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As oil prices inch forward, there's an inevitable consequence of lower prices building that will help them climb even higher.
It's called the "reserve crunch."
Faced with significantly lower oil prices, the replenishment of oil reserves is beginning to take a massive hit.
In fact, Royal Dutch Shell (NYSE: RDS-A) recently reported that it had replaced just 25% of its 2014 production. That's just 300 million barrels of new reserves to replace 1.2 billion barrels of production.
Now you know why I call it a "crunch." It's yet another sign of shrinking future production.
Shell isn't the only one. Other operators large and small have begun to issue similar statements.
Now in today's environment of surpluses, it's hardly surprising that forward-looking production may take a hit. After all, there's very little reason to continue producing excessive amounts of crude if it's merely going to depress the price.
But this is the kind of crunch that promises to have a big impact on both crude oil prices and stock valuations…
Oil Prices: The Impact of Falling Reserves
Of course, the impact of the crunch on oil prices is obvious and easy to understand. Any uptick in demand will result in a disproportionate rise in prices for oil futures contracts – especially as rates of replenishment fall.
As for its impact on stock valuations, it's actually the "booked reserves" – oil in the ground and readily extractable – that influences what investors will pay for a stock.
Companies do not drill for new oil simply to add to the product flow for the refining of oil products. They also drill to add to their booked reserves, boosting their share price in the process.
Typically, the more reserves a company has, the more it can command in the stock market. Conversely, falling reserves usually depresses the price.
Now you might think that in times of excess supply, the reserves on a company's books may be less of an advantage. But that's just not the case this time.
Here's why: Demand is not dropping. That's especially true during this time of year.
Once again, it's useful to remember that today's low prices were caused by too much supply, not too little demand. It's the demand side of this equation that will keep oil prices from falling much further.
In fact, this is the period when we begin to see a run up of prices in advance of the primary driving season.
For instance, take a look what is happening with gasoline prices.
While West Texas Intermediate (WTI) has climbed nearly 11% over the past month, futures prices for RBOB ("Reformated Blendstock for Oxygenate Blending," the gasoline futures contract traded on the NYMEX) have raced ahead by more than 25%.
And just this morning, the continuing conflict in Libya has closed Sarir, the nation's largest oil field. That follows earlier interruptions of the primary pipelines, along with other port and production facilities.
As a result, Brent has spiked again in London, given the more direct influence MENA (Middle East North Africa) events have on the European market. As of noon today, WTI is up 1% and Brent is up 1.2%. Meanwhile, Brent has doubled the increase of WTI for the month, climbing 24% versus the 11% increase in WTI.
Higher Oil Prices Ahead
Against this volatile backdrop, the overall condition of global reserves places an even greater pressure on oil prices. It's true, WTI can rely on more secure U.S. reserves. But on the other hand, Brent is very sensitive to the availability of worldwide reserves.
Remember, Brent is used as the benchmark for far more actual oil consignments internationally than WTI. The increasing lack of reserves outside the U.S., therefore, is likely to result in the expansion of the Brent-WTI spread.
This pricing difference has favored Brent for all trading sessions except three since the middle of August 2010. The reserve crunch means that spread will now be increasing again.
Several years ago, declining reserves would have been ammunition for the "Peak Oil" crowd that was always quick to point out the signs that we were running out of crude.
Today, falling reserve figures have morphed into something quite different. Yes, oil is a finite resource. But the advent of huge (and increasing) reserves of extractable unconventional oil (shale, tight, oil sands, ultra-heavy) found in regions across the globe has significantly muted the "sky is falling" approach to crude.
This has become an issue of new price ranges. But not one where $200 a barrel is in the offering. The reserve replenishment situation will be rebalanced along with supply and demand.
But with one caveat…
As the reserve crunch worsens, it will introduce another factor that will help to put a floor under oil prices. It will take the market longer to address the falling reserve balance, especially going into a period of heavier use.
That combined with continuing geopolitical uncertainty (now a market staple, not an outlier or exception to the rule) produces one overriding conclusion.
Despite ample options on the supply side, oil prices are stabilizing and will continue to move up.
The post This Massive "Crunch" Means Higher Oil Prices appeared first on Oil & Energy Investor | Dr. Kent Moors.
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By their very design, Roatan's boutique resorts provide an intimate feel and personalized service that have visitors returning time and time again. Tucked into the lush hillside looking down on stretches of secluded beach or perched atop a rocky bluff, boutique resorts offer tranquility and serenity many seek out in a Roatan holiday. And don't let the small size fool you: there's plenty of gourmet food and live entertainment along with onsite scuba diving operations, making sure you needn't leave the resort if you don't want to. With a Roatan boutique resort, you are that much closer to an unforgettable Caribbean holiday.
The Lily Pond Guest House is located in Half Moon Bay, a two minute stroll from the beach, shops, bars and restaurants of West End. Lily Pond has created an oasis where outstanding service, beautifully appointed rooms and a tropical garden await your arrival. Full breakfast included. WEST END
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Located right on one of Roatan's most beautiful beaches, Sueno del Mar Diving Resort offers everything you want for your diving vacation on Roatan. We are walking distance to all of West End's great restaurants, shopping, and entertainment. WEST END
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Spring 2020 Quarter
Spring quarter begins on April 1, 2020.
New Process
Continuing student registration will be based on the number of credits earned. The more credits you've earned, the earlier your registration access time.
Check When Can I First Register? under MyCC for your registration access time.
Note: you can register at the time of or any time after your access time.
Registration Access information for Spring Quarter 2020 will be available on: January 17, 2020
To view your online registration time, click here.
Registration Info
If this is your first time using CPTC web registration, please read our web registration instructions. If you are a returning student, please click here to begin your registration process.
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Online registration is not available for high school students or students with outstanding fees. In these cases, you can register in person at the Enrollment Services office during these hours:
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Prior to registration, you can view the tuition and fees for your career training program
After registering, you can view your tuition and fees on your class schedule.


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Swanstone SS-3232 (010) Single Threshold Shower Floor with Center Drain, 32"D x 32"W - White
Bronze → 4% Off,
Silver → 5% Off,
Gold → 6% Off,
Platinum → 7%,
Diamond → 10% Off
- Description
This shower floor makes for an excellent new or replacement floor in your bathroom. It has a traditional yet suave design. With its pebbled, slip-resistant surface this shower floor proves to be safer than its competition. Swanstone offers an outstanding limited lifetime warranty on residential applications, and a limited 10 year warranty on commercial applications. It is the perfect choice for you and your family.Kit Includes: 1 code approved compression molded Swanstone floor, complete installation instructions, plus 1 code approved self-caulking drain. No returns after thirty days from delivery. Minimum 25% restocking charge in addition to all freight charges for all returns. Refused items subject to restocking fee. Color or texture variations not considered defects and any return will be charged standard restock fee.Recommended for high traffic areas and commercial surfaces.Additional Information :Click Here For High Resolution Color Template
- Features
- Authentic Reinforced Solid Surface so Color/Texture Run all the way through and cannot wear away
- Center Drain
- Will not Mold or Mildew; no Grout to Clean
- Coordinates with Swanstone Shower and Bath Systems
- Pebbled, Slip-Resistant Surface
- Includes New Fit-Flo Molded-in Drain
- Gives More Design Options and Saves Time and Money
- Also Available Sizes: 32"D x 48"W, 32"D x 60"W, 34"D x 42"W, 34"D x 48"W, 34"D x 54"W, 34"D x 60"W, 36"D x 36"W, 42"D x 36"W and 42"D x 42"W
- Specifications
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Südafrika 15.12 (443) | Addo Buffalo – Find Addo Accommodation.
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Great Addo and Surrounds Accommodation Choices: Addo, Eastern Cape | Addo Village, Addo | Addo Elephant National Park, Eastern Cape | Greater Addo Route, Eastern Cape | Sunland, Addo | Colchester, Addo | Kirkwood, Addo | Paterson, Addo | Alicedale, Addo | Zuurberg, Addo
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Sage Pearl Co necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 140 diseños de 35 diseñadores freelance.
Sage Pearl is defined as "The finest example of ancient wisdom."
Sage Pearl Co is a healthy snack and food company with brands that aim to set the highest standards in the natural and organic food industry for excellence in quality, innovation, health, and sustainability.
Company values that the brand should reflect:
- We use all natural and organic foods
- We use only biodegradable packaging and
- Our causes support environmental concerns.
Sage Pearl Co has a global reach and appeals to a wide range of demographic groups including parents with children, adults with active lifestyles, hippies, yogis, gourmet chefs, elderly, young and fit, etc.
Sage Peal Co products found at national and local specialty food stores, organic food markets, health and wellness studios, leading restaurants in major markets and on gourmet chef shows.
Message (Specific Visual Goal):
- Wisdom ("Tree of Life")
- Rarity or "The Finest Example" (Pearl)
- Connectedness (Circle)
- Depth (Roots)
- Colors are open to your creative input but should be earthy. As a suggestion: sage, brown, and lavender. (See Exhibit B: Color Chart in Attached Design Brief.)
- Take inspiration from logos such as Arbor, Island and Timberland. (See Exhibit A: Brand Examples in Attached Design Brief.)
- Logo should be crisp and simple with no unnecessary features.
- Must be logo (image) AND typeface, not typeface only
- Typeface should only say "Sage Pearl"
- No preference on case variations: use all lower, upper, or any combination
- Need high quality images in all major file formats including .psd
- PLEASE NOTE: This project is open to your creativity and ability to express /convey the definition of Sage Pearl- "The finest example of ancient wisdom."
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Summer Quandaries #50
September 20--7 days to camp
Virus? Cure?
I had plenty of time to think about a column today as I waited for the programs to run to clean a virus from my computer. Oddly the unpleasant experience provided the subject for today's mental exercise. I can remember no time since the John Y. Brown ownership disaster that the team has had so many members that might prove problematic—in the clubhouse, on the court or in court, in the press, out on the town, in the coach's office, or in the social media. The success of this final hurrah with the Big Three is fraught with danger and none is more insidious than the threat to upset the positive chemistry that has been a mainstay for the past three years.
In the past Danny Ainge has not shied from taking a chance on risky personality types with some red flags in their history. Ricky Davis, Stephon Marbury, and Michael Olowokandi all come to mind. While none proved to be enormous successes at least they were not allowed to run amok and were held accountable for their actions while with the Celtics.
Last summer Danny recruited Rasheed Wallace who came with considerable baggage and during the season took on Nate Robinson
who had become persona non grata despite being something of a crowd favorite in New York. There has been a lot of goodie-goodie talk concerning Rasheed's finally showing up during the playoffs. I felt however that allowing him to coast through the regular season and his differential (or maybe deferential) treatment bespoke a division that set the wrong tone for the younger players and detracted from team unity. The midseason addition of Robinson looked like a failed experiment as Nate's undisciplined shot selection and spotty defense had taken him out of the rotation and into Doc's doghouse until his resurgence and rededication to defense that allowed him to reemerge late in the playoffs. In April few expected him to return this year but his improved performance in the Conference and NBA Finals led to his resigning.
This summer has seen the signing of Von Wafer, Shaquille O'Neal, and most recently Delonte West. Each of these players has made the headlines, and not the good kind, for incidents both on and off the court. Bringing in all three and expecting there to be no problems or issues is probably naïve. With so many new additions (nearly half the team) there are legitimate concerns about chemistry issues even if no one is making waves. It is a situation that I'm sure will draw close attention from both Rivers and Ainge.
The factor that best mitigates the threat is that all the likely suspects are on minimum vet contracts and potential replacements are already on board. The guards (West and Wafer) are part of a virtual glut at the PG and SG positions where seven players are under some kind of contract and eight will be in camp. The Shaquille role is less well covered with only the Turkish rookie Semih Erden as Center depth until/unless Perkins returns, although both Garnett and Davis have served spot duty there in the past. You have to believe that Ainge will be quick to excise the cancer should one of these wheels start squeaking or, worse yet, fly off the axel. Hope for the best, prepare for the worst.
Summer Quandaries #50
3 Responses so far.
Jenda says:
I can't imagine Shaq being a threat psychically. He seems OK with the role on the team and he should be experienced enough to know only 100% effort brings brings the results. Hopefully the veterans learned from last season and will maintain the professional spirit and focus Sheed lacked through the course of the regular season.
JR says:
It's kind of funny that when we sign "professionals" like Scalabrine, PJ Brown or Finley everyone says how important having these guys and team chemistry is, but when we continue to add questionable character guys like Nate, Shaq, Jermaine, Wafer, West, etc its said that they'll do fine with the Celtics b/c of the locker room.
Is it me or is it one or the other? Either guys with good character are important or they don't matter? Can't have it both ways. i guess the glass is always half full thinking says you can have it both ways too. I'm hoping Shaq proves me wrong. Whereas 'Sheed was just lazy I didn't think he was a locker room trouble. Shaq based on his experience worries me. He's going to bitch about minutes and shots I fear. I would have preferred Earl Barron or Shelden as the place holder until Perk returns (or of course doing something bolder and having traded for Big Al).
Jenda says:
Let's put it this way. The main thing Shaq was talking about in the press conference was his legacy. The only result of him bitching about minutes or shots is harm to his legacy as an Iverson-like character who couldn't come to terms with the nature and his own aging. Now I think he's mature enough to know that is something he doesn't want to happen. It's OK to lose athletics and skills with age and I don't think it's fair to ask the players to retire from the game just because they are not as good as they used to be. If there's some team willing to pay them, let them play the game they love so much - after all the love for the game is what got them where they are and it's awesome if they can keep it.
I wouldn't be so optimistic on guys like Delonte and Von Wafer. West is psycho enough to be selected in the All NBA crazy 1st team along with Artest, Barnes, Jason Williams and J.R. Smith.
Von Wafer is not psycho but his love to the game may ba questioned by the dedication issues illustrated by failing the physical.
I'm affraid of J. O'Neal- I just have this feeling he's either going to suffer some nasty major injury, messing up with the rest of the team or just play like in the 2010 play offs.
And as for Robinson, I'm a fan. Fan of his game not his twitter feed (man, is he annoying).
Plus I think that Doc Rivers is an nature given authority which should help all the guys. After all even 'Sheed played some serious ball in the play offs.
(sorry for the really long post)


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*** Winter Announcement ***
Please know that your paint *can* freeze. As we live in a cold climate, we have made the judgement call to generally not ship paint in sub-zero temperatures and will wait the day or two necessary for the weather to warm up. If you live in a cold climate and your mail is left outside, please be aware of your shipment and tracking so that you can bring your delivery inside in a timely manner. Your order will be updated on Etsy with a tracking number as soon as it ships out. Thank you!
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Much as I hate to look at my own mug, I've started to post some video podcasts. Check them out at http://sqlserverpedia.com/wiki/Podcasts_and_Presentations. If you have a Zune or iPod, we've already got them in easy formats. I'm also interested in hearing your feedback as to what type of topics you'd like to hear about in podcast form.
If in-person events are more your thing, join me this week in person at the SQL Server user groups in St. Louis during the day from 1:00-4:00 pm on December 9th and in Kansas City on the evening of December 10th.
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In Cory Booker Coverage, AP Continues Half-Decade Media Tradition of Misleading Reporting on the 'Food Stamp Challenge'
Katie Zezima at the Associated Press is the latest in a long line of reporters sucked into the fundamental dishonesty of the "Food Stamp Challenges" which have been taking place around the country for more than five years.
Zezima's misdirection came at the direction of Newark, New Jersey's Democratic mayor Cory Booker, who challenged one of his Twitter followers several weeks ago to, in Zezima's words, "try to live on the monetary equivalent of food stamps for at least a week" in connection with "a debate about the role the government should play in school nutrition funding." Those two quoted characterizations expose the two main problems with the Food Stamp Challenge. I'll explain both after excerpting a bit more of Zezima's December 11 dispatch after the jump:
NJ mayor finishes week on food-stamp budget
Newark Mayor Cory Booker has stopped living on food stamps.
Booker ended his food stamp challenge Tuesday after spending a week living on $1.40 for each meal.
… "This was a difficult week for me. It was a modest brush with what the reality is for 100,000 of my residents who depend on the SNAP program," Booker told reporters after a menorah lighting Tuesday at Newark City Hall.
Booker said he was often hungry and had to eat meals over the course of a few hours to stave off hunger. He also went through severe caffeine withdrawal, fighting headaches and sluggishness, because he didn't buy coffee although food stamps can be used to purchase packaged coffee grounds.
A prolific Twitter user, Booker said he felt he accomplished his goal of starting a national conversation about food stamps, food policy, and hunger. He also kept a video diary of the week on LinkedIn. He said he was happy to see "dozens, if not hundreds," of people participate.
But the Twitter follower, who accepted his challenge, was not pleased with the mayor. She told The Associated Press that he did not address her original concerns about school nutrition and "exposed his agenda," which she described as unfriendly to struggling middle-class families who are not on food stamps.
"I expected no less from a politician that doesn't care to fix problems," she said in a Twitter message. "I'm more upset that people fall for his show."
The 39-year-old woman, who lives in North Carolina and uses the Twitter handle (at)MWadeNC, spoke to the AP on condition of anonymity because she said she has received threats.
It would appear that you can't even challenge the status quo on food stamps without getting threats from knee-jerk statists any more.
People fell for Booker's show even further than the North Carolina woman articulated.
First, $1.40 per meal is not "the monetary equivalent of food stamps" for a week, as the following chart shows:
$29.40 per week ($1.40 per week times 21 meanls) is the rough equivalent of the average per-person benefit distributed to single-person households after — emphasis, after — considering resourses that a person is expected to available to pay for food based in their available income and assets (except that the majority of states have dropped the asset test, which explains how a couple with $80,000 in the bank and a paid-off $300,000 home was able to obtain food stamp benefits in Warren County, Ohio in 2009.
It is not arguable that if Corey Booker had wanted to conduct an honest version of a food stamp challenge, he would have set a limit of $46.03. But he didn't. That's too bad, because staying within that amount would have been, well, a SNAP, as I demonstrated in a column published elsewhere this morning. Throughout the day, commenters at that column provided several examples of how one could easily stay within that limit, eat quite well, and have food stamps to spare.
The second problem is the fact that the household allotments for food stamps assume that no household members are receiving free or heavily subsidized food from anywhere else. But millions of families with chidren are doing just that, in the school lunch school breakfast programs. A family of four with two children getting free school lunches only has to worry about making their food stamp allotment plus their own resources getting the household through 74 meals in a week (21 meals times 4 people minus 10 lunches) instead of 84, and only 64 meals if the two kids receive free school breakfasts.
Cory Booker didn't "start a national conversation about food stamps, food policy, and hunger." He continued a dishonest 5-1/2 year campaign of deception. Shame on him, and shame on Katie Zezima for becoming yet another ignorant reporter to fall for the charade.
Cross-posted at NewsBusters.org.


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Irish eyes were smiling on my dyepots the day Shannypants was created, a bright Irish green with bits of deep blue shady spots added throughout.
With the same tight twist our Artisan Sock yarn is known for, Lively DK is a heavier weight with a noticeable sproingyness. This yarn can be used for any project calling for a heavy DK or light worsted weight yarn. And since it is superwash, it's perfect for quick baby knits!
Recommended care:
Hand wash with mild, wool friendly detergent in tepid water. Lay flat to dry.
May be machine washed on gentle cycle and machine dried at low temperature. For best results, turn garment inside out
before laundering.


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|Winter Weekend
|Pink on the Green
|On The Red Carpet
If you were to purchase all the items in this collection, including the wardrobe, the total would come to $289.45 plus shipping and tax. That's not so bad for four dressed dolls, six accessorized outfits and a wardrobe. It's a nice collection but they could have included a darker skinned doll.
Click here to see the rest of the collection.


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CityKat. Chinese women are in no hurry to adopt lipstick.
Wear red lipstick. If you do, men will want to have sex with you, possibly even propose marriage, and definitely rate you hotter than your pink or brown-lipped girlfriends.
Really? Well someone should, like, tell China.
Yes dear readers, I am back from the PRC. And boy did I learn a few things about love and sex and dating while in the world's most populous country, including why some young women maintain hairy armpits: they symbolise virginal purity.
But perhaps what I found more striking – especially when compared to my journeys through Japan, Korea, and even Thailand – is just how poorly Western beauty culture has managed to penetrate the place. Life without lipstick is, for example, still overwhelmingly the status quo.
And there's nothing especially wrong with this from where I'm sitting. How refreshing, I thought, to be a woman and not worry whether your makeup really was making you more attractive – attractive to men, and other women.
Though if the massive shopping 'mansions' of consumerist pleasure bedecked in posters of a very red-lipped Emma Watson are anything to go by, it could well be Beijing verges on vanity's seductive, addictive edge. Seemingly time, not the Great Cultural Wall, is the only barrier before the multi-billion dollar industry and the very lucrative (read: big) Sino market.
And why is this good? Or, more specifically, why should Chinese women learn to love lipstick?
Well, there's a new psychological study doing the rounds which basically confirms (again) men pay more attention to women who wear it. But not just any shade – it has to be red, bright, bold, flushed-labia memory-inducing red.
Because, according to the literature, "red lips are associated with an indication of oestrogen levels, sexual arousal and health which in turn led to increase the positive perception of the women's faces". Or, as the authors of the study put it, "makeup increases women's attractiveness".
Which is, y'know, totally important and stuff for women everywhere, especially women in China.
But pause, I hear you say. Don't women in China have the odds in their favour? Hasn't sex-selectivity has helped bred a men-heavy generation presumably desperate for wives? Why would these ladies need the same sort of 'help' offered to those poor, hopelessly competitive, single white females in the West?
Well, life for a lovelorn, single sister in the nation's capital and other major centres is not really that simple.
Witness the rise of "Sheng nu" – China's so-called 'unwanted' or 'leftover ladies'. The term made the official dictionary while I was there, and I met more than a few definitive types in downtown Beijing. They are educated, financially independent women over the age of 27 who are unmarried, but want to be wed.
Tough love indeed. And clearly the problem runs deep below the surface. Probably even beyond the superficial remedy of any barbarian lip-schmear.
But it got me thinking about what makes women attractive to men, and whether, despite a vast array of profound cultural differences, there are commonalities between Aussie Bridget Joneses and the Chinese Sheng nus. Are educated, financially independent women really so undesirable for example? Do women here struggle with the same (totally offensive) 'use-by date' as women in China? And why are men not afflicted with the similar problems (or are they?).
On one hand, it may be a good story about liberation from the marriage ideal, which constrains human relationships to quite a narrow field. For surely while a Sheng nu technically desires marriage, some educated, financially independent women are the ones doing the rejecting – of matrimony specifically, or men in general.
On the other, however, it's a sad story about gender stereotypes and the pervasive ideal of a submissive bride. Something I accept should exist to counter-balance aggressive Iron Wives, but perhaps not a role I'm interested in playing. And shouldn't we all be free to decide for ourselves, independent of social expectation?
Of course we should. Of course I like to think I do. But then, I possess a full, feminine palette of lipsticks. And sometimes I wear red, so I can catch me a man and take him in, or under, my bed…
What do you think about make-up and success when it comes to love, sex and dating? Are you a man who is more attracted to painted ladies? Or do you prefer a natural face? Are you a woman who spends $45 on a lippie, because 'you're worth it', but can't help but wonder which shade will make you most sexy?
And do you think women in the dating pool are advantaged by money and education? Or, was Gloria Steinem right: Women have become "the men we wanted to marry"?
**While I've got your attention, I'd just like to say a whopping Yippeecayaye to the wonderful blogging that went on in my absence. I hope you enjoyed reading the entries as much as I did. Certainly some excellent discussion ensued. A particular shout-out to our reader-entry winner – Mr Michael Durrand. I doff my cap to you, and your views, sir.
Cheers all,
[email protected]苏州美甲美睫培训.au
This story Administrator ready to work first appeared on 苏州美甲美睫培训.


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Florida Regulators Look To Private Insurers, State Administered Plan To Replace Costly Federal Flood Insurance
With thousands of homeowners locked in their homes because of spiraling flood insurance rates, Florida regulators are working on a program to lure private companies to write flood insurance in the state as an alternative to the federal program.
The Florida Office of Insurance Regulation is talking to insurance companies interested in coming to Florida and writing expedited flood insurance policies, Rebecca Matthews, the department's deputy chief of staff told the Senate Banking and Insurance Committee on Tuesday.
"This is an issue that may need to be taken care of a little sooner than (the 2014 session of the Florida Legislature)," she said, explaining that regulators do not plan to wait until legislators return to Tallahassee for the spring lawmaking session in March. "A handful of companies have shown interest."
Sen. David Simmons, R-Altamonte Springs, chairman of the committee, said lawmakers must respond to the unintended consequences of the Biggert-Waters Flood Insurance Reform Act of 2012, which could harm the state's economy.
"If there's money to be made in this, and the flexibility is given to private enterprise, then we can get that started," he said. "The question, of course, is are we going to be able to do it fast enough."
The act attempted to phase in a series of rate increases in the National Flood Insurance Program as a way to close the program's $24 billion deficit. The biggest hit will be to an estimated 268,000 Floridians whose homes were built before 1974 and located in high-risk flood zones. They will lose their subsidized rates when they sell their homes. For some homes, the increase could mean their rates will rise from $500 to $16,000, the committee was told.
Thousands of other homeowners, including many who purchased homes in the last year, also face soaring premiums because of new flood maps that take effect as a result of the act.
John Sebree, senior vice president of Florida Realtors, told the committee that the rate shock from the flood insurance rate hikes will scare buyers away from purchasing older homes and Florida's gradually recovering real estate market "could come to a screeching halt."
He urged legislators to consider a Florida insurance alternative, rather than wait on the Congress, which has been unable to agree to delay the rate increases.
Simmons said that if the private market can't respond fast enough, then the Legislature should consider creating an insurance pool of last resort that could offer rates lower than those provided under the federal program.
Nearly two million Florida homeowners carry flood insurance through the national program, making up 37 percent of the entire federal pool. In the last 20 years, Floridians paid $16 billion in premiums and saw less than $4 billion returned in claims.
Those numbers seem to indicate that although Florida suffers from its reputation from windstorms, its flood risk is not as steep and could potentially be profitable for private companies.
But insurance experts told the committee that insurers would need extraordinary regulatory flexibility if they were to enter the Florida flood insurance market because the federal program is not able to give them the data they need to determine how much to charge and assess their risk.
"The private sector has not written flood insurance because, when you start a company you have to have a 'me too' filing of something that already exists," said Locke Burt a former state senator from Ormond Beach and an owner of Security First Insurance. In Florida, there is no company that already exists.
Rep. Bryan Nelson, R-Apopka, said he is skeptical the private market can move quickly enough to fill the breech.
"I don't think anything is off the table," he said, after learning of the OIR and Senate plans. "The big problem we have is we don't have enough information to base a decision on and, until we have expected loss ratios, I don't think the private sector is going to be ready to jump in."
Nelson said he believes there may be enough capital in the market now to draw new business to Florida but it would have to come from companies that already do not face exposure from Florida's hurricane risk.
Burt and former state representative Don Brown, a lobbyist for Security First, recommended the Legislature create a task force to find a solution.
In the meantime, Simmons said the threat of Florida homeowners taking their money out of the National Flood Insurance Program might provoke Congress to take action.
"We can provide leverage to get a solution," he said.
Copyright © 2013 The Miami Herald, Mary Ellen Klas. Distributed by MCT Information Services.


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A forum about Atari 16/32 computers and their clones. This forum is in no way affiliated with Atari Interactive.
Moderators: Mug UK, Moderator Team
frank71 wrote:okay, done:
frank71 wrote:Furthermore reading and writing SD-Images is boring slow. Maybe you can improve it.
Code: Select all
$ sudo hdparm -tT /dev/mmcblk0
Timing cached reads: 1974 MB in 2.00 seconds = 987.80 MB/sec
Timing buffered disk reads: 22 MB in 3.01 seconds = 7.31 MB/sec
frank71 wrote:Hi Eero, I've tested the tool with other hardware - everything seemed okay. Obviously the SD card reader in my notebook is supported weakly under linux.
frank71 wrote:If needed, I can place binaries here for Windows and Ubuntu Linux.
wongck wrote:So with this tool I can attach my Falcon HDD to my Win10 PC and use this tool to image the GEM partition?
Also I am able to add/remove files & folders ?
Return to "Other emulators & tools"
Users browsing this forum: No registered users and 3 guests


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The Scarsdale Medical Diet is one of the best known low-carb diets ever created. It has helped literally thousands of individuals to lose weight and establish healthier eating habits. The Scarsdale Diet Companion is an 89 page comprehensive eBook overview and guide to this highly acclaimed diet. It includes everything you need to know to follow this diet successfully.
Current Price:$24.95
The Scarsdale Diet is geared towards rapid weight loss…
The Scarsdale's high protein/low carbohydrates dietary regimen enables you to shed off extra weight because of its menu plan. It helps you in shedding off weight by raising the amount of protein that you eat while lessening your calorie intake, and more significantly your fat and carbohydrate intake.
You know the story…
These "fad diets" have very little to offer over the medium to long term. The promises sound too good to be true, because they ARE too good to be true!
Not so with the Scarsdale Diet…
The Scarsdale Medical Diet decreases your intake of bad carbohydrates and sweets without reducing the amount of nutrition that you should get from food. There is a prescribed menu of protein-rich foods, as well as certain vegetables and lots of fruit, which one should follow for the duration of the diet.
The best thing about this diet, and probably the reason why you should follow it, is that it does not require you to starve yourself! It encourages the intake of at least three low-calorie, low-carbohydrate, and high-protein meals a day.
The diet comes with more than 300 great tasting recipes so your dieting experience will not be a tasteless one at all!
What Are Others Saying?
I am a huge fan of the Scarsdale Diet. I have tried it in the past and lost 50 lbs over the course of 3 months. I know it works and it is easy to follow. I definitely recommend this diet to anyone who has struggled in the past with weight loss. ~ Fatimah
This diet is great! I lost 14 lbs the first week and a total of 73 lbs over a 5 month period. My weight did fluctuate a bit due to working out mildly while dieting. I recommend this diet to anyone serious about getting healthy. I know the menus and eating tips by heart and will never stray back to the old days. ~ Steven
You can snatch a copy of The Scarsdale Diet Companion for only $24.95 right now.
If you are serious about loosing weight rapidly and safely then this eBook is a must have… Period!
Current Price:$24.95
Your orders are secure. Your statement will show a charge from CLKBANK.COM and you will gain immediate access to the product via digital download.


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We are a team of skilled and experienced professionals working together to provide quick, cost-effective and quality solutions.
We would like to think of ourselves as content oriented web design and development team. We are real people and know what it takes to transform your real needs in to a lively, aesthetically pleasing and self-explanatory web design.Read More
We also provide custom mobile service solutions which basically aim to empower your business to utilize the potential of ever active and growing market of handheld devices. We develop applications for all major Smartphone and tablet platforms.Read More
A Logo is one of the primary ways to represent you as a unique business in both physical and internet marketplace. Therefore a Logo design should be creative and powerful, it should bond and reflect well with your organizational identity and creates instant and unforgettable image.Read More
Businesses are rapidly turning to social media to connect with a huge user base and generate new business. With millions of businesses on facebook platform, it is the most popular social network for building brand. Social media has become an important marketing tool.Read More
We at MetaAbstraXion believe in strong long-term bonds with our clients, and for that we utilize all our resources to the best of our potential to meet your expectations and make your idea a reality. MetaAbstraXion is a company of highly skilled and experienced professionals, Our qualified staff follow established and proven business processes to ensure that we deliver a solution that works, and meets the requirements and expectations of our valued clients. We are dedicated to give our best to make your idea a reality and your business a success.
We offer a wide range of services, Creative and responsive websites that users can experience on their Desktop and Smart Devices, Static and Dynamic Website development, e-Marketing strategies and Social Media promotional campaigns, Custom Augmented Reality based Games and Applications and Corporate branding from Logo / website design to complete Stationary package. Our record of satisfied customer is why you will never look any further than Meta Abstraxion for all your digital needs.


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When we were dating, my husband always gave me daffodils on St. Patrick's Day. I love them; they just yell spring! to me. We are far from having real daffodils yet, but M and I decided to whip up some pretend ones to brighten up our kitchen. :)
This little craft was taken mostly from this post over at Silly Eagle Books.
Cut several leaf shapes from yellow tissue paper by folding the tissue into several layers:
Draw and cut circles from contact paper:
Poke a green pipe cleaner through the center of a circle, bending the end into a little nub on the paper side.
Peel away the paper and place six petals around the sticky contact paper: circle:
Wrap another pipe cleaner (we used yellow and a sparkly orange) around something to make the trumpet part of the daffodil. We used a small peg doll to wrap ours:
Attach the trumpet to the flower by twisting the end of it around the end of the green pipe cleaner "stem":
Voila! Sunshiney daffies:
Have a beautiful day!
Nicole :)


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Lauren87 necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 225 diseños de 36 diseñadores freelance.
The Urban Silhouette
I'm a freelance journalist teaming up with a photographer to launch an exciting new blog - The Urban Silhouette - that will feature gorgeous photo shoots and interviews with existing and up and coming designers. The site also aims to feature up and coming models, rather than existing talent. Fun feature interviews, designer q & a's, parade reviews and interactive blog posts all will form part of the site.
The target market are young blog-trotters seeking an online fashion fix they don't need to pay for that exposes them to new designers and new models to keep them ahead of the fashion pack.
I am seeking a logo that incorporates the name 'The Urban Silhouette' in full to feature in the masthead of the blog site and also (potentially) on business cards and other branded material.
My requirements:
- may include a graphic or picture but could be more simple and merely incorporate the text
- the logo should marry the masculine or on-trend notion of an 'urban' environment with the femininity of the word 'silhouette'
- Please do not use any stock images, clip art or cartoons in the logo
- nothing too cutesy, it needs to be edgy and modern, yet still feminine
- a neutral colour scheme (I like grey, silver, black and white) might work best, but if you decide to incorporate colour, I like all shades of pink
- In selecting a font, feel free to refer to magazines like Harpers Bazaar for inspiration. Their font is great, but sleek, clean styles also are an option (but only if it fits with your design concept!)
Ultimately, the design should be contemporary with an on-trend edge. The sky's the limit so be creative! Good luck!
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Cloops necesitaba un nuevo diseño de papelería y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 112 diseños de 14 diseñadores freelance.
Cloops is currently a coupon website for local businesses that will soon be morphing into a local deal website. Customers will be able to buy deals from local businesses at a discounted price.
We're all about simple and a great user experience making our customers, users and businesses happy.
We're targeting local businesses of all kinds and people who want to buy their products and services. Clean and simple is best, but we welcome creativity to help us stand apart from the rest.
We need business cards that we'll be giving to our business customers. This is the primary task for this project.
We also need a similar looking but slightly larger 2-sided card design that we'll give to businesses for them to hand out to their business to let them know they can find their deals and follow them on cloops. Something like, "Follow us on Cloops for awesome deals!" or something like that.
We're all about simple, but we also want to stand out in a noisy crowd. Quite often, the businesses we approach have already been approached by other companies in our space. We'd like you to create a business card that will make sure these businesses remember us. At the same time, we're building a loyal following and our brand has recognition among our businesses and users.
The live website at http://www.cloops.com is not the site we'll be promoting. A screenshot of our new design is attached. We'll be launching the new site design soon. Creativity for the business card design is always encouraged, but we'd like to keep our business card design synchronous with our website design and stick with our tagline, "Awesome local deals."
Our logo attached in case that makes things easier for you.
We'll need high res, print ready versions to send to our printer. Specific requirements will be sent to the contest winner.
Thanks in advance and good luck to everyone!


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Turn Your Hobby into a Business
It started with a simple family recipe. Today, products from Jaswant's Kitchen line the aisles of Whole Foods.Register
Sell your homemade products online
Jaswant Kular just wanted her daughters to enjoy some traditional Indian cooking; their busy lives made that virtually impossible. So Jaswant started making cooking kits.
Soon, family and friends were asking for the kits too. Daughters Nimi and Simi joined in to help. From selling at local trade shows to organically growing ecommerce sales, the product had found an audience of raving fans. Fast forward to today and Jaswant's Kitchen products line the shelves of grocery stores across Canada and the United States.
In this course, you'll learn the steps the Kular family took to take their product from their home to an industrial kitchen, and their sales from one-on-one to an ecommerce empire.
For all Product Types
Learn how to source great products and materials from domestic and international suppliers.
Build a Brand and Website
See how to target a specific group of people who might be interested in purchasing your product.
Marketing on a Budget
Develop a plan for supporting customers and turning them into brand advocates.
Meet your instructors
The Kular Family
If you have a product that you're ready to transform into a business, you're in the right place. The Kular family will teach you how to start small and scale up your business no matter what industry or type of product you want to sell. If you are new to entrepreneurship, the Kulars' authentic, approachable way of teaching will inspire you to get started, learn from mistakes and wins and ultimately transform your passion project into a money-making business.
Course outline
From homemade leather goods to handcrafted jewelry, this course is designed with all types of products in mind.
In each module, the Kulars highlight the important parts of the business that helped them scale, including brand building, SEO and a focus on customer satisfaction.
The Origin Story
Hear how Jaswant's Kitchen got started and the steps they took to build their business plan.
Getting Feedback Early
Learn how to create a basic product and get it in front of customers early.
Building Your Brand
Brand your business and start building relationships with your audience.
Shipping Strategy 101
Create a fast, simple shipping strategy so customers get your product fast.
Generate Traffic to Your Shop
Grow your business with free and paid marketing strategies.
A Proven Launch Checklist
Get your launch checklist and work through all the steps you need to consider.
Sign up to access the entire library of courses, workshops, downloads and more.Register
"If you start with ten loyal customers who can't stop talking about your company, it will turn to 100 customers and take off from there."
Frequently asked questions
Who is this course for?
This course has been designed for entrepreneurs who already have a product to sell. For example, you might already have a hobby like pottery or sewing. You might make leather goods for friends on the side, or you might really like making your own furniture. We've designed this course with the Kular family for all the makers and creators out there who have a product and are looking to build a business around it.
When does the course start?
Today. All Shopify Academy courses are on-demand so you can start your business education whenever you're ready. We recommend making a regular schedule for yourself to stay on track but with the busy life of an entrepreneur, you can always pause you lesson and come back to it another time.
Is this just for food products?
No, the lessons shared in this course apply to any homemade good.
How much is the course?
Register for Shopify Academy and get free access to…
- On-demand courses
- Live coaching calls
- Business template library
- Community of entrepreneurs


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So happy to announce that my Etsy shop is now officially open: ShopBranchandVine. This has been a goal of mine for a while so I'm really excited to have my products available to you for purchase!
More to come soon, but the three products below are currently ready for you to enjoy:
Ultra Healing All Purpose Balm ($7) ~ an all purpose balm that is ultra healing for the driest of skin and an array of other common skin ailments. It contains some of nature's best healers including beeswax, olive oil, and coconut oil.
PURCHASE HERE: Branch + Vine Ultra Healing Balm
A Winter's Eve Aromatherapy Room + Body Spray ($11) ~ all the best scents of winter combined: balsam fir needle, cinnamon leaf, and clove brightened by tangerine and orange. Friends and family have been obsessed with this uplifting blend.
PURCHASE HERE: Branch + Vine Aromatherapy Room + Body Spray
Branch + Vine Botanical Perfume Oils ($29) are handmade in small batches with the intention of creating fragrances that not only smell good, but encourage good health and a positive state of being. I have spent over two years testing, researching, and pouring a ton of thought and love into these botanical perfume oils. I wanted to create scents that do not have negative health effects (like synthetic scents), but actually have positive effects on your health and mood. I hope you'll smell good + feel good when you wear them :) The scent currently available for purchase (Saint Remy de Provence) is one of many to come!
PURCHASE HERE: Branch + Vine Botanical Perfume Oil


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Smyly struggles, knocked out early by Angels
Left-hander allows four runs over three innings in first start
DETROIT -- Drew Smyly waited nearly three weeks to get his first start of the season in the Tigers rotation. His start lasted just three innings, and felt like three hours.
"I was out there forever," he said, "and I was in the dugout for like 10 seconds."
That's what the Angels do to Tigers pitching, and Smyly wasn't the only Tigers pitcher they did it to on Friday night. By the time the Angels were done scoring in the 11-6 Detroit loss at Comerica Park, they had put up four runs on Smyly and seven on Luke Putkonen, the long reliever the Tigers had set to piggyback Smyly's start.
Though the Tigers rallied late to close the gap a bit after Jered Weaver was done with his six innings of one-run ball, a 10-run deficit was too much to erase, leaving the Angels to count down outs toward their 10th consecutive win over Detroit.
Three of the Angels' six wins over the Tigers last season came by six runs or more. This one wasn't quite that large by the end, but add in a series sweep from August 2012, and the Angels have outscored the Tigers by a 67-28 margin over those 10 games.
They've roughed up Rick Porcello and toppled the Tigers bullpen. With Smyly shaking off rust, even a lineup without injured Josh Hamilton and David Freese had a chance to capitalize if it could make Smyly throw extra pitches. Once they did that in the second inning, the Tigers had nothing keeping them close.
As Tigers outfielder and former Angel Torii Hunter put it, "We got our butt whupped."
The Tigers didn't have a set pitch count on Smyly, the fifth starter whose previously scheduled outings had been pushed back by rainouts. Manager Brad Ausmus said before the game he'd keep an eye on Smyly and make a move when the lefty showed signs of tiring. That came far earlier than expected.
It wasn't a lack of command. He got to two strikes on 12 of the 13 batters he faced, and he threw a nasty breaking ball on Albert Pujols on his way to strand a runner on third base in the opening inning. Even that out, however, took six pitches out of him.
He made another quality pitch to end the next inning, getting Mike Trout to chase a fastball off the plate and strand runners at the corners. The problem was, it was his 45th pitch of the inning, and two runners had already scored.
"For whatever reason, when I got later in the count, they just started fouling a lot of pitches off, making it tough on me -- foul, foul, ball, ball, foul, and then a basehit or something," Smyly said. "They were just making me work, man, and then my pitch count in the second."
Seven pitches went to ninth hitter Ian Stewart, a last-minute addition to the lineup when Freese was scratched. Stewart swung and missed at a cutter over the plate to fall into a 1-2 count, but shrugged at one off the plate. He fouled off a fastball, then a slider, staying alive for when Smyly made his mistake.
"I thought our guys did a good job of showing some patience," Angels manager Mike Scioscia said.
It was a cutter up and just over the plate, and Stewart crushed it to the depths of Comerica Park, toward the out-of-town scoreboard in right-center field for a triple to give the Angels the lead for good.
"Once Stewart got that triple, I was gassed after that," Smyly said. "That was a tough inning, just couldn't really recover."
If there was a time of possession in baseball, that inning tilted it in the Angels' favor. Weaver (1-2) used 14 pitches to dispatch the Tigers in the bottom half, sending Smyly out for the third with barely enough time to catch his breath.
"Honestly, I went out in the third inning trying to just let them hit it and hopefully get three quick outs," Smyly said. "[I'm] just trying to help the team save the bullpen, but I think they went double, home run, double, and that didn't really work out the way I planned."
The home run came from Howie Kendrick, the first of his two on the night.
That was the last of Smyly (1-1), who allowed four runs on six hits over three innings. If his 82 pitches in that stretch wasn't a sign of his fortunes, the fact that he threw all but 24 of those with runners on base was.
"It's tough to get upset with Drew," Ausmus said. "He hasn't started in three weeks. He's kind of bided his time, helped us out in the bullpen and finally got his first start. You really have to kind of cut Drew a little bit of slack in that sense."
Like Smyly, Putkonen had been dealing with a lack of work, having thrown just two-thirds of an inning all season despite being in the bullpen since Opening Day. The rust showed in his outing, from another Kendrick home run off the top of the fence in right-center field to a Trout double ripped into left-center field.
Putkonen exited after Pujols' 497th career home run, a three-run drive to left with nobody out in the sixth inning.
"Just like Drew, it's kind of tough to be upset with a guy who's pitched once since Opening Day," said Ausmus. "Unfortunately, we had to send him out there for three innings today because of the state of our bullpen. Again, I can't really blame Luke for not being sharp."
Detroit's offensive damage came in the seventh off Josh Wall, including a two-run single from Ian Kinsler and a pinch-hit RBI single from Nick Castellanos.
Kinsler led the Tigers offense with two hits. Kendrick had four RBIs, while Stewart fell a home run shy of the cycle.


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Turner Classic Film Fest: A history of violence
I know, pretty dark headline for a post about a really fun, glamor heavy film fest. All the more so because, at least for me, TCM Fest is the kind of event that can put you in a kind of steel bubble which the daily news can barely pierce. If another Cuban Missile Crisis happened during Comic-Con, what would happen? Maybe if it ended differently this time.
Indeed, even a momentous event like the death of Osama Bin Laden could just barely penetrate TCM's mix of Hollywood fantasy and scholarship. For me, the news first came as I overheard another filmgoer during an intermission of "West Side Story," which I had popped in on just to see how good the 70mm print was, say to another. "No, he's really dead." I figured it was another classic film star gone forever. George Chakiris, who played Sharks leader Bernardo, had introduced the screening, but how were Jets Richard Beymer and Russ Tamblyn doing?
You can follow us on Twitter @moviebuffs and on Facebook as well.
Posted in: Movie Comedies, Movie Dramas, Movies, test
Tags: A Fish Called Wanda, Alberto Calvalcanti, Alec Baldwin, Bernardo, Billy Wilder, Black Narcissus, British Agent, Calvalcanti, Casablanca, Coca-Cola, David Farrar, Diane Keaton, Emma Goldman, Eugene O'Neil, Ferenc Molnar, Gene Hackman, George Chakiris, hardest working man in show business, Harry Fowler, Horst Buchholz, Jack Nicholson, James Brown, James Cagney, Jets, John Reed, Kay Francis, Lawrence of Arabia, Lenin, Leslie Howard, Louise Bryant, Maureen Stapleton, Michael Curtiz, Ninotchka, North by Northwest, One Two Three, Osama Bin Laden, Pamela Tiffin, Peter O'Toole, Rialto Films, Richard Beymer, Rio Bravo, Russ Tamblyn, Sharks, Some Like it Hot, Soviet purges, Stalin, Taxi Driver, TCM, TCM Fest, TCM Festival, TCM Film Festival, The Adventures of Robin Hood, The Godfather, Turner Classic Movies, Warren Beatty, Went the Day Well, West Side Story, William Potter, Woodrow Wilson


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P&W's Manufacturing Technologies and Operations Leadership Showcased in IndustryWeek
IndustryWeek recently interviewed Danny Di Perna, vice president, Module Centers & Operations, to find out how Pratt & Whitney is investing in manufacturing technologies to ensure quality products and repeatable processes while at the same time expanding its partnership with global suppliers.
"Our goal is to get first time quality right out of the gate," Di Perna said. "To get there, we put technology at the forefront of our investments, but first we put new technologies through a technology maturation process so we can develop them and get them ready for prime time."
The discussion was framed around the ways that Pratt & Whitney's manufacturing processes are improving and evolving through the adoption of smart tools and machines. These innovative manufacturing processes reduce lead time, variation and risk, and maximize producibility to ensure a consistent product that conforms to design specification and performs to our customers' requirements.
IndustryWeek brings together manufacturing business leaders to explore the issues, strategies, trends and technologies that help them build more competitive and profitable companies. IW is a product of the Penton Manufacturing & Supply Chain Group; a resource for relevant news and measurable results.
Click here to read the full article.


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Big Loop Mini - Sahara
Loopy Mango
This product is currently sold out.
100% Merino wool yarn, Made in USA, Dry Clean (even though dry cleaning is recommended, it is possible to wash this yarn - please read washing recommendations in Loopy Mango's FAQ section).
Please note - due to hand made nature of this product variations in color and thickness are possible.
10 oz - 283g approx. 30 yards (27m)
Recommended Tools: size 50 (25mm) or size 36 (20 mm) knitting needles or size U (25 mm) Crochet Hook.
COLOR : Sahara


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Welcome to the
Melrose Bison Farm
Online Store.
Our goal is to provide the highest quality bison products we can offer.
Bison meat is a wonderful food. It is lower in fat, calories and cholesterol and higher in protein and iron than beef, pork or chicken. It has a flavor that is sweeter and richer than beef. Bison meat is incredibly satisfying because it is very nutritionally dense.
Our bison are raised as close to the way Mother Nature intended as possible. They forage on native grasses and hay. They are never given any type of growth hormones, steroids, stimulants, antibiotics or animal products.
We offer USDA inspected meat products, hides, skulls, and farm tours.
Please browse our pages, give us a call and try "America's Original Red Meat".


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Monday-Friday, 8am-6pm Eastern Time
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One life insurance plan does not fit all, so we have choices for you. MetLife's group term life plans offer competitive rates and valuable added benefits.
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Long Term Disability insurance provides a monthly benefit when your ability to earn an income is interrupted by a covered injury or illness. The AlumniDI plan from MetLife also has special features to help you get back on your feet physically as well as financially.
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Use the links below to jump directly to the most searched topics
Chicago Pneumatic Tools offers hundreds of quality air tools designed for the specific needs of the oil, gas and petrochemical industry. Based on decades of expertise in providing the right tools and equipment to professionals, we have developed a complete new range to fulfill our customers' expectation and cover all your oil, gas and petrochemical applications needs.
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Chicago Pneumatic offers one of the most extensive range of grinders, drills, percussive tools, impact wrenches and hydraulic bolting solutions of the market to cover all your jobs from the simplest to the most demanding ones.


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© Greenpeace / Christian Åslund
The Arctic is a treasure of life and beauty, home to millions of people and amazing wildlife.
Approximately 30 different peoples with unique cultures and traditions call the Arctic and subarctic regions "home". The Indigenous Peoples in the Arctic, many of them Inuit, inhabit the most northern regions of North America, Eurasia and Greenland. Modern times have brought great change to life in the Arctic, but many people still live in very close connection with the land and depend on their natural environment and the Arctic wildlife.
Walruses, narwhals, Arctic foxes, beluga whales and polar bears are among the most iconic animals to be found in the Arctic, and they provide examples of the beauty, uniqueness and diversity of Arctic wildlife. Life in the Arctic forms a complex and delicate ecosystem.
Canada's Arctic sector covers 1,425,000 square kilometers and is home to many Inuit, First Nations, Dene, Métis and non-Indigenous communities. After Greenland, the Canadian Arctic Archipelago is the world's largest high-Arctic land area.
What happens in the Arctic also affects the lives of people far away. Arctic ice and snow help regulate our climate by reflecting incoming sunlight back into space, acting like a refrigerator for the planet. Arctic permafrost stores massive amounts of carbon, and as it thaws this carbon gets released and threatens to push global warming completely out of control. Melting Arctic ice on land raises global sea levels and could drown coastal communities and small island nations. The Arctic also influences weather patterns for the northern hemisphere.
Rising temperatures caused by climate change are rapidly altering the face of the Arctic, bringing new risks and big challenges for the environment and wildlife, as well as for people in the Arctic and all around the world.
Greenpeace has mobilized over seven million people to take a stand and help ensure the protection desperately needed at the top of the world. To add your voice sign the petition at SavetheArctic.org
Greenpeace Canada Policy on Indigenous Rights
That's right. It's Greenpeace's 46th birthday! We may be another year older, but we're also stronger and wiser.
We've come a long way since 1971, when on this day, a small group of courageous people set off to stop nuclear...
They did it! Clyde River Inuit have WON their case at the Supreme Court of Canada.
Former mayor and community leader from Clyde River Jerry Natanine stands with: Clyde River's legal council Nader Hasan, Greenpeace...
News just broke that oil exploration companies will not conduct seismic blasting in Baffin Bay and Davis Strait this summer. Residents of Baffin Island — including Clyde River — and all the unique marine life calling these waters home...
Well, here's some amazing news to help close out this rollercoaster of a year: the Canadian government has announced a moratorium on all new oil and gas projects in Canadian Arctic waters for the next five years, and the US...
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How much waste is there in America's health care system? Try $765 billion. That's the estimate from the Institute of Medicine, covering everything from unneeded tests to excessive administrative costs. The estimate is for 2009, when health spending totaled $2.5 trillion. "Waste" was 31 percent, or almost one dollar in three.
Even if waste is only half this, there's ample room to cut costs without weakening quality of care. By all logic, we should be debating how to achieve these savings, because runaway health spending is the crux of our budget impasse. From 1980 to 2011, health care went from 11 percent to 27 percent of federal spending -- and it's headed higher.
Naturally, we aren't having this debate.
The campaign's discussion of health care is purely political. Democrats say Republican proposals to turn Medicare -- federal insurance for the elderly -- into a voucher program would "end Medicare as we know it." Well, that's true; it's also true that Medicare "as we know it" is busting the budget. Vouchers might control costs. For their part, Republicans denounce the Affordable Care Act (Obamacare) without fully explaining why their alternative is better.
The stakes transcend Medicare and Medicaid (federal-state insurance for the poor), because the federal government is the largest purchaser of health services. Its policies shape, for better or worse, the rest of the system.
If Medicare promotes lower-cost, higher-quality care, everyone would benefit. Hospitals and doctors would transfer improvements to other patients. Workers would also gain, because high insurance premiums squeeze take-home pay. Just recently, we learned that annual premiums for employer-sponsored family coverage increased 4 percent in 2012 to $15,745, according to the Kaiser Family Foundation and the Health Research & Educational Trust. Although the increase was relatively small, it still exceeded wage gains (1.7 percent) and inflation (2.3 percent). Since 2002, gaps are greater; insurance premiums rose 97 percent, roughly triple wages (33 percent) and inflation (28 percent).
The "waste" estimate from the Institute of Medicine (IOM) -- an arm of the National Academy of Sciences -- came in a report ("Best Care at Lower Cost") that broke down the $765 billion figure as follows:
-- Unneeded services (tests, procedures): $210 billion.
-- Excess administrative costs: $190 billion.
-- Mistakes and delivery inefficiencies (preventable complications, fragmented care): $130 billion.
-- Artificially high prices: $105 billion.
-- Fraud: $75 billion.
-- Missed prevention opportunities: $55 billion.
The IOM says its estimate agrees with two other studies -- one comparing health spending across countries and the other making comparisons across different U.S. regions. Higher spending doesn't automatically improve outcomes.
Fee-for-service medicine is one culprit. Hospitals and doctors do more because they get paid for doing more. But the IOM also blames the increased specialization and complexity of medicine. "With specialization," the report says, "clinicians must coordinate with multiple other providers." The typical Medicare patient has seven doctors split among four practices.
Meanwhile, the explosion of medical information frustrates doctors and hospitals from keeping up with best practices. Since 1970, the number of annual medical journal articles has grown from 200,000 to 750,000.
The goal is to eliminate waste without harming care. Dr. Mark Smith, head of the IOM's task force, says he's optimistic, because many hospitals have found ways that can be adopted by others. For example: use of barcodes to ensure that correct medicines are given to patients. The system reduces errors and liability claims.
But the IOM report lacks any strategy to promote change. It relies mostly on good will, exhorting hospitals and other providers to do better. Unfortunately, decades of exhortation and piecemeal policies haven't controlled costs or ensured better care.
There are stronger approaches. One involves Medicare vouchers. The theory: If providers receive a fixed amount for covering patients' health needs, they will be forced to identify best and worst practices. But ditching fee-for-service might trigger a backlash from hospitals, doctors and patients. A second approach is a less visible de-emphasis of fee-for-service through "payment reforms." Reimbursement is tied to better medical outcomes and not just to procedures performed (tests, surgeries, rehabilitation). But these "reforms" might be too few, too complex and too weak to have a big effect on cost and quality.
Dithering is understandable; but the more we dither, the harder the choices become.
Robert Samuelson is a columnist for the Washington Post Writers Group. His weekly column and blog appear online at telegram.com. Robert Samuelson is a columnist for the Washington Post Writers Group. His weekly column and blog appear online at telegram.com.


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Team Matthews Family Martial Arts MARTIAL ARTS BIRTHDAY PARTIES
YOU OR YOUR CHILD CAN HAVE YOUR NEXT BIRTHDAY PARTY AT Team Matthews Family Martial Arts.
When your child's friends and classmates receive invitations to his or her Karate birthday party, they know right away that big-time fun is in store! Anticipation builds as party time approaches. When the big day finally arrives and they show up in droves, they'll find their hopes and expectations fulfilled with exciting Karate games, spectacular Martial Arts moves – much like they've seen in cartoons and movies, lots of laughs, and a memorable good time for all.
At Team Matthews Family Martial Arts dates and times fill up fast for Martial Arts birthday parties because they're always a hit! They're so much fun for the kids and very affordable for you, with less worry and stress than other party settings.
Your birthday boy or girl will enjoy the spotlight in a leadership role among peers that will make others see him or her in a new light, one they'll respect and appreciate for years to come. Who doesn't like to show off a little? And parents will appreciate the professional coordination, safe and supervised setting, and variety of physical fitness activities that keep their children engaged for the duration.
You and 14 of your friends included for only $149!
A Team Matthews Family Martial Arts Birthday Party Is Tons Of Fun.
Here's What Is Included!
Contact us to reseve your party today.
* Parties must be reserved at least three weeks in advance. *


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MIXED BAG: Hoosiers elect Dems, Republicans for top state offices
Indiana voters' independent streak was on display Tuesday, as the mostly conservative state chose Republicans Mitt Romney for president and Mike Pence as Governor, but rejected a conservative Senate candidate and education official.Though Republican Senate candidate Richard Mourdock upset longtime Senator Richard Lugar in the primary, a series of missteps led to a Democratic choice in Joe Donnelly, who won by a four-percent margin.Republican State Senator Jim Banks, of District 17, said two years ago, on election night there was a significant Republican sweep. This year, the races were much closer. "It's much more competitive," said Banks. "The U.S. Senate race is a record breaking race, from the perspective of how much money they spent. I think that has a lot to do with it."Another Democratic upset was for State School Superintendent, as Glenda Ritz ousted Republican Tony Bennett, who many teachers opposed because of his advocacy of major changes to school systems.2008's Presidential Election may have been a foreshadowing of this year's results, as Indiana chose President Barack Obama — the state's first Democratic candidate in 44 years.Though Indiana has changed gears in some races, the state hasn't gone completely blue.Pence was elected as Governor in a landslide to replace popular GOP Gov. Mitch Daniels, and Indiana returned to its Republican ways in the Presidential race, offering its 11 electoral votes to Romney.According to the Associated Press, Romney's win in Indiana was founded on support from whites, conservatives, voters older than 40 and people with family incomes of at least $50,000. Obama lost ground with younger people and those with incomes of more than $100,000.Banks attributes Indiana's independent streak to the distinct differences in the ideology of a conservative and a liberal."I think that's what this election embodies more than anything. You either believe that government should be bigger and we should spend more of our tax dollars, or you think like I do, that government should be smaller and take less of our tax dollars," Banks said. "This is a great day that we celebrate every couple of years and we have the opportunity to make our voices heard. In Indiana, we have a lot to be proud of, the way our government works at the state level."Whitley County resident Kathy Heuer took her State Representative race in District 83 in a landslide, winning nearly 75% of votes in the state."I'm extremely grateful to all my supporters," Heuer said. "I'm looking forward to another two years. I appreciate all my support from both Whitley and Allen Counties."


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Runway, your way: How to wear the tuxedo for women trend
Wonder how to work catwalk cool into your own closet? Here's how to translate the trends for real life.
Ever since Yves Saint Laurent designed the classic Le Smoking back in 1966, the tuxedo for women has become synonymous with classic elegance with just the right amount of edge. Throughout the decades, the popularity of the suit has ebbed and flowed, but, for fall and winter 2013-14, the tuxedo for women trend is experiencing a full-on deluge. Whether you go for the full look, or just a touch – think a tuxedo blouse worn with jeans or a tuxedo pant worn with a cashmere sweater – it's time to add a little black tie pizazz to your wardrobe.
THE RUNWAY: Kenneth Cole, fall 2013
The designer put a modern, masculine twist on the tuxedo for women trend during his fall collection, showing a dapper shirt and pants paired with a leather and fur vest and leather gloves.
Dresses: Love the idea of a tuxedo, but still want to wear a dress? Get the best of both worlds and shop for a tuxedo-style dress! Whether it's in winter white, all black or a combo of the two, this style is classic, but flirty. Not a bad way to be described.
BCBG Giada tuxedo dress, $228, bcbg.com; 3.1 Phillip Lim tuxedo shift dress, $850, forwardforward.com; Rachel Zoe Cambridge leather collar tuxedo dress, $395, neimanmarcus.com.
Tops: A tuxedo blouse gives instant glam to any look – whether it's worn with denim, slacks, a skirt or a suit. Go classic with an all white style, a little more mysterious with all black, try tuxedo shirt details in a bright color or print or add whimsy with a trompe l'oeil T-shirt.
White House | Black Market silk tuxedo blouse, $49.99, whitehouseblackmarket.com; Kate Spade tuxedo T-shirt, $34, katespade.com; Tracy Reese navy and white tux shirt, $278, tracyreese.com.
Pants: There's something cool about a tuxedo stripe on a pant. We don't care if the pants are black wool, khaki chinos, white denim or something else. Adding that stripe means instant style.
Halogen tuxedo pants, $79, Nordstrom.com; J.Crew Andie chino with tuxedo stripe, $98, jcrew.com; Diane von Furstenberg Naples tuxedo pants, $298, saksfifthavenue.com.
Lesley Kennedy writes for ShopAtHome.com. Email her at email@example.com.


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FlexLogger helps you build flexible, scalable data-logging systems with NI DAQ hardware, no programming required. You can use sensor-specific configuration workflows to quickly set up, visualize, and log a mix of synchronized measurements from analog sensors, digital signals, and vehicle communication buses. You can also generate voltage, current, or digital signals to drive actuators or control set points. FlexLogger automatically saves metadata documenting your test configuration, so you can quickly trace test results and make comparisons across multiple tests. You can interactively review test results in the integrated data viewer to visually inspect your data and draw conclusions.
FlexLogger provides a configuration-based workflow to accomplish validation and verification tasks throughout the product design cycle. Learn more about common data-logging applications below.
You can use FlexLogger with sensor-specific DAQ hardware to integrate new measurements to quickly identify faults and malfunctions.
FlexLogger automatically synchronizes mixed-signal measurements, so you can accurately analyze data from different sources to verify physical components function according to design specifications.
Software Benefits
Standard Service Program
Every purchase includes a renewable, one-year membership to the Standard Service Program (SSP) for software. SSP membership includes the following:
A single-seat license of FlexLogger can be associated with an individual or to a specific computer ID.
The Volume License Program is designed for teams that need five or more licenses. It reduces the total cost of ownership by providing streamlined asset management to your organization.
FlexLogger captures comprehensive metadata for easier traceability across multiple tests. NI recommends using DIAdem with FlexLogger to quickly locate, inspect, analyze, and report your recorded data to gain wider insight and repeat fewer tests.
DIAdem Feature Highlights:


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Gifts by Beneficiary Designation
"I wanted to learn how to start something up that
is sustainable after we leave."
-Sarah Joy Mikolajczyk, M.A. '12
Your Legacy Can Sustain: Gifts by Beneficiary Designation
You can support Adler University without changing your will or parting with any assets now. This can be achieved by designating Adler as a beneficiary of certain assets you might own. With a Beneficiary Designation, the gift is arranged now, with funds coming to the University at your passing, when you no longer need them.
Gifts to consider:
- Retirement Assets
- Life Insurance Policies
- Commercial Annuity Contracts
- Bank and Investment Accounts
Benefits include:
- Flexible – assets remain in your control should you need them.
- Easy to arrange – doesn't require a change to your will.
- Revocable – your gift designation can be changed in the future.
- Tax-wise – funds passing by beneficiary designation to Adler University are subject neither to income nor estate tax. This means 100% of your gift is available for use by Adler, as you direct.
- Family-friendly – you can name family or other loved ones to benefit from the asset, with Adler University receiving the remaining portion.
Learn how to make a gift by designation and create your legacy with Adler University.


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NASA is going back to visit and old friend, one more time.
As we gear up for the collective adventure of the final (?) shuttle mission to service the Hubble Space Telescope (HST), The Universe in a Mirror: the Saga of the Hubble Space Telescope and the Visionaries Who built It by Robert Zimmerman serves as a fine look back at the history of the storied telescope, as well as a peek at where we might be headed. The tale of how Hubble came to be traces its origins back to past the dawn of the space age. Although much press, both good and bad, has been written on Hubble, much of its origin has never been told. The tale the author weaves in Universe is a fascinating look into the politics of NASA and how the telescope evolved over the periods of successive administrations. The idea was first given life by Lyman Spitzer (of Spitzer Space Telescope fame) in the early 60′s, and after several false starts found its way into orbit aboard the Shuttle Discovery in 1990. Next year will be its 20th year in low Earth orbit, and in two decades, the telescope has revolutionized visual/and infrared astronomy. For example, when Shoemaker-Levy 9 impacted Jupiter in 1994, Hubble was and invaluable witness to this unprecedented event.
The author points out that such a versatile instrument is not the norm; most instruments launched are not general purpose but instead built to answer very specific questions and have a limited lifespan. Hubble has also had an indelible impact on the public; especially telling was the tale of then project manager Evan Richards talking to a group of school children in 1983. Upon writing the dates 1609 and 1985 on the blackboard, roughly half of the class instantly knew their significance: the year of Galileo's first telescopic observations and the then scheduled launch of Hubble. (The Challenger disaster moved the date to 1990). Pictures such as the Eagle Nebula and the Hubble Deep Field(s) may well be the defining images of our era.
Eagle Nebula video.
Of course, the HST garnered much negative publicity when it saw first light due to its flawed mirror. "The saga of the mirror was almost a Shakespearean tragedy," The author notes. Still, much of the back story and the engineering breaks in the chain have never been told, and the story itself could be said to be a textbook case of accountability. When tested, the laser used to measure the mirror introduced a 1.3 mm error. Rather than question why the error occurred, a potentially costly and time consuming process, three washers were added as spacers! (Fun fact: did you know a twin to the Hubble mirror was cast by Kodak and currently sits in the Smithsonian? This "demo mirror" has never been fully tested, but may well have a perfect figure! And it was even done with older technology!)
Eventually, Hubble overcame these obstacles to become our most valued eye on the universe. With any luck, next weeks' servicing mission will extend Hubble out at least another five plus years, past the next decadal survey and (hopefully!) the formulation of a plan for a true replacement. The James Webb Space Telescope is often erroneously sited as a successor, although it's designed to do work in the Infra-red and will be placed out of range of a possible servicing mission. As we peer further back into space and time, much of that visible light has shifted into the infrared part of the spectrum by the time it reaches us. The author also notes some of the problems facing a potential successor, such as a telescope based on the lunar far side, not the least of which would be a restricted view, and the presence of evilly abrasive lunar dust.
Doubtless, next week's mission will bring Hubble back into public focus. It will also give us one last taste of what the Shuttle was originally envisioned to do; launch and service satellites. "Humanity has gotten a taste of what the universe looks like through good glasses," the author noted in a recent interview. Hubble would be a tough loss, both to the scientific community and the human spirit. It should be noted that currently, Hubble is nearly inoperable now; this mission may come in the nick of time. Expect drama in orbit; the last four missions were all highly entertaining to watch via C-Span and NASA TV. A favorite Astroguyz moment was when astronaut Kathryn Thornton perched on the end of the Shuttles' robotic arm held the enormous solar panel until sunrise to discard it safely. This last servicing mission will be the first servicing mission to Hubble to be conducted by the Atlantis orbiter. The last servicing mission in 2002 was to be the final successful mission of the Columbia orbiter which was tragically lost along with its crew on its next flight in 2003.
In the end, it all comes down to the science produced. Reading the book, I was amazed at the impact the Hubble had on a whole generation of astronomy PhDs. The author illustrates this by showing us some of the early circa 1940s images shot of the Eta Carinae homunculus. Astronomers new this was an intriguing object; compare these to Hubble's vivid images on the center pages of the book.
The first Hubble repair and the installation of COSTAR came just in time for Nova Cygni in 1992, as well as the aftermath of supernova 1987a. If a much overdue galactic supernova or a potentially hazardous NEO becomes known, Hubble could prove its worth yet again. This is the telescope that just won't die!
What isn't generally appreciated but pointed out in The Universe in a Mirror is that Hubble has also virtually changed how NASA and the scientific community interfaces with the public as well as the trickle down technology that ensued. Today's digital imaging technology owes a large part to its existence to technologies pioneered by Hubble. Images are now routinely made public immediately, and made accessible to arm chair scientists and the professional community via the Web, which barely existed when Hubble left Earth! Already, exoplanets have been spotted by combing through the Hubble archives. The era is nearly upon us when kids will discover supernovae before bedtime…
The Universe in a Mirror provides a perfect backdrop to the events that are about to unfold over the next few weeks. We would also recommend it as a classic study in getting a scientific project through from inception to operability, and the convoluted workings of space politics. Over the next few weeks, we'll be following the Hubble repairs and STS-125 at this site and Astro-twitter. We plan on attending the launch next week; the window is from May the 11th until the 13th, then another window opens up on the 22nd. We'll also be posting possible sighting (or there lack of!) opportunities of both in the sky as the mission evolves, as well as a post devoted to the HubbleTop-stars program and its heritage and legacy. Stay tuned!