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Case: Michela v. St. Thomas of Villanova Catholic School, 2015 ONCA 801 (CanLII)
Keywords: Employment Law; Reasonable Notice; Termination; Economic Circumstances
St. Thomas of Villanova Catholic School employed the appellants, Domenica Michela, Sergio Gomes, and Catherine Carnovale, on a series of one-year contracts. Although the appellants were senior teachers at the private school, each had their employment terminated as part of cost savings measures due to an expected drop in student enrolment.
The school refused to give the teachers any notice, contending that their fixed-term contracts had merely come to an end. The appellants commenced an action for wrongful dismissal. On summary judgment, the motion judge found the teachers were wrongfully dismissed employees with indefinite terms and each was awarded pay in lieu of six months' notice. Taking into account the school's alleged financial problems, notice was reduced from 12 to 6 months. The appellants sought to vary the damage award by substituting a 12-month notice period.
Appellate courts in most Canadian jurisdictions have made it plain that an employer's obligations to give notice are not reduced just because the employer is doing poorly financially. Indeed, if an employer's financial circumstances were slavishly considered, similarly situated employees would hold a dubious distinction as the only class of creditor whose claims may be reduced just because of such financial issues.
Prior to Michela in Ontario, a decision of the Court of Appeal (Bohemier v. Storwal International Inc. 1983 CanLII 1956 (ON CA)) had been taken to mean that economic circumstances might justify a reduction in the notice period.
Michela settles three decades of uncertainty in favour of a firm and clear statement that notice periods do not fluctuate, and certainly do not go down based on an employer's financial circumstances. According to the Court, although an employer's financial issues may be the underlying reason for termination, they cannot have an effect on the actual scope or size of its liability to employees. In stating this, the Court revisited the 1983 precedent and otherwise adopted the law in a manner consistent with other jurisdictions in Canada.
The decision brings certainty to the law of employment. It also confirms the employee-centred nature of the notice period: what is reasonable should reflect an employee's circumstances and be responsive to the need to find suitable, alternative employment. What is reasonable is not a reflection of what an employer might find reasonable in light of its current financial misfortune. An employer owes suitable notice on termination as a matter of basic contract law and fairness; this does not change where financial circumstances are unfavourable.
Counsel for the Appellants: Michael Wright and Stephen Moreau (Cavalluzzo Shilton McIntyre Cornish LLP, Toronto)
Counsel for the Respondent: Ian St. John and Jeffrey Rochwerg (Matthews Dinsdale & Clark LLP, Toronto)


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38 Comments on Trump Ahead of Romney's Weird Pot/Kettle Attack Video
I just heard Romney's speech-what a pitiful asshole.
This is the same guy that lost to Obama when he had him by the balls before that second debate-HAD HIM BY THE BALLS.
What a loser. Imagine the pressure the GOPe is exerting to derail Trump.
And you should hear the pile on by the CBS commenters-we know that Trump is directly over the target because he's getting fire from all sides.
Watching Romney's speech makes me think….for a guy with a lot of money, he really can be quite the whore….
trump wins again because of losers like romney. the best that the gop can do is rally around this phoney. it will only enlarge "the donald's" base. those blue collar workers, minorities that DID not vote for mitch, are coming out in droves for trump. and that pisses the gop off. how dare the rubes do this! their overlords know better.
rush says romney is fine, sincere, has integrity, a genuine patriot.
wrong. he IS no different than the left. just a slower death.
There are two distinct parties ? REally ?
I remember Romney losing to the @*%$ and not even looking like he cared. Almost happy for the outcome. No arguments and no proposal to recount those votes of dead people or to get the votes of military. I thought they were all on the same team. They seem to have been the same team for at least 7.25 years. History calls it an Oligarchy.
Our task remains the same… to figure out which liar lies less.
Romney would have been more effective in his goal if he had said Trump is as big a fraud as Mitch McConnell and many others elected in 2010/12.
And then called on McConnell and the other frauds to go as a group on a national tour hitting at least 12 major cities where they publicly apologize to the American people for being lying a-holes. Who have realized the citizens are justifiably angry. And from now till Election Day will work to reverse course, taking every possible action to stop Obama dangerous agenda. And they will continue after election if people will dump Trump.
But Mittens missed his chance to smack down what created Trump's support.
I think it is despicable what the GOPe are doing to try to take Trump down. As everyone here knows, I am not a Trump supporter, but when people like Romney attack him, they are also attacking all of his supporters. This really shows the disdain they hold for all of us.
I voted for Romney because #NotObama, but I never thought he was a conservative. There is one thing I admire Romney for and that is his rescue of the L.A. Olympics. That told me he had some business sense. So now I come to the reasons for this post.
This is a serious question for the Trump supporters out there. The answer may help to assuage some of my doubts about Trump. In Romney's speech he states that Trump's trade tariffs and tax plan, in addition to his not addressing entitlements (his words) show that Trump is not a smart businessman. I would like to know from you who have studied his plans, what you think of these statements. I actually have gone to his site and read his platform, but I am not an economist and would like it broken down a little. Like I said – serious question.
@ riverlifecali
That was not a bashing of Cruz. You can look at this two ways.
1. The GOPe WANTS Trump out of the way to make way for Cruz in order to take Cruz down easier, or
2. The GOPe WANTS trump out of the way to make way for Cruz to take over when they throw Rubio away.
Apparently the derangement syndrome is at work.
You chose my meaning to be #2.
Pretty good short article:
"The Day I Realized Donald Trump Is A Liberal"
Trump is addressing entitlements by saying we're not cutting SS. He wants to grow the economy to fund SS, not print fairy dust money.
He has said he is going to go after the fraud in Medicare which runs into the 100s of billions of dollars. As much as there are those that may not like it, MediCare works but is riddled with waste and fraud.
We'll see if his approach is realistic.
I'm not an economist either but when our tax structure and wages make it economical for companies to manufacture off shore, costing 10s of millions of jobs since NAFTA, step back and ask yourself if the dire economic consequences that Romney spoke of are firmly rooted in reality.
If all of us benefit from .50 tomatoes but we are getting them from Mexico thereby costing the jobs here, is it worth it to us top pay more for tomatoes? Or air conditioners? If the money stays here, why is it bad to pay a little more for out tomatoes?
There's a wicked downside to those huge container ships that leave China packed full and return empty. Yes, we're getting inexpensive flashlights, sweat shirts and stereos. But it's given us the lowest labor participation rate in 60 years. Am I saying that we should be manufacturing flashlights as a means to bring back jobs? Well, every little but helps and it wasn't that long ago that Wal-Mart proudly proclaimed that they sold American made goods.
The days of stepping out of high school into a steel plant and making family raising wages are probably gone. But if we took advantage of the one huge ace we hold, that is the means to lower energy costs, the low wages Mexico can offer is offset. Plus the 100s of 1,000s of jobs in the energy industry that would be created are excellent paying jobs. Union jobs no less.
There aren't the sweat shops of 20 years ago-yes workers in China and Vietnam can make a iPhone for less then workers here but even China is faced with an avalanche of strikes as their workers demand better wages.
Trump will use our strengths, that is our buying power and the ability to create, to leverage the cheap labor that Mexico offers.
I've read all my life about how tariffs start trade wars but our goods are virtually non existent in China and Japan because of their tariffs. Trump wants free trade but c'mon, is it reasonable that for every 1,000 Japanese cars here, there's one American car in Japan?
He laughs at AGW, will drill baby drill, will stop these terrible trade deals like TPP. What he does to the bureaucracy in DC is another tale. I hope he's planning on streamlining because it's a monster.
In short, is what we're doing now working? If you want to create an even bigger crony capitalist country then your answer is yes.
MM — This piece from Fiscal Times, written in '14, talks about the GAO identifying redundant federal agencies that waste at least $45,000,000.000.00 annually. I like writing out all the zeros — I think it hammers the point home.
I believe government waste and spending is at least triple that because the GAO doesn't even know how many agencies are duplicate — they don't keep track of what the agencies actually do!
And that's not even taking into account the fraud factor. Just how many stories have we seen in the past five years about non-existent workers, money kickbacks for contracts, etc? And that's just at the fed level! If you take into account the states, counties and municipalities, we're all probably paying the going rate for three U.S. gov'ts. You bet your sweet xxx Trump will not only be looking into this, but changing it double quick. He's very proud of his Scottish heritage.
The difference between Trump and the rest of the world is he wants growth through capitalism, not managed decline of the U.S. through nickle and dime, quarter and dollar taxation and redistribution — take from the people who pay into SS and Mediare and give to the illegals for free healthcare and higher ed. Take from the military and use our aircraft to fly refugees in from Syria.
BOOM! Andrea Tantaros UNLOADS on Mitt Romney "Take It and Shove It"
Comments are closed.

subset: commoncrawl


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Iraq Veterans' Scholarships Established
Scholarships for Iraq War Veterans Established At UCR Satellite Campus
Two $25,000 scholarships will aid returning Iraq war veterans attending
Heckmann International Center for Entrepreneurial Management in Palm Desert
(April 21, 2005)
NEWS MEDIA CONTACTName: Kris Lovekin
Tel: (951) 827-2495
E-mail: email@example.com
UCR officials announced the establishment of two $25,000 annual scholarships for returning Iraq war veterans during the dedication ceremony for the satellite campus at UCR Palm Desert, which is scheduled to open for classes in September.
"An anonymous donor challenged this campus to match their generous support and one of our own came through," said William Boldt, vice chancellor of advancement at UCR. James Baker, the UC Riverside project manager overseeing the construction of the two-building campus in Palm Desert, with his wife Judy Field-Baker, matched the challenge.
"It's a wonderful way to begin this beautiful new satellite campus," said UCR Chancellor France A. Córdova. "I'm very pleased that one of the first gifts to the Heckmann Center is in the form of a scholarship. There's no better way to start than to get scholarships for our veterans who have sacrificed so much. It's an inspired gift."
James and Judy Field-Baker are longtime supporters of the UCR campus. Judy is a UC Riverside pioneer class graduate, receiving a Bachelor's Degree in art history in 1958. She is a visual artist, a trustee of the UCR Foundation Board and has made UC Riverside's Sweeney Art Gallery the repository of all her artwork.
The Bakers are listed as Benefactors to UCR. Benefactor status is reserved for individuals or groups who, over the years, have given more than $100,000 to the campus. Through their estate planning, the Bakers have also made arrangements to endow two chairs in the College of Humanities, Arts & Social Sciences — the Judy Field Baker Chair in Art History and the James D. Baker Chair in Politics and the Economy.
UC Riverside opened in 1954 to many veterans of the Korea conflict under the G.I. Bill. Since the 2003 outset of the war in Iraq, numerous scholarships have been established across the country, mostly for civilian students in the memory of fallen service members, but few have been established to benefit returning veterans of the Iraq conflict.
UCR Palm Desert is a satellite campus of the University of California, Riverside. UCR Palm Desert sits at the heart of the Coachella Valley offering a Master's of Business Administration program in Entrepreneurial Management through its Richard J. Heckmann International Center for Entrepreneurial Management. The Educational Center offers a Master's of Fine Arts program in screenwriting for Film, TV and New Media. Visit www.palmdesert.ucr.edu or call 760-341-6221 for more information.
The University of California, Riverside (www.ucr.edu) is a doctoral research university, a living laboratory for groundbreaking exploration of issues critical to Inland Southern California, the state and communities around the world. Reflecting California's diverse culture, UCR's enrollment has exceeded 21,000 students. The campus opened a medical school in 2013 and has reached the heart of the Coachella Valley by way of the UCR Palm Desert Center. The campus has an annual statewide economic impact of more than $1 billion.
A broadcast studio with fiber cable to the AT&T Hollywood hub is available for live or taped interviews. UCR also has ISDN for radio interviews. To learn more, call (951) UCR-NEWS.


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Players will participate in one scheduled event per week. CYS Grassroots Head Coach and Junior Technical Staff facilitate the program.
CYS U6 PROGRAM allows children to develop their movement ABCs (agility, balance, coordination) and speed while they learn the basics of the game emphasizing fun, cooperation and maximum time on the ball..
CYS coaching philosophy is "player centred". This philosophy style allows the player to make decisions within the sessions.
CYS Four Corner LTPD (Long Term Player Development) model consists of technical, psychological, physical and social/emotional Components. Each corner of the model reflects a wide aspect of a player's development. The gradual progressive development of players is fundamental to the enjoyment, technical competency and retention in the game. The Four Corner approach places the player at the center of the development process with soccer experiences that meet the four key needs of the player.
FUNdamentals 3v3 Program Overview:
- CYS utilizes the Ontario Soccer 4 corner model (Psychological, Technical, Physical & Social)
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- Session duration 45 minutes
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- Participants are placed within Gender specific groups upon registration
- Adults who wish to volunteer to assist CYS staff coaches at stations should contact CYS Head Office
All parents must provide transportation to games and practices for their own children. Cambridge Youth Soccer Inc. and its coaches are not responsible for your child's transportation. Parents are expected to attend games and practices with their child.
For players registered by March 31st, an effort will be made to place your child on a team based on your area of the city (ie: N1S Postal code) but Cambridge Youth Soccer Inc reserves the right to place a player in any area of the city. Please note that all U8-U10 teams will play a rotating schedule with games at the following locations: Churchill, CanAmera and Riverside Park. The practices will still take place at a location as chosen by the team's coach.
Co-ed U6 Indoor Fundamentals
Where: ComDev Indoor Soccer Park
Cost: $135
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Winter session begins week January (11 week session)
Saturday 12pm or 1pm
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*Players receive a numbered shirt.*
Uniform (shirt, shorts and socks)
Shin pads (underneath socks)
Outdoor cleats (preferred) or turf shoes
Bring lots of water
Co-ed U6 Outdoor Fundamentals (3v3)
Born 2014
Where: Churchill Park
Cost: $135 (10 sessions)
Prices will increase $25 as of April 1st.
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U6 (born 2014) – Friday 6:00PM & 7:15PM OR Saturday 12:00PM
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Uniform (shirt, shorts and socks)
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Register for the indoor season online starting January 1 or at the clubhouse starting on January 2. Registration will continue until divisions have filled.


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Thank you for taking the time to visit my blog and understand why I do what I do! :) The best way to get to know me is by sharing my story. In the video below, I definitely get vulnerable, because the only way to grow is to go outside your comfort zone, and I really did here. <3
I want you all to know what brought me to become a coach, and why I love it so much! I could've kept going on and on and on, but I'd love to know YOUR story, YOUR why, and what lead you to follow your dream. Click the Contact Me page at the top of my blog so we can get to know each other!
Here is also a sneak peak into how I got started on my fitness journey :)


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This Single Family Residence is priced at $863735 and located at (aulu Lot 41) 91-3428 Maohiohi Loop, . With 4 Bedrooms and 3.50 Bathrooms, it offers a total of 2004 Square feet. This Single Family was built in 2020 and its status is Sold. (aulu Lot 41) 91-3428 Maohiohi Loop is in proximity to Schools. This property is represented by Beverly Wellman of D R Horton Hawaii, LLC, our team of Realtors can represent you at no additional cost.
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As a former prosecutor and, currently, as an Augusta, Georgia criminal defense attorney, I have learned that there are some basic, common sense rules we all should follow, as citizens. For instance, it should go without saying that one of the first actions a crime victim, (or family member), should take is to contact law enforcement and report the crime. In addition, generally, you should never attempt to take the law into your own hands. Also, as a rule, you should never attempt to "settle up" with the alleged criminal. Finally, you should never, ever attempt to extort money from the accused, in exchange for not reporting the crime to the police. Put more simply, this final rule illustrates the old adage that two wrongs never make a right! If you don't believe it, then please listen to what just happened to a Morgan County, Georgia woman when she failed to follow the rules.
According to various news reports, a Morgan County woman has been charged today with theft by extortion, in connection with money payments which she allegedly demanded from a Morgan County middle school teacher who had allegedly sexually abused a child for whom she is the guardian. In other words, according to a G.B.I. agent, the child's guardian essentially "settled up" with the teacher concerning the alleged child abuse, by demanding money in exchange for not notifying the authorities. Of course, both parties are presumed innocent and entitled to their respective days in court.
What do you think about this "alleged" sordid mess? Just look at all the trouble you can get into by violating the rules! Can you imagine any parent accepting money for not reporting the abuse of their child? Something may not make sense about this news report! But it always makes sense that two wrongs never make a right!


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Bird Dog Foundation Essay Contest
The Bird Dog Foundation, Inc. has established a Scholarship Fund to promote interest in wildlife conservation and related subjects. An annual College Scholarship Essay Contest sponsored by the Bird Dog Foundation, Inc. has been in effect for several years now. This contest was created in the hopes that it would enhance scholarly training and education in wildlife and wildlife conservation as well as give financial aid for tuition the college-bound student. Eligibility:-Must be a high school senior preparing to enter freshman year of college or university -Must reside in one of these three states: Tennessee, Mississippi or Arkansas-Must be a U.S. citizen-May not be related to any employee or sitting board member of the Bird Dog Foundation, Inc. For more information or to apply, please visit the scholarship provider's website.
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"You're traveling through another dimension, a dimension not only of sight and sound but of mind; a journey into a wondrous land whose boundaries are that of the imagination—next stop, the Twilight Zone!" — Rod Serling, The Twilight Zone introduction.
In conversation recently, passing mention was made of the Bermuda Triangle, that infamous swirl of spooky waters not too very far off the coast of Florida. Until then I hadn't ever stopped to consider that it is so near, but then why would that proximity be anything special or alarming? It's definitely out of my water skiing range, but the mention of it stirred interest, encouraging me to find out a little more than what I once saw on an episode of The Twilight Zone.
Looking at a map, the Bermuda Triangle or the Devil's Triangle as it is sometimes called, is an area of the western North Atlantic defined by three points touching on Miami, Puerto Rico and Bermuda, with most of the 'mysteries' centered along the southern boundary around the Bahamas and the Florida Straits. The triangle points enclose an area of shipping lanes with a steady flow of ships crossing for ports in either the US or Europe. Cruise ships abound and pleasure craft passing between Florida and the islands are a regular sight. It is also a heavily flown route for commercial and private aircraft.
For many years journalists and credulous others fascinated by spooky and unexplained disappearances in the Triangle area have studied mysterious loses of ships and planes and come up with sundry explanations, most of them at least a teeny tiny bit bizarro. But that area of the Atlantic does have some unusual features. It is one of only two places on earth where true north and magnetic north align, a condition that can definitely make compass readings iffy. Navigational hazards are frequent because of shoals and reefs along the continental shelf and the strong currents over those reefs. And the seabed in that part of the Atlantic has some of the deepest trenches in the world, easily hiding any wreckage. It is also an area famous for hurricanes, the southern boundary spawning 2005's deadly Katrina.
Weird speculation about the Bermuda Triangle began with an article in Argosy magazine about the disappearance on December 5, 1945 of five planes known as Flight 19. The flight leader (in a time before GPS became common in navigation) got hopelessly lost trying to read a screwy compass. His radio communication was something like, "We are entering white water, nothing seems right. We don't know where we are…the water is green…no white!" Someone also later claimed that officials on the Navy board of inquiry remarked that the planes just "flew off to Mars." That and other disappearances have been attributed to sea monsters, giant squid, and even extra-terrestrials.
Dozens of air and sea disasters have been attributed to strange doings in the Bermuda Triangle, but scientists—despite the area dangers described above—have assured the public that the percentage of these occurrences is no greater in this one area than others. Alien abductions and the existence of a mysterious third dimension created by unknown beings are interesting concepts, but my personal favorite among explanations for disasters in the Bermuda Triangle is the one describing severe disturbance caused by ocean flatulence—great rumbling ocean farts suddenly spewing huge quantities of trapped methane, tipping over ships and knocking planes out of the sky. Don't you wish Rod Serling would have recreated that one?


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Senior Health Care Insurance
Health Insurance For Seniors On The Net
When a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet.
He reported back to me about a week later, in desperation: "I am giving up, I am too confused." He had taken on an overwhelming project with his widowed mother, living in another state. As the only child, and following the sudden death of his father, it was his responsibility to care for his mother.
In this world of technology, the family unit is often living in different geographical areas and the family members are usually quite involved with their own lives, careers, and families. In addition, when both parents are alive, often one or both parents are quite independent and do not require a lot of assistance. As time goes on things, of course, change, and sometimes change very suddenly. There can be a crisis, with regard to the health care needs of one or both aging parents.
With our baby boomers facing this problem in ever increasing numbers, and with the information highway in full bloom, there is a definite need for planning.
Protecting your parent's assets and health is a huge and daunting undertaking, which requires a tremendous amount of education and practical application. Our seniors face many diverse responsibilities upon reaching age 65. To name just a few: Estate planning, taxation, Medicare, social security, wills, insurance, and various other legal and financial matters. All of these different areas require expertise from accountants, lawyers, estate planners, insurance agents, home brokers, financial advisors, and others.
The Internet is a good starting point for most people to find resources for questions and solutions for your problems. There is, however, no replacement for good solid intelligent advice from an expert.
Twenty years ago, insurance for elders was sold by "senior insurance specialists", with just a handful of companies in each state. The programs were most often Medi-gap or Medicare supplemental policies, which covered the expenses not covered by Medicare, including hospital and doctor deductibles, durable medical devices, and non-approved Medicare costs. Ironically these specialists did not sell a lot of nursing care policies, even though Medicare paid a national average of less than 2% of these expenses. With the advent of "financial and estate planning" and more insurance companies entering this market, a more broad and diversified product line became available to agents, brokers, planners, and seniors.
Part of this new diversification was the "home health care plan", sold by itself, and in conjunction with senior health insurance products. The appeal of the "home health care policy" was that a senior could stay at home and still receive medical and custodial benefits, allowing a person to recuperate in the comfort of their own home.
This was the answer to a huge problem. The last place an older person wanted to go was a "retirement home", or "rest home", or, God forbid, the "nursing home." It appeared that seniors could now rely on this new innovation without worry of having to move out of their home environment in the event of a health problem.
As with most things," if it is too good to be true".... The home health care policy is no exception. The problem is, there is not enough coverage for a lengthy illness or recuperation time. The fact is, the new trend is toward an "all in one" type facility, allowing for a variety of levels of care all in one location. In other words a senior could start off with little or no health care concerns in an independent, less expensive area, and then go to an assisted living, or nursing care facility, all within the same compound.
A "nursing home" requires a nurse on the premises 24 hours per day, assisted living is just eight hours. The advantages to this are financial. The patient or senior is only charged according to the care level required during the time he or she is admitted to that facility. Another benefit is it alleviates a lot of planning because the care is delivered, as it is needed. The medical attention is available to all residents regardless of their current health.
Some people are offered a lifetime package, which covers their care for the rest of their life, regardless of their current age. It also allows for social outlets to an otherwise somewhat isolated group. On-line shopping services have become a huge business. It is definitely here to stay and many insurance policies are purchased from Internet quotes and on-line applications.
There are literally hundreds of thousands of insurance agents and brokers advertising on the Internet. Most of them will provide instant on-line quotes and even applications for the potential insured. I highly discourage a layperson to purchase insurance in this fashion. A little knowledge can be dangerous.
The federal government has mandated to all states through legislation, the standardized senior health insurance policy guidelines, which are governed and regulated by each state insurance department.
There are plans for almost every level of health. Some are designed and priced for a less than healthy individual. Others are for a person with minimal health concerns. . The whole concept of insurance is to provide protection for "unanticipated" sickness or injury, especially catastrophic expenses, which would devastate a person's net worth. The more small expenses a person is willing or able to pay (self-insure), the lower the rate. I recommend this strategy when evaluating your insurance options.
Another consideration when reviewing various insurance plans is to look at the company itself. How long has the company been selling this type of insurance? Do they have a lot of complaints filed with the local department of insurance? Are the rates stable? Does it pay claims on time? Service? Most agents talk about the rating. These ratings are as follows: A+, A, A-, B+, B, B-, C+, C, C-, or "not rated".
Do not be fooled by rating alone. It is good to have a high rating, but it is far better to have a company that has longevity, stability, innovation, service, and expertise. The problem is that some companies enter into a market and quickly leave without explanation. This does not give security to the policyholder.
The most important consideration should be a review of the profit/loss ratio for that product. This will establish stability, and longevity in the market. An insurance company with a moderate profit in a particular line of business will remain in that market. On the other hand, a company with losses will make changes and possibly even withdraw. This is information not normally available to Internet users.
Before entering into an insurance contract, the senior person, the family, and other advisors must be realistic, and a careful evaluation of the entire picture must be examined. The age, the health of the senior, the financial resources, the personality and attitude of the senior, and most importantly the desires of the senior, should all be considered.
Early planning is important, as qualification becomes increasingly more difficult as the applicant's health declines. The senior health care market is complex. I will offer some words of advice to attempt to alleviate potential pitfalls.
*Choose a well-informed, seasoned, and service oriented agent or broker to assist your decision making process. The professional can offer invaluable information, but do not be afraid to ask a lot of questions and even get a second opinion.
*Do not wait until your parent or loved one is sick, or injured. Plan ahead and take the time needed to cover all the options.
*Choose an experienced insurance company. A Company that has been in the marketplace for a significant time and has maintained a balance of rates and benefits and sound risk selection with moderate rate increases over time is your best bet.
*The plan should be flexible, with a broad range of options and benefit selections to the insured. There should be no tricks, or complicated language for the coverage. An incredibly low rate is a red flag for trouble in the future.
*Do not rush or be rushed by an over aggressive sales person.
This policy will not be inexpensive and will need to be read and reviewed for a clear understanding of the contents. This is one advantage to the Internet. You are allowed to read indefinitely before you act.
A long-term care program, with or without insurance coverage, will only work if the senior has input into the care selection process. If there are any questions about the accreditation of a facility please call the "Continuing Care Accreditation Commission at 202-783-7286.
About The Author
William H. Pritchett Sr.
BIO: Mr. Pritchett has been involved in the senior care health field for over 20 years. He is the former president of Great Republic Health Company, and is the founder/CEO of Empire Homecare resources, Inc., a national website for seniors and the disabled. He is a graduate of the University of Washington, and has written "Caring For A Family Member At Home" and has produced several home health care videos. email@example.com
Disaster Decision - Do You Need Insurance?
The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills.
Private Health Insurance: A Sense of Dissatisfaction
The three C's, customization, consumerization and customer-satisfaction, seem to be at the core of the business mantra for every service provider. The health insurance provider industry is no exception to this rule.
Talking to Your Parents About Insurance
Who can you talk to about auto insurance? Insurance agents are a good source. However, due to their life lessons, their love, and their own financial responsibility, parents are an invaluable source to talk to about auto insurance.
Health Savings Account (HSA): What Happens to it When I Retire?
The Health Savings Account (HSA) is a great tool that is going to help us all reduce our health insurance costs and avert the current healthcare crisis in America. But what happens when a person retires? What use is an HSA then? Your HSA transforms itself at that moment you turn 65, when you officially become eligible for Medicare.
Life Insurance Careers
Do you like to spend all day being sitting around? Fixed income is good enough for you? Do you feel economic stability is not a priority right now?Well, if your answer to any of above questions is "Yes", you should accept the fact youhave a very high chance of being unsuccessful.But if, in the other hand, you are proactive, if you need to build a future for your family and yourself, establishing financial stability with a job that takes advantage of all your skills, then you should strongly consider a career in the life insurance world.
Finding California High Risk Truck Insurance
California high risk truck insuranceIf your are in need of California high risk truck insurance there's an easy way for you to find it. Fortunately with the advent of the internet and database development in the auto industry you shouldn't have any difficulty with California high risk truck insurance.
Give Your Auto Policy a Tune-Up
When you originally purchased your auto insurance policy, you purchased a certain type of coverage to meet your needs at that time. Since then you have probably experienced many changes in your life.
Handling Your Motor Vehicle Accident With Your Own Insurance Company
This "How To" article is crucial, up-to-date information concerning what to do if your insurance company is giving you a hard time (regarding your own motor vehicle accident claim with them) and you're positive it's "Legit". If there's some problems with whatever position they've taken regarding your Property Damage Loss (or any other coverage-questions they may be ducking/stalling/ignoring and/or disputing) you don't have to sit back and take it!You DO have options to settle your dispute and you should proceed as follows:#1.
How to Reduce Car Insurance Premiums
Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost.
Car Insurance Monitoring for Discounted Insurance Rates - Privacy Devouring Monster Eating Us One Bi
For a price, would you let car insurer along for the ride? - asks a USA Today technology story by Kevin Maney. It seems that Progressive Insurance and IBM have worked out a scheme to pay drivers to be safer - by monitoring their every move in their own cars, and how fast they make that move, and where they park, and what time they drive.
Online Insurance Quotes California Auto
Finding insurance quotes for California auto is now pretty easy. There was a time where finding auto insurance at a price we were willing to pay took a lot of driving and calling around.
Cut Business Insurance in 8 ways
1. Comply with recommendations from company engineers and loss control.
Health Insurance Quotes Online - Tips On Finding a Good Provider
Since 2001, major health insurance providers have been allowing consumers to buy policies online. Through the convenience of the internet, consumers are able to compare prices and coverage to find the best insurance policy for them.
Auto Insurance Basics
Most people only think that insurance is something they need so they can get their registration and tag so they can drive. It is something that they need because their license will be suspended if they don't get it.
Entrepreneurs, Fill in the Gaps of Your Homeowners Policy
Business Owners Policies for the Self-EmployedWho needs a business owner's policy?Simple, anyone that runs a business from their home should have one. A comprehensive coverage homeowner's policy will cover economic losses caused by damage or legal liability but, once a home business is discovered any economic loss that can be associated to your business is your problem.
Health Insurance Online - Save Today
It is now possible to thoroughly research and buy health insurance online. Without health insurance, the smallest of incidents, accidents, or illness can leave you with expensive medical bills that most people would have difficulty paying.
Cheap Car Insurance - 7 Tips To Reduce Your Car Insurance Costs
With the cost of car insurance becoming more and more of an issue for the average American family, there are increasing numbers of people looking for cheap car insurance. But although it is possible to find cheap car insurance, the question remains, is it worth buying?Everyone knows that car insurance companies are not all equal.
Insure Your House
When we talk about insurance the thing you have to remember is that always the price of your house must be higher then the value of the mortgage. This is not a hard thing to take care of if you like your house and care about the quality of your life.
Car Insurance Advice for Young Drivers in the UK
Over the course of the last ten years, car insurance for young drivers in the UK has increased substantially.This has caused many problems for new drivers with premiums averaging �1300 for a newly qualified 17 year old male driver.
What is Life Insurance?
Life Insurance is an insurance policy that provides an agreed amount of cover over an agreed term, so that should you die during the policy term, a lump sum is paid out. Life insurance is considered as the cornerstone of financial planning.
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Corsair 8GB (2X4GB) DDR3 1333 Mhz (PC3 10666) Desktop Memory (CMV8GX3M2A1333C9)
A listing of features include density: 8gb kit (2x4gb), voltage: 1. 5v, pin out: 240 pin, lifetime warranty and timing: 9-9-9-24. It's dimensions are 4.75" Height x 6.25" Length x 0.5" Width and it weighs approximately 0.04 lbs. Buy the corsair 8gb (2x4gb) ddr3 1333 mhz (pc3 10666) desktop memory (cmv8gx3m2a1333c9), click on the link below.
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BioE day is an event specifically designed to foster a sense of community and identity among the BioEngineering Graduate Program's students and faculty. As an interdisciplinary program, BioE faces a unique challenge in unifying students from many different home schools with a wide array of research topics. In order to acknowledge and celebrate this diversity, BioE day incorporates research- and career-focused speeches, competitions, and community-building activities. BioE day is kicked off with a keynote address and is followed by a graduate student being awarded the Chris Ruffin Student Leadership Award for exemplary leadership and involvement in the community. Friendly competitions include a "rapid-fire" style research presentation session by the BioE graduate students. Faculty act as judges during a poster session that displays the work of a large majority of labs in the program. In addition, BioE Day highlights outstanding members of the community: the recipient of the 2016 BioE Outstanding Advisor Award will give a presentation on effective mentoring and the 2016 Outstanding Paper recipient will present on her research. The day will conclude with a cookout and games in the courtyard. By displaying the exciting work pioneered by the various disciplines found within the program, BioE day aims to increase awareness of what BioE offers as well as cultivate the camaraderie and interdisciplinary innovative spirit that is the foundation of the program.
*Registration is now closed*


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23 Sep 2018: #PolicyExplainer: All you need to know about Ayushman Bharat scheme
The flagship Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is being inaugurated today by Prime Minister Narendra Modi in Jharkhand.
The scheme, which aims to cover 50 crore Indians, is being billed as the "world's largest government funded healthcare program", and is expected to solve, at least to a considerable extent, issues of healthcare expenditure in the country.
Here's all about the scheme.
Fact: The health expenditure situation in India
As per the 71st round of the NSSO survey, conducted in June 2014, only 14.1% of rural households, and 18% of urban households have access to health insurance/assurance. Additionally, 24% of rural households, and 18% of the urban population meet their health expenses through borrowing.
AB-PMJAY: AB-PMJAY is a two-part program
The Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a two part program.
The first, Ayushman Bharat (AB), seeks to bring healthcare closer to people's homes by constructing 150,000 Health and Wellness Centres (HWCs) across India.
The second part, Pradhan Mantri Jan Arogya Yojana (PMJAY) seeks to provide comprehensive health insurance to vulnerable and poor families for secondary and tertiary healthcare.
PMJAY: The basics of of PMJAY
Under PMJAY, beneficiary families will be entitled up to an annual health insurance of Rs. 5 lakh for secondary and tertiary hospitalization.
This health insurance will be available for 1,350 procedures covering pre and post hospitalization, diagnostics, medicines, at both private and public hospitals.
No cap has been set on family size and age to ensure that no one gets left out.
Hospitals: Which hospitals will support the scheme?
Healthcare services will be extended to beneficiary families via a network of Empanelled Health Care Providers including both private and public hospitals.
So far, the Government has received 15,686 applications from hospitals, of which roughly half are private hospitals.
Of these, 8,735 hospitals have already been empanelled.
However, the pilot will start with over 1,280 hospitals, both public and private.
Beneficiaries: Who are the eligible beneficiaries of PMJAY?
The scheme will target the rural poor primarily, and entitlements will be based on the five deprivation categories in the latest Socio-Economic Caste Census (SECC).
For the urban poor, 11 occupational categories will determine families' entitlements.
It's estimated that 8.03 crore rural families, and 2.33 crore urban families will be the scheme's beneficiaries - that's around 50 crore people!
Fact: You can avail the scheme by presenting identification
To avail the benefits under the scheme, families would need to establish their identities via any recognized identity card, be it Aadhaar, Voter ID, or ration card. Notably, Aadhaar isn't mandatory for availing the scheme.
Enrolment: Enrolment can be done online or offline
The National Health Agency (NHA), the body responsible for implementing the scheme, has launched a website and a helpline number to help prospective beneficiaries.
One can head to mera.pmjay.gov.in, or call the helpline (14555) to check their enrolment status.
Enrolment simply involves verifying your mobile number via an OTP, and completing the KYC online.
Empanelled hospitals will have 'Ayushman Mitra' offline help desks too.
Fact: The scheme will not be available in certain states
As of now, as many as 31 states and Union Territories (UT) have signed MoUs with the Centre about implementing AB-PMJAY, and will do so in the coming months. The scheme won't be available in non-participating states which include Telangana, Odisha, Delhi, Kerala and Punjab.
Editor's note: PMJAY can help millions, but implementation is the key
With a massive 62% of health expenditure in India coming out of people's pockets, the scale and scope of PMJAY in providing health insurance could go a long way to help rural and urban poor, in India, get access to quality healthcare.
However, implementation is the key, and the Government should be wary of last mile hurdles jeopardizing the scheme.


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Similar in fit to the CH Karmelki. Excellent lift, some issues with the fit when I don't use the pads. Beautiful pale fabric, perfect for my skin tone. Gives me a great shape, but the cups are a bit deep for me, so there is some gaping at the top unless I tighten the straps all the way.
This bra is not owned any more
Updated on Dec 16, 2012 Flag this


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Jack Hoover
The beautiful game will now be played professionally in beautiful Omaha, Nebraska.
In a press conference held at Werner Park on Wednesday morning, it was announced that Omaha would become the site of a new United Soccer League team. This team will be the only professional outdoor soccer team to play in the state.
While no name or logo for the team has yet to be announced, it was revealed that the team will play their home games at Werner Park and will kick off play next season.
In order to make Werner Park, a baseball field, more accessible to soccer usage, the park will undergo construction in the fall in order to add more soccer-specific features. Among these features will be new locker rooms and front offices separate from those already in place for baseball.
As for league play, the team will be a member of the USL League 1, which is the third level on the pyramid of U.S.A. soccer. Above it is Major League Soccer and the USL Championship.
Former Omaha men's soccer head coach Jason Mims was introduced at the press conference as the first-ever coach of the team. Mims will be returning to Omaha after having previously served as an assistant coach in the Real Salt Lake youth academy.
Mims is no stranger to building a team from scratch, which he will have to do with this new team.
As the first-ever coach of Omaha men's soccer, he proved that he can build a team from the ground up with great success. In his time at UNO, he led the team to a 39-22-12 record and the programs first-ever NCAA tournament appearance in 2017.
Mims will be hoping to capture more of that same success at the professional level now.
For more information on the new team in Omaha as it comes out, visit omahaprosoccer.com.


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For our delicious meal tonight we are having chili, rice and nachos. Tomorrow is most possibly pasta, it depends what grabs my fancy when I look in the freezer. And the freezer is full, so full that my carefully labelled drawers have been invaded. The meat drawer has been overtaken by bread rolls and savory muffins are hiding in the veg drawer.
Eating out of the freezer for the next few weeks might mean that we have a few interesting meals (I hope that I've labelled everything, no one like defrosting a curry looking sauce to find out it's actually soup!) but it's great to empty it do several things, in particular being:
- Find things easily. When the kids are demanding food and you just know there are fish fingers in the freezer but you can't find the bloody things even though you've rummaged blindly through the freezer twice and the freezer is beeping because the door is open and the monster is looking through your legs shouting ice-cream, because – of course ice cream is always easy to see, I think it would be really lovely to open the freezer and to see the fingers of the fish straight away.
- Make a holiday drawer. We are off on holiday next month and as it's self-catering I plan to take most of our meals so that they just need a quick reheat. After that, well it's the big C word in two months and I'd like to start getting prepared as I'm hosting this year. Gulp, first time since the kids arrived.
- Do a meat order. I like using Muscle Food but feel bad when I don't support local businesses so I want to do a large meat order from my local butcher. He's said he'll deliver to me and so I just need to make a list, find space and figure out what I want need to order. (I want to order fillet steak and lamb and duck and all the nice things but nice isn't always practical)
- Clean the drawers. It would be nice to put my hand in the freezer and to not touch something sticky or oily (I tried to freeze cubes of Tom Yum paste, it was not a good idea) to not get crumbs under my nails and to drop the odd pea on the floor. If I can get at least one drawer empty then I can clean a drawer at a time, maybe even list what is in there that which needs to be ate.
Getting the freezer clean and organised helps me feel like I have an area of my house under control. If the house's a mess, it's been a busy day and the fridge is running low or we're running short on time, well at least I can feed the family without a fuss.


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Drugs and the teenage brain
In this podcast, learn how alcohol and other drugs impact on the developing brain.
Our monthly newsletter covers topics and news that support you in developing wellbeing in your students. Based on your choice of educator, parent or student, content is tailored to your needs.


text: Sometimes you need a bit of flexibility in your torch lighter. The Whip-It! Flex Torch is a versatile tool, with a flame jet that can be angled vertically, at 135 degrees, or at 90 degrees to suit your needs. With a powerful single jet flame, this torch is more than powerful enough to set you up for a robust dab session. These sturdy torches are designed to last a lifetime of use. With a multitude of color options, there's no excuse not to pick one up!


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Drowning photo exposes US border risk for migrants
El Salvador's government has warned people against risking their lives to reach the US after a man and his baby daughter drowned in the Rio Grande.
Photos of their bodies, found face down in shallow water with the 23-month-old girl's arm around her father's neck, have sparked condemnation.
"I hate it," US President Donald Trump said later of the photos.
This comes as the US and Mexico implement tougher policies to stem the flow of undocumented migrants.
Most of them are from Central America. At least six have died in recent days.
Warning: This article contains a distressing image
Many of the migrants say they are fleeing violence and poverty in Honduras, Guatemala and El Salvador, and plan to seek asylum in the US.
Critics of Mr Trump's tougher stance on immigration say his approach is driving migrants to take more dangerous routes.
At least 283 migrants died on the US-Mexico border in 2018, according to US Border Patrol, but human rights activists say the number is likely to be higher.
Óscar Alberto Martínez Ramírez, 25, and his daughter Valeria drowned on Sunday while trying to cross from Matamoros, in the northern Mexican state of Tamaulipas, into Texas.
The image, which surfaced on Monday, was captured by journalist Julia Le Duc and published by Mexican newspaper La Jornada.
"I am hoping [that] with this photo someone will do something and we don't have to continue taking photos of drowned migrants in the river," the journalist told the BBC.
The mother's account of the tragedy
Mr Ramírez's wife and the daughter's mother, Tania Vanessa Ávalos, 21, said they had been living in Mexico for two months on a humanitarian visa, AP news agency reports.
Frustrated after being unable to present themselves to US officials and seek asylum, they had decided to cross the river.
Mr Ramírez managed to get across with their daughter and set her down on the bank, then began returning for his wife, she told Mexican police.
But alone on the riverbank, Valeria panicked and jumped in after her father. He made it back to her but both were swept away by the river's dangerous currents.
"I begged them not to go, but he wanted to scrape together money to build a home," Rosa Ramírez, Óscar's mother, told AP.
What has the reaction been?
El Salvador's Minister of Foreign Affairs, Alexandra Hill, has called on citizens to stop putting their lives at risk by trying to migrate illegally.
The government said it would cover the expenses needed to bring back the two bodies and would provide "necessary support" to their relatives.
Fatalities on US-Mexico border
Recorded in US areas by fiscal year
Mexican President Andrés Manuel López Obrador also warned against making the perilous border journey, describing the deaths as "very regrettable".
"People are losing their lives, in the desert or crossing the Rio Grande, we've always condemned it and we don't want it."
In a statement, the Vatican said Pope Francis had seen the pictures, adding: "The Pope is profoundly saddened by their death, and is praying for them and for all migrants who have lost their lives while seeking to flee war and misery."
What did President Trump say?
After seeing the traumatic picture, he told reporters later on Thursday: "I hate it."
"That father… was probably a wonderful guy," he said.
"A very very dangerous journey. And by the way many other things happened. Women being raped; women being raped in numbers nobody believed."
The US president added that the refusal by the opposition Democrats to back his border policies were to blame for deaths of illegal migrants.
"Well, that's what I've been saying if they fixed the laws you wouldn't have this," he said.
The picture has also drawn comparisons to the photo of young Syrian boy Alan Kurdi, who became a symbol of the human cost of the war in Syria.
Earlier this month, Mexico reached a deal with the Trump administration to try to stem the flow of undocumented migrants travelling to the US. Since then, deportations and detentions of undocumented migrants have reportedly increased.
Meanwhile, Democrats in the US House of Representatives approved $4.5bn (£3.5bn) in humanitarian aid for the US-Mexico border. The bill, however, faces a tough path through the Republican-controlled Senate.
In February, Mr Trump declared an emergency on the country's southern border, saying it was necessary to tackle what he said was a crisis there.


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YAY! I'm running my first free promo on Amazon.com! Justice Burning is FREE to download at Amazon Kindle this weekend, Fri 8/7- Sun 8/9. You can check it out at http://getBook.at/Justice_Burning .
Justice Burning is my third Christian novel and I LOVED getting into the romantic suspense angle here. I really hope you enjoy it - and please share this offer with your friends and family. Happy Reading!


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Miss Belle
Another sweet girl that I got to photograph as she was coming in to this world. I have loved following Belle around too. She's a graduated baby planner but I love seeing her every so often. So big and boy did she give me a run for my money, as most almost 2 year olds do! I am absolutely in love with the last photo of Belle and Pam. I wish I had a photo like that of me with my momma…..sigh.


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The Journey Begins〔영동출장마사지〕0출장마사지╒출장샵강추✖(카톡Mo27)ⓥ‹m oo27.c0M›사천wB6사천사천출장최강미녀[]출장샵추천┒↤eJ~출장안마추천⇌사천↗o외국인출장만남0BV사천aw4역출장안마 〔영동출장마사지〕0출장마사지╒출장샵강추✖(카톡Mo27)ⓥ‹m oo27.c0M›사천wB6사천사천출장최강미녀[]출장샵추천┒↤eJ~출장안마추천⇌사천↗o외국인출장만남0BV사천aw4역출장안마
And there were no repercussions. I tried everything with her: time outs, time ins, positive reinforcement, leaving the room. Everything. I feel like most women can smell that bullshit lie from a mile away because of how often we preyed upon by older men when we young. I feel like he can see what my other coworkers see because he a gay man and he simply experiences the world very differently from us. Your comment definitely reminded me of him :(. I am not entirely convinced that she was redressed. The fact that she was in some of the same clothes she wore to the party seems suspicious. It does not look particularly good for the Ramseys. As for how Vitamin D in your body is produced, yes, if you completely prevent sun exposure in that part of your skin then you are not converting sunlight to Vitamin D precursors there. Our skin has a certain compound with a super long name that gets activated by sunlight, and then that thing goes to our liver/kidney to be converted into the active form of Vitamin D which is used for bone mineralization, other functions, etc. But most people who have at least moderately nutritious diets should be getting a decent amount of Vitamin D through what you eat, unless you also vegan and don supplement your diet properly, or if you malnourished.. That means anywhere you put sunscreen, you're going to have an 영동출장마사지 allergic reaction, usually in the form of a rash. With photoallergies, however, you won't have an allergic reaction until you actually go outside in the sun. Sunlight reacts with chemicals in the sunscreen and your body to cause an allergic reaction [source: McCoy].. I understand 영동출장마사지 where you coming from; I was overweight my entire childhood/adult life until now and I have a legit narcissist dad who told me to my face that he was embarrassed to be seen with me in public because I made him look bad. Growing up he would put me on a new fad diet every week it seemed (low carb, eggs only, etc) and his behavior only made me turn to food as a comfort even more. Now that I see him mayyyybe once a year max, and I loving my body and using CICO to change behaviors that were basically enforced by him, he views my weight loss as "Aha! My willful fat daughter has finally come around and listened to me!" _______ I just always remember that I doing this for myself and nobody else, and just because I losing weight successfully now does NOT mean he was right all those years.. Seriously?! I am so bitter right now. They my insurance company, too. I had my consult on January 16th, the surgeon office submitted the paperwork, and they told me it would take 5 6 weeks. They have a problem.Some people may not drink for long periods, but get smashed every time they do drink. They have a problem.Some people only drink when they sad/happy/celebrating/upset. They may have a problem.Some people (not many) seem able to manage their lives well enough while drinking heavily. Many institutions received that packet, " says Austin. Ultimately, he was turned down. In time, Illes' new wife divorced him, too, and the once prominent heart surgeon dropped from sight, only to resurface in the Spokane newspaper, with a completely new career – cosmetic surgery. Anyway, I don think I going to keep pushing for this. I am fortunate enough to have other open options (as of now at least). I only feel terrible cause the PI I had a discussion with was pretty cool and also because it always feels a bit empty when you realise that all that work trying to jump through hurdles led to nothing.


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New Releases 06/18/12
Accidental Love by Lacey Wolfe
Hot Bods Series, Book 3
Genre(s): Erotic Contemporary Romance/May-December Romance
Length: Novella
Price: $3.99
Has Jane accidentally fallen for the decoy?
Sometimes there is only one thing to do when you get dumped—make the ex jealous with someone new. Which is exactly what Jane plans to do with Ben, an older, handsome man who has agreed to act as her new love interest.
When Ben meets Toby, Jane's unruly dog, he offers to help her train him. But as Ben helps Jane gain control of her dog, he realizes he's lost control of his feelings, and he's beginning to fall for the much younger woman.
Suddenly, Jane can't seem to remember what she ever saw in her ex. All she can focus on is the way Ben makes her feel each time he kisses her. But now the ex has decided he wants her back, and he's willing to play dirty to make it happen.
Content Warning: Explicit sex
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A Clockwork Butterfly by Tabitha Rayne
Genre(s): Futuristic Erotic Romance
Length: Novel
Price: $5.50
Lovers torn apart by duty…will Angelo and Lena be reunited?
Mankind is close to extinction. Toxins have all but wiped out the male population. The remaining fertile men are housed in manors where their seed is collected.
Lena Lee is a new collector with a rare pheromone believed to reignite human fertility. She's assigned a male who's predicted to be her perfect match.
Angelo, a clockwork butterfly maker, is held captive, his essence harvested daily by Lena. Over time, the couple begins to fall in love, something which is strictly prohibited. When their forbidden love is discovered, Lena is banished from the manor.
Torn apart by the duty that brought them together, Lena and Angelo must find a way back to each other. But even if Angelo manages to escape, he doesn't know where to find Lena. Will following the path of the clockwork butterfly lead him to his true love?
Content Warning: strong language, BDSM, and graphic sexual content, including m/f, f/f, and f/f/m sexual interaction
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New 2020 GMC Sierra 1500 Elevation 4WD
- Stock: T20374
Basic Info
Exterior:Satin Steel Metallic
Transmission:10-Speed Automatic
Engine:EcoTec3 5.3L V8
Fuel Efficiency:16 CITY / 22 HWY
Key Features
Android Auto
Apple CarPlay
Automatic Climate Control
Backup Camera
Fog Lights
Keyless Entry
Power Seats
Premium Audio
Side-Impact Air Bags
Tow Package
WiFi Hotspot
Heated Steering Wheel
Priced below KBB Fair Purchase Price! Advertised price includes: $6000 - GM Consumer Cash Program . Exp. 08/03/2020 Dealer discount applies for everyone.
Not available with special financing, lease and some other offers.
Vehicle Details
- Wheel, 17" x 8" (43.2 cm x 20.3 cm) full-size, steel spare
- Tire carrier lock keyed cylinder lock that utilizes same key as ignition and door
- Bumper, front, body-color lower (Front bumper color will be high gloss black.)
- Bumper, rear body-color with corner steps
- CornerStep, rear bumper
- Grille (Body-color surround with high gloss Black mesh and inserts.)
- Fog lamps, LED
- Taillamps, LED tail and stop light with incandescent reverse light
- Glass, deep-tinted
- Lamps, cargo area, cab mounted integrated with center high mount stop lamp, with switch in bank on left side of steering wheel.
- LED Cargo Area Lighting located in cargo box activated with switch on center switch bank or key fob
- Tailgate, standard
- Tailgate, gate function manual with EZ Lift includes power lock and release, includes hitch area light
- Tailgate and bed rail protection caps, top
- Door handles, body-color
- Seat adjuster, driver 4-way manual
- Seat adjuster, passenger 4-way manual
- Floor covering, color-keyed carpeting
- Steering wheel, leather-wrapped
- Instrument cluster, 6-gauge cluster featuring speedometer, fuel level, engine temperature, tachometer, voltage and oil pressure
- Driver Information Center, 4.2" diagonal color display includes driver personalization
- Compass, located in instrument cluster
- Exterior Temperature Display, located in radio display
- Brake lining wear indicator
- Remote vehicle starter system
- Cruise control, steering wheel-mounted
- Theft-deterrent system, unauthorized entry
- Steering column, lock control, electrical
- USB ports, dual, charge-only (2nd row)
- Air vents, rear
- Mirror, inside rearview, manual tilt
- Assist handles front A-pillar mounted for driver and passenger, rear B-pillar mounted
- GMC Connected Access capable (Subject to terms. See onstar.com or dealer for details.)
- Audio system feature, 6-speaker system
- Steering wheel audio controls
- 4G LTE Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.com or dealer for details.)
- Rear axle, 3.42 ratio (Included and only available with (L3B) 2.7L Turbo engine or (NHT) Max Trailering Package.)
- Pickup bed
- GVWR, 7000 lbs. (3175 kg) (Requires Crew Cab or Double Cab 4WD model and (L3B) 2.7L Turbo engine. Requires Crew Cab 2WD model and (LM2) Duramax 3.0L Turbo-Diesel I6 engine. Requires Double Cab 4WD model with (L84) 5.3L EcoTec3 V8 engine without (NHT) Max Trailering Package.)
- Automatic Stop/Start
- Transfer case, single speed, electronic Autotrac with push button control (4WD models only)
- Four wheel drive
- Alternator, 220 amps (Included and only available with (L3B) 2.7L Turbo engine, (LM2) Duramax 3.0L Turbo-Diesel I6 engine or (NHT) Max Trailering Package.)
- Battery, heavy-duty 730 cold-cranking amps/80 Amp-hr, maintenance-free with rundown protection and retained accessory power (Included and only available with (L84) 5.3L EcoTec3 V8 engine, (L3B) 2.7L Turbo engine and (L87) 6.2L EcoTec3 V8 engine.)
- Frame, fully-boxed, hydroformed front section
- Recovery hooks, front, frame-mounted, Black
- Cargo tie downs (12), fixed, rated at 500 lbs per corner
- Steering, Electric Power Steering (EPS) assist, rack-and-pinion
- Brakes, 4-wheel antilock, 4-wheel disc with DURALIFE rotors
- Capless Fuel Fill
- Exhaust, single outlet
- Exhaust, aluminized stainless-steel muffler and tailpipe
- StabiliTrak, stability control system with Proactive Roll Avoidance and traction control, includes electronic trailer sway control and hill start assist
- Airbags, Dual-stage frontal airbags for driver and front outboard passenger; Seat-mounted side-impact airbags for driver and front outboard passenger; Head-curtain airbags for front and rear outboard seating positions; Includes front outboard Passenger Sensing System for frontal outboard passenger airbag (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- Teen Driver mode a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to help encourage safe driving behavior. It can limit certain available vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on driving habits and helps you to continue to coach your new driver
- Tire Pressure Monitoring System with Tire Fill Alert (does not apply to spare tire)
- Rear Seat Reminder
Tech Specs
- Array
- Preferred Equipment Group 3SB
- 3.42 Rear Axle Ratio w/Max Trailering Pkg
- 3.42 Rear Axle Ratio
- Heavy-Duty Rear Locking Differential
- Wheels: 20" x 9" Black Gloss Painted Aluminum
- Wheel Locks (Set of 4) (LPO)
- Front 40/20/40 Split-Bench Seat
- Front Bucket Seats
- Cloth Seat Trim
- 10-Way Power Driver Seat Adjuster w/Lumbar
- Cloth Rear Seat w/Storage Package
- Heavy Duty Suspension
- Radio: GMC Infotainment Audio System
- Radio: Premium GMC Infotainment Sys w/Multi-Touch
- Preferred Package
- Elevation Convenience Package
- Elevation Convenience Package w/Bucket Seats
- Elevation Value Package
- Elevation Value Package w/PCU
- Single-Zone Manual/Semi-Automatic Air Conditioning
- Electric Rear-Window Defogger
- Color-Keyed Carpeting Floor Covering
- 120-Volt Instrument Panel Power Outlet
- Deep-Tinted Glass
- Front License Plate Kit
- LED Cargo Area Lighting
- GMC MultiPro Tailgate
- Trailering Package
- Max Trailering Package
- ProGrade Trailering System
- 220 Amp Alternator
- Integrated Trailer Brake Controller
- OnStar & GMC Connected Services Capable
- 4-Way Manual Driver Seat Adjuster
- Power Sliding Rear Window w/Rear Defogger
- 4-Way Manual Passenger Seat Adjuster
- GMC Connected Access Capable
- Power Front Windows w/Passenger Express Down
- Power Rear Windows w/Express Down
- Keyless Open & Start
- Power Door Locks
- Power Front Windows w/Driver Express Up/Down
- Rear Wheelhouse Liners
- Front Rubberized-Vinyl Floor Mats
- Rear Rubberized-Vinyl Floor Mats
- Remote Vehicle Starter System
- Dual-Zone Automatic Climate Control
- Hitch Guidance
- Floor-Mounted Center Console
- Body-Color Surround Grille
- Heated Driver & Front Outboard Passenger Seating
- External Engine Oil Cooling
- 120-Volt Bed Mounted Power Outlet
- Heated Steering Wheel
- Auxiliary External Transmission Oil Cooler
- 12-Volt Rear Auxiliary Power Outlet
- 2 USB Ports
- Electrical Lock Control Steering Column
- Manual Tilt Wheel Steering Column
- Manual Tilt-Wheel & Telescoping Steering Column
- Hitch Guidance w/Hitch View
- Increased RGAWR
- In-Vehicle Trailering App
- SiriusXM w/360L
- HD Radio
- Universal Home Remote
- Steering Wheel Audio Controls
- Premium Bose 7-Speaker Sound System
- 6-Speaker Audio System Feature
- Rear Dual USB Charging-Only Ports
- Theft Deterrent System (Unauthorized Entry)
- HD Rear Vision Camera
- Front Frame-Mounted Black Recovery Hooks
- 4G LTE Wi-Fi Hotspot Capable
- 4-Wheel Disc Brakes
- 6 Speakers
- Air Conditioning
- Electronic Stability Control
- Tachometer
- Voltmeter
- ABS brakes
- AM/FM radio
- Brake assist
- Bumpers: body-color
- Delay-off headlights
- Driver door bin
- Driver vanity mirror
- Dual front impact airbags
- Dual front side impact airbags
- Front anti-roll bar
- Front fog lights
- Front reading lights
- Front wheel independent suspension
- Fully automatic headlights
- Heated door mirrors
- Illuminated entry
- Low tire pressure warning
- Occupant sensing airbag
- Outside temperature display
- Overhead airbag
- Overhead console
- Panic alarm
- Passenger door bin
- Passenger vanity mirror
- Power door mirrors
- Power steering
- Power windows
- Radio data system
- Rear reading lights
- Rear step bumper
- Rear window defroster
- Remote keyless entry
- Security system
- Speed control
- Speed-sensing steering
- Split folding rear seat
- Steering wheel mounted audio controls
- Tilt steering wheel
- Traction control
- Trip computer
- Variably intermittent wipers
- Compass
- Front Center Armrest w/Storage
- Wireless phone connectivity: Bluetooth
- Exterior Parking Camera Rear
- Premium audio system: GMC Infotainment System
- Apple CarPlay/Android Auto
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Security System
- AM/FM Stereo
- Cruise Control
- Rear Defrost
- Four Wheel Drive
- 8 Cylinder Engine
- Floor Mats
- Gasoline Fuel
- Daytime Running Lights
- Keyless Entry
- Heated Mirrors
- Power Mirror(s)
- Pass-Through Rear Seat
- Power Steering
- Adjustable Steering Wheel
- Conventional Spare Tire
- Traction Control
- Power Windows
- MP3 Player
- Fog Lamps
- Privacy Glass
- Power Outlet
- Leather Steering Wheel
- Tow Hooks
- Tire Pressure Monitor
- Bluetooth Connection
- Telematics
- Remote Engine Start
- Back-Up Camera
- Stability Control
- Keyless Start
- Auxiliary Audio Input
- Rear Bench Seat
- Passenger Air Bag Sensor
- WiFi Hotspot
- Smart Device Integration
- Driver Restriction Features
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Hey Readers,
So I'm finally back to my reading self and just trying to catch up on reviews. So far this year I have read 6 books, nearly 7 and haven't had a chance to review any of them yet so I need to get my skates on and get uploading.
So this last week I have been finishing up a few books and getting started on my February TBR, as I am still trying to play catch up I'm going to be using my free time typing and less time reading as much as I dread that. So below are three books I'm hoping to read this month and if I manage to get through them I can always pick up another;
Exodus – Andreas Christensen
French Milk – Lucy Knisley
Vicious – V.E.Schwab
Looking forward to this month, I have already started Exodus and I am hooked on this space adventure. I had it recommended to me by a friend and she definitely knows what I like to read, I'm having difficulty putting it down. Thanks Megs!
Happy reading!


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AQHI Inc. is an Asbestos Certified Contractor in Newport Beach CA Carrying Multiple Official Qualifications for your Protection.
Homes and businesses built before the 1970s have a very real possibility of asbestos contamination on the premises. Fortunately, an asbestos certified contractor in Newport Beach CA can help you clean up your older building. At AQHI Inc., we have the licenses, registrations, and certifications that mark us as a supremely qualified asbestos certified contractor in Newport Beach CA for all your asbestos remediation needs, including removal of asbestos-containing:
- Ducts
- Roofing
- Flooring
- Popcorn ceilings
- Insulation
- Mastics
Why You Need an Asbestos Certified Contractor in Newport Beach CA
Asbestos-containing materials really only create an active threat when they become damaged, as this allows tiny fibers to escape the matrix of the material and create hazardous dust. Because any asbestos remediation involves breaking up materials, there will be some amount of fiber release. An uncertified contractor may not know how to control this fiber release or clean up properly afterwards. On the other hand, an asbestos certified contractor in Newport Beach CA knows exactly how to handle your removal project so you never have to worry about contamination spreading. Here is an overview of the main safety measures that AQHI Inc. will put in place to protect your property during a job:
- Creation of a sealed work area to contain contamination
- Use of HEPA-filtered equipment to ventilate work area
- Wetting of asbestos-containing materials to minimize fiber release
- Secure bagging of waste
- Decontamination of all workers and waste bags leaving the work area
- Thorough post-remediation cleaning
As a responsible asbestos certified contractor in Newport Beach CA, AQHI Inc. abides by the highest standards of safety at every step of the process. In the unlikely event an accident should occur, you will be protected from liability by our comprehensive insurance coverage that includes specific provisions for asbestos pollution.
We're Licensed for Asbestos Disposal Too
Since asbestos is designated a hazardous material in California, its transport and disposal is regulated. Because AQHI Inc. is certified to transport asbestos waste to licensed disposal facilities, we can handle every step of your project. As your asbestos certified contractor in Newport Beach CA, we'll give you a comprehensive bid and handle all the tasks you need completed.
Call Now for Safe Asbestos Remediation
It is very important to remember that although asbestos contamination is invisible, it is still very dangerous. You cannot underestimate it. Why risk your health with a DIY cleanup when you can simply call AQHI Inc.? With multiple locations in southern California, we can launch a fast response no matter where your property may be located.
To view AQHI's certified duct removal process, click on the image to the right to view the PDF:
Contact Us For Safe & Fast Asbestos Removal in Asbestos Certified Contractor in Newport Beach CA
Call Us
Phone: 909-989-3444
Toll-Free: 800-481-8080
Email Us
Hours of Operation
Our asbestos removal office for Asbestos Certified Contractor in Newport Beach CA is open Monday through Friday between 8:00 AM and 5:00 PM and closed for lunch from noon to 1:00 PM. With advance notice, projects can be scheduled for weekends, early mornings and evenings.


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Reading Lens for Edge Vision Mask in Multiple Diopters.
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Welcome to EDGE GEAR, a high quality/high value manufacturer and distributor of exceptional SCUBA and Snorkeling equipment
Business Hours: Monday - Friday 9AM - 6PM EST Extensions: Sales - 101 Technical Support - 102 Operations - 104 Accounting - 105
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EDGE-HOG Dive Gear 5208 Mercer University Drive Suite E Macon, GA 31210
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Police Seek Hit and Run Driver After in Route 7 Accident
Wilton Police say they are looking the driver of a pickup truck who allegedly hit two cars on March 6 and then drove away.
According to Ctpost.com, a Wilton resident was driving north on Route 7 (Danbury Road) at about 2:40pm last Tuesday when she was hit from behind. Police say that the driver of the pickup then backed up and struck another vehicle.
As the drivers of the two damaged vehicles got out of their cars to access the situation, they reported that the driver of the pickup that hit them made a U-turn and fled the scene in the southbound direction of Route 7. They told police that the truck was a dark color and may be a Dodge Ram or similar looking vehicle.The suspected hit and run driver is believed to be a white male. The vehicle has damage on the front and rear.
If you have any information on the incident, please call the Wilton Police Department at 203-834-6260.
Read More Local Stories:
- A Danbury Native Was the Pilot During Deadly Helicopter Crash
- Today's Nor'Easter Looks Like it Won't Be Our Last
- The Rumors Were True, Five Guys Is Headed Back to Brookfield
- 5 Strange Laws Actually on the Books in Connecticut
Lou's Hilarious Commercial for Olive Garden's Meatball Pizza Bowl:
The Official Rules of the American Handshake:


text: Sam Feldt & The Him – Drive You Home (feat. The Donnies The Amys) – Single [iTunes Plus M4A] Posted by: Paulo December 11, 2015 in New Releases, Singles Leave a comment Genres: Dance, Music Released: Oct 16, 2015 ℗ 2015 Polydor Ltd. (UK) Tracklist: Store Download Sam Feldt The Him 2015-12-11 Paulo Share ! tweet


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Home Tags Arugula
Tag: arugula
Grilled Pepper Salad
This colorful grilled pepper salad features fresh arugula and three types of peppers topped with a honey, lime, and cilantro dressing, chopped hazelnuts and crumbled goat cheese.
Family-Style Muffuletta
Skip carryout and build your own delicious New Orleans-inspired muffuletta. The olive salad truly takes it up a notch.
Green Goddess Dip
Fresh herbs combine with Greek yogurt for a cool, tasty dip.
Vivian Howard's Fried Green Tomatoes Over Apple-Arugula Salad
The flavors of fall meld in this Southern salad.
Arugula with Shaved Parmesan and Sweet Potato Skins
Fried sweet potato skins give a perfectly crunchy texture to this salad.
Mason Jar Salad
Quick, simple and effective, Mason jar salads are perfect for a picnic or packed lunch.
Pesto Chango!
Tried and true pesto is made with lots of basil and pine nuts with olive oil, Parmesan, and garlic, but for these recipes, basil is exchanged with another dark leafy green, and expensive pine nuts are substituted with other kinds of nuts.
Walnut, Pear and Goat Cheese Salad
Crunchy walnuts, creamy goat cheese and juicy pears combine to give this salad great flavor.
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Welcome to your private Wilderness-style residence with the Wekiva State Forest in your back yard with your own private Olive Tree orchard on nearly 8.33 acres. This magnificent timber showplace is a picture-perfect sanctuary blending fine craftsmanship with fine living. Set beneath towering trees and along a winding drive, the grand entrance welcomes with a massive framed portico under a metal pitched roof and a wrap-around porch that spans the entire home. The rustic storybook theme carries throughout the home with over eight types of wood including pecky cypress, pine, walnut, and Florida Mahogany. Mississippi Cypress trees frame the centerpiece of the home and offer support to the second floor loft. The lodge-like ambiance is enhanced by the floor to ceiling Pennsylvania stone fireplace and stone wall kitchen, red Florida brick, exposed beams, half-log straight wooden staircase, and expansive top-quality Pella doors and windows. The impressive chef's kitchen features four ovens including a Fisher & Paykel 6-burner gas range, GE Monogram stainless built-in fridges, double stacked stone island, two sinks, butcher block-top island, and custom tile backsplash. The mammoth master (32x22 ft.) spans the entire front of the second floor. Detached second building houses garage and with a giant patio is the perfect location for hosting wedding parties.
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Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.
Listing data comes from My Florida Regional MLS DBA Stellar MLS.
Listing information last updated on July 9th, 2020 at 6:45pm EDT.