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Are you on track to retire healthy and financially secure? Or are you likely to fall short in one or both of those areas?
When it comes to planning for their health in retirement, a new survey of 2,153 boomers by Merrill Lynch identifies four types of people – and you probably know which one you are. The bad news: The type with the most members is the type that's in the worst physical and fiscal shape.
The researchers who conducted the survey assigned people to the four categories on the basis of how they answered a series of questions about their health and money, says David Baxter, a senior vice president at Age Wave, a company that researches topics relating to the aging population and boomers and helped Merrill Lynch with the report. Those in each category have a general tendency to take similar approaches to preparing their health and wealth for retirement, says Baxter.
The top category is the one most of us aspire to—although only 29% of the population actually makes the grade. The "healthy and proactive" person is typically doing well when it comes to both health and planning. Predictably, three-quarters of folks in this category do what the doctor orders – by exercising, eating well, keeping their weight down, staying socially connected and minimizing stress and alcohol. Those in this category also are more likely than average to have researched retirement-related health-care costs, including insurance, and to have had conversations with their spouses about these topics. Three-quarters say they don't allow things to prevent them from living a healthy lifestyle. And 93% say their health is a source of pride. (Within this group, 55% are women.)
Another 29% of boomers can count themselves among the "course-correcting and motivated." These people have had a wake-up call, usually in the form of a health scare, and are now taking better care of themselves. They are also more likely than average to have researched health-care expenses and insurance; 53% are women.
The "lucky but lax," who make up 10% of boomers, aren't proactive about either their health or their finances. Few have researched or had conversations with their spouses about retirement health-care topics. Only one-third report exercising, eating well or engaging in other healthy behaviors. But defying the conventional wisdom, few report chronic illnesses—that's the "lucky" part. (About 60% are men.)
The last category, the "challenged and concerned," are in the worst shape, and make up 32% of boomers. They say they tend to have chronic conditions that "keep them from doing the things they enjoy." Almost 60% say life gets in the way of their plans to do healthy things. Although they are very worried about the cost of their illnesses, few have done any research or financial planning. And few have had conversations with their spouses. In general, they are "overwhelmed" and "confused" by the cost-related information they have read. (Almost 60% are women.)
To prepare for health-care costs in retirement, Merrill Lynch recommends that people take several steps:
- Estimate how much money you might need to cover health care and long-term-care. Fidelity publishes annual estimates of health care-related costs, which include premiums for Medicare and supplemental "Medigap" coverage, copayments, and deductibles.
- Educate yourself about Medicare. (See "Medicare & You," available at medicare.gov.)
- Plan for the possibility that, due to an unexpected illness, you may have to retire earlier than you expected.
- Have conversations about health and health care-related costs with your spouse.
- Think about whether you need long-term-care insurance.
Also on Encore:
Who really pays for nursing-home care?
Medicare gets a better financial prognosis
The medical bills that hit retirees hardest
Anne Tergesen covers retirement for The Wall Street Journal. Follow her on Twitter @AnneTergesen .


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Remember when we cancelled cable? It was the first week of April. Exactly 5 months ago.
I had hoped that by canceling cable we'd become overall healthier, happier people. I had visions of sitting around the table playing Dominos as a family. Or solving crossword puzzles together. Mikayla would completely forget about Mickey Mouse Clubhouse. And we'd all watch a lot less tv.
Yeah…none of that happened.
I don't know how its possible, but we actually watched more tv without cable. Mikayla still cries for Mickey's "Cwubhouse". And we don't even own Dominos or crossword puzzles.
After 5 months, we still really miss cable. Maybe this tells you the quality of people we are. Maybe this paints us as lazy, good-for-nothin', tv-holics. So be it.
I don't know if it was missing the first week of football or watching seasons 1 & 2 of Downton Abbey for the 4th time but we finally decided to re-activate our cable.
When I talk to people about getting rid of clutter and clearing out the junk, we usually focus on getting rid of the unnecessary stuff – the clutter. But the flip side is determining what things you will keep – things you NEED, things you USE, things you LOVE. You need clothing. Your child uses toys and books and puzzles. You love family photos and heirlooms. Things your family needs, uses or loves should be kept – its not necessarily the same items for every family.
Am I saying our family loves cable? Yes. Yes I am. Feel free to judge our shallowness.
At least I'm being honest about it, right? I could've just re-activated our cable and let you go right on believing we were spending our time working a 10,000 piece Thomas Kinkade puzzle and playing a 3 month long game of Monopoly.
Well, at least you admit it 🙂 If you took away my King of Queens DVD's, I'd have to go back too though. So I kind of am admitting I'm like ya'll. Kind of 🙂

subset: commoncrawl


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Webinar Overview
This webinar provides an overview of the new Canadian Anti-Spam Law legislation, effective July 1, 2014. Nima Jazbi, the Director of Customer Service, will cover what you need to know about the CASL, and how PerfectMIND has taken precautions to keep you protected.
Video Transcript
Awesome! It seems like everyone can hear me so we'll start the Webinar. In today's Webinar we want to speak about the CASL Legislation in Canada and how you as a business owner would need to prepare for it, and what is CASL Legislation and so on and so forth. By the end of this Webinar you should be very informed on basically how this will affect you and how you need to prepare for it.
The first thing is, 'What is CASL?' CASL is an essentially regulatory framework for permission-based marketing including... So legislation has been put in place to regulate the type of communication that's made to your contacts from your leads, your former students, and your existing active students. And it's any communication under the category of email, mobile and text messages, and social media, or any other digital means of communication. So if any other communication that you can think of that is visually, it will fall under this legislation. The entire thing is all about consent. And, what is consent? Consent is permission from a contact that business may send them certain communication. So you must have approval from the contacts, from your leads, students, or former students that you are able to communicate with them and you are actually able to send them information.
There are two types of consents. This is categorized under this legislation. The first type is an Express Consent. This is the best consent that you can actually have. And I'll tell you why in a few moments. What is an Express consent? It is a clear permission obtaining electronically, orally or in writing, that contact may have asked to receive emails. So just to go over that again, it's a clear permission that your contact is providing you to obtain - and it could be obtained electronically, so it could be through forms or email. It could be orally - so in a verbal conversation over the phone or in person you are able to actually get that agreement. Or in writing - So it could be a form that they can manually fill out and actually provide you that consent. And the consent, and we're going to get into how consent should be gathered, because there are also rules and regulations on what should be included when you are getting the consent.
The second type of consent is Implied Consent. This is consent that is inferred based on actions such as having an existing business relationship. So what the legislation has put together is some set of rules that will allow you to communicate to a contact depending on the type of relationship that you have. And we'll go over that in detail in a few moments. So, how do I get Express Consent? As I said, this is my personally recommended type of consent, and how you get it is, you have to clearly indicate that you're asking permission to send them electronic messages. So, it doesn't matter if it's verbal written or digitally. Whatever means or method that you're using to be able to actually get that consent, you need to specifically mention that you are asking permission to send electronic messages. The second thing, when you are getting the consent, you need to clearly indicate what organization is requesting permission. So this would be your organization name, your logo perhaps. Specifically the business name is a required piece of information here.
So if you have a piece of document that you're asking your students to sign or your members to sign, you just need to make sure that the business name is on top of it. The next thing: on any piece document that is asking consent from people, you need to be able to tell people what type of information they will be receiving from that point onwards. So if it's a marketing piece of information, it needs to mention that, if it's updates about your business, it needs to mention that. It needs to clearly indicate what type of material they will be receiving, is it through/via email, text messaging and so on and so forth. The other piece of information you must have is information on that document explaining that the contact at any time can unsubscribe.
This would record at any time moving forward after providing the consent, you'll be able to unsubscribe either by contacting us or by clicking on the button on the emails. Next thing is, on that document you must include a mailing address and one of the following information: it could be an email address, a website address, or phone number. This is also a requirement that the CASL legislation has put in place. Now why I like Express Consent is because when an Express Consent is provided to a business, that's good forever. There is no expiry date on it. You are able to contact that customer for the rest of their lifetime unless they specifically tell you that they don't want to receive communication from you anymore or they unsubscribe from your email. I personally believe although it's a little bit more work and you'll be able to understand why compared to Implied Consent. But it's actually worth it, because upon getting that consent then you're good forever. You'll be able to communicate with that individual for as long as you want, unless they ask you not to be contacted. So this is all the information in regards to what is an Express Consent.
Now we also have the Implied Consent. And what is the Implied Consent? It's a consent that's based on a set of rules such as having an existing business relationship with someone, meaning that they made a purchase or donation or something like that. There are different types of categories of situations that fall under implied consent. One example could be, in a seminar or conference, if you're exchanging business cards with someone, you're able to contact that person unless there's specifically on their business card a piece of information that has their email address and mentions that you are not able to contact them and send an email. So that is something that is acceptable by the CASL Legislation. The timeline for something like that if you receive someone's email address, it would two years that you can continue communication with them. The other method is if the recipient's email address has been published somewhere, they're on a piece of paper, on their website or any type of documentation. And it doesn't specifically talk about not having permission to send them emails. Another example is a customer that just recently made a purchase or made a donation towards your business. That's also a category that, under CASL Legislation, it allows you to communicate to those types of people. Next thing is anyone that's under any type of agreement with you. So if you guys have a student or member agreement with your members, technically as long as you are actually in the agreement you are able to actually communicate with them. Upon expiry of the agreement, you have also two years opted from that point onwards to still communicate to your 'former customers'.
The only challenge with this is... the Implied Consent is great because that means that you can still communicate to your students without any issues, however the biggest issue is that there is a timeline. There is a clock that will end after the two year mark, so you must renew that relationship one way or another, or get Express Consent from the contact. So the question that everyone asks and most people are actually very nervous about right now is, 'What's going to happen with my existing contacts?' Well simply, it's best for you to get express consent from everyone. Now as I mentioned earlier, if there are still active clients with you or they recently ended their relationship with you, you still have some time to be able to contact them. But it's best for you to start to actually try getting the Express Consent from them now. One thing is right now most customers in Canada are very aware of the situation as most of the businesses are contacting them one way or another to be able to get the consent.
So it's a perfect timing right now to be able to actually go after that. Now, you can get the Express consent through any of the methods that we previously spoke about: digitally, for example using an email or an online form, you can get it through a phone or written document that they can sign. And all of these are methods by which you can contact them - Having said that, again, you have Implied Consent to be able to contact your existing customers who are in contract with you. In addition any customer that has recently left you, you have up to two years to be able to contact them. One thing that is going to potentially help you in improving your rate and getting consent is maybe offering something in return. If you send email to everyone it's not likely that you're going to get a response from every single contact that you have. However, offering some giveaways such as discounts to your Pro-Shop items or to your store, coupons that they can use on certain products or maybe even a download of an eBook if you are able to put that together, these are all great methods to be able to create more incentive for people to consent or provide that consent to you.
One thing that is kind of good for us to know is there is part of the legislation that allows us to have a grace period up until July 1st of 2017. Now what this means… This is very important and you shouldn't rely on this but what the government is saying is 'up to July 1st of 2017 is for your existing customers that you have to date… not the new ones that you're going to gain after July 1st of this year, but the existing customers that are in your database to date'. If for some reason you contacted them incorrectly but you show a history that you are trying your best to be able to follow their rules and regulation, there is a grace period. They won't go after you per se -having said that, you shouldn't rely on this. They put this in place as - I believe the government understands that it is going to take some time for everyone to follow this legislation fully.
And also, up until July 1st of 2017 individuals are not able to sue the business. They're not able to actually file a class action lawsuit against the business for getting these types of communication. As of July 1st 2017, each individual, each customer or lead that you have can actually sue the business. So that's why it becomes very important that after that point everything must be perfect. You are not able to contact anyone that you don't have consent to anymore. Prior to that, the government is the only body and entity that can actually fine a business. So they are providing a grace period. It's not fully documented of who they will consider as someone that could apply for grace period, or could get their fines waived off. The only stuff that I read about it was as long as you are showing that you are doing your best and you are doing the necessary steps to be able to follow this legislation, they'll be okay. They won't push you too hard.
Again, to kind of go over this, what are the different methods for you to get Express Consent? As I mentioned, Express Consent is the best method to actually go around. It's much better than Implied Consent since there is no deadline on it or expiry date on your permission. One way is to do it orally - contacting your contact list and getting that information from people and getting the consent from people. That's going to be very handy and very easy for your existing contacts or students. You'll be able to do that, no problem, depending obviously on the size of your list. The other method is getting a written consent. You can actually create the sign-up sheet maybe in excel sheet with the multiple columns, have all the information that I've previously mentioned such as your business name, ability for them to unsubscribe your address and your phone number or email address. All that information in the sign-up sheet and have your students or members as they walk in sign off on those sheets. Next thing is electronically - the ability to send them an email and ask them to provide consent to you, or through any other methods such as lead-capture forms.
One thing is when you're getting the information digitally there is an issue of how that information has been gathered. How digitally the information is captioned - I.P. addresses also should be recorded so there is a proof of the person actually providing consent. Now when you are using any of the offline methods; meaning orally or written you have to keep track of the location and the process that you follow so it can be presented as proof for the future. So after 2017, if someone comes and wants to see the business you have all the documentation in hand saying that on this date, in this location we followed this process to be able to get your consent and you signed that sheet. If you don't have this it might become problematic for you in the future so be very careful if you are getting offline consent, make sure that you actually track all this information.
As I mentioned, when you are getting offline consent you must actually have certain piece of information. Just the same contact info like the like the address and phone number or email address in addition to basic eligibility for them to subscribe and what they are consenting to. So what type or information will they be receiving moving forward?
So there are a few questions you can ask to know when the CASL legislation applies. I've put together a very simple flow chart. As long as you follow this and as long as you get yes on… answer yes to all these boxes that means you have to follow the CASL legislation. If any of the answers here is no, that means that you don't really fall under this legislation and you can communicate using similar rules and regulation that was applied to you in the past. So the first question to always ask is; 'Is this message electronic? Was this message sent by text, voice broadcast or any type of voice mechanism, video imagery? These are the methods that are considered as "electronic" messages. So as long as your message doesn't fall within these categories you are good. You can communicate under the same rules and regulations as before. If it falls under any of these categories you are right now considered as… you need to follow the CASL legislation.
The next question is; do you or the recipient have a personal or family relationship with you. If you are emailing your brother, your dad, your cousin: no problem. You don't need their consent. If you know them and you have some sort of personal relationship, this could even be a business relationship, you should be good. If you met the person at the convention and shook their hand and got to know them, that's a personal relationship. So it doesn't fall under the CASL legislation.
The next question to ask is; is this message sent from or received by a computer system in Canada? So if you are contacting your customers or you are located in Canada and contacting customers in USA - that will still be subject to the CASL legislation. Or vice-versa, if you are contacting someone in Canada that legislation still applies to you.
The next thing is, is this communication considered as commercial activity? And this also… commercial activity they have a definition for non-profit as well. So non-profit also falls under this commercial activity category. So if you are sending any type of marketing information that is considered as commercial activity.
So as long as the answer to these questions is yes, you must follow the rules and regulations. There is really no ifs and buts about it. The tough question is always 'What happens if I don't comply?' A lot of people that I have asked say this is not going to hurt my business. They are not going to come after, you know, just my shop. My school is much smaller or my studio is much smaller for government to come after it. Honestly, none of us here are other than government entities are able to fully answer this question and tell you whether you are safe or not. This is like filing taxes and getting audited. It could happen to anyone; technically based on the rolls. However this does not mean that you should stop marketing.
These rules and regulation had been put in place to stop marketers but for a regular business just sending marketing information that's fine. You just need to do your best to comply with the rules and regulations. But if for whatever reason you do not follow the rules and regulation and the government decides that they want to go after your business, there are very stiff penalties introduced. For Sole proprietors, there are up to one million dollars in fines. And for corporation: up to ten million dollars in fines. So obviously, these numbers are very big numbers so the fines are very extensive.
After 2017, in addition to these fines which the government can actually fine you, there are also personal lawsuits that each individual can file against your businesses as well. So that will also be added on top of this. So it's very stiff, so do your best to comply with the rules and regulations. I cannot again answer the question if the government will go after small businesses or not but the rules and regulations are there and should be followed to avoid any risks.
There are a couple of dates that you really need to save and you really need to know… these dates are, one, July 1st 2014, so just in a few days and this is when the CASL legislation will fully go into effect. It will start collecting and tracking subscriptions from all your new contacts. So moving forward, if you get a new student or a new lead you must have consent to be able to actually communicate with them. To express consent you need permission from them, or obviously, depending on the type of relationship you might have implied consent for a set period of time. And you need to have a good plan of how you are going to clean up your existing contact list to make sure that you don't communicate with people that you don't have consent and don't plan to get consent from your existing contacts list. And as I mentioned July 1 2017, that's when the grace period for CASL compliance expires. So after that its open water for any parties who actually sue a specific business due to being a recipient of marketing information without having consented.
These are very, very important dates. Make sure you remember them. Especially July 1st 2017. If there is anyone in the webinar right now that understands or knows about CAN-SPAM. This is the spam regulations in United States and kind of wondering what the difference between CASL and CAN-SPAM is. I've actually put together a chart to fully explain the differences. With CASL legislation that applies to all digital communication. So it doesn't matter what type of information you are sending. As long as it's digital information, which again, falls into the category of text messages, voice broadcast or voice overall, email or social. Any type of electronic messages falls under this category. For CAN-SPAM, it applies to only emails that have a primary purpose of commercial. So it's very different actually. CASL is much stricter compared to CAN-SPAM. The other very important difference is that follows an opt-in only process. Meaning that, the individual has to opt in to receive information from you. But CAN-SPAM regulation has an opt-out as an acceptable method. Meaning that you can start emailing people and as soon as they opt-out you shouldn't email them anymore.
So CAN-SPAM is much easier to follow in PerfectMIND and all of our communication currently follows the opt-out in CAN-SPAM legislation. The fines are obviously very different. As you see it's reaching one to ten million dollars in fines for CASL versus sixteen thousand dollars per violation for CAN-SPAM. The CASL fines, again, is per violation. So it could add up to a much more significant number.
The one thing that they have in common is that both methods must have an unsubscribe mechanism. So there must be a method for people to say I don't want to get communication from you anymore. So the biggest question of all. How does PerfectMIND help with this? We are going to be rolling out a different plan and following different things to help you with what is going on with the CASL legislation. The first thing we are going to do is we are going to acquire express consent or we are going to attempt to acquire express consent from your existing contacts. What we will be doing is; we will be sending an email on your behalf on the following dates. We are going to try three different attempts as we know you are not going to get people to provide express consent on the first attempt. Also, as of today, the emails have been going out to all your contacts with your business information and all the information that you require. The email will be a very generic email saying that we do require your permission to communicate with you further and has all the necessary information required for your business, there is a button that I can send. And by them clicking on that button, the system will record that email as being in the safe list and will be able to contact moving forward. We are going to send an email today, 27th and on the 30th.
These are the three attempts that we are going to make on your behalf to be able to get the expressed consent from your existing contact list. The other thing we are going to do is, we are going to create an automated email in everyone's system that's going to automatically send an email out to receive expressed consent from any new contact that you put into the system. So it works like an automated email and will have similar type of material as was provided in my original point; my email that's currently going out. And those emails, you probably see stuff coming out from Championsway and PerfectMIND in the past couple of days. It looks exactly like that, minus the logos obviously. And will have your business information instead.
The next thing that we are going to do: In our email system, we are going to make it in a way that in the background of the email system, if you send an email to all your contacts the system is going to check which ones you have consent from and which ones you don't are not going to receive the emails. So you will receive and… if you review your email reports you might see a lot more or less deliveries because we want to protect you. So if you do send an email to everyone and half of them don't have consent, we are not going to send the emails to that half. So, only 50% of people are going to get the email.
Some other features that will be coming soon are going to be provided in a report in the PerfectMIND system that you are going to be able to see what emails have made the consent, what type of consent you have from them. Is it implied or is it expressed and in a relation to that you'll see the IP address all the information that you legally require just in case that becomes a legal matter. And one thing you can do with that information is; if you see email addresses that are not part of that list that you do record to get consent from, you'll be able to utilize other methods which is contacting them through phone or getting a written consent from those people. And manually add then to the list.
The last method is an email template. We are going to create an email template and have it saved in the template section of the emails and this template can be used by you manually to send out the consent to an individual. So maybe you speak to a student and they say they didn't get that email or maybe deleted it accidentally thinking it was spam, maybe. So what you are able to do is send that email one more time to that student and have them provide the consent right there. One thing I suggest, I think I would be easiest for your existing students and customers. Through their checking app, you are able to actually send an email to all the attendees of a certain event. So if you are instructing a class or an event, during the class or event you can actually explain this CASL legislation and the fact that you do require permission from your students. Send an email to all the attendees right at that moment and tell them that when they get access to their emails if they can provide consent. This way you can significantly improve your consent rate.
This is very tough legislation that has been put in place. There are pros and cons obviously on it. The interesting thing to know is that Canada is not actually on the top ten lists of Spam countries in the world. So we already have very tough regulations behind that and the companies have been respecting people's email addresses and privacy to this point. The positive side of this is when you start to actually get used to it and go through the process of actually getting the consent that means each recipient that has received your email is going to get less junk in their inbox. Meaning that; more attention is going to go towards the emails that you sent out. We all open our email everyday and we have to delete tons of emails. Marketing emails from companies that we don't even know how they got our email accounts. When this get's kicked in, over time we get less and less emails and more important, relevant emails in our inbox, our attention will go towards these emails and reading them and fully understanding them. So your message to the ones that will receive it will become a lot louder.
Perhaps this something that will be adopted by different countries as well, but right now it's only something that stands in Canada. The attempts that I showed here in PerfectMIND again, these are the things that we are going to do to be able to help out with the current situation. However, we recommend that you also utilize your own methods to be able to receive these expressed consents. Try to spend your time to get the expressed consent rather than relying on implied consent. Again it's going to benefit you longer. However, don't only rely on the information you see presented to you about how PerfectMIND is going to try to help. As I mentioned, have signup sheets at the business. Have people sign it up. Update your agreement templates. If you are using a custom document for your agreements or for your leads of brand new students who walk in, make sure there is consent section on that so as you are getting consent from them or having them provide you with…take responsibility for their own health, make sure that they also provide the consent so it doesn't cause you any issues moving forward. And moving forward we are going to introduce technology that's going to help you with this process.
One thing is, PerfectMIND is only the emailing tool. The responsibilities of breaking and not following this legislation, falls on the business itself. Not on the tool that is used. So do make sure again that you follow the policies. This is with any other tool that you see out there as well. The responsibility is on the person who utilizes that tool. It could be your Gmail account, it could be outlook, it could be PerfectMIND, just send out the information. So make sure you actually follow the rules and legislation to the best of your ability.
That's all I have today for you guys. Thank you for attending the webinar. We are just going to go into some questions. I do see a couple have come up.


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Wednesday, May 2, 2012
Julia Marchese's OUT OF PRINT Kickstarter has passed $15,000!
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Come join the DOR, Mushboy, and the Wrestler at this event tomorrow. It is a fundraiser for RCER. This organization has helped many of my friends and herdmates: Freedom's Lady, Aunt Beau, and Mickey just to name a few.
Thank you so very much!
Enjoy your day and don't forget to hug your DOR!


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ACCESS Health Morocco Country Manager Echo Collins-Egan has been invited to speak at TEDxMarrakesh on February 28, 2015.
AfriSanté Forum 2015
Echo Collins-Egan, Country Manager of ACCESS Health Morocco, will be at the second annual AfriSanté Forum, in Marrakesh, February 25 and 26, 2015.
A New Focus on Quality in Pediatric Care
On a freezing and rainy day in Delhi, I had the honor of speaking at the fifty second annual national conference of the Indian Academy of Pediatrics, PEDICON 2015.
Apply for Learning Exchange Funding by March 15
The Center for Health Market Innovations (CHMI) has announced its second call for applications for the Learning Exchange!
Reflections on Applying a Market Approach to Improve Healthcare Efficiency
What tools and levers are available to help support, regulate, and steer actors operating outside the public sector?
Joint Learning Network Releases Workshop Report on Population Coverage
The Joint Learning Network for Universal Health Coverage (JLN) has released a workshop summary report on population coverage.
From Chaos to Structure: Government Stewardship in Mixed Health Systems
Today, the theoretical concepts and framework of day one were complemented by a more practical stance.
A New Way to Transform Healthcare… If We're Brave Enough to Break the Mold
The World Bank Group, in collaboration with O'Hanlon Health Consulting, Tropical Health LLP, the University of California at San Francisco, and the University of Edinburgh, convened a small and diverse group of development professionals in London to demonstrate an evolving framework for Markets for Health (M4H).
Partnering for Progress in Rajasthan: How Open Dialogue is Advancing Public Private Partnerships in the State
At the end of January, I was a part of the first open dialogue between the government of Rajasthan and the private health sector on public private partnerships in the state.
In Case You Missed It: New and Noteworthy This Week
"In Case You Missed It" is a roundup of news items and developments from the previous week that President and Founder William A. Haseltine found interesting and would like to share.


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Dera Sacha Sauda Mobile Application
Download Dera Sacha Sauda App
Android Users:
Download Now : Click Here
Compatible Android versions: Android 2.2 and later
IOS (iPhone/iPad) Users:
Download Now :Click Here
Compatible IOS Versions: IOS 9.0 or later
The official DSS app is a way to connect and share the activities held at Dera Sacha Sauda, the most famous spiritual tourism destination in India. It brings you daily Satsang/Majlis, Welfare Camps, Games etc. updates from the ashram and much more. Follow us on various platforms of social media and know what we're up to, and discover this peaceful world lead by His Holiness Saint Dr. Gurmeet Ram Rahim Singh Ji Insan. Join the community of over 60 million people and explore your deepest self!
* WATCH – Watch the live telecast of Satsang/Majlis from the ashram, preferred connectivity being 3G/Wi-Fi.
Catch the live telecast at https://www.derasachasauda.org/live-stream/
* LISTEN – Listen to the live telecast of Satsang/Majlis from the Ashram, preferred connectivity for the same is EDGE/3G/Wi-Fi.
Catch the audio at
Click Here
* FEED – Stay updated with all the latest happenings in Dera Sacha Sauda and about Dr. MSG Insan.
It brings to you the glimpses of everything happening at the Ashram viz games, Satsang, Majlis, Bhandara Celebration & Music concerts (RuBru Nights)
* Youtube – Get linked with our YouTube channels and never miss any video! It brings you even live telecasts of Satsang & Majlis. Subscribe our official channel https://www.youtube.com/user/TheDssvideo
* Twitter – Stay connected on social media through the integration with Twitter. Follow us at http://www.twitter.com/derasachasauda
* Latest News – Get a schedule of upcoming events like Majlis, Satsang, Meeting, Welfare Camps, Games etc.
* Gallery – It contains majestic images of Revered Guru Ji, Ashram, Satsang, Majlis, Welfare Camps, Games etc.
* About
Dera Sacha Sauda is a Social Welfare & Spiritual Organization that preaches and practices humanitarianism and selfless services to others. The main center of the ashram is located in Sirsa (northern India). More than 60 million people around the world are faithful followers of the organization. Spiritual seekers learn to meditate and follow the principles laid down by Revered Saint Dr. Gurmeet Ram Rahim Singh Ji Insan. Know more about us at https://www.derasachasauda.org/about-dera-sacha-sauda/
Guru Ji – His Holiness Saint Dr. Gurmeet Ram Rahim Singh Ji Insan.
Writing down the praise of His humanitarian efforts by using all oceans as ink, chaste intelligence as paper, with the pen of dedication and with the mind of a seasoned journalist would be at par with showing the lamp to the sun. Still, there is an attempt to write about His holiness. Visit the below link & get more about His Holiness
Like Us – Follow us on an official Facebook page of Dera Sacha Sauda at


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Examples Conclusion Paragraph Compare Contrast Essay
How to Write an A+ Comparison Essay on any Topic
Published 3/10/2013
What is a Comparison Essay?
A comparison essay (or a Compare and Contrast essay) is a commonly used type of writing assignment in various classes of high school and college, from art to science. In a comparison essay you should critically analyze any two subjects, finding and pointing out their similarities and/or differences.
Depending on your assignment, such essays can be comparative only (looking only at similarities), contrasting only (pointing out the differences) or both comparative and contrasting.
Choosing a Topic for Comparison Essay
In order to write a good essay, first you need to have a good topic for it, i.e. a topic that lets you easily demonstrate your writing skills and get a high grade easily.
What does that mean specifically regarding the comparison essay? Very simple: the subjects must be easy comparable, so you don't need to work too hard to point out their similarities or differences. For example:
A big college campus and a small college campus
World War I and World War II
Two perspectives on the same place: morning and night
William Shakespeare with William Wordsworth
Windows vs. Linux
Using the following links, you can find a lot of good comparison topics for your essay:
100 Compare and Contrast Essay Topics
50 Compare and Contrast Topics
List of Compare and Contrast Essay Topics
Comparison Essay Structure
Considering the right structure for your essay is one of the key points of success. Sticking to a recommended essay structure is the only way to properly outline and write it, paragraph by paragraph from the introduction to conclusion, without mistakes.
There are two recommended patterns for a comparison essay: point-by-point (or "alternating") pattern and subject-by-subject (or "block") pattern.
Alternating pattern
Alternating pattern is also known as "point-by-point comparison". This mode of comparison will result in your essay having 5 paragraphs. Alternating pattern is also known as "point-by-point comparison". This mode of comparison will result in your essay having 5 paragraphs.
In it, you will need to consecutively compare and contrast each of the similarities and differences in the given subjects:
- In the introduction you state your thesis.
- Then you discuss both of your subjects together for each point of comparison and contrast.
- In the conclusion you restate the thesis and shortly summarize your essay.
Block pattern
Block pattern is also known as "subject-by-subject comparison". According to this pattern, you will be required to separate the body of your compare and contrast essay in two parts.
The first part of the body will be dedicated to the first subject, while the other half will be centered around the second subject:
- In the introduction you state your thesis.
- First you discuss the first subject.
- Then you discuss the second subject.
- In the conclusion you restate the thesis and shortly summarize your essay.
Writing an A+ Comparison Essay
The introduction of an essay is very important. It gives the reader his/her first impression of the comparison essay's text. Remember: first impression counts!
Grab the reader's attention
There are a lot of tips and techniques to help you in capturing a reader's interest. You can find some pretty good information in the following articles:
How to Grab the Reader's Attention
A Proper Introduction
Essay Introductions
The most common five methods to grab your reader's attention, commonly used by professionals, are the following:
- Give a brief historical review of your topic for help reader to better understand it
- Start from a little story or an anecdote, which leads the reader into your topic
- Try to use a surprising statement – something disgusting, joyful or even shocking
- "Dropping" the name of a well-known person (celebrity) usually gets the reader's attention
- State straight out what your essay is going to be about, simply and clearly
Start from a short background
High school students often find it difficult to view their teachers as anything but "the enemy." However, after the first few months of a school year, students learn to appreciate their teachers as individuals with different approaches. Some teachers are "cool," while others are "tough."
State the thesis
Although Sally Strict & Larry Lax are both respected teachers at our school, their teaching styles and expectations for students differ significantly. While Ms. Strict maintains a highly structured classroom atmosphere to keep her pupils disciplined and motivated, Mr. Lax downplays structure in order to allow his students to push themselves.
Point paragraph
State the point
Finally, Ms. Strict enforces high standards for her students' written work.
Provide supporting details
She collects homework every day at the beginning of class; to turn it in five minutes late is to turn it in a whole day late. Every piece of writing, whether it is a journal entry or a formal essay, must be typed and stapled. Last but not least, all homework must display a sophisticated level of thinking and writing.
Use appropriate transitions
Transitions are important in comparison / contrast writing to avoid confusion. Without transitions, the points you are comparing / contrasting may blur into one another. Also, a variety of transitions prevent monotony.
For comparison:
Like, compared to, similar to, similarly, by analogy, likewise, in the same way, as well, both, too
For contrast:
Unlike, conversely, on the other hand, however, nevertheless, still, although, while, but, even though, although, despite, yet, regardless, on the one hand … one the other hand
The conclusion of a comparison essay is just as important as the introduction. The conclusion seals the comparison essay and tries to close the issue. Conclusion is the last part of the essay that your reader will experience.
Summarize the similarities and / or difference of the subjects
Thus, Ms. Strict and Mr. Lax both accomplish their goals of motivating their students to do excellent work, though they do so in very different ways: while Ms. Strict emphasizes the high standards she expects everyone can meet, Mr. Lax uses a more personal approach.
Emphasize the thesis and say why this topic is important
Their success demonstrates the importance of diversity in a school community: different students respond to different teaching styles. So rather than viewing their instructors as a monolithic "enemy" intent on making them suffer, students should recognize how they benefit from the variety of ways their teachers inspire them.
Finalizing your Work
Pay attention that even though your essay is fully written, it still isn't ready to submission.
There are some common and annoying mistakes which may significantly harm your grade. However, you can avoid those grade lowering mistakes by completing the following checklist:
- Check spelling and grammar
- Ensure that your essay is fully compliant with the required formatting standard
- Properly organize all the citations and the References / Works Cited page
- Ensure that your title page is done as required
- Take a final look at your paper to be certain that everything is indeed fine
Throughout the course of your education and career (if you choose to become a writer), you'll have the opportunity to work on different writing assignments and, of course, essays are inevitable. The essay is a piece of writing that methodically analyzes and evaluates a topic or issue. That's why there are different types of essays, used to discuss, analyze, evaluate, or compare different situations or subjects e.g. argumentative essay, cause and effect essay, and compare and contrast essay. Your ability to create an excellent paper depends on structuring a perfect outline. Throughout this post, I'm going to show you how to compose an outline for compare and contrast essay to get good grades (or positive feedback from the client) every time.
Compare and contrast essay outline
The easiest definition of compare and contrast essay that explore both the similarities and differences between two subjects by comparing or contrasting them. It's very easy to mistake this style of essay writing for a simple comparison between some topics or subjects, but that's not entirely correct. Always bear in mind that your essay has to serve a larger purpose and include the following:
- Demonstrate that one thing is superior to another
- Identify and clarify common misunderstandings
- Provide a new way of doing or understanding something
- State, elaborate, discuss something unknown
- Support every claim with facts and accurate, reliable sources
When it comes to structuring the outline for this kind of essay, there are different methods you can follow depending on the organization.
Point-by-point pattern (organization by criteria)
This outline is primarily used to compare items or subjects that are almost similar or when you plan (or have to) evaluate only a few characteristics or criteria when comparing them. Use the diagram below to create the outline for the point-by-point pattern.
Block pattern (organization by item)
In instances when you have to compare items, situations, or topics that are entirely different or when there are multiple criteria to involve, the point-by-point pattern doesn't function quite well. That's why you should opt for block pattern or organization by item.
Why? The reason is simple; the same criteria don't apply to different topics, people, objects, events, and so on. When the essay requires a multitude of approaches to explore, it's important to learn how to organize it properly in a bid to ensure easy reading. Create the outline based on the diagram below.
Block pattern can be structured in a different manner as well. Instead of the separate paragraph for each point, you compare, you can set out one section to name their similarities and a second paragraph to analyze dissimilarities point by point.
Now that you know how to create a functional outline, you're ready to move on to the essay writing process.
The intro for this kind of essay doesn't differ much from other types. It's the part where you introduce the overall subject of the piece and specific items, situations, or events you have to compare and/or contrast. As seen in diagrams, the introduction should feature:
- The mentioning of the main topic – begin with a hook sentence and detail specific to the topic itself. Your hook can be a quote, question, anecdote, anything you see fit for the particular subject you have to write about
- Specific subjects to compare and contrast – of course, you can't start writing about similarities and differences between two items out of the blue. That's why you should set out a sentence or two to mention specific topics you'll compare under the central theme
- Thesis statement – it marks the tone of the essay and catches reader's attention. Last sentence (or two) of your paper should account for a specific and concise thesis. There's no need for wordiness in this part because thesis, as the entire introduction, shouldn't be too long.
Once you're done with the intro, you're ready to move on to the body paragraphs.
Body paragraphs
A total number of paragraphs in the body section depends on a number of aspects or criteria you have to discuss. For example, if you have to make a comparison between two different events through two aspects, you'll need two paragraphs. Three criteria require three paragraphs, and so on. Sometimes, you'll get the amount of aspects to use for comparison/contrast from your professor or a client, while in other instances, you'll just have to determine the number yourself during the research process.
When you get the title and aspects to compare but without a certain number of criteria to cover similarities and differences, you have to brainstorm. Take a blank piece of paper and write the first item in the left corner, the second item in the right corner. Make a Venn diagram and start analyzing.
REMEMBER: Typically, you don't need more than three aspects to cover, unless otherwise noted.
When you start brainstorming and researching the topic, the chances are high you'll find a wide array of differences and similarities. However, your essay has to be well-crafted, and you can't include absolutely everything you find (that way you'd write forever). To determine what to compare or differentiate answer these questions:
- Is this relevant for my course?
- What matters to the argument I'm going to take (or I'm given)?
- What's informative and interesting?
- What's relevant to my assignment?
Each paragraph in the body should start with a topic sentence (point 1, criterion 1/item A, B) focused on the aspect you're about to compare/contrast. Then, you proceed with details you find when conducting research. Remember, just like in other types of essays, thorough research is highly relevant here, too.
It's not just about mentioning differences and similarities one by one and stating your opinion or argument about them. Every detail you find should be supported by substantial evidence, statistics, studies, official data, and so on.
To show comparisons and emphasize the overall effect, don't forget to use some connectors such as:
- At the same time, as well as
- Both
- Compared to
- Correspondingly
- In addition
- In the same way
- Just as
- Likewise
- Same as
- Similarly
Of course, you can include connectors to express or heighten the contrasting effect. For example:
- Conversely
- Even though, although
- However
- In contrast
- Meanwhile
- Nevertheless
- On the contrary
- On the other hand
- Unlike
For the best possible result and successful completion of the essay, the body paragraphs should be analyzed from the perspective of an independent analytic. Ideally, your paper shouldn't be biased. You don't want the reader of your paper to assume what item you prefer or despise automatically.
At this point, you have the introduction and body paragraphs, which indicates you're ready to conclude the essay. Generally, this is the easiest part, but you should ensure it's properly structured as well. Here's what your conclusion should contain:
- Summary of main points – at the very beginning of this part, you should summarize the main points you've made throughout the essay. It's important to synthesize your thesis with info in body paragraphs
- Evaluation – provide a short analysis of what you discussed in the paper or mention possible solutions. The approach depends on the nature of your subject
- Significance – not only do you have to clarify the importance of the main topic, but also mention the significance of comparisons or contrasts. How to do this? It's not that difficult; answer the What was my goal in showing similarities/differences between these items? Your response indicates their significance.
Post-writing stage
You finished writing the paper, but your work isn't over just yet. Before sending or submitting the essay, it's necessary to proofread and edit the paper to eliminate all mistakes and unwanted parts.
Proofreading isn't only necessary for correcting typos or grammar, these seemingly unimportant errors that "everyone makes" break the reader from the flow of the paper and undermine its power of persuasion. When you finish the essay, read your work from top to bottom without doing anything. You'll probably spot some mistakes, but don't rush correcting them immediately. Then, start reading again and correct typos, grammar errors, and sentence constructions. Don't resist the urge to rewrite some sentences for better effect.
Nowadays, in the era of technology, you might feel tempted to download software (or find grammar/spelling checker online) and let it do the work for you. First of all, they aren't always correct, and secondly, your critical thinking skills will improve only when you do it yourself. The software can be used as additional essay help. Another useful idea is to ask a family member or a friend to read the essay and see if they can spot some mistakes.
You're almost ready to submit your essay, check whether you included references (if not, do so) and you're done.
Bottom line
Compare, and contrast essay is concerned with evaluating differences and similarities between given items or topics. It's not just a mere comparison; the essay requires thorough evaluation and analysis supported by reliable data. This post explained how to create the outline properly, and all you have to do is to write according to the structure provided. Remember, once you create the structure and choose the adequate pattern (point-by-point or block), you just have to fill in the missing detail with results of your search.


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Gorgeous ranch home on quiet cul-de-sac sits on open space with views. Gleaming hardwoods extend throughout dining room, kitchen & family room. French doors open to home office. Sleek gourmet kitchen features stainless appliances including a double oven, upgraded cabinets, pantry, large kitchen island, and beautiful slab granite counters. The kitchen eating area's view of open space will be a daily joy to nature lovers. Kitchen opens directly to the family room, with an exquisite stone fireplace hearth and inset media or book nook. Western exposure bathes the area in warm afternoon glow. Master suite has 5-piece bath and spacious walk-in closet. Elevated rear deck lets you grill with a view. Finished walkout basement runs the length of the house, creating a huge flex space that can become anything you need it to be. Also downstairs are a third bedroom and third full bath. Family friendly cul-de-sac with excellent neighbors!
Seth Jenson


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PG) The Jungle Book
Walt Disney Pictures.
PG for Frightening Scenes, Not Recommended for Young Children, Cartoon/Animation Action
Running Time: 106 Minutes.
3 stars out of 4.
Jon Favreau's The Jungle Book is a thrilling, ambitious, moving, and beautiful film. Favreau has pulled off what seemed liked the impossible, by seamlessly blending photo realistic computer generated animals and settings with real human characters. The result is a film that deserves to be mentioned in the same breath as Avatar and Life of Pi in its technical achievements. With The Jungle Book, Favreau has not only crafted a solid piece of blockbuster filmmaking, but a deeply moving and beautiful portrait of mans relationships with nature.
The Jungle Book is Disney's latest endeavour in rebooting their animated classics with "darker" live action retellings. Following 2014's train-wreck hit Maleficent, The Jungle Book is a nice return to form for the mouse house. This film is absolutely beautiful, everything from the scenery, to the backdrops, to the visual effects are impeccable and seamlessly blended into the story. The use of lighting gives the CG animals a sense of depth and adds to the audiences believability of the characters themselves.
Favreau assembled a terrific voice cast for the film, that includes the likes of Ben Kingsley as Bagheera, Lupita N'yongo as Raksha, Bill Murray as Baloo, Scarlett Johannson as Kaa, and Idris Elba as Shere Khan, amongst others. Each bring something unique to the roles and inject something of themselves into their characters. Bill Murray as Baloo and Ben Kingsley as Bagheera were my personal favourites and did the most with their characters, granted they had the most screen time. The scenes with the two together are amongst the best scenes in the film. Murray is absolutely adorable as Baloo, and Kingsley is both menacing and caring in the role of Bagheera. Idris Elba also does solid work as the menacing antagonist of the film, Shere Khan who will stop at nothing until he has Mowgli.
Newcomer Neel Sethi portrays Mowgli, and is a great find on the part of Disney and Jon Favreau, not only is he very well cast, but he gives an incredibly convincing performance knowing that he did not act across any of the actors who provided their voices to the film.
Where The Jungle Book succeeds with its impeccable production values, it falls short with its execution of the story. I truly feel as if the story told in the film could have been told better, and many scenes that occurred in the film felt like "filler." While I could get lost in the world of The Jungle and enjoyed spending time with these characters, the section of the film involving Chrstopher Walkens King Louie lost me, and felt like it was out of a different movie. The musical number felt out of place in the grounded world that the film had originally setup, and Mowgli's meeting with King Louie felt rushed and left me, as a viewer feeling as if it had no place in this otherwise solid film.
The Jungle Book is unlike any film that I have ever seen. I praise the production values and voice work of the cast, as well as Neel Sethi's star making performance, but at times felt as if I could not fully connect with this story or the characters in it. This made for a wonderful theatrical experience for a film that deserves to be seen on the big screen, even if it's execution of the story is not as well handled as the production values. The Jungle Book is a clear case of style over substance, and while I appreciate Favreau's artistic vision, I can't help but feel as if everything did not gel as well as it should of. Regardless, this is still a cinematic landmark and I highly doubt that I will see anything like it this year.
Copyright © 2019 Nabeel Laher. All Rights Reserved.


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Recent software enhancements are in red.
This section covers all element options for Activities and Messages, including fonts to be used in email blasts and text elements, and the different elements that can be added to email blasts and activity forms to design the kind of advocacy and fundraising forms you want to display to your supporters.
The following fonts can be used in the Visual Editor:
Following are the Elements available in Salsa Engage and information about what types of editing options are available for each.
Note: you will see only a subset of these for any given Message or Activity.
Add to Calendar - If applied to an Event or Peer to Peer Event, this will give visitors to those pages the option to click and automatically add the event to their calendars.
- Edit button alignment, size, style, font, border, corner style, and link to an action, internal page, or external page
Button - Apply a button to your form and choose the color, size, text, destination, and alignment.
- Edit - Text, alignment, size, color, font, border, corner style
- Link - Enables you to link the button to your own internal page, an external page, or a Form Action (including Register for Event, Donate, Add to Calendar, and P2P Fundraiser Login).
Callout - This element functions much like the Text element, however, it is designed to call attention to itself using color and border. Edit text, color, and border.
- Edit - font, style, and justification. Note, use the container settings (gears) to adjust the background color.
Designations - Designations are unique to the Form Field Element in Fundraising forms. If you use Salsa CRM, the information that supporters enter into the Salsa Engage Fundraising form will be pushed down to Salsa CRM. It's important to keep in mind that a Designation made by a supporter on the fundraising form is different from the Fund that you used on The Basic tab. Fund on The Basics tab is specifically tied to an account in your accounting software. The designation, in contrast, is not necessarily tied to a Fund. Your organization determines what the Fund will be when you fill out The Basics tab, but the donor chooses the Designation on the fundraising form. The Fund may be something like "Operations Fund", whereas the Designation may be something like "blankets for kennels" or "winter jackets for homeless". Note, to force donors to choose a designation, you have to check the Required check-box and select None as the default value when you configure the Designation field.
Dedications - Dedications are unique to the Form Field Element in Fundraising forms. If you use Salsa CRM, the information that supporters enter into the Salsa Engage Fundraising form will be pushed down to Salsa CRM.
Divider - Apply a divider to any row here. To change the color, click on the Design tab to see options.
Donate Button - This element appears as part of the Form element of the Fundraising activity. Choose a prominent location for the donate button or include one above and below the fold. Enables supporters to donate instead of registering. Event registrants may also make additional donations, but they would do so during checkout. Like standard buttons, you can edit the look and feel.
- Edit button alignment, size, style, font, border, corner style, and link to an action, internal page, or external page
Donation Amounts - Contains controls to enable you to set the following: what payment options appear, payment amounts; whether the donation should be a One Time Gift, Recurring Gift, or both; whether users can enter their own amount; and how often recurring gifts will be collected. Also enables you to choose button styles and design.
- How should donation options be displayed?
- What giving options will donors have on this form?
- What donation amounts will you suggest?
- Let users enter different amounts?
- For recurring gifts, how often will donations be collected?
- What donation amounts for recurring gifts will you suggest?
Event Dates - Pre-populated with Start Date, Start Time, and End Time Merge Fields. Enables you to add dates to your Event Activity form.
- Edit - font, style, and justification
- Pre-populated with applicable merge fields
Follow - Encourage supporters to follow your organization on social.
- Use the Networks tab to select the social channels that you want to include. The URLs that you entered via Settings > Social Media Pages will be entered by default. (Click here for details about adding default social media URLs.) If you want to use different social URLs, you will need to enter the alternative URL. Note, users will have to already be logged in for the links to work on some social channels. This tab also enables you to edit alignment, font, style, justification.
NOTE: you must check the social network checkbox and include a URL to include the social channel on your page. If you do not check the social network but there is a URL filled out, the system will treat that as an error.
- Use the Design tab to edit icon size, color, orientation, and alignment.
Form - Enables you to create an embedded, single page form into which supporters can enter their information. You can add additional fields, such as Dedications and Designations (where applicable), by dropping Form Field elements into the Form or Multi-step Form element. If you want an embedded form with multiple, embedded steps, see Form Field below. Note, the Form element and Multi-step Form element cannot be used at the same time. So, if you drag the Multi-step Form element onto the page, the Form and Multi-step Form elements will both be grayed out in the Elements chooser. Alternately, you can use the Step control to add additional steps to some forms. (Note, some forms do not have this option.) The difference between adding additional steps to a Form and using the Form Field element is that the steps you add to a Form element will be blank by default but the steps of the Multi-step Form element are pre-populated. This Element contains the following controls:
- Header
- Email Address
- First Name
- Last Name
- Address, line 1
- Address, line 2
- City
- State
- Zip Code
- Receive update?
- Button
NOTE: Country is not a default element on a form. The default country for a form is United States. To be compliant with Canadian addresses, you must add a Country form field to the form. Form Fields are described below.
Form Field - This Element can be dropped into only a Form or Multi-step Form Element. It enables you to add fields to Form or Multi-step Form elements. Drag and drop the Form Field element to where you want it to appear in the Form or Multi-step Form element. When you place the form Field element, the Select Field dialog box will open. Choose the type of element that you want to include. Elements include the list below and Custom Fields that you have added. Note, to see the Parameter name for any field, view it in Edit mode. Edit mode open when you first add the Form Field or click the edit pencil icon for a Form Field.
This Element contains the following controls:
- Custom Fields shared with Salsa CRM
- Active Consent (GDPR)
- Address, Lines 1, 2, and 3
- Phone, Home, Work, and Cell
- City
- State
- Confirmation checkbox
- Date of Birth
- Designation
- Donation Dedication
- Email Address
- Name, First, Middle, and Last
- Gender
- Increase donation amount to cover processing fees
- Make Donation Recurring!
- Please keep me informed? (If checked, this subscribes supporter as an 'opted-in' condition. Unchecked submissions will never unsubscribe a supporter that is already opted-in. Only Manage Subscription can do that.)
- Please notify the following person(s) that a donation has been made
- Preferred Language
- Suffix
- Timezone
- Title
- Zip Code
Fundraiser Search - Optionally apply a fundraiser search button on the P2P Event form which allows visitors to search for a Fundraiser/team by typing in a Fundraiser's name.
Fundraiser Login Button - Add this button to enable supporters to r wherever else you decide to put the login.
Goal Tracker - The Goal Tracker provides a graphical display of the progress that is being made toward the goal that you defined in Setup. If you did not enable the Goal Tracker on the Setup tab, you'll still be able to place it on your form, but it will not show up in the published form. Enable this Element on the activity Setup tab by selecting "Yes" for "Will this event have an event-level fundraising goal in addition to fundraiser/team goals?". Then, drag and drop this control into your Event, Fundraiser, and/or Team form so that your supporters can see how things are going.
HTML - Enter your own HTML code, including <style>, tags if you'd like. You can also wrap text around images. However, images cannot be inserted from the Asset Library into an HTML element. That can only be done from a completely custom HTML Email.
In addition, use this element to embed YouTube videos into your form. Click here for directions if you want to embed a YouTube video. This feature does not support scripts.
Image - Use this element to apply images. It enables you to upload from the Asset Library or your computer. Image element aspect ratios can be locked so you can maintain the image as Portrait or Landscape. To lock an image, click on the Lock icon in the top left corner of the element. When an image aspect ratio is locked, you will be prompted to crop a new image to match, if needed. To unlock the image, click the Lock icon again.
Click here for an overview about adding images to and editing images in Salsa Engage. Click here to view an article on image best practices.
Leaderboard - Optionally apply a Leaderboard to display on the Event form. It will show Top Teams and Top Fundraisers' names and amounts raised as well as profile pictures.
Logo - Choose the logo element to paste the organization's logo into a row. To update an existing logo or apply a new one, go to Settings > Switch to > Look and Feel.
- Justification and size controls.
Location - Pre-populated with Venue Name, Event Address Line, Event Address Line 2, Event City, Event State, and Event Zip Code Merge Fields. Like the Map element, Location is set during Setup and will automatically populate on Events and Peer to Peer Events pages.
- Edit - font, style, and justification
- Supports Merge Fields - To add merge fields, click the pencil icon, and then click the person icon to the top right of the window. The Add merge fields window will open.
Map - This element is available only on Events and Peer to Peer Events forms, and it automatically renders based on the location that was entered during the Setup step.
Multi-step Form - Enables you to create an embedded, multi-step form into which supporters can enter their information. For example, you can have a Fundraising activity that contains three embedded steps: Donation Amount, Your Info, Payment Info. Once you place a Multi-step Form element, you'll see the Step controls, which enable you to toggle between steps and add additional steps. You can add additional fields by dropping Form Field elements into the Multi-field Form element. You can edit the buttons and text of a Multi-step Form just like you would any content in the Visual Editor. Note, the Multi-step Form element and Form element cannot be used at the same time. So, if you drag the Form element onto the page, the Form and Multi-step Form elements will both be grayed out in the Elements picker. This Element contains several, individual, default controls and Form Elements:
- Header
- Steps navigation
- Make donation recurring?
- Donation amount
- Increase donation amount to cover fees?
- Button
- Header
- Email Address
- First Name
- Last Name
- Address, line 1
- Address, line 2
- City
- State
- Zip Code
- Receive update?
- Button
- Payment block
OrgInfo - If you want to add one or two places where you can insert your organization's contact data. You'll notice these are all merge fields. Remove any you don't want, or click and drag to reorder them to your liking.
- This element is like a Text Element but it is pre-populated with organization information merge fields. To add different or additional merge fields, click the pencil icon, and then click the person icon to the top right of the window. The Add merge fields window will open.
Payment Block - This element appears as part of the Form element of the Fundraising activity. It contains the fields into which supporters enter their credit card number, security code, card expiration date, and name on the card. Its location on the form can be changed, but it cannot be otherwise edited.
- Only the container can be modified.
Register Button - Choose a prominent location for the register button or include one both above and below the fold. Like standard buttons, you can edit the look and feel. In addition to the Register button, you can also add a donate button.
- Edit - button alignment, size, style, font, border, corner style, and link to an action, internal page, or external page
Share - Encourage supporters to spread the word via their social networks.
- Edit - channel selection, alignment, font, style, justification
- Choose Channels - Facebook, Twitter, Pinterest, LinkedIn, Tumblr, Email.
Signatures - Displays the name and comments of form signatories and provides the option to add a call to action as well as the option to allow or disallow comments and moderate comments.
Spacer - Enables you to place an empty <div> (content division element). You can then modify the width, height, background, etc. on its container.
Steps Navigation - The graphical timeline that indicates what step the user is at in a Multi-step form. The editor enables you to modify step levels, background color, and text color.
Targeted Messages - The format in which your Targeted Message will appear. Contains values for the Action Page of your Targeted Action.
Team Search - Optionally apply a team search button on the P2P Event form which allows visitors to search for a team by typing in a team name.
Text - Use this element to enter compelling content.
- Edit font, style, and justification.
- Supports Merge Fields in Email Blasts. To add merge fields into your email...
- Click the Text Element pencil icon.
- Click the person icon to the top right of the window. The Add merge fields window will open.
- Click the Text Element pencil icon.
- Add images in-line with text. To add an image inside the text element...
- Click the pencil icon.
- Place your cursor where you want the image to be placed.
- Select the Image icon.
- Select the image to add to the text.
- Set the details on the right side that manage the size of the image, the image alignment, and the horizontal or vertical space around the image as a buffer between the text and the image.
- Remember to Save your content.
- Click the pencil icon.
Tracker - Enables you to track how many supporters have signed your petition. It features the following options:
- How many signatures do you need to collect - This is the total number of signatures that you want to collect. The percent complete number is relative to the number you enter here.
- We'll let you know when you hit certain milestones. How often would you like to be notified of your progress? - This feature works by percentage. For example, if you select 10%, you'll be notified when your petition is 10% complete and every time an additional 10% is completed. (In other words, you be notified when your petition is 10%, 20%, 30%, etc., completed.)
- How would you like your goal tracker to be displayed on the petition page? - You can choose a horizontal or vertical orientation.
Web View Link - Enables you to include a link that users can click if to see a Salsa Labs hosted web version of your email. This is useful when supporters' email clients are blocking images in your email.
- Edit - Text content, font styles and colors.


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Deputy Prime Minister Nick Clegg has praised young people undertaking apprenticeships, stating that they will form the "economic backbone" of Britain.
Speaking at the Skills Show in Birmingham, Mr Clegg highlighted the hard work being done by people who choose to undertake apprenticeships and other vocational training routes instead of following the prescribed route to university.
Criticising the "old-fashioned" view that university degrees are the best option after school, Mr Clegg said: "We need to get beyond this rather fusty, old-fashioned view that the only good thing for a young person to do after school or a college education is to take an academic qualification.
"There are lots of really, really bright youngsters who will provide the economic backbone of this country for decades to come who just don't want to have their nose stuck in a book for three years."
The Deputy Prime Minister highlighted other countries' success when it came to embracing vocational training. Scandinavian societies, for example, have got past the "snobbery" over apprenticeships and now put them on an equal pedestal with academic qualification.
Theo Pathitis, an entrepreneur, host of Dragons' Den and a patron of the Skills Show, added that the experiences young people can pick up from getting their hands of and doing things for themselves "cannot be beaten."
This is the second year that the Skills Show has been held and organisers are expecting to attract around 100,000 visitors. The event has hosted a number of apprentices who have shared their successful stories with audience members, as well as big businesses keen to highlight the benefits of joining their apprenticeship schemes.


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Tag Archives: Domain Name System
Domain Name Level DNS Management
If you want to learn how to set up your email and domain forwarding, then this article will teach you how to accomplish this.
It's possible to register a domain with us and not have us host it. This can be done by forwarding the domain to an existing site with an A record. You can also manage this yourself if this is something that you're capable of doing. If you run into any problems you can always open a support ticket and we can get the issue resolved for you.
To set up Domain Forwarding or manage your DNS it required that change your name severs to the following:
Posted in Dedicated Website Hosting Tagged DNS Management, Domain Forwarding, Domain Name System, Free DNS Management Comments Off on Domain Name Level DNS Management


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Browse by Medical Category
Clinical Trials at CURTIS
Massachusetts General Hospital's Dermatologic Surgery Unit offers world-class expertise in Mohs micrographic surgery and a number of other cosmetic surgical procedures.
As the rates of skin cancer have increased in recent years, we have developed streamlined processes that allow us to effectively treat more than 10 cases every day.
Our patients are usually referred to a general dermatologist by their primary care physician if skin cancer is suspected. During their initial consultation here, patients meet with a dermatologist to discuss their medical history and to have their skin cancer lesion examined and analyzed. Using this information, the dermatologist determines whether the patient is a good candidate for Mohs surgery.
The surgery itself is an outpatient procedure. We begin the process by applying a local anesthetic to the affected area (no sedation is required). Next, we excise the tumor for immediate examination and evaluation while the patient waits.
If we discover any cancer cells, the patient returns to the surgical area for the removal of a second layer. Excising all traces of cancerous tissue usually requires one or two cycles, but occasionally more are required. At each step of the process, we are careful to minimize the amount of normal tissue removed. The entire process usually takes just a few hours.
After performing the Mohs technique and the tumor is removed, we discuss with the patient whether reconstructive surgery is necessary. If the wound is small enough, it can be left to heal on its own. If this option is not possible, immediate reconstruction is performed by our cancer surgeon, who is also trained in cosmetic facial surgery.
Mohs is a relatively common procedure. Our surgeons frequently exchange findings and best practices with doctors in other hospitals who also perform the surgery. This due diligence allows us to stay abreast of challenges our colleagues are encountering—and to refine our practices accordingly.
Some patients who undergo Mohs or another cosmetic procedure at our unit will require further treatment unavailable in our unit. If so, they benefit from access to the world-class medical professionals and treatment programs available at Mass General.
Dermatologic Surgery UnitMassachusetts General Hospital50 Staniford Street, Suite 270Boston, MA 02114617-726-1869
The Dermatologic Surgery Unit at Massachusetts General Hospital is dedicated to the surgical treatment of skin cancer. We specialize in a minimally invasive procedure known as Mohs micrographic surgery.
When people learn they have a skin cancer lesion on their face or another prominent area, they are usually worried about their health—and potential scarring associated with surgery. Mohs surgery was developed to address both of these concerns.
Cancer surgery involves the excision of both healthy and nonhealthy tissue for analysis and tumor removal. The microscopically controlled Mohs technique limits the amount of tissue that must be removed for these purposes. In addition, it allows the surgeon to analyze the tissue as it is removed, minimizing the wait time for the patient.
Patients undergoing Mohs surgery can experience less scarring compared to traditional surgery; in fact, 50 to 60 percent lose less normal tissue using this technique. Mohs also is highly effective—its cure rate in treating both basal cell carcinoma (the most common type of skin cancer) and squamous cell carcinoma is at least 98 percent.
The Mass General Dermatologic Surgery Unit was one of the first programs in Boston to offer Mohs surgery. Director Victor Neel, MD, PhD, a board-certified dermatologist, has completed more than 25,000 Mohs procedures, making him one of the city's most experienced and knowledgeable Mohs surgeons.
Our doctors are also involved in clinical research and trials. Dr. Neel has a particular interest in skin cancer, and his research into the disease is ongoing.
Please call our nursing manager to discuss any of our dermatologic surgeries or cosmetic procedures.
Basal cell nevus syndrome is caused by a tumor suppressor gene, called PTCH, located on chromosome 9. Mutations in this gene may increase the risk of ovarian cancer.
Excessive sweating, also called hyperhidrosis, can affect the entire body, but usually occurs in the palms, soles, armpits, and/or groin area.
Merkel cell cancer is also known as neuroendocrine cancer of the skin, or trabecular cancer.
Skin cancer is a malignant tumor that grows in the skin cells and accounts for more than 50 percent of all cancers.
Squamous cell skin cancer (sometimes referred to as non-melanoma carcinoma) may appear as nodules, or as red, scaly patches of skin.
Dermatologic Surgery Unit
Massachusetts General Hospital
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The Amazing Health Benefits Of Cherry Juice
Do you have trouble sleeping and have tried umpteen different remedies to try and get some more shut-eye?
Well, according to a new scientific review, the solution to your sleeping woes may simply be to start drinking cherry juice!
It's been found that if you drink Montmorency tart cherry juice an hour before you go to bed, it may actually help you sleep for an extra 84 minutes!
In a trial conducted on eight insomniacs, researchers found drinking the juice before hitting the hay helps prevent the build-up of chemicals in your brain that are linked to poor sleep.
It was also found drinking cherry juice cuts down on inflammation which is a risk factor for insomnia.
The research found it also helped reduce blood pressure.
People who drank 60ml of cherry concentrate, diluted with water, saw their blood pressure drop by 7 per cent within three hours.
This slashes the risk of having a stroke by 38 per cent or contracting heart disease by 23 per cent.
Daily Mail


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Still losing the war
This post was written by marc on January 16, 2008
Posted Under: Letters to the Editor
Posted Under: Letters to the Editor
Letter to the Editor
Today the economy is the issue and Iraq is yesterday's news. The surge is working they say. But the surge working doesn't mean that we are winning. It only means that for now we are losing the war more slowly, and at greater cost. We still have 160,000 troops there. Let's not forget that.


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After writing an offer on a West Knoxville home, there is the home inspection to worry about. A home inspection is much more than just one more thing you need to check off your list when… read more →
In this edition of "West Knoxville House Hunters," we look at 2 homes for sale in Mallard Bay with prices below $675,000.00. This West Knoxville neighborhood is located in the Choto area. Mallard Bay is a… read more →
Are you thinking of selling your West Knoxville home? Selling your West Knoxville home can be stressful. When you've decided to make a move, it can be hard to know when and if your home will… read more →
Knoxville has been named one of the hottest real estate markets for 2017 by Zillow, ranking number 7 on a national list of cities. In order to determine which cities are poised to be some of… read more →
A final walk-through is done before closing on a Farragut home for sale. A final walk-through gives a buyer the chance to have one last look at the Farragut home prior to closing, to ensure everything… read more →


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RECENT audio files of LECTURES by Shaykh Ahmed Abdur Rashid and his guests. We invite you to listen to these as well as download their accompanying pdf file. Click "read more" to see all Lecture audio files. Click here for Khutbahs, Suhbat 2009, Suhbat 2008, Suhbat 2007.
|Suhbat and the Oral Tradition December 6, 2009 2nd of Five Sundays/CH
|In the Line of Transmission: Guide and Guided Nov. 8, 2009 1st of Five Sundays/CH
|Ramadan Retreat: Dr. Sulayman Nyang – "Muslim Movement from Footnote to Main Text" September 19, 2009
|Ramadan Retreat: Ibrahim Hakim's Tafsir of the "Hikam" on the Subject of Suhbat September 19, 2009
|Ramadan Retreat: Shaykh Rashid – Akhlaq: Achieving and Sustaining a Noble Character September 18, 2009
|Prepared Lecture on Tajdid (PDF file only) July 7-10, 2009 Prepared for Sidi Shiker Symposium, Merrakech, Morocco
|The Healing Light of The Prophet Muhammad (saws) May 23, 2009 Isra Speech
|Listen. Be Silent. Ponder. Then Understand. April 8, 2009
|The Prophet Muhammad (saws): The Unifying Voice of IslamMarch 15, 2009 Lecture in Richmond, VA for the Mawlid
|The Aphorisms of Ibn At'ala Askandari (ra): Action Items for Today's To-Do List Feb, 21 Speech given at ADAMS Center


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Back in August the family and I were looking for something to do one weekend. It was a rarity that we didn't have anything planned for my wife's day off so we were going to be spontaneous. As it turns out one of our readers submitted a great recommendation for place to visit. (Thanks Amyie W.!) We had never heard of Ravine Gardens State Park, but it turns out it was amazing!
Since we had never been there before, it actually took a bit of research to find out where Ravine Gardens State park was located. Not a big deal really, a quick trip to the Florida State Park website and we has an address for Siri to guide us to. You know how sometimes actually getting to a location is part of the adventure? Well Ravine Gardens State Park was no exception! It was over an hour on a nice Sunday afternoon drive and we had no where else to be. When we got closer to the park, that is where our adventure almost took a strange turn. Siri guided us down a very wooded back road on the outskirts of the park. Then Siri said, "Park Your Vehicle Be Prepared To Walk". That seemed a bit strange as this was supposed to be a very large state park. We could see on the Apple maps that the park was literally just a few hundred feet away, but we have never heard the "be prepared to exit vehicle command". We knew something wasn't right, and if we had followed her directions, we would have gotten lost in the woods with a toddler. Not to mention probably parked our car on private property. A quick turn around and searching for the entrance and we found what we were looking for. Ravine Gardens State Park was in fact a few hundred feet away, but the entrance was a block or to West of where we were directed. You have heard me mention "the brown signs" before and thankfully this trip was no exception, they showed us where to go.


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Up at six again this morning. Opened my eyes, still in an anxiety dream I couldn't quite remember, exhausted already.
Paul and I are working on a couple of jobs for DW. Wednesday, got a panicked email from him. He's under pressure, and transfers it to me, but working too fast is not best for thinking, or music. We need to come up with a better system. I take a shot in the dark, re-do, try again. Or maybe, it's just the way it has to be done. Anyway, I'm happy to be working. I'm scoring movies. This is just what I hoped for. I have nothing to complain about.
Paul has moved to Red Hook, so the day begins with a forty-five minute subway ride. It's pretty cool once you get out there. He and Leslie have rented a loft. It's a much more comfortable working environment than his old place. Spacious and homey. Love has changed everything about his life. Across the street, there's a green park. We take a break to walk the dogs. Doe and Clyde, Leslie's dog, are fast friends. Even in the high heat, they love to walk, chase squirrels, and lie in the grass.
I finished my book, "The Original 1982," and miraculously, found the perfect person to represent me. Now, it's being sent to publishers. So, fast! I think I'm holding my breath, waiting to know. She says it will happen quickly. Within a couple of months, yes or no, and why. I'm very excited to have written it, to have finished it. I miss the dailiness of writing it. I want to start a new one, but if I started now, I'd still be in the world of the same book.
Thinking about renting a place on the North Fork for the month of August. Would be nice, especially for the cats, to have a break from the city. (Sometimes, I feel they are captives in this small apartment. Of course, it's safer indoors, and they're older now.) I'd like to ride my bike on Oregon Road, see old friends, have breakfast on Love Lane. Thanks to DW, I can probably afford it this year.


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It's been a busy month with little getting done in the gardens. I had bunion surgery in late October and have been somewhat incapacitated for too much activity. I did get a walk through the gardens once in a while, which was a little frustrating because there is so much to do and this is such a good time of year to do almost everything.
Most of the color is coming from a few potted plants I added for a dinner party we had last month.
I'm almost healed and looking forward to getting back out there and keeping busy - at least until this expected monster El Nino sends me back indoors!
Yesterday I tagged a number of shrubs that have not fared well during the hot, dry summer to be removed by my garden helper this week. Hopefully I will be able to get to the nursery to pick up some replacements that can get established over the winter. With the holidays coming and the house filling up with family next week, I know my priorities will be elsewhere again soon. Luckily the garden isn't going anywhere, it's always waiting and carrying on without me. Thank goodness!