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As the world continues to learn more about coronavirus and its spread, it's vital to stay up-to-date on the latest developments. However, it's also important to make sure that the information being distributed is from credible sources. To that end, Between The Lines has compiled, [...]
An exciting media partnership is bringing the stories of young LGBT leaders of color not only to the state's gay press readership, but to mainstream media and the circle of arts, culture and philanthropy as well. It's Between The Lines first such outreach and it's called The LGBT Leaders of Color Visibility Project.
The 18-month undertaking peaks with a panel discussion on June 6 and culminates with a showcase of photography, stories and video in the Pittman-Puckett Art Gallery at Affirmations in October.
The project is the brainchild of Katie Brisson of the Community Foundation for Southeast Michigan's Hope Fund. Brisson wanted to find ways of educating the public about the Racial Education Initiative through the Fund, and to advance the mission of supporting minority youth. She hopes the project will "expose the larger LGBT community to the growing work and leadership in LGBT organizations of color, provide educational networking opportunities that bridge the leaders and organizations of color with a broader network of leaders, inspire LGBT leaders of color to continue in their individual roles, and to serve as mentors to others and inform LGBT communities of color that these organizations are available to support them."
She brought BTL to the table with Model D, an independent online magazine, in order to tell this part of the story about LGBT people who are changing Detroit. "The idea is to recognize leaders in the African American, Latino and Arab communities, and share their stories broadly," said Jan Stevenson, BTL publisher.
BTL found ten LGBT leaders to profile, and enlisted the help and expertise of Desiree Cooper, herself an accomplished writer and African American role model.
"The LGBT community is vibrant and diverse, but just like society at large, it struggles with the same 'isms' — including sexism and racism," said Cooper. "Too often, LGBT leaders of color are overlooked because of these biases. It has been a pleasure to be able to bring the lives, experiences and contributions of LGBT leaders of color to the foreground," she said. "People disclosed sexual abuse, child abuse, violence, addictions, HIV status, painful coming out experiences–the whole gamut. I was amazed at the honesty and openness that everyone brought to the process. If the tables were turned, I'm not sure that I could have been so trusting and open. But what really struck me is that, despite the strides we've made with LGBT civil rights, people still go through so much trauma in order to simply be who they are. As a baby boomer, I guess I was hoping that the new generation was much freer to express the range of sexual identities. We still have a long way to go."
Stories reported so far include a young woman who is the press secretary for Detroit City Council President Charles Pugh, several individuals who are doing AIDS and HIV prevention and support, the founder of a drag show benefit, a young restauranteer, and a Latino woman whose work includes teaching English in Ecuador and Mexico, advocating for interfaith acceptance, and promoting immigrants' rights.
To go along with the articles, Model D is producing videos about each leader. They're also planning the June 6 event, which will be a panel discussion led by Cooper at The Scarab Club (217 Farnsworth, Detroit) with doors opening at 5:30 p.m. and the program starting at 6 p.m. Space is limited, and reservations are accepted online at https://docs.google.com/spreadsheet/viewform?formkey=dDd4MzdfVXdxNzhGelAzdGFyc2k1NFE6MQ.
The discussion will feature Detroit entrepreneurs and community leaders who are not just talking the talk, but walking the walk to create a more welcoming city for all. There will be young leaders featured in the series as well as more seasoned leaders in the community that youth can look up to and learn from.
Light refreshments will be provided by Detroit Vegan Soul, a new meal delivery and catering company specializing in soul food made from whole food. DVS was started by Kirsten Ussery and Erika Boyd. Ussery was featured in the first installment of the series that began last fall.
In October the event at Affirmations will celebrate the entire collection of stories. "October is Gay and Lesbian History Month, so we thought this would be the perfect way to recognize the people who are making history here, today," said Stevenson. Plans are in the works for how to give this day the most impact, including possible speakers. They hope to showcase the Model D videos as well.
Cooper, who will be facilitating both events, looks forward to sharing the leadership series with the public. Her wish is for every young person to view themselves as a leader. "Leadership is something everyone does every day. Leadership by example, action or service is just as powerful as leadership by acclamation or election. What kind of leadership you exhibit is up to you."
"The Community Foundation saw that BTL and Model D could each bring different strengths and networks to this project," Brisson said. "Working with BTL was ideal, given their extensive reach in the LGBT community. We then decided to ask Model D to become a partner as they provide a creative in-road to larger, mainstream audiences. Also, Model D has a younger, Detroit-focused audience, who are critical to reshaping the vision for the region.
"I think it is telling that one of the leader profiles was the most-read article in Model D one week. Quite a lesson for everyone that it would be a top-read story in a mainstream publication," said Brisson.


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cahoot has launched a new two-year fixed savings account paying 4.01%.
The deal, which is fixed until 30 April 2011, is available to both new and existing cahoot customers – but only as long as the funds paid in are not transferred from other Santander-owned banks. So people with their money in Abbey, Alliance & Leicester or Bradford & Bingley need not apply.
In addition, although this is an attractive rate, you'll only qualify if you have at least £30,000 to deposit upfront. No additional deposits are allowed, and withdrawals are forbidden during the two-year life of the account. If you do take your money out before 30 April 2011, you could lose the interest earned.
The deal pays you interest on an annual basis, so you will benefit from compound interest after the first year.
Matthew Timms, managing director of cahoot, says: "This is a highly competitive bond in the current market that complements cahoot's existing range of competitive products, and with the financial backing of one of the world's largest banks it gives savers peace of mind and security for their money"
How does it compare?
In terms of two-year fixed-rate offerings, cahoot is in good company. Currently, the best rate on this type of deal is offered by ICICI Bank; its HiSave Account pays 4.1% AER for 24 months.
You'll need £1,000 to deposit upfront to open this account. Or ICICI pays 3.9% on its one-year fixed deal, which again requires a £1,000 deposit. Neither account allows early access.
Elsewhere, Santander rules the roost. Cater Allen Private Bank, which like cahoot is owned by the Spanish bank, pays up to 4.11% on its three-year fixed account. However, to qualify for this deal you'll need to have at least £1 million to lock away.
Smaller deposits will earn you a lower rate of interest; Cater Allen pays 3.85% for anyone with between £5,000 and £50,000 saved; 4% for anyone with £50,000 to £250,000 deposited; or 4.08% if your balance is between £250,000 and £1 million.
It also offers a two-year fixed-rate deal that similarly has a tiered interest structure; so, deposits of between £5,000 and £50,000 will earn 3.68% AER, rising to 3.85% AER if you save more than £50,000. If your balance is more than £250,000, the rate rises again to 3.92% AER and if you have £1 million to save, you'll earn 4%.
Remember that under the Financial Services Compensation Scheme, you are only protected on the first £50,000 per customer per bank. While Santander is a big bank, if you want utter certainty that your money won't be lost if it fails, then you should split your money across several different banks.
Abbey and Alliance & Leicester, which are also Santander-owned firms, also offer best-buy fixed-rate deals. Both accounts are fixed for two years and pay 4.01% AER. However, you'll need £30,000 as a deposit to qualify for these deals.
Finally, Halifax – which is part of Lloyds Banking Group – offers a Websaver account that pays 4.1% AER on deposits of £500 - but you will need to be prepared to lock away your money for five years.

subset: commoncrawl


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Why pumpkin might be the alternative feed for dairy farmers in Kenya
Dairy Farmers in Kenya are always looking for ways to reduce feed costs for dairy cattle production. One possibility is to use commodities that are available at salvage value. Purchasing commodities at salvage value can be a win/win situation for both the cattle producer and the owner of the commodity that is no longer worth its original value.
Malenge, as many Kenyans know it, is an essential and integral part of preparing many delicacies in Kenya. It is not only because of its sweet flavor and tantalizing aroma, but also due to the important health nutrients it possesses. Very basic meals like Chapati can be turned into sumptuous meals just by adding pumpkins. Have you ever had Chapati Malenge? A crop that has been in the market and on Kenyan tables for centuries still proves to be very important both for health and for commercial purposes.
Pumpkins are a commodity having a limited window of optimal value. Depending on the season, many pumpkins may be left in the fields if not chosen for direct market. Additionally, pumpkins harvested from the fields to be hauled to local markets may get broken or have some sort of blemish that makes the pumpkin less desirable for human consumption. These pumpkins may be available for grazing or for inclusion in beef cattle rations.
Cattle find pumpkins palatable and do not seem to have much trouble consuming pumpkins left in the fields once the pumpkins have undergone some freezing and thawing. Pumpkins can also be lightly disked to facilitate consumption if they are still too firm for breaking up.
Pumpkins are high in moisture content (83-88%) and therefore do not provide a lot of dry matter per acre for cattle to consume. Grazing pumpkins in conjunction with a cornstalk residue field or a grass pasture or with supplemental hay may be necessary to ensure enough feed is available for the cattle. However, pumpkins make a good supplemental protein and energy source. The crude protein content tends to be between 14-17% on a dry matter basis and the in vitro digestibility (similar to total digestible nutrients or TDN) is 60-70%. Pumpkins can make a good supplemental feed for dry pregnant cows or can be included as a component of a growing ration for calves.
Regardless of the commodity being considered, producers need to evaluate the cost of the commodity per unit of protein or energy provided and include any transportation and labor costs associated with acquiring and feeding the commodity.
Utilizing alternative commodities no longer at peak market value can be a win for the cattle, a win for the cattle producer, and a win for the commodity owner.
Hits: 1398https://farmerstrend.co.ke/pumpkin-might-alternative-feed-dairy-farmers-kenya/https://i1.wp.com/farmerstrend.co.ke/wp-content/uploads/2017/08/pumpkins-eating-cow-kenya.jpg?fit=1024%2C683&ssl=1https://i1.wp.com/farmerstrend.co.ke/wp-content/uploads/2017/08/pumpkins-eating-cow-kenya.jpg?resize=150%2C150&ssl=1#TrendingDairy Farmingcan cows eat pumpkin vines,cow pumpkin variety,cow pumpkin variety kenya,cows eating pumpkins,do cows eat pumpkins,how to feed pumpkins to cows,how to feed pumpkins to cows what is a cow pumpkin,opica farm nyeri,opica pumpkin,pumpkin buyers in kenya,pumpkin farming business,Pumpkin Farming in Kenya,pumpkin farming profits,pumpkin prices kenya,pumpkin seeds for sale in kenya,pumpkins for sale kenya,what is a cow pumpkin,what vegetables can cows eatDairy Farmers in Kenya are always looking for ways to reduce feed costs for dairy cattle production. One possibility is to use commodities that are available at salvage value. Purchasing commodities at salvage value can be a win/win situation for both the cattle producer and the owner of the...#FarmersTrendJohn email@example.com am a web enthusiast, writer and blogger. I always strive to be passionate about my work. I started my work at the beginning of 2013 by engaging myself with detail reading and exchanging information regarding farming with others. Since then things and times have changed, but one thing remains the same and that is my passion for helping and educating Kenyan farmers, building a successful blog and delivering quality content to the readers. The particular interests that brought me in the world of blogging are gardening, farming and livestock.Farmers#Trend


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Making the Right Moves To Improve Your Credit
August 25, 2014
Hosted by Jordan Goodman
[Download MP3] [itunes] [Bookmark Episode]
Guest Information
Episode Description
Many people do not understand how the credit system works and therefore make many wrong moves which hurt their ability to get credit at all, or at least at good interest rates. Lynnette Khalfani-Cox, a personal financial author and journalist and editor at AsktheMoneyCoach.com, clears up may of these misconceptions in this interview. She discusses how to deal with debt collectors, how to improve your credit rating and get errors off your credit score, and the best ways to manage credit card debt. Other topics she touches on include the cost of raising children from birth to college, how to cut costs when you get to college and how women should manage their money better.
The Money Answers Show
Monday at 12 Noon Pacific Time on VoiceAmerica Business Channel
Do you need directions to a solid financial future? If so, The Money Answers Show with Jordan Goodman will provide you with a roadmap to making smart money decisions in every area of your personal finances. Join Jordan every Monday at 12 PM/PST 3 PM/EST for The Money Answers Show, on the VoiceAmerica Business Channel. Learn how and where to get the best deals on mortgages, cars, and insurance; find out the best ways to save for college and retirement, get out of debt, improve your credit rating, and save on your taxes. The Money Answers Show with Jordan Goodman will provide you with great tips on investment opportunities in real estate, stocks, annuities, and other investment vehicles. That's The Money Answers Show with Jordan Goodman on the VoiceAmerica Business Channel, every Monday at 12 PM/PST.
Jordan Goodman
Jordan Goodman has a mission: to help everyone do better with money. Since graduating the Columbia University School of Journalism in 1977, he has spent the past 32 years combing the country to find the very best ways to help consumers make and save money and then sharing these gems with the public. As a staff writer/reporter at MONEY Magazine for 18 years, a weekly commentator on NBC News at Sunrise and Public Radio's Marketplace Morning Report, and through his 12, soon to be 13 highly respected books, and his website www.moneyanswers.com, he has provided useful, common-sense information to the public. Some of his better-known books include Fast Profits in Hard Times, Everyone's Money Book, the Dictionary of Finance and Investment Terms and Master Your Money Type. Jordan is a rare combination: someone who possesses not only encyclopedic knowledge about every area of personal finance but also a passion for helping his listeners not only to get educated but to take action to help their dreams become realities.


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Tag Archives: clothes make the man
Clothes Make the Man is now available on Amazon
Clothes Make the Man A down-on-his-luck young man steals a magical suit off of a corpse, desperately hoping some of its power will rub off on him. This horror short story is now available on Amazon. The Dead Man In … Continue reading
Posted in Land of Fright on Amazon Tagged clothes make the man, land of fright on amazon Leave a comment


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Choose Pick Up Date.
Please choose a time to pick up your cake
Please Enter your Phone Number
What would you like written on your cake
Available only during Fall!!
Enjoy our Cafe de Olla, Organic Coffee or Mexican Hot Chocolate in our Custom Day of the Dead Ceramic Mug!


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City of HendersonvilleHome Menu
Fire Department Administration
Chief Bush began his career in the fire service in 1991 as a firefighter with the Hendersonville Fire Department. Chief Bush worked his way up through the ranks within the fire department and in May 2015, he was appointed Interim Chief. In July of 2015, he was appointed, unanimously, by the Board of Mayor and Alderman (BOMA) as Fire Chief.
Chief Bush holds an AAS in Fire Science from Vol State and a bachelor's degree in Fire Science Administration from Waldorf University . In July 2019, he will complete his MA in Organizational Leadership from Waldorf University. Chief Bush serves as Vice Chair for the Hendersonville Senior Citizens Center's Board of Directors. He served as Vice-President and President of the Middle Tennessee Fire Chiefs Association. He is a member of the International Association of Arson Investigators (IAAI) and the International Association of Fire Chiefs (IAFC). He is a State of Tennessee certified Paramedic and a 2017 graduate of the Fire Service Executive Development Institute (FSEDI).
Chief Bush enjoys being active in the community and enjoys attending events here in the City of Hendersonville. He loves to travel, attend sporting events, cook, and work out while creating a good balance between work and time with his girlfriend, family, and friends.
|* Front Desk *
|Fire Dept
|(615) 822-1119 ext. 3000
|Bennett, Scott
|Fire Inspector
|(615) 822-1119 ext. 3014
|Bush, Scotty
|Fire Chief
|Department Heads, Fire
|(615) 822-1119 ext. 3003
|Fann, Brian
|Administrative Fire Chief
|(615) 822-1119 ext. 3005
|Frost, Vickie
|Administrative Coordinator
|(615) 822-1119 ext. 3002
|Holt, Mike
|Deputy Fire Chief
|(615) 822-1119 ext. 3004
|Johnson, Judy
|Administrative Secretary
|(615) 822-1119 ext. 3001
|Nolan, Shane
|Fire Inspector
|(615) 822-1119 ext. 3012
|Nolen, Kenny
|Fire Inspector
|(615) 822-1119 ext. 3013
|Patrick, Westly
|Training Chief
|(615) 822-1119 ext. 3006
|Proctor, Mike
|Fire Inspector
|(615) 822-1119 ext. 3011
|Varble, Paul
|Fire Marshal
|(615) 822-1119 ext. 3010


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Dear Families,
Scholastic Book Clubs flyers are made for you and your child to shop for books your child will love to read. Each month, the flyers are filled with trusted, excellent quality, age-appropriate books chosen by Scholastic for prices as low as one dollar.
Plus you will be helping our class when you order: Scholastic matches each order you place with FREE BOOKS for our classroom to share.
Thank you for helping your child become a successful reader
Please use our this code if you order books: Class Code - MFQC7
Mrs. paccione


text: Free Sample of Cartier Baiser Vole Fragrance – (EXPIRED) by Admin 2 · June 5, 2013 Get a free sample of Cartier Baiser Vole Fragrance. Simply fill out the form to receive a free sample. SPONSORED OFFER BELOW Share on Facebook Share Share on TwitterTweet Share on Pinterest Share Send email Mail Print Print


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Mostly playing this because it makes me remember when I was a young peguin, the rare Louisiana Swamp Penguin, roaming South Louisiana on my little one-cylinder 500cc motorcycle. I've been most of the places that Mary Gauthier mentions in this song. This is "The Sugar Cane", and describes one of the things that happens every year right before cane harvesting time, which is to catch the fields on fire to burn off the leaves and branches, leaving the canes themselves with the juices still inside to be harvested. The smoke is bad for you, BTW. Not because it has anything toxic, it's just the particulates in it that can clog your lungs up. Still, it's hardly on par with, say, your typical oil refinery, when it comes to pollutants -- oil refineries will give you cancer.
-- Badtux the Wistful Penguin


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Bài 1: Chọn đáp án đúng:
1. You and Nam ate all of the ice cream by _______.
A. yourselves B. himself C. themselves D. yourself
2. What is _______your phone number?
A. you B. your C. yours D. all are right
3. Where are _______ friends now?
A. your B. you C. yours D. A and B are right
4. Here is a postcard from _______ friend Peggy.
A. me B. mine C. my D. all are right
5. She lives in Australia now with _______ family.
A. she B. her C. hers D. A and b are right
6. _______ company builds ships.
A. He B. His C. Him D. All are right
7. _______ children go to school in Newcastle.
A. They B. Their C. Them D. Theirs
8. Nam and Ba painted the house by _______.
A. yourself B. himself C. themselves D. itself
9. The exam _______ wasn't difficult, but exam room was horrible.
A. himself B. herself C. myself D. itself
10. Never mind. I and Nam will do it _______.
A. herself B. myself C. themselves D. ourselves
11. You _______ asked us to do it.
A. yourselves B. herself C. myself D. theirselves
12. They recommend this book even though they have never read it _______.
A. yourself B. himself C. themselves D. itself
2. Bài 2: Điền đại từ vào chỗ trống để hoàn thành câu:
- ……asked Mr. Simon, my science teacher, what glass was and……said that is a liquid.
- Hi Dana! Are……still coming shopping with us tomorrow?
- My mum studied history at university. …… says……was a really interesting course.
- Scientists are working hard to find cures for lots of diseases, but…… haven't found a cure for the common cold yet.
- Adam, do…… think…… should all bring some food with us to your party?
- Dad, do…… know if…… sell computer games in the market?
3. Bài 3: Điền đại từ vào chỗ trống để hoàn thành câu:
- Alice asked me about that book. Did you give……to…….
- I met Bill today, he went out with……girlfriend.
- Why does the teacher always give our class many tests? She hates……or something?
- They paid Michael Bay a lot of money to make this film. They must like……very much.
- I haven't seen Adam and Ally for ages. Have you met……recently?
- I have two brothers and one sister; ……sister is a student.
- This is where we live. Here is…… house.
- Those aren't my brothers' dogs. …… dogs are big, not small.
- What's……name? – I'm Alan.
- My son told……that I need to stop smoking.
4. Bài 4: Lựa chọn đại từ nhân xưng chủ ngữ/ tân ngữ phù hợp:
- (We/us) all went with (them/they).
- They know all about my friends and (I/me).
- His mother and (he/him) came last night.
- There are some letters for you and (me/I).
- What would you do if you were (he/ him)
5. Bài 5: Lựa chọn Đại từ để hoàn thành câu:
- Julia had a great holiday. She enjoyed herself.
- It's not my fault. You can't blame ….
- What I did was really bad. I'm ashamed of ….
- We've got a problem. I hope you can help ….
- "Can I take another biscuit?" "Of course, Help ….. !"
- You must meet Sarah. I'll introduce …. to her
- Don't worry about us. We can look after in ….
- I gave them a key to our house so that they could let …. in.
- I didn't want anybody to see the letters so I burned …..
1. Bài tập 1:
2. Bài tập 2:
- I – he – it
- you
- she – it
- they
- you – you
- you – they
3. Bài tập 3:
- it – her
- his
- us
- him
- them
- my
- our
- their
- your
- me
4. Bài tập 4:
- We – them
- me
- he
- me
- him
5. Bài tập 5:
2. me
3. myself
4. us
5. yourself
6. you
7. ourselves
8. themselves
9. them


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Isn't it ironic
Phil May and Andrea Twigg
Wed 2 Jul 2014 15:43
Here we are still enjoying ourselves in the BVIs, but feeling a little bit exposed now because the hurricane season is upon us. The majority of cruisers from this area have done the correct thing and already headed back to the "safety" of the US east coast.
And then along comes tropical storm "Arthur", first of the season, running straight up the coast from Florida. The good news it that it looks like the area of 50+ knot winds will stay a little bit offshore. Let's hope so.


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Bobux Timber Plum Ankle Boots are made of nubuck leather, with a contrasting brown ankle cuff and rubber soles- perfect for the Autumn colour palette. It features a single velcro strap and pretend lacing front with brass icon resembling a classic timber boot. It's made from the softest padded leather inside with padded heel support, and has a flexible sole too. As a fitting expert Bobux boots are a wider fitting, best for a G-H width fitting foot. This is a lovely casual style ankle boot for Autumn months.
- Nubuck leather outside
- Single strap
- Padded ankle support
- Great for G-H width fitting
- New Zealand, Award Winning Brand


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I'm leaning: Wake Forest.Like, beefs and memes and things like that.The clutch effort is modest; the ratios are well chosen.We would like to thank Tom for his efforts and wish him all the best, Timberwolves owner Glen Taylor said in a statement released by the team.James Neal has accumulated 17 total points this season for the Golden Knights.
Alec Kobre comes into this contest averaging 12 points per game while playing 25 minutes per night so far this season for the Tigers.They have a team WHIP of 1 and their FIP as a unit is 3.No Obligation.The Red Raiders barely escaped in overtime last year against the Jayhawks, winning 31 despite being 24-point home favorites.
"We know that's a good team with a couple of All-Star caliber players," Suns coach Igor Koskokov said of the Pelicans.Fast Sign up with Instant Access Click Here One E-mail A Week Is All You Need!Though Toronto's play improved during 6 PM ET Greg WyshynskiESPN Toronto Maple Leafs star Auston Matthews had the top-selling jersey among NHL players for the 2017 season, topping last year's leader, Sidney Crosby of the Pittsburgh Penguins.He has 36 hits this year along with 26 RBI in 92 AB's.
He earned his NFL start in 2011 while with the Indianapolis Colts as the team's offensive quality control coach.They're both capable of putting it on the floor, getting into a hole and making plays.They have a point differential of 8 as they average 116 points per game while giving up 107 per contest.On who they gave up: Jay Bruce had a very bad year in 2018, riddled with injuries and general ineffectiveness.
Included in your ownership is the use of your Luxury Suite for all Buccaneers and University of South Florida home football games in addition to access to concerts, the Outback Bowl, Monster Jam, marquee events at Raymond James Stadium and more.I think Joe's got a good chance.Cellular Field in Chicago.
He also brings in 5 rebounds per game Christian McCaffrey Youth Jersey and has 3 assists per contest.Big left arrow icon Big right arrow icon Close icon Copy Url Three dots icon Down arrow icon Email icon Email icon Exit Fullscreen icon http://www.panthersnflofficialauthentics.com/WOMENS-CHRISTIAN-MCCAFFREY-JERSEY.html External link icon Facebook logo Facebook logo Instagram logo Snapchat logo YouTube logo Grid icon Key icon Left arrow icon Link icon Location icon Mail icon Menu icon Open icon Phone icon Play icon Radio icon Rewind icon Right arrow icon Search icon Select http://www.losangelesdodgersauthenticshop.com/Corey-Seager-Jersey icon Selected icon TV icon Twitter logo Twitter logo Up arrow icon User icon Audio icon Tickets iconAdd to calendar iconNFC icon AFC icon NFL icon Football iconCarousel IconList ViewFootball iconCarousel IconList View.teams with a winning record.
Just wanted to say that no matter what, my fiancé and myself have complete faith in all of the Falcons coaches and all �?week in and week out, a true fan through and through.He's the coach that helped Carter Hart win CHL Goaltender of the Year.The experience paid off because Lamp says it's made him very handy today.
Friday, April 14 Rexall Place The San Jose Sharks travel to Rexall Place to play the Edmonton Oilers on Friday, April 14.Redick, sixth among active players in career 3-point percentage, was the Sixers' big addition in free agency last summer.But they are far, far from good, too – and until they come to terms with the fact that getting to good from where they are is not a linear movement then they will continue to underwhelm.The incident, for which Dunn, Westbrook, Grant and Lopez each received technical fouls, occurred with 4 remaining in the third quarter of Oklahoma Womens Corey Seager Jersey City's 121 victory over Chicago on Dec.


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If you are a victim of sexual violence, evidence of the assault and/or the identity of the attacker may be left on your body. You are encouraged to get an exam as soon as possible in order to preserve the evidence of the assault. Preserved evidence may be used in an investigation or criminal proceedings.
The following location provides Sexual Assault Nurse Examiners (SANE) to victims of sexual violence. These individuals are licensed registered nurses who are trained to collect and preserve forensic evidence of sexual violence. They are also sensitive to trauma and will always treat victims with dignity and respect.
Phoenix Family Advocacy Center
2120 North Central Ave Suite 250
Phoenix, AZ 85004
Hotline: (602) 534-2120 or 1-888-246-0303
Additional Arizona victim advocacy groups and centers can be found here.


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Tuesday, October 29, 2013
Book Thoughts - The Bone Season by Samantha Shannon
published 8/20/13
480 pages
Synopsis from publisher -
It is the year 2059. Several major world cities are under the control of a security force called Scion. Paige Mahoney works in the criminal underworld of Scion London, part of a secret cell known as the Seven Seals. The work she does is unusual: scouting for information by breaking into others minds. Paige is a dreamwalker, a rare kind of clairvoyant, and in this world, the voyants commit treason simply by breathing.
But when Paige is captured and arrested, she encounters a power more sinister even than Scion. The voyant prison is a separate city — Oxford, erased from the map two centuries ago and now controlled by a powerful, otherworldly race. These creatures, the Rephaim, value the voyants highly — as soldiers in their army.
Paige is assigned to a Rephaite keeper, Warden, who will be in charge of her care and training. He is her master. Her natural enemy. But if she wants to regain her freedom, Paige will have to learn something of his mind and his own mysterious motives.
My thoughts -
One of my favorite things in the reading life is finding a new series to sink my teeth into. I enjoy stand-alone novels, but immersing myself in the world of a series is like finding a new family to fall in love with. I seem to connect especially well with fantasy series, and I'm very excited about what Samantha Shannon has in store for us.
The Bone Season is the first in a projected seven-part series, and it certainly has enough intrigue and depth to fill seven novels. Shannon's world is complex and layered, with so much detail that at times it's hard to keep everything straight. There were moments where the volume of information seemed a bit overwhelming, and I would hope as Shannon continues to grow as an author that she will find ways to incorporate that more smoothly into the narrative.
In creating her heroine, however, the author makes not a single misstep. Paige is strong and feisty, prickly and aloof, vulnerable and desperate. She is young and makes a young person's mistakes, and watching her grow as the novels progress is going to be a pleasure. She has so much to learn and so much to overcome, and I can't wait to see how she will win her battles.
While not perfect, I found The Bone Season to be a compelling debut novel. I was thoroughly entertained from start to finish, and I am excited to read Shannon's next work. Recommended for fantasy lovers.
Finished - 10/1/13
Source - review copy from publisher via Netgalley - thank you!
MPAA rating - R for violence and language
My rating - 8/10
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Despite the turbulence in emerging markets, a renowned economist and former Chairman of the Asset Management Division of Goldman Sachs Group, Mr. Jim O'Neill, has said that the countries are going to remain the most promising investment destinations over the next decade.
O' Neill coined the terms- BRIC and MINT which referred to large and fast-growing emerging market countries. While BRIC stands for Brazil, Russia, India and China, MINT countries comprises Mexico, Indonesia, Nigeria and Turkey.
Speaking at a forum on infrastructure financing tagged "Bridging Africa's Investment Divide,†held in Lagos yesterday, O'Neil insisted that after the BRIC countries, the MINT countries are the next emerging countries with the largest population among the 15 countries he examined.
According to him, Nigeria's population would be at par with that of the United States by 2050.
He said the growth rate of any economy is determined by the size of its labour force and productivity level, pointing out that Nigeria has a lot of potential among the MINT countries.
He said: "If Nigeria can do things that are necessary, the growth will be tremendous. By 2050, Nigeria's population will be at par with the US. If Nigeria remains together, it will be one of the exciting growth and development centres in the world by 2050.
"In the last 13 years, Nigeria has been growing very well. In the next 13 years, investors would wish they had invested in this country.â€
He said the current power reforms could take the country's economy growth to more than 10 per cent.
O'Neil, however, maintained that there was need for good governance in Nigeria and Africa in order for the continent to attract more investment into its infrastructure sectors.
O'Neil said the slowdown in China could affect the Nigerian economy, adding that some other countries would also be affected by situation in China.
"I think the potential impact of China's slower growth on Nigeria is a negative. The new China, which will involve slower growth, has very different winners and losers than the old China. And generally speaking, commodity-producing countries that are doing well from rising commodity prices linked to China are going to have that same effect going forward.â€
He added that Africa's future depends on the continent's policy makers doing the right thing.
"That is working to create better governance, reducing crime, fighting corruption and delivering improved infrastructure. Infrastructure development is both a defining challenge and a standout investment opportunity for Africa and investors around the world,†he said.


text: Bird Mfg. was big into go-karts and mini bikes and also offered a '23 T kit in teeny tiny ads in the back of CAR CRAFT, R&C and HOT ROD in the late fifties and early sixties. Can't help but wonder if Speedy Bill bought the kit car stuff as Bird was located in Lincoln NB.


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We went to the Everglades yesterday. Took a lot of pictures of a lot of alligators! It was hot, but we had a good time and will probably go back at least once before our departure. Here is a lovely serene view of the Everglades. Really, a classic picture with blue skies and green trees: […]
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text: Daily Briefing Blog What your phone calls might say about your health 6:31 PM on June 9, 2013 Email Save LinkedIn Twitter Facebook Dan Diamond, Managing Editor The ongoing deluge of secret leaks about government surveillance programs remains a huge topic of conversation this weekend (although presumably, not over the telephone). Looking through the prism of PRISM—and the NSA's other data-mining efforts—it's worth pondering the ramifications for health care. I thought my colleague Chas Roades raised a cogent point on Friday. Here are two ways to think about those issues. 1. Traditional concerns around health data privacy are problematic, persistent. This is a mix of the old questions (are HIPAA's rules sufficiently comprehensive?) and the new. For example, whether states are putting privacy at risk by selling hospital records. Or whether companies should be allowed to share your personal fitness data with your employer. Writing at FierceHealthIT, Dan Bowman summarized how consumer advocates are fretting over patients' lack of consent and control. "We're nowhere near where we should be as far as consumer access to their own medical information to find out where it [goes] and to exercise control over it," according to David Jacobs, an attorney with the Electronic Privacy Information Center who spoke at last week's Patient Privacy Rights summit. Meanwhile, hospitals and health systems are working to protect their data, but it's an ongoing war against inevitability. So much so that providers are increasingly buying data-breach insurance, out of practical considerations: 94% of surveyed organizations reported data security incidents in the past two years. Data security in health care Considerations for employee healthEnsuring privacy at your hospital 2. Government surveillance programs point up new data-mining concerns. But the NSA monitoring programs focus on collecting "meta" data—not the actual procedures you've undergone, but merely the records of things you searched for online, or people you telephoned. What can this metadata reveal? Plenty about your health, experts argue; simply knowing who you're calling can be just as revealing as what you say. If you can track a series of calls, one privacy expert tells tells the New Yorker's Jane Mayer, "you know exactly what is happening—you don't need the content." "They know you spoke with an HIV testing service, then your doctor, then your health insurance company in the same hour," Kurt Opsahl of the Electronic Frontier Foundation adds at Gizmodo. "Metadata provides enough context to know some of the most intimate details of your lives." Some public officials do share this wariness. As consumer protection director at the Federal Trade Commission, David Vladeck began an inquiry into data brokers' practices, concerned that algorithms that mined for data patterns could create unfair stereotypes. (Vladeck recently stepped down.) For example, "whether someone would be classified as a health risk just because they bought products linked to an increased chance of heart attack," the Associated Press reports. To be clear, there's no indication that any of this data is being used in this way. And given the sheer volume of data that the government is trying to collect—and the priority of national-security concerns over, say, tracking if a 50-year-old man is searching Google for information about his prostate—mining for consumers' health patterns would seem to be fairly low priority, at least for the foreseeable future. Despite his own fears, Vladeck has faith in the system. "There are checks in the judicial system and in Congress" on the power of agencies like the NSA, he told the Associated Press. "If you believe in the way our government is supposed to work, then you should have some faith that those checks are meaningful. If you are skeptical about government, then you probably don't think that kind of oversight means anything." On the Advisory Board blogs The Reading Room: Shaun Lillard looks at CMS's decision to release charge data for outpatient procedures, and what that means for imaging. Care Transformation Center blog: Bonnie Jin reviews five insights on how to elevate care management, such as where to target your initial efforts. Toward Accountable Payment: Are we at the long-awaited tipping point for fee-for-service? More providers are taking on risk, Jordan Stone notes, and a new survey reveals just how much attitudes have changed around payment. Posted In Data Strategy, IT, HIPAA, Standards and Regulatory Policy, Privacy and Security PREVIOUS POST What makes a cancer discovery a 'breakthrough'? NEXT POST Which states will have the most uninsured residents in 2016?


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Let us discuss why and how college and university going students are entangled in this concept which is discouraged and dejected by every educational facility.
Plagiarism is considered totally unethical but let us be honest, how many of us have not performed this unscrupulous activity in the years of our college? Similarly, five out of every ten students perform this activity in their schools, high schools or even colleges. But what drives them towards this immoral and corrupt practice? Why do they plagiarize material when they have their own neurons working within their mind? It is their lethargy! Students do not want to compete and participate, they avoid and run from hard work and fail to develop the understanding of mental exertion. For them, success has to be achieved from the easy path with no effort and struggle. Young students, for example, in their early school or high school years take help from this concept, by totally copying and pasting the material for their own good. They do not understand that this concept is totally scandalous and not appreciated by the professionals. We can start by highlighting the negativity of plagiarism; some students do not even understand and realize what plagiarism is. For them it is just taking help from the online available articles by copying the exact words and sentences. They should be taught that repetition and replication of data without citing the correct sources is stealing. Even the college and university going students who are mature enough to understand the concept, perform the same activity, intentionally or unintentionally. That is why, a new system of checks and balance has been introduced which is known as the plagiarism detection software. Different international education related organizations have initiated the concept and this has been, since then used by various schools and colleges. Let us talk about this new resolution and its elements.
The answers given by the software are a hundred percent correct in nature, they do not only mention the sources through which the material has been copied but also highlights how much of the writing material has been copied and where in the document. It is, hence precise and particular in nature. Moreover, it can also give the sources of the texts that have been copied, it can easily match from which and what part of the world the basic document was written and then make comparisons as the software easily highlights the plagiarized part.
Other than being accurate and truthful in nature, it is fast. It is one of the latest technological inventions, encouraged by the educationists all over the world. Fast so that many of the teachers without spending too much time on an assignment, can place the document within the software and get fruitful results within seconds or even minutes! The results are given at the same moment with complete correctness and precision.
Beneficial for the writers
If you are an online writer and your work is highly appreciated by the online readers, but you are nervous of the fact that you might unintentionally get entangled in the web of plagiarism, then this software is the right choice for you. After writing material, you can take help from this software and in the end, it can give you constructive results by mentioning what part of your work is from another source or even if no part is plagiarized, it can be an overseer as it confirms that no part of your work is imitative and gives you a green signal to post it online.
Although, its accessibility is not yet that common, but many educational facilities have incorporated the use of this software to keep a check on their students; after the initiation of this, the number of plagiarized content has greatly decreased to an extent.
Author's bio
Harris Thomas received his degree in the field of Informational technology and later on, in computer software. He is an expert in dealing with tech related problems at mycollegeessay.com.
Posted in Industry News and Information | Tagged Tagged accessible, accuracy, college students, colleges, content, data, education, fast, high school, online, plagiarism, results, schools, software, sources, truthful, writers, writing
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APHA Superior in Open Reining
2003 APHA Honor Roll-6th Junior Reining with Chris Hull
2003 APHA Honor Roll-7th Open Reining with Chris Hull
Peppy & owner Joel Pettitt placed 2nd in NRCHA Green I at the Southern States Triple Crown Horse Show on 7/25/04
NRHA money earner in Intermediate & Limited Open
Chris Hull and Peppys Little Angel won the Open and Limited Open at the TNRHA Jackpot Reining on 7/19/03
ROM Reining
NCHA Money Earner
His sire, San Tari Peppy is an own son of the legendary Peppy San Badger out of a producing mare of Colonel Freckles.
His dam, R Charlies Angel was an AWESOME mare producing 7 world and reserve world champions.
1988 APHA Red Roan Overo
This mare is a 100% money producer in NRHA, NCHA, and NRCHA. She is the dam of 4 APHA World Champions: Smart Peppy Angel-NCHA $20,000, 2004 APHA Sr Cutting World Champion;Smart As An Angel-$10,800+, 2x APHA World Champion Cowhorse/2x Res World Champ Reining, NRHA Open Affiliate Champion, Bronze winner, Worlds Greatest Horseman finalist; Maras Little Angel-$10,080+, 2003 APHA Amatuer Cutting World Champion; Peppys Little Angel- 54 APHA reining points.
Die Decksaison steht vor der Tür.
Und so wird die Ranch aussehen:


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Saturday, July 25, 2015 @ 8:00PM
596 Broadway
New York, NY 10012
Vidiksis will lead BEEP in a concert of works using live computer processing. The music composed by Vidiksis will feature found objects, video games, and the sounds of NASA.
NYEAF aims to provide a discursive public context for the appreciation of cutting-edge electronic artwork, a showcase of exciting interdisciplinary work and technological virtuosity. Attendees get an overview of how technology is being used in various artistic disciplines, and will have the opportunity to take part in a discussion about how these technologies will continue to shape contemporary art practice.
The American Museum of the Moving Image
Governor's Island
Alwan Center for the Arts
Made in NY Media Center by IFP
Two years have passed since the last New York Electronic Arts Festival, and we find ourselves in a world that is at once familiar and foreign. As we embrace the ethos of the 21st century, we see in technology that which is ubiquitous, indispensable, fun, terrifying, perplexing, astounding, frustrating and mysterious. Its rapid progress inspires, in each generation, a renewed desire to understand, use and develop technology in all its forms.
NYEAF 2015 was programmed with this in mind. Technology can play a role that is both daunting and exhilarating, and art is the most vital tool we have for realizing the potential of our technologies. We have organized this year's festival around the theme of Plausible Worlds, a challenge to artists to define his/her/their relationship to art and technology and, through this, explore the limits of human agency and imagination.
More information about this event.
Date(s) - 07/25/2015
8:00 pm


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- "Oh, thank goodness! I've been wandering alone for so long, I thought I'd never see another soul again."
- ―Frightened Woman[src]
The Frightened Woman is a Nord who may be met in a random encounter.
She is dressed in rags, often found wielding a woodcutter's axe, and says she has just escaped from the fort Mistwatch. She claims the bandits there imprisoned her, but that she managed to escape. She asks for directions to the nearest town, and, once the directions are given to her, she asks the Dragonborn to clear out Mistwatch.
After the encounter, she will travel to the nearest farm, village, or mill (randomly determined based on the location of the encounter), where she will take up residence as a laborer. Since the encounter is random, she can appear anywhere. She has no additional dialogue, even after clearing out Mistwatch.
"Oh, thank goodness! I've been wandering alone for so long, I thought I'd never see another soul again."
- Calm down. Tell me what happened. "I was kidnapped by these bandits weeks ago. They locked me up in the towers near Mistwatch. I managed to pick the lock and slip out while the guard slept, but now I'm completely lost. Can you help me, please?"
- There's a town nearby in that direction. Do you need help getting there? "Oh, thank you, but I should be fine now that you've shown me the way. But those bandits have to be stopped! They're at Mistwatch. Here, let me show you on your map.... If you can stop them, you'll be a true hero!"
- It is possible for her to appear and ask the Dragonborn to clear out Mistwatch after they have already done so.


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Date: 10/24/2018
Time: 8:00 pm
Location: The People's Improv Theater (123 E. 24th St., Manhattan)Price: $8 in advance
Finally, a talk show by witches, for witches, and starring witches! Hosted by good witch Lauren Maul (Apologies From Men; Amazon Reviews: The Musical!) and featuring her coven of magical friends. Healing crystals and shawls will be provided. So mote it be!See more cheap New York City events & things to do on Nifty NYC.
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More NYC Events Like This:
Cheap New York City Events, Halloween, Manhattan, Samhain, Talks


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On your E-mail booking confirmation, Delivery via field, click on the link that will take you back to the Computicket website, MY TRANSACTIONS where the link will appear again for downloading and printing your tickets.
Select the print@home option before processing payment. After you have made the payment, you will be taken to a screen that displays your booking confirmation and a PRINT TICKETS NOW link. The PRINT TICKETS NOW link will take you to your ticket, which you can print immediately.
Navigate to the event you wish to book for; select the venue, date, time and price class. Request the number of tickets and verify the details. Before checkout, the system will prompt you to choose between print@home and collection at a Store. Select print@home and process payment for your tickets
Login to your account on www.computicket.com, under MY TRANSACTIONS, which will take you to your latest purchase and print@home link as well as your previous purchases. If you have valid tickets, they will be displayed on your account screen together with your print@home link. Click on the link and reprint your ticket.
You can take your print@home tickets to any Shoprite, Checkers, Checkers Hyper or House and Home Stores. Your new tickets will be issued by the store and the print@home link will not be available for the new tickets.
After you have enabled the print at home facility and have processed payment, you will be taken to a screen that displays your booking confirmation and a "PRINT TICKETS NOW" link. The Print Tickets Now link will take you to your ticket, which you can print immediately. You will also receive a booking confirmation at your email address which will have a link to print your tickets at any time. You will be required to log in to Computicket when doing so.
There is no waiting in queues to collect tickets, nor is there any waiting for mail delivery. Enhanced security with a unique barcode printed on all tickets.You can print them at your convenience. You can forward them to others attending the event so they can print their own tickets.
Print at home means that you can book for an event on the internet and then print your ticket at home. The facility is only available for selected events on our website, mobile applications and mobi site. You can also see if print@home is available on the event booking screen if you mouse over Delivery Options
There is no cut-off time for ticket printing.
There is no cut-off time for ticket printing.


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|Table of Contents | Words: Alphabetical - Frequency - Inverse - Length - Statistics | Help | IntraText Library
|Leo PP. XIII
Rerum novarum
IntraText CT - Text
34. But although all citizens, without exception, can and ought to contribute to that common good in which individuals share so advantageously to themselves, yet it should not be supposed that all can contribute in the like way and to the same extent. No matter what changes may occur in forms of government, there will ever be differences and inequalities of condition in the State. Society cannot exist or be conceived of without them. Some there must be who devote themselves to the work of the commonwealth, who make the laws or administer justice, or whose advice and authority govern the nation in times of peace, and defend it in war. Such men clearly occupy the foremost place in the State, and should be held in highest estimation, for their work concerns most nearly and effectively the general interests of the community. Those who labor at a trade or calling do not promote the general welfare in such measure as this, but they benefit the nation, if less directly, in a most important manner. We have insisted, it is true, that, since the end of society is to make men better, the chief good that society can possess is virtue. Nevertheless, it is the business of a well-constituted body politic to see to the provision of those material and external helps "the use of which is necessary to virtuous action."(28) Now, for the provision of such commodities, the labor of the working class - the exercise of their skill, and the employment of their strength, in the cultivation of the land, and in the workshops of trade - is especially responsible and quite indispensable. Indeed, their co-operation is in this respect so important that it may be truly said that it is only by the labor of working men that States grow rich. Justice, therefore, demands that the interests of the working classes should be carefully watched over by the administration, so that they who contribute so largely to the advantage of the community may themselves share in the benefits which they create-that being housed, clothed, and bodily fit, they may find their life less hard and more endurable. It follows that whatever shall appear to prove conducive to the well-being of those who work should obtain favorable consideration. There is no fear that solicitude of this kind will be harmful to any interest; on the contrary, it will be to the advantage of all, for it cannot but be good for the commonwealth to shield from misery those on whom it so largely depends for the things that it needs.
28). Thomas Aquinas, On the Governance of Rulers, 1, 15 (Opera omnia, ed. Vives, Vol. 27, p. 356).
Table of Contents | Words: Alphabetical - Frequency - Inverse - Length - Statistics | Help | IntraText Library
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I don't understand why when I put a link on an answer that the link opens up in the same tab for the end user. There is hardly ever an instance where an end user wouldn't still be reading this site when wanting to see what is on the link. I think the links should automatically open in a new tab - target="_blank".
Active 7 years, 2 months ago
Viewed 63 times
2meta.stackexchange.com/questions/2275/… and its duplicates – Niall C.♦ May 10 '13 at 21:02
1This isn't really a DIY specific meta question, but a general SE one, and it's already been discussed there. – BMitch♦ May 10 '13 at 21:12
It seems clear its a semi-religious issue. The workaround is to right-click open the link and select "new tab" – HerrBag May 11 '13 at 19:51


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To celebrate the holidays with a flying start, Pond's, the trusted facial care expert, co-presents one of the grandest and most timely reunions to date: It's teamed up with the Professional Models Association of the Philippines (PMAP) for The Grand Reunion: 25 Years of PMAP on November 5, 2012 at the Marriot Hotel Manila. This gala will highlight Filipina talent and beauty and celebrate Pond's and PMAP's history and milestones as well.
PMAP's top faces are deeply attuned to having a great skincare regimens to achieve "beautiful memorable statements." The Pond's-PMAP "Magic 6" includes PMAP notables Tweetie De Leon-Gonzalez, Apples Aberin, Ornusa Cadness, Mikaela Lagdameo-Martinez, Marilen Faustino-Montenegro, and Rissa Mananquil-Trillo—all living proof that Pond's Age Miracle makes it possible for every woman to look more beautiful now than they ever did before.
Pond's assures that all Filipinas, whether top model or otherwise, are ready to face the merriment of the holiday season. Late-night parties, alcohol, binge eating, and stressful party preparations can all take a toll, and Pond's understands the Filipina, who usually puts others first during the festivities, also wants and deserves to look stunning.
Their most revolutionary formulation in anti-aging yet, the Intelligent Pro Cell ComplexTM found in the Pond's Age Miracle range promises to make one look up to 10 years younger and more beautiful. It boosts skin's renewal process, making it appear more youthful and lovelier—making age just a number after all.


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Have every post delivered to your inbox and get access to hundreds of useful design freebies.
Graphics and user interfaces, are those items which will always come in-handy, for any project you are working on at the moment, or you have in mind. They are those nifty-shifty, ready-desinged graphics which always save a lot of time. In the following round-up, we have collected lots of high-quality only graphics which are distributed in layered psd files, for easier use.
A cute and friendly postcard great to use as a contact form on your blog.
A set of simple and nice-looking "Follow" icons that are great to attract more people.
Having a dark and cool atmosphere, this UI is great for using in some serious work.
A nice and awesome-looking slider that has a special air around itself.
With a nice and glossy look, this navigation bar is great to use in a simple and well-balanced design.
A pack of beautiful and great-looking ribbons that will create a holiday atmosphere easily.
Having a nice and pleasant look, these pagination menus are great to impress your visitors.
This is a quite simple but surely useful freebie which consists of a pagination set in different colors.
A set of beautiful and simple navigation menus that are creating a serious atmosphere.
Another high-quality freebie resource from Orman Clark, which is an album cover art with an extremely pixel-perfect look.
A simple and minimalistic carousel great to present your info.
Having a nice look and being great to watch small videos, this video player interface is something awesome.
With a serious and impressive look, these pagination buttons are amazing in a cool project.
Bang! That's surely the sound outputed when you click on that big green appealing button.
A pleasant-looking contact form that will surely atract people and will not confuse them while contacting you.
A simple and pleasant settings menu great for providing options in a elegant way.
A modern and nice-looking interface great to preserve a special atmosphere.
A pleasant and nice interface great for some serious projects.
A great-looking cassette great for making your creation interesting and new.
Having a nice and friendly look, this presentation page is great to let a good impression about yourself.
A small and understandable chart that will display all the statistics in a great way.
With a fresh and shining look, this UI is a sure way to create a great mood.
A set of pleasant and nice download buttons that will surely atract thanks to it's awesome look.
With a simple and interesting look, these cool icons are great for something serious.
A simple and pleasant button that will surely make your visitors act!
A great-looking box that suits well a serious blog or forum.
Having a serious and nice look, this news widget is great for presenting some cool updates.
A fresh and interesting for that will surely make the posting process a pleasure.
A nice and calm box to present your photos in a elegant way.
With a simple and light atmosphere, this interface is great for creating something special.
A pleasant-looking map that will make anything easy to find.
A simple and interesting tooltip that will make the actions more interesting.
An attractive and nice pricing table that will make the customers flow int the business.
A set of green different ribbons, great for creating a special atmosphere.
One of the best resources I've found for free .psds is PsdBucket.com. As well as a really high quality of .psds listed, they also offer cool browsing options such as browsing by color, by creative, or by random designs.
Some of the best categories I've found at PSDBucket:
Stelian is a design enthusiast from Republic of Moldova. Right now he is working on his new design-related blog called Rocket Graphics. Visit RocketGraphsor follow his twitter account @rocketgraphs.
Very cool collection of PSDs! These will certainly come in handy for an upcoming UI project…now I just need to know how to actually program them. Thanks for sharing!
I love this post, something that is really useful to me and I will definitely be revisiting. The small details such as buttons and the effects on your navigation bar really bring a design together
Do you know the basic tools in Photoshop but feel that your work is still looking average? Join our creative community at FanExtra and get the direction you need to take your work to the next level.


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Organization Profile
LA Green Groundshttp://www.lagreengrounds.org
LA Green Grounds is a grassroots organization of volunteers dedicated to working with residents of South Los Angeles, California to convert their front lawns and parkways into edible landscapes and urban farms. We like to think of LA Green Grounds as a way of life. Our mission is to empower South LA's communities and beyond, one garden at a time.
Health & Wellness
Low-income Communities
Topanga, CA, 90290


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Messages suddenly delayed - 48 hours
What is happening with these delays?
213th ranked
Anonymous shared this idea
1 comment
Anonymous commented
Five days have past before Freecycle e-mails arrived (Oct. 3 2016)! It was a four day delay before that. I used to get them every day. What has happened?


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Search the Community
Showing results for tags 'pause bluetooth'.
Found 3 results
Pause track during navigation
gatzkerob posted a topic in Feature RequestsI couldn't find an option to pause a track during navigation when connected to Bluetooth. I know you can lower the volume when the navigation voice interrupts, but this doesn't work good when you're listening to an audiobook or a podcast. When the map navigation voice talks, I miss what was said during the audiobook. Wouldit be possible to add this?
Losing my mind...
krs10 posted a topic in General Poweramp ChatterThis not necessarily a feature request or a bug report, so I placed it here. Setup: Samsung Galaxy Note9 (fully up to date as of posting this, Android version 9) Sony MDR XB-80BS and other bluetooth headsets Poweramp 3-build-301 I can't deal with music being interrupted by phone calls anymore. It completely ruins workouts, bike trips, trying to sleep while passing out to music etc. So far the best I've been able to do is have the phone on 'Do Not Disturb' and the headset with 'calls' turned off, but that still results in Poweramp pausing for the duration of the call (which is silent, thankfully). I want Poweramp to continue playing even though my phone is ringing silently and pause only if I answer the call. How? Under 'Headset/Bluetooth' --> 'Audio Focus' I found 'Pause In Call', but I can't change the behaviour since the option says "Poweramp always pauses for call via Bluetooth". I need Poweramp to completely ignore the phone part of my phone otherwise I'm going to have to look into other music players or buy an MP3 player to use for activities that I don't wish to be disturbed whilst performing... which is ridiculous. I think this is an Android problem and not a Poweramp problem, I'm simply looking to Poweramp and its hyper-granular settings to provide a workaround. Do Not Disturb is clearly broken: When turned on, all notifications should stop happening irrespective of whether or not the Bluetooth headset is configured for calls, but that's not what's going on. Ideally, I'd like my phone to vibrate on all notifications (including calls) without disrupting music playback, unless I choose to answer a phone call. I'd also like to be able to make phone calls without having to go into Bluetooth settings to turn the Bluetooth phone calls back on for my headset. I don't understand why this is so hard.
Running Poweramp 2.0.9 build 539 on a Nexus 4 with Android 4.4.2 and stock ROM. Since around the time I upgraded to Android 4.4.2, I seem to have an issue playing anything over bluetooth. When I do, the track seems to pause randomly for a few seconds quite often. The app doesn't seem to be crashing, but listening to anything is not really possible over bluetooth. The same tracks play fine using headphones. I only have one bluetooth receiver (a Belkin Bluetooth Car Hands-Free Kit) but it seems to be operating properly.


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BOSTON (CBS) – Ahh the signs of spring in New England…robins flying about, crocuses popping up, and nor'easters raging up our coastline…there's no place like home. Each and every year we get reminded that spring has an entirely different meaning for us than most of the rest of the Country. March can be a long and defeating month. Just when you thought you made it through another winter, suddenly someone picks up the finish line and moves it back a few miles.
Right on the heels of one of the most destructive nor'easters in years, comes yet another coastal storm…a second nor'easter in less than a week. This one will be vastly different from the last though. Most importantly, the astronomical tides are MUCH lower (about 2 feet lower in many spots), so coastal flooding will be much less of a concern.
The winds will be much more "typical" of a classic nor'easter, perhaps gusting to 60mph, nothing to sneeze at for sure, but far less damaging than the 90mph gusts late last week.
And finally, while parts of our area may still see some rain, the main impact from this week's storm will be snow, and potentially lots of it. This storm will likely end up being the second biggest snow producer for us this winter (the first being the Jan 4th nor'easter).
The biggest wildcard will be the location of the rain/snow line. While some areas are pretty much a lock for all snow (Worcester County and points west), other areas closer to the Coastline are going to be "riding the fence" between a heavy, wet snow and a cold rain.
Let's break it down the best we can for you at this point…
Wednesday Morning:
Some light rain and snow showers but nothing too consequential until well after the morning commute. After 9am, the precipitation becomes steadier and heavier. Not much wind just yet.
Wednesday Afternoon/Early Evening:
The rain and snow intensity increases dramatically. Snowfall rates of 1-2" per hour are possible in some of the heavier bands. Location of the rain/snow line still TBD but safe to say that all areas from 495 north and west will be snowing heavily, possibly all the way to 128…rain is likely in southeastern MA, most notably over the Cape and Islands. This will be a heavy, wet snow (as spring nor'easters typically are) with temperatures hovering very close to 32 degrees. Winds will begin to get gusty, about 20-40mph at the Coastline, 15-30mph inland. The high tide Wednesday is mid-afternoon (3:18pm in Boston) but only some minor flooding is expected.
Wednesday Night:
The storm intensity peaks Wednesday night…heavy snow is likely in most areas west of I-95 and as the winds turn more northerly later at night the rain/snow line will collapse all the way to the Coastline and into parts of southeastern MA. Winds overnight could gust as high as 60mph over portions of Cape Ann and Cape Cod, to 50mph for the rest of the Coastline and to 35mph inland. This, combined with the heavy, wet snow, will likely cause some tree and wire damage and additional power outages. One final high tide to watch around 3-4am, again, thankfully tides are not very high astronomically. With the strength and direction of the winds at that time, there may be some pockets of moderate flooding over parts of Cape Cod Bay and certainly at least minor flooding for the rest of the unprotected shoreline.
Thursday Morning:
The precipitation intensity will lower significantly after 7am Thursday, leaving just some final snow showers north of the Pike through the morning, very little, if any additional accumulation. As the storm pulls away, the winds will shift to the north-northwest and also gradually slacken off through the day on Thursday.
So How Much?
The highest snow amounts will be areas away from the coast.
Coating – 1 inch: Cape Cod and the Islands and far southern Plymouth County (Mainly rain)
1-to-3 inches: The South Shore, and parts of western Bristol County. (More rain than snow)
3-to-6 inches: Boston and Boston proper, extending into eastern Essex County then south to Providence (some mixing with rain, very heavy and wet snow)
6-to-12 inches: 128 north and west of Boston to 495 southward to northwest RI (mainly snow, heavy/wet consistency)
12-to-18 inches: Elevated areas of Worcester Hills, Monadnock Region, Berkshires, Southern Greens and Whites (perhaps as high as 16" or 18", fluffier consistency)
What's Next (Dare I Ask)?
Well, things quiet down through the weekend, temperatures climb to slightly above average by Saturday and Sunday (mid 40s) and don't forget, we turn the clocks ahead one hour Sunday at 2am!
BUT, our next potential storm threat comes Monday…way too early to tell if this will be a hit or miss, but it does appear that another sizeable coastal storm will form off the Carolinas late in the weekend. This one MAY stay too far south to hit New England, but being that it is still a week away, there really isn't much sense in speculating any more on this one.
As always, we urge that you stay tuned to updated forecasts on WBZ-TV and CBSBoston.com


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Learn more about Member Benefits
Midway through the 2016 session, leagues in Florida, Indiana
and Virginia are on the cusp of legislative victories as bills benefitting
credit unions and their members are on the governors' desks for signature.
The League of Southeastern Credit Unions has two bills awaiting
the governor's signature in Florida. One bill, S 1104, will prevent confusion
and process service delays by allowing credit unions to register a central
location and person to be served with any lawsuits. Currently under Florida
law, financial institutions do not have a central location registered for the
process service of lawsuits.
The other, H 1233, would grant Florida credit unions access
to the Federal Home Loan Bank of Atlanta's (FHLBank) mortgage purchasing
program. The program permits member credit unions and banks to sell mortgages
into the secondary market in a more efficient and cost-effective way. A
requirement of the program is that the regulator shares the institution's CAMEL
score with the FHLBank. Due to their interpretation of a 1992 statute, the
Florida regulator does not share this information. If signed, the regulator could
share an institution's CAMEL score, thus granting state-chartered credit unions
access to the program.
Currently, Indiana law places restrictions on how loans can
be made to individual officers of state-chartered credit unions, including an
aggregate limit on how much money an officer can borrow from the credit union.
A bill pushed by the Indiana Credit Union League, S 242, would change Indiana
law to reflect the inflation-adjusted loan limit.
In Virginia, H 874 is on the governor's desk as well. The
bill would authorize the state regulator to give credit unions greater field of
membership flexibility and the ability to merge. Currently, Virginia
state-chartered credit unions are limited to serving either a single group with
a common bond, multiple groups of no more than 3,000 people, or a single
community. While Virginia law permits
state-chartered credit unions to merge if there is an emergency, such as when one
of the credit unions is on the brink of insolvency, credit unions cannot merge
before conditions deteriorate.
Champion for the Credit Union Movement
Credit Union National Association is the most influential financial services trade association and the only national association that advocates on behalf of all of America's credit unions. We work tirelessly to protect your best interests in Washington and all 50 states. We fuel your professional growth at every level and champion the credit union story at every turn.
More CUNA
Resources for
© 2019 Credit Union National Association
ADA Compliance / Terms & Conditions
© 2019 Credit Union National Association
ADA Compliance / Terms & Conditions


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Loads of anticlimaxes in the finales this season.
Tag Archives: Seiren
Says every girl in this show.
Anime Roundup — February 2017
So have any of Winter's crop improved over the last month? Well… Continue reading
Anime Roundup — January 2017
Let's make this more of a monthly thing for now, shall we? Continue reading
Winter 2017 Anime First Impressions — You're An Anime. Animate Something!
Let's get some first impressions out of the way just to remind you guys that I still remember anime exists. Continue reading


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March 15, 2018
Last week was salvation week in Little Lambs. One hundred fifty-nine children prayed with their teacher to invite Jesus into their hearts. #g2G
Since I have been the Director of Lambs, these salvation week experiences have been the most humbling, exhilarating, challenging, and faith-forming weeks of my spiritual journey. But at the beginning, I didn't think it would be that way. I didn't realize the depth of the power of the Holy Spirit until I had to teach Bible as a very last minute substitute during my very first year.
I had struggled that year with all the negative comments that parents were saying about this week: "The kids are too little," "They don't understand," "They can't make this kind of commitment," etc. So I rushed into that first class of four-and-a-half year olds and prayed, "Lord this is ALL you because I am not as prepared as I would like to be and I am not even 100% sure that I should be doing this with these kids."
I felt skeptical (and a little hypocritical), yet I began to review the steps as I had directed the Bible teachers to do. Then I asked those four-and-a-half year olds if anyone would like to pray and invite Jesus into their hearts. One boy immediately jumped up and shouted, "I don't have to do this this year, because I did it last year and I know that Jesus died for my sins and he only had to do that once and since I asked him into my heart, he is there FOREVER!"
Needless to say, I was amazed at the way God showed up.
As I am writing this, I am brought right back to the emotions of that moment, and I am overwhelmed with awe. God used that little one to teach me that no one is too little to understand. They may not comprehend the full depth of God's love and sacrifice, but no matter our age, don't we all have moments where we forget? Where we need to be reminded? This is one of the things I love best about Little Lambs. I love that these children remind me that I—even at my age—do not need to have everything figured out. I just need to trust that God does. Don't we often make our salvation too complicated?
Seeing the simple trust and child-like faith demonstrated during this week is powerful. I really wish all members of ECRC could have this experience.
This week, even though it is my eighth year in this position, I am no less humbled that God has chosen Little Lambs to be the place where some children really meet and accept Jesus. I am not skeptical anymore. I am confident that God shows up and uses Lambs and works in these children's hearts. I may never learn the full impact that this decision has on the children's lives, but that doesn't matter to me anymore. I didn't even know how impactful it was in my own daughter's life until she wrote a college entrance essay about accepting Jesus in Little Lambs as the beginning of her walk with God. But God did, and he continued to help her grow in her journey with him.
My favorite moments from this year's salvation week:
This coming week is Grandparents and Adult Visitor Day in Little Lambs. It is also our Easter celebration. I can't wait for our guests to see what the Holy Spirit has in store for the Little Lambs this week. I know that after just two short hours, they will leave feeling blessed.
Lynda Clousing is the Director of Little Lambs: a christian preschool program experience for 3-6 year olds.
Each colorful envelope pictured above represents a child who accepted Jesus into their life.


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SINGAPORE - Teenage blogger Amos Yee was back in court on Wednesday for an urgent hearing, after he refused to meet with his assigned probation officer.
He also made public a blog post containing an obscene image and a YouTube video containing remarks intending to hurt the feelings of Christians, for which he was convicted on May 12.
Yee, 16, made private, both the video and the blog after District Judge Jasvender Kaur ordered him to do so, as a consequence of the convictions.
The judge also called for a report to assess Yee's suitability for probation.
But Yee has refused to attend any interviews with the assigned probation officer and has informed her that he does not want probation.
Yee's parents have also declined to meet with the probation officer, given that the teenager is not keen on probation.
It also came to the prosecution's attention that on May 21, the video and post had been made public again.
In court and behind closed doors on Wednesday, Deputy Public Prosecutor (DPP) Hay Hung Chun asked Judge Kaur to call for a report to assess Yee's suitability for reformative training.
A jail term or a fine would have no rehabilitative effect on Yee, he said.
DPP Hay told reporters: "This is clearly a misguided youth who seeks attention by deliberately posting provocative content, who has no insight into his offending behaviour, and who is likely to keep repeating this pattern of conduct."
Reformative training is a rehabilitative sentencing option for young offenders aged under 21 who are found to be unsuitable for probation.
A stint at the Reformative Training Centre lasts between 18 and 30 months. Offenders will not have contact with adult prison inmates.
Yee's lawyers requested for time to take instructions from him.
His case will be heard again on June 2.
Yee and his parents declined to give comments when approached.


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A Signature Collection home! Majestic Lodge offers seclusion, convenience, and luxury! Located on a quiet cul-de-sac, this spacious lake home puts you just 3 miles away from the ski slopes and all the four-season fun of a day at the Wisp Resort. This charming lake estate was built for vacation perfection! With two spacious decks overlooking the lake, two hot tubs, sauna, pool table, horse shoe court and more, you are sure to find plenty of ways to fill each day with laughter. As an added bonus, the private deep-water dock is capable of accommodating three boats and comes with a unique kayak slip. With Majestic Lodge, you will have ample space for a family reunion, business retreat, or gathering among friends. You are assured of privacy and comfort with the five large master suites-- each with a double-sided gas fireplace, oversized jetted tub, and shower. There is so much to do at Majestic Lodge! Book your stay today for a vacation experience unlike any other!
4WD/AWD or snow tires are always recommended for the area during the Winter months of November – March. For more house specific driveway information, please refer to your app/guest portal after booking.
4WD/AWD or snow tires are always recommended for the area during the Winter months of November – March. For more house specific driveway information, please refer to your app/guest portal after booking.
Access Type
Lake Front
Summer Renting Type
Saturday - Saturday
Landline Phone
Linens Provided
Max. Parking: 7 Vehicles
Boat Trailer Parking = 1 Vehicle
Towels Provided
Property Amenities
A/C (Central)
Gas Fireplace: 5
Wood Fireplace: 2
Provides Firewood (Valid: 9/15 - 4/15)
Internet: Wifi
Master Suites: 5
Signature Collection
Single Jetted Tub: 1
Area of Lake
West Area
Bed Sizes
Kings: 5
Queens: 2
Duo Bunk Beds: 1
Queen Sleeper Sofas: 2
Standard/Full Futons: 2
No Community Amenities
Private Dock: 2 Motorized Vessels Allowed
Blu-Ray Player (2)
Desktop Computer (1)
Foosball Table
Pool Table
Satellite or Cable
Surround Sound System
Televisions (10 HDTVs)
Kitchen Amenities
Drip Coffee Maker (2)
Single Cup Coffee Maker (Keurig)
Standard Kitchen Appliances (includes 2 microwaves , 2 ovens and 3 refrigerators)
Basketball Hoop
Gas Grill (2)
Fire Pit
Horseshoe Pit
Lanai/Covered Gazebo (attached to deck)
Outdoor Hot Tub (2)
Private Sauna
Resort Amenities
On-Site Sauna/Steam Room
Suitability & FYIs
Dogs Allowed (Max: 2)
Family Groups Only
Minimum Rental Age (24)
No Smoking Allowed
View Types
Lake Views (Filtered)
- Checkin Available
- Checkout Available
- Not Available
Location: 1491 Sandy Shores Road, McHenry, Maryland
{[review.title]}by {[review.guest_name]} on {[review.creation_date]}
Floor Plan


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This beautiful mug can replace your throw-away cups forever! Take it to any cafe and get your freshly brewed hot coffee poured in!
The ancient Australian landscape with it's eroded forms and organic shapes provides motivation for Keturah's art. In this work Keturah depicts the natural rock formations (puli) found in and around Haasts Bluff.


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Recipe Roundup
40 Innovative Ways to Use Simanim + Bonus Simanim Printable!
On the first night of Rosh Hashanah, it's traditional to eat certain foods at the festive meal to symbolize our wishes and hopes for the year ahead. The simanim/symbolic foods can be eaten as-is, but why not incorporate them into your dishes? Get innovative with these 40 delicious recipes which highlight these beautiful symbolic foods this Rosh Hashanah.
Click here for your own simanim printable that includes all the blessings and explanations behind this meaningful Rosh Hashanah tradition.
Apples & Honey (check out our apple & honey roundup for more ideas!)
Apple is dipped into honey in order to merit a sweet new year.
- Piquant Apple Slaw by Brynie Greisman
Blueberry Honey Cake with Hazelnut Streusel by Melinda Strauss
- Apple Smores Tartlets by Faigy Grossman
- Honey Cardamom Cookies by Rivky Kleiman
- Caramelized Apple Tacos by Chavi Feldman
The yiddish word for carrots is "mehren", which resembles the word "more" ; we pray that our merits should increase and be "more".
- Spiced Roasted Carrot Hummus by Shana Balkin
- Roasted Balsamic-Glazed Sweet Carrots by Zehava Krohn
- Carrot and Apple Soup by Sara and Yossi Goldstein
- Oven-Baked Tzimmes by Estee Kafra
- Crispy Chicken with Tsimmes by Liz Alpern and Jeffrey Yoskowitz
Leek or Cabbage
The hebrew word for leek/cabbage is "karsi" which means to destroy. We pray that our enemies should be destroyed.
- Farro Simanim Salad with Silan Vinaigrette by Shoshie Steinhart
- Turkish Braised Leeks with Olives (Prassa Con Azeitunas) by Gil Marks
- Simanim Personal Pies by Brynie Greisman
- Meaty Leek Soup by Faigy Grossman
- Potato Leek Knish by Esther Ottensoser
The hebrew word for beets is "silka" which resembles the word "lesalek" , to remove our adversaries.
- Spinach, Apple, and Beet Salad by Kiki Fisher
- Beet-Infused Couscous by Chavi Feldman
- Beets and Berries Salad by Rivki Rabinowitz
- Silky Roasted Beet Hummus by Shana Balkin
- Red and Purple Cabbage Salad by Brynie Greisman
The hebrew word for date is "tamar" which is similar to the word "yitamru", to be consumed. We pray that our enemies be consumed.
- Fall-Inspired Red Cabbage Salad by Temi Philip
- Silan-Chocolate-Pecan Muffins by Sweet Moments: Rega Matok
- Kofta-Stuffed Dates by Chanie Apfelbaum
- Silan Chicken by Sina Mizrahi
- Sticky Date Pudding by Chavi Feldman
The Hebrew word for gourd is "kara" which can mean "tear" when spelled with an ayin or "call out" when spelled with an aleph. We pray that our sentence be "torn" and our merits be proclaimed.
- Simanim Salad by Chef Zissie
- Wild Rice with Roasted Butternut Squash by Faigy Grossman
- Butternut Squash Soup with Radicchio from the Dining In cookbook
- Caramelized Pumpkin Salad by Rivky Kleiman
- Crispy Coated Squash with Brandy Glaze by Rivky Kleiman
Our merits should increase like the seeds of a pomegranate.
- Pomegranate and Red Wine Reduction Glazed Beef by Sharon Lurie
- Chicken Skewers over Pomegranate Salad by Rivky Kleiman
- Chocolate Pomegranate Cookies by Renee Chernin
- Pomegranate Chicken Filled with Fruity Wild Rice by Sina Mizrahi
- Pomegranate Honey-Glazed Salmon by Naomi Nachman
Fish/Head of Fish
We pray to be fruitful and multiply like fish and be the "head" and not the "tail"
- Red Snapper with Charred Potatoes, Tomatoes and Lemons by Sabrina Oziel
- Whole Fish with Olives by Chef Zissie
- Salt-Crusted Fish by Estee Kafra
- Tabouli-Stuffed Branzino with Sumac Pickled Onion by Shushy Turin
- Festive Stuffed White Fish by Chavi Feldman
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40 Innovative Ways to Use Simanim + Bonus Simanim Printable!
Simonim receipesThis was really Great Appreciate the thoughtfulness of gettting in all the simonim


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Hot Olivia Brower pictures from Great Exuma, Bahamas. Photography by Laretta Houston. A very good photoshoot right here, it's definitely arousing but it's not overly explicit or anything like that.
Category: Olivia Brower
Sexy Olivia Brower pictures in high quality. Olivia Brower is gorgeous, her wide-eyed bimbo stare is pretty fucking hot as well. Enjoy looking at these Olivia Brower pictures, seriously.
Olivia Brower Is Pretty Good
She's the ultimate cowgirl, and doing that Ocelot-like finger gun taunt is just… wow. Take a look at these non-Fappening pics in HQ.


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Many times job listings for computer-related career proudly display a "Work From Home!" perk.
However, can this "perk" become abused by the employer?
For example, is it common for computer programmers (or anyone in a computer-science field) to take home work over weekends and vacations because it was not finished over the work week? Do managers expect computer programmers to take home work that they have not finished at the office?
Or is this usually employer specific and I should quickly leave such a job if I find it happening?
It sounds like something that is unprofessional for managers to expect computer programmers to sacrifice so much time to work, however even though it's "unprofessional" doesn't mean it's not common in the real world. Could anyone share their experiences with this?
I am graduating from high school this year and I have a talent for computer programming and I do enjoy it, however I am split between attending college for computer science or for an engineering field. A point that drove me away from computer science was because of fearing that I would have to take home work constantly and lose lots of my time.


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During UFC 224 fight week, Tecia Torres discusses her upcoming fight with Joanna Jedrzejczyk, Rose Namajunas beating Jedrzejczyk twice, preparing for fights with girlfriend Raquel Pennington and more.
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fight event and fighter coverage, 2018-05-17 05:22:25 , Fury video post from around the web.


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Letter to the FCB on GASB 49 Requirements
Submitted to the Financial Control Board
Dear Jeff,
I am writing to express the Citizens Budget Commission's views on the issue to be considered at the Financial Control Board's special meeting on April 30, 2008. We are aware that the FCB's procedures do not include public participation at the meeting, but we hope you will share this letter with the Board members before or at the meeting.
The current requirements in State law for the City of New York to prepare a financial plan and to end its fiscal year with a budget balanced in accord with Generally Accepted Accounting Principles, in effect for roughly three decades, have served the City well. It has recovered remarkably well from its 1975 brush with bankruptcy and gained a reputation in the credit markets as having sound financial management practices. The enforcement of this requirement by the Financial Control Board was seen by Mayor Michael Bloomberg and many outside observers as a key factor in developing these sound practices, and extending the life of the FCB beyond 2008 was a widely supported way to enhance the City's standing and the soundness of its practices.
Because the City's required adherence to GAAP standards for year-end results has served New Yorkers so well, it should be altered only if a new rule imposes extreme hardship and only for as short a period as is necessary to adjust to the new standard. The Mayor's request, to be considered at the April 30 meeting, for a deferral in the application of the Government Accounting Standards Board's Statement No. 49 (promulgated in December 2006 and effective for the City on July 1 , 2008) to the City's balanced budget requirement should be judged in terms of these criteria.
We urge that, in responding to this request, the Board make clear on the public record two points. First, that any deferral will be temporary; there is no intention to grant, in effect, permanent or long-term exemptions. The GAAP standard has proved valuable, and it should not be abandoned. It should be made clear that, notwithstanding any brief emergency deferrals, the FCB supports the application of all current GAAP requirements.
Second, any deferral granted should be as brief as is necessary and practical; that is, for one year. Three arguments have been made at various times for a deferral or exemption. As indicated below, two should be rejected, and the third warrants only a one-year delay.
- GASB 49 may be useful for reporting purposes, but it is not appropriate for budgetary practices. As noted in the first point above, this argument should be rejected. Outlays that GAAP define as operating expenditures should be included in a balanced budget, and the City and the FCB should continue to accept the best available standard, the GASB rules, as the basis for defining a balanced budget. It is not appropriate to pick and choose the accounting rules an entity wants to follow.
- Applying GASB 49 would require a significant amount of spending now in the capital budget and financed with long-term borrowing to be paid from current operating revenues; this would force difficult choices between the expenditures for remediation covered by GASB 49 and other operating expenditures such as hiring police officers and teachers. This is true, but should be rejected as an argument against compliance. Borrowing is appropriate for investments in assets with a long-useful life and permits the long-term benefits to be paid for by the multiple generations who benefit from the investment. The remediation expenses affected by GASB 49 do not create a useful asset and should not be financed with borrowing. This is the basic logic of the GASB. The City should use its budget process to address the difficult tradeoffs among multiple services to taxpayers, and the affected remediation expenditures should be one of the priorities addressed in budget debates.
- The City does not have sufficient information to comply with GASB 49. This is true, in part because City officials did not seek to develop such information in a systematic way until nearly one-year after adoption of GASB 49. The Office of Management and Budget is now working with outside consultants to develop the necessary information. There is typically a tradeoff between the time required for a task and the resources and energy devoted to it; if the job is given sufficient priority, the City and its consultants should be able to develop a method for reasonable compliance for the fiscal year beginning July 1, 2009. Only the minimum necessary delay should be granted.
Thank you for considering and sharing the views of the Citizens Budget Commission
Charles Brecher,
Executive Vice President and Director of Research