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Key Realty School is an NMLS Approved Course Provider / Provider #1400382 / Course #1601
Licensing requirements now require all states to comply with a minimum educational and testing standard. The state of Nevada requires 30 hours of pre licensing education to meet all state and
national licensing requirements. The 30 hour requirement is broken into two sections. The 20 Hour SAFE Act course is designed to meet and satisfy the national side of the pre licensing education. The 10 Hour State specific section is designed to satisfy the state side of the state specific side of the pre licensing requirement for Nevada. It is recommended that students complete the 20 hour National portion of the requirement first at which point the student will further understand the basis of mortgage lending academics. Said understanding, will allow the student to more easily comprehend the state specific portion of the requirement.
The 20 hour National Mortgage Licensing course – (The National and Practical Side)
Key Realty School offers a 20 hour course designed to meet the SAFE Act standards and prepare a student for the federal portion of the National Mortgage Licensing Exam in the process. Due to the practical nature of the course, Key Realty School recommends all education designed to meet the requirement be taken in class and any additional state specific requirement be completed online.
The 20 hour course is classroom only. It is designed to provide the most practical information possible. Students completing the course will satisfy all requirements and be prepared for the Federal portion of the licensing exam. Students completing this course will obtain practical mortgage education through LIVE classroom instruction and will obtain the fundamental skills to successfully practice mortgage lending.
The NATIONAL
20 Hour National Mortgage Licensing approved course tuition:
$299 Course tuition includes required course textbooks. Use the link below to enroll in the 20 hour SAFE NMLS approved course.
Click here to enroll in the 20 Hr National NMLS Course
The 20 Hour National Mortgage Licensing approved course will meet all of the SAFE Act curriculum requirements and provide a practical training setting which will provide the student with a base for their future practice. The course curriculum will include:
- Disclosure provisions of federal laws related to mortgage lending.
- Procedures to protect the privacy of consumers as required by federal law.
- Ethics and discuss the purpose of codes of ethics.
- Anti-discrimination Laws.
- Mortgage fraud.
- Conventional loans.
- Conforming and nonconforming loans.
- Qualifying standards for FHA-insured loans.
- Qualifying standards for VA-guaranteed loans.
- Adjustable rate mortgage.
- Agency guidelines on lending and subprime loans.
- Primary mortgage market and secondary mortgage market.
- Loan processing.
- Standard loan applications.
- Evaluating borrowers.
- Calculate income and total debt ratios.
- Private mortgage insurance.
- Appraisal approaches used to arrive at an opinion of value.
- Click here to obtain a copy of the course syllabus
The following is a list of dates for the calendar year.
Classes held at the Flamingo location are held Monday through Thursday from 5PM to 10PM at the Flamingo location – (3650 East Flamingo LV NV 89121)
Classes held at the Russel location are held Monday and Wednesday from 8AM to 630PM at the Russell location – (9121 W Russell Rd, Ste 210, LV, NV 89148)
2016 Dates:
- September 19 & September 21, 2016- Russell Location
- October 17 through October 21, 2016- Flamingo Location
- November 14 & November 16, 2016- Flamingo Location
- December 12 through December 15, 2016- Flamingo Location
2017 Dates:
– Classes held at the Russell location will be held from 8AM to 1PM
– Classes held at the Flamingo location will be held from 5PM to 10PM
- January 16 through January 19, 2017 – Russell Location
- February 20 through February 23, 2017 – Flamingo Location
- March 20 through March 23, 2017 – Russell Location
- April 17 through April 20, 2017 – Flamingo Location
- May 22 through May 25, 2017 – Russell Location
- June 19 through June 22, 2017 – Flamingo Location
- July 17 through July 20, 2017 – Russell Location
- August 21 through August 24, 2017 – Flamingo Location
- September 18 through September 21, 2017 – Russell Location
- October 23 through October 26, 2017 – Flamingo Location
- November 13 through November 16, 2017 – Russell Location
- December 18 through December 21, 2017 – Flamingo Location
The 10 hour Nevada specific side of the Nevada licensing requirement – (The State and Academic Side)
Key Realty School currently works with online course systems to supply the 10 hour state specific side of the Nevada SAFE Act requirement. The tuition for this program is $129. NOTE: ONLY Students who are enrolled in or who have completed the Key 20 Hour SAFE course are eligible to take the 10 hour state specific course online at the discounted tuition of $129. Students who are not enrolled in or have not taken the 20 Hour SAFE course through Key are required to pay $199 in tuition. Students are supplied with the online course registration for the 10 hour state specific online module during the national component of the curriculum.
Additional 10 hour State Specific Course information: This course is designed to supply the student with the 10 Hour NV SAFE specific curriculum designed to complement the 20 Hour National SAFE course curriculum and therefore supply the student with the completion educational profile to apply for the testing / licensing requirements deemed necessary by the licensing requirement. The course will be completed through instructor lead online training and is readily available through the internet and is presently provided by Training Pro.
Misc. Information
NMLS Resource Center and Information
NMLS Testing – Students are required to complete the National Test with Uniform State content. The exam consists of 115 graded multiple choice questions. The test must be completed within 190 minutes and the student must pass the exam with a 75% or greater score. Click here to review the exam content
Las Vegas
Prometric Testing Center
6625 S. Valley View Boulevard Suite 414
Las Vegas, NV 89118
Prometric Testing Center
2295 S. Virginia Street Suite 16
Reno, NV 89502
Testing and NMLS Background Check Fees:
Licensing Application Fee: $240.00
Fingerprint & Background check $36.25
Credit Report $15.00
NMLS National Test with Uniform State Content $110.00
*Aforementioned fees are subject to change. Applicants are encouraged to visit the NMLS website for up to date fees.
Please visit the National Mortgage Licensing System website for additional details and up to date information: http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx


text: India How to Become private Detective Fight against Cheating Published 7 months ago on December 26, 2019 By Jim Backus For our investigators on private detectives, being able to tell the hardcore signs of a cheating spouse is just touching the tip of the iceberg. Many spies of India will charge you a huge amount and can inform you about your spouse's behavior in advance. However, the situation is different when you choose private detectives spies where we gather solid evidence. In fact, we do not provide an average range of services covering matrimonial inquiries. Become private Detective Fight against Cheating Our very best private investigators, the cream of the crop in India, run day-to-day to physical and virtual locations to retrieve data, records and real facts for you. They promise better performance in all services, from surveillance services to pre employment investigation services, and corporate checks to debugging and sting operations. It is primarily this multi-disciplinary approach that allows private detectives to stand out among all their competitors in the market. In addition, our investigators fully understand the seriousness and sensitivity of the case which helps them to be vigilant at every step. With nearly eight years of experience in this industry of investigation and law, private detective still know more about the ins and outs of the area than any detectives who have been around for a long time. Since the founding of Private Detectives, we have built a strong team of private investigators with an excellent record of achievement. This team knows how to gather information efficiently without breaching your privacy. No matter who you suspect, we will go to the end of the earth to find them. For this, we have a large network of over a hundred private investigators who can always observe the truth as they are present everywhere in India and India. People always ask us why and how we always manage to be successful in our operations. Our simple rule is to wear our customers' shoes. We ask ourselves how we want to be treated as a related customer. Thus, you will benefit in many ways when you hire us to work as your personal spies. Careful We are completely prudent in all our matters. We do everything more to ensure that a person of interest never feels that they are being watched. The information presented to us is kept confidential and is cleverly managed. Trained professional Our employees are fully trained and accredited. They are dedicated to bringing premium quality evidence, conducting an efficient investigation and concluding with the right results. Legal conduct Our team has full respect for the law. Even if the customer asks us, we do not do anything unprofessional, unsafe or illegal. We value honesty and reliability in all our actions. Also, in the movies shown to the contrary, we are legal detectives who stand with the legal system, government, and all related policies. Transparent pricing We remain crystal-clear in terms of our pricing. Strange topics such as fee discussion are done smoothly by our professional detectives at the very beginning. We keep our customers posted every step of the way. You will always know in which direction the matter is going, and you will be the person making all the discussions. Remain optimistic Private Detectives make it a point to always be positive. They do not back down from what turns the case. We do not leave matters incomplete until we have exhausted every possible option. This determination makes us successful at the end of the day. We care In private detective services, we put our hearts to everything. Our detectives know how necessary it is for a person to find the missing member of their family or prove that they cheat on their husband. It is for this reason that we chose to be spies. To help people get free from the stresses of their lives and to find the real truth that satisfies us. Detecting private detectives is really your best interests at heart. Our employees are fully qualified, tactful and licensed. They leave no stone unturned to find the truth. We become the best for our clients only due to the fact that we want to be the best private investigation agency in India, every day we go to work in the morning. Jim Backus https://hrinvestigation.com/ Passion is working as a blogger and digital marketing manager at one of the major digital marketing agencies in the USA. Also, loves music, travel, adventure, family, and friends. See author's posts Related Topics:private Detective Don't Miss Treat Your Tastebuds with Sumptuous Dishes of Gujarat on Your Next Vacation Continue Reading You may like Click to comment India Treat Your Tastebuds with Sumptuous Dishes of Gujarat on Your Next Vacation Published 7 months ago on December 22, 2019 By twinklegarg Indians and food are two sides of the very same coin. And also why shouldn't it be? With countless tasty meals that the many states of India create, it's hard to stay fit. And also talking Indian food, it would certainly be downright unjust to not state Gujarat and also its cuisine that is filled with a selection of food items that can make you sink in your very own drool. There is a substantial variety of street food along with the food which can be eaten constantly. The funding of Gujarat that is Ahmadabad is additionally a lot understood about the food. Additionally, great deals of Gujarati foods are likewise healthy and nourishing. Making use of sugar or jaggery in a great deal of the preparations is what establishes this specific food apart from those of various other areas of India. Nevertheless, there are some meals that you cannot experience at their authentic best until you take a trip to the state itself. 01. The epitome of Deliciousness – Dhokla Dhokla is the flag-bearing meal of the Gujarati cuisine as well as is, in fact, a popular treat throughout the country. It's not simply delicious, however, is likewise healthy and also is liked by individuals that need to view their weight. Dhokla, constructed from fermented rice as well as split chickpeas, can be segregated in various dimensions, shade and the diverse design of fried as well as steamed ones, often served with Eco-friendly Chutney/ Meethi Chutney made of Khajoor (Dates) and also Aamli (Tamarind). It is garnished with the chopped coconut and fresh eco-friendly coriander. It is likewise readily available in various shades as well as different flavors. 02. Sumptuous Breakfast of Methi Thepla Theplas are generally parathas made from wheat, spices and the green leafy vegetable methi or fenugreek. They're a lot different than the stuffed Parathas prominent in North India. The meal is majorly given to the children due to the fact that they enjoy it as well as the quantity of protein as well as nutrients important for the body. Typically offered piping warm with fresh curd, pickles or chundo, they make wholesome meals. When accompanied by a cup of steaming hot tea, they also make a luxurious breakfast or a great snack during the gale. 03. Street Foods of Ahemadabad's – Khandvi Khandvi is an additional famous Gujarati dish that is primarily tiny damp rolls of baked gram flour sheets, served with environment-friendly chutney and also in some cases topped with coriander and also shredded coconut. The preference of Khandvi is likewise sweet and also salted. Light on the belly and also pleasing on the tongue, khandvi can be a perfect morning meal product or a savory night snack. Typically it is liked by youngsters. The rolls are very eye-catching as well as welcoming. At last, the tadka of environment-friendly and red chilies is put upon it. 04. Dream Cheat Day Breakfast – Fafda-Jalebi The spicy and also crunchy fafda when partnered with the crispy and also wonderful jalebi, is a winner of a mix, all Amdavadis will certainly advocate. There are lots of road food stalls in the funding city of Gujarat that will offer you the delightful sweet as well as hot set. It is offered with hot fried eco-friendly chilies and also Jalebi making it an excellent combination for a foodie. It is composed of the besan flour as well as available at nearly every swiped of food. When you take an item of the crunchy, salted, zesty fafda and also consume it with a piece of the crunchy, pleasant jalebi, you make sure to be in food heaven. 05. Regional Gujarati Mixed Vegetable – Undhiyu Undhiyu is another meal commonly prepared during Uttarayan- the kite flying celebration- in Surat. It's a blend of different veggies that is traditionally prepared in earthen pots. Undhiyu is another dish normally prepared during Uttarayan- the kite flying event- in Surat. It's a combination of various veggies that is traditionally cooked in earthen pots. All the veggies are steamed with each other as well as the Indian seasonings are mixed in it. It is offered hot with the masala tea. The recipe is generally originated from Gujarat just. The Undhiyu is very god for health because it includes the vegetable. 06. Savoury Cake of Gujarat—Handvo This is another baked treat that is easy-to-make, loading and also healthy. It's like a cake, except that it's made from veggies like container gourd and even pulses. This is a healthy baked treat made of lentils, rice, sesame and also spices, making it exceptionally nutritious. Commonly prepared over charcoal or in a pressure cooker, handvo is essentially a mouthwatering cake. To prepare handvo, a batter of lentils, as well as rice, is prepared as well as fermented overnight, and after that baked. The Handvo turns golden in the stove or pressure cooker and also it prepares yourself to get served. Gujaratis have a tendency to like their Handvo as well as never misses out on the possibility of eating it. 07. Gujarati Kadhi Every State in India makes its unique type of kadi. The Gujarati kadi is additionally well-known throughout the world it is made up of dahi, spices, and sugar or jaggery. It is among one of the most popular as well as rejuvenating Gujarati food. No Gujarati thali dish is ever complete without the kadhi. The appearance of this pleasant, as well as spicy, slim soup-like kadhi, can be enhanced with the addition of koftas or pakoras. The blend obtains steamed and is additionally offered warmly. It is additionally stated to be an amazing medication for sore throats. It's served with basmati rice or roti. As holds true generally with kadhi, Gujarati kadhi is additionally normally prepared during winter seasons. 08. Gujarati Dessert—Shrikhand Shrikhand is a treat that is transformed from common curds right into a delicacy in addition to its various flavors that make you lick your fingers. You might have never ever had actually curd similar to this before. Shrikhand is a special put up curd recipe where it gets combined with sugar as well as cardamom. It is enjoyed by individuals such as yogurt. Shrikhand is a special from both Gujarat and also Maharashtra, which is also called 'Matho' as well as is often used as prasad in temples throughout pujas and also several other festive occasions. The appearance of the dish is really thick and also offered cool with the garnishing of completely dry fruits. Nowadays people take pleasure in fruit-based Shrikhand along with mango Shrikhand. So, here is a substantial list of Gujarat Food. So the following time you plan travel packages to Gujarat, make sure to consume every one of these, due to the fact that what's travel without excellent food? The special flavour, as well as the considerable use of flavors, will certainly draw you in the direction of the dishes. Gujarat offers a selection of treat dishes as well as have a terrific impact all over India. Supermarket stores stock their shelves with simple to eat Gujarati snacks due to their comfort and also taste. Nobody ought to ever miss out on such tasty as well as sumptuous cuisine. Additionally, do not forget to share this list of specials with your food lover others as well as with those who do mean to see Gujarat soon! Maintain eating! twinklegarg https://www.swantour.com Twinkle Garg is a travel enthusiast who loves to visit the most popular as well as offbeat places in the world. She loves to share her travel experiences with fellow travelers. For planning a memorable trip for Leh Ladakh or any world destination, you follow her write-ups. See author's posts Continue Reading Education How to Determine Child Support Payments Published 7 months ago on December 9, 2019 By Jim Backus At this point when the guardians are separated or independent and cared for, the custodial parent has the privilege of Child Support. The order in relation to this installment arises from the state family court, which furthermore must be paid by non-parental parents dependent on various financial, social and expert variables. Find out the amount of payment There are three fundamental factors that must be considered as to how much non-custodial parents will have to pay for their child's needs and will be assessed by the state family court. These elements include: Income: The livelihood of the two parents should be examined and checked so that they have to present the correct documents required by the court. It is to be observed that parents are also given an opportunity to take advantage of their lives from their salary while providing for their Child Support. Just one level of their salary is to be used for the kids' booster installments, dependent on the court estimating the installments. Parental obligation: Related to the custodial parent's money and to help the parents decide the installment of the young booster should be considered. On the off chance that a custodial parent has more work than a non-custodial parent, this will affect the subsequent installment chosen by the court. A number of children: The more children are born, the more installment will be. This means a more prominent duty that two parents need to bear. For complacency, the two parents should give an equal measure of help in the parental and budgetary sense. Kid Support and Tax Matters Planned installments are subtracted with the respect of the custodial parent to help your children. They will also not be attached for evaluation in relation to the paying parent. Child Support and Residential Schedules To pay child support, one should also rely on paternity. This parent describes how the parent is engaged in bringing up the child. On the off chance that the image has step-parents, the set-up paternity still goes to both birth guardians despite their division or separation. In the event that the Child Support is ordered to live with just one parent, the custodial one, the non-parental parent is required to pay to help Tyche. Be that as it may, if Tyche is under joint authorization and remains in the living arrangements of the two guardians, then the measure of time spent in each household must be considered. It will be given a significant amount so that the appropriate installments can be properly ascertained which should be collected from the respective guardians. How is legal child support payment The process used to settle and find out the funding support required by the children is resolved on a case-to-case basis, regardless of the paternity created and the support provided to the youth by the two parents, regardless of whether they should be joint. Right or not. Additionally, every single document required by the court should be presented in a sequential manner. On the occasion that the consent of the original records has problems or that both parents cannot be agreed to understand the court-ordered orders, it is prudent with a private detective agency in Delhi. It will celebrate the legal advisors with a claim to fame, who have involvement in the care of young booster cases. Jim Backus https://hrinvestigation.com/ Passion is working as a blogger and digital marketing manager at one of the major digital marketing agencies in the USA. Also, loves music, travel, adventure, family, and friends. See author's posts Continue Reading Business What to Look For in a Divorce Case – How to Choose Wisely Published 8 months ago on November 18, 2019 By Jim Backus The arrangement of the articles focuses on the experts, methodology and procedural diagrams of the private espionage agency that we used to effectively protect a military retiree, a veteran of the Vietnam War. His ex had attempted to obtain half the salary and fickle aid of his military resignation in Virginia, even though he had separated from them six years earlier in Hawaii. While we are consistently happy to get an effective result for our clients, we felt frustrated about the former, who received a legitimate lawyer from hr lawyer at the first segregation activity in Hawaii that would have led to poor choices Let's tie it up all the time that the Virginia court got. In our ruling for the position, the judge told the former that, as opposed to her prior litigation, must show up to pursue a lawyer in Hawaii who spoke to her in isolation. Things that they are, how would you go to find a different separation lawyer? Here are some offers: Proposition # 1-Ask a Private Detective Agency On the off chance that you know a lawyer, ask him for a referral to a private detective agency. The person would most likely know someone or a few who devote a large part of the law to division and segregation and related issues. For example, I have long been dealing with division and segregation and there is fantastic notoriety between legitimate networks of neighborhoods. Any separate lawyer worth his salt should establish notoriety among various lawyers. From lawyers and elders realizing which is useful for a specific type of case; they certainly know what they will see, in the event that they were facing division and separation. Recommendation # 2-Yellow Page / Internet While not an unreliable well of data, the Yellow Pages and Web Lawyer's name may contain early wells. Lawyers who do not refer to related areas such as division, separation, military segregation and care and backing or property division, do not seek cases in those areas and unquestionably devote a large part of training in those areas. Be skeptical of advertisements that include a raft of all things everywhere. Keep in mind the familiar saying, "One handyman and no one else?" Won't you have someone who puts a lot of effort aside for the private detective agency at any rate, compared to someone who probably gives 3% of their training for private detective agency issues The Keep in mind that not everyone promotes in Yellow Pages or promotes any site or web inflation? For example, the Yellow Page has more phone postings than a lawyer's advertisement. Offer # 3-VIRGINIA LAWYER REFERRAL SERVICE The Virginia Lawyer Referral Service is staffed by the Virginia State Bar. Lawyers must request a stay and agree to a fixed expense for an underlying conference. A lawyer can be lodged under any category. Names are on a pivot and are given to customers who contact administration. Once again, not all attorneys are recorded. We are not registered with the referral administration. This property can name a lawyer who is looking into cases of a private detective agency. This does not mean that the lawyer is an expert or experienced in these types of cases. This means that the person under consideration is looking into individual cases. Be sure to inquire about meeting my lawyer. Proposition # 4 – Talk to more than one lawyer Truth be told, meet some lawyers. Ask each lawyer who handles division and segregation in the zone. In the event that they will not name you, leave the workplace when you see the names appearing on the various arrangements of the proposals, the probability is most likely that the lawyer is doing these cases all the time. Proposition # 5 – Use a checklist I have elements that you need to think about when choosing a different lawyer. A. Experience. The more you are rehearsing a specific area of law, the more you know. There is a familiar saying that a decent lawyer knows the law and an unreliable lawyer knows the judge! What is the difference between a Private detective agency in Delhi and an extraordinary lawyer? experience. B. Experience trying cases. Has he won any initial wins for his customers? Can attorneys reflect the results of the case or the client's tribute to his / her abilities? Jim Backus https://hrinvestigation.com/ Passion is working as a blogger and digital marketing manager at one of the major digital marketing agencies in the USA. Also, loves music, travel, adventure, family, and friends. See author's posts Continue Reading India 8 Best Cultural Festivals in India to Enjoy in Upcoming Years Published 1 year ago on July 11, 2019 By vanshikasharma India is a country filled with colours, different cultures, traditions, religions, diversities, casts, and languages. Individuals of India are engaged with various fairs and celebrations consistently. Regardless of whether it is Hindu or Muslim, Punjabi or Sikh, Jain or Christian every religion have their very own cultures and traditions to celebrate these cultural festivals in India. Each festival and celebration have its own history behind that to celebrate. A few celebrations are commended at national levels while others are praised at religious levels. Here we have listed some best cultural festivals in India that everyone should know before visiting India. 8 Best Upcoming Cultural Festivals in India 1. Makar Sankranti & Pongal Celebrated on 14th January onwards, Makar Sankranti is a Hindu festival and of course one of the best cultural festivals in India celebrated all across the country. The festival is celebrated as the end of harvesting season and Indian farmers come together in the joy and harmony of this festival. The festival is celebrated in different ways in the country, for example, through kite flying in Gujarat and parts of Rajasthan. Pongal is a multi-day long social celebration in India basically celebrated in Tamil Nadu. On the second day of Pongal, the merriments are set apart by bubbling milk in new mud pots during dawn and when the milk bubbles over yelling "Pongalo Pongal". It is a significant celebration in the state when individuals pray to their God for their good health and wealth. 2. Holi: The Festivals of Colors Holi is one of the most celebrated festivals in India that represent the essence and vibrancy of this incredible country. The wonderful festival is celebrated with coloured powders and water in the month of March is an extraordinary celebration denoted the whole way across the nation. Usually, the festival is celebrated for two days; where a night prior to the festival families and friends come together for Holika Dahan and on the next day, individuals come to join the party with colours and water enjoy the whole day. One can see a huge celebration of Holi in Mathura, Vrindavan, Dwarka, and Uttarakhand. 3. Easter A unique celebration of Christians, Easter Sunday is celebrated for Jesus Christ upon his resurrection from death. The day holds heaps of religious significance for the Christians and they celebrate this festival with lots of fervour. On this day, Christians wear new clothes, make delicious lamb dishes, and decorate eggs with different types of designs and colours. The Easter Basket is loaded up with chocolates, designed eggs, and numerous different things and brought to the church to get blessed by father. 4. Maha Shivratri Being among the most famous festival in India in Hindi calendar, Maha Shivratri is a celebration of Lord Shiva's marriage with Goddess Parvati. Usually celebrated in the month of February and peoples as devotees visit Shiva Temples to offer their prays. This festival is celebrated by all-day fasting and later in the night with singing and dancing. 5. Janmashtami Janmashtami is another Hindu festival celebrated with loads of fervour as the birthday of Hindu Lord Krishna. On this day, thousands of devotees go to Lord Krishna temples situated all across the country. Being the birthplace of Lord Krishna, Mathura and Vrindavan are loaded with thousands of devotees in the night. Usually, this festival is celebrated in the months of August or September. 6. Diwali Diwali is the widely celebrated cultural festival in India. The festival represents the homecoming of Lord Ram from his exile. On this day, usually, people decorate their houses with beautiful electronic lights, Diyas, and hand made rangolis on the floors. In the evening, people organize a grand Puja of Goddess Laxmi with bursting crackers and mark the festival in their hearts. The best places to see the huge celebration of the Diwali festival in India are UP, Rajasthan, Punjab, Delhi, and Mumbai. 7. Christmas Christmas is also one of the biggest and widely celebrated cultural festivals in India and even the world too. The festival is not only celebrated by Christians but also by other religions too. On this day Indian people wear new clothes and wear like Santa Claus as well and distribute chocolates & gifts to kids. The best celebration of this festival can be seen in the eastern parts of India like Old Goa, Cochin, and Meghalaya where people usually decorate churches and roam around the streets with lots of fervour. 8. Eid-al-Fitr Another one of the biggest religious and cultural festivals in India. Usually celebrated by Muslims. The festival marks the end of Ramzan and during this month, Muslims friends enjoy Iftar parties every evening with sweets and many delicious dishes. Mostly celebrated in Delhi, Lucknow, and Hyderabad, this the festival of brotherhood and cultural uniqueness. So these are some of the best cultural festivals in India that celebrated with loads of fervour and love. If you have ever visited India and enjoyed one of these festivals during your trip then share your experience with us in the comment section below. vanshikasharma See author's posts Continue Reading India Top 3 Air Conditioners Between 25000-35000 to Buy in India Published 1 year ago on April 26, 2019 By seemagupta The summer season is knocking on the door as the temperature of Indian cities is increasing day by day. The sultry and humid months of April, May and June make living uncomfortable owing to the unbearable heat. Many people buy an air conditioner during the summer to live comfortably and fresh. An AC can offer quick cooling at the start of a button. You can come from outside heat, start the AC to get instant cooling to get the respite from the heat. But, when it comes to buying a split AC Air Conditioners or window AC in India, there are many brands available with each offering some or other unique features. As a result, it may confuse you to make the right buying decision. Hence, to help you buy the best of the AC, here are leading three ACs between Rs.25,000 and Rs.35,000 Leading ACs in India between 25,000-35,000 Lloyd 1 Ton 3 Star Split AC Lloyd is an emerging company in India that manufactures quality home electronics including the ACs. The Lloyd 1 Ton 3 Star Split AC is a viable option that provides many features like: 1 Ton – suitable for small sized rooms 2 Star BEE Rating 2018 for energy savings up to 15% Auto restart feature Copper condenser for incredible cooling with hassle-free maintenance Sleep mode controls the temperature as per the needs during the night to help you enjoy a sound sleep You can go for this Lloyd AC in India at a price of around only Rs.30,000. LG 1 Ton 3 Star Window AC LG is a household name in the Indian market with years of expertise in producing many products such as LED TVs, smartphones, washing machines including ACs. The LG 1 Ton 3 Star Window AC can help you in enjoying a pleasant summer with useful features such as: 1 Ton – suitable for small rooms 3 Star BEE Rating 2018 for energy saving up to 15% Auto restart facility Copper condenser to help you enjoy effective cooling with less maintenance Sleep mode is available to adjust night temperature for a peaceful sleep Himalaya Cool Technology – enjoy hill station weather now at home The price of this LG AC in India is around Rs.27,000. Samsung 1 Ton 3 Star Inverter AC Samsung is yet another trusted consumer electronics brand operating in India for a long time. It is trusted for many products, and ACs is no exception. You can bring home the Samsung 1 Ton 3 Star Inverter AC which is laced with many features like: 1 Ton capacity is good for a small room in your home 3 Star BEE Rating 2018 for energy savings up to 15% Auto restart facility is available Alloy condenser for a hassle-free cooling Sleep mode to readjust the temperature to ensure sound sleep Inbuilt stabilizer Making the Samsung AC yours will cost you around Rs.33,000 in India. Grab the Special Summer Offer on ACs and save big You are now aware of the leading AC brands in India. You can now buy them without paying their entire price at once and manage your monthly budget easily. Yes, you can get an LG AC, Samsung AC or any other AC of your choice on easy EMIs by paying only the exact EMI amount and nothing more. As a result, you can save more as compared to similar EMI-based payment alternatives in India. This facility is available across the Bajaj Finserv EMI Network in India by using the Bajaj Finserv EMI Network Card. seemagupta Seema Gupta is a reputed financial expert and tech blogger who is well versed with financial market trends. She has worked with various banks and NBFCs, helping them achieve exponential growth. She has also penned-down numerous tutorials and articles on loan against security, gadgets and other different credit schemes; and how they affect the customer in the present market scenario. See author's posts Continue Reading India The Copyrights Act 1957: Things You Need to Know Published 2 years ago on December 18, 2018 By Satendra Kashyap The Indian Copyright Law conforms to international standards in this regards as mandated by TRIPS. The Copyright Act 1957 and subsequent amendments made in 1999, 2002 and 2012 fully implements Berne Convention for Protection of Literary and Artistic Works 1886 as well as the Universal Copyrights Convention which India is a signatory of. The Copyrights Act 1957 also conforms to Geneva Convention for the Protection of Rights of Producers of Phonograms. Since India is an active member of World Intellectual Property Organization (WIPO) and United Nations Educational, Scientific and Cultural Organization (UNESCO), certain concerns has to be addressed through a copyright law. Types of 'Work' protected under the Copyrights Act: As per the Copyrights Act 1957, the term 'Work' includes an artistic work which includes the following, Painting Sculpture Drawing including a diagram, map, chart or a plan Photograph Architecture All sorts of craftsmanship All kinds of literary work including computer compilations, databases and tables All kind of musical work Sound recordings Film work Keeping with the development of various technologies in this field, the Copyrights Act 1957 were amended several times to reflect a more modern approach. With the advent of satellite and computer technologies, the act was amended accordingly to protect artistic creations as was envisaged in the Rome Convention. Registration of copyrights in India: In India, one does not need copyright registration to take legal action against any infringement. Registration of copyright in India is treated merely as a record of fact and does not really confer any special right to the one registering. This view has been upheld by the judiciary through its various judgements from time to time. But copyright registration, although is not mandatory and does not confer any special right, should be done anyway as the registration certificate is treated by the courts as proof of ownership and is swiftly acted upon by law enforcing authorities in case of any infringement. Protection of foreign works through the copyrights act: Works of foreign nationals of countries, which are members of conventions India is a signatory to, are protected through the International Copyright Order 1999. In India, courts have also taken it upon themselves to protect the works of foreign nationals and companies viz. software, music and movies. The Indian government along with organisations like NASSCOM and NIAPC have taken several steps to counter piracy in these fields. Enforcement of the Copyrights Act: In India, the Copyrights Act 1957 provides for civil like permanent injunction, damages or accounts of profit, cost of the legal proceedings, delivery of the infringed material for destruction etc. Apart from that it also makes certain instances of copyright infringements cognizable offence which is punishable with imprisonment for a term not less than 6 months extendable up to 3 years and a fine not less than Rs.50,000, which may extend to Rs.2,00,000. For repeated offences punishments and fines are harsher. Satendra Kashyap https://www.techmelife.com/ Satendra Kashyap is an investigative journalist for Times of India, My brief writing career comprises of writing short articles for online magazines and blogs, writing features for local monthly magazines and developing marketing material for offshore clients. I've experience in creating engaging yet optimized content for search engines. 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subset: commoncrawl


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Income Statement and Statement of Cash Flows
The income statement reflects the company's financial performance by showing how much money was generated (revenue), how much was spent (expenses), and the difference (profit) between the two over a period of time. It is divided into the operating and non-operating sections. It can also tell how much money shareholders would receive if the company were to distribute all of its net earnings.
The cash flow statement provides cumulative information regarding all cash inflow from both its ongoing operations as well as any external investment sources. The cash flow statement is not influenced by any kind of fancy accounting concepts. It is a true reflection of the company's operating, investing, and financing activities. It helps to show why the company either lost or gained money during that particular period in time.
The statement of cash flow parallels the income statement by showing the relationship between the net income and cash flow. The income can be increasing but the cash flow decreasing if the company is not actually collecting cash from its customers. The income statement can tell you whether the company made a profit while the cash flow statement tells you whether it actually generated any cash.
Put very simply, the income statement answers the question "How did we do?", while the cash flow statement answers "Where did the money go?".
Three main groups use financial statements:
1. Large corporations - to decide how much credit to give to customers and how much should be distributed to investors in dividends.
2. Investors - to decide whether or not it would be to their advantage to invest their money and how much should be invested. They determine current profitability and make an attempt to predict the future.
3. Government - to determine how much the company must pay in taxes.
What are the advantages and limitations of using them to make...
References: http://www.money-zine.com/Investing/Investing/Analyzing-Income-Statements/
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SIGnature Pack from SIG, the "world's first aluminium-free aseptic carton pack that is 100% linked to plant-based renewable materials via a mass balance system", has won the prestigious French packaging award in the 'environmental' category. SIGnature Pack was launched on the French market earlier this year with Candia, part of the leading French dairy cooperative Sodiaal. The award recognises SIG's continued commitment to developing packaging innovations that add real value for consumers and the beverage industry, as well as Candia's thought leadership in driving tangible and innovative solutions in the drinking milk market.
Laura Garrot, CSR Manager at Candia: "Receiving the Packaging Award for our new eco-designed organic milk carton is a real honour for Candia and a true recognition for the teams and farmers, who are very proud of this motivating project for the entire company. This Packaging Award is the result of our cooperation with our partner SIG to launch this innovation to serve both our customers and consumers. Since the summer we have been offering a new organic UHT milk packaged in a carton that no longer contains aluminium and that contributes to developing a forest-based polymers supply chain through a certified mass balance system with the aim of gradually reducing the use of fossil resources. This is a concrete response for consumers who are looking for products with more environmentally friendly and recyclable packaging."
Gérald Saada, Director of Marketing and R&D at Candia, adds: "We are delighted with this fine recognition, which rewards the hard work of the Candia and SIG teams. We are enthusiastic about the future because the eco-designed carton pack is well received by our customers and consumers, who are more and more sensitive to environmental issues. With this technology and its innovative design, Candia's eco-designed organic cartons represent significant progress in the area of milk."
The SIGnature Pack is a step towards replacing fossil fuel-based materials by renewable plant-based ones. The pack is mainly made of FSCTM-certified renewable paperboard from sustainably-managed forests. The polymers (protective layers and closure) that make up the rest of the pack are linked to forest-based renewable material through a certified mass balance system. This means for the polymers used in the SIGnature Pack, an equivalent amount of bio-based feedstock went into the manufacturing of the polymers.
Melanie Revolte, Marketing Manager France at SIG: "We're proud to receive this important accolade within the environment category in partnership with our customer Candia. Our aluminium-free carton pack is linked to a by-product from the paper industry known as tall oil for the plant-based feedstock rather than to an agricultural crop, thus avoiding the use of land and resources that could be used to produce food. Working closely with Candia to launch SIGnature Pack, both companies have set a real example for the environment on the French dairy market."
"SIGnature Pack is a stand-out carton pack both in terms of providing added value to the beverage industry and satisfying growing consumer demand for sustainable packaging solutions and one of the most pivotal innovations supporting SIG's Way Beyond Good ambitions to offer customers the most sustainable food packaging solutions and to becoming a net positive business by contributing more to society and the environment than it takes out – across the value chain."


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Watch Classic Doordarshan National [DD] Videos on India's No.1 Doordarshan video Blog. This is a One-Stop Blog to watch Doordarshan Serials, Doordarshan Programs, Doordarshan Advertisements, Doordarshan films and much more.
Action Micro Footwear Commercial
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This is a vegan and gluten-free take on the Canadian honored Nanaimo Bar. YUM! I can't quite remember what the original tastes like, but this tastes SO GOOD! It's got a solid crust, a creamy center and a nice chocolate coating. You can't go wrong with that. Scroll down for my note on how to make this raw.
Nanaimo Bars [Vegan, Gluten-Free]
- 1/4 cup of almonds
- 1/2 cup of pecans
- 1/2 cup of walnuts
- 1 cup of shredded coconut
- 1/2 cup of cacao powder
- 1 cup of dates (pitted & soaked for a few minutes in warm water – reserve the soaking water)
- 1/4 teaspoon of sea salt
- 1 cup of cashews (soaked at least 4 hours, preferably 8)
- 1/4 cup of coconut butter
- 2 tablespoons of coconut oil
- 3 tablespoons of maple syrup
- 1.5 cups of vegan chocolate chips
- 2 tablespoon of coconut oil
- Put the nuts into your food processor and process until broken down into smaller pieces. Add the remaining ingredients and pulse until the mixture sticks together. I added a couple of tbsp of the date soaking water to help it form nicely.
- Line an 8×8 baking dish with parchment paper and press the mixture firmly into the pan. Put the dish in the freezer for 10-15 minutes while you make the filling.
- Drain and rinse your cashews. Put all of the ingredients into a high powered blender and blend until the mixture becomes smooth & creamy. Pour this evenly onto the pan over the base and put the dish back in the freezer for 15 minutes to firm up while you make the chocolate layer. You may need to use a spatula to smooth the layer out.
- Turn a burner on your stove on low heat. Add the chocolate chips to a pan with the coconut oil and gently stir the chocolate until the chips have all melted. Carefully pour this onto your cream base and store in the freezer until ready to eat.
- Once the bars have set, take them out of the freezer and cut into squares. I had a hard time cutting them, most of them didn't cut into pretty squares. Also, I recommend taking the bars out of the freezer 5-10 minutes before you want to eat them so they are easier to bite into.
**This can easily be made raw by making your own chocolate instead of using chips. I would recommend 1/2 cup of cacao powder to 3/4 cup of coconut oil – it will come out more thinly and will need to be frozen longer, but it should work nicely.
- Chocolate


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Gigabyte GA-EP45-UD3P - P45 at its Finestby Gary Key on February 3, 2009 12:15 AM EST
- Posted in
- Motherboards
GIGABYTE advertises the GA-EP45-UD3P as a mainstream motherboard and will nudge users towards their enthusiast-oriented EP45 Extreme series or X48 boards for overclocking duties. We are here to say that is a big mistake based upon our results. We expected solid overclocking based on the BIOS design and board components, but this board clocked just as well or better than any upper-end P45 or X48 boards we have in the labs.
True, there are boards that might hit higher FSB rates or offer better memory performance, but we are concentrating on mainstream overclocking abilities in our tests. We focus on the type of overclocks that support 24/7 operation with reasonable cooling and the ability to run a multitude of programs without a problem. We are not optimizing for SuperPI or 3DMark records; it's more like trying to keep our bank records safe from a crash (sadly, there's nothing we can do about banks crashing).
We put an emphasis on stability during our testing sessions so we test with real world applications ranging from a variety of games to digital imaging software to various audio/video creation programs, along with the normal OCCT and PCMark Vantage tests.
Q9550 4GB Results
Our maximum overclock on air-cooling with the Q9550 resulted in a 4.25GHz clock speed at a respectable 500MHz FSB with our 4GB G.Skill memory kit set to DDR2-1000 at 5-5-4-15 timings. The primary voltages settings were 1.36V NB, 1.38V VTT, 1.70V PLL, 2.00V VDimm, and 1.425V for the CPU. We tried to run the memory higher, but could not get stability at the DDR2-1200 mark in Nero Recode or Crysis. Vdroop was approximately -.02V with Load Line Calibration (LLC) enabled and -.035V with it disabled at idle. Under load Vdroop was -.025V with LLC enabled and -.05V with it disabled.
Q9550 8GB Results
We were able to reach the same 8.5x500 for a 4.25GHz clock speed with 8GB at DDR2-1000 with 5-5-5-15 timings. However, our voltage settings changed to 1.38V NB, 1.40V VTT, 1.70V PLL, 2.06V VDimm, and 1.450V for the CPU to compensate for the additional load on the MCH. Under load Vdroop was -.02V with LLC enabled and -.05V with it disabled.
E8600 Results
Our maximum overclock on air-cooling with the E8600 came with a blistering 4.40GHz clock speed at a fully stable 550MHz FSB rate. Our 4GB G.Skill memory kit allowed us to reach DDR2-1100 at 5-5-5-18 settings. We used the following voltage settings: 1.40V NB, 1.36V VTT, 1.72V PLL, 2.08V VDimm, and 1.500V for the CPU. We had to drop to 8x500 to get 8GB stable while keeping VDimm below 2.1V, PLL below 1.80V, and NB below 1.50V. Vdroop was approximately -.01V with Load Line Calibration (LLC) enabled and -.025V with it disabled at idle. Under load Vdroop was -.02V with LLC enabled and -.04V with it disabled.
E8600 Additional Results
We knew we had a good E8600, so we pulled out our CoolIT Systems Freezone Elite kit and decided to see how far we could get on this board. We ended up at 5GHz with a 10x CPU multiplier and FSB set to 500. We installed 8GB of memory and ran it at DDR2-1000 with 5-5-5-15 timings. We used the following voltage settings: 1.42V NB, 1.40V VTT, 1.76V PLL, 2.04V VDimm, and 1.5675V (1.550V was stable after raising NB to 1.46V) for the CPU. This is the first time we have reached a stable 5GHz with this processor in a P45 board. Vdroop was similar to our results above.
We have absolutely no concerns about recommending this board for 24/7 500FSB+ use. This board overclocks quad-core chips just as easily as it does dual-core offerings, which is a feat that most P45 boards cannot accomplish. Depending on your processor choice, the Northbridge (MCH) and PLL voltages are two prime settings open for reduction. We only utilize retail processors so it is up to luck if we get a good processor or not for overclocking.
We ultimately ran our E8600 at 585FSB stable in all our applications except for Adobe Premier Pro 4.0; it would constantly hang at any FSB setting above 550. We also tried to verify GIGABYTE's claim of DDR2-1366 support but our 2GB DDR2-1250 memory kit was unable to get above 1300. However, this is the first board that ran it stable at 1300 so we think it is just a limitation of our memory kit - or reluctance to push more than 2.4V into it.
In regards to voltage regulation, we think the GA-EP45-UD3P has excellent voltage output. We checked all the major voltages with a DMM and found very little variance between what you select in the BIOS and what the board actually outputs. The VTT, PLL, DIMM, and other voltages are accurate and stable across the spectrum. They show no real variances between idle and load states; if anything, we would see a small +.005V rise at times. As discussed, there is line droop on VCore when switching from idle to load situations. However, we found it was not substantial enough to affect stability or overclocking capabilities.
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Glenn - Tuesday, February 3, 2009 - linkOn second reading of your original post I wonder if you need to "initialize" that disk within Administrator Tools/computer management/Disk Management ? If it's showing up in device manager that is likely the problem. The cables provided by gigabyte work in any motherboard slot to any internal sata device (HD or Optical Drive) in either orientation. Reply
7Enigma - Tuesday, February 3, 2009 - linkYou solved my problem! I am now in the process of formatting the drive after initializing. I have NEVER had this issue before as I guess this issue is Vista specific.
I cannot thank you enough. I wish this article (and hence my question) had been up a couple days ago and saved me the several hours of wasted life. :(
Now anyone have a good (free?) ghosting program that will allow me to clone my current 80gig drive to the 250gig so I can get rid of the old PATA to use in my old computer build? Reply
semo - Tuesday, February 3, 2009 - linkyou've probably never had this problem because your drive already came with an os or the first thing you've done with a new hard drive is to install an os on it. either case, the initialization was done for you.
to mirror a hard disk --> http://www.pcinspector.de/Sites/clone_maxx/info.ht...">http://www.pcinspector.de/Sites/clone_maxx/info.ht...
to take a snapshot --> http://ping.windowsdream.com/">http://ping.windowsdream.com/
get the source and destination right. you only get one chance! Reply
7Enigma - Wednesday, February 4, 2009 - linkI've never directly swapped drives out like I'm trying to do here, but I have added additional drives before (all old IDE) and other than the Master/Slave issue the drives were always recognized upon reboot (with a drive letter already given). I'm sure this Vista method gives more flexibility (can have multiple drives installed but not actually recognized), but it was new and annoying to me.
As for the ghost program I think I'm going to use HDclone. While the free version has slow copy times (~1gig/min), I only have an 80gig HD I'm cloning from so I don't mind a bit extra time. And according to their website they claim they now support the extra space when cloning (previously all the freeware ghost programs had the annoying habit of not adding in the rest of the space on the new HD and so you were left with creating another partition, or getting a program like partition magic to do the job the ghost program should have in the first place.
Once again than you very much for all the help and quick advice!
I'll be interested to compare boot times of Vista and games with the new drive. My current 80gig is a 7200rpm Maxtor from several years ago and while the new drive is the same spindle speed I'm assuming that the higher density will allow for quite a bit of an improvement. I'm sitting on the sideline for another year or so before jumping on the SSD bandwagon. Too rich for my blood at the moment, but I drool over them. Reply
strikeback03 - Wednesday, February 4, 2009 - linkIn XP when adding SATA drives IIRC it was normal to have to format the drive before it could be used. I don't remember initialization being a separate step though, just format the unformatted space and it would work. Reply
7Enigma - Wednesday, February 4, 2009 - linkJust wanted to say I am no running my system on my new Seagate Barracuda 7200.10 ST3250410AS 250GB 7200 RPM 16MB Cache SATA 3.0Gb/s Hard Drive, after a 2hour HDclone that worked flawlessly (and free). Not only that but the new/current version of HDclone also expanded the partition for the new larger drive so I literally just unplugged the old drive after the clone and Vista isn't even complaining to validate again (a fear I had since my copy is Vista Home Premium OEM). I didn't want to try to explain why after building my system 2 weeks ago I'm already swapping the HD....
Thanks again! Reply
7Enigma - Wednesday, February 4, 2009 - linkno = *now* Reply
7Enigma - Tuesday, February 3, 2009 - linkThat sounds exactly like something that may be the culprit. As I mentioned I just made the big switch from XP to Vista, and am not used to some of the Vista policies.
I thank you very much for the advice and I'll have to try this ASAP! Reply
7Enigma - Tuesday, February 3, 2009 - linkThe bios is pretty confusing when it comes to this (and the manual also doesn't help). I have made sure the SATA bios settings are NOT set to AHCI or Raid, I believe the "off" setting is for it to be seen as IDE.
I kinda figured SATA didn't use the Master/Slave, but my concern is that since my primary OS drive IS a PATA drive, that there is an issue with trying to recognize a Master SATA (it shows up as master in the bios, whatever that means).
Another thing is since trying to install the SATA drive (I've since taken it out until I can find some answers) right before Vista loads the windows icon and the logon screen my HD now makes a 5-6 second grinding noise like it's searching the entire drive or something. This never happened before trying to get the SATA drive hooked up, and while it doesn't seem to have affected performance once in windows, it is a bit annoying during bootup (I keep my system off most of the time so on average boot up 2-3 times per day). Reply
The0ne - Tuesday, February 10, 2009 - linkI'm not entirely sure of this myself not having gone through reliable tests but I've been having similar problems with HD's as of late.
Make sure you only have one primary HD. If you have multiple HD set as primary, doesn't have to be active, you will run in problems. Vista chokes up as well. Make sure your HD's are labled properly when partition, Simple, Basic, Primary, etc. And then there's the odd external drive like my WorldBook 1TB that, if connected and power on, will 100% prevent XP or Vista to load up fully to the desktop (on my IP35E MB) or 100% crashes and resets the BIOS when XP/Vista tries to load (currently my EP45-DS3R MB). This WorldBook can only be connected once you're on the desktop.
I have a hate relationship with WD external drives, they just want to die in my arms for no apparent reasons. Reply


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Capture details like faces & clothing patterns & more in crystal clear 1080p HD, day & night. Swann's True Detect heat & motion detection reliably records activity & alerts you. Connect in minutes to your existing Wi-Fi network or use the Ethernet port for a wired connection. No need for a hub or DVR. It's built tough for the outdoors & can withstand sunshine, rain, snow & more. Hear what's happening onscreen & offscreen including conversations, noises, sirens & more. See everything thanks to a wide 110° viewing angle & 100ft/30m night vision. Save up to 7 days (hundreds) of short video clips to the camera's built-in memory. Enjoy 2 days of free storage to secure cloud with the ability to expand that to 30 days & many more clips.
Barcode: 840236122509
Product Type: Security Camera


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Wow! This sounds like a lot of fun. When/Where/What/Who/Why?!!!
When: Saturday (this coming Saturday) from 3PM – 6PM
Where: 1824 General Store/106 North Main Street in Mt. Pleasant
What: Free tastings of Made in Tenn products
Who: Our amazing suppliers that make their food/products right here in Tenn
Why: Because we know the products our Made in Tenn vendors make are delicious and made with a whole lot of love. Most of the companies are made up of families or a small number of staff. We get the privilege of supporting a small business in Tennessee while getting a great product to sell to you our customers and you our customers get to enjoy delicious food made in our home State. Doesn't get much better than that.
Bonus: If you purchase any of the Made in Tenn products featured during the 3PM-6PM event time, you will receive 10% off. (Only on featured TN products and only during those hours)
We are very fortunate to have all of these Made in Tenn products available in our store for our customers. Each and everyone of the people behind these companies that we deal with for ordering, asking questions, deliveries, etc are such a pleasure to work with.
And a huge thanks to all of our vendors for taking time out of your day to set up a table and provide food tastings to all our visitors on Saturday.
And a huge thanks to all of you who are planning on visiting the store for the Made in Tenn Tasting Event. Stop by anytime between 3PM – 6PM and meet the vendors and taste their products. It's all FREE!!
** Note: The store will be closed on Saturday for just 30 minutes from 2:30-3:00pm to allow the vendors to set up their tables. We will re-open at 3:00pm. (Of course we will open at 10am on Saturday as normal)
Until next time 🙂 Angela
Follow us on Facebook and Instagram @1824generalstore


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Tag Archives: Ben Vorlich
Five miles
I can't say I'm a big fan of low-level walks. Specifically those where the chances of crossing a few contour lines are rare. I much prefer a bit of up and down and a bit of a view. I'm happiest … Continue reading
Posted in Outdoor adventure Tagged Arrochar Alps, Beinn Narnain, Ben Vane, Ben Vorlich, Cobbler, Julie Andrews, Loch Long Leave a comment
The Brack and beyond
This post was supposed to be about climbing Ben Aan with my dad, but I had a wee iPhone restore problem and I lost a bundle of photos from recent adventures. Fortunately, I had shared a few of them from … Continue reading
Posted in Outdoor adventure Tagged Beinn Narnain, Ben Nevis, Ben Vorlich, Brack, munro, Recreation 1 Comment
Pierced pride on the Beinn Narnain spearhead
The forecast for the West Highlands was for near freezing temperatures, rain and a 40% chance of snow showers, with the likelihood of snow decreasing towards Loch Lomond. I had planned to bag Beinn Narnain and Beinn Ime, so I … Continue reading
Posted in Outdoor adventure Tagged adventure, Arrochar Alps, Beinn Narnain, Ben Vane, Ben Vorlich, climb, Cobbler, hiking, Loch Lomond, munro, snow 1 Comment
Ben Vorlich well-remembered
Last year I climbed the other Ben Vorlich in Stirlingshire. It was a memorable day out, and offered the chance to bag a second munro due to close proximity. The same can be said of the Ben Vorlich that resides … Continue reading
Posted in Outdoor adventure Tagged adventure, Arrochar Alps, Ben Vane, Ben Vorlich, French Alps, Jamie Andrew, Les Droites, munro, Outdoors, Scotch Whisky, Training 1 Comment
Renny's Sunday supplement
Sunday 1st April: Recovery day following Saturday's 9 mile road run. Fried breakfast to start the day at my in-laws, and then bacon rolls for lunch and my mum & dad's followed by a good hour walking round Pollock Park. … Continue reading
Posted in Outdoor adventure, Training Tagged Ben Vorlich, Fartlek, hiking, Long run and short run, marathon, munro, Outdoors, Road running, Running, trail running, Training Leave a comment
Cool runnings in Arrochar
I'm just rushing out to Explorer Scouts for an 'instant hike' in 15 minutes time. But I thought I would post quickly about my latest walk/run, which was this morning. It took me from Arrochar into Glen Loin and then … Continue reading
Posted in Outdoor adventure, Training Tagged Arrochar, Ben Lomond, Ben Vane, Ben Vorlich, Glen Loin, hiking, hillrunning, Lomond, Recreation, trail running 1 Comment


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Apple Bloom, Applejack, Babs Seed, CMCs, Diamond Tiara, My Little Pony, My Little Pony: Friendship Is Magic, One Bad Apple, Pinkie Pie, Scootaloo, Silver Spoon, Sweetie Belle
Apple Bloom is excited that her cousin, Babs Seed, is visiting for a couple weeks. On learning she doesn't have a Cutie Mark either, she rallies Sweetie Belle and Scootaloo with the intention of making her a new member of the Cutie Mark Crusaders. However, shortly after showing her the float the CMCs plan to have in an annual parade that they offer to let her ride in, Diamond Tiara and Silver Spoon show up and start bullying the CMCs again…and, to the girls' surprise, Babs Seed joins in with them and wrecks their float, then threatens them for being "snitches" if they tell Applejack. Over the next couple weeks, Babs runs around with Diamond and Silver and makes the CMCs' lives a living hell, eventually culminating in stealing their clubhouse as well as Apple Bloom's bed. Wanting revenge, the girls make a second float better than the second one and sabotage it so that it will go off a cliff into the river during the parade, and goad Babs into stealing it and riding it herself. Shortly after she takes it, Applejack comes by and, misinterpreting the whole thing as an act of good will, reveals that Babs had been a victim of chronic bullying back home for having no Cutie Mark, and had hoped to "get away" from it here. Realizing that Babs was bullying them to avoid being bullied herself, the CMCs knock her out of the float and end up setting off the booby trap themselves, crashing into the mud with the float. While getting cleaned up, everyone confesses everything to everyone, and the CMCs and Babs apologize to one another and agree to "start over", making Babs a new member of the CMCs. In the end, Babs goes back home as a friend, but not before turning the tables on Diamond Tiara and Silver Spoon.
Well…it's here, and there it is.
As I've mentioned before, CMC episodes are usually the most realistic of the "after-school specials", and this one is one of the biggest ones, seeing as it deals with a topic all-too-familiar in real life: bullying. "Cyberbullying"/gossip was already touched on in Season Two, but this one gets more to the heart of "old-fashioned bullying". I think it works a little better than most CMC episodes as it's not so "cutie-mark" focused…which is a good move because, at this point, it's Season Three and the fruitless search for their Cutie Marks is starting to get stale.
A lot of people like this episode. It's more realistic in a personal way, so that's good. Babs Seed is a bit of a more dynamic character. She'd even make a second appearance in this same season, which is rare for a "plot device" character. The only other character I know they did that with is Zecora.
Me? Well…it might be a weakness on my part, but I don't like it.
I don't know how many times I've heard the stories about how most bullies are "hurting at home" or "covering up something" or "trying to boost their own self esteem", etc., etc. While I won't deny that's probably mostly true…the people who go around saying that, I assume, usually weren't bullied themselves growing up. I was. And victims of bullies aren't always so "forgiving". And I'm far more in favor of putting a stop to bullying than trying to have the victims be more "understanding" of their aggressors. Because in my experience, "talking things out" and "being more understanding" did diddly squat to stop bullying behaviors. Meanwhile, in an age where we're hearing about kids refusing to go to school, getting plastic surgery at 10 years of age to stop certain physical traits from sticking out, or just plain committing suicide from having a nasty gossip spread online…yeah, I have pretty little sympathy for the actual bullies. And I have little sympathy for Babs.
I suppose it would have been different if she had just popped in there and from the first moment she was trying to defend herself by pushing around the CMCs. But no…the CMCs showed they were just like her. They showed how they "stood together" against their own bullies. They offered her friendship and even went out of their way to be nice to her. And what as her response? To become the thing she hated. Rather than side with those like her, she sided with the very same sort of people who made her own life a living hell.
And no…the sabotaged float wasn't an "act of bullying"…it was an act of revenge. Was it justified? Well, if you don't think revenge is ever justified, then no, it wasn't. But I refuse to see the CMCs as "guilty" as Babs. They did that out of retribution. She, on the other hand, hurt others without cause. Maybe if the CMCs had begun picking on someone smaller and weaker than them to "vent their frustrations"…then I would say they "became bullies themselves". But they were only trying to "get even" with Babs. So no…the far majority of the need to apologize is on Babs' head. I think it's more of a sign of the character of the CMCs that they felt bad and didn't focus on the fact that Babs would have deserved what she got than an act of sympathy to her. Maybe instead of worrying about teaching victims to be "empathic" toward others…we should worry about teaching the bullies to become "empathic" about their victims.
Aside from that…the episode was "decent". I suppose it's better to teach kids to be more sympathetic and understanding to everyone than teaching them to always seek retribution. Because, honestly, trying to get "even" with bullies never worked well for me either. Unfortunately, the only lesson you can teach victims is to "grin and bear it"…because the world is full of bullies both on the playground and in the office and there's absolutely nothing anyone can do about any of them. It's just a fact of life you have to live with.
Fun Facts:
Babs Seed is a takeoff of the phrase "bad seed", which is equivalent to the term "black sheep" or "bad apple"…offspring in a family who is unusually "bad" compared to the others and is frowned upon or shunned by the rest of the family. Being from Manehattan, a takeoff of Manhattan, she has a Brooklyn accent.
Diamond Tiara and Silver Spoon were never "good" characters to begin with, but, in another act of "trying too hard", I think the writers have progressively made them more repulsive. While I think they "hit bottom" in Season Four when they started making fun of physically handicapped kids, in this episode they're really "struggling to be terrible". When they see the float is a giant pumpkin and they call it a "lame-kin"…that's not even clever. They might as well have said: "More like a…stupid!"
Just how "rushed" was this season? The song "Babs Seed" keeps reusing the same animation. 😛
When building the booby trapped float, the song playing is similar to the theme from "The A-Team".
Seems kind of funny that Babs just watches them drag that mattress out into place and patiently waits for them to say the thing to set her off, as well as knocks the CMCs onto it. 😛
How sweet. Applejack knows all about the bullies making fun of Babs Seed…and jack sh't about the bullies making fun of her own sister.
2.5 Stars out of 5


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Tata Sky has introduced new broadcaster packs for its subscribers in India from Star. What surprises us is that these packs are priced starting as low as Rs. 49 (without taxes), and they are a perfect fit for the Bengali audience.
It is to be noted that, Tata Sky has introduced four new packs into the mix for its subscribers that includes, the Star Bengali Value A pack, the Star Bengali Value B pack, the Star Bengali Premium A pack, and the Star Bengali Premium B pack. The most affordable pack is the Star Bengali Value A pack, priced at Rs. 49 (Rs. 57.8 after taxes). It offers 14 SD channels including, National Geographic, Star Gold, Jalsha Movies, Star Sports 2, Star Sports 3, and much more.
The second affordable scheme will be the Star Bengali Value B pack which is offering the same price. It provides 14 SD channels. The main difference is that the Star Bengali Value B pack will have Star Sports 1 Hindi and not the Star Sports 1 Bangla. The new Star Bengali Premium A plan costs Rs. 79 (Rs. 93.2 after taxes), and includes 17 channels i.e. Fox Life, Nat Geo Wild, National Geographic, Star Gold Select, Star Sports 1, Star Sports 2, Star Sports 3, Star Sports 1 Bangla, etc.
The Star Bengali Premium B plan is priced at Rs. 100.30 per month and offers a total of 21 channels. Here, Star Sports 1 Hindi replaces Star Sports 1 Bangla. It offers additional channels like Movies OK, Star Utsav Movies, Star Bharat, and Star Utsav.
However, customers must note that the new packs introduced for Bengali Tata Sky customers are not part of DPO packs but they belong to a set of broadcaster packs from Star.


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This is a new start for me. I got fed up with The Lights of Home. I think I fell out of love with it...
I love the colours in this one! QS Flight of the Irish Fae by Hannah Disney. Fabric is 25 count white Lugana.
I'm just commenting here so I can get notified of any of your comments :)
oh Cheryl ~ you are so close to finishing Lights of Home. Hope you go back and finish it.
best wishes
Hi Janet...don't worry I will get back to The Lights of Home...I just need a break from them for a while. I want to finish this quick stitch for Christmas 2012 and it will give me time to get my enthusiasm back...
I love Hannah's work. Great start!
Oh Wow! I love this one. I don't think I've seen it before. I am going straight over to the HAED site and buy this one. She's fabulous! I look forward to following you as you stitch her. ;o)
She's gorgeous! Great start!
*runs off to add another chart to her wishlist*


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1404 420 Carnarvon Street, New Westminster
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Property located in the center of New Westminster, Close to everything. minutes walk to the river beach and in-building direct elevator to skytrain (Columbia Station). Large 3 bed rooms, rarely to find from the market. Swimming Pool, Hot tub, Steam room and gym room available. Newly Renovate easy lo show.
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Exercise Centre Garden In Suite Laundry Pool; Indoor Sauna Steam Room Swirlpool Hot Tub
Free Stand F P or Wdstove Garage Door Opener Swimming Pool Equip.


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Russia is catching up in Algeria Nuclear Program
The latest visit by a top Russian official to the North African nation was conducted by Foreign Minister Sergey Lavrov in February 2016. On 9-10 October, Dmitry Medvedev held talks with Prime Minister of Algeria Ahmed Ouyahia and met with President of Algeria Abdelaziz Bouteflika, President of the Council of the Nation Abdelkader Bensalah and President of the People's National Assembly of Algeria Said Bouhadja.
On the sidelines of the visit, several agreements were signed, covering areas including military (potential purchase of Russian S-400 missile systems, and Su-32 and Su-34 fighter bombers), mining resources, shipping, high technology, space, construction(1), transport (manufacturing of Russian trucks and bulldozers) and nuclear.
The nuclear plan
Alexey Likhachev, the Director General of Rosatom and Mohamed Derdour, the President of the Atomic Energy Commission of Algeria (COMENA) signed a cooperation agreement in the field of nuclear training for the industry.
Dmitry Medvedev stressed that "if Algeria decided to create a national nuclear industry, we would be ready to offer our technologies and our technical solutions. Currently, Russia is already training Algerian experts in the nuclear sector. We are also ready to study projects concerning the production of clean electricity by wind or solar installations ". Algeria, which faces a strong increase in energy consumption in an environment marked by the decline of its hydrocarbon exploitation sites, is looking for alternative solutions.
After announcing an ambitious renewable energy development program with a capacity of 22 GW by 2030, the government seems to have put this project on the back burner.
The tender for the first batch of 4 GW of renewable energy was postponed indefinitely in the absence of sufficient resources.
As a result, Algiers relies on civilian nuclear power to meet its energy needs. The Algerian government signed an intergovernmental agreement in the field of peaceful nuclear energy in September 2014 with Russia.
In October of the same year, both countries had begun consultations on a project to build a nuclear power plant. As part of this agreement, Algeria plans to install its first nuclear power plant by 2025 and another 5 years later. These 1,000 MW capacity plants will be fueled by the country's uranium reserves
Development of other businesses between Russia and Algeria
Algeria and Russia signed a strategic partnership in April 2001 in Moscow.
Since then, economics (2) and military-technical cooperation have come to dominate the bilateral agenda (Russia supplies more than 90% of Algeria weaponry). By 2016, the annual trade turnover between the two countries, amounted to $4 billion. Algeria's annual exports to Russia are limited to several hundred million dollars. In order to increase the bilateral trade, both countries rely on the Joint Russian-Algerian Commission on Trade, Economic and Scientific and Technical Cooperation and the Russian-Algerian Business Forum.
- In the early 1960s, the Soviet Union helped build Algeria's infrastructure, including the El Hadjar and Annaba steel plants, the Jijel thermal power plant, the Adrar – Tin Fouye – Hassi Messaoud gas pipeline, as well as the Beni Zid and Tilsedit dams.
- In 2016, Russia hosted two strategic and economic forums: New Opportunities in Trade and Economic Cooperation (February) and Effective Strategic Partnership (April).


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Windstar Introduces Air-Cruise Package to Tahiti
Cruise Line & Cruise Ship Windstar Cruises Theresa Norton October 03, 2013
Windstar Cruises offering a new air-cruise package for its recently introduced Tahiti program. The package includes roundtrip airfare between Los Angeles (LAX) and Papeete, Tahiti, via nonstop Air Tahiti Nui service; one complimentary pre-cruise night at Le Meredien Papeete; and complimentary transfers to and from the yacht for $1,999 per person. Windstar also offers two-for-one cruise fares for its Tahiti voyages from $2,999 per person.
The 148-passenger Wind Sprit will operate the seven-day "Dreams of Tahiti" voyages from Papeete beginning May 2 through Nov. 7, 2014. The cruises will stop at the Society Islands of Moorea, Tahaa, Raiatea, Bora Bora and Huahine.
For more information on Windstar Cruises, Tahiti
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- EA1 Controller Unit
- SR260 Remote
- Single Circuit Lighting Control with 1 wall plate (6 programmable buttons).
- Fully programed to your smart device.
- (Conditions apply, including the customer must use their own electrician for the initial hard wiring of the Smart Wall Plate).
- Optional Rechargeable Battery with Charging Cradle, add $300.
- Add an extra Circuit (extra room) of Lighting Control with additional Smart Wall Plates $490 per room.


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Norfolk's Andrew Marshall finishes second in British Par Three Championship
PUBLISHED: 08:00 17 August 2018
Norfolk professional Andrew Marshall turned in an excellent performance at the annual Farmfoods British Par Three Championship at Nailcote Hall.
The Dereham player came away with prize money of over £23,000 after narrowly missing out on victory in an event that attracted a host of big names to the picturesque Midlands venue.
Marshall, a regular participant in the competition, finished five under par after rounds of 52 and 51 to end up one adrift of eventual winner Steve Tiley, with Craig Lawrie – son of former Open champion Paul – a shot further back in third.
Tiley came out on top on after a dramatic final day, with a six under total securing him a top prize of over £45,000.
The Challenge Tour player, and former European Tour star, went into the final day as the overnight leader by one and in the end it came down to a shoot-out with Marshall, who was left to rue the double bogey he scored on the third as he just missed out.
European Tour star Aaron Rai and Lawrie put themselves in contention early in their rounds but Lawrie fell away after bogeying the 13th. A hole-in-one helped Rai along the way but he had a double bogey on the final hole in front of the grandstand and ended up finishing joint fourth on three under alongside Ashley Mason and veteran Mark McNulty.
"It was great to play out there today," said Tiley afterwards. "Andrew put in a fantastic performance to keep me on my toes. Also my playing partner Craig Lawrie put in a great performance. It is always good to go into battle with people who are also playing well."
There was further success for Marshall in the pro-am team competition as he claimed top spot with amateur partner Jeff Sverdlow.
The pair posted rounds of 48 and 49 to finish a shot clear of Rai and Tim Reed and Italian veteran Costantino Rocca and Lee Godfrey.
As always the competition, hosted by former Ryder Cup captain Tony Jacklin, attracted some big names to the Warwickshire venue.
Professionals involved also included Michael Campbell and Ian Woosnam - former US Open and Masters champions respectively - top women's star Charley Hull and Jacklin himself.
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In java programming, Exception class is a subclass of class Throwable.
Apart from
Error: In java programming, error is Unrecoverable. It occurs during compile time.
For example, if we write wrong syntax then error will generate during compile time.
There are two types of Exception
- Checked Exception
- Unchecked Exception
Checked Exception
Here is the list of some checked exception
- IllegalAccessException: in java programming, this exception occurs when access to a class is denied.
- ClassNotFoundException: this exception occurs when class not found.
NoSuchMethodException :when a requested method dose notexist this exception occurs.
- CloneNotSupportedException: in java programming
,Ifyou are trying to use the clone method in a classwhereCloneable interface is not implemented, it throwsCloneNotSupportedException. Clone() method is used to create exactcopyof a object InterruptedException :in java, when we work with multiple threads then one thread interruptsanother thread.
Unchecked Exception
- ArithmeticException : in java programming this exception, represent the arithmetic error, such as divided-by-zero.
- IndexOutOfBoundsException: when some type of index is out of bounds this exception occur.
- ArrayIndexOutOfBoundsException: in java programming this exception represent the Array index is out of bound. This condition is arises when we try to access illegal array index.
- StringIndexOutOfBoundsException : in java programming, when we access the index outside the bound of string than this exception occurs.
- NegativeArraySizeException: when array is created with negative size than this exception is arises.
- NullPointerException: in java programming this exception occurs when invalid use of null reference.
- IllegalThreadStateException: this exception occurs , when required operation not compatible with current thread state.


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Harry Potter Spin Off Dated 0
Warner Bros has just announced the release date for the Harry Potter franchise spin-off film, Fantastic Beasts and Where to Find Them. According to the announcement, the film will be coming to the US on November 18, 2016. Additionally, it was revealed that it will be the first in a newly-planned trilogy of spin off adventures.
Fantastic Beasts and Where to Find Them is set 70 years before the events of the main Harry Potter story, and will focus on the adventures of a renowned magizoologist, Newt Scamander. The new film will be J.K. Rowling's first foray into the world of screenwriting as she has been tapped to pen the script herself.
Source: Indiewire.com


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UFC Fight Night 139 was the promotion's 25th Anniversary show, and in many ways, it reminded us why we started watching the sport in the first place. So with our enthusiasm reignited, here are some fights I'd like to see next for the night's standout performers:
Yair Rodriguez: His jaw-dropping, show-stopping finish of The Korean Zombie will be a permanent fixture on highlight reels. Knockout of the Year for 2018 is a formality. Given the UFC's penchant for striking while the iron is hot, I can certainly see the matchmakers serving him up to the winner of next month's title fight between Max Holloway and Brian Ortega. However, he deserves more than being chum in the champion's shark tank. A fight against Jose Aldo, however, would be a worthwhile PPV co-main and a title eliminator with serious potential for violence. The former champ has lost a step, and he can be touched, but the question is whether Yair has the skills to do it. It's an easy sell, and an intriguing and relevant fight to boot. Book it, Sean Shelby!
Chan Sung Jung: Before he was posterized by Rodriguez, the Zombie was putting the finishing touches on an entertaining and well-rounded performance where he showed poise in the face of unorthodox attacks. So despite ending up slumped face down on the mat, he should hold his head high, as the loss won't send him hurtling down the rankings. That said, after his injury suspension, he should get a softer touch with his return bout. I think the right dance partner is Charles Oliveira. "Do Bronx" is also willing to engage in wild brawls, but his striking salvos aren't of the caliber that will put the Zombie down. He does represent a danger on the mat, but KZ is no slouch there. All in all, it seems like easy bonus money and a chance to get back in the win column.
Donald Cerrone: Cowboy put Mike Perry at the edge of his buzzsaw and then announced that is planning to chase lightweight gold. While I personally don't think he gets there, he creates the potential for some violence-laden action fights at 155, and I'm here for them all. Justin Gaethje already has a dance partner, and Tony Ferguson, Dustin Poirier, and Nate Diaz might be too close to title bouts (or a money fight with Conor McGregor, in the case of Diaz). But let's face it, with the names involved, *somebody* is going to drop out of a scheduled bout, and nobody's more available at late notice than Cerrone. So let's call him Mr. TBA -- violence is just a phone call away.
UFC Fight Night 139: Korean Zombie vs. Rodriguez (formerly UFC Fight Night 139: Edgar vs. Korean Zombie) took place November 10, 2018 at Pepsi Center in Denver, Colorado.
Click HERE for more UFC Fight Night 139 Post-Fight Analysis