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168 hoursMonday, September 13th, 2010
I recently read 168 Hours: You Have More Time Than You Think by Laura Vanderkam and was thinking about blogging about it. Then I saw that she's running a challenge this week to actually do a time use diary for a week and to share the results. So I decided to bite the bullet and do it.
Vanderkam says that there's no point in waiting for a "typical week" because there are no typical weeks. But here are some of the reasons that this week is not typical:
- Big event tomorrow night for work. I almost never have to attend evening events for work.
- No day this week when it makes sense to work from home, which I try to do once a week.
- I'm taking Friday off, and we're heading up to NYC for Yom Kippur.
But, here goes anyway.
So, today's report:
- 6:45 hours of sleep (since midnight)
- 15 minutes of yoga
- 1:30 hour of personal email and messages, online shopping, social games
- 1 hour shower/dress/breakfast/pack lunch/try to convince boys not to kill each other while I eat breakfast, or at least to go downstairs if they have to
- 2 hours of commuting (sigh; but that probably includes at least 30 minutes of walking on a nice day, and listening to a good chunk of NPR and some of this week's This American Life Podcast)
- 1 hour of meetings
- 3:30 hours of responding to work emails and calls, reviewing documents, negotiating times for later meetings, etc.
- 2 hours of preparing for a couple of a webinars I'm doing — which I always underestimate how long it will take to prep
- 1 hour of working on a report that is hanging over my head — it really needs more focused attention, and I don't know when I'm going to find it.
- 30 minutes of talking to coworkers
- 15 minutes of eating lunch
- 15 minutes of walking around the block for some fresh air
- 1 hour of setting up my new iPod and clearing my settings from my old one so D could buy it from me
- 20 minutes of walking/running after the boys while they rode their bikes
- 20 minutes of eating dinner (leftovers, so pretty much zero cook time)
- 20 minutes of reading to N (The Silver Chair; D is officially not listening, but somewhat managed to drift in while I was reading…)
- 15 minutes of blogging.
Note that I left work probably 30 minutes earlier than usual, trying to follow Vanderkam's notion of preserving evening hours for family time even if you have to get back to work after the kids are in bed. And I did spend 15 minutes or so responding to messages tonight. But I'm too braindead at this point to work on the report, which is what I was hoping to do. That said, I was pretty fried at 5.15 too, so I wouldn't have been terribly productive even if I had stayed in the office.
I have to confess that when I picked up 168 Hours, I thought it was by the same person who had written this Washington Post magazine article about time use and how working mothers have more leisure than they admit. A lot boils down to your definition of leisure — I think I officially had almost 4 hours of leisure today. But it's broken down into tiny bits, and it doesn't necessarily feel like leisure.


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It featured this mouth-watering item:
I think we'll just stay home. It's supposed to snow, anyway.
A Blog detailing the insanity of my medical practice and the stupidity of everyday life.
I have a picture somewhere of the marquee of an actual diner here in cville that had that on it. It cracks me up every time. The kids and I still say chocolate mouse when we drive by. Yes, I am still 10 in the humor department, and I don't see that ever changing.
Just wondering if the cookies will have chocolate sprinkles on them???
Now, now, it could be worse. Chocolate Mouse is much more lighter and fluffier than Chocolate Moose.
(Have you ever seen "A Chocolate Moose for Dinner" by the late Fred Gwynne [yes, the actor]? It's AWESOME.)
@Anon 8AM
You tested my gag reflex, it is working just fine. Thanks. :)
But it is Ghirardelli....and it is the only place with open reservations on Valentine's Day
Is that Chocolate Mouse...artisnal?
Down where I live, they'll put anything in a gumbo...
It's just like chocolate mousse, but there just isn't as much of it. Oh-and elephants are afraid of it!
If you can have a chocolate bunny on Easter, why not a chocolate mouse for Valentine's Day? (Though a chocolate heart would have been more traditional!)
If you can remember Kliban cartoons..."Love them little mousies, mousies what I love to eat, bite they little heads off, nibbles on they little feet"
Hey, you can even hear it sung here!
Are they serving Ratatouille?
They're cheating a bit. It's actually just a relabled chocolate bunny.
Is the mouse alive?
So alive?
Little Calf Creamery. Delicious homemade ice cream and food in Thousand Oaks!

subset: commoncrawl


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This mobile wasn't exactly thrifted, though it does seem to be something vintage. I bought it here, a shop I frequent. I love it but will look much better once we get the office painted white. Feels like an enormous undertaking though.
An iron candle holder that's about 3 1/2 ft tall, I'm having a hard time finding a good spot for it. Also, the little woven box, because why not?
On my way out, as I often do, I scanned the ends of the shelves just in case there is that one little treasure I can't live without, this iron stand, for $.50, happened to catch my eye. I knew it would fit one of my plant ones and it seems to have been custom made for this square shaped one.
The kilim pillow cover was $1, how could I pass that up? The rosewood vase was also $1.
Still no interesting furniture though.
Other Stories
11 comments:
Great finds. Maks me want to go do some thrift shopping.ReplyDelete
I can't believe how many great things you find. I go to thrift stores often but haven't found much lately :( Love the candle stand.ReplyDelete
I love the pillow case! You have a great eye and always find the best stuff!ReplyDelete
Where did you thrift! Such great finds. the pillowcase is amazing.ReplyDelete
- AnonymousApril 21, 2011
Great job on the pillow case! Love it! Try the candle stand on your hearth, or just next to the fireplace. I have been looking for a black iron one for years to do just that.ReplyDelete
i have thrift envy! amazing finds!ReplyDelete
ahhh! that little planter is amazing.ReplyDelete
U always have such great finds!ReplyDelete
that pillow case is perfect. just perfect.ReplyDelete
- AnonymousApril 23, 2011
i just found your blog last night and wanted you to know i spent all last night, and ALL of tonight looking through it. loving it!ReplyDelete
Your blog is fantastic. And those thrift finds? Ridiculous! I never have such luck thrifting (and I'm convinced it's just my crappy city). Anyway, I am in love with the wall shelving in your dining area...can I ask where you found it? (And please don't say it was thrifted!)ReplyDelete
Thank you for your comments, I love hearing from you!
Questions, comments or sponsorship inquires, please contact me via the 'contact' link.


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I decided to put my money where my mouth is, and get back into as much life drawing as I can. Here are a few drawings I've done since I started up again. Definitely a little rusty, but it is fun and I can feel myself loosening up and drawing better and better again!
I can't urge you enough to get out there and draw as much as possible! Everything you do creatively will improve, even music, dance, you name it. Drawing from life is the very soul of the creative experience, let's not toss it out and get lost in a digital illusion of creativity!


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Prapoutel les Sept Laux
- Suited for road bikes
|16.5 km
|start height
|240 m
|end height
|1355 m
|highest point
|1355 m
|1115 m
|distance uphill
|16.5 km
|average ascent percentage
|6.8 %
|maximum ascent percentage
|6.8 %
- Distance: 0
- Elevation: 0
Did you ride this climb/route? share your story, information or comments.The Prapoutel les Sept Laux is 16.5 km long, with its highest point at 1355 m and a total of 16.5 km climbing. The average climbing on this Prapoutel les Sept Laux is 6.8%.
|start point
|Avenue du Grésivaudan, 38570 Tencin, France
|end point
|Avenue du Grésivaudan, 38570 Tencin, France
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He explained that many of the Bedouin, farmers and shepherds in the south Hebron Hills live very simply, mostly in caves. "For many of them, the land is their main source of income," he said, explaining that it is therefore a great disadvantage and hindrance to the lives of many dependent family members when they are refused access to their land. "Even when the shepherds manage to acquire a permit to access the land, to plant, to graze their sheep, they are stopped by Israeli authorities, or attacked by settlers," he said.
Activists from Operation Dove, (an Italian NGO aimed at supporting and advocating for disadvantaged communities in conflict zones across the world) who live in At-Tuwani have been accompanying the shepherds and the farmers since 2004, attempting to protect them from attacks and report infringements on laws and rights. Yet even this international presence does not hinder settler attacks. "They come out with dogs, with iron chains, to beat up the Palestinians and us too," said one of the activists of Operation Dove.
Many have been injured or arrested during such attacks. Just last week, on Saturday 23 November, about 15 people, including 2 international activists and several Palestinian children (the youngest of which was only 7 years old), were arrested after trying to protest peacefully at Umm el Ara'is, a nearby village in the south Hebron hills. "They were beaten severely by settlers," explained an activist from Ta'ayush, an Arab and Jewish activist and humanitarian group, in an interview with the Palestine Monitor.
"Instead of stopping the settlers' aggression, Israeli police added considerably to the violence and finally arrested the very people being beaten," the same activist continued. Even after years of work and support in the south Hebron hills, he is shocked each time by such happenings. "The police seized two of our cameras and broke one of them in an attempt to destroy the evidence, but thankfully one camera and one video still survived for others to see," he said. The activists were soon released, while a fee of 5000 Shekels had to be paid for the release of the arrested Palestinians.
Activists from Ta'ayush and Operation Dove also accompany children on their way to school each day. ''The children were constantly being attacked, settlers threw stones at them,'' explained Mr. Hreini, "then we managed to acquire an Israeli Military escort for the children." Although it proved to be helpful at first, nowadays the escort consistently shows up late, causing the children to be late for school and miss lessons. "This behavior has increased lately and its purpose seems to be to annoy the Palestinian community here and discourage them from staying," an activist related to the Palestine Monitor.
Indeed there is a long list and history of hindrances to the Palestinian communities' attempts of living a simple life in the south Hebron Hills. "In the 70's, Israeli authorities declared a large part of the land as a military firing zone," relates Mr. Hreini. "There were people already living in this area—around 15 villages—and they were evicted. It was then that we started to realize and understand the crucial necessity of collaborating with Israeli and foreign NGOs in order to fight for all our rights combined." He explained how they had managed to achieve the right for these people to return to their land, "but now they have started renewing eviction orders again." A recent case is that of the al-Kaabna area of Um al-Daraj, where houses and agricultural land will be confiscated for the building of an Israeli military base, as reported by Ma'an News Agency.
We are not victims but survivors.
We are not victims but survivors.
Meanwhile, after a long battle with demolition orders, the entire village of Zanuta, with around 27 families, still awaits the verdict regarding whether or not it will be completely demolished, on the basis that it lies over an archaeological site. The hearing has been postponed for the second time with no set date, causing Zanuta's villagers further anxiety and tension. In Al Mufaqarah, another area in the south Hebron hills close to At-Tuwani, the mosque has been demolished and rebuilt and demolished again; a pile of rubble now lies in its stead. People are deprived not only of their right to build but also their sacred place of prayer.
"We have no permission to build anything, so we try to construct simple edifices by night. But they come and destroy by day. We try to pass electricity cables, but they destroy those too,'' said Mr. Hreini, "Every day, every week, there are aggressive procedures against the Palestinians - it has become part of our lives." At-Tuwani is situated between the settlement of Ma'on, the outpost of Havat Ma'on and road 317, a settlement bypass road access to which is forbidden to Palestinians. Fences surround the village, and the only access to it is via a long and winding unpaved road. With restrictions even on the construction of roads, as well as owning and/or operating any form of heavy machinery to facilitatee the construction of houses, At-Tuwani is a clear example of the intricately difficult situation for Palestinians in the south Hebron hills.
Adding insult to injury is the ongoing expansion of the outpost Havat Ma'on, as recorded by Ta'ayush last month in an attempt to provide information sufficient enough to halt the illegal construction. While Palestinians are endlessly restricted from building even the most basic and necessary of structures, Ma'an News Agency stated that Israeli outposts and Settlements are constantly expanding with no enforcement of the law, according to Dror Etkes, an expert on Israeli settlements and land policy in the West Bank.
Mayor of the Um al-Daraj area, Hassan al-Basaita, was quoted by Ma'an highlighting that the Israeli authorities' main aim is to restrict the locals' lives and displace them. This opinion is strongly shared by Ta'ayush, Operation Dove and PSCC activists, who separately but unanimously emphasize that all the problems caused by the different sectors of the Israeli authorites are a collective effort with the sole purpose of forcing the people to leave. "It is a great effort to drive Palestinians away from Area C, a long process of ethnic cleansing. The last few months have seen a considerable increase in this pressure - the methods of doing this might be different, they use various excuses, but these excuses are all part of one and the same thing," a Ta'ayush activist explained to the Palestine Monitor, with great, horrific realization behind his passionate words.
Demolitions, building restrictions, farming and animal grazing restrictions, lack of facilities such as electricity, water, roads and healthcare, violent aggression from the neighboring settlers and equal hostility from military forces, near weekly arrests....This might seem overwhelming to digest all together, yet it is the reality in the south Hebron hills and needs to be seen as a whole. It would not do justice to the truth to consider and focus on each aspect separately whilst forgetting the underlying, more serious aim causing and connecting them.
"If there is one thing we have learned here," says Mr. Hreini, "it is that we can never know what to expect or what will happen." A relatively peaceful day could easily turn upside down at the will of the Israeli authorities, as happened last October when Israeli soldiers and settlers from a number of settlements including Havat Ma'on, Avigayil and Mitzpe Yair, marched into At-Tuwani, fired shots, blocked cars from accessing the village and broke into homes in search of something they did not find, providing no clear explanation as to the reason for such actions.
Despite the violent intrusions, At-Tuwani's villagers are clearly dedicated to non-violence and peaceful resistance, as was evident that night in October. "The people of At-Tuwani did not try to stop the soldiers from entering their homes, instead, they welcomed them and offered them tea," said Mr. Hreini with content eyes and a smile.."People are not afraid anymore... They used to be afraid and hide in their houses, but now.... They go out to meet the Israeli forces."
"We have managed to construct a small clinic, a hospital and a well in At-Tuwani, so that all the neighboring Palestinian villages can access basic facilities and are not forced to leave,'' said Mr. Hreini. Despite all the odds, their collective hard work is bearing fruit and families have actually started to return to At-Tuwani and the surroundings. The population had been reduced to 100 from 700, yet recently the number has gone up to 350, a very encouraging fact for the village. "It is a transformation point,'' explained Mr. Zawahra, another PSCC coordinator. "It is the impact of non-violent resistance. The people have faith in their rights and this gives them inner strength."
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Dr. Mark Thistlethwaite
- February 26, 2013 7:00 PM
February 26-Dr. Mark Thistlethwaite, Kay and Velma Kimbell Chair of Art History, Texas Christian University
Dr. Mark Thistlethwaite, the Kay and Velma Kimbell Chair of Art History at Texas Christian University, is recognized for his scholarship in nineteenth-century to contemporary American art. He has been a valued participant in the Dallas/Fort Worth art community since his arrival more than three decades ago. Throughout the years, Dr. Thistlethwaite has actively engaged with the Modern by leading programs and demonstrating how the museum can be an educational resource by creating numerous university classes based on exhibitions and taught in the Museum's galleries. He has served on the Board of Trustees of the Modern since 1983, and he co-authored the museum's collection catalogue, 110, with the Modern's curators Michael Auping and Andrea Karnes.
To commemorate Tuesday Evenings at the Modern's tenth year in the Tadao Ando building, Dr. Thistlethwaite, who gave the first Tuesday Evenings lecture in 1979 on the work of Jackie Winsor, shares insights and stories as he presents his experiences and knowledge gained through a longstanding relationship with the Modern.
The spring series for Tuesday Evenings at the Modern begins February 12 and ends April 23. These lectures and presentations by artists, architects, historians, and critics are held in the Modern's auditorium and begin at 7 pm. Free admission tickets (limit two) can be picked up at the Modern's information desk beginning at 5 pm on the day of the lecture. Seating begins at 6:30 pm and is limited to the first 250 ticketholders. A live broadcast of the lectures is shown in Café Modern for any additional guests. The Museum galleries remain open until 7 pm on Tuesdays during the series (regular gallery admission charge applies).
Café Modern is open for dinner on Tuesday nights during the lecture series. Enjoy a fine dining experience before or after the lecture; seating is available from 5 pm to 8:30 pm. For reservations, call 817.840.2157 or visit www.themodern.org/cafe.


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Romulo Yanes
Paul Bocuse believes a great chef will invent only two dishes in his entire career; his own truffle soup with pastry "hats" will forever be known as his signature creation. Our version retains all the theater of the billowy dome of puff pastry and the richness of the flavors but substitutes mushroom consommé laced with morels and snips of fresh chives for the opulence of truffles and foie gras.
- Yield
- Makes 6 (first course) servings
- Active Time
- 40 min
- Total Time
- 4 1/2 hr (includes cooling)
- For mushroom and consommé:
- 2 pounds white mushrooms, finely chopped (preferably in a food processor)
- 2 medium onions, chopped
- 2 quarts cold water
- 2 tablespoons 1-inch pieces fresh chives
- For morels:
- 1 1/2 cups boiling water
- 3/4 ounce dried morels (about 3/4 cup)
- 3/4 cup Sercial Madeira
- For pastry "hats":
- 1 pound frozen all-butter puff pastry, thawed
- 1 whole large egg, lightly beaten
- 1 large egg yolk
- Equipment: 6 deep (16-to 18-ounces) ovenproof bowls (4 to 4 1/2 inches across the top) such as "lion's head" bowls; a round template 1 1/2 inches larger than diameter of tops of bowls
- Make mushroom consommé:
- Simmer white mushrooms, onions, water, and 1 tsp salt in a 6-qt stockpot, uncovered, 1 1/2 hours.
- Strain mushroom mixture through a large sieve lined with a damp paper towel into a large saucepan, pressing gently on solids to extract as much liquid as possible. Mushroom mixture should yield about 4 cups consommé. (If less, add water; if too much, boil consommé until it is reduced to 4 cups.) Discard solids. Season consommé with salt and pepper.
- Prepare morels wwhile consommé simmers:
- Pour boiling water over morels in a small bowl and soak until morels are softened, about 20 minutes.
- Transfer morels with a slotted spoon to a medium-mesh sieve set over a bowl. Press on morels with back of spoon to remove liquid, then add liquid from morels to soaking liquid and reserve.
- Rinse morels to remove any grit, then transfer to a small saucepan and add Madeira. Simmer, covered, 5 minutes.
- Finish consommé:
- Add morels and Madeira to consommé in saucepan. Let reserved soaking liquid settle, then slowly pour into consommé, being careful to leave last tablespoon (containing sediment) in bowl.
- Add chives to consommé and simmer, covered, 3 minutes, then chill, uncovered, until cold, about 1 hour.
- Prepare pastry "hats":
- If pastry comes as 1 sheet, cut crosswise in half. Roll out each piece of pastry into a 13-inch square on a lightly floured surface with a lightly floured rolling pin. Chill on baking sheets until firm, about 1 hour.
- Cut out 3 rounds from each sheet of puff pastry using template. Brush any excess flour from both sides of pastry rounds. Brush tops with some of beaten egg. Chill pastry rounds on baking sheets until firm, about 1 hour.
- Preheat oven to 425°F with rack in middle.
- Divide cold soup among bowls. (Do not chill soup in bowls.) Lightly beat yolk, then brush around edge and down side of each bowl (a 1/2-inch-wide strip). Working quickly, place each pastry round over a bowl and pull slightly so pastry is taut. Press edge down against side of bowl to seal tightly.
- When all bowls are covered with pastry, arrange in a large 4-sided sheet pan and bake until pastry is puffed and golden brown, 15 to 20 minutes. Serve immediately.
Cooks note:
Consommé can be made 2 days ahead and chilled (covered once cool). Chill soaked morels separately.


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The $220 million Geelong Precinct and the Two Towers at Collins Wharf are amongst the latest projects to be fast-tracked by the Victorian Government in an effort to boost the state's economy.Read more here
A private consortium has injected $5 billion into the Melbourne Airport Rail project, lifting total funds to a whopping $15 billion in a renewed effort to expedite construction and bring forward the project's completion date. The private consortium, coined as AirRail Melbourne, agreed to match the two $5 billion commitments from Federal and State Governments.Read more here
The Victorian government has awarded new contracts worth $910 million to remove level crossings throughout Melbourne. A Lendlease, WSP, Acciona Coleman Rail and Metro Trains Melbourne alliance has won a $744 million contract to remove five crossings on the Frankston line. A $166m contract will see a level crossing on the Pakenham line removed by Fulton Hogans and Metro Trains Melbourne.The contracts are part of a programme to remove 75 congested and dangerous level crossings by 2025. Minister for Transport Infrastructure Jacinta Allan said the state is "well on track", with 30 of the unsafe crossings already removed and contracts for a further 50 now awarded. "We said we'd remove 75 level crossings by 2025 and with contracts now awarded for 50".The government is investing $3bn to improve the Frankston line, with major works starting in Cheltenham and Mentone. The new Carrum Station is set to open in mid-February.Read more here
iSeekPlant is committed to supporting efforts to promote and identify indigenous owned businesses supplying to mining, resources and infrastructure projects. this supplier has identified itself as being Indigenous Owned or Affiliated under the following conditions:


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Larch (genus Larix) is a conifer in the genus Larix, in the family Pinaceae. Growing from 20 to 45 m tall, they are native to much of the cooler temperate northern hemisphere, on lowlands in the north and high on mountains further south.[1]
Strong, durable and warm in colour, larch has long been valued as an attractive and powerful wand wood. Its reputation for instilling courage and confidence in the user has ensured that demand has always outstripped supply. This much sought-after wand is, however, hard to please in the matter of ideal owners, and trickier to handle than many imagine.[2]
The celebrated wandmaker Garrick Ollivander found that larch always created wands of hidden talents and unexpected effects, which likewise describes the master who deserves it. It is often the case that the witch or wizard who belongs to the larch wand may never realise the full extent of their considerable talents until paired with it, but that they will then make an exceptional match.[2]
Larch wand owners
- Pottermore
- The Wizarding World of Harry Potter (Mentioned only)


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I'm happy to say that I definitely will be entering into the next Exchange MCM rotation in September. My three week training begins September 12, 2010 and ends October 1st.
I'm really excited to be entering this exclusive program. If I pass (and survive) the course I will be ExtraTeam's fourth MCM on staff, along with Mike Sneeringer, Tom Pacyk, and Keif Machado. I have a lot of studying to do before September!


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A Jew and Jews
While we are at this racial slur thing: I was told that "He is a Jew" sounds offensive, but "He is Jewish" does not, because the former sounds like a Nazi trying to identify Jews from the rest, which is odd because he would not be speaking English in the first place. To make the matter more confusing, I was told that "They are Jews" is not offensive. Singular is offensive but plural isn't? You would probably say, "He is American" instead of "He is an American", but either way it does not sound offensive.
Submit Your Comment
I dont think calling someone a "jew" is patently offensive, although it does sound a bit abrasive. Just say jewish if you're concerned.
The word "jew" contains a number of elements that are offensive.
"Jew" can be used as an insult to connote being miserly (think, for example, of Shylock) or even to mean a cheat.
Thus to call someone "a jew" is to insult them. No other form of the work jew carries these additional meanings (jewish, jews) so it is appropriate and inoffensive to use them.
"Jew" is not, in itself, a slur, and I disagree with Slur_guy on this point. The problem simply resides in the fact that being jewish has been considered shameful by so many for so long. No matter what term you use for it, someone will have already used that term in a derogatory sense.
Also it occurs to me that the jews do not have any euphemistic terms, like "hebrew-american". Actually i applaud them for this, but it means there aren't a lot of politically correct words to use (ie words with no negative historical references).
This one has always been interesting to me. Before the TV show South Park openly critisized Kyle (one of the 4 main characters) for being Jewish, I was completely unaware that the word could be used as a derogatory noun. Even before it became used in this way people often used the word "jew" as an offensive transitive verb, as in "to jew down the price" which, I believe, originated with the idea that Jewish people are often frugal.
The word is not inherently defematory, but when used with a certain tone of voice or in the right context it can considered offensive. I find this usage of the word inane and ignorant.
I do agree with Joachim though; a likely possibility is that being Jewish has been considered shameful for hundreds of years (although recently it has become more acceptable.)
To call someone A ______ defines them soley as the characteristic that you are describing. To call somea Jew in this case takes the adjective and makes it a nomnative. used as an adjective with the -ish, the assumption is that there's an unspoken noun, (man/woman, person, human) not just "a Jew". The adjectival form of Jew is Jewish. Same as China/Chinese. Huge difference between Chinaman and Chinese man, right? The plural, Jews, also connotes different negative associations but less so simply because English generally allows pluralized nouns to be used differently.
Interesting comment by Kris. For whatever reason, I've always felt that "Jew" had a harder edge on it than "Jewish." But there's no difference in tone between "Jew" and "Jews."
It's real simple.
Just say Jewbat in every context.
That way, you can be offensive all the time!
The objectification thing sounds plausible, but it can't be entirely right. Most nationality descriptions are adjectival or derivative, as are most religious ones: she is an Egyptian, a Buddhist, etc. But some other common ones aren't: she is a Scot, a Swede, a Serb. With religions we have a few like Muslim, Mormon, Quaker, Hindu, but being dissyllabic they feel similar to the adjectival ones. Jew is the only monosyllable among those, it's true, but I think it must be the historically unflattering overtones that make it stand out more against Scot and Swede.
I don't think that being called "a Jew" is offensive if you are referring to my religious affiliation. I am a Jew. My mother is a Jew. My father is a Jew. My friend is a Christian and my other friend is a Muslim.
The problem arises when someone uses the word "Jew" to denote, as slur-guy stated, something miserly. For instance, "He talked the salesman down $300; he's a Jew!" or "That Jew overcharged me!"
To say 'I am a Jew' is grammatically correct and the choice of the individual speaking. To say 'you are a Jew' is grammatically correct but bordering on insensitive in the light of historical events.
In Australia non-Jewish people say 'Jewish' or 'jewish' to avoid the use of 'Jew'/'jew' and its Nazi assocations.
Language is part of the community and so the needs of the community need to be taken into account.
OK, I happen to be a Jew and an atheist. That makes me a Jewish atheist. I'm trying this out for sound....
Seems we have the same problem with the word "Hindu." One can be a Hindu and an atheist, but to be a Hindu atheist seems silly, possibly because these days we take the word for the religion and call our friends in India "Indians." Which, in America, has its own set of problems.
In my family, we've never made such an artificial distinction between racial status as a Jew and Jewishness. If my grandmother's Bingo buddy Laverne Weinberger happens to be Jewish but eats a ham and cheese sandwich for dinner when she gets home from her son's Saturday wedding to a Buddhist, we just say she's "not religious."
I'm not really a Jew. Just Jew-ish. Not the whole hog, you know.
I think in my family we'd make up something like "Jewish-y" for the concept Jonathan playfully describes. At least I know that's what I would say, and my grandmother would immediately understand. :)
Do you have a question? Submit your question here


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this & that
- More Altitude has a must-read post on access and humanitarian aid in Somalia.
- Gourevitch on Rwanda's cycling team.
- Edward R. Carr on the difference between famine and drought - and why it matters.
- How a group of Louisiana monks beat the local funeral racket.


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Read this article - "Housing Bubble Smack-Down" (thanks borka for the link)
The only thing I haven't figured out is simply this:
Why did the Fed allow the housing bubble to become the biggest financial mania in recorded human history?
Was it negligence? Or pure incompetence? Or just plain evil?
Well, first of all, you can ignore all the gibberish you hear on the business channel about "soft landings" and a "temporary downturn". There'll be no soft landings.
This is the Big One; Real Estate Armageddon followed by a plague of locusts.
JUST LOOK AT THE NUMBERS! There's a $10 trillion difference between the aggregate in 2000 and 2006! $4.5 trillion of that is new mortgage-debt! That's more than a little "froth" as Greenspan likes to say. In an economy that's currently growing at a feeble 1.6%, a plummeting housing market could pave the way for another (dare I say it) Great Depression.
$10 trillion!?! Some things are worth repeating.
November 21, 2006
Is the housing meltdown underway "The Big One"?
Read this article - "Housing Bubble Smack-Down" (thanks borka for the link)
Posted by blogger at 11/21/2006
79 comments:
- GrandInquisitor said...
And yet the S&P is up 12% on the year and continues to plow higher. Somebody is wrong.
- November 21, 2006 1:58 PM
- blogger said...
The stock market and the housing market are two separate things
- November 21, 2006 2:07 PM
Maybe a couple of months before those credit cards are again maxed out for the Nth time. No more refinancing ammos left. Christmas sales could still be surprisingly strong.
- November 21, 2006 2:12 PM
Keith, no offense brother, but how many new homes are securing that 10 trillion dollars, and how inflated is the dollar now compared to the year 2000?
- November 21, 2006 2:44 PM
- Metroplexual said...
I think the author while technically correct is way too alarmist. It will be bad when all is said and done but he makes it out to be the end of the US. I am not buying it but I might be buying some swiss bonds.
- November 21, 2006 2:53 PM
- GrandInquisitor said...
Keith, I have to respectfully disagree with you. A true housing meltdown on the order of 20-30% would certainly lead to a crash in consumer confidence and consumer spending. The stock market is looking 6-9 months out and is saying nope, ain't gonna happen. All I am saying is the leading indicators are reflecting a soft landing in the housing market. Forgetting those frothy markets like Phoenix and Miami where things have turned ugly. That is a very localized situation.
- November 21, 2006 2:53 PM
Just look at the housing stocks.
KBH, DHI, CTX, etc. They are recovering. Its over. The big selloff is done. Now we're back on track and builders are selling againg. Just watch the homebuilder stocks. Going up?
- November 21, 2006 2:59 PM
Come on you HP er's.
You're delusional.
A 50-70% drop in prices in the next year in this "soft landing" is "in the bag".
They have continually been saying prices are soft. What more proof you need. The prices will be soft all the way down to the 70% where it will stay soft while we all work for some conglomerate in china. Simple ... soft landing of 75% haircuts.
- November 21, 2006 2:59 PM
- blogger said...
the housing crash will eventually lead to a crash of the stock market
however these are two separate investment classes, that's my point.
houses didn't rocket when the NASDAQ was doing its thing. The NASDAQ didn't rocket when houses were doing its thing.
- November 21, 2006 3:01 PM
Fed was not negligent, incompetent or evil. They did what they thought was best for the country.
You need to understand that as economists, they cannot react to things they cannot explain with an economic model. If one doesn't understand the mechanism that is creating the problem, how can one know that the solution won't create an even bigger problem?
Unfortunately, economic models that most macroeconomists are familiar with cannot generate asset bubbles. This may sound stupid but the rule is "first, do no harm". In this case, doing no harm meant letting this bubble grow.
Also, imagine the political backlash of taking away the punch bowl when people were just beginning to party. If you will take it away, you better be damn sure that you know what you are doing. In this case, the Fed did not know.
- November 21, 2006 3:06 PM
Tell ya what folks, Ol' Honica may just be a Guinea pig for HP. I'll know by the end of the month, but it's possible I may sell my house real shortly. I bought last June (had to, wife got internship away from previous residence) so according to some, I should lose my ass right? Stay tuned.
- November 21, 2006 3:13 PM
- Metroplexual said...
"Also, imagine the political backlash of taking away the punch bowl when people were just beginning to party. If you will take it away, you better be damn sure that you know what you are doing. In this case, the Fed did not know."
Hey anonymous, that is their job, thats why the appointments outlast presidencies. It was just incompetence and covering bushes ass so that he would get reelected in 2004.
- November 21, 2006 3:14 PM
- GrandInquisitor said...
That's a good point Keith. It could be that money leaving the housing market has found it's way into equities. Maybe we're heading for stock bubble number 2. The longer this housing bubble takes to unfold the less impact it will have. National median home prices are only down 2%. The builders are quickly liquidating inventory. With each passing day the soft landing thesis gains ground. This is what concerns me.
- November 21, 2006 3:18 PM
Let's consider the Fed's options and potential reactions:
1. do nothing: Fed wants Bush re-elected.
2. Lower rates: Fed wants Bush re-elected.
3. Increase rates: Fed does not want Bush re-elected.
You see, there is nothing the Fed can do to escape your criticism.
- November 21, 2006 3:23 PM
RE: Why ? Why did the Fed keep interest rates down to 1% for almost 1 year 11/2003 to 11/2004 and below 1 1/2 % prior to 11/2003 for a long time?
I've read up on the Fed's professed rule for setting interest rates - The Taylor rule - see :
As ever, the issue is what you assume the constant to be - Potential GDP in this case which is just a insertion of the Laffer Curve theory - i.e. "full" employment. Setting that aside, I inverted that rule and used it to divine what the real rate of interest was that the Feds delivered by setting the funds rate so low ( the official policy is that they want to deliver a 2% real rate for short term money).
clearly they were delivering less than that about 1 1/2%. So I call it a tax hike of 25% on those with money - MONEY not capital. So why tax the ones with money ?
Whether I use laissez-faire theory(self-interest), Marxist class interest theory or psychological )venality) theory, Mao's Three Worlds theory or Lenin's Theory of Imperialism - last stage of capitalism, I'm still lead to using "Follow the Money" as the investigative tool - with a kink - not just who stood to make lots but also who that had a lot didn't lose very much.
So who was cash rich and capital poor ? and who was the opposite.
I've no definitive idea - mainly because I can't figure out yet how to separate out capital and money from the various statistics. my guess, not backed by data is that it was American financial institutions who were capital rich, cash poor - and Japanese and Chinese who were the opposite. ergo the Japanese and Chinese banks got screwed and the American ones didn't.
That just tranfers the question though. - Why did the Japanese in particular let it happen to them. Its gotta be the monopoly of force that the US has and because the Japanese don't and need the protection.
So after all that analysis, I could just say that America runs a protection racket and when the enterprise got in trouble they just shook down the neighbourhood moneybags. Which any secondary school male kid could have told you based on his experiences with school bullies.
- November 21, 2006 3:23 PM
The housing stocks are not crashing because they can still build houses at a profit because their prices have been so obscenely high. Even a 30% drop in prices lets them make a profit probably.
That means they will continue to sell houses. That they are letting go of land options only means they themselves are refusing to pay outrageous prices for land. They will find cheaper land and continue to build.
The real suckers who will be left holding the bag are the mortgage companies, REITs and investors in mortgage backed securities. Those are the people who will be paying for the upcoming tsunami of defaults. Oh sweet justice as these lenders were the primary source of the housing bubble to begin with.
Until the Federal Reserve bites the bullet and raises interest rates (making money more expensive, raising its value) we will continue to slide toward Weimar Republic. When the Fed does increase interest rates it will hasten the housing bubble implosion.
- November 21, 2006 3:32 PM
- hcooper said...
It may well be over.
Check this out:
- November 21, 2006 3:42 PM
The insane solution Greenspan chose was "If you can't pay your debt, borrow more."
That's insane but the way our system works, inevitable.
Why? Because politicians faced with a mob of "the world owes me a living" millions cannot raise taxes, nor can they shrink the government payroll and benefits.
The result, the choose the sneaky way out which is to simply print more money. By virtue of the fact that this is an indirect sleight of hand the average person doesn't make the connection. The connection is, must be, more dollars chasing the same resources. This can only lead to each resource owning more dollars, ergo higher prices, inflation. It's a simple mathematical ratio.
The Chinese are going to be left holding the biggest bag in history if they continue to accumlate dollars. Amateur capitalists have no business holding a trillion dollars.
- November 21, 2006 3:43 PM
The pedal is to the metal:
M3 rate of growth is higher than before the elections! The powers that be may be greedy, but they aren't stupid. The Bank of Japan is doing the same thing and the carry trade is revving up for another round of "free" money lending.
Mortgage interest rates are coming down -- there will be no HP meltdown/disaster for at least two more years. Don't fight the Fed.
- November 21, 2006 4:02 PM
"The Chinese are going to be left holding the biggest bag in history if they continue to accumlate dollars. Amateur capitalists have no business holding a trillion dollars."
A trillion in worthless money is far better than blood in the streets and millions dead or wounded. That is exactly what they face if their economy suddenly contracts and hundreds of millions of workers are jobless. And don't forget the Olympics are just two years away, do you honestly think the PRC is going to do anything to mess that up? Talk about losing face, they will do anything to keep them on track.
No, the "bankers" in Beijing will just keep filing away those IOUs and loading those Wal-Mart containers on the big ships.
- November 21, 2006 4:08 PM
Not everyplace is Vegas or Phoenix:
Housing inventory is declining, and any shack under $200K sells immediately.
- November 21, 2006 4:12 PM
- Metroplexual said...
Let's consider the Fed's options and potential reactions:
1. do nothing: Fed wants Bush re-elected.
2. Lower rates: Fed wants Bush re-elected.
3. Increase rates: Fed does not want Bush re-elected.
You see, there is nothing the Fed can do to escape your criticism.
my criticism is just that they did not do #3 because of politics IMO.
- November 21, 2006 4:28 PM
Grand Junction is in a classic boom cycle.
Extractive industries, as usual, are fueling the boom.
I have no doubt GJ will see it's small scale boom end but there is no connection to the "housing boom" at large there.
New jobs and rising incomes are driving the bus in GJ. That is NOT the case in the bubble zones.
- November 21, 2006 4:31 PM
I hear ya anon, I expect to make about $20,000 of the house I live in now. I've owned it for a little over a year.
- November 21, 2006 4:41 PM
"Extractive industries, as usual, are fueling the boom. "
Yes, that is part of the equation, but you also have the available credit and lowered lending standards fueling this market.
Phoenix and Vegas are anomalies in the housing markets, not the norm. If the Fed and the BoJ can drive mortgage interest rates down 1 to 2 points, we will see the same thing nationwide. Is a false boom any different than the real thing for people living in the moment?
Bread and circuses my friends, bread and circuses...
- November 21, 2006 4:52 PM
Rents in
LA through thr roof.
1 bed apt sh@tbox $2000+++
1 Bed house $3000+++
nice place $4000+
- November 21, 2006 4:53 PM
HCOOPER......web article is from a real estate whore publication.
The economists are all paid-off NAR real estate whores....
They don't want the party to end...
but it will get ugly.... very ugly!
- November 21, 2006 4:55 PM
Not the big one. This is a housing market correction. It's gonna be a big correction, like 1987 was for the stock market, but the big crash won't come for another decade.
BTW, the correction is not over. Inventory may be dropping slightly in actual terms, but seasonally adjusted, it is still through the roof. The RE correction will continue in 2007 and a year from now we may, repeat may, start hitting a bottom. But those who think we have already reached a bottom are dreaming.
- November 21, 2006 4:56 PM
I dream of reaching a bottom.
- November 21, 2006 5:03 PM
HP fans keep waiting for somebody to take away the punch bowl and turn out the lights on this party. It ain't happening! Open your eyes and look around - the banks are lending like crazy, China and Japan are buying all the treasury debt we issue, and wages are going up as inflation kicks in.
If you use Phoenix as a guide, then yes, you see a terrible HP and years of doom. The world is a lot bigger than Phoenix boys and girls.
- November 21, 2006 5:03 PM
- hcooper said...
Bubble Watcher:
The stats speak for themselves. You can pass off what people say, predict, expect...but stats are the only sure thing.
If you live in an overpriced area (bubble market), then you reap what you sow, such as yourself. However, if you happen to wisely live in a reasonable area, such as myself, then you won't be affected. You actually stand to make a nice dollar off real estate.
BTW - you should never take anyone's word for anything - economists, Fed, chairman of boards - just let the numbers speak for themselves. You'll see, the misery you feel now will soon be over.
- November 21, 2006 5:52 PM
Ladies and Gentlemen, The Greatest Fool Competition finalist are:
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Do not miss the Summer Smack Down Final of 2007! There can be only one!
- November 21, 2006 5:52 PM
- apollo3333 said...
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- November 21, 2006 6:03 PM
Where did that M3 go???
- November 21, 2006 6:07 PM
I'm amazed this crap blog is still going. Kweef has you all coming & clickin' & making' him dough, eh? Idiots.
The so-called housing bubble bust just isn't happening in the US. It's a slowdown, sure 'nuff, but that's about it.
- November 21, 2006 6:08 PM
keith said... the housing crash will eventually lead to a crash of the stock market
More turdy advise from the Chief Arsehole, Kweef. Listen to this pinhead and you'll lose every goddamn cent.
- November 21, 2006 6:12 PM
There is one economist and one stock market analyst warning of the same.
Ravi Batra
Joe Granville
Batra has been warning about the housing market bubble, meltdown and the way it will work its way through the financial markets for quite a while. Granville was just recently interviewed and had noting good to say about the amount of risk in the stock market today. Their arguments make sense to me so I'm not touching either with a ten foot pole.
- November 21, 2006 6:13 PM
China and Japan buying up Treasury debt like crazy
Don't count on it. They may have hit the wall last week with the Tresury falling short in its bond sales by by $5 billion dollars. Someone is starting to question the wisdom of continuing the relationship the same way ... and it ain't the Treasury.
Whoever made the above quote, I would invite you to go look at this website.
Take a look at the Treasury constant maturities. See anything funky? Short term money is more expensive than much longer term money - that is called an interest rate inversion in the banking world and it is a great predictor / indicator for recession / depression. It has a track record of about 95% accuracy in making that prediction. It is not a person, it is just numbers. They don't have opinions or emotions - they just are what they are. The longer they remain inverted, the more accurate they are in the recession prediction. They've been inverted for several months now - not good. Read up on it if you haven't and you might want to rethink that statement.
- November 21, 2006 6:24 PM
2 words you all need to familiarize yourself with:
- November 21, 2006 6:26 PM
WE are all too hasty to call the bottom. Remember, the Bulk of ARMS and Option ARM Mortgages have yet to reset.
2007 will see the TSUNAMI (sic?) wash ashore. About the same time the extra 20,000 National Guard troops leave home for thier 2nd 18 month active duty tour.(with that 50% pay cut how can they keep up as homedebtors?)
- November 21, 2006 6:26 PM
honica is right: "...how inflated is the dollar now compared to the year 2000?"
Take a look at how many other things have doubled in dollar value. Look at commodities,look at insurance costs, look at the cost of food, look at the purchasing power of the dollar when you find yourself outside of the country.
Since recessions are politically incorrect, Greenspan was a good little servant and perpetually kept the economy afloat by pumping up liquidity and interfering with the market's ability to set interest rates. At strategic points, the Fed has discontinued the 30 yr T bond, hidden M3 and some have argued they've dabbled in the gold and futures markets. Who knows what else they've been doing?
When Greenspan lowered interest rates to 1%, it forced money out of savings and into the market place in search of rates of return that would support survival. But the crash in dollar value has not been uniform. Because of China and India, wage rates have not kept pace. So, just as in the Weimar Republic, the working class eschews constructive effort which can no longer support them and instead turns to speculation. They've learned to look for a rising trend - and bet on it!
This has as much to do with free markets as Bush does with spreading Democracy. We've been massivley ripped off!
- November 21, 2006 6:31 PM
- kilobar said...
Its all about the financing guys. When the ARMs reset and mortgage credit get tighter, it will tip the boat over.
- November 21, 2006 6:34 PM
Anon 6:31:50, Easy on the info there brother, most of these guys can still only process very simple concepts, gotta spoon feed them a little while longer.
- November 21, 2006 6:43 PM
Oh, Keith, as to your question of Why, why did Greenspan, et al, inflate the bubble? The answer is simple: inflation and financial bubbles benefit those who own assets, i.e. the wealthy, deflation hurts those who own assets, so when given the choice of hurting the wealthy or benefitting the wealthy, which one do you suppose Greenspan would choose? Remember, this is the same guy who pushed through the payroll tax hike in the mid 80's (in the name of social security reform)which created the largest tax burden on the middle class this country has ever experienced. Greenspan is an aristocrat, first and foremost, and economist is just his cloak. He has consistently pushed policies that widen the wealth gap, and he has had many compatriots in that respect. The housing bubble will hurt alot of lower to middle income people who will end up as debt slaves, but the folks like Bob Toll, the CEOs of construction companies and banks and mortgage brokerages and financial services companies and credit card companies, well, they'll all make out like bandits, which is what makes Greenspan smile when he goes to sleep at night.
- November 21, 2006 6:46 PM
- AnalysisGuy said...
Today's report on San Diego has been released!
Local Home Price Analysis
- November 21, 2006 6:48 PM
Tabasco, greenspan is a JEW first and foremost. Raping and pillaging the white American is just what they do.
- November 21, 2006 6:51 PM
Kramer, is that you?
- November 21, 2006 7:00 PM
I doubt that Greenspan's motives have anything to do with jews and gentiles. There are thousands of jewish folks who will be obliterated by the housing bubble (I personally know quite a few who bought and over-leveraged themselves into the bubble hook, line, and sinker), and there are many, many gentiles who will be taking their cash and running home to Bermuda. Greenspan just did things to benefits the boardroom cliques, no matter what their ethnicity was. As to why? Well, so he could be handsomely paid off, worshipped by, and become/remain part of those cliques himself. That's just greed and self-interest at play, something that is a failing of humankind in general, and not the sole auspice of any ethinicty and/or religion.
- November 21, 2006 7:11 PM
were anonymous posts disabled, and now they're back? thank you keef for your generosity.
- November 21, 2006 7:16 PM
Funny how a friend I work with just said to another co-worker that the housing has hit the bottom and is on its way up again! The co-worker (accountant) just looked at him and said I thought it was just getting started. The friend is a dreamer and lives with his head in the sand. In fact I told him months ago that housing was going to take a shit and he blew me off. I reminded him again when I asked him if his house had sold which has been on the market for over a year. Took it in the ass with ernest money on a new house he wanted to buy. Funny thing is the house initially appraised at over $435K, one year later it was re-appraised at $320K, but he was unwilling to drop the price of his own house as he needed the money to pay off other debts and put enough down on the new house to be able to afford the mortgage. Oh well...
- November 21, 2006 7:28 PM
"Richard Daughty says, the 'bull market is manufactured from rampant government deficit-spending and financed by the Federal Reserve creating the money.'
Most of the focus is on the Fed printing presses but I wish equal time were given to the role war and government spending plays. Especially black box budgets. It's really at the root of the problem. Same mess occurred when Vietnam was financed through the back door.
- November 21, 2006 7:31 PM
Stocks love bad news!!!
- November 21, 2006 7:41 PM
Housing is an freight train. It takes alot of momentum to get going and it's very difficult to stop.
- November 21, 2006 7:45 PM
- BubbleShanker said...
Oh yea, we are real close to a bottom. I love how people can be so stupid. The Realtors really have you in straps, feeding you the medicine.
There has never been a soft landing in housing, not that I can find, IT HAS NEVER HAPPENED!
Two separate crashes in the 80's and 90's in California each took 5-8 years to recover. Japan, no one wants anything to do with RE going on 15 years now.
Here is the thing to remember, this bubble is the biggest bubble in the entire history of bubbles, none bigger! Years and years of down markets, everywhere in the US, maybe around the world.
The Naz ran from 3400 to 4200 after the initial crash, nothing goes straight down, it was still in a bear market all the way down. Still thinking about buying homebuilders? You are foolish.
- November 21, 2006 7:46 PM
The stock market is based on hot air. Money pumping, mergers and acquisition, leveraged debt, derivatives etc.
What people are really missing is the collapse of the real productive economy as a result of 40 years of this speculative unregulated financial parasite eating everything it can get it's hands on.
- November 21, 2006 8:13 PM
I was just reading that article about the WSJ economists saying that the end of the bubble was near.
At first I was mad because of the continued spin and the fact that they couldn't even predict the bubble, and yet they have the balls to say it's behind us.
Then, I was sad that they might be right, what if the buyers actually came back this spring?
But, then I thought that even if there was no further drop or that if prices leveled off this Spring, I will still be a renter that makes 130K and who still cannot afford a home at these prices (DC).
- November 21, 2006 8:25 PM
honica: Here's a straightforward question: What percentage decrease/increase do you think is in store for the housing market in the next 2 to 3 years in nominal US dollar terms?
- November 21, 2006 8:28 PM
I get confused. Is it going to be a hard landing in a soft bottom, or a soft landing on a hard bottom?
- November 21, 2006 8:28 PM
Are you talking average existing house appeciation/depreciation across the entire U.S.? If so, I have no idea, I only KNOW my local market, and only somewhat know some markets that I have written loans in. My local market is still selling at an average of about 10% more than last year excluding the million dollar plus mostrosities.
- November 21, 2006 8:39 PM
- LoneLibertarian said...
"oh the stock market is doing good so the economy must be doing good too"
Two words for you buddy:
Bonds are in teh crapper. Bonds lead, stocks follow.
- November 21, 2006 8:47 PM
So are personal incomes increasing? Or are the stats slanted because of money being pumped from housing? Check this out:
- November 21, 2006 9:27 PM
- foxwoodlief said...
First Honica, where do you live for a point of reference?
Do you believe you'll have problems selling your house?
Here is that list of home appreciation from 1997-2005, from highest to lowest,
South Africa up 244%, Ireland up 192%, Britain upp 154%, Spain up 145%, Australia up 114%, France up 87%, Swedon up 84%, Holland up 76%, the USA up 73%.
Based on the Economists statistics how do you determine if the USA has hit the top yet when other countries that have smaller populations and GDP are much more expensive for housing?
Also if a million houses are built a year does that even keep pace with population growth, the growing number of obsolete houses (Yes, like cars the US builds houses that won't last fifty years) how will that slacken demand? Population shifts? Lots of places are dying and have cheap houses that can't attract new residents. Maybe the 26 bubble markets indicate that too many people are moving?
And as always, cost to build. How does it relate historically?
- November 21, 2006 10:54 PM
Fox, I live in SW Missouri. Some markets in the U.S. have obviously hit top and are now going down. Others were not as badly infested with slimeball, sleezebag, speculating slumlords. Mine happens to fall into the latter. I don't expect to have any trouble selling, the house across the street just sold in less than 60 days for 25k more than I paid for mine a year ago, they are cookie cutters.
- November 21, 2006 11:17 PM
I haven't read any of the other comments before I post, so forgive me if this is a repeat.
I was under the understanding that the fed does not set mortgage rates. That they are determined by global money markets or something, and the Fed only has an indirect influence on them. Is this correct?
If so, how should the fed have prevented the bubble? They can't inact legislation to stop high risk mortgages.
Maybe I don't understand economics that well, but I think you might be laying too much blame on the Fed. Surely they could have sounded alarm bells and tried to get peoples attention, which they did to a ceartain extent (see "froth" and "irrational exuberance" quotes from Greenspan), but I'm not sure what more they should have done.
- November 21, 2006 11:50 PM
Which mortgage rates are you talking about?
- November 22, 2006 12:06 AM
Ravi Batra's an idiot. He predicted a great depression in the 1990's. He's an Indian Socialist and a follower of some bullshit Indian socialist/economist.
- November 22, 2006 2:11 AM
anon 11:50:56
I will never forget the day I heard Greenspan tell Congress that "lenders should not be overly sensitive to borrower qualifications". Clearly, that was a signal to lend without recourse - and lenders subsequently went insane, their profits shot to the moon. That slime Greenspan deserves 99% of the blame for turning a basic necessity into an out of control free for all. I give greed and stupidity the other 1%.
- November 22, 2006 3:08 AM
To understand who he was, you have to go back to another time when the world was powered by the black fuel and the deserts sprouted great cities of pipe and steel. Gone now swept away. For reasons long forgotten, two mighty warrior tribes went to war and touched off a blaze which engulfed them all.
Without fuel they were nothing. They built a house of straw. The thundering machines sputtered and stopped. Their leaders talked and talked and talked. But nothing could stem the avalanche. Their world crumbled. The cities exploded. A whirlwind of looting, a firestorm of fear. Men began to feed on men.
On the roads it was a white line nightmare. Only those mobile enough to scavenge, brutal enough to pillage would survive. The gangs took over the highways, ready to wage war for a tank of juice. And in this maelstrom of decay, ordinary men were battered and smashed.
Except for one man armed with an AK-47, and a Honda full of silver. In the roar of an engine, he lost everything and became a shell of a man, a burnt out, desolate man, a man haunted by the demons of his past. A man who wandered out into the wasteland. And it was here in this blighted place that he learned to live again.
- November 22, 2006 6:42 AM
The stock market will eventually tank.
And for all of those touting Gold - it will do you no good either.
Do you really believe that there is as much gold as is stated. Ha!
On paper, all those that own gold might end up with 50% of their percieved investment when the truth comes out. Just like a printing press for the dollar, the stockpiles of gold is an illusion to - so unless you have it in your dresser drawer, don't count on it as being real either.
- November 22, 2006 2:55 PM
Anon 2:55:25 PM: "the stockpiles of gold is an illusion"
Do you also claim that the gold you buy and store at companies like GoldMoney and Bullionvault are illusions?
- November 22, 2006 3:29 PM
- foxwoodlief said...
Honica, be grateful you live in a non-bubble state. Moving out of Missouri? Where? A bubble state? Your pen name is curious, are you a secret transvestite? I mean a lot of folk will think you a women instead of a man. Was Honica the name of the jewish you dated and dumped you and gave you your rage against jews? I think you mentioned once your ex was a jew so isn't your current hatred suspect?
- November 22, 2006 5:03 PM
Buy gold and silver coins and hide'em for a rainy day.
Sleep good at night knowing that whenever this fiat system has its final melt-down; you were able to preserve some of your wealth and won't have to stand in the soup line.
Happy Turkey Day to All :)
- November 22, 2006 5:26 PM
How do you break a kruggerand to buy food for your starving family? Or will a week's worth of food be worth $600?
- November 22, 2006 8:32 PM
- foxwoodlief said...
Let me see, in a real economic meltdown why would I want gold? During WWII people traded anything of value for food. My neighbors in Germany told me people would give up a grand piano for a sack of potatoes. Art treasures, gold,silver, gems, all fetched very little when traded to farmers for food.
Barter becomes the medium of exchange when society collapses. You can't eat gold. You'll get richer trading food. Many people made a fortune because they had a surplus in food (farmers in Germany for example) so would gladly trade a pig for a car. I'd say you are better off buying farm land now as a place to escape if society collapses so you could at least grow food for your family.
One of my favorite authors was Scott and Heln Nearing. They were communists and pacifists during WWI and WWI. During the great depression they fled NY City for Vermont where they bought a small farm and bartered maple syrup to survive. His book "The Making of a Radical" is an excellent book on our capitalist society and how we all so willingly traded our farms to factory jobs so we could buy canned food instead of grow our own.
Gold is worthless.
- November 22, 2006 10:47 PM
Some people say, "Got Gold?"
Others say, "Got guns & Ammo?"
Got seeds? Got enough knowledge to turn these into food? If not, it is still early enough to practice and learn. Maybe.
- November 22, 2006 11:21 PM
I don't know who is claiming that houses have fallen a few %. My cousin is trying to sell his house in NJ and he is not able to get the asking price of $1.1 million that the last two buyers got last summer in that development. The best offer he has is $750k which he ppaid in 2002. Owes the bank 600k. Lot of grief. Lost his business not making money. Thinks we are all a@@holes for not helping him out. Told him to price it for $999,999 last JUly and get out while he can.
- November 23, 2006 2:02 AM
Gold will always be natures/God's currency (take your pick).
Obvioulsy you will also be better off having some land so that you can sustain yourself food wise.
But whoever thinks gold/silver is worthless has rocks in their heads.....and playing straight into the central bankers end game. They want you to believe that gold is worthless, so they can amass all the wealth to themselves.
Don't be stupid......gold and silver should always be part of your portfolio. My bet is to have at least 5% and at most 10% of my worth in PHYSICAL gold. I couldn't care what the price is. Strictly for survivalist purposes.
Also a couple of shotguns are always good to have.
- November 23, 2006 10:50 AM
:My bet is to have at least 5% and at most 10% of my worth in PHYSICAL gold.
Correct, when I'd first bought gold, at the start of the '02 bear market, I'd placed 20% of my portfolio in it. Without counting any of my other brokerage account gains via trading, that gold is now a third of my net worth against my pool of savings. Nowadays, the best strategy for wealth accumulation is to buy gold during the dips and to swing trade the markets, up or down, but never fall for the old 'buy and hold' horseshit of the 80s and 90s as far as equities go.
- November 23, 2006 4:59 PM
Not really anything I agree with, but if you want to see what uranium really does just click on my name.
- November 29, 2006 6:07 AM


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How can I convert a *.bat file in dos into a *.dat file and then get it to activate from my c program.
As it is the *.bat is being ativated by the system() command but I want to encrypt the bat file to a dat file so the user is unable to read it.
Can this be done and how?


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Introducing BookshelfBanter.comAug 8th, 2010 | By Kallieross | Category: Book News, Contests, Fandom, Featured Articles
To celebrate Book Lovers Day we are introducing a new project/website, BookshelfBanter.com! We are giving away FOUR books that have yet to be released! Win it on #BookLoversDay… Tweet @BookshelfBanter "I want to read Three Quarters Dead!" Three Quarters Dead by Richard Peck Kerry is chosen by the coolest clique in school and so she
[continue reading…]


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Home > News & Events > Wayland Press Release Archives > 2003 News Releases > September 2003 > Theatre season features drama, mystery and comedy
Theatre season features drama, mystery and comedy
PLAINVIEW - A pet shop, a Russian village and a New York subway may seem like odds and ends, but for Dr. Marti Runnels, they're vital ingredients for a successful theatre season.
Runnels, director of theatre at Wayland Baptist University, combines those three and other items for Wayland University Theatre's 2003-04 season. Add a guest director, a scoop of mystery and tons of colorful characters and the creation gets even more tasty.
The season kicks off October 2 with the opening production of Shorts. Subtitled The Boxer Looms Large, Shorts features eight short plays combined to create an evening of varied theatrical flavors. From the comedic lessons in "Cover" to the more dramatic musings of "Last Tuesday," the short plays provide an array of topics and tones. All plays are directed by students, with students also filling acting and technical roles.
Shorts will run Oct. 2, 3, 4, 10 and 11 at 8 p.m. in the Harral Studio Theatre.
The homecoming production for 2003 will be Fools , a comedy by Neil Simon. Set in a peasant village in Russia, the play features a people cursed with stupidity. A visiting teacher wants to start a school there, thinking he can break the curse, but he ends up falling in love.
"In a way, Fools is very unlike a typical Neil Simon play. He typically has a lot more broad physical humor, and his comedy normally involves more domestic humor," Runnels explains. "This is just pure fun."
Roland Myers, who served as theatre director at WBU in the 1970s, will be stepping into the directorial role for Fools . It was during Myers' time at the university when the Harral Studio Theatre that now houses most WBU Theatre productions was originally built.
"Mrs. Harral (the benefactor for the facility) was inspired by Myers' production of The Bacchae in Harral Auditorium," Runnels explained. "She wanted a theatre space for performances and a smaller place where they could do more things."
The premiere production for the facility was a play written by Myers' wife Juanice. The couple has since retired and they live in Lubbock, where they are still active in community theatre and other productions.
Fools will be performed Nov. 14 and 15 and during Wayland's homecoming weekend on Nov. 20, 21 and 22. The house opens at 7:30 p.m., with shows beginning at 8 p.m.
The third production of the season is the traditional dinner theatre show, featuring the play Artificial Jungle by Charles Ludlum. With performances on Feb. 27 and 28 and March 4, 5, and 6, the show features a catered dinner beforehand on the Harral Auditorium stage, followed by the play at 8 p.m. across the hall in the studio theatre.
Runnels calls the play "a cross between The Postman Always Rings Twice and Little Shop of Horrors," with many comic moments surrounding a murder mystery in a pet shop with piranhas and snakes.
The final play of the season will be Young Man from Atlanta, with shows at 8 p.m. on April 15, 16 and 17. Written by Horton Foote, who wrote A Trip to Bountiful and the screenplay for To Kill A Mockingbird, Young Man from Atlanta won a Pulitzer Prize and is considered one of Foote's finest pieces. Foote is one of Texas' most prolific playwrights, Runnels added.
The more dramatic of the season's offerings, Runnels said the play revolves around the mystery of an accidental death, encompassing the themes of family, loss and coping.
Season tickets for Wayland theatre are $35 per person or $69 for a pair, which includes preferred seating to all WBU Theatre productions for the year. Individual tickets are priced at $8 each for adults, with season tickets offering a substantial savings. Season ticket holders will receive their tickets in the mail and need only confirm reservations on the desired night in advance of each play.
Season ticket holders and other patrons of Wayland fine arts are invited to attend an opening reception on Oct. 2 at 6:30 p.m. in the atrium of the Mabee Learning Resources Center. Refreshments will be served to guests before they head to the Harral Studio Theatre for Shorts.
Tickets can be ordered by phone with a credit card at 291-1089 or by mailing a letter detailing number of tickets needed and a check to Wayland University Theatre, 1900 West 7 th St., CMB 410, Plainview, Texas 79072.
For more information, contact the theatre box office at 291-1089.


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Wetpixel @ ADEX 2014
The annual Asian Dive Exhibition (ADEX) kicks off on Friday 11 April at the iconic Marina Bay Sands, Singapore. ADEX has a reputation for being the Far East's major annual dive show and hence, Wetpixel will be there reporting on the products and events on display in our usual "live" way. Please keep checking back here for updates. In addition, Wetpixel and Scubacam are hosting the ADEX imaging party, which is being held at ME@OUE on the evening of the first day. If you are in Singapore, please come along, say hi and have a drink with us!


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Vegan Presence Giveaway!
I friggin' LUUUURVE Vegan Presence (←video review here)! My homegirl, Andrea (we've never met, but I feel like we're sisters from another mister), has a BOMB-ass vegan subscription service for all you homies out there that like the latest and greatest vegan swag… we're talkin' vegan Etsy finds, vegan chocolate (!!!), cruelty-free beauty products, vegan dog treats and kitty toys, you name it! She customizes each box to your liking based on a survey that you fill out on the Vegan Presence website. Every package varies from person to person, and you get bonus goodies (e.g. tees, totes, etc.) for signing up for 6 or 12 months—it's only $20 a month, so you should get on that STAT!
In the meantime, VBR and VP wanna hook up two of my über fab readers with a free month of goodies (note that the pic above is from April's VP haul – you'll get a whole different batch of surprises)! Enter below (psst, you can enter multiple times, too!)
About Sunny (Sunny's Profile)Longtime vegan, hardcore compassionate beauty junkie, serious cake aficionado, and lover of all things floofy and sparkly! If there's something in particular you'd like me to review, drop me a line at email@example.com. You can also find me on Facebook, Instagram, Twitter, YouTube, and Google +.
Filed in: giveaway • Subscription Box
Comments (67)
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I'm a vegan product fan & would love to try some new things!
Monthly goodie boxes? I'm all for that!
Who doesn't love a monthly surprise of vegan swag!! You're talkin' vegan Etsy finds and chocolate?! What else is there to do with your free time than searching Etsy WHILE eating chocolate. Add on top of that the surprise of amazing goodies!! Its my favorite combination!!
Love the idea of these, just hadn't broken down yet and subscribed!
I love trying out new vegan products. 🙂
Vegan Presence is basically amazing. I love products. I love beauty. I love girly stuff. I happen to LOVE anything supporting vegan companies! BAM! That's all I gotta say about that!
LOVE getting mail. LOVE vegan products. WIN/WIN.
I've always wanted to try one of these subscription boxes. I first learned about them when I heard about Conscious Box, but I really like how this one is customized, and vegan only! It's a fun idea to get surprise goodies in the mail every month! 🙂
I'd love to try new vegan products. I've never heard of this service. I like that its personalized.
Ohhhh I would love to win!
I am a skincare/personal care junkie and I always need to try the latest product! I would love to try this box and not have to worry about reading the ingredients. I will already know they are amazing and cruelty-free! yay!
Love trying anything cruelty free and vegan !
This sounds Awesome!!! I love trying new Vegan products!
Because I'm vegan and love trying new products, of course! 😀
I would like to try VEgan Presence because I love to try and share new vegan friendly products!
Always excited to try new vegan beauty products! Thanks for the giveaway!
I would love it because I love to try new vegan products! This takes out the guessing work. Thanks!
I have subscribed to http://www.veganpresence.com/sprouting-random-thoughts/.
I love learning about new vegan products. I'm always searching them out but this could make it a whole lot easier.
I'd love to try vegan presence because I'm just discovering the world of vegan products that don't have to do with food. I didn't realize how much "animal" we put in beauty products, ugh. Thank you!
I LOOOOVE discovering new vegan products! I can't wait to hear more about what Vegan Presence includes in their collection of awesomeness!
They seem to have only the BEST vegan products in their subscription – a lot of brands I havent even heard of! I would love a chance to discover more through this subscription!
I love trying new vegan products!
I subscribed and entered the giveaway…can't wait to see if I win! 🙂
I love trying new products, and having vegan products come to me instead of me searching them out is a definite win.
I've been vegan a little over a year. I'm also on a VERY tight budget. Getting a Vegan Presence box would give me a chance to try some products that I might hesitate to buy untried. Thanks for the chance to win!
I love getting cool vegan treats in the mail!
Ooh! I love goodies, and the fact that they're vegan makes it even better!!
I'm vegan and love good mail. So this sounds like a total win!
Just subscribed!
I'm simply obsessed with beauty products
This looks awesome! I have been looking for vegan beauty products. Would love to be able to try some things out first!
This looks awesome! I tried the vegan Conscious Box & loved it about… half the time, and the rest of the time it wasn't that great. This one looks a million times better! Getting mail+vegan goodies are two of my top favorite things, so I would loove this subscription!
This is Vtastic!
OMG! I miss my birchbox so much! I neeeed another subscription box!
i like good mail! a fun box would mean good mail!
I'm always on the lookout for new, fun vegan items – Vegan Presence sounds AWESOME!
I'd love to try new vegan products!
I enjoy hearing about and trying new vegan things! 🙂
I love to try new beauty products!
I'd like to try Vegan Presence because I'm always looking for new and plant-based products! Looks nice 🙂
Why WOULDN'T I like to try it?!
Well, because it is vegan and if doesn't harm my furry friends, I'm all for trying! 😀 New products always makes me happy. It is quite awesome open your new cruelty free product and a surprise goodies bag is even better.
I love vegan goodies 😀 and I love to try new things ! ! Samples are the best 😛
I'm very eager to try Vegan Presence! I have been delighted to see that there have been more vegan subscription boxes popping up lately. VP seems like a great mix of high-end and indie brands with lots of different products. I would love to win this so I could get a taste of what VP is all about before I subscribe!
I subscribed to Vegan Presence.
I'm always curious about new vegan products.
Thanks for hosting such a great giveaway. I'd love to try Vegan Presence because, while I'm not vegan, I am a cruelty-free beauty blogger trying to live a healthy pescatarian lifestyle.
I subscribed to the Vegan Presence blog.
I'd like to be introduced to new products I haven't seen/heard of before 🙂 And then spread the vegan love.
I LOVE subscription services, too fun!
I'd like to try Vegan Presence, because it sounds great to have a customized box of vegan goodies delivered to me. I've been wary of trying a lot of other boxes because I have allergies to some ingredients and I'd hate to get a box full of things I couldn't use.
Sunny, you're so cute and funny! You crack me up!
Yay, thanks for the giveaway!
I would love to try this! Being on a budget and trying to find great quality vegan products can be a bit difficult! Thanks for the chance to win!
Oh man, great giveaway! I've been so tempted by Vegan Presence (as well as the Veganista box) – I love the idea of a subscription box of surprise goodies every month.
I've never tried these products and I would love to! Oh I do so hope I win!
I love the idea of this! Wish I could afford it!
I've been meaning to try Vegan Presence for a while now but all the baby supplies are putting a major dent in my "fun" fund! So, make it easy for me. 🙂
I'd like to learn more about different vegan beauty companies and products. I'm just starting to transition from my old makeup to new vegan ones. I think this Vegan Presence box would be a good start!
that looks so good! i'd love to learn about more vegan brands. will have to sign up for a subscription when i'm not broke-ass-broke.
I just got some of that lip balm in my swag bag at VVC and it's the booomb! I wanna check out the other stuff fo sho!
Dont know the brand yet
Looks amazing. Can international readers enter?? x