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Tax research software: More relevant than ever
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It's been an interesting year. President Trump promised major revisions to the Tax Code, and the Supreme Court was deciding whether or not to overturn the Quill decision in the South Dakota v. Wayfair case. In both cases, events unfolded to produce a lot more questions than answers.
And that makes the process of obtaining answers with tax research options more important this year than it has been in a long time.
With the Tax Cuts and Jobs Act one of the most significant changes to tax law in three decades, how are tax research vendors handling the huge job of providing answers to practitioners who are somewhat puzzled by exactly how to apply these changes with their clients? In our annual survey of tax research software, this was one of the primary questions we posed to our vendor panel of four of the primary suppliers of research software and materials.
So, what's new?
Obviously of major interest is how the vendors are addressing the new aspects that the TCJA brings to the table. And in these reactions, we noticed two major courses of action — reporting and analysis.
"Immediately upon enactment, we added visible alerts to all code sections and analysis that was impacted by tax reform," explained George Farrah, editorial director for Bloomberg Tax. "Within days, we had updated the Internal Revenue Code and had added Legislative Change Notes to all analysis impacted by tax reform. We expanded our Tax Reform Roadmap to include linked references to analysis."
Reporting was also a key priority for Thomson Reuters and Wolters Kluwer.
Thomson Reuters' Adam Gretz, senior manager of the tax practitioners segment, said, "The complete analysis of the Tax Cuts and Jobs Act was released to Checkpoint customers within 24 hours of the bill's passage; the Internal Revenue Code was also immediately updated on Checkpoint to reflect TCJA changes. Prior to and after enactment of TCJA, developments were reported and pushed to customers through daily news updates."
And Wolters Kluwer's Bas Kniphorst, vice president of product management, research and learning, added, "Our first priority is to report and provide guidance on the changes as timely and as accurately as possible. Although the Tax Cuts and Jobs Act is the most significant change to the Tax Code in 30 years, our approach has not changed. We consistently provide commentary and usable insights within hours of legislation signing."
And for practices with more limited budgets and needs, Tax Materials updated its line of research products as well, according to Jacob Meyer, who is in charge of business development for the research provider.
The vendor brought out a new Tax Law Package, which includes three books, starting with the "TCJA Summer Edition," which was released on June 15 to explain where everything related to the law was at that point of time.
"We have a 'TCJA Winter Edition' which will be released Dec. 15 to provide an update pre-tax season," Meyer said, "and our 'What's New In-Depth Edition,' which releases on Feb. 1, 2019, to cover any late-breaking tax laws, regulations and extenders, along with all the major changes over the past year. We provide an update service with new articles to keep our customers in the know on tax updates throughout the year that is free and included with purchase, and of course all of our publications will be updated for 2018 and the federal editions, which will be released on Dec. 15."
Report, then explain
But reporting is just part of the process of providing answers. Just as important, or possibly even more important, is the expert analysis that the vendors bring in understanding what these changes mean, and how and where they need to be applied.
Some of this analysis is provided in updated products that reflect changes in code and procedures.
For example, Bloomberg Tax approached the process by prioritizing analysis that was significantly impacted to be updated first. "As we amended content, we indicated that the discussion had been updated, making it easy for customers to know if a section had been impacted, and updated," Farrah said. "Taking a staged approach based on level of impact, we were able to complete updates quickly to meet our customers' expectations. We felt it was imperative to make our updates, not only quickly, but with transparency to give our customers confidence that the information they were relying upon was accurate and comprehensive."
And the vendors were quick to point out that the large number and impact of changes resulted in the introduction of new products to help practitioners cope with them.
One of the ways that Wolters Kluwer reacted was by expanding their AnswerConnect product introduced in 2017.
According to Kniphorst, "We have added tools to CCH AnswerConnect to assist with answering questions on items like 199A qualification, as well as enhanced existing tools to reflect legislation and other changes, such as updating our nexus information to reflect the implications of U.S. Supreme Court decisions such as the definition of sales nexus resulting in the South Dakota vs. Wayfair case."
"We also recently introduced CCH AnswerConnect Tax Cuts and Jobs Act guides to provide a primer on the changes that impact specific taxpayers, or situations covering topics like corporate taxation, high-net worth individuals and small businesses," he said. "In addition, we are developing and releasing products which will allow CPAs to find specific clients impacted by any law changes or guidance from the IRS and Treasury. This will allow CPAs to contact clients through prepared and customizable communications detailing the impacts of any changes as soon as possible."
Bloomberg Tax has also introduced a host of new products, including adding insight into the impact of the tax reform through practitioner insight articles, ongoing news coverage, and special reports, as well as a continuously updated set of frequently asked questions. Also available is a timeline to track IRS guidance on the impact of tax reform as it is released, a series of "Jumpstart" podcasts that allow customers to quickly understand the impact of various major changes made by tax reform, as well as a Tax Reform Watch landing page that includes full-text documents, news, analysis and more on tax reform.
The goal is to provide subscribers with an easy-to-access, centralized place to find all things related to the TCJA, according to Farrah.
Thomson Reuters hasn't been idle in this area either. "We introduced the Complete Analysis of the Tax Cuts and Jobs Act, which provided a comprehensive analysis of all the complicated changes, client letters, and finding tables to help users find the coverage they need," Gretz said. "In addition to the Complete Analysis, we have added TCJA-related interactive tools to our planning and advisory guides, such as the Qualified Business Income Deduction Worksheet, the Business Interest Expense Worksheet, the Kiddie Tax Calculator, and the Choice of Entity Analyzer. In parallel, we have also published new Checkpoint Catalyst topics, such as qualified business deduction from partnerships, S corporations, LLCs and sole proprietorships (IRC Section 199A) and Section 965 transition tax on accumulated foreign earnings."
Tell it to the machines
We were also curious about what technological advances vendors have seen in the past few years. Much of what we were told involves the implementation of machine learning and artificial intelligence, especially in the area of natural-language queries and searching. While Boolean queries are still fairly prevalent in tax research applications, the huge influence that Google and other natural-language search engines has had on the use of computers has certainly had an influence on tax research as well. And the ability of the application to learn and adopt to a user's techniques, workflows and needs is an important step up in ease of use.
Bloomberg Tax is on board with this technology. "We have employed artificial/machine intelligence to improve search performance, helping results become more relevant. Our search algorithm is continually being improved based on machine learning and usage," said Farrah. "The next advancements will be in the application of AI in developing workflow tools to assist practitioners with tasks like the documentation of tax research, as well as data analysis of financial statements and disclosures to provide better business intelligence for firms and their customers."
"Checkpoint Intuitive Search extends natural-language search beyond keyword matching, interprets meaning, and displays results that can be scanned easily to get to the most useful information. Natural-language searching is a commonplace expectation of today's users," added Gretz.
But Tax Materials' Meyer isn't quite as enthusiastic about handing the reins to technology.
He pointed out that, "AI certainly is helpful and good at pointing people in the right direction, but it's on the tax preparer to decipher the results and find the appropriate answer."
Just ask Alexa
Also starting to make their way into research software are voice-assist systems such as Alexa. While Alexa (and Google's version, Google Home) are becoming ever more common in the day-to-day world of connected devices, they depend on "skills" that are the programmed algorithms that operate in the background. These need to be developed to do specific types of operations, so implementing voice search capability for detailed Tax Code searches is not something that comes standard with your Amazon Echo.
Given the extension to natural language capability that voice-assistant systems like Alexa offer, three of the four vendors we surveyed are investigating this technology or have already added it to their tax research repertoire.
"Bloomberg has voice assistant functionality and we are actively exploring ways to leverage this technology in our tax products," Farrah said. "Our goal is to employ this technology in a manner that will provide tax professionals with real benefits, such as increased efficiency and greater understanding of tax law. As with all of our enhancements, we are working closely with tax practitioners to understand how this technology can best be used to effectively save them time and increase the quality of their research."
Thomson Reuters is also interested in being able to offer its subscribers this kind of search capability. According to Gretz, "We expect there will be a place for voice assistants in tax research, most likely in the quick reference arena or tied to workflow or schedule management. It's also important to continue to evolve search capabilities so that professionals searching for answers or guidance in complex, developing or unfamiliar areas of law can search broadly and still find what they are looking for by having a conversation with the search engine."
And Wolters Kluwer has already implemented voice-assist technology to some extent. According to Kniphorst, "We collaborate closely with customers and witnessed firsthand how professionals call out questions to colleagues across a room to get the answer to a tax research question. We realized we could augment our CCH AnswerConnect with a voice-enabled Tax Assistant. Allowing users to get their answers — find a rate, look up a threshold — without leaving their workflow is a great achievement in productivity."
Still a ways to go
As far as tax research technology and capability has come, as technology improves, so too will the accuracy and ease of use. Our vendors had some very definite ideas of where technology will go. According to Wolters Kluwer's Kniphorst, "In the future, AI will understand free-form text, make an analysis, and then place it in the right place in a report or compliance document. Tax planning and optimization strategies for individuals or even multinational corporations will be possible. AI will automate many workflow processes, like monitoring changes in legal and regulatory disciplines, and updating previous documents or systems with the relevant changes."
He continued, "In the mid-to-large area where we see many mergers, ensuring the health of the firm will be critical. As such, tax professionals will need targeted practical guidance based on the situations their clients face and be aware of any new laws or programs that affect their clients specifically. For a professional to be able to send key information directly to a client — as it is happening — is paramount. Content delivery combined with predictive analytics will be areas to continue to watch over the next few years."
Finally, Thomson Reuters' Gretz added, "Several technologies are likely to transform our industry, including artificial intelligence, blockchain, big data and data analytics. These advances will set the foundation for new products and services along with potential new business models."


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The Collective
Codex[edit | edit source]
Few verifiable reports of the Collective exist beyond Kadara Port. They claim the Collective is a spy network of Milky Way outlaws and angara who use blackmail, espionage, smuggling, and hacking to gain leverage on Kadara.
The Collective is said to be led by "the Charlatan." No reliable data is available on this individual's identity, but the Charlatan has been quietly amassing influence since the Hyperion arrived in Andromeda. Those who cross the Charlatan are dealt with ruthlessly.
Intercepted transmissions show that the Outcasts consider the Collective's growing power a threat to their own position. The Outcasts' focus has shifted from harrying Nexus trade convoys to arms deals, putting them on a war footing. The Collective's response has been less public, but many Outcast supporters have lost their fortunes or disappeared without a trace.
Resolution of High Noon[edit | edit source]
Support Reyes Vidal[edit | edit source]
Since Sloane Kelly's death, the Collective has gained control of Kadara Port. The situation in Kadara is still stabilizing, as Outcasts and Kelly loyalists are hunted down.
Publicly, Kadara Port is now run by Keema Dohrgun; behind the scenes, we are aware that the real power is Reyes Vidal, now revealed to be the Charlatan.
Support Sloane Kelly[edit | edit source]
Without Reyes Vidal, now revealed as the Charlatan, the Collective is vulnerable to reprisal. APEX reports that Sloane Kelly has already ordered a purge of Collective sympathizers.

subset: commoncrawl


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This fully multi-coated Barlow lens, offers you the opportunity to see if a high powered Barlow lens is right for you.... and the three element, apochromatic optical glass is a bonus! This economically-priced 2.5x Barlow lens makes a wonderful addition to your telescope accessories and increases the usefulness of the eyepieces in your collection. Great for the beginner or for those who only occasionally use a Barlow lens! Superb performance on lunar or planetary viewing and for coaxing high powers out of short focal length telescopes, like many of today's fast refractors.
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it brought Saturn and Jupiter closer with a 10mm, but I was hoping it would be clearer. It could also be the limit of my 6" reflector.
Not a bad Barlow to increase magnification on open/globular clusters and nebulae. However, this will exacerbate chromatic aberration. Not good for trying to split close, bright binary stars. By contrast, my Celestron 2x Barlow actually helps mitigate CA! May work fine on reflectors.


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When Philadelphia-area athlete Kyle Carr says he's been skating his entire life, he's not exaggerating. The 27-year-old Olympic speed skater learned to roller blade when he was just a year old, when most toddlers are taking their first clumsy steps. At age 3, he competed in his first national competition for the sport, eventually trading his wheels for blades at 15. He reached milestone after milestone from then on – making the Junior World Team and later the World Cup team. But his ultimate goal was always to represent Team U.S.A. at the Olympics.
His story is not without tragedy – Carr was injured during a trials competition for the Junior World Team. But with the support of his loved ones and the intense focus on his dream, he made the team for this 2014 Winter Olympics at Sochi, Russia, the result of over two decades of sacrifice, hard training and focus.
Kyle Carr competes with his teammates in the men's 5 thousand-meter relay. We wish him the best of luck!


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During North Carolina's "budget crisis" last summer, taxpayers were told that they need to fork over an additional $1 billion of their money in order to allegedly preserve the "bare essentials" of state government. It was one of the largest state tax hikes in the nation.
Families across the state struggling to pay their bills were asked forced to sacrifice more of their hard-earned money away from taking care of their families and hand it over to state politicians.
Keep this in mind as you read this press release from the Governor's office about how Hewitt Associates will get a nice fat tax break for expanding in Charlotte. Hewitt, by the way, had more than $3 billion in sales last year, and boasted a tidy profit margin of 13% – four times the profit margin of those evil health insurance companies at 3.3% – and yet they are getting a tax break while the rest of us pay more in taxes.
In her press release, Gov. Perdue had this to say:
"This announcement by an international industry leader can only strengthen "North Carolina's already strong reputation as a business-friendly state…"
But if North Carolina is already such a "business-friendly" state, why exactly do you have to continue to bribe companies to do business here?


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Emerging markets are facing classic headwinds like low global growth, a rising dollar, and the drop in commodity prices, but there are places to put money to work if investors know where to look, investment pro Wasif Latif said Thursday.
"A lot of these markets are still pretty attractive when you peel away the onion and look within emerging markets," the head of global multi-assets for USAA Investments said in an interview with CNBC's "Power Lunch."
"Some of those markets are attractive from a valuation standpoint, whereas some have a higher degree of quality and can not only withstand some of this volatility at an economic level but also will benefit from lower commodity prices."
Overall, emerging markets have taken a beating lately, with the emerging market ETF down more than 25 percent from a year ago.
Earlier Thursday, Allianz Chief Economic Advisor Mohammed El-Erian painted a gloomy outlook for global markets.
"What we're seeing is a classic overshoot that starts in the emerging markets world and it starts spreading" he told "Squawk on the Street."
"What that causes is heightened risk aversion."
Latif believes India is still one of the most attractive places to be outside the United States.
"It hasn't faltered as much as the other markets have because the central bank ... is really strong and ready to preserve and protect the currency," he said.
While there will be some short-term economic pain, he believes it is a long-term secular growth story.
He also sees value in Turkey and China.
—CNBC's Zack Guzman and Hailey Lee contributed to this report.


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Fleischer, Tamás (2003) Infrastructure networks and the competitiveness of the economy. Project Report. Ministry of Finance of Hungary, Budapest.
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This paper aims to examine how technical infrastructure networks may contribute to improving the competitiveness of the Hungarian economy. Consequently, our main question will be to establish how certain networks or sectors can promote competitiveness of the entire economy rather than how they could be more competitive in their own field. In the macroeconomic or regional sense competitiveness is interpreted as the entirety of safeguards and preconditions that provide a long term basis for success in a competitive market environment. The review of the economic, social, institutional and facility preconditions of competitiveness has highlighted that practically every component must be backed by a good system of relations: both strong, balanced internal relations promoting co-operation and external relations to assure outward linkages. Despite the above correlation, it would be a fallacy to assume that infrastructure networks as linking elements in general are factors per se improving competitiveness. In accordance with the level of development of the economy, the key forms of activity and the realistically attainable objectives, different linkages and service needs become key for the development of the economy in different stages.
|Item Type:
|Monograph (Project Report)
|H Social Sciences / társadalomtudományok > HB Economic Theory / közgazdaságtudomány > HB1 Macroeconomics / makroökonómia
H Social Sciences / társadalomtudományok > HE Transportation and Communications
|Depositing User:
|Tamás Fleischer
|Date Deposited:
|31 Jan 2013 14:44
|Last Modified:
|06 Feb 2013 11:53
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Az infrastruktúra-hálózatok és a gazdaság versenyképessége. (deposited 31 Jan 2013 14:47)
- Infrastructure networks and the competitiveness of the economy. (deposited 31 Jan 2013 14:44) [Currently Displayed]
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Walk into any sporting goods store and you'll see a plethora of endurance sports supplements in gel, liquid or chewable form, some with hefty price tags. These supplements are designed to provide a quick source of easily digestible carbohydrates to supply blood glucose for energy after an athlete exhausts his or her glycogen stores.
However, the humble raisin may perform just as well as a carbohydrate supplement for endurance sports. A 2012 University of California-Davis study examined the metabolic, performance and gastrointestinal effects of supplementing with raisins compared to commercial sports chews. Eleven male runners completed three randomized trials (consuming raisins, sports chews or only water) separated by seven days. Runners ran on the treadmill for 80 minutes at 75 percent of their maximal oxygen uptake to deplete glycogen stores before completing a 5-kilometer time trial.
Researchers found no significant differences in performance or GI issues between the athletes who consumed the sports chews and those who consumed raisins. Both raisins and chews enabled higher carbohydrate oxidation and better running performance compared to water alone.


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Publications On Ecclesiastical History -- By: Anonymous
Journal: Bibliotheca Sacra
Volume: BSAC 001:2 (May 1844)
Article: Publications On Ecclesiastical History
Author: Anonymous
BSac 1:2 (May 1844) p. 408
Publications On Ecclesiastical History
Bibliotheca Patrum Ecclesiasticorum Latino-rum Selecta, ad optimorum librorum fidem cdita, curante E. G. Gersdorf. voll. h —10, .12mo. Lipsiae, 1838—1842.
This select library of the Latin fathers is to be reckoned among the best literary projects of the times. The study of the early ecclesiastical writers has been limited to a few scholars, partly in-
BSac 1:2 (May 1844) p. 409
deed, from its nature, but scarcely less from the expensiveness and the unattractive form of the editions in common use. The Library before us is designed as well for the ordinary clerical reader, who can command neither the time nor the means requisite for a full course of reading in this branch of sacred literature, as for the ecclesiastical historian and critic, who needs a work of moderate dimensions that may he on his table for cursory reading and easy reference. The volumes are highly attractive in their external appearance. The paper and type and form are precisely what one would desire. But the editor has not confined his attention to external improvement in his publication; he has also taken great pains to give a purer text and a better arrangement of subjects. In a word, the literary execution is not inferior to the mechanical, and both are worthy of the age which has produced them.
Mr. Gersdorf, who holds an honored place among the Leipsic scholars, was formerly employed in the Royal Library at Dresden, but, for several years past, has been librarian of the university of Leipsic. He is well known to the public on both sides of the Atlantic as a man of high literary attainments. As general editor he sustains to the whole work nearly the same relation as that of Jacobs and Host to the Bibliotheca Graeca. The labor of preparation is so distributed, that each of the Latin Fathers is assigned to such an individual as is peculiarly qualified for the task of editing his works.
The first volume, containing the Recognitions of Clement, is edited by Mr. Gersdorf himself. The second and third volumes comprising all of Cyprian's genuine works, are edited by Mr. Gold-horn, private teacher in the university of Leipsic. The fourth, fifth, sixth, and seventh volumes embrace the complete works of Tertullian, and come out under the care of E. F. Leopold, of the Gymnasium of Annaberg, in Saxony. The eighth volume contains the three books de Officiis Ministrorum by Ambrose; and the ninth, the Hexanleron by the same author, both of which are edited by Mr. Gilbert, of the Leipsic University., The tenth and last volume yet published presents to us the first five books of the Institutes of Lactantius, the christian Cicero, whose entire works will be included in the collection. The editor of this volume ...
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Orwell Bridge closed as overturned lorry causes traffic chaos
PUBLISHED: 14:13 05 December 2018 | UPDATED: 15:05 05 December 2018
The Orwell Brige is now shut both ways after an overturned lorry stopped all traffic on one side of the A14 in Suffolk, causing massive delays.
Suffolk police were called to the scene of the accident on the eastbound carriageway of the A14, just after junction 57 at Nacton, near Ipswich, at 12.36pm.
They found a lorry on its side, blocking both lanes of the carriageway.
LATEST: Orwell Bridge open as cars freed from traffic jam
Paramedics are also attending the scene but the condition of the lorry driver is not yet known.
As a result of the accident traffic is building into Ravenswood and Nacton.
According to Suffolk Highways the road is expected to be closed until at least 4pm.
The Orwell Bridge is now closed in both directions.
The AA Traffic News website says: "Road blocked and slow traffic due to rolled over vehicle on A14 Eastbound from J57 A1189 Nacton Road to J58 A12 (Seven Hills).
"The road is blocked due to an accident which resulted in one of the vehicles to overturn."
An East of England Ambulance Service spokesman said: "We were called at 12.38pm to reports of a road traffic collision on the A14 in Nacton.
"We sent one ambulance, which is currently on the scene."
This is a breaking story, visit out website for the latest information.
If you value what this story gives you, please consider supporting the Ipswich Star. Click the link in the orange box above for details.


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Bad ideas die hard.
After failing repeatedly to pass legislation to repeal the increasingly popular Affordable Care Act, Republicans in Washington are trying once again this week. This time, they're trying to repeal health care reform without a replacement—something Sen. Cory Gardner recently said he wouldn't support, despite the fact that he has voted for similar legislation repeatedly.
Republicans are desperate to pass something—anything—to appease their wealthy donors and corporate special interests at the expense of millions of Americans who stand to lose coverage. There is a real danger that legislation far worse than anything we've seen so far could emerge from this chaos and quickly become law. Everything we've fought for up to now is on the line.
It is absolutely critical that Gardner and Senate Republicans see you haven't lost hope. Almost every one of you have already called Gardner's offices to demand he protect the Affordable Care Act instead of destroying it. The first thing I need you to do this week is pick up that phone and call again. Call over and over. Call every office:
Click here to share this graphic on Facebook. Click here to share via Twitter.
And tell Sen. Gardner that the war on health care must end. Gardner must vote NO on any legislation that would repeal the essential health benefits of the Affordable Care Act or roll back Medicaid eligibility. The time has come for Republicans to admit defeat and work in good faith across the aisle to make the Affordable Care Act work. Anything else is unacceptable.
Once you're done calling, check out more ways to take action for the week of July 24:
Medicare for All March – Boulder, CO
Bringing together all groups demanding with ONE VOICE that Congress passes Improved Medicare For All, this is designed to be a national media blitz campaign. Bring signs that show your support for a public option, single-payer, and/or Medicare for all!
Where: Boulder Mennonite Church, 3910 Table Mesa Dr, Boulder
When: Monday, July 24 at 5:00pm
VOTE NO morning vigil at Senator Gardner's office
Whether it is the BCRA or a flat repeal of Obamacare, the White House and Mitch McConnell are desperate to rush forward a motion to proceed on a bill that would leave either 22 million or 32 million fewer Americans with vital health coverage. That is unacceptable, and the bills' draconian cuts to Medicaid are unfixable despite any tinkering to improve it around the edges or appease moderate senators. Please attend this vigil outside Senator Gardner's office on the morning the Senate is expected to vote on the motion to proceed. As Coloradans, we have to let him know we're not giving up until this bill is completely dead.
Where: Skyline Park, 1125 17th St, Denver
When: Tuesday, July 25 at 6:00am
Thinking Liberally
Thinking Liberally is a lively, informal social gathering for liberal-leaning persons wanting to share thoughts, beliefs, and ideas with like-minded Broomfield residents, while enjoying a beverage, appetizers, and/or dinner in a relaxed setting. Please RSVP to attend to help us plan! We look forward to seeing you.
Where: Delvickios Incredible Italian, 1100 US Highway 287, # A500, Broomfield
When: Tuesday, July 25 at 5:00pm
Universal Health Care Meet-Up
Join Colorado Foundation for Universal Health Care volunteers for a meet-up to discuss how we will attain universal health care by 2020. Topics will include the 2nd Annual Universal Health Care Conference debrief, establishing a written local CFUHC infrastructure, recruiting candidates in Denver and statewide who support universal health care, lobbying our current officials in Denver to support universal health care, and ideas for a 2020 ballot measure to secure health care for every Coloradan.
Where: Mercury Cafe Denver, 2199 California St, Denver
When: Tuesday, July 25 at 6:00pm
Pints & Policy
Pints & Policy is an effort to examine local policy issues in a fun and social setting. We spend a little time on some content and a lot of time in interactive games, songs, and readings, to explore what that issue means to our community. It is a great chance to meet some neighbors, learn a little, laugh a lot, and enjoy a beverage or two.
Where: IPIE, 5807 W 38th Ave, Wheat Ridge
When: Wednesday, July 26 at 7:00pm
Legal Training For Protectors – Know Your Rights
Join Standging Rock legal defender and Red Owl lawyer Angla Bibens in a evening to discuss the legal rights, risks, and approches to defending our air and water. East Boulder County United will host the evening's presentation for people moving into activism that will include the stretegic use of nonviolent civil disobedience to protect our communities from impending oil and gas drilling.
Where: East Simpson Coffee Company, 414 E Simpson St, Lafayette
When: Wednesday, July 26 at 7:00pm
Women in Naturals – Emerging Women Leadership Series
Women in Naturals is the second in this innovative series designed to grow community and support for women of impact to help you succeed in business. Each event will have its own unique theme, including diverse panelists and power circle discussion topics, not to mention libations and evening nibbles!
Where: Impact Hub Boulder, 1877 Broadway, Suite 100, Boulder
When: Thursday, July 27 at 6:00pm
Our Homes, Our Voices – National Day of Action
July 29th is National Day of Action for affordable homes, a call for our community to increase federal investments in affordable homes and community development. Join us in telling our elected officials why investing in affordable housing is vital to our communities and Coloradans.
Where: Colorado Coalition for the Homeless, 2111 Champa St, Denver
When: Friday, July 28-Saturday, July 29
Colorado Lives On The Line Rally #ProtectOurCare
Join a coalition of groups to tell Congress not to take away our care! Gather in Denver for a massive nationwide day of action to lift the voices of the millions of Americans whose health care will be ripped away if Congress succeeds in its efforts to undermine affordable, quality care. Co-hosts will also have tables to provide information on how people can volunteer!
Where: 2001 Colorado Blvd, Denver
When: Saturday, July 29 at 10:00am
Colorado Resistance Writing Workshop
Storytelling is another way in which we can turn our activism into real and meaningful change. Join likeminded folks who have a story to tell and want to move forward with sharing that story. We will meet on July 29th from 10 am to noon in the Theresa Dando Meeting room of the Sheridan Library on Oxford Ave.
Where: Sheridan Library, 3425 W. Oxford Ave, Denver
When: Saturday, July 29 at 10:00am
You're Invited to Train to Lobby For Animals & Environmental Protection
Now, more than ever, citizen lobbying on Congressional legislation is critical to protecting wildlife and the environment! With frequent legislative attacks to dismantle the Endangered Species Act, revoke the Antiquities Act, drill in the Arctic National Wildlife Refuge, permit the use of horrific hunting tactics in wildlife refuges, rollback critical laws including the Clean Water Act, and open our public lands to oil and gas development, we need an army of passionate, knowledgeable, and skilled citizens to lobby Congress! Whether you are a novice or an expert lobbyist, this training, led by Defenders of Wildlife's National Outreach Representative, Caitlin Cattelino, and supported by additional environmental and wildlife organizations, is for you! This will also be a great opportunity to meet other wildlife and environmental activists in your community! All are invited and encouraged to attend!
Where: Capitol Heights Presbyterian Church, 1100 Fillmore St, Denver
When: Sunday, July 30 at 11:00am
Thanks again for everything you're doing to fight back—this week and every week. Remember to keep an eye on your inbox for breaking news that could come at any time. We'll see you at this week's events, and next week as the resistance goes on.


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|Warranty length
|1 Year
|Over Ear
Tech Specs
- Tranducer type: dynamic
- Operating principle: open air
- Freq Response: 14Hz-28kHz
- SPL (1mW): 98
- Normal Impedance: 32ohms
- Driver matched: 0.05dB
Product Description
Grado The White Edition Headphones is a very limited Edition model exhibiting the pure Grado sound music lovers have come to expect from the brand's exceptional headphones which consistently gain top reviews from the the hi-fi and headphones press.
Prestige Quality
The White Headphone is based on the GS1000e but is far more than a redesign though, the new earcups produce a pure Grado sound. These are limited editions giving them future investment potential. There are currently only 15 coming into the UK to cover the whole country and we dont expect these to last very long.
Impressive Design
The headphones feature leather headband as well as white accenting on the ear cups which contrast the black ear pads. Built by hand in Grado's New York headquarters, the design incorporates a brushed aluminium enclosure and eight conductor cables for greater control of the high and low frequencies.
CEO John Grado was inspired by one of his family's favourite records and sought to commemorate the power music can have on a person's life.


text:
Derived from the word 'Gratitude', Gratuity is a token of appreciation from an employer to its employees who have served in the organization for a minimum of 5 years, thereby proving to be faithful and dedicated towards work. The extraordinary contribution of employees falling under this category is reciprocated by a cash prize reward. This amount is not deducted from the concerned employee's salary, rather given as a gratuitous gift, entirely funded by the employer. Now the question is –
How is Gratuity Calculated?
There are several gratuity calculation formula to use while calculating the amount but the most authentic and widely accepted one is:
Gratuity = 15 / 26 * (A * B)
A = Last Drawn Salary of the Employee + Dearness Allowance
B = Total No. of Years of Service
'*' = Product or Multiplication
Having understood the meaning and calculation method of Gratuity, let us walk through some of the major advantages that this reward/ benefits scheme holds for working professionals:
Benefits of Gratuity
- The only eligibility and applicability of availing Gratuity is that the employee works with a single organization for 5 years or more and the organization has over 10 working employees
- The companies registering for Gratuity just have to be covered under the Payment of Gratuity Act, 1972 or they can voluntarily opt for offering the same
- In case of death/ permanent disability or other unavoidable circumstances, employees have the power to transfer the Gratuity fund to their legal heir, else they can name a nominee for receiving the amount on their behalf later on
- The eligible employee can get a maximum of INR 20 lakhs as the Gratuity amount
- The amount won by an employee through the Gratuity Benefits Scheme is absolutely exempt from tax for government employees in case they withdraw the same on retirement
- The payment of Gratuity by a company does not depend on the profit or loss faced, the employers are bound to give the amount once committed
The gratuity amount depends upon the tenure of service and last drawn salary. It is calculated according to this formula: Last drawn salary (basic salary plus dearness allowance) X number of completed years of service X 15/26.
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Eachine VR D2 FPV Goggles DVR Diversity 40CH 5.8Ghz
Have a look at super cheap FPV goggles Eachine VR D2 with built-in DVR (Video recording) and diversity. This is a deal that we have been waiting for extreme low price. Eachine seems to listen users voice and add a feature to adjust a lens. Worth to mention is also a fact that in full set we get also a built-in 2000mah battery. So for under 70$ we can get goggles with all needed features.
EAchine VR D2 in 360:
[smart-product id="15390″ border="false" interval="200″ fullscreen="true" style="flat-square"]
Big 5 inches screen with resolution 800×480
Diversity – Dual receiver 40CH 5.8GHz
High quality face sponge
DVR – You can record you flight on SD card
Lens Adjustable
Built-in 7.4v 2000mah battery
- Super low price
- DVR build in
- Diversity
- Adjusted lens
- Battery 2000mah
- Any ?


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Your Unpackaged Nissia Holidays Booking Conditions updated: 1/4/2018
Nissia Holidays is a trading name of Nissia Holidays Limited. These booking conditions form the basis of your contract with Nissia Holidays Limited. In your own interest we ask you to read them carefully.
1. When you make a booking and pay a deposit
When you make a booking and we confirm via email or letter, you guarantee, that you have the authority to accept, and do accept, on behalf of your party (including persons substituted or added later by agreement) the terms and conditions of these booking conditions.
The person making and accepting the booking conditions must be at least 18 years old. When you make your booking you must pay a deposit of £125.00 per week per accommodation, we must receive the correct remittance within 7days of you making a reservation with us. A binding contract will come into force between us at the time we email or post out a confirmation of your booking, and until then we shall be under no liability to you whatsoever. The deposit is your only commitment until 12 weeks before departure. This deposit is your only commitment until 12 weeks before departure.
2. When you pay the balance
The balance shown in your online account/ confirmation booking must be paid at least 12 weeks before your departure date. If the balance is not paid on time we will cancel your accommodation and retain your deposit. The cancellation charges as outlined below in section 4 will also apply.
3. If you change your accommodation
If, after our confirmation invoice has been issued, you wish to change your accommodation arrangements in any way, we will do our best to help but it may not always be possible. We charge an administration charge of £80 and any further costs we incur (such as overseas telephone or fax charges) in making an alteration up to four weeks prior to departure. If you wish to change your booking within four weeks of departure, an administration charge of £100 will apply. If it is not possible for us to make the required changes for you then the original booking may have to be cancelled and cancellation charges will apply. Name changes will be accepted at a charge of £40 per person up to 4 weeks prior to departure and £60 per person thereafter.
4. If you cancel your accommodation
You or any member of your party may cancel your accommodation arrangements at any time once it has been confirmed. Written notification from the person (lead name) who made the original booking must be received at our offices. Since we incur costs in cancelling your accommodation arrangements, you will have to pay the applicable cancellation charges up to the maximum shown in the scale below. Period before departure within which notice of cancellation is received by us
Cancellation Fees Due
More than 90 days – Deposit only
90-60 days – 60% of accommodation cost
60-40 days – 75% of accommodation cost
40 days – departure date – 100% of accommodation cost
Note: If the reason for your cancellation is covered under the terms of your insurance policy, you may be able to reclaim these charges.
5. If you have a complaint
If you have a problem with your accommodation please inform our representative or agent in the resort immediately who will endeavour to put things right. In the unlikely event that your complaint cannot be resolved locally you should follow this up within 28 days of your return home by writing to Nissia Holidays at 14 High Street , Steyning , West Sussex, BN44 3GG giving your booking number and all other relevant information. Please keep your letter concise and to the point. This will assist us to quickly identify your concerns and speed up our response to you. Please note that failure to report the problem whilst in resort will deprive us of the opportunity to investigate and rectify your complaint at the time and this may affect your rights under this contract.
6. Your accommodation
The accommodation is reserved exclusively for the number of persons detailed in your online booking; you are not allowed to sublet the accommodation with anyone else without the written agreement of Nissia Holidays. Your accommodation will be available for you on your arrival day after 2pm. You must vacate your accommodation on departure day by 9am.
7. Behaviour
We reserve the right to refuse to accept you as a client or to continue dealing with you if, in our opinion or that of our local agent or representative, your behaviour is disruptive and is causing or is likely to cause distress, injury or danger to other clients, our staff or any third party; or damage to property. If we do this, we will not be responsible for any extra costs which you incur.
8. Your holiday insurance
We require that you, and all of your party, are adequately insured for your holiday and your policy must be extensive in it's medical and emergency repatriation cover. Details of your cover, and that of all of your party, MUST be brought with you on your holiday.
9. Passports, Visas and health
It is your responsibility to check that all members of your party hold the necessary documentation. We regret that we can accept no liability if you or any member of your party is refused entry onto any transport or into any country, due to failure to carry the correct documentation. If you are unsure what conditions may apply to you, or any member of your party, please consult the Foreign & Commonwealth Office or the relevant national equivalent.
10. Special needs or requests
If you have any specific needs or requests it is essential that these are made know to us by email at the time of booking. Should you or any member of your party have a disability or medical problem please check with us prior to booking so that we can advise you whether your chosen accommodation is suitable. We will do everything possible to meet all reasonable special requests but cannot guarantee their provision. Failure to meet such requests cannot be considered a breach of contract on our part and we are unable to accept any bookings that are conditional on a special request being fulfilled.
11. Damages to property
You are responsible for any breakages, losses or damage to your accommodation during your stay and will be asked to pay our representative for any necessary repairs or replacements before leaving the resort.
1. Your reservation
When we have received your deposit/payment and you have completed the "My Profile" section of the online booking management system, we will send you your booking confirmation detailing what is booked for you via email or post. The issue of the confirmation email or posted confirmation is our acceptance of your booking in accordance with the terms of these booking conditions. We reserve the right to correct errors or revise holiday costs at any time prior to our acceptance email. We also reserve the right to refuse to accept any booking.
2. If we change or cancel your accommodation
We reserve the right to make changes to your accommodation arrangements after we have confirmed your booking, and if we do so, we will use our best endeavours to inform you before departure and make suitable alternative arrangements.
Any change we make to your accommodation will be either minor or major. A major change is a change of accommodation to one of a lower official category. Any other change is a minor change. If there is a minor change we will do our best to notify you of this, but we are not under any obligation to do so or to pay you compensation. In the unlikely event that there is a major change, we will advise you as soon as is reasonably possible. You will then have the choice of accepting the change or withdrawing from the contract and accepting a full refund.
This means that we will not pay you compensation if we have to cancel, delay, curtail or change your accommodation arrangements in any way because of unusual and unforeseeable circumstances beyond our control, the consequences of which neither our suppliers nor we could avoid. Examples of this are war, threat of war, riot, industrial dispute, civil strife, terrorist activity, natural or nuclear disaster, fire, adverse weather conditions, closure of air or seaports, major essential building works or other similar events beyond our control.
3. Our liability to you
In the event of any dispute concerning standards of accommodation or services our liability shall not exceed 150% of the cost of the accommodation and/or services provided. (Personal injury and death excluded). We accept no liability for the actions of those concerned with any aspect of holiday arrangements who are not
employed by us and over whom we have no direct control. We accept no liability for consequential losses relating to travel or other arrangements made with other parties.
Please note that if any part of these booking conditions is found to be invalid or unenforceable, then the remainder of these booking conditions will not be affected but will remain valid and enforceable. All disputes will be governed by English Law and are subject to the exclusive jurisdiction of the English Courts.
4. Our Pricing Policy
The price you have been quoted has been based on known costs and a currency exchange rate of 1.15 Euro to the Pound. We will absorb and you will not be charged for any increase equivalent to 2% of the price of your accommodation arrangements. You will be charged for the amount over and above that, including any increases in VAT, Government imposed increases, or currency rate variations. If this means that you have to pay an increase of more than 10% of the price of your accommodation arrangements, you will have the option of accepting, or cancelling and receiving a full refund of all monies paid, except for any amendment charges. Please note that accommodation arrangements are always purchased in Local currency. No surcharge will be made within 30 days of your departure.
5. Accommodation description and accuracy
The text on our website and in our other promotional material is written, compiled and checked by our own staff to ensure that nothing is false or misleading. We believe that all the information in it is accurate at the time of publishing and we will make every effort to ensure that the facilities provided for you are in accordance with it. The website and other promotional materials are published in good faith but do not constitute any representation other than that the Company honestly holds such belief. Islands are described as most clients will find them EXCEPT FOR THE PEAK PERIOD WHEN EVERYWHERE WILL BE AT ITS BUSIEST. During July and August (when all of Europe is on holiday) even the quietest resorts are likely to be crowded and the whole of Greece is on holiday in August for the celebration of the Panaghia on the 15th August.
6. Seasonal factors and resort facilities
Building work and development is as common overseas as it is in the UK. Although you are on holiday, your chosen destination is not, normal life continues and this may include the noise and inconvenience of traffic (above and underground) building or roadwork's. Where we are aware of any such work which could seriously affect the enjoyment of a holiday, we will notify this as soon as possible. Our object is to provide as much factual information as possible, concerning accommodation and facilities to enable clients to make an informed choice. It should be noted that, pictures of villa and apartment interiors represent the general style, size decor and furnishings, but these may vary, wholly or in part from room to room. As such all pictures are 'typical interiors' only.
Air Conditioning/Heating. Periods of operation are at the discretion of the owner and cannot be guaranteed. Most people take foreign holidays seeking sunshine, the chance to see different countries, meet different people and experience a different way of life. In fact the pace of life is sometimes slower, the people have different attitudes and priorities, food and mealtimes may differ from the UK, shopping hours and work patterns are different and public services can be less reliable.
Insects such as Ants and Cockroaches thrive in warmer climates and whilst harmless they can be a nuisance though easily eradicated if brought to the attention of maids or owners/agents. Disruption of electricity and water supplies is not uncommon in some areas and as much use is made of solar panels for heating, lack of sunshine or heavy usage at some times of the day may result in water not being as hot as desirable. Again this is a feature of the country as is the apparent lack of urgency in repair work on occasions.
We are the guests in a foreign land and cannot expect them to alter attitudes or habits of a lifetime to suit us, please be patient.
7. Property left or lost in resort
The Company does not accept responsibility for property left or lost in resort unless this is due to the acts or omissions of our employees, agents, sub-contractors or suppliers.
8. Jurisdiction
This contract is governed by English Law and both parties agree to submit to the jurisdiction of the English courts at all times.


text:
The hardest days to be a photographer are ones when you have to photograph someone's tragedy.
Last night a fire in a dumpster (possibly fireworks set off by kids) led to a fully engulfed structure fire that destroyed the Sapa-Johnsrud Babe Ruth Field stadium in Columbia Falls. The stadium was built in 1989 by community volunteers like Bob Smith. He stands in the field, looking at the shell of what they had done and sadly states, "What a shame." Smith looks up at the roof, now charred and black and gaping with holes, and remembers being up there and working on the roof.
The coach, Ray Queen, is there, he paces the infield making calls, gathering and giving information, and starting the process of starting over. "It's so ironic," said Queen. "The last game we played here was Sunday. We played Kalispell and were winning 16-0 by the end of the third inning. The Kalispell team called it quits at that point. We weren't trying to run up the score. I was out at third base signalling my team, 'No more steals.'" Is it comforting at all to think that the final game was a victory?
For Queen this day is especially hard. This is what he told Daily Inter Lake reporter Katheryn Houghton:
The Sapa-Johnsrud Babe Ruth Field was named in memory of two former players who had gone to the Babe Ruth World Series in 1983, Jimmy Sapa and and Ray Johnsrud.
A year after the team went to the series, the two players died in a collision with a train while driving home from a baseball practice.
"I had played with them until their tragic death," Queen said. "This fire makes it feel like that's happening all over again."
In the scope of possible tragedies, this one is not as severe as a life lost. And yet, this is an emotional day for people. And coming in to photograph a painful moment in someone's life is never easy. On the one hand, the paper has to have a photograph of this. The field is a landmark for the community and we can't just ignore its destruction. We, the members of the news media, console ourselves and hope that our stories and photographs will inspire community members to get involved, donate time or money or resources, to help with the rebuild. But that doesn't make taking the pictures easier.
For me, in these moments I feel like the worst kind of vulture. I feel like the photographic version of an ambulance-chaser. I feel guilty. I have a job to do, but I hate it. The question is, how to do this compassionately? How to do this job and keep my humanity? And for me, introvert that I am, the answer is rather unexpected. It's to talk. Talk with the people. Don't jump in with the hard-hitting questions. Show a little sympathy. I personally have no connection to this place, but I can feel empathy for what they've lost and for all the mess they'll have to clean up. Don't ask for stories like you're trying to get the scoop, but let them tell their stories, so they can share and feel heard. And then get to work. Start taking photos. Details, overviews, people if they'll let you. That way, when you express sorrow for having to ask these questions and take these pictures, they'll forgive you and say, "It's ok. You're just doing your job."
This is why community journalism is great. In the morning I photographed the fire. In the afternoon I saw the team out doing a fundraiser car wash. I stopped to get more photos and we are going to run this photo with the fundraising information that they didn't have yesterday when all this was unfolding. I also learned at the car was that the league did not have insurance on the structure, they are going to have to raise all the funds. I called my boss, we added that to the story. It's important information and I get to be part of helping get the word out. Even the hardest days are great days when you get to do something good.
If you are so inclined to help out with this effort check out: https://www.gofundme.com/sapa-johnsrud


text:
SPC narrative>>
Beijing Singu Keller Cold Forming Parts Co., Ltd imported advanced SPC software management system, systematic and comprehensive real-time monitor the production processes. Timely discover quality problems and prevent occurring, ensure that product quality process capability is more stable and effective. Meanwhile by statistical analysis of numerous products data, it provides reliable basis for achieving quantitative and batch management of products. Implementation of online SPC system plays a prominent role in guiding production process, especially in dropping the cost and improving the efficiency. By monitoring ability of production processes, we finally achieve the effects of satisfying customers and enhancing the company's competitiveness.
Quality shapes the future, and quality is the key of competition. By improving all members' quality awareness, using advanced production monitoring methods, Beijing Singu Keller Cold Forming Parts Co., Ltd is trying its best to make customers completely reassurance and satisfied for each part deliveries to them.
Product classification


text:
Dhanush-Vetri Maaran's next lead ladyOct 19, 2013
As reported earlier, Dhanush and Vetri Maaran will unite yet again for their third project together. Tentatively titled Vengaisamy, the film as planned will go on floors in December. Vetri Maaran and team have invested a lot of time in pre-production as the script demands a lot of research work.
To be produced by Dhayanidhi Alagiri's Meeka Entertainment, the film will have Manisha Yadav, who shot to fame with Vazhakku Enn 18/9, as the female lead. The film will apparently have a strong tiger connect and will be extensively shot in dense forest regions.
Vengai Samy will have Vetri Maaran's usual squad, consisting of composer GV Prakash, cinematographer Velraj and editor Kishore.
Meanwhile Dhanush will be shuttling between KV Anand's Anegan and Velraj's Velai Illa Pattadhari.
- Exclusive : "I Said No To Shankar, Vetri Maaran Is No Exception" - Rajkiran, Rajkiran, Dhanush
- Dhanush And Vetri Maaran's Tour Of Slums, Dhanush, Vetri Maaran
- Powerstar Accussed Of Theft !, Powerstar Srinivasan, Vetri Maaran
- Siddharth Injured During Vetri Maaran Movie
- Siddharth Thrilled With Vetri Maaran Film
- Vetri Maaran, GV Prakash Turns To Acting
- Dhanush, Vetri Maaran And Anirudh Team Up
- Dhayanidhi Azhagiri Starts Something New With Vetri Maaran
- Dhanush's Naiyandi (aka) Naiyaandi Was Completed In Just 48 Days
- Dhanush And Venkat Prabhu Team Up Together To Do An Advertisement For Center Fresh
- Dhanush's Naiyaandi (aka) Naiyandi Cleared Censors With A Clean U
- Dhanush's Naiyaandi (aka) Naiyandi Is Set For Release On October 10
- Dhanush Advises Anegan Heroine Amyra Dastur To Watch Films Of Vikram And Rajinikanth
- Dhanush Starrer Naiyaandi's Single Track Is Releasing On 17th September
- Saranya Nag Is A Big Fan Of Ajith And Dhanush
- The First Among Equals!
- Naiyaandi Movie Review By Common Man
- Dhanush - Venkat Prabhu | All About Issues - Top 10 News - Slideshow
- Naiyaandi Movie Preview
- Dhanush's New Trailer With Venkat Prabhu - Videos
- Naiyaandi Trailer - Videos
- Vishal And Vetri Maaran At Dr MGR University 28th Annual Day Celebrations - Photos
- Naiyaandi Music Review
- South Stars Glitter At SIIMA - Photos
- Naiyaandi Teaser I II
- Vetri Maaran - Poonthendrel | Million Dollar Babies - The Star Kids - Slideshow
- Dhanush - Linga & Yatra | Million Dollar Babies - The Star Kids - Slideshow
- The Title Tricks
- Director Kathir Wedding Reception - Photos


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Nah. Not true. There are a lot of benefits to a silent protagonist that still, to this day, make it a viable design decision (also used by Obsidian in the Outer Worlds).Silent protagonist is stupid in 2020 in a full 3D game. The silent protagonist of older games wasn't a design/artistic choice, it was just a necessity born out of financial constraints.
But I'll get banned if I start derailing threads too much, so that's as far as I go. There's an 11 page thread about this very topic here:
Why have voiced protagonist?
***edit*** sorry if the OP makes no sense, it originally had a different title and was about 2 issues not just VO but got edited though the post itself did not. Anyway, what I'm saying is that I don't like that they had a voiced protagonist and what seems to be very limited dialogue options...


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BitFlyer, a Japanese digital coin and cryptocurrency exchange, has just entered the European market, having acquired a payment license to operate throughout the EU. According to BitFlyer, this makes it the only licensed exchange to provide cross-border Bitcoin trading between Japan and Europe.
BitFlyer is ranked 14th out of the exchanges, based on volume, according to information shared by Coinmarketcap.com. It handled almost $300 million in trading yesterday, putting it very close to what Coinbase experiences.
Whereas many exchanges offer a variety of altcoins, BitFlyer has chosen to focus on the more popular digital currencies. These include Bitcoin Cash, Bitcoin, Ethereum Classic, and the most popular coin in Japan, the Monocoin. The company plans to only offer Bitcoin in Europe, initially, which it will trade with Euros. However, the company does plan to eventually offer other choices later in the year. These will most likely include Bitcoin Cash, Litecoin, Ethereum and Ethereum Classic.
The exchange's European physical location will be in Luxembourg, where it was given its payment license.
Japan ranks in the world's top digital currency trading hubs. Other countries at the top of the list are Korea and the United States. However, many experts in the industry believe that Europe will most likely be seeing large growth in this market as well.
In a recent interview, Zhao Changpeng, the CEO of Binance, stated that Germany, France, Italy, the UK and Turkey are among his company's fastest growing markets. Because of Europe's potential for more growth in this market, Bitflyer hopes that establishing its presence there now will help in jumping ahead of the competition.
This decision has been made, despite the current discussion over Europe's plans to place more intense regulations on Bitcoin and other digital currencies. Bitflyer says it is not at all worried about these new upcoming regulations and does not believe it will hamper business.


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Executive Coach
Executive Coach has been providing group charter services and ground transportation since 1979. Our professional staff and drivers are here to make sure your experience is number one in customer service. Our services include:
- Motorcoach charter transportation
- Shuttle services
- Pier transfers
- Long distance service
- Corporate events
- School groups
- Sports teams
The Executive Coach fleet consists of 30, 47, and 56 fully-equipped passenger coaches. Satellite TV, 120 volt outlets, and ADA lift available. Our professional uniformed drivers have passed FBI, PA State Police checks and Child Abuse clearances. All drivers carry a cell phone and provide safe and courteous service.
Our office and service center is located 3 miles south of Willow Valley Inn & Suites/Doubletree with a full service garage facility. Our trained mechanic team can provide services such as general maintenance, rest room service, and wash service. Other services available.
Sit back, relax, leave the driving to us and enjoy your destination well-rested!
Group Travel Simplified, "Get Motorcoachified"


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Who's Buying the World?
It's been a busy (and expensive) first half of 2016 in the MarTech space. Software companies and Web-based applications are being snatched up left and right — almost three quarters of U.S. executives report data analytics and the cloud will be the two biggest driving forces behind M&A in the tech sector this year, according to a KPMG study. Here's a look at the most important MarTech M&As of 2016.
1. Vista Equity Partners Purchases Marketo
The marketing automation software giant Marketo was acquired by private equity firm Vista Equity Partners in a $1.79 billion all-cash deal in May. This deal, which valued Marketo at $35.25 per share, is Vista's latest acquisition in the tech world. This may be part of a larger plan to combine software to create a better analytical view of the customer.
2. Microsoft Acquires LinkedIn
Microsoft surprised the world in June by buying professional social media network LinkedIn for more than $26 billion. By coming together, these two companies are stepping up their game in enterprise, social and mobile. Microsoft now has the ability to enhance LinkedIn's values and create a database of social and economic behaviors — something that can change marketing in the future.
3. Salesforce Buys Demandware
In an effort to extend CRM leadership, Salesforce acquired Demandware, a leading enterprise cloud commerce platform specializing in personalization, for $2.8 billion back in June. Customers of Salesforce and Demandware will now have access to both platforms as a result of this transaction. This also puts Salesforce in a better position to compete with major players like Amazon, eBay and Magento. Demandware will be Salesforce's fourth acquisition of 2016.
We also can't forget:
- Oracle's acquisition of AddThis — a provider of publisher personalization and audience insight — for $175 million.
- The sale of customer analytics company Nexidia to NICE Systems for $135 million.
- IBM's acquisition of end-to-end video streaming platform Ustream for $130 million in Q1 of 2016.


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SBLAW would like to advise you on the procedure and our fee schedule in relation to the trademark registration proceeding in Vietnam as follows: 1. TRADEMARK INFORMATION Trademark List of
Question:It is our understanding that a registered black-and-white trademark can be used in black-and-white as well as in other colors. However, we heard that it is not the case in Vietnam. That
Question: Good day. I have some inquiries regarding registration of trademark. I'm planning to register trademark of classes 3, 9, 35, 38 and 42. So how much will the cost be and
Question: Please advise us the details of registration trademark in Cambodia and Myanmar? Answer: Thank you very much for your email regarding the subject matter. We hereby confirm that we are capable
Question: Please advise us the legal procedure to register trademark in Vietnam? Answer: Thank you very much for your email regarding the subject matter. Regarding your enquiries concerning the subject matter,
Procedure and timeline for registering trademark in Vietnam is as follows: 1.Procedure and Timeline The duration of a trademark search is around 10-15 working days. The duration of trademark application is around 14-18
MM18(E) MADRID AGREEMENT AND PROTOCOL CONCERNING THE INTERNATIONAL REGISTRATION OF MARKS declaration of intention to use the mark – United States of America (to be annexed to each international
Question: We want to proceed to register a new trademark in Vietnam. We want to know how much is the cost to file an application of trademark in Vietnam (Official fees, attorney fees
Question: Hello SB Law, My company is contracting some factories in Binh Duong Province to make products (travel accessories, luggage, ect), and my company wants to file a trademark registration
Question: One of our client needs to file a application in Vietnam. Please let us have your latest schedule of fee and help us to answer the following questions: 1.Please introduce the


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When Sam and I went on our field trip to Baker Beach, we stopped at Hard Knox Cafe, a Southern-style restaurant, for lunch before walking to the beach. Of course we compared everything to the "real" thing, and it wasn't half bad! The sweet tea passed the test, even if I didn't think the blackened catfish was as good as Little Dooey's in MS. One thing they got 100% right, though, was the corn bread! I love the sweet kind that they served before the meal came. Just like home!
After our beach trip, I had a hankering for the sweet cord bread muffins we ate at Hard Knox Cafe. So I bought some corn meal and made some mini muffins, using the recipe straight off the box.
Sweet Corn Muffins
1 1/2 cup all-purpose flour
2/3 cup granulated sugar
1/2 cup yellow corn meal
1 Tbsp baking powder
1/2 tsp salt
1 1/4 cup milk
2 eggs, lightly beaten
1/3 cup vegetable oil
3 Tbsp butter, melted
- Pre-heat oven to 350 degrees F. Grease or paper-line muffin cups.
- Combine flour, sugar, corn meal, baking powder, and salt in a medium bowl. Combine mlk, eggs, vegetable oil, and butter in small bowl; mix well. Add to flour mixture; stir just until blended. Pour into muffins cups 2/3 full.
- Bake 18-20 minutes (I checked at 15 because I was making mini muffins).
Yields: 18-20 muffins
Great results! Next time, I'll probably half the recipe–this yielded 24 mini muffins plus six regular muffins–every muffin tin I own!


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They have become McWitnesses.
I know this shouldn't bother me...but
by MTSman 13 Replies latest jw experiences
I think it would be weird if it didn't bother you - I mean people that you've known for years and had a relationship with, just snubbing you and ignoring your presence????? That's crazy, but it's "normalized" because JWs are programmed to think that they are doing this for a just cause. You used to behave this way too- but now you're not programmed anymore so it's bizarre behavior (as it should be). You're feeling isn't an issue-their behavior is.
Look at it as a sign that you've been deprogrammed
I am now the same as Audisapere, have been for a couple of years now. I have been out for a decade.
I just greet them as I would non-JDubs , and engage in small talk, none so far has tried to talk religion or "coming back".
I think the word has gone round that I am gone for good, the last ones who tried the old come back routine, two or three years ago, were told that the religion I left no longer exists, and they must prove to me that what they teach now is the truth, none have tried to do so.
All is good in my world I tell them, then just smile and walk away.
Is there anyone else that gets annoyed by people who act self righteous even though they really shouldn't?
The way left, the way I am, and the results of their lame attempts at making me feel uncomfortable, that didn't go too well fro them, nope. By now those shits I walked away from know better than messing with me. They crossed the street when they saw me.


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House Demolition Sunshine North Vic
Expert Affordable Residential Demolition In Sunshine North
We are the residential demolition experts. As an experienced Sunshine North demolition business, we provide a wide variety of demolition services and are capable of finishing even the most difficult projects. With over 20 years of experience, we are one of the leading demolition companies in Sunshine North, This combined with our outstanding work ethic and commitment to exceeding client expectations, makes us the preferred residential demolition providers.
Our residential demolition services can range from as minor as removing a shed, garage or carport to as major as eliminating the entire house. We provide thorough demolition services and are equipped to completely clear a site and prime the plot of land for new development. When you select us for your property demolition in Sunshine North 3020, you're getting more than simply your average demolition business. You're getting a team who are committed to surpassing your expectations.
Residential Demolition Sunshine North
Our group of completely trained demolition professionals have actually provided extraordinary work for over 20 years in the demolition Melbourne industry. All of our staff member have actually undergone expert training and work to the greatest level of safety standards. We practice only the best methods of demolition, carefully following state and industry health and safety guidelines in addition to our own OHS procedures. We're also geared up with a series of excavators, bobcats along with trucks, enabling us to complete any domestic demolition in Sunshine North job big or small.
We are among the most reputable residential demolition business and this is because of our team of professional demolition experts who manage and take unique care of each job from start to finish, making sure the whole task runs efficiently and timely. We understand much better than anyone how difficult a domestic demolition Sydney job can be. Which is why we insist that you leave all the effort to us. We're the domestic experts and can prepare the land in accordance to all requirements.
If you wish to deal with a leading domestic Sunshine North demolition business, contact us. With over two decades of experience in property demolition we and are more than delighted answer any concerns you may have and give our expert recommendations. Contact us today for a complimentary inspection & quote and have the best demolition business on the job!
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With many years of experience and substantial training, our highly-skilled team of professionals is uniquely certified to take on land clearing jobs of all sizes. Specialising in tree lopping, tree elimination and stump grinding or root ball eliminations, each member of our team possesses pertinent industry certifications and shares our commitment to supplying a first-rate land clearing to residential and business consumers.
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You can count on us to supply an expert, efficient land cleaning service at a reasonable rate. We carry detailed public liability insurance that covers all of the work we undertake. In other words, if you need land clearing Sydney and you want to make sure that the work is performed to the highest of requirements, we are a Home Demolition is the only business you require to call.
Our team has the essential equipment and experience to carry out land clearing on sites of all sizes in Sunshine North. From small residential gardens to huge broadacre developments, we can clear your site and leave it ready for brand-new building or landscaping work within any sensible time-frame and budget plan. Moreover, due to the fact that our land clearing experts are experts at what they do, you can be sure the site will be totally level by the time we have actually completed, minimizing your future labour and material costs substantially.
While some companies might specialise in simply tree elimination, we can look after all levelling tasks on your site with our specialised demolition equipment, which means you only need to handle one specialist. Correct preparation is necessary when repurposing land on which there are many mature trees and this is something at which our team excels. We offer a land cleaning service that really few of our competitors can match. Whether you just require a couple of trees getting rid of or you would like your entire site cleared and levelled, please do not think twice to call and discuss your requirements with us at any time.
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Here are 5 new cars on sale right now for under R3 000 per month over 72 months.
Times are tough and as the COVID-19 pandemic continues to thrash the local economy, many consumers have lost incomes and buying power. This will undoubtedly have a negative impact on the automotive sector going forward but there are also many consumers who are looking to buy-down in an effort to reduce costs. If your income is intact then now may be the best time to buy a new car as new car prices are expected to rise substantially as a result of the devastating impact on the Rand/Dollar exchange rate. It's also worth noting that the reduction of the repo rate in April 2020 will boost car-buying incentive in the short to medium-term while also encouraging sales from consumers who were previously unable to make a purchase.
Also see: 6 Lockdown Car Buying Tips
If you are a buyer looking for a new car priced under R162 000 and can afford to pay up to R3 000 per month over 72 months (6 years) then this list is for you.
As a minimum safety requirement, we have only included vehicles that feature a minimum of 2 airbags and ABS as standard, which conforms to the safety requirements for our #CarsAwards budget car category. The monthly repayment of R3 000 is calculated over 72 months with no deposit, no residual and the interest rate set at 10%.
Use our Finance Calculator to work out monthly repayments
Browse our New Car Specials page for all the latest and greatest deals on new cars in SA
The cars on this list are ordered from the cheapest to the most expensive and prices are correct as of July 2020.
1. Suzuki S-Presso - From R139 900
The new Suzuki S-Presso came to market just as South Africa went into lockdown in response to the COVID-19 pandemic but the S-Presso is currently the cheapest car on sale in South Africa with pricing starting at R139 900. More so, most of the S-Presso derivatives are priced below the R162 000 cut-off and make use of a 50 kW/90 Nm 1.0-litre petrol engine. A 5-speed manual and 5-speed automated manual transmission is available to buyers.
Estimated monthly repayments are from R2 592 over 72 months.
Read our review of the Suzuki S-Presso 1.0 S-Edition
Browse specification details for the Suzuki S-Presso
Buy a new/used Suzuki S-Presso on Cars.co.za
2. Mahindra KUV100 NXT K2+ – From R148 999
Mahindra updated its KUV100 NXT range in South Africa in 2018. The entry-level K2+ derivative, which costs R148 999, is powered by a 1.2-litre, 3-cylinder petrol engine with 61 kW and 115 Nm of torque and mated with a 5-speed manual transmission. With the new entry-level version, Mahindra is clearly targeting high-volume cars such as the Renault Kwid and Datsun Go but the Indian firm offers good safety specification, for which they deserve a round of applause.
Monthly repayments for the Mahindra KUV100 NXT K2+ is estimated at R2 760 over 72 months.
Browse specification for the Mahindra KUV100 NXT K2+
Browse for new or used Mahindra KUV100 stock on Cars.co.za
3. Suzuki Celerio 1.0 GA / GL – From R149 900
The former Cars.co.za Consumer Awards – powered by WesBank budget car category winner is a great choice in this segment and the facelifted version is more attractive than before. It's powered by a 1.0-litre petrol engine with 50 kW and 90 Nm of torque mated with a 5-speed manual transmission. The Celerio's biggest drawcard is its space offering with a sizable load bay (with a claimed capacity of 235 litres), which expands to 1 034 litres with the rear seatback folded flat. The Celerio GA is sparsely specced, but the GL derivative represents good value in this segment.
If you opt for the base Celerio GA, your monthly repayment over 72 months will be approximately R2 777.
Read our review of the Suzuki Celerio 1.0 GL
Browse specification for the Suzuki Celerio here!
Browse used Suzuki Celerio stock on Cars.co.za
4. BAIC D20 1.3 Comfort – From R149 990
The untested, Chinese-built BAIC D20 arrived in South Africa in 2017 and this particular derivative is powered by a naturally aspirated 1.3-litre petrol engine with 75 kW and 128 Nm of torque. A 5-speed manual transmission is standard.
Monthly repayments for the BAIC D20 1.3 Comfort over 72 months is estimated at R2 779.
Browse specification for the BAIC D2 1.3 Comfort here!
Browse used BAIC D20 stock on Cars.co.za
5. Renault Kwid 1.0 Expression - R156 900
A thoroughly revised Renault Kwid was launched in South Africa and apart from its fresh styling, the entire range is now equipped with ABS and dual airbags. The same 1.0-litre, 3-cylinder engine is found under the bonnet and it offers 50 kW and 91 Nm of torque. Buyers can choose between a 5-speed manual transmission or a 5-speed Automated Manual Transmission (AMT) across all 3 derivatives including Expression, Dynamique and the range-topping Kwid Climber.
Monthly repayments are estimated at R2 907 for the base-spec Kwid 1.0 Expression.
Browse specification for the Renault Kwid 1.0 Expression
Browse for new or used Renault Kwid stock on Cars.co.za
Budget Car Comparison
Watch our latest budget car comparison for further buying advice and insight into South Africa's budget car market.


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As if our logo fortune cookies weren't special enough, we now offer them in individual 2" x 2" x 2" white glossy gift boxes. Tied with a matching ribbon, these little gifts are truly stunning. Each fortune cookie is dipped in white chocolate, dressed with your 100% edible logo and generously sprinkled with candy confetti. You can choose colors and specify message themes at checkout. We now offer business message fortunes with messages like "Choose a job you love, and you will never have to work a day in your life ~ Confucius".
Your high resolution (200 DPI) electronic image can be emailed separately to our customer service department once order is complete. Minimum quantity is 12.
More About Our Classic Fortune Cookies
Note - Because this item contains chocolate that is prone to melting during warm temperatures, it can currently only be shipped via expedited air shipping. This restriction ends November 1.
NOTE - This item includes multiple personalization, size, color, and/or design options:
You may specify this information during our checkout process.
Contact our Minneapolis-based Customer Service