text: Squeezed into a 14-foot-wide lot along a Toronto street originally developed for worker housing in the 1880s is fingerprint technician and musician Patrick Flynn's 566-square-foot house by Linebox Studio. Now defined by a multitude of architectural styles, the street's character has changed but the tiny lot sizes, resulting in homes that measure between 300 and 500 square feet, have remained. Flynn's home—considered large by its surrounding standards—was conceptualized by Andrew Reeves, principal at Linebox, in close concert with the owner, a true minimalist who owns only a handful of T-shirts and sleeps on a yoga mat on an upstairs perch in the home. "What I hoped to really get at was a simple, industrial house with no ornamentation—very small and not excessive," says Flynn. The resulting double-height structure, clad in concrete and Galvalume, "is totally green by scale," says Reeves, who has dedicated a blog to the project. "It's rare to be able to design a space around someone willing to go that stripped down and minimalist, with very raw materials."


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I always had to bring my lunch to school. The cost of school lunches was too costly for our family budget. I went to a private school and I guess my parents figured that if they were already paying for my education, they didn't need to also pay for my lunch.
A lot of kids in my school also brought their lunches but it was the ones who bought lunch that I envied. My school was part of a local university and the lunches were brought in from the cafeteria on campus, just a few blocks away. Long table were set up with chaffing dishes. Students would walk down the line with a plate, just like at a buffet. Those hot, delicious smelling lunches made my simple ones from home seem so…uninteresting.
I devised a plan to "forget" my lunch one day so that I would have to buy it. I got into the car that fateful morning with my school bag carefully positioned by my side furthest from my mom. It felt flat and empty against my leg. And then she asked. She asked if I had my lunch and I…lied. That's how much I wanted to buy lunch at school. I wanted it enough to lie to my mom. I'm embarrassed to admit even now.
But I'm pretty sure she was wise to dishonesty. She said nothing else and off we went.
Later at school, during roll call, we were to indicate whether or not we were buying lunch. I continued the charade and told my teacher than I had "forgotten" my lunch that morning. And that was it. I was buying lunch that day. Or rather, I was eating lunch from the campus cafeteria on the promise that the funds would be paid the next day.
At this point in a story like this I should either be telling you how awful I felt about lying and that I couldn't even taste my lunch, that it felt like cardboard in my mouth. Or, that karma stepped in and as the smells of lunch wafted down the hallway I knew I had picked the wrong day to be sneaky; turkey hot dogs and vegetable medley.
Oddly enough, I don't remember much about my ill gotten lunch. I don't remember what was on the menu that day. I don't remember whether or not I liked it. I remember more about the lunch deception than the actual lunch.
My mom was not happy with me but I think she understood why I did what I did. We ended up coming to an agreement about lunches. I would take my lunch on a regular basis but a couple times of year, I would be allowed to purchase my lunch.
I wish I could tell you that I never lied about anything again, but that itself, would be a lie.
Today's post is my answer to a writing challenge at {W}rite-of-Passage, "The Lunch Box"

subset: commoncrawl


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Framers Corner - Artist/DIY framing, professional framing, frame hand tools, computerised mountcutters
UK based family business, designing & manufacturing, Picture Framing Machinery & Tools
Framers Corner is a family run business, est. 1977, to manufacture professional picture framing equipment
We sell our products through a network of International distributors who specialise in servicing the local market
We are continually developing new products to satisfy the demands of picture framers around the world.
It looks like you're in the UK, but you're browsing our International site. Switch to our UK site
The latest addition to our range of underpinners is the new P5 pneumatic operated machine. It has a new twin pedal design for easy operation. One pedal operates the front rebate clamp, the other pedal operates the top clamp and pinning cycle.
We now manufacture this machine in the UK using European made air components to guarantee a high level of reliability even in a production environment.
All of our underpinners use universal type wedges, available in softwood and hardwood types.
Our range of picture framing machinery ia available through a network of distributors in many countries around the world.
We are always interested to meet potential new distributors, particularly in regions where we have no existing agreement.
We welcome contact from any machinery and tool distributors, wether you operate in the hobby sector or the professional sector.
We are currently actively looking for partners in Netherlands, Belgium and Scandinavia.
If you would like to know more, please Contact us
Framers Corner was founded in 1977 by Alistair Cook, who designed one of the worlds first underpinners.
The company is now owned and run by the 2nd generation of the family. His 2 sons, Richard & Alex, and his daughter, Sam.
We place importance on traditional values and we believe our customers should be our partners. Whenever possible we embrace the latest technology and design innovations to remain at the forefront of the industry.
We keep thousands of spare parts in our warehouse in the UK and offer a rapid response to all orders
We have engineers available to answer your technical questions and give advice.
It helps us greatly if you use our part numbers when ordering spare parts. You can download drawings and parts lists from the product pages of this site.
This years FrameArt Expo took place in Milan, Italy.
Framers Corner exhibited our range of machinery including the new P5 pneumatic underpinner.


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Lightning Program Overview...
Spring Lacrosse is all Travel for Lightning.
We plan to field teams in the MYLA league at the appropriate level – A, B and C. Every participant will be accommodated on a team at this level based on ability and experience. There will be no "cuts" out of the program. Instruction will continue to be geared towards the appropriate level of play in this format and the selection of teams by ability will allow for very positive experience for all.
Lightning is open to all boys between the ages of 9 & 10 (generally grades 4 and 5)
The purpose of the Lightning program is to reinforce the fundamentals of the game (scooping, throwing & catching) as the boys prepare to move to the Midget program. In Lightning we begin to introduce the following:
•Offensive sets (3-2-1, 2-2-2)
•Advanced offensive plays, skills, tendencies & awareness
•Extra Man Offense
•Setting picks on and off the ball
•Advanced defensive sets, skills, tendencies & awareness
•Man Down Defense
•Checking (stick & body)
•Defensive slides
•Clears & rides
Lightning players wear full pads (helmet, shoulder pads, arm pads, gloves, mouth piece & athletic cup) while playing.
Lightning travel evaluations typically begin in mid-February (weather permitting). You can expect two weeknight practices and one Saturday session (practice early in the season and games once the league starts). Exact schedules will be posted once we have final field assignments from the rec council and league schedules.
Expect additional details to be posted on our website as we near the beginning of the season.
As always, if you have any questions, thoughts or concerns please send us an email to:
Enjoy your season!
Spring Schedules - Lightning - Padonia ES ...
Schedules for the Lightning program will be available once the teams have been created. Look for these schedules in early March.
Equipment Requirements...
The equipment requirements for the Lightning program:
•Stick and Cleats
•Helmet (i.e CPX)
•Shoulder pads
•Rib pads
•Arm pads
•Mouth Piece & Cup
All the items above (minus the cup) are available in an equipment starter pack. The CPX helmet starter pack is an excellent choice, as the helmet is adjustable and should last 3-4 years.
New Privacy Policy


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In its most basic form, a shaft seal combines a rotating part with a stationary part.
When properly designed and installed, the rotating part rides on a lubricating film, only 0.00025 mm in thickness.
Should the film become too thick, the pumped medium will leak. If the film becomes too thin, the friction loss increases and the contact surfaces overheat, triggering seal failure.


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There's lots of talk lately about leaky apps: Angry Birds and Google Maps are among the smartphone apps accused of informing the government all about who you are and what you've been up to, as Nick Statt reported late last month.
A recent blog post by Serge Malenkovich of the security firm Kaspersky Labs questions the need for the latest version of Facebook's Android app to automatically access your SMS messages to facilitate the service's two-factor authentication.
Granted, Facebook and other app developers have perfectly legitimate reasons for wanting automatic access to your phone's network connection. That doesn't change the fact that there's a mountain of data being sent from your phone: some of it going to parties you know about, and some of it heading for parts unknown.
In the past, the only way to install a firewall on an Android phone was to "root" the device. This entails granting yourself root permissions, which Lifehacker compares to using Windows as an administrator rather than as a standard user.
Grey Shirts' NoRoot Firewall works without requiring that you root your Android phone, as the name implies. The program lets you grant or block access to your phone's apps one at a time. The developer claims you don't have to disclose your location or phone number to use the firewall.
The first time you open the app you're prompted to enable the virtual private network connection. You're warned that you're granting the program permission to intercept all network traffic, so you should do so only if you trust the program.
Once the firewall is active, apps attempting to access the network are listed on the Pending Access tab. Press either Allow or Deny for each app.
Many system components are granted access by default and are shown on the Apps tab. Check boxes next to each entry let you allow or block the program's access to your wireless network and/or your cell network. Press an entry to show more information about the app, including the date and time, IP address, and domain name.
Give apps network access only on demand
NoRoot Firewall's filters let you grant or block access based on IP address, host name, or domain name; I didn't test this feature. I used the firewall to block all apps on the Android phone and then grant access one at a time. I also granted and then revoked access to two e-mail apps and a news site. In my limited testing, the program worked without a hitch.
It doesn't take long for the pending access requests to pile up, but neither does it take much time to work through the list to grant or deny access to the apps.
Whether Android phones need a firewall is an open question. After a couple of days of using NoRoot Firewall, it appears that having one doesn't cause any problems, once you've convinced yourself that you can trust the developer with access to all the data being transferred to and from your device.
(Note that the NoRoot Firewall page on Google Play indicates that the program may not work on LTE networks.)


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Your contributions will help us continue to deliver the stories that are important to you
The 10ft unexploded bomb is one of the largest to be discovered in Germany since the end of the Second World War.Share63 Tweet17
Strict new Covid-19 measures have been announced for the two counties – here's what you need to know.
ENGLAND HAS INTRODUCED new rules that could see people receive fines of up to £10,000 if they fail to self-isolate.
This means that anyone who has tested positive or has been a close contact of a Covid-19 case and fails to quarantine could receive a hefty penalty.
There have been some calls for a similar system here too, to prevent the spread of the virus and to stop any flouting of rules.
So today we want to know: Should people who fail to self-isolate be fined?
Poll Results:
Strategic planning consultant James Chilton says 2020 has exposed weaknesses in the design of Irish cities, and now is the time to reimagine a new liveable urban space.
Self-published author Seán Brennan has some simple advice for anyone who feels it's time to write that book they've been thinking about.
Tom Clonan says the government's new Commission on the Future of the Defence Forces must not delay in tackling the many crises faced in the forces of this country.
Greg McDonough, an Irishman living in China gives an account of 'normal' life after lockdown, where tough but fair measures are now in place.
Opinion: Now is the time to make Ireland's cities liveable again
James Chilton
Opinion: Self-publishing your own book is an achievable dream
Seán Brennan
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Levels of Providence
Mysterious Laws of Tahara ("Purity") The two parshiyos this week deal extensively with the laws of purity and contamination. Much of the material discusses a peculiar phenomenon known as "tzaras." It comes in different forms: A particular skin disease; certain spots on clothing; spots on the house. Various natural situations are discussed: a woman's bleeding after giving birth, the religious need for the male's foreskin to be circumcised. Separation is not Judgment These areas are addressed in terms of purity versus contamination. The "purity" and "impurity" is not something that can be perceived empirically, with the eyes or by an instrument. The Torah is not judgmental regarding "purity" and "impurity," but deals with the subject in legal terms: Impure animals are not to be eaten by a Jew (last weeks parsha), men and women who are rendered impure due to certain secretions should not have marital relations until purified; the youth who is uncircumcised prevents his household from partaking of the Paschal lamb (parshas Bo). The Kohein is the most sensitive to the laws of purity, for he is commanded not to become impure. Therefore, the Kohein has a special position when it comes to determining one's status as "tahar" (pure) or "tamei" (impure). [See the Ramban and comments of R. Chavel p. 522-3 Hebrew edition, that the Kohein's position applies in several areas.] Ramban (Nachmanides) declares that the laws of "tzaras" (the spots on the body, clothes and house), are a sign of distinction for the Israelites. At a time of great religious feeling, they will be close to G-d. He will protect them and indicate His wrath when they err. The diseases and difficulties of "tzaras" came as a result of wrongful conduct. We do not merit these afflictions today because we are not on such a high spiritual level. (Such hardships are referred to in Rabbinic Literature as "afflictions of love.") The Divre Yoel explains that such spots today would be considered natural phenomena alone. We should go to the experts (doctors, cleaners and engineers), those who know how to advise regarding the material, physical world. True, Judaism states that G-d controls all; nonetheless, He works through the forces of nature, but not purely by miraculous means. Therefore -- today -- we need to put in our effort and not rely -- entirely -- on miracles. Conclusions From our discussion regarding the "afflictions of love," important conclusions can be drawn. It is fascinating to see that Jewish attitude is not: "With G-d's help, everything will go right," but rather: "With G-d's help, even that which goes wrong will be right." That is, everything may not go perfectly smoothly, but it will be meaningful and uplifting. When we are close to G-d, even that which goes wrong will bring us closer to G-d. It seems to us that this attitude itself has healing properties. Perhaps such an attitude alone could help propel us to the religious level of our ancestors. "Even that which goes wrong will bring us closer to G-d," "With G-d's help, even that which goes wrong will be right." The legal commentary, Sha'arim Metzuyanim Behalacha, quotes from the Talmud that the correct medicine is chosen in heaven. The commentary asks, "Who knows that the doctor who brings the medicine is the correct one?" And replies: "Since the patient is confident with the doctor and feels comfortable with him, he has the greatest chance of receiving good treatment from the doctor he appreciates..." The attitude itself has healing properties! (We have already discussed this in terms of current medical findings in Vol. 7 #51).
(c) Rabbi Yaakov Bernstein and Genesis, '97


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Chicken Parents
Anyone who has worked at a library for a considerable amount of time is sure to have been the victim of Chicken Parents.
A young child is misbehaving in the library: running around, being noisy, damaging property. You know the scene. In this situation, the Responsible Parent knows the child is just testing them. If the Responsible Parent passes the test, the situation is not very likely to repeat itself.
The Chicken Parent, however, is not aware of this fact, or, if they are, have a greater fear than public embarrassment resulting from their child's constant misbehavior. I'm not really sure what this fear is . . . Being the "bad guy" parent? Growing a spine? Abandoning their own childish behaviors and actually growing up?
Whatever the reason, the Chicken Parent responds to the above situation by saying something like: "If you don't behave, the librarian will yell at you." Or tonight's Chicken Mom actually said, "If you run in the library, the librarian won't let you check out books."
Do you see anything inherently WRONG with this?
Yeah, you're out of luck tonight, Chicken Mom. I save my yelling for my own kids. They deserve it. They are worth it. And people in public places don't fear them. If you want your kids to behave, you'll have to grow your own backbone, take the parental leap, and discipline them yourself! I should write a book.


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The original anchor bracelets from MyLapel™ speaks for a classic and timeless design. Suitable for every occasion and dress code, men and women.
Color: Grey and brown soft, high-quality cotton + gold anchor
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Large Swiss Milk Hazelnut Gold Bar (10.5 oz)
Our Gold Bars are a larger-format Swiss Classic Bar created with original Swiss chocolate recipes, developed with passion and dedication by Lindt Master Chocolatiers since 1845.
More details
Nutrition Information
Lindt chocolate embodies the passion and expert craftsmanship of its Lindt Master Swiss Chocolatiers. Lindt delivers a unique chocolate experience offering a distinctly smooth and rich, gourmet taste.
- Flavor: Hazelnut
- Chocolate type: Milk Chocolate
- Piece count: 1
- Net weight: 10.5 oz (300 g)
- Size (in.): 11.8 x 0.5 x 3.5
- Packaging: Wrapper
- Country: Switzerland


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Disaster Medicine, Telemedicine and Integrated Vector Control: United Nation's Space Technology Program for Disaster Management
UN-SPIDER-United Nations platform for space-based information for disaster management and emergency response is a new programme established as per UN's resolution 61/110.UN-SPIDER is being implemented as an open network of providers of space-based solutions to support disaster management activities. Besides Vienna, the programme also has an office in Bonn, Germany and Beijing, China. In recent years the program have contributed to making space technologies available for humanitarian and emergency response, UN-SPIDER is the first to focus on the need to ensure access to and use of such solutions during all phases of the disaster management cycle, including the risk reduction phase, which significantly contributed for reducing the loss of lives and property. The UN-SPIDER programme is achieving this by being a gateway to space information for disaster management support, by serving as a bridge to connect the disaster management and space communities and by being a facilitator of capacity-building and institutional strengthening, in particular for developing countries. This paper communicates about emergency, disaster medicine, telemedicine and vector-borne disease management for prevention and control of harmful health effects due to disasters and optimizing benefits to both human health and the environment.
Full Text:PDF
DOI: https://doi.org/10.5296/jbls.v2i1.823
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Shell's Noble Discoverer drilling rig sits above an oil field in Alaska's Chukchi Sea on Saturday, Sept. 8.
More than 20 years after the last drill bit went into the Chukchi Sea floor off northern Alaska, a Shell drilling rig on Sunday began work that the company hopes will lead to a bonanza that adds to its bottom line and extends Alaska's oil economy.
"Today marks the culmination of Shell's six-year effort to explore for potentially significant oil and gas reserves, which are believed to lie under Alaska's Outer Continental Shelf," Shell Alaska Vice President Pete Slaiby said in a statement.
Welcomed by the Obama administration, the exploration in Alaska's Arctic waters has become a major battleground for environmental groups, which fear oil spills in the pristine area already threatened by warming temperatures and reduced sea ice.
"The melting Arctic is a dire warning, not an invitation to make a quick buck," said Dan Howells, a campaign director for Greenpeace.
Shell has paid the U.S. $2.8 billion for lease rights to areas in the Chukchi and neighboring Beaufort Sea, and the U.S. estimates those waters hold 26 billion barrels of recoverable oil and 130 trillion cubic feet of natural gas.
On Aug. 30, Interior Secretary Ken Salazar announced that Shell, even though its spill response barge was not yet certified by the Coast Guard, would be permitted to drill pilot holes and then dig what's called a cellar to hold a critical safety device.
The pilot holes will be 1,300 feet below the ocean floor and roughly 4,000 feet above a known petroleum reservoir.
Marvin Odum, Shell Oil president, discusses Tropical Storm Debby and its impact on oil production, oil drilling in Alaska and more, with CNBC's Maria Bartiromo.
Shell argues there's little chance of a spill like BP's 2010 Gulf of Mexico disaster. Drilling will be in water about 130 feet deep, it says, versus 5,000 at the site of the gulf spill, and wellhead pressure is expected to be far less.
Support vessels could quickly choke off and cleanup any spill, Shell adds.
Workers on Friday moored the drill ship, the Noble Discoverer, in heavy seas with eight anchors that each weigh 15 tons. The diameter of the circular pattern of anchors is more than 6,500-feet, it added.
The immediate goal is to dig a 20-by-40-foot mud-line cellar that will house a blowout preventer below the seafloor, protecting it from ice scraping the bottom.
Shell's oil spill response barge remains in Bellingham, Wash., and is expected to undergo sea trials over the weekend, Shell said.
This illustration shows how far drilling will go for now, as well as what the cellar for the blowout preventer will look like.
Shell last explored in the area in 1991, but it was not economically viable to produce from there at the time.
Shell's other Arctic Ocean drill ship, the Kulluk, is in the Beaufort Sea waiting for the fall whale hunt to end before moving to the drill site.
The company isn't expecting to drill for oil until next year, since it only has a few weeks before sea ice forms in the area. It will then resume drilling next summer.
The Associated Press contributed to this report.
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The National Institute for Retirement Security released a report in August comparing pension systems in the United States to those in Australia, Canada and the Netherlands. NIRS studied those countries because development is similar to that of the United States, and they have established, high-quality retirement systems.
Overall, Americans bear more risk in their retirement plans than workers elsewhere, NIRS found. Through risk pooling or offsetting costs by employers or the government, "in none of these three countries does the average worker individually bear all of the risks related to saving and investing to produce a level of retirement plan income that, combined with social security, provides a basic standard of living."
Compared to the United States' "three-legged stool" retirement system of Social Security, employer-sponsored retirement plans, and voluntary savings, international retirement systems typically have a five-pillar system. In addition to the three pillars familiar to U.S. workers, some countries also have a non-contributory social security program funded by general revenue and a mandatory pension system administered through the workplace.
NIRS noted that income replacement rates are significantly higher in these three countries than other Organization for Economic Cooperation and Development (OECD) countries.
Social Security in the United States replaces about 42% of lifetime average earnings for the median earner, NIRS found. For low-income earners, the replacement rate is nearly 52%. In 2000, Social Security spending was about 4.4% of GDP, with a projected increase to 6.2% by 2050. About 40% of workers are covered by a workplace plan.
Australia has the most individualistic system of the three countries, according to NIRS. Of the five pillars, Australia uses a general revenue scheme, mandatory workplace retirement plans, voluntary employer-sponsored plans and private savings. It does not use payroll tax financing like Social Security.
Workers can tap their social security program, Age Pension (funded by general revenue, not payroll taxes), at age 65, although by 2023, that age will increase to 67. Benefits are offered on a means-tested, flat-rate basis, based on years of residency, and are phased out at higher income levels. NIRS noted that about half of retirees receive a full pension.
One of the drawbacks to the means-tested system is that it doesn't include housing as an asset, and consequently, provides an incentive for Australians to overinvest in that area. It also encourages workers to retire early.
NIRS found that in 2000, Australia spent 3% of its GDP on social security expenditures and projects that by 2050, that will increase to 4.6%. "The low projected government spending in Australia reflects the role of mandatory employer-provided workplace retirement plans in conjunction with means and asset tests for social security," according to the report.
Those mandatory plans are industrywide, which "reduce administrative costs through economies of scale," according to NIRS. They also prevent benefit losses for workers who change jobs within their industry. They make up workers' primary retirement savings and are taxed at reduced rates. The employer is the primary contributor while employee contributions are voluntary.
For the median earner, mandatory plans and social security replace about half of workers' lifetime average earnings. They are especially useful for low-income workers, replacing over 73% of earnings for men and about 70% for women.
NIRS noted that Australia's voluntary system is "relatively unimportant." Workers can contribute up to AU$25,000 with a reduced tax rate, but NIRS found that only about 20% of participants do, and most of them are high-income earners.
Canada uses a general revenue scheme as well as a payroll taxing scheme. Unlike Australia, it does not have mandatory workplace plans, but it does use voluntary employer-provided plans and private savings.
Canadian workers have a 9.9% combined employer-employee social security tax rate with a ceiling of $51,100 in payroll taxable earnings each year. Workers are eligible for pension plan benefits at 60 and for Old Age Security (OAS) benefits at 65, although the age for those benefits will have increased to 67 by 2029.
Pension plan benefits are based on earnings, and OAS benefits are offered at a flat rate based on years of residency. Because Canada's workplace plans are voluntary, the country has a much lower coverage rate: 32%. The employer and employee both contribute to the plans.
Among workers in employer-sponsored plans, about 80% are in defined benefit plans.
Workers don't have to retire to start receiving benefits, although they would typically stop paying into the social security program. Since 2012, workers between 60 and 64 contribute to a special program called the Post-Retirement Benefit. Those who work until 70 may continue to contribute, in which case employers also have to contribute, but workers over 70 don't have to continue paying into the social security program.
In Canada, OAS spending was 5.2% of its GDP in 2000, and is expected to increase to 10.9% in 2050, NIRS found.
OAS replaces about 48% of lifetime average earnings for the median earner. For low-income earners, the replacement rate is over 76%.
NIRS called OAS "more progressive" than Social Security in the United States. Benefits are higher for low-income workers, and roughly one-third of benefits come from general revenue. Contributions aren't tax deductible, but NIRS said contributors can get a tax credit at the lowest rate.
NIRS found that one of the challenges Canada is facing in its retirement system is that Canadians are working fewer years but have an increasingly longer retirement period they need to cover as a result of delayed entry into the work force, increases in life expectancy and a drop in the retirement age from 65 to 60.
The Netherlands
The Netherlands does not use a general revenue scheme. It offers a payroll tax social security program, a "quasi-mandatory" workplace retirement plan and private savings. Voluntary employer-provided plans are available, but as in Australia, NIRS called those savings "unimportant."
The combined employer-employee payroll tax is 17.9% with an annual ceiling of $43,400. Benefits begin at 65 and one month, with an increase to 67 in 2023. Benefits are determined based on how long workers have lived in the Netherlands.
Spending as a percentage of GDP was similar in the Netherlands to Canada, at 5.2% in 2000 and a projected 10% in 2050.
NIRS said that workplace plans in the Netherlands are only mandatory under industrywide agreements. Industries that have mandatory plans have some of the same benefits as Australian plans: economies of scale, fewer benefit losses for job changers and a high coverage rate of 80%.
Employers who aren't part of an industry with mandatory plans can still choose to offer a corporate pension plan. Including those voluntary employer-sponsored plans, coverage increases to 95%.
The Netherlands also offers collective defined contribution plans that combine features of DB and DC plans. Benefits in those plans are based on workers' career average earnings and how long they've participated. Employees and employers contribute, and contributions are tax-deductible.
NIRS found that risk is shared in collective plans through risk pooling across workers and over time. Employers' contribution rates are fixed. Higher rates can be negotiated to cover the cost of future benefits, a cost that is shared between employees and employers, but rates can't be adjusted based on the plan's funded status or returns achieved.
DB plans in the Netherlands are required to have a funding level of 105%. If they fall below that and can't recover with increased employee contributions within three years, benefit levels are reduced. They're also required to have a "buffer" in the event of a financial crisis, raising the minimum funded level on most plans to about 125%.
Check out these other slideshows on ThinkAdvisor.
- Top 10 Best Foreign Countries for Retirement: 2013
- 5 Factors That Hurt Retirement Plans (and How to Deal With Them)
- 20 Best & Worst States for Pension Funding


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Help, I'm behind in my mortgage payments in Santa Ana!
When you fall behind in your mortgage payments on your Santa Ana home, it can feel like you're drowning in debt. Even if you're able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge. There's a few options that can help you to avoid foreclosure in Santa Ana … Continued


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JACKSONVILLE, Fla. – Welcome To Rockville is billed as the biggest rock concert to ever hit Northeast Florida, but it's hitting a sour note with some of the residents who live near the St. Johns River.
City council members chose to waive noise regulations at Metropolitan Park until Tuesday, making it possible for a very loud and booming concert to take place.
Noise is just part of the concern for people who live on the south side of the St. Johns River near Bishop Kenny High School. A couple of the other concerns are the vulgar language that they say they can hear all day with this event, and the bass, which they say is enough to rattle their windows.
Promoters for the event say that the noise levels will be within the levels that are required of them.
George Kruer lives near the river and said the concert is just too noisy.
"I think these concerts would be better suited in an enclosed environment, like the arena. Perhaps out at the equestrian center, where it's not going to impact people's quality of life," Kruer said.
Carlos Boblete said he hopes there can be a compromise next year.
"If they don't like it, there's gotta be some kind of compromise. That's what we're all about, one community, one love. Music is the universal language," Boblete said.
The music at this year's two-day festival starts at noon both days, and the last band each day is scheduled to take the stage after 8:30 p.m.


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ITU has launched a Green ICT Application Challenge to find the best and most innovative idea for a climate change focused app. The winning concept will be awarded $10,000, thanks to challenge sponsors Research in Motion (RIM) and Telefónica.
As well as the cash prize, the winner will be invited to present their concept to a prestigious audience at ITU's Green Standards Week in Italy in September. In addition, the winning app may be developed and showcased during a side event to be held at the COP-17 climate change talks in South Africa in December.
Dr Hamadoun Touré, ITU Secretary General said, "We have seen how ubiquitous apps have become and how useful they can be. The Green ICT Application Challenge is our way of spurring a next wave of innovation tackling real world problems. We are excited to see what developers will create to influence this truly global problem."
Challenge sponsors RIM and Telefónica both recognize that 'green' applications for web and mobile devices have great potential to contribute to climate change abatement worldwide. While there are many apps on the market that target carbon footprinting, this Challenge aims to move to the next stage, with apps that focus on, for example:
Contestants are asked to submit a detailed concept paper with an explanation of how their idea helps combat climate change and provides an ICT solution to environmental or sustainability issues. Entries may be any kind of software tool or game, be it for the web, a personal computer or a mobile device. The closing date for entries is 17:00 CET, 17 June, 2011.
information, including rules and entry requirements, is available at: www.itu.int/ITU-T/climatechange/greenict/index.html
More on ITU's work on ICTs and climate change is available at www.itu.int/climate.
The Brussels based United Nations Regional Information Centre for Western Europe - UNRIC provides information on UN activities to the countries of the region. It also provides liaison with institutions of the European Union in the field of information. Its outreach activities extend to all segments of society and joint campaigns, projects and events are organized with partners including the EU, governments, the media, NGOs, schools and local authorities.
United Nations Regional Information Centre for Western Europe (UNRIC Brussels)
Residence Palace, Rue de la Loi/Wetstraat 155, Block C2,7th and 8th floor, Brussels 1040, Belgium
Tel.: +32 2 788 8484 / Fax: 32 2 788 8485


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- Home
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Our range of rectangular covers have a superb finish and fit on to the new Jumpking Rectangular trampoline beds only. Our covers provide protection from leaves, bird mess and other unwanted debris - as well as letting smaller members of the family know that the trampoline is out of bounds until Mum or Dad are around!
For use on the following Jumpking Trampoline sizes:
10ft x 14ft trampoline- ENC1014R - cover size approximately 8ft x 12ft
This will fit on your Jumpking Rectangular trampoline even when the enclosure is in place!
Additional Information
Manufacturer Jumpking Size 14ft x 10ft Rectangular Shape Rectangular
We have the largest range of Jumpking trampolines available in the UK today. If we don't have a Jumpking Trampoline to suit you, no one will!
The Jumpking trampoline brand is the biggest in the world today and they have been making trampolines for approximately 50 years. Jumpking is the market leader with great trampoline innovations and the manufacturing facility now produces approximately 60% of the world's trampolines. As well as the highest standards of quality, Jumpking pride themselves on the continual development of their products, as can be seen by their huge range. Jumpking trampolines are all designed with safety as the first priority. All trampolines meet or exceed ASTM and TUV standards. Jumpking trampolines also come with a comprehensive range of accessories to add to the experience. Jumpking Trampolines provide fun, exercise, health, fitness and safety for the whole family. We at Trampolines.co.uk have been supplying Jumpking Trampolines since our very earliest days and due to our product knowledge and keen prices have become one of the most successful Jumpking retailers in the UK today.
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All of our Jumpkings are PODs. They are the next generation Trampoline, providing two of the original trampoline products (trampoline and enclosure) and putting them together in one unit. Featuring the Tri-layer Socket, the enclosure poles slot directly into the trampoline top rail, completely removing the need for brackets. You have a great looking product that takes less time to assemble compared to any other system. Plus, the new Euro-Spring 'over and under' configuration reduces stress on the frame, increasing durability and optimising the jumping performance.
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A flick is a slight, but perceptible, forward and back movement that is produced to differentiate like-handshapes or to emphasize a handshape by over-articulation.
When the same handshape occurs more than once in succession at the side placement, a flick is used to distinguish them.
When cueing words like loves, craft, and horse, the same handshape occurs more than once at the side. A flick is produced between the two occurrences of that handshape to make sure that both are clear to the receiver.
6sd 2s ' 2s
Above, an apostrophe ( ' ) has been used in the cue notation to represent where a flick would be present.
Historically, flicks have not much instructional time in introductory Cued Speech classes. Even in professionally produced materials and videos, flicks are given only a few seconds of attention and examples are limited to words like those offered above. However, flicks can occur in places other than at the ends of words. Further, flicks can occur between handshapes other than handshapes 2, 3, and 5.
Which handshapes can flick?
That's a trick question. Any one of the eight handshapes in the American Cued Speech system may need a flick depending on their context. Let's look at some more examples of the flick.
Beginning of Words
Flicks are not limited to the ends of words. We may need to cue at the beginning of words like the name Schwartz. Depending on your pronunciation of the following vowel, you may need to flick:
/sh_ woh r_ t_ s_/
6s ' 6sf 3s 5s 3s
Even though a side movement follows, the second occurrence of handshape 6 would not be distinguished without a flick. Note: If you pronounce Schwartz as /sh_ waw r_ t_ s_/, you do not need to flick, because the hand moves to the chin. Here the vowel placement determines whether the two occurrences of handshape 6 happen at the side in succession.
The key issue here is making sure that every cue is seen clearly. In words like coke, pop, Mom, and knob, there is no need to flick because a vowel occurs between the two occurrences of the same handshape. Try cueing those word in a mirror. You should see both occurrences of the handshapes. So, there is no need to flick between them. Remember, the same handshape must occur at the side in immediate succession. If a vowel (or another handshape) occurs between the like-handshapes, you do not need to flick.
Some fan - no flick (/f/ goes to the throat)
those - no flick (vowel occurs between the handshapes)
tooth gel - no flick (/j/ goes to the chin)
skim milk - no flick (/m/ goes to the throat)
Likewise, a flick may disappear in connected discourse. The word lift would contain a flick, but the words lift it would not if they are spoken without a pause.
lift it
/li f_ ti t/
6t 5s 5t 5s
A flick can also occur in the middle of a word or at word boundaries. Examine the following examples:
/ray n_ boh/
3s5t 4s ' 4sf
/f_ la sh_ lie t_/
5s 6t 6s ' 6s5t 5s
fourth grade
/foh r_ th_ g_ ray d_/
5sf 3s 7s ' 7s 3c5t 1s
his crimes
/hi z_ k_ rie m_ z_/
3t 2s ' 2s 3s5t 5s 2s
Read the following sentence. How might this appear to a deaf cue reader if the flick were omitted?
His crimes are infamous.
If the flick (which occurs between the words his and crimes) is not used, the sentence might be confused as follows:
His rhymes are infamous.
Want to see how well you can spot the flick? Try this flick quiz.
HELPFUL HINT: If you have a wandering side placement, you may not feel the need to flick. Working on a more consistent side placement may help you in your flick practice!


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75 Posts
Discussion Starter • #1 •
I have a question about what differential oil and additives I should put in them. I have the G80 limited slip diff and don't know what additive to put In the front and back. I have 75w90 synthetic I will be putting in the back and 80w90 synthetic in the front. i also notice that in my repair manual is telling me to fill them only to about 5/8 to 1 5/8 inches. is this true or can i just fill it until the oil is even with the plug?


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'Warm Bodies' review: Zombeo and Juliet
Imagine a "Twilight" where the panting, flirting teens were in on the joke, where the gulf between them was more about communication skills than supernatural schisms.
That's "Warm Bodies," a funny teen romance set against the aftermath of the Zombie Apocalypse. Jonathan Levine ("50/50") has turned Isaac Marion's teen romance novel into an often amusing tongue-in-cheek romantic comedy.
Nicholas Hoult ("Clash of the Titans," "X-Men: First Class") is the perfectly droll zombie narrator who staggers about with the usual teen angst.
"Why can't I connect with people? Oh, right. I'm dead." He can't remember his name, can't justify his means of survival -- eating the brains of the few remaining humans. And he's lonely. He holes up in an abandoned business jet and listens to old love songs on his battery-powered turntable.
And then he spots "her" -- Julie (Teresa Palmer, "I Am Number Four"), who's gorgeous enough to reanimate the dead.
She's the daughter of the benevolent dictator (John Malkovich) of the local walled enclave of humans, one of the young people considered wily and nimble enough to be sent out foraging among the walking dead -- for medical supplies, canned foods, the things that will keep the human race going a little longer.
The zombies get the drop on Julie and her team. Her boyfriend (Dave Franco) is our hero zombie's latest meal.
Zombie boy rescues, or kidnaps, Julie, depending on your point of view. He strains to form a word, to speak. He plays her his vinyl.
And since he's eaten her boyfriend, he's absorbed their memories together. If he can ever get this speech thing back, if he can ever manage more than a sound, maybe he's got a shot.
Levine shoots the action scenes in brisk strokes, and the romantic ones in warm, extreme close-ups. But the movie is deadly slow, as if Levine was worried teenagers might miss the jokes, allusions and "message" if he went too fast.
PLOT Angst-ridden zombie falls for human girl. RATING PG-13 (zombie violence and some language)
CAST Nicholas Hoult, Teresa Palmer, John Malkovich
BOTTOM LINE Often amusing, although slow-moving, teen romance


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Japan's one remaining operating reactor (of 54) may go dark tomorrow. Japan would be nuke-free for the first time in a half-century.
Prime Minister Yoshihiko Noda is desperately trying to get Osaka's Mayor to allow the Ohi nuke to stay open. But Japanese law gives local officials far more power over the reactor industry than in the US or China. And the 42-year-old Toru Hashimoto, the son of a Yakuza gangster, is holding firm. Now probably Japan's most popular politician, Hoshimoto has harshly criticized its nuclear industry for lying to the public and for causing the Fukushima catastrophe and then covering up its true impacts.
Two reactors proposed for Florida will now, say its would-be builders, cost $24 billion or more...up from their original maximum guess of $4 billion each...far beyond comparable renewables and efficiency.
Two Georgia nukes still wanting tax-funded loan guarantees have been caught pouring faulty concrete and using non-design rebar steel.
Currently licensed reactors from California to Vermont, from Texas to Ohio to Florida are leaking radiation, shut for faulty steam generator tubes, closed for failed repairs running over $1 billion and being fought tooth and nail by local downwinders who are tired of rate hikes and want them shut forever.
Nonetheless….whatever the developments in the US or Japan...the fate of the Earth may ultimately rest on which China emerges after Fukushima: the green one pushing solar, or the dictatorship pushing nukes that threaten us all.
What we Americans can do about it remains problematic.
But shutting down our own industry begins with killing proposed federal loan guarantees for two new nukes , and stopping the rate rape being perpetrated to build two more at South Carolina's V.C. Summer.
Throughout the US, wanna-be nuke builders are pushing regulators and legislatures to force ratepayers to foot the bill for new reactors while they're being built. In Iowa, Missouri and Florida which may now never reopen.
Failed steam generator tubes at California's San Onofre may also keep two reactors there forever shut. In Vermont, Texas, New York, New Jersey, Ohio and virtually every other home to geezer nukes, grassroots opposition has seriously escalated. Sooner or later, they will win. We must all pray that happens before yet another nukes blows. It will be a close call.
In part because fracking (another environmental disaster) has made natural gas so cheap, and in part because the price of wind and solar continues to plummet, 2011 was the first year since deep in the W Administration that the Executive Branch did not ask for new reactor loan guarantees. If the money can be nixed for Vogtle, and the rate hikes for Summer defeated, the whole "nuclear renaissance" could could definitively disappear.
Small modular nukes must still be fought. But the numbers on this imperfected technology do not work without massive taxpayer subsidies or public liability insurance.
Europe's one-time "nuclear poster child" is about to lose its pro-nuke Sarkozy to the Socialist Francois Hollande, who may or may not begin shutting the nation's reactors. But French public has moved strongly toward renewables and probably won't tolerate new ones.
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"With a rising tide of grassroots environmentalism in China, any No Nukes movement there must be embraced worldwide. In its hands may lie the future of the Earth."
Led by Germany, Europe's nuclear future is past. Proposed reactors in Great Britain and elsewhere are stalled. Bulgaria has cancelled two.
Resistance is also fierce in India,where massive demonstrations and hunger strikes have erupted against the Koodankulam project.
South Korea and Taiwan still want new reactors. Korea may sell at least one to the United Arab Emirates. The Saudis and Jordan may soon start construction.
But the global key now rests with China. Despite its campaign to corner the world market in wind and solar hardware, China has been poised to bring on line close to 100 reactors. It may claim the largest number of new proposals---more than 30.
But Fukushima prompted a suspension of new approvals and a move toward a national energy plan. A final rejection could blow the floor out of any global nuclear future.
With a rising tide of grassroots environmentalism in China, any No Nukes movement there must be embraced worldwide. In its hands may lie the future of the Earth.
Reactor backers desperately hype potential orders from China and India, and from small nations like Turkey and Taiwan. But who will protect us ---or even tell us---when they explode?
This weekend the Sierra Club will host a packed national gathering of grassroots No Nukers to plan the Us nuclear industry's final demise. There's much to celebrate. The campaign for a green-powered Earth has become one of her most successful non-violent social movements.
But the disasters at Chernobyl and Fukushima are far from over. The radiation they still spew threatens our survival.
Without a truly global Solartopian uprising, the ultimate China Syndrome may yet come in China...and spread worldwide.
In economy and ecology, we have no future without finally cleansing from every corner on Earth the lingering plague of the failed atom.