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Edgewood, NM
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ABQ Uptown Growers' Market
Central Avenue
Albuquerque, NM
The Growers' market is your source for locally grown produce and locally made crafts. All produce is picked within 24 hours of being available at t...
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Albuquerque Downtown Growers' Market: Wednedsay Satellite
Marquette Ave NW and 4th
Albuquerque, NM
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Albuquerque Northeast Farmers' and Artisans' Market
6400 Wyoming North East
Albuquerque, NM
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Armijo Village Growers' Market
1635 Isleta Boulevard South West
Albuquerque, NM
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Belen Farmers' Market
300 E Reinken Avenue
Belen, NM
Mission: To provide locally grown produce, eggs, and honey to the residents and visitors of Valencia County. About Us: The market is located at ...
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Bernalillo Farmers' Market
300 Rotary Park Road
Bernalillo, NM
Season: Summer Market Hours: June 14 - October 25, 2019Fridays, 4PM - 7PMLocation: Pavilion at Rotary Park, 300 Rotary Park Road
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Bosque Farms Growers Market
1090 North Bosque Loop
Bosque Farms, NM
Our fruits, vegetables & plants are grown, raised, produced or gathered by the farmers of New Mexico in a healthy, clean environment. Our Craft...
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Cedar Crest Farmers Market
12183 NM Highway 14
Cedar Crest, NM
Season: Summer Market Hours: May 15 - October 16, 2019Wednesdays, 3PM - 6PM Location: 12183 NM Highway 14
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Corrales Growers' Market
Corrales Road
Corrales, NM
Mission:The Corrales Growers' Market operates to support the traditional agricultural economics of the Village of Corrales and to provide community...
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Cuba Farmers' Market
Cuba, NM
Mission: The mission of the Cuba Farmers' Market is to give local farmers and growers a chance to sell their fruits and vegetables, products and p...
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Dixon Farmer Market
270 Highway 75
Dixon, NM
About Us:The Co-Op began as a community meeting where the question was asked, "Will this village support a grocery store?". A board of directors wa...
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Downtown Growers Market
8th and Central Avenue
Albuquerque, NM
Season: Summer and Fall Market Hours: April 18 - November 7, 2020Saturdays, 8 am - 12 pm Location: Robinson Park, 8th and Central Al...
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Edgewood Farmers' Market
8 Marietta Court
Edgewood, NM
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El Valle Farmers' Market
Route 3
Ribera, NM
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Eldorado Farmers' Market
7 Caliente Road
Santa Fe, NM
Season: Summer Market Hours:May 24 - October 11, 2019Fridays, 3:30 PM - 6:30 PMLocation: La Tienda Shopping Center, 7 Caliente Road
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Espanola Farmers' Market
1005 North Railroad Avenue
Espanola, NM
Season: Summer Market Hours: June 3 - October 2019Mondays, 10 AM - 5 PM Location: 1005 North Railroad Avenue, Espanola, NM
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Idalia Road Marketplace
1320 Idalia Road North East
Rio Rancho, NM
Mission We believe that local outdoor markets integrate into communities and become a part of the life and life-blood of small business activity. ...
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Jemez Pueblo Farmers' Market
Highway 4
Jemez Pueblo, NM
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Jemez Springs Community Farmers' Market
30 Jemez Springs Plaza
Jemez Springs, NM
Season: Summer Market Hours: May 18 - October 5, 2019Saturdays, 9am - 12pmLocation: Fitzgerald Park
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Los Alamos Farmer's Market
2400 Central Avenue
Los Alamos, NM
Season: Summer Market Hours: May 1 - October 31, 2019Thursdays, 7AM - 12:30PM Location: Mesa Public Library parking lot, 2400 Central...
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Putting Your Business in the Palm of Their Hand, Anywhere & Everywhere... Mobile Website Design
It's becoming increasingly obvious that mobile devices are taking over… long gone are the days of sitting at a computer or rummaging through the phone book to search for information, a service, or a product. Today's users are tech savvy and are pulling out their cell phones or tablets more and more to check email, shop, look for an emergency plumber, and to find businesses just like yours. In fact, according to a survey conducted by 11Mark, 75% of Americans admit to using their mobile phones while in the bathroom. Pair that with the fact that app analytics firm, Flurry, found that on average Americans spend 158 minutes each and every day on their smartphones and tablets; and that statistic is back from 2013!
So what happens if your website isn't exactly mobile-friendly? And what in the world do we mean by mobile-friendly? Well, mobile-friendly is when a website is specifically designed to display and function for the purpose of viewing on a mobile device – in most cases a mobile smart phone. The navigation, or button system, is designed to be slightly larger, accommodating for easy finger pushing. On most mobile sites, the navigation also hides itself, taking up less space when it's not needed. Along with that, the text and overall layout of the site is designed in a vertical manner, eliminating the need for left and right repositioning and allowing for an easy vertical scroll. Overall, a mobile website is designed to load quickly, provide concise information, and to effectively fit a mobile screen.
Now don't get us wrong, if you're current website isn't "mobile-friendly" it will still display on a mobile phone. However, it will require constant zooming in and out as well as repositioning left and right in order for the viewer to be able to read and navigate the site. This often leads to user frustration, in turn causing them to leave the website.
If your company is currently operating with an awesome desktop site but looking to also get a piece of the mobile pie, then there are a few options available to you. At Sytek we provide both mobile web design and fully responsive web design. While responsive web design covers all your basis with one website, it's not always the perfect solution for all businesses.
So again, if you're already operating with an awesome desktop site that you spent lots of money on and still thoroughly love, then why start from scratch! At Sytek we can develop a standalone mobile website – what we call a mobile separate site - that will mimic the look and feel of your existing site while offering all of the functionality mobile users desire. Our copywriters will strip-down the text making it concise and informative, while our developers will create mobile specific images that will reduce load time and increase functionality.
Once the new mobile website is complete, our team at Sytek will connect the two sites together. This interconnection will automatically detect and display the most suitable website based on the device being used. With mobile separate website design you can keep your existing desktop site while still being easily found in the palms of mobile users. Contact us at Sytek today to become a part of the mobile majority.
Below is a glimpse of our mobile website portfolio with their desktop counterparts.

subset: commoncrawl


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Dynasty brauchte ein neues Logo Design und hat einen Wettbewerb auf 99designs gestartet.
Aus 165 Designs von 46 Designern wurde eine Gewinner gewählt.
Dynasty Siding
I am a young entrepreneur who started Dynasty Siding (construction business) about 6 years ago. We do most of our work on residential housing. We install lap siding, stucco, shake siding and board and batten. We do a lot of accents like gable vents, shutters, tapered columns, planters boxes, window wraps, and more. I started out mainly in new construction but wish to transition more into remodels. We are a small business right now with only 4 employees plus myself. We pride ourselves on quality work and strong relationships. Along with quality, we wish to be known for custom exterior finishes that will set our customers homes apart from their neighbors.
We wish to serve the middle to upper class range of home owners. People who currently own a home and want to improve it or people who currently own a home and want to build in a higher price range. We are not interested in the "cookie cutter" starter home.
I am looking for a logo that is sharp and clean. I am trying to avoid something with a lot of clutter. I will have yard signs so I need people to be able to quickly recognize it as they pass by a job.
As for colors I like white, greys and black with accent colors like cardinal, gold, blue or green. I would like to come up with a two or three color combo.
Some kind of icon or symbol(siding, an accent piece, tools, ect...) in the logo would be ok but not nessesary.
Finden Sie heraus, wie ein Designwettbewerb funktioniert, oder lernen Sie mehr über unsere Logo-Design-Angebote.


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6:30PM - 8:30PM // 1st Floor Conference Room
9AM - 12PM // Biodiversity Education Center
3PM - 6PM // Biodiversity Education Center
3:30PM // Cozby Library and Community Commons
5:30PM - 7:30PM // Cozby Library and Community Commons
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The Planning Department is responsible for land use development management through administration of the Zoning Ordinance and Subdivision Regulations, implementation of the Thoroughfare Plan, Streetscape Plan, other physical development plans, ordinances, policies and procedures of the city. The Planning Department:
The Planning and Zoning Commission is a recommending body to the City Council on planning issues, including zoning, platting, ordinance amendments and related planning matters. They are the Site Plan approval authority and have been granted the right to approve Final Plats in some instances. View current Commission members.
The city is 14.71 square miles.
41,290 as of January 1, 2019.
The Planning and Zoning Commission is a recommending body to the City Council on all zoning, platting, and development matters. They are the Site Plan approval authority and have been granted the right to approve Final Plats in some instances.
The Planning and Zoning Commission meets every third Thursday of each month at 6:30 p.m. in the Council Chambers.
Call the Planning Department at (972) 304-3678 and ask to speak with a planner on staff. The zoning cases are listed on the Planning and Zoning Commission and City Council agendas posted in City Hall at least 72 hours prior to the respective meetings, and are published in the Citizens' Advocate newspaper. Planning and Zoning Commission Agendas, Minutes and Packets are available in the Public Document Database. The Agenda/Packet is available the Friday before the scheduled meeting.
All property owners on the most recently approved tax roll located within 200 feet of the zoning change request are notified by mail at least 10 days prior to the Planning and Zoning Commission meeting. A zoning notification sign is also placed on the subject property 10 days prior to the hearing and remains on the property until the city takes action on the request.
Send in your written opposition to the Planning Department prior to the Planning and Zoning Commission meeting. The planning staff may be contacted to obtain detailed information on the case. A staff report is available the Monday before the Planning and Zoning Commission meeting. Encourage all surrounding property owners to attend the public hearing.
Yes. It would take an affirmative vote of at least three-fourths of all the members of City Council (6 out of 7) to overrule a recommendation of the Planning and Zoning Commission that a proposed zoning change be denied.
The protest must be written and signed by the property owners of at least 20% of either the area of lots or land covered by the proposed change or the areas of lots or land immediately adjoining the area covered by the proposed change, extending 200 feet from that area.
The Comprehensive Plan is a long-range plan intended to direct growth and physical development of a community for decades. The plan includes policies relative to physical development, transportation, parks and open space and economic development. It provides for the distribution and relationship of various land uses. The plan also serves as a basis for future development recommendations. Whereas, the Zoning Ordinance regulates the use of land and site development. It controls size of land area, size of yards, building coverage, height of structures, amount of landscaping, among several other things. Any violation of the Zoning Ordinance carries a penalty of up to $2,000 dollars for each offense.


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Agriculture Camera Systems
Camera systems are quickly becoming commonplace in the agriculture market because of the many advantages they provide. No more overloading of grain carts or getting out of the tractor to connect to equipment! You can also use them to see behind large equipment, monitor baler knotting, planter seed drops, and so much more. Camera Source provides the best customer service and only sells high quality agriculture camera systems - Browse our full lineup of ag cameras and you will surely find a system to meet your needs.
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An article written by University of Tennessee professor John R Garrett, "Monetary Policy and Expectations: Market-Control Techniques and the Bank of England, 1925-1931", which describes in exquisite detail the gold falsification measures undertaken by the Bank of England in the interwar period in order to impact interest rates in a favorable direction, performed with the full criminal complicity of the Federal Reserve Bank of New York, may mean paranoid "gold bugs" could soon be forever absolved of their "tin hat" wearing status as outright gold, and other data, manipulation by a major central bank is now proven beyond doubt. The implications regarding the possibility of comparable deceitful and treasonous acts by modern central bankers are staggering.
The Bank of England depleted its open-market portfolio by secretly sterilizing large gold inflows. Thereafter interest rates were influenced by manipulating reported gold flows.... A gold flow falsification was over two-thirds as effective as an open-market operation.
Falsifying critical gold data worked for Britain 70 years ago. Is it working now too? And is the BOE alone, or is Bernanke taking advantage of the Bank of England's experience? To be sure, the world was different with the Gold Standard the bedrock of monetary policy. Yet are the similarities between then and now not greater than the differences? With the shadow economy exposed as hinging on the investing community's desire to go with the prevailing "valuation" lie (a reason why the shadow economy in broad terms will take many years to return, if ever) the core asset is and always will be gold.
And yet the main question remains: why did the Bank of England openly and flagrantly manipulate critical data? Why did it mislead the citizens of the country it was supposed to serve? And if this happened in the past is it happening now? Is this the reason why the Federal Reserve is so opposed to exposing itself to public scrutiny and audits? If the BOE was engaging in outright fraud in the 1925-1931 period, why would today be any different?
Garett's mesmerizing report, published in the September 1995 issue of Monetary Policy and Expectations, has oddly not received much if any public notice, with not a single mention of the article or its implication in either the blogosphere or the mainstream arena. This is very unusual as Garret's disclosures would lend vast credence to not just gold bugs' claims that there is blatant (ongoing) gold data manipulation, but that Central Banks regularly engage in outright deception when it comes to achieving desired monetary policy results. To wit:
Montagu Norman, the Governor of the Bank of England... engaged in a large-scale deception that greatly over-stated the size of the effective open-market portfolio, understated the size of the gold stock, and misstated the size and even the direction of gold flows.
Not only that, but Garrett provides a direct link between secret gold market operations by the BOE and accumulation of US Treasuries: a critical concept not just in interwar Britain but more so currently, when faced with the need to finance trillions in budget deficits, the market is poised to decline by 25%+ should the US government experience a failed auction. Oh, and guess who was complicit in the BOE deception, and was used by the British central bank as a trading conduit? Why, the Federal Reserve Bank of New York, of which Tim Geithner was president from 2003 to 2009.
Norman sold pound-denominated securities to sterilize the additional bank reserves created by the gold inflow. He simultaneously sold gold for dollars, lowering the Bank's reported gold stock, and bought U.S. Treasury bills with the proceeds. He also had all transactions carried out on the New York market by the New York Federal Reserve Bank so that they could not be traced to the Bank of England. (see Figure 1) The U.S. Treasury bills were comingled with pound-denominated "other securities" in the Bank's published open-market portfolio and were assumed by the markets to have been pound-denominated securities. In one stroke the gold inflow and the decline in the open-market portfolio were hidden. Bank Rate was kept at a very high level given the abysmal state of the economy, well over the level that would have prevailed under the Bank of England's prewar reaction function.
The motive: the traditional misrepresentation of inflationary/deflationary forces to the general public.
Had it become public knowledge in the spring of 1928 that deflationary policy was three times as severe as reported and concurrently that gold inflows and the gold stock were at record levels, Norman would have been through.
And if anyone thinks the Fed's penchant for secret is a novel thing, just look at what was happening in the dark corridors of the Bank of England in those dark days after World War I:
Sayers documents that the Committee of Treasury, the Bank of England's day-to-day governing body, was left in the dark, as was the Court, the Bank's de jure and, before Norman, defacto policy body. Sayers expresses surprise at the secrecy with which open-market operations were surrounded even within the Bank's inner corridors. This extended to the point of declining to keep in the Bank's confidential archives any written records of policy decisions motivating transactions. However, for Norman's policy model the utmost secrecy was essential.
But it doesn't end there: what Montagu Norman did was virtually equivalent to treason. One, thus, can not help but wonder what Ben Bernanke does behind closed doors.
Norman's deception was audacious, as it involved the abrogation of Parliamentary authority over the coin of the realm and the subversion of the ancient charter of the Bank of England. These major questions of state, however, became bureaucratic trivialities compared to Norman's daily task of convincing the financial markets that he was in control when in fact he was not. An effective open-market portfolio of well over 50 million pounds was required to maintain control through standard open- market operations. From late 1926 until the end of the gold standard Norman never held the minimum portfolio, and normally could muster only one-fourth or less of the requisite strength.
And while we can be sure that the Federal Reserve is certainly not performing the same kind of illegal and treasonable activities, as otherwise Federal Reserve General Counsel Scott Alvarez would be in prison for gross perjury, courtesy of Alan Grayson, looking back at history may provide some other ideas of how the Fed could engage in other just as illicit monetary activities:
Montagu Norman maintained his tenuous grip on the market by fully exploiting all traditional policy instruments and through the creation of a wholly new expectations channel for monetary policy. Four methods were employed: open-market operations; special deposits; coordinating public finances; and false reporting of gold flows. The quantitatively least important method of market control was using confidential special time deposits from individual financial institutions to take reserves off the market. Special deposits had to be substantial and secret, as the Bank was claiming in its published figures that it had no reason to resort to special deposits to drain reserves. Thus special deposits were difficult to use as a regular policy tool (see Table 1). Although special deposits were used only three times, each instance came during a period of market-control difficulties (see Figure 2).
Yet monetary policy response were vastly limited:
As the open-market portfolio was completely exhausted by 1928: 2 (see Table 2), contractionary monetary policy could not have been maintained otherwise. However, there were limits to such help, as padding the Treasury's balance at the bank required issuing more Treasury bills than necessary, which cost the taxpayer, and was therefore certain to draw inconvenient questions from the Chancellor of the Exchequer.
And here is where we enter the twilight zone:
Norman published misleading Bank of England balance sheets that falsely reported gold flows. Up until late 1926 the gold inflow was consistently understated, but the direction of change in reported gold holdings faithfully followed actual gold holdings. Sayers states that Norman's intention in hiding gold was merely to accumulate a reserve cushion for a rainy day, and does not view the hidden gold as a market- control tool, though he admits that the secret reserves supported tighter monetary policy. Sayers's position, which is consistent with the pattern from July 1925 until October 1926, may reflect Norman's original intention. However, from late 1926, just as his open-market portfolio declined below the market-control threshold, Norman did not just underreport gold inflows, but began to under-, over-, and misreport gold flows as appropriate for his market-control needs. Every possible type of false reporting was committed.
If after reading this historical evidence of Central Banking treason, senators are unable to pass Ron Paul's Fed Transparency Act then there has to be open social action to clean out the Senate of all those who claim that the Fed's actions are pure and true, as they are merely corrupt cronies, bought entirely by interests of the Federal Reserve, and thus Wall Street. Furthermore, we urge readers to follow through on footnote 34 of the Garrett report "For example, Woolley, Monetary Politics; and Neumann, "Precomitment." Note that Woolley also finds evidence for the U.S. of a channel of influence running "backwards" from the central bank to the administration." We are very curious just what "evidence", besides the circumstantial, exists that the administration is nothing but the Fed Chairman's puppet.
The BOE's actions, which were open and flagrant fraud and deceit, went far beyond just gold manipulation. One can easily find parallels between the Mutual Assured Destruction wild card used by Norman and such "end of the world" exhortation by Paulson, Bernanke, Geithner, Blankfein and everyone else who stands to see their accumulated wealth disappear should there be a full audit of the Federal Reserve.
Norman's proffered scenario called for a rise in Bank Rate supported by open-market operations. To restore reserves the London clearing banks would call in their overnight money, the chief source of finance for the discount market's bill portfolio. To pay off their call-loan borrowing, the discount houses would be forced "into the Bank," forced to discount their portfolios at Bank Rate, a full 2 percent above the call-money rate. Thus Norman was threatening to force the discount houses to liquidate their highly leveraged portfolios at rates 3 percent above those contemplated when the portfolios were purchased (the 2 percent differential between call money and Bank Rate plus a 1 percent increase in Bank Rate). Given the thin margins and low capital levels in the discount business, this would have produced severe losses.
Despite Norman's weekly meetings with the discount houses' governing body, he waited to deliver his ultimatum until the pound's seasonal autumn weakness, when the market was already nervous about an increase in Bank Rate, five months after the market-control incident began. Why Norman had simply not drained sufficient liquidity out of the market at the time of the incident was probably puzzling to the discount houses, but the dire consequences of Norman's threat made it unlikely that anyone would call his bluff, if anyone could have even conceived that he was bluffing. In fact, he was. His portfolio was empty.
Garrett's findings ultimately provide a critical basis to reevaluate the entire foundation of modern fiat-system based economics.
The results may be summarized as follows. Markets can not tell when a central bank is lying. They then have the option to accept all or reject all forecast information emanating from the central bank. Under such circumstances the credibility model asserts that private financial markets reject all central bank information. This is possible because the financial markets' private information is assumed to be almost complete. However, the results presented here contradict this assumption and lend support to the opposite case: the markets' private information is so incomplete that they can not dispense with central-bank sources. The implication for the credibility model is devastating because pervasive ignorance and uncertainty allow the central bank to maintain its position as a disseminator of forecast information even if the central bank is guilty of extreme dishonesty, as under Norman. Under these circumstances monetary policy will be an effective instrument to stabilize the economy against both money demand and real shocks, which contradicts the core result found in the large and influential credibility-model literature.
And, sure enough, with these findings, the death of Monetarism and Keynesianism is one step closer:
Recently support has increased for Kindleberger's "internationalness" hypothesis and in particular the role played by the internationally shared characteristics of the macroeconomic policy system. The three most important features of the macroeconomic policy system were fiscal policy constraints through balanced budget policy rules or laws; the independent central bank as the uncontested policy authority; and the gold standard as the system's enforcer. The postwar international financial order was managed by central bankers who were not stabilizers, whether of a Monetarist (stabilizing the money supply) or Keynesian (stabilizing the level of output) variety. Montagu Norman's policy model and his policy choices lend clear support to the new interpretation. Much of the earlier literature explicitly or implicitly assumes interwar central bankers were stabilizers. Conclusions dependent upon this premise must be reevaluated.
Garrett's conclusion is stunning. Should comparable deception be found at the epicenter of monetarism, i.e., the Federal Reserve, the refutation of the entire "goal seek" science of economics as we know it may soon be at hand.
[T]he behavior of British financial markets is shown to be inconsistent with the microfoundations of the new classical model- expectations not only moved in a policy reinforcing rather than a policy negating direction, but expectations became a reliable, systematic policy instrument. One of Thomas Sargent's hopes is fulfilled-economic history proves to be fertile ground for testing the accuracy of complex macroeconomic theory-though the outcome is probably not what he had expected.
We urge readers to read the Garrett paper and to send it to their representatives and senators, with the hope that once it becomes fully clear that formerly reputable Central Bankers openly, repeatedly and in flagrant violation of their charters, engaged in outright market manipulation and data fraud, that the Federal Reserve will finally be audited or abolished, which for all intents and purposes, will end up being the same thing.
We are confident that somewhere Mark Pittman is smirking, all too knowingly.
Full must read Garrett research paper.


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Pediatric Chiropractic
Children Chiropractor in Chula Vista, CA
Chiropractic care for children offers your family a solid foundation for wellness. Whether you're looking to treat a specific issue or prevent problems for your child in the future, South Bay Family Chiropractic's pediatric chiropractic program in Chula Vista, CA is a good place to start.
A Growing Need
More and more parents are seeking pediatric chiropractic care for their children. Many spinal problems seen in adults can begin as early as birth. Regular chiropractic checkups can identify potential spinal injury from these traumas, allow for corrections early in life, and help children avoid many of the health complaints seen later in adults. At South Bay Family Chiropractic, we can check your child's spine for misalignments that could impair nervous system and overall body function. If we see a problem, we'll work with you to develop a plan for treatment.
Call us today for more information or to make your child's appointment with one of our pediatric chiropractors.
I have gone to 5 different chiropractors in the past and NO ONE compares to Dr. Biscotti. I didn't know what a real adjustment felt like until I came to South Bay Family Chiropractic. I would give this place 10/5 stars if I could. Chiropractic care with Dr. Biscotti has changed my life for the better. I have more range of motion, less pain, and more innate!
(Translated by Google) It is the ideal way to break sad postures that cause pain, I can see that all patients here leave happy and enter with the emotion of being "fixed" It may sound crazy but it works ... and when something works, the body does not lie, it is a huge relief to stop taking pain medicines and start a new day without that "pain" of daily life that we get used to every day . 👌🏾 Recomendadisimo! (Original) Es la manera ideal de romper con posturas tristes que causan dolor, puedo observar que todos los pacientes aquí salen felices y entran con la emoción de ser "arreglados" Puede sonar descabellado pero funciona... y cuando algo funciona, el cuerpo no miente, es un alivio enorme dejar de tomar medicinas del dolor y poder iniciar un nuevo día sin ese "dolor" de la vida diaria al que nos acostumbramos día a día. 👌🏾 Recomendadisimo !
I almost canceled my appointment. I just didn't believe anything Dr. Biscotti might try could make much difference in the few days I would be in town. But I wasn't sleeping, it hurt to walk, my headaches were miserable and I couldn't lift my left arm. I was desperate, but skeptical. After just the first adjustment I felt an immediate relief and sincere gratitude for the improvement his treatment offered. The pain was gone, and after only four sessions in his beautiful, friendly, kind offices, I realize, the power truly is on.
Dr. Biscotti has healing hands! I was hesitant about chiropractic at first; fearing it would mess up my bones. Was I scared for nothing! As far back as I can remember, my neck and upper back were tight, painful and I couldn't ever get comfortable. It hurt to sit, stand, move, sleep and well, it hurt all the time. I've been getting adjusted by Dr. Biscotti for almost 2 years now. In just those first few sessions I found sweet, sweet relief. As I continue my treatment I'm finding that my posture has improved, I sleep better and I get sick less. I highly recommend Dr. Biscotti and his team. The office is professional, but also extremely friendly and comfortable. Don't wait any longer! Make an appointment at South Bay Family Chiropractic and get your Power on!
Doc. Biscotti is a great gonstead chiropractor! He helped turn on my innate and get rid of my constant migraines and back pain. I would have migraines at least 2-3 times a week and would wake up every day with back pain. Now I don't even remember my last migraine and wake up happy that my back does not hurt anymore. I'm glad I met him and made chiropractic a habit in my everyday life.
Dr. Keith is the best I have ever had I was plagued by foot pain now I'm pain free and 30 lbs lighter
Dr.Biscotti was my first experience with chiropractic medicine, and I was definitely weary of this alternative treatment at first. I came to him because of a pinched nerve in my back that was killing my productivity at work. I had a professional masseuse try and work out the pain, but her efforts didn't even scratch the surface of the problem. Within a few visits of Dr.Biscotti's practice, my pain was gone. During my visit, he took several xrays and I was surprised to see how tweaked my back was from years of physical activity and bicycle/motorcycle crashes that I walked away from thinking I was unharmed. He's done amazing work on my back after a two months of treatment. I recently injured my neck from a tumbling accident at a local gym (I landed right on my neck after underrotating a gainer flip). I seriously thought I had come close to breaking it, and had limited mobility. Dr.Biscotti had it back into alignment and got me back into the gym after ONE adjustment. He cares a great deal about his patients and is more than willing to work with you to get you the treatment you need.
I'll start this review with two disclaimers: first, this is gonna be a looooong read. Secondly, my review will be unapologetically positive and upbeat – which I believe is the perfect way to describe Dr. Biscotti and the environment at South Bay Family Chiropractic. I work as a Firefighter/Paramedic, which is a job that requires me to be fit, strong and flexible. Having played sports as a scholarship athlete through college, I would say my profession is much more than being just an athlete, since getting up at 3am out of a dead sleep to don 60lbs of gear and step into an emergency requires much more than a stretching and weight training regimen. To say that my job can put stress on my body would be an understatement. As I approach middle age, I have become aware of the importance of full body health and have started to place an emphasis on yoga and the occasional massage to keep me ready for duty. Still, over time I felt something was missing. Over the past couple of years, I discovered chiropractic care and realized that some of my chronic aches and pains could be traced back to poor structural alignment – stuff that could never fully be fixed with stretching or someone rubbing me with massage-oils. I found a chiropractor through a friend's recommendation and gave it a shot, with mixed results – I still had a feeling that something was missing. That's when I was turned on to Dr. Biscotti and his practice by a co-worker, and to say that the experience has been life changing would be a gross understatement. Because of my experience visiting a number of chiropractors before and after having met Dr. Biscotti (due to travel, etc), I can say with full confidence that he offers MUCH more than just simple adjustments, and should be rated and considered as an addition to your life with that in mind. What exactly do I mean by that? • First, as you will find reading other reviews (and hopefully experience for yourself someday), to be around Dr. Biscotti is to bear witness to a force of positive energy that is extremely rare. I attribute this to both his natural personality but also because I believe he found his true passion and purpose in life – to heal and help others – and this passion flows from him daily, with ease. It's hard not to let this rub off on you! Many times I've walked out of the office after an adjustment with a smile on my face and a skip in my step, and it's not just because I feel better physically – this dude is a force of nature and it rubs off on you whether you like it or not. So ask yourself: have you ever had regular contact with someone in your life that is decidedly positive & energetic, someone that is focused on transferring those feelings physically and emotionally to YOU? • Like me, Dr. Biscotti was also a collegiate athlete, and I've also come to know him as a talented and dedicated surfer too. Why is this important? Because he has put such a tremendous (extra) strain on his body over the years, and continues to pursue a lifetime of athletic fitness, I believe he is well suited to understand completely what is necessary to keep people in a state of wellness despite the rigors of life and/or demanding jobs. This is not a man that will recommend bed rest or time off – he is interested in getting you fixed and back in the game – and he is willing and able to go the extra mile to do it. • To expand on this last bullet and further clarify a point I made earlier, this is much more than a simple chiropractic adjustment. Dr. Biscotti will work up and down your body, from head-to-toe, and execute a series of adjustments and dynamic stretches the likes of which I've never seen. The best I can describe it is that this seems to be a mix of spinal adjustments and sports medicine – which makes sense considering Dr. Biscotti's personal and professional background. I regularly have everything from my cervical spine on down to my feet and ankles adjusted and manipulated – somehow it all combines to leave me with a feeling of being light, aligned, with a clear head. For those not familiar with "normal" chiropractic adjustments, this is far from the norm. At a typical appointment, you may get one or two spots gently addressed, and then you are sent on your way. With Dr. Biscotti, your entire body is given consideration and care, because he looks at your entire body as an integrative UNIT (which it is) and as such, you will have all aspects of your physical body addressed. This, in a word, feels INCREDIBLE. • Having checked out some reviews of South Bay Family Chiropractic and Dr. Biscotti to get a sense of other's experience, I was disappointed to find a few 1-star reviews that have referenced a lack of professionalism or misleading business practices. I have been a regular patient for approximately 15 months, and my contact with the Doctor and his staff has been nothing less than positive and straightforward. You never know exactly what leads to a negative review on Yel
I had a pinched nerve and the pain was too much to deal with concerning everyday life. A few months with dr biscotti and problem solved. This man knows his stuff and. His staff very friendly and attentive. Highly recommended
Best place for working people!
Dr. Biscotti always pulls through any pains and aches you have firing from your spine are definitely subluxations. What are those you ask? Well the good doctor well educate you on your spine and what he is going to fix for you. Its a great family environment with adjustment available for them as well! The doctor is passionate about what he does and you feel it when he fires up your innate intelligence, can't recommend enough!
Very positive environment!
Dr. Biscotti is very knowledgeable and is always willing to answer any question asked by his clients with excitement. Receptionists are all very nice and welcoming and always seem to know every client by name.
As soon as you walk into the office you can feel a good atmosphere, the girls that work at the front desk are very helpful. But Dr.Biscotti he really knows what he's doing as soon as you get check the first time and adjusted,You are able to feel different and i really recommend him for who ever wants to get adjusted
Very friendly, you feel the results
Years ago when I was is college, I went to Dr. Biscotti with my mom (she was the one getting adjusted at the time). And suing that brief time, I had less back aches and neck problems. Now that I'm done with school, I wanted to go back to being adjusted because I was having several headaches a week due to work stress. Now I'm being adjusted 3x a week of the past 3 months and I've had significantly less headaches, to now no aches in the past month in a half. I've felt an improvement in my sleeping and my overall back aches.
Cares for patients
Is very through in helping his patients. He has been helping me over 5 years!
Best place to come to
I started coming here at 4 months pregnant with back pain and since then I haven't had any more pain. I came 3 days a week up until recently which is now the end of my pregnancy and I come once a week but getting adjusted has really helped my body get ready for birth and so many other things like having more energy, being able to sleep more at night and overall having a healthy mentality on why getting adjusted during pregnancy is really important. Dr B is super nice and kind and really listens to you and does his best to fix what pain you're having. His staff is awesome also!! I highly recommend this place and hopefully all you pregnant women out there come and check it out!
The Best Chiro in town
I started seeing Dr. B over a year ago after my wife was in an accident. He helped her get through her pain that she was enduring because of the accident, and after seeing how good she felt I decided to give getting treated a try. In that time frame a lot of my body aches are gone and continue a routine schudule here to maintain what has been done. I also got my brother coming here and he's had great success getting his aches taken care of. Would highly recommend to anyone to come and meet with Dr. Biscotti. Rick G.
The Best!
I started seeing Dr. Biscotti about a year ago. I have suffered from chronic neck and shoulder pain most of my life (I'm 47). Dr. Biscotti and his friendly staff started with a consultation and x-rays. My neck was so bad the Doc thought I'd been in a car wreck! Within a very short time I had a lot of relief. I highly recommend South Bay Chiropractic. I tell everyone I know to come here. Thank you!
Buen Doctor!
Todo super bien. Atencion buena vibra! Muy Lindas las muchas de recepcion. Me siento mejor y me siento mucho mas derecha! Gracias a todo el equipo!
Pain free crunch mode
Really great, fast relief of excruciating back pain, a handful of sessions (adjustments) and I fell like a better person. More energy better sleep and the best of all free from my back pain. Highly recommended, great and friendly staff, Viscotti is funny as hell too! Oh yeah cool tunes as well hahaha
Life Changing!
This has been my first chiropractic experience and it has been life changing for me. Not only has it helped alleviate DAILY headaches, it has also helped in other areas I didn't think needed help. I feel so well adjusted all around. Dr. Biscotti is awesome and GREAT at what he does. His staff is also very helpful and friendly!
Highly recommend
I been coming with Dr B over a year. He's the best. I feel great with he's adjustments. I now don't take any medication for my high blood pressure. My back finally feels great.
Great chropractor
Been seeing dr biscotti for over 10 yrs. he,s the best and keeps me and my family in good health
Great chropractor
Been seeing dr biscotti for over 10 yrs. he,s the best and keeps me and my family in good health
Great chropractor
Been seeing dr biscotti for over 10 yrs. he,s the best and keeps me and my family in good health
Great chropractor
Been seeing dr biscotti for over 10 yrs. he,s the best and keeps me and my family in good health
Wish I Would Have Found Them Sooner
I've been seeing Dr. Biscotti and his wonderful team for most of 2016. Beforehand I had no experience with chiropractic practices and was actually a bit skeptic of the whole thing. I decided to give it a month and see how I felt. ***Ahhh-Ma-Zing!*** Years of abuse brought on by military service, pains that I simply grew accustomed to, Dr. Biscotti has taken away completely or greatly improved. I didn't even fully realize the improvements until I had to go without treatments for a couple of weeks. My body craved the adjustments and I knew I was hooked. Today my whole family receives treatment and will likely continue to do so for the foreseeable future. You'll be greeted with beautiful smiles and friendly customer service from the ladies running the office while the ball of energy known as Doc B will have you leaving in a great mood with his infectious personality. I truly enjoy coming to South Bay Family Chiropractic and have come to consider them family. Give Dr. Biscotti and his team a try and watch how quickly they become a part of your family.
Excellent Service and Very Friendly
I came in to this chiropractic office because I had just suffered a car accident and was in desperate need of help. Dr. Biscotti was quick to provide me the help I need to get back on my feet and moving, he took my X-rays and gave me a detailed explanation of what had been affected by the accident. As soon as I arrived the girls at the front desk helped me and gave me the information regarding how treatment works. I highly recommend South Bay Family Chiropractic to everyone, regardless if you were in an accident or not.
Came in with my girlfriend yesterday as she was in a lot of pain. Dr. Biscotti was awesome! He was very down to earth and funny. After the visit my girlfriend felt 1000 times better! She cannot wait to go back!
Excellent Dr
He's a great Dr and has help me a lot. I appreciate everything he has done for me. God bless him
Dr b
Dr. B is totally awesome! Came in with lower back pain and over a course of a few adjustments, pain was totally gone. I've lived with chronic lower back pain for over 7 yrs. Dr. B is totally passionate and so positive!!
I never thought that going to the doctor could be so much fun. No kidding! When I first started coming I had balance and posture problems , I can't believe the results I'm getting and I'm looking forward for more fun with Doctor biscotti. He cracks me up.
Very good service
Everything is Perfect. Feeling good and energized.
Lowery Family Review of SB Family Chiropractic
Three words: Life Changing Experience Dr. Biscotti was introduced to our family and as we've introduced more family and friends to his Chiropractic and Wellness practices we are continually pleased. Love his energy and passion for life and changing lives!!!
Best Chiropractor
Dr. B is awesome! Not only will you get an x-ray of your spine so that Dr. B can fully assess your issues but the care and energy you receive from him and his staff is amazing. They make you feel right at home along with making you feel comfortable at all times. He truly cares for his patients well being. Highly recommend coming to South Bay Chiropractic!
I love Dr. Biscotti and his staff, they are the best! I feel great when I visit him, my health is getting better thanks to him. I really appreciate his social skill he is very funny. I have to mention that his staff are very kind and professional.
very kind and caring people that work there
I really felt less stressed and in less pain when I started coming here. I had more energy and less tired. I loved the way of hands on chiropractic there compared to other ones where they used machines or other things like that. The way the doctor fixed your subluxations really worked and you felt it too! I also liked how you could hear the subluxation be fixed too
Fixed Me Right Up
Before I started seeing Dr. B, I had chronic problems with me knees and lower back. It got to the point where I became apprehensive about strenuous running and lifting heavy objects. But seeing Dr. B has relieved those issues, to the point now where I am back to working out like I used to in my 20s. Unexpectedly, getting regular adjustments seems to have alleviated most of the symptoms I used to suffer because of my asthma! I wasn't expecting that, but glad about it nonetheless. If I could bottle up the feeling I get right after an adjustment, I'd sell it and make a million bucks! 5 stars for Dr. And the crew at South Bay Family Chiropractic!
Excellence Mesiento MUY bien
I feel great!!
I was recommended by a friend to see Dr Biscotti and he is amazing! I have over 60 adjustments and my back and legs feel a lot better!! My innate intelligence has improved as well.
Great place has helped both my kids and husband. The doc has been able to resolve my daughter's knee pain were surgery would have been our next option. I highly recommend dr. biscotti when looking for an alternative other thAn traditional mess to resolve medical conditions
Dr. Biscotti is amazing!
Dr. Biscotti is amazing! After going through multiple Dr.'s and Dentists for my severe jaw pain over the past two years, Dr. Biscotti is the only one who cured me of my chronic pain! He saved my life!
Best chiro in the southbay
I came in in December for lower back pain. Turned out to be a serve pinched nerve, and my innate system was all jacked up. To tell you the truth I was afraid at first; but after a couple visits I've noticed a change. The pain in my lower back was gone, my vision got better, I notice I've been breathing better, and I haven't been sick since I've started seeing dr. biscotti. The help and service you recieve is fantastic. He has very beautiful assistants, but looks can be deceiving; His workers get s@&$ Done no matter what the situation is. He's here to provide the best service and he does.
Correcting Not Just Maintaining My Scoliosis
Dr. B is amazing! He is caring and always explains why he is doing what he does. I have scoliosis and have always been told by other chiropractors that all they can do is maintain my curvature not correct it at all. In the first 6 months I came to see Dr. B, he has corrected my neck curvature by several degrees! The man keeps me walking and living happily!
Thank god for Dr.B!!!
Dr.B's adjustments have changed my life.After breaking my back in an accident and suffering for twenty five years with chronic back and hip pan,Dr.Biscotti has helped me to improve my quality of life ten times over.Directly due to my treatments I now live pain free and a new life connected to my innate intelligence,My full thanks to Dr.Bi and his crew...Power On!!!
Great experience
I came in with lower back pain and after about two or three sessions my symptoms went away. Not only that but I Have TMJ (jaw popping, clicking) and I have seen a major improvement not only that but I usually have painful menstruations and i have little to no cramping. Love Dr.B !
I come every week!
Such a wonderful person and always has a smile on his face and not to mention he adjusts me to. I feel so much better after leaving his office I highly recommend him you'll feel like a new person.
Best family Chiropractor
My 9yr old son was diagnosed with Tourette's Syndrome and taking medication to decrease his tics. Since his first adjustment we noticed a significant change.He since has stopped taking medication and his tics have decreased incredibly.. I highly recommend To any and everyone
MUY buen trabajo
Se a sentido el cambio y estoy MUY bien.
I had never experienced chiropractic until had an injury that disabled me. I could not walk and my right shoulder was in bad condition. Before I came to Dr Biscotti I had seen other other doctors that did not actually teat the problem. I was prescribed a lot of medications (very strong pain killers, muscle relaxers etc.). On top of that I was getting steroid injections three in my lower back and two in my shoulder. That did not help ease the pain. Instead the medication I was getting was making my stomach very upset and I was drowsy all the time. When I came to see Dr Biscotti he recommended I threw away all medications and not let anybody give me another injection. He said that with chiropractic therapy and a healthy diet my pain would go away. He was right. Not only did the pain go away,but I was able to live again. Not only was I able to walk, but within a few months I was running (that's my favorite thing to do). Pain was gone. I am very thankful to Dr Biscotti. He introduced chiropractic to me in a very wonderful way.
The best chiro
Dr. B is the best chiro and I highly recommend.
Best chiropractor in San Diego
My experience here has been better then the military doctors I have seen about my chronic back pain, the staff is always in a joyful mood and make my wife and I feel like family, and I also feel Dr Biscotti has helped in my wife and I with our first child because of his chiropractic services.
getting better
I feel the improvement every day. Great staff, truly a family feel to the office.
Family Friendly
My family started visiting Dr. Biscotti several months ago. We have been pleased with the friendliness of the staff and the expertise of Dr. Biscotti. We feel refreshed after each visit and are confident that the care we receive is the best for our needs. Dr. Biscotti listens to our concerns and adjusts each visit to deal with our immediate needs. Since our first visit we have noticed the changes in our health and especially the renewed energy we feel after each adjustment. We highly recommend Dr. Biscotti and South Bay Family Chiropractic.
thank you
Every one from front desk to doctor is amazing, my wife met Dr.Biscotti and Stephanie at the town summer party...and she could barely walk, it was so bad, when Doc took her x-rays and he saw the he's reaction was HOW ARE YOU STANDING, BETTER YET HOW CAN YOU WALK. for the past eleven months Dr. biscotti end he's team have been helping us getting better...I should know my daughter was sick every other month with allergies or colds, coughs ear infections and now since she has been treated 1 cold and 2 soar thoughts, they are amazing MY WIFE HAD TWO OPTIONS FOR HER TO WALK PROPER,GOING UNDER THE KNIFE OR A CHIROPRACTER, we opted for south bay family chiropractic, and e are enjoying life as a family again more important pain and sick free. THANK'S TO EVERYONE THERE. Ruben Olivares
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=== Installing Guest Additions ===
=== Installing Guest Additions ===
For VirtualBox (OSE) read:

For VirtualBox (OSE) read:

Revision as of 18:29, 22 August 2008
Template:I18n links start Template:I18n entry Template:I18n entry Template:I18n entry Template:I18n entry Template:I18n entry Template:I18n links end
- 1 What is VirtualBox
- 2 Installation
- 3 Configuration
- 3.1 Keyboard and mouse between the host and the guest
- 3.2 Getting network in the guest machine to work
- 3.3 Getting USB to work in the guest machine
- 3.4 Installing Guest Additions
- 3.5 Sharing folders between the host and the guest
- 3.6 Getting audio to work in the guest machine
- 3.7 Setting up the RAM and Video Memory for the virtual PC
- 3.8 Setting up CDROM for the Virtual PC
- 3.9 Rebuilding vboxdrv module
- 3.10 Converting from VMware images
What is VirtualBox
VirtualBox is a virtual pc emulator like vmware. It has many of the features vmware has, as well as some of its own.
VirtualBox is available in two editions: VirtualBox (OSE) and VirtualBox (Personal Use and Evaluation License (PUEL))
VirtualBox (OSE)
VirtualBox (OSE) is the open source version of VirtualBox, which can be found in the community repository. It lacks some features such as USB device support and the built-in RDP server.
VirtualBox (PUEL)
VirtualBox PUEL is a binary-only version (free for personal use) which is available from the AUR or directly from the VirtualBox website. The PUEL edition offers the following advantages:
- Remote Display Protocol (RDP) Server - a complete RDP server on top of the virtual hardware, allowing users to connect to a virtual machine remotely using any RDP compatible client
- USB support - a virtual USB controller which allows USB 1.1 and USB 2.0 devices to be passed through to virtual machines
- USB over RDP - a combination of the RDP server and USB support, allowing users to make USB devices available to virtual machines running remotely
- iSCSI initiator - a builtin iSCSI initiator making it possible to use iSCSI targets as virtual disks without the guest requiring support for iSCSI
Install VirtualBox (OSE)
VirtualBox (OSE) is available from the standard repositories:
# pacman -S virtualbox-ose
This will select by default virtualbox-ose and virtualbox-modules packages. Once installed, a desktop entry can be located in Applications > System Tools > VirtualBox OSE
Now, add the desired username to the vboxusers group:
# gpasswd -a USERNAME vboxusers
(Note: You must logout/login in order for this change to take effect)
Lastly, edit /etc/rc.conf as root and add vboxdrv to the MODULES array in order to load the VirtualBox drivers at startup. For example:
MODULES=(loop vboxdrv fuse ...)
To load the module manually, run the following in a terminal as root:
# modprobe vboxdrv
Install VirtualBox PUEL
VirtualBox PUEL is available from the AUR.
Due to license restrictions, you must download the installer from Sun's website (see links below) and place it into the same directory as the PKGBUILD:
- VirtualBox-1.6.4-Linux_x86.run (i386)
- VirtualBox-1.6.4-Linux_amd64.run (x86_64)
Download the remaining files from the AUR page, run makepkg, and then as root:
# pacman -U PACKAGE-NAME.pkg.tar.gz
After installation, a desktop entry can be located in Applications > System Tools > Innotek VirtualBox
Now, add the desired username to the vboxusers group:
# gpasswd -a USERNAME vboxusers
(Note: You must logout/login in order for this change to take effect)
Lastly, edit /etc/rc.conf as root and add vboxdrv to the MODULES array in order to load the VirtualBox drivers at startup. For example:
MODULES=(loop vboxdrv fuse ...)
To load the module manually, run the following in a terminal as root:
# modprobe vboxdrv
Module Rebuilds
Note that any time your kernel version changes (due to upgrade, recompile, etc.) you must also rebuild the VirtualBox kernel module by running vbox_build_module as root. This binary will be located in one of the following locations: /sbin, /bin, or /usr/bin. After rebuilding the module, don't forget to load it with: modprobe vboxdrv
Install required QT libraries
Currently, VirtualBox relies on qt3 for its graphical interface. If you require a GUI, ensure you have qt3 installed:
# pacman -S qt3
After we have installed VirtualBox on our system and added ourselves in the vboxusers group we can start configuring our system in order to make all the features of VirtualBox available to us.Create a new virtual machine using the wizard provided by the GUI and then click settings in order to edit the virtual machine settings.
Keyboard and mouse between the host and the guest
To capture the keyboard and mouse, click the mouse inside the Virtual Machine display.
To uncapture, "Ctrl-Alt Delete".
Getting network in the guest machine to work
First let's get network working in the guest machine. Click the network tab. The not attached option means you'll have "Network cable unplugged or similar error in the guest computer.
Using NAT network
This is the simplest way to get network. Select NAT network and it should be ready to use. The NAT IP address on the first card is 10.0.2.0, 10.0.3.0 on the second and so on...
Using host interface networking (the Arch way)
You are going to just edit these files and reboot:
- /etc/conf.d/bridges
- /etc/rc.conf
- /etc/vbox/interfaces
Ready? Let's go!
bridge_br0="eth0" # Put any interfaces you need. BRIDGE_INTERFACES=(br0)
/etc/rc.conf (in your NETWORKING section, it must look like this):
lo="lo 127.0.0.1" eth0="eth0 up" # If you have more interfaces in the previous file, more lines like "if_number="if_number up" here. br0="dhcp" # Maybe you have some static configuration... I use DHCP. INTERFACES=(lo eth0 br0)
/etc/vbox/interfaces (you can set up more interfaces if you want. Sky is the limit!):
vbox0 your_user br0 # Be sure that your user is in the vboxusers group.
Reboot and enjoy!
NOTE: Remember to set up your virtual machine with proper network configuration.
NOTE: If you have any issue, make sure that you have the bridge-utils package installed.
Using host interface networking (generic)
This way is a bit harder, but it allows you to see the VirtualMachine as a "real" computer on your local network. You need to get bridge-utils
# pacman -S bridge-utils uml_utilities
- EDIT by Sp1d3rmxn
- You also need to have the TUN module loaded...in rc.conf add "tun" (without the :quotes) to your MODULES section. For testing this out right now without rebooting :you can load the module from the command line by "modprobe tun".
- Then you MUST set these permissions otherwise you'll never get VBox to init the :interface. The command is "chmod 666 /dev/net/tun" (without the quotes).
- Now proceed with the rest as it's written below.
- EDIT by Dharivs
- As said by Sp1d3rmxn, we must set these permissions, but, instead of using the
- command, we can set them in /etc/udev/rules.d/60-vboxdrv.rules, which will set them
- on boot:
KERNEL=="vboxdrv", NAME="vboxdrv", OWNER="root", GROUP="vboxusers", MODE="0660" KERNEL=="tun", OWNER="root", GROUP="vboxusers", MODE="0660"
1. Create a new bridge with this command:
# brctl addbr br0
2. If you are not using DHCP, run ifconfig and note down the network configuration of your existing network interface (e.g. eth0), which we will need to copy to the bridge in a minute.
(NOTE: You will need this settings so make sure you don't lose them!!!!)
3. Switch your physical network adapter to "promiscuous" mode so that it will accept Ethernet frames for MAC addresses other than its own (replace eth0 with your network interface):
# ifconfig eth0 0.0.0.0 promisc
(NOTE: You will lose network connectivity on eth0 at this point.)
4. Add your network adapter to the bridge:
# brctl addif br0 eth0
5. Transfer the network configuration previously used with your physical ethernet adapter to the new bridge. If you are using DHCP, this should work:
# dhclient br0
- EDIT by Sp1d3rmxn
use "dhcpcd -t 30 -h yourhostname br0 &" instead of the above
- End of edit
Otherwise, run ifconfig br0 x.x.x.x netmask x.x.x.x and use the values that you noted down previously.
6. To create a permanent host interface called vbox0 (all host interfaces created in this way must be called vbox followed by a number) and add it to the network bridge created above, use the following command:
VBoxAddIF vbox0 vboxuser br0
Replace vboxuser with the name of the user who is supposed to be able to use the new interface.
(NOTE: VboxAddIF is located in /opt/VirtualBox-VERSION OF VIRTUALBOX/VBoxAddIF)
Alternatively, you can setup VirtualBox networking through your /etc/rc.conf to enable a bridged connection.
(NOTE): If you get this errormessage (while doing VBoxAddIF vbox0 vboxuser br0): /usr/bin/VBoxAddIF: line 242: /var/run/VirtualBox/vboxnet: No such file or directory, you can create a symlink this way:
# ln -s /etc/rc.d/vboxnet /var/run/VirtualBox/vboxnet
Then run the commmand once more. Everything should now be OK.
Getting USB to work in the guest machine
(Only available in the PUEL edition)
First in order to make usb available for use to the virtual machine you must add this line to your /etc/fstab
none /proc/bus/usb usbfs devgid=85,devmode=664 0 0
85 is is the id of the group which should be allowed to access USB-devices. Change it to the id of your vboxusers group. You can get the id by running
grep vboxusers /etc/group
If you don't mind a security hole change devmode from 664 to 666.
Remount /proc/bus/usb:
mount -o remount /proc/bus/usb/
Restart Virtualbox and click the USB tab in the settings of the virtual machine and select which devices are available to your pc on boot. If you wish your virtual machine to use device that you have just plugged in (assuming the virtual machine has booted already), go to the VirtualMachine screen go to devices -> USB Devices -> and select the device you wish to plug in the virtual pc.
Installing Guest Additions
For VirtualBox (OSE) version 1.6.2 =>, read:
The Guest Additions make the shared folders feature available, as well as better video (not 3D) and mouse drivers. You will have mouse integration, thus no need to release the mouse after using it in the guest and one can also enable a bidirectional clipboard.
After you booted the virtual machine, go to menu Devices->Install Guest Additions... Once you've clicked it, VirtualBox loads an ISO into the current CD-ROM, so you won't see anything happen yet ;)
Then do the following as root :
# mount /media/cdrom # sh /media/cdrom/VBoxLinuxAdditions.run
It will build and install the kernel modules, install the Xorg drivers and create init scripts. It will most probably print out errors about init scripts and run levels and what not. Ignore them. You will find rc.vboxadd and rc.vboxvfs in /etc/rc.d (it also creates /etc/rc.d/rc.local which you can delete). To have the Guest Additions loaded at boot time, just add those to the DAEMONS array in /etc/rc.conf eg.
DAEMONS=(syslog-ng network netfs crond alsa rc.vboxadd rc.vboxvfs)
Sharing folders between the host and the guest
For VirtualBox (OSE) version 1.6.2 =>, read:
In the settings of the virtual machine go to shared folders tab and add the folders you want to share.
- NOTE: You need to install Guest Additions in order to use this feature.
In a Linux host, "Devices" --> "Install Guest Additions" Yes (when asked to download the CD image) Mount (when asked to register and mount)
In a Linux host, creat one folder for sharing files.
In a Windows guest, starting with VirtualBox 1.5.0, shared folders are browseable and are therefore visible in Windows Explorer. Open Windows Explorer and look for it under:
My Networking Places --> Entire Network --> VirtualBox Shared Folders
Alternatively, on the Windows command line, you can also use the following:
net use x: \\vboxsvr\sharename
While vboxsvr is a fixed name, replace "x:" with the drive letter that you want to use for the share, and sharename with the share name specified with VBoxManage.
In a Linux guest, use the following command:
mount -t vboxsf [-o OPTIONS] sharename mountpoint
Replace sharename with the share name specified with VBoxManage, and mountpoint with the path where you want the share to be mounted (e.g. /mnt/share). The usual mount rules apply, that is, create this directory first if it does not exist yet.
Beyond the standard options supplied by the mount command, the following are available: iocharset CHARSET to set the character set used for I/O operations (utf8 by default) and convertcp CHARSET to specify the character set used for the shared folder name (utf8 by default).
Getting audio to work in the guest machine
In the machine settings go to the audio tab and select alsa driver.
Setting up the RAM and Video Memory for the virtual PC
You can change the default values by going to settings -> general.
Setting up CDROM for the Virtual PC
You can change the default values by going to settings -> CD/DVD-ROM.
Check mount cd/dvd drive and select one of the following options.
Note: If no CDROM drive is detected, make sure the HAL daemon is running. To start it, run the following command as root:
# /etc/rc.d/hal start
Rebuilding vboxdrv module
For Virtualbox >= 1.6.0 use ABS for rebuild vboxdrv module or you can wait the maintainer update it :)
Converting from VMware images
# pacman -S qemu $ qemu-img convert image.vmdk image.bin $ VBoxManage convertdd image.bin image.vdi
This may not be needed anymore with recent virtualbox versions (to be confirmed)


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SchoolsOn aims to become Australia 's premier online directory for further education.
From the SchoolsOn Home Page, located at www.schoolson.com.au , users can access an extensive range of Australian-based web sites covering all aspects of further and extended education. Websites include the www.musicschools.com.au, www.schooltuition.com.au, www.horseridingschools.com.au, www.drivinglessons.com.au, as well as the recently launched www.cookingschools.com.au and www.danceschools.com.au. These sites, and the many to follow, aim to provide compelling content to specific internet communities, as well as give advertisers access to high volumes of highly relevant and targeted traffic.
It is our ability to deliver against a highly targeted and "ready to buy" audience that delivers the SchoolsOn Benefit. As our advertisers know, they key time to impart your message is when customers are about to commit � when SchoolsOn !
With a strong customer focussed and professional service, SchoolsOn Pty Ltd is committed to delivering online campaigns that achieve results against highly targeted audiences. Working with the SchoolsOn Team, we can tailor, integrate and target a package that maximises the full potential of our network of SchoolsOn websites for your product or service.
Average traffic for last 3 months:
Unique Visitors Per Month :
: 1,550
Page Views Per Month :
: 24,300
The Internet is the fastest growing medium in the world. With more and more Australians using the Internet on a daily basis, it makes sense to communicate through a medium that has proven to be dynamic, flexible, and most importantly, cost effective.
"12.8 Million Australians have access to the internet" The Sun-Herald 17/8/03
The internet, and in particular "niche" networks like SchoolsOn, allow advertisers to focus their resources on a highly targeted audience that in turn generate a high return on investment. The internet now plays an integral role in any integrated campaign, whether the communication strategy is to increase product awareness, brand awareness or simply drive product sales.
SchoolTuition.com.au serves a specific audience that seek further education and buy merchandise to assist with the pursuit of academic excellence. Our focused audience and cost-effective advertising packages make SchoolTuition.com.au a great place to promote any education related business. Retail stores selling educational books and related goods or services, further education facilitators, and content web sites with a educational focus are examples of businesses that benefit from advertising at SchoolTuition.com.au
SchoolTuition.com.au is a great resource for marketing to students and tutors. Although the majority of visitors to the website are students, or parents of students; many tutors and other educational professionals also visit our site.
SchoolsOn offer a number of website advertising options depending on your budget, impact factor, and advertisement size.
Our standard web advertisement options include:
SchoolsOn Pty Ltd has a complete online advertisement design and production service. The technical team at SchoolsOn can help you simply modify an existing graphic, or develop a state of the art multi media advertisement; or alternatively the marketing team can help you develop a single minded and results driven advertising message. Contact firstname.lastname@example.com for more information.
Please contact the SchoolsOn sales team by emailing us at firstname.lastname@example.com or calling toll free 1800 009 337
Advertisers with SchoolsOn have access to sophisticated measurement tools that report and track the performance of their campaigns from day one.
SchoolsOn tracks impressions and clicks for all ad campaigns run across the SchoolsOn network. An impression is recorded every time the ad is called to a SchoolsOn web page and a click is counted every time a customer clicks on the ad. This information is updated constantly throughout the day to give advertisers real-time performance information.
An example of a campaign report can be seen below:
Rates are in Australian dollars and include GST.
Rate Effective for all Orders placed before 01/07/2006.
SchoolsOn runs Pay per Click Campaigns
On all campaigns SchoolsOn guarantee a minimum number of clicks for your campaign spend. Your advertisement will continue running until the agreed level of clicks is reached.
Campaign investments
> $200 has a guaranteed rate of 0.25c per click.
< $200 are charged at .50c per click.
SchoolsOn will create an advertisment for you for a flat fee of $60 ( incl GST ).
Prices quoted below are MINIMUM Campaign Spends
Advertising Terms and Conditions will be supplied with the SchoolsOn Advertising Application, which in turn provides details of your campaign.


text: A menstrual cup is a clean, safe and hygienic (but reusable) alternative to disposable tampons and pads. They are a healthy, ecological and economical way to collect your menstrual flow. Just insert it, wash it and reuse it for years. Click here to read more about how to use it


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MJXW brauchte ein neues Logo Design und hat einen Wettbewerb auf 99designs gestartet.
Aus 170 Designs von 21 Designern wurde eine Gewinner gewählt.
We are a new social media startup currently in stealth mode. Our aim is to connect people and inspire real world activity/creativity. Our name Cudoto comes from: 'Create Unite Do. Together'. Unfortunately we cannot provide more info on us or our product at this time, but we can say that we plan to be a globally active and regularly used web platform and iPhone application.
Socially active tech savvy users 16-50 years of age. Our users will usually also be Facebook and possibly Foursquare/Gowalla users. They will have an interest in 'real world' activities.
Although we want a modern web feel to the site, we love traditional early century aesthetics (eg: Bauhaus, Constructivism).
We don't have a fixed opinion about the case of the letters as we find all options work: Cudoto, CUDOTO, cudoto.
We have selected the hepatica nobilis flower (attached images) as our mascot. We think this could be an interesting starting point for a logo. We would like to allow the colour scheme of the website and mobile applications to be inspired by your design. Although we have a clear idea of what we like, we are really interested in the creative possibilities that you will come up with.
We need a logo that can be stand alone text, image/text, and image alone...as this would become our iphone icon.
Please feel free to experiment with colors but our preferences are for cold spectrum colours (eg: sky blue, indigo)
We love smart minimal designs that do not date fast. Although inspired by a flower that can be found anywhere, we would like the logo to be distinctively recognizable and individual to us.
Some thoughts:
-no cartoon style
-no reflections
-please do not use any stock images or clip art
We are very committed to collaboration and will be providing lots of feedback on the designs.
The files we will require are:
Print file format - .ai (CMYK)
Web file format - .jpg and layered .psd (RGB)
Finden Sie heraus, wie ein Designwettbewerb funktioniert, oder lernen Sie mehr über unsere Logo-Design-Angebote.


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This data consists of all revenue authorized by the State Legislature and includes other funds and fees received by State agencies (Executive Branch cabinet departments, Legislature and Judiciary) but not necessarily reflected in the State budget. This data is only available for Departments and Agencies that use the State's Comprehensive Financial System (CFS). It is updated monthly.
This data consists of revenue reported by independent authorities. Effective April 1, 2013 revenue data for the Atlantic City Convention & Visitors Authority (ACCVA) is no longer reported independently but is instead consolidated into the New Jersey Casino Reinvestment Development Authority (NJCRDA) data. It is updated monthly.
This aggregates Authority Revenue data with data from corresponding Agency Revenue attributes to form a comprehensive data set. It is updated monthly.


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Learn how to use MATLAB and Simulink to solve competition tasks.
Code Generation
Learn how to generate readable, standalone C/C++ code from MATLAB functions and Simulink models. Navigate and customize the generated code before deploying directly onto target hardware boards. Use Simulink as an integration environment and generate code for multirate systems.
Mobile Robotics
Learn how to design and simulate common mobile robotics algorithms in MATLAB and Simulink, such as open- and closed-loop feedback control systems, for your robot to perform tasks like dead reckoning, line following, and obstacle detection. Use custom simulation tools to test algorithms within Simulink before deploying them to an actual robot.
Physical Modeling
Get started with modeling, simulating, and analyzing automotive systems, including longitudinal vehicle dynamics and 3D suspension modeling. These tutorials will help your team set up a vehicle model, and predict lap times, fuel consumption, and battery life.
Hybrid Electric Vehicles
Learn to develop hybrid electric vehicle (HEV) systems using MATLAB and Simulink. Explore motor control design, and how to use equivalent circuits for representing the dynamic behavior of battery cells. Explore battery pack electro-thermal modeling and battery thermal management system design. Learn about modeling and simulating HEV systems, creating plant models, developing control systems, and optimizing your models.
Computer Vision
Understand fundamental computer vision techniques, such as feature extraction, object detection, text recognition, and point cloud processing. These tutorials will enable your team to design and deploy computer vision algorithms in MATLAB and Simulink to perform tasks such as autonomous recognition of targets and obstacle avoidance.
MATLAB and Simulink
Primary and Secondary School Competitions Hub
Learn how to use MATLAB and Simulink to design algorithms, create simulations, and speed up development for primary and secondary school competitions.
MATLAB and Simulink
Racing Lounge
Discover basics of MATLAB and Simulink and in-depth information on automotive development in this continuously evolving video series.
MATLAB and Simulink
Robotics Arena
Learn how to use MATLAB and Simulink to design algorithms, create simulations, and speed up development for student competitions in robotics and unmanned systems.
Racing Lounge
Learn more about best practices and teamwork for student competitions.


text: Of all the romantic obsessions in novelist Lisa St Aubin de Teran's life, the search for a castle occupied her the longest--until she saw the magnificent Villa Orsola deep in the Umbrian hills. Only after eagerly signing the ownership papers did she and her husband, painter Robbie Duff-Scott, discover they were the owners of a vast ruin lacking windowpanes, parts of the roof, and other essentials. A Valley in Italy recounts its restoration in the grand style of impossible house and the charms of bohemian family life. It also offers a rare portrait of the life of a. Italian village, where "all things are made to be as enjoyable as possible." " Lisa St Aubin de Teran's intuitive sense of place, her affection for the people around her, and her appreciation for native Italian grace make this a memorable book that can stand beside the best accounts of Italian life....Continua


text:
Job Information
Home Depot FIELD SALES PROFESSIONAL - THE HOME DEPOT PRO INSTITUTIONAL, SAINT PAUL in Saint Paul, Minnesota
Through the power of Interline Brands and The Home Depot, the purpose of the Outside Sales position is to using a solution selling approach prospect for business to business new account opportunities as well as manage and growing existing accounts.
25%- Prospect for new customers and secure appointments to share the Interline/Home Depot proposition and offerings.
40%- Manage existing accounts on a daily basis making on-site customer calls to uncover need.
5%- Using the company CRM tool, prepare a weekly sales plan that shows initiated sales, sales leads and prospects as well as account penetration.
10%- Learn and understand the basic applications of the products that we sell and how to partner with both internal and external resources to provide solutions to customers.
15%- Work with internal and external sources to provide solutions for customers.
5%- Attend and actively participate in monthly sales meetings.
Reports to the Regional Sales Manager. No direct reports.
Usually in a comfortable environment but with regular exposure to factors causing moderate physical discomfort from such things as dust, fumes or odors.
Typically requires overnight travel 5% to 20% of the time.
Additional Environmental Job Requirements:
Must be eighteen years of age or older.
Must be legally permitted to work in the United States.
Additional Minimum Qualifications:
Education Required:
The knowledge, skills and abilities typically acquired through the completion of a high school diplomas and/or GED.
Years of Relevant Work Experience: 2 years
Physical Requirements:
Most all of the time is spent sitting in the same position or standing/walking or there is some requirement to lift or handle material or equipment of moderate weight (8-20 pounds).
Additional Qualifications:
Preferred Qualifications:
BA or BS Degree, preferred
0-2 years of outside business to business sales experience
Personal vehicle, valid drivers' license and insurance, required
Knowledge, Skills, Abilities and Competencies: - Sound computer skills
Excellent communications skills
Strong follow-up skills
Excellent time management and planning skills
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.


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Back In Stock Beetle Parts Beetles BMW Parts BMW Repairs Car Parts Cars Jaguar XF Manufacturers Mini Repairs New Products Out of Stock Single Items XF Repairs XF Service Generator Spares Generators Pressure Washers Auto Care Building and DIY Camping, Caravans Christmas Clearance Electronics End of Line Gardening Giftware Health and Beauty Household Leisure Mobile Accessories Pest Control Pets Corner Post and Packing Smokers Delights Toys Travel and Holiday Water Dispensers
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Am-Tech Tools and DIY products come with a twelve month guarantee and are built for the rigors of the typical English home owner and the DIY jobs expected.
The range includes a comprehensive range of hand tools for every job. Am-Tech also offers a range of power tools that not only provide a reliable level of service, but also look great as a present or gift in colour boxes and double blister displays.
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text:
Salon: 'Let's hope Boston Marathon bomber is a white American'
Patrick Howley
Daily Caller
April 17, 2013
The liberal online magazine Salon published an opinion piece Tuesday evening by columnist David Sirota entitled, "Let's hope the Boston Marathon bomber is a white American," in which Sirota argued that if the perpetrator of Monday's bombing attack, which left at least three people dead, is identified as a Muslim then conservative Republicans will use the tragedy to block Obama administration policy goals like immigration reform.
"If recent history is any guide, if the bomber ends up being a white anti-government extremist, white privilege will likely mean the attack is portrayed as just an isolated incident — one that has no bearing on any larger policy debates," Sirota wrote in his Salon piece, which featured an image of Oklahoma City bomber Timothy McVeigh cropped beside a photograph of Osama bin Laden.
"It will probably be much different if the bomber ends up being a Muslim and/or a foreigner from the developing world. As we know from our own history, when those kind of individuals break laws in such a high-profile way, America often cites them as both proof that entire demographic groups must be targeted, and that therefore a more systemic response is warranted. At that point, it's easy to imagine conservatives citing Boston as a reason to block immigration reform defense spending cuts and the Afghan War withdrawal and to further expand surveillance and other encroachments on civil liberties," Sirota wrote.
The Rest…HERE


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Ballymaloe House may have availability during this course and there is plenty of alternative local accommodation.
Accommodation is not available at the Ballymaloe Cookery School during this course.
A small selection of perfectly made canapes can excite the taste buds before the meal, can replace a starter or can even be a meal in themselves. Say goodbye to lumps of cheddar cheese on cocktails sticks and tinned mushroom vol-au-vents and say hello to Smoked Salmon Spirals; Tiny Shepherd's Pie with Garlic Butter; Sweet Pea Guacamole on Warm Tortillas; Tiny Smoked Salmon Sandwiches; Lamb, Pork or Chicken Satay; Quail Eggs with Shrimps and Mayonnaise.......
In this intensive half-day demonstration you'll learn how to prepare canapes that your guests will definitely be writing home about. You'll also discover about the latest trend in for 'mini-food' and 'small bites' which includes everything from offering little cups of soup to oyster shooters. You will also get to enjoy a rather canapes orientated light lunch in the cookery school dining room. ..
What you'll learn about
Course elements
Good to know
All bookings for a course or event at Ballymaloe Cookery School are subject to our standard Terms and Conditions.
"I really enjoyed the course and learnt so many new skills. The demonstrations and the practical sessions in the kitchen were great and all the people at Ballymaloe were so helpful and friendly. I can't say enough good things about my time at Ballymaloe Cookery School, it was just an amazing experience!"


text: Earlier today, our Baltimore facility welcomed loggerhead turtle, Brownie, from Washington, DC! Brownie's transport, in addition to the 17 other animals that successfully made their way to our Animal Care Center, marked the 12th day of animal moves from our DC facility to the Aquarium's main campus in Baltimore. After transport and a brief observation period, Brownie was introduced into our Maryland: Mountains to the Sea exhibit! About Brownie: Named for it's sweet personality and love of food, Brownie is part of the Loggerhead Head Start Program. Run by the North Carolina Aquarium in Pine Knoll, this program gives baby sea turtles a better chance at survival in the wild. Sea turtle hatchlings spend time in aquariums where they can safely grow. After being given a clean bill of health and an extra boost of nutrition, they are tagged and released back to the ocean! Once Brownie meets the proper weight/size criteria, it will be taken back to North Carolina to be released. Tags: behind-the-scenes, loggerhead, loggerhead-turtle, maryland-mountains-to-the-sea, national-aquarium-2, national-aquarium-washington-dc, sea-turtle, transport Categories: Animals, News Previous Post Next Post


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You are hereHome >
Ed's Blog
NYT Points Out Overdraft Fees Still A Problem
A major article in today's New York Times, "Overdraft Practices Continue to Gut Bank Accounts and Haunt Customers," points out that while 2010 reforms put in place by the pre-CFPB regulators have helped, there's still work to be done to protect consumers from unfair overdraft practices. While years ago banks used "bounced check" fees to deter what was then seen as a negative behavior, more recently they have encouraged overdrafts by offering "standard overdraft protection" as if it is a feature, not a bug. They've made billions.
Two big factors in the increase of overdraft revenue were the following:
First: "Standard overdraft protection" was sold as a profit center by bank consultants beginning in the late 1990s; small banks adopted it first, but the big banks eventually jumped on board. Previously, banks would literally "bounce" (or return unpaid) an overdrawn check, forcing the customer to lose face with his retail merchant or landlord or even his mortgage-holder, as well as pay a fee to both the bank and that recipient of the bounced check.
Banks had long been aware that most checks from existing customers would be made good, usually on the second attempt. Banks previously might have had a manager's override allow a "good" customer's check to clear even when it would overdraft the account, and then to charge that consumer a courtesy fee for avoiding the stigma of the bounced check. What the bank consultants proposed and what became ubiquitous was to make this "courtesy overdraft" a default feature of typical checking accounts for qualified (nearly everyone "qualified") consumers. "You're a good customer so we'll cover your biunced check, but we need to charge you $35 for the service."
Second, banks aggressively promoted the use of debit cards at point of sale, with a catch: While most banks kept the default switch set to "OFF" at ATM machines to deny overdrawn transactions, they changed it to "ON" to allow overdrafts at merchant point of sale. This resulted in the $38 latte. Just $3 bucks for the coffee; $35 for using your debit card.
Consumer groups, including PIRG, argued for years that overdraft protection was a form of lending regulated by the Truth In Lending Act and subject to strict regulations. The banks, and regulators, disagreed. They claimed it was a service subject only to disclosure under the Truth In Savings Act. This 2003 memo from the Consumer Federation of America and National Consumer Law Center is illustrative of numerous reports, regulatory comments and other consumer group activities seeking to get the regulators' attention. A series of PIRG "Big Banks, Bigger Fees" reports begun in the 1990s also highlighted the problem of unfair bank fees (2012 report).
The 2010 overdraft rules imposed one key consumer protection: The rules stated that consumers had to opt-in or agree to "Standard Overdraft Protection," otherwise the default switch on debit cards had to be turned off. (You could still bounce other checks or online transactions). Even this provision may be abused, since the CFPB has found massive differences in the "uptake" of the product at different banks, suggesting that some banks may be marketing the "opt-in" much more aggressively.
Further, the rules did not solve other problems, such as check re-ordering or multiple daily penalty fees. Check re-ordering is explained in the New York Times story:
"In a series of class-action lawsuits beginning in 2009 against more than a dozen big banks, customers accused banks of hiding a practice known as reordering. The practice, the lawsuits revealed, involved deliberately processing large transactions like mortgage payments first before taking out smaller charges, like a purchase of coffee — even if customers bought the coffee first. By arranging the order of transactions, the banks could maximize the number of overdrafts they charged. At the time, some banks defended the practice, arguing it ensured that large, important bills were covered. (link in original)"
Charging multiple daily penalty fees for multiple bounced transactions is a problem that is exacerbated by re-ordering, which cites a customer of TD Bank as paying as much as "$140 in overdraft fees in a single day." That would be 4 overdrafts at $35/each. Some banks allow up to 7 overdraft fees/day.
The CFPB writes all consumer banking rules, applicable to all banks, and supervises (or examines) the very largest. But 3 different safety and soundness, or prudential, regulators enforce those rules as they apply to each bank's own risk practices and also examine all smaller banks for consumer law compliance. The Federal Reserve, Office of the Comptroller of the Currency and the FDIC regulate banks depending on their charter. Generally, most of the very biggest banks are national banks and under the OCC. The Fed examines state banks that are members of the Federal Reserve System; the FDIC (in addition to regulating deposit insurance for all banks) examines other state "non-member banks."
The FDIC, under its chair Marty Gruenberg and previous chair, Sheila Bair, is most philosophically akin to the CFPB in terms of making its consumer protection role an integral part of its larger role in the banking regulatory system. Its final overdraft rules in 2010 called imposing repetitive overdrafts a problematic bank practice and imposed additional duties on its regulated banks both to consider repeated overdrafts a regulatory problem and to counsel consumers at risk of paying large numbers of bank fees.
But much more needs to be done. A 2012 CFPB report explained the general problem. A 2013 CFPB report warned of problematic practices. This year, CFPB provided tips to consumers to avoid overdrafts.
Finally, note that even though the New York Times story indicates that problems are not limited to the basic "Standard Overdraft Protection" product but may extend to the more traditional lines of credit that consumers must apply for, these credit accounts are a much better alternative for you than "standard overdraft protection," even though, like any loan, may get you into trouble. Check out the CFPB Tips.
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