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EU takes on Corporate Tax Avoidance – Africa's largest Financial drain
By Uzo Madu
Photo:Phillip Ingham under Creative Commons Licence 2.0
21 June 2016 – Tax avoidance (legal) and tax evasion (illegal) costs the African continent anywhere from $30 to $60 billion a year with approximately 65% coming from legal practices, such as tax avoidance, according to the UN High-Level Panel on Illicit Financial Flows from Africa Report.
To give these figures some context, it is estimated that $20 billion a year in extra income is needed for Africa to 'catch up' with more economically developed regions. On top of this, approximately 28.9bn USD in aid was given to Sub-Saharan Africa in 2014, according to the OECD.
Corporate tax avoidance has been given the title of being Africa's biggest financial drain and Europe's role – flows of investment into developing countries via low-tax regimes, which have doubled in the past decade. With the bulk of these flows accounted for by just two EU countries, the Netherlands, and Luxembourg. Furthermore, the European multinationals account for a sizeable chunk of corporate activity, with the top 20 European multinationals having a combined market value of over $2.2 trillion.
What is the EU doing?
The EU is carrying out its own policy assault on corporate tax avoidance, the legal practice of minimising a tax bill. For example, by taking advantage of a loophole or exception to tax regulations, or interpreting tax rules in a way that lowers the tax liability, in stark contrast to the intention of the rules put in place. The most common forms of tax avoidance are shell corporations, tax havens (e.g. Luxembourg and the Netherlands in the EU or the Seychelles in Africa) and complicated tax-avoidance schemes to reduce their tax bill. A common thread is secrecy, which covers up many of these practices or makes it difficult to really assess with any specificity where profits are being made and what rate of tax if any is being paid. The whole world was given a glimpse of this reality when the biggest data leak in history – a weighty 11.5 million financial and legal records was disclosed from the Panama-based law firm, Mossack Fonseca, and exposed the secretive world of offshore companies, facilitating tax evasion and avoidance schemes around the world.
Tackling this secrecy is the purpose of one of the central EU proposals on tax avoidance, included in the wealth of proposals released in late January this year, is a revision of a previous directive on administrative cooperation, the proposal's central premise is to adopt country-by-country reporting between Member States' tax authorities on key tax-related information on multinational corporations operating within the EU. However, the absence of public disclosure falls short of what tax campaigners have said would be needed to shed light on the sophisticated tax-avoidance strategies. On the other hand, Wolfgang Schäuble, Germany's finance minister, warned that the sharing of country-by-country data between national tax authorities should not lead to information being made public.
The rules proposed would require multinationals operating in the EU with global revenues of more than EUR 750 million a year to publish key information on where they make their profits and where they pay their tax in the EU and these companies would have to only publish an aggregate figure for total taxes paid outside the EU. Therefore, country-by-country reporting does not extend to those countries outside the EU, an issue that ex-South African President, Thabo Mbeki raised when he was in Brussels in April 2016, stating that "aggregated accounts have been used to hide the profits and not pay the taxes in the countries in which these companies are operating in the way that they should" and therefore he calls for the country-by-country approach to be global.
Another concern is the small scope of businesses subjected to the rules, the reporting system's high threshold would exclude some 85-90°% of multinationals, according to research carried out by the OECD. The figure of €750 million is borrowed from the OECD's Base Erosion and Profit Shifting (BEPS) project. The scope of companies covered plays a role in the effectiveness of these rules in the EU-Africa context, largely because in terms of greenfield investment – where a parent company builds its operations in a foreign country from the ground up, it is in fact western companies that are most active in Africa.
Western Europe accounted for more than half of all greenfield investment into Africa in 2014, with an estimated $47.6bn invested and the top 5 investing countries in Africa by capital expenditure, included three European countries (France, Greece, and Belgium) according to a Financial Times report.
Does a global problem not require a global solution?
In short, yes and the international forum in which these solutions have been discussed is the OECD. The OECD BEPS project has been the basis for the EU rules on country-by-country reporting and many other aspects of the EU's proposals on tax-avoidance. The BEPS project includes minimum standards on country-by-country reporting and the template will require "multinational enterprises (MNEs) to provide annually and for each jurisdiction in which they do business, aggregate information relating to the global allocation of the MNE's income and taxes paid together with certain indicators of the location of economic activity within the MNE group, as well as information about which entities do business in a particular jurisdiction and the business activities each entity engages in" according to OECD rules.
The threshold, as stated above is also set at 750 million EUR and the issue here is that whilst consultation was open to non-OECD countries during the decision-making process of these rules, non-OECD countries did not have a central role in the decision-making, which is a concern when we consider the gravity of deeper implications these rules have for African countries, for example, considering that the majority of the countries on the continent are developing and that the reliance on corporate tax revenue is significantly higher than other forms of tax revenue.Whilst non-OECD countries have now been brought into the fold, in terms of the implementation of these rules non-OECD countries have been invited to participate in the BEPS inclusive framework. This framework will open up the decision-making body of the OECD's tax work to interested countries and jurisdictions in order to implement the BEPS project.
However, not being at the decision-making table when the very rules are being devised is a great disadvantage, since "if you're not at the table, you're on the menu."The OECD situation is symptomatic of the marginalised role African interests tend to play in international forums where global governance rules are constructed (e.g the IMF and the World Bank) and therefore, the result is that African countries and in turn businesses end up being rule takers instead of rule makers. Therefore, how can the continent ever intend to be prosperous from the global system when it is not drawing up the rules but instead implementing what has been prescribed by others.
Despite not being part of the global solutions, there are still many issues on the ground.
Despite EU and OECD activity, there is a clear issue with how the tax system is working on the ground, in many African countries. Not least because EU measures are only ever going to ensure that the tax usually avoided is collected within the EU's internal market and because of the various issues which lie at the heart of effectively tackling tax avoidance so that avoided tax can be identified, but most importantly, it can be collected and invested into government spending on important public services, such as education, health, and infrastructure. But also that there is enforcement of rules on tax avoidance, enforcement that also results in these funds being repatriated back to the place it belongs.
The reasons for the losses on the ground are complex and numerous, there are structural issues in many African countries which are cross-cutting, for example, the difficulty of taxing the widespread informal economy, which contributes about 55% of Sub-Saharan Africa's GDP and 80% of the labour force but also the limited capacity of fiscal administrations, the UN high-level panel on illicit financial flows found that only 3 African countries had internal revenue units that were equipped to deal with the most common form of tax-avoidance (transfer pricing). Secondly, the difficulty of taxing extractive industries, African continent hosts 20 of the most resource-rich countries in the world but yet it consistently struggles to achieve even a basic standard of living for its populations. Thirdly, the tax mix is imbalanced with an excessive reliance on a few types of tax to generate revenues, this means that some stakeholders are disproportionally represented in the tax base.Countries heavily reliant on a narrow set of taxes are putting their economies at risk because if a shock hits that source of tax, the country could see its public revenues collapse. For example, those countries heavily reliant on taxes on resources means revenues of these countries are closely linked to commodity prices and the price of crude oil in particular. In the current financial climate, this has been shown to be quite problematic for oil-rich nations, in particular, according to the AfDB. Therefore, a balanced tax base is considered to be more stable because it relies on a diversified set of taxes, with a mild burden on each type of taxpayer and each type of economic activity. A wide base also means a diversified range of stakeholders is active in the national political process, according to the UN. These African-owned shortcomings were also very much the focus of recommendations put forward by the UN High-Level Panel on Illicit Financial Flows, last year.
Where the EU stops and African governments must start.
Whilst the EU is making attempts to overcome some of the catalysts of tax-avoidance, the efforts will only result in directly enriching EU countries, since the EU only has jurisdiction over collecting taxes within its own borders.
The real gains can only be made if fiscal administrations are strengthened on the continent and tax is collected and channeled to public services, public services such as education where only a fraction of the billions lost ($39 billion to be exact, according to ActionAid) is needed to send the global child population to school. Investment in public services by credible and accountable governments on the continent is one of the key ways in which real and lasting economic growth can be realised for the benefit of people.


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Lost hard drive space
BlackLeaf 09 Apr 2008 01:17
i tried installing xp, and ended up going back to vista and now, it says my hard drive is only 119 gigs out of 149.
i looked through my hard drive and discovered a file called windows old.
so i deleted it.
and now i have 124 out of 149.
does anybody know what i did?
Unfold Lost hard drive space by BlackLeaf, 09 Apr 2008 01:17

subset: commoncrawl


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New Kind Agency is a boutique artist management agency committed to holistic management and marketing practices. We value both practical and intuitively strategic approach in business.
NKA is currently representing artists creating electronic dance music ranging from Techno, Tech House, House, Deep, Indie, and Electro. Our clients are currently based in Spain, Chicago, NYC, and Philadelphia.
We are looking for self motivated, happy, healthy, creative people with experience and or with a deep desire to learn about booking and promoting artists in the electronic music industry.
The agent's role is both simple and integral: Keep musicians working. For this you will be:
Liaising with bands/labels/management to agree on a window for tour dates, the financial and logistic requirements of the tour, and the goals of the tour (eg, promote a new album).
Contacting promoters and venues to pitch artists and agree on performance dates.
Arranging contracts with promoters regarding pay, rider, guest list and equipment.
This is a job that takes a combination of business savvy, assertiveness, people skills, intuition, creativity and perseverance. You will need to be self disciplined , self motivated, and a belief in yourself and the mission of New Kind Agency. Plan to spend your days on the computer and phone developing and maintaining relationships with promoters, record labels and the artists' managers. You need the organizational skills to manage details, the heart to keep going in the face of rejection, and the vision to develop touring schedules that widen our clients' exposure.
As an agent you will be able to work remotely wherever you have cell service and internet. This is why it is important that you are self motivated and have good organizational skills.
Pay is commission based for the first 3 -6 months at a rate of 10% – 15% on top of artists fee – depending on your previous experience.
If you are interested in joining us please email us with a bit of information about yourself, your previous experience, your future goals and aspirations, and why you would be a great candidate to join our team.
Thank you for taking the time to read our post.
Kind Regards,
New Kind Agency


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Hazare to go on indefinite hunger strike over land bill, OROP issue
Social activist Anna Hazare has decided to go on an indefinite hunger strike at the Ramlila ground in Delhi from October 2 over the land acquisition bill and the 'one rank one pension' issue.
Hazare met former defence officials at his native village Ralegan Siddhi in Ahmednagar district on Wednesday and discussed ways in which the OROP issue could be taken up with the government.
Hazare recently said the BJP-led government at the Centre had not shown as much interest towards the implementation of the OROP scheme as it had shown towards the passing of the land acquisition bill, adding the retired jawans deserved to lead a dignified life.
"The current government, during the elections had said that they will implement One Rank, One Pension, but it has been more than a year, they have not done it. They have so much interest in land acquisition bill, but why are they not showing similar kind of interest in OROP," Hazare had said.
The OROP scheme has been a long-standing demand of ex-servicemen's associations and relates to payment of uniform pension to defence forces personnel retiring in the same rank with the same length of service, irrespective of their date of retirement.
"Jawans in the Army face a lot of difficulties. Whether is it desert of Rajasthan or the freezing conditions in Jammu and Kashmir, they serve the nation. They deserve to lead an honourable life after retirement. People who dedicate their lives to the nation should get the chance to spend their lives with dignity," he added.
Hazare had protested against the controversial land acquisition ordinance earlier in February, saying the Narendra Modi-led government was acting as a property dealer for corporates. He had accused the Modi government of being indifferent towards farmers.
He had hinted at a bigger agitation at the Ramlila ground during the February protest.
Hazare had also written to Prime Minister Narendra Modi, urging him to implement the OROP scheme at the earliest, failing which, he would launch a countrywide agitation for the same.
(With PTI inputs)
For Further Reading,


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Every now and then, something comes along that is so funny, it just has to be shared. The brain trust at The Church You Know has cranked out some serious video poking fun at some of the things we do in church. Thanks to Rodd Jefferson for turning me on to this. Enjoy!
[tags]humor, money, church, the church you know[/tags]


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Are you interested in Sports?
Do you want a new challenge?
Do you want to get fit but don't know where or how to start?
Are you having trouble promoting your club, events or activities?
Then welcome to OOYO™ Sports.
OOYO™ Sports is a purpose built website for the promotion of community sport activities, health & fitness. Our focus is to bring together activity providers and the health and fitness community and to provide an easy to use resource for everyone interested in sports and fitness. The website caters for a broad and diverse audience with various levels of abilities and interests in sports.
Our website allows activity providers to display information related to sporting clubs, sporting events, sports facilities, training classes, sports therapies and sports retailers while users will be able to quickly and easily find out information, find the relevant contacts and find out how to get involved in their choice of sports.
If Yes, there are literally thousands of sports clubs and sports organisations throughout Ireland with hundreds of different sports activities which cater for every age and fitness level. If you are interested in finding a new sport or looking for a new challenge then, OOYO™ Sports will help you find out what is on in your area, provide you with contacts and information for sports events and sports activities.
Sports activity providers and sports advertisers can quickly and easily get their sports events and activities online. Advertise sports events, raise funds for charity, upload flyers, pictures, logos, include a link to their own website or social media pages. Advertisers can also receive enquiries directly or through their own personalise message box provided by OOYO™ Sports. Once a sports advertiser has subscribed the content of the ads can be updated at any time. Statistics will be provided on how many times your ad have been viewed.


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a. Announcing the Position/Recruiting:
(1) Dean receives permission from the Provost to recruit for a position after the Provost receives permission from the President. Rank and salary range are agreed upon.
(2) Dean notifies the Department Chair of agreement to seek new faculty hire with rank and salary range agreed upon.
(3) Department Chair sets up Search Committee in compliance with the University, College, Department and/or EPPC policy. The search committee chair, after consultation with the College Dean and the Provost, will ensure that the candidate(s) will be interviewed by personnel impacted by the hire.
(4) Search Committee/Department Chair writes Position Announcement which includes tenure status, starting date, what to include in application package-statement of teaching philosophy, letter of application, unofficial transcripts, reference letters, curriculum vitae.
(5) Search Committee schedules the Human Resources Director to attend the first committee meeting to review AA/EEO requirements.
(6) Department Chair/Search Committee contacts Human Resources to begin a job posting through the online HR system indicating salary range and advertisement venues. Search budget is established. Search committee ensures that the Department Chair, the College Dean, and the Provost each have a copy of the curriculum vitae for each candidate who is brought to campus for an interview.
(7) Chair of Search Committee sends Position Announcement to such sources as may maximize racial and ethnic diversity and gender representation on the faculty.
(8) Human Resources places the ads in publications indicated on the job posting after discussion with appropriate Dean and send the notice of position opening to colleges and universities with large minority enrollments.
(9) Applicants apply through the online HR system. They receive confirmation that their application was received.
(10) Applicants may provide affirmative action information when they apply.
(11) Electronic applications go directly to the Search Committee.
b. Selecting Candidate:
1. The College dean establishes the search budget in consultation with the Search Committee Chair.
2. Search Committee reviews application packages, conducts telephone interviews, if appropriate, and selects applicants to be interviewed on campus. Up to three (3) applicants may be invited to the campus for an interview without prior permission of the Provost. Search Manual Faculty
3. Search Committee arranges interview schedule for on-campus interviews with the Provost, Dean, Department Chair, and Search Committee.
4. Search Committee invites applicants to campus for interviews and provides applicants with state regulations regarding travel arrangements, reimbursable expenses information (hotel, airline tickets, travel expenses, settlement form, etc.).
5. Search Committee sends applicant schedule for visit/interview. Makes reference checks before each candidate comes for interview. Should also send applicant information about Shepherd University, Shepherdstown, the region, hotels, map of the campus, etc.
6. Search Committee conducts interviews and completes reference checks as necessary. The College dean, after consultation with the Provost, shall either directly or through a designee, discuss salary with each candidate prior to the candidate leaving campus. The dean, or the dean's designee shall, after consultation with the Provost, also discuss any special conditions of employment, e.g., time towards tenure that may be granted to the candidate consistent with University policy.
7. Search Committee/College administrative staff works with the candidates for travel reimbursement, and ensures verification of highest degree earned.
c. After the Interview/Selection:
(1) The committee determines and recommends all suitable candidates from the finalists brought to campus for an interview. The committee sends a memo listing the strengths and weakness of all acceptable candidates to the department chair. (ranked or unranked).
(2) The department chair recommends suitable candidates from the list of acceptable candidates forwarded by the search committee and brought to campus for an interview. The Chair sends along with the committee's memo, a memo listing the strengths and weakness of all acceptable candidates to the College dean.
Some departments may choose to vet candidates through a vote at a faculty meeting. In those particular instances the department chairs memo should reflect the spirit of the department vote but does not preclude the chair from making a different recommendation.
In the event that the chair does not recommend a candidate forwarded by the committee, a meeting will be held between the department chair and search committee chair, and members of the search committee to explain the decision.
(3) The College dean determines and recommends all suitable candidates from the list of acceptable candidates forwarded by the search committee and brought to campus for an interview. The College Dean sends along with the department chair's memo and committee's memo, a memo listing the strengths and weakness of all acceptable candidates to the Provost.
In the event that College Dean does not recommend a candidate forwarded by either the department chair or the search committee, a meeting will be held between the department chair, search committee chair, and members of the search committee and the dean to explain the decision.
(4) The Provost determines and recommends all suitable candidates from the list of acceptable candidates forwarded by the search committee and brought to campus for an interview. The Provost sends along with the memos from the College dean, department chair and search committee, a memo listing the strengths and weakness of all acceptable candidates to the President.
In the event that the Provost does not recommend a candidate forwarded by the College dean, chair or the search committee, a meeting will be held between the Provost, the College Dean, the department chair, search committee chair, and members of the search committee to explain the decision.
(5) The Provost obtains the President's approval by email or by hard copy, signed memorandum of acceptable candidates.
(6) Provost notifies the Dean of hiring decision. Should the candidate wish to have the terms of the original offer reconsidered, the College dean, or the dean's designee, after consultation with the Provost, will enter into such discussions.
(7) Dean makes offer to candidate and informs candidate that official offer letter from the University President will be sent by the Provost and is reminded of necessity to send official transcripts to the Provost. Dean informs candidate that first paycheck will be available four weeks after start date of contract.
(8) Dean informs the Provost of candidate's response by email or by hard copy, signed memorandum.
(9) President's Office prepares offer letter with details of hiring secured from the Provost, i.e. salary, rank, title, tenure status, acceptance of previous teaching experience, starting date, and reimbursable expenses.
(10) The Provost in consultation with the department chair and College dean prepares a letter of hire that outlines expectations. This letter details the specific initial expectations developed by the department (program development, service needs, outreach, special projects, research/grants) outlined for the candidate. This letter should be reviewed annually for evaluation purposes by the Department Chair and the College Dean.
(11) President's letter is sent by the Provost to the candidate setting forth the hiring details and including a contract to be signed and returned if the offer is accepted along with a form authorizing a background check.
(12) Once a signed letter is returned to the Provost, a copy of offer letter and letter of hire is sent to the Dean and Department Chair. The Dean informs Department Chair/Search Committee of the candidate's acceptance. The Dean informs the College administrative staff so information is ready to be entered into Human Recourses System.
d. Completion of Hire:
1. Upon return of signed contract to the Provost' Office, the Dean is notified by Provost. The Dean notifies the Department Chair and Chair of the Search Committee.
2. Department Chair submits Hiring Proposal through the online HR system through approval hierarchy (Department Chair, Dean, Provost, Administration and Finance, and Human Resources).
3. Chair of Search Committee notifies Human Resources to generate "rejection" email messages to all applicants who were not called for interviews. Chair of search committee calls all candidates who were interviewed.
4. Files of all candidates are sent to the Dean who shall maintain them for three years.
5. When new hire arrives on campus, an appointment will be made with Human Resources to sign up for benefits, fill out state and federal tax forms with local address (if not done previously), complete I-9 form, complete drug and alcohol prevention form, be given paperwork to elect pay check disposition (direct deposit, mailing, etc.). and be sent to the Rambler Office for I.D. Card and Public Safety Office for parking permit. New employees may not work beyond three days without completing the Federal I-9 form. If they have not completed it by their third day they may not return to work until it is done.
6. Chair of Search Committee compiles record of search and, in writing, explains final decision if protected minority or female candidates were interviewed and not hired, and sends to the Provost.


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The St Francis Board of Trustees helps to make sure the school is run in the best interests of the students and its community.
A school's board needs to be able to assure the government that:
- the students in the school are receiving a high quality standard of education
- national priorities for school education are being addressed in the school
- the resources are being used prudently to ensure the highest possible quality programmes are provided for students.
The board's role is to:
- ensure the school has a clear sense of purpose by establishing its strategic objectives, documenting these objectives in a school charter, and monitoring progress in achieving these objectives
- set priorities and goals for improvement of learning and achievement in the school
- seek assurance from the management (principal and senior staff) that the programmes being implemented in the school can achieve the goals
- monitor the school's performance against student achievement outcomes
- seek assurance from the school's management that the school's resources are being used optimally to deliver the agreed outcomes, ensuring, for example, that resources are available to ensure the knowledge and skills of the teachers are up to date
- be accountable for the exercise of decision-making rights.


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Sunday, March 18, 2007
A Season on the Edge :: The Dark Side of Tennis
luckily, the better sketch was chosen. I enjoyed rendering the cavemen in the background with pencil on paper, it's been a while since I used "real" tools for drawing.
on a different note - AfterDark Films has acquired North American rights to Goran Dukic's dark romantic comedy "Wristcutters: A Love Story," starring Patrick Fugit, Shannyn Sossamon, Will Arnett and Tom Waits.
the film is an adaptation of the same short story (Etgar Keret's "Kneller's Happy Campers") as Pizzeria Kamikaze. apparently it takes more liberties in interpreting the story-line. watch the trailer here.
there is a striking similarity between the graphic novel and the film in the opening scene...
lastly, the lost images on my last post are now back on the blog.
14 comments:
Your work is incredible!!!ReplyDelete
I think they totally missed the tone of the story. Karet's story was absurd, but not wacky. there was an aimless feeling of ennui that ran through the entire story that the movie doesn't capture at all, at least from the look of these clips. It looks like a sweet romantic comedy. The bullet hole in his buddy's head alone would have done a lot to change the tone of the film. The very obvious wounds on most of the people in the story served as a constant reminder of the absurd futility of what brought them all there in the first place. Instead most of the people we see in these clips look pretty healthy.ReplyDelete
The second round of suicides in the end is probably the most important scene, one I can't see as being sympathetic to the tone of this movie. It suggests this profound sense of existential boredom. There's this subtle implication that no matter how many time they try to kill themselves, there's no way to transcend the ultimate monotony of their lives.
How much do you want to bet that that's the scene they leave out?
I haven't seen the movie yet so it would be hard to say, but the original story had all kinds of flavors and it's only natural each artist interpretation is different. there is also a thing to be said about films and money, and maybe they chose to soften a few angels in order to get finance/distribution deal. in comics its pretty much a dude and his pencil so everything is more simple.ReplyDelete
Veering wildly from the original intention of the source material is cool, if you do it in an interesting way, but these clips make the whole "I just comitted suicide" thing look like too much fun. I haven't seen the film either, so it's really not fair to condemn it on the basis of these clips alone, but I do think it's fair to say that the story they're telling seems to be coming from a very different place than the story Karet was telling.ReplyDelete
I can think of at least two instances where I felt the film maker actually improved on the source material: Sleisinger's Midnight Cowboy, and more recently, Cronenburg's Spider. Not only did the film makers demonstrate a deep understanding of the books on which the films were based, but they ellaborated on the tone and theme of these books in a way that only film can do.
Similarly, I feel that your comics treatment was a nice compliment to the Karet short story. As a cartoonist your images serve as actors, and in the case of the Kneller's story, You really brought the character of the protagonist's buddy to life. He became more than what the short story suggested, and I felt you maintained the tone of the story well.
One image in particular that stands out for me is the haunted look of the icecream scooper who couldn't blink.
Another of my favorite scenes was the one with the Arab suicide bomber in the bar. The Israeli/Arab tension addressed here is probably another thing that's going to be dropped in the American version.
And you're right, movies are big collaborative enterprises with a lot of money on the line and compromise is unfortunately the name of the game. But it doesn't always have to be. With a cast of unknowns and a lower budget, maybe they could've done Karet's story properly afterall. From what I hear, Karet's directed a couple of his own films. Maybe it would be better to watch Karet's films instead.
Nice piece.ReplyDelete
- chris hope3:20 PM
Great illustration. You mentioned that you used "real tools" on this piece. Am i to understand that you are doing most of the drawing directly into the computer with the Wacom for your illustration work?ReplyDelete
I'll never look at the game of tennis the same way again :)ReplyDelete
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- Anonymous10:14 AM
y favorite scenes was the one with the Arab suicide bomber in the bar. The Israeli/Zajmiemy się bomus ściśle powiazanym z online full tilt pokerem a raczej z darmowymi bonusami od drugiego depozytu.ReplyDelete
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text: Take it easy, fella. iStockphoto.com hide caption toggle caption iStockphoto.com Shots - Health News If You Think You're Good At Multitasking, You Probably Aren't January 24, 2013 Multitaskers tend to test high for traits like risk-taking, sensation-seeking and impulsivity. And those very traits interfere with people's ability to stay focused, researchers say.


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Rain May Have Been a Factor in Fatal Michigan Auto Accident
Family members who lost a loved one in a recent Michigan auto accident should seek legal advice as soon as possible to preserve evidence during the investigation and determine their rights to seek compensation for damages including funeral and burial expenses, lost income, pain and suffering, and loss of consortium. After filing a lawsuit, the families may be interested in lawsuit funding to ease financial worries and avoid the pressure to accept a low-ball settlement offer.
The tragic accident occurred when a Chevy pick-up truck heading northbound suddenly crossed the median into the southbound lane hitting a van head-on. Although it had been raining intermittently throughout the day, it is unclear if weather was a factor; an investigation is ongoing. The driver and one passenger in the truck and the driver in the van were killed.
Despite the weather conditions, Mother Nature cannot be exclusively to blame. Was the driver speeding or distracted? Collecting evidence is just one step in receiving compensation for injuries or loss. Preserving evidence helps build a case and increases the chance of receiving compensation deserved. Once a lawsuit is file, plaintiffs who suffer financially, can seek help from a litigation funding expert.
Lawsuit Financial has been helping innocent victims for over 13 years. Lawsuit funding, a non-recourse cash advance is a great option for a family wondering how they will make ends meet financially or to simply pay additional expenses associated with the accident. Pre-settlement funding helps victims deal with unexpected bills – funeral and burial expenses, as well as other pressing financial business, like the mortgage and car payments. With lawsuit funding, plaintiffs no longer need to wait for a settlement to be reached before paying bills. The application process is quick and easy; there are no credit checks, no employment verification, no application fees, and no monthly payments. If approved, funds can be available within 24 – 48 hours. Once the financial worries are contained, the plaintiff can wait for a fair and equitable settlement. Call us toll free – 877-377-7848, or visit us online.


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Prevention of problems with children and dogs
Both dogs and children can be unpredictable and if the fit is wrong the results can be frightening, or even tragic, for all concerned. For this reason, children under the age of 7 (and even older in some cases) should never be left unsupervised with a dog. Most children under the age of 12 should never be given the sole responsibility of dog ownership. The child requires the guidance of a responsible adult in dog ownership. A dog is an enormous commitment, even for an adult, much less a child. It is also important that if you plan to have dogs in your life, you should bring up your children to both love and respect dogs.
There is also much that can be done to help dogs become more comfortable with children. All dogs should be socialised to the very special presence of children from as early an age as possible. Children are very much a part of this world and the chances of your dog going through life without being confronted by one are very slim. Habituating your dog to be safe with children should be considered a major responsibility of dog ownership. Early socialisation by supervised play with children during the first 4 months of the dogs life is the best procedure. After that it becomes more difficult, although not impossible.
Whether you are socialising a puppy or an older dog, you must de-sensitise your dog to the strange behaviour of a child. The behaviour modification can be started at home with family members.
Start by teaching your dog an inhibited bite. Any play bites should be met with a loud ouch and an end of the game. This also goes for any touches of teeth to clothing or any body parts. Offer your dog titbits and say gently. If dog takes the titbit gently, give lots of praise and, of course, the titbit. If the dog snaps or touches your skin, a very loud ouch and he does not get the titbit or praise. Do not give up the titbit until the dogs teeth do not touch skin but delicately pick up titbit from your hand. You are teaching your dog to be aware of the strength of its bite and that biting is not allowed. Gently can also be used to caution the dog when he is meeting children.
Pick up your dog at various times during the day (if possible) and cuddle close for a few seconds. Increase the length of the cuddle as long as the dog is not panicking or squirming. Large dogs can be cuddled close by kneeling beside them.
Examine your dogs mouth, teeth and paws everyday. This is done for only a few seconds at first, then increase the time as your dog begins to tolerate being handled. Lots of praise and titbits for toleration. Be aware that if your dog protests being cuddled or handled it may be indicative of a problem in the status between yourself and the dog. You need to sort out that relationship before you can progress further!
Teach your dog to take treats from your hand at the same time you pet it with the other hand. Teach your dog that being reached for by hands and being handled can be rewarding.
Accustom your dog to being stared at, starting with short glances into the eyes and lots of praise. Glances become looks - looks become stares.
Speak softly to encourage him to look at you. Lots of praise and titbits.
Accustom your dog to being grabbed at unexpected times, in order to de-sensitise him or her to this behaviour in children, by grabbing the dogs collar or a handful of skin during restraining or handling exercises. Begin gently and say his name first. Lots of praise for calm reaction. Sometimes grab him while he is walking around the house, or during play or walks. Praise and treats for calm behaviour.
Do not let your dog become possessive of toys. They are yours and only on loan to the dog. You can take them away at any time and you sometimes do. Toys are sometimes played with by you, and if there is too much growling or too much tugging, the item is taken away. Do not play tug of war games with your dog.
The following exercise rewards the dog for allowing proximity to both the food and his dish. Occasionally feed your dog by dropping his food, bit by bit, into the dish. In this way you teach your dog that having people near the food dish should not only be allowed, but is very often rewarding.
Your dog should always have a safe place in which to withdraw from children. The children should be taught that it is the dogs place and he is not to be bothered when he is there. The best system is an indoor kennel crate which can be locked if necessary. It is important for the dog to know he can get away from the children if needed.
Although this information can be used in various scenarios with children, it is primarily aimed at puppies and dogs who have had little interaction with children and, therefore, find a childs behaviour strange and unnerving.
All dog owners should remain alert to the dangers inherent in dog/children relationships and take steps to reduce the possibility of an incident occurring between their dog and a child. All children should learn to know and respect dogs and all dogs should be taught to know and respect children.


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Third Anniversary
For our anniversary on Tuesday, my partner and I decided against having one of our bank-breaking nights on the town, but we didn't want to simply stay in and congratulate ourselves on being sensible. So we took a middle course and gave one another the gift of gin.
Now, this might seem like a warning sign to some people, so I'll just quote Norm MacDonald's response to being told that denial is the first sign of being alcoholic: "Yeah, but it's also the first sign of not being an alcoholic." The reason we felt justified in splurging on gin is because it's our favorite spirit and certainly our most versatile. The gins we selected are radically different from one another, and produce completely different drinks. This supply should last us a few months, especially as the weather turns colder and gin and tonic season comes to its end.
Anyway, it made for a great day. Beefeater gin and tonics, dry Hendrick's martinis, and some fantastic Age of Mythology comp-stoming over the LAN. Plus, we made these amazing biscotti late at night.
I'd never made biscotti before, but after discovering how easy and delicious they are to make at home, consider me a convert.
It's also worth mentioning that a single biscotti is about 100 calories, which is a hell of a lot better than the mighty chocolate chip cookie.
This might have been our least ceremonious anniversary, but I think it may have been our nicest.


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So I saw a GIF of a bunch of clocks working together to make a larger clock, where each clock makes up part of the digit.
I decided I wanted to see if I could write a program that does that, to see how hard it would be.
Here's the GIF:
Here's what I created (click the photo to see a live version)
I originally had smooth hour hand movement, however when it came to creating the digits, it wasn't able to produce right angles.
This project took about 1.5 hours.


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06 Mar Squatting with shoulder problems
Todd has been training with me for about three weeks. He's a masters aged lifter and as such has a number of injuries he's accumulated over the years. The main difficulty is with shoulder problems and pain. His range of motion is severely truncated due to accumulated scar tissue, atrophy and years of abuse.
During the first session I have with a client, we always squat first. After receiving some basic instruction and a little background on squat mechanics, I instruct the lifter to take a fairly narrow grip on the bar, with the thumbs over, and duck under to begin getting the bar on his or her back. It was at this point that we found that his shoulders were so tight and frozen he could barely get his head under the bar.
I had Todd start with some stretching. Every session, I have him take a "squat grip" on the bar and duck under. He keeps his wrists as straight as he can then gently pushes into the tightness in his shoulders. I have him do this 5 times for 5-10 seconds each rep. Each rep gets the bar a little closer to the correct position. We can see he's making improvement. The left shoulder is less mobile than his right, but soon he'll be doing high bar squats, and shortly thereafter I suspect he'll be low bar squatting with the best.
In a few weeks, Todd will be able to get his bar in proper low bar position.
Here's a video of Charity showing you the correct position on my hairy back.
For now he is squatting with the safety squat bar. This bar rides high on the back, so the lifter is basically performing a high bar squat. This is suboptimal, but I am glad to get weight on his back and start him squatting, so we'll take it. I have no doubt that with continued work he can low bar squat very heavy weights, even with junk shoulders.
Todd is getting stronger and more flexible. Please let me help you do the same.
Call me at 918-381-9040 or contact me at firstname.lastname@example.com


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I started this post this morning. I opened my photoshop and added the first bullet point. Just the bullet point, no text. Clearly, making doable lists is not my strong point.
Later in the day, I went to the theater. A one man show, actually, but closest to a theater play than I'd ever been in a long time. Not a particular good show, but the list above stuck.
It's the last list I'll make. Don't get me wrong, I will still write wishlists, shopping lists, gift lists, trip lists, movie lists, all sorts of lists. No more to do lists for me, though. The one above seems like more than enough.
Have a great month of April, my friends, list making or otherwise.


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People often ask if I've returned to Vietnam since my family fled Saigon on April 21, 1975. For the record, I've returned 3 times in the past 5 years. Coincidentally, 34 years ago on this date, my family was suddenly living on the island of Guam. We stayed there for a week, then were flown to Hawaii for a pit stop, and finally to California's Camp Pendleton Marine Base where we were among the first Vietnamese refugees to be resettled in the United States. The photo above is of our family, aunt, uncle, cousins and a photojournalist at Camp Pendleton.
It was an alien experience for my parents and all five of us kids. Like many immigrants throughout history, we gravitated toward food as a means to preserve our identity and heritage, as well as to ballast the rough times ahead. We eventually became Vietnamese Americans and through food, found ways to be Vietnamese in America. In 2001, Saveur magazine Editor-in-Chief Colman Andrews invited me to write about my family's Vietnamese culinary experience in California.
Last year, the new (well, he's not that new anymore!) Editor-in-Chief James Oseland suggested that we do a story on going back to Saigon. It turned out that two of my older sisters, Yen Chi and Tasha, were planning a trip so we all decided to go together. Photojournalist Ariana Lindquist joined us to document the experience. The story, entitled "Coming Home", is in the new May 2009 issue of Saveur. (Look for "The Real Italy" cover.)
It was an intense week as we revisited our former family home, met with
a family friend, ate treats of our childhood. One of my sisters hadn't
been back since we left. The Viet Kieu (Vietnamese expatriates)
experience of returning to Vietnam is not a simple one. We're not
happy-go-lucky tourists. There's a lot of baggage that gets unpacked,
and I don't mean physical luggage.
Above is the street by my family's old home. Below, is our family home,
appropriated by the government in 1975 and now a preschool.
Our house comprises about 2/3 of the turquoise building.
When I was in New York last week, the issue had just come back from the printer. James handed me a copy and we paged through it in silence. I'm often astounded to read my own work in its final print form, with layout, design, photography coming together to communicate a compelling story. This time, I was so touched by the cinematic presentation of the images and words that I could barely look at it. I was stunned by how lovely the piece turned out. The shots of Saigon (above) are mine. Ariana's images are of National Geographic quality!
Mind you, along with the provocative presentation, there are practical aspects too, recipes of the food we sampled in real Saigon (banh xeo sizzling rice crepes, for example), a Little Saigon shopping guide for the ingredients, and a drill-down of Vietnamese herbs. It all comes full circle, from Saigon to America, back to Saigon and back to Little Saigon. Things have surely changed in 34 years, haven't they?
Take a read when you have a chance and share your thoughts and/or personal experiences with Vietnam (whether you're Viet Kieu or not!).


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From the cute boy ladies man that brought you hit singles like "Hello" and "Be My Girl", Ric Hassaninow presents to you a spanking new single titled "Dance Dance Baby Dance". The track is which as a traditional/modern dance feel to it, is sure to get you and the love of your heart on the dance floor.
The song was produced by Sagzy.
Follow Ric Hassani on Twitter:
DOWNLOAD"RIC Hassani – Dance Dance Baby Dance [Prod By Sagzy]",
Submit your comment


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Fraud Alerts
Debit Card Fraud is a worldwide problem, and as a result we have placed restrictions on our debit cards in order to protect you and MCU.
Currently the following restrictions are in place:
Please call us before you travel to these states to ensure that you will be able to use your card: Florida, California, Texas, Illinois and Mississippi.
Please call us before you travel to the following countries to ensure that you will be able to use your card: China, India, Romania, Russian Federation, United Arab Emirates, Spain, Greece, Malta, Saudi Arabia, France, Vietnam, Brazil, Pakistan, Thailand, Egypt and Czech Republic.
In addition, you cannot use your card via internet in the following countries: Luxembourg, ST Kitts-Nevis, Antigua, Barbuda, Singapore, Korea, United Kingdom and Cyprus.
We apologize for the inconvenience and thank you for your understanding.
Fraud Protection
Members Credit Union will never authorize an outside company or organization to contact you by phone or internet to request account holder information. If you should be contacted in such a manner, please hang up and call the credit union immediately. If a credit union staff member contacts you for account information, we will offer you the opportunity to call us back at 622-6050 in Cos Cob, or 975-3866 in Stamford.
The credit union is alerted of attempted fraud situations that affect the financial industry on a regular basis. We would like to pass on the information to you so you can be aware of what to look for in case you are approached by someone who wants to obtain your information and use it for illegal purposes.
SCAM ALERT! One of our members received an e-mail from the National Credit Union Administration asking for debit card information. This is a phishing fraud e-mail. Please don't give out credit union account information in reply to any e-mail.
E-mail and telephone scams are on the rise. Never give out account or personal information to anyone requesting it via e-mail.
Members Credit Union will never ask you to provide account information via e-mail. If you should receive an e-mail requesting such information, contact the credit union immediately. If you receive a telephone call requesting account or personal information, do not provide it unless you are initiating the telephone call.
Identity Theft is becoming a huge consumer problem. Do you know how to protect yourself?
Take a few minutes to review some sound advice in Anytime Advisor today.
Members Credit Union | Privacy Policy | Contact Us | Site Map


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DAC Collection Artist Information
Jack Levine
American painter
Artist ID number in the Union List of Artist Names®: ULAN 500017725.
The ULAN link above leads to a cataloging authority record at the Getty Research Institute.
Objects related to Jack Levine:
|Jack Levine
|On the Convention Floor, ca. 1968
http://dac-collection.wesleyan.edu/art36618 is a persistent link to this page with no user-session information.


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$3000 – 1st student/$2400 additional students
Kindergarten – 12th Grade
Additional Costs
Early Registration Fee (Kindergarten)
$100.00 (By May 31)
Regular Registration Fee (Kindergarten)
$200.00 (June 1 – July 31)
Early Registration Fee (1st – 12th Grade)
$150.00 (By May 31)
Regular Registration Fee (1st – 12th Grade)
$250.00 (June 1 – July 31)
Late Registration*
Academic Fee (K-8th Grade)
Academic Fee (9th-12th Grade)
Cleaning Supply Fee
Dual/Partial Enrolled (High School)
Registration Fee, Cleaning Fee, Academic Fee – pro-rated per class
Tuition – $425/class
Dual/Partial Enrolled (Elementary School)
Registration Fee, Cleaning Fee, Academic Fee – pro-rated
1/4 time (up to 1.5 hours) = $550/year
1/2 time (up to 3 hours) = $1100/year
3+ hours = Full Tuition
Mid-Year Enrollment
LATE Registration Fee, Cleaning Fee, Academic Fee-pro-rated, Tuition – pro-rated
*A late registration fee will occur if a student is registered on or after August 1, 2019
*Payment Options:
(1) to pay the entire amount up front (by first day of school), or:
(2) to pay the registration fee, cleaning fee and academic fee by registration day and to divide the tuition into 10-12 payments beginning on August 20th 2018. Tuition payments are to be through automatic bank debit starting August 20th, 2018 – complete AUTHORIZATION FOR DIRECT DEBIT (ACH) or paid in the office no later than the 20th of each month beginning August 20th, 2018.
– Note: If the bank of your choice stops payment, it will be up to you to bring payments into the office as well as reimburse the school for any fees accrued as a result.
(3) a pre-determined amount of $600 per family to be raised by May 20th, 2019. If families are unable to raise $600 by the 20th of May, the amount remaining will be added to their tuition balance. We encourage families to participate in school wide fundraiser to help relieve some of the amount you are responsible for. In an effort to have more volunteers for our school events and to alleviate some of this fee, we are offering a $100 discount to families who help volunteer. To qualify for this discount families must sign up to volunteer for a minimum of 4 hours at any school hosted event they choose.
*If any refunds of tuition need to be made, they will be made monthly. Fees are non-refundable.


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My kids love to read so I was really excited about "Catch the Reading Bug". I made a quick magnetic book mark using the new magnetic disks from Scrappy Moms Stamps.
I enlarged one of these label shapes, created an offset and then folded it in half. I added the magnets between the layers so it stays in place. Very simple and very cute! Head on over to Scrappy Moms Stamps to get these two new sets and be sure to visit the rest of the design team (links in side bar) for more inspiration.


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e-Commerce, or Electronic Commerce, is one of the most important aspects of the internet to emerge. It allows people to exchange goods and services immediately and with no barriers of time or distance. Any time of the day or night, you can go online and buy almost anything you want.However, the road to creating a successful online store can be a difficult and confusing one if you are unaware of the concepts and principles behind eCommerce. The trick to entering this market smoothly is to find out what you need to do before you have to do it. This page is designed to help you do just that. Here, you will find a step-by-step guide to the process of becoming eCommerce enabled, a listing of all the known Online Transaction Providers, and a condensed comparison of the prices and services they offer, as well as many more resources.
Creating Customized Shopping Cart
Shopping Cart is like a store front where you can display your products,catalogue,price etc. The customer comes to your store through website and selects the item which he requires,after selection gets completed he will be shown with the total amount to be paid for the items he has selected.He would be given an option for paying through Credit Card and complete the transaction.
Approaching Payment Gateway Service Provider :-
Now the Payment Gateway Service Provider comes into picture who are authorized to accept credit card on behalf of merchant.It may be a Bank or Authorised Company who can accept and process credit card online.They Provide us with the payment gateway software that needs to be integrated with the website to enable secure transaction. The providers are been certified by Digital Certified Authorities like Verisign,Thwate etc which build trust among buyer and can transact safely.
Integrating Payment Gateway with your Website :-
This is very important part and the last stage of completing you e-presence.Our Team at Real Consulting (rekonsult.com) will integrate the Payment Gateway software with your website to carry online transaction safely and securely.


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Looking for handyman services across Yorkshire that you can trust and rely on? If yes, then call Jason. It doesn't matter how big or how small your project.
My business offers two services: a handyman service and a woodcraft service. I look after domestic and commercial customers, including homeowners, landlords and corporate customers. I also look after a property portfolio on behalf of a corporate customer that owners hundreds of historic properties across the UK.
Services include:
General DIY jobs
Home repairs and home improvements and property maintenance
Flat-pack assembly (I'll even collect your item from the store)
Picture hanging
Property clearances
Woodcraft and Custom carpentry
Garden cleanups, repairs and improvements
Decking, including repairs and alterations
Custom garden gates and fencing, including repairs and alterations
Door installation, including trimming and fitting new door furniture
Furniture repair and alterations
Child-proofing services
Custom projects: from designing and building bespoke children play houses and sheds, to gates, woodsheds, fencing and garden furniture.
Whatever the task, just ask!


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Join by spending $150 with Umart every year!
Be Logged In to access exclusive deals & lower prices on 100's of items!
New to Umart? Join Free
Please enter a valid email address
By clicking Let me know, you agree to our Terms & Conditions and to receive email updates and exclusive promotions, which you may unsubscribe from any time.
Add to Wishlist
Your store is set to:
Dispatched within 1-2 business days
If you're collecting from a Umart Store, don't forget to choose a Pick Up location to see our live stock levels!
The HP 250 G6 15.6" i5-7200U 4GB RAM 500GB HDD Windows 10 Laptop 2FG10PA is a budget friendly value laptop, running on Intel's i5-7200U. It comes with 4gb ram which is enough for your daily browsing and office work. With Intel's HD 620 integrated graphics, you can easily watch videos in high quality and also play some games. This laptop is perfect for those who are on the go and is looking for something that's great value.Features
Durable mobile designRest assured that the HP 250 can keep up with assignments on the run. The durable chassis protects the notebook so it looks as professional as you do.
Powered for businessConfidently complete projects with Windows 10 Pro and the power of the latest 7th Gen Intel® Core i3/i5/i7, processors with optional DDR4 Memory
Extras that polish the experience
HP, a world leader in PCs helps equip you with a fully functional notebook ready to connect to all your peripherals and designed to fit the needs of business with an RJ-45 port and a VGA port.
Operating System: Windows 10 Home 64
Processor: Intel® Core™ i5-7200U with Intel HD Graphics 620 (2.5 GHz, up to 3.1 GHz with Intel Turbo Boost Technology, 3 MB cache, 2 cores)
Memory: 4 GB DDR4-2133 SDRAM (1 x 4 GB)
Internal drive: 500 GB SATA
Graphics: Intel® HD Graphics 620
Wireless: Intel® 802.11a/b/g/n/ac (2x2) and Bluetooth® 4.2 Combo
Battery type: 4-cell, 41 Wh Li-ion
Energy efficiency: ENERGY STAR® certified


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OSSC Treasurer
-Anatoly Vasiliev -
Dr. Vasiliev's areas of research include spatial light modulators (SLMs), adaptive optics, phase conjugation, optical processing, and pattern recognition. He is the Adaptive Optics System Physicist and Laser Physicist for High Energy Lasers and Advanced Beam Control Programs at Raytheon. He was the Principal Investigator on U.S.S.R. government research programs and defense contracts that first developed an optical system with pure-phase liquid crystal (LC) SLMs. SLMs included those implementing spatial filtering, radar signal processing, phase conjugation, 2-D Walsh and Hilbert transforms, holographic associative memory with pseudo-random encoding of key words, optical correlators for shift-, rotation-, and scale-invariant extraction of symmetry features, and an integrated acousto-optic correlator for 3-D perception and velocity measurement. He also studied the behavior of LCs in nonuniform electric fields, and conducted research & development on adaptive and feedback optical systems with pure phase LC SLMs, and on binary phase-only filters. At Physical Optics Corporation, Dr. Vasiliev successfully developed target tracking and synthetic aperture radar automatic target recognition (SAR ATR) algorithms and designed optical joint transform correlators (JTCs) for SAR ATR, eye-tracking, authentication, & security applications. He designed several commercial backlighting systems for LC displays & auto lighting. Education: Ph.D. in Radiophysics, Academy of Sciences, Moscow; MSEE, State Institute of Electronics & Mathematics (formerly the Institute of Electronics Engineering), Moscow.
Anatoly Vasiliev, Adaptive Optics System Physicist and
Laser Physicist for High Energy Lasers and Advanced Beam Control Programs
Raytheon Space and Airborne Systems
El Segundo, California
Phone: (310) 607-6528
e-mail: firstname.lastname@example.com


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Patsy Church
Martin County High Class of 1963
Memories of Patsy Church
Are you Patsy Church?
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- Let others find you
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Mellanox Compatible QSFP+ Direct Attach Copper Breakout Cable
Technical Specifications
Quad Small Form-Factor Pluggable 100G (QSFP+) copper cable.
Passive Copper Cable assembly.
103.1 Gbit/sec to 4 x 25.7 Gbit/sec (100GBASE-CR4 to 4 x 25GBASE-CU).
Operating distance of 1 metres.
Supply Voltage 3.3V.
Power consumption (per end): max 1.5W.
Product Support
This product is 100% compatible with all Mellanox products that list MCP7F00-A001 as a supported transceiver.
If you are unsure please contact a member of our customer services team who will happily assist.
Safety Standards
FDA 21CFR1040.10 Class 1 Laser Product.
Compliance with Restriction on Hazardous Substances (RoHS) directive.
CE Marked.
We offer two delivery options for all orders placed online, both are DHL Express Next Working Day services.
- Next Business Day - £7.95 *
- Next Business Day, Pre 1pm - £12.95
* Orders of £70.00 (ex VAT) or more qualify for this service free of charge.
We use DHL Express Worldwide for all our international shipping. The price is quoted in your basket and at checkout. Most European countries are Next Working Day, other destinations vary. Please see our delivery page for details and contact customer services if you have any questions.
- Next Business Day to Europe - Prices start at £14.95 *
- Delivery times outside of Europe vary - Prices start at £25.00
* Orders of £70.00 or more qualify for this service free of charge.
All orders received before 4pm Monday to Friday will ship the same day. We will endeavour to ship any orders received after this deadline, however please call if you require confirmation.
Sat-Sun - Orders received after 4:00pm (GMT) on Friday will ship the following Monday.*
* Excludes bank and public holidays.


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- This event has passed.
Current Events/World Affairs
March 14, 2018 @ 10:00 am - 11:30 am
|Recurring Event (See all)
An event every week that begins at 10:00am on Wednesday, repeating until April 25, 2018
Event Navigation
Participants discuss one or more topics from local, national, or international news topics that occur each week. Come and participate or simply listen to others. It's a great way to keep up with the news while being challenged to think – and rethink- your own perspectives. (Class Full)
Facilitator: Hank Stark


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8 reasons why anti-bribery & corruption compliance should be a focus for multinationals
If January is anything to go by, 2017 is set to be another year for headline-grabbing regulatory sanctions against organizations for bribery and corruption violations. The year has already seen significant enforcement activity on both sides of the Atlantic.
UK Serious Fraud Office (SFO)
In the UK, Rolls-Royce's £671m settlement in January sent out a signal that international regulators have started the year as they mean to go on. Following long-running investigations into claims that it paid bribes to land export contracts, Rolls-Royce said it would pay £497m to the UK Serious Fraud Office (SFO), $169m (£140m) in penalties to the US Department of Justice and $25m to the Brazilian authorities. The settlement means that the company will avoid being prosecuted by the agencies, although individual executives may still be charged. For the UK's Serious Fraud Office, the size of the fine was record-setting, dwarfing the previous highpoint of £30m for BAE Systems back in 2010.
The SFO currently has high profile investigations concerning Rolls Royce (the investigation into the individuals continues), Unaoil, Libor, Airbus and Tesco, as well as others on their books which are not yet public information.
FCPA Enforcements
The US Regulators also mean business. By the close of January this year, the DOJ and SEC had already meted out $69,590,080 in monetary sanctions. Compare this to the same time in January 2016: $533,578. And yet 2016 was a record year for FCPA enforcements – with more than $2.8 Billion sanctions and fines being handed out to big- brand companies around the world. Clearly both momentum and traction are growing.
(Source: http://fcpa.stanford.edu/enforcement-actions.html)
8 reasons why your compliance programs need to focus on Anti-bribery & Corruption
So what should an organization do? In an atmosphere of significant regulatory focus on a wide variety of compliance issues in many industries, how should bribery and corruption be prioritized?
The short answer is that for Global 2000 companies, anti-bribery and corruption programs should be at the top of your compliance program plans for 2017 –with a particular view to understanding the relative compliance of your third parties, including suppliers, agents and partners. Eight compelling reasons to support this prioritization are:
1. Your bribery and corruption problems are now: The reality is that bribery and corruption in organizations are long term challenges that defy instant fixes. If there are indeed undetected issues in your organization it will take time to identify them and address them. Boards and C-suite executives should never take the view that "it doesn't happen here or with the organizations we work with". It is worth nothing that the actions of third parties account for over 90% of FCPA enforcements – they are the weakest link in compliance programs and as such require focus. Companies need to have robust due diligence across all their third parties, but also recognize that this is not a one-time process. Ongoing monitoring is important to ensure changes in risk-profile are identified and exceptions addressed.
2. The future of US/UK cooperation on prosecutions: Despite uncertainty on the world's geopolitical stage, it seems likely that the trend towards closer cooperation will continue. Signs of growing cooperation are evidenced in the Rolls-Royce case. With key connections between agencies and their teams being established, and positive enforcement actions as a result, we can expect continued cooperation between these two countries for the time being at least.
3. Anti-bribery and corruption is getting more traction among the G-8: It's clear that the anti-bribery agenda is no longer primarily a US one. Last year, the cases brought against companies such as VimpelCom and Odebrecht involved significant cross-border collaboration. The Odebrecht case, which stemmed from the activities of a Brazilian subsidiary, is expected to settle for more than $3.5 billion eventually. In addition to more prosecutions around the world, countries are tightening up their anti-bribery and corruption rules too – France was a notable country to do so recently. The United Kingdom underlined its commitment to fighting bribery and corruption by hosting a major anti-corruption summit in May, with promises of tougher enforcement. The outcome of this event is to be the formation of an anti-corruption center in the UK, and increased cooperation among the 40 countries that attended across a range of fronts.
4. Emerging markets are raising their game: Last year saw a range of nations, such as China, Vietnam, South Africa and Mexico, as well as other countries, elevate their commitment to anti-bribery and corruption with new regulations. India, Argentina, and others are in the process of introducing or improving laws during 2017. Much more activity can be expected in these markets not just in terms of legislation but also cooperation with other countries in prosecutions.
5. Movements to expose corruption have moved beyond prosecuting agencies: The combination of cyber-savvy underground agencies and individuals committed to exposing corruption, together with trusted media organizations and combined investigative journalism efforts, are changing the playing field. Last year saw the Panama Papers story dominate media coverage for weeks. The publication of articles across a range of news sources about offshore entities involved in illegal activities sprang from a significant leak of data from Panama-based law firm Mossack Fonseca. Other news stories about other companies – including Monaco-based Unaoil – have led to prosecutors taking an interest. What 2016 showed is that journalists can and do lead the way in uncovering bribery and corruption at organizations, and are, like prosecuting agencies, willing to work together to do so.
6. Penalties for corruption have become more common and more costly: Before the Odebrecht penalty, the largest ABAC penalty had been a $1.6 billion penalty levied jointly by the U.S. and Germany against Siemens in 2008. But even aside from these billion-dollar cases, penalties in the tens or hundreds of millions have become more frequent. Four of the largest FCPA settlements ever occurred in 2016.
7. Governments are using new techniques and creating new organizations to investigate corruption: In the U.S., the DOJ announced it was adopting techniques such as wiretaps and sting operations that previously it had applied mostly to blue-collar crime. In China, the government is establishing new regional committees to investigate graft and seize assets.
8. Increased personal liability: Increased emphasis has been placed on director and officer personal criminal liability as an enforcement priority by Regulators, elevating the personal (not solely business) impact of compliance shortcomings. This is borne out by the number of FCPA actions taken against individuals resulting in incarceration and/or personal fines and the SFO's continued focus into individual actions associated with Rolls Royce. As the then Assistant Attorney General for the Criminal Division, DOJ, Lanny Breuer once said: "…prosecuting individuals – and levying substantial criminal fines against corporations – are the best ways to capture the attention of the business community."
It's clear that the global move against bribery and corruption is gathering pace. So it makes sense for organizations, particularly those operating across multiple regions and jurisdictions, to invest now – not just in ensuring their own house is in order but in making sure their third parties, so often the source of bribery and corruption failures, are in close alignment, too.
For more information about the Aravo solution for Anti-Bribery & Anti-Corruption, please contact us.
Related Content:
White Paper - The Business Case For Better Third Party Risk Management - Better business outcomes through good governance
White Paper - OCC Update Briefing 2017-7 - The OCC's Supplemental Examinations Procedures for Third Party Relationships Raising the Bar for Banks' Third Party Risk Management
Infographic - EU GDPR & Third Party Risk - 5 Steps You Can Take Today
Blog - Third Party Risk: Why Global 2000 Companies Should Be Focused on Third Party Compliance
Blog - OCC BULLETIN 2017-7: The OCC's Supplemental Examinations Procedures for Third Party Relationships
Analyst Podcast - Session 1 - How to Develop a Third Party Management Strategy
Request A Demo of Aravo Third Party Risk Management Solutions


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Gather, distribute, and manage digital signage content easily with our iCOMPEL™ V Series OPS Subscriber module.
This iCOMPEL OPS subscriber is our self-contained player module for screen-integrated signage. It slides into your display and connects via an Open Pluggable Specification slot. It's ideal for applications where you want the player appliance integrated into the screen itself. This protects it from tampering and also makes for a cleaner installation with fewer wires.
The iCOMPEL V Series appliance works right out of the box with all software preinstalled—and no recurring licensing fees to deal with later. Plus software updates are free for a lower cost of ownership.
Easy to set up, use, and integrate.
To get started, you simply connect the iCOMPEL unit to your network and sliding it into a display. After booting up, the iCOMPEL unit automatically obtains an IP address from the network. Fixed IP addresses can also be set. iCOMPEL is also easy to use, giving you the flexibility to create attention-getting digital signage without a lot of creative or technical know-how. Even better, iCOMPEL is easy to integrate; it won't cause IT and security headaches when added to your network.
Online content management
Install an iCOMPEL V Series Subscriber on your network and manage it via a Web browser. One iCOMPEL Publisher can send media over the network to an iCOMPEL Subscriber—even on the other side of the world.
Scaling from a standalone installation to a multichannel network with many screens is a matter of simply adding more iCOMPEL units to your IT network configuration.
Drag-and-drop editing
Begin by dragging and dropping media from your computer desktop or a folder to the iCOMPEL media folders on the publisher appliance's hard disk or use its intuitive interface to browse for files.
Multiple content channels
The subscribers pull content from a publisher according to a preset schedule. This way, you can deliver a high-impact display at the right time in the right place, whether it's stored media, such as promotional ads, or Web media, including XML and RSS feeds.
A built-in firewall keeps access limited to authorised users only, and there's no need to install any third-party software or virus protection. iCOMPEL uses HTTP and HTTPS security protocols, and supports the LDAP authentication protocol and VPN capabilities for secure remote access.
Straightforward layouts
The software included on the publisher unit enables you to set up screen layouts containing multiple zones for display.
Scheduled playlists
Every zone in the display layout has its own playlist, to which you can add multiple media files. Each playlist runs in a continuous loop per a preset schedule. Different layouts can be scheduled to play at different times of the day.
Support for high resolutions
iCOMPEL supports HD digital media and video output to 1920 x 1080 resolution. The device comes equipped with HDMI and VGA video outputs.
Not sure if this subscriber unit is right for your business or organisation? Please call us. We'll discuss your current and anticipated future signage needs, and recommend an iCOMPEL solution for you.
Approvals—CE, RoHS
Rear (via OPS JAE interconnect):
(1) DVI/HDMI, (1) DisplayPort,
(1) audio (line-out),
Front (via OPS JAE interconnect):
(2) USB 3.0 Type A F,
(1) RJ-45 jack for network,
(3) 3.5mm stereo audio jacks (line in/microphone/IR)
CPU Processor—Intel® Celeron®, 1037U (2M cache, 1.8 GHz)
Indicators—(2) LEDs: Power, HDD activity
LAN Interface—1000/100/10Base-T
High Definition: 1080p;
Animation: Flash (SWF) 188.8.131.52, HTML (with Javascript);
HTML: Cropping, HTML as per Firefox 2.0;
Stills: JPEG, TIFF, GIF, PNG, BMP
Media Sources—
Solid state disc: All media types;
Ethernet: MPEG/UDP/IP stream (optional);
Internet: HTML (Web pages) and RSS Feeds with multilingual support
System RAM: 2048 Mbytes;
System media storage: 60 GBytes SSD
User Controls—(2) Buttons: power, reset
Video Output—Digital to 1920x1080 resolution, 4x3, 5x4, 16x9 modes; Portrait or landscape
Power—OPS interface powered, Input: 12 to 19 VDC 8A max.
Dimensions— 3H x 18W x 13.5D cm (1.28"H x 7"W x 5.3D")
Weight—0.8 kg (1.8 lbs)
Wireless Option:
Wireless Antennas — (2) 5-GHz dipole antennas on RP-TNC connectors
Wireless Card — [b]PCI Express half mini-card (Factory fit or return to base upgrade)
[b]Wireless Channels — [b]802.11a/n: 11 non-overlapping channels; 802.11b/g/n: 11 (1–11)
[b]Wireless Data Rate (Maximum)* — 802.11a: 54 Mbps; 802.11b: 11 Mbps; 802.11g: 54 Mbps; 802.11n: 20-MHz bandwidth: 144.4 Mbps; 400-MHz bandwidth: 300 Mbps
Wireless Distance (Maximum)* —
802.11a: Outdoor: 50 m(164 ft) at 54 Mbps, 300 m (984.2 ft.) at 6 Mbps;
Indoor: 30 m (98.4 ft.) at 54 Mbps, 100 m (328 ft.) at 6 Mbps;
802.11b: Outdoor: 150 m(492.1 ft.) at 11 Mbps, 300 m (984.2 ft.) at 1 Mbps;
Indoor: 30 m (98.4 ft.) at 11 Mbps, 100 m (328 ft.) at 1 Mbps;
802.11g: Outdoor: 150 m (492.1 ft.) at 54 Mbps, 300 m (984.2 ft.) at 6 Mbps;
Indoor: 30 m (98.4 ft.) at 54 Mbps, 100 m (328 ft.) at 6 Mbps;
802.11n: Outdoor: 30 m (98.4 ft.) at 300 Mbps, 30 m(98.4 ft) at 130 Mbps, 250 m (820.2 ft.) at 6.5 Mbps;
Indoor: 65.6 ft. (20 m) at 300 Mbps, 65.6 ft. (20 m) at 130 Mbps, 328 ft. (100 m) at 6.5 Mbps
Wireless Encryption/Security Protocol — AES-CCM/TKIP
Wireless Frequency Range — 2.400–2.483 GHz, 5.15– 5.35 GHz, 5.47–5.725 GHz, 5.725–5.825 GHz
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Patterned Star Charm
60% Off Applied at Checkout
DescriptionBring intrigue to your collection with this two-tone 10ct yellow gold and sterling silver patterned star and heart charm. Showcasing an intricate silver design, with golden hearts nested within, this charm will put stars in her eyes.
Product Details
- Metal content Gold and Sterling Silver
- Metal colour Silver & Yellow
Delivery & Returns
FREE delivery for all orders over $100. Orders under $100 will be charged a flat fee of $9.90.
Once your order has shipped, please allow 2-7 business days for delivery depending on your location. Orders requiring ring sizing take up to three (3) additional business days to complete.
If for any reason you are not 100% satisfied with your purchase, you may return it online or in-store within 30 days of delivery for an exchange or full refund. Subject to meeting the requirements of our refund policy.
For more information, visit our FAQ page.
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2 Reviews
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Two tone charm with a difference
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17 Sep 2015 Diane Australia
heart charm
was very happy with charm my daughter is going to love it for Christmas it is the start of a beautiful bracelet.
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American Leadership Project
Adelstein | Liston
|[Music] Male Announcer: The
Hillary Clinton's health care plan would help every American get affordable, quality health care.
Barack Obama's plan would leave as many as 15 million Americans uncovered.
So you would either be one of the millions without coverage or you'll keep paying more to provide emergency health care for the millions of uninsured.
Call Barack Obama and tell him to support health care for all Americans.
Paid for by the American Leadership Project, which is responsible for its content. Not authorized by any candidate or candidate's committee.
April 20 note from Matthew Lehrich of the Obama campaign:
The New York Times today
reported on the efforts of the American
Leadership Project, a 527 group operating
outside the campaign finance limits and
with deep ties to the Clinton operation, in the Pennsylvania
primary. The story notes that some backers of the Clinton-allied
ALP "wanted the group to attack Mr. Obama,
a tactic the group's leaders have resisted." [New York Times,


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Midtown Raleigh News
Volunteer time teaches Raleigh kids about hunger
Trussed up in aprons, hair nets and latex gloves, Andie McBride and Sydney Foresta spent a busy Saturday afternoon in February bagging twisty radiatore pasta noodles.
For the sisters, ages 6 and 9, volunteer time at the Food Bank of Central & Eastern North Carolina was hardly their idea of a Saturday play date. But the news from their mom that the food could help other kids – and that even some of their friends at school might not have enough to eat – made them stop and think.
By the end, they were having fun, mom Kim Ward said.
"At their ages, they take so much for granted," Ward said. "I was trying to let them know that there are other people in life besides them."
Between 150 and 200 participants show up for Kids Day at the food bank facility in Raleigh on the second and fourth Saturdays of each month, said Raleigh volunteer coordinator Calvin McCommons. It's a rare volunteer opportunity for children between the ages of 5 and 12.
And the program does more than provide bonding time and teachable moments for local families and children's groups – it supplies 25 percent of the volunteers the organization depends on to operate each year.
The program is so popular that only two dates remain for groups to sign up this year: July 14 and August 11. Individual families are free to pitch in any time.
For the two hours, children start with a tour and explanation of the food bank and its mission, then get down to business. Depending on the day, they could be sorting food donations, boxing eggs or bagging pasta noodles as Sydney and Andie did. Children must be accompanied by an adult, but even so, the atmosphere can be hectic at first. But that energy is soon channeled as kids learn that their peers may not always have enough to eat.
"They put their hearts into it," McCommons said.
In Wake County, about 27,000 children under age 18 don't know where their next meal is coming from, according to food bank statistics. That's just over 31 percent.
McCommons estimates that each Kids Day contributes about $4,000 worth of labor to the food bank, which depends on volunteerism for 50 percent of its work hours.
Sydney and Andie will be back to help, their mom says.
"I want them to be passionate about people in need and feel like they can always help somebody out," Ward said.


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Sanctuary (2016)
The movie follows the romance story of two young people, one has Down's and the other has epilepsy. In a world that conspires to keep them apart, will love triumph?
Genre: Romance, Comedy, Drama,
Actors: Stephen Marcus, Tara Breathnach, Amy-Joyce Hastings,
Director: Len Collin
Country: Euro
Duration: 87 min
Quality: SD
Year: 2016
IMDb: 7.3


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Ever since the first look of Prem Ratan Dhan Payo was launched, it was being compared to Salman Khan's previous movies, Hum Dil De Chuke Sanam and Hum Aapke Hain Koun. The former also had Salman Khan's ex-lover Aishwarya Rai in it.
Salman in the wake of promotions has already made some rather controversial statements and he followed it up with another one saying that Sonam was as talented and beautiful as Ash.
When Sonam was asked about the same, the actress had earlier replied, "I am quite used to comparisons by now. They're amazing in everything they do. I don't think I am as beautiful as Ash either."


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BELGIUM: Ford union vows to block "even a screwdriver" leaving Genk
Socialist union ABVV, says it will do everything its power to stop "even a screwdriver" leaving Ford's Genk factory in Belgium, as news emerges of talks between the automaker and Punch Metals imploding.
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Short Sleeve Button Up
Our refined blend of cotton, nylon, and Lycra® looks crisp, feels silky smooth, and performs like a dream. Retaining a cotton-like texture with added durability and stretch, LYT™ manages the structure of a classic shirting fabric while freeing the wearer's movement. Dynamite in warmer weather, it's so light and breezy that it feels like it's barely there.


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Exodus 3:1-15
Psalm 63:1-8
1 Corinthians 10:1-13
Luke 13:1-9
God is something of a historian. He points out events from which we need to learn lessons. We do the same thing as individuals and as nations. Every time an airplane crashes, we study it to find the cause and come up with some way to prevent it happening again. But, being human, we still find ways to mess up.
All modern jetliners have as many as five gyroscopes that tell the pilots where the plane is relative to level flight. There was a plane that crashed in South America a few years ago because the pilots followed one instrument, ignoring the other four that indicated they were gradually rolling over. Flying in clouds at night over unlit jungles, they had no other reference. The plane tore apart when it turned upside down. The pilots did not follow proper Instrument Flight Rules, IFR.
We all live in a world that requires IFR. We cannot see where we are going, which means we need external guidance. Far too many people choose to ignore the guidance and crash one way or another. If we can keep our focus on God, we can sail through the darkness without fear.
If. Those two letters describe our biggest problem as Christians. There are millions of distractions, millions of other suggestions from people about how to get through life. We can receive years of instructions on flying through the darkness, and still forget the lessons at the worst possible times.
One of the blogs I follow is by Jayson D. Bradley who wrote Jesus in the Desert: My Complete Fear of Silence. The premise is that Jesus had to escape the noise that is daily life, even in the first century, so he could focus on God while the Liar tried to win him over. Throughout his ministry, Jesus was able to get away from all the people, even the Twelve, and quietly listen for the voice of God.
We are not very good about doing that. Like Moses, we watch the sheep instead of listening for the great I Am. God had to get his attention by having an angel appear like fire in a bush.
Paul reminded the church at Corinth that the people who did agree to follow Moses, were not very successful at staying the course. Even Moses lost his direction a time or two.
Paul goes on to remind the church that we can learn from their mistakes. These things happened as a warning to us, so that we would not crave evil things as they did, or worship idols as some of them did. NLT
The reading from Luke is most important. Just then, some people came to tell Yeshua about the men from the Galil whom Pilate had slaughtered even while they were slaughtering animals for sacrifice. CJB Notice the response of Jesus. Are you thinking that these Galileans were worse sinners than any other men of Galilee because this happened to them? Phillips The story from the people was a political story. Pilate did this, what do you think we should do in return? But Jesus did not come to the world to solve political problems, he came so that we could be saved from the consequences of our sins, political or otherwise. You will all die just as miserable a death unless your hearts are changed! Phillips
There is nothing in this world that can save us. We will sin, we will die. No presidential candidate can change that, nor can he or she do anything about our sins. When we are flying through the night, we must not look away from the one Instrument that can guide us.
Be righteous and do good.
Mike Lawrence


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If you work in the plastic and rubber fields, or are planning to acquire some specialized knowledge in this area, our Rubber Dictionary will certainly come in handy. Here you can find an array of terms related to rubber, its manufacturing process and basic scientific components of rubber.
Use this link for Online Translation or this one for Online Dictionary.


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08.05.16 - 13.05.16, Seminar 16192
Supporting Organizational Efficiency and Agility: Models, Languages and Software Systems
The following text appeared on our web pages prior to the seminar, and was included as part of the invitation.
Organizations are increasingly penetrated by software: Processes and resources are digitized, decision making relies on data provided by software systems, and transactions with external stakeholders are performed by machines. On the one hand, the omnipresence of digital systems creates the opportunity for further automation: The more structures and processes that constitute organizations are represented in software, the greater the scope for computer-supported management. On the other hand, this omnipresence creates a substantial challenge: Many organizations lack the competence to cope with the further increasing complexity of IT infrastructures. In addition to these problems, organizations face a tremendous challenge: The digital transformation will eliminate many existing business models. It will enable new products and services and it may require organizations to substantially change the way they do business. Only, if organizations are prepared to cope with this challenge, will they be able to benefit from the digital transformation instead of suffering from it.
This seminar is aimed at analyzing how organizations can be supported not only with managing their resources and processes efficiently, but also with coping with the digital transformation. It is motivated by the following assumptions:
- Organizations are prepared for change only if they account for the challenges related to adapting their software systems as well as the peculiarities of social change.
- Research on organizational change in general, on designing organizational software systems in particular, recommends not only ideas of how to make organizations more efficient, but of how to make them a better place to work and live in. Otherwise it will be hardly possible to develop advanced conceptions of future organizations that may serve as an orientation for change.
- Support for organizational efficiency and change recommends cross-disciplinary collaboration.
The seminar intends to promote a cross-disciplinary discourse on managing and changing organizations and their software systems. It should help to develop ideas of future organizational information systems, computer-based tools and corresponding patterns of decision making, management and collaboration. There is a wide range of inspiring research questions that may be subject of such a discourse, e.g.:
- What are limitations of automation in organizations?
- How should models of organizations be conceptualized to enable model-supported or model-driven organizations?
- What kind of abstractions are required to make organizations more agile?
- How does the language we speak influence the construction of organizational software systems and how do these systems in turn influence the way we speak, work and live?
- How to represent complex and ambiguous organizational goals in a way that supports the construction of information systems?
- Is it realistic to aim at self-adaptive organizational (software) systems that adapt their underlying goal model to changes in their environment and subsequently adapt their systems and operations to the revised goal system?