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Parenting in the 21st Century may seem challenging but, homeschooling doesn't have to be an overwhelming decision. If you are unfamiliar with homeschooling and have questions about how it all works, this session is for you! Learn more about home education and how your family can benefit from the freedom and flexibility of homeschooling. Discover the importance of a customized learning environment for your children. Regardless of age or ability, homeschooling is possible and well worth it.
Biography: Peter Stock is the President of the Home School Legal Defence Association of Canada. For nearly a quarter century, Peter has been a successful pro-family leader and strategist in government, media, and public relations. His experience with public policy, from conception to implementation, naturally progressed into protecting and promoting home education. For over 10 years, Peter and his wife, Tarah, have homeschooled their four children. Peter shares the teaching responsibilities with his wife and ultimately understands the needs of HSLDA members.


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subset: commoncrawl


text:
Find fun and exciting experiences and gift ideas in Dallas and explore the invigorating scene from top to bottom.
There's much more to Dallas than may initially meet the eye — making it one of America's major cities that's deserving of exploration from the inside and out, top to bottom!
While oil is certainly one claim to fame of the area, that's not the only fuel that keeps locals and visitors going — folks are wild about fueling up on the Dallas food scene! Dallas boasts more restaurants per capita than even NYC, making for quite the mouth-watering menu to enjoy. And speaking of 'water,' the city's scrumptious selection even includes wining and dining aboard the exquisite luxury of private gondolas, along the serene shores of Mandalay Canal and Lake Carolyn.
There's no doubt that this major hub of Texas sports some impressive entertainment for the masses, especially when it comes to football. But it's also the proud playing field for an array of outdoor things to do in Dallas.
For starters, there's ample opportunity to explore D-Town from high in the sky! Take a freefall from a plane and cross skydiving off of a bucket list. Enjoy a peaceful float over rolling landscape in a hot air balloon ride. Put your piloting skills to the test, learning to fly an airplane or helicopter and soaring over renowned Dallas attractions!
Want to live up to the namesake of the acclaimed football team? There's no better way than to cowboy-up with a real bull riding school! And for those who prefer to ride a hog on the open road instead, check out Dallas experience gifts like Harley Davidson rental options.
The sweet rides don't stop there! Adrenaline enthusiasts will delight in action and adventure by land and by air, with unforgettably fun things to do in Dallas and the surrounding areas — like racecar driving at the Texas Motor Speedway and tearing up the Texan skies on a real fighter pilot mission!
Want to go a little more low-key with Dallas attractions? Indulge in the hospitality and health of relaxing spa treatments. Or unwind on lush fairways with Cloud 9 Living's collection of unique golf outings available in the surrounding area. Typically available all year, thanks to the accommodating climate of Dallas, players can enjoy a round at their leisure, or even tee up beside a real PGA Pro to polish up their game!


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The Digital Spirometer II is used to perform pre- and post-bronchodilator tests that help detect and measure various respiratory issues. This device, when used with interpretive software (ie IQManager®), makes it fast and easy to capture, interpret and review patient test information. The lightweight and portable design is suitable for both adults and pediatrics.
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How could you not promise to marry THIS?
As a little boy? Homosexuality.
By promising to marry this.
>monster feet
Easily, because she's worst girl.
I don't see any of them winning. It's going to be a shit ending with nothing happening.
As a kid she's fucking ugly
Them fighting words bruh
Come on. You can't be serious. She's fucking cute, man.
But I'd rather have this
you don't want none of this shit homolord
Third party here, don't even watch Nisekoi just saw this shit in the thread.
That kid's cute, man.
just look at this cute piece of ass
I want to protect that smile!
Why is my waifu so damn perfect?
She's not a brown uchuujin.
You tell me, she's a miracle of the universe.
>Implying I don't
Chitoge is best.
That's not how hair works.
chitogebros are ohana
No, THIS is a cute piece of ass.
Everytime I see loli chitoge I blush and giggle like an idiot. She's just to cute
So here's my idea for Nisekoi's end. Part 1 cause it's long:
>Raku will start dating Onodera
>Chitoge will pretend to be happy for them while hiding her depression
>She will internally resign herself to leaving Japan after graduation (as was hinted at already)
>Raku and Onodera will be a happy couple for the most part
>However Raku will often ponder what Shuu said about making a mistake, but try to ignore it
>Over time Raku realizes he's not fully invested in his relationship as he comes to understand his feelings for Chitoge
>Onodera will come to see what is going on as well
>Graduation party comes along
>Chitoge can't attend because her flight to the US leaves during the festivities
>Onodera and Raku are sitting together and Raku seems aloof
>He keeps thinking about Chitoge leaving and how he wants to stop her
>Eventually he makes his decision and tells Onodera he needs to tell her something
>She knows what he wants to say
>Raku says he's sorry and leaves the party
>While running/biking/whatever to the airport, something happens that causes the locket to break
>Inside are two engagement rings and the final page of the story book
>Seeing these causes all the memories to flood back to him
>He makes it to the airport and sees Chitoge from beyond the fence
>He folds the page into a paper airplane and throws it
>It somehow gets to Chitoge
>When she unfolds it, she also remembers and gets emotional (just like the one shot)
>Raku climbs the fence and runs to her plane on the airstrip where he is again confronted like Claude
>They fight, Raku wins
>Raku and Chitoge confess/propose/whatever
>Time skip
Epic, subscribed.
>All of the Nisekois are at a cemetery near a grave we are made to think is Marika's because she doesn't appear to be present
>Suddenly Marika pounces on Raku out of nowhere and begins her usual shenanigans
>Chitoge complains for her to stop getting handsy with her fiance
>Marika reminds her that she's been Raku's fiance since they were kids, so CHitoge just recently catching up still leaves marika in better shape
>Chitoge and Tsugumi argue with Marika and everyone laughs
>Ruri muses that they're just like they've always been, and that nothing's really changed
>Shuu, being oddly serious, muses that that might be why they've all been able to stay friends for so long
>Proving that they're all the same as always, he pulls out a camera to get pictures of Chitoge and Marika fighting and Ruri hits him
>The shenanigans continue and Raku and Onodera share a glance and a smile
>Final panel is a view of the sky with the word "Fin?"
I think this would pretty much be the perfect end for Nisekoi.
I know it's it's little more than "nice fanfic, faggot" and it's a Chitoge end, but that's really what's been being built up to since the start, and this would add more of a serious element, what with there being a break-up of sorts while still maintaining the characters' personalities and the series's tone.
I don't know, what do you guys think?
So, a lighthearted white album?
Yeah, I know that's all it really amounts to. I jsut think it would a be a faithful ending that would be somewhat satisfying.
That's a good way to put it.
Eat shit gaywad.
Chitoge best girl
gorilla is okay but black tiger top tier
Pretty good, but who dies?
>Liking tsundere trash
Fuck you and your fucking shit taste
>Not loving tsundere goodness
Into the trash you go.
I can't believe how shit the other two are compared to Chitoge and Black Tiger-chan. I mean my fucking god. It's like they aren't even trying
>mfw someone says anyone other than Chitoge is going to win
Oh shit. I forgot that part. They'd be at Ruri's great grand father's grave.
Marika is my favorite and even I think Chitoge deserves to win.
Anon, you are the very first Marikafag I've ever encountered. I respect you. Soldier on, anon. Soldier on.
Hello, you fucking newfag.
i'd force my dick to marry with that loli
Why the fuck does she have pink hair at the end?
by not having shit taste
Gaijin traits.
Japan's radioactive leaks
Because the marriage ceremony would probably last 3 fucking episodes
Blonde but no big tits. So she's half perfect.
She's pretty willing.
I'd much rather marry this.


text:
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Calculator Screenshots
This is College Physics Answers with Shaun Dychko. This myopic administrator has a far point of 50 centimeters and we know their image distance is two centimeters because that is the distance between the lens and the retina. The first question asks us to find the power of their eye when looking at something at their far point and that will be the reciprocal of the object distance at the far point, which is 50 centimeters, plus one over the image distance. So, we have one over 50 times ten to the minus two meters plus one over two centimeters written as times ten to the minus two meters, giving us a power of 52.0 diopters. Now, this person has a normal ability to accommodate, which means they can add eight percent to the power of their eye at the far point when looking at something close. So, their power when looking at something close, then, is going to be the far point power times 1.08, and that's going to be 56.16 diopters. And so, based on that, we can figure out what is this object distance when at the near point. Maybe I should have called this P near instead of P close, but in any case it's the same idea. So, we have the close power is one over the object distance when something is really close plus one over image distance. And so, we're solving for Do here, and so we'll subtract one over Di  from both sides and then switch the sides around. And then, take both sides to the power of negative one to solve for the object distance when something's really close. So, that will be the power when something is close minus one over the image distance all to the negative one. That's 56.16 diopters minus one over 2 centimeters written as times ten to the minus two meters all to the negative one, giving a close object distance of 16.2 centimeters. Now, this is their near point and it's a lot closer than the average person's eyesight so, a normal near point is 25 centimeters. So, this person has the advantage of being able to see things even closer, which will make the image on their retina bigger and they will see more detail. So, that's sort of the positive trait off of this myopic deficiency.


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by Minister Isaiah Thomas
(Read 2 Kings 11; 2 Chronicles 22:10-12):
Now, in our scripture today, Athaliah, the queen of Judah (whose name meant "The LORD is God") was the daughter of King Ahab. Her stepmother, Jezebel, influenced Athaliah when she was young to turn away from the one true LORD and God, and she worshiped the ancient Canaanite deity Baal. Now when Athaliah reached adulthood, she married the king of Judah, King Joram, creating an alliance between the northern and southern kingdoms of Israel and Judah.
Now when her husband died, her son, Ahaziah became King of Judah. Then according to Israeli history, a few months later, Jehu came and killed Ahaziah. So when she learned of her son's death, she slaughtered all her son's children in an attempt to usurp the throne and become the autocratic totalitarian queen regnant of Judah.
Now, notice if she had completely and totally succeeded with her plan, God's promise to send a Messiah (Jesus) from the line of David would've never come to past. I want to let you know, despite man's failures and despite man's foolishness, selfishness, and despite the fact that man may try to stop God's plan, God's plan will ALWAYS prevail!!!
Now Athaliah thought she had killed every single eligible successor to the royal throne, but Joram's daughter and her step-daughter, Jehosheba, discovered that she had not killed Ahaziah's son, Joash. Now in Exodus, Pharaoh had noticed that the Jewish people enslaved in Egypt had multiplied tremendously since when the Egyptians first enslaved their ancestors.
And so fearing that the Jewish boys would one day grow up and try to lead a rebellion and overthrow him, he ordered the deaths of every single male child under the age of two. But God used the Pharaoh's own daughter to save the life of the baby Moses, and she raised him up in the palace of the King of Egypt. God did the same thing for Joash that he did for Moses.
Pharaoh in Exodus tried to stop God's plan to deliver the Jews out of slavery, but God's plan prevailed. Now in our scripture, Jehosheba was married to Jehoiada, the high priest of Judah, and so because she and her husband feared and revered the LORD God, they taught him how to live in holiness and how to respect, revere, and honor God. Now all this took a great amount
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SC 131 Transatlantic Link Field Study - Washington D.C., State Department, World Bank, IMF, Inter-American College and Wilson Center
- English
- Français
On 14th November, before leaving Washington, Senior Course 131 moved to the International Monetary Fund Headquarters and had the opportunity to hear complementary briefings.
The first briefing was given by Maj James E. Fagan, Chief of State Defense Integration, Bureau of Political-Military Affairs at the State Department. He explained the structure and the role of the State Department and showed clearly the differences with the Defense Department, which has different approaches, roles and budgets. As security affairs involve both Departments, full coordination and exchange is necessary; for example, the National Defense Strategy in the Department of Defense (DoD) and the Joint Strategic Plan in the State Department should be in line with the National Security Strategy given by the President. Other important areas of coordination are regional issues and the different structures in both Departments (the Commands in the DoD, and the embassies and regional bureaus in the State Department). After the briefing, there were discussions with Course Members on issues related to strategic guidance and its implementation by State and Defense Departments, the role of the US in the Security Council or the global leadership of the United States.
This briefing was very useful for the Course Members to fully understand the strategic orientations of the United States and their military and diplomatic components.
Again at the IMF, Course Members enjoyed two briefings about the well known Bretton Woods institutions. Mrs Angelica Silvero, Head of the Speakers Bureau of the World Bank Group took the floor to illustrate the role of the World Bank, describing the evolution of the organization over the last sixty years and giving details on how it works with governments (financing projects, for example) or with the private sector (helping to establish companies in Africa, for example). She explained the borrowing processes to support country development, showed how the 189 members of the World Bank work together through the Board of Governors and how the Board takes decisions to reach the 'twin goals' of the World Bank: to end extreme poverty and boost shared prosperity by 2030. In particular, World Bank efforts are concentrated in sub-Saharan Africa and South Asia. Development support projects of the World Bank are not only related to poverty but cover development domains like early childhood, climate or gender equality. The World Bank is also active in the area of fragility and conflict, supporting projects related to refugees for example. Course Members were particularly interested to learn how the World Bank helps to establish resilience - a topic that is very much discussed in NATO. They were also interested in the alignment of the World Bank with the UN objectives (the seventeen targets replacing the Millennium goals).
The next briefing was supplied by Mr Patrick Cirillo, Principal Assistant to the Secretary of the International Monetary Fund (IMF). He focused on the IMF, explaining its origins and what it is today: a Bretton Woods organization, like the World Bank, and a global organization with 189 members. He described the different roles of the IMF: surveillance of the global economy and intervention to stabilize it if necessary, lending money where immediately necessary and in certain conditions, and supporting capacity development. These roles were likened to being a "doctor", a "firefighter" and a "teacher" for the global economy, by working in close cooperation with other organizations. IMF resources come from the Members as "membership quotas", determined by their ranking in the global economy. In the speaker's opinion, there is some good news: the global economy has gained in stability and a 3.6% growth is expected for 2017. But there are some short term risks and structural challenges – for example, inequality between countries, rising sovereign and corporate debt, productivity growth being too low and some issues with European banks.
This part of the second day of the visit to Washington was again a success, helping Course Members to better understand the diplomatic and economic environment around defence activities, and giving them an overview of the Bretton Woods system and its organizations which contribute to global security.
The last briefing of the morning at the IMF was given by a spokesperson from the Inter-American College in Washington. Dr Roberto Pereyra Bordón, Senior Professor & Faculty Coordinator gave a presentation about "A perspective on Latin America".
Dr Bordón started his presentation by describing the security environment in Latin America. He explained that since 2003 the Security environment has become multidimensional. He gave Course Members different models to explain the relationship between Defence and Security in the different Central- and South-American countries. Dr Bordón commented the situation in some countries like Venezuela and Brazil. He also spent some time discussing Colombia and the challenges the country is facing following the agreement between the Government and the FARC. In fact, his message was clearly that there is no clear definition of Defence and Security in Latin America.
In the second part of his presentation, Dr Bordón explained the different security challenges in the region. He mentioned criminality and drug trafficking but also the very important private security services that compete with the public police forces. He also explained that poverty and inequality play a very important role in the development of insecurity in the region: Latin America is a very unequal region.
In the last part of his presentation he described the intercontinental relations of Latin America and the role of China in military equipment acquisition, the role of BRICS (with the creation of the Contingent Reserve Agreement) in a kind of competition with the IMF and the role of Iran in Nicaragua in particular.
This presentation offered a supplementary perspective on the American Continent and was very complementary to the briefings focusing on North-America and the Bretton Woods institutions, showing Course Members that the understanding of Security and Defence can be very different in different countries.
In the afternoon, SC131 moved to the Woodrow Wilson Center to hear two further briefings.
First, Mr Roger Mark De Souza, Director of Population, Environmental Security and Resilience welcomed participants and explained what the Center does. The Wilson Center is an independent international center for scholars, which facilitates dialogue between research, policy and practice communities. The Center has been ranked #1 trans-disciplinary think tank in the world. It has many different programmes, for example the Environmental change & Security programme. Mr De Souza used the Global Sustainability and Resilience programme to illustrate the kind of methods used for analysis and the network used to get the necessary information, but also to distribute the research results. For example, the Center looks at the relationship between food prices and climate change, food security and conflict, water and security etc... The results allow the Center to make recommendations to policy makers (in Foreign policy for example) and explain some aspects of security development.
The second speaker took the floor to talk about National Security and Climate Change. Mrs Sherri Goodman, Senior Fellow at the Wilson Center explained the different consequences of climate change. Using short video sequences she showed what the risks are for military bases but also for human health and economic competitiveness for example. She developed her thoughts on energy demand, explaining it in relation to climate change and showed how research could shape energy policies in the future. In her conclusions she mentioned predictive capacity (forecasts) as being critical for the future.
Both speakers answered questions and continued discussions with Course Members. These multidisciplinary briefings are very important; they contribute to a real multidimensional understanding of the security environment and are excellent examples of strategic thinking in the 21st century. This is what the NDC tries to offer to Members of the Senior Course.


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Carla Q. (CarlaQ) reviewed Hot On His Trail (Intimate Moments, 1097) on + 240 more book reviews
Shea Sinclair gets her big break in the TV News business, but then becomes a hostage of a convicted murderer.
Dawn M. (Harleygirl) -
, reviewed Hot On His Trail (Intimate Moments, 1097) on + 248 more book reviews
The trail was supposed to be television reporter Shea Sinclair's big break--her chance to show the world she wasn't just some empty-headed "weather girl". Then she became the story when Nick Taggert, a contractor on trail for murder, bolted from the courtroom and took her with him--at gunpoint..... But she soon found herself an all-too-willing "hostage". This man was dangerous, all right--especially to a woman who looked too long into those beautiful blue eyes of his--but he was no murderer. Ans she intended to help him prove it. Because, when they were finished running from the law, she was going to make him her prisoner--for life.....


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Loads of lovely Salmon, with oats and maize to add crunch for healthier teeth and gums.
No artificial preservatives or colourings. Veterinarian approved.
Whats Inside
Salmon 41% (Including Freshly Prepared Salmon 23%, Dried Salmon 13%, Salmon Oil 3% & Salmon Gravy 2%), Potato (26%), Oats, Maize (13%), Beet Pulp, Minerals, Salmon Oil, Vitamins
Nutritional Additives per Kg (The Facts)
Vitamins: Vitamin A (as retinyl acetate) 14,400 IU, Vitamin D3 (as cholecalciferol) 1,925 IU, Biotin 145 mcg; Trace Elements: Iron (Iron (II) Sulphate Monohydrate) 50 mg, Zinc (Zinc Sulphate Monohydrate) 50 mg, Manganese (Manganous Sulphate Monohydrate) 35 mg, Iodine (Calcium Iodate Anhydrous) 1 mg
No artificial preservatives or colourings. Veterinarian approved.


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Marvel's All-New, All-Different Avengers will launch on this year's Free Comic Book Day.
Marvel has some big plans for 2015, with the biggest obviously being the launch of its new Secret Wars event. Over the course of a new series of event books, the 616 and Ultimate universe will collide, potentially bringing both to an end to make way for a new, unified universe. In the aftermath of that event the comic publisher intends to launch several new series, including a pair of new Avengers books. The first will be a female-led comic dubbed A-Force. The second will be called All-New, All-Different Avengers and feature a smaller, more eclectic team whose members, up until recently, have been a mystery.
Marvel changed that this week with a series of teaser images gradually unveiling the identities of the All-Different team members. The final image was released today, revealing that its full roster will include (female) Thor, Sam Wilson as Captain America, Iron Man, Vision, Nova, Ms. Marvel and Miles Morales as Spider-Man. Marvel will be giving away the first issue of All-Different for free as a part of this year's Free Comic Book Day. Free Comic Book Day is currently scheduled for Saturday, May 2nd.
The big surprise with this reveal, obviously, is the inclusion of Miles Morales as a member of the team. While we've known for some time now that Ultimate universe will be ending as a result of Secret Wars, Marvel hasn't offered many clues as to who will survive its collapse. This would seem a fair sign, however, that Miles will be joining the 616 universe (or its replacement) following the end of the new event. As a big fan of both Miles Morales and Ultimate Spider-Man, I can personally say I'm happy about that.
Source: Bleeding Cool


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A book a day...keeps insanity away! I am an avid book reader. When I am not reading, I love to play the piano, sing, or shop until I drop! Reading has been a huge part of my life since I was young and my Mom introduced me to the public library! Since then I have not stopped reading! I hope you enjoy my reviews!
Friday, December 20, 2013
Reaching the Edge by Jennifer Comeaux, Book Review
Emily has waited over two years to give herself to Sergei. She couldn't have asked for a more patient man. Now they've finally reached their wedding night, and after all Sergei's patience and understanding, Emily wants to be everything for him. How will their first night together compare to their dreams?
This is a 3500-word short story that contains mature content not suitable for younger readers. It is part of the EDGE series, but it's not necessary to read Life on the Edge or Edge of the Past first to enjoy this story.
My Review:
This is a super short novella, ( a little over 10 pages), and it follows book two in the Edge series. It is Emily and Sergei's wedding night. Emily wanted to wait for marriage for intimacy so this little novella describes their romantic and passionate wedding night. The first two books in the series are what I term as clean/sweet romance without any descriptive bedroom scenes. This novella is all about their wedding night and I would rate it at a PG-13 level. Definitely not a graphic scene, but more descriptive than I would want a teenage girl reading. It probably could have been an epilogue to book two, but it is free on Amazon so it really isn't a big deal. I am still looking forward to reading book three!
You can pick up your own copy of Reaching the Edge via Amazon.
Happy Reading!!!
Posted by Books Are Sanity!!! at 1:00 AM
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Super Bowls to Retail: Integrating Digital into Brands and Agencies
13534 Bali Way
Marina del Rey,CA 90292
From Super Bowl campaigns to retail, brands and agencies are facing the growing need to integrate digital into their strategy, creative, and production processes. The panel will feature agency and brand leaders that deal with this challenge on a daily basis and provide insight into their experiences and learnings, and their thoughts on the future of digital integration.
Moderator: Josh Crick, Leo Burnett, SVP, Managing Director of Digital Integration
- Josh Crick, Leo Burnett, Managing Director, Digital Integration
- Victor Nguyen Long, Audi, GM, Customer Experience @VNL
- Carolyn Coyne, Facebook, Creative Strategist, Facebook Creative Shop
- Kingsley Taylor, MRY West, Managing Director
- Derek van den Bosch, Red Interactive, VP of Operations and Delivery
Presented by:


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A few years ago I ran across a tattered copy of the book Worlds in Collision by Immanuel Velikovsky that makes for an interesting read whether you accept his theories or not.
When tinkering around with a macro lens and a crystal ball about four inches in diameter with a large number of air bubbles trapped inside seeing the results made me think of Velikovsky's book.
Macro photography can be very unforgiving when it comes to focus and depth of field – you can mitigate a shallow dof with focusing stacking which I didn't do in taking this photo, though I have with a number of other photos where I have I'll post down the line.
No special props in taking the photo other than having set it on a piece of leather thinking to add a level of color to the image which it did.
Macro's a hoot, though it requires patience and can be a little frustrating at times, at least in my opinion as it's all about manual lenses rather than an AF one.
Something else that can be made evident when using a macro lens is just how dirty paper money can be as demonstrated below – if you have a magnifying glass pull out a bill and take a look.


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Jun 17, 2019
Episode 76
Today you are in for a treat! Brenna McGowan from The Social Rescue joins me on the show to talk all things email marketing. She takes us through everything we need to know when it comes to:
Jan 7, 2019
This episode is marketing genius at work! Join me as I interview Sheila Neisler of Catalyst - A Marketing Company. Sheila gives an outline of what your 2019 marketing plan should include. Sheila also includes a checklist for you to download when you visit her site:


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MacNeil Edge
The MacNeil Edge is an all-in-one tunnel solution for car-wash operators. With lower operating costs, the Edge program provides operators with a high-quality, well-engineered solution that lasts longer and performs better, the company says. It is also supported by ongoing training at the company's 10,000-square-foot Customer Experience Training Center.


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If you are interested in Chubb Private Clients insurance please email firstname.lastname@example.com, call on 0800 0188950 or go to Chubb's website for further help.
If you're an international high net worth (HNW) property investor, it's likely you have high-value assets across a range of locations. And not only will you need to arrange cover in multiple locations, you'll most likely also need the help of a specialist broker and insurer to guarantee your needs are met. This can cause a headache when it comes to arranging adequate insurance, which is a vital but often forgotten consideration.
We sat down with Brian Verney, Nicola Amis and Thomas Mangnall from the HNW appraisal team at Chubb, one of the world's largest insurers, to find out more about how international investors can protect their worldwide assets. From homes in Jersey to villas in Cannes, the Chubb team has appraised HNW property in locations across the world, and are experts in their fields.
One of the unique and beneficial features of a HNW policy from Chubb is that the appraisal team carry out home visits to properties, to ensure that adequate buildings and contents insurance is provided. Can international investors benefit from this process?
Thomas: Yes, we can provide this service across a range of locations. For example, I have appraised heavily throughout Europe, but find myself mainly in France, and am usually out in France at least once a month.
Brian: I've worked across the Channel Islands, Holland, Belgium, Spain and Portugal. I've just come back from a week in Jersey and Guernsey, primarily working with clients who live on the island full time and have properties with an average rebuild value of £4-5million.
Is the appraisal process different across these locations?
Thomas: It's more or less the same; when you're dealing with HNW clients, there's a commonality across the board. HNWIs have the highest levels of fixtures, fittings and possessions, and many have similar 'passion collection' assets, such as art, wine and antiques. So the appraisal process is similar—where we see the variance is in the locations.
What location specific concerns are there?
Brian: If you own a luxurious new-build villa in Portugal and Spain, these properties are typically quite easy to insure because the client can provide us with the exact spec in the form of brochures. This makes it very easy to calculate a rebuild cost.
Thomas: Older, historic properties are much difficult, and these occur more frequently in areas like France. For example, clients who own large Vineyards or historic Chateaux face different concerns. Amazing wine cellars are a very common feature in areas like Cap Ferrat, and these can hold immense value. These might be covered under a 'valuable articles' cover, which gives more extensive cover. For collections over a certain level, we'd require up-to-date valuations or purchase receipts.
One of the things I constantly find in France is a real blank spot when it comes to fire protection. In London, clients typically have monitored fire alarms. But France simply doesn't have the same culture. It's only recently that building regulations stipulated that you have to have a battery-operated smoke detector. If you have a €20million art collection, it's essential to have the right fire protection in place.
Nicola: As we mentioned in a previous article, HNWIs often have ski chalets in the Alps which raise certain concerns. Alpine chalets often have features like underground garages, hydraulic lifts, and heated driveways. These high-tech features can present fire risks. And, of course, the risk of earthquakes and avalanches is a concern.
Weather seems like it could be a concern in certain areas—is this factored in?
Thomas: Weather can of course be an issue. I've seen lightning damage in the south of France knock out all of the electrics, causing immense damage to the 'smart systems' on which many ultra-luxury homes are run. It can run into the hundreds of thousands to adequately replace. Especially in the South of France where lightning storms are much more common, it is vital that homes have lightning conductors and suppressions to prevent the electrics being blown out. And, as mentioned, avalanches and earthquakes are a concern for areas like the Alps.
For clients who own properties around the world, what other concerns are there?
Thomas: For many international HNWIs, a big insurance concern arises from the fact that many properties may not be lived in all of the time. Escape of water is a big concern for a property which isn't constantly lived in; if a pipe bursts and isn't found promptly, this could rot and collapse the floors, causing a phenomenal amount of damage. It's therefore important to have water leak detectors, which will shut down water leaks if anything abnormal is going on.
Brian: Theft is another aspect, but this can be mitigated by having live-in staff, or at the very least, somebody checking in on the house regularly. Local key holders are important to consider. Ultimately, the important thing for international property investors is to have the teams in place—from insurance providers to live-in staff. Nothing can protect you entirely, but taking these steps will minimise your risk as much as possible, leaving you free to enjoy your assets.


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Our 2019 Sponsors
We are proud and delighted to announce our 2019 Burnley Business Awards Sponsors.
Here is our sponsor line-up for 2019. We are proud to welcome on board:
Headline Sponsor UCLan Burnley
About the Headline Sponsor – With ambitious plans to generate a ten-fold increase in the number of university students studying at its Burnley campus by 2025, the University of Central Lancashire (UCLan) is delighted and proud to be the headline sponsor of the Burnley Business Awards 2019.
Meeting the existing and emerging skills' needs of Burnley and East Lancashire is a major priority for the University. Its exciting blueprint for the region, to be delivered through its campuses at both Princess Way and now Victoria Mill, will see an increase in the number of Burnley-based students from under 400 to 2,000 by 2021 and up to 4,000 by 2025.
To achieve its vision, the University is working alongside local employers to create a wide range of new degree and apprenticeship programmes in areas such as engineering, digital media and healthcare. Working with key partner Burnley Borough Council, investment into infrastructure, such as purpose-built student accommodation, will kickstart the develop of a vibrant university community and centre of educational excellence.
By marrying its educational ambitions with student aspirations, UCLan is committed to working in collaboration with other strategic partners including East Lancashire Hospitals NHS Trust, Burnley Football Club and the Burnley Bondholders group of influential local business leaders, driving further prosperity for Burnley and providing young people with the skills needed to flourish in both local and global economies.
Champagne Reception Sponsor VEKA Plc
Entertainment Sponsor AMS Neve
Table Wine Sponsor Eshton – Burnley Bridge South
Dinner & Table Centre Sponsor Boohoo
After Party Sponsor Moorhouse's Brewery
Print Sponsors Peter Scott Printer's
Award Sponsors
Small Business of the Year Sponsor 2019 – Safran
Medium Business of the Year Sponsor 2019 – Holiday Inn Express Burnley
Business of the Year Award Sponsor 2019 – Paradigm Precision
Innovation Award Sponsor 2019 – Napthens Solicitors
Young Employee of the Year Sponsor 2019 – Barnfield Construction
The Manufacturing Excellence Award Sponsor 2019 – Taylors Solicitors
The Leisure & Tourism Award Sponsor 2019 – Mint Business Travel
The Employer of the Year Award Sponsor 2019 – Rotherwood Recruitment
The Growing Business of the Year Award Sponsor 2019 – Forbes Solicitors
The International Business of the Year Award 2019 – Charter Walk Shopping Centre
The Digital Impact Award Sponsor 2019 – Project Digital an digital apprenticeship partnership programme between Themis and +24Marketing


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Zenith House is located within the London Borough of Barnet. The site is bordered by Colindeep Lane on the South-East perimeter and Edgware Road on the South-West perimeter.
The redevelopment of the former Zenith House site, comprising the erection of buildings ranging from 2 to 16 storeys, to provide 308 residential units and 4 commercial units.
The project had a very challenging target to achieve. It had to comply at the same time with both current Building Regulations (2010) and Code for Sustainable Homes 2009 (which is assessed by 2006 Building Regulations). In addition the 16 storey block is located on the south corner of the site, overshadowing a big part of the available roof space for most of the day.
An Energy Assessment was carried out across the site and an Energy Report was issued, in order to identify the best possible strategy to comply with both 2010 Building Regulations and Code for Sustainable Homes 2009 level 4.
Significant emphasis was applied in the fabric of the building in order to reduce the energy requirements of the building; by highly insulating all heat loss elements. A district heating system consisting of CHP and gas boiler is introduced, in order to ensure a very efficient use of the energy.Once the best envelope and services have been provided, hence the energy demand is low, photovoltaics were considered


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The aggressive rejection of any nude artwork (and specifically the female nipples) on social media has influenced creators to the extent that many artists now avoid working with nudity altogether. Posted uncensored, their work has led to blocked profiles, deleted images, and platform bans, creating an industry stigma around the subject that artists are now cautioned to avoid. #hardcover is taking a stand; publishing explicit artwork created by established professionals who believe in the freedom to explore our sexuality and humanity through art. With artists like Kim Jung Gi, Sara Pichelli, Bastien Lecouffe Deharme, Daniela Uhlig, Belén Ortega, Even Mehl Amundsen, Gerald Parel and many many more, this book promises to be one of a kind!
We opened the entry phase for the second book #hardcover2. You can submit your work under this link: https://upload.hardcoverart.com/
Even here on Kickstarter, promoting a book celebrating sexuality and the human form, we cannot show you the beautiful art contained within. We share the sentiment of sadness as we have no other option. The campaign would get rejected for anything but extremely cropped images, to a level where showing them defies the purpose of their creation. Check out the edited previews and let your imagination complete the picture, for now…
Most of the artists contributing to #hardcover haven't published any adult art until taking part in this project, which makes this volume an exclusive window into their intimate thoughts. We wanted the artists to be free to create any content without boundaries, so the book contains expressions of all sexualities – and we wouldn't want it any other way. The book will be bound as a black hardcover (duh!) and have 160 pages of content.
We have the work of over 120 artists in this project. The cover will feature a copper-foil logo, and we have a Kickstarter-exclusive tier that adds a sketchbook that is showing alternative work, processes and sketches, and also includes a slipcase.
This is a project that was built together with a lot of democratic decisions, pushing the limits of everyone's creativity, even outside the creation of the works themselves. As such, every artist will be compensated with a part of the profit. We want to be clear that by supporting this project you are also directly supporting the artists. As the publisher of artists like Kim Jung Gi, Karl Kopinski, Jesper Ejsing, Claire Wendling and the Superani Group, Éditions Caurette has a wealth of experience in fulfilling books like this and making sure they arrive safely at every backer's home.
In case you don't have a credit card to back the project, please reach out to us on email@example.com.
During the campaign we will be having a contest! You can win a stack of artbooks! Worth over 1200€ and additionally some of them will have sketches by the artists.
Sketchbooks from KJG: 2007 / 2011 / 2013 / 2015 (Omphalos) / 2016 / 2018 + 1 Sketch Jesper Ejsing: Elsewhere Karl Kopinski: The Big Kopinski Claire Wendling: 3 sketchbooks + 1 Sketch Even Mehl Amundsen: Tegn 1, 2, 3 + prints Sleeping Beauty Terryl Whilatch: Principles of Creature Design, Science of Creature Design, xxx hardcore movies (http://tubemister.com/) Animals real and Imagined Eric Canet: Encore – Deluxe Edition.
Send us your entry until the campaign's end (over the easter celebration) on the 29th of April , to win this huge stack of books (OMG it is so big!). What we want you to create in any medium you prefer:
We purposefully left it pretty open to leave you a broad spectrum of possibilities. No specification for style, gender, medium or anything else. Give us your idea of a sexy (or not sexy) bunny, but make sure that it is SFW (Safe For Work) and that it can be posted everywhere online. The character(s) must be depicted interacting with our book in some way. It can be read, burned, sit on a stack of it, or just thrown in the corner, but it must be visible that it is #hardcover.
Post your piece on social media with the hashtag #hardcovercontest and make sure that it has the format A4 (210x297mm) in 300dpi, RGB and as a JPG in portrait format. Send your finished piece to email@example.com. Entries that arrive after the campaign's end cannot be considered for winning.
You don't have to be a backer to participate. So good luck! 🙂
We would have loved to show you images of the products, but using this platform comes with a price for all of us, which means that to actually use it, we aren't allowed to share the products with you. So they will be a surprise, and you have to trust us 🙂
Risks and challenges.
All the content and layout is finished. The only thing that is missing is the actual printed products for which we are running this campaign.
The fulfilment will be handled by the busy bees at Éditions Caurette who have great experience in publishing and cheap shipment to buyers of high quality print products. They have been publishing works of artists like Kim Jung Gi, Jesper Ejsing, Karl Kopinski and many more, so we trust their competence and judgement.
Shipping of the products will be untracked, except for the highest tier which will have items unique to this campaign and will demand a higher fee to make sure nothing gets lost. In case of problems with the shipping of the other tiers, Éditions Caurette will be there to answer your questions.
We don't expect any delays but of course we will update you all if there are any unexpected changes or unforseen developments as we work fully transparently.
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Comic 142 - Chapter 5, page 9
30th Jul 2018, 11:10 AM in Keep the Line or Cross It
Average Rating: 5 (2 votes) Rate this comic
Author Notes:
User comments:
Unfortunately it would be very hard to get through to them, because they would call 'fake news' on you.
Exquisite expressions as usual!!


text: A contribution by Dr. Andreas Kipp, CEO KF2Strategy GmbH – 31.10.2018 Digitalization and fast paced technologization will bring on far reaching changes, as data is advancing to become a pivotal asset in today's world. Artificial Intelligence (AI) will be a "game changer" in business, politics and society in general. While AI is giving rise to … Weiterlesen »


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On Monday 19 January 2015 Channel 4 Dispatches aired a programme which revealed the reality of employment for many in modern Britain and the big British brands benefitting from complex schemes which allow them to save hundreds of millions of pounds on their wage bill.
Research for the programme, reveals that the Government's positive headlines of rising employment figures belies a concerning reality, in which companies such as Tesco benefit from lower National Insurance contributions and agency workers at top online fashion brand ASOS can earn as little as £3.08 an hour.
30% of the jobs created since 2008 have been part time, but Dispatches reveals that half of the UK's part time workers earn so little that they make no National Insurance contributions at all.
This puts workers' future state pension in serious jeopardy, leaving them to face an uncertain future with the possibility of spending their retirement in poverty.
As the Conservatives put jobs and economic recovery at the heart of their election strategy, Dispatches investigated the Government's claim that almost 2 million jobs have been created, and finds that the reality for many workers is that they are in highly flexible, insecure part time work, precarious self-employment, and ultra low pay.
One of the companies shown on the programme were Tescos who are the biggest private sector employer in Britain.
At a time whereby the company has been receiving its fair share of negative press they could of well done without this being aired.
The TV progamme highlighted that all customer assistant jobs being advertised on the Tesco website on one day showed 96% of the 785 posts were part time, sometimes just a few hours a week and earning contracted hours amounting to as little as £200 a month, Channel 4 Dispatches estimates that Tesco could save up to £100m a year in National Insurance contributions if staff worked their contracted hours only.
Channel 4 Dispatches also reveals that half of Britain's part time workers aren't earning enough to quality for National Insurance contributions, putting their future state pension at risk.
There are 6.8m part time workers in the UK [source ONS] and think tank The Resolution Foundation estimate that 3.4m employees are currently earning below the NI threshold (they believe this figure will rise to 3.5m by April 2015).
Another high profile company which was mentioned was the fashion online company ASOS and in particular its warehouse in Grimethorpe, South Yorkshire which was hailed as 'a success story' by David Cameron and was taken as a sign that the country was moving out of recession as 3,000 jobs were created in an area with the second highest youth unemployment rate in the country. Dispatches reveals that a substantial number of workers have been hired directly from Eastern Europe rather than the local area.
ASOS outsource the running of the warehouse to logistics company Norbert Dessantrangle. NDL use an employment agency called Qualitycourse Ltd, trading as Transline Resource Group to supply workers. In 2014 Transline were crowned Temporary Recruitment Agency of the year
Some Transline workers who spoke to Dispatches believed they would be offered permanent jobs on completion of a temporary 12 week contract, but were laid off before completion of this period. After 12 weeks employment agency workers enjoy the same pay and conditions as permanent employees.
Transline Resource Group also use a complex salary sacrifice scheme which involves the worker being paid partly in expenses, enabling Transline to avoid some National Insurance and PAYE contributions.
Across the UK, companies that pay people in this way are depriving the Government of significant revenue.
Transline were questioned over there payment methods to its workers as Dispatches interviewed several workers who told them they were recruited as apprentices and would therefore bed paid the apprentice rate of national minimum wage which currently stands at £2.73 per hour. The workers they spoke to on these low rates said they had no idea they were apprentices, and that they received no specialist training apart from their normal job induction.
Referring to ASOS, Transline told Dispatches: "In the past 14 months, nearly 1,300 people we have supplied have secured permanent jobs at this site. They were not aware of any dissatisfaction among the workforce." It added that temporary workers earn the same as their "permanent comparators" and there are no "onerous Agency Worker Regulations which Transline would want or need to avoid on the expiry of 12 weeks service."
ASOS told Dispatches that running of its Barnsley site is "100% outsourced" to logistics company Norbert Dentressangle, but added: "We take all matters relating to people associated with or employed by our company extremely seriously, this includes our supply chain." Norbert Dentressangle said it was "satisfied that the provision of labour at the Barnsley distribution centre is both legal and fully compliant".
Following an in depth investigation by the Dispatches researches it found out that Transline used to supply workers to a factory in Bolton, which makes own brand pizzas for Britain's biggest retailers. But the food industry is different as workers are protected by a Government body called the Gangmasters' Licensing Authority, or GLA which regulates their employment.
When the GLA inspectors called in 2013, they didn't like what they found. Transline was running a salary sacrifice scheme, paying workers partly in expenses and partly in wages. The GLA found Transline was likely not to be paying "adequate tax and National Insurance contributions".
The GLA reviewed a sample of payslips and found that some workers were receiving much less than the National Minimum Wage "some… significantly so." In fact, one worker was paid just £2.87 an hour before expenses. Transline advised the GLA that they were employing apprentices. This is significant because apprentices in their first year of work get a much lower rate of national minimum wage – in 2012 it was just £2.68 an hour.
However, the GLA found the "workers interviewed did not consider they were employed as apprentices". The GLA ruled that Transline had failed its licensing standard by not paying the national minimum wage, and also found Transline's Managing Directors not "fit and proper" persons to hold a GLA licence, meaning Transline can no longer supply workers into food production. But they were free to work in other sectors, like ASOS, paying workers in similar ways.
Transline denied these claim of paying people below national minimum wage. They said they have invested in software which prevents a worker from being paid less than the "applicable national minimum wage" and ensures employee aren't worse off through the salary sacrifice scheme. "Such safeguards and systems are specifically designed to ensure that Transline do not break the law."
Channel 4 Dispatches also went undercover to a meeting with an umbrella group, MAC Professional Solutions. Posing as the owner of a recruitment agency, our reporter was told how he could lawfully save money in PAYE and NI by employing workers through an umbrella firm.
General Manager Patrick Shaw explained the avoidance scheme saying, "There's tax evasion - illegal; tax avoidance which is perfectly legal. It's, you know, helping the contractors avoid paying tax legally and we do that by use of contractor's expenses. You're saving money and you're saving a good chunk of money - if I'm lucky enough to have a lot of contracts with your agency I'm making a lot of money. "
Shaw also explained how workers on one of his avoidance schemes could be employed below the national minimum wage and would not be entitled to key rights; "They're not classified as an employee or worker, so technically the National Minimum Wage is £6.50 doesn't exist… To be perfectly frank, they've got no holiday pay rights, they've got no employee rights…they've got no worker rights."
Mac Professional Solutions said: "In December 2014 we underwent a review by HM Revenue and Customs and were found to be fully compliant with no issues about our operations raised… The vast majority of those that we engage with are better off as a result and none of them are compelled to do so in the first place…"
At Prestige Recruitment Specialists we do not operate any Sacrifice Salary Schemes and are fully compliant with all legislative matters in relation to HMRC matters such as National Minimum Wage, PAYE & NIC along with our obligations of the Agency Workers Regulations.


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It's that time again when I get to reward one of my members of staff with the Employee of the Month accolade.
The winner for March is a long-standing member of our Capricorn team, Paul Woolridge.
Paul mainly works as a night guard and is one of our all-rounders, however is well known face amongst our Film and TV clients
During his time with us he has consistently maintained a professional approach to all aspects of the business. The Operations team feel that this dedication and continued commitment should be rewarded.
Congratulations Paul, enjoy the extra bonus in your next pay packet.


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I'm happy to announce the 7th developer snapshot of the JBoss JCA project.
The full release notes are here.
ShrinkWrap support
This release adds support for deploying ShrinkWrap archives through the embedded configuration. This will allow you to quickly build resource adapters for your test cases without having physical representation on disk.
ShrinkWrap is very easy to use
import org.jboss.shrinkwrap.api.Archives; import org.jboss.shrinkwrap.api.spec.JavaArchive; import org.jboss.shrinkwrap.api.spec.ResourceAdapterArchive; /** * Basic ShrinkWrap ResourceAdapterArchive test case * @exception Throwable Thrown if case of an error */ @Test public void testBasic() throws Throwable { ResourceAdapterArchive raa = Archives.create(UUID.randomUUID().toString() + ".rar", ResourceAdapterArchive.class); JavaArchive ja = Archives.create(UUID.randomUUID().toString() + ".jar", JavaArchive.class); ja.addClasses(MessageListener.class, TestActivationSpec.class, TestConnection.class, TestConnectionFactory.class, TestConnectionManager.class, TestConnectionInterface.class, TestManagedConnection.class, TestManagedConnectionFactory.class, TestResourceAdapter.class); raa.addLibrary(ja); raa.addManifestResource("simple.rar/META-INF/ra.xml", "ra.xml"); try { embedded.deploy(raa); } catch (Throwable t) { log.error(t.getMessage(), t); fail(t.getMessage()); } finally { embedded.undeploy(raa); } }
You can see a complete example of using ShrinkWrap in our
org.jboss.jca.test.embedded.unit.ShrinkWrapTestCase test case.
Deployment verifier
This release also adds a deployment verifier that verifies specification requirements for the resource adapter classes.
The verifier will output which requirements which havn't been implemented, like
Severity: ERROR Section: 19.4.2 Description: A ResourceAdapter must implement a "public int hashCode()" method. Code: com.mycompany.myproject.ResourceAdapterImpl Severity: ERROR Section: 19.4.2 Description: A ResourceAdapter must implement a "public boolean equals(Object)" method. Code: com.mycompany.myproject.ResourceAdapterImpl
This will give resource adapter developers a possibility to verify their implementation against the specification to a higher degree. The verifier can of course be configured to serve your needs.
We will continue to add new rules in future releases as well as provide an XML representation of the reports for tool processing. Feel free to drop by our forum to help out with these tasks.
The Road Ahead
Since EE6 have been released this month, we will focus on getting closer to a full implementation.
For Those About to Rock, We Salute You !


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Simon Aldous's take on the big architectural stories of the week: Architects 'pressured' into opting out of Working Time Directive • Cass set to stay in East End • O'Donnell and Diller's Budapest connection
Architecture has a reputation for long working hours. Apart from the adverse effect on architects' general wellbeing, it has been blamed for entrenching the profession's male domination. Women still bear the brunt of childcare responsibilities, which are generally incompatible with a long-hours culture.
But now it appears that many practices are breaking the law to perpetuate these conditions.
The AJ's recent Working in Architecture survey has revealed that employers are forcing staff to opt out of the EU Working Time Directive, which enforces an average 48-hour working week. A large number of respondents said their employers told them they would not hire them unless they signed away their rights. To be clear, this is illegal.
The working time directive's prime purpose is to protect working conditions for employees; but also, by creating a statutory level playing field, to make it easier for employers to provide good conditions without the risk of making themselves less competitive compared with less caring businesses.
It's important to stress that the 48-hour limit applies to average hours – usually measured over a 17-week period. If architects have to work longer hours in the run-up to a key deadline, this is fine so long as it is balanced out by shorter hours at other times.
Which would all be great except that when the measure was first implemented in the 90s, the UK government insisted on an opt-out clause, whereby employees can agree to waive their rights – a loophole that this country has exploited somewhat more enthusiastically than others. It is, however, optional, 'you can't be sacked or treated unfairly for refusing to do so' spells out the gov.uk website.
Even if the opt-out is part of an architect's contract, they can choose to cancel the agreement by giving up to three months' notice. But the reality surely is that anyone doing so might be feeling particularly nervous the next time their company needed to make job cuts.
RCKa's Russell Curtis is unimpressed, tweeting that this approach suppresses fees and diminishes quality, while Victoria Simpson of DLG Architects was one of several to suggest the RIBA should strip offending practices of their chartered status.
With the end of freedom of movement looming, a shortage of architects could mean longer hours become even more widespread. Though on the flip side, once we're freed of the yoke of EU restrictions, the entire Working Time Directive could be dropped, with no legal limit to working hours. Roll on progress!
Poll: How should the RIBA respond to practices that force architects to opt out of the Working Time Directive?
• Take legal action
• Revoke chartered status
• Strongly urge them not to
• It shouldn't get involved
Vote here
Our previous poll asked whether you agreed with the High Court's ruling against Neo Bankside residents, who wanted Tate Modern to close off part of its viewing platform. Eighty per cent agreed with the ruling.
Cass backtrack – something to mull over
Cass protest 2
London Metropolitan University is set to confirm that its Cass School of Architecture is staying put in east London – a major U-turn on long-standing plans to move the department to the university's main Holloway Road campus in north London.
How will the school's former dean, Robert Mull, feel about this news? He was suspended by the university in 2015 after refusing to support the planned move and resigned a few weeks later.
The department's home at Central House had been described as the 'Aldgate Bauhaus' and included an interior designed by Florian Beigel's Architecture Research Unit, which was based at the school.
And Mull was far from the only person not to embrace the university's 'exciting plans'. They were opposed by large numbers of the school's students and staff, who expressed concern that the move would be used as an excuse to cut courses and reduce the generous space they enjoyed.
Indeed their campaign was backed by Richard Rogers, David Chipperfield, Eric Parry and Peter St John as well as then Tate director Nicholas Serota. They were among the signatories to a letter, published in The Observer, which argued that moving the Cass 'would destroy its own rich ecology and diminish the diversity and opportunities of its East End location'.
Certainly the move wasn't motivated by any urge to improve the school's educational experience. Rather it was part of attempts to recover from major financial problems.
In 2008, London Met was caught misreporting data on student dropouts and the funding council sought to claim back £56 million. Then four years later the UK Border Agency banned the university from taking non-EU international students as part of then home secretary Theresa May's 'hostile environment' policy.
The upshot was it lost half its international students and a significant amount of income. The hope was that selling the Cass's Aldgate home – for £50 million – would help ameliorate the situation.
The sale went ahead and the building is now being revamped and extended by AHMM. The architecture students, meanwhile, moved to a 'temporary home' at the university's Calcutta Complex also in Aldgate. There they joined the Cass's art and design departments, which had moved from Commercial Road the year before.
And there they now seem set to stay, following the appointment of a new London Met vice-chancellor, Lynn Dobbs, who is apparently less hell-bent on centralising the university's various outposts.
Cass head Andy Stone has expressed delight that all three departments are, for the first time, 'working under one roof', while stressing that, by staying in Aldgate, the school can strengthen its local relationships.
The arguments made by the staff and students – ie the people who actually knew the school – appear to have prevailed. However, the Cass has emerged from these shenanigans a depleted force, with considerably fewer architecture students and a tarnished reputation. At least with its future settled, it can start to rebuild.
O'Donnell and Diller's Budapest connection
Sheila O'Donnell
Congratulations to O'Donnell + Tuomey, which has another award that isn't the Stirling Prize to add to its collection. Specifically, founding director Sheila O'Donnell was yesterday (Friday) named Women in Architecture's Architect of the Year for her work on the practice's recently completed Central University Building in Budapest.
O'Donnell picked up the prize at a glittering 'luncheon' where New York architect Elizabeth Diller was collecting her Jane Drew Prize, which celebrates those who have raised the profile of women in the profession.
The two will have had plenty to talk about. Not only are they both designing schemes for the V&A's east London outpost, they now both have projects in Budapest, with Diller Scofidio + Renfro this week winning a contest to design a new home for the Hungarian Museum of Transport in the city.
That victory has left a trail of disappointed major names in its wake – with Fosters, Chipperfield, Caruso St John and Amanda Levete's AL_A all on the shortlist.
It's a sign of the practice's increasing international dominance. While it made its name with a host of imaginative cultural schemes in New York, the Budapest job comes hot on the heels of wins for a £150 million art gallery in Adelaide, the V&A archive in east London and the Centre for Music in the City of London.
Diller will be hoping her Budapest experience turns out better than O'Donnell's. Future phases of O'Donnell + Tuomey's project for Hungary's Central University seem unlikely to complete following attacks on the institution by Hungarian prime minister Viktor Orbán. The university is now looking to relocate to Vienna.
The Women in Architecture event also saw the Moira Gemmill Prize for Emerging Architecture awarded to Xu Tiantian, founder of Beijing-based practice DnA.
Former AJ editor Christine Murray put together a little something to mark the event.
Also this week
- Hawkins\Brown has launched Studio Scotland, a new office with a presence in the cities of Edinburgh and Glasgow. The practice already has branches in London and Manchester and is expanding after winning work at both Glasgow and Edinburgh universities. The office will be run by Edinburgh-based Peter McLaughlin.
- UNESCO has added its voice to those opposed to David Adjaye's Holocaust Memorial in central London. The organisation's International Council on Monuments and Sites says the structure will 'dominate' Victoria Tower Gardens and detract from how Westminster World Heritage Site is experienced. Meanwhile, Adjaye has been commissioned to design Ghana's first national pavilion for the Venice Art Biennale, which takes place later this year.
Simon Aldous's Weekend Roundup is emailed exclusively to AJ subscribers every Saturday morning. Click here to find out about our subscription packages
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Sweater: Ohne Titel / Skirt: Asos / Shoes: Givenchy / Belt: Chanel / Sunnies: Tom Ford / Hair: Mazali
The combination of the soft jersey and the sophisticated pleating on this maxi skirt makes it the perfect item to wear on a Sunday with the kids. I paired it with this chunky zip-up sweater, with exaggerated moto sleeves, which makes me love it even more.
I will put a link to this skirt if I am ever able to get onto their site; Asos.com is having a huge sale with a 70% markdown, and it seems to be causing hosting issues. All hail the sale though, and it is a worthwhile venture if you can access it. Happy shopping!


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This is my first attempt at textured rather than Fair Isle knitting and I have to say, give me Fair Isle every time. Well, that's perhaps a bit harsh. I like the look of the knitted article. I like the yarn, Rowan Baby Merino Silk dk (66% wool, 34% silk) and enjoyed the feel of it when knitting. The colour is wonderful (Bluebird, No 684). I quite liked knitting the buds too. It was just that the pattern didn't give precise instructions about whether to bud or not when decreasing for the armholes and the top of the sleeves and sometimes the decision making became too arduous (especially if I was trying to have an eye on the television at the time!). Much undoing ensued. Perhaps when I do similar knitting again I shall know more what I'm doing and feel less burdened by making my mind up.
Having started this little cardigan over Christmas I had put it to onside when the going got tough. With the recipient's birthday looming, I fired up the knitting needles and pressed ahead, which was a good thing as knitting meant to fit a 3 year old is just right for our birthday girl celebrating her second birthday. I thought the sleeves were too long and a bit too narrow and in the picture in the pattern book you can see they are wrinkled around the arm yet sit well down the wrist. If I knit the pattern again I might make the sleeves a bit fuller. (Gosh, just look what I said there. It's like having a baby – straight after you think never again,then suddenly you surprise yourself by considering the next one!) I was pleased to raid my button box and find a nice little card of buttons from Liberty, bought in the old century but never quite right for anything – white splattered with colour like mini Jackson Pollock paintings, they are fun but not too shouty.


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Glad you took this as my picture was a blurry mess. I think I took mine facing the other direction when we all gathered after the choke, but it don't show much of the cave so glad you took something.
Main Menu
Bad Behavior has blocked 1463 access attempts in the last 7 days.


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Super Kamagra Auf Rechnung
Those with wild hair ought to prevent design with warmth on a regular basis. Irons that get to above a number of 100 diplomas can in fact permanently affect the helices of your respective curls. This generates curls which are not uniform, and continues a addiction to the hair iron or blow clothes dryer. Learn to love your curls and they will reward you with confidence!
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Avoid dieting when attemping to give up cigarette smoking. Lots of soon to be quitters attempt to diet regime although stopping so they can avoid the supposedly expected putting on weight. Even so, in doing so, they're depriving their health of an excessive amount of simultaneously and so they end up relapsing. This means gaining weight, whilst they're continue to smoking cigarettes.
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*** Notice-boards ***
What a fantastic idea. Lets make somewhere central that we can give you information on paper and then we'll email you to tell you we have put something new up so that you get into a routine.
Email… Notice-board… Email… Notice-board…
Then… oh oh great idea we'll put up things with out telling you and you'll miss them because "… It WAS on the notice-board, didn't you see?" haha
They also become a beacon for the daydreamer.
You go. You stop. You stare. your mind suddenly empty and all intent forgotten or at least distracted.
You stare in the hope that something pops into your head that somehow makes the degree show date magically seem 20 weeks away instead of just 5.
Then there is the note-taker. They know the board inside out. They have the measurements and proximity mapped out in their mind of how best to get there from any… ANY location in the studio not to mention the natural instinct to tell when there is some new addition. They need no email.
Ohh and then there is the novice or extreme expert (I've not decided if the actions are calculated or mere 'accident') who puts up the poster for their show above the tutorial sign up list. These guys would be killed if they were ever caught in the act.
Notice-boards… they make me laugh.


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Getting the most out of your accounting software?
A business accounting software system is an integral part of any business. It is the principal source of financial data for making business decisions and meeting tax compliance requirements, but how well is that software working for you?
Have you thought about getting a software health check?
Our business software health checks are a great way to ensure your financial data has the integrity you expect it to. By doing health checks, you can ensure the accounting records are being accurately maintained to reduce time and cost.
Wouldn't it be great to know that your financial software has been set up correctly, is being used by staff appropriately and efficiently, and that they are making use of time-saving features.
Would you also like to know about the range of apps that are available to your business, including payroll and bank integration?
At Nexia we have a depth of knowledge in cloud-based and off the shelf accounting software packages. We recommend that you undertake a review of the 'health' of your accounting software, which will identify any issues or opportunities, ultimately saving you time and money.
What are the benefits?
In today's world, software is continuously changing, updating and improving and sometimes it can be difficult to keep up! Software health checks are a way to give you peace of mind that you are getting the best from your accounting software and whether it is fit for purpose.
The ultimate benefits include:
- Gaining peace of mind and confidence in the performance of your accounting software.
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We offer a review of the following key areas:
- A sense check of your financials for potential errors or inconsistencies
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- Bank feeds/bank account integration
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- Check chart of accounts
- Review Payroll software integrations
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- Any other possible features of your accounting software that your business could use to improve efficiency
We will provide you with a detailed 'Health Check Report' outlining the results, what actions are required (if any), and a list of recommendations.


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BEMIDJI, Minn. — The buzzword in Bemidji?
Try mosquitoes.
It seems people here really like to complain about the pesky summer residents. Really complain.
According to a release by exterminator Terminex, Bemidji ranked in the top 10 of communities who like to complain about mosquitoes. At least online, anyway.
The company searched through 200 billion Twitter posts in 2014 to find out which city is the most bothered by skeeters.
The research was done on a per capita basis, a release said, so while larger cities such as New York or Chicago may have had more tweets, based on population, it was residents in smaller towns who tweeted their disdain for mosquitoes with a much higher frequency.
Here's the top 10 list: Goodland, Kan.; Safford, Ariz.; Bowling Green, Ohio; Petoskey, Mich.; Glenwood Springs, Colo.; Myrtle Beach, S.C.; Bemidji; Shawnee, Okla.; Paragould, Ark. and London, Ky.
"Mosquitoes are a nuisance people don't have patience for and many of our customers have taken their hatred online," said Stan Cope, director of entomology and regulatory services for Terminix.


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Prefontaine Scholarship Program
In 2005, the Prefontaine Memorial Run Committee established a scholarship program to benefit Coos County high school students who have participated in cross-country and/or track and field programs at their respective schools. To qualify for scholarship consideration, the student must be a high school senior, have earned at least a 3.0 cumulative grade point average, have been a resident of Coos County since at least September 1st of the previous year, have participated in either cross-country and/or track and field, and have demonstrated exceptional dedication to their sport.Each candidate is asked to provide an official transcript and an activity chart showing their involvement in school/family/community activities, volunteer service, and work for pay. Finally, the student is asked to write a 250-400 word essay on what one of three Steve Prefontaine quotes means to them:-"Some people create with words or with music or with a brush and paints. I like to make something beautiful when I run."-"A lot of people run a race to see who is the fastest. I run to see who has the most guts."-"To give anything less than your best is to sacrifice the gift."The Prefontaine Memorial Run Committee meets in the spring to review the applications and to decide who will be recipients of a $1,000 scholarship. For more details or to apply, please visit the scholarship provider's website
Award Amount: $1,000
Competitive: Yes
Essay required: Yes


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Is Brava's idea of the oven for the future perfectly or overdone?
Tag: Gear
Surface Go Is Microsoft's Big Bet for a Tiny-Computer Future
The latest Surface is Microsoft's smallest—and most inexpensive.
The Breast Pump Finally Joins the 21st Century
The device countless women depend on is stuck decades behind the days. Now tech business owners are hacking this crucial device of motherhood. The post The Breast Pump Finally Joins the 21st Century appeared first on WIRED.
Oh Great, Now Alexa Will Judge Your Clothes, Too
Et tu, Alexa? The post Oh Great, Now Alexa Will Judge Your Outfits, Too appeared very first on WIRED.
The 10-Year Quest to create Your Phone Do Everything
imagine if you could turn every screen, keyboard, and surface into the device you'll need, for just as long as you need it? The post The 10-Year Quest to produce Your Phone Do Everything showed up very first on WIRED.
Exactly what Has F8 waiting for you for Me?
Facebook revealed down some nutty new tech recently at its annual designer conference. We unpack it with special visitor Cade Metz. The post What Has F8 available for me personally? appeared first on WIRED.
Making a Spectacle of Yourself
David tells the story of his attempt to buy Snap's Spectacles. The post Making a Spectacle of Yourself appeared first on WIRED.
Official Star Wars Drones Go on Sale Next Week for $230 Each
OK but these really are the drones you're looking for. The post Official Star Wars Drones Go on Sale Next Week for $230 Each appeared first on WIRED.
Review: Monster iSport Victory BT
These new wireless, sweat-proof headphones from Monster are great workout companions. The post Review: Monster iSport Victory BT appeared first on WIRED.
Any.do's Assistant Puts a Robot to Work on Your To-Do List
The new app combs through your task list, and figures out what you need to do—and what it can do for you. The post Any.do's Assistant Puts a Robot to Work on Your To-Do List appeared first on WIRED.


text: Hello friends! I just had to pop in for a quick sneak peek of Noli & Julia's beautiful vineyard wedding. They were looking picture perfect and had gorgeous-toasty-lighting to go with it. It was just the perfect way to end my weekend. Congratulations on a new beginning Noli and Julia!


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They are not the same animal. ETFs are backed by underlying portfolios made up of the securities that make up whatever Index the ETF is based on. When shares are bought, the Market Makers deliver to the Issuer the required portfolio of stocks, bonds or commodity futures. When investors sell shares, the Market Makers turn in those shares and the ETF portfolio delivers out the underlying securities.
With ETNs, the fund is guaranteed either by the Issuer of by a third party-generally a bank. When investors buy shares from Market Makers, the Market Makers generally send cash to the Issuer in return for shares. The Issuer then hedges the risk in many different ways but there is not a portfolio of securities that is owned by the shareholders. The ultimate guarantee to the shareholders is the viability of the guarantor-the shareholder has no claim on the underlying portfolio.
I don't believe that ETFs and ETNs should be lumped together as it confuses less well educated investors.


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Dear Zindagi: With Alia Bhatt, Shah Rukh Khan, Aditya Roy Kapoor, Angad Bedi, Tahir Raj Bhasin. An inspiring cinematographer meets an unconventional thinker who revolutionizes her life, and helps her to find happiness. Paterson: With Adam Driver, Golshifteh Farahani, Kara Hayword, Sterling Jerins, Jared Gilman. This movie is about the life of a normal couple […]Read More
Night in… Anyone movies?2
The Adjustment Bureau: With Matt Damon, Emily Blunt, Lisa Thoreson. Does destiny exist? Do we create our own future? And what if our plans, intentions and aspirations interfere and collide with the possibility to meet our true love? The Perfect Guy: With Micheal Ealy, Sanaa Lathan, Morris Chestnut. Does the perfect guy exist? Is the […]Read More


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News Release
TECO Energy Declares Pro-Rated Dividend
TAMPA, June 22, 2016
In preparation for the expected closing of the merger of TECO Energy, Inc. (NYSE: TE) with Emera US Inc., a wholly owned indirect subsidiary of Emera Incorporated (TSX: EMA ), in accordance with the agreement and plan of merger among TECO Energy, Emera US Inc. and Emera Incorporated, the board of directors of TECO Energy today declared a special pro-rated dividend at the current rate until the closing of the merger. The New Mexico Public Regulation Commission voted unanimously to approve the merger at its meeting on June 22, 2016. TECO Energy and Emera are awaiting the filing of the NMPRC's written order. That filing will complete the final required regulatory approval and accordingly, all conditions precedent to completing the merger will have been fulfilled other than the customary closing conditions. Closing is expected to occur on or about July 1, 2016.
The board of directors declared a dividend of $0.002527 per share per day that will accrue from May 16, 2016 (the prior TECO Energy dividend record date), until and including the day prior to the effective day of the merger or until the next regularly scheduled record date of Aug. 15, 2016, whichever occurs first. This dividend is the daily equivalent of the current quarterly dividend rate of $0.23 per share. In the event the merger closes on or before Aug. 15, 2016, the dividend will be paid as soon as practicable following completion of the merger to shareholders of record as of the close of business on the last trading day prior to the closing of the merger. In the event the closing has not occurred on or before Aug. 15, 2016, the dividend will be paid on the normal quarterly payment date of Aug. 26, 2016, to holders of record as of the close of business on Aug. 15, 2016.
TECO Energy Inc. (NYSE: TE) is an energy-related holding company with regulated electric and gas utilities in Florida and New Mexico. Tampa Electric serves nearly 725,000 customers in West Central Florida; Peoples Gas System serves nearly 365,000 customers across Florida; and New Mexico Gas Co. serves more than 515,000 customers across New Mexico.
Note: This press release contains forward-looking statements related to the pending merger of TECO Energy with Emera US Inc., which are subject to the inherent uncertainties in predicting future results and conditions. Actual results may differ materially from those forecasted. The forecasted results are based on the company's current expectations and assumptions, and the company does not undertake to update that information or any other information contained in this press release, except as may be required by law. Factors that could impact actual results include: the ability to successfully close the merger on the anticipated schedule, if at all. Additional information is contained under "Risk Factors" in TECO Energy, Inc.'s Annual Report on Form 10-K for the period ended Dec. 31, 2015.


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The beauty of software that is unique to its core is the ability to build out functions and features as easily as they are thought of. If you can dream it, we can build it. Mobile apps are just the same – scalable & flexible by design that expands to meet your needs.
Incorporating external resources into a mobile event app has never been easier. Whether it is your organization's YouTube channel, a link to your website or external partner websites for resource material, your options are limitless with the Conbop mobile app solution. With Conbop mobile event app you can harness the power of a robust solution platform to integrate nearly any existing information and instantly connect your audience to that data.
A YouTube integration allows a personal message from a Board Member, a welcome message from the Events Team or a guest celebrity video appearance. An innovative way to deliver a daily personalized message is to send out a Push Notification to alert attendees that they have a new video message. It gives that one-on-one feeling and allows for another avenue of engagement with your attendees.
Another way to integrate audio visual into your mobile event app is to include your partner's YouTube sites. Corporate information, their commercials, or their President's message can be prominently featured at the click of a button. This option allows for that heightened visibility for a sponsor or partner.