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The recent shootings in Texas and Las Vegas have tragically illustrated that lockdown (or lock out) is not an effective active shooter response plan. Sadly, most businesses, schools, universities, and places of worship still view a lockdown plan as their only option. Whether it is an outdoor setting like the Las Vegas shooting, or a confined space like the church in Texas, when confronted by a suicidal and homicidal attacker, a lockdown plan will fail.
While not the first mass shooting, lockdown (or lock out) as an active shooter or active killer response plan, was embraced after Columbine with a noble goal: compartmentalize people away from attackers. As of today, during 2017 alone, there have been 307 mass shootings in the U.S. Out of necessity, we must apply lessons learned since Columbine.
The lockdown concept for active shooter response was adapted from prisons, where offenders are locked in cells to protect the guards. As a precautionary security protocol, this type of compartmentalization can be very effective, but as a response to an actual active shooter-type attack, lockdown is not a best practice.
There are three core fallacies to the effectiveness of a lockdown/ lock out as an active killer response plan. They are:
1. The killer is always somewhere else
2. People are always in places that can be secured
3. A locked door can stop a killer
Fallacy # 1: The killer is always somewhere else
The goal of a lockdown is to compartmentalize people away from the attacker. But what if the attacker already has direct contact with people? Whether the attack occurs outside like Las Vegas or inside like the Texas Church shooting, lockdowns do not help the people who are at the greatest risk – those having direct contact with the killer.
A fundamental principle of emergency preparedness is to first help the people who are at the greatest risk. Using lockdown as an active shooter or active killer response plan does not meet this most basic goal.
Fallacy #2: People are always in places that can be locked or secured
The effectiveness of a lockdown is predicated on people being inside offices or rooms so the attacker may be denied access to them.
People do not magically arrive in their designated areas, sit in place and then disappear. They arrive in varying degrees of clusters, move about, and come and go throughout the day.
In an active shooter type attack, the killer, not their target, dictates the time and location of the attack.
Plans and training should account for when people are in securable areas, but they also must account for nonsecure areas, arrival, departure, and movement.
Fallacy # 3: A locked door can stop a killer
There is no universal design that was created with security in mind. Due to building renovations, it is rare for rooms to be standardized throughout a building. To use lockdown as a standardized active shooter plan, when the room that is supposed to be secured is not standardized, it is lazy and dangerous.
This is not to suggest that securing a door is not sometimes the best option. It can be.
Even if the door can be locked from inside the room, which is rare, there are still major vulnerabilities such as vision panels on doors, interior windows, and wall material that cannot stop a typical 9mm pistol round.
Very few active killers have an exit strategy, they expect to die or be captured. When killing people inside a room means more to an attacker than his own life, it is unlikely that a locked door will stop an attack.
Whether it is a precautionary action in response to possible danger or evacuation is not possible due to the location of the attacker or the physical limitations of the occupants; clearly there are times when staying inside a secured room is the best option. In these instances, it is imperative people be familiar with impromptu target hardening strategies such as barricading or tying off door handles.
Many organizations are improving the ability to secure entrances and interior rooms or officers. These are excellent security enhancements, but they do not solve fallacies 1 & 2. Active shooter-type attacks are dynamic and, when they occur, there is no one magic physical security solution that can protect an entire facility. This is why current best practices dictate options.
A Necessary Paradigm Shift
A recent report by the FBI highlights that shooter attacks are on the increase. The problem is not going away and we must continue to improve preparedness capabilities.
307 Mass Shooting in the U.S. (as of November 7, 2017)
The security premise of a lockdown is compartmentalization; which is a singular tactic. It is a dangerous fallacy to believe a door will always stop an active killer. Simply put, killing people means more to the active killer than their own life so preparedness efforts must look beyond a simple lockdown.
AlerT – Best Practice Active Shooter Response
All leading federal preparedness and response
organizations, including the U.S. Department of Justice,
U.S. Department of Homeland Security, and the
Department of Health and Human Services recommend
Options-based training founded on the concepts of situational awareness
Leaders must be willing to confront the reality that protecting people from an active killer is more complicated than locking a door. If you are interested in viewing SafePlans' AlerT (Assess, lockdown, evade, resist, Tell) eLearning course, or our other training options, at no cost or obligation, please contact us.


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Aduana Stars goalkeeper Stephen Adams wants to compound the misery of Hearts when the two clash in the First Capital Premier League on Sunday.
Both sides lost their last encounter in their last encounter but Hearts were the hardest hit after losing 3-0 against All Stars at home.
Aduana Stars lost by a narrow 1-0 at New Edubiase but are back in the midst at home where they host struggling Hearts of Oak at Dormaa.
Adams, who impressed heavily during the recently held CHAN tournament, wants a positive result against the former African champions.
"We want to win because the three points is very important for us. We lost our last game and want to start picking up maximum points,' he said
"We don't care about anyone's problem. Our priority is to our supporters and so we must do everything necessary to win Sunday's game.
"The maximum point is our target and we'll be seeking to win our first game since the start of the second round.â€
Hearts must pick themselves and fast after losing back-to-back against All Stars, which has sparked massive confusion in the team.

subset: commoncrawl


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Description EditThe blood-red color of this beverage inspired its name, which is derived from the Spanish word for blood. Sangria is made with red wine, fruit juices, soda water, fruit and sometimes liqueurs and Bandy or Cognac. Sangria blanco (white sangria) is made with white wine. Both are served cold over ice and make a refreshing cooler on a hot summer day.
Ingredients Edit
- ⅞ cup sugar
- ¼ cup water (for sugar)
- ½ cup triple sec
- ⅓ cup brandy
- 2 large lemons
- 2 large orange or 3 small oranges
- 1 apple
- 1.5 l or 2 (750 ml.) bottles red wine
- ¾ cup ginger ale
Directions Edit
- Refrigerate wine in advance.
- Add brandy/triple sec to a 2 liter pitcher.
- Combine the sugar and water in a small saucepan over medium heat, stirring until sugar dissolves.
- Add sugar mixture to pitcher.
- Thinly slice ½ of the lemon and ½ of an orange, leaving the ends for squeezing.
- Add to pitcher.
- Juice the remaining lemon and orange into pitcher.
- Dice apple and add to the wine.
- Refrigerate until thoroughly chilled, about 2 hours or up to 2 days.
- Add ginger ale just before serving.
- Serve with ice.
Community content is available under CC-BY-SA unless otherwise noted.


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UC campuses admit fewer California residents for the fall
University of California has accepted fewer state high school students as freshmen for the fall but the number of new students from outside the state and abroad has jumped again, UC officials announced on Thursday.
According to data released by UC officials, a total of 92,324 high school students were accepted as freshmen to one of UC's nine undergraduate campuses. The figure represents 58 per cent of the total number of students who had applied for admission.
With 61,834 students from with in the state, California accounts for more than two-thirds of all the applicants who were accepted as freshmen by the public system. But it marks a decline of 1,039 from 2014.
Merely three campuses of the UC system, viz. Riverside, Merced and San Diego, admitted more California students than last year. The number of non-California students jumped by 3,453 year-over-year to 30,490. The numbers of Latino freshmen slipped at five UC campuses.
Michele Siqueiros, the president of Campaign for College Opportunity, said, "As a majority-minority state, where one in two children under the age of 18 is Latino, we simply cannot meet our economic or workforce needs without ensuring significantly more Latino and black students are admitted to the UC."
Latinos represent nearly 30 per cent of all California freshmen who have been given a spot. The figure is notably up from 25 per cent for white students and 4 per cent for black students.
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co-educational nursery pre-school to sixth form
Year 7:
Pupils who enter the Senior School will possess sufficient academic ability to allow them to access a wide range of GCSE subjects, currently nine. They would then be expected to take A levels (the current usual three subjects at A level and an AS level) and to go on to the higher educational establishment of their choice.
For external candidates, entry into the Senior School in Year 7 is dependent upon:
Prospective families will need to complete a registration form and return it to our Registrar and School Admissions Manager. [Entrance examination application forms will be made available prior to the annual January examination dates.]
Registration formFor Clifton High School Junior School candidates, entry into Year 7 is based on:
Existing Clifton High School pupils do not need to complete a registration or entrance examination application form.
Entry in to other Senior Years:
Enquiries are always welcome for entry in to our other Senior School year groups and applying pupils are assessed on an individual basis.
The entrance procedure is similar to that for Year 7 candidates and is based on:
Prospective families will need to complete a registration form and return it to our Registrar and School Admissions Manager.
Registration form
Year 7 entrance examinations for entry into 2020/21 academic year take place on Saturday 11th January and Saturday 18th January 2020.
Please contact our Registrar and School Admissions Manager if you have any questions regarding our admissions procedure.
For more information on Senior School scholarships and school assisted places click here
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By clicking 'Agree' and closing this window, you are consenting to the collection of some personal information.
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However, in every single crowdfunding platform review we write, we give the same piece of crucial advice: Do your own due diligence before investing.
This advice applies to investing in anything. And it's perhaps even more important when applied to real estate crowdfunding. That's because the whole industry is new and untested.
So how exactly do you do this due diligence? What are the most important factors to evaluate?
Before You Begin
First things first. Before you start evaluating specific investment deals, you need to do some due diligence on the crowdfunding company itself.
You can easily compare companies by this displayed data. But proper due diligence requires even more.
What is the company's investing niche and strategy? Do you feel comfortable with its chosen markets and approach?
How long has it been in business?
Does the platform post actual documents, such as title insurance and inspection reports, for you to download and study?
How transparent is the company? Does it provide an accounting of past deals so you can see if it performed proper due diligence?
How many defaults has it had, and is it transparent about why?
What fees does it charge investors?
How many of the deals that come to the company get funded? What due diligence does it do on each deal before posting it on the crowdfunding platform? What is the pre-vetting process? How does it qualify the sponsors it allows to post deals on the platform?
Are the deals prefunded by the crowdfunding company? Does it have its own money in the deals? Does its client base include institutional investors?
Do the founders and staff members have adequate real estate industry experience?
With so many real estate crowdfunding startups since 2012, there will be some companies that don't make it. What will happen to deals you're involved with if the company goes into bankruptcy? Are your investments protected?
The answers to these questions will help you identify a handful of crowdfunding platforms on which you'd consider deals and eliminate the overwhelming task of combing through the offerings on 100-plus existing real estate crowdfunding sites.
Once you've selected the platforms on your "short list," you're ready to review the opportunities available. Each opportunity should provide all the information you need to do proper due diligence.
The 5 Things You Need to Know
Of course when comparing deals, you'll want to make sure you're comparing apples to apples. Equity deals are completely different from debt deals. Multi-family deals are different from single-family deals. Commercial deals are different from residential. Mezzanine-level debt is different from senior level. And so on.
To help you make sense of what you need to look for, we've compiled this list of five metrics to look at when screening a real estate crowdfunding deal. Keep in mind that this is not necessarily the be-all-and-end-all list of everything that you'll want to take into consideration when comparing opportunities. But it should get you started on the right path.
#1: Local Market Demographics and Trends
In real estate investing, location is key. Each opportunity should include a market report that provides an unbiased look into the property's location. Carefully examine this data down to neighborhood specifics.
I certainly have learned the importance of doing this firsthand. In Baltimore, where I invest, property data varies by block. A row of dilapidated, boarded-up townhouses selling for only $8,000 each will be just one block away from homes valued at $250,000 each. The importance of understanding the local market cannot be understated.
The market report provided on the crowdfunding platform should provide details on:
The local rental market and rent comparables
The demographics and size of the population, including whether it's growing or shrinking
The outlook for job growth and diversity of jobs in the area
Local property tax rates
Utility costs
Property values
School district rankings
Crime statistics
The projected number of units that are being built into the local pipeline
And more.
Of course, you can — and should — verify that the market report is accurate with a quick Google search.
By its very nature, real estate is a long-term investment with high transaction costs. You can't move a property to a better location. That's why these factors need to be thoroughly investigated and evaluated before investing.
#2: Investment Term or Holding Period
Holding periods should be specifically projected for each deal. A holding period is the time that elapses between when you invest and when you're repaid your investment plus stated earnings.
The average holding period for most crowdfunding platform deals is three to seven years. That means your investment funds will be tied up for that amount of time. You'll receive your initial investment plus interest and/or equity sharing after the real estate sponsor sells or otherwise ends the deal.
You will find language like this in most deal documents: "The estimated investment holding period described herein is only a projection, and there can be no assurance when or if an investment may be liquidated."
The point is to make sure you understand that you're investing in an illiquid asset and that you should invest only money that you don't need in the short term. Unlike stock investments, there is no secondary market to buy/sell/trade your interests in a real estate crowdfunding deal.
#3: Projected Pro Forma and Net Cash Flow
As an equity investor in a crowdfunding deal, you can expect distributions. The documents should tell you how much and when to expect payouts.
Typically, your payouts will come from positive cash flow. The cash flow will be the result of rental income, refinancing proceeds or income from the sale of the property. Real estate crowdfunding business plans show the expected schedule of income and expenses on a projected pro forma.
The bottom line is net cash flow. This is the difference between income and expense over a given period. You'll be able to compare deals by reviewing the projected pro forma.
These are projections, so you need to consider the fact that expectations may not be met and make sure that income beyond projections is awarded to investors just as unforeseen expenses will be deducted.
#4: Internal Rate of Return and Cash-on-Cash Return Targets
The internal rate of return (IRR) is one of the most common metrics used in real estate crowdfunding and therefore one of the easiest to compare deal to deal. IRR is the annual rate of earnings on an investment and is typically expressed in a percent range (e.g., 13%–15%).
Here's how it's calculated. Let's say you invest in a deal with $50,000 with a projected IRR of 15% per year and your holding period is three years:
Year 1 $50,000 x 115% = $57,500
Year 2 $57,500 x 115% = $66,125
Year 3 $66,125 x 115% = $76,044
The IRR is a gross number. What's more important is the projected return typically shown as a "cash on cash" annualized percentage. This is the target investor return, net of fees and expenses. From what I've seen posted across many real estate crowdfunding sites, this number is typically around 8%. The higher the projected IRR or cash on cash, the riskier the deal.
One caveat you'll find on most sites is something like this: "An investment involves a high degree of risk including fluctuating values of real property, lack of liquidity, environmental concerns, legal and regulatory risks, and other risks."
#5: Equity Multiple
Another metric to use when you compare one deal to another is equity multiple (EM). The equity multiple is a ratio of your returns to paid-in capital.
The calculation is:
Cumulative Distributed Returns / Paid-In Capital = Equity Multiple
So if you invest $50,000 into a deal and earn a net profit of $20,000, your equity multiple is 1.4x, calculated as:
$50,000 + $20,000/$50,000 = 1.4x
Like IRR, the higher the equity multiple, the greater the projected return on your initial investment and the greater the potential risk.
Other Things to Consider
There are also other criteria to consider and compare across deals, including:
Whether or not capital calls might be required. These are when investors are asked to contribute more during the holding period for an unforeseen expense or need.
What the expected exit cap rate is.
How much the management and administrative fees are.
The terms of debt financing.
Real estate crowdfunding requires more due diligence than investing on a consumer loan (where every investment comes with a risk rating). There are no standardized risk ratings. You will likely need an hour or more to review the documents of just one deal.
To compare deals and uncover the best opportunity for you personally, you need to roll up your sleeves.
One real estate crowdfunding expert, Ian Ippolito, suggests that you need at least 100-plus properties to diversify your portfolio against geographic, regional, tenant and property risk.
That means you need a lot of capital if you want to invest responsibly. Many sites require a $5,000 minimum investment in each deal. This means you need $500,000 of cash to diversify into 100 properties.
You shouldn't put all your investment funds into one sector, though — not even real estate. (Experts I've read suggest that real estate investments should make up no more than 10%–25% of your total investment portfolio.) So you'd really need much more than $500,000 of investable assets to properly mitigate your risk.
Recently, a few sites — including Fundrise — have lowered their minimums to $500. Groundfloor offers access to some deals with just $100. Ippolito believes this trend toward lower minimum investments will continue. And for crowdfunding to gain the momentum required to sustain the industry, it needs to.
Risk and the need for substantial capital to properly diversify are two of the reasons that only accredited investors (individuals with at least $1 million in assets or income over $200,000 a year in the last two years) are allowed to invest on most of the crowdfunding sites.
If you don't already have a real estate background, investing via crowdfunding requires a lot of time and effort to educate yourself. There are many different types of investments, each with unique advantages and pitfalls. If you don't fully understand each investment, you could easily lose a lot of money.
For these reasons, conservative experts consider real estate crowdfunding investing to be speculative. This means you should invest only what you're willing to lose and no more.


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text: BUSINESS Moore changes at Yahoo 4:00 AM PST 12/3/2007 by Staff report , AP FACEBOOK TWITTER EMAIL ME Empty Another shake-up at Yahoo's entertainment division has bumped Vince Broady out of a top post, according to published reports. Broady, who was installed as head of games, entertainment and youth after the ouster of Yahoo Media Group chief Lloyd Braun in Dec. 2006, is stepping aside in favor of Scott Moore, head of Yahoo News, reported paidcontent.org. Broady, who has been with Yahoo since 2006, is considering other options with the company. There had been rumblings that Yahoo would consolidate management in its entertainment division under Moore, who also oversees sports and finance. Now he will add Broady's five areas: TV, movies, music, games and celebrity-gossip site OMG!. In a corporate blog posting in September, Broady had already indicated Yahoo was looking to streamline operations out of its Santa Monica, Calif., satellite office, where most of its content efforts are housed. With its stock price sagging much of the year, the troubled Web giant has been re-assessing itself since June, when co-founder Jerry Yang stepped in as CEO, replacing Terry Semel. Yahoo declined comment. FACEBOOK TWITTER EMAIL ME Staff report firstname.lastname@example.com @thr AP email@example.com @thr


text: Email Newsletter | March 11, 2011 Heritage Defense Email Newsletter | March 11, 2011 If you are having trouble viewing this e-mail, view online. Follow Us On Facebook and Twitter. Kevin Swanson Interviews Don Hart on Generations Radio Monday, February 21, 2011 Heritage Defense Founder and President Don Hart was recently interviewed by pastor, homeschooling dad, and popular conference speaker Kevin Swanson on his radio show, Generations. Here is Mr. Swanson's title and introduction for the show: When Social Services Knocks on Your Door: The Real and Present Risk of Losing Your Children Anonymous tips. Mandatory reporting. Inexorably, the legal environment for families is moving towards the Orwellian state. Today, there is far more of a real and present risk of losing your children to social services than there was 40 years ago. Kevin Swanson interviews Don Hart from Heritage Defense on a new legal defense program for families. The need for legal protection has never been more urgent for families who want to raise their own children (and who would rather not have their children confiscated by government officials). Click here to read more… Heritage Defense Endorsed by Mike Smith, Voddie Baucham, R.C. Sproul, Jr., and Kevin Swanson Monday, February 21, 2011 Along with the growing number of households who have chosen to unite with us as members of Heritage Defense, courageous leaders in the Christian community are standing with Heritage Defense in our mission to protect and empower Christian families. We are grateful for the faithful families and committed prayer warriors who support Heritage Defense, and we are delighted to have many dear friends who stand with us in the gates as defenders of the Christian family. Here are the comments of just a few of those who have recently given us their public support. "Heritage Defense is a welcome friend in the battle for the family." — Mike Smith, President, Home School Legal Defense Association (HSLDA) "Christian families need protection in these vital areas and it is quite encouraging to know that Heritage Defense is there to provide the help we need." — Voddie Baucham, Jr., Pastor, Author, and Speaker "I'm so excited about the labors and the ministry and the faithfulness of Heritage Defense." — R.C. Sproul, Jr., Founder of Highlands Ministries, Teaching Fellow at Ligonier Ministries "My family has joined Heritage Defense to wage war to defend the family and future generations. Join us!" — Kevin Swanson, Director of Generations with Vision and Host of Generations Radio If you are not a member and would like to join those who support the work of Heritage Defense, we encourage you to join today. By uniting with Christian families throughout the United States, you will not only be helping to protect your own family, you will be standing with other families to protect the Body of Christ. Join us! Children Taken from "Excessive Christians" Friday, February 11, 2011 New Jersey social services has taken five children from an Army Major and his wife. The children were taken after one of the children had to receive emergency care for a medical condition. Social services claimed that this might have been a result of physical abuse, but after evidence was presented disproving the allegations, the children still were not returned home. To keep the children in foster care, social services now accuses the parents of abusing their children by exercising corporal punishment, depriving them of television and video games, and "harming their social development" by homeschooling. A "therapist" hired by social services has called the parents "excessive Christians." To top it all off, once the story hit the news, the judge imposed a gag order on the family, forbidding them from communicating with the media. Click here to read the rest of this shocking story. MARCH 11, 2011 "Heritage Defense is a welcome friend in the battle for the family. —Mike Smith, President, Home School Legal Defense Association (HSLDA) "My family has joined Heritage Defense to wage war to defend the family and future generations. Join us! —Kevin Swanson Mar. 10, 2011Alford v. Green: A Case with Far-Reaching Implications for Parents' Rights Feb. 8, 2011Social Services' Curtain of Secrecy Jan. 17, 2011The Government Steals Your Baby's DNA Dec. 8, 2010Grandmother of Murdered Foster Child Had Sibling Taken From Her After Criticizing Social Services Copyright © Heritage Defense. All rights reserved. Heritage Defense, P.O. Box 699, Liberty Hill, Texas 78642 1-800-515-5901. If this e-mail was forwarded to you and you would like to subscribe, click here.To ensure receipt of our e-mail, please add "newsletter(AT)www.heritagedefense.org" to your address book. Forward this message to a friend


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"The upcoming Annual Conference of the National Association of Women In Real Estate in Orange County, California promises to bring the top leaders in the real estate ecosystem together to network, share ideas and provide federal, state and county opportunities to obtain contracts.
I walked away from my first Annual Conference making friends for life. A must attend if you want to be the first to experience the next level of performance accessible to your business."
Terry Rasner-Yacenda
Reno/Tahoe Realty Group, LLC
NAWRB Certified Delegate Spokeswoman
July 16 – July 19, 2017
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*The dress code for the 2017 NAWRB Conference is business casual. By purchasing a 2017 NAWRB Conference ticket, attendees consent to the use of their photo, title, name and company name in promotional and other materials related to NAWRB and the 2017 NAWRB Conference.
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Costa Mesa, CA 92626
tel: +1 714 513-3474
fax: +1 714 438-4993
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The NAWRB Annual Conference directly connects you to housing ecosystem experts helping shape the future of the industry. Coupled with decisive networking opportunities among leading professionals and executives, the NAWRB Conference is always one step above the competition.
The synergy leading up to the 2017 NAWRB Nexus Conference: Women's Collaboration for the Future is filling up our attendees list faster than you can say "Sold!" With an inside look at housing ecosystem developments, NAWRB's expert panelists deliver actionable solutions with specialized forecasts.
Despite significant disadvantages, with increasing wages bolstered by higher educational attainment, women homebuyers are one of the most exciting and fastest-growing markets today.
In 2015, the homeownership rate of women living alone was 25 percent higher than that of men in the same category, according to Census Bureau data, and in fields like civil engineering, women have grown 977 percent from 1970 to 2010.
Women earn 80 cents on the dollar compared to men and 29 percent of American families headed by women with no husband present currently live below the poverty level.
• Women have higher mortgage rates than men, despite equal or better repayment performance
• Homes owned by single men are worth 10 percent more than homes owned by single women
• The Census Bureau reports that single women are buying homes at a faster rate than their single male counterparts
Real estate professionals can grow their customer base by recognizing the significance of women homebuyers and tailoring their services and marketing accordingly. What are the brass tacks of this emerging market, and how can you support and capitalize on their buying activity?
Get the latest news on how to best serve and capture the hottest emerging homeownership market!
With the industry's eyes and ears, NAWRB delivers the power to help propel women's economic success.
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Of all firms, small businesses and women-owned small businesses are particularly prone to financial struggle, which often times leads to the demise of these ventures. With this reality and the inescapable competition from large firms, small companies have to be smart and resourceful if they are to succeed.
Last year, our groundbreaking session discussed access to capital opportunities, the power of teaming your small business with others, and ways to secure diverse business avenues for your company. Just because your company is small doesn't mean you can't win big.
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Last year, our resource partners delivered an update on the benefits and power in women-owned business certification. From leveraging your firm's appeal in the government contracting field to increasing your company's value and bottom-line profits, attendees learned to capitalize on critical business opportunities.
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A variety of agencies with enormous responsibilities and projects in motion, from the Department of Housing and Urban Development (HUD) to the Small Business Administration (SBA), beckon the assistance of diverse independent contractors from several industries.
These entities possess contracts and set-asides for women-owned small business and small businesses within several designations. With the ever-growing diversity and inclusion (D&I) movement, a rising number of agencies are dedicating themselves to increasing the utilization of small businesses in the contracting arena.
As the Small Business Administration (SBA) reveals in the Scorecard Summary for fiscal year 2015, HUD awarded over $360 million in contracts to women-owned small businesses (WOSB). This is just one agency dedicated to working with WOSB in the contracting arena.
These contracts, potentially worth millions of dollars, could be pivotal for your business. If you prepare yourself, you could be the next recipient of a million-dollar contract.
To learn more about contracting opportunities including:
Microsoft Office 365
Attendees of our last conference received custom Microsoft 365 Technology Training to maximize their productivity as professionals in the housing ecosystem.
Choosing the right programs for you makes all the difference!
Women's Homeownership Initiative
Last year's speakers and panelists addressed Increasing Women's Homeownership and its Sustainability – What Sets Women's Homeownership Apart?
MatchMaking Roundtables
Women's Snapshot in the
Last year's attendees enjoyed our photo shooting gallery with four full displays and live candid shooting throughout the conference to capture the actual women working in the housing ecosystem. Come and enjoy the fun and who knows you could be on our next cover!
List of contracts
Actual entities looking for women-owned businesses as part of their core business and those increasing their corporate social responsibility diverse spend joined our conference last year. We bring this value and awareness to our attendees, enabling them to take action for increased revenues.
The value and influence of a mentor is tremendous, especially within highly competitive settings such as C-suites and executive offices throughout America. The housing ecosystem's leading professionals at our last conference shared their experiences with advisors and the meaning of mentorship and sponsorship in their lives.
Confirmed Company 2017
6th Street Consulting
Altisource Portfolio Solutions
AMC Lending Group
AmeriCatalyst, LLC
Arbrook Realty
Asian Real Estate Association of America (AREAA)
Berkshire Hathaway HomeServices CP
Blueprint Realty Group
CAK International, LLC
Caliber Home Loans
California Department of General Services (DGS)
California Hispanic Chamber of Commerce
Capital Direct Funding
Cardinal Blue Investments, LLC
Casa Bella Realty Group/FHA Pros
Century 21 Marty Rodriguez
Certified Credit Reporting, Inc.
Chrimata, Inc.
Coldwell Banker
Concrete Preservation Institute
Consumer Financial Protection Bureau (CFPB)
Desiree Patno Enterprises
Executive Real Estate
Exit Realty Corp International
Faith and Community Empowerment (FACE)
Federal Deposit Insurance Corporation (FDIC)
Federal Housing Finance Agency (FHFA)
Federal Reserve Bank of San Francisco
Freddie Mac
GME Enterprises
The Herbert H. Landy Insurance Agency, Inc.
Hudson & Marshall
Isaiah House
Janeway Law Firm, P.C.
The Jills
JP Morgan Chase Home Loans
Keller Williams Realty
LA Family Housing
Merlin Enterprises/Summit Realty
Monarch Engineers
Mortgage Bankers Association (MBA)
Mozingo & Patel, A.P.C.
NeighborWorks Orange County
New American Funding
Nice and Bella
Powerhouse Realty Inc
Property Shop Real Estate Firm
Real Estate Professionals World Enterprise Marketing
Realty One Group Northwest
Realty World Golden Era
Red Label Realty
RE/MAX Elite Associates
RE/MAX Estate Properties
Reno/Tahoe Realty Group, LLC
Sea Turtle Real Estate, LLC
Selene Finance
Service First Realty
STEMconnector/ Million Women Mentors
Stepp Commercial
Summit Funding
Top Level Realty
Torelli Realty
United Wholesale Mortgage
U.S. Small Business Administration
VRM Mortgage Services
Wallick and Volk
WealthWise Financial Services
Wells Fargo Home Mortgage
Women Impacting Public Policy (WIPP)
The Award Gala celebrates the woman, her professional and personal achievements, as well as her ability to inspire and advocate for other women.
The runner-up from each category will be profiled as a Leading Lady.
Who is Your Female Hero?
Were you inspired by the likes of Amelia Earhart or Coco Chanel? Who inspired or empowered you to believe in your success no matter what?
The theme for this year's Roaring Thirty Awards Gala is "Who Is Your Female Hero!"
Dress up as your favorite woman hero at the 2017 NAWRB Roaring Thirty Awards. As we honor the incredible women at the top, our theme recognizes the leaders who inspired them along the way.
What better way to capture the essence of passing the baton to future generations?
Attend our 2017 NAWRB Roaring Thirty Awards Gala, ticket includes dinner. Going with a group? Check out our Gala Package.
Conference pass. Price will increase to $499 after June 30th. Gala tickets must be purchased separately.
Conference pass for NAWRB Members. Price will increase to $399 after June 30th. Gala tickets must be purchased separately.
July 19th – Learn the art of speaking, confidence, delivery & engagement to leverage your business & outreach as the go-to expert in your community.


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Liberty's Online Undergraduate Certificate in Business Administration Program Can Help You Distinguish Yourself as a Qualified Professional
A vital aspect of being successful in the workplace is knowing how to work with people. Liberty University's Undergraduate Certificate in Business Administration will equip you with managerial skills in order to help you contribute to the efficiency and effectiveness of business organizations. Whether you are seeking a career in Public Administration, Marketing, or Entrepreneurship, our business administration online courses will provide you with essential knowledge in human resources, management, and more.
Why Choose Liberty's Undergraduate Business Administration Certificate Program?
Liberty's Undergraduate Certificate in Business Administration program is offered 100% online so that you can manage your important family, work and community responsibilities while completing your coursework. Our business administration certificate program is ideal for those who cannot take the time to complete an associate or bachelor's degree online but want to complete a certificate program to enhance their knowledge and resume.
After completing an undergraduate certificate program, you can transfer applicable credits to an associate degree or bachelor's degree program.
What Will You Learn in Our Undergraduate Business Administration Certificate Program?
Liberty University's undergraduate business administration certificate is designed to sharpen your management skills through six online courses that provide an in-depth study of the essential aspects of the business including law, organizational ethics, management and more. In two semesters, you will gain invaluable knowledge in the major aspects of business, management, and marketing, giving you an edge over others in the field.
Required Courses
- BUSI 240 – Organizational Behavior I
- BUSI 301 – Business Law
- BUSI 310 – Principles of Management
- BUSI 330 – Principles of Marketing
- BUSI 342 – Human Resource Management
- BUSI 472 – Organizational Ethics
Business Administration Certificate Program Highlights
Your success is our success, which is why we're committed to providing quality academics at an affordable tuition rate. While other colleges are increasing their tuition, we've frozen tuition rates for our undergraduate, graduate, and doctoral programs for the past 4 years ̶ and counting.
To continue our mission of providing affordable education, electronic textbooks are provided for all undergraduate courses at no cost to you. As a full-time student, this could save you an estimated $800-2,000 per year on textbooks!
- By earning your Undergraduate Certificate in Accounting from a nonprofit university whose online programs ranked in the top 1% of more than 2,100 online colleges and universities for academic quality, affordability, and accessibility, you will be set apart from others in your field.
Information for our Online Business Administration Certificate
- This program falls under the School of Business.
- Download and review the Certificate Completion Plan for this program.
- All courses in the Undergraduate Certificate in Business Administration must be completed through Liberty University.
Military Benefits
Liberty University is dedicated to providing world-class educational experiences to military students from all over the world. Whether you are a current service member, discharged or retired from service, or the spouse of a service member or veteran, we are here to support you every step of the journey.
As a thank-you for your dedication and service to our country, Liberty is honored to serve and support you in your pursuit of online education by offering the following benefits:
- Tuition discounts – $250 per credit hour for undergraduate courses
- This program is offered in an 8-week course format, with 8 different start dates each year, and no set login times!
Admission Requirements for Online Undergraduate Certificate Programs
Applicants must have a 1.5 or above cumulative combined GPA for all accredited colleges previously attended and complete the High School Self-Certification form. Please visit our admission requirements page for more detailed admissions related information.
All applicants must submit the following:
- Admission application
- Application fee*
- Official college transcripts**
- A High School Self-Certification form
- Proof of English proficiency
*There is no upfront application fee; however, a deferred $50 application fee will be assessed during financial check-in. This fee is waived for qualifying service members, veterans, and military spouses – documentation verifying military status is required.
**Please note: You cannot be accepted for this program until Liberty has your official transcripts.


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Article Finder
Browse our vast collection of articles. Simply select a category on the left and find a list of related articles on the right.
Article Category
Article Title
- High or Low Blood Pressure May Raise the Risk of Dementia
- How Alcohol Might Affect Your Dementia Risk
- The Hidden Costs of Alzheimer's Disease
- Susceptible to Scams? It May Be an Early Sign of Alzheimer's Disease
- Alzheimer's Caregivers May Benefit from Happiness Training
- Giving Up the Guns When a Family Member Has Alzheimer's
- Care Management Program Is Reducing Need for Anti-anxiety Medication and Visits to the Hospital/Emergency Room
- Talking to a Loved One With Alzheimer's
- 10 Powerful Ways to Commemorate Alzheimer's Awareness Month
- Making the Most of Mealtimes for People With Alzheimer's
- Depression Increases the Risk of Alzheimer's Disease
- Poor Sleep Tied to Rise in Alzheimer's Protein in Blood
- Air Pollution Tied to Alzheimer's Brain Changes
- The Tau of Alzheimer's
- Anemia Tied to Alzheimer's Risk
- 'Squeezed' Blood Vessels in the Brain May Contribute to Alzheimer's Onset
- Hormone Therapy for Prostate Cancer Tied to Alzheimer's Disease Risk
- Lack of Deep Sleep Tied to Alzheimer's Brain Changes
- Inflammation in Middle Age Tied to Thinking and Memory Problems Later
- Frailty May Increase Susceptibility to Alzheimer's Disease
- Take Your Blood Pressure Meds. It May Reduce Your Alzheimer's Risk.
- Drug Company to Pursue Approval of Aducanumab, New Drug for Alzheimer's
- Drugs May Not Be the Best Choice for Easing the Agitation of Alzheimer's
- Alzheimer's Drug May Lead to Life-Threatening Muscle Disease
- Opioid Painkillers Increase Pneumonia Risk in People With Alzheimer's Disease
- Drug Companies Halt Trials of Aducanumab for Alzheimer's Disease
- Diabetes Treatments May Help Ward Off Alzheimer's Disease
- Can Mushrooms Help Your Memory?
- Buyer Beware: Dietary Supplement's Won't Cure Alzheimer's Disease
- Experimental Drug, Fails to Benefit Alzheimer's Patients
- Aerobic Exercise Shows Brain Benefits for Those at Risk of Alzheimer's Disease
- Eating Flavonols, Found in Fruits, Vegetables and Tea, May Lower Alzheimer's Risk
- Obesity at Midlife Tied to Increased Dementia Risk
- Reading and Writing May Be Good for the Brain
- Ski Study Shows How Exercise May Aid the Brain
- How Light May Help People with Alzheimer's Disease
- Trans Fats Tied to Increased Alzheimer's Risk
- New Guidelines Urge a Healthy Lifestyle to Prevent Dementia
- At Genetic Risk for Alzheimer's Disease? A Healthy Lifestyle May Help
- Exercise Can Help Keep the Brain 'Young'
- A Rare Genetic Mutation May Protect Against Alzheimer's
- Income Drops in Young Adulthood May Impair Brain Health
- Blood Test for Alzheimer's Grows Closer
- Are We Getting Closer to an Alzheimer's Vaccine?
- Why More Women Than Men Have Alzheimer's Disease
- Scientists get a 'total surprise' and a promising new clue for how to cure Alzheimer's
- Some 44 Million People Have Alzheimer's Worldwide
- Nearly 14 Million Americans Will Have Alzheimer's Disease by 2060
- Alzheimer's Rates Could Double in Coming Decades
- Combining Care Program With Medication Reduces Alzheimer's Symptoms By 750%
- Important Message from Us to You during COVID-19
- Lucretia V. Holden promoted to Executive Director at the Fisher Center
- The Fisher Center for Alzheimer's Research Foundation Earns Coveted 4-Star Rating from Charity Navigator for the 8th Consecutive Year
- Fisher Center For Alzheimer's Research Foundation Wins Fall 2018 Digital Health Awards®
- Fisher Center for Alzheimer's Research Foundation Earns Gold Seal of Transparency from GuideStar
- The Fisher Center for Alzheimer's Research Foundation Earns Coveted 4-Star Rating from Charity Navigator for the 7th Consecutive Year
- Hear Kent Karosen, President and CEO of the Fisher Center for Alzheimer's Research Foundation, describe his new book and the power of art therapy
- Fisher Center Scientists link a Mutation That Protects Against the Development of Alzheimer's Disease
- Newly Inducted Into the Basketball Hall of Fame, Shaquille O'Neal, Joins the Fisher Center for Alzheimer's Research Foundation to Raise Funds for Groundbreaking Research in the Quest for a Cure
- Pat Summitt, legendary women's basketball coach, dies at 64
In the Oldest Old, Women Are More Likely to Have Dementia Than Men
July 14, 2008
July 14, 2008
Women over age 90 are significantly more likely to have dementia compared to men in their 90s, according to a new analysis of the oldest old. The study looked at all forms of dementia, of which Alzheimer's is the most common form. The findings were published in the online edition of Neurology, the medical journal of the American Academy of Neurology.
More women than men live to age 90 and beyond. Research shows that dementia risk for both men and women increases from age 65 to 85, but this most recent study is one of few that looked at people over age 90.
"While men don't typically live as long as women, those who do make it to age 90 appear to be much less likely to have dementia and also have a shorter survival time when they do have dementia," according to study author Maria Corrada, Sc.D., with the University of California, Irvine.
Researchers reviewed an analysis of more than 900 people age 90 and older who were living in a retirement community in Orange County, Calif. Of those, 375 had Alzheimer's disease or other forms of dementia. The population studied tended to be white and of high socioeconomic status, and about two thirds were women.
The study found that women were nearly twice as likely to have Alzheimer's and other forms of dementia in their 90s compared to men of the same age. The prevalence of dementia overall in very elderly women was about 45 percent, compared to 28 percent for men.
"As more and more people reach age 90, our findings provide further evidence that more needs to be done to provide adequate resources to care for the increasing number of very old people with memory problems," Dr. Corrada said.
In addition, the study found that women with a higher education appeared to be as much as 45 percent less likely to have dementia compared to women with less education.
The 90 plus age group, or the "oldest-old," is the fastest growing segment of the elderly population, according to the U.S. Census.
The study was supported by the National Institutes of Health and the Al and Trish Nichols Chair in Clinical Neuroscience.
By www.ALZinfo.org, The Alzheimer's Information Site. Reviewed by William J. Netzer, Ph.D., Fisher Center for Alzheimer's Research Foundation at The Rockefeller University.
M. M. Corrada, Sc.D., R. Brookmeyer, Ph.D., D. Berlau, Ph.D., et al: "Prevalence of Dementia After Age 90: Results from the 90+ Study." Neurology, Volume 71, July 2, 2008, pages 337-343.


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Don't let minor smile flaws hurt your self-esteem – contact Tocci Dental Associates for a quick and easy tooth bonding treatment!
Among the many cosmetic dentistry services Dr. Jeffrey W. Tocci offers at our Wellesley, MA dentist office, tooth bonding is one of the most affordable.
Learn a little more about this highly versatile treatment by watching the short video below.
Say goodbye to minor problems with your smile by getting tooth bonding from Tocci Dental Associates! Call 781-304-8172 or use our online form.


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This copper clad material is ideal for rapid prototyping of PCBs on a CNC machine. These particular units are single-sided, and measure 4 x 6 in. (101.6 x 152.4 mm) Because it is single-sided, the engravable copper is only present on one side. These units have 0.06 in. (1.6 mm) thickness. These items are best used with the Nomad 883 Pro using the free Carbide Copper app.
It's made of FR1 which uses laminated paper, instead of the more common FR4 that uses fiber glass fabric. This provides longer cutter life and eliminates the potential risk when milling boards that contain fiberglass to produce dust that can be harmful to your health; ain't nobody got time for that…
Note: If you'd like to purchase the double-sided version of this product, please see: TOL-14979
- 10 pieces each
- 4 x 6 in. (101.6 x 152.4 mm) length x width
- 0.06 in. (1.6 mm) thickness
- Single-sided
FR1 Copper Clad - Single Sided 4x6in (10 Pack)
- יצרן: SparkFun
- זמינות: במלאי
- לפני מע"מ: ₪128.2
תגים: FR1 Copper Clad - Single Sided 4x6in (10 Pack), OR-5824 / TOL-14976, SparkFun, כרטיסי אב-טיפוס, מעבדה


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Ruark began in England in 1985 as a speaker manufacturer before evolving into Ruark Audio and specialising in compact audio systems in 2006. Since then they've made their mark with a range of stylish hi fi systems that have won numerous awards and many loyal fans.
The Ruark R7 'High Fidelity Radiogram' is just such a product – combining British retro-chic with cutting edge tech to create a product with serious visual appeal and sound to match.
R7 Features
Crafted with walnut veneer, aluminium and glass, the R7 looks very impressive indeed. Under the skin it's equally impressive, with 160w of linear class A-B power output running into 2 x 5.5″ dual concentric drivers and a 8″ long throw subwoofer.
Music sources include FM and DAB+ digital radio, CD player, Bluetooth and WiFi streaming and 2 x analog and 2 x digital inputs.
The R7 also comes with a very funky 'RotoDial' remote that operates on RF so no line of sight is required.
For more info please call us on (07) 3552 7000 or visit the Ruark Audio page >


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Why are you nominating this person?
Andy Brownell, Chief Marketing Officer of Lead Master As CMO Andy is responsible for developing the overall marketing plan, managing the marketing and communication deliverables, interfacing with sales to deliver value add programs, helping to develop the corporate strategy, working with technical operations to optimize the LeadMaster experience and helping to develop and recruit strategic customers, partners, distributors and resellers.
What stand-out thing have they done?
Andy is a leader in the complicated business of sales lead management software. His experience spans 30+ years in operations, sales and marketing working for Fortune 500 companies like Apple, Digital Equipment Corporation and Compaq as well as smaller companies and startups. Andy was one of the original founders of Stratitec, which grew from a startup to $100 million in cumulative sales in less than 10 years. He also worked as Chief Operating Officer at ACP, a successful developer of thin client software. Andy's background includes several years managing software programmers which will provide valuable insight as the LeadMaster platform continues to evolve. Andy holds a BS in Finance from the University of Illinois.
Their Company URL: http:// www.leadmaster.com
One Response to 2013 Nominee – Andy Brownell, LeadMaster


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Pantai Seri Tujuh which lies on the border of Kelantan and Thailand is a popular destination among tourists. While the beach isn't as pristine as it should be, I spotted this little lake which provides a nice landscape to shoot.
Pantai Seri Tujuh @ Kelantan6 02 2011
Comments : 2 Comments »
Tags: Kelantan, Lake, Pantai, Seri Tujuh
Categories : Landscape
Tea Plantation @ Bandung11 10 2010
The lush fields of tea plantation is a common sight in the countryside of Bandung. On the way down from the White Crater, we could see the endless valleys of tea plantation which provides a picture-postcard like scenery.
Comments : Leave a Comment »
Tags: bandung, Tea Plantation
Categories : Holiday, Landscape
Sindang Reret @ Bandung #211 10 2010
Here's another view of Sindang Reret with a fish pond underneath the eating area. Visitors are allowed to feed the Koi fishes with white rice after their meal. This place is quite popular among tourists for its nature-like experience when dining in their restaurant.
Comments : Leave a Comment »
Tags: bandung, Fishing Pond, Sindang Reret
Categories : Holiday, Landscape
Sindang Reret @ Bandung10 10 2010
Located at the province of Ciwidey, Sindang Reret is a restaurant situated next to the lush green paddy field. This provides a grand view of the landscape with a terrace hill on the far end. The beauty of nature certainly has no bounds.
Comments : Leave a Comment »
Tags: Ciwidey, Paddy Field, Sindang Reret
Categories : Holiday, Landscape
Kawah Puteh @ Bandung8 10 2010
A visit to Bandung won't be complete without stopping by the Kawah Puteh (White Crater). Located on the southern part of Bandung, this place is apparently quite popular among wedding photographers. When we were approaching the crater, the smell of sulfur was evidently strong. From what I understand, the surface is filled with rocks and white sand which in turn made the water looks milky white (hence its name). In addition to the thick mist, the entire landscape was truly a sight to behold.
Comments : 1 Comment »
Tags: bandung, Kawah Puteh, White Crater
Categories : Holiday, Landscape
Sapulidi @ Bandung #27 10 2010
The inspiring beauty of Bandung never ceases to amaze me. While walking around Sapulidi, I spotted this old bicycle next to the wooden door. When I was a little boy, I used to cycle on these type of bicycle and even fell down once as my legs weren't long enough to reach the ground. Seeing the bicycle certainly evokes memories of my childhood days.
Comments : 5 Comments »
Tags: bandung, Bicycle, sapulidi
Categories : Holiday, Landscape
Sapulidi @ Bandung5 10 2010
My trip to Bandung has been very rewarding. The beautiful landscape in this highland area provided many opportunities for me to take some scenic pictures. Here is a shot of the river side at Sapulidi restaurant which was built on a paddy field.
Comments : 1 Comment »
Tags: bandung, landscape, river, sapulidi
Categories : Holiday, Landscape


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Strong metal clips that stay put and won't weigh down your clients' hair thanks to their light weight.
Ideal for pin curls or setting thick or strong hair with jumbo rollers.
Available with single, double or triple prongs in packs of 20 or 100.
Hint: Save yourself time by picking how many of each item you need, then scrolling to the bottom to add all your choices to your basket at once.
Complete set of high quality, self-gripping hair rollers in a large, clear, PVC zip-up bag.
Choose from Standard with packs of 12 of each of the 10 standard-sized rollers, or Jumbo with packs of 6 of each of the 5 jumbo-sized rollers.
Self-gripping rollers in a variety of coloured sizes (from 13 mm–76 mm).
Packs of 12 for small to large rollers; packs of 6 for jumbo rollers.
Revitalise your tools with our professional services
Copyright © 2005-2020 CoolBlades.


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We are living in interesting times in the field of hearing damage risk reduction due to the host of new (and forthcoming) ways to reduce risk dramatically. Here are 4 new things that you should know about… Hearing test free app: launched by the WHO for World Hearing Day (03/03/19) for both Android and Apple, the hearWHO App allows anyone to check and monitor their hearing over time. Running the app is
Environmental noise control
Redefining Best Practice in Environmental Noise Control
SoundBreaking best practicable means
Think "Best Practicable Means" or "Best Available Technology" in environmental noise control and you will almost certainly end up with our award winning noise reduction technology instead of conventional high cost palliatives such as acoustic enclosures, barriers and silencers.
Get a second opinion on your noise control project – and save 50% – 80% of the cost…
We have developed a range of unique environmental noise control technologies that are widely recognised as defining current best practice. Consequently, we are often retained by public bodies and by industry to provide definitive rulings on what constitutes Best Practical Means (BPM) or Best Available Technology (BAT) for projects where environmental noise is an issue. This not only guarantees compliance with regulatory requirements, but our approach also dramatically reduces capital and running costs and the costs associated with potential project delays or over-runs.
Quiet Fan Noise Reduction Technology
Award winning best practice in fan noise control: improved fan efficiency, lower costs and no maintenance
This unique INVC developed fan noise control technology is BAT for centrifugal fans – the most common environmental noise control problem. It cuts noise and costs by an order of magnitude – permanently and without reducing fan system efficiency (unlike conventional techniques such as silencers). The key benefits are:-
- low cost: typically 10% – 30% of the cost of attenuators etc
- efficiency: unlike silencers, no reduction in fan efficiency
- maintenance: no maintenance required for the life of the fan
- down-time: can be installed in hours
- hygiene: there are no hygiene implications
Best Practicable Means (BPM) / Best Available Technology (BAT) Environmental Noise Control Audit
The BPM / BAT Audit provides you with a definitive assessment of the environmental noise control options for any noise problem using the best of current technology. Extensive experience has shown that, in most cases, the noise reduction technology suggested by consultants is not best practice. The fact that our BPM definitions typically reduce noise control costs by 50% – 80% compared with alternative evaluations has changed the rules of the game. The audit process involves the following steps:-
- Contact us early for an initial opinion – email us information
- Report review – we can review data and reports and give an expert opinion on content and conclusions
- Diagnosis and BPM evaluation – acquire more detailed information as required; provide you with an assessment of the noise control options using current Best Available Technology with costs and noise reductions. This is definitive evidence of what constitutes best practice to solve the problem
- Court cases – in virtually every case, the above process avoids the court as the noise control costs are so much lower than expected
In many projects where there are only a few noise sources, much of the above can be carried out at little or no cost using smartphone data by email. This provides a very swift way to get an instant opinion by email to determine what would constitute best practice (a very large % of noise control projects are not based on current best practice).
Low Frequency Noise Nuisance – Diagnosis and Control
Low frequency (LF) noise is often rightly considered to be one of the more challenging environmental noise problems. It can also be the cause of much angst and can become a truly remarkable time-waster…. We have developed a simple three stage procedure and set of diagnostic tools that have proven to be very effective to identify: first – whether there is an objective noise problem: second – if there is, what is the source: third: – what is the best solution?
This procedure typically reduces the time required to identify and resolve low frequency noise problems from weeks, months or years down to a few days. We have also developed some novel solutions, including "Psychological Psylencing" (or acoustic camouflage).
Psylencer – Psychological Silencing – Acoustic Camouflage
This is an innovative, low cost solution to a range of difficult environmental noise problems where sound with "character" could cause or has caused complaints. It can either be used in conjunction with noise control measures or where noise control would be too expensive or impractical.
Based on research into the subjective response of people to noise characteristics, the Psychological Silencing system generates bespoke sound with a sculpted signature that "camouflages" the nuisance features in the noise from the perception of potential complainants. Once initial set-up and calibration testing has been carried out, the sound signature is designed and an array of loud-speakers used to generate a diffuse sound field with the right characteristics and amplitude for the particular environment.
It is a strange experience, encountering sound that you don't consciously hear making those that you found annoying simply disappear…
Edgware Road Station – nighttime track maintenance
From regular complaints – to less than zero complaints…
As the station is overlooked by apartments, nighttime noise from underground track maintenance activities had given rise to regular complaints. The contractor, Balfour Beatty, decided to be proactive by introducing our new technology.
The solution involved relocating welfare facilities to take advantage of existing site screening features coupled with temporary acoustic barriers – not just for the facilities, but also for the vehicles and workforce at the station entrance. A pair of Psychological Silencing systems were installed at the station entrance and the welfare area. Despite being inaudible the other side of the street, these systems were very successful at camouflaging the site noise. The combined effect: not just zero complaints, but emails from a previous complainant complimenting the company on the effectiveness of their noise management.Download environmental noise control technical notes >
Best Practice in Environmental Noise Control + Free Occupational Noise Benefits…
Corrugator noise control at source eliminates both noise nuisance and PPE – and reduces costs by 80%…
The highly tonal noise from corrugators and slitters at Northern Packaging, the premiere packaging company in the north of England, had caused complaints from local residents and was subject to an abatement notice. The company had been quoted £150,000 for conventional environmental noise control (building modifications) but with no guarantee that it would solve the problem. An EHO who had been on one of our BAT courses suggested that we might have an alternative approach. Following a best practice audit, we developed noise control at source engineering modifications to cut the noise generated by the corrugator and slitter machines inside the building. Installed by Sound Damped Steel, these not only reduced the problem tonal noise by up to 9dB, but also eliminated the requirement for mandatory PPE – a double benefit. In addition, the cost was only c£25,000, an 80% saving over the proposed conventional noise control methods.Corrugator-noise-control
This is a typical example of the success of our approach to environmental noise problems, re-defining noise control best practice by developing elegant engineering solutions in place of the high cost, conventional palliatives usually considered. Moreover, to the delight of the company, the project also satisfied their mandatory noise control requirements under the Control of Noise at Work Regulations – at no added cost. This approach should be standard practice for environmental noise pollution problems. Controlling noise at source is always the first step in the process of defining BAT or BPM.
Lifting a Fan Abatement Notice
Approaching £50000 had been spent on silencing two large, roof mounted fans in an attempt to satisfy local complainants and the authorities – unfortunately without success. Our initial diagnosis was made remotely from the sound-track of a video shot by the company. This allowed us to design our unique Quiet Fan technology aerodynamic inserts that reduced the noise by over 20dB at source without enclosures, silencers or lagging – permanently and without maintenance. This was achieved with minimal down-time and at a tiny fraction of the cost of conventional alternatives. Read more on centrifugal fan noise control – without attenuators. fan-noise-control
Server Chiller Farm – £100k wasted on noise control
An Abatement Notice was issued re a large array of chillers. The company had already spent nearly £100k on noise control with very little success and were considering claiming BPM in court – the council suggested they might like to get a second opinion….
We guaranteed BPM and reduced the plant noise by 15dB at less than half the previously expected cost. If used in the first place, the company would have saved over £100k, the council would have saved resources and the complainants would not have had to suffer unnecessary disturbance over a 2 year period. More on chiller noise reduction.
Brown Field Site Development – noise control makes 200 houses possible
Environmental noise levels (dominated by nearby industrial fans) over 18 acres of mixed brown-field and farmland had been assessed as unsuitable for housing. However, the City Council was aware of our expertise in fan noise control (without silencers) and suggested that the Planning Consultants contact us for a second opinion. The developers paid for the implementation of our Quiet Fan noise control technology on the problem fans in each of the 4 companies which permanently eliminated the environmental noise problem. This allowed 200 properties to be built on a site previously considered too noisy for housing at a cost to the developers of less than £45k.
Tunnel Boring – Low Frequency Environmental Noise and Vibration Control
Local residents were complaining about low frequency noise and vibration from a large tunnel operation which also exceeded the overall planning consent noise levels. The low frequency noise/vibration was generated by the spoil processing vibratory sieves and the proposed remedial measures included a deep ditch and a very large barrier. Detailed diagnosis showed that the main problem was caused by excitation of some of the steel building wall and roof panels. These were de-tuned quickly and cheaply which reduced the 15Hz noise radiation by 8dB – sufficient to prevent further complaints.
Press Shop – Environmental Noise Control Problems
Complaints about press noise from a factory unit had resulted in an Abatement Notice. After the company had spent £12000 on the building to no avail (and with another £65000 expenditure planned), the INVC Best Practicable Means (BPM) Noise Control Audit for the Local Authority proved that the best solution was to treat the presses at source. This not only reduced the low frequency components by 9-24dB, but also reduced the cost by c 85%.
Combined Heat and Power Station Planning and Environmental Noise Reduction
A new CHP installation on a large industrial site next to a housing estate was subject to very stringent planning constraints with respect to noise. A full impact assessment was made and, in conjunction with both the supplier and the Local Authority, a detailed noise specification drawn-up for all components of the installation. We not only produced the noise specifications, but also detailed engineering noise control measures for the CHP installation. The cost of the overall noise control measures was cut by approaching 90% by reducing the noise from other sources on the site (fans, compressors, pumps, gas mains ..) at the nearest dwelling by 8dB(A) through engineering source control techniques.
Burner and Combustion Noise Control at Source
Conventional noise control techniques such as stack silencers and converting buildings into acoustic enclosures involve costs that would make a hardened accountant weep! Our new technology can often reduce the noise from these sources at a fraction of the cost of traditional noise control measures and with virtually no disruption or down-time.
Dual Fuel Burner Noise Reduction – natural yoghurt based control
The cause of complaints about environmental noise levels was traced to this dual fuel burner on a Heinz site. The company contacted us to assess the noise control options. The source was diagnosed as a 116Hz low frequency "drone" – a very common type of burner noise control problem – with a stunning simple solution. The conventional palliative noise control techniques for this sort of problem involve fitting large silencers into the stack and converting the boiler house into an acoustic enclosure – eye-wateringly expensive with extensive down-time (which would have caused serious production problems).burner before and after
Our alternative solution was a set of aerodynamic modifications fitted inside the combustion head. The initial trials were conducted using an adapted yoghurt pot fitted inside the combustion head – the only known yoghurt-based noise control application…. This reduced the drone by 16dB, completely eliminating the problem. The cost? Less than £2k with a down-time of a few hours. This new approach and technology is an incredibly cost effective solution to many burner or combustion noise problems.
Quarry Noise Control
A detailed environmental noise impact assessment established 24 hour target noise levels for a new quarry. This was supported by predictions of the changes in the local noise environment throughout the working life of the quarry and a detailed compliance verification procedure. Detailed noise purchasing specifications were provided for every piece of plant installed in the quarry. These included the measurement procedures and the noise control measures that should be used to ensure that the target noise levels were met as cost effectively as possible.
Department of Environment and Transport Road Scheme
Road traffic noise assessments and traffic / construction noise impact modelling prediction for many road schemes throughout the UK over a period of 20 years. These have also included determining the properties eligible for noise insulation and providing and presenting detailed evidence at the Public Inquiries.
Scrap Impact Noise Control
£250 000 cost saving on environmental noise control…
We saved a scrap recycling company over £250 000 on noise barriers by controlling the scrap impact noise at source. This is new technology that can reduce the impact noise from crushers in quarries, dump trucks, shredders, trains, manual handling etc by up to 15dB(A). Compared with conventional noise control techniques, the cost is miniscule, it is incredibly rugged and has no effect on plant operation, maintenance or access.metalimpacts
A complete range of noise and vibration services for the construction, demolition and infrastructure industries
We not only provide a complete range of conventional services covering all aspects of environmental and occupational noise and vibration for the construction, demolition and infrastructure maintenance industries, but also a range of additional innovative management and control techniques based on our unique engineering expertise. These are not only re-defining what constitutes best practice under the regulations and standards, but are also dramatically reducing project costs and delays. Our reputation is based on the results we have achieved from introducing new procedures and techniques into a largely traditional industry.
INVC innovations that provide better, more cost effective options…
- SiteNoise Web Portal – EHO friendly – reduce data management and reporting time
automated noise, vibration and dust reporting + management tools; stores and plots all data from any source, providing controlled access to current and historical values from anywhere
- VAT Analysis (Vibration Analysis of Transmission) – control transmitted vibration
rapid evaluation of transfer paths from plant to party walls; evaluating party wall "bridging"; plant operation "zoning" eliminates guesswork, maximising productivity and reducing costs. This is a technique to determine the transfer function between the vibration fed into a structure at any point and the resultant vibration in a party wall or another structure. Rapid detection of bridging between party walls. Zone areas by allowable vibration – light and heavy breaker zones etc. Eliminates guesswork, speeds work. Facilitates optimum placement of vibration break cuts. Evaluation of building resonances – potential nuisance
- Mitigation and Noise Control – fewer complaints, extended working hours…
we have developed new technologies and techniques that can reduce noise levels by 5 – 10dB more than typical conventional measures – sometimes sufficient to allow extended working hours
- Psychological Silencing – acoustic camouflage, hiding nuisance noise, reducing complaints
sculpted sound signatures that can sometimes hide site noise cheaply and quickly. Acoustic Camouflage makes use of specially designed artificial background sound to hide nuisance noise. This has been used very successfully on rail and construction projects to reduce or eliminate complaints about certain noise nuisance noise elements.
- PR and Multi-Media Presentations – changing perceptions, reducing complaints
interactive demonstrations to inform and reassure stakeholders reduces the perception of nuisance and therefore the likelihood of future complaints. These are designed to inform and reassure stakeholders in the area who may be affected by projects. Extensive experience has shown that presentations using multi-media and interactive demonstrations to demystify noise and vibration are a very effective part of the process to reduce the likelihood of complaints. Presentation of the information and the way residents are involved and educated has a very substantial impact on their subjective impression of noise and vibration from the programme.
- Technical Training Workshops – improving best practice expertise on site
technical training for site personnel in measurement and management best practices. These modular one or two day courses are targeted at site managers, supervisors, planning engineers plus safety and environmental staff. It provides them with the technical and practical background required to create and implement plans to meet Best Practical means (BPM) noise and vibration management requirements to minimise the likelihood of complaints from local residents. This combined technical briefing and workshop is designed to provide a practical and pragmatic guide to managing noise and vibration from infrastructure and construction sites including Section 61 applications. Other options include short briefings up to full competency.
SiteNoise Web Portal – Noise – Vibration – Dust – Project Management…
Reduce the cost of environmental data management and reporting
SiteNoise is a web portal that stores and displays site environmental data and other information in a single location with controlled access from anywhere. This dramatically reduces the time and resources required to manage and access data and can virtually eliminate reporting requirements.
Reporting – faster, better and lower cost
Provide controlled log-in access to parts of the site for EHOs so they can access all past data from their desks. This eliminates most reporting requirements.
Complaints – instant evaluation
Friday, late afternoon: complaint about noise last Monday. Log-on, scroll to date, pick off time and level, correlate with other monitors and with activity. Decide on action required. Done.
Stakeholder Information and PR
online multi-media letter drop and newsletter
SiteNoise can include a work schedule calendar and pictures / video / project blog which are accessible to residents etc. – dramatically lower cost and more easily updated than printed media.
Visualising Monitor Data
SiteNoise can store and display data from any make of monitor and display monitor location maps.


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Letsmoove Real Estate is the dynamic and innovative new Real Estate firm, changing the face of the property market in South Africa. With our enlightened approach towards branding, marketing and technology, we move all the boundaries in the industry, considered to be the norm. Letsmoove Real Estate is the synergy between powerful and experienced business brains.
These crucial business elements, fresh new innovative ideas and the latest state of the art technology elevate Letsmoove Real Estate above the crowd, taking the property market into the 21st Century. Introducing 3D Virtual Reality listings as our exclusive way of showcasing our property, we enable buyers and tenants to immerse themselves into a property that feels so real; it's like being there. Not only do we open the market and allow buyers to connect emotionally with a house online but it can be marketed on a national and also international level, encouraging foreign investment in the Real Estate.
This new way of viewing a house take the burden off the seller or landlord as only the serious buyers visit the house in person while the online viewings are unlimited. Buyers can now view a property multiple times and even share it with family and friends. It also enables people relocating from another area to search for properties without the hassle of being there in person.
Letsmoove proud itself in their dynamic and enthusiastic team of Property Experts who operate throughout the Gauteng Province. Although Letsmoove Real Estate can be perceived as a Tech-company, it still has it's feet firmly embedded in the traditional real estate practices and excellent personal service.
With our in-house maintenance team and decorating experience, letting maintenance and property repairs or renovation is now affordable, prompt and efficient. Taking care of any untidy handywork and unfinished DIY jobs are now taken care off and will make the difference in creating that WOW first impressions.


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How to upgrade your TiVo HD with WinMFS
Sponsored Links
This left us with a choice -- go back to our original set of Gentoo instructions (which will work just fine with the TiVo HD), or look for an easier way to get the job done. We're not ones to shy away from the command line, but we took the opportunity to try out something that might have a... broader appeal. Enter WinMFS -- a Windows utility to upgrade your TiVo drive. It's still in Beta (currently build 8), but we decided to give it a whirl. With an eye towards quiet and cool operation, we ordered up a 750 GB Western Digital GreenPower drive, fired up our Windows computer and got underway.
Here's a quick shot of showing our TiVo HD with the factory-original 160 GB drive, enough for a paltry 20 hours of HD content.
Extracting the original drive from the TiVo is straightforward: break out your Torx T10 bit, remove the six screws from the rear of the TiVo and then slide open the case. Once inside, disconnect the hard drive and remove the four Torx screws holding the drive sled in. The whole process is detailed in our previous TiVo upgrade how-to, so refer back to it if you need help.
We used a cheap PCI SATA card in our PC and it worked fine. Just plug the original and new drives in and boot up Windows -- there's no need to format the new drive.
Using WinMFS
Download the WinMFS program from here and run it. You're greeted by a pretty sparse UI. Go to File > Select Drive... and you should see entries for your two attached SATA drives. In our case, Drive 1 was our new 750 GB drive, and Drive 2 was our original 160 GB one. Highlight you original drive and press the "Select" button.
We're big on "belt and suspenders" level of precaution when using whole-disk utilities that are in beta, so we decided to back up our TiVo drive. Note that WinMFS does not back up your recorded shows, only the parts of the disk image necessary to get you up and running again should disaster strike. We used the File > Backup options to make copies of our basic TiVo files, the bootpage, and kernel right on our NTFS Windows drive.
Now comes the actual upgrade. Use the Tools > Mfscopy option to select the source and destination for the copy (hint: set your original drive as the source, the new drive as the target). Then just press the "Start" button and wait.
During the copy, we ran into one small niggle -- it looks like WinMFS is a single-threaded application that doesn't refresh the UI if you move another application to the front. During our copy, we switched apps and from then on out our WinMFS session was a blank window with no status indication. Patience is the key here, so just wait until the copy is finished. Once it's all done, WinMFS will ask if you want to make use of the added capacity of your new drive -- we assume you do.
That's it! Power down everything, put the new drive in your TiVo reassemble. "Smoke test" your TiVo by booting it up and seeing if you've got increased recording capacity.
We were really pleased with WinMFS. What's not to like? It's simple to use, the backups make it relatively safe, and it opens up DIY TiVo upgrades to a whole audience that would be scared away from a Linux command-line. For us, it just plain worked. Poking around, it looks to have a good amount of flexibility as well -- support for SATA-USB adapters, merging drives, splitting drives, etc. Of course, the utility isn't limited to TiVo HDs, either, so if you've been holding off on upgrading your (or a friend's) TiVo, no more excuses!


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Socialism and Workers' Self-Directed Enterprises
This article originally appeared in The Monthly Review.
Global capitalism has huge problems coping with the second worst collapse in its history. Its extreme and deepening inequalities have provoked millions to question and challenge capitalism. Yet socialists of all sorts now find it more difficult than ever to make effective criticisms and offer alternatives that inspire.(More...)
This article originally published on Wednesday, July 16, 2014 by Moyers & Company
Capitalism's Deeper Problem
Recent press reports refer to troubling price increases for such assets as real estate, government bonds, companies targeted for acquisition and artwork. A New York Times front-page headline read "The Everything Boom, or Maybe the Everything Bubble."(More...)
This article originally appeared at Truth-out.org
Giant Corporations, Giant Failures
General Motors recently released the report it commissioned from the huge Jenner & Block law firm. The latter's chairman, Anton Valukas, investigated how and why GM failed - for over 10 years - to recall cars it produced while knowing they had defective ignition switches. The eventual recall of 2.6 million Chevrolet...(More...)
This article originally appeared at www.truth-out.org
Better than Redistributing Income
Widening gaps between rich and poor, the top 1% and the rest, are heating up debates, struggles and recriminations over redistributing income. Should governments' taxing, spending, and regulatory powers redistribute income from the wealthy to others, and if so, how exactly? As opinions and feelings polarize, political conflicts sharpen.(More...)
This article originally appeared at www.truth-out.org
Why No Sustained Protests (Yet)?
The organized post-1945 destruction of the New Deal coalition - unionists, socialists and communists - and the failure to replace those organizations help explain the muted reaction to the bailouts, austerity and other anti-democratic policies pursuedby US governments at all levels.(More...)


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Malaysian businessman Datuk Ishak Ismail has exited the property holding company Land & General Berhad (L&G), after British Virgin Islands-registered Unioncity Enterprises Ltd., associated with him, disposed of 60.64 million shares. Following the sale that took place on September 30, 2007, the BVI company reduced its stake to 23.68 million shares.
Unioncity Enterprises became a substantial shareholder of L&G in May 2007, after it acquired a 6.35% stake; on August 2007, it raised it to 84.31 million, or 14.09%, and became the single largest shareholder of the company. BVI company's interests in L&G rose after Hong Kong-based property tycoon emerged as a substantial shareholder in the former, after he acquired an 8.35% stake through the company Mayland Parkview. In October, its stake has increased to 11.03%, and made 66 million shares.
There was a talk that Mayland Parkview and BVI-registered Unioncity could compete for control over the company.


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Khadi Herbal Hair Colour Natural Hazel colours hair a dark brown without any redness. The Khadi natural hair colours give long lasting colour, volume and gloss to your hair. Your hair will feel strong and healthy.
How to use Khadi Herbal Hair Colours
When using Khadi Herbal Hair Colours it is recommended to use a natural shampoo which does not contain silicone as conventional shampoos may hinder the colour absorption.
Keep your hair wrapped in a towel to keep it warm while mixing the powder.
With the powder make a smooth thick paste and apply warm on washed and towel dried hair. Use the plastic wrap, shower cap and towel to retain warmth.
Leave on for 30 minutes to 2 hours.
Benefits of Khadi Herbal Hair Colour
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Khadi Herbal Hair Colour Natural Hazel is certified by BDIH£11.90 / 100g


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Murphy Farrell
Image Posted on Updated on
Longtime blues and punk drummer at venues like the Yale and the Smilin' Buddha. One of our key interviews for thevisiblecity.ca and my personal favourite photo from that project.
Vancouver's Neon Neighbourhoods
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Haven't been here in a long time and I thought I'd open up again on the blog to show some of the things I've seen and done lately. Almost a year ago now I co-curated an online exhibit with the Virtual Museum of Canada and the Museum of Vancouver about Vancouver's neon history. The exhibit is called The Visible City and I highly recommend it for the stories and the images, told and captured by some of Vancouver's finest including Dal Richards, Joe "Sh*thead" Keithley (DOA), Gregory Henriquez (architect of the new Woodwards complex), Mark Brand (Save On Meats), and Bill Pechet (Great White Way on Granville Corridor) .
This post links you to many of the photos I took for the exhibit, which I've featured here in my Neon Neighbourhoods set on flickr. Enjoy!
"We" back-lit on Sunset Beach
, originally uploaded by inklake.
Caught this with my iPhone. Phenomenal sunset last night behind "We" by Spanish artist Jaume Plensa. Part of the Vancouver Biennale on English Bay above the appropriately named Sunset Beach.
Flashmob at YVR powered by Arts Umbrella
My daughter's dance company at Arts Umbrella (here in Vancouver) staged a flashmob at YVR last weekend. Here HuffPo has picked up the story. They were on Good Morning America on Monday …
Vancouver Opera gives Lillian Alling world premiere
If you're thinking about heading out for a walk this weekend, you're probably planning on a few hours, tops – and likely on pavement, or at very least a well-worn path.
But when Russian émigré Lillian Alling went for a walk in the 1920s, she strode clear across North America – through dense bush and over steep mountain passes – with nothing but the clothes on her back and an iron pipe for protection on her way from New York to British Columbia, then north to the Yukon.
Complete article here.
Stunning commitment to original work from the Vancouver Opera. Here is another example of their innovation.
Song Dong's mother lode: Beijing artist turns mom's hoardings into art
What a sight: The second storey of the Vancouver Art Gallery, usually stark and pristine with priceless works of art, is filled with stuff. It would not be unfair to call the items, spread out on the floor across three large rooms, junk. But these things – pop bottles, cans of Raid, bits of outdoor carpeting, socks – were a treasure to one woman, and as such have travelled to art galleries around the world in a monumental installation called Waste Not.
This installation is the work of Song Dong, a noted Beijing-based conceptual artist. Consisting of more than 10,000 items, as well as the frame of the tiny house where he grew up, Waste Not serves as a memorial to his father, Song Shiping, and a tribute to his mother, Zhao Xiangyuan. There are strong echoes here of both the Cultural Revolution and of China's new consumer culture. And there's an environmental message too: Nothing in Zhao's life was thrown out, or went to waste.
Full article here at the Globe and Mail.
'Good Morning to the World' wins 17th Dragons and Tigers Award at VIFF
Japan's Good Morning to the World has won the Vancouver International Film Festival's 17th annual Dragons and Tigers Award. The drama by 23-year-old filmmaker Hirohara Satoru edged out seven other films from Vietnam, South Korea, Thailand, China and Singapore to win the award, which is given to young filmmakers from Asia.
Special mentions were given to the features Don't Be Afraid, Bi!, directed by Phan Dang Di from Vietnam, and Rumination, directed by Xu Ruotao from China.
Good Morning to the World will receive an additional screening on Saturday at 1 p.m. at Pacific Cinematheque. Satoru takes home a $10,000 cash prize along with the award.


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Police have arrested an Israeli man who maintained a harem and fathered dozens of children with the women he kept.
He is now being held on suspicion of enslavement, rape and incest, in a case with echoes of the Josef Fritzl scandal in Austria.
Police accuse Goel Ratzon of keeping 17 women in a state of near-total obedience in apartments in the Tel Aviv area.
Spokesman Micky Rosenfeld said they bore him 37 children, some of whom were also his grandchildren.
Police say Ratzon controlled the women's money and sometimes abused them if they challenged his control.
So far, no charges have been raised against Ratzon. He has been investigated in the past, but never charged.
Rosenfeld said authorities were looking into whether other women and children could be linked to the case.
Fritzl was jailed for life last March after keeping his daughter Elisabeth imprisoned, tortured and sexually abused for 24 years, fathering seven children by her.