text:
Updated Branding & Style.
Asks For Help
Bridge Funding – Our effort to raise a large round ($1.5M) is going to have to wait until the spring. While there's a lot of interest in what we're doing, our product development has been slow (see challenges below). With our product in the market and partnerships in place, we'll have a far better time putting a large round together in a few months.
After consulting with several investors and mentors, we've pared down our team and are working on a $250K raise for 6 months of runway to get our app to market, generate revenue, and close some of the exciting deals we're working on (see successes below). Currently we have $100K committed to this $250K round and are looking at some other funding options as well.
We're putting the call out to our current investors to participate in this bridge round to help us keep the momentum moving forward on building the world's first carrier store. Email me for more details.
1. Welcome to the team Vijay Anand
As most of you know, our technical co-founder left the company this summer (see challenges below). Our lead engineer David is a gifted engineer/developer/scientist, but neither David nor I have a gift for technical software project management. After trying several combinations of doing it ourselves, bringing in various potential CTO candidates, and outsourcing project management, we met Vijay.
Vijay spent the first 16 years of his career working for AT&T, so he knows our industry intimately. He then started and ran his own IPTV company as the technical co-founder, and recently sold that successful business. When I met Vijay I instantly knew he could help us, and help us he has.
Vijay has turned our product development, research, and engineering efforts completely around, which has taken a huge weight off of me. Vijay believes in our mission and our idea, and has become an integral part of our team in a short amount of time. He works in his gift of building things while I work in my gift of evangelizing. I'm honored to work with him.
2. Product Development is in overdrive
When you have the RIGHT team in place, things go much more smoothly than when you don't. With Vijay's help and a ton of great support from Mighty 8th Media, as well as a doubling down of effort by our team, we've made huge strides forward on our product development.
Our Android app is four weeks away from hitting the Google Play store, and the iOS version will follow soon thereafter. Vijay is leading the product development, David is writing the software, Nicole is building the world's most detailed and accurate database of wireless plans and negotiating partnerships with carriers for affiliate relationships, Kate is writing the content for the app screens and website, and Mighty 8th is designing the screens for the app and refreshing our branding.
For the first time since Techstars, we're hitting on all cylinders and making a huge push forward towards launch.
3. Partnerships moving forward too
Last update I mentioned that we had successful meetings with Tracfone, Republic Wireless, and GoGo. Since then we've taken the next stop with those potential partners and also met with USAA, Target and IAC.
USAA has 11M mobile users. Putting our technology into the USAA app would help millions of military families and veterans find the right wireless plans for their needs, and give us a ton of exposure and learning (and revenue).
We met with Tracfone in Miami and discussed building a version of our carrier store that's specifically Tracfone branded. As they represent 10 brands, each one catering to a slightly different user base, this makes a lot of sense for them and us.
IAC is a really interesting opportunity. They represent some of the largest online properties in the world such as Angie's List, HomeAdvisor, Match.com and Tinder. We're meeting with them in NYC next month to continue the conversation.
Our conversation with Target took an interesting turn. They liked what we are building a lot, but were really interested in us helping them clean up their in-store retail of pre-paid SIM cards and plans in the form of a kiosk. Ironically David and I actually have a lot of experience with kiosks, and we are working with their head of Consumer IoT Mario Ingram in SF on what that might look like.
That led to a thought about physical SIM distribution in airports as well, which we intend to share with GoGo later this month.
1. Building the RIGHT team
We had a really tough summer at Candl.
About a month after we returned to Atlanta from Techstars, our technical co-founder left the company. It was not a pleasant experience. In fact it was the single hardest thing I've endured in my 20+ year career. Watching the thing I poured every personal financial resource and waking thought in to for more than a year being ripped apart by someone I trusted and loved…it nearly broke me.
It took two months and too much money to end that drama. I leaned on several mentors, advisors, shareholders and investors during this period of time, and I sincerely thank all of you who helped Candl through that awful ordeal.
Our Managing Director from Techstars, Natty Zola, warned me that the next few months would be some of the loneliest of my career. He was right. I've never felt loneliness like that. The weight of building a world-changing technology without a technical co-founder was brutal.
Flirting with exhaustion and burnout, trying to run both the product and business aspects of the company, resetting the culture, dealing with the legal stuff, searching for the right engineers & designers, and finding our place in a trillion dollar industry that doesn't like disruption, it took us a lot longer to get to where we are now than it should have.
In October, we pared the company down to four people (Kate, David, Nicole and me) to focus on product development. We added Vijay to the team a few weeks ago, which has galvanized our development efforts.
It was not a pretty process, but the team we have today is far better and more dedicated to the right things than the team we had at any point in our history.
2. The hundreds of things that go wrong.
If you've been reading my updates for a while, you get a sense that I'm usually a positive-minded person that focuses on what's going right and doesn't dwell on what goes wrong too often. I do this for two reasons:
First, I'm an evangelist focused on a big idea, and my job is to keep everyone looking at the big idea.
Second, shit happens. It always happens. Dwelling on the things that don't go well changes your focus from the goal to the obstacle. Even after these awful challenges we're still focused on driving this bus straight down the throat of the entire wireless industry.
But even I reach a point where the obstacles take a serious toll. For nearly two years we've managed to find a way through one hell of a roller coaster. We've had hundreds of setbacks big and small. And they have taken a toll on the entire team. Now, just as we've finally nailed the business model down, begun to develop huge relationships, and get serious traction in product development, we're running low on funding.
3. Funding a moon shot.
With our app weeks away from launching, and with several really big partnerships just a few months away, we've nearly reached the end of our seed funding. The problems we encountered this summer with our technical co-founder leaving and a few attempts at a replacement not working out (until Vijay arrived) took several months off of our runway.
This winter will have one of two story arcs. One is we never recovered from the departure of our co-founder and the damage he did on the way out. The other is we survived a tough crisis and became that much stronger of a team because of it. All of us at Candl definitely prefer the latter, and we're doing everything we can to keep working on our moon shot.
Key Activities
(8) at NDA stage (up from 3), working towards LOAs
GoGo, Tracfone, Republic Wireless, USAA, Target, IAC, Vodafone, Bon Voyage Connections
– Android App
We are in sprint 2 of a 4-sprint cycle to launch the Android version of our Carrier Store.
– iOS App
When the Android version is complete, we will build the iOS version. iOS restricts device information more than Android, which is why we've focused on Android first.
Five areas of protection identified (up from 4)
The people we identified to help us with this didn't work out. I'm writing the abstracts myself at the moment.
1 month runway (December)
Candl runs out of money in early December. We have $100K committed to a $250K raise that will sustain us until April when we can raise a larger round with more traction in revenue, product development and business partnerships.
Closing Thought: The ride of your life.
I'm 42 years old. This is the second startup I've founded. I have an MBA and served in the Army. I've closed hundreds of millions of dollars in business in my career, managed a $1.2B product line, built my first startup to 35 employees, and took this one through Techstars. I have access to some of the greatest investors, advisors and mentors in the startup world.
And even with all of that experience, I am human. Like all of you, I make mistakes.
When my co-founder left Candl, it killed all of the momentum we had coming out of Techstars. I spent the next five months throwing all of my energy and spirit at not letting the company grind to a halt. And wound up grinding myself down in the process.
During that time I did what I do best – evangelizing our dream and building the business side of Candl. I built a team of amazing entrepreneurs – marketing, business development, operations. And the progress we made was phenomenal.
We tried out a few ways to keep the engineering side of the company moving forward. And this is where I fell down.
David and I tried to run the product development side ourselves. We tried a distributed approach to project management. We brought in a few contractors to trial them out at head of product / head of technology. None of that worked.
I know myself well enough to know that I'm half of a whole. I never intended to be a solopreneur. And while my relationship with my former co-founder ended tragically, I knew I needed to fill that gap quickly.
It took five months and most of our funding to fill that gap.
It wasn't until Vijay joined us that we found the right person to lead the technology side of Candl. I wish we could have gone through Techstars with Vijay on our team. But that's not our story.
Our story isn't fully written. Like the refugees we hope to help someday, we face tremendous obstacles on a daily basis trying to do something difficult. And, like those courageous souls who fight the odds to do something good with their lives, we're still here, staring at the next wall, trying to find a way around it.
Every startup goes through these loops of insanity, this roller coaster of a ride from idea to profitability. Some get to go through it more than once.
Two very interesting stats come to mind:
– 60% of startups that fail do so because of founder issues. We intend to be part of the 40% that survive the kind of awful drama we endured this summer.
– For 45% of the startups that are successful, the top factor in their success is timing. I'm convinced that our timing is perfect. We are watching the beginning of a major format change (physical SIM to eSIM) and an overall change in how people purchase virtual goods like video content and connectivity in general.
With your help, we will continue the ride. Because damn this thing is worth fighting for and worth building. I know you all believe in our vision as much as we do, and I hope you can help us build a bridge to the next loop.
We're looking for an additional $150K in seed funding to get us to the spring. If you've made it this far in this investor newsletter, hopefully you understand how much passion and drive go into Candl by not just me, but the entire team. Help us make this big push, knowing that this team has been battle-tested and still 100% strapped in to the roller coaster, ready for more.


text:
Annuities for Retirement Planning
No matter who you are, planning for retirement can be challenging. Annuities may help eliminate the guesswork.
They offer options to help you save for retirement and turn your assets into a steady income stream when the time is right. You decide when and how to take income.
Never too early to save
Retirement may seem far away, but it sneaks up fast. Annuities may help make saving for your retirement goals manageable.
Supplement your savings
Some annuities offer guarantees to help you create balance among the assets you've earmarked for your retirement.1
Rejoice in retirement
Kids grown? Mortgage paid off? Annuities may help provide the income you need to retire your way.
What is an annuity?
It's an investment product that provides an income stream for the future, usually after retirement. The two main types of annuities are deferred and immediate.
Immediate Annuities
If you're looking for a way to transform an amount of money – like an inheritance or IRA rollover – into income that can last the rest of your life, consider an immediate annuity.
- Several income payout options.
- Payouts begin immediately.
- May pay a death benefit to the people or causes you care about.
See more
Deferred Annuities
Deferred annuities may help you achieve your retirement savings goals. You won't pay income taxes until you start taking money out and you get a minimum guaranteed interest rate on fixed annuities. You can choose how and when to receive your income from several payout options, including lifetime income.
- Options to lock in a future income stream – now or later.
See more
Additional options to consider
In addition to picking an immediate or deferred payment structure, there are also fixed and variable annuity options to consider.
Fixed: How it works
Fixed annuities earn interest at a set rate. Every fixed annuity has a current interest rate and a minimum guaranteed interest rate. The current interest rate is usually declared on an annual basis.
Fixed annuities are not affected by ups and downs in the market. Plus, they also guarantee a minimum interest rate.
Since fixed annuities are credited interest at a set rate, it is possible that the value of the annuity will not keep pace with inflation.
Variable: How it works
Variable annuities earn investment returns based on the performance of the subaccounts chosen.
Because funds are invested in variable subaccounts, they may keep up with – or even outpace – inflation.
Investments are subject to market fluctuations, so a variable annuity is riskier and can lose principalMore Information.
Member's Voice
"We're outdoor enthusiasts and into sports. When we stop working, our plan is to be able to replace part of our current income and still continue with our active lifestyle. We don't want to miss a beat."*
* The member's experience may not be the same as other members' and does not indicate future performance or success.
Related Items
Annuities are intended to be long term, particularly for retirement. Product availability and features may vary by state.
Withdrawals and surrenders will decrease the value of your annuity and, subsequently, the income you receive. Any withdrawals in excess of 10% may be subject to a surrender charge. The taxable portion of each annuity distribution is subject to income taxation. If a taxpayer is younger than 59½ at the time of distribution, a 10% federal tax penalty will apply to the taxable portion of the distribution unless a penalty-tax exception applies.
Investing in a variable annuity involves risk, including the possible loss of principal. The prospectus contains more complete information on the investment objectives, risks, charges and expenses of the variable annuity contract and underlying investment options, which investors should read and consider carefully before investing. Prospectuses are available from a Thrivent Financial representative or at Thrivent.com.
1 Guarantees are backed by the financial strength and claims-paying ability of Thrivent Financial.

subset: commoncrawl


text:
So this weekend it was a large bag of spinach that's sitting in my fridge asking to be used up….
Dish one – Friday night salmon and spinach fish pie (with lovely sweet potato mash!)
It freezes really well as long as you don't use frozen prawns (as they shouldn't be refrozen)….
Serves 4 – 6|Prep 30 minutes|Cook 1 hour
250ml semi-skimmed milk
200ml fish stock (you can use water)
500g skinned salmon fillet
200g cooked and peeled prawns
250g fresh spinach
75g butter
50g plain flour
2 tbsp chopped fresh dill, or parsley will do
150ml soured cream
750g large floury potatoes such as Maris Piper, scrubbed and halved
750g sweet potatoes, scrubbed and halved
salt and white pepper
1 Preheat the oven 200C gas mark 6. Put the milk, stock and salmon together in a large roasting tin. Cover with foil and cook in the oven for 12 – 15 minutes until the fish is just cooked through and no longer translucent – it should break into flakes. Lift the fish onto a plate and reserve the liquid. Break the fish into large chunks, discarding any skin. Arrange over the base of a shallow 1.75litre ovenproof dish with the prawns. Wash the spinach and place in a pan with the water clinging to the leaves. Cook for 2 – 3 minutes until wilted then drain thoroughly. Add to the fish in small spoonfuls.
2 Melt 50g of the butter in a medium pan and add the flour and cook for a minute. Off the heat gradually add the cooking liquid from the fish stirring each addition in and keeping the sauce smooth. Return to the heat and bring to the boil, stirring all the time, then simmer for 5 minutes stirring occasionally. Off the heat, stir in the dill and soured cream and season with white pepper. Pour over the fish and leave to cool.
3 Cook the potatoes in two large pans of boiling water for 15 minutes until tender. Drain and mash separately, then beat the remaining butter and seasoning into the plain potato. Stir the two potatoes together but don't over mix. Spoon over the fish to completely cover. Cook the fish pie for 35 – 40 minutes until golden brown and crisp on top. Serve with steamed broccoli.
Dish two – lunchtime spinach salad with avocado, hot smoked salmon and roasted sweet potato
I rummaged around in the fridge and found the ingredients to make this salad for lunch. I roasted a sweet potato tossed in a little oil then cut it into cubes and tossed it in a bowl with half an avocado, some sliced red onion, flaked hot smoked salmon from Paul the fish , a tablespoon or two of mixed seeds, and the rest of my bag of spinach. The dressing was simply cold pressed rapeseed oil from Pure Kent and a little lemon juice.
Dish three – Spinach, tomato and chickpea curry (taken from my new book The Busy Mum's Vegetarian Cookbook)
Really quick easy and versatile so this is one of my five star recipes. I vary the veg according to season and what's to hand so you can add peas or green beans instead of spinach or even quickly fried aubergine slices. If I don't have chickpeas I use new potatoes as an alternative. Serve with mint raita and warm naan bread for the easiest quick curry or as I did on Saturday night with a bought chicken curry, an easy rice pilau, and warm naan bread
Serves 4|Prep 15 minutes|Cook 25 minutes
1 tbsp sunflower oil
1 clove garlic, chopped
1 small onion, finely chopped
small piece fresh root ginger, peeled and chopped
1 tbsp medium curry paste
400g can chopped tomatoes
400g can chickpeas
250g fresh spinach, roughly shredded
salt and freshly ground black pepper
1 Heat the oil in a medium saucepan and cook the garlic, onion and ginger together for 5 minutes until softened and golden. Stir in the curry paste and cook for a minute then add the tomatoes and simmer for 5 minutes to make a thick sauce, stirring occasionally.
2 Stir in the chickpeas with their liquid and bring to the boil. Simmer for 10 minutes then season and stir in the shredded spinach. Cook gently together for a couple of minutes until the spinach is just cooked. Check seasoning and serve with a spoonful of yogurt stirred through then scatter with chopped coriander. Serve with warm naan bread.
Busy mum's lifesaver: I often make double of the base tomato sauce then freeze half the tomato sauce for future use. Just thaw and add continue as above. I use frozen leaf spinach and frozen chopped ginger and then I'll have all the ingredients in the storecupboard! For the meat-eating contingent of the family this goes really well with chicken tikka and pilau rice.
Dish four – Spiced spinach and chick pea soup
The remains of my spinach curry made a great lunch today. I reheated it with added chicken stock then roughly processed it in the pan with the hand blender. Then I dropped in a spoonful of yogurt and one of mango chutney…..


text:
What Does The Election Of France's New President Mean For European Copyright?
Whatever you might have thought of his policies, Nicolas Sarkozy probably had more impact on European copyright policy than any other EU politician. He consciously tried to the lead the way in bringing in more extreme copyright enforcement, most notably with the "three strikes" HADOPI law.
On Techdirt.


text:
Ok, it's officially autumn for me because the heat is permanently on in work and that means one thing. Hair so frizzy that I look like a jinny joe. I have oily roots and dry, damaged ends due to not having it chopped in ages and I won't be having anything major done to it any time soon as The Official Hairdresser to Lovely Girlie Bits Even Though He Doesn't Know It, Christian Shannon from Brown Sugar Dublin, has fractured his wrist and is out of commission for a few weeks.
So to help tide me over until then, I'm commencing Operation Sweet Jesus I Need To Do Something To My Hair So I Don't Look Like Mad Mary. Enter Kerastase's Nutritive Irisome range.
Ah Kerastase and your gorgeous smelling products.... The Bain Satin shampoo & Lait Vital conditioner reminds me of a hair conditioner my mam used to have back in the day and had hidden in a press. A press I had full knowledge of in my early teenage years and used to sneakily use bits from them. Shhh don't say anything to her.
The Nutritive Irisome range works on repairing and nourishing the hair, focusing on dry areas and replenishing those areas to give you healthier hair. It also helps strengthen the hair and helps fight dryness. I want strong, not dry hair thanks very much. These products arrived recently and I've been trying them out, much to the delight of my locks.
There are two versions of the Bain Satin (€18.90) shampoo, each working on normal to slightly dry hair, and dry sensitised hair. Like any Kerastase shampoo I've tried, this builds a luxurious, beautiful smelling lather that has nutritional benefits for the delicate bits of your hair.
The Lait Vital (€22.30) is a lightweight conditioner that nourishes and softens the hair without weighing it town. Again, this smells delicious and works wonders on my poofy hair, leaving it soft, manageable and feeling healthy and strong.
The Touche Perfection (€40) is a replenishing balm and oh this is a beaut of a product folks. I'm all about leave in conditioners and treatments but hate when they feel thick and heavy on my hair. This lightweight balm works on controlling unruly hair by smoothing the ends, giving my much needed dry bits an extra something' something'. Totally loving this lads.
So yes, when I use these products and dry my hair properly, it's a good day. My hair looks and feels normal. It doesn't look like I haven't cut it in months and I no longer resemble someone who has heel electrocuted. You know in America's Next Top Model when Tyra goes on about having wind in the hair when the models strut down the catwalk? It's more like I'm hoofing it down the street as I walk, but I gots wind in mah hurr people.
The Nutritive Irisome range is in Kerastase salons nationwide and if you are not favouring the jinny joe look this season, definitely give it a shot and treat your hair a little bit.
© Lovely Girlie Bits - Best Irish Beauty Blog Image Magazine Blog Awards & Aussie Blog Awards 2014 | All rights reserved.


text:
Sparky Anderson, 1982 Donruss (Coach-Manager Week No. 1)
Name: Sparky Anderson
Team: Detroit Tigers
Position: Manager
Value of card: A cup of prune juice
Key 1981 stat: Enough neck wrinkles to make a turkey jealous
Just in time for the Super Bowl, welcome to Coach-Manager Week: Whether in a dugout or on the sidelines, a team's leader is an old dude who's almost always rocking a big gut and a bigger attitude. Too often these gentlemen of the game are cast aside, forgotten and never given the credit they deserve. The Bust wants to change that. For seven glorious days, we'll bring you the coaches and managers whose knowledge of the game is only exceeded by their fashion IQ.
Sparky Anderson's train of thought from 2:11 to 2:13 p.m., April 14, 1982: "I wonder if I should eat this baseball. ... This Gibson kid isn't going to amount to jack squat, I bet. ... 'Sweet' Lou — heh. He wasn't so sweet when he was talking about Chet Lemon's mother the other day. ... Hey, you kids! Get off my lawn! Oh, wait, that's the bullpen. ... I still can't believe we signed a guy named Wockenfuss. Isn't that German for something to do with a guy's junk? ... If I look like this now, at age 48, I wonder what I'll look like at age 70? Hmm."
at 12:01 AM
Labels: 1982 Donruss, Coach-Manager Week, Manager, Old man, Sparky, Stream of Consciousness, Tigers
Subscribe to: Post Comments (Atom)


text:
If you are planning a wedding, knowing where to have a rehearsal dinner in Austin will help streamline wedding preparations through a number of ways. Remember, the purpose of a rehearsal dinner if for the bride's family and friends to meet the groom and his friends and family to ensure a good time and to allow for personal familiarity. Rehearsal dinners also give the bride and groom an opportunity to thank everyone who helped with the wedding preparations. Knowing where to have a rehearsal dinner in Austin amongst so many options can be challenging, so this article is intended to help the bride (and even hands-on grooms) know what to look for in finding rehearsal dinner Austin spots.
The Best Rehearsal Dinner Austin Spots Have a Specific Ambiance
Since this is an occasion where two families are likely meeting for the first time, the right ambiance for rehearsal dinner Austin spots is crucial. You want to find an intimate setting that offers a relaxing vibe where people feel relaxed and calm. For example, some of the best Austin Italian restaurants have private dining rooms that are ideal for where to have a rehearsal dinner, and even their patios are warm and welcoming. Italian restaurants in Austin are hyper competitive, and this means each one tries to raise the bar to attract rehearsal dinner guests. Look for Austin Italian restaurants that have that calming yet energetic ambiance with intimate lighting to offer a luxurious experience for your rehearsal dinner.
Where to have a Rehearsal Dinner in Austin Depends on the Wine List
Wine is a must for rehearsal dinners. Not only does a great glass of wine awaken the senses, it sets a luxurious scene, settles nerves, and fills people with warmth. Look for Austin Italian restaurants that have a deep wine list ranging from reds to whites, and from pinks to Champagne. The wine list should offer popular wines that are familiar to most people, as well as rare or obscure bottles to help ring in the special occasion. Finally, keep in mind that it is fairly common for family or friends to buy extravagant bottles to help celebrate at the rehearsal dinner just as it is common for the bride and groom to order a rare bottle to thank loves ones who helped contribute to arranging their special day.
Italian Food and Austin Rehearsal Dinner Restaurants are a Perfect Marriage
No other cuisine conveys passion and love the way Italian food does. Look for Austin Italian restaurants that offer a wide selection of handmade pastas, authentic rustic pizza, and silky getato. When it comes to knowing where to have a rehearsal dinner in Austin, keep in mind that your guests will have different diets, Italian restaurants are ideal for mixed tables who are on the keto diet, paleo, vegetarian, pescitarian, and low-carb diets. They are also excellent options for people with food allergies, as well as for those with picky palates. Austin Italian food can be mild, spicy tangy, rustic or sweet and range from filling pasta entrees to steaks and fish, or offer light bites such as salads and delicious appetizers for those who eat very little.


text:
Haymaker Spring Update
It's always exciting to announce the start of a new golf season! Though there is much work to be done preparing the grounds for opening day, Mother Nature and that beautiful spring sunshine is taking care of the snowpack quickly.
At this time the course is clear of snow but the grounds are saturated and holding water high in the profile which is preventing us form operating equipment and beginning our maintenance practices.
This week our grounds crew will begin the process of preparing the course. Our first order of business will be aerification of the greens. Now before you begin to dread the thought of bumpy greens let me explain the process for 2019. This season we'll be using a different setup. Instead of running the usual 5/8" hollow ejectors which remove plugs, require heavy topdressing and take a fair amount of time to heal, we'll be running a 3/8" solid tine. The benefit of the 3/8" solid tine will be less topdressing, cleanup will be quicker and the healing time will be sped up. What does this mean for you? The condition of the greens will be wonderful for your early season rounds.
Now that I have you feeling good about the greens I have to add one section that is disappointing to us all. Vole damage on the grounds is fairly extensive this season. Though we employ several tactics attempting to negate the damage caused by this unpleasant pest, no matter what you do, you have to take it in stride and this year is no exception. We are seeing damage around the greens, approaches, collars, low lying areas near drain basins, tee boxes and in the rough. Just like other years when we've had considerable damage we simply focus our attention on highly playable areas like the approaches and tees. Once these areas have been addressed we'll move onto other damaged areas. Although the damage is unsightly and can provide you with an unfair lie, please be assured that we're doing everything in our power to create favorable playing conditions.
Tomorrow we will charge our irrigation system. This process also involves checking all irrigation heads for proper function and testing communication between our central computer and the irrigation controllers on the golf course. Charging the irrigation system lets us know how the system wintered and if certain areas will need repair. When the pumps are fired we're looking for the pumps to stabilize and shut down. This tells us that the system is tight. If the pumps stabilize but continue to fire then we are out looking for the problems and finding solutions. This process will be completed by our irrigation tech Rick Marchewka and I can say that he is the best there is!
There are several other tasks that will need to be completed in order for the course to open with favorable conditions. The bunkers will be tilled and turned over. This process involves our staff using landscaping style rakes, shovels and other hand tools to probe the bunkers and redistribute sand allowing the bunkers to be more consistent. Debris left on the grounds from animals and Mother Nature will be cleaned, cleared and removed. On certain areas of the course we'll be using a small harrow while in other areas of the course we'll be using large pull behind harrows to turn over and open up some of the rough grass. After the cleaning and prep work is complete we will put a first cut on the grounds and lay the stripes for the 2019 season.
We have plenty of work to do on this end but our trained staff is eager to begin work. I have the utmost confidence to say the checklist will be handled with no problem this season.
Thank you to all golfers who come out and enjoy the Haymaker Golf Course. We appreciate your patience and understanding as always. Hit em' straight!
Assistant Superintendent, Adam Sando


text:
We would like people to join us to make festive windows around Totterdown during advent. We are looking for 24 houses ( or possibly more ) to sign up and decorate their window on a particular day from 1st-24th December. We will then create a map so people can walk around and look at all the fantastic windows.
Totterdown Festive Windows 2017
8th December 2017
Take a stroll around Totterdown and enjoy the decorated windows. See the list of windows, with the dates when they are ready for your enjoyment, below: 1 126 Oxford St 2 30 Summer Hill 3 32 Stevens Crescent 4 The Oxford 5 60 Stanley Hill 6 Totterdown Canteen 7 76a Richmond St 8 County St 9 9 William St 10 Hobbit window, top of Firfield St 11 5 Parliament St 12 35 Stanley Hill 13 42 Green Street 14 The Eating room 15 57 Green st 16 49 Arnos St 17 22 Hawthorne St 18 19 Stevens Crescent 19 Craftisan…
19th December – Park Street
19th December 2016
You can trust art teachers to make great works for festive windows.
17th December
19th December 2016
16th December – Stanley Hill
18th December 2016
14th December – Bellevue Road
18th December 2016
Festive windows so far
11th December 2016
Here are photos of Totterdown Festive windows so completed far.
Rebecca Mear
Project Lead
How to get involved
Please email totterdownfestive
firstname.lastname@example.com if you would like to join in and we will go from there.
Follow the project on facebook at www.facebook.com/


text:
Access Visitor Management Systems GuideBy: Brian Rhodes, Published on May 11, 2018
Comments (11)
Interesting subject matter Brian, the systems you mention can work standalone and/or be integrated into third party VMS/Access Control systems.
Do you plan to go further towards an evaluation/comparison/benefits of such integrations and also review the Visitor Management component that is part of other VMS/Access Control systems ?
Jolly system has a lot to be desired. They have changed the way they have done things in the past 6 months which have made it very hard to work with in terms of selling and supporting.
Interesting article. Would need high visitor volume to justify cost as you explained in the article. It would be fun to "play" with though!
OK Kudos to you People at IPVM!.. it doesn't pass a day when some customers concerns are not addressed or been addressed somewhere in IPVM.
This subject is more important today than ever before. There is a serious need to manage visitor and to very quickly verify if a person should be at a given location in any facility. Easy Lobby is a good solution but remain expensive IMO. The field is ripe for some new blood .. There aren't many and their solutions, that includes that of Jolly System is half-baked at best.
There is a lot of need in that sector and IME not correctly addressed. Would like to see more innovation in and of course, coverage of this sector.
I visited an account a few years ago that was using this exact system. It was a large orthopedic hospital.
EasyLobby Solo is a good system when not many bells and whistles are needed. We have deployed this at a customer site and they really like it. Is very good for replacing the usual pen and paper sign-in.
Here in Australia there is a company called RightCrowd which do visitor management, haven't sold it into a site yet but from what ive played around with it works well
it also integrates with Inner Range Integriti access control/intrusion system, which will get the visitor management system to dispense a access card with the relevant doors the visitor can access
most sites are too tight with money
I've done several installations of the Envoy system. Only hardware needed is an iPad and a badge printer. It is cloud based and very easy to set up and implement. Works great for organizations large and small. It has lots of nice features such as texting or emailing you a picture of the person who has checked in, invites with customizable texts, etc.
Does anyone have any ideas of a nice looking capture camera? We used to use a Logitech that came with a removeable stalk (I think it was the Orbit??).
I have a smart reception desk and don't really want a crabby clip on $10 webcam!


text:
The best price you get only when you make a booking on this site!Check rates & availability
A gift voucher will be sent you electronically free of charge.
Printed voucher by mail in the Czech Republic for 50 CZK (approx. 2€). For orders worth more than 1000 CZK (approx. 40€) will be sent free of charge. Delivery abroad will be charged according to the current Czech Post Price List.
You can give the voucher to your near and dear ones to thank them or to show them your care and concern.
It is an ideal present for anniversaries, birthdays or Christmas.
The gift voucher can inspire your loved ones to spend unforgettable moments of rest and relaxation, spa treatments or culinary experience.
Gift vouchers are valid for services or special offers in all EA Hotels.
You can order your gift voucher by form below. The gift voucher is valid 1 year from the date of issue / purchase. The amount not used from the voucher after a purchase is not refundable.
Price for 2 people for 2 nights 5790 CZK (approx. 232€)
Price from 2 persons from 5090 CZK (approx. 204€)
From 10730 CZK (approx. 429€) for 2 people for 5 nights
Ideal gift for everyone!
EA BENEFIT program rewards clients of EuroAgentur Hotels & Travel for their loyalty to EA Hotels.


text:
Africa is in a development trajectory with economy growing at an average of 5% per year and the middle class witnessing an expansion.
Africa's agricultural potential is largely untapped, with approximately 60% of the world's non-cultivated arable land found in sub-Saharan Africa. A few countries have a well-established farming, food manufacturing and retail sector that caters for both the domestic and international markets.
The market access create an immediate need for development of food standards, including food safety standards, based on scientific principles to enable domestic,regional and international trade in food, thereby in ensuring Africa's role in the global food commerce.
The Codex Alimentarius Commission offers a solution to unlocking the potential in increased food consumption ,growing economies and need for new food market access for the CCAFRICA member states.
News from the region
Madagascar / seeking active engagement in Codex
Codex Trust Fund / Supporting import control systems in Madagascar
High-level advocacy in support of Codex in Burkina Faso
Eritrea improving Codex coordination for national food standards
Strong One Health leadership and commitment for AMR in Nigeria
Burkina Faso promotes Codex on World Food Day
Mali launches Codex Trust Fund project
African Continental Free Trade Area Agreement creates key role for standards
Large scale FAO Total Diet Study successfully assesses chemical residue contamination in food in Benin, Cameroon, Mali and Nigeria
CCAFRICA hears calls for further investment in food safety for greater market access
CCAFRICA Coordinator
All information on Codex is public and free.
For regional enquiries contact:
CCAFRICA Secretariat
Kenya Bureau of Standards (KEBS),
Kapiti Road, Off Mombasa Road,
P.O. Box 54974-00200, Nairobi, Kenya
Email: email@example.com


text: Gina Gulberti holds a Master's degree in Multimedia Journalism. In 2011, she obtained a Robert Shumann scholarship for journalists and worked for the audiovisual unit of the European Parliament in Brussels. She has worked for different Spanish media outlets such as RNE (public Spanish radio), Onda Cero radio and ADN journal. Her interests include Web 2.0., audiovisual production, European policies and independent journalism. Now based in Madrid, she is collaborating with digital newspapers while working for the press office of "La Fourchette":http://www.lafourchette.com/ in Spain.


text:
by Lollie
Shrek and Fiona Costume
Rate this costume:
6 votes
|add a comment
More views: (click to enlarge)
Shrek and Fiona Costume
|Costume type:
|Costumes for Couples
This homemade costume for couples entered our 2013 Halloween Costume Contest.
A word from Ashley, the 'Shrek and Fiona' costume creator:
This is my husband and I rocking our Shrek and Princess Fiona (in Ogre form) costumes! The dress was store bought with hand sewn sequin trim, we got ears and the tiara online and painted our skin with lime green "zombie" makeup.
Similar costumes:


text:
On which routes can I use my Ramp-Ride-Rail Go-To Card?
Your Go-To Card is good on any bus that serves Ramp A or B and travels within the downtown zone. Go-To Cards are also valid on the light rail. Ramp C does not have bus service, but you can walk to the light rail station or Ramp B to ride the bus from there.


text:
NPO "CANVAS" and Google opened a web site that gathers nice stories involving children and the internet. Young people from Japan, the U.S., England, Germany, China, Taiwan, Korea, Vietnam, Australia, United Arab Emirates, Israel, Thailand, Malaysia and Pakistan all took part.
We wanted to concentrate on activities that promoted creativity and expressiveness. One result was the creation of this site. For more details please see the site, but I'd like to present some examples here.
Ayane Naoi (17)
Naoi studied at Renaissance Academy high school via the internet. She didn't physically attend school.
With the exception of five days, all of her schooling was conducted over the internet. All students receive a smart phone or tablet. Naoi was challenged by simultaneously taking classes and living life as an entertainer.
"Because I could study at any time and at any place, I could find time to do both my classwork and study as a comedian."
"I think that it would be nice to have more places like this. Even at full-time schools, having the ability to do homework or personal study using the Internet would be helpful and should be introduced at more places."
Yusuke Mamiya (11)
Mamiya studies stop-frame animation over the internet. He studies the techniques used in stop-frame animations that have been uploaded to YouTube, learns the techniques through trial-and-error, and creates original works.
His stop-frame animations receive rave reviews at exhibitions put on for students and teachers. Mamiya says that he is "Never happier than when his work is praised!" and he has gained much self-confidence.
Hiromu Yakura (16)
Android security expert Yakura began to love the internet when he entered the PC room at junior high school when he was 13. Because of his expertise he is asked to speak at universities and technical institutes throughout Japan.
"Instead of trying to do everything on your own, please request assistance using email, Facebook, Twitter and other such tools. Everyone is working together and there are people from around the world who are willing to lend a hand. Source code is an international language."


text:
Coastal Forest Lodge offers groups the opportunity to exclusive self cater hire. Self catering is an economic and flexible alternative when organising group accommodation.
Self Cater means your group provides the requisites necessary for an enjoyable stay using our facilities. The catering and cleaning is your responsibility. With a team approach and a little planning these tasks are easy to share . It is recommended a person with a Food Handlers Certificate supervises the catering. We can suggest simple catering ideas and provide guidelines for what is expected in the final clean up.
|Pillow and sleeping gear e.g. fitted sheet and doona / blankets / good quality sleeping bag. The cabins are NOT heated and guests' must come well prepared with warm bedding and clothing. BYO all bedding including pillows. The common areas are well heated. There is no air con at CFL.
|All food requisites including tea, coffee, etc.
|Detergent, GARBAGE BAGS, etc. (some are provided but please bring extra).
|Personal Items such as bath / beach towels, toiletries etc.
|Sports / recreational / games equipment and bikes, it's a terrific spot to ride (some balls, bats, etc. are provided. BYO putters for mini golf).
|BYO first aid kits and needs.
|Music and Audio Equipment - if required i.e. CD players, projector, laptop,ect. (music to be kept at a respectful level please).
|A pre booking campsite visit with the person responsible for the hire of the campsite and who will be staying with the group is a good idea.


text:
As a faculty or graduate student instructor at UC Berkeley, there are many opportunities to capitalize on the presence of the representational diversity both in our community and particularly with our teaching. The following resources from both UC Berkeley and from other institutions suggest a number of actions to take to make our classrooms as healthy and as safe an environment possible for all student learners. These resources also include a number of suggestions for engaging with particular diversity topics.
The Diverse Classroom Environment
- Creating Inclusive College Classrooms
- Teaching in Racially Diverse College Classrooms
- Higher Order Thinking
- Creating Conditions for (International) Student Success
- Universal Design for Learning
- Teaching Students with Disabilities
- Confronting Class in the Classroom
- Inclusive Classrooms for Trans* and Gender Expansive Students
Instructor Self-Awareness
- Instructor Identity: The Impact of Gender and Race on Faculty Experiences with Teaching
- Critical Self-Knowledge for Social Justice Educators
Dynamics in a Diverse Classroom
- Teaching Sensitive Topics
- Hot Moments in the Classroom
- Tips for Dealing with Hot Moments
- Managing Student Resistance
- Managing Classroom Conflict
- Teaching Controversial Issues
- Teaching Materials: Diversity
- Recognizing Microaggressions and the Messages They Send
- Interrupting Microaggressions
Engaging with Diversity Topics
- Guidelines for Discussion of Affirmative Action
- Guidelines for Discussion of CyberBullying and Expressions of Anti-Gay Sentiment
- Guidelines for Discussion of Racial Conflict and the Language of Hate, Bias and Discrimination
"Flipping" the Classroom
- Making Classroom Groups Inclusive
- February 19th article "How 'Flipping' the Classroom Can Improve the Traditional Lecture" in the Chronicle of Higher Education
- AERA-L email list / resource list re: Flipping the Classroom vs Traditional Lecture
Campus Resources
- Division of Equity and Inclusion Faculty Resources
- Center for Teaching and Learning
- American Cultures Center
- Academic Innovation Studio
- Disabled Students Program
- Office of Disability Compliance
- Office for the Prevention of Harassment & Discrimination
- Faculty Equity and Welfare
- Faculty Ombuds Office
Other Websites of Interest
- The Zinn Education Project
The Zinn Education Project website offers free, downloadable lessons and articles organized by theme, time period, and reading level. The Zinn Education Project is coordinated by two non-profit organizations, Rethinking Schools and Teaching for Change. Its goal is to introduce students to a more accurate, complex, and engaging understanding of United States history than is found in traditional textbooks and curricula.
- SoJust: Primary Source History of Social Justice
SoJust is a collection of historic speeches, songs, poetry, and essays on human rights and social justice. It is a project of EdChange, a source of professional development, research, and resources for diversity, multiculturalism, and cultural competence.
- Without Prejudice: Resources for Change
Resources for Change is a clearing-house for anti-discrimination education resources and is designed for educators and individuals committed to making positive change. It is a project of the Access to Media Education Society.
- Media Education Foundation
The Media Education Foundation produces and distributes documentary films and other educational resources to inspire critical reflection on the social, political, and cultural impact of American mass media. In addition to their films, MEF offers study guides, transcripts, and other materials that support the use of their films in the classroom and other venues.
- Critical Multicultural Pavilion
Multicultural, Anti-bias, & Diversity Activities and Exercises
- Team Based Learning
Team-Based Learning (TBL) is an increasingly-popular form of small group learning. The four components of TBL are permanent teams, readiness assurance, application activities, and peer evaluation. TBL is possible even in large theater-style classrooms with fixed seats. TBL teachers report high levels of student attendance, preparation, participation and critical thinking. TBL students report being more motivated and enjoying class more, even when the subject is not in their major.
- Diversifying Economic Quality Wiki
This wiki promotes best teaching practices in economics, particularly practices that encourage women, students of color, and members of other underrepresented groups to continue their study of economics. Here, economists can disseminate and discover prescriptions for improving our teaching and the inclusiveness of our discipline. The teaching strategies offered here are presented alongside evidence of their effectiveness and practical suggestions for implementation. The wiki also provides data describing patterns of participation in our profession and opportunities for thoughtful reflection on why inclusion and diversity are important to the future of economic theory and policymaking.


text:
Navajo-Churro sheep are steeped in the history and culture of the Hispanic, Pueblo and Diné communities of the southwestern United States. Don Bixby, DVM & Technical Advisor to the American Livestock Breeds Conservancy has noted that, "The Navajo-Churro is the oldest North American farm animal breed. Almost extinct in the 1970's the breed has returned through the multi-cultural efforts of Native, Hispanic and Anglo shepherds around the US. They continue to remind us of traditional Native American and Hispanic shepherding, weaving and culinary traditions in the semi-arid Southwest, of a place-based heritage that has endured." Click here for a short history of Navajo- Churro Sheep (from our non-Navajo perspective).
Most of our flock has passed inspection by the Navajo-Churro Sheep Association for inclusion into the registry.
We continue to upgrade the quality of our flock through careful selection and breeding practices.
Small producers like ourselves have played a critical role in bringing genetic diversity back in the Navajo-Churro Sheep. We are members of the Navajo-Churro Sheep Association, the American Livestock Breed Conservancy and Dine Be Iina. At Arriola Sunshine Farm we consider the success of Navajo producers essential to our success and whole-heartedly contribute to the re-introduction of Navajo-Churro Sheep to our Navajo people.
We offer lambs for breeding stock from our registered sires and dams. Feel free to request more information on our animals and their pedigrees. CURRENTLY AVAILABLE:
We have 6 ewe lambs that are 7 months old as of Decenber 2011, 3 ewe lambs that are 3 months old, and three promisig rams that are also 7 months old.
SPECIAL OFFER: Take advantage of our expertise in farm management and business planning! If you purchase three or more Navajo-Churro sheep for breeding, we will provide you with training and mentoring in Whole Farm Planning with Holistic Management for 25% off our regular tuition for distance learning.
Please let us know if you are interested in our breeding stock. We are happy to work with new breeders to get your flock started.
The meat is "sweet" in flavor compared to commercial breeds. It is tender and captures the flavor of the rangeland or pasture it is raised on. Because Navajo-Churro Sheep put most of their fat around their organs, the meat is more lean than other breeds. They finish well on grass and rangeland. Because they mature slowly they will be classified as lambs well over one-year in age. Our Navajo-Churro meat has been served at a number of Slow Food events with rave reviews.
Availability depends on many factors. Much of our lamb is sold directly via word of mouth. If your are interested in our purchasing lamb in 2011 or 2012, please contact us to be put on our waiting list.
Currently we have skirted raw fleeces available in a variety of colors. We also have quantities of washed and carded wool available, felt and pelts.
Navajo-Churro wool consists of two layers. The outer coat is 4-6 inches long and is medium to course. The inner wool is about 3 inches long and is medium to fine in texture. Lambs fleeces are more fine where as rams fleeces tend to be more coarse.
Some fleeces contain small amounts of kemp which gives it a rugged, tweedy look characteristic of Navajo weavings.
The wool is ideal for spinning, weaving, knitting, wet or dry felting and rope making. It is suited for making rugs, fiber art, craft items, & some outer garment and upholstery applications. We have won several awards over the years in wool judging contests sponsored by Navajo Churro Sheep Association, Best of the Southwest Fiber Festival, and Sheep Is Life celebration.
In the 2011 Sheep is Life wool show we took first, second and third place in both the ewe lamb (hoggot) class and the mature ewe class! We took first place in the mature ram class and second in the ram lamb class. We went on to recieve Reserve Grand Champion in the ewes fleece class and Reserve Grand Champion in the rams fleece class.
have a wide variety of sizes, colors and textures availalbe.
These are made on Mini-Mills wet felting machine. These are great for crafts and art. Finish them as throws, potholders, matts, dog beds, wall art, and more!
These are great for rugs, throws, seat and saddle cover, show chaps and other usese. They are custom processed by Amish and may be long or sheared. They are washable! Please let us know what your interests are.
Click on Photo to enlarge it.
Quick Links
"...when the last individual of a race of living things breathes no more, another Heaven and another Earth must pass before such a one can be again." -William Beebe
Sugar and her ewe lamb, Candy.
This good looking ram lamb was SOLD to a breeder.
Lucas is a registered ram. His color pattern is brown badger and he is polled. He took second place in the mature ram competition at Sheep Is Life in 2007
Rams may be polled like Lucas or have two and four horns. Four horned rams are especially valued by some breeders.
We carefully skirt our raw fleeces.
Ewe Lambs
Distance Learning Programs
Learn to Develop Your Own Whole Farm Planning and Management Strategies
We will be at Sheep Is Life, a celebration of Navajo shepherding and weaving traditions at the Dine College, Tsiale AZ, June 20-25th 2011. We will be offering these one-day workshops:
Tuition is $50 per person.
Cindy has been involved in farming her entire life, learning some tricks of the trade from her Grandfather on their farm in Minnesota. She would help him pick raspberries, strawberries and other produce to sell at their roadside stand just off of Highway 101 in Minnetonka. Unfortunately, the old farms are long gone, replaced by freeways, homes, office building and shopping centers.
Cindy continues her farming heritage at Arriola Sunshine Farm in SW Colorado. Over the years she has raised laying hens, grass fed beef and lamb, a market garden, small orchard, and breeds Navajo Churro Sheep and Bourbon Red Turkeys.
She has worked with family farmers and ranchers for 23 years, first as a conservationist with the USDA-NRCS and now as a private consultant. She specializes in whole farm and ranch planning and management and is a Holistic Management Certified Educator.
She is an experienced workshop leader, facilitator and speaker.
This is Sugar, one of our registered ewes.


text:
Klein, Pavlis & Peasley Financial, Inc., ("KPP"), a Registered Investment Advisor, provides this website to you for informational purposes only and you should not construe any information on this website as an offer to buy or sell a particular security or a solicitation of an offer to buy or sell a particular security. KPP does not provide legal, tax, or accounting advice. You may not retransmit the information on this site without KPP's written consent.
Current and prospective clients should not assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by advisor), or product referenced directly or indirectly on this website, will be profitable or equal to corresponding past performance levels.
The information presented on this website is not a substitute for personalized individual advice from the advisor or any other investment professional.
KPP may only transact securities business and/or provide investment advice for compensation federally and in states that it is licensed or exempt from licensing. Klein, Pavlis and Peasley Financial, Inc. (KPP FINANCIAL) is registered as an investment advisor in the states of California, Texas and Washington. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. These Terms of Service govern your use of the KPPFinancial.com website (the "Service") only and do not govern your use of other KPP services.
The Service contains material that is protected by international copyright, trademark and other intellectual property laws. Unless otherwise specified, the Service is intended for your personal, noncommercial use only. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material, including code and software, from the Service. You may download material from the Service and may use the Service for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.
Because the Web is an evolving medium, we may need to change these Terms of Service or impose new conditions on use of the Service, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the KPPFINANCIAL.com website after we post any such changes, you accept the Terms of Service, as modified.
You may establish a hypertext link to this Service so long as the link does not state or imply any sponsorship of your site by KPPFINANCIAL.com. However, you may not, without the prior written permission of KPPFINANCIAL.com, frame any of the content of the Service, or incorporate into another website or other service any material, content or intellectual property belonging to KPPFINANCIAL.com, its parent or affiliate companies or their licensors.
License to KPPFINANCIAL.com
By posting messages, uploading files, or otherwise providing any material to us for display on the Service, you are representing that you are the owner of the material, or are making your submission with the express consent of the owner of the material. In addition, when you post a message, upload a file, or otherwise provide us with material for display on the Service, you are granting KPPFINANCIAL.com a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to:
1. Use, copy, sublicense, adapt, transmit, publicly perform or display any such communication.
2. Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication.
The foregoing grants shall include the right to exploit any proprietary rights in such material, including but not limited to rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.
Privacy Policy
The following Policy governs KPPFINANCIAL.com's online collection of information from you. Specifically, it outlines the types of information that KPPFINANCIAL.com gathers about you while you are using the Service, and the way that KPPFINANCIAL.com uses and doesn't use this information. This Privacy Policy does not apply to any information you may provide to us or that we may collect offline and/or through other means; for example, at a live event, via telephone, or through the mail. In addition, this Privacy Policy does not apply to any activities (online or otherwise) of KLEIN PAVLIS & PEASLEY FINANCIAL, INC..
Information You Provide to Us. KPPFINANCIAL.com may collect and store information, personal or otherwise, that you voluntarily supply either while on the KPPFINANCIAL.com website or in responding, via e-mail to a feature provided on the KPPFINANCIAL.com website. Some examples of this type of information include: demographic information that you electronically submit when you sign up for access to certain features on the Service, information (such as your name or e-mail address) that you electronically submit when you register for surveys, sweepstakes or contests on the KPPFINANCIAL.com website, information that you post on message boards on the KPPFINANCIAL.com website, and information contained in search requests or questions that you submit to the KPPFINANCIAL.com website. If you decline to supply or provide KPPFINANCIAL.com with certain information while using the Service, you may not be able to use or participate in some or all of the features offered through the Service.
We do not share non-public personal information about you with unaffiliated third parties with whom we have no contractual business relationship for their independent use unless (1) you give us permission, (2) it is necessary to complete a transaction on your behalf, (3) it is necessary to protect against fraud, comply with a subpoena or other court order or is otherwise required or permitted by law. We do not sell information about you. Non-public information is collected via subscriptions, account applications and conference reservations.
Please also keep in mind that whenever you voluntarily disclose personal information online—for example on message boards, through e-mail, or in chat areas—that information can be seen, collected and used by others besides KPPFINANCIAL.com. KPPFINANCIAL.com cannot be responsible for any unauthorized third party use of information that you disclose online.
The KPPFINANCIAL.com website includes links to other websites, and provides access to products and services offered by third parties, whose privacy policies we do not control. When you access another website or purchase products or services or conduct other transactions through the Service, use of any information you provide is governed by the privacy policy of the operator of the site you are visiting or the provider of such products or services.
Please also note that as our business grows, we may buy or sell various assets. In the unlikely event that KPPFINANCIAL.com, some or all of our assets, or our site is acquired by another company, information on our visitors may be among the transferred assets.
Through the Service, KPPFINANCIAL.com has provided links and pointers to Internet sites maintained by third parties. KPPFINANCIAL.com's linking to such third party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither, the owner of KPPFINANCIAL.com, or its parent or subsidiary companies nor their affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Service or on websites linked to by the KPPFINANCIAL.com website. The information, products and services offered on or through the Service and any third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, KPPFINANCIAL.com disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. KPPFINANCIAL.com does not warrant that the Service or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this Service, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components.
KPPFINANCIAL.com does not warrant or make any representations regarding the use or the results of the use of the Service or materials in this Service, or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You (and not KPPFINANCIAL.com) assume the entire cost of all necessary maintenance, repair or correction.
The Service is provided for informational purposes only, and is not intended for trading or investing purposes, or for commercial use. Stock and mutual fund quotes, and related financial news stories may be delayed at least 20 minutes, as may be required by the stock exchanges and/or the financial information services. The Service should not be used in any high risk activities where damage or injury to persons, property, environment, finances or business may result if an error occurs. You expressly assume all risk for such use.
Online Purchases on or through KPPFINANCIAL.com
The KPPFINANCIAL.com website may allow you to purchase many different types of products and services online that are provided by third parties. KPPFINANCIAL.com is not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the KPPFINANCIAL.com website or a site linked to by KPPFINANCIAL.com, the information obtained during your visit to that merchant's online store or site and the information that you give as part of the transaction, such as your credit card number and contact information, is collected by the merchant. A merchant may have separate privacy and data collection practices. KPPFINANCIAL.com has no responsibility or liability for these independent policies. For more information regarding a merchant, its online store, and its privacy policies, return to that merchant's home page and click on its information links or contact the merchant website directly. You release KPPFINANCIAL.com and its affiliates from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of any products or services made available by third parties through the KPPFINANCIAL.com website.
When you purchase products or services on or through the KPPFINANCIAL.com website, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. If you have any questions about these additional terms and conditions, you should contact the merchant of such products or services directly.
You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Service. You agree to use the Service and to purchase services or products through the Service for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party's personal information to KPPFINANCIAL.com or a merchant, you represent that you have obtained the express consent of such third party to provide such third party's personal information.
Interactive Features
This Service may include a variety of features, such as bulletin boards and chat rooms, which allow feedback to KPPFINANCIAL.com and real-time interaction between users, and other features, such e-mail services, which allow users to communicate with others. Responsibility for what is posted on bulletin boards, chat rooms and other public posting areas on the Service lies with each user—you alone are responsible for the material you post. KPPFINANCIAL.com does not control the messages, information or files that others may provide through the Service. It is a condition of your use of the Service that you do not:
Restrict or inhibit any other user from using and enjoying the Service.
Use the Service to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.
Use the Service to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder.
Use the Service to post or transmit any information, software or other material that contains a virus or other harmful component.
Use the Service to post, transmit or in any way exploit any information, software or other material for commercial purposes, or which contains advertising.
Use the Service to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without the express written approval of KPPFINANCIAL.com.
Gather for the purpose of spamming e-mail addresses that have been posted by other users of the Service.
You understand that KPPFINANCIAL.com has no obligation to monitor any bulletin boards, chat rooms, or other areas of the Service through which users can supply information or material. However, KPPFINANCIAL.com reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, or to refuse to post or to remove any information or materials, in whole or in part, that in KPPFINANCIAL.com's sole discretion are objectionable or in violation of these Terms of Service.
Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall KPPFINANCIAL.com, its subsidiary and parent companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, KPPFINANCIAL.com materials, products, or services, third party materials, products, or services made available through KPPFINANCIAL.com, or any part of the Service even if KPPFINANCIAL.com is advised beforehand of the possibility of such damages. (Because some states do not allow the exclusion or limitation of certain categories of damages, the above limitation many not apply to you. In such states, the liability of KPPFINANCIAL.com, its subsidiary and parent companies or affiliates is limited to the fullest extent permitted by such state law.) You specifically acknowledge and agree that KPPFINANCIAL.com is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any KPPFINANCIAL.com aterial, products, or services, or with any of KPPFINANCIAL.com's terms and conditions, your sole and exclusive remedy is to discontinue using the Service.
KPPFINANCIAL.com may cancel or terminate your right to use the Service or any part of the Service at any time without notice. In the event of termination, you are no longer authorized to access the part of the Service affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Service, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.
This agreement constitutes the entire agreement between KPP FINANCIAL.com and you with respect to the subject matter contained in this agreement and supersedes all previous and contemporaneous agreements, proposals and communications, written and oral. You also may be subject to additional terms and conditions that may apply when you use the products or services of a third party that are provided through the Service. In the event of any conflict between any such third party terms and conditions and these Terms of Service, these Terms of Service shall govern. This agreement shall be governed by and construed in accordance with the laws of the State of California without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.


text:
Amazing Selling Machine registration has officially closed as of Thursday April 25, 2014!
Hi it's Mike Liebner here and I have 2 important URL's for you check out:
1) Watch the 3 videos right now (4th coming tomorrow at 11 AM) at my ASM Bonus Page!
You'll find links to the videos + details of my killer bonus if you buy Amazing Selling Machine through my affiliate referral link.
2) My affiliate link URL for ASM Amazing Selling Machine is:
Now, I will warn you up front that Amazing Selling Machine is a very expensive training course and mentorship program that is unlike anything ever released.
Amazing Selling Machine is worth every penny because it's both training and mentorship along with belonging to a community of amazon sellers who are working together to get our products to the top!
If you decide to go for it and get the Amazing Selling Machine training so you can sell and market products as your own on amazon, you really need to check out my bonus which will help you do it more successfully!
The main advantage we have, doing what we do at Blogging Underground, is we know how to get top rankings.
Well – combined with the cutting edge Amazon seller training from Amazing Selling Machine you will be unbeatable when you push your products to the top, above all the other competing sellers.
This is the key to crushing it on amazon!
AND by utilizing the AUTHORITY of amazon.com we have a huge advantage in getting more topr rankings and dominating traffic for our big money keywords!
So – please set aside some time now to go look at my bonus and also watch the ASM videos.
There are 3 of them and if you are like me the videos will fill your head with all kinds of ideas! It's very exciting!
Thanks for reading this and checking out the links!
Best wishes for your online success!
Mike Liebner of BU
Apr 17th by Mike L


text:
Dear Denton,
The humidity licks my skin as I sip a Shiner beer on your scorched grass. Across the road, coffee shops, candy meccas, a cinema and thrift stores shine from the incandescent lights blazing above my head. It's 7pm and I'm already drunk.
I've been sat in your Square for a few hours. Nestled into the hub of activity, inbetween Hickory and Oak Street, staring at your baroque-style county courthouse with awe. It was a long drive from Houston through Dallas, with nothing on the radio but country music and nothing on the side of the road but churches and isolated x-rated video shops for the horny truck drivers looking for anonymity. Driving through the Lone Star state is kinda like any long journey; time and places start to blend as the concrete carries us on.
The Square acts as the pulsating heart of your aesthetic appeal. You feel nice, like a mini version of the bohemian Bethlehem that is Austin. But it's time to get this night into motion. We move on to Pascales, a drinking spot for hotshots, owned by Denton band Midlake. The place is ablaze with fancy cocktails among the humdrum of chess playing patrons, majestic bookshelves and quirky paintings. It's ridiculously crowded so we stand against the walls, sipping our whiskey sours and mojitos, bobbing our heads to the soul soundtrack. We move downstairs to Andy's Bar. There's a band playing and the lead singer resembles Justin Vernon under the inexpensive stage lights, his creamy voice filling the dark corners of the establishment. It's got a good atmosphere. Down a further set of stairs, we move to a cellar-like room. We find pool tables, Texas-shaped clocks, cheap drinks, and bar staff with horn-rimmed glasses and coiffed haircuts. Erin slips a dollar into the jukebox and R. Kelly's 'Bump N' Grind' bellows from the speakers to the collective headshake of the disgruntled drink pourers. It's time to leave.
We head down to Fry Street where a string of drinking palaces glow invitingly, intermixed with late-night food joints for post-bars replenishing. Lucky Lou's is our gateway. It's a place where you can guzzle a $2 luminous green frozen margarita while watching intoxicated people play darts, pool, and throw beanbags. Leathered-up bikers and timid college students stand side by side shotting tequila below bicycles that hang precariously off the walls.
After Lou's we head to the grimier end of the street. At Side Bar and Public House the drinks are dirt cheap and the dance floors are just plain dirty. It's approaching closing time and a torrent of guys swim through the masses of patrons to find girls to grind with. I must say I find it a little intimidating. But then we leave. We head home to my friend's house on the other side of the University of North Texas campus, floating through the mosquitoes and feral cats, and stumble into bed.
Now, it's morning. After drinking coffee outside on the steps, and baking in the 100-plus-degree Texas sun, we head back to The Square to treat our growing hangovers. Another thing you excel in is grub, whether it's catering to the munchies of stoners or to those in want of sophisticated dinner dates. Yes, despite their blase aura, your citizens keep it classy in this aspect.
Now, it's morning. After drinking coffee outside on the steps, and baking in the 100-plus-degree Texas sun, we head back to The Square to treat our growing hangovers. Another thing you excel in is grub, whether it's catering to the munchies of stoners or to those in want of sophisticated dinner dates. Yes, despite their blase aura, your citizens keep it classy in this aspect.
We drive through you as your local radio blasts songs of the 70s. Pops of colour sprout from inbetween bungalowed cafes, under bridges and on the side of coffee shops. Fledgeling artists hammer graffiti and murals onto the surfaces of this urban canvas. Inside Denton Donuts, a bakery near the square's recycled books emporium, sat at a table decorated with newspapers, I order the "Red, White and Blue" doughnut. This may be because I wanna feel a little more patriotic for the states, or because you're starting to strike me as the perfect mix of Red and Blue politics. The white creamy centre, perhaps.
The day flies by as we head to Denton Thrift and sift through the racks of cheap, great clothes. Then, it's on to Taco Cabana for happy hour margaritas and Mexican food. Everything is affordable here, and so it seems easy to do things to excess. The food, the alcohol, the drugs. You strike me as a place that could act as a vacuum, allowing one to either have fun on the fringes, or be inextricably sucked in. Maybe it's good my stay is short. Once again, it's 7pm and I'm drunk.
But it's not all just watering holes and nacho bowls. Where else can I head to a house party and find myself in the middle of a showcase of local music? In a dude's converted garage, three bands from the area sing to the swarms of people. It's unbearably humid inside, and I find myself rubbing up with strangers in the sweat-soaked euphoria of arrogant drunkenness. I don't understand what vibe the opening guy is going for with his experimental approach, making odd sounds and pausing halfway through his set to venture outside and get himself another beer. But I don't care. With long dirty blonde hair sitting upon his bare torso, he epitomises the effortlessly hip attitudes of the Denton elite. Caught in a web of mason jars, marijuana and maki, Denton kids could be at home in the borough of Brooklyn.
Even the plethora of deadbeats, who get by on cruising couches and skipping rent, find sanctuary in your merging of arts. A cool aesthetic that extends from the majestic courthouse to back yard games of beer pong. It's the college town where North Texans come to get creative. I know I'm left with a kind of inspirational residue from my time spent in Fort Worth County.


text:
13 Jan
Paying Your Medical Bills After An Accident
If you have been in an auto accident and received any sort of medical treatment afterwards, you will have to worry about medical bills and health insu
Read more...
16 Dec
Insurance: How Are You Covered for Your Automobile Accident?
After an accident, your number one concern is to take care of your injuries. Another concern will probably be whether auto insurance covers your inj
Read more...
31 Aug
How to Deal with Flooding
Here is How to Deal with Flooding Florida is no stranger to rain and Tampanians have had their fair share of flooding, too. According to the Nati
Read more...
05 Aug
Hurricane Kit
Do You Have Your Hurricane Kit Prepared? While hurricane season graces Florida from June 1st to November 30th, August, September, and Octob
Read more...
13 Jul
Are You Hurricane Ready? Time to Check Your Insurance Policy
Time to Check Your Hurricane Insurance Policy When was the last time you combed through your homeowner's insurance policy? While not the kind of th
Read more...
05 Jul
Is it Covered by My Insurance?
But Is It Covered By My Insurance? Most of us have asked someone, "But is it covered by my insurance?" Whether in regards to a medical procedure,
Read more...


text: Selection Toolkit get more from For valuable insights and solutions to all your human resource needs For valuable insights and solutions to all your human resource needs Subscribe Here Assessing Suitability The focus of the shortlisting process is to select those candidates for assessment who meet the agreed criteria. It involves reviewing each application and eliminating, in the first instance those candidates who fail to meet the essential criteria. If it is considered necessary to reduce the number of applicants' further, candidates who fail to meet the desirable may be eliminated. No new criteria should be introduced at the shortlisting stage. The short-listing stage is geared to finding the best possible match of candidates to the job and person specification. Short listing is a vital step in the recruitment process and involves an examination of the CVs supplied by candidates. Short listing should be a means of identifying those candidates who are most likely to attain the standard required at the interview stage. Its purpose is to ensure a manageable interview programme by selecting a reduced number of applicants for interview. As to the number to be selected, the selection board should come to a conclusion, which, having regard to the nature of the job, the number of vacancies, current and projected, and the standard of the applications can be considered reasonable. It is vital for members of shortlisting boards to be able to justify the initial short-listing findings and to show that clear criteria have been used. In order to maintain accurate recruitment records, and be in a position to rebut any allegation of discrimination, it is important that adequate records are maintained demonstrating why certain decisions were made at the screening stage of the process. Therefore, it is strongly recommended that a screening matrix be used to record the assessment of applicants. read more tweet about this Email a Friend The text of your link


text:
Search and Shortlist
Add to shortlist button.
Search availability for Hart Barn and book online
Doncaster, United Kingdom
02 August 2017
"fantatic property in a beautiful location"
Hart barn is a stunning holiday let, extremely well designed with all the extras you could wish for provided. The property has a stylish kitchen on the ground floor linked by an incredible spiral staircase, the first floor has a bathroom that is luxurious & a lounge with exceptional views from the window. The top floor mezzanine contains the bedroom with king size bed dressed in quality bedding. The owners are both helpful & friendly. All in all a great place to stay in the lake district.
Reply from Hart Barn at 3 Aug 2017
It was lovely to meet you and we are delighted that your enjoyed your holiday and thank-you for your generous feedback.
Winner of Cumbria Tourism's Self-catering Property of the Year 2017 - Hart Barn is a stylish contemporary retreat for two, spread over three floors with over 800 square feet of living space and gorgeous views.
The barn was painstakingly rebuilt in 2010/11 and has a vaulted green oak structure and double height living area plus the comforts of a 21st C home combined with the indulgence of a 5 star boutique hotel. Linking all three floors is the main feature of the house: a unique spiral staircase constructed from old oak railway sleepers and polished stainless steel. However it is the attention to detail and the owners desire to seek out and support local artists and crafts people which makes Hart Barn really special. The best of contemporary Cumbrian design coupled with the owners passion to restoring old buildings. The Perfect designer retreat in the heart of glorious Lakeland.
- Telephone
- Radio
- Television
- Satellite TV
- Ironing facilities
- Private parking
- Garden
- Dogs/pets NOT accepted
- Building of historical interest
- Central heating
- Freezer
- Microwave cooker
- Dishwasher
- Linen provided
- Fishing
- American Express accepted
- WiFi or internet access
- DVD player
- CD player
- Single sex groups welcomed
- Hairdryer
- Real log/coal fires
- Drying facilities
- Washing machine
Sky HDTV and with movies pack. Free local/national telephone calls.Logs for wooburner included. Tariff aslo includes Egyptain cotton linen & towels, L'Occitane toiletries and concierge-style service. Superfast broadband. Pub 1 mile, shop 2 miles, boat hire 3 miles, Ullswater Steamer Pier 3 miles. Walks from door.
c/o Grove Barn,
By car: A592 Kirkstone Pass road 10 miles north of Windermere, past Brotherswaters on left hand side and then right turn into the Hamlet of Hartsop.
By train/bus: To Windermere and then in the summer taken the 517 Kirkstone Rambler to Hartsop Road end.
The barn is in a shared courtyard up a rough track in the centre.
Self-Assessed Accessibility Details
- Parking for Single unit properties:
- Parking space provided
- Within 50 metres approx. of entrance
- Sink taps have lever handles
- Seating available in kitchen
- Call system with vibrating pads
- Guest information available in large print (14pt and over)
- Steps to the main entrance:
- 2Number of steps to entrance
- Entrance is well lit
Bed/ Bathrooms
- Bedrooms available with non-allergic bedding (ie non-feather pillows)
- Bathrooms available with:
- Separate shower unit
- Bath


text:
Log In
New Customer?
Your shopping cart is empty.
3D printing with metal on your own desktop 3D printer! This amazing one of a kind filament will allow you to print with actual copper at home! Straight from the printer parts look almost laser sintered with a matte finish. With a bit of sanding and polishing the copper particles will start to shine and shimmer unlike any 3D printing filament you have seen before. The weight of the material is something special, about 3 times heavier than regular PLA/PHA.
*Testing showed reliable results using the all metal hot-ends. Hotends which use a teflon isolator coupler can generate adhesion to the copper filament possibly leading to clogs and is therefore not recommended for novice users yet.
Note: This product is sold by colorFabb
The Robo C2 compact smart 3D printer with Wi-Fi gives you the...
25% Off
Lightweight and perfect for prints with a carved-wood feel — easily sand it,...
55% Off
Robo PLA red 1kg spool is safe for all ages and spaces,...
Sold Out
43% Off
Robo ABS pink 1kg filament spool offers high-strength durability, impact-resistance. Plus, it...
50% Off
Use hashtag #robo3d to be featured!


text:
Recently, the New Jersey Supreme Court touched on issues related to PTI restitution and indemnification agreements. Jared Stolz, Esq. wrote a review of the case
Stolz & Associates, LLC (N/A:N/A)
— Jared Stolz, insurance lawyer in New Jersey
FLEMINGTON, NEW JERSEY, UNITED STATES, May 25, 2019 /EINPresswire.com/ — The New Jersey Supreme Court addressed issues arising from an indemnification obligation established as a condition in a pretrial intervention, in a case involving arson and subsequent insurance litigation. Insurance law attorney Jared E. Stolz reviewed the case in a published comment, available on his blog at https://jaredstolz.law.blog/
"Third-party defendant Dr. George Likakis was charged with aggravated arson and insurance fraud after a fire destroyed a residential building that he owned." As part of the pretrial intervention process (PTI), Likakis was ordered to pay approximately $11,000 to Providence Mutual for payments it had already made to RSI Bank, the mortgage holder, and to indemnify Providence for undetermined future liability to RSI arising from the arson. Likakis paid the specified restitution amount during the one-year PTI period, but did not satisfy the indemnification provision as the litigation between Providence and RSI Bank had not yet completed. "With the prosecutor's consent and with no discussion of the indemnification provision, the PTI court terminated Likakis's PTI supervision and dismissed his indictment."
In subsequent civil litigation, Providence sought to enforce the indemnification provision against Likakis in its third-party complaint. After settling the claim with RSI for $353,536.90, Providence sought to recover $243,890.60 on the basis of the indemnification provision. Trial court enforced the indemnification and appellate division affirmed.
Likakis' argument at all stages of the appeal was that trial court lacked the jurisdiction to enforce the restitution order and that only the PTI court was authorized to enforce.
The Supreme court addressed two points in particular. First, in order for a restitution order to be proper, the court has to carefully examine the defendant's ability to pay. Because the purpose of PTI restitution is at least in part rehabilitative, the restitution amount must take into consideration the ability to pay. Here, the open-ended order of indemnifying Providence's losses obviously does not evaluate whether Likakis actually could pay such indemnification amount. Further, the record was entirely devoid of any examination of Likakis' ability to pay the indemnification. In addition, the PTI proceeding terminated without any mention of the outstanding indemnification at the end of the one year period. Thus, the supreme court concluded, that Likakis had no obligation to make further restitution payments arising from the PTI agreement. The Supreme court also noted that PTI indemnification agreement was not admissible evidence in a civil litigation anyway. Therefore, trial court's ruling was reversed and remanded.
The case presents many issues to consider for insurance law practitioners in cases involving PTI restitution and indemnification agreements, notes Mr. Stolz.
The case is RSI Bank v. The Providence Mutual Fire Insurance Company, (A-079116)
About J. Elliott Stolz, Esq.
Jared Elliott Stolz is an attorney in New Jersey, focusing on insurance law and litigation. He is the managing partner of Stolz and Associates. Jared Stolz received his undergraduate education at Drew University in Madison, New Jersey and graduated with honors from Seton Hall University School of Law. Jared E. Stolz has been the managing partner of Stolz and Associates since 2004, specializing in providing individual and customized attention to insurance carriers needs on substantial coverage disputes. Mr. Stolz has nearly two decades of experience in the insurance industry and strives to offer the clients a combination of tried and true legal analysis along with tactic, brought to it by today's technology, with a focused eye on expenses. He has represented prominent clients in numerous noteworthy cases with published opinions and has published and given seminar on insurance law topics.
Bio on law firm website: http://www.stolzlaw.com/about-us/about-the-founder/
LinkedIn Profile: https://www.linkedin.com/in/jared-stolz-18088012
Blog: https://jaredstolz.law.blog/
Attorney Profile: https://solomonlawguild.com/jared-stolz%2C-new-jersey
News: https://hype.news/jared-stolz-esq
News: https://attorneygazette.com/jared-stolz%2C-new-jersey#991b3c34-b5d9-4d08-be41-b22cd3ce1795
Lilly Shebey, Administrative Assistant
Stolz & Associates, LLC
+1 856-232-1600
email us here
Visit us on social media:
Jared Stolz, Lawyer, Seminar on Insurance Issues
EIN Presswire does not exercise editorial control over third-party content provided, uploaded, published, or distributed by users of EIN Presswire. We are a distributor, not a publisher, of 3rd party content. Such content may contain the views, opinions, statements, offers, and other material of the respective users, suppliers, participants, or authors.
Powered by WPeMatico


text:
news, mugshots.com, unconstitutional mugshot laws, exonerations,
arrest records, FBI most wanted
mugshot, mugshots.com news, mugshot news, editorials, opinion,
Abu Hamza al-Masri
Abu Hamza al-Masri
Abu Hamza al-Masri is an Egyptian-born imam who preached Islamic fundamentalism and jihadism. He was renowned for his fiery sermons at the Finsbury Park mosque in North London which attracted many followers and the attention of security forces. While in British custody, he was transferred to the U.S. to stand trial for a variety of terrorism related charges. He had been in British custody since 2006 on various charges, including incitement to murder. He was extradited to the U.S. in October 2012 after several failed attempts by his attorneys in England to block his extradition. He is being charged with conspiring in a 1998 kidnapping of American and other tourists in Yemen; attempting to establish a terrorist training camp in Bly, Oregon; and calling for holy war in Afghanistan. He is best known for the prosthetic device on his hand and the loss of an eye as well as the lower portions of both arms in explosions years ago.
All are presumed innocent until proven guilty in a court of law. Published mugshots and/or arrest records are previously published public records of: an arrest, an indictment, a registration, supervision or probation, the deprivation of liberty or a detention. The mugshots and/or arrest records published on mugshots.com are in no way an indication of guilt and they are not evidence that an actual crime has been committed. Arrest does not imply guilt, and criminal charges are merely accusations. A defendant is presumed innocent unless proven guilty and convicted. For latest case status, contact the official Law Enforcement Agency which originally released the information.
The following Official Record of Abu Hamza al-Masri is being redistributed by Mugshots.com and is protected by constitutional, publishing, and other legal rights. This Official Record was collected on 10/12/2012. Last updated on 10/29/2013
External Links:
Do you know of a related media coverage to this person and/or arrest? Submit a link now.
Mugshots.com : 21564749


text:
It is our aim to help you reach the best decision for you. If we can help further, please feel free to contact us anytime.
Kurt & Martha Gross
Knoxville, TN USA
865-382-3010 [call or text]
|To make personal contact with us, go to the Contact Us link or call direct. We are in the eastern time zone and you are welcome to call between 11am and 11pm at 865-382-3010 or email us at email@example.com and we will be in touch to answer your questions about our Costa Rica Dental vacation.
Remember: Our service includes your own personal, in-country guides – Kurt and Martha in the USA, Ginette for Canada and Charlie and Eduardo in Costa Rica. We are available to you, 24/7 for your added convenience and security. No one else offers this personal concierge service and there is no additional cost for this. This is a personal service that only our dentists offer for those interested in Costa Rica Dental Tourism.
|Want to know more? Join the conversation at our Forum


text:
It's no secret that housing prices in San Francisco's Bay Area are reaching mind-boggling levels.
A lot of things are driving the boom, but high salaries for tech-industry workers are at least partly to blame — and online real-estate service Zillow has some numbers to prove it.
The report says Silicon Valley home values in general have recovered much faster than other parts of the country after the recession. The nationwide median home value is still 8% below its prerecession peak, while median home values in San Francisco and San Jose are both 7% and 21% above their respective prerecession peak, it said.
The average price of homes in areas where big tech companies are located seem to have gone up even faster:
- The typical worker living in and around Apple's Cupertino campus lives in a home that's worth about $1.14 million, or $241,000 (27%) more than the median home in the already-pricey San Jose metro area and $380,000 (50%) above the median home value in the San Francisco metro area.
The average private-sector employee working in areas close to the Googleplex in Mountain View lives in a census tract where the median home value is $1.28 million.
Facebook workers who live near the company's Menlo Park headquarters are in an area where the median home value is about $1.25 million.
The iPhone boost
Also worth noting is the fact that the home values of Apple workers soared much faster after the first iPhone's release in 2007. Before 2007, average Apple workers lived in homes that were 13% more expensive than those in San Jose, but now that gap has widened to 20%, Zillow's report says.
"The tech industry is transforming the housing market in California's booming Silicon Valley, as home values in the neighborhoods in which well-paid employees from the area's technology giants tend to cluster rise more quickly than home values in surrounding neighborhoods," writes Zillow's senior economist Aaron Terrazas.
This could turn into an even bigger problem as the rise in home prices is far outpacing the increase in average income levels. According to the California Association of Realtors, only 10% of households can afford to buy median homes in San Francisco, as you'll need to earn at least $268,000 a year to afford the purchase.