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[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]
Anyone who has tried to apply for a mortgage and had student loans knows what it's like to be scrutinized and questioned by the mortgage company over the impact of those obligations. Like other forms of debt, such as car loans or credit cards, student loans are in the same classification: debt made against income or rather an ability to repay. Just like all consumer debts, student loans can reduce the ability to borrow because they erode income. So let's take a closer look at how your student loans can hurt your mortgage application, and what you can do to protect yourself.
Quick Life-Cycle — Student Loan To Home Loan
Student loans are reported on a credit report just as any other payment obligation. In many instances, the student loan payments are deferred, extended out into a future date when the payments kick-in– if they have not already. Lenders are required by law to account for all material debt known to them in the supporting documentation a borrower provides in anticipation of acquiring a home loan. Student loans are the wildcard because they can show a payment at $50 per month on an obligation all the way up through $100 per month and higher. It's not so much the monthly payment per student loan that lenders have to overcome, but in most cases it's multiple student loans with multiple lenders, each showing a payment anywhere between $50-$80 per month.
For example, a consumer's credit report might show six separate student loans totaling $50,000, each with a payment of $80 per month. That translates to a $480 per month obligation, which can reduce borrowing power by upwards of $60,000!
Let's look at the path for a student loan borrower who's trying to buy a house:
- Consumer decides to take out various large student loans in excess of $50,000 (average amount) to pay for college tuition.
- Finishes college in hopes to land an occupation with the expectation of earning an income large enough to afford student loan payments and a housing payment.
- Enter: Decision to buy a house.
- Consumer takes the next step: Speaks with a mortgage lender about purchasing a house.
- Student loan(s) resurface into financial picture negatively affecting purchasing power.
- Consumer's expectation of purchase price becomes "subject to change" based upon all liability payments.
- Consumer purchases a house with student loan payments counted for and makes timely repayments of principal and interest on both mortgage and student loans.
How To Keep Your Mortgage Application From Being Denied
If a student hopes to someday buy a home, he or she would be well advised to avoid private lenders when obtaining a student loan. Private lenders charge significantly higher rates of interest and can contain shorter-term amortizations inflating the payment obligation, which is what the mortgage lender will use when trying to qualify you for a home loan.
Further tips:
- If you have multiple student loans, consolidate them into one loan to reduce total student loan payments (speak to a lender first).
- If student loans are consolidated and they don't report that way on the credit report, the lender has to use the information they have showing the higher payments because that's what the credit report reveals, unless further supporting documentation can be provided to show each loan has been consolidated into one new debt.
- Avoid any student loan delinquencies, especially in the last 12 months. Ignoring this could result in your application being denied for a government loan. Government programs are strict about delinquencies on federal debt, which is what a student loan is.
- If student loans report as deferred on your credit report, get the specific payment amounts from the servicer or a payment letter from the servicer stating an approximation of what the payments will be when they come due and payable.
- If a payment letter cannot be obtained, the lender will use 2% of the principle balance to determine appropriate payment obligation for qualifying.
- If any student loans are paid off in full, but your credit report shows there is a current payment obligation, provide supporting documentation showing that it has been paid off in full to the mortgage company.
*Credit Caveat — if a student loan is in deferment for 12 months or longer, only on an FHA Loan can the payment be omitted from the lender's qualifying ratios. Qualifying ratios are used by the lender to determine your ability to borrow.
Qualifying for a Mortgage Out of College
If you are a former student, and have a limited work history and student loan debt, you can still potentially qualify for a home loan if your field of study was in direct relationship to your field of of employment. For example, you have a degree in accounting and you've recently taken a job as an accountant.
Furthermore, if you were previously a full-time student, and you were not required to file a federal income tax return, you can still qualify for financing as you were not required to file IRS tax returns.
Image: iStockphoto


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I'm surprised I even remembered my WordPress username and password. Fast forward from my last blog forever ago, then there was Launch, yadda yadda yadda…Tomorrow I am having a yard sale to help raise money for the National MS Society. I will be biking in the Bike MS: Waves to Wine 2012 event and have a personal fundraising goal of $500.
Bike MS: Waves to Wine Ride funds innovative programs & services, and critical research focused on stopping the progression of MS, restoring function that's been lost, and ending MS forever.
Here are some of the goods – lots of vintage and almost unused clothing for rock bottom prices. There's a purple track jacket – COME ON!
TEXT ME AT 916-622-2942 for ADDRESS – I'm in East Sacramento.

subset: commoncrawl


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Must-see movies are futuristic classics that shouldn't be missed. Of course, not every must-see is perfect. That's why we've rated them 1-5 on the patented "crunchy goodness" scale. Written by Jason Shankel.
Title: Contact
Date: 1997
Vitals: Jodie Foster, surrounded by the likes of Matthew MacConaughey, Tom Skerrit, John Hurt and James Woods, searches for less creepy life elsewhere in the galaxy.
Famous names: Jodie Foster John Hurt Matthew MacConaughey Carl Sagan Tom Skerrit
Crunchy goodness: 3
Elevator pitch: Close Encounters of the Third Kind with more math and fewer French people.
Life lesson: Never let Jake Busey near anything expensive.
Deadliest spoiler: Turns out the alien was just her dad.


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|Oracle® Security Overview
10g Release 1 (10.1)
Part Number B10777-01
|View PDF
Part No. B10777-01
December 2003
Part No. B10777-01
Copyright © 2000, 2003 Oracle Corporation. All rights reserved.
Primary Author: Rita Moran and Jeff Levinger
The Programs (which include both the software and documentation) contain proprietary information of Oracle Corporation; they are provided under a license agreement containing restrictions on use and disclosure and are also protected by copyright, patent and other intellectual and industrial property laws. Reverse engineering, disassembly or decompilation of the Programs, except to the extent required to obtain interoperability with other independently created software or as specified by law, is prohibited.
The information contained in this document is subject to change without notice. If you find any problems in the documentation, please report them to us in writing. Oracle Corporation does not warrant that this document is error-free. Except as may be expressly permitted in your license agreement for these Programs, no part of these Programs may be reproduced or transmitted in any form or by any means, electronic or mechanical, for any purpose, without the express written permission of Oracle Corporation.
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Restricted Rights Notice Programs delivered subject to the DOD FAR Supplement are "commercial computer software" and use, duplication, and disclosure of the Programs, including documentation, shall be subject to the licensing restrictions set forth in the applicable Oracle license agreement. Otherwise, Programs delivered subject to the Federal Acquisition Regulations are "restricted computer software" and use, duplication, and disclosure of the Programs shall be subject to the restrictions in FAR 52.227-19, Commercial Computer Software - Restricted Rights (June, 1987). Oracle Corporation, 500 Oracle Parkway, Redwood City, CA 94065.
The Programs are not intended for use in any nuclear, aviation, mass transit, medical, or other inherently dangerous applications. It shall be the licensee's responsibility to take all appropriate fail-safe, backup, redundancy, and other measures to ensure the safe use of such applications if the Programs are used for such purposes, and Oracle Corporation disclaims liability for any damages caused by such use of the Programs.
Oracle is a registered trademark, and Oracle Store, Oracle7, Oracle8i, Oracle9i, PL/SQL, SQL*Plus, and Secure Network Services are trademarks or registered trademarks of Oracle Corporation. Other names may be trademarks of their respective owners.


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Food & Drink
CNN's 2013 travel wish list
By Marnie Hunter and Katia Hetter, CNN • Updated 3rd January 2013
View Gallery
7 Pictures
We've all got them: places that live large in imagination or memory, begging us to hop on a plane to uncover their delicious mysteries.
As the new year kicks off, a handful of our very well-traveled CNN correspondents -- who've been places and seen things many of us may never see firsthand -- share their destination wishes for 2013 and beyond.
Where are you dreaming of visiting this year? Please share your picks in the comments below.
8 travel resolutions for 2013
Senior International Correspondent
Ben Wedeman
set his sights on Mongolia early in life.
"Back when I was, I think, nine or ten years old I read a book about Marco Polo, how he traveled with his uncles on the ultimate business trip to the Mongol Empire at its height," wrote Wedeman, who recently moved to Rome after an assignment in
"The trip lasted almost a quarter of a century, during which he grew up, mastered Mongolian, gained the confidence of the Mongol emperor, Kublai Khan, and then eventually returned home with fantastic tales of strange lands and stranger people. The story hooked me."
12 months, 12 trips to make your friends jealous
Wedeman socked away money from his first job delivering newspapers with an eye toward a $3,000 trip to Mongolia advertised in the Sunday New York Times magazine. "Making around $30 a month, it would have taken me more than eight years to come up with the money."
He read about Mongolia in the meantime but spent most of his teenage years in the Arab world, where he learned the language and became interested in journalism, "for better or for worse, a busier profession in the Middle East than in Mongolia, for example."
Wedeman took courses in classical and modern Mongolian while studying for his master's degree and found it "beastly difficult."
He still wants to visit, in the spring or summer, he said. "Mongolian winters, when temperatures drop to −30 °C (−22 °F) are not for me, thank you very much."
He says he would hire a guide and horses and set out for the vast steppes.
"I know it's changed radically since I first latched on to the idea. For one thing it's no longer part of the communist bloc, it's no longer isolated, and its economy is growing rapidly fueled by a mining boom (which is destroying the traditional nomadic lifestyle, and severely harming the once pristine environment)."
The price today with an upscale company is reasonable, he said, "compared to the $3,000 it was back in 1971."
"Today the same trip is around $5000, which though a still hefty sum, is, in terms of inflation, a steal."
CNN Senior International Correspondent
Nic Robertson
spent much of the past year in conflict-ridden places that many travelers avoid these days, including Syria, Libya, Egypt and Lebanon. Next year, Robertson expects to travel to Afghanistan, Libya, Syria, Jordan and Mali in North Africa, where he says al Qaeda is putting down roots.
So you'd think he might like to spend some time on a secluded beach somewhere. Nope. He wants to travel with his wife and two daughters (ages 17 and 21) to Jordan.
"I have yet to take my children there and it is a very special place to my wife and I as we met there in the build up to the first Gulf War," wrote Robertson, briefly at home in London, in an e-mail. "The hotel we met in, which was the CNN hotel, at the time called the Philadelphia, now the Radisson, was attacked by Zarqawi suicide bombers in 2005.
"Jordan today is becoming less stable and I would like to take my children there to visit places like Petra, the Roman ruins in Amman and Jerash, the Dead Sea and Aqaba where I learned to dive. My eldest daughter's second name is Jordan after the country ... so you can see the connection runs deep."
Galapagos Islands, Ecuador
Work has taken CNN Chief Political Correspondent
Candy Crowley
all over the world, but in her free time she's "never been much of a traveler" beyond a yearly pilgrimage to Sleeping Bear Bay in Michigan, which Crowley calls "the place of my heart."
Yet a few years ago, she was in a boat off the coast of Australia with her grown children, living out a travel dream.
"I began to see massive areas of dark brown spread across the horizon of blue water. I started to cry. I never thought a dream I had since I was a teenager would come true, but there I was about to scuba dive and snorkel in an area of The Great Barrier Reef," wrote Crowley.
"I love water, sea life, scuba diving and snorkeling. I love the warmth of sand just before it gets so hot you need shoes. I love a place with that spiritual feel of history and mystery. I love being with my children there to share."
Crowley's got her next fantasy trip mapped out.
"Now I have a bank account with 'The Galapagos' written on it. It's not in the cards for 2013, but I'll get there.
"I want to do one of those week long boat trips with the scientists on board who tell you what you've seen, what you're about to see because I think it will ratchet up the awe factor, if that's possible."
Pantanal region, Brazil
Shasta Darlington
, a CNN correspondent based in São Paulo, is determined to visit the Pantanal region of Brazil.
"This is my second time living in Brazil and it's something I failed to do the first time, so I want to make sure I get there this time," wrote Darlington.
"It's the largest contiguous wetland in the world and teeming with animal life. Most people think the Amazon is the place to go to see Brazilian flora and fauna, but the Pantanal region is easily just as rich in animals and they're easier to spot, especially during rainy season when rivers rise forcing animals literally onto islands."
The region is hard to reach and navigate, Darlington said, with mostly lodge-like accommodations and boats, small planes and four-wheel-drive vehicles for transportation.
But the rewards are rich. "There are an abundance of birds, monkeys, caimans, snakes, butterflies and fish out there."
South Africa
"There are some destinations that you know as soon as you step off the plane will change you. For me, it's always been Africa," wrote
Patrick Oppmann
, CNN's correspondent in Havana.
He has visited the continent three times but has yet to make it to South Africa.
"As a journalist, I have long been fascinated with how South Africa is emerging from decades of the racial divisions of the Apartheid era.
"But it's one thing to read about those years and another to actually visit Robben Island, where Nelson Mandela was imprisoned, or to walk in District 6, the area where thousands of black residents had their neighborhoods destroyed."
And of course, the country's spectacular beauty is a big draw. "You can hit the beach, hike Table Mountain overlooking Cape Town, take in amazing wildlife and cage dive among Great White sharks."
Oppmann wouldn't miss trying braai, the South African way of spit-roasting meat over an open fire.
"And if there was a cold glass of the excellent local wine or beer to go along with the braai, that would be just fine too."
Where are you dreaming about going in 2013?
A year of the world's
Best Beaches
There's a perfect beach for every week of the year. Join us on a 12-month journey to see them all
Go to the best beaches


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Fleet support ship, INS Jyoti (centre) replenishes two warships in the Tropex exercise earlier this year
By Ajai Shukla
Business Standard, 30th Sept 14
Over the last six weeks, the Indian Navy commissioned three frontline warships, boosting its fleet to 140 vessels. Another 41 warships are being built in the country, including the 40,000-tonne aircraft carrier, INS Vikrant. All these will join a "blue water" navy that will radiate influence across the Indian Ocean.
This navy's strike power will centre on at least two carrier battle groups (CBGs), self-sufficient flotillas built around a floating air base --- the aircraft carrier. Each carrier will be escorted by multi-role corvettes, frigates and destroyers, which together handle threats from all three dimensions --- underwater, surface and air. With its arsenal of weapons and sensors, the CBG dominates a huge chunk of ocean, establishing "sea control" wherever it moves.
Sea control is central to the outlook of the Indian Navy, which draws inspiration from Alfred Thayer Mahan, the 19th century US strategist. Mahan argued that a navy's primary task is to locate and destroy the enemy fleet, thereby dominating the sea and controlling commercial shipping. Essential for this is the powerful surface fleet that India is building.
Naval guru Julian Corbett presented an alternative philosophy, placing naval warfare in a larger political-economic-strategic context. More defence-minded than Mahan, Corbett emphasised the importance of sea lines of communications (SLOCs), essential for the movement of warships and merchant fleets. Corbett's outlook shapes the "sea denial" strategy of weaker navies like Pakistan. Their smaller fleets --- inadequate for sea control --- instead deny the enemy unfettered use of the sea by using platforms like submarines to interdict SLOCs, ambush his shipping and laying mines at straits, narrows and outside his harbours, or by using missile boats for swarm attacks on large warships.
Given its Mahanian outlook and superior surface fleet, the Indian Navy would, in any future war with Pakistan, seek sea control over the northern Arabian Sea by sending one, or even two, CBGs to destroy or degrade Pakistan's surface fleet. With that done, the attack would shift to coastal installations and to supporting the land battle through amphibious landings.
"Indian sea control would complicate Pakistan's defence dilemma. In addition to defending 2,900-odd kilometres of land border, Pakistan would then have to defend an additional 1,046 kilometres of coastal boundary", points out Vice Admiral Pradeep Chauhan (Retired), a highly regarded naval strategist who has commanded the aircraft carrier, INS Viraat.
Yet, sea control must go hand-in-hand with sea denial. While CBGs seek battle with Pakistan's navy, Indian submarines would cut oil supplies and war material from Pakistan's West Asian allies; and bottle up shipping in Karachi, Gwadar and the new naval base at Ormara. For this, Indian submarines would lurk outside this ports, while also deploying in the Gulf of Aden and the Strait of Hormuz.
This combination of sea control and sea denial would also play out in a war with China. Sea control would be quickly imposed over China's SLOCs through the Indian Ocean, since our CBGs would enjoy proximity to bases; and to shore-based air support from the "unsinkable aircraft carrier" that is the Andaman & Nicobar Islands. Even as China's oil supplies and trade are strangled, Indian submarines would block the People's Liberation Army (Navy) from the Indian Ocean, at the straits of Malacca, Sunda, Lombok and Ombai Wetar. It would be vital to hold the PLA(N)'s 77 major surface warships, 60 submarines, 55 amphibious ships, and 85 missile boats, at bay.
Here lies India's Achilles' heel. With just 14 submarines in its fleet, the navy's sea denial capacity is less convincing than its ability for sea control --- which stems from a far-sighted decision in the 1950s to include aircraft carriers in the fleet. (Part II of this article tomorrow will deal with sea denial).
Sea control against Pakistan
In establishing sea control across the northern Arabian Sea, the Indian Navy would fight a tricky battle in coastal waters against the Pakistan Navy. The latter, outnumbered and outgunned, knows it would get quickly wiped out on the open seas. It is likely, therefore, to withdraw close to the Pakistan coast where the Pakistan Air Force (PAF) would provide it air cover.
To close in with this fleet, India's CBGs must have the air defence capability to beat off the PAF. Key to this would be the MiG-29K fighter, flying from aircraft carriers; and air defence systems like the Barak, and the much-awaited new Long Range Surface to Air Missile. The LR-SAM, which the Defence R&D Organisation (DRDO) is developing with Israel, will be deployed on warships by end-2015. These missiles would also protect the CBG against anti-ship missiles --- like the Harpoon and Exocet --- fired from Pakistani submarines, warships and aircraft.
"The Israeli Barak missile, which was bought in 2001, for the first time provided the Indian Navy with genuine air defence capability. The LR-SAM will make air defence even more reliable," asserts Chauhan.
Until the LR-SAM is operational, Indian warships remain critically vulnerable to air and missile attack, but the navy believes it will be worth the wait. "This (delay) is the price that you pay when you go in for high-tech, state-of-the-art systems", says Vice Admiral Satish Soni, who heads Eastern Naval Command.
The LR-SAM will also defend Indian warships against a feared ocean predator --- long-range maritime patrol (LRMP) aircraft like Pakistan's P3C Orion, which will fly 12-hour missions from Karachi to scour the seas, locate Indian warships, and launch anti-ship missiles from 50 kilometres away.
The LR-SAM's 70-kilometre range will let it engage the LRMP aircraft even before it launches its anti-ship missile. If the aircraft manages to launch, the LR-SAM is designed to shoot down the missile before it strikes a warship. For the LRMP aircraft, an attack on a CBG would be suicidal. Its presence betrayed by the launch of a missile, MiG-29Ks fighters scrambled from an aircraft carrier would quickly overtake it and shoot it down.
After coming within range of Pakistan's surface fleet, Indian warships would launch an air-sea attack --- striking Pakistani warships with anti-ship missiles like the Brahmos, from ranges of up to 300 kilometres; and with fighter aircraft launched from the aircraft carrier.
Detracting from India's convincing naval superiority in the Indian Ocean region is only its vulnerability to enemy submarines. This stems not just from a depleted submarines force, but also neglect of the capability to detect and destroy enemy submarines.
(This is the first of a two-part series on naval strategy. In Part II tomorrow: In submarine operations, the Indian Navy's Achilles' heel)


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Text and images by Amy Christie for Design Mom.
There is a good chance your egg usage during this month is a bit higher than other times of the year. So I'm guessing you may have a few empty egg cartons laying around. I've always had trouble throwing them out because, gosh, I can probably make something with them, right?! Yes! The answer is yes! The cartons make seasonally-perfect gift boxes.
Each tiny cup is a perfect spot to nestle little gifts, treats, ornaments or cascarones. And with a simple paint job, they're super cute to boot!
The carton is a blank canvas of possibilities, calling out for cheerful stripes or dots. Let's paint!
– egg cartons*
– craft paints
– brushes
-treats and trinkets to fill them
*I searched online for plain egg cartons and unless you would like to purchase 25-100+, I didn't find any viable options. I found my flat-topped cartons in the organic section of my grocery store. I did have to peel off the labels but beyond that, they were perfect.
There aren't real, official steps for this one. It's a paint-as-you-wish-decorate-as-you-want kind of project. I painted the outside of each a solid color. Because there was a little writing on the inside cover, I painted it too.
After the carton was dry, I added very simple dots and stripes. For dots, you could use anything that will make a round shape — even the stick end of a paint brush!
Then, when all the paint has fully dried, fill it to the brim with the tiniest of treats or gifts. You could use toy animals, ornaments for an Easter Tree, decorated eggs, jewelry, hair bows, favorite candies — whatever you like! Tuck them into each little cup amongst some Easter grass.
Tie it up with a bow and gift it to your favorite person. These would be cute in a big Easter basket for kids, or you could fill a carton with fine chocolates for a friend. They are just so happy and spring-like! I'm sure they will bring a smile to whomever receives them.
Happy making. And happy Easter!


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- Beats EP Headphones
- Foldable Carrying Pouch
- Quick Start Guide
- Warranty Card
Beats EP on-ear headphones deliver masterfully tuned sound the way it was meant to be heard. Powered by fine-tuned acoustics for incredible clarity, breadth and balance, it's the ideal introduction to Beats for any music lover.
Beats EP is tough, lightweight and comfortable. Its durable frame is reinfornced with stainless steel and adjustable vertical sliders allow for personalized comfort. Designed for everyday use.
Beats EP is made to go everywhere you do. Its battery-free design offers unlimited playback and hassle-free fixed cable lets you focus on the music. Just grab and go.
Beats EP on-ear headphones delivers masterfully tuned sound. Its lightweight frame is reinforced with stainless steel, an ideal introduction to Beats for any music lover.


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The Theatres
The Waterfront
Poverty and Riches
Leeds Classical Music
Discovering Leeds
Welcome to Discovering Leeds. On this site you can find out more about the City of Leeds. Discover how Briggate developed, see the waterfront as it used to be, find out the history of the Town Hall. Each topic brings together information, photographs and maps and shows how Leeds has changed over the years.
All images, in copyright, are from the collections in Leeds Library and Information Services and local partners including West Yorkshire Archives Service. Any exceptions are detailed in the individual topics.
Discovering Leeds is part of the Leodis Project, managed by Leeds Library and Information Services and funded by the New Opportunities Fund. Leodis is a photographic archive of Leeds available at
To contact us on any matter concerning the site in general please use the contact facility on this page. To contact us about specific topics a contact link can be found within each individual topic.
We are interested in your views on this website and any suggestions for new topics. Please email
Industrial Leeds
The Markets
Leeds Town Hall
The Headrow
Site Map
For more information about Discovering Leeds, please email
© 2003
Leeds City Council
| Site created by:
LCC electronic information team
| 25 March 2003


text:
Motion Hearing For Rapper Young Vito Accused Of Murdering Rapper Slim Dunkin! (Claiming Self Defense)
"The judge in the case of State of Georgia verses Vinson Hardimon presided over a motion hearing to decide whether to grant the accused immunity from prosecution based on his claim of self defense as well as a motion to grant bond. The trial will commence December 3rd in an Atlanta courtroom and will be covered by Hip Hop Enquirer's Dennis Byron." - Hip Hop Enquirer
Please click the "Report" button below if the video on this page is not working properly.
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Jim Shimberg's Rhino Guides of Campton, New Hampshire is set in the granite cliffs of northern New England's White Mountains. Jim Shimberg has over two decades of guiding experience; his Rhino Guides features rock climbing, ice climbing and mountaineering guiding and instruction for all skill and experience levels in New Hampshire, the rest of New England and many other of the country's top rock and ice climbing venues.
Rock climbing, ice climbing and mountaineering courses include top roping, seconding and lead climbing, belaying and rappelling, anchor building, sport climbing, aid climbing and big walls. Jim Shimberg and Rhino Guides offer personalized one-to-one guiding that focuses on a climber's individual goals, and guides adventure climbing trips throughout New England and the northeast, all of North America and the world.


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NEW YORK (AP) — NFL players will be subject to a six-week suspension for a first domestic violence offense and banishment from the league for a second under a new policy outlined by Commissioner Roger Goodell.
In a letter and memo sent to all 32 teams owners Thursday, and obtained by The Associated Press, Goodell says he "didn't get it right" in giving Baltimore Ravens running back Ray Rice a two-game suspension for allegedly hitting the woman who is now his wife.
Goodell told teams to distribute to all players the memo in which he writes: "Domestic violence and sexual assault are wrong. They are illegal. They are never acceptable and have no place in the NFL under any circumstances."
The memo says that violations of the league's personal conduct policy "regarding assault, battery, domestic violence and sexual assault that involve physical force will be subject to enhanced discipline."
The personal conduct policy is not subject to collective bargaining with the players' union, and the commissioner has leeway to impose punishments for such off-field violations.
An initial offense of this sort will draw a six-week ban without pay, although the memo says "more severe discipline will be imposed if there are aggravating circumstances such as the presence or use of a weapon, choking, repeated striking, or when the act is committed against a pregnant woman or in the presence of a child."
In the case of a suspension for a second offense, the memo says, a player "may petition for reinstatement after one year but there is no assurance that the petition will be granted."
The punishment for Rice drew plenty of attention, including from Congress, and numerous groups that advocate for women and families criticized the penalty as too lenient.
Rice's suspension begins Saturday, about six months after grainy video showed him dragging his then-fiancee off a casino elevator. Rice has never said exactly what happened in the elevator; he has said his actions were "totally inexcusable."
While Goodell's letter Thursday never mentions Rice by name, it makes clear reference to that case.
"My disciplinary decision led the public to question our sincerity, our commitment, and whether we understood the toll that domestic violence inflicts on so many families. I take responsibility both for the decision and for ensuring that our actions in the future properly reflect our values," Goodell wrote. "I didn't get it right. Simply put, we have to do better. And we will."
© Copyright 2014 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.
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Today is my hubby's birthday! He is such a good guy, a great dad, a great husband and I just love when his birthday rolls around because it lets me celebrate him, to not take him for granted but be thankful for him and our love. I love you Ted with all my heart. Happy Birthday and remember... I will always be a lot younger than you. LOL hee hee
I will be back tomorrow with a great gift idea for the holidays. Thanks for stopping by!
Wednesday, November 12, 2008
Happy Birthday Ted!
Posted by Heather Ruwe at 1:12 PM
2 comments:
- Anonymous said...
Your such a "Stinky Wife" :)
Luv ya! Your Hubby.
- November 12, 2008 at 1:58 PM
- laura vegas said...
happy belated birthday to your hubby!!!
- November 16, 2008 at 1:38 AM
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Ladies, let's face it... it gets cold outside! Well, this uber cute jacket is here to help on those chilly mornings you're headed out for a 5K jog or those cold late nights you're about to hit the track or head to the gym. You want to get FIT not sick, right?
Our new track jacket features 2 hand pockets, a protective hood with drawstring in case it begins to drizzle to protect your hair, a durable zipper in case you want to open it up if you get too hot and best of all, it's form fitting and fits one-size. Extremely stretchy material feels so good to the skin. Represent when you're out there, order yours today.
Perfect for those finer women of Zeta Phi Beta who want to keep warm before, during and after a fitness session. Good for casual wear when running errands and need a quick jacket solution.


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Now International Curriculum Standards?
Mark Schneider, a former National Center for Education Statistics commissioner and current American Enterprise Institute scholar, has put together a very insightful — and disturbing — four‐part blog series on the oft‐cited Programme for International Student Assessment (PISA) and its creator, the Organization for Economic Cooperation and Development. Basically, Schneider writes, the much‐hyped PISA figures very prominently in the "international benchmarking" of coming national curriculum standards — which the Obama Administration is coercing states to adopt — despite the paucity of meaningful evidence that doing well on PISA actually translates into desirable educational outcomes.
Now, Schneider throws out some debatable stuff himself. For instance, he emphasizes early‐grade progress on the federal, National Asessessment of Educational Progress while ignoring utterly flat results for 17‐year‐olds. He also reiterates several things that I have already pointed out in "Behind the Curtain: Assessing the Case for National Curiculum Standards." Still, his points overall are generally very fresh, and very important. It is also heartening to see growing critiques, even if somewhat oblique, of the national standards that many on the left and right are hoping to impose on us in the coming months.


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Check out our round-up of the latest posters below:
- Resident Evil: Retribution – The fifth installment of the Resident Evil franchise from director Paul W.S. Anderson stars Milla Jovovich, Michelle Rodriguez, Sienna Guillory, Oded Fehr, Boris Kodjoe, Johann Urb, Kevin Durand and Bingbing Li. Resident Evil: Retribution opens September 14th.
- The Possession – From producer Sam Raimi (Spider-Man) director Ole Bornedal (Nightwatch) comes this horror film based on real life events. The Possession, starring Jeffrey Dean Morgan, Kyra Sedgwick, Madison Davenport and Natasha Calis opens August 31st.
- The Babymakers – The heist/adventure/comedy directed by Jay Chandrasekhar (Super Troopers) stars Olivia Munn, Paul Schneider, Noureen DeWulf and Aisha Tyler. The Babymakers opens August 3rd.
Hit the jump to check out the new posters and synopses.
Check out the new Comic-Con poster for Resident Evil: Retribution after the synopsis (via The Lebanese Cinema Movie Guide):
The wildly successful film franchise adaptation that has grossed nearly $700 million worldwide to the popular video game series, "Resident Evil," returns in its highly anticipated fifth installment, "Re5ident Evil: Retribution" in state-of-the art 3D.
The Umbrella Corporation's deadly T-virus continues to ravage the Earth, transforming the global population into legions of the flesh eating Undead. The human race's last and only hope, Alice (Milla Jovovich), awakens in the heart of Umbrella's most clandestine operations facility and unveils more of her mysterious past as she delves further into the complex. Without a safe haven, Alice continues to hunt those responsible for the outbreak; a chase that takes her from Tokyo to New York, Washington, D.C. and Moscow, culminating in a mind-blowing revelation that will force her to rethink everything that she once thought to be true. Aided by newfound allies and familiar friends, Alice must fight to survive long enough to escape a hostile world on the brink of oblivion. The countdown has begun.
Next up is the new poster for The Possession after its synopsis (via MTV):
A young girl buys an antique box at a yard sale, unaware that inside the collectible lives a malicious ancient spirit. The girl's father teams with his ex-wife to find a way to end the curse upon their child.
Last up is this ballsy poster for The Babymakers. Check it out after the synopsis below:
After trying everything to get his wife Audrey (Olivia Munn) pregnant, Tommy Macklin (Paul Schneider) realizes to his horror that he may be shooting blanks. Terrified that his marriage may fall apart, Tommy recruits his friends to rob a sperm bank where he made a deposit years ago. As with any half-baked scheme, everything can and does go wrong, testing the limits of Tommy and Audrey's relationship and showing how far one couple will go in hopes of getting pregnant.


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Ten Book Review
Book Review by Ann Jonas, Tradebook Buyer - CSB/SJU Bookstores
this review was published in the St. Cloud Visitor
Ten: How the Commandments Can Change Your Life by Mary Elizabeth Sperry; Franciscan Media; September 2012; 144 pps.; $14.99
It is easy to see the Ten Commandments as "outdated, legalistic, not meaningful to us," states Mary Elizabeth Sperry in the introduction of her newest book, Ten: How the Commandments Can Change Your Life. The book takes a new and updated look at the Ten Commandments, giving us examples and suggestions to make them relevant and critical in our life.
The book contains ten chapters (one for each commandment), along with an introduction and conclusion. Each chapter examines a commandment, expounding on its content. For instance, the chapter on the Fourth Commandment, "Honor your father and mother," is titled "Giving Respect," and addresses our relationship with all who have authority over us, not just our parents. The Fifth Commandment, "You shall not kill," does not simply prohibit homicide; the chapter stresses the need to recognize the dignity and value of each human being.
Each chapter contains an explanation of the commandment and how it pertains to our life, followed by "Points to Remember," which summarizes the main aspects of the chapter. "Culture Connection" lists a book, movie, or song that articulates the theme of each commandment and a role model is listed, as well, for every chapter. Questions to ponder-Sperry suggests journaling-are listed at the end of each chapter, along with a short, applicable prayer.
Learning how to live "in right relationship to God, self, others, and things" is the essence, explains Sperry, of the Ten Commandments. Her book gives us a clearer understanding of the commandments' relevance today and illustrates ways to use them as guideposts to make good decisions in our daily life.


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Common uses
This medication reduces eye pressure. Typically, it is used for glaucoma. It produces its action on its first day of use.
How to use this medication
This medication is for the eye. To use:
- wash your hands as well as the skin surrounding the affected eye;
- gently pull down the lower lid of the affected eye;
- apply 1 drop of the medication;
- close the eye for 2 to 3 minutes, while gently pressing on the inner corner of the eye.
This medication is typically used only once a day. However, your doctor or pharmacist may have suggested a different schedule that is more appropriate for you. Use it regularly and continuously to maintain its beneficial effects.
It must be used regularly and continuously to maintain its beneficial effects. Be sure to keep an adequate supply on hand. If you forget a dose, simply skip it and then apply the next dose at the regularly scheduled time. Do not double the next dose to catch up.
Possible side effects
In addition to its desired action, this medication may cause some side effects, notably:
- it may permanently darken your eyelashes;
- it may cause eye discomfort;
- it may cause local discomfort;
- it may change the colour of your eyes over time -- this is more likely among people who already have some brown eye coloring;
- it may cause redness of the eyes;
- it may cause a stinging sensation.
Storage information
As with most medications, this product should be stored at room temperature. Store it in a secure location where it will not be exposed to excessive heat, moisture or direct sunlight. Once opened, the product must be used within 30 days. Any unused portion should be discarded.
General information
When meeting with any health professional, it is important for you to share the following information:
- Your medical history and allergies (medication, food, or other);
- If you smoke, are pregnant, are planning a pregnancy, or are breastfeeding;
- The names of all the medications you take, whether you take them regularly or once in a while, including over-the-counter medications, vitamins, and natural health products.
Keep all your medications out of the reach of children and pets and return any unused or expired medications to the pharmacy for proper disposal.
This document contains useful information for those taking this medication. It is not intended, in any way, to replace the advice of a trained health professional. For more information, consult the manufacturer's literature, where you will find additional information about uncommon side effects as well as contraindications associated with this product.


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News vault
Standing at the Gates: Nada Surf's Let Go coverSubmitted by The Long Winters on January 9, 2018 - 1:34pm
Good friends Nada Surf have announced 'Standing at the Gates: The Songs of Nada Surf's Let Go', an album of covers by an awesome group of artists including The Long Winters, Aimee Mann, Rogue Wave and many others. The album is part of Nada Surf's 'Let Go' 15th Anniversary and benefits the ACLU and Pablove Foundation.
The Long Winters have covered the track Hi-Speed Soul, and the full, exciting line-up can be found on the Nada Surf website. The album can be pre-ordered now: the digital release is February 2, and the CD will be available March 2, with a vinyl delivery date later this year. The release of the album coincides with a Nada Surf tour featuring Let Go in its entirety.
KEXP @ Upstream Music FestSubmitted by The Long Winters on May 13, 2017 - 1:23pm
Since The Long Winters don't play live that often, we gladly share this video with you courtesy of the wonderful KEXP , who hosted a The Long Winters session at the Upstream Music Fest. Plenty of banter, and some songs too.
The Long Winters at Upstream Music FestSubmitted by The Long Winters on April 9, 2017 - 3:58am
The Long Winters are playing a rock show at the Upstream Music Festival in Seattle with ALL the amps. The three-day Seattle festival and music summit in and around Pioneer Square has some 300 artists performing. Come and see The Long Winters on Friday May 12.
» Info about the line-up and passes
SAD! compilation featuring The Long WintersSubmitted by The Long Winters on January 22, 2017 - 1:35pm
Barsuk Records has released 'SAD! (A Barsuk Compilation for the ACLU)', a collection of previously unreleased tracks by Barsuk artists covering other Barsuk artists. Available only on Bandcamp, 100% of the proceeds will go to the American Civil Liberties Union, which works in the nation's courts, legislatures and communities to defend and preserve individual working rights and liberties guaranteed by the Constitution and the laws of the United States.
The Long Winters have contributed a rendition of Pedro The Lion's song Second Best, and the compilation opens with a version of The Commander Thinks Aloud by David Bazan.
"After the election, our staff felt compelled to speak out in defense of the civil liberties of all Americans," says Grant McCallum of Barsuk Records. "Helping support the crucial work of the ACLU by releasing these new tracks felt like one way we could make a statement and help, and the artists involved were all excited to donate their work."
30 Days, 30 Songs: Make America Great AgainSubmitted by The Long Winters on November 4, 2016 - 2:33am
The Long Winters have not released any new music in the past years, but the silence has been broken as they contributed a song to the 30 Days 30 Songs campaign. In this song, written specifically for this project, John Roderick speaks from the perspective of Trump voters in the folk song tradition.
The Origin of John RoderickSubmitted by The Long Winters on September 14, 2015 - 12:08pm
Last year, Brett Terpstra of Systematic interviewed John Roderick about how he became a professional musician. The conversation evolved into a compelling, serialized narrative that couldn't be contained in not just one, nor two, nor even three episodes.
The resulting four-part epic was presented uninterrupted, with the exception of brief transitions from one chapter to the next. Think of The Origin of John Roderick as an improvisational book on tape, with each chapter recorded a few weeks apart.
Chapter 1: Time to Get Serious, Chapter 2: Amsterdam to Istanbul, Chapter 3: Sergeant-at-Arms, Chapter 4: Youth and Potential
» Listen to this Special, hosted by the Electric Shadow Network
Vote Roderick Pre-Primary Party, 23 JulySubmitted by The Long Winters on July 1, 2015 - 10:31am
It's been rather quiet with The Long Winters news since John Roderick announced that he is running for citywide Position 8 on the Seattle City Council. But if you thought this meant John's guitar days are over, think again.
On Thursday July 23 at the fabulous Triple Door, an all-ages rock-show will feature John and co. in the first The Long Winters set in who-knows how long! We'll be joined by the amazing Stereo Embers, as well as other special guests, some of whom we cannot yet speak of.
Join us for a night of Rock n Roll and Postage Awareness, as we celebrate the arrival of everyone's ballots by mail. Let's get them filled out and sent back! For you younger folks we'll be selling "stamps" which are small squares of paper that you affix to your ballot, enabling it to be mailed. Ask your parents.
Show time: 7pm-9.30pm.
John Roderick on Song ExploderSubmitted by The Long Winters on February 5, 2015 - 1:00am
John Roderick was a guest on Song Exploder, where he talked about his song The Commander Thinks Aloud from the Ultimatum ep, in honor of the last flight of the Columbia. Song Exploder is a podcast hosted by Hrishikesh Hirway, where musicians take apart their songs, and piece by piece, tell the story of how they were made. The interview was recorded with a live audience.
» Go to the Song Exploder website and listen to the podcast
» Download the podcast from iTunes


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Computer Imaging at the Parker Center
Your Computer Imaging Session
Helping you picture what's possible
Seeing what's possible for your unique anatomy can be extremely helpful when you're deciding about plastic surgery. Computer imaging makes it easier for you to understand what you might expect from different procedure options.
Our imaging expert, Liz, will take pictures of you and make precise changes on-screen, under Dr. Parker's direction. This will to give you an idea what you will look like after surgery.
Our Vectra 3D Imaging System
Using Vectra 3D technology, we can rotate your images, showing you multiple angles or even multiple procedures in realistic detail, so you can better see the difference cosmetic surgery might make.
These images visually convey Dr. Parker's treatment plan for you and serve as a great communication tool. In fact, Dr. Parker reviews these images before surgery, brings them to the operating room and uses them as an artist does sketches while sculpturing.
Below you can view some "before & after" photos generated with computer imaging. Click on a patient to see the computer simulations right beside the before & afters of their actual results. You may be surprised at how similar the two set of photos are!


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Bank of America (BAC) reported net income on Wednesday of $2.6 billion, or $0.20 per share, for the first quarter of 2013, compared with $653 million, or $0.03 per diluted share, in the first quarter of 2012. Revenue, net of interest expense, rose 5% to $23.7 billion from $22.5 billion a year ago.
Analysts, however, had expected earnings of $0.23 per share.
"Our strategy of connecting our customers to all we can do for them is working," said CEO Brian Moynihan, in a press release. "Solid increases in loan growth to small businesses and middle-market companies, four straight quarters of steady growth in mortgage originations, record earnings in wealth management, and another quarter near the top in investment banking fees show we are balanced, focused and moving forward."
Wealth Management
Merrill Lynch's thundering herd improved its yearly fees and commissions, or production level, in the quarter. The number of advisors across the company, though, declined both year over year and for the quarter.
Yearly advisor productivity, as measured by fees and commissions, stood at $971,000 vs. $891,000 a year ago and $927,000 in the prior quarter. (These figures do not include the results of advisors in consumer and business-banking operations.)
The firm's number of financial advisors was 16,084 versus 16,692 a year ago and 16,411 in the prior quarter. There were 17,312 wealth advisors, down from 18,004 a year ago and 17,640 in the final quarter of 2012. The full tally of client-facing professionals was 20,037 versus 20,982 in the year-ago period and 20,386 in the previous quarter.
Global Wealth and Investment Management net income rose 31% from the first quarter of 2012 and 25% from the prior period to $720 million. Revenue for the unit was $4.42 billion, up from $4.15 billion a year ago and $4.19 billion in the earlier quarter.
"Revenue increased 7% from the year-ago quarter to $4.4 billion, driven by higher asset management fees related to higher market levels and long-term AUM flows, higher transactional revenue and higher net interest income," the company said in a statement. "The pretax margin was a record 26% for the first quarter of 2013, up from 21% in the year-ago quarter."
Total assets under management were $2.25 trillion, with about $1.83 billion held in Merrill Lynch client accounts.
Flows of long-term assets in the quarter were $18 billion vs. $11.7 billion in the prior quarter and $7.8 billion a year ago. Long-term asset flows were $20.4 billion, up from $9.1 billion in the earlier period and $7.7 billion a year before.
Check out AdvisorOne's Q1 Earnings Calendar for the Finance Sector.


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Barbados Advocate by Charlie Heath | 4/15/2012
The Bill & Hayley Blevins owned four-year-old dark bay/brown colt Giovedi, ridden by Kenny John, won the feature Kendal Moon Trophy (Handicap) for three-year-olds and older yesterday at the Garrison Savannah.
It was a very enterprising ride by Kenny John, as he broke Giovedi smartly from the outside gate and settled the colt behind pace setter Captain Sully, ridden by Desmond Bryan.
As they reached the three furlong marker John put Giovedi ahead of Captain Sully, while the Sir David Seale-owned Dancin David, with Anderson Trotman in the irons, followed in third.
At the two furlong pole it was still Giovedi, Captain Sully and Dancing David in the lead, while the filly Daga, with Reshawn Latchman in the irons, could be seen making up ground on the leaders. However, there was no stopping Giovedi as he ran out an easy winner.
Daga got up to be second, while Dancin David finished third, with Captain Sully holding on for fourth.
No jockey on the day was able to land two winners. However, that was not the case with the trainers, as Victor Cheeseman dominated that category by saddling three winners on the eight-race card. He started by winning race four with rank outsider Dunwiddat, for owner Ian Corbin. Cheeseman then won race six with A.P. Vincero for owners Luther Miller III JP and Suzanne Miller, and finished the day by winning the final race on the card with Lune De Barachois for Lewin Godding.
Andy Ward was the only other trainer to saddle more than one winner, as he saddled two winners for owner Lord Michael Taylor.
Racing continues on Saturday, April 28. (CH)


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FEDERAL CARTRIDGE CO Game Shok Rimfire Cartridges
Federal 22 Long Rifle 25 Grain #12 Lead Shot
Squirrel hunters everywhere know there's no substitute for the accuracy and consistency of the long rifle and the magnum cartridges. Used for target shooting, training, practice, varmint, predators and small game.
SPECIFICATIONS:Mfg Item Num: 716 Category: AMMO RIMFIRE Caliber :22 Long RifleBullet Type :#12 ShotBullet Weight :25 GRMuzzle Energy :N/AMuzzle Velocity :N/ARounds/box :50 Rounds Per Box, 50 Boxes Per CaseGame Category :Fragmentation :Casing Material :Penetration Factor :


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Michele and Marcus Bachmann are homophobic. I am ex-homophobic.
The gay-hating Bachmann duo is at it again. ABC World News Tonight led off Monday's broadcast with a piece on Congresswoman Michele Bachmann and her husband Dr. Marcus Bachmann, who appear to be involved in some kind of reparative therapy "pray away the gay" scheme at their counseling and treatment clinic in Lake Elmo, Minnesota. Yes, this was the most important news story in the entire world this past Monday. That's why ABC World News Tonight led off with it. Not a damned thing more important, anywhere in the world.
Here's what happened: Andrew Ramirez was "sent" to the Bachmann clinic in 2004 after coming out to his parents. The article doesn't make it clear whether his parents were forcing him, just that he was "sent". Ramirez describes the gut-wrenching experience:
From the outset, Ramirez says, his therapist—one of roughly twenty employed at the Lake Elmo clinic—made it clear that renouncing his sexual orientation was the only moral choice. "He basically said being gay was not an acceptable lifestyle in God's eyes," Ramirez recalls. According to Ramirez, his therapist then set about trying to "cure" him. Among other things, he urged Ramirez to pray and read the Bible, particularly verses that cast homosexuality as an abomination, and referred him to a local church for people who had given up the "gay lifestyle." He even offered to set Ramirez up with an ex-lesbian mentor.
The horror! They urged him to PRAY and READ THE BIBLE! They also told him that homosexuality is immoral. I'm surprised the poor thing didn't kill himself. I found myself on the suicide hotline just reading about it.
Okay, so the truth is that ex-gays scare the crap out of me, and that's why I have to tear them down. If you've heard of homophobes, then you can just call me an ex-homophobe. That doesn't mean that I used to be homophobic and now I'm not. It means that I hate ex-homosexuals. I think they should be shamed into returning to our side of the rainbow. In this sense, we're kind of like a cult. Once you're in, you can NEVER leave.
The Bachmann clinic received a visit at a later date from perpetually aggrieved homosexual activist John Becker of the group Truth Wins Out. Becker smuggled a camera into the clinic to record the goings-on, posing as a gay man in search of a cure to his homosexual affliction. Becker describes his experience at Truth Wins Out:
…I was advised to find a heterosexual "accountability buddy" as I struggled to increase my attraction to women and decrease my attraction to men. I was to confide in, pray with, and be held accountable to this person. Bachmann & Associates sells a book written by Twin Cities minister and self-proclaimed "ex-lesbian" Janet Boynes. This book chronicles her supposed journey "out of the lesbian lifestyle." Next to the stack of books was a prominently-displayed, typewritten note that read, "Janet is a friend. I recommend this book as she speaks to the heart of the matter and gives practical insights of truth to set people free. – Marcus Bachmann, PhD."
I like Truth Wins Out because they belittle ex-gays and accuse of them of secretly continuing their homosexuality on the down low. They put derisive quotations marks around "ex-gay" and "ex-lesbian". They do not allow people to define their own sexuality, but rather assign them labels which they do not accept. For example, they refer to author Janet Boynes as "self-proclaimed" "ex-lesbian" Janet Boynes. See, so she's not really an ex-lesbian. She's just telling people that. We'll decide for her whether she's a lesbian or not. Don't let her fool you with her self-proclamations. She's still muff-diving on the side, we're sure of it. She may tell you that she's completed a journey out of the "lesbian lifestyle", but don't believe it. It's a "supposed journey", not a journey.
Boynes has her own website, by the way. And it's not girl-on-girl porn. Read this crap and tell me if you don't think she's batshit crazy:
Before you go seeking therapy from the Bachmann clinic or similar reparative therapy outlets, be forewarned that a number of ex-gays have relapsed. These failed attempts to change sexual behavior prove beyond a shadow of a doubt that homosexuality is immutable. So don't even try. Really. Similarly, you shouldn't try to quit smoking because you'll probably fail just like everyone else. Without drugs or other types of help, the success rate of any given attempt to quit is about four to seven percent. So most smokers relapse. Diets are even worse. Ninety-five percent of dieters who lose a significant amount of weight will gain it all back and then some within three years. Alcoholics and prescription painkiller addicts have an even lower success rates. Change is hopeless. You are who you are.
Some people are just hard headed in this regard. Just the other day, an old friend called me from San Francisco, telling me that he was finally planning on getting clean. He was going to quit drinking, popping pills, and smoking cigarettes. And I advised him to stop wasting his time because the chances of his success are much, much lower than the chances that he'll be able to give up butt sex. Because some have failed in the past, NO ONE should try. He took my advice and decided to continue killing himself with drugs and sodomy.
This whole concept of "curing" gays is pseudo-scientific at its root. If you want sound science, stick with us homos and our fleeting "gay gene". Look, homosexuality is genetic in nature. You're either born that way or you aren't. Scientists have been searching for this gay gene since before I was born but they haven't found it yet. So what? I take it on faith and so should you. Just believe the theory and let the scientists find the supporting evidence in the meantime. This could take years, so be patient and bear with us. Let's put it this way–we'll find that gene before your silly "Messiah" comes back.
That's how science works, right guys? Come up with the theory first and search for the evidence later? That's how I learned the scientific method when I was in school. Either you agree with me or you hate science. It's that simple. Don't let me find out that any of you are science haters!
Homosexuality MUST be an inborn trait. It's the cornerstone of my belief system and I cannot accept any idea that contradicts it. It is my dogma, my unshakeable belief. Otherwise I would have to accept that I am in control of my own penis, which sounds like personal responsibility. There's nothing I hate more than personal responsibility.
So let's get one thing straight. (Woops, did I say straight?) I do not choose who I sleep with. Sexual intercourse is not a volitional act. My penis has a mind of its own. I do not control it, it controls me. Just the other day I woke up next to a drag queen named Wilma Ballsdrop in a seedy motel room near the beach. I have no idea how I got there or who put those cigarette burns on my doughy asscheeks. I don't even know if I enjoyed it. As I was leaving, I noticed this mysterious photo of me and the drag queen stored in my cell phone:
So please don't tell me that I "choose" to be gay. We know that no one chooses to be gay. To say that a person chooses homosexuality is like saying that a person chooses to be shunned, hated, and rejected by society. That's right, despite the overwhelming support of corporate America, the news media, the entertainment industry, the public schools, academia, some of the churches, the federal government, the state governments, the cultural elite and the fabulously rich, I am still trying to peddle the ridiculous canard that society stigmatizes homosexuality. Even though all of the aforementioned institutions are engaged in a full court press in support of our advocacy efforts, I'm still going to be a little bitch and tell everyone how oppressed I am as a gay man.
Just the other day, a guy was fired from Cisco Systems for writing a book in support of marriage equality! Oh wait, that didn't happen.
Someone ought to pass the message along to Congresswoman and Dr. Bachmann: You cannot pray away the gay! God put those instincts in me because he wants me to act on them. If it says otherwise in that silly book of yours, then just do what my LGBTQXYZ friends do and cross it out with a black marker. God wants his children to be happy and butt sex makes me very happy. Because sexual instincts are inborn, acting upon them becomes a right and even a duty. God wants all of us to do whatever our wee-wees and vajayjays tell us to do. Otherwise he wouldn't have put the urge there in the first place. (For more on that, see previous post "Straight People Are Pretty Gross, but I Won't Judge…": https://twogaybullies.wordpress.com/2011/06/22/straight-people-are-pretty-gross-but-i-wont-judge/ )
If other people have found that butt sex doesn't make them happy, and voluntarily choose to seek help, they should be denied. I mean, normally I think the consenting adults should be allowed to do what they wish, at least as far as bedroom behavior goes. But if a consenting gay adult seeks help from a consenting therapist adult, I think it's time for me to shove my nose into their business. If the consenting gay adult asks for help in resisting his gay urges, then someone has to take action to stop the consenting therapist adult from giving the homosexual the guidance he's asked for. Especially if it involves prayer, which is something that gives me the heebeejeebies. Consensual or non-consensual, this type of "therapy" should not be allowed even if both parties agree to it.
I'm really worried that this therapy might prove to be successful, thus shaking the pillar of my homosexual faith–the myth of inborn homosexuality. And it might also cut down on the number of guys I can sleep with. The survival of the gay race–ha! ha!–depends on squelching this kind of therapy before it goes mainstream.
Also, I think it's about time we destroyed the bitch from Minnesota before she gets anywhere near the White House. Kudos to ABC News for getting the ball rolling on that.


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LOS ANGELES -- The launch of the Surface Pro at the Microsoft Store in LA's Century City was a relatively low-key affair compared with the debut of the Surface RT.
When I arrived just after 10 a.m. there was a small line (see photo). That said, both versions -- 64GB and 128GB -- of the Surface Pro had sold out immediately.
Of course, no one would say how many units were set aside for first-day sales, and the lines didn't exactly snake around the Westfield Century City mall. So, it wasn't like a Depression-era run on a bank.
And back in October the lines were longer and the atmosphere a bit more frenzied when the Surface RT launched.
But like the RT rollout, there was a fixation on and interest in the product not unlike what's found at an Apple event. I saw more than a few customers glued to the device for 30 minutes or even an hour.
In other words, Surface has a following. An analogy I would use is the Chevy Volt. Recently in LA, the Chevy Volt is gaining ground, driven by a small but growing (and fervent) customer base.
And Microsoft Store sales reps know what they're talking about. A patient, focused rep gave me a long, hands-on explanation of the Windows 8 touch interface and demonstrated a new touch-enabled paint app, among other apps.
Finally, note that there are other enticing touch-screen Windows 8 devices at the store, including the 2.3-pound Acer Aspire S7 and the HP Spectre XT TouchSmart. And that's good for Windows 8 overall.


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south german bakery
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Migas Mercado
March 19, 2019
Dada Beijing
June 29, 2018
The Bell x TERRAZZA MARTINI
June 28, 2018
June 26, 2019
Q Mex Taqueria
July 25, 2017
Cat's Corner
October 10, 2018
Blue Frog (Sanlitun)
November 11, 2016
August 4, 2015
They are great!! I have blonde hair (not naturally) and moved to Beijing from America . I have been seeing the same hair colorist for years before moving here and was terrified to try someone new. After much research and stressing I made an appointment at Catherine de France with a blonde specialist. I was especially stressed because my previous colorist used color, and use L'Oréal . But after all my research I decided it was worth switching because of Catherine de France recommendation. Well I can tell you that after having my hair done with ANNA it BLEW away my old salon. Not only was my hair color perfect, it lasted twice as long. The way she did my roots allowed my hair to grow out for almost 3 months and still look intentional. Love this place. Very expensive for sure, but if you are looking for true professionals this is the place.
Review of Catherine de France Hair&Beauty Salon by Helen
July 8, 2020 at 14:35 pm
Aurellien came highly recommended by a friend of mine who suggested Catherine de France salon fo. Let me just say that the entire experience from start to finish was superb. The first time with a new hairdresser is usually stressful and you tend to sit on pins & needles, but none of that happened with Aurellien . He was insightful, understanding, and patient when we discussed where my hair had been and in what direction we would be going with it. The shampoo was relaxing and he really took his time. You had the confidence that he really knows what he is doing from start to finish. He asks the right questions, and went over every inch of my head as he familiarized himself with head shape and hair growth patterns.
Afterward, I felt like a new woman when I looked in the mirror. I walked out of there feeling great, sporting red carpet hair. And, as much as I liked my late stylist, I have to say that Jonathan is perfection A non-intimidating atmosphere, a well run business and stylists tha
Review of Catherine de France Hair&Beauty Salon by Spence
July 8, 2020 at 11:08 am
Great place.! I have been having my hair done here for over 6 years. Great cuts/style and very personal customer service. Highly recommended!
I live in a different place and when I come back to Beijing it is first on my list. Ask for David
He is s talented constant and very nice person , Go see him and you won't be disappointed!
Review of Catherine de France by Whiteshirts
July 6, 2020 at 19:19 pm
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text: AliMed® Grab 'n Go™ Quick Drop Adjustable Aprons You'll be sure to find the right size – AliMed's Grab 'n Go™ Aprons are color-coded by size to make identifying the right size simple – just grab your color and go. Small is Navy; Medium is Red; Large is Royal Blue; X-Large is Burgundy. Four weights to choose from: Standard Lead, Lightweight Lead, Lead-free and Ultralight Lead-free. Shoulder pads and pockets. Aprons are not made with natural rubber latex. 2-year warranty. Full 0.5-mm Pb equivalent.


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In a nighttime theft, robbers broke into a South African provincial parks office and used a machine tool called a grinder to break into a safe holding several dozen rhino horns worth a fortune on the illegal market in parts of Asia.
The weekend heist in the northeastern city of Nelspruit was a blow to efforts to curb the clandestine trade in rhino horn, which has surged in recent years despite an increase in funding for anti-poaching efforts in South Africa, home to the majority of the world's rhinos.
On Tuesday, forensic investigators from the police analysed the crime scene at the Mpumalanga Tourism and Parks Agency, and officials were exploring the theory that it was an inside job.
"It's too early to be ruling out that possibility," said Captain Paul Ramaloko of a South African investigative police unit called the Hawks. "We are approaching the investigation with an open mind."
The robbery of "nearly 40" rhino horns occurred Saturday night, Ramaloko said.
The thieves targeted a safe where the parks agency of Mpumalanga province keeps some rhino horn stock temporarily before transporting it to "another undisclosed location" for longer-term storage, said Kholofelo Nkambule, an agency spokeswoman. The powerful machine tool used by the robbers broke part of the safe into pieces, she said.
Government agencies and some private game reserves keep stockpiles of rhino horns, including some confiscated from poachers and others shaved off rhinos in an attempt to deter attacks. But the heist in Nelspruit raised concern about the security of those stashes in South Africa, which is considering whether to propose a regulated trade in rhino horn in order to curb poaching.
Legalisation would require the approval of CITES, the international body that monitors endangered species and will meet in South Africa in 2016.
"In terms of public institutions, we have never had such a case [of rhino horn theft]," said Albi Modise, spokesman for South Africa's environment ministry.
Last year, 66 rhino horns worth several million dollars on the illegal market were stolen from a private wildlife reserve in South Africa's Limpopo province, according to local media. In that case thieves reportedly used a blowtorch to break into a safe where the horns were kept.
Rhino horn is viewed as a status symbol and a healing agent for serious illness by some Vietnamese and Chinese. There is no evidence that the horn, made from the same material as fingernails, is an effective medicine. According to some estimates, a kilogram of rhino horn has a street value in a consumer country of tens of thousands of dollars.
South Africa lost a record 1,004 of the animals to poachers in 2013, and the government said last week that 294 rhinos have been poached so far this year. At the current rate, the toll for 2014 could exceed that of last year, and conservationists warn that a "tipping point" could come in 2016 when rhino deaths exceed births and the population goes into decline.
Well over half of South Africa's poached rhinos are killed in Kruger National Park, a vast wildlife reserve near Nelspruit where a ranger force backed by some South African military units daily struggles to curb armed intruders, many of whom cross from neighboring Mozambique and hunt rhinos before scooting back across the border.
Much of the international funding for anti-poaching is going to Kruger park, which is overseen by South Africa's national parks service. Smaller conservation operations such as the one run by Mpumalanga province are struggling for resources, said Brian Morris, a senior manager at the province's tourism and parks agency.
Morris said the province recently bought a small airplane to monitor its parks, and has earmarked funds to pay a pilot in this year's budget. Mpumalanga urgently needs a helicopter which is a more effective means of deploying rangers, Morris said. He is concerned that poachers could focus more on the province's parks if they come under more pressure from rangers in nearby Kruger park, part of which lies in Mpumalanga province.
"These guys are going to look for other places," he said. "We're like sitting ducks."


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A father who lost his son to a drug overdose said he is finding some peace now that a woman who failed to help his son has been sent to prison. He hopes the death will encourage other parents to do more when they see signs of drug abuse.
MANTI, Utah - A father who lost his son to a drug overdose said he is finding some peace now that a woman who failed to help his son or call for help has been sent to prison. He is hoping that his son's death will encourage other parents to do more when they see signs of drug abuse in their families. Jeremy Palmer, 20, died in August. His family has not only struggled with his death, but the fact that his friends refused to call for help. "We went through Thanksgiving, we went through Christmas without our son," said his father, Ryan Palmer. We definitely had our moments when we spent time crying over it." Palmer got a call Aug. 27, 2013, telling him his son had overdosed and was lying in an acquaintance's driveway. He attempted CPR himself, but he realized that his son was already dead. The day before, Jeremy Palmer and his friends drove to West Jordan, Utah where he took 300 mg of morphine and inhaled canned air, court documents state. While driving home near Thistle, he became incoherent. His friends stopped next to a stream and poured cold water on him. They kept driving south, passing a hospital, and eventually arrived at a home in Manti, police said. A friend later told investigators that Palmer's lips were blue at this point. They put him in the bathtub and filled it with ice, never calling an ambulance. The friends allegedly dumped Jeremy's body in the driveway of an acquaintance at 6 a.m. the next day. "They didn't want to be investigated. They didn't want to go to jail. They didn't want problems, so they moved the crime scene from the home of Ms. McClain's where it all happened and dumped him in that driveway," Ryan Palmer said. Brandie McClain, 35, pleaded guilty to drug possession, a second-degree felony, as well as child endangerment and obstructing justice, third-degree felonies. She was sentenced Feb. 5 to one to 15 years in prison. His son's death has given Ryan Palmer a new perspective on drug abuse. "This is a big problem," he said. "This is going on in our backyards. It's going on in our neighbor's homes." His son started abusing alcohol and prescription drugs in high school. In the weeks before his death, Jeremy Palmer became addicted to cocaine, heroin and meth, and he died of an overdose of morphine. "If he would have known how much this has affected his mom, his sisters, his dad, his grandparents, he wouldn't have used drugs," Ryan Palmer said. "But he only thought it affected himself, but it doesn't. It is far more reaching than that. It affects everybody." Now the family hopes they can start to heal as they encourage parents to do more when they see signs of drug abuse. "If we can reach out to other parents and help them understand their kids are good kids. They need help," Ryan Palmer said. "And if we can get them the help they need, I think we can make a difference."%3Cimg%20src%3D%22http%3A//beacon.deseretconnect.com/beacon.gif%3Fcid%3D145579%26pid%3D46%22%20/%3E


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When I first started thinking about taking a road trip to visit my Prairie-dwelling daughter, I knew that the only reasonably convenient time to go was the first two weeks of September. I waffled. Could I really delay the start of my 14-year-old son's school by two weeks? Then it hit me: wait a minute, this is school! It was about time he learned some Canadian geography.
Although I was a little nervous about all the driving, I reminded myself that many have done such a thing before - notably: my mom, from Montreal to Calgary in a second-hand Volkswagen bus with four young children, and my grandmother, from Victoria to Montreal in a Volkswagen beetle with a Siamese cat.
Now it was my turn, from Ottawa to Saskatoon in a Toyota Matrix with one reluctant teenager. We can only guess which of these is the more difficult scenario.
When tackling Canada, it's good to have an early start. We set out on the official first day of school. By the time schoolchildren were getting on their buses for the first time this school year, we had already travelled a considerable distance up the Ottawa Valley and had made the important discovery that the Deep River Tim Hortons serves ice cream. That was only the beginning.
I had prepared for this two-week geography lesson by borrowing from the library and reading The Key study guide: Geography of Canada 9 Academic. From the study guide, I knew that I had to teach my son about Canada's natural resources. On this trip, that was easy. After leaving Deep River and the Ottawa Valley, we eventually arrived in Sudbury and stopped to visit Dynamic Earth, where we toured an old mine. Just to make this museum-like tour more real, the Inco Superstack and its slag heap were in full view across the highway from the huge window of the cafeteria, to be easily observed while sipping slushies.
In Sudbury, I could also briefly cover the subject of ecology, since the forested Sudbury that I saw on this trip was very different from the one that I travelled through on the train in 1975, when I was about my son's age. Back then, I had been struck by Sudbury's barren moonscape. According to one staff member at Dynamic Earth, there has been an effort made to rehabilitate the region and return it to its original greenery.
The Key mentions transport systems, an important part of any country's geography. These are intricately connected to natural resources and, as our trip continued, we were exposed to more of both. On the curvy, two-lane Trans-Canada through Ontario, we passed many logging trucks struggling up the hills. In Thunder Bay, standing in a hilltop park with a view of the harbour, we saw plenty of lake ships between us and the Sleeping Giant.
I grew up beside the first lock on the Seaway navigation system: St. Lambert. My son has seen ships going through it. Here, he could see where many of those ships end up.
On the Prairies, natural resources were in full view, whether it was fields of wheat and canola or the potash processing plants chugging away in the distance. It was harvest time and the combine harvesters looked impressive as they made their way, sometimes three abreast, across the fields. On the two-lane highway to Saskatoon, we encountered a harvester that took up his lane and most of ours and was scarier than Frank in Pixar's Cars movie.
Agriculture as a natural resource was reinforced by a trip to the wonderful Western Development Museum in Saskatoon. Until I visited that museum, I had no idea there were, and ever had been, so many varieties of tractors. On our way home, travelling the Trans-Canada through Manitoba, we had a chance to observe some emerging resources when we found ourselves travelling side-by-side with a freight train pulling Canpotex (potash) cars on our right, while spending several minutes passing a huge wind farm on our left.
A feature of any road trip is the music you listen to in the car. In my case, it was the playlist on my son's iPod. This includes the Canadian comedic band The Arrogant Worms; if The Key thought that I should teach about Canadian ecozones and their land formations, this band helped. As we made our way slowly through Ontario, we could sing along topically to their song about Canada:
'Cause we've got
Rocks and trees
And trees and rocks
And rocks and trees
And trees and rocks
And rocks and trees
And trees and rocks
And rocks and trees
And trees and rocks
And WATER! - which was all we saw for hours and hours on the highway. There were so many lakes that the people naming them must have run out of ideas; we passed three in a row called Mom Lake, Dad Lake and Baby Lake. The road through Ontario was wild and lonely, but it was also lined with ever-present and encouraging Inukshuks, perched on cliffs over the highway. Built by people but made of Canadian Shield rock, they were a bit of social studies thrown into the geography lesson.
On the Prairies, we got a quick education in meandering river formations when, while driving in a straight line (which is generally how one drives on the Prairies), we crossed the Whitemud River in Manitoba five times. The other piece of Prairie river that we got to experience happened right in Saskatoon. A sandbar had been randomly left behind in the city by the spring floods and crowds had flocked to it with picnic baskets and volleyball nets, even though it was not an official beach. My son, Saskatoon-based daughter and I spent a delightful hour splashing in the South Saskatchewan River in the unseasonably hot September weather, and enjoying, along with the crowds, this temporary Saskatoon moment.
To teach Canadian geography is to emphasize that Canada is really, really big - which, by the way, is another Arrogant Worms singalong song. By the time we had spent more than two days just getting out of Ontario, that lesson was learned. The days in the car were long; therefore one particular regional difference, due to landscape, was of great interest to us: We poked along through the Ontario Canadian Shield at 90 kilometres an hour, then zipped across Saskatchewan at 110.
The fact that we have different time zones in our country is a great way to emphasize its size. On our last half-day in Ontario, we stopped at a time-zone marker, which was right beside the highway and mounted on amethyst stones. My son climbed onto it and enjoyed the sensation of being three feet away from me and one hour behind.
During the summer, Saskatchewan is another hour behind Manitoba. On our first day heading home, as we drove east through Saskatchewan, my son was hungry by 10:30 a.m., so he invoked Manitoba time and convinced me to stop for an early lunch. Not only had he experienced the concept of time zones, he had figured out how to use the knowledge to his advantage.
Under instruction from The Key, I kept my eyes open for wildlife. A highway trip doesn't allow for much of that, but even if we never spotted a moose in Ontario, there were plenty of highway signs warning us that they were there! Wildlife-viewing on highway trips is unfortunately rather morbid. In Saskatchewan, we did see a dead moose by the side of the road.
Fortunately, we had plenty of opportunity to get close to live Canadian creatures at the Saskatoon Zoo. Although the lynx was fast asleep in the shade, looking like a harmless pet cat, the grizzly bear was enjoying a dip in the pool in full view of zoo visitors and was huge and scary, even behind bars. The prairie dog, out guarding his hole, was suitably darling. We also got to see owls, hawks, caribou and a lazy badger sleeping in the sun. Such creatures as the lion and the yak were fun, but not part of our Canadian geography lesson.
According to The Key, the teaching of geography includes a discussion on population and the movement of people. Canada's increasing urbanization was easily seen in the numerous abandoned buildings we saw every day in the small towns and rural areas we drove through, as well as motels and old restaurants and the odd farm house - and these were just the ones that could be seen from the highway.
I also found out that I, an urban Easterner, needed an education about population distribution after turning off the Trans-Canada at Portage la Prairie, Man. With an anxious eye on my half-empty (not half-full) gas tank, I wondered how much commerce there was between Portage la Prairie and Saskatoon. It turns out there's lots: the Prairie portions of Manitoba and Saskatchewan are more heavily populated than I had thought.
At the end of the trip, after more than a week of beautiful and relentless Prairies, it felt like home when we once again arrived in heavily forested Ontario, and then again when the comforting Ottawa Valley enfolded us. I considered our hands-on geography lesson to be a success for both myself and my son. We were glad to arrive back in Ottawa - but not before stopping for ice cream in Deep River.


text:
Theory of Computation
- Published: 27 April 2012
- Author(s): George Tourlakis
- View full details
- Buy the book
Learn the skills and acquire the intuition to assess the theoretical limitations of computer programming
Offering an accessible approach to the topic, Theory of Computation focuses on the metatheory of computing and the theoretical boundaries between what various computational models can do and not do—from the most general model, the URM (Unbounded Register Machines), to the finite automaton. A wealth of programming-like examples and easy-to-follow explanations build the general theory gradually, which guides readers through the modeling and mathematical analysis of computational phenomena and provides insights on what makes things tick and also what restrains the ability of computational processes.
Recognizing the importance of acquired practical experience, the book begins with the metatheory of general purpose computer programs, using URMs as a straightforward, technology-independent model of modern high-level programming languages while also exploring the restrictions of the URM language. Once readers gain an understanding of computability theory—including the primitive recursive functions—the author presents automata and languages, covering the regular and context-free languages as well as the machines that recognize these languages. Several advanced topics such as reducibilities, the recursion theorem, complexity theory, and Cook's theorem are also discussed. Features of the book include:
A review of basic discrete mathematics, covering logic and induction while omitting specialized combinatorial topics
A thorough development of the modeling and mathematical analysis of computational phenomena, providing a solid foundation of un-computability
The connection between un-computability and un-provability: Gödel's first incompleteness theorem
The book provides numerous examples of specific URMs as well as other programming languages including Loop Programs, FA (Deterministic Finite Automata), NFA (Nondeterministic Finite Automata), and PDA (Pushdown Automata). Exercises at the end of each chapter allow readers to test their comprehension of the presented material, and an extensive bibliography suggests resources for further study.
Assuming only a basic understanding of general computer programming and discrete mathematics, Theory of Computation serves as a valuable book for courses on theory of computation at the upper-undergraduate level. The book also serves as an excellent resource for programmers and computing professionals wishing to understand the theoretical limitations of their craft.Preface xi
1. Mathematical Foundations 1
1.1 Sets and Logic; Naïvely 1
1.2 Relations and Functions 40
1.3 Big and Small Infinite Sets; Diagonalization 52
1.4 Induction from a User's Perspective 61
1.5 Why Induction Ticks 68
1.6 Inductively Defined Sets
1.7 Recursive Definitions of Functions
1.8 Additional Exercises 85
2. Algorithms, Computable Functions and Computations 91
2.1 A Theory of Computability 91
2.2 A programming Formalism for the Primitive Recursive Functions Function Class 147
2.3 URM Computations and their Arithmetization 141
2.4 A double-recursion that leads outside the Primitive Recursive Function Class
2.5 Semi-computable Relations: Unsolvability
2.6 The Iteration Theorem of Kleene 172
2.7 Diagonalization Revisited; Unsolvability via Reductions 175
2.8 Productive and Creative Sets 209
2.9 The Recursion Theorem 214
2. 10 Completeness 217
2.11 Unprovability from Unsolvability 221
2.12 Additional Exercises 234
3. A Subset of the URM Language; FA and NFA 241
3.1 Deterministic Finite Automata and their Languages 243
3.2 Nondeterministic Finite Automata
3.3 Regular Expressions 266
3.4 Regular Grammars and Languages 277
3.5 Additional Exercises 287
4. Adding a stack of a NFA: Pushdown Automata
4.1 The PDA 294
4.2 PDA Computations 294
4.3 The PDA-acceptable Languages are the Context Free Languages 305
4.4 Non-Context Free Languages; Another Pumping Lemma 312
4.5 Additional Exercise 322
5. Computational Complexity 325
5.1 Adding a second stack; Turning Machines 325
5.2 Axt, loop program, and Grzegorczyk hierarchies
5.3 Additional Exercised