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French court fines Swiss bank UBS 3.7 billion euros for tax fraud
FILE PHOTO: The logo of Swiss bank UBS is seen in Zurich, Switzerland October 25, 2018. REUTERS/Arnd Wiegmann/File Photo
PARIS (Reuters) – A French court on Wednesday found Swiss bank UBS AG guilty of laundering the proceeds of tax evasion and fined it 3.7 billion euros ($4.20 billion).
The judges did not immediately announce any compensation to the French state for lost tax revenues. The state had sought an additional 1.6 billion euros in damages.
Reporting by Inti Landauro; Editing by Richard Lough
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How Law Firms Can Become Successful Marketing Stories
Today, the legal industry has become saturated due to the growing number of law firms springing up on every corner. This has made it a lot more difficult for smaller legal organizations to contend with their bigger counterparts and gain the visibility they need to grow their business.
Subsequently, most law firms are adopting digital marketing strategies to attract customers and position themselves above their competitors. However, building the specific online marketing strategy that would be a perfect fit for your firm takes a lot of effort and experience.
Search engine algorithms are still quite opaque, and the dynamic nature of the internet means that marketing strategies are constantly evolving. How then can a law firm determine the best marketing technique for themselves?
Below are some expert tips on how to build a successful marketing strategy for your law firm and attract more clients:
Increase organic traffic to your website
The advent of the internet makes it very easy for individuals to search online for whatever products or services they require. Therefore, it is important for law firms to employ effective online marketing strategies that can increase the number of visitors to their website.
Matt Bowman, [resident of Thrive Internet Marketing Agency, says videos, content and free ebooks that deliver value to your target audience can increase traffic to your website and make it a one-stop shop for all legal information.
Search engine optimization (SEO) is another great way to increase your firm's online reputation. Ranking your website on the first page of a search engine for a relevant keyword can increase the visibility of your law firm but can be difficult to achieve due to the ever-changing nature of search engine algorithms. Nonetheless, just like Chicago lawyer Russell Knight learned, writing quality articles and incorporating quality backlinks to your content are some of the ways you can increase your page rankings.
Additionally, improving your social media presence is another way to increase the number of visitors to your website. By regularly posting updates and sharing quality content across different social media channels, it can motivate followers to check out your website. According to David Reischer, Esq., a lawyer at LegalAdvice, posting infographics is a perfect way for law firms to increase traffic to their website.
Build brand credibility
For every prospective client, one of the criteria for selecting a law firm to engage is how trustworthy and reputable they are. To adequately portray your firm as trustworthy, having a modern, optimized website is important.
Your website is typically an online representation of your firm and once it appears outdated and unattractive, it sends a negative message to your prospective clients. Therefore, always ensure that your website is easy to navigate, aesthetically pleasing, mobile-friendly and has quick loading time.
Constantly sharing legal information on niche topics and contributing answers to questions on forums like Quora can position your firm as a subject-matter expert. Senior legal partner at Miracle Mile Law Group Steven Isaac Azizi, Esq., also says including client testimonials on your website is very useful as it not only showcases your quality but improves your firm's reputation
Increase brand awareness
As a law firm, it is necessary to adopt a dynamic marketing approach and evolve with the times if you intend to remain relevant. As highlighted previously, having a website that's properly optimized for mobile devices is critical to achieving widespread recognition.
According to Statista, of all website traffic generated globally in 2018, more than 50 percent came from mobile devices; they are now currently accounting for 50 per cent of all web page visits served globally. Therefore, having a mobile-friendly website is imperative when creating online awareness for your law firm.
Giving prospective clients the ability to easily access information about legal issues on their mobile devices will naturally attract visitors to your website. Also, ensure that all content on your website is easy to read on a mobile phone at different resolutions.
This article is provided by dNovo Group.
Hong Kong protests create potential problems for Ottawa, says academic
There are four or five flights a day from Vancouver to Hong Kong during the summer season. When they land this weekend, passengers will be met by a sea of protesters staging a three-day occupation of the Hong Kong airport's arrivals hall.
The protesters are seeking international attention as the city enters its tenth straight weekend of political demonstrations that have, at times, been chaotic and violent.
Airport authorities are taking extra security measures and the Canadian government has raised its travel advisory.
Aside from monitoring local media and avoiding areas where large protests are unfolding, there are several issues for Canadians and Ottawa to consider.
"It's a perfect storm of domestic tensions playing into international views on Beijing's intentions and policies," said Paul Evans, a global affairs professor at the University of B.C. "The dissatisfaction fuelling the protests is, in part, about feelings about freedom, democracy and Hong Kong's autonomy. But it is also about material concerns related to housing, social services and career prospects."
The oft-quoted number of Canadian passport holders in Hong Kong is about 300,000. This is an estimate made in 2011 by the Asia Pacific Foundation, which, at the time, said it was based on "conservative assumptions" and that a higher estimate would be over half a million.
There are concerns that, should the situation spiral out of control, there would be protection issues for the federal government to manage. After the Tiananmen Square massacre in Beijing in June 1989, several thousand Canadians were airlifted out of China. But the large number of Canadians in Hong Kong would make evacuation and consular protection much more challenging.
A more immediate issue is Ottawa's response to the prospect of protesters fleeing arrest by Hong Kong authorities and seeking refuge in Canada.
"Vancouver is already in the global spotlight as a result of the (Huawei executive) Meng Wanzhou arrest and hearings," said Evans. "Considering the huge number of connections between the two cities, managing requests for political asylum has the potential to put Vancouver in the spotlight in an even bigger way."
Despite the advisory, many in Hong Kong report a sense of order now that they have adjusted and life is continuing around the protests.
"Local social media is providing good updates regarding the locations and times of the protests," said Eric Li, a professor of marketing at the University of B.C. Okanagan who is visiting family in Hong Kong and doing some research.
He added that some visitors might be getting limited information if they are only relying on official announcements from government channels.
Li said he feels safe, but "there has been more tension and conflict between the government and police and citizens as well as businesses. The pro-(Beijing) camp and protesters are criticizing each other and there are also (arguments) within families and between friends and colleagues."
Li has been trying to be "neutral" as a "personal choice. As a person who calls Canada 'home,' and Hong Kong 'my hometown,' I should say the young protesters are very well-organized and disciplined. The government should actively engage youth in their planning rather than excluding them in the process or putting them in an opposition position."
"It's crucial for the Hong Kong government to take a few steps to resolve conflicts through providing open conversation with key stakeholders and young leaders. And protesters should remind themselves the purpose of the (protests) as well as the consequences of their (actions).
PROREIT buying office, industrial buildings in Ottawa, Halifax
(PROREIT) will use some of the proceeds from its latest, and largest, share offering to help it purchase two office and industrial properties in Ottawa, and five industrial properties in Halifax for $97.8 million.
(PROREIT) will use some of the proceeds from its latest, and largest, share offering to help it purchase two office and industrial properties in Ottawa, and five industrial properties in Halifax for $97.8 million.
"These acquisitions provide meaningful increases in our industrial sectors and expand our presence in Ontario and the strengthening Halifax market," president and chief executive officer James Beckerleg told RENX.
PROREIT (PRV-UN-T) is acquiring a fully occupied boutique office building in Ottawa's central business district. It's surrounded by tourist sites, multiple restaurants and retail offerings.
PROREIT is also purchasing a class-A mixed-use, multi-tenant flex industrial property in the west-end Ottawa suburb of Kanata. It includes an office and a research and lab facility with what the trust calls exceptional power, air handling and cooling specifications.
The building is fully leased and its tenants are in the material sciences, defence, communications and medical technology fields.
The two Ottawa properties have a combined gross leasable area of 338,000 square feet and a weighted average lease term of 6.6 years. Many of the leases include contracted rent steps.
While the property addresses and additional details are confidential until the deals close, which is expected this quarter, Beckerleg said they're both institutionally owned and have been maintained to high standards.
The addition of the Ottawa properties will increase PROREIT's portfolio exposure to the Ontario market to 29.1 per cent by gross leasable area and 29.3 per cent by base rent, making it the REIT's largest provincial market. It increases the Ottawa portfolio to approximately 620,000 square feet.
"We entered the Ottawa market with our $52-million portfolio acquisition of five office properties last year," said Beckerleg. "This fits our strategy of investing in strong markets where we can increase our exposure to both of these industry sectors.
"Ottawa is seeing significant growth in office and industrial properties."
PROREIT's new Halifax acquisitions
PROREIT has a contract to acquire five light industrial buildings with clear heights of between 18 and 24 feet in Halifax's Burnside Industrial Park. The portfolio represents 358,000 square feet of gross leasable area.
The buildings are 93 per cent occupied with a weighted average lease term of 4.1 years. Many of the leases include contractual rent steps.
While more details won't be made available until the deals close, which is expected this quarter, Beckerleg said the condition of the buildings is similar to its Ottawa office purchases. The five buildings have been institutionally owned and maintained at a high level.
"The Halifax industrial market has enjoyed declining vacancies in line with the expanding Halifax economy," said Beckerleg. "There has been a marked increase in institutional interest in the Halifax industrial sector.
"We like this market. Again, it fits our strategy of focusing on mid-size cities with strong investment metrics."
PROREIT's $50-million offering
As part of its funding for the purchases, PROREIT will issue 7.15 million shares on a bought-deal basis at a price of seven dollars per unit, for gross proceeds of approximately $50 million, to a syndicate of underwriters.
PROREIT has also granted the underwriters an over-allotment option to purchase up to an additional 1,072,500 units on the same terms and conditions, exercisable at any time, in whole or in part, up to 30 days after the closing of the offering. It's expected to close on or about Aug. 16.
"This capital raise, our first since graduating to the TSX, is the largest in PROREIT's six-year history," said Beckerleg. "We believe listing on the TSX and consolidating our units to trade in the seven-dollar range has substantially broadened our potential investor base. We believe the success of this capital raise confirms that."
The Ottawa and Halifax acquisitions will be funded with approximately $30.8 million in cash from the offering and approximately $67 million in new mortgage financing at a weighted average interest rate of 3.4 per cent.
PROREIT intends to use $13 million from the offering to repay debt.
Impact of acquisitions on PROREIT's portfolio
Upon completion of the acquisitions, PROREIT will own 91 income-producing commercial properties representing approximately 4.4 million square feet of gross leasable area and $625 million of gross book value, with a weighted average lease term of 5.7 years.
The acquisitions will also increase PROREIT's industrial and mixed-use exposure by another 636,726 square feet to more than 2.8 million square feet. That represents 64 per cent of its total gross leasable area and 46 per cent of its total base rent.
While PROREIT has no other immediate acquisition plans, Beckerleg said opportunities are always being reviewed.
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19 different fraudulent and unfounded reasons for starting the Trump-Russia investigation …(and counting) – NaturalNews.com
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Flu shots
There are several ways to get flu shots as the flu season takes hold.
You can find a clinic near you on this website.
Also, the Department of Health is offering shots at the Pennsylvania Farm Show. Here are the details from a state news release:
"The Department of Health will offer free influenza vaccines at the 2013 Pennsylvania Farm Show, Jan. 5-11 from 8:30 a.m. to 7:30 p.m. and Jan. 12 from 8:30 a.m. to 2:30 p.m.
To date, influenza cases have been reported in all Pennsylvania counties with a number of nursing homes experiencing outbreaks.
"While the flu made an early appearance this year, we still have not peaked, which means there are still many weeks ahead where we anticipate seeing a lot of flu activity," Acting Secretary of Health Michael Wolf said. "It is not too late to get vaccinated, and I encourage anyone who hasn't already done so to take advantage of the free flu vaccine being offered at the Farm Show."
Anyone under the age of 18 must be accompanied by a parent or guardian to receive the vaccine. Appointments are not needed.
The flu strains causing illness in Pennsylvania appear to be well-matched to this year's vaccine. While the department recommends the flu vaccine for everyone over the age of 6 months, the vaccine is especially important for older individuals, pregnant women, and people with chronic health conditions that place them at increased risk of complications from the flu.
The current flu-related illness in Pennsylvania is mostly due to type A influenza H3N2; the type of flu most often linked to more severe flu seasons. This form of the flu can also be treated with antiviral drugs, especially when recognized early.
The department will also provide information on several topics such as smoking cessation, lead poisoning prevention, organ donation, women's wellness and how special populations can prepare for an emergency. Additional vendors will include health and wellness organizations from across the state.
The Department of Health will be featured in the Main Hall by the carousel located near the Maclay Street lobby area.
The 2013 Pennsylvania Farm Show is the largest indoor agricultural event in the nation, featuring nearly 6,000 animals, 10,000 competitive exhibits and 300 commercial exhibitors. The show runs Jan. 5-12 at the Pennsylvania Farm Show Complex and Expo Center in Harrisburg. Admission is free, and parking is $10. For more information, visit www.farmshow.state.pa.us."

subset: commoncrawl


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Commercial, Military, Products, Public Service, Training
By By Andrew Drwiega, Military Editor | December 1, 2012
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A maritime emergency is developing early at daybreak in the waters immediately surrounding the London Array offshore wind farm. Sited at the extremes of the Thames Estuary around the southeast coast of the United Kingdom, the London Array contains 175 Siemens wind turbines covering an area of 100 km². It has recently become the world's largest offshore wind farm.
The cruise ship THV Patricia carrying 61 passengers and crew has lost power and collided with the London Array accommodation ship Wind Ambition, which houses another 119 service engineers and personnel. As a result of the collision, both ships have fires below decks and there are reports of people overboard, as well as casualties on one or both of the vessels. Furthermore, the Patricia now looks set to drift into one of the wind turbines on the edge of the farm.
Welcome to Guardex 2012, a multi-agency, international search and rescue (SAR) exercise held on Oct. 2, 2012 and coordinated by the UK's Maritime Coastguard Agency (MCA). It involved more than 500 emergency personnel, helicopters, rescue ships and necessitated the establishment of a temporary casualty/survivor support structure on land including a "survival landing point" at the port of Ramsgate and a "survival reception center" at the Winder Gardens on the sea front at Margate. Civilian and military rescue agencies were all involved in planning, which starts around one year before the exercise.
The rescue would be coordinated from the MCA's Maritime Rescue Coordination Center (MRCC) at Dover, a modern building high on the cliffs above the port with sweeping views of the English Channel. The brief for Guardex was to test emergency responders over four phases of the exercise.
The first phase comprised the initiation of the maritime emergency, as well as the alerting and coordination of emergency responders. Phase 2 saw the allocation and deployment of the various responders. This then moved into the recovery (Phase 3) where critically injured survivors were the first to be brought ashore by either helicopter or lifeboat and assessed, followed by the general mass of survivors. Finally, once on land the survivors and casualties were fully assessed for the experience they had just undergone, medically treated (if required) and formally identified.
For reasons of brevity, this report will focus mainly of the role and participation of the helicopters involved. The reason that helicopters can play such a vital role in an emergency scenario of this nature is that, whatever the age of the aircraft—and the RAF Sea Kings are now fairly old—they are still one of the quickest and most ubiquitous methods of transporting rescue teams into such a hazardous environment and evacuation the injured and those who remain in danger.
The three helicopters that were on call and that responded during Guardex were a British RAF Sikorsky S-61 Sea King from 22 Squadron based at Wattensham airfield, a Belgian Sea King out of Koksijde airbase on the Belgian coast and a French Navy Eurocopter AS365 Dauphin from its base at Le Touquet.
This scenario is not new to the RAF's SAR Force as they have been developing and updating their rescue techniques in this area for at least the last five years, with papers presented and regularly at its annual SAR Conference.
The air operations would be coordinated out of the RAF's Aeronautical Rescue Coordination Center (ARCC) based at RAF Kinloss in Scotland. One RAF representative would be present for the duration of the exercise in the Silver Cell command group that rapidly formed at the MRCC in Dover (a gold–silver–bronze command structure is used by the UK's emergency services to establish a hierarchical command structure to coordinated command and control during major incidents).
Once the Silver Cell had assembled and began its first meeting just two hours after the emergency was received at 0700, enough information had been received regarding the scale of the incident that the cell quickly escalated it to a major maritime incident.
The role of the ARCC was now to task and assist in the coordination of all air assets with the on-scene aerial command being delegated to the RAF Sea King (Air 126). It would command and prioritize tasking for both the Belgian Air Force and French Navy helicopters.
One of the main advantages that helicopter support brings is its speed over vessels, even emergency boats such as lifeboats, which take longer to arrive unless flying becomes impossible generally due to extreme bad weather.
For the purpose of the Guardex Exercise, incidents would include potential burns victims from onboard fires, people lost overboard, a badly injured wind farm engineer located inside a wind turbine, the need to insert fire teams onto ships with fires and eventually the evacuation of casualties.
During the early stages of the emergency, two RNLI lifeboats from Margate and Ramsgate in Kent were called out, as were two from the French Coastguard stations at Calais and Dunkirk.
The brief for the rescue helicopters covered simulated and potential situations that may be encountered during such a call:
• Rescue Helicopter Tasking
• Rescue persons from water
• Rescue persons from vessel(s) and/or life rafts
• Rescue persons from wind turbines
• Multiple aircraft SAR procedures
• Air Coordination Officer (ACO) manages procedures around wind farms
• Handover of SAR duties between aircraft
• Capture of airborne imagery for debriefs
With two fires now reported onboard both of the vessels it became imperative to deliver specialist fire crews to supplement each vessel's own firefighting team, who were judged not to be able to control the fires. These teams were collected from both the UK and French mainland and winched onboard both ships.
The exercise had also called for the search and rescue of people who had fallen overboard as a result of the collision. Unfortunately, the MRCC had not called the ARCC early in the emergency, which would have got them onto a standby footing earlier than occurred. As a result the eight overboard victims (in fact numbered dummies) were all found and recovered by lifeboats and ships in the area before the helicopters reached the exercise area.
There were actually around 40 vessels of all types around the exercise area, some of which London Array boats, and these were very quick in pulling the dummies out of the water—so fast in fact that the plan to have several dummies drift into the area of the wind farm to allow the helicopters to practice their pick-ups in this restricted area never happened. However, the first responding helicopters' declared priority from the MRCC became the collection and insertion of the firefighting teams which in itself was a vital part of the exercise.
Subsequently the MRCC learned that there was also a serious casualty on one of the wind turbines at the edge of the wind farm. The ship Patricia, still without the power to steer, had caused the casualty, colliding with the turbine after its first collision with the accommodation ship Wind Ambition.
In order for the helicopter crew to conduct a safe and successful winching from wind farm turbines, the RAF has developed the following operating procedure:
• Nacelle should be turned 90 degrees to the wind and locked
• Blades should be feathered and locked—normally in a Y-configuration
• Nacelle doors should be opened and locked in position
• Hover should be as low as possible while maintaining a good escape route and safe separation with the nacelle in the 3 o'clock position.
However, as each rescue is dependent on external factors such as wind, visibility and light levels, each rescue will be considered on its own merits.
Entering the final couple of stages of the exercise saw the helicopters joining principally with the lifeboats in evacuating the two main ships. All rescued people were transferred to the landing point at Ramsgate then taken by road transport to the reception point.
In summary, from a negative point of view the helicopters were called in later than planned due to a slight delay in the MRCC contacting the ARCC, and none of the bodies floated into the wind farm area as they were rescued too quickly.
Positives included the successful collection and insertion of two onshore firefighting crews by different helicopters of different nationalities. Arrangements were also made for one of the foreign rescue helicopters to be vectored to refuel at Manston airfield in Kent, UK, thereby allowing it the shortest possible break in availability before re-engaging with the exercise.
Very much on the plus side was the fact that an international multi-agency, multi-asset real-time SAR exercise had been staged close to one of the busiest shipping lanes in the world—the English Channel.
Agencies of all descriptions worked together to overcome a situation that rapidly developed and required the assistance of a wide variety of specialist responders. Lessons learned are never wasted when the real thing happens.
Agencies Taking Part in Guardex 2012
Maritime Coastguard Agency (MCA)
Kent Police
Kent Fire and Rescue
Royal Air Force (RAF)
Royal National Lifeboat Institution (RNLI)
French Coastguard (including the Calais and Dunkirk lifeboats)
Belgian Navy (warship BSN Stern)
Ship's Agents
South East Coast Ambulance Service (SECAMB)
Kent Emergency Planners
Ramsgate Harbour authorities
UK National Health Service


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Age of Conquest is a free online turn-based multiplayer strategy game, where you take the reigns of a budding empire and struggle against fellow players for control of Europe.
Age of Conquest supports all major operating systems including Windows, Macintosh, Linux and UNIX. You can either run Age of Conquest via online play or download the installer.
» Author: dtd. 06.01.2010
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Shattered Galaxy is a unique online only gaming experience where players become military tacticians trying to secure their dominance throughout the massive persistent universe.
Engage opponents in frenzied tactical struggles. Unite with allies to contest enemy nations' territorial claims. Customize your units with equipment best suited for your objectives. Achieve promotions for yourself and new upgrades for your war machines. Research new technologies to devastate the opposition. Enter the world of Shattered Galaxy, where battles last minutes and wars span months.
Watch a Video
» Author: dtd. 06.01.2010
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"Join the human resistance force against the oncoming alien invasion."
A turn based top down strategy game taking place on abandoned space ships infested with the deadly aliens and it is your job to kill them all.
Watch a Video
Author Site
» Author: dtd. 30.12.2009
» Size 9.6 MB; Needed time to download 20,1180 Min with ISDN
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A nice mmo-rts game.
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» Author: dtd. 03.12.2009
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Knights of War - A game by Vedran Drazeta
Knights of War is a turn-based strategy game set in medieval England. It was influenced by simillar games like Warlords, Shogun Total War and Heroes of Might and Magic. Player can choose between eight lords to play with, each having different bonuses. The main objective of the game is to capture all England's provincies by defeating all of your enemies and therefore to unite all England under your rule. To do this, you will have to develop your economy, build structures, improve technologies, conduct diplomacy and raise strong armies. There are three AI types to choose for your computer opponents. Knight is the weakest AI type, warlord the strongest while lord is somewhere in between those two. There is also hotseat mode which allows two or more players to play on the same device by taking turns playing the game.
The game was developed in C++, using Win32 and DirectSound APIs, and compiled with Microsoft Visual Studio 2008 development environment. Sounds and loops were made using Propellerhead Reason while graphics were made in Adobe Photoshop CS3. Game development took about 10 months, during the period August 2008 to July 2009. More than third of development time was spent on Artificial Intelligence engine. Making graphics also took Author quite a while because, as a programmer, he haven't had much experience in this field and he had to do it all by himself. At the begining, the game was meant to be a variation of Risk game, but later it was upgraded with economy development and controlled combat.
Visit Author Site
» Author: dtd. 26.11.2009
» Size 25.04 MB; Needed time to download 54,3186 Min with ISDN
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Download-Engine © by AlexScriptEngine.de


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(Phoenix – August 28, 2003) Attorney General Terry Goddard issued a reminder today that the clock is ticking for consumers who have a claim against Qwest Corporation and Qwest Wireless. The Attorney General's Office settled a major consumer case with Qwest last month for business practices that deceptively charged their customers. The settlement includes a credit or refund of those unauthorized charges to customers who were victims of the deceptive practices between May of 2001 and July 7, 2003. The State was also awarded $3.75 million to cover the costs of the suit.
"Our settlement will make Qwest a much more consumer friendly company. That's good for Arizona consumers, but this office fought hard so that those consumers who were victims of Qwest's deceptive practices could apply for a refund or credit. In order for victims to be compensated, claim forms must be completed and postmarked by October 6, 2003," said Attorney General Goddard.
"I understand that some Qwest customers are hesitating because they can't find their statement or documentation," said Goddard. "While we must have specifics as to the name of the product or package and the approximate dates involved, we don't necessarily need a copy of a billing statement. The best thing for consumers to do is to go to our web site and look at the claim form which lists the areas where a refund or credit might be made. If they feel they are eligible, they should file the claim with as many details as they can provide."
Complaints must be for residential service. Complaint forms, which must be postmarked by October 6, 2003, should be sent to The Office of the Attorney General, Consumer Information Complaint, 1275 W. Washington St., Phoenix, AZ 85007. A complaint form is available in English and Spanish online at www.azag.gov. Complaints must be about Qwest's conduct between May 2001 and July 7, 2003.
Conduct that may warrant a refund or credit includes:
- If Qwest billed you for services you did not order or authorize
- If Qwest billed you for services after they failed to disclose the terms of wireless service or products
- If Qwest billed you for Custom Choice, Popular Choice, Select Pak, Preferred Choice, or Value Choice after Qwest failed to disclose the terms of the package you ordered.
- If Qwest billed you more than once for the same goods or services
- If Qwest billed you for DSL after they misrepresented the terms or availability of DSL
- If Qwest billed you for the Trouble Isolation Charge (TIC) after they failed to disclose the TIC or misrepresented when you would be charged for the TIC
- If Qwest billed you for services after they failed to disclose that there were additional costs for wiring and jacks for additional lines
- If Qwest billed you for goods or services after you cancelled those goods or services
Consumers should specify the date when the conduct occurred and the amount of money they were charged.


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Fresh Pick: "Wrist Candy"Posted by limabeads on May 27 at 09:39 am
This Fresh Pick was designed by Beadzilla aka Wanda on May. 24, 2013.
- View & Shop this pick
- See all picks by Beadzilla aka Wanda
Fresh Picks are color and texture arrangements to help you get inspired—you can browse all Fresh Picks, or design your own!


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Google has partnered with Novartis to create smart contact lenses complete with microchips to manage diabetes and other health conditions.
Google will be using the Novartis eye care division Alcon to create the lenses that will have "non-invasive sensors, microchips and other miniaturized electronics," according to Engadget. Primarily the smart contacts will keep diabetics aware of glucose levels by measuring tears as well as correcting vision. Google will handle the electronics, microchips and manufacturing, but Alcon will add the medical expertise.
"Our dream is to use the latest technology in the miniaturization of electronics to help improve the quality of life for millions of people," Google co-founder Sergey Brin said in a statement. "We are very excited to work with Novartis to make this dream come true."
U.S. & World
Previously Google mentioned working on a smart contact lens, and apparently Google X has been hard at work to make it happen. Despite recent health monitoring software from Apple and others, Google has been working on the project for several years.


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Cretaiole is located just outside of Pienza, between Montepulciano and Montalcino in the heart of the magnificent Val d'Orcia (a UNESCO World Heritage site) and one of the most photographed landscapes in the world.Italy's most beautiful hill towns and cities are nearby. Siena, Florence, Cortona, Orvieto, Assisi, Volterra, and San Gimignano are easy day trips.
We're in the middle of two great wine regions—Brunello di Montalcino and Vino Nobile di Montepulciano. Our area is famous for delicious Pecorino di Pienza cheese, Tuscan cuisine, and natural hot springs. The real Dolce Vita is right here in the Val d'Orcia.The experience of Cretaiole, with its generous and friendly community, will live long in your memory. It is more than just an ancient Tuscan farmhouse in which to find refuge at the end of the day—it is your chance to live in the culture and to taste the true essence of this timeless land! Cretaiole is a warm, familiar place where you'll feel right at home. The Moricciani family invites you into their lives to share their Tuscan heritage with you. Stay for a week and enjoy cooking classes, olive oil and wine tastings, guided tours and more—activities that have been chosen carefully to give you authentic Tuscany.
Agriturismo Cretaiole
Pienza - Province of Siena - Tuscany
Tel./Fax (+39) 0578-748083 (home)
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The time for residents to lodge comments to be published along with a proposal to allow more F-35 jets to fly over Valparaiso has come to a close.
EGLIN AFB � The time for residents to lodge comments to be published along with a proposal to allow more F-35 jets to fly over Valparaiso has come to a close.
About 66 people, most of them from Valparaiso or nearby, registered their approval or disproval of the plan by the time the comment period ended Monday, according to a preliminary analysis provided by Mike Spaits, environmental spokesman for Eglin Air Force Base.
Read the Revised Eglin BRAC Draft SEIS. >>
The 33rd Fighter Wing at Eglin now hosts 30 of the military�s newest fighter jets. More are expected to arrive in coming years.
Only about 20 percent of the comments submitted favored the Air Force�s plan to lift restrictions on the runway that would send F-35 traffic over Valparaiso.
The Air Force submitted a similar proposal to lift the restrictions in 2010, but decided to hold off on a decision until more information could be gathered about how the pilot training would be implemented and its potential impact on surrounding communities.
After reviewing additional information, the Air Force recommended that lifting the restrictions was the best way to allow for more flights as training ramps up.
The main concerns of those opposed to the plan are noise and impacts to property values, Spaits said.
Those are similar to the concerns expressed after the Air Force released its first proposal in 2010.
�This is fairly representative of what we received before (the revision). It�s pretty close to the same types of concerns and the quantity of input is close to what we experienced,� Spaits said.
More than half the comments were aired at a crowded public hearing in Valparaiso on July 9. About 37 people expressed opinions at the hearing, Spaits said.
Valparaiso Mayor Bruce Arnold warned at the time that allowing F-35s to fly over Valparaiso would have a devastating effect on property values and eventually bankrupt the city.
�While it has always been the desire of the city of Valparaiso to be supportive of the Air Force mission � where we have never waivered in our commitment to see Eglin�s success, this alternative represents the greatest amount of harm the Air Force can inflict on our city,� he said.
The proposal analyzed several alternatives to lifting the restrictions, all of which required additional runway construction.
However, lifting the restrictions would mean more people and more homes could be affected by noise than any other option.
Arnold and other residents said the noise from the jets would cause their property values to plummet because no one would want to live in the flight path.
Spaits said he thought the process was successful.
�From Day 1 this has been very well administered. Those who are potentially going to be impacted by the actions were aware of what the proposed actions are and had the opportunity to give input,� he said.
Eglin officials will review the comments to determine if they missed any substantive issues in their analysis of the proposed plan and its alternatives, Spaits said.
A final report is expected to be released to the public this fall.
Any public comments submitted now that the official comment period has closed still will be included when the report is submitted for approval, they just won�t be included in the published report, Spaits said.
The Air Force�s proposal, its analysis of all the alternatives and the public comments will be considered when the final decision is made by the deputy secretary of Air Force installations, he said.
A final decision is expected by the winter of 2014.


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Building Bridges: Fostering Innovative Leadership and Learning
Building Bridges: Fostering Innovative Leadership and Learning
Remarks of U.S. Secretary of Education Arne Duncan to the IDEA Leadership Conference, July 29, 2013
Thanks, Mike, for the kind introduction. It's a pleasure to join all of you.
The theme of this leadership conference—"building bridges"—is fitting.
Today, I'd like to talk with you about how the Administration and the Department of Education are continuing to support education reform and success for all students in the second term.
Much of this work depends upon building a strong bridge for students that supports them in their journey from cradle to career.
As all of you know, children with disabilities are a part of, not separate from, the general education population. Special education—ensuring that every student is provided with quality services that meet his or her unique needs—both complements and strengthens all education reform initiatives.
We know that a great amount of work still needs to be done to improve educational outcomes and results for the over six million children with disabilities. President Obama and I are committed to doing everything in our power to ensure the American promise of equal educational opportunity is a reality for children with disabilities. All means all. When I talk about students, I mean all students, regardless of race, disability and demographics. Children with disabilities are an important part of this Administration's college and career agenda. The bridge of educational support and improvement that we're continuing to build in the second term includes: President Obama's Preschool for All plan; a continued focus on the reforms of the first term; personalized learning through technology to increase college- and career-readiness; and increased college access and affordability.
I'll talk more about each of these areas in a minute. Taken together, these areas of focus must continue to close achievement gaps, provide life-transforming opportunities to children, expand educational opportunity, strengthen the middle class, and prepare all Americans for the challenges of the 21st century.
In a globally competitive economy, a country's prosperity depends on the skills and knowledge of its people. In order to win the future, as President Obama has challenged us, we must provide every single American with the tools to reach his or her full potential—and in my book, all means all.
Every child, regardless of income, race, background, or disability can learn and must learn. And, our system of education—spread across 50 states, 15,000 school districts, and 95,000 schools—must embrace this core belief every day in every possible way. If our children are not learning, then we, as adults, have failed.
That is why educators, advocates, parents, and policymakers need to make sure that students with disabilities have access to the general curriculum and are held to the same, high standards as their non-disabled peers.
We can work toward this by: creating a culture of high expectations; ensuring students with disabilities have full access to college- and career-ready learning opportunities and assessments; and supporting students with disabilities so that they may excel in the general curriculum for college and career success.
It's critical for schools to prepare all of their students for success in one society, not a general ed society and a separate special ed one. That world, thankfully, simply doesn't exist.
That's also why it's critical that everyone in this room—and around the country—continues to highlight the devastating impact of sequestration.
Sequestration cut special education funding by nearly $600 million, forcing onto states and districts the cost of approximately 7,200 teachers, aides, and other staff supporting students with disabilities. It's not fair to you, and it's not fair to our children. We need you in this fight. Your voices must be heard.
Too many politicians here in Washington believe education is an expense that can be cut in tough economic times. I believe education is an investment—the best investment we can make—especially in tough economic times.
Through the President's Preschool for All plan, we have an opportunity to give every child in America an equal chance to succeed.
For the past several weeks, I've traveled the country talking to educators; parents; business, military, and faith leaders; and community members about the importance of early learning. My message to you is the same.
Studies show that children who have less access to quality early education are less likely to enter school prepared to learn and thrive.
High-quality preschool ensures children have a strong start that leads to higher graduation rates, increased employment, less likelihood of being involved in crime or relying on public assistance, and better jobs at higher salaries.
The Individuals with Disabilities Education Act has a long, successful history of ensuring that infants, toddlers and preschoolers with disabilities have access to early education services. We will use what we have learned from those programs as we move forward in supporting the development of high-quality preschool programs for 4-year-olds.
Currently, of the nearly 746,000 preschool children served in IDEA-funded preschool programs, about 35 percent are in segregated settings. We want to see all children participating fully in quality, inclusive programs.
Preschool for All will result in many more inclusive early education options for preschoolers with disabilities. The availability of more good programs also will help to identify children with disabilities earlier, so that they can receive strong supports for learning from the start.
Finally, high-quality preschool will also mean fewer children will be placed in special education in the first place, as they enter kindergarten with their academic and socialization skills intact.
Over the past 40 years, our education system has made great strides in delivering on the promise of a free, appropriate public education for children with disabilities.
Thanks to the advocacy and hard work of so many organizations and people like you, millions of students with disabilities are meaningfully engaged in our schools—and millions of them are thriving. The progress has been real.
Yet, unfortunately, far too many children with disabilities still are not getting a world-class education. The President and I are committed to doing everything in our power to make the American promise of equal educational opportunity a reality.
The President has set a goal that, by the end of the decade, America once again will have the highest proportion of college graduates in the world.
That ambitious goal will require our educational institutions to produce eight million new graduates with two-year and four-year degrees.
We simply cannot achieve that goal without our students—of all abilities—receiving the highest quality supports at every stage in their educational journey—from preschool until they reach the college door.
Supporting and protecting disadvantaged students—those living in poverty, from minority backgrounds, and who have special needs—have always characterized the federal role in education.
The four "pillars" of reform in the Administration's first term resulted from a recognition that there are no silver bullets to improve education for all students and reach the President's bold goal. Comprehensive and coherent reforms were necessary.
We needed to focus simultaneously on the "what," "who," and "how" in education. Let me take a little time to describe each of those things.
First, standards and assessments define the "what." Standards help to determine what students should know and be able to do. Assessments help to decide the level of rigor and whether students are, in fact, learning.
Forty-six states and the District of Columbia now have voluntarily adopted internationally benchmarked, rigorous college- and career-ready standards. Improved assessments, aligned with those standards, are now being developed by two consortia of states to better gauge all students' level of achievement.
Teachers and leaders are the "who" in education. They help students to understand academic content and navigate the education system. Nothing is more important than getting great talent into every classroom and better supporting that talent.
Today, most children with disabilities are served in general education classes for the majority of their day, so the effectiveness of general education teachers is critical to the success of children with disabilities.
Our Department is supporting great teachers through the RESPECT initiative to strengthen, elevate, and transform the teaching profession.
The Excellent Instructional Teams program also includes a number of initiatives to fund state and district efforts to increase the effectiveness of teachers and principals, such as the Teacher and Leader Innovation Fund, School Leadership Grant Program, and Presidential Teaching Fellows.
Technology and data are increasingly becoming the "how" in education. Technology helps teachers to present information and assess learning. It enables students to interact with content in engaging ways. And data is critical for teachers to analyze student performance and determine areas of strength and weakness in instruction.
Exciting, new developments in the realm of educational technology have been occurring over the last month, with the President's ConnectED plan, which I'll return to shortly.
Finally, the fourth pillar of our first-term education agenda combined the "what," "who," and "how" of education into a concept called school turnaround.
We recognized that the nation's lowest-performing schools require rigorous interventions across a full spectrum—expectations for student achievement, assessments, teaching, leading, and using data and technology to substantially raise student performance.
We know that students with disabilities tend to be over-represented in low-performing schools, so the school turnaround effort is especially important for this population. Some reports have found that low-income students are twice as likely to be identified for special education services.
We know that, too often, students may be placed in special education because of weak academic programs that cause them to fall behind. We must ensure that students are identified for special education because of legitimate needs and disabilities.
In the second term, we're committed to supporting the "what," "who," and "how" in education, and our theory of action remains the same.
The federal role in public education is to support and partner with states, incentivize innovation, and to help identify what works so that we can strengthen teaching and learning, and accelerate achievement for every student.
We're demonstrating this theory of action through initiatives like ESEA flexibility—from the broken NCLB—for which 39 states and the District of Columbia have taken advantage of so far.
ESEA flexibility supports students with disabilities by requiring that all states demonstrate a strong commitment to educational equity by: first, ensuring that students with disabilities are taught to college- and career-ready standards; second, by evaluating and supporting the effectiveness of teachers of students with disabilities; and, finally, by holding all schools accountable for subgroup performance.
To ensure the success of every subgroup of students, schools and teachers are asked all the time to "personalize" instruction for each student's strengths and needs, which is obviously important. But it's really hard to do.
Schools and teachers are asked to know how each student is motivated and to match that to the right content and instructional approach. That's powerful, and it's also hard. More and more, technology is helping to turn those goals, those lofty aspirations, into reality.
Just last month, President Obama unveiled a bold, new initiative called ConnectED to connect America's schools and students to the Internet and cutting-edge educational technologies through high-speed broadband and high-speed wireless.
ConnectED challenges the Federal Communications Commission to wire pretty much every school in the country with fiber-optic connections over the next five years. It challenges districts to stop spending money on textbooks that are generally outdated the day you purchase them, and hasten the transition from print to digital.
It challenges states to train teachers to use technology in their classrooms. And it challenges the private sector to make digital devices as affordable as textbooks.
For students with disabilities, assistive technology can be vital to their success in school, and can help them participate in more learning activities along with the rest of their peers.
It improves function and increases access to learning opportunities, thereby enhancing the ability of students to lead increasingly independent, secure, and productive lives.
The FCC just released its Notice of Proposed Rulemaking to modernize the federal E-Rate program to meet ConnectED's goal. You can find the notice on the Federal Register's website. The public comment period is open through mid-September.
And, I encourage all of you to submit your comments and share how increased access to broadband can make a difference in how students with disabilities experience and engage in school.
The final component of the bridge of educational support that we're continuing to build in the second term is increasing college access and affordability.
The good news here is that students with disabilities are more than four times as likely to attend college now than when IDEA was enacted in 1975. That is real, measurable, objective progress we should all be proud of.
But, we need to continue supporting students with disabilities who wish to pursue college degrees and certificates, and who are transitioning into the workforce. Students with disabilities, just like everyone else, must be college- and career-ready; because we know that the good jobs of the future will require more than just a high-school diploma. And when they have the education they need to succeed, they will be self-sufficient and live productive, independent lifestyles.
That's why I want to challenge each of you to be personally responsible for the success of your students once they graduate from high school. This will mean helping students not just in school, but assisting them to plan their transition from high school to college and/or careers.
Our Department offers tools that help with the college planning process. The online College Affordability and Transparency Center includes a College Scorecard, which offers essential information about a particular college's graduation rates and the average amount its students borrow. The Scorecard will become increasingly sophisticated and personalized over time.
Our Department also offers a Financial Aid Shopping Sheet and Interactive Loan Counseling Tool to make it easier for educators, parents, and students to compare important information about college. This difficult process must become more transparent and less complicated and opaque.
The proposed Race to the Top College Affordability and Completion competition is aimed at driving much-needed improvements in higher education policies and practices.
And the First in the World Fund would make competitive awards to encourage innovation in higher education that can support every student—including those who enter higher education with special needs.
In conclusion, everyone in this room today knows there is no disability that is bigger or more powerful than our collective will to improve the lives of our students, and there's no greater hunger than the hunger of a child to learn.
I look forward to working together with all of you to create a seamless education system that delivers a world-class education to every learner. This is a promise we must keep to our nation's students with disabilities, and to all of America's children.
Thank you for your hard work, your commitment, and the difference you are making in our students' lives.


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Who didn't look on in awe at the massive crowds that filled Tahrir Square during the protests that ended Hosni Mubarak's rule in Egypt? Or the throngs that swelled in places like Gezi Park in Istanbul, or the "Occupy" protests in the US. It's the age of social media movements.
But protests that rely heavily on the likes of Twitter and Facebook, says the University of North Carolina's Zeynep Tufekci, are far more likely to flop in the long term than the demonstrations from decades past.
Tufekci sees what she calls a "boom-bust cycle" for social media-inspired demonstrations.
"A lot these movements, which have a lot of energy, a lot of people behind them, and yet you look at policy, and it's as if these movements did not exist," Tufekci says.
"I think the movements have been taken in by how spectacular the protests have been. But I want to say, compared to the past, they do not any longer signal the same threat to authority. Authorities look at this and say 'we saw this in the anti-war marches against the Iraq war' in the second Bush presidency. [President Bush] said, 'Why should I take it more seriously than a focus group?'"
Tufekci says social-media fueled movements can summon huge crowds with little effort, and without tackling prickly political issues, like who will lead the movement and how will protestors go about negotiating with authorities. She argues that this social media "short cut" means that politcal organizers around the world — in locales from Egypt to New York — are unprepared to represent their movements in later phases of organizing.
"That whole global sense of 'we can do it this new way' is in the long term, so far, leading to movements with much less bite than bark," Tufekci argues.
Still, Tufekci notes, the experience of being out on the street with like-minded protestors, or occupying a square or park, can provide an important spark for social activists.
"Just having, even if it's just a few weeks, to live in an environment where everything is possible, or everything seems possible, is life changing," Tufekci says.


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Family Portraits
Other Disciplines:
Commercial Photography
Wedding Photography
Victor Horgan Photography is a Cork based studio specialising in Wedding and Portrait photography.
Previous winner of the IPPA Wedding Photographer of the Year and also Portrait Photographer of the Year and many other industry awards.
With over 20 years experience Victor is one of only a few to have gained his Associateship in Wedding Photography with the IPPA. At Victor Horgan Photography great care is taken to capture both atmosphere and emotion in the images created.
Passport photos, Headshots, Picture Framing and Photo Restoration are also part of the services on offer.
By investing in the talent and expertise of an IPPVA photographer or videographer you are insuring that careful planning goes into unobtrusively capturing the key moments, people and atmosphere of your big day.
When you engage the services of an IPPVA photographer or videographer you will be working with someone who upholds the strictest professional standards, who deals fairly and honestly with you, and who strives to create images that you will cherish for years to come.


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The provincial government routinely fails its legal duty to promptly inform citizens of risks to public health and safety, warn legal scholars at the University of Victoria.
Failures to disclose include air pollution, deteriorating infrastructure, parasite infestations, contaminated water and disease risk. Relevant information has been withheld from potential victims, scientists and the media — in some cases for almost a decade, says the university's Environmental Law Clinic following a study of six cases across B.C.
On Tuesday, the group asked the province's information and privacy commissioner for a full investigation into what it says appears to be "an ongoing system-wide failure" by government to disclose in timely fashion information with clear public safety implications.
The pattern needs to be addressed "before a catastrophe occurs," it warned.
"Concerns about 'panicking' the public must not become an excuse for withholding information," the call for investigation says. "In many cases, the fact that the information is alarming is precisely why it must be disclosed."
The submission, filed on behalf of the B.C. Freedom of Information and Privacy Association, says that under provincial law, public bodies are required to act "without delay" in publicly disclosing information about any "risk of significant harm to the environment or to the health or safety of the public."
This duty overrides any other provisions in the law and requires authorities to disclose even if there has been no specific request for information. But authorities appear to apply too narrow and restrictive an interpretation of what the act requires, the researchers say.
For example, the researchers found that despite numerous reports that a dam near Oliver in the Okanagan Valley was in danger of collapse, provincial authorities made no apparent effort to warn residents "despite knowing of the threat for decades."
When the dam did collapse on June 13, 2010, it triggered a huge mudslide that destroyed houses, farmland and farm equipment, the submission says. "If the dam had collapsed at night when residents were asleep, some would likely have died," it says the RCMP reported.
In September 2008, air samples taken in Prince George — including some near a children's play area — indicated concentrations of formaldehyde, a known carcinogen, at three times the levels considered by Health Canada to be of concern to the health of the general population.
The province deemed the readings in error. However, it scheduled no new tests to see if this assumption was correct until early 2010, and it failed to draw public attention to the results or to possible health implications, the researchers report.
In 2002 and 2003, back-to-back collapses occurred in wild pink salmon populations migrating between Vancouver Island and the mainland. Concerns were raised that sea lice infestations around fish farm pens might play a role.
"The scientific community lacked important data on the abundance of sea lice at particular farms," the researchers noted. But although the province held detailed records, it "refused to release the data, instead prioritizing the concerns of the aquaculture industry that the data be kept confidential."
Only eight years later, following a direct order from the office of the information and privacy commissioner, did the province eventually release the critical data to scientists investigating the role of sea lice in wild salmon losses in 2002 and 2003.
And in 2008, the researchers say, the BC Centre for Disease Control and the Provincial Health Services Authority are alleged to have failed to promptly disclose at least two pieces of critical information about tick-borne Lyme disease.
Lyme disease is thought to be relatively rare in B.C. and is difficult to diagnose. It is caused by a bacteria transmitted by tick bites. It can have grave effects if not properly treated, but its symptoms often mimic or are masked by those from other serious disorders, creating multiple identification and treatment problems for health professionals and patients.
The UVic researchers say a key study conducted in 2008 and 2009 found that a substantial portion of Lyme disease cases in B.C. go unreported to provincial health authorities by doctors, despite legal obligations to report.
That study suggested that actual Lyme disease cases could be up to 25 times more numerous than previous official estimates. The finding was not released until 2011.
And provincial health authorities waited a year before releasing another key study on chronic Lyme disease in 2010, the submission says.
That study found that testing and treatment in B.C. were poor, that the actual level of infection in B.C. was unknown and that most medical doctors lacked adequate knowledge about the disease and its prevalence.
These findings were not released until 2011 — and only then in response to a freedom of information request, the researchers say.
"This information would have helped B.C. residents and doctors to educate themselves about the risks posed by Lyme disease, empowered people to take preventive measures to reduce their risks of contracting Lyme disease and contributed to an important discussion about changes to policy or law needed to grapple with the risks posed to public health," the researchers wrote.
But it's not just the provincial government that is failing to inform the public of potential health or other risks despite obligations to do so, the legal researchers say.
In 2002, test results obtained by the Cowichan Valley Regional District found high levels of nitrates in some groundwater in the small community of Cobble Hill.
More than 4,000 of the 4,500 residents drink well water. Tests in 2010 got similar results.
Although nitrates occur naturally in groundwater, heavy concentrations are associated with livestock operations, sewage treatment and agricultural fertilizers. At low levels, the compound is generally harmless, but at higher concentrations the colourless, odourless and tasteless substance can have serious health implications.
Water contaminated with heavy nitrate loads is also associated with higher concentrations of harmful bacteria like E. coli, whose presence can be amplified.
In Canada's worst E. coli epidemic, hundreds fell ill and seven died in the Ontario farming community of Walkerton after drinking contaminated water in 2000. Scandal erupted there when it became known that the utilities commission was aware of contamination for days before reporting it to the public.
Nitrates in drinking water are of particular concern for infants and pregnant women because the compound impairs the ability of the blood to carry oxygen. Infants under six months, for example, can suffer "blue baby syndrome," and the Saskatchewan government strongly advises nitrate testing for drinking water in any households with infants, pregnant women or nursing mothers.
Yet in Cobble Hill, the legal researchers say, despite test results showing elevated levels of nitrates in some well water, the regional government "refuses to release well test data" even though the issue has been at the forefront of a vigorous public debate in the community.
The regional government refused to disclose data even to one of its own environmental committees, the submission says, citing concern about negative impact upon property values.
"In each case, a public body was in possession of information that could have alerted an identifiable group of the public to a significant risk of harm," the submission says of its research. "In each case, the public body chose not to disclose.
"If public bodies feel that they must refrain from disclosing information except in situations where a serious harm has become inevitable, we will lose one of the greatest benefits of proactive disclosure — the ability to take corrective action before harm occurs."
(The study was done by Darryl Wightman, Emma Hume, Ethan Krindle and Carmen Gustafson. Their research was supervised by Environmental Law Clinic legal director Calvin Sandborn. Disclosure: Emma Hume is Stephen Hume's niece. The full submission and supporting documents can be read at www.elc.uvic.ca)firstname.lastname@example.com


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Card Style refers to a flat card, printed on one side. These are usually put into a frame or in a stand.
Card Style/Double Sided is exactly the same as Card Style, but will be printed on both sides. Most commonly, a thank you note or blessing will be included on the back.
Tent Style cards have a fold at the top, will stand on their own, and are printed on both sides.
Booklet Style menus are folded in half into a booklet - usually with a cover design, an inside left, an inside right, and an optional back page.
You haven't saved any illustrations to My Ideabook. Please browse our Artwork section to find your favorites.
You haven't saved any flourishes to My Ideabook. Please browse our Dividers, Vignettes, and Flourishes section to find your favorites.
You haven't saved any monograms to My Ideabook. Please browse our Monograms section to find your favorites.
We have thousands of designs to choose from! Simply browse our website and try to find the design that is closest to what you're looking for. If you have any design changes, you may simply indicate them on the order form. Add the product to your cart, and select any other products that you would like to see a matching proof of.
After finding the perfect design, complete the free, obligation-free, checkout process to submit your order and we'll get working on creating a proof for you right away.
Check your email often because we will be sending a full color, digital proof within a day. You can review it, and if you have any changes, we'd be more than happy to make them. From start to finish, we'll go through 2-4 proofs on average over the course of a few days.
Once you're completely satisfied with your proofs, you can then submit your payment and we'll ship your order out within 1-2 days. As always, orders over $100 will be shipped absolutely free.
in. in.
Add the wedding party to the upper left and right corners of the seating chart.
SHINE Shimmering Metallics (92#-107# Cover)…
…from Reich Papers in Italy is used on all of our products with the exception of Seating Charts and Certificates (see below). It features a luminous, pearlescent, eye-catching shimmer that will captivate your guests. With weights ranging from 92# to 107# Cover (as noted), there will be no "bleed-through" of the inks from front-to-back, and no issues with the paper standing on its own for our tented products.
Read more about SHINE at Reich Paper's website here.
Somerset® Textured (300gsm, ~140# Cover)…
…from St. Cuthbert's Mill in England is the paper use on our Seating Charts and Certificates. It is an extremely heavy-weight (300gsm), 100% cotton watercolor paper, featuring a slight texture. Furthermore, the paper is acid-free and archival, meaning it will last for hundreds of years and won't discolour or fall apart (in proper conditions).
Read more about Somerset® Printmaking Paper here.


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The approximately 100 km long Saar-Palatinate Baroque Route, which includes the former ducal towns of Saarbrücken, Blieskastel, Zweibrücken and Ottweiler, takes you on a journey through the lands of former kings, princes, dukes and counts and the Baroque style from 1650 to 1800. The magnificent 18th century residential palaces and marvellous artworks found along this route can truly be considered masterpieces.
You will be astonished at the Baroque treasures waiting to be discovered along this themed route near the French border. Saar Palatinate is a district in the south-eastern corner of Germany with four former ducal towns: the neat Baroque town of Ottweiler, princely Zweibrücken, Blieskastel in Bliesgau, which was the former residence of the Dukes of Palatinate-Zweibrücken and Count von der Leyen, and Saarbrücken. These, together with vestiges from the region's three, closely entwined dynasties – the Dukes of Palatinate-Zweibrücken, Count von der Leyen – form the main stopping points on the route.
A Baroque tour between Saar and the Palatinate
The Baroque era is generally associated with celebrities and artists such as Johann Sebastian Bach, Andreas Gryphius, the Baroque architect Friedrich Joachim Stengel, the painter and plasterer Johann Baptist Zimmermann, magnificent buildings, stylish gardens, elaborate ceiling paintings and dainty furniture. It is also an age that has left its mark on the Saarland and the surrounding area.
Baroque in all its forms
In Europe the Baroque was an age of splendid palaces and innovative garden design. This was also the case in the Saarland and in the south-west of Rhineland-Palatinate. Many secular and spiritual leaders modelled their gardens after the French style to create their own miniature versions of the Palace of Versailles. The terraces of the grounds at Saarbrücken Castle originally stretched right to the banks of the Saar river. The gardens of the Baroque era were usually lined with box trees and accented with ornamental flowerbeds which surrounded a central focus point such as a fountain or statue.
Sublime art, sumptuous forms and delicate lines
In some locations, the range of large Baroque architectural pieces is no longer as rich or as varied as it once was, which has unfortunately led to some substantial gaps along the route. A visit to these once spectacular sites is nonetheless worthwhile as their history and stories of the events that once took place there are so interesting and varied. Whether guided by "historical figures" such as countesses, maids, the Baroque architect Stengel, or travelled at your own pace, the Saar-Palatinate Baroque Route takes you on a journey through the wonders of Baroque architecture and gardens, jewels, secluded places and the culinary delights of the period.
Length: approximately 100 km
Theme: Baroque, countryside, culture
Blieskastel: historical old quarter, museums, the Gollenstein megalithic standing stone
Homburg-Jägersburg: Gustavsburg Palace
Hornbach: abbey, abbey gardens
Ottweiler: Baroque old quarter, museums, the Widow's Palace (Witwenpalais)
Saarbrücken: palace, the Stengel tour, St. John's Basilica (Basilika St. Johann)
St. Ingbert: St. Engelbert's Church
Sulzbach/Saar: historical salt houses (Salzhäuser)
Zweibrücken: castle, rose garden
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Find Atlanta, 30303 vehicle storage near you. Compare Atlanta car storage unit sizes, prices, amenities and discounts. View pictures, descriptions, and read customer reviews to assist you in making a selection, when looking for a location to store your automobile. Once you select a cheap vehicle storage space the in Atlanta, 30303 that best fits your needs, simply reserve online for FREE and lock in your car storage price, save money and time. If you prefer, you can call and speak to a friendly and professional customer service representative, who could answer all your questions and who could take a reservation over the phone for FREE. No credit card is required to reserve vehicle storage in 30303 online or by phone. A detailed confirmation e-mail will be automatically forwarded to your inbox. Your storage space will be available for you when you arrive at the self-storage facility on your move in date. Finding public storage for your vehicle in 30303, or in nearby zip codes like 30321, 30302, 30353 or 30343 is that fast, easy and affordable.
Georgia is a great place to rent vehicle self-storage and you will find that the most populated zip codes in GA, 30349, 31907, 31419 and 31210, will provide you with the best selection. In these zip codes you will find sometimes hundreds of storage facilities within city limits. Rent vehicle storage for FREE at these facilities and get great service and savings.
FIRST MONTH FREE RENT, $1 the first month, 50% off discounts for vehicle storage in 30303 Atlanta, GA.
Public storage facilities in Atlanta, GA offer a variety of discounts to their customers. When searching for extra space storage for your car in 30303, Atlanta, compare the price of the car storage unit as well as the discount that storage facility is offering on that vehicle storage. Some self-storage facilities in 30303 offer the same special on every vehicle storage unit they have in their inventory, while other facilities might offer different specials on select auto storage units in their inventory. 30303 storage facility specials change from day to day, depending on the storage facilities occupancy and particular storage unit at any given time. Some storage facilities might not offer a discount on vehicle storage units.
Vehicle Storage units for rent in 30303, Atlanta, GA. Prices can vary based on storage unit sizes and it's amenities.
Vehicle Storage unit prices in 30303 start as low as $22.00 per month. Typically outside storage space is less expensive and is typically located around the outside area of the storage facilities. You will find that an enclosed vehicle storage unit will cost more than an uncovered parking space. The most common enclosed vehicle storage units in 30303 are 10' X 15' and 10' X 20' and standard ceiling storage unit heights are 8 feet high. Enclosed motorcycle storage units, jet ski storage units, wave runner storage units and ATV storage units sizes are normally 5' X 10' and 10' X 10'. Uncovered or outside storage space sizes in 30303 are normally 10' X 20', 10' X 25' or 10' X 30' and these parking spaces can be used for rv storage, boat storage or even trailer storage.
Your search results have produced 148 vehicle storage locations in 30303.
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Hi im new to the forum from the Lafayette area as well email me at [email protected] i would love to hear a few of your training techniques!!
Ok we'll if you could e-mail me and get a little more info I would really appreciate it. Thanks
I see your from laffeyette I'm about 10-15 minutes east of y'all in Henderson/Cecilia. Me and my buddy have been looking for some dog people around the area and stuff. Are you in a club around here?
Senior Member


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My Curaprox
Service and repairs
Is there a problem with your product?
Are you having problems with your Hydrosonic?
Please have a look at our FAQs first: curaprox.com/faq.
Our customer service team is here to help. Please send the faulty sonic toothbrush direct to our Service Center:
Amlehnstrasse 22
Postfach 1063
CH-6011 Kriens
Or contact us with any questions directly by e-mail:


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One of my older toy development apps (ported from originally Windows Forms to WPF, but I don't think that matters) uses some bitmap resources (originally JPG and PNG files) which have been added to the application's Resources.resx file. While, in most variations I tried, it works fine on the development system, it reliably keeps failing on anything else, due to exceptions getting thrown because it tries to access the original bitmap files in the project directory of which, usually, not even the drive letter exists on the target machine.
The closest I got, I think, was XAML BitmapImage references that looked quite similar to those shown in the unanswered thread http://forums.codeguru.com/showthrea...lem-with-fonts! from one and a half year ago, yet didn't work. After having tried every this and that I could think of and really running out of ideas, I'm starting to feel rather silly now... MSDN docs didn't turn out to really be helpful to me this time either.


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'all key are easy to feel and press without looking, with deep and clicky feedback to them.'
'Noise cancellation worked well in my tests, as the Z Ultra blocked out a good amount of loud street noise, but I did notice a persistent hiss. '
'It's almost impossible to reach anything in the top half of the display or on the opposite side to your hand.'
'While the overall footprint of the Z Ultra is large the sheer thinness of the phone is very impressive. '
'decent overall spec'
'The HTC Desire is one of the best looking smartphones available right now.'
'It looks and feels like a great little phone, but it's impossible to view it in isolation and on the current market there are choices which present better value for money at (and in fact below) this price point. '
'The Desire 500 tackles the essentials well, doesn't cost the Earth and has a more interesting design than most budget smart phones. '
'Nice aluminum design.'
'Fingerprint scanner's location makes it difficult not to swipe the camera lens.'
'excellent display and stellar battery life'
'As with the regular HTC One, image quality is incredibly sharp, while brightness, colour and contrast are all excellent.'
Powerful processor, and a brilliant screen
Huge long-lasting 3200mAh battery
Powerful performance, good low-light camera, brilliant screen
Swift processor, fat battery offset by cheap plastic
'The HTC Desire 601 is a phone that gets close to the sort of specs you'd get in a top-end One-series phone, but at a slightly lower price.'
'The viewing angles of this IPS LCD screen are also quite decent.'
'capable dual-core processor'
Want BoomSound and Zoes but without the expense?
Support 1080p video recording and do a great job in low-light
ReviewGist helps you find the best products to buy by making sense of online reviews.
We are currently aggregating 376,500 reviews
covering over 29,474 products.
© 2020 ReviewGist.com. All Rights Reserved.


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Camper Van14"x10.5", 36x26cm 14ct cross-stitch picture
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Ask a Physicist Answers
In general relativity, gravity is described as a distortion of space time. Most vulgarized books use the simplified image of a 2D plane being bent downwards by a mass, so that any matter traveling in the area would have to follow the bending of the plane, which would then explain why things are attracted to one another.
Keeping the same simplified metaphor, could we imagine something that would bend the plane upwards, thus causing objects to be repelled? Would such a thing be considered to have negative mass? Is the concept theoretically possible?
Asked By: Thomas G. from Belgium
The best answer to this would probably be that "negative mass" has never been observed in Nature. I'm not aware of anything that specifically prohibits it; it has simply never been observed. (Incidentally, antimatter has positive mass, just like ordinary matter.)
A simulation of two colliding black holes. Colors reflect the variation of gravitational waves.
Image Credit: Werner Benger/NASA Blueshift | Rights Information
It's interesting to see what happens if you make mass negative in the existing laws of physics. For example: suppose you have two planets near each other, each of which has a negative mass. Would they attract or repel? The answer is: using Newton's law of gravity, the force between two negative masses would be the same as if they were two positive masses, and the two planets would experience an attractive force.
However, by Newton's second law (F = ma), if mass is negative, then force and acceleration are in opposite directions, so the two planets of negative mass, although experiencing an attractive force, would accelerate away from each other.
Now suppose you had a -1 kg negative mass, held it up above the ground (on Earth), and dropped it. What would happen? The answer is: it would fall just like any other mass.
Since the Earth's mass is positive and the -1 kg mass is negative, there will be a repulsive force acting on the mass. But because of Newton's second law, a repulsive force acting upward on a negative mass would cause it to accelerate downward.
Another way to look at this is that the acceleration of any object due to the Earth's gravity is 9.8 m/s2 downward, regardless of the mass of the object — even if its mass is negative.
Something especially interesting happens if you make a "mass dipole": a positive mass and a negative mass of equal magnitude placed out in space and separated by a fixed distance. Let's imagine, for example, two such masses, with the negative mass on the left and the positive mass on the right.
By Newton's law of gravity, the force between the two masses will be repulsive. A repulsive force acting on the negative mass acts to the left, but by Newton's second law it will accelerate in the opposite direction (to the right). A repulsive force acting on the positive mass will cause it to accelerate in the same direction (also to the right).
So this hypothetical "mass dipole" will apparently spontaneously accelerate to the right, its speed increasing indefinitely, with the positive mass leading and the negative mass trailing. The conservation of energy would not be violated, since the total mass of the system is zero, so its kinetic energy is also always zero, regardless of the speed of the mass dipole.
Of course, this is all just fanciful playing with the physics equations, seeing what would happen if mass were made negative. In real life, no negative mass has ever been observed. If negative mass were to exist, we don't know how the laws of physics would have to be modified to accommodate it.
For example, our present understanding of physics includes something called the "equivalence principle" which states that gravitational mass (as it appears in Newton's law of gravity) is exactly equal to inertial mass (as it appears in Newton's second law). If negative mass were discovered, we might find that the equivalence principle does not hold for negative mass. Unless we were to observe some negative mass in Nature, we just don't know how the laws of physics might change.
Answered by:
David G. Simpson, PhD
Research Physicist
NASA Goddard Space Flight Center


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Soy-Dijon Chicken Wings Recipe
Your source for quick recipe every single week day.
I'm not a guy that usually looks around for variations on chicken wing sauces. See, I'm a traditionalist. I like buffalo wings, and that's about it. But I got wrapped up in this recipe for Soy-Dijon Chicken Wings from Ming Tsai's Simply Ming. It's not the cooking method that excited me. It's about as basic as it comes: Just drop the wings into hot oil and cook for 15 to 20 minutes. You could also bake them if you wish.
No, it was the sauce that had me hooked. Black pepper is toasted in a medium-high skillet until it starts to smoke, then gets tossed with red wine, mustard, soy sauce, thyme, and lots of minced garlic. The sauce is tart and rich, with a haunting aroma of black pepper in the background. About the only bad thing I can say about is that this recipe is missing that crucial spicy element. That can be solved with a drizzle of your favorite hot sauce.
- 1 tablespoon black pepper, cracked
- 1/4 cup red wine
- 5 tablespoons Dijon mustard
- 2 tablespoons soy sauce
- 2 sprigs fresh thyme, chopped
- 2 tablespoons garlic, minced
- 1/2 cup canola oil
- Salt to taste
- 4 stalks of celery, sliced into 4 inch lengths
- Canola oil for frying
- 2 pounds chicken wings, drumettes and wings separated (tips discarded)
- 1 cup crumbled blue cheese
Add the black pepper to a skillet set over medium-high heat. Cook, stirring occasionally, for 2 to 4 minutes, until the black pepper is beginning to smoke. Transfer to a large bowl along with the red wine, Dijon mustard, soy sauce, thyme, and garlic. Stir well, and then whisk in the 1/2 cup canola oil.
Pour enough oil to come 1/3 of the way up the size of a medium sized pot. Turn the heat to medium high and bring to a temperature of a 375°F. Adjust the heat to maintain that temperature.


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We understand. You've reached the point where making ends meet is nearly impossible. Your debt continues to accumulate, you have no emergency funds to assist with a job loss or unexpected life event, and you're worried about your future. While you believe you have the ability to repay some of your debts, you're unsure how to go about it. What's the right debt solution? For many people, it is a consumer proposal – a leading alternative to filing for bankruptcy.
A consumer proposal is a formal proposal made to your creditors to settle your debts and prevent any legal action from being taken against you. You and a Licensed Insolvency Trustee (LIT) will work together to develop a debt repayment plan that is manageable for you and fair for your creditors. There are no additional fees, no interest charges. A consumer proposal puts an end to collection calls and wage garnishments while allowing you to keep your assets.
A consumer proposal allows you to repay unsecured debt, which includes credit card debt, lines of credit, payday loans and income taxes. Student loan debt can also be included in a consumer proposal after you've been out of school for over 7 years. Any forms of secured debt, such as a mortgage or car loan, cannot be included in a consumer proposal or bankruptcy.
When you file a consumer proposal, an LIT negotiates with creditors on your behalf to reduce the amount of debt owed and stop interest charges. You would agree to repay the remaining debt over three to five years, giving you one equal monthly payment.
Here are some resources to help you learn more about consumer proposals:
Is a consumer proposal right for me?
Consumer proposal FAQs
Learn more about the consumer proposal process


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NSF expands in Latin America with Peruvian acquisition
NSF International's reach in Latin America will now include the Peruvian company's established seafood and pharma markets, according to the company. Now known as NSF-INASSA, the group was founded in 1981 and is a leader in the Peruvian market in quality control, analytical testing, certifications, inspections, training and consulting. The NSF-INASSA Group provides services across the seafood, fish meal, pharmaceutical products, drinking water and mining sectors, and also works closely with regulators and government agencies. NSF-INASSA Group employs over 220 scientists, auditors and environmental health professionals.
A group of NSF officials responded to a request for comment from NutraIngredients-USA. They are: Sonia Acuña-Rubio, managing director of NSF Latin America, Kerri LeVanseler, PhD technical manager of NSF International's chemistry laboratories and Raul Juscamaita Medina, country manager for NSF Peru.
Being close helps
An important advantage of the new acquisition as far as nutraceutical markets are concerned is that it now puts NSF testing capabilities in close proximity the source of the lion's share of the world's omega-3s supply, namely the Peruvian anchovy fisheries.
"The seafood industry needs several testing programs in order to meet foreign regulations and market requirements. NSF-INASSA Group is able to analyze these products - in origin, at the factory, port, or destination, following testing programs that are accredited by Peruvian Regulations," Acuña-Rubio said.
While crude and refined fish were already being tested, having a facility like NSF-INASSA close to the action is a big step up in quality and confidence.
"It's important to have an NSF-owned facility in Peru in order to provide testing closer to where it's needed. Shipping samples across borders can pose many challenges to companies. The risk is greater that a test sample will become compromised through delays or issues with customs or get damaged in the shipping process," LeVanseler said.
In addition to the shipping concerns, having an established presence with a 30-year market history on the group will help NSF better serve all of Latin America, the company said. It's important to have Spanish fluency in the Latin American markets, and it's helpful to be in the same time zone, the company said.
Filling in the gaps
The Peruvian and Chilean fish oil industries features a wide range of players, including some operations doing the initial stages of refining in-country, as well as smaller companies with more rudimentary facilities. NSF-INASSA will be well-positioned to serve them all, the company said.
"The range of testing that a fish oil producer could perform tends to vary from company to company, and many do not have the equipment or technical expertise to perform all necessary testing for their products in-house. NSF-INASSA can help fill the gaps for raw material and finished product testing, including the necessary heavy metals analysis typically needed for fish oils," LeVanseler said.
The acquisition means NSF can expand its services throughout Latin America to do facility inspections as well as sample testing, Jusamaita Medina said.
"INASSA and NSF are currently working with fish oil producers in addition to fish meal, canned, and frozen products. With the acquisition, NSF-INASSA Group will combine their clients to offer a wider variety of services. Between both companies, we will be able to serve clients in all Latin America," he said.


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Penn Herb Wellness Guide
Barbecue Plank Roasted Pesto-Stuffed Chicken Breasts
Quick Facts
- 6 chicken breast halves, bone-in and skin on
- 8 cups water
- 1 1/2 cups salt, divided
- 1 1/2 cups sugar, divided
- 2 tsp salt
- 1 tsp black pepper
- 2 packaged cedar planks (Western Red Cedar)
- Basil Pesto Stuffing1/2 cup fresh basil leaves
- 3 Tbs parsley
- 1 clove garlic
- 1/3 cup grated Parmesan cheese
- 2 Tbs butter
- 1/4 cup pine nuts
- 1 tsp salt
- 1/2 tsp white pepper
- 1/4 cup olive oil
- Pre-soak cedar planks according to package directions. Usually, this will involve soaking boards for a minimum of 2 hours in a bucket or sink of water. In each of two gallon-sized zipper lock bags, pour 4 cups of water. Dissolve 3/4 cup salt and 3/4 cup sugar in each bag of water. Add 3 chicken breasts to each bag and seal, pressing out as much air as possible. Refrigerate chicken about 1 1/2 hours.
- Prepare gas or charcoal grill.
- Remove chicken from brine marinade, rinse well and pat dry with paper towels. Loosen skin of the chicken. Place 2 tablespoons of basil pesto (recipe below) under the skin of each breast. Spread pesto around under the skin. Season skin side of chicken with salt and pepper.
- Place each chicken breast, skin-side-up, on a pre-soaked piece of cedar. Lay cedar planks on grill rack and close lid. Cook 30 - 35 minutes until chicken reaches an internal temperature of 145 - 150 F.
- To grill without planks:Prepare gas or charcoal grill. Place chicken, skin-side-up, on grill over medium heat. Cover grill and let cook 30 - 35 minutes until chicken reaches an internal temperature of 145 - 150 F.
- Basil Pesto Stuffing:In bowl of food processor, place 1/2 cup fresh basil leaves, 3 tablespoons parsley, 1 clove garlic, 1/3 cup grated Parmesan cheese, 2 tablespoons butter, 1/4 cup pine nuts, 1 teaspoon salt and 1/2 teaspoon white pepper. Puree pesto ingredients. With processor running, slowly pour 1/4 cup olive oil into mixture. Blend until pureed. Refrigerate until needed. Pesto will thicken when chilled.
Nutrition Facts
Copyright 2020 TraceGains, Inc. All rights reserved.
Read our healthy recipe definitions.
Learn more about TraceGains, the company.
The information presented here is for informational purposes only and was created by a team of USregistered dietitians and food experts. Consult your doctor, practitioner, and/or pharmacist for any health problem and before using any supplements, making dietary changes, or before making any changes in prescribed medications. Information expires December 2020.