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Leslie Weaver is the kind of investor mutual fund companies respect -- and fear.
The 62-year-old said he never bought into the stock mania of the late 1990s. The bulk of his portfolio is in bond funds.
Weaver has thought a lot about the economy and about how stocks and bonds might fare in the next few years. He likes the views of Bill Gross, the bond guru of Newport Beach-based Pimco Funds:
"Gross says that both stocks and bonds will underperform their long-term averages, but that bonds will be the smoother ride," Weaver said.
The Fountain Valley retiree did invest small amounts in two "value"-oriented stock funds last year -- the Clipper Fund and Dodge & Cox Stock. Despite a sense that Wall Street could take quite a while to recover from the excesses of the bull market, Weaver said he had to allow for the idea that "I may have this figured out all wrong."
But for the most part, his view of the stock market remains very cautious. "I'll go in when I'm ready," he says about investing more money in equities. "But not yet."
For the mutual fund industry, three years of losses in the stock market have hit hard. Based on data through November, stock funds suffered their first year of net redemptions by investors (more money leaving than coming in) since 1988.
As assets shrink, more fund companies are closing or merging funds. Fidelity Investments and Putnam Investments, among other firms, have laid off some employees in the last year.
What the industry is hoping for in 2003 is that more investors like Weaver will step up to make new commitments to equity funds.
What the industry fears is that more investors like Weaver will remain skeptical about the market's prospects and will stay away -- or worse, will pull money out of stock funds altogether.
Redemptions can hamstring fund managers, forcing them to sell stock holdings to meet cash calls by departing investors. That can hurt a fund's performance, generating more misery for investors who stay put.
Net redemptions in 2002 were tiny compared with total stock fund assets: The net cash outflow in the first 11 months of last year amounted to 0.7% of the sector's assets, according to the Investment Company Institute, the funds' main trade group.
But history shows that when investors sour on stocks, they can leave funds in droves. In the late 1970s, as stocks struggled to recover from the deep bear market of 1973-74, more than 10% of fund assets fled every year.
Even if stocks' fourth-quarter rally signals that Wall Street's 3-year-old bear market has ended, fund companies' biggest challenges in holding on to investors may lie ahead, some industry experts say. Here's why:
Over the last two years, nearly every stock fund sector slumped as the bear market raged. That has made it easier for the industry in the sense that portfolio managers could argue that no one could make money in a market so vicious.
At the same time, the worst stock losses in a generation have left many investors frozen in place.
"People have talked about how steadfast the individual investor has been," said Don Phillips, managing director at fund tracker Morningstar Inc. in Chicago. "But I think it's been more paralysis than steadfastness."
Either way the market goes in 2003 -- recovery or more losses -- more individual investors may finally decide to take action in their portfolios.
What could give many investors a big push is if the market stages some kind of comeback, but the gains are uneven. Then, funds that lag in performance, or continue to lose money, will stand out -- and could become targets of investors' ire.
On Wall Street, the most commonly used term to describe the outlook for the next few years is that this will be a "stock picker's market." In other words, it'll be possible to make money, maybe even a lot of it -- if you choose your stocks carefully. But there won't be a sweeping, extended rally to drive shares higher across the board, many say.
That may bring a true test of talent in the stock fund industry. It may also hasten the departure of managers who performed worse than their peer average in the bear market and lag behind in any market recovery.
"There will be a shakeout," Phillips said. In the 1990s, "this industry was built up in anticipation of a long period of sustained growth" in stock values.
Although bond funds enjoyed hefty net cash inflows from investors last year, stock funds still are the business' bread and butter, with $2.8 trillion in assets compared with the $1.1 trillion in bond funds.
Also, fund companies generally earn much higher management fees on stock funds than on bond funds. Fees are charged as a percentage of assets.
Some investors who look beneath the surface of Wall Street performance data for 2002 already may find reasons to doubt the average fund manager's stock-picking talents.
Last year, while the average domestic equity fund lost 22.6%, according to Morningstar, 1,608 stocks on the New York Stock Exchange rose in price as 1,949 fell. On Nasdaq, 1,446 stocks rose as 2,415 fell.
So the odds of picking a winning stock weren't nearly as poor as the performance of major market indexes -- and the average equity fund -- might suggest.
Then why did most fund managers lose money for their investors? A big reason is that most funds focus on the biggest and best-known stocks, in part because those shares can be easily bought and sold in quantity.
And the best-known stocks have been the worst performers for most of the last three years. Consider: In 2002, just three of the 30 blue-chip stocks in the Dow Jones industrial average rose in price.
Some Wall Street pros believe that the market has become more challenging for mutual fund portfolio managers because of the boom in "hedge" funds since the late 1990s. Hedge funds, which cater to wealthy clients, tend to have short time horizons. Those investors are fueling faster moves up -- and down -- in individual stocks and sectors, analysts say.
Brett Gallagher, head of U.S. equities for money manager Bank Julius Baer in New York, believes that the stock market overall is overvalued and headed lower. But along the way, hedge funds and other institutional investors are likely to produce a lot of fireworks with their trading activities, he said.
"I see a lot of rotation among stock sectors," Gallagher said. "My own experience is that my investment horizon has shortened. Clients are looking at the portfolio every quarter or month" rather than taking a longer-term view.
On the flip side, Coca-Cola Co. late last year said it would no longer provide analysts and institutional investors with short-term earnings guidance.
Coke believes the focus on meeting quarterly profit targets gets in the way of managing the business for long-term success.
If more companies follow that trend, it could make mutual fund managers' jobs tougher by forcing them to rely more heavily on their own sleuthing to determine whether a company's business is going well or faces problems that could slam the stock price.
"Without as much information from companies, you would definitely see more volatility" in the market, said Kevin Marder, market strategist at investment firm Ladenburg Thalmann Asset Management in Los Angeles. "You'll see bigger surprises."
Of course, for all the risks facing fund managers in a potentially much trickier environment, the mutual fund concept still is the easiest way for investors to make long-term bets on stocks via diversified portfolios.
And with yields on government bonds and money-market accounts near 40-year lows, it may not take much of a rally on Wall Street to give stock funds a performance advantage over many of the alternatives in 2003.
Even so, the challenge for investors is making sure they're in funds that can produce the returns needed to meet their long range financial goals.
After three dismal years for stock funds, a better market in 2003 may provide investors with more evidence as to whether they own the right funds -- or whether it's time for a change.


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In case you are not making use of your appliances, you should also unplug them since they are still consuming energy when they are switched off. This is a mistake that a lot of home owners make so if you really wanted to conserve some energy, you should unplug your home appliances.
You could still locate a number of strategies to save electricity and minimize your bills considerably. If you want to decrease your monthly bills, here are a number of of the ideas that you could stick to.
In case you are looking for the best and the newest approach to reduce your monthly electricity bills, you should be looking at alternative energy sources. Alternative energy sources can lessen your regular bills by a large amount. They can directly affect your consumption of energy. You can try using these options at night and the existing energy source during day time. It's true that alternative energy options could be a bit expensive when you decide to install it, but this will likely be a great decision in the long run. You have to try these since they will surely be worth your cash.
Generally, you will never be making use of much of the energy coming from electricity companies so there is a likelihood that your monthly bill will likely be lowered by over fifty percent. The preliminary investment for renewable energy options can be high, but it is well worth the money.
The simplest method to conserve energy is to make of natural lighting throughout the day instead of making use of your artificial lighting. During day time, allow all-natural light enter your house to illuminate it and artificial lighting at night.
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A lot of people are actually disregarding lighting as they think that their bills are not really afflicted by these little light bulbs. When your lights are used 24 hours a day, it will up a lot of energy and your monthly bills will increase. LED Bulbs and CFL are better choices so if you are still making use of incandescent bulbs, substitute them right away since the new ones up less energy. It is also important to make of natural light instead of using your artificial lighting 24 hours a day. Open your curtains during daytime and permit all-natural light enter your home and simply open your light bulbs at night.
You will have to spend some money for this, but you can conserve more if you'll replace them without delay. The new models don't up lots of energy so that you can anticipate that your monthly payments will go down.
You will always find a lot of methods that one could do to help decrease your monthly electric bills and they are extremely easy. Here are some of the best and the most effective strategies to minimize your monthly bills and get low cost electricity.
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It is best to also understand how to correctly your appliances because they are the major aspects in your monthly electricity bills. Generally, in case you are still utilizing the old models, they will absolutely consume more energy in comparison with new ones.
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If you'll these renewable power options together with your current energy source, you can expect that your bills will go down. Your monthly payments will definitely be reduced if you'll this.
The best method to save electricity is to close the lights if you are not utilizing them. Attempt to natural light during day time as well. It is best to open your curtains and permit natural light to go inside. You will not need to open your lights throughout the day.
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Most people don't really pay too much attention on lighting because they feel that your lights are not taking in plenty of energy. You must know that your light bulbs can actually increase your regular bills because they up a lot of energy. If you are making use of incandescent bulbs, you must replace them right away with CFL or LED bulbs.
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You can think about these renewable power options as an alternate to lessen your monthly energy bills. You can them the whole night and start gathering energy during day time.
You can also try the natural way by making use of all-natural light throughout the day instead of your artificial lighting. You can your artificial lighting at night, but make sure that you let the natural light enter your house during the day.
You must try switching your lights if you're still making use of incandescent bulbs. These bulbs usually release 98 percent of the energy that they up into heat so you must consider CFL or LED bulbs.
The simplest method to conserve energy is to make of all-natural lighting during the day instead of utilizing your artificial lighting. You can simply the artificial lighting at night and allow natural light enter your house in daytime.
The best method to conserve electricity and decrease your bills is to close your lights if you are not utilizing them. all-natural light during the day as well. Open your curtains and let all-natural light in your residence so you won't have to open your lights during daytime.
Renewable energy options can also be a good option if you want to lower your monthly electric bills. Some folks still feel that these energy sources are not a good choice because you will need to spend lots of money. You will certainly benefit in the end if you are going to this as an alternate.
The home appliances are also the primary aspect in your electric bills so you should discover how to them correctly. This is true if you're still using old designs as they up more energy compared to new ones.
Power rates for Texas usually range in price between 5.06 to 15.58 cents per kilowatt hour subject to market conditions and your location, these rates cannot be guaranteed and are only used as an example.
Many people have been trying to protest because of their huge power bills monthly. Well, this is the truth that you should keep in mind if you're residing in Texas because based on reports, the cost of energy will increase, although any increase will be less when compared with prior times. Some individuals are expecting this already. You should not sit around and wait for these businesses to drain your cash.
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Most folks don't really pay too much attention on lighting since they think that your lights are not consuming lots of energy. Light bulbs can have a big effect on your monthly payments because they can consume lots of energy if they're used often. If you're utilizing incandescent bulbs, you should substitute them right away with CFL or LED bulbs.
Quite a few individuals are stressing with their electricity bills almost every month. This is definitely the reality that you have to know as Texas is experiencing an increase in energy prices. Reports explained that there will likely be an increase, though any increase will probably be lower than it was in past months. This is not good news, even though quite a few people are trying to be positive. You cannot sit around and permit the businesses get your money.
You will find a lot of methods to decrease your monthly electric bills and they are very simple and easy to do. Here are the best and the most effective strategies to help you minimize your regular bills and obtain low cost electricity.
In case you are not yet using your home appliances, make sure that they are unplugged since they will still up energy when they are plugged. This can be the common mistake of homeowners so if you want to save energy and decrease your monthly bills, unplug your appliances.
You must always unplug your appliances if you are not utilizing them because they still consume energy when they are turned off. This could be something that you should not do. Many home owners make mistakes with regard to this so unplug your home appliances when not in use.
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We always require low-cost electricity, specially the people who're located in Texas as they cannot stop the growing cost of energy. They already stated that the price of electricity will likely be higher, but those increases will be a little less compared to prior years.
It is best to think about alternative energy options along with your existing energy source. Fundamentally, you cannot rely exclusively on renewable energy options right now to offer the energy needs of your home.
Energy prices for Texas ordinarily are quoted between 4.61 to 15.35 cents per kWh depending on the state of the market and the locale - these rates cannot be guaranteed and are only examples.
Renewable energy options will probably be the most important thing that you have to look at because it can substantially reduce your monthly electricity bills. Alternative energy options can substantially impact your monthly payments since they have the ability to decrease your bills with a huge amount. You can try utilizing these options at night and the existing energy source during daytime. Renewable power options may be a bit pricey; especially the installation, but this may be a good decision for the long run. It will always be worth the money so you must try them.
The best method to save electricity is to close the lights if you are not utilizing them. Attempt to natural light during day time as well. It is best to open your curtains and permit natural light to go inside. You will not need to open your lights throughout the day.
Alternative energy sources will probably be the most important thing that you need to think about because it can significantly lessen your monthly energy bills. Renewable power sources can substantially impact your regular bills as they have the ability to lessen your bills with a huge amount. You should the renewable sources at night and your existing energy supply should be used during day time. You can say that the installation of renewable energy options could be a little costly, but it is absolutely a good choice over time. It is always well worth the money so you should try these out.
If you'd like to conserve money on your expenses, you can think about all these recommendations to assist you. You will observe a large drop on your energy bills monthly if you will think about these suggestions.
There are occasions when cheap electricity is really hard to come by because almost everything around us is already operated by electricity. But, it does not imply that you should give up and allow the firms drain your cash. A lot of reports mentioned that Texas will have an increase in energy cost, although it will likely be slower than previous months. It is still a large issue for lots of people as the fact that there will probably be an increase in prices is already a huge deal. The great thing is that you can always locate strategies to lessen your regular bills. It is best to attempt to look at the easy ideas below if you'd like to guarantee that your monthly payments are going to be lower.
Getting Texas Electricity - Techniques Uncovered
You can also expect that renewable power sources will undoubtedly help you. If you'd like to significantly lower your monthly payments, this will be a good option. A number of folks are not using these energy options since they feel that you have to spend thousands of dollars for it. If you're only planning to this as an alternative, it will definitely benefit you in the end.


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Fundamental View
Meanwhile EUR/USD rose above 1.13 for the first time since March 26 but the rally should be faded. Data was better than expected with the German trade surplus growing and industrial production falling less but these reports are not enough to be optimistic about the euro.
Trade tensions between the European Union and the US are at a boiling point with President Trump threatening $11B in tariffs over Airbus subsidies. In response, the EU is preparing its own list of retaliatory tariffs worth over $22B.
The World Trade Organization hasn't officially recommended a penalty for the EU but if they do or the US pushes ahead with the tariffs, it will be very damaging for Eurozone and EUR.
ECB's Last monetary policy was dovish. 16th April German ZEW Economic Sentiment and 18th April Eurozone PMIs. French Service and Manufacturing PMI, German Service and Manufacturing PMI are scheduled for release next week. And if the data softens, reinforcing the central bank's concerns, EUR/USD will drop. Ultimately, I do expect the pair to test 1.1080
Technical View
Immediate resistance at 1.1350. If 1.1350 break and stable next target 1.1425. I think it is tough to break out 1.1425 if US-Eurozone doesn't come to negotiation.
On the other hand, immediate support at 1.1250/1.1240. If 1.1240 breaks and stable next target 1.1180/1.1170. If 1.1170 breaks and stable final target 1.1100/ 1.1080.


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Check armchair with cushion and cat details.
This full size novelty teapot depicts a check armchair with black cat and cushion. It is hand made and hand painted in our unique Suffolk pottery. Fully functional.
Available in green, black, navy and cream colours
Depicts a washbasin/washstand with real gold glazed taps.
'At Your Covenience' one cup WC
This one cup sized novelty teapot depicts a Victorian era 'Water Closet'.
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text: Anniversary Coloring Pages to Print Print This! DOWNLOAD Coloring Book Detail: Name: Anniversary Coloring Pages Anniversary Coloring Pages Doodle Art Alley – Anniversary Coloring Pages to Print Size: 347.80 KB Dimension: 1035 x 800 File Type: JPG Source: design-walk.com Use the download button to find out the full image of Anniversary Coloring Pages to Print, and download it for your computer. You could also print the image by clicking the print button above the image. Spread the love! Latest Coloring Pages Collection: Mickey Mouse Mistletoe Coloring Page Care Bears Joy Coloring Page Jogging Activity Boy Coloring Page Deadpool Side View Coloring Page Printable Coloring Pages Mickey Mouse Character Designs Monkey Cartoonized Coloring Page The Simpsons The Jetsons Parody Pic 12 Jetsons Coloring Page Ibishu Pigeon Truck Car Coloring Page Grinch Original Drawing Coloring Page Frosty The Snowman Coloring Page Rabbit Kiwi Fruit Coloring Page Snowman Color Page Pen We Coloring Page 095 Orologio Apocalis Free Printable Se Cartoonized Free Printable Coloring Page School Students Best Friends Coloring Page Goofy Coloring Pages 66 Free Pusheen Coloring Pages Printable Free Printable Transformers Coloring Pages Tweety Flower Wind Coloring Page Willow Hq Deer Coloring Page


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@BurungHantu @pixelfed can you please mark the ActivityPub ones? It should be obvious for site visitors that they are part of the same network.
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Harold and Maude is #45 on the American Film Institute's list of 100 Years... 100 Laughs, the list of the top 100 films in American comedy. The list was released in 2000. Two years later, AFI released the list AFI's 100 Years... 100 Passions honoring the most romantic films for the past 100 years, Harold and Maude ranked #69.[21] In September 2008, Empire listed Harold and Maude as #65 in Empire's 500 Greatest Movies of All Time.[22] Entertainment Weekly ranked the film #4 on their list of "The Top 50 Cult Films."[23]
In June 2008, AFI revealed its "Ten Top Ten"—the best ten films in ten "classic" American film genres—after polling over 1,500 people from the creative community. Harold and Maude was acknowledged as the ninth-best film in the romantic comedy genre.[24]
The film is recognized by American Film Institute in these lists:
- 2000: AFI's 100 Years...100 Laughs – #45[25]
- 2002: AFI's 100 Years...100 Passions – #69[26]
- 2006: AFI's 100 Years...100 Cheers – #89[27]
- 2008: AFI's 10 Top 10:
- #9 Romantic Comedy Film[28]
At the 29th Golden Globe Awards, Bud Cort and Ruth Gordon received a nomination for Best Actor and Best Actress in a Musical or Comedy film, respectively.[29]


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Investors seeking an automated trading robot or trading signals, will find hundreds of apps and software available. We have reviewed many of these products, in our quest to find the holy grail of trading.
When we tried to find a Forex robot that works, it is safe to say that 99%, do not work. Most of them ended up being no more than a "Get Rich Quick Scam". You can read review of more than one hundred Forex robots below.
What Should You Do?
If you are interested in automated trading with a robot, then you should find one that's connected with a licensed broker.None of the systems listed below work with FINRA / CFTC regulated brokers in the United States.
To see the best brokers for Americans, look here.
Most Popular Trading Systems
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Only Invest at a Licensed Broker, See Here
Everyday we receive emails from investors looking for information about brokers we never heard of before. Upon further investigation, we see that many brokers are not licensed.
The list of signal providers grows longer and longer each day. Many of the signal providers you see below are just another name for the same service.
Before choosing a binary option signals software, read the fine print which says:
"Simulated results do not represent actual trading."
"There is no guarantee that you will earn any money using the techniques and ideas."


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The signs and symptoms of a panic attack develop abruptly and usually reach their peak within 10 minutes. They rarely last more than an hour, with most ending within 20 to 30 minutes. Panic attacks can happen anywhere and at any time. You may have one while you're in a store shopping, walking down the street, driving in your car, or even sitting on the couch at home.
SSRIs and SNRIs are commonly used to treat depression, but they are also helpful for the symptoms of panic disorder. They may take several weeks to start working. These medications may also cause side-effects, such as headaches, nausea, or difficulty sleeping. These side effects are usually not severe for most people, especially if the dose starts off low and is increased slowly over time. Talk to your doctor about any side effects that you have.
If the person has a family history of seizures or symptoms that are not typical for panic attack, a neurologist may be asked to evaluate the person. There is some overlap between the symptoms of panic attack and what is known as "partial seizures." Distinguishing between the two is important because the treatment for each is quite different. A neurologist, if consulted, will order an EEG (electroencephalogram) to check for seizure activity in the brain. This is a painless test but does require some time to complete (typically overnight).
In deeper level psychoanalytic approaches, in particular object relations theory, panic attacks are frequently associated with splitting (psychology), paranoid-schizoid and depressive positions, and paranoid anxiety. They are often found comorbid with borderline personality disorder and child sexual abuse. Paranoid anxiety may reach the level of a persecutory anxiety state.[53]
Butterflies in your stomach before an important event? Worried about how you will meet a deadline? Nervous about a medical or dental procedure? If so, you are like most people, for whom some worry about major events (like having a child, taking an exam, or buying a house), and/or practical issues (like money or health conditions), is a normal part of life. Similarly, it is not uncommon to have fears about certain things (like spiders, injections, or heights) that cause you to feel some fear, worry, and/or apprehension. For example, many people get startled and feel nervous when they see a snake or a large insect. People can differ in what causes them to feel anxious, but almost everyone experiences some anxiety in the course of their life.
Vertigo is the sensation of spinning or rocking, even when someone is at rest. Vertigo may be caused by a problem in the brain or spinal cord or a problem within in the inner ear. Head injuries, certain medications, and female gender are associated with a higher risk of vertigo. Medical history, a physical exam, and sometimes an MRI or CT scan are required to diagnose vertigo. The treatment of vertigo may include:
David D. Burns recommends breathing exercises for those suffering from anxiety. One such breathing exercise is a 5-2-5 count. Using the stomach (or diaphragm)—and not the chest—inhale (feel the stomach come out, as opposed to the chest expanding) for 5 seconds. As the maximal point at inhalation is reached, hold the breath for 2 seconds. Then slowly exhale, over 5 seconds. Repeat this cycle twice and then breathe 'normally' for 5 cycles (1 cycle = 1 inhale + 1 exhale). The point is to focus on the breathing and relax the heart rate. Regular diaphragmatic breathing may be achieved by extending the outbreath by counting or humming.
Once the panic attack is over and the person has returned to a calm state, encourage them to seek help from a mental health professional at their earliest convenience, if they haven't already. You can help them further by assisting with the search for a licensed professional, researching coping techniques online, and looking for self-help books that might be useful.
Tip Number 4 is new and interesting to me. I was already coming down off of a panic attack as I was reading this and as I decided to try it. Focusing on my peripheral vision did have a noticeable effect on my momentary stress, though it may have been placebo. Then again, whether or not it was placebo is kind of a moot point, as it still helped. I'll have to remember this trick and try it again in the future.
I felt pretty much like a anxiety attack today and I felt like nausea, puked literally green fluid. And then after a while felt relieved. Suddenly felt like nausea and was burping real bad and then I go to the toilet and then sat on the floor and thank god I had two of my besties at home to support me holding my hands and asked me to calm down. Since it clicked me that something is getting extra in my body I started breathing fast and then kept saying "I am strong" and came out to my bedroom and started working out jumping like crazy for almost 5 minutes and then all the shivering went away. Finally I vomited once again and then after reaching hospital and getting intravenous injection I felt relieved. Just to make sure nothing is really wrong I went to visit a general physician and he gave me meds and suggested looking at my fear for a sonography. Turns out I need to relax.
With regard to environmental factors within the family, parenting behavior can also impact risk for anxiety disorders. Parents who demonstrate high levels of control (versus granting the child autonomy) while interacting with their children has been associated with development of anxiety disorders. Parental modeling of anxious behaviors and parental rejection of the child has also been shown to potentially relate to greater risk for anxiety. Experiencing stressful life events or chronic stress is also related to the development of anxiety disorders. Stressful life events in childhood, including experiencing adversity, sexual, physical, or emotional abuse, or parental loss or separation may increase risk for experiencing an anxiety disorder later in life. Having recently experienced a traumatic event or very stressful event can be a risk factor for the development of anxiety across different age groups. Consistent with the notion of chronic life stress resulting in increased anxiety risk, having lower access to socioeconomic resources or being a member of a minority group has also been suggested to relate to greater risk.
If you can identify that after a long day of parenting you often feel exhausted and overcome with anxiety by all of the things you need to do, you can work to schedule in "me time" where you can make sure that you have time to relax, exercise or engage in an enjoyable activity that you know helps to reduce your anxiety. Taking care of yourself is important to be able to take care of others.
For example, a person with obsessive-compulsive disorder may experience a panic attack when their schedule or compulsions are interrupted. Individuals who struggle with specific phobias are also susceptible to panic attacks. A person with an extreme fear of heights (acrophobia) may experience a panic attack in a penthouse apartment. And for someone with generalized anxiety disorder (GAD), a condition characterized by extreme fear or worry, the unending anxiety can escalate to a panic attack. People with post-traumatic stress disorder (PTSD) have a higher incidence of panic disorder than the general population. Illness or traumatic events increase the chances of panic attacks.
Psychologically, people who develop panic attacks or another anxiety disorder are more likely to have a history of what is called anxiety sensitivity. Anxiety sensitivity is the tendency for a person to fear that anxiety-related bodily sensations (like brief chest pain or stomach upset) have dire personal consequences (for example, believing that it automatically means their heart will stop or they will throw up, respectively). From a social standpoint, a risk factor for developing panic disorder as an adolescent or adult is a history of being physically or sexually abused as a child. This is even more the case for panic disorder when compared to other anxiety disorders. Often, the first attacks are triggered by physical illnesses, another major life stress, or perhaps medications that increase activity in the part of the brain involved in fear reactions.
For me it's knowing or believing I don't have enough time to finish an assignment, and then I feel like a failure. Right now, I'm doing the most difficult assignment of my life, and if I don't finish it on time, my graduation will be delayed. This is on top of all my other responsibilities. And to think that I'm supposed to have an accommodation for extra time. Ha! The university and the state don't care. They just want me to fail so I have to dish out more money to line the pockets of the corporation that assigned this required project.
If constant worries and fears distract you from your day-to-day activities, or you're troubled by a persistent feeling that something bad is going to happen, you may be suffering from generalized anxiety disorder (GAD). People with GAD are chronic worrywarts who feel anxious nearly all of the time, though they may not even know why. Anxiety related to GAD often shows up as physical symptoms like insomnia, stomach upset, restlessness, and fatigue.
Test anxiety is the uneasiness, apprehension, or nervousness felt by students who have a fear of failing an exam. Students who have test anxiety may experience any of the following: the association of grades with personal worth; fear of embarrassment by a teacher; fear of alienation from parents or friends; time pressures; or feeling a loss of control. Sweating, dizziness, headaches, racing heartbeats, nausea, fidgeting, uncontrollable crying or laughing and drumming on a desk are all common. Because test anxiety hinges on fear of negative evaluation,[26] debate exists as to whether test anxiety is itself a unique anxiety disorder or whether it is a specific type of social phobia.[27] The DSM-IV classifies test anxiety as a type of social phobia.[28]
Anxiety can be experienced with long, drawn out daily symptoms that reduce quality of life, known as chronic (or generalized) anxiety, or it can be experienced in short spurts with sporadic, stressful panic attacks, known as acute anxiety.[18] Symptoms of anxiety can range in number, intensity, and frequency, depending on the person. While almost everyone has experienced anxiety at some point in their lives, most do not develop long-term problems with anxiety.
There are several different anxiety-related disorders. Some symptoms overlap across many of these disorders, and others are more specific to a single disorder. In general, however, all anxiety-related disorders feature worry, nervousness, or fear that is ongoing, excessive, and has negative effects on a person's ability to function. It can be tricky to decide when anxiety is typical or linked to a disorder, which is why diagnoses should be made by licensed professionals, such as psychologists or psychiatrists.
The signs and symptoms of a panic attack develop abruptly and usually reach their peak within 10 minutes. They rarely last more than an hour, with most ending within 20 to 30 minutes. Panic attacks can happen anywhere and at any time. You may have one while you're in a store shopping, walking down the street, driving in your car, or even sitting on the couch at home.
Medication does not cure anxiety disorders but can help relieve symptoms. Medication for anxiety is prescribed by doctors, such as a psychiatrist or primary care provider. Some states also allow psychologists who have received specialized training to prescribe psychiatric medications. The most common classes of medications used to combat anxiety disorders are anti-anxiety drugs (such as benzodiazepines), antidepressants, and beta-blockers.