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February 29, 2016
Puerto Rico Government Representatives to Participate in the Global High Yield & Leveraged Finance Conference
Puerto Rico Governor Calls for Union after Explaining the Situation of the Commonwealth (in Spanish)
February 19, 2016
Puerto Rico Treasury Reports General Fund Net Revenues Totaled $670.8 Million in January 2016
February 16, 2016
Statement from Puerto Rico Officials on the Commonwealth's Release of Unaudited Basic Financial Statements and Required Supplementaray Information for FY 2014
February 1, 2016
The Working Group for the Fiscal and Economic Recovery of Puerto Rico Releases Restructuring Proposal
January 29, 2016
Statement from the Working Group for the Fiscal and Economic Recovery of Puerto Rico on Meetings with Creditors' Advisors
January 22, 2016
Puerto Rico Treasury Reports General Fund Net Revenues Totaled $844.8 Million in December 2015, $9.2 Million Below December 2017 Revenues and $2.5 Million Above Estimates
January 18, 2016
The Working Group for the Fiscal and Economic Recovery of Puerto Rico Releases Updated Fiscal and Economic Growth Plan
December 30, 2015
The Government Development Bank for Puerto Rico Makes Announcement Regarding January 1, 2016 Debt Service Payments
December 14, 2015
Statement from Puerto Rico's GDB President, Treasury Secretary and OMB Director on the Decision of the Governor of Puerto Rico Not to Seek Reelection
Puerto Rico Treasury Announces November Revenues Totaled $488.6 Million; $15.4 Million Below Estimates and $36.7 Million Above November 2014 Revenues
December 4, 2015
Statement from the President of the GDB on the U.S. Supreme Court's Decision to Grant the Writs for Certiorari Filed by the Commonwealth of Puerto Rico and the GDB
December 1, 2015
Statement from the GDB Regarding December 1, 2015 Debt Service Payment
November 19, 2015
GDB Announces Meeting with Creditors' Advisers
November 11, 2015
Treasury Announces October Revenues Totaled $626.6 Million; FYTD revenues were $2.571 billion, approximately $112.6 Million, or 4.6%, above revenues during the same period in FY 2015
November 3, 2015
GDB President's Address Before the Treasury and Public Finance Commission of the Senate of Puerto Rico Regarding Resolution no. 111 (in Spanish)
GDB Signs Deed of Trust with the Municipal Revenue Collection Center
October 27, 2015
Government Development Bank for Puerto Rico and Working Group for the Economic Recovery of Puerto Rico Announce Meeting with Bondholder Advisers
October 21, 2015
Statement from Governor García Padilla on the Obama Administration's Legislative Proposal to Address Puerto Rico's Urgent Fiscal Situation
GDB Ends Discussions with Ad Hoc Group
October 16, 2015
Working Group Proposes Establishment of Puerto Rico Fiscal Oversight and Economic Recovery Board
October 15, 2015
Treasury Revenues for the First Quarter of FY 2015-16 Total $1.936 Billion, Exceeding Revenues for the Same Quarter Last Year by $161.9 Million and the Estimate for the Period by $18.8 Million
September 29, 2015
GDB President Melba Acosta Febo Addresses U.S. Senate Finance Committee, Calls for Federal Support for Commonwealth
GDB Files Writ of Mandamus Against Municipal Revenue Collection Center
September 25, 2015
Working Group Response to Morgan Stanley Sales and Trading Commentary
September 24, 2015
Working Group Meets with Governor and Legislature; Discusses Restructuring Process and Principles
September 14, 2015
Puerto Rico Sales and Use Tax Collections Totaled $190.5 Million in August 2015, $22.2 Million Above Estimates
September 9, 2015
Governor García Padilla Addresses Public on the Working Group for the Fiscal and Economic Recovery of Puerto Rico's 'Fiscal and Economic Growth Plan'
The Working Group for Fiscal and Economic Recovery of Puerto Rico Announces Release of its Fiscal and Economic Growth Plan
September 2, 2015
Statement from the GDB on PREPA Agreement with Ad Hoc Group
August 18, 2015
Statement from the President of the GDB on the Lawsuit filed by House Representative Jenniffer González
August 14, 2015
Puerto Rico Treasury Revenues totaled $625.5 Million in July 2015
August 11, 2015
Statement from GDB on Announcement of Upcoming Offering by PRASA
August 3, 2015
Statement from GDB President Melba Acosta Febo on the Service of Public Finance Corporation Bonds
July 24, 2015
Puerto Rico Treasury Revenues Total $8.961 Billion in FY 2015
July 15, 2015
Governor Announces the Appointment of New Directors to the GDB Board of Directors
July 9, 2015
Governor García Padilla and GDB Announce Working Group for the Economic Recovery of Puerto Rico to Hold Meeting with Investors
July 6, 2015
PFM, Inc. Retained as Independent Registered Municipal Advisor
July 1, 2015
PREPA Announced all Principal and Interest Due has been paid to Bondholders
Governor Signs Budget for FY 2016
June 29, 2015
Puerto Rico's Growth and Macroeconomic Situation and Prospects
Governor García Padilla and Government Development Bank for Puerto Rico Release Analysis of the Commonwealth's Fiscal Condition
June 24, 2015
Government Development Bank for Puerto Rico Announces Resignation of Chairman of the Board
June 19, 2015
PREPA's Creditors Agree to Forbearance Extension (in Spanish)
June 12, 2015
Puerto Rico Treasury Revenues Total $647 Million in May
June 10, 2015
GDB Issues Statement on Bill 1350
June 5, 2015
Governor PREPA's Creditors Agree to Forbearance Extension
June 2, 2015
The José M. Berrocal Institute for Economics and Finance Welcomes Talented Youth from Different Universities to its 13th Internship Program
June 1, 2015
Governor PREPA Delivers Recovery Plan to Creditors
May 20, 2015
Governor García Padilla Introduces Budget Bill for FY 2016
May 11, 2015
Treasury Collects Over $1.3 Billion in April 2015, Up $152 Million, or 12.9%, Compared to April 2014
May 8, 2015
GDB Issues Quarterly Commonwealth Report
April 29, 2015
GDB President comments on Treasury Secretary's Call
April 15, 2015
PREPA's Creditors Agree to Forbearance Extension
April 10, 2015
Treasury Collects $838.6 Million, a $53.5 Million, or 6.8%, Increase Compared to March 2014
April 8, 2015
GDB President Announces Government Banking Services
March 31, 2015
GDB President Melba Acosta Febo Speaks at "The Puerto Rico Turnaround" Forum
March 20, 2015
GDB Comments on Proposed Amendment to the Puerto Rico Constitution
March 18, 2015
PRHTA Comments on Refinancing of Short-Term BANs
March 17, 2015
GDB Comments on Enactment of Act No. 29 of 2015
March 13, 2015
Treasury Collects $709.3 Million in February, Up by $39.4 Million, or 5.9%, compared to February 2014
GDB President Melba Acosta Makes Firm Defense of Tax Reform Act
February 26, 2015
GDB President Melba Acosta Addresses U.S. House of Representatives Subcommittee on Regulatory Reform, Commercial and Antitrust Law
February 25, 2015
Hacienda Prevails in Case Against Doral for $229 Million Reimbursement
February 13, 2015
Treasury Collects $700 Million in January
February 12, 2015
GDB President Comments on S&P's Ratings Services Action
February 10, 2015
Governor Proposes New Tax System
February 9, 2015
GDB President Expresses Disappointment with Commonwealth's District Court Ruling
Puerto Rico Justice Department Will Appeal the Decision Annulling the Puerto Rico Public Corporation Debt Enforcement and Recovery Act
February 6, 2015
GDB Appoints Todd L. Hagerman as Head of Investor Relations
January 30, 2015
GDB Releases December 2014 Economic Activity Index
January 16, 2015
Treasury Collects $854 Million in December
January 12, 2015
PFM, Inc. Retained as Independent Registered Municipal Advisor (General)
December 24, 2014
GDB Releases November 2014 Economic Activity Index
December 11, 2014
Treasury collects $452 Million in November
Statement from the President of the GDB on the Approval of House Bill 2212 by the Legislative Assembly
PFM, Inc. Retained as Independent Registered Municipal Advisor
December 9, 2014
Joint Statement from the President of the GDB Melba Acosta Febo and the Chairman of the Board of the GDB David H. Chafey Releases
November 26, 2014
GDB Releases October 2014 Economic Activity Index
November 12, 2014
Puerto Rico Treasury Collections Total $676 Million in October 2014, $7 Million above Estimates
October 31, 2014
GDB Highlights Support of PRHTA's Monoline Insurers for House Bill 2212
October 30, 2014
GDB Releases September 2014 Economic Activity Index
Commonwealth of Puerto Rico Provides Update on Fiscal and Economic Progress
The Commonwealth Administration Files Bill to Improve Highways and Transportation Authority's Fiscal and Financial Situation
October 19, 2014
GDB and Treasury Provide Liquidity and Cash Flow Updates
October 15, 2014
Governor Alejandro García Padilla Further Strengthens Puerto Rico's Economic Team
October 14, 2014
GDB Statement on Rating Affirmation
October 10, 2014
Puerto Rico Department of Treasury Issues Statement Regarding Doral Lawsuit
GDB Announces Sale of $900 Million Guaranteed Notes to Banking Syndicate
October 9, 2014
Treasury: First Quarter FY2014-15 Revenues Total Over $1.7 Billion, an Increase of $75 Million, or 4.4%
October 1, 2014
Puerto Rico Treasury Department Obtains Highest Monthly Preliminary SUT Revenues for September
September 26, 2014
GDB Releases August 2014 Economic Activity Index
September 11, 2014
Treasury: July and August Revenues Total $1,065 Million, a 10% Increase in FY 2015
August 14, 2014
PREPA: PREPA Reaches Agreements with Creditors
August 7, 2014
Treasury: Strong Start to FY 2015: July 2014 Revenues Exceed July 2013 Revenues by $129 Million and Estimates by $37 Million
Treasury: General Fund Revenues - Monthly Revenue Estimates distribution
August 1, 2014
GDB Releases June 2014 Economic Activity Index
July 31, 2014
Treasury Secretary and GDB Chairman Comment on Standard & Poor's Ratings Services Report
July 24, 2014
Puerto Rico Government Opposes Doral Financial Corp's Request for Declaratory Judgment and is Committed to Vigorously Defend Interests of the People of Puerto Rico
July 22, 2014
Puerto Rico and PREPA Vigorously Defend the Constitutionality of the Recovery Act
July 17, 2014
Commonwealth of Puerto Rico Provides Update on Fiscal and Economic Progress
July 11, 2014
GDB Chairman and Treasury Secretary Provide Joint Comment on Recent Statements from Ratings Agencies
Public Financial Management, Inc. Retained as Independent Registered Municipal Advisor
Treasury Department: Closing of FY 2013-14: Preliminary Fiscal Year Revenue Exceeds Final Audited Prior Year Revenue by $475 Million
July 10, 2014
GDB and Treasury Reiterate Puerto Rico's Unwavering Commitment to Strengthen the Commonwealth's Credit
July 9, 2014
GDB Chairman and Treasury Secretary Provide Joint Comment on Recent Statements from Ratings Agencies & Reaffirm the Strength of the COFINA Credit
July 7, 2014
PREPA Announces Agreement with Lenders
July 1, 2014
GDB Chairman and Treasury Secretary Provide Joint Comment on Approval of Puerto Rico's First Balanced Budget in 22 Years
Treasury Department Submits Commonwealth of Puerto Rico Audited Financial Statements for FY 2012-2013
June 25, 2014
Governor Alejandro García Padilla Presents Bill for Debt Enforcement and Recovery of Public Corporations
June 10, 2014
Preliminary May 2014 Collections Up $141 Million Compared to Prior Year Period; Exceed Estimate by $29 Million
June 6, 2014
Commonwealth Government Files Petition to Dismiss Doral's Complaint Before the Commonwealth Court
May 15, 2014
Puerto Rico Treasury Department Confirms Doral Financial Corporation's Requested Tax Refund Not Proper in Law
May 9, 2014
April Revenues Increase $196, or 20%, Year-Over-Year; Year-To-Date Revenues Exceed Prior Year Period By $465 Million
April 30, 2014
Joint Statement from GDB Chairman and Treasury Secretary on Fiscal 2015 Budget
April 23, 2014
PRIDCO: Honeywell Aerospace to Expand its Presence in Puerto Rico with a new High-Tech Laboratory
April 22, 2014
Puerto Rico Governor Calls a Joint Session to Deliver the State of the Commonwealth and Budget Address
April 11, 2014
GDB Chairman and Treasury Secretary Comment on Supreme Court's Decision on Teachers Pension Reform
April 8, 2014
Preliminary Fiscal Year YTD Revenues Surpass Last Year Period by $269 Million or 4.6%
March 26, 2014
GDB Interim President Announces New Addition to PRSI
March 14, 2014
Response to Recent Market Speculation
March 11, 2014
Government Development Bank for Puerto Rico Places $3.5 Billion General Obligation Bonds
March 5, 2014
Government Development Bank for Puerto Rico Announces Disclosure of Special Liquidity Update
March 4, 2014
Treasury: Preliminary Collections for February Exceed Estimate by $57 Million; Cumulative Fiscal Year Collections Increased by $491 Million over the Same Period Last Year
Joint Statement from Treasury Secretary and GDB Chairman on Passage of Bill Approving GO Bond Financing
February 28, 2014
Joint Statement from Treasury Secretary and GDB Chairman on Provisional Rating Assigned by Moody's
February 19, 2014
GDB Provides Update on Financing Plans During Investor Webcast
February 11, 2014
Joint Statement from Treasury Secretary and GDB Chairman Regarding Fitch Ratings Action
Puerto Rico Announces Underwriters for Upcoming General Obligation Bond Financing; Reschedules Webcast for February 18
February 10, 2014
Treasury Reports Preliminary Collections for January Total $664 Million; January SUT Revenues Reach Record Amount of $129.9 Million
February 7, 2014
Treasury Secretary and GDB Chairman Provide Joint Comment on Moody's Investors Service's Action
February 6, 2014
GDB, Treasury, and OMB to Host Investor Webcast on February 12, 2014
February 4, 2014
Treasury Secretary and GDB Chairman Comment on S&P's Ratings Services Actions
February 3, 2014
PR Treasury Secretary Announces Final December Revenues
PR Governor García Padilla to Balance Budget for FY 2014-2015
January 26, 2014
Puerto Rico's Fiscal Team Meeting with Rating Agencies
January 24, 2014
Statement by GDB: Comment on S&P Ratings Report
January 15, 2014
Statement from the GDB and Treasury Department on Speculation on the Commonwealth´s Credit
January 9, 2014
PR Treasury Secretary Announces Record December Preliminary Revenue
January 8, 2014
OMB: FY 2014 YTD Expenses Within Budget Driven by Payroll Reduction of 6% from Prior Year and Department of Education Measures
December 26, 2013
GDB Announces Placement of $110 Million in Senior Guaranteed Notes
PR Governor García Padilla Signs into Law Critical Pension Reform Measures
December 20, 2013
Statement by the GDB; Comment on Moody's Rating Action
December 12, 2013
PR Treasury Reports YTD Revenues for FY2014 Up $335 Million YOY and $79 Million Above Budget Estimates
December 11, 2013
Statement by the PR Treasury Department and GDB
November 14, 2013
Statement by the GDB: Comment on Fitch Rating Affirmation
Commonwealth Governor Announces Important Investment and Expansion of Fortune 500 Pharmaceutical Company in Puerto Rico
November 13, 2013
Treasury Announces Measures to Strengthen Efforts Against Tax Evasion
November 6, 2013
GDB Recognized for Excellence in Financial Reporting
November 4, 2013
Treasury Reports Significant Increase of $262 Million in Preliminary Revenues for the month of October 2013
October 31, 2013
GDB Comments on Conference Call About COFINA Legal Opinions
October 28, 2013
GDB to Host Conference Call on October 31 to Discuss COFINA Legal Opinions
October 25, 2013
GDB Reschedules Publication of Economic Activity Index Report Due to Federal Government Shutdown
October 23, 2013
GDB Announces Disclosure of Additional Materials on Website
October 15, 2013
GDB Provides Update on Fiscal and Economic Development Progress
October 14, 2013
Treasury Announces Final First Quarter Revenues
October 10, 2013
Puerto Rico's Fiscal Position is Strengthened by the Passage of Bill Amending Dedicated Sales Tax Fund Act
GDB to Host Investor Webcast on October 15
October 7, 2013
Treasury Announces Preliminary September Revenues Reflecting a $109 Million, or 18% Increase
October 3, 2013
Joint Statement from Treasury Secretary and GDB Interim President
September 30, 2013
Treasury Secretary and GDB Interim President Comment on S&P Reaffirmation of COFINA Ratings and on Fiscal and Economic Plans
September 25, 2013
Treasury Secretary and GDB Interim President Announce Amendments to COFINA Act that Will Facilitate More Cost-Effective Financing for the Commonwealth
September 19, 2013
Treasury Department: July and August Revenues Exceed Estimates (Correction)
September 16, 2013
Treasury Department Submits Commonwealth of Puerto Rico Comprehensive Annual Financial Report for FY 2011-2012
September 13, 2013
The Chairman and the Interim President of the GDB Categorically Deny Laying Off Public Employees is an Option
September 10, 2013
Joint Statement from Treasury Secretary Melba Acosta and Chairman of the Board of Directors of the GDB David Chafey
GDB Comments on Recent Market Activity and Revised Financing Plan
September 6, 2013
Commonwealth and GDB Express Commitment to Transparency and Timely and Accurate Disclosure to Investors
September 4, 2013
Secretary of Economic Development Expresses Satisfaction with Puerto Rico's Ranking in the WEF's Global Competitiveness Report
August 29, 2013
The GDB Announces Successful Placement of $400 Million for the PRHTA
Treasury Department Begins Fiscal Year on a Positive Note
August 26, 2013
GDB Acting President Expresses Confidence about the Fiscal Stabilization and Economic Development Strategies of the Commonwealth
August 19, 2013
Treasury Department Substantially Reduces Fiscal Deficit for Fiscal Year 2012-2013
August 7, 2013
PREPA Successfully Returns to Municipal Bond Market
July 17, 2013
Governor thanks Javier Ferrer for his work
July 12, 2013
PR Housing Department and PRHFA Launch House Purchase Subsidy Program (in Spanish)
July 10, 2013
Fiscal Team Visits Rating Agencies Again
June 26, 2013
Statement Priority Projects Approved Through Public-Private Partnerhships
Statement by GDB-Puerto Rico Highways and Transportation Authority-Act 30 and Act 31 of 2013
June 24, 2013
Governor's Statement in Response to the Supreme Court Decision Regarding the Constitutionality of Act 3 of 2013
June 20, 2013
Government Presents Measures to Address PRHTA's Fiscal Situation
June 18, 2013
Treasury Department Collects $612 Million in May; a 2.6% Year-Over-Year Increase
GDB Clarifies Tax Refund Checks Situation
June 17, 2013
New Executive Vice President for Financing Appointed at GDB
June 3, 2013
GDB's 11th José M. Berrocal Institute for Economics and Finance Internship Program Begins
May 29, 2013
Statement by the GDB about PRHTA $139,875,000 GARVEE bonds (series 2004)
May 23, 2013
Projected Revenue Shortfall for June 30, 2013 Now $295 Million From Original Estimate of $965 Million, a 69% Reduction
May 9, 2013
Statement from GDB President
May 8, 2013
GDB President and Treasury Secretary Visit Rating Agencies Again to Communicate Fiscal Stabilization Efforts
April 18, 2013
Treasury: March Revenues Reduce fiscal Deficit
April 5, 2013
Puerto Rico Enacts Sweeping Pension Reform
March 27, 2013
S&P Places POBs on Creditwatch; Downgrades PRASA's Rating
March 20, 2013
Fiscal Team Continues Efforts Aimed at Communicating the Commonwealth's Plans to Stabilize Fiscal Situation
As anticipated, Fitch Brings PR's Credit Rating to the Same Level as Moody's and S&P's Rating
March 14, 2013
S&P Views Proposed Pension Reform as "Major" and Acknowledges Corrective Actions By Current Administration But Lowers Puerto Rico's Rating
March 12, 2013
GDB and Treasury Heads Stress Urgency of Pension Reform
February 27, 2013
Permanent Solutions to Financial Crisis of Pension Systems
December 21, 2012
GDB Board and Governor's Council of Secretaries Approve Appointments of Javier D. Ferrer and David Chafey, Jr.
December 17, 2012
Governor-elect García Padilla Comments on Moody's Downgrade and New Economic and Fiscal Team
December 13, 2012
Moody's Lowers Puerto Rico's Credit Rating
November 28, 2012
GDB Consolidates its Financial Strength and Supports Puerto Rico's Economic Development
October 2, 2012
S&P Affirms UPR Bonds Classification and Positive Outlook
September 27, 2012
Economic Activity Index Stays Positive
Presentation: Economic Activity Index for the month of July 2012
GDB President to Discuss PR's Successful P3 Activities at Bloomberg State & Municipal Finance Conference
September 7, 2012
Several Government Bond Ratings Affirmed
August 10, 2012
Economic Activity Index on a Positive Path for More than Six Months
Presentation: Economic Activity Index for the month of June 2012
July 3, 2012
Economic Activity Index Marks Fifth Consecutive Month in Positive Territory
Presentation: Economic Activity Index for the month of April 2012
June 13, 2012
Successful Issue by PFC Exceeds Government Expectations
June 8, 2012
Successful Bond Issue by Public Buildings Authority
May 16, 2012
Economic Activity Index Marks First Positive Quarter Since 2006
May 10, 2012
Puerto Rico's Economy on the Right Track
May 7, 2012
Office of Management and Budget: Press Release and Quarterly Budget Review - Fiscal Year 2012, Jan-Mar (Read the QBR)
April 19, 2012
Puerto Rico's Economy Grows at a Greater Rate than Expected
April 12, 2012
Successful Bond Issue by PREPA
April 10, 2012
Economic Activity Index Continues on Positive Terrain in 2012
March 21, 2012
Office of Management and Budget: Quarterly Budget Review - Fiscal Year 2012, Oct-Dec
February 10, 2012
PR's Economic Activity Shows First Positive Growth since March 2006
Presentation: Economic Activity Index for the month of December 2011
February 9, 2012
Office of the Governor: Puerto Rico Governor Announces Loan Guarantees Program
January 12, 2012
Economic Activity Index Rises for Third Consecutive Month
Presentation: Economic Activity Index for the month of November 2011
December 5, 2011
Economic Activity Index Continues on Upward Trend
Presentation: Economic Activity Index for the month of October 2011
November 3, 2011
Economic Activity Index Rises in September
Presentation: Economic Activity Index for the month of September 2011
October 18, 2011
Office of Management and Budget: Quarterly Budget Review - Fiscal Year 2012, Jul-Sep
August 10, 2011
Investors Fully Trust Puerto Rico Bonds
August 8, 2011
Pension System's Financial Situation Affects Puerto Rico's Credit Rating
July 6, 2011
Office of Management and Budget: Puerto Rico Stands Behind its Commitment to Transparency
May 11, 2011
Economy Continues on Upward Path
Presentation: Economic Activity Index for the month of March 2011
April 12, 2011
Office of the Governor: Puerto Rico Governor Fortuño Outlines Deficit-Reducing 2012 Budget
April 3, 2011
The Economy Is Improving
Presentation: Economic Activity Index for the month of February 2011
March 7, 2011
Office of the Governor: Puerto Rico Gets Good Marks from S&P for Fiscal and Economic Progress
February 16, 2011
Office of the Governor: Governor Appoints Juan Carlos Batlle President of GDB
February 11, 2011
$356 Million Successfully Sold in GO Bonds
February 8, 2011
Office of the Governor: Puerto Rico Is Overcoming
February 3, 2011
S&P Reaffirms GDB's Investment Grade Ratings and Stable Outlook
See Full S&P Report
January 31, 2011
Office of the Governor: Puerto Rico Tax Reform Enacted
January 20, 2011
Office of the Governor: New Positive Rating for Puerto Rico's Credit
See Full Fitch Report
November 29, 2010
Office of the Governor: PR's Credit Outlook Improved and Economic Activity Shows Improvement
See S&P Release and Full Report
September 21, 2010
Launching of Desarrollo para el Pueblo, a Program Promoting Entrepreneurship and Employment Generation
September 3, 2010
Economic Activity Index Fell in July After Five Consecutive Months of Improvement
See Presentation
August 10, 2010
Moody's Reaffirms A3 Rating for Puerto Rico's Credit
June 23, 2010
GDB Announces Fourth Consecutive Month of Economic Activity Index Growth
June 8, 2010
Government Development Bank Announces Upcoming Bond Issues
May 24, 2010
GDB-EAI Increases for the third consecutive month
May 4, 2010
Treasury Department: Treasury Department Changes Reporting Methodology for Sales and Use Tax
April 25, 2010
Economic Activity Index for the month of March 2010
April 22, 2010
Electric Power Authority´s successful bond sale exceeds $1.3 billion
April 21, 2010
Puerto Rico Bonds Safe from Junk Status Danger
April 20, 2010
Office of the Governor:Puerto Rico Gets "A3" Rating, the Highest Assigned by Moody's to the Local Government Since 1975 Only in Spanish
March 28, 2010
Electric Power Authority Successfully Places $822 million Bond Sale
February 25, 2010
Office of the Governor: Fortuño to name Special Com-mission to Reform the Government's Retirement System
February 5, 2010
Supreme Court Upheld Act 7
February 3, 2010
Treasury Department: Treasury Department Reports Revenues for December
January 30, 2010
GDB Economic Activity Index for the Semester Ended on December 2009 Reflects Further Initial Signs of Stabilization
January 28, 2010
GDB Successfully Sells COFINA Bonds
December 30, 2009
GDB Economic Activity Index for November 2009 continues to show signs of stabilization for the Puerto Rico Economy.
December 27, 2009
Record $1,623 Million in GDB Notes, More than Double Expectations, Garners Solid Support from Puerto Rico Investors
December 1, 2009
Treasury Department: Treasury Department Announces October's General Fund Net Revenues Four Month Total Exceeds Projections By $33 Million
November 27, 2009
GDB releases Economic Activity Index for October 2009.
November 23, 2009
GDB Announces Upcoming Bond Issues
November 11, 2009
Council of Economists to Advise the Governor. Members HERE
October 30, 2009
Treasury Department: Treasury Revenues Exceed Estimates by $23 million
October 28, 2009
GDB and P.R. Tourism Company Grant $62 Million Loan to Complete El Condado Duo and Generate 1,182 Permanent Direct Jobs
September 25, 2009
Fiscal Reconstruction and Stabilization Board (FRSB) Announces Final Round of Layoffs
September 3, 2009
PPPA: P.R. Public-Private Partnerships Authority's Proposed PPP Regulations Available for Public Comment
September 1, 2009
Office of the Governor: Governor Announces Board Members of Public-Private Partnerships Authority
August 21, 2009
PR Planning Board: Planning Board Revises Economic Figures: GNP Declined in FY2009 and Forecast Improvement in FY2010
August 17, 2009
Office of the Governor: Governor Presents his Administrations' Legislative Agenda
August 10, 2009
PPPA: P.R. Public-Private Partnerships Authority Launches its Website
August 7, 2009
Office of the Governor: Sale of Economic Cooperation with Puerto Rico Savings Bonds Begins Throughout the Island
List of Participating Institutions (only in Spanish)
August 6, 2009
FRSB: U.S. District Court Upholds Validity of Act 7
August 6, 2009
Treasury Department: Treasury Department Exceeds Revenues Estimate
July 1, 2009
Governor signs budget for fiscal year 2009-2010
June 8, 2009
Office of the Governor: Governor Signs Public-Private Partnerships Act
May 18, 2009
Office of the Governor: P.R. Bonds Get Better Grades: Moody's and Standard & Poor's Upgrade COFINA Bonds
April 29, 2009
Deficit Certification Letter, Signed by P.R. Treasury Secretary, GDB President and P.R. OMB Director Only in Spanish
January 8, 2009
Office of the Governor: Governor Receives Fiscal and Economic Reconstruction Advisory Board�s Recommendations
See the Executive Summary of the Report to the Governor on Fiscal Reconstruction by the Economic and Fiscal Reconstruction Advisory Council
January 3, 2008
GDB appoints: Luis I. Alfaro as EVP and Director of Financing, Camille Toro SVP and Director Infrastructure Development Projects Financing and Julio Caraballo VP and Acting Treasurer


text:
I wish I had some big accomplishment to report from my summer thus far; however, my life at present is quiet, rather pleasant, and SLIGHTLY dull. I have always maintained a motto that does not allow for me to call my life boring. I would rather see the excitement and joy that life has to offer rather than be impacted by my life's predictability. Am I losing sight of God's purpose for my life? I hope not. This feeling of mundanity is rather discouraging. I can name solutions to this problem, such as getting involved at church, going out and meeting new people, finding a hobby, and just serving people in whatever way I can. But these solutions are easier said than achieved. I was asked to take charge of the bulletin at church, and although it seems a rather intriguing option that surprisingly I have not taken part in as of yet, I am hesitant as it would be a job involving only myself, and sometimes that is not so fun...but in fact rather lonely. As for meeting new people...I am excruciatingly shy, and I often don't know where to begin looking for these people who are just waiting to be MY friend. I have been doing a little bit of art work lately, but I am so impatient, and I become easily discouraged with my blatant lack of talent. And service. This one I can generally do just wherever I am, but it is somehow not filling the gaps of my unsocial little existence.
And so, I am left not quite knowing how to break free of the dullness of my life at present. I had a similar predicament last summer, and somehow got through. Perhaps the repetition of circumstances is God's way of saying, "Jennie, you have not yet truly learned what it means to be a follower of Christ in the dull times of life." Perhaps I have not. In fact I am sure of it. Patience and endurance are spirtual disciplines that I have yet to perfect. So I suppose this must be my prayer. "God, please show me how I can follow you and serve others at THIS time in my life."
Aside from the predicatment of finding life rather dull, I am enjoying being able to spend my evenings with my nose firmly in a book that is not homework related. Ahhh. I have gone back to rereading for the hundredth time some favourite childhood books such as Anne of Green Gables, etc. I have been working part time at the daycare, and I start full time work as an office assistant on the 22nd. It has been nice to work at the daycare, although I find it rather strenuous. There is a lot more chasing kids around and shouting commands than there is actually being with, and nurturing the little blessings. I am afraid to report that there are a couple of children that do fit into the holy terror category and find it their greatest delight to torment the "teacher" who doesn't really know what is going on, and try to get away with unpardonable things, such as not wearing any sunscreen because "it gets in my hair" followed by heart wrenching sobs in the coat room (Simon, age 3). AWWW! My heart can't take it I tell you!
I am a little nervous about starting work on Tuesday, although I'm sure I will live through it. I am much more worried about my road test that is looming over my head like a persistant black cloud of self-doubt. I drove for 2 hours yesterday, and only managed to stall at an intersection once. Also, I nearly ran into a yield sign. These mishaps aside, my mom has great faith in me that I am a good driver, and will do fine on my test. Now if only I could believe that as well. Among my need to trust God in the dull moments, I have also been struggling to relinquish my fears of driving. My mind says that I could permenently embarrass myself with my poor driving skills, and even worse, harm or kill someone. Heavy thoughts like this continue to torment poor lil' me.
Well, it is late and I should go to sleep. I am tired from pouring out the depths of my soul. There's more to pour, but I should save some of it for another day, when I am feeling less cynical about life and my abilities.

subset: commoncrawl


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By registering with The Hungerford Surgery Online Services you can access many of the practice services safely and securely via the web. Patients of The Hungerford Surgery may use this service at any time, 24 hours a day, 7 days a week. You should not use this service for emergencies or urgent requests. In these circumstances always contact the practice by telephone immediately, or if the practice is closed, the Out Of Hours service.
To re-register for SystmOnline please come into the Surgery with a Photo ID. We will no longer be accepting registrations for the Patient2Practice service.
SystmOnline will give us the opportunity to extend our range of online services.
To use this service you will need a username and password which can only be supplied by reception staff. Please note that we can only give this password to the named patient not a representative. You will need to bring photo ID (where possible) and proof of your address and a member of the team will be able to issue you a password. This additional level of security is required because by using this new system you will now be able to directly access a summary of your medical records.
You can download, print and complete the application form to use SystmOnline before you come into the surgery, alternatively you can collect a form when you come in.
Once you have received your password you will be able to log onto the new online services.
Please note: you may need to wait one hour from your password being issued to you before logging into the online services. You will be able to change your password to something more memorable to you once you log on.
These services use the same level of security as used by online banks. Only the practice sees the data you are sending. No-one else has access to the information.


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Arthritis affects millions in the United States every year, and though the disease is common, it is not very well understood. Arthritis is a general term referring to any joint disease, and there are a hundred types of arthritis and becomes more common as people age. It occurs more on women and it is the leading cause of disability in the United States. Osteoarthritis is the most common type of arthritis and its main cause is the degeneration of the cartilage between the joints. Though osteoarthritis can develop to anyone, there is a list of things that one can do to manage it, and here are the following:
Exercising and stretching before going to bed to feel better the day after
Being in the right position when sitting, and taking a walk few hours apart
Avoiding of repetitive movements
Managing the weight by dieting and saying goodbye to smoking
Pacing of the activities you are into to avoid damaging the joints
Aside from the self-help treatment, people can also visit therapy centers that could help them in rehabilitation like the Osteo Relief Institute. Osteo Relief Institute is a New Jersey based medical facility that offers treatment for arthritis. Osteo Relief Institute is also employing a number of friendly staff that is ready to help the patients. Whenever someone wanted to visit the facility, all they have to do is call the Osteo Relief Institute hotline and talk to one of their friendly staff and set up an appointment (http://www.phillypurge.com/2017/08/01/new-jerseys-osteo-relief-institute-offers-hope-for-arthritis-sufferers/). A number of treatments is available, and people are frequenting the facility because of the effectivity of their treatment. Some people who have been in contact with different orthopedic surgeons and never received any assistance at all have stated their gratitude towards the excellent customer care that Osteo Relief Institute has provided them. For those who are suffering from osteoarthritis, they will be advised to undergo a number of sessions, usually taking up a number of weeks or so. However, after all the sessions have been finished, the results will be wonderful, as if you just have been transferred in a new, regenerated body.


text: Netball Super League 2015 Share Facebook Twitter Whatsapp Email Official Website Start Sun 8 February 2015 11:00 End Sun 8 February 2015 17:00 Venue Toa Payoh Sports Hall Sport Netball Name of Organiser Netball Singapore Email firstname.lastname@example.com Contact No. 63465063 Contact Person Jane My Role Organizer/Administrator Singapore's most elite netball teams come head to head as they fight to clinch top honours. Netball Super League Round 5: 11.00am Magic Marlins vs Blaze Dolphins 1.00pm Mission Mannas vs Tiger Sharks 3.00pm Sneakers Stingrays vs M1 Sunfish Get Feedback Download iCal Card


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Sanjay Gupta's Jazbaa is surely one of the most anticipated films of the year. On 9th Oct, finally our wait to see Aishwarya Rai Bachchan on the big screen after five years will be over.
We are sure, like us, everyone is eagerly waiting for the film. So, here we have come up with a few reasons why everyone is keen to watch Jazbaa.
1) Aishwarya Rai Bachchan's comeback:
Aishwarya's last film was 'Guzaarish' (2010). We all remember that she gave a mind-blowing performance in the film. And now, she is back with a bang. Believe us, the trailer of Jazbaa was enough to know that the actress will be coming up with a great act.
2) One liners by Irrfan Khan:
'Toh Aap Bataye Main Kyan Singham Banke Ghumoo', 'Teri Amma Ne Jiske Baare Mein Nahi Bataya Main Tera Woh Baap Hoon', etc. These one liners mouthed by Irrfan in the trailer of the film are so entertaining that we can't wait to hear some more of such dialogues in the film.
3) Aishwarya Rai Bachchan and Irrfan Khan's pairing:
Well, Jazbaa is not promoted as a romantic film, but with the promos and a song, we come to know that Ash and Irrfan are paired opposite each other. Their jodi is one of the most unique pairings we will see in Bollywood.
4) Sanjay Gupta's direction:
In the past, Sanjay Gupta has given us some fantastic action thrillers; and if we go by the trailer of Jazbaa, the movie doesn't look like an exception. We don't really have any issue with the green colour used in the film. Come on, everyone has a style of helming a film and that's Sanjay Gupta style.
So guys, gear up; 9th Oct isn't too far.


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Atmos Cardigan
Pattern Type: Knit
Difficulty Level: Intermediate
Sizes Included: 32.25" , 36", 39.75", 44", 47.75', 52.5", 55.75" , 60", 64.25" finished bust
Yarn Lines: CotLin DK Yarn
Yardage: 822 - 1644
Needles/Hooks Suggested: Size 9 (5.5mm): 30-60" circular needles and DPNs (or 2 circulars or 1 long circular Magic Loop)
Fiber Type: Wool & Blends
Weight: Bulky
Please Note: This pattern has errata - if you purchased it before 08/24/2015. The corrected version is available in your pattern library.
Chic, yet versatile – the Atmos Cardigan is a longer, tunic-length garment that adds the warmth of an extra layer in effortless style. Worked from the bottom up in one piece to the armholes, Atmos is then split to work the front and back panels separately. The button bands are worked simultaneously with the rest of the cardigan while the pockets are placed in the center of the Diamond Cables running up the fronts. The slightly puffed cap sleeves are picked up from the armholes and are shaped with short rows. Finally, Atmos is finished off with a folded ribbed collar.
Finished Measurements: 32.25 (36, 39.75, 44, 47.75, 52.5, 55.75, 60, 64.25)" finished bust measurement; garment is meant to be worn with 0-2" of negative ease.
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Who Uses This Software?
AAC serves membership organizations such as fitness centers, Martial Arts schools, dance studios, boxing clubs, kickboxing gyms, personal trainer groups, tanning salons and promotional groups.
Average Ratings56 Reviews
Ease of Use
Customer Service
Product Details
Starting PriceNot provided by vendor
Live Online
SupportBusiness Hours
Vendor Details
- Affiliated Acceptance Corporation (AAC)
- affiliatedacceptance.com/
- Founded 2000
- United States
About AAC
AAC makes payment processing for your recurring fitness business memberships simple and affordable. Our payment processing options are also backed by our full service billing services. Chargebacks, stop payments and other disputes are handled by our well-trained customer service team to help regain lost revenue and retain your customers long-term.
AAC Features
- Deferred Billing
- Dunning Management
- Multi-Currency
- Multi-Period Recurring Billing
- Payment Processing
- Recurring Invoicing
- Recurring/Subscription Billing
- Self Service Portal
- Billing Portal
- Contact Database
- Contingency Billing
- Customizable Invoices
- Dunning Management
- Hourly Billing
- Mobile Payments
- Multi-Currency
- Online Invoicing
- Online Payments
- Payment Processing
- Project Billing
- Recurring/Subscription Billing
- Tax Calculator
- Buy Side (Suppliers)
- Completion Tracking
- Compliance Tracking
- Contract Lifecycle Management
- Electronic Signature
- Full Text Search
- Government Contracts
- Pre-built Templates
- Sell Side (Customers)
- Specialty Contracts
- Version Control
- Workflow Management
- Attendance Management
- Class Management
- Event Management
- Online Registration
- Rank Management
- Scheduling
- Student Management
- ACH Check Transactions
- Bitcoin Compatible
- Debit Card Support
- Gift Card Management
- Mobile Payments
- Online Payments
- POS Transactions
- Receipt Printing
- Recurring Billing
- Signature Capture
AAC Reviews Recently Reviewed!
Great relations and communication with AAC
Likely Extremely
Pros: Retention of expired contracts and the ease to look up old and reinstate.
Email options, reports options..
Cons: Picture ID and basic membership exp date etc should show up on check in screen like the first software version of this software from 15 yrs ago. Current software screen times out and freezes the check in screen requiring constant employee attention. Membership freezes.... we should be able to have more control this function...without having to contact customer service to freeze a contract. When the internet is down, my door control and check in functions are crippled.. With the Dos version it was all in house operations here.
Overall: Used for 20 yrs.... have grown with it
Overall it has been good. The people at AAC are always extremely helpful
Pros: Excellent speed; no data loss issues; lots of information for business decision making process. AAC seems to be changing and improving software regularly. Software does great job keeping historical data in a easy to retrieve format.
Cons: Wish the process of entering new contracts could be improved - eliminating the need to save and go back etc. Also would like to see online membership sign-up - our competition has it
Professional and helpful
Pros: Easy to use. Very user friendly and the team at AAC is always willing to help as much as they can. Able to use in any computer with internet access.
Cons: Takes some time getting used to, not able to have immediate posting-takes 24-48 hours. Could be better with an easier retort system. Takes too long to make a report for details and I have to go back and set the same permaters every time, saving the permaters could be helpful.
Customer since 2010 and I love it
Likely Extremely
Pros: I have always received the best customer service, from when we first set up the software to last week when I had questions about a transaction. They understand my individual priorities as a business owner and they have never pushed any product I didn't need.
Overall: I've been able to manage payments and memberships easily allowing me to focus on the development of my program. The updates are always done at a time when it does not affect my operations
Simple, easy and worry free. AAC takes care of all billing related issues.
Likely Extremely
Pros: The platform is extremely easy to use and understand. Also the customer service is very friendly and patient.
Cons: When entering a new contract or new client information, the system will block you if the email is a duplicate.
Overall: I am terrible with numbers and in really hate chasing clients for money. AAC takes that out of my hands allowing me to focus on being a great teacher making my client relationships smoother.
AAC has always been great! Straightforward, easy to use, and on top of any customer issues!
Pros: It is super easy to use and allows me to add or change as I need to. It compliments my martial arts school well and their check in software helps me keep track of my students, their attendance, payments, progress and all....super easily!
Cons: I wish it would merge better with Quick Books. I have to manually enter each transaction, which can sometimes be tedious!
Customer service is awesome. The cost is high.
Pros: Easy to use. Customer service is great. We love carrie. Someone is always there to help. It does everything we need in our facilities.
Cons: The monthly cost. 5% is high. We also have to do a lot of the collections. I have researched other programs and have found some cheaper softwares. We are used to this system but it's getting expensive as we grow.
The one program that's had the most positive impact on our billing and payment processing services
Pros: From day one, AAC made our payment processing systems much easier to use. It streamlined many of our independent processes into one piece of software. It has lead to increased productivity within our entire accounting department.
Cons: AAC seemed a little overwhelming at the beginning because it was so full of features. We didn't know where to start. We did some training and eventually learned just how useful AAC is. Now, we adore the customization, speed, and ease to use.
Overall, once you've navigated through the process, not too difficult.
Likely Extremely
Pros: Like the ease of changing form of payment. Like ease of posting payment. Like the customizable reports.
Cons: When entering a contract with same email, rejects email. I would like to be able to change email to one in existence. Would like to be able to post payment to tuition only, not to fees.
Overall: Easier than calling all the time.
I have been a "Raving Fan" of AAC payment processing for about 20 years!
Likely Extremely
Pros: We have been using Martial Arts Express as our Front Desk System Software. We find it to be simple and efficient to use.
Overall: The integration of the AAC software with the AAC full service billing makes our job much easier. We appreciate not having to enter data into two different systems. I highly recommend AAC particularly for Billing!
easy and simple! when I need to contact with agent I don't have to talk with machine!
Pros: AAC software is easy to report all the contract and track what they buy. and also good easy to track payment history.
Cons: I like software everything is fine. but If I have to say its not let me know when is students expiration date. so I have to check up every single students expiration date.
They are awesome!!
Likely Extremely
Pros: All of Itycity system is awesome! Most favorite part is Global Active Payment Detail. Also, if someones wants to freeze their contract I could change right away.
Overall: AAC collect our students tuition for a month. then send me a whole budget in 1st day of month. It helps for keep healthy business. They are awesome!
Good Customer support. System was easy to figure out for beginners.
Likely Extremely
Pros: No swipe card needed for new members. Also, steps for putting in new members is pretty self explanatory.
Cons: Rewriting contracts has lost us data in the past. When a member changes their gym plan, calling Customer service has worked better.
Overall: Simplicity and customer service its 2 biggest assets.
I have owned my fitness center for 33 years and have used ACC for the past 20 very satisfied.
Pros: Easy to use and great customer service. Never had a problem with any drafts and good communication from Affiliated Acceptance.
Cons: Sometimes takes a while to get the month end Finanicials. And I am not real technically savvy so it takes me some time to navigate the system.
Best billing company in the business
Likely Extremely
Pros: client care is very friendly and very professional. the ease of working with their software.
user friendly software. The software is easy to use and understand, we like it a lot.
Looking forward to many more years with AAC
Overall: track sales and records.
Awesome service and overall quality!
Pros: It's easy to use the program and customer support is great. I also like the integrated collections features
Cons: I think it should be easier to customize reports. When pulling the canned reports, it is hard to change fields to pull a more custom result
Overall good experience using AAC
Pros: Pretty easy to enter contracts, great customer service on the phone when needed. Lots of options of reports you can set up automatically. Easy to go in & make changes if needed.
Cons: That you can't use a tablet to use the software or enter contracts. Before they "upgraded" the site you could. Also if you enter a contract on a wed the 1st available date for 1st payment won't be until mon or tues. Before you could pick fri if entered on a wed
I've had no real trouble. Been using it for quite awhile now.
Likely Extremely
Pros: Does it's job. No major issues. Plenty of help if I have trouble. Keeps track of everything, reports are pretty good. Over all I'm happy with it. You guys sure want me to say a lot about this product.
Cons: A little Ridgid. Could be more user-friendly. Again, I can sum up what I need to say in a few short sentences.
Overall: It keeps track of my student base. Who pays who doesn't ect. I just need something simple, this does the job.
We have been working with AAC since 2001. Very happy with their service.
Pros: We like the changes and all that it can do. So much potential. We love being able to see all of our accounts. We also like that we can limit what staff members can see.
Overall: We have not had time to completely go through the new changes, even now, more than a year after it has changed. It is our fault, not AAC. Just caught up in day to day running. Would like a tutorial. When we do have questions they are excellent at answering and helping us through it.
Very happy with the updated format, easy reporting, and great customer service.
Likely Extremely
Pros: I have been with a AC for almost 10 years. I think for my application it is perfect. They have great customer service the functionality is super intuitive, and I really have zero complaints. I would highly suggest anyone thinking about using a system for their gyms to strongly consider a AAC
Overall: It streamlines all of my reporting. And manages all of my clients payments.
AAC is the lifeblood of my business. Eighty percent of the income for my dojo is processed by them.
Likely Extremely
Pros: It allows me to upload new clients and print customized reports. It's nice to be able to go back and look at monthly activity in the past.
Cons: I wish I could make changes to existing accounts myself (monthly payment amount, editing previously uploaded contracts, special payments, etc.)
Overall: Allows me to process monthly payments, which is how my dojo takes in 80% of its income.
worst data transfer experience ever
Pros: nothing. software always had glitches such as random access lockouts on members who should have access when access control system is linked to software, canceling accounts that should have auto renewed etc. Staff did make every effort to help with issues though.
Cons: rarely worked properly. more problematic then helpful. fairly complicated to use, could not edit membership without re-writing the entire account. Shut off all access fob to every member when canceled.
Vendor Response
by Affiliated Acceptance Corporation (AAC) on March 05, 2019
Hi Ty, I¿m sorry to hear about your negative experience with data transfer. We are excited to share that we joined the Daxko family of brands and can now offer best-in-class software to match the level of service we provide on the billing and payment processing side of AAC. Please reach out to us to learn about our new software options!
I have been with AAC since 2000
Likely Extremely
Pros: pretty simple once you get the hang of it! Helps keep billing running smooth and the cost is reasonable.
Cons: the update was very difficult and I lost some functionality i was used to. The initial loading of records and terms is confusing and i expect this will improve soon.
Overall: billing. would like to know more about martial art program but it was hard to get this info.
Very easy to use on the PC. Always friendly people to talk to.
Pros: Easy step by step navigation. Fast response time. System loads very quickly and ready for fast entry. Perfect my needs as a small school owner.
Cons: Wish it was mobile friendly. Not always near computer so having mobile access would be great. Cannot always edit info if a customer is in the negative. Has been an issue for a few customers.
Great personal service anytime we need it
Pros: Ease of use...I don't have to dig around to find what I'm looking for, and I can teach my team easily. I also love having a single point of contact for all of my account needs
Cons: Fees and their explanations...what's a "credit card discount fee" and why is it 10x the amount of the "credit card processing fee" ??
Likely Extremely
Pros: I AM NOT A COMPUTER PERSON- I PICKED IT UP PRETTY EASILY...WHEN I CALL CLIENT SERVICES-THEY ALWAYS EXPLAIN IN DETAIL. ALWAYS THERE-NO MATTER WHAT HOUR.THE MONEY FOR AAC SERVICES IS PRICELESS. MOSTLY I LIKE THE SERVICE AND THE EASE TO RUN AND CHANGE OR AJUST CONTRACTS...VERY SATISFIED WITH OVERALL SOFTWARE.
Cons: I WOULD LIKE TO HAVE THE OPTION TO SCAN AND SEND THE ACTUAL CONTRACT HARD COPY. MORE OF UPDATES TO ME ON CONTACTS THAT ARE RECIEVING LETTERS -MAYBE AN EMAIL COPY -SO WHEN I DEAL WITH THEM I LOOK LIKE I KNOW WHATS GOING ON.SOME KIND OF REASURANCE THAT THE CONTRACT WAS PROPERLY DONE .
Overall: HELPED ME MAINTAIN MY BUISNESS
Wonderful customer support.
Pros: Ease of use and lots of data accessibility . I can view reports and logs in multiple ways and I've never had an issue finding something I was looking for.
Cons: It can get a little overwhelming sometimes. Theres so much to view and see, sometimes it can be a little much.
ACC has been a great help to our business!
Likely Extremely
Pros: What I like most about the software is the ease of use and the value I receive for the money. It has helped streamline our business and increase effectiveness and efficiency.
Overall: The software has helped streamline our business and increase our effectiveness and efficiency.
The software is functional but not user friendly.
Likely Extremely
Pros: All the feature I need are present. The interface seems to be designed by a person who is designed it for themself and that feels normal to them as opposed to the client
Cons: Seems to be designed for a system admin as opposed to a client. Same feed back. Poorly designed interface for client
Nice to work with students doing what we do best without worrying about payments
Pros: It allows you to manage your business. When acceptions need to be made on a case by case basis you can manage that however when there is a customer attempting to just get out your conversations are strict with the contract terms
Cons: Wish collections were collected better, however haveing a non pay doesn't happen often. Wish cc payments when declined would rerun in few days instead of only doing so with customer asking for it to be done
Long time customer since 2001. Have always received great service.
Pros: Liked the old system better. This software is functional, but is unnecessarily difficult to navigate. Need fewer screen for new customer entry and edits.
Cons: It is not intuitive, and the screens to do flow smoothly. I should be able to enter in a new customer contract on one page.
Customer Support is very friendly and professional on what they do!
Likely Extremely
Pros: The software is easy to use, and the customer support is very good compared to other products we have used.
Cons: I wish that AAC implement more features such as automation emails for clients, and also that the customer portal is little bit more easier to use.
AAC makes my work so easier and comfortable !!
Likely Extremely
Pros: After sign up my students and upload to AAC, then I don't need work with payments until finish the contract. that's my favorite part !!
Overall: I don't need to work too much, I don't need to get any stress from payment, Best thing is when they do cancellation... I don't worry anything.
Always helpful whenever I call. Great Billing company for all our needs.
Pros: Entering new contracts and cancelling old ones is very easy and intuitive. Never a problem. Whenever we have a question I pick up the phone and always get a quick, pleasant response from customer service. Great team!
Very easy to use. Customer rep is very helpful.
Pros: I like how I am able to log in and do what I need to do with no issues. You guys keep it simple which is great.
Cons: Sometimes it doesn't update properly or I'm not informed of updates. I usually can work through these.
Functional but has a lot of room for improvement
Likely Extremely
Pros: Billing is somewhat simplified for business owners with collection service built in. The tech support is very responsive too. Client service department is very polite and responsive also.
Cons: No Mac OS support. No unified all in one software. No web integrated client management software. Very difficult to use software for communication purposed between students and management.
I have been in business since 2010 and have used AAC since day 1. Awesome job!
Likely Extremely
Pros: The software is easy to use. If there are any questions or concerns, customer service is there to help.
Overall: There have been hiccups in the past but AAC is always improving the software making it more customer friendly.
I really enjoy working with AAC. Thank you for the years of great service.
Likely Extremely
Pros: Simplicity.
Cons: I do not like how I'm unable to set my draw date to the 1st if I get a contract anytime after the 25th or so. Also could make mobile access a lot better.
Great and easy to use
Pros: Easy to use and costumer service are quick to answer questions, never had problems with them at all
Overall: The billing customer care reps are nice.
Such a professional group. They are so easy to work with and helpful. Always friendly when I call.
Pros: The user interface is pretty easy to use. If you get lost, they are only a friendly phone call away. Never had an issue ever.
20 years, loving it!!
Pros: So simple and convenient! My customers love that it's so easy to use I love that there's very little for me to do. It is safe and secure no worries here!
Okay for basic work but not enough functionality. Clumsy interface.
Likely Extremely
Pros: It does a basic job. Can handle uncomplicated data entry most of the time. Can automate basic reports.
Cons: Clumsy interface. Have to call customer service for very basic things like updating a customer address. Won't let me change billing dates. Doesn't allow special payments after the first one. Gets stuck and refuses to complete things like updating a client's method of payment. Customer service gets a lot of calls do do things I should be able to do myself online. Using this software is like traveling back in time 10 years and using a program someone wrote for a comp sci class.
Overall: Can enter my own contracts and save on fees.
Not quite all the functionality needed for martial arts
Likely Extremely
Pros: affordable for features offered, client services helps when I can't get the software to do what is needed
Cons: Report titles are confusing, not easy to sort, and hard to update. Have had multiple issues with saving/editing.
Overall: collection services
Does everything we need it to do...
Pros: The customer service is great. Friendly and helpful. Quick to respond and they take care of problems fast.
Cons: It would be nice if it was a tiny bit faster, but generally speaking, once you get used to it everything works well.
I have always had a great experience. It is user friendly and the customer service has been exellent
Likely Extremely
Pros: User friendly, simple, effective. It is easy to navigate around. I also like the different forms that can be viewed and printed. Make it easy for taxes.
Cons: I would love you all to add an APP!.... So we can use the school management program/software on a tablet, iphone etc. Also, maybe add the contract upload portal within the main software website.
Overall: Helped organize and grow my business effectively and efficiently
Great customer service and response time
Likely Extremely
Pros: Very user friendly and very modern. It's very self explanatory when going through the steps in putting in contracts.
Cons: A little issue when switching to the new updates, but that was just for a bit and the case for all new updates.
Overall: We get a lot of different analysis report ranging from customer to financial and it can be pulled up with excel.
Overall, good experience.
Pros: Personal customer sevice and ease of use. I like that you call the 800 number and get a person not an automated system.
Cons: New platform (ityCity) has some functionality issues. Caused some issues with billing for my students. Right now, when I search for a student, not all of their accounts show up on the search list. This caused me to duplicate some accounts.
Simple, user-friendly interface.
Likely Extremely
Pros: Loading new customers is easy. I like that I can search by customer or student name. Being able to see reports is a nice plus.
Cons: The names of the reports are similar, so sometimes I get confused on which one I want to pull up. Can't really think of anything else negative about it.
Affiliated never puts me on hold and always answers my calls.
Likely Extremely
Pros: I think that AAC has a user friendly service that helps my business be efficient. I hope to work with this organization in the future.
Overall: AAC was very helpful in making my business flow. I think that they are extremely reliable with updating me on changes that occur with clients. Thank you!
Easy company to work with
Pros: Customer service is great very knowledgeable and helpful staff. If they don't know the answer they find someone who does.
Cons: Not a lot of online functions to work with. It would be nice if it had more online tools to work with


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On Sunday, September 15, an exhibit of the collage works of Ingrid Freidenbergs of Lakeville, CT opened in the MLT Gallery at Wisdom House.
About her work, Ingrid says: "In collage, one can restructure and rejoin parts from the past, from private passions, from the lost, from a shattered world. World War II transformed my life. Collage has become my mode of expression; a cure for a disordered life."
The exhibit will be at Wisdom House until December 31, 2013.


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What is convergence? The simplest meaning is, "the approach of two separate elements towards a common objective."
When this occurs in life it seems to make things easier and flow naturally. It makes different activities come together as if they were a whole. Somehow a container emerges with convergence that allows all the disparate parts that feel so stressful when thought of separately to come together in a way that is pleasurable and enjoyable. This weekend I had convergence in my personal life. I was able to see my granddaughter, do something nice for my daughter and son-in-law, spend quality time with my daughter, show up for my goddaughter at an important event in her life, have some laughs with my busy sister and do some caregiving for my mother. It was the perfect balance of giving and taking. It made me feel so coherent, accomplished and full.
What I hope to figure out this summer is how to achieve convergence in my professional life. Can the technologies, tools and content from my academic life ever merge with the technology, tools and content of my fashion media content producer life? Do I have to displace the old to do the new? Or is there something entirely new 'becoming' that can occur?
What are your thoughts on the questions I am posing?


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Reply sonia Is olive oil fantastic for massaging boobs to enlarge them.the amount time it consists of?
Breast implants may possibly make it additional very likely for cancer cells to grow, and so they can also interfere with breastfeeding.[12]
Reply Priya Yaay! These tips really worked Primarily the therapeutic massage. My boyfriend is delighted with the improvement, how do i get breast actives simply because i have been massaging with olive oil
Up coming, lift your suitable hand off the ground and faucet your remaining shoulder. Spot your ideal hand back on the ground. Then, lift your remaining hand off the ground and tap your suitable shoulder. Place your still left hand again on the ground. That's one particular rep.
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Liu Qingyun was quite a hit with households across south-east asia in comedies from the 90s. As a well-known Hong Kong actor, he takes frequent roles in movies, though I haven't been following the Asian movie industry for quite a while, hence I wouldn't be able to tell you what exactly he's been up to recently.
So… I was having dinner with the family in a small tucked away Japanese restaurant tonight in Sai Kung, Hong Kong, and Mr Liu was sitting at a table across us with his cronies. It wasn't unusual to see celebrities as many live around Sai Kung, so it really wasn't cool to stare. Their table was less rowdy than we expected, presumably they were on good public behaviour. A couple with their young son was leaving, and wanted to meet and greet Liu, who modestly and warmly reciprocated. The father tried to make the young son say a fond farewell, but in the guileless innocence only a young boy can pull off, his high voice rang clearly through the restaurant, "But I DON'T KNOW this guy!!"
There is nothing like having a child bring one back to earth.
It's ok, Mr Liu, we Gen X-ers still love you, even if the i-Gen kiddos don't know you.


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We used and hand-tooled patent disclosures page [HAND] for a while before switching to one provided as part of our Privacy Policy infrastructure [PP]. The old one is not being maintained. Ian, who is wise about these things, recommends that we redirect HAND to point to PP and make sure the the next versions of all the docs point to PP. The docs that need to change are [RQ23], which I'll handle, and the protocol doc [PROT]. Kendall, can you update PROT? [HAND] http://www.w3.org/2001/sw/DataAccess/Disclosures [PP] http://www.w3.org/2004/01/pp-impl/35463/status [RQ23] http://www.w3.org/2001/sw/DataAccess/rq23/ [PROT] http://www.w3.org/2001/sw/DataAccess/proto-wd/ -- -eric office: +81.466.49.1170 W3C, Keio Research Institute at SFC, Shonan Fujisawa Campus, Keio University, 5322 Endo, Fujisawa, Kanagawa 252-8520 JAPAN +1.617.258.5741 NE43-344, MIT, Cambridge, MA 02144 USA cell: +81.90.6533.3882 (email@example.com) Feel free to forward this message to any list for any purpose other than email address distribution.Received on Wednesday, 29 June 2005 01:10:23 UTC
This archive was generated by hypermail 2.3.1 : Wednesday, 7 January 2015 15:00:47 UTC


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The plan is to evolve the middle of the wood as continuous cover forestry by managing and supplementing natural regeneration to favour indigenous tree species. The existing clearing was too small to be of significant benefit for wildlife; rule of thumb for clearings is to have the width at least 2x the height of the trees, as this allows plenty of sunlight in. To create this we will expand the width of the existing clearing and also extend it to the south boundary. The bramble area will be left as it is, with the brambles providing food and shelter for a variety of species; over time natural succession will age this area. The hazels in the gill will be coppiced, while the alders will generally be left to mature. The remainder of the wood will continue as chestnut coppice with oak standards, but rather than being coppiced in a single year, it will be done in smaller areas (approx 0.5 acre per year) to provide a wider range of ages and hence habitats.
Table of trees and associated insects (* indicates introduced species).
Adapted from www.offwell.free-online.co.uk/woodland_manage/
Habitat plan at purchase (November 2006)
Proposed habitat/management plan


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Thanks to Sophia Johnson, guitarist of the Toy Hearts (UK) for the seventh instalment of the band's monthly bulletin.
The Toy Hearts thank everyone who sent messages of goodwill and sympathy for Hannah Johnson, their lead singer and mandolinist, who was admitted to hospital early in May with a disabling illness that was finally diagnosed as a kidney infection and successfully treated. She is now fully recovered and back on top form! One show on 13 May had to be cancelled, and has been rescheduled for 14 October. The band also thanks Rainer Zellner of Music Contact for their enjoyable and well received shows in Germany.
Within the next four weeks both Toy Hearts albums, If the blues come calling and When I cut loose, will be available to buy on iTunes and Amazon mp3. Both albums are currently available from the band's website, CD Baby, and Smart Choice. The band are currently working on new material for the summer festival season, with a view to recording something like an EP before their US tour in September.
Full details of the Toy Hearts' schedule of appearances in Britain, Europe, and further afield are on their website, which has all the latest news about the band: gigs, venues, and releases, reviews, and biographies of band members, plus photographs, videos, and music samples. You can also buy both Toy Hearts albums, sign up to the mailing list, and more.
Bluegrass Junction to Play Wheatsheaf
10 hours ago


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C&K Entertainment is proud to announce a new 4 member boy band debut right in the beginning of 2017! The band is called HANG5VA ("hangover") and their powerful and driving tracks will definitely make you want to party hard! The band"s style is a mix of electronic dance music with hip-hop motives spiced up by a K-Pop flavor – all of which make HANG5VA a unique and special band whose members are ready to gain their place under the bank lights of today"s popular music scene.
HANG5VA"s first single is called "Cinderella" and it is a mischievous and playful track about a lonely girl who goes to the party hoping to meet her own Prince Charming. Though the title of the track may seem tender, the whole atmosphere of the song will bring you to one of the funniest and freaky parties in your life.
All 4 members of HANG5VA are already famous in the Korean underground music sphere for their solo activity, self-composed tracks and DJ mixes. They have gained a lot of attention and support from famous foreign EDM artists (JuicyM, Timmy Trumpet, Phunk Investigation, etc.) and numerous Korean EDM artists and DJs for their outstanding style, creativity and the ability to introduce new standard-setting trends and tendencies in music.
Now as all 4 members have gathered together as HANG5VA, they are ready to deliver the best quality tracks and clear the strict borders between such music genres as K-Pop, hip-hop and electronic dance music. Stay tuned for more updates on the members of the band and teasers for their first single album "Cinderella".


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Erica Lazzaro
General Counsel and Director of Publisher Services, OverDrive
Erica Lazzaro is General Counsel and Director of Publisher Services for OverDrive, Inc. a global digital media distributor. She leads OverDrive's licensing, content acquisition and business development efforts, helping booksellers and publishers worldwide find success with multichannel digital distribution. Erica also works closely with OverDrive's executive team on strategic relationships and has negotiated agreements with leading companies in the digital media industry.


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September 08, 2016
Sir, Gillian Tett writes that Apple could "repatriate some of the $200bn of cash that it stores overseas", "It is hard to lure companies' cash back home" September 9.
And Tett indicates three ideas about what could be done with all that money.
"One, for example, is that tax breaks will only be given to companies that raise employment and investment. Another is that the Federal government should use tax revenues for infrastructure spending. A third, is that companies should store some of their repatriated corporate cash in government-issued infrastructure bonds."
But that cash is not stashed away in Tim Cook's mattress, it is invested somewhere somehow, and for the government to lay its hands on a part of it, some assets would need to be sold.
For instance what if all that cash is already invested in US Treasury yielding basically nothing? What if it is invested in shares?
And why should "tax breaks will only be given to companies that raise employment and investment"? It might not be the role of those companies to channel funds to those who could produce jobs. Apple, is not a bank!
Frankly, the strategic plan of our current economic thinkers is as lousy as can be.
It states: With high risk weights, limit the fair access to bank credit of SMEs and entrepreneurs, those who could create the jobs for the future; and with low risk weights increase the possibilities of government bureaucrats building bridges to nowhere.
Is that what you want Sir. If you do, I would then have to ask you: Do you have children and grandchildren? "No?" Ok, that explains it all.
@PerKurowski ©


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Sovereign Grace Today
Proclaiming The Gospel of God's Free and Sovereign Grace in Christ
Pastor Jason Boothe
Last Episode Published April 23, 2019 9:15 PM
This is the teaching outreach ministry of Horizons Baptist Church of Piketon, Ohio. HBC is a growing congregation of Christian believers located in the foothills of Southern Ohio near Waverly and Piketon, Ohio. You and your family are invited to worship with us this Sunday morning. Our worship services feature congregational singing, public reading of the Scriptures, as well as verse-by-verse preaching. We partake in the Lord's Supper the second Sunday of each month. HBC is committed to providing a strong and uncompromising Gospel witness of God's free and Sovereign Grace in Christ. If our church can assist you in learning more about the Gospel, please contact us.
Content Copyright Belongs to Horizons Baptist Church


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USA: Lexus launches 2WD version of hybrid SUV
Lexus has added a front-wheel drive (FWD) version of its to the hybrid RX 400h SUV model line it sells in the United States.
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I think it would be useful to spend a little time identifying the higher-level requirements surrounding MTOM and the like. These are the ones I'm aware of: 1) Reduce "bytes on the wire", to improve bandwidth usage / transport latency. 2) Reduce processing overhead during the generation and consumption of messages. 3) Enable selective reordering in the serialization of message components, to allow flexibility in processing. The third deserves a bit more explanation; a use case might be placing a large binary file after the SOAP envelope in the serialized message, so that an intermediary (or ultimate receiver, for that matter) can act upon the message before reading all of the bytes off the wire. Are there any other high-level requirements associated with the abstract MTOM feature? I think it would be nice to call these out in the document at some point. It would also be good to note that these can all be seen as encoding issues and nothing more. Cheers, -- Mark NottinghamReceived on Wednesday, 2 July 2003 17:07:30 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 6 January 2015 22:01:23 UTC


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Life gets in the way some times, but back to the hobby I am. Just because I have been off line for awhile doesn't mean that I haven't been working on the Cryx army. I have finished the Slayer, and am currently working on the last Deathripper and the Defiler. My goal is still set at having them ready for this Saturday, as that will be my first official game (did a little play-testing/learning with my Bro). Here is the big change though, I have convinced my brother to get in the game, which is awesome, the bad news is he only wants to play Cryx! Well, in all my generosity and OCD, I have decided to give him an awesome Birthday gift! He will recieve my Cryx Battle-box fully painted with the Faction deck, pDenny token set, templates, and his own copy of the MK.II Rulebook all wrapped up in his very own Sabol Mini Case! Hope he doesn't read my blog before March, lol.
I guess I need to choose another Faction, anyone have any ideas?
Now for some pics of my Bro's Cryx WIP.


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Patrick Arundell
Patrick Arundell has been a professional Astrologer since 1998. Patrick has a real passion for astrology and sees it as a tool which can help any person to gain greater personal awareness, to better guide their life moves. Patrick is a member of the Astrological Association of Great Britain and his work appears on websites and in magazines and newspapers, globally. You can enjoy Patrick's forecasts every week on CLN.
To learn more about his astrological, tarot and psychic services, please visit his website –https://www.patrickarundell.com – or get yourself a FREE 12 Month Personal Horoscope @ https://www.patrickarundell.com/fbpromotion
Patrick posts "Your Horoscope & Astrological Overview" on CLN every Sunday. To view his articles, click HERE.