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This section of the website holds articles on everything you need to know about non-farming issues when living in the country. Choose from the menu on the left to browse our articles.
Make-it-Work – how you can turn your lifestyle block into a business
Jane Young lives with her husband, Jim, on a 4 hectare lifestyle block in South Otago. Twenty years ago, when they first moved there, a couple of hectares were planted out in pines and the rest was all paddock. It was always Jim and Jane's intention to revegetate in native trees so raising plants from seed was a necessity. But it was the death of a much loved pet that got Jane started on raising natives on a nursery scale.
The Bafor and the Bahafta, is what my Dad used to say as he surveyed his day's battle with the garden.
"I don't want to be sustainable. It's not who I am. It's not what this little farm is about."
Strategizing is a skill you use when all else fails or if the problem looks to be too big.
When I came here, the farm was a mess. I knew what I was taking on – including the state of the soil.
"How extraordinary," I thought as I watched the wind gusts swing the backing gate across the dairy shed yard.
Men love to keep tough things a mystery … and the way we ladies have been 'conditioned' to being semi-hopeless, hopeless, or drastically hopeless is a matter for the situation or the man's ego.
Well, pregnancy testing is over. Thank goodness. Anxiety dissipates as the verdict "Pregnant" … "Pregnant" … "Pregnant" exits the vet's mouth and I add another tick alongside another cow's name.
Recently I made another one of those proper-dairy-farmer decisions and I changed my whole farming system so that I could supply a specialised GRASS FED milk.
Now, the most dreadful part of getting to know my girls again was the reality that I was a commercial dairy farmer and I had to make THOSE commercial dairy farmer decisions.
Last season was wonderful in terms of reconnecting the old friendships I had with the girls.
One of the best things about the move to the dairy farm was getting to know my lovely cows again.
Becoming a South Islander had a few problems … or should I put that as 'becoming a North Cantabrian' …
In the meantime, while this was all going on, I was trotting back up to the North Island on a reasonably regular basis to care for my little farmlet up there.
The girls thought they had died and gone to heaven, and making the decision to go "Once a Day" was part of it.
The rest of the season melded into a blur and, looking back, I realise how much the wonderful people around me became a gift that saved the farm from the disasters that might have happened.
And so my first season began. With high hopes and heaps of enthusiasm, I launched headlong into what turned into a series of nightmares.
My head was exploding. People who know about stuff seem to be so willing to part with and share their knowledge.
The fourth 'Letter from Middelmost Dairy Farm'. I had to make the North to South move as simple and as smooth as possible otherwise I knew I was going to crumple before the trek had even begun.
Letters from Middelmost Dairy Farm. To have good people around you is essential and, in this matter, I was blessed.
And so the scramble began. First things first … I needed to sort the cows out as they had been dried off and were nearly ready to move to their next lease location.
I refer to Dr Marjorie Orr's article posted on your site recently; a number of statements are made that in my view are not correct.
Strictly speaking, it's a cheater's cheese, as there's not even any culture added. But it's a big hit for when you're short of time or wanting to impress your friends by making your own cheese for the homemade pizza or summer salad of fresh mozzarella, fresh-from-the-garden tomatoes and basil leaves, drizzled with some extra virgin olive oil and sprinkled with flaky sea salt and a dash of freshly ground pepper.
We have been told many times that cosmetics are a rip-off, and that a $150 pot of beautifully packaged, expensively marketed anti-wrinkle cream may be no better than a $15 jar from the supermarket. So there might be a lot to be gained from making your own, not only financially, but also from the fact that at least you know what you've put in it. In many respects, that's true. But as with almost everything, it's never quite as simple as you think.
In many places of the world, cheese curds of many flavours can be found in the supermarket, and are a nice change to the bland block of cheese. Cheese curds retain a squeak that aged cheeses lose, because for the first few hours and even days, the binding proteins in the curds are still very elastic and squeak when you bite them, releasing some of the moisture that remains. To make them may sound complicated, but once you get going, you may find that it's a nice change of pace to create in your home kitchen.
When you live with a septic tank, and are concerned for the environment, the use of modern cleaning compounds may be something that worries you. But are the alternatives safe, and do they work? The uses of baking soda alone as a cleaner have been discussed in a previous article, but there are a number of other possibilities as well. One standard "non-toxic cleaning kit" is: baking soda (sodium bicarbonate); washing soda (sodium carbonate); white vinegar; liquid soap or a detergent if you have one you are happy with; and tea tree oil.
Common household baking soda, also known as sodium bicarbonate, bicarbonate of soda, or sodium hydrogen carbonate, has been used in many ways for a very long time – right back to when the Egyptians used it to preserve corpses. You probably don't have any corpses you need to preserve right now, but sodium bicarbonate is useful for many other things, particularly cleaning, and provides a good alternative to a number of harsher chemicals
Seventy-two acres of hill country with poor soil quality, lots of rocky rhyolite outcrops...
Named for the Manchega sheep, this popular traditional Spanish cheese can be adapted easily for goats' or cows' milk. There are three varieties of this delicious cheese. Manchego fresco is only aged for 2 weeks. Manchego curado is aged from three to six months. And Manchego viejo is aged for one year
Now that you've had a chance to practice on some of the basic cheese making techniques while perfecting your feta, here's another recipe to try. Cup cheese is a Pennsylvania Dutch creation, credited to both the Amish and the Mennonites from that area of the United States. There are some variations to the recipe, but it was from being sold in cups that it got its name.
Cheesemaker Andrea Gauland shows us how to make feta cheese. Feta cheese was developed in Greece, and is traditionally made from sheep milk. Goat milk is now commonly used for a good feta, and cow's milk is an acceptable stand-in which is readily available for most. It's a good starter cheese, not as 'fresh' as a chevre or vinegar cheese. Since it is stored in brine, it keeps for up to 2 years if properly refrigerated.
Once you've made your queso blanco cheese, you'll want to make more complex cheeses. To really get going with more advanced cheeses, you will have to find a source of starter cultures. You'll also want to extend your basic equipment so that you can dedicate some exclusively to making cheese, especially if you are using raw milk.
The easiest recipe to make can hardly be called a recipe. Just about every culture has its own version of it. It's just fresh milk and food acid. Using lemon juice or vinegar is the most basic, about ¼ cup juice or vinegar to 2 litres of milk. You may have to adjust the amount of acid you use, as acidity will vary. Heat the milk slowly to 85C, stirring occasionally to avoid scorching.
Cheese is a simple thing to make from the milk of cows, goats, sheep, or yak, llama and horse if you're feeling a bit adventurous! It's best to start simple and get the steps of the fresh cheeses mastered before jumping in at the deep end, unless you have chooks or pigs who would appreciatively eat your mistakes. Fresh cheeses, or cheeses which are not cooked or aged, are very simple to make, and you can be eating your delicious results in as little as 12 hours from paddock to plate.
There's nothing like the aroma of baking bread - especially if someone else is making it. I found myself at the skull lady's house a few weekends ago, and she was keen to try a sticky bun recipe that had popped into her head.
It has been said that the most important ingredient in preserving olives is patience - six months worth to be exact. Olives contain a glycoside called oleurophin which protects the olive fruit from being eaten by animals and humans alike. Although oleurophin is not poisonous, the taste of raw olives makes them unsavoury to eat.
Imagine being able to taste your fruit and vegetables before purchasing them. Wouldnt that be a novel experience, having merchandisers prompting you to try before you buy in supermarkets? Considering supermarkets merchandise everything else why are fruit and vegetables excluded?
There's no question, food always tastes better when someone else cooks it for you.
Gavin Martin lived on a lifestyle farm in Hanmer before moving to his current farm at Okuku in North Canterbury three years ago.
We live on the Otago Peninsula, about 30 minutes out of Dunedin, and have been there six years now.
My Mother had always wanted to get back into the country to live, "before she was too old to enjoy it" she said.
Christine and Martin have lived on their 4 acre Makotuku lifestyle block for almost two years.
Tony and I are both in our second chance at life as a couple
Sandy and Terry Cooper were born in England, met in Singapore and now have a successful small farm in Upper Hutt.
Paul and Jen are regular contributors to our discussion group and own their first lifestyle block in the Wairarapa near Featherston.
When Sylvia and Wayne Dering decided to move out of town and into the country in Oxford...
Noel Sweetman is a lifestyler and a luthier whose customers are among the finest musicians in the world.
Mother-in-law knew the importance of putting on a good spread. The first time I met her I think she pinched my cheek and muttered something about fattening me up.
One of the most wonderful things about Horseradish is the way it looks after itself.
This is the time of the year when there is no longer the demand being placed on every drop of milk being wrung out of every willing, and sometimes not so willing, udder.
Whether it is from Christmas, New Year, a Harvest Dinner or from a massive Family Gathering,
Concern for the environment means that we are less inclined to fill our cupboards with proprietary brands of household cleaner.
A bottle of something blue for one purpose, green for another, lurid pink for cleaning the shower, acid yellow for something else, and you see how the problem multiplies.
We have all heard the current good news that world markets are going crazy for organic produce. Consumers are concerned about their health, food safety, animal welfare and preserving the environment.
In Organic Farming good productive pastures come from healthy soils, and the nitrogen cycle is very much part of this achieving this.
A weed is simply a plant out of place in the opinion of the farmer. But remember that weeds can be valuable natural indicators.
Is organic farming for you? This is the most important question of all. If you are only half hearted about the concept, then keep right away.
Soil organic matter (OM) is at the very core of successful organic farming and is vital for a healthy, living, productive soil that will sustain plant, crops and animal production.
Animal health costs are continuing to rise, and along with supplementary feeds (apart from interest and fertiliser) are the two largest farm expenses in recent years. The range of veterinary products on the market today has never been as great, aided by sales promotions and selling incentives.
Consider the soil, as a nutrient bank for plants - if you take nutrients out you must put them back. Some organic farmers see this as an over-simplistic view. They ague that it ignores the contribution the soil biomass makes to fertility.
The 1st March heralds the start of Autumn, a time of rest for mother earth. In Autumn gardeners are busy preparing their patch for winter edibles – so there's no better time than now to start an organic garden.
Pesticide-free fruit is typically the last bastion for most organic gardeners. It's a hard ask to ally with natural deterrents and win the race against pests to get to your fruit before they do.
Avoiding the twelve most pesticide laden fruits and vegetables can reduce your pesticide exposure by up to 90% automatically and ensure that at least 14 different pesticides are removed from your daily intake. My advice? Plant these twelve as a matter of principle.
Avoiding the twelve most pesticide laden fruits and vegetables can reduce your pesticide exposure by up to 90% automatically and ensure that at least 14 different pesticides are removed from your daily intake. My advice? Plant these twelve as a matter of principle.
Crop rotation requires that annual herbs and vegetables are re sown in different areas of the garden each year . Plants grouped according to their nutritional needs and susceptibility to certain pests, are planted together.
The humble earthworm (eisenia foetida) plays an important role in the garden. They aerate the soil helping air and water circulate through it and encouraging root growth in plants.
Spring has sprung. September to November heralds new growth in the garden and the cycle of creation begins again. Young seedlings are prey to pests of all kinds during the growing season so in addition to companion planting why not employ some recycling practices to aid your cause?
This year petrol prices have made the headlines and hit our wallets hard and the impact of it has had me thinking about something infinitely more valuable to us. Have you ever considered that our food supply could be impacted in the same way?
Aside from the obvious benefit of free plants there are several reasons why you would want to harvest your own seeds. It may be for sentimental reasons - a favourite family plant for example or because it is familiar and you are knowledge of its habitat and performance. Or maybe you are on a different crusade.
Aside from the obvious benefit of free plants there are several reasons why you would want to harvest your own seeds. It may be for sentimental reasons - a favourite family plant for example or because it is familiar and you are knowledge of its habitat and performance. Or maybe you are on a different crusade.
Moon gardening or lunar gardening, as it is sometimes called, is one of the oldest gardening practices, dating back to the Babylonian era. The premise is that the earth is a large gravitational field, influenced by the sun and the moon. The tides are at their highest during a waxing moon, when the sun and moon align with the earth.
With colder weather approaching lettuce is a commodity in the organic garden which goes off the menu. Lettuce based salads can easily be replaced however with home grown sprouts and garden greens and flowers provided by mother nature.
Winter is a time of rest in the garden but for gardeners it is a time to do repairs and prepare for the upcoming growing months.
Paint or stain sheds and fences if required, undertake maintenance on compost bins, purchase seed and manure and clean and sharpen tools.
In the Victorian era winter was a time when you consumed the pickles and preserves you had set down in autumn or took advantage of a hot bed. Hot beds gave savvy gardeners the upperhand on their contemporaries.


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Find a description of each of our beers, and where to find them locally, so you can enjoy them.
Take your pick of 8 delicious canned Mike Hess Brewing beers with lids that come completely off for a full aroma and flavor experience.
If you can't get our beer in your area, check these guys out! They will ship some of our best beers all over the U.S.
Our 30bbl. system and tasting room is located in the heart of San Diego's North Park neighborhood.read more →
Hop on the 8 West and head to the beach to check out our newest Tasting Room.hours, live menu, more →
Our Miramar tasting room is where it all began over six years ago. Nestled in a cozy space, this location has a relaxed authentic feel.hours, events, more →
As you enter MHB North Park, look down and enjoy a glimpse of the brewing facility and take in the aromas of the delicious beer being brewed on site.

subset: commoncrawl


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Trusts are made as you remain alive or as soon as you've surpassed this world in order to make sure your house, which you've delegated in the confidence, is correctly handled and awarded to the beneficiary.
A family trust also referred to a revocable living trust can be generated while trustor is living and this may be reversed or amended if this individual wants to do so. You can Protect Your Assets with the Help of an Orange County, California Living Trust Attorney.
Estate in this context could include: property, money, bonds, stocks, etc.. A trust is a legal arrangement; for example you personally; called the settlor or trustor provide the custody of your ownership (part or whole as determined by this individual) into the following; the trustee on behalf of other people; the inheritance.
The individual who is the legal heir of the property can draw the money from the trust whenever an emergency arises in future. Nevertheless, this may be avoided if this individual structures his/her financing well.
Alternatively, this individual might look for financing elsewhere for example through life insurance reimbursement when the individual has a live coverage.
Even so, this doesn't necessarily mean that you ought to take advantage of a family confidence in each scenario as there are different kinds of trusts made for different scenarios.


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Sous vide cooking is pretty simple, really - you put food and seasonings in a food-safe plastic bag, remove all of the air (or at least as much as you can), and immerse it in water that's at the temperature you want the food to be at and leave it there until it's at the correct temperature, through and through.
In this case, we're doing apple slices with cinnamon, butter, and honey - it goes great in a bowl on its own, but if you can find some paleo-friendly ice cream (I've had some coconut ice cream that wasn't bad), it would be AMAZING...
- Four apples (I use Granny Smith)
- 2 Tbsp butter
- 1 Tbsp honey (or use "spoonable stevia" or some other paleo-friendly sweetener)
- 1/4 tsp ground cinnamon
- Set your sous vide rig to 85C / 185F.
- Peel, core, and section the apples.
- Put all of the ingredients into a food-safe plastic pouch (like a Zip-loc(tm) bag) and shake well to distribute everything evenly.
- Remove as much of the air as you can from the bag (one of the best ways to do this is to put the bag under water, *almost* to the lip, and then zip it closed) - or if you've got your own vacuum sealer, go nuts! Try to make sure that the apple slices are in a single layer to help speed the cooking.
- Immerse in the water bath and leave it there for 30 to 40 minutes.
- Serve and enjoy!


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MAR General Counsel, Michael McDonagh; and Counsel Justin Davidson share some questions with answers about snow removal they've received through the Legal Hotline recently.
Q. My client owns a rental property and insists that he has no responsibility for removal of snow except for clearing the sidewalks as required by a municipal ordinance. Is he correct?
A. No. Even though there have only been a few minor snow storms so far this winter, the issue is still very relevant. The usual rule is that it is the responsibility of the homeowner or landlord to keep means of egress free of snow and ice. The State Sanitary Code provides that, "the owner shall maintain all means of egress at all times in a safe, operable condition and shall keep all exterior stairways, fire escapes, egress balconies and bridges free of snow and ice."
If the residence has its own means of egress, meaning it is not shared with other occupants, the landlord and tenant can agree to allocate the responsibility of maintaining such egress free of snow and ice to the tenant. Therefore, in situations where there is a single or multi-family home and the occupant has its own exclusive means of egress, be sure to review the lease to determine who is responsible for keeping exclusive means of egress clear of snow.
Q. As a property owner, do I have a legal obligation to remove snow and ice from my property?
A. Yes. All Massachusetts property owners have a duty to use "reasonable care" for the protection of visitors, and are legally responsible for the removal of snow and ice from their property. In terms of liability, homeowners should be aware of the 2010 SJC ruling of Papadopoulos v. Target Corp. That case expanded the duty of property owners to remove snow and ice from their property and definitively held that Massachusetts property owners have a duty to use "reasonable care" for the protection of visitors, and are legally responsible for the removal of snow and ice from their property.
The Court did not define "reasonable care", and the duty of the property owner will depend on the specific situation. It is recommended that every property owner should take care to do the following: (1) review insurance policies to be sure that there is adequate coverage; (2) determine whether contractors or others hired to remove snow and ice have insurance; and (3) be vigilant when there is newly fallen snow, melting or freezing. If complete clearing is not possible, warning signs may be appropriate. Clients that have specific questions regarding their duty to clear snow should consult their attorney.


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I am a 61 yr old woman living and loving in South Dakota. I have a wonderful husband of 33 years, an awesome son in the Army Rangers. I love weaving with yarn and words and the spinning of wool and tales. I work at my church, my local yarn store and for my husband's business.
Live is too short to not enjoy minute by minute, so let's get on with it!
I am now 65.5 and retired. My husband and I moved from South Dakota to Washington state to be near our son and his family. Our son was married in 2015 and they had their first child in 2016. Our move to Washington has been an awesome and blessed thing. We live in a beautiful, green, wet place here in the Pacific Northwest and best of all we are close to our kids.
I still weave with yarn and words. I also spin wool and tales. I joined a knitters group at a local yarn store and have investigated weaving guilds. I have begun binding and making books.
I still try to live each day as though it is my last before heading to heaven and the arms of Jesus. So make life interesting and be sure and add lots of color!


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The word "ethos" is defined as "the overarching spirit or attitude of a generation or culture, as manifested by its beliefs and aspirations." In other words, ethos is how a generation thinks about something. We want to help people who have an erroneous view of who God is to understand Him in a fresh, new way.
The logo, a lower-case e, is the first letter of our name (ethos), but it is also a theta, which is the universal symbol for God. The Greek word for God is theos. In Greek, it looks this way: θεος The first letter of the word for God is a theta.
When people see our logo, we want them to think about God.
1110 E 45th Place
Tulsa, OK 74105
(918) 442-2387


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Can anyone tell me what I have done?
I can no longer post a comment on a blog or respond to comment on my blog. Every time I try a leave a comment through my Google account it sends me through a vicious cycle of signing in and instead of my name it has me "anonymous" and I can't post to anyones blog.
Can anyone help??
I'm confused! (and it doesn't take much)


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Hello lovelies,
this is Anna Sui Illuminating Beauty Balm and mine is in shade 01. As usual, there's only a few shades since the color itself is pretty natural and blend into the skin natural's tone just nice.
The design of the packaging is just beautiful and meticulous. I love how Anna Sui always put attention to details.
"Achieve your dream, porcelain smooth skin in just one swipe. The Illuminating Beauty Balm offers long-lasting application with its multi-tasking formula. Featuring Smooth Dress Powder to provide smooth surface for the face, while reflecting light beautifully and color correction"
And the beauty doesn't just stop there, look at the benefit of using Illuminating Beauty Balm, it's packed with SPF40 PA+++, able to help even out skin tone, and here's the full list:
Illuminating Beauty Balm
- Lightweight liquid formula
- Long-lasting results
- Can be used as a base for make up or as foundation
- Enriched with moisturising and illuminating properties
- Available in four shades
The details are also available on the box and container. In terms of how to use, it's pretty simple and basis, like any primer or base makeup, apply the creamy light lotion on the skin right after skincare is done.
Mine is light as it matches my skin tone. Light Beige.
Even thou' it was light (on texture and feeling) the product doesn't fail to surprise me, it has a very good covering power and blends in so naturally on my skin, like using none but the skin gets all the benefit it wants.
Above is before and below is after. This is a result of a single layer application, and it is buildable to a medium coverage.
Adding concealer, powders and the result could be flawless looking skin.
I really enjoy using the Beauty Balm as it enhance my skin condition. This is a skincare infused cosmetics hence there's Rosa Canina Fruit Oil, Peach Kernel Oil, Macademia Seed Oil, Chamomile And Rosemary Leaf Extract.
The product has a delicate scent, doesn't create white cast, and felt so silky smooth on my skin, this is my new favorite product from Anna Sui for sure.
The product has a delicate scent, doesn't create white cast, and felt so silky smooth on my skin, this is my new favorite product from Anna Sui for sure.
Thank you so much Anna Sui Indonesia, once again, a beautiful product not to be missed.


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Lights on Sniper is a online hunting game by 123bee. Find out all the bulbs which are hidden in the palace. Find them and click on it to illuminate and see the beauty of the Palace. Use mouse to interact. Click to get a closer view and illuminate. Good luck and have fun.
Welcome to free online hidden object games, no download. You can find the new unlimited and best secret things games on our site. At the right place for searching and finding hidden objects. Our site is updated frequently and adds the best games for fans of the lost items games. You can follow us on social media.


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310 456 9204 Call Us
Self-contained keyless entry system capable of 500 codes
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Customers who purchased the above products also bought:
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The original purchaser has
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We are here to help !
Dedicated to excellent customer service. Your purchase comes with a personal tech support expert
Telephone: 310 456-9204
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Review Information
General Commentary and Game Overview
One of the best games on this site, and maybe my personal favorite.
Interesting story and dialogue that could almost fit in an official Mario RPG game. It's challenging (especially during boss fights) but very rewarding.
Final Words
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All Nintendo material is © Nintendo. MFGG does not own any user-submitted content, which is © the submitter or a third party. All remaining material is © MFGG. MFGG is a non-profit site. Please read the Disclaimer.
Powered By: Taloncrossing SMS v0.8.5, © 2008 Taloncrossing.com


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|Area News | Home | Marketplace | Community
|Paynesville Press - April 9, 2003
Three PAHS speech students advance to state
Three students at Paynesville Area High School qualified for the state speech meet by placing in the top three in their respective events at the Section 5A speech meet on Saturday at Annandale.
Junior Peter Schreifels took first in serious interpretation of prose, junior Sami Tierney took first place in creative expression, and ninth grader Courtney Colbert took third place in serious interpretation of poetry.
They will compete at the state meet on Friday at Centennial High School in Circle Pines. Each of the 13 categories at state will include 24 students (the top three finishers from eight sections). They will compete in three preliminary rounds at state (being rated by three judges). The top eight in each category will advance to the finals (where three new judges rate each finalist).
Junior Sami Tierney, junior Peter Schreifels, and ninth grader Courtney Colbert have qualified for the state speech meet this week. Tierney and Schreifels took first place in their events at sections last weekend, while Colbert was third. The Class A meet will be held on Friday at Centennial High School in Circle Pines.
This same format was used at sections, to the benefit of Schreifels and Tierney, who both barely advanced to the finals and then took first place based on their final performance.
Schreifels - the son of Sandy and Randy Spanier and Bryan and Glory Schreifels - said his performance in the finals was his best of the day. "I love the finals," he explained, noting that it gives him extra confidence to reach that stage of the competition. "It's such a rush to be up there (among the final eight)."
A larger audience in the finals helped Tierney - the daughter of Charon Tierney and Dean Hanson. A large group of spectators entered just before she gave her final speech, which prompted her to be even more dramatic. "I love performing for people," she explained.
Tierney wrote her speech, which she describes as a humorous review of a school year as discussed by four students. She uses different voices for each of the four characters in her speech, titled "What's New with the Bailey Crew?"
Schreifels performs a piece of prose from a Chicken Soup for the Soul book. Called "The Most Mature Thing I've Ever Seen," his speech details how a new girl breaks the cliques in a high school cafeteria.
Both Schreifels and Tierney were especially pleased to have beaten year-long rivals at the section tournament.
While Schreifels and Tierney benefited from the final round, Colbert performed better in the preliminary rounds. She was in first after these rounds but slipped to third in the finals. She said she was slightly disappointed about that but still pleased to qualify for state. She also said that she was nervous in the finals, partly because several family members were in the audience.
Colbert - the daughter of Cheryl and Roy Colbert - uses an excerpt from "Don Juan," an extremely long poem by Lord Byron. While many students in poetry perform more modern pieces, Colbert really uses a classical poem, said coach Joan Nevitt.
The finals were also disappointing for junior Melissa Andrie, who was trying to earn a second consecutive trip to the state speech meet. Andrie was first in discussion in all three preliminary rounds but finished sixth in the finals.
Ninth grader Amanda Kern also made the finals for PAHS at sections and placed seventh in extemporaneous reading.
The Bulldogs had ten students qualify for sections in speech. As a team, Paynesville finished sixth out of 24 schools. St. Cloud Cathedral was first, Milaca was second, and Buffalo Lake-Hector was third.
"I'm proud of the whole team," said Nevitt.
This is the second consecutive year that PAHS has sent students to compete at the state speech meet. Last year, junior Hannah Felling in discussion and Andrie in original oratory competed at the state meet. Felling took seventh, becoming the first PAHS student to place at state since 1983 when senior Andy Schuch was first in prose and senior Doug Jensen was fifth.
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Links to this site have been disabled for one or several reasons including: the site is no longer operating, many member complaints, bad billing practices, severe functional problems or a dispute with the site owner.
BDSM Jeans offers us Masters in jeans and leather sexually using their slaves in SM, BDSM, piss and fetish play. The guys here are a rough-looking group of bad boys, skinheads, punks and hooligans, the kind of guys who you wouldn't want to run into on a dark, deserted street. Several look menacing in their jean jackets, smoking a cigarette, snarling or giving us the finger; others of these ruffians are sweet-faced but look like a heap of trouble nevertheless. These 20-somethings are sporting slender or athletic bodies with smooth torsos and faces. Most of the guys are European, so you'll find lots of foreskin.
The site has gone through a bit of an evolution as far as the action is concerned, so let's start with the older stuff, which is closer to what the site promises. There's lots of pissing, so if you like watching guys taking a leak in a bucket or a wine bottle, there are lots of these types of one-minute reels, but only some of these guys are wearing jeans. There's another series of videos where one or two guys in jeans rough up a third who is usually naked. These sessions involve lots of hair pulling and pushing, sometimes the guys are pissed on, often their bodies and cocks are crushed under their Masters' sneakers or boots. Sometimes they are beaten with floggers or belts, others are slapped with their tormentor's open hand.
One guy in jeans finds a guy sitting on his couch and he yells repeatedly "Who are you?" and "What are you doing here?" When he doesn't get an answer, he pulls the guy onto the floor and kicks him many times. He removes his own boots and strips his captive, then he bends him over the dining table and secures him to it with rope. This punk makes his captive suck dick, then he stuffs the boy's bare hole with his meaty uncut cock. (Not all the fucking on BDSM Jeans is bareback.) After unloading his nuts, he unties his sub and orders him to put on his Master's socks and boots. Another video opens with a skinhead in jeans sitting on the couch smoking and he's using a naked guy on the floor as a foot rest. The skinny punk stands and crushes his sub under his black boots. He puts a dog collar on his slave and makes him bark like a dog, then he rides him around the living room like a pony and beats his ass with a humongous dildo.
But not all of the videos feature rough sex. One video has a guy in denim sitting in his car and smoking, he lies on the hood for a bit, then climbs in the back seat and jacks off. Some of the guys rub their denim-encased crotches before pulling out their dicks and masturbating. One dude didn't do much of anything except sneer at the camera and shove his boot in our face.
The videos are offered in streaming Flash and many of the full scenes are broken into multiple updates running from one to several minutes each. But some of the videos are offered as full scenes, like that skinhead's which was just over an hour; the other with the slave boy tied to the dining room table was in split into two 14-minute parts. Most of the movies are sized at 600x480, but some don't fill the whole viewing area. These are amateur productions and quality varies from poor to average. And unfortunately you can only download videos if you've been a member for longer than four months.
There are 119 galleries featuring digital stills and these are good amateur quality. There is another gallery section offering poor to average quality screencaps that display at 570x578. The galleries have a couple of dozen to as many as 300+ pictures each which you can only view on the site as you can't right-click and save them and there are no downloadable zip files, either; there are no slideshows available, either, and thumbs are tiny, so it can be hard to get an idea of the action in a given picture.
How often does the site update? I'm not sure. The site tour promises twice weekly updates, but the episodes themselves aren't dated, and there are only 111 more updates than there were over 5 1/2 years ago. There is a coming soon section that shows videos dated every couple of days, but four of these five videos are segments from the same jack-off session dragged out over the coming week.
Beyond that, the site actually looks like it's been running with purchased content that isn't in keeping with the earlier videos. The latest video is a 14-part series with five black guys using a skinny white boy's mouth and ass and another military series has a soldier dragged out of his tent and forced to suck his way down a line of hung men. There are a couple dozen more videos with guys in rough suck and fuck sessions, but again, these are decidedly different than the site's earlier amateur videos. After about 90 of these seemingly purchased videos, we finally gets to the BDSM Jeans amateur content. BTW, each picture has three watermarks on it in different places, which seems like overkill.
So let's list the problems: downloadable video is reserved for long-time members, you can't save pictures, the update schedule is uncertain, and most of the videos are broken into shorter clips, each used as an update to sort of make their content stretch further. Also, there isn't as much content as one would expect of a site that's been around since 2009 - and only 111 more video updates have been added, while the site does seem to be updating now. I'm guessing they stopped updating for a time, then started updating again with purchased content, but we can't actually confirm that. And when you go to join the site, it says that the trial is for only 10 minutes, but on the processor's page, it says it's for a day, and the processor is the one doing the billing.
BDSM Jeans is one of those sites that seems great on the tour; after all there aren't a lot of sites combining 20-something Euro guys in jeans engaging in rough sex and piss play. If I were into these fetishes, I'd be chomping at the bit to get inside. Unfortunately, once in the members area I think the negatives outweigh the positives. As well, I found many of the "Masters" didn't really know what they were doing. They seem to be exceedingly harsh just for the sake of it. Having said that, if you're into piss and rough play, and if you go in with your eyes wide open to the site's downfalls, you will probably have some horny times watching many of BDSM Jean's amateur videos.


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Toward a Healthier World
Damaged Care Guide
Please check back.
The Guide will be available soon.
If you have current plans to use the movie for class study or discussion groups and would like to discuss ways
in which it has been used by others, please contact me.
If you have used "Damaged Care" in a class and have materials or feedback to share, please contact me.
Contact me.
Linda Peeno * 3807 Elmwood Avenue * Louisville, Kentucky * 40207 * USA


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"Asking an Algorithm to tell you how much the real estate you own is worth, is like asking an 18 year old, that thinks he wants to go to medical school, for a medical diagnosis over the phone…" – Connor MacIvor, Paris911 Team leader.
The nicest thing about writing your own blog is that you can quote yourself 🙂
In this case, this is my quote, and it is very true.
"There is no replacement for a live, professional, real estate expert, entering your home, and giving it their professional once over. And, as they have done hundreds to thousands of times before, telling you what your home is worth and how long it will take to sell, having proven their "expertise" by their performance record…" – Connor MacIvor, Paris911 Team leader.
Ha, I did it again… 🙂
Here is where I'm gathering this information. We have had several clients in the past couple of months come to our team after gleaning their home's value from three different real estate syndication websites. You may recognize them starting with a Z, T and Z(another z – brokerage).
They have developed an "algorithm" that does home and real estate value estimates. However, there is a cost associated with your query. It's not monetary, it's by way of you giving up your personal and private information.
It will only be a few minutes and BOOM…. Your phone is ringing off of the hook and your email is filling up. Your personal and private information has just been monetized.
That's step one, you have what they say your home is worth, let me get back to the most recent contact that called us about giving them what we thought their home was worth.
1. Zil….. told them their home was worth $515,000.00
2. Tru…. told them it was worth $485,000.00
3. Zip…. had the value showing at $530,000.00
"Sandra" Called me and I responded to her home. I gave it the once over, asked what improvement had taken place since the last time they had sold.
I enjoyed the view, I also liked the cherry wood flooring, the bull-nose corner additions, the wains coating in the bathrooms and the fact they added on – expanding their kitchen by 415 square feet.
I wanted to see what had changed, because when Sandra called me, I pulled the title report and observed the square footage was different than when the homes were constructed, if my memory was serving me correctly. After I observed the kitchen expansion, I knew it was 🙂
The local Elementary school also achieved "Blue Ribbon" Status three years ago, we have several friends that we have sold homes to in the same neighborhood(they had been bragging), plus the community meetings we attend mentioned this as well.
I told them their home was worth, after gathering all of the facts, $590,000. I also told them it was going to sell in less than 15 days at over $610k.
We listed their home, I built the advertising around it and did my 7 day premarketing, we released the home to the masses(after building interest), via the MLS and our on-line channels. Door knocking the neighbors coupled with our "active" real estate selling, brought them two offers that exceeded $615,000.00. One of the offers was willing to waive their appraisal contingency on their loan and wanted to close in 15 days, they were also over 50% down.
BTW – in "Sandra's" Case, her and her husband had received over 15 emails from agents and twice as many phone calls within the first 30 minutes after asking what her home was worth on these websites. In addition, she is still getting calls and emails over 50 days later(as of the date of this post)…
I know what the Real Estate syndication websites, with these home value estimate algorithms, are attempting to do. They have to make the money to pay for their website, pay to make a profit, pay their employees, pay for their pay per click, make their shareholders happy, make it so those agents paying them for leads are happy, I get all of that.
However, there is nothing quite like the local Real Estate expert conveying to you what your home is worth.
Do some Googling for them, and I'm sure you will find one or two that know what they are talking about.


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Posted on Wednesday, October 14th, 2015 at 3:05 pm
Home Depot offers quite a few workshops for kids. These workshops are free and allow the participants to make some really great craft projects. Like this next one, which will allow the kids to create a very special project for Veteran's Day.
Take the kids to Home Depot on November 7 and they can make a Veterans Day Jet! The workshop will take place from 9 a.m. to 12 p.m. and is open for kids ages 5 to 12. Not only will they get to make the Jet, participants will also get a certificate of achievement, a commemorative pin, and also a workshop apron. This workshop is on a first come first serve basis and it is strongly recommended that you register ahead of time.
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Sample A Day posts samples daily that are free with no catch. We double check the offers to make sure they are real. Offers can expire quick so check back daily!
Nick Skeba helped cofound this site back in 2007. He lives in Chicago and loves free stuff! People are always asking him how he gets so many deals? He just tells them, Sample A Day! He writes coupon site as well as this website.
Scott Aaronson also helped cofound this website and even though is a lawyer by day, he's still loves his free samples. Find him eating lunch from the sample ladies at Costco!


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WAMX00 FDR-AX100, HDR-CX900 Wrap Around Mount
This WAMX00 adapter is an accessory mount bracket for most palm camcorders. It offers a long shoe slot and three 1/4"-20 threaded hole mounts, to mount a microphone, light, wireless mic receiver or other accessories on Sony's FDR-AX100 and HDR-CX900 and many other handheld cameras. This allows the use of a light or other devices with the receiver in Sony's ECM-W1M Bluetooth Wireless Microphone kit, as shown in the second image. The threaded holes on the vertical post can support a BOT-FLAT.
This bracket also works with the Sony XLR-K1M on the AX100 and CX900 cameras.
There are several standard (1/4"-20 thread) tripod mount holes on the bottom of the plate for tripod mounting, and choices of tripod holes for balance adjustment.
This design doesn't restrict available hand grip space or block access to controls on the Sony AX and CX cameras, this may vary on other cameras.
The WAMX00 is made from aluminum and given a durable satin black powder coating.
Many other cameras are compatible. The camera should be 3.6" / 91mm or shorter, and be smaller than 1 5/8" / 41mm from tripod hole center to the rightmost part of the camera where the vertical support is.
Other known compatible camcorders:
Canon FS10, FS100, HF10, HF100, HFS100, Sony HDR-CS430V, HDR-CX590
Browse more Shoe Adapter or DM-Accessories products.


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30.G - Outside Speakers and Organizations
Board Policy Code:
Adopted: 2013-06-11T00:00:00
Basic Position
Columbia Gorge Community College is dedicated to providing an environment that allows and encourages the free examination of all ideas.
Outside Speakers
College departments or recognized student organizations may invite speakers to the campus to address their own members and other interested students and staff with the provision that suitable space is available, that such appearances do not conflict with the regularly scheduled program of the college, and that the audience be given the opportunity to question the speaker during or at the conclusion of the speech.
Outside Organizations
The college encourages and welcomes representatives of organizations not associated with the college to meet with students for the purpose of providing additional opportunities for their total educational development. However, the holding of such meetings on the campus does not constitute an endorsement of the organization by the college, nor will the college necessarily require or request students to attend the meeting or meetings. Any organization wishing to hold a meeting or meetings on the campus with students should contact the student life coordinator or the chief student services officer for information regarding proper procedures.
Political Figures on Campus
The college supports the participation of major political figures in a variety of college events. Such events include, but are not limited to, building dedications, commencement and curricular innovations such as a mock convention.
If such event should occur during a campaign year, the candidate would be expected to refrain from using issues/materials related to that campaign.
Political candidates may be allowed to speak to classes or clubs during the college day if, in the judgment of the administration, the presentation is a desirable supplement to the instructional program. If such presentation is permitted, any other candidate who has filed for the same office will, upon request, be allowed equal time.
Board Statement
The presentation of speakers on the Columbia Gorge Community College campus involves neither the affirmation nor denial of the view of such speakers by the Board of Education, the administration, faculty, or students.
Related Administrative Rules and Operating Procedures
AR Designated Free Speech Areas
OP Organizations on Campus


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NEWARK — The Essex County Juvenile Detention Center has undergone a major transformation, officials say.
The detention center was selected as the Facility of the Year by the National Commission on Correctional Health Care, a nonprofit Chicago-based group that aims to improve the quality of health care in correctional facilities.
The juvenile detention center operated under a federal consent decree for 21 years due to overcrowding and poor housing conditions, facility director Charles Green said. The consent decree was lifted in 2008.
During the past five years, Essex County Executive Joseph DiVincenzo's administration has turned the detention facility into a revenue generator for the county, raking in about $5 million a year through a shared service agreement with Passaic County, which has since closed its juvenile detention facility.
The detention center houses roughly 100 juveniles, ages 12 to 21, with about 75 from Essex County and 25 from Passaic County, according to Anthony Puglisi, a spokesman for Essex County. Youth at the facility have six hours of classes including math, language arts, Spanish, art and gym, said Eleanor Elcock, a substance awareness coordinator and school counselor.
The county facility, on Duryea Street in Newark, has been accredited by NCCHC since 2004 and was chosen from among 500 jails, prisons and juvenile detention centers nationwide overseen by NCCHC's accreditation program.
The detention center was chosen for its "demonstrated excellence in health services delivery," the group said.
DiVincenzo, who formally announced his bid for re-election last week, touts his money-making initiatives, including the shared services at the juvenile detention center, as vital to keeping the county budget fiscally sound.
• N.J.'s largest county jail earns accreditation from American Correctional Association
• Cory Booker, Democratic leaders back Essex executive Joseph DiVincenzo for re-election


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Curry Masala (Use to Make Curry Paste)
A blend of spices to store and use to make a curry paste for a variety of curries.
coriander, ginger, turmeric, +black pepper, +chili powder, +cinnamon, +cumin, +fenugreek seeds, +garlic powder, +mustard powder, +paprika
Bo-Kaap Cape Malay Curry Powder - South African Spice Mixture
My take on Cape Malay curry powder; I devised this when I finally finished my precious box of this type of curry powder, that had been sent to me in a...
coriander, ginger, turmeric, +mustard seed, +black pepper, +cumin, +curry powder, +red chilies, +fennel seed, +fenugreek seeds, +cardamom
Thai Curry Paste
This is an intensely flavored spice blend that goes well in any curry dish. Toss some curry paste with steamed veggies and serve them on rice. Tightly...
ginger, coriander, turmeric, +brown sugar, +cilantro, +lemon juice, +garlic, +lemon zest, +red chilies, +salt, +green onion
Hot Hot Crab Curry
This was my mother's delicious hot crab curry recipe. To learn how to prepare this dish, I had to watch her make it because there was no recipe written...
coriander, ginger, turmeric, +cayenne, +cumin, +curry powder, +dungeness crab, +garlic, +onions, +salt, +tomato, +vegetable oil
Bombay Curry Paste
An easy way to make your own curry paste. Enough for one serve of Bombay curry, so feel free to double or triple the recipe to have some on hand.
ginger, coriander, turmeric, +chili powder, +garlic, +green chilies, +cumin
Fish Curry
This is the favorite fish curry dish from the eastern part of India. I learned this recipe from my mother-in-law, who is a master in cooking this recipe....
coriander, ginger, turmeric, +bay leaves, +cumin, +fish fillets, +garlic paste, +mustard seed, +vegetable oil, +red chilies, +salt, +shallot, +tomato, +water
Colombo Curry Powder
Carribbean curry powder is pungent and aromatic. Making your own gives you control to adjust amounts to your own liking. From All Around The World Cookbook...
coriander, ginger, turmeric, +allspice, +black pepper, +cardamom, +cayenne, +cinnamon, +cumin, +mustard powder, +fenugreek seeds
Curry Powder
Growing up in Durban, South Africa, with its large Indian population, like so many expatriates (I now live in Canada) I developed a passion for Indian...
ginger, turmeric, coriander, +mustard, +caraway seed, +fennel seed, +fenugreek seeds, +red chili pepper, +cardamom, +cumin
Bhoona Ghosht (Roasted Lamb) Curry
turmeric, coriander, ginger, +onions, +chili powder, +garam masala, +garlic, +vegetable oil
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So I have decided to start messing around with Quadcopter drones cause I really enjoy the videos I see others making. It gives me the feeling that I can actually fly!
The wife has seen me eyeing an expensive one at the Ramstein PX and to my surprise she told me to go ahead and get it. Well I didn't wanna spend $600 on a toy and then freaking crash it and get pissed that I wasted all that money. So I did some research on inexpensive beginner quadcopter drones with video and decided on the JJRC H8C. The JJRC H8C costs about fifty bucks on Andoer JJRC H8C which is a 2.4 GHz Quadcopter with 6-Axis Gyro and High Definition 2MP First Person View Camera. Based on my research, many very good drone pilots mess around with the JJRC H8C cause it is a fun drone to fly around and is pretty good once you mod it out a bit with quick motor connectors, bearing upgrade, weight reduction, and cooling mods.
Clicking on the image to the left will take you to the quadcopter on Amazon.
So I put in my order on Amazon and it soon arrived. I charged up the battery and went outside to give my new toy a try. Powered it on and DAMN! One of the motors is dead! Dangit! I was already aware based on the reviews and my research that the motors on this model burn out very easily but I did not expect one to be DOA! The motors cost only about two or three bucks a piece so it is not a big deal to replace them when they go bad. So I ordered another drone and figured I would keep this as a spare.
I also ordered some extra motors and some quick connectors that I will solder on to the drone control board when a motor dies. I will also keep about 10 clockwise and 10 counter-clockwise motors on hand and solder the quick connectors on them so they are ready to swap out quickly in the field if need be. Additionally I ordered some better bearings so that the motors don't have to work as hard and should not burn out as often.
The second drone came in the mail on Monday and I got busy getting it ready to fly. I won't post my first flight video because the drone spent most of the time on the ground. I flew it around the yards in my neighborhood and by the time the battery died I was feeling pretty good about my basic piloting skills. It takes about 90 minutes to charge the battery so I plugged it in, along with the battery from the broken drone and waited. About 2000 hours I grabbed both batteries and headed out to the fields to see what I could do. I was feeling pretty cocky and the result was that I almost lost the drone! I took it way too high and lost control of it. I think the wind at the higher altitude caught me off guard. I was very lucky to have found the drone in one of the wheat fields near my home.
So I went home since the other battery was not charged and figure I would take another crack at in tomorrow. But this time STAY AT HOME and polish up some piloting skills.
So today I got home and gave it another try. This video below is the result. Not bad I guess but I still have to practice much more. Spent less time hitting the ground this time and am getting better at controlling the direction. Many people don't realize that even though a quad has four propellers, it still has a bow, stern, port, and aft. If you don't know where the front of it is then there is no way to control it.
During the video I get some good altitude at about the 2:30 mark. At about the 3:30 mark you can see me wearing my black socks and sandals!! At about the 5 minute mark I have a hard time keeping it up as the battery was dying. What I found out after putting in the new battery is that one of the motors is also already dead. Good thing is that I have the other drone to cannibalize which I will do so this weekend. Just need to buy some flux and solder. Or maybe I will wait until the quick connectors to come in next week. We will see. Added some music to the video so you don't have to listen to just the boring and loud motors.


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Raiders of the Universes
It was the 34th century and all five of the Federation of Planets around Sol were buzzing with their usual activity when the Raiders appeared. They were indeed Raiders of Universes because they had ravaged many systems before reaching Earth and showed no signs of slowing down in the least. Their weapons were invincible, their greed merciless and their natures completely alien. Indeed 'they' were from another dimension entirely. Eating up entire solar systems and planets, they slowed down just a bit when intelligent life was found on Earth. Not much since they were in a hurry, but just long enough to tell the Earthlings to mine all the Radium ore on Earth and put it conveniently on the surface ...... in six days....or else.
First Page:[Illustration: He somehow managed to close the tiny switch. ]
Raiders of the Universes
By Donald Wandrei
Childlike, the great astronomer Phobar stands before the metallic invaders of the ravished solar system.
It was in the thirty fourth century that the dark star began its famous conquest, unparalleled in stellar annals. Phobar the astronomer discovered it. He was sweeping the heavens with one of the newly invented multi powered Sussendorf comet hunters when something caught his eye a new star of great brilliance in the foreground of the constellation Hercules.
For the rest of the night, he cast aside all his plans and concentrated on the one star. He witnessed an unprecedented event. Mercia's nullifier had just been invented, a curious and intricate device, based on four dimensional geometry, that made it possible to see occurrences in the universe which had hitherto required the hundreds of years needed for light to cross the intervening space before they were visible on Earth. By a hasty calculation with the aid of this invention, Phobar found that the new star was about three thousand light years distant, and that it was hurtling backward into space at the rate of twelve hundred miles per second... Continue reading book >>
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text:
Prime, Inc.
Prime's enviable reputation within the transportation industry is a culmination of more than forty-five years of dedication to a unique corporate culture which seeks the most qualified professionals and routinely rewards them accordingly. Every Prime associate, driving and non-driving alike, is selected for their outstanding ability to perform well beyond typical expectations.
Positive, enterprising and highly-motivated individuals who possess the talent, creativity and drive to excel, routinely succeed once they join the Prime Team. The stated goal of Prime is simply to strive to be the best, not necessarily the biggest. The Prime Team cooperates to exceed customer requirements by providing exceptional customer service.
Prime has been built on the simple, yet significant philosophy that providing the best staff with the best equipment, the best support system and the best training ultimately leads to the best customer service. Prime's continued success is a direct result of a corporate culture that instills and inspires each associate to remain committed to reaching the pinnacle of their inherent potential.
This position is responsible for maintaining organization and production in the Pittston terminal yard by performing the following duties:
Any combination of education, training, and experience providing the following knowledge, skills, and abilities.
Basic knowledge of the trucking/transportation industry preferred.
Strong organizational, computer, and customer service skills required. Multitasking and a flexible schedule required.
Experience, Education, and Training
A High School diploma or GED is required; one to three years related experience and/or training preferred.
Physical Requirements
This position requires the ability to get in and out of trailers and hook/disconnect trailers multiple times per day. Candidate must be able to lift and carry up to 100lbs and push and pull 50lbs. Steel toed footwear, and safety glasses are required in the shop. Candidate must be able to pass a job specific post-offer physical prior to beginning employment with Prime, Inc.
Working Environment
Both indoor and outdoor working environment with exposure to varying weather conditions.
Must have valid CDL with clean driving record.
Software Powered by iCIMS


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Muscle Building Muffins
I have to admit I love the smell of fresh baked bread. It makes me hungry every time I smell it. But as muscle building foods go these high carb foods don't enough protein, and are high in carbs which could potentially make you fat.
Muffins have often been considered a healthy snack or meal option, but have you really looked at the ingredients and nutritional information.
When it comes to building muscle and burning fat many of the so-called healthy foods are not so healthy. The traditional muffin falls into this category. They are loaded with sugars that in carbohydrates, and low in protein. This is not a good combination for those looking to get strong and build muscle in the gym, not to mention those looking to stay lean and toned.
Luckily my buddy Dave, a fitness fanatic and competitive bodybuilder has put together a healthy, tasty, and nutritious recipe book. Tired of boring bodybuilding food Dave has spent a tremendous amount of time and energy creating healthy muscle building recipes.
Today I want to share with you one of Dave's killer recipes, Maple pecan high-protein muffins.
Give this healthy muscle recipe to try and let me know what you think.
[hcshort id="5″]


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2 Rue Emilien Frossard, Bagneres De Bigorre, 65200
1920's house lovingly restored on the edge of Pyrenean spa town. 5 ensuite rooms, gardens and large lounge and games room. Cyclists and walkers well catered for.
Description of Les Dix Arches Bed & Breakfast:The 5 ensuite rooms, sleeping between 2 and 3 people, each have tea making facilities and direct access onto a balcony or to the south facing garden terrace. Bathrooms are modern and towels, hairdryers and toiletries are all provided.
Outside, there are gardens to the front and back of the house, with plenty of places to sit and perhaps read a book from our library or browse through some of our maps and guides to plan the next days activities. Youll be sharing the space with lizards, salamanders and plenty of birds (even Kites regularly glide overhead) but they promise to keep the noise down. There is an area for Petanque and a spa pool to sooth any aching muscles perhaps after cycling one of the many Tour de France routes that pass through this area, or a walk to one of the beautiful mountain lakes nearby.
Guests have use of the large games room with table tennis, darts and a TV with a large selection of DVDs and computer games. This is where we also keep all our books and guides. On cold evenings, the wood burning store ensures everything stays warm. We provide a small kitchenette with a fridge and microwave and it is well equipped for the preparation of packed lunches and snacks.
Attached to the games room is the bike storage area, small workshop and ski and boot room. All bikes can be locked individually inside. Outside there is a wash-down area. We also have a garage that can provide off-road parking for motor bikes and a car (subject to availability)
And finally, whatever your plans for the day are, itll be set up with a good breakfast: bread and jams, a selection of croissants, yoghurts, boiled eggs, fresh fruit and even porridge are available to choose from, accompanied by coffee, chocolate, a variety of teas and fruit juice.
Your hosts, Andy and Caroline look forward to welcoming you to their home.
Visitor Reviews
Below are the latest reviews for this listing:
belle demeure
Très jolie demeure, les chambres et les parties communes sont d'une très grande propreté et en parfait état et très confortable
sympathique accueil également
on recommande!!
Nadège & Christophe
sympathique accueil également
on recommande!!
Nadège & Christophe
Super sejour
Très bon accueil,belle maison et des hôtes très sympas, merci pour votre accueil


text:
Protect those who matter to you most! Choose Complete Health Insurance as your shield
against health worries.
Boost your health cover with our Super Top-up plan and seize the key to a healthy
and worry-free future.
Avail surety for times of hardships! Invest in accident insurance to safeguard your
finances against the unexpected affordably.
Leave travel nightmares behind to have a dream trip! Opt for Single Round Trip Travel
Insurance and have a worry free trip abroad.
Assurance for your frequent trips! Secure as many as 30, 45 or 60 days per trip
through the year and enjoy hassle-free travel on the loop.
A worry-free ride awaits you! Get comprehensive coverage for your Car and secure
your ride in a breeze.
Kick start a hassle-free ride! Avail long term Two-Wheeler Insurance and enjoy convenience
and long term protection.
Prepare for the unexpected! Safeguard your home as well as its contents against
natural calamities, theft or other perils.
Marine insurance offers coverage in case of damage or loss of cargo, ships, and terminals.
Chase your business dreams stress-free! Get the perfect protection cover tailored
to your personal and business needs.
No need to worry about the uncertainties of nature. Enroll for crop insurance under PMFBY
No matter where you choose to live and work, we make it easy and convenient for
you to secure your family and assets back in India.
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The Insurance Regulatory and Development Authority of India (IRDAI) has proposed that insurance firms that have completed 8 years operation in the general insurance and re-insurance sector and 10 years in the life insurance sector can apply for mandatory public listing.
It issued a discussion paper 'Listing of Indian Insurance Companies' on the public listing of insurance firms in August 2016.
According to the regulatory framework, insurance companies can get listed through an offer-for-sale or through public issue for capital requirements. Under the guidelines, general insurance companies that include standalone health insurance companies and reinsurance companies were to go for listing if they had completed 8 years of operation.
The IRDAI said that all Indian insurance companies who fulfilled these criteria should take up the matter of listing with their board of directors within 3 months of the date of issuance of these guidelines and the map for their initial public offering approved by the board should be submitted to the authority within 45 days of the approval.
As of July 2016, there were 55 insurance companies operating in India of which 8 were in the public sector and 47 in the private sector. Of the 47 companies, 32 companies in both life and general insurance met the guidelines set by the IRDAI but only two life insurance companies had filed their applications to get their shares listed in the stock market, the IRDAI reported.
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Capital: Vilnius
Lithuania is the largest and southernmost of the three Baltic Republics. Lithuania is situated on the eastern Baltic coast and borders Latvia in the north, Poland in the southwest, and Belarus in the southwest and east. The landscape alternates between lowland plains and hilly uplands and has a dense, intricate network of rivers, 1.5 per cent of the country's territory is made up of lakes, of which there are over 2800.
Language: Lithuanian is the official language.
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Temperate climate, but with considerable
temperature variations. Summer is warm with relatively mild weather in
spring and autumn. Winter, which lasts from November to mid-March, can be
very cold. Rainfall is distributed throughout the year with the heaviest
rainfall in August. Heavy snowfalls are common in the winter months.


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PRIMAL Scream bassist Mani said farewell to the band as they led Edinburgh's Hogmanay celebrations – and finished off the 20th anniversary Screamadelica tour.
More than 80,000 revellers were on the streets of the capital for the New Year celebrations with the Scottish rockers headlining the Concert in the Gardens stage.
Joker Mani wiped mock tears from his eyes as the band emerged to perform their iconic album tracks one more time.
He needn't be too downhearted about the end of a tour as it has seen the Scream steal the show at T in the Park and play all over the UK.
Now he's off to perform with the 'reformed Stone Roses in their hotly anticipated comeback gigs this summer.
Mani was on top form as theband played a tight set in front of a psychedelic backdrop beneath the castle. As well as classics like Movin' on up, Loaded and Come Together, they gave fans a treat with aperformance of Swastika Eyes.
After the bells and a spectacular fireworks display, the heavens opened but a storming version of Country Girl was one of the highlights.
And the rain-soaked crowdlapped it up, starting a chorus of the Glasvegas anthem Go Square Gowith Bobby Gillespie joining in thefun.
Signing off with Rocks, Bobby and the boys will now head back to the studio and begin working on a new album.
Backstage, it was a family affair, with children, wives, aunties and mums celebrating with the band who have shown the new kids how to do it in 2011 and hope 2012 will bring new songs and more success.
Earlier, Bombay Bicycle Club had warmed up for the Scream with an impressive set.
Buoyed by singer Jack Steadman's floating, versatile voice, their new tracks were thehighlights of the set, a procession of quirky anthems.
Best among these were the insistent, piano-led anthemics of Shuffle, the smooth groove of Lights Out, Words Gone and the indie-pop rush of Leave it.
Their set will certainly have earned them a few new fans.
Elsewhere, Mark Ronsonheadlined the East End DJ stage stage and declared on Twitter: "Hogmanay was utterly amazing, best festival of the year, what a way to ring in 2012, thank you kids."
The DJ and producer clearly enjoyed the celebrations a little too much though, later tweeting: "The Picture House after-party was excellent as well, although I was a little out of it by start time."
Glasgow band Kassidy were a highlight of the Waverly Stage, which also featured The Vaccines, and helpfully warned their fans aboutthe weather conditions, tweeting: "Bring your umbrella."


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We've seen what happens when Americans try and guess British slang, but what about when professors try and make sense of millennial words and phrases?
Yeah, it's also hilarious, to be honest.
In an entertaining new video, millennial slang was put to professors at Lehigh University in Pennsylvania, U.S., and although they were smart enough to get their doctorates, some of them haven't done their research and learned the new phrases the kids are using nowadays.
To be fair, they didn't do too bad with the likes of "FOMO" and "slay", but when "on fleek" raised its ugly head, the educators became suitably confused.
One guy actually thought the Kardashian-loved term might refer to a new social media site, despite the fact that his job is teaching people about social networks!
Perhaps our favourite moment is the guy who is disgusted by the fact that he actually knows what the term "bae" means. So are we, mate. So are we…


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We understand how important it is to have intentional and hands-on training as you explore your calling in urban-centered ministry. As a group of pastors ourselves, we've been there too. We believe that everyone should have clarity on their gifting as they seek to enter into full time ministry work. For this reason we have established the Park Residency, a three-year ministry resident program that equips people to go out and get to work in the city to further the gospel of Jesus Christ. This is a three-year program that combines real world learning opportunities coupled with theological and cultural reflection. All residents can expect to play a key role in growing gospel influence in our city while being mentored by ministry leaders at Park.
Since its inception ten years ago, by God's grace, previous Park Residents have gone on to serve as urban location pastors, church planters, and 501(c)(3) leaders.
To take a next step in confirming your vocational calling fill out an online application*. In the meantime, check out this *FAQ for more information about what you could expect as a Park Resident. Contributions are solicited with the understanding that Park Community Church has complete discretion and control over the use of all donated funds.
*Applications for 2019-2020 will open in Spring 2019
Our ministry residents are involved in ministries varying from pastoral operations to care ministry. Most are continuing on with their formal theological education while some have already graduated.
Lee Grander is a resident with Pastoral Ministries at Park Community Church – South Rogers Park, where he contributes his skills of speaking, mentoring, team building, and project management. Lee is originally from Salisberry, North Carolina, and now lives in Chicago with his wife, Kelsey, while studying at Trinity Evangelical Divinity School. Lee felt led to apply for this residency after sensing God's call to pursue pastoral ministry.
What is something you have learned recently in the Word of God?
"I've been reading through Galatians recently and have been meditating on Galatians 2:1-14, where Barnabas was lead astray by Peter's hypocrisy. This showed me the power of leadership and the effects it can have on people negatively when there is variance from the original gospel. Through meditation and prayer I've come to understand that the Lord is using Paul to confront man's tendency to stray away from the original gospel. I've learned that even the apostles were found leading people astray because of sin. Since reading I've been spending time in prayer, asking God to reveal the hidden strands of hypocrisy that are occurring in my life. I am seeking God to address any inconsistencies while entering into leadership positions so I can be consistent in my actions and aligned with the Gospel message!"
Describe your overall experience as a Park Resident: "I love it! The residency has been an incredible opportunity to get the collective wisdom from the many pastors at Park while still getting the intimacy with the congregation in Rogers Park! I've really appreciated Residency Director, Scott Clifton, as he leads us through different leadership lessons. It has been one of the biggest blessings in my life to be a part of the residency program because it is helping me to confirm God's calling and prepare me for where He has me next!"
Noah Chung a pastoral resident in Bridgeport. He has been part of the campus plant in that neighborhood from the beginning and he's currently finishing up his Master's of Divinity at Trinity Evangelical Divinity School in Deerfield, IL. Noah was born in a Korean immigrant family in the suburbs of St. Louis, MO. His passion is to see the church be a light in Bridgeport through community engagement, missional living, and small groups. Through the residency program, Noah hopes to grow in his ability to teach the Word of God, to lead people, and to love on the city.
What is something you have learned recently in the Word of God?
"I recently read through the book of Acts in my devotional time. As part of a newer church plant in Bridgeport, many times it's tempting to rely on our own strength and the people we have to engage the neighborhood and lead the congregation. But when you look through the book of Acts, the main character is not Paul, not the disciples, it's not even the early church, it is the Holy Spirit. Amidst sickness, division, persecution, political powers, magic, and demons, the Holy Spirit is the only reason for the growth of the Early Church. So as we continue our ministry in Bridgeport, the book of Acts reminds me of how vital it is to depend on Him and His power, and not merely on our own. Thank God for the Holy Spirit living and moving in us."
Simon R. is a resident with Global at Park Community Church – Edgebrook, where he brings his passions for team building, project management, and organization. He was led to apply for the residency program to serve God in full time ministry and continue developing his theological training at his church home. After completing the residency program, his desire is to continue serving God through cross-cultural mobilization, in order to help build up the church and her impact on the nations.
What is something you have learned recently in the Word of God?
"I have been learning that telling people about Jesus is worth whatever opposition that arises. I have been encouraged by Acts 20:22-24, knowing that God is my comfort and strength. Paul writes 'And now, behold, I am going to Jerusalem, constrained by the Spirit, not knowing what will happen to me there, except that the Holy Spirit testifies to me in every city that imprisonment and afflictions await me. But I do not account my life of any value nor as precious to myself, if only I may finish my course and the ministry that I received from the Lord Jesus, to testify to the gospel of the grace of God.'"
Describe your overall experience as a Park Resident:
So far, I have enjoyed my time as a Park Resident; it has been challenging, growing, and a pleasure to be a part of this residency. I am excited to see how God uses it to further my experience and direction in full time ministry!


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BDB-Student Sponsorship Award 2015
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The Master Thesis "Luft+Schiff+Hafen" by Philipp Schaefer (supervised by Prof. Peter Russell and Prof. Mirko Baum) received the BDB-Student Sponsorship Award 2015 in the category "Civil Engineering Structures/Constructions".
The BDB Student Sponsorship Award 2015 was presented during a ceremony in Halle/Saale on the German Master Builders Day on May 15th 2015. The jury awarded three sponsorship prizes and one special prize.
The jury session for the BDB-Student Sponsorship Award 2015 took place at the Universität der Künste (UdK) in Berlin on March 27th and 28th. The jury, chaired by Burkhard Fröhlich, Chief Editor of the Deutsche BauZeitschrift (DBZ), evaluated a total of more than 60 works that had been entered in the three categories that were offered "Buildings", "Civil Engineering Structures/Constructions" and "Urban-Planning".
The sponsorship awards are endowed with 1 750 Euro each while the special award is endowed with 750 Euro.
Further information: baumeister-online


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Factoid: 03
(Last updated 1/18/2017) Photo lineups are a very standard investigative tool used by law enforcement agencies all over the world on a daily basis for both misdemeanor and felony crimes.
However, that common tool was abandoned early on by Oklahoma City police department sex crimes detectives Kim Davis and Rocky Gregory in the Daniel Holtzclaw case.
The first accuser to be labeled a 'Holtzclaw victim' was 43-year-old homeless drug addict and prostitute Terri Morris.
Morris was shown a photo lineup containing the picture of Holtzclaw. Morris was unable to positively identify Holtzclaw as her alleged attacker.
Jannie Ligons was the second individual identified as a so-called 'Holtzclaw victim.' However, she described her attacker as short, with blond hair, unclear skin and 35-45 years old.
Because that physical description did not match Daniel Holtzclaw, Det. Davis feared Ligons, like Morris, would be unable to pick Holtzclaw out of a photo lineup.
According to an official OCPD investigative report, Det. Davis told the officer who prepared the photo lineup that was intended for Ligons that, "[Det. Davis] was not happy with the lineup" and wanted to "discuss other options."
You can read an excerpt from the police report below...


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- Cook ground beef and onion in soup pot for 6-8 minutes or until browned.
- Add carrots, cabbage and celery, cook for 5 minutes.
- Add remaining ingredients, bring to a boil, reduce heat and simmer 25-30 minutes or until veggies are tender.
Friday, January 2, 2015
Easy Hamburger Soup-A low carb, diabetic friendly recipe
26 comments:
Sounds easy to make and would be a hearty meal in the winter. HAPPY NEW YEAR TO YOU.ReplyDelete
- AnonymousJanuary 2, 2015 at 4:58 AM
Perfect winter food! And easy to make!ReplyDelete
Looks very healthy and hardy, Lynn! Thanks!ReplyDelete
Sheila :-)
This looks wonderful!ReplyDelete
Low carb/diabetic-friendly, always a plus in our over-sugared world! :-)
After the holidays, I need to cut out the carbs Lynn Love the addition of the cabbage in the soup :)ReplyDelete
It definitely looks satisfying Lynn. My husband has gone on a low carb diet and this soup would be perfect. Happy new year.ReplyDelete
Happy New Year, Lynnie! Oh, I love these kinds of soups and will add this to my blog recipes! I love the taste of cabbage in soups and will try this one this week. Thank you.ReplyDelete
Be a sweetie,
Shelia ;)
I would love a pot of that bubbling away on the stove.ReplyDelete
oh, yum! i love all the ingredients - well, the sauce isn't exactly a 'love' but it would be good!ReplyDelete
Looks good, and reminds me of the Weight Watchers' hamburger soup. Healthy and yummy!ReplyDelete
Oh that bowl,of soup looks soooo good, Lynn! I love adding cabbage to soup, too, and your soup looks like a great comfort food for winter, and healthy, which is an added bonus.ReplyDelete
Happy New Year!
I heartily concur on the cabbage! This looks delicious and a great alternative to chili.ReplyDelete
This looks so good. I'm going to make this for sure. I need some healthy meals for this winter.ReplyDelete
I made the exact same soup for DH all the time, Lynn...except instead of cabbage, I use a drained & rinsed can of bean sprouts & a wee bit of soy sauce. At least, I USED to do that, prior to his kidney failure, so we are low sodium everything now. I agree, it is a yummy tasting soup!ReplyDelete
My mother always made hamburger soup, so this brings back many comforting memories. I like all of the cabbage too! Hope you're having a wonderful new year!!!ReplyDelete
Love the addition of cabbage! Great recipe to start the new year...ReplyDelete
I would really enjoy this soup and I have plenty of cabbage growing in the garden.ReplyDelete
Happy New Year Lynn!
I remember eating a similar recipe may times! Thanks for the reminder---it will be the perfect detox soup for when we get home!ReplyDelete
Ooooh this sounds delicious!!!! I've been craving a good soup.ReplyDelete
A friend of mine makes this so I know how delicious and easy it is. it is 1:30 in the morning here and I am now craving some.ReplyDelete
Yummy....this really sounds and looks good...with cornbread and a big, ole onion. Southern sweet tea, of course. :)ReplyDelete
- AnonymousJanuary 3, 2015 at 11:05 AM
Lynn, looks so good, and the recipe is "spot-on" healthy delicious. I have made this. Hero husband likes it and so do I.ReplyDelete
I used to not think I would like hamburger in soup but now I can't get enough. p.s. there is no such thing as too much cabbage.ReplyDelete
Can you make this in the crock pot?ReplyDeleteReplies


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Prints "Drawn After Nature." From Charles A. Dana's The United States Illustrated; in Views of City And Country. New York: Herrmann J. Meyer, ca. 1855. Steel engravings.
From 1833 to 1864, the Bibliographisches Institut issued a journal, Meyer's Universum, containing text and steel engravings of all parts of the world. It was founded by Joseph Meyer, and when he died in 1856 at sixty-one, his son Herrmann took over. Herrmann had been sent to the U.S. from 1849 to his father's death, issuing an American edition of Meyer's Universum and he also published Dana's volume The United States Illustrated. The following prints come from this latter publication.
Derived from Bartlett's "Niagara Fall. (From near Clifton House.)" $60
Derived from Bartlett's "View Below Table Rock." $60
The August 25, 1860 issue of The Illustrated London News was specifically focused on Niagara Falls and the Prince of Wales'–later Edward VII–visit there during his tour of Canada in 1860. The issue had a supplement on Niagara, which included a number of prints of the Falls based on drawing by George Henry Andrews (1816-1898), an Englishman who accompanied Edward on his tour. Two months later, another image was issued in the News based on a painting by Andrews. The composition and quality are much better than the usual illustrated newspaper print, for this is a very attractive and colorful image of Niagara from the edge of the American Falls. $325
Asa Smith. "View of the Meteoric Shower, As Seen At Nigara Falls On The Night of the 12th & 13th of November, 1833." From Smith's Illustrated Astronomy, Designed for the Use of the Public or Common Schools in the United States. New York, 1863. 9 3/4 x 8 1/4. Wood engraving. Paper time toned and a few small spots. Overall, very good condition. Not in Impressions of Niagara.
An unusual view of Niagara from Asa Smith's Illustrated Astronomy. Written by the principal of Public School No. 12 in New York City, this work was aimed at school students. Smith stated is goal as "to present all the distinguishing principles in physical Astronomy with as few words as possible," and his text was presented in fifty separate lessons with a series of questions and answers. The handsome charts of the planets and stars were printed predominantly in black, which makes the images as similar as possible to what one would actually see in the night skies. This particular image records a meteoric shower that took place November 1833. The two cataracts are shown from the Canadian shore and the depiction is likely based on another print, perhaps one of Milbert's scenes from the late 1820s. $125
After a photograph by Holmes. "The Falls Of Niagara." From The Illustrated London News. London: September 5, 1857. Full page illustration: 9 1/4 x 13 1/2. Wood engraving. Very good condition. Impressions of Niagara: 297.
Niagara Falls has been illustrated over the last three centuries more times than any other American site. The size, power, beauty and astonishing visual impact of the cataract has been interpreted by artists in myriad ways. Photographers also saw the Falls as a compelling subject and in 1857, Holmes took a photograph of the Horseshoe Falls from Goat Island, which was made into a wood engraving in London. This image is of particular interest for its depiction of the tower and walkway leading out to the edge of the falls, shown with a number of intrepid sightseers. $75
"La Chûte du Niagara." Paris: Arnauld de Vresse, ca. 1860-70. 8 3/8 x 6 5/8. Lithotint by Roche. Large spot lower left, else very good condition. Not in Dow; not in Lane. Unusual and scarce. $125
Jules Tavernier. "Niagara." From The Aldine. New York, November 1872. 10 1/4 x 7 7/8. Wood engraving by A. Measom.
The Aldine. An American Art Journal (1868-79), was started as a house organ for a New York firm of printers, but became a general magazine devoted to art and typography under the editorship of R.H. Stoddard (1871-75). It was filled with wood engravings based on art by some of the best American artists of the day, including most famously Thomas Moran, after whose work thirty-nine prints were made. Many of these, and images by other artists, featured American landscapes, showing places and buildings of interest. $65
Prints by Harry Fenn. From Picturesque America. New York: D. Appleton and Co., 1873.
One of the most important 'view books' of the nineteenth century was Picturesque America, an impressive work which contained steel and wood engravings, along with text, illustrating natural wonders of America from the east to the west and from north to south. Not surprisingly, Niagara Falls was one of the featured sites.
A wood engraving based on a painting by the "late" Louis Remy Mignot showing the falls from the foot of table rock. $55
Lancelot. "Double Bridge over the Niagara." From Ainsworth's All Around the World.... Vol. III. New York: Selmar hess, ca. 1880. 6 1/4 x 9 3/8. Wood engraving by Sargent. Very good condition. $55
View Album. Octavo volume with folding views. Lithographs after photographs. Original stamped covers.
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Frank Warren has warned Josh Leather that Glenn Foot will provide clear and present danger in Newcastle next month.
Boxing's legendary promoter is planning a route to a world title for unbeaten Leather, who is one of his top prospects.
Glann has a good record, with 21 wins and only two losses, he's a winning fighter.FRANK WARREN
However, the Teessider must get past Foot first in the maiden defence of his IBF European title at the Metro Radio Arena, on Saturday, November 11.
Foot will start as the outsider against the gifted 25-year-old, though the Sunderland hard man has never been a respecter of reputations.
So could the former English light-welterweight champion be a banana skin for Leather?
"He may be, he has a good record, with 21 wins and only two losses," admitted Warren. "Glenn is a winning fighter.
"Josh is a very good boxer – I made a bee-line to sign him when he was coming out of the amateurs.
"He's a quality young fighter and think this is a great fight for the two boxers and the North-East fans."
Leather is a man very much on the up – the Stockton-trained boxer has won all 12 of his bouts, the last five by stoppage, including his win over Ireland's Phillip Sutcliffe to clinch the IBF strap in Leeds back in May.
Gifted, quick, and with heavy hands, he's a real diamond not just in the North-East, but also for Warren, who will look for world honours by this time next year, unless Foot upsets the applecart on the bumper bill in Newcastle .
The Marley Pots crowd favourite, now 29, is not quite in the last-chance saloon, but this is a vital bout for him.
"Josh won't get a world title fight straight away but a win here will get him in the top 10 in the rankings and we'll move him up from there," said Warren.
"I think another four or five fights under his belt and he'll be knocking on the door by the end of next year.
"But Josh has to get through this fight first.
"Glenn Foot is not coming to Newcastle to make up the numbers.
"He's therefor one reason and one reason only, he wants to be the best in your area. This is a great derby."
For tickets for a show also starring Tommy Ward, contact Phil on 07747611020.


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BLACKSBURG, Va., March 5, 2004 – Virginia Tech's Family Financial Management program has maintained it's registration with the Certified Financial Planner Board of Standards Inc. (CFP Board) through January 2009. The Virginia Tech undergraduate degree program, which prepares students to enter careers in financial planning, was first accredited in 1997.
"The continuation of our registration reaffirms the quality of our program in meeting the dual objectives of providing a broad-based undergraduate education and meeting the professional standards identified by a national review group," said Ruth Lytton, program director and associate professor in the Department of Apparel, Housing and Resource Management.
The CFP Board, which functions as an independent certifying organization as well as a nonprofit regulatory organization, fosters professional standards in personal financial planning so that the public values, has access to and benefits from competent and ethical financial planning.
A relatively young profession, financial planning emerged as a unique discipline about 30 years ago. Distinguishing it from other financial professions is its basic philosophy: financial planning is a process, not a product. Simply put, it is the process of determining how an individual can meet life goals through the proper management of his or her financial resources. A financial planner takes a "big picture" view of a client's financial situation and makes financial planning recommendations based on the client's needs in areas such as budgeting and saving, taxes, investments, insurance and retirement planning. Or, the planner may work with a client on a single financial issue but still within the context of that client's overall situation.
In considering a school's application to register a program, CFP Board compares the program with the financial planning-related topics identified in extensive, periodic job-task analysis studies which survey financial planning professionals to determine areas students should master in order to provide competent, ethical financial planning services. These topics include several broad subject areas: general principles of financial planning, insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning and estate planning.
"CFP Board is pleased to have an educational institution the caliber of Virginia Tech offering its approved financial planning curriculum," said David Diesslin, CFP®, chair of CFP Board's Board of Governors. CFP Board owns the certification marks CFP®, Certified Financial PlannerTM and federally registered CFP (with flame logo), which it awards to individuals who successfully complete initial and ongoing certification requirements. Students completing the financial planning program at Virginia Tech will be eligible to sit for the national CFP® Certification Examination administered by CFP Board. The Board currently authorizes almost 43,000 individuals to use these marks in the United States. For more about CFP Board, visit www.CFP.net.
The College of Liberal Arts and Human Sciences embraces the arts, humanities, social and human sciences, and education. The College nurtures intellect and spirit, enlightens decision-making, inspires positive change, and improves the quality of life for people of all ages. It is home to the departments of Apparel, Housing & Resource Management; Communication; Educational Leadership & Policy Studies; English; Foreign Languages & Literatures; History; Human Development; Interdisciplinary Studies; Music; Philosophy; Political Science; ROTC; Science and Technology in Society; Sociology; Teaching & Learning; and Theatre Arts.