text:
The Walking Dead FPS headed to Wii U on March 26th
The Walking Dead Wii U edition will feature special inventory management via the gamepad.
Activision and Nintendo working to bring DLC to Wii U
Activision is working with Nintendo to bring Black Ops 2 DLC and Call of Duty Season Pass to the Wii U.
The Amazing Spider-Man coming to Wii U
Activision is bringing Spider-Man to the Wii U in early 2013.
Transformers Prime Wii U screenshots and trailer
Activision's third person action title gets some Wii U screenshots and trailer.
007 Legends screenshots
James Bond comes to the Wii U later this year.
Wii U getting 50 launch window games, new titles revealed
New titles include 007 Legends from Activision, Bayonetta 2, Monster Hunter 3, and Epic Mickey 2.
Transformers Prime: The Game coming to Wii U
Transformers game based on the hit TV show is coming to the Wii U later this year.
Another hint of Black Ops 2 for the Wii U
Wii U version of the next Call of Duty game shows up on developers's CV
007 Legends coming to Wii U?
New rumors suggest Activision will bring James Bond to the Wii U in form of 007 Legends.
Activision might have forced Nintendo to add Wii U Pro controller
In order to get Call of Duty on the Wii U, Activision might have forced Nintendo to release the Wii U Pro Controller.
Deadpool game coming to Wii U?
A comment from Deadpool developer suggests that the game might be coming to the Wii U in 2013.
Nintendo building "trusting relationships" with Wii U...
Nintendo is taking third party Wii U support seriously this time around, and is courting developers to create and release games on the system.
Wii U can be the preferred platform for core games, says Nintendo
Third party Wii U support is extremely important for Nintendo, especially now that many claim they have lost
Activision is excited about Wii U's potential
Activision sees a lot of potential in the Wii U, and thinks the console differentiates itself from everything else.
Wii U getting Call of Duty Black Ops 2
According to magazine scans from Nintendo Gamer, Call of Duty Black Ops 2 is coming to the Wii
Tony Hawk suggests reviving franchise for new consoles and Wii U
Tony Hawk recently did an interview with IGN where he touched on the current state of skating games
Activision: we're enthusiastic over the Wii U
Activision CEO, and a polarizing figure in the game industry, Bobby Kotick, recently said in an interview that


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VIEWS: 0 PAGES: 50 POSTED ON: 6/26/2012 Public Domain
"Update of the Life Settlement Industry" Actuarial Society of New York (ASNY) Annual Meeting Michael L. Frank – Aquarius Capital New York City November 5, 2007 AQUARIUS CAPITAL 1 Copyright and Disclaimer The material contained in this presentation has been prepared solely for informational purposes by Aquarius Capital Solutions Group (Aquarius). The material is based on sources believed to be reliable and/or from proprietary data developed by Aquarius, but we do not represent as to its accuracy or its completeness. The content of this presentation is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances. This document and its contents are proprietary to Aquarius. Neither this document nor its contents may be copied or reproduced in any manner without the express consent of Aquarius. Any requests or questions about this material should be forwarded to firstname.lastname@example.com. AQUARIUS CAPITAL 2 Overview • What is a Life Settlement? • Why an Interest to Invest in this Market? • Economics of Transaction • Trends in the Industry • Pricing of Policies – Art vs Science • Premium Financing – Why is this market growing? • Developments in Risk Management AQUARIUS CAPITAL 3 Biography of Speaker • 20 Years Experience - Life, Accident & Health • Specialties – Insurance, Reinsurance & Employee Benefits • Services – Actuarial, Brokering/Consulting, Reinsurance, U/Wing, Risk Mgmt • Services in Life Settlements – Actuarial Services, Brokering, Intermediary Svcs. • Actuarial Credentials: ASA, MAAA, FCA • ASNY, Appointed Chairperson for Continuing Education • SOA Section Counsels: Reinsurance Section - Current Entrepreneurial Actuarial Section - Current Actuary of the Future Section - Retired • Other Credentials Licensed life, accident and health broker (23 states) Licensed reinsurance intermediary & managing general underwriter Licensed life settlement broker Listed Arbitrator for Reinsurance Association of America (RAA) Associate, American College of Healthcare Executives (ACHE) AQUARIUS CAPITAL 4 What is a life settlement? AQUARIUS CAPITAL 5 A Life Settlement Transaction • Insurance policyholder sells his/her insurance policy to a life settlement provider. • Individual receives cash compensation and may use the proceeds to purchase a different investment or other financial product. • The sale of a life insurance policy that would have otherwise been surrendered or lapsed. AQUARIUS CAPITAL 6 Parties of a life insurance agreement • Insured(s) • Policyowner(s) This will change in a life settlement • Beneficiary(ies) – Revocable or Irrevocable This will change in a life settlement • Insurance Company • Broker/Agent & General Agent AQUARIUS CAPITAL 7 Life Insurance Policy = Asset? • Asset allocation is never stagnant • Changes with the evolving needs of an individual client • The life settlement industry allows for the fair market value of a life asset by creating a secondary market Insurance companies: cash surrender value upon lapse (non- forfeiture laws) Life Settlements: significantly more than CSV (it would have to be otherwise who would do) AQUARIUS CAPITAL 8 Who is involved in a life settlement transaction? AQUARIUS CAPITAL 9 Food Chain • Client Insured, Policyholder & Beneficiaries • Referring Party(ies) – Broker/General Agent/Other • Life Settlement Broker(s) • Life Settlement Provider • Life Settlement Funder(s) • Private Equity/Hedge Funds • Reinsurers • Medical Underwriting • Other Parties Premium Finance, Aggregators, Trusted Advisors • And so on…… AQUARIUS CAPITAL 10 What happens to the policy once sold? • Client receives a payment for the policy Payment will be greater than policy cash surrender value Client free to use money as desired (may have tax consequences) • Policy ownership and beneficiary are transferred to life settlement provider along with any rights associated with transfer Insured remains unchanged Life settlement provider could sell policy later • Client is no longer responsible for paying premiums All premium payments and obligations are the duty of the purchaser AQUARIUS CAPITAL 11 Information Required for Quote • Life Settlement Application Form • Broker of Record Letter (not all request this) • Medical Records Release Form • Authorization for Release of Personal Information • Life Insurance Information Release Form • Current life insurance illustrations for each policy May require multiple versions depending on prospective buyers • Medical Records from each insured's provider(s) Most difficult to obtain & requires most work • Sample Forms – Visit website www.aquariuslife.com AQUARIUS CAPITAL 12 Information Required for Finalizing Sale of Policy • Closing Document/Agreement • Appropriate Releases from Beneficiaries (if irrevocable) • Copy of life insurance policy or group certificate • Current life insurance illustrations • A copy of the driver's license or government issued photo identification card for the selling policy owner (if an individual) and each insured person • A copy of the social security identification card (or federal tax ID number) for the policy owner and each insured person • Increasing need for good documentation at closing. AQUARIUS CAPITAL 13 Why such an interest in this market? AQUARIUS CAPITAL 14 Sample Transaction (First Time Life Settlement) • Face Amount: $2.0 million • Policy Type: Universal Life • Cash Value: $210,000 (10.5% of Face) • Policyowner Paid: $440,000 (22.0% of Face) • Broker Paid: $80,000 (4.0% of Face) AQUARIUS CAPITAL 15 Reasons for Selling Your Policy • The reason a policy was once purchased may no longer be valid Change in estate planning needs or outlive the intended beneficiary(ies) Premiums too expensive Different financial needs ( i.e. annuity or long-term care) Client needs to raise cash (401k is now a 201k) Many other reasons • Corporations change over time Key-man, buy-sell, deferred comp, etc. no longer needed Financial problems – No longer need policy AQUARIUS CAPITAL 16 Can you handle the truth about life settlements? Do you know what the truth is? AQUARIUS CAPITAL 17 Disclosure – What Individuals Doing a Life Settlement Need to Know • Life settlement companies can sell your policy later (in many cases). • Are you comfortable with a disinterested third party collecting death benefit? • Who is being compensated and how much? • Are you getting the right price for your policy? • Is your advisor licensed? • Is your advisor your advocate? • Are your estate planning needs covered? • Policy (and policy rights) is not yours anymore (in most cases)! • Historically: Not a lot of "boy scouts" in this business AQUARIUS CAPITAL 18 Consumer Advocacy • State Regulators - Broker licensing requirements Life Broker vs Viatical Settlements Certain states require licenses of providers (buyers) Still inconsistencies in the market but progress being made • 9/2007: NYSID Establishes Elder Protection Unit Senior Citizens Insurance Resource Center Website www.ins.state.ny.us/cseniors.htm Toll free number: (800) 342-3736 • DON'T FORGET ABOUT GOOGLE/WEB! AQUARIUS CAPITAL 19 Why are new buyers entering market? ("Perceived" Opportunities) • PERCEIVED High Returns (20+% ROI) • PERCEIVED High Demand Plenty of Unwanted Insurance Policies • PERCEIVED Low Supply (Room for New Buyers) Reputation Risk has reduced supply • PERCEIVED Unique Distribution • Increased Credibility in Market AM Best Debt Rating – October 2004 (Updated 9/2005) AQUARIUS CAPITAL 20 Statistics – How Big is the Market? • $4 trillion invested in life insurance (ACLI, 2005) • Average of $300 billion annual death benefits (ACLI, 2005) • 36.8 million over age 65 (US Census Bureau, 2006) 12% of total US population Projected 2050: 86.7 million (21% of total population) 2005 Median Household Income = $26,036 Poverty Rate = 10.1% 5.3 million in labor force in 2005 (Projection in 2014 = 8.7 million) 7.3+ million taking adult education courses • Size of Existing Life Settlement Market? UNKNOWN AQUARIUS CAPITAL 21 Senior Citizens In The U.S. 2005 2010 2015 Age 65+ 36.8 40.2 46.8 Age 75+ 18.2 19.0 20.2 Note: Numbers are in millions and provided by the U.S. Census Bureau, May 2006 AQUARIUS CAPITAL 22 How Big is the NY Market (ACLI, 2005) • 192 Insurance Cos Licensed in NY 94 NY Domiciled • 22,200 Employed in Life Insurance Industry in NY • NY Residents - 19.3 million (US Census Bureau, 2006) 13.1% are over age 65 (2005 estimate) • NY Residents - $2 trillion in death benefit coverage $25 billion paid in death benefits, maturities, etc. AQUARIUS CAPITAL 23 Buyer's Underwriting Box (Sample) • Age Requirement – > 65 • Minimum Face Amount - >$500k • Life Expectancy - Between 2 & 15 years • Types of Policies – Permanent & Convertible Term • Length Policy Inforce - Beyond Incontestability Period e.g., 2 years from policy issue date • Funding Level - Amount of Cash Value, Loans • Policy Expiration Date • Insurance Company Rating (AM Best, S&P) • Commission Levels - % Face & % Transaction AQUARIUS CAPITAL 24 Who determines how much the policy is worth and what the sale price will be? AQUARIUS CAPITAL 25 Art vs Science • Why Sell? Sale Price > Cash Value • Why Buy? Sale Price < Individual Actuarial Value AQUARIUS CAPITAL 26 Pricing Considerations • The Providers determine policy value based on Actuary tables Medical underwriting Administrative expenses – Commissions, internal costs, etc. Funding Source Returns - ROI • Purchase price will be based on above as well as: Cash surrender value Client's threshold Other providers' offers (bidding process) AQUARIUS CAPITAL 27 What Mortality Tables are being used? • Types of Tables 2001 VBT 1980 CSO 2001 CSO RP2000 Others – Industry vs Homegrown • Ultimate vs Select/Ultimate • Smoker/Non-Smoker AQUARIUS CAPITAL 28 Medical Underwriting • Individual Based Pricing Set individual reserves/pricing Medical Underwriters • Develop Life Expectancies (No. Months) or Mortality Table Loads • Based on review of medical information • Third Party Underwriters in Market AVS, 21st Services, EMSI, Fasano, Many Independents • Lloyds Certified? • "Perception" in Market of 3rd Party Underwriters Historical Perception – understating life expectancy Current Perception – overstating life expectancy AQUARIUS CAPITAL 29 Sample Loss of Life Expectancy Calculations (in Years) Ave. Life Mortality Revised Life Reduction in Individual Age Expectancy Load Expectancy Life Years 1 66 14.1 175% 10.2 3.9 2 39 35.7 200% 28.4 7.3 3 47 28.6 250% 19.8 8.8 4 41 33.9 325% 22.0 11.9 5 59 18.9 450% 7.9 11.0 AQUARIUS CAPITAL 30 Sample Policy Valuation (Illustrative Purposes) • Present Value of Future Claims less Future Premium (see next slide) Mortality Table = RP 2000 Discount Rate = 5.5% PV Scenarios: For simplicity, excludes admin expenses, profit margin, acquisition costs/commissions, taxes, and other facility expenses • Sample Policy Male Policy Issue Age = 84 Policy Valuation Age = 86 Face Amount = $5,000,000 (Assumed payable end of year) Annual Premium = $500,000 to age 100 (Assumed payable beginning of year) AQUARIUS CAPITAL 31 Sample Illustation - Age 86 Valuation Scenarios (Continued) Medical Underwriting Life Present Value Mortality Expectancy Divided by Load % in Months Face Amount 75% 83 16.7% 90% 73 24.4% 100% 67 28.8% 110% 63 32.6% 120% 59 36.1% 150% 50 44.5% 200% 40 54.2% 250% 33 60.9% 300% 29 65.8% AQUARIUS CAPITAL 32 Actuarial Value • Actuarial Value Based on individual assessment including medical underwriting Impact of "Table Shaving" Actuarial Value = PV Benefits less PV Future Premium & Other Costs Other Costs Acquisition Costs – Intermediary/Brokerage Fees (material number) Facility Costs Provider Costs – Internal Overhead, Underwriting, Bonding Fees, etc. Facility/Financing Fees Taxes Minimum ROI hurdle rates AQUARIUS CAPITAL 33 Life Settlement Securitization • Type of Policies Permitted/Conditions • Service Providers – Medical UWing, Legal Review, Administration • Medical Records • Policy Tracking/Inforce • Diversity • Longevity/Risk Mitigation/Liquidity Facility • Estimating Portfolio Residual Value • Liquidity Risk Mitigation • Life Settlement Pricing • Acquisition Schedule • Policy Optimization • Portfolio Liquidation Plan • Management Expertise • Documentation AQUARIUS CAPITAL 34 Portfolio Sale – Buyers Exit Market • Litigious situation – Policies in receivership • Change in funding sources • Change in business plan ROIs need to be higher Concern of Reputation Risk • Did not purchase enough policies (no critical mass) Unsuccessful in creating fund for debt rating Administrative expenses for maintaining facility is too high ROIs not being met AQUARIUS CAPITAL 35 What is a "reasonable" critical mass of policies for a portfolio? AQUARIUS CAPITAL 36 Successful Portfolio Transactions • Attractive portfolio – High ROI • Up to Date Files - Current medical records & policy illustrations • Evidence of clean files (copies of cancelled checks, managing "uncle joe" risk, etc.) • Transferred and transferable policies • Reasonable intermediary fees • Need for recoupment of original acquisition costs? • Available funding • Potential policy lapses • Identification, isolation and resolution of litigious issues • Financing structure of underlying portfolio (e.g., reinsurance?) AQUARIUS CAPITAL 37 Recent Trends • Commissions typically paid on % of face amount Life insurance agents receive on % of premium • Historically: Commissions = 4-6% of face amount Multiple brokers being paid on transactions Commissions being reduced Calculation being based on lesser of % of face amount & % of transaction • Increasing requirements for disclosure of fees and parties paid by buyers • Certain policies may requiring a securities license (variable products) AQUARIUS CAPITAL 38 Recent Trends (Continued) • Growth in Premium Finance Market • Increase interest in Beneficial Interest Policies • Potential Lawsuits? Happens at all levels of "food chain" • Usually have multiple brokers being paid commissions on transaction • Licensing requirements vary by state • Use of "Options" to replace old life extension risk (reinsurance) transactions. AQUARIUS CAPITAL 39 Organizations to Know • Life Insurance Settlement Association (LISA) Website www.lisassociation.org Previously called Viatical and Life Settlements Association of America (VLSAA) • National Conference of Insurance Legislators (NCOIL) Adopted Model Life Settlements Act in 2004 VLSAA endorsed act in 2000 (See www.ncoil.org to obtain copy of act) Anticipated revision expected end of 2007 • National Association of Insurance Commissioners (NAIC) Passed Viatical Settlements Model Act Revision in June 2007 LISA opposes due to perceived retraction of consumer rights and makes life settlement transactions more difficult for consumers. LISA also concerned that act has minimum pricing requirements. AQUARIUS CAPITAL 40 Premium Financing Co. • PFC: A third party loans individual(s) or corporation(s) money to pay for payment of premium • Business popular in property & casualty insurance Insurance carriers want lump sum premium (e.g., professional liability/E&O coverage) Insured(s) want to pay over a time period Flexible installment payments (e.g., monthly premium) PFC changes a fee for this loan PFC assumes credit risk Mitigated since policy can be cancelled early with refund of portion of advanced premium payment • Premium Finance Companies growing in life insurance market • Results in "policy manufacturing" AQUARIUS CAPITAL 41 Non-Recourse Premium Financing in Life Insurance • Non-recourse – Potentially free coverage for 2 to 4 years • Insured borrows money for policy • Low or no down payments • No or minimal credit check • Insured Decision at Loan Repayment Date (Several Choices) Repay loan w/ interest charges Solicit potential life settlements and if favorable bid, then sell policy and use money to pay off loan Refinance loan to pay off existing loan Do not repay loan and policy is taken over by PFC AQUARIUS CAPITAL 42 Non-Recourse Premium Financing in Life Insurance (cont.) • PFC Obtain interest on loan if insured pays back Obtains policy as collateral if insured does not pay back loan Functions as a life settlement transaction Target senior markets (age 65+) PFC becomes policyowner and beneficiary Potentially done as a partial transaction (insured keeps portion of life insurance benefit as incentive to write policy) AQUARIUS CAPITAL 43 PFC Market Interest • Perceived High Returns for Investors Unique distribution for insurance policies ROI: Arbitrage on insurance company underwriting at policy issue Reasons same as life settlement industry Potential expense compression for increase returns • Regulatory Scrutiny Does it meet "Insurable Interest" requirements PFC spending significant dollars for product development (e.g., legal opinions) Licensing: Separate entity from insurance broker Require securities licensing? AQUARIUS CAPITAL 44 PFC - Debate of "Insurable Interest" • NY Insurance Law Section 3205(b) (A) "In the case of persons closely related by blood or by law, a substantial interest engendered by love and affection;" (B) "In the case of other persons, a lawful and substantial interest in the continued life, health, bodily safety of the insured person, as distinguished from an interest which would arise only by, or would be enhanced in value by, the death, disability, or injury of the insured" • Section 3205(b)(1) - Appears to permit insured to procure and immediately transfer a policy on his own life, irrespective of the existence of insurable interest in the assignee • Challenges: Is the PFC a disinterested third party? Rebating? AQUARIUS CAPITAL 45 Do buyers of policies know the risk that they are taking? Do they have strategies for managing downside risk? AQUARIUS CAPITAL 46 Life Extension Risk Insurance • Lloyds Gowshawk Syndicate (2003 & Prior) Most popular life extension risk cover. Purchased insurance at Life Expectancy + 2 Years After LE+2 Years: Insured gets claim paid and reinsurer takes over policy Policy Referred to as: Stop Loss, Reinsurance, Life Extension Insurance, etc. AQUARIUS CAPITAL 47 Options • Today – A move to "Options" as risk management tools Reinsurers exploring various options Private Equity & Hedge Funds are offering Options Life Settlement companies using to cap downside risk • Document work Structure and design of option you are pricing Document what actuarial formulas that you are using AQUARIUS CAPITAL 48 Open Discussion AQUARIUS CAPITAL 49 Thank you Michael L. Frank, ASA, MAAA, FCA, CHE President & Actuary Aquarius Capital Phone: (914) 933-0063 E-Mail: firstname.lastname@example.com Websites: www.aquariuscapital.com & www.aquariuslife.com AQUARIUS CAPITAL 50
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We booked one night in this hostel over www.hostelworld.com and wish we didn't. We had an early flight the next day and wanted to stay next to the airport. Do not bother and book with this hostel, because there are plenty other around which are much better. First after I got my confirmation after booking I sent an E-Mail to... More
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|data visualization
|Pallav Nadhani
|Kolkata, Bangalore
Area served
|US$ 4.5 million (2011)[1][2]
FusionCharts, part of InfoSoft Global (P) Ltd, is privately held software provider of data visualization products (JavaScript Charts, Maps, Widgets and Dashboards) with offices in Bangalore and Kolkata, India. The company's flagship product and namesake, FusionCharts Suite XT, is used by over 80% of Fortune 500 companies. FusionCharts has 23,000 customers and 500,000 users in 120 countries, including technology giants such as Apple, Google, ZOHO, Cisco, Facebook, Intel, LinkedIn, Microsoft, Hewlett-Packard, IBM, EMC, Nokia, Tibco, as well as The Weather Channel, NASA, and the Federal Government of the United States.[1][2][3][4][5][6][7][8][9][10][11][12]
A 100% bootstrapped company, FusionCharts has earned a 2010-11 revenue of $4.5 million[1][2] and has clocked revenues of up to $7 million, or Rs 39 crore.[3][13]
The idea behind FusionCharts was born in 2001 when 16-year-old Pallav Nadhani found himself dissatisfied with Microsoft Excel's charting capabilities while using the program to complete high school class assignments. Nadhani subsequently authored an article on Wrox Press's ASPToday.com technology website which examined the thesis that Macromedia Flash, then used mainly for web banners and pop-up ad, could be used to build an interactive charting solution for business applications such as dashboards and reports. The article earned him $1,500 and feedback from developers, which together acted as seed money and motivation for establishing the FusionCharts concept.[1][2][4][5][6][8][9][14][15]
In 2002 at 17, Nadhani founded Infosoft Global. The initial product had 6 charts and was built using ActionScript. Nadhani worked alone developing the product, website, documents, sales and marketing and customer support for the first three years. As the company began to take off in 2005, he acquired office space in Bangur and hired 20 employees over the following 2–3 years. The venture grew during this period without raising external funding by bootstrapping.[9]
By 2009, the company had moved to Salt Lake City, Kolkata, and had grown to over 50 employees. Since arriving in Salt Lake, the staff has expanded by 250 percent of its original size, and in 2011 FusionCharts opened their second office in Bangalore.[9]
FusionCharts' client list, with customers across 118 countries and numerous business sectors, has drawn significant attention to the company. The company was placed squarely on the global platform following its 2010 selection by US President Barack Obama to design the digital dashboards for the federal administration, the Federal IT Dashboard. FusionCharts was the first Indian startup to gain the attention of the Obama administration.[1][2][5][7][8][9][10][11][12][13][14]
Co-founder Pallav Nadhani is the CEO of FusionCharts and also runs a seed funding venture capital fund named Seeders Inc.[16]
In 2009, the company was included in the NASSCOM EMERGE 50 Leaders for 2009 due to its success in establishing its data visualization software globally.[1][8] In the same year it was also awarded the Deloitte Technology Fast50 India award in 2009.[1][17][18]
FusionCharts was in 2010 named as one of the 15 companies likely to become the next Infosys.[11]
The chart-gadget within Google Docs is powered by FusionCharts. Internally, Google employees also employ FusionCharts software for reporting.[4] FusionCharts says that it powers over one billion charts every month globally.[2][4][5][6][8]
The company has released Collabion, a charting solution specifically made for use with Microsoft SharePoint. It is also working on oomfo, a charting add-in exclusively for Microsoft PowerPoint.[6][19] oomfo is built in Microsoft VB6 and the charts are rendered using Adobe Flash.[20]
Since its founding in 2003, FusionCharts has put together an almost completely online network of international resellers serving places like Korea, Brazil, China and the United States.[1][8]
The company has also made use of search engine optimization and pay per click marketing, and engages users and developers by composing articles, whitepapers, and case studies on the subject of data visualization in various online publications.
FusionCharts also engages in careful advertising in both online and print developer magazines in key markets such as the US, Europe and Korea. The company is increasing its social media marketing and is emphasizing push–pull marketing strategy.[1][8]
Another aspect of marketing is a simple licensing framework as well as a FOSS version of its FusionCharts product that serves over 100,000 users.[1][8]
FusionCharts is typically targeted to developers who wish to integrate interactive charts in their reports, dashboards, analytics, monitors, and surveys.[4]
Pallav Nadhani's original ASPToday.com article called for creating a charting library using Flash, combined with ASP to power it with data. Developers responded positively and shared ideas on how to increase its power and functionality. Subsequently, Pallav coded this idea into a charting application, which led to the birth of the FusionCharts software.[4]
FusionCharts Suite XT[edit]
|Original author(s)
|Pallav Nadhani
|Pallav Nadhani
|Initial release
|Stable release
|3.5.1 / December 3, 2014
|Development status
|Written in
|JavaScript, jQuery, SVG, VML & ActionScript
|JavaScript library
FusionCharts Suite XT is the industry's most comprehensive JavaScript charting solution for web & mobile. The software package is powered by technologies including JavaScript, SVG, VML, Adobe Flash (ActionScript 3.0), XML and JSON.
FusionCharts Suite XT comprises
- FusionCharts XT, the flagship product of the FusionCharts Suite XT
- FusionWidgets XT, a product consisting of data visualization components best suited for executive dashboards and plotting key performance indicators
- FusionMaps XT, a collection of over 960 data-driven vector-based maps
- PowerCharts XT, a set of advanced charting tools for domain-specific uses
- FusionCharts Plugins and Wrappers which assists in various scenarios of quick deployment
Co-founder Pallav Nadhani came up with the name "FusionCharts" because the product was a fusion of two disparate technologies, XML and Flash.[2]
oomfo is a beta charting add-in for Microsoft PowerPoint which provides a user interface allowing creation of FusionCharts Suite charts within PowerPoint. The charts created by oomfo are rendered in Flash. oomfo can pull in live real-time data from remote sources.[24] oomfo is currently in beta. oomfo has been highlighted by the media as one of the ways using which presentations can be made better.[19][20]
Collabion Charts for Sharepoint version 1.1 helps Sharepoint users create dashboards without programming. Collabion Charts provides a user interface for customizing all aspects of the charts. It can source data from Sharepoint Lists, Microsoft SQL Server, Oracle Database, CSV files and Business Data Catalog. It renders charts in JavaScript and Flash. It provides filtering and grouping options for the provided data.[25]
British book publisher Packt UK has released a guidebook aimed at helping new users learn the basics of the FusionCharts Suite XT.[6][14][21][26][27]
Currently the data visualisation market is boosting and new competitors are constantly coming in. The major FusionCharts competitors as well as key players in the market curretly are IBM, Oracle, Panorama. In addition, there are other smaller, but still competitive and growing data visualisation service proveiders, such as VanCharts, AmCharts, LucidChart, ZingChart as well as HighCharts and Qlik.[28]
- ^ a b c d e f g h i j k "FusionCharts". Times of India.
- ^ a b c d e f g h Andrew Warner (Dec 13, 2010). "FusionCharts: Bootstrapped And (Very) Profitable Charting Company". Mixergy.
- ^ a b Sramana Mitra (01.08.10). "India's Rising Tech Stars". Forbes Magazine. Check date values in:
- ^ a b c d e f Willis Wee (June 22, 2011). "FusionCharts: From Start-up To Serving Google, LinkedIn, and Barack Obama". Tech in Asia.
- ^ a b c d Willis Wee (June 27, 2011). "Becoming a CEO and Founder at Age 17". Tech in Asia.
- ^ a b c d e Willis Wee (May 14, 2012). "FusionCharts Powers 1 Billion Charts A Month, Launches Beginners Guide". Tech in Asia.
- ^ a b Wadhwa, Vivek (November 30, 2011). "Why Silicon Valley Should Fear India". Washington Post.
- ^ a b c d e f g h i "Charting a growth story – Featuring EMERGE 50 Leader company (InfoSoft Global)". NASSCOM. Oct 16, 2009.
- ^ a b c d e Titash Roy Choudhury (Jul 3, 2012). "How Pallav Nadhani charts global fame with FusionCharts Technologies". The Economic Times.
- ^ a b "Who uses FusionCharts".
- ^ a b c Archana Rai & Pankaj Mishra (Mar 29, 2010). "Indian technoholics give the world a new high". The Economic Times.
- ^ a b Padmini Copparapu (Oct 11, 2010). "Obama and team rely on made-in-India software". The Economic Times.
- ^ a b Peerzada Abrar (Jun 6, 2012). "Power of ideas 2012: Start-up InterviewStreet wins US government order to build tech platform". Times of India.
- ^ a b c d Ashish Sinha. "Congratulations FusionCharts for the book written on the product Product Success Story from India".
- ^ Sramana Mitra (July 31, 2012). "Bootstrapping a Global $7M Software Company from Kolkata, India". Small Business Trends.
- ^ "Seeders Inc.".
- ^ "Deloitte Technology Fast 50 India 2009" (PDF).
- ^ "Deloitte Technology Fast 50 India".
- ^ a b Arun Katiyar (Dec 13, 2011). "Six ways you can spice up your presentation". Mint & Wall Street Journal.
- ^ a b Ashish Sinha. "Bring Interactive Charts to PowerPoint Presentations With oomfo".
- ^ a b "Go from nothing to delightful reports in your web applications quickly using Packt's FusionCharts Suite book". RedOrbit.com. June 8, 2012.
- ^ LinkedCharts for easy drill-down
- ^ Events, Macros & Theme Manager
- ^ "Real-time Google Analytics data in PowerPoint using oomfo".; "Real-time SalesForce data in PowerPoint using oomfo".; "Real-time Twitter Analytics data in PowerPoint using oomfo".
- ^ FusionCharts with Sharepoint
- ^ "FusionCharts Beginner's Guide: The Official Guide for FusionCharts Suite". Packt.
- ^ "FusionCharts". Safari Books Online.
- ^ Free data visualization tool brings clarity to analytics
External links[edit]
- JavaScript Charts
- JQuery Charts
- HTML5 Charts
- Charts
- Companies established in 2003
- Software companies of India
- Information technology companies of Bangalore
- Companies based in Kolkata
- Data visualization software
- International information technology consulting firms
- Information technology consulting firms of India
- Infographics
- Visualization (graphic)


text:
Camp MOE — Day Camp
Camp MOE is a day camp for boys and girls 5 – 15 years old. Camp MOE is a camp for all children with and without special needs. Diversity and Respect are the backbone of Camp MOE. Camp is located on over 200 acres of beautiful woods in Litchfield County, Connecticut with miles of trails, a private pond, and lots of wildlife. Camp MOE offers a summer of fun, challenges, friendship, learning and adventure.
Upcoming Special Events & Wacky Wednesdays!
Wednesday, July 1, 2015: Sports Day
Friday, July 3, 2015: Red, White and Blue Day
Wednesday, July 8, 2015: Superhero Day
Thursday, July 9, 2015: Session 2 Overnight
Friday, July 10, 2015: Safari Day
Wednesday, July 15, 2015: Sabotage Day
Friday, July 17, 2015: Color Wars
Check out the Register Citizen's article on our new literacy program: http://www.registercitizen.com/general-news/20150216/literacy-program-coming-to-camp-moe
See the Dates & Rates page for more information.


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- Food
- Family
- Style
- Series and Features
- Love & Sex
- Work/Life
- Health
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"Catholic Answers Live is one of my favorite programs--you make my drive home enlightening and entertaining."
~ Denise, Flower Mound, TX
Q&A Newsletter
"Could I but know all, I would have the faith of a peasant woman."
~ Louis Pasteur, founder of physio-chemistry, father of bacteriology, inventor of bio-therapeuties; devout Catholic.


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The National Credit Union Foundation plans to hold a financial reality fair for the third year in a row at CUNA's Governmental Affairs Conference.
Helping members manage their money with personal financial management tools is a win-win move for credit unions and members. Add a mobile alert feature that keeps members on top of their spending 24/7, and they may be even more likely to improve their habits.
The National Credit Union Foundation plans to hold a Financial Reality Fair for the third year in a row at the GAC, featuring Washington high school students.
While dreaming and disrupting has unfettered me in many ways, it has shackled me in others. One of the most unexpected was losing a part of my identity.
Merger is Rio Grande CU's second in eight years.
Pictures and plaudits for people living out the credit union motto in their communities.
Just when your credit union starts getting the hang of Facebook, Twitter, Tumblr and Google+, someone writes a negative post on your page, and all hell breaks loose.
Aggieland Credit Union, College Station, Texas, raised more than $1,600 over the course of 2012 for the St. Jude Children's Research Hospital through the credit union's employee Give Back Days. Give Back Days are a chance for employees to fundraise one day a month by wearing jeans and a maroon...
The Crimson Tide keeps rolling in more ways than one.
Why are cooperatives so effective?


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Jay Busbee
NBA Draft preview: Sam Dekker, Isaiah Austin talk draft hopes and dreams (podcast)Jay Busbee at Ball Don't Lie 4 days ago
Grandstanding: A Yahoo Sports podcast Subscribe via iTunes or via RSS feed
It's NBA Draft time, the finest pro sports draft of them all (sorry, NFL). It's a time for wheeling and dealing, a time when teams' hopes and futures can be secured or crumble based on one pick.
This time around, we've got two NBA Draft-related guests for you. First up, from the University of Wisconsin, Sam Dekker! Fresh off his NCAA Championship play, Dekker declared for the draft and has been prepping with everyone up to and including LeBron James. What are Dekker's strengths and weaknesses? How does he see himself fitting in with an NBA team? What's he going to do in the green room? He gives us the answers right here.
[Music by Chris Salmon and Tobin Summerfield]
Dale Earnhardt, Dale Jr. both opposed Confederate flagJay Busbee at From The Marbles 6 days ago
Dale Earnhardt wasn't a defender of the Confederate flag, and neither is his son.
For decades, the Confederate flag has flown above NASCAR infields, a symbol of the rebellious spirit of NASCAR's most ardent fan base. But the flag's racial overtones are impossible to ignore, leading to increasing calls for the removal of the flag from state flags and state grounds.
It's a shift in the national mood that's even reached slow-to-change NASCAR. But the fans who fly the flag, wear it on their clothes, or sport it as a tattoo might be shocked to learn that two of the sport's biggest icons, Dale Earnhardt and Dale Jr., have taken issue with the flag in the past.
Dale Earnhardt is the embodiment of the Southern ideal, a man who worked his way from a tiny garage in Kannapolis, N.C., to a nationwide empire through speed and force of will. "I always said he looked like the last Confederate soldier," former Charlotte Motor Speedway president Humpy Wheeler once said. "He looked like one of those guys in the old silver photos from Gettysburg or Manassas."
From the book:
Cam Newton visits families of Charleston victims; Panthers oppose Confederate flagJay Busbee at Shutdown Corner 6 days ago
The Carolina Panthers have responded to last week's Charleston shooting with words, funds and now deeds.
Cam Newton visited several families of victims on Monday, bringing a bit of much-needed cheer to their lives:
.@CameronNewton was in Charleston today. with Felicia Sanders the mother of 26-year old Tywanza @deray @owillis pic.twitter.com/HdBkugIMDy
Newton's appearance showed up on social media rather than official news channels. He visited the family of Tywanza Sanders, who died trying to protect his aunt, and the family of Sharonda Coleman-Singleton, who also died in the attack.
Panthers owner Jerry Richardson over the weekend donated $100,000 to the families of the victims of the Emanuel African Methodist Episcopal Church shooting. The money was to be divided evenly among the nine victims' families, with the remainder going to a memorial fund for the church.
What were the worst NBA Draft picks of all time?Jay Busbee at Ball Don't Lie 7 days ago
The NBA draft is approaching, and with it the opportunity for teams to make spectacularly bad decisions. A good draft pick can fortify a team for a decade; a bad one can land a team right back in the lottery next year. But the worst picks are the missed opportunities, the selections a team made when a much better option was right there for the taking.
We all know about the Portland Trailblazers picking Sam Bowie over Michael Jordan. Let's look past that and consider some of the other, most ridiculous misfires of the NBA Draft. Pistons and Bucks fans, you might want to avert your eyes. Everybody else ... this could be you .
This debate is part of Yahoo Sports' new ongoing Grandstanding series. Check outthe Grandstanding podcast, where we dive deeper into the day's big stories, and find us on Twitter via the hashtag #grandstanding. Thanks for checking it out!
____ Jay Busbee is a writer for Yahoo Sports. Contact him at email@example.com or find him on Twitter.
Jordan Spieth wins U.S. Open as Dustin Johnson chokes on final greenJay Busbee at Devil Ball Golf 8 days ago
The Jordan Spieth train keeps a-rolling ... and this time, it ran over Dustin Johnson.
The Masters champion wasn't quite as steady at Chambers Bay as he'd been at Augusta, but he was good enough to outlast the field and win the 2015 U.S. Open. Spieth, all of 21 years old, has now won two majors – the first two of 2015 – and has already cemented himself as one of his generation's finest golfers. And he did so in the most clutch fashion imaginable ... and for Dustin Johnson, the most heartbreaking.
Johnson found himself on the 18th green with a putt to win the U.S. Open, two putts to tie and force a playoff. He ran the first putt long, and the three-foot comebacker slid just left:
It was a painful end to one of the most fascinating three-hole finishes in recent major history.
Spieth took an outright three-stroke lead with a birdie on 16, and the tournament looked to be over. But then he surrendered it just one hole later when his double-bogey ran hard into Louis Oosthuizen's birdie barrage.
At that point, Spieth was tied with Oosthuizen, who shot 29 on the back nine, and just a stroke ahead of Johnson, who was lining up a short birdie putt on 17. He made it.
Billy Horschel performs 'these greens are terrible' interpretive danceJay Busbee at Devil Ball Golf 8 days ago
Billy Horschel is not at all pleased with the greens at Chambers Bay. After missing some short putts on the final day of the U.S. Open, he decided to let the greens know how he felt:
Then there was this little maneuver:
Whatever, it's working. Horschel, +7 coming into Sunday, was -5 through 12.
After the round, Horschel talked to Fox Sports' Holly Sonders, and didn't hold back: "These greens aren't very good," he said. "I'm not going to hold my tongue on this. It's very disappointing to hold a championship tournament on greens like this. We're not looking for perfection, but they're surely not very good ... It's the way it is. I lost a little respect for the USGA this week."
Earlier, Horschel had taken to Twitter to vent his frustration:
@elkpga... Worst rolling greens I've ever putted on. Nothing comes anything close to this week. My only complaint about the course
@elkpga.... Umm wrong! If he was Pinocchio, his noes would be a mile long after some of the comments he's made this week. Haha
Hey, who said golfers were boring?
Five things to watch on Sunday at the U.S. OpenJay Busbee at Devil Ball Golf 9 days ago
Three days down, one to go, and the U.S. Open is setting up well for a spectacular finish. Four players sit tied at 4-under, with four more three strokes back.
1. Jason Day. If Day had just completed a round the day after collapsing from vertigo, that'd be impressive. If Day had just finished Saturday in a tie for the lead at the U.S. Open, that'd be impressive as well. But astonishingly, Day did both , somehow managing to remain upright while closing with three birdies on the final four holes. He snagged the clubhouse leadand ended the day in a tie with Jordan Spieth, Dustin Johnson and Branden Grace. He could tap out without even taking a swing on Sunday and he'd still be one of the best stories of the weekend.
It's going to be a fine U.S. Open Sunday. Get your food and drink of choice ready; you're not going to want to miss any of this.
Jason Day rebounds from vertigo, takes share of lead at U.S. OpenJay Busbee at Devil Ball Golf 9 days ago
On a course as ridiculous as Chambers Bay, apparently it helps to come in a little dizzy.
This was Jason Day at the end of his round Friday at the U.S. Open:
And this was Day at the end of his round on Saturday:
That putt gave Day the lead at 4-under, putting him in position for a most improbable run at what would be his first major title and capping a sublime round that seemed unthinkable even a few hours before.
On the ninth hole Friday (his 18th), Day collapsed. He's suffered with bouts of dizziness before, and this was no different. It was later determined he'd been diagnosed with Benign Positional Vertigo. Though he was just three strokes off the lead following Round 2, it wasn't certain that Day would continue in the tournament until Saturday morning, just hours before his tee time.
He did, birdieing 17 and 18.
Tom Brady donated hefty speaking fee to charityJay Busbee at Shutdown Corner 9 days ago
Remember the story from earlier this week about how Tom Bradygot $170,000 to speak for an hour after deflate-gate? Remember how obscene that sum seemed, how ridiculous that a university would pay so much money to a pro ballplayer?
Yeah, well, we've all got to eat our words a bit, because according to the Boston Globe, Brady donated all that money to charity. Of the total, $50,000 went to "Best Buddies," which aids people with intellectual and developmental issues, and the remainder went to other charities. Not only that, Brady's event apparently turned a $40,000 profit for Salem State University, which hosted the event.
____ Jay Busbee is a writer for Yahoo Sports. Contact him at firstname.lastname@example.com or find him on Twitter.
Panthers owner donates $100,000 to families of Charleston victimsJay Busbee at Shutdown Corner 9 days ago
The Carolina Panthers play in Charlotte, but by their very name claim kinship with South Carolina. Accordingly, owner Jerry Richardson has made a quiet donation of $100,000 to the families of victims in this week's Charleston shooting, in which a gunman killed nine members of the Emanuel African Methodist Episcopal Church.
Panthers defensive tackle Colin Cole shared Richardson's letter on his Twitter account:
#PrayersforCharleston - some things are just bigger than football...@Panthers - thank you Mr. Richardson.. pic.twitter.com/sHxZGYjH4R
Richardson will be donating $10,000 to each of the families who lost loved ones in the shooting, plus another $10,000 to help fund a memorial at Emanuel African Methodist Episcopal Church.


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1 of 1 people found the following review helpful
Excellent, particularly for white and mixed loaves,
Verified Purchase(What is this?)
This review is from: Panasonic SD254 Breadmaker (Kitchen & Home)
This is an excellent bread maker (much better than previous model I had - see my other reviews).
It makes very good white bread and doesnt make too much noise, so I can use it to have a loaf ready for breakfast.
Its also very useful for mixing dough, particularly for pizzas.
The only area of difficulty (feedback to manufacturers) is that loaves with more wholemeal are rather variable, sometimes not rising quite enough. I think this is likely to be to do with variability in the flour, yeast, temperatures, etc. and would require a much more sophisticated design to adjust the rising time to the state of the dough.
Sort: Oldest first | Newest first
Showing 1-1 of 1 posts in this discussion
Initial post: 25 Jul 2010 11:32:13 BDT
Last edited by the author on 25 Jul 2010 11:37:36 BDT
watercolour fan says:
Try substituting one tablespoon of the flour with one tablespoon of gluten powder (available to buy from low carb food websites). This will result in a well-risen loaf.
‹ Previous 1 Next ›
Review Details
Location: Surrey, England
Top Reviewer Ranking: 1,188,520


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Following successful Test Day, Corvette C7.R to make its Le Mans debut
LE MANS, France (June 9, 2014) – The biggest race on Corvette Racing's calendar is here: the 24 Hours of Le Mans – one of racing's marquee events. The twice-around-the-clock endurance classic will see the Le Mans competition debut of the Chevrolet Corvette C7.R in its toughest test to date. The C7.R is the first completely new racing Corvette to compete at Le Mans since 2005 when the C6.R made its debut.


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Cannavale, Parsons Among Nominees for 2012 Emmy Awards
Nominations for this year's Primetime Emmy Awards were announced today by Kerry Washington and Jimmy Fallon, from the Leonard H. Goldenson Theatre at Television Academy headquarters in the NoHo Arts District of Los Angeles.
Broadway stars and theater-related shows were strongly represented in this year's list of nominees including Bobby Cannavale who received a nomination for Outstanding Guest Actor in a Comedy Series for his guest starring role on ABC's Modern Family and Christine Baranski who was nominated as Outstanding Supporting Actress in a Drama Series for her role as Diane Lockhart in The Good Wife.
Harvey's Jim Parsons received a Best Actor in a Comedy nomination for his role of Sheldon Cooper in CBS's The Big Bang Theory. Broadway vet Jesse Tyler Ferguson received a nod for Best Supporting Actor in a Comedy for ABC's Modern Family while Edie Falco was recognized for her lead role in Nurse Jackie. Tony winner Denis O'Hare, who stars in the Shakespeare in the Park production of Stephen Sondheim's Into the Woods, received an Emmy nod as did Company's Christina Hendricks.
Glenn Close received a nomination for her starring role on Damages and Mare Winningham, of off-Broadway's Tribes, was nominated for her supporting role in A&E's Hatfields & McCoys. Woody Harrelson, co-author of the upcoming off-Broadway play Bullet for Adolf, received a nomination for Best Lead Actor for HBO's Game Change.
Zooey Deschanel, who will soon make her Broadway debut in the role of Loretta Lynn in the stage adaptation of 'Coal Miner's Daughter' received a nomination as Best Actress in a Comedy for the FOX series 'New Girl'
The 65th Annual Tony Awards received multiple nominations including Best Director, Glenn Weiss, Outstanding Writing and Outstanding Art Direction.
NBC's Smash, the new drama series about the making of a fictional Broadway musical received mulitple nominations including a nod for Uma Thurman as Outstanding Guest Actress in a Drama Series and a nomination for Joshua Bergasse for Outstanding Choreography. The songwriting team of Marc Shaiman and Scott Wittman received a nomination for the song 'Let Me Be Your Star."
The PBS broadcast of the Tony-award winning Broadway show Memphis picked up a nomination for Outstanding Technical Direction, Camera Work, Video Control for a Miniseries, Movie or Special.
PBS's Michael Feinstein: The Sinatra Legacy also received a nomination for Outstanding Music Direction.
The 64th Primetime Emmy Awards will air live coast to coast on Sunday, September 23 (8:00 – 11:00 p.m. ET) on ABC and will originate from the Nokia Theatre L.A. LIVE in Los Angeles. The telecast will be produced by Don Mischer Productions and hosted by Jimmy Kimmel. This will be Kimmel's first time hosting the Primetime Emmy telecast.
A partial list of this year's Primetime Emmy Awards follows:
Boardwalk Empire
Breaking Bad
Downton Abbey
Game of Thrones
Mad Men
Kathy Bates, Harry's Law
Glenn Close, Damages
Claire Danes, Homeland
Michelle Dockery, Downton Abbey
Julianna Margulies, The Good Wife
Elisabeth Moss, Mad Men
About Author
- Casting Roundup: Sarah Chalke, Kim Raver Headline New Pilots
- ADVENTURE TIME Headed to the Big Screen?
- Pilot Season Roundup: Colm Feore, Daniel Stern, Dave Annable to Star in New Shows
- James Franco to Star in New Fox Comedy, WHY HIM?
- Christopher Meloni to Star in WGN America's Slave Drama UNDERGROUND
- Check Out Alex Dunphy's Full College Essay from Latest MODERN FAMILY Episode
- Photo Flash: HBO Reveals Key Art for GAME OF THRONES Season 5
- Syfy to Honor Leonard Nimoy with Special Programming This Sunday
- Grammy Winner Kelly Clarkson Exclusively Premieres New Music from New Album on MTV, VH1 & CMT First
- CONSTELLATIONS' Jake Gyllenhaal and Ruth Wilson Set for THEATER TALK This Weekend


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Select Local Merchants
Raynham Athletic ClubRead MoreRaynham Athletic Club is a family-oriented club with classes for all ages. In addition to a full weight room stocked with Hammer Strength weights, resistance machines, and Cybex circuit-training machines, the club also has a cardio theater populated with Precor machines including treadmills, stationary bikes, and ellipticals. For guided fitness, trainers lead personal-training sessions as well as more than 15 group exercise classes such as yoga, Pilates, Zumba, basic fitness, aqua aerobics, and kids' fitness.1250 New State HwyRaynham, MA US


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Gear Review
Favorite One Yet
- Gender: Male
- Familiarity: I've put it through the wringer
I have had these shoes for the last 2 winters and they have never failed to perform. The binding is super stable and will stay tight all day. Once I tighten them down, I never have to re-tighten. You cant say that about many of the other snow shoes.
The binding is very user friendly and only requires you to tighten 2 straps. When I go with friends I am always the first one with my snow shoes on and the the first one with them off once we get back to the parking lot.
The Heel Lift is amazing. It makes going up the steep and deep stuff much easier. If you do much extended climbing, the heel lift is a must, regardless of what shoe you get.
Another feature I love about these shoes is how tough they are. They do weigh a little more than some of the competitors shoes, but they are bomber.
Lastly, the way the shoe pivots is great. It simply rotates rather than throw snow up the back of your pants and cloths.
I have taken these shoes up ridges waist deep in snow as well as up rivers that have frozen as they run down the canyon. Overall a super bomber shoe.
Overall, my favorite. If you get these, you will not be disappointed.
Here is a pic of a winter excursion I did with my Tubbs.
Hello. I am almost sold on the mountaineers - just one question. Err 2 questions...What do you weigh and what size snowshoes did you purchase?
View More Details on Tubbs Mountaineer Snowshoe - Men's


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I am trying to find all the elements that are in list A and not in list B.
I thought something like
newList = list(set(a) & !set(b)) or
newList = list(set(a) & (not set(b))) would work, but it's not.
If there a better way to achieve what I'm trying to do other than this?
newList = []
for item in a:
if item not in b:
Also important, it needs to be done in Python 2.6


text:
Your original file link
Teri Meri Kahaani Dialog
Axe Rock Star Music
Theme Music
Bharat Mata Ki Jai Bolo
Blank Space-RC Week 429
Rock & Pop
(1) miss A - Goodbye Baby
Rock & Pop
(2) miss A - Goodbye Baby (Jia's rap)
Rock & Pop
Lego house
Rock & Pop
Rock & Pop
Roar - Katy Perry
Rock & Pop
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Members of the unit say it was impossible for them to tell who was an enemy fighter and who was a peaceful villager.
The young lieutenant who commanded the unit, James Hawkins, now 63, says he and his men learned to smell the enemy or anyone who might pose a threat.
"I can't describe how this really, the smell was," he told ABCNEWS. "But it was a distinct, odor, you know, if they had been there, you'd been down a trail. You, you could smell where they'd been there recently."
Causey recalled catching a group of Vietnamese by surprise, causing them to come out of their hut with their hands up. When Causey and fellow soldiers called the platoon leader to find out what they should do with them, "a minute or so later he responded that they should be shot. So we took them over to the wall and lined them up and we shot them," said Causey, who was never investigated nor charged with any wrongdoing.
Investigation Halted
Until now, the most infamous war crimes investigation of the Vietnam War was the My Lai massacre in March 1968, during which U.S. soldiers killed as many as 400 Vietnamese civilians. Of the soldiers tried, only Lt. William Calley was convicted and sentenced to life in prison. His term was eventually reduced to 10 years in prison, and he was later paroled in 1975 after serving three-and-a-half years under house arrest.
"The Tiger Force case was the longest war crimes investigation of the Vietnam War," said Sallah. "It was four-and-a-half years. My Lai pales in comparison in terms of the length of time it took to investigate it."
The Army began its investigation into Tiger Force in 1971, four years after the incidents, after a tip from a fellow battalion member who said a Tiger Force soldier had severed the head off an infant to obtain a necklace from the baby's neck.
The Blade obtained the final report written by the Army's own investigators, which concluded that 18 Tiger Force members committed war crimes, including at least three murders.
It was up to Army commanders to decide whether to court-martial any of the individual soldiers. In the end, no soldier was ever prosecuted.
A lead investigator, who asked that his name not be used, told ABCNEWS, "Commanders have final jurisdiction of whether or not to file a case.
"I filed my report with distribution to all the commanders [at the Criminal Investigation Department] and that was the end of their involvement. I don't write an indictment," he said.
Doyle, who himself was investigated for murder and aggravated assault, said he was proud of what he did in Vietnam.
"I was killing them in self-defense," said Doyle. "The way I seen it, because of the fear tonight, tomorrow, the foot mines, the situation."
Doyle, who received numerous decorations for bravery, admitted killing his own Vietnamese translator, a captured North Vietnamese soldier.
"I'm going to trust my men's lives to him? That's something you dream up in Washington, D.C.," said Doyle.
Vietnamese Have Not Forgotten
Some 36 years later in Vietnam, the people who live in the same villages where Tiger Force came through want to know why the U.S. government has never admitted what happened.
The villagers have not forgotten.
Kieu Trac remembers when Tiger Force soldiers rampaged through the tiny hamlet of Hanh Tin. He says 10 elderly farmers were killed by the Americans. Trac hid in his hut until the soldiers left the village, and then he buried the bodies.


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I was really lucky to stay at chesterflied hotel. normally i am not a big fan of hotel chains, but the southbeachgroup.com kept individual style in every hotel. i stayed in Chesterflied Hotel which was great price for value. Really nice and classy rooms, good drinks on the bar and nice rooftop tub and sundeck. Expecially the managment amazing. they takeing care of you way beyond common costumer service. it was a great pleasure to stay there. just a minute to the beautiful beach and shop, restaurants etc are in walking distance.
Great location, excellent, friendly and professional staff and managment, artsy and spacious rooms. I was very happy there :)
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text:
Linked Open DataPaperback Synthesis Lectures on Web Engineering
List price $35.09
You save $0.09
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When will my order arrive?
- Publisher: Morgan & Claypool Publishers
- Format: Paperback | 138 pages
- Dimensions: 190mm x 232mm x 8mm | 281g
- Publication date: 1 March 2011
- Publication City/Country: San Rafael
- Illustrations note: black & white illustrations
- Sales rank: 906,297
Product description
The World Wide Web has enabled the creation of a global information space comprising linked documents. As the Web becomes ever more enmeshed with our daily lives, there is a growing desire for direct access to raw data not currently available on the Web or bound up in hypertext documents. LinkedData provides a publishing paradigm in which not only documents, but also data, can be a first class citizen of the Web, thereby enabling the extension of the Web with a global data space based on open standards - the Web of Data. In this Synthesis lecture we provide readers with a detailed technical introduction to LinkedData. We begin by outlining the basic principles of LinkedData, including coverage of relevant aspects of Web architecture. The remainder of the text is based around two main themes - the publication and consumption of LinkedData. Drawing on a practical LinkedData scenario, we provide guidance and best practices on: architectural approaches to publishing LinkedData; choosing URIs and vocabularies to identify and describe resources; deciding what data to return in a description of a resource on the Web; methods and frameworks for automated linking of data sets; and testing and debugging approaches for LinkedData deployments. We give an overview of existing LinkedData applications and then examine the architectures that are used to consume LinkedData from the Web, alongside existing tools and frameworks that enable these. Readers can expect to gain a rich technical understanding of LinkedData fundamentals, as the basis for application development, research or further study.
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4 bed, 3 full bath, 1 half bath. You'll enter the courtyard through a wrought iron gate and covered porch before you enter the homeMore info
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As an Allstate Agent in Lakewood, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important - your family, home, car, boat, and more.
James Enright
2009 Wadsworth Blvd, Ste 220
Lakewood, CO, 80214
Send Me An Email


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AFL Players Join Marriage Equality Push New Zealand To Accept Day-Night Tests Scandal May Change AFL's Drug Policy FFA, Players' Union No Closer To Resolution Racing Victoria Ups Cup Prizemoney A-League: PFA Demands Stalled CBA Roosters Coach Robinson Backs Overhaul CA Told Boxing Day Test Must Stay In Melbourne AFL CEO Allays Concerns In Perth Matildas Could See Larger Revenues
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Australian Football League Players Part Of Formal Push To Legalize Gay MarriagePublished in SportsBusiness Daily Global on 07 / 01 / 15
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Cricket Australia Announces Contracts
An "anomaly in the ranking system" has seen Australian cricketer Phil Hughes, who has not played a Test since Lord's, "rewarded with a central contract" while Alex Doolan, who played at first drop in South Africa, "missed out," according to Peter Lalor of THE AUSTRALIAN. There "were few surpri ...
Tinkler Holds On To Newcastle Knights
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CricHQ Signs Deal With BlackBerry
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RUPA Threatens War Over ARU Deals
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NZ's America's Cup Funding Proves Fruitful
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AFL Not Informed Of Research Paper
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Randwick Intent On Going It Alone In NRC
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Only Five AFL Clubs Profit Without Pokies
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Credit: © Noel Vasquez/Getty Images
Mary Elizabeth Winstead (Jan 6th, 2010)
Mary Elizabeth Winstead's shiny bob has fullness at the roots and smoothness throughout.
Styling Tip
Apply a pea-size amount of styling lotion onto damp hair. Blow dry two-inch sections in varied directions with a paddle brush, smoothing your hair flat against the shape of your head. Create an off-center part and move your bangs to the side. Use a dab of pomade on your fingers to pinch the ends and create a piece-y texture. Spritz with hairspray to hold your style.Try on celebrity hairstyles in the Makeover Studio!


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SPRINGFIELD, Ill. (AP) -- The interim CEO of Chicago Public Schools said Tuesday 1,400 jobs will be "impacted" after Illinois lawmakers failed to prov...
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CHICAGO (AP) -- Chicago Public School's CEO Barbara Byrd-Bennett has resigned amid a federal probe of a $20 million no-bid contract that the district ...
An awakening . . . to summer festivities and the anticipation of warm weather and fun, picnics, a holiday - that's what Memorial Day is for most. Some will march in parades or stand on the sidelines waving flags and unwittingly support the military model of conflict resolution by violence.
This year, I am spending a lot of my time inside the beltway, advocating on behalf of students and families who have been traditionally underserved.
Using the latest available data from CPS, Illinois Report Card and the Chicago Teachers Pension Fund, check out these fast facts about CPS.
Our public institutions are strengthened, not weakened, when workers exercise their rights. I wish executives could see that a voice at work for educators fortifies the school, bringing the intellectual assets of teachers and staff to school decision-making.
By Mary Wisniewski CHICAGO, April 16 (Reuters) - The acting head of the Chicago Teachers Union said on Thursday that a federal probe o...
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Most city neighborhoods already have a local schoolyard, and it's the perfect space to be transformed into an outdoor hub -- serving students during the school day and the entire community when school isn't in session.
My second grade daughter has lived through an extreme fixation on the study of simple machines at school. My sixth and eighth grade kids also studied simple machines when they were in second grade, but it involved a few worksheets and a classroom project designed to catch a leprechaun.
As budgets have been slashed and the arts have been devalued, music education has been evicted. It has been left to organizations to fill the void, so that students who might otherwise go without music education have the access and opportunity they deserve.
From now until April 7, we have the power to push both candidates to give specific answers. After you get the questions you want answered, you must take the final step and cast your ballot.
Restorative justice has the capacity to empower those who have not been empowered in the past. Individuals and communities begin to act collectively, which is necessary in order to challenge the punitive structures that keep our young black and brown boys from succeeding.
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There's no convincing research to show that value-added models have done anything to help teachers improve or kids learn, and growing evidence shows them to be wildly inaccurate and erratic.
If the theory of action behind NCLB is that better education will lead to less disparity, the data suggest this theory is dead wrong.
Arne Duncan admits "churn," but never admits defeat. He's always already moving on to the next renaissance.
Police brutality is not a black problem, nor is it a white problem. It is a people problem, and due to our city's status as one of America's major urban hubs, it is a matter of utmost importance to public school educators.
I currently teach Math. But I don't have a single student who likes their English class, and it makes me wonder why. I loved it because I happened to be an obnoxious little linguaphile. The way English classes are (often) run would surely turn off any kid who isn't one.
We have a school board that is handpicked by the mayor and therefor does whatever the mayor tells them to do, because if they go against him -- then guess what? They are no longer on the school board.
Even as the Rock and Roll Hall of Fame makes its home in the city of Cleveland, the measure before the board may literally cut the musical heart out of Ohio's public schools.
Over 22,000 of our students were identified as homeless last year, and it feels like, amidst discussions of testing, contracts, and school closings, no one gave this ever-rising number the attention I believe it deserves.
Illinois' 2014 statewide races are over, but now it's time to get to work on making the state better, which starts with a better education system for Illinois' students. But first we have to reflect on where we are now before we can move forward.
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1. In a food processor blend sprouted wheat berries, salt and little water.
2. Blend until you get sticky dough, once done remove it on a flat tray and flatten the dough almost to a thickness of a wafer.
3. Place the tray in the dehydrator overnight, the texture should be like a cracker.
4. Serve it along with chai orange marmalade.


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sf/f TV development news - 2013
View Single Post
February 16 2012, 08:54 PM
Temis the Vorta
Fleet Admiral
Location: Tatoinne
Re: sf/f TV development news - 2012
WOW! Great news about Terry O'Quinn!!!
RJDiogenes wrote:
Temis the Vorta wrote:
RJDiogenes wrote:
That's a classic format.
Star Trek
did it. Sherlock Holmes did it. Odysseus did it. I like it just fine.
The average TV show is not being written by Homer. Maybe Homer Simpson.
The quality of individual series or stories doesn't impact the validity of a particular format. The difference between episodic and serialized television is the same difference as short stories and novels; neither one is inherently superior to the other.
There are more really good shows on now with a serialized format vs episodic. This could be because cable = better quality and cable = serialized format rather than quality = serialized format, but the correlation is unmistakable.
btw: I think Justified's first season is an excellent example of how to do a "case of the week" show right.
had stuck with that format, it wouldn't have progressed to being the brilliant show it is now.
Temis the Vorta
View Public Profile
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Five Films that made the Censor Scissors Sharper November 07, 2012 17:13
In the history of cinema specially of Hollywood the word controversy is a synonym with some movies. Even in the the perceived uninhibited minds of the western people they have not only stirred the senses…Read More
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If you see her now you won't be able to tell that once upon a time her sexual identity was different. She is arguably worlds youngest person to have a gender change operation at the…Read More
Weird mobile insurance claims November 05, 2012 16:38
Mobile claims can be weird. If you don't believe, then we have top ten weird insurance claims. We are not saying it. An insurance company in England conducted a study and came out with these…Read More
Poonam Pandey makes Rakhi Sawant proud November 05, 2012 11:51
Twitter, Facebook, daily media, public appearances, advertisements or brand endorsements; either of them can be your playground to be a publicity mangnet. Poonam Panday knows this news best. The new star-turning-actress, as her debut to…Read More
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text:
Follow the latest news as Watford sign Etienne Capoue from Tottenham and Liverpool are linked with a move for Christian Benteke.
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text:
A programmable thermostat is electronically interconnected to a personal computer having an installed program with a graphical user interface for selecting, on a single screen, a schedule of time and temperature pairs for four periods of each day of the week. This schedule can then be easily downloaded into one or more thermostats by the use of a single button. The interconnection between the thermostat and the computer may be made by a USB cable or the like or by way of a wireless interconnection.
1. A method of setting a time-temperature schedule in a programmable thermostat, comprising the steps of:
installing a schedule application program into a computer;
electronically interconnecting the computer to the thermostat;
using the schedule application program to select a desired operation schedule of times and associated temperatures; and
downloading said operating schedule to the thermostat.
2. A method as set forth in
3. A method as set forth in
4. A method as set forth in
5. A method as set forth in
6. A method as set forth in
7. Apparatus for setting a time-temperature schedule in a programmable thermostat, comprising:
a computer;
a program installed in said computer that provides for the selection of a desired time-temperature schedule for operation of a comfort system controlled by the thermostat;
means for electronically interconnecting said computer to the thermostat; and
means for downloading a time-temperature schedule from said computer to the thermostat.
8. Apparatus as set forth in
9. Apparatus as set forth in
10. Apparatus as set forth in
11. Apparatus as set forth in
12. Apparatus for setting a time-temperature schedule in a plurality of programmable thermostats, comprising:
a computer;
a program installed in said computer that provides for the selection of a desired time-temperature schedule for operation of a comfort system controlled by the thermostats;
means for electronically interconnecting said computer to each of said thermostats separately; and
means for downloading a time-temperature schedule from said computer to each of the thermostats.
13. Apparatus as set forth in
14. Apparatus as set forth in
15. Apparatus as set forth in
16. Apparatus as set forth in
17. A method as set forth in
18. Apparatus as set forth in
19. Apparatus as set forth in
20. Apparatus as set forth in
This invention relates generally to electronic thermostats and, more particularly, to a method and apparatus for programming a thermostat.
Thermostat controlled systems for heating furnaces and/or air cooling systems of the type employed in residences normally include means for manually entering a desired temperature set point, means for measuring the actual temperature within the building, and means for switching the furnace/air conditioner on and off as a function of the difference between the set point temperature and actual temperature.
The availability of inexpensive integrated circuits incorporating large numbers of digital devices on a similar single semiconductor chip has led to the development of programmable electronic thermostats including means for storing a schedule of desired temperatures at specified times within a respective period such as a day or week. Thus, the users are required to program these thermostats by entering numerous time and temperature pairs so that the thermostat can adjust to their schedules. Most thermostats in this category require four separate time and temperature pairs for each day of the week and a second time and temperature pair for the weekend.
While electronic programmable thermostats enjoy both cost and reliability advantages over conventional mechanical thermostats, they are often limited in their operation and may be difficult or inconvenient for the average homeowner to program and operate. In particular, the limited data entry means and limited display often make it difficult for homeowners unfamiliar with simple computer device programming to successfully program the device or take advantage of all of the features offered by the device.
One approach to facilitate the programming of a programmable thermostat is that shown and described in U.S. Pat. No. 6,628,997 assigned to the assignee of the present invention. That patent which is hereby incorporated herein by reference, describes a process wherein a time-temperature schedule is transformed into a code by a stand-alone external device such as a computer. The programming code is then separately entered into the thermostat where a decoding algorithm is contained. Such a process therefore requires a substantial decoding algorithm to be included in the thermostat and a code with a substantial number of characters to be developed by the computer and entered into the thermostat. The larger the number of characters in the code entered, the smaller the decoding algorithm need be and vice versa.
In accordance with one aspect of the invention, a program is installed into a personal computer which is then electronically interconnected to a thermostat to be programmed. Using the installed program, a schedule is established on the computer, and the schedule is then downloaded into the thermostat.
In accordance with another aspect of the invention, a graphical user interface is used for selecting a desired time-temperature schedule to be downloaded to the thermostat.
In accordance with another aspect of the invention, the electrical interconnection between the computer and the thermostat is established by a temporary wired interconnection such as by USB.
In accordance with another aspect of the invention, the electrical interconnection between the computer and the thermostat is established by use of a wireless network.
In the drawings as hereinafter described, a preferred embodiment is depicted; however, various other modifications and alternate constructions can be made thereto without departing from the true spirit and scope of the invention.
Referring now to
In the programming of such a thermostat, the number of steps required are quite extensive and relatively complicated as shown in
After you have set the time to the time that you want the period to start, the "set time" button is pressed to change to the temperature mode. The "up" or "down" buttons are then pressed until the desired temperature is displayed.
Since each day has four periods, it is then necessary to set both the time and temperature values for each of those periods in the manner as described hereinabove.
Also, since there are seven days to program, it is necessary to repeat the complete process as described hereinabove for each of the seven days. It is possible however to use the "copy previous day" if the same settings are desired such as may be the case for the five work days of the week. Saturdays and Sundays will, of course be different from the work days, and, most likely, the Sunday settings will be different from the Saturday settings.
From this discussion it will be seen that the programming of a single thermostat involves a considerable amount of time and effort. In systems where multiple thermostats are involved, such as in zone systems, this procedure must be repeated for each of the individual thermostats.
Considering now the present approach, wherein the thermostat is electronically connected to a personal computer, with the thermostat then being programmed by use of the personal computer, there are two ways in which the computer can be connected to the thermostat, one being the temporary hard wiring of one to the other, and the other a wireless connection. These interconnections will be more fully described hereinafter with respect to
It will be seen that the disadvantages of using the normal process for programming a programmable thermostat include the following 1) only one period of four within each date can be viewed at a time. 2) In order to see a schedule for any given day, multiple buttons must be pressed. 3) In order to enter the full schedule, dozen of buttons must be pressed in the proper sequence. 4) Where multiple thermostats are present, each one must be programmed individually.
In order for the computer to be used in the process of programming a thermostat, it is necessary to write and install a special program which we shall refer to as a "schedule application program". One form of such program is shown in
Returning to the flow chart of
If the computer has previously been used for the programming of thermostats, then it may not be necessary to enter new data into the schedule but rather simply choose the existing schedule and download it to the thermostat. Similarly, if one thermostat has been previously programmed and others are to be programmed with that same schedule, then it can be simply downloaded from the thermostat into the computer and saved for use in programming other thermostats.
The advantages of using the computer for programming functions are as follows: 1) the entire schedule of four periods of each of seven days can be seen at one time. 2) The entire schedule is set in a single screen by using a simple graphical user interface (GUI). 3) Multiple schedules can be saved on the computer so as to be quickly downloaded to a thermostat, a feature that would be very useful for someone that works different shifts. 4) Where multiple thermostats are present, the same schedule can be easily downloaded to each thermostat. 5) Troubleshooting of problems can be more easily accomplished since the service person can see the entire schedule from a single screen.
Considering now the manner in which the computer is electronically connected to the programmable thermostat, there are two possibilities shown in
The electronic interconnection may be by way of a temporary hard wiring between the PC connector 22 of the thermostat to the PC connector 27 of the computer as indicated by the solid line 29 or it may be by way of infra-red transmission between the IR receiver/transmitter 24 of the thermostat 11 and the IR receiver/transmitter 28 of the computer are indicated by dotted line 30. In the case of the temporary hard wired arrangement, the connection 29 may be by any of various possible connections such as serial port, parallel port or USB. In the case of the IR receiver/transmitters 24 and 28, a typical unit that has been found to be useful for this purpose is a 802.11b wireless LAN.
Referring now to
It should be understood that the USB (or other connection) may be made by placing the thermostat in a cradle such as with a PDA (Personal Data Assistant).
It will be recognized that the USB cable connection is a temporary connection between the two components only for use in downloading or uploading data between the two. This is contrasted to a permanently hard wired arrangement wherein wires must be run and installed in a house so that the computer may be permanently hard wired to a number of thermostats as in the case of larger industrial installations wherein it is necessary to control and monitor a number of spaces from a central location.
While the present invention has been particularly shown and described with reference to preferred and alternate embodiments as illustrated in the drawings, it will be understood by one skilled in the art that various changes in detail may be effected therein without departing from the true spirit and scope of the invention as defined by the claims.
Referenced by
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Dish Swings to Third-Quarter Loss Amid AMC Networks Litigation Costs
The satellite TV company lost 19,000 pay TV subscribers in the latest period, compared with a year-ago loss of 111,000.
Satellite TV operator Dish Network on Tuesday said it swung to a third-quarter loss as it lost fewer pay TV subscribers, but booked $730 million in expenses for its recently settled AMC Networks litigation. It also recorded higher programming costs and increased advertising associated with its controversial Hopper set-top box.
The company, led by chairman Charlie Ergen, posted a loss of $158.5 million, compared with a profit of $319 million in the year-ago period. Revenue declined from $3.60 billion to $3.52 billion. The results came in below Wall Street expectations.
Dish said it lost 19,000 TV subscribers in the latest period, ending September with a total subscriber base of 14.04 million. In the year-ago period, the company had lost 111,000 subscribers.
"Our gross new subscriber activations continue to be negatively impacted by increased competitive pressures, including aggressive marketing and discounted promotional offers," the company said.
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Sinton defensive lineman Marc Perez to play at Mary Hardin Baylor
SINTON - Sinton defensive lineman Marc Perez will play his college football at Mary Hardin Baylor.
Perez was a unanimous District 30-3A defensive player of the year selection, first-team all-South Texas and was named honorable mention all-state. He had 73 tackles, including eight for a loss last season. He also had two sacks and eight quarterback hurries.
Mary Hardin Baylor finished last season ranked No. 4 in the country in the Division III poll.
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