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Automotive freelance George Williams, 20, has already forged an impressive career, with high profile clients such as Toyota, McLaren and Top Gear Magazine. He speaks to David Land about his unique ' style, and the pros- and cons of achieving success so young
"I like to be a bit wild and wacky, such as having a large shadow behind the car but with the car perfectly lit"
Surrey-based automotive free¬lance George Williams produces work with a strong style which, to the untrained eye, might be mistaken for CGI. However, he is adamant that he wants to keep his work 'real'.
Continue reading Raw Talent


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Alex Brown & Sons Inc in Chicago, IL
Alex Brown & Sons Inc (Stock & Bond Brokers) is a financial advisory firm in Chicago, Illinois. This financial advisor is listed on Financial Advisory Firms under Financial Advisory Services - Stock & Bond Brokers.
You can reach us on phone number (312) 424-6000, fax number or email address . Our office is located on 222 W Adams St, Chicago, IL,
For full contact details to this financial advisor have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)

subset: commoncrawl


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About Ada
Changing the face of the Seattle Tech industry. Tuition-free developer training + paid internship.
Ada Developers Academy (Ada), a fiscally sponsored project of TSNE MissionWorks, is an intensive developer training program for women and gender diverse people with little software development experience.
In one year, students are taught programming techniques and best practices to enable them to become junior developers. The program consists of two distinct parts, six months in the classroom, and five months of internship at local sponsor companies, where students refine their skills working on real-world code.
Admissions Process
Ada is more than a coding boot camp, so we accept students who want more than a coding education.
Through our admissions process, we are looking for applicants who demonstrate the following qualities:
- Investment in social justice, diversity, and inclusion
- Passion for software development
- Aptitude for learning
- Grit
- Composure under stress
- Ability to work well with others
Ada's admissions process consists of four parts. Submitting the initial application (instructions are on this page) is the first part. Following that there is a coding challenge, a technical interview about that challenge, and finally an in-person panel interview. All parts after the initial application submission are by invitation only.
For more details on Ada's Target Student and Admissions Process, please check out our main Admissions Page.
Admittance Requirements
- Must be at least 18 years old
- Legal authorization to work in the United States
- Full-time participation for duration of the program
Cohort Timeline
Below is the timeline for Ada's Cohort 12, which begins in August 2019.
|February 15, 2019
|Application for admissions opens at noon PST.
|March 11, 2019
|Only applications submitted by 6 pm PST will be considered.
|March - May, 2019
|Phase 2 and 3 interviews take place, by invite only.
|May 28, 2019
|Decision release.
|July 2019
|Jump Start Live sessions for admitted students begins.
|August 5, 2019
|Class instruction begins.
|February 2020
|Internship begins.
|June 2020
Application Instructions
There are a few parts to your application: uploading your resume, answering 4-5 short essay questions, analyzing a large data set and answering questions about it, and (optionally) providing personal information so Ada can work to ensure a diverse student population.
Before You Begin
Please note that you cannot save progress in your application. We recommend working on it outside of the application website and using copy/paste to insert your responses when you are ready.
Application Deadline: Monday, March 11, 6pm PST
Please upload an up-to-date resume. Make sure to include any relevant programming experience, classes, or activities.
Essay Answers
Each essay has a target word count of 250. Please note, if you are a re-applicant, you must answer all essay questions.
Technical Challenge
For the technical challenge you will need to explore and analyze a large data set which is provided by Ada. There are five questions to answer, which increase in difficulty and ambiguity. While getting the correct answer is possible for most questions, our reviewers assess your answers based on your explanation of your process and any logical deductions or assumptions you made during your analysis.
For all questions we ask that you keep your explanation concise (under 700 words per question) as our reviewers have a large number of applications to process.
Detailed instructions, along with the questions are available here.
Applicant Information
Ada is committed to bringing a diverse set of students to our industry partners, which means having a diverse student population. Please only share what you feel comfortable sharing.
Applications are Currently Closed


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According to a recent poll by the AJ 78% of architects want Britain to remain in the EU. In May David Chipperfield, Richard Rogers, Amanda Levete, and Thomas Heatherwick were among many prolific industry professionals who vocalised their decision to back the remain campaign with an open letter... View full entry
[King Carl XVI Gustav] said the sprawling brass-clad structure, designed by the British architect David Chipperfield to house the Nobel Foundation and host its prestigious annual prize ceremony, would dominate Stockholm's celebrated 19th-century waterfront...
'The size of the building is determined by what is necessary for a Nobel Centre. It's not exploiting the value of the land or something – it's not a developer building, an office building or a hotel...' [Chipperfield said.] — The Guardian
King Carl XVI Gustav isn't favorable toward Chipperfield's dominating design plan for the Nobel Center, which inevitably has sparked opposition. But, supporters of the project beg to differ.Previously on Archinect:David Chipperfield wins Nobel Center architectural competitionNobel Center... View full entry
Swiss architect Simon Kretz is the lucky protégé who will get to work with David Chipperfield in a year-long architecture mentorship from the 2016-17 Rolex Arts Initiative. The prestigious philanthropic program allows rising young artists worldwide to team up with globally esteemed professionals... View full entry
'If we accidentally complete our isolation from Europe, please don't let us imagine that this creates a new openness to the rest of the world – isolation is isolation. We would not only give up the distinct practical advantages of collaboration but the social, political and intellectual advantages too', he said.
Chipperfield, who has offices in London, Berlin, Milan and Shanghai, has hit out at politicians for failing to articulate the cultural significance of the European Union. — The Architects' Journal
For more UK-specific news, take a look at some past coverage:Excavating ancient Rome beneath London's streetsBritain's last deep-pit coal mine closes — the end of the industrial revolution?Encroaching on the green belt: UK loosens protections on rural landAssemble wins Turner Prize, becoming... View full entry
The architect David Chipperfield is at the centre of an extraordinary row over Milan's new €60m (£44m) Museum of Culture, a building he has designed and now disowned after accusing officials of skimping on flooring materials.
The resulting "floor war" – as locals have dubbed the stand off – has led the British architect, famous for the Neues Museum in Berlin and China's Liangzhu Culture Museum, to demand that his name be removed from the project. — independent.co.uk
The Metropolitan Museum of Art in New York has named the architect for the institution's latest expansion project: David Chipperfield, the British master of elegance with offices in London, Berlin, Shanghai & Milan, was selected after a year-long research and selection process and announced... View full entry
Sunday, January 25:Aaron Betsky To Lead Taliesin West: Effective immediately, Betsky will "set the intellectual tone or the School " as it undergoes a rough and potentially definitive funding period.Friday, January 23:Frank Lloyd Wright's Hollyhock House to reopen once again in February: So... View full entry
The restoration of the Neue Nationalgalerie in Berlin will cost an estimated €101m [...]. This masterpiece by the architect Ludwig Mies van der Rohe, which opened in 1968, was closed in early January.
David Chipperfield Architects has been entrusted with the refurbishment project, having found international acclaim for its work on rebuilding the Neues Museum on Museum Island in Berlin. The British architect pledged to "keep as much Mies as possible" at a symposium in late November. — theartnewspaper.com
[...] British architect Sir David Chipperfield has said that he regards private investment's hold over new architecture in London as an "absolutely terrible" means of building a city.
In Berlin, where he employs an office of 90, "there is still an idea of the public realm. We have given that up in London. We have declared the public realm dead; the question is how to get stuff out of the private sector. We are unbelievably sophisticated at that." — theguardian.com
The international jury choosing an architect to design a new National Gallery, which will also provide a new home for the Ludwig Museu in the Hungarian capital, has invited seven leading practices to take part in a new competition after a first competition did not produce a winning design. The seven architects invited to compete for the high-profile commission are: Jean Nouvel, David Chipperfield, Mecanoo, Nieto Sobejano, Renzo Piano, Sanaa and Snøhetta. — theartnewspaper.com
David Chipperfield's "Nobelhuset" is the winning design for the new Nobel Center in Stockholm, after a unanimous jury decision. Back in Fall 2013, Chipperfield was one of 11 famous architects who submitted proposals for the future Nobel Center.In the second stage, the competition narrowed down to... View full entry
Designed by the British architect David Chipperfield, the three-story building is a plain, compact block of light travertine, unornamented apart from a saw-tooth crest on top. It's a no-nonsense, no-ego structure that seems to look inward rather than outward. — NYT
Holland Cotter reviews the new Museo Jumex, a contemporary art museum in Mexico City sponsored by the art patron Eugenio López Alonso. Built adjacent to the more formally -adventurous Museo Soumaya, she judges that the architectural design and inaugural exhibitions point to "a calculated effort... View full entry
London's iconic Crystal Palace just moved one step closer to its magnificent resurrection with the announcement of six shortlisted design teams, all vying to rebuild The Crystal Palace and the surrounding public park as a major landmark. — bustler.net
The list of selected architects to move on to the next competition stage reads like a who's who in British architecture:David Chipperfield ArchitectsGrimshawHaworth Tompkins ArchitectsMarks Barfield ArchitectsRogers Stirk Harbour + PartnersZaha Hadid Architects with Anish Kapoor View full entry
Three proposals have been chosen to move to the second stage of the architecture competition for the Nobel Center, the new Nobel Prize headquarters in Stockholm. In case you missed our previous post, 11 big-name architects submitted designs under anonymity — and we asked if you could guess who designed what! — bustler.net
The three shortlisted firms are: A P(a)lace to Enjoy – Wingårdh Arkitektkontor, Sweden A Room and a Half – Johan Celsing Arkitektkontor, Sweden Nobelhuset – David Chipperfield Architects, Berlin, Germany Previously: Eleven renowned architects present proposals for... View full entry
British architect David Chipperfield has been named as one of the five laureates in the Praemium Imperiale Awards for 2013. The announcement was made on Sept. 17 in Rome, New York, London, Berlin, Paris and Tokyo. — bustler.net
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- Introduction
- Press Releases
- News Articles
- Newsletters
- Public Notice
Press Release
CalHFA Helps 150,000th Family Achieve Dream of Homeownership
July 16, 2008
SACRAMENTO, CA – The California Housing Finance Agency (CalHFA), the state's affordable housing bank, announced today that it recently helped its 150,000th family achieve homeownership.
CalHFA has been playing a key role in helping Californians purchase their first homes since it was created by the legislature in 1975 to offer safe, fixed rate financing for firsttime homebuyers.
It has invested more than $18 billion in non-taxpayer funds to help California families live in a home of their own – with a mortgage they can afford.
"We are excited to be able to continue serving California families and delivering products that are affordable for first-time homebuyers," said Theresa Parker, executive director of CalHFA. "As the real estate market continues to be turbulent, we encourage people to examine all the opportunities available to make the dream of homeownership a reality."
CalHFA-financed mortgages are available to low and moderate income first-time homebuyers who meet CalHFA income limits and who are purchasing homes that fall at or below CalHFA sales price limits. Sales price and income limits vary by county.
"Even in the best circumstances, buying a home can be a daunting undertaking," Parker said. "Today's housing market presents many challenges. The recent price correction in many California markets makes homes more affordable today than in recent years, opening up opportunities for people looking to purchase their first home."
Working with financial institutions around the state, CalHFA finances traditional 30-year, fixed rate mortgage loans, a 35-year fixed rate interest only loan where the first five years only require payments of interest, and a 40-year, fixed rate mortgage. In addition, the agency provides a number of programs for down payment and closing cost assistance.
"CalHFA provides my clients with competitive interest rates and special programs that deliver benefits to people trying to achieve their goal of homeownership," said Tom Pifer, a loan officer with Quality Funding in El Dorado Hills who arranged the financing for the 150,000th family to benefit from CalHFA's first-time homebuyer programs. "The CalHFA programs offer assistance with down payments and closing costs that provide real value to first-time homebuyers."
For more information and a complete description of CalHFA's homeownership, multifamily and mortgage insurance programs, visit www.calhfa.ca.gov or call toll free 877-9-CalHFA (877-922-5432).
Contact: Evan Gerberding
Phone: 916.322.0249
Fax: 916.322.2345
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Accountancy jobs in London 'at all time high'
Accountancy jobs in London have reached an all-time high, according to new research.
TheCityUK's London Employment Survey revealed that jobs in accounting and management consultancy grew by 4.7 per cent – the biggest increase in jobs in the financial and related professional services industry.
Accounting and management consultancy jobs now make up over 36 per cent of all financial services jobs in London, with 260,500 people employed, the survey said.
There are now more people working in the City than ever before, with 729,000 people employed in financial and professional services.
Survey respondents said that emerging market volatility and economic weakness in the Eurozone are the two most pressing issues impacting their hiring decisions over the next six months.
Almost 60 per cent said they are seeing a skills shortage, particularly in areas such as compliance and risk management. This finding corresponds with a recent survey conducted by The CA magazine, which found that the skills shortage is a key issue for UK Finance Directors.
Chris Cummings, Chief Executive at TheCityUK, said: "London is the leading international financial centre and the industry is a major contributor to the national economy – attracting more foreign direct investment and contributing more tax (£66bn in 2013/2014) than any other industry in the UK. Its continued growth is a positive indicator about the health of the broader economy.
"A strong financial and related professional services industry and a strong economy go hand-in-hand and we urge policymakers to create a supportive environment to ensure London and the UK remains a competitive and attractive place from which and within which to do business."
TheCityUK conducted the survey of its members on employment trends in the first six months of 2015.
Source: TheCityUK


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Airedale Chemical Mono Potassium Phosphate holds the formula KH2PO4 and is used primarily as a fertilizer, a food additive and a fungicide. It is a source of phosphorus and potassium. It is also a buffering agent
As a Solution is a clear/colourless liquid with no distinguishing odour and as a Solid appears as a white powder with no distinguishing odour.


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Halloween is officially over and now it is time to start getting ready for the next holiday! Today I wanted to show you how to make a Terrific Turkey Tiara for your dolls for Thanksgiving dinner.
To make your own Terrific Turkey Tiara you will need:
- Your doll to trace her foot for the Turkey's body
- construction paper in white or tan, red, blue, yellow, orange
- a felt pen
- a pencil
- scissors
- tape
- glue stick
Step 1-Remove your dolls shoes and socks. Trace her foot on white or tan paper.
Step 2– Cut out your traced foot. This will be the turkeys body.
Step 3- Cut out four leaf shaped pieces of different colored paper, these will be the tail feathers for your turkey.
Step 4– Cut out a small triangle out of yellow for your turkey's beak.
Step 5– Cut a small orange shape like a comma, this will be the turkey's waddle.
Step 6– Cut out a 10 inch strip of black paper for the hair band. My paper was not long enough so I cut out two pieces and taped them together to create the band for your tiara.
Step 7– Use your felt pen to create eyes for your Turkey. Turn the toe part of your dolls traced foot down and the heal is the "face" of the turkey.
Step 8– Glue your waddle down and then your beak.
Step 9– Fan out and glue your feathers to each other. As shown in the photo above.
Step 10– Make a tape loop and attach the "feathers" to the tiara band. Then attach the "turkey body" with another tape loop.
Now your Terrific Turkey Tiara is ready to wear!
I hope you have fun making Terrific Turkey Tiaras for your dolls.
My American Girl Doll Ruthie is wearing a Doll Diaries t-shirt, and AG photographer's pants.


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Scepticism and optimism were the two conflicting emotions that surrounded Shah Rukh Khan's first release of 2016, Fan. However, the former, caused by a recent string of underwhelming SRK flicks, was quickly usurped by the latter. This high-octane, edgy, albeit occasionally absurd thriller gave King Khan addicts their fix and the rest of us assurance that he hasn't yet slipped into the clutches of masala mediocrity.
Khan's three previous shallow releases – Chennai Express, Happy New Year and Dilwale – made less of an impact than Shikhar Dhawan did at the World Twenty20, hence the trailer's promise of a more complex movie and a return to the villainy that shot him to stardom in the early 1990s was welcome. The knowledge of Khan's double role drew comparisons to Baazigar, while the obsessive streak in one of his characters had seen Fan likened to Darr.
However, those assumptions proved unfounded as the film carved out a unique space for itself – at least in Hindi cinema – allowing SRK to turn in his most accomplished and complete performance since My Name is Khan (2010). Fan is admittedly not a flawless film – it would have benefitted without the sudden changes of pace – but it had enough to keep you engaged throughout and asking questions even after its completion.
The movie, as indicated in the trailer, stories the relationship between Aryan Khanna (Shah Rukh Khan), a Bollywood megastar and Gaurav Chandna (also Khan), his biggest fan. Both hailing from Delhi, Aryan is Shah Rukh himself in all but name, while Gaurav, or 'Junior Aryan Khanna' as he prefers, is a committed supporter who's happily destined to be forever in his hero's shadow – a situation his parents indulge him in. That is until they eventually meet, when things take a sudden dark and creepy turn.
It was apparent once again that SRK thrives in crazed roles, even after more than 20 years removed from such a part. Khan creates a seemingly harmless character in Gaurav, who is able to shift from devoted to demented effortlessly. We are invited fully into the life of a fan that spends nearly every waking moment imitating his "God", before travelling with him on the rocky rollercoaster of rejection.
The picture painted can easily be extrapolated from cinema to real life, where fandom is more feverish now than it ever has been. "Tu nahin samjhega," ("You will not understand") has become something of a slogan for Fan, and although we are unlikely to ever understand what drives such passionate and unburdened obsession, the movie at least scratches the surface of its effects – and there is no better actor in Bollywood to delve into the theme than SRK.
In Aryan, Khan plays the superstar he is in reality, yet, while the parallels between actor and character are clear – both are from Delhi and real shots from Khan's home 'Mannat' are featured – SRK ensures Fan doesn't become a dramatised biopic or a glorified fawning. Khanna is in the midst of seeing his stardom challenged before Gaurav arrives, and truly threatened once he does. To his fans Aryan is the stereotypical superstar but, as the film develops, we gradually become witness to his fiery Dilli roots as he reconnects with his ragged pre-fame personality.
Waluscha de Sousa and Sayani Gupta play Aryan's wife and his PA respectively, but are unsurprisingly irrelevant considering Khan plays both lead roles.
With no songs or a heroine, Fan is as atypical a Bollywood production – especially a Yash Raj Films production – that you will see. Not that it hurts the movie – it certainly doesn't. Any attempt to cram in either would quell the tension that steadily boils throughout. Aryan and Gaurav's souring relationship is plenty intriguing enough, and their identities are so contrasting it's scarcely believable they are played by the same person.
Hence, the flashy action scenes embedded into the whistle-stop tour around Europe in the second half were unexpected and unnecessary, despite being executed well. They were perhaps director Maneesh Sharma's only major mistake in what was otherwise a terrific picture. The opening hour dedicates so much time in investigating what makes Aryan and Gaurav tick, that unravelling that further would have been preferred to the classic action pizzazz we were treated to instead.
Fan also drifts from realistic to far-fetched at times as it wears on, which is peculiar given the film's evident desire to construct true images of madness and obsession. But this is far from a deal-breaker. The occasional imagination-stretcher barely dents the powerful plot, which re-engages well at the end to deliver a strong conclusion.
These fallbacks stop Fan from being one of Khan's greatest works, but not from it being lavished with the acclaim it deserves. With a running time of two hours and 24 minutes, this thriller is lengthy – remember, there are no songs – but it doesn't drag.
For SRK's devoted followers, Fan was always going to be a roaring success; it was the more impartial viewer – whose trust has been somewhat lost – that needed convincing. And, by and large, their faith will be mostly restored in the Badshah. Shunning silliness for seriousness was a much-required move that gave cinemagoers a long-awaited glimpse of King Khan at his best, and builds enthusiasm for his upcoming Eid release Raees.
The biggest Hindi movie of the year so far, Fan was a tough project for Shah Rukh Khan, but ultimately one that was right in his hitting zone. Finally back in his strongest genre, SRK always had the cards to play a strong hand, but he still had to come up trumps. And he did.
Rating: 8/10


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"Dear Steve,
My credit score is currently listed at about 560 ish with Experian and Equifax. There are a total of 5 olds accounts all not more that 400.00 dollars. I paid 3 off and I'm waiting for my paid in full letter. the other two I am disputing because a junk debt dealer bought the accounts, changed account numbers , added extra money on top of the past due amounts, and rest the clock on the age of the account There is one charge off listed with the original creditor totaling $403.00 but lists the balance due as $0. I'm assuming because it is a charge off.
I actually have two questions, the first one is a two part question.. Based on the background information…assuming the two entry's form the junk dealer are removed through the dispute, and with the other accounts paid , how much can I expect my credit score to rise? Second question. , I could easily pay the $403.00 to the original creditor to get that charge off removed. What is the best way to get the original bank to delete the charge off in exchange for payment. It is scheduled to fall off in 2012, but I would like to get it removed sooner if possible
Dear Ellen,
It sounds like you are well on your way to making things better.
The bank will not remove the charge off notation. Their agreement with the credit bureaus says they must report the account truthfully and accurately. At one time the account was charged off. It is what it is. Besides, removing that would not boost your score.
You also made the statement that the charge off would come off your credit report in 2012. That's not quite accurate. After 7.5 years from the date an account first went delinquent charge off will no longer appear on your consumer credit report. I think that's what you are referring to. But the charge off will always be associated with that account and in certain situations your credit report can be pulled to show all the activity, not just within the last 7.5 years.
It sounds like the problem now is you don't have much in the way of current credit that is being reported that will bring your score back up.
The way to repair credit is to close the door on the old open stuff and start having new credit reported. I prefer the secured card approach for doing this.
As far as modeling what will happen with your credit score, there are many credit score products that can do that for you. I use the one associated with this consolidated credit report.Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .


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Carroll's painting specializing in Interior And Exterior painting services. Call today for your free estimate.
Got the painting blues? Tried to do it yourself but find yourself stuck? Give us a call and we'll straighten your situation out pronto with professionally-trained painters who know their hues from their shades, and their brushes from their trays.
Ditch the color wheel because we've got a color fan! That's right, we give you more color choices than anyone else, and there's one out there to match any room and any mood. Put us to the test, and you'll see what we mean.
Don't ruin a relationship over painting issues. Leave it in the hands of the professionals, and you might find yourself more time to be with the one you love. And when you come home, you'll be greeted by the room of your dreams, thanks to the brightest, boldest colors around.


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No products
3102 650 80
Polymer PARDO Art-clay block - 56 g (2 oz) - Turquoise
Dim : 44 x 60 x 18 mm
Warning: Last items in stock!
Availability date:
PARDO Art-clay 56 g (2 oz) Turquoise
Polymer PARDO Art-clay block - 56 g (2 oz) - Turquoise
Dim : 44 x 60 x 18 mm
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The polymer Pardo Art-clay is a high quality clay that can be hardened in a conventional oven (120° C - 248° F durant 30 mn) for designing jewelry and accesories. Pardo Art-clay is especially suitable for delicate techniques. It is dimensionaly stable and enables sharp edges. Contains bees was and premium pigments.
In a rigid packaging, it can be easily stored and protected. The Pardo Art-clay is available in 44 precious stones colors and 8 precious metal colors.
Its firmness is ranked 3 on 4 (the firmest) and is, consequently, recommanded for professionals, artists and advanced users.


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Hella stands for quality
Top quality is our highest priority and the benchmark for everything we do. Our ultimate goal is to achieve zero failures. This high expectation is derived from our awareness of our responsibility to our customers, suppliers and employees. To achieve this goal we have introduced an integrated Total Quality Management (TQM) concept, which is known as Strategic Quality (SQ) within HELLA and is based on quality standards recognized all over the world. It encompasses all of the tools laid out in the Six Sigma management strategy and has been developed continuously since 1991.
In order to provide our customers with consistent high quality in every aspect, we incorporate quality planning into all our processes right from the start using carefully selected methods to fine-tune the details at every stage of both product development and the production process. Following the start of production, series quality is assured through accompanying quality monitoring and inspections. One key factor in these activities is our employees in depth knowledge and quality consciousness, which we keep on highest technology level by providing extensive training and professional development activities.
Our Corporate Management System is based on the guidelines and goals laid out in our Strategic Quality (SQ) corporate philosophy in alignment with definitions set out in the ISO 9001:2008 and ISO/TS 16949:2009 standards and additional customer specific requirements. Combined with the larger number of successful audits of HELLA performed by domestic and foreign automakers, this approach has provided solid evidence of the superior quality we deliver along with the proof that our processes are appropriately structured, planned put in place, and monitored. External benchmarking studies comparing HELLA with all of our important competitors also illustrate our leading position in terms of both development standards and quality performance, meaning how our Corporate Management System performs in practice.


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Police seek man in Mooresville bank robbery
Mooresville police are studying surveillance video in an effort to find the man who robbed a bank at gunpoint late Tuesday afternoon.
The robbery was reported shortly before 5 p.m. at the Fifth Third Bank branch in the 400 block of River Highway. Police are not sure how the man got away, and they said a manhunt immediately after the robbery failed to turn up a suspect.
The suspect is described as a white male in his late 30s, about 5-foot-7 and 175 pounds, with brown hair. He was wearing a white or plaid long-sleeved button-up shirt, a black hat, dark sunglasses and light-colored jeans.
Police did not say how much money was stolen.
Anyone with information in the case is asked to contact Mooresville police at 704-664-3311.


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Like watching a professional golfer shank one into the woods during a big tournament, there's something gratifying about seeing Serena Williams whack herself in the face with her own racket. It's not that I derive pleasure in the pain and suffering of others-far from it-but rather it's nice to finally be able to relate to Williams, one of the most sleek, powerful, and graceful female athletes of this generation, because as an awkward and gangly non-athlete, I've been there with the self-injurious moments many a painful times.
During the opening set of her second round match against Garbine Muguruza at this year's Australian Open, U.S. tennis superstar Serena Williams' follow through on a forehand catches her square on her lip. She seems in some pain after the fact, but a sore mouth didn't stop her from cruising to a 6-2, 6-0 victory over her Spanish opponent. Serena tweeted her disbelief at how klutzy she was when the match was over…
My lip hurts lol. can't believe I smacked myself right in the kisser! #clumsysmurf#dummysmurf#MyOwnWorstEnemySmurf
— Serena Williams (@serenawilliams) January 17, 2013
Good thing Serena didn't smack herself in the thigh on her follow through, because that could have caused some serious damage. Not to Serena, but to her racket. Those muscular thighs could crush a man's head like a grapefruit.
The post Serena Williams smacked herself in the face with her own racket at the Australian Open appeared first on Last Angry Fan.
Read more posts on The Last Angry Fan »


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12 Mar 2018
It's amazing how often folks misinterpret the word acceptance.
Has your mind ever hooked you with this question: "What do I want to do with my life?" Mine certainly has, and I can tell you: it's a recipe for misery.
A lot of us get stuck because we focus on things that are outside of our control. The more we do this, the more disempowered we are, and the more frustrated or disappointed or angry or anxious we feel.


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Chips Away
Call 0800 028 7878Directions
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Established in 2000, Chipsaway Car Care Andrew Darby have built a fantastic reputation for providing high quality repairs to paintwork scratches, minor bodywork damage, bumper scuffs, alloy wheels, dents and interior trim.


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Featured News - Current News - Archived News - News Categories
Lewiston Harvest Festival September 27 & 28by jpauly
in love with the
variety of food vendors can be found along the craft show route on
On Saturday, entertainment in the Peace Garden will feature the "Earth Voices of the Great Spirit" Native American program from 11 - 5pm, hosted by the Lewiston Council on the Arts. The Hot Country Line Dances will perform in the Key Bank parking lot at 1:30, and at the Hennepin Park Gazebo entertainment includes the Niagara Fiddlers Club at Noon and the Lewiston Choraleers at 1pm. Sunday entertainment schedule includes Joe Webber from 11am - 1pm, and local country favorite Colt 45 Country Music Band from 1:30pm - 4pm at the Frontier House Stage.
Sponsors for this year's festival include Hardison Funeral Homes, The Modern Corporation, Tedesco Construction Services, Inc. Niagara Frontier Publications, and Niagara Gazette. The Lewiston Harvest Festival and Craft Show is the start of the Autumn Season events that take place in the Niagara River Region. Additional events include the annual Scarecrow Display along the main streets in the four communities from October 2nd - 31st, Marble Orchard Ghost Walks through October, The Youngstown Folk Music and Arts Festival on Saturday, October 4th, Autumn Fest in Sanborn October 4th and 5th, Old Fort Niagara Haunted Fortress on October 18th and 25th and Spooktacular at Niagara Power Project Visitors Center on October 25th.
For more information on the Fall Events, contact the Niagara River Region Chamber of Commerce at 716-754-9500 or visit us at www.NiagaraRiverRegion.com
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When teamwork helps the scheme work
Remember the scene in the movie "Bull Durham" where veteran Crash Davis is prepping rookie Nuke LaLoosh for a TV interview and schools him on clichés about teamwork? "I'm just happy to be here. Hope I can help." They don't just apply to baseball. Most enterprises rely on help from others on the team. Unfortunately for consumers, that includes questionable outfits that need another company's help to accept credit cards. A proposed settlement with Capital Payments LLC, a payment processor now known as Bluefin Payment Systems, illustrates the risks of ignoring signs the company you're helping may be engaged in deceptive practices.
The story starts with an operation called The Tax Club. According to the FTC, The Tax Club's telemarketers pitched bogus business services to would-be entrepreneurs. Once they had consumers on the hook, they called again and again, selling more pricey services.
What role did Capital Payments play? To do business, companies need to be able to process credit cards. Many turn to entities like Capital Payments, an Independent Sales Organization – often called an "ISO" – for access to merchant accounts. But according to the FTC, Capital Payments ignored red flags that The Tax Club was up to no good. The complaint cites just some of the warnings that a prudent business should have heeded: a high rate of chargebacks, chargeback requests from consumers stating that the charges were fraudulent or unauthorized, and alerts from financial institutions. Capital Payments ultimately ended its relationship with The Tax Club, but only after the FTC, Florida, and New York sued The Tax Club, a law enforcement effort that returned millions of dollars to consumers.
The FTC's lawsuit against Capital Payments alleges that it assisted and facilitated The Tax Club's deceptive telemarketing, in violation of the Telemarketing Sales Rule. In addition to a $2.6 million judgment, which will be partially suspended based on Bluefin's financial condition, the proposed settlement bans the company from processing payments or acting as an ISO for anyone promoting a money-making opportunity or any entity on the industry's Member Alert to Control High-Risk Merchants (MATCH) list for excessive chargebacks, fraud, credit card laundering, ID theft, or related reasons. It also prohibits Bluefin from assisting or facilitating any merchant it knows – or should know – is violating the FTC Act or the TSR.
The settlement puts another key provision in place designed to prevent a recurrence. In the future, Bluefin will have to screen prospective clients that fit certain criteria, monitor their activities for signs of deception, and cut them off if they engage in misleading conduct. Part III of the stipulated order explains in detail what "reasonable screening" looks like in that context. It's definitely worth a read.
This is the latest FTC case to allege that defendants facilitated law violations by ignoring alarm bells about affiliates' conduct. It also illustrates that Crash Davis' teamwork cliché – "I'm just happy to be here. Hope I can help" – is unwise advice under Section 5 of the FTC Act and the Telemarketing Sales Rule.
By: Lesley Fair, FTC


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Bikini Body Guide Reviews & Transformations!
Bikini Body Guide Reviews & Transformations!
Kayla Itsines
This week I have some amazing stories to share with you girls! I am SUPER proud of both of these lovely women who have changed their lives!
This is the lovely @lettie_b who sent me this email:
"Dear Kayla,
I wanted to send you this photo and take the time to thank you from the bottom of my heart. I know with so many women (and men) following your guides you must get this all of the time. And I can only imagine the pressure you're under! Nevertheless, I wanted to thank you in the hope you might see this!
I was 93kg at my heaviest, and started my weightloss journey a few years ago. I was always focused purely on losing weight and tried everything I could to get "skinny", both healthy and unhealthy options. I was 68kg when I started your guides and have never looked back! I have been inspired, encouraged and motivated by an amazing group of women who, using you as an example, are always filling my Instagram with positivity.
I've lost 13kg over 3 rounds of BBG, but the biggest change has been my mindset. I no longer compare myself to anyone and simply want to be better than the person I was yesterday. I care about my health and want to be strong, a number on the scale no longer holds any meaning and after finishing round 3 I decided to throw the scales away. They have controlled me for far too long.
What you have started is something completely incredible, to be able to positively influence so many people all over the world and have them all support each other is such an accomplishment. I wish I had the BBG and the BBG community back when I started losing weight, however my journey has made me who I am and I am so proud of how far I've come. I'm the best version of myself that I have ever been, inside and out.
Thank you Kayla, for changing my life,
Lettie Xx"
Wow @lettie_b you look absolutely amazing! Your email was SO sweet I am so happy to hear you have regained your confidence and are comfortable in your own skin. You should be very proud of yourself! xx
This is the lovely @sandyd6 who sent me this email:
Well growing up we didn't eat healthy at all, margarine was considered butter, lots of white flour and commercial cereal... and I was the type of person who could eat anything and everything and not gain weight! So I loved my junk food!
Thank you SO much for your email Sandra! You look incredible and should be very proud of yourself! I am so happy to hear that you are enjoying exercise and have so much energy to spend with your beautiful children! xx
If you have a transformation you would like to share with me, please email it to firstname.lastname@example.com.
* Results may vary. Strict adherence to the nutrition and exercise guide are required for best results.


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LDS Music Index
This is a public database of information about LDS music and musicians.
The term "LDS music" refers to uplifting music published or performed by LDS artists. In an effort to focus the scope of the database, I am only including LDS artists who have published any religiously-themed tracks or albums.
How Can I Contribute?
There are currently 4004 tracks and 66475 hymns (3143 unique songs) in the database, forming part of 422 albums and 1727 hymnbooks. Hopefully there will be an easier way for anyone to contribute soon, but up to this point I have entered everything in by hand. Feel free to email me at email@example.com!
Also, if you find the information here to be useful and are able to contribute financially, I appreciate any donations using the button at the bottom of this page! I have spent literally hundreds (maybe thousands) of hours working on this project and it's something I believe can really make a difference.
Under Construction Status
This web site is a work in progress. Here are some things I'm working on:
- Simplify "Songs and Tracks" index.
- Simplify "Free Stuff" page.
- Clean up the Artists and Composers indexes.
- Make the Foreign Languages section work.
- Songs Index: Tracks without artists don't show up.
- Create links between related songs and medleys.
- Create links between related albums (e.g. same album in different languages).
- Clean up CSS and HTML background code.
- Input more albums and free stuff.
- Contact artists directly.
- Form so anyone can safely submit album and track information.
- Better database search.
- Speed up page load times.
- "Where to buy" links
Legal Information
The LDS Music Index is primarily an information source, rather than a download source. But we hope you will enjoy looking through the Free Stuff section for links to pages where you can download free LDS music.In respecting the law and the musicians, content such as audio tracks, written lyrics, and high-quality artwork or photos can only be put online with permission from the copyright holder. I do not knowingly link to or host illegal content. Also, this web site is not officially affiliated with the Church of Jesus Christ of Latter-day Saints. We invite those seeking to learn more about the church to visit Mormon.org or LDS.org.


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My immaculate Entertainment Diary told me that I'd seen 307 films theatrically during 2012.
Ignoring repertory screenings, repeat viewings and short film collections, I had 188 to choose from.
I managed to whittle that down to 27 with not too much effort, but things got emotional after that. This led me to give up on this magical '10', but I did put something together. Let's start at the top...
TOP FIVE (in no particular order)
These are the five films from my 2012 that excited me about movies all over again. They all feel like they were made with me in mind and I'm completely blind to any flaws they may have! Magic...
Pedro Almodóvar, Spain 2011
Thrillingly unique, rampant creativity, dark & twisted, beautiful.
Rian Johnson, US/China 2012
So well made. Fantastic story, great personality, astounding make-up, exciting.
Valérie Massadian, France 2011
NEED to re-watch! Stunning, quiet and the way the narrative is barely-visible is superb. What a gal.
Rich Moore, US 2012
Perfect, made for me to the point of near-overload. Video games, voice acting, comedic timing...
Delaporte & de La Patellière, France/Belgium 2012
Needs a re-watch, I laughed so damn much. One genius conversation filled with old-school rapid-fire.
THE NEXT THREE (still in no particular order)
There's only one reason that these didn't make it higher; their insane entertainment value makes me feel ever-so-slightly-but-not-really guilty for liking them. I wasn't about to say that they're better films than the ones already listed, but they are SO MUCH FUN. Loved them to bits.
Drew Goddard, US 2011
Unique, fantastic twists, loved the two perspectives, plus one of the best pre-conclusions of all time.
Joss Whedon, US 2012
Top notch popcorn entertainment. Witty, rousing, great character work.
Gareth Evans, Indonesia/US 2011
Shit yeah!!
Bracingly brutal!
14 FILMS COMPETING FOR 9th & 10th PLACE
So yeah, I honestly did attempt a top 10. But then I thought, fuck you. I don't wanna. So what I've done, is list 14 films that I can't separate, and you can choose two of them to fill those spots. Whatever you choose, they'll be right. Personally, I'd leave 'em as is...
* HEADHUNTERS (HODEJEGERNE) - Morten Tyldum, Norway / Germany 2011
Outta nowhere, fun crime caper done very RIGHT.
* KILLING THEM SOFTLY - Andrew Dominik, US 2012
Like its makers'd never seen a film before. Excitingly alien, yet a gangster film??
* PROMETHEUS - Ridley Scott, US / UK 2012
Great imagery, mood, world, creatures & adventure. Plus, auto-surgery!!
* KILLER JOE - William Friedkin, US 2011
Dark, murky sleaziness, with Matthew McConaughey, Juno Temple & THC all at their BEST!
* HUGO - Martin Scorsese, US 2011
Pretty magical, genre defying.
* POLISSE - Maïwenn, France 2011
Superb collage of scenes with no initiation into great characters!
* COMPLIANCE - Craig Zobel, US 2012
Awesomely infuriating!
* KLOWN (KLOVN: THE MOVIE) - Mikkel Nørgaard, Denmark 2010
Hilariously awkward & nicely plotted!
* SIGHTSEERS - Ben Wheatley, UK 2012
Twisted, cool & funny.
* MARGIN CALL - J.C. Chandor, US 2011
Gripping chatter! I've never seen a talky this thrilling.
* BEASTS OF THE SOUTHERN WILD - Benh Zeitlin, US 2012
Exciting & ruggedly fresh. And that girl!
* SAFETY NOT GUARANTEED - Colin Trevorrow, US 2012
Fantastic tale, perfect performances, beautifully unhurried.
* YOUNG ADULT - Jason Reitman, US 2011
Black comedy not dressed as such, wonderfully damaged folks. And Theron!!
* CARNAGE - Roman Polanski, France / Germany / Poland / Spain 2011
I love these one-room argument films! Cast, too!
SPECIAL MENTIONS (yep, I'm still going)
And on top of ALL the above, there are a few that I couldn't even fit into THAT mess. Too old, too same-y, too faded in my memory...Whatever the case, they need mentioning. After all, how else'm I gunna fill my Top 27?
* REALITY - Matteo Garrone, Italy / France 2012
Odd score & strange descent into madness were mesmerising. But needs a re-watch.
* THE ARTIST - Michel Hazanavicius, France/Belgium/US 2011
Glorious & cute, but need to re-watch and see why all the hate..?
* BRAVE - Mark Andrews, Brenda Chapman & Steve Purcell, US 2012
Another stunning MAGICAL Pixar. Only not as UNIQUE as their others, a bit Disney princess-y.
* I WISH (奇跡) - Hirokazu Kore-eda (是枝 裕和), Japan 2011
Absolutely lovely tale, entire cast was perfect. But can't separate it from even better Kore-eda.
* And then there was one more that I adored, one that played the 13th Annual Movie Marathon.
Film 7, in fact. Everything was cranked up to 11, it was the most EVERYTHING film ever. Unfortunately, it was made in 2010, as well as being...um...shhh...Come next year and see!


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[View of rapids in an unidentified river, possibly near Periyar Lake.]
Photographer: Unknown
Medium: Photographic print
Date: 1900
View of a waterfall in Kerala taken by an unknown photographer in the early 1900s. The photograph is part of an album containing views of various locations in India, formerly in the collection of Horatio Kitchener, 1st Earl Kitchener of Khartoum and Broome, (1850-1916), who was Commander in Chief of India between 1902 and 1909.
Kerala is a small state situated in the south west of India flanked by the Arabian Sea and the Western Ghat mountains. The area is geographically unique, comprising lush mountain scenery and 41 rivers which are fed by two annual monsoons. The state of Kerala was formed in 1956 by tying up the Princely states of Travancore and Cochin with Malabar, a province under Madras state.


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SAS provides special event emergency, non-emergency medical transport service and standby service.more info
Walter Schaefer was a pioneer and an innovator who founded Schaefer Ambulance Service in 1932.more info
SAS is committed to affirmative actions building on the strengths of our workforce and enhancing diversity.more info
Areas serviced by SAS, Ventura, Los Angeles, Orange, San Bernardino, San Diego and Imperial Counties.more info
Welcome to SAS
A leader and innovator in Emergency Medical Service (EMS).
Founded in 1932 Schaefer Ambulance Service Inc., has become a leader and innovator in Emergency Medical Services (EMS). For more than eight decades, Schaefer Ambulance pioneered and helped develop many medical transport services that we specialize in: basic life support; paramedic; critical care; neonatal; event standbys; and other specialized medical services.
In our infancy the founder J.W. Schaefer developed our motto "Our Greatest Asset is Our Willingness to Serve" which accurately reflects what Schaefer's is all about. We are committed to providing the best service possible to our clients.
We have built a reputation of being a honest, hard working, trustworthy integrity business that provides excellent service to all of our customers.
We employee personnel who are committed to providing the best possible patient care to those in need. Often time this commitment is overlooked and under appreciated.
What SAS Does
Schaefer Ambulance strives to provide the best patient care possible.
Schaefer Ambulance strives to provide the best patient care possible with innovative technology, while maintaining excellent protocols with other EMS agencies.
We provide ground transport for hospitals, urgent care centers, convalescent homes, physicians, insurance companies, fire departments and private/public events.
With the motto "Our Greatest Asset is Our Willingness to Serve", we are here to respond immediately and effectively.
sas services:
We specialize in Emergency, Inter-Facility and Special Events Standby ambulance services.
Community Education
and News:
- Apr, 2016
Preceptor training for EMT and Paramedic students.Working with our local colleges and Universities, Schaefer Ambulances provides a limited number of available clinical spots for EMT and Paramedic interns.
- Apr, 2016
NREMT Prep CourseAs part of our commitment to our community and EMS we continue to offer a unique course designed to assist EMT students in passing the National Board Examination.
- Apr, 2016
State Skills Verification Center.Schaefer Ambulance is very pleased to announce that we are now an approved State Skills Verification Center.


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Vitamins in a way are beneficial for the body in maintaining good health and help in proper functioning of the body. That is why they are considered to be critical for the immune function, better growth, maintenance and reproduction. Having sufficient nutrient levels will optimize overall health and energy level.
Vitamins should be consumed
Vitamin D can be synthesized through sun exposure. However, our body is unable to synthesize vitamins. That is why in order to maintain the required nutritional level, vitamins should be consumed either from eating foods or taking supplements.
Two Groups of Vitamins
Vitamins are categorized into two groups such as the fat-soluble and the water-soluble vitamins. Fat-soluble vitamins include vitamins D, E, K and A and vitamins B1, B2, B6, B12 and C are water-soluble vitamins. Likewise, biotin, folic acid, panthotenic acid and niacin are also water-soluble. Absorption of the vitamins depends on its solubility. It is important to consider the timing and consumption of the vitamins in order to obtain proper nutrition.
Our Body is Unable to Break Down Vitamins
As compared to carbohydrates, proteins and fats, our body is unable to break down vitamins. Instead, it acts as coenzymes that help in absorbing glucose and amino acids.
Vitamin Dosages
It is important to take the right dosage of vitamins to avoid adverse effects.
It is important to know the vitamins information before taking it so that you will know if it can answer your nutritional requirements. You can find the information on the label that will give you idea if performs well. Other vitamin information that you should check is the manufacturer and the price. Make sure that the manufacturer is reliable and never take risk buying vitamins in cheaper price if it would not give the best results. Obtaining the right information is essential to ensure that the vitamin is of high quality.


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Princess Charlotte was christened this past Sunday, and the official pictures from the joyous occasion we've all been waiting for have finally arrived! And you may remember that these portraits — the first formal portrait of the new royal family of four — were shot by Mario Testino, who also happened to be one of Charlotte's late grandmother, Princess Diana's, favorite photographers.
"The Duke and Duchess of Cambridge and their whole family had a wonderful day on Sunday and were delighted to share the special occasion with the thousands of people who came to Sandringham," Kensington Palace said in a statement. "They are very happy to share these photographs and hope that everyone enjoys them as much as they do."
"The whole day had a happy family feel," a source close to the royal family who attended the celebration told People of the celebration. "It was a celebration."
The entire family including Queen Elizabeth, Prince Charles, Duchess of Cambridge, Prince William, Prince George, and of course the Middletons sat for a portrait that highlighted four royal generations.
Following the sit-down shot, there was a sweet stolen shot of Kate with Charlotte.
Prince William also holds a very smiley Prince George in another snap.
Last but not least, the picture-perfect family of four had a portrait of their own in the Sandrigham Gardens. William and Kate are absolutely beaming!


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Master's Degree in Social Work: Developing Skills and Competencies
What do master's degrees in social work offer? The opportunity to develop specialized skills in social work… and basic competencies, too, if you don't already have them. While BSW programs develop only skills for basic generalist practice, MSW programs develop both basic and advanced practice skills. In fact, they include a year's worth of courses in each.
This doesn't mean that bachelor's educated social workers who enroll in MSW programs are expected to do the same work over again. Candidates who have a bachelor's from a CSWE-accredited program are often awarded advanced placement. These students may move right away into advanced competencies and specialized study. This is how MSW programs are able offer instruction that's appropriate to the would-be advanced practitioner from either a liberal arts or social work background.
If you don't have an undergraduate degree in social work, your program will be about 60 semester hours – this is comparable to a master's program in mental health counseling. If you do have the BSW, your commitment will be reduced to as little as 30 semester hours.
But either way, you'll have the same licensing and employment opportunities once the master's is conferred. You may also want to read the article: "Why Pursue a Master's in Social Work"
Capella University is now offering an online Master of Social Work that is in CSWE candidacy status. The MSW program helps prepare students to enter the general or clinical practice role (in most states). Capella also offers an online Doctor of Social Work. Click Here to contact Capella University about their Master of Social Work program or Doctor of Social Work program.
Social Work Concentrations and Sub-concentrations
Master's in social work programs offer ample opportunity for specialization. Students may select a clinical or nonclinical focus. This is one of the most important decisions, curriculum-wise. Clinical programs prepare you as a mental health practitioner; non-clinical programs do not.
Some states make the highest licensing level dependent on completion of a program with a clinical focus. They may define this in different ways, requiring a certain number of clinical courses or requiring particular courses. They also expect that your fieldwork has a clinical component. While they typically do allow you to make up missing coursework later, and may even allow supervised work experience to substitute for clinical practicum, not opting for the clinical program at the onset may mean putting in considerably more time and money later. (And post-graduate opportunities do hinge, to some degree, on pre-graduation experiences.)
There are many options for direct service social workers at the master's level. You may choose a specialty like youth and family. Some programs even have sub-specialties like working with geriatric populations or veterans. Macro programs, meanwhile, may focus on community planning or macro health care.
CSWE accreditation is key whatever track you select. There are ten advanced practice competencies that you can expect to master by the time you graduate. CSWE has publications that describe what the competencies may look like in different fields; still, the actual competencies don't change from one practice area to the next.
You may want to consider an online MSW. Several are now CSWE accredited. You can learn more about these programs here including what the Council on Social Work Education (CSWE) and the Clinical Social Work Association (CSWA) think about online MSW programs.: Online Master of Social Work Programs: CSWE Accreditation and Details
You can expect to have at least 900 hours of field experience, whatever track you're in. Students typically do field experiences in multiple settings. When you're evaluating different programs, you might want to take a look and see what the partner agencies are – there may be many.
Search for Colleges
Use our degree finder to find an accredited online university that will help you achieve your educational goals.Search Colleges
Competing for Admission to the Master's in Social Work Programs
Graduate programs are competitive, but it's not all academics. There may be a minimum GPA of 3.0 or so. Still, academic accolades and research background are not necessary. The GRE will not necessarily be required for social work programs at the master's level.
Real world experience can make the difference. If you have no social services background, spend some time doing volunteer work that has some relationship to your eventual practice area. If you have what it takes to handle mental health crises, you might consider volunteering for a crisis hotline.
A resume is a typical admission requirement. Be prepared to submit several professional references and spend some time composing a personal statement. If your interest in social work stems from formative experiences, you may want to write about them.
Sample of CSWE Accredited Social Work Master's Degrees
The University of Southern California School of Social Work offers a CSWE accredited online Master's of Social Work degrees in the country. Click Here to contact the University of Southern California School of Social Work and request additional information.
The Simmons College School of Social Work, based in Boston, MA, offers another option to earn a Council on Social Work Education (CSWE) accredited Online Master of Social Work. Click Here to contact The Simmons College School of Social Work and request additional information.
Earn your Master of Social Work online from the University of Denver's top-20 school of social work. CSWE-accredited. Click Here to request information
Capella University is now offering an online Master of Social Work that is in CSWE candidacy status. The MSW program helps prepare students to enter the general or clinical practice role (in most states). Capella also offers an online Doctor of Social Work. Click Here to contact Capella University about their Master of Social Work program or Doctor of Social Work program.
The Worden School of Social Service at Our Lady of the Lake University. OLLU's online Master of Social Work is accredited by the Council on Social Work Education (CSWE) Commission on Accreditation and is designed for working adults with or without a social work bachelor's degree. Click here to request information about The Worden School of Social Service at Our Lady of the Lake University Online Master of Social Work program.
Widener University's online Masters in social work is accredited by the Council on Social Work Education (CSWE) and prepares graduates to help improve lives through clinical social work & social justice. Entrance to the program does not require a GMAT/GRE. Click here to request information about The Widener University online Masters in social work program.
Click Here to find additional CSWE Accredited Master's in Social Work Programs in the CSWE Directory of Accredited Programs.


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Is expert advice a thing of the past?
In an age where we're becoming more used to interacting with devices than with people, it's no surprise that the traditional model of face-to-face financial advice is under duress.
For one, trust of financial advisors is at an all time low, with only 23% of surveyed individuals believing their advisor has 'exceptional' knowledge of the thing they are being advised about.
There is also demand to be cheaper, through the use of technology, and so pressure is on both established players and newcomers to provide a low-cost solution to an otherwise costly activity.
Furthermore, with the rise of digital-only banks and other disruptive financial technologies, there is demand from the public to make advice more accessible and tactile, removing or reducing the need to pick up the phone, or meet someone face-to-face.
That's not to say they don't want the right advice, they just want it delivered easier and in a more manageable way.
It's worth defining what a robo-advisor is at this stage, as it's a term which has broader implications than the title suggests.
Robo-advisors will not replace human beings, let's just put that out there straight away.
Robo-advisors – like Betterment and Wealthfront in the US, Nutmeg in the UK, and emerging players like Swanest in Europe – use technology to help manage investments in exchange traded funds (ETFs). By using algorithms that predict performance and react to certain circumstances, they provide an interactive platform for users to build portfolios, with adjustable levels of risk, with little or no need for human interaction.
The bonus of these platforms is that you can invest much lower amounts than in the traditional wealth management spaces, and so they bring accessibility to a broader audience, in a way that is engaging and easy to understand. You can assess, reassess and then update your risk appetite, portfolio mix and moral investing preferences – all at the touch of a few buttons, 24 hours a day.
It's understandable, therefore, that wealth managers feel some parts of their job are under threat.
Threatening the experts
The main perceived threat to the wealth management sector, in their eyes, is that this approach to investment advice is digital, automated and, therefore, capable of taking over their long-term, stable employment opportunities.
The advice they offer has traditionally been reserved for the wealthy, as the costs have been pretty prohibitive for the average Joe. The modern-day theme of financial inclusion means the market is trying to cater for those who might have previously been excluded, and so is opening the door to a new demographic who will find this kind of tool of great value.
As Ian McKenna states in his recent article "Nothing to fear from robo-advice", the UK has one of the most respected financial regulation models in the world – it's one other countries are looking to emulate, but it's not one that is cheap to abide by. This is, usually, why advice doesn't come cheaply.
However, not everyone will have complex portfolios and, therefore, the advice they need will be relatively straightforward. For these people, the level of 'advice' that a robo-advisor can give will be more than enough. With time, as their investment requirements grow, their robo-advisor has the opportunity to refer them onto a real person who can provide more complex advice.
Bridging gaps
So, in the eyes of many, robo-advisors are simply providing a way to include those who may otherwise be left out of the investing game. By using technology and the benefits of digital, wealth management firms can offer these low-cost solutions to their clients – the costs of providing them these options are less than those of attracting them to higher-cost advice from an actual person.
As such, there is little need for panic from the wealth management industry at this stage.
For the fledgling investor with small, straightforward portfolios, these platforms give an opportunity for them to 'wet their feet' and get them engaged with the action of investing as a whole.
As these investors develop and grow, the need for more complex advice grows too – if the WM can offer a 'cradle-to-grave' service to their clients, loyalty to brand and continuity of service should leave the experienced wealth manager's job well intact.
The only real threat is the wealth managers themselves – those who don't adapt their business models to this two-tiered advice approach may indeed find they get left behind, and the loyalty to other brands overcomes the value of their years of experience.
At Spectrecom Films we understand the investment industry, working with the likes of Fidelity, Jefferies, Barings and the European Investment Bank. For anyone in this space, updating your business model means you need to communicate your plans to your contacts, ensuring they are engaged in the long-term as changes are made.
Video is most definitely one of the best ways to keep your contacts in the loop, so drop me a line if you are planning such changes for your own business and see how we can help you spread the word!
About the author
Christiaan Harden
Client Services Director
Christiaan is our client services director, who has been in the industry for over 10 years, starting out as a filmmaker. He's been at Spectrecom since day one so his company and business knowledge is unmatched.


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Well... it's not that I secretly wish I'd thought of this stuff. It's more like, I wish I had time to dabble in similar crafts. Mostly. So here's a feature of some of my favorite insanely talented people on Etsy whose crafts I wish I could play with. Except the first. The first qualifies absolutely and completely for the actual question here, since I do some similar stuff.
I confess I swooned. I'm a Renaissance and fantasy fangirl and if I was wandering around a Renaissance Faire and found a booth with her stuff in it I'd spend half the day there. It was really tough for me to choose a picture of ONE thing I love in her shop. Then I discovered her brilliant circlet-making husband at PernCirclets. They are definitely on my top 5 list of Etsy heroes. What I envy the most here is that when you see one of her listings, you know instantly who made it. I think I will never have that trademark style.
The rest of these are simply masters of crafts I wish I could do. I waded through most of my 99 pages of favorites (!!!! at least I got to weed out the dead ones) to find them for you.
If I COULD sew, I would sew costumes. Mostly Renaissance costumes. It would be a long, long time before I could sew anything as gorgeous as the stuff in Spooky Kitten Couture's shop, though. If you've got a touch of Rengeek go look. Another favorite costumier is Damsel In This Dress, partly because the name is just brilliant. :)


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IT'S normally one of the first signs of autumn when teachers have to confiscate pupils' conkers after a fight gets out of hand.
But this year school children may have to find something else to occupy themselves during play time in the playground.
Schools across the area reopened their doors this week but traditional childhood favourite the conker is missing from the trees.
The Woodland Trust claims the sizzling summer heatwave and prolonged drought has caused a delay across the region to this popular first sign of autumn.
In 2017 – through its Nature's Calendar recording project – the first sighting in the north west was August 20 in Cumbria, then August 29 in Lancashire and September 1 in Cheshire.
There are yet to be any this year.
The first sighting nationally this year was in Wiltshire on August 18 – six weeks later than the year before.
The charity said the hot weather, coupled with the lack of water, could have delayed the horse chestnut trees ripening their fruit.
Martha Boalch, citizen science officer for the Woodland Trust, said: "The ripening of conkers is delayed this year and there are many factors that could come into play.
"This year's heatwave will have encouraged fruit to grow more rapidly, but lack of water may have stopped conkers from growing to their full potential.
"Tree pests and diseases such as the horse chestnut leaf miner and bleeding canker can also affect the health of horse chestnut trees."
But she said all is not lost: "Although we've only had a small number of conkers recorded so far, over the next month we would expect more fruit to ripen, but only time will tell whether this will be a bumper crop.
"For this reason, we need more people to tell us about what they see happening with local flora and fauna.
"By recording seasonal changes with our Nature's Calendar project, we can assess how nature is coping with a changing climate – and inform wider studies."
Through its Nature's Calendar project the Woodland Trust relies on the public recording signs of nature through its website.
The data helps the charity understand how nature is affected by weather and climate change.


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WordPress Plugin Model
The spirit of the wordpress plugin model for developers is obviously not centered around money. I had two main motivations for releasing my plugins to the public. First off, I wanted to use the plugins as a vehicle to help promote our small business. Secondly I enjoy creating things and watching other people benefit and
Widgetized WP-PHPList
Unfortunately I've been too busy with school, work and cakes to really put much work into my plugins. However, I'm happy to announce that WP-PHPList now supports widgets! This was perhaps the most requested featured for the plugin. And the best part is I didn't have to do any work to add this feature! Credit


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The Cu Chi Tunnels is one of the major offensive weapons of the Vietcongs during the Vietnam War. It is an underground network of tunnels that served as the center of operations of the Vietcong to resist the American armed forces during that time. Now, it has been converted into a tourist spot and is a major venue for tourist activity in the city of Ho Chi Minh.
After you have paid the entrance fee of USD 4, the first thing you'll see is the Weapons Gallery. It contains all of the types of guns and weaponry both the Americans and Vietnamese used during the war. After that, you'll go through an underground tunnel which is like the official entrance into the forest. You'll be given a sticker which says that you've paid for the entrance fees. And then, the tour of the jungle starts.
One of the best things the Vietcongs did was to make trap doors camouflaged into the floor of the jungle. If not for the tour guide pointing it out, we would not have notice it was there. The Vietnamese then were just about 4 feet tall. That worked into their advantage because we know that Americans are big people. The tunnels have levels so you won't get trapped into one if the Americans decided to gas one of the levels. I tried to fit into one and it isn't comfortable at all. But given my size, I was able to enter it easily. I would have wanted to go to the lower levels but there is no light there and I was afraid that I could not be retrieved if something happened.
The Vietcongs also built traps for the dogs used by the Americans. These are made from pointed bamboo sticks. There were also different traps for the Americans which were mainly used to injure and not to kill. Maybe because they wanted to kill the Americans themselves. This is the other side of the fence of the story told in the War Remnants Museum. The Americans weren't all at fault or maybe the Vietcongs did this for revenge.
Around the camp are tanks that remained after the war. There are also diorama detailing what the locals were doing during those times. There was also a workshop where they transformed bombs into weapons of their own. At the end of the tour there is a shop for souvenirs and a gun rental shop where you can shoot using weapons used during the war. Of course, I did not rent a gun. What if I enjoyed it and wanted to buy one myself?
The highlight of the tour was for tourists to experience the tunnel for 100 meters. That doesn't sound so bad. But, when you learn that the tunnels are small and narrow, you would be claustrophobic. I suggest that you do this part with a friend because it is easier that way. Also, you get to the back of the pack so you would be able to take pictures of yourself and your friend while inside the tunnel.
I was sweating profusely because the tunnel was narrow and hot. Since it is cramped, you'd get to gasp for air. But since you're with a friend, you get the most out of it. I was squatting so it feels like exercise. My legs didn't hurt after so what others may have told you about this could be exaggerated.
The whole adventure is great. I have learned more about the war and the tactics of both sides. The tour guide helped too given that he was part of the war himself. The trip is definitely worth it. Even if we just visited two places in one day, we learned a lot from the culture and history of Vietnam.


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Is your dream home one of nightmares? Good news: the house from "A Nightmare on Elm Street" has hit the market for $2.1 million.
This charming abode, with is arch entryway, is where Freddy Krueger first began haunting and murdering his teenage victims in their dreams.
While the 1984 film was set in Springwood, Ohio, the home is actually located in Los Angeles. The home's street number, however, is the same as it was in the movie, 1428.
According to AOL Real Estate, the house was in terrible condition when current owner Angela Hill bought it in 2006.
"It was horrible," Hill told AOL. "It was the only house on the street that looked beaten up. … The pool looked like it hadn't been touched in 10 years – it was black."
Hill says she had to completely gut the home and replace "every piece of wood." She even reconfigured the entire floor plan. Luckily for any potential buyer, murderous monsters are no longer part of the home's features.
For photos of the renovation process, be sure to check out AOL Real Estate.


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or so it would seem with this magnificent list of food celebrations... One for every day of the month. Found this list at The Nibble Online Food Magazine You can see the whole list here but I will share just the ones I am interested in trying this month.
June 1: National Hazelnut Cake Day
June 3: National Egg Day
June 4: National Cheese Day
June 6: National Applesauce Cake Day
June 7: National Chocolate Ice Cream Day
June 9: National Strawberry-Rhubarb Pie Day
June 10: National Iced Tea Day
June 11: National German Chocolate Cake Day
June 12: National Peanut Butter Cookie Day
June 14: National Strawberry Shortcake Day
June 15: National Lobster Day
June 17: Eat All Your Veggies Day
June 17: National Apple Strudel Day
June 18: National Cherry Tart Day
June 18: International Picnic Day
June22:National OnionRings Day
June 23: National Pecan Sandy Day
June 27: National Indian Pudding Day
June 28: National Tapioca Day
June 30: National Ice Cream Soda Day
It is also National Candy, Dairy, Fresh Fruits and Veggies, Iced Tea, Papaya, Seafood, Steakhouse and Turkey Lovers Month. LOL Lots to celebrate... I will post regular Friday Food Flick posts, Some garden fresh produce posts and some of these above. I am thinking about a week of strawberry recipes and some summer beverage treats, too. Stay tuned for a refreshing and delightful bounty of food for summer.


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Main menu:
The Weird Girls series takes place primarily in the Lake Tahoe region of California and Nevada.
All of their lives the Wird sisters, Celia, Taryn, Shayna and Emme have tried to keep their special abilites hidden from both humans and other supernatural creatures. The girls all sign-up for the Traveling Nurses Core to get away from their painful pasts and to see America. Not long after being introduced to the lovely Lake Tahoe Region via their latest Core assignment, the four Wird sisters fall in love with the natural beauty of the area and decide to settle down there. They chip in together and buy a very nice fixer-upper in Dollar Point, California not far from the lake. The Tahoe region is becoming a hotbed of supernatural activity and as the girls soon discover the lake is not just another lake. It has its own energy and mysticism drawing vampires, werebeasts, witches and many other unique creatures to it like a magnet.
Lake Tahoe
Long ago, when Native American werebeasts inhabited Tahoe, supernatural creatures considered the lake one of the premier places for mystical energy in the world. When the Native American werebeasts left, the magic left with them. Now, things have changed. The magic of Tahoe has risen once more. And, for good or for bad, enticing all beings magical to return.
Legend of the Cursed Gold
When the world was still new, and magic was at its strongest, a witch fell in love with a vampire. The vampire didn't love her in return. He only loved his gold and the power it granted him. The witch cast a spell to curse the vampire's gold, believing if she couldn't have her love, he couldn't have his. The curse, fused by the witch's anger and bitterness, was powerful enough to extend to all preternatural creatures. Neither vampire nor werebeast can touch gold long without it making them sick. A bullet dipped in gold has the ability to explode a supernatural creature's heart like an atom bomb.
A word of caution: if you're trying to shoot a preternatural being with a gold bullet, you had better not miss.
The Vampires
Considered the rock stars of the supernatural world, vampires are immortals who will never appear to age past thirty years. Their favorite activities are feeding from humans, admiring themselves in the mirror, and tanning. Yes, tanning. Sunlight born of magic is the only light that can destroy a vampire. Vampires are powerful, intelligent, beautiful--and they know it. Master vampires are especially arrogant and consumed with expanding their wealth and domains, much to the resentment of the weres.
The Werebeasts
Werebeasts guard and protect the earth from mystical evil. Weres do not rely on the cycles of the moon to change. They are born resembling humans and will first change between six months to a year of age during the rise of a full moon. The younger the were is when he or she first changes, the stronger he or she will be. Weres, unless killed in battle or die from loss of their mates, will live until the first full moon following their 100th birthday, maintaining their heightened senses, strength, and ability to heal until their deaths.
The Witches
Witches are born with the power to wield magic. They worship the earth and nature. Pure witches will not take part in blood sacrifices. They cultivate the land to grow plants for their potions and use staffs, amulets, and talismans to amplify their magic. To cross a witch is to feel the collective wrath of her coven.
The Shapeshifters
Shape-shifters are born witches, but their twisted desire for power turns them toward a dark path. They spend years seeking innocents to sacrifice to a dark deity. When the deity deems the offerings sufficient, the witch casts a baneful spell to surrender his or her magic and humanity. In exchange, a shape-shifter is born, powerful enough to command any form.
Meet: The Weird Girls
Discover: Weird World Terms
Pictures used on the Weird World pages purchased through www.fotolia.com or borrowed from free use sites such as PublicDomainpictures.net, www.scx.hu, etc. Free use pictures selected were designated as unrestricted for website use.


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Hi everyone and welcome to this months Scrap Your Stash Blog Hop hosted by Practical Scrappers! You should have arrived here from the fabulous Melissa's blog, if not check it out here. It's that time of the month where you dig into your stash, you know that older stack of scrapbook paper that just keeps multiplying because you have found new paper that you just can't live without! What, what is that you say..." Why Bobbi that looks like more Crate Paper". Yes...yes it is, I just can't help myself (one of my favorite scrapbook companies) I'm obsessed. For this layout I'm using Crate Papers - On Trend collection.
I layered several patterned papers from the collection. I shaded my paper pieces with walnut stain Distress Ink and a blending tool and then distressed the edges with a bone folder.
I did a little splattering with some Heidi Swap Gold Color Shine and Mister Huey's Opaque White sprays. I am in love with that gold!!!
All of the wood veneers are Studio Calico and the buttons are from the On Trend collection as part of an embellishment pack.
GIVEAWAY!!! Up for grabs is a selection of 6 x 6 scrapbook papers with coordinating bakers twine and washi tape. To enter, just become a follower on my blog through Google, Google plus, or the email option. Leave me a comment letting me know you are a new follower! I will leave this giveaway open until 11:59 CST on June 6th.
I hope you enjoyed my layout, let me know what you think, I love your comments! Thanks for stopping by and we'll see you next time! Next on the blog hop list is the very talented Majken, happy hopping!!!
Practical Scrappers http://practicalscrappers.blogspot.com
Melissa http://theprofoundbrunette.com
Bobbi http://vintagemusedesigns.blogspot.com/ **you are here**
Majken http://chocoscrapaholic.blogspot.com/ *next stop*
Kelly www.kelsterjean.com
Monica http://scrapinspired.com
Wendy C www.stampingrules.com


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Answer by Oliver Starr:
All wolves destined for release (or re-release) are handled in a similar way: ideally they are kept in an habitat that closely mimics their natural environment including being fed diets that consist of what they'd typically be eating if they were wild.
In addition every effort is made to limit their exposure to people to avoid any habituation. This is especially important where food is concerned since captive wolves don't generally have the chance to hunt. As a result keepers need to reduce to a minimum any actions that cause the wolves to associate people with food.
Here's everything you might want to know about the red wolf species survival plan from USFWS: Red Wolf Recovery Program
And some video / live cams of red wolves at the Wolf Conservation Center in NY: Red Wolf F1397


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Or Login using BecomeGorgeous
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This classy Bob hair style looks polished and super-neat. Opt for it if you're eager to go for the safest option to have a dapper new season do. Enhance the glossy effect of your locks with shine serum and keep split ends at a moderate distance.


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Jack Ingram
Band Members: Jack Ingram, Kevin "Frenchie" Sciou, Pete Coatney
Releases: Midnight Motel (2016), Big Dreams and High Hopes (2009), This Is It (2007), Wherever You Are (2006), Live Wherever You Are (2006), Acoustic Motel (2005), Live at Gruene Hall (2004), Live at Billy Bob's (2003), Electric (2002), Hey You (1999), Livin' or Dyin' (1997), Live at Adair's (1995), Jack Ingram (1995), Lonesome Question (1995)
Years at MusicFest: 16
Throughout a recording career that has spanned more than 20 years, Jack Ingram has maintained a reputation for personally charged song craft and charismatic performances, earning him prominent stature in a prestigious tradition of singer-songwriters. Ingram's prior work has won him a fiercely devoted fan base as well as critical acclaim, and now his latest album Midnight Motel marks a creative milestone for the veteran artist, his sound ever evolving while showcasing some of his most expressive, emotionally raw songwriting to date. His eighth studio album, and his first since his 2009 smash Big Dreams & High Hopes, Midnight Motel features an organic late-night vibe that is perfectly suited to the material and brings out the emotional edge in Ingram's deeply felt vocals. The road to Midnight Motel has been a long one for Ingram, who was named Best New Male Vocalist by the Academy of Country Music in 2008, even though he'd already been rocking honky tonks, theaters, and stadiums for over decade by then. He began writing songs and playing gigs while studying psychology at Southern Methodist University, and quickly earned a devoted audience. Today, Ingram is not only busy touring, but helped found the joint fundraising effort, Mack, Jack & McConaughey, along with Academy Award-winning actor Matthew McConaughey and Texas coaching legend Mack Brown. The nonprofit has given over $5 million dollars to charitable organizations including CureDuchenne, Dell Children's Medical Center, HeartGift and The Rise School of Austin. Jack Ingram's iconic Outdoor Stage shows at The MusicFest are not to be missed! Plus Jack and Wade's acoustic show on the mountain top is back this year by overwhelming demand!


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Would you like to sharpen your media skills and give your expertise the showcasing it deserves?
Bulbula is partnered with Esther Stanhope, a TV coach with 20 years experience at the BBC working with big personalities and Hollywood stars. Today she works with people from all over the world from leaders of global organisations to individuals looking to improve their presentation and interview skills.
We can tailor a programme to suit your needs
The sessions focus on interview and speaking skills, as well as on issues more specific to women in the media.
We offer one-on-one sessions, group sessions or skype consultations. Send us an email with your requirements and we'll get back to you with some options.


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In Singapore, residential property owners install dumbwaiters for the convenience of the products. The product accommodates a variety of items and enables the owner to send the items to any floor quickly. It helps property owners move small to medium sized items faster. A local supplier offers a full inventory of dumbwaiters and lifts for residential property owners.
Transporting Items with Ease
Instead of trying to walk up the stairs with awkwardly shaped items, the property owner loads the items onto the dumbwaiter. After the items are loaded, the owner closes the doors and presses a button. The dumbwaiter stops at the floor selected by the owner. The product is beneficial for moving books, electronics, and small appliances.
Lowering the Risk of Common Injuries
The dumbwaiters offer safety features that lower the risk of common injuries. Motion detection features stop the automatic doors from shutting if something or someone is in the way. The feature prevents serious injuries and keeps the owner safer. The product won't engage until the doors close and the control button is pressed.
Helpful Option When the Family isn't Well
When caring for a sick loved one, the dumbwaiter provides a beneficial option for transporting food and medications. The homeowner places the items in the dumbwaiter in the kitchen. The items are lifted to the appropriate floor without spilling. The family won't have to try to walk up the stairs with hot foods or beverages that lead to burns or unwanted messes.
Moving Heavier Items to a Higher Floor
The homeowner and their family pushes boxes, crates, and even hampers into the dumbwaiter. The property owner won't place a strain on their back trying to lift any heavy items. The control settings allow them to position the lift at the right height for easy loading.
In Singapore, new dumbwaiter installations are convenient tools for residential property owners. The products are constructed of high-quality stainless steel. The control features enable the property owner to maintain full control over the product. Property owners contact a customer service specialist to learn more about dumbwaiter lifts in Singapore by Lift Works right now.


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Info on Top 30 US B-Schools
The 2006 rankings of US B-Schools by Businessweek provides good information, viz tuition fee, post-MBA salaries, average work experience of the incoming class, etc. Along with this statistical information, it also provides one-liners on each school which I really found useful:
1. Chicago GSB
Students appreciate option to tailor curriculum to their interests. Living in Chicago gets pricey, but most say facilities and faculty are worth the expense.
2. Pennsylvania - Wharton
Students say competitive program improves the academic experience. Decision to allow students to disclose grades to recruiters has many disconcerted.
3. Northwestern - Kellogg
The word used over and over by Kellogg students is "collegial." School balances individual development and teamwork, case studies and lectures.
4. Harvard
Case method allows students to solve real-world problems. Ivory tower is not everyone's cup of tea, but alumni network is vast.
5. Michigan - Ross
Lack of grades diminishes competition and increases focus on work. Facilities are lacking but undergoing a makeover.
6. Stanford
With Silicon Valley around the corner, innovation reigns. Extensive electives cater to students with interests beyond banking and consulting.
7. MIT - Sloan
MIT offers unique courses with entrepreneurial focus and attracts students with engineering backgrounds. Prominent faculty remains accessible.
8. UC-Berkley - Haas
Tech and entrepreneurial specialties give Haas grads an edge in innovation. Curriculum is not as well-suited for those with eyes set on Wall Street.
9. Duke - Fuqua
Students on "Team Fuqua" enjoy the collaborative learning experience. Good for the hand-holding types but some would like more debate and conflict.
10. Columbia
Students appreciate vast alumni network and high-profile speakers. Access to recruiters for everything from international companies to lesser known employers.
11. Dartmouth - Tuck
Small class-small town leaves something to be desired. But many appreciate the "self selecting" crowd that attends. General management program is specialized.
12. UCLA - Anderson
Students go by an "excellence without attitude" mantra. Active student clubs provide career development, but there's limited access to East Coast recruiting.
13. Cornell - Johnson
Particularly popular among career switchers, Cornell offers small class sizes and accessible professors. Students enjoy new immersion learning programs.
14. NYU - Stern
Local alumni base is large and former students are willing to lend a hand in the job search.
15. Virginia - Darden
Case method works well in small classes, which foster Socratic learning. Students get individual attention from administration and faculty.
16. CMU - Tepper
Tepper's small class size creates intense focus, intimacy, and greater hands-on responsibility. Curriculum is geared toward the quantitative mind.
17. UNC - Kenan-Flagler
Job placement leaves most grads smiling, but international students may not have the same luck. Extracurricular activities and pleasant location add to the appeal.
18. Indiana - Kelley
Kelley is praised for general education but is found lacking in specialties like consulting and investment banking. Strong regional bias limits recruiting options.
19. Yale
Small program size means easy access to alumni and faculty. Students applaud new dean Joel Podolny, cited for being a visionary leader.
20. UTA - McCombs
Complaints include unresponsive administration and poor career placement for international students. Variety of classes and other resources balance equation.
21. USC - Marshall
Strong community and alumni network offer lifelong career contacts. Drop in 2004 rankings led to major program overhaul, but students want further improvement.
22. Georgetown - McDonough
D.C. area offers students many opportunities for work in the public sector and international business. Demanding classes are taught by diligent professors.
23. Emory - Goizueta
Students extol leadership development, accessible professors, and caliber of classmates. One-year program offers a popular alternative to two-year MBA.
24. Purdue - Krannert
Students laud financial aid offerings and diverse, international student population. Curriculum emphasizes quantitative skills and teamwork.
25. Maryland - Smith
Smith grads gripe about regional recruiting and inadequate career services. But tight-knit community and affordable tuition help ease the strain.
26. Notre Dame - Mendoza
Students miss proximity to big city, but enjoy the tight-knit community and finance training. Recent switch from semesters to a 7-week system gets mixed reviews.
27. Washington U - Olin
Small class size means personal attention from faculty, but on-campus recruiting is a disappointment. Campus hosts a noteworthy leadership speaker series.
28. Rochester - Simon
Quality of education, analytical skill development, and personal attention from faculty is highly rated, but poor showing by recruiters frustrates students.
29. Michigan State - Broad
Teamwork focus means most grades are based on group, rather than individual, performance. Students praise outstanding career services center and faculty.
30. Vanderbilt - Owen
Students laud the overall experience at Owen. Grads say that rigorous curriculum leaves them well equipped for future careers.