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World Council of Credit Unions created the Global Women's Leadership Network to provide a community of credit union leaders dedicated to making a world of difference. Below are the responses that members gave when asked about their involvement in the Network.
Why did you join the Network?
"To network globally. To share with other professionals. To keep me connected within my profession, not just in my community but across borders."
Kylee O'Brien, Investment Lending Officer
Copperfin Credit Union, Ontario, Canada
"I am very interested in gender issues and also the opportunities to support, especially young women in the workplace and the credit union movement. It scares me that the vast majority of our staff is female, yet the senior management table only seats a couple and the Board of Directors even less. We are failing in mentoring and providing opportunities for successful leadership to the new generation of CU leaders. And yet I also realize that compared to the global economy, we are very lucky to have the opportunities as women that we do have. I want to make this world a better place for me, my sisters, our daughters and our members' daughters yet to be thought of."
Carrie Allen, SVP Business Development
Heritage Family Credit Union, Vermont, US
"I am a female Army officer who serves as a senior pharmacist for the ministry of defence of my country. I have been a member of the Ghana pharmacist credit union for the past 8 years. I believe in the empowerment of women financially to enable growth. We encourage women to own their own private pharmaceutical companies. I want to join this Network because it will help me meet other women and interact to gain knowledge and help improve other women in my country."
Gloria Addae
Ghana Pharmacist Credit Union, Ghana
What value does the Network provide to you, your staff or your organization?
"I had the honor and privilege of being a founding member and attending the first GWLN forum in Barcelona. Since then I have attended all but one of the forums. When the initial invitation to the Network came out, I took it to my male CEO and asked to represent my credit union at the forum. Both he and I knew that I could benefit from the network and that I could be of benefit to it. I remember being in a room with a group of women who did not know one another but had the common interest of their credit union/cooperative and of wanting to share their knowledge with others. I made many new friends and learned to communicate via an interpreter with some of the network scholarship attendees. I also got to use my rusty Spanish. After the first forum, I came back to my credit union "empowered" and motivated. I have become a better manager for my credit union due to my experiences at the Forums and with the network. I am now a co-hostess of the New York / New Jersey Sister Society and realized last week that I can do it all when I ended up facilitating our meeting instead of just organizing the attendance and name tags. There were good moments and a few bad but I would never have been able to do this if I had not learned from my fellow network members and my mentor, Sue Mitchell, over the past few years."
Robin Myers, Controller
Melrose Credit Union, New York, US
"The value of the Network for me is the fact that I am able to connect with my peers in other Credit Unions to share ideas and obtain feedback on various aspects. Presentations made at the Fora that I have attended were very relevant, valuable and informative. Most of us women have similar challenges and when we are together and discuss them we are able to find correct solutions. I have been attending the Network Forum since the inception in July 2009 in Barcelona. We, in Jamaica have now formed the Jamaica Sister Society of which I am the leader. This leadership role came about due to association with the Network. My Credit Union will benefit from my involvement in the Jamaican Sister Society which is now a part of the Global Women's Leadership Network. One of our aims is to reach young women in our Credit Unions who need to develop into leaders. We will be using materials from the Network to train and develop these individuals. I am very excited to be a part of this network, which I have found to be supportive."
Barbara Gascoigne, General Manager
Jamaica Teachers' Association Co-operative Credit Union, Jamaica
"The GWLN first of all provided us with the idea to create an internal women's network within our organization. The GWLN has provided our network with support, guidance and encouragement with the development of our internal network. GWLN has also assisted in providing us with a sister society pairing and another networking opportunity within the Credit Union system. It has been a pleasure to share ideas and best practices with the committee members."
Cheryl Rettschlag, Manager Banking Support Services
Servus Credit Union, Alberta, Canada
"The GWLN changed my life. I have been an advocate of credit unions forever, but now I understand how women from around the world share common issues and a profound commitment to members in their communities."
Caroline Lane, VP-Corporate Development
CO-OP Financial Services, California, US


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This nursery is just the cutest. It is full of simple, yet cute details that Christen's friends and family all took part in and that's what makes it even more special.
This is her third kiddo and she didn't necessarily need a bunch of new baby things, so we thought we could come together as a group and create some custom art for her nursery that would also be useful later on down the road as he gets older.
Jacque and I and a few of our other friends threw Christen a baby shower at Tipsy!
Her nursery theme is super heroes and I sketched out several canvasses and then a group of about 12 of us got busy painting them all up for her nursery. We had so much fun making these and laughing and celebrating Christen at her shower!
Here is a little extra info about the nursery…
When Christen was still in the hospital having baby number three, our friend Megan and I had been planning a surprise! We know how it can be when you are trying to do ALL THE THINGS with kids underfoot so we decided to put some finishing touches on the nursery while she was away! We had so much fun planning and sneaking around! We brought in the glider rocker and shelf and I made some super hero themed blankets and we decorated with some other fun elements. (Also check out the ridiculously "sweet" doorhanger we surprised her with! I totally wanted to keep it for myself after I finished it! Ha!)
Take a look around (and enjoy the adorable squishiness of her newborn!)

subset: commoncrawl


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PaymentPayment shall be made in Ghanaian Cedi. Ticket IssuesFrom time to time, we and/or the Event Promoter reserve the right to (i) restrict the sale of tickets to a maximum number per person and (ii) reject the excess of any order for tickets which exceeds such a maximum number.Lost, destroyed or stolen tickets cannot be replaced.Tickets cannot be returned to the box office after purchase, unless the event is cancelled.Customers are advised to check their tickets upon receipt.Tickets are valid for one admission only. Removal of the stub invalidates the ticket.Show ContentThe Event Promoter reserves the right to alter or change the programme. We have no control over the show content.Admission RestrictionsManagement reserves the right to refuse admission or to eject customers in reasonable circumstances (for example taking health and safety, environmental and security concerns into account), and may on occasion have to conduct security searches to ensure the safety of customers. 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Posted on January 12, 2010 in Arab American Institute
There are about 3.5 million Arab Americans, and as a community, we've been demonstrating loyalty, inventiveness, and courage on behalf of the United States for over 100 years. Here are just a few of the famous and accomplished ones – people you may know!
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CEA Forum Gives E-Commerce Advice
LOS ANGELES -- E-commerce isn't just about e-tailing. It could also save you money on standard business operations. That surprising idea and several others were volunteered during the Internet portion of the Consumer Electronics Association's Business Solutions Series 2000, held at the Hyatt Regency Hotel.
The seminar covered strategies and technologies to attract and keep visitors to companies' sites, as well as ways to help cut everyday business costs.
During the panel called "You Have a Website? Now What?" Tom DuBois, president/CEO of Active Research, pointed out several interesting e-tailing trends. So far, he said, 69 percent of all consumer electronics sold online are to men and 31 percent are to women, although "that ratio varies from product category to product category."
DuBois also said that consumer studies prove that convenience is the value of shopping online. "You are able to understand the product, the customer service involved, ease of use and other issues," he explained. "Our studies show that 91 percent are satisfied or somewhat satisfied with online purchases in consumer electronics. The biggest complaint is delivery time, customer service or lack of information."
As for providing information, etown.com takes care of that. The website is actively selling its content and licensing its expertise as part of its business plan.
CEO Robert Heiblim explained etown's operation this way: "We are a content producer and a vertical service provider. What are consumers doing when they make a purchase? You must provide information, and we do that. Consumers love the convenience and the large amount of product information we provide. You can't bring a salesperson on the 'Net, but in our opinion, content is what they need."
In a roundtable called "Creating an Easy Shopping Experience for Your Regulars," various approaches were volunteered to achieve that goal.
Jim Rose, CEO of MobShop, allows consumers who want a TV, VCR or any other CE product to "aggregate their purchasing power" by bidding on specific products. Consumers volunteer offers for selected products, and as more and more participants bid, the price for everyone goes down during the duration of the deal. "This is significantly different than static retail," he said.
At MobileToys.com, which specializes in the mobile electronics industry, CEO Bob Fields said its 1,200 member retailers must meet requirements to be part of the site -- with the key criterion being that they have certified CEA installers. "With mobile electronics you need qualified installers to avoid returns."
Rose noted that the site "links their ZIP code to see which retailers are available in their area. We provide graphics of products, features and pricing information . but we don't sell price."
Cycore USA presents products in a multimedia format called Cult3D, explained president/CEO Jim Madden. Cult3D describes product in detail, but with interactivity that enables consumers to spin and zoom the product to view it from any perspective.
"If a picture is worth a thousand words, a multimedia picture is worth a million," Madden said.
And in a seminar called Internet Solutions to Streamline Your Business, Web suppliers discussed how to cut costs by using online capabilities, echoing some of the sentiments of keynote speaker Jerry Storch of Target.
Alex Kormushoff, manufacturing, retail & distribution VP of Sapient Corp., said that with the Web, "the consumer takes control through direct sales, [traditional] retail or online stores."
Kormushoff stressed, "The new consumer demands convenience, interaction with a brand anytime, anywhere. There is no longer a question of an either-or approach to retail channels. You browse online and buy in the store, or browse there and buy online. This offers lots of flexibility."
The flexibility of the Web can help back-office operations, according to Ken Kristal, co-founder and managing director of CETRADE.com, which is bringing global trading of consumer electronics to the Web.
Kristal explained that his business-to-business exchange, which debuted at CES in January, has 395 member companies in 37 countries.
The process is simple: a buyer or seller registers at the website and can put products up for sale or make bids anonymously. When the transaction is completed, the seller is given the buyer's name and CETRADE.com gets a 4 percent fee from the seller.
"Our service provides small and mid-size companies an economical way to buy and sell products, with more efficiency, lower costs and higher profits," Kristal said.


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April 4-25, 2015 Bahamas Bound!
Plans were underway for a Bahamas cruise with friends, Vicki and Peter Hall on Hallabaloo and Deb and Paul Maloney on Bleu Belle. Being the "newbies" on this cruise, we were glad to join these fellow cruisers for the 2015 trip.
We left our slip in Delray Beach, FL on Friday, April 4, 2015, and headed south on the ICW to Lighthouse Point Marina to take on fuel. Then south to Maloney's' home up a canal in Lighthouse Point for the night. The next morning at 0630 we quietly motored out to the ICW where we met up with Hallabaloo at the Hillsboro Inlet. It was a crystal clear morning with the full moon lighting our way as we transited the Hillsboro Inlet bridge and headed out into the Wild Blue Yonder. Around 0650, the total lunar eclipse began slowly to creep across the moon. From our location it was an annular eclipse, not a total, which looked like a big bite taken out of the moon. As the moon set in the west, the sun rose in the east. It was a magnificent way to begin this cruise!
In the Abacos we visited West End on Grand Bahama Island, Grand Cay, Double Breasted Cay, Great Sale Cay, Alans-Pensacola Cay, Spanish Cay, Powell Cay, Manjack Cay and Green Turtle Cay before heading back to Delray Beach, FL.
At most of these cays, Peter led the way into the ocean in our dinghies out to the reefs a mile or two offshore. There we snorkeled in 15-20 feet of crystal clear water where we saw lots of beautiful coral and multi-colored fish, a turtle, a stingray and even a shark! You should have seen Neala swim to the boat when she saw the shark - she could have qualified for the Olympics! Deb, on Bleu Belle, took all of the snorkel trip pics, so we will post those soon.
On our way back, we stopped for 3 days at Crab Cay to wait out the weather. We returned to Great Sale again for the night before a 0330 departure to Memory Rock and across the Stream to Lake Worth Inlet. We had a good crossing with a few light showers, but calm conditions prevailed and we arrived in Lake Worth tired but in good spirits. It was such a great time!
Bleu Belle in the Moonbeam
Sunrising in the east
Blue water of the Gulf Stream - we had an excellent crossing - sun and smooth seas, but no wind so we motored
Arriving at West End into Old Bahama Bay Marina
And, WOW!! Look what Peter caught on the way over - we ate that fish for days!!
After a night at Grand Cay we anchored at spectacular Double Breasted Cay
Happy Hour (and boy, were were happy - this place is just beautiful!) with Deb and Paul, us, and Peter and Vicki
Northern Lights anchored at Double Breasted Cay - we think this may be a framer!
Jeff enjoying the crystal clear water
Beautiful low tide sand patterns and incredible aquamarine waters
No explanation needed!
A nice reach to Alans-Pensacola Cay
Happy Hour on Northern Lights at Alans-Pensacola Cay
The passage to Spanish Cay
Snugglin' at Spanish Cay Marina
Jeff getting into the party spirit for Vicki's birthday. We now have a new rating system for parties - One Hat, Two Hat......Five Hats - guess he was having a Five Hat time!
Celebrating Vicki's Special Day
Happy Birthday, Vicki! Chocolate brownie with homemade fudge sauce and vanilla ice cream....no diet that night!
The three of us docked at Spanish Cay Marina
Just a great view
Bahamian water colors are breathtaking!
Cruiser Beach Art at Powell Cay
Cool coral designs at Powell Cay
Picture postcard worthy - Powell Cay
Neala got this great shot of a small conch and then promptly dropped her NEW iPhone in the SALT water right next to it! We raced back to the boat and rinsed it in fresh water, drained it, used the vacuum to suck out any remaining water and left it in rice overnight. Wow, amazing!! It worked the next day and for about a week......then it started getting screwy and Neala ended up having to get it replaced. But at least she got the shot!
Hosting spaghetti dinner on Northern Lights at Manjack Cay
Last evening in the Bahamas on Great Sale Cay
Early morning departure from Great Sale left our wake to the horizon
Beautiful scene on the Stream
Jeff dragged a "meat line" - 100 ft of 1/8 inch nylon line with a stainless steel leader and a brightly colored plug - from the stern of the boat on our Gulf Stream crossing. In the middle of a squall, he noticed we were dragging something. He pulled it in while Neala ran down to the aft cabin to get the net for that "just in case" catch! (We're not really avid fisher-people....!) In fact, we had no idea what we'd caught. I said, "Jeff, what is it??" Jeff replied, "Umm, maybe a tuna??" We also used the little trick that our friends Peter and Vicki had told us about (remember that big mahi mahi Peter caught on the way over....they know what they're doing!) that was to toss a bit of liquor down the gills or throat to subdue the fish. It worked great, but Neala used the good gin for the first splash - the second dose she chose the cheap rum - seemed to do the trick!
Once we got back in cell phone range, Neala texted a picture of the fish to our friend who is an avid fisherman. "Paul, Jeff and I caught this in the Gulf Stream and, don't laugh, but we don't know what it is!" Paul replied,"It's a blackfin tuna - great sushi!" So, we filleted it, dusted it with Old Bay and seared it in olive oil and butter - yum!!
Sailing on the FL coast toward the Lake Worth inlet - almost home!
Red Right Returning - as we entered the Lake Worth Inlet - good to be back as we dropped the hook off Peanut Island and reminisced about our Bahamian adventure!


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Louisville Solar Tour 2017
Saturday, October 7th 2017, 9:30 am – 5:00 pm
|Click Here to Register
Attend the 10th annual Solar Tour in Louisville! Join this exciting day where you can tour existing solar installations to see how Kentucky families and businesses are harnessing free energy from the sun to generate electricity, warm and cool their homes, heat water, charge their electric cars, and slash monthly utility bills.
Click here for the Mayor's Proclamation of October 7, 2017 as Louisville Solar Tour Day!
The tour begins at Copper and Kings, the Butchertown solar powered brandy distillery with a free information session led by experts describing the financial, social, and environmental benefits of using solar power. Speakers will also address how to obtain and finance solar power. All are welcome to attend.
At 11 A.M., after the introductory session, tour participants will board a bus or join a group bike tour. The Solar Tour will then visit designated houses, churches and business locations featuring unique solar installations. On site owners or installers will present briefly at each location. The Bus Tour is limited to 40 participants, and costs $15.00. The bike tour is free and open to the public.
After touring, the participants will gather at Apocalypse Brew Works to celebrate solar energy and socialize. Food trucks, tabling and refreshments will be at this solar powered brewery to enhance enjoyment as we finish the day.
This event is one of hundreds being held across the U.S. as part of the 22th Annual National Solar Tour of the American Solar Energy Society (ASES). The national and local tours are designed to demonstrate practical and economic solar solutions, and to encourage community conversations addressing the growing need for clean energy. The 2017 Solar Tour is offered by a collaboration of non profit volunteer organizations including KY Solar Energy Society, and Solar Over Louisville, as well as other dedicated volunteers.
We look forward to seeing you at all or any of the activities that you choose to attend from the following schedule.
9:30 am – 11 am
Introductory Session
• Solar 101 basic principals
• Energy Efficiency
• Financing
Register for Intro Session HERE
11 am - 2 pm
Bus or Bike Tour
• Depart from Cooper and Kings
• Tour solar sites around the community
|Register for Bus or Bike Tour HERE
1 pm - 5 pm
Meet the Installers and After-Tour Celebration
Meet the installers and tabling by non-profits that promote sustainability
|Apocalypse Brew Works,1612 Mellwood Ave, Louisville, KY 40206
For more information, please email Wallace McMullen or KySES
These installers supported the Louisville tour with monetary donations, as well as through their participation. They will be available at specified 2017 Louisville Solar Tour sites from 11 am to 2 pm, and at the "Meet the Installers" session at Apocalypse Brew Works from 1 to 5 pm.
10370 Bluegrass Parkway
Louisville, KY 40299
Phone: (502) 264-7615
Contact: Tom Brooks-Pilling
Email: firstname.lastname@example.com
Website: Solar-Energy-Solutions.com
NABCEP Certified PV Installation Professional
NABCEP Certified Solar Heating
Avery and Sun Solar Installations
211 S. Hite Ave.
Louisville, KY 40206
Phone: (270 )792-0727
Contact: Nancy Givens
Email: email@example.com
Website: www.averyandsun.com
NABCEP Certified Photovoltaic
Additional Sponsors
These are organizations that donated goods, services or monetary donations in support of the 2017 Louisville Solar Tour.
Jeannie Samdani, LPL Financial Planner
These are organizations that active supporters of the 2017 Louisville Solar Tour.
Helpful Information Resources
Here are local, state, and national solar energy information resources and renewable energy and solar magazines.
Louisville & Kentucky
Renewable Energy and Solar Magazines
Didn't Find What You're Looking For?
If you don't find the information you are seeking in the above links, please email KySES and we'll gladly respond to your questions.


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Plus they get remixed by Secret Machines
Norwegian four-piece 120 Days have announced dates of the US and Canada, kicking off March 1 in Ottawa.
The band will tour for the first half of March with Shout Out Out Out, and following a stint at the South by Southwest festival, will continue their trek with Ratatat.
This will be the band's first major tour of the continent following the US release of their self-titled debut late last year.
The band are currently offering a free limited edition seven-inch with purchase of their album at select indie stores. The seven-inch features a "reconstruction" of their single 'Come Out, Come Down, Fade Out, Be Gone' by Secret Machines, who reinvent the song with new music and lyrics.
The dates are:
With Shout Out Out:
Ottawa, ON Zaphod Beeblebrox (March 1)
Montreal, PQ Mile End Cultural Centre (2)
Toronto, ON Lee's Palace (3)
Hamilton, ON The Casbah (4)
London ON Call The Office (6)
Waterloo, ON Starlight Lounge (7)
Brooklyn, NY Southpaw (9)
New York, NY Mercury Lounge (10)
Philadelphia, PA Johnny Brendas (11)
Houston, TX The Mink (12)
At South by South West (14-18)
With Ratatat:
Chicago, IL Logan Square (21)
Denver, CO Bluebird Theater (23)
Salt Lake City, UT In The Venue (24)
Portland, OR Wonder Ballroom (26)
Seattle, WA Neumos (27)
Vancouver, BC Richards on Richards (28)
Eugene OR WOW Hall (29)
San Francisco, CA Bimbo's (30)
Pomona, CA Glass House (April 1)
Los Angeles, CA Henry Fonda (2)
Atlanta, GA The Loft (10)
–By our New York staff.


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2016 Volkswagen Golf GTI vs 2016 Ford Focus ST
An automaker can't be fickle when it comes to design if the company hopes to succeed. Manufacturing cars is an expensive endeavor, and introducing a new model is even more so with the risk that it won't succeed. Volkswagen knows this, which is why the make has a number of models that have stood the test of time. Among them is the VW Golf GTI, which has been available now for a full four decades. It instantly gained a following and earned the title of "hot hatch," and continues to be a favorite among enthusiasts. But competition is getting more aggressive. If you don't happen to be loyal to any one brand, deciding on which vehicle is best for you can be difficult. When comparing the 2016 Volkswagen Golf GTI vs 2016 Ford Focus ST, you have two hatchback cars that have aggressive styling cues over their standard counterparts, offer plenty of thrills and are affordable and practical choices for daily driving. Though their benefits are similar, they are also different in many ways.
|2016 VW Golf GTI
|2016 Ford Focus ST
|220-hp, 2.0-liter, 4-cylinder
|252-hp, 2.0-liter, 4-cylinder
|25 city / 34 hwy
|22 city / 32 hwy
|93.5 cu. ft.
|Passenger Volume
|90 cu. ft.
|52.7 cu. ft.
|Max Cargo Volume
|43.9 cu. ft.
Performance of the 2016 Golf GTI vs Ford Focus ST
One thing to note before even starting to compare the models is the fact that the Golf GTI is a model within the Volkswagen lineup, with a variety of its own trips, while the Ford Focus ST is a single trim within the entire Ford Focus lineup. For this reason, you'll have many more options with the Golf GTI. These include upgrades to entertainment, driver assistance and lighting, as well as choosing between models with or without a performance package and two-door or four-door styling. With the Ford Focus ST you'll be much more limited when it comes to add-ons.
One key difference that won't go unnoticed is the gap in the performance specs. Without the Performance Package, the Golf GTI does not have a limited-slip differential and its horsepower sits at 210, compared to 220 with the package. The Ford Focus ST sits at 252 horsepower, which looks impressive, but also pulls from its fuel economy. We know efficiency isn't always a top concern for those seeking a performance model, but the real downside of the ST is it doesn't actually accelerate faster than the Golf GTI. Tests conducted by Car and Driver show the GTI can go from 0 to 60 in 5.8 seconds, a feat achieved by the ST in 6.3 seconds. The ST does have a higher top speed of 150 mph compared to the GTI's 124 mph, but the GTI also lacks the torque steer issue present in the ST.
As we've said, features in the 2016 Volkswagen Golf GTI are more impressive, especially considering the model has various trims to provide some updates. One other thing to consider for those tech-savvy drivers is the fact that the GTI has the new MIB II infotainment system that brings App-Connect with Apple CarPlay, Android Auto and MirrorLink, whereas the available Ford SYNC 3 system lacks this smartphone connectivity.
Is the 2016 Volkswagen Golf GTI the right model for you? Stop by Volkswagen of Springfield to check it out for yourself and take it for a test drive.


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Ailie, promenade de chiens à East toronto (the danforth east)
Hello my name is Ailie , I am 18 years old and a soon to be student of Queens University's Honours psychology program. I am a massive animal lover. I have two dogs of my own. A German Shepherd named Henry and a Black Lab named Ronnie. They are my babies. I have experience looking after reptiles, dogs and cats as well as small rodents. I look forward to hearing from you.


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A recent visitor to our website commented that our computer test list looked a bit dated. Mild offense aside, I suppose that remark came from just seeing Office 2010 (and Office 2013) tests being highlighted, as well as Windows 7 (and not Windows 8 or Windows 10).
We don't have the inside scoop on sales figures from Microsoft, but the 2010 version of Office is still by far the most commonly requested version. The fact is that companies do not upgrade to latest Office versions as quickly as they used to. Yes, school systems and universities will upgrade more quickly but many companies, governments and non-profits, based on our conversations with clients, find that their Office 2010 versions are working just fine and there's no need to upgrade. We even have a sizable number of customers who still use the Office 2007 tests, which indicates their unwillingness to part with the Office 2007 suite (soon be 10 years old (if it ain't broke, don't upgrade it).
We have the tests for Windows 7 and also Windows 8. An online article from last year says that Windows 7 is still the most commonly used operating system, even six years after its release (and 3 years after the release of its successor (Windows 8)). No tests yet for Windows 10 but they will arrive this year. We have the Office 2013 tests, plus their more commonly used 2010 brethren.
Office 2016 tests will surely be released this year but we won't see adoption of them for several years. No organization will ever update as quickly as Team Microsoft would prefer, but rest assured that our test list will always reflect the current technology skills that are needed by your job applicants.


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Vital Character Statistics
Name: Aoi Ogiyama
Series: Ro-Kyu-Bu!
Ranking: 8.00 Vote Count: 1
Last vote: October 13, 2016 4:49:37 PM MST with a vote of 8
Detailed Statistics
|Ranking Position:
|Serieswide: 1st of 13 characters
|Sitewide: 213th of 2,571 characters
|Vote Count Position:
|Serieswide: 2nd of 13 characters
|Sitewide: 2,264th of 2,571 characters
|Database Presence:
|Entered in database:
|October 13, 2016 4:44:33 PM MST (2 years, 7 months, 11 days)
Aoi is Subaru's childhood friend and a fellow former member of the currently suspended high school basketball team. Being in the dark about Subaru's coaching of the girls' team, she grows increasingly frustrated by his sudden unavailability and decides to investigate. Aoi has had feelings for Subaru for a while, but has enough trouble admitting those feelings to herself let alone convincing herself to tell Subaru.


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limestone(redirected from calcareous rock)
Also found in: Dictionary, Thesaurus, Encyclopedia.
Related to calcareous rock: carbonaceous rock
A rock formed of organic fossil remains of shells, composed mostly of calcium carbonate.
rock which is largely calcium carbonate, used as a livestock feed when ground. Contains 38% calcium and is used as a calcium supplement. See also dolomite.


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Instrumental act Russian Circles have signed to Suicide Squeeze.
In addition to changing labels, the band has experienced a change of members: bassist Colin DeKupier is no longer in the band, and former Botch/current These Arms Are Snakes bassist Brian Cook is temporarily filling the position for recording purposes. Drummer Dave Turncrantz and guitarist Mike Sullivan remain as core members.
The band is currently working with producer Matt Bayles (Minus the Bear, Isis, Mastodon) on the recording of their follow–up to 2006's Enter on Flameshovel Records. The new full–length is tentatively planned for a release in spring or summer '08..


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The Bachelorette Starts Tonight! Do You Think Emily Will Find Love? [VIDEO] [POLL]
The Bachelorette starts tonight and Emily Maynard is looking for love.
It will be a different type of Bachelorette this season, because this will be the first time the show is focusing on a single mother. Emily even insisted that most of the filming would take place in North Carolina, so she could be close to her daughter.
Chris Harrison said there isn't the "frat-house humor" and "superficial drama," adding that viewers should expect a season "that's drastically different than anything we've ever done."
via 5 Things About 'The Bachelorette' Emily Maynard - Yahoo! TV.


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Much of the New England Patriots' lackluster 3-2 start to the 2017 season is being blamed on the defense, and rightfully so. But the Pats may have a bigger problem looming — Tom Brady is 40 years old and is getting hit more than ever.
Through five games, Brady has already been hit 32 times, one shy of his 2016 total. Brady has also been sacked 16 times, one more than his total for all of last season. Brady is on pace to be sacked 51 times this season — nearly as many times as the past two seasons combined (53) and a number that would easily be the most in his career.
Brady goes to great lengths to keep his body in top physical condition, but none of that may matter if he keeps getting hit at this pace.
The age-40 season is projected.


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coastal style – seely brothers – bainbridge island
i receive hundreds of PR emails a week. at first… i enjoyed them. now… they're getting a little tedious. only once in a while, does one strike me, and i think… yes, this is something i would actually feature. half the time, i wonder if they've even looked at the site. i do only post seattle specific content. i really only like to post photos. and i doubt you, dear reader, could care less about which celebrity is wearing what earring, or weather new shops open in vegas. hardly relevent to us. and on behalf of you (and my sanity) i delete.
but yesterday i received an email about a campaign that nautica is doing, and they're featuring some locals. so since it interested me (and i dig the campaign). i thought i'd share. i have some nit-picks: if it's ocean2ocean, why are they on the lake, it's not the most scenic shots of our land… but it does seem somewhat 'lifestyle' and these boys do actually seem like they'd wear the clothing, plus it works for the activity, and so- here you are. let me know what you think, if you care to, and thanks to nautica for including needle+thread in their mailing. i didn't receive anything in exchange for my post (missed my free umbrella by not being at the bainbridge ferry this morning- DUDE, i need a free umbrella!), i just thought it was a somewhat honest approach to a medium i usually find pesky. plus, you know. i like to feature the locals.


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Douglas County Farm Sales and Management
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Looking to buy land in Douglas County, NE? Mid-Continent Properties lists all of our currently available properties under our "Buy Land" page at all times. When you buy farmland in Douglas County through Mid-Continent Properties, you can be confident that your are paying fair market value with our industry leading property appraisal services.
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Contact the experts at Mid-Continent Properties for a professional, reliable partner in farm and ranch real estate services in Douglas County, NE.


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Vitamins do not boost heart health6th November 2012
People in the United States spend billions of dollars a year on multivitamins in the hope that doing so will help protect them against some serious diseases.
However, a recently completed study suggests that the benefits are dubious, particularly in the case of cardiovascular disease.
According to the Physicians' Health Study II, a large, randomized, placebo-controlled trial of a daily vitamin pill begun in 1997, taking a daily multivitamin does not produce a reduced rate of major cardiovascular events in those who take it.
Researcher Howard Sesso of Brigham and Women's Hospital in Boston said that his team found no difference in the rate of myocardial infarction, stroke, or cardiovascular death between those receiving the multivitamin and those receiving a placebo.
Neither were there any benefits seen for either primary or secondary prevention of cardiovascular disease, Sesso told a meeting of the American Heart Association meeting.
He said the main reason for taking multivitamins could only be the prevention of vitamin and mineral deficiencies.
However, men who took the pills did show a small reduction in total cancer rates, he added.
Elliott Antman of Harvard Medical School in Boston said the study had yielded helpful information for doctors who need to discuss with patients whether they should take vitimin tablets.
Antman said he would remind his patients that vitamins could not be relied upon as a preventive measure for cardiovascular disease, based on current data.
However, a separate study that followed nearly 15,000 middle-aged and older men for about 11 years found a reduction in total cancers of 8%.
Researcher J. Michael Gaziano, also at the Brigham and Women's Hospital and Harvard Medical School, told a recent meeting of the American Association for Cancer Research that multivitamins offered "a modest benefit for cancer reduction in men over 50."
The Physicians' Health Study II followed the same 7,641 male physicians from the Physicians' Health Study I, which evaluated aspirin and beta-carotene for the prevention of cardiovascular disease and cancer.
It also included 7,000 newly enrolled male physicians, with the aim of measuring any preventive effects of vitamin E, vitamin C, and multivitamin supplements on rates of cardiovascular disease and cancer.
Both sets of findings were published in the Journal of the American Medical Association.
Less than 4% of the study participants were smokers, they had a mean age of 64, and were in general good health.
Rates of exercising at least once a week were high, at around 60%.
Multivitamins failed to confer any benefits compared with the placebo across all subgroups, however, a result which is in line with previous trials of multivitamins.
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Article Information
Title: Vitamins do not boost heart health
Author: Luisetta Mudie
Article Id: 22977
Date Added: 6th Nov 2012


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Once your small business has made the decision to join countless others in implementing a PBX service for your business communications, there is one choice remaining. Should my business choose a hosted option or host our own?
To assist you in answering this question, the following article will outline the differences between a managed PBX service and an on-premise service.
What Is A Cloud PBX Service?
First, some basic information on what a cloud PBX service is. A cloud PBX service is a form of VoIP communication that is hosted by a third party service provider on an Internet server, or in the "cloud". Cloud PBX uses VoIP communications technology to operate your communication system over the Internet as opposed to using analog copper wires found in traditional phone systems to transmit call data. This is best suited for small business because they can now operate large, complex call networks online instead of having to pay large sums to provide traditional wiring infrastructure. Using a VoIP network also frees businesses from paying exorbitant fees associated with traditional telephony providers. Cloud PBX services are used by small businesses to compete with much larger corporations in terms of their communications network and the image they are able to present to customers.
Comparing Cloud Based PBX Services To On-premise Services
The following is a rundown of the most relevant criteria used to decide on whether to use cloud based or on-premise PBX in your business.
Both PBX services are capable of offering the same features for your business. The difference is that hosted or cloud based PBX services often charge extra for advanced features such as IVR, call centers and advanced conferencing. It all depends on price. Is it cheaper to pay for the infrastructure and maintenance costs of hosting your own system or to pay a service provider to host it for you? Decide on which features your business requires and go from there.
Upfront Infrastructure Costs
If you are considering hosting your own system then you will be responsible for buying the necessary hardware, installing it, configuring the system for your business and then maintaining it down the road. If your business is pressed for available floor space and doesn't employ a dedicated IT staff capable of handling a communication system, then going the hosted route may be a better option. A managed PBX service means that there is no infrastructure, setup or maintenance responsibility resting on the shoulders of your business.
Total Cost Of Ownership
The total cost of ownership of a VoIP communications system is far more cost effective than a traditional analog telephone system. The differences in cost when comparing a hosted vs. on-premise option depend on the size and structure of your business. You will either be paying monthly charges, or large upfront investments.
When choosing a VoIP communication system, your business is investing in the most scalable communication option available. VoIP systems are much more scalable than traditional landline systems. Important considerations are the required degree of scalability and the amount of locations that must be outfitted with the system. If your business volume is volatile, or you have multiple locations, this will add many costs to an on-premise system. Employing a managed PBX service means that any customization, upgrade or downgrade to your system only requires a simple phone call to your service provider.
In conclusion, unless your small business is relatively stable and employs it's own IT staff, then signing up for a hosted PBX option is most likely the best decision. This is because it can keep costs low, and there is no up-front infrastructure purchase to make. If your business is ready to make the switch to a VoIP business communication system, get in touch with a service provider in your area and they will be more than happy to help you choose the best system for your business.


text: Group / Private / School Bookings We can host private sessions for you in one of our current locations, or bring our equipment to you. Our insured instructors can supply you with all the documentation and assurances needed, as well as a pre-session visit to allow the creation of a risk assessment. Schools / Corporate Days : Bespoke Sessions : Price on Request We can host sessions for any number of people – we've run archery sessions for schools (either one class at a time, or lots of pupils at once!), stag-night groups, field experience days – we can cater for pretty much anything, so get in touch, and we'll see what we can come up with for you.


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The budgeted cut in medicines reimbursement expenses payable from the national health insurance is 10% in 2017. The cuts will amount to 134 million euros, constituting one element in the overall savings in public spending, targeted at core areas of the Finnish society.
From the perspective of the pharmaceutical industry and the entire reimbursement system administered by the National Insurance Institution Kela, the savings are huge. The earlier Kela reimbursement savings, e.g. those imposed as of the beginning of 2016, must be added to the 2017 figures.
The Ministry of Social Affairs and Health STM was responsible for the preparation of the savings decision and collaborated with the pharmaceutical branch stakeholders. The collaborative preparation work helped to identify means that are more balanced for the patients, the society and the pharmaceutical branch actors than they have been in the past. The PIF objective was to implement the savings so that they would not significantly weaken the PIF member companies' possibilities in novel medicine development work.
Savings measures and their impacts on PIF member companies
The savings measures with a direct impact on the industry include the promotion of the price competition between the pharmaceutical products, the measures to further rational use of medicines and the introduction of risk-sharing agreements.
The promotion of price competition materialises through four different mechanisms:
- In the generic reference price system, each reference group is imposed a price corridor which remains in force for 3 months at a time, and the related products can be substituted by the pharmacy within the set price variation range. The products in question are grouped in the interchangeable product list issued by the Finnish Medicines Agency Fimea.
The current competition mechanisms within the Finnish reference price system do not operate optimally, and the prices of generics took a clear upward turn in 2011.
As of the beginning of the year 2017, the variation range, or the so-called price corridor, of the prices in a reference group, will be narrower, curtailed from the current 1.5—2 euro to 0.5 euro. The change will contain the growth rate of the generics prices. Starting from the beginning of 2016, the pharmacies have already had the obligation to give the patients more information on the price differences of interchangeable medicines. These combined measures are expected to boost generic price competition.
The change will also impact PIF member companies with products included in the reference price system. PIF will support all mechanisms geared to promote the price competition in the generic reference price system. The savings will target older products which can be seen as an acceptable measure in terms of innovation policy.
- In the biological medicines category, the price competition measures will be targeted at physicians and price regulation. Substitution by pharmacies will not be introduced in Finland.
As of the beginning of 2017, physicians are encouraged to prescribe the most inexpensive product if there is a biosimilar available for the original biological medicine. The year 2017 will see a new price rule regarding the first reimbursable biosimilar whereby its acceptable reimbursable price cannot exceed 70% of the adopted list price of the original product. Once the biosimilar is launched, the list price of the innovative medicine will be re-examined.
These savings measures will impact the PIF member companies in different ways, depending on their selection of biological medicines and biosimilars. PIF supports the measures taken to promote the price competition of biological medicines and biosimilars. The competition starting after the expiry of the patent can boost the use of the active substance in question, and the savings potentially achieved through the competition will increase the opportunities to introduce novel medicines at a more rapid rate. (See additional information)
- Parallel import and parallel distribution products will be promoted so that these products, so far outside the reference price system, would also initiate a reference group. In April 2017, the first reference group can be established as soon as the first parallel import (PI) product /parallel distribution product has its reimbursement status approved and enters the market.
After the beginning of April 2017, a chemical or biological original product can find itself in the reference price system with the PI product irrespective of whether the patent of the original innovative product is still in force or not.
PIF is opposed to setting up a reference price group on the basis of a PI/parallel distribution product since the entry of patented medicines in the reference price competition regime will hamper the implementation of the Health Sector Growth Strategy. Moreover, the change will make it more difficult for the companies to predict their future operations, adding to drug shortages and creating overlapping bureaucracy (See additional information).
- The substitutability of antiepileptics (ATC group N03) by the pharmacies is extended for indications other than epilepsy. In the case of epileptic patients, the pharmacies must not make any substitutions of the medicines. As of the beginning of 2017, the antiepileptics used for other indications will be included in the generic reference price system once the basic patent of the products has expired and there are reimbursable generic competitors on the market.
Substitutability does not apply to the indications protected by the so-called second medical use patent, and the generic therefore has no marketing authorisation for the indication in question.
PIF supports the model protecting the second medical use patent.
The decrease of unnecessary use of medicines and medicines waste is a significant and constructive savings measure from the pharmaceutical industry's perspective. This objective is targeted through various measures promoting rational use of medicines, such as increasingly favouring small starter packs at the early stages of long-term medication as well as limiting the dispensing of medicines that cost over 1,000 euro (retail price) a month to selling only one month's medicines instead of the normal three months. As regards the dispensing intervals of medicines in the basic reimbursement category, a stricter time control is also imposed.
These changes will affect different company types in an even manner. PIF supports mechanisms that promote the rational use of medicines and reduce their unnecessary use.
Patient's share of the savings
As a result of lower medicines prices or diminished medicine use, most savings measures lead to a decrease in the medicines expenditure paid by Kela and by the patients. However, the patient overall share will be increased through transferring the diabetes medicines other than insulin products from the upper (100%) to the lower special reimbursement category (65%). Insulin products remain in the upper special reimbursement category. In the legislative bill, the change has been motivated, among other arguments, by the fact that the reimbursements payable to type II diabetes patients would be equal to those obtained by the patients using medicines for cardio-vascular diseases.
This change will impact the PIF member companies in various ways. However, it is neutral from the perspective of the companies because the medicines in mutual competition remain in the same reimbursement category.
Finland will introduce risk-sharing agreements in the reimbursement system
As of the beginning of 2017, there will be a new risk-sharing agreement related to the outpatient medicines reimbursable through the health insurance, the so-called adaptive reimbursement.
The implementation of the risk-sharing agreement introduces a new option for managing the uncertainty related to the reimbursability of novel medicinal products.
An element of the overall savings package, the procedure will also speed up the reimbursability decisions on novel medicines, and their new indications. The possibility to negotiate on the risk-sharing agreement supports the Finnish innovation policy and the objectives of the Health Sector Growth Strategy outlined in 2014.
The agreement procedure will first be experimented with on the basis of a temporary three-year act. Access to the system will be very limited due to scarce resources of the authorities. During the experiment, the functioning of the reform is followed, also looking at eventual needs of amendment and resourcing. (See additional information)


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Toll Free 1-800-256-1175
About Us
ALSC Acadiana Legal Service Corporation: About Us
Company Profile
In 1974, President Richard M. Nixon signed the law creating the Legal Services Corporation, a private, non-profit corporation established to assure equal access to justice under the law for all Americans. It is headed by a bipartisan Board of Directors appointed by the President and confirmed by the Senate. Each year, under a competitive grant system, it enters into agreements with law firms throughout the nation to deliver high-quality legal assistance in civil cases without charge.
Incorporated in 1978, Acadiana Legal Service Corporation was formed to meet the legal needs of the poor of Acadiana. Expanding from an initial six parishes, then to eight, then sixteen, we now serve the residents of twenty-one parishes. Acadiana Legal Service Corporation is governed by a board of directors made up of attorneys, civic and social service agency representatives and eligible clients. Each year since its formation, it has successfully obtained funding from the Legal Services Corporation. We receive no grant funding from state or local governments and charge no fee to our clients for our work. This program is financially assisted by the Interest on Lawyers' Trust Accounts Program of the Louisiana Bar Foundation.
The 1974 preamble to the law creating the Legal Service Corporation states, "The Congress finds and declares that--
(1) there is a need to provide equal access to the system of justice in our Nation for individuals who seek redress of grievances.
(2) there is a need to provide high quality legal assistance to those
who would be otherwise unable to afford adequate legal counsel and to
continue the present vital legal services program..."
Our staff members work in different practice groups based on their area of expertise. Daily, they dedicate themselves to this vision and to the concept of "justice for all."
Amercia's Partner For Legal Justice – ALSC - Acadiana Legal Service Corporation.
Other Legal Resources
Louisiana Statutes & Codes
Federal & State Agencies
Phone: (337) 237.4320
Fax: (800) 256 1175
Site: www.la-law.org
Email: email@example.com
Address: 1020 Surrey Street Lafayette, LA 70502