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San Francisco housing dreams haunted by debt
The Ramirez family dreamed about a home of their own for years as they battled unemployment and homelessness.
They've slept in cars and on couches, used park bathrooms to bathe and attempted to move to other cities for work. For the past six months, Yesenia and Christopher Ramirez, their 3-year-old daughter, Emily, and their 18-month-old son, Joshua, have lived in a tiny room at a Tenderloin shelter run by Hamilton Family Center.
In August, they won the lottery. But in San Francisco's housing market, winning the lottery isn't always enough - even when homeless families are given the chance at a permanent space, debt and other past economic decisions can come back to haunt them, making it difficult for city officials and nonprofits to help. And in the current rental market, the problem could get worse.
The Ramirezes were one of 38 households randomly chosen to rent a below-market-rate unit at NEMA, a 754-unit luxury condominium development in the burgeoning Mid-Market neighborhood. Just steps from Twitter's offices, the sleek, two-tower development, marketed as "tech-savvy and design-driven," is worlds away from the sparse room the family has called home since June.
Credit score low
Soon after, Christopher Ramirez got a job as a dishwasher, and the family thought they'd be able to afford the discounted $1,066 rent and move into NEMA by Christmas. But in October, the Ramirezes were notified that they were 29 points short of the building's minimum credit score and the unit would go to someone else.
"It was very emotional, very frustrating," said Yesenia Ramirez. "We thought we were going to have a home. We felt we needed to do more, so we started asking people to advocate for us."
The family went to Supervisor Jane Kim, whose district includes the Hamilton shelter and the NEMA development. She got involved, as did the mayor's office.
Through the website HandUp, which facilitates donations for food and services, Bevan Dufty, the mayor's director of Housing Opportunity, Partnerships and Engagement, helped raise more than $800 to pay off the family's debt. Kim raised an additional $1,300 at an event.
The Mayor's Office of Housing persuaded NEMA managers to extend the application deadline. The nonprofit Mission Economic Development Agency worked with the family to help raise its credit score. Hamilton Family Center offered to sign a promissory note to guarantee the first year's rent.
Still, NEMA's management said its hands were tied by the credit score requirement. Eventually, Dufty personally cosigned the lease with the Ramirezes.
They will now have a home by Christmas. But hundreds of other homeless families will not.
"It was heroic of Bevan," Kim said, "but ultimately it's very sad. ... It's not clear how many families are in the situation and gave up. It's clear that there's a gap in the city's inclusionary housing policy."
That policy requires developers of large buildings to either pay a fee to the city for the development of affordable housing or build low- and moderate-income units themselves. There are 627 of these units in the city, and an additional 518 are in the pipeline.
230 homeless families
Still, the Ramirezes' story underscores the city's challenge in housing its approximately 230 homeless families.
A staggering 41 percent of San Franciscans have subprime credit scores - considered to be anything below 700 - according to a 2010 report by the Treasurer's Office. And families plagued by homelessness and poverty often have other black marks on their records - evictions, debt, criminal histories - or a lack of cash for a deposit.
"I wouldn't say their story is typical, because every homeless family's story is different, but they all face significant barriers to getting housed," said Jeff Kositsky, Hamilton Family Center's executive director. "Evictions are up, and we are going to see more and more families in situations like this. As it stands now, it takes about six months to get into a family shelter. ... Every night we are turning families away."
Financial literacy
While Dufty, Kim and Kositsky all expressed frustration at Crescent Heights, NEMA's developer, for its inflexibility on the credit score, they also said the city needs to tackle the larger issue of financial literacy and planning among the homeless and low-income in San Francisco.
Kositsky said the city's homeless family problem is especially galling because it's almost exclusively a financial problem, making it far more "solvable" than individual adult homelessness, which is often complicated by substance abuse and mental health issues.
"We are seeing a general tightening of criteria to move into rental units - credit checks, eviction history, criminal background checks - it's getting harder, which makes sense with supply and demand, and it trickles down to the affordable sector," Kositsky said.
Finding a better way
Dufty, whose office is dedicated to getting homeless individuals into homes and improving the city's low-income housing opportunities, said the Ramirezes' case "raises some questions about the barriers we place to permanent housing. You have to dig deeper into it to understand the reasons, but there ought to be a better way to help families be secure.
"It's clear we need to help low-income families improve their credit, and we need to be systematic about it with individuals and families who are on the verge of securing housing," he said.
One city office has been working on the issue for years. Leigh Phillips is director of the Office of Financial Empowerment in the Treasurer's Office, which oversees several programs aimed at helping underserved San Franciscans connect with financial products and services. Bank on San Francisco, for example, helps people get checking accounts. It sounds simple, she said, but it's a huge problem.
"One in two African Americans and Latinos in San Francisco don't have access to bank accounts," she said, noting that in their absence, families tend to use high-interest check-cashing services.
Financial education
The office also offers a Smart Money Network - financial education providers that offer advice in person and through a website - and annual financial planning days where hundreds of people get free advice. Her office also refers people to nonprofits, such as the Mission Economic Development Corp., for advice and services. And other organizations have resources: Hamilton Family Services provides case managers to help clients navigate the complicated housing application process and set budgets. It may also provide rent subsidies for the first year.
Those subsidies are through the nonprofit's First Avenues program, which serves 200 families a year and costs about $1.8 million, raised from both government and private sources.
Kositsky would like to expand it threefold.
"Almost everybody who gets into the program stays housed. We have a 95 percent success rate," he said. "If we can triple it, our waiting list would be down to zero, which is where it should be."
Facing the problem
Dufty also would like to see the city make financial planning resources even more available.
"We need a real robust financial empowerment program to get people out of debt," he said. "I want to set up financial empowerment centers at public housing and shelters."
Phillips said her office is working to reach as many people as possible, noting that credit and other financial challenges are not limited to the working poor. Many middle-class people, for example, have seen their credit damaged when they've lost their homes to foreclosure.
"A lot of people don't want to talk about money," she said. "We are just trying to get the word out: There is help in San Francisco, and it's better to face your financial problems."
Getting help
Financial planning: Check the city Treasurer's Office's website, www.sfsmartmoneynetwork.org.
United Way: Call 211 for services.
Marisa Lagos is a San Francisco Chronicle staff writer. E-mail: email@example.com

subset: commoncrawl


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SMF Support > SMF 2.0.x Support
A reminder about admin / ftp passwords...
It has come to our attention recently that some forum members are helping out with support. This is something we naturally encourage (provided they are competent with SMF of course), however some users have also been asking members to provide them with ftp and forum admin passwords.
Whilst we are sure that the majority of members are honest, we would ask that you think twice before giving out your site passwords to members who are not a part of the Simple Machines team.
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Project management skills are needed in almost every field and can separate you from the rest of the workforce. Even the smallest projects can benefit from project management processes. Well-run projects save time and ensure continued focus on company goals. In this course, you will be taught project management techniques and prepare you to take the CompTIA Project+ certification exam. This certification validates project management skills to employers, both inside and outside the IT profession. The CompTIA Project+ certification also validates the communication and business skills you need to lead projects with confidence, complete projects on time and make sure you stay within budget. This course offers enrollment with or without a voucher. The voucher is prepaid access to sit for the certifying exam upon eligibility.
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You must fill out the FAFSA to apply for federal student aid. Student aid means federal grants, loans and work-study. You also need a FAFSA to apply for money from your state or college.
It is best to submit your FAFSA as early as you can. Review the
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FAFSA Uses Your Tax Information
You'll need your income records for the tax year prior to the academic year for which you are applying: For instance, if you are filling out the FAFSA to get money for the 2015-2016 school year, you will need your 2014 tax information. If your parents still claim you as a dependent on their taxes, you'll also need their tax information.
You can transfer your federal tax return information to the FAFSA electronically. So, if you have submitted your tax return to the IRS, filling out the FAFSA is easier. However, if you haven't done your taxes by the time you fill out your FAFSA, it's OK to estimate the amounts. You'll just need to send an updated FAFSA once you file your tax return.
Find out more about getting started on your FAFSA.


text: I'm happy to share this new theatrical poster I designed and illustrated for the release of Christophe Honoré's new film MÉTAMORPHOSES. Below is another snap of the poster, just sent to me by Christophe, in an alternate wide version for French theatres and subways. Look for the film in France and around the world this year.


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Computing and Informatics Department is organizing a Seminar on "Mobile Security (Data Leakage by using third party apps, avoiding fake access points through hotspots)" on 30/03/2020 .
Dr. Juma Saleh Salim Al Ghailani, Founder and Managing Director of Mazoon College recently participated in the Abdulaziz Saud Al-Babtain Cultural Foundation's fifteenth conference, entitled "Challenges of a Shared World" at University of Oxford. The conference was in collaboration with The Middle East Centre and United Nations Alliance of Civilizations (UNAC).
Dr. Juma Saleh Al Ghailani, Founder and Managing Director of Mazoon College and Bayan College had recently visited the two premier.it will be going to
Dr Juma Saleh Al Ghailani, Board member and Managing Director Bayan College recently visited the Institute de Presse et des Sciences de I'Information


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New genes, new populations, new recovery plan crucial to Mexican gray wolf survival
TUCSON (September 4, 2013) – Vast majorities in both Arizona and New Mexico strongly support continued efforts to restore Mexican gray wolves to the American southwest, according to a new poll released by Defenders of Wildlife. The poll comes as the U.S. Fish and Wildlife Service (FWS) is considering new proposals that would hamper Mexican gray wolf recovery and scheduling regional hearings to obtain public input on the proposal.
The poll, conducted last month for Defenders by Tulchin Research, shows that the majority of New Mexicans and Arizonans want to see wolves not just survive, but thrive, and want the FWS to take additional steps to ensure their continued recovery.
- 87% of voters in both states agree that wolves are a "vital part of America's wilderness and natural heritage."
- 8 in 10 voters agree that the FWS should make every effort to prevent extinction.
- 82% of Arizona voters and 74% of New Mexico voters agree there should be a science-based recovery plan.
- Over two-thirds of voters in both states agree with scientists who say there are too few Mexican gray wolves in Arizona and New Mexico and that we need to reintroduce two new populations of wolves in suitable habitat in the states.
"Americans in the southwest see wolves as a vital part of the local landscape and they want efforts to restore them to continue," said Eva Sargent, Southwest director for Defenders of Wildlife. "The Fish and Wildlife Service can make this happen if they let science rule the day and refuse to kowtow to the small minority in the region who oppose wolf recovery under any circumstances."
The FWS current proposal would jeopardize wolf recovery by establishing artificial boundaries around wolf habitat, leaving excellent habitat outside these boundaries. Currently, wolves must remain within invisible boundaries in eastern Arizona and western New Mexico. If they establish territories outside this area, they are trapped and moved back, which scientists say is a hindrance to recovery. The new proposal would expand these boundaries, but would still capture and return any wolf that so much as strays outside.
"The Service continues to want to keep the wolves boxed in between arbitrary lines on a map," said Sargent."They are proposing a bigger box, but it's still a box. If they are going to survive, we need to let wolves be wolves and allow them to live in suitable habitat throughout the region."
Scientists also say that to recover, there need to be more releases of new wolves to strengthen the gene pool as well as new populations established in different areas of the Southwest, with dispersal allowed between those populations.
"By the late 1970s, the Mexican gray wolf was nearly eradicated and because today's 75 wild individuals are all descended from the only seven wolves saved at that time, their genetic health has been severely compromised," said Phil Hedrick, a geneticist and former Mexican gray wolf recovery team expert. "The Service knows this, and we have made it clear that if a recovery plan is not completed and implemented immediately, one which allows for dispersal, these animals cannot recover."
The Service has announced that it will hold a public meeting to take comments that will help to determine the fate of these iconic, imperiled animals. The hearing will be held on Friday, October 4, 2013 in Albuquerque, NM. Defenders of Wildlife will host an open house for wolf advocates in advance of the meeting and members will be on hand to help attendees submit written and oral comments in hopes that we can make the Service hear the desperate howl of the Mexican gray wolf.
"If there's one thing the Mexican gray wolves have on their side, it's good objective scientists who are figuring out how to save them," says Sargent. "What they don't have is time. The Service must hear what science tells us the wolves need – access to suitable habitat in the Grand Canyon ecoregion and Northern New Mexico/Southern Colorado, new genes, and help establishing additional populations. When we give wolves our best effort, they return the favor by making landscapes healthier for everyone."


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I won a custom-made embroidered pillow from the insanely talented Rita of Free-Falling. I first met Rita during my first Craftster swap and we've become fast swap buddies. I even lured her into my SewConnected groups and have gotten her hooked on mini quilt swaps.
And here are the first 3 blocks I've made for others. 3 down, 19 to go!
Hope you're all having a great week.


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|In stock (1)
More than 5 million dog owners have found the secret to stress-free walks! The Gentle Leader Headcollar stops pulling, lunging, jumping, and other unwanted behaviors with immediate, gentle control. Unlike traditional collars, the Gentle Leader places pressure on the back of the neck instead of the front of the delicate throat, preventing choking and coughing. The nose loop allows you to direct your dog's head in the direction you want to go. Most dogs quickly learn to stop pulling and start paying attention to you during walks.
The Gentle Leader Headcollar is an easy-to-fit training tool for teaching your dog better leash manners. When your dog pulls, the Gentle Leader Headcollar gently moves his head and body back towards you. This effectively refocuses his attention to you and off the squirrel, dog, stranger, or other distraction. You can easily train your dog to heel using the Gentle Leader Headcollar plus your preferred training method. Once your dog has learned to let you lead walks, you might only need to use the Gentle Leader Headcollar as a backup during situations when you'll need extra control, like at the vet or dog park.
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|Great Dane, Newfoundland, Saint Bernard


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Official premium style Metallica fabric poster flag featuring Ride The Lightning design.
Size approx 26" by 41" (approx 66cm x 104cm)
Large, versatile, vibrant, durable and washable
Hang on ceilings or walls
Use tacks, velcro, tape or slip into ceiling panels
Use large clips and a dowel rod to make a flag
Wrinkles can be removed by ironing on a low silk setting
Doesn't rip like a paper poster!
Imagine how cool these will look on your wall / ceiling / music / jam room etc
Free postage to anywhere in Australia on this item.
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Help other Heavy Metal Merchant users shop smarter by writing reviews for products you have purchased.


text:
Pure Dancing With The Stars – Just a Couple Of Reminders & A Future Note
Just a couple of reminders! Don't forget to watch the Nancy Grace Show on the HLN network at 8:00pm ET for Part 2 of her "Dancing Special" tonight. If you missed Part 1, be sure to see it here. It was a gas and I'm betting tonight will be too! If nothing else, it's great for those suffering from DWTS withdrawals. 😯 Nancy tweeted that the show will have "Child dance phenoms" as well….
Tonight! Brand new dancing show w/ child dance phenoms!! http://t.co/5yBb6NHe
— Nancy Grace (@NancyGraceHLN) December 30, 2011
Also, Dancing With The Stars Champ J.R. Martinez is the Grand Marshal of the 123rd Tournament Of Roses Parade in Pasadena, CA. If interested, you'll be able to watch the parade go down LIVE on ABC and NBC at 11:00am ET on Monday, January 2nd. If you'd like to watch it commercial free and in 3D, you'll be able to view it on the HGTV channel at the same time. In the meantime, TV Guide has a little interview with J.R. where he talks on the honor of doing it and why (his answer might shock you. lol). He also mentions Dancing With The Stars and his future plans in acting.
On a future note and if you live or would like to travel to New York, Mark Ballas is giving a one night concert at The Landmark on Main Street in Port Washington, NY on January 27th at 8:00pm. You can read more about the concert at Playbill as well as how you can obtain tickets.


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Street Art Fest Grenoble - Alpes, 2017 - 24 X 36 Inches (Poster)SKU: BK1006
Print on Demand. Other sizes are available.
Street Art Fest Grenoble - Alpes, 2017. Print on Demand. Other sizes are available.
All of our fine art posters are made on thick, high-quality paper. Artistica Fine Art displays vivid and sharp image quality and has an appearance that is guaranteed to satisfy your best expectations. Our fine art prints not only gives you the best quality art reproductions, but also a very competitive price.
Ask us about our Framing services!
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Gaelle Boissonnard


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|Hi! I'm taking a little break and it might take me a few days to reply to comments and emails. I'll be back soon! :)
Thursday, July 1, 2010
W.I.P Wednesday and Gilmore Girls Geekery! (Luke's Diner Shopping Tote)
W.I.P Wednesday on a Thursday? I was supposed to publish this last night, but the Sleepy Time Fairies sprinkled some sleepy dust on me and I had to surrender to their magic powers and go to bed. Blame the Fairies! Let's make up for the lost time and jump right into the craftiness!
Let's start with this Wabbit Coin Purse that I made for my buddy Becks... a wabbit for the Wabbit! :)
What a slowpoke blogger I am, I made this little coin purse over two months ago! Anyway, the little wabbit is my own design and I am extra proud of myself for pulling it off. The purse is lined with beige felt, and it has dark brown blanket stitching all around it. Yes, I am 31 years old. Why do you ask? :)
The next project is even older! I made this for Mr. Wing-It's birthday back in February, but I never blogged about it because I am frustrated with myself about the lack of swirly swirls in the sky. It's Starry Night! It's supposed to have swirly skies!! Duh!
Remember the Seagull Wallet I was working on a while ago? It's all done! In spite of its wonkiness, it has earned me a couple of compliments from two complete strangers! Score!
And here is my latest finished project and the first of many Gilmore Girls inspired blog posts - a reusable (and reversible) shopping bag!
It's a Luke's bag! For those of you who are not familiar with the TV show "Gilmore Girls", let me tell you that it is only one of the best shows ever created! I am quite picky about my TV shows, and this one is my favorite - along with another little show called "FRIENDS".
What's with Luke's, you ask? Luke's Diner is a fictional diner in the fictional town of Stars Hollow, Connecticut, where Lorelai Gilmore and her daughter Rory live. Stars Hollow is a lovely little place full of cute little shops and wonderfully quirky residents. Quirky and nosey! The writing is brilliant. You can't just sit there and zone out through an episode because you will miss dozens of fun pop culture and historical references. Oh, and there's food! Lots and lots of food! So, if you're a foodie, if you like quirkiness, if you enjoy obscure (and not so obscure) references, and if you love to laugh, then you have to give this show a chance! You will be hooked and you will find yourself making your own Luke's reusable shopping bag in no time! :D
My bag is made of four cotton bandanas from Hobby Lobby: two brown bandanas and two pink and white polka dot ones. This is the tutorial that I followed to make the bag. It was fairly easy to make and I will probably use the same tutorial again in the future. I printed out this picture of the Luke's sign to outline and cut out the letters and mug, which are made of felt. It's not quite finished yet because at some point the lining/reversible side will have a "Doose's Market" logo.
The bag will be even more awesome if you make it while you watch your favorite episodes of Gilmore Girls! I smell snow! :)
This is my first official contribution to my very unofficial "Gilmore Girls Geekery" blog series. You can expect to see Gilmore Girls inspired craftiness, food, and general geekery in the near or not so near future. We're still traveling, so blog posts are still sporadic. Feel free to join in and start your own Gilmore Girls Geekery series! I'm off to do some shopping now. I need some cornstarch from Doose's Market, purple hair dye from Stars Hollow Beauty Supply, and a meowing pot holder from Le Chat Club. Bye! :)
20 comments:
Awesome. I love the Gilmore Girls. Looking forward to more GG craftiness!ReplyDelete
- Becks~not a rabbitJuly 2, 2010 at 2:20 AM
I love all your craftiness! Thank you so much for my super original wabbit wallet! I *heart* it!ReplyDelete
I want to join in with some GG geekery! I love Gilmore Girls! (which is all thank's to you! You introduced me to it a year or so back, and I've been hooked ever since).
I also love your 'anonymous' pictures! You come up with some very crafty ways to appear in photos without ever showing your face! :D
- Becks~not a rabbitJuly 2, 2010 at 2:27 AM
....and you are watching my favourite episode, 'Love and war and snow', while you sew! The scene at the begining when Lorelai and Michel are talking about the weather and the snowball fight? Favourite GG scene, ever! LMAO!ReplyDelete
I wish I could smell some incoming snow right now!
I love Gilmore Girls too! Despite it being anti-veg and anti-healthy, it is also one of my all-time favorite shows. I watch it on loop - once I get through all the seasons, I start over! Okay now I just sound crazy but oh well! I LOVE that bag... I wish I was crafty too!ReplyDelete
Those are so cute! I love your Gilmore Girls "Geekery." I used to watch that every day when I was in high school.ReplyDelete
Katie - GG lovers unite! I can't wait to go back home and get crafty again. I want to make some kind of GG inspired pillow. Maybe a Dragonfly Inn pillow? :)ReplyDelete
Wabbit - Join in! Join in!! I introduced you to Gilmore Girls, you introduced me to sewing... and peshwari naan! So I'd call it even! :D
That is one of the best episodes! "Make them in the shape of a buttock, get people used to them" LOL! :D
Jennifer - Those girls sure do eat some massive loads of junk! And if you're crazy then I don't want to be sane - I watch it on a continuous loop too! We're faNUTics! :)
Kiersten - Thank you! I still watch it every day and it never gets old! :)
- VeganviewJuly 2, 2010 at 1:40 PM
OMG! I watch the GG's every night to fall asleep. Best show ever, I could never get enough! I love the bag! You are such a gem!ReplyDelete
Jessica! There you are! I've missed your blog! You watch the GGs every night and I watch them every morning with my breakfast! :)ReplyDelete
you are the craftiest, River - oh my goodness! i soooo love your bag and the wabbit coin purse - and the seagull wallet is my absolute favorite. :) the bag being made out of bandanas is really cool - i'm gonna have to check out the tutorial - thanks, River! i hope you're enjoying the weekend!!!ReplyDelete
Thanks Jessy! That tutorial is pretty awesome, and it didn't take me long to make the bag after I had finished the Luke's logo. I hope you're having a great weekend too! :)ReplyDelete
Those are so sweet! Especially the rabbit, though I'm still happy to see the seagull. Can't say I'm a Gilmore fan, but I'm excited to see your creations. I've been making crafty time lately and hope to post about it all soon :)ReplyDelete
Thanks Cassie! If you ever see a socially awkward person with a seagull wallet, say "hello"! :DReplyDelete
I'm looking forward to checking out your craftiness - I am trying to be a better/more frequent blogger/commenter, but I am lazy about anything related to the interwebz when we're traveling. *sigh*
i want all of those wallets, they are just too cute!! ;)ReplyDelete
Hi Lauren! I'll just send them via email... *send* :DReplyDelete
I saw your Lemon Coconut Tofu over at Jessy's blog and it looks so good it's going on my list of future tofu splurges (soy is kind of mean to me)
River, you are just SO, so talented! Those purses are beautiful--the perfect stitching, the adorable bunny & seagull. . . seriously. Beautiful. And okay, I think you may have convinced me to watch Gilmore Girls! (Well, now that my soap is going off the air in approximately a month--sob!--I need another show for the treadmill.) ;)ReplyDelete
Ricki, I am sorry about your soap going off the air! Definitely try Gilmore Girls! I think it would perfectly fill the void left by your soap. And thank you, though I am not too talented and I always buffoon my way through my sewing projects :DReplyDelete
Love love love Gilmore Girls!ReplyDelete
I just found this post from your peach sauce post, I LOVE that you made a Luke's Diner bag and the coin purse & wallet are gorgeous!ReplyDelete
Also, I *just* watched the snow episode the other day! <3
Savanah and I still love this show, even if we have seen some episodes twice....OK, three times....fine you dragged it out fo me, more than four times.ReplyDelete
I am very much impressed with your post. This is so much innovative post. Its admirable work.ReplyDelete


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There seems to be confusion about becoming a digital business on the one hand and digitizing channels or processes on the other. Can you explain the difference?
Digitizing is when information-intensive processes become digital and more connected.
Turning a notepad into an iPad is an example of digitizing something.
Just digitizing something, however, does not make it a digital business. The digitizing process has to be accompanied by a change in operations and mindset.
This transformation will then open up new opportunities to generate revenue, create new levels of customer experience, and attract and retain customers in a much greater way.
How does a company become a digital business?
Organizations will need to invest in digitizing operations and processes—and not just focus on adding new channels.
For example, insurers that digitize their operations for internal efficiencies wind up creating capacity that will end up becoming a waste unless it can actually be consumed or supported by additional growth.


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A cyst is a sac-shaped structure in the body. Cysts usually are filled
with fluid, which may be blood, clear fluid, or pus.
A cyst can be normal, abnormal, or, in rare cases, cancerous. In
some cases, a cyst may be drained either with a needle or by cutting it open,
or it may be removed entirely.
Last Revised:
February 7, 2012
Healthwise Staff
Medical Review:
Patrice Burgess, MD - Family Medicine & Kirtly Jones, MD - Obstetrics and Gynecology
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
To learn more visit Healthwise.org
© 1995-2012 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.


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Barton Community College offers numerous activities and programs for students to participate in Music, Theatre, Dance, Instrumental, Vocal, and Visual Art. Students can enroll in choir, band, acting, and ballet as well as other fine arts and performing arts classes. Many students plan to major in these programs or simply enroll for personal enrichment. Additionally, many community members enroll in these classes for their own personal enrichment.
Throughout the year, Barton Community College presents various concerts and plays for the college and community from major musicals to intimate student recitals, from student art shows to national and international exhibits, from celebrated dramatic productions to storytelling events. Barton also hosts outside college events from local, regional, and national organizations.
Student and community members have numerous opportunities to participate in Barton's fine and performing arts activities either as students in classes or audience members.
Check out Barton's Fine and Performing Arts programs:


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The Avett Brothers
- Winnipeg Folk Festival
- Birds Hill Park
- Wednesday mainstage, with Oh My Darling and City and Colour
- 7 p.m.
Hey there, time traveller!
This article was published 9/7/2013 (2461 days ago), so information in it may no longer be current.
When the Avett Brothers wrote their masterful seventh studio album, 2012's Rick Rubin-produced, Grammy-nominated The Carpenter, they struck a wellspring of creativity.
As it turns out, the North Carolina indie-folk trio, led by biological brothers Scott and Seth Avett and rounded out by nominal brother Bob Crawford, already have a followup on their hands.
"Apparently we do," Scott says with a laugh, on the line from Boulder, Colo., just before making the trip to Winnipeg for their mainstage appearance tonight at the Winnipeg Folk Festival. "It's been gratifying to see it come to life. When we recorded The Carpenter, we had our sights set on something bigger."
Although he's tight-lipped about other details, the new record, which is due out as soon as this fall, is something like a Part 2. "It's definitely a continuation of The Carpenter I would say," Scott says. "If (Bob Dylan's) Desire and Blood on the Tracks are partners, these (albums) certainly are."
And if the new record is anything like its pair of predecessors, it'll do more great things for the Avett Brothers. After slowly and steadily building a following over the better part of a decade, the trio finally got its big break in 2009 with its debut for American Recordings, I and Love and You (also produced by Rubin) -- but it was really The Carpenter that announced the arrival of another major player in the folk-rock scene, on par with peers Mumford and Sons and the Lumineers. Like those acts, the Avetts' brand of bluegrass-tinged folk rock goes down as easy as ice-cold lemonade from a mason jar.
But The Carpenter's success isn't just owed to its shiny hooks, of which there are plenty -- such as the earworm single Live and Die, a song so catchy it netted the guys a Gap commercial.
In addition to being highly accessible, Scott and Seth have a knack for writing about big ideas -- mortality, growing old, parenthood, challenged love -- in a way that truthfully speaks to people. It's easy to recognize yourself in their songs.
"We wrote smaller songs with younger angles before," Scott says. "I don't think we could honestly write about sex, drugs and rock 'n' roll, because that's not what's happening. We try to write in the now. Fatherhood and love -- those are constant sources of inspiration. We work hard to find simple identities or truths, although I don't like to use that word because it undercuts us all the time. It's about cutting through the fog and confusion and finding that simplicity. Complexity becomes wool over our eyes."
That's not to say the Avett Brothers have got this whole life thing figured out, however. "We're just battling through," Scott says with a laugh. "I'd love to say we had it all figured out, but the truth is, we're all lost."
When it comes to success, the band seems to have it all figured out. Not ones to lean on accolades, the Avetts know hard work and consistently demanding better of themselves is what's required to keep growing as players and performers.
"We're guys who want to make work," Scott says simply. "We know we're capable of great things. We've got a good number of guys who are interested in making great things. There's no room for mediocre songs."
To that end, he's grateful for the band's slow, but sure, rise to fame.
"I'm very thankful for that," he says. "It could be no other way than the way it is. If the early work had been more visible, I'd have to live with that on a bigger level. I'm happy we made a lot of embarrassing mistakes in front of fewer people.
"At 24, I wouldn't have known how to be on a bigger stage. I would have abused the opportunity. I'm very fortunate that I went through what other people would consider a failure of a situation.
"You know how people stand on the stage at the Grammys and ask, 'How did I get here?' We never wonder how we got here. We know how we got here."
The Avett Brothers play the mainstage tonight at Birds Hill Park at 8:05 p.m.
Jen Zoratti
Jen Zoratti is a Winnipeg Free Press columnist and co-host of the paper's local culture podcast, Bury the Lede.
The Avett Brothers
Updated on Wednesday, July 10, 2013 at 6:17 AM CDT: adds photo, changes headline
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By submitting your comment, you agree to abide by our Community Standards and Moderation Policy. These guidelines were revised effective February 27, 2019. Have a question about our comment forum? Check our frequently asked questions.


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CIU is proud to be consistently ranked among the most military-friendly schools in the country and we are a participant in the Yellow Ribbon
Program. Eligible veterans, their spouses, and children can use VA education benefits to help cover the cost of their CIU tuition.
Continuing Students
- Contact Emily Huff , our school certifying official, when you register for classes each semester, revise your course schedule or change your program. She can be reached at firstname.lastname@example.com or (803) 807-5049.
If you have never received veteran's benefits:
- Visit Benefits.VA.gov.
- Select "Education & Training" and then click "For Students." Follow the directions to apply for education benefits.
- Contact Emily Huff .
If you received veteran's educational benefits at another school and are changing to CIU:
- Submit VA Form 22-1995, Request for Change of Program or Place of Training, to the VA Regional Office and a copy to Emily Huff.
VA Regional Office
PO Box 8888
Muskogee, OK 74402-8888
- Register for classes and contact Emily Huff.
If you qualify for the Post 9/11 GI Bill and wish to transfer your benefits to a family member:
- Submit VA Form 22-1990E to the VA Regional Office. (See address above.)
VA Resources


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There is one sure thing when it comes to start-ups -- you can't get investment without crunching numbers. And you can't do that unless you ask the right questions of yourself. These six are on the mind of investors listening to your pitch for their hard-earned cash:
1. How big is your market?
You'll lose if you say "huge" but have a shot if your convincing answer is "bigger than $1 billion."
Most likely, you'll have to create a reasonable estimate. You can do that by collecting data on what you know for sure and by making some reasonable assumptions for the rest.
Consider the example of Nimble -- it sells storage that's a hybrid of traditional spinning disks and arrays of flash memory.
Nimble targets a segment of the $20 billion network storage industry — and the figure excludes add-on software. EMC and NetApp are the market leaders. Nimble's segment — including software – is worth $5 billion and it's growing at 15 percent annually.
That's big enough to get tens of millions in capital.
2. What's your quantum value leap?
But that's nowhere near enough. Your next step is to convince investors that your product gives customers much more value than the nearest competing offer – what I call a quantum value leap.
To do that, ask your customers how much they pay for competing products. Also know how much better than competitors your product solves the problems that drive your customers to buy it.
Nimble also figured out that QVL. In the two years ending August 2012, it got 600 customers. Among the five reasons Nimble wins is that it gives customers two to five times more storage capacity and five to six times greater performance for the same amount of capital spending.
If you can't measure your start-up's QVL, you are not likely to receive capital.
3. What share of the market will your start-up snare?
To win capital, you still have to prove you can get a decent share of your target market.
As a general rule, investors figure that the maximum share of a market you'll be able to get is 10 percent -- although after the fact, some winners have gone on to snare 80 percent of a big market that they created. To come up with a realistic estimate – it helps if your start-up grows faster than the industry.
Nimble, for example, is growing much faster -- 193 percent annually since the end of 2010 -- than the industry's 15 percent. So it should come as no surprise that Nimble expects to get grab enough market share to generate revenues of $35 million a quarter by 2014 when it anticipates a public offering.
While that would represent a mere 2 percent share of what is forecast to be a $6.7 billion market, it reinforces how important it is for investors to know what share your start-up will get.
4. How much profit will you get from each sale?
Start-ups almost always lose money for years before breaking even. But you must prove to potential investors that your start-up has a path to profitability.
To do that, calculate your fixed costs – the ones like salaries, benefits, rent, and utilities that do not change with each new unit you sell. Next, figure out how much profit your start-up makes on each unit it sells by subtracting your cost to make it from its price.
From there you have to show that at some point – ideally in the next two or three years – you will sell so many units that the profit they generate will exceed your fixed costs. If you can't do that, your investor will have a much harder time getting a return – and your capital prospects will dim.
5. How much money do you need?
With that number in hand, you still must estimate how much money you need and how you'll use it.
For example, let's say you've sold as much as you can in your home market and target future growth from Brazil. You must decide how many people, factories, warehouses, and trucks you'll need to get a decent share of that market.
Then calculate the capital you'll need to pay your new hires and build and operate the new assets. If you can't give investors the details of how you'll use their money, they are sure to pass.
6. How long before you deliver a big exit?
Finally, you have to show your investors how you'll further enrich them.
But if you have good answers to the first five questions, that should not be too hard. For example, Nimble raised $25 million in a Series D round in July 2011. If the company was valued at $250 million, then those investors now own 10 percent of the company.
Suppose Nimble generates $140 million in 2014 revenue when it goes public. Using a stock market value to sales ratio of six to account for its fast growth, Nimble would be worth $840 million at its IPO – yielding those series D investors a stake worth $84 million – more than tripling their investment in three years.
If you can convincingly demonstrate that kind of return for your investors, they will line up to write you a check.
Peter Cohan of Marlboro heads a management consulting and venture capital firm, teaches business strategy, and is the author of 11 books – most recently, "Hungry Start-up Strategy: Creating New Ventures with Limited Resources and Unlimited Vision." His column runs Sundays and Wednesdays on telegram.com. His email address is email@example.com.


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Experience You can Trust – Job Recruiters Dallas
Job Recruiters Dallas
As a professional recruiting firm, Net Gold has special expertise in healthcare, marketing, IT, real estate, insurance, and more. At Net Gold, we offer a simplified way to grow your business, it's our mission to find tomorrow's leaders for you.
Our Services:
- Extensive Candidate Screening Process
- Applicant Tracking System
- Market Research & Analysis
- Marketing & Advertising Knowledge
- Social Media Expertise
- Excellent Customer Service
- Job Recruiters Dallas
Job Recruiters Dallas
Net Gold uses surveys, interviews, and observation to to develop a full understanding of your company requirements.
Strategy development tailored to meet your unique needs and take your business to the next level.
Once an agreement is in place, Net Gold will oversee the hiring process from start to finish.
Net Gold monitors Key Performance Indicators at 3-week intervals, adjusting strategies as needed.


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All text , images, or trademarks on this web site are the intellectual property of their respective owners. LEGO© is a trademark of The LEGO Company which does not sponsor, authorize or endorse this site. Please visit www.LEGO.com.


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Hi Marc,
Just wanted to take a moment and thank you and your instructors for a wonderful experience. We all had a great time. You were easy to find and when we arrived, you took the time to give us a preview of our gear and put us in our harnesses. You explained what we would be doing, how we were to take off and land. We appreciated that you took the time to answer our questions. We felt like we were all old friends. As we drove up the mountain to the paragliding launch, a little nervousness started to set in... but everyone was so nice and clearly experienced that I knew I was OK. We watched several others take off which further prepared me for my turn. 3-2-1 run and we were off soaring in the air. I felt more like I was floating. My fear completely left as I just took in the scenery. Such an amazing birds eye view. I loved it. It was easy to converse with my instructor while gliding through the air. My instructor wound us up into an exhilarating spiral dive (FUN). We landed easy on our feet. This is something everyone should try. I plan on doing this again. Thanks again for a wonderful paragliding experience.
~ Lisa Crull
My name is Laura and today, I went paragliding for my first time ever.
I had an AMAZING time today. Everyone was nothing but really nice, super funny, and made my friend and I feel totally comfortable. I think we had permanent smiles the entire day. Right before we took off, I was a little nervous. My instructor, Jorge, made me feel completely safe for the entire flight. I had absolutely no worries. I have been dying to go paragliding for the past year and feel as though today made the wait totally worth it. Thank you for an amazing experience. I know I'll be back sometime in the future!
~ Laura Nesbitt


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It is finally Peony season in New England. I say 'finally' because I've been seeing the blooms on blogs from back home for what seems like months. I have had complete peony envy. Not only because the season is later here than it is in the Midwest, but because I have no bushes of my own. Ugh. I used to at our old house in Fairway. It was not a mature set of bushes, but it was on its way, producing a handful of beauties every year. Enough to keep a couple of flowers on my coffee table, bedside table, bathroom vanity and kitchen counter for a couple of weeks. All a girl needs.
What's worse? Now that our time has come in the North East I have to walk by bushes with their blooms blowing in the wind every day. You might think that someone who doesn't have peony bushes of her own might enjoy walking by bushes that are in bloom. No.
Here's why : Peonies are a cutting flower, people. These ladies are meant for the stage.
If you are lucky enough to have a bush with big, lovely blooms- cut them! Cut them in masses and bring them inside to enjoy. I'll repeat: They are a cutting flower meaning they are grown for cutting. They look best in when cut, not on the bush. Another cutting flower? Roses. Roses on a rose bush are not nearly as attractive as when it is cut and placed in a container- alone as a single bud or in a group.
I used to feel guilty cutting flowers and bringing them inside until I came to this realization. Like all of us, peonies have their strengths and weaknesses. These girls truly are at their best when they cut and brought inside... in fact they last longer when they are kept out of the bright sun and heat. Do them (and me!) a favor and go outside with your shears and go crazy. Cut them! Put them around your house in every container you can find. Group them in pitchers and bowls- even vases if you've got 'em Give them to your friends and neighbors that are not as blessed with your bounty.
Me? I have to buy mine- $5 each at the market. So, instead of big masses on my center island, I've plunked single blooms in drinking glasses, bud vases and bowls. I have to say, I really enjoy them as individuals. It helps me to appreciate these gals and their utter and completely flamboyant beauty.
Still stunning even as she falls apart... if we all were so lucky.


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webtime necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 44 diseños de 11 diseñadores freelance.
Legal Registered Agent Services
Legal Registered Agent Services is run by a law office in Kerrville, Texas that prides itself on friendly, personal service. Joe Heffington, the attorney, has 20 years experience as a Legal Registered Agent in Texas. I've attached a couple of pictures of Joe in case you'd like to include them.
Any company which doesn't have physical presence in the State of Texas, but wishes to do business there is required obtain a Legal Registered Agent. A registered agent is an individual or corporation that is responsible for receiving and forwarding legal process, lawsuits and compliance mail on behalf of their client.
I would say the typical client is a small business owner or executive in small to medium size firm.
This site is a complete redesign of http://www.legalregisteredagentservices.com
1. The site should display the phone number for the company - (830) 792-6040 and the call to action prominently. The primary purpose of the site is to get people to call.
2. Legal Registered Agent Services is very competitive with its pricing. We charge on $95/year for our Registered Agent Services.
3. Legal Registered Agent Services offers the following additional services:
- Name Availability Search - Corporation, LP, LLC
- Articles of Incorporation/ Corporations
- Articles of Organization/LLC
- Registration with Secretary of State
- Change of Registered Agent Service with Secretary of State
- Receipt of Legal Process (Service of Process) on Client's Behalf
- Recap of Service of Process Provided
- Notification by Fax or Email of Service of Process
- Express Delivery of Service of Process (upon request)
- Forwarding of First Class Mail
4. The design of site is fairly open -- it could have a government, commercial, or some other theme, but the site should have some identifiably Texan elements. Our clients are US or foreign business people wanting to do business in Texas.
5. This site is really the front door to the business. It should establish trust that Legal Registered Agent Services can satisfy the client's legal needs. We're looking for credibility here.
6. The site should as concisely as possible explain what a Registered Agent does and why it is needed.
7. I think it is probably going to make sense to layout the site as follows: Home | Corporate Services | About Us | Contact Us | FAQ. You're welcome to alter this if it is for a good design reason.


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The Pizza Guy necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 266 diseños de 94 diseñadores freelance.
I am starting a small business to help people make better, healthier, tastier pizza at home by themselves or with friends and family. I need a logo that will set the tone for a very modern website, Facebook fanpage, Twitter background, etc. We will also be selling home pizza cooking kits and will be shipping them in a pizza box with the logo on the top.
The folks I want to engage are likely young parents and young singles who like to cook and entertain.
I need a logo that can capture the passion of cooking really good pizza at home for family or friends. I want a simple, clean and clever logo that will look good in a variety of media. Keep it simple, modern and clean please. Nothing that looks like clip art, no ten color graphics. Think about classic pizza imagery, but modernize it.Imagine it on the top of a pizza box, as well as a website, shirts, etc.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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At Lavera, we know that it's important to not only eliminate putting toxins on your skin, but also to avoid them in your food and in your home! That's why we've decided to partner with Seventh Generation for the "Under the Sink Makeover Contest".
Did you know that the average home contains 63 hazardous chemical products, with the majority of them within arm's reach under the sink? Reveal your best friend's dirtiest secrets – those hiding under the kitchen sink, that is—and she'll not only have a healthier home, but you can both win some great products! With the area under the kitchen sink as a family's typical dumping ground for chemical products, Seventh Generation wants families nationwide to know about – and detox – this potentially hazardous area.
Nominate your friend for the "Under the Sink Makeover Contest" beginning July 22 through August 14 at www.seventhgeneration.com/under-the-sink, for under the kitchen sink areas that are in desperate need of organization and detoxification. Submit a 250-word description (a photo of the area under your friend's sink would be helpful, although not required) on why they deserve an under the sink makeover (e.g., she's concerned for the health of her family and the environment, the area under her sink a toxic wasteland, she's overwhelmed by the chaos of motherhood and wants to change but doesn't know where to begin, etc.).
One lucky grand prize winner will receive a package that includes:
- An in-home consultation at the friend's house with Dr. Alan Greene
- A one year supply of Seventh Generation products for both the entrant and the friend in need
- A trip to New York City for the entrant and her friend that includes a one-night stay at the W New York – Times Square hotel
- A day of pampering at New York's Green Spa that will include a Body Polish, Wellness Massage, Ocean Vegan Spa Manicure/Pedicure along with a one hour make-up application and lesson
Four other finalists and their friends will receive a Seventh Generation Living Home Starter Kit containing a variety of home-cleaning products for their own under the kitchen sink makeover, in addition to our very own luxurious Lavera home spa kit containing our customer favorite BODY SPA Vanilla-Coconut Shower Gel, Jojoba Body Scrub and 2 bath salts (Orange Sea Buckthorn, Milk & Honey), and our premium LAVERÉ Anti-Aging Body Control body lotion to pamper themselves.
I am one of four judges who will be choosing the winners—get your entries in by August 14! Submissions will be judged on the photo, creativity, originality and impression.
Thanks for reading, and help us celebrate a healthy, all-natural lifestyle for self and home by submitting someone you care about for the "Under the Sink Makeover Contest".


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Rise to the CRO challenges.
As you seek to improve your contribution to business growth, you must overcome common challenges to improve conversion rates.
Lack of suitable personalisation technology.
A lack of effective integrated tools.
Poor data governance & management.
Low customer experience maturity.
See the benefits of conversion rate optimisation.
When you take on CRO challenges, conversion rate optimisation can improve several business objectives.
Improved profits and decreased costs.
By optimising for higher conversions, you can reduce cost per acquisition, improve audience engagement metrics and generate higher revenues through macro conversions.
Smarter customer insights.
Optimising for better engagement can reveal needs, wants, pain points and preferences. And it helps reduce consumer friction on the path to purchase.
Better customer experience.
Optimisation helps you to improve navigation, simplify engagements, reduce barriers and understand your audience.
Scalable audience engagement.
You can achieve increased user engagement without additional resources, channels or processes to support marketing activities.
Conversion rate optimisation is just one part of the solution.
See how Adobe helps top brands transform their digital platform to create seamless customer experiences.
"We test as much as our human bandwidth allows us to test."
- Trisha Martinez,
Manager of Digital Marketing Operations, Ford
Manager of Digital Marketing Operations, Ford
"We wanted to get a holistic approach with our customers. In order to do that, we needed to have all systems communicating."
- Jerome Nicolaes,
On-Line Consultant, Loyalis
On-Line Consultant, Loyalis
Conversion rate optimisation FAQ.
How is a conversion rate calculated?
The number of conversions is divided by the number of unique sessions when conversions take place every visit. If visitors convert only once, such as subscribing to a newsletter, the number of conversions is divided by the number of unique users.
What are macro conversions and micro conversions?
A macro conversion is the primary goal for the site, like completing a purchase. A micro conversion is a supplemental goal, such as clicking through an offer to a product page. Micro conversions hopefully lead to a macro conversion.
What elements or variables should I test to improve conversion rates?
Best practices suggest testing elements that appear to be barriers to micro or macro conversion — such as imagery, messaging and design — that can actually have a positive impact.
What is an A/B test and how does it improve conversions?
An A/B test allows you to experiment with two versions of the same page. Typically, one variable is tested each time. This test helps to determine which variables lead to higher engagement.
How do I choose which pages to optimise?
Typically, CRO service providers will start with the pages that generate the most traffic or those that are closer to purchase actions. A page should have sufficient traffic volume to be able to make a determination from your test.
What if a test doesn't provide clear results?
You can still draw insights from tests that don't provide statistically meaningful results. For example, your test variations could be too similar or your testing hypothesis might not be compelling enough.


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Shenil necesitaba un nuevo diseño de página web y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 83 diseños de 12 diseñadores freelance.
Etripinfo -- http://www.etripinfo.com
A travel website focused on international travel. Help us relaunch our website. In addition, we are also launching our call center and online chat for all our customers that would like assistance. We have been in business for 5 years and looking to take our travel agency to the next level.
Focused on travelers looking to go international. Our current customer base is mostly expats traveling back home for business and pleasure.
We are looking for an overhaul of our travel agency website. This will involve a home page design, and another template that will be used for remaining pages.
We currently have a logo, however feel free to create a new one.
1. We're looking for a clean, crisp layout
2. Please make sure to redesign the booking widget
3. Our phone number should be listed on the site or header: 646-217-0871
4. Live Chat should also be prominent
5. Menu should have: Flights, Hotels, Cars, Vacations, Cruises, Last Minute Deals, Hot Deals
We will require a layered .psd file as the final product (RGB). Do not mind if you use stock images, but please make sure you declare it.
The two pages we would like designed are:
1. The homepage.
2. A generic content page, which we'll use as the template for all other pages on the site.
All pages should have the booking widget.
The homepage should have the booking widget as well as links to our twitter, blog, newsletter, and facebook. Would love to also have a panoramic scrolling slide show with exotic locations that stretches across the site. In addition, should have some destinations and deals.
Content Page:
Should include a placeholder for the booking widget as well as promotional content, similar to pages on other travel sites.
http://www.vayama.com/ - like colors and sleekness of site. great features and cleaness of site.
http://www.kayak.com - simple clean site design. maybe use above page fold to be similar to kayak and keep "promotional" to below page fold? just a thought.
http://www.mint.com - like color palette
http://www.hotels.com - like overall design
do not like: http://thetravelauthority.com/


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The UIS/WSEC Ambassador Series
Bringing World Leaders to Springfield
The Ambassador Series features lunch meetings that bring Springfield-area residents face-to-face with ambassadors from around the world. The world leaders share business, economic, and political insights. A spirited question-and-answer period follows each presentation.
WSEC/PBS Springfield also videotapes all programs for broadcast on its network and for other PBS stations.
The Socialist Republic of Vietnam
Most recently, His Excellency Nguyen Quoc Cuong, Ambassador to the United States from the Socialist Republic of Vietnam (right), visited Springfield. The Ambassador Series lunch took place on Thursday, May 30, in the Sangamon Auditorium Lobby at UIS.
Future Events
We will schedule future events based on ambassadors' schedules and availability to come to Springfield.
To receive announcements of future events, please inform the UIS Office of Development by email firstname.lastname@example.com or by phone at 217-206-6058.


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Azithromycin May Combat Dry Eye
Findings published online first in JAMA Ophthalmology
Meibomian gland dysfunction (MGD) is the leading cause of dry eye disease, which affects tens of millions of Americans. However, there is no FDA-approved treatment for MGD. Researchers from the Schepens Eye Research Institute/Massachusetts Eye and Ear and Harvard Medical School have just identified a potential therapy.
"We discovered that azithromycin, an antibiotic, can directly stimulate the function of human meibomian gland epithelial cells," said First Author Yang Liu, M.D., a postdoctoral fellow at Schepens Eye Research Institute and Harvard Medical School. Their finding is outlined in a Research Letter that was published Online First in JAMA Ophthalmology.
This finding is very clinically significant, because topical azithromycin is the most commonly prescribed MGD treatment, but its use is 'off-label,' which means the drug's efficacy has not yet been evaluated and approved by the Food and Drug Administration for patients with MGD. This antibiotic has been presumed to be effective because of its anti-inflammatory and anti-bacterial actions, which may suppress the MGD-associated conjunctival inflammation (i.e. posterior blepharitis) and growth of lid bacteria.
"We hypothesized that azithromycin could act directly on human meibomian gland epithelial cells to stimulate their differentiation, enhance the quality and quantity of their lipid production, and promote their holocrine secretion. Our results support this hypothesis," said Senior Author David A. Sullivan, Ph.D., Senior Scientist and Margaret S. Sinon Scholar in Ocular Surface Research, Schepens Eye Research Institute and Associate Professor of Ophthalmology, Harvard Medical School.
The findings in this study may help lead to broader use of topical azithromycin as an FDA-approved, 'on-label' treatment to ameliorate the pathophysiology of MGD and its associated evaporative dry eye disease.
Source Newsroom: Massachusetts Eye and Ear Infirmary
Citations: JAMA Ophthalmology


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"I'm not a Butterfly"
Mischa Maisky in conversation with Sören Ingwersen
Herr Maisky, why an album of Spanish music?
I've been including Spanish music in my programmes for many years, and for a long time I've been waiting for a chance to record an album with these pieces as I'm really extremely fond of them.
What's so fascinating about this music?
It's full of life. I was born in Latvia on the Baltic, and so people might assume I had a different temperament. But, emotionally speaking, I feel very close to this music. And for audiences too it's very appealing. When I play pieces by Granados, Falla and Albéniz onstage, the response is always hugely enthusiastic, no matter whether it's in Asia, Europe or the United States.
Do you have any connections with Spain?
Only very indirectly. My father was a committed Communist. That's why my parents gave the name Lina to my elder sister, who was born during the Spanish Civil War – she was named after the famous Spanish Communist Lina Odena, who was killed during the Civil War.
With Spanish music one tends to think of the guitar and the piano. Is it problematical to transcribe this music for the cello?
Many of these pieces, including Falla's Suite populaire espagnole, started life as songs. Since the cello comes very close to the sound of the human voice, my interpretation on this instrument sounds entirely natural. But the question as to whether one can play Spanish music on a cello has less to do with the instrument than with the temperament and musical abilities of the performer – and also with the choice of pieces. Not every piece lends itself to being transcribed for cello.
Did you prepare all these arrangements yourself?
Only a few of them. Most of the pieces already existed in the form of arrangements. In those cases I made only a handful of changes in order to align them as closely as possible with the original. Falla's Suite populaire espagnole, for example, had already been arranged for violin by Paul Kochanski, and this was then adapted for cello by Maurice Maréchal. For reasons I can't begin to fathom, the order of the pieces was changed. I've recorded them in their original order, which strikes me as far more attractive. Some arrangers have taken it into their heads to improve the magnificent originals in an attempt to surpass them, something I consider arrogant and as a rule unachievable. The best arrangement is the one that comes closest to the original and best captures its mood. The less you change, the better.
What role is played by the selection and order of the pieces?
A very important one. I've no interest in creating any extraneous sense of contrast, but set store by balance and continuity. It doesn't disturb me, for example, if a CD features only slow pieces. In the concert hall I prefer to perform each half without interruptions for applause. I'm not a butterfly flitting from flower to flower in a constant search for new stimuli. That's why I've been performing for thirty-eight years on the same cello, that's why I've been with Deutsche Grammophon for twenty-nine years and why I keep playing my repertoire in order to get deeper and deeper into the works of the great masters.
Your album also includes the Catalan folk song El cant dels ocells – The Song of the Birds, one of Pablo Casals' display pieces. Is your album also a tribute to the great Catalan cellist?
Of course. I'm the only cellist to have had the privilege of studying with both Rostropovich and Piatigorsky. But one of my most unforgettable experiences was meeting the legendary Pablo Casals in Jerusalem on 18 August 1973, two months before his death. He was almost ninety-seven at the time. We spoke privately together for several hours, and I played for him some of my favourite pieces. At another occasion I heard him play this wonderful piece, El cant dels ocells. It's a very popular piece today, especially in Japan. On the National Day of Mourning marking the sixtieth anniversary of the dropping of the atom bombs on Hiroshima and Nagasaki, I was asked to play this piece and a Bach Sarabande before an audience of 120,000 in both these cities.
The present album is the first you've recorded with your daughter Lily.
My album Song of the Cello already included five pieces we've performed live together, but this is the first time we've worked together on an entire album. I'm much older than my daughter, and I try to let her share in my experience, something I think she values. But she has a mind of her own and often has her own ideas about the music. Since I'm open to these new ideas, I too often learn from her, which is always very stimulating for me. In that way we influence one another.
© Bernard Rosenberg
© Matthias Spindler / DG


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The ITIL Certificate in Operational Support and Analysis (OSA) course is one of the four courses that fit into the capability stream for ITIL certification.
This certification is intended to enable the holders of the ITIL Foundation certificate in IT Service Management to acquire the skills needed to begin the practical application of the concepts, covered by this course, in support of the Service Management lifecycle.
The Operational Support and Analysis Course provides in-depth practical advice and guidance on process structure, roles, functions and activities that will enable role focused capability and competency in relation to:
Please be aware, this course also provides 35 Hours of Contact Education/Professional Development Units towards PMI PMP certification/re-certification.
The main focus of the course is covered by the Service Operation volume of the IT Infrastructure Library (ITIL). The core volume of Service Operation provides guidance on the day to day management of the ICT Infrastructure. It is also contributes to the Service Management Lifecycle for carrying out those processes which contribute to the optimisation of the services provided.
Target Audience
Exam information:
The exam is gradient, scenario based multi-choice. There are 8 questions to be completed in 90 minutes. Each question will have 4 possible answer options, one of which is worth 5 marks, one which is worth 3 marks, one which is worth 1 mark, and one which is a distracter and achieves no marks. The pass mark is 28 marks from 40 (70%).
For Published Best Practice ITIL Glossaries from Axelos please click here.
Possesion of one of the following:
Essential Prerequisites
Proof of prerequisites MUST be produced on the day of the exam to the trainer.
Acceptable forms of prerequisite confirmation are as follows:
Delegates without evidence of the prerequisites will NOT be permitted to sit the exam. For any queries on this please email firstname.lastname@example.com
Delegates whose pre-requisite was taken with BCS simply need to inform QA of this information prior to the exam event. Evidence will not need to be provided on the day of the exam.
You will receive electronic pre-course reading. Delegates should spend a minimum half an hour reviewing the document and are encouraged to explore all of the links provided for further reading. Success on the course will be enhanced by candidates spending at least 12 hours on reviewing their ITIL Foundation material prior to attending one of the ITIL Intermediate 'capability' courses
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If taking an exam, candidates are required to provide Photo ID with a valid signature e.g. driving license, passport or named work ID badges prior to sitting their exam. Failure to produce this ID will result in their exam results being withheld until proof of ID is provided to the BCS. Please note that if proof is not provided within 40 days, candidate's exam results will be null and void and a re-sit would be required.
BCS Reasonable Adjustments Policy
BCS allow additional time for candidates who have a disability or whose native language differs to that of the examination paper. Full details are provided in the BCS Reasonable Adjustments Policy which is available to view on the BCS website. If you believe you qualify for this then please notify the Exam Administration team on the details below as early as possible. At least two weeks' notice will be required for processing this request. Delegates failing to advise QA and provide evidence when requested, may not be allowed the additional support offered via the BCS policy. QA Exam Administration can be contacted by email email@example.com or by phone 44(0) 1793 696162.
ITIL® is a registered trade mark of AXELOS.
Keywords: ITIL, Operational Support and Analysis, OSA


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Nautical terms, sea hanties & 'bout ship
Posted by ESC on October 18, 2004
In Reply to: Nautical terms, sea hanties & 'bout ship posted by Leonard on October 18, 2004
: About sea shanties
: There are many famous sea shanties (going back to the days of steamers and clippers) one such song is 'Paddy, Get Back' also known as "The Liverpool Song", "Paddy, Lay Back", "Mainsail Haul" and "Valparaiso Round the Horn". Since The Panama Canal was opened to general traffic in 1914. Therefore, this shanty (the second one which sings of rounding the horn) dates before that time. At least to the time of the Liverpool-New York packet ships (mid 1800s).
: Lyrics
: I was broke and out of a job in the city of London;
: I went down to the Shadwell Docks to get a ship.
: Paddy, get back, take in the slack!
: Heave away your capstan, heave a pawl,
: Heave a pawl!
: Bout ship and stations, there, be handy,
: Rise tacks 'n sheets, 'n mains'l haul!
: And here is
: The Liverpool Song
: Traditional - Lyrics from Capstan Bars, by David Bone
: 'Twas in th' cold month of December,
: When all my money I had spent,
: I shipped in the Clipper ship "Defender,"
: An' away to the west-ard I went.
: An' it is "Get ye back." Ho!
: "Take in yer slack." Ho!
: Heave away th' capstan. Heave a pawl.
: Heave a pawl!
: 'Bout ship: stations, boys, be handy.
: Raise tacks, sheets, an' mains'l haul!
: The chorus is similar in many of these shanties, I am familiar with some of the nautical terms but there is one I don't get at all:
: 1) 'Bout ship: stations,
: It was also used by Herman Melville in 'Typee' and Alastair Crawley in 'Not the life and adventures of Sir Roger Bloxham'.
: I would accept any reasonable explanation 'bout the meaning or origin.
: Thanks
I've looked in my two nautical expression reference and couldn't find the above.
- Nautical terms, sea hanties & 'bout ship Smokey Stover 19/October/04
- 'Bout ship Henry 19/October/04
- 'Bout ship SR 19/October/04
- 'Bout ship don howard 19/October/04
- 'Bout ship SR 19/October/04
- 'Bout ship Henry 19/October/04


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A colorful Rickshaw Rally has brought out on the issue of creating mass awareness on enrollment and participation of all students in primary school completion on 07thJanuary 2016 at Gourarang Union Parishad under Sunamgonj Sadar Upazila in Sunamgong District.The rally was organized by Institute of Development Affairs (IDEA) in co-operation with Campaign for Popular Education (CAMPE) Dhaka. Mr. Sulaiman Miah, Upazila Education Officer, Sunamgonj Sadar graced the event as chief guest, Mr. Golam Kibria, Chairman, Gourarang
Union Parishad, Sunamgonj Sadar Upazila was present as special guest and Mr. Nazim Ahmed, Assistant Director, Mr. Shahinur Rahman, Field Operation Coordinator, Ms. Nasrin Nila, Prgram Assistant, Mr. Surojit Chowdhury, Station Manager, Sunamgong District, IDEA also were present in the event.A total of 60 students from Gourarang Government Primary School including boys and girls were took part in the rally where 50 Rickshaw with colorful decoration has participated in the rally. It is mentionable that, a lot of stickers along with different awareness slogan on the stated issues has published and set-up in the participated Rickshaws. Mr. Sulaiman Miah expressed his thanks and gratitude to IDEA and CAMPE for initiating this time befitting program at such remote area and urged to the community to ensure the enrollment of their children in primary school by January 2016.


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Making Money
Getting a Conventional Job[edit]
Seth and Holly are not exactly satisfied with the state of their house, but they need money to make it into their dream home. I've already promised Seth that we're going to get him into the military, so that's what we're going to do next.
Just like the other core games, Sims can find a job through a computer or through newspapers. However, you only get a limited selection of jobs in that case. I don't want to roll the dice here; I want to get Seth into the military career track immediately. Therefore, we're going down to the recruiter's office now and enlist!
First, I give Holly the order to read her book in her inventory. This will keep her busy so I don't have to worry about monitoring her. Then I select Seth, and click the "Map View" button just above the camera controls (or I could hit M on the keyboard). This zooms the camera all the way out so we see the whole city.
There are some filters you can select here, so I'm picking the Jobs filter. This reduces the map tags to only the red-colored dots with symbols on them, each of which represents a different career. The military career is represented by a tank, so I find the tank dot and single-click it. The camera zooms to the building. Clicking the building brings up the famous pie menu; from there, I just click "Join Military Career." Seth heads over to the building via a cab, and you're given a description of the level 1 position of the job. It's better than nothing, so I accept.
Notice that Seth's boss is named: in this case, it's Erin Kennedy. Having a good relationship with the boss helps promotion chances, and having a bad relationship hurts them. Seth is definitely a loyal guy, so any relationship he has with Erin will be strictly platonic.
Now, it's Sunday, so he doesn't have to work. That doesn't mean he needs to be idle, however. All employment buildings allow you to take classes to improve skills. Naturally, the skill of any given building greatly helps that building's career, but it can be used in other careers as well. For example, the military building offers a Handiness Class. Taking this gives you a point of Handiness, i.e., the ability to repair stuff quicker. While Handiness greatly helps you in the military career, it has uses in other careers, as well as obvious use around the home. He can only take one class of any given skill once. Further, he needs to save his money, so he decides he's done being out on the town for now.
Seth is on his way home, while Holly finishes up her book. Now, because money is tight, Holly decides that she's going to get a job as well. However, she doesn't want a career; she wants to just make enough at a part-time job to help out. There are many buildings around the city allowing you to get a part-time job, but none are in any career buildings. For example, because she enjoys reading her book, she decides to pick up a part-time job at the local bookstore.
Okay, in Map View (the M key remember), the Jobs filter shows all buildings offering careers only. If you change the filter to "Community Locations," the career dots don't disappear, but other dots do appear. Any new red dots show positions of buildings that are hiring part-time workers. Clicking this lets me see where the bookstore is (the tag with the book on it naturally). I click the icon, then I choose "Get a Part-Time Job."
This has been a decent first morning, but as Seth comes home, he nearly vomits at the state of his house. Look at that god-awful tile in the bathroom! It's time to check out Buy and Build Modes.


text:
Further down the list three of the best known players in the world are struggling.
Steve Davis drops to 10th,
James Wattana to 12th and
Jimmy White to 13th.
Dave Harold moves to a personal best 11th
and at 14 we find the first of the two newcomers in the top 16, Alain Robidoux. He enters the
elite at 14th from a previous 20th. Mark J Williams is the second "newbie". The young Welshman
moves to 16th from 39th.
Terry Griffiths and David Roe lose their top 16 positions. Griffiths falls down to 23rd and Roe
fares even worse; he leaves the top 32 and now lies in 34th.
Graeme Dott is the best second-year pro with a 58th position and Paul Hunter is the best rookie
at 78th.
Other major movers are: Rod Lawler (40th to 20th), Neal Foulds (28th to 21st), Anthony Hamilton
(31st to 22nd), Dave Finbow (47th to 28th), Chris Small (62nd to 30th), Matthew Stevens (236th to
67th) and Nick Pearce (204th to 95th).
Two former world champions, Cliff Thorburn and Alex Higgins are starting to find life tough in
the major league as they drop to 91st and 99th respectively.


text:
Dog food reviews
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Wagg Foods Wagg Complete Puppy
Date of last review
Sun January 13, 2008
Recommended By
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Wheat, Chicken Meat Meal, Meat Meal, Wheatfeed, Oils & Fats, Maize Gluten, Vitamins & Minerals, Linseed, Maize, Peas, Beet Pulp, Lucerne. Added Citrus, Yeast and Yucca. With Antioxidant and Preserved with: EC Additives.
Typical Analysis
Protein 28.00%
Oil 10.00%
Fibre 3.00%
Ash 7.50%
Post a Reply
Registered: October 2005
Posts: 3953
Review Date:
Sun January 13, 2008
Would you recommend the product?
| Price you paid?:
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| Rating:
Insufficient meat content, meat and fat of unidentifiable origin, low quality grains, controversial filler
The main ingredients are low quality grains. Wheat is believed by many to be the leading cause of food allergies in dogs, and in wheatfeed form, this is a grain fragment we consider primarily filler. Wheatfeed is a byproduct (think floorsweepings) of processing wheat for human foods - that is, the remainder of the grain after the nutritious bits have been removed for other purposes. Maize (corn) is a difficult to digest grain of limited value, and which is also commonly associated with food allergies in dogs. Corn gluten meal it is that part of the commercial shelled corn that remains after the extraction of the larger portion of the starch, gluten, and term by the processes employed in the wet milling manufacture of corn starch or syrup. In plain English, the remains of corn after most of the nutritious bits have been removed. Even if these had been decent quality grains, we would still note that this food is based heavily on grains which are an unnatural foodstuff for canines. Dog foods should be based on meat.
The first meat ingredient is named meat meal, second on the ingredient list. The third ingredient is also a meat product, but this is a low quality meat product. "Meat" could be anything and ingredients of unidentifiable species and source are usually of very low quality.
The fat and oil content of the food is undisclosed and, as the meat ingredient above, is likely to be of very low quality. Beet pulp is controversial filler. It is a by-product, being dried residue from sugar beets which has been cleaned and extracted in the process of manufacturing sugar. It is a controversial ingredient in dog food, claimed by some manufacturers to be a good source of fibre, and derided by others as an ingredient added to slow down the transition of rancid animal fats and causing stress to kidney and liver in the process. We note that beet pulp is an ingredient that commonly causes problems for dogs, including allergies and ear infections, and prefer not to see it used in dog food. There are less controversial products around if additional fibre is required.
The food has added vitamins and minerals, but no information about these is given and it may contain synthetics. Likewise, the preservative is undisclosed and may be chemical preservatives such as ethoxyquin, BHT and BHA which are allowed in pet products but are banned or heavily regulated in human food due to the belief that they are carcinogenic.
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Though Sean's early years were forged in the turmoil of the Seventies Iran hostage crisis and gas lines, he and the rest of Generation Y, generally born between 1976 and 1982, are thoroughly children of the heady early days of the World Wide Web and dot-coms, the dawn of cell phones, and the success of the first Gulf war. That infused him with a sense of can-do optimism.
However, some psychologists say Sean and his Gen Y colleagues may also be the first Americans to have had their attention spans shortened by the rapid-fire pace of the newly emerging computer and video games, as well as the proliferation of cable TV channels such as MTV, CNN, and ESPN. This means that despite the credit crunch and economic uncertainty, Sean's spending habits may still lean toward instant gratification instead of sacrificing for the long term.
If Sean entered the workforce early enough to take advantage of the stock market run-up of the Nineties, he has seen his finances stirred but not shaken. However, for the first time, he may be second-guessing his future. If he is married and has one or more children, he may be concerned about whether his career track and savings will right themselves in time to send his kids to college in addition to paying for a retirement that's decades away.
Do you see yourself in Sean? Then click the Generation Y links to get trusted advice.
Maintaining a strong mind and body is important to you. Get trusted advice here.
Are you building net worth? If not, why not? The topics below will shed light.
No, it's not too early to start planning and saving for retirement. The following topics will help you get started.