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CMS Doesn't Want a Court Order Approving Its Full Reimbursement?
CMS relies heavily upon the basic premise of the Supremacy Clause in that the MSP is a federal law and, as a general proposition, supersedes state law. However, I frequently question the extent of the applicability to MSP debt given that the claims that give rise to the reimbursement obligation are governed by state law. Absent a determination through settlement, judgment or award, Medicare cannot establish entitlement to reimbursement unless it can prove its claim itself and subrogate. So if a judge adjudicating the matter under applicable state laws specifically allocates a portion of compensation to the Medicare issues, who is Medicare to challenge that number? Well, it appears that CMS may be trying to prove my Supremacy Clause point for me. Obviously, a state court order is meaningful to CMS.
The District Court in Oklahoma remanded a case back to state court on Friday April 5, 2013 that should have never left state court. Justin Morgan sued only Betty Louise Villa in Tulsa Count District Court – DHHS was not a named party. Mr. Morgan was a Medicare beneficiary and owed Medicare $5,788.22 as determined by the MSPRC. No party disputed the amount owed to Medicare. When the parties reached a $50,000 settlement, enough to satisfy all liens in full, they filed a motion to allocate settlement funds and sent notice to all lien holders, including Medicare. CMS swooped in and filed to remove the case to federal court and, in its usual fashion, attempted to play the subject matter jurisdiction card – administrative remedies not exhausted, etc. Unfortunately for the government, there was no dispute as to the entire $5,788.22 being paid to Medicare from the settlement proceeds; therefore, there was nothing to appeal to Medicare.
Eventually, DHHS articulated that it removed this case to federal court to request that the court dismiss this case as to the United States only and the case should be remanded to the state court, absent the United States, so that "any orders issued by the state court will not affect the rights of the United States and the Medicare Program." Hmmm…
So why doesn't CMS want a judicial ruling approving Medicare's reimbursement of $5,788.22? I can only guess that it is because it would limit Medicare to $5,788.22 even if it finds more payments later which the MSPRC letters always state is a possibility. The SMART Act will bring an end to this open-ended nonsense to some degree, so the case itself is insignificant except for the peculiar actions of DHHS. There must be some significance to DHHS actively intervening in a case to which it was not a party – for no other reason than to keep an order from being issued that would affect Medicare's recovery rights. I think all of my unapproved WCMSAs that rely on state law just got more defensible.
JUSTIN RAY MORGAN, Plaintiff, v. BETTY LOUISE VILLA, Defendant.
Case No. 12-CV-0640-JED-PJC
2013 U.S. Dist. LEXIS 49520
April 5, 2013, Decided


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PR Newswire
PITTSBURGH, Sept. 24, 2019
PITTSBURGH, Sept. 24, 2019 /PRNewswire/ -- The PNC Financial Services Group (NYSE: PNC) and M Financial Group (M Financial) today announced the signing of an insurance marketing and service agreement to offer insurance solutions, advice and service to PNC's Wealth Management® and Hawthorn, PNC Family Wealth®, clients.
Through this strategic relationship, M Financial will offer differentiated insurance products and support to PNC's clients through a team that is dedicated to PNC. As M Financial's only firm-wide relationship, PNC will leverage this distribution network by working exclusively with a group of M Member Firms that solely focus on insurance.
"Collaborating with M Financial makes a great deal of sense for PNC, as access to their network of independent insurance and executive benefit firms will allow us to deepen our client relationships and meet their needs in new and different ways," said Don Heberle, head of Wealth Management at PNC.
"This relationship will allow us to provide our prospects and clients across the country with proprietary, cutting-edge offerings through M Member Firms with relationship experience," said Nicole Perkins, head of Hawthorn, PNC Family Wealth.
In support of this agreement, PNC will implement a new service model in which insurance strategists will serve as the main point of contact for conversations with individuals, executives, entrepreneurs, and organizations on all aspects of their insurance plans and policies.
Similarly, M Financial will create a dedicated team who will assist Member Firms and PNC insurance strategists in placing business, leveraging M Financial's automated processes for traditional cases and local Member Firm experience for more complicated transactions.
"M is uniquely positioned to meet the life insurance needs of PNC's clients. Our comprehensive model expands PNC's capabilities and gives their clients access to life insurance solutions they can't find elsewhere," said Wes Thompson, president and CEO at M Financial Group.
PNC and M Financial plan to formally launch their working relationship Monday, Oct. 7, at which point PNC will begin referring qualified clients and prospects to M Financial.
About M Financial Group
With more than 145 Member Firms in 36 states and the United Kingdom as of September 2019, M Financial Group is one of the nation's leading financial services design and distribution companies. Since 1978, M Financial's network of independent insurance and executive benefit firms has served the needs of high net worth individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies. For more information about M Financial, please visit mfin.com.
About PNC
The PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States, organized around its customers and communities for strong relationships and local delivery of retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. For information about PNC, visit www.pnc.com.
The PNC Financial Services Group, Inc. ("PNC") uses the marketing names PNC Wealth Management® and Hawthorn, PNC Family Wealth® to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association ("PNC Bank"), which is a Member FDIC, and to provide specific fiduciary and agency services through PNC Delaware Trust Company or PNC Ohio Trust Company.
PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
"PNC," "PNC Bank," "PNC Wealth Management," "Hawthorn, PNC Family Wealth" are registered marks of The PNC Financial Services Group, Inc.
Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.
Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. Not a Deposit. May Lose Value.
©[2019] The PNC Financial Services Group, Inc. All rights reserved.
Britney Sage
(412) 762-8775
Shaunmarie Gutbezahl
View original content to download multimedia:http://www.prnewswire.com/news-releases/the-pnc-financial-services-group-and-m-financial-group-announce-new-strategic-relationship-300924335.html
SOURCE PNC Financial Services Group, Inc.

subset: commoncrawl


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One of our main aims in the Library is to make our resources as easy to access and use as possible. A key set of resources are articles and book chapters digitised for specific courses, otherwise known as the Digitised Course Collection.
Digitised Course Collection resources can be accessed via WebCat, our library catalogue. You can either use the Course Collections tab to search all the resources for a specific course code, course name or lecturer, or type in keywords from an article or chapter title.
You need to login to WebCat with your institutional login (the same login as for your University email) for the 'Full text access available' clickable link to appear (if you have any problems logging in we can help).
All digitised Course Collection documents are pdfs which means you can easily save or print them. They are also fully searchable (for example, using the CTRL + F command on a PC).
If you are on campus, logging into WebCat is all you need to do to access the documents but they can also be accessed off campus either by using VPN or the new Southampton Virtual Environment (SVE).
If there is a chapter or article on a reading list that you would like added to the Digitised Course Collection please let us know and we will investigate, although not all resources are eligible, as my colleague Marianne will explain in her upcoming blog post on A day in the life of a library assistant.
Alternatively, if there is a chapter or article that you would like to read that we have in print form in the library but it is not on a reading list, you can use our Document Supply service to request a scanned copy. Julian Ball, our Digitisation manager, has written a blog post to explain this – coming soon.
If you need a book, chapter or article that we do not hold within our library collections our interlibrary loans team will be happy to help.


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- Live demonstrations highlight Texas A&M Virtual Beef Cattle Short Course Aug. 3-5
- Meat Perspectives: Behind the burn
- Three animal science graduate students recognized for their outstanding achievements
- D'Souza awarded inaugural Cactus Feeders scholarship and internship
- Virtual Texas A&M Beef Cattle Short Course set for Aug. 3-5
Category Archives: Teams
Meat Judging team selected to travel to Australian contest
COLLEGE STATION – The 2017 Fightin' Texas Aggie Meats Judging Team is honored to have been invited to attend the 2017 Australian Intercollegiate Meat Judging Contest in New South Wales, Australia. The team consists of dedicated and talented students interested in competition and excited to represent the Department of Animal Science and the United States. The selected team traveling to Australia will consist of Luke Fox, Maggie Madden, Dax Dittrich, Jenna Hunt, and Kelsey Landrum. These five students will be accompanied by the program coordinator, Dr. Leslie Frenzel,… Read More →
Farmers Fight! Texas A&M Wins Coveted Spirit Award at 2017 USEA Intercollegiate Championship
Authored By: Virginia Horse Trials – Edited Press Release Lexington, VA — From the start of the 2017 United States Eventing Association (USEA) Intercollegiate Eventing Championship at the Virginia Horse Trials (VHT), the Texas A&M Eventing Team brought 110% to the experience. While the Texas A&M Maroon team ultimately earned fifth place overall out of 21 total teams, the group of eight 'Aggies' were awarded the coveted Spirit Award, presented by VHT. The Spirit Award is given to the team that not only shows the most school pride, but also… Read More →
Stock horse team has successful season
The Texas A&M University Stock Horse team has had a successful spring. At the San Antonio Livestock Show and Rodeo, Stock Horse team members Anissa Cervera and Lane Birkenfeld paired with Texas Aggie Rodeo team members to compete in the Collegiate Ranch Rodeo Showdown. This was a head to head competition against Texas Tech University. Together, the Stock Horse and Rodeo teams brought home the Champion title! Next was the National Reined Cowhorse Association Collegiate Challenge in Fort Worth. Team members Morgan Moreno, Lane Birkenfeld, and Zach Schaefer… Read More →
Judging teams compete in Houston
Both the livestock and wool judging teams competed at the Houston Livestock Show & Rodeo™ judging contests. The wool team brought back reserve champion honors and the livestock team placed third. In addition to reserve, the wool team also placed fourth overall with a second team. Livestock judging team members include Clayton Schram, Sealy; Harrison Smith, Gatesville; Kelsey Jozwiak, Hempstead; Emily June Kelley, Yoakum; Maddison Holder, Alvarado; Logan Browne, Bowling Green, Ohio; Ryon Cox, Mt. Pleasant; Garrett Wildman, Banquette; Scott Chachere, Dyaton; Ally Spears, Brentwood, Calif.; Jordan Hevner, Adkins;… Read More →
Livestock Judging Team Wins American Royal
Writer: Tana Luna The Texas A&M Livestock Judging Team won the 2016 American Royal Senior Collegiate Livestock Judging Contest held October 29, 2016, in Kansas City, Mo. Members of the team include: Jake Pickering, Oroville, CA; Quest Newberry, George West, TX; Justin Vehige, Bonnets Mills, MO; Payton Warmke, Brenham, TX; Blayze Bierschwale, Lampasas, TX; Wayne Morse, Kingsbury, TX; Denton Lowe, Amber, OK; Brantley Bordovsky, Port Lavaca, TX. A total of 23 senior college teams competed in the 2016 American Royal competition. Texas A&M won the oral reasons division…. Read More →
Stock Horse Team has Successful Semester
Writer: Tana Luna The Texas A&M Stock Horse team competed at several shows this fall semester and was successful in both team and individual performances. Team members include: Morgan Moreno, Senior Captain, Liberty Hill, TX; Ellen Black, Senior Captain, Plano, TX; Sarah Savage, Marble Falls, TX; Taylor Godwin, Nederland, TX; Rachel Sembera, Tomball, TX; Anissa Cervera, San Antonio, TX; Hayley Walker, Lindale, TX; Kylie Reis, Oxford, MI; and Macie Mayes, Austin, TX. The Stock Horse team is coached by Paige Linne. At the first show in Bryan, Texas,… Read More →
Texas A&M Horse Judging Team wins Reserve Champion at American Quarter Horse Association World Championship Show
Writer: Tana Luna Oklahoma City, also known as the "Horse Show Capitol of the World," once again hosted the annual American Quarter Horse Association (AQHA) World Championship Show. The most talented and highly regarded breeders, trainers, exhibitors, and of course, horses, from around the world all came out to compete at their highest level for those trademark quarter horse globe trophies. Amidst the most prominent horse show in the world, dozens of collegiate students from across the country are given the opportunity to showcase their ability to evaluate… Read More →
Student participates in Canadian Provincial Contest Exchange
The National Western Stock Show offers a once in a lifetime experience to the high individual of the collegiate livestock judging contest. Every year the high scoring livestock judge is awarded a trip to the Calgary Stampede to judge the Alberta 4-H purebred beef heifer show, the Summer Synergy commercial beef heifer show and help with some of the junior livestock judging contests. On Jan. 15, 2016, in Denver, Colo., Quest Newberry, a senior animal science major from George West, Texas, was named the 2016 NWSS collegiate livestock… Read More →
Stock Horse Team named 2016 National Champions
Writers: Haley Birkenfeld and Morgan Moreno The Texas A&M Stock Horse Team was named 2016 National Champions at the American Stock Horse Association (ASHA) Collegiate Show held in Sweetwater, Texas on April 22-23. Team members are co-captains Morgan Moreno and Haley Birkenfeld, Lane Birkenfeld, Zachary Haydon, Ellen Black, Kylie Reis, Anissa Cervera, Madison Crum, and Lillian Kent. The team is coached by Paige Linne, a masters student in Equine Industry and Management, with help from assistant Kyla Kalinowski, graduate student in Animal Science. "We are all very excited for… Read More →
Texas A&M tops Southern Section AQ
February 8, 2016 – Congratulations to the undergraduate team from Texas A&M University! The team took top honors at the Southern Section Academic Quadrathlon, held in conjunction with the 2016 ASAS Southern Section Annual Meeting in San Antonio, Texas. Winning team members include Sierra Francis, Logan Speck, Erika Wiggs and Madelyn Wilson. Second place went to Louisiana State University, followed by the University of Arkansas in third place. Hats off to all 10 teams in this year's competition! Colleges represented at this year's competition included the University of… Read More →


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This was the year Brooks Koepka took over golf. After winning the 2017 U.S. Open on a big, brawny modern course (Erin Hills), the powerful Floridian won the 2018 U.S. Open at Shinnecock Hills, a course of confounding mystery. Two months later, he won the PGA Championship. By the time the year was over, Tom Watson, among other deeply knowledgeable observers of the game, was declaring Koepka, who is only 28, as golf's next big thing. He became the first golfer since Curtis Strange, in 1988 and '89, to win consecutive U.S. Opens. He became the first golfer not named Woods to win the U.S. Open and the PGA Championship in the same year since Jack Nicklaus did so in 1980.
And in other golf news, Tiger Woods re-established himself as one of the most electrifying figures in sports history in 2018, contending in tournaments several times and then claiming the final event of the PGA Tour season, breaking his five-year absence from the winner's circle. As recently as April of 2017, he had confided in a friend that he did not know if he would play tournament golf again, as a series of injuries was making it a struggle for him to walk, let alone swing a club. Now he is a candidate to win an award named for Ben Hogan as the Comeback Player of the Year.
Women's golf again showed that that no sport is more global. There were LPGA winners this year from the United States, including two of the game's most popular players, Brittany Lincicome and Lexi Thompson. Brooke Henderson of Canada won the Canadian Open. Georgia Hall of England won the British Open, but there is way too much parity in the women's game to suggest there is a pattern there. Ariya Jutanugarn of Thailand won the U.S. Open and Sung Hyun Park of South Korea won the PGA Championship. Michelle Wie won for the first time since 2014. A banner year.
Woods showed this year that he is unlike any golfer who has come before him, and that it is impossible to predict what he will do. In his first three events, playing tournament golf again for the first time since back-fusion surgery in late April 2017, his game looked absolutely ragged, but he insisted that he was on a path to playing top-level golf again. But by mid-March, at the Tour stop in Tampa, he finished one stroke behind the winner, Paul Casey, and generated frenzied on-course fan interest and TV ratings unlike anything the event, the Valspar Championship, had ever seen before.
In 2018, the USGA and the R&A, golf's two governing bodies, finalized the biggest changes to the game's rules since 1990, when the two governing bodies agreed upon a single ball size. The current changes, which go into effect on Jan. 1, are meant to simplify and speed-up the game, but also acknowledge, for the first time, that golf at the elite level and at the recreational level are in ways fundamentally different. The most significant example of that is the new rule that allows the creation of a local rule that will permit golfers to drop lost balls, and balls that come to rest out-of-bounds, within the vicinity of their departure, with a two-shot penalty. There is also a new rule that allows players to make putts with the flagstick in the hole without penalty.
Through three rounds of the British Open at Carnoustie, Woods was four shots behind the leaders. It represented the first time in five years that he was even remotely in contention in a major, and again fan interest, in person and on TV and other platforms, surged. In the fourth round, he was briefly in the lead, playing alongside the eventual winner, Francesco Molinari. Later, he acknowledged that when he played a brilliant shot from a fairway bunker on the 10th hole, he felt he would win the event. After finishing, and huddling with girlfriend and children, Woods looked completely spent while showing once again what a captivating figure he is.
On the PGA Tour Champions, Bernhard Langer, at age 60 and turning 61 in August, showed again that he is in the pantheon of golfers who have been able to retain their golf skill. He won twice in 2018, was the leading money-winner and had the lowest scoring average. He has joined the ranks of Sam Snead, Hale Irwin, Tom Watson, Gary Player and Bob Charles, in terms of the astounding longevity of his career.
One of the surprises of Woods's season was to see subtle changes in his interactions with players, fans and reporters. He signed more autographs and acknowledged spectators more than he has in the past, he was more generally patient and open in his comments to reporters and he seemed to be more aware of other players than he was in the past. When he was named as the U.S. captain for next year's Presidents Cup team, the youngest person to have that role, it suggested an awareness that his place in the game is evolving. After a second-place finish in the PGA Championship, Woods hung around the Bellerive County Club clubhouse, on a steamy Sunday in St. Louis, to congratulate Koepka. In his earlier incarnation, Woods was not one to do things like that.
Given the extraordinary year Koepka had, it would only be fitting that he have the final word in this summation of the 2018 season. Here is one telling comment he made after the PGA Championship:
"I think, other than me and my team, everybody was rooting for Tiger. I mean, as they should. He's the greatest player to ever play the game, and to have the comeback that he's having is incredible. You look at the British Open, when he finally got that lead, how energetic that crowd was. And then when he started making that run, it brought me back to when I was a kid and when I was watching him and you heard those roars. I remember I went to the British Open, when Ben Curtis won. And he was kind of making a charge, and you could hear the roars. I mean, being a part of that as a fan is cool. And even when you're playing, it's still pretty neat. It kind of pushes you to step up your game. I mean, you have to because you know he's right there, if you fall."
Michael Bamberger may be reached at firstname.lastname@example.com.


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Gracious! There is much deliciousness in this post! The color of the sea is breathtaking. Oh, to be Tansy!
Seeking Tufted Puffins
Tansy was eager to see puffins while sailing aboard the schooner Passing Cloud earlier this month.
She had helped to rescue a rare puffin-in-the-shape-of-a-muffin once (click here for that story) and had listened avidly to Constance's stories of the Atlantic Puffins she saw in Iceland (here).
From these encounters Tansy had developed a strong urge to see Tufted Puffins in the wild and up close. Last summer she had spotted them at a distance while motoring along the west side of Gwaii Haanas, but they were too far away to appear much more than small dark seabirds.
The first stop on the puffin search was Flatrock Island near the mouth of Louscoone Inlet. A few puffins nest there, and Tansy did see them, but not close enough for her liking.
Later in the trip, the Passing Cloud stopped at another puffin nesting site on the east edge of Kunghit Island where to Tansy's delight there were many Tufted Puffins to be seen.
At first the puffins were a bit far away, and it was not safe to get too close to the nests, nor kind to the puffins who react badly to masts swooping by close to the cliff surface.
Eventually, the boat was able to get close to some that were fishing a bit off shore and Tansy finally saw Tufted Puffins up close.
They are quite different from the muffin shaped puffin that she knows quite well.
It was a satisfying conclusion to the puffin search and Tansy finally feels as if she has seen puffins properly.
19 thoughts on "Seeking Tufted Puffins"
The favorite photographer has done a glorious job in capturing the movement of these magnificent birds. What a sight for Tansy's eyes.
Favorite Photographer is doing an absolutely magnificent job of photographing puffins this week! The Bonsai Hittys are enthralled to see the Puffins. Thank you!!
This post was extraordinarily exciting. Just so beautiful to see these photos. Thanks for the "click here" to see the story about the muffin puffin…laughing out loud and keep going back for more. That little bug and Bjork are beyond adorable. I can't extol how great all these stories are adequately.
I am a birder and puffins are my favorite. I had a little dog for 17-1/2 years that I named Puffins. I really love them as you can tell. Just wondering if you guys are familiar with the Audubon Puffin loafing ledge web cam? I love it and view it frequently.
These pictures are just gorgeous! Once again, thank you so much. Billie
Fascinating…puffins are such otherworldly birds! Such beautiful photos… I also enjoyed the reference to the older posts regarding the Muffin Shaped Puffin..I had forgotten those hilarious adventures. Thank you!!
The photographer's work is outstanding on this trip! I have loved Puffins since being a small child, because I loved for my sister to read the poem of puffins to me, "There Once was a Puffin". It was published in my mother's Compton's Enclycolpedia from 1924, with beautiful illustrations. Oh I wish I had the pages from that book! I have copies of my chesrished poem, but not THE one I loved so much.
Celia C
After writing the note about puffins, I remembered that the book was Compton's Pictured Encyclopedia. How wonderful that you had a copy of it, too. So charmning and educational for children. Do you still have your copy?


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Kristen Wiig Honors Melissa McCarthy at GildaFest
Last night, Kristen Wiig attended the 2016 Gilda Radner Award for Innovation in Comedy, which honored her frequent co-star and good friend Melissa McCarthy. Wiig looked cool in a flower-patterned shirt and matching pants. You can see a few pictures from the event in this


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How can students defer their acceptance date due to a mission?
To defer, students must already have their mission calls. Then, they click this link (must log in) and submit (1) their entry and release dates, (2) the semester they expect to enroll at BYU, and (3) updated mailing and email addresses that will be accessed while they are gone. The mission deferment must be completed after receiving a call, but before the end of the semester in which they would normally enroll. If they miss this deadline they will have to reapply to the university to return after their mission.
How do students register for classes?
They use the MyMAP system. The PLAN tab in MyMAP lists all the general education classes students need to graduate, and adds any of their AP credits that BYU has accepted. If they have declared a major on the admissions application, it tells them what classes are needed for their major. Students can login at my.byu.edu and go to Campus Favorites > MyMAP to check it out for themselves!
When will students be able to register for classes?
For freshman admitted for summer term, summer term registration is already open. For those admitted for fall semester, they can register on their "priority registration date" which is listed in MyMAP>Register tab>fall semester. Freshman fall registration will begin in June.
What courses are incoming freshmen expected to take?
They are expected to complete the First-Year Writing requirement and take at least one course towards the American Heritage requirement during their first year at BYU. Additionally, they are also expected to take one religion course each semester. They can fill the rest of their schedule with other University Core and major-related courses. Some general education requirements may be filled by specific course requirements within their major. Refer to the University Core link above to see these options.
How many classes (credit hours) should students take?
Enrollment in 12 credits per semester is required for international students and 14 for most scholarship recipients. Students will also receive the most value for their tuition dollar when they take at least 12 credits in a semester. It is recommended that freshmen take 12-14 credits per semester, but not more, because there is already so much for them to adjust to.
One semester hour of credit represents at least one hour in class per week (or two hours in class per week in a term); e.g. a three credit class will meet three hours per week in fall semester. Students should expect to study two hours outside of class for every one hour in class. Therefore, 14 credits will require about 42 hours of study per week!
How can students register for a class that's already full?
Students should add themselves to the waitlist. The registration waitlist will add students automatically if a spot becomes available, and the students meet the requirements and do not have holds on their registration. When a seat opens the first person on the waitlist is added and a notification is sent to them. For more information see Registration Waitlist.
AP Credit:
How do students get AP credit scores or college credit received during high school sent to BYU?
AP grade reports are sent electronically to the colleges designated by the students on their AP exam answer sheets. Each report is cumulative and includes scores for all AP exams taken, unless there is a request that one or more scores be canceled or withheld from a college. Scores are posted to students' records as soon as they are received by BYU (which is the end of June or the beginning of July).
If students did not designate BYU on the AP exam answer sheet, or the scores reported are unable to be added to the student's record they may do one of the following:
- Mail BYU a copy of their official high school transcript (as long as the school includes AP scores on the transcript). Send it to:
BYU Admissions
Provo, UT 84602
- Contact AP Grade Reporting Services, a division of College Board, and request that the scores be sent to BYU (there will be a small fee for this service).
- Come to the Registrar's Office (B-150 ASB) and access their College Board account so the scores can be added to their BYU record.
What credit will students receive for their AP Scores?
BYU may award credit for AP exam scores of 3, 4, or 5 in most subject areas. Follow this link to see what credit will be earned.
How do students get BYU credit for other college credits received during high school?
College credit can only be transferred to BYU from an official transcript sent by the awarding institution. Students may have received high school credit for those courses, but college credit cannot be awarded from a high school transcript.
What should students register for when they are unsure how their AP credit will count at BYU?
Contact the University Advisement Center at 801-422-3826 or 1-877-890-5519 / or by email at firstname.lastname@example.com.
For further questions about AP credit, call Transfer Evaluation at 801-422-8522.
Jearlene Leishman is the Senior Associate Registrar in the Registrar's Office.


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The evening weather reports on July 1st may have had everyone on edge - some surrounding towns even postponed their Independence Day fireworks displays due to expected storms - but Greenwich remained steadfast and kept their patriotic pyrotechnics right on schedule at both Binney Park and Greenwich Point Park.
In the end, the gamble paid off. Families seeking to celebrate the holiday arrived in good spirit, a brief shower came and quickly passed, the worst of the weather went north, and the fireworks displays were amazing!
Photos of the Binney Park Festivities (by Pam Grunow)
Video of the Binney Park fireworks display (posted on Facebook by Sam Telerico):


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Atsidobak – description, price, reviews | Art Life
Biocomplex Atsidobak produced with the use of microencapsulation technology and is designed to maintain the natural balance of intestinal microflora.
The complex Atsidobak friendly to the human body consists of lactic acid bacteria strains of Lactobacillus acidophilus and Lactobacillus Plantarum. These species of lactic acid bacteria – bacteria helpers that are normally found in a healthy digestive tract. They maintain the optimum composition of the internal environment necessary for the survival of the representatives of the natural intestinal flora. Lactic acid bacteria are involved in digestion, promote proper formation of feces and provide timely bowel movements, preventing the delay of a chair. Representatives of lactic acid bacteria form the basis of a healthy digestive tract, supports immunity of the person. Microencapsulated lactobacilli ingested in a thin but sturdy shell, which protects them from contact with the acidic environment of the stomach and ensuring their location directly in the intestines. The microcapsules contain a kernel of oligosaccharides, which serve as food for bacteria, which ensures their high survival rate and survival in the intestinal tube.
- Condition after – antibiotic therapy;
- digestive dysfunction, delayed stool;
- reduced gastric acidity;
- chronic diseases of the digestive system;
- B12 – and folic acid deficiency anemia;
- eating disorders.
Recommendations for use: Atsidobak is recommended as a dietary food supplement – a source of probiotic microorganisms (Lactobacillus).
How to use: 1 capsule 2-3 times a day with meals.
Contraindications: Hypersensitivity of the components BAD. Before applying are encouraged to consult with your doctor.
Storage: Store at + 4 ° C ± 2 ° C in the original unopened containers.
Not a cure
Shelf life: 1 year from date of manufacture.
Certificate of state registration number 220.127.116.11.U.4913.5.05 from 05.05.2005g.
The quality management system and security of "Artlife" certified according to ISO 9001: 2000, HACCP and GMP.
dried lactic acid bacteria Lactobacillus plantarum, Lactobacillus acidophillus- and 10 mg.


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American Henchman wrote:
i would if i could, but this will be the first weekend in 4 months that my wife and i will actually be home together.... alone. so we are going to get some much needed time together.
American Henchman wrote:
well mike what do you get when you cross a Brown Chicken with a Brown cow. porno music. brow chicka brow coooo
z yaaaa wrote:
she better give you the best head you've ever received for missing my meet you bastard!
LOL thats cool man, completely understand.
American Henchman wrote:
life is too short to give a @!#$ about what is said on the internet. glad you got good head this weekend.


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2010 Wish List for Self-Improvement
We all look forward to 2010 with optimism and anticipation and the first of the year is always a time of renewal and making personal resolutions. Calls start pouring in for cosmetic surgery consultations right about now. Both men and women are thinking about self-improvement through cosmetic surgery for the start of the New Year. Teeth-whitening is also the top of the list for do-it-yourself improvements, along with diets and working out. The remaining top changes that people want are either cosmetic surgery or cosmetic medicine treatments. In my own practice, breast enlargement, liposuction and tummy tucks, followed by facelifts have been the most popular surgery requests soon after the Holidays.


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Forum: Huge site and blank page... :(
3774 days ago
i have collect a huge site. in AWStats i can see the stats but in JAWStats i recive a blank page.
No HTML in the source of page...
this is the result of collect:
Parsed lines in file: 7205792
Found 4 dropped records,
Found 4 corrupted records,
Found 0 old records,
Found 7205784 new qualified records.
i have 600 sec in php execution time...
any solution?
3774 days ago
|i've collect another huge profile:
Found 3158890 new qualified records.
I can see all menu with this problems:
-"Pages" menu go in loop;
-"Spider" menu show only the menu tabs and don't show any spiders data;
-"Search" menu show only the menu tabs and don't show any search data;
where is the problem????
3774 days ago
|i'm trying the demo of jawstats in this site...
it goes in loop!!!!!!!!!!!!!!!
3769 days ago
|fix @ http://www.jawstats.com/community/thread119
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Keen to expand our work to rivers in Ceredigion we're kicking off by joining in with 'Spring Clean Cymru'.
- Join a team of staff and volunteers from the West Wales Rivers Trust and Keep Wales Tidy to remove litter from the Afon Aeron.
- Don your wellies and join us in-river, or help us from the bank
- All ages and abilities welcome
- Please wear wellies or sturdy footwear if you plan to work on the bank
- All you need to do is dress appropriately for the weather and we'll provide the know-how, safety equipment and equipment to get that awful litter out of our rivers and seas.
Friday 29th March. Please meet at The Monachty beer garden (Market St, Aberaeron SA46 0AS) at 9am with an expected finish time of 12 noon. Feel free to join the team for lunch at The Monachty following the event.
We recommend walking to site or using public transport as parking in town can be busy.
Please register your interest by emailing email@example.com or call 01970 623906 (Tuesdays only). We can only accept a limited number of volunteers at the event.


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In 2011 it was decided to purchase HPE ArcSight, a tool from the world leader in SIEM technologies, within the framework of building an ISMS in the Bank. Over the years of operations, more than 1500 event sources have been connected to the ArcSight system. The types of these sources are significantly varied and represent a multitude of both OS and open source solutions. According to the internal security policies, the Bank needs to control the actions of OS, DBMS and application administrators instantly. This was not implemented at a proper level due to various reasons and complications. Also, the Bank regularly gets audited, and presence of mechanisms to detect interruption of event flow from the critical sources is one of the compliance requirements. The number of personnel for full monitoring and analysis of SIEM Health has not increased, and administration of ArcSight system became one of the additional responsibilities of the already overburdened IS officers.
The development of internal regulations, policies and procedures continually poses new challenges for the Bank. Including:
- Timely detection and response to incidents;
- Permanent operation of the ArcSight infrastructure;
- Detection of ArcSight configuration and event sources errors.
SOC Prime provides a powerful platform to monitor the "health" of a SIEM environment. This brings benefit to customers directly from the efforts of SOC Prime within the security monitoring services. Due to extensive automation of issues by SOC Prime the number of manual administrative tasks is reduced and Motiv specialists can spend more time on in-depth analysis and continuous improvement.
Predictive Maintenance evaluates SIEM Health in real-time and helps to detect the most problematic areas in the installation.
Previously, once an issue was detected our administrators would perform about 15 manual actions while PM reduced them to 3, which in turn saves up to 80% of the working time for each daily task of SIEM administration. The platform automatically builds trends and predicts an increase in consumption of SIEM resources. Access to SIEM raw logs becomes much easier. PM detects errors related to ArcSight components and identifies 'problematic' event sources in various areas: disruption of event flows, parsing errors on sources, etc. Previously additional time and resources were required for their detection.
Maxim Yashchenko, Head of Infrastructure Security and Training Control Unit
of Information Systems Security Department at UkrSibbank
During such a short period of Predictive Maintenance use, almost all critical problems related to ArcSight SIEM were solved. Currently, through proactive monitoring of SIEM Health, it is possible to plan system administrators' job, as well as maintain ArcSight system in advance. Constant monitoring of parsing errors guarantees that all event logs are handled correctly, and the probability of missing IS incidents is greatly reduced.


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Active NZ Survey 2013/14
Results from survey data collected on participation in sport and active recreation.
The Active NZ survey in 2013/14 continues to measure nationwide participation looking at when and where adults (16 years and over) are engaging in sport and recreation, as participants and as volunteers.
Main report and key findings
Regional profiles
As a follow up to the Active NZ 2013/14 survey, in 2016 Sport NZ published a series of 22 sport and activity profiles. Each provides a variety of information on participation in these sports and recreation activities.
Sport and activity profiles
Individual profiles for download


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Icons Guide:
Writers Retreat | Offsite Event | Food Event | Coffee Event | Cash bar | Included in Festival Pass
- This event has passed.
Author! Author!
September 28, 2019 @ 8:30 pm - 9:30 pm
M.G. Vassanji's award-winning novels are global in scope and scale. His most recent novel, A Delhi Obsession explores the contours, passions, traditions, and seeming impossibilities that link Toronto and Delhi today. Joined in conversation with broadcast journalist Eric Friesen, Vassanji will talk about the connections between his life and work, the inevitable sweep of history, and how those things that make us different are the same as those that make us human.
Media sponsor: Corus Entertainment Kingston
In celebration of the Governor General's Literary Awards
8:30 – 9:30 pm
Door $22 / $20 Senior
Want more info?
View and download the digital Program Guide or Schedule-at-a-Glance!
Tickets can be purchased directly from the Grand Theatre Box Office online (click the 'Buy Now' ticket icon), in person at 218 Princess Street, or by phone (613-530-2050) until 6 pm on Tuesday, September 24, 2019.
Ticket prices are listed as Pre-Festival (purchased by 6 pm on Tuesday, September 24), and Festival (all tickets purchased once the Festival has begun):
Regular Onstage
General Admission $20 Adv/$22 Fest; Senior $18 Pre/$20 Fest
Festival Field Trip
General Admission $20 Adv/$22 Fest; Senior $18 Pre/$20 Fest; Student $5 Pre/ $8 Fest
Writers Retreat Classes General Admission $35 Pre/$40 Fest; Senior $32 Pre/$38 Fest
Robertson Davies Dinner, Book Lovers' Lunch and The Long Table General Admission $45; Senior $40
Literary Pub (S)crawl General Admission $40 (includes 3 beverages; $27 (event only)
BUY 5 and SAVE – available for regular events OR Writers Retreat classes! Add EITHER 5 regular onstage OR 5 Writers Retreat tickets to your cart, change the price point to 5 AND SAVE and the discount will automatically be applied.
OFFSEASON EVENTS: View event description carefully for details on price, advance sale cut-offs, and venue.
FEES: All ticket prices include HST. Please be advised that the Grand Theatre Box Office will add a handling fee of $3.80/ticket.
TICKET PICK-UP: Any tickets that are not picked up at the Grand Theatre before 12 pm on Wednesday, September 25th will be brought to the onsite box office at the Holiday Inn. You may pick up your tickets at the Holiday Inn at any time during onsite box office hours (30 minutes before the first onsite event of the day til 15 minutes after the last event of the day).
During the festival, tickets are ONLY available onsite from the Festival Box Office on the main floor of the Holiday Inn Kingston Waterfront.
EXCHANGES and REFUNDS: We do not offer exchanges or refunds on tickets (except when an event is cancelled), so please plan before you buy. Latecomers will be seated at the discretion of KWF staff.
PHOTOGRAPHS: No flash photography, video recorders or tape recorders, please.


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In the first election in which Wisconsin's new photo identification law and stricter residency rules are in effect, there were a few complaints and a few scattered problems with voting machines in the City of Milwaukee.
Today's Paper, also known as the e-Edition, is an online replica of the printed newspaper. You can view today's paper or previous issues.


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
View All Calendars is the default. Choose Select a Calendar to view a specific calendar. Subscribe to calendar notifications by clicking on the Notify Me® button, and you will automatically be alerted about the latest events in our community.
May 20, 2019, 12:30 PM - 1:30 PM @ Library
Program Overview
Food, Fun & Reading is a series of lessons that use reading to teach children about nutrition.
Each lesson includes the following activities:
1) Read a children's story book
2) Talk about MyPlate and basic nutrition
3) Play a physically active game, and
4) Make and enjoy a healthy snack


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Smart Wi-Fi Camera
Watch out for your home wherever you are.
Smart Wi-Fi LED Bulb
Match your lighting to any mood or event.
Smart Wi-Fi Plug
Turn electrical devices on and off from anywhere.
Come Home to Kasa
With our free Kasa app' you can control all our smart home products from any smartphone or tablet. And to make things even more convenient' they can also be paired with Amazon Alexa devices for voice control.
With Kasa, you can set schedules for your smart home products so they turn on and off automatically throughout the day. You can even group devices together to easily control them all at once.
Energy Monitoring
Stay in the know on how much power you're using. Kasa monitors energy use in real time and over longer periods for your smart home products and electrical devices connected to them.


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Heat Acclimatization for the Athlete
"Two-a-days" will be starting soon at high schools across Kansas City to prepare for the football season. Many kids have spent the summer inside in the climate-controlled atmosphere and as a result, aren't adequately prepared to withstand the sometimes oppressive heat. Some succumb to the heat and suffer heat illnesses like heat exhaustion and sometimes, the life-threatening heat stroke. However, parents and coaches can do more to help their young athletes adjust safely and effectively. While football tends to be the focus of heat acclimatization because of the fact that football players wear pads, the concepts can be applied to all athletes who have to compete in the heat. All forthcoming information is adapted from the National Athletic Trainer's Association Consensus Statement on Pre-Season Heat Acclimatization for Secondary School Athletes. The sports medicine experts at SSOR are committed to helping athletes prevent injury and providing parents, coaches, and athletes the tools to compete safely.
The heat acclimatization phase lasts 14 days – the goal of 14-day acclimatization phase is to increase heat tolerance and enhance the ability to safely and effectively perform in heat conditions.
Guidelines for Heat Acclimatization:
- For the first five days, there should be no more than one practice per day. Total practice time should not exceed 3 hours per day. A one-hour walk-through is allowed, but only if there is a three-hour recovery period between practice and walk-through.
- The first two days should be helmets only.
- On days three through five, only helmets and shoulder pads should be worn.
- On day six, all protective equipment/full pads can be worn. Beginning at day 6 and till day 14, a two-a-day practice should be followed by a single practice the next day. Walk-through is permitted on the single practice day.
- During two-a-days, practice should not exceed 3 hours and total practice time should not exceed 5 hours. Two practices in the same day should be separated by 3 hours in a cool environment. Weight training, conditioning, and warm-up/cool down activities are included in the 5 hours.
- Water breaks should be frequent. A good guideline is every 15-20 minutes.
Hopefully, if athletes and coaches adhere to these guidelines, heat illnesses should be minimized. Plus, it is best case scenario to have a Licensed Athletic Trainer at practices to help watch for the signs of heat illnesses. However, sometimes an athlete can be overcome by the heat and coaches and teammates need to act fast.
Recommendations if Heat Illness is Suspected:
- Remove the athlete from the outdoors and get him in a cool environment. If none is available, shady areas are the next best option.
- Remove wet clothing. Wet clothing will not allow the sweat to evaporate and makes dissipation of heat more difficult.
- Cool the athlete as quickly as possible with cold towels, fans, and ice bags in the armpits, groin, low back, back of the neck, and midsection.
- Provided he is conscious, alert, and oriented, provide cold fluids, preferably electrolyte drinks.
- Monitor for consciousness and call 911 if the athlete's condition starts to fade.
One more tip: if you can be disciplined enough, have your athletes weight themselves before and after practice or the practice day. The difference is water weight lost. For every pound lost, replace with 8 ounces of water. Without doing so, the athlete will be at risk for heat illnesses.
Be safe out there kids! Good luck this fall sports season!


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Day Traders Diary
Equities look ready to rebound this morning following a big drop on Friday that left the major averages with losses of around 2.0% apiece. The S&P 500 futures are up 14 points (or 0.6%), the Nasdaq futures are up 43 points (or 0.7%), and the Dow futures are up 160 points (or 0.7%).
Several White House officials downplayed the possibility of a trade war between the U.S. and China over the weekend, with Treasury Secretary Steven Mnuchin saying that he "doesn't expect there will be a trade war." Chinese President Xi Jinping is set to make a speech at the Boao Forum tomorrow, and traders will be watching to see if he addresses the ongoing threat of tariffs between his country and the U.S.
Overseas, equity indices in Asia began the week on a higher note, with Hong Kong's Hang Seng (+1.3%) leading the charge, while the major indices in Europe are currently trading mixed. Deutsche Bank is the top performer in Germany, up 3.0%, after naming Christian Sewing as its new Chief Executive Officer, effective immediately.
Meanwhile, in the U.S. bond market, Treasuries are down this morning, pushing the yield on the benchmark 10-yr note up two basis points to 2.80%.
Investors will not receive any economic data today.
In U.S. corporate news:
Reviewing overnight developments:
All comments contained herein are for informational purposes only, and should not be considered as a solicitation to buy or sell any security. The firm does not guarantee the accuracy or completeness of the information or make any warranties regarding results from it's usage.


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In 2016, the news that a young lad was clearing penalties 50-meters and beyond like an everyday thing drifted the way of ThePapare.com. It was a cause for some investigation.
Interested to find out what the social media hullabaloo was about, we made it to Pallekelle to watch the game where this young lad was playing. It was Trinity playing his side, St. Anthony's.
The game went in favour of Trinity but what caught everyone's eye was the opposition player wearing the #10 jersey.
The schools' rugby fraternity had seen the likes of different first-five eighth's; many who excelled in the schools' arena and a few who made it to a professional arena. But somehow this boy was different.
From the kick-off whistle, he looked professional and mature for a school boy. 11th 2016; It was the 54th minute of play. St. Anthony's were not on the winning side but were just hanging- in there. The scrum-half clears the ruck, he sees his #10 aligning way back, beyond the 50 meters. He has a slight doubt on his mind but he knows what he is going for…
The #10 is Samuel Maduwantha. He gets hold of the ball, takes three seconds to bring his right leg to contention. He attempts an unimaginable drop-goal. The crowd watches open-mouthed, the kick sailing. It has the distance and clears the upright with a few meters to spare. The Trinity camp can't believe it, the stunned Antonians celebrate, the stands erupt. Did that just happen?
Fast forward to 2018, a lot of things have changed. A new jersey, new boots and a new league. But the jersey number, the name, the stride and his kicking style has remained the same.
Ahead of the season, the CH & FC team takes flight to Doha to face the Doha RFC side in a friendly.
The team is once again back-peddling. Henry Terrance scored for the Lankan side but the game is a physical battle of the forwards.
'It is a packed audience at the Rugby Football Centre in Qatar with all the Sri Lankans making it there on the holiday!' echoed ThePapare commentators who brought the game live.
Samuel Maduwantha has already kicked an early penalty for the visitors. Doha RFC had also extended their score to 15 as pressure was building on this boy from the hill capital. It all came down to the 74th minute. He had already 3 penalties through.
They trail 8-12 at halftime, the battle is physical, skipper Yoshitha Rajapakse has no option but put the team's destiny on a 21-year-old.
The ball is in his court, a 24-meter penalty. The assistant coach was waiting anxiously till this moment arrives to run into the ground with the kicking tee.
The captain makes no hesitation. Points the posts straightaway!
Maduwantha readies. Takes three strides back, leans forward. Focuses one eye on the post, the other on the ball. Comes in with the force. The balls sails smoothly over for three points. He runs back to the base. The Lankans and the Qataris stand up in ovation for this youngster. CH & FC win 17-15 against Doha Rugby Football Club in a thriller!
And, that would have been one of the easiest match winners that he has ever kicked!
Read more: Samuel Maduwantha wins it for CH in Qatar
Nothing has changed.
November 17th 2018:
CH & FC has just gone into deadlock. It is their second game against Havelocks's at Havelock Park. Captain Yoshitha Rajapakse goes to Samuel Maduwantha, just like he has done always.
Maduwantha doesn't shy away from the storm, instead, he embraces it.
The score stands stalemate 13-13 at the brink of halftime. CH & FC have with themselves a penalty, and it is almost 63 meters.
Samuel Maduwantha comes into the middle. Relaxed, readies for his kick.
He leans his body forward, has his fists tightly together. Looks from his left eye at the goal, then on the ball.
The kick flies over. He looks at the ball in flight, knows he's got it through and returns to his base. The Havelock SC crowds stand up in appreciation.
Nothing has changed.
It was, however, disappointment for CH & FC whose playmaker Maduwantha kicked 7 successful shots at goal making 19 points for himself when Havelock SC crashed the party.
Maduwantha has weathered the storm for CH in this new Dialog Rugby Season. He has made the CH & FC stand rigidly at Longdon Place and now at Havelock Park.
Sooner or later, the young lad will aspire to wearing a new jersey. No fancy club logos on it and the jersey would be green with a spirited Tusker shining on front on his chest.
A treasured number. A number that has been worn by greats who changed the country's landscape of the sport… It is the revered #10 jersey.
Hopefully, Nothing Will Change then.


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Stacie Ponder – Forget the Tights, Batman Is All About Horror
Blogger Stacie Ponder's horror columns appear every Wednesday.
Unless you've been living under a rock that's, like, 20,000 leagues under the Earth, you're probably aware of the forthcoming sequel to Christopher Nolan's Batman Begins , The Dark Knight. While most of the world (including yours truly) is looking forward to the film with bated breath, it's but one part of the current wave of Bat Mania '08: Arriving this week, a Blu-Ray release of Batman Begins, and for an animated fix of the World's Greatest Detective, Batman: Gotham Knight and Season 5 of The Batman also hit shelves.
I've been a comic book fan pretty much my entire life and though I tend to shy away from discussions regarding such philosophical conundrums as "Who can punch harder, Hulk or Superman?", I'm not a complete comics ignoramus. I know how Peter Parker became Spider-Man, I know that "Spider-Man" is hyphenated, and I own a copy of Mr T and the T-Force #1. It goes without saying that my tastes in all things comic book tend to run toward the horrific (in fact, I talked a bit about that right here in these very cyber-pages), so it should come as no surprise that my favorite superhero is Batman. The dude is scary. Most of the wackos comprising his Rogues Gallery are scary.
Now, before you get all "Say what?" on me, bear in mind that I'm not talking about the campy TV show Batman. I'm talking about Batman in his purest form — the guy who wears a cape and hangs out on rooftops, the guy who saw his parents murdered and hasn't been quite right since, the guy who hides in the shadows and takes his namesake from an animal most people are afraid of. Let's face it, he's a nocturnal weirdo.
Batman's ties to the film world of horror and scifi have been
explored in numerous comics over the years; he's gone up against the
Predator of Predator , Dracula of Dracula , and the Aliens of Aliens to name but a few (in fact, his battle against the Predator has made it onto the screen, sort of, in the fan film Batman: Dead End). The obvious vampire correlation to the Bat has been touched on in several titles, including Batman: Nosferatu and Batman: Crimson Mist. I'm tellin' ya, gray tights or no gray tights, Batman is all about the horror. Can Batman vs Jason be far behind? Now that I think about it, that might be kind of awesome. Ooh, I've got it! Friday the 13th Part 14: Jason Takes Gotham City. Hollywood, let's make it happen!
the outskirts of Gotham sits the city's own ersatz house on haunted
hill, Arkham Asylum. Named after Arkham, Massachusetts, the fictional
city created by HP Lovecraft, the hospital houses some of the most
notorious cuckoo nutsos that Batman has ever managed to capture —
folks like the Joker and the Scarecrow. The asylum has a
rightfully-deserved bad reputation; I mean, the frequent escapes
indicate a security team that's lacking, and the rate of recidivism
amongst the "cured" patients seems to be pretty high.
hulking building looms high atop a hill looking all kinds of sinister,
as if it belongs in such scary building-themed horror movies as The Haunting or Session 9 . For my money, two of the best Batman comics revolve around the creepy sanitarium: Arkham Asylum: A Serious House on Serious Earth, a graphic novel that finds Batman heading into a hospital that's been taken over by the patients, and issue 400 of Batman,
a massive anniversary issue that sets all the inmates of Arkham loose
on Gotham City. Both books gave me the willies numerous times over,
thanks in large part to the art of Dave McKean and Bill Sienkiewicz.
Their cackling Jokers and lurking Scarecrows are enough to keep this
horror fan satisfied, although I'd give my left foot (or at least a
copy of My Left Foot on DVD) to see either of these two stories adapted for the big screen.
Part of the reason I'm so excited to see The Dark Knight
is because it seems that it'll follow a wee bit more in this vein, that
notion of real danger, of horror, of psycho villains who are actually
scary. Clips I've seen of the late Heath Ledger as the Joker (a
performance that's got a few critics already talking posthumous Oscar
nomination) show a bad guy who stacks right up against your Jasons and
your Michael Myerses, a bad guy who's a pure psychopath, a maniac in
facepaint that's creepy enough to give one pause. I don't doubt that
he'll be the most frightening foe the onscreen Caped Crusader has had
to face yet — unless, of course, you count the pun-spewing Mr. Freeze
of the atrocious Batman and Robin , although he's frightening for entirely different reasons.
does Batman always equal horror? No, not always but it's kind of like a trip to the grocery store. Sometimes the grocery
store is all bright lights, free salsa samples, and a Juice Newton song
over the loudspeaker. At other times, while wandering the aisles
looking for the bread… you feel as if you're trapped in a deleted scene
from Jacob's Ladder . I think you know by now which experience I prefer.
A fan of horror movies and scary stuff, Stacie Ponder started her blog Final Girl so she'd have a platform from which she could tell everyone that, say, Friday the 13th, Part 2 rules. She leads a glamorous life, walking on the razor's edge of danger and intrigueRead More


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Educational Life CIC are delighted to report on the A Level Examination Results for Ursuline College
Ursuline College students celebrated outstanding success in today's AS and A-Level results, meaning another year of excellent academic and personal achievement for a school awarded good in its most recent Ofsted.
For the third consecutive year, results have improved in all areas with an overall pass rate of 95% including a noticeable increase in A*-C grades. The school has achieved its best ever results in vocational subjects with an overall pass rate of 100% and over two thirds of students achieving Distinction*/Distinction. Outstanding achievements include Christos Alamaniotis will be studying Bio-Chemistry at the University of Sussex and Krupa Binu will be attending Queen Mary to study Pharmaceutical Science. A large number of students are progressing on to higher education and have successfully secured places on courses to study Business, Psychology, Media Relations, Music Technology, Law, History and English.
The development of the Sixth Form has been a priority for school improvement which in the past year has included the opening of a new Sixth Form centre. The dedicated study rooms and computer facilities have further developed independent study skills and therefore progress as is reflected in the ever increasing results.
Students that face significant challenges achieved extraordinary results, outperforming all other students with 100% pass rate and nearly 40% of these grades at A*-B.
Stephen Adamson, Executive Headteachers says, we are very proud of the achievements of all of our students who have worked extremely hard this year. He added that these results exemplify the excellent level of support our students receive and confirm the good judgement Ofsted gave the school in its recent inspection. He thanks staff for all their hard work and parents for all their support over the past academic year.
We provide a wonderful opportunity for students of all abilities to achieve their full potential in a vibrant and supportive school community and we look forward to welcoming an increased numbers of students to our Sixth Form in September.


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Northern Kenya's Namunyak Wildlife Conservancy is a place worth saving — for elephants, for wild habitat and for people.
Why our work is important
In the Namunyak Wildlife Conservancy in northern Kenya, the fate of elephants and people is intertwined — the threats they face, they face together. Poaching and habitat loss don't just hurt elephants; they hurt the livelihoods of the local Samburu people and other tribes that call this landscape home.
Now, an opportunity is arising to establish a model of sustainable community-based conservation at an unprecedented level in Kenya — and beyond.
The Sarara Initiative is charting a new course for sustainability in East Africa by protecting Africa's iconic landscapes, enabling communities to benefit from wildlife and maintaining cultural traditions and reliance on nature.
The Initiative is a visionary partnership between Sarara, Northern Rangelands Trust, the Reteti Elephant Sanctuary and Conservation International. It focuses on Namunyak's 850,000 acres (an area larger than Yosemite National Park), with a potential reach of millions of acres of wild country stretching from Lake Turkana, down to Mount Kenya and out to the Indian Ocean.
The threat
Outside of the Maasai Mara National Reserve, the Namunyak contains higher populations of large mammals than any other landscape (protected or unprotected) in Kenya — including the second-largest elephant population in the country, with more than 6,300 individuals.
Yet Africa's iconic wildlife and its peoples' livelihoods are under threat from poachers who target elephants, rhinos and other high-value trophies. Wildlife crime jeopardizes economic prospects while fueling slavery and armed conflict. As these species near the brink of extinction, so, too, do diverse landscapes that have survived since our species was born.
We must find a new way.
Our solutions
The Sarara Initiative focuses on three efforts with clear outcomes and benchmarks:
- Ensure security for wildlife and people in the Namunyak Wildlife Conservancy
- Expand community tourism infrastructure to increase revenue from wildlife
- Drive towards long-term sustainability via market mechanisms including carbon and cattle
With the creation of a dedicated rapid-response mobile wildlife enforcement unit in the Namunyak Wildlife Conservancy, we can make the landscape truly safe for elephants and people. The initiative will produce an increase in revenue — primarily through tourism and the Reteti Elephant Sanctuary — for community investments including schools, clinics and businesses. Critically, the Initiative helps secure long-term funding by mapping and valuing the area's essential "natural capital" — the sources of the benefits that nature provides, including fresh water, carbon storage and biodiversity.
Our work
To fight poaching, more boots on the ground
The park ranger units that support anti-poaching efforts are stretched thin across a vast landscape — that's why a key component of the Sarara Initiative focuses on getting more boots on the ground.
Already, Conservation International and NRT have established a new, 13-man mobile ranger team of highly trained Kenyan National Police Reservists in the Namunyak Wildlife Conservancy. There is no typical day in the life of a ranger: They could be waiting for poachers in ambushes, connecting veterinary help to wounded elephants or giving evidence in court.
Our measures of success will be a decrease in wildlife poaching, cattle theft and road banditry, and an increase in conservation awareness and overall stability.
Expand community tourism infrastructure to increase revenue from wildlife
To expand community profits from ecotourism, Conservation International is supporting the planning and construction of seasonal Sarara Treehouses, treehouse-style structures where visitors can fall asleep to starry nights in the Mathews Mountains; and a new, private Sanctuary House overlooking the Reteti Elephant Sanctuary.
The first community-owned elephant sanctuary in East Africa, Reteti provides a place for injured elephants to heal and a home for elephants orphaned by poaching. Read our blog to learn more from Reteti co-founder Katie Rowe and donate today to protect elephants.
Working with communities to achieve long-term sustainability
The elephant's importance coupled with its extreme vulnerability is emblematic of a bigger challenge playing out in Kenya today. While poaching attracts global attention, the habitat damage that is destroying this landscape — and the livelihoods of the people who depend on it — is often overlooked.
We have completed initial research into the key drivers of rangeland degradation and obstacles keeping the region's livestock from market, and are awaiting final recommendations that will inform our next steps in creating pilot projects in Namunyak and the surrounding area.
How you can support Sarara
A silver lining for grey elephants
glassybaby — maker of one-of-a-kind, hand-blown, 100% sustainable glass votives and drinking glasses — has partnered with Conservation International to bring hope and healing to our planet. The company donates 10% of sales of its signature votives — "silver lining," "lucky penny" and "home" — in support of our elephant and wildlife conservation initiatives in Kenya. The glassybaby contribution will support our work with the Namunyak Wildlife Conservancy and the Reteti Elephant Sanctuary, which provides a safe place for injured elephants to heal and a home for orphaned elephants affected by poaching and the ivory trade.
Sustainable socks for wildlife rangers
Osom Brand, a sustainably-minded clothing company, has custom-designed and donated 1,000 pairs of upcycled socks for wildlife rangers in support of our elephant and wildlife conservation initiatives in Sarara (Kenya) and beyond. The thoughtful design of the "Wildlife Ranger" socks provides maximum comfort, support and protection to the rangers in every step they take on their journey to protect wildlife threatened by poaching in sub-Saharan Africa.
From the blog
© CI/photo by Frank Hawkins
© Charlie Shoemaker
© CI/photo by Emilie Verdon
© Jon McCormack
© Charlie Shoemaker
© Ian Lenehan


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James Simons, the head of worlds-greatest-hedge-fund Rennaissance Technologies, admitted earlier this year that his results were horrible, after years and years of outperformance. He even sent out an apology letter.
Simons blamed the surprise, post-March, high-volatility rally (a rally that crushed many a quant fund), but we've begun to wonder if there isn't something more. Ren-Tec isn't just your typical quant fund, and it's long been suspected, as Eric Falkenstein poitned out yesterday, that the Simons' real edge has been in using technology to become some kind-of uber-market maker.
This makes us wonder if the much-hyped emergence of High-Frequency Trading (with its flash orders and rebate-capture strategies) is what's carving out Simons' profits. If indeed, Simons was just years ahead of the high-frequency traders, then it makes sense that he'd be losing a highly profitable tech-speed edge.
So to limit HFT is to tell Simons that he gets to keep a license to keep on printing money. This is the case with limiting any kind of innovation, really. To limit it is to tell the previous generation that they get to keep fat, juicy profits, without the burden of new innovators.
Of course, there are a lot of folks who rail against financial innovation and they have what seems like a good reason: it can cause epic blowups. We're still not convinced that this last crisis was actually caused by innovations, but it's an acceptable argument, and in the world of HFT, we could imagine, possibly, some computer going buck wild and screwing up the whole market, creating some crash-making feedback loop.
So the question is, do we grant monopoly rents to certain players in exchange for crisis avoidance?
Partner offer: Want to start investing? Try commission-free trading with TD Ameritrade »
Disclosure: TD Ameritrade is a partner of Insider, Inc.'s business development team, which is separate from its editorial department. We may receive a commission if you open an account.


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Year-Round News & Updates on the Minnesota Timberwolves
The Minnesota Timberwolves wouldn't be in Minnesota, right now, if it wasn't for majority owner Glen Taylor. Taylor swooped in and bought the TWolves in 1994 and saved them from moving to New Orleans.
It now appears that Taylor, 71 is looking for an eventual successor as the Minnesota Timberwolves owner. He knows that in the near future he will be stepping away, but he wants to find a successor that will keep the TWolves in Minnesota. Keeping them in the Twin Cities is a priority for his eventual successor.
Taylor says he could easily find someone to buy the team, that isn't a problem, he wants to find someone who is committed to keeping the franchise in Minnesota.
He doesn't plan on handing over the reins anytime soon, but he's looking for someone to buy a small stake in the ownership (become a minority owner) and learn from Taylor the day-to-day operations of being the owner of a professional sports team. Eventually, when Taylor does decide to sell the team, he'll give his 'apprentice' the opportunity to buy him out and become the majority owner.
Like the fans, Glen Taylor is obviously optimistic about the future of the Timberwolves after a number of years of 'futility' as a cellar-dweller in the Western Conference...and the NBA. Taylor is urging David Kahn to be VERY aggressive in upgrading the roster, pursuing trades and free agents.
With a young core of Ricky Rubio, Kevin Love, Derrick Williams & Nikola Pekovic, things are on the up and up for our Minnesota Timberwolves.
That's all for now, thanks for reading HOWL and GO WOLVES!
Leave a Reply.
Cody Anderson
A TWolves fan, bringing you the daily updates.
News Archives
August 2017


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Just so you know: the film containing the 1970's Theme Song of the Feminist Movement, the film I had hoped to have digitized and published on the web, has now been moved to the Library of Congress, were in all probability it will be relegated to the dustbin of history, or deliberately destroyed as damning evidence.
See: "The Biggest Deal of the Twentieth Century?" posted August 3, 2012.
This theme song was but a small but important part of the mass brainwashing of the American People.
What does it all mean? It means so many things. For instance, it means that democracy is dead and the Feminist Cult has taken over the Supreme Court.


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Online diabetes advice favoured over GP consultation says survey
One in three people turn to the internet for diabetes advice instead of talking to their GP, according to a new poll.
The poll of more than 2,000 UK adults, carried out by YouGov on behalf of Diabetes UK, also showed that less than a quarter (23 per cent) of respondents said they would feel comfortable speaking to an employer about health concerns.
While three quarters of people (75 per cent) said they would feel comfortable talking about a friend or loved one's health condition, only 65 per cent said they'd feel comfortable talking to friends or loved ones about their own health.
The theme for Diabetes Week 2018 is Talk About Diabetes, and Diabetes UK is taking the opportunity to help people with diabetes have honest, open conversations about their condition with healthcare professionals, friends and family.
An earlier survey of more than 8,000 people living with or affected by diabetes carried out by the charity showed that greater support for emotional and psychological health; better access to healthcare professionals who understand diabetes; and more support and understanding at work and school were priorities for those affected by the condition.
The charity has developed tips to help healthcare professionals sensitively approach conversations with their patients living with diabetes, as well as to help the public start a conversation with someone they know who has the condition.
These include:
- Some things are hard to talk about and that's fine. Just be frank and use clear, simple language. It'll help both you and your patient feel more relaxed and comfortable.
- Sometimes there's a lot to talk about in an appointment, and you might need more time. You could suggest booking a double appointment next time and highlight other ways to get in touch, such as email. Don't forget about our helpline that's there to offer support as well.
- Your patient is more than just a number. By understanding their day-to-day lives you can help them manage their diabetes better. A simple question about their favourite hobby or weekend plans can often build rapport and make a huge difference.
Diabetes UK's Dan Howarth said: "Talking about diabetes can be hard. But for someone living with the condition, or caring for someone who does, it can mean getting the right treatment, ensuring your rights are protected at work, or making sure your child gets the best care at school. That's why being able to talk about diabetes, and having people to talk to about the condition, is so important.
"This diabetes week we want to help people live better with diabetes, by giving them tools and tips to start tricky conversations, and get the support they really need.
"Finding information online about diabetes can be tricky, too, and risky if you don't know where to start. We'd recommend using the Diabetes UK website, or our helpline, if you want to be signposted to expert advice about living with or managing any aspect of diabetes."
Diabetes.co.uk is a hugely popular online forum where thousands of people with diabetes discuss their condition and exchange tips and advice.


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May 16, 2017
Recent University of Richmond graduate awarded Fulbright grant to teach English in Ukraine
Taylor Johnson, a history and Russian studies double major who graduated from the University of Richmond earlier this month, has received a Fulbright English Teaching Assistant grant.
May 11, 2017
University of Richmond launches its strategic plan, 'Forging our Future, Building from Strength'
The University of Richmond is launching the institution's next five-year strategic plan, "Forging our Future, Building from Strength."
20th annual Big Yard Sale returns to Richmond this Saturday
University of Richmond will host the 20th annual Big Yard Sale Saturday, May 13, from 8 a.m. to noon in Millhiser Gymnasium, which is across from Robins Stadium.
May 10, 2017
Athletic Director stepping down at University of Richmond
University of Richmond President Ronald A. Crutcher announced today that he has accepted the resignation of Athletic Director Keith Gill, who is stepping down for personal reasons.
Astrophysicist Jack Singal discusses 'The (formerly) Invisible Universe' at University of Richmond Downtown
University of Richmond Downtown will host "The (formerly) Invisible Universe," a discussion with UR physics professor Jack Singal, June 6 at 7 p.m.
May 9, 2017
UR history professor wins grant for research in Japan; writing book focusing on Okinawa's religious landscape prior to WWII
University of Richmond history and international studies professor Tze M. Loo has received a Japan Foundation grant for her research project, "Religion and Rule in Prewar Okinawa."
May 5, 2017
University of Richmond hosts President's Bike and Breakfast, celebrates national Bike to Work week
In celebration of national Bike to Work week, University of Richmond President Ronald A. Crutcher will lead a group bike ride around campus May 17.
May 4, 2017
University of Richmond names Jeffrey Legro as provost and vice president for academic affairs
The University of Richmond has announced the appointment of Jeffrey W. Legro as the university's next provost and executive vice president for academic affairs, effective July 1.
May 3, 2017
University of Richmond to award more than 1,100 degrees
The University of Richmond celebrates commencement weekend May 6-7. The university expects to award more than 1,100 degrees, including 825 bachelor's degrees, 82 master's degrees, 46 MBA degrees and 149 juris doctor degrees.
April 26, 2017


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Day Of Deliverance
Contributed by John Gail on Sep 10, 2016 (message contributor)
Summary: This sermon is from Exodus chapter 12 and is about the Passover, final preparation for the Exodus and the perfect sacrifice. Some of the ideas come from "Preach for a Year," by Roger Campbell and commentaries too numerous to mention. My thanks to all.
Day of Deliverance
Text: Exodus 12:1-14
I. Introduction
A. The Heart of Exodus
1. Moses at the burning bush looked to this day. (EX. 3:1 – 22)
2. The meetings with Pharaoh culminate in this day
B. The Importance of the Day of Deliverance
1. For Jews: The Passover
2. For Christians: a type of the sacrifice at Calvary
3. Moody: "One of the most important chapters in the Bible."
C. Pleading and Plagues Fail: Deliverance Must Come by Blood
II. A Complete New Beginning
A. A new month, a new year and a new life. (vv. 1-2)
1. Israel's new beginning and deliverance is marked by blood beginning.
2. The years in Egypt don't count anymore. God gives them a new beginning, a new month and a new year.
a. Once you accept the sacrifice Jesus made for you with His blood and you are forgiven of your sins (come out of Egypt) you begin anew.
3. After salvation: "Therefore if any man be in Christ, he is a new creature: old things are passed away; behold, all things are become new." 2 Cor. 5:17
4. Speaking of a new beginning: People say: "If only I could begin again!"
a. We begin again at the new birth (John 3:3-16)
B. A new beginning required faith in the Blood of the Lamb. It still does! (vv. 3-7)
1. Deliverance from death depended on the blood of a lamb. It still does!
2. The chosen lamb had to be: A male of the first year. Perfect and without blemish (1 Peter 1:18-19)
a. Christ is the perfect Lamb of God (John 1:29)
b. The Lamb in now seated on His throne in heaven (Rev. 5:8; 7:9-17; 19:7-10; 21:8, 23)
3. The whole assembly had to kill the Lamb; The 100's of lambs became one Lamb in God's sight.
a. One lamb for one house. Every house has to have a lamb. Any family of the Jews could have refused to accept to participate or to do it God's way, but the result would have been a visit from the death angel.
b. The Lamb had to be accepted and taken individually. It still does!
c. Jacob (Israel) had come to Egypt as a family but God was delivering a nation.
d. Nations are made up of families and families are made up of individuals. Families are a precious thing. God created the family unit!
e. That's why we do not share The LORD'S Supper with others outside our family, even if they are saved. (Closed communion)
f. Your church, your family nor anyone else can force you to accept, or gift you with…the precious blood of the Lamb. It has to be received individually.
4. The lamb was to be roasted with fire.
a. Leaven speaks of sin. Fire speaks of judgment. W/O the blood… judgment.
b. The unleavened bread speaks of the one without sin…Christ, the One we are to feed upon will judge sin. Forgiven sin will be put away. (PS. 103:12)
c. The Lamb and bread were to be eaten with bitter herbs. The Christian life will not always be sweet.
d. Sin MUST be judged. Judgment or the blood purges away the old leaven, or sin.
e. Of course babies didn't know about all this…would God leave them behind?
f. Babies won't be left behind. They were cared for here (before the age of accountability) and will be at the rapture.
4. The striking of the Blood of the Lamb on the door posts
a. Hyssop: the commonest of plants, speaks of simple faith. Simple faith is used to apply the blood.
b. Blood of the lamb is placed on the two side posts and lintel of the door: Jesus said "I am the door." (JN. 10:9) Pictures the cross.
5. This would secure safety for the firstborn of Israel
6. "When I see the blood, I will pass over you" (Ex. 12:13)
C. Feeding on the Lamb (vv. 8-11)
1. The blood of the lamb for safety, the meat of the lamb for strength.
2. How they were to eat the lamb
a. Roast with fire: the judgment of the cross
b. With unleavened bread: Christ's purity.
c. With bitter herbs: the sufferings of Christ.
d. With loins girded: ready to go, to serve
e. With staff in hand: pilgrims here below.
f. With shoes on their feet: ready to walk in His strength.
III. Conclusion
A. Provisions in Christ's Death for Us All
1. For forgiveness of our sins
2. For justification
3. For overcoming in daily life
B. Jesus Is All You Need
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Many have framed the battle lines in the geopolitics of the emerging new world order as the 21st century's Great Game. It's a game that aims to shRead More
Recep Tayyip Erdogan, Turkey's autocratic president, is a past-master at seizing the moment and turning it to his political advantage. The latest eRead More


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Conway Tricolor Beach Short - Rose Multi
or 4 interest-free payments of Learn more
Deus ex Machina (god from the machine) roared into Australia's cultural consciousness in 2006. Their philosophy recalls an era of motorcycling, surfing, skateboarding and is reflected in their designs.
- Regular fit beach short
- Elasticated contrast waistband
- Drawcord detail
- Back flap pocket
- 98% cotton, 2% spandex poplin
This item can be returned within 30 days.
Find out more.


text: What methods must we think about if we want to enhance our kitchen? Submitted by addmean on Thu, 11/15/2018 - 22:40 Source: pixabay.comWe can all agree with reality that kitchen is a area in our homes that we are spending a lot of time inside. In many situations we are preparing in cooking area our foodstuff for all day but furthermore we are eating with our family members.Tags: houseroomareahomes


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BMA in daily talks over 'extremely damaging' Scottish pensions costs hikes
The Scottish Government has not yet committed to fully funding hikes in the employer pensions contribution rate, it has been revealed.
The BMA said it was in 'daily' talks on the matter, which it warned could be 'extremely damaging' to practices.
In December, the Scottish Public Pensions Agency announced that the current rate of employer pension contributions would rise from 14.9% to 20.9% from 1 April to match the increase in benefit costs.
According to public finance and digital economy minister Kate Forbes, the UK Government has committed to 'provide funding to fully cover the increased pension costs for NHS employers'.
However, in a letter sent to the Health and Sport Committee last week she argued that the funding will not be enough to meet the costs and that the Scottish Government will have to consider 'how the shortfall will be met'.
BMA Scottish GP Committee chair Dr Andrew Buist warned the Government that if GPs were forced to pay for the increase it could have detrimental impacts on recruitment and retention.
He said: 'This continues to be a real concern for our members. I have been clear in my discussions with the Scottish Government that forcing GPs to meet these extra costs, without the full additional funding, could have an extremely damaging effect on recruitment and retention – not to mention the sustainability of practices.
'SGPC is in daily contact with the Scottish Government on this and is pushing them to provide details on a solution that benefits and protects members before any payments need to be made next month.'
In her letter, Ms Forbes wrote: 'The UK Government had committed to provide funding to fully cover the increased pension costs for NHS employers, but current indications are that the Health consequentials that Scotland will receive will not meet 100% of the costs that we will face.
'We have already made and will continue to make clear to the UK Government that we expect this funding to meet all of the additional costs for the NHS in Scotland, including additional costs for independent contractors and other employers such as hospices and charities that are members of the NHS pension scheme.'
She continued: 'The cabinet secretary for finance, economy and fair work wrote to the chancellor of the exchequer before the Spring Statement and made it clear that "[the increases create] unsustainable pressures for the Scottish Government and the level of proposed HMT funding clearly does not meet the additional costs for any of the pension schemes in Scotland - including for the NHS where the UK Government explicitly committed to fund 100% of the cost increases.
'Failure to fully fund these costs will have a significant and detrimental impact on the delivery of essential front line services in Scotland.'
Discussing the NHS superannuation and pension schemes in Parliament last week, Health and Sport Committee members said the increase will 'dramatically' affect GPs, potentially forcing them to cut their staff in the long term.
Labour MP for Highlands and Islands David Stewart said: 'I am concerned about the 6% jump next month in the employer contribution. Many members will have received correspondence on the matter, particularly from general practitioners, who will be dramatically affected by the costs for their staff, such as receptionists.
'It might result in redundancies in the longer term. Some general practices might not be able to continue and the worry then is that they go back under health board control.'
He added: 'There are particular issues in rural areas; recruitment and retention of GPs might be affected; and there is also an issue with non-NHS employees such as those in the hospice movement. [...] Obviously, these are primarily reserved issues, but these changes, coming on top of the changes to the lifetime and annual allowances, are hitting GPs and consultants.'
Echoing his comments, SNP MP for Glasgow Kelvin Sandra White said: 'I, too, have concerns about the regulations that I have raised previously. David Stewart is correct that they will affect not just GPs but receptionists and so on. They could also affect charities, and I have great concerns about that.'
Dr Buist previously called on the Government for 'concrete reassurance' that practices will not have to foot the bill for the rise in costs.
In England, the new employer pension contribution rate was set at 20.6%, in addition to a 0.08% administration charge, which represents an increase of 6.3 percentage point increase from the current tax year.
Accountants previously warned that the increase would result in GP practices facing annual pension contribution rises of around £50,000.
Readers' comments (4)
This is a double whammy.
Take home pay will do down due to both our own and staff payments and as we have no control over pension contributions, increasing risk of getting unexpectedly hit by those undecipherable and bloody stupid annual allowance rules.
I was thinking this was cock up rather than conspiracy but Scottish Government are well enough informed on this now so will be interested to see how they respond.
Another outrageous money grab by the UK government.
"We are giving the NHS more money" - but taking it back from the employers (Trusts and GPs) by hiking Employers superann.
The Scape rate increase that this methodology is based is a fiddle. If DOH were genuinely concerned about the NHS scheme not having a fund -they would be investing the additional money in such a fund.
The scheme is in surplus- no need for a hike.
Taxing the scheme like this causes members to leave, and then the scheme implodes.
We will deliver 2% pay award to GP (then have 6% back in superann).
They really do want GP practices to fold.
England may have negotiated this for one year, but negotiations need to get going fast on this one.