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About XML
Why XML Financial Group?
With nearly forty years of combined experience, the XML Financial Group has earned a reputation for being a premier independent wealth management firm in Maryland since first opening in 2004. Skill and industry insight allows the XML financial planning advisors to provide clients with a first-class experience that addresses every aspect of their portfolio: asset titling and estate planning, philanthropic planning, tax planning, comprehensive insurance planning, retirement preparation, and investment management.
As an independent financial services firm, the XML advisors provide unbiased advice that addresses both long-term objectives while taking a practical approach to the client's daily needs. And because revenue is predominantly generated through asset management fees as opposed to commissions, the XML Financial Group eliminates many potential conflicts in assisting every client successfully prepare for their future.
In 2004 three established Financial Advisors from a large Wall Street firm set out on a mission to create a boutique independent financial services firm they could be proud of. They sought to provide advice and guidance to their clients without the questionable pressures a large firm may bring. They looked for a platform that offered products for no other reason than because they were best in class.
The partners also knew that as entrepreneurs, they'd be able to relate better to their clients, many of whom run successful companies and built their wealth through their own hard work. They knew that they could differentiate themselves from the herd of advisors that aren't willing to step away from big brands because they believed in themselves and the quality of advice and guidance they brought to each client relationship.
Most importantly, they could build an infrastructure that served their needs, which ultimately allows them to serve their clients needs. On that foundation, the XML Financial Group was born.
LPL Financial is one of the leading financial services companies and the largest independent broker in the nation.* For more than four decades, the firm has served as an enbaling partner, supporting financial advisors in their goals of protecting and growing their clients' wealth. A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best – help their clients attain their financial goals and fulfill their dreams.
With headquarters on both coasts, LPL Financial supports financial advisors in helping their clients by offering a robust mix of serices and tools such as:
- Enabling technology
- Comprehensive clearing and compliance services
- Practice management programs and training
- Independent research
LPL Financial understands that providing Americans with unbiased investment advice is critical to their financial security. Because the firm has no proprietary products to sell, LPL Financial advisors can provide truly unbiased, conflict-free advice and investment recommendations.
The firm's mission is clear: we believe that objective financial guidance is a fundamental need for everyone. We enable our customers to focus on what they do best – create the personal, long term client relationships that are the foundation for turning life's aspirations into financial realities.
Thousands of financial advsiors nationwide rely on LPL Financial to help meet their clients' financial needs. They do so by using the firm's tools an resources that help them discover their clients' priorities, dreams, and passions; recommendations that put clients on the path to pursuing their goals.
For more information about LPL Finanical, visit: www.lpl.com
*As reported in Financial Planning Magazine, 1996-2012, based on total revenue.
LPL Account Protection
LPL Financial is a member firm of the Securities Investor Proection Corporation (SIPC). Membership provides account protection up to a maximum of $500,000 per client, of which $250,000 may be claims for cash. For an explanatory brochure, please visit: www.sipc.org. Additionally, through London Insurers, LPL Financial accounts have additional securities protection to cover the net equity of client accounts up to an overall aggregate firm limit of $575,000,000, subject to other conditions and limitations.The account protection applies when a SIPC member firm fails financially and is unable to meet its obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments.
This extensive coverage reflects a strong commitment to serving your investment needs.
Committed to our independence every step of the way
XML Financial Group is an independent financial services and wealth management firm. After nearly forty years of combined experience with one of the largest financial services firms, the founders of XML deliver a first class experience that addresses asset titling and estate planning needs, philanthropic planning, tax planning, comprehensive insurance planning, retirement planning (including plan design assistance and forecasting), and traditional investment management. Using an open architecture allows the team at XML Financial Group to reach across product platforms and address the most unique financial circumstances with unbiased advice. Guidance is built on a disciplined foundation that incorporates three key cornerstones and philosophies:
At XML Financial Group our professionals do not trade stocks, time the market, or waiver from recommended allocations and managers. As financial advisors affiliated with LPL Financial, we generate most of our revenue from asset management fees rather than commissions, thus many potential conflicts of interest are removed. While there are always appropriate times to reevaluate portfolios and other plan strategies, the XML philosophy is designed to address long-term objectives taking into account a practical approach to the client's day-to-day needs.
Understanding that additional advisors in your life are beneficial to the overall process and success of a plan, the XML Financial Group encourages and often facilitates collaboration with your CPA, attorney and other trusted advisors. Creating a strong line of communication between all parties greatly improves the experience for the client and, more importantly, the chance of successfully reaching realistic goals.This comprehensive approach begins with:
- A thorough assessment of your current financial state
- Identification of financial goals, risks and time horizons
- Plan development
- Plan supervision
- A customized communication schedule to suit client needs
The XML Financial Group does not sell proprietary products: ever. Consistently keeping the client's best interests first, regardless of potential financial gain, is our number one priority. Our use of an independent broker/ dealer compliments that philosophy and translates to the delivery of:
- Unbiased guidance
- Access to independent research
- Broad investment offerings
- Competitive pricing
- True independence


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I was scanning for WiFi signals the other day on my Samsung Galaxy S3 and saw this douzy:
It got me thinking about some funny, clever and passive aggressive WiFi network names I've seen. I'm sure you guys have too.
I thought I'd share some of the one's I've noticed over the last couple weeks:
1. 'Click here for Identity Theft'
I like how the above one is still locked, they should leave it open, I would still click on it.
2. 'Password is Password'
This gave us the idea to change the password to the D-Rex FTP site. They'll never guess 'Password1'.
3. 'Free internet, keep trying'
Desperate times calls for desperate measures.
4. 'We can all hear you'
Passive aggressive comments over your WiFi is a healthy way to release built up neighborly tension.
5. 'SkyNet'
So this is how it ends… good to know, good to know…
6. 'Pretty fly for a wifi'
If you think these are pretty 'fly', tell us what funny WiFi names you've found in the comments section below.
Don't forget to follow us on Twitter and check us out on Facebook for updates on happenings in our city.

subset: commoncrawl


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Business Traveller Middle East Awards 2017
Business Traveller Middle East Awards 2017 took place on Sunday, 23rd April at Palazzo Versace, Dubai. The awards were a celebration of those who have excelled in the business travel and hospitality sectors and those who have recently entered the market and made a major impact.
What really set the awards apart is down to the people who participated – the guest list included the regions top companies in the airline, airport, hotel and car rental industries and our very special guest of honour, Michelin – star chef Vineet Bhatia.
Congratulations to all the nominees and the well deserved winners!
To find out who are the winners, click here
To get a glimpse of the event, click here


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Browse Categories
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DVD- OUTLAWS - Rare 1960 Western - Complete series on 25 discs
Items for Sale
Movies, Music & TV
Thursday 7:30 PM (60 min.)
September 29, 1960 Thru: May 10, 1962
Outlaws, debuting on September 29, 1960, was a unique Western in that the stories were told with a dark edge from the point of view of the criminal. The audience was given the rare opportunity to see how the outlaws thought, how and why they plotted their crime, and their perspective on being caught. The show was also more historically accurate than most Westerns of the time, featuring actual outlaws such as The Dalton Gang, Bill Doolin, and Sam Bass.
The first season of Outlaws starred Barton McLane as Chief United States Marshal Frank Caine, Don Collier as Deputy Marshal Will Foreman, and Jock Gaynor as Will's nephew, Deputy Marshall Heck Martin. Deputy Martin disappered after the 9th episode (with no explanation) and Will's new partner was Deputy Steve Corbie, played by Wynn Pearce.
The second season of Outlaws brought many changes. The stories were now like other Westerns; told from the the point of view of the Marshal. The setting moved from Guthrie, Oklahoma to Stillwater. Marshal Frank Caine was gone, Will Forman was promoted to Marshal and his deputy was Chalk Breeson, played by Bruce Yarnell. Two other characters joined the cast; the cafe owner Connie Masters (Judy Lewis) and Slim (Slim Pickens), who assisted the lawmen when he wasn't getting into trouble.
They made 50 episodes during the shows brief 2 year run.
IF QUALITY MATTERS - THIS IS THE SET FOR YOU! I DONT CRAM 6hrs OF VIDEO ONTO A DVD - IF YOU HAVE SEEN DISCS LIKE THAT YOU KNOW HOW "RUNNY" THE PICTURE IS. I RECORD 2 EPISODES PER DISC FOR THE BEST POSSIBLE QUALITY!
HERE ARE ALL 50 HOUR LONG EPISODES ON 25 DVDs - 2 EPISODES PER DISC FOR THE BEST POSSIBLE QUALITY
Here is the list of episodes - Set comes in Broadcast Order.
No. Episode Title
1 Thirty A Month
2 Ballad for a Badman
3 Beat the Drum Slowly
4 Rape of Red Sky
5 Shorty
6 Last Chance
7 Starfall (1)
8 Starfall (2)
9 The Fortune Stone
10 The Quiet Killer
11 The Waiting Game
12 The Daltons Must Die (1)
13 The Daltons Must Die (2)
14 Assassin
15 Cully
16 The Bill Doolin Story
17 The Bell
18 No More Pencils, No More Books
19 Blind Spot
20 Outrage at Pawnee Bend
21 The Avenger
22 The Sooner
23 Sam Bass
24 The Brothers
25 The Little Colonel
26 Return to New March
27 Chalk's Lot
28 The Connie Masters Story
29 My Friend the Horse Thief
30 The Cut Ups
31 The Night Riders
32 The Braithwaite Brothers
33 Walk Tall
34 Roly
35 No Luck on Friday
36 The Outlaw Marshal
37 The Masterpiece
38 The Verdict
39 The Dark Sunrise of Griff Kincaid
40 The Bitter Swede
41 Buck Breeson Rides Again
42 A Bit of Glory
43 Horse of a Similar Color
44 The Sisters
45 A Day to Kill
46 No More Horses
47 Ride the Man Down
48 Farewell Performance
49 Charge!
50 All in a Day's Work
All DVDs are recorded on name brand quality DVDs - not shiney silver DVDs that can be claimed to be anything they want - but how will you know if they are high quality or cheap discs without a brand name on them?.
All episodes are recorded at the SP speed (2 EPISODES PER DISC) for the best possible quality!
All DVDs come with menus with episode titles for easy episode access. ===========================================================================
DUE TO THE EASE OF "COPY & RETURN" I will not accept returns for refund for any reason. I will replace ANY defective disc with same content upon return. Please ask questions prior to purchasing.
I accept Checks or Money Orders (held 10 business days) or, PAYPAL. These are all custom made sets. I do my best to ship all orders within 3 BUSINESS days
I will ship WORLDWIDE
This item shipped USPS PRIORITY MAIL with delivery confirmation within the US. This is the safest, fastest and most reliable way to guarantee delivery without damage.
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Yuri Alves
Yuri Alves has written and/or directed more than 15 original films, which have garnered over one dozen festival awards around the world. Film and advertising companies in Europe, New York and Los Angeles have hired Yuri to direct commercials, music videos and other projects. Alves was Director and Head of Post-Production for FOX Digital Studios in Los Angeles and is co-founder and Creative Director at DreamPlay Media. In 2013, participated in two art exhibitions, "Etiquette for Lucid Dreaming," and "Sign of the Nation" with original video works, respectively.
Alves's filmmaking moved from personal passion to a life calling immediately after the September 11th attacks in 2001. Yuri documented his high school's dramatic experience, and presented the world's first 9/11 documentary, "The Day the World Changed," to an audience of 2500 one week later, for which he received Presidential recognition. In 2011, Alves directed two television episodes in Portugal as part of the prime-time series "Tempo Final," for which he received critical acclaim. That same year, Yuri wrote and directed "Broken Clouds," which won numerous film festival awards worldwide and was screened to tens of thousands of people, in New Jersey, New York, Los Angeles and Portugal.
He is in post-production on a feature-length documentary film named "Paint the Rust," and in development / pre-production on original feature films and television shows.
Alves holds a Bachelor's degree in Media Arts from New Jersey City University, and lives in Los Angeles. For more, visit: yurialves.com.


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Last year's SBIE – Saudi Building & Interiors Exhibition 2016, was a huge success, a 4 day event that gave all sponsors, participants, exhibitors and visitors the desired networking and business opportunities they were seeking.
The next SBIE 2017 will be held from the 18th of March till the 21th, 2017 at the Jeddah Centre for Forums & Events in Jeddah, Saudi Arabia; the event will showcase products from Building Construction, Architecture & Designing industries. More than 500 exhibitors from various countries including Bahrain, China, Egypt, France, India, Italy, Lebanon, Malaysia, Morocco, Saudi Arabia, Taiwan, Turkey will be present at Saudi Building & Interiors Exhibition. The exhibitors will present products related to Building Materials and Hardware, Climate Control, Construction Equipment and Tools, Electricity and Lighting, Environmental Conservation, Marble, Granite and Stone Technology, Safety, Security and Fire Prevention, Water Technology, Waste Management. Interior designs and products related to Hotels and Leisure, Office Environment, Outdoors and Landscape design, Schools and Hospitals, Shopping Malls and Restaurants and Residential area are also exhibited in this show. Equipment related to the construction industry will also be exhibited, such as Access Platforms, Bull Dozers, Cement Mixers, Cherry Pickers, Communication and Navigation System, Compressors, Concrete Pumps, Crawler Cranes, Crushers, Excavators, Fork Lifts, Front Shovels, Grabs, Graders, Loaders, Material Handling Equipment, Mobile Cranes, Piling Rigs, Rollers, Skid Steers, Trucks and Tower Cranes.
Please visit the website to know more about the upcoming SBIE 2017, to be held from March 18th till 21th , 2017 or contact us via email or phone in order to cater to your requirements and answer any questions you may have.


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"You can rely on the team at VPM to take care of you and all of your vape needs. They have one of the best selections of oil pens and vaporizers and they are constantly improving. Super fast shipping means less time waiting and more time vaping."
"The team at VPM are rock solid. Every interaction I've had has been friendly, the communication has been prompt, and the shipping even faster. These guys know their stuff and it is a pleasure doing business with them."
"VPM is the real deal, they keep their stock updated and you'll get your goods fast. I recently ordered a bunch of CCell cartridges and got them in 2 days. The vibe I get from the guys behind the scenes is that they really want to take care of you."
Margot T.
Minneapolis, MN
"I've dealt with Vape Parts Mart for nearly 3 years. I buy all my kits from them, and if a part needs to be replaced, they are the only company worth turning to. You have a loyal customer for life!"
Loyal Customer For Life!
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Vancouver, Canada
"Quite possibly the best customer service I have ever received from an Online retailer. These people genuinely care about their customers. Let me assure you, VPM knows how to do business."
Best Customer Service!
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Denver, CO
"You guys are the best!! Thank you soooo much for all your help and your consistently amazing delivery times! You all set the bar so high (haha) for all portable vape providers."
Amazing Delivery Times!
Reddit User
Posted to Reddit.com
"I ordered something from you last Saturday afternoon and it was in my mailbox Monday when I got home from work. You guys make it really easy to recommend you."
You make it easy!
Errin R.
NSW, Australia
"I appreciate the fact you guys are covering for the mail carrier's mistake. I will continue using your services and will highly recommend you to my friends and family in the future."
I will highly recommend you!
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Boston, MA
"I've ordered multiple times in the last year and time and time again, VPM gives me no reason to look anywhere else. They have what I need, all at the right prices, and the service is outstanding."
Outstanding Service!
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Ontario, Canada
"Thank you for the replacement vaporizer, this was totally unexpected. I anticipated that I would have to get in contact with the manufacturer. You have gone over and above my expectations."
Above my expectations!
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"You guys fill a void in a very chaotic industry. Over the years of buying from you its become obvious that there are hard working, passionate people behind VPM. I just thought I'd let you know... y'all rock! "
Y'all Rock!
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"Thank you for the speedy and professional service. It is true what I read that you guys are spot on. This was my first order from VPM and everything was perfect. I'll be back and I'll spread the word."
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VapeLife.com Forum Member
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I'm impressed!


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If last season was a season of mixed messages in the bottom two divisions of the Football League, then this season may be the one in which size matters in League One, whilst, with the moneyed clubs both promoted from League Two, there is all to play for with anything up to a dozen clubs capable of going up. In League One, it's difficult to see past Leeds United going up as champions. We may well have had good chortle at their "misfortune" last season, but Gary McAllister has built a strong squad with Ken Bates' money, and had it not been for the fifteen point deduction last season, they would have most likely cantered to the title. Losing the play-off final may also have taught their supporters a little humility, which would be no bad thing. Picking a team to go up with them would look to be a fairly straightforward exercise, but Leicester City are by no means the shoo-ins that many seem to think they are. There is an air of malaise around the Walkers Stadium, and the relegation hangover may prove to be a difficult one to shake off. It would be far more profitable to discuss Huddersfield Town, who will be starting the new season with 16,000 season ticket holders thanks to a £100 season ticket scheme and a wealthy owner that has installed Stan Ternent, a veteran of this level, in charge.
The play-offs will be more difficult to call. There is plenty of money sloshing around at Peterborough United at the moment and they have one of the best prospects in the lower divisions right now in Aaron McLean, ut they may yet be tempted to sell him, and two successive promotions would be hard work. Carlisle United supporters should probably hang on to the memories of last season, when hey finished in fourth place and should probably have beaten Leeds in the play-offs. They've lost their two best players, Keiron Westwood and Joe Garner, and their slump towards the end of last season would seem to indicate that worse times could be ahead. Meanwhile, Brighton & Hove Albion are under new managership, with Mickey Adams having been reappointed as manager, but they have had a quiet summer in the transfer market, and a play-off place will be the best that they can hope for, and Southend United can probably look forward to another push for a play-off place.
At the bottom of the table, Yeovil Town had a surprisingly poor time of things last season, and an unstable squad would seem to indicate that their spell in League One could be coming to an end. Cheltenham Town were punching above their weight in this division last season, and only a last day win was enough to keep them up. They can look forward to more of the same this season. Hereford United have enjoyed two promotions in a row, but it seems likely that League One will be a step too far for them, and after starting last season excellently, Leyton Orient slumped in the second half of last season and could be looking at "That Difficult Second Season". We can but hope that the slightly peculiar appointment of the untried Roberto Di Matteo leads to Franchise's relegation, preferably with their stadium on fire.
The promotion of Peterborough and the aforementioned last season was largely predictable, and leaves League Two looking like an open book in which few of the names jump out from the page. Bradford City are the bookmakers pre-season favourites and another season of big crowds as a result of their £100 season ticket policy beckons, but they're light on quality on the pitch, and don't look like a particularly good bet to go up automatically this time around. Aldershot Town won the BSP last season without even seeming to break into a sweat, and could be a decent outside bet for a second successive promotion. They're certainly good enough for a place in the play-offs. Of the relegated clubs, Gillingham look the best-placed to bounce straight back up, though manager Mark Stimson (whose appointment from Stevenage Borough was lauded as a good piece of forward thinking at the time) is under pressure and could be out quickly should early results not go their way. Shrewsbury Town are the team that have been flashing the cash, having spent £170,000 on Grant Holt from Nottingham Forest. He may have flopped at The City Ground, but he is a proven goalscorer at this level.
The chasing pack are all very much of a muchness. There seems to be a disarming amount confidence coming from Underhill at the moment, though it's difficult to see a persuasive case for Barnet having a serious go at getting promoted. Rochdale remain upbeat despite having lost last season's play-off final to Stockport County, though one can't help but wonder whether having been stuck in the same division doesn't have a demotivating psychological effect on the team. Lincoln City, whose manager Peter Jackson was given the all-clear from the throat cancer that he had to step down from the manager's job at SIncil Bank in order to receive treatment for, are also play-off specialists, though their speciality seems to be losing in them, and with Bury having stabilised after a long period of financial waywardness, they could also have a reasonable chance of making the play-offs.
At the bottom of the table, it's difficult to get away from the ridiculous lottery of points deductions making the final call. Luton Town surely have too much to do in order to avoid the drop, having been deducted that frankly punative thirty points by the Football League during the summer. They'll have to show something approacing promotion form to stay up. Rotherham United find themselves similarly knocked about by the Football League. They will start next season on -17 points and having left Millmoor to play at the soulless Don Valley athletics stadium in nearby Sheffield. AFC Bournemouth almost managed a miraculous escape at the end of last season, winning six straight matches to take what had looked like an inevitable relegation to the very last day, but they will find out today whether they too are to be docked points for events that have nothing to do with what happened on the pitch. Any of the other teams in League Two would be going some to finish below any of those three. Heaven forbid that the Football League should be determined by what happens on the pitch.
Coming tomorrow: the all-inclusive non-league pre-season prediction. Try to contain your excitement.


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John Ockendon Prize 2016: Winner Announced
The European Journal of Applied Mathematics and Cambridge University Press are pleased to award the 2016 John Ockendon Prize to S. J Chapman and S. E McBurnie for their winning article 'Integral constraints in multiple-scales problems' published in EJAM's Special Anniversary Issue, October 2015.
The John Ockendon Prize, named after the founding editor of EJAM was launched this year and will continue to run every two years. The winning paper was selected after Editorial Board Members of EJAM nominated and voted on papers published in 2014 and 2015 that demonstrated excellent mathematical research relevant to real applications. The short-listed articles are available to read in full here until 31st August 2016.
On receiving his award at the British Applied Mathematical Colloquium, Professor S. J Chapman shared his thoughts on winning: "John Ockendon was my DPhil supervisor and has been a valued colleague and mentor for many years. The paper was published in a special issue of EJAM to mark his 75th birthday. I was therefore particularly delighted to learn that it had been awarded the inaugural John Ockendon prize."
Editorial board members Koby Rubinsten and Thomas P. Witelski provide detailed summaries of why they nominated this winning paper:
"Many scientific, medical and industrial problems involve materials whose properties vary on a very fine scale. For example we mention conductivity and elasticity in composite materials, such as those used in the aerospace industry, signal propagation in the heart muscle and other tissues, filtration of water or oil in rocks. The list is essentially endless. Solving exactly the equations that describe such materials is a formidable task, even with the use of very powerful computers. Moreover, practically, what matters is the overall behaviour of these materials and not their response at the very fine scale.
"To handle such problems mathematicians developed over the last half century a powerful method, called homogenization, where the equations are averaged over the local, fine, scale. Therefore it is required to solve much simpler equations on a global, macroscopic scale, where the microscopic geometry is represented by effective parameters. This technique has met with tremendous success, enabling the solution of many problems, including better oil and gas exploration methods, the design of sophisticated optical devices, improved understanding of tumour growth, propagation of dental caries and much more."
Rubinsten continues "Still some fundamental issues in the theory of homogenization were unresolved until recently. In particular, the theory contained a strange paradox when handling problems that have widely varying geometric scales, and at the same time widely varying material properties. In their award winning paper 'Integral constraints in multiple-scales problems', S. J Chapman and S.E Mcburnie resolved this paradox. Carrying out a careful and delicate analysis of the homogenization method for such cases, they showed how to handle simultaneously these two limits. The analysis of Chapman and Mcburnie has thus become a basic component of the half century old highly successful method of homogenization."
Thomas P. Witelski further adds "The article by Chapman and McBurnie makes a valuable contribution to the analysis of problems for complex materials. Building on classical homogenization theory from multiple scale asymptotics, the authors consider a set of problems modelling physical systems with high contrast differences in materials properties. Motivated by a longstanding claim on how one such problem on acoustic waves in bubbly fluids should be solved, the authors have made clear how the various limits in the system can be handled. In addition to advancing understanding of problems with strong microstructure, the paper provides an excellent introduction to homogenization theory, building up from a simple illustrative one-dimensional example to the full problem in three dimensions."
The next John Ockendon prize will be awarded in 2018 covering articles published in 2016 and 2017. We are delighted to provide complimentary access to all papers nominated for this prize, in addition to the winning paper.


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Separate names with a comma.
Discussion in 'Mid-Atlantic' started by bro1999, May 4, 2016.
Does anyone have contact info for the CPO sales rep for this area? Thanks in advance!
After I put down a deposit on a CPO last month, I was contacted by Tyler Solley. I saw people posting some offers they were getting from their rep that were lower priced (but also older and higher mileage) than mine. Tyler said that he did not have access to any cars that were not on the CPO website. He did seem nice and got my transportation fee waived because the car was in Michigan, not Ohio as reported on the website.
Tyler Solley | Pre-Owned AdvisorMid-Atlantic |8500 Tyco Road Vienna, VA 22182
c 571.389.5431 | p 703.761.4679 x 76026 | e [email protected]
Thanks. I got in touch with Tyler, and he was able to send me info on a few cars that matched my criteria that will hit the CPO site on Monday. Unfortunately, they are still a bit out of my price range. He did send me info on what I think is a pretty sweet deal on a P85+. It had a minor accident in its history, but still seems like a bargain!


text: The year was 1871. The wind of the Industrial Revolution was blowing across the Channel from England towards the Continent. In a factory building near Como there was much coming and going. A large number of men were hard at works setting up more looms than anyone had ever seen in one place at the same time. These were the looms that were to produce the famous dyed silk filament made by Fermo Fossati, the oldest silk mill in Italy and the third oldest in Europe, preceded only by the English firms Vanners and Stephen Walters & Sons Ltd. At first Fermo Fossati produced fabrics for furnishings and clothing, and when the tie took on its modern form in the early years of the century, it was the first company to make this accessory its standby.


text:
To the Editor of the New-York Times:
Will you not call attention to the present greatest danger of the war -- that the South, in their desperation, will free and arm their slaves to meet this great new Northern army?
Of course it would give them foreign recognition, and final victory. To us it must bring defeat, shame, and the loss of all for which we have spent such treasure and blood. READER.
NEW-YORK, Wednesday, Aug. 8, 1862.
The danger feared by our correspondent is, of all others, least likely to happen. It is not simply because the South has not the arms for the purpose, but because the negroes cannot be trusted with arms. To take the course apprehended would be to inaugurate a servile war far more terrible than the civil one now raging; a war that would leave the women and children of the South at the mercy of the slaves; and in every way intensify the evils from which such arming is designed to save a ruined people. The slaveholders well understand against whom the blacks will use any muskets they can lay hands on. They also quite thoroughly understand the sympathy with which the negroes universally regard the progress and results of the Northern warfare. In the presence of these facts, nothing is less to be feared than the arming of the slaves.Continue reading the main story


text:
Vehicle accidents can cause fleet, risk, safety and HR issues. Fleet Response's programs create solutions for all of these areas. Fleet Response is built on an insurance background and is uniquely qualified to manage the entire lifecycle of a claim – from the initial notice of loss to completion of repairs. We make sure your drivers are satisfied and your vehicles are repaired to your standards and quickly returned to service at a carefully managed cost.
Our services include first-party auto claims management, third-party property claims management, third-party bodily injury claims management and subrogation services.
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In an article for Friday's edition of German newspaper Bild, the actress said that she's "deeply shocked" by the allegations.
Pola Kinski, 60, in a new book, details her father's alleged emotional and sexual abuse over a 14-year period, during which he warned his daughter not to tell anyone what happened.
Nastassja Kinski says that it's a "difficult moment" for her but she is proud that her half-sister found the strength to write the book. She wrote: "My sister is a heroine, because she has freed her heart, her soul and also her future from the weight of the secret."
In an interview to coincide with the publication of the book, Pola Kinski said: "Whether one believes me or not, this is what happened to me. It's the truth."
Klaus Kinski died of a heart attack in California two decades ago, aged 65. He began theater acting after World War II, gained praise for his evocative stage readings and achieved international fame after playing a villain in Sergio Leone's spaghetti Western "For A Few Dollars More," which also starred Clint Eastwood.
Klaus Kinski
Kinski is most famous for his collaboration with German director Werner Herzog. In films such as "Aguirre, the Wrath of God," "Woyzeck" and "Fitzcarraldo," Kinski portrayed characters that mirrored his own volatile personality.
In an autobiography, written a few years before his death and titled "All I Need is Love," he described himself as sexually voracious and suffering from mental health problems.


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However, the produce section can pose a special challenge to grocery shoppers. Mixed information about the value of organic foods and confusion about the benefits of fresh versus canned or frozen produce make it hard to shop smart, especially when budget is a factor.|
Nutrition experts caution that while fresh foods are always a treat for the senses, consumers should be careful to avoid making the assumption that in-season produce or organic are more "fresh" and, therefore, nutritionally superior, to traditional fruits and vegetables that are canned or frozen.
Use these smart shopping strategies from Dobbins, the "Guilt-Free RD," to save time and money as you work your way toward a healthier approach to eating within your budget.
- Look to the freezer and pantry to help supplement and complement fresh produce choices. Canned, frozen and packaged foods are affordable, nutritious and convenient.
- When you're reading food labels, look for lower sodium or no salt added canned vegetables or fruit packed in its own juice instead of added sugars.
- Forget the crisper drawer. Put produce on a top shelf so you can always see it and know what needs to be eaten before it goes bad, and you end up wasting not only food but money.
- Focus on nutrient-rich foods and limit the empty calorie foods, such as sugary snacks that can swell your budget and your waistline.
"I've learned through counseling thousands of people and through my own experiences that feeling guilty about food is very counter-productive," she said. "On the contrary, when you feel empowered, you make better choices, you feel good about those choices and you are better able to maintain healthier choices and behaviors."
Visit www.bestfoodfacts.org for tools to help you make more informed choices about your food.
Photo courtesy of Getty Images (woman grocery shopping)
SOURCE: Center for Food Integrity


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|Yumm – toasted ryebread with avocado and crunchy, homegrown sprouts.
To try and make my diet a little healthier I have started sprouting again and today I harvested my first crop this time around. Sprouting is great, it's yummie, easy, cheap and very, very healthy. How handy it must be if living in ie Greenland, where nothing grows and the fresh produce they do get has to be flewn in and thus cost a fortune. Or the Australian outback where there could be hundreds of kilometers to the nearest town and one doesn't go grocery shopping every other day.
The ones I just made are alfalfa sprouts, but I have some samples of broccolisprouts, beetrootsprouts and some others that I'd like to try soon. I use a sproutbag.


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Reflections in Recovery
"Bill W. and Dr. Bob": Your Story and Mine (Posted September 21, 2013)
"Bill W. and Dr. Bob" begins like a meeting: "Hi, I'm _______, and I'm an alcoholic." And it ends like a meeting: "Let's close with a moment of silence . . ." In between we hear the stories of two alcoholics just like we would at a meeting. And we nod, and we laugh, and we identify. For their story is our story. In fact, theirs made ours possible. Because they got sober, we got sober.
That is in any case how I saw the play. For me, it wasn't just another fictionalized drama about some fictitious characters. It was an experience I had lived myself. The sense of intimacy and immediacy that we experience at a meeting is conveyed in this stage version in a way that the movie versions that are around simply can't. It helps that the theatre is small, no bigger than many of the rooms we meet in. The plainness of the stage set adds to the simple, meeting-like environment. It also helps that the actors know they are, in their own way, carrying the message.
The acting is generally good. However, special mention needs to be made of Timothy Crowe's performance. His portrayal of Dr. Bob is deeply moving and helps to anchor the play in the same way that the good doctor helped to anchor Bill and the fledging AA fellowship. Deborah Hedwall in the role of Anne is also a great pleasure to watch.
"Bill W. and Dr. Bob" is not only worth seeing, but worth supporting. This can be done by telling others about the play, and/or by contributing financially to a national college tour of the play planned by the Hazelden Foundation. Hazelden is underwriting the current off-Broadway production and, according to it, all net proceeds will go to finance the college tour. For more, please log on to http://billwanddrbob.com/
[Image: Playbill for NYC production of "Bill W. and Dr. Bob."]
For other posts, please click on Reflections.
Ray A. | firstname.lastname@example.com


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Do you need a web designer team to design your banner for few bucks
Filed Under (Best Website Graphics) by claude on 12-01-2013
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You really don't need to read the rest of this email. If you understood the power of this idea, you would click this link and put the AdKreator system to the test today.


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Who doesn't love chai tea to keep warm in the winter? This box is all about CHAI! Our collection boxes consist of 3 teas from a specific category and you'll receive 25 additional paper tea filters to.
Our lovely boxes offer a generous selection of different teas. The pouches are separately wrapped in order to protect them during shipping and provide you the ultimate gift experience.
- Herbal Chai (850 gr.)
- Sencha Chai (400 gr.)
- Summer Chai (450 gr.)
- 25 paper tea filters.
To make a proper Chai Latte, follow these steps:
- Steep 5 grams of Herbal Chai tea in half a cup hot water for about 10 minutes;
- Add half a cup hot steamed soy milk with it and complete with honey, nutmeg and cinnamon on top.


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Dornburg Center of Compassion
is located at 1005 Mallette Drive in Victoria, Texas.
While the majority of hospice care is provided in private homes or other places of residence, there are times when hospice patients may need short-term medical care for symptom management. For this, Hospice of South Texas offers the Dornburg Center of Compassion.
Hospice of South Texas Dornburg Center of Compassion is a free-standing state-of-the-art in-patient facility designed with patient care and family needs in mind. Twelve private rooms offer hospice patients and their families all the comforts of home while providing round-the-clock, expert medical care.
Once the patient is stable, they will return to their home or place of residence.
The individual needs and preferences of each patient are always top priorities at Hospice of South Texas. At the Dornburg Center of Compassion, an expert team – medical director, nurse practitioners, registered nurses, licensed vocational nurses, certified nurses aides, a dedicated on-site pharmacist, social workers, chaplains, volunteers – is devoted to the care of patients twenty four hours a day and focused on family needs as well.
- Each private room has: comfortable patient bed, relaxing sofa-bed, private restroom, large windows for sunlit views, sitting area, free wireless internet, flat screen TV, aesthetically warm decor and original artwork, with a secure homelike feeling.
- Chapel
- Theater
- Children's Room
- Dining Area and Soda Fountain
- Family Lounges
- Reading Nook
- Unrestricted visiting hours
- Small well-behaved, vaccinated pets are welcome
- Patios and outside areas with benches and gazebos


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10 Socially Conscious Brands to Support
This past fall, I had the great privilege of attending the last book tour event in Philadelphia. It was a week after the election. Spirits were understandably dashed, but definitely not defeated. The creative community came together, shed a few tears, laughed heartily and felt inspired by each other. Above all, there was a very palpable commitment to be stronger, more confident, to listen and to be heard.
I'm truly grateful for the Design*Droits-Humains community because just when I start to feel the state of affairs weighing on me, I'll read a post or jump on an assignment that reminds me of this: creativity and design are important! We designers can make an impact. We do not have to be made of time or money to support the causes we believe in because we can think outside the box.
I hope this roundup of 10 socially conscious brands inspires you not only to support these creative businesses, but also to find your own voice and your own way to stand up for your causes. I know they inspired me. This is merely scratching the surface, so please share other inspiring businesses or projects to support in the comments below. —


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[Date Prev][Date Next][Thread Prev][Thread Next][Date index][Thread index]
Re: st: testparm
"Chiara Mussida" <firstname.lastname@example.com>
Re: st: testparm
Tue, 4 Mar 2008 12:01:28 +0100
On 04/03/2008, Maarten buis <firstname.lastname@example.com> wrote:
> --- Chiara Mussida <firstname.lastname@example.com> wrote:
> > my question today is: if the null of testparm is rejected by the data
> > (my 4 categories related to geographical regions of residence) can I
> > quietly proceed with the estimation of (4 in my case) separated
> > models for the duration of unemployment? or are there other
> > procedures/test to perform?
> Doing analyses seperately is in effect not only including the main
> effects of region to your model, but also interaction effects between
> region and the other explanatory variables. With testparm you are only
> testing the main effects and not the interactions.
my results therefore do not allow me to estimate separate models? as
regards the interactions, do you mean to estimate a fully interactive
models w r to the region of residence for every separate category?
in this case I already have models separated by groups of regions.
This means that their geographical bunary variable is 1 (it is the
criteria for the separation), individuals in each model are all in the
same geographical location, and i don't know if it is meaningful to
estimate fully interactive models...
> However, if you do these analyses separately for different regions, the
> differences in parameters across regions do not have a causal
> interpretation in non-linear models (like logit and probit, but also
> duration models). There has been a long and pretty exhaustive thread
> with working papers and lecture notes you can download, literature
> references, and simulations on this issue recently on the statalist
> starting with:
> http://www.stata.com/statalist/archive/2008-02/msg00873.html
> Hope this helps,
> Maarten
> -----------------------------------------
> Maarten L. Buis
> Department of Social Research Methodology
> Vrije Universiteit Amsterdam
> Boelelaan 1081
> 1081 HV Amsterdam
> The Netherlands
> visiting address:
> Buitenveldertselaan 3 (Metropolitan), room Z434
> +31 20 5986715
> http://home.fsw.vu.nl/m.buis/
> -----------------------------------------
> __________________________________________________________
> Sent from Yahoo! Mail.
> A Smarter Inbox. http://uk.docs.yahoo.com/nowyoucan.html
> *
> * For searches and help try:
> * http://www.stata.com/support/faqs/res/findit.html
> * http://www.stata.com/support/statalist/faq
> * http://www.ats.ucla.edu/stat/stata/
Chiara Mussida
PhD candidate
Doctoral school of Economic Policy
Catholic University, piacenza (Italy)
* For searches and help try:
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* http://www.ats.ucla.edu/stat/stata/
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LONDON (Reuters) - West Ham United's teenage defender Daniel Potts was taken to hospital suffering from concussion after being briefly knocked out in a second-half clash of heads with Arsenal defender Bacary Sagna in their Premier League match on Wednesday.
West Ham manager Sam Allardyce said Potts, 18, was knocked out in the challenge with Sagna, and "hit the ground as a dead weight" where he hit his head again.
Allardyce said Potts was "unconscious for a few seconds - perhaps a minute".
Potts, a 62nd minute substitute, required lengthy treatment on the pitch and was given oxygen before being carried off on a stretcher.
"Danny has gone straight to hospital with concussion - was unable to give the correct answers to the questions the doctors asked him which shows obviously a concussion to the brain," Allardyce told a news conference.
"They put him on oxygen, put him in the stretcher the right way just in case there is no more damage to the neck or the spine.
"When you get knocked out and hit the floor like that, that might be a problem - we don't think it is but we will leave the hospital to monitor him through the night and hopefully he will make a speedy recovery."
The full back is the son of former West Ham United captain Steve Potts.
Potts' injury capped a miserable night for West Ham who were thumped 5-1 at the Emirates.
Editing by Pritha Sarkar


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Derek McCall was devastated when his college girlfriend married his best friend, Josh Cooper. He respected the boundaries of friendship for years, but one night they gave in to temptation. Feeling guilty for betraying his best friend, Derek left town determined to put the past and Ashley behind him.
Ashley Cooper has loved two men in her life, her ex-husband, Josh, and her ex-boyfriend, Derek. The single mom of two grown boys is finally ready to start dating again when Derek comes back to town, eager to throw his hat in the ring. Her kids are against the relationship, but is she willing to risk their disapproval for a chance to re-write history?


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In the NZZ, Simon Gemperli argues that Liechtenstein is doing better than Switzerland.
Swiss tabloid Blick criticizes Liechtenstein. Previous, more positive NZZ articles about Liechtenstein: May 2014; March 2016; November 2016; April 2017.
In the NZZ, Simon Gemperli argues that Liechtenstein is doing better than Switzerland.
Swiss tabloid Blick criticizes Liechtenstein. Previous, more positive NZZ articles about Liechtenstein: May 2014; March 2016; November 2016; April 2017.
In the NZZ, Simon Gemperli offers a fact check on Liechtenstein.
In the Daily Local News, Sue Buchel and Parry Desmond report about a Liechtenstein born immigrant to the US who died on his way back to Europe, 134 years ago.
Voters in Liechtenstein rejected a popular initiative against the revision of the health care insurance act. The revision aims at keeping costs at bay.
The Economist reports (somewhat belated) about a blacklist put together by the European Union. The EU list aggregates lists of member states which applied different criteria and in parts were outdated. The Economist writes:
As pressure has mounted, however, Brussels has backtracked. At a meeting with the 30 ostracised states last month, it agreed to make clearer reference to efforts that some of them have made to adhere to new tax-transparency standards—though it is not clear if it will ditch the "non-co-operative" label.
The constitutions of 23 countries specify how territories may secede, according to Constitute. Here is the clause from the Liechtenstein constitution:
Individual communes have the right to secede from the State. A decision to initiate the secession procedure shall be taken by a majority of the citizens residing there who are entitled to vote. Secession shall be regulated by a law or, as the case may be, a treaty. In the latter event, a second ballot shall be held in the commune after the negotiations have been completed.
Günther Meier reports in the NZZ that an updated double taxation agreement between Switzerland and Liechtenstein will come into effect. Switzerland rejected Liechtenstein's proposal that would allow the principality to levy a source tax on the income of Swiss residents who work in Liechtenstein.
Günther Meier reports in the NZZ that Liechtenstein has enacted legislation to share tax relevant information about US persons with US authorities. Liechtenstein follows FATCA model 1.
Wikipedia site on FATCA.
hus in the NZZ writes about options for British tax evaders to come clean about hidden financial assets abroad.
UK residents with Swiss assets who do not want their identity to be disclosed to the British authorities can pay taxes on their asset holdings to the Swiss authorities instead; the Swiss will (partly) hand them over to London. The relevant treaty between the UK and Switzerland was put into effect in 2013.
UK residents often prefer an alternative option, though, namely to "legalise" their world wide asset holdings using a treaty between Liechtenstein and the UK. According to that treaty, assets fully declared before the end of 2016 trigger a penalty of about 10% to 20% of the relevant asset holdings, as compensation for evaded taxes in the past. British tax payers can use this option as long as the fraction of their offshore assets that they invested in Liechtenstein is sufficiently high.


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