text:
• ECB cuts deposit rate to 0pc, key interest rate to 0.75pc
• Bank of England adds £50bn further QE, total £375bn
• Ireland returns to the bond market after 2 years
• Italy's deficit to double, but Germany's to halve
• France targets rich with €7.2bn in tax rises
• Spain sees borrowing costs rise at bond auction
16.59 That's where we end our live coverage for today. We'll be back first thing in the morning to pick up where we left off. Good night.
16.43 The European markets have closed for the day. Apart from London, which managed to remain in the black, there were falls across the board in Europe. Angus Campbell, head of market analysis at Capital Spreads, put it all down to the ECB:
Despite markets getting what they wanted in the form of monetary easing from both the BoE and ECB, we dipped today as the ECB's President gave a very gloomy picture of the economic outlook.
Following the bearish comments from the ECB's Mario Draghi and even though people are aware that the economic situation really is bad, a realisation set in that things are worse than before. This caused the single currency to see significant selling which in turn sent shivers through the spines of investors and added further pressure onto the equity markets.
The FTSE 100 has gained 0.14pc, but the CAC lost 1.17pc, the DAX 0.45pc, the IBEX 2.99pc and the FTSE MIB ended 2.03pc off.
16.16 As the chart shows, Ireland has €8.2bn of bonds maturing in 2014:
16.10 Ireland is hoping to slash its borrowing requirements in 2014 by completing a second bond swap that will allow the country to extend the maturities of its bonds.
Ireland has already cut €3.5bn euros from its financing needs by offering holders better terms to extend the maturity of their debt by a year. John Corrigan, chief executive of the government Treasury agency, said:
In terms of the bond switch, that's something we're looking at but there are various technical factors that have to converge in order for us to be able to do that again. We're hoping that we will get the opportunity and it's certainly something we're monitoring literally on a daily basis.
15.53 Not to be outdone, Denmark's central bank has cut its key interest rate by 0.25 points to 0.20pc.
"The interest rate reduction is a consequence of the reduction by the European Central Bank of its monetary policy rates by 0.25 percentage point," the Danish bank said in a statement.
15.06 Mario Draghi's conference gave no hint of further bond-buying from the ECB, and this seems to have spooked investors. The yield on 10-year Spanish debt has spiked to 6.8pc, and Italian 10-year debt has edged just past 6pc. The graph below shows Italian yields over the day.
Spanish and Italian equity markets are also taking a hit. The IBEX is off by 3.12pc and the FTSE MIB has fallen 2.98pc.
14.48 The US markets have opened for the day. The Bank of England got more QE, and now US traders want some from the Fed. Analysts at the Hightower Report said:
Markets are now looking to the US Fed to take more action... after Monday's disappointing manufacturing data and as the IMF chief talked up the need for more Federal Reserve support.
The Dow Jones is down 0.47pc, the S&P 500 has slipped 0.4pc and the Nasdaq 0.12pc.
14.20 More from Mario Draghi's gloomy conference: the situation now is "definitely not as bad as in 2008".
14.04 Some good news ahead of Wall Street's open: new claims for unemployment benefits fell sharply last week. The Labor Department reported 374,000 claims were filed in the week ending June 30, down by 14,000 from the prior week's upwardly revised 387,250 claims.
14.00 New Greek finance minister Yiannis Stournaras admits the country's recovery plan is "off-track":
The programme is in fact off-track in certain areas. Difficult years lie ahead, I see light at the end of the tunnel but patience is required.
13.51 More from Mario Draghi earler:
Economic growth continues to remain weak with heightened uncertainty weighing on confidence. The risks surrounding the economic outlook for the euro area continue to be on the downside.
Beyond the short term, we expect the euro area economy to recover gradually, although with momentum dampened by a number of factors. In particular, tensions in some euro area sovereign debt markets and their impact on credit conditions.
13.46 There was no coordination between the Bank of England and the ECB on what measures to take, beyond the "normal exchange of views", says Mario Draghi.
13.42 Mario Draghi says that the ECB is ready to serve as an agent to the EFSF and ESM bailout funds to conduct market operations. And we're on to the Q&A session...
13.39 Draghi sounds rather pessimistic this afternoon:
EU GDP growth was flat in Q1. Indications for Q2 shows renewed weakening in growth. We expect EU to revcover gradually but momentum dampened by tensions in sovereign debt markets. Balance sheet adjustments and high unemployment expected to weigh on underlying growth momentum.
13.31 Mario Draghi has now started his press conference. He warns that heightened uncertainty weighs on confidence and sentiment, and that economic growth in the eurozone remains weak. But he does expect the eurozone to recover, gradually. Inflation targets are in line at close to 2pc over the medium term.
13.23 Very soon we'll have Mario Draghi giving a press conference about the ECB rate changes.
13.15 And, for a bit of historical context...
13.10 The euro has tumbled against the US dollar after the ECB announcement, it's now at just $1.2442.
12.56 Jens Sondergaard, economist at Nomura, comments on the rate changes at the European Central Bank:
This outcome is probably the one that is most acceptable to the ECB at this stage. I think the big question is 'is that a unanimous rate decision, or are there dissenting members that would have preferred no change?'
12.47 News from the ECB now, it's cut the deposit rate to 0pc from 0.25pc. So banks are getting no return for parking cash at the European Central Bank. Its key interest rate has also seen a 0.25pc drop, to 0.75pc.
12.24 George Osborne has written to Mervyn King in response to the extension of quantitative easing. You can read the full letter online at the Treasury's website:
I agree that an increase in the ceiling would provide the MPC with the scope to meet the inflation target in the medium term. Monetary policy continues to have a critical role in supporting the economy as the Government delivers on its commitment to fiscal consolidation and it remains the primary tool for responding to changes in the economic outlook. As I noted in my letter to you of 6 October 2011, the Bank of England's analysis has provided evidence on the effectiveness of asset purchases in supporting demand.
I am therefore writing to authorise an increase in the ceiling on asset purchases financed by the issuance of central bank reserves from £325 billion up to £375 billion.
12.19 We have the full Bank of England statement on the extension of QE online for you now:
UK output has barely grown for a year and a half and is estimated to have fallen in both of the past two quarters. The pace of expansion in most of the UK's main export markets also appears to have slowed.
Business indicators point to a continuation of that weakness in the near term, both at home and abroad. In spite of the progress made at the latest European Council, concerns remain about the indebtedness and competitiveness of several euro-area economies, and that is weighing on confidence here.
The correspondingly weaker outlook for UK output growth means that the margin of economic slack is likely to be greater and more persistent.
12.12 Dr Neil Bentley, deputy director-general of the CBI, says:
This extension of QE should provide a fillip to confidence, but with gilt yields already at low levels, the direct impact may only be modest, and consideration should also be given to investing in a broader set of assets, for example bank bonds and high-grade corporate paper.
However, when combined with the measures announced at the Mansion House, this additional QE will provide some support to business at a difficult time.
12.01 The Bank of England has announced that it will boost its quantitative easing scheme. A further £50bn will be created from thin air, taking the total to £375bn. There's no movement on interest rates. China simultaneously cut lending rates as it economy slowed.
11.35 Ireland is back in the bond market after almost two years: it raised €500m in a short-term debt auction. The Treasury said in a statement:
It received bids 2.8 times the €500m amount of bonds on offer, and offloaded the three month debt at a yield of 1.8pc.
National Treasury Management Agency Chief Executive John Corrigan said in a statement:
We are encouraged by the strong demand, the competitive interest rate and the presence of significant international interest in today's auction.
However, we are conscious that this is only the first step towards our ultimate goal of full access to the capital markets.
11.10 And details of that negotiation in Athens are emerging. Evangelos Venizelos, the head of Pasok, which is part of the coalition government, wants an extra three years of the aid program.
11.03 Also meeting the troika in Athens will be new finance minister Yannis Stournaras, who was only sworn-in this morning. The pressure is on: Greece will run out of cash within weeks if it fails to secure the next €31.5bn instalment.
Yannis Stournaras
10.57 The new Greek PM Antonis Samaras will meet troika auditors today, hoping to renegotiate the terms of the country's bailout.
Daily paper Eleftheros Typos spoke of Samaras' first "arm-wrestling match" with the troika in what promised to be a "renegotiation marathon".
Antonis Samaras
10.11 Spain sold £3bn worth of bonds this morning, with mostly higher yields. The Spanish Treasury paid 6.43pc on 10-year debt, up from 6.04pc at the last comparable sale. Nicholas Spiro, managing director of Spiro Sovereign Strategy, says:
While there is a renewed deterioration in sentiment towards Spain and Italy, yields still remain significantly lower after last week's EU summit deal. Concession-building notwithstanding, the Treasury was hoping to benefit from the slightly more positive tone in risk markets, and it did to a degree. While the Treasury managed to get all its debt out the door, yield levels were a mixed bag, with the yield on the 10-year note rising significantly and pretty much on a par with secondary market levels.
Last week's summit deal to use the eurozone's rescue funds to recapitalise banks directly was designed to allay fears regarding Spain's bail-out. Yet these concerns persist, partly because the decision is conditional on the creation of a eurozone-wide banking regulator which is likely to face significant delays. For the time being, the Spanish sovereign will have to shoulder the burden of the bail-out loans, putting more pressure on Spain's creditworthiness.
09.45 Cyprus - which this week takes over the EU presidency from Denmark - sees "nothing wrong" in taking two bailouts: one from Russia and one from the EU/IMF. Cypriot President Demetris Christofias says:
Yes, we've asked Russia and the EU at the same time. We expect a positive reply [from Russia]. Perhaps the EU terms will be harsher than the Russian republic.
09.24 Policy Exchange has tweeted a picture of Roger Bootle accepting his Wolfson Prize for Economics. You can read the winning entry in full online.
09.16 It seems that our own Roger Bootle has won the Wolfson Prize for Economics. We'll bring you more on that as it comes in. Lord Wolfson, speaking at the announcement, said that the entries could prove to be useful soon:
Roger Bootle
08.45 We'll also find out which strategy for a safe break-up the eurozone will win the £250,000 Wolfson Prize for Economics. Our columnist Roger Bootle has been short-listed. We'll have more news on that in less than an hour.
08.35 The Bank of England will announce whether or not more quantitative easing is on the way at noon. It's been widely predicted that we'll get another £50bn, taking the total to £375bn. Of course, that'll be bad news for pensioners and savers.
08.27 Europe's main stock markets have opened flat as traders look ahead to key monetary policy decisions from the European Central Bank and Bank of England due later in the day.
The FTSE 100 lost 0.02pc, Frankfurt's DAX dipped 0.01pc and in Paris the CAC lost 0.2pc.
07.43 One good thing about being a consumer is that if you go to the bank for a loan and don't like the rate you're being offered, you can shop around. This is exactly what Cyprus has decided to do.
President Demetris Christofias told the European Parliament yesterday that it was being offered cheaper bailout loans by Russia than it could get via the EU and IMF. Plus, there were fewer strings attached. He said:
The conditions offered by Russia are more favourable [because it does not] impose any conditions [...] and offers a lower interest rate.
The government has not said how much aid Cyprus is seeking but reports suggest it may need around €10bn ($12.5bn).
07.30 A tale of two deficits emerged in the eurozone yesterday, as Italian PM Mario Monti and German Chancellor Angela Merkel met for a jaw-jaw in Rome. Louise Armitstead reports:
Mario Monti, the Italian prime minister, told a joint press conference with Angela Merkel, the German chancellor, that Italy's deficit would rise to 2pc of GDP rather than the 1.3pc predicted, while the German finance ministry revised its forecast from 1pc to 0.5pc "thanks to the favourable overall economic development".
Referring to their clash at the Brussels summit, Mrs Merkel said she and Mr Monti were "willing to overcome our difficulties" and work together to end the three-year-old debt crisis. She said that "every day counts" in finding a resolution.
Francois Hollande, the French president, announced €7.2bn (£5.8bn) of tax rises in a bid to relieve France's "crushing" national debt. The government expects the French economy to grow by just 0.3pc this year, compared with previous estimates of 0.7pc. Despite the gloom, markets have risen in recent days in anticipation of an ECB rate cut.
07.30 Good morning and welcome back to our live coverage of the European debt crisis.


text:
Error: "Norton has stopped working"
If Norton fails to load and Windows displays this error, you might have a video graphics card installed that is running on an outdated driver software on your computer.
Update the video graphics driver
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Type in the following text, and then press.
In the Device Manager window, double-click on .
Right-click on the HD graphics card, and select.
On the Driver tab, check whether the graphics card driver is outdated or current.
If the driver is outdated, you need to update the download and install the latest version of the graphics card driver.
Select your graphics card manufacturer:
Restart the computer and check if the issue has been resolved.
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Operating System: Windows
Last modified: 11/19/2019

subset: commoncrawl


text:
£4.7bn. Let's just say that number again shall we? £4.7bn. Not the GDP of a small country, nor the price Manchester City want to pay for Raheem Sterling's younger cousin, but the amount that VW, a global, historic, stable company and one of the financial world's stalwarts, has set aside to deal with the revelation that it knowingly deceived customers and regulators about the emissions of its diesel cars.
Simply staggering. To put this into context this is nearly five times as much as much the average cost to the banks for mis-selling PPI. FIVE TIMES. The sheer scale of this problem is unreal. It is also the best demonstration to date of a prominent change in the PR landscape over the past 5-10 years – you can no longer hide from the truth. It will always come out. There was a time when PR was often about crafting and delivering the image of a situation that would drive audiences to receive and understand certain ideas or perceptions. Now it's about dealing with the total reality – be it positive, negative, dull, exciting, new, or old, inspiring or damaging. With the rise to power of social communication, the ability to control a story's narrative has all but disappeared and it's now about influencing the path that the facts take as they weave their way through official and unofficial channels.
It seems that this week has been a perfect example of this in practice. Wherever you look, the truth is out. It's not being massaged, manipulated, or driven underground. It is out there for all to see. IN the past few days Volkswagen has had to apologise for its deceitful approach to something as serious as the emissions levels of its vehicles – a factor which influences buying decisions; David Cameron's team have been enveloped by allegations of actions at Oxford University that suggest questionable judgement; Cambridge University Hospitals Trust, which includes the world renowned Addenbrooks Hospital amongst its responsibilities, has had to apologise for a 12 month nosedive into special measures; and football club Manchester United have made headlines they never wanted to see about private contract terms, thanks to the release of Sir Alex Ferguson's new book. Left right and centre people are on the back foot, trying hard to manage the reality that has been unveiled, often unceremoniously.
It's not that this is particularly new, nor that it requires any special treatment from the PR industry – it is simply a demonstration of a trend in practice. It highlights that PR professionals need to work hard with the truth to make it sing. Because whether you like the facts or not, they will come out, and if everyone is focussed on the spin, and no one is watching the reality, it could bite rather hard.
Richard Moss


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Business Systems Help Desk (ConnectCarolina and InfoPorte)
Service Description
The ITS Business Systems Help Desk provides the UNC-Chapel Hill community with a centralized point of contact for technology questions and process guidelines for the University administrative systems. The Help Desk supports University faculty, staff and students.
- ConnectCarolina HR/Payroll/Finance system (PeopleSoft)
- Accounts Payable
- General Ledger
- ePar Issues
- HR Employee Job
- Legacy Finance Apps
- Purchasing
- Reporting
- Security/Access
- InfoPorte Reporting system
- Law Logix I9 system
- PeopleAdmin Recruitment and Applicant Management system
Support at the ITS Business Systems Help Desk can be used by students, faculty, staff, retirees, and UNC-CH System affiliates.
Service Provisioning
Call 962-HELP (4357)
- Select option 2 for Finance
- Select option 3 for HR
- Select option 4 for InfoPorte
Web Submit: http://help.unc.edu/help/olhr/
Supported Environment/Services
University owned computers, laptops and mobile service.
Technical Support Contact Information
ITS Service Desk:
- Phone (919) 962-HELP (4357)
- Chat: https://help.unc.edu/chat
- Online Help Request: http://help.unc.edu/help/olhr/
- Twitter: @unchelpdesk
- Facebook: unchelpdesk
- YouTube: unchelpdesk
- Instagram: unchelpdesk
SLA Response Times
Response Time (ticket is acknowledged and customer contact made):
- Critical = 15mins, 24X7
- System is down/experiencing connectivity issues/mass impact
- Central offices unable to process transactions
- Important = 2 business hours; M-F 8-5
- Access Issues
- Break/Fix resolutions
- General = 8 business hours; M-F 8-5
- How To Questions
- Report Requests
- Enhancement Requests
- Customer satisfaction rating: 4.8 out of 5
- Average speed to answer a call within 60 seconds: 80%
- Abandon Rate: 10%
- Tier 1 first call resolution rate: varies by service
Service Metrics / Service Goal metrics
- Customer Satisfaction Index (CSI): 4.5/5.0
- Average Speed to Answer calls(ASA): 30/60
- Call Abandon Rate (CA) 1/10
Maintenance Schedule
Maintenance windows vary and can be found on the ConnectCarolina home page at http://connectcarolina.unc.edu/. All maintenance impacting the BSHD will be announced 14 business days in advance.
Hours Of Operation
Support at the Business Systems Help Desk is available:
- 8 a.m. to 5 p.m., Monday through Friday for Important or General issues
- 24/7 for Critical issues
The Business System Help Desk is available 8 a.m. to 5 p.m., Monday through Friday. This excludes university holidays or when the university is closed due to weather conditions (Condition III). (Please visit http://www.alertcarolina.unc.edu/go/doc/1395/2092545/Adverse-Weather-Policy-Clarification-for-Employees for more information regarding the university operations and weather conditions.)
User/Customer Responsibilities
ITS Business Systems Help Desk customers agree to be aware of and adhere to the university's Terms of Use policy. They are also expected to provide any requested information relevant to their issue in a timely manner, as well as to adhere to all processing deadlines established by Finance & HR/Payroll Central offices. No response after 3 attempts will result in a ticket closeout.
OtherNot applicable.
Out of Scope
Not applicable.


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Comparing Prices of Funeral Providers
If you are comparing prices among funeral providers, it is important to recognize the differences in the overall level of service and the manner in which fees are quoted. Every funeral provider charges separately for two main components – professional services and merchandise. While one firm may have a lower service charge than another, their merchandise prices may be higher, resulting in a comparable total price. Our funeral homes' prices are in the middle by comparison to others and represent what we think is the ideal combination of price and value.
Also, because the precise format of funeral home price disclosure is mandated under the FTC funeral rule, funeral home price lists may not appear consumer-friendly and usually require clarification from the provider. You do well to inquire further before making final decisions.
We place the emphasis on service over merchandise, as our clients mainly value the positive experience with our staff, facilities and the thoughtful care we render.
Here are the questions you should consider when comparing:
- Is the funeral provider's pricing complicated by packaged offerings claiming to save expense? Are there any hidden fees?
- Does the staff listen and comprehend my needs, responding with warmth and eagerness to assist, as if my family is their only concern of the moment?
- Does the firm's personnel have the knowledge and experience of various faith and cultural traditions, facilitating well-orchestrated ceremonies? Or, can the staff support us in meaningful ways for a non-religious ceremony?
- Are the facilities, equipment, technology and procedures up to date?
- Does the staff provide timely follow-up and assistance with details when services are completed?
- Will the firm go out of its way to accommodate special requests and demonstrate creativity in tailoring services, or is it a "one size fits all" approach?
- How much personnel is assigned to supervise memorial ceremonies?
- Does the company operate its own crematory, or is this "outsourced" to a third party?
We invite you to visit our facilities, meet our staff, and compare.
Click here for a PDF of our General Price List.


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Hello October! I love this time of year…Halloween, then Thanksgiving then the holiday season! Here is hoping for some fall weather in LA in the coming weeks. September was great and full of busy events, new clients and great times. I can't wait to share more of my current projects. Happy Tuesday!
September in Review
Color my World 1.7
[Image via]
Seaside Getaway
Every year, since before I was born, my family has gone to this adorable beach town in the Pacific Northwest called Seaside, Oregon. Seaside is like my second home. It's comfortable, familiar, and always brings back great memories. This year, I took a few days off of work to go and spend some much needed R+R with my family (and pup!) in my second home. We totally lucked out with the weather, as it is super unpredictable what you will get. It is hard to leave Seaside feeling anything other than happy and at peace. See the snapshots below for a glimpse into this year's annual trip!
This sign has been up for as long as I can remember!
One of my favorite parts of the beach: The Cove. It is great for finding seashells and looking at some awesome tide pools. (The weekend we went was severely lacking in seashells and tide pools, but there have been years where there is an abundance of both).
Definitely got my fix of the fresh, clean air. How could you not when you're surrounded by the ocean and all these trees!
This carousel is synonymous to Seaside in my mind. Every year, it was tradition that I would take a ride on this carousel. Over the years, I have grown up, but this carousel is exactly as it was when I was a little girl. How can you not love it!?
One of the thrills in "downtown Seaside" is the arcade. Fascination is a game I have never seen anywhere else, and has been a staple of the arcade for years. When my grandmother used to come down to Seaside, it was only a nickel to play! Now, it is 25 cents, with specials at different times of the day. The premise of the game is to roll the red ball and light an entire row. The first player to achieve this wins tickets! (Tickets are used to cash in for a prize at Prize Redemption). It is a fun, fast-paced, and highly addicting game!
There is an awesome walking path along the entire beach called The Promenade. On the other side is the most adorable beach homes I have ever seen. It is family tradition to walk up and down the entire Prom at least once. We passed this adorable wagon in someone's front yard. Such a cute idea!
We only had one day where it was super foggy and rainy, but it provided many interesting photos. This is one of my favorites that I took. I cannot wait to get back to Seaside, where all troubles seem to melt away. Have any of you ever heard of or been to Seaside, Oregon before?
[Check back next week for the second half of my trip…the 12 hours I had at home in Seattle!]
Santa Monica Sunset
I think sometimes I take living in Los Angeles, close to the beach, for granted. On Sunday night, one of my best friends and I decided to grab a cup of chai tea from Groundworks on Main Street in Santa Monica, and walk down to the beach to enjoy sunset. It was beautiful, and a great way to say goodbye to "summer" (although, I have yet to see any indication of fall). I love sunset, and all the beauty it has to offer.


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Alumni Career Spotlight: Jennifer Sherry
Jennifer Sherry, Ph.D. Master of Environment and Natural Resources '12 Human Dimensions ... in Natural Resources '09 Wildlife Advocate, Natural Resources Defense Council (NRDC) Jennifer earned both her ... Australia and now works as a Wildlife Advocate for large carnivores with the Natural Resources Defense ...
Signs of Spring
photos for a chance to be featured on the School of Environment and Natural Resources website and social ...
From the Field – TWEL Assessment Informs Award Winning Proposal
The United States Department of Agriculture (USDA) Natural Resources Conservation Service (NRCS) ... (TWEL) in the School of Environment and Natural Resources. The school is in the College of Food, ... Environment and Natural Resources Gabriel Karns, Jeremy Bruskotter, Steve Matthews, Kristina Slagle, Alia ...
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It's never been easier to buy local and eat local. The Grow Eat Ohio guide focuses on food ...
Full Bracket
Assistant Director, OSU Extension Agricultural and Natural Resources OSU Extension is open and here to ... serve. Learn how to navigate your virtual Extension resources Watch Replay 3:00 p.m. tip-off Video ... Management Tips & Resources Farm & Rural Health Task Force Chris Zoller, OSU Extension Educator, ...
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marsh, swamp and glacial wetland, among many others. They serve as an outstanding resource for studying ... Ohio State University in 1993 with a BS in Natural Resource Management. Renee directs the management of ... Engaging the Public in Natural Resource Conservation Through the Virginia Master Naturalist Program ...
Agriculture and Natural Resources Madness
Agriculture and Natural Resources Madness: A Tournament of Education 64 educational events broken ... website contains links and resources for consumers and producers amid living with COVID-19 View all ...
Exploring the Interactions between Water, Climate and Communication
co-hosted with the Water Management Association of Ohio (WMAO), the Ohio Water Resources Center, and ... resource management. This program is in alignment with the March 22, 2020 World Water Day theme, which is ... School of Environment and Natural Resources, and Karina Peggau, education and outreach program ...
Alumni Career Spotlight: Logan Dunn
Logan Dunn Environmental Policy and Management '13 Natural Resources Liaison, Preservation Parks ... Management. Today, he works as a Natural Resources Liaison for Park Operations with Preservation Parks of ... A Glance at Logan's Current Work I am the Natural Resource Liaison for Park Operations, and one of my jobs ...
SP2020 Updates
COVID-19 RESPONSE Updates (most recent at top- scroll down for Resources on accessing IT Support, ... posted on SENR website on March 12, 2020) Working Through COVID-19- Human Resources at Ohio State ... (Source: Human Resources, The Ohio State University- posted on SENR website on March 12, 2020) Coronavirus ...


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As young nonprofit professionals, many of us struggle to define a career path in this diverse and evolving sector. Part of this struggle involves the question of balance of graduate education with on-the-job experience. While each young nonprofit professional's experience is unique, I hope that I can provide insight into this decision-making process based on my own experience. I recently earned my Master of Public Administration (M.P.A.) through the business school at a local university. I elected to follow the Specialization in Nonprofit and Mission-Driven Management track in a part-time program. So how did I navigate the alternatives available and arrive at this decision? To begin with, I spent a lot of time reflecting on my interests and ambitions before deciding anything. Here's a sampling of the thought process that helped inform my final decision:
As a young nonprofit development professional, I knew that I wanted a degree program that addressed the business of management in addition to the particularities of the nonprofit sector. Furthermore, I wanted to explore the intersection between public service and the nonprofit sector and engage in a debate about the balance between government and private services to address social issues. Finally, as one dedicated to making a career as a nonprofit professional, I felt strongly about equipping myself to translate business insights and corporate best practices into effective public and nonprofit management strategies. To be blunt, it was important to me to be taken seriously as a businesswoman in the nonprofit sector. For all of these reasons and more, an M.P.A. program housed in a business school was the right choice for me.
As I mentioned earlier, I elected to pursue my M.P.A. through a part-time program. While it took two-and-a-half years (including summers) to complete, it allowed me to stay at my full-time job and continue to acquire that valuable vocational experience. As I discovered through the process, it allowed the issues I was experiencing at work and in the sector, and the discussions and projects in which I was participating in school, to inform each other in interesting and valuable ways. This, combined with the fact that I had several years of nonprofit work experience under my belt when I started my program, allowed me to maximize the time and resources I was devoting to the degree.
Clearly, there are many alternatives. For example, there are M.P.A. programs housed in graduate schools of public policy or social science, and there are Master of Business Administration (M.B.A.) programs with the option to focus on nonprofit management. Moreover, a range of Master of Arts (M.A.) or Master of Sciences (M.S.) programs exist that address nonprofit management within contexts ranging from graduate schools of social work to graduate schools of urban planning and much in between. And of course, many graduate programs offer certificate programs if pursuing a full Master's degree isn't feasible. Finally, if you're on the development side of things, like me, there are graduate schools dedicated solely to philanthropic studies and training. In the end, it's important to examine the reasons that you've chose to work in the nonprofit sector and the philosophy that you think will drive your career therein. I found that clarifying these aspects of my decision-making process naturally led me to the degree program that was the best fit for me.
As a side note, some positive aspects of pursuing a graduate degree didn't connect directly to my choice of program. I interacted with classmates with a variety of experience (or lack thereof) in the nonprofit, public and private sector who connected me to organizations and job functions of which I knew little and that complicated my thinking about myself and my success as a nonprofit professional. The experience of spending two-and-a-half years in a part-time graduate program and the sacrifices I made to complete that program motivated me to take steps to move my career forward more quickly than I may have otherwise. In addition, I saw my coworkers' perception of me shift as they considered my decision to pursue a graduate degree and my dedication to the sector, which made me take myself more seriously as a young nonprofit professional.
As I acknowledged at the outset, each young nonprofit professional's experience is unique. While I'm satisfied with the decision to earn my M.P.A., it doesn't mean that it's the right decision for you. However, if you're dedicated to a career in the diverse, evolving and competitive nonprofit sector, I would urge you to consider the option of graduate education. The investment of time and resources is significant, and it can be tough to balance it with life if you've been out of school and in the workforce for a number of years.
However, the ability to differentiate yourself in the market based on your combination of education and experience is extremely valuable, and those extra letters after your name have the ability to do just that. At the end of the day, it's not those letters or that extra line on your resume, but your ability to put what you've learned to use to make you a more effective nonprofit professional. If you can demonstrate and articulate that to a potential employer — and cohesively incorporate it into the "story" told by your resume — then a graduate education can be a truly valuable asset.
About the Author: Eleanor serves as Director of Development for New Leaders, a national nonprofit working to ensure high academic achievement for all children, especially students in poverty and students of color, by developing transformational school leaders and advancing the policies and practices that allow great leaders to succeed. Eleanor has been professionally committed to creating equal, quality education opportunities for all students since 2005, when she joined The Black Star Project, and organization that helps Black and Latino students in Chicago and nationwide succeed academically and become knowledgeable and productive citizens with the support of their parents, families, schools and communities. She continued her work in nonprofit development at Facing History and Ourselves, an international nonprofit combating bigotry and nurturing democracy through work with educators throughout their careers to improve their effectiveness in the classroom as well as their students' academic performance and civic learning. Shortly before moving to New Leaders, Eleanor completed her M.P.A. — with a nonprofit and mission-driven management specialization — in 2012 at IIT's Stuart School of Business. She received her B.A. in History and French from Carleton College.


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Bikinidots After Effects Plugin
Bikinidots is a plug-in package containing two plug-ins for Adobe After Effects, b_dots and b_stroke.
- b_stroke is a path stroke plug-in with a Z-depth displacement feature, which lets you to stroke your paths in all directions:
X, Y or Z.
- b_dots is a dot matrix generator plug-in that creates a matrix of circles (dots). The color value of each dot is the average sampled pixel value of that area from the source image.
The size of each dot/stroke can also be modulated by the lightness, saturation or hue value.
The Bikinidots plug-ins has full camera awareness and 3D functionality.
The Demo version is fully functional version but has a rendered cross on top of the picture.
System Requirements
Adobe After Effects CS5 or later
MacOSX 10.6 or later, Intel x64
Windows XP, Windows Vista, Windows 7, Windows 8 & Windows 10
Current version is v2.1.2


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"The Muslim Brothers (MB) and the Copts…repercussions of confrontation and dialogue" is the title of a recent book by Watani journalist Robeir al-Faris.
The book begins with a verse from the Bible, "Blessed be Egypt my people", and another from the Qur'an, "Enter Egypt safely". Following the two verses Faris cites MB Supreme Guide Mahdi Akef's notorious remark: "Toz fi Masr we abu Masr"("Damn Egypt and everything that has to do with Egypt"). Very aptly, these three lines are cited under the title: "No comment".
Deliberate misquotation
In 192 pages, "This is a documentary study of others' writings about the MB," Faris says. Nevertheless, he gives his viewpoint of the topic in a somewhat long preface under the title: "Prior to confrontation or dialogue". Faris stresses that the MB bases its vociferous demand of an Islamic State on the Constitution's second article which stipulates Islam as the State religion and sharia or Islamic legal code as the major source of legislation. He quotes various Muslim and Coptic figures on the topic; intellectual Abdel-Moniem Saïd reminds of when sharia was applied in Sudan with dire consequences—including the decapitation of many accused of crimes such as theft. Faris concludes by citing an incident which carries special significance, that of a 1977 interview of top church clerics by a journalist who claimed to work for the prominent Cairo daily al-Ahram, and who then printed the interview replete with countless misquotations, in the mouthpiece of the MB al-Daawa. This prompted a strongly-worded joint denial from the interviewees—Bishop Gregorious of the Coptic Orthodox Church, Archbishop Stefanous of the Coptic Catholic Church, and Rev Barsoum Shehata of the Evangelical Church—who openly condemned the journalist's behaviour.
Intentionally ambiguous
The first part of the book is concerned with "Confrontation", and includes chapters on: The beginnings of the movement; "Mother of terrorism"; What 'homeland'?; Fatwas on Copts; and a chapter on prominent MB figures such as Mohamed Abdel-Qudous. The second part deals with "Dialogue", and includes a report by Nasser Sobhy, a Watani journalist who was involved in attempts at dialogue with several Islamic entities, not only MB members. Sobhy writes that he felt the MB's stand on Coptic—and Baha'i—issues was intentionally ambiguous. He concludes his report by calling for more dialogue and better understanding, stressing that a large portion of Egypt's Muslims hold misconceptions about Copts, due to a lacking awareness of who they really are and a frequently absent interaction with them.
The book provides an addendum which includes photocopies of documents of Coptic complaints to the prosecutor-general against the MB.
Mother of terrorism
The author suggests the MB, since its establishment by Hassan al-Banna in 1928, is the source of all Islamist terrorist movements. He points out how the MB military wing is considered a pivotal tool since it is a practical manifestation of the principle of jihad (Islamic struggle).
The period from 1945 to 1948 witnessed the most violent political incidents and assassinations at the hands of the MB, as well as secret planning and operations against foreigners, Jews and Copts in Egypt.
Following the 1952 Revolution and President Gamal Abdel-Nasser's severe clampdown on the MB as a consequence of their attempt on his life, the group went underground. However, several other Islamist groups emerged from under the MB cloak, many of them violent ones. And ever since President Anwar Sadat encouraged Islamist movements in the 1970s—presumably to counter the leftists who caused him a permanent headache—they have thrived. They directed their terrorism against Copts as Church and individuals and, even though the MB regularly denied any connection with the violence, it continued to nurture terrorist thought. Today one of its sons, Ayman Zawahiri, sits at the top of the most notorious terrorist organisation in the world—al-Qaeda.
What homeland
It is no secret that the MB embraces the thought that a Muslim's faith is his homeland. Faris cites the 1997 Al-Ahram Weekly interview with the then Supreme Guide Mustasfa Mashhour in which he said Copts were not to join the Egyptian army [their loyalty cannot be trusted if the army were to go to battle against non-Muslims] but were to pay jizya—the tax historically imposed by Muslim rulers on the non-Muslim population—instead. He also prints in full the interview Akef gave journalist Saïd Shueib in which he said that a Muslim Malaysian would be more acceptable as a ruler of Egypt than a Copt. And it was then, when the journalist alluded to Copts and Egypt, that Akef made his notorious postulation: "Toz fi Masr"
The author introduces the controversial figure of prominent MB member Mohamed Abdel-Qudous. Abdel-Qudous used to publish advertisements in Watani, congratulating Copts on their feast days, while at the same time hosting—in a salon he holds—the figures most derideful of Christianity.
The book offers a chapter in which articles by several Egyptian writers, Muslims and Copts, about the MB are printed. It is obvious that the author had in mind the need to expose the MB's dual standards in that they frequently give polished statements designed to present them in a tolerant image, but in reality they promote and practise opposite policies.
Documents of complaints filed by Copts to the prosecutor-general against the MB include one presented in 2006 by the Coptic lawyer Seti Zaki Shenouda against the fatwa stipulating that it was the religious duty of Muslims to destroy churches.


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He mated to protect her. She used him for revenge. As their worlds collide, their feelings for each other grow. But, when his dark secret is revealed, it may be more than she can forgive.
Lyzander has done many distasteful things in his life. One in particular has haunted him for the past twenty years. Now, the little girl he sheltered from the ones who killed her family has become his savior. When she seeks to avenge the murder of her loved ones, he finds himself saving her all over again.
Kelana has an agenda, and if mating with the angel warrior Lyzander will bring her closer to completing her mission, then she will gladly take him to her bed. When her father discovers the abomination he created is still alive, he proves more powerful than she imagined and it will take everything at her disposal to survive.
Publisher: Valerie Twombly
Cover Artists:
LTRomanceReviews on Amazon wrote:
Ooh What A Fantastic Read. 5 Stars
Undeniable one of the best PNR books that really tugged on my heartstrings. By the end i was crying tears of both heartache and joy.
Zander and Kelana characters are so awesome you feel and understand both so clearly throughout.
I hurt more for Kelana in the beginning but towards the end Zander had my heart. Sigh
How powerful their love becomes at the most intense part was mind blowing and so pure.
Megan on Amazon wrote:
Reading this book reminded me of first finding the first volumes of the Black Dagger Brotherhood books. Spellbinding characters and conflicts. Multi-layered story arcs providing a variety of levels of satisfaction.
One thing that really impressed me about reading this story is that I've read none of the previous books. Still, it was a seamless entry into this reality. The characters, not just the main one, are strong and committed. While they are supernatural, any reader can relate to the experiences and choices. While the journey of each covers darkness, they are deep with the kind of brightness that comes from the best of a character.
I will definitively be going back to read the first 2 stories. For a huge fan of "The Black Jewels" series by Ms. Bishop and the "Rai Kirah" series by Carol Berg, this setting and the deft hand applied are a big hit with me. And if you loved this series but don't know the others mentioned here, it's highly likely you will enjoy reading those as well.
Humanity is such a mix of pain and joy, damage & growth, my satisfaction increases when stories recognize and use those factors successfully. Enjoy!
I found this story to be utterly captivating with its imaginative world-building and a fast-moving plot.


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A series of Supplementary Planning Guidance (SPG) and Supplementary Planning Documents (SPD) has been produced by the Council to provide greater detail on policies within the UDP and LDF to support decisions on planning applications.
The Council no longer produces SPGs as they have been replaced with SPDs since 2004. However, they remain material considerations in planning decisions.
Some of the contact details at the end of several SPGs and SPDs have changed; please contact firstname.lastname@example.com for any SPG or SPD queries.
Email: firstname.lastname@example.com
Updated: 7 November 2019


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Franklin Pierce Presidential $1 Coin
Coin Description
The Story
Franklin Pierce was the 14th president of the United States. He was born on November 23, 1804, in Hillsboro, New Hampshire. Pierce served as president for one term, from 1853 to 1857.
Before becoming president, Pierce was elected to the New Hampshire legislature, and later served as Congressman in both the House of Representatives and the Senate. In 1847, he served as a brigadier general in the Mexican-American War.
When the Democratic Party chose Franklin Pierce to run for president in 1852, not many people had ever heard of him. Part of the reason he was elected (by a narrow margin) was because he strongly supported the Compromise of 1850, which was passed under Fillmore. The Compromise eased the debate over the future of slavery by granting rights to both sides.
Under Pierce's leadership, James Gadsden bought land from Mexico (the Gadsden Purchase). This added to the United States land that today is part of southern Arizona and New Mexico and opened the way for a southern transcontinental railroad.
Also under Pierce, the Kansas-Nebraska Act was passed. This Act repealed the Missouri Compromise, reopening the possibility that new states in the West could become slave states. It used the principle of "popular sovereignty," meaning settlers in a new territory could decide whether to allow slavery or not in that territory.
Pierce's party decided not to back him to run for President in the following election, and he retired from politics at the end of his term. He died on October 8, 1869, in Concord, New Hampshire.


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Paper guides
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Writing A Great Term Paper On Technology: 8 Great Suggestions
Term papers are an important academic assignment owing to their percentage in the overall grade and the performance of the students. Unlike ordinary assignments, these papers require extensive research and attention. Students need to follow a proper research methodology in order to carry out directed research and save their time. If a student does not follow a plan for research, then he might feel lost among tons of information. In the beginning, technology was a new topic for students and teachers both. With the advent of internet, the mobile phones and cloud computing services, everyone knows some basic level of information about technology and its advancements. It is now in the reach of common person to use technology and latest tools in his daily life.
If you are to write a great term paper on technology then you might need to keep a few instructions in your mind. Rather than going ahead and starting the writing process, you need to move in gradual steps to come up with an effective paper. Below is a systematic procedure for students to write their term papers in a winning manner
- Know the requirements of your paper
- Understand your subject and break it down in to easy categories and divisions
- Find a niche to address your topic so that you have a unique and new direction to talk about
- Understand your target audience because you are writing your paper for them.
- Divide your task into three steps, which are pre-writing, writing and post writing. This will keep it easier and simpler for you to attempt each phase with attention and care and give time to minor details
- Set milestones and daily word count so that you know your daily expectations and milestones. This will keep you motivated to complete your assignment.
- Collect data through a proper channel and develop a proper research methodology. You need to analyze the data that you include in your paper and include it in an order
- Stay precise and use valuable information when you write your term paper about technology. It is important to have proper arguments and add precise and relevant information with each argument. You should not leave open-ended sentences or half-baked theories if you do not have supporting evidence to prove them. Include only that information which is valid and authenticated


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You are the boss of your dreams! Produce your best ideas, achieve your goals and ambitions in a professional yet modern environment where every piece support you to reach the top. With our elegant collection of office furniture, you can design your workplace the way you prefer.
Your email has been sent!!!


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Preparations for Mother's Day and the celebrations that accompany it range from simple to extravagant. A Mother's heart treasures the phone call from a child far away, scribbled notes with lopsided flowers filled with love and the family meal at … Continue reading
Category Archives: Holidays
His Love is Here
While shepherds huddled around the newborn babe, angels sung the glories of God's love. There in a stable in Bethlehem, love was born anew not just to the virgin Mary but to the whole world who would believe and accept … Continue reading
A Time for Rejoicing
Yesterday, I was baking cookies for an evening Christmas Sing-Along at our church while trying to create the mood for a heavenly time of rejoicing. Even if I didn't have the energy. Morning worship had whetted my appetite as we … Continue reading
Preparing Your Heart
We're halfway through the second week of Advent. A time of preparing our hearts for a renewed focus on the reason Christ became man. In the midst of the busyness we call Christmas, our hearts get tangled up in where … Continue reading
Light the Darkness
"The sun will no more be your light by day, nor will the brightness of the moon shine on you, for the Lord will be your everlasting light, and your God will be your glory." Isaiah 60:19 NIV Fireworks exploded … Continue reading
Unwrap the gift
"Blessed are they whose transgressions are forgiven, whose sins are covered. Blessed is the man whose sin the Lord will never count against him." Romans 4:7-8 ref. Psalm 32: 1-2 NIV An overcast sky greeted a normally sunny spring day … Continue reading
Does Your New Year Hold Promise
A New Year opens up like the budding of a new blossom. Some blossoms are filled with a sweet fragrance. Some blossoms have large, colorful petals. Some blossoms unfurl with spots, scars from pest-infested days. And some … Continue reading


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eidos just released a killer trailer for its upcoming pc release, hitman 2: silent assassin. the hitman site has a bunch of neat stuff in the download section, including the 13+ mb trailer. the sequel is due to hit shelves–no pun intended–this spring.
user comments 15 comment(s)
|who played hitman 1? (4:46pm est mon jan 28 2002)
really? – by – –
|hey.. (5:09pm est mon jan 28 2002)
i did :p got a prob?.. good game.. a year or two ago – by surly_fly
|i did. (8:42pm est tue jan 29 2002)
i played this game. i think it really got a bum rap because of a bad initial demo release. i normally don't buy games that have no multiplayer unless they are somethign special. i haven't bought max payne yet because there is no multiplayer and the game is supposed to be very short. a long single player game only i can buy. well, enough rambling. i was going to say that i rarely buy single player games but bought hitman because of the second released demo. i have never regretted the decision. i played the game constantly and went through all the missions, loving nearly every bit of it (except for the final level of the jungle part). i loved blowing away foes and watching the beautiful inverse kinematics twist and contort them in ways i still don't see in games (someone impliment ik in another game please.) i recently reinstalled it and went througha gain, having so much fun and exploring the levels. this game even offers great replayability since you can finish the game and then unlike many games, go back and try to complete each mission in a different fashion. some solutions aren't even planned for and you are able to just come up with them on your own. i know that i have completed with the general and the two gang members in atleast 3 ways. (spoilers ahead)
i have taken out the gang member and posed as him while hiding my gun in the bathroom (ala godfather.) i have let them all group up in the restaraunt and then snuck in the bathroom window while noone was looking and used a silenced pistol while noone was looking. i have even made an attempt at just walking in and gunning them down before they knew what hit them (definitely not the best method *chuckle*.) – by palehorse
|-(tyty (3:59pm est sat mar 16 2002)
tyttytyytty – by ytytytt
|hitman one was superb (1:16pm est sun mar 17 2002)
i've never played a game with such realistic (or cinematic) killings. the level included in the demo, i opened the toilet door and shot the police chief in the back of the head. he slumped forward onto the table before sliding off sideways. the blue lotus gangster stood up and pulled out a gun. i shot him and he flew backwards to land half-on the table. gravity played its part and he slowly slid off and crumpled to the floor. superb. can't wait for the next one.
and get max payne. it's not really that short, and the slo-mo's so cool the game has a hell of a replay value. i've completed it four times so far, on various levels of difficulty. like hitman, it's very film-like. also superb. – by fulsrush
|for palehorse (9:55pm est tue apr 30 2002)
hitman 1 was superb…palehorse, if you like it, you have to buy max payne, which it's greater, you'll love it…i can't wait the hitman 2… – by marius
|hit man (2:03pm est mon jul 15 2002)
ill think hit man is going to be the best game ever – by alanzo harris
|hitman (3:31pm est tue sep 17 2002)
it sucks grand theft auto 3 is way better!!!!!! – by drake
|hitman 2 (4:25am est thu dec 12 2002)
the best games out there right now are gta 3 hitman 1 and hitman 2 and if you did't buy max payne because you think it mabbby>>??? to? short then i am glad that you are missing out on a game like, max payne .
work all day , go home 8pm install maxpayne add 20.oz of good caly weed start play at 9pm. play maxpayne all night dont sleap, at 8am add 20.zo of weed to your brain go to work but when you get there you realise its sunday and you dont work sunday or satursay but you know that you worked yesturday witch was saturdays? but you only work fridays?
now if you have maxpayne you'll know.. – by bobaman2000
|hit man 2 (5:48pm est thu jan 02 2003)
hitman2 is absolutely awesome and unlike its other "stealth" counterparts, this game actually has some of the best graphics out there as well as a beleivable plot the gamer can get into. you'll soon learn how to shoot and shoot well or die! headshots are the best and very realizstic. the bodys actually twitch as grey splattermatter sludges down the wall. this is as real as it gets! – by itchy finger
|codename 47 (5:50am est sun aug 03 2003)
hitman is the best!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! – by hitman maniac
|mmmmmmmmm (2:37pm est sun jun 12 2005)
hey im just stuck on level free i've done all of them but i cant go to level 3 on himan 2
thats it if any one can help me just email to this address plese:
thanks a lot – by scott
|hitman (5:44am est wed jun 22 2005)
level 3 help – by peter
|max payne is very good (5:39am est fri feb 10 2006)
max payne is very good than any other good games this game very better than hit man versions and this is the game which will take u in to the other world and u felt as a hero and starts the missions really this is(max payne)is very best game no other game can competate this game – by kamal
|hitman 2 (4:08am est mon sep 04 2006)
hitman 2 was fantabulous. it's not as realistic as splinter cell and not as fun and exciting as the first one, but it still gets an a+ from me – just got mine not too long ago (i'm soooo behind) but plan to get hitman 3 as soon as i flip this one. – by ade


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The unfortunate reality of a Pomeranian's gorgeous, fluffy double coat is that the fine, dense undercoat can work itself into tangled knots if you don't brush him regularly. If your pom develops matted hair, deal with the problem sooner rather than later to avoid painful and troublesome skin conditions.
"Manageable" Mats
Lightly brush your Pomeranian with a slicker brush starting on the outer part of the mat. Use short, gentle strokes, brushing upward and in the direction that the fur grows. Use your fingers to put pressure on the fur at the base of the mat to minimize tugging on your dog's hair and skin.
Sprinkle corn starch onto the mat and work it in with your fingers before working it with the brush again. The corn starch will help separate the fine hairs, making it easier to pull them apart.
Soak the mat with a detangling spray made for dogs or humans. Gently brush with the slicker brush or mat comb, a small section at a time.
More Difficult Matting
Work a comb gently into your Pomeranian's fur between the mat and the skin.
Work the mat splitter in between the comb and the mat.
Cut up away from your dog's body with the mat cutter, working in a back-and-forth motion. Repeat several times with each difficult mat to break them into several manageable pieces.
Gently work the cut mat with the slicker brush or the mat comb starting on the outer part of the mat and working back toward the skin. Brush in the direction that the fur grows and place pressure on the fur at the base of the tangle if the brushing tugs at your dog's skin too much.
Items you will need
- Slicker brush
- Corn starch
- Mat comb
- Scissors
- Mat splitter
- Detangling spray
- Don't use the corn starch and the detangler both in one session. Mixing them together will form a messy paste on your dog's coat. One or the other should be effective in detangling your pom.
- If your Pomeranian has a large matted area or more than one mat, tackle the job in stages. Work a little bit at a time; "The Doctor's Book of Home Remedies for Dogs and Cats" suggests working on a considerable mat job for about 10 minutes at a time, then taking a break both for you and your dog. Give the dog a treat and some love for enduring the intensified grooming session, then come back to the job a few hours later.
- Take your Pomeranian to a professional groomer to have the mats taken care of if the undercoat is felted. Felting is when the fine undercoat binds itself so tightly together that it forms one large mat that feels like felt and is so closely bound to the surface you can't even feel skin. In those cases, it would be too painful for your dog to try brushing out the mat yourself. A professional groomer will be able to shave your pom, eliminating the mat and allowing you to start from scratch with grooming.
- Once you've gotten your Pomeranian's coat mat-free, keep it that way with daily brushing. Take the time to groom all the layers of your pommie's coat all the way down to the skin to keep his hair tangle-free.
- The Doctors Book of Home Remedies for Dogs and Cats: Editors of Prevention Magazine Health Books
- Pomeranians for Dummies: D. Caroline Coile
- Dog Channel; Dematting a Pomeranian's Coat; Kathy Salzberg, NCMG
Photo Credits
- Two spitz-dogs in studio on a neutral background image by Ulf from Fotolia.com


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Everyone says that the first step to getting a quality job with good benefits and job security is to first receive a good education. But this isn't always a feasible option for everyone…the cost of attending college in the United States has become outrageous, and it is preventing more and more people from receiving the education they deserve. Getting the job of your dreams is typically determined by whether or not you have received a degree, and the prestigiousness of the university you attended is also taken into account.
Don't let the high cost of receiving your degree stop you though, you always have the option to take out student loans. There are also a decent amount of more affordable university that offer a much lower out-of-state tuition cost than the average school. Check out these five budget-friendly colleges with more reasonable tuition expectations.
Southern University in New Orleans, Louisiana
Located just outside of New Orleans, Southern University is a historical college for African Americans looking for an affordable education. The school was founded in 1880, and is funded by the Thurgood Marshall College Fund as a way to keep tuition costs low. On average, the annual out-of-state tuition at SUNO is just under $5,000.
Chadron State University in Chadron, Nebraska
If you are looking for one of the most affordable schools in the U.S., look no further. Chadron State College in Nebraska asks for an average of $5,500 per year for out-of-state tuition costs. It is a relatively small school with about 3,000 students and 25 major buildings on campus. There is a wide range of degrees you can receive from Chadron, varying from liberal arts to business to applied sciences and social sciences.
Mississippi Valley State University in Itta Bena, Mississippi
Itta Bena's Mississippi Valley State University averages out-of-state tuition costs just under $6,000 annually. You can choose between degrees in arts and sciences, professional studies, and education and there is also a large graduate program. If you are interested in joining a fraternity or sorority in order to make life-long friends, the Greek society at MVSU is fairly large. You'll get the chance to show your school spirit at the many sporting events on campus.
Minot State University in Minot, North Dakota
Minot State University in North Dakota was founded in 1913, and it is the third largest university in the state offering both undergrad and graduate degrees. There are over sixty undergrad majors you can choose from, ranging from liberal arts to professional degrees. It is a small school, with under 4,000 students, but the price can't be beat. The out-of-state tuition averages to about $6,000 each year.
Oklahoma Panhandle State University in Goodwell, Oklahoma
Oklahoma Panhandle State University is located in Goodwell and offers both associate's and bachelor's degrees. The university is comprised of three schools: the College of Agriculture, the College of Business, and the College of Arts and Education. Its main focus is on agricultural programs, including just about every farming-related industry.


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God Tested Abraham
Dear Parent(s) or Guardian(s),
God's story continued this week in The Gospel Project for Kids with the story of God testing Abraham. Imagine being Abraham, trusted in old age with the son God had promised. Now God instructs you to offer your son as a sacrifice. What would go through your mind? The sacrifice of a child was not common among God's followers, but Abraham obeyed God.
Think about your children. Not only was Abraham obedient to God, Isaac was obedient to his father, likely not knowing what was happening but trusting that his father knew what was best. Isaac was willing and ready to do what his father asked him to do.
God provided a ram as a sacrifice instead of Isaac. This story is a clear depiction of what God was willing to do when He sent Jesus as the sacrifice for the sins of mankind. Jesus was willing to do what was necessary for God's plan to succeed. God spared Isaac by providing a substitute. Likewise, we need a perfect substitute for our sin; that substitute is Jesus.
The Sons of Abraham
Dear Parent(s) or Guardian(s),
This week in The Gospel Project for Kids, we heard the story of Abraham's sons! That's right, two sons!
Abraham and Sarah took into their own hands the fulfillment of God's promise to bring a son into the world. God, as always, did not need their help—only their faithfulness.
God fulfilled His promise to Abraham, but only in His timing, not Abraham's. Isaac was the hope of Abraham and Sarah for a future. The ultimate fulfillment of God's promise to Abraham is the person of Jesus Christ. Jesus is the hope of the world for salvation and redemption.
God's Covenant with Abraham
Dear Parent(s) or Guardian(s),
We had another great week at The Gospel Project for Kids. Today your kids learned that when sin entered the world, God already had a plan to provide a Savior. God's plan to provide a redeemer for His people began through the person of Abraham.
God called Abraham to move away from his home and land to a place that God Himself would show him. Abraham obeyed and God would use Abraham to bless all people, even you and me. Abraham had much faith in the promise God had given him, and God credited Abraham's faith as righteousness.
Kids heard that all people are sinners, but through the family of Abraham, God sent His Son Jesus, who never sinned, to bring salvation to God's people. Boys and girls learned that through the family of Abraham, Jesus was born.
The Gospel Project for Kids
June 2018


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Lucid Dreaming and Meditation
July 13, 2010 by
In a lucid dream you become aware that you are dreaming while you are still in the dream. You know that all the facets and problems of a dream aren't worth worrying about or getting preoccupied with. You learn to detach from the chaos of the dream, and to enjoy the present moment doing what you love. Similarly with Meditation you learn to detach from outcomes and from worrying in your everyday reality and become content living in the present moment. Both have their difficulties in practice. Good intentions –> What will you do in your lucid dream? What is the intention for your meditation sit? Will you try and find a spirit guide in your dream and ask him/her the meaning of life? or will you decide to fly to Hawaii and play on the beach? Do you intend to create loving feelings of gratitude and relax during your meditation, or do you intend to become more aware of how you are feeling right now by observing the natural breath? Persistent Effort –> For both you need to practice regularly with patience in order to get results. With lucid dreaming you start by keeping a dream journal and writing your dreams every day. Then you observe recurring patterns and create the habit of doing reality checks while you are awake. After that you break up your sleeping pattern by waking up early, reading about lucid dreaming, and then going back to bed with the intention of having a lucid dream. After you have done all of this, which could take weeks, you'll most likely have a lucid dream. The same persistence is needed with meditation, the first few weeks and months of meditating daily you could still have gotten a few moments of a still mind. If you keep practicing you will notice subtle changes that occur, you don't become upset as frequently, and small problems don't bug you as much. Easy to become distracted Once you've become lucid in a dream you may have a conversation which makes you lose awareness, and you will become caught up in finding someone, or doing something other than what you intended. In Meditation thoughts are constantly bubling in the background. They can grab your attention and suck you out of the present moment by worrying about the future or judging the past. With both of these distractions you have to stay patient and persistent, and keep bringing your attention back to the intention of your meditation or your lucid dream.


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A couple of weeks back I have reached out for help for my MSc thesis about leadership in organisations of different size. I have received 200+ responses overall, and 166 complete, usable responses based on which I managed to complete the following report:
A big thank you goes out to all of you who made this possible. Thank you for your time, response and support; I am really thankful to all of you.


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Tag: drawing
Fire in the Sky – #TAE17
My donated submission for the 2017 Twitter Art Exhibit supporting Molly Olly's Wishes in the UK. The plan is that this small piece of postcard art will be winging its way to the United Kingdom later this week, with prayers and good wishes for children in need.
Molly Olly Wishes supports children with terminal or life threatening illnesses and their families to help with their emotional well-being. They grant individual wishes and donate therapeutic toys and books to both children directly and to hospitals throughout the UK.
There is still plenty of time to participate and help support a great cause. To pre-register visit the 2017 Twitter Art Exhibit page and you must have a Twitter account. Below is a little bit of information to get you started.
Twitter Art Exhibit: UK 2017
Benefiting Molly Olly's Wishes (www.mollyolly.co.uk)
Opening night: Saturday 1 April 2017 6pm-9pm
Show runs: 1-19 April 2017
The Artshouse, Stratford upon Avon. (Do NOT send cards to this address)
SUBMISSION DEADLINE: Friday 17 March 2017
You may view my previous donations at the following links:
- Silver Mist > Twitter Art Exhibit 2016
- In the Flow > Twitter Art Exhibit 2015
- Flying in the Slipstream > Twitter Art Exhibit 2014
- Forest Flames > Twitter Art Exhibit 2013
- Under a Silver Lining > Twitter Art Exhibit 2012
Finding the Courage When You Fear the Beginning
The above picture is the preliminary pencil drawing on acrylic canvas board for a new horse painting. I am anxious about beginning, wondering if it will at all resemble the image I have in my mind and yet there is the excitement of starting a new painting.
The Beginning – We so often, myself included, hesitate when starting something new. The fear of failure, and even success, hinders our courage to reach out for something more. I know staring at the vast emptiness of a blank white canvas or paper is so often overwhelming at times. While my mind conjures images of what could be revealed on that surface.
The Fear – It keeps us bound, the what, if's and but's that haunt our thoughts. Our own self-doubts that assail our best intentions of doing something great. We stand at the door and knock, we stand at the edge of the cliff ready to fly wondering if we truly can fly.
The Courage – Is inside of each of us, that still small voice. That little light that will always illuminate the dark. If only, we would take that first small step. So it begins and failing is not as bad as never trying at all. To reach for the stars and the desires of our own hearts.
Carpe Diem – I encourage you to begin, right where you are right now. To follow your path, to seek and live your life. Allow yourself to fall, to fail, to wonder, to question and to live without regret. You never know, the journey may be even more beautiful and wonderful than you ever imagined.
PS – Share your journey with me, I would love to hear about it and encourage you along the way. Connect with me here on the blog or through email, email@example.com. I am also on Twitter, Instagram and Facebook. I will post pictures of my painting as it progresses and who knows, it just might turn our even better than I hope.
Wanderlust – Wordless Wednesday Art
©Mark Schutter 2016
May Our Spirits Never Be Broken
Unbroken spirits
Midst the heavens roar
On gilded wings they soar
Through the valley's deep
Over stones they leap
Unbroken spirits
~Mark Schutter ©2016
Do butterfly like distractions haunt your mind?
"Distractions softly hover in the corners of my mind,
like a butterfly haunts a flower." ~M
Life: is infinite in its variety and intricacies, if we would only take the time to look.
Beauty: a splendor in so many things that exist right before us, with no effort on your part.
Pause: we often fail to slow down enough to see, easily distracted by so many things.
I wish you moments when the distractions fade and beauty crashes in, causing you to stop and pause long enough that it simply takes your breath away. Happy Spring!
Horse Graffiti – Wordless Wednesday


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So, my daughter asks me if we can have spaghetti tacos for dinner one night and my response was, "Well, which do you want? Spaghetti or tacos?" Of course, she then thought I was the most uncool mom on earth for not knowing what spaghetti tacos were. I consider myself fairly adventurous with my families meals, so I decided, what the hell. I know you're thinking this combination sounds beyond strange, and I completely agree. If you can get past the carb overload, you will be shocked to learn that these are actually not as horrible as they sound!
Spaghetti Tacos
- leftover spaghetti
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There are no exact directions to follow here. All you need to do is fill the taco shells with some spaghetti and top with cheese! Pop them in the oven for a few minutes to melt the cheese.


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See The Trailer For 'The Director and the Jedi' From 'The Last Jedi'
Star Wars is arguably the largest film franchise, but there aren't many directors that get the honor of directing one.
You're under constant pressure from studios and fans, and they both will tell you if you've done a horrible job. To direct a Star Wars film is to cement a legacy in pop culture, and Director Rain Johnson felt that for 'Star Wars: The Last Jedi'.
The above trailer is a glimpse at the full documentary at the making of video "The Director and the Jedi" from the DVD release of 'Star Wars: The Last Jedi'. In it you'll get one of the best behind the scenes of a Star Wars film that probably exists. Everything from the stuff no one can legally talk about from the young director. Everything from the rehearsal at a surprisingly quiet home, to the green screen and sound stages. The props, the starships, just everything you wish you could have seen when it was in production.
All that with a Blu-ray that you'd probably buy in the first place.
'Star Wars: The Last Jedi' is out on Digital HD now.
The full documentary can be seen in the 'Star Wars: The Last Jedi' home release out June 27, 2018.


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