text:
SKYLINE SPORTSMEN'S ASSOCIATION, Anaconda Sportsmen's Club, Montana Action For Access Association, and Coalition for Appropriate Management of State Lands, Plaintiffs and Appellants, v. BOARD OF LAND COMMISSIONERS; Department of Natural Resources and Conservation; and Governor Marcracicot; Joseph P. Mazurek, Attorney General; Mike Cooney, Secretary of State; Nancy Keenan, Superintendent of Public Instruction; and Mark O'Keefe, State Auditor; in their capacities as Members of the State Land Board, Defendants and Respondents.
MONTANANS FOR THE RESPONSIBLE USE OF THE SCHOOL TRUST, Intervenors, v. SKYLINE SPORTSMEN'S ASSOCIATION, et al., and Board of Land Commissioners, et al., Defendants in Intervention.
The District Court for the First Judicial District, Lewis and Clark County, granted Defendants' motion for summary judgment and denied Plaintiffs' request for a preliminary injunction, dismissing a challenge to a proposed land exchange between the Board of Land Commissioners and Turner Enterprises, Inc. We vacate and remand.
The dispositive issue is whether the District Court erred by granting summary judgment because Plaintiffs raised genuine issues of material fact.
The Board of Land Commissioners (Board) is one of a handful of boards established by the Montana Constitution. The Board has direct constitutional authority to lease, exchange, and sell state trust lands.
The governor, superintendent of public instruction, auditor, secretary of state, and attorney general constitute the board of land commissioners. It has the authority to direct, control, lease, exchange, and sell school lands and lands which have been or may be granted for the support and benefit of the various state educational institutions, under such regulations and restrictions as may be provided by law.
Article X, Section 4, Mont. Const. In addition, Article X, Section 11(4), Mont. Const., provides:
All public land shall be classified by the board of land commissioners in a manner provided by law. Any public land may be exchanged for other land, public or private, which is equal in value and, as closely as possible, equal in area.
Section 77–1–202(1), MCA, echoes the constitutional authority of the Board. It states:
The board shall exercise general authority, direction, and control over the care, management, and disposition of state lands and, subject to the investment authority of the board of investments, the funds arising from the leasing, use, sale, and disposition of those lands or otherwise coming under its administration. In the exercise of these powers, the guiding principle is that these lands and funds are held in trust for the support of education and for the attainment of other worthy objects helpful to the well-being of the people of this state as provided in The Enabling Act. The board shall administer this trust to secure the largest measure of legitimate and reasonable advantage to the state.
In 1993, Turner Enterprises, Inc. (Turner), submitted a proposal to the Board to exchange state school trust land located within the boundaries of Turner's Flying D Ranch southwest of Bozeman, Montana, for private land Turner owned elsewhere in Montana. The original proposal was to exchange 7,486 acres of state land within the Flying D Ranch for 12,689 acres of land Turner owned within the Snowcrest Ranch south of Alder, Montana, and the Ulm Pishkun southwest of Great Falls, Montana. The Department of Natural Resources and Conservation (Department) reviewed the proposal and recommended that it be rejected as not assuring a "good deal" for the State when all attributes of the state lands were evaluated against the land proposed for state acquisition.
Turner then modified its proposal by deleting from the proposed exchange two sections of state lands within the Flying D Ranch. As modified, the proposal was to exchange 6,167 acres of state land for 12,689 acres of private land. On April 15, 1996, after review by the Department, solicitation of public comment, and preparation of an environmental assessment (EA) as required under the Montana Environmental Policy Act, §§ 75–1–101 through –324, MCA, the Board approved the modified proposal.
The plaintiff organizations of recreationists and sportsmen brought this declaratory judgment action arguing that the Board had overstepped its lawful discretion under the Montana Constitution because it did not exchange the state land "under such regulations and restrictions as may be provided by law." Article X, Section 4, Mont. Const. Specifically, Plaintiffs argued that the Board did not comply with § 77–2–203(2), MCA:
If the requirements of subsection (1) and 77–2–204 are met, state lands bordering on navigable lakes and streams or other bodies of water with significant public use value may be exchanged for private land if the private land borders on similar navigable lakes, streams, or other bodies of water.
The two most significant bodies of water on the private land owned by Turner are Ledford Creek and Robb Creek, both of which are located on the Snowcrest Ranch. Cherry Creek and Spanish Creek are the two most significant bodies of water on the state land proposed for exchange. Plaintiffs argued that while Cherry Creek and Spanish Creek are streams with significant public use value, Ledford Creek and Robb Creek are not.
The Plaintiffs pointed out that throughout the process of approving the land exchange, the Board told them that § 77–2–203(2), MCA, did not apply because "there are no state lands bordering on a navigable lake or stream included in this proposed exchange." Only on June 17, 1996, after Plaintiffs had filed this action, did the Board make supplementary findings on § 77–2–203(2), MCA, including a finding that Robb Creek and Ledford Creek have "the potential to provide significant public use value."
MonTRUST, a non-profit citizens' organization promoting the protection, advancement and appropriate use of Montana's school trust lands on behalf of public education, was granted leave to intervene before the District Court. The Defendants moved to dismiss the action or, in the alterative, for summary judgment. Intervenors moved for summary judgment as well, while Plaintiffs moved for a preliminary injunction to prevent the exchange from proceeding during the pendency of this lawsuit. At a hearing on all of the pending motions, the attorneys for the parties and for the Intervenors made oral argument. Additionally, Plaintiffs presented testimony of five witnesses concerning the comparability of the bodies of water on the lands proposed for exchange.
In a memorandum and order entered after the hearing, the court found that the Plaintiffs had standing to bring this action but that the Board had adequately considered the requirements set forth at § 77–2–203(2), MCA. Accordingly, the court granted the Defendants' motion for summary judgment and denied the Plaintiffs' motion for a preliminary injunction.
Did the District Court err by granting summary judgment because Plaintiffs raised genuine issues of material fact?
Summary judgment is proper when there are no genuine issues of material fact and the moving party is entitled to judgment as a matter of law. Rule 56(c), M.R.Civ.P. This Court's standard of review of a summary judgment is the same standard as that employed by the district court—whether there are genuine issues of material fact and the moving party is entitled to judgment as a matter of law. Missoula Rural Fire Dist. v. City of Missoula (1997), 283 Mont. 113, ––––, 938 P.2d 1328, 1329, 54 St.Rep. 480, 481.
The standard of review of an informal administrative decision is whether the decision was arbitrary, capricious, or unlawful. North Fork Pres. v. Dept. of State Lands (1989), 238 Mont. 451, 458–59, 778 P.2d 862, 867. It was appropriate for the District Court, in applying that standard, to accept new evidence and not to limit its review to the administrative record. In a proceeding to determine whether an agency decision was arbitrary, capricious, or unlawful, unless the reviewing court looks beyond the record to determine what matters the agency should have considered, it is impossible for the court to determine whether the agency took into consideration all relevant factors in reaching its decision. Asarco, Inc. v. U.S.E.P.A. (9th Cir.1980), 616 F.2d 1153, 1160.
Combining the two applicable standards of review, the question before the District Court and this Court is whether the Plaintiffs have established a genuine issue of material fact as to whether the Board's decision was arbitrary, capricious, or unlawful.
In their brief and at oral argument, the Defendants pointed out that under Montana's stream access law at § 23–2–302(1), MCA, the effect of the proposed land exchange on the availability of Cherry Creek and Spanish Creek to recreationists will merely be fewer points of access; recreationists will retain the right to use the creeks. A condition to the exchange would be that public access to the creeks would be maintained at legal access points. The Defendants also point out the "world-class hunting opportunities" on the Snowcrest Ranch, now privately-owned, but which would become state land. The Defendants explain that a multitude of factors entered into the evaluation of whether the exchange serves the interests of the school trust beneficiaries and provides recreational opportunities for the public.
Similarly, the Intervenors argue that the Board's fiduciary duty to the trust beneficiaries mandates approval of this proposed land exchange because the exchange will result in greater income to the beneficiaries, which the Intervenors argue is the only purpose of the trust. As a result of the exchange, the trust corpus would gain $217,438 in value plus a projected additional $6,577 in annual income from hunting fees and agricultural and grazing leases.
However, neither the Board's fiduciary duty to the trust beneficiaries nor the other factors which entered into its decision on this proposed land exchange relieves the Board of its constitutional obligation to follow the "regulations and restrictions" imposed by the Legislature on proposed land exchanges, including those found in § 77–2–203(2), MCA. We must presume that the Montana Legislature understood the effect of its action in passing § 77–2–203(2), MCA, a "regulation and restriction" which may constrict the Board's discretion in managing state trust land. See Rider v. Cooney (1933), 94 Mont. 295, 310, 23 P.2d 261, 264 ("[t]he legislature is presumed to act, so far as mere questions of policy are concerned, with full knowledge of the facts upon which its legislation is based, and its conclusions on matters of policy are beyond judicial consideration"). The Board cannot ignore the requirements set forth at § 77–2–203(2), MCA, simply because it believes that it otherwise received a "good deal" from the proposed exchange.
The Board based its finding that Robb Creek and Ledford Creek have "the potential to provide significant public use value" on the following factors:
(a) The exchange would result in additional mileage of stream ownership than currently owned by the State;
(b) These creeks can provide good sport fisheries to the public; and
(c) Robb Creek contains a highly pure strain of native cutthroat trout which is largely absent in either Cherry Creek or Spanish Creek.
As a preliminary matter, we note that § 77–2–203(2), MCA, refers to "significant public use value," not potential for significant public use value.
The statement that Robb Creek and Ledford Creek had the potential to provide significant public use value was buttressed first by the Board's finding that the lands to be received in the proposed exchange had more miles of streams. Additional stream mileage alone does not equate to significant public use value.
The Plaintiffs point out that the EA of Robb Creek and Ledford Creek indicated high levels of erosion and siltation, low fish numbers, and almost no public use. The EA discussed electroshock surveys undertaken by the Department of Fish, Wildlife & Parks (DFWP). According to the DFWP's 1991 electroshock survey, Ledford Creek contained approximately ten brown trout and five rainbow trout for every 1,000 feet of stream and Robb Creek contained thirty-seven brook trout and five westslope cutthroat trout per 1,000 feet of stream. In contrast, an electroshock survey undertaken on upper Cherry Creek showed 237 rainbow trout and twenty-five brown trout; and on lower Cherry Creek, 164 brown trout, 128 rainbow trout, and twenty-six mountain whitefish per 1,000 feet of stream.
Further, while the EA asserted that Robb Creek and Ledford Creek were important spawning areas for fish living in the Ruby River, the Plaintiffs presented contrary testimony at the District Court hearing. The two DFWP fisheries biologists upon whose study this assertion in the EA was based, Messrs. Brammer and Oswald, testified that their studies did not cover Ledford Creek and Robb Creek but had focused instead on areas of the Ruby River upstream. Brammer, to whom the EA attributed a statement that these creeks were important spawning areas, stated that he could not agree with the statement attributed to him "because I don't have any evidence that would suggest that's the case." Oswald testified that he did not find any evidence of spawning from Ruby River into Robb Creek and that any claim that Ledford Creek and Robb Creek are important spawning areas "could not be supported by the current evidence that we have."
The EA described Ledford Creek as "a good sport fishery with management potential." However, both Brammer and Oswald testified before the District Court that significant problems, including sedimentation, may prevent the development of Robb Creek and Ledford Creek as sport fisheries. Furthermore, Oswald testified that DFWP had absolutely no evidence from field reports or otherwise of anyone fishing in Robb Creek or Ledford Creek.
The Plaintiffs presented several witnesses who testified that Spanish Creek and Cherry Creek are excellent sport fisheries but that Robb and Ledford Creeks are not. Among others, William Fairhurst, a retired military pilot and avid outdoorsman, stated by affidavit that both Spanish Creek and Cherry Creek are "pristine blue ribbon trout streams with as good of fishing as can be found in the state." He stated that, in contrast,"Ledford Creek and Robb Creek contain insignificant water flow compared to Spanish Creek and Cherry Creek, and, in fact, they are not reliable for fishing and water throughout the year."
The Board's supplemental findings further stated that Robb Creek contains a highly pure strain of westslope cutthroat trout largely absent in either Cherry Creek or Spanish Creek. The Plaintiffs presented evidence to the District Court on this point as well. Brammer testified that a recovery program for westslope cutthroat trout in Robb Creek would be speculative because of habitat degradation and a relatively higher density of the competitive brook trout. DFWP had no management plan in place for developing thewestslope cutthroat trout population in Robb Creek, and none was proposed at the time of the hearing.
Additionally, at the hearing before the District Court, the Plaintiffs' witnesses raised valid questions about the extent to which access to Cherry Creek and Spanish Creek would be available to the public under the stream access law. All of the above factual issues must be viewed against the backdrop of a Board which maintained during its decision making process that § 77–2–203(2), MCA, did not apply to this proposed exchange, but when faced with this lawsuit abruptly changed its position and belatedly adopted findings relating to significant public use of the waters involved.
We conclude that Plaintiffs should be accorded an opportunity through full discovery to explore the factual basis, or lack thereof, for the Board's finding that Robb Creek and Ledford Creek constitute bodies of water with significant public use values. The Plaintiffs have raised genuine issues of material fact as to whether Robb Creek and Ledford Creek are streams with significant public use value, including: whether a "potential to" provide significant public use value is equivalent to providing significant public use value; the weight, if any, to be accorded an increase in stream mileage understate ownership as a result of the land exchange; the significance of the Robb Creek westslope cutthroat trout population in light of the other facts and circumstances; and the truth of the claim in the EA that Ledford Creek can provide a good sport fishery to the public. Because of these issues of fact, we hold that a material issue of fact exists as to whether the Board's decision approving the proposed land exchange was arbitrary,capricious, and unlawful. Summary judgment was therefore improper.
Having determined that the District Court erred in granting summary judgment for the Board, we need not reach the other issues raised on appeal. We vacate the summary judgment and remand to District Court for further proceedings consistent with this Opinion.
I concur in the result of the majority opinion, but not in all that is stated in that opinion. I believe the path the majority chose to take to that result runs too broadly through a factual analysis and invites future litigants to view district court proceedings as a means to do what should have been done at the administrative agency level—develop the record. I would hold the District Court erred as a matter of law in concluding, in effect, the decision of the Board of Land Commissioners approving the land exchange at issue here was not arbitrary.
Although the matter was put before the District Court via a motion for summary judgment, the District Court chose to consider and rule on the matter as a judicial review of the administrative decision of the Board. The District Court could not make factual findings as those would be beyond the purview of that proceeding, hence its decision to uphold the decision of the Board is one of law. This Court's review of legal decisions is plenary as no exercise of discretion is necessary to those decisions—the legal conclusion is either correct or not. Hicklin v. CSC Logic, Inc. (1997), 283 Mont. 298, ––––, 940 P.2d 447, 449, 54 St.Rep. 675, 676; Erickson v. State ex rel. Bd. of Medical Examiners (1997), 282 Mont. 367, ––––, ––––, 938 P.2d 625, 628, 54 St.Rep. 395, 396. When conducting its plenary review of a district court's review of an informal administrative decision, this Court follows the same standard as the district court, namely, does the record before the administrative body establish it acted arbitrarily, capriciously, or unlawfully. North Fork Pres. v. Department of State Lands (1989), 238 Mont. 451, 458–59, 778 P.2d 862, 867. The administrative decision is arbitrary and capricious if it was not based upon a consideration of all relevant factors and if there has been a clear error of judgment. Citizens to Preserve Overton Park, Inc. v. Volpe (1971), 401 U.S. 402, 416, 91 S.Ct. 814, 823–24, 28 L.Ed.2d 136, 153.
The authority of the Board of Land Commissioners is established by the Montana Constitution:
The governor, superintendent of public instruction, auditor, secretary of state, and attorney general constitute the board of land commissioners. It has the authority to direct, control, lease, exchange, and sell school lands and lands which have been or may be granted for the support and benefit of the various state educational institutions, under such regulations and restrictions as may be provided by law.
Article X, Section 4, Mont. Const.
Section 77–1–202(1), MCA, echoes the constitutional authority of the Board when it states:
The board shall exercise general authority, direction, and control over the care, management, and disposition of state lands and, subject to the investment authority of the board of investments, the funds arising from the leasing, use, sale, and disposition of those lands or otherwise coming under its administration. In the exercise of these powers, the guiding principle is that these lands and funds are held in trust for the support of education and for the attainment of other worthy objects helpful to the well-being of the people of this state as provided in The Enabling Act. The board shall administer this trust to secure the largest measure of legitimate and reasonable advantage to the state.
A further "regulation" or "restriction" provided by law with respect to the actions of the Board is enumerated in § 77–2–203(2), MCA:
If the requirements of subsection (1) and 77–2–204 are met, state lands bordering on navigable lakes and streams or other bodies of water with significant public use value may be exchanged for private land if the private land borders on similar navigable lakes, streams, or other bodies of water.
The record before the District Court and this Court makes clear the Board did not believe the requirements of § 77–2–203(2), MCA, applied to this proposed land exchange transaction. Obviously, § 77–2–203(2), MCA, does apply to this land exchange transaction, and the conclusion of the Board to the contrary is a clear error of legal judgment. This error necessarily affected the development and consideration of the record upon which the Board based its April 15, 1996, decision to approve the exchange. The Board could not have considered the elements of § 77–2–203(2), MCA, when its decision was made as the Board did not understand § 77–2–203(2), MCA, to apply to the proposed transaction.
Applying the review standards noted above to this situation, I hope I restate the obvious when clarifying that an administrative board must consider relevant factors prior to reaching its decision and not after that decision has been made. In this case it is undisputed that the Board approved the land exchange and then considered the similarity of the significant public use values of the waterways in question. The supplementary adoption of relevant evidence, when that evidence is statutorily required for lawful decision making, is unacceptable.
The Board is entrusted by the public with fiduciary control over Montana's public trust land. To disregard a statute governing the maintenance of that trust in reaching a decision affecting the trust corpus, and then to provide after-the-fact-of-the-decision findings to justify compliance with the previously disregarded statute, is a not insignificant breach of the Board's obligation to the public. Regardless of the manner in which the supplementary findings were adopted or the validity of facts supplemented to the record, the process is of such unseemly appearance as to be arbitrary as a matter of law. The statute ignored by the Board in making the decision to approve this land exchange is a direction from the citizens of this State that certain factors need be considered, and certain assurances confirmed, with respect to the exchange of their public trust lands for private lands. The citizens of this State can demand nothing more, and expect nothing less, than to have the governmental entities of the State follow the valid directions of the governed.
The Board has a statutory obligation to make certain, when it trades public lands that contain navigable lakes and streams or other bodies of water with significant public use value, the State of Montana receives lands with similar bodies of water. The Board's refusal to consider § 77–2–203(2), MCA, during its decision making process and its attempt to justify its decision to approve the land exchange with supplementary hearings regarding § 77–2–203(2), MCA, constitutes an arbitrary failure of this statutory obligation.
I would remand this matter to the District Court for its return to the Board of Land Commissioners with instructions to reconsider its decision regarding this land exchange and to properly hear and consider evidence as to the significant public use values of the bodies of water upon the lands to be exchanged.
I respectfully and reluctantly dissent from the Court's opinion. While it is clear that the Board of Land Commissioners and its legal advisers did not cover themselves in glory via their conduct in these proceedings, I cannot join the Court's sweeping effort to reconstitute the administrative record on which the Board made its decision in order to provide the plaintiffs a "second bite at the apple" in their late effort to impact on that record and the ultimate decision in this case. I would affirm the District Court's conclusion that the Board's decision was not arbitrary, capricious or unlawful.
The issue of whether the Board's decision was unlawful is not a difficult one. Late or not, the Board ultimately concluded that § 77–2–203(2), MCA, applies to this land exchange. When it did so, it made special findings relating to the statutory requirements on the basis of the record before it, provided opportunities for public input and comment on those findings, and ratified its earlier approval of the land exchange on the basis of those findings. Thus, it cannot fairly be said that the Board's decision was unlawful.
Moreover, while I agree with the Court and with Judge Buyske's thoughtful special concurrence that the procedures by which the Board's ratified decision was made were undoubtedly unseemly from the standpoint of the public's rightful expectations of the Board, the question before us is not whether the procedures were arbitrary or capricious. The question is whether the Board's decision was arbitrary or capricious, and I submit that it was not. The District Court concluded, and I agree, that sections 3.2.8 and 4.1.8 of the EA provided a sufficient basis—that is, substantial evidence—to support the Board's findings and conclusions that the land exchange meets the requirements of § 77–2–203(2),MCA. Beyond that, we cannot properly go in this case.
The Court, however, approaches this case as if it were a direct challenge to the EA, notwithstanding that all parties agree it is not. In its sweeping consideration and evaluation of the evidence the plaintiffs submitted to the District Court after the EA was long completed, this Court essentially upends the EA process and the right of agencies who must use EAs in decision-making to rely on them. It does so by essentially allowing the plaintiffs—who either sat out the EA process or whose views were not accepted during that process—to make a "new" record relating to matters addressed in the EA, after the fact and absent a legal challenge to the EA or the process by which the EA was developed. If the plaintiffs wanted to impact the EA, they were obliged to do so during that process. Since the evidence presented to the District Court was not offered during that process, it cannot properly be considered now in this indirect attack on the EA via a challenge to the Board's decision.
Moreover, the plaintiffs could have presented the evidence at issue to the Board prior to the Board's conclusion that § 77–2–203(2), MCA, applied or during the public comment and input opportunities provided on the Board's special findings ratifying and approving the land exchange. They did not do that either. Thus, I cannot agree with the Court's determination that this evidence can now be used to create genuine issues of material fact regarding whether the Board's decision was arbitrary or capricious.
Finally, the Court's approach to the use of late-offered evidence to create genuine issues of material fact regarding whether the Board's decision was arbitrary or capricious essentially allows this Court—or any court—to intrude directly into the decision-making responsibilities of the Board. No matter how the Court couches it, its decision in this case means that every administrative agency decision can be challenged on "arbitrary or capricious" grounds if a mere evidentiary conflict in the record can be raised—or created after the fact—and every such challenge will allow courts to both intrude into agency decision-making and substitute their judgment for that of the agency. Notwithstanding the rumored discontent in many quarters over the extent to which the legislature has delegated authority to administrative agencies, I cannot agree that the Court can properly vest that authority in itself.
I dissent.
TURNAGE, Chief Justice.
HUNT, NELSON, REGNIER and TRIEWEILER, JJ., concur.


text:
Follow Folaji
Recent Tweets
Error: Twitter did not respond. Please wait a few minutes and refresh this page.
- 2011
- 2010
- 2009
Creative Common Licensing
- All works on Folaji.com are the property of the author or authors of the work and are licensed under a Creative Commons Licence.
Tag Archives: taxes
Vote and Pay
Today is the day that you not only pay your taxes, but also the day you get to choose who will spend them. Yes, that's right, in an interesting twist, election day and the tax filing deadline in Canada have … Continue reading
Posted in Ramblings & Rants Tagged elections, taxes Comments Off

subset: commoncrawl


text:
The two residential building plots are situated on the fringes of the desirable village of Uplawmoor which has a strong community. The sought after village has a tennis club and local horse riding. There is an excellent hotel serving food …
The two residential building plots are situated on the fringes of the desirable village of Uplawmoor which has a strong community. The sought after village has a tennis club and local horse riding. There is an excellent hotel serving food and drink. Well located for easy commuting to Glasgow and close to the villages of Neilston (about 3 miles), Lugton (about 2 miles) and Barrhead (about 5 miles). Uplawmoor is only 13 miles distant from Glasgow via the A736 and can be reached in about 30 minutes. Uplawmoor has a primary school with minutes walk of the plots and within the catchment area of East Renfrewshire Schools (with bus service for school children). Private schooling is available at Belmont House and Hutchesons Grammer both located in the south side and about 12 miles distant. An excellent range of local shops can be found in Newton Mearns (9 miles) including Marks and Spencer and Waitrose with local shops available in Neilston village including a supermarket and health centre. Silverburn Shopping Centre with a good selection of designer shops, restaurants and cinema is about 9 miles away. A regular train service runs from Neilston Station to Glasgow City Centre and Glasgow International Airport is just 11 miles distant. There is a bus service to Neilston and Barrhead with connections to East Kilbride and other routes.
There are a number of excellent golf courses with easy reach of the plots, the closest being Caldwell Golf Club at Uplawmoor. Loch Lomond and the Trossachs are less than 1 hours drive to the north across the Erskine Bridge, whilst there are excellent yachting facilities at Larges, Inverkip and Gourock. The Visitor Centre and Country Park at Castle Semple has a sailing club, walking and cycling routes. There is a stunning waterfall and walks at The Glen adjacent the plots.
Conditional planning permission was granted on 3rd March 2017 for two 4 bedroom detached houses. (Floor area over 2,000 sq ft). Planning Reference 2017/0057/TP. A copy of the planning consent and plans are available on request from the Selling Agents. There is an opportunity and space to expand the house sizes if necessary.
Fiona Fulton


text:
On My Mind || Tassels and moreMay 14, 2015
[ Gold hexagonal plate | hanging woven art | tassel earrings | bench | tassel sandals | tassel clutch]
Just a few pretty things for you to admire on this pretty Thursday. We all need a hexagonal gold plate by our bedside tables. The woven wall art is just spectacular. I used to see these as pure dust collectors, but I have to say that this one particular store on etsy is doing such cool designs that I would be willing to vaccuum that baby a couple of times a week. I find them that pretty and interesting! Also, that bench! So chic!Tassels everywhere!! Love the clutch, the sandals and the super inexpensive earrings.
School is almost out! And I have so many things to do before then! Is May always this crazy?
6 comments
LOVE all these picks! Those shoes- wow!ReplyDelete
Love tassels, be it for the home or for moi!ReplyDelete
I mean obsessed with everything! Esp the wall hanging & shoes, gorgeous!!ReplyDelete
Loving tassels, too and the clutch is amazing - great color!!ReplyDelete
Ahh! These tassels are all so fun!ReplyDelete
Love it all, especially those LR sandals!ReplyDelete


text:
You are about to enter a website that may contain content of an adult nature.
Hello everyone, this is sexyandtall21 here. I'm 22 year old Female speak English in the live sex chat action. sweet and naughty love to have fun. hot sexy black girl love to have hard anal sex come in to my room. anal bj dp is my expertise and also what I will do in private show. I have Black eyes, Long Black hairs and my measurements are 34-35-35. For Turn ons: feeling your hard cock inside me. For TurnsOff: rude man. If you prefer kinks, then Tattoos,Hairy, are mine. I'm just hungry for a HARD cock, can't wait to see u! :)
Show more models
This website contains nude ebony webcam strip, live ebony cams and ebony live related sexually explicit content.
You must be at least 18 years of age to enter this website.
Megaebonycams.com Latest News & Blog
Black Sex Chat -
Live Cams Force -
© Since 2012 ebonycamsplus.com Ebony Cams Network All Rights Reserved
AllHosts1 - AllHosts2 - AllHosts3 - AllHosts4 - AllHosts5 - AllHosts6 - AllHosts7 - AllHosts8 - AllHosts9 - AllHosts10 - AllHosts11 - AllHosts12


text:
Book Launch Jitters
On the eve of the coming out party, so to speak, of Badlands, even though its been out for two months now, I'm not even sure what I'm going to read. Worse yet, my wife doesn't know what she's going to wear! Oh my. The jitters of the book launch.
In truth, I'm pleased and more than happy to be able to share Badlands. My wife Lena and I are hosting the party at the Sugar Maple bar in beautiful downtown Bayview. I am very happy too that my good friend Darrell and his musician partner Howard (together they make Embedded Reporter) are playing music for the event. They're very good, and anyone who wants to check out their music can do so here: http://www.embeddedreportermusic.com/
Lena and I are looking forward to seeing friends and family, colleagues, and kids and to celebrating this work. It's been my ongoing writing assignment for —- many years now. Well, it's here, you can see it advertised on this site. You can read an excerpt. I hope for those locals reading this, that you can come down to the Sugar Maple (http://www.mysugarmaple.com/) on Sunday, the 18th, from 4-6.
It's a book. About a boy. And his friends. In the badlands.
Sounds fun! Can't wait to go and get my copy signed.August 17, 2013
Shirley Minga #
Because of previous commitments (all social), we are sorry that we cannot attend your book launch. I do intent to purchase your book. Any possibility that you will be at Boswell?
Have a wonderful time and a good school year.August 17, 2013


text:
On the same day that a vacancy opened with a franchise now run by Ryan Grigson, a man who has spent several years working with Eagles offensive coordinator Marty Mornhinweg, the former Lions coach's name has arisen in connection with another head-coaching job.
The Raiders have requested permission to interview Mornhinweg, according to Jason LaCanfora of NFL Network.
Mornhinweg becomes the seventh candidate for job that was, per reports originating elsewhere, supposed to have only three or four candidates — and that was supposed to be resolved via a "quick decision."
Instead, the process has bogged down. The reported candidates are Mornhinweg, Dolphins interim head coach Todd Bowles, Broncos defensive coordinator Dennis Allen, Broncos offensive coordinator Mike McCoy, Saints offensive coordinator Pete Carmichael, Packers assistant head coach/inside linebackers Winston Moss, and Packers defensive coordinator Dom Capers.
That's a few more than three or four. And that's not the kind of situation that will lead to a quick decision.


text:
Daunting, Daring, Definitive New York Yankees Quiz 8
By Dr. Harvey Frommer
Lots of terrific questions and answers were sent along but only a few made my editorializing. Keep them coming. You do not have to be a Yankee fan to take the quiz – it's sort of a brain teaser. Go to it
82. After Lou Gehrig, who became the next captain?
A. Phil Rizzuto B. Lefty Gomez C. Mickey Mantle D. Thurman Munson
83. Which of the longest standing Yankee managers has the highest winning percentage?
A. Joe Torre B. Joe McCarthy C. Casey Stengel D. Buck Showalter
84. The Yankees have the distinction of being the first to train outside of the USA. Where did the training take place?
A. Bermuda B. Jamaica C. Cuba D. Dominican Republic
85. All played for Yankees and Mets, aside from one. Who is he?
A. Lee Mazzilli B. Gene Woodling C. Phil Linz D. Rusty Stab
86. What Yankee recorded the most steals of home?
A. Mickey Mantle B. Willie Randolph C. Lou Gehrig D. Ricky Henderson
87. Easy one – Babe Ruth's uniform number?
88. Who hit the first home run in the new Yankee Stadium?
How did the Babe get the number?
89. Another easy one? Who owned Yankees before the Steinbrenners?
90. Joe DiMaggio played his entire career for the Yankees. What team did he coach for?
A. Cardinals B. A's C. Padres D. Dodgers
91. When David Wells became a Yankee for the first time, what uniform number did he request and why?
92. How many Yankees were on the 1939 American League All Star team that played at Yankee Stadium?
81. B. Larry MacPhail
82. D. Thurman Munson
83. B. Joe McCarthy, .627
84. A. Bermuda, 1913
85. D. Rusty Staub
86. C. Lou Gehrig, 15
87. Three
88. Babe Ruth
90. B. A's
91. Three was number he requested because it was number worn by Babe Ruth who he admired. The number has long been retired.
92. D. 10 Six starters were Yankees: Red Rolfe, Bill Dickey, George Selkirk, Joe Gordon, Red Ruffing and Joe DiMaggio. Other Yankees on the AL squad included Frank Crosetti, Lefty Gomez and Johnny Murphy. Counting manager Joe McCarthy, there were ten Yankees on the All-Star team.


text:
A spellbinding mystery of obsession and guilt, this is also the poignant story of what happens to those left behind when a child vanishes without trace.Read first chapter
It is the summer of 1968, the day Senator Robert Kennedy is shot. Two nine-year-old girls are playing hide-and-seek in the ruins of a deserted village. Alice has discovered a secret about Eleanor Ramsay's mother, and is taunting the other girl. When it is Eleanor's turn to hide, Alice disappears.
Years later, an extraordinary turn of events opens up shocking truths for the Ramsay family and all who knew the missing girl.


text:
Aims & Scopes
Journal of Iranian Clinical Research (JICR) is an international quarterly peer-reviewed publication which is aimed to promote communication among researchers in a global context and to serve as a focal point for exchange of knowledge and experience in all aspects of medical sciences. This journal is an open-access journal. It accepts and publishes Original research papers, Review articles, Case reports, and Letters to the editor in the entire field of medicine just in English version.


text:
Ireland doesn't do bargaining – unless you're buying a horse.
Dangers & Annoyances
Ireland is safer than most countries in Europe, but normal precautions should be observed.
- Don't leave anything visible in your car when you park.
- Skimming at ATMs is an ongoing problem; be sure to cover the keypad with your hand when you input your PIN.
- In Northern Ireland, exercise extra care in 'interface' areas where sectarian neighbourhoods adjoin.
- Best avoid Northern Ireland during the climax of the Orange marching season on 12 July: sectarian passions are usually inflamed and even many Northerners leave the province at this time.
Embassies & Consulates
Following is a selection of embassies in Dublin and consular offices in Belfast. For a complete list, see the website of the Department of Foreign Affairs (www.dfa.ie), which also lists Ireland's diplomatic missions overseas.
Dutch Consulate in Belfast
US Consulate in Belfast
Emergency & Important Numbers
Include area codes only when dialling from outside the area or from a mobile phone. Drop the initial 0 when dialling from abroad.
|Country code
|+353 Republic of Ireland; +44 Northern Ireland
|International access code
|Emergency (police, fire, ambulance)
Entry & Exit Formalities
Dublin is the primary point of entry for most visitors to Ireland, although some do choose Shannon or Belfast.
- The overwhelming majority of airlines fly into Dublin.
- For travel to the US, Dublin and Shannon airports operate preclearance facilities, which means you pass through US immigration before boarding your aircraft.
- Dublin is home to two seaports that serve as the main points of sea transport with Britain; ferries from France arrive in the southern ports of Rosslare and Cork.
- Dublin is the nation's rail hub.
Customs Regulations
Both the Republic of Ireland and Northern Ireland have a two-tier customs system: one for goods bought duty-free outside the EU, the other for goods bought in another EU country where tax and duty is paid. There is technically no limit to the amount of goods transportable within the EU, but customs will use certain guidelines to distinguish personal use from commercial purpose. Allowances are as follows:
Duty-free For duty-free goods from outside the EU, limits include 200 cigarettes, 1L of spirits or 2L of wine, 60ml of perfume and 250ml of eau de toilette.
Tax and duty paid Amounts that officially constitute personal use include 3200 cigarettes (or 400 cigarillos, 200 cigars or 3kg of tobacco) and either 10L of spirits, 20L of fortified wine, 60L of sparkling wine, 90L of still wine or 110L of beer.
Not required by most citizens of Europe, Australia, New Zealand, USA and Canada.
Further Information
If you're a European Economic Area (EEA) national, you don't need a visa to visit (or work in) either the Republic or Northern Ireland. Citizens of Australia, Canada, New Zealand, South Africa and the US can visit the Republic for up to three months, and Northern Ireland for up to six months. They are not allowed to work unless sponsored by an employer.
Full visa requirements for visiting the Republic are available online at www.dfa.ie; for Northern Ireland's visa requirements see www.gov.uk/government/organisations/uk-visas-and-immigration.
To stay longer in the Republic, contact the local garda (police) station or the Garda National Immigration Bureau. To stay longer in Northern Ireland, contact the Home Office (www.gov.uk/government/organisations/uk-visas-and-immigration).
Although largely informal in their everyday dealings, the Irish do observe some (unspoken) rules of etiquette.
- Greetings Shake hands with men, women and children when meeting for the first time and when saying goodbye. The Irish expect a firm handshake with eye contact. Female friends are greeted with a single (air) kiss.
- Conversation Generally friendly but often reserved, the Irish avoid conversations that might embarrass. They are very mistrustful of 'oversharers'.
- Round System The Irish generally take it in turns to buy a 'round' of drinks for the whole group and everyone is expected to take part. The next round should always be bought before the first round is drunk.
Comprehensive travel insurance to cover theft, loss and medical problems is highly recommended. Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you're already on the road.
Checking insurance quotes…
Internet Access
Wi-fi and 3G/4G networks are making internet cafes largely redundant (except to gamers); the few that are left will charge around €6 per hour. Most accommodations have wi-fi service, either free or for a daily charge (up to €10 per day).
Legal Matters
Illegal drugs are widely available, especially in clubs. The possession of small quantities of marijuana attracts a fine or warning, but harder drugs are treated more seriously. Public drunkenness is illegal but commonplace – the police will usually ignore it unless you're causing trouble. Should you find yourself under arrest, you have the right to remain silent and contact either an attorney or your embassy.
Once you are charged and cautioned you will either be released on bail (known as 'station bail') or, in the event of a more serious offence, transferred from the police station to the District Court as early as possible (usually within 12 hours), where you will either be bailed or remanded in custody by the judge.
Contact the following for assistance:
Legal Aid Board Has a network of local law centres.
Legal Services Agency Northern Ireland Administers the statutory legal-aid scheme for Northern Ireland, but cannot offer legal advice.
- Newspapers Irish Independent (www.independent.ie), Irish Times (www.irishtimes.com), Irish Examiner (www.examiner.ie), Belfast Telegraph (www.belfasttelegraph.co.uk).
- Radio RTE Radio 1 (88MHz–90MHz), Today FM (100MHz–103MHz), Newstalk 106-108 (106MHz–108MHz), BBC Ulster (92MHz–95MHz; Northern Ireland only).
The Republic of Ireland uses the euro (€). Northern Ireland uses the pound sterling (£), although the euro is also accepted in many places.
Most banks have ATMs that are linked to international money systems such as Cirrus, Maestro or Plus. Each transaction incurs a currency-conversion fee, and credit cards can incur immediate and exorbitant cash-advance interest-rate charges. Watch out for ATMs that have been tampered with; card-reader scams ('skimming') have become a real problem.
Changing Money
The best exchange rates are at banks, although bureaux de change and other exchange facilities usually open for more hours.
Credit Cards
Visa and MasterCard credit and debit cards are widely accepted; American Express is only accepted by the major chains, and virtually no one will accept Diners or JCB. Chip-and-PIN is the norm for card transactions – only a few places will accept a signature.
Smaller businesses, such as pubs and some B&Bs, prefer debit cards (and will charge a fee for credit cards), and a small number of rural B&Bs only take cash.
Hotels €1/£1 per bag is standard; tip cleaning staff at your discretion.
Pubs Not expected unless table service is provided, then €1/£1 for a round of drinks.
Restaurants For decent service 10%; up to 15% in more expensive places.
Taxis Tip 10% or round up fare to nearest euro/pound.
Toilet attendants Loose change; no more than €0.50/50p.
Exchange Rates
The Republic of Ireland uses the euro.
|New Zealand
Northern Ireland uses the pound sterling.
|New Zealand
For current exchange rates see www.xe.com.
Opening Hours
Banks 10am–4pm Monday to Friday (to 5pm Thursday)
Pubs 10.30am–11.30pm Monday to Thursday, 10.30am to 12.30am Friday and Saturday, noon to 11pm Sunday (30 minutes 'drinking up' time allowed); closed Christmas Day and Good Friday
Restaurants noon–10.30pm; many close one day of the week
Shops 9.30am–6pm Monday to Saturday (to 8pm Thursday in cities), noon to 6pm Sunday
- Natural light can be very dull, so use higher ISO speeds than usual, such as 400 for daylight shots.
- In Northern Ireland, get permission before taking photos of fortified police stations, army posts or other military or quasi-military paraphernalia.
- Don't take photos of people in Protestant or Catholic strongholds of West Belfast without permission; always ask and be prepared to accept a refusal.
- Lonely Planet's Guide to Travel Photography is full of helpful tips for photography while on the road.
Public Holidays
Public holidays can cause road chaos as everyone tries to get somewhere else for the break. It's wise to book accommodation in advance for these times.
The following are public holidays in both the Republic and Northern Ireland:
New Year's Day 1 January
St Patrick's Day 17 March
Easter (Good Friday to Easter Monday inclusive) March/April
May Holiday 1st Monday in May
Christmas Day 25 December
St Stephen's Day (Boxing Day) 26 December
St Patrick's Day and St Stephen's Day holidays are taken on the following Monday when they fall on a weekend. In the Republic, nearly everywhere closes on Good Friday even though it isn't an official public holiday. In the North, most shops open on Good Friday, but close the following Tuesday.
Northern Ireland
Spring Bank Holiday Last Monday in May
Orangemen's Day 12 July
August Holiday Last Monday in August
June Holiday 1st Monday in June
August Holiday 1st Monday in August
October Holiday Last Monday in October
Taxes & Refunds
Most goods come with value added tax (VAT) of 21% (20% in Northern Ireland), which non-EU residents can claim back so long as the store in which the goods are purchased operates either the Cashback or Taxback refund program (the Tax-Free Shopping refund scheme in Northern Ireland), usually indicated by a display sticker on the window.
More Information
To claim the VAT, you must fill in the voucher that comes with your purchase, which must be stamped at the last point of exit from the EU. If you're travelling on to Britain or mainland Europe from Ireland, hold on to your voucher until you pass through your final customs stop in the EU; it can then be stamped and you can post it back for a refund of duty paid.
Goods such as books, children's clothing and educational items are excluded from VAT.
When calling Ireland from abroad, dial your international access code, followed by 353 and the area code (dropping the 0). Area codes in the Republic have three digits, eg 021 for Cork, 091 for Galway and 061 for Limerick. The only exception is Dublin, which has a two-digit code (01).
To make international calls from Ireland, first dial 00, then the country code, followed by the local area code and number. Always use the area code if calling from a mobile phone, but you don't need it if calling from a fixed-line number within the area code.
In Northern Ireland, the area code for all fixed-line numbers is 028, but you only need to use it if calling from a mobile phone or from outside Northern Ireland. To call Northern Ireland from the Republic, use 048 instead of 028, without the international dialling code.
|Northern Ireland
|Country Code
|International Access Code
|Directory Enquiries
|118 118/118 192
|International Directory Enquiries
Mobile Phones
All European and Australasian phones work in Ireland and Northern Ireland; some North American (non-GSM) phones don't. Check with your provider. Prepaid SIM cards cost from €10.
More Information
- Both the Republic and Northern Ireland use the GSM 900/1800 cellular phone system, which is compatible with European and Australian, but not North American or Japanese, phones.
- SMS ('texting') is a national obsession – most people under 30 communicate mostly by text.
- Pay-as-you-go mobile-phone packages with any of the main providers start at around €40 and usually include a basic handset and credit of around €10.
- SIM-only packages are also available, but make sure your phone is compatible with the local provider.
In winter Ireland is on Greenwich Mean Time (GMT), also known as Universal Time Coordinated (UTC), the same as Britain. In summer the clock shifts to GMT plus one hour, so when it's noon in Dublin and London, it's 4am in Los Angeles and Vancouver, 7am in New York and Toronto, 1pm in Paris, 7pm in Singapore and 9pm in Sydney.
Tourist Information
In both the Republic and the North there's a tourist office or information point in almost every big town; most can offer a variety of services, including accommodation and attraction reservations, currency-changing services, map and guidebook sales, and free publications.
In the Republic, the tourism purview falls to Fáilte Ireland; in Northern Ireland, it's Discover Northern Ireland. Outside Ireland, both organisations unite under the banner Tourism Ireland (www.tourismireland.com).
Travel with Children
Ireland loves kids. Everywhere you go you'll find locals to be enthusiastic and inquisitive about your beloved progeny. However, this admiration hasn't always translated into child services such as widespread and accessible baby-changing facilities, or high chairs in restaurants – especially in smaller towns and rural areas.
Although there are legal restrictions on children in pubs, restaurants technically should allow kids of all ages at all times. But in practice, many restaurants (especially in the higher bracket, but not exclusively so) would prefer if you left the kids at home, especially at busy times, when high chairs are suddenly unavailable: if you're booking ahead, be sure to specify if you need one.
When it comes to activities for the whole family, Ireland is much better placed than it was even a decade ago, as many providers recognise the important of catering to the whole family. Most activity centres offer kids' programs for all ages; many museums have kid-friendly exhibits and some even cater guided tours to suit younger ages.
Lonely Planet's Travel with Children has lots of useful information.
For further general information check out the following:
Lonely Planet (www.lonelyplanet.com/family-holidays) Useful and extensive resource on travelling with children.
eumom (www.eumom.ie) For pregnant women and parents with young children.
BabyGoes2 (www.babygoes2.com) Travel site with family-friendly accommodation worldwide.
Ireland for Kids
Kids' Highlights
Baby-changing facilities Only in larger cities, and then only in large shopping centres.
Babysitting agencies Only found in larger cities and in some of the more established, upmarket hotels; expect to pay between €12 and €20 per hour plus transport costs.
Car seats (around €50/£35 per week) Mandatory in rental cars for children aged nine months to four years.
Pubs Unaccompanied minors are not allowed in pubs; accompanied children can remain until 9pm (10pm May to September).
Transport Children under five travel free on all public transport.
Volunteering opportunities are limited, but there are projects where you can lend a helping hand.
Weights & Measures
- Weights & Measures The metric system is used; the exception is for liquid measures of alcohol, where pints are used
Women Travellers
Ireland should pose no problems for women travellers. Finding contraception is not the problem it once was, although anyone on the pill should bring adequate supplies.
Rape Crisis Network Ireland In the Republic. App available.
EEA citizens are entitled to work legally in the Republic of Ireland and Northern Ireland. Non-EEA citizens with an Irish parent or grandparent are eligible for dual citizenship (and the right to work), although this procedure can be quite lengthy – enquire at an Irish embassy or consulate in your own country.
Full-time US students aged 18 and over can get a four-month work permit for Ireland, plus insurance and support information, through Work & Travel Ireland.
Most Commonwealth citizens with a UK-born parent are entitled to work in the North (and the rest of the UK) through the 'Right of Abode'. Most Commonwealth citizens under 31 are eligible for a Working Holidaymaker Visa: valid for two years, it allows you to work for a total of 12 months and must be obtained in advance. Check with the UK Border Agency (www.gov.uk/government/organisations/uk-visas-and-immigration) for more info.
The Irish postal service, An Post, is reliable, efficient and generally on time. In rural Ireland, the ongoing closure of post offices has resulted in postal services being integrated into convenience stores, or eliminated altogether in smaller villages. In Northern Ireland, the Royal Mail takes care of all postal needs.
- Smoking It is illegal to smoke indoors everywhere except private residences and prisons.
There are no on-street facilities in Ireland. All shopping centres have public toilets (either free or 20c/20p); if you're stranded, go into any bar or hotel.
LGBT Travellers
Ireland is a pretty tolerant place for gays and lesbians. Bigger cities such as Dublin, Galway and Cork have well-established gay scenes, as do Belfast and Derry in Northern Ireland. In 2015 Ireland overwhelmingly backed same-sex marriage in a historic referendum, whereas Northern Ireland is the only part of the United Kingdom where it's not legal.
While the cities and main towns tend to be progressive and tolerant, you'll still find pockets of homophobia throughout the island, particularly in smaller towns and rural areas. Resources include the following:
Gaire (www.gaire.com) Message board and info for a host of gay-related issues.
Gay & Lesbian Youth Northern Ireland (www.cara-friend.org.uk/projects/glyni) Voluntary counseling, information, health and social-space organisation for the gay community.
Gay Men's Health Project Practical advice on men's health issues.
National Lesbian & Gay Federation Publishes the monthly Gay Community News (www.gcn.ie).
Northern Ireland Gay Rights Association Represents the rights and interests of the LGBTQ community in Northern Ireland. It offers phone and online support, but is not a call-in centre.
Outhouse Top gay, lesbian and bisexual resource centre. Great stop-off point to see what's on, check noticeboards and meet people. It publishes the free Ireland's Pink Pages, a directory of gay-centric services, which is also accessible on the website.
Accessible Travel
All new buildings have wheelchair access, and many hotels (especially urban ones that are part of chains) have installed lifts, ramps and other facilities such as hearing loops. Others, particularly B&Bs, have not invested in making their properties accessible.
In big cities, most buses have low-floor access and priority spaces on board, but only 63% of the Bus Éireann coach fleet that operates on Commuter and Expressway services is wheelchair-accessible. Note, too, that many of its rural stops are not accessible.
Trains are accessible with help. Call 1850 366 222 (outside Republic of Ireland +353 1 836 6222) or email email@example.com 24 hours in advance to arrange assistance with boarding, alighting and transferring at intermediate stations. Note that there is a limited number of wheelchair-accessible spaces on each train. Newer trains have audio and visual information systems for visually impaired and hearing-impaired passengers. Assistance dogs may travel without restriction. A full list of station facilities as at 2015 can be downloaded from www.irishrail.ie/travel-information/disabled-access.
- For an informative article with links to accessibility information for getting there and away, getting around and tourist attractions, visit www.ireland.com/en-us/accommodation/articles/accessibility/.
- Three review sites worth checking out – covering accommodation, eating and drinking, and places of interest – are https://mobilitymojo.com/, whose searchable database is expanding outside its base of Dublin and Galway; http://www.trip-ability.com/, which is expected to soon feature a booking facility; and www.accessibleireland.com/, which also hosts short introductions to public transport.
- Download Lonely Planet's free Accessible Travel guides from http://lptravel.to/AccessibleTravel.
- The Citizens' Information Board in the Republic and Disability Action in Northern Ireland can give some advice to travellers with disabilities.


text:
Star Dog T-shirts by Star Dog Enterprises
Product Description: The socially responsible t-shirts available on the Star Dog website come in womens, mens and youth sizes and each one features the fun Star Dog logo. The wonderfully soft t-shirts are 100% soft spun cotton, stylish and comfortable. You will feel good in them and feel good about them!
When you buy a star dog shirt an identical child size shirt is donated to a child in need. You can help a child in need and look good doing it.
The Good: The effects of economic hardship can be felt all over the world. Chances are you have heard of someone that has been touched by the growing economic downturn of recent years, and the predictions are showing no end in sight. With the growing numbers of unemployed, the rising price of fuel and living, and increasing natural disasters many families are doing without basic necessities.
Why Star Dog? There are many companies and organizations that provide food, housing assistance, and used clothing to families in need…but how many actually provide brand new clothing? Star Dog wants to do just that. As adults we know how it feels when we look our best, and sometimes wearing our favorite shirt, or shoes, or our most comfortable jeans reflects positively on our outlook of the day. Kids have so much to deal with these days and the constant need to fit in or even stand out positively in a crowd is EVERYTHING to them! While we realize that NEW clothing is not one of the five basic needs, we recognize its importance to kids! So for every T-shirt you buy, Star Dog Gives one new one to a child in need.
Our first batch of t-shirts are being doanated to the children of The Tashirat Orphanage in Mexico. Tashirat provides abandoned, neglected and abused children with a healthy home life
and future. We are extremely proud to be able to help these chirldrens and work closely with this organization.
We also donate our shirts to children charities across the United States.
Website: Learn More


text:
Buddhist sculpture is a rich field for collecting and contemplation. Continue reading
Features From Previous Issues
Sèvres Style
The Sèvres porcelain factory started out cutting-edge and has stayed that way ever since, creating pieces that turn fantasy into gorgeous reality. Continue reading
Designs of the Times
As the barrier between design and fine art crumbles, today's artist-designers are giving their imaginations free rein. Continue reading
Lino Tagliapietra: Glass Act
Lino Tagliapietra has given two gifts to the art glass world—his own creative work and the techniques he has taught to generations of younger artists. Continue reading
Glass Italian Style
Centuries' worth of technique meet modern aesthetics to create the incredibly beautiful and complex pieces of 20th-century and contemporary glass art that Venice is famous for. Continue reading
Mass Assembly
This month, an exhibition of 150 sculptures by Pablo Picasso comes to the Museum of Modern Art, showing a less-known side of the well-known artist. Continue reading
Wood Sculpture: In the American Grain
Contemporary wood artists are letting their medium escape from functionality and traditional craft concepts into realms of pure form, texture, and color. Continue reading
Czech Art Glass Movement: All-Star Cast
Nurtured by a Communist regime in the mid-20th century, the Czech art glass movement continues to astound the world in the 21st. Continue reading
Meissen Men
The porcelain creations of 18th-century masters such as Johann Gregorius Höroldt and Johann Joachim Kändler, never equaled, continue to inspire collectors and artists. Continue reading
Bruce Beasley: Industrial Strength
Bruce Beasley, sculptor and inventor, makes technology serve art. Continue reading


text:
Monostable Trigger Market Affecting Factors Analysis Includes Types (Pulse Shaping Type, Pulse Timing Type)
Monostable Trigger Market is predicted to expand swiftly in all development areas over the period between 2017 and 2022. Monostable Trigger Market report focuses on the key drivers and restraints for the key players and present competition status with growth prospects. Monostable Trigger Market report is a skilled and in-depth analysis by specialists on the present state of the Monostable Trigger business. Monostable Trigger research report provides the most recent trade information and industry future trends, permitting you to spot the products and end users driving revenue growth and gain.
Monostable Trigger Report gives brief analysis on Manufacturers who are playing dynamic role in respective areas. Monostable Trigger Market report provides data like Company Introduction, Product Specification and Major Types Analysis, Production Market Performance, Sales Market Performance, Contact Information. Top Companies Mentioned in Monostable Trigger Report are Mouser ,ON Semiconductor ,NXP ,TEXAS ,Microchip Technolog ,SII Semiconductor Corporation .
Get a Sample of Monostable Trigger market research report from – https://www.industryresearch.co/enquiry/request-sample/11258487
Application Segmentation Analysis:
Product Segmentation Analysis:
Pulse Shaping Type
Pulse Timing Type.
The geographical presence of Monostable Trigger industry is analysed for the regions particularly North America, Europe, Asia-Pacific, South America, Middle-East. the global and regional level analysis of Monostable Trigger can facilitate the business players for deciding the investment feasibility and development status across varied regions and countries. Monostable Trigger production price and rate of growth from 2013-2017 is calculable for every region.
Have any Query Regarding this Report? Contact us at – https://www.industryresearch.co/enquiry/pre-order-enquiry/11258487
Detailed TOC of Global Monostable Trigger Industry Production, Sales and Consumption Status and Prospects Report 2017-2022
Chapter 1 Monostable Trigger Industry Overview: Definition, Brief Introduction of Major Classifications, Brief Introduction of Major Applications, Brief Introduction of Major Applications, Brief Introduction of Major Regions
Chapter 2 Production Monostable Trigger Market Analysis: Global Capacity, Production, Capacity Utilization Rate, Ex-Factory Price, Revenue, Cost, Gross and Gross Margin Analysis, Major Manufacturers Performance and Market Share, Regional Market Performance and Market Share
Chapter 3 Sales Market Analysis: Global Sales Volume, Sales Price and Sales Revenue Analysis, Major Manufacturers Performance and Market Share, Regional Market Performance and Market Share
Chapter 4 Consumption Monostable Trigger Market Analysis: Global Consumption Volume Analysis, Regional Consumption Market Analysis
Chapter 5 Production, Sales and Consumption Monostable Trigger Market Comparison Analysis: Global Production, Sales and Consumption Market Comparison Analysis, Regional Production, Sales Volume and Consumption Volume Market Comparison Analysis
Chapter 6 Major Manufacturers Production and Sales Monostable Trigger Market Comparison Analysis: Regional Major Manufacturers Production and Sales Market Comparison Analysis, Global Major Manufacturers Production and Sales Market Comparison Analysis
Chapter 7 Major Classification Analysis: Major Classification Market Share
Chapter 8 Major Application Analysis: Application Market Share, Consumption Analysis, Major Down Stream Customers Analysis,
Chapter 9 Monostable Trigger Industry Chain Analysis: Up Stream Industries, Raw Material and Suppliers, Equipment and Suppliers, Manufacturing Analysis, Process, Cost Structure, Plants Distribution Analysis, Industry Chain Structure Analysis
Chapter 10 Global and Regional Market Forecast: Includes Production, Sales, Major Classification, Consumption Market
Chapter 11 Major Manufacturers Analysis: Company Introduction, Product Specification and Major Types Analysis, Production Market Performance, Sales Market Performance, Contact Information
Chapter 12 New Project Investment Feasibility Analysis
Chapter 13 Conclusions
Chapter 14 Appendix
To sum it up, the report concludes with an all-inclusive research result on the Market chain of Monostable Trigger Market facilitating the market participants in making well-informed strategic decisions.
Best Buy Full Monostable Trigger Report at $ 3500 (Single User License) at – https://www.industryresearch.co/purchase/11258487


text:
Who Got Voted Off America's Got Talent 2013? 8/14/2013 (VIDEOS)
On the America's Got Talent results show Wednesday night, 12 acts learned their fate and found out which of them will move forward in the competition. After Tuesday's live performance show, we had our favorites and our picks for those we thought would be the ones who got voted off America's Got Talent 2013 this week. Of course, America doesn't always agree with our opinion.
The absolute worst act this week had to be Tummy Talk — we just don't even fathom how they even made it this far. Seriously? Two guys humiliating a fat guy by pounding him with their hands on stage? We agreed with Howie that they deserved to be buzzed right off the stage. Of course, the voters often seem to love these absurdly horrible acts, so we were really hoping they would not make it through.
Although the judges were kind of tepid about the family unicycle stunt group Champions Forever, we were actually rather entertained by them. We certainly liked them better than light dancers SensEtion, country singer Chloe Channell, other country singer Jimmy Rose, boring singer Cami Bradley, or the lame band that should go away, The Robotix. And while we didn't hate the 3Penny Chorus, we could see a group just like them and just as talented in many cities across the country. They just aren't that special.
That left us with David Ferman, the crazy juggler, Aerial Ice — the name says it all, comedian Taylor Williamson and amazing aerial acrobat Timber Brown. These were our favorite acts of the night and we were wishing the best for all of them, especially Timber. Now honestly, we're not sure how truly difficult his act was or not but it was visually stunning and had us totally captivated. His was the only performance we actually rewound the DVR to watch again.
Who who was voted off America's Got Talent 2013 this week and who made it through to the next stage of the competition? Drumroll please…
GROUP 1: The Robotix, SensEtion, Tummy Talk and David Ferman
All three acts have been eliminated.
GROUP 2: Cami Bradley and 3Penny Chorus & Orchestra
Cami moves on to the next round, 3Penny Chorus is eliminated.
GROUP 3: Jimmy Rose, Champions Forever and Aerial Ice
Jimmy Rose gets through, but the other two acts are eliminated.
Group 4: Taylor Williamson, Timber Brown and Chloe Channell
Timber Brown gets through, woohoo! The judges are split on the other two and so America's vote will decide. The last person through tonight is…
Taylor Williamson!
What do you think of the results tonight? Was there someone who was sent home that you wish had made it through?
Subscribe to Snark Food updates on Facebook, Twitter, Email, or RSS


text:
Pot Measurement: Approx. 8.5 cm(ø)
Only 2 left in stock
Plant care
Light: Afternoon sun with partial shade would be ideal.
Water: Soil should be well drained and consistently moist.
Fertilizer: You may use a slow release fertilizer if necessary.
There are no reviews yet.
Only logged in customers who have purchased this product may leave a review.
Need Help? Contact Us Leave Feedback
Categories: Plants, Non-Flowering Plants, Bonsai
Tags: Japanese Maple, Maple Plant, Non-Flowering Plant
Contact Us
Customer Care
We are always looking at ways to serve you better, and would be pleased to hear from you.
You may call us from Mondays to Saturdays, 9am to 6pm at 6256 6788 Alternatively, you can drop us an email at [email protected] We will be in touch with you within 24 hours of your submission.All requests should be accompanied with your order number and your contact particulars.
Leave Feedback
Related Products
- $8.00 inc. GST
- $80.00 inc. GST
- $10.00 inc. GST
- $4.50 inc. GST


text:
We are happy to announce that we have now resolved all the problems of authentication that we have had over past 4-8 hours. We are sorry for the inconvenience it has caused. We needed to re-adjust our system in order to prepare for expansion with custom OpenVPN client for Apple MacOS & iOS as well as Android. We will be releasing these software for free over the next couple of weeks.
Authentification server downtimes fixed up
Share This!


text:
Race Track
Date of Joke: Tuesday, 6th August, 2002
A woman came up behind her husband while he was
enjoying his morning coffee and slapped him on the
back of the head. "I found a piece of paper in your
pant pocket with the name 'Marylou' written on it,"
she said, furious. "You had better have an


text:
Shabbat Evening Worship
Buffalo Grove | Website
This event occurred in the past.
Map | Find Parking
The Harris family leads the blessing over the candles and wine in celebration of Paige becoming Bat Mitzvah this coming Shabbat. For the sermon, discuss the current events. Beth Nudelman reads Torah. This worship is led by Rabbi Bellows and Cantor Barnett.


text:
Acura Dealers Serving Carmel & Greenwood, IN
Shop Your Indianapolis Acura Dealers Online or On-Site
Welcome to the online home of your Indianapolis Acura Dealers: Ed Martin Acura and Hubler Acura. With two Acura dealerships located in Carmel and Greenwood, IN, Indianapolis area drivers and car buyers are never far from experiencing superb customer service and competitive pricing on new and pre-owned Acura vehicles, plus genuine Acura parts and professional auto service. Whether you are searching for a next-generation Acura RDX luxury crossover SUV, an Acura certified pre-owned (CPO) vehicle or new replacement Acura parts or accessories, we invite you to shop your Indianapolis Acura Dealers today.
Discover the Latest Acura Luxury Cars & SUVs
Acura's very latest SUV and sedan models are in stock and ready to be explored at your Indianapolis Acura Dealers. From the sleek new Acura TLX and ILX sedans to the roomy Acura MDX three-row luxury SUV, you can find the brand-new Acura you are after at Hubler Acura or Ed Martin Acura. Let our trained Acura sales associates offer their expertise and guidance when you are searching for a new Acura luxury vehicle that fits all of your needs and wants, as well as your budget.
Quality Pre-Owned Acura Options near Indianapolis
When you select an Acura certified pre-owned SUV or car as your next vehicle, you are rewarded with peace of mind and assurance of quality. Shop the Acura CPO vehicles for sale at your Indianapolis Acura Dealers to enjoy a luxurious Acura that features an extended factory warranty and has been inspected by Acura-trained technicians. At both Ed Martin Acura and Hubler Acura, you can also shop an extensive selection of used cars, SUVs and pickups from Acura and many other reputable automakers to help ensure you find the right car at a driver-friendly price.
Secure Auto Financing or Explore Lease Offers
Greenwood and Carmel, IN area drivers looking to get into a new Acura can view our latest Acura lease and finance offers and get pre-qualified for financing online before visiting one of the Indianapolis Acura Dealer locations for a test drive. As full-service dealerships serving all of Indianapolis and beyond, we invite car buyers of all credit levels to apply for new or used car loans through our dedicated finance department.
Genuine Acura Parts & Professional Auto Service Center
Every Acura vehicle deserves quality, Acura trained and certified auto service. When you have your MDX or RDX serviced at one of our Indianapolis, IN area Acura dealerships, we ensure that your vehicle receives the top-quality maintenance and repairs it deserves. Our Acura service center staff utilize genuine Acura parts when the need for an oil change, battery replacement or engine or transmission service arises. Let our Acura parts specialists provide you with the genuine Acura parts and accessories for your TLX sedan. Visit Hubler Acura or Ed Martin Acura -- your Indianapolis Acura Dealers -- for all of your Acura and automotive needs!


text:
Users are banned for breaking YouNow's rules.
Being banned means you are unable to broadcast, chat, give gifts, and post on profiles. If you would like to dispute a ban, you may appeal it by filing a ticket at support.younow.com. Please note that it can take up to 72 hours for a response.


text:
Joel D. Block
Stepliving for Teens
JUV 306.874.B6203s YA (MaineCat)
Lisa Cohn
The Step-Tween survival Guide
JUV 306.874.C661sYA
How to deal with all those strong, surprising, or confusing feelings -- You want to explain how you feel, but how? -- How to handle stepparent troubles -- Missing your old family and getting to know your new one -- How to make your new home feel more like home -- When mom's place and dad's place are really different -- What to do when you have a new bedtime (or other rule), but not the one you want -- When your stepsibling gets to watch TV and you don't : what's fair? -- When your stepdad wears his undershirt to the breakfast table and other uncomfortable moments -- Your parents haven't forgotten about you, but it might feel that way -- Moving forward with trust, hope, and plenty of survival skills. 2008.
Jill Krementz
How It Feels to be Adopted
JUV 362.73.K881h YA
David J. Pelzer
A Child Called It
Bruce Brooks
What Hearts
JUV B795.w
After his mother divorces his father and remarries, Asa's sharp intellect and capacity for forgiveness help him deal with the instabilities of his new world. 1992
Dianne E. Gray
Holding Up the Earth
JUV G78747.h YA
Fourteen-year-old Hope visits her new foster mother's Nebraska farm and , through old letters, a diary, and stories, gets a vivid picture of the past in the voices of four girls her age who lived there in 1869, 1900, 1936, and 1960. 2000
Joyce Hansen
One True Friend
JUV H196.o
Fourteen-year-old orphan Amir, living in Syracuse, exchanges letters with his friend Doris, still living in their old Bronx neighborhood, in which they share their lives and give each other advice on friendship, family, foster care, and making decisions. 2001
Koertge, Ron
JUV K8189.st
When his parents die in a sudden accident and he is moved into the home of a set of crazy foster parents, sixteen-year-old Ted is forced to cope with his loss while attending a hard inner-city school overrun by delinquents. 2007
Sarah Mlynowski
Bras & Broomsticks
JUV M6995.b YA
Living in New York City with her mother and her younger sister, Miri, fourteen-year-old Rachel tries to persuade Miri, who has recently become a witch, to help her become popular at school and to try to stop their divorced father's wedding. 2005
Joseph Monninger
JUV M7499.bYA
Fifteen-year-old Baby's last chance at foster care is with the Potters, and while she likes them and enjoys learning to race their sled dogs, she feels she should go back on the streets with her boyfriend if she cannot find the mother who has deserted her again. 2007
Kyoko Mori
Shizuko's Daughter
JUV M819.s YA
After her mother's suicide when she is twelve years old, Yuki spends years living with her distant father and his resentful new wife, cut off from her mother's family, and relying on her own inner strength to cope with the tragedy. 1993
Phyllis Reynolds Naylor
Including Alice
JUV N234.in YA
Fifteen-year-old Alice finds it hard to adjust to the changes in her life when her father gets married and her brother moves to his own apartment. 2004
Ouida Sebestyen
Out of Nowhere
JUV S443.ou YA
When he no longer fits into his vagabond mother's life, thirteen-year-old Harley adopts an abandoned dog and falls in with an outspoken old woman, a cantankerous junk collector, and an energetic and loving teenage girl. 1994


text:
The Red Lightning Hose is one of Diablo's signature attack in his incarnation from Diablo II. It is also known as Lightning Inferno. In Heroes of the Storm, it's known as Lightning Breath.
When using it, Diablo projects a stream of Lightning damage in a fashion much like the Sorceress' Inferno and the Druid's Arctic Blast. Unlike other spells used by monsters, it deals Physical and Lightning damage. Players caught in this deadly stream of Destruction must make haste to get out of its path (This can be difficult, as he will usually grab you directly after initiating the attack). Before Diablo initiates the attack, he raises his right hand in a manner similar to his Cold Touch attack, but his palm does not glow blue. Many new players know this attack as Diablo's most deadly skill. Players using shields can block the physical part of this attack.
This attack makes a return in Diablo III. It is seen in Phase 3 in the final duel against Diablo and, unlike the prequel; he takes a deep breath and launches a cone of lightning from his mouth.
In Hell difficulty, if you stand close enough to Diablo, his attack won't hit you because the damage originates past the character.
Fire — Fire Arrow • Fireball • Fire Bolt • Firestorm • Fire Wall • Flame Circle • Flaming Sword • Hydra • Incineration Nova • Inferno • Meteor
Ice — Arctic Blast • Blizzard • Cold Charge • Cold Touch • Freezing Charge • Glacial Spike • Hoarfrost
Poison — Poison Bolt • Poison Breath • Poison Cloud • Poison Spit • Poison Spray • Poison Sting • Poison Strike
Lightning — Lightning • Lightning Arrow • Lightning Globe • Red Lightning Hose • Shocking Hit • Spark Defense
Physical — Blow Dart • Charge • Corpse Cannon • Destructive Strike • Ground Tentacle • Leap • Leech-life Ball • Quill Dart
Magic — Bone Spirit • Hellish Projectile • Unholy Bolt
Non-damaging Skills
Indirect Attack — Blood Mana • Curses • Mana Rift • Minion Frenzy • Putrify • Spin Web • Stun
Spawning — Bone Prison • Festering Appendages • Lay Egg • Revive • Summon Minion
Self-effect — Bone Armor • Burrow • Fly • Frenzy • Heal • Teleport • Vile Effigy


text:
Privacy Policy
Effective Date: 02-02-2016
DriveFactor Inc. ("DriveFactor") cares and values your privacy, this policy outlines how we collect and use information on www.drivefactor.com ("Site"). This Privacy Policy sets forth DriveFactor Inc.'s commitment to protecting personally identifiable information we obtain about you when you become our customer by obtaining a product from us to be used primarily for personal, family or household purposes ("Personal Information"). The Privacy Policy applies to current and former customers and to the website www.drivefactor.com.
If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request.
DriveFactor Inc. complies with the U.S.–E.U. Safe Harbor framework and the U.S.-Swiss Safe Harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal data from European Union member countries and Switzerland. DriveFactor Inc. has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view DriveFactor Inc.'s certification, please visit http://www.export.gov/safeharbor/.
Collecting Personal Information
We collect Personal Information from applications, questionnaires, and other forms you submit to us, such as your name, contact information (address, email, and telephone number). We also collect information from your transactions and interactions with us, such as your driving report settings.
We may access public sources of information, such as census data, and private sources of information such as market research data to append the data to a user profile. Note: our Web sites may be hosted by a third party service provider on servers located in the United States. If you are located in a non-US jurisdiction, you may be sending your Personal Information to the United States or another jurisdiction that does not have laws that provide an equivalent level of data protection to the laws in your home country.
Cookies and Other Tracking Technologies
Technologies such as: cookies, beacons, tags and scripts are used by DriveFactor and our analytics or service providers. These technologies are used in analyzing trends, administering the site, tracking users' movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
We use cookies to store these identifiers, which allow us to authenticate you when you visit the website. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.
As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. The IP address may not be the IP address of your personal computer, but the IP address assigned to your Internet connection by your Internet service provider or company network. We also may collect aggregate search terms from search engine referrals to determine what information visitors are searching for when they find our websites.
We do not link this automatically collected data to other information we collect about you.
Third parties with whom we partner to provide certain features on our site or to display advertising based upon your web browsing activity use LSOs such as HTML 5 to collect and store information.
We use mobile analytics software to allow us to better understand the functionality of our mobile software on your phone. This software may record information such as how often you use the application, the events that occur within the application, aggregated usage, performance data, and where the application was downloaded from. We do not link the information we store within the analytics software to any personal information you submit within the mobile app.
We partner with a third party to either display advertising on our website or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here (or if located in the European Union, click here). Please note this does not opt you out of being served ads. You will continue to receive generic ads.
Collecting Personal Driving Data
In addition to collecting personal information, DriveFactor will collect data about your driving habits from electronic devices, such as the DriveFactor telematics devices and certain cellular telephone applications. Such data may include the number of miles you drive, the way you drive including your turning, acceleration, braking, and other driving characteristics, the times of day you drive, and the places you drive.
When you download and use our services, we automatically collect information on the type of device you use, operating system version, and the device identifier.
We also collect your location-based information for the purpose of scoring your driving habits. . We will only share this information with our mapping provider for the sole purpose of providing you the service.
You may opt-out of location-based services at any time by editing the setting at the device level or by emailing us at firstname.lastname@example.com.
We may occasionally send you push notifications through our mobile applications to send you game updates, high scores and other service related notifications that may be of importance to you. You may at any time opt-out from receiving these types of communications by turning them off at the device level through your settings.
Using personal driving data
Personal driving data is necessary for the performance of DriveFactor services including creating and displaying driving reports and providing feedback to help you drive more safely. If you purchase auto insurance from one of DriveFactor's partner insurance companies and receive a discount for being a DriveFactor customer, DriveFactor will share certain personal driving data with that insurance company including, for example, the total miles you drive and the DriveFactor Safe Driving Score. DriveFactor will never, however, share data about where you drive or where your car is parked with any insurance company or other third party without your explicit permission, except as required by law.
Using Personal Information
Personal Information collected from you is often necessary for the performance of the services and functionalities offered on our website. Information gathered from Web-based tools may be used to (i) administer and improve our websites and your user experience, by gathering statistical information about how our website is used, and diagnosing any technical problems which may occur with our servers; and (ii) identify individual users who have registered for certain products, and track their online activities, including their registration, submissions, and information requests, in accordance with applicable law.
Co-Ownership of Personal Information
When signing up with an insurance carrier or by consenting to share with an insurance carrier, we will share your personal information with that carrier. We share this information so that the insurance carrier can provide discounts on your auto insurance to you. This sharing will continue until you contact either your insurance carrier or DriveFactor. If you discontinue sharing your personal information you will no longer have the ability to receive auto insurance discounts.
Send Offers
We use personal information to register you with the website and provide you with requested information or services. We may also from time to time use your contact information to send you information about DriveFactor and marketing materials via telephone, automated email messages, and direct mail. These email messages may contain web beacons and other features that tell us you received and were able to open the message. At any time you may opt out of receiving further email communications from us by clicking the unsubscribe link in the footer of all DriveFactor email messages. This website contains links to other websites: DriveFactor is not responsible for the privacy practices or the content of other websites. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.
Use By Third Parties
If you submit personal information to us as part of a request to be contacted by insurance companies, driving instructors, or other third parties, we will supply your personal information to them, and they will use the information you have provided to contact you regarding the specific product which you have requested. We do not have control over the use of your personal information once we provide it to them and we are not responsible for their privacy practices. Your rights with respect to their treatment of your information will be governed by their own policies.
Disclosing Personal Information
We will share your personal information with third parties only in the ways that are described in this privacy statement. DriveFactor may disclose personal information to third parties as required or permitted by law, under the following circumstances:
- To companies and individuals with whom we contract to perform business functions and services on our behalf, e.g., hosting our web servers, analyzing data, providing legal, accounting and marketing services, and providing other support services,
- To government agencies, advisors, and other third parties in order to comply with applicable laws, law (e.g., in response to subpoenas or government investigations), to assert or defend legal claims, and in order to investigate or respond to actual or suspected illegal activities, fraud, and threats of physical harm, or to protect the rights or property of DriveFactor
- To carefully selected business partners (e.g., so they can alert you to valuable products and services; To non-financial service providers, such as retailers, online and offline advertisers, non-profit organizations, and third parties when you direct us to share information about you. These service providers are authorized to use your personal information only as necessary to provide these services to us;
- If DriveFactor is in negotiations to be acquired by or merged with another company. You will be notified via a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Your Opt-Out Choices
With respect to personal information, you have the ability to opt out of certain types of information sharing and communications. You may tell us not to:
- Disclose information about you outside our company, except we may disclose information as required or permitted by law. You may opt out of our disclosing this information by emailing firstname.lastname@example.com
- Solicit you by mail, telephone or e-mail for products and services that are not directly related to your account and that are outside our regular communications with you (such as your monthly statement, customer service e-mails or when you call our customer service center). If you tell us not to solicit you, we will not disclose information about you within our corporate group of companies for that purpose. You may opt out of receiving these communications and information when you create your DriveFactor account by following the instruction for opting out of the communication programs. If you receive an email from us you may opt out of further email communications by following the opt-out link contained in the email.
Please note that your decision to opt out will not apply to certain disclosures that are required for us to deliver the products you have ordered or that are specifically permitted or required by law. Your general opt-out instructions will not apply to specific disclosures or communications to which you consent.
Personal Data Security and Confidentiality
We have up-to-date physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords, internal and external firewalls, and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft. Information you provide to us when you register for and order our products is transmitted to us through a secure sockets layer (SSL) transmission. We restrict access to information about you to only those employees who need to know that information to provide products or services to you. We carefully select and monitor outside service providers, such as mail vendors, who have access to customer information, and we require them to keep it safe and secure. We do not allow them to use or share the information for any purpose other than the job they are hired to do. We train our employees on these security procedures, and we conduct regular audits to check on compliance with the procedures. Of course, you must do your part to ensure the security of your information. For example, you must guard your logon ID and password and not permit unauthorized use of your account. No security measures can provide absolute protection of data, but we will strive to provide a superior level of protection for your information.
Personal Data Access, Delete and Correction
By using the contact information below, DriveFactor will provide you access to personal information about you in accordance with applicable law, so you can correct or delete the personal information. You may have additional rights in non-U.S. countries, such as objecting to and blocking the processing of your personal information. For security reasons, DriveFactor will take steps to authenticate your identity before providing you with access to personal information. We will respond to any requests for access within 30 days.
Data Retention
We will retain your information for as long as your account is active or as needed to provide you services. Please contact us if you wish to cancel your account or request that we no longer use your information to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
With your consent we may post your testimonial along with your name. If you want your testimonial removed please contact us below.
Social Media Features and Widgets
Our site includes social media features, such as the Facebook Like button. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our site. Your interactions with these features are governed by the privacy policy of the company providing it.
Revisions to the Privacy Policy
If we amend this Privacy Policy, we will post an updated Privacy Policy on the website where you access your account, and changes will be effective 30 days after the updated Privacy Policy is posted. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on the website prior to the change becoming effective. Your continued use of our website following the posting of an updated Policy will mean you accept the changes. In countries outside the United States, we will also take other steps as required by law, such as obtaining your consent or providing you with the opportunity to delete your personal information.
Children's Privacy
DriveFactor's website is intended solely for use by adults. We do not knowingly collect personally identifiable information from children.
Contacting Us
If you have questions about this Privacy Policy or about our information practices, you can contact our customer care team at firstname.lastname@example.com or 1-804-396-4636 or send correspondence to:
DriveFactor Inc.
5300 Hickory Park Drive
Suite 220
Glen Allen, VA 23059


text:
Segisaurus was a carnivore. It lived in the Jurassic period and inhabited North America. Its fossils have been found in places such as Arizona.
All these Segisaurus pictures were collected from the internet. Enjoy and explore:
- View Segisaurus on ancient earth globe
- Random dinosaur
- More from the Jurassic period
- More in North America
- All dinosaurs
- Search:
Segisaurus was described by the following scientific paper(s):
- Anonymous. 1933. Bones of a bird-like dinosaur. Science 78 (supp.)(2033):6-7