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Ever end up buying two of something and not realising until it's too late?! Well this is what happened to me and this Kevin Beautymaker compact – I bought one then got another in the post (blog sale ahoy!).
Apart from this annoyance and my obvious lack of memory, this little palette from Kevin Beautymaker is quite handy. It contains half of his Aqua Eye under eye concealer and half of his yellow Colour Correcting eyelid primer (similar to Benefit's Lemon Aid).
I have the Aqua Eye Concealer but I chose it in 02 which is way to dark to use under the eye so was happy to get a lighter shade in this palette.
The idea with this product is to brighten first then conceal.
First let's talk about the packaging! A lot of the Beautymaker products come in these square palettes which are handy sized.
This palette is which with a pretty doily pattern on the top. There's a mirror inside which is useful.
The under eye concealer is on the left – it looks pretty dark in the pan but is lighter once swatched. I would say though that something with more of a peach tone or even something with some yellow might be better to lift the under eye area. I guess the idea is that you can mix in some yellow too from the eyelid primer.
The Aqua eye has a very slippy, almost oily texture which is unusual. It is wet feeling on the skin too and I would say needs setting otherwise it will quite easily slip into creases and wrinkles. It is though, lovely to blend with no dragging.
The yellow lid primer works well, although to be honest, I find a normal eye lid primer or even a MAC pain pot creates an even base. I would be wary of this yellow looking too yellow to be honest so it has to be used sparingly.
Once on (it has a similar oily slippy texture to the concealer) it creates a nice base for powder shadows, however it doesn't make it crease proof. It makes colours quite vivid though. It's a better texture than Lemon Aid which is drier and drags more on the skin.
Neither product is extraordinary but both are decent and its definitely a handy little palette to have around.
This cost around £12 from eBay – I like the Beautymaker range a lot and the base products do extend to slightly more olive skin tones like mine!


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BBC News
- Coronavirus: Six months before UK 'returns to normal' - deputy chief medical officer
- Alex Salmond's lawyer accused of calling him a sex pest
- Coronavirus: Burton consultant Amged El-Hawrani dies
- Manufacturers cast doubt on ventilator target
- Health and social care staff to get more protection
- Coronavirus: The Archers to reflect global outbreak in May
- Coronavirus: Derby police 'in absolute shock over massive party'
- Coronavirus: UK 'wasting time' on NHS protective gear orders
- Coronavirus: Domestic abuse victims 'still allowed to leave home'
- Coronavirus: William and Kate urge nation to look after their mental health
- Coronavirus: Meet the 'shielded' enduring 12 weeks of isolation
- Champion boxer sorry for domestic abuse advice
- Coronavirus: What we still don't know about Covid-19
- How the UK's coronavirus epidemic compares to other countries
- Clap for Carers: The nation celebrates the work of the NHS and care workers
- Bob Weighton turns 112: The times and life of the world's oldest man
- Polio: memories of self-isolation in the 1950s
- Coronavirus: Six things that are booming in sales
- Coronavirus: The volunteers feeding the NHS
- Coronavirus: UK wary of international market for ventilators
- Coronavirus: Will food supply fears see a rise in home-grown veg?
- Coronavirus: The Brits stranded abroad due to the virus
- Coronavirus: Family share story of love as hospice faces crisis
- 'My dream home hangs in the balance'
- Coronavirus: The silent streets of Edinburgh
- Coronavirus: Supermarket shoppers 'keep calm' and queue
- Coronavirus: What to do after spending a week unwell in isolation
- Coronavirus: UK before and after 'lockdown'
- Friday Night Dinner: Why food fights and mayhem have become a TV treat
- Coronavirus: When can the UK get back to normal?
- Coronavirus: 'I feel lost' - Covid-19 costs mother her job
- Coronavirus: Robert Jenrick says all parts of UK 'on emergency footing'
- Timelapse: The streets of London during the coronavirus pandemic
- Coronavirus NHS workers 'told to close our eyes if patient coughs'
- Coronavirus: Gove defends not joining EU ventilator scheme
- Coronavirus: Devon 'vigilantes' target family with second home
- Coronavirus: Scotland's death toll reaches 41
- Coronavirus: Six more deaths in Northern Ireland
- Coronavirus: Hull Trains axes all services amid outbreak
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feel free to call us 1 (312) 600-3939 firstname.lastname@example.com
TransTech is a creative design firm that provides graphics, web development, and multimedia production. We offer services through a team of professionals, educators, and apprentices. Any time someone hires TransTech they are directly empowering our apprentices not only through career-building experiences but also financially. Our training academy teaches the same skills we offer in services, as well as workshops, leadership training and corporate competency training..
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Chain Restaurants Where You Can Get Married
While it may not have been attempted before, a representative of Burger King (home of the fastest drive-thru in America) told The Daily Meal via email, "If someone wanted to get married in a BK, we'd make it happen."Dreamstime
Buffalo Wild Wings
A Buffalo Wild Wings representative told The Daily Meal, "There was an impromptu wedding ceremony at a restaurant within the past few weeks where a justice of the peace married a couple right at their table." However, no major ceremony has taken place in a B-Dubs to anyone's knowledge. According to the representative, "If a couple came to us and was interested, and it made sense for all parties, we'd definitely be open to helping make it happen (whether it means venue, food, decorations, etc...)" Hopefully after, they could incorporate the self-serve beer wall into the reception!Dreamstime
The Cheesecake Factory
While they host tons of wedding receptions, a representative of The Cheesecake Factory told The Daily Meal that wedding ceremonies don't typically happen in the restaurant. However, it has happened before, so you could definitely make it happen again. We even know the healthiest menu items at The Cheesecake Factory, so that's your reception menu sorted.Dreamstime
The diner chain actually has its own Las Vegas chapel within a Denny's restaurant where customers can go for a grand slam of a wedding ceremony. Although booking the chapel typically costs $199, this year Denny's is offering a $99 wedding package that includes use of the chapel, a silk bouquet and boutonniere, a Champagne toast, and a certificate commemorating the ceremony.Chris J./Yelp
You can actually get married by Dunkin' this year. The Sure Thing Chapel in Las Vegas will become a Dunkin' pop-up on February 9 and will be decked out in Dunkin' decorations. The first 100 couples will be given an exclusive Dunkin' doughnut bouquet for their ceremony. There is however, nothing stopping you from arranging a wedding ceremony in the Dunkin' location of your choosing.William Thomas Cain/ Getty Images/ The Daily Meal
Hard Rock Cafe
If you're a fan of rock 'n' roll as well as good eats, you can arrange to get married inside a Hard Rock Cafe. The Hard Rock will provide the full event setup and will even host your reception post-nuptials. Rock on!The Hard Rock Cafe
While a representative of the brand told us they have no formal wedding program in the U.S., couples around the world have been married in McDonald's before. A U.K. couple was married under the Golden Arches in 2016, and McDonald's weddings are so popular in Hong Kong that the chain has a wedding party program in China.Dreamstime
Olive Garden
You can get married in an Olive Garden if you want your love to be as unlimited as the chain's beloved breadsticks and as never-ending as its pasta bowl. As an Olive Garden representative told The Daily Meal, "Anything is possible!" Hopefully you'll get to carry a breadstick bouquet!Dreamstime
Pizza Hut
Almost 42 years ago a couple were married at a Pizza Hut in Millington, Tennessee - so we know it's possible. Sweetly, the couple has revisited the chain every year since to celebrate their anniversary.Pizza Hut
The Rainforest Cafe
The most popular Rainforest Cafe for weddings happens to be their Orlando location, a representative told The Daily Meal. Wouldn't it be nice to get married surrounded by animatronic animals? Hopefully it doesn't "thunderstorm" during your vows!The Rainforest Cafe
Taco Bell
It's fairly common for people to tie the knot at Taco Bell's Las Vegas flagship cantina. According to a Taco Bell representative, in early July 2018, 60 weddings took place in the Las Vegas location. The brand even expanded their "party room" so married couples could invite even more guests. Should you marry at TBell, the wedding package they offer includes a Taco Bell garter and bow tie, a sauce packet wedding bouquet, "Just Married" T-shirts, branded Champagne flutes, a Cinnabon Delights wedding cake and, of course, a 12-pack of tacos.Taco Bell
White Castle
Slider fans can get married inside a White Castle. You can tie the knot like royalty on your own accord, or you can enter a contest White Castle has to win a chance to get married in one of their restaurants. Winners receive a wedding cake, a photo package, and catering. Isn't it crazy how much fast food have changed since you were in high school?
More From The Daily Meal:
America's 25 Best Barbecue Chains
10 Crazy Secrets Your Favorite Fast Food Chains Don't Want You to Know
America's 35 Favorite Pizza Chains
The 10 Best Chain Restaurant All-You-Can-Eat Deals
The Best Steakhouse in Every StateDreamstime


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iPlay Universal Tablet Clamp Holder - VENUS 330 is For Desk / Cabinet and compatible with iPad 1/2/3/4/Air and most 8.9" – 10.4" tablets. It has Adjustable holder leg and silicone pads, Swivel arm and advanced pivot for maximum flexibility. It's Easy and quick installation and made up of Aluminum, Steel and Plastic
PointsPay enables you to pay for this purchase using Etisalat Reward points. Don't have enough points? No problem, you can top up with your credit card. Additionally, you have the option to pay only with your credit card and earn points for your purchase. All you need is your Etisalat Rewards membership ID and password to use PointsPay.


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Is the Lingerie Basketball League As Sexy As It Sounds? [VIDEO]
Labor issues could very well wipe out the 2011-2012 NBA season, but a fledgling basketball league appears prepared to pick up the slack if Kobe Bryant, Dirk Nowitzki and company aren't allowed to hit the hardwood.
Okay, nobody's really going to be watching the Lingerie Basketball League — which began its inaugural season over the weekend — for the quality of pick and rolls or fast breaks. But the four-team LBL's promotional material does claim its scantily-clad players are "as tough on their opponents as easy on the eyes."
Read on for a video of the ladies scrimmaging, and another of the players modeling their uniforms at a fashion shoot.


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We pray that everyone continues to remain safe during these challenging times of the COVID-19 shut downs.
With all appropriate safeguards in place, our warehouse remains open at this time. We will continue to update you with any changes to our current status.
We are a small business that is sincerely thankful for your support.
We offer a great selection of colors of felt fabric. Felt sheets are a great size to work with and are easy to cut, sew, glue and decorate. Felt fabric is perfect for craft projects such as home decorations, wall hangings, school projects, pet toys, totes and bags, lining a box, doll clothes, pillows, jewelry, craft projects, padding for protecting delicate things and so much more! Craft felt sheets are available in lots of brilliant colors, heathered colors and animal prints., Felt crafts are so fun and easy, and is a must have in your craft supply inventory., Felt crafts are fun and easy to work with and especially great for kids crafts.
Felt crafting is fun! It is easy to work with and great for kids crafts too. Felt fabric is a versatile and durable essential to your craft supply collection. While it is great for crafts it is also useful for other things such as lining a box (like a jewelry box), covering a box (like a tissue box), cut to size and store a piece in your laptop bag to use as a portable mouse pad. Glue 2 or more of the same size pieces together and use under the foot of a chair to protect your floor and cut down on noise.
For endless hours of fun for kids try this: Cut felt sheets to fit on front and back of craft stick. Cut flesh colored circles out of felt, glue 2 together and to the top of the craft stick. Draw facial features on your doll head. Cut out shirt and pant shapes from different colors of felt. Now you have instant paper dolls! Clothes will stick to the felt on the craft stick and kids can mix and match clothing colors.
Craft Pom Poms
Soft and fluffy, Craft Pom Poms are a popular crafting item. Available in various sizes and lots of great colors.
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Craft Lace - Gathered Lace - Double Lace - Triple Lace
Check out our beautiful selection of gathered laces, ribbon lace, double and triple lace. Great for dolls, clothing, accessories, edgings, angels and more!
Decorative Craft Mirrors
Decorative craft mirrors are perfect for projects where small mirrors are needed. We have both glass mirrors and acrylic mirrors in assorted sizes and shapes. Accent big mirrors with small stick on mirrors for a special look.


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At the midpoint of each month, the U.S. Census Bureau and the Department of Housing and Urban Development jointly announce residential construction statistics for the prior month. The report includes figures on housing starts, building permits, and housing completions. It is one of the more closely watched surveys issued monthly, as housing is seen as critical to sustaining any economic expansion.
The break down is as follows:
Housing Starts: This category includes housing units that have been started and those under construction. The start of construction is when excavation begins for the footings or the foundation of a building. The aggregate number of housing starts--which includes privately owned units only, and not public units--is issued, monthly, along with revised data for the prior month. The figures are further broken down into single-family and multi-family units (with the latter, which is regarded as a more volatile number, consisting of buildings with five or more units). The breakdown is also by region, with the Northeast, the Midwest, the South, and the West all summarized by percentage change. Importantly, the monthly figures are all given on an annualized basis to smooth out the seasonal vagaries. Also provided are inventory figures, which are measured in months.
Building Permits: This number is considered a leading indicator for the homebuilding sector, as housing starts often correlate to it. This category also includes data for single-family units and multi-family units. Statistics on housing units authorized by building or zoning permit, but not yet started, represent the areas of the country that require such permits. Some areas do not.
Housing Completions: Here, as well, we get a full breakdown with single-family and multi-unit figures included. Housing completions are defined as such when all finished flooring has been installed. If the building is occupied before all construction is finished, it is classified as completed at the time of occupancy.


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Transgender friendly home services – repair personnel, yard service, maid service, interior decorators.
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Stevens' CSR provides vital maritime information to local, state and national agencies
Stevens Institute of Technology was in 2008 named by the US Department of Homeland Security as one of five national Centers of Excellence and was selected to lead a national research effort to address Port Security. Stevens was one of 11 universities to partner with the DHS in its efforts. The Department's partners serve as important team members for conducting multi-disciplinary research and creating innovative learning environments for critical homeland security missions. The Center for Secure and Resilient Maritime Commerce (CSR), along with the University of Hawaii's National Center for Islands, Maritime, and Extreme Environments Security (CIMES), are the US Department of Homeland Security's (DHS) National Center of Excellence for Maritime, Island and Extreme/Remote Environment Security. The two Centers have parallel objectives and complementary expertise and their close coordination enhances the capabilities of each. The CSR brings together a unique group of academic institutions and public and private partners that is led by Stevens. In addition to Stevens, the partnership includes the following academic institutions: Rutgers University, University of Miami, University of Puerto Rico, Massachusetts Institute of Technology, Monmouth University and the U.S. Merchant Marine Academy's Global Maritime and Transportation School. The non-university partners in the CSR include the Port Authority of New York and New Jersey, the Mattingley Group, Lockheed Martin Maritime Systems, the Pacific Basin Development Council, and Nansen Environmental Remote Sensing Center. "Stevens and our partner universities in the CSR have opened entirely new avenues of research to assist DHS in the Department's effort to ensure that the nation's Marine Transportation System is safe and secure," said Dr. Michael S. Bruno, Dean of Stevens' Schaefer School of Engineering and Science. "Our work in maritime surveillance sensor development and port design-for-resiliency is truly revolutionary. We are also proud of the fact that dozens of students are involved in these projects, paving the way for their entrance into the homeland security workforce." Federal funding for the Center of Excellence in Port Security was the result of a highly selective, national competition among research universities and did not involve any congressional earmarks. The grant is highly specific, controlled and audited. During its first year, the Center provided critical assistance in the immediate aftermath of the emergency landing of US Airways Flight 1549 in the Hudson River and the August 2009 mid-air collision of a helicopter and small plane over the Hudson River. US Airways Flight 1549 In the late afternoon of January 15, 2009, Stevens learned that US Airways Flight 1549 with 155 people on board had landed in the Hudson River. CSR personnel at Stevens immediately contacted the US Coast Guard Sector New York and the New York City Office of Emergency Management (OEM) to offer assistance in the rescue. The Stevens NYHOPS (New York Harbor Observing and Prediction System) website (www.stevens.edu/maritimeforecast/) was employed in the preparation of a detailed summary of the present water conditions in the Hudson River surrounding the landing site, and a forecast of conditions for the next 48 hours. Within minutes of the landing, Dr. Alan Blumberg, Director of the Center for Maritime Systems at Stevens, was able to give the New York Office of Emergency Management (OEM) accurate information that helped rescue workers on the scene. Blumberg and his colleague Nickitas Georgas prepared a detailed summary of the present water conditions in the Hudson River surrounding the crash site and a forecast of conditions for the next 48 hours. The summary was based on the extensive suite of ocean sensors and forecast models that have been operational in the waters of New York and New Jersey over the past 10 years. Blumberg then reached out to the OEM Watch Commander, Michael Lee, with information such as water temperature, speed, surface conditions and tide flow. Lee was able to forward the data to the scene. "Nobody else had this extremely important information to aid in the rescue," said Lee. "As always, we are very appreciative of Dr. Blumberg's continued assistance and support." Officials heeded Blumberg's suggestion to deploy rescue assets downstream, not upstream, along Manhattan and to guide the plane eastward to the Battery area for salvage operations. As the Battery has the weakest currents in this very energetic current environment, it was the easiest area to try and salvage the plane. In the days following the crash, Stevens provided around the clock on-call assistance to the various emergency agencies including the NTSB in order to assist with the salvage operations. CSR assists in recovery of wreckage after Hudson River mid-air collision Almost immediately after the terrible mid-air collision that occurred over the Hudson River on August 8, 2009, Stevens was contacted by local, state and Federal officials to help in the recovery effort. CSR personnel from Stevens were called to the scene for analysis of currents and the proposed search area. First, using the Stevens New York Harbor Observation and Prediction System (NYHOPS), which gives a real-time assessment of ocean, weather, environmental, and vessel traffic conditions for various New York Metropolitan area waterways, the university was able to give accurate information to aide in the recovery effort. Second, using firsthand knowledge from Michael Bruno, who has clocked many hours diving in the Hudson River, emergency responders were able to get information about what they could anticipate on the bottom of the river before they even stepped off the boat. "Throughout, our forecast was right on – literally right to the minute in our predictions of slack tide; not an easy thing in a water-body this complex," said Bruno. Over the weekend, emergency workers from the New York Police Department, New Jersey State Police, the Federal Bureau of Investigation, the United States Coast Guard and the National Transportation Safety Board continued to work closely with Stevens and CSR. "The information proved invaluable to the search and recovery," said Bruno. "Through it all, the agencies functioned as a team, providing expert opinion and advice, and logistical support, as appropriate and as needed." "The contribution and professionalism of the men and women of Stevens who assisted our team during the initial hours and days after the accident was critical to our ability to conduct a thorough and timely accident investigation," said Deborah A. P. Hersman, the chairman of the NTSB. The Stevens team successfully recovered a windshield frame, a portion of the fuselage and inspected various location targets as advised by the New Jersey State Police.


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Calculus Tutor Englewood Colorado
Certified Calculus Tutor Englewood Colorado. Find Affordable Tutoring for elementary school, middle school, high school and college.
Many of the topics in science are interesting to the kids while others just put them to sleep. Find out what they like to do in their spare time. If history is the subject at hand, can the tutor place an historical event (even hundreds of years in the past) in context with things happening today? Exploring the range of options available to you is a critical factor. As a former child myself, I can tell you–the child is not likely to concentrate on the lesson, but on the tutor–her every facial movement, her every instance of licking her lips,or of drawing in her breath as she is speaking…everything but the lesson. I don't want to take the credit for the progress because I assume his time at in kindergarten was probably much more effective for him, but I feel proud when I reminisce about tutoring him. Many of the considerations a parent must address fall into one of the following categories: Do you need to hire a tutor to work with your child? Fourth, watch this person in action. It is simply the study of "What is simply as such". Our 1 on 1 in home tutors are trained in preschool, elementary school, middle school, high school, college and adult curriculum. They might smile, eagerly look forward to attending the tutoring session, or simply like their schoolwork a bit more than before. Learning how the world (and in some cases our own bodies) works is something that people love to embrace. To complete your experiment you will run through your learning exercise, such as using flash cards to teach a symbol series. Then we work with the student so they can do their own homework problems. The focus of my degree obviously had nothing to do with my work, but at least I had an Army enlistment behind me. You will focus on core expertise that will help you in college for example writing and presenting and public speaking skills.One outstanding service in finding a private tutor is the tutor matching service. Performance- This is another cause for hiring a private tutor for a specific subject. Similarly, higher is time spent by each tutor for your child, more is the tuition fee. Although we don't provide formal assessments concerning learning issues, our tutors can provide information to parents that may lead them to this type of support. For such students online tuition centre is a boon as they could continue with their part time job and concentrate on studies during the night time. English tuition-Read, write and Speak Since English language has been accepted as global language its very important for the student to read, rite and speak in good English. If you can't find your local red cross, call a local pool and ask how they go about hiring lifeguards.
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True Highlands Blog
Brilliant Bridges of Scotland
Posted by True Highlands in Kit and Caboodle | 1 comments
When driving through Scotland, it's all too easy to get distracted by the scenery. The mountains, beaches and moorland can capture your attention without you even noticing. Beneath the wheels of your car however, there are often engineering marvels that you can pass over without even noticing. Bridges and crossings with a fascinating history or legend you may be unaware of.


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Alonso and Gené, first class ambassadors of the opening of Ferrari's two stores in Madrid
Madrid, 31 May – Fernando Alonso and Marc Gené opened a new Ferrari store on Spanish soil this morning. On the calle Serrano nº6 in Madrid, right in the heart of the capital, to be more precise. The Scuderia drivers cut the ribbon of the new store in the presence of the General Manager of ARP, Lorenzo Bassetti, the numerous members of the media and a number of Ferrari fans who gathered on the famous street in Madrid.
The event started with both drivers arriving at the store in two FF's, crossing the red carpet to the entrance and saying hello, on the way, to all the fans who waited excitedly since very early on for the arrival of the Ferraristas. Interviews, a press conference, meetings with selected clients of the Italian firm, an autograph session in one of the counters, cutting of the ribbon, posing in front of the store entrance… It was non-stop activity for the drivers this Thursday morning and it all came to an end with the pair signing photos, caps and flags that the "tifosi" had brought with them at the entrance of the building.
The new Ferrari store is made up of 500 square metres, spread out in two floors where the Ferrari fans will be able to purchase all kinds of products with the Prancing Horse logo: from a mug, a key ring or a wallet…To electronic products and toys, whilst also offering an exclusive clothing line for men, women and kids, all of which has the original seal of the Maranello outfit. Amongst all these objects there are a few which will surely stand out for the fans, such as the car exposed in one of the displays of the store, an F150 Italia from 2011, the silver exhaust system of the Ferrari F2001 or an authentic Formula 1 steering wheel with which drivers steer their cars at Grands Prix. All of this in a beautiful Ferrarista environment, with photographs and paintings that accompany the visitor and represent the history and spirit of the legendary Ferrari.
Once the event finished on calle Serrano, Marc Gené lead a parade of Ferraris, driven by their owners, which crossed the main avenues of Madrid until it reached Plaza de Callao, where the Scuderia driver opened another Ferrari outlet in the interior of El Corte Inglés (Plaza de Callao, nº2).


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Jean-Oste de Murat
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I am Jean-Oste de Murat. I joined the SCA in fall 2010, just for the Period Fencing Activities at the Havre des Glaces (Québec). But then, I met enthusiastic people and finally... I am here
I was born at the end of the spring of 1483, in the city of Murat, in French Auvergne. My father was Didier de Murat, modest knight who obtained title and lands by his own arm, and my mother was Lady Marie, daughter of a local bourgeois.
At 16 year-old, my father left me in the commandery of Celles, under the supervision of the Knight Hospitallers of St-John of Jerusalem, as a squire. Curious and interesed in everything, I learnt to read and to write, and to fence.
Sping 1503: according to the Hospitalers requirements, my family was not noble enough to allow me to become a knight. So, I joined the fleet of the Grand Prior of the tongue of Auvergne, Guy de Blanchefort, in the Island of Rhodes, in order to be introduced to the Grand Master Pierre d'Aubusson. He gave me what I needed: his authorization to become a Brother Sergeant at Arms. I left Rhodes few days before the death of d'Aubusson.
Come back home, I was charging to protect the pilgrims of St James of Compostella between le Puy en Velay and Conques, until winter 1509. I wished to traval and ask to my superiors some missions abroad: I was sent first in tiny islands in exotic ocean, then in the kingdom of England, and finally, I had to get in touch with people of the EastKingdom.
I settled in the Barony of the Havre des Glaces, where I was introduced to their Excellencies Baron Arthur de Beaumont and Baroness Shadiyah al-Zhara. During the winter 1512, they give me the great honor to protect them with my arm. Now, in order to improve my loyalty, my knowledge and my involvement towards the EastKindom, Magister Godfroy de Falaise gave me a quest... I will probably die beacause of that, but I will try to do my best :)
"Beatus qui prodest quibus potest" ("Blessed is he who help when he can")
Offices & Positions
Local Minister of the List, Havre des Glaces, 09/2012 to present
Event Staff
Autocrat of the Feste des Glaces, Havre des Glaces, 11/2011
Autocrat of the Baltanes, Havre des Glaces, 8-10/06/2012
Projects & Publications
- Name of Project/Publication, Other info, mm/dd/yyyy
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text: National Aquarium is pleased to announce the election of four new members to its National Aquarium Board of Directors, including Baltimore City Mayor Stephanie Rawlings-Blake; Exelon Executive Vice President/Constellation Chief Executive Officer Joseph Nigro; Rams Head Group President Kyle Muehlhauser; and IMPACTS Research & Development Chief Market Engagement Officer Colleen Dilenschneider. "We are delighted to welcome these incredibly talented individuals to the National Aquarium Board," said John Racanelli, National Aquarium CEO. "Their diverse expertise and shared passion for ocean conservation will help guide the Aquarium in our mission to inspire conservation of the world's aquatic treasures." Mayor Rawlings-Blake serves as the 49th mayor of Baltimore City, Maryland, where she focuses on growing the city's family population by strengthening city neighborhoods through improving public safety and public education. Mayor Rawlings-Blake was elected to a top leadership position in the Democratic National Committee (DNC) following the reelection of President Barack Obama, serving as secretary. She earned a Bachelor of Arts degree in political science from Oberlin College and received her Juris Doctor from the University of Maryland School of Law. She is a member of the Federal Bar Association and the Maryland State Bar Association. Joseph Nigro is an executive vice president of Exelon Corporation and CEO of Constellation, Exelon's Baltimore-based competitive retail and wholesale business. He leads a team of over 2000 employees engaged in marketing and trading of energy-related products and services to customers in 45 states, the District of Columbia and Canada. Nigro is a 25-year veteran of the energy industry; he received his bachelor's degree in economics from the University of Connecticut. Kyle Muehlhauser is the president of The Rams Head Group, an Annapolis-based restaurant and entertainment company that owns and operates four restaurants and three entertainment venues in the Maryland region. Muehlhauser working side-by-side with his father and founder of The Rams Head Group, grew up in the family business and has more than 20 years of operations experience and nearly 400 employees under his watchful eye. Muehlhauser and his family have a long history of supporting the National Aquarium through the Chad William Muehlhauser Education Fund, which supports the Aquarium's education outreach programs. Muehlhauser received a Bachelor of Arts degree in economics from the University of Maryland's Robert H. Smith School of Business. Colleen Dilenschneider is the chief market engagement officer for IMPACTS, a global leader in predictive intelligence. Dilenschneider is widely regarded as an expert in millennial engagement and nonprofit marketing. Utilizing IMPACTS's proprietary data that both identifies and predicts trends in market behavior, Dilenschneider helps nonprofit organizations, such as the National Aquarium, build and maintain affinity with audiences essential to their long-term success. Dilenschneider has published numerous articles in both the nonprofit and general market media and is a frequent speaker and contributor to prominent webinars and conferences. Dilenschneider is a graduate of The University of Chicago and holds a Master of Public Administration degree specializing in nonprofit management from the University of Southern California. Categories:


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Urgent Dental Care in Rochester, New York
UPDATE: Governor's executive order changes recommendation to NYS mandate
Governor Cuomo's most recent executive order, announced yesterday (3/20/2020), changes the recommendation that dental offices only respond to emergency services to a NYS mandate. At this time, New York State dental offices can provide only emergency dental care for patients.
NYSDA COVID-19 UPDATE (Last Update 3/21/2020)
Novel Coronavirus (COVID-19)
New York State Department of Health Information on Coronavirus
erik p
very friendly and excellent care!
Dr. Ron is so nice and calming. Staff was friendly and made me feel comfortable!
Came in as an emergency extraction that my Primary Dentist needed help with (the Molar roots were stuck in my jaw, and would not come out). Filling out the sign in paperwork took longer than the extraction - they were fast, fast, fast, friendly and professional. will definitely recommend if you need emergency work done.
My husband broke his tooth on Saturday night and was in excruciating pain. I called Urgent dental at 2am and left a message. They called back within a few minutes and was able to meet us at the office in less than an hour. The entire staff was so friendly, even at 3 am, and immediately made my husband comfortable and fixed his tooth. They even called the next day to check in. Professional, knowledgeable and all around great experience! ..
they got me in quickly, very professional, and took care of me and the pain. staff is very friendly, and the doctor even called a day later to follow up
Super friendly and caring staff. Definitely worth a visit for last minute dental needs.
crystal De La Rosa
I was so nervous to come in but I immediately felt at ease. Awesome doctor and very friendly staff!
kenneth roeger
Great job by competent caring and friendly staff. they called up the night before to forward my appointment and give me advise to ease my suffering.
From the initial greeting to the goodbye, I received respectful, professional, competent care. My crown had come off and I called and got an appt Monday am. The temporary fix was to cement the crown but challenging because the tooth beneath the crown broke. Dr. Khan and Casey were wonderful. I eventually needed a root canal as the tooth beneath my crown broke which is why my crown came off. I was anxious to have this done but they were so understanding. I went to my dentist this week for a cleaning with a copy of the xray from Dr.
great service.
angelo konidis
very good service .friendly people.
I broke a tooth at about 6:00 PM on the Friday before Memorial Day. I was not in pain, but I was leaving for a week-long trip on Monday, Memorial Day. I was concerned about going on a trip with a broken, jagged tooth. I called my own dentist and of course got the recorded message that they would be back in the office on Tuesday. I did an internet search and found Urgent Dental. I called and they told me to come right over. The staff was friendly and welcoming. The dentist examined the tooth and said that I would most likely need a crown. He asked my what I wanted to do.
Alan John
Wow! Incredible care at a moments notice. This facility has changed the way I think about dentists and dentistry The staff and Doctor are amazing, Melissa at the front desk made me feel so comfortable and at ease with my dental anxiety I didn't want to leave , :), and the hours of availability are not only amazing but unheard of. If you don't have an Urgent Dental Care near you, then you better hope you get one and soon ln fact, I drove 90 minutes! On demand dentistry as needed... Genius!
Great Staff and Doctor! Was in pain - Receptionist was very kind and understood and was very patient with me. Was able to get in the evening of the day I called. Will recommend to family and friends.
Peter L
I was very impressed with their quality of service! They were able to get me in within a few hours from phone call to procedure, despite it being the middle of a Sunday afternoon. I would highly recommend going here to anyone having a dental emergency!
Wonderful office!
I was having terrible tooth pain due to an infection of a decaying tooth and a wisdom tooth applying pressure as well. I had no Dental insurance and did have to pay out of pocket. But they even took $50 for a courtesy discount because I wasn't insured. It was Memorial day weekend and everything and everyone was closed and couldn't help me. But Urgent Dental got me an appointment the same day. My dentist who did the extraction was so very warm, kind, caring and experienced.
Marco Cirigliano
LIFE SAVERS! I got temporary tooth just in the nick of time before my flight left to LA for some major performances. I cannot express my gratuity in words, just wow. Amazing dentists, amazing personalities, very good people. Thank you all so much again!
Fast and friendly service. I wish every doctor / dentist office was this good.
Jasmin Williams
They were so sweet and comforting! all of the staff were amazing !!!! and I got seen very quickly and the on-call dentist was very sweet even though I had a late night emergency at 2 in the morning
I had a wonderful experience! Dr. Ron went over my options with me and made sure I was satisfied with my decision before performing the procedure! I would definitely recommend this office to anyone with urgent dental care needs!
Tom Sackett
great,very professional.
Everyone was super kind. The service was excellent and they fixed my tooth without pain and really fast! thank you so much!!!
Aubrianne Cummins
Dr. Laura and Janet were both really amazing and helpful. They were patient and kind and explained things very well. I'm very thankful to them both for helping me. I was in a lot of pain and getting such quick service was very helpful. It was a bit pricy but that's what you get with dental.
Ashley Coon
I had a great experience with Urgent Dental under the circumstances! They could get me in the same day I called. They greeted me with excellent service and my appointment was quick. I'll gladly choose Urgent Dental again for any emergencies!
I needed to see a dentist urgently and I found this place in line at 1:00 am online. I called them early this morning (on a Sunday) and they got me right in. EVERYONE was so nice! From check in to check out! Dr Ron was super nice and my prescriptions were ready at my pharmacy within 1/2 hr. Thank you so much!
judith muriello
5 star professional and efficient thank you
The staff was knowledgeable and helpful. The facility was beautiful and clean
chritian johnson
very friendly environment, super fast and easy .
I needed a tooth pulled and my dentist was scheduling me like 3 weeks out, urgent dental told me to come in same day literally like an hour and a half after we got off the phone. The staff is so nice and relaxed, which was great because I'm a nervous wreck when it comes the the dentist but all of them made me so comfortable and they made me feel like they actually cared about me. It's super clean in the office and in the room where they do work. Also the prices are great and very reasonable, and again same day fix of the tooth.
On a Friday night I began having a toothache and by Sunday morning, I could not wait any longer. I called at 9:30am and was told I could be seen at 10am. I made sure to tell them I had severe dental anxiety. They were compassionate, professional, and helped my manage my anxiety without judgement. Dr Ron and Eliza were amazing. I wish I could see them for all my dental care....I'd not have dental fear again!!!! Thank you so much for your help today!!!
I went to the urgent dental care and the staff their so so great and figure out my tooth pain and other dentist did not see the problem but they did and got me some relief I am, recommended them to other people
erik p.
dr. laura and staff are wonderfull and careing! I have had many fillings during a few visits and my teeth are looking good! very mellow place! thankyou
Laureano Ramos
Staff was very quick responding to my call and staff has been extremly friendly and helpful!!!! Absolutley reccomend
Cindy Fiege
The care I received was outstanding. Dr. Thomas Sansone was out of town yet the dentist on call did a remarkable job repairing my chipped veneer during the busy holiday season week end. I highly recommend their service and will return if necessary.
Kim Barrett
I was skeptical to visit any urgent care with dental needs as I have hey severe phobia of dentists . I was made welcome as soon as I walked in the door . The check in procedure went fast and smooth . During my wait time my husband and I were both checked in and asked if we needed anything . I was called to the back by the dental assistant and their x-rays were taken then explained to be by Dr Ron. Dr Ron take the time and explained everything that was going to happen during the procedure and answered all of my questions .
Dolores Levasseur
My daughter, Noelle had an abcessed tooth giving her considerable pain. She had the best care from Dr. Laura and her staff. Professional, efficient and compassionate. Would highly recommend this practice!!
Amy Schedlin
The staff was incredibly friendly and my visit was seen and taken care of quickly! I would absolutely visit again!
Daniel DeLucenay
The service that I got here was great. Very friendly , efficient, and they took mind of my needs in a very professional way. Definitely going here again for emergencies (hopefully I wont have to :-P )
Carol Bell
Needed urgent help with tooth infection and appointments with most local dentists are a month of wait time or more to get seen. Urgent Dental Care got me in quickly! Dr. Ron was great and caring. Tooth was removed pain-free and I thank them for opening this dental center. Dr. Ron even called me personally 24 hours after my procedure to check up on my progress! Now that's something rare and much appreciated! I would recommend this professional urgent dental care practice to everyone. The assistant was also very caring and calming too!


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We already know that design matters. Product design. Industrial design. Experience design. Supply chain design. Witness the renewed fervor for the iPhone 5 today: It goes way beyond function to sheer desire. Nobody wants objects or experiences that just do the job – they want something they want to do the job with.
So instead of competing on technology, people began to compete on design. And now everyone seems to be trying to out-design each other. But designed objects and experiences have become the norm – some would even say boring.
Design is no longer the killer differentiator.
John Maeda
An artist, graphic designer, computer scientist, and educator, John Maeda is president of the Rhode Island School of Design (RISD). Prior to that, he served as associate director of research at MIT Media Lab. Named one of the 75 most influential people of the 21st century by Esquire, Maeda received the AIGA Medal in 2010 and his art is in the permanent collection of the Museum of Modern Art.
When I watched my graduate students at the MIT Media Lab code with Ruby on Rails – and that was over 6 years ago – I could just viscerally sense the shift: It was becoming easier than ever to develop and deploy sophisticated web services. With tools like Processing for information design and open-source platforms like Arduino for building electronics, programming and prototyping became simpler, more widespread. Simple technology tools have and continue to spread design everywhere.
But what people want today goes well beyond technology and design. They don't just want four wheels and a means to steer, or to be surrounded by music and information wherever their eyes and ears may roam. What people are looking for now is a way to reconnect with their values: to ground how they can, will, and should live in the world.
The innovation now needs to occur elsewhere. Outside the design. Into, quite frankly, the world of art.
Mating our left-brained technical wizardry with our right-brained humanizing intuitions is key to innovation, but don't make the mistake of confusing "design" with "art." I'd argue that there's a difference, and it matters. Designers create solutions – the products and services that propel us forward. But artists create *questions * – the deep probing of purpose and meaning that sometimes takes us backward and sideways to reveal which way "forward" actually is. The questions that artists make are often enigmatic, answering a why with another why. Because of this, understanding art is difficult: I like to say that if you're having difficulty "getting" art, then it's doing its job.
In the business world, Steve Jobs was the iconic CEO-as-artist. One way to learn from that example, as revealed by Isaacson's biography, would say that to be an artist is to be a mercurial asshole in bloodthirsty pursuit of an ideal others cannot yet envision. For better or worse, though, most people don't see themselves in this definition. But when we manage to shed our stereotypes of artists as psychologically unstable, we get to see what an artist really is: someone who often exchanges his own welfare and even his life for a cause that may have no meaning to anyone else, but means everything to him or her.
In other words, an artist is truly in it for themselves – not just for reasons of wanting to get rich, or get famous, or find a path to comfort. The artist needs to understand the truth that lies at the bottom of an enigma. In Jobs' case, he painstakingly pursued the question of what a digital ecosystem that transcends mere relevance and basic needs could mean for modern and future culture itself. We buy his products not just because they function, not just because they are well designed, but out of respect for the integrity of his work – because we buy into the vision of the future world he was trying to create and the values they represent for us. For this, we are happy to be tithed a little extra.
In a world where breaches of integrity are more and more commonly revealed, holding on to those values is of the utmost importance to us. We want the products we buy to be made responsibly, sold truthfully, to have come from the mind of a human being just like us – not just from an algorithm.
Art speaks to us as humans, not as "human capital." Art shows us that human beings still matter in a world where money talks the loudest, where computers know everything about us, and where robots fabricate our next meal and also our ride there. Artists ask the questions that others are afraid to ask and that money cannot answer. Occasionally, as in Apple's case, or Pixar's, or Harley Davidson's, we witness an artist asking questions that have a profound effect on the marketplace – on the way we live and play and drive.
So how do we have more of these successes? I'm not just glorifying art here; this is an important question. Just how do we make – not just find – the next generation of artists who will propel us and reveal the way forward?
There's already been so much focus on technical skills as the drivers of innovation. Silicon Valley now has talent agencies to manage hotshot programmers (yes). Around the world, even small countries such as Estonia are focusing on teaching coding. And this election season, politicians will focus on STEM (Science, Technology, Engineering, Mathematics) subjects. It's so mainstream now that even will.i.am is talking STEM. Of course I see value here; I was a STEM student myself.
But if we want to make the next generation of "artrepreneurs," we need to add A for Art to turn STEM to STEAM. There are already a number of hot startups founded by entrepreneurs with design backgrounds. Instead of just Kickstarters to fund budding entrepreneurs, we need more Upstarts to crowdfund art students to pursue their passions. This movement is gathering steam (pun intended) across government and research, but what delighted me most was to learn that the 43rd season of *Sesame Street *premiering soon is being brought to viewers by the letters S – T – E – A – M. Only a year ago, Elmo was interviewed on CNN about the importance of S – T – E – M.
Because if Elmo gets it, surely everyone else will catch on. Even those companies trying to out-compete each other with design ... instead of art.
Editor: Sonal Chokshi @smc90


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A vacationing employee of the U.S. Department of State was found strangled in a Rio de Janeiro hotel, police said Thursday.
Rivaldo Barbosa, head of the Rio police homicide division, identified the victim as 38-year-old Victoria Tcaciuc and said she was killed Feb. 20. A hotel employee found her body the same day.
Police have arrested a suspect who is seen in security camera video entering the hotel in Rio's Copacabana neighborhood, Barbosa said.
It is unclear when Tcaciuc arrived in Brazil, but Barbosa said at a news conference that she was planning to visit at least four other cities before returning to the United States on March 4. She was divorced and had no children.
The press office of the U.S. Consulate in Rio said Tcaciuc was a contract employee of the State Department. Citing privacy act considerations, the consulate did not provide her hometown or other information.
William Ostick, a spokesman with the State Department in Washington, said in an email: "We were deeply saddened to learn of the death of Department of State contractor Victoria Tcaciuc. We express our deepest condolences to her friends."
The arrested man, identified as Alessandro Rufino Oliveira Carvalho, has acknowledged that he was with Tcaciuc in the room but denies killing her, Barbosa said.
Barbosa said Carvalho left the hotel less than an hour after entering and traveled to Sao Paulo. He was arrested Thursday when as he was returning to Rio.
The two apparently met at a crafts fair, had lunch and then went to the hotel.
"We suspect that he killed her because she refused to have sex with him," Barbosa said.
The O Globo newspaper quoted Carvalho as saying: "In the hotel all she wanted to do was smoke a cigarette and watch television. There was no sex and when I left she was very much alive."


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/ blue smarty / website design agency
blue smarty are based in Kingham near Chipping Norton, Oxfordshire, offering bespoke website design services across the UK. We specialise in the creation and development of high quality websites and are able to provide a complete package from Branding, Search Engine Optimisation (SEO), Website Consultancy, Article Submissions, Adword Campaigns, Social Media planning, Graphic Design, Data projects and of course Website Design.
We believe in working closely with clients, trading information and ideas and understanding the business in order to provide the best solutions we can. So whether you require a small brochure website or an ecommerce website, we can help you achieve your goals.
Please take a look at our work portfolio showing examples of our varied website designs and contact us to discuss your specific needs.
Interested in being a Website Creative?
Please send us an email with a copy of your CV through to email@example.com.


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Video on Demand
We have partnered with the video platform Vimeo which means you will be able to download or stream videos you have bought on pretty well any device at any time.You can also download and watch the films OFFLINE through the Vimeo app on any Apple OS or Android
mobile device.
Some of our titles are available to Buy on Demand and some are also available to rent.
Learn more about the Vimeo app for Apple OS devices - iPhone and iPad here.
You can find out more about the Vimeo Android app here.
If you click on the Buy On Demand button on a DVD's page you will be taken to the Vimeo web site. You will need to open a Vimeo account and then simply make your purchase. After that you log onto your account on the Vimeo web site any time and view your videos. It's as
simple as that.
2 Item(s)
Inspirational Oil Landscapes with Peter Wileman, PROI, FRSA£27.95
Painting The Light in Oils - with Peter Wileman£27.95
2 Item(s)


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Game Off! Viacom Dumps Rock Band on Investment Group
Remember when music video games like Guitar Hero and Rock Band were red-hot? That was a couple of years ago. Now Rock Band owner Viacom is getting out of the business.
The cable programming giant has sold its Harmonix unit, which published the game, to investment fund Columbus Nova LLC. It hasn't disclosed a price, and if it's not material it won't have to. And my guess is that it won't: Viacom bought the games business for $175 million in 2006, when the games were on the upswing, and if I had to bet, I'd say it will end up selling it for less.
Let's take a minute here to point out something obvious, but which we always seem to forget–media consumption trends move very, very fast. You only have to go back two years to find Warner Music Group's Edgar Bronfman Jr. demanding that the music labels get their fair share of the "enormous opportunity" the games were creating.
And just a year ago, (some) people were convinced that a special Beatles version of Rock Band was going to be a very, very big deal.
Now gamers are on to something new: Microsoft's Kinect, for instance, seems to be selling very well this month. But I wouldn't bet on it staying hot a couple of years from now.


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Let Us Eat CakePosted: May 14th, 2013 | Author: JR | Filed under: Bakery, Buttermilk Baking Company, Newburyport | Tags: cakes, lemon curd cake, pies, Tarts | No Comments »
One of our readers wrote to us about Buttermilk Baking Company, saying we had to get ourselves to Newburyport to try their pastries (thanks, Laura!). We went a little crazy in the shop and ended up with two tarts, two hand pies, and a mini-cake. We are extremely picky about baked goods and find most look better than they taste. That's definitely not the case here.
The lemon-curd cake was not only adorable, it was also moist and flavorful ($9.25). The buttercream icing was unbelievably light, tempting us to eat more cake than we really should have. We're told that the raspberry preserves between each layer are made in the shop to be less sweet than commercial brands.
Both of the hand pies featured toothsome, flaky pastry ($4.65). Although the blueberry was delicious, the sour cherry filling was outstanding and a clear favorite with our tasters. The high-quality ingredients being used make these relatively simple pastries really shine.
Everyone in the group enjoyed the key lime tart, which had a creamy filling and a generous amount of buttery graham crust. But the chocolate caramel tart was the hit of the dessert round-up. Salty caramel and the best chocolate ganache we've ever tried are offset by a sugar-cookie crust for an incredible combination ($5.65 for individual sized tarts).
We'll be back to try the muffins and cookies as soon as we work off some of the last indulgence. In the meantime, if you're in the area, stop by Buttermilk and let us know what delectables you've discovered.
Buttermilk Baking Company
3 Liberty St, Newburyport
(978) 499-8278


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A week ago, I read an interesting blog post by Jeremiah Grossman of WhiteHat Security titled: "201x: The Year of the Security Industry Breach", which discussed that security software may be the next big target for attackers to focus on
Some great points are presented and I especially appreciate how the fact is hammered in that attackers shift focus whenever required, but as Jericho pointed out when we discussed it, "The security industry does not." I find, however, that the blog post lacking a couple of key points, which caused me to write this follow-up (not a rebuttal – Jericho handles those).
I agree that we have for decades been offered the same solution to all our security problems: Buy more/newer/subscription security software to deal with the threats. It is also certainly installed in abundance.
Security software does present problems however, and these concerns are not new. Researchers have voiced concerns for years over security software like firewalls and especially anti-virus (AV), pointing out that businesses are adding more (potentially flawed) code to protect themselves. It's a common rule of thumb that the more lines of code, the more vulnerabilities. Reducing attack surface by adding an even greater attack surface is a paradox.
While security software in general presents an interesting target, it does, however, not necessarily mean that we will see it receiving the same heavy abuse as Java, Internet Explorer, and Flash, which are currently getting hammered by the bad guys.
When the bad guys were exploiting vulnerabilities in Adobe Reader, they were not targeting PDF viewers overall; they did not really care about e.g. Foxit Reader, PDF-XChange, nor Sumatra PDF. When Microsoft Office was hot, other office suites like OpenOffice and Corel Office did not feel the burn. And when 0-days are being dropped in Internet Explorer, browsers like Firefox, Opera, and Chrome can relax (relatively speaking) on the side.
These other products are not necessarily going free or only receiving limited attention because they are safer – they may just not have a user base that results in a profitable ROI.
If history is permitted to serve as a pointer, the bad guys do not target a whole class of products, but generally specific products with an extremely high user base allowing widespread attacks. It would, therefore, be more likely to see attacks focusing on products from a specific security vendor. That would, however, require a strong position with the vendor's products being installed on a very large scale and while security software is prevalent, no single vendor dominates the market – especially not with a single product.
Another option would be if the security products start using the same codebase e.g. for file parsing or other common routines. Should security software e.g. use the same third-party parsing functionality, these parsers would certainly become of greater interest.
It should also be noted that while security software has not been targeted by the bad guys in the same manner as the previously mentioned products (and currently for good reason), it has still received a fair amount of attention over the years from researchers (myself included).
Looking at the OSVDB vulnerability database, it has at the time of writing 1,919 entries covering vulnerabilities in security software – in fact almost 2% of all our entries (yes, we have a specific classification flag, making it very easy to get a historical overview). These span from 2013 all the way back to 1995, when security software started gaining a foothold. I specifically remember when Alex Wheeler in 2005 was doing some serious work on the archive parsing functionality of many security software vendors' AV solutions.
For the past 5-6 years, Symantec has also had their worries because they decided to implement very flawed parsers from HP/Autonomy/Verity Keyview in some of their security solutions, including their Mail Security and Data Loss Prevention products. Or Microsoft who on a related note made the questionable decision of implementing Oracle Outside In parsers in Microsoft Exchange Server 2007 and 2010. A vendor with a history of vulnerabilities, that they have worked very hard to overcome, deciding to implement a more notoriously insecure vendor's software is certainly interesting.
Does this mean we won't see any focus on security software in the future? Certainly not. Security software exposes a broad and tantalizing attack surface and is not necessarily built to impress (as Tavis Ormandy recently demonstrated for Sophos' security solutions). It is an interesting target class of products that will continue to receive attention – and perhaps even an increasing focus once Oracle eventually sorts out Java, though that may take a while.
When the going gets tough, attackers just change to a different target with a better ROI, and it cannot be ruled out that the target ends up being the code actually intended to protect you.
So remember that 201x is already here and that while the bad guys may not go all-in against security solutions, vulnerabilities in these have been found consistently for many years. Consider what security software you really need – and certainly which features you need enabled.


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Two reports came out Tuesday that, just by happenstance, help illustrate why nothing gets done in Washington.
One was the Congressional Budget Office's updated federal budget projections, which predicted that if Congress leaves current law in place -- including the much-maligned sequester -- the deficit will soon be no larger than 2% of GDP. Because that's less than the CBO projects U.S. GDP will grow (fingers crossed!), the federal debt should start to shrink in relation to the economy. That's not a balanced budget, but at least it's a fiscally responsible one.
But don't pop any champagne corks. The CBO also predicts that by the next decade, rising healthcare costs and interest payments on the federal debt will cause the deficit to again grow faster than the economy. In 25 years, that growth will be "unsustainable," the budget office concludes.
If you're a lawmaker focused like a laser beam on the deficit, the CBO report might make you all the more determined to keep the annual sequester cuts in place while pushing harder for changes to Medicare, Medicaid, the Affordable Care Act (a.k.a. Obamacare) and other federal healthcare entitlements. You might also be all the more determined to push for a faster path to a balanced budget and zero debt growth, for the sake of slowing the rise in interest payments on the debt.
The other report came from the Census Bureau, which looked at income, poverty and health coverage in 2012. It provided a statistical picture of what it's meant to be stuck in a weak economy: stagnant wages, sustained high poverty rates, growing income inequality and an increasing number of Americans depending on the government for their health insurance.
Among the findings: The median income in 2012 ($51,000) was the same as in 2011, and still lower in inflation-adjusted terms than any year since the mid-1990s; the poverty rate remained at 15%; and when you adjust for family size, average incomes for all but the very highest earners remain lower than they were before the 2007-08 recession.
Policymakers across the political spectrum wince at such statistics, and they agree that faster economic growth is a key part of the solution. They disagree sharply, though, on how to achieve it. Many Democrats argue that federal budget cuts are holding back growth, and that the GOP's efforts to reduce funding for food stamps and other entitlements will only punish the people hurt the most by the slack economy. Many Republicans counter that federal spending is impeding the vigorous economic growth that would reduce the demand for aid programs.
The policy debate is about to become more animated, and the stakes higher. The Republicans who run the House and the Democrats who control the Senate (and the White House) are about to square off over funding for federal agencies in the fiscal year that starts Oct. 1, as well as the need to raise the federal debt limit as early as mid-October to avoid stiffing some of the federal government's employees, contractors, creditors or beneficiaries.
Expect Democrats to cite the CBO's sunny short-term projections and the Census Bureau's latest report as a reason to bump up federal spending in the next few years on infrastructure, manufacturing and other efforts to stimulate growth. Rather than sequester-driven cuts that reduce federal support for such pro-growth policies as basic research and transportation improvements, they would try to trim the deficit with a combination of tax hikes, defense cuts and some limited changes to entitlements.
Republicans hate the sequester's effect on defense, but they also see the phased-in spending cuts as a bird in the hand when it comes to deficit reduction. And the CBO's projections make it clear that Congress hasn't done enough yet to put the nation's fiscal house in order for the long run.
Still, it's also clear that the sequester is attacking the wrong problem. Tightening the screws on discretionary programs ignores the double-barreled problem posed by an aging U.S. population and ever-rising healthcare costs. Although the latter's pace has declined since the recession, and the CBO assumes -- wrongly, perhaps -- that those costs will continue to grow faster than the economy. But even if they don't, the CBO projects that the aging population and the new insurance subsidies in Obamacare will push federal healthcare spending higher and higher.
As is its practice, the CBO doesn't try to tell lawmakers what to do about the budget. Instead, it lays out the trade-offs inherent in the policy choices Congress might make. And in doing so, it raises a bright red warning flag about racing to cut the deficit while the economy is still struggling:
"On the one hand, waiting to cut federal spending or raise taxes would lead to a greater accumulation of debt and would increase the size of the policy adjustments needed to put the budget on a sustainable course," the CBO says in its report. "On the other hand, implementing spending cuts or tax increases quickly would weaken the economy's current expansion and would give people little time to plan for and adjust to the policy changes. The negative short-term effects that deficit reduction has on output and employment would be especially large now, because output is so far below its potential level that the Federal Reserve is keeping short-term interest rates near zero and could not lower those rates further to offset the impact of changes in spending and tax policies."
Stop playing politics with hunger
A showdown on Common Core testing
The new Miss America is not Muslim -- but so what if she were?
Follow Jon Healey on Twitter @jcahealey and Google+


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04.09.2008<< Back
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Monday, June 15, 2009
Reform School
What if every American of a certain age knew they had medical coverage; what if all they had to do was register? What if, in this program, they could choose their doctors, who would be privately or self-employed, not government workers? What if the hospitals they went to were the very ones they go to now? What might you call such a program?
And what if this coverage were extended to all Americans? What might you call that?
For those who have insurance, the only thing different would be the paperwork: it would become far less, or cease to exist. Neither the care nor the people and places providing it would change. From the point of view of the consumer, I simply see no advantage to having multitudes of companies standing between them and care, sucking money out of the system which goes into the pockets of executives, investors, and into the paychecks of tens of thousands of workers filling out forms at both ends of the transactions. No one -- NO ONE -- is talking about a national health service, ie, a plan whereby everyone goes to government-run hospital, staffed by government employees. (Well, that's not entirely true: several in Congress are comparing the so-called "public option" to the Department of Motor Vehicles. But that's completely disingenuous. The comparison, as I've said, is to Medicare.)
I'm not saying there are no arguments to be made against that "public option," or to a single payer system that enrolls everyone. Many doctors worry about losing control over reimbursement, having to accept ever-decreasing payment for service; they fear the monolithic. It's not without reason, or precedent. Funny thing is, as I've said, Medicare is already pretty much calling the shots: insurers largely take their reimbursement cues from them. Moreover, I've seen several situations in which an insurance company plays docs against one another: fearing losing their patients who are covered by a particular company, they cave to the demands to accept lower fees. It works particularly well in towns that have several competing physician groups.
It's also been a repeated theme of mine that endlessly cutting reimbursement to "providers" is a policy doomed to failure. We're about as low as it can go, if there's an expectation that smart and dedicated people will take up the caduceus. Rather -- and President Obama at least speaks the words -- the real savings will be in identifying those treatments that are the most cost-effective; and, even more importantly, finding those docs that provide the best care at the lowest cost and spreading the word.
The concept is ripe for demagogurery. "Do you want the government to get between you and your doctors?" they ask. As opposed to, what, a high-school grad in an insurers cubicle, telling the docs what they can and can't do? Like it is now? (In the linked article, it would also appear some want to prevent -- by law!! -- research into what treatments work best. To me, that's pretty hard to explain. How awful could it be to be told you can't have one operation that has been shown to be inferior to another?) (Okay, I recognize the potential problems. But if an idea is a good one, surely there's a way to implement it with safeguards.)
Reforming health care, it seems to me, is a perfect metaphor for everything that's wrong with our political system. While faintly acknowledging that for tens of millions it's not working, some in Congress nevertheless want only to maintain the status quo. Their efforts, unashamedly, are mainly limited to coming up with loaded (and disingenuous) phrases calculated to obfuscate. Given the complexities, it would be daunting even for legislators committed to comprehensive and effective reform. Would that we had some.
I'd bet very few people feel loyal to their insurers, per se. They may be loyal to their "providers" and to their preferred hospital. (Sort of. I read a study a few years ago that put the price of loyalty at, as I recall, about twenty bucks: ie, if switching docs meant saving more than that per month, it was hasta la vista, dockie.) What is the argument, from the consumers' point of view, of having insurance companies in the middle of the system? Where, specifically, is the value-added?
I fault the whole gang: Republicans, Democrats, and those in the White House. I can think of no reason why single-payer isn't on the table, except for the fact that it has so little support in Congress. But why? Whose goose is being greased? (If that's the term...) If a plan were to provide the same care we're now getting (or, hopefully, better), using the current infrastructure of doctors, nurses, clinics, and hospitals, while costing less by keeping more money in the system, why would that be bad? Because some call it.... SOCIALISM? Might not the result be more important than the name?
Some who've traveled these parts before will know I've made some suggestions. Funny thing: President Obama seems to have read them and bought everything but the single-payer part. He talks about identifying best practices; he talks about a larger role for the Medical Payment Advisory Commission. The latter, of course, is a double-sided axe; how acceptable it might be to physicians and hospitals would depend on its makeup and its responsiveness to reality. But it's the idea that is a good step. Cautiously endorsed.
[Acknowledgment: I know I said recently I didn't want my return to this blog be by way of the politics of health care. But I find myself unable to cast it out. I think I may have to get a little rubble off the desktop before I can find my way back into the mind of a surgeon.]
15 comments:
- AlisonH said...
Oh, the rants I could go off on... The people who are so afraid that their insurance coverage would get worse can only be those who've never had to really use theirs.
Mine, in January, delayed approving Humira because it didn't want to pay for it, till my colon got so bad that there was no longer a chance of its responding to it when I finally did get the med. Result: a total colectomy to keep me from bleeding to death, when that operation might have been avoided. Then when I had a Crohn's relapse in the upper GI last month, on a holiday weekend with nobody in the office to listen to my doctor arguing that I needed Zofran to keep me from barfing, they automatically refused the Zofran. No cancer=no Zofran. Period. The fact that Phenargan doesn't work for me, that I'd had to be on two stronger IV anti-nausea meds for nearly three weeks in the hospital, proof that there was history there, didn't matter to them. Barfing from Crohn's? Crohn's doesn't really cause barfing, right? Not in their little formula.
There's more, but that's enough.
I was so glad to see the headlines talking about which lawmaker is on the take from which part of the medical industry. Go get'em, reporters! We need real health care reform and exposure and accounting for every detail that's in our way!
- AlisonH said...
Not to take over your blog, but one thought to add: the simplest way to cut costs immediately in the system is to return to the banning of advertising prescription drugs. The excuse, when it became allowed, was that people needed to know what was out there. That was before Google.
- Margaret WV said...
Wondering if you had any thoughts about Atul Gawande's article in The New Yorker, "The Cost Conundrum:"
- Sid Schwab said...
Margaret: only that, in essence, it confirms a central point of my thesis, as I've been saying for longer than Gawande (if neither as well nor to such an audience as his): that there are some docs who do a much better job of cost effective care than others, and that the differences need to be discovered and promulgated. I'm going to write some more, about the conundrum that is fee for service vs capitized or salary-based reimbursement.
Doctors, as the article shows, could do a hell of a lot better at controlling costs. Some do it as a matter of course, even though there are no incentives to do so -- disincentives, even. Those docs always will and would, I'd guess. Others need re-directing. Whether it's greed, thoughtlessness, poor training, fear of malpractice, or a combination of all I don't know for sure. How to fix it and still have willing and able docs? Harder still.
Some people think of insurance as a guaranteed investment; an entitlement program. Whereas you pay $200 a month, or whatever, and in return the insurance company promises to ensure your health and life regardless of the cost, forever and ever Amen. In reality, insurance (the system as we know it today) is a for-profit business. Whether or not health care should be a for-profit business is a whole different blog post.
People need to learn to be health care consumers, not just sponges of money.
First, Alison, you have to realize your insurance policy is a contract between you and your insurer. They money they pay out to the providers is REAL, and in order for your insurance company to stay in business, there have to be limits. It's all in black and white in your policy, what's covered and what isn't, and what is covered but has limits or requires pre-authorization.
Not once in your comment did you mention the cost difference between your Zofran and Phenergan. I'll give you an idea.. 12 Zofran for $277.81, or 12 generic phenergan for $5.62 (since your didn't give quantity or dosage I'm being generic).
While I'd say in most cases your health is your doctor's #1 priority, as Sid has pointed out some physicians, for whatever reason, make no attempt to be cost conscious. Look at the time and effort people spend choosing what ind of car to spend their hard earned money. Then compare that to the time and effort those same people spend on educating themselves and making cost-informed decisions regarding healthcare. Whats the difference...? It's all fun and games when your spending someone else's money.
And I'll tell ya another thing. Some doctors and friggan greedy money grubbing bastards. Sid, I'm not calling you a bastard, but I would point out in your post you talked about cutting out insurance companies to keep more money in the system, and not in the hands of insurers et al. If you're cutting out the middle man, and yet keeping the money "in" the system, where does it end up? In the pockets of providers.
As the devil's advocate, insurers play a VITAL role in keeping money in the pockets of consumers, and not doctors.
Three months ago I had an anterior cervical discectomy. The surgeon I chose (very important, I chose) to do it, does not accept insurance. He says he is very good at what he does, and the insurance company won't pay him what he feels he is worth, and so to simplify the problem, he just doesn't take it. So going into this, I knew I would pay OUT OF MY OWN POCKET the cost of the surgery, and it would not be controlled by the insurance company.
I had maybe 5 or 6 visits before the surgery which included some x-rays, steroid injections, etc. This does not include the stuff like the MRIs that were ordered, just what he did in his office. Then there was the surgery itself, it his private surgery center. I got there at around 10:00am, and left for home at about 5:00pm that same day. Any idea what my bill was?
Between the surgeon and his surgery center, $88,000!!! Add it up, including time in surgery, time in office visits, he maybe spend half a day of his life involved in my life, and for him, thats worth EIGHTY EIGHT THOUSAND GOD DAMN FRIGGAN DOLLARS!!??!!
I won't go into whether or not I think it was worth it, but had I used my medical insurance, how much do you think they would have allowed him to bill? I dunno, but I can guaran-gad-damn-tee you it's nowhere near that much.
Did I mention he owns a professional sports team?
- Sid Schwab said...
Mike: I don't defend those charges at all. The people who are most screwed in our system are those who have no insurance and who don't qualify for medicaid. They are the only ones who are expected to pay those unvarnished charges, and it makes no sense. My "charge" for a given operation was, for all but that category, was like vapor: the actual reimbursement, as you well know, was around a third of the so-called charge. Why those "charges" actually exist, I can't explain.
As to keeping the money "in the system." Poorly worded, perhaps. What I mean is there's no reason so much money is sucked away by insurers. Were it not the case, costs ought to be less. And if some if it were to go to hospitals, at least, I assume overall charges would go down.
- Unknown said...
Hello there, Europe calling.
I live in Denmark where we have a system pretty much like the one you were describing. The state runs a single-payer system called The Health Insurance, which is a national system funded by a special tax.
This system then pays private doctors, and public hospitals. Also some special doctors are public, but most GP's have privately owned practices, and all costs are disimbursed by the state. If the public hospitals are unable to treat you within a month, you are entitled to treatment on a private hospital.
Socialism, I hear somebody cry, but then again:
I choose my own doctor, I decide which hospital I want to go to (secured by law), and I can even buy private insurance.
That's right, some people choose to buy a private additional insurance, so that they can go to the private hospitals immediately.
This system is quite cheap, as it amounts to 8% of the income tax.
Why don't you guys copy our system?
- Sid Schwab said...
zxmaster: Good question. No answer. Why we (especially the conservatives) are wedded to a system based on literally hundreds and hundreds of differing insurers I have no idea. It's reflexive. To me, a public system with universal coverage (with, no doubt, some restrictions) along with the ability to purchase private insurance makes sense.
The idea of taxes to pay for it seems nearly an impossible hurdle, even though the taxes would be in lieu of premiums, and would likely be a lower total cost. Over here there's just too much cynical politicking. It's a shame, to put it mildly.
Most don't seem to realize that, with medicaid/medicare, half of our medicine is socialized, so we have the ills of capitalism and socialism. Most other countries have collective bargaining power for drugs, but we do not. Many insured do not in fact have many choices to make, as in a capitalistic system; they have to see someone on the preferred list, and then only those doctors referred by the original one, and so forth. Our system fails in preventive care. US citizens change jobs often, so insurers see no incentive to save money for their competitors via preventive medicine.
The VA system has extremely low admin costs, yet provides very good care overall.
Mike, I could see a mutual insurance company for health care, but I am not comfortable with the conflict of interest I have with for-profit insurers. Every dollar they spend on me comes off of their bottom line.
- This comment has been removed by a blog administrator.
Sam: I don't like the idea at all of for profit insurers, but unfortunately that is all we have to work with now. I like the idea of a nationalized health system, yet in what form I don't know. Maybe a Medicare Part-D type system where a basic coverage is afforded to all, but one can purchase premium services. Really, I like the system that zxmaster described.
No, it's great you're taking the time to write on this issue! This is not a simple political topic -- it's a raging issue.
I agree 100 %. The thing is, how do we provide input into this issue? Who can we write to? Can we as a nation write letters to obama? How can we as a nation of physicians, former physicians and medical students put our input into the decisions of this "Obama care" plan?
We need to do something. This is getting ridiculous.
It strikes me that we already have the single payer system that's been described. It's called public schools, and the providers are the teachers. Are there some good teachers? Of course. If you're able to send your child to a private school do you send them there? Of course.
Teachers aren't employed by the federal government, but now they have more and more control over them. At least the control the NEA will allow. Oh, crap, that's no control.
Can you imagine the government being responsible for oversight of providers? When's the last time you heard of a teacher getting fired for something less than rape?
Public sounds so great - until the best providers start opting for private practice outside the system. It will happen. Already 28% of Medicaid patients have difficulty finding a primary doctor. Why? Because the best just see privately insured patients.
Look up the subject of medical tourism and see who the primary patients are: socialized medical system patients. Why? Because there's a waiting list in their home country.
If you know someone that had a hip or knee replacement, consider how long it took to get it. Chances are it was long enough for the patient to get their affairs in order for the rehab. In the social systems its that time plus eight months. What's a bit of limping, pain, and agony for the sake of a public system?
Hey, the doctors are busy, paid well, they're not going to get fired, and we all get the equivalent of public school educations. Sign you up, right?
- Sid Schwab said...
You appear not to understand the difference between single payer and a socialized system. In your defense, it's true of lots of people, even ones who should know better.


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