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Have you dream to become rich fastly in this 2019. If yes, you start to ask only 6 Questions and its answers will carry you the path of success and you will achieve your biggest goal of richness and prosperity.
Question 1. Why should I live on Less than I MAKE?
This is the great question if you have asked from yourself if not, you are not delay. Start now
ask yourself
Why should I live on Less than I MAKE?
Not one time but 10 Times with cry
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Why should I live on Less than I MAKE?
Now you have to get answer from your soul. Everyone can live with what money he or she wants to live. But if you have biggest goal to become rich fastly in this year, you have to start to live whole one year less than what you are earning per month.
Related question's answer "What are the benefits of personal budget?"
There is big logic behind this.
If you will start to make the habit to live you and your family less than your earning, you can save the money and same saving, you can invest in the business where you get unlimited passive income.
Let me explain
1. If you want to plant the mango tree, you need money for this investment for buying the plant of mango which will give you fruits in every summer when it will grow.
2. IF you want to plant the mango tree, you have to need space. Do you know where will plant of mango will stand. So, you need money for investment in that space.
3. If you want to plant the mango tree, you have to need the water supply. For supply the water, you need to invest the money for this.
4. If you want to plant the mango tree, you have to need the fertilizers. For giving fertilizers, you need to invest money for this.
If you have invested all these money and your hard work will give you fruits unlimited. All these money will come from saving and saving will come when you will save the money by cutting your unnecessary expenses from your earned money per month by making the strict budget.
All businesses like share market, mutual funds, real estate and your own business demands he investment and your hard work and if you have saved all these investment will give rewards and make you rich fastly and all will come with a single question
Why should I live on Less than I MAKE?
Question 2. Why should I Read More and More Accounting Education Website Contents and Accounting Education's eBooks?
Now, this second question, you have read from yourself. Accounting education website is not just giving the knowledge to you about accounting. It is great mission to make you rich. It has 3225 contents and all will help to give knowledge to become rich fastly by giving training and skills. So, never mis to read and get motivation by reading its a new content daily.
Read also our ebooks which make you rich fastly.
- Be Pro- Investor of Indian Companies Shares
- Budget MADE Easy
- Balance Sheet MADE Easy
- Tips for Better Management of Money
- 100 Steps to Success
- Success MADE Easy
Question 3. Why should I get Up Early in the Morning
Did you ask the question why should I get up early in the morning. If yes, you will get following answer and you will more focus to this success.
Early get up in morning helps to become enthusiastic for achieving your biggest goal of rich. When you will have take positive action in the early morning for getting more money by doing your work, it is sure, no one can stop you to become rich in this year. Late get up is the sign of bad habit of laziness. Lazy person never gets opportunity and without achieving opportunity, there is no possibility of success in the form of your richness.
Question 4. Why should I avoid time Wasters
Did you know the main time wasters. Not, because you did not ask this question yourself.
So, ask why should I avoid time wasters. With this, you will learn main time waster
First time wasting
doing everything by yourself
Second time wasting
Worrying about what people will say
Third time wasting
Bringing fear in mind
Fourth time wasting
Complaining what you can not change
Fifth time wasting
Give up fastly if you take decision and your energy was wasted
Sixth time wasting
Comparing your ability with others
Now, you will learn what are benefit if you will saver the time. Time is the money and money will automatically come in your pocket if you have the habit to save the time.
By saving time, you will become
1. Fearless for taking positive actions
2. You will appreciate not complain
3. You will excel yourself instead compare yourself with others
4. You do in which you are true perfect and it is most important for you to do and other, you will delegate other.
All these things will reach you to your richness.
Question 5. Why should I take calculated risks
If you did not ask the question why should I take calculated risks, you will never take.
If You asked, I give answer
There is no risk to save your saving money in Govt. FD and get only 7% annual on your all saved money
For Example
Your Rs. 1 Lakh Money has done the work in one year with 7% govt. rate of interest = Rs. 7000
But if you invest in any business by taking calculated risk
This calculation, I have told in "How to measure the financial health of a Company?, you will earn 20% profit annually from this money. What great Extra 13%. Do you not love passive 13%
All comes with risk. Never live in comfort zone. Start to challenge to ask this question yourself
Why should I take calculated risks
Question 6. Why should I make my health a priority
Health is wealth
If you will ask this question, you will sleep every night before 9 pm and your health will grow for next day with more energy. You eat daily fruits
You do meditation daily instead thinking useless negative thoughts.
You do yog daily instead simple sitting
You walk daily instead standing


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There comes a time when every homeowner realize that they need to upgrade their kitchen. Statistics show that the average kitchen remodel runs around $50,000 or more to replace all of the cabinets, cupboards, counters, sinks, fixtures, appliances and flooring. Most homeowners don't have that kind of money to spend on brand new kitchen cabinets in Fall River, no matter how badly they need to get it done. However, it is possible to get a budget kitchen design by making smart choices from your local Fall River showroom based upon what you need and what you can afford. Beautiful cabinets and cupboard for kitchens and bathrooms, affordable kitchen islands and smart strategies to make everything look brand new.
Is It Worth It to Upgrade?
Real estate studies reveal that a well-planned kitchen upgrade can yield between 80-90 percent return on investment. What that means is that for every $1,000 you spend, you will gain $800-900 on the value of your home. So even if you are only spending $5,000 or $10,000 for a budget kitchen design, you will gain back your investment in the selling price of your home. This is great whether you are planning on putting your house on the market or not, as the goal of owning real estate should always be to increase value.
Another reason to upgrade is to improve the home for your and your family. A 20 year-old kitchen will begin to show its age no matter how hard you work to maintain it. With so many guides available online showing people how to paint, stain or otherwise refinish their kitchens and bathrooms to save money on upgrades, you might be tempted to try it for yourself. However, if your kitchen cabinets in Fall River were original contractor stock cabinets, you might want to skip the DIY and invest in quality cabinets that will look and perform better than any minor upgrades that you can do on your own.
What Should I Change?
When it comes to creating a beautiful kitchen on a budget, the best place to start is by visiting your local Fall River showroom at Paul's Quality Kitchens. Our in-house designer can help you figure out what you need – and what you don't – while helping you to choose the best cabinets, cupboards and affordable kitchen islands to help you improve the look and feel of your home. In addition to getting new cabinets for your budget kitchen design, there are other things that you should consider doing that will upgrade your kitchen to a more modern style without costing you an arm and a leg.
- walls – repaint walls a complimentary color, remove old wallpaper
- backsplash – remove and replace if worn, chipped or out-dated OR consider sanding and painting the wall for a streamlined look and feel
- lighting – if your home is 20 years-old or more, hire an electrician and get something new that will highlight your new kitchen cabinets in Fall River
- windows – remove old window treatments and replace with fabric, blinds or shutters; one new trend is for treatment-free windows with shelving
- counters – if you are changing out the cabinets you will need to change the counters; look at a variety of materials for affordable options that will add style
How Can Paul's Quality Kitchens Help?
When you come to visit the Fall River showroom of Paul's Quality Kitchens, you will notice immediately that it isn't like other places that sell materials for kitchens and bathrooms. We have brand name kitchens, custom kitchen designs, budget kitchen designs, designs for new home construction and designs for remodels that include affordable kitchen islands and all the bells and whistles that you have always wanted. Our professional Design Services can help you to create a beautiful new kitchen at a price that you can afford. We will work with you to determine the style, color, design, shape and goals that you have for your kitchen.
With over 25 years of experience working with top quality materials, designing and installing kitchen cabinets in Fall River and the surrounding area, Paul's Quality Kitchens can help you create a complete kitchen or just upgrade the features that you want to replace. If you are looking for great deals and beautiful options in budget kitchen design in the South Coast area, give us a call at 508-324-9464.

subset: commoncrawl


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Sunkissed hair is the trend of the summer. Celebrities like Kim Kardashian, Jennifer Lawrence, and Miley Cyrus have all defined the lightening course.
Want to get perfectly lightened hair without going to a salon? Here are 8 cheap and effective hacks to lighten your hair at home.
This post may contain affiliate links, check out our full disclosure policy here.
Lemon juice is a natural way to lighten your hair. This method works best on blonde to light brown hair. For a hair lightening spray, dilute 2 tbsp lemon juice with 1 cup of water. Spray onto damp hair and comb to distribute evenly. Let the sun work in tandem with the lemon juice to gently lighten your hair.
Vitamin C Tablets
Similar to lemon juice, the acidic content of vitamin C tablets will also lighten hair. Crush a few tablets and add to your shampoo for an ultra-lifting treatment. Kim Kardashian had reportedly used this method on her hot pink hair to tame it to a gorgeous baby pink!
Chamomile Tea
Chamomile tea is another great natural hair lightener. For this hack, steep 2-3 tea bags in hot water. Once cooled, use the tea to rinse your hair. Hold your head over a container to catch the tea and repeat to thoroughly dampen hair. Don a shower cap and leave for 15-30 minutes, then rinse out. Make concentrated tea and pour it into a spray bottle for an on-the-go lightening spray.
Salt opens the cuticles of your hair and lightens hair from the inside out. Dissolve a tbsp of salt in 1 cup of water and use as a spray. For the best results, use Epsom salt. Epsom salt is full of nutrient-rich minerals that nourish and repair your hair.
Related: 9 Mind-Blowing Reasons to Take an Epson Salt Bath Today
Vinegar is yet another acidic compound that can lighten hair color. As an added bonus, vinegar also detangles and defrizzes hair! Mix 1 cup apple cider vinegar with 5 cups water and use as a rinse. Leave on for 15-30 minutes, then shampoo and condition as usual.
Baking Soda and Hydrogen Peroxide
Baking soda and hydrogen peroxide make a powerful hair lightening combination. Due to their strength, make sure you do a strand test before you apply the mixture throughout your hair.
For this hack, mix equal parts 3% hydrogen peroxide and baking soda to form a paste. The paste shouldn't be too liquidy or too thick. Add more hydrogen peroxide or baking soda if needed. Section off your hair and apply. Wrap finished sections in aluminum foil to trap heat and help your hair process faster. Wait 30-60 minutes and rinse out your hair. Your hair will feel dry at first, so make sure you use a good leave-in conditioner.
Not only does honey lightens hair, but it also leaves hair luscious and shiny. Dissolve 2 tbsp honey in 1 cup of hot water. Let cool and use as a rinse. Leave on for at least an hour. You can also create your own DIY lightening conditioner by adding honey to it.
Cinnamon and Coconut Oil
Combine cinnamon and organic coconut oil for an overnight lightening hair mask. Apply the mask throughout your hair and cover with a shower cap (or plastic bag!). Wash and shampoo thoroughly in the morning for cinnamon-scented light locks!
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watch 01:50
The Loop (Games)
Do you like this video?
The Metal Series are a group that appear in the Sonic the Hedgehog comic series and its spin-offs published by Archie Comics. They are a group of five robots created by Doctor Eggman. Their purpose is to "assist" the Dark Egg Legion, as Eggman puts it. They are highly armed with various weapons, making them very dangerous.
- While only Metal Sonic, Mecha Sally, Metal Tails, Metal Knuckles, and Metal Amy were listed a part of the Metal Series in-comic, Sonic the Hedgehog: The Complete Sonic Comic Encyclopedia also lists Metal Scourge, Mecha Knuckles, and Tails Doll as Metal Series robots.
Community content is available under CC-BY-SA unless otherwise noted.


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5 inspiring scenario-based elearning examples
Scenarios can be an effective way to engage your learners and really change their behavior. Here are five scenario-based training examples to inspire your next project.
There are lots of ways to include scenarios in your elearning design, from quick and simple to longer-form and intricately designed. Whichever approach you choose, adding some kind of story to your content makes it:
- More engaging, emotionally impactful and memorable (humans respond well to stories!)
- More likely to be transferred to the workplace, because it's real, relevant and practical
Here are five scenario-based elearning examples, each with a different approach.
1. Story as a way into the substance
A scenario can be a great way into a topic that is complex, dry or otherwise tricky. In this example, the story draws the learner in and primes them for the core content about ethical dilemmas and decision making.
Why it works:
- The (true) story has suspense and drama without being contrived or unbelievable, and music clips and engaging visuals bring it to life
- Decision points with immediate feedback in the narrator's voice maintain immersion and the momentum of the story
- At the end, those low-stakes decisions are played back with commentary on what they might suggest about the learner's responses in higher-stakes situations
- There is no judgment given – the scenario is all about drawing the learner in, prompting some self-reflection and priming them for the true learning content to come
- A low-tech interactive scenario makes a big, potentially daunting, topic accessible and engaging
Giftable | Click here to go to this example
2. Product training using a sales simulation
When you need to train staff up on a new product, you could just give them the product information. But this example shows how taking a scenario-based approach to test that knowledge can be more engaging and more effective.
Why it works:
- Applying a simple scenario turns a basic multiple choice quiz into a more challenging simulation
- The quiz module tests the learner's sales skills and ability to apply the learning in context, rather than simple recall of facts
- Using a customer scenario brings the content to life and helps to embed the product knowledge
- Feedback directs the learner back to the product information if the learner choose incorrectly, reinforcing the learning rather than just giving the correct answer
Click here to go to this example
3. Immersive branching scenarios to explore consequences
Sometimes it pays to develop a more immersive, branching scenario – like this Open University example. This works really well when you want to offer experiential learning online and need the learner to engage emotionally with a subject.
Why it works:
- It combines Elucidat's video players, rules, branching, social polls and layout designer to immerse the user in each emotionally-charged scenario
- The user learns by doing: their choices control the story and they see and feel the impact of their decisions on other people
- Feedback is offered at the end rather than incrementally after each decision point, so the branching is seamless and the story more realistic and engaging
- The use of scenarios makes the topic of mental health much more real, impactful and high stakes than simply reading about it
- As this is a topic where there isn't a single right answer, social polling adds an extra dimension to the scenario by showing how other people acted at various points
Click here to go to this example
4. Elearning scenarios to encourage reflection and discovery
A scenario can test a learner's assumptions and potentially change their mind. This Open University example – about contrasting ways of viewing the same pieces of evidence – illustrates this perfectly.
Why it works:
- Each scenario begins and ends with the learner being asked to decide on someone's guilt, with a clear illustration of how much their initial assessment changed
- The law content itself comes only at the end of each scenario, where it's much more likely to land and stick because the scenario has done the job of engaging the learner
- Social polls indicate how other people interpreted the same evidence, similar to how jury members can hear the same testimony and reach different conclusions
- Additional case studies are linked at the end of each scenario, having been put into context by immersive, emotionally-impactful, ethically and legally-challenging scenarios
5. An audio-driven scenario with game elements
This demo shows how gaming mechanics such as points and timers can be added to a scenario to create a realistic simulated environment for salespeople to practice their skills.
Why it works:
- This scenario is audio-driven, which balances low cost and engagement and – more importantly – simulates the environment the learners work in
- The whole scenario is in the first-person: the learner isn't controlling a character or reacting to an observed scenario; they are the character and it's their scenario
- Game elements add a sense of competition and urgency to the scenario, bringing it closer to the reality of a fast-paced, target-driven sales floor
Giftable | Click here to go to the demo
Five examples of scenarios in elearning, each used in a different way. If you need to make your content more engaging, more impactful, more relevant and relatable, elearning scenarios could be the way to go. See how you can implement scenario examples with this best practice guide.
Feeling inspired? Ask us for a free trial of Elucidat and see what you can do.
- 8 tips to drive performance through scalable learning - March 17, 2020
- Retail staff training ideas for 2020: Five awesome examples - January 10, 2020
- Alternatives to LMS: what, when and why? - November 7, 2019


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Mornings are the best time to explore with milder temperatures and rain usually not coming until late afternoon. Joel and I would finish breakfast then meander the windy back roads of the neighborhood near the hotel. Homes tend to be vibrantly colored with small porches covered in plants and birdcages. Gates are also hugely popular with most being bright and elaborate. Every street is an unexpected surprise as you can also find a brand, spanking new mansion next to a tin roofed shack, but it's a pretty good bet that you'll always see at least one loose chicken running around.
We've also noticed an abundance of murals- they're everywhere! I've wondered if business owners arrange to have their buildings painted or if there just aren't graffiti laws because it seems like any spare surface is covered in art.
Another morning we checked out Pasar Satwa, which translates to animal market but we had heard it called the bird market. They do indeed have a variety of different animals, but birds are by far the biggest business. From what I've gathered, owning a bird is a status symbol of sorts and the best way to keep up with the Jones' is to display your birds front and center on your porch. I've also heard there's a belief that when someone places a curse on you, if you own a bird the curse will transfer to the bird and you'll be protected.
Our transportation to and from Pasar Satwa, as well as pretty much everywhere in Jogja, was bejak. On a hot day (which is everyday) we prefer the motorbike bejaks over the pedal ones because you get a better breeze. All the drivers call the motorized ones helicopters. We're still scratching our heads on that one.


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World of Business spoken through great minds
"A business that makes nothing but money is a poor business." .
"No one is born a CEO, but no one tells you that. The magazine stories make it sound like Mark Zuckerberg woke up one day and wanted to redefine how the world communicates [by creating] a billion-dollar company. He didn't."
"You don't learn to walk by following rules. You learn by doing and falling over."
"Your most unhappy customers are your greatest source of learning."


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Jul 12, 2018
In episode 11 you'll hear the fascinating story of how a young girl from an underserved community in Mobile, Alabama became a world traveler who encourages other women of color to do the same through her travel company and online community Black Girls Travel Too. I wanted to share Danny's story for many reasons. I especially love that she is part of a growing movement that is changing perceptions about women of color and travel – something that is long overdue. I'm not the only one who has appreciated her message - the Black Girls Travel Too Instagram page now has over 113,000 followers. Listen and find out how one life changing moment led Danny to want to travel more - and help other women like her travel more too.
Resources and links mentioned in the episode can be viewed at jetsetlisette.com/danny-rivers-mitchell
I appreciate you taking the time to listen to my podcast. If you'd like to know more about me, you can find me via my website (jetsetlisette.com), Instagram or Twitter (@jetsetlisette).


text: $Id: daml-ex.daml,v 1.3 2002/01/18 13:40:06 mcaklein Exp $ An example ontology Animal The class of living things that have the capacity for spontaneous movement and rapid motor responses to stimulation, having cells without cellulose walls. Animals have exactly two parents, ie: If x is an animal, then it has exactly 2 parents (but it is NOT the case that anything that has 2 parents is an animal). hasAncestor no car is a person every person is a man or a woman Adam Adam is a person. Eve Eva is a woman.


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Bangalore, the Silicon Valley of India, stands proud among the best commercial locations in the world. Famous for high-rise buildings and highly advanced infrastructure, it is home to several software companies, defence organisations, research institutions and public sector heavy industries.
Besides being the IT capital of India, Bangalore is a famous travel destination. It is frequented by both national and international tourists due to its vibrant culture, amazing nightlife and resplendent attractions. Some tourist places in Bangalore include the Vidhana Soudha, Bengaluru Palace, Vikasa Soudha, Seshadari Iyer Memorial, Vikasa Soudha and Tipu Sultan's Palace. Apart from these places, tourists must also visit the St. Mary's Basilica which is the oldest church in Bangalore and attracts a huge number of devotees during the St. Mary's Feast. With ornamental motifs, arches and stained glass windows, this church reflects the Gothic-style architecture.
Being in Bangalore, tourists can take part in a range of outdoor activities including hiking at Nandi Hills, hill climbing at Bhimeshwari and Camping near Gunjoor Lake. During their tour to Bangalore, they can also offer prayers at the VenkataramanaSwamy Temple, Maha Bodhi Society Temple, Ragi Gudda, Meenakshi Sundaram Temple and other shrines located in the city.
Brigade Road, Bannerghatta Road and Commercial Street are some of the renowned shopping centres in the city offering traditional handicrafts, silk sarees, sandalwood carvings and several other items. While spending their holidays in Bangalore, tourists can also pay a visit to Vittal Mallya Road and UB City which are popularly known as Page 3 shopping areas.


text: Shameshrine Andorora Nov 19, 2015 Banchou RSS #1126 Ranking 28.4K Views 100% 7 Votes Information Synonym 恥宮のアンドローラ Super Sexy Android Tags Uncensored Release Sora-no Shiro Encoder Banchou Year 2001 Status Completed Type OVA, 1 episode AniDB Entry N/A Synopsis Our sexy Android, Pinky, is a super spy robot which processes data a hundred times faster than any humans capability, and has much more intellect. As she was being shipped by the Japanese military, she was accidentally activated without a normal operating circuit. She was unaware of what happened, until she met a man named Kenichi. In a unique way, Kenichi reprograms her to operate in sex mode. She is now his sex slave. Episode List (1 item) View Subbed Episode 1 OVA N/A Nov 19, 2015


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Employment at Harrisburg Mall
Get started in your new career below
Now Hiring-Store Manager
Claire's–A career that's always in style!
Store Manager Opportunity
Full-time with great benefits and bonus potential!
This is an awesome opportunity for an experienced Assistant Store Manager looking to take the next step.
If you're committed, ambitious and willing to learn we will provide you with the skills you need to grow in our company!
Contact the District Sales Manager directly at:
Kelly M Kullmann
Posted: 01/16/2018


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Vietnamese and Chinese armies would do their best to promote bilateral ties to be more practical and on par with relations between the two Parties and States, said a Vietnamese high-ranking army official.
|Senior Lieutenant-General Do Ba Ty, chief of the General Staff of the Vietnam People's Army (fourth from left)
Ty said the visit by Vietnamese high-ranking army delegation to China aimed to enhance political trust between the two sides as well as to expand their comprehensive strategic co-operative partnership.
Based on the spirit of comradeship and brotherhood, he said the Vietnamese People's Army expected China to continue to grow along with the Chinese People's Liberation Army's (PLA) modernisation, contributing to peace and stability in the region and the world, including Vietnam.
With China's support during the war and for Viet Nam's national construction effort, Vietnam attached importance to developing neighbourly relations and comprehensive and sustainable co-operation with China. It was considered a priority in Vietnamese external relations policies, Ty said.
He also briefed the host on issues of common interest such as bringing into full play the efficiency of the dialogue channel on the national defence-security strategy at Deputy Defence Minister's level; promptly setting up a direct communication channel between the two defence ministries; promoting communication between the two navies; and exchanging information and dealing with issues on the mainland and at sea following guidelines set by the two countries' leaders.
Xi expressed his admiration for Vietnam and its people, especially after his visit to the country last December.
He reviewed the traditional fine relations of the two nations, particularly since 1991 when relations were normalised.
He also said the successful resolution in land border demarcation and delimitation in the Gulf of Tonkin had resulted in practical benefits for the two peoples.
Relations between the two armies was also growing well, Xi said.
He also informed the Vietnamese delegation about the achievements of the Communist Party of China and emphasised the consistent lessons to be learnt from Marxism, which he said wanted to share with Vietnam.


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Antibody-dependent cell-mediated cytotoxicityantibody-dependent cell-mediated cytotoxicity, antibody-dependent cell-mediated cytotoxicity hd picture
The antibody-dependent cell-mediated cytotoxicity ADCC, also referred to as antibody-dependent cellular cytotoxicity, is a mechanism of cell-mediated immune defense whereby an effector cell of the immune system actively lyses a target cell, whose membrane-surface antigens have been bound by specific antibodies1 It is one of the mechanisms through which antibodies, as part of the humoral immune response, can act to limit and contain infection2
ADCC is independent of the immune complement system that also lyses targets but does not require any other cell ADCC requires an effector cell which classically is known to be natural killer NK cells that typically interact with IgG antibodies3 However, macrophages, neutrophils and eosinophils can also mediate ADCC, such as eosinophils killing certain parasitic worms known as helminths via IgE antibodies4
ADCC is part of the adaptive immune response due to its dependence on a prior antibody response The coating of target cells with antibodies is sometimes referred to as opsonization
- 1 By NK cells
- 2 By eosinophils
- 3 In vitro Assays
- 4 Monoclonal antibody action against cancer
- 5 References
- 6 Further reading
- 7 External links
By NK cellsedit
The typical ADCC involves activation of NK cells by antibodies A NK cell expresses Fc receptors, mostly CD16 These receptors recognize, and bind to, the Fc portion of an antibody, such as IgG, which has bound to the surface of a pathogen-infected target cell The most common Fc receptor on the surface of an NK cell is called CD16 or FcγRIII Once the Fc receptor binds to the Fc region of IgG, the Natural Killer cell releases cytotoxic factors that cause the death of the target cell
During replication of a virus some of the viral proteins are expressed on the cell surface membrane of the infected cell Antibodies can then bind to these viral proteins Next, the NK cells which have Fc Receptors will bind to that antibody, inducing the NK cell to release proteins such as perforin and proteases known as granzymes, which causes the lysis of the infected cell to hinder the spread of the virus
Furthermore, NK cells are involved in killing tumor cells and other cells that may lack MHC I on their surface, indicating a non-self cell This is because, generally, all nucleated cells which excludes RBCs of the body contain MHC I
By eosinophilsedit
Large parasites like helminths are too big to be engulfed and killed by phagocytosis They also have an external structure or integument that is resistant to attack by substances released by neutrophils and macrophages After IgE coat these parasites, the Fc receptor FceRI of an eosinophil will then recognize IgE Subsequently, interaction between FceRI and the Fc portion of helminth-bound IgE signals the eosinophil to degranulate
In vitro Assaysedit
Several laboratory methods exist for determining the efficacy of antibodies or effector cells in eliciting ADCC Usually, a target cell line expressing a certain surface-exposed antigen is incubated with antibody specific for that antigen After washing, effector cells expressing Fc receptor CD16 are co-incubated with the antibody-labelled target cells Effector cells are typically PBMCs peripheral blood mononuclear cell, of which a small percentage are NK cells Natural Killer cell; less often they are purfied NK cells themselves Over the course of a few hours a complex forms between the antibody, target cell, and effector cell which leads to lysis of the cell membrane of the target If the target cell was pre-loaded with a label of some sort, that label is released in proportion to the amount of cell lysis Cytotoxicity can be quantified by measuring the amount of label in solution compared to the amount of label that remains within healthy, intact cells
The classical method of detecting this is the Chromium-51 51Cr release assay; the Sulfur-35 35S release assay is a little used radioisotope-based alternative Target cell lysis is determined by measuring the amount of radiolabel released into the cell culture medium by means of a gamma counter or scintillation counter A variety of non-radioactive methods are now in widespread use Fluorescence-based methods include such things as direct labeling with a fluorescent dye like calcein or labeling with europium that becomes fluorescent when released Eu3+ binds to a chelator Fluorescence can be measured by means of multi-well fluorometers or by flow cytometry methods There are also enzymatic-based assays in which the contents of the lysed cells includes cellular enzymes like GAPDH that remain active; supplying a substrate for that enzyme can catalyze a reaction whose product can be detected by luminescence or by absorbance
Monoclonal antibody action against canceredit
The effects against solid tumors of trastuzumab and rituximab monoclonal antibodies have been shown in experiments with mice to involve ADCC as an important mechanism of therapeutic action5 In the clinic, the FcgRIII 158V/F polymorphism interfere with the ability to generate ADCC responses in vitro during trastuzumab treatment
Multiple myeloma circulating in blood can be treated with daratumumab Darzalex monoclonal antibody6 Studies with in vitro materials and patient materials indicate that ADCC is an important mechanism, along with CDC Complement-dependent cytotoxicity7
See also Afucosylated monoclonal antibodies
- ^ Hashimoto, G; Wright, P F; Karzon, D T 1983-11-01 "Antibody-dependent cell-mediated cytotoxicity against influenza virus-infected cells" The Journal of Infectious Diseases 148 5: 785–794 ISSN 0022-1899 PMID 6605395 doi:101093/infdis/1485785
- ^ Pollara, Justin; Hart, Lydia; Brewer, Faraha; Pickeral, Joy; Packard, Beverly Z; Hoxie, James A; Komoriya, Akira; Ochsenbauer, Christina; Kappes, John C 2011-08-01 "High-throughput quantitative analysis of HIV-1 and SIV-specific ADCC-mediating antibody responses" Cytometry Part A 79 8: 603–612 ISSN 1552-4930 PMC 3692008 PMID 21735545 doi:101002/cytoa21084
- ^ Wang, W; Erbe, AK; Hank, JA; Morris, ZS; Sondel, PM 2015 "NK Cell-Mediated Antibody-Dependent Cellular Cytotoxicity in Cancer Immunotherapy" Front Immunol 6: 368 PMC 4515552 PMID 2628406 doi:103389/fimmu201500368 Retrieved 28 April 2017
- ^ Capron, M; Kazatchkine, MD; Fischer, E; Joseph, M; Butterworth, AE; et al 1987 "Functional role of the alpha-chain of complement receptor type 3 in human eosinophil-dependent antibody-mediated cytotoxicity against schistosomes" J Immunol 139 6: 2059–65 CS1 maint: Explicit use of et al link
- ^ Clynes, RA; Towers, TL; Presta, LG; Ravetch, JV 2000 "Inhibitory Fc receptors modulate in vivo cytoxicity against tumor targets" Nat Med 6 4: 443–6 PMID 10742152 doi:101038/74704
- ^ Sanchez, L; Wang, Y; Siegel, DS 2016 "Daratumumab: a first-in-class CD38 monoclonal antibody for the treatment of multiple myeloma" J Hematol Oncol 9 1: 51 PMC 4929758 PMID 27363983 doi:101186/s13045-016-0283-0 Retrieved 28 April 2017
- ^ de Weers, M; Tai, YT; Bakker, JM; Vink, T; Jacobs, DC; et al 2011 "Daratumumab, a novel therapeutic human CD38 monoclonal antibody, induces killing of multiple myeloma and other hematological tumors" J Immunol 186 3: 1840–8 PMID 21187443 doi:104049/jimmunol1003032 Retrieved 28 April 2017 CS1 maint: Explicit use of et al link
Further readingedit
- Janeway CA, Jr; et al 2001 Immunobiology 5th ed Garland Publishing ISBN 0-8153-3642-X electronic full text via NCBI Bookshelf
- Pier GB, Lyczak JB, Wetzler LM 2004 Immunology, Infection, and Immunity ASM Press ISBN 1-55581-246-5
External linksedit
- University of Leicester, Virus Immunopathology Notes
- Antibody-Dependent Cell Cytotoxicity at the US National Library of Medicine Medical Subject Headings MeSH
|Type I/allergy/atopy
|Type II/ADCC
|Type III
Immune complex
|Type IV/cell-mediated
T cells
antibody-dependent cell-mediated cytotoxicity, antibody-dependent cell-mediated cytotoxicity (adcc, antibody-dependent cell-mediated cytotoxicity (adcc), antibody-dependent cell-mediated cytotoxicity hd picture
Antibody-dependent cell-mediated cytotoxicity Information about
Antibody-dependent cell-mediated cytotoxicity beatiful post thanks!29.10.2014
Antibody-dependent cell-mediated cytotoxicity
Antibody-dependent cell-mediated cytotoxicity
Antibody-dependent cell-mediated cytotoxicity viewing the topic.
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Thurl was an Andorian chan or thaan, born in the early 24th century. A man of noble blood, he was briefly crowned as King of Greater Andoria, but abdicated shortly thereafter, turning the throne over to Collev in exchange for a generous payoff.
Thurl left Andor with his three bondmates, and lived in exile on Pacifica for several decades. During that time, Thurl had two children, including a son, Yevan.
In 2365, following the death of Collev and his heir, Bregev, Thurl agreed to return from exile and reclaim the throne, in order to avert a civil war on Andor, per an agreement negotiated by Captain Jean-Luc Picard. However, Thurl was assassinated while swimming on Pacifica. Yevan convinced Picard to bring Thurl's body back to the Valley of Sorrows on Andor, where in accordance with royal tradition, Thurl's body was to be consumed by wild kritkraws. (TNG - Enterprise Logs short story: "The Captain and the King")


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We invite you to come experience Idlwilde Inn in the heart of Finger Lakes wine country in Upstate New York. Located on 3 acres in the picturesque town of Watkins Glen, NY our full service bed and breakfast offers 15 unique rooms and suites, sweeping views of Seneca Lake, a full breakfast every morning, Free Wi-Fi, parking, concierge services and all the amenities the modern traveler requires.
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2004 Medicaid Limits Established
The Medicaid Rate Setting Unit has completed its calculation of the reasonableness limits that will be used in generating Medicaid rates effective July 1, 2004. The most startling result is the miniscule increase in the reasonable hourly limit for Aides. Although the RN limit increased by 6.2% and the LPN limit increased by 6.5%, the Aides limit increased by less than 1%.
The Other Administrative limit showed a significant increase of 8.5%. This is the category in which liability insurance is reported. Other General Services (landscaping, waste management, security, pest control and related areas) increased by 16%. The only decrease was in the area of non-legend drugs.
Average facility occupancy remained at 91% which was the same as last year.
The inflation add-on that will be used in developing July 1, 2004, rates is 2.81%. This is somewhat higher than the July 1, 2003, add-on which was 2.42%. Medicaid uses indices that are not specific to health care in developing the inflation add-on which is why this factor is so much lower than the actual cost increases experienced by the industry.
For assistance in Medicaid cost reporting and reimbursement issues, contact
Health Care Resources.
Click here to view limits
Updated 11/30/2004


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I'm new to the Goldsmiths Prize. It's a prize given to a novel that breaks the mould for how a novel should be written. It's only open to writer in the UK and the Republic of Ireland – that explains why Lincoln in the Bardo isn't a contender, otherwise it really fits the criteria!
The blurb from Goldsmiths says:
The six shortlisted books offer resistance to the received idea of how a novel should be written. Variously, they break the rules on continuity, time, character arcs, perspective, voice, typographical conventions and structure. As such, there is a wildness to all of our chosen books that provokes in the reader a joyful inquiry about just what a novel might be there to do." (Dr Naomi Wood, Chair of Judges)
Previous winners are:
2016: Solar Bones – Mike McCormack. This was longlisted for the Man Booker prize this year, and I have a copy waiting to be read because it sounds really great. It's one sentence. One sentence!!!
2015: Beatlebone – Kevin Barry. I haven't read this, but I bought a few copies to give as xmas gifts for people a few years ago – on the strength of several reviews I read. I wasn't reading much myself back then, so didn't get around to reading it myself.
2014: How to be Both – Ali Smith. Ahhh one I have read, and one of my earliest reviews, from before I really started blogging.
2013: A Girl is a Half-formed Thing – Eimear McBride. I just bought a copy of this a few weeks ago. Must read it soon. Must read it soon.
From the shortlist this year I have only read Reservoir 13 – Jon McGregor. Hmmm it wasn't a book I liked, as you can tell from my review, but it sure has an unusual structure! From the rest of the shortlist there's a few books I've been interested in reading: First Love by Gwendoline Riley, and Phone by Will Self (I read Great Apes a few years ago and really enjoyed it). As happens far too often, time and other books have got in the way.
Here this years shortlist (click for links to more information):
- H(a)ppy – Nicola Barker
- A Line Made by Walking – Sara Baume
- Playing Possum – Kevin Davey
- Reservoir 13 – Jon McGregor
- First Love – Gwendoline Riley
- Phone – Will Self
I look forward to seeing who wins on November 15th.
Which ones have you read, and who do you want to win?


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Club name: Tyseley Shukokai Karate Centre
MAR member since 30/07/2004.
Tyseley Shukokai Karate Centre specialises in the following arts and styles:
Karate (Shukokai)
Web address: nav.to/ska
Club contact details:
Tyseley Community Centre
Formans Road
West Midlands
Contact name: Tim Parker
Contact telephone: 0121 258 5655
Wednesday 6.00 to 7.30 pm
This club is a member of the Shukokai Karate Association (SKA) which was founded in 1991.
This flourishing association, headed by Malcom Hudson (6th Dan) is predominately located in the West Midlands of England and has grown considerably to its present size of over 20 clubs with hundreds of members.
The association is registered with the English Karate Governing Body (EKGB).


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Know Your Body Type!
They say, "you are what you wear". And what you wear depends on your body shape as well, isn't it? This is something most of us simply don't know or are unaware about and continue to not be bothered by it or how it impacts our daily outfits and looks. There is a lot of […]Read More →


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question for vegans/vegetarians ...should I do a vegan tabling event? will give a best answer?
I was invited to do a vegan tabling event with an animal right group for a Paul McCartney concert. I have never done anything like that before and I am shy but I would like to lend a hand to the cause. There will be other people there but since I am shy I cant decide if I should do it. A few people told me that it is really easy and that there is nothing to it and all I have to do is sit there and give out literature. Is it true? Please help me decide if I should do this?
Will give best answer. ..and any nasty troll comments will be reported. I need advice and I am not in the mood for silly or rude responses. Thanks in advance
4 Answers
- Anonymous1 year agoFavorite Answer
Why would you not to do it? Relax, drink a glass of wine before you go and enjoy! If you are asked to do something you are uncomfortable with, like give a speech or something, just say you aren't good at that and offer to do something else. I'm sure the group will be grateful for your attendance and any help you are willing to give. Enjoy the event, it sounds great!
thanks for your viewpoint on this as well
- Login to reply the answers
- M'aiq The liarLv 71 year ago
Sometimes for things like this, you get troll comments. I mean, in real life. So you should be prepared to defend your beliefs while you're doing this. Because some people may ask you about them. And some of those people will do so, just because they disagree with you and they want to put you on the spot.
- Login to reply the answers
- Anonymous1 year ago
Nothing good is going to come of this. It is going to be a waste of your time, and if you're shy and can't handle criticism (some of which may not be polite), then you shouldn't be staffing a political table trying to convince people of your point of view.
thanks for your view point on this
- Login to reply the answers


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"Thank you so much for the box you sent me while I was out on deployment. The treats and coffee are a life saver.
"I just want to let all you guys know that I got the package you sent….thank you so much for your generous and thoughtful
"I am B. Bowser on the USNS Spearhead (JHSV-1). I wanted to thank you for the care package. The rest of the crew and
"My name is A. Espinola and I am one of the Soldiers that you have been sending care packages to here in Afghanistan. First
"I got a care package from you guys! Thanks for thinking of us during the holidays. It's nice to feel appreciated when you're so
"I can't tell yo much, but I can tell you that it would be safe to bless another unit with your kindness. Thank you


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Evasive Maneuvers
Euphemisms old and new
Metahuman Anomaly Activity and Other Character Concerns
When potential tourist-carrying SpaceShipTwo crashed, resulting in one death, you just knew there would be some euphemisms to explain the disaster. The euph of choice was anomaly.
Virgin Galactic representatives have referred to both a "serious anomaly" and an "in-flight anomaly." I guess both sound better than, "Good Lord, our spaceship blew up and we have no idea why."
Though Virgin Galactic has some bugs to work out in the space-travel department, they have proven to be euphemistic pros, reminding us of the versatility of anomaly. This term also got a workout in recent sci-fi epic Interstellar, when it described some weird gravitational activity that was either a ghost or a sign of the power of love to reach through even the most preposterous sci-fi technobabble. Recent news stories refer to anomalies that involve NBA players, fetuses, the stock market, and Tunisia. Paradoxically, anomalies are common.
After doing this column for over six years, I can say this with confidence: no euphemism is an anomaly. Euphemisms are a standard, time-tested, dictionary-approved feature of English. In that spirit, here are the latest ones to catch my eye or that of my euphemism-detecting drone army.
On The Flash—an outstanding TV show by the way, which captures the fun of comic books as well as anything ever—there's a little term for people who do neat tricks like control the weather or run a jillion miles an hour: metahuman. That's not a terrible term, but it does feel like a sorta clumsy way to avoid saying superhuman, because I guess the word super is embarrassing or something. This reminds me of how the folks on The Walking Dead always refer to walkers and biters and rotters, but never zombies. What's next, I can't call my kid a hellspawn?
inequity aversion
This term could only be a product of the gibberish-loving land of academia. It was coined by economists Ernst Fehr and Klaus Schmidt for people who have a tendency to want to spread the wealth around. This is in contrast to the attitude preferred by Scrooge McDuck, who, like many oligarch waterfowl, believes the perfect amount of money to swim in is all of it. If you have an aversion to inequity, I'd say the real quality you have is fairness. I guess you could also call it communism, if we were still living in the Cold War and therefore concerned about pinkos. Sadly, neither of those terms is likely to help anyone get tenure, so inequity aversion exists. But maybe Fehr and Schmidt were onto something. I suppose Robin Hood was the world's first inequality-aversion bandit.
While riding my private jet—er, a public bus—I recently saw a sign that seemed a tad silly. "Now Hiring! Part-time Bus Operator." Operator? Is driver somehow a demeaning term that should be avoided? Oh well. At least the ad didn't seek a bus technician or public transportation associate.
character concerns
On sports and pop culture site Grantland, Brian Curtis recently wrote a piece all word-lovers should enjoy: "Grantland Dictionary: Sportscasting Edition." Several of these clichés were euphemisms, including all-access ("A type of sports documentary, like Hard Knocks or 24/7, notable because it is one of the few vehicles in which athletes offer the press any access") and in-depth ("A warning that a TV segment will last more than 30 seconds.") But the most extreme euphemism defined by Curtis was character concerns, a common and innocent-seeming term. As Curtis puts it, character concerns include and conceal a wide range of behavior: "Murder charges, assault, drug possession, bad grades, bad attitudes, and unexcused absences from practice." If sportscasters did all the news, there would be no criminals, mobsters, corrupt politicians, or terrorists: only people with character concerns.
tornadic activity
One of the most time-tested and patience-eroding types of euphemization/jargonification involves slapping an unnecessary word onto a term that was doing just fine by itself, thank you. When a weekend becomes a weekend experience, language is full of more air than a bouncy house but far less fun. Thanks to a tweet by Tom Chivers, I learned an extremely unnecessary term for a tornado used by a spokesblatherer for Met Office: "The set-up was conducive to tornadic activity and we have had some reliable reports." Tornadic activity! Is that supposed to make anyone feel better about the situation?
Actually, hold on: my blood pressure is lower. Hmm.
Let's conduct an experiment, dear readers. Take your blood pressure or cholesterol or Myers-Briggs or whatever you measure to see how close you are to death. Then take it again after saying each of the following three times in a hushed voice, preferably while not in public, but hey, I'm not your mother:
- Tornado
- Tornadic activity
- Tornadic issues
- Tornadic activity anomalies
- Significant tornadic whoopsies
- Holy crap, a tornado!
- Profound tornadic hellstorm experience with a chance of sharknado
- Tornadogeddon
Send all results and research grants to me. New England Journal of Medicine and Euphemisms, here I come.


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Jesus proclaimed, "In this world you will have trouble. But take heart (be confident) I have overcome the world.
- John 16:33 NIV
When challenges crash into your life, God does not call you to back down.
He calls you to confidently overcome with His Spirit and power alive in you.
We will become stronger together when we:
REJOICE - In our Savior who never leaves us and has great plans for us.
RESET - Our minds to align with divine truths, and trash the lies.
RE-ENERGIZE - Our souls with practical strategies to overcome. Every day.
What is the schedule?
Saturday, October 19, 2019
8:00 a.m. – 9:00 a.m. Doors Open and On-Site Registration
9:00 a.m. – 12:00 p.m. Welcome
Praise and Worship
Interactive/ Small Group Activities
12:00 p.m. - 1:00 p.m. Lunch
1:00 p.m. – 3:30 p.m. Praise and Worship
Keynote Speaker
"Overcomers" among us - Guest Speakers
Interactive/ Small Group Activities
3:30 p.m. - 4:00 p.m. Closing
Praise and Worship/ Prayer
All times are Mountain time.
Register Now
individual ticket price = $125
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regular price = $125
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The men's Fade Sneakers are comfortable performance shoes that offer premium casual style. With a slip-on bootie design, they feature laces on the upper and mesh detailing throughout. A combination of trending colours finish the look.
Upper: Synthetic, Sock: Textile, Lining/Inner: Textile, Sole: Synthetic
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Not just another mumbo jumbo tool
By FREDA LIU
Neuro-linguistic programming (NLP) is an approach to communication, personal development, and psychotherapy created by Richard Bandler and John Grinder in the 1970s.
I took up both practitioner and master practitioner certifications in NLP after completing a coaching course because I was intrigued. It was a great add-on because I learnt new tools.
A lot of us already practise elements of NLP unknowingly. Learning NLP has helped me tremendously; professionally and personally.
The basic premise behind NLP and coaching is that we are resourceful (not just in the financial sense) and we are able to create solutions to various issues. Here are some of the tools.
An anchor is really what it is. It is any stimuli that associates an internal response with some external or internal trigger so that the response is re-accessed swiftly and covertly. How do you get to that place where you settle back to a resourceful state? It can be anything really, from a visual to a song.
Every time I feel unsettled or angry about a situation, I go to prayer and meditation. One of my favourite scriptures reminds me to "be still" and know that God is in charge.
When that happens, I feel a sense of peace. Although the situation has not changed, it gets me to a point of clarity and I don't do or say anything in haste.
My friend's anchor is the song, I'm Too Sexy by Right Said Fred. I believe the first line in that song is "I'm too sexy for my shirt!" and I guess that gives him the confidence. To each their own, I say!
Building rapport
This is probably one of the most important skills in sales or when meeting new people. As I have to interview a lot of people, I usually ask them to come 30 minutes early. Why?
This is largely for me to build rapport with them so they won't be nervous coming on air. My goal is to get a great interview and not to have them clam up because that just won't work on radio!
Rapport-building techniques include mirroring their body language, matching their rate of speech to even breathing at the same pace (that's why smokers get on really well; they inhale and exhale together!).
Disclaimer here. I genuinely like meeting new people and I always assume I have rapport already. I try to crack a joke and make the person feel at ease. When we're both laughing together, it removes the tension.
Here's the thing. I'm like that with everyone I meet – interviewee, new friend, potential client, you name it. I have no hidden agenda. I genuinely want to know a person and their needs. That goes a long way with building rapport.
Now, if you're an introvert, it doesn't mean it's difficult to build rapport or that you have to like the other person. However, you must have a real interest to get to that point of connection and common values.
The whole study of NLP helps you guide your values. When you know your true values, it makes it so much easier when you do your work, or when you decide which company you want to work for or the career choices you make.
Two of my key values are actually Harmony and Learning. This explains why I love what I do because I learn something everyday. I also like to make people feel at ease because I like harmony. When people feel their values are not aligned, they leave their jobs and even marriages!
Limiting beliefs
This a big one with most people. Nay, everyone. I catch myself with limiting beliefs all the time. It's the little, little things. It ranges from statements like "I don't think I can do this" to "Why is everyone better at this than me?"
These statements can paralyse a person from moving forward. Last year when I decided to do a full marathon, I injured myself quite badly. It was probably just the body reacting to fear.
I changed the words on the day of the marathon to "I am going to enjoy this and take my time. What else am I doing for the next six hours anyway?" Yes, I completed it.
"I don't like office politics!" Have you heard that one before? Who does right?
I realised that this also limits your career if you assume everything is about office politics. This reframing exercise came to me accidentally when Anne Abraham of Lead Women was having a chat with me about how she never saw it that way.
Anne said she always saw it as team dynamics. Everyone has different personalities with different agendas and KPIs (key performance indicators). If we communicate to meet the individual's agenda and KPI whilst getting our point across, then we have 'win-win'.
Anne incidentally sits on the board of a public-listed company and Lead Women is an organisation that helps women get to board positions.
Operating at cause or effect
"I never get promoted" or "How can I get that promotion?" How do these two sentences sound?
One sentence sounds like a death sentence and the latter opens the door to possibilities. Catch the words you say.
If you are at effect you may blame others or circumstances for your bad moods or for what you have not achieved for your life.
Being at cause means you have choices in your life – you can choose what is best for you while ensuring the choice is not damaging to those around you, your community and your society.
Where are you operating at in different areas of your life?
Positive or negative state
This was a gem of an advice given to me many years ago before I understood NLP. Do you want to be bitter or better?
Malachy McCourt once said:
"Resentment is like taking poison and waiting for the other person to die."
Being in a negative state is never a good place. Think about it; a great idea never comes when you're in a negative mood.
Some ways to counter this is to exercise to release some endorphins, pray, hang around positive people, don't accept negativity from others, watch comedy, start journaling and write five things to be grateful for daily.
Parting thoughts
These are just some of the key ideas and instruments that I have garnered from NLP.
It has made me more self-aware of my thoughts, words and actions and how I really can take control of a situation even though the circumstances have not changed. And that is powerful.


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Run Postponed Until Oct 4, 2020
The countdown is on for the Broad Street Run 10-Miler on October 4, 2020!
Spectator Information
Race day in Philadelphia is special. That's because the entire city joins in on the fun. Whether you're supporting specific runners or want to take in the sites, we love that spectators come out to watch the race and cheer on runners. Make a clever sign, give out high fives, and yell out encouraging sentiments.
Your good energy will help propel our runners forward to reach the finish line.
Getting there
There are many ways to get to where you need to be on race day. Here are some options:
Coming from inside the city
The best way to get to the start area if you live in the city or are staying at a hotel in the city is to take the Broad Street Line.
After the race, you can either walk or take a shuttle bus from the finish area back to the parking areas and NRG Station.
Coming from outside the city
One thing to note is that there is no parking available at the start area.
If you're driving into the city, we recommend that you park your car at the Stadium Complex at Broad Street and Pattison Avenue for free. You can then take the Broad Street Line at NRG Station to the start. Note: it takes about 35 minutes to reach SEPTA Broad and Olney Transportation Center, just a few blocks from the start area.
If you're taking SEPTA's Regional Rail or Market-Frankford Line into the city, take it to Suburban Station, and then hop on the Broad Street Line from City Hall Station. If you're taking PATCO from New Jersey, get off at the 12th and 13th & Locust Station, and walk two blocks west to the Broad & Locust Station on the Broad Street Line.
After the race, you can either walk or take a shuttle bus from the finish area back to the parking areas and NRG Station.
For public transportation information, visit www.septa.org or call 215-580-7800.
Race Day Parking
Driving down to the race? Below is some information so you know where to leave your car and how you can get to the start area.
There is no parking available at the Start area.
For the Finish Line area, we suggest that all runners park at the Stadium Complex in the Citizens Bank Park and the Wells Fargo Center parking lots. ALL RUNNERS MUST BE OUT OF THESE LOTS NO LATER THAN 11:30 P.M.
Runners and spectators may also park at FDR Park (enter from Pattison Avenue, across from the Novacare Complex). Parking along the roadway in FDR Park is only permitted on one side of the road. Illegally parked cars are subject to towing by the Philadelphia Parking Authority. All lots will open no later than 5:00 a.m. and will be closed as they are filled. No vehicles will be permitted in the Navy Yard without credentials at all entrances.
All running clubs that are planning post-race gatherings are asked to refrain from using the Citizens Bank Park or Wells Fargo Center lots. Instead, please plan to arrive early to park under I-95 in the rear of FDR Park. ALL RUNNERS MUST BE OUT OF THESE LOTS NO LATER THAN 11:30 A.M.
Runners and spectators must park in designated areas and are subject to parking regulations. The Philadelphia Parking Authority and the Philadelphia Police Department will enforce normal parking restrictions. Please observe all parking regulation signs and directions from the parking lot attendants. There is no parking available at the start area, on Pattison Avenue, or inside The Navy Yard. Parking areas are not controlled by the Blue Cross Broad Street Run and made available at the courtesy of various sports facilities. Some gates will be left closed to control traffic.
Getting to the Start
Check www.septa.org for more information. Runners can ride free on the Broad St. Line only by showing their race bib.
The Broad Street Subway will be running on a special race day schedule. For more information please check out www.septa.org and the race website on race weekend. You are strongly encouraged to board a train no later than 5:30 a.m. Most trains will be express trains; however, a limited amount of trains will be starting out from the Walnut-Locust station for our Center City participants.
Additional Shuttle buses will also be available on Little Broad Street just north of Pattison Avenue to take runners to the start area.
Getting to the Start via Regional Rail
SEPTA is pleased to announce that participants in the Blue Cross Broad Street Run have Regional Rail service alternatives to reach the Race route directly. Early morning train service from Glenside and Jenkintown will connect runners to the Broad Street Line at Fern Rock Transportation Center. Take the Broad Street line one (1) stop to Olney Transportation Center, where signs will direct them to the warm-up area at Central High School Athletic Field at Broad Street and Somerville Avenue.
At the end of the Race, riders should take the Broad Street Line to City Hall Station where they can connect to Suburban Station and Regional Rail service.
Travel time from Glenside and Jenkintown Stations to Fern Rock Transportation Center is 9 minutes. Both stations offer free parking on weekends and frequent return service on several SEPTA Regional Rail Lines.
For more service information consult the Glenside Combined Regional Rail timetable – Sunday service at www.septa.org
Best spots to watch
Here is a list of great spots to stop and watch the race:
- The start area near Broad and Fisher Streets
- North Broad Street along the Temple University Campus
- North Broad Street at Callowhill Street
- City Hall — the west side at Dilworth Plaza
- Broad and Walnut Streets outside The Bellevue
- South Broad Street along the Avenue of the Arts
- South Broad Street at Carpenter Street (High School for the Creative and Performing Arts)
- South Broad Street at Jackson Street (South Philadelphia High School)
- South Broad Street at Bigler Street
- South Broad Street at Packer Avenue, one block from Chickie's & Pete's
- Broad Street and Pattison Avenue at the Sports Complex
Music groups, high school bands, cheerleading squads, church choirs, and drill teams are invited to perform along the course to energize the runners and spectators.
If your organization would like to participate, call 215-683-3594 or email [email protected].
Live Broadcast
Watch the race live on NBC10, Telemundo62 and nbc10.com starting at 7:00am
Finish line area
You can also watch the race from the Finish Line, which is in the Philadelphia Navy Yard. There will be a limited number of bleacher seats available.
The finish line is located about one-quarter mile past the main gate of the Navy Yard, at the southern end of Broad Street. View a map of the finish area.
There will be fun activities in the Navy Yard for kids of all ages, like the Dunkin' Munchkin Run, Diaper Dashes, face painting, and much more. Learn more about the fun at the finish line.
Please note that no bags, backpacks, or coolers are permitted in the Navy Yard. Any items brought into the Navy Yard must be in clear plastic bags. If you are bringing in a child with a diaper bag, the bag may be searched.
Pick Up Lot:
In an effort to accommodate those runners who wish to be picked up after the race and to avoid congestion in the Navy Yard with unauthorized vehicles, we have established a parking lot similar to a cell phone waiting lot at the airport. The hours for this lot are 8:30 a.m. to 11:30 noon. Runners wishing to be picked up in this manner should board the FDR shuttle buses to be transported to the pickup lot located on West Pattison Avenue between 20th Street and the NovaCare Complex (Eagles training facility). The shuttle buses to FDR park and the pickup lot will be located at 11th Street and Normandy Place.
Instructions for drivers picking people up are as follows:
Family members or friends only coming to pick up runners at the completion of the race are urged to use this cell phone waiting lot. Drivers must enter this lot from the west at the Police checkpoint located at Pattison Avenue and Penrose Avenue. Drivers communicate to the Police that they are there to pick up runners. All drivers must remain with their vehicle the entire time. ANY VEHICLE LEFT UNATTENDED WILL BE IMMEDIATELY TOWED.
All spectators at the Navy Yard will be required to go through security check points to enter the Marine Parade Grounds. No backpacks, duffel bags or coolers are permitted in the Navy Yard. If you bring items into the Navy Yard, they must be in one gallon size clear bags. All items are subject to search by security.
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Independence Blue Cross is the proud sponsor of Philly's premier 10 mile race, conducted by the Philadelphia Parks and Recreation Department.


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Matthew 13:45-46 (KJV)
45 Again, the kingdom of heaven is like unto a merchant man, seeking goodly pearls:
46 Who, when he had found one pearl of great price, went and sold all that he had, and bought it.
Unlike some today who try to make the gospel palatable for reluctant sinners, Jesus made it clear that following Him had its price. Rather than acceptance, fame, prestige, and prosperity, you can expect rejection and persecution for your efforts. That is if you are truly following the Lord Jesus of Nazareth. This is far from a popular approach to evangelism, but it's honest. This also ensures that no one will endeavor to enter the Kingdom on the wrong basis.
"Blessed are those who have been persecuted for the sake of righteousness" (Matt. 5:10).
Jesus wanted His disciples to not sit around and sing "Kumbaya," but to count the cost of discipleship. He knew that many of them would suffer persecution, be disowned by their families and excommunicated from the Jewish synagogues. Many would suffer even martyrdom at the hands of the Roman government. They needed to count the cost before they made a commitment to follow Him.!
Persecution did come to those early Christians. The Emperor Nero smeared many of them with pitch, crucified them, and then burned them to light his garden parties. He condemned Christians for refusing to worship him as a god and blamed them for the burning of Rome in 64 AD
Christians were also accused of cannibalism because Jesus said, "He who eats My flesh and drinks My blood abides in Me, and I in him" (John 6:56). They were also said to be revolutionaries because they believed that God would one day destroy the earth.
The world's animosity toward Christians hasn't changed. You might not face the severe persecutions the first-century believers faced, but you will be persecuted (Phil. 1:29). Even new Christians often face difficulties. If they refuse to join their former friends in sinful activities, they might be rejected. If they work for a dishonest boss who expects them to participate in or condone his evil practices, they might be fired, or be forced to quit their jobs. This might bring extreme financial hardship to their families.
God won't always shield you from persecution, but He will honor your integrity and give you strength to endure any trial that comes your way. Praise Him for His all-sufficient grace!
Ask God for the wisdom and strength to face any persecution with integrity and unwavering faith.
"Blessed is he that watcheth." (Revelation 16:15)
"We die daily," said the apostle. This was the life of the early Christians; they went everywhere with their lives in their hands. We are not in this day called to pass through the same fearful persecutions: if we were, the Lord would give us grace to bear the test; but the tests of Christian life, at the present moment, though outwardly not so terrible, are yet more likely to overcome us than even those of the fiery age. We have to bear the sneer of the world that is little; its blandishments, its soft words, its oily speeches, its fawning, its hypocrisy, are far worse.
Our danger is lest we grow rich and become proud, lest we give ourselves up to the fashions of this present evil world, and lose our faith. Or if wealth be not the trial, worldly care is quite as mischievous. If we cannot be torn in pieces by the roaring lion, if we may be hugged to death by the bear, the devil little cares which it is, so long as he destroys our love to Christ, and our confidence in him.
I fear me that the Christian church is far more likely to lose her integrity in these soft and silken days than in those rougher times. We must be awake now, for we traverse the enchanted ground, and are most likely to fall asleep to our own undoing, unless our faith in Jesus be a reality, and our love to Jesus a vehement flame. Many in these days of easy profession are likely to prove tares, and not wheat; hypocrites with fair masks on their faces, but not the true-born children of the living God. Christian, do not think that these are times in which you can dispense with watchfulness or with holy ardour; you need these things more than ever, and may God the eternal Spirit display his omnipotence in you, that you may be able to say, in all these softer things, as well as in the rougher, "We are more than conquerors through him that loved us."
Charles H. Spurgeon,
Revelation 12:10-11(KJV)
10 And I heard a loud voice saying in heaven, Now is come salvation, and strength, and the kingdom of our God, and the power of his Christ: for the accuser of our brethren is cast down, which accused them before our God day and night.
11 And they overcame him by the blood of the Lamb, and by the word of their testimony; and they loved not their lives unto the death.


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A) Survey Progress:
Last Sunday we went down to San Jose to gather more survey data at the Tet Festival. Our goal was to target the Vietnamese demographics of San Jose. With the help of our coordinators, we secured a booth representing the Environmental Services Department of the City of San Jose. We arrived at the Fairgrounds at 4:30pm just as dark clouds started to roll over and wind began to pick up. We saw a lot of people streaming out the exit of the Fairgrounds. Luckily once we picked up our surveys at the entrance and went inside the convention center where the main activities were located, we found there were still hundreds of people inside listening to a concert.
At the beginning, we both tried approaching people separately to engage them about HHW and encourage them to take our survey, but a trend quickly arose. As soon as Adam began speaking, most of the festival visitors immediately became standoffish. Out of all the people Adam approached, only one man—who was clearly completely comfortable speaking English and was in fact manning another booth—ended up filling out the survey. The obvious racial disconnect, further heightened by the culturally specific nature of the event, proved to pose a huge barrier to people's willingness to engage. On the other hand, when Aitran approached people, speaking Vietnamese, people were more willing to talk and open to taking our survey. Some people who were particularly interested spent as long as 30 minutes talking with her about HHW, recycling, and activism in the younger generations in general. This pattern soon became clear to both of us, so we divided up tasks: Aitran continued talking to visitors and encouraging them to take our survey, while Adam handed out fliers to passers by. If he just smiled and offered a flier, most people were completely willing to take it, and would even read it as they kept walking, looking sincerely interested in the information that it contained. Therefore, our efforts were maximized as we diversified our roles with Aitran obtaining survey data for later analysis and Adam distributing materials to educate the public and help address the problem of HHW that is currently sitting around in people's homes. Overall, the trip was certainly a success. We spent roughly two hours surveying and completed 25 surveys.
Our last community event is on Saturday Feb. 28th at the San Jose Earthquakes soccer game. The game starts at 2pm, so we will arrive at 11:30am and help operate a city booth from 12-2pm. We plan to survey as well as present fans a static map of the retail drop-off locations and ask for their feedback. Afterwards, we will head over to the flea market and try to get some more surveys before we return to campus.
B) GIS Map:
On Wednesday, we visited the GIS library and met with Yari. She showed us how to import our Excel database to ARC Map. We experienced some technical glitches connecting to the network as well as making our data compatible with ARC Map language. Fortunately after multiple tries, all but 15 of our retail drop-off sites showed up as points on the map. Yari told us that 498/513 is a very good turnout. We can manually input the rest of the remaining sites. She also showed us how to customize our map by creating filters and color-coding our points. By the GIS session on Monday, we will have made the necessary Excel revisions and be ready to develop a more advanced map. Our coordinators Lauren and Alana are working with the Country of Santa Clara to see if this final products can be embedded in the Household Hazardous Waste website.
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November 2019


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Every Year
...I fall victim to viscious airconditioning. Arghhhhhhhhhhhh. I've found out, though, that it is only those ACs mounted on the ceiling that slowly kill me by blowing icy wind on my neck and shoulders, not the radiator-like units like the one I used to sit right next to at Coma HQ. First day back in the office yesterday and I could already feel it coming by lunchtime: the congested nose, the pressure on my forehead, the sore throat. Nonetheless, I did not object to the AC being on in my room. Today, I have a mean cold and there's few things I hate more than HAVING A COLD IN THE MIDDLE OF SUMMER. As I'm writing this, I'm sipping a hot "Cold and Flu Relief" drink, sweating somewhat brutally. I've offered to move to another room should the colleagues want to continue to work in a fridge, but today at least, they valued my company more than chilled air.


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Mid-80s Los Angeleans The Long Ryders made this barnstorming single Looking For Lewis And Clark. It rattles by with souped-up guitars, fiddle, call and response lyrics, and a bit in the middle where it almost goes into Louie Louie. Cowpunk they called it, and cowpunk it is.
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Someone asked me on facebook whether I feel I could use comedy for every subject, or if some things were taboo. After some reflection, I realized this question is worth a post of its own. Thanks Esther :-)
What is a taboo?! I could have asked that question back too, because taboos are individual and connect with our own values and boundaries. It's a very intrigueing question. And I realized that indeed there are boundaries which I hold on to. In short my taboos are sex and death!
Tits of Steel and A*ses of Marble- Comicbook title-page made in 2005
Sex: I have an issue with nudity (oh I see raised eyebrows and "really?")… well yes, I make jokes about sex and there is an amount of cleavage and the occasional butt-cheek, but I do have an issue with nudity, as I do respect my characters privacy and my readers sensibilities. I would not depict sex in a comic that could be considered pornographic and I don't think I could make fun of child abuse as I think this is the most horrible thing ever.
Death: Again, I made jokes about our society's tendency to be in denial about death. But then I doubt I could make jokes about actual tragedies, accidents and deaths. That doesn't mean I wouldn't let a character die (in a funny way, maybe?), but that's fictional for me. Although I remember when I wanted to kill off Simon a friend reminded me "I don't know, life imitates art,…" and so I didn't kill him. So I am careful with that too.
I also realize that if people make fun of those taboos, I do feel offended. So taboos for me are very much linked with what we feel is offensive. And as someone once asked me "Do you reflect on what people might think when they read your comics?". I do actually. In the end I try to make comedy for a purpose. So even when I am consciously offensive, I am offending the system and the structures we created collectively (so it's a shared offense). But my aim is not to offend any reader. when I scratch on topics that could be considered taboos (homosexuality, racial stereotypes, gender stereotypes), it is from a systemic perspective. I try to reflect what I observe in our society.
Which ultimately leads me to my question: Is there anything you, my fellow readers, find "crossing a line" in my comics? It would be interesting to explore that. As I always believe, if we find something that offends us personally, it holds valuable information about ourselves. And THAT is the interesting bit.
Please, feel free to comment and tell me your views!


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A tireless volunteer, Lucille Cullen, died Tuesday, July 26, at the age of 91. Cullen was national president of the Catholic Women's League of Canada (CWL) from 1990 to 1992. During this time, she visited the Vatican and she attended an audience with St. Pope John Paul II.
Cullen was born in Belleville and grew up in Toronto and Ottawa. She was married for 67 years to Michael James "Jim" Cullen, owner of the Frood Safety Company for more than 45 years.Jim died in March of this year.
The couple moved to Sudbury in 1956 and became one of the founding families of St. Andrew the Apostle Church.
Cullen was a devoted member of CWL. In addition to serving as national president, she was Ontario president, and Sault Ste. Marie diocesan president. She was honoured with a lifetime membership in the organization.
She most recently received the Pro Ecclesia et Pontific medal also known as the Cross of Honour Medal, an award conferred by Pope Francis for distinguished service to the Roman Catholic Church.
Cullen was regional director for the Arthritis Society in northeastern Ontario from 1974 to 1994. She supervised volunteer activities in fundraising, public education and patient needs in more than 60 northern communities. Her efforts led to the opening the Sudbury office in 1993 after countless volunteers raised $4.1 million for arthritis research.
She is survived by her children: Louise of Toronto; Susan of Port Perry; Denise and Annette of Waterloo; and Jim and Michael of Sudbury. She had 19 grandchildren and 10 great-grandchildren.
People can pay their respects at the Jackson and Barnard Funeral Home Friday July 29 from 2 to 5 pm and from 7 to 9 pm. A funeral mass will be held at St. Andrew the Apostle Church, 1250 Barrydowne Rd., Sudbury, Saturday, July 30 at 11 am.


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1990s v-neck shift dress in a sheer snakeskin print fabric in beige, brown and black with black lining. The dress fastens with a zip down the back and there is a 7" slit at the back of the skirt.
- Sleeveless
- V-neck line
- Zip Back Closure
- Simple shift dress
Bust 33/34"
Waist 28-30"
Length 31.5" from underarm to skirt hem
Washing Instructions:
Machine wash at 30 degrees


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- Short answer
In principle, you can. But you should imho not use PlantUML for static diagrams. Read the longer answer below for an explanation.
Longer answer
We really encourage the use of PlantUML for sequence diagrams (see question F-9 (Tools for sequence diagrams)), but don't like it for static diagrams.
That's because in static diagrams we propose to carefully layout your building blocks, so that important elements are focussed, or elements somehow belonging together are drawn close to each other.
In PlantUML you can give formating hints, but the autolayout algorithms decide for themselves wether they can apply your suggestions or ignore them.
I (Gernot) tried PlantUML numerous times for static diagrams in real-world situations - and was always really unhappy with the results (although I really like it for sequence diagrams).


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If I have a copy of the Master File Table (MFT) in a folder, can I copy it to the right place in the hard drive?
Something weird is happening to some of my hard drives. I have three drives connected to a cheap NAS (bought 5 years ago). They are missing folders and files and when I tried to recover the information with software like TestDisk and Ontrack Easy Recovery I didn't recover everything, so I used a lot of other software and recovered the $MFT (275MB long). I was able to copy the MFT to another hard drive.
Is there any chance to copy it in the right cluster in the hard drive to recover as much as I can without running an exploration of the hard drive?


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Ankle Lace Up Buckle Accented Boots
Regular price $45.99
If you are looking for a stylish and eye catching pair of ankle boots...then these are your style. The round toe buckle accented boot give a high end look to your feet.
Upper Material: PU Leather
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Closure Type: Lace-Up
Pattern Type: Solid
Heel Type: Thin Heels
Insole Material: EVA
Shaft Material: PU Leather
Outsole Material: Rubber
Fashion Element: Platform


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Tools To Use For Construction Project Management – – Work less but do more is what the Pareto Principle is all about
– Also known as the 'law from the vital few' it says that in many situations roughly eighty percent of effects are derived from only twenty percent with the causes
– It's been put on virtually every human endeavour, from software development to financial investments
– We can likewise use the Pareto Principle to raised manage projects while keeping focused about the things on our task list that truly make a difference
Is your sub-contactor in UK a staff member? The decision is crucial for companies using contractors inside U.K. Companies must deliberate meticulously whether or not they should engage somebody on such basis as a "contractor" relationship or whether it be preferable to realize that they're actually a staff. Before hiring a contractor or terming someone as self-employed, businesses must be sure that the on the ground facts secure the case and not depend on contracts. If employers aren't careful, they might be exposing themselves to severe tax and labor law liabilities. Companies must evaluate some factors including, what degree of control this company sports how the services are performed and the way the provision of services can be structured and operated genuinely to reflect a client-contractor relationship.
– Storing such essential details relating to your business with your inbox is often a disaster waiting to happen–sooner rather than later
– What happens when emails get buried
– How about once they get accidentally deleted
– What about once you acquire multiple clients
– How do you constantly look out for your multiple projects
Having a fraud management system in position is a superb thing you can do to ensure fraudsters find it impossible to break your savings. Believe it or not, there've been countless cases of frauds in organisations. Only if they've a sound system in position they might have saved themselves from huge financial losses. So, you better not run your small business without a sound fraud management system.
Read More – The Project Management Template is Loaded With Advanced Features That Save Time And Money
brandsfavor.com – Secondly, contact the private note card. There's power in sending your genuine thoughts plus a signature. Share something specific that you simply observed about them, something you found interesting about their experience, background, leadership style, or environment. Maybe incorporate a takeaway when you have one. We know you need to bring a portfolio on the appointment, but you could include another sample with the personal note. People appreciate templates, tools, techniques, methodologies, etc.


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We are back from vacation and catching up on our sewing….blankets and belly bands on the agenda this weekend. We still have a few pre-made Xmas blankets in stock for $30 each. If you wish a personalized blanket in time for Christmas, please order soon, our last sewing day before Christmas will be December 14th!
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MINI Cooper News (559)
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They called it "cheap" in 1959, "too slow to compete" in the 60's and "least likely to succeed" until it surpassed the five million sold mark in 1986. Then it was just getting started…
When Alec Issigonis famously designed "the small car that would be put outside the house of every working person" sometime in 1957 on the back of a cocktail napkin (one wonders how many fabulous ideas have started that way?) no one could possibly have imagined the success of the design.
But it was his design restrictions that led to the engineering that led to the success of the final design. Wanting a car about ten feet long and around four feet wide meant either the engine or the gearbox would have to go, as you simply couldn't fit them both.
Unless you fit the gear box underneath the engine; a radical new idea that not only worked, it lowered the center of gravity. Also working in his favor was the idea that the wheels – in order to get them out of the way – had to be pushed radically to the corners. These improvements – found on no other car at the time – improved handling to such a degree that it attracted the attention of one John Cooper, the world champion Formula One racing car constructor whose legend was growing rapidly in car circles. When he approached British Motor Corporation with the idea to build a racing four-seater, they said, basically, "go for it."
They liked the design, and the first estimate was to build around 1,000 of these Mini Cooper GT's, but they eventually made 150,000 of them.
An underestimation.
Then, in some odd twist of faith and fashion, the little car that could started attracting longing glares from women. Soon women were "wearing" them as fashion accessories all over Europe. That didn't help its racing reputation very much, but it certainly helped sales. In 1969 it had once again surpassed all estimates and marked its second million car to roll off the line.
Still, that low center of gravity and wheel at each corner was not being ignored, as drivers found they could push the car at speed through corners without the risky oversteer they were used to in other cars. Then those crafty Scandinavians discovered why God had given them two feet, and used "left foot braking" to win dirt track rallies with their Goliath-beating MINIs. This served to help the MINI's racing reputation, but once again, enthusiasts drew the line at the tarmac, arguing that the MINI could never stand up to the type of competition they'd find on the pavement.
Once again, they underestimated, as Alec Poole took the RAC saloon car championship in 1969, the same year Richard Longman beat a (relatively) big, bad Ford Falcon. It was the first race ever televised in color, and attracted a lot of attention.
When the Metro arrived in 1980, people once again underestimated the MINI, believing its days were numbered in favor of the even smaller and lighter car. That was until 1986, when MINI surpassed five million in sales, and then started starring in movies like The Italian Job and all those Bourne movies, among many others.
Now more Metro equivalents are lining up to take a swipe at MINI's market share. They'll probably do really well, and MINI's reign is probably soon over.
Yeah, right.
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text: Anyone else noticed notifications in the notification bar no longer scroll? For ex, with my Instagram, it used to tell me "@soandso likes your picture" Now just an icon shows. The same is true with all of my other apps too. Bleh, with every update, minor things I like always like change or go away.


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A charitable gift annuity is a simple, contractual arrangement between you and the Institute for Humane Studies. You make a gift of cash or other property; in exchange, we agree to make a fixed quarterly payment to one or two annuitants for life.
Your payment is based on the age(s) of the annuitant(s) at the time of the gift and can never be lowered, delayed, or canceled by IHS. The older the annuitant(s), the more income IHS agrees to pay quarterly.
You can receive a higher rate by delaying payments until a future date. This is a good option for donors, typically under age 60, who wish to supplement their retirement income in the future.
You enjoy multiple tax benefits through a charitable gift annuity. You may take an income-tax deduction for the portion of your contribution that constitutes the charitable gift (determined by IRS rules). If you give appreciated securities, you will benefit from a reduction of your capital gains taxes. In addition, in most cases, part of each income payment to you as an annuitant is tax-free.
And you leave a legacy for liberty with a charitable gift annuity, because at the passing of the annuitant(s), the remaining principal in the annuity account is available to IHS for our vital work with students and professors around the country.
Please contact our Planned Giving Relations team for a personalized charitable gift annuity proposal based on your circumstances.