text:
A sharp increase in jobless claims as happened last week is typically reason for concern; in this case, while it wasn't welcomed, it was to be expected.
Initial jobless claims soared by 62,000 to reach 298,000 for the week ended September 2, reaching its highest point since April 2015. That increase was largely attributable to Hurricane Harvey, as claims in Texas increased by nearly 52,000 for the week. The four-week moving average of jobless claims also rose, increasing by 13,500 to 250,250.
Despite the sharp increase, this morning's release marks the 131st consecutive week that jobless claims have been below 300,000, which is the longest streak since 1970 when the labor market was considerably smaller. With the high likelihood that Harvey-related claims could increase again this week (as more individuals are able to file) and with Hurricane Irma now headed toward Florida, it appears likely that first-time claims could remain elevated in the near-term.
The primary concern related to both hurricanes is the human story, not the economic one. Nonetheless, the near-term economic impact of what increasingly appears to be two severe natural disasters in close proximity to one another will be a clear negative, and disruptive to the regional economies in the impacted areas. Having said that, the national economy appears to remain on track, with job creation, low unemployment, high consumer and business confidence, and constructive financial conditions.
Although the Fed is seemingly poised to raise rates again this month and is expected to announce plans to begin to curtail its balance sheet, monetary policy remains loose and accommodative to growth.
It's reasonable to expect that jobless claims will remain elevated in the near-term as the immediate impact of Harvey – and likely Irma – is absorbed; however, neither is likely to derail the expansion.
Past performance does not guarantee future results. All investments include risk and have the potential for loss as well as gain.
Data sources for peer group comparisons, returns, and standard statistical data are provided by the sources referenced and are based on data obtained from recognized statistical services or other sources believed to be reliable. However, some or all information has not been verified prior to the analysis, and we do not make any representations as to its accuracy or completeness. Any analysis non-factual in nature constitutes only current opinions, which are subject to change. Benchmarks or indices are included for information purposes only to reflect the current market environment; no index is a directly tradable investment. There may be instances when consultant opinions regarding any fundamental or quantitative analysis may not agree.
Plante Moran Financial Advisors (PMFA) publishes this update to convey general information about market conditions and not for the purpose of providing investment advice. Investment in any of the companies or sectors mentioned herein may not be appropriate for you. You should consult a representative from PMFA for investment advice regarding your own situation.


text:
26 October 2012
Free For All Friday No. 206
To try to make sure I don't forget these important dates I've got them recorded in my Filofax for this year and next year. I have lost count of the number of clocks I have to change twice a year!
So apart from clock changing this weekend have you got any major events planned for this weekend in your Filofax.
But as it is a Friday please feel free to discuss anything Filofax related.
84 comments:
I'm going to Frankfurt to watch my husband run the marathon.ReplyDelete
I have new A5 and haven't had time to customize pages for it so my stuff it just written on plain paper.
I am using the address A-Z as a general index.
Packing list. - filed under T for travel.
Flights and hotels list. - ditto
Copy of the sock pattern I am knitting - filed under K
My diary is under D (obviously).Replies
That is a clever way of using the A-Z index. I use mine with the WWW pages (in a personal) to record all my user names and passwords.Delete
- Anonymous26 October, 2012 02:56
Hi Steve. An even better idea might be to forget about British Summer Time, EST, and all the rest, and just stop trying to 'fiddle with nature'! Heads-up to the campaigners - you don't get any more daylight by changing the clocks!ReplyDelete
Natalie - please pass on my best wishes to your husband for his marathon? Does he have a time goal in mind? Did me use a Filo to plan his training? As an ex marathon runner (PB of 3:06:20, I had all my schedules, and my training diary, in my Filo from 1978 until a decade later..... Have a great weekend. You didn't say where you are travelling *from*?!Replies
we get an extra hours sleep though... works for me!Delete
I agree with David - I don't see that much benefit these days for changing the hours. It can also be very confusing when dealing with people in other countries.Delete
Totally agree Alison and David, I really don't see the point of the change at all, but it might if you are a Scottish farmer...Delete
Deborah - you're right! It has always been the Scottish farming lobby that has stopped the change, arguing that farming needs to maximise the hours of morning daylight.Delete
The most recent proposal - which nearly happened - was to NOT put the clocks forward this autumn, but still put them forward by an hour next spring. This would have brought us inline with our European neighbours and would have been a tremendous boost for UK tourism and reduced electric consumption. So we would have had an extra hour in the evening before dark - most UK outdoor attractions now have to close by 4.30pm in the winter and all the lights in homes and shops turned on by then.
I'm old enough to remember the experiment (1968-71) when we didn't put the clocks back. OK, it was dark (ish) going to school in the mornings but at least it wasn't so dark after school. It was abandoned in 1972 largely due to pressure from the farming industry.
To get back on Filofax - it's only recently that we (in Europe) have changed clocks at the same time. France used to change at the end of September, for example and making a headache for printing international Filofax inserts.
I would fully support UK coming in to line with Europe... but for selfish reasons... living in France all the TV we watch is an hour later!Delete
I live way North up in Sweden and when the clocks go back it pitches us into almost total darkness until March 10 when the light finally comes back.Delete
I swear 'daylight saving' in New Zealand will be pretty much year-round before too long. It seems to me that every year, we put the clocks forward earlier and back later.Delete
- Anonymous26 October, 2012 03:24
I'm working out my set-up for next year, can I manage with one filo?? or do I stick with A5 for home, Slimline for carrying around or do I upgrade to compact to carry around and main appointments and keep the A5 purely for home management .......... decisions, decisions !!!! :-)ReplyDeleteReplies
For several months now I have been using A5 at home and a compact as my 'carry-around' it works for me... although occasionally I wish I had more capacity... I'm doing a post on this at the moment! Watch this space.Delete
Looking forward to that one, I have an a5 for work which sits on my desk and a personal which I carry around as a wallet and for day to home stuff.Delete
I'm in the same boat...A5 at home, compact as 'carry around' but I go back and forth on feeling I am leaving important info at home that doesn't fit in the compact vs not wanting to carry a personal around because it got too heavy. Looking forward to the post.Delete
I am struggling, too - between Classic and Compact (FC) - but I can't use two. Everything has to go in one place! I think I need to use the Classic but I can't quite bring myself to commit. It's SO heavy and big. And I know this is dumb, but I heard someone else say it here recently, carrying the Classic makes me feel like a nerd. I guess I shouldn't worry about that - I am a nerd!Delete
Patty I hear you! Whenever I'm using a huge or really complicated planner, I always feel a little crazy pulling it out in front of people. I know I shouldn't care what other people think, but I can't help wondering if they think I'm nuts!Delete
I've finally decided on a diary format for 2013, only to find I can't order it! I use a personal page per day, and want cotton cream, and I found exactly this on the Swedish site, but they don't ship to New Zealand! Does anyone know any way round this? Are there any other sites selling this insert (or other DPP cotton cream personal 2013 diaries) that might ship to the far away side of the world?ReplyDeleteReplies
Bridget - I feel your pain. I have to get 2013 sorted but can't find what I want in cotton cream. Perhaps I should spend some time this weekend trying out the self print ones from Ray and Steve, but I seem to get into a pickle with the printer!Delete
Do they deliver to the UK? If so, and if you are prepared to trust me, you can order them, send them here and I will post them on to New Zealand for you at my cost. You can then pay that forward by doing something nice for someone in new Zealand when you egt the chance. Contact me at studioconway (at) gmail.com to exchange snail mail addresses if you like.Delete
I am in Sweden so I don't mind buying them and posting them on to you if you have Paypal. I can buy and send them and then you just reimburse me. Email me at janet.carr at gmail dot com.Delete
thank you Helen and Janet you are both so lovely to offer! I think its easier to go direct from Sweden so I'll pop you an email Janet. thank you again, philofaxy is such a lovely community!Delete
This comment has been removed by the author.Delete
It's a pleasure Bridget. My husband is in New Zealand next week so he can bring them over for you which means you will get them sooner. JanetDelete
I've had my head down with my work (bid and tender writing) the last couple of weeks and it spilled over into last weekend. So - assuming nothing goes really haywire with the bid - this weekend I should get some time to myself. I am looking forward to doing some quilting / sewing and also some filofax organising.ReplyDelete
I recently moved into a personal to see how I got on, and it's working out really well - I would never have carried my A5 around with me and things got messy if I updated my phone and forgot to update the planner in my filofax. I still have a lot of setting up to do (I wanted to see if it worked before moving in completely), and I'm keen to create some new dividers and get everything labeled up.
I've been using my Snake Bronze personal which is a really pretty binder and very durable and comfortable to hold. I've just received the Holborn I won on the twitter Filofax competition - it's a zipped wine one and very, very beautiful. I'm keen to move into that, the only thing that concerns me is the rings. When you open up the binder the zip seems to pull at the rings so I can see problems ahead. Also the place where the zip pull opens to (at the bottom) sort of gets in the way of the opening mechanism and I'm not sure if this is a design fault.
Does anyone know why we have to use the levers when opening the ring mechanisms? You don't have to in other binders (normal ring binders) so why in the Filofax? I've read it can damage the rings if you don't open them properly, but have never known why.ReplyDeleteReplies
Maybe it's that if we were to pull it open by the same ring every time, such as the top ring, that one would get pulled hundreds of times per year and would eventually cause a gap in the rings? Otherwise, I don't know, and there seem to be enough problems even when we do use the levers!!Delete
The levers operate on the base of the mechanism so it opens all of the rings with the same pressure. If you have an old Filofax, you can remove the tin plate cover of the mechanism and you will see how it all works.Delete
I did a post on it here:
The amount of movement in the plates is very small but enough to open the rings so you can insert the pages.
The channel that the plates sit in provides the spring compression action to hold the rings open or closed.
I compared my Filofax's with my FC's and the levers on the Filofax are small as compared to the FC's. Not that the ones on FC are very large, they just are a bit larger and snap open very easily as compared to the Filofax. Sometimes I struggle getting the rings open on the Filofax binders. One of the websites you posted yesterday (can't remember which one)had on their website to be sure you used the levers and not open the binder by the rings for the very reason you stated...eventually the ring you are pulling will separate and get out of alignment.Delete
Just because you can do it with other binders doesn't mean you should. All binders will have the same issue. Use one too much and it is likely to give.Delete
Does anyone know the site where I can buy the cheapest NEW A5 (with 2032 inserts)Filofax - I want Finchley, Malden, or Domino, with international shipping, to Russia (also with cheap shipping)? Thank you in advance for answering!ReplyDeleteReplies
Try City Organiser, they do ship worldwide Click on the link in the side bar.Delete
Their discount code (10%) at the moment is firework
- Anonymous26 October, 2012 06:29
2032 inserts? I ad no idea Filofax were so far ahead on diaries!!!Delete
I bet that's not FF UK you're ordering from......:)
Hey guys, I found some A5 rings with small diameters on ebay!!!!! http://www.ebay.co.uk/itm/CHROME-METAL-MECHANISM-6-RINGS-Spacing-of-Rings-20-20-70-20-20mm-A5-Filofax-/271037460316?pt=UK_BOI_Office_Office_Supplies_Stationery_ET&hash=item3f1b176f5cReplyDeleteReplies
Good find Lily. Shame they are 22mm size. Now that Filofax have numerous 20mm fitted binders, these won't be so attractive. Now if they were A5 but 15mm....Delete
Hello all. This is my first posting on Philofaxy, although I have been lurking for quite a while now. I bought my first Filofax a couple of years ago, and quickly became addicted. I now use two filofaxes, a personal and a pocket, but recently changed the personal to a compact. I really love my new compact Holborn, and it is the first Filofax I've owned which lies flat! This has made me rather dissatisfied with my pocket, which is a Kendal and does not lie flat at all (although I love it in every other respect) and so I am now looking for a pocket-sized Filofax which lies flat "out of the box". I am not so keen on the ones which have the full-width wallet-style pocket, because that makes them feel rather bulky to me, so that rules out the pocket Holborn, Malden and probably several others. Does anyone have any suggestions?ReplyDelete
Many thanks
Hi PaulDelete
Welcome to Philofaxy....
The Aston and the Finchley pockets don't have the full length rear pocket. It's the rear pocket that stops these from laying flat, initially at least.
Thank you very much for these suggestions Steve - I'll check them out.Delete
I had a look in the shops at lunchtime. I found an Aston, but there was something about it I didn't like . I couldn't find a Finchley anywhere, but I had a look on the Filofax website. Looks OK, but I don't know if I could love it as much as my Kendal. I'll keep looking. I think my ideal pocket would be a kind of "compact pocket" but I don't think such a thing exists.Delete
Incidentally, I wonder why "Compact" does not appear as an option on the Filofax UK website? The compacts are certainly there, but not very easy to find unless you already know about them. (I also wonder why they are still saying that they have a store in Neal Street!)
I have a pocket Balmoral and it's a Compact, smaller rings than the usual pocket size. I can measure it if you wish. Doesn't lay flat though, and doubt it ever will. But if it's to be used as a wallet, maybe it wouldn't matter so much.Delete
And I believe the pocket Finchley has the full length pocket for notes, at least on my Teal. Again, writing from memory. Can double-check if you really need to know.
Thanks Doris. I am not familiar with the Balmoral. My pocket Kendal has 15mm rings, I think, whereas some pockets have 19mm, so it is already slightly compact. I would ideally like a compact that was also slightly narrower, in the same way that the standard compact is narrower than the personal). I'm going to check out the Boston next, I think (although I am rather put off by the price tag!). Interesting that you think your Finchley *does* have the full length pocket - according to the Filofax website it doesn't, but maybe there have been variations in the past.Delete
The ultimate pocket slim is the Guildford Extra Slim. They are no longer in production, but do turn up on e bay once in a great while. I have one that is my daily carry Filo, and I just love it. It does not have a pen loop or the strap, therefore if necessary, I can carry it in a shirt pocket but don't often do so. The pocket Kendal will eventually lay flat, and will do so much longer than a Finchley or any of the other so called "soft leather" models. If you like that one Paul, stick with it, it will lie flat eventually.Delete
The Topaz pocket slim is still available at Pens and Leather. www.pensandleather.comDelete
@crofter: Thanks for the information about the Guildford. I'll keep an eye out for one of those. I wouldn't mind it not having a pen loop. I think pen loops don't work well in certain sizes anyway – in compact and slimline they just seem to get in the way - and as I always carry a Fisher Space Pen in my pocket I don't really need one in my Filofax as well! But thanks for the encouragement about the Kendal – yes, I do really love it, and if it will eventually lay flat then it will be perfect.Delete
@mstraat: Wow, I really like the look of the Topaz – thanks!
I had a graphite Topaz slimline pocket briefly & it was a great size, fitting easily into the back pocket of my jeans :)Delete
- Anonymous26 October, 2012 06:32
If you can stand the claustrophobia, it seems WHS are having a clearance on binders at the moment, both in-store and online (obviously the claustrophobia isn't so bad online unless you take your laptop to one of their shops, which would be a bit pointless, n'est-ce pas?). I saw a rather nice scarlet Cuban Personal in Swansea this morning.....also the increasingly-rare Kendal Personal, which I've just ordered online for onward transmission to Fiona in Oz.ReplyDelete
Free P&P on orders over £15 (which would be all of them in this case. Many binders half price.
What a shame you have to go to WHS to get them....Replies
Yes it is a shame....Whsmiths crowded....My local store in Reading has not been crowded for years...and doesn't have much of a choice,but online the choice is fairly good...Delete
- Anonymous26 October, 2012 15:59
Yes my local WHSmith has Finchleys Personal size £39 in red and other sizes etc all at half price. The area where they were on display was completed deserted.Delete
I'm still in planner fail- I need to find an insert that allows me to plan my day by appointment slots when I need to, still with space for space for to-dos and notes, but on days when I don't have many appointments, I want more space for to-dos. I am testing out different diary formats, but nothing works perfectly at the moment, but I am going to try some hacks to find something that works!ReplyDeleteReplies
Have you tried Daytimer Day on two pages. I find these idealDelete
Yes, I had them in the lovely Flavia range- but there is far too much space for me! That's my problem, inserts either have too much, or not enough, space for me!Delete
Have you heard of Chronodex? The mindmap format could be ideal for a day per page.
Why not use day per page inserts, then add a lined page when you need more room for notes? Or use the week on on page, adding in pages for lists or day per page diary insert pages when you need more room? That's what's so great about ring binders, you can have whichever types of pages suit your needs that day, even if it means using different types!Delete
(That said, some people don't like using different types of diary pages and prefer a consistent format, so if that's you please disregard my comment above!)Delete
I'm just writing a blog post to explain my predicament!Delete
Just a thought - you can get undated day planner pages from CO - could you just slot one of these in on very busy days?Delete
@ TPS - Try using a day per page format, and utilise any unused space on previous days for your "to do" lists. Unless you're using Frixion pens, using a diary in this way is an excellent way of not only saving paper but also keeping your filo as light weight as possible.Delete
I've just written a blog post about my problem! http://thelifeoftheperpetualstudent.blogspot.co.uk/2012/10/planner-fail-with-my-filofax-inserts.htmlDelete
Why do I get the feeling the perfect outlay does not exist!ReplyDeleteReplies
I agree, I gave up. This is why I always have post its inside my binder in the event that I need to expand whatever format I'm using if needed and use scrap or lined pages when I feel I need more planning power on any given day. What I do know is that I feel dissonance if I don't use two pages per week for my planning framework.Delete
I've found the perfect planner layout for me.... the Ray and Steve 5 line Time Management diary in A5.... so good, I've not changed it all year.... the diary equivalent of comfy shoes!!!! Perfect!!!1Delete
This comment has been removed by the author.ReplyDelete
(Sorry about that above). Football, World Series baseball (Go Tigers) on the tv and fiddling with the A5 Health filofax for me this weekend. Blah. I had a wonderful weekend planned but it all went south when a) I twisted the ankle I just had surgery on and now walking in my walking boot has become impossible and b) my SIL fell last week in the church parking lot (!) and broke her knee cap and both wrists. Good Lord. That's when our 'girls weekend' with my 4 SIL's went from wine tasting, shopping and such to a hospital visit up north. Except I won't be going (doctor's orders). I did send up a box of the most delicious gourmet cupcakes from our local cupcake shop for the girls to enjoy. As for me, I'm home bound this weekend and it just went from 80 degrees yesterday to 50 degrees and rainy today and in the 40's this weekend. Pass a cupcake please. :)ReplyDelete
I just bought my first Filofax this morning!!! After LOTS of reading and reviewing different blogs on which one I would want for me, I decided on the Holborn Personal in Brown. I like the idea of all the pockets inside as I will use this as my wallet as well. I have used LOTS of different planners and sizes, thought it was time to join the Filofax family! = ) I have made my own pages for other planners I have used and hope to use them in this one. I LOVE your blog! I almost purchased the Holborn zip that you have. But was out of my price range.. I'm looking forward to filling this new baby of mine up and show it off. I'm obessed at looking at everyones pages and set ups and can spend too much time on the net looking at them all..ReplyDelete
Ok I got a question. I see alot of switching of sizes, do you start a new page or write the past weeks down in the new one? If its a same size I know to just move the pages. My dream is to use this for a solid year !! I have different planners/ pages in file boxes and its so hard for me to go back to look up a certain advent or date for something.
BTW, thanks for reminding me of the time change.. I have forgotten before until 3 days later lolReplies
Congrats on your purchase! I've read about the fabulousness of the Holborn but I don't have one myself. Actually, was thinking about getting one while they are still on offer on the US website. Have you stumbled across all the Flicker photos/groups and You Tube videos of Filofax's online? As for switching sizes, I am usually just transferring pages from one size to the same size because I use my larger A5 binders for other purposes not as a diary or day time. The larger A5's are journals or health/fitness books where I don't necessarily need a calendar. As far as archiving past pages I keep my past calendar pages in either a storage binder or Filofax that I am not using and I use the Jan-Feb tabs to keep them organized for easier reference.Delete
When you get your Holborn give us an update on how you set it up!
I've avoided that issue by just staying with only personal sized binders, and even then, I've only bought two!Delete
And, if you love the Filo enough, you'll stay in it- I've been in my Malden for almost a year and a half (it is also used as my wallet) and I have no desire to get another binder!
Good luck, and make sure to share plenty of photos :)
Thanks Cheryl and J! I like to stick to one size, but have used a classic size binder and it just seems like wasting space on those big pages. I have scanned some Flickr groups and probably will be looking at some tonight! lolDelete
I liked the Maldens too! I'm sure I will enjoy mine for a long time. I will post pics soon! Hoping to get my Holborn in a week.
I had a phone call this morning from someone Filofax has engaged to gauge reader opinion on Filofax and their website ahead of a potential revamp of their website.ReplyDelete
I gave him my comments on how I used my filofaxes, quality control around the rings and leather, inserts and their lack of range and quality, requirement for more cotton cream, time management style inserts for personal, the burying of TM inserts on the website and lack of it being updated this year, can't find compacts without a specific search (not sure if these are now showing up on the general size page) and how we would like access to a wide range of inserts as per other European sites. I explained how a lack of inserts has resulted in a large number of users printing their own inserts thus eating into their potential sales. I also told him about Philofaxy which he knew nothings about - this really surprised me as I would have thought Filofax would have pointed him here for opinion for his research.
I told him how I thought that the website could do a lot more to promote planner use with a blog with useful examples, and much more interaction with everyone here. Also better photographs of the products and graphics of the insides of every product (sadly lacking these days). Also how a video showing an actual product and inserts would be useful for each product (not the current glammed up slideshow masquerading as a video). Also how I thought the facebook and twitter were run by their PR company rather than themselves (which he confirmed) and that it didn't seem authentic or interested in followers views. I mentioned that I thought the fashion focus should be a strand of their marketing and not their whole marketing plan and that there were many of us who want a high quality binder that lasts and the facility to by good quality inserts that would take a fountain pen, rather than a throw away accessory. I also voiced my personal view that I didn't like planner/digital binders as they ended up being too heavy - that I would rather have matching leather accessories that each did one job. So I could have a phone case, ipad case and binder all to match. He was interested in how digital and paper blended together.
Hope I covered everything - he probably wished he hadn't called me! However I tried to be constructive.
Did anyone else get a call? Two things he said which interested me - 1) Filofax as a company are not as big as we might think?? 2) They are looking at the possibility of print on demand inserts so you choose from a combination of factors to get your perfect insert - I thought this sounded interesting and pointed out that it would be nice to do the same with binders - so we get to choose what coloured rings (gold/chrome) and what inserts we want when we buy.Replies
Alison Reeves did he need to? I think you covered everything thats ever been said.. No, I haven't received a phone call. Also if he had any sense he should have pleased that someone was prepared to give up their time to answer and to answer so eloquently. If he doesn't want to hear the truth, or anything he doesn't want to hear, then why do a survey. Well done Alison.Delete
Deborah-Jane - the chap I spoke to was very nice and did really listen to me - I believe Filofax had commissioned him to do this research. He is presenting his findings in the next week or two. I understand there is a meeting in November with some Philofaxers, the PR company and Filofax themselves and I'm sure these are all issues they will want to discuss as well.Delete
I really hope that if Filofax are getting this same information from different sources that they will act on it.
Great job Alison, you really represented us well!Delete
I'm surprised Filofax is suddenly interested in what we want as customers and are listening to our input. I'm holding out hope that maybe the brand will turn around.
When I read your post, Alison, I nearly fell off my office chair. I couldn't believe that Filofax were phoning customers and asking for their opinions.Delete
I've been banging on at them for a while, trying to get them to consider "print on demand" and "custom fill", so it's great to hear that they're at least thinking about it.
Of course, being a bloke and "merely" using a filofax as an efficient 21st century paper based productivity tool probably means they're not interested my opinions, but it's good to discover a glimmer of positive news.
Well done, Alison.
Well Alison heres to hope...and may it do the best it can...Delete
Well done our Alison.... I think you had it all covered here!! Like Neil and yourself, I think a bespoke service for binders and stationery would be spot on. so that binders and other accessories can actually mix and match, and be of good quality!!Delete
I would LOVE print-on-demand inserts! I'm incredibly frustrated that FF don't do a Mo2P tabbed in the grid format.Delete
i need to share my excitement... On Wednesday I bought a compact Regency from Amazon at over £100 off . It was from Webster Pens but the Regency did not show up at all on their own website so I was waiting for an email saying it was actually not available. But last night I got an email saying it was dispatched and arriving on Tuesday. Yeah!!! But then I got home from work today to find a special delivery card . Straight back in the car to the PO and yes, it was there! It is just gorgeous. Elegant and classy and ... Well , am clearly going to have to learn how to live up to it!! Thanks to Imy and Lady Filo for their posts on the Regency which persuaded me to get one ... Especially Imys waving hers around in the car on the video!ReplyDelete
I told my French speaking husband that he could help me order inserts for 2013 from the French site tonight to make sure I get it right. He asked why it was cheaper to order from France. I explained it wasn't but they have day on two pages I can't get in the UK. he looked totally confused and asked why Filofax didnt sell all their products everwhere.... Sigh. If only I could explain!!Replies
Hi everyone,ReplyDelete
I've been a philofaxy reader for about a year, though I rarely comment. Though I've used ring bound planners since i was in grade school, I first discovered filofax when I found a pocket domino at my local charity shop for $2. I then found philofaxy and purchased my first new filofax (a personal purple Finchley) through a sale on the Swedish filofax site (which i discovered through philofaxy!). It's still the only filofax I use, and I love it, but the rings have started gapping! It seems, from reading here, that this is a common problem. It seems many of you have been able to get this problem repaired by filofax, but I'm not sure how this works. Especially since I didn't order from the US site (where I live), and don't speak Swedish. :-) I'm guessing that I will need to work through the Swedish filofax site to handle this though, right? Or do you think that if I contacted the US site, they would be able to help? also, do they usually repair, or exchange? Not sure how I'd live without my filofax for even a week, but these rings are just gettig worse! My pages are catching... Thanks for any advice :-)Replies
Amanda - not sure what others think, but I would contact Filofax US and ask for their customer service details (address/phone number) and deal with them. They don't have to know it came from Sweden - just say you were bought it as a gift. My understanding is that they are offering an exchange - at least that is what is happening here in the UK.Delete
If you can't do without one, could you get a cheap one on ebay or similar and use it afterwards for storing your papers etc? Otherwise you could just put some treasury tags through the holes and use it without a binder for a short while.
- Anonymous27 October, 2012 15:38
Does anyone know if there exists Two Days Per Page Personal in which the pages are ruled. Filofax it appears does not. I just wonder if another company has such a product.Delete
Filofax France do a Two Days per page, but it's not ruled.Delete
Ray and I have got a lined Two Days per Page insert here:
http://philofaxy.blogspot.com/p/diary-inserts.html on A4 paper so fairly easy to print.
- Anonymous28 October, 2012 16:11
Thanks Steve I'll print off the templates I must have overlooked it when I last looked at the Diary Inserts.ReplyDelete

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Hi I'm John, a multi-award-winning wedding photographer and photography instructor based in Tunstead just outside Norwich. I work from a studio-come-mancave in the grounds of my house, am married to Linda, have two daughters Emma and Charlotte, two very disobediernt black labradors and a flock (is that the right word?) of chickens. When I'm not out shooting or processing images there's nothing I like better than to sit behind my drum kit and bash out some rhythms to great music.
I was voted runner-up in the BIPP (British Institute of Professional Photography) Photographer of the Year awards in 2012 and I know that I am very lucky to be doing what I'm doing. Weddings are such amazing events – joy, love, laughter, occasionally sadness and often embarrassment (if the best man is doing his job properly) are all present. Sometimes pictures present themselves to you immediately but often looking a little deeper can reveal some incredible images. The secret is being in the right place at the right time and remaining an observer in the background is undoubtedly the key to great pictures.
I believe I am unique in offering not just still imagery but also audio recordings of your ceremony and speeches. The sound recordings from your ceremony are mixed with music of your choice and overlaid onto your photographs to produce a stunning cinematic slideshow, adding a whole new level of storytelling to your pictures. Full audio recordings of the speeches are also provided as part of every package.
A short sample slideshow featuring some of my favourite wedding images overlaid with my audio recordings can be found under the Images link. You'll also find plenty of real client slideshows and full sets of their wedding images here too.
I'm assisted at each wedding by a second professional photographer to ensure maximum coverage. Having two photographers ensures you get a wider variety of angles and viewpoints and even more captured moments.
More information on the way I work, what I can offer you on your wedding day and my package prices can be found in my brochure which is downloadable from a link in the Info menu.


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Want to increase your creativity, attention span, intuition, self-knowledge—maybe even your sense of oneness with the universe? Start meditating on a regular basis. In addition to improving your concentration, mental health, and capacity to handle stress, regular meditation practice has also been scientifically proven to have numerous physical benefits such as lowering your blood pressure, improving your immune system, and adding more life to your years.
Meditation does not require any formal training or trips to a monastery. All you need is a comfortable place to sit and about five minutes of your time. Close your eyes, settle into your inner silence and pay attention to the present moment. Repeat every day to truly feel the inner transformation take place.
Got your own tips for meditating? Share with us by commenting below!
Click on image below to enlarge.
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Progress Payment Financing is the bridge between where your exports are now and where you want them to be.
Industrial machinery and equipment manufacturing costs can be huge, and it typically takes months to deliver an order. You need working capital to buy raw materials and produce, store and deliver goods. With Progress Payment Financing, you get paid at different pre-shipment milestones (e.g., 25% down, 25% at 60 days, etc.).
So, How does it all work?
Check out the detailed infographic below and feel free to contact us for additional assistance.


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One-Legged King Pigeon Pose B
Definition - What does One-Legged King Pigeon Pose B mean?
One-legged king pigeon pose B is a seated backbend posture that works a number of areas of the body simultaneously. It is an especially popular asana among runners, weight trainers and those who spend most of the day sitting down.
To enter this asana, the practitioner sits with one leg bent in front of the body and the other leg fully extended behind the body. The extended leg bends upward as the hands reach back to grab the foot. The foot is brought forward while the back arches so that the toes touch the back of the head.
This pose is also called eka pada rajakapotasana B in Sanskrit.
Yogapedia explains One-Legged King Pigeon Pose B
One-legged king pigeon pose B is one of several related pigeon postures that stretch the back and open the hips. These postures are highly beneficial for anyone who leads a sedentary lifestyle as they can counteract the negative effects of sitting all day.
This posture stretches the quadriceps as well as the whole of the front of the body. The abdominals and hip flexors also get an especially good workout with this position.
In addition to its physical benefits, one-legged king pigeon pose B is also associated with lowering stress, boosting energy levels and improving circulation.
This pose requires a fair amount of flexibility, so beginners may want to practice less advanced backbends and variations of pigeon pose before attempting this posture, such as one-legged king pigeon pose A.


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A drug or alcohol addiction is like a ripple on a lake. As the concentric circles get wider and wider, they dissipate. In the same way for a person who is struggling with alcohol addiction, those in the outermost social circles of the person's life might not be aware of the issue. It's the people who are closest to the person who receive the full brunt of the problem. Family members, the people who have to wake up and coexist with the person, do not have the luxury of ignorance or distance; these people are fully aware of the difficulties and dangers of living with an alcoholic.
Alcoholism in the Family
The American Academy of Child and Adolescent Psychiatry writes that 20 percent of Americans live (or have lived) with a relative who is (or was) an alcoholic. Alcoholism, explains the Academy, runs in families; there is a strong genetic component to the disorder.
But as the National Institute on Alcohol Abuse and Alcoholism says, genetics make up only one piece of a very complex puzzle. Having a parent or grandparent who was (or is) a drinker does not determine whether the person's offspring will also struggle with alcoholism. A combination of dozens of other risk factors, such as stress at home, gender, individual psychological traits, mental health, availability and access to alcohol, and interpersonal relationships all have a say in whether or not alcoholism will truly run in a family.
Nonetheless, the presence of an alcoholic in the home has a direct impact on the person's spouse, children, and extended family members, in ways that are both obvious and unexpected. The Substance Abuse and Mental Health Services Administration writes of children who not only are visually exposed to one of their parents (or both parents) consuming alcohol to dangerous and excessive amounts, but also being forced (or coerced) into a position where they have to lie about the effects of their parents' drinking, such as making up excuses for missed social engagements. An alcoholic parent may also lie to children about drinking (a sober partner may do the same), and a study in the journal of Developmental Science found that children who are lied to by their parents grow up to habitually lie themselves.
The effect of having an alcoholic in a household with children has been widely studied. According to CNN, more than 3 million children see instances of a parent physically or verbally assaulting the other parent, or both parents engaging in abusive behavior against each other. At young ages, children — psychologically vulnerable and incapable of defending themselves or an abused parent – do not know how to process what they see in household where violence or neglect is fueled by alcohol, but they nonetheless worry and fear for their parents and themselves. For this reason, CNN calls children "the silent victims of domestic violence," because what they see, hear, and feel can create mental health conditions that lead to an anxiety or stress disorder. The Center for Nonviolence and Social Justice warns that children in abusive households experience such heightened levels of tension and stress that certain neurons in their brain are permanently damaged, so much so that their brains are effectively "wired differently" when compared to those of children who grow up in safer, more stable environments.
Extended family members may be subject to shame and ostracization if their loved one's drinking habits become well known. In certain cultures (especially those with traditionally strong family values), bringing disrepute and dishonor to the family unit can have grave consequences, as much for relatives as for those struggling with alcoholism themselves.
Partner Abuse by an Alcoholic
Of course, it is often the spouse or romantic partner who is the direct recipient of the tolls of living with an alcoholic. Considering the relationship dynamics involved, the tolls take on multiple forms:
- Financial, where money is taken from joint savings accounts and funneled towards maintaining the drinking habit
- Psychological, where the victimized spouse has to endure mood swings or has to lie on behalf of the partner (or is coerced to lie for the sake of the relationship or children)
- Sexual, where the couple's sex life is diminished because of the deleterious effects on sexual functioning
- Physical, where the victimized spouse may be physically (or sexually) abused as a result of the partner's intoxication
- Emotional, where the partner struggling with alcoholism cannot be emotionally available to the other partner because of the drinking
Alcohol can render some men incapable of achieving an erection, because drinking decreases blood flow to the sexual organs. In the long-term, men who drink too much have a 60-70 percent risk of erectile dysfunction, premature ejaculation, and diminished libido.
Alcoholism in Intimate Relationships
Physical abuse may be the most blatant sign of a dysfunctional relationship due to an alcoholic partner, but the U.S. Department of Justice warns that any form of dominance or force over an unwilling partner is abuse. While that certainly covers violence (or threats of violence), living with an alcoholic partner can also entail:
- Being shouted at and being insulted
- Being raped, even within the context of a marriage
- Being emotionally manipulated (being told that if the person truly loved the alcoholic partner, the person wouldn't leave, would give money for more alcohol, or wouldn't tell anyone of the problem)
Obviously, the effects of living with an alcoholic partner run far deeper than sexual problems. The National Institute on Alcohol Abuse and Alcoholism writes that chronic drinking in a relationship brings about conflict, risks infidelity (and, with it, the danger of promiscuous and unprotected sexual contact), and raises the possibility of separation or divorce.
The changes occur because of how deeply an alcohol problem sinks into the person's psyche. Any addiction fundamentally changes the way individuals think and look at the world and relationships, even the important people in their lives. To that end, a romantic partner might become simply a means by which the addiction can be maintained; at worse, the partner becomes a threat to the addiction, forcing the person to act in ways that are bizarre, scary, and abusive.
In explaining how substance abuse affects intimate relationships, Psych Central writes that an alcoholic partner's life will gradually come to revolve around addiction, making the spouse (or even children) part of the process. Whether knowingly or otherwise, everything the alcoholic does (from hitting the spouse, to threatening harm to children, to blackmail) is to reinforce the addiction.
The Effects of Living with an Alcoholic Partner
If people have to endure this kind of treatment from a loved one, they are at risk for developing significant traumas as a result. In a report entitled "Mental Health Consequences of Intimate Partner Abuse," the journal Violence Against Women lists some of the possible psychological risks that come from living with an abusive alcoholic:
- Post-traumatic stress disorder
- Depression
- Anxiety
- Panic attacks
- Suicidal thoughts
Ironically, and tragically, victimized partners might even develop a substance abuse problem of their own, as a way of coping with the reality of the deteriorating nature of their relationship.
It is very important to remember than those struggling with alcoholism may not be making an active choice to put their partners second to their needs to continue (or resume) drinking. An addiction works by psychologically and physiologically compelling people to do whatever they can (legal or otherwise, ethical or otherwise) to keep feeding it, because it poisons their perceptions of pleasure and rewards. Instead of the normal, healthy elements of a relationship (like sex, companionship, intimacy, or other mutually beneficial pursuits), an alcohol addiction becomes all about the alcohol, rendering the relationship itself little more than a way of facilitating the addiction. Those struggling with alcoholism may have a greatly diminished capacity to control this, if they are even aware of it.
Women and Alcoholism
A lot of the language we use when talking about abuse when living with an alcoholic partner brings up images of a drunken man menacing his wife or girlfriend. In reality, however, alcoholism and abuse rates among women are rising. The genetics of female biology (more fat, less water) lower the threshold of intoxication for women, making it easier for them to get drunk. But it's not simply that women get drunk quicker than men; the genetics of female psychology make women more likely to experience trauma in their formative years, which cultivates the conditions for a substance abuse problem later in the women's lives. Women are twice as likely to develop post-traumatic stress disorder than men, and childhood PTSD is "strongly associated" with an alcohol problem in adulthood.
In addition, modern-day attitudes towards women and the consumption of alcohol have significantly added to the growing number of female alcoholics in developed countries. Not only is there no longer as much stigma surrounding a woman consuming alcohol, but more women are binge drinking now than ever before. Furthermore, as women achieve greater equality and status as professionals, the stress associated with high-power and high-demanding jobs may also compel them to drink harder and heavier. The journal Alcoholism: Clinical and Experimental Research writes that working at a job with a high level of mental stress, where employers are required to work late hours and long nights with a significant work-life imbalance, will most likely induce members of those organizations to start drinking just to cope with the stress.
Unfortunately, more and more women are starting to bring their drinking (and the effects of their drinking) home with them, swapping the gender dynamic and putting male partners in the shoes of the person who now "lives with an alcoholic." Even if an alcoholic woman is physically smaller than her sober partner, she can still employ any one of the abusive methods and behaviors mentioned above to coerce or intimidate her husband or boyfriend into furthering her addiction.
The problem that men in that situation face is that their complaints and pleas for help are not likely to be taken seriously by friends, family members, or the authorities. For fear of being publicly emasculated (let alone privately emasculated by an alcoholic, abusive wife, or girlfriend), victimized men rarely speak out, instead bearing their burdens in silence and shame. Some of them even turn to substance abuse themselves, since developing an alcohol problem of their own might appear to be the only apparent way to deal with living with an alcoholic wife or girlfriend.
Living with an alcoholic is a multifaceted problem, one that is not clearly marked by gender lines or where the dangers begin and end. Spouses and partners are threatened and harmed by the behavior of their loved one while under the influence, undoubtedly. Children face the greatest risk. The actions, words, and sentiments of an alcoholic parent or guardian can cause lifelong trauma that may lead to a substance abuse problem, and other mental health issues, for these children later in life.
Our Brand Promise
If you successfully complete our 90-day treatment program, we guarantee you'll stay clean and sober, or you can return for a complimentary 30 days of treatment. Read More…


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We hope that B. L. Hayes Trucking can be of service to you in the future. We strive to provide dependable quality service at a reasonable price, and have created many long-term relationships with our customers. It will be a privilege to serve you! If you have any questions or comments, please be sure to give us a call, or use the contact form below.
B. L. Hayes Trucking
10502 Priscilla St.
Norwalk, CA 90650 Ph: 562.466.6100
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Portman and Strickland Meet in First Debate Today at Noon
YOUNGSTOWN, Ohio – Ahead of today's first debate between Rob Portman and Ted Strickland, the Portman for Senate campaign launched Snapchat filters in Youngstown highlighting the records of the two candidates and issued the following statement before this afternoon's debate in Youngstown.
From Michawn Rich, spokesperson: "Today's debate will focus on the stark difference in the records of Ohio's two candidates for United States Senate. Rob Portman is an independent voice getting results for Ohio families, passing over 45 bills into law, including efforts to combat Ohio's addiction epidemic and fight back against human trafficking. On the other hand, Ted Strickland has the worst record of any candidate in America. As an ineffective congressman, Ted failed to pass a single bill into law during his 12 years in Congress, and Ohio lost more than 350,000 jobs and ranked 48th in job creation on his watch as governor. There's a reason the Ohio Teamsters, the Ohio FOP, the IUOE Local 18, and the United Mine Workers endorsed Rob after previously supporting Ted: Ohio simply cannot afford a return to Retread Ted's Ohio."
Below are two Snapchat filters that users may place above their photos.


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Chapter 226 – Northern Heavens Continent
The next morning
Mu Chen was prepared to leave. A slender, elegant girl stood before the building, watching him with bright eyes. Last night, Mu Chen had informed her that he was going on a mission with Su Xuan's party. Even though they'd only be apart for a short while, the girl was still rather reluctant to let him go. But ultimately, she didn't hinder Mu Chen. She, too, needed some time to quiet down and cultivate.
"Then, I'll be going."
Mu Chen lightly smiled as he moved closer to the girl.
"Okay. Be careful." Luo Li lightly nodded. Her hands straightened out the wrinkles in Mu Chen's clothes, like a newlywed wife. The gesture filled Mu Chen's eyes with gentleness.
"Don't push yourself too hard in cultivation, while I'm not around. It's true that 'learning is moving forwards and not advancing is moving backwards', but you still can't be too hard on yourself. It'll have a negative effect, instead." Mu Chen sternly reminded.
"I know." Luo Li nodded.
Mu Chen decided it was time to stop loitering around. He waved his hand and his figure turned into a streak of light. Under Luo Li's watch, he flew towards the interior of the Northern Heavens Spiritual Academy.
Mu Chen flew through the skies of Northern Heavens Spiritual Academy. About ten minutes later, he arrived at the forest outside the lake and descended.
When he landed on the small island, he noticed that there were two strangers present, aside from Su Xuan and Su Ling'er.
A man and a woman. The man had a towering, ape-like figure, and emitted a sense of barbaric oppression. He had a thick brow and a stern face that held a straightforward smile, entirely different from He Yao's. Even Mu Chen had a feeling that he liked the guy, just by seeing him.
The woman wore tight-fitting cultivation clothing. She had a tall build and was rather well-developed. The cultivation outfit exaggerated her sexy curves — anyone would be dizzy just from looking at her. Mu Chen shifted his line of sight upwards and met an icy face. Her long, naturally curly hair gave her a rather charming air, but the effect was lost in her ice-cold expression.
In terms of demeanor, she was probably less than Su Xuan. But with her fiery figure gave her the capital to compete against Su Xuan.
Upon seeing them, Mu Chen understood what was going on. They must be the remaining two companions for this mission. Guo Xiong and Li Qing.
When Su Xuan saw that Mu Chen had arrived, she lightly smiled, motioned towards the other two companions, and introduced them. Indeed, they were exactly the ones Mu Chen had predicted.
Finally, Su Xuan motioned towards Mu Chen and introduced him to the other two. "This is our last companion, Mu Chen. Even though he's just a freshman, he can't be underestimated."
When Guo Xiong heard that name, he immediately looked back at Mu Chen. A strange look also flashed across Li Qing's icy face as she looked to him.
"Haha, you must be that Mu Chen that took three moves from Li Xuantong! I never expected someone who looks so weak and feeble would be able to attain such a manly achievement." Guo Xiong laughed. His voice was loud like thunder as it resounded near Mu Chen's ears.
Mu Chen helplessly smiled.
"Since Su Xuan invited you, you must have some strength. We're all in this together. I hope we can attain mutual trust and help each other." Guo Xiong said with a straightforward laugh.
"Then, I'll have to trouble Senior Brother Guo Xiong to take care of me." Mu Chen laughed. He'd developed a good impression of this loud and robust man. He could sense that this Guo Xiong before him definitely wasn't weak. He's much stronger than the usual Heavenly Fusion Stage Late Phase expert. Based on the ripples that Guo Xiong were giving off, he probably already had one foot on the path to the Heavenly Transform Stage. You could probably count them as Heavenly Transform Stages, anyways. The only thing hy lacked was the opportunity to fully boost him there. Within the Northern Heavens Spiritual Academy, that was quite decent.
From the looks of it, Mu Chen was the weakest link on this mission. A Heavenly Fusion Stage Initial Phase wasn't terribly outstanding. Even Su Ling'er had already stepped into the Heavenly Fusion Stage Late Phase. However, Guo Xiong and the rest didn't underestimate him because of that. Even though they hadn't personally witnessed Mu Chen's pact of three moves with Li Xuantong, they'd heard about it through the rumors. That was already enough to surprise them.
Who is Li Xuantong? He's the Rank 2 of the Heavenly Ranking! Even though Guo Xiong and Li Qing only ranked in the twenties, they were well aware of the gap between themselves and Li Xuantong. If they'd been in Mu Chen's position, they might not have even been able to withstand those three moves.
"It's about time. Let's get ready to move out."
Su Xuan lightly smiled, "I'll fill you in on the mission details along the way."
Mu Chen, Guo Xiong and Li Qing nodded. No objections.
"Let's go."
In response, Su Xuan fell silent. Her figure moved and took the lead as she flew towards the exit of Northern Heavens Spiritual Academy. Mu Chen and the rest followed.
Since coming to the Northern Heavens Spiritual Academy, Mu Chen had never left the grounds. Therefore, he was unfamiliar with everything that was going on, and could only follow the lead of Su Xuan and the rest. As they flew, he gained a sense of just how vast the Northern Heavens Spiritual Academy was, for the first time. They only saw the boundary of the Northern Heavens Spiritual Academy after flying for several hours. As they approached, Mu Chen looked up at the sky and noticed the peculiar ripples of Spiritual Aura. Upon a closer look, he could sense the clouds rushing about through those strange ripples. These ripples were from Spiritual Arrays.
These Spiritual Array ripples were as broad as the ocean, cryptic, and extremely complicated. Mu Chen's face changed with just a glance. He could feel his Spiritual Energy turning chaotic; he immediately suppressed it.
"This is where the Northern Heavens Spiritual Academy intersects with the outerworld. With this Spiritual Array protecting the academy, it'll be easy to leave the grounds, but not the other way. In order to enter, you'll have to obtain the "Institution Guide" to enter the Northern Heavens City. Otherwise, you'd be slaughtered by the Academy Guarding Spiritual Array." Su Xuan explained to Mu Chen, when she saw him looking up at the sky.
"The Northern Heavens City?" Mu Chen immediately asked in doubt after nodding to her explanation.
"It's an enormous city that stands outside of our Northern Heavens Spiritual Academy. It's well-known throughout the Northern Heavens Continent. It's also considered the academy's number one defence."
"We're heading to the White Dragon Hillock, which is located at the center of the Northern Heavens Continent. It's about a three-day journey from here. We should hurry straight there."
Su Xuan looked at Mu Chen and said, "Mu Chen, this is your first time outside of the academy grounds. I should fill you in with some information about the Northern Heavens Continent."
Mu Chen nodded, with eyes filled with interest.
"The Northern Heavens Continent is extremely vast. Our Northern Heavens Spiritual Academy sits at the heart of the continent and is also the largest force on this continent."
Su Xuan's voice was as gentle as running water, pouring across the heart. "But, don't assume that's going to make our trip any smoother."
"The Northern Heavens Continent conceals many talents. There are as many forces as there are stars in the sky — dragons and snakes mingled together, if you will. No one knows how many powerful figures are hidden around. Furthermore, the Northern Heavens Spiritual Academy has its own rules; any students who've ventured outside its borders are to rely on themselves. Unless you die, the academy won't interfere."
"Of course, the academy isn't going to ignore matters of life and death regarding its students. The moment one of its students dies, the academy is sure to investigate. When they find the murderer, they'll issue an order of arrest in the form of a mission. They'll chase the killer to the ends of the earth, leaving them nowhere to hide."
"Even so, every year, there are a few students who lose their lives to other sorts of mishaps while journeying out in the Northern Heavens Continent. The Northern Heavens Spiritual Academy can only avenge a few among them; there are also others who've died in vain."
As she spoke of that, Su Xuan's gentle face turned stern. "Therefore, when journeying out in the Northern Heavens Continent, we must be extra careful. If the Northern Heavens Spiritual Academy is the ivory tower, then this is the genuine slaughter house. A slight carelessness could mean loss of life."
Mu Chen lightly nodded. Now that he'd left the grounds of the Northern Heavens Spiritual Academy, he was no longer bound by their rules. On the flip side, it meant that the academy wasn't going to protect him, either. Survival and success on this Northern Heavens Continent would depend on his own capabilities.
There were many talented individuals hiding in the Northern Heavens Continent. Even though the academy was considered the strongest force, it had yet to claim the entire continent for itself. After all, their first priority was to nurture its students. From a certain angle, you could say that the academy needed the ruthless training grounds of the wild Northern Heavens Continent. They knew that students would never become genuine experts if confined to cultivating inside the academy.
Only by undergoing endless trials of blood and fire could you temper a tenacious character. Moving forward bravely on the path of cultivation and never falling back.
And the other forces probably knew that. That's why they didn't fear the Northern Heavens Spiritual Academy, even though they knew of its size and strength. That's why so many students had left their bones buried in the wilderness of the continent.
Mu Chen gradually restrained the ripples in his heart. The smile and gentleness on his face also slowly and unconsciously vanished. As his smile disappeared, his expression turned much deeper.
It felt as if the clouds around were towering, lofty peaks that had just cleared a little.
The Blood Calamity of the Spiritual Road had let go of his restraint. Now, on the Northern Heavens Continent, he'd be able to exert his full strength with nothing to fear.
Although these changes were very tiny, Su Xuan, Guo Xiong, and Li Qing all noticed it. A strange look immediately flash through their eyes. Right now, Mu Chen gave off an air of someone who was well-experienced and had lots of training behind him, not someone who'd just left the grounds of the Northern Heavens Spiritual Academy. No. Even those who were experienced didn't have such sword-sharp eyes.
"This Mu Chen isn't a simple guy."
This sentence flashed through all their hearts. Su Xuan lightly smiled and waved her jade hands.
"Let's head for the White Dragon Hillock."


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Are you looking for Software Developer Job in Bangalore? Recently IBM Software Group has announced the walk in drive in Bangalore. Read more details below.
Company Name: IBM Software Group
Job Role / Designation: Software Developer
Nature of Job: Nil
Job Type / Category: IT/Software
Salary: As per company rules and norms
Required Qualification: Bachelor's/Master's Degree
Required Skills:
- Perl, Shell. Good hold on regular expressions and conditions. Strong with logical thought process.
- Concepts of coding, testing, understanding code management etc.
Job Responsibilities:
- Requirements collections.
- Development.
- Unit testing.
Required Experience: Minimum 0 to Maximum 1 year experience
Job Place / Working Location: Bangalore
Selection process: Bangalore
Interview Place: Mumbai
Apply Mode: Offline
Apply Procedure: Attend the walk in interview in mentioned place
Job details: Company is looking candidates for Software Developer
Required Documents to attend walk in interview: Bring your resume, bio data, and all required certificates.
IBM Software Group Company Details:
Company Website: www.ibm.com
Company Profile:
- IBM is a global technology and innovation company headquartered in Armonk, NY. It is the largest technology and consulting employer in the world, with more than 400,000 employees serving clients in 170 countries. IBM offers a wide range of technology and consulting services; a broad portfolio of middleware for collaboration, predictive analytics, software development and systems management; and the world's most advanced servers and supercomputers.
Apply Link:


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JLMS a health information management system
The author
lokeshwaran rajkumar
- City
- Abu dhabi
- Country
- United Arab Emirates
- Interests
- Advertising
- Brand Design
- Design
- Graphic Design / Illustration
- Interactive
- Photography
- Loves
- 9
I have 2+ years hands on experience as a UI designer and technical engineer (founder of yojilok studios) for profitable rich web applications and mobile devices. I execute user centered design principles to built robust relation between user needs and business goals.
Project media
Project details
Our Health Information Management System [HIMS] uses HL7 standards on communication channel for Report/image Acquisition/View, Storage/Transmission of Messages and Orders to/from different healthcare modules viz. Doctor's Module, Laboratory Information System, Radiology Information System. We have created ADT_A04, OML_O21, OMI_O23, ORU_R01 (Required for final project) messages using HL7 standard based SDKs[v 2.x] to be used for this purpose. The system is built using JAVA EE 6 (JSP/Servlets, JAVA Beans, JDBC Driver) and Oracle DB(11g). We had a team of 4 students from the PG-DHI program, jointly responsible for Research, Brainstorming, Conceptualization and Evaluation. The proposed system can be used in any Government or Private Hospital, Clinic or Diagnostic Centre for maintaining patient demographic details and their records of Medical Images and Clinical Reports. The system should give role based access and control to the user or provider to take their decisions effectively.


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The all-new Kia Rio will go on sale across Europe during the first quarter of 2017, following its world debut at the 2016 Mondial de l'Automobile in Paris. The B-segment car is the Korean manufacturer's second best-selling model globally, with just under 450,000 units sold around the world in 2016, accounting for 15% of Kia's annual sales.
Now in its fourth generation, the new Rio stands out thanks to its progressive design, class-leasing practicality and safety technologies, new connectivity features and more engaging ride and handling.
Michael Cole, Chief Operating Officer for Kia Motors Europe, commented: "The Rio is an important car for Kia, as one of our best-selling models worldwide and our third best-seller here in Europe. The B-segment is a hotly-contested area of the new car market, and the third-generation Rio helped introduce more people to the Kia brand than ever before.
"As a gateway to the brand, the Rio has offered an attractive design, low running costs and a practical nature. It's for these reasons that the outgoing model has sold in record numbers around the world. The all-new Rio will build on these key strengths and increase its desirability, thanks to a more enjoyable drive and the most advanced safety features in its class."
Designed and engineered to meet the needs and desires of a wider range of buyers, the new Rio will play an increasingly important role in the Kia model line-up. The B-segment is the largest segment in the European new car market, and Kia anticipates that full-year sales of the new Rio will place the car alongside Kia's best-selling models in Europe, the Sportage and cee'd.
Exterior design: Defined by straight lines and smooth surfaces
The Rio's progressive new exterior and interior design was led by Kia's design centres in Germany and California, in close collaboration with the company's domestic design base in Namyang, Korea. The appearance of the new Rio is defined by straight lines and smooth surfacing, giving the car a distinctive new look and more mature character than its predecessor.
At the front, the Rio wears the latest evolution of Kia's 'tiger-nose' grille, now thinner in height and wider across the front of the car, with a gloss black grille mesh and surround. The grille is integrated with the newly-designed bi-function headlamps, more sculpted for a sharper look, and featuring a new U-shaped LED daytime running light signature. The Rio's front fog lamp surrounds are moved outwards and upwards in the front bumper compared to their position on the third-generation model, adding greater visual width to the front of the car for a stronger overall look. The longer bonnet features bracket-shaped creases that run down from the base of the A-pillars to the grille and headlamps.
In profile, the fourth-generation Rio's lengthened, more balanced stance is achieved with a long bonnet and longer front overhang, a 10 mm longer wheelbase (up to 2,580 mm), a thinner, more upright C-pillar, and a shorter rear overhang. Overall, the new car is 15 mm longer than its predecessor, at 4,065 mm in length, and 5 mm lower (now 1,450 mm tall). Straight, clearly-defined lines run down the full length of the car's shoulder and along its doors, further stretching the appearance of the car for a more confident look.
The rear section of the Rio is now more upright, with a near-vertical rear windscreen. The straight line that runs from the grille, through the headlamps and along the top of the doors, continues around the back of the car, paired with thinner, more sculpted rear lamps, which now feature a new arrow-shaped LED light signature. Like the wider-looking 'face' of the car, the rear design of the new Rio gives the car a stronger overall appearance.
For European buyers, the new Rio is available in a choice of eight exterior colours and with three different aluminium alloy wheel designs, ranging from 15- to 17-inches in diameter. The Rio will be sold as a five-door model in Europe.
Interior design: Modern cabin with new floating HMI
The new Kia Rio features a modern new cabin, with sculptural forms and a more ergonomic layout than its predecessor. The interior has also been designed to accommodate the Rio's new range of technologies.
Like the exterior, straight lines running the width of the dashboard characterise the shape of the interior, giving the cabin a wider appearance and increasing the sense of space for occupants. As well as long, lateral lines that govern the shape of the dashboard, horizontal vents further add to the visual width of the cabin, replacing the vertical vents of the third-generation model. Gloss black trim lines the central section of the dashboard.
The dashboard itself is now angled towards the driver, a layout which provides the car with a sportier, more driver-focused design and a more premium character. At the centre of the dashboard is a 'floating' HMI (human-machine interface), available with a high-resolution touchscreen. Below, the driver-oriented centre console features fewer buttons, with more ergonomic, concave switches and rotator dials below to control the heating and ventilation.
The new Rio is available with a choice of black or grey cloth seat upholstery, or with black or grey artificial leather. A 'Red Pack' for the Rio gives buyers black with red artificial leather-trimmed seats throughout the cabin.
New technologies further boost the appeal of the Rio's cabin. Designed to improve comfort and convenience for owners, the new model is available with keyless entry and ignition, heated seats and steering wheel, rain-sensing windscreen wipers, and automatic headlamps. Buyers can also specify Automatic Cruise Control, with a speed limiter, and Rear Park Assist with a rear view camera (see 'Safety' for more information on the Rio's new safety systems).
Careful thought has been given to improving the cabin's isolation from wind, road and engine noise. New dashboard soundproofing materials have been adopted to reduce engine noise levels in the front of the cabin, while a stiffer front subframe minimises vibrations from poor road surfaces. Changes to the exterior further enhance interior refinement, with the fourth-generation Rio adopting new front wheel air deflectors, a full under-body cover and vertical 'blades' extending downwards from the boot spoiler, each serving to reduce wind noise and aerodynamics.
Practicality: Greater cabin and cargo space, with improved all-round visibility
Achieving high levels of practicality was a key focus for Kia's development and engineering teams, and the result is a car with the most spacious cabin and one of the highest cargo capacities (325 litres) in the B-segment.
The Rio's 10 mm-longer wheelbase and 15mm-longer body contribute to larger cabin and cargo area dimensions. Leg room grows to 1,070 mm in the front and 850 mm in the rear, while the new model offers more shoulder room than most other cars in its class – 1,375 mm in the front and 1,355 mm in the rear. Despite the new Rio being 5 mm shorter in height than the outgoing model, front and rear headroom (1,020 mm and 964 mm respectively) are among the best in the B-segment.
These improvements to space in the cabin have been achieved with a series of changes to the Rio's packaging. These include re-profiled door trims, the adoption of new headlining materials, and changes to the shape of the dashboard, as well as more significant changes to the bodyshell of the Rio – such as the longer wheelbase.
Furthermore, thinner C-pillars – reduced in width by 87 mm – and relocated door mirrors (moved up to the base of the A-pillar) help minimise the size of the driver's blind spots and improve all-round visibility. A lower window line around the cabin and new quarterlights at the tail end of the rear doors also give the driver and passengers a better view out.
The Rio's cabin offers more storage space than before. At the base of the centre console is an open double tray to store mobile devices and other small items, and the overhead console includes an area to store sunglasses. The glove compartment is also a single-box shape. The new Rio has bottle holders in every door (to accommodate 1.5-litre bottles in the front and 0.5-litre bottles in the rear of the car) and two larger cupholders in the front. The doors also feature closed-bottom storage holes in the door handles, useful for small items such as a phone or coins. An optional armrest is available, adding further storage capacity to the cabin.
Luggage capacity is increased by 37 litres to 325 litres (VDA; +13%), among the best in class. This extra space has been achieved in spite of the Rio's rear overhang being shortened by 15 mm to 655 mm, a key element of the car's new design. The new Rio features a split-level boot floor, enabling owners to change its height to fit items under the floor to prevent them rolling around, or to keep them out of sight. The Rio is fitted as standard with split-folding rear seats and a tyre mobility kit under the boot floor. Buyers can specify an optional spare wheel.
The fuel tank, which is located under the rear bench, is 45 litres in size, two litres larger than the earlier model and providing up to 34 to 58 kilometres of additional range per tank, depending on engine (based on the NEDC combined combustion cycle).
Powertrains: Efficient new T-GDI engines with low emissions and instant responses
The new Kia Rio is powered by a range of gasoline and diesel engines, each offering high efficiency and willing acceleration.
All models fitted with a manual transmission are equipped with Kia's Idle Stop & Go system as standard, with 100 ps 1.0-litre T-GDI and 77 ps 1.4-litre diesel engines available with an Eco Pack and a Low Fuel Consumption (LFC) Pack. The Eco Pack includes 15-inch wheels, LED daytime running lights and Michelin low rolling resistance tyres, and features slightly longer gear ratios for greater fuel efficiency. The LFC Pack is made up of the same features and modifications, and also includes a 5 mm reduction in ride height, to 135 mm. Low rolling resistance tyres are also available on certain other models to realise further reductions in CO2 (see technical spefications at end of document)
An increasing customer appetite for downsized, turbocharged engines has led to the adoption of Kia's latest three-cylinder 1.0-litre T-GDI (turbo gasoline direct injection) engines. The lightweight and compact new engine was introduced for the first time in the upgraded Kia cee'd in 2015 and is expected to account for the majority of Rio sales.
As well as offering high efficiency and low emissions, the lightweight nature of the new T-GDI engines benefit the Rio's keen front-end handling, with less mass and inertia for the car to work against under cornering. Customers ordering their Rio with the 1.0-litre T-GDI engine can choose between 100 or 120 ps power outputs.
The 100 ps engine produces peak power at 4,500 rpm and 172 Nm torque from 1,500 to 4,000 rpm. The lower-powered of the two T-GDI engines is capable of 4.5 L/100 km (4.3 L/100 km with the Eco Pack; 4.1 L/100 km with the LFC Pack), with CO2 rated from 102 g/km (99 g/km with Eco Pack; 94 g/km with LFC pack).
The higher-powered 120 ps engine produces the same torque output across the same band of engine speeds, while power is accessible at a higher 6,000 rpm peak. Fuel economy of 4.7 L/100 km results in CO2 emissions of 107 g/km.
Alongside the 1.0-litre T-GDI, the Kia Rio is offered with naturally-aspirated 1.25-litre and 1.4-litre MPI (multi-point injection) gasoline engines. The 84 ps 1.25-litre engine produces its peak power at 6,000 rpm and 122 Nm torque at 4,000 rpm, with 4.7 L/100 km economy and 106 g/km CO2 when equipped with low rolling resistance tyres (4.8 L/100 km and 109 g/km on standard tyres). The 1.4-litre produces 100 ps at 6,000 rpm and 133 Nm torque at 4,000 rpm, and is capable of 5.0 L/100 km fuel efficiency, with CO2 emissions of 114 g/km.
For even lower emissions, the new Rio will also be sold with a 1.4-litre diesel engine, producing either 77 or 90 ps. Regardless of power output, the 1.4-litre diesel engine will be capable of producing the lowest CO2 emissions levels and highest fuel efficiency in the Rio line-up. For the 77 ps model, emissions are as low as 88 g/km (with LFC pack; 92 g/km with the Eco Pack), while the 90 ps engine produces 96 g/km CO2.
All engines apply power to the front wheels, either through a five-speed manual transmission for 1.25-litre and 100 ps 1.0-litre T-GDI gasoline engines; or a six-speed manual transmission for the 1.4-litre gasoline engine, the higher-output 120 ps 1.0-litre T-GDI engine, and both 1.4-litre diesel engines.
Safety: ADAS assistive technologies and a five-star Euro NCAP target
The new Rio is one of the safest cars in its class, available with a package of Kia's Advanced Driver Assistance Systems (ADAS). The new Rio is built on high-strength steel body and features a wide array of passive safety equipment – the car is engineered to meet the most demanding crash safety test criteria around the world.
Targeting a five-star Euro NCAP crash safety rating when fitted with optional ADAS technology, the Rio is the first car in the B-segment to feature Autonomous Emergency Braking (AEB) with pedestrian recognition. The Rio's AEB system uses a long-range radar detection system to detect potential collisions with other vehicles or pedestrians and helps bring the car to a halt*. AEB is paired with a Lane Departure Warning System (LDWS), which alerts the driver if they stray out of their lane on the road without the use of indicators.
Towards the end of 2017, Kia plans to make an even wider range of safety assist technologies available to Rio buyers, including Blind Spot Detection, High Beam Assist and a new Driver Attention Warning (DAW) system. DAW monitors the driver for drowsiness or inattention based on sensors reading steering, acceleration and turn-in signal use. If it detects the driver isn't paying close attention to the road, it sounds an alert through the speakers and in the instrument cluster.
The bodyshell of the new Rio is made up of a significant proportion of Advanced High Strength Steel (AHSS). The extensive use of AHSS in the body of the Rio is part of a wider effort by Kia to achieve a 5% reduction in the average weight of new car bodies by 2020 when compared to 2014, while achieving greater safety and security. 51% of the new Rio's body is made out of strong, light AHSS, compared to 33% in the third-generation model.
The increased application of AHSS has strengthened the passenger cabin 'cell' for greater occupant safety and more effective distribution of impact forces. The stronger steel has been used to reinforce the A- and B-pillars, as well as side sills, roof structure, engine bay and floor pan.
The new Rio is fitted with six airbags throughout the cabin, as well as ISOFIX child-seat tether and anchor points for front and rear passenger seats.
Driving: More engaging and stable handling with a comfortable ride
As well as being incredibly safe to drive, the new Rio builds on the level of driver engagement offered by the third-generation model. Kia's chassis development teams have sought to introduce greater driving appeal, with more agile handling and enhanced steering response. The Rio sits on fully-independent MacPherson strut front suspension and a torsion beam rear axle.
The development of a stiffer bodyshell also gave R&D teams the freedom to develop a more compliant suspension system. The new Rio benefits from a revised spring and damper set-up than the outgoing model, improving the car's compliance and comfort at all speeds, while facilitating the car's more enjoyable, engaging handling characteristics.
Compared to the third-generation model, Kia's development teams have made wide-ranging modifications to the Rio's chassis, endowing the car with more immediate handling responses and improving the level of confidence that the driver has behind the wheel.
A new front suspension system features more rigid struts and cross member, resulting in more direct, assured steering for more immediate handling responses. The rear shock absorbers are now mounted more vertically, with the new mounting position enhancing the ability of the rear axle to absorb shocks to improve ride comfort and stability under cornering and at speed. By repositioning the power steering gearbox, engineers have been able to reduces friction through the gears, enabling a 5% quicker steering ratio from 'on-centre' and more immediate steering responses.
On top of the new package of ADAS technologies, the new Rio is fitted as standard with Kia's Vehicle Stability Management (VSM) with Electronic Stability Control (ESC). VSM ensures stability under braking and cornering, detecting a loss in traction and using ESC to help the driver keep the car on course.
Accompanying VSM and ESC are two new technologies, fitted as standard. The first of these, Cornering Brake Control, applies asymmetrical braking force to individual wheels when braking under cornering, counteracting a potential loss of traction for greater safety. In addition, Straight Line Stability eliminates yaw under hard straight-line braking – again, applying brake pressure adjustments to individual wheels to maintain stability during heavy braking or an emergency stop.
Connectivity: full Android and Apple smartphone integration
At the centre of the dashboard is the new infotainment system, housing Kia's latest HMI (human-machine interface). The new Rio is available with a 'floating' 5.0-inch touchscreen audio system with six speakers. An optional 7.0-inch touchscreen infotainment and navigation system incorporates Kia Connected Services powered by TomTom®, as well as Android Auto™ and Apple CarPlay™ for full smartphone integration.
Accessed via the navigation system, Kia Connected Services connectivity package offers drivers a wide range of up-to-date information, including live traffic updates**, speed camera locations and alerts**, local point-of-interest search and weather forecasts. Kia's Connected Services is available free-of-charge for European buyers for seven years after the car's purchase.
The Rio's Android Auto™ system is designed to work with Android phones running 5.0 (Lollipop) or higher. Available from launch, Android Auto™ connects to the user's phone and lets them access smartphone apps and functions through the in-car infotainment system, such as voice-guided Google Maps navigation, hands-free calls and texts and voice recognition. Android Auto™ also lets users stream music from Google Play Music™ and other services.
Apple CarPlay™, for iPhone 5 or newer, enables full Siri voice control to manage the phone's various functions and apps, including navigation via Apple Maps, calls and text dictation. Apple CarPlay™ also supports other audio apps that the user may have downloaded to their iPhone – such as music streaming or audiobook services.
By the end of 2017, the Rio will also be available with a full-connectivity 7.0-inch touchscreen audio-infotainment system, without navigation.
The Kia Rio is the first car in the B-segment to be equipped with USB ports in both the front and rear of the cabin, enabling users to physically connect a mobile device to the Rio's infotainment system, and recharge batteries on the move.
On-sale: New Rio available in Europe in Q1 2017
The all-new Kia Rio will go on sale across Europe during the first quarter of 2017, with the company's unique 7-Year, 150,000 km warranty as standard. The new Rio is manufactured at Kia's Sohari manufacturing facility in Korea.


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Stirling Moss and a Cup of Tea
Reading time: about 1 minute.
The image above is undoubtably one of the most English things I've ever seen, it was taken in 1959 and shows British Formula 1 driver and racing legend Sir Stirling Moss enjoying a hot cup of tea in the cockpit of his Vanwall grand prix racing car.
A couple of years earlier in 1957 Vanwall took their first ever Formula 1 victory – in the process becoming the first British team to take the top step of the podium using a car they built themselves. I'm not sure if the tea drinking habits of Moss had anything to do with it, but I like to think it was a contributing factor.
This article and its contents are protected by copyright, and may only be republished with a credit and link back to Silodrome.com - ©2019


text:
The backstory and Part 1 are posted here, and Part 2 can be found in the last post.
Thanks for watching, and for giving me positive feedback!
The third and final segment!
The backstory and Part 1 are posted here, and Part 2 can be found in the last post.
Thanks for watching, and for giving me positive feedback!
The next installment!
Part 1, and the talk's background, were put up in the previous post.
Update: click here for Part 3.
My January talk is up!
Below is the first of three parts of the presentation I gave to the North Bay Aquatics swim team last month. I was asked to share the story of my recovery thus far to the Masters team, a group which has been very supportive of me since the beginning.
Chronicling my own progression, as I have here with stories, photos, and videos, was a really valuable exercise. Most of the early footage I hadn't seen for a couple years, if at all, and so it was shocking, even to me, how far I've come.
Reliving the experience, particularly as I outlined the circumstances of the injury itself, was not easy – but being aware of the ways in which it did, or did not, trouble me, provided meta-lessons of their own.
This is a candid presentation; I'm putting myself out there and my vulnerabilities are on display. Obviously, given the title of the talk, I value that kind of authenticity.
I hope you all find it illuminating and I look forward to hearing your reactions.
Update: click here for Part 2 and click here for Part 3.
theovercoming shirts available!
Support Theo's efforts and receive one of our custom printed collection. Check them out!
Watch videos of my recovery here.
January 2018


text:
Photo: AP
One allegation that's been levied against some of the latest polls is that they are biased in favour of Democrats. Here's why:In many recent polls, The per cent of people interviewed who say they are Democrats has been consistently higher than the number of people who identify as Republicans. These polls include Marquette (D +8), Reuters/Ipsos (D +22), Pew Research (D +13), University of Connecticut (D +8), and many more.
At first glance, you might say that the pollsters themselves are biased, skewed to the left. But that's not the best way to approach it. Polling firms call a random sampling of people and don't seek out different partisans. It wouldn't be accurate.
If you were to conduct a poll in New York or Texas with an equal number of self-identified Democrats and Republicans, both states would be skewed, because each of those states have more members of one party than the other.
What some polls actually do in order to represent a state is they will sample for demographic information, like gender and race. Still, not all polls do that.
So why are more people identifying as Democrats than Republicans? It's a tricky question. Here are some possibilities and theories to explain the disparity:
The country has more Democrats than Republicans.
This is the conclusion if you take the polls at face value. This is to say that more Americans identify as Democrats rather than Republicans or Independents, and that's the reason why polls have observed a skew. It's plausible, but it's important to acknowledge that some of these polls have been skewing very heavily to the left.
If so, it's been a bit of a trend. In 2010 Gallup identified that 31 per cent of Americans were Democrats and 29 per cent were Republicans with 38 per cent identifying as independent. This could just be the realisation of a trend.
More Democrats are registered to vote than Republicans
Here's an interesting idea. Essentially, many of these polls are targeted only at Registered Voters, and the Democratic party has made ground game voter registration one of their single largest efforts in the past several cycles.
It could make sense that a higher number of Democrats said that they were registered than Republicans, even if they weren't planning on voting. This would skew the percentage higher.
This batch of Registered Voters who are not Likely Voters could be bad for the Democratic Party overall, and if this is the source of the disparity then the polls have likely been overstating the Democrats' chances this fall.
While only 29 states allow voters to identify party when they register, we can find statistics confirming that Democrats have outpaced Republicans with voter registration.
From George Mason University's Dr. Michael McDonald, recently most of the voter registration efforts directly benefitted the Democrats and states like Iowa, New Hampshire, Nevada, North Carolina and New Mexico — states Obama won — saw double digit voter registration increases that put then-Senator Obama over the top.
Photo: Getty Images
There is something wrong with the way polls sampleThe polling firms use a mix of strategies to reach out to respondents. The three main strategies are Landline phones, Cell phones and Internet.
Each of these comes with their own caveats and problems. People with landline phones skew older and more conservative, people with cell phones skew younger and more liberal, and internet users skew younger and more liberal as well.
Many firms use only one of these strategies to poll, while others use a hybrid model — for instance, calling 75 per cent of respondents on landlines and 25 per cent on cell phones. One idea is that some pollsters' cocktail of landlines and mobile phones could be disproportionate, and could be skewing the results one way or another.
Certain Republicans self-identify as independents
While the Democratic party has stressed unity over the past few years, the Republican party has become very factional. This isn't a bad thing, and brings voters with more disparate views to the polls for their own reasons.
However, some of the factions — the Libertarian wing, the Ron Paul wing, and the Tea Party wing, to name a few — could possibly be more inclined to identify as an Independent voter rather than with the mainstream Republican party, even if they're going to vote Republican consistently.
This also explains why Romney is doing really, really well with Independents.
Why is this credible? Well, according to the Winston Group, around 40 per cent of Tea Party members do not identify as Republicans, and it is somewhat doubtful that a faction formed to oppose Obama's policies would consider supporting the Democrats.
That's the best we could think of to explain the gap.
It's a tricky problem, and there is no reason to believe that it will be settled this election.
But it does cast doubt on some of the narratives so far in the election. Earlier, we talked about why some polls are misinterpreted because of a misunderstanding of how statistics work. If polls truly are oversampling Democrats, that's extremely bad news for Democrats.
Even though they're interpreted as mostly talking points, and a poll can become a partisan issue in itself, candidates rely on them for clarity and insight. If the Obama campaign is working from inaccurate numbers, it could be a career ending error.
Now, see why almost everyone misinterprets the polling on the presidential election >
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