text: NASDAQ:OLLIOllie's Bargain Outlet Stock Price, Forecast & News Adding Choose a watchlist: Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat Daily Premium to add more stocks to your watchlist. Adding Ollie's Bargain Outlet Holdings Inc Please log in to your account or sign up in order to add this asset to your watchlist. Log In and Add $94.80 +0.67 (+0.71 %) (As of 07/14/2020 04:00 PM ET) Add Compare Share Today's Range$93.43Now: $94.81▼$95.6850-Day Range$85.61MA: $95.76▼$103.8452-Week Range$28.83Now: $94.81▼$105.20Volume994,743 shsAverage Volume1.67 million shsMarket Capitalization$6.05 billionP/E Ratio45.80Dividend YieldN/ABeta1.35 ProfileAnalyst RatingsAdvanced ChartCompetitorsEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsSocial Media Ollie's Bargain Outlet Holdings, Inc. operates as a retailer of brand name merchandise. The company offers food products, housewares, books and stationery, bed and bath products, health and beauty products, floor coverings, electronics, and toys; and other products, including hardware, personal health care, candy, clothing, sporting, pet and lawn, and garden products. It provides its products primarily under the Ollie's, Ollie's Bargain Outlet, Good Stuff Cheap, Ollie's Army, Real Brands Real Cheap!, Real Brands! Real Bargains, Sarasota Breeze, Steelton Tools, American Way, and Commonwealth Classics names. As of March 26, 2019, it operated 315 stores in 23 states in the eastern half of the United States. The company was formerly known as Bargain Holdings, Inc. and changed its name to Ollie's Bargain Outlet Holdings, Inc. in March 2015. Ollie's Bargain Outlet Holdings, Inc. was founded in 1982 and is headquartered in Harrisburg, Pennsylvania.Read More Beat the Market (BTM) Rank™ 2.3 Analyst's Opinion Consensus RatingOllie's Bargain Outlet has received a consensus rating of Buy. The company's average rating score is 2.63, and is based on 10 buy ratings, 6 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $85.63, Ollie's Bargain Outlet has a potential downside of 9.7% from its current price of $94.81.Amount of Analyst CoverageOllie's Bargain Outlet has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 2.8 Community Rank Outperform VotesOllie's Bargain Outlet has received 445 "outperform" votes. (Add your "outperform" vote.)Underperform VotesOllie's Bargain Outlet has received 336 "underperform" votes. (Add your "underperform" vote.)Community SentimentOllie's Bargain Outlet has received 56.98% "outperform" votes from our community.MarketBeat's community ratings are surveys of what our community members think about Ollie's Bargain Outlet and other stocks. Vote "Outperform" if you believe OLLI will outperform the S&P 500 over the long term. Vote "Underperform" if you believe OLLI will underperform the S&P 500 over the long term. You may vote once every thirty days. Previous Next 0.0 Dividend Strength Dividend YieldOllie's Bargain Outlet does not currently pay a dividend.Dividend GrowthOllie's Bargain Outlet does not have a long track record of dividend growth. Previous Next 0.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Ollie's Bargain Outlet insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,529,725.00 in company stock.Percentage Held by InsidersOnly 16.46% of the stock of Ollie's Bargain Outlet is held by insiders. Previous Next 1.3 Earnings and Valuation Earnings GrowthEarnings for Ollie's Bargain Outlet are expected to grow by 17.75% in the coming year, from $2.31 to $2.72 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Ollie's Bargain Outlet is 45.80, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 16.71.Price to Earnings Ratio vs. SectorThe P/E ratio of Ollie's Bargain Outlet is 45.80, which means that it is trading at a less expensive P/E ratio than the Consumer Staples sector average P/E ratio of about 48.51.Price to Earnings Growth RatioOllie's Bargain Outlet has a PEG Ratio of 2.27. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioOllie's Bargain Outlet has a P/B Ratio of 5.70. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next Analyst Opinion: 2.3Community Rank: 2.8Dividend Strength: 0.0Insider Behavior: 0.0Valuation: 1.3 5 -4 -3 -2 -1 -Overall Beat the Market Rank™1.27 out of 5 stars Industry, Sector and Symbol Stock Exchange NASDAQ Industry Variety stores Sub-IndustryN/A SectorConsumer Staples Current SymbolNASDAQ:OLLI Previous Symbol CUSIPN/A CIK1639300 Webwww.ollies.us Phone717-657-2300Debt Debt-to-Equity Ratio0.27 Current Ratio2.48 Quick Ratio0.68Price-To-Earnings Trailing P/E Ratio45.80 Forward P/E Ratio41.04 P/E Growth2.27 Sales & Book Value Annual Sales$1.41 billion Price / Sales4.30 Cash Flow$2.18 per share Price / Cash Flow43.43 Book Value$16.63 per share Price / Book5.70Profitability EPS (Most Recent Fiscal Year)$1.96 Net Income$141.13 million Net Margins9.48% Return on Equity12.56% Return on Assets8.31%Miscellaneous Employees8,300 Outstanding Shares63,798,000Market Cap$6.05 billion Next Earnings Date8/26/2020 (Estimated) OptionableOptionable NASDAQ:OLLI Rates by TradingView Receive OLLI News and Ratings via Email Sign-up to receive the latest news and ratings for OLLI and its competitors with MarketBeat's FREE daily newsletter. Ollie's Bargain Outlet (NASDAQ:OLLI) Frequently Asked Questions How has Ollie's Bargain Outlet's stock been impacted by COVID-19 (Coronavirus)? Ollie's Bargain Outlet's stock was trading at $46.33 on March 11th, 2020 when COVID-19 (Coronavirus) reached pandemic status according to the World Health Organization. Since then, OLLI shares have increased by 104.6% and is now trading at $94.8050. View which stocks have been most impacted by Coronavirus. Do Wall Street analysts recommend investors buy shares of Ollie's Bargain Outlet? 16 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Ollie's Bargain Outlet in the last year. There are currently 6 hold ratings and 10 buy ratings for the stock, resulting in a consensus recommendation of "Buy." View analyst ratings for Ollie's Bargain Outlet. When is Ollie's Bargain Outlet's next earnings date? Ollie's Bargain Outlet is scheduled to release its next quarterly earnings announcement on Wednesday, August 26th 2020. View our earnings forecast for Ollie's Bargain Outlet. How were Ollie's Bargain Outlet's earnings last quarter? Ollie's Bargain Outlet Holdings Inc (NASDAQ:OLLI) posted its quarterly earnings results on Thursday, May, 28th. The company reported $0.49 EPS for the quarter, topping the Thomson Reuters' consensus estimate of $0.33 by $0.16. The firm earned $349.40 million during the quarter, compared to analyst estimates of $322.90 million. Ollie's Bargain Outlet had a net margin of 9.48% and a return on equity of 12.56%. The firm's revenue was up 7.5% compared to the same quarter last year. During the same quarter in the prior year, the company earned $0.46 EPS. View Ollie's Bargain Outlet's earnings history. What price target have analysts set for OLLI? 16 brokers have issued twelve-month target prices for Ollie's Bargain Outlet's shares. Their forecasts range from $39.00 to $111.00. On average, they anticipate Ollie's Bargain Outlet's share price to reach $85.63 in the next twelve months. This suggests that the stock has a possible downside of 9.7%. View analysts' price targets for Ollie's Bargain Outlet. Has Ollie's Bargain Outlet been receiving favorable news coverage? Media headlines about OLLI stock have trended somewhat negative this week, InfoTrie reports. InfoTrie identifies negative and positive media coverage by reviewing more than six thousand news and blog sources in real-time. The firm ranks coverage of companies on a scale of -5 to 5, with scores closest to five being the most favorable. Ollie's Bargain Outlet earned a coverage optimism score of -1.5 on InfoTrie's scale. They also gave news headlines about the company a news buzz of 0.0 out of 10, meaning that recent media coverage is extremely unlikely to have an effect on the stock's share price in the next several days. View the latest news about Ollie's Bargain Outlet. Are investors shorting Ollie's Bargain Outlet? Ollie's Bargain Outlet saw a decline in short interest during the month of June. As of June 30th, there was short interest totaling 10,460,000 shares, a decline of 11.8% from the June 15th total of 11,860,000 shares. Based on an average trading volume of 1,640,000 shares, the short-interest ratio is presently 6.4 days. Approximately 21.8% of the shares of the stock are sold short. View Ollie's Bargain Outlet's Current Options Chain. Who are some of Ollie's Bargain Outlet's key competitors? Some companies that are related to Ollie's Bargain Outlet include Dollar Tree (DLTR), Five Below (FIVE), BJs Wholesale Club (BJ), PriceSmart (PSMT), Big Lots (BIG), Tuesday Morning (TUES) and Fred's (FREDQ). View all competitors. What other stocks do shareholders of Ollie's Bargain Outlet own? Based on aggregate information from My MarketBeat watchlists, some companies that other Ollie's Bargain Outlet investors own include Hawkins (HWKN), Axon Enterprise (AAXN), NVIDIA (NVDA), Alibaba Group (BABA), Paypal (PYPL), Walt Disney (DIS), Shopify (SHOP), Boyd Gaming (BYD), Netflix (NFLX) and Trade Desk (TTD). Who are Ollie's Bargain Outlet's key executives? Ollie's Bargain Outlet's management team includes the following people: Mr. Mark Butler, Founder, Chairman, Pres & CEO (Age 60)Mr. Jay Stasz, Sr. VP & CFO (Age 52)Mr. John W. Swygert Jr., Exec. VP, Sec. & COO (Age 50)Mr. Kevin McLain, Sr. VP of Merchandising & Gen. Merchandise Mang. (Age 53)Mr. Omar Segura, Sr. VP of Store Operations (Age 57) When did Ollie's Bargain Outlet IPO? (OLLI) raised $125 million in an IPO on Thursday, July 16th 2015. The company issued 8,900,000 shares at $13.00-$15.00 per share. J.P. Morgan, Jefferies and BofA Merrill Lynch served as the underwriters for the IPO and Credit Suisse, Piper Jaffray, KeyBanc Capital Markets and RBC Capital Markets were co-managers. What is Ollie's Bargain Outlet's stock symbol? Ollie's Bargain Outlet trades on the NASDAQ under the ticker symbol "OLLI." Who are Ollie's Bargain Outlet's major shareholders? Ollie's Bargain Outlet's stock is owned by many different retail and institutional investors. Top institutional investors include Riverbridge Partners LLC (1.53%), Wedge Capital Management L L P NC (0.51%), Envestnet Asset Management Inc. (0.14%), Whittier Trust Co. (0.12%), Whittier Trust Co. of Nevada Inc. (0.05%) and Louisiana State Employees Retirement System (0.02%). Company insiders that own Ollie's Bargain Outlet stock include Jay Stasz, John W Swygert, Kenneth Robert Bertram, Kevin Mclain, Mark L Butler, Omar Segura, Stanley Fleishman and Thomas Hendrickson. View institutional ownership trends for Ollie's Bargain Outlet. Which institutional investors are selling Ollie's Bargain Outlet stock? OLLI stock was sold by a variety of institutional investors in the last quarter, including Whittier Trust Co., and Legacy Capital Partners Inc.. Company insiders that have sold Ollie's Bargain Outlet company stock in the last year include John W Swygert, Kenneth Robert Bertram, Kevin Mclain, and Omar Segura. View insider buying and selling activity for Ollie's Bargain Outlet. Which institutional investors are buying Ollie's Bargain Outlet stock? OLLI stock was acquired by a variety of institutional investors in the last quarter, including Wedge Capital Management L L P NC, Envestnet Asset Management Inc., Riverbridge Partners LLC, Whittier Trust Co. of Nevada Inc., Icon Wealth Partners LLC, West Branch Capital LLC, and Louisiana State Employees Retirement System. View insider buying and selling activity for Ollie's Bargain Outlet. How do I buy shares of Ollie's Bargain Outlet? Shares of OLLI can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. What is Ollie's Bargain Outlet's stock price today? One share of OLLI stock can currently be purchased for approximately $94.81. How big of a company is Ollie's Bargain Outlet? Ollie's Bargain Outlet has a market capitalization of $6.05 billion and generates $1.41 billion in revenue each year. The company earns $141.13 million in net income (profit) each year or $1.96 on an earnings per share basis. Ollie's Bargain Outlet employs 8,300 workers across the globe. What is Ollie's Bargain Outlet's official website? The official website for Ollie's Bargain Outlet is www.ollies.us. How can I contact Ollie's Bargain Outlet? Ollie's Bargain Outlet's mailing address is 6295 ALLENTOWN BOULEVARD SUITE 1, HARRISBURG PA, 17112. The company can be reached via phone at 717-657-2300 or via email at [email protected] This page was last updated on 7/14/2020 by MarketBeat.com Staff 30 Days of MarketBeat All Access for $1.00 Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. 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Britney Spears falls victim to sick death hoax as trolls hack Twitter account
Official account for Sony music announced the Toxic singer had died - hours after announcement of George Michael's death
BRITNEY Spears fell victim to a sick prank when trolls hacked an official Sony Twitter account to announce that she had DIED.
It seemed that 2016 - a year that has proved to be a real hotspot for untimely celebrity deaths - rolled to a close, it had claimed yet another victim.
But it turned out to be the work of internet pranksters rather than the cruel hand of fate.
The Twitter post - since deleted - read: "RIP @britneyspears #RIPBritney 1981-2016."
The hackers then added: "britney spears is dead by accident! We will tell you more soon #RIPBritney."
There was later a follow up posted which was from by a company calling themselves 'OurMine Security' - who might also be the group behind the original joke tweets.
The tweet read: "We detected unusual activity on the account and we checked the account if it's hacked or not.
"We saw a new IP logged in to the account a few minutes ago and the tweet is posted by a new IP so #britneyspears is still alive #OurMine."
The group also dragged Nobel Prize winner Bob Dylan in to the mix, hacking his account and using it to pay tribute to BritBrit.
A tweet posted from there read: "Rest in peace @britneyspears", with a crying emoji.
Another soon followed: "OurMine checked Britney Spears twitter account if it's hacked or not and they detected that it's hacked! @britneyspears is still alive!!"
A rep for the Hit Me Baby One More Time star told The Sun online: "It appears Sony Music's twitter was hacked. Britney is alive and well."
And a spokesperson for Sony confirmed the tweets were part of a hack and said: "The Twitter was hacked and the tweets are now deleted. Britney Spears is alive and well."
Pop legend Britney, 35, has not Tweeted since December 23 - but earlier today shared a video montage of her two sons Jayden and Sean-Preston enjoying some outdoorsy Christmas fun with their cousins.
Hinting that Britney's Christmas had featured some form of death - just not her own- the post revealed that her sons by backing dancer Kevin Federline had celebrated the festive season by going "hunting and zip lining".
This isn't the first time Brit has been caught up in a death hoax.
In 2001, radio DJs joked that Britney and then-boyfriend Justin Timberlake had died in a car crash.
Back in August Britney revealed that she almost died while on vacation in Hawaii.
She recalled: "I went out and I thought it was like a wave pool, and I was like, this is so nice and refreshing and just beautiful.
"But the thing I didn't think about is when you come back, the waves really come in hard."
The hoax comes hours after it was announced George Michael, 53, had died from suspected heart failure at his Oxfordshire home.
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subset: commoncrawl


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One of the First Italian Sea Atlases -- An Important Early Atlas of the Mediterranean
Only this, the first part, was ever published.
It is difficult to find much information on the Genoese captain Francesco Maria Levanto, who, at his own expense, printed all the best maps available at the time on the Mediterranean sea.
Levanto's atlas is a close copy of Pieter Goos's Zee-spiegel of 1662, the text on the charts being a direct translation into Italian from the Dutch. Certain of Levanto's plates were used by Vincenzo Maria Coronelli in editions of his Atlante Veneto from 1696 onwards, and also in a new edition of the present work, bearing the same title, but under Coronelli's imprint of 1698, the text and plates essentially unchanged.
The beautiful work describes the islands and the coasts of the Mediterranean through twelve "demonstrations"; the rich iconographic apparatus begins with two portolans of the Mediterranean, one dedicated to the western part, the other to the eastern part; every "demonstration" is accompanied by useful tables showing distances in Italian leagues.


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How to Start a Business With Absolutely No Money
|Posted by Amaresh on July 9, 2016 at 5:30 PM
"You don't need the money, you need a better strategy." Has anyone ever told you this?
Does it sound like a far-out theory that doesn't register with how the rest of the world operates?
A large number of would-be entrepreneurs possess the desire, the motivation and the leadership to start a business, but are held back by their lack of money (and their perception of its importance). For them, the path to greatness stops there. But it doesn't have to.
An entire online course has been built around the counter-intuitive statement that "you don't need the money, you need a better strategy." https://www.udemy.com/how-to-start-a-business-with-no-money-borrowing-or-credit/?pmtag=ENTREPRENEUR30&utm_source=growth-affiliate&utm_medium=linkshare&utm_term=3v1eaz/3E9E&utm_content=blogpost&utm_campaign=_._pn_3v1eaz/3E9E_._ci__._ex_Y_._&siteID=3v1eaz_3E9E-99LdBrIlePm4cyBQ1K7CFw&LSNPUBID=3v1eaz/3E9E" target="_blank">Udemy.com's course, "How To Start a Business With No Money, Borrowing or Credit," makes this statement repeatedly and actually analyzes real business case studies that prove it.
The course authors, Peter Sage and Jimmy Naraine, have started several businesses with no money, and share their learning experiences with their students. Sage is a celebrity entrepreneur who personally started over 20 companies -- of which some failed (and he took away lessons!), and others have become large global success stories. Naraine's path to greatness includes working for companies such as Goldman Sachs, running his own businesses and sharing his inspiration with more than 41,000 students.
For anyone wanting to learn success strategies for how to shortcut the need for money when starting a business, Sage and Naraine cover: dealing with haters and naysayers on your entrepreneurial journey, essential keys for designing a strategy for your business, an exercise to boost your confidence in your business abilities and navigating the tricky path to selecting partners.
You should expect to walk out of the course with an understanding of these key tools:
- Five ways to make money
- The difference between an emotional vs. a financial bank account
- The mechanics of making money
- Ways to create money
- Several case studies to back up these strategies
According to my own personal experience in business, I have first founded my company with no money but only with my academical practical experience in computer hardware repairing, servicing, software installation, OS loading and graphic designing. With these experiences I started to provide services for the people who needed help. Once I saw that my service is being wonderful and lot of people ask me to do this and that, I prepared to register my business as a legal entity to make money and become a tax payer of the nation.
Now since I first started my business in 2010, its now has grown bigger into multinational business platform to provide, web designing, web development, graphics and animation services, computer networking solutions, software development (cloud based, android apps, iOS apps) development and recently from 2015 onwards, electronic productions such as smartwatches and smart television.
Most people say that I founded my business with the help of my family maybe, they might fund me to start up a business and also I might borrow some money from someone to startup a business. Absolutely NOT. My family was against my business. Its a funny situation now when thinking of what I did to solve the issue.
The first company I started is CSWD (Computer Services and Web Development) company in 2010 with 2 IT students of my batch in Colombo, Sri Lanka to service computer services and web development services. It then failed to operate because all who involved in working on the business have gone abroad because in Sri Lanka it is a fashion that if you get a chance to go abroad you will leave everything here and run there and finally say that you are very rich there. In my opinion I say that it's about people don't like to take the risks and be smart to develop from sketch. So the company CSWD shut downed in 2012.
From 2012 I started a Limited Liability business named https://www.arriyon.com" target="_blank">Arriyon Creativ (Private) Limited and its the business which I am doing since 2012 to present. You can seriously startup a business with no money. All you have to do is to plan what are you going to do and what services that you are going to offer to your clients. There are many ways to startup a business by yourself or with your friends and family.
Categories: Entrepreneurship
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Introducing Stephen Alexander Homes' newest master down plan! Only 6 lots left! To see our newest floor plans, please visit our Summer Park Model at 2069 Burson Drive, Chesapeake, VA 23323. Now offering amazing pre sale incentives! Take advantage of the free upgrade in front elevation, 1/2 off the screened in porch and $5,000 in CCA with use of preferred lender. This amounts to over $29,000 in savings!
Mm Cape Charles The Oaks At Summer Park
Walk-In Closet, Fireplace Gas-natural
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
First Floor Master Bedroom, Attic, Master BR w/ Bath, Pantry, Porch
Exempt from Disclosure/Disclaimer
Listing Courtesy of Howard Hanna Real Estate Svcs..


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How to Sharpen Study Skills
Many people view learning as a long, arduous, rocky road that may have no end. However, if one knows what type of learner they are as well as how well they have to know the material at hand, this viewpoint of a rocky road can quickly be smoothed out.
First, according to the Vak/Vark Model of learning, there are three different styles of learners: Visual, Auditory, and Kinesthetic learners. In her book, The Learning Styles Handbook for Teachers and Tutors, Gail Murphy Sonbuchner summarizes these styles as follows:
1) Visual: Reading, Writing
2) Auditory: Listening, Speaking
3) Kinesthetic: Visualizing, Manipulating
If you would like to know which learning style that you are, there is online test that will tell you not only which learning style you fit into, but also give further information about your learning tendencies. With this information, you can begin to develop better ways of learning the material.
A helpful learning strategy here is developing a self-test that coincides with your learning style. If you are a visual learner, read the material and then allow yourself 10 minutes to write a summary of what you just learned. If you are an auditory learner, you might want to try to give a 10-minute speech about the material at hand. Finally, if you are a kinesthetic learner, you could develop ways to draw pictures, for example, that will link the information together.
Memory has been divided into many different dichotomies through research. Examples include short-term and long-term memory as well as episodic and semantic memory. According to Abadzi (2006), humans tend to have stronger episodic memory than semantic memory, which are the processes of what was learned. The way for all learners to overcome this problem is to learn in smaller bits rather than intensive study. In other words, we should allow more time to learn process the material.
However, one must also be aware that for classes and tests, teachers have different expectations for student's levels of understanding. Proposed in 1956, it Bloom's taxonomy of learning is a useful method of study.
When preparing for an exam, not all information needs to be processed at the same level. Sometimes route memorization is only required, such as when the teacher will ask you to repeat the letters of the alphabet, or other, more complicated levels of understanding will have to be accomplished, such as when the teacher asks the students to evaluate the nutritive effects of both apples and oranges. Which one is better? Explain your opinion. That is an evaluative question, requiring a much higher level of knowledge. Notice that the verbs are different in each question. That will give you a solid idea of how well you need to know the information at hand.
A combination of knowing your learning style as well as a keen awareness of what is expected of you are the cornerstones of building a set of tools to learn material quicker and to manage your time on studying. If you use these two strategies in conjunction with a minor understanding that you are focusing on not forgetting semantic memory, then you be more successful in the future.
Fleming's Vak/Vark Model. (2011). Retrieved on September 14, 2011, from http://en.wikipedia.org/wiki/Learning_styles.
Murphy Sonbuchner, Gail. (2008). The Learning Styles Handbook for Teachers and Tutor. Retrieved on September 14, 2011 from http://books.google.com/books?id=gI22Q-v6VkkC&lpg=PP1&dq=learning%20styles&pg=PP1#v=onepage&q&f=false
What is your learning style? (2009) Adaptation from Intructor Magazine. http://people.usd.edu/~bwjames/tut/learning-style/
Abadzi, Helen. (2006). Efficient learning for the poor: Insights from the frontier of cognitive Neuroscience. Retrieved on September 14, 2011 from http://books.google.com/books?id=kn62phyvFpwC&pg=PA190&dq=learning+styles&hl=en&ei=acJwTtzEJ6f0mAWllpyXCg&sa=X&oi=book_result&ct=result&resnum=1&ved=0CC4Q6AEwAA#v=onepage&q=learning%20styles&f=false.
Bloom, Martin (1956). Retrieved on September 14, 2011, from http://en.wikipedia.org/wiki/Bloom's_Taxonomy.


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It's Mardi Gras and New Orleans is ready to celebrate. The city hosts its annual parade on Tuesday, featuring marching bands, themed floats and more. The event marks the 160th anniversary of the first Mardi Gras parade in New Orleans, a city known for its celebrations of the holiday.
Tuesday's parade follows a series of smaller events over the past month leading up to Mardi Gras. At one of those parades over the weekend, a truck driver plowed into a crowd of onlookers, injuring more than two-dozen of them.
Watch the live stream of New Orleans' Mardi Gras festivities above starting at 11 a.m. EST on Tuesday.


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Scenic Roads
The Buffalo Road, Rumney, NH
"The Buffalo Road" Handpainted Mindscape Images
Order Cards and Prints of "The Buffalo Road"
The Buffalo Road begins in the center of Rumney, just north of the Rumney Town Common. Beginning as a paved road it gradually becomes gravel winding along the Baker River valley all the way to the town of Wentworth. Nathan Clifford, a United States Supreme Court Justice during the administration of Abraham Lincoln, was born in a house on this road. Today his place of birth is marked with a bronze plaque on the north side of the road. Also on Buffalo road is the Plummers Ledge Natural Area a glacially carved section of rock far from the water. This natural area is not obviously marked. It can be found by parking in the grassy lot directly across from the lumberyard and walking along the trail leading from the lot.
For Road Warriors
Most of the road is paved in the town of Rumney and becomes dirt shortly before crossing the Wentworth town line. At several points along the way there are turns leading to the left which allow the driver to return to Rte 25. Keep to the right or straight and you will remain on the Buffalo Road.
For Bicyclists
Paved & Dirt
Skill Level: Beginner to Intermediate
Touring or Mountain Bikes
Parking: Parking is availble at the National Forest Lot 1 mile from the center of Rumney (National Forest stickers required) Bicyclists will find the Buffalo Road a wonderful ride for all skill levels. Several nice round trips that reflect the skill level of the riders as well as the length of the route are available.
Buffalo Road to Sand Hill Road: This route is mostly flat and paved. Bicycle to the junction with Sandhill Road and return via the same route (8 mile round trip) or take Sandhill Road south to Rte 25 and Rte 25 back 3 miles to Main Street Rumney and thence Buffalo Road to your car.
Buffalo Road to Wentworth: This ride contains paved and dirt road and is considerably more rigorous, though the road is quite flat and well maintained. Return via the same route or bear south on Rte 25 to return to Main St. Rumney and thence the Buffalo Road. 26 miles roundtrip.
Other nearby attractions:
Rock Climbing - Rumney Becomes a Mecca for Climbers
Buffalo Road - Shakespeare Quote Poster
Order as cards, prints or poster here


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This is our 2-8 frame, which works great with chopped and channeled hot rods, but can also works well with unchanneled/highboy hot rods. The front has a 2" front sweep and the rear is kicked up 8". We stretch our frames just a few inches to accommodate your V8 engine, without having to recess your firewall. All of our frames are TIG welded in our jigs, and now feature 1 piece mandrel bent frame rails. They also feature new Model A front frame horns, new 32 Ford front crossmember, and tapered front rails like the original "A" frame. This frame includes the engine and transmission mounts only, as pictured, but complete chassis are available. We also offer channeled floor structure and body mount kit for an additional 495.00. We can set this frame up for many engine/trans combinations. This frame is also available for Model T's. Frames are built to order, so please call to place an order for a frame or complete chassis
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We are grateful to enter 2020 on the downhill side of this construction project. While there have been hiccups along the way (as with any construction project), we are still on budget and on time. Here's our board chair Todd McCavit updating the congregation on Jan. 12.
At our Church Council meeting Jan. 21, members were invited to take a tour of the space under renovation. Members remarked joyfully about how open and full of light the new spaces are, and how the orientation in many of these spaces has completely changed. Everyone is eager to see the finished product!
Over the last 30 years, the vision for FirstChurch has continued to evolve right alongside the city in which it sits. Our members' faithful generosity has provided for significant and needed updates to our church building, allowing us to continue to serve our neighbors with love and compassion. Now we're facing new space needs and challenges; as we sit in this place in time, in our city, in our society, we're compelled to consider them in a different way. If we are here to grow disciples, connect communities and serve the world, it is imperative that we extend the table into the next generation. We must pour into our young people not just so they can grow, but so they can thrive.
As our world changes, so must how we envision our place in it, both literally and figuratively – how do we ensure that our space within these walls equips us to grow and serve outside of them?
This capital campaign is about more than new classrooms and heating and cooling systems and alternative meeting space. This is an opportunity for a re-imagining of what it means to love and serve like Christ, and to be living examples of God's presence and grace in the world. This is the time to enact a faith that calls us out of this space and into our world, reminding us of who we are and how we care – which means so much to a world needing Faith Beyond Walls.
One of the most impactful ways we can grow disciples, connect communities and serve the world is to ensure that our youngest are equipped to share the Love of Jesus Christ with the next generation.
Each floor offers new opportunities to build Faith Beyond Walls with space for education, collaboration and community:


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Ahoy there!
Now that Tabytha has her clothes on, Chris and her can talk some more! Seems like Chris has some information about Diego but it seems Taby is questioning her commanding officers "source" as well as his "methods" for extracting said information.
Chris of course explains to Taby that sometimes you need to get a little down and dirty and think outside the box in some unorthodox ways to get the information you need.
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!! History Commons Alert, Exciting News
The National Imagery Office, which coordinates all US satellite activity, begins satellite surveillance of bin Laden's bases and training camps in Sudan and Afghanistan. Also, bin Laden's voice print, a computerized record of his voice is made from tapes of his speeches that were distributed in Saudi Arabia around the time of the Gulf War. The NSA is able to use the voice print to scan satellite and cell phone calls for a match. As a result, "on numerous occasions the NSA and CIA" are able to monitor bin Laden's calls even if he is not using his usual satellite phone. [Reeve, 1999, pp. 206]
Entity Tags: National Imagery Office, Osama bin Laden, National Security Agency
Timeline Tags: Complete 911 Timeline
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Global Conference Table Market is expected to grow at a significant CAGR in the upcoming years as the scope and its applications are rising enormously across the globe. A solid conference table is a requirement for holding professional meetings and a focal point of an organizations decision-making process where important matters are decided and announced.
A large table, that varies in size and shape, around which a number of people may be seated. The wood, particleboard or medium density fiberboard are used for conference table tops and bases. Table tops are usually coated with a laminate to protect the surface from scratches and staining. For high tech conferences, many conference tables consist optional accessories like inlaid grommets and cable management systems.
Browse Full Research Report @ https://www.millioninsights.com/industry-reports/conference-table-market
Conference Table Market is segmented based on type, shape, size, application, and region. Types such as Wood Conference table, Glass Conference Table, and Metal Conference Table classify Conference Table Market. A Shape such as Rectangular, Round, Square, Oval, Keystone, U-Shaped, V-Shaped, Modular, and others classify the market. Size such as Large, Medium, and Small classify the industry. Applications into Government, Enterprise, School, and others classify Conference Table Market.
Conference Table Market is segmented geographically into Americas (North America, South America), Europe (Eastern Europe, Western Europe), Asia Pacific, Latin America, Middle East and Africa. Globally, North America accounts for the largest market share of industry and is estimated to lead the overall market in the upcoming years. Europe and Asia Pacific follow suit.
The key players of Conference Table Market are TopStar, Steelcase, AURORA, Herman Miller, Kimball Office, Haworth, Okamura Corporation, and HNI Group. These players are concentrating on inorganic growth to sustain themselves amongst fierce competition. As such, mergers, acquisitions, and joint ventures are the need of the hour.
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Vijay Patkar is an Indian actor known for his appearance in Indian theatre, TV, Marathi and Bollywood films. He is mostly known for his work in comic roles in such a films Tezaab, Apna Sapna Money Money, Golmaal 3, Tees Maar Khan, Singham and many more.
Personal profile:
Born : 29 May 1961
Nickname : Not Known
Birthplace : Mumbai, Maharashtra, India
Height : Not Known
Weight : Not Known
Religion : Hindu
Marital Status : Married
Nationality : Indian
Debut : Tezaab (1988)
Awards : N/A
Vijay Patkar started his career with a job in Bank of India through Artiste's quota. He regularly performed in college and later made his debut in the film Tezaab along with Anil Kapoor and Madhuri Dixit in lead roles. He appeared in mostly supporting roles and character roles in the films. In 2005, he appeared in a role of police in the film Kyaa Kool Hai Hum along with Tusshar Kapoor, Ritesh Deshmukh, Isha Koppikar and Neha Dhupia. He appeared in Salman Khan starring blockbuster hit film Wanted in 2009. In the same year he appeared in the multi-starrer film All the Best: Fun Begins along with Ajay Devgn, Sanjay Dutt, Fardeen Khan, Bipasha Basu, Mugdha Godse. He has been the part of many other super hit films like Golmaal 3, Tees Maar Khan and Singham. In 2006, he started directing and his first directorial film was Chashme Bahaddar. In addition to acting he also performed in Marathi theatre and worked as a model. Vijay Patkar won IIFA award for best model for his Cello Tape TV commercial.
- 2014 Indian Premacha Lafda
- 2014 Premasathi Coming Suun
- 2012 Chhodo Kal Ki Baatein
- 2011 Singham
- 2011 Masti Express
- 2010 Tees Maar Khan
- 2010 Golmaal 3
- 2010 Jaane Kahan Se Aayi Hai
- 2010 Right Yaaa Wrong
- 2009 Fruit & Nut
- 2009 All the Best: Fun Begins
- 2009 Wanted (2009 film)
- 2009 Daddy Cool
- 2009 Lagnachi Varat Londonchya Gharat
- 2008 Maan Gaye Mughal-e-Azam
- 2007 Ek Krantiveer: Vasudev Balwant Phadke
- 2007 Dhamaal
- 2007 God Only Knows!
- 2007 Maherchi Maaya
- 2007 Salaam Bacche
- 2006 Baabul
- 2006 Apna Sapna Money Money
- 2006 Pahili Sher, Dusri Savvasher, Navara Pavsher
- 2005 Kyaa Kool Hai Hum
- 2004 Navra Mazha Navsacha
- 2003 Raghu Romeo
- 1988 Tezaab
Early and personal life:
Vijay Patkar was born on 29 May 1961 in Mumbai, Maharashtra, India. He studied at the Union High School and Siddharth College. He has been the elected president of Akhil Bharatiya Marathi Chitrapat Mahamandal (ABMCM).
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11 December 2010
Grandville and the Anthropomorphic Tradition continues
Granville Mon Amour is the second in the Grandville series but I'm not allowed to read it until Christmas so I'll tell you about the talk instead.
I saw Bryan Talbot give his presentation on Grandville and the Anthropomorphic Tradition continues at the ICA last year but it was worth a second visit and Bryan had told me that it had been updated for Granville Mon Amour which made it even more compelling.
The occasion this time was the Richmond Literary Festival and the venue was the Orleans House Gallery. As the crow flies this is no distance but the Thames denied me that route but even after a detour through Richmond this was still a local event.
It was a cold evening and the gallery is bloody hard to find, even for us locals who have been there before, but a healthy crowd made there way there and enjoyed a glass of wine before settling down for the talk.
The content was, as expected, much the same as the last time I saw it but it is such an intelligent and interesting talk that the repeat was as rewarding as the original.
And I dare say that I'll see it again when Grandville Bete Noir comes out.
After the talk came the signings and the chance to have a few words with Bryan. He signed my copies of Grandville Mon Amour and Adventures of Luther Arkwright while we joked about him calling me a "cheap git" in a comics forum. At least I'm pretty sure it was a joke...
Bryan Talbot has an exceptional talent for producing comics and another for talking about them. And he's a charming man too.
More stories like this: bryan_talbot, comics
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If there would be one thing that best fits my 2017 Good Reads Challenge, it would definitely be a Jennifer Smith novel; Windfall to be exact. It's the 4th book I've read so far in 2017 where I challenged myself to read 12 books at least. Jennifer Smith is a YA (young adult) writer and yes, WindFall is a young adult novel. I still read YA novels (because who doesn't?) from time to time especially when I find the plot interesting. There really is something in YA novels that makes it so captivating yet so young still and Windfall is not an exception.
WindFall Defined
As an avid reader of YA novels, I always search the meaning of the title first before reading the whole book. In this way, I am giving myself a privilege to have a gist of what a story is all about. According to Oxford American Dictionary, windfall is a piece of unexpected good fortune, typically one that involves a receiving a large amount of money.
And yes, this novel is about that. The hero of the story, Teddy becomes the youngest lottery winner in the history of lotto and it was all thanks to his best friend and the heroine of the story, Alice who picked out the winning numbers and bought the ticket as a present for his 18th birthday.
The Plot
It's a typical story – the part where the girl is secretly in love with her guy best friend who doesn't seem to notice that said girl best friend has been harboring romantic feelings for him. What makes it an interesting story is really winning the lottery – winning a big amount of money at such a young age!
Imagine winning millions of dollars. What would you do with all the money?
I know I'd probably buy a whole lot of shoes and clothes. And I'd travel first class all the time. I'll take my friends and my family to explore other countries like Europe and US because I've always wanted to land my feet into these places.
I'd also buy a house inside a village in Makati so I could have a place I could call my own because I've always wanted to live in a village and I can't imagine being far away from Makati. It surely is a big house with a pool and a nice garden where I can have friends over. I'd have a room with my own bathroom that has a bath tub and a shower. Plus a huge bed, like those you see in hotels and a walk in closet like that of Sarah Jessica Parker's character, Carrie Bradshaw in the Sex and the City movie or Princess Mia's of Princess Diaries 2.
On the other hand, I'd be wise about my money too and not go spending it all on stuff. I'd save some and invest some more. I'd even use it as capital for a business. This is the responsible, adult part of me talking. In reality, while I have some money stashed away, I know I still need to up my financial game more which means I need to stop almost living from paycheck to paycheck and getting out of debt particularly with my mom!
The downside of the story is how their romance felt so ordinary and mundane to me. This is simply because I didn't think they had much chemistry to begin with.
The Characters
Teddy didn't come from a well off family. In fact, from the way he was described in the book, I'd say he was poor. But he's totally a Mr. Popular Guy who fleets from one girlfriend to another (as most heroes in young adults do). He was raised by a single parent as his father ran off on them after his gambling addiction got way out of hand and only kept in touch on rare occasions such as his birthday.
Ali was a smart orphan whose parents died a year apart. One from sickness and the other in a car accident. She was raised by her aunt and uncle (her father's older brother) in Chicago though she was originally from San Francisco. She was very active in doing charity work because of her parents.
The problems these two have faced in their personal lives as teenagers are quite heavy. When Teddy's dad ran off on them, he and his mom were forced to leave behind the good life they once had. And even though his dad was a rare presence in his life, Teddy loved him a lot. It was evident how much he loved his father when he returned to his life – their lives – after Teddy won the lottery and he was just so willing to welcome him back in his life. He was ready to just believe his story about curing his gambling addiction and finally holding down a good job.
Alice had to deal with the loss of both parents and moving far away from the place she once called home.
Nevertheless, I was impressed by how the author, Jennifer E. Smith, was able to show that both the hero and heroine of the story grew to conquer the challenges they both faced. Here are some of the key points that we learned from Teddy:
1) Learn to how to manage money and even do some good with it. I was afraid for a while back then that he might fall into the curse of lottery winners. All that money was gone simply because he failed to see that even such a big amount can dwindle down to nothing.
2) Learned the art of tough love. It's not easy to refuse someone you love especially when they're suffering or in need. And it certainly isn't easy to refuse – especially in Filipino culture where we have the utang na loob concept – when you know that you'll be hearing harsh words spoken about you like being called selfish should you refuse to lend money when they know you have something to give! But I'm glad Teddy learned that the best probable way to help his dad was not to rescue him from the trouble he put himself in.
3) The last and my favorite was when I thought how sweet it was of Teddy to notice the one thing that he can at least give to Ali, his best friend that he would not refuse. Teddy realizes that he wanted to change for the better, to become a better version of himself in order to earn the love of Ali. It was also very considerate of him to not jump into a relationship with her so soon when he was still trying to figure things out for himself in order not to hurt his best friend.
As for Ali, I like that:
1) She was finally able to embrace openness. Ali was a closed off person. She didn't feel like she belonged to her family because they weren't her real parents and Leo was not her brother. She had her eyes set on going to Stanford for College which was all the way in California because she felt like it was what her mom would've wanted for her. She did so much volunteer work because she felt like she should follow the footsteps of her parents who did a lot of charitable work. Basically, she was living behind her parents' shadows.
To borrow from my favorite how-to-cope-with-a-break-up movie, 500 Days of Summer, when Ali looked back, she only saw the good things. I'm glad she was eventually able to look back to see the other side of things for a better perspective.
Overall Verdict
If you are in for a book who will encapsulate youth, friendship and young romance, then this one is definitely a catch. I haven't encountered a Jennifer E. Smith book I didn't love just yet and like I said this is already my third novel including the two of her amazing works (Statistical Probability of Love and What Happy Looks Like) give yourself a good read of Jennifer Smith's WindFall everyone deserves the wonders of YA novels!
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My name is Liz. I'm a twenty-something single gal who loves living in the city and discovering the many awesome things I can do around the Metro and occasionally, those I can do outside the Metro. When I'm not having travel adventures big or small, I'm usually either reading or watching my favorite TV shows. Check out my blog at: PiecesofLiz.com
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In the Western Shanghai suburbs of Hongqiao there is an awesome place called "Laowai Jie" , literally Foreigner Street. There are a bunch of bars and restaurants situated on a pedestrian street. It's an awesome place to chill out on a weekend and a get a taste of home. Now this place used to be called Hongmei Pedestrian Street . Hongmei could be translated as rainbow plum ,however, the name has since been changed to Foreigner Street. While it is true that many foreigners do frequent the area (as do rich Chinese) , was the name change really necessary? Probably nothing bad is meant by the name, but it seems kind of offensive to me. I'm not complaining , but what do you guys think?
4 thoughts on "Photo of the Day – Offensive or Not?"
as a Chinese-American, maybe I'd feel a little offended too, if there's literally a sign that says "Chinatown" in Chinatown ^^
But in China, I think having a street called Lao Wai Jie does not mean ghetto. It's less of an insult, especially in China to be called a lao wai. There's a certain reverance in the term that gets lost in translation. When I think of Lao Wai, the Chinese part of me see a tall, white, English-speaking person. So it's mostly good things associated with the term. However, the American side of me thinks of less nice associations when I see the word foreigner.


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Canelo vs Kovalev live stream: how to watch the Alvarez fight online from anywhere. Saul 'Canelo' Alvarez steps into the ring on Saturday in Las Vegas looking to become a four-weight world champion against Sergey Kovalev. It's a potentially historic night of boxing in store, and you can watch all the action as it happens, no matter where on Earth you are, with our Canelo vs Kovalev live stream guide.
The Mexican born fighter has already won titles at light middleweight, middleweight and super middleweight and will be stepping up two weight divisions for this weekends clash.
Known as 'Krusher', Canelo's opponent in Sin City this time out will be 6ft tall Russian champ Sergey Kovalev. Best known for his trademark quick combos, Kovalev retained his belt in August following a stoppage win over Britain's Anthony Yarde , bringing his record to 29 knockouts in 34 victories.
Canelo's mastery of boxing has seen him notch up a fearsome pro record a fearsome 51-1-2, but can he make the leap up two weight divisions and score a victory over an experienced performer at this level?
Read on to find out how to live stream Canelo vs Kovalev fight from absolutely anywhere. Or, if you're in North America, you can head straight to learn about the DAZN coverage of the big fight.


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Banana Nightmare Brisbane, Australia
Banana Nightmare sounds like the universe becoming self-aware for the first time.
Through a mixture of face-melting post-rock and introspective shoe-gaze music, Banana Nightmare hopes to speak out against dogma and superstitious thinking, whilst promoting critical reasoning and scientific discoveries.
The first EP, "Bananageddon", will be released over the course of 2012. ... more
Streaming and Download help


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Monday, June 11, 2018
Adopt a Pan
As another Lame Cherry exclusive in matter anti matter.
In association with the:
March of Pans
The Crippled Pan Association
St. Pan's Kettle Hospital
The America Pan Society
The Lame Cherry urges all to adopt a pan from psychotic women who take out their frustrations on homeware instead of poisoning their husbands or driving off cliffs with their children, as today you can witness I have adopted two more pans.
Yes, these pans were not in the pan section, but on the water jug, coffee maker and appliance section which includes DUAL BREAST MILK PUMPS FOR HUMAN FEMALES, and it is now doubt why they were overlooked as they were so black they looked like Toby's ass.
These are heavy mothers. I don't know if they came out of a restaurant, school or home, where crabby women were held captive, but one of these looks like a Bate's Motel incident took place as there was some heavy duty hacking going on, but the blade did not penetrate the flesh so they made good body armour.
I am delighted with them, but TL wants to scour them up and turn them into up town pans. That of course would ruin the purpose as there is enough burned on grease on these things that you could probably render out a year supply of OPEC oil in them
I am wondering if this was fatty chicken which was baked in mass as the source of this, as I can not reckon o how that much grease could catch on fire with cookies.
My adoptive children though were 80 cents each. Which is quite a wonderful purchase price as now I have those two big ass pans and then these two wonders, and Mom said I had some big shiny ones, which I have amnesia on, but why would I want new pans when I have these perfectly wonderful children to cook with.
I mean it is like being told you have Ivanka Kushner as a child in the front parlor, when you got instead two booger pickers on the back porch that you can have all sorts of fun with in catching night crawlers, shoot crocs in the head with a jacklight, drinking beer when Ma ain't around and of course pissing off the back porch to see how high of an arc you can make a rainbow out of. You know that Donald Trump never had no fun like that with Ivanka as she probably has never even touched a worm.
I got big plans for these booger pans, in about an hour they will be auditioning for Garlic Bread Toast, which will of course be placed at the bottom of a soup mug, filled with hissy pot roast beast, for a dream concoction I have been concocting, but have not gotten around to concocting it till now.
So friends, adopt a pan. Take it home with you, hammer it, wash it, and ........sorry hissy pot malfunction took me away in it tried to launch the weight to the moon. Always some attention getter these pots and pans have to make me show them that I love them.
So friends, won't you give, if you do not have it in you to adopt an unwanted pan to the PETP, People for the Ethical Treatment of Pans and the Pan Society of America, or you could just donate to the Lame Cherry as my tireless work is tiring in saving all of these abused and unwanted pans, who just came into this world all looking perfect, but in no time at all were sullied up and abandoned, as people heaped their angst upon them.
Remember, the pan you save might be your own
Nuff Said
Posted by Lame Cherry at 12:00 AM


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Almost a quarter of regional businesses (24%) say that they would be put into financial difficulty if interest rates were to rise by one percentage point in the next 18 months, according to a new report by insolvency trade body R3.
The latest Business Distress Index found that 7% of businesses in the North East, Yorkshire and Humberside felt their operations would be put into serious financial difficulty by a 1% rise in the interest rate before the end of 2015.
A further 17% said they would face some financial problems if this occurred.
One in five regional firms (20%) did, however, say they would benefit from an interest rate rise of 1%, a figure that is significantly ahead of the 7% national average.
The remainder of the regional firms surveyed (56%) said they wouldn't be affected one way or the other by an interest rate rise.
The Business Distress Index reports regularly on the successes and difficulties of hundreds of companies across the UK,
Allan Kelly, chairman of R3 in the North East and a restructuring partner in the Sunderland office of Baker Tilly, said: "A one percentage point rise in interest rates is expected to be at the upper limit of increases in the next eighteen months, but policymakers should bear in mind that many businesses still feel they're close to the edge of their comfort zone.
"Economic recovery is just as tough a time for some businesses to negotiate as a recession, if not tougher - insolvencies usually peak after a recession, but we haven't seen that this time around, as record low interest rates and high levels of creditor forbearance have helped support lots of businesses."
Research by R3 in November last year found that 6% of UK businesses could be classed as 'zombie businesses' although this was down from 9% in November, 2012.
Kelly continued: "The good news is that some businesses that might have expected to struggle after 2008 have been given extra time to put their finances in order, but there is still a big chunk of businesses that will struggle once 'normal' conditions, such as higher interest rates, return.
"Businesses should not expect their bank to absorb any interest rate rises, as they have not been applying nearly as much pressure on their commercial customers when it comes to basic business lending as they were after the early '90s recession.
"An interest rate rise will have the biggest impact on 'zombie businesses' – those that are already only paying the interest on their debts – but given how consistent speculation about rate rises has been in the last few months, firms should already be planning ahead."
Trade body R3 represents 97% of the UK's insolvency practitioners.