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I'm racing in a TT… Wait, what the hell is that?!
The Whole Reason I've Been Rushing to Rebuild my 1981 Vespa p200: The MSILSF Lake Tahoe TT Endurance Race
I have been rebuilding my 1981 Vespa PX200e's engine, and to motivate me to complete this task, I have entered into the 320-mile Ultra-Extreme Endurance Race TT around Lake Tahoe. So, yeah, there's that… Wait, what? I know what a race is (get from point A to point B, preferably before the other guy), but what makes a TT so special?
Tourist Trophy races, as they prefer to be called, first began in the early 1900s on the Isle of Man off the northwestern coast of England. The race attracted many different racers and riders; though, the races were meant for vehicles that were sold to the public, aka touring machines. Thus, the Tourist Trophy was born. Nowadays, the isle of man race has become an enormous event, inviting any and all motorcycles… Which brings us back here to the states.
So what am I doing?
I will be racing in a Tourist Trophy race hosted by the awesome Alan Spears. Alan heads up the Motor-Scooter International Land-Speed Federation. The race itself will be a simple, meandering double-loop loop around Lake Tahoe. By "simple" I mean a drama-filled adventure through chilly mountains and steep hills. And yes, those air-deprived mountain roads are going to do a number on my carburetor set-up.
So what do you think?
I want to know what you think about, well, any of this? Leave a comment in the space below!
- What do you think about TT races?
- Do you have any tips or tricks for me?
- Do you know a cool place to check out in the area?
- What are you racing?
- <--Who do you think this extreme racer is? (I'll give you a hint: it's me.)


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An paedophile Muslim Imam based at a Midlands mosque has been jailed for raping a boy left in his care for Islamic lessons. In public Islam promotes a deep hatred for homosexuality. But behind closed doors it's a different story completely.
The historic child abuse carried out in the Catholic church by members of the clergy is nothing compared to the present scale of abuse carried out by Muslim clerics in mosques throughout the country. I have lost count of the amount of Muslim religious leaders jailed over recent years for sex crimes against children over recent years. Considering Islam is a minority religion in the UK. It doesn't bear thinking about the levels of abuse that must be carried out in mosques in parts of the world living under Islam and forced gender segregation.
The mosques elders at first tried to cover up the imans sick sex crimes when the boys parents approached them by not advising them to go to the police and instructing the repulsive cleric to move to India to avoid prosecution. It was only when the imam returned months later to the UK that the police were informed of his crimes.
The imam claimed that it was the devil who had made him do it. Blaming the devil must be the trending excuse for Muslim nonces to use as only last week a Muslim child rapist used the same
Former imam at Rugby Mosque jailed for raping young boy
UPDATED: 7:19 pm, Sep 23, 2016 0 A DISGRACED former imam at Rugby Mosque was banished to India after raping a young boy while giving him religious instruction – only to secretly return to this country.But when his young victim some years later revealed what had happened, Noor Walile was traced to his home in Leicester.And when a charge of rape was put to him at Warwick Crown Court, the former imam answered tearfully: "I am guilty. So sorry, I am guilty."
Walile, 38, of Dronfield Street, Leicester, was jailed for six years and ordered to register as a sex offender for life.But, branded 'an offender of particular concern' by the judge, he will only be released before serving the whole of the six years if the Parole Board considers it safe to do so – and will then be on licence for an additional 12 months.
Prosecutor Jane Sarginson said that in around 2010 Walile was working as the imam at the mosque in Grosvenor Road, Rugby, and among his duties was giving religious education to children.The court heard how Walile raped a young boy in the mosque's toilets.When Walile later visited the boy's home, the boy ran away when he saw Walile – and later told his parents he did not want to go to the mosque anymore.His parents contacted an elder at the mosque who advised them to save the clothes the boy had been wearing and not to wash them. The mosque elder and the parents then confronted Walile.
Miss Sarginson said: "Initially Walile denied the allegations, but then said he had done something 'very bad' and that he could not remember what had happened, but that the devil had come over him."He was told he would have to go back to India and never return, or the matter would be reported to the police – and that is what the family understood had happened.
"But earlier this year the assault was reported to the police.Officers then traced Walile who initially denied raping the boy or confessing it to the mosque elder.But once he was told the family had kept the clothing, he confessed: "I have told lies during this interview. I am sorry, I did a bad thing. The devil came over me, and I did this bad act."
Anthony Bell, defending, said: "He has worked in a responsible position for many years, without any behaviour such as this in the past."When the incident happened he took the advice, albeit fairly firmly expressed, to leave the country and go to India; but he returned to this country to be with his family and his wife, who is a British citizen."He has lived quietly in a different city, so that there would be no risk of contact with the boy or his family."His shame is apparent. He offers no explanation and no justification for what he's done. He is ashamed of himself and acutely aware of the shame he has brought on his family."
Jailing Walile, Judge Stephen Eyre QC told him: "The members of your community entrusted their young children to you for guidance and education."You were in a position of responsibility and leadership at the mosque. You abused that position and that trust, and defiled the faith you were paid to uphold."He was a young boy entrusted to your care for guidance, and you raped him. It is hard to think of any greater abuse of the trust that had been placed in you."If you had not pleaded guilty, the sentence would have been one of nine years."
The judge pointed out that, in addition to a sexual harm prevention order restricting Walile's contact with any child under 16, he will be barred from working with children for life.
Source: Former imam at Rugby Mosque jailed for raping young boy | Rugby Observer

subset: commoncrawl


text: The 27th SEA Games held in Nay Pyi Taw, Myanmar, from 11 to 22 December 2013 saw sport-loving nation Thailand emerging as the overall winner in the 35 sport disciplines. In the Chess discipline, Thailand also came out tops with 7 Gold medals among the 18 events. Indonesian WGM Irene Sukandar captured 2 individual gold medals – her first gold since participation began in 2003. She took both the Blitz and Rapid titles. This was also the first time that the Vietnamese women failed to register any gold medal. Vietnamese GM Nguyen Ngoc Truong Son took both the Blitz and Rapid events. Indonesian GM Susanto Megaranto won Chess 960 while he and his compatriots were victorious in both the Transfer Chess Men's and Mixed Pairs. The next edition of the SEA Games will be held in Singapore 2015.RESULTSMEDALSMyanmar wins Myanmar Chess Women's Team RapidNguyen Ngoc Truong Son (VIE) taking Gold in Chess Men's BlitzMuhammad Lufti Ali & Susanto Megaranto (INA) scoring 11.5/12 in the Transfer Chess Men's Pair4 teams tied for first but Thailand edged out Philippines in the 4th tiebreak for the Gold in the ASEAN Chess Team Rapidhttp://www.mmseagames2013.com/home


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** Visit Play Nafa for scores, stats and standings. **
FARGO, N.D. – Ethan Renglien was masterful in the circle in leading Rooters Bar of Fargo to a 2-1 victory over Desperado Sports Bar of Missoula, Mont. in the opening round of the AA-Major World Series at Northside Softball Complex, Wednesday night.
The tall, right-handed Renglien fired risers and drops in striking out 11, and giving up just four hits. Desperado's Leo Bresse was the hard-luck loser, matching Renglien pitch-for-pitch on a four-hit, nine strikeout effort. Only one run was earned.
The game stayed tied into the seventh until Rooters plated a walk-off run to win it.
Lane Lunde led Rooters with two hits in four attempts with an RBI, and Matt Kalesa, and Justin Kheanit had one hit each.
For Desperado, Ryan Donovan, Kevin Yeaglin, Halbert Machinskinic and Shane Alder had a hit a piece, with Alder getting the lone RBI.
(w) Rob Schweyer, 2 innings, no hits, 4 strikeouts, Zack Pierce, 2 innings, 1 hit, 4 strikeouts
(w) Nicolas Seibenist, 4 inn., no-hits, 7 strikeouts
Matias Orfano, 2 inn., 2 strikeouts
Francisco Sabate, 2-for-3, 4 RBI
Kyle Fry, 6 inn., 2 ER, 18 strikeouts
(w) Mitch Hardy
(w) Nicolas Seibeniest
(w) Bill Carson
(w) Sean Koster


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Red Bridge Motor Inn Queen Plus One Room
Sleeps up to 3 in comfort
Our Queen Plus One room is ideal for small families. Well maintained and modern, this room offers one queen bed plus a single. Also includes a spacious bathroom with shower, toilet, basin, towels and toiletries.
Our Queen Plus One room also features:
- Air conditioning
- WiFi
- Flat screen TV with Foxtel
- Fridge
- Iron and Ironing Board
- Tea and coffee making facilities
- Dining table and chairs
- Wardrobe and Drawers
- Reverse cycle air conditioning
Whether you're travelling for business or pleasure, we provide the best service we can offer to help you to relax at the end of a long day.
Read the reviews on Trip Advisor.
"We had a fab stay. So relaxing, we will come back. Thanks so much. Keep up what your doing." Lorraine and Aaron. Room 17.
Red Bridge Motor Inn's clean, spacious rooms provide a home away from home at an affordable price.


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Is Evolution Always for the Better?
Human beings have spent most of their time on the planet as hunter-gatherers. From at least 85,000 years ago to the birth of agriculture around 73,000 years later, they combined hunted meat with gathered vegetables.
Some people, such as those on North Sentinel Island in the Andaman Sea, still do. The Sentinelese are the only hunter-gatherers who still resist contact with the outside world. Fine-looking specimens—strong, slim, fit, black and stark naked except for a small plant-fiber belt round the waist—they are the very model of the noble savage. Genetics suggests that indigenous Andaman islanders have been isolated since the very first expansion out of Africa more than 60,000 years ago.
About 12,000 years ago, people embarked on an experiment called agriculture and some say that they, and their planet, have never recovered. Farming brought a population explosion, protein and vitamin deficiency, new diseases and deforestation. Human height actually shrank by nearly six inches after the first adoption of crops in the Near East.
Why change? In the late 1970s Mark Cohen, an archaeologist, first suggested that agriculture was born of desperation, rather than inspiration.
The rising human population density, combined perhaps with a cooling, drying climate, left the hunter-gatherers of the region short of acorns, gazelles and wild grass seeds. Somebody started trying to preserve and enhance a field of chickpeas or wheat-grass and soon planting, weeding, reaping and threshing were born.
Quite independently, people took the same step in at least six other parts of the world over the next few thousand years: the Yangtze valley, the central valley of New Guinea, Mexico, the Andes, West Africa and the Amazon basin. And it seems that Eden came to an end. Not only had hunter-gatherers enjoyed plenty of protein, not much fat and ample vitamins in their diet, but it also seems that they did not have to work very hard.
The first farmers were less healthy than the hunter-gatherers had been in their heyday. Aside from their shorter stature, they had more skeletal wear and tear from the hard work, their teeth rotted more, they were short of protein and vitamins and they caught diseases from domesticated animals: measles from cattle, flu from ducks, and plague from rats and worms from using their own excrement as fertilizer.
Agriculture also stands accused of exacerbating sexual inequality. In many peasant farming communities, men make women do much of the hard work. Among hunter-gathering folk, men usually bring fewer calories than women, and have a tiresome tendency to catching big and infrequent prey so they can show off, rather than small and frequent catches that do not rot before they are eaten.
It is irrelevant to ask whether we would have been better off to stay as hunter-gatherers. Humanity has embarked 50,000 years ago on the road called "progress" with constant change in habits driven by invention mothered by necessity.
Incessant innovation is a characteristic of human beings. Agriculture, the domestication of animals and plants, must be seen in the context of this progressive change. It was just another step: hunter-gatherers may have been using fire to encourage the growth of root plants in southern Africa 80,000 years ago.
At 12,000 years ago came crops. The internet and the mobile phone were in some vague sense almost predestined 50,000 years ago to appear eventually.
There is a modern moral in this story. We have been creating ecological crises for ourselves and our habitats for tens of thousands of years. We have been solving them, too. Pessimists will point out that each solution only brings us face to face with the next crisis, optimists that no crisis has proved insoluble yet.
We rebounded from the extinction of the mega fauna and became even more in number by first eating rabbits followed by grass seeds. In the early 20th century, we faced starvation for lack of fertilizer when the population was a billion people, but can now look forward with confidence to feeding a 10 billion on less land using synthetic nitrogen, genetically high-yield crops and tractors. When we eventually reverse the build-up in carbon dioxide, there will be another issue waiting for us.
Nanda Kishore
(image courtesy: http://www.flickr.com/photos/baggis/274402787/)


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Contact: Denise Germann, 406 888-5838
Contact: Jennifer Lutman, 406 888-7895
WEST GLACIER, MONT. – The Glacier National Park Crown of the Continent Research Learning Center, in partnership with the Glacier Institute, is hosting a brown bag luncheon presentation featuring Dr. Steven W. Running addressing climate change on Monday, June 24 from 12 p.m. to 1 p.m. at the park's community building in West Glacier. The presentation is free and open to the public.
The presentation is part of a four-day climate change teacher workshop hosted by the park and the Glacier Institute. The workshop is for pre-registered middle and high school teachers from across the country. Teachers will learn about climate change and the complexity of the issue and how to incorporate it into classroom curriculum.
Dr. Running is a Nobel Peace Prize recipient and a University Regents Professor of Ecology with the University of Montana in Missoula. In 2007 Dr. Running shared the Nobel Peace Prize as a chapter lead author for the 4th Assessment of the Intergovernmental Panel on Climate Change. He received a Ph.D. (1979) in forest ecology from Colorado State University. He has been with the University of Montana since 1979. His primary research interest is the development of global and regional ecosystem biogeochemical models integrating remote sensing with bioclimatology and terrestrial ecology. Dr. Running is an elected Fellow of the American Geophysical Union and is designated a Highly Cited Researcher by the Institute for Scientific Information. In the popular press, his 2007essay "The 5 Stages of Climate Grief" has been widely quoted.
The Glacier National Park Crown of the Continent Research Learning Center hosts brown bag lectures throughout the year. Please visit https://www.nps.gov/glac/naturescience/ccrlc-brown-bag-lectures.htm for more information.
Last updated: February 24, 2015


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Sweet corn and spinach wrap, get rid of monday blues with this delicious wrap. Sweet corn, spinach, mayonnaise and lettuce together make for a kiddie delight.
Tarla Dalal is India's best selling cookery author with over 6 million cook books sold to date. Tarla Dalal has a website with over 16,000 recipes and 450,000 members. Please log onto http://www.tarladalal.com


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Stela of Shamshi-Adad V, 823 - 811 BC, Temple of Nabu, Nimrud (Kalhu)
"When Shamshi-Adad V died in 810 BC, his son Adad-nirari III (810782 BC) was too young for the kingship, and therefore his wife, Sammuramat, reigned a number of years for her son as regent. Her superior personality and the fact that she is the only woman ever to rule over Assyria made such a deep impression on her contemporaries and on later generations that under the name of Semiramis she became the central figure of numerous legends of antiquity that live on in Iraq to the present day." -- Nichol, Francis D., The Seventh-day Adventist Bible Commentary, (Washington, D.C.: Review and Herald Publishing Association) 1978.
This stela shows the king worshipping in front of the symbols of his gods. The large cross on his chest is a symbol of the sun god. I think the other symbols above his right hand are: the 8-pointed star representing Ishtar (Venus), the forked thunderbolt of Adad the storm god, the crescent disc of Sin the moon god, the frilly sun disc of Assur (or Ashur, after whom the Assyrians are named), and the beehive-shaped hat or tiara of Anu the sky god.
The king is dressed in a Babylonian robe and beard, indicating his role as king of Babylon after the defeat of Marduk-balassu-iqbi in 814 BC. The inscription (not shown) is dedicated to the god Ninurta, and gives an account of the king's campaigns up to 814 BC. It is written in a form of cuneiform used a thousand years earlier, apparently to give the impression of great age and authority.


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Abolitionist's statement : All killing is wrong.
What they mean : Its wrong for the state to execute a guilty murderer. Killing the innocent unborn with abortion is OK.
Abolitionist's statement : Every human life is precious.
What they mean : All murderers are precious. All others are secondary in value and expendable.
Abolitionist's statement : Murder is a terrible crime.
What they mean : The execution of a murderer is infinitely worse than genocide and slavery combined.
Abolitionist's statement : Adolf Hitler also favored the death penalty.
What they mean : Jews and vicious murderers are morally identical.
Abolitionist's statement : We also care about the murder victims.
What they mean : We don't give a flying fig about murder victims but we are going to pretend that we do so we won't look like moral degenerates.
Abolitionist's statement : The European countries have abolished the death penalty.
What they mean : America should also disregard the views of the majority.
Abolitionist's statement : The death penalty doesn't stop murders from happening.
What they mean : Life imprisonment will stop murders from happening.
Abolitionist's statement : Putting a murderer to death will not bring his victim back from the dead.
What they mean : Putting the murderer in prison will bring his victim back from the dead.
Abolitionist's statement :The murderer wasn't at fault, he had a bad childhood etc.
What they mean : The victim asked for it, for being in the wrong place at the wrong time.
Abolitionist's statement : We must give a murderer a chance to repent.
What they mean : We must accept the risk of a murderer killing again.
Abolitionist's statement : Inmate "X" who is due to be executed tonight is innocent.
What they mean : Inmate "X" SAID he is innocent.
Abolitionist's statement : Inmate "X" is well spoken and can draw lovely pictures.
What they mean : Two good reasons for a reprieve.
Abolitionist's statement : Inmate "X", who was executed last night, was tortured to death.
What they mean : After he was given the lethal dose, he coughed a couple of times.
Abolitionist's statement : Life imprisonment prevents a murderer from killing again.
What they mean : Murder by escapees, parolees and prison murders don't count.
Abolitionist's statement : What if an innocent person is executed?
What they mean : Innocents are only sacred when they manipulate people into preserving murderers. Anyone who values innocents beyond that is a nazi.
Back to Pro Death Penalty Webpage


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Christmas Gifts
Featured Topics
Article Highlight: Printable Christmas Gift Certificates
Browse Topics in Christmas Gifts
The sight of presents piled beneath the Christmas tree evokes a certain sense of excitement, whether you're 8, 18, or 80 years old. However, grownups know that buying all those Christmas toys and gifts requires lots of planning and preparation. Fortunately, LoveToKnow Christmas is here to help!
Buying Christmas Gifts
For many people, Christmas shopping can be an overwhelming task. We buy gifts for our children, spouses, parents, siblings, and friends. Then, we purchase presents for our neighbors, co-workers, teachers, and service providers. Some of us even buy gifts for our pets!
Savvy shoppers know organization is the key to a stress-free holiday shopping experience. Jot down a few Christmas gift ideas for everyone on your list. Perhaps a nice scented candle or a pretty scarf for your mother? An extra set of earphones for your brother's new MP3 player? Or a personalized picture frame for your best friend? Come up with two or three ideas for each person, plus a few extra gifts for both men and women in case you are invited to any last-minute holiday parties. Tuck the list in your wallet or purse so it's readily available when you're shopping.
Shopping on a Budget
If you're on a tight budget, pay close attention to the sales and promotions at your favorite stores. Or, consider putting your creativity to good use and creating one-of-a-kind handmade Christmas gifts. LoveToKnow Christmas has a variety of Christmas craft project ideas and homemade Christmas gift basket suggestions to get you started.


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This year's Thanksgiving was a little different. I spent it in Kingston with my boyfriend's family. They are in the process of rebuilding the cottage, and so are living in a camper when they go down on the weekends. We had Thanksgiving on the BBQ and dined in the half finished cottage.
We've migrated to the camper because it got just a little too chilly inside the unfinished cottage. Just about to enjoy some delicious pumpkin pie.


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The above is an image of a scene in ROSKILDE FESTIVAL in Denmark, one of Europe's biggest music festivals. I'm pleased to announce that we'll be there later this year :-). Prior to that we'll be in Hungary too next month at the Pecs Festival and so the Festival season is truly upon us.
So to get into the mood for all of that let's get right into Friday Night Mixfest.
We've got a pretty diverse one for you tonight and this is the SUPERSTAR line up:
Ok this is EVE PACIFICO and that is her real name!!!..GLAMMIN'
Eve is based over in Spain, in Ibiza to be exact and involved in all the cool parties over there and she also does a radio show live on Ibizasonica Radio every Friday 17 -19 hrs.
She is the co-founder of Ibizarre Records and if you're in the area you can catch her Djing every Saturday @ Las Dalias – Hippy Market.
Must confess I have kind of like known her for a while as I had dealings with her label in the past when I did some compilations. However, never really got to know her that well until recently as she started checking out our blog and using some cool tunes from it for her radio shows..yeahhhh.
She's been giving us BIIIG SHOUTS on her show and so RESPEKT..lol…
This is a lovely mix, full of dreamy, refreshing sounds with a sunny and light vibe.
Stream it on Mixcloud where you will also find the PLAYLIST.
From Ibiza, back to London and I'm always interested in what this guy does cause it's always off the radar and I love that.
This sounds anything but English and if anybody is bringing Tropical to London, it's defintley this guy!
Routes of socamerenguetek by sumsin
Don't mind the cheese, it's good for you.
Anzala, Dolor, Velo – Ti fi la ou te madam
Jumpin Back Slash – Ibhithi Two – Pollinate Records
Animal Collective – My Girls (El Remolon Cumbia Mix)
Lil Rick – All Day All Nite
Sonido Trucha – A Bailar – Space Cumbia
Lyon Ft. Dixson Waz (Prod by K.O.) – Vamo A Montano
Zan Ft. Serani – Hold You Down (DJ Corleoni Mix)
Kevin Little Ft. Lexus – Come See Me
Afrosound – Pacifico
Malente and Dex ft. New Kidz – Lions (Douster Remix)
KMC – Doh Tape Meh
Special Forces – Sidewinder (blnd! 4×4 Mix) whilst Germ MC spikes the mic
Charles ft. DJ Morphius – Abusadora (DJ Sheeqo Beat & DJ Aza Tribal Mix)
Sumsin – Me Tocastes
Chopped Palaver
Sumsin – Sexpot Riddim (Paul Franklynn's Overboiled Baloo)
Machel Montano – Jumbie – (Remix Riddim DJ Bass Remix)
Tito Swing – El Bolon
Problem C – Galarytis
Unknown Mumbo
Adolescent's Orquesta – Confianza
We presented this to you a few weeks back and we're pleased to re-post it upon DJ Zhao's request with the links to a single file version of Ngoma 4!
Grab it from the Fairtilizer link below!
|Get this player from Fairtilizer!
Here's what we said previously:
We've been huge fans of DJ Zhao's NGOMA mixtapes and last year he promised to make one especially for us and so here it is!!!!!
You can grab his previous editions from his great blog DIFFERENT WATERS with a full write up of what they're about.
On No.4 Zhao goes on a typical global journey mixing in stuff from all over the planet from a diverse range of genres as the tracklist below testifies with over 36 tracks in all including an SDP mash up 🙂
Many of these artists we've never heard of and so not only is it a great aural pleasure but also a fantastic means by which to add new artists to your dj hitlist!
It's highly recommended that you grab this and the previous 3 editions for your collections as it's unique and you won't find this sort of stuff anywhere else!
Thank you Zhao, we feel very honoured and of course we're supa-grateful 🙂


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Score a tailgating touchdown
- Written by Family Features
Tickets? Check. Foam finger? Check. Favorite team jersey? Check. Tailgating food that scores with all your friends? You bet. Beef and tailgating are a winning team.
Bruschetta Burger
Makes 4 servings
Total recipe time: 30 to 35 minutes
1 pound ground beef
1/4 c. grated Parmesan cheese
2 Tbsp. minced green onions
1 tsp. minced garlic
Salt and pepper
4 slices rustic crusty bread, cut 1/2 inch thick
Olive oil
Bruschetta Topping:
3/4 c. chopped red tomatoes
1/2 c. chopped yellow tomatoes
1 Tbsp. thinly sliced fresh basil
1/4 tsp. minced garlic
1/2 tsp. salt
Combine Bruschetta Topping ingredients in medium bowl; set aside. Combine ground beef, cheese, green onions and garlic in medium bowl, mixing lightly but thoroughly. Lightly shape into four 1/2-inch thick patties.
Place patties in center of grid, over medium, ash-covered coals. Grill, uncovered, 11 to 13 minutes (over medium heat on preheated gas grill, covered, 7 to 8 minutes) until instant-read thermometer inserted horizontally into center registers 160°F, turning occasionally.
Meanwhile, brush both sides of bread slices with oil. About 3 minutes before burgers are done, place bread on grid. Grill until lightly toasted, turning once.
Season burgers with salt and pepper, as desired. Place 1 burger on each bread slice; top each with 1/4 c. Bruschetta Topping. Serve open-faced.
Cook's Tip: Cooking times are for fresh or thoroughly thawed ground beef. Color is not a reliable indicator of ground beef doneness.
Cook's Tip: If using 95 percent lean ground beef, combine ground beef with 1/4 c. soft bread crumbs, 1 egg white and ingredients as directed in step 2.
Courtesy of The Beef Checkoff


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Maybelline Colossal Kajal Coloured Kohl Turquoise
I love colored eyeliners. They define your eyes just like any other black eyeliner but give that little extra glamour to it. When it comes to colored eyeliners, I have different shades of blue, different shades of green, copper, gold, silver, purple and any other color you can remember. But my personal favorite is blue. This is what attracted me to the new "Maybelline Colossal Kohl – Turquoiseâ€. I am a personal lover of the Maybelline products, especially the colossal range.
And if there a new addition to the colossal family how can I not have it? (Particularly BLUE!). So I swatched the shade, I instantly fell in love with the color and made the purchase.
About Maybelline Colossal Kajal Coloured Kohl:
First of its kind in India with 2 in 1 benefit of a Kohl and Eyeliner.
Go all out with glamorous eyes in the most exciting Colossal Kohl – Turquoise which LINES like a kohl and DEFINES like a liner. Turquoise kohl is a refreshing twist on the conventional black kohl and must have fashion and beauty accessory.
Here's why you'll love it:
- Provides 12 hours of smudge-free intensity
- Color doesn't smudge and fade
- Enriched with nourishing ingredients
- Features a unique tip that glides smoothly for even application.
- 100% suitable for your eyes.
Ingredients: Not been listed.
Price: Rs 250 for 3.5gms. You may get it here.
My take on Maybelline Colossal Kajal Coloured Kohl Turquoise:
The packaging of the product is the exact same as the packaging of the regular black Maybelline Colossal Kohl but with a slight twist. It comes in a bright yellow colored, opaque, two way twist up tube with Maybelline colossal written over it in bright turquoise.
The shade is aptly named turquoise which is a bright blue, almost close to the most common copper sulphate blue. It gives a nice shiny finish (not matte) and contains very minute shimmer particles. It can be used on both the eyelids and waterline, causing absolutely no hassle.
The texture is moderately creamy and glides smoothly completely eliminating unnecessary tugging. The pigmentation is not too heavy and hence requires more than one or two swipes to bring in the nice opaque finish which all of us usually prefer.
The staying power is quiet over claimed. It stays for not more than 6 hours let alone 12 hours. After the 6 hours deadline the color slowly starts fading away. It is definitely smudge proof but just not for 12 hours.
What I like about Maybelline Colossal Kajal Coloured Kohl Turquoise:
- The shade is really pretty.
- Smudge proof.
- Dual way twist up.
- Super sturdy packaging hence great for travel.
- Very smooth and creamy texture.
What I don't like about Maybelline Colossal Kajal Coloured Kohl Turquoise:
- The pigmentation is light.
Overall rating: 4/5
Final verdict: I think it is great shade and you will definitely love it. It would have been an even better product if it had a better staying power like its claims. But anyway it is a product worth a try.
Have you tried Maybelline Colossal Kajal Coloured Kohl Turquoise?
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- MAC Amplified Crème Lipstick Vegas Volt Review & Swatches
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MEA Awards
Principal Partners
MEA Home MEA Industry Awards Judging Process
How are the submissions judged?
Submissions are judged on the responses to a set of Criteria for each Category. With the exception of Individual Awards, the criteria is split into two sections: Business Criteria (Section 1) and Year in Review Criteria (Section 2).
NB: It is possible for a Category to not have an Award winner if no Submission achieves a pre-determined minimum score.
An independent consultant from outside the industry will judge the Business Criteria.
A panel of two judges will judge the Year in Review Criteria.
These judges will be representatives from the industry
as well as an independent professional from an educational
facility. All judges sign a confidentiality agreement
as well as a conflict of interest form. Final
scores are not debated by individual judges, and these
judges are not informed of total scores.
Judges do not discuss the contents of a submission, nor their opinion on any submission. Score sheets are not passed from one judge to another.
A panel interview in your state may be necessary. This is to ensure that the
judging process is not totally reliant on 'score only'
winners when scores are very similar. In this
case, the submission score and the interview scores
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Submissions for Individual Awards will be initially assessed by a panel of two judges. Short-listed candidates will then be interviewed by telephone to determine the category winner.
MEA reserves the right to move a submission from one category to another if the judges determine it has been placed in an incorrect category by the nominee.
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Ed Cheng, CEO at Gradient Design Automation recently spoke with me about his unique company focused on thermal analysis of IC designs. I first met Ed at Silicon Compilers in 1986, plus we both worked at Intel before that.
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System for managing real estate SWAP accounts
A data processing system for managing a plurality of discrete accounts. Each account provides a swap between a property holder and the plan manager wherein the holder dilutes their exposure to the real estate market by exchanging future appreciation of the property for a current cash flow stream. The system thereafter implements the packaging of plural accounts into baskets of real estate assets and sells this real estate exposure to the institutional market. The data processor retains a system equilibrium by continuously updating the relative positions and the control parameters influencing these positions.
Latest Merrill Lynch, Pierce, Fenner & Smith Incorporated Patents:
The present invention generally relates to systems for managing a plurality of equity based accounts for reducing single market exposure and, in particular, a data processing system for implementing controlled dilution of select holdings of a plurality of individual accounts in accordance with plan directives.
For as long as investment has been passionately pursued, the watchword has been diversification. Holders of stocks are routinely told to expand their bond position so that a turn in the market may be better weathered. Likewise, holders of fixed income securities are warned of the ravages of inflation, which may be best warded off through high growth but volatile stocks. Indeed, most investors think in terms of portfolio management, where their portfolio is carefully balanced to consider offsetting positions in various securities. Health Care stocks may combined with oil stocks; cyclicals combined with growth--each combination with the intent to dilute the negative impact that may strike one sector of the economy.
Typical in most investor's assets is some form of real estate investment. Real estate, as an investment vehicle, has attributes that are quite distinctive when compared to other forms of securities such as stocks and bonds. There are several methods of investing in real estate. First, and most often recognized, is the direct purchase of land or property--to be managed by the investor. Many a real estate empire has come and gone based simply on purchasing properties using borrowed money, with the expectation that the value and income of the property will exceed the interest paid on the loan. This is known as leverage, and with its great potential for success is the possibility of sizable failure. Other forms of real estate investment exist, all of which can be characterized as holding, derivative interest in property. This is done either by separate corporations, limited partnerships (REITS) or other bifurcated vehicles designed to limit the investor from the extremes of good and bad turns in the real estate market.
Surprisingly, most investors have sizeable if not dominating real estate holdings--without appreciating the substantial position taken. This, of course, comes about through the purchase of a home which in many areas of the country involves hundreds of thousands of dollars of borrowed money with the borrowing at significant interest rates. Indeed, the average investor with a portfolio of $50,000 may have a further position in real estate--due to their house--of another $350,000. In this scenario, the investors real estate position is 85% of the total portfolio. This is routinely referred to as being real estate "heavy" and runs counter to the established principles of diversification.
The repercussions of this are clear; down turns in the real estate market will dominate and deplete an otherwise well-balanced and successful portfolio of stocks and bonds. This has happened in the late 1980s in many areas of this country and many other industrialized countries, sizably reducing the net worth of many investors; whereas, the equity markets in general have performed well, real estate, at best, has been a turbulent market. There is, therefore, a great incentive for investors to dilute their real estate exposure. On the other hand, there are presently no investment vehicles to reduce this exposure in a cost effective manner.
It is, therefore, an object of the present invention to provide a system to implement an investment vehicle that is tied to the real estate market so as to provide investment participants the ability to reduce their exposure to the real estate market.
It is another object of the present invention to provide a data processing system that manages a plurality of separate accounts associated with participants to insure compliance with the terms of the transaction and to update portfolio positions accordingly.
It is yet another object of the present invention to provide a system to aggregate a plurality of diverse positions into a unified investment offering to large institutional investors.
The above and other objects of the present invention are realized in a novel data processing system designed to manage a plurality of real estate investment accounts. On the retail side of the operation, the system manager provides to a plurality of individuals with large holdings in real estate, such as homeowners, the opportunity to reduce their exposure to changes in the real estate market. The system implements individual contracts with each property holder, wherein a cash stream at a fixed rate is exchanged for a future stake in the appreciation of the property. In effect, the property holder is trading a stake in their real estate holding, expressed in percentage terms, for a fixed income return. The system parameters are engineered to maintain and manage the arrangement to the conclusion and thereby monitors and accepts interim modifications based on, e.g., home improvements, etc. Upon conclusion of the arrangement, the property is sold and the proceeds representing incremental appreciation of the property are then applied to the original owner and plan manager in percentages corresponding to their individual stakes.
In accordance with the varying aspects of the present invention, the plan manager in turn converts the foregoing agreements with the property owners into transactable securities for resale in the institutional markets. Pension fund managers desiring a position in real estate will commit funds corresponding to the contract with the agreement permitting sharing in the appreciation of the property upon sale thereof. The system tracks the transactions and balances the various positions to insure compliance with the terms and conditions of the arrangement.
The foregoing features may be more fully appreciated by review of a specific illustrative example of the present invention taken in conjunction with drawings of which:
FIG. 1 is a block diagram of constituent participants in the transactions associated with the present invention;
FIG. 2 is a block diagram of the relationship between the plan manager and the various servicers as implemented in the context of the present invention;
FIG. 3 is a block diagram of the operative hardware used to implement the present invention;
FIG. 4 is a chart indicating graphically the division of assets accomplished in conjunction with the present invention;
FIG. 5 is a logic flow diagram for the initial operation of the present invention;
FIG. 6 is a logic flow diagram for on-going operations of the plan manager;
FIG. 7 is a block diagram of the institutional side of the transactions implemented in the context of the present invention;
FIG. 8 is a logic flow diagram for the implementation of system interface with institutional investors in accordance with the present invention; and
FIG. 9 is a logic flow diagram of the equilibrium function for the present invention.
FIG. 10 is a logic flow chart for termination event processing.
First, briefly in overview, the present invention is directed to a data processing system for managing a plurality of accounts and transactions relating to the controlled dilution of individuals exposure in the real estate market. Operation of the system is by the plan manager, who communicates to participating individuals through a network of mortgage servicers. These servicers collect the salient data from the applicants and convey the information to the plan manager, where a qualification check is made. This qualification is made based on a set of pre-determined system constraints implemented to contour the resulting aggregate position in real estate to a form marketable to institutional investors.
The plan manager (system) operates in real time, updating accounts pursuant to events that either change or terminate the relationship with the participating individuals. On the institutional side, the system manages the investment by a plurality of institutional investors into real estate derivative products tied to the value of the stake taken by the plan manager. In this context, system parameters are controlled through an interface trust linking the investors to the plan manager and system operator.
With the foregoing discussion in mind, attention is first directed to FIG. 1, wherein the plan manager and its operative communicative arrangement is presented. In this context, the individual participant is either a home buyer or home owner, 10, who operates in conjunction with a mortgage servicer (typically a bank) 20. The relationship may exist due to previous mortgage transactions, or is nascent.
The mortgage servicer offers a specific contract to the home buyer that exchanges a fixed income cash flow, based on a percentage of the property value for the same percentage stake in the future appreciation of that property at sale (termination of the contract). For example, a house has a purchase price of $100,000; the owner can contract away 50% of the appreciation of this house in exchange for a fixed income on the $50,000 (50% of the purchase price). In a sense, the owner is swapping the exposure of $50,000 worth of real estate for a fixed return, similar to that of a bond.
In this arrangement, the system operator and plan manager are one and the same; all incoming new accounts collected by mortgage servicers are processed by the plan manager 30 and approved or disapproved by the plan manager. Although communication is by path "A"; the legal relationship, "B" is directly between the plan manager and the home buyer 10.
Turning now to FIG. 2, the plan manager 30 is the hub of a network of separate mortgage servicers 20, providing a plurality of real estate transactions paralleling the above example to numerous applicants, each through a discrete channel. The hubspoke structure permits simplified communications to each servicer. This is important as a single check for, e.g., $1,400,000 is distributed to one servicer, to be redistributed to the individual plan participants by the servicer in accordance with the specific allocations dictated by their contract. It is, therefore, important that each servicer has a separate database for all the participants in their domain; while the plan manager has one unified database for all participants.
In this context, and now turning attention to FIG. 3, the plan manager employs a specific data processing system having a central processing unit (CPU) 100 in communication with a real time database 110. The database can be maintained in one of many available storage systems, including optical or magnetic, with search and access controlled by the CPU in accordance with the governing software. As can be appreciated by the networked nature of the system, both local access 130 and remote access 120 to the system is important for day-to-day operations.
The nature of the transaction managed by the system is the swap of the future growth or shrinkage of a real estate asset for a fixed income return. This is presented graphically in FIG. 4, where a $100,000 house is charted at T.sub.o. At this initial point, the homeowner elected to swap $50,000 (50%) of the house value as an investment, for a fixed return of 5% (5% on the $50,000 per year). The homeowner begins collecting immediately, while living in the same house. At some future time, T.sub.1, the house is placed on the market for $120,000; if sold at this price, the incremental capital gains of $20,000 is divided in half--50% for homeowner and 50% for the plan manager.
If, on the other hand, the owner dies at T.sub.2, the house has lost value and is sold for $90,000, and the plan manager owes the owner's estate $5,000 (50% of depreciation). Alternatively, a separate arrangement may be offered wherein no downside or loss exposure exists for the plan manager.
System operation is program controlled The program statements implement the various system functions on a real time basis or overnight basis, updating the database of accounts, approving new participants, and orchestrating the institutional side of the transactions. The controlling programs operate on hardware facilities compatible to the functions outlined herein, and the use of conventional hardware systems for processing and data storage is acceptable. The programming language isn't limitative so long as it is compatible with the selected operating system and hardware platform. Acceptable results will be achieved using a network of PC workstations tied together and linked to a file server or mini-computer.
The governing logic for controlling system operation is depicted in the flow charts as described hereinbelow. First, turning to FIG. 5, this flow chart depicts the initial application process for home buyer/owner as channeled to the system through the servicer. Logic starts conceptually at block 200 and continues to block 210 wherein the USER is given an identifying index variable "I". In this context:, the USER(I) is the applicant for diluting a position in property presently owned or to be purchased. At test 220, the system determines whether a new purchase is contemplated.
If "NO", logic proceeds to block 230 and the system collects a select profile of data, the key of which is an independent appraisal of the property AP(I) so that a proper valuation may be entered and used for the requisite calculations. On the other hand, a positive response to test 220 will branch logic to block 240 and data is collected on the purchase price of the house PP(I) to be used for base-line valuation.
Continuing in FIG. 5, processing invariably proceeds to block 250 wherein the percentage and value of the property to be swapped by the applicant is entered by the System and combined with the other data in the USER(I) file. Using this data, the system then screens the applicant to confirm compliance with the qualification elements of the system. For example, the percentage of property to be "swapped" or invested must be between 25% to 65%, the property must be a primary residence of 1 to 4 units; also, the property cannot be a co-op, land or used for investment purposes by the applicant. The minimum amount to be swapped is $30,000 or other applicable value. If the applicant fails for any of these or other reasons, the system responds negatively to test 260, and logic proceeds to block 270, where a report on the failed application and reasons therefor is printed as DQ(I).
Assuming applicant's data meets the specifications of the system, test 260 is answered in the affirmative and logic branches to block 280 where the specifics of the CONTRACT are printed and transmitted, via the servicer, back to the applicant for execution. System logic then proceeds with the next applicant in the same fashion (continue block 290), indexing the applicant counter:
In accordance with the above process, the system quickly develops a substantial database of applicants, which require periodic updating pursuant to the terms of the transactions. This process is accomplished as described in FIG. 6. Specifically, logic begins at Start block 400 and continues to block 410 for entry of USER(I,J) wherein the J index variable tracks the time period of the entries.
The system first tests whether the USER(I,J) is an initial run, test 420; if so, logic branches to block 430 and the main database, DDbase, is updated with the new account information. Otherwise, logic proceeds to test 440 wherein the system tests for an EVENT of consequence. Events of concern are typically a payment cycle, a sale of the house or an improvement of the house. In fact, affirmative response to test 440 causes system inquiry as to the event, via test 450, wherein a home improvement is discerned. A home improvement is important, as it represents the owner's investment into the equity of the previously divided property. To the extent that the improvement increases the ultimate purchase price of the house, the owner and not the system manager, should reap the reward.
To insure this outcome, block 460 rewrites the original Contract, DCON(I), to reflect the enhancements associated with the home improvement event submission. In either path, logic continues to test 470 which checks for a Termination event, i.e., the termination of the contract and the sale of the house at market price. If a termination event has occurred (and these include foreclosure, death, etc.), the system accesses the relevant file DCON(I) and processes the records accordingly, block 480.
The foregoing processing is repeated for this cycle for each participant, I, by loop processor Next command of block 490. At the end of the period, a payment run is made, block 500, wherein aggregate payment to the servicer(s) is calculated, the database updated, block 510, and the funds transferred, block 520. Processing is then repeated for the next period by index variable J, via loop processor Next command of block 530.
The above discussion has focused on the retail side of the processing, wherein the plan manager assumes the contractual obligations associated with swapping fixed income for a percentage of market appreciation of the participants' houses. By doing this, the plan manager develops an investment position highly exposed to changes in the real estate market and, in essence, is holding a portfolio of concentrated real estate investments in the form of contract rights. These contract rights are, however, readily assignable and, therefore, easily transferred, traded and exchanged. Therefore, consistent with the desire to diversify and otherwise exchange its position in real estate for other assets, the plan manager is ideally positioned to separately trade the obligations corresponding to the various contracts within the database portfolio. These trades, however, are accomplished on the institutional side of the market, with the primary customers and traders taken from large pension fund managers having a desire to invest in real estate, again as a form of diversification.
To effect the institutional side of the system, the plan manager operates through a trustee wherein a swapping arrangement may be accomplished in a manner similar to that discussed above. More particularly, and referring to FIG. 7, the plan manager 30 is linked to a trust 60 for holding transaction supporting assets, like U.S. Treasury bonds. In turn, the trust communicates with various large pension funds 70, exchanging economic interest in bonds for economic interest in the real estate market. For example, CUST A will exchange the exposure of $100 million of 6.25% coupon 30-year treasuries for $100 million of a specified real estate basket. The basket is defined by properties selected in terms of house size, location and type. The plan manager receives the coupons on the treasuries and exchanges them for a lower fund coupon. When a home in the basket is sold, the treasuries are returned plus any appreciation in the house price.
As presented in FIG. 8, processing on the investment side begins with Start block 600 and continues to block 610 for the entry of account data on the Kth investor, INV(K). By this method, each individual investor is given the opportunity to take a selective stake in a real estate investment and the system tracks the plural investor accounts maintained within the database. Continuing in FIG. 8, test 620 determines whether the Kth investor is "new"; if "YES," the system enters that investor's unique parameters, PAR(K), at block 630. Logic proceeds to block 640 where the investor's selective criteria for its stake in terms of location, house style, price bracket, etc. are entered the system then develops a aggregate basket of houses complying with this criteria, designated B(K), at block 650.
The system then determines at test 660 whether this aggregate basket conforms to previously established guidelines; if not, logic is returned to reset the criteria parameters. Approval of the aggregate directs system logic to block 670 wherein the basket parameters are saved. Importantly, the system then updates a separately tracked USER(I) counter(I) indicating the net sales of a stake for each property in that basket. For example, a stake in one house may be sold five times and bought three times--M would thus; equal Z. Thereafter, at block 700, the system establishes the associated rate of return, RR(K) for that particular basket.
As can be recognized from the above, the plan manager must rationalize in real time, continually changing investment positions on both the retail and institutional side with the objective to maintain a balance between each side, i.e., to assure that the exposure to the real estate market taken on the retail side is for the most part taken up by institutional investors, thereby retaining a relatively risk free position. This can only be accomplished by unified processing of the various incoming investment positions and adjusting the qualifying constraints in the system so that balance is re-established. For example, to the extent that four bedroom houses are in demand on the institutional side, the system must reconfigure its retail qualifying terms to insure sufficient supply of four bedroom exposure.
The inventive system continually updates the relative position of each side of the transaction in accordance with the commands delineated in FIG. 9. Logic conceptual starts at Start block 800, and continues to block 810 wherein the current convergence criteria, PON(L) is accessed and entered. The system then calculates (block 820) the current aggregate position, A.sub.-- RV. Specifically, A.sub.-- RV represents the net aggregate position taken for each house for a given territory (state, county or even country). Please note that the A.sub.-- RV position will include both positive and negative positions, as the system permits investors to take an inverse real estate investment position. This position is explicitly verified on a per house basis (block 830).
At test 840, the absolute value (in dollar terms) of the net position by the system is compared to the convergence criteria PON(L). If within the criteria ("NO" to test 840), logic proceeds to block 870. If "YES", then the direction of imbalance is discerned, and the appropriate qualification parameters adjusted to rebalance the system at blocks 850 and 860, respectively. This is then incremented for the next time frame basket L.
Turning now to FIG. 10, the system rationalizes a termination event for investors that have a basket of houses which include the corresponding property. More particularly, logic begins at Start block 900, followed by block 910 wherein the USER(I) file is accessed at test 920, checking for the existence of a termination event. A negative response drives logic to the end of this logic sequence and the (I+1) USER. A positive response to test 920 directs logic to block 930 wherein the terminal payment, TP(I), is calculated based on the incremental time period between payment intervals pursuant to the contract. Thereafter, the sales price SP(I) for the property is entered at block 940. The system then computes the net value of the contract to the system proprietor at block 950; to the extent any amount is due to the USER(I), this amount is authorized for payment at block 960.
At test 970, the system determines, based on the USER counter, how many times the property undergoing a determination event has been bought or sold. For each instance of a purchase by an investor, logic branches to 980 and the system authorizes payment TP+INT(I). For each instance of a sale by an investor, logic proceeds to branch 990 wherein the system is authorized to receive payment TP+INT(I). Logic culminates at block 1000 wherein the DDbase is updated and block 1010 wherein the system is purged of the USER(I) file.
The above-described arrangement is merely illustrative of the principles of the present invention. Numerous modifications and adaptations thereof will be readily apparent to those skilled in this art without departing from the spirit and scope of the present invention.
1. A system for managing a plurality of accounts that correspond to a selected position in a future appreciation of a select real estate asset comprising;
- data entry means for receiving and processing a select set of parameters corresponding to an applicant for exchanging a position in real estate for a return tied to a non-real estate asset;
- database development means for receiving plural account participants and attendant data thereon and storing said data in an addressable database;
- participant qualification means for selectively qualifying real estate properties as suitable participants in said system;
- system management means for processing incoming participant event data and updating said database in accordance therewith; and
- investment pool processing means for collecting data on said real estate assets and processing said data to form one or more investment pools, wherein said pools include plural real assets each having at least one common property characteristic.
2. The system of claim 1 wherein said parameters includes a description of a residential building, and a select percentage of ownership interest in the change of value of said building at a future point in time.
3. The system of claim 2 wherein said return on a non-real estate asset is a fixed income to accrue until sale of said building.
4. The system of claim 3 wherein said database includes updated files on each account in terms of percentage ownership in said building.
5. The system of claim 4 further comprising real processor means for selective entry of events for modulating or terminating said percentage of ownership interest.
6. A system for processing data corresponding to a plurality of individual investor accounts:
- account processor swap means for converting account parameters into a current income steam and a future correspondence to a valuation change of a select real estate asset,
- account processor database means for storing and tracking a plurality of separate accounts to effect a net aggregate position and to update said future correspondence to a valuation change due to intervening events,
- account processor distribution means for distributing a stake in said future correspondence to a valuation change to real estate investors, wherein said distribution means balances a portfolio of investments to insure limited investment exposure by a system manager; and
- investment pool processing means for collecting data on said real estate assests and processing said data to form one or more investment pools, wherein said pools include plural real estate assets each having at least one common property characteristic.
7. The system of claim 6 wherein said swap means included qualification means to regulate system manager exposure.
8. The system of claim 7 wherein said distribution means includes exposure limit to discern requisite change in account qualification terms.
9. The system of claim 8 wherein said future correspondence is established by a system characterized termination event.
10. The system of claim 6 wherein said intervening events include home improvements.
11. A data processing method for managing a plurality of individual accounts wherein each account corresponds to a participant, wherein said participant owns a real estate asset, said method comprising the steps of:
- a) creating an account database of separate participant accounts wherein said database comprises a plurality of account entries and each account entry includes participant information stored in physical memory locations in an addressable memory means, said participation information comprises data on said participant and said real estate asset owned by said participant;
- b) inputting data on a periodic and/or event driven basis wherein said inputted data is stored in system memory and includes transactional information relating to one or more of said participant accounts;
- c) processing said inputted data in accordance with program controlled logic defining an investment equity contract relationship, exchanging a first exposure in said real estate asset corresponding to a change in value thereof, for a defined return, wherein said processing of said inputted data provides a change in one or more parameters associated to said participant account;
- d) creating an aggregate investment pool of real estate assets each having at least one common property characteristic; and
- e) updating said account database with said changed parameters to support interim report generation and select output of one or more asset activities wherein asset activities include payment of funds to an account participant, and collection of funds pursuant to a real estate asset sale.
12. The method of claim 11 wherein said data processing step includes use of a program controlled digital computer to update account parameters in accordance with periodic events.
13. The method of claim 11 wherein said periodic events includes the transfer of cash or cash equivalent stream to a participant in accordance with stored parameters delineating a fixed return for an exposure to a portion of a defined real estate asset.
14. The method of claim 11 wherein said database entries include descriptive data entries on said underlying real estate assets.
15. The method of claim 11 further comprising the step of inputting investor data comprising data on an investor position in one or more pools of real estate exposures.
16. A system for managing a plurality of real estate equity accounts and a plurality of real estate investor accounts comprising:
- a) a first database means for storing in electronic form a series of data entries corresponding to one or more real estate assets;
- b) a second database means for storing in electronic form a series of data entries corresponding to one or more investors participating in defined investment relationships in said real estate asset exposures;
- c) data processing means for periodic manipulation of said data entries in said first and second database to track and update said databases in accordance with controlling logic, wherein said controlling logic defines a return of income to a group of real estate asset owners and a participation by said investors corresponding to a change in asset value over time, wherein said second database means includes record storage means for aggregated pools of said real estate assets grouped based on at least one common property characteristic.
17. The system of claim 16 wherein said data processing means tracks and updates said plural accounts in accordance with event driven input to said system.
18. The system of claim 16 further comprising output corresponding a periodic payment of a fixed amount to each real estate owner.
19. The system of claim 18 wherein said output includes a periodic statement referencing said payment.
Referenced Cited
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Other references
- PC Version of Property Management III Scheduled for Release in Late Spring, RealData Review, Spring 1989, vol. 1, No. 1, pp. 1-4. Haden W. Edwards, Biweekly Mortgages: All Dressed Up and Nowhere to Go?, Bottomline, Jun. 1987, pp. 37, 38, and 40. Selling Biweekly Mortgage Payments, Bottomline, Jan. 1985, pp. 37 and 38. Blalock, Joseph; "Understanding Reverse Mortgages"; Saving & Community Banking; V3N9 pp. 42-43, Sep., 1994.
Patent History
Type: Grant
Filed: Oct 14, 1994
Date of Patent: Sep 7, 1999
Assignee: Merrill Lynch, Pierce, Fenner & Smith Incorporated (New York, NY)
Inventor: Clive H. Austin (New York, NY)
Primary Examiner: Emanuel Todd Voeltz
Assistant Examiner: William N. Hughet
Law Firm: Hopgood, Calimafde, Kalil & Judlowe LLP
Application Number: 8/322,505
International Classification: G06F 1760;


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A bulldozer was a vehicle used for moving large amounts of material, such as earth.
The Third Doctor arrived in 2971 after he was asked by millionaire John Henderson to test-drive his time-travelling bulldozer into the future. (COMIC: The Kingdom Builders)
In the wake of Miracle Day in 2011, Tutsi in Rwanda bashed the heads of Hutu villagers with clubs and ran over them with bulldozers. (TV: Rendition)
In a jungle, the Quarks attacked the Second Doctor and Jamie McCrimmon. They defended themselves from the Quarks with bulldozers. When the Quarks were later driven off, the Doctor used one of the bulldozers to excavate the TARDIS from the rubble under which it was buried. (COMIC: Jungle of Doom)


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Well.. im not sure i can tell you.. on in public.... jona-honey will might get pissed =)
I will tell you in private thou.. :P
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'Geoffrey Rippon, Secretary of State for Environment, today took delivery from the Electricity Council of an experimental electric Mini traveller for Alternative means of transport. The car is powered by batteries and does 25 miles on a charge of 4 hours. It has a top speed of 40 mph. The car has been lent to Mr. Rippon during the present patrol crisis and used the car to attend a cabinet meeting at No 10 Downing Street.
Photo Shows Geoffrey Rippon is seen with the electric Mini traveller car outside No. 10 Downing Street.'
The car still exists today in an unknown museum - does anyone know where?


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Geneva, 6 November 2003. Journalist registration is now available for the Role of Science in the Information Society (RSIS) conference, to be held at CERN1 on 8-9 December. To register, go to http://www.cern.ch/rsis/ and click on "participation".
A contributing event to the World Summit on the Information Society (Geneva, 10-12 December 2003), RSIS will explore future contributions of science to the information society based on past and present practice. RSIS arose from a grassroots initiative of CERN, the International Council for Science, the Third World Academy of Science and UNESCO to put science on the agenda of the World Summit. Scientists, policy makers, and stakeholders from around the world will gather at RSIS to discuss how to apply lessons learnt from the history of the information society to extend its benefits to all.
Major topics will include how to narrow the digital divide between the world's haves and have-nots, and how emerging technologies can enhance education, health care, economic development, and environmental stewardship. Distinguished speakers including WWW inventor Tim Berners-Lee; Ismail Serageldin, the Director-General of the Library of Alexandria; Oracle Corporation Senior Vice-President Juan Rada; Adama Samassekou, President of the World Summit; and President Ion Iliescu of Romania will lead the plenary discussions and a series of parallel sessions. A complete programme, with speakers, is available on the website.
The World Summit on the Information Society is organised by the International Telecommunications Union under the patronage of United Nations Secretary General Kofi Annan. Participants will discuss how best to realize the greatest benefit from information and communications technologies. The first phase, in Geneva, Switzerland, will take place from 10-12 December 2003, while the second phase will be in Tunis, Tunisia in 2005.
In parallel with the Summit, an Information and Communications Technology for Development (ICT4D) exhibition at Geneva's Palexpo centre will spotlight present and future benefits of the information society. CERN's Science and Information Society Forum will occupy a central place at the exhibition, and will include displays on applications of science-driven technologies to health, education, and sustainable development, as well as the original Web server. The exhibit will run from 9-13 December 2003.
Notes for editors
CERN is the European Organisation for Nuclear Research, the world's largest fundamental scientific research centre. Founded in 1954, the laboratory was one of Europe's first joint ventures and includes now 20 Member States, as well as formal cooperation agreements with over 30 other nations worldwide.
Founded in 1931, the International Council for Science (ICSU) is a non-governmental organization whose mission is to strengthen international science for the benefit of society. The ICSU membership includes both national scientific bodies (101 members) and international scientific unions (27 members).
The Third World Academy of Sciences (TWAS) is an autonomous international organization, founded in Trieste, Italy in 1983. With more than 600 Fellows and Associate Fellows, elected from among the world's most distinguished scientists, TWAS's principal aim is to promote scientific capacity and excellence for sustainable development in the global South.
The main objective of the United Nations Educational, Scientific and Cultural Organization is to contribute to peace and security in the world by promoting collaboration among nations through education, science, culture and communication in order to further universal respect for justice, for the rule of law and for the human rights and fundamental freedoms which are affirmed for the peoples of the world, without distinction of race, sex, language or religion, by the Charter of the United Nations.
Further Information
Shawna Williams, RSIS Information Officer, tel. +41 22 767 3559, email firstname.lastname@example.com
The RSIS conference is sponsored by CERN, Oracle, the Santa Fe Institute, the Spanish Ministry of Science and Technology, and the Swedish Research Council.1. CERN, the European Organization for Nuclear Research, has its headquarters in Geneva. At present, its Member States are Austria, Belgium, Bulgaria, the Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Italy, Netherlands, Norway, Poland, Portugal, the Slovak Republic, Spain, Sweden, Switzerland and the United Kingdom. India, Israel, Japan, the Russian Federation, the United States of America, Turkey, the European Commission and UNESCO have observer status.


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Ranger Test
Question 1:
What is the Intel company famous for?
A: A delicious frozen pasta dish.
B: The Pentium processor.
C: Very high grade floppy disks.
D: They own the internet.
Question 2:
Name 3 large computer manufacturers?
A: Packard Smell, Dell, and Hewlett Packard.
B: Dell, Hewlett Packard, and Compaq.
C: Windows, Packard Bell, and IBM.
D: Norton, Shockwave, and Intel.
Question 3:
Most webpages end with what extension?
A: .heml
B: .htmm
C: .httl
D: .html
Question 4:
Who owns the internet?
A: The U.S. government.
B: A group of countries including the U.S, Britian, Japan, France, Spain, Germany, Russia, China, Belgium, Switzerland, and several others.
C: Bill Gates.
D: Nobody owns the internet.
Question 5:
Who is Bill Gates?
A: The Chairman of Intel.
B: The President of Ecuador.
C: The Chairman of Microsoft.
D: None of the above.
Question 6:
Which is the older version of Windows?
A: Windows XP.
B: Windows 3.0.
C: Windows 95.
D: Windows 98.
Question 7:
Which is the newer version of Windows?
A: Windows XP.
B: Windows 3.0.
C: Windows 95.
D: Windows 98.
Question 8:
What program can be found on any version of Windows 98?
A: notepad
B: Napster
C: Netscape Navigator
D: Norton Anti-Virus
Question 9:
What's another program that can be found on any version of Windows 98?
A: Windows Explorer
B: Shockwave
C: Microsoft Word
D: Pinball
Question 10:
What Windows program is used for surfing the internet?
A: Internet Exploration
B: Internet Explorer
C: Internet Surfer
D: Internet Navigator


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Allow us to introduce you to Annie and Danny. They will be your guides in the land called Bookvaria. It is a place where preschool children will be able to interact with their parents or teachers and learn whether they are at home or in a classroom.
As a first stage of the project we have created interactive English Alphabet activities which will enable children to know how to write each letter, listen to the sound of the letter in the alphabet and find objects and pictures beginning with each letter, thus enhancing the required knowledge for a preschool level.


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Enjoy the finest in kitchen linens and kitchen appliances from leading brand Sunbeam! Toasters, mixers, drying mats and towels make cooking easier and keep your kitchen looking fresh and tidy.
Make the perfect toast or bagel with sleek toasters, offering a quick breakfast or snack. Mixers get your baking ingredients mixed to perfection! After all the mixing, cooking and cleaning is done, dry off your dishes on soft, absorbent, attractive and machine washable dish drying mats. It will spruce up your counter and can match to your other kitchen essentials!


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The ignition system in your E30 controls the spark. You need sparks to make the fuel burn. Fuel + Air + Spark = Power.
The ignition in most E30 engines (M10, M20 and M40) is a standard coil-based system whereby a large electric voltage is generated and sent to each cylinder in turn by a mechanical distributor. In the more modern M42 engine, this system is replaced by coil packs. Inside each cylinder is a spark plug which, when fired, creates a powerful spark to ignite the fuel, and therefore generate power.
The timing of the ignition system is governed either by the rotation of a mechanical distributor, or by a central ECU. Timing governs when the spark fires for each cylinder, relative to the position of the piston in the cylinder and the cam shaft above it. Because the idea of combustion is to push a piston down, the spark needs to ignite the fuel before the piston gets to the top of its cylinder (BTDC), so that there is enough time to ignite all the fuel efficiently. As engine speed increases, the spark needs to fire earlier, known as advancing the spark, while slow-running or idling engines need the spark later, which is called retarding.
Engines with Motronic management use the ECU to control the timing of the spark to achieve the best performance, based on the parameters inside the ECU map.
On the inside wing of the engine bay sits a big silver or black cylinder known as the Coil. This enormous transformer receives electricity directly from the battery/alternator via an unfused link, and is capable of generating an enormous voltage and should therefore be treated with a certain degree of respect.
Underneath its protective rubber cap, the Coil has three connections; two small Primary terminals, and a large Secondary terminal known as the King Post.
The first Primary terminal, +, is numbered 15 and gets its power directly from the ignition switch. This green wire goes from the switch, through a plug and socket clipped half way down the steering column, across behind the dash to a two pin socket above the glovebox, fitted with a plug with a loop, (where the immobiliser should have been connected), up through the duct behind the glovebox into the fusebox. It passes straight through the fusebox with no connections, out to the 20 pin C101 engine loom plug beside the fusebox, then into the engine loom and to a coil. Inside the loom there is a single branch to the ECU.
The second Primary terminal, - , is numbered 1 and goes to the main ECU inside the engine loom. There is a single branch to the diagnostic socket.
If you want to test your coil, follow these steps:
- Disconnect all cables from the Coil
- Using a multimeter, measure the resistance between the two Primary terminals. You should get a reading of 0.5 Ohms.
- Now measure the resistance between terminal 15 and the King Post. You should get a reading of 5000 Ohms.
- To test it is receiving power, ensure all cables are correctly attached, and then use a bulb to ensure you are getting 12V between earth and terminal 15.
The King Post connects to the distributor via one large HT lead. To test the condition of this lead, measure its resistance. It should read 2000 Ohms.
The distributor is a rotating mechanism that receives incoming voltage from the coil and sends it to each spark plug in turn. The distributor turned a Rotor Arm like the hand of a clock, which in turn touched the terminals spread around the edge of the Distributor cap. As the Rotor made contact with the terminal, voltage was sent from the Coil to the Spark Plug.
On earlier Jetronic and M10 engines, the distributor was a mechanised gear that rotates in turn with the engine, mounted to the engine block itself. It was crucial for this mechanism to be lined up correctly with the rest of the engine, and the alignment of this system is known as the Timing.
With Motronic, the mechanism was removed and the Rotor was attached directly to the end of the cam shaft, reducing the amount of components used and the need to adjust the timing. Timing in Motronic engines is controlled completely by the ECU.
The Distributor Cap is a plastic form, usually coloured orange, with a number of thick cables (HT leads) protruding from it. The number of HT leads is equal to the number of cylinders in your engine plus one; the incoming lead from the coil.
The distributor cap collects these leads and arranges them in a circle to match the firing order of the engine. On the inside face of the distributor cap are solid metal terminals; these are designed to be stroked by the Rotor Arm as it makes its turn inside the distributor cap. In the centre a carbon contact delivers power through the distributor cap to the Rotor Arm.
Over time, this contact and the terminals wear down, reducing the voltage that passes through and weakening the spark to the edge. Eventually these terminals will fail, causing misfires and eventually stopping the engine from running.
A cracked distributor cap will also allow moisture into the system. As you should know by now, water and electricity shouldn't mix, and a cracked distributor cap must be replaced.
Rotor Arm
The Rotor Arm is the heart of the distributor. Just like the hand of a clock, it rotates around its central point, bridging the terminals as it moves. Its tip is almost an inch long, so the amount of time the rotor is in contact with any given terminal is relatively long; this allows the ECU to deliver either an advanced or retarded spark as it tracks the engine speed.
Over time, this tip will wear, to the point where it will fail to contact the terminals.
Impulse Generator
On early (pre-87) vehicles there is an impulse generator in the distributor, which is often the cause of ignition fault.
To test this unit, you need to measure its resistance. Remove the small 2 pin plug from the control unit on the firewall (Siemens unit) and check that the resistance between the 2 pins is around 1100 ohms. If it is not, check the wire between the control unit and the distributor is intact; this is most easily done by removing the distributor. Remove the retainer for the lead and remove the lead and check for continuity in both conductors. Then check the resistance across the two pins directly in the distributor. If this check at the distributor indicates a reading outside of +/- 1100 ohms, you will need to replace the impulse generator unit. If you have a bosch control unit with a single flat plug connecting under it, you check this resistance between pins 5 and 6.
If this checks ok, measure the air gap between the trigger wheel tabs (star-shaped wheel under the rotor arm) and the impulse generator tabs. The gaps should measure between 12 and 28 thou.
Ignition Control Module
On early (pre-87) models equipped with Jetronic engine management, an Ignition Control Module was fitted to control the ignition. Since this unit is an integrated unit, it requires dedicated testing equipment to check; however, they very rarely fail and therefore should not be considered suspect in the event of ignition failure.
The only checks you can do to the control unit are to ensure that it is getting a supply. On the Siemens unit, remove the large round 8 pin plug and check for voltage (ign on) between pins 3(+) and 6(-). Pins should be numbered inside the plug. On the Bosch unit, check between pins 4(+) and 2(-).
If you dont get voltage, you need to check your wiring. The negative pin ( 6/Siemens or 2/Bosch) should show continuity to ground and the positive pin (3/Siemens or 4/Bosch) should show continuity to the 15 (green wire) on the coil.
HT Leads
The High Tension leads deliver the voltage from the distributor to each spark plug. Because the distributor is placed at the front of the engine, the length of each HT lead is specific to the cylinder it feeds. Each HT lead has a specific plug on the distributor cap to control the firing order of the engine; mix up this order and the engine will either run badly or not at all.
The last HT lead on M20 and M40 engines will also have a round sensor attached. This is a CID sensor, and is used to control injector firing.
While HT leads do wear out over time, after 20 years most E30 HT leads are still in perfectly usable condition. There is no advantage in replacing them with aftermarket components.
To test the condition of your HT leads, you can use a multimeter to measure their resistance. You should also physically inspect them for cracks and splits. To perform a sight test, place your car in a dark environment (a garage, or outside at night) with the bonnet open. Have an assistant crank the engine for you, and watch for small blue sparks.
If your HT leads are broken or cracked, replace them only with BMW originals.
Spark Plugs
The number of spark plugs directly corresponds to the number of cylinders. They are considered a standard service component, and should be replaced regularly.
Although Bosch plugs were fitted to the E30 when new, the recommended replacements are NGK BPR6ES
Coil Packs
In their simplest form, coil packs are groups of individual coils, with one coil per cylinder. They replace the need for the Coil and Distributor in more modern injection engines. This combined pack allowed the ECU to directly control the timing of each spark per cylinder. The only E30 engine fitted with this arrangement was the M42. Later BMW engines such as the M50 and M52 used a coil on plug arrangement.
A Coil Pack consists of two coils of wire, the primary (or Low voltage coil) and the secondary coil (or High voltage HV coil). The primary coil is energised through the 12V input voltage from the battery/alternator, which causes a controlled current to flow in the primary coil. Once full current is reached the 12V charging circuit is opened which allows the coil to discharge into a capacitor, basically forming an LCR tuned circuit. This discharge creates an oscillating magnetic field, which then induces a voltage into the secondary coil of up to 20kV (20,000V). It is this secondary voltage that is then sent to the spark plug.
To check if your coil pack is in proper working order, measure the resistance across the two Primary terminals, just as you would on a normal coil. Compare this reading on all of your coil packs, and if any one pack shows an abnormal reading, it is probably faulty.
On the earliest systems such as the M10, ignition was primarily mechanically governed. This meant that when all components were installed they were designed to line up specifically, so that they would always run sychronised. A very primitive ECU governed fuelling with regard to cold starts, but very little was managed electronically regarding the ignition.
The first fuel injection system on the E30 was L-Jetronic, which used a proper ECU. However, this system still managed the fuelling only, and it wasn't until the Motronic upgrade of 1987 that fuelling and ignition was incorporated into one ECU. The early Motrnic 1.1 used two sensors mounted in the gearbox, to establish the position and speed of the engine and adjust the firing of the sparks accordingly. This solution was rather inelegant, and a year later Motronic 1.3 replaced these two sensors with one Crank Position Sensor (CPS), located on the crank pulley at the front of the engine.
By reading pulses from the CPS, Motronic activates ignition firing via a connection from the ECU to the coil, advancing or retarding the spark as needed. By reading a sensor on the last HT Lead, known as a CID, it is also able to fire the appropriate injector to improve fuel economy.
Common Problems
No Spark
The easiest way to test if spark is present is to remove one of the spark plugs and rest it on the rocker cover of the engine. Make sure it is still connected to its HT lead. Then crank the engine and watch for a spark. You can also do this with a spare spark plug connected to an existing HT lead.
If no spark is present:
- First confirm the presence of Fuel
- If no fuel is present either, the immediate culprit is the Crank Position Sensor
If fuel is present and the CPS measures the appropriate resistance, follow these steps:
- Test the coil and replace if necessary
- Check your HT leads are firmly attached, especially the King Post lead to the distributor
- Connect a spark plug to the King Post HT Lead from the coil, and rest it on the rocker cover. Crank the engine and look for spark
- If spark is present, your distributor is most likely at fault
Cross-threaded Spark Plug
Because spark plugs are replaced regularly, it only takes one ham-fisted spanner monkey to force a spark plug in the wrong way, damaging the thread in the head. With a stripped or cross-threaded head, the seal between the plug and the head is not perfect, allowing intake and exhaust gas to blow out. Aside from the loss of compression, and therefore power, this can cause even worse damage to the thread in the long run.
Repair kits can be bought that contain a special tap and a set of threaded sleeves. The tap is used to bore out the existing thread, and then the steel threaded sleeve (NOT a helicoil*) is screwed in, which bonds to the metal on one side, and gives you a fresh strong thread on the other for your spark plug.
The trick is to disconnect the coil and injectors, wind the engine by hand so that the relevant piston is at BDC, and fill the chamber with shaving foam. Then, manually use the supplied tap, liberally coated with grease, going in a quarter-turn at a time. After each turn, remove the tap completely, wipe off the grease and swarf, and go in again. If you take your time, you'll avoid having to remove the head. When you're done, thread your insert into the hole, and just spin the engine to blow all the foam (and any swarf you didn't catch with the grease) out of the piston. Then, just fit your spark plug. Piece of cake.
- A helicoil is not considered strong enough for this application. Also, it has a number of failings over solid-sleeve inserts; firstly, fitting the helicoil involves snapping off a shard of metal at the end which, if dropped into the chamber, is very difficult to fish out and can do irreperable engine damage. Secondly, it is not robust enough to survive another spark plug change, and will require regular replacement, exacerbating the first issue regarding that shard.
Coil On Plug
For M42 owners, a Coil On Plug conversion can yield some subtle increases in ignition performance. By moving the coil packs to sit on top of the spark plugs, the HT leads are removed which reduces voltage loss, keeping the spark pure and strong. Simple to fit and cheap to purchase, their only downside is a slight increase in complexity when changing spark plugs.
Learn more about installing a Coil On Plug system.


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Clinical Trials
Discover hundreds of clinical trials for virtually all types of cancer.
Cancer attacks by hijacking your cells, causing them to rapidly multiply and create tumors. Your body's immune system -- a network of cells and organs that identifies and defends against diseases -- often does not recognize cancer as a foreign invader like bacteria or viruses. Even if it does, the immune system may be overpowered by the spread of the disease.
Using immunotherapy – also called biological therapy -- we can train your immune system to recognize cancer cells and destroy them like any other disease. We also can use immunotherapy to strengthen your immune system and unleash its full potential in the battle against cancer.
We use several types of immunotherapy to treat cancer:
We offer immunotherapy treatment in clinical trials to treat brain tumors, breast cancer, and bladder cancer. Because immunotherapy is a relatively new form of treatment, options are constantly changing, and you may become a candidate for immunotherapy later on. Ask your doctor if you're a good candidate for immunotherapy.


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Longstanding Southern metal act Nonpoint got a reboot on its ninth studio album, which is self-titled in recognition of the album's sense of self-renewal. New blood and a sharpened focus have given the Florida quintet one of its best efforts to date.
"It's a brand new Nonpoint," says singer Elias Soriano. "Obviously it's the same sentiment and the same purpose, which is elevation through positive methods. I still aim for the heart and the gut when we do what we do onstage. But the new guys are ferocious on their instruments and it's fun to stand in front of that."
Nonpoint formed in Fort Lauderdale in '97, and were quickly lifted by the post-grunge metal boom. By 2000 they'd signed with MCA, and scored a minor hit with the track "What a Day." They also spent time on tour with fellow Southern metal act Sevendust, developing a close friendship in the process. While Soriano and Sevendust's Lajon Witherspoon both have vocal styles that are strangely soulful by metal standards, the two frontmen also came from different backgrounds.
"I think because we're a little culturally diverse, me being Latino and him being African American, it's definitely a different palette we're singing off," Soriano says.
In the years since, the group has toured regularly while maintaining a steady release schedule, building a grassroots following that landed them on Billboard's Rock, Alternative and Album charts with 2010's Miracle and last year's eponymous follow-up.
But even as momentum was building, cracks were forming. Founding guitarist Andrew Goldman had left toward the end of 2008, and his replacement Zach Broadrick wasn't working out.
"We really weren't feeling Zach's vibes," says Soriano. "His style was a little bit different than what Robb and I were really looking for when Andy left the band. Andy had a really cool style about him and he was very involved in the music writing."
Both Broadrick and bassist Ken MacMillan left after Miracle. But the band pulled itself back together with new guitarists Dave Lizzio and Rasheed Thomas, as well as bassist Adam Woloszyn. The change in attitude was readily apparent as they cranked out 30 songs for Nonpoint, where before they had all they could do to write enough to fill one album.
Another big change came when Razor & Tie signed Nonpoint and offered them the opportunity to bring in a big name producer. Though they'd been self-produced since the MCA days, they jumped at the chance to work with Johnny K, who'd previously produced 3 Doors Down, Staind and Plain White T's.
And the changes just keep coming for Soriano. Not only has he released a new album on a new label with new bandmates, he's also become a father and moved to Battle Creek, Mich., to be near his fiancée's family.
"When you have a child, it opens up your head in a way that is unexplainable. You really can't put your thumb on it. It's really just love, honestly, figuring out what love is, once you see your child. It's completely different. It's a mindfuck," he says, playfully referencing the recurring line from Russell Brand's Get Him to the Greek. "My daughter is mindfucking me. It's amazing to look down and I can be in the worst mood, and when that kid smiles at you, you're done."


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White Glitter
or make 4 interest-free payments of $27.50 AUD fortnightly with More infoSIZES
White Glitter (these are a matt glitter)
It's hard to get past these. We all know white makes you look more tanned so if you want that little extra glow - these are for you. Naturally they go with anything. They are a matt white glitter and trust us; in the sun they catch the light and look the bomb! J&Gx
These beautifully handcrafted Menorcan Sandals also known as an Avarca, are made with real leather and each pair are truely unique and individual.
Glitter Palmairas are very delicate and are not designed to be worn as an everyday shoe.
Inner: Leather
Sole: Rubber TR