in the world can rival with jewelry shopping in the Big Apple. New York City not only houses the boutiques from some of the most esteemed n ...
23-11-2017 19:30
Fiyta 3D Time Skeleton Watch Hands-On
Fiyta is a brand that many readers may not have heard of before, but they are one of the more successful modern watch brands in their home market of m ...
23-11-2017 19:30
The Craft Brewery of American Watchmaking: Talking with RT C
One of the things that gets us the most excited at the WatchTime office is the emergence of an upstart American watch brand. Some of you may recogniz ...
23-11-2017 19:31
Citizen Promaster Altichron Watch Updated For 2017 Hands-On
With the reference BN5058-07E timepiece, Citizen of Japan totally re-imagines the previous generation Promaster Altichron into something that I feel i ...
22-11-2017 19:33
Dominique Renaud's Innovative Concept DR01 Is Complete
Innovation in the field of escapements and oscillators is the new frontier in technological breakthrough of mechanical watches, as evidenced by revolu ...
22-11-2017 19:34
Borrowed Time: Longines Heritage Chronograph 1940
If you?ve got it, they say, flaunt it. And Longines, with a watchmaking history that stretches back to 1832, has taken this advice to heart, flaunting ...
22-11-2017 19:34
One For the Money: Christopher Ward C60 Trident Bronze Pro 6
Limited to 600 pieces, the new C60 Trident from Christopher Ward is a great looking watch at a respectable price (under $1,000). This piece also mar ...
22-11-2017 19:34
Tockr C-47 Wing Watch Giveaway
Tockr is a new American watch brand that\'s taking a unique approach to aviation-focused watches in the hopes of bringing something different to watch ...
22-11-2017 19:33
Audemars Piguet adds three new timepieces to its Millenary c
After giving us a preview of the three limited edition 25th anniversary Royal Oak Offshore models destined to... The post Audemars Piguet adds three n ...
22-11-2017 19:34
Women?s Watch Wednesday – A Lady's Perspective o
Earlier this year, when Armin Strom presented its ?Watch Configurator? to the world, the brand was a leader in the concept. Select your component colo ...
22-11-2017 19:34
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No one was injured in a fire tonight that destroyed a house on Tom Swamp Road.
The fire at 214 Tom Swamp Road started about 5:30 p.m. It was already out of control when firefighters arrived, according to Deputy Fire Chief John Duguay.
Police said the house is owned by Taylor and Marcee Balfour. Deputy Chief Duguay said there were animals in the house, but he was not sure how many or whether they were able to escape the fire.
Athol firefighters were assisted by firefighters from Petersham, Phillipston, Orange and New Salem. The cause of the fire is under investigation by fire investigators from the Athol police and fire departments.
Deputy Chief Duguay said investigators from the state fire marshal's office were expected to assist in the investigation tomorrow morning. He said tonight he planned to keep firefighters watching over the ruins all night.


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Follow Nicole on Twitter!
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Category Archives: Music
Top 10 Albums from 2013
These are the 2013 albums I listened to most, which means they're also the ones I probably liked the best. In reverse alphabetical order. Kanye West – Yeezus: This would be at the end of my list if it was ranked. … Continue reading
Posted in Hip Hop, Music, Nicole Solomon, Pop Tagged 2013, Beyonce, Chance the Rapper, Janelle Monae, Jean Grae, Kanye West, lists, Mela Machinko, Run the Jewels, Savages, The Shondes Leave a comment
HEADS UP! Just in time for the cool, cruel autumn, Jean Grae has released a track from her upcoming album Gotham Down, and it is something! Set to a scary minimalist beat and featuring some of the densest wordplay I … Continue reading
Posted in Hip Hop, Music, Nicole Solomon Tagged Donkey Kong, Jean Grae, King of Kong, lyrics, pac man, rap, rap genius, video games Leave a comment
Frank Ocean and the Politics of Heartbreak
As you may be aware, singer/songwriter/wolf gang member Frank Ocean recently posted a moving story to his tumblr about his first love, a love that didn't go the way he wanted it to and left him brokenhearted. The person with … Continue reading
Posted in Hip Hop, LBGT, Media, Music, queer, Uncategorized Tagged biphobia, Dream Hampton, Frank Ocean, homophobia, Odd Future, R&B, rap, sexism, tumblr, Tyler the Creator Leave a comment
Lupe Fiasco: Friend of the People
The other side of being the enemy of the state… Your favorite rapper's favorite #Occupy-er (or at least long-time supporter) dropped a free mixtape just in time for US Nakba Turkey Day. And you can have it! Download here! I … Continue reading
Posted in activism, Hip Hop, Music, Nicole Solomon, politics Tagged #Occupy, free download, friend of the people, hip hop, lupe fiasco, mixtape, occupy wall street, rap genius Leave a comment
Goodbye REM
I have taken so little time to reflect on REM's break up in the midst of recent chaos and upheaval. They were that band for me, the one that set me on a particular path at an impressionable age. Because … Continue reading
Posted in Alt Rock, Music, Nicole Solomon Tagged alt rock, Losing My Religion, Nirvana, Out Of Time, REM, the '90s, The Pixies, They Might Be Giants 2 Comments
Lupe Fiasco & Erykah Badu at the BET Awards
#OccupyAwardShows? Check it out. That's all. It's late. No further comment needed now. We can talk later. xo (More Lupe. Some Occupy performances.)
Some Musical and Other Artistic Highlights from Occupy Wall Street & Beyond
I don't really care about celebrities, but I do care about artists, and a lot of great ones are getting involved with Occupy Wall Street and the other Occupations popping up in new cities every day. I apologize to less … Continue reading
Posted in activism, Alt Rock, Hip Hop, Media, Music, Nicole Solomon, politics Tagged Billy Bragg, Immortal Technique, lupe fiasco, occupy boston, occupy together, occupy wall street, Radiohead, Rebel Diaz, Roseanne Barr, Talib Kweli 1 Comment


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Charles (Mac) McClure, CCIM, is Chairman at McClure Partners in Dallas. During his 45 years in commercial real estate, he has negotiated properties with New York State Teachers Employee Retirement System, GE Capital, Copley Real Estate Advisors, Kennedy, Associates Real Estate Counsel, and Stanford University Endowment.
McClure has been a CCIM Institute instructor for over 35 years and served as the 2009 CCIM Institute President.
McClure earned his Bachelor's of Business Administration in Management/Finance from Texas Tech University and his Masters of Business Administrations in Economics from Hardin-Simmons University.


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04 Jan Ballroom Romance Valentine's Day Workshop
Flowers, cards, dinner out — those are all well and good, but why not make this Valentine's Day extra memorable by connecting with your sweetheart on the dance floor at our Ballroom Romance workshop?
Join us in the late afternoon for ballroom basics and gourmet desserts before you head out to your Valentine's Day dinner.
No dance experience required. Instructor Veronica Hudacek will teach you all the background you need to know to lead and follow some basic American style rumba steps, a pattern that fits with many popular songs you might hear at party receptions as well as traditional Latin rumba music. Then, just for fun, you'll learn a short East Coast Swing routine to end the class with a bang.
After a little over an hour of dancing, we'll treat you to champagne and a sampling of decadent desserts, including mini gourmet cupcakes made by one of our very own students, the owner of Tasha Rae Bakery.
This particular workshop will take a departure from our usual focus on fitness. Wear whatever you like — even dressier clothes for those who might be going out to dinner directly afterward will be perfectly suitable. For footwear, we recommend smooth-soled dress shoes, low heels or flats, but sneakers will also do the trick.
Ballroom Romance
- Saturday, Feb. 14 from 3:30 p.m. – 5:30 p.m.
- Our Rittenhouse location: 1624 South St. (Major Moment Studio)
- $60 per couple or $35 per person. SAVE by purchasing early bird tickets in advance: $50/couple and $30/individuals through Feb. 7
(While this workshop focuses on partner dancing, that doesn't mean you can't join in if you don't have a sweetheart to swing with. Singles will partner up with each other or the instructors.)
Speaking of which, whether single or spoken for, we also invite everyone to join us the Friday night before Valentine's Day for our "Strong & Sexy Dancing Valentines"-themed Zumba and Striptease classes, also at our Rittenhouse location.
The night begins at 6 p.m. with a sexified Zumba class featuring a playlist filled with the perfect songs for booty-shaking and hip-grinding. Follow this with an extra special Frisky Friday striptease aerobics class that includes a sex toning workout focusing on exercises such as shoulder bridges and plank variations that have a lot of "extracurricular application." Whether you're looking to pick up some moves to bring home to your valentine or you just want to have fun and sweat away some calories, this double-header will leave you feeling strong and empowered.
Strong & Sexy Dancing Valentines
- Friday, Feb. 13 at 6 p.m. (Zumba) and 7 p.m. (Striptease Aerobics)
1624 South St.
- For each class: $12 drop-in, one punch on a class card or FREE for members. OR, pay in advance to attend both for only $15!