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Robert G. Bringle, Ph.D.Chancellor's Professor Emeritus of Psychology and Philanthropic Studies,
Kulynych/Cline Visiting Distinguished Professor at Appalachian State University (2012-2015)
Senior Scholar at IUPUI Center for Service and Learning
Department of Psychology
Dr. Bringle has been involved in the development, implementation, and evaluation of educational programs directed at talented undergraduate psychology majors, high school psychology teachers, first-year students, and the introductory psychology course.
As a social psychologist, he is widely known for his research on jealousy in close relationships. His work as Executive Director of the IUPUI Center for Service and Learning from 1994-2012 resulted in an expansion of the number of service learning courses, a curriculum for faculty development, a Community Service Scholars program, an America Reads tutoring program, and a HUD Community Outreach Partnership Center.
The IUPUI service learning program was ranked 8th best in the nation among all colleges and universities in 2002 and has been listed among the best programs each subsequent year. IUPUI received a Presidential Award in 2006 as part of the first President's Higher Education Community Service Honor Roll.
His scholarly interests for service learning, community service, and civic engagement include student and faculty attitudes and motives, educational outcomes, institutionalization, and assessment and measurement issues. He has published With Service in Mind: Concepts and Models for Service-Learning in Psychology (edited with D. Duffy), Colleges and Universities as Citizens (edited with R. Games & E. Malloy), The Measure of Service Learning: Research Scales to Assess Student Experiences (with M. Phillips and M. Hudson), International Service Learning: Conceptual Frameworks and Research (with J. Hatcher & S. Jones), Research on Service Learning, Vols. 2A and 2B, and Service learning in psychology: Enhancing undergraduate education for the public good (with R. Reeb, M. Brown, & A. Ruiz).
Dr. Bringle was awarded the School of Science Teaching Award in 1994, the SOS Service Award in 1995, the Thomas Ehrlich Faculty Award for Service Learning in 1998, the Brian Hiltunen Faculty Award from Indiana Campus Compact in 2000, the W. George Pinnell Award for Service from Indiana University in 2003, and the IUPUI Chancellor's Award for Excellence in Teaching. In 2004, he was recognized at the 4th Annual International Service-Learning Research Conference for his outstanding contributions to the service-learning research field.
He consults with other campuses, on national initiatives, and internationally (South Africa, Macedonia, Mexico, Egypt, Ireland, Malaysia) on issues related to community service and civic engagement. He was Volunteer of the Year in 2001 for Boys and Girls Clubs of Indianapolis. The University of the Free State, South Africa, awarded him an honorary doctorate in 2004 for his scholarly work on civic engagement and service learning. In 2008, Dr. Bringle was recognized as one of the most prominent alumni scientists by his alma mater, Hanover College.
1969 B.A. in psychology and mathematics from Hanover College
1972 M.S. in social psychology from the University of Massachusetts-Amherst
1974 Ph.D. in social psychology from the University of Massachusetts-Amherst
2004 Phil.D. (honoris causa) University of the Free State, South Africa
Major research interests are in the areas of (1) service learning and civic engagement in higher education; (2) close relationships and jealousy; (3) evaluation of educational, health, and social programs.
Publications & Professional Activities
Bringle, R. G., Reeb, R., Brown, M. A., & Ruiz, A. (2016). Service learning in psychology: Enhancing undergraduate education for the public good. Washington, DC: American Psychological Association.
Bringle, R. G., Clayton, P. H., & Bringle, K. E. (2015). Teaching democratic thinking is not enough: The case for democratic action. Partnerships: A Journal of Service Learning & Civic Engagement, 6(1), 1-26.
Pike, G. R., Bringle, R. G., & Hatcher, J. A. (2014). Assessing civic engagement at Indiana University-Purdue University Indianapolis. In D. G. Terkla & L. O. Shuler (Eds.), Assessing community engagement in students. New directions for institutional research (pp. 87-97). San Francisco, CA: Jossey-Bass.
Bringle, R. G., Winnick, T. A., & Rydell, B. J. (2013). The prevalence and nature of unrequited love. SAGE Open, 3(2).
Clayton, P. H., Bringle, R. G., & Hatcher, J. A. (Eds.). (2013). Research on service learning: Conceptual frameworks and assessment. Vols. 2A & 2B. Arlington, VA: Stylus.
Hatcher, J. A., & Bringle, R. G. (Eds.). (2012). Understanding service-learning and community engagement: Crossing boundaries through research. Charlotte, NC: Information Age Publishing.
Steinberg, K, Hatcher, J. A., & Bringle, R. G. (2011, Fall). A north star: Civic-Minded graduate. Michigan Journal of Community Service Learning, 19-33.
Thomson, A. M., Smith-Tolken, A., Naidoo, A. V., & Bringle, R. G. (2011). Service learning and civic engagement: A comparison of three national contexts. Voluntas, 22, 214-237.
Bringle, R. G., & Hatcher, J. A. (2011). Student engagement trends over time. In H. E. Fitzgerald, D. L. Zimmerman, C. Burack, & S. Seifer (Eds.), Handbook of engaged scholarship: Contemporary landscapes, future directions: Volume 2: Campus-community partnerships (pp. 411-430). E. Lansing, MI: Michigan State University Press.
Bringle, R. G., & Steinberg, K. (2010). Educating for informed community involvement. American Journal of Community Psychology, 46, 428-441.
Bringle, R. G., Hatcher, J. A., & Muthiah, R. (2010). The role of service-learning on retention of first-year students to second year. Michigan Journal of Community Service Learning, 16(2), 38-49.
Bringle, R. G., & Rydell, R. J. (2009). Obsessive love. In H. Reis & S. Sprecher (Eds.). Encyclopedia of human relationships. Thousand Oaks, CA: Sage.
Rydell, R. J., & Bringle, R. G. (2007). Differentiating reactive and suspicious jealousy. Social Behavior and Personality, 35(8), 1099-1114.
Bringle, R. G., & Tonkin, H. (2004). International service-learning: A research agenda. In H. Tonkin, S. J. Deeley, M. Pusch, D. Quiroga, M. J. Siegel, J. Whiteley, & R. G. Bringle, Service-learning across cultures: Promise and achievement (pp. 365-374). New York: International Partnership for Service-Learning and Leadership.
Rydell, R. J., McConnell, A. R., & Bringle, R. G. (2004). Jealousy and commitment: Perceived threat and the effect of relationship alternatives. Personal Relationships, 11, 451-468.
Bringle, R. G. (2003). Enhancing theory-based research on service-learning. In S. H. Billig & J. Eyler (Eds.), Deconstructing service-learning: Research exploring context, participation, and impacts (pp. 3-21). Greenwich, CN: Information Age Publishing.
Laythe, B., Finkel, D., Bringle, R., & Kirkpatrick, L. A. (2002). Religious fundamentalism as a predictor of prejudice: A two-component model. Journal for the Scientific Study of Religion, 41, 623-635.
Bringle, R. G., & Hatcher, J. A. (2002). University-community partnerships: The terms of engagement. Journal of Social Issues, 58, 503-516.
Bringle, R.G., & Hatcher, J.A. (2000). Meaningful measurement of theory-based service-learning outcomes: Making the case with quantitative research. Michigan Journal of Community Service Learning, Fall, 68-75.
Bringle, R.G., & Hatcher, J.A. (2000). Institutionalization of service learning in higher education. Journal of Higher Education, 71, 273-290.
Bringle, R. B., & Buunk, B. (1991). Jealousy and extradyadic relationships. In K. McKinney & S. Sprecher (Eds.), Sexuality in close relationships (pp. 135-153). Hillsdale, NJ: Erlbaum.
Honors, Awards and Grants
- Spirit of Philanthropy Award, IUPUI Center for Service and Learning, 2015
- Legacy of Service Award, Indiana Campus Compact, 2012
- Glenn W. Irwin, Jr. M.D., Experience Excellence Recognition Award, IUPUI, 2011
- Chancellor's Award for Excellence in Teaching, IUPUI, 2011
- Philosophiae Doctor (honoris causa), University of the Free State, South Africa, 2004
- Outstanding Contributions to the Service-Learning Research Field, International Association for Research on Service-Learning and Civic Engagement, 2004
- George W. Pinnell Award for outstanding service, Indiana University, 2003
- Volunteer of the Year Award, Boys & Girls Clubs of Indianapolis, 2002
- John A Whitesel Award, IUPUI Student Life and Diversity Programs, 2001
- B. D. Hiltunen Faculty Award, Indiana Campus Compact, 2000
- Thomas Ehrlich Faculty Award for Service Learning by Campus Compact and American Association for Higher Education, 1998
- Teaching Excellence Recognition Award Indiana University, 1997, 1998, 1999, 2000
- Member (elected) Campus Compact Invisible College, 1995
- Service Award IUPUI School of Science, 1995
- Teaching Award IUPUI School of Science, 1994
- Sigma Xi Indiana University, 1982
- Phi Kappa Phi University of Massachusetts, 1972
- Phi Eta Sigma Hanover College, 1966
Editorial Board, Partnerships: A Journal of Service Learning and Civic Engagement
Editorial Board, Journal of Applied Learning in Higher Education
Editorial Board, Michigan Journal of Community Service Learning


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Elements Of Style
Fashion Friday: What To Wear For Wedding Season
Spring and summer mean wedding season for a lot of you, and that means it's time to perform the panic-stricken "I have a wedding this weekend what do I wear?!?!" shopping trips! To help you out I pulled some dress/shoe pairings from for a variety of types of weddings from Nordstrom to give you a head start! CLICK IMAGES FOR LINKS!
FORMAL: Statement earrings complete this look
CITY: Keep it simple with some gold bangles and a funky gold clutch.
SEASHORE: Pearl studs top it off.
FORMAL GARDEN: Keep jewelry very simple and subtle to let the bold dress do the talking.
CASUAL GARDEN: Delicate gold earrings and a raffia woven clutch would look great.
CLASSIC FORMAL/BLACK TIE: Be sure to check out the back of this one!
BLACK TIE: Diamond studs or modern drop earrings are a must.
HOT SUMMER DAYTIME: A statement necklace or big, fun earrings help add interest.
INFORMAL BEACH: Gold hoops or dangley earrings and some gold bangles keep it dressy but laid back.
TAKE YOU ANYWHERE 1: Add a bold earring.
FUN & FUNKY FORMAL: Simple, clean gold jewels here since the dress is so interesting!
TRADITIONAL FORMAL: This also needs just a simple stud earring.
TAKE YOU ANYWHERE 2: Cool gold cuffs add a modern touch.
This post was sponsored by Nordstrom. All selections and opinions are my own.

subset: commoncrawl


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Working for Radiologist, Radiation Oncologists and their patients
CRS' legisltative team with decades of experience works with state legislators and other stakeholders to guide legislation on behalf of radiologists, radiation oncologists and their patients.
|CRS members are always up to date on the latest changes in health care that impacts their practice via the CRS Bulletin, e-newsletters, twitter, linkedin, and CRS conferences and webinars. Members interact with each other through CRS' secure discussion forum area.
|CRS partners with the ACR Radiology Leadership Institute to bring to you the foremost experts at the annual Leadership Summit. Online and in person, CRS members gain the tools they need to lead their group the health care changes transforming medicine and radiology.
|Technology and healthcare reform with CRS' help can add value to your group rather than detract. CRS is here to help from our Meaningful Use portal to Breast Density law tips and expert advice.


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Washington Parish Assessor
Assessment Information
Assessment Search
Contact Us
James A. "Jimbo" Stevenson, Jr.
Washington Parish Assessor
Welcome to the Washington Parish Assessor's Office Website
I would like to take this opportunity to welcome you and to thank you for visiting the Washington Parish Assessor's Office website. Our objective is to fairly and equitably identify, list, and value properties subject to ad valorem taxation all while providing courteous and efficient assistance to those whom request it. Even though our website makes most of our tax forms and information available, our doors will always be open to the public.
On our site you can find valuable assessment information including, but not limited to, ownership data, assessed values, and legal descriptions. We also have included general information about the assessment process, exemptions, and forms and reports that may be downloaded. The Washington Parish Assessors' Office makes no warranties, express or implied, regarding the completeness, reliability or suitability of the site data and assumes no liability associated with the use or misuse of said data. The Assessor retains the right to make changes and update data on this site at anytime and without notification. If you believe any of the data presented is incorrect, please contact our office at (985) 839-7815.
Washington Parish Courthouse
908 Washington Street
Franklinton, LA 70438
Phone: 985-839-7815


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No place in the world says "home" to me like the Third Street Bridge area over the James River, in Huron, South Dakota. Over my years in Huron, it became a place I frequented. As a high school art student, I'd go there to sketch. I'd go fishing with friends there in the summers, and snowmobiling in the winter. I considered a dare to walk across the spillway one summer when the water was low, and numerous dares to zip across the trestle and hope a train didn't have the same idea at the same time. I took my kids to eat our McDonald's lunch there, and watch the trains go by. And sometimes, I'd go there just to peacefully contemplate life, and ponder the mystery and the tragedy of the lives lost in those waters over the years.
One of the earlier versions of the bridge is shown in the above postcard. Unfortunately, years ago when I scanned it, I did not scan the back, and do not know the date this photo was taken. However, the book "Huron Revisited" has a similar photo, dated at 1922, and notes that the river was at flood stage. Note the adventurous souls in the rowboat. Perhaps that was their version of crossing the spillway or trestle…
Above: A more recent photo of the railroad bridge, and the automobile bridge in the background.
On my increasingly rare trips home, driving into town and seeing the river, the bridge, and the trestle, and all of the familiar sights that follow, warms my heart and soul like nothing else.


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Dear Lavera fans,
Lavera is celebrating its 22nd anniversary this November! That's 22 years producing only the purest, all-natural and non-toxic beauty products. This commitment to ingredients is very important for us - what we put on our skin really does affect our health and well-being. Our founder discovered this correlation while developing the first products to soothe his dermatitis. This ingredient commitment has helped Lavera grow to become an international brand with over 300 products!
This birthday month, I'd like to focus on Makeup. Many studies in the US and Europe show how makeup especially is still manufactured using synthetic colors, synthetic preservatives and fragrances, and even heavy metals - ingredients that harm your health. I've blogged about a few of these issues in the past, and you can find out a lot more about ingredients and other skin care issues in our Education section.
I first introduced the Trend Sensitiv Makeup line in the US and Canada back in 1999 and it quickly became very successful. We received many testimonials from women who tried Lavera and finally found a makeup line they could wear, despite their very sensitive skin. After many years of suffering from allergies and irritations, many women had resorted to not wearing makeup at all until they finally experienced Lavera products.
At Lavera, we proudly produce truly safe and healthy skin care and look forward to hearing any feedback from our loyal customers about our products. Please contact us to share your thoughts and experiences with Lavera with us! And please share with your friends about the special anniversary savings at Lavera!
Warmest greetings, Ulrike


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Lk21 | Nonton Streaming Film Lk21 Aladdin (2019) Subtitle Indonesia | Nonton Film Streaming Online Dunia21 Download Movie Gratis Subtitle Indonesia.
A kindhearted street urchin named Aladdin embarks on a magical adventure after finding a lamp that releases a wisecracking genie while a power-hungry Grand Vizier vies for the same lamp that has the power to make their deepest wishes come true.
Tagline:Choose Wisely.
Budget:$ 183.000.000,00
Revenue:$ 967.101.139,00
Director:Guy Ritchie, Max Keene


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Northern Trust Open
Riviera Country Club
Pacific Palisades, California
Hogan's Alley
Yards: 7,349
Par: 71 (35-36)
Greens: Creeping Bentgass and Poa annua; 5,000 square feet on average (smallish)
Rough: Kikuyugrass at 2.5"
Stimpmeter: 12'
Bunkers: 60
Water Hazards: 0
Course Architect: George C. Thomas and William P. Bell (1926); Tom Fazio (2008)
Purse: $6,700,000
Winner's Share: $1,206,000
FexExCup Points: 500 to the winner
Defending Champion: Long Beach native and resident John Merrick defeated Charlie Beljan on the second playoff hole to win for the first time on TOUR.
Dates: February 13-16
Format: Last week was the last multiple-course tournament of the season. This week, the top SEVENTY and ties will play the weekend from this field of 144.
Notes: Poa annua greens for the third time in four weeks as only WMPO were smooth, silky Bentgrass greens.
Recent History Lessons
After winning 31 of 40 tournaments in 2013, the USA has now won the first 12 events of 2013-14. Harris English, Jimmy Walker (THREE), Webb Simpson, Ryan Moore, Dustin Johnson, Chris Kirk, Zach Johnson, Patrick Reed, Scott Stallings and Kevin Stadler have hoisted the trophies this season.
After racking up 12 first-time winners in 2013, the new season has added only two more in the first 11 events. Jimmy Walker won the Frys.com and Kevin Stadler won the WMPO to join the list of invitees to Augusta in April.
Jimmy Walker (34) started the season out on the right foot for the Prime Time guys and has racked up three victories on his own. He is joined by Ryan Moore (30) in Malaysia, Zach Johnson (37) at Kapalua and Kevin Stadler, 33, at WMPO. Scott Stallings, 28, Patrick Reed (23), Chris Kirk (28), Webb Simpson (28), Dustin Johnson (29) and Harris English, (24) are the twenty-somethings on the board. The Young Guns now have six of 12 wins to start the season. The Old Guys were by led by Phil Mickelson, 43, at Pebble and have not entered the winner's circle yet in 2013-14.
Pay Attention: It's FREE
Since 2000, there have been five foreign-born winners on this track. The last foreign-born winner on TOUR who won a full-field, stroke play event was Swede Jonas Blixt at The Greenbrier Classic last summer. Henrik Stenson won the Deutsche Bank and The Tour Championship but those were not full-field events.
Since 2000, only Kirk Triplett (2000), Len Mattiace (2002) and John Merrick (2013) have made the NTO their first victory on TOUR.
Last year, Luke Guthrie was the best rookie finisher, T21 and in 2012 it was Jason Kokrak at T34. I tried to find a rookie winner here but gave up once I reached the 1960s.
MacDonald Smith and Lloyd Mangrum have won this tournament four times. Ben Hogan and Arnold Palmer have won it three times.
Corey Pavin (1994-95), Mike Weir (2003-04) and Phil Mickelson (2008-09) are the only players to defend their titles since the 60s.
Ted Tryba, yes, that Ted Tryba has the course record, 61, set in 1999.
The OWGR sends 26 of the top 50 players to Southern California this week.
Bill Haas, Keegan Bradley and Phil Mickelson finished on seven-under-par in 2012 and John Merrick and Charlie Beljan finished on 11-under last year. Before that, the average winning score over the last 10 years was around 13-under. That trend is falling.
Past Champions in the Field
2013 John Merrick
2012 Bill Haas
2011 Aaron Baddeley
2004 Mike Weir
2003 Mike Weir
2001 Robert Allenby
1999 Ernie Els
Lanny Wadkins, 20-under-par, 264, is the 72-hole record.
The last player to win the NTO in his first start was Adam Scott. #quality
Inside the Ropes
Hogan's Alley was the nickname given to Riviera after Ben Hogan tore it up three times in 18 months the late 1940s but it hasn't always been the exclusive host of this tournament. The Los Angeles Open, as it was once called, has bounced around to multiple clubs over the years but has settled on Riviera as home since 1973. Only on two occasions, 1983 and 1998, has the historic George C. Thomas track not been used to host today's NTO. Even before Ben Hogan, the NTO was up and running as it opened its doors in 1926 as Harry Cooper won the inaugural event. This track reeks of history as it has hosted the 1948 U.S. Open (Ben Hogan), the 1983 (Hal Sutton) and 1995 (Steve Elkington) PGA and the 1998 Senior Open (Hale Irwin). The NTO is the fourth-longest running event on TOUR, outside of the majors.
This year, 26 of the top 50 players according to the OWGR on Monday, are teeing it up on this classic design. Premium players enjoy working the golf ball both directions around doglegs. Premium players also enjoy being tested around and on the greens. Riviera stands up to both of those wants as the average winning score the last two years has been just nine-under. Over the last 12 years, the average winning score is just a shade below 13-under par. Many TOUR pros are relieved to see the days of 20-under or better behind them as they head to Pacific Palisades knowing that par is a decent score. Riviera has ranked in the 13th in 2013, 7th in 2012, 10th in 2011 and 20th in 2010 of the most difficult courses on TOUR.
This week, players who don't find fairways with their tee balls will be presented with kikuyugrass as rough. Gamers remember the difficulty players had with kikuyugrass and bluegrass at Torrey Pines as that winning score was just nine-under. Bunkers and doglegs are also strategically placed so those who take chances will be rewarded and those who find fairways will have better chances to hit GIR. Bombers such as Adam Scott, Phil Mickelson, Charles Howell III and Ernie Els have won here. So have short-knockers such as Aaron Baddeley, John Merrick, Mike Weir and Steve Stricker. The formula shows that players must keep the golf ball out of trouble and must be able to get up-and-down around the greens as well. I'm looking for premium ball-strikers who have the patience to swallow a bogey and the diligence to grind around the greens. Rookies need not apply this week and the only first-timers I'm looking at must have pedigree.
The Chalk
The players that should be on your fantasy rosters and should be making the most noise come the weekend. Yahoo! gamers, each player's Yahoo! group is in ( ).
Hunter Mahan (B): After a slow start at Torrey Pines, Mahan has bounced back nicely with finishes of T4 in Phoenix and solo sixth last week at Pebble. His game is rounding into shape as he was T21 in fairways, T14 GIR and ninth in strokes gained-putting. He also made a ton of pars, 49, against only eight bogeys in less than ideal conditions. Mahan is trending in the proper direction at Riviera as he was T55 in 2011, T24 in 2012 and had four rounds under par last year to finish T8, including his final three in the 60s. Smart money says hold him for the WGC-Match Play where he's won and finished second in the last two years but he might be a week ahead of schedule!
Dustin Johnson (B): He answered all the questions that gamers had about him last week as he finished T2 at Pebble playing, again, with his soon-to-be father-in-law. Sure, that dude is Wayne Gretzky but his soon-to-be son-in-law blazed home a Sunday-best 66 that saw him fall one shot short of a playoff. In six trips to Riviera, Johnson has three top 10s. His length is always a factor because hitting wedges out of the rough is easier than mid irons. I like him this week because he was T62 in fairways last week and still managed just seven bogeys, one less than Mahan. In three starts this year, he's won, T6 and finished T2.
Graham DeLaet (B): After back-to-back T2s to open the 2014 part of his schedule, I argued that if he's in the field, he's on this list. There is absolutely no reason to worry about his past history on any track because he's made the leap. He's done everything but win on TOUR and if he keeps finding fairways and stinging GIRs, the putts will all eventually fall. His worst finish after MC at Shriners is T7 in four events. Curling, hockey, maple syrup and GDL!
Jordan Spieth (B): Could you imagine where he would be right now if he shot even par on Saturdays in his last two rounds? His ankle slowed him down at Torrey Pines after holding the 36-hole lead as he finished 75-75 for T19. Last week, he was one back of Jimmy Walker after 36 holes before he three putted SIX times in the tough winds on Pebble. Instead of throwing in the towel, he hit the practice green first thing Sunday morning. He finished T4 after an eagle, three birdies and NO bogeys on Sunday back on Pebble. Gamers, continuing to "wait" on him is a very silly theory; just don't play him on Saturdays!
Charl Schwartzel (C): Last year, in his first trip around Riviera, the South African reminded gamers that great players don't need many rounds to figure out how to play great courses. His T3 finish last year was on the back of all four rounds under par and his first three in the 60s. He only made five bogeys for the week and no doubles or worse. He only made 15 birdies so my math says he racked up 52 pars! That's what I'm talking about! Schwartzel, as per usual, used his "offseason" to rack up events in his native South Africa. In his last five events on the European Tour he's finished T4, WIN, sixth, T15 and T59 last week in Joburg. He also won in China. Rust? No chance!
Webb Simpson (B): He's five from five this season and that includes five top 25s, four top 10s, a third and a victory. He has two rounds over par. Two. He was T6 here last year and T15 in 2011, his last two starts. I'm going to stop typing now because it's pointless to bring us his U.S. Open victory in 2012 at Olympic Club on a tight, old-school course with Poa annua greens.
Bill Haas (B): After his only top 10, T6, at Humana, Haas has sputtered with T43 at Torrey Pines and T34 in Phoenix. This should be exactly the track he needs to break out of his mini-funk as he's torched Riviera over the last three years. His reign of terror began in 2011 when he had bookend 67s to finish T12. The following season he defeated Keegan Bradley and Phil Mickelson in a playoff. And if that's not enough, he fired 64 in round three last year before sharing the final podium spot with Charl Schwartzel and Freddie Jacobson. #cureswhatailsyou
Jimmy Walker (C): He's won three times in eight events this year. He's finished T4, T4 and T16 his last three starts on his favorite course. Don't wake him up. The only club in his bag that makes me worry is his driver. He's walking on water right now and I'm excited to see how he backs up this most recent victory as he was T12 after victory No. 1 and MC (sick) at Torrey Pines. I'm nitpicking here but this field is the best yet of 2014 so if he has an off week, I'm not complaining!
Keegan Bradley (B): After MC in his first trip around Riviera, he's lost in a playoff and finished T16 with zero rounds above par. I'm still trying to figure out how he went 66-80 at WMPO but all the great players, and that's what he is, find a way to squash it and move on! He seems to play better the harder the course is. His worst finish in his five events before his MC was T18.
Harris English (C): I can't leave a guy off who has seen 10 straight weekends on TOUR. During that time he's won and has racked up three other top 10s. He's fourth in ball-striking and 18th in scrambling. His worst round on TOUR is 71.
Hideki Matsuyama (B): This might be a bit of a stretch in a field this deep but he's 13 of 16 in his short time on TOUR and 10 of those have resulted in top 25s. He also has a T3 (Frys.com) and T4 (WMPO) on a bunch of courses he's not played very often. He has one round over par in five events this season. If he starts making putts on Sunday, watch out!
Pat Perez (C): I swung and missed when I faded him after Torrey Pines and I have learned from my mistake. His new belief in his golf game, swing, personal life, etc. has translated into very real results. I'm a big believer in guys who are in "good places" and I have no problem saddling 'em up! His last three starts have been T2 (Torrey), 11th and T7 last week. A California kid playing another week on Poa annua is hardly a risk!
Justin Rose (B): Repeat after me: Form is temporary; class is permanent. The 2013 U.S. Open champ had a minor shoulder issue that forced him out of action for a few weeks but according to his Instagram account, he's had no trouble banging balls on the range in Albany in the Bahamas to tune up for this event. He finished T37, T9 and T13 in his last three before skipping this event last year. I can't ignore him but I'm always leery of guys on their first start coming back from injury/long layoff.
Ryan Moore (A): He's made the weekend in six straight at Riviera and he loves playing on the West Coast. His last three finishes here are T4, T17 and T27. Those last two finishes of T17 and T27 included final rounds of 74! Gaaaaaaaaaaaaaaah! He's made 14 straight weekends on TOUR. This season, he's seventh in fairways, fourth in GIR and 17th in putting. That's how one racks up a win and three other top10s in six events. #dingding!
Yahoo! group in ( )
Fred Couples (C): He has 14 top 10s in 31 starts and two victories.
Freddie Jacobson (B): The last two years he's finished T13 and T3. Fredrik, Fred, Freddie, they all work this week!
J.B. Holmes (C): From 2008 through 2012 he finished T7, T6, T3, T12 and T8. He MC last year but he's on his way back from a million injuries.
K.J. Choi (C): He's 13-for-13 with four top 10s. Choi is a great roster filler this week.
Form Sheet
Trending in the right direction
Kevin Na (C): I forgot he turned pro after his junior year in high school. He has three top 10s in six weekends this season including two in his last four events. He's all irons and putting and that's led him to 10th in scoring average this year.
Victor Dubuisson : The 23-year old Frenchman impressed last week as he navigated the three courses at AT&T Pebble Beach to the tune of T13. That T13 included THREE doubles. His T59 at Torrey Pines was his worst start in eight starts world-wide. During that stretch of eight tournaments he has six T20s or better. Oui.
Francesco Molinari (C): In six European starts he's posted T25 or better in all of them since last October. His last time out was T13 in Dubai.
Will MacKenzie (C): In events this season, Mackenzie has found the weekend six times and all of his finishes have been in the top 25, including T13, T7 and T13 in his last three. He has ONE round over par. One. He'd be higher on my list this week but he only has two rounds, of 12 career, in the 60s at Riviera. He's MC in four of five starts here. Gulp.
Russell Knox (C): He's seven-for-eight with all seven finishes T32 or better.
Jason Kokrak (B): He's five-for-seven with all T20 or better. He's T15 and T19 in his last two outings.
Bryce Molder (B): The good news is he's seen all seven weekends this year and he's coming off his best finish, T10, last week at Pebble Beach. The better news is he was T17 and T21 in his last two starts at Riviera.
Cameron Tringale (C): After a slow start to the new season, Tringale has rebounded with T38, T66, T12 and T13 in his last four starts. His last two final rounds have been 68-69 and that pushed him to the edge of the top 10. Another one of those this week could push him over. The SoCal native has only two rounds over par in his 12 rounds at Riviera as well. Shhhhhhhhhhh.
Morgan Hoffmann (B): He was T16 at Torrey and T15 in Phoenix in his last two starts. I like him more on courses where par is a good score and this week covers that.
Low Tide
Players floating out to sea this week
Matt Kuchar: He's made 30 cuts in a row but I'm fading him this week for two reasons. One, his best finish here in eight starts is only T14. Two, I KNOW I'll use all 10 starts on Kuchar down the road and this week's field is deep enough not to "guess" that he'll finally play well at Riviera. I KNOW he'll have 10 other tournaments where he has better course form as the year continues. Hell, you could argue four majors, two WGC and four playoff events! Not this week for me, sorry.
Charles Howell III: In six starts after his win here in 2007, he's made three cuts. He's missed three of the last four and his best finish in that run is T55 in 2008. Not this week!
Charley Hoffman: In seven straight starts at Riviera his best finish is T37 in 2010. His last round in the 60s was in 2011.
Rickie Fowler: He was MC, T35 and T62 in consecutive years from 2010-2012.
Jason Dufner: He's seen the weekend just twice in four starts and hasn't finished better than T29. He's off to a chilly start with T29 at Sony and T72 in Qatar. He'll warm up with the weather.
The Man with His Own Section in the Column
Lee Westwood: He's opened his 2014 stateside with T47 at Torrey Pines and MC in Phoenix. He's had two top 10s since July (The Open, DP World Tour Championship) but if there is a track that should play to his strengths, Riviera would be it. He opened 68-68 here last year before 74-71 to close. I wouldn't over-reach for him this week but I can't totally eliminate him either, hence, his own section.
Jordan Spieth of the Week Last Week
The column was taken over and thrashed by the kid from Texas last year. Out of respect, I'm not changing the title of it for 2013-14. It will remind me just how good Spieth was in the last three months of the season. This year, we'll still identify an up-and-coming player and/or rookie that fantasy players should have on their radar.
Frys.com: Hideki Matsuyama, T3; Brooks Koepka, T3; Max Homa, T9.
SHCO: Ryo Ishikawa is only 22, don't forget, T2; Chesson Hadley, T5.
CIMB: Kiradech Aphibarnrat, 24, might have enough money after this week to earn Special Temporary Membership. Pay attention!
WGC-HSBC: Jordan Spieth was 17th. Tommy Fleetwood (T18) is only 22 and plays in Europe. Matsuyama WD with a bad back.
McGladrey: Scott Langley turned 24 last April and is in his second season on TOUR. He finished T22 last week and No. 124 last season. #slimpickinngsthisweek
OHL Mayakoba: Harris English turned 24 last July. He won.
HTOC: Er, Jordan Spieth, solo second.
Sony: Hudson Swafford and Will Wilcox both finished T8. Both played on the Web.com Tour last year and are rookies on TOUR this season.
Humana: Patrick Reed won. He's 23. You need to pay attention.
FIO: Ryo Ishikawa, 22, bagged another top 10 finish. That's his sixth in his last 10 events on TOUR or the Web.com Tour. He's an alternate this week as of Monday afternoon.
WMPO: Hideki Matsuyama is 21. In 11 events the last two years, he's hit the top 25 in NINE of them, including T4 last week. #ALLRIGHTYTHEN
Pebble Beach: Er, Jordan Spieth, T4. Patrick Reed, 23, finished T13 and he's won twice since August. Golf is good hands, again.
Frys.com: Gary Woodland, MC. Well, at least I don't have to worry about when I'm using GARY WOODLAND again!
SHFC Open: Hideki Matsuyama. Time to break through, son. Matsuyama WD with injury so he was replaced with Nick Watney. He finished T48 for $15,264
CIMB Classic: Let's try this again: Hideki Matsuyama. There's no cut. This pleases me. His T25 after 74 on Sunday does not please me. Oh well. Here's $53,433 into the piggy bank.
WGC-HSBC: Martin Kaymer. There's no other place I would consider using him and he's the defending champ on this track. #hangsonfordearlife. Kaymer's third round 62 dared me to dream but his T8 and $161,667 is a nice deposit.
The McGladrey Classic: David Toms. He's finished T3 in 2010 and second last year. His recent form suggests he's playing well and I don't see another chance to burn him down the road. It was him or CH III. Well, BOTH of my selections finished T27. I should have listened to O…T27 was good for $39,050.
OHL Mayakoba: Brian Gay. When form meets course history… Well, that was a nice theory but it resulted in T45 and $18,060. I'm glad 2013 is now over.
HTOC: Martin Laird. Since I'm off to a woeful start I see no reason to burn a premium player. Chris Kirk was my second choice but nobody wins in back-to-back starts plus he's just had another child. Laird is the horse-for-course. The Scot finished T20 in a 30-man field for $87,000.
Sony: Charles Howell III. He plays great in the early part of the season and his record at Waialae has everything BUT a win. If you notice, I saved most of my heavy hitters for the latter part of 2013 last year and that strategy worked out. Hey, a top 10 and $119,000! Feels like a winner!
Humana: Webb Simpson has been on fire to get 2013-14 started and going low has never been a problem. It's time to start firing at 'em. Sigh. Another week brings another disappointing selection as I add a whopping $57,000 to my morbid total.
FIO: Same as last year, Rickie Fowler. He's working with Butch Harmon to get to the next level and he's played SoCal courses plenty in his young life. He finished up last week at Humana 67-66 and he's finished T5, T20, T13 and T6 last year in four career starts. I'll save Woods and Mickelson for down the road for bigger winner's checks. Snedeker and Walker were also considered and are solid options for this week. Fowler was just as bad as the other four I had listed, save for Woods' MDF cash. Tough week in OAD for most I'm guessing. MC $0.
WMPO: Ryan Palmer. He's on fire, can really putt and was fifth here last year. His excellent 64 saw him make the cut but his 70-72 weekend resulted in T48 at $15,772. I finished strong last year because I had a stable full of studs from The Open Championship through the FedExCup Playoffs. I'm not panicking. Yet.
AT&T PEBBLE: Jimmy Walker is the pick this week. He's a beast on the West Coast and he's had time to recover from his illness after MC at Torrey Pines. BANG TRISCUITS. Winner, winner, chicken dinner and $1,188,000.
NTO: Dustin Johnson goes to bat this week for Team Glass. His form is excellent and the fact that he's banged top 10s in half of his trips here doesn't hurt either.
GolfChannel.com Fantasy Golf
Glass ($3,438,107; Rank: 8,752)
Group 1: Dustin Johnson
Group 2: Hunter Mahan
Group 3: Kevin Na
Group 4: Russell Knox
Rob Bolton ($3,855,873; Rank: 5,607)
Group 1: Jimmy Walker
Group 2: Hunter Mahan
Group 3: Pat Perez
Group 4: Will MacKenzie
Ryan O' Sullivan ($3,047,926; Rank: 12,239)
Group 1: Dustin Johnson
Group 2: Bill Haas
Group 3: Kevin Na
Group 4: Fred Couples
Ned Brown ($4,506,530; Rank: 2,187)
Group 1: Dustin Johnson
Group 2: Graham DeLaet
Group 3: Kevin Na
Group 4: J.B. Holmes
Ned said, "…
Ned Brown is a long-time contributor for Rotoworld Golf. He's had documented success in Yahoo!'s game for years. Even if you're confident in your selections for that game, give his insight a read.
Group A
Ryan Moore--- He played well in the fall portion of the new wraparound schedule and that has continued into the new year with a T10 at the TOC and a T6 a couple of weeks ago at the WMPO. He has made the cut six times in seven starts here and his best result was a T4 in '11.
Matt Kuchar--- He is playing great right now, but he never has had a top ten at the NTO. I started to look to Charles Howell III as a replacement, due to his success at Riviera, but I saw that he has missed the cut here three of his last four starts. I'll try to protect Kuchar on the bench this week, however if Moore has a rocky start I won't hesitate to use him.
Bubba Watson, Charles Howell III, Lee Westwood
Group B
Dustin Johnson--- He started out the season with a T6 at the HTOC and he put a great final round charge on last week to finish in a tie for second place. He has been in the top 10 at the NTO three of his last five stops here ( T10 in '09, T3 in '10 and T4 in '12), but be warned the other two starts he missed the cut.
Webb Simpson-- Played well in the fall, with a win at in Las Vegas, and that has carried over into the new year with a T3 at the HTOC and a tenth place a couple of weeks ago at the WMPO. His two previous starts at the NTO were a T15 in '10 and a T6 last year.
Hunter Mahan-- He knocked some rust of the off-season at the Farmers and then earned a T4 at the WMPO and a sixth place last week at the AT&T Pebble Beach. His record at the NTO is somewhat mixed, but last year he played well on route to a T8 finish.
Graham DeLaet-- Group B is really an embarrassment of riches this week. Bill Haas, who is a horse for the course, or Jordan Spieth, who is a very hot player, are great picks. I'm going with Graham DeLaet, who like Spieth, is a very hot player right now with T2 finishes at the FIO and the WMPO. The second place at Phoenix really impressed me, because his record at the WMPO was so poor that I thought that he could be faded, but he proved me wrong.
Bill Haas, Jordan Spieth, Keegan Bradley, Justin Rose
Group C
Jimmy Walker-- He almost blew that six-stroke advantage last week at the AT&T, however he hung on for his third victory of the season. This is his favorite course, and I don't see how you can fade him, but I'll be interested to see if Sunday's round took a little something out of him.
Charl Schwartzel-- It's a real coin toss in here between Harris English and Schwartzel. English won at the Mayakoba and that play has carried over into the new season. Schwartzel also played well in the off-season with victories at the China Masters and the Alfred Dunhill Championship. I'm going with Schwartzel mainly because he grew up playing on the African Kikuyu grass that is found at Riviera and that he finished in a tie for third place last year, which was his first start at the NTO.
Harris English, Pat Perez, Kevin Na
"Pure Spin"
Points this season: 1,054
Percentile: 96%
Coming Wednesday
And the analysis doesn't end here. Rotoworld's Rob Bolton and I will be co-hosting a one-hour live chat WEDNESDAY at NOON p.m. ET. We will be breaking down the field at the NTO and answering your questions. Simply return to the golf home page to join in on the chatter.


text:
The most common element throughout my time posting here, a little more than four months now, is most likely my lack of confidence into the craft I'm presenting for you to read. Although having such tender readers as you is a soothing march towards a path of more determined writing, I cannot help but to distill what is perhaps the only good spawn of this plaguing inadequacy: my unending gratitude, the joyous smiles whenever someone comments such warm and embracing notes to my compositions, those to which I give such little worth, those that you see something in, sometimes I'm tearful just thinking of it.
Writing since such young age, I've only been compelled to share very recently, mostly out of fear and self-preservation, but this journey of sharing has been no less than magical, almost out of a book. I have long ways to go in my abilities and considerations, as well as my Art, which I plan to refine until the skin of my fingers is all but spent, but both readers and fellow poets here on WordPress have gifted me with a tenacity I could never verse, and my short time here has a been a poem in and of itself. One of those Wilde spoke of, poems that are lived and not written, poetry and humility.
Together, we are giving new colours to a craft that seems increasingly forgotten, and this Art that spans millenniums lives, breathes and laughs within our hearts, we are the oxygen that fuels its flames and the salt of its waves. To think that I've actually touched people in meaningful ways with the sharing of my primitive and young compositions, already brings tears to my eyes, and makes every ounce of my brimming shyness seem so minimal compared to that unbridled joy.
I've always been skeptical of over-the-head love, but I truly love everyone who has encouraged me and left the sweetest messages. When I reply that it means the world to me, I mean it with every second of my breath. It means the world, and I love you, because my gratitude couldn't be grander, because I'm just a kid that writes and you have the patience to read, and that means more than a thousand poems could ever convey, because it means the world, and I hope to only grow more grateful.
Thank you, truly,


text:
The Knapp Center, already a premier Division-1 facility, recently went through many upgrades, including the installation of new LED scorer's table and video boards, the best lighting system in college basketball and, most notably, the addition of Ron Pearson Court.
After a generous donation from Hy-Vee, Drake officials unveiled the new "Ron Pearson Court" to the public on Sept. 18, 2010. The court which was repainted over the summer to feature the Hy-Vee logo on the floor and the designation "Ron Pearson Court" on both end lines, is named for the former Hy-Vee CEO and Drake alumni.
The Knapp Center also received and aesthetic upgrade in the spring of 2011. New graphics adorn the walls of the facility and fresh colors from floor to ceiling greet the eyes of fans. In addition, the MVC's instant replay project outfitted the building with a cutting-edge replay system that will capture every moment of every game.
Many have praised the Knapp Center for its excellent design and versatility. Boasting a seating capacity of 7,152 that puts the fans right on the court, the Knapp Center provides 112,000 square feet on two levels. It includes five universal courts for basketball, volleyball and badmitton; four racquetball and handball courts; a 5,800 square-foot strength training area; a four-lane 200-meter track circling the upper level and team locker rooms.
The structure contains offices and locker rooms for the Drake basketball and volleyball teams, along with other support areas for all of the Drake athletic teams, including a weight training facilities, athletic training room and equipment room.
William Knapp, chairman of Iowa Realty and a member of the University's Board of Govenors, played a key role in making the Knapp Center dream become possible. Knapp made a $3 million gift to construction of the center and a $100,000 gift for the construction of the Drake Tennis Center.
Still today, the Knapp Center is one of the true collegiate athletics arenas that brings its fans right into the game.


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Liberty bond
A Liberty bond (or liberty loan) was a war bond that was sold in the United States to support the Allied cause in World War I. Subscribing to the bonds became a symbol of patriotic duty in the United States and introduced the idea of financial securities to many citizens for the first time. The Act of Congress which authorized the Liberty Bonds is still used today as the authority under which all U.S. Treasury bonds are issued.[citation needed]
Liberty Bond Issues 1917–1918[edit]
There were four issues of Liberty Bonds:[1]
- April 24, 1917 Emergency Loan Act authorizes issue of $1.9 billion in bonds at 3.5 percent.
- October 1, 1917 Second Liberty Loan offers $3.8 billion in bonds at 4 percent
- April 5, 1918 Third Liberty Loan offers $4.1 billion in bonds at 4.15 percent.
- September 28, 1918 Fourth Liberty Loan offers $6.9 billion in bonds at 4.25 percent.
Interest on up to $30,000 in the bonds was tax exempt only for the First Liberty Bond.[1]
First Liberty Bond Act[edit]
The 1st Liberty Loan Act established a $5 billion aggregate limit on the amount of government bonds issued at 30 years at 3.5% interest, redeemable after 15 years. It raised $2 billion with 5.5 million people purchasing bonds.
Second Liberty Bond Act[edit]
The 2nd Liberty Loan Act established a $15 billion aggregate limit on the amount of government bonds issued, allowing $3 billion more offered at 25 years at 4% interest, redeemable after 10 years. The amount of the loan totaled $3.8 billion with 9.4 million people purchasing bonds.
Sales difficulties and the subsequent campaign[edit]
The response to the first Liberty Bond was unenthusiastic and although the $2 billion issue reportedly sold out, it probably had to be done below par because the notes traded consistently below par.[2] One reaction to this was to attack bond traders as "unpatriotic" if they sold below par. The Board of Governors of the New York Stock Exchange conducted an investigation of brokerage firms who sold below par to determine if "pro-German influences" were at work. The board forced one such broker to buy the bonds back at par and make a $100,000 donation to the Red Cross.[3] Various explanations were offered for the weakness of the bonds ranging from German sabotage to the rich not buying the bonds because it would give an appearance of tax dodging (the bonds were exempt from some taxes).
A common consensus was that more needed to be done to sell the bonds to small investors and the common man, rather than large concerns. The poor reception of the first issue resulted in a convertible re-issue five months later at the higher interest rate of 4% and with more favorable tax terms. Even so, when the new issue arrived it also sold below par.[4] This weakness continued with subsequent issues, the 4.25% bond priced as low as 94 cents upon arrival.[5]
Secretary of the Treasury William Gibbs McAdoo reacted to the sales problems by creating an aggressive campaign to popularize the bonds.[6] The government used a division of the Committee on Public Information called the Four Minute Men to help sell Liberty Bonds and Thrift Stamps.[7][8][9] Famous artists helped to make posters and movie stars hosted bond rallies. Al Jolson, Elsie Janis, Mary Pickford, Douglas Fairbanks and Charlie Chaplin were among the celebrities that made public appearances promoting the idea that purchasing a liberty bond was "the patriotic thing to do" during the era.[10] Chaplin also made a short film, The Bond, at his own expense for the drive.[11] The Boy Scouts and Girl Scouts sold the bonds, using the slogan "Every Scout to Save a Soldier". Beyond these effective efforts, in 1917 the Aviation Section of the U.S. Army Signal Corps established an elite group of Army pilots assigned to the Liberty Bond campaign. The plan for selling bonds was for the pilots to crisscross the country in their Curtiss JN-4 "Jenny" training aircraft in flights of 3 to 5 aircraft. When they arrived over a town, they would perform acrobatic stunts, and put on mock dog fights for the populace.
After performing their air show, they would land on a road, a golf course, or a pasture nearby. By the time they shut down their engines, most of the townspeople, attracted by their performance, would have gathered. At that point, most people had never seen an airplane, nor ridden in one. Routinely each pilot stood in the rear cockpit of his craft and told the assemblage that every person who purchased a Liberty Bond would be taken for a ride in one of the airplanes. The program was successful in raising a substantial amount of money which was used to pay for the war effort. The methodology developed and practiced by the Army was later followed by numerous entrepreneurial flyers known as Barnstormers, who purchased war surplus Jenny airplanes and flew across the country selling airplane rides.
Vast amounts of promotional materials were manufactured. For example, for the third Liberty Loan nine million posters, five million window stickers and 10 million buttons were produced and distributed.[12] The campaign spurred community efforts across the country and resulted in glowing, patriotically-tinged reports on the "success" of the bonds.[13] For the fifth and final loan drive (the Victory Loan) in 1919 the Treasury Department produced steel medallions made from melted down German cannon that had been captured by American troops at Château-Thierry in NW France. The inch-and-a-quarter wide medallions suspended from a red, white, and blue ribbon were awarded by the Department to Victory Liberty Loan campaign volunteers in appreciation of their service in the drive.
Peak US indebtedness was in August 1919 at a value of $25,596,000,000 for Liberty Bonds, Victory Notes, War Savings Certificates, and other government securities. As early as 1922 the possibility that the war debt could not be paid in full within the expected schedule was raised, and that debt rescheduling may be needed. In 1921 the Treasury Department began issuing short term notes maturing in three to five years to repay the Victory Loan [14]
According to the Massachusetts Historical Society, "Because the first World War cost the federal government more than $30 billion (by way of comparison, total federal expenditures in 1913 were only $970 million), these programs became vital as a way to raise funds".[15]
Despite all these measures, recent research[16] has shown that patriotic motives played only a minor role in investors' decisions to buy these bonds;
Through the selling of "Liberty bonds," the government raised around $17 billion for the war effort. Considering that there were approximately 100 million Americans at the time, each American, on average, raised $170 on Liberty bonds.
Victory Liberty Loan[edit]
A fifth bond issue relating to World War I was released on April 21, 1919. Consisting of $4.5 billion of gold notes at 4.75% interest, they matured after four years but could be redeemed by the government after three. Exempt from all income taxes, they were called at the time "the last of the series of five Liberty Loans."[17] However they were also called the "Victory Liberty Loan," and appear this way on posters of the period.
The first three bonds and the Victory Loan were partially retired during the course of the 1920s, but the majority of these bonds were simply re-financed through other government securities. The Victory Loan, which was to mature in May 1923, was retired with money raised by short term treasury notes which matured after three to five years and issued at 90-day intervals until sufficient funds were raised in 1921. The likelihood of successfully retiring all of the war debt (within the amount of time) was noted as early as 1921.[14] In 1927, the 2nd and 3rd, together worth five billion dollars, 1/4 of all government debt at the time, were called for redemption and refunded through the issuance of other government securities through the Treasury Department. Some of the principal was retired. For example, of the 3.1 billion dollars owed on the 2nd Liberty Bond, 575 million in principal was retired and the rest refinanced. At this same time, the 1st Liberty Bond still had 1.9 billion dollars outstanding in 1927 with a call date for 1932 while the fourth Liberty Bond, with six billion dollars, had a call date for 1932 as well.[18]
Default of the Fourth Liberty Bond[edit]
The first three Liberty bonds, and the Victory Loan, were retired during the course of the 1920s. However, because the terms of the bonds allowed them to be traded for the later bonds which had superior terms, most of the debt from the first, second, and third Liberty bonds was rolled into the fourth issue. As a result, the large majority of Liberty bond debt was still outstanding into the 1930s.[citation needed]
The fourth Liberty Bond had the following terms:[19]
- Date of Bond: October 24, 1918
- Coupon Rate: 4.25%
- Callable Starting: October 15, 1933
- Maturity Date: October 15, 1938
- Amount Originally Tendered: $6 billion
- Amount Sold: $7 billion
The terms of the bond included: "The principal and interest hereof are payable in United States gold coin of the present standard of value."[20] This type of "gold clause" was common in both public and private contracts of the time, and was intended to guarantee that bond-holders would not be harmed by a devaluation of the currency.
However, when the US Treasury called the fourth bond on April 15, 1934,[20] it defaulted on this term by refusing to redeem the bond in gold, and neither did it account for the devaluation of the dollar from $20.67 per troy ounce of gold (the 1918 standard of value) to $35 per ounce. The 21 million[1] bond holders therefore lost 139 million troy ounces of gold, or approximately 41% of the bond's principal.[citation needed] This was the equivalent of $2.866 billion (in 1918 dollars), or approximately $220 billion at the 2012 price of $1600 per ounce.[citation needed]
The legal basis for the refusal of the US Treasury to redeem in gold was House Joint Resolution 192, dated June 5, 1933.[21] The Supreme Court later held this to be unconstitutional under section 4 of the Fourteenth Amendment.:[22]
We conclude that the Joint Resolution of June 5, 1933, insofar as it attempted to override the obligation created by the bond in suit, went beyond the congressional power.
However, due to Roosevelt's elimination of the open gold market, the Court ruled that the bond-holders' loss was unquantifiable, and that to repay them in dollars according to the 1918 standard of value would be an "unjustified enrichment".[20] The ruling therefore had little practical effect.
Liberty Bond posters[edit]
See also[edit]
- Economic history of the United States#World War I
- Economic history of World War I
- National debt of the United States
- War bond (World War II)
- ^ a b c Sakolski, Aaron Morton. "Wall Street and the Security Markets". 1925
- ^ The Electric Journal, September 1917, p. 51.
- ^ The Financier, June 23, 1917, p. 1741.
- ^ New York Times, November 20, 1917.
- ^ Investment Bankers Association of America Bulletin, Vol. VII, No. 2, October 1, 1918. p. 30.
- ^ Abbott, Charles Cortez (1999). Wall Street and the Security Markets. Harvard Economic Studies, volume 59. Harvard University Press.
- ^ The American Year Book: A Record of Events and Progress, Volume 1918. T. Nelson & Sons. 1919.
- ^ Stone, Oliver; Kuznick, Peter (2014). The Untold History of the United States, Volume 1: Young Readers Edition, 1898-1945. Simon and Schuster. ISBN 9781481421751.
- ^ The Four Minute Men of Chicago. Chicago, Illinois: United States Committee on Public Information. 1919. p. 25.
- ^ Gale Encyclopedia of U.S. Economic History
- ^ Chaplin, Charlie. "My Autobiography." (1964)
- ^ New York Times Magazine, Mar 10, 1918
- ^ New York Times, March 27, 1918, page 4.
- ^ a b Los Angeles Times, October 5, 1922, page IV9.
- ^ Massachusetts Historical Society, Focus on Women and War, June 2002.
- ^ Kang Sung Won, Rockoff Hugh, (2006), "Capitalizing patriotism: the Liberty Loans of WW1", NBER Working Paper No. W11919, 55p.
- ^ Special to The New York Times. (April 14, 1919). "New Loan Fixed at $4,500,000,000; Interest at 43⁄4%" (PDF). New York Times. Retrieved March 29, 2012.
- ^ Los Angeles Times, January 2, 1928
- ^ Garbade, Kenneth D. "Why the U.S. Treasury Began Auctioning Treasury Bills in 1929." FRBNY Economic Policy Review, July 2008.
- ^ a b c Perry v United States, 294 US 330 (1935)
- ^ Records of the 73rd Congress of the United States, Session I, Chapters 46-48, pp. 112–3.
- ^ Perry v United States, 294 US 330 (1935), Page 294 U. S. 354
- Chase, Philip M. (2008). William Gibbs McAdoo: The Last Progressive, (1863--1941). ProQuest PhD dissertation. p. 130ff.
- Childs, C. Frederick. "United States Government Bonds." Annals of the American Academy of Political and Social Science 88 (1920): 43-50. in JSTOR
- Garbade, Kenneth D. (2012). Birth of a Market: The U.S. Treasury Securities Market from the Great War to the Great Depression. MIT Press. pp. 69ff, ch. 5.
- Hart Jr, Henry M. "The Gold Clause in United States Bonds" Harvard Law Review 48 (1934): 1057.
- Hollihan, Thomas A. "Propagandizing in the interest of war: A rhetorical study of the committee on public information." Southern Journal of Communication 49.3 (1984): 241-257.
- Kang, Sung Won, and Hugh Rockoff. "Capitalizing Patriotism: The Liberty Loans of World War I" (Paper No. w11919. National Bureau of Economic Research, 2006)
- Kimble, James J. Mobilizing the home front: war bonds and domestic propaganda (Texas A&M University Press, 2006)
Primary sources[edit]
- Browne, Porter Emerson (1918). A Liberty Loan Primer. New York: Liberty Loan Committee, Second Federal Reserve District. OCLC 2315245.
- Lee, Higginson & Co. (1920). Liberty Bonds: A Handbook. London: Higginson & Co. OCLC 318644142.
External links[edit]
|Wikimedia Commons has media related to Liberty bonds.
|Wikisource has original text related to this article:
- Posters for Liberty Bonds from the Elisabeth Ball Collection of World War I posters
- Liberty Loan documents, and other War Finance documents available on FRASER
- Circulars of the Federal Reserve Bank of New York, including circulars on Liberty Loans


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Retrans Fights Get More Annoying As Cable Hits Users With Sneaky Below-The-Line 'Broadcast TV' Fees
from the nickel-and-dime deptIf you hadn't noticed (read: are a cord cutter), the battle over higher retransmission fees between broadcasters and cable operators has grown immensely more annoying for consumers, with last year seeing a record amount of content blacked out as the two sides fought over rates. Consumers are usually put in the middle of the battle, with broadcasters blaming pay TV companies for the breakdown in negotiations and vice versa; both sides then bombarding consumers with calls or on-screen tickers insisting they act immediately and call the other guy to complain. We've seen these fights evolve over the years to include the blackout of online content as well, with the Time Warner Cable and CBS fight last year reaching entirely new levels of annoying.
After the smoke clears, confidential deals are struck, and the pretense of caring about how much consumers are paying fades away, the costs then get passed on to the consumer as the icing on an ugly process. Normally, cable companies include these hikes in the cost of doing business on your final bill. However, a growing number of cable companies are embedding a portion of these hikes in below the line fees, allowing them to jack up your cable bill, but still advertise the same price. Comcast, for example, recently started charging users a $1.50 Broadcast TV Fee that the company insists is part of improving your entertainment experience:
"At Comcast we are committed to constantly improving your entertainment and communications experience, and we continue to invest in making your services even better. As we make these and other investments, we periodically need to adjust prices due to increases we incur in programming and other business costs. Among these price changes, we have itemized a Broadcast TV Fee in order to identify some of the rising costs or retransmitting broadcast television signals. In recent years, the cost of retransmitting broadcast television signals has increased significantly, and going forward we want to address these increasing costs through a separate itemized charge."While I know massive multi-billion-dollar new skyscrapers don't build themselves and the $45.2 billion needed for new mergers doesn't grow on trees, I was always under the impression that part of the primary cost of doing business in the cable industry was programming -- and as such, that should be included in the normal price of service (the same service broadcast and cable raises the price of sometimes as often as twice a year). Comcast certainly isn't alone in this practice; Charter has imposed this kind of charge for more than a year, and AT&T this week notified U-Verse customers they'll now be paying $3 per month instead of $2 for the fee. If you're on Time Warner Cable, you should be getting a notice soon that they're adding the fee as well.
Again, burying ordinary costs of this kind is a common tactic in the cable TV industry, and it's a form of false advertising regulators seem to believe is all in good fun. It's useful if you're a cable operator interested in jacking up prices while keeping advertised prices the same, bumping prices on people you've convinced have signed "price lock guarantees," or raising rates on users who are otherwise paying a fixed-rate under contract. It's also useful if you want to trot out statistics showing how cable rate hikes are slightly less than they actually are. Or, as Comcast phrases it, ensuring you have a really fantastic, compelling television "experience" and are getting the utmost "value" for your entertainment dollar. Enjoy!
Filed Under: broadcast, cable, retransmission, television
Companies: cbs, time warner


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Step 3: Enter your Personalization Options – many signs allow for names/dates/etc. For a custom design fee, you can also choose to have our graphic artist create a completely new design for your class project.
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Nintendo has announced today the release of Nintendo 3DS Guide: Louvre for the 3DS eShop, and to celebrate this, Satoru Iwata tried the app out with the ever-smiling Shigeru Miyamoto in Nintendo's latest Mini Direct, in a quite empty Louvre.
As the Mini Nintendo Direct shows below, you can basically use it as a real-time guide, with the 3DS screen displaying artwork, hundreds of photos of the museum interior and panoramic galleries with audio commentary. No mini-games unfortunately.
The app is out today in Europe and costs €19.99 / £17.99 to download.
Nintendo 3DS Guide: Louvre Direct Presentation - 27.11.2013 [YouTube]
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Mplus Discussion
Growth Modeling of Longitudinal Data
Roxana Dragan
posted on Monday, April 13, 2009 - 11:40 am
I listened to your Mplus talks on growth modeling, EFA and CFA in March and August 2008. I got the message that as you move from one step to another in estimation, you need to use another random sample than the sample used in the first step. For example: you do EFA at each time point in growth modeling in the first step using random sample1, than in the forth step when you do a CFA you need another random sample2. I ignored the steps two and three where one determines the shapes of the growth curve.
I am trying to estimate a multiple indicator growth model. My data consists of educational attainment in OECD countries over the period 1960-1985, every 5 year data. I have 20 countries and 6 time points. Do I have to select random samples from my data set, as I move from one estimation step to another? How do I decide the size of the random sample to be selected for the next step? Can you recommend any further readings?
Thank you
Bengt O. Muthen
posted on Monday, April 13, 2009 - 1:24 pm
Those steps are mainly intended for developing new instruments, where one modifies, deletes, and adds items. But even if you have to live with a particular instrument as is, I think keeping exploration and confirmation to different data sets is useful if you have the sample size to afford it. Depending on the number of items in your instrument you may need at least say 200-300 observations for a stable exploratory analysis.
Also, if your hypothesis only concerns the number of factors rather than a more specific structure, you might consider the new "ESEM" approach. In a growth context, however, this requires you to study up on it, and is not something you just learn by doing.
Furthermore, you have to consider whether or not a multilevel (exploratory) factor analysis is necessary (see the Mplus Short Course Topic 7 handout).
Roxana Dragan
posted on Thursday, April 16, 2009 - 10:15 am
I assume by instruments you mean indicators. The indicators I work with represent existing educational attainment data set built by different authors, which researchers claimed are corrupted with measurement error. I do not intend to develop new instruments, or modify the existing ones, I just want to get an estimate for the measurement error in the existing instruments.
As you probably noticed, I do not have the sample size to afford having different samples for EFA and CFA.
I listened to one of your multilevel factor analysis talk, and read the suggested handout (Mplus Short Course Topic 7 handout). I do not think I need to consider a multilevel analysis in my case. Even though my countries are OECD countries, I only have one cluster, the only variation I will find will be within the OECD cluster. If you see any obvious reason why you think I should consider multilevel analysis, please let me know.
What I was really worried about is that in one of the Mplus presentations, when talking about CFA on the Holzinger-Swineford data, Linda said that even though some of the Modification Indices were large, she did not choose to use them and re-estimate the model, because that would require the use of another sample (data set). I hope that would be needed in an ideal world. Or is this the common practice, to re-estimate the model using a different sample?
Thank you
Bengt O. Muthen
posted on Friday, April 17, 2009 - 5:54 pm
It is unfortunately not common to re-estimate the model using a different sample. I think what Linda was referring to was that when you use the same sample repeatedly in checking Modification indices and modifying the model you may be capitalizing on chance, that is, the parameters you free up may not be significant in another random sample from the same population. So you want to free only those parameters with large indices that are clearly interpretable.
Brianna H
posted on Friday, September 27, 2013 - 4:09 pm
Hello-- I am trying to figure out how to randomly sample observations from my dataset, so that I can divide the sample in half and test model modifications on one half of the sample at a time. Can you please let me know the syntax for randomly sampling a certain number of observations from the data file used in the analysis? Thank you.
Linda K. Muthen
posted on Friday, September 27, 2013 - 5:32 pm
Mplus does not have this feature. You would need to do this outside if Mplus.
Brianna H
posted on Saturday, September 28, 2013 - 7:44 am
Thank you for your reply.
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Anger Therapist
Judy Koehler, M.A., LPC, NCC
Licensed Professional Counselor
In 63131 - Nearby to Millstadt.
I have never met a person who doesn't have some reason to be angry. But, I have also seen much displaced anger, rage disproportunate to the situation at hand and relationships destroyed due to anger. If your anger is bothering you and getting between you and the people you love, call me today. I have been able to help many people see where their anger may originate and better navigate their emotions, thoughts and behaviors. There is hope for those who call.
Anger Therapist
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Mental Health Counselor
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Anger that comes up with clients is frequently a secondary emotion with the root of the issue being the feeling of being mistreated. Amy helps clients recognize what their anger triggers stem from, and to find an alternative response other than the unwanted anger while still feeling in control. She also aids in helping her clients with developing problem-solving techniques that make her clients feel empowered which assists in helping reduce the risk of frustration or anger.
Anger Therapist
Lisa Dierdorf, MA, PLPC
Provisionally Licensed Professional Counselor
In 63131 - Nearby to Millstadt.
Pain is often what lies buried underneath anger. Anger can be a very effective defense against incurring any further pain or feeling the pain that is already there. Anger can also be a catalyst, helping to motivate us to make a change in our lives. However, when we hold onto anger after its usefulness has expired, (it is no longer constructive)or we are not in control of our anger and as a result we act out in destructive ways, anger is suddenly a huge liability. When we act destructively, and not constructively we are caught in a way of life that does not allow for further growth. Learning new coping skills to help manage anger is an act of courage and the first step toward healing.
Anger Therapist
Richard Boswell, LCSW, L.L.C.
Licensed Clinical Social Worker
In 63105 - Nearby to Millstadt.
Anger is part of our emotional life and does not, in and of itself, predict anything bad or good. Anger, if it is not well managed, can however be very destructive to individuals and relationships. Exploding anger and stuffing anger have the very same hurtful physiological effects. The relevant issues need to be dealt with in an effective manner to fully deal with the angry feelings. The start of therapy is an assessment of the individuals style of anger. Learning cognitive behavioral, self soothing and positive self expression skills can go a long way to help deal with the important issues and manage the feelings of anger and the related hurts.
Anger Therapist
Tyler Sparks, MA, LPC, NCC, CCSAS
Licensed Professional Counselor
In 63122 - Nearby to Millstadt.
Anger is good! This may seem contrary to what you've always believed about anger. You've probably spent a lot of time and energy trying to get rid of it. That would be a big mistake. Did you know that God was angry at times? If God was angry, how could it be wrong to feel anger? I propose the issue is not in the emotion itself, but in how we express it. You'll benefit from counseling for anger issues by learning healthy ways to use your anger, becoming more emotionally insightful, and developing skills to become connected deeper relationally.
Anger Therapist
Katie Kibort, MA, LCPC, NCC
Licensed Clinical Professional Counselor
In 62269 - Nearby to Millstadt.
Everyone gets angry at times, but some people struggle with aggression that can interfere with their ability to have healthy relationships. Anger can stem from many things but domestic violence, substance abuse and trauma are the most common. I use a cognitive-behavioral approach to help clients understand what is fueling their anger and then learn positive coping skills to manage those emotions.
You have Found the Best Anger Management Therapists in Millstadt, IL.
Thank you for visiting our Illinois page of anger counselors in Millstadt, Illinois who are experienced in therapy and treatment for anger issues. Ask your provider about classes or workshops in addition to individual sessions to help with issues relating to anger. Begin your new journey today.
Millstadt is located in St. Clair County, Illinois. It has a land area of 3.18 square miles and a water area of 0.16 square miles.  The population of Millstadt is 3,896 people with 1,559 households and a median annual income of $66,492. .
Therapy Affordability Meter for Millstadt, IL
Generally Affordable
Therapists in Millstadt are often within budget with some potential challenges for longer term commitments. Your mental health and well being are a top priority. If accessibility is a concern, ask your counselor about sliding scale fees or inquire about accepted insurance plans. Low cost counseling and affordable therapy are also sometimes offered by listed city and university level clinics, check with your local Millstadt public health department.


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SoleWood: Designed in Miami from Solewood on Vimeo.
This month has been huge for SoleWood with a feature that has just come out in Footwear News Magazine. To subscribe to Footwear News Magazine, check out www.wwd.com. Text from the "Man Made" article: Age: 29 Launch season: Spring '13 Headquarters: Miami Training: Man graduated from Carnegie Mellon University in 2004 with a bachelor's degree in industrial design. Prior to his work in footwear, he designed luggage as well as medical devices. Mentor: "[Max Debiase from Brain Lab] taught me everything about the shoe business. He's taught me how to be a businessman and not just a designer. I'm constantly striving to do better and become something even bigger." Icons: Twentieth-century American designers Charles and Ray Eames, who pioneered trends in architecture, furniture... Continue Reading →
Make sure to stop by the closest newsstand to pick up a copy of XXL Magazine May/June issue entitled 2013 Freshman Class Best Ever. The "Gotta Have It" editorial features SoleWood Bamboo Square Polarized Aviators. This issue also highlights some new up and comers including Trinidad James. SoleWood is honored to have our eco-friendly Bamboo Aviators featured alongside up and comers such as Trinidad James. In the words of Trinidad modified ti fit SoleWood's mantra of All Wood Everything: "Wood all in my shades, Wood all in my watch. Don't believe me just watch...." Big thanks to the folks at XXL Magazine for featuring SoleWood!!! Continue Reading →
Project Las Vegas was an incredible success for SoleWood!!! We wrote orders, caught up with old friends, and most importantly made lots of new friends and connections. We want to thank all the boutiques across the USA, South America, Asia, and Europe that picked up SoleWood products! We also want to thank the good folks at advanstar including Jack Conolly and Jessica Kelly for their outstanding customer service and assistance in getting the SoleWood booth up and running. I also want to give a huge shoutout to my wife Phyllis and my boys Itay Djerassi, Stefano Gianesella, and Casey Suarez for coming out and repping SoleWood at Project Show. The entire show would not have been such a success without... Continue Reading →
I had the chance to sit poolside with Jeremey Piven at the Standard this week. I have to say, I am a huge fan of Jeremy Piven and have been for a long time as he starred in roles on the big screen in Say Anything, PCU, Very Bad Things, Old School, Heat, all recently in Entourage. It was an incredibly humbling and cool experience chatting with him as he rocked SoleWood Ebony Shades. We talked shop, the big screen, and the good life relaxing in Miami after the Miami Film Festival. He is an incredibly genuine guy, and we will be watching him as his new Masterpiece show Mr Selfridge takes off on PBS and ITV. We are honored... Continue Reading →


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SC Overview
SHAMROCK Communications (Pvt.) Ltd., a marketing solutions company, with specialization in public relations, marketing services, publications, conferences and event management, operates with a strong belief and conviction that as a Company it endeavors to deliver prompt and personalized services.
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SBU 1: SCI Conferences
SHAMROCK Conferences International (SCI) is a business unit of SHAMROCK Communications (Pvt.) Ltd. and is one of Pakistan's foremost Conference Management companies. We are located in Karachi, Lahore and Islamabad comprising of highly experienced and skilled conference managers. As a specialist outfit with many years of hands-on experience managing major conferences of national and international significance.
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Drew just went over this not even a couple of weeks ago, the seemingly growing epidemic of worsening baby names across the country. And now, much to our (read: his) chagrin, the newborn son of Mitch Moreland has become the latest poster child for this wave of unholy child-naming.
@Rangers: Congrats to the Moreland's on the birth of their baby boy, Crue Howell Moreland at 3:39 p.m. today.
Important questions now must be asked: Was this a poor name selection? What are the potential ramifications of such a child-naming? And what else could Moreland possibly have named his child? It's all so confusing. We must have answers.


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AZ LeanItTogther
- Intel Corporation
- Chandler, Arizona
About our Circle
- Looking for members
A learning group for next gen of Intel women leaders
1 Leader, 7 Members
Networks we're affiliated with
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We're always looking for new members. Join today to be a part of Lean In's global community.
How it works
A Lean In Circle is a small group of 8–12 women who meet regularly to support one another and learn new skills.
Why join a Circle?
85% of members credit their Circle with a positive change in their lives.


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TSP Innovations necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 166 diseños de 25 diseñadores freelance.
We at KidGoodz are committed to inventing, designing and bringing to market innovative products for parents. Our commitment is to help make the lives of parents easier with unique and functional products that not only serve a purpose but are also attractive and fashion conscious.
Our target audience will be parents of children ages newborn to toddler as well as grandparents and other family members that may care for the child. Our products will be priced in line with other products in similar categories of the same quality so as not to exclude any potential buyer with higher prices.
Our company name is KidGoodz with no spacing.
(Please notice the two capital letters that need to be capitalized in every design.)
Being a company developing kids products we would like brighter colors. We also like rounded fonts rather than edgy (but not too bubbly). We tend to lean more towards the newer Web 2.0 style of logos; clean and simple. We want to promote a forward thinking mentality so we want the logo to look 21st century but not over the top; we are selling to parents of all ages so need to be universally enjoyed and understood. Since our goal is to appeal to various ages with our product lines - we want a simple logo that can represent a diverse product line. We want the logo to be bold but easily readible and not fancy. We thought of incorporating a delivery truck in the logo (line-art style) but aren't set on that. No clipart!
This logo will be used for our website, print (business cards, letterhead) and packaging. We will need:
a CMYK vector file (preferrably .ai)
a high quality jpg and layered PSD if possible
We have uploaded an image of another company's logo that we really like...nice bright colors, clean and simple.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Name (screen name or otherwise): William Rendfeld AKA Echowarrior AKA EchoWing
Transformers fan since: 1994
Year of Birth: 1986
Primary Residence: Indianapolis
First Transformer Ever bought: G2 Skydive
First series ever paid attention to: Transformers Generations 2
Favorite TF Cartoon: Beast Wars
Favorite Comic: Transformers More Than Meets The Eye/Lost Light
Least favorite TF persona/toy: TLK Steelbane
Top 5 Favorite Toys of all time:
1.) BW Polar Claw
2.) Classics Optimus Prime
3.) Combiner Wars Ultra Magnus
4.) Titans Return Fortress Maximus
5.) Reveal the Shield Jazz
Most rare TF collectible I own: OTFCC Sentinel Maximus
Lightning round!
Coke or Pepsi: Coke.
Night owl or early bird? Night owl who wishes he was an early bird.
Autobot or Decepticon? Autobot, albeit with anger issues.
Others will be surprised to know that: I actually still write fanfiction!


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Angels announce 2014 Opening Day roster
ANAHEIM, CA - Angels' General Manager Jerry Dipoto today announced the club's Opening Day roster for the 2014 campaign. The following transactions have been made to set the roster at 25 active players:
The contract of INF Ian Stewart has been selected. Four (4) players have been placed on the 15-Day Disabled List, retroactive to March 21st: LHP Sean Burnett (left elbow surgery), RHP Dane DeLaRosa (right forearm inflammation), RHP Ryan Brasier (right elbow strain) and LHP Brian Moran (left elbow inflammation). Four (4) players have been optioned to triple-A Salt Lake: OF J.B. Shuck, INF Grant Green, RHP Cory Rasmus and LHP Jose Alvarez. Additionally, OF Brennan Boesch, OF Matt Long, RHP Brandon Lyon and C Luis Martinez have been reassigned to Salt Lake.
The club's current 40-man roster sits at 39 players with today's transactions.
Following is a breakdown by position of the Angels' 2014 Opening Day 25-man roster:
Frieri, Ernesto (RH) Conger, Hank Aybar, Erick Calhoun, Kole
Jepsen, Kevin (RH) Iannetta, Chris Freese, David Cowgill, Collin
Kohn, Michael (RH) Kendrick, Howie Hamilton, Josh
Maronde, Nick (LH) McDonald, John Ibanez, Raul
Richards, Garrett (RH) Pujols, Albert Trout, Mike
Salas, Fernando (RH) Stewart, Ian
Santiago, Hector (LH)
Shoemaker, Matt (RH)
Skaggs, Tyler (LH)
Smith, Joe (RH)
Weaver, Jered (RH)
Wilson, C.J. (LH)


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June 27, 2002 — A collection of Web auction scam artists are ripping off plasma TV buyers, stealing thousands of dollars per victim, MSNBC.com has learned. The scam works thanks to a bit of wire transfer chicanery. Victims agree to make payment with Western Union, but are instructed to follow procedures that supposedly make the funds untouchable until the TV is delivered — the instructions, of course, are a sham. According the one auction fraud expert, thousands of eBay and uBid users may have already fallen for it.
Apparently, scammers now know many consumers have misgivings about sending money to strangers over wire transfers. So they have come up with a fast-talking method to reassure the skeptical and overcome resistance to using Western Union.
"Here {sic} what you will do to feel safe and also to show me that you want to pay me," said one scam artist, in an e-mail viewed by MSNBC.com.
The scam artist asks the victim to send the money and make up a name to list as the recipient — perhaps the victim's sister, or wife.
"That way, I will be able to verify if the money are sent {sic}, BUT I will not be able to collect it," writes the scammer. He leads the victim to believe that Western Union carefully verifies the recipient's identity.
It doesn't. As long as the scam artists arrives at the Western Union office with the correct money transfer control number, the criminal can walk off with the money, according to Rosalinda Baldwin, CEO of The Auction Guild, an auction watchdog company.
Wendy Carver-Herbert, a spokesperson for Western Union, said recipients are required to present identification, but conceded that a good-looking counterfeit ID would probably be good enough.
"If it's an ID that looks as if it's official, the money would be paid," Carver-Herbert said.
Scamsters apparently convince victims they won't pick up the money by offering detailed instructions on what to do after the TV arrives.
"After I will see that you have sent the money I will send you the package," the scam artist continues. "And after you will receive it and test it you will make a call to Western Union to change the receiver name into my name. It will not cost you anything."
Actually, it costs a lot.
One victim who contacted MSNBC.com lost $3,000, which would have been a steal for a large plasma television. Instead, the money was stolen, and the TV never arrived.
Another victim said the seller just disappeared after he sent the money. "Two days after I sent the money I got a confirmation from Westernunion.com that it was picked up. At that time I was sure that I had been taken. I tried to e-mail seller with no reply," the victim said. "I contacted Western Union to see if they had any protection against this for their customers. Got a reply (saying) they were under no obligation for lost funds," he said. "(I) Just wonder how many got taken on these scams."
Perhaps thousands have, said The Auction Guild's Baldwin. She said she's heard of about two dozen "name-switching" scam victims in recent weeks and suspects for every victim she knows, there might be a thousand others.
"Name switching didn't come about until con artists realized people weren't just going to send wire transfers," she said. "As the public becomes more aware, con artists modify what they do to overcome that resistance."
Baldwin said auction site customers just shouldn't use wire transfers to complete transactions because they are the easiest way to steal money without a trace and that Yahoo and uBid auctions now issue this warning to customers.
eBay spokesperson Kevin Pursglove said some customers use wire transfers successfully, so his Web site offers no opinion on the payment method. But Baldwin has a strong opinion.
"I can unequivocally state that any seller that insists the only method of payment they'll accept is a wire transfer is a scam artist," Baldwin said. "Wire transfers were designed for people to send money to friends and family in a quick manner, not to send money to strangers."
Carver-Herbert didn't disagree, saying that Western Union cautions customers to "only send money to people you know."
Another victim, who also requested anonymity, said he knows of perhaps a hundred others who have been taken using this method. He set up a fake plasma TV auction on eBay just to warn others — the warning page pops up when any potential victim does a search for plasma TV. But the crimes extend beyond televisions, he said.
"Hundreds of people have lost thousands of dollars on expensive items like plasma TVs and Bose systems," he said. "I will do whatever I can to stop these crooks, because they are hurting a lot of people."
© 2013 msnbc.com Reprints


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I wish I tried these.
This is another recipe from the cookie exchange I hosted. These cookies were brought by my friend Monica (the same friend that I did these wedding cupcakes). These are actually the cookies that I wish I tried the most. Zack would not stop raving about these cookies. He has continuously told me that he is not a fan of mint, but after his rave reviews of these cookies and his love of my Mint Chocolate Delights, I am starting to have my doubts. He keeps asking me to make these and I may just mix up a batch tomorrow.
Mint Chocolate Chip Cookies
recipe from Betty Crocker
pouch (1 lb 1.5 oz) Betty Crocker® sugar cookie mix
1/2 cup butter or margarine, softened
1/4 to 1/2 teaspoon mint extract
6 to 8 drops green food color
1 egg
1 cup creme de menthe baking chips or chopped Andes Mints (approximately 40 mints)
1 cup semisweet chocolate chunks
Heat oven to 350 degrees Fahrenheit. In large bowl, stir cookie mix, butter, extract, food color and egg until soft dough forms. Stir in creme de menthe baking chips (or andes Mints) and chocolate chunks Using small cookie scoop or teaspoon, drop dough 2 inches apart on ungreased cookie sheet. Bake 8 to 10 minutes or until set. Cool 3 minutes; remove from cookie sheet to wire rack. Serve warm or cool completely. Store tightly covered at room temperature.


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Every child deserves a family
Over the past year, I have spoken with many youth who are in — or just left — our foster care system. Their stories veer from inspirational to heartbreaking. The young man who transitioned from foster care to college (a triumph, without doubt) described move-in day at his dorm, when he realized he was the only person on his floor without a family helping with those boxes. Another youth explained how, after years in foster care, he and his two young siblings were adopted when he was 17. He described his new church, choir, basketball team and mom, and told me how adoption changed his life.
I'd like to thank the parents of adopted children. You've given these kids an invaluable gift — a permanent family.
However, thousands of children in Minnesota's foster care system still face every day without a permanent home. Despite the hard work of many foster parents, these kids go through their day not knowing where they will go to school next or who their friends might be.
While 80 percent of foster children return safely to their birth families or other relatives, the rest come under guardianship of the Department of Human Services. Of the more than 800 children under guardianship, about half are with families who plan to adopt them. Some are in court-ordered, long-term foster care. But too many children need permanent families immediately. Often these children are in sibling groups. Many are teenagers. A disproportionate share are children of color, who often wait longer for adoption.
At the Minnesota Department of Human Services, we believe strongly in our responsibility to find the families who can best meet children's needs. That is why we and our county partners go to extra efforts to recruit permanent families for children. We are funding new technology giving county and tribal agencies access to a web-search tool to help them find relatives of foster children who may become permanent families. We are promoting family group decision-making which brings together all of a child's support systems to make the best plan for a permanent, safe home. And, we launched a public-private adoption initiative with licensed, private adoption agencies and community organizations to provide child-specific placement services.
But when more than 300 foster children still await adoption, our work is far from over.
November is Adoption Month. As a mother, I know this Thanksgiving I will miss any child of mine not seated around our family table. As commissioner, who serves as legal guardian for children waiting for adoption, I want each of those children to have a family setting a place for them as well.
You can make a difference. Consider adopting a foster child, supporting adoptive families and reaching out to adoption organizations to offer your help. Children are counting on us — all of us.


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Prairie Stars Athletic Sponsorships
Above: Prairie Stars Baseball.
Athletic Sponsorships: A win for you!
When you join UIS as a corporate sponsor, you gain …
- An excellent marketing venue through our new bigger arena
- Outreach to Springfield and the surrounding communities through the spectators who attend our athletic events–and our attendance is growing all the time
- Greater visibility for your company with the added bonus of showing Springfield that you care enough to support community endeavors
- A stake in Springfield's first-class NCAA Division II collegiate athletic program
The advantages don't stop there! You also get benefits that range from season tickets, signage rights at our facilities, invitations to pre-game receptions, and program advertisements. Please look over the 2014-15 Corporate Partner Campaign (pdf) for additional details, including a description of what you will receive for each level of sponsorship.
Athletic Sponsorships : A win for UIS!
Your sponsorships help to make a difference for UIS student athletes.
We are not satisfied with providing a great athletic experience for our student athletes. We make sure they also benefit academically, socially, and personally from being part of a team. The close attention and concern of their coaches and the entire Prairie Stars athletic staff help them achieve success in whatever goals they set for themselves.
Join Us!
We are actively recruiting corporate partners for our Prairie Stars athletics. If you have questions, please contact Matt Prink at 217.206.7017.
We look forward to hearing from you!