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|CA Dept. of Public Health
|UC Davis Arbovirus Research and Training
|Mosquito and Vector Control Assoc. of CA
Case Counts by County
Printable Version
2018 | 2017 | 2016 | 2015 | 2014
2013 | 2012 | 2011
2010 | 2009 | 2008
Don't Let The Summer Heat Make You Mosquito Meat!Jun 8, 2009
Summer is the time when the risk of being bitten by a mosquito carrying West Nile virus (WNV) increases, both outside and inside the home.
Following these simple suggestions will help you avoid mosquito bites and let you enjoy the wonderful California summer!
The California Mosquito-borne Virus Surveillance and Response Program works to protect Californians from mosquito-borne viruses through environmental monitoring, laboratory testing, mosquito control, and public outreach.
Participating Agencies: California Department of Public Health | UC Davis Arbovirus Research and Training | Mosquito and Vector Control Association of California
Mosquito logo copyright www.FightTheBiteColorado.com. Used with permission.
Having problems with mosquitoes?
Locate your local mosquito and vector control agency
Compared to previous year and previous five-year average to date
WNV Reports


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This week we celebrate the annual tradition of Thanksgiving Day. We gather with family and friends and partake of far too many calories in the finest turkey, mash potatoes, gravy, and of course pies and other treats. We enjoy each other's company and engage in lively dinner time chats.
I am reminded during these times to be thankful for the wonderful blessing I have been given in my wife, Darleen. Come to think about it, each day has something to be thankful for. Here are just a few of the many things that come to mind:
Darleen has been a wonderful wife for the past 40 years. I often call her my "Proverbs 31" wife. She is thoughtful, kind, and considerate. She does so many special things for me and around the house I can hardly begin to count. She is an amazing cook and can make anything from an elaborate Christmas dinner to a simple backyard BBQ. She decorates the house for special occasions and keeps our home neat and clean for when guests are over. She is a thrifty shopper always on the lookout for bargains and specials. She is patient and long-suffering (I added this because she mostly needs patience for me. I am often slow on the uptake with tasks around the house that need to be done.)
Oh yes, she's my live-in nurse, on duty twenty-four hours a day. I once got a deep cut on my finger, and passed out after seeing my blood. I hit my head and cut open my chin as I fell over. Yes, I know, it sounds funny now, but I could have bled to death had my nurse not been there to take care of Mr. Wimpy. Now you see why I have a lot to be thankful for.
She has not only been a fantastic mother to our three children, but now she has the role of best Grandma Bear ever. Just the other night, the evening before Thanksgiving Day when we had a house full of family and friends coming over for dinner, she was up until 11:30 making doll house furniture for a doll house she bought for our granddaughters. She hand-crafted elegant beds preparing the doll house for the next day when our granddaughter was coming over. Wow! What a woman I have been given. And she has made a point to make a quilt for each grandchild when they get to two years old, each with a special verse sewn in to the corner.
In Proverbs 18:22 it says,
"He who finds a wife finds a good thing".
My special wife. Truly a good thing. I am so thankful that the Lord has blessed me with such a wonderful soulmate, best friend and lover. She is truly the most special gift in my life and I love her now more than ever.
So, to all you men out there, take some time and think about your wife and what you are thankful for, and then tell her, over and over. Be thankful for the blessing God has given to you.

subset: commoncrawl


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The key ingredient in a winning retail strategy: FirstSpirit as your digital experience platform.
Shoppers are a fickle and demanding group. They want what they want when they want it, whether it's in your bricks-and-mortar stores or on your websites. That means buying online should be as easy and satisfying as browsing the aisles. It also means website content must be current, personal and adapted to mobile devices.
At the same time, you need to have a digital strategy that promotes a consistent brand experience across all your channels: online, mobile, print and in stores and that ensures high rankings in search results. You also want to make it easy and efficient for your editorial teams to keep content fresh and personalized.
It's not as hard as it sounds. By combining the FirstSpirit CMS with your e-commerce platform and other retail systems, you gain a host of benefits for your entire retail operation:
- Engage customers and optimize conversion: Connect content to marketing campaigns with seamless integration of marketing tools, product information management (PIM), media asset management (MAM), customer relationship management (CRM) and analytics.
- Full integration with leading e-commerce platforms, bringing advanced and consistent content management to your online stores, newsletter management or in-store displays.
- Ensure your content captures audience attention on mobile devices with full support for responsive Web design techniques.
- Optimize processes with easy and efficient content creation: Editors and store managers can work without involving IT to make changes for new products and campaigns.
- Support for multiple languages and multi-site projects, for targeted campaigns both online and off as well as for local content in all your markets and countries.
Watch the on-demand webinar "Go beyond Merchandising"
Evolve from multi-channel to omni-channel retailing
The most successful retail operations reap the benefits of the Internet to augment their bricks-and-mortar stores and vice versa. They feature interesting and compelling Web stores that energize customers and keep them coming back, both online and off. Attractive, interactive and personalized Web content for mobile, computers, direct mailings, catalogs, social media and advertising along with tools to track and attract your customers is easy with FirstSpirit as part of your omni-channel retail strategy.
More information for retailers
- CMS solutions for e-commerce platforms
- Online success with content marketing
- Consistent digital marketing campaigns


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Special Olympics provide year-round sports training and athletic competition to more than 2.5 million people with intellectual disabilities in more than 180 different countries.
Like the Olympic Games and the Paralympic Games, the Special Olympics World Games include summer and winter versions, and are held every four years. The first International Special Olympics Summer Games were held in Chicago, Illinois, USA, in 1968. The first International Special Olympics Winter Games were held in February 1977 in Steamboat Springs, Colorado, USA.
Special Olympics and Disability Snowsport UK are pleased to announce that they have been working in partnership to promote opportunities in snowsports for people with a learning disability.
Winter 2009 saw 3000 athletes from 100 countries will travel to Boise, Idaho to compete at Special Olympics World Winter Games, 6-13 February 2009.
Great Britain was proud to be sending a delegation of ten learning disabled athletes.
The SOGB World Winter Games team is made up of representatives from 4 of the 19 different SOGB regions: West Midlands, South Eastern, Wales & Lothian.
During their time in Idaho, the athletes competed in three different disciplines: Super Giant Slalom, Giant Slalom, and Slalom, in Advanced, Intermediate and Novice levels.
The contests were held at various locations throughout the Boise area including Bogus Basin Ski Resort, Sun Valley Resort, Dollar Mountain, Tamarack Resort, Ponderosa State Park, and several venues within the city itself
According to British Olympic skier Chemmy Alcott: "As an Olympian, I respect the amount of training, dedication and just plain hard work the Special Olympics athletes put into their athletic performance. It's exciting to think that they will get to know the thrill of competition on a World stage. I am honored to be a fan!"


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Don't I just look great with Big hair? Honestly if I had that much hair I think I might just loose my mind, I have enough problems when it gets past my chin and it drives me insane lol.
Ever wonder what you'd look like with a jericurl fro or Jersey Shore pouf? Well, in celebration of BIG hair, Liquid-Plumr is giving everyone the chance to try on fun, outrageous hairstyles – simply upload your photo to their Facebook page to create your big 'do!
You can check out the funny video below:)
I've tried on hairstyles using this funny, creative (not to mention addicting) Facebook app and now it's your turn. I'm giving away an HD Flip camera and Liquid-Plumr Penetrex Gel to one lucky winner who uses the Big Hair Me app.
Simply visit and "Like" the Liquid-Plumr Facebook page and try on one of 20 hairstyles. Comment on this post with which style you created for a chance to win an HD Flip Cam and new Liquid-Plumr Penetrex Gel – it powers through the toughest clogs in just seven minutes, meaning you can tease and rock your hair without worrying about clogging the drain!
Win it:
One Luxury Living Frugal Style will win their own 4G Ultra HD Flip Video Camera and a bottle of the new Liquid-Plumr Penetrex Gel thanks to Liquid-Plumr!
Mandatory Entry:
Visit the Liquid-Plumr Facebook page and give yourself a "Big Hair" Do and leave a comment telling me what your favorite do is.
Extra Entries:
Mandatory Entry Must be completed for these to count. Leave a separate comment for each entry. Leave ID or link in comments.
- Follow Luxury Living Frugal Style on Google Friend Connect- 1 entry
- Like Luxury Living Frugal Style on Facebook – 1 entry
- Follow Luxury Living Frugal Style on Twitter and Tweet #giveaway #win an HD Flip Video Camera @Midgetmomma1200 https://www.midgetmomma.com/?p=3391 – 1 tweet per day
- Subscribe Via e-mail (must verify subscription)
- Like Living On love and Cents on Facebook- 1 entry
- Follow Madame Deals on Google Friend Connect– 1 entry
- Like A frugal Chick on Facebook– 1 entry
- Like The Coupon Challenge on Facebook-1 entry
- Follow this Mama Loves Her Bargains on Google Friend Connect– 1 entry
- Like Mom On Dealz on Facebook-1 entry
- Like Saving Towards a Better life on Facebook- 1 entry
- Like Budget Savvy Diva on Facebook-1 entry
- Like Just Trying To save Money on facebook– 1 entry
Giveaway Rules
This giveaway will end on April 9, 2011 at 11:59PM. This giveaway is open to US residents who are 18 years or older. The winner will be picked at random and contacted by e-mail and will have 48 hours to respond or a new winner will be picked. The sponsor of this giveaway is responsible for prize fulfillment.
Disclaimer:This is a sponsored giveaway. All opinions are my own.
This post may contain affiliate links. Please read my disclosure policy here


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When Pope Benedict XVI made his historic visit to the U.K. back in September, the images and message were all about peace, reconciliation and understanding between churches and faiths. His meeting with the Archbishop of Canterbury, Rowan Williams, on Sept. 17 was particularly seen as part of the long healing process between the Anglican church and the Vatican. Fast-forward seven weeks, and that process seems to have shuddered to a halt. On Nov. 8, five Church of England bishops announced that they have "defected" and will convert to Catholicism sparking talk of the biggest crisis to hit the church since 1534, when Henry VIII needed to swap wives without the Vatican's consent and broke away from Rome.
Both the Pope and the Archbishop have been well aware of this simmering split for some time, but chose not to publicly highlight it during the papal visit, which was already being marred by demonstrations over Benedict's attitude to homosexuals and women two of the very issues that have led to this latest fracture.
Indeed, the Pope had virtually ensured there would be defections by clergy who are steadfastly opposed to the ordination of women bishops, gay priests and gay marriage when, almost a year ago, he made it clear he was ready to offer a deal to allow disaffected Anglicans to convert to Catholicism without being forced to abandon all their traditions. The move was immediately branded as "poaching," with Williams expressing his "concerns" over the way it was handled and the lack of consultation.
But is this the start of an irreparable schism within the church, with large numbers of clergy and worshippers taking up the pope's offer described by one bishop as an offer they couldn't refuse? Or is it a minor crack that will see only a few hard-line traditionalists breaking away, and perhaps allowing the rest to carry on in a more unified way?
The Archbishop appeared relatively relaxed over the affair when he issued a short, simple statement on Monday noting his "regret" at the bishops' decision. "We wish them well in this next stage of their service to the church," he added. "And I am grateful to them for their faithful and devoted pastoral labors in the Church of England over so many years."
But one of the bishops, John Broadhurst, told the Times of London he believes there will be significant further defections amongst the clergy and perhaps thousands of ordinary churchgoers. "There are lots of people interested," he said. "Some are actively looking at it. A lot of people are saying they will wait and see how it develops." Although it's a tough decision, he said, considering how Rome is not offering to replace the homes or salaries of any defectors, "I suspect thousands, not hundreds, of laity will go."
In the statement announcing their defection, the bishops declare that they feel recent developments in the church are incompatible with traditional Anglicanism. They argue, for example, that Jesus only chose men as his disciples so women should not become bishops. Campaigners such as Women and the Church (WATCH), however, point out that the church has regularly adapted its stance on controversial issues. Spokeswoman Rev Rosie Harper told the BBC: "That has been the story of the church. We worked out eventually that it wasn't God's will we should have slaves, and worked out we shouldn't be racist."
According to Church of England figures, there are 12,894 parishes in the U.K., of which 802 have refused to accept women celebrating holy communion and 966 refuse to accept a woman as a vicar. Two of the men taking up the pope's offer are so-called "flying bishops", so named because they were given the job of looking after those parishes that would not accept the ordination of women.
Rome, however, might prefer to see them as "homing bishops," returning to the Catholic Church and leading a flock of future returnees.


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Dobbs- Lisa J - State Farm Insurance Agent in Atlanta, GA
Dobbs- Lisa J - State Farm Insurance Agent (Financial Services) is a financial advisory firm in Atlanta, Georgia. This financial advisor is listed on Financial Advisory Firms under Financial Advisory Services - Financial Services.
You can reach us on phone number (404) 365-8515, fax number (404) 365-8288 or email address . Our office is located on 4401 Northside Pky NW, Ste 160, Atlanta, GA,
For full contact details to this financial advisor have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)


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Well, a year and half later and I can't imagine living anywhere, but here in Granada Hills. God provide all our need and so much more. And part of the so much more, was giving us an incredible friendship with the Smiths. We have loved getting to know them, enjoying meals with them, our kids playing together, having someone to borrow an egg from when I'm half way done a recipe and realize I cooked the last one for Elijah that morning! They've been an encouragement to us, they've challenged us, they've served us and loved us. Brooke helped out so much when I was on bedrest, caring for Elijah and making us meals. Elijah thinks he has two mommies, me and Brooke. He loves her and she cares for him like he's her own. When I say we're going to play with Shepherd and Mercy, he gets a huge grin on his face and points to the door saying, please, please. He can't wait to knock on their door and play.
We're so sad they are moving. We know it's best for them, but selfishly I don't want them to go. I'm in denial that this is my last week with them. We're soaking up all the time we can with them and thought a trip to the beach was a must before they go. So, Saturday we packed up and headed to Malibu. It was such a good time and I can't believe they're not going be here all summer to go with us. I actually better stop writing about how much I'm going to miss them cause I'm about to start crying...so to save me from tears here are the pictures from this weekend.
Brooke, Shepherd, and Mercy...Love Shepherds face! He's so cute.
Men and their boys...
Elijah after a wave splashed over him...it was so cold and we still couldn't keep him out of the water.Shepherd burying Elijah in the sand...
He wanted to play football with the guys.
Warming up.


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image 47-52 are nice pussy shots but in the dark wtf???
pic 47-52 are nice pussy shots but in the dark wtf???
Very nice --
I was especially struck by #12-- a quiet, pensive beauty.
Nancy is lovely, indeed, no changes necessary.
This photographer ...... Let this model work with Leonardo or Arkisi. Don't waste her, please.
I really like what Alex has been doing. I believe we've only begun to see the beginning of his/her potential. I can't wait to see what comes next...
fuck, I like pretty much everything about the set. The first 40 pics are just amazing. The socks, the light, the set, the posing... this is just great. The rest is pretty pornographic - but not the usual 'put your pussy on display' contortions that make it hard to keep the internal story telling going.
Love that set.
I like the light in this set -- reminds me of Vermeer. It is easy to over-emphasize Nancy's great beauty and end up with treacle. Not here: superb presentation, Alex. Nancy: Keep working at this level and you'll become immortal.
Simply a wonderful series. Nancy A is remarkable!
Excellent set all around.
Why this set is excellent ?. Compare this set with the ones of the same model made by Leonardo or Arkisy. We do not have to encourage medium level artists to work with the best models
This isn't your typical "same old, same old" set that we see repeated far too often by your supposedly "top level" artists, like Leonardo, Arkisi and others.
This set has lots of fresh angles and poses that have not been seen in other sets. It is interesting and engaging.
Too many times the so-called "masters" are stuck in a rut, using the same methods and poses over and over and over again, until one set is interchangeable with any other.
The more of these Ukranian beauties they keep posting here on Met-Art, the more I understand why Putin keeps wanting Russia to absorb Ukraine, which was already considered "the breadbasket of the Soviet Union" during the 70 years that Russia was the largest of 17 fomerly separate nations that made up the Union of Soviet Socialist Republics before it finally dissolved, along with what remained of European Communism, in 1991.
Not only "breadbasket," but where all the hottest women were, too, huh?
To be fair, MA has a fairly large complement of Russian beauties as well.
No amount of make up can fake Nancy's super model cheek bones.
It's hard to believe Nancy's only been around here for a year now. She's already one of the stars of MET. What an excellent striptease for us today. :)
I find Nancy to be one of the sexiest girls on Met Art. I love those panty shots both from the side with her knees up and the open leg out of focus ..... So sexy.
Nancy is an exceptionally pretty blonde with a gorgeous slender body which is emphasised by the slinky jumper. For once, the long black stockings really work and emphasise the beauty of her long slender legs.there are just enough photos of her showing off her naked body in its true glory and just enough shots of that perfect bum to keep everyone happy.A real tonic to brighten an otherwise dull winters day.
Our golden goddess quite flatteringly photographed by Alex Lynn. Nice job, Alex! I'd share a king size tub with Nancy any day. ( :
This is a 4 for 4 day for K. Macy is still my favorite but Nancy would be a real close second. She looks so sweet and sexy. That smile and those raised eyebrows raise my heart beat every time. Any guy lucky enough to win a date with this lady certainly won't be disappointed.
Hi hipshot!
I am so glad you enjoyed the galleries today :) I loved this set with Nancy, one of my new favorites with her. Enjoy your weekend!
Thanks K, Have a great week yourself!
So many girls here are pretty, cute and sweet. Nancy is more overtly sexual, and I love it! This outfit and her lovely long hair really do it for me :-)
I can second that!
Nancy,s face brightens the darkest room.Nancy is just great.The girls of Met art our unequivocally the best .Nancy 10.until the world ends.


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March 14, 2017
The snow emergency declared on Monday, March 13 will be lifted at 6:00 PM on Tuesday, March 14. Residents may begin removing vehicles from Lancaster Parking Authority garages and resume parking on snow emergency routes at 6:00 PM. Vehicles must remain off of snow emergency routes until 6:00 PM. All vehicles must be removed from Lancaster Parking Authority garages before 10:00 PM on Tuesday, March 14 or they will be charged the hourly rate. TRASH & RECYCLING All Penn Waste routes have been cancelled for Wednesday, March 15, 2017. Penn Waste will accept double the normal volume of material... read more
March 13, 2017
A snow emergency has been declared, effective at 6:00 PM on Monday, March 13, 2017. Vehicles must be removed from designated snow emergency routes by 8:00 PM on Monday, March 13, or be subject to ticketing and/or towing. Vehicles may not return to snow emergency routes until the snow emergency has been lifted. Any car parked on a snow emergency route during a snow emergency will be towed. Click here to view a map of the snow emergency routes. FREE parking during the snow emergency will be available for residents at the following garages beginning at 6:00 PM: Central Parking Garage 35 South... read more
March 13, 2017
PUBLIC MEETING Notice of a Public Review and Comment Period for Lancaster City's Draft 2016 CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT (CAPER) and 2017 ANNUAL ACTION PLAN The Public Meeting will take place at 4:00 p.m. on Monday, March 20, 2017 in The Commission Room at City Hall, 120 North Duke Street Lancaster's draft Consolidated Annual Performance and Evaluation Report (CAPER) describes the performance of City activities funded in 2016 under the federal Community Development Block Grant (CDBG) and Emergency Solutions Grant (ESG) Programs during 2016. The City's Annual Action... read more
March 10, 2017
CLICK HERE TO VIEW THE PUBLIC PRESENTATION GIVEN ON MONDAY, FEBRUARY 27 Lead is a soft blue-gray metal found in the natural environment. It was added to paint and gasoline until 1978, when it was banned in the United States. It is still used in some consumer products such as: imported candy, foot powder, jewelry, stained-glass, pottery, etc. People are exposed to lead through dust, paint, soil, water, and imported home remedies. Children are the most at risk from lead poisoning which can result in learning and reading disabilities, loss of IQ, hearing loss, Attention Deficit Disorder,... read more
March 3, 2017
The City of Lancaster is continuing to monitor the levels of HAAs in the distribution system. The City is continually monitoring the chlorine levels, to keep the levels low, to prevent the HAAs from forming in the furthest reaches of our distribution system. The City is also continuing the weekly flushing of the affected (Willow Street) area to ensure that we are maintaining the lower levels of HAA. The most recent results for samples taken in the Willow Street area were 0.031mg/L on 02/15/17, and 0.033mg/L on 02/22/17. Both results are still well under the EPA's maximum contaminant level... read more
March 2, 2017
The City of Lancaster, in partnership with East Lampeter Township and West Lampeter Township, has received funding from the Pennsylvania Department of Environmental Protection's Growing Greener program to complete a watershed assessment and action plan for an unnamed tributary to the Conestoga River that flows through and drains runoff from all three municipalities' regulated municipal separate storm sewer (MS4) areas. This watershed is shown in Figure 1 below. Figure 1. Watershed Map Beginning this week, teams from C. S. Davidson and LandStudies, Inc. will be conducting field assessments of... read more
February 24, 2017
PUBLIC NOTICE Notice of a Public Review and Comment Period for: Lancaster City Department of Public Works Periodic Specifications Update for Streets, Curb, Sidewalk and Utility Specifications The Public Review and Comment Period will occur for 30 days, March 2, 2017 through March 31, 2017 Links to the the proposed specifications are available below, and are also available for free at City Hall, Engineering Bureau, 120 North Duke Street, Lancaster, PA 17602. Curb & Sidewalk DetailsCurb & Sidwalk SpecificationsRoadway DetailsWater Details The City will accept citizen comments regarding... read more
February 20, 2017
The 2016 Annual Drinking Water Quality Report is now available. Click here to view the PDF. This report shows our water quality and what it means. We want you to be informed about your water supply. If you have any questions about this report or concerning your water utility, please contact the water quality lab at (717) 291-4818.
February 16, 2017
On Tuesday, February 14, the team from MAW Communications presented City Council with an update on the broadband Internet program. The presentation was live-streamed on Facebook as well - video can be viewed below. Click here for a PDF of the slide show used in the presentation. Broadband Internet Program Update Due to the nature of this meeting, comment will not be taken from online viewers during the presentation. However, questions will be answered by staff afterwards so feel free to ask questions in the comments. Posted by City of Lancaster, PA Government on Tuesday, February 14,... read more
February 9, 2017
Residents, business owners and bike and pedestrian advocates are encouraged to come out to the first of several Lancaster Active Transportation Plan public meetings. Participants will learn about the planning process, share their vision for bicycling and walking in Lancaster, offer input regarding specific improvements they would like to see in the community, and provide input on proposed projects such as the Northeast Greenway Trail and the Greater Lancaster Heritage Pathway. WHO: Residents, business owners and bike and pedestrian advocates will be joined by the project team, including... read more


text: It's not often that a frequency spectrum auction gains much attention, but good old 700MHz is like the Dennis Rodman of these things…you can't not not pay attention, much as you'd like to. The latest bit of news is that Google (yes, that Google) wants in on the bidding process. The company recently inquired about the auction's guidelines, and the precise stipulations of its mandatory "openness." This inquiry is the requisite first step in any bidding process, and clearly indicates that the company is interested in snatching up some spectrum goodness. Is this the first public sign of Google's American telecom provider aspirations? We sure hope so…more competition is never, ever, a bad thing.


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Reality Check: AAU Survey and International Students in Nova ScotiaOctober 16, 2012
The Numbers
The Association of Atlantic Universities (AAU) yesterday released its preliminary enrollment numbers. Overall, the AAU survey reveals a 0.5% increase in total enrolment (part-time and full-time). The Universities with the most notable growth are Acadia (7.5%), Cape Breton University (5.6%), and Saint Mary's University (4%).Taken as a whole, the entire university system is growing, if slowly. More


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Posted by DARTON GROUP in Career Tips
LinkedIn is estimated to have more than 150 million users in over 200 countries throughout the world. The users of LinkedIn include executives from all Fortune 500 companies. You might find it surprising that information is being shared in more than one million LinkedIn Groups. The new reality is you need a digital profile. Having a digital profile is not an option if you are looking to earn a living, stay marketable, maintain and expand your networks and connections, and grow your career. The choices of what your digital profile will include are vast and will vary dependent on your career goals and interests. But the one place that we believe you must utilize to build your digital profile, across the board, is LinkedIn. Here are 5 simple ways to boost your LinkedIn profile so it doesn't look like an overgrown garden!


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Corporate Governance Issues
I feel that this is one of the most important issues in our country today. Corporate Governance has a most profound effect on the average citizen in our country. Decisions made in the boardroom affect normal employees, investors, clients and suppliers.
Chairmen and CEO's have a tremendous power in our world. Their power is checked only by Wall Street and their Boards, which in light of history is amazing! Wall Street? The biggest bunch of crooks in the world. Boards? Lazy overpaid Cronies. One result was WorldCom and an entire industry destroyed (telecom) and $100 billion in investor money lost; caused by who? A Mississippi University two time drop out named Bernie Ebbers, who still denies that he did any thing wrong! Who was his shill? Jack B. Grubman, the Harvard educated All-Star Analyst for Saloman Brothers division of Citibank, who shilled for Bernie and nine Telecom IPO's which all went Bankrupt and collectively cost investors over 3.5 Trillion Dollars?
Citibank just settled the WorldCom lawsuit for $6.8 Billion dollars. Why? Because Citibank figured that their total exposure to this fraud would have cost them over $53 billion dollars if they lost in court. So these are the facts, so who paid for this incredible fraud? Investors and employees that's who! Bernie Ebbers who is now a brand new Born again Christian (surprise) declared in his church that he did nothing wrong. "It was those stupid low level employees" again!.
Speaking of Citibank, since their new CEO Sanford Weill has been running the company Citi, whom before his leadership had never had a criminal investigation of it or paid a criminal fine has now paid several multi billion dollar fines for illegal activities at the Associates Sub Prime lending Division which he bought, The Travelers Insurance Company, which he created, and the Citibank consumers loan division. Who paid for these illegal activities? Citibank Investors. How did these activities affect Mr. Weill's paycheck? Well instead of going to jail the Board gave him $28 million dollar bonus, and it appears that Elliot Spitzer NYS attorney general influenced the Board to take away the Chairmanship but keep him as CEO. And of course another big bonus. Who paid? The same Citibank Investors.
I am perplexed by all this, by the way, both Bernie and Sanford's defense is that these imperial control freak CEO's were surprised by the mischievous nature of their underlings that caused all of these problems. If you have ever worked for a big company you know that the internal auditors will hang you, so where were the auditors?
Well do we need more laws? I mean fraud is already a crime, how come in the WorldCom case and the Citibank case the CEO's are still walking the streets, why is Sanford Weill still CEO of Citibank? Where is the supervision that is given freely to employees when it comes to CEO's?
Who can investors trust their money to, how can we invest our money for our retirement, can we trust the companies we work for like AT&T , Citibank, or WorldCom/MCI to pay the common mans' pension or health benefits? And why? Sounds like CEO's are just common men and have to be managed like the rest of us, and paid like the rest of us.


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MAY 1st 2018 - Museum London, 421 Ridout St., London ON
Showcasing research in cellular and molecular imaging.
Join us for the second Cellular and Molecular Imaging Symposium. This event will highlight recent advances in cellular and molecular imaging for the improved detection and treatment of various biomedical diseases, and intends to build a collaborative interdisciplinary network of molecular imaging scientists and trainees from across Ontario and Michigan.
Tuesday, May 1, 2018Registration/Poster Set Up: 8:30 a.m.Symposium: 9:30 a.m. - 6:00 p.m.Museum London, 421 Ridout St., London ON
Register online today
Featured speakers include:
Learn more about the Symposium, including a detailed event schedule
Abstract Submission
The Symposium provides an opportunity for trainees to showcase their work with an afternoon poster session. Top abstracts will also be selected for a three-minute pitch presentation.
Abstract submission deadline: Wednesday, April 18Please email your abstracts to John Ronald, PhD, at email@example.com
Showcasing research in cellular and molecular imaging
BIRC - Biomedical Imaging Research Centre


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celebrating over 20 years
Independent Contractor Program
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What You Should Know About Tanning Insurance
There are two major parts to a tanning or salon insurance policy, liability and property coverage. Click on the links below to learn more about these two coverage's.
The explanations and examples below are statements about insurance policies in general, and are designed merely as aids to understand the types of coverage issues that might arise under such a policy. They do not constitute a part of your insurance policy, nor do they change the duties and obligations of the insurance company under your policy. The legal duties and obligations owed to you by the insurance company are contained solely within the contents of your policy, and you should read it fully and carefully when you receive it, to make sure that you have all of the coverage you desired.
Liability Coverage
Liability insurance protects you against a claim of a customer that may arise because the customer sustains injury because of your neglect or error; or from a product that you sell. Liability insurance pays for claim investigation, your legal defense, and the amount of damages you are directed to pay an injured person by a civil court for a claim against you that is covered under the terms of your policy. The policy will also pay for damage for which you are legally liable, that you cause to the property of another person.
There is a limit of the "money damages" for bodily injury and property damage that your insurance policy will pay. The "Occurrence Limit" is the limit your insurance company will pay for all claims covered under your policy that arise due to one single incident. The "Aggregate Limit" is the limit your insurance company will pay for the total of all claims covered under your policy which occur during the period of time covered by the policy; usually one year.
Liability insurance is usually provided in parts or "components". Not all policies contain all coverage "components". The four basic components of liability coverage provided by Insurtec are: Premises Liability, Products Liability, Personal Injury Liability and Professional Liability.
Premises Liability Insurance
This coverage protects you from claims against you by a non-employee member of the public as a result of injury they may sustain because of a defective condition of the premises you own or occupy. An example might be a wet floor that causes a slip or fall.
Products Liability and Completed Operations Insurance
This coverage protects you from claims against you by a non-employee member of the public as a result of injury they may sustain because of a defective, toxic or hazardous character of a product you sell, such as lotions. Of course, the manufacturer is ultimately responsible for the safety of the product. Still, if you sell the product, you could be named in a suit for damages resulting from defect or adverse reaction to a product.
Professional Liability Insurance
This coverage protects you from claims against you by a non-employee member of the public as a result of injury they may sustain because of reliance upon your expert advice or skill. If the advice given or the skill used was below the level of competence typically observed by members within your industry, and a person is injured because they relied on your expertise or skill, and all equipment performs properly, you could be sued for damages. Examples of services covered by professional liability insurance include UV and spray tanning, cosmetology, massage and teeth whitening.
Personal Injury Liability Insurance
The above liability insurance components address damages as a result of "bodily injury" to another person that is not your employee. A "personal injury" is an injury to the character, reputation or emotions of another person. This type of injury may include false arrest, wrongful detention, or invasion of private occupancy; often called invasion of privacy.
The Insurtec insurance plans include all of the above coverage components. Coverage is provided without a deductible on any liability insurance component. We provide coverage on an "Occurrence" policy form. This type of insurance contract means that if an incident occurs that would be covered under the policy, as long as the incident "occurs" (happens) during the policy period, the claim is covered regardless of when the claim is reported, assuming you reported the claim within the time frame called for in the policy after you first became aware of it. This is important if the claim relates to an injury that may take a long time to manifest itself, such as cancer.
Important: In a tanning salon, you should insist that your insurance coverage:
Contain liability insurance provided on an "Occurrence" policy contract type
Does not include any coverage exclusion for claims which may involve any cancer
Specifically provides Professional Liability Insurance for your services as a separate coverage part integrated into the liability insurance package.
Remember, liability insurance does not respond to claims of injury made by you, any employee, or any contractor of services to your business. These claims would fall in the area of Workers Compensation Insurance and private health insurance. Insurtec does not currently offer this coverage, nor does any coverage provided under Insurtec plans provide any type of automobile liability insurance. Employee Non-Owned Auto is available at an additional charge.
Property Coverage
Property insurance is quite different from liability insurance. Property insurance protects you by providing reimbursement (indemnity) for loss of property you own or lease. The cause of the loss must be a cause covered by the policy (a covered peril). Some typically excluded causes of loss are: damage caused by the backup of a sewer or drain, damage caused by surge or failure of an electrical power source, flood, earthquake and damage caused by contamination.
The basis of reimbursement to you may be the "actual cash value" (replacement cost less depreciation) or "replacement cost". The Insurtec plan features the "replacement cost" basis of indemnity. Property insurance may cover your building, your business personal property, your income from business operations, outdoor signs, money on your premises and the cost of reproducing electronically stored data. Property coverage is optional under the Insurtec plans.
Normally, if you need property coverage, we at least provide business personal property (BPP). BPP covers your contents, equipment, inventory, fixtures, and your cost in any permanent improvements and betterments to the premises such as carpet and interior wall structure. Other coverage's are added to the BPP without charge such as loss of income and outdoor signs. You should insure your property to 90% of it's replacement cost. Property coverage's are subject to a modest deductible.
In some instances, there may be others who have interest in property owned by you such as a bank holding a security interest in the property as collateral for a loan or a leasing company. These entities will require insurance. Insurtec can provide proper evidence of insurance to these entities.
About Insurtec
Insurtec has specialized in tanning insurance, spa insurance and other related services since 1995. We focus on these markets and are backed by great carriers.
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(800) 606-0621
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Monday, January 30, 2017
The struggle is real
5 comments:
Hell, the refection off the water is enough to burn people with a red-heads complexion.
- January 30, 2017 at 8:28 PM
Ginger-bred man.
- January 30, 2017 at 9:35 PM
Gingers are to be kept well away from direct sunlight. Reflected sunlight is just an added burden.
- January 31, 2017 at 12:55 AM
I feel ya. Pasty white blond with light eyes. I can fry during sunset.
Sun be bad. I think vampires have it easier than me.
Seriously had a doctor tell me it wasn't worth it to get vitamin D the natural way, as the chance of skin cancer definitely outweighed any bonuses of sun exposure. He was telling me this as he was carving out a basil cell carcinoma. Never realized that his last name started with a Z or that he had shaky hands, until the scar healed up.
- January 31, 2017 at 1:28 PM
- Ogrrre said...
Back when I had hair, it was red. Blue eyes, fair skin. I can get moonburn on nights with a full moon. I got some bitchin' sunburns when I was a kid. There was, and is, no such thing for me as a tan.
- February 2, 2017 at 8:18 AM