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I have wanted to bring more 'serious' topics into my blog for a while (like budgeting) , as behind the aesthetic beauty and lifestyle content I would like to say that I do have a brain and would like to utilise my knowledge with more advice style content. I thought that budgeting as a student is a good topic to discuss, because it has genuinely shocked me how many students my age are just horrendous with managing money. I never really thought that I was good at budgeting, but clearly I am naturally okay and I think I could offer quite a lot of tips. This is a good time of year to read this post as the student loan is beginning to leave your bank account and the overdraft is looming, hopefully this post will save you some pennies. Warning: this is going to be a huge post because I have a lot of advice!
This post features photos from a night out I went on a few weeks ago… which is a bit hypocritical considering nights out all the time at uni is one of the most expensive things to budget in as a student!
I don't fritter money away easily and if I make a purchase I have considered it carefully and would much rather spend my money on big things rather than a t-shirt here and random makeup item there. I think the mixture of being Yorkshire and also being an economics student has given me the talent of budgeting when I need to! I wouldn't say I'm frugal, I save in areas to spend in others. I love spending money and shopping for big things, like recently I treated myself to some nice sunglasses and I have booked a few getaways this year but I would rather save day to day to be able to afford the big things when I want them. I aim to save but I will never say no to anything as I know I have the money to be able to do and buy nice things, but thats partly because I have been sensible with money.
Just a little disclaimer before we begin. Nobody is perfect with money and I certainly am not. Budgeting as a student is hard and everyone has that thing that they love spending money on and unfortunately mine is food. I will NEVER turn down a meal out or a takeaway and believe me, that is quite the expensive habit. In reality that £15.00 could have been much better saved and instead you could make a whole meal at home for less than half of that. I can't help it though, I just love eating out and trying new restaurants. Ubers too… don't download the app as it just gets so expensive, its just too easy to jump in an uber!
Now onto my tips on how to save your money (and avoid the dreaded overdraft).
Write everything down- My biggest tip for budgeting as a student would be to write everything down, and then by doing that you become conscious of everything that you are spending. Have you written Starbucks down 5 times this week? Then now you know where your money is going. By having to think about wiring everything down, you are naturally going to think more about what you are spending. From this, you will probably make some wiser choices about what you are spending and in the long run be under budget. I don't do this daily, but I keep all of my receipts and then every few days make a record of what I have spent. It works pretty well!
Budget less money- One of the things that really helped me to budget was actually by budgeting less money than you have available to spend in a week. I say to myself that my budget is £30 less than it actually is, so then that money is saved for when I want to have a date night or its someone's birthday etc. That way that I am saving as I go along and when I do want to spend quite a lot of money, I don't feel the pressure on my bank account as much. A good example of when I did this was when we went to see Matilda back in November, as I could easily afford to do that because I used that 'buffer' money it didn't feel that expensive even though the tickets were quite a lot of money.
Meal planning- Meal planning is something that is crucial if you want to save some money. If you plan out your meals then you don't end up buying wasted items that will end up at the back of the freezer of just go in the bin. Even more importantly, if you haven't planned out your meals then you won't have all of the ingredients you need and therefore it makes it so much more convenient to pick up the takeaway menu… which is an expensive habit. Have a rough plan before you go shopping, so that you know what ingredients you need for what meals. I always include one 'treat' item per weekly shop as well, which is usually something chocolate based! If you want any more tips on meal planning and budgeting in the food department then you NEED to click here to be redirected to Chloe's page. She recently did a post on how she can do the weekly shop for £13 and she includes lots of fab tips (plus the photos from this post were taken in my hometown).
Nights out– If there is one thing that students know how to do, its going out. A lot of people go out numerous nights of the week, and obviously this is bound to get expensive. I am not going to be a grandma and tell you not to go out, because thats a huge part of student culture, but there are still little ways that you can manage your money a bit better in the club.
- If you are one that likes a drink, definitely pre-drink before a night out. Drinks when you are there can get super expensive and it is much cheaper (and more fun in my opinion) to socialise and have a few drinks before.
- Do not buy a new outfit every time that you go out. I fell into this trap at first but it is such a waste of money, and quite frankly nobody cares what you wear when you are in the dark. Its about spending time with friends! If you are bored of your wardrobe shop online in the sales (boohoo, misguided and PLT always have sales on) or you could even swap some items with a friend.
- Do NOT use your card in the club. Take it as a safety precaution in case your money gets stolen or you need to get an emergency taxi home, but on the whole do not use your card for drinks. That little piece of plastic makes it feel like you are a millionaire (especially when you are under the influence of alcohol) and in reality you certainly are not. Take some cash out and give yourself a limit of just spending the cash. That way you don't check your bank account and want to cry the next day.
Travel- Another main place that my money goes is travel. I travel between places a lot and this obviously adds up (trains are expensive!), so I have accumulated a fair number of tips about how to save money if you are a regular train-goer as well.
- Get a railcard! Honestly the amount of people I know that don't have a railcard and it blows my mind, it only costs £30 and you get a 1/3 off all tickets for a whole year. It takes around £10 off my train from Scarborough to Manchester each time, so its definitely worth investing in one.
- Have a look at differences in train prices across different times. For example the price difference between Leeds to Manchester changes a lot, if I wait an hour I can often get a train for £7 cheaper because it is seen as off-peak. I would rather be an hour later than keep paying more money each time I travel.
- Often when I travel to Manchester I take the coach, because it is a lot cheaper and doesn't take that much longer than the train. Obviously that is only for a short distance and with long distances it can take a lot longer than a train but if you are travelling a lot I would definitely recommend looking into it to save some money.
- DO NOT get a coffee at the staton every time you travel. It doesn't seem like a lot but if you are spending £2.30 every single time you travel it will soon add up. I get between 4-6 trains a week typically and if I bought a coffee on every single journey I would be bankrupt by now!
Switch up your accounts- My last tip would be useful if you are really struggling with budgeting as a student and can't seem to not spend it! I would set up two accounts, one for your immediate money and the other for the rest of your student loan. Then every week you can set up a standing order between the accounts, so you are technically paying yourself a wage each week which is a percentage of your income. That way you can only "see" the money that you have paid yourself and therefore you are less likely to spend it because you can't. I think this is a really good tip for if you just cannot seem to budget, as this is forcing yourself to spend your money more wisely.
So these are all of my tips and advice. I am sorry for how long this post is, but I just had so much advice to share. If you have any others that I haven't mentioned, please let me know and I might do a second edition of this blog post. Use a few of these tips and I am sure that you will be saving money in no time. Its so good to start budgeting and saving now if you are going on holiday this year, as you will have so much more spending money than you would have had. Keep a goal in mind and you will get into the swing of budgeting as a student, and it is easy once you get used to it. As always, thank you so much for reading this and supporting me, I'm trying to do some different styles of blog post this year and I hope you are enjoying them. Feedback is always appreciated though!


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27 JULY 2017: SME Loans and Financing News
A bout two-thirds of all SMEs did not pay their debts on time in 2Q 2017, according to the latest DP Information Group (DP Info) research report of 120,000 companies in Singapore. This is a higher proportion of SMEs compared to the previous quarter where about less than half failing to pay their debts on time. In fact, this trend of the proportion of SMEs delaying payments reached a two year peak in 2Q 2017. The main contributors to this trend were manufacturing and F&F/Hospitality companies where only 24% and 35% of them paid their debts on or before due date. The construction sector was next with only 38% of these companies paying their debts on or before due date. It was also noted that the construction sector had the longest payment period of 55 days in Q2 2017 (compared to overall average of 35 days), an increase of three days from the last quarter. Nevertheless, the sector showed the best improvement in terms of proportion of companies making timely payment (from 28% in 1Q 2017 to 38% in 2H 2017).
DP Info also reported that while this trend of delayed payments was evident, there was no overall increase in defaults (defined as unpaid 90 days or more after due date). So this meant that SMES were "taking longer to pay a debt, rather than experiencing an inability to make payment". DP Info further reported that as SMEs expect better sales in 2H 2017, this means they could be seeking to increase market share by business expansion, focusing on new markets or launching new services and products. Therefore, their resources might have been used to fund business growth first over making timely payments on their outstanding debts.
The full report can be found at the website of DP Information Group.
This article above highlights the challenges faced by small businesses or SMEs where cashflows arising from customer payments are being dragged out over a longer period of time. Perhaps your SME business is enjoying some sales uplift from recent promotional activities or it is gearing up for more orders in the second half of the year. However, these benefits or plans may not materialise properly if your small business or SME has yet to receive the monies owed by customers. Perhaps you are are now considering what SME financing options might be suitable to tide over the cashflow tightness. Possible solutions can include working capital loan financing and invoice financing or factoring. We will be happy to discuss and come up with the optimal plan for your business.
At IFS Capital Limited, we understand that all businesses are different in their needs and characteristics. That is why we are happy to consider SME financing options that meet your unique needs.
Why not drop us a note by clicking this form here and we can discuss this in further detail with you.
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subset: commoncrawl


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This game doesn't work with HTTPS. It works with HTTP only !
Agree & Play
It is Valentine time, use the mouse to make Princess Snow White a wonderful memory. Snow White Valentine is one of our Snow White Games with average rate 3.6 out of 5 based on 3 players review and it has been played 375 times.


text: President Cardoso of Brazil, who received an honorary degree at the LSE on Wednesday, revealed the astonishing versatility of sociologists. Seems that when he fled Brazil's military regime he spent time as a visiting professor of sociology at Cambridge, hosted by one Anthony Giddens, now director of the LSE. The two spent idle moments speculating on whether it were possible to be a serious academic and an active politician. President Cardoso has shown that it is. Seems it is easier to run Brazil than the LSE on a part-time basis.


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Going by E-bicycle in the Nockberge Mountains from 4 nights
Would you like to explore the beautiful region in the Alps while riding an electric bike? Do not miss this package!
Book your room directly from us, and receive 2 bonus from the following options/ room:
Book your room directly from us, and receive 2 bonus from the following options/ room:
|Period of booking time
|Euro / person / from 4 nights
|356 €
|389 €
|351 €
Rates for children - daily rates 2020:
0 - 0.99 years 15 Euro / person / night,
1 - 2.99 years 27 Euro / person / night,
3 - 6.99 years 50 Euro / person / night,
7 - 11.99 years 59 Euro / person / night,
12 - 18 years normal daily price.
In case of cancelling your reservation, the terms & conditions of The Austrian Hotel-, and Catering Trade's are relevant. Unsold room causes business loss, as we could sell it. This is the reason why we ask you to inform us in time about your cancellation.
In case of the storno of the rooms junior-classic and classic 100% of the reservation price is to be paid.
The given prices refer to one person and one night, include VAT, but not include tourist tax, that is payable onsite. The confirmation booking would be valid just after the incoming deposit, for this reason please, transfer the deposit to the following bank account in 8 working days after our confirmation letter:
What if something happens unexpectedly? You may not be able to begin your holiday, or may have to leave earlier. For such cases, secure yourself, and take out simple passenger insurance together with your accommodation, which costs 5 % of the travel expenses. For further information, please do not hesitate to contact us.


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Sanita Luxe brand identity style guide
Sanita Luxe is a Russian sanitary ware plant that specializes in luxurious sanitary products. Brandlabel has accomplished rebranding for this company from scratch. The main task was to represent the brand
Enjoyable Acquaintance
Besides corporate stationary, such as business cards, envelopes, letterheads, and folders, Brandlabel has created the several types of catalogue maquettes for Sanita Luxe company: the main catalogue and several additional catalogue options. We also prepared the booklets to demonstrate some particular products (for sales promotion activities, for example).
Attrectiveness in Scale of the City
To represent Sanita Luxe company on exhibitions and international competitions, several options of demonstration mounts were designed. Brandlabel professionals developed the maquettes of banners in order to represent the company using all sorts of advertising materials.
Traveling Advertisement
Since Sanita Luxe plant delivers the products using its own transport, we used the plant's semi-trucks and cars as additional promotional items. Brandlabel designers has developed several options of banners for different means of transport of three size categoties.
Maximum Integrity of the Design
For Mass media advertising full-page advertising maquettes and advertising banners of different formats were designed. As a result of this rebranding campaign Sanita Luxe company has gotten the full kit of advertising and presentation materials with all the using instructions for all sorts of situations.
The combination of the selected shades in the design, from which all unnecessary details have been removed, looks extremely status-giving and makes it possible to use bright colors to place accents on important nuances.
All sorts of variations of advertising greatly increase brand awareness and the flow of customers.
Allows to build effective communication and manage brand awareness.
One of the objectives of the rebranding campaign of Sanita Luxe was to develop brand guidelines. Brandlabel included the templates and maquettes of all the presentation materials. We have also designed the logotype and corporate standards of its use on all the surfaces and materials: from the stickers and corporate carton packaging to advertising banners for semi-trucks.
Animashki show corporate identity guidelines
For this bright event agency, Brandlabel has developed a branding campaign to represent Animashiki-show from an unusual point of view.
Maquette corporate identity guidelines
Maquette is a unique service enabling brands to acquire high-quality mock-ups for turn-key business "packaging".
Fabrica Kids Corporate Identity
For this project a brand name, logo and a complete branding kit were developed. The bright design of the brand reflects its character and allows Fabrica kids to declare themselves as the leader among children's model schools in the Volga region.
Vasilina Logo & Corporate identity
The Brandlabel team has worked on creating a corporate style for the customer and designed it in the form of a detailed brand book. For the project a logo, design business documentation and packaging were designed.
Matveev Apartments Visual identity guide
The brandbook and logo created by Brandlabel for Matveev Apartments reflect an attentive approach to detail of creative, passionate people.


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What if, in a great burst of largesse and pride, you decide to invite everyone in your address book to a big open house? But suppose you dispense with that pesky RSVP business, and then — gulp! — they all show up?
Where some of us might pale at the prospect of an oncoming stampede, Cal Performances director Matias Tarnopolsky, entering his first full season on the UC Berkeley campus, is ecstatic. "We hope we are inundated!" he exclaims. "It's going to be a fabulous day!"
Tarnopolsky is bolting out of the starting gate Sept. 26 as de facto ringmaster of the Fall Free for All, a daylong celebration that will bring 14 performing acts in dance, theater, opera, jazz, choral, orchestral and instrumental music to four campus venues for free.
From 11 a.m. to 6 p.m. that Sunday, the campus will swarm with 200-plus volunteers and nobody knows how many arts-happy festivalgoers.
Bobbing balloons in coded colors will lead the way to Zellerbach Hall (blue), Lower Sproul Plaza (green), Wheeler Auditorium (yellow) and Hertz Hall (orange). Food concessions run by nearby Adagia restaurant will set up on Sproul Plaza and on the Zellerbach Hall mezzanine, and the Bear's Lair student union nosh spots will be open.
A large contingent from the Cal Band will blast things off with a preperformance fanfare at 10:30 a.m.; the Men's Octet and the Golden Overtones, both UC Berkeley vocal ensembles, will stroll and serenade throughout the day and a family-friendly instrument petting zoo, staffed by many of the performing ensembles, will hold court on the Zellerbach mezzanine from noon to 5 p.m.
But the primo attractions are the artists' 45-minute performances in the fixed venues, many long-term members of the Cal Performances inner circle. Chief among those is the Mark Morris Dance Group, the acclaimed ensemble from Brooklyn that, after a continuous 23-year relationship with the campus, considers Berkeley its West Coast home.
MMDG, appearing at 3 p.m. in Zellerbach, will solicit audience members' participation in a coached rehearsal and performance of "Looky," one of three works featured in the ensemble's Sept. 30-Oct. 3 appearances on the Cal Performances season schedule. It's a wacko, tongue-in-cheek work dating to 2007 and set to eclectic, chink-a-dink music of a disklavier — a big digital player piano — that will be right up there on stage with the impromptu performers.
MMDG spokeswoman Christy Bolingbroke says they hope to coax "parents, kids, grandparents, pre-professional dancers — everyone!" up on stage. The work is appropriate, she adds, because "'Looky' is a fun work with choreography that can be done by a wide range of ages and technical experience — or even those without a lot of dance technique — and there is some room for improvisation."
Also hoping to rope an enthusiastic audience into her act is Melanie DeMore, an Oakland-based singer and children's choral conductor who teaches "a cappella singing and body percussion" at St. Paul's School in Oakland and "power of song" workshops in schools as a Cal Performances in the Classroom artist. Armed with 55 pounding sticks to pass out, all fashioned in the tradition of the Gullah slave peoples of the Sea Islands off coastal South Carolina and Georgia, DeMore will lead a community sing- and pound-along in a giant tent on Sproul Plaza at noon.
She has led many a pounding workshop (and has a documentary on YouTube) and says that "what I like to do is get as many people as possible pounding, because the energy is amazing."
It's also all-inclusive, regardless of your skill set. "People who are massive drummers are going to enjoy it, people who have never pounded a stick in their life are going to have a great time, people who are in wheelchairs — it doesn't matter!" she promises.
One act that is brand new to Cal Performances is Word for Word, the San Francisco-based theatrical troupe that has made a name for itself turning literature, verbatim, into vibrant live performances. Now in the middle of an extended run with Elizabeth Strout's Pulitzer Prize-winning short-story collection, "Olive Kitteridge" at Theater Artaud in San Francisco, Word for Word will bring seven members of the group to Wheeler Auditorium at 2 p.m. for a semi-staged rendition of children's author Gary Soto's "Frankie the Rooster."
JoAnne Winter, artistic director of Word for Word, calls it a "really sweet story that's fun to perform.
"It's a story about a little boy, Jose Luis, who's doing a favor for his cousin, taking a love note to his cousin's girlfriend. And along the way, he's befriended by a rooster — and the rooster won't leave him alone. He learns a lot of lessons, about friendship, family and responsibility."
Word for Word is participating in the Fall Free for All "to get kids and families excited about going to see a live performance," Winter says. "And also to let people know we bring this into their schools. If they want to get in touch with us and have us come to their school, that's a really great bonus."
Other performers scheduled include classical guitarist Marc Teicholz, an International Guitar Foundation of America competition grand prizewinner; the celebrated Kronos Quartet, champions of contemporary music for the past 30 years; Teslim, the Turkish-Greek-Sephardic duo Kaila Flexer and Gari Hegedus; the UC Jazz Ensemble; the Linda Tillery Cultural Heritage Choir; the brilliantly colorful Diamano Coura West African Dance Company; percussionist John Santos and his Sextet; Chinese classical, folk and contemporary ensemble Melody of China; the Pacific Mozart Ensemble; players from the internationally recognized Philharmonia Baroque Orchestra; and San Francisco Opera Adler Fellows Leah Crocetto and Sara Gartland, sopranos, tenor Brian Jagde and coach-accompanist Tamara Sanikdize.
Although no venue is more than a brisk five-minute walk from the others, it will be first-come, first-serve at each venue, and those who want to maximize their intake would be wise to consult the campus map, posted schedule and complete program descriptions (available at www.calperformances.org) ahead of time. If you are already finding conflicts, ringmaster Tarnopolsky feels your pain:
"It's going to be a complicated start for me," he confesses. "I want to be at both the Kronos Quartet and the guitar recital. … I should actually measure how much I will be walking that day."
The Fall for Free for All will be an annual event. "It's a chance for us to introduce our season," Tarnopolsky acknowledges. "But we really just want to show how accessible and how wonderful the performing arts are, especially at Cal Performances. It's a huge, open-arm embrace, to our existing audiences and the whole community."


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Day #40
Last week, @stefannibrasil and I, finished the profile endpoint in the Search API. Now it is possible to search only by username. We are waiting for someone to review our PR #3235. Today we sent a PR to fix an error we found on the schema-example.rb file (#3242).
This week we will finish the unit tests for SearchService class methods. And we are also going to work on refactoring the author rss feed to receive data directly from search profile endpoint.
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This delightful mug would pair well with the Gift of Gab box of teas. Create an instant gift!
"Sure a Hot Drink Loosens the Tongue.
Case Qty: 4
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Bewley Irish Imports © 2020 All Rights Reserved. Web Design by 484Beyond.


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How does the pillow work?
Posted by Synaptic Sleep on 22nd Jan 2018
As you sleep, you naturally move throughout the night. Most pillows will only support you in a single, stationary position at best, leaving you feeling tired, stressed and sore. The Chiroflow® Waterbase® Pillow has a unique waterbase® design, allowing you to fill it up with water to your desired firmness, then as you sleep it the water will move to cradle your neck and head to support you in your healthy sleeping posture, all night long.
What is inside?
The Chiroflow® Waterbase® Pillow is split into two layers - a comfort layer and a waterbase layer. Choosing your comfort layer is easy - if you prefer a softer pillow, pick the bestselling Original Fibre. If you like a firmer, lower profile pillow, pick the new Memory Foam. The comfort layer rests on the waterbase, encased in a thermal protector to ensure the pillow is not cold to sleep on.
|Original Fibre
|Memory Foam
|Comfort Layer
|Soft, hypoallergenic polyester fibre. Settles in the first month, but just add more water.
|Cooling gel infused memory foam top layer to regulate head temperature. This sits on a larger memory foam core
|Waterbase Layer
|NASA-researched thermal insulated waterbase. Your head won't get cold and you won't hear a thing.
|NASA-researched thermal insulated waterbase. Your head won't get cold and you won't hear a thing.


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Eugene Finney is probably the only man on the planet who can honestly say that he is glad he was attacked by a great white shark. In fact, it's fair to say that the shark saved his life.
Man says if it wasn't for terrifying shark encounter, he wouldn't be alive http://t.co/zgehq3kHuJ pic.twitter.com/497u7NvlKx
— CBS News (@CBSNews) October 7, 2015
As WSB-TV News reports, it started when Finney, who lives in Massachusetts, took his children and girlfriend on a vacation to California. While enjoying a day at the shore in Huntington Beach, Finney was swimming with his ten-year-old daughter, Temple, when he felt something hit him in the back with tremendous force.
"Harder than I've ever been hit in my life," Finney told the San Jose Mercury News.
Finney says he was about 20 feet deep when he was hit. Disoriented and in pain, he fought his way back to the surface and headed back to the beach. As he rinsed off, Finney still didn't know what had struck him, even after his daughter pointed out the long, bloody gash on his back. Then they noticed that the lifeguards were calling people in, and that shark fins had been spotted in the water.
Finney was still doubtful that he had run into a shark, but when a surfer was attacked by a great white the next day at the same beach, he no longer had any doubt.
Shark attack leads to lucky discovery: http://t.co/m0xE7BxEBc pic.twitter.com/2zy15iNdwJ
— CBS Evening News (@CBSEveningNews) October 8, 2015
In the meantime, the pain in Finney's back and upper body was getting progressively worse. Flying home was agony and he was unable to sleep at night. On July 13, five days after the attack, he returned to work, determined to push through the pain. However, as soon as his supervisor learned about the shark attack, he ordered Finney to the doctor.
"I said, I guess I'm going to have to go to the doctor after work," Finney told the Mercury News. "[My boss] told me, 'No, you're going to the doctor now. You don't look good.'"
Finney drove himself to the emergency room in so much pain that he was now convinced that there was something more than a shark attack at the root of the problem. Doctors ran a series of tests on him and discovered the cause of his intense pain was, "interior bruising of the thoracic cavity, due to blunt-force trauma."
But that wasn't the only thing the doctors had found.
When he went to the hospital after the shark attack, doctors found and removed a cancerous tumor.#7News pic.twitter.com/XB4VLQXNbT
— Byron Barnett (@Byron_Barnett) October 7, 2015
During the tests, they had also located a tumor on his kidney, its location indicative of cancer. Luckily, it was only a Stage 1 cancer, meaning they had caught it early, while treatment would still be relatively simple and the prognosis good. Finney's grandmother had died of stomach cancer that may also have started in her kidneys, and he understood immediately how lucky he was.
"If they hadn't made this incidental find, I wouldn't have known until it was too late," said Finney. "I could have ended up with cancer metastasizing all over my stomach area, and you don't come back from that."
Finney underwent surgery to remove the tumor and was recently pronounced to be 100% cancer-free. Now he believes that the shark attack has a deeper meaning.
"[T]he incident with the shark was a message from God, a message from someone," Finney said, acknowledging that the shark saved his life. "It could have bitten me, but it nudged me just enough."


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The Headingley Festival of Ideas is all about creative ideas which may not necessarily lead to something – although some might – but the main purpose is to tap into the joy of ideas, debate and discussion. We aim to appeal to the wide variety of people in Headingley, and to all age groups.
The first Festival of Ideas took place in 2014 with a 2 week programme of 13 events and activities attended by over 600 people.
The 2015 Festival was held from 3-17 October and we held two special Taster Events in October 2016 to give a flavour of things to come for the 2017 Festival.
This year we are holding another Taster session in October with two special events:
The next Festival will be held in May 2019 with a theme of 'Border'


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General Description
This version of the baccarat rules is the second most popular after the American version. It is often called "Chemmy." This game is available for visitors of French casinos. However it also can be found at casinos of other European countries.
Aim of the Game
The aim of Chemin de fer does not differ from other variations. It is necessary to guess a hand whose total score will be a 9 or as close to it as possible.
Hands and Their Values
The score is calculated in accordance with the traditional rules, adopted in the American variation of baccarat.
The main difference between Chemin de fer and other types of baccarat is the opportunity for visitors to play against each other. The casino only provides the organizational support, taking about five per cent of the pot. The role of the casino is limited to providing equipment, preventing rule violation, and resolving disputes.
All players perform the role of a banker one by one. Their bets form a pot, which will belong to the winner. The order can be strict or the banker can be selected as desired. The banker is usually changed when his bet loses. In this case, the next player serves as the banker.
The differences may also be related to the situations when it is necessary to draw a third card. This happens in the following ways:
- the player does not draw a third card if his total score is either a 6 or a 7;
- the player draws a third card if his total score is equal to 4 or less;
- If the player's score is a 5, it is up to him to decide whether to draw a third card or not.
So, Chemin de fer has an element of strategy, which is not provided in the American version.
As soon as the player makes his choice, the banker decides whether to draw a card or not. Only one card can be drawn.


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About us:
The bookstore was founded in 1964 by Mr. Christian Schmidt and in 2002 his daughter Gabriele and Mr. Uwe Maurmaier continued the business after Mr. Schmidt retired.
We invite you to browse our range of German and International books regarding military history, aviation, shipping and transportation.
Opening Hours:
Monday: closed
Tuesday - Friday: 9.30h till 18.00h
Saturday: 9.30h till 13.00h
Every LAST Saturday of the month we are closed!
E-mail: email@example.com
Frau Seltmann, responsible for damage-free shipping of our parcels worldwide since 2000
We are near you.
Visit our mobile bookshop for field work (air- and military vehicle shows).
Swedish Bomber Colors 1924-1958. White Series
Angel Wings 4: Paradise Birds
Angel Wings 3: Ziel: Broadway
Tough Truck! - Australian Army Land Rovers 1949 to 2012. Expected to arrive about August 2020!
The Heinkel He 219. An Illustrated History of the Third Reich's Dedicated Home-Defence Nightfighter. Expected to arrive end of July 2020!
Raketen. Die internationale Enzyklopädie
Fahrzeug Profile 96: Trident Juncture 2018
Fahrzeug Profile 98: Die Einheiten der US Army Europa im Jahre 2001. Kampftruppen und Heeresflieger der Division
Fahrzeug Profile 97: Panzergrenadierbrigade 13 Wetzlar
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Cutlery by Matthew Dorabiala
Matthew Dorabiala Illustrates The Ingrede Set Cutlery
Matthew Dorabiala, the designer of the award winning project Ingrede Set - Cutlery by Matthew Dorabiala spells out, The Ingrede cutlery set is designed to express the need for perfection in everyday life. Set of fork, spoon and knife slot-together using magnets. The cutlery stands vertically and creates harmony to the table. Mathematical shapes allowed to construct one fluid form that consists of three different pieces. This approach creates new possibilities that can be applied to many different products such as tableware and other utensils designs..
Cutlery by Matthew Dorabiala Images:
End of the article, click here to go back to previous page, or alternatively go back to Design Trophy homepage.


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Polymers of Intrinsic Microporosity (PIMs) are microporous materials that are characterized by a very large volume of interconnected pores. Since their development in 2005, PIMs have attracted a lot of attention as gas separation membranes, sensors, or highly efficient adsorbents for organic vapors. For example PIM-1 is employed by 3M as a colorimetric sensor in their organic vapour respirator cartridges. A key feature of PIMs is their solution processability that allows to form the materials into thin film for membrane applications or nanofibers for adsorption applications.
PIMs large porosity and their affinity with organic vapours make them interesting candidates for the adsorption and destruction of dangerous molecules; the School of Chemistry at the University of Edinburgh is looking at modifying the chemical structure of PIMs in order to improve the rapid adsorption and destruction of Chemical Warfare Agents (CWAs).
Once a new material is synthesized, the powder needs to be processed into a suitable form in order to maximize the efficiency of the adsorption process, minimizing the amount of polymer needed while maintaining the structural integrity, the large surface area and the mechanical properties required by the application. Nanofibers are of particular interest since they can be used in sensor or be interwoven into protective gear to ensure large surface coverage in the layer and to avoid delamination of thin coated layers.
This project will look at the controlled formation of electrospun nanofibers from novel PIMs materials developed in collaboration with the School of Chemistry.
Further Information:
The closing date for applications is 7th January 2020 however the position will be closed before this if a suitable candidate is found.
Closing Date:
Principal Supervisor:
Assistant Supervisor:
Neil McKeown
Minimum entry qualification - an Honours degree at 2:1 or above (or International equivalent) in a relevant science or engineering discipline, possibly supported by an MSc Degree.
Further information on English language requirements for EU/Overseas applicants.
Tuition fees + stipend are available for Home/EU students (International students not eligible).


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Savannah culture fiends' favorite monthly tradition keeps getting better and better. In December, Art Rise Savannah was awarded $5,000 from the City's Department of Cultural Affairs to develop First Friday Art March, an evening that's part gallery hop, part market, part workshop, and part big ol' community mingle in Starland. We can't wait to see what they're up to next.
Runner-up: SCAD Sidewalk Arts Festival
showing 1 to 10 of 40
Savannah Sweet Tease
Savannah Music Festival
Savannah Music Festival
Savannah Film Festival
The Lucas Theatre
Carmike 10
Grey Gardens, The Collective Face Theatre Ensemble
David I.L. Poole
Mark Rand
Maggie Lee Hart
© 2020 Connect Savannah


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Hi lovelies, 🌺
In this post I'm going to show you how to make lush shower jellies, this is seriously easy and makes a lovely present (for yourself 😂) I love the way these turned out and I hope you'll like them as much as me , 🍇
You'll need :
four leaves of gelatin or agar agar if you want it to be vegan!🍉
~100ml of shower gel (I love colored ones)🍡
1/4 cup of water💙
jelly moulds or a container of choice 🍭
A sprinkle of glitter (optional)
All you need to do is hear up the water in the microwave.🍥
Pour the warm water over the gelatin/ agar agar 🌸until it melts a bit then put it all back in the microwave until it's all melted. 🔥
Next mix all of the other ingredients together and pour into your jelly mould.💋
Leave in the fridge for 3-4 hours or overnight until it's set! 👽
That all there is to it! 💕Thank you all for all of your nice comments about my blog,
See you in my next post 💗 (dm me with post ideas)


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Madison and Colt met on the campus of Coastal Carolina University, where they were both pursuing their bachelor's degrees in Business Administration. After three years together, Colt proposed by reenacting one of the pair's first dates–taking their dogs for a walk on the beach. Their love of dogs was one of the things that brought them together, so naturally the pups had to be a part of their special moment. Colt even hired photographers to disguise themselves as random beachgoers so the whole thing could be caught on film. The diamond he proposed with was a family heirloom, passed down by his mother and reset by Fink's Jewelers for the proposal.
The April wedding took place at Litchfield Plantation, with an outdoor ceremony under the historic oak trees with views of the marsh and plantation house. Corina Silva captured the special day. The bride chose to wear two different dresses for the ceremony and reception, both purchased and altered at The Little White Dress. The ceremony dress was a classic satin ivory ballgown by Justin Alexander featuring a custom belt, with a more fun and laid-back gown by Chic Nostalgia for the reception. The bridesmaids worse blush pink gowns by Morilee in different styles, and the groomsmen wore classic black tuxedos by Vera Wang.
The theme of the wedding was classic and elegant. The white flowers by Gigi Noelle Events, who also planned the day, included lilies, hydrangeas, roses and peonies. One of Madison's favorite elements was the floral arch they were married under, which was made the morning of the wedding with fresh flowers. The reception decor was white and gold. Many different tablecloths in this color scheme were used throughout, giving the tent a very unique look. Guests dined on chicken marsala, filet mignon and a variety of classic Southern side dishes. Dessert was a beautiful cake created by Coccadotts.
Photographer: Corina Silva Photography | Venue: Litchfield Plantation | Planner and Florist: Gigi Noelle Events | Dresses: Justin Alexander and Chic Nostalgia from The Little White Dress | Bridesmaids' Dresses: Morilee | Tuxedos: Vera Wang | Ring: Fink's Jewelers | Hair/Makeup: R Salon & Spa | Cake: Coccadotts Cake Shop | Catering: Creative Catering | Equipment Rentals: EventWorks | Stationery: Swoozies
You may also like:
- Styled Shoot {Corina Silva}
- Lauren & Scott {Litchfield Plantation}
- Tori & Jessie {Engagement Session}
- Christina & Marsh {Litchfield Plantation}


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Career In Graphic Design
Being a designer in India is an achievement in itself!!! If, you loved art and creativity is in your blood then it will be like a cake walk for you to make your Career in Graphic Design. Graphic Designers work on the websites, ads, movies, games, and the packaging for the products. On this page, you can get all the details regarding Graphic Designer Jobs, course, scopes and salary etc.
Career In Graphic Design
Career In Graphic Design Courses:
If, you have all set to become graphic designer then the very first step is to become graphic designer to hold bachelor degree in this field.
You can pursue diploma, certificate, bachelor, master and doctoral courses in the field of graphic design. We have listed some graphic design courses here. Please have a look…
Certificate & Diploma Courses:
- Advance Diploma in Graphic Design
- Certificate in Graphic Design
- Graduate Diploma Program in Graphic Design
- Post-Graduate Diploma Program in Graphic Design
Bachelor Courses:
- Bachelors of Design in Graphic Design
- Bachelors of Graphic Design
- Bachelor of Arts in Graphic Design
Master Courses:
- Master of Arts in Graphic Design
- Master of Design in Graphic Design
Doctoral Courses:
- Doctoral program in Graphic Design
Check Out:- Best Career Opportunities
What are Graphic Design Career Scopes?
Being a superb graphic designer it is not mandatory that you have a degree from the most reputed institutions and you give you much of the time to colleges.
It just only requires your passion and interest towards creative skills of animation. You also can take the essential specialized training to become an excellent designer.
In this field commercial art programs at the polytechnics are also available all over the country. If you're looking to enrich your career in graphic design or looking to get better your current graphic design skill set, there are huge numbers of online courses are discussed here.
- Introduction to Graphic design
- Marketing Graphic design
- Graphic design Secrets Revealed
- Video editors
- Entrepreneurs
- Real world designing: Adobe Photoshop and illustrator
- Advertising- website Ad design
- Custom graphic
- Design foe coders
- Mobile design
- Conceptual model design
- Java design patterns and architecture
- Creative responsive web design
- Website design for Entrepreneurs
- Fashion design illustration for beginners
- Game design
- The ABCs of instructional design
- The art of app design & marketing
Read Now: 10 Tips to Become a Professional Web Designer
Career In Graphic Design Salary:
As a Graphic Designer in India, in starting, you may get average salary around Rs.2.5 lacs per year. But after experience good knowledge, creative skills and hard work, you can get a high paying job.
List of Top Entrance Exams for Graphic Designers:
- All India Entrance Examination for Design (AIEED)
- NID Entrance exam
- MIT Entrance exam
- CEED Entrance exam
- UCEED Entrance Exam
- Symbiosis entrance exam
List of Top colleges Offers Graphic Design course:
- National Institute of Design, New Delhi
- Indian Institute of Technology (IIT), Kanpur
- Industrial Design Centre (IIT Bombay), Mumbai
- Symbiosis Institute of Design, Pune
- MIT Institute of Design, Pune
- Wigan and Leigh College (WLCI), New Delhi
Skills Required:
- Innovative and Creative thinking to produce new ideas and develop interactive designs.
- IT Skills
- Problem Solving Ability
- Proficiency in the application used in graphic designing.
- Basic understanding of HTML, CSS and other web designing languages.
- Communication Skills
- Ability to meet the client requirements.
Know Here: Graphic Designer Salary
What are the Graphic Design Jobs?
These are the some multinational companies which recruits fresher as well as experienced as a graphic designer.
- Wipro technologies
- Design Factory India
- General Motors Design
- Moonraft Innovation Labs Pvt. Ltd.
- SAP Labs India Pvt. Ltd.
- Eastern Silk Industries Ltd.
- Cogwheel Studios
- Edge Studio, New Delhi
- Fisheye, New Delhi
- Think Design, Hyderabad
- Mango blossom Design, Mumbai
What are the Career Opportunities For Graphic Design Students?
- Ad agencies
- Marketing firms
- Web designing
- Printing and publishing
- Commercial packaging
- Design studios
- TV and film company
- Training institutions
Get Here: Best Study Apps for College Students
Job Listings For Graphic Designers:
Jobs directly related to your degree include:
- Advertising art director
- Animator
- Creative director
- Graphic designer
- Illustrator
- Printmaker
- Production designer, theatre/television/film
Jobs where your degree would be useful include:
- Exhibition designer
- Fine artist
- Interior and spatial designer
- Landscape architect
- Medical illustrator
- Multimedia specialist
- Photographer
- Stylist
- UX designer
Check Also: Daily Job Updates
What Do Graphic Design Graduates Do?
More than half of graphic design graduates in employment in the UK are working as graphic designers six months after graduation.
|Further study
|Working and studying
Graduate destinations for graphic design
|Type of work
|Arts, design and media
|Retail, catering and bar work
|Marketing, PR and sales
|Secretarial and numerical clerks
Read Also: 9 Steps for Success After Graduation
Hands-on Graphic Designers:
- Brand identity developer
- Broadcast Designers
- Logo Designer
- Illustrator
- Visual Image Developer
- Multimedia Developer
- Content Developer
- Visual Journalist
- Layout artist
- Interface Designer
- Web Designer
- Package Designer
Grab Now: Part Time Jobs in India
Graphic designers get the wide scope because they preparing the layout, designing of news papers, magazines, journals and other publications, production of film and television advertisements as well as the design of book covers, calendars, labels, wrappers, letterheads and trademarks.
Career as a Graphic Design:
A degree in graphic design opens many doors to a range of creative careers from working for a design consultancy to setting up your own studio.
With a career in graphic design, you have the choice of working in publishing, public relations, advertising, industrial design, media, and a range of other industries. In 2010, nearly 30% were their own bosses and were earning a good salary amount.
If, you are a creative soul then this is good opportunity to enhance your career as a Graphic Designer. There are so many good colleges which offer courses in Graphic Design. After completing Graphic Design course, you may get Jobs in Graphic Design easily.
In this field designers may work in their own offices at their convenience without any hectic seclude. So, students who want to make their carrier in graphics have a many options to keep their future shining.
Something That You Should Put An Eye On


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Buy train and bus tickets for UK and Europe - the easy way
Loire Valley by train
The Loire Valley, a UNESCO World Heritage site is known as the Playground of the Kings. It is dotted with France most beautiful castles. The lure of history and culture makes it an unavoidable destination. The town of Blois (1h20 trip from Paris) is your starting point.
Day 1
Blois > Chambord > Cheverny
Take the shuttle from Blois to reach the Château of Chambord, the largest and the most prestigious of the French Renaissance castles. Afterwards the shuttle will take you to Château of Cheverny, the most magnificently furnished of the Loire castles. Head back to Blois to visit the Royal Château, which was previously the residence of seven kings and ten queens of France.
Day 2
Blois > Onzain > Amboise
In Onzain (0h08 trip from Blois), discover the International Garden Festival of the Domain of Chaumont-sur-Loire. Then go to Royal Château of Amboise (0h10 trip), before following the footsteps of Leonardo da Vinci at the Château of Clos Lucé.
Easy, fast and cheap
Pay in EUR, GBP or USD
Cheaper UK tickets with Pricehack


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For the purpose of the Uniform Standards of Professional Appraisal Practice (USPAP), as promulgated by the Appraisal Standards Board of the Appraisal Foundation, the following definitions apply:
Appraisal – (noun) The act or process of developing an opinion of value; an opinion of value.
(adjective) Of or pertaining to appraising and related functions such as appraisal practice or
appraisal services.
Comment: An appraisal must be numerically expressed as a specific amount, as a range of numbers, or as a relationship (e.g., not more than, not less than) to a previous value opinion or numerical benchmark (e.g., assessed value, collateral value).
Appraiser – One who is expected to perform valuation services competently and in a manner that is independent, impartial, and objective.
Business Enterprise – An entity pursuing an economic activity.
Business Equity – The interests, benefits, and rights inherent in the ownership of a business enterprise or apart thereof in any form (including, but not necessarily limited to, capital stock, partnership interests,cooperatives, sole proprietorships, options, and warrants).
Client – The party or parties who engage an appraiser (by employment or contract) in a specific assignment.
Comment: The client identified by the appraiser in an appraisal, appraisal review, or appraisal
consulting assignment (or in the assignment workfile) is the party or parties with whom the
appraiser has an appraiser-client relationship in the related assignment, and may be an
individual, group, or entity.
Intangible Property (Intangible Assets) – Nonphysical assets, including but not limited to
franchises, trademarks, patents, copyrights, goodwill, equities, securities, and contracts as distinguished from physical assets such as facilities and equipment.
International Glossary of Business Valuation Terms
Five leading professional business appraisal organizations whose members perform business appraisal have adopted the following glossary of definitions for terms used in business appraisal. These five organizations are the AICPA, ASA, NACVA, IBA and CICBA. The glossary was adopted to provide assistance to both business appraisers in their business valuation practices as well as to provide clarity and understanding for the users/clients of business appraisers.
The IBA has the following description on their website regarding the purpose of this glossary followed by the definitions: "To enhance and sustain the quality of business valuations for the benefit of the business valuation profession and the users of the services of its practitioners, the below identified societies and organizations whose members provide business valuation services have adopted the definitions for the terms included in this glossary.
The performance of business valuation services requires a high degree of skill, and imposes upon the valuation professional a duty to communicate the valuation process and conclusion, as appropriate to the scope of the engagement, in a manner that is clear and not misleading. This duty is advanced through the use of terms whose meanings are clearly established and consistently applied throughout the profession.
If, in the opinion of the business valuation professional, one or more of these terms needs to be used in a manner which materially departs from the enclosed definitions, it is recommended that the term be defined as used within that valuation engagement.
This glossary has been developed to provide guidance to the business valuation practitioners who are members of the listed societies, organizations, and others performing valuations of business interests or securities by further memorializing the body of knowledge which constitutes the competent and careful determination of value and, more particularly, the communication of how that value was determined.
Departure from this glossary is not intended to provide a basis for civil liability and should not be presumed to create evidence that any duty has been breached."
Here is the glossary adopted by the five business appraisal organizations:
Adjusted Book Value – The value that results after one or more asset or liability amounts are added, deleted, or changed from their respective financial statement amounts.
Appraisal – See Valuation.
Appraisal Approach – See Valuation Approach.
Appraisal Date – See Valuation Date.
Appraisal Method – See Valuation Method.
Appraisal Procedure – See Valuation Procedure.
Asset (Asset-Based) Approach – A general way of determining a value indication of a business, business ownership interest, or security by using one or more methods based on the value of the assets of that business net of liabilities.
Benefit Stream – Any level of income, cash flow, or earnings generated by an asset, group of assets, or business enterprise. When the term is used, it should be supplemented by a definition of exactly what it means in the given valuation context.
Beta – A measure of systematic risk of a security; the tendency of a security's returns to correlate with swings in the broad market.
Blockage Discount – An amount or percentage deducted from the current market price of a publicly traded security to reflect the decrease in the per share value of a block of those securities that is of a size that could not be sold in a reasonable period of time given normal trading volume.
Business – see Business Enterprise.
Business Enterprise – A commercial, industrial, service, or investment entity, or a combination thereof, pursuing an economic activity.
Business Valuation – The act or process of determining the value of a business enterprise or ownership interest therein.
Capital Asset Pricing Model (CAPM) – A model in which the cost of capital for any security or portfolio of securities equals a risk-free rate plus a risk premium that is proportionate to the systematic risk of the security or portfolio.
Capitalization – A conversion of a single period stream of benefits into value.
Capitalization Factor – Any multiple or divisor used to convert anticipated benefits into value.
Capitalization Rate – Any divisor (usually expressed as a percentage) used to convert anticipated benefits into value.
Capital Structure – The composition of the invested capital of a business enterprise, the mix of debt and equity financing.
Cash Flow – Cash that is generated over a period of time by an asset, group of assets, or business enterprise. It may be used in a general sense to encompass various levels of specifically defined cash flows. When the term is used, it should be supplemented by a qualifier (for example, "discretionary" or "operating") and a definition of exactly what it means in the given valuation context.
Control – The power to direct the management and policies of a business enterprise.
Control Premium – An amount (expressed in either dollar or percentage form) by which the pro rata value of a controlling interest exceeds the pro rata value of a non-controlling interest in a business enterprise.
Cost Approach – A general way of estimating a value indication of an individual asset by quantifying the amount of money that would be required to replace the future service capability of that asset.
Cost of Capital – The expected rate of return (discount rate) that the market requires in order to attract funds to a particular investment.
Discount – A reduction in value or the act of reducing value.
Discount for Lack of Control – An amount or percentage deducted from the pro rata share of value of one hundred percent (100%) of an equity interest in a business to reflect the absence of some or all of the powers of control.
Discount for Lack of Marketability – An amount or percentage deducted from the value of an ownership interest to reflect the relative absence of marketability.
Discount Rate – A rate of return (cost of capital) used to convert a monetary sum, payable or receivable in the future, into present value.
Economic Life – The period of time over which property may generate economic benefits.
Effective Date – See Valuation Date.
Enterprise – See Business Enterprise.
Equity Net Cash Flows – Those cash flows available to pay out to equity holders (in the form of dividends) after funding operations of the business enterprise, making necessary capital investments, and reflecting increases or decreases in debt financing.
Equity Risk Premium – A rate of return in addition to a risk-free rate to compensate for investing in equity instruments because they have a higher degree of probable risk than risk-free instruments (a component of the cost of equity capital or equity discount rate.)
Excess Earnings – That amount of anticipated benefits that exceeds a fair rate of return on the value of a selected asset base (often net tangible assets) used to generate those anticipated benefits.
Excess Earnings Method – A specific way of determining a value indication of a business, business ownership interest, or security determined as the sum of a) the value of the assets obtained by capitalizing excess earnings and b) the value of the selected asset base. Also frequently used to value intangible assets. See Excess Earnings.
Fair Market Value – The price, expressed in terms of cash equivalents, at which property would change hands between a hypothetical willing and able buyer and a hypothetical willing and able seller, acting at arms length in an open and unrestricted market, when neither is under compulsion to buy or sell and when both have reasonable knowledge of the relevant facts. {NOTE: In Canada, the term "price" should be replaced with the term "highest price".}
Fair Value – The proportionate amount of the total entity value without regard to discounts to reflect a minority position (for lack of control or lack of marketability attributable to the minority position).
Forced Liquidation Value – Liquidation value at which the asset or assets are sold as quickly as possible, such as at an auction.
Going Concern – An ongoing operating business enterprise.
Going Concern Value – The value of a business enterprise that is expected to continue to operate into the future.
Goodwill – That intangible asset arising as a result of name, reputation, customer loyalty, location, products, and similar factors not separately identified.
Goodwill Value – The value attributable to goodwill.
Income (Income-Based) Approach – A general way of determining a value indication of a business, business ownership interest, security, or intangible asset using one or more methods that convert anticipated benefits into a present single amount.
Intangible Assets – Non-physical assets (such as franchises, trademarks, patents, copyrights, goodwill, equities, mineral rights, securities and contracts as distinguished from physical assets) that grant rights, privileges, and have economic benefits for the owner.
Invested Capital – The sum of equity and debt in a business enterprise. Debt is typically
a) long-term liabilities or b) the sum of short-term interest-bearing debt and long-term liabilities. When the term is used, it should be supplemented by a definition of exactly what it means in the given valuation context.
Invested Capital Net Cash Flows – Those cash flows available to pay out to equity holders (in the form of dividends) and debt investors (in the form of principal and interest) after funding operations of the business enterprise and making necessary capital investments.
Investment Risk – The degree of uncertainty as to the realization of expected returns.
Investment Value – The value to a particular investor based on individual investment requirements and expectations. {NOTE: in Canada, the term used is "Value to the Owner"}
Key Person Discount – An amount or percentage deducted from the value of an ownership interest to reflect the reduction in value resulting from the actual or potential loss of a key person in a business enterprise.
Levered Beta – The beta reflecting a capital structure that includes debt.
Liquidity – The relative ability to convert assets to cash or to pay a liability.
Liquidation Value – The net amount that can be realized if the business is terminated and the assets are sold piecemeal. Liquidation can be either "orderly" or "forced".
Majority Control – The degree of control provided by a majority position.
Majority Interest – An ownership interest greater than fifty percent (50%) of the voting interest in a business enterprise.
Market (Market-Based) Approach – A general way of determining a value indication of a business, business ownership interest, security, or intangible asset by using one or more methods that compare the subject to similar businesses, business ownership interests, securities, or intangible assets that have been sold.
Marketability – The relative ability to convert assets to cash very quickly and at a minimal cost.
Marketability Discount – See Discount for Lack of Marketability.
Minority Discount – A discount for lack of control applicable to a minority interest.
Minority Interest – An ownership interest less than fifty percent (50%) of the voting interest in a business enterprise.
Net Book Value – With respect to a business enterprise, the difference between total assets (net of accumulated depreciation, depletion, and amortization) and total liabilities of a business enterprise as they appear on the balance sheet (synonymous with Shareholder's Equity); with respect to an intangible asset, the capitalized cost of an intangible asset less accumulated amortization as it appears on the books of account of the business enterprise.
Net Cash Flow – A form of cash flow. When the term is used, it should be supplemented by a qualifier (for example, "Equity" or "Invested Capital") and a definition of exactly what it means in the given valuation context.
Net Tangible Asset Value – The value of the business enterprise's tangible assets (excluding excess assets and non-operating assets) minus the value of its liabilities. {NOTE: in Canada, tangible assets also include identifiable intangible assets}
Non-Operating Assets – Assets not necessary to ongoing operations of the business enterprise. {NOTE: in Canada, the term used is "Redundant Assets"}
Orderly Liquidation Value – Liquidation value at which the asset or assets are sold over a reasonable period of time to maximize proceeds received.
Premise of Value – An assumption as to whether a business enterprise or intangible asset will be valued in liquidation or as a going concern.
Portfolio Discount – An amount or percentage that may be deducted from the value of a business enterprise to reflect the fact that it owns dissimilar operations or assets that may not fit well together.
Rate of Return – An amount of income (loss) and/or change in value realized or anticipated on an investment, expressed as a percentage of that investment.
Redundant Assets – {NOTE: in Canada, see "Non-Operating Assets"}
Report Date – The date conclusions are transmitted to the client.
Replacement Cost New – The current cost of a similar new property having the nearest equivalent utility to the property being valued.
Reproduction Cost New – The current cost of an identical new property.
Residual Value – The prospective value as of the end of the discrete projection period in a discounted benefit streams model.
Risk-Free Rate – The rate of return available in the market on an investment free of default risk.
Risk Premium – A rate of return in addition to a risk-free rate to compensate the investor for accepting risk.
Rule of Thumb – A mathematical relationship between or among variables based on experience, observation, hearsay, or a combination of these, usually applicable to a specific industry.
Special Interest Purchasers – Acquirers who believe they can enjoy post-acquistion economies of scale, synergies, or strategic advantages by combining the acquired business interest with their own.
Standard of Value – The identification of the type of value being utilized in a specific engagement.
Sustaining Capital Reinvestment – The periodic capital outlay required to maintain operations at existing levels, net of the tax shield available from such outlays.
Systematic Risk – In relation to the market, the risk that is common to all risky securities and cannot be eliminated through diversification. In relation to an investment, the uncertainty of future returns resulting from the tendency of a security's returns to respond to swings in the broad market.
Terminal Value – See Residual Value.
Unlevered Beta – The beta reflecting a capital structure without debt.
Unsystematic Risk – The uncertainty of future returns because of characteristics of the industry, the individual company, and the type of investment interests, that can be avoided through diversification.
Valuation – The act or process of determining the value of a business, business ownership interest, security, or intangible asset.
Valuation Approach – A general way of determining a value indication of a business, business ownership interest, security, or intangible asset using one or more valuation methods.
Valuation Date – The specific point in time as of which the valuator's opinion of value applies (also referred to as "Effective Date" or "Appraisal Date").
Valuation Method – Within approaches, a specific way to determine value.
Valuation Procedure – The act, manner, and technique of performing the steps of an appraisal method.
Valuation Ratio – A fraction in which a value or price serves as the numerator and financial, operating, or physical data serve as the denominator.
Value to the Owner – {NOTE: in Canada, see Investment Value}
Weighted Average Cost of Capital (WACC) – The cost of capital (discount rate) determined by the weighted average, at market value, of the cost of all financing sources in the business enterprise's capital structure.


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'[Boris Giltburg] is a musical and thoughtful player, and his account of Beethoven's last sonata, Op.111, in particular is highly accomplished, the opening movement delivered with all the drama and intensity it calls for, and the valedictory variation fínale conveying an air of luminous warmth. '
– BBC Music Magazine
'The Brasil Guitar Duo offers vivacious, sensitive, clear, carefully balanced, and splendidly engineered performances that are technically impeccable and stylistically right on the money.' – ClassicsToday.com
'In the title role, the Serbian soprano Dusica Bijelic… gives life to her character. Gustavo Quaresma Ramos agilely leads with his beautiful light tenore di grazia voice. The two baritones are excellent. The precise and dynamic conducting of Giovanni Battista Rigon contributes to the success of this discovered discography.' – Classica
'[Lewis] plays brilliantly, bringing out the color and humor of the music. His enthusiasm is infectious, and this album is the only place to get some of this delightful music.' – American Record Guide
'Han Chen is impressively commanding and authoritative.' – Gramophone
'Franz Hauk, who has done so much for Mayr and is surely the greatest living authority on the composer, conducts with authority and panache.'
– MusicWeb International
'No praise can be too high for the point and relish of the playing of Concerto de Bassus' – Gramophone
'This British composer-pianist was both admired and promoted by John Ogdon, and here we see why: his music was intriguing, intricately-woven and, though largely atonal, easy on the ear.' – BBC Music Magazine
'Escobar plays with a full and varied sound, technical fluency, and grace. This is a recording most valuable for reference.' – American Record Guide
'The performances here are wonderfully convincing and individual and the singing and playing are of a very high standard indeed. ' – Musical Opinion
'Leonard Slatkin is an exceptionally versatile conductor' – Allmusic.com
'All five singers handle the quintet music, and indeed the entire opera, with bounce and flair and just the right amount of piquancy—further credit to Slatkin's exceptional way with Ravel. ' – Infodad.com
'45 minutes of fascinating music: exquisitely fashioned and appealingly varied in mood' – Classical Music
'The whole enterprise is further affirmation of Naxos's desire to bring forth ambitious full scores of Sibelius's often magical music for the theatre in this well-crafted series from Turku' – Musical Opinion
'Matthias Goerne is a revelation. [He] upholds the great tradition of Wagner singing.' – Opera News
'I'll make this short: get this disc! This is one of the most amazing series of recorded piano music ever to come my way. ' – Pianist
'Irena Troupová is a gratifyingly clear exponent of these challenging, grippingly individual songs.' – Opera News
'Musically excellent, with a first rate cast as well as a fine and sensitive staging, this production from 1995 has not been equalled. ' – Pizzicato
'Caring for details, colours and transparency, Dennis Russell Davies convinces with one atmospherically and dramatically exciting version of Stravinsky's Firebird.'
– Pizzicato
'Soprano Julia Doyle sings with sweetness and candour, decorating 'I know that my Redeemer liveth' vivaciously. '
– BBC Music Magazine
'Anna Christensson captivates in the Grieg-influenced Mankell and captures Nystroem's quick-fire stylistic chameleonisms with alacrity. '
– BBC Music Magazine
'The music delivers the goods with effortless virtuosity and accuracy'
– ClassicsToday.com
'Orchestra and conductor unroll their home composer's score with richness and dexterity. Hugely recommended.' – Gramophone
'In this virtuoso program 'On Fire', Piet Koornhof's playing is full of imagination and extraordinary of dynamic accentuation and colour.'
– Pizzicato
'This recording, and Tzinlikova's entire Hoffmeister series, is a delight through and through. ' – Fanfare
'A superb account, with the immediacy of a live performance'
– Gramophone
'Tetzlaff draws on an exceptionally wide range of colours and nuances, from fragility to full-on passion' – Gramophone
'[Tetzlaff's] performance of Dvořák's Concerto in A minor is glorious and questioning: full-throttle in the chunky octaves and with a heavy bounce to the finale.' – The Guardian
'Iain Burnside ripples with cool precision through accompaniments that might have been drawn from Debussy's Préludes and Feola matches him in the gentle, flickering lights in her voice.' – Gramophone
'The playing is lively and engaging; the influences of various national styles in the interpretation contribute to the variety in these performances but also the differentiation in the line-up of the basso continuo group. '
– MusicWeb International
'The performances and recording could hardly be better' – Chicago Tribune
'Genuine performances of two major quartets by Antonín Dvořák.'
– Pizzicato
'This world-premiere recording is a very welcome development, and the playing by flutist Claudio Ortensi and harpist Anna Pasetti is flawless'
– Baker & Taylor CD Hotlist
Naxos recordings, and those from the labels we distribute globally, consistently receive critical acclaim for their fascinating repertoire, outstanding performances and audio quality.


text:
In ExoPlayer every piece of media is represented by
MediaSource. The ExoPlayer
library provides
MediaSource implementations for DASH (
SmoothStreaming (
SsMediaSource), HLS (
HlsMediaSource) and regular media
files (
ExtractorMediaSource). Examples of how to instantiate all four can be
found in
PlayerActivity in the [main demo app][].
In addition to the MediaSource implementations described above, the ExoPlayer
library also provides
LoopingMediaSource and
MergingMediaSource. These
implementations enable more complex playback functionality through composition.
Some of the common use cases are described below. Note that although the
following examples are described in the context of video playback, they apply
equally to audio only playback too, and indeed to the playback of any supported
media type(s).
Playlists are supported using
ConcatenatingMediaSource, which enables
sequential playback of multiple
MediaSources. The following example represents
a playlist consisting of two videos.
MediaSource firstSource =
new ExtractorMediaSource.Factory(...).createMediaSource(firstVideoUri);
MediaSource secondSource =
new ExtractorMediaSource.Factory(...).createMediaSource(secondVideoUri);
// Plays the first video, then the second video.
ConcatenatingMediaSource concatenatedSource =
new ConcatenatingMediaSource(firstSource, secondSource);
Transitions between the concatenated sources are seamless. There is no
requirement that they are of the same format (e.g., it's fine to concatenate a
video file containing 480p H264 with one that contains 720p VP9). They may even
be of different types (e.g., it's fine to concatenate a video with an audio only
stream). It's allowed to use individual
MediaSources multiple times within a
It's possible to dynamically modify a playlist by adding, removing and moving
MediaSources within a
ConcatenatingMediaSource. This can be done both before
and during playback by calling the corresponding
methods. The player automatically handles modifications during playback in the
correct way. For example if the currently playing
MediaSource is moved,
playback is not interrupted and its new successor will be played upon
completion. If the currently playing
MediaSource is removed, the player will
automatically move to playing the first remaining successor, or transition to
the ended state if no such successor exists.
Clipping a video
ClippingMediaSource can be used to clip a
MediaSource so that only part of
it is played. The following example clips a video playback to start at 5 seconds
and end at 10 seconds.
MediaSource videoSource =
new ExtractorMediaSource.Factory(...).createMediaSource(videoUri);
// Clip to start at 5 seconds and end at 10 seconds.
ClippingMediaSource clippingSource =
new ClippingMediaSource(
/* startPositionUs= */ 5_000_000,
/* endPositionUs= */ 10_000_000);
To clip only the start of the source,
endPositionUs can be set to
C.TIME_END_OF_SOURCE. To clip only to a particular duration, there is a
constructor that takes a
durationUs argument.
When clipping the start of a video file, try to align the start position with a
keyframe if possible. If the start position is not aligned with a keyframe then
the player will need to decode and discard data from the previous keyframe up to
the start position before playback can begin. This will introduce a short delay
at the start of playback, including when the player transitions to playing the
ClippingMediaSource as part of a playlist or due to looping.
Looping a video
To loop indefinitely, it is usually better to use
instead of
A video can be seamlessly looped a fixed number of times using a
LoopingMediaSource. The following example plays a video twice.
MediaSource source =
new ExtractorMediaSource.Factory(...).createMediaSource(videoUri);
// Plays the video twice.
LoopingMediaSource loopingSource = new LoopingMediaSource(source, 2);
Side-loading a subtitle file
Given a video file and a separate subtitle file,
MergingMediaSource can be
used to merge them into a single source for playback.
// Build the video MediaSource.
MediaSource videoSource =
new ExtractorMediaSource.Factory(...).createMediaSource(videoUri);
// Build the subtitle MediaSource.
Format subtitleFormat = Format.createTextSampleFormat(
id, // An identifier for the track. May be null.
MimeTypes.APPLICATION_SUBRIP, // The mime type. Must be set correctly.
selectionFlags, // Selection flags for the track.
language); // The subtitle language. May be null.
MediaSource subtitleSource =
new SingleSampleMediaSource.Factory(...)
.createMediaSource(subtitleUri, subtitleFormat, C.TIME_UNSET);
// Plays the video with the sideloaded subtitle.
MergingMediaSource mergedSource =
new MergingMediaSource(videoSource, subtitleSource);
Advanced composition
It's possible to further combine composite
MediaSources for more unusual use
cases. Given two videos A and B, the following example shows how
LoopingMediaSource and
ConcatenatingMediaSource can be used together to play
the sequence (A,A,B).
MediaSource firstSource =
new ExtractorMediaSource.Factory(...).createMediaSource(firstVideoUri);
MediaSource secondSource =
new ExtractorMediaSource.Factory(...).createMediaSource(secondVideoUri);
// Plays the first video twice.
LoopingMediaSource firstSourceTwice = new LoopingMediaSource(firstSource, 2);
// Plays the first video twice, then the second video.
ConcatenatingMediaSource concatenatedSource =
new ConcatenatingMediaSource(firstSourceTwice, secondSource);
The following example is equivalent, demonstrating that there can be more than one way of achieving the same result.
MediaSource firstSource =
new ExtractorMediaSource.Builder(firstVideoUri, ...).build();
MediaSource secondSource =
new ExtractorMediaSource.Builder(secondVideoUri, ...).build();
// Plays the first video twice, then the second video.
ConcatenatingMediaSource concatenatedSource =
new ConcatenatingMediaSource(firstSource, firstSource, secondSource);


text:
Product Description
Blossom Colouring Books for 5 to 7 Year Old Kids | Part C2 | Crayon and Pencil Coloring for Preschool and Primary Children
Visuals play an integral role in building curiosity in kids. Drawing and coloring help in developing creative, cognitive and psychological skills in kids. Target Publications' Colouring Book for Kids Part C2 is the final coloring book in our six book series. The objective of this book is to help kids get a grip to understand and use colors beyond the elementary level.
The salient features of Colouring Book for Kids (Part C2 - Understanding colour combination for simple three-four colour objects) are as follows:
- The book introduces kids to complex two-three color objects to help them understand the nuances of using multiple colors within an object
- Use of 12 colors throughout the book to acquaint kids to colors
- Demo examples of the shapes and objects provided with the color name to
- Each object comprise of single colour and carry a thinner outline to help kids identify colors easily and color the objects within the boundary provided
- Objects which are to be colored are left blank with a white patch to helps kids recognize where they need to fill colors
The book is designed with the view to hone in kids an aesthetic sense about coloring and introduce them to different color combinations. We hope this book aid kids gain a grip to recognize colors and basic shapes of an object.
Additional Information
Additional Information
|Sample Copy
|Solution Copy


text:
Sona Meta Chem
|About us
1) cashew friction particle-used by friction material manufacturers in asbestos, nonasbestos&semimetallic formulations as friction stabilizer&to increase wear resistance.
2) c. N. S. L liquid resin(binder) -used by friction material manufacturers as a binder in wet mixing process.
3) c. N. S. L resin -used by paints&primers manufacturers to make primers, stoving enamels, anticorosive compound, insulating varnish&as a base for dark colour paints.
If any oppurtunity to cooperate with you please contact us.
|Industry Focus
|Auto Accessories, Resin
|Business Type
|auto accessories
|No. of Employees
|11 - 50 People
|Annual Sales Range(USD)
|US$1 Million - US$2.5 Million


text:
Rainy day, so did not plan to go fishing. Ran some errands and ended up having drinks at Mash'd in Plano. Fun time…even got a quick trip in at Bethany Lakes. Struck out but did get some great practice fly casting. For now, going to relive past fishing trips… in this case, kayak fishing on Texoma!
TAGS: Kayak Fishing,Lake Texoma


text:
EP023: Perspectives of a Business Owner in College with Jake Fleshner
Subscribe: Apple Podcasts | Android | Email | Google Podcasts | Stitcher | Spotify | RSS
It's never too early to start creating your future. Eric welcomes Jake Fleshner to this episode of Entrepreneur Perspectives. In this episode they talk about the future of marketing, being a young entrepreneur, and the University of Michigan.
Jake Fleshner is the founder of Spade America. Spade America connects local, non-competing businesses with one another. With their new app, consumers can get discounts at their favorite local shops. Jake is from Los Angeles, California and currently attends the University of Michigan. Jake brings perspective of a young entrepreneur who is currently enrolled in college and running a business. Because of his ambition, his ability to launch a company, and his thoughts on networking, any business owner, college student, or individual can learn from Jake.
Eric also questions Jake on selling himself, social media, and why you should always be in learning mode. As always, Eric fires shots at his guest about the books he is reading, his most important phone app, and his favorite sports team.


text:
The popularity of online casino games in Malaysia has increased rapidly in the recent past. This is primarily attributed to the fact that more people now have access to the internet. With a device such as a smartphone or a laptop, it is now possible to get into the online casinos. The games are also enjoyable and there are chances of making money.
Since there are many online casino games in Malaysia, it can be challenging to choose the most ideal games. You need to know the factors to consider so that you can identify the games which are ideal for you. Here is how to choose your ideal online casino games.
To choose the right games you need to try different games and see if you are good in them. Some games might seem complicated before you try them. But once you play you will realize that they are simple and you are good in them. Most of the games are easy to learn and as a result, you do not have to worry about how you will learn. If you try the different games you will be able to know which are the most appropriate games for you. This will take a short time but it will be very helpful.
If you are unable to choose the right games for you it is advisable to get suggestions. The best suggestions and recommendations come from other people who play games. This is because such people have the necessary experience and as a result, they know the games which are easy to play. You should get several suggestions so that you can be able to choose the most appropriate games. You can observe and see the most played games. This is because the most played games are most likely the best games. Furthermore, you can read reviews and testimonials from other players. These reviews and testimonials are usually helpful because they rate different games. You just need to ensure that the reviews are from reliable sources.
Some games have bigger stakes than others. This means that you can win more money while playing certain games. This should help you make a decision on choosing Malaysia's online casino games you want to play. You should make a decision depending on your budget and the amount you are likely to win. But it is important to ensure that you only choose the games you are able to play properly. This is because you might be attracted by the stakes on a game that you are not able to play in the right manner.
It is evident that playing a different online game. In Malaysia, casinos can be fun and rewarding. But because of the many games, you might find it challenging because you are unable to select the ideal game. You should apply the outlined tactics and within a short time, you will be able to choose the right games for you. You can apply one of the tactics or all of them combined. Therefore, by using the outlined guidelines you will be able to effectively choose online casino games Malaysia.


text:
Today, on the 2nd of July, at 15.22, the third leg Stockholm-Helsinki of the largest Baltic offshore race - Nord Stream Race - ended with a sensational victory of the Danish team. Having lost 6 minutes to the leaders, the Finnish team entered their home water area, and the Russians, being leaders at the start of the leg, came third to Helsinki 1.5 minutes behind the Finns.
As it is known, in sailing regattas, victories are cast on the shore. Right now, Nord Stream Race is in full play and the regatta's tight schedule requires that the participants not only race perfectly in the sea, but also plan their leisure and preparation precisely.
Though the second leg of Nord Stream Race, connecting Copenhagen and Stockholm, was shortened by half, it turned out to be a serious test for the whole fleet. The storm near the Swedish capital knocked the fleet pretty well. Crews had to pay much attention to the equipment and people got extremely tired. However, on the next day after the finish of the second leg, there was a long inshore race with the fleet of ÅF Inshore Race, and the third leg started in the morning of the 1st of July. It's easy to imagine how badly worn-out the participants were, when they went to the sea.
Exiting Stockholm, the fleet had a real navigation test. The participants past 13 signs in the unstable wind before leaving the archipelago near the Swedish capital and going to the open sea. The Baltic Sea greeted five teams of Nord Stream Race with refreshing winds. The speed of the boats was more than 10 knots.
After a good start, the Russian team was the leader of the fleet, but it didn't manage to get far away from a tight group of followers. It's interesting that the fleet was going in permanent visual contact with each other at the distance, which only increased the tension. Each team took on the role of a leader, but the final part of the distance decided the race, when the participants turned to the North to the Finnish skerries.
The Russians were the first to turn in the direction of the sign, but didn't manage to get to the sign on the first attempt and had to make an additional maneuver. That was exactly the moment when the Danes and the Finns outperformed them. Then the fleet lined-up and there were no chances to outrun the leaders.
"The breakdown of the pomp in the bow of the boat reminded of itself, - the second helmsman of the Russian team Vyacheslav Ermolenko says. – We collected again a ton of water in the bow and let two boats outrace us at the end of the race. Not to lose even to Germans, we had to bail out the water from the anchor space. The team has a combative mood, perfect mutual understanding, and we also have good speed. We decided not to be too much disappointed about that situation. We still have the first place in the inshore and offshore races. We hope that the organizers will have enough time to replace the pomp. We will keep fighting. We only have to race well in the inshore races here in Helsinki and on the fourth leg to Saint Petersburg. We thank our fans for their support".
The victory of the Danish team, representing Frederikshavn Sejlklub, looks phenomenal. After all the misfortune that had been following the team of Frederikshavn throughout the whole 2017 season and partially 2018, the Danes finally proved that they could fight with the competitors head-to-head. Finish in top three on the first leg Kiel-Copenhagen and the victory on the third leg raised the Danish team to the third place in the overall ranking of Nord Stream Race and in the ranking of the open sea races.
"I think, our boat had a very good speed and we worked well together, - the helmsman of the Danish team Kris Houmann says. – And our strategy also worked out. When we left Stockholm, we knew that the wind would change. So, we were going behind the leader at the beginning, and then we managed to pick up the speed and outrace the others."
The team of Finland is also learning to manage the boat gradually. "The race was great, - the navigator of the Finnish team Henrik Lundberg says. – Especially its first part, when we were going along the archipelago: small islands and narrow passes, then we went well on one gall only for a long time. We know all the winds here, these are our "home" waters. The team consists of the yachtsmen from one yacht club of the Aland Islands. There are experienced and young sailors in our crew, so that the first can share their experience and the second can take it quickly".
As for the Russian team "Lord of the Sail – Asia", Sergey Musikhin's crew keeps its leadership in all the rankings of Nord Stream Race 2018, though it's too early to speak about ahead-of-time victory. Taking into account the scores, that teams can get during the inshore races in Helsinki and in the sprint race in Saint Petersburg, the Danes and the Germans can outperform the Russian team.
According to the program of Nord Stream Race, the inshore races will take place on the 3rd of July in Helsinki, and the final forth leg of the regatta will start at 14.00 on the next day.
You can find current results and fleet tracker in a dedicated section of the official web-page of the regatta: http://nord-stream-race.com/live
The Baltic offshore regatta Nord Stream Race has been organized by Saint Petersburg Yacht Club with the support of Gazprom Company and Nord Stream AG since 2012. The regatta with the distance of 1000 miles follows the route of Nord Stream pipeline and unites the following Baltic countries: Russia, Germany, Finland, Sweden, and Denmark. The regatta's fleet consists of Swan 50 yachts. Nord Stream Race 2018 is planned to start on the 24nd of June in Germany, and the fleet is expected to come to Saint Petersburg on the 5th of July. The dates of the fleet's stopovers are: Copenhagen – June 25, Stockholm – June 29, Helsinki – July 2.
Saint Petersburg regional sports non-governmental organization "Saint Petersburg Yacht Club" was established in 2007. The main goal is to keep the principals of nautical ethics on land and sea, to develop sailing sport and encourage people to sail. The philosophy of the Yacht Club is based on the necessity to preserve the heritage of nautical culture and naval history of Russia and the world and pass it over to the next generations.
PJSC Gazprom is a global energy company. The main areas of focus are geological exploration, production, transportation, storage, processing and sales of gas, gas condensate and oil, sales of gas as a vehicle fuel, as well as generation and marketing of heat and electric power.
Gazprom views its mission as ensuring a reliable, efficient and balanced supply of natural gas, other energy resources and their derivatives to consumers.
Gazprom holds the world's largest natural gas reserves. The Company's share in the global and Russian gas reserves amounts to 17% and 72% respectively. Gazprom accounts for 11% and 66% of the global and national gas output correspondingly.
Nord Stream AG is an international joint venture, established for the planning, construction and subsequent operation of the gas pipeline, consisting of two strings and going at the bottom of the Baltic Sea. Russian company PJSC Gazprom holds 51% of the shares of the joint venture. The headquarters and operational center of Nord Stream are located in Zug, Switzerland.
теги: NSR
НТВ о последнем этапе Хельсинки - Санкт-Петербург Nord Stream Race 2019
Nord Stream Race 2019. Бронза «Левиафана» на коротких гонках в Киле
Флот NSR2018 стартовал в последний этап до СПб


text:
I've been aware that this has been a sad week for many readers of the Cartoon Blog. Many of those visiting have been mourning the death of Steve Jeynes, the Worcester bookseller, who, judging from the comments posted on this site was loved by many. In the circumstances the usual nonsense that I write on this site has not seemed appropriate, hence my silence.
The memorial service for Steve Jeynes took place yesterday. The Worcester News has a report: Tributes paid to exceptional man. Doug Chaplain was there and has written about it. See also on the SPCK/SSG blog: Steve Jeynes: A Life Remembered.
This will be one of the last former-SPCK-related posts that I expect to do until September as I am away doing one thing and another. I have one more bookshop-related thing that I need to post about which has arisen as a result of a comment (not yet visible) on this site on Sunday morning. I will hopefully do that post today (Tuesday) or tomorrow (Wednesday).
The place to go for former-SPCK-related posts for the next month or two is SPCK/SSG: News, Notes & Info. [Aside to Phil: hopefully you will post Plans Coming Together for New Christian Bookshop in Cardiff on the SSG/SPCK site when the time is right - a post well worth sharing.]
I hope to post a bit more on this blog this week, including an announcement about my new book and plans for Lambeth.


text: It looks as though this brilliant customizer has taken the recent Kingpin body and made the Grey Hulk from Wolverine #7/8. Not sure which body they took for Wolvie… sorry, Patch, but the head is a perfect classic Wolverine to make this impressive figure! Can't get much better than this!


text:
All Of Sophie Turner's Best Off-Duty Looks
The 'Game Of Thrones' star nails off-duty dressing - by Maddison Urquhart
She may have skyrocketed to stardom commanding armies as Sansa Stark on HBO's Game Of Thrones but Sophie Turner's impeccable off-duty street style isn't something to be ignored. In fact, it's no exaggeration to say that the actress' chameleon-like aesthetic has cemented her as the ultimate trendsetter she is.
Whether she's adorning a ravishing gown on the red carpet or flaunting her enviable figure in a sweater and jeans, Turner's versatile style continues to prove that she can wear any garment like no other. So, if you need any further confirmation that Sophie Turner is a fashion force to be reckoned with, keep scrolling for some of her best off-duty looks to date.


text:
Sunday, September 16, 2012
This Is It Boys, This Is War: fun. - "Some Nights" (Simon, Garfunkel & Kansas Remix?)
My old college friend Dani was telling me about "Some Nights" a couple weekends ago @ the bar, vaguely describing it's overall style as "Afrobeat." I have to admit, right off the bat, I wasn't entirely convinced... But after a few repeated listens, I was soon convinced that fun. was much more than a mere One Hit Wonder ("We Are Young"). For fun.'s recent [second] album, they enlisted the help of Kanye-affiliated Hip-Hop producer, Jeff Bhasker. Fine-crafted over roughly 9 months, Some Nights was liberated to the masses way back on Feb. 14th; The experimental recording sessions were truly a first for both parties, who generally lean towards opposite ends of the Hip-Hop/Indie Rock spectrum. Currently signed to Fuel By Ramen, fun.'s intricate 3-part sound is made up of Nate Ruess, Andrew Dost, and Jack Antonoff. The band's first album, Aim & Ignite (2009) was highly revered by fans and critics alike.
While it's essentially a complex short film, "Some Nights"' companion music video chronicles a group of Civil War soldiers, ironically backed by a fun. performance, and a story of war-torn love that's DEEPLY affected by the battlefield. It's also worth mentioning that fun. & Jeff Bhasker seamlessly manage to interpolate lines from "99 Luftballoons," as well as soundbite send-ups to both Simon & Garfunkel and Kansas. "Some Nights" is an utterly great Pop composition because it's so [subtly] far-spanning... working in all sorts of studio sheen and instrumentation: background guitar solos, Tribal drum rhythms, and even Auto-Tuned hooks! For the production of their Some Nights project, fun. really decided to step out of their comfort zone... employing Civil War re-enactors for their video shoot, revealing a vast Hip-Hop influence through Jeff Bhasker, and those damn Fela Kuti-inspired thudding "Tribal" [African] drums. Some Nights is now available in record stores nation-wide, for your convenience; It features fun. and a bunch of their Hip-Hop-leaning friends-collaborators including: Janelle Monáe, Jake One, Emile (Kid Cudi), and the lush string work of composer, Larry Gold.
Posted by Matt Horowitz at 8:02 AM
Labels: 99 luftballoons, andrew dost, anthony mandler, fun., jack antonoff, janelle monae, jeff bhasker, kansas, larry gold, mark hoppus, nate ruess, simon garfunkel
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text:
Refresh your spring look with City Chic's Geo Crop Top this season. – Round neckline. Block coloured hem. Zip fastening on reverse Available sizes: XS,S,M,L,XL,XXL
Retailer: www.citychic.com.au
Sale Price (AUD):
$79.95 $10.00*
FREE Shipping on orders over $150
*Prices are in Australian dollars and are subject to change by the retailer
About City Chic
City Chic is all about being fun, bold and sexy and Chic! With fashion styles including denim to dresses and lingerie with a unique to chic fit. City Chic is Australia's leading fashion plus size retailer in sizes 14 to 24.
City Chic is a premium Australian brand dedicated to leading a world of curves through fearless fashion. With over 200 global locations, City Chic has become an internationally-recognized brand committed to leading a world of curves.
With a non-stop lifestyle and a passion for fashion, the CC woman is not defined by size, but by the way they feel and embrace their curves.