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|By Marketwired .
Article Rating:
|February 7, 2013 02:43 PM EST
SALT LAKE CITY, UT -- (Marketwire) -- 02/07/13 -- Whether it's a lip-locking, tonsil-hockey snogging session or a warm smooch to say good night, nobody wants a bad kiss, especially on Valentine's Day! Therefore, the smooching experts at KISSTIXX (www.kisstixx.com) have come up with the Top Five Valentine's Day Kissing Tips!
5. Start with Great Breath: Nobody wants to kiss a garbage can. Bad breath will kill the magic every single time. Kissing's best friend is a mint or piece of gum.
4. Get your Hands Involved: A great kiss involves more than the lips. Use your hands to touch your partner's cheek or cradle their back of their head. These gestures will help to ignite fireworks while kissing.
3. Be a DJ, Mix Things Up: Lip locking shouldn't mean locking up your lips. Move around, mix it up! This creates excitement and suspense and you won't be labeled as a BORING kisser.
2. Tease the Nerve Endings: Lips have 100 times more nerve endings than finger tips. Harness that power and put those nerve endings to work through kissing. Start softly and build up to a passionate rhythm.
1. The tongue is tool not a weapon: Being too forceful with the tongue can be a huge turn off and leave the other person drowning in saliva. French Kissing is easy to execute but difficult to master, so remember: practice makes perfect!
Turn a kiss from a peck into an EXPERIENCE with KISSTIXX! With several different lip-smacking flavor combinations of lip balm, KISSTIXX puts chemistry into every kiss. The way it works is one person wears one flavor such as the peaches-flavored lip balm, while their partner puts on the cream flavor. When they combine with a kiss, they create a new, unforgettable flavor reaction and tingling sensation!
KISSTIXX come in six flavor combinations: Raspberry & Lemonade, Strawberry Daiquiri & Pina Colada, Fire & Ice (sizzling cinnamon and cool vanilla), Peaches & Cream, Sweet & Sour (warm caramel and sour green apple), and Strawberry & Chocolate.
Where to Buy
KISSTIXX lip balm can be found for Valentine's Day at many retailers including: Walgreens, Kmart, WinnDixie, Associated Foods, Amazon.com and Drugstore.com.
Connect with KISSTIXX
- Join us on Facebook: http://on.fb.me/WP7ViN
- Follow us on Twitter: http://bit.ly/TL70jn
- Follow us on Pinterest: http://bit.ly/11WAxFP
- See us on YouTube: http://bit.ly/UA68Qk
- Check out our Blog: http://bit.ly/XOMAUC
- Visit our Website: http://bit.ly/w3pjGT
About KISSTIXX
Founded by college students Dallas Robinson and Mike Buonomo, KISSTIXX puts chemistry in every kiss! KISSTIXX flavored lip balm comes in complimentary flavors that combine and react when two partners kiss. Designed and manufactured in Utah, KISSTIXX distributes its groundbreaking lip balm to retailers and consumers around the world to take lip locking to the next level. For more information, please visit http://kisstixx.com/.
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In his keynote at 18th Cloud Expo, Andrew Keys, Co-Founder of ConsenSys Enterprise, provided an overview of the evolution of the Internet and the Database and the future of their combination – the Blockchain. Andrew Keys is Co-Founder of ConsenSys Enterprise. He comes to ConsenSys Enterprise with capital markets, technology and entrepreneurial experience. Previously, he worked for UBS investment bank in equities analysis. Later, he was responsible for the creation and distribution of life sett...
Jun. 30, 2016 01:00 PM EDT Reads: 1,486
Cloud Expo, Inc. has announced today that Andi Mann returns to 'DevOps at Cloud Expo 2016' as Conference Chair The @DevOpsSummit at Cloud Expo will take place on November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. "DevOps is set to be one of the most profound disruptions to hit IT in decades," said Andi Mann. "It is a natural extension of cloud computing, and I have seen both firsthand and in independent research the fantastic results DevOps delivers. So I am excited t...
Jun. 30, 2016 12:30 PM EDT Reads: 396
"We work in the area of Big Data analytics and Big Data analytics is a very crowded space - you have Hadoop, ETL, warehousing, visualization and there's a lot of effort trying to get these tools to talk to each other," explained Mukund Deshpande, head of the Analytics practice at Accelerite, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jun. 30, 2016 12:00 PM EDT Reads: 513
A strange thing is happening along the way to the Internet of Things, namely far too many devices to work with and manage. It has become clear that we'll need much higher efficiency user experiences that can allow us to more easily and scalably work with the thousands of devices that will soon be in each of our lives. Enter the conversational interface revolution, combining bots we can literally talk with, gesture to, and even direct with our thoughts, with embedded artificial intelligence, wh...
Jun. 30, 2016 12:00 PM EDT Reads: 1,255
"delaPlex is a software development company. We do team-based outsourcing development," explained Mark Rivers, COO and Co-founder of delaPlex Software, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jun. 30, 2016 11:45 AM EDT Reads: 574
IoT is rapidly changing the way enterprises are using data to improve business decision-making. In order to derive business value, organizations must unlock insights from the data gathered and then act on these. In their session at @ThingsExpo, Eric Hoffman, Vice President at EastBanc Technologies, and Peter Shashkin, Head of Development Department at EastBanc Technologies, discussed how one organization leveraged IoT, cloud technology and data analysis to improve customer experiences and effi...
Jun. 30, 2016 11:30 AM EDT Reads: 618
Basho Technologies has announced the latest release of Basho Riak TS, version 1.3. Riak TS is an enterprise-grade NoSQL database optimized for Internet of Things (IoT). The open source version enables developers to download the software for free and use it in production as well as make contributions to the code and develop applications around Riak TS. Enhancements to Riak TS make it quick, easy and cost-effective to spin up an instance to test new ideas and build IoT applications. In addition to...
Jun. 30, 2016 11:15 AM EDT Reads: 716
The idea of comparing data in motion (at the sensor level) to data at rest (in a Big Data server warehouse) with predictive analytics in the cloud is very appealing to the industrial IoT sector. The problem Big Data vendors have, however, is access to that data in motion at the sensor location. In his session at @ThingsExpo, Scott Allen, CMO of FreeWave, discussed how as IoT is increasingly adopted by industrial markets, there is going to be an increased demand for sensor data from the outermos...
Jun. 30, 2016 11:00 AM EDT Reads: 437
CenturyLink has announced that application server solutions from GENBAND are now available as part of CenturyLink's Networx contracts. The General Services Administration (GSA)'s Networx program includes the largest telecommunications contract vehicles ever awarded by the federal government. CenturyLink recently secured an extension through spring 2020 of its offerings available to federal government agencies via GSA's Networx Universal and Enterprise contracts. GENBAND's EXPERiUS™ Application...
Jun. 30, 2016 11:00 AM EDT Reads: 471
The cloud market growth today is largely in public clouds. While there is a lot of spend in IT departments in virtualization, these aren't yet translating into a true "cloud" experience within the enterprise. What is stopping the growth of the "private cloud" market? In his general session at 18th Cloud Expo, Nara Rajagopalan, CEO of Accelerite, explored the challenges in deploying, managing, and getting adoption for a private cloud within an enterprise. What are the key differences between wh...
Jun. 30, 2016 11:00 AM EDT Reads: 1,090
Presidio has received the 2015 EMC Partner Services Quality Award from EMC Corporation for achieving outstanding service excellence and customer satisfaction as measured by the EMC Partner Services Quality (PSQ) program. Presidio was also honored as the 2015 EMC Americas Marketing Excellence Partner of the Year and 2015 Mid-Market East Partner of the Year. The EMC PSQ program is a project-specific survey program designed for partners with Service Partner designations to solicit customer feedbac...
Jun. 30, 2016 10:45 AM EDT Reads: 663
The IoT is changing the way enterprises conduct business. In his session at @ThingsExpo, Eric Hoffman, Vice President at EastBanc Technologies, discussed how businesses can gain an edge over competitors by empowering consumers to take control through IoT. He cited examples such as a Washington, D.C.-based sports club that leveraged IoT and the cloud to develop a comprehensive booking system. He also highlighted how IoT can revitalize and restore outdated business models, making them profitable ...
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There are several IoTs: the Industrial Internet, Consumer Wearables, Wearables and Healthcare, Supply Chains, and the movement toward Smart Grids, Cities, Regions, and Nations. There are competing communications standards every step of the way, a bewildering array of sensors and devices, and an entire world of competing data analytics platforms. To some this appears to be chaos. In this power panel at @ThingsExpo, moderated by Conference Chair Roger Strukhoff, Bradley Holt, Developer Advocate a...
Jun. 30, 2016 10:15 AM EDT Reads: 982
SYS-CON Events has announced today that Roger Strukhoff has been named conference chair of Cloud Expo and @ThingsExpo 2016 Silicon Valley. The 19th Cloud Expo and 6th @ThingsExpo will take place on November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. "The Internet of Things brings trillions of dollars of opportunity to developers and enterprise IT, no matter how you measure it," stated Roger Strukhoff. "More importantly, it leverages the power of devices and the Interne...
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The cloud promises new levels of agility and cost-savings for Big Data, data warehousing and analytics. But it's challenging to understand all the options – from IaaS and PaaS to newer services like HaaS (Hadoop as a Service) and BDaaS (Big Data as a Service). In her session at @BigDataExpo at @ThingsExpo, Hannah Smalltree, a director at Cazena, provided an educational overview of emerging "as-a-service" options for Big Data in the cloud. This is critical background for IT and data profession...
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Whether your IoT service is connecting cars, homes, appliances, wearable, cameras or other devices, one question hangs in the balance – how do you actually make money from this service? The ability to turn your IoT service into profit requires the ability to create a monetization strategy that is flexible, scalable and working for you in real-time. It must be a transparent, smoothly implemented strategy that all stakeholders – from customers to the board – will be able to understand and comprehe...
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In addition to all the benefits, IoT is also bringing new kind of customer experience challenges - cars that unlock themselves, thermostats turning houses into saunas and baby video monitors broadcasting over the internet. This list can only increase because while IoT services should be intuitive and simple to use, the delivery ecosystem is a myriad of potential problems as IoT explodes complexity. So finding a performance issue is like finding the proverbial needle in the haystack.
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Apixio Inc. has raised $19.3 million in Series D venture capital funding led by SSM Partners with participation from First Analysis, Bain Capital Ventures and Apixio's largest angel investor. Apixio will dedicate the proceeds toward advancing and scaling products powered by its cognitive computing platform, further enabling insights for optimal patient care. The Series D funding comes as Apixio experiences strong momentum and increasing demand for its HCC Profiler solution, which mines unstruc...
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The Internet of Things will challenge the status quo of how IT and development organizations operate. Or will it? Certainly the fog layer of IoT requires special insights about data ontology, security and transactional integrity. But the developmental challenges are the same: People, Process and Platform and how we integrate our thinking to solve complicated problems. In his session at 19th Cloud Expo, Craig Sproule, CEO of Metavine, will demonstrate how to move beyond today's coding paradigm ...
Jun. 30, 2016 08:00 AM EDT Reads: 559
Internet of @ThingsExpo has announced today that Chris Matthieu has been named tech chair of Internet of @ThingsExpo 2016 Silicon Valley. The 6thInternet of @ThingsExpo will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA.
Jun. 30, 2016 07:00 AM EDT Reads: 448


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Examples of my work.
. . .
Examples of my work.
I'm located in beautiful Loveland, CO about an hour north of Denver and a short half hour east of Rocky Mountain National Park.
446 E 29th Street, #2021
Loveland, CO 80539
You can reach me by filling out the contact form.
Or, call me at 970-744-6638.

subset: commoncrawl


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Madonna Turns Down 'Glee' Guest Stint
Madonna turned down a cameo in an upcoming episode of "Glee" dedicated to the Queen of Pop - because she has never heard of the TV show. Producers of the hit show, which chronicles the lives and loves of a group of talented teens, were thrilled when they received word the "Material Girl" 's team had given them the OK to use her back catalogue in an episode to air in America next week.
But the permission didn't come from the pop superstar directly - and now it emerges she refused to make a guest appearance on the programme. A source tells Popeater.com, "Madonna doesn't have a TV and has no idea what 'Glee' is. The show (producers) did ask her if she wanted to make an appearance in the much-hyped Madonna episode."
"She said, 'No thanks', and to be honest she would rather they sing an Elton John song than butcher one of hers."
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Celebrity Constellation Cruise Review by motherinlaw_at_home: Great value for a short trip.
Overall Member Rating
Great value for a short trip.
Destination: Bahamas
Embarkation: Fort Lauderdale (Port Everglades)
We have just finished a 5 d 4 n cruise before the Christmas. We stopped at Nassau and Key West. We booked the cruise at the end of November from a large internet company. Since we travelled with two kids (5 and 8 years old), we are concern the kids' program and food.
The Fun Factory is located on the 8th Floor. The place is clean. They divided the children in groups 3 to 5 yrs old and 6 to 8 yrs old. My children enjoyed their programs. Most of the time it is free of charge. If you want extended hours, you can pay $6 per hour until 1:30am. It is perfect for couples who are desperate for some privacy and quiet time.
Since 2011, all Celebrity cruises' main dining menu have dropped lobsters, which I did not realize when I booked. The food is tasty and hot. If you do not pay extra $35 per person, you can get lobster from the specialty restaurants. They provided fruit juice and coffee without charge all day and evening. The breakfast has smoke salmon, great variety of cold More cuts, fruits, omelette and some vegetables.
If you have an evening gown that requires press. You can call the housekeeping extension and they will do the press for you just in 15 minutes. I was quite amazed for their prompt service with a small charge. They do not have ironing board available in the cabin. If you want to save money, please pack your formal dress well unfolded in your suitcase.
Hairdryer is bad. You need to push the button to get it on. If you have a long hair like me, then after 20 minutes dry. Your finger's muscle hurts. It is hard to style your hair with a hairdryer like that. So, Please bring your own hairdryer. Less
Published 01/06/14
Read more Celebrity Constellation cruise reviews >>
Read Cruise Critic's Celebrity Constellation Review >>
Cabin review:
Port and Shore Excursions
Not too much to see. All creatures under the glass are same colour. It is great for family who has small kids. The Key West does not have great beaches. It has lot of small rocks in the water. Please bring your reef shoes with you.
No one told me that I need to bring my photo ID with me while I exit this port. No announcement! I was lucky to show a photo of my ID from my handheld device. The Nassau officer let me go.
Some tips and hidden gems on t...
Worst carnival cruise - Golden...
Very lacking in Service!!!
The granddaughters loved it
Another Happy Experience with ...
Celebrity Eclipse to Baltic
Very Enjoyable....but obvious ...
Best Cruise Ever!
Floating Old Folks Home
Celebrity delivers again
Fantastic cruise on Celebrity ...
Perfect Reflection
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The narration rolls on from 1983, when a 17-year-old prostitute and stripper Cindy Paulson (Vanessa Hudgens) is in hand cuffs and escapes from the clutches of her psychologically-disturbed client. She tries to explain to the police officer that an Anchorage bakery owner Robert Hansen (John Cusack) tried to kill her. The officer dismisses her plea as just a tale of a whore.
Around the same time an unidentified body is found on the outskirts of Anchorage. Sergeant Jack Halcombe (Nicolas Cage) investigates the crime scene and finds a used cartridge case in the grave.
When media reporters question Halcombe about the recently discovered body as well as other bodies found in the area, he denies a connection between the murders.
But after hearing Cindy's story, Halcombe tracks her down and asks another officer about the man she accused. Halcombe deduces that Hansen, highly respected, married businessman with kids and who was previously arrested for indecent disturbances, is a methodical murderer.
Because Hansen appears to be a decent citizen and the complainant a prostitute, the police portray her as a lethargic, skeptical, misogynistic person and dismiss her accusations. Even when Halcombe amasses reams of circumstantial evidence against Hansen, the District Attorney refuses to act.
Tagged with cliches, as most serial killer and police procedural films do, "The Frozen Ground" has as its strength the acting, the bleak wintry setting which cloaks everything in a mood of weary fatalism, the cinematography and crisp editing.
The scenes are simple and near real. Nicolas Cage and Vanessa Hudgens are grounded and their portrayal of the characters is accurate and genuine.
Cusack underplays the character of Hansen. He conceals any sense of menace and has used his voice effectively giving the character the guy-next-door persona. He is calm, almost reticent even when he is up to his monstrous deeds. He has worked hard on his concealment.
Novice writer-director Scott Walker has done a commendable job. Except for the initial non-linear narration at the very beginning of the film, the screenplay with the plot-points is intact and keeps you hooked to the very end.
There is a breathtaking scene, where Cindy, alone on a deserted side street, comes across a moose which has wandered into the city. It reminds you so much of an Indian scenario where you see cows on the street. The Moose and Cindy stand for a while, staring at each other. The snow falls. It is a moment that is beyond meaning, beyond plot. Yet, it reveals the loneliness of the young lady, who lives an animal life, homeless.
Visually, cinematographer Patrick Murguia's work is worth a mention. The film is mixed in with the super-fast, hand-held action of the majority of the film. There are periodic aerial shots of the forbidding Alaskan wilderness, mountains, glaciers, frozen rivers that are constant reminders of what a vast field Hansen had to play in, and the impossibility of ever finding the missing.
A sore point for the Indian audience is the blurring of the cuss words in dialogues, by the censors. The fill-in-the-blank dialogues make the watching experience a bit painful.
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Written on: 04/03/2014 by MHSilman (1 review written)
I had been looking at the jacket on various sites, Outside was the one that was most reasonable. The Jacket arrived very quickly, unfortunately the jacket was not the right fit for me. I sent it back and I was refunded straight away. I could not fault the service I received, hopefully I will purchase from them again. I would certainly recommend them to friends etc.
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Just create a new account—we'll guide you to the flip side.
Hi there! Thanks for visiting PokéCommunity. We're a group of Pokémon fans dedicated to providing the best place on the Internet for discussing ideas and sharing fan-made content. Welcome! We're glad you're here.
In order to join our community we need you to create an account with us. Doing so will allow you to make posts, submit and view fan art and fan fiction, download fan-made games, and much more. It's quick and easy; just click here and follow the instructions.
Oh that's cool! sure, I can get You a shiny Clawitzer too then if You like?
Well, You can go both ways really, You can defeat the pokemon or just run from them, doesn't matter really
Good luck!
Thanks!Do you want a shiny cloyster too?I can try to get you two if you could catch me another one.Just a question about chain fishing:Can i faint the pokemon or should i run?
Hey there, just wanted to let you know I caught a shiny Clauncher for you yesterday, it's waiting in one of my boxes to be traded over Let me know when you have the time
Sure, that's no problem at all, I have been there too with a lot of exams and the like I can wait, when I caught your Pokemon to trade in return, I will just keep it in my Box until you have the time to trade!
Good luck on your tests! Grtz,
Sure but can that wait a bit?I have a ton of tests for next week so i will do it next friday or thursday
Hey there! Sure, no problem! Only thing is, I already have a shiny Dragalge (evolved), so if you could catch me a shiny Shellder (version exclusive) that would be great! :3
I am still at work though so when I get home around 6PM I will try find that Clauncher for you!
Hey can i please ask you a favour?
Could you catch me a shiny clauncher if i catch you a shiny skrelp?


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Cheap flights from Penang to Phuket, Thailand (PEN to HKT)
As a rule, buying flight tickets from Penang to Phuket expends a lot. Using our service of searching for cheap flight tickets, you will be able to save a significant sum of money! We will help tip to buy flight tickets from Penang to Phuket at the most favorable prices.
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In this week's The Office TV News, Kira has the scoop on what we've all been wondering -- who the heck is this new assistant dude Luke? Hint: he Kicked Ass in box offices a few months ago! Also, while audiences have been busy speculating about what office life will be like after Michael Scott, see what the cast has to say about the show's future! Watch and comment in the link below!The Office TV News: 9/28/10
The Office TV News: What's With The New Assistant Luke?
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Singer, model, actress . . . however you categorise Scarlett Johansson just don't call her "ScarJo". She hates it.
Johansson has said she finds the nickname insulting and wants her fans to stop using it.
"I associate that name with, like, pop stars," Johansson has told Glamour magazine.
"It sounds tacky. It's lazy and flippant . . . There's something insulting about it."
The 29-year-old Lost in Translation star appears on the May cover of Glamour, photographed by Tom Munro, and unloads her hatred of the nickname inside.
But it isn't the first time the A-lister has complained about "ScarJo". In 2011 Johansson told USA Today that she found the moniker "awful".
"It's a laziness," she said. "People can't actually say the whole name? It's just bizarre . . . So Cate Blanchett is not, like, 'CaBla'? Why is that? Why do I have to get stuck with [ScarJo]?"
And it's not the only label the actress wants to shake.
Voted sexiest woman alive by Esquire magazine in 2013, and praised for her role in Lost in Translation, Johansson has struggled to achieve recognition for her body of work. She says she was 17 when she made Lost in Translation and has been "in her early twenties for over a decade".
"That's a normal side effect of being a young actor," she tells Glamour. "You're captured in a certain time of your life and it's hard for people to move past that."
The actress also opens up about her divorce from actor Ryan Reynolds, four years after their split.
Bouncing back from the divorce, she says "I think I know myself better. I feel I know now more of what I need in a relationship, what I want in a relationship. And I know I have more tools to communicate, not just with my partner but with myself.
"That's not necessarily any reflection of who I was married to or what was happening in my marriage, but really where I was in my life."
Now Johansson is entering a new stage in life, expecting her first child with fiance Romain Dauriac, a French journalist.
The couple splits their time between New York and Paris, and Johansson says she enjoys the Parisian lifestyle.
"I guess part of the wonderful thing about living in Paris is how people take their time with things. And I like to feel no pressure on the weekends in Paris. Sunday, most things are closed in Paris, and there's something wonderful about that."
Life in Paris has made Johansson more style conscious too.
"The nice thing about being in Paris is that you know everybody's looking at what you're wearing: you have an audience, you know?
"New York is about street style that's functional. A Paris look is not functional! It doesn't matter if your shoes are comfortable. Here [in New York] you can still wear your Nikes. In Paris you suck it up. You hobble around."
However, Johansson says she and her friends are bringing streetwear back.
"I am sick of not feeling my big toe after two hours of dancing," she says.
Johansson also appears on the May cover of Vanity Fair and is promoting two new movies, Captain Amer-ica: The Winter Soldier and art-house alien film Under the Skin.
In response to Johansson's request to stop calling her "ScarJo", the Huffington Post wrote: "Dearest Ms Johansson, on behalf of the media, please trust us when we say the nickname is not meant to be insulting in the least. Think about the other celebrities whose names are given such treatment: KStew, RPatz, the Biebs, SelGo."
- FFX Aus
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3D printer art in all its gloryPocket-lint
3D printing is one of the great hopes of the future. But when Pocket-lint went down to the 3D Print Show in London we found this means of turning the virtual into the physical very much alive and well in the present.
We first took a good look at what was on offer back at CES with the like of the Cube home 3D printer from Cubify and apps like Sculpteo, both of which allow users to actualise their design visions into pretty much anything they can think of. All the same, much of what came out seemed to be flights of coloured resin fancy - models of monsters, pre-teen jewellery and crate upon crate of iPhone cases.
Read: 101 Best Geek Cakes
So, imagine our surprise, almost a year, on to discover what's now available to the public. With 3D printing materials such as ceramics, silver, stainless steel, gold, brass, bronze and alumide, this technology is ready to take off, with the likes of Autodesk and other companies leading the way. And, just to prove it, we've put together a gallery of 3D printed objects to show you the sorts of things the creatives of this world are coming up with.
While much of it is just for the eye right now, there's a world of education tools, clothing accessories, spare parts, kitchen utensils, crockery and all sorts, ready to be dreamed up and customised by anyone with even a modicum of computer skill and just a moment of time. Let the fun begin.
Read: 25 Geek Baby Onsies
Click on the pictures below to start the 3D Printing gallery and see for yourself.
- Cubify 3D home printer pictures and hands-on
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DEFINITION of 'Egan-Jones Rating Company - EJR'
A well-known rating agency that evaluates bonds of all kinds. Egan-Jones Rating Company (EJR) rates corporate debt of all kinds, from high-grade issues to high-yield debt. EJR is funded entirely by investors and not issuers, which prevents possible conflicts of interest when rating debt.
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BREAKING DOWN 'Egan-Jones Rating Company - EJR'
EJR was founded in 1995 and was granted NRSRO status by the SEC in 2007. Sean Egan spoke to Congress regarding this matter in 2008, saying that issuers of complex securities were contributing to the conflicts by "shopping" for a rating among the various ratings agencies. He encouraged legislators to promote investor-funded agencies to combat this type of practice.
Bond Rating AgenciesCompanies that assess the creditworthiness of both debt securities ...
Agency Cost Of DebtA problem arising from the conflict of interested created by ...
Nationally Recognized Statistical ...The formal term to describe credit rating agencies that provide ...
Debt IssueA fixed corporate or government obligation, such as a bond or ...
Debt BuyerA company that purchases debt from creditors at a discount. Debt ...
Exchangeable DebtA type of hybrid debt security that can be converted into the ...
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High-Yield Corporate Bonds: Issuers and InvestorsHigh-yield bonds play a significant role in various investment portfolios. An examination of the issuers' and investors' side is vital.
Why Bad Bonds Get Good RatingsCredit ratings are not the only tool to rely on when assessing bonds. Find out why they sometimes fall short.
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High-Yield Bond Investing ErrorsIn-depth analyses and continuous monitoring practices when investing in junk bonds are inevitable. We have a look at some common investing errors.
What Is A Corporate Credit Rating?Is the bond you're buying investment grade, or just junk? Find out how to check the score.
Will Corporate Debt Drag Your Stock Down?Borrowed funds can mean a leg up for companies or the boot for investors. Find out how to tell the difference.
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Does a good credit rating guarantee repayment?Learn how credit ratings help investors determine the creditworthiness of an issuer and the risk associated with making an ... Read Answer >>
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Euro 2016: How Rakitic eclipsed Barca pal Turan as Croatia kic...IMAGE: Croatia's Ivan Rakitic in action with Turkey's Selcuk Inan at Parc des Princes, in Paris. Photograph: Darren Staples/Reuters. Ivan Rakitic outshone Barcelona team mate Arda Turan as Croatia ran out 1-0 winners against Turkey at Euro 2016 on Sunday, a victory that was more comfortable than the scoreline suggests. Euro: Magical Modric helps Croatia down Turkey 1-0, exact 2008 revenge The duo, along with Luka Modric, were the standout names on the team sheets and it was the Real ... Rediff.com, 2 weeks ago
5 images for selcuk inan
Croatia rely on Modric touch to tame Turkey
Selcuk Inan appeared to have cleared the danger by hooking the ball high to the edge of the Turkey box, but Modric watched it drop before spearing an emphatic, dipping volley past Babacan from 25m. Rakitic was deployed in an advanced midfield ...Equilibrio Informativo, 2 weeks ago
Euro 2016 Turkey 0 Croatia 1
Teams Turkey - Volkan Babacan; Gokhan Gonul, Mehmet Topal, Hakan Balta, Caner Erkin; Ozan Tufan, Selcuk Inan, Oguzhan Ozyakup (Volkan Sen 46); Hakan Calhanoglu, Cenk Tosun (Emre Mor 69), Arda Turan (capt) (Burak Yilmaz 65) The post appeared first on ...Newsroom.ng, 2 weeks ago Euro 2016: Turkey 0 - 1 Croatia - 5 talking points Yahoo! India, 2 weeks ago
Croatia magic all the more surprising in light of trouble at home
Extraordinary synergy between Cacic strategy and players passion and commitment There have been banners on bridges, flyovers, skyscrapers and ancient city walls, with messages raging from You are the pride of Croatia to By God's will, youll lose ...Irish Times, 4 days ago
Del Bosque: Italy not defensive
This was the first matchup of two unbeaten teams from the WNBA, NBA, NFL, MLB or National Hockey League with each squad having at least 10 wins with no losses and no ties according to Elias. Spain's late defeat to Croatia on Tuesday means they ...Equilibrio Informativo, 4 days ago
Euro 2016 LIVE: Italy loses against Ireland; faces Spain in round of 16
Alexander Shprygin, head of All-Russian Fans Union was deported to Moscow by France yet again, as the police fired water cannon and tear gas at violent fans. (AFP) Following Czech Republic's exit after finishing fourth in Group D with only one ...Financial Express, 6 days ago Euro 2016: Italy loses against Ireland; faces Spain in round of 16 Financial Express, 5 days ago
Croatia stuns Spain to claim Group D
The defeat eliminated Czech Republic, who had already suffered at Turkish hands at a past Euro finals. "We had spoken about Perisic and how risky he was in counter-attacks", Del Bosque told Spanish television network Telecino when asked about the ...Equilibrio Informativo, 1 week ago (Euro 2016) Turks keep hopes alive Hong Kong Standard, 1 week ago Czech Republic 0-2 Turkey: Turks keep last-16 bid alive Edinburgh Evening News, 1 week ago Turkey overcome Czechs to stay in last-16 contention Times of Malta, 1 week ago
Euro 2016: Poland's Milik breaks Northern Ireland hearts
The 27-year-old has been rightfully tipped by many to be among the contenders for the competition's golden boot award but will have to play at the very top of his game if he is to win it. Best never played in a European Championship or World Cup ...Equilibrio Informativo, 1 week ago Luka Modric's volley gives Croatia 1-0 win over Turkey Equilibrio Informativo, 1 week ago Modric volley gives Croatia victory over Turkey Equilibrio Informativo, 2 weeks ago Northern Irish suffer defeat as Germany and Croatia chalk up victories EuroWeeklyNews, 2 weeks ago
Spain unchanged for Modric-less Croatia
Spain boss Vicente del Bosque admitted he would rather have avoided a Euro 2016 last 16 clash with old foes Italy after a 2-1 defeat to Croatia on Tuesday. Perisic beat his man on the left before swinging in a cross that Nikola Kalinic flicked ...Equilibrio Informativo, 1 week ago
Euro stunner: Croatia upsets Spain, 2-1
Ivan Perisic scored in the 87th minute as Croatia stunned Spain in a 2-1 comeback victory Tuesday in Bordeaux, France, to finish atop Group D at the European Championship. It was Croatia's first victory over Spain in 22 years and ended Spain's ...San Francisco Chronicle, 1 week ago
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Below you can see samples of just some of web menu button designs you can develop with Free Menu Buttons.The left column contains button screenshots (click to enlarge), the right one contains live examples.
- Click "Add item" or "Delete selected item" buttons situated on the Web Button's Toolbar to add/delete buttons. You can also use "Move selected items" buttons and move your buttons inside the menu.
- Use ready to use Templates to create your buttons. To do it just select the template you like in the "Templates" tab.Then you can browse these template backgrounds. When you find a button template you like, double-click it to apply.
- Adjust appearance of your buttons.
- 3.1. Define the button's orientation.
- 3.2. Select web button by clicking it and change button's appearance for normal and mouse over states and set button's link properties and link target attributes.
- Save your buttons.
- 4.1. Save your project file. To save a project just click "Save" button on the Toolbar or select "Save" or "Save As.." in the Main menu.
- 4.2. Save your buttons in the HTML format. To do it click "Save HTML" button on the Toolbar or select "File/Save as HTML..." in the Main menu.
- 4.3. Insert your button free html into the existing HTML page. To do so, click "Page insert" button on the website buttons Toolbar. "Build the Menu Into Your Page" dialog will appear.Free Download Dropdown Menu Buttons Creating Download Now Buttons
Choose a page you want to insert your buttons into. Then set the cursor to the line you want theDownloading Website Buttonscode to be added to and click the "Insert Menu" button. The button's code will be inserted into the page. Then you can either save the page or close the dialog without saving.
Wonderful web menu program, I am very new to web sites and this program is great. Helps a lot.
Nice program. Is there a way to make dropdown sub-menu items?
Nice button program. Thanks for the great effort.
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Free Rollover Buttons Screenshot : Free-Buttons.org Free Rollover Buttons: Design 3D rollover web menus and buttons in just a few clicks!
Html Button - eHow.com Learn about Html Button on eHow.com. Find info and videos including: How to Define a Push Button in HTML, HTML Radio Button Tutorial, How to Create
Free Web Button Maker - ButtonGenerator.com Free online button maker.
Free Buttons for Websites Use our free buttons for websites. Colorful buttons that you can use for site navigation. Copy the blank buttons and use the code provided on the page to add text.
Free Buttons for Websites Use our free buttons for websites. Colorful buttons that you can use for site navigation. Copy the blank buttons and use the code provided on the page to add text.
Free html button very small Download - html button very small Free download html button very small Files at Software Informer - Are you tired of receiving spam to your StormPay email account?
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Free Website Buttons: custom HTML buttons, 3d buttons and now icons and custom buttons. A huge selection of free website template buttons in many shapes and sizes. Cool graphics! HTML buttons! Web Knoppen!
Free - Buttons.org : Free Web Buttons - Create pure CSS Free Buttons helps you create beautiful web buttons w/o Photoshop.
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Free JavaScript Rollover Buttons Generator Free JavaScript Rollover Buttons Generator. Create Java rollover buttons using our images or use your own.
HTML Button Create a button using the HTML button tag. Copy/paste code for your own website or blog.


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text: Google has been making huge inroads into the education sector in recent years. Those efforts will likely continue based on several expansions and new tools that Google announced today during the ISTE education technology conference. The tools will not only make learning a better experience for students, Google hopes their efforts will help teachers focus more on educating and less on wrestling with technology. Read more


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The Top GOP Myth And What You Can Use To Fight It
Do lower taxes, and therefore higher profits, mean more jobs? See for yourself:
Found on MotherJones. Originally submitted by volunteer editor Jessica S.
Do lower taxes, and therefore higher profits, mean more jobs? See for yourself:
Found on MotherJones. Originally submitted by volunteer editor Jessica S.
Posted 1 week ago
Posted 1 week ago
Posted 2 weeks ago
Posted 6 days ago
Posted 1 week ago
Assault weapons should not be used by civilians and have no place in our cities and towns.
by Jo Comerford
Do your constitutional duty. Confirm a highly qualified Supreme Court nominee.
by Anna Galland, MoveOn.org Civic Action
Judge Aaron Persky's failure to hold Brock Turner accountable for rape and his dismissive comments at sentencing show that he cannot be trusted to dispense justice.
by Emily Figdor
The race for the Democratic Party nomination should be decided by who gets the most votes, and not who has the most support from party insiders. That's why we're calling on all the Democratic …
by Ilya Sheyman
A joint website of MoveOn.org Civic Action and MoveOn.org Political Action.
MoveOn.org Civic Action is a 501(c)(4) organization which primarily focuses on nonpartisan education and advocacy on important national issues. MoveOn.org Political Action is a federal political committee which primarily helps members elect candidates who reflect our values through a variety of activities aimed at influencing the outcome of the next election. MoveOn.org Political Action and MoveOn.org Civic Action are separate organizations.
Paid for in part by MoveOn.org Political Action. Not authorized by any candidate or candidate's committee.


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Star Tracks
A purple and pregnant Cavallari heads to a spa day in L.A. Plus: Channing Tatum, Emma Watson, Madonna and more
Credit: Charley Gallay/WireImage
Published: Friday Apr 13, 2012 | 05:00 PM EDT
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2016 Coachmen RV Freelander 22QB Rental
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Kids' Ride-On Animal Suitcase£24.99 instead of £55 (from Urshu) for an animal 'kiddee' ride-on suitcase in lion, tiger, pig or cow designs - save 55%
Save 55%
Time left to purchase
- Make travelling fun for kids with an animal suitcase.
- Kids can choose to pull the case behind them or sit on top and ride it!
- Valid in lion, tiger, pig and cow designs.
- Hand luggage approved.
- Suitable for those aged 3+.
The Fine Print
- May buy multiples.
- Voucher valid until 13th Apr 2014.
- Delivery costs an additional £4.99 per voucher.
- Please allow up to 10 working days for delivery after redeeming.
- Subject to availability.
Full Details
We wouldn't usually recommend heading to the airport with a lion, tiger, pig or cow in tow, but in this particular (suit)case we can make an exception…
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Pangea offers free, open-source payroll processing
Pangea Software today released a freeware payroll processing application along with source code. Pangea Payroll 1.0b1, available now, is designed to "help very small businesses track federal payroll tax payments for their employees. It started out as an in-house tool, but it�s such a useful thing to have that the decision was made to release it publicly as freeware, and to include the source code with the download...The current version is 1.0 beta 1. It has been tested, but we�re calling it beta for now in case people report any bugs right off."
Apps: Toast, OmniOutliner, iSpeak It, Dobry, Gooshie
Toast Titanium 6.0.9 ($80) is the latest version of the popular CD and DVD authoring software. The new release addresses several bugs and issues, including an unexpected quit when preparing a disc, left and right audio channel reversing, artifacts when encoding using High Quality, and an issue over 90% of CPU cycles is used while erasing a disc. [Download - 23.6MB] OmniOutliner 3.0.1 ($40-$70) is an update to the organizational tool for Mac OS X. The update brings stability and performance improvments, enhanced importing and exporting, as well as minor interface and usability changes. A Japanese localization is also included with this release. [Download - Standard, Pro] AudioUnits Manager 1.1 (free) provides a simple way to organize AudioUnits into sets, enabling users to load just the AudioUnits needed for a particular application. New in version 1.1 is a reimplemented database system for improved reliability and bug fixes, including a one that caused a crash when the version number was missing from an AudioUnit. [Download - 627KB] Dobry Backuper 1.0.1 ($30) is an efficient backup software utillity for Mac that helps automate the creation of backups. Dobry Backuper combines friendly interface with powerful backup capabilities, such as automatic scheduled backups. Thanks to customizable scheduling tools, the user can fully automate backup process. [Download - 820KB] iSpeak It 1.7 ($13) allows user to listen to their Word, PDF, RTF, AppleWorks, text and HTML documents on an iPod. This release adds full article downloading for News and RSS, batch processing capabilities, transfer all open documents to iTunes, improved PDF processing, and a number of bug fixes and usability enhancements. [Download - 190KB] Gooshie Demo ($10) provides an easy way to perform daily maintenance. It puts a new menubar icon in the menu that allows instant permissions repair, running of UNIX fix-it tasks, cache deletion, and deletion of problematic "FNT" files on the system. Built-in log suggests when to run these tasks. [Download - 416KB]
Olympus debuts Stylus Verve S, two D-series cameras
Olympus today launched its stylish, all-weather Stylus Verve S digital camera as well as two other D-series digital cameras that utilize AA batteries and offer either 4- or 5-megapixel resolution. (Earlier today we noted the ultra-slim D-630 camera.) The Stylus Verve S (pictured at right) combines a 5.0-megapixel CCD, a 1.8-inch LCD with a 160-degree view angle, 2x optical/4x digital zoom, a super macro mode, 16 shooting modes, USB 2.0 connectivity, and more. The Stylus Verve S will be available in April 2005 for $350 with a 16MB xD-Picture Card (and other accessories).
Quark previews QuarkXPress 7.0 with OpenType, Unicode
Quark today offered the first look at QuarkXPress 7.0, the next version of its flagship desktop publishing application. Calling it "the most significant upgrade in the product's history," Quark said the update would be biggest rewrite of code, offering new support for both Unicode and OpenType (with 23 supported features) by rewriting the core text engine, compartmentalizing many parts of its code to make it simpler to add features now and in the future, according to eWEEK. Version 7.0, demoed at the TypoTechnica 2005 conference, will bring a new Font Fallback feature that allows publishers to set a default font when missing characters exist as well as a new Glyph Palette, which will include pop-up menu for selecting groups of related glyphs.
Fortune on HP/Apple competition in consumer market
With Hewlett-Packard's recent division of consumer and business products, Dell and Apple become key competitors, says David Kirkpatrick of Fortune. "The PC is just one of the elements in this equation. At Apple, Steve Jobs has ably demonstrated that this is a wise strategy. There the money machine is increasingly becoming the iPod, not the Mac ... If HP could bring seamless home networking to Windows customers, it could become Apple's strongest competitor." Kirkpatrick also says that "the only way HP is going to keep up with Dell in the PC market is to find a way to turn its biggest liability�the fact that most of its sales go through third-party resellers like Best Buy�into a strength. With the rapid evolution of digital home technology, there is surely a benefit to face-to-face contact with consumers in stores."
Olympus debuts 5MP D-630 Zoom ultra-slim camera
Olympus today launched its D-630 Zoom ultra-slim 5.0-megapixel digital camera. The camera features an elegant new design for compact portability, a brushed metal exterior, a large 2.0-inch LCD, a built-in help guide, and 10 automatic scene modes. Smaller than a deck of cards, it meausres only one-inch thick (3.1" W x 2.4" H x 1.0" D) and weighing just 4.4 ounces, easily fitting into a shirt or jacket pocket. It also offers a QuickTime move mode with sound (up to 320x240), xD-Picture Card support, USB 2.0 connectivity, and a 3x optical/4x digital zoom lens. The D-630 Zoom will be available in April 2005 for $300 and will include a Li-Ion Rechargeable Battery and Charger, USB Cable, A/V Cable, Wrist Strap, and Olympus Master Software.
Pogue critiques Olympus m:robe iPod competitor
David Pogue takes a look at the new m:robe music player from Olympus in his New York Times column today, making several comparisons to Apple's iPod, which the device is designed to compete with. The m:robe 500i is a hard-drive-based music player like the iPod, offering a large 3.7-inch display for photo viewing. The m:robe also features a built-in digital camera and a 20GB hard drive. While Pogue credits the m:robe for its "gorgeous, darkly modern design," he raises concerns over the "sluggish" touch-screen interface, large size, relatively high price point, and short battery life. "If you had to break down the m:robe's price, you'd probably find that $350 of it pays for the electronics, $50 is for the cool quotient and the rest goes to the Super Bowl ads."
Briefly: Apple CFO at GS conference, AAPL rated \"Buy\"
In brief: Apple's chief financial officer Peter Oppenheimer will speak at the Goldman Sachs Technology Investment Symposium 2005 on February 24.... Microsoft has released an update for its flagship Windows Media Player to protect users from a known threat of spyware infection.... Analysts at American Technology Research reiterate their "buy" rating on Apple (AAPL), raising the target price from $84 to $99.... G-Technology today announced that the company�s award winning G-RAID disk storage solutions were used by FOX Sports during the broadcast of Super Bowl XXXIX in Jacksonville, Florida.
OsiriX 1.6: update to medical image processing app
OsiriX 1.6 is a medical image processing package for DICOM viewing on Mac OS X. It supports images produced by medical equipment (MRI, CT, PET, PET-CT) and confocal microscopy (LSM and BioRAD-PIC format). It can also read many other file formats, including TIFF, JPEG, PDF, AVI, MPEG and QuickTime. The latest version offers a new online manual, Curved MPR reconstruction for Dental CT or Coronary Cardiac-CT, a new Invert Data plugin, Raw data import, support for 32-bit DICOM files, improved JPEG2000 support, and an integrated OsiriX Burner application. Additionally, the VolumePRO optimized version is now available for VP1000 PCI cards by TeraRecon and is. The VolumePRO version offers performance improvesments of up to 200 times faster for 3D volume renderings, according to the developer.
UMAX introduces new Astra flatbed scanner
UMAX today announced the availability of its new Astra 6700 flatbed scanner. The professional-quality Astra 6700 is targeted towards the advanced consumer, film photographer, and imaging prosumer, and offers 2400 x 4800 dpi, 48-bit scanning. The Astra 6700 simplifies the scanning process with its one-touch Email, Scan and Copy buttons on the front panel, enabling users to instantly scan pictures directly to an image editing program, attach to an email, or send to a local printer. USB 2.0 displays scan previews in only three seconds. A built-in transparency cover ships with the scanner enabling scans of negatives up to 4� x 5�. The Astra 6700 costs $150.
Canon debuts 8MP EOS Digital Rebel, new Digital ELPHs
At PMA 2005, Canon today launched three new digital cameras, including its entry-level 8-megapixel digital SLR consumer camera for under $1000, the EOS Digital Rebel XT Camera. Canon showed two PowerShot (A510 and A520) models as well as introduced two new Digital ELPH Cameras (PowerShot SD400 and SD500). Canon's new 8.0 megapixel EOS Digital Rebel XT camera (pictured at right) features its next-generation DIGIC II image processing technology and a wide range of custom and manual controls in a smaller, more compact body than its predecessor. Due in March, the EOS Digital Rebel XT Camera will be available with ($1000) and without ($900) Canon's high-quality EF-S 18-55 mm f/3.5-5.6 II zoom lens. Canon also said that it dropped the on the existing 6.3-megapixel model to $800 (street price with a lens).
Vintage Apple ads available online
Following the recently release of newly-discovered 1984 Macintosh introduction footage, Miles Buck has digitized and published three vintage Apple ads. The clips include: An Apple IIc commercial (not the popular Alan Greenspan ad), the original "Test Drive a Macintosh" commercial, and a unique product "montage" clip which features Macintosh, IIc, and other Apple products of the era. "Interestingly, this last clip uses the theme 'I'm so Excited' by the Pointer Sisters, but has unique, specific Lyrics that seem to fit the montage well," Buck observes. The footage comes from a documentary shot in late 1984 to early 1985 on Apple. Rare Interviews of Lee Clow (of Chiat Day), Steve Jobs, Steve Wozniak, John Sculley, Mike Murray, and Regis McKenna, were among those filmed for the documentary.
Canon offers new camcorders, photo printers
Canon will showcase three new digital camcorders, a new photo printer, and an all-in-one photo printer/scanner at the Photo Marketing Association trade show, February 20-23, in Orlando. New products include the Optura 50 and 60 and ZR400 camcorders, the Compact Photo Printer SELPHY CP600, and the PIXMA MP760 Photo All-In-One.
SmartDisk launches FotoChute image storage device
SmartDisk today introduced FotoChute, a portable USB-based photo storage device. Users can plug the device directly into a digital camera to download and store up to 20,000 photos. The device offers a 20GB internal hard drive, and costs $250. "Simply plug FotoChute into the USB port of your camera and, with one touch, copy and safely store your photos." FotoChute will be available in March directly from SmartDisk and from its distributors.
Resellers remain confident in face of Apple Store
When Apple enters into the Oklahoma City retail market later this year with an Apple Store at the Penn Square Mall, the competition will include long-standing authorized Apple resellers. Bennie McElhaney has sold and serviced Macs for more than 20 years - according to a NewsOK.com article - first at a store in Norman and now as president of PROMac Computers along Northwest Expressway. However, PROMac does not plan to launch a lawsuit, as other resellers have done nationwide: "I don't think Apple owes me a profit," McElhaney said. Initial concerns have turned to confidence, says McElhaney, "at first, we were concerned, but we adjusted our business model at the end of the year and will offer several unique programs that Apple can't offer." In far north Oklahoma City, Wichita, Kan.-based Haddock Computers operates a similar store to PROMac. "The more people who are selling Apple, the more the market share grows for them," Haddock said. "I don't see it as that big a problem."
Sony plans iPod competitor, denies Apple buyout
Sony said it would release a product by the end of the year to compete with the iPod, reports Business World. "We are confident of being able to offer by the end of the year a product that is much more competitive than the iPod," president Kunitake Ando said. Ando said Apple's success was in developing a product that is simple to use. "We have to develop software that makes use of our products more intuitive and simple," he told reporters. Ando also dismissed rumours the company will buy Apple, saying it "has become too expensive because of the success of iPod." Chairman and chief executive Nobuyuki Idei added: "We have put in place a very aggressive plan to become number one again" in portable music.
MathLink for AppleScript 1.2: remote kernels support
uni software has MathLink for AppleScript 1.2, an update to the Scripting Addition that makes it possible to use Mathematica as a computational engine in AppleScript programs. It also allows external functions written in AppleScript to be called from within the Mathematica environment. Version 1.2 adds support for remote Mathematica kernels. AppleScript programs can now carry out computations with a Mathematica kernel installed on a remote machine. Because MathLink is a platform-independent communication protocol, the remote Mathematica kernel can run on any platform supported by Mathematica. Calculations can also be performed on remote computing clusters driven by gridMathematica.
Mossberg: switching may not be for everyone
Technology guru Walter Mossberg says that switching to the Mac may not be for everyone, despite the advantages of improved security. Switching, he says, makes the most sense for mainstream customers: "...switching to the Mac has downsides, and it isn't the best course for some groups of Windows users. So here's a brief guide to which types of users might find switching inadvisable. In general, the best candidates for a switch to the Mac are those who use their computers overwhelmingly for common, mainstream consumer tasks. These include e-mail, instant messaging and Web browsing; word processing, spreadsheets and presentations; working with photos, home videos and digital music; and playing and creating CDs and DVDs."
Xtension 5.3 automation software supports USB devices
Sand Hill Engineering has updated its Mac OS X home automation application XTension to include support for two USB-native controllers. X10's ActivehomePRO ($50) USB hardware device is the first device to support all of the RF and powerline functions including the security devices, in a single box. The Smarthome PowerLincUSB ($30) provides all X10 powerline functions. XTension 5.3 adds a new search/replace function for global and unit scripts as well as offers separation of powerline, wireless and security addresses, supporting a total of over 750 active units in a home system. For a limited time, purchases of ActivehomePRO receive a $50 discount on XTension ($150) software. A free version of XTension is also available.
Now AAPL Stock: 93.06 ( + 1.02 )
Apple's third-quarter results due July 26
Apple has advised it will be issuing its third-quarter results on July 26, with a conference call to answer investor and analyst queries about the earnings set to take place later that day. The stream of the call will go live at 2pm PT (5pm ET) via Apple's investor site, with the results themselves expected to be released roughly 30 minutes before the call commences. Apple's guidance for the quarter put revenue at between $41 billion and $43 billion. http://apple.co/1oi1Pbm
Twitter stickers slowly roll out to users
Twitter has introduced "stickers," allowing users to add extra graphical elements to their photos before uploading them to the micro-blogging service. A library of hundreds of accessories, props, and emoji will be available to use as stickers, which can be resized, rotated, and placed anywhere on the photograph. Images with stickers will also become searchable with viewers able to select a sticker to see how others use the same graphic in their own posts. Twitter advises stickers will be rolling out to users over the next few weeks, and will work on both the mobile apps and through the browser. http://bit.ly/29bbwUE
French show carries on with iPhones
Following a prolonged power loss in a French TV studio, the crew was able to use a combination of limited studio lighting and a number of iPhones to continue taping the Saturday episode of talk show On n'est pas couché ("We're Still Awake"), using the resulting footage in the first edited episode. The Plus-model iPhones used for the impromptu shoot completion were either iPhone 6 Plusses (which shoot in 1080p) or 6s Plus models (which can shoot in 4K). The decision to use the iPhones to complete the show was made after a power outage at France 2's studio stretched to more than three hours. http://bit.ly/299wqDt
Scrivener for iOS to arrive in late July
For some long-time Scrivener users, to quote Paul Simon, "these are the days of miracle and wonders." As it marks its 10th anniversary in business, developer Keith Blount has announced that the long-awaited iOS version of his creative-writing tool Scrivener is to be submitted to the App Store, following strong praise from beta-testers. The program, expected in late July, will sell for $20 and work with both the iPad and iPhone. When we interviewed Blount last January, he added that Scrivener 3 for Mac would follow along shorty afterwards. http://bit.ly/2901XLE
WhatsApp now handles over 100M calls daily
WhatsApp is celebrating that it is being used for over 100 million calls every day. In a brief notice, the Facebook-owned messaging platform advises the voice-calling feature it rolled out to its users last year now deals with an average of over 1,100 calls initiated per second. Earlier this year, it increased the security of its calls and other messages, by introducing end-to-end encryption on all platforms. http://bit.ly/292HqCX
Adele's '25' album now streaming
Recording artist Adele has "pulled a Kanye" after saying that her current album "25" would not be available for streaming. The seven-month-old record, which has yielded a number of hit singles, is now available for streaming on all the major streaming services, such as Apple Music and Spotify, as of today in most major markets, with worldwide distribution to come. Reportedly, the singer had demanded streaming be limited to paid subscribers -- a condition that has hurt some streamers with artists, who aren't paid royalties for free or trial listens . Apple pays performers its normal royalty rates during its free trial, avoiding the issue -- and having repeated success in both signing up exclusives and placing those exclusives into the top of the charts. http://ti.me/28U7NOu
SanDisk iXpand case has battery, storage
A new iPhone 6 and iPhone 6s case from SanDisk appears to be the "holy grail" of accessories: a stylish and protective case that offers both extra storage as well as the option of extra battery power as well. The iXpand Memory case offers either 32GB, 64GB, or 128GB of additional storage incorporated into the case, and an optional add-on battery pack (sold separately) adds up to an extra day or more of charge. Through the associated iXpand app, camera photos and videos can be automatically stored on the extra storage, optionally password-protected, The cost for the case is (in order of storage capacity) $60, $100, and $130. The battery pack's release data has not yet been announced, but the add-on should retail for an additional $30. http://bit.ly/291epHu


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ALEX BRUMMER: Royal Bank of Scotland made to eat humble pie over Libor rate-fixing
The ritual humiliation of the release
of emails glorifying in the banter of casino banking is the least of
Royal Bank of Scotland's problems.
It does, however, bring to public
attention one of the City's old favourites, the comparison of the ups
and downs of the markets with the 'whore's drawers'.
Rightly the Chancellor George Osborne
couldn't bear the idea of the taxpayer tamely handing over £390m in
fines to the American and British regulators while at the same time
paying out some fat bonuses. So in essence he is ordering the bank to
find some £300m from the past and present bonus pot.
Payback: George Osborne is ordering the bank to find some £300m from the past and present bonus pot
Hardest hit will be investment banking
chief John Hourican who is going to be made to disgorge up to £9m of
past deferred bonuses and a potential payout for 2012.
Hourican is none too pleased since he
took over the investment banking job from the disgraced Johnny Cameron
on whose watch many of the Libor nasties took place.
RBS chief executive Stephen Hester,
who has burned off hundreds of billions of toxic assets since 2008, has
made his bonus sacrifices over the last couple of years. So it is only
right that Hourican takes some pain. The British taxpayer deserves no
Once this episode is out of the way there may, however, be some reasons for Hester to feel less depressed.
Firstly, RBS has avoided (for the
moment) criminal charges in the US that might have forced it to give up
its banking licence and in the process been required to make a forced
sale of Citizens, its US offshoot. However, that is something that does
need doing now that the financial system looks to be cranking up again.
Secondly, another stain is removed.
This should allow Hester and the government investor UKFI the chance to
think about returning RBS to the public markets with a target date of
spring next year. That is unless the Coalition decides to do something
populist such as giving RBS vouchers-shares to every taxpayer.
Many citizens will think that the
financial penalties are inadequate. They will wonder why the authorities
are not using the law to reach further back to reclaim through
claw-back some of the wealth accumulated by former chief executive Fred
Goodwin, Cameron and all those who presided over this mess.
They may also wonder why the long arm of the law has been so feeble in bringing the Libor cheats to the courts.
Telecoms turmoil
Day three of the private equity,
debt-fuelled M&A recovery and latest down the slipway is Britain's
largest mobile provider Everything Everywhere. The £10bn CVC-led buyout
comes hard on the heels of the offers for Dell in the US and Virgin
Media here in the UK.
Everything Everywhere was created from
the merger of Orange, a British mobile pioneer, and T-Mobile. It is
currently the property of France Telecom and Deutsche Telekom which,
until now, had been contemplating an initial public offering of the
The rapid-fire changes in ownership
structure reflect some of the difficulties afflicting the mobile sector.
Mobile provider 02, a spinoff from BT, currently is owned by
heavily-indebted Telefonica. The Dutch network KPN, controlled by the
world's richest man Carlos Slim, has just launched a rights issue to pay
off debt.
A lesson to be drawn from all of this
is that while buyouts or highly-indebted takeovers may enrich the
current owners they often leave the underlying companies weighed down
with unacceptable levels of debt for future investment.
This is particularly relevant to the
proposed purchase of Virgin Media by Liberty that will leave the
enlarged enterprise with £5bn of new debt. The irony is that it is only
in the last year or so that Virgin Media was able to free itself from
the debts it inherited from its constituent companies NTL, Telewest and
Virgin Telecom.
As investor Fidelity has noted, Virgin
Media was well positioned in ultra-fast broadband and ready to invest
in expanding its existing customer base.
The sale will make Sir Richard Branson even richer and produce a big payday for Virgin Media's chief executive Neil Berkett.
The firm looks set to cede control of
its 5m UK customers and 14,000 workers to a domineering foreign owner.
That is rarely good news.
Lost energy
There is no more reassuring sight for
travellers arriving in 'Merrie Olde England' than the twinkling Lucozade
sign on the M4 as they head for London.
Now we learn that owner
GlaxoSmithKline has decided to hold a 'strategic review' of the energy
drink brand and its sister Ribena, a prelude to a sale.
One consumer product GSK will not be selling is Horlicks. It cannot afford to sacrifice the surprise star of Indian nightcaps.
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