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For many years, low levels of activity meant it was not worth examining the hotel transaction market in southeastern Europe. Circumstances are changing, however, as more hotels are being bought and sold than ever before.
Southeast Europe is considered one of most diverse regions of Europe.
The region is characterized by dramatic landscapes, attractive coastlines with hundreds of islands, healing thermal water springs, impressive cultural diversity and rich gastronomy. After the end of the war following the collapse of Yugoslavia and communist regimes, the region has stabilized, and over last 20 years tourism activity has been steadily increasing. For a variety of structural issues, this increase in tourists had not yet translated to the transactional market, but this is slowly beginning to change.
For this article, we examined the hotel transactions market for the following countries: Albania, Austria, Bosnia and Herzegovina, Bulgaria, Montenegro, Hungary, Macedonia, Croatia, Romania, Serbia and Slovenia.
It is important to note that out of a total of 368 hotel transactions over the period we examined, almost half of them were in Austria. The remaining 10 countries accounted for 188, including 56 in Croatia, 30 in Hungary, 23 in Bulgaria and 20 in both Romania and Montenegro.
The total value of disclosed transactions in the region amounted to $5.7 billion, which includes $2.5 billion in Austria, $900 million in Croatia and $600 million in Hungary. The average value per key involved in transactions amounted to around $171,000.
As the average value per hotel key significantly varies from country to country, depending on the life cycle of tourism sector in each of involved geographies, we are focusing on key highlights for each market.
Austria, Albania and Croatia
The average value per key in Austria amounted to $188,000, while the range in value of the top five transactions was between $800,000 and $1.5 million per key. The overall trend of Austrian hotel values has been downward.
Albania recorded an average value per key of more than $400,000, but since this was a single transaction with a disclosed value, it cannot be representative for the overall country average, which is significantly lower than the regional average.
The Croatian average value per key amounted to $128,000, with values per key of the top five hotel transactions ranging from $157,000 to $426,000. Over the analyzed period, the average value per key has been increasing.
Hungary, Romania and Bulgaria
In Hungary, the average value per hotel key amounted to $148,000, with a notable downward trend. The top five hotel transactions ranged between $164,000 and $600,000 per key.
The Romanian average value per key amounted to $138,000 with a positive trend over the last 10 years. The country's top five transactions ranged between $122,000 and $310,000 per hotel key.
The average value per key in Bulgaria amounted to $104,000 with a positive trend of price per hotel key. The top five hotel transactions ranged between $132,000 and $300,000 per hotel key.
Montenegro, Serbia and Slovenia
In Montenegro, the average price per key amounted to $88,000 with values of the top five hotel transaction ranging from $100,000 and $229,000 per key, with a negative long-term trend of achieved price per hotel room.
Serbian average value per key amounted to $87,000, with the value of the top five hotel transactions ranging from $43,000 and $478,000, with a negative trend of transactional value per hotel key.
The average value per key in Slovenian transactions amounted to $92,000, with negative trend of achieved price per key involved in transaction. Slovenia's top five transactions ranged between $79,000 and $281,000.
Regional outlook
It should be noted that Austria and Croatia are the liveliest transactional markets in the region, while the highest average prices per hotel key have been in Austria and Hungary—excluding the Albanian average based on a single transaction. Moreover, it is obvious the transactional market is picking up, with increasing interest from local and international buyers, specifically from 2014 onward.
However, due to a significant share of state-owned assets or devastated and neglected assets among registered transactions, values per key among countries are not stabilized nor are competitive compared to values achieved in matured western European markets, reflecting strong upside potential in oncoming years.
Interested investors should keep an eye on the number of state-owned assets that are at the moment being prepared or already being offered to the investment market. But at the same time, they should be very cautious while preparing objective business plans as market transparency is not high, and information availability on industry key performance indicators differs significantly between destinations even within same region.
In conclusion, the time to enter the region is now, especially for buying state-owned assets and distressed assets, based on a thorough understanding of the local market and each destination's specifics as well as a realistically assessed upside potential.
Siniša Topalović is managing partner at Horwath HTL, seated in Zagreb, Croatia. He has built his international tourism, hospitality and leisure consulting expertise working on wide range of projects related to strategic destination advisory, master planning and operational advisory for private sector.
The opinions expressed in this column do not necessarily reflect the opinions of Hotel News Now or its parent company, STR and its affiliated companies. Bloggers published on this site are given the freedom to express views that may be controversial, but our goal is to provoke thought and constructive discussion within our reader community. Please feel free to comment or contact an editor with any questions or concerns.


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Ask Marilyn
Bins Laden With Clothing?
I volunteer on weekends for a charity, traveling to people's homes and picking up donations of clothing and other items. I wrote a comment in my log that I picked up a "reusable plastic storage bin laden with clothing" from a certain address. I wrote the comment that way to see if I'd get a reaction. And I did! When my coordinator saw it, she said, "You shouldn't write 'bin laden.' That's like 'bin Laden,' as in Osama bin Laden." What are your thoughts on this?
—Kara B. in Glenelg, Maryland
I think your coordinator recognizes your mischievous tendencies and is encouraging you to keep them in check before something awkward occurs!

subset: commoncrawl


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The University of Nottingham's Energy Technologies Building has been awarded a BREEAM Outstanding rating, making it one of the first research-led laboratory buildings in the UK to achieve this.
This exemplar low carbon building, dedicated to the research and development of sustainable energy technologies, is also home to the UK's first hydrogen refueling facility.
The BRE (Building Research Establishment) Environmental Assessment Method (BREEAM) is the world's leading design and assessment method for sustainable buildings. A BREEAM Outstanding rating is the highest possible for environmental sustainability.
Image from the University of Nottingham website
News post on the University of Nottingham website
The suite of Sustainable University websites: Sustainable University One-stop Shop | News and Information | Research | Good Practice | Quotes | Blog | Diary | Micro-blog (@sustainableuni1 on Twitter)
'Sharing for a Sustainable World' #SSW on http://twitter.com/sustainableuni1 & http://uk.linkedin.com/in/asithaj/


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Used Guitars and Musical Instruments | Edmonton
At Loan Star Jewellery and Loans we have so much more than just jewellery and gold! We are pleased to provide our customers a wide and ever changing selection of musical instruments.
Browse our selection of acoustic and electric guitars of all makes and models. We often carry brand names such as Fender or Gibson so please come in a have a look at what is currently available. We may also have the necessary accessories to get your musical career started today.
Example of Guitars And Accessories We Have Had For Sale:
This is a great opportunity for kids or those new to music to get experience on a musical instrument at a fair price. We also have a selection for those that may want to upgrade their instrument as their skill level progresses.
We have a professional staff that is always willing to help find the right musical instrument for you.
Interested in Buying or Selling Instruments or Guitars?
Call Us Today! 780-424-2274 Or Visit Us at 12205–118 Ave
Our Expert Tips, Tricks and Hacks on Buying Used Guitars and Musical Instruments
9 Expert Tips for Buying a Used Guitar
4 Killer Tips to Keep Your Used Guitar in Tip Top Shape
A Beginner's Guide to Buying a Used Guitar


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24 properties across 6 developments matching your search in Southport
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About the development
High Lane - Ormskirk - Lancashire - L40 7SW 7.26 miles from Southport, Merseyside
Highgrove Park is a charming collection of 2, 3 & 4 bedroom new homes in Ormskirk, Lancashire.
Register your details today to receive property updates and exclusive offers.
Help to Buy available
5 bedroom
Detached house
5 bed home with living room with French doors to garden, kitchen area with French doors to garden, dining room, utility room, downstairs cloakroom, en suite to bedrooms 1 & 2 plus family bathroom.
Built for family life
View home detail
Open plan
4 bedroom
Detached house
4 bedroom new home with kitchen/dining area boasting French doors to the rear garden, separate living room, study, cloak room, family bathroom and en suite to master bedroom, detached garage.
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Book an appointment today to explore this stunning 4 bed family home for yourself. Boasting 4 double bedrooms, 2 with en suite shower room, plus plenty of living space for growing families.
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SHOW HOME OPEN. 4 bed home with living room, kitchen/breakfast area boasting French doors to rear garden, dining room, storage cupboard, family bathroom and en suite to both master and second bedroom.
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Hoyles Lane - Cottam - Preston - Lancashire - PR4 0LB 14.42 miles from Southport, Merseyside
Hayfield Park is a beautiful development of 2, 3 & 4 bedroom new homes located in the highly desirable area of Cottam. Situated North West of Preston, this development is just a few miles from Preston City centre and offers excellent access to local amenities.
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Lower Burgh way - Chorley - Chorley - Lancashire - PR7 3TJ 15.17 miles from Southport, Merseyside
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The United States is the only developed nation that does not cultivate industrial hemp as an economic crop, according to a Congressional Resource Service report.
The United States is the only developed nation that does not cultivate industrial hemp as an economic crop, according to a Congressional Resource Service report.
CD-ROM contains 43 presentations, 6 videos, more than 100 pictures as well as various extras, for example an interesting link collection, await the interested buyer. The price margin is between 25 € (for students) and 75 €.
A change in the 'marijuana' drug law makes it easier for farmers to obtain a permit needed to grow industrial Cannabis, hemp. This broadens the possibilities for hemp in different sectors of our food production, manufacturing industries and trade.
Bills introduced Thursday in the Oregon Legislature included ones to Permit production and possession of industrial hemp, Senate Bill 294, by Sen. Floyd Prozanski, D-Eugene.
When the pipe dreams of food entrepreneurs, hemp activists and libertarian farmers come true, America's fruited plains will be ripe with emerald waves of industrial hemp, a plant deeply rooted in the nation's fabric and politics.
Hemp industry representatives exhibited their products at this week's American Farm Bureau Federation's annual convention in the Charlotte Convention Center to educate farmers about the need to change federal laws.
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The hearing for the New Hampshire Hemp Bill (HB 55) has been changed to Tuesday, February 1, 2005 at 10am in the Legislative Office Building, Room 303 of the NH General Court.
From fabric to fuel and cosmetics to CDs, hemp is one of the world's most versatile crops. So why does it still have a dubious reputation, asks Lucy Siegle.
Supre, Inc. has introduced Hempz Hair Care, a new line of hair care products devoted to meeting basic healthy hair needs.


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nTIDE August 2017 Jobs Report: Labor Day Job Numbers Remain Upbeat for Americans with Disabilities
Durham, NH –As we celebrate Labor Day, the job news remains upbeat for Americans with disabilities, according to today's National Trends in Disability Employment – Monthly Update (nTIDE), issued by Kessler Foundation and the University of New Hampshire's Institute on Disability (UNH-IOD). For the population with disability, the trend has now reached 17 consecutive months. Accessible public transportation systems, such as buses and trains, provide pathways to independence for people with disabilities. Targeted training programs can help people with disabilities learn to use public transportation safely and efficiently, expanding their access to employment, education, health care, and community activities.
In the Bureau of Labor Statistics (BLS) Jobs Report released Friday, September 1, the employment-to-population ratio for working-age people with disabilities increased from 27.2 percent in August 2016 to 29.5 percent in August 2017 (up 8.5 percent; 2.3 percentage points). For working-age people without disabilities, the employment-to-population ratio also increased from 73 percent in August 2016 to 73.6 percent in August 2017 (up 0.8 percent; 0.6 percentage points). The employment-to-population ratio, a key indicator, reflects the percentage of people who are working relative to the total population (the number of people working divided by the number of people in the total population multiplied by 100).
"The proportion of people with disabilities working continues to improve for the seventeenth consecutive month," noted John O'Neill, PhD, director of employment and disability research at Kessler Foundation. "While this prolonged stretch of gains is encouraging, we need to remember that the gap in employment between people with and without disabilities is still a large one," he added.
The labor force participation rate for working-age people with disabilities increased from 31 percent in August 2016 to 32.5 percent in August 2017 (up 4.8 percent; 1.5 percentage points). For working-age people without disabilities, the labor force participation rate also increased from 76.7 percent in August 2016 to 77.0 percent in August 2017 (up 0.4 percent; 0.3 percentage points). The labor force participation rate is the percentage of the population that is working or actively looking for work.
"Transportation is often cited as a major barrier by people with disabilities, especially those who are seeking employment," noted Debra Brucker, PhD, research assistant professor at UNH. "Yet, we see evidence that this is a barrier that can be successfully overcome, according to the 2015 Kessler Foundation National Disability & Employment Survey," she added.
Transportation training programs and services, such as the New Jersey Travel Independence Program (NJTIP) @ Rutgers University, are helping people use their local transportation systems, safely and independently. "Our hands-on training program expands the sphere of mobility for people with disabilities in providing them with the skills, experience, and confidence they need to travel on their own," said Karen Alexander, Managing Director at NJTIP @ Rutgers University. "More than 400 individuals have completed our program," she noted, "and two-thirds of these graduates have become regular transit users. Being able to navigate public transportation independently opens up their options for employment and education, as well as greater enjoyment in the many activities offered in our communities."
"Because access to transportation is a national issue, we understand the need to look at 'the big picture'," emphasized Alexander. "At NJTIP we also participate in transportation research, provide information on available resources, and work to increase the mobility options available to all people."
In August 2017, among workers ages 16-64, the 4,641,000 workers with disabilities represented 3.2 percent of the total 144,371,000 workers in the U.S.
The next nTIDE will be issued on Friday, October 5, 2017.
Join our nTIDE Lunch & Learn series today, September 1, at 12:00pm Eastern. This live broadcast, hosted via Zoom Webinar, offers attendees Q&A on the latest nTIDE findings, provides news and updates from the field, as well as invited panelists to discuss current disability-related findings and events. Donna Smith with Easterseals Project Action Consulting, will join Drs. Brucker and O'Neill, and Denise Rozell, policy strategist at AUCD, to discuss today's findings. You can join live, or watch the recordings at: www.ResearchonDisability.org/nTIDE.
NOTE: The statistics in the nTIDE are based on Bureau of Labor Statistics numbers, but are not identical. They are customized by UNH to combine the statistics for men and women of working age (16 to 64). NTIDE is funded, in part, by grants from the National Institute on Disability, Independent Living and Rehabilitation Research (NIDILRR) (9ORT5022 and 90RT5017) and Kessler Foundation.


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Tucké Royale + Kaey Aufbruch, Abbruch, Umbruch
Freilichtbühne Weißensee | 15/10 EURO | Tickets über Freilichtbühne Weissensee
Tucké Royale + Kaey Aufbruch, Abbruch, Umbruch
In a performative audio walk, hannsjana explore the East-West dialogue in Berlin's urban space as a border-crossing pack of bears.
No one's coming, everyone's going! On July 24, 2020, an enormous festival will take place in Berlin where a stunning number of independent artists and culture makers working in all disciplines will take part – by not showing up. During the coronavirus pandemic, many freelance artists and culture makers have been unable to earn money and pay their living costs. This is why we're turning to you: Show your solidarity! Buy a ticket for Berlin's (non) event of the year and don't show up!
Das Ost-West-Ding 2
Information and offers for people with sensory and physical impairments
Feedback talks after the performance with wine and savory snacks
Regular guided tours through Sophiensæle
Introductions, workshops, seminars and offers for schools
Lectures, discussions, readings, panels, etc.
Artistic Research


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Eggnog Custard Pie is a delicious, easy to make, silky egg custard holiday pie that's filled with the wonderful festive flavors of the season.
And we have a giveaway for a total of $370 in Christmas money! Make sure to scroll to the bottom of the post to enter to win! Use the Rafflecopter widget to enter!
What is Eggnog?
Eggnog, egg nog or egg-nog, is also known as milk punch or egg milk punch. It's a rich, chilled, sweetened, dairy-based beverage, that's traditionally made with milk, cream, sugar, whipped egg whites, and egg yolks.
The idea of raw eggs often scares some people off. If this is you, feel free to try any of the packaged cartons of store-bought eggnog. They're pasteurized (be sure to read the label as differences in brands may occur).
This post may contain affiliate links. I earn a small commission for my endorsement, recommendation, testimonial, and/or link to some products or services from this website. Your purchase helps support this blog at no additional cost to you and allows me to continue bringing you delicious recipes and great information. For more information see here.
If you'd rather skip my helpful tips, tricks, essential cooking information, and delicious similar recipe ideas – and get straight to this recipe – simply scroll to the bottom of the page where you can find the printable recipe card. It's right there with a pretty bright yellow background.
If you have any questions about how to make this recipe, or if you try it, please come back and leave a comment below letting us know how it goes. Or, if you make this recipe, tag @lifecurrents on Instagram. Or you can upload a photo (I would love to see) via the pin.
Looking for the giveaway?
It's closed now. Thanks for entering. And congratulations to our winner!
If you have any questions about how to make this recipe, or if you try it, please come back and leave a comment below letting us know how it goes.
Want to try making your own eggnog?
Give one of these recipes a try.
Pie crust
Use your favorite deep-dish pie crust for this pie, whether that's a store-bought crust or a from scratch crust. Use whatever makes you happy.
The one trick that you should not miss in this pie is brushing the egg white on the crust. It makes for a deliciously crispy perfectly browned crust.
If you use the crust from the refrigerator section of the grocery store, make sure to follow the package directions on thawing before you roll out the dough.
I have found a frozen pie crust that I like. If you use a frozen crust, there's no need to defrost it. Simply do the egg wash on the crust, fill it, and bake.
You do not need to prebake the crust for this recipe. If you prefer to do so, simply prick holes in the bottom of the pie crust. Bake the empty pie crust for 15 minutes at 350° F to partially cook the crust.
If you prebake the crust, be sure to keep an eye on it while baking the filled pie. If the crust is browning too much during the baking of the filled pie, simply cover the crust with aluminum foil to prevent more browning.
What can I use instead of brandy or rum?
If you don't drink alcohol, or don't have any brandy or rum around, simply substitute 2 tablespoons more eggnog for the liquor.
Rum Whipped Cream Topping
Want a fun and festive topping for your Eggnog Custard Pie? Mix up the following to make a delicious whipped cream.
Using a stand mixer or a hand mixer beat 1 cup whipping cream in a medium bowl until soft peaks form. Add 3 tablespoons powdered sugar and 1 teaspoon rum or brandy, and beat until stiff peaks form.
When I make homemade whipped cream, I love my whipped cream dispenser. I add all the ingredients to the bowl of the dispenser, insert the cartridge, follow any manufacturer instructions, and I have ready made perfect whipped cream.
If you like seeing my recipes, connect with me on your favorite social media channel for recipes, photos, and much, much more:
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It's time for a Christmas giveaway!
Are you getting geared up for the shopping season? Do you need extra cash for Christmas??
Don't we all!
We are so excited to be giving away $360 in cash prizes for you to use starting this Thanksgiving weekend.
Here are the prizes:
1 – $150 Amazon Gift Card
1 – $100 Target Gift Card
1 – $50 Walmart Gift Card
1 – $50 Kohls Gift Card
And 2 – $10 Starbucks gift cards as an extra bonus winners!!
There will be 5 winners in this giveaway. Each winner will receive a gift card code to use on the online store or in the actual store.
Now it's time to meet our wonderful co-hosts who have made this giveaway possible.
Starting at the top row we have:
Teresa – Sweet Farmhouse Dreams | Kristin – White Arrows Home | Audrey – That Recipe & Munofore | Susan – Culinary Envy | Carrie – Curly Crafty Mom | Tammy – Creative K Kids | Linda – A Labour of Life | Kenyatta – My Design Rules | Gladys – Moms To Grandma | Carol – The Red Painted Cottage | Emily – Domestic Deadline | Kara – Phoenix Mom Blog | Sinea – Ducks 'n a Row | Whitney – Beauty, Baby, and a Budget | Meredith – The Mom of the Year | Gina – Money Savvy Living | Trish – By Trish Sutton | Habiba – Craftify My Love | Marcy – Backyard Patch Herbal Blog | Marilyn – Marilyns Treats | Terri – Christmas Tree Lane | Jamie – As For Me and My Homestead | Debi – Life Currents | Marie – The Inspiration Vault | Donna – Blog By Donna | Tammy – My Life Abundant | Michelle – Our Crafty Mom
Please stop by and say hi to these wonderful ladies and their blogs.
The giveaway will end midnight on Wednesday, November 22nd, the night before Thanksgiving. You will have 48 hours to respond to the email claiming the prize. If you respond right away, we will get you the gift card code promptly so that you can shop with it on Black Friday! If we don't hear in 48 hours, we will have to choose another winner.
Open to anyone who can receive gift cards from Amazon, Target, Walmart, Kohls, and Starbucks
Eggnog Custard Pie Recipe
Eggnog Custard Pie
- 2 cups eggnog
- 3 eggs
- 2 tablespoons brandy or rum
- 1 teaspoon vanilla extract
- 1/3 cup granulated sugar
- 1/8 teaspoon salt
- ¼ teaspoon nutmeg plus additional for garnishing
- 1 unbaked pie crust
- 1 large egg white beaten until frothy
- Preheat oven to 350° F.
- Beat eggnog, eggs, brandy, and vanilla in a large bowl. Add sugar, salt, and nutmeg, and mix well.
Brush the edges of the crust with the beaten egg white.
- Transfer the filling to the crust, and bake 25 minutes. Cover the pie with foil and bake 30 to 40 minutes longer, or until a knife inserted into the center of the pie comes out clean.
- Allow pie to cool on a wire rack. The filling will continue to cook and solidify while it cools. Garnish pie with whipped cream and a sprinkle of nutmeg if desired.
- Store pie in refrigerator.


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This article will provide you with good advice to get you started in the field of affiliate website.
It is important that you nor your affiliate marketing partners do not use this process. The best case scenario is that this simply irritates your readers. It can also break chains and spread viruses.
You should look at how your affiliates all the time. Getting rid of affiliates gives you a chance to make more money with a new affiliate.
A lot of affiliates end up losing valuable time by having to re-read emails that contain instructions for tasks in their email and then check them.Save yourself time by referring to your document.
You should choose an affiliate that offers several ways to access your commissions.
You'll need to find new customers because they'll keep unsubscribing.
Using text services can help you earn commissions.
You should be open and honest about the fact that you are doing in your business. Be upfront about your affiliates and describe the purpose of your site. If a visitor thinks there is any dishonesty going on with your site, they have the ability to purchase the product directly from the merchant.
Most affiliate companies aren't dumb. They research to see what marketing campaigns actually converts customers.
You need to be well educated in the field of affiliate marketing before you can be successful with it.You should have a way to make your blog/website ranked high as possible rating on search engines. This will allow you to qualify for better affiliate links and more money.
One thing to remember when entering the world of affiliate marketers is to stipulate a deadline for purchasing specific products. If customers see that a product only has a little time left to sell, customers might feel more inclined to buy it. This extra push can be a terrific way to increase the amount you are selling.
Learn who your audience to be a successful affiliate marketer. You should aim to please your readers with the things they want. Determine why they are driving them to your website. What do your customers look for when they find valuable about your site?
Getting lots of backlinks pointing to your site is a vital component in affiliate marketing, but make sure the page your reader lands on is consistent with what you promised in the original content — visitors do not appreciate deceptive sales tactics. A visitor who clicks on links to content they are not going to be happy when he or she arrives at your site selling Apple products if they are searching for a PC. You may think this is a good way to go but your potential customers will be turned off by your dishonesty.
While affiliate marketing can make you money, it is also a good asset and a sound investment in your future. Keep in mind that for affiliate marketing to be successful, you must invest your time in order to create provocative and stimulating material that will make you more popular than others in your field. You will surely be successful if you follow this path.


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Actual Experience plc (LON: ACT), the analytics-as-a-service company, has today published a white paper detailing the potential significant cost to businesses of poor Digital Quality, entitled "The Economic Consequences of an Unmeasured and Unmanaged Digital Business."
Key findings of the research
· On average, 1.4- 8.4% of a company's fully loaded wage costs are being wasted due to poor Digital Quality
· For an average FTSE100 company, this equates to £55m to £334m lost per year
Based on ten years of scientific research, Actual Experience's analytics enable organisations to measure the entire complex digital ecosystem including elements managed by third parties. Its Digital Quality Score provides a reliable proxy for businesses if they were to ask their staff and customers to continuously rate their experiences of digital services. This enables organisations to proactively manage the user experience of their digital services.
Commenting on the research, Dave Page, CEO of Actual Experience, said,
"Having spent a decade analysing millions of datapoints across multiple digital supply chains, we have built up a concerning picture regarding the true financial cost of poor digital productivity. If businesses are relying on digital solutions to deliver their services, they need to understand the human experience – what it is really like to use these solutions day to day. Many businesses have spent millions on the most innovative technologies, but the reality is they are costing the business just as much in wasted time. Employee frustration with these solutions shouldn't be ignored, it's making it harder and harder to do their jobs."
Analysis applying the Digital Quality Score
Actual Experience calculated an estimate of the effect a drop in the Digital Quality Score has on productive hours. The time lost is a direct, mathematically modelled consequence of poor performance in the digital ecosystem, its effect on the user's experience and by extension, the digital business.
Analysing data from customer deployments showed that every time the Digital Quality Score dropped by 10 points, approximately an hour of employee productivity is lost. For example, a business operating 20 points below optimal loses two hours of productive time a day – a quarter of an average working day.
The detailed research, including calculations and the full effect that a drop in the Digital Quality Score has on the human experience, can be found in Actual Experience's whitepaper, The Economic Consequences of an Unmeasured and Unmanaged Digital Business.


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Recently Viewed
Sta-Bil Fuel Stabiliser 236ml - 'Americas No.1 Fuel Stabilizer'This is a concentrated fuel stabilizer for all sizes of 2 and 4 cycle engines. Treats up to 75 litres of fuel! Recommended by 70 Equipment Manufacturers. Keeps fuel fresh for easy starting. STA-BIL is a blend of scientific additives that prevents fuel from deteriorating. Stored fuel goes bad in as little as 60 days causing varnish deposits and corrosion to build up in engines.
Highlights Sta-Bil Fuel Stabiliser 236ml
* Americas #1 Fuel Stabilizer Treatment
* Keeps fuel fresh for long term storage - up to 24 months
* Eliminates the need to drain fuel prior to storage
* Ensures quick easy starts after storage by preventing gum and varnish build up*
* Effective in all gasoline, including Ethanol and Non-Ethanol
* For all petrol engines, including 2-Cycle. Use in your vehicles, motorcycles, small engines, generators, boats
This build-up results in starting problems, poor performance, and reduced engine life. STA-BIL stops the formation of varnish and prevents corrosion.
Use STA-BIL Fuel Stabilizer in any gasoline-powered vehicle or equipment you plan to store for 30-days or longer keeps the fuel fresh for up to 24 months during storage, eliminating the need to drain your tank. Works effectively in all gasoline blends, including Ethanol-blended fuel, up to E-85. 1-ounce (30-milliliter) treats up to 2½ gallons (9.5-liters) of fuel. Use STA-BIL only with fresh fuel, and keep the gas can or tank 95% full to avoid condensation build up in the tank during storage. Run Engine for 5 minutes after adding product to treat entire fuel system. Product does not contain alcohol. Perfect for collector cars, generators, lawn mowers, snow blowers, etc.
* Quick measure bottle
* 8 oz / 236 ml bottle
* Treats 75 lites / 20 US Gallons
* Great!
LAWNMOWERS: Fuel can deteriorate in as little as 60 days, causing gum and varnish to build up in your lawnmower engine. That means difficulty starting the engine, poor performance and reduced engine life. The simplest, easiest fix is using a fuel stabilizer to prevent fuel deterioration during storage.
BOATS: Drain the lower unit of old gear oil and replace with a fresh supply. When changing the gear oil, be sure to check for moisture. If water comes out first, or if you see milky or lumpy oil, this is an indication your boat is experiencing moisture contamination and will need new seals before next season.
AUTOMOBILES: Fill the tank 95% full with new fuel and add STA-BIL Storage to keep it fresh for up to 24 months.
MOTORCYCLES: When putting your bike away for the season, its important to find winter storage that is dry and protected from environmental elements. Avoid storing it near windows to prevent the paint from fading with constant contact with light.
Carriage Guide: For mainland UK the approximate carriage charge will be: £3.3
Orders totalling over £50 are carriage free. For offshore / worldwide shipping locations just add to cart and checkout for a quote.
Feedback for ** STA-BIL Fuel Stabiliser has been compiled from 6 reviews.
|Customer Comment
Sta-Bil Fuel Stabiliser 236ml
|Customer Comment:
STA-BIL Fuel Stabiliser
|Customer Comment:
STA-BIL Fuel Stabiliser
|Customer Comment:
Very good mower starts first time
STA-BIL Fuel Stabiliser
|Customer Comment:
STA-BIL Fuel Stabiliser
|Customer Comment:
As Above
STA-BIL Fuel Stabiliser
|Customer Comment:
Does exactly what it says on the tin.


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The Amazing Adventures of Kavalier and Clay by Michael Chabon (2000)
Plot- The novel follows the lives of two Jewish cousins before, during, and after World War II. They are a Czech artist named Joe Kavalier and a Brooklyn-born writer named Sam Clay. They become major figures in the comics industry and its "Golden Age."
Recognition- Pulitzer Prize for Fiction
America (the Book) by Jon Stewart (2004)
Plot- A non-fiction book by the writers of The Daily Show that parodies and satirizes American politics and worldview.
Angela's Ashes by Frank McCourt (1996)
Plot- A memoir that consists of anecdotes of McCourt's impoverished childhood and early adulthood in Brooklyn, New York and Limerick, Ireland as well as McCourt's struggle with poverty, his father's drinking issues, and his mother's attempts of keeping the family alive.
Recognition- Pulitzer Prize for Biography or Autobiography, National Book Critics Circle Award (Biography)
Adapted into a 1999 film directed by Alan Parker
Atonement by Ian McEwan (2001)
Plot- An upper-middle-class girl in interwar England, who aspires to be a writer, makes a serious mistake that has life-changing effects for many. Consequently, through the remaining years of the century, she seeks atonement for her transgression- which leads to an exploration on the nature of writing itself.
Recognition- National Book Critics Circle Award (Fiction)
Adapted into a 2007 film directed by Joe Wright
Blindness by Jose Saramago (1995)
Plot- The story of an unexplained mass epidemic of blindness afflicting nearly everyone in an unnamed city and the social breakdown that swiftly follows.
Recognition- Nobel Prize for Literature
Adapted into a 2008 film directed by Fernando Meirelles
The Brief Wondrous Life of Oscar Wao by Junot Diaz (2007)
Plot- The book chronicles both the life of Oscar de Leon, an overweight Dominican boy growing up in Paterson, New Jersey who is obsessed with science fiction and fantasy novels and with falling in love, as well as the curse that has plagued his family from generations. The novel also centers on the lives of Oscar's runaway sister, his mother, and his grandfather.
Recognition- Pulitzer Prize for Fiction, National Book Critics Circle Award (Fiction)
Clockers by Richard Price (1992)
Plot- The book takes place in the fictional city of Dempsey, New Jersey and centers on the workings of a local drug gang and the dynamics between drug dealers, the police, and the community.
Adapted into a 1995 film directed by Spike Lee
Cold Mountain by Charles Frazier (1997)
Plot- The story of W.P. Inman, a wounded deserter from the Confederate army near the end of the American Civil War who walks for months to return to Ada Monroe, the love of his life.
Recognition- National Book Award
Adapted into a 2003 film directed by Anthony Minghella
The Da Vinci Code by Dan Brown (2003)
Plot- It follows symbologists Robert Langdom and Sophie Neveu as they investigate a murder in Paris's Louvre Museum and discover a battle between the Priory of Scion and Opus Dei over the possibility of Jesus having been married to Mary Magdalene.
Adapted into a 2006 film directed by Ron Howard
Fast Food Nation by Eric Schlosser (2001)
Plot- A book by an investigative journalist that examines the local and global influence of the United States fast food industry.
Adapted into a 2006 film directed by Richard Linklater
Friday Night Lights by H.G. Bissinger (1990)
Plot- A book that follows the story of the 1988 Permian High School Panthers football team from Odessa, Texas as they made a run towards the Texas state championship. The book is also critical about life in Odessa, complete with portraits of racism and misplaced priorities where football conquered most aspects of the town and academics were ignored.
Adapted into a 2004 film directed by Peter Berg and a 2006-2011 television series produced by Peter Berg, Brian Grazer, and David Nevins
The Giver by Lois Lowry (2003)
Plot- Set in a future utopian society that has eliminated pain and strife by converting to a plan which has also eradicated emotional depth form their lives, the novel follows a boy named Jonas who is selected to inherit the position of "Receiver of Memory." As Jonas receives the memories from the previous receiver, he faces a dilemma. Should he stay with the community or should he run away to where he can live a full life?
Recognition- Newbery Medal
Harry Potter by J.K. Rowling (1997-2007)
Plot- Seven fantasy novels that chronicle the adventures of the adolescent wizard Harry Potter and his best friends Ron Wesley and Hermoine Granger, all of whom are students at Hogwarts School of Witchcraft and Wizardry. The main story concerns Harry's quandary involving the evil Lord Voldemort who killed Harry's parents in his quest to conquer the wizarding world.
Recognition- Hugo Award
Adapted into a 2001-2011 film series directed by Chris Columbus, Alfonso Cuaron, Mike Newell, and David Yates
High Fidelity by Nick Hornby (1995)
Plot- Rob Fleming is a London record store owner in his thirties whose girlfriend has just left him. Rob recalls his five most memorable breakups and sets about getting in touch with his former girlfriends that leads to revival of his disc jockey career.
Adapted into a 2000 film directed by Stephen Frears
His Dark Materials by Philip Pullman (1995-2000)
Plot- A trilogy of fantasy novels that follow the coming-of-age of two children, Lyra Belacqua and Will Parry, as they wander through a series of parallel universes against the backdrop of epic events.
Adapted into a 2006 film directed by Chris Weitz
Holes by Louis Sachar (1998)
Plot- Stanley Yelnats VIII, a timid boy who is very unlucky due to a family curse, has been caught accidentally stealing a baseball player's shoes from a charity auction and is sentenced to 18-months at a juvenile detention facility.
Recognition- Newbery Medal
Adapted into a 2003 film directed by Andrew Davis
The Kite Runenr by Khaled Hosseini (2003)
Plot- The story of Amir, a young boy from Kabul who befriends Hasssan, the son of his father's Hazara servant. The story is set against a backdrop of events from the fall of Afghanistan's monarchy through Soviet invasion to the mass exodus of refugees to Pakistan and the United States and to the rise and fall of the Taliban regime.
Adapted into a 2007 film directed by Marc Forster
LaBrava by Elmore Leonard (1983)
Plot- Joe LaBrava gets involved with former movie star Jean Shaw, whom he admired as a 12 year-old boy starring at the movie screen, when he discovers that she is being harassed by thugs.
Recognition- Edgar Award
Lonesome Dove by Larry McMurtry (1985)
Plot- The story focuses on the relationships of several retired Texas Rangers and their adventures driving a cattle herd from Texas to Montana.
Recognition- Pulitzer Prize for Fiction
Adapted into a 1989 television miniseries directed by Simon Wincer
Love in the Time of Cholera by Gabriel Garcia Marquez (1985)
Plot- Fermina Daza rejects Florentino Ariza in their youth when she realizes the naivete of their first romance and she weds Juvenal Urbino at the age of 21. Fermina comes to recognize a wisdom and maturity in Ariza in her adult life.
Adapted into a 2007 film directed by Mike Newell
The Lovely Bones by Alice Sebold (2002)
Plot- The story of a teenage girl who, after being raped and murdered, watches from Heaven as her family and friends struggle to move on with their lives while she comes to terms with her own death.
Adapted into a 2009 film directed by Peter Jackson
Maus by Art Spiegelman (1972-1991)
Plot- The biography of the author's father, Vladek Spiegelman, a Polish Jew and Holocaust survivor. It alternates between Vladek's life in Poland before and during World War II and Vladek's later life in Repo Park, New York City.
Recognition- Pulitzer Prize: Special Award and Citation
Mystic River by Dennis Lehane (2001)
Plot- The novel revolves around three boys who grow up as friends in Boston- Dave, Sean, and Jimmy. Dave is abducted by child molesters and escapes, emotionally shattered by the experience. 25 years later, Jimmy's daughter disappears and is found brutally murdered.
Adapted into a 2003 film directed by Clint Eastwood
On Writing by Stephen King (2000)
Plot- A book about the prolific author's experiences as a writer.
Persepolis by Marjane Satrapi (2000)
Plot- An autobiographical comic depicting the author's childhood up to her early adult years in Iran during and after the Islamic revolution.
Adapted into a 2007 film directed by Marjane Satrapi
The Remains of the Day by Kazuo Ishiguro (1989)
Plot- The narrator Stevens, a butler, recalls his life in the form of a diary concerned with Stevens's professional and above all, personal relationship with a former colleague, the housekeeper Miss Kenton.
Adapted into a 1993 film directed by James Ivory
The Road by Cormac McCarthy (2006)
Plot- A post-apocalyptic journey taken by a father and his young son over the period of several months, across a landscape blasted by unnamed cataclysm that destroyed much of civilization and in later years, almost all life on Earth.
Recognition- Pulitzer Prize for Fiction
Adapted into a 2009 film directed by John Hillcoat
Sandman by Neil Gaiman (1989-1996)
Plot- The adventures of Dream of The Endless who rules over the world of dreams.
Recognition- Hugo Award
The Things They Carried by Tim O'Brien (1990)
Plot- Related stories about a platoon of American soldiers in the Vietnam War.
Watchmen by Alan Moore (1986-1987)
Plot- Focusing on the personal development and struggles of outlawed costumed vigilantes as an investigation into the murder of a government sponsored superhero pulls them out of retirement and eventually leads them to confront a plot that would stave off nuclear war by killing millions of people.
Recognition- Hugo Award
Adapted into a 2009 film directed by Zack Snyder


text: In Gene Wolfe's Book of the New Sun, Severian has a cloak that's described as fuligin, which Wolfe defines as the black that's deeper than black or the darkest black possible. Looks like scientists have now come as close to that as possible, a color that absorbs 99.9 percent of the light that strikes it, a significant improvement over the previous record-holder. Here's the article.


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Chapter Three Consulting are a leading compliance consultancy specialising in Licensing, GDPR, and Health & Safety compliance.
We achieved certification to the internationally recognised ISO 9001 standard earlier this year.
Click on the link to see the British Assessment Bureau's recently published case study about our success.
The independent assessment was conducted by the British Assessment Bureau, a leading Certification Body, and demonstrates Chapter Three Consulting's commitment to use this for ISO 9001: customer service and quality in delivery.
About ISO 9001
ISO 9001 was first introduced in 1987 and requires organisations to demonstrate that they do what they say they do. That they have a Quality Management System in place to ensure consistency and improvement; leading to high levels of performance and customer satisfaction.
Certified organisations are committed to continuous improvement and are assessed to ensure progress is being maintained.
The benefits of certification to ISO 9001 include:
- Streamlining an organisation's procedures
- Bringing consistency to an organisation's service delivery
- Reducing cost and rework
- Improving an organisation's management practices
- Enhanced status
- Competitive advantage
- Lower insurance premiums
About the British Assessment Bureau
The British Assessment Bureau's reputation was established in 1969 as a specialist in certification scheme management. In 1997, the Secretary of State for Trade and Industry approved the use of the word 'British' in their title, in recognition of their pre-eminent status.
Today, they certify organisations to recognised standards, including ISO 9001 (quality management), ISO 14001 (environmental management), ISO 27001 (information security management) and OHSAS 18001 (occupational health and safety management).
They also design and manage bespoke assessment schemes. Such schemes are based on the establishment of standards, which can be developed to be recognised company-wide, industry-wide, nationally, or internationally.
Visit us at www.c3c.co.uk or call us on 0330 004 0020 for more information about our services.


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Pupils from Madras College in St Andrews had an opportunity to interact with the virtual reconstruction of St Andrews Cathedral earlier this month. After classroom presentations on Monday and Tuesday, pupils used the 3D reconstruction to complete a task sheet on Wednesday and Thursday to reveal interesting facts about the cathedral, medieval characters and lifestyles. Robert the Bruce was in-world… Read more →
Tag: Virtual Worlds
Open Virtual Worlds News
What's happening at Open Virtual Worlds? The Palace and the Cathedral go to Paris. The 3D reconstruction of Linlithgow Palace and St Andrews Cathedral will feature at the Immersive Education Initiative (IED) Paris Summit later this month. CJ and John will be at MetaMeets "The Art of Creation : Virtuality meets Reality" 2012 in Holland. John's Routing Island world was… Read more →
Virtual worlds news round-up
What's been happening in virtual worlds research at St Andrews? Summer dissertations ended in August. Six students completed dissertations focusing on virtual world resources using OpenSim. We had great fun supervising the students, and thank them for all their hard work. Dissertation Titles: A Toolkit for Managing Open Virtual World Grids Multimedia and Interactivity in Virtual Worlds using a Reconstruction… Read more →
Visit to St Andrews Castle
The sun shone yesterday as we took a tour of St Andrews Castle with Prof Richard Fawcett to discuss all aspects of the Castle as it would have been in the 16th Century. We will use this information along with further consultation with Prof Fawcett to create our 3D virtual reconstruction of this once magnificent building. Read more →
ViStA Project
ViStA Project: A Virtual World Orientation for Overseas Students While starting life in a new university may be an exciting prospect for many students, it may also be an anxiety-provoking one. Students face many adjustment challenges and success in meeting these challenges may impact on students' subsequent academic achievement. This project aims to provide students with an online orientation to… Read more →
600th Anniversary Graduation Week
The 3D reconstruction of St Andrews cathedral proved very popular at the University Food For Thought event yesterday. The event was organised as part of the university's 600th anniversary celebrations. Read more →
Pleasure Palace of the Royal Stewarts Revisited
Linlithgow palace was the birthplace of Mary Queen of Scots and was once lived in by successive Stewart kings. The preserved monument of the Royal Palace can be visited in a picturesque park setting overlooking Linlithgow Loch. An earlier reconstruction of Linlithgow Palace undertaken by Education Scotland and Historic Scotland is now being developed further by Open Virtual Worlds in… Read more →
Chris's paper, Virtual Time Windows: Applying Cross Reality to Cultural Heritage has been accepted at The 13th Annual Post Graduate Symposium on the Convergence of Telecommunications, Networking and Broadcasting (PGNET 2012) Iain, Alan and Colin's paper, Mongoose: Throughput Redistributing Virtual Worlds has been accepted at The 21st International Conference on Computer Communication Networks (ICCCN 2012). Read more →
Successful SELF bid
A proposed collaborative project between Open Virtual Worlds in Computer Science, Special Collections and Art History called Flexible Access to Medieval Books (FAB) has been successful in this year's SELF funding. The goal of this project is to utilise 21st century technology to enable learners to participate in history and thereby to extend the boundaries of experiential learning. The project… Read more →
Heritage of Scotland's Coast
Ongoing collaboration with SCAPE to create virtual sites from 3D Point Cloud data. Work has started on developing methods of transferring the detailed archaeological data into a virtual world in order to make a more complex educational resource. Read more →


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Thanks to Tracy Varner for this awesome blog post! In this lesson, she has skillfully integrated North Carolina Children's Book Awards, NC Kids Digital Library, the eWISE research model and DE's Board Builder in this one lesson. What an excellent example of seamlessly integrating technology into instruction. Great job, Tracy!
Our county has been provided with some awesome technology tools and resources that will make learning fun! Recently, in our media center, we integrated three of these to learn about a mysterious deep-sea creature—the Giant Squid!!
At our last PLC meeting, we were provided with a new research model that is concise and student-friendly. The model is called "eWise", and consists of four steps (see photo).
During the first phase, students "Wonder", by thinking of any unanswered questions or new information they may want to discover about a particular topic. To find answers to these questions, the next step is to "Investigate" by doing research, using appropriate Internet resources or other sources. Once new facts and information have been gathered, they must compile it and develop a means of presenting it, which is the "Synthesis" phase. Finally, students share this information with others, using the "Express" phase.
During our media classes, we've been reading books that are being nominated for the NC Children's Book Award. This week, our feature book is a nonfiction book, Giant Squid by Candace Fleming and Eric Rohmann. One of the most current resources our county has been given, NCKids Digital Library, has this ebook available that we read as a group (see photo).
While reading the book, it was clear that there are still many unanswered questions about this mysterious sea creature---questions our students were eager to find answers to. Following the second phase of "eWise", students investigated, using Chromebooks and appropriate Internet sources. National Geographic Kids was just one of the sources that provided some answers.
After investigating, students "Synthesized" their new facts and information, using Google Discovery Education Board Builder tool (see photo). This was also the perfect way to "Express" this information by sharing Discovery Boards with the class (see photo).
Shanna Leonard
2/16/2018 09:35:25 am
What a super lesson! Thanks for sharing Tracy!
Tina Heitman
2/16/2018 09:48:30 am
Great job integrating all of our new technology tools Tracy!
Kristi Allred
2/16/2018 09:54:33 am
Wow! That is really fantastic!
Leave a Reply.
About Us
Welcome to the official blog just for DCS library media programs. Enjoy new posts from one of our many contributors and follow along to see the amazing things happening in Davidson County school libraries.
April 2019
April 2019


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Season Ticket and Match Day Prices 2018/19
Matchday Admission Prices and revised Season Ticket details for 2018/19.
After listening to supporter feedback following the announcement of matchday admission and season ticket prices, some changes have taken place to the season ticket pricing structure. These changes include a two tier option (particularly benefiting those who follow the First Team away from home and are therefore unlikely to watch many Reserve games) and we are now also including complimentary annual membership of the Social Club within the cost of the season ticket.
Full details below.
Matchday Admission
First Team
- Adults £8
- Concessions (65 & Over) £5
- Under 16's (accompanied) FREE.
The increase following promotion is not only to meet the minimum admission prices of the Bostik League, but also to take into account the football club is now VAT registered and therefore VAT is payable on gate receipts. It was decided to continue with Free admission to all Under 16's for the 7th successive season, but from 2018/19 Under 16's must be accompanied by an adult in order to receive free entry. Unaccompanied Under 16's will be required pay the Concession price.
Reserve Team
- Adults £5
- Concessions (65 & Over) £3
- Under 16's (accompanied) FREE
Season Tickets
It was has now been agreed to offer two season ticket options (Red & White). RED Season tickets will cover First Team only and WHITE will cover both the First Team in the Bostik League North AND the Reserve Team who will be playing in the Thurlow Nunn First Division.
RED (First Team Only)
- CONCESSIONS (65 & Over) £75
WHITE (First Team & Reserve Team)
- CONCESSIONS (65 & Over) £90
This is a new and exciting chapter for the football club and the club recognises the huge part supporters played in the successes of 2017/18 resulting in promotion for both Senior sides, particularly for the 120 supporters who committed to the club by buying a season ticket last summer.
Not only do the First team have a mouthwatering debut season at Step 4 to look forward to, but the Reserves also make the leap into the Thurlow Nunn First Division playing against the first teams of clubs such as Ipswich Wanderers, Hadleigh, Diss and Wivenhoe.
The WHITE season ticket gives supporters the opportunity to back both sides for a one off price and offers excellent value for money compared to standard matchday admission prices and the RED season ticket option rewards supporters with the equivalent saving of 4 home First Team matches...as well as the additional benefits listed below.
The First Team will play 19 home league games and it is expected the Reserves will also have 19 home fixtures. This works out at just £3.95 per match for an adult and £2.37 for a concession if you choose the WHITE option.
As an added incentive, all those who purchase a season ticket before the 21st July will be given FREE entry to ALL pre-season home matches and will once again receive complimentary admission to all Ipswich Town Ladies home games at the Goldstar Ground.
NEW FOR 2018/19 Season Ticket holders will also benefit from a 10% discount in the Club Shop by showing their card.
Season tickets will also include complimentary membership of the Felixstowe & Walton Utd Community Social Club.
Other special offers will be made available during the campaign.
Season Tickets go on sale from Tuesday 15th May.
The clubhouse will be open this Saturday 19th May from 3pm-8pm when Stuart Daynes will be in attendance to hand out and receive application forms.
Be the 12th Man once again in 2018/19!


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Vacation Getaway At The Newport Coast Villas
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text: Fig. 2From: An in silico study on antidiabetic activity of bioactive compounds in Euphorbia thymifolia Linn.Binding modes of selective compounds with 11β-HSD1. 1 Cosmosiin, 2 quercetin-3-galactoside, 3 quercitrin, 4 corilagin, 5 1-O-galloyl- β-d-glucose, 6 β-amyrine, 7 taraxerol (The red and blue arrows were hydrogen donor and receptor bonds and the black round dot line was hydrophobic interaction. Yellow dot was hydrophobic region of ligand.)Back to article page


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Gluten-freealcohol includes cider, wine, sherry, spirits, port and liqueurs, but remember that beer, lagers, stouts and ales contain varying amounts of gluten and are not suitable for a gluten-free diet. Gluten-free beers are available in some supermarkets and restaurants, but make sure you only drink those that are labelled in this way.
Views: 37


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The sweet clumsy couple were good characters but structurally this romance didn't quite get there for me.
Falling for You (and I Can't Get Up)
Murphy's law for would-be romantics who try their absolute hardest to make things work despite dinner issues related to both fire and allergies, dropping coffee on important notes and being prone to danger of all kinds. This one had heart with the SAY ANYTHING joke a particular highlight, nervermind the shadow spoon choking (possible contender for best shadow?) and the leads had decent chemistry. I think the editing did need to be a bit tighter here as fell more into an anti-romcom for the most part, and the sound levels were at the point of hardly being able to hear dialogue.
A couple try to date but are plagued by accidents, split coffee, burning dinners. They persevere but luck is not on their side and they finish up in hospital. I'm not quite sure how it ended. I think they decided that despite everything they would make it work, but the sound was very low and I couldn't really hear the outcome.
It was a great idea for the anti rom-com but I'm not sure it was realised as well as it could have been. It was a bit repetitive and could have been edited a bit shorter as it was quite simple (simple is fine, just keep it short if you're going that way).
The lead performers were charming and I thought the use of shadow was great.


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The final of the Student Investor Challenge 2018 is at the end of the week and we hear from trading enthusiasts and finalists, Colin the Cow, who qualified in 1st place. We'll hand it straight over to the team from York...
Hey, we are Colin the Cow! I'd love to tell you a super cool backstory to the name, and what it tells you about us as a team, but truth is we just thought it up quickly so we could crack on with trading. Call it prioritising, if you will – that's how we like to think of it anyway.
I suppose the name Colin the Cow leaves a lot unknown for you about us elusive traders, so let me fill you in. We are four 18 year olds, none of which are named Colin or have any sort of association with cows, who all attend the same school in York.
Our interests vary wildly, as we study different subjects ranging from Art to Chemistry to Economics. We do have one common thread though, aside from our insatiable lust for trading virtual shares, which is that we all study Business Studies. That's where this story begins, so shout out to our Business teacher Mr Parkin for entering us into this competition and revealing the intriguing world of finance to us.
Loving all things competitive it took little to persuade us to enter, although the trip to New York also had an undeniable draw. Last year was our first dabble, which brought us moderate (OK, little) success as we chalked up some big gains but ultimately failed to reach the semi-final round. However, we had learned some vital skills, so by the time this year's challenge came around we were thirsty AND ready.
The learning curve continued as we started the first round, with refinements in strategy meaning we climbed quickly from a low base. Once through to the semi-final, we consolidated all our knowledge learned thus far to make informed decisions, enabling us to race out of the blocks and grab first place in the first week. Continued research ensured we had not relinquished our position at the end of the round, bringing us to where we are now.
Of course, all of this makes getting through to the final sound easy, but take our word for it – it really wasn't. The unpredictability of the stock market and the ever-present risk that came with each decision made sure each one had to be made with a lot of careful consideration, with the acknowledgement that investments can fall as well as rise.
A big challenge for us was learning to resist the temptation to get jittery when stocks fell and sell them off quickly; in fact we found it more beneficial to hold firm and wait for the right price before selling.
Of course, not all the learning was just individuals improving their knowledge; in fact we found that the competition taught us valuable skills in working together as a team. There was one particular incident when the team was directly split on a decision, with two members feeling that a certain stock would rise whilst two others felt the reverse would be true. The stock was bought and almost comically lost us £9,000 off our portfolio value.
Learning to communicate as a team became crucial, and helped us to reason between one another. We appreciate that it will be crucial in the final, which we eagerly await.
- Pierre Frizelle (18), Owen Johnston (18), Kirby Frizelle (18), Fred Trevvett (18), Colin the Cow.
The best of luck to the Colin the Cow team in the Student Investor Challenge Final!


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Fragrance-Free Baby Shampoo 200ml – SHORT DATED
Size: 200ml
Product Description:
Biohoney Fragrance Free Baby Shampoo gently and safely cleanses baby's delicate hair without harsh chemicals. Formulated with soothing MG 300+ Manuka honey, mild plant-based surfactants and calming Chamomile.
NOTE: – this product has a best before mid 2020.
Key Benefits:
- Natural and Organic Ingredients
- Fragrance free
- Palm Oil free
- No parabens, SLS, artificial colours or preservatives
- Made in New Zealand
Designed for those who prefer a low allergenic and nutrient rich option for delicate skin.
Fragrance-Free Baby Shampoo
Dispense one or two pumps of shampoo into your hands and gently massage into your baby's hair, avoiding the eye area. Thoroughly rinse off with warm water. Suitable for daily use.
Avoid the eye area. If in contact with eyes rinse well. Discontinue use in case of irritation.
Aqua (Water), Decyl Glucoside, Sodium Lauroyl Methyl Isethionate, Caprylyl/Capryl Glucoside, Sodium Laurylglucosides Hydroxypropylsulfonate (Plant-based Surfactants), Leptospermum scoparium mel (Manuka honey MG 300+), Xanthan Gum (Plant Derived), Dehydroacetic Acid, Benzyl Alcohol, Caprylhydroxamic Acid and Glyceryl Caprylate and Glycerin (Paraben Free Preservatives), Glycerine (Plant Derived), Matricaria recutita (Chamomile) Flower Extract, Organic Aloe barbadensis (Aloe Vera) Leaf Extract.


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Travel Insurance Credit Card FreeOn June 22, 2019 by admin
When applying for a credit card, it is also good to consider your own travel patterns, as credit cards offer many benefits to the traveler. For example, many people get separate travel insurance from an insurance company, even though their own credit card may include a comprehensive insurance: travel insurance can be found on more than 20 Finnish credit cards. However, the terms and conditions of travel insurance and coverage vary between the cards, so it is a good idea to carefully read the insurance policies offered by your credit card before applying for a card.
In our Travel Insurance Guide, we'll walk you through the basics of credit card travel insurance: what travel insurance covers, under what conditions, and how to claim.
What Can Credit Card Travel Insurance Include?
Credit card travel insurance usually includes at least medical expenses reimbursement, cancellation insurance and luggage insurance. There are differences in the amount of claims and luggage deductibles, which should be checked against the terms and conditions. In addition, the travel area and duration may vary.
Before comparing credit card travel insurance, it's good to know which credit cards include travel insurance. This can easily be seen in our comprehensive credit card comparison.
Reimbursement of medical expenses
Credit card travel insurance covers medical expenses to varying degrees. At best, treatment will be reimbursed without an upper limit, but a few cards will have, for example, a limit of € 200,000 or € 30,000. Some cards also require a $ 50 deductible for health insurance coverage. The most comprehensive sickness compensation can be found on American Express, Amex, which also covers acute dental care during the trip.
When it comes to reimbursement of medical expenses, it is important to note that some of the cards only cover treatment abroad, which is why it is always advisable to check your travel insurance terms and conditions by card.
Luggage insurance
In most cases, luggage compensation involves some form of deductible, ranging from EUR 50 to EUR 150. Of course, certain Premium Cards offer luggage compensation without deductible and with a high compensation ceiling. At best, luggage is replaced up to € 3400.
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House Democratic tax writers have asked the IRS and Treasury for an update on lower refunds expected during the 2019 tax filing season. However, the chair of the Senate Finance Committee (SFC) is urging taxpayers to disregard "misinformation" on 2019 tax filing season refunds.
Democrats' TCJA Criticism
Following the enactment of the Tax Cuts and Jobs Act (TCJA) (P.L. 115-97), Treasury and the IRS released updated federal tax withholding tables in 2018. House Ways and Means Oversight Subcommittee Chairman John Lewis, D-Ga., and member Judy Chu, D-Calif., have expressed concerns that as a "result" of the TCJA, millions of taxpayers underpaid taxes in 2018 while relying on these tables and are expected to receive a lower refund this year than anticipated.
"As you know, when Treasury and the IRS released these tax withholding tables in 2018, the tables did not fully factor in the TCJA's reduction in itemized deductions and the TCJA's removal of personal exemptions," Lewis and Chu wrote in a letter sent earlier this week to IRS Commissioner Charles Rettig and Treasury Secretary Steven Mnuchin. Accordingly, many taxpayers are expected to have underpaid federal taxes during the 2018 tax year.
Lewis and Chu requested the following information from the IRS and Treasury by February 26:
- Adjustments made to more efficiently incorporate the TCJA into 2019 withholding calculations;
- Additional IRS guidance to address "underwithholding" in 2018; and
- Additional IRS guidance to address "lower-than-expected" refunds.
Additionally, Lewis and Chu requested that the IRS lower the underpayment penalty threshold to 80 percent. The IRS has already lowered the ordinarily 90 percent threshold to 85 percent, but several lawmakers and tax practitioners have requested further penalty relief.
Likewise, SFC ranking member Ron Wyden, D-Ore., has criticized the TCJA for resulting in underpayment of taxes during the 2018 tax year. However, SFC Chairman Chuck Grassley, R-Iowa, is urging taxpayers not to believe the "myths and misinformation" surrounding refunds received this filing season.
"No withholding table will ever be perfect. If they were, there would be no need for tax refunds," Grassley said from the Senate floor on February 13. "The size of one's refund tells you nothing about whether a specific taxpayer benefitted under the TCJA or not," he added.
Grassley encouraged taxpayers to understand that the best way to see how tax reform affected their "bottom-line" is to compare this year's and last year's tax returns, rather than the amount a refund. "The size of a refund tells you nothing beyond the degree to which a taxpayer has overpaid their taxes over the course of the year."
By Jessica Jeane, Senior News Editor
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As the Chinese New Year celebrations come to an end, I sit here, nursing a bloated tummy and some weight gain as I have been doing naught but stuff myself silly with various CNY goodies.
Unfortunately, I did not take many photos when I went back to visit my grandmothers but! I have a little what-makeup-i-used-while-in-my-hometown shot for you. =)
I did my very best to travel light so here's what I brought!
The weather in Northern Peninsula Malaysia is extremely hot during this time of the year so the most important item is my base, which needs to stay put all day and not slide down my face. After applying sunscreen, I spread a thin layer of MUFE HD Primer on my face.
I then let the primer sink into my skin a little, allowing it to create a smooth veil on my face before gently working the Dior Diorskin Nude Foundation, focusing on areas where redness hits my skin most: nose and chin before applying whatever remains on my fingers all over the rest of the face.
I then use a small amount of the La Mer Concealer under my eye area. I sometimes do a little spot concealing with this but I was blessed with pretty good skin over the holidays so that was not necessary.
Moving on to eyes! I carried Inglot's Freedom System 4 Eyeshadow Palette with me as it has not been used very much and was a gift from the boyfriend. =D Of course, one needs to prime one's oily lids beforehand so Urban Decay's Primer Potion came to the rescue! =p
It's then eyelash curling time! Armed with my trusty Shu Uemura Eyelash Curlers, I managed to transform my really sad straight lashes into reasonably curled ones. My smudge-proof mascara from Shiseido then made sure those lashes stayed in place all day.
With my eyes done, I go back to my base. A light dusting of Guerlain's Perles d'Azur Meteorites followed with some blush and lipstick from the same brand and I'm good to go! I wore the Guerlain Rouge G Orange Euphorique throughout my entire trip, be it with or without makeup.
An entire look takes only 10 minutes to do and I'm really happy with my selection this time round as it takes me from day to night easily enough! =)
Have a lovely Saturday!


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Starting Out Sideways
From a Parent of a Child with Special Needs and Reader of Starting out Sideways: "I wanted to let you know that the book arrived and I have been reading it with great pleasure. I am so pleased that you are writing about this post-Transition age of developmentally disabled adults. This is such a little-known area of the special needs population and the issues that they confront upon 'aging out' of the school system. I love reading about Milton and Eleanor, and the fact that 'the world should conform to them' and that it should not be the other way around. What a terrific concept! I am going to promote this book to all my 'special education' parent/friends. It really explores a very important, and often scary point in our children's lives. " - Mindy T.
How often does a novel make you laugh and think, while also touching on important issues in your own life? For anyone who has ever loved a brother, sister, student or child with special needs, Starting Out Sideways is a book that will inspire, full of characters you will recognize, full of hope and courage and, okay, maybe a teaspoon of wackiness, too.
Here's what New York Times bestselling author, Elizabeth Berg has to say about Starting Out Sideways, a novel about a vocational counselor and the special needs clients she learns from and loves: We live in hard times. That's one reason why a feel-good book like Mary E. Mitchell's delightful STARTING OUT SIDEWAYS is so valuable. But there are many more reasons to love this book: the characters, who, utterly endearing or deliciously fun to hate, are so fully fleshed out you'll feel you ought to offer them a chair. The full-of surprises story that keeps you rapidly turning pages. The humor that makes you laugh out loud--literally--balanced by a well-earned poignancy. The writing is fluid and natural and smart. The ideas explored here, about what's most important in people and in relationships, make you think in new ways about your own life. Most importantly, there is a humanity exhumed in this book that makes you feel proud and hopeful about being a human on planet Earth. These days, that's a rare and wonderful thing.
Here's what the Boston Globe has to say about the book and its author, New England PEN Discovery Award winner, Mary E. Mitchell, a former vocational counselor herself: "Starting Out Sideways" was released last month, and readers and fellow authors, as well as parents of the mentally challenged, are raving about the tale of an unlikely heroine -- the portly, recently dumped, witty Roseanna Plow, who struggles as hard to make sense of her life as the special-needs adults she trains to enter the workforce. [Mitchell] lets her wry humor loose, while still delivering her usual sharp observations about human character, life, families, and relationships. It's the vividness of her characters that also appeals, especially those of the mentally challenged young adults that Plow works with. It's material drawn from Mitchell's own experience working with special-needs people, but her clear-eyed glimpse into their lives is delivered via well-honed writer's craft." And here is how you can learn more about this novel, described as "extraordinary," and "delightful," and "heart breaking and redeeming."
Click on this link for more information (www.startingoutsideways.com)
Antonia McGuire, The Ottawa Citizen Published: Saturday, May 06, 2006
Imagine filling your belly with a plateful of food, only to feel just as famished as you were before eating. This will be the reality for Meagan Mitchie every day for the rest of her life. But there's much more to this young competitive swimmer than meets the eye. Meagan is the poster girl for Special Olympics Canada, and hoping to be a competitor at the ParaOlympic Games in 2012. She spoke at a celebrity function in Toronto to raise awareness and was interviewed by TSN on Special Olympics Day. The 16-year old isn't afraid to tell others about her neurological condition, Prader Willi Syndrome (PWS), a genetic disorder that affects one in 15,000, generally the result of a missing chromosome. Poor co-ordination, low muscle tone and small hands and feet are typical physical characteristics, but a major concern is morbid obesity caused by a compulsion to gorge oneself. But instead, Meagan has channelled her compulsion into learning the joys and challenges of competitive swimming. Meagan is an example of a child who is benefiting from a rigid daily structure and it's having a positive impact, doctors say. Dr. Glenn Berall, a pediatric specialist on PWS, says the fullness signal doesn't work in people with the ailment, resulting in "an unending, unsatisfied hunger." It's a developmental situation where it's difficult and dangerous to leave them unguarded, said Dr. Berall. "Supervision is both required and mandatory, 24-7." Meagan tells her classmates that if she dips into someone's lunch, it's because she can't stop herself. Coping with the life-threatening disorder is a huge challenge. "She just took another student's lunch bag at school (yesterday) and ate every last morsel," said Meagan's mother, Anne Merklinger, who enrolled her in swimming eight years ago. Doctors say special controls are necessary. "In order to actually manage the problem requires a very specific structure, without any gaps, so that food access is absolutely controlled," said Dr. Berall. "I don't have much time to spare. (After practice) I feel great, especially after a hard set," said Meagan, who is also on the provincial team. Her coach, Jason Allen, is impressed with how far she's progressed as an athlete, considering the daily obstacles that come with the disorder. "Meagan is a very unique case because (of her medical condition), she meets the (physical) requirements of the ParaOlympics and (the intellectual requirement of) Special Olympics," said Mr. Allen. The rigid 15 hours-a-week training schedule not only helps regulate her weight, it has developed her into an extremely focused athlete. Doctors say Meagan is the shining example of what someone like her can do. The GO Kingfish competitive swimmer trains with other "able-bodied" peers, four times a week at 4:30 a.m. and three times a week in the evening. Meagan says she's competed too many times to count, but really hopes to qualify this summer at the Canadian championships for the 2007 Special Olympics in China. Her mother is darned proud regardless. Ms. Merklinger, once a competitive swimmer herself, is a significance force in her daughter's life, from monitoring her food intake at home to giving her pep talks at the pool. Her coach says without such parental guidance and support, Meagan wouldn't be accomplishing what she is. Ms. Merklinger locks the kitchen cabinets and provides rewards after swimming meets. Doctors say a multi-disciplinary approach, including dietary, behavioural and therapy, is most effective and if prevention of morbid obesity is successful, it is possible for patients to enjoy a normal life expectancy. Meagan's "parents are a backbone in her life," said Mr. Allen. "She works hard for everything she has (accomplished). Swimming is a huge part of her life." Another significant aspect is Meagan's advocacy work to help raise awareness on behalf of Special Olympic athletes. "She has a story we wanted to share," said Nathalie Cook, director of sponsorship for Special Olympics Canada. She said a portion of Subway store sales on May 18 will go to Special Olympics Canada. "Special Olympic athletes are one of a kind. They have a level of sportsmanship and attitude. It's just wonderful. It's the greatest 'can do,'" said Jean Traynor of Special Olympics Ottawa. Ms. Traynor is also organizing the Ottawa group's first five-kilometre walk, the Step Out with Special Olympics Awareness Walk. "The funds raised will help facilitate our competitive athletes at the grassroots level in Ottawa," said Ms. Traynor. Special Olympics Walk The 5k Step Out with Special Olympics Awareness Walk starts at 9:30a.m. on May 14. Funds raised through registration fees will be given to the Special Olympics Ottawa community. All participants will receive a T-shirt, which was designed by a Special Olympics athlete. Registration is open until tomorrow. Everyone is welcome. For more information, contact Jean Traynor atstepout@ottawasp cialolympics.org. © The Ottawa Citizen 2006


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Over the Doom and Gloom rants
It's been a long time between drinks. However I can only hold my breath for so long. Firstly I am over Bob and his perpetual rantings and the justification of Doom and Gloom. I am over Martin Hanson and all the others that bombard us with their crusades.
The Gizzy Herald article on Monday about the Millennials that all bugger off and leave their nylon and plastic-produced tents and furniture (made from petrochemicals) all over the planet has driven me to come out of retirement and send them a broadside.
I loved seeing all these young people enjoying our bit of paradise — a wonderful bunch of well-mannered people and I would be proud to call them rellies. They just need a reality check.
Or do they? Living the dream or living the threat of doom? Good question. I don't think they are as convinced the future is doomed as the media says they are.
"But", they live in La La Land and it is time we put a stop to the international nonsense.
Greta Thunberg has changed her Twitter name to capitalise on a bloopa from a flaky film star; she needs a reality check. I take great exception to the cocky little bugger telling me my generation has screwed up the planet when she is burning resources like they are going out of fashion.
The jet set in Hollywood went vegetarian for their big soiree but flew their flowers in from Italy and Ecuador. Give me a break. Those jets were soiling the atmosphere like there was no tomorrow if you believe the doom merchants.
The world is being driven by nut cases from all over the planet. Takes me back to the crap that went down when we went into the new century. People spent s**t loads of money protecting their IT software and what happened? Diddly squat, that's what happened.
One day some poor bugger is going to have to stand up and admit it's all a load of bollocks — damn I feel for him/her.
No wonder the suicide rate is climbing, there is so much bad news these youngsters are getting bombarded by. Any of them who are touch on the fragile side must see bugger all that gives them confidence in the future.
Me! I feel fine, my grandees will look back on this aghast.
Just try buying a cheap waterfront property internationally and you will see what I mean. No one is buying into this bull dust of rising sea levels and un-survivable change.
Let's look after the planet like most of us already do, separate the crap from the fact, and get on with our lives. I am not in the camp of no change in the climate but I am in the "it's been happening for millennia" camp.
Please don't forward this to any of the above for comment because I am over the whole bloody lot of them, as are all my friends and acquaintances.
The world is a wonderful place and very capable of adapting to change. It's more capable than most of us are.
Happy new year and many more of them.


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So you're looking to do something good for your community, and you want to do it with United Way. Or, if you're looking to ask an (inter)national question and want to talk to us at United Way of Southeast Louisiana, fill out the form and we will get back to you soon.
United Way of Southeast Louisiana
Main Office
2515 Canal Street, New Orleans, LA 70119 (504) 822-5540
St. Tammany
(985) 778-0815
Tangipahoa & Washington
(985) 542-8680
Media Inquiries
email@example.com - Senior Director, Communications/PIO


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Cecily Strong Biography
Birthday: February 8, 1984
Nationality: American
Famous: Actresses Stand-up Comedians
Age: 36 Years, 36 Year Old Females
Sun Sign: Aquarius
Also Known As: Cecily Legler Stron
Born in: Springfield, Illinois, United States
Famous as: Actress
Height: 5'8" (173 cm), 5'8" Females
father: Bill Strong
mother: Penelope Strong
U.S. State: Illinois
education: California Institute of the Arts
Recommended For You
Cecily Legler Strong is a well-known American actor and stand-up comedian famous as a prominent cast member of 'Saturday Night Live'. She started her career with theatre but got inclined to comedy at the age of nine after a class in improv. She wanted to make a career as an actor but soon figured out she was meant for comedy and moved her focus to improv performances. She began her career performing on cruise ship with fellow members of Second City Conservatory and iO Chicago. Strong continued to perform at popular events such as Chicago Sketch Fest, the Edinburgh Fringe Festival, New York Sketchfest, and Virgin Daiquiri, the all-female improv troupe. She made it big in 2012 when she debuted on 'Saturday Night Live' in its 39th Season as a featured cast member co-anchoring the Weekend Update segment first with Seth Meyers and later with Colin Jost. Cecily's most defining moment on the series was her character in 'The Girl You Wish You Hadn't Started a Conversation with at a Party'. The same year, she also made her movie debut with a short film titled 'How to Sponsor a Uterus'. She has openly spoken up against the treatment of women in the show business as mere girlfriends and bikini models rather as strong characters in mainstream movies.
Recommended Lists:
- Cecily Strong was born on February 8, 1984, in Chicago, US. Her mother's name is Penelope and her father is William Strong, the erstwhile Chief of Bureau at Associated Press and currently a managing partner with a renowned public relations firm in Chicago. Her parents divorced when she was young..
- She is an alumnus of Oak Park and River Forest High School and Chicago Academy for the Arts. She also holds a Bachelor of Fine Arts degree in theatre from California Institute of the Arts.
- Strong started her career with regular performances at the Second City Conservatory and IO Chicago with fellow members on cruise ship.
Recommended Lists:
- Cecily Strong made her television debut in 2005 with a small role in the series 'Mad TV'. However, with the success of her performance in 'Saturday Night Live', she appeared in other successful television series such as 'The Awesomes' in 2013 through 2015, 'Angie Tribeca', 'Years of Living Dangerously', ' Netflix Presents: The Characters', 'Superstore' and 'Scream Queens' in 2016 and 'Detroiters' in 2017.
- She quit as the co-anchor of Weekend Update on 'Saturday Night Live' in its 40th Season to concentrate completely on her sketch performances and continues to remain a part of the show's regular cast.
- Following her movie debut in 2012, Strong continued working in movies. Her notable movie roles include 'The Bronze', 'Slow Learners', 'The Meddler' and 'Staten Island Summer', all in 2015 and 'The Boss' and 'Ghostbusters' in 2016.
Recommended Lists:
- Her success on 'Saturday Night Live' landed her a plump contract as the featured entertainer at the White House Correspondents' Association dinner in 2015 and her performance garnered good response.
- In 2017, she appeared in the comedy movie 'The Female Brain', directed by Whitney Cummings. Strong essayed the role of Zoe in the movie, which premiered at the Los Angeles Film Festival.
- Cecily Strong appeared in an episode of 'Detroiters' in the comedy series starring Tim Robinson and Sam Richardson. The series, aired on Comedy Central in early 2017, is all set to return with a second season in 2018.
- She appeared in Steve Martin's latest music video in the charming single 'Caroline' alongside Bill Hader.
- Cecily Strong was rumored to be in a relationship with Michael Patrick O'Brien, her co-actor / writer, from 'Saturday Night Live'. However, there has been no official confirmation to this effect, as Cecily prefers not to discuss her private life in public.
- She has always claimed to be a fan of 'Saturday Night Live' since her childhood and has grown up watching the old episodes of the show. Landing a role in her favorite series was a dream come true for her.
Cecily Strong Movies
1. The Meddler (2015)
(Comedy, Drama, Romance)
2. The Bronze (2015)
(Comedy, Drama)
3. Slow Learners (2015)
(Comedy, Romance)
4. Staten Island Summer (2015)
5. Ghostbusters (2016)
(Comedy, Sci-Fi, Action, Fantasy)
6. The Boss (2016)
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