text: Royal Commission Report puts governance in the spotlight 1 April 2019 Matthew Davison AustraliaESG Share this article: Governance failings aired during the Royal Commission give us many lessons for assessing governance risks in the future, and also long-term opportunities. The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry gives us many lessons for assessing governance risks in the future. The final report is, in our view, balanced and supportive of businesses adapting and reorientating, without a dramatic change to the industry structure. A positive market reaction confirmed our view that the market was assuming an adverse outcome, and the report also removes some uncertainty about remediation costs, business models and additional regulations which hung over holdings in our Australian equity portfolios (IOOF, AMP and the 'Big Four' banks NAB, Commonwealth Bank, Westpac and ANZ). However, the financial services industry is not yet out of the woods, and the final report has highlighted the importance of governance analysis, as well as understanding which companies can adapt swiftly. Here are what we view as the long-term opportunities and lessons we've learned from governance failings aired during the hearings. Impact on the banks relatively modest When the Royal Commission was announced in late 2017, we were underweight the Australian banks in both our Australian income and accumulation strategies. We were concerned about a slowdown in lending growth (due to restrictions on investor loans and tighter overall lending standards). Both the hearings and final report confirmed heightened risk around culture, accountability and misconduct disclosures. Conduct penalties are likely to continue, however much had already been identified, and the amounts applied are likely to be manageable versus capital. Therefore, the direct impact of the final report on the banks, beyond more regulation and compliance, has been relatively modest. Opportunities in streamlining costs Changes to how mortgage brokers receive commissions is likely to benefit banks, but we already expect major banks will continue to be the dominant lenders for housing loans. Conversely, a slowdown in housing credit is now 'baked in', as adaptation to existing responsible-lending laws flows through, and banks respond with heightened price competition. Banks which can avoid major restructuring, move swiftly through remediation and focus on streamlining costs, should be best placed. This will be in a world of slower credit and fewer business line opportunities, as banks follow self-imposed divestment processes. ANZ remains a beneficiary, due to its early focus on costs. Wealth management injured, but business models can adapt Both our income and accumulation strategies have been impacted by their positioning in the wealth management sector over the past year. We underestimated the degree of governance issues to be aired during the Royal Commission and subsequent business disruption, although the recommendation that vertical integration of platforms, advice and manufacturing would not be outlawed, was consistent with our view. The recommendations for the wealth management industry allow IOOF and AMP's business models to be reshaped, and their service offerings and digital platforms can be strengthened to ensure high standards of compliance and oversight. This should lead to better outcomes for customers and the organisations which provide advice. We view the change in 'tone at the top' of IOOF, together with swift action on repairing its relationship with Australian Prudential Regulation Authority (APRA) and building a compliance-administration function fit for purpose as positive steps. The recommendations will mean compliance costs will rise across all parts of the industry, so the scale of a business like IOOF will allow the company to adapt to these new demands, and in turn support advisors to change. While challenging to implement, the new expectations and requirements should be manageable. Opportunity to strengthen value proposition Despite short-term negative sentiment, there is opportunity for a stronger financial-advice proposition. IOOF has reiterated its commitment to advice despite its problems, noting the closer to the customer, the greater its ability to earn attractive margins. With major banks exiting advice, at some point this will be a competitive advantage. Governance in the spotlight The Royal Commission raised many questions from clients about how fund investors should measure and assess the ethics and culture of Australian financial institutions. There were governance issues that we (and other investors) were not aware of in the lead up to the Royal Commission, together with markers that could have been better identified. Our main lesson through all of this has been the need for even greater proprietary governance analysis and decisive action. Importance of engagement Regular engagement with the boards of companies involved throughout the Royal Commission has helped us understand to what extent companies have identified material governance risks and how they are managing these – so that they do not impact future earnings and their plans for improvements. Our engagement can extend to lobbying for significant governance change; as we stated in the public domain regarding IOOF. × Newsletter sign-up At the same time, we have built out an improved internal Governance Assessment rating framework, that should help us better identify the type of oversight failings which have surfaced (see our paper Six ways to assess if a board is competent and on our side for more detail). The next steps We need to factor any future implications to earnings into our Valuation and Quality measures, not just penalties for past transgressions. While there will still be some significant conduct cases for Australian Securities and Investments Commission (ASIC) and APRA to investigate, as well as other potential legal action, these should not be unexpected and will be factored into share prices by investors. Significant effort and focus by the key players in the wealth and banking industries is required and the pace of change in culture is going to be most important. On this score, a path has been set for IOOF to re-establish trust and regulatory support, build a leading-edge compliance framework, leverage scale and still find a viable business model to extract economic profits across the value chain in a backdrop of substantial demand and need for advice. We will continue to actively engage with companies involved to ensure ongoing progress is achieved. The information provided should not be considered a recommendation to purchase or sell any particular security. It should not be assumed that any of the security transactions discussed here were or will prove to be profitable Important information Past performance is not a guide to future returns. The information contained in this presentation has been compiled with considerable care to ensure its accuracy. But no representation or warranty, express or implied, is made to its accuracy or completeness. Market and currency movements may cause the capital value of shares, and the income from them, to fall as well as rise and you may get back less than you invested. The information provided should not be considered a recommendation to purchase or sell any particular security. It should not be assumed that any of the security transactions discussed here were or will prove to be profitable. Martin Currie has procured any research or analysis contained in this presentation for its own use. It is provided to you only incidentally, and any opinions expressed are subject to change without notice. The opinions contained in this document are those of the named manager(s). They may not necessarily represent the views of other Martin Currie managers, strategies or funds. Please note the information within this report has been produced internally using unaudited data and has not been independently verified. Whilst every effort has been made to ensure its accuracy, no guarantee can be given.


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AVF Delano FS1792DELW 180 cm TV Stand - Walnut
Product code: 248794
It's extra-wide design makes it ideal for TVs up to 85" in size, while the closed storage makes it easy to hide away things like your games console or smart TV box.
Technical specifications for AVF Delano FS1792DELW 180 cm TV Stand - Walnut
|Maximum screen size
|Up to 85"
|Maximum TV weight
|Up to 60 kg
|- Wood
- Glass
|Number of shelves
|Number of doors
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|Cable management
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|Box contents
|- AVF Delano FS1792DELW 180 cm TV Stand
- Information leaflet
|580 x 1792 x 545 mm (H x W x D)
|Boxed dimensions
|410 x 1825 x 570 mm (H x W x D)
|69.5 kg
|Boxed weight
|71 kg
|Manufacturer's guarantee
|1 year
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subset: commoncrawl


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I am in a great mood tonight. I just got my first paper accepted into a peer reviewed journal for publication and I want to celebrate!
So here's what's going down. You can ask me for stuff. Ask me for a doodle, ask me for a poem, haiku, ask me whatever question is on your mind or for me to take a silly fursuit picture. Just Ask something.
Here are the rules.
1. Nothing that breaks site rules. Please keep it PG13, and I won't break any staff conduct rules.
2. It has to be a question of a request (I'll answer questions that don't break rule 1, or put me at risk)
3. Please be reasonable. I can't do full commissions, send physical things, buy everyone a puppy. This is meant to be fun.
4. I have the right to say no, it's only a game, I'm only human.
5. Be respectful, of me and others in thread.
6. Have Fun!
Okay Go!


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Call for Proposals Supporting Information
You are here
This page contains information on the following topics relevant to applying for time on Gemini. The information is general in nature, for details specific to the upcoming semester, please see the current call for proposals. An overview of the Gemini proposal submission process is also available.
- Time Allocation Process (National and International Time Allocation Committees)
- Submitting for time on both telescopes
- Queue Rollover
- Electronic PIT Submission
- Joint Proposals
- Under-utilized Instruments
- Rapid Response or Target of Opportunity
- GMOS Mask definitions
- Poor Weather Programs
- Exchange Time
- Target information (guide stars, non-sidereal objects, time-specific observations)
- Duplicate Observations
Time Allocation Process
An overview of the proposal submission and time allocation process is given here. The assessment and ranking of proposals within each partner country will be via National Time Allocation Committees (NTACs) supported by the National Gemini Offices. Assembly of the final semester schedule and queue, definition of scientific ranking bands and resolution of conflicts and joint proposals between partners is done by the International Time Allocation Committee (ITAC).
Submissions to Use Multiple Telescopes
A single proposal may request time from either or both of Gemini North and Gemini South. Hence a single proposal, with the same science goal, can request any combination of the instruments available at either telescope. Proposals for time on Subaru via the exchange program can only contain observations for Subaru. At the TAC stage, proposals for time on both Gemini North and South will be split into two proposals, to allow scheduling of each telescope independently. PIs should specify in detail in the technical case of the proposal how much time is needed at each telescope, per partner in the case of joint proposals; band 3 and minimum times should also be explicitly specified for each telescope.
"Persistent Band 1" Programs
Since Semester 18A, regular queue programs in Band 1 are allowed to execute over the full subsequent semester and encouraged to execute late in the semester before their formal allocation begins. These programs, designated "persistent Band 1", have Band 1 priority, whichever semester they are executing in.
- Not included: Fast-Turnaround, Large and Long, Director's Discretionary, Target of Opportunity and Limited-term partner programs do not persist across semester boundaries.
- Best efforts: Programs using block scheduled instruments (e.g. Visitors, GPI, GSAOI) are extended on a strictly best-effort basis.
Electronic Submission
All partners support electronic submission of proposals from within the Gemini Phase I Tool (PIT). Versions of the PIT are created for each semester, including new features described in PIT Hot News.
Joint Proposals
If you submit the same proposal to several partner countries a "joint proposal" you must do so using the PIT. The PIT software, and backend servers installed at each National Office, allow automatic ("one-click") submission of the same proposal to multiple partners. Joint proposals should be submitted by the deadline of the partner country to which the Principal Investigator is affiliated. The roles and contributions of each Partner Lead Scientist should be clearly explained in a Joint Proposal.
Under-Utilized Instruments
Community demand is a critical factor in determining instrument availability. Each instrument introduces significant overhead to the Observatory, and access to instrument ports is at a premium. If an instrument is requested for less than 6% of the Bands 1+2 time, the Observatory reserves the right to limit the RA range available to programs, or to not schedule the instrument.
Rapid Response or Target of Opportunity programs
We continue to encourage Target of Opportunity (ToO) programs, intended to allow observation of targets that cannot be specified in advance but which have a well defined external trigger (e.g., Supernovae or Gamma Ray Bursts which will be identified throughout the observing semester by non-Gemini programs). "ToO" mode may be requested with any facility instrument. Proposals for ToO mode should be made via the normal proposal process and must select the type of trigger in the PIT and summarise the trigger event (e.g. identification of a target brighter than a pre-determined threshold) in the proposal. Two types of ToO triggers are defined: "Rapid Response" and "Standard" which differ by response time. Rapid response programs must be allocated time in Band 1. ToO programs will not be given rollover status.
All proposals for Rapid Target of Opportunity (RToO) followup are required to submit a separate proposal for Standard Target of Opportunity followup (SToO) in conditions better than SB/CC/IQ=Any, if such followup is planned. Upgrades to good conditions will not be approved for RToO programs, and the SToO proposal is required if such conditions are necessary for later followup. This change is necessary for accurate filling of the queue, as ToO programs now make up a significant fraction of the Observatory band 1 time. See the Target of Opportunity (ToO) web page for further information.
GMOS Mask Definition
Mask making from non-GMOS images for GMOS multi-object spectroscopy (MOS) observations is available, but GMOS pre-imaging is recommended for MOS programs using slits narrower than 1.0" and for programs requiring very long observations of faint targets. If pre-imaging is required, then sufficient pre-imaging time should be included in the proposal. For classical programs, pre-imaging will be scheduled in the queue. Any unused pre-imaging time will be returned to the program.
Poor Weather Proposals
Often the queue contains insufficient proposals for the poorest conditions. Poor weather programs can be submitted to your NTAC at the time of the regular Call for Proposals, or at any time in the semester. Use the Phase I tool (PIT) to submit your proposal, selecting "Other" then "Poor Weather" as Proposal Class and Type respectively, in the PIT. "Poor Weather Queue" programs are placed in Band 4, and neither the PI nor partner country will be charged for any time used. Note however that poor weather programs are lower in priority than scientific ranking band 3. Poor weather programs may be submitted for any facility instrument but the observing constraints must match one of the following:
- Image Quality of "any" and Cloud Cover of 70%-ile or worse (non-photometric)
- Cloud Cover of "any" (more than one magnitude of cloud cover and unusable in the mid-IR) and any other combination of conditions
Water Vapour constraints for all poor weather proposals need to be set to "any". The Sky Background constraint can be specified and it is acceptable for these programs to request dark time.
Exchange Time
Gemini Observatory encourages exchanges with other major observatories in order to expand the instrument capabilities available to the Gemini community. At present, the Observatory has an exchange program with Subaru Observatory. The details of the amount of time currently available and other restrictions are provided in the current call for proposals. PIs in the Gemini community who intend to use the Subaru telescope are encouraged to apply through the time-exchange program and not through the ordinary Subaru Call for Proposals. Similarly, Subaru request that those with direct access to Gemini not request time on Gemini via the Subaru exchange program.
Target Information
Time-specific (including periodic monitoring and follow-up) programs may be accepted on a best-efforts basis. Proposers should specify these time constraints in the PIT. Note that the instrument scheduling may impose additional restrictions on this class of programs.
All observations require the use of one wavefront sensor (WFS) star for fast guiding, primary mirror active optics control and/or as an adaptive optics wavefront reference source. The specific requirements for each instrument are given in the relevant science instrument web pages. Target of Opportunity programs do not need to define WFS stars. The Phase 1 Tool will indicate the probability of there being a suitable WFS star for each observation. If the probability is low, then the target, conditions or configuration should be changed to allow guiding. Non-sidereal tracking is available for all instruments. Non-sidereal tracking with GMOS is fully supported with the peripheral wavefront sensors and partially supported with the OIWFS.
Duplicate Observations
Proposers should check their observations against the Gemini Science Archive to ensure that similar observations have not already been executed. The Phase I Tool will automatically search the Archive and indicate whether duplicates are found. If they are, clicking on the icon in the lower right of the Observations section of the tool will list the data found. Any duplicate or seemingly duplicate observations should be well-justified in the proposal. The NTACs will consider duplication of existing observations as part of the proposal evaluation. The ITAC evaluates and resolves any duplication of targets (or potential duplication in the case of ToO observations) between proposals from different partner countries.


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Team USA has some of the biggest cheerleaders in the world, but one fan is proving to be really enthusiastic.
Samuel L. Jackson has been live tweeting the 2016 Rio Olympics with vigor, complete with all caps, exclamation marks and the occasional expletive.
On Sunday, the actor took to social media during women's gymnastics.
"All eyes on the Women Gymnasts!! Go USA!!" he tweeted.
When gymnast Simone Biles completed her near perfect vault with a 16.050 score, Jackson couldn't have been more proud: "This is what She Do!! Simooooone! Go USA!!!"
Biles and teammates Gabby Douglas, Madison Kocian, Laurie Hernandez and Aly Raisman all qualified for the finals in five events. Jackson had nothing but praise for the team, as well as some advice for the commentator.
"Beam these girls up Scotty!!! Go USA!! Oh, I'm gonna need Tim to be lil less critical."
And he couldn't contain himself when Katie Ledecky beat her own world record during the 400-meter freestyle to win a gold medal.
"Never a doubt, Ledecky KILLS IT!! Go USA!!"
His enthusiasm took a racy tone after Michael Phelps helped push the men's relay team to gold on Sunday.
"Most M--------- OF A LEG by AquamanPhelps!!! Hella swim by All!! Go USA!!!!"
Jackson's first tweet about the Games came the day before the Opening Ceremonies, featuring a photo of the actor wearing an official Team USA polo.
"So pumped to cheer on USA's finest @TeamUSA tonight! @NBCOlympics Let's do this!#GoTeamUSA #OpeningCeremony," he tweeted.
This isn't the first time Jackson has caught Olympic fever.
Jackson's also live tweeted the 2012 London Olympic Games.
But he's not the only star taking to social media to support Team USA.
Leslie Jones has been actively tweeting commentary of the Games. Both have caught the attention of NBC Olympics Executive Producer, Jim Bell, who has retweeted Jackson and invited Jones to Rio.
"@Lessdoggg you're officially invited to Rio. Want to come?" he asked.


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For TSA, is water really more dangerous than pot?
By William Saletan
"Among the many oddities that have arisen from marijuana legalization in Washington and Colorado is this: It can be easier to get through airport security with a bag of weed than a bottle of water."
That's the opening sentence of an Associated Press dispatch this week from Colorado.
The article goes on to explain: "The Transportation Security Administration makes travelers empty their water bottles, but when agents encounter personal amounts of marijuana at security checkpoints, they typically don't call the DEA or FBI."
This is madness, right?
Read more…


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"It's a simple idea but with very complicated potential results. It's music based on a system that can produce a huge range of problems and beautiful solutions." – Nico Muhly
Heart and Breath is Richard Reed Parry´s debut as a neo-classical composer, inspired by the likes of Steve Reich and Brian Eno. Parry is well known for his work as a multi-instrumentalist with the critically acclaimed, Grammy award winning alternative rock band, Arcade Fire.
The concept behind Heart and Breath is that every musician involved in the piece generates his own tempo by listening to his/her pulse during the performance. Fragile and intimate, these stunningly created pieces are the result of a conceptual compositional approach that reflects Parry's deep love of music, and his philosophy that music and nature (in this case the body) can by explicitly linked.
Richard explains:
"Music for Heart and Breath is a series of compositions that use involuntarily moving organs of the human body (specifically the lungs and the heart) as performance parameters. There are no time signatures: the tempos and rhythms are always governed by either the heart rates or the breathing rates of the individual players. In the case of the latter, the performers are instructed to play directly in sync with their own or another player's individual breathing (playing at the speed of their inhalations, their exhalations or both). To enable the players to hear and play in sync with their own heartbeats, they wear stethoscopes and, naturally, generally play quietly."
The music is performed by an exciting line-up of musicians, including Nico Muhly (conductor, celeste/piano) and Bryce & Aaron Dessner (guitar) and the album was also produced by Bryce Dessner.


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Handel's 'Saul' Oratorio: An Age-Old Story for Today
The story opens with triumph: David has just slain the monstrous Goliath and returns to a joyous chorus of harmonious praise. But things soon take a turn for the treacherous. For King Saul sits in his tent and starts to seethe with jealousy as David continues to take center stage. It is this seed … Continue reading


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I don't like it when Rodgers wears that facial expression of doubt. He just doesn't look very confident right now. He needs to get his act together if we're going to win this game. This is a big game and a quality game from him will help put to rest comments from folks about not being able to win big games.
Woodson on fire – Rodgers looks lost
2 Responses to "Woodson on fire – Rodgers looks lost"
56coop Says:
November 21, 2010 at 2:49 pm |
Packers offense looks absolutely flat
56coop Says:
November 21, 2010 at 2:49 pm |
Well, hopefully that will help


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Star Drive RV USA informationThe main reasons customers choose Star Drive RV:
Star Drive RV USA Rental TermsRebooking Policy for COVID-19 - effective 25 March 2020 :
Important Information About Your Rentals
On arrival you will be required to sign a rental agreement with the operators of Star Drive RV USA. Here is a summary of their terms and conditions:
The following definitions apply for the Terms and Conditions for Star Drive RV USA.
* The Supplier means the operator of Star Drive RV USA
* The Client is also referred to as the hirer (s) or renter (s)
A non-refundable deposit will be taken from your nominated credit card at time of booking confirmation. This percentage of the total fees will vary depending on the number of days your booking is placed before travel commencement. The balance payment due will be deducted from your nominated credit card 42 days prior to the commencement of your rental. Please ensure there are sufficient funds available on your card at this time.
If you are booking within 42 days of travel the entire cost of the rental will be transacted from your nominated credit card at time of booking confirmation. If payments are not received in full when due, Star Drive RV USA reserves the right to cancel the reservation.
Without full payment no vehicle will be handed to the customer; no exceptions made!
All bank service charges are the customer's responsibility. We expect your payment 30 calendar days prior to pick-up in
full. We reserve the right to charge a late payment fee or invoice you for any bank fees resulting from your payments.
Reservation Change
Every reservation change needs to be made in writing and will be confirmed in writing. The handling of a change is up to 61 calendar days prior to pick-up free. Any later change results in a US$ 50.00 handling charge.
Regardless when a change of name, date(s) or location(s) is requested, this will result in the recalculation of the amount due. The rates and discounts applicable at the time of the revision will apply. For a request to change date(s) or location(s) less than 61 calendar days prior to the existing pick up date the cancellation terms in the next paragraph apply.
No name change is accepted when a surcharge, e.g. Holiday Surcharge, or an extended minimal nightly rent rule applies.
Such name change will be handled according to the cancellation terms in the next paragraph and result in a new booking.
The initial deposit paid is non-refundable. Every cancellation needs to be made in writing and will be confirmed by supplier in writing. In addition to forfeiting your non-refundable deposit the following charges also apply: (The day of receipt of the cancellation is the date the cancellation fee is calculated from.)
63 calendar days or more prior to departure: Booking deposit plus additional USD100.00 penalty fee
62 to 33 calendar days prior to rental date: 20% of the nightly rental charge minus any applied discount plus one-way fee if applicable
32 to 18 calendar days prior to rental date: 50% of the nightly rental charge minus any applied discount plus one-way fee if applicable
17 to 8 calendar days prior to rental date: 100% of the nightly rental charge minus any applied discount plus one-way fee if applicable
7 to 0 calendar days prior to rental date (or no show) : 100% of the nightly rental charge minus any applied discount plus holiday surcharge plus preparation fee plus one-way fee if applicable
Refund for unused portion of confirmed reservation
No refund will be given for delayed pick-ups / early returns, unused mileage or for "no show".
Release of Vehicle after "no show"
If Star Drive RV USA is not able to establish communication with or hear from the client directly or the tour operator, Star Drive RV USA can re-use the unit in the afternoon of the 3rd calendar day whereas the pick-up day counts as the first calendar day. Payment Due Date Rental charges and other charges must be received not later than 30 calendar days prior to vehicle pick-up. Star Drive RV USA reserves the right to cancel the reservation when the payment is not received in full before or on the due date. In this case the cancellation fee schedule from above applies. Full payment not received at time of pick-up Without full payment no vehicle will be handed to the customer; no exceptions made! In such a circumstance the mutual customer will be offered to pay the open amount. It is afterwards between the tour operator and customer to work out the mutual customer reimbursement. Travel Insurance
We strongly recommend that clients ensure they take out the highest level of travel insurance. In many cases this will cover any losses incurred if you are forced to cancel your booking.
This quoted price includes:
- VIP coverage with an excess of US$1000.00 per incident.
- Taxes for all pre-booked items
- Transfers:
Pick ups are from airport area hotels ONLY. There are no pick ups from airport terminals.
Drop offs can be to airport area hotels or the following airports LAX/SFO/LAS/DEN/EWR (not JFK or La Guardia)/MCO
- 7 day / 24 hour toll free emergency assistance
- Additional driver fees if needed
- All vehicles are delivered with full tanks and the customer is expected to return the vehicle with full tanks or will be charged accordingly.
- Rates are in US Dollars
- All rental days are calculated per night basis
- Rates are subject to change without notice
This quoted price does not include:
- State taxes are payable on all sale components apart from the SLI Insurance option. These will be itemised in 'Fees Payable upon Arrival' in your final breakdown of pricing.
- Security deposit (authorized/blocked on credit card while traveling) US$1000.00. Additional deposits may be required for special events such as 'Burning Man', if no mileage has been pre-paid etc. (refundable when vehicle is returned in satisfactory condition)
- Local taxes for all pick-up and drop off charges
- Cost of gasoline, oil and propane
- Mileage can be paid for at time of drop off at US$0.45 per mile
- Generator use of US$3.00/hour payable at drop off
- New Jersey Security Fee: US$5.00 per night (max. US$140.00 per booking) applies to all NYC pick ups
- Preparation Fee of US$200.00 per rental for all bookings
- One way fees apply to all other branches and periods for pick-ups or drop-offs
- Colorado Road Safety Fee: $2.00 per night (maximum $90.00 i.e. 45 nights) applies to all bookings with Denver pick-up.
Minimum rentals
7-night minimum rental time or 14-night minimum with all inclusive package.
10-nights minimum when the August Season Surcharge applies.
Customer Deposit at pick-up: US$ 1,000.00
Additional deposits may be required/charged for special events such as regional festivals, "Coachella", "Burning Man", "Stagecoach", "Further Future", "NASCAR", when a surcharge applies or if no mileage has been pre-paid, etc.
Vehicle will not be handed out in case of insufficient funds, the reservation will be cancelled and prepaid funds are forfeit. Based on the credit card company rules, for reservations up to 29 nights the supplier authorizes the amount. For reservations 30 nights and longer the amount is charged on the credit card.
Please note: Star Drive RV USA will combine the Security & Cleaning deposits for Burning Man and CHARGE (credit card only) a refundable US $1,500.00 Deposit at pick-up. Road Bear will NOT allow name changes on confirmed reservations and the main renter/credit card holder must be present at time of vehicle pick up. Vehicles will not be handed over to a 3rd party or in case of insufficient funds for the security deposit. The reservation will be cancelled and prepaid funds are forfeit! No exceptions please.
Additional Customer Deposit after an Accident
Regardless of the customer being at fault or not, before handing out a replacement unit supplier request from the customer an additional US$ 2,000 charged on the credit card. Such amount will be reimbursed at drop-off (minus any fees/charges).
Credit Cards
VISA-, Master/Euro-, American Express cards are accepted. No pre-paid credit cards are accepted.
Taxes and governmental fees
Local sales taxes are included for all pre-paid items. Local sales taxes apply to all pick up- & drop-off charges and may change at any time. Newly assessed governmental fees (other than sales tax or DMV fees) not known at this time will be collected from the customer at pick-up.
Complimentary Transfers
Complimentary transfers are provided once a day to (but not from) the airports DEN/EWR/LAS/LAX/MCO/SEA/SFO
(neither JFK nor La Guardia) and at all rental locations from/to named airport hotels12. Please note: Due to more and more
hotels complaining respectively denying our mutual customers from being picked up when not staying in this hotel we can
in the future only guarantee the pick from a hotel address when our mutual guest is actually stayed at such hotel.
We cannot make exceptions to pickup at other locations than the ones listed in the transfer points documents.
The complimentary permitted amount of luggage is in accordance with the airline regulations for economy passengers (1 suitcase max. 50 lbs. / 23 kg plus 2 pieces of hand luggage per person). Excessive luggage is the customer's responsibility.
The parents or guardians are responsible to provide for the transfer according to the applicable laws a child seat or booster. Star Drive RV USA cannot bring the child seat or booster from the branch to the transfer point. We advise the customer to bring it with them from home or having it shipped to the hotel.
Transfer to Branch
Clients cannot pick up the vehicle the day they arrive with an inter-continental flight or from South America. The supplier recommends therefore spending the first night in an airport hotel or motel. Priority shuttle service will be granted to customers who have made contact at least 72 hours in advance, via you or the online check-in system with their transfer location and how they can be reached so supplier may inform them about the exact pick-up time for the transfer. If customers choose not to supply the transfer location 72 hours in advance the complimentary shuttle service cannot be guaranteed.
The complimentary shuttle leaves the transfer location from Monday to Friday normally after 12:30. On Saturday based on appointment. If the customer has provided supplier the transfer location and how supplier can reach them but not received the exact pick-up time for the transfer at 16:00 the day before vehicle pick-up, supplier advises the customer to call the pick-up rental station between 08:00 am and 09:00 am on the pick-up day.
Transfer from Branch
The complimentary airport (hotel) shuttle leaves at 11:00 am at all branches.
Motorhome Pick-Up and Drop-Off Times
At pick up the person under which the reservation has been made must be present with the physical credit card showing
his/her name and, if he/she wants to drive, also with the original driver's license. If he/she is not driving we need another
government document to confirm the identity. We also require the original driver's license for any additional drivers in
order for them to be insured and legally allowed to drive the motorhome. We accept the original driver's license in
English, Dutch, German, Spanish, Portuguese, French, or Italian. If the driver's license is in any language other than the
above an international driver's license or an official English translation must be presented at pick-up alongside the
We have the right, and legal obligation, to deny a renter the motorhome when the renter seems not capable to drive a
motorhome, e.g. intoxicated, suspicion to be under drug influence, etc.
While it is possible that somebody else in the party drives the main renter will in such cases - no original driver license, not
deemed to be fit to drive - not be listed on the rental agreement as driver and therefore not be covered by any insurance.
Still the main renter remains fully responsible for the motorhome. If the main renter wants to be entered as driver he/she
needs to return at a later time to one of our branches and obtain an updated rental agreement.
To avoid waiting times all customers are asked to check-in online (www.roadbearrv.com/check-in) and communicate with
the branch to schedule the exact pick-up time. A very limited number of earlier and free of charge appointments may be
available by calling the pick-up branch two or three business days prior to pick-up.
Regular vehicle pick-up times are
Monday to Friday 12:30 to 16:00
Saturday Call for an appointment (general pick-up time 12:00 - 13:00) Vehicle drop-off time starts at 08:00 has to be concluded at 10:30 am. Later drop-offs will not be entitled to get a complimentary transfer to the airport hotels or airport.
Note: In order to guarantee an early pick up or late drop off the customer has to extend, if availability allows, the
reservation by one night prior respectively afterwards and pay for this extra night(s).
Vehicle not at originally agreed drop-off Branch returned
Should the customer not return the vehicle at the branch which was agreed in writing, for example on the Rental Agreement, the supplier will charge the customer for transferring the motorhome to the branch agreed in writing.
Branch Hours of Operation
Monday through Friday 08:00 to 17:00 NYC/SEA from NOV to FEB: 09:00 to 16:00
Saturday 08:00 to 13:00 (or during high season as required) NYC/SEA from NOV to FEB: By appointment
Sunday Closed
Star Drive RV USA Holidays and seasonally closed Branches
All branches are closed on Sundays and on following Holidays:
A word about Burning Man Rental
This year the requests to attend the "Burning Man Festival" will again coincide with the requests by families. To ensure that families can rent a motorhome and for operational reasons the supplier discourages the relatively short Burning Man bookings.
Currently supplier is not accepting 'typical' Burning Man bookings and will review again in the upcoming spring. Supplier is happy to accept bookings with at least 13 nights and NOT dropping off in San Francisco on 05 SEP 2017 nor 06 SEP 2017.
Unauthorized late Return (aka "Unauthorized Extension of the Rental Period")
For an unauthorized late return after 12:00 pm the sum of a) the actual gross rental rate night plus b) US$ 300.00 for administration and handling will be charged for each day late, or part thereof.
If the customer contacts Star Drive RV USA at least one business day before the vehicle is due for drop-off and obtains the proper authorization to extend in writing the regular rental rate (gross) will apply and is due at the time of extension. Delayed Arrival due to External Circumstances
While we understand that external circumstances can result in travel plan changes, e.g. arrival times from a flight, we are
working to our best to accommodate our mutual customers but such change does not give the right for a free cancellation
or modification nor pick-up/drop-off service outside of our regular business hours.
Driver's License and Age
A valid national driver's license is required for each driver. In addition supplier recommends that foreign customers have an international driver's license or an English translation of the license issued by their home country. All drivers must be at least 25 and not older than 79 years (21 to 24 years only with prior authorization).
Customer Orientation
We have German- and English-speaking staff at all locations. Dutch, French, Spanish, Portuguese is spoken at some
locations. After completing the paperwork, the clients get a thorough personal walk-thru of the motorhome. In addition,
every vehicle is equipped with an operation manual in German and English. In case of an emergency, accident or technical
problem, clients may call the toll-free Help Desk number 24-hours a day, 7 days a week. The number is printed on the
Child/Booster Seat
The parents or guardians are responsible that the applicable laws in regards to child or booster seat are followed. Road
Bear RV cannot provide child or booster seats nor can our staff provide installation instructions nor help with the
Vehicle Substitution
If for any reason the booked vehicle should not be available Star Drive RV USA reserves the right to substitute a higher-rated vehicle at no additional cost. Should a lower-rated vehicle be substituted the Star Drive RV USA liability is limited to the refund of the gross rate difference of the two vehicles.
Vehicle Length
If a customer requires the exact measurements to make arrangements with a ferry or other service such customer needs to touch base directly with the supplier so the supplier is aware that the assigned vehicle annot be subsituted with a longer one!
Smoke and Pet Restrictions, Cleaning Fee
No smoking allowed. No pets permitted. A $ 250.00 minimum cleaning/deodorizing fee applies with either violation.
The clients are responsible to return the vehicle with the interior clean and holding tanks dumped. The vehicles exterior does not require cleaning by the customer. Cleaning and dumping charges apply as posted at the drop-off location.
Travel Restrictions
Gasoline and Propane
The cost of gasoline and propane is not included in any rent and Star Drive RV USA does not assume responsibility for estimates of consumption. All vehicles are delivered with full tanks and the customer is expected to return the vehicle with full tanks or will be charged accordingly.
The customer is responsible for checking engine oil and coolant levels at each refueling as well as reporting mechanical
failures immediately. Coolant refills and authorized repairs will be reimbursed upon return of the vehicle and presentation
of all receipts (see mechanical breakdown).
It is the driver's responsibility to operate the vehicle in a safe manner and to exercise all caution possible.
Maintenance, Repaires and Reimbursement
For maintenance and repairs exceeding US$ 50.00 the customer must call the Star Drive RV USA 24-hours/7-days toll free
helpline to get an authorization. Non-authorized invoices over US$ 50.00 will not be reimbursed. Receipts and replaced
parts must be presented for reimbursement.
Customer will be held responsible for mechanical damage due to negligence in operation and/or maintenance.
In the Event of an Accident
Insurance coverage may be void if the following instructions are not followed: The customer must
Parking and Traffic Violations
It is the client's responsibility to report and pay at drop-off for all parking and traffic violations. Failing to report these violations at drop-off will cause a charge of a US$ 100.00 administrative fee per violation plus the fine (including all late charges) to the client's credit card.
Toll Road System in the Florida Keys
Since February 2011 the Florida Turnpike Enterprise has implemented an all-electronic open road tolling for the southern 47 miles stretch of the Turnpike, from US1 in Florida City to the Miami-Dade/Broward County line. The old tollbooths have been eliminated and the toll-fees cannot be paid in cash anymore.
There are the following options for payment to travel on the Turnpike:
1. Customers picking up in MCO may conveniently rent a Sun Pass transponder at the branch.
2. A SunPass Transponder can be obtained by calling 1-888-865-5352 or visiting www.SunPass.com. The transponder will allow traveling on toll roads by paying money into the personal SunPass account.
3. The "TOLL-BY-PLATE" program can be used as an alternative. This program captures an image of the vehicle license plate and bills the registered owner of the vehicle for the toll amount. The "TOLL-BY-PLATE" program allows the customer to call in to register for a "TOLL-BY-PLATE" account and to pay for tolls before an invoice will be issued. Payments can be made by cash, credit/debit card on-line or through new payment kiosks located at major retail stores.
Be aware
Florida State Law (Statue 316.1001) requires payment of prescribed tolls for the usage of toll facilities. Failure to comply with this statute may result in the assessment of a US$ 100.00 or more civil penalty, assessment of court costs, and suspension of the vehicle registration and/or suspension of the driver's license. It will be important for the customer to inform the Star Drive RV USA drop-off location of the fact that they traveled on the Florida Turnpike regardless of what option they choose. In case that an invoice for toll fees will be sent to Star Drive RV USA as the registered owner of the vehicle, all fees due will be charged to the customer's credit card on file and processed according to our rental provisions with regards to traffic citations (incl. administrative fees).
Insurance Summary
The following text is for your reference only. The Rental Agreement is binding and has priority over all forms.
Public Liability Insurance (secondary coverage included in the daily rate)
The Public Liability Insurance covers a 3rd party collision in the event that the renter is at fault. The insurance has no deductible. The policy protects the rental company up to US$ 1,000,000 and the renter to Statutory Limits (state mandated minimum liability coverage which can be changed by a state anytime without notice – you find the current limits online). Liability Insurance has no deductible.
SLI (Supplemental Liability Insurance)
The optional SLI coverage provides the customer with an increased limit of liability protection. SLI protects the renter and any authorized driver listed on the rental contract for up to US$ 1,000,000 toward 3rd party damage claims.
Premium VIP Coverage (included in the daily rate)
Premium VIP coverage includes secondary comprehensive and collision coverage for the rented vehicle with a deductible of US$ 1,000.00 per incident. Coverage includes but is not limited to:
No liability, comprehensive or collision insurance coverage is provided and the customer has full legal and financial
responsibility in case of:
Please take note: In case of a claim, Star Drive RV USA will not act as an adjuster for any third-party insurances purchased
by the renter (such as $ 0.00 deductible insurance, etc.) Extra Information and Additional Charges
Mileage rate:
Mileage can be paid for at time of drop off at US$ 0.45 plus local tax per extra mile
You can pre-pay for mileage online in 500 mile packages at US$205 per 500 mile package (must be pre-booked - no additional mileage packages available at pick up and drop off). Please note there is no refund for unused miles and these mileage packages can only be pre-paid on line. So if you know you are going to travel roughly 1200 miles you are best to purchase two pre-paid 500 mile packages online and pay for the remaining miles directly to Star Drive RV USA at the end of your rental.
Convenience Kit (CK)
The convenience kit will be charged at US$70.00 per person (children up to 6 years free). GPS rental is included.
The convenience-kit includes: GPS (Global Positioning System), Comforter, Cover for comforter, Sheet, Pillow, Pillow protector, Pillow case, Bath towel, Hand towel, Wash cloth, Kitchen towel, Cleaning towel, Paper towel roll, First Aid Kit, Broom, Dust pan and brush, Bucket / trash can, Cloth hangers, Flash light, Lighter / matches, Levelers, Glasses, Cups, Dinner plates, Salad plates, Mixing bowl, Knifes, Forks, Spoons, Teaspoons, Scissors, Roast slicer, Cookware set, Can opener, Cork puller / bottle opener, Vegetable peeler, Turner, Basting spoon, slotted spoon, Grill fork, Whisk, Coffee maker, Tea Kettle, Measuring cup, Colander, Cutting board, Plastic containers, Toaster
Sales Tax
INCLUDED for all pre-paid items. Local taxes apply to all charges paid at pick up or drop off.
Exempt from local sales taxes are SLI insurance, NJ Security- and Colorado Road Safety Fee.
Colorado Road Safety Fee:
$2.00 per night (max. $ 90.00 per booking) applies to all bookings with DEN pick up
New Jersey Security Fee
US$5.00 per night (max. US$140.00 per booking) applies to all NYC pick up Vehicle Specifications
Vehicle specifications and pricing are subject to change at anytime without prior notice. Vehicle availability is limited.
Preparation Fee
US$220.00 per rental for all bookings
Please note:
All branches are closed on Sundays; DEN closed from November 28, 2020 to February 28, 2021.
Driver age min. 25 to max. 79 years (21 to 24 years only with prior authorization - obtainable for specific non-US licenses only). Sorry no pets & no smoking.
Nightly rates are pro-rated when overlapping multiple seasons.
All mileage must be pre-booked. No additional mile packages or ALL IN* upgrade available at pick up!
When the later August High Season Surcharge is applied a $1,500 deposit is charged (and not just authorized).
In areas with temperatures below freezing the fresh and waste water systems will be drained and CANNOT be used! When dropping off at a branch with sub-freezing temperatures a $100.00 re-winterization fee applies. Any freeze related damage will be charged to the rental customer. Terms of booking on this website
Information disclaimer
The rates on this website are often heavily discounted. This is due to our negotiated rates and bulk buying power. On very rare occasions, a rate may be displayed incorrectly due to our, or a vehicle supplier's error. In such a case, if you book with us at a quoted rate that is incorrect, we will notify you of any price change and give you the option to proceed or cancel. We make every effort to keep information on our site up to date, but we cannot guarantee this website is free of errors or omissions and retain the right to update or change the information published at any time.
To the extent permitted by law we/the owners of this website will not be liable to you or to any third party (whether in contract, tort, or otherwise) for any direct, indirect or consequential loss or damage (including but not limited to any accident, injury, delay or loss of enjoyment) arising out of your reliance upon information contained on this website, including but not limited to your use (or inability to use) any products or services described or procured through this website.
When you pick up your vehicle, you will be required to sign a rental agreement with the supplier of the vehicle. Your rental and use of the vehicle will be governed by the terms of the rental agreement and any other documentation or information provided to you by the supplier at the time you pick up your vehicle. The rental agreement is between you and the supplier and we will not be liable to you or to any third party in relation to the terms of the supplier's rental agreement or any other documentation provided to you by the supplier at the time of pick up.
While we will make reasonable efforts to ensure we are representing only reputable suppliers, we make no warranty about the fitness or suitability of any third party (supplier) product or service and will not accept responsibility for the quality or fitness of any vehicle. If you encounter issues with the vehicle whilst on hire, you MUST report these issues directly to the relevant supplier at the earliest possible time. This will allow the supplier to remedy any issues and minimise any inconvenience to you. If you fail to report any vehicle issues during your rental, it is likely that compensation will not be offered. We welcome feedback from our customers on their experience with our suppliers. We may, at our discretion, provide you with reasonable assistance in resolving any dispute you may have with a supplier.
Our total liability to you in relation to your use of this website and the information contained on this website will not exceed the dollar amount of the deposit we have received from you in relation to your booking/rental. Refunds will not be made for bookings cancelled due to inclement weather. Again, we strongly recommend that you take out travel insurance. Your use of this website is governed by the laws of New Zealand and the jurisdiction of the New Zealand courts.
Booking information
To make a booking you must complete our booking form which is easy to follow and secured with the latest encryption technology. Once we receive your form, we will, subject to availability, confirm your booking by emailing you a confirmation voucher and invoice. The deposit required to secure your vehicle (as shown on the secure booking page) will only be processed on your credit card when your booking is confirmed. Please note that a 2% credit card or debit card surcharge will be added when your payment is processed.
A booking is confirmed when you have been emailed a confirmation voucher and at this stage the deposit is processed on your card and becomes non-refundable and any cancellation fees stated in the supplier's terms apply. Upon receipt of your confirmation, please check your details carefully and notify us immediately if there are any incorrect details, as it may not be possible to make changes at a later date.
If you are booking via phone, please make sure you have read the terms and conditions of the vehicle you wish to rent first. Our reservations consultant will ask you if you have read the terms and agree to them before proceeding. The onus is always on the renter to ensure they make themselves fully aware of the terms displayed on our website.
Information disclosure
In booking on this website you acknowledge that we disclose your information to your selected Supplier in order to provide the requested rental services.
Please note that some suppliers treat an amendment as a new booking and apply the rate current at the time the amendment is made to recalculate the entire booking amount (not just the days changed). If the rental period is increased, an additional deposit may be required. If the rental period is shortened which results in a reduction of the rental charges, the deposit amount will remain unchanged, and the difference between the original and revised deposit is forfeited (it cannot be used towards remaining rental charges). To request a change to a confirmed booking, please use the alterations request link on your confirmation. Any alterations are subject to availability and the approval of the supplier. In addition to the alteration policy of the supplier stated in their terms, the following charges will apply:
Motorhome rental alterations (all charges stated in local currency): 25.00
The alteration fee will not be charged if your alteration request is not possible.
Vehicle Capacity and fitness to drive
Under no circumstances are you permitted to carry more passengers than the vehicle you rent is legally registered to carry, and if you do your insurance may be invalidated. The number of seatbelts (and passengers) is indicated next to each vehicle on this website. Luggage capacity where shown is an indication only and we will not be responsible should you be unable to fit your entire luggage into a vehicle. It is your responsibility to choose a journey that is within your capabilities. A vehicle supplier can refuse to rent a vehicle to any person who is in their opinion unfit to drive or does not meet eligibility requirements. In such circumstances we will have no further liability to you.
Refund Policy
We are committed to providing a quality service and aim for complete customer satisfaction. In the event of cancellation, any refunds or penalties are detailed in the terms and conditions of your selected vehicle that you are asked to read and accept at time of booking. In the event you are unsatisfied with our service, please contact us within 48 hours of placing your booking or request and we will work to resolve any issues and determine if compensation is due. In the event you have completed your rental and are unhappy with your vehicle, we are happy to assist you in seeking compensation from the operator of the vehicle.
This website is owned and operated by Motorhome Republic Ltd. Our financial centre and marketing office is based at Level 5, 12 Madden Street, Wynyard Quarter, Auckland, New Zealand. In Australia, we are based at Suite 3.01, 11 Queens Rd, Melbourne VIC 3004. Thank you for booking with us.


text:
Hand Signed Limited Edition Print on Paper
Edition Size - 50
Image Size - 26" x 24"
Framed Size - 36" x 34"
Frame - Slim Black
Paul began his career when looking for artwork for his new flat. The plain white walls were crying out for colour and he couldn't find anything to suit! This turned out to be a pivotal moment for him!
Painting at weekends Paul did several pieces and bravely put on his first solo show in 2008... he has never looked back!
He has painted full time since 2010 and is now to be found moving in celebrity circles and enjoying unprecedented access to events around the world where he can find inspiration for his work and produce even more incredible pieces! Paul's passion for fast cars and anything extreme has found him a lot of fans in Formula 1 and he has even been found lapping up the sun and the atmosphere in Monaco - having been asked to paint several commissions by the powers that be!
Paul says: "I'm perhaps not a textbook artist - my entire aim is for visual impact, to capture characters in a unique way that blows your socks off and to illicit a response something along the lines of 'woooohhhhaaa!'
Kerry Darlington and other art produced in the UK, we aim to ship next day or with in a few days of order.
Artwork which need to be ordered from the Studios may take 14-21 business days to arrive, this may also include in stock items as these may be on hold at the Studio. All our items are bespoke pieces, many of which are also hand-signed and are not "off the shelf" items. However we do aim to deliver your artwork as quickly as possible to you.
We do not accept returns of original production / limited edition artwork, this includes animation cels and drawings. If artwork arrives damaged, please contact us within 5 days of receipt and we will work with you to get a suitable replacement.
Payment can be made online by any credit or debit card.
Our site uses the latest 128 bit SSL security, complying with and exceeding all necessary security requirements to protect your details. We do not store any sensitive information (card number, etc).
Only available to UK residents over 18, subject to terms and conditions. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
Total Amount Payable Includes Deposit Amount.
The figures shown are an illustration based on the cost of goods. Final details including shipping and discounts where applicable will be displayed on the checkout page.
IMPORTANT: Hitachi Personal Finance rounds down the monthly payments, which may result in your total amount payable being less than the total cash price.
1. Choose a Deposit Amount


text:
"Daily Show" host Jon Stewart waded into the scandal involving former CIA Director David Petraeus on Monday's episode, noting with disappointment that the affair lacked the mystery and intrigue normally associated with security intelligence.
"Really? Email? All they had to do to nab America's spymaster general was log onto his email?" Stewart said.
NBC News has reported that the FBI discovered emails indicative of an extramarital affair between Petraeus and his biographer while investigating a possible case of cyber harassment involving another woman.
U.S. & World
Stories that affect your life across the U.S. and around the world.
Petraeus' biographer, Paula Broadwell, made an appearance on Stewart's show in January.
After sifting through clips from the Broadwell interview, Stewart declared himself to be "the worst journalist in the world," for failing to catch on to the "innuendo"- laced interview.
"For God's sake, the title of her book was 'All In,'" Stewart bemoaned. "The thing never crossed my f---ing mind!"
Stewart also touched on the conspiracy theories swirling around the scandal and the timeline of events that ultimately led to Petraeus' downfall, leading him to surmise: "It's not 'Homeland,' it's 'Melrose Place.'"
To see Stewart's take on the Petraeus affair, check out the clip below, courtesy of Comedy Central:


text:
Sir Charles Vernon Boys
Born: 15 March 1855 in Wing, Rutland, England
Died: 30 March 1944 in St Mary Bourne, Andover, Hampshire, England
Click the picture above
to see two larger pictures
to see two larger pictures
|Main Index
|Biographies index
Charles Boys' parents were Caroline Goodrich Dobbie and the Rev Charles Boys who was the vicar at Wing. Charles was one of a large family, being his parents' eighth child, and he was brought up in the vicarage at Wing. He was educated at Marlborough, and in the dedication of his book on Soap bubbles he expressed his gratitude to Mr G F Rodwell, the first science master appointed at that school. From there Boys went to the Royal School of Mines where he was taught physics by Frederick Guthrie. He graduated in mining and metallurgy. The school had no mathematics department so Boys learnt mathematics from books including Todhunter's Integral Calculus. He always claimed, perhaps because of this lack of mathematical education, that he was not a mathematician. Others, including his pupils, certainly did not agree with this as he showed a wide knowledge of geometrical methods.
Boys is famed as a physicist and inventor of instruments. While still at the Royal School of Mines he invented an integraph, a machine for drawing the antiderivative of a function. He published a description of this instrument in the Philosophical Magazine in 1881. After graduating in mining it was natural for Boys to seek employment at a colliery, which he did. After a short time in this employment, Guthrie offered him employment as a demonstrator in physics. He accepted this post and began his academic career.
It was his invention of a fused quartz fibre suspension that brought him great fame, and his applications of quartz fibres are described in [3] in the following way:-
One application he made of [quartz fibres] was to the suspension of the moving system of his radiomicrometer for the measurement of radiant heat, an instrument so sensitive that, aided by a reflecting telescope to bring the heat to a focus, it could detect the differences in radiation from different parts of the moon's disc and would respond to the heat of a candle at a distance of more than a mile ... He also made use of quartz fibres in his repetition of Cavendish's famous experiment for the determination of the gravitational constant.It was by using a quartz fibre suspension in Cavendish type experiments that Boys was able to improve the value obtained for the gravitational constant. He used quartz fibres to suspend a short (less than one inch long) beam with spheres at each end. He was then able to use attracting masses much larger in proportion than Cavendish had been able to use, thus enabling him to make accurate measurements of the small forces involved. His work on gravitation is certainly his most important contribution and shows the precision which he could achieve in his experiments. However there were many problems which he had to overcome, such as the vibrations in the earth caused by traffic. To avoid these problems he conducted his experiments in Oxford, rather than London, but he still had to make his measurements at times when no shunting was going on in the railway yards more than a mile from his laboratory. His remarkably accurate results were published in the Philosophical Transactions of the Royal Society in 1895.
Further contributions which Boys made to other areas are also described in [3]:-
Another subject to which he devoted a great deal of attention was the photography of lightning flashes and of rapidly moving objects, such as bullets, and soap films provided him with a study in which his powers of delicate manipulation found full scope, his book on "Soap bubbles, their colours, and the forces which mould them" being a classic in its way.In 1888 Boys was elected a Fellow of the Royal Society. The following year he became assistant professor at the Royal College of Science, South Kensington, a post he held until 1897. While holding this post he supplemented his income examining for the University of London. He married Marion Amelia Pollock in 1892, and we comment below about how this marriage ended in divorce. They had one daughter and one son.
In 1887 Boys took up an applied science post of Metropolitan Gas Referee and he held this post until the Referees were abolished in 1939. Even then, his services were retained in an advisory capacity until 1943. It was in this role that he worked for many years to improve the instruments used to measure the calorific value of gas. This enabled gas to be priced in terms of its calorific value rather than in terms of its volume.
His (alleged) ill-treatment of his wife led to her having an affair with Forsyth and a scandal at Cambridge resulted. Boys divorced his wife in 1910 after 18 years of marriage. From 1913 onwards he lived in rooms in Westminster, going every weekend to the country where he had a workshop.
After 1939 he retired permanently to his country house where he became interested in growing weeds. He published Weeds, weeds, weeds in 1937.
Boys received many honours in addition to election to the fellowship of the Royal Society which we mentioned above. He received the Royal Medal from the Royal Society in 1896 and from the same Society he received its Rumford Medal in 1924. He was also awarded the Duddell Medal of the Physical Society in 1925, and the Elliot Cresson Medal of the Franklin Institute of Philadelphia in 1939. He was elected to the New York Academy of Sciences and the Physical Society of Moscow. He was knighted in 1935.
Other honours included election to the presidency of the Röntgen Society in 1906-07, of the Mathematics and Physics Section of the British Association in 1903, and of the Physical Society in 1916-17. The University of Edinburgh awarded Boys an honorary degree in 1932.
Article by: J J O'Connor and E F Robertson
List of References (6 books/articles)
Mathematicians born in the same country
Additional Material in MacTutor
- Obituary: RSE
- Obituary: The Times
- Multiple entries in The Mathematical Gazetteer of the British Isles
Honours awarded to Charles Boys
(Click the link below for those honoured in this way)
|Fellow of the Royal Society
|Royal Society Royal Medal
|Fellow of the Royal Society of Edinburgh
Cross-references in MacTutor
- History Topics: The four colour theorem
Other Web sites
- Dictionary of Scientific Biography
- Dictionary of National Biography
- Encyclopaedia Britannica
- MathSciNet Author profile
- zbMATH entry
- ERAM Jahrbuch entry


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Smoking and the Digestive System
Smoking affects the entire body, increasing the risk of many life-threatening diseases—including lung cancer, emphysema, and heart disease. Smoking also contributes to many cancers and diseases of the digestive system. Estimates show that about one-fifth of all adults smoke,1 and each year at least 443,000 Americans die from diseases caused by cigarette smoking.2
What is the digestive system?
The digestive system is made up of the gastrointestinal (GI) tract—also called the digestive tract—and the liver, pancreas, and gallbladder. The GI tract is a series of hollow organs joined in a long, twisting tube from the mouth to the anus. The hollow organs that make up the GI tract are the mouth, esophagus, stomach, small intestine, large intestine—which includes the colon and rectum—and anus. Food enters the mouth and passes to the anus through the hollow organs of the GI tract. The liver, pancreas, and gallbladder are the solid organs of the digestive system. The digestive system helps the body digest food, which includes breaking food down into nutrients the body needs. Nutrients are substances the body uses for energy, growth, and cell repair.
Does smoking increase the risk of cancers of the digestive system?
Smoking has been found to increase the risk of cancers of the3
- mouth
- esophagus
- stomach
- pancreas
Research suggests that smoking may also increase the risk of cancers of the3, 4, 5
- liver
- colon
- rectum
More information about the link between smoking and cancers of the digestive system can be found on the National Cancer Institute website at www.cancer.gov.
What are the other harmful effects of smoking on the digestive system?
Smoking contributes to many common disorders of the digestive system, such as heartburn and gastroesophageal reflux disease (GERD), peptic ulcers, and some liver diseases. Smoking increases the risk of Crohn's disease, colon polyps, and pancreatitis, and it may increase the risk of gallstones.
How does smoking affect heartburn and GERD?
Smoking increases the risk of heartburn and GERD.6 Heartburn is a painful, burning feeling in the chest caused by reflux, or stomach contents flowing back into the esophagus—the organ that connects the mouth to the stomach. Smoking weakens the lower esophageal sphincter, the muscle between the esophagus and stomach that keeps stomach contents from flowing back into the esophagus. The stomach is naturally protected from the acids it makes to help break down food. However, the esophagus is not protected from the acids. When the lower esophageal sphincter weakens, stomach contents may reflux into the esophagus, causing heartburn and possibly damaging the lining of the esophagus.
GERD is persistent reflux that occurs more than twice a week. Chronic, or long lasting, GERD can lead to serious health problems such as bleeding ulcers in the esophagus, narrowing of the esophagus that causes food to get stuck, and changes in esophageal cells that can lead to cancer.
How does smoking affect peptic ulcers?
Smoking increases the risk of peptic ulcers.7 Peptic ulcers are sores on the inside lining of the stomach or duodenum, the first part of the small intestine. The two most common causes of peptic ulcers are infection with a bacterium called Helicobacter pylori (H. pylori) and long-term use of nonsteroidal anti-inflammatory drugs such as aspirin and ibuprofen.
Researchers are studying how smoking contributes to peptic ulcers. Studies suggest that smoking increases the risk of H. pylori infection, slows the healing of peptic ulcers, and increases the likelihood that peptic ulcers will recur. The stomach and duodenum contain acids, enzymes, and other substances that help digest food. However, these substances may also harm the lining of these organs. Smoking has not been shown to increase acid production. However, smoking does increase the production of other substances that may harm the lining, such as pepsin, an enzyme made in the stomach that breaks down proteins. Smoking also decreases factors that protect or heal the lining, including
- blood flow to the lining
- secretion of mucus, a clear liquid that protects the lining from acid
- production of sodium bicarbonate—a saltlike substance that neutralizes acid—by the pancreas
The increase in substances that may harm the lining and decrease in factors that protect or heal the lining may lead to peptic ulcers.
How does smoking affect liver disease?
Smoking may worsen some liver diseases, including
- primary biliary cirrhosis, a chronic liver disease that slowly destroys the bile ducts in the liver8
- nonalcoholic fatty liver disease (NAFLD), a condition in which fat builds up in the liver9, 10
Researchers are still studying how smoking affects primary biliary cirrhosis, NAFLD, and other liver diseases.
Liver diseases may progress to cirrhosis, a condition in which the liver slowly deteriorates and malfunctions due to chronic injury. Scar tissue then replaces healthy liver tissue, partially blocking the flow of blood through the liver and impairing liver functions.
The liver is the largest organ in the digestive system. The liver carries out many functions, such as making important blood proteins and bile, changing food into energy, and filtering alcohol and poisons from the blood. Research has shown that smoking harms the liver's ability to process medications, alcohol, and other toxins and remove them from the body. In some cases, smoking may affect the dose of medication needed to treat an illness.
How does smoking affect Crohn's disease?
Current and former smokers have a higher risk of developing Crohn's disease than people who have never smoked.11
Crohn's disease is an inflammatory bowel disease that causes irritation in the GI tract. The disease, which typically causes pain and diarrhea, most often affects the lower part of the small intestine; however, it can occur anywhere in the GI tract. The severity of symptoms varies from person to person, and the symptoms come and go. Crohn's disease may lead to complications such as blockages of the intestine and ulcers that tunnel through the affected area into surrounding tissues. Medications may control symptoms. However, many people with Crohn's disease require surgery to remove the affected portion of the intestine.
Among people with Crohn's disease, people who smoke are more likely to11
- have more severe symptoms, more frequent symptoms, and more complications
- need more medications to control their symptoms
- require surgery
- have symptoms recur after surgery
The effects of smoking are more pronounced in women with Crohn's disease than in men with the disease.11
Researchers are studying why smoking increases the risk of Crohn's disease and makes the disease worse. Some researchers believe smoking might lower the intestines' defenses, decrease blood flow to the intestines, or cause immune system changes that result in inflammation. In people who inherit genes that make them susceptible to developing Crohn's disease, smoking may affect how some of these genes work.
How does smoking affect colon polyps?
People who smoke are more likely to develop colon polyps.12 Colon polyps are growths on the inside surface of the colon or rectum. Some polyps are benign, or noncancerous, while some are cancerous or may become cancerous.
Among people who develop colon polyps, those who smoke have polyps that are larger, more numerous, and more likely to recur.12
How does smoking affect pancreatitis?
Smoking increases the risk of developing pancreatitis.13 Pancreatitis is inflammation of the pancreas, which is located behind the stomach and close to the duodenum. The pancreas secretes digestive enzymes that usually do not become active until they reach the small intestine. When the pancreas is inflamed, the digestive enzymes attack the tissues of the pancreas.
How does smoking affect gallstones?
Some studies have shown that smoking may increase the risk of developing gallstones. However, research results are not consistent and more study is needed.
Gallstones are small, hard particles that develop in the gallbladder, the organ that stores bile made by the liver. Gallstones can move into the ducts that carry digestive enzymes from the gallbladder, liver, and pancreas to the duodenum, causing inflammation, infection, and abdominal pain.
Can the damage to the digestive system from smoking be reversed?
Quitting smoking can reverse some of the effects of smoking on the digestive system. For example, the balance between factors that harm and protect the stomach and duodenum lining returns to normal within a few hours of a person quitting smoking. The effects of smoking on how the liver handles medications also disappear when a person stops smoking. However, people who stop smoking continue to have a higher risk of some digestive diseases, such as colon polyps and pancreatitis, than people who have never smoked.12, 13
Quitting smoking can improve the symptoms of some digestive diseases or keep them from getting worse. For example, people with Crohn's disease who quit smoking have less severe symptoms than smokers with the disease.11
Eating, Diet, and Nutrition
Eating, diet, and nutrition can play a role in causing, preventing, and treating some of the diseases and disorders of the digestive system that are affected by smoking, including heartburn and GERD, liver diseases, Crohn's disease, colon polyps, pancreatitis, and gallstones. More information about eating, diet, and nutrition and these conditions can be found on the Digestive Diseases A-Z list.
Points to Remember
- Smoking has been found to increase the risk of cancers of the mouth, esophagus, stomach, and pancreas. Research suggests that smoking may also increase the risk of cancers of the liver, colon, and rectum.
- Smoking increases the risk of heartburn and gastroesophageal reflux disease (GERD).
- Smoking increases the risk of peptic ulcers.
- Smoking may worsen some liver diseases, including primary biliary cirrhosis and nonalcoholic fatty liver disease (NAFLD).
- Current and former smokers have a higher risk of developing Crohn's disease than people who have never smoked.
- People who smoke are more likely to develop colon polyps.
- Smoking increases the risk of developing pancreatitis.
- Some studies have shown that smoking may increase the risk of developing gallstones. However, research results are not consistent and more study is needed.
- Quitting smoking can reverse some of the effects of smoking on the digestive system.
Clinical Trials
The National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK) and other components of the National Institutes of Health (NIH) conduct and support research into many diseases and conditions.
What are clinical trials, and are they right for you?
Clinical trials are part of clinical research and at the heart of all medical advances. Clinical trials look at new ways to prevent, detect, or treat disease. Researchers also use clinical trials to look at other aspects of care, such as improving the quality of life for people with chronic illnesses. Find out if clinical trials are right for you.
What clinical trials are open?
Clinical trials that are currently open and are recruiting can be viewed at www.ClinicalTrials.gov.
Alternate Versions
- PDF Version (281 KB)
This content is provided as a service of the National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK), part of the National Institutes of Health. The NIDDK translates and disseminates research findings to increase knowledge and understanding about health and disease among patients, health professionals, and the public. Content produced by the NIDDK is carefully reviewed by NIDDK scientists and other experts.
The NIDDK would like to thank:
Brooks D. Cash, M.D., F.A.C.P., F.A.C.G., National Naval Medical Center


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What you need to know before you go
Denmark may be small in size, but it packs a meaty punch in terms of culture and history. It's no surprise that it's considered one of the happiest places on Earth, with its striking scenery, easy-to-navigate cities and wonderfully welcoming people. As the birthplace of Lego – one of the world's most popular toys – Denmark is a great place for a family vacation, but it's also popular for couples, who can enjoy the romantic atmosphere of the cobbled streets and waterfront in Copenhagen.
It's not always been such a peaceful place, but Danes are even proud of their Viking heritage and historic castles. There is a lot of history to see and explore, as well as a lot of beautiful nature. If you want to get off the beaten track, consider checking out some of the country's 72 inhabited islands or even the 371 uninhabited ones.


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Adam Orth discusses how "Internet toxicity" has the power to destroy creatives
Adam Orth, a former developer at Microsoft provided an extended version of his GDC Next talk Mob Rules: The Destructive Power of Opinion and Online Community at GDC 2014 this week, and explained how Internet vitriol affected him on a personal level.
Internet headlines
Lulzsec announces retirement, leaks final details
Lulzsec, the notorious internet hacking group, has announced it's disbanding exactly 50 days after it was formed.
Study: PS3 has highest percentage of Internet-connected users
Mirror, mirror on the wall, which console has the most Internet-connected users of them all? Is it the Wii? No? Well then surely it's the Xbox 360? Still no, huh?
PSM3 Magazine says Fallout 3 ugliest on PS3, but still comparable to Xbox
After a leaked Fallout 3 review from the latest issue of PSM3 sent the Internet into a tizzy, the magazine's staff set the record straight, explaining that while the game's PC iteration is certainly the hottest bombshell of the bunch, the PS3 and Xbox 360 versions are far from unplayable. "The Xbox 360 version's textures […]


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David Bradley is to star as William Hartnell the first Doctor Who actor in BBC Two drama An Adventure in Space and Time.
As part of the BBC's celebrations to mark the 50th anniversary of the enduring sci-fi series, the drama will show how Doctor Who was created, and focus on the people who were involved in bringing the first episode to fruition in 1963. Call the Midwife star Jessica Raine will play Verity Lambert, the producer on the first story, An Unearthly Child. Sacha Dhawan (The History Boys) will play the show's director, Waris Hussein. Brian Cox, known for his roles in The Bourne Supremacy and Bourne Identity, will play the BBC's Head of Drama, Sydney Newman.
Bradley, who played caretaker Argus Filch in Harry Potter and The Prisoner of Azkaban, said he was "absolutely thrilled" to be playing Hartnell, naming the first Who episode as "not only the birth of a cultural phenomenon, but a moment in television's history." A self-confessed fan of Hartnell, Bradley said he wanted to "make sure that I do him justice."
The one-off 90 minute drama is written by Mark Gatiss, the Sherlock co-creator who has also written episodes of Doctor Who since 2006. He complimented the cast, saying "I'm utterly delighted that everyone's favourite Time Lord will be in such brilliant and stellar company. We have a terrific team who can't wait to tell the fascinating and surprising story of how the Doctor began his journey through Space and Time."
Filming of An Adventure in Space and Time will start in February, and the drama is being directed by Breaking Bad director Terry McDonough.


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Customizing SMF > Bridges and Integrations
Looking to bridge or integrate with SMF?
How do I bridge or integrate with SMF?
The first step is learning about the integration hooks that SMF has built in. If you have questions to a specific hook, we have a discussion in progress that may have the answer to your question. You can also ask questions in our Portals, Bridges, and Integrations board.
Where can I find a bridge between SMF and my software?
Feel free to look on our Bridge download page for our current officially released bridges.
I can't find a bridge with my software on the download page, what do I do?
If you are unable to locate a bridge for your software, it may be possible that we simply don't know about it, or haven't had a chance to create it yet. You have two options: one is to start digging into the code and create an integration, or you may request a bridge. Before requesting a bridge, please search first to see if there have been any prior discussions for that piece of software. A bridge may not be possible due to licensing restrictions or programmatic reasons.
I've heard so much about SMF and Gallery2, yet I don't see a bridge for it on the download page. Help!?
Never fear, we haven't forgot about you. Take a look at the integration topic by Oldiesmann.
Are there any tools available to make this integration stuff easier?
Sounds like a great idea. Recently, andre nickatina has been working on tools to do just that. In case you would like to try his tools, have a look at his New tools to help integrating SMF with something else
Edit by AngelinaBelle on September 19, 2011: Added link to andre nickatina's tools
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