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Investing for a year of chaos
Stagnant growth and harsh austerity will result in social disorder and turbulent markets in 2012. Yet for nimble investors with patience and iron nerves, there's money to be made. Here's where you need to be.
This is no ordinary economy. Here we are, about to enter the fourth calendar year of recovery, technically speaking. Yet for most people, not much has changed. Home prices are flat-lining. Job growth remains inadequate. Wages are stagnant. Hopes for the holiday shopping season, so high on Black Friday, are starting to fade on news that November retail sales disappointed.
Such are the consequences of debt-fueled hedonism. According to Richard Koo at Nomura Research Institute in Tokyo, we're in the midst of our own Japanese-style malaise. It will be our own lost decade as businesses, banks and consumers pay down debt and boost savings despite ultralow interest rates. In Europe alone, Morgan Stanley is looking for bank deleveraging of 2.5 trillion euros -- almost $3.3 trillion -- over the next 18 months.
And instead of acting as a borrower of last resort, most of Washington, like most of Europe, is obsessed with austerity and tight money. This recipe for a debt-deflation spiral is the same as the one followed in 1937, which delayed recovery from the Great Depression for years.
Last week, in "Why all signs point to chaos," I warned that all of this sets the stage for more social unrest -- overseas, and here at home -- of the kind that has already birthed Occupy Wall Street and the Tea Party movement. I also warned that the eurozone, as it stands now, is probably doomed.
Anthony Mirhaydari
But there's hope for investors here, because trouble spells opportunity. And chaos, from protests, revolutions, bank failures and debt defaults, means there will be plenty of trouble in the year to come.
The investing outlook
With the economic outlook dominating, and swaths of the stock market rising and falling based on things like European sovereign debt yields and currency cross rates, investing fundamentals like earnings growth and profit margins seem almost quaint. Right now, with all the volatility and with tight correlations, sector allocation trumps stock picking. Asset allocation trumps everything. It's a black-or-white, all-or-nothing market.
That doesn't mean there is no way out or that there are no profits to be made. But simply running and hiding won't work. Cash deposits and Treasury bonds, while good places to stash your money for the short term, don't offer enough return to be long-term solutions. I don't know about you, but I need my money to work and grow to reach my financial goals.
Other traditional safe havens, such as gold, are increasingly exposed to the vagaries of currency fluctuations and the economic outlook. Witness the dramatic 8%-plus decline in the SPDR Gold Shares (GLD, news) exchange-traded fund this month on lower inflation expectations and a strengthening U.S. dollar.
Instead, a new strategy is needed. Something to cope with a range-bound market resembling, of all things, the churning, go-nowhere action of the 1960s and 1970s -- a period that was also rife with chaos, unrest and harsh political divisions.
The death of the debt supercycle
The single most important factor for investors to keep in mind, according to Morgan Stanley's Graham Secker, is that the framework that helped investors build and protect wealth for the last three decades has been broken. That framework was based on the debt supercycle, a vast expansion of credit and borrowing, and the idea that policymakers could iron out the ups and down of the business cycle. Before the housing crash, economists and central bankers indulged in self-congratulations over their "great moderation" of inflation and gross domestic product.
It was a lie.
They merely postponed and magnified the volatility by flooding the system with cheap cash and allowing credit creation to run out of control. Politicians were complicit in this. After all, what elected official wants to pressure the Fed to pull the punch bowl and raise interest rates just when the party's getting started (aside from Ron Paul)?
All of this credit creation -- shown as the blue line in the chart above -- helped moderate the swings in GDP between the early 1980s and 2007. It also helped fuel a long, powerful, secular bull market in stocks, particularly small and midsize stocks. (Large-company stocks petered out over the last decade, but that's another story).
Between 1982 and the summer of 2007, the S&P 400 Mid-Cap Index gained nearly 2,360%; the U.S. economy grew by a mere 344% over the same period.
This is all ending now; in fact, the debt supercycle is working in reverse as households and businesses deleverage, cutting debt through repayment and default. Policymakers are bungling their response. The emphasis has been on the Federal Reserve and other central banks not only cutting interest rates but printing money with which to purchase bonds in the open market -- effectively force-feeding cheap cash into the system.
While the negative inflation-adjusted interest rates that result -- something I've dubbed the "stealth stimulus" -- helps slowly cut debt burdens by transferring wealth from creditors to borrowers, they're also very dangerous. The process is sowing the seeds of massive inflation, as it did in the 1960s and 1970s before 19% short-term interest rates were needed to get price pressures back under control.
It also won't, on its own, repair the credit channel. Thus, on its own, the Fed can't restore growth.
Continued on the next page. Stocks mentioned include Oneok Partners (OKS, news), Pfizer (PFE, news), Citigroup (C, news)and Alcoa (AA, news).
Economists obsess about rationalizing phenomena that are not bound by the laws of logic and much less by the rigor of mathematics. We are going through a depression but since the semantics of depression are ill-defined no one wants to make that call. Yet, that's what we have.
This depression will last till we have worked out the excesses of the last decade. These excesses were financial, social and political. We could accelerate the return to normal growth by sending all Congressmen home (better, to jail) but unfortunately that won't happen.We are going to re-elect a great deal of incumbents.
Keep an eye on competitiveness, demand, wages and employment and you will know exactly when things are getting better. If they don't, we will go to war with someone. That's how we have solved intractable problems in the last fifty thousand years.
Havasu46, is on to some basic concepts that make SENSE.
First off TAX all income, and be rid of deductions. The deductions are nothing more than attempts to foster certain social goals through rewards/punishment. These should all be removed from the tax code.
Second, becoming more isolationist has its own rewards. We should not be the world's policeman, UNLESS we are paid to do so. Right now we have the job, but recieve nothing for it.
Third, Religion should play no part in our government, other than everyone is FREE to worship whatever deities they choose. And yes, some will choose gods that may offend you.
Fourth, Taxes are confiscation of wealth by the government. They are meant to be painful so we think twice about the expenditure. When we follow socialist dogma, and the poor don't pay, they will always favor the expenditures. This trend MUST END. Everyone must pay their fair share.
Fifth, this democrat consept that fair, means UNEQUAL must also end. Let us set the following rates and live with them:
Under 20K, 5%
Over 500K, 20%
These rates are not ideal, but EVERYONE would then pay, and feel the pain. This would restore some control over SPENDING/BORROWING which are the main problem.
5th, In short we need a Balanced Budget. When you lose you job, do you go out on a spending binge? Thats what our government does. When revenue declines, they max out their credit cards. We have reached that point. Now we have to pay them off. 15 Trillion is 192,000 per family of 4 (assuming 308 million Americans). Have YOU developed a plan to pay this off?
Late on the consumer staples Anthony. Everyone is already there. They've been going there since August. Which is the entire move you see there in the XLP. I doubt the break out does much. In fact, hard to call it a break out without more evidence.
Spiking higher above the ceiling in and of itself, is not an all clear. It depends on what happens in the following days. The S&P spiked huge above it's ceiling in October, but was dragged back down.
Article is kind of lame. No interesting suggestions at all really.
This is just personal opinion and my memory of economics isn't perfect but this is pretty basic stuff. I think it's become apparent we are facing permanent deflation of values in commercial and residential development properties. Banks will likely take at least two more annual writedowns before disposing of nonperforming loans and related assets whether it's a loan workout or disposal of OREO.
Key indicators are the two trillion Bernanke put into the economy didn't cause inflation and a monetary policy that's pumping in trillions into the economy, while causing rates to be low is not causing prices to rise. 26 week unemployment statistics and debt levels of 375% of the GDP will continue put tremendous pressure on prices and wages, a death spiral that would result in a monetary policy need the FED can't sustain.
The worst case is a deflationary crash that could be horrific compared to the great depression. Best case is hyper inflation due to a rebound from an extended monetary policy.
First he says we are like Japan during the last twenty years then he says we are going to get a lot of inflation, which did not happen in Japan, instead, they got deflation. Frankly, our problems are easily solvable, there is just no will to do it by the masses. We have tons of resources and people who like to work.
Sadly, American corporate leaders are still extremely busy betraying our country by sending more job overseas, as we speak, and American small business owners are also working diligently to hire illegal immigrants. The problem is simply that American business owners are fundamentally anti-American. They don't like us or our country and the principals it is founded on. They only want to hire groveling, weak people who cannot fight back.
Until we start focusing on corporate leaders and the harm they do to us by exporting our jobs, there will be no progress.
Why the Fed Can''t Save us. As anyone carrying an "End the Fed" sign will tell you, these Fed efforts are ineffective at best.The FED has already saved US. Now it's up to the US Congress to balance spending in proportion to what we paying them to spend it on. No more Christian Crusades in the Middle East. No more BS about entitlements while the defense complex flies there tool drones and rockets around at a several million a copy. Tax all income at the same rate regardless of source. Cap all deductions based on national averages.
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[BRIEFING.COM] The dollar index remained in the red in afternoon trading, which helped provide price support to commodities.
- Crude oil had a nice run today, gaining over $2/barrel on a steady climb upwards. Oct crude oil finished the day $2.02 to $94.91/barrel
- Oct natural gas has a nice run today too, extending yesterday's gains. Oct NG closed 6 cents higher to $3.99/MMBtu
- Dec gold rose today by $1.40 to $1236.20/oz, while Dec silver gained $0.11 ... More
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Great Car! by Karen B on 04/03/2012. Trim: 2012 BMW M3 Coupe, Owned less than 1 year.
Pros: Everything
Cons: Nothing
Overall review: Great car overall and you will not regret getting one!
Review ID: #557357 Is this review offensive?
"The best car in the world" by Nifty on 07/22/2012. Trim: 2012 BMW M3 Coupe, Owned less than 1 year.
Pros: I love the looks, the handling and that wonderful engine and DCT. WOW!
Cons: The tires are a bit noisy and the fuel milage is not too good.
Overall review: The cars handling is incredible and the sound of that high revving engine is intoxicating. I'm sorry the V8 is going away for 2014 but do understand the need for a little better fuel milage.
Review ID: #562089 Is this review offensive?
my ultimate driving machine by Al from Erie on 04/30/2012. Trim: 2012 BMW M3 Convertible, Owned 1 year.
Pros: I purchased a new 2011 M3 convertible last April. It is simply an amazing driving machine . The V8 coupled with the 7 speed double cluch transmission provides significant effortless acceleration. Handling is terrific and the ride is comfortable on most road conditions.( no go snow)
Cons: I've driven this car ( conservatively, no speeding tickets or excessive horse play ) 4500 miles and will need new tires within the next 1500 miles ... I'd rate tire wear as poor at best. I'd also reccomend that BMW utilize a back up camera rather than the antiquated object sensor system that came with my model.
Overall review: Great car ,fun to drive , decent gas milage for a 400 + horse power vehicle
Review ID: #558617 Is this review offensive?
The Ultimate Driving Machine by Albert from Canada on 07/16/2013. Trim: 2012 BMW M3 Coupe, Owned less than 1 year.
Pros: Everything, from the wheels, to the roof, from the front bumper to the rear bumper and everything in between. The engine is incredible, the suspension is sporty but more comfortable than a luxury sedan. It's the perfect all-around car.
Cons: The transmission shifts so smooth that the shifter feels a little clunky as you feel the knob action more than the gears changing. Of course I'd rather prefer it like this with a super smooth transmission than a transmission that feels solid but only due to the gear changing being less fluid.
Overall review: I had extremely high expectation for this car before I bought it, and it blew all of my expectations out of the water. It doesn't even use as much gas as I thought it would (19 MPG in the city).
Review ID: #574506 Is this review offensive?
Just drive one and it'll all make sense by An MSN Autos Consumer on 04/10/2013. Trim: 2012 BMW M3 Coupe, Owned 2 years.
Pros: This car just does everything right. The seats, the controls, the steering, the engine, the transmission... it's amazing that it can be so tame when you need it to be, yet such a solid performer. I've had my '09 for 4.5 years now, it has 66k miles, and it has had absolutely zero problems. it's even been on the race track a few times.
Cons: It's really hard to think of any cons... stopping to fill it up with gas is just another opportunity to check out the fender lines, get back in, have the robot arm hand you the seat belt, press the M button, and carry on.
Overall review: This was my first bmw and I'm sold for life. I could go on and on about this car
Review ID: #571705 Is this review offensive?
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Dr. Damien is a 1997 Life University of Chiropractic graduate who has been in practice in Millington, TN for more than fifteen years.
Dr. Damien has a four year degree in general nutrition and graduated Valedictorian of his class. He also specializes in lifestyle modification and exercise science. Using his eleven years of clinical experience Dr. Damien has become the leading provider of Chiropractic services in the greater Millington area. Dr. Damien has won the Millington Star's people's choice award for chiropractor of the year on multiple occasions.
Dr. Damien served in the U.S. Army for seven years where he specialized in top secret cryptography. He was selected as the non-commissioned officer of the year for two consecutive years and received numerous other service related awards. Dr. Damien became certified as an Army Master Fitness Trainer where he was awarded the Presidents Award for Physical Fitness.


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Monday: Band of bothers?; Kurt takes Dover; Tigers, Cards even series
Source: Aaron McFarling - Oct 3, 2011 at 8:16 AM
MARK BERMAN TAKES ANOTHER LOOK BACK AT WHAT WRONG AGAINST CLEMSON here. Interesting tidbit here: [Coach Frank Beamer] and [quarterback Logan Thomas] brought up the band when discussing the false-start penalty on Tech guard Greg Nosal that turned a third-and-goal from the Clemson 2-yard line into a third-and-goal from the 7. After that second-quarter penalty, which followed a timeout, Thomas threw an incomplete pass and Tech had to settle for a field goal. "Usually the band's great with us, but they were loud and we couldn't hear the snap count, so we jump offsides," Beamer said. "The band was playing and the center [Andrew Miller] just didn't hear the snap count," Thomas said. KURT BUSCH OUTRUNS "ARCH-NEMESIS" JIMMIE


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Site Map : http://www.elledecor.com
Index -> Culture + Travel -> Art Show
Art Show Home
France, by Way of Park Avenue
Art Show: Tomory Dodge (October 2012) Pages: 2 3 4 5 6
Maine Attraction: Winslow Homer's House Open to the Public
Hip to be Square Pages: 2 3 4
Art Show: Emil Lukas (September 2012)
Using unexpected materials, such as silk and insects, this artist evokes the mysteries of nature.
Shaping the Future Pages: 2 3 4 5 6 7 8 9 10
An exhibition offers a first-rate lesson on a century of children's design
Art Show: Takashi Tomo-oka
This Tokyo-based photographer updates both botanical imagery and Japanese traditions in his striking flower portraits
Lasting Impressions
Monets garden in Giverny serves as the centerpiece of an exhibition at the New York Botanical Garden
Art Show: Cayce Zavaglia Pages: 2 3
Stitch by stitch, this St. Louisbased artist documents the people in her life, creating portraits that are as eerie as they are compelling
Art Show: Filip Dujardin
This Belgian photographer uses images of mundane buildings and materials to construct fantasy architecture thats both beguiling and unsettling
Art Show: Louise Belcourt Pages: 2 3
This New York City artist looks to the landscape of her native Canada for the inspiration behind her bold, colorful abstractions
Art Show: Christopher Brown Pages: 2 3
This California artist transmutes childhood memories and familiar scenes into poignant, enigmatic narratives
Art Show: Ori Gersht
Exploring the connection between natures beauty and startling violence
Rosamond Bernier on Art
The editor, lecturer, and author talks collecting, inspiration, and more.
Art Show: Lucy Williams
This British artist constructs meticulous works that pay homage to the utopian visions of modernist architects.
Art Show: Yvonne Jacquette
See Yvonne Jacquettes beautiful landscape paintings at elledecor.com.
Art Show: Hurvin Anderson Pages: 2
London-based painter Hurvin Anderson endows his moody landscapes and interiors with a quiet power
Art Show: Sharon Horvath
New York artist Sharon Horvath turns childhood dreams into vivid paintings
Art Show: Maureen Gallace
This painter draws upon memories of her New England childhood for landscapes both serene and haunting
Wildest Museum Architecture
Museums with some of the most spectacular architecture across the globe.


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First and foremost: creator John Enbom, who shared creator credit on 'Party Down' with Paul Rudd, Dan Etheridge and Rob Thomas, whom Enbom first teamed up with after working in the writers room on Thomas' other other cult favorite series 'Veronica Mars.'
But possibly even more important than pedigree here is set-up. Much like the Casey-Henry 'Party Down' romance rollercoaster, 'Free Agents' PR execs Alex (Hank Azaria) and Helen (Kathryn Hahn) get the wham-bam-thank you ma'am out of the way really early on. It's the "what now?" that drives their relationship -- at work and in the bedroom -- as opposed to the more popular "will they/won't they" dilemma. They did already, and as Enbom, Azaria and Hahn all promise, they will again and again.
And thirdly, well, let's just say they'd welcome any 'Party Down' alums to stop by for a guest spot.
For now, there's a big ensemble cast to get to know, including Anthony Head as their childish and impulsive boss Stephen; Natasha Leggero as Emma, the nosy, manipulative, sharp-tongued executive assistant; Al Madrigal as married Gregg and Mo Mandel as ladies man Dan, two guys who always seem to be there with moral support and a good punchline; and Joe Lo Truglio as Walter, the office security guard.
I visited the set of 'Free Agents' (previews Wed., Sept. 14, 10:30PM ET on NBC) to find out more about the affair between those two heartbroken coworkers and how it affects their working relationship and the rest of the office. "I love that these people are PR agents, and their business is spin and damage control," Hahn said, "and yet they cannot get a handle on their personal lives at all ... they're messes."
Check out some highlights from my chats with Azaria, Hahn, Head, Leggero, Madrigal and Enbom to learn more about what makes this new show tick.
I liked the balance, the sex to workplace ratio, in the pilot.
Azaria: It remains high, I can report that, at least through the first four episodes.
Enbom: That was fine-tuned ... we figured out the exact right ratio of sex to workplace. It's like 4:2. Or something. Maybe 3:7. [Laughs] We're ironing it out.
Hahn: I think it's pretty even. Those lines are really, really blurry. I think it happens a lot when people work that hard and that close together for those long hours. I understand why it happens. Even here, we had to do this big legal sexual harassment thing that all shows have to do before they start shooting, and the lawyer was saying, "We understand that workplace romances happen. Just tell your superiors!" People understand that it's gonna happen ... it's just how to minimize the fallout after it falls apart.
Well, and the nice thing with Alex and Helen is that they've already done it and gotten it over with!
Enbom: Yes! [Laughs] That's our theme. We did that in 'Party Down,' too ... how long can you keep that going? So we just decided that relationships become more interesting once people have gotten past that. We've been calling this the anti-romantic comedy because it's been stripped of the romance of the "will they or won't they." That's, perhaps, a touch more old fashioned. Now we have the people who have already been through that and it all fell apart, and now they're doing the opposite side of it. Like what it's like when all those happier illusions have kind of been stripped away?
Hahn: You meet Helen and Alex and it's not like "will they or won't they," they've done it. In the first scene! And now what? That's what's so brilliant. Now it's like seeing their relationship twist and turn in so many different ways. It's inevitable ... they're really special to each other, but they're gonna date other people, they're gonna get jealous, they're gonna be friends and they're gonna hate each other, which I'm so excited for.
Azaria: It's always lurking even when it's not happening. If you saw 'Party Down,' John is really good at sort of stringing a very believable relationship along, and he usually starts with people like, "Well we slept together. Now what?" As opposed to "When are we... ?" It's like OK, we've gotten that out of the way, but it's always sort of going on, almost off-handedly. It's not the focus of what's going on.
Are you anything like your character in real life?
Azaria: He is a lot like me in real life, actually. You know, when I was going through a divorce I had a similar sad aura about me for quite a while, so I relate to that. I maybe didn't cry in public quite as much as he does, but close. I think I was actually in worse shape because I was more miserable than he was and I wasn't able to actually express it. Back then, we weren't so worried about TMZ though. That has cleaned up a lot of bad behavior, knowing, "Well this might be on TMZ, I better just take it easy."
Leggero: She's saucy, but surprisingly clueless when it comes to men. She's just a little ineffectual, which I can kind of relate to. She doesn't know how to flirt. She's just looking at it in a very measured, intellectual, critical way. She's just very driven in terms of what she wants. Hopefully we'll be able to see her softer side eventually.
Head: There is an innocence about him ... he says the first thing that comes to his head, however appropriate or inappropriate that might be. I think having the ability to switch off the governing can make people creatively genius. There is that thing about genius ... like some of those genius chess players are actually loose cannons when it comes to their lives. But I'm not saying Stephen is necessarily like a chess player! [Laughs] Nor am I!
Enbom: It's funny because, in a way, Kathryn and Hank are sort of playing opposite themselves, where Kathryn's character is supposed to be this more polished, professional character who keeps all her emotions in check. Whereas in reality, she's just all over the place. And Hank is the opposite. He's a much more buttoned-down guy who's playing this emotional mess of a character.
Hahn: I haven't been asked to be this polished in a long time! I've been like growing out my armpit hair for parts, wearing my white girl dreads. I feel kind of like a tranny, but I love it -- I'm having such a ball. "I'll do it for the part!" she says in her gorgeous Michael Kors shift and Prada shoes. [Laughs] I love it.
It's an extremely funny cast, even the non-comedians in the bunch.
Madrigal: NBC has really funny ensembles -- 'Community,' 'Parks and Recreation' and I'm not even going to 'The Office' well -- so if we come even close to what they've already done, we're in good shape.
Azaria: Most of them are stand-ups, and then Tony, Kathryn and I have done a lot of comedy, so yeah, everybody's really funny, and John's been great at writing to that. I'm a huge Woody Allen fan, and the more I do this, the more I feel like he's sort of a post-modern Woody Allen-ish character. He expresses a lot of angst and depression through sarcasm and observation. He expresses his emotions through his humor a lot in an attempt to feel better.
Head: I mean Hank and Kathryn, I have to take my hat off to them. They do ad-lib really beautifully. It's almost seamless. But Stephen ... one of the things that's sort of built into the show is he has these little epithets for everybody. He calls people pet names. So I do have two or three or four up my sleeve that I'll sort of throw in. I'm trying not to shock! [Laughs] The idea is they should sound like something extremely rude without actually being rude. I called Helen my little forklift. [Laughs]
Leggero: Kathryn and Hank are very, very funny people. Usually when you're around actors, you're just dying to get around a comedian. Like, please, please, somebody who understands my dark side. [Laughs] But not here. It's fun to have fun when you're working. I had the same experience on 'Last Comic Standing,' being able to sit between Greg Giraldo and Andy Kindler. It was just like belly laughs all day long, and so is this. You can't really want more than that from a job.
Hahn: I'm sad he's not here today, but we're so lucky to have Joe Lo Truglio. He is so incredible, and just to see him in that security guard outfit is so painful, and he just adds such a dark, twisted nugget to the storyline. He's so good.
Who's the funniest when the cameras stop rolling?
Azaria: That's tough on this set, because there are some genuine comedic minds running around. But in her own way, honestly, Kathryn, because she's so wacky in a very delightful way. Or maybe she's just the loudest. I also have a soft spot for Al's particular brand of humor. I find him really hilarious. It's a good marriage, this character and his sense of humor.
Madrigal: Kathryn Hahn is totally awesome. She is very funny -- I haven't met too many comedic actresses that are this funny, non-stop. She's hilarious.
Enbom: Kathryn is well known for her craziness. She recently poked herself in the eye with a doll toilet. [Laughs] It only got better!
Hahn: They're just all blowing smoke up it. That's ridiculous! I'm paying them very, very, very well. But for some reason, Anthony Head just absolutely kills me. And Al! There's something about his eyebrows, and he is so dropped into this character in the best way.
Head: I haven't done that many scenes with Mo or Al, Natasha or Joe, but really they are all hilarious.
Leggero: It is so fun to be working with Kathryn and Hank because, you know, they really are like professionals on a level that I don't think any of us have ever worked with. We're comedians. We're like the people who got Ds in high school, at least in conduct. It's good to be around people who are really at the top of their game.
Who are you dream guest stars?
Enbom: We don't have a small cast, so a lot of our work goes into keeping them employed, basically. But I hope to try to dig into the Rolodex at some point and haul all our 'Party Down' people in here. We shall see -- I would love to get that cast in here since they were so awesome to work with.
Hahn: Oh, they have to! They have to be on the show! And [Paul] Rudd would be such a ball to have on, and my friend Kerri Kenney, I just think she's such a genius. What can we do to get like Jennifer Aniston to do a guest spot? She would be amazing. She's so good.
Leggero: I want to try to get Chelsea Handler to come. Maybe she could play herself, have like a little PR crisis. [Laughs] And I want Martin Short to come in and battle for the assistant job with me. I just love him.
Azaria: Oliver Platt's a good friend of mine ... I definitely want to get him in here. And it'd be good to get Blythe Danner ... that'd be funny if my character was like a big 'Huff' fan. Always talking about it like, "Man, 'Huff' was good!" I think Judy Greer is coming in to do something -- I think she's going to play Helen's sister-in-law.
Madrigal: I would love Martin Short and I would love Rick Moranis. I have a picture ... the very little art that we have in our house, I have a picture of Rick Moranis with a colander on his head. 'I'm the gatekeeper! I'm the key master!' Also, Joe Flaherty ... all the SCTV guys, why not? If we're gonna have fake clients [on this show], let's fake client it up! Martin Short as the boss boss coming in would be fantastic.
Read more http://www.aoltv.com/2011/09/14/free-agents-cast-interviews/


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Meet Marc's Muse
"Sometimes a girl comes in and becomes Marc's muse," Guido Palau explained backstage at Marc Jacobs of how he and makeup legend François Nars approached the designer's Spring beauty look (more on that in a bit). "[This season], a lot of girls are based on Ruby." That'd be Ruby Jean Wilson, who may have made the best decision of her career when she bleached her brunette hair and chopped it short at the beginning of the summer, thus inadvertently becoming the perfect face of Jacobs' Edie Sedgwick-inspired collection. "I was bored with [it]," the 19-year-old Scottish stunner said of why she asked ION Studio's Mauricio Bermudez to take her from chocolate brown to a rooty white platinum, after which Paul Rowland, the indelible Women and Supreme founder who headed to Ford two years ago, "hacked into it." (Rowland, incidentally, has been responsible for a few of the season's standout styling sessions so far, including Erin Macdonald's short undercut and the pageboy bowl cut Athena Wilson debuted on the Marc runway as well.) As for what it feels like to be called Marc Jacobs' "muse," Wilson struggled to find the right words. "It's an honor," she finally mustered. "Since I started modeling, I've always loved [Marc's] shows. His girls have always been something I've taken inspiration from." And so the inspired becomes the inspirer.
Photo: Luca Cannonieri / GoRunway.com


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A man named Naoto Matsumura refused to leave the nuclear exclusion zone, which is contaminated with radiation, after the 2011 earthquake in Japan. He is the only one living in the area, and he spends his days taking care of dogs and a variety of other animals including cows, an ostrich, cats, and other farm animals. Here's the story from the New York Daily News:
A modern day Robinson Crusoe, Matsumura has become something of a folk hero to animal lovers around the world.
He spends his days feeding 400 cows, 60 pigs, more than hundred cats and dogs, and one vivacious female ostrich named "Boss."
His hometown, Tomioka, was a tidy village of 16,000 people eight miles from the Fukushima Dai-ichi nuclear plant when the earthquake and tsunami hit.
The town, once famous for one of Japan's longest cherry blossom tunnels, now stands empty, the power out except for a single traffic light blinking over the deserted main road.
Matsumura only managed to save a small percentage of the cattle left to starve slowly in their pens and that tragedy continues to enfuriate him.
"I'm full of rage," he told CNN last month. "That's why I'm still here. I refuse to leave and let go of this anger and grief."
He is confronted daily by the harrowing results of the sudden evacuation — a cageful of withered canaries, or a calf that died horribly as it grew too big for the rope tied around its head.
my heart
more people in the world need to do things like this
what a legend.


text:
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Since it's inception in 1986, the goal of the NPC News has been to cover the sport of bodybuilding – and eventually fitness, figure, bikini and physique – and promote the athletes of both the National Physique Committee and the IFBB Professional League. Through the years we've been there to...
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The BBC made a 'terrible mistake' in not reflecting public concern about immigration, Nick Robinson has said. This is the latest case of BBC self-flagellation. (Now I think about it,… Continue reading103 Comments
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listen to 'Tony Hall on the future of the BBC' on Audioboo Tony Hall, the Director General of the BBC, has just laid out his vision for the next 10… Continue reading9 Comments
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text:
Written by:
Across a flowered field, I gaze.
A daisy weeps through morning haze.
One lone petal departs her side -
a "love-me-not" is softly sighed.
Gazing away from love denied -
one more leaflet from thee is pried.
Another dream towards fate's romance;
a petal plucked lends second chance.
The daisy's hearth has met defeat.
Her children sob beneath her feet.
Deflowered by a lover's act -
one last petal remains in tact.
"Love-me-not or love me so true?"
I leave that answer up to you.


text:
How to Stop a Person From Bullying You
Bullying is never appropriate under any circumstance, and can be especially hurtful when it's being done to you. Rather than putting up with bullies, learn how to stop them and help keep them from hurting others as well. You'll be grateful you took action, and you may actually help the bully out as well.
1Ignore mean comments. If they tell the teacher that you ignored him or her, tell the teacher that he or she was bullying you and that he or she is bothering you! (Have good bonds with the teacher(s) in order to do this)Ad
2Tell the teacher, a trusted adult, or friend about any bullying that you or someone else experiences and tell them how you feel about it.
3Beware of frenemies and backstabbers. If you think that your 'friend' is actually a backstabber or a frenemy, stop being friends with this person immediately.
4If possible, run away from a physical bully. When they bully you instead of fighting back, this is for both boys and girls. Do it for your own safety, and if they chase you hide so that they won't see you. If they don't give up, go to the Principals' Office immediately or go to a close by teacher that you see! If you don't do this quickly, the bully might see you and tell the teacher on you instead and then they'll tell untruthful things that you have not did.
5If you can't run away from a physical bully, defend yourself. Don't use high kicks, as the bully will just grab your leg and pull you down. When the bully gives up, don't become the bully by further hurting him or her, instead walk away. Remember that they will absolutely tell the teacher, so be prepared to tell the teacher what really happened and turn the tables.
6If you are socially bullied and have no friends, learn how to cope without friends and tell the Principal immediatley.
7Develop a positive relationship with your principal. Get to know him or her, start doing things for him or her, even just opening the door for them, or offering to carry papers in for them. Then start explaining your troubles. Don't make it sound overly dramatic, as your principal may think that you are over dramatic and not take you seriously (although a little bit of extra drama might not hurt a little). No principal wants students getting hurt in their school, even the meanest principal (in that case, probably simply for reliability reasons, but it works).
8Stay with a group of friends. This really helps! When a bully gets close your group, they will protect you from him or her. The bully may not even approach you! If you don't have any friends, just try to stay as far away as possible from that bully or stay near a teacher as much as possible.
9Start eliminating problems one step at a time. Become friends with old bullies, or at least neutral friends. Be as kind as possible.
10Once you're down to one bully or no bullies, congratulate yourself. You probably have worked a long time to get here. It can take as much as seven years to get here. So, yes, it will take a long time.
11Don't let extra aggressiveness from the bully stop you. Get more aggressive in trying to stop it instead of being intimidated. Talk with people around you, find out who else is hurt by that bully, and help them. Report the bully to the principal. Aggressively fight back (without being too physical). Fight fire with fire. Don't let them see that you are bothered by what they say.
12Stand up for yourself. Someone is bullying you! Don't just stand there and take it, stand up for yourself! This may be a lot harder than it looks, but if you do it, afterwards, you'll feel great! If you are not convinced that you have the courage, know what you want to say and who you want to say it to when you are standing up for yourself.
13Know what to say to the bully. When standing up for yourself, you have to know what to say and what not to say. You may be shocked or confused when you hear this, but the right thing to do, no matter how far it goes, is to not be mean. For example, if someone says something like, "Nice shirt... not!" to you, or something to diss you, you can say something back, that is not mean, but surprises them like, "Thanks! I like your shirt too!" Don't be sarcastic when saying this, sound genuine.
14Deal with peer pressure. Most likely, when you are getting bullied, you will be surrounded by a group. These can be your friends, or enemies. No matter who they are, you cannot stop yourself from standing up for yourself. You are almost guaranteed to hear someone make fun of you for even just standing up for yourself. Some people may not even support the idea of you standing up for yourself. Yes, they may be your friends, but that is no excuse for taking the bullying.
15Trying to End the Actual Bullying. There are times where if you stand up for yourself, you can actually put a stop to that bullying situation. Know, that we together, can stop bullying. The greatest step to doing this is standing up for who you are, bullying, and standing up for your friends and yourself. If someone insults you again and you are finally done with the bullying, you can say something along the lines of, "You know what, I am tired of you bullying me! I love myself for who I am and you cannot change me no matter what you say or how hard you try. You may be insecure about yourself or just not like me, but that is no reason to do the things you are doing right now!"
16Starting a Fight. Often times, bullies want the attention, and get the attention. They want to start a fight and hurt the other person's feelings/emotions. Don't show them, and don't let them hurt your feelings. Realize that at some point, the greatest thing to do is stand up for yourself. The person may be embarrassed, but so were you when you were getting bullied, and no matter if they keep bullying you or not, realize that standing up for yourself worked, because no matter how much you think so, the bully heard what you were saying when you stood up for yourself and in their heart, knows that its wrong to do what they are doing.
17Give the "Evil eye". This will let them know they bullied the wrong person.Ad
Are you an expert on human relationships?
If so, share what you know about how to calm down an angry person.
Thanks for sharing your knowledge.
We are a bit smarter today because of you.
- If a bully is near try to keep your friends close by.
- Be sure to get along with teachers as well as you can.
- Fighting will not help your problems! Be the bigger person.
- Tell the principal as soon as it happens.
- If a bully is larger than you, don't hit them. They just might get physical.
- Do not fight back to the bully. You will make it worsen.
- Never hit the people bullying you unless it's for defense! It will not satisfy your teachers!
Article Info
Categories: Dealing with Bullying
Recent edits by: Hailey Girges, Paradises, Joseph Nsiantou
In other languages:
Español: Cómo hacer que una persona deje de hacerte bullying, Italiano: Come Difenderti da un Bullo
Thanks to all authors for creating a page that has been read 76,758 times.


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Cassie Fuentes had four goals to lead the Tokay Tigers varsity girls water polo team over the West Wolf Pack on Thursday in Tracy.
Katriina Mattson had three goals and three assists and Julia Kim added three goals.
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More of a serious and adult version of 'Outbreak' really, minus all the glossy Hollywood action and over the top acting from a certain Mr Gooding and Hoffman. This is totally straight and a very accurate depiction of what could happen if a lethal virus outbreak occurred in the pr... read more
Marion Cotillard, Matt Damon, Laurence Fishburne, Jude Law, Gwyneth Paltrow ... see more
Contagion follows the rapid progress of a lethal airborne virus that kills within days. As the fast-moving epidemic grows, the worldwide medical community races to find a cure and control the panic th... read more
Directed by: Steven Soderbergh
Release Date: September 9, 2011
DVD Release Date: January 3, 2012
Stats: 9,833 reviews
Your Rating
Flixster Reviews (9,833)
May 16, 2014
January 13, 2014
A great film and a great cast. I was very pleased with the plot. The suspense was brilliant and all the performances were excellent. I suppose that there was something that left me wanting more but overall, this one is worth watching.
October 1, 2013
September 5, 2013
Featuring an all star cast who give some really solid performances, this is a very sharp, realistic, intense, medical thriller epidemic film from acclaimed director Steven Soderbergh. Since he's behind it, you know it's gonna look great, be stylish, and be one of the better films... read more
April 4, 2013
Epicly bad movie, with great stars and good acting that can't overcome a really, really, REALLY bad script. I almost would rather having the sickness than watch this fail of a movie again. The wretching you hear ain't the virus...it's the audience.
September 20, 2012
A highly infectious and deadly virus rapidly becomes a pandemic threatening the lives of millions as a team of scientists desperately attempt to create a vaccine. This medical thriller from Steven Soderbergh has a similarly scientific feel to it to the likes of The Andromeda Str... read more
July 31, 2012
Wow. Powerful movie, especially for those like me that have traveled so much and spent so much time in China/Hong Kong.
July 31, 2012
Wow. Powerful movie, especially for those like me that have traveled so much and spent so much time in China/Hong Kong.
July 26, 2012
In Contagion you have Steven Soderbergh's compelling yet somewhat clinical exploration of both the cause and the effect of a global pandemic. It ably asks and answers via its ensemble cast the big sci-fi question "what if?" What would happen IF there were a global pandemic? Wo... read more
June 13, 2012fb100000716838411
So obviously, people have been praising everything about this film. The acting, the realism, the fact that it made people afraid of viruses again. Well in my opinion, this movie is just plain boring. This film starts out promising, but ends dismally. As a matter of fact, it plays... read more
Critic Reviews
Adopting a clean, chronological and punchy approach, Soderbergh holds a steady eye on panic and chaos. It's a disaster movie with a brain and conscience. Full Review
The presence of movie stars helps: their authority is part of what keeps us fascinated by the gruesome fable, juicing it a bit, so that we can actually enjoy it. Full Review
Contagion is compelling. Full Review
Contagion is the best movie made to date about an epidemic/pandemic. Full Review
Along with the stars, Contagion has plenty of scares, though in contrast to Matt Damon and Kate Winslet, they're things you encounter every day. Full Review
The film resembles its viral subject a little too closely: an intricate, formidable mechanism with no evident purpose. Full Review
Steven Soderbergh's Contagion, written by Scott Burns, begins on a state of high alert and stays there for the rest of the movie. Full Review
[A] curiously inert new thriller from Steven Soderbergh. Full Review
Steven Soderbergh's viral "who brung it" is a mostly style-over-substance affair. Full Review
Contagion could have been a blood-curdling scream; instead it comes off as Soderbergh's star-powered science project. Full Review
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Designer brown smart leather shoes
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CT NY NYC Model & Acting Headshots Photographer, the Stamford CT Photographer.
Cynthia McIntyre Photography, the Westchester NY Head shot Photographer, is a headshot portrait photographer with a unique talent of capturing the essence of her subject in her photography.
As an experienced portrait photographer, she uses her unique style and undeniable talent to create an extraordinary modeling or actor's headshots, head shots or modeling portfolio.
View her online portfolio on this website to see samples of headshots (or head shots) and models, actors, dancers and theatrical portfolio photography. Cynthia consistently produces creative and memorable portraits and headshots. Sessions can be held in her studio or a location in CT, NY or NYC for a unique and varied modeling portfolio.
Cynthia has studios in Westport CT, Greenwich CT, Norwalk CT, Stamford CT, Shelton CT, East Berlin CT, Hartford CT and in Westchester county NY in White Plains NY and Rye NY
Each session is tailored to the needs of the individual actor, actress, dancer, theater, singer, dancer or business man or woman and type of portraits or headshots. Cynthia works collaboratively with her clients and offers direction according to the preference of each individual. No two modeling or acting portrait sessions are alike- just like no two actors or models are alike. Her style varies based on the personality and needs of her clients. Sometimes people need direction while others know what to do so she'll simply offer suggestions to improve the images and pose. Your ideas and feedback are always welcome and she remains open to your vision and ideas. If you bring in sample shots, she will reproduce the lighting and feel of them for you.
Contact Cynthia McIntyre, the Westchester NY Headshot Photographer, to schedule a session for headshots, portraits, actors, models, fashion, editorial, commercial modeling portfolios, corporate or portrait studio photography.
Call: 203-364-1592 Cynthia McIntyre Photography 468 Post Road East Westport, CT
This Stamford CT Photographer is available to come to your office or location of your choice.
updated September 8, 2014


text:
It's time for a reality-TV reality check. Even top executives and producers admit that the genre has become tired — an overload of singing battles, food challenges, screaming housewives and dating competitions. "We've been in a huge reality drought," says Greg Goldman, the new president of Studio Lambert USA, which produces Undercover Boss.The broadcast networks continue to coast on the enduring success of veteran franchises like Survivor, but they're not minting many new hits. In cable, the success of docuseries like the Real Housewives franchise and Love & Hip Hop has led to a glut of such shows.But a shake-up may finally be on the way. CBS recently named a new head of reality TV, Chris Castallo, while Fox is looking to fill the top job in its alternative department (which infamous reality kingpin Mike Darnell vacated at the end of July). There's also a new head of unscripted TV at AMC, while TruTV and A&E, both big reality networks, have new bosses.read more
A barber student tries to sell marijuana on Andrea's watch. Shelunda arrests a pregnant 16-year-old runaway. Erika nabs a guy wanted for stealing a car. Julie is on the case when a hotel maintenance man is allegedly spit in the face and stabbed. watch
Adia gets emotional on stage when sharing what inspires her, in this scene from Episode 1 (The Angry Queen) of Kim of Queens Season 2.
Kim and Allisyn talk about being impressed by Adia's audition, in this video extra from Episode 1 (The Angry Queen) of Kim of Queens Season 2.
Senior Corporal Cheryl responds to a domestic disturbance call.
While on the road Tracy and Tanya encounter a man who is very serious about his junk.
More Clips & Interviews
The new pageant season kicks off with auditions for fresh talent and a wake-up call for Kim's returning pros when two new clients turn up the competition.
Also Available On Xfinity
Showrunners I. Marlene King, Oliver Goldstick and Joseph Dougherty along with stars Shay Mitchell and Sasha Pieterse spill the dirt (including some spoilers) on the "Pretty Little Liars" creative process with never-before-told secrets from the set.
Also Available On Amazon Instant Video
Jim Rash joins Creators Robert and Michelle King, star Julianna Margulies and Executive Producer Ted Humphrey to discuss 'The Good Wife.' From the hottest sex scenes to celebrity guests, get an exclusive glimpse into the creative process.
Also Available On Amazon Instant Video
Host Jim Rash gets a behind-the-scenes look at the groundbreaking television series "Sons of Anarchy". Creator Kurt Sutter, star Katey Sagal and Executive Producers Charles Murray and Mike Daniels reveal the inner workings behind FX's biggest hit.
Also Available On Amazon Instant Video
More Tom Forman On TV Videos
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The Eye has greenlit a pair of unscripted pilots, the more salacious of the two being Splitsville, from executive producer Jamie Kennedy. Described by the Reporter as "The War of the Roses meets Let's Make a Deal," the game show will invite divorcing couples to vie for communal property via a series of competitive challenges. CBS' other new pilot, from Extreme Makeover: Home Edition creator/executive producer Tom Forman, follows a team of law enforcement officials who help crime victims... by putting a basketball court in their 12-year-old son's bedroom? (I'm just spit-balling here.)
read more
When the promos for CBS new fall reality show Kid Nation come on, you cant look away. Forty kids. No adult supervision. Watch how they build their own civilization in a ghost town in New Mexico. You immediately want to know: Which one is going to be Piggy from Lord of the Flies? But when pressed by reporters at the Television Critics Association stirred by a report in Television Week that the kids were performing on camera for 14 hours a day, making their own meals and missing school days the shows executive producer Tom Forman was forced to repeat a far less provocative message: I dont know that it's different than what goes on at an Eagle Scout camp, he said. As reporter questions chipped away at the shows artifice, Forman noted that there was a large adult safety net on the set... er, in the town, which included a pediatrician, a child psychologist and even an animal wrangler.But doesnt calming everybody do...
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More than 16 million people watched Cyndy Teas and her family on TV last fall, and she still gets phone calls, e-mails and donations from inspired viewers. But it was a simple meal of chicken enchiladas in her new kitchen last winter that made Cyndy realize that ABC's Extreme Makeover: Home Edition is, in her words, "more than a show. It changed our outlook on life."
As you may recall, the Teas family was the focus of a two-hour Makeover special last October (reairing this Sunday at 7 pm/ET), which showcased a total face-lift of Camp Barnabas, the Purdy, Mississippi, retreat the family runs for scores of young people with severe disabilities. The remodel, including a three-bedroom home, a bunkhouse and a TV Guide-themed media center, was chronicled i
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It was as inevitable a crossover as Joan Rivers appearing on Nip/Tuck: Extreme Makeover: Home Edition is jumping into the Hurricane Katrina relief effort. "We're talking to our vendors and builders, along with FEMA and some of the local parishes, about where and how we can help," executive producer Tom Forman tells TVGuide.com. "When the time is right for what we do, we'll be there." That noise you hear is Ty Pennington upgrading his bullhorn.
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Edwardsburg mi Free & Income Based Clinics
We are the largest online directory of free and affordable medical clinics.
Home » Michigan Free Clinics » Edwardsburg Free Medical Clinics
Free & Income Based Clinics in Edwardsburg, MichiganWe have listed all of the free and income based health clinics we have located in Edwardsburg, MI.
Review all of the information we have provided for the clinics. Some of them provide a wide array of services ranging from free to sliding scale services. We have provided as much detailed information including phone numbers, emails, and websites where available.
We had to search a 30 mile radius around Edwardsburg, Michigan for free clinics. We list the location from Edwardsburg, Michigan on each listing below.
Cassopolis Family Clinic - Cassopolis
109 School St.Location: 8.22 miles from Edwardsburg
Cassopolis, MI - 49031
Cassopolis, MI - 49031
Hours: Mon-Thurs - 8am-7pm Fri - 8am-5pm Services: Well Care Physicals, Sports Physicals, Immunizations for adults and children, Family Planning, Chronic Disease Management, Treatment for acute illness (fever, cough, sore thro
Elkhart County WIC Program - Elkhart
1400 Hudson StreetLocation: 8.65 miles from Edwardsburg
Elkhart, IN - 46516
(574) 522-0104
Elkhart, IN - 46516
(574) 522-0104
WIC Hours: Mon. 10:00-2:00pm, 3:00-7:00pm Tues. - Fri. 8:30-12:00 1:00-4:30pm WIC is a nutrition education program offering healthy foods and other services free of charge. The WIC program helps many families (single parents, married, working, not working, and foster parents). The WIC progr
Heart City Health Center - Elkhart
236 Simpson Ave.Location: 8.84 miles from Edwardsburg
Elkhart, IN - 46516
574-293-0052 x2
Elkhart, IN - 46516
574-293-0052 x2
Permanent Clinic.
Golden Livingcenter Elkhart - Elkhart
1001 W. HivelyLocation: 10.02 miles from Edwardsburg
Elkhart, IN - 46517
(574) 294-7641
Elkhart, IN - 46517
(574) 294-7641
This facility prides themselves in providing compassionate care in a clean, pleasant environment. In their LivingCenter, their patients and residents are able to enjoy beautiful flowers in our courtyards, a picnic area and many different activities, including spiritual services, cooking classes and
Golden Livingcenter Fountainview - Mishawaka
609 W. Tanglewood LaneLocation: 10.60 miles from Edwardsburg
Mishawaka, IN - 46545
(574) 277-2500
Mishawaka, IN - 46545
(574) 277-2500
At Fountainview location, they take pride in the care they give their residents. Their LivingCenter may meet the needs of those looking for many different types of care, including short-term rehabilitation, long-term care or dementia and Alzheimer's care, and features a fountain and beautiful land
Cass Family Clinic Obgyn - Niles
60 N. Saint Joseph Ave.Location: 11.78 miles from Edwardsburg
Niles, MI - 49120
Niles, MI - 49120
Hours: Mon-Thurs - 8am-7pm Fri - 8am-5pm Services: Obstetrics, Gynecology, Family Planning, Maternal Infant Health Program Payment: This clinic accepts Medicare, Michigan Medicaid (including Health Plan of Michigan, Care Sour
Golden Livingcenter Mishawaka - Mishawaka
811 E. 12th St.Location: 12.34 miles from Edwardsburg
Mishawaka, IN - 46544
(574) 259-1917
Mishawaka, IN - 46544
(574) 259-1917
This LivingCenter is the perfect place for your loved one to receive short-term rehabilitation after an illness or surgery. As well as providing rehabilitation therapy to those hoping to return home quickly, they also provide long-term care, wound care, and IV therapy. They are located less than one
Project Homecoming At Ywca Facility - South Bend
802 N. Lafayette Blvd.Location: 13.76 miles from Edwardsburg
South Bend, IN - 46601
South Bend, IN - 46601
Permanent Clinic.
Project Homecoming - South Bend
701 S. Main St.Location: 14.39 miles from Edwardsburg
South Bend, IN - 46601
South Bend, IN - 46601
Permanent Clinic.
Indiana Health Ctr At South Bend - South Bend
1901 W. Western Ave. Ste BLocation: 15.30 miles from Edwardsburg
South Bend, IN - 46619
South Bend, IN - 46619
Permanent Clinic.
Free Clinic City Search
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text:
The Placeling mapping system just for people like me and you. Placeling allows us to create maps with dog friendly locations we are interested in. It is easy to create a link on the map that ties back to the Fido Loves article and at the same time embed a map in articles to help people find the dog friendly places written about on Fido Loves.
There are some other very cool features to this mapping system. The Placeling team has been fantastic to work with in implementing this feature on Fido Loves. I am really excited to finally have a way for dog owners connect.
Hey dog people, I am still putting this into place, but feel free to start using it. If you have a suggestion for a location let me know.
Map is currently down due to the shutdown of Placeling. Sadly there was no warning and all our location data is gone. The price of cutting edge….


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|Total (w/tax)
Book Description:
This book offers a refreshingly positive and practical approach to resolving a diverse range of problems from preschool through high school. Drawing on the most recent research and on his extensive experience as a school practitioner and trainer, Murphy presents a step-by-step guide to solution-focused counseling in today's schools. This strength-based approach is illustrated through real-world examples and dialogues from actual counseling sessions. User-friendly forms, questionnaires, and handouts are provided for immediate application with students, teachers, and parents.Readers will learn to facilitate solutions by defining changeable problems and realistic goals developing cooperative, change-focused relationships building on exceptions changing the doing and viewing of the problem evaluating and sustaining progress troubleshooting when things do not go as planned and ending counseling on a positive note.
Tags: Education-Teaching, Schools-Teaching, Counseling, Academic-Development,


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- Adrian Malpass
- Cheltenham, Gloucestershire
- United Kingdom
Business Developer (Emotionally Intelligent), The Experience Group
This conversation is closed.
Do introverts make better leaders?
Part of what I do is involved in developing emotionally intelligent businesses, leaders and teams.
Having recently seen Susan Cain's video on TED.com on 'The Power of Introverts' and listened to her in a recent radio interview here in the UK, I am increasingly finding my mind occupied by wondering about any link between being an introvert and being a successful leader.
My experience tells me that introverts quite possibly, or even probably, make better leaders than 'extroverts'.
What are your thoughts?
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Apr 15 2012: I don't see why researchers and people try to seek out what is better as a leader. I'm a college student, and there's much for me to learn, but in every management class I've taken to date, we've seen at least one research study which tried to explain how this makes a better leader.
I'm not trying to refute research, far from it. All I'm saying is that all personality types have their good points when it comes to leading a group. Like many before me, it's where they get the most energy, so I'll assume that introverts would be better in independant or individual efforts in leadership, and extroverts in more cooperative ones.
Showing single comment thread. View the full conversation.


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IHS Difference
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Materials Management
Human Resources
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Clinical Documentation
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Forms Express
Intelligent Health Systems
2251 San Diego Ave, Suite A-141
San Diego, CA 92110
Phone: 619.243.8300
Fax: 619.241.7724
IHS Difference
Started in 1976, Intelligent Health Systems (IHS) is a dynamic hospital information system for facilities under 500 beds. In 1999, IHS started a transformation process to be a leading provider of clinical and patient management systems. Recently the company added Healthcareanytime.com to continue its growth and is expanding existing products, services and sales. Today we have installed systems nationwide with offices located in California and Minnesota.
We are a single vendor solution, specializing in information systems based on an IBM AS/400 environment. The AS/400 platform has been in use for many years and has proven to be robust, reliable and cost effective healthcare data base solution. When you combine this efficient and effective hardware functionality with the experience and design skills of the IHS programming staff, you have a powerful system, with unbeatable support. IHS's commitment to serving the needs of its clients is expressed through the ideal of "Reaching out with hand and heart." Excellence is our standard. However, because excellence is a moving target, the ongoing communications we have with our clients is critical. A key element of our business philosophy is responsiveness. And the way we respond to the changing needs of our customers is to "stay in touch."
The ease and timeliness of your system's implementation is an integral part of its success. Once you have decided to become an IHS customer, you are assigned your own personal account representative. At your convenience, your representative will schedule the IHS implementation process. Using the "train the trainer" approach, our staff will educate your key department personnel who, in turn, train their own staff members. Our training is also available for on-site classes or we offer classes in our training center. These proven methods of training, facilitate ongoing training and minimize the impact of staff turnover.
Once the implementation is complete, IHS continues to support your system. We offer training classes and educational conferences for your staff to attend. We like to keep in close contact with our customers with quarterly newsletters, press releases and upgrade information.
The IHS AS / 400 remains the most proven, reliable, and cost effective healthcare information platform. We take pride in our customer support program and its staff. We have highly trained customer support representatives who work with you to answer all your questions. They will assist you in keeping your IHS system operating at the most efficient and productive level. We also realize problems arise anytime of the day or night, so our staff is available 24-hours a day, seven days a week, 365 days a year.
Over the last 25 years the IHS AS / 400 platform has provided reliable processing and storage of healthcare information. Many of the features soon to be required under HIPAA processing, transmission, and storage have been efficiently built into the IHS programs. It is anticipated that the sizable cost of complying with these upcoming regulations will not impact our many facilities. Intelligent Health Systems offers the very best, cost effective solutions.
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This is Louis, a new Customer Care Rep here at Gemvara!
He's 23 years old and just moved back to the Boston area after attending Bradley University in Illinois for communications and journalism. His previous jobs include presiding over his college radio station (www.buedgeradio.com) as station manager and working as an artist liaison/hospitality intern for Jay Goldberg Events & Entertainment out in the Midwest.
He's very passionate about music, live events and photography. He loves to skateboard and surf and is a fan of art, style and aesthetics in general. He's a lover of social media and dedicated to observing/critiquing trends and coverage in news media across multiple mediums of communication.
In his free time, he enjoys reading about conspiracy theories and searching for the meaning of life. When the time is right, his goal for the future is to be a stay-at-home dad. As for now, he could not be more excited and happy to be a new member of the Gemvara team, and he looks forward to doing some amazing work to help propel our company to be the best it can.
Susan is one of our new Customer Care Reps!
Susan loves ice cream, leather-bound books, and surfing. She directs and stage manages theater and studied literature and theater (with a dash of computer science) at MIT. In her spare time, she cooks avidly and tries to spend as much time outside as possible.
Gemvara hit up the dance floor at #DBTechProm last night, and this article mentions us and others that attended this event. Check it out for a recap, and look for more updates from the Gemvarians later today.
Tonight is #DBTechProm, a fun networking event in Boston filled with dancing and sunglasses at night. This year's theme is 80s, so get out that poofy pink dress and those Wayfarers and dance the night away! Gemvara will be there as a sponsor and to have a good time.
Task Rabbit came in to help Matt pick out an outfit for the event. Watch what took place in the video above. See you all tonight!
We're really excited to have Jen Falconer join the Gemvara team as our EVP of Merchandising. Jen was recently with Victoria's Secret Direct, and she is a great addition to our fast-growing merchandising department. BostInnovation did a write up on Jen joining our team here. Welcome to the Gemvarian team!


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SeaChoice® Portable Battery Bow Suction Light
Item # WX2-171840
- Google+
This item cannot ship via any of our Next Day or Second Day express delivery methods.
- Details & Specs
SeaChoice® Portable Battery Bow Suction Light. Mount this convenient carry - along lamp on your boat!
Since 2003, SeaChoice® has been providing boaters with top-quality products! Ideal for ski boats, sailboats and boaters who don't want an attachment method that might mar their boat surface.
Attach the suction mount anywhere so you have a handy red / green Light at the ready. Flashlight runs on 2 "D"-cell batteries. And for a little extra, add on a 2-Pk. of Spare Bulbs to keep your boat shining bright!
Get yours ONLINE right now!
- Reviews
Customer ReviewsNo reviews exist for this item....
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You May Also Like
SeaChoice® Portable Battery Stern Suction LightBuyer's Club $16.19 Non-Members $17.99
SeaChoice® Spare Bulbs, 2 - Pk.Buyer's Club $5.84 Non-Members $6.49
Fulton Stern Light with "C"-clampBuyer's Club $16.19 Non-Members $17.99


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Community Playthings
Store Profile
- Location: Chester, New York
- Website: communityplaythings.com
Basic, well-constructed children's furniture. That's how we would describe the offerings at Community Playthings. This online-only store is not overtly designy or modern. You have to click around and use your eye...but isn't that the fun of it? The store's focus is supplying furnishings to childcare centers, hence the emphasis on safety and durability of all its pieces. All the furnishings have a decidedly commercial style without being overly-institutional.
Since Community Playthings caters to schools, libraries and daycares you can count on everything being made to last - hence the prices may seem higher than what you're used to (although some of these well-made items seem like a bargain). Here are five items we think work great in homes:
• Boot Locker ($155) - this piece could have many uses in playrooms, bedrooms or the family mudroom or entryway.
• Me-Do-It Chair ($52) - we haven't gotten to the bottom of why toddlers like to drag chairs around, sit in them for a bit, and then drag them somewhere else, but these chairs are just the right size for it.
• Small Dump Truck ($57) - we like the simplicity of the plain wood so your kids can use their imagination to decide what kind of truck this might be and what it might be carrying.
• Classroom Desk ($210) - this small desk is perfectly sized for smaller homes while still providing ample storage for a few books and supplies.
• Wheelbarrow ($129) - we wish we could harness this willingness to work and haul things around later in life to help out with yardwork, but kids sure do find wheelbarrows fun.
Visit Community Playthings.
(Updated from a post originally written by Janie on 2.9.07)
9 Comments
sheesh! $57 seems a lot for a wooden dump truck.... and by the look of it, you'd only need to be mildly handy with tools and have access to wood offcuts.
i do love the chair though - cute design, and if lightweight definitely great for moving around the house. would probably double well as a stool.
$57 is a bargain for a truck that last twenty years in a preschool environment, like the one at ours; serious quality for serious abuse. And although the designs are durable to say the least, they have enough design finesse in person to make them pleasing in a reggio or waldorf environment. And the sizing and design is perfect for small people. My perpetual fantasy is that I will stumble upon some pieces on Craigslist.
Love the boot locker but I could make it for less than $50.
That's expensive!
They are expensive, but I agree: if they can withstand HEAVY kid use, they are worth it (to the intended audience). Plus, if they are marketing to daycares / preschools - these are places with a budget, NOT time and tools to produce these things.
I think back to the wooden toys that I remember from my preschool days - especially a wooden boat that, flipped over, was a stair case. I loved it. I'm pretty sure it had been around for 20 or 30 years by the time I was there, and it might still be around today.
I agree with JudiAU - the pieces at Community Playthings are made to last decades and multiple children, especially well-suited for preschool programs. Having used these pieces in my own programs in years past, I can vouch for the superb quality. The company even has a 10-year warranty on its products!
@JudiAU and >>Heather<< - for a preschool, that price is definitely reasonable, sure... but this post is suggesting these products for home use and while the furniture is great, and strangely affordable compared to the toys, at home there's no way a toy gets the same heavy duty use, for the same length of years, as at a child care or preschool.
I just don't think almost $60 is a price most families can justify. We certainly can't. I have a rule of no plastic/gimmick/flashing/beeping toys in my house (grandparents houses only), so we have lots of wooden products, and I recently bought a lovely wooden dump truck (with proper "dump" action) for my son's upcoming birthday for $AU35.
I am a longtime lover of Community Playthings. My kids' preschool has a lot of their furniture and toys. Everything they make is such high quality and has been at the preschool for years. Our local Children's Museum also has lots of Community Playthings furniture - play kitchens, doll furniture, etc. I am always wishing I had the budget to go for a shopping spree on the CP website!
That boot locker is cute!
Community Playthings is a very interesting company. It serves as the main source of income for a religious sect in PA, the Bruderhof. They are a true community, in that no individual owns property or earns income, it is all owned/earned community-wide. They are also very child-centric.


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Posts by Kikki D
11 posts • joined 31 Dec 2009
The Register Guide to Windows Server 2012
Re: Where are the register Linux server guides
Maybe because no-one has written one for the Register to publish ?
Why don't you write one ?
Microsoft demos 3D desktop with transparent OLED
Lawnmover man :P
Malware devs embrace open-source
Easy answer
Catching motorists speeding & stopping tourists/photographers from taking pictures.....
Windows 7 customers hit by service pack 1 install 'fatal error' flaws
64 bit
I've installed SP1 on 4 Windows 7 Professional 64 bit machines and haven't had any issues. Haven't tried any 32 bit machines yet though......
UK.gov to scrap new staff training rights
What training ?
Evey year the first thing that gets cut is our training budget ......
IT insider admits stealing info for 2,000 bank employees
The Nigerian scammers are getting smarter =P
"He allegedly bought about $100,000 in US Postal Service money orders, which he used to pay living expenses and to send money overseas, primarily to Nigeria. "
Symantec lays out $1.3bn to buy VeriSign's security business
Wagga Wagga Wagga
Dreadful news ....
SNCF website announces major train disaster
reminds me of the Georgian news station the other day saying that their Prime Minister had been assassinated & the Russians were invading .....
what next ? Godzilla runs amok in downtown Tokyo!
Chuck Norris botnet doesn't infect routers...
genius =P
Stranded Hartlepool pair refuse coastguard rescue
Maybe they were collecting the wood so they could build a canoe , Seaton's not too far away ;)
Today is not New Year's Eve - or the end of the decade
So many pub quiz questions in there ..... thanks =P
Most read
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- Vid+Pics Microsoft declares WINDOWS 10: Seven, ate, Nine. Or 8 did, anyway
- NASA rover Curiosity drills HOLE in MARS 'GOLF COURSE'
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- George Clooney, WikiLeaks' lawyer wife hand out burner phones to wedding guests


text: In an effort to put a national spotlight on student athlete health and safety, The University of Tennessee at Chattanooga hosted a "Sports Injury Epidemic" conference to address specific administrative recommendations that ensure the effectiveness of sports medicine programs in school settings. These guidelines will help to reduce the occurrence of acute, chronic or catastrophic injury, ensure a clear chain of command, and guide the selection and evaluation of the sports medicine team. School accountability and the vital role of parent advocacy efforts were also addressed by a national panel of speakers.


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An analysis of Atlanta City Council records shows taxpayers picked up the tab for nearly $29,000 in spending that promoted Councilwoman Cleta Winslow's name in the final weeks before last year's council elections.
According to political watchdog Jim Walls, the shopping list included jazz musicians, a disc jockey, an inflatable bouncer, a popcorn machine and other equipment, plus $8,000 worth of barbecue and side dishes, for events Oct. 17 and 24 last year. Read more of the AJC investigation.
November 8th, 2010
10:09 am
These city council folks are as crooked as the rest of the politicians it looks like. What a surprise!! I hope somehow this ends up as more than a short blog entry, but I have a feeling this will be swept under the rug as usual. A challenge to some of you out of work folks who are tired of people who have jobs they don't deserve, taking advantage of you as a taxpayer: make this a private crusade. Who knows, maybe it will lead to something for you down the road. Be careful, though. Corruption infuses a large part of government, and a lot of people might not like you rocking the boat. But do it anyway! I and many others who are too busy would appreciate you taking time to combat this type of waste and fraud.
November 8th, 2010
11:04 am
How is it when the City was laying off workers and slashing department budgets, the Atlanta City Council didn't cut a dime from their personal slush funds to take trips around the country to do what? Name one initiative that any one of them has brought back from the National League of Cities or any other junket they claim is related to city business? Most on the council are responsible for approving the atrocious Park Atlanta contract and other policies keeping Atl mired in blight, no new businesses, and increasing crime. Unless you're a developer, you can't even get in contact w these folks. That is until the next election.
November 8th, 2010
11:43 am
WOW Cleta Winslow's goose is cooked! And the kicker to me is that she "spoils her people with food." $13,000 is a lot of money, and I can think of so many things that money could have done for a public project that I've been wanting to implement…to benefit people in her neighborhood.
November 8th, 2010
11:44 am
thanks ajc for your reporting and investigation on this matter. continue to bring these violations to light to make atlanta a more efficient city that truly serves its people. THANK YOU
November 8th, 2010
5:43 pm
The Voters of Atlanta will continue to get exactly what they deserve, until we start elected competent and ethical leadership. The fact that Kasim Reed was elected in light of the fact that he was a continuation of Shirley Franklin's inept leadership, is most disturbing. Maybe gays will wake up and realize that Kasim Reed was never going to punish the crooked officers that terrorized citizens at an Alanta gay nightclub. Cleta Winslow, CT Martin, and Joyce Shepard are an embarrassment to the city and unfit to serve.


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I grew up three blocks away from the Hudson River, and let me tell you: never once during the years that I lived on West 46th Street did anyone ever suggest that we pop over to the Hudson for a little dip on a hot summer day. Apparently things have changed, though, because yesterday afternoon a few friends and I ... Read More »
Category Archives: Love
Family Road Tripping
We haven't done a road trip video in over a year now (the last one was shot on our drive to Ohio in November 2011)…so we thought it was time for a revisit. Road Trip to Ohio (Thanksgiving 2011) Road Trip To Ogunquit (Summer 2011) Jordan, Kendrick & Lucy: Road Trip To Ohio (Thanksgiving 2010) A Nissan Altima And A ... Read More »
Ogunquit, Maine Must-Dos
For those of you still planning your summer vacation, I very enthusiastically recommend that you give Ogunquit a shot – I honestly think it's just the most perfect summer town ever, and has something for everyone (carnivals, antiquing, gorgeous beaches, great food, fishing, et cetera). It's pretty busy on summer weekends, but if you can steal away during the week ... Read More »
Sunset At The Cove
Perkins Cove, Ogunquit. Read More »
On The Road
On the way to Ogunquit, we generally try to swing by Cambridge so I can do things like buy the t-shirts I never bought while I was actually going to school there and eat ice cream at Lizzy's. I wish a photograph could do this (chocolate + sliced banana + marshmallow) justice. Apparently when you feed chocolate ice cream and ... Read More »
Summer's Eve
When it's this hot out, there's nothing to do but dip yourself in the pool over and over… Then invite over friends (that's Kendrick's ex-Harlem Shakes bandmate Todd, now of Arms, and his girlfriend Mona)… And eat good stuff (Sweet Corn & Avocado Salad). And more good stuff (Tangy Rainbow Potato Salad). Read More »
Fourth Of July At The Fair
No fancy nails or glitter headbands this year; for our son's second-ever Fourth of July we decided to head to the John Jay Homestead in Katonah. The whole thing was too cute, and could have basically been called The Adorable Family Fun Fair: rainbow rocket pops, crafting, ponies, face-painting… And a sheepherding demonstration. I know, I know, but I swear: ... Read More »
Weekend Snapshots: Happiest Video Ever Edition
Kendrick went to Mohegan Sun with some friends on Friday night, so Saturday morning was just me and my other favorite guy. By 10:30AM, we had done the following: Taken a nature walk… Eaten eggs and avocado for breakfast… Stopped by the Farmer's Market to feed my radish obsession… Made a trip to the gardening store and repotted five plants ... Read More »
Down The Wormhole
Kendrick and I have one of those screen-saver things set up where our TV links to my computer and randomly scrolls through my (millions and millions) of photos. The problem with this is that we actually can't even glance at the thing if we don't want to spend the next hour staring at it and reminiscing. Seriously: it stops us ... Read More »
Weekend Snapshots: Museum Sprints Edition
Usually weekends feel like they fly by, and Monday morning arrives and I'm all sad because I wish I had an extra day to spend with my guys. It's Monday morning right now, and I do still wish I had an extra day, of course I do…but this weekend we did it right. Honestly, we packed so much into the past ... Read More »


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I have some pretty amazing engagement shoots coming to the blog soon. Please be patient with me as I try to submit these for editorial consideration… therefore I try refrain from blogging all these amazing weddings & engagement shoots until they are featured. In the meantime, here is another sneak peek into an awesome engagement shoot in Highland Forest in Rochester NY.
I have to admit that my photobooth has really been a hit this year and everyone is talking/asking about it so I've decided to share a few slideshows from three of my most recent weddings. One of the main reasons for this awesomeness is because of our selection of soo many props including the full size setup which allows a whole bridal party to participate… an even though you'll have a large amount of people in the booth, they can still bring as many props in as possible and still be able to see everyone clearly. When you are looking for a photobooth, consider the size you want, whether you just want a couple heads shots or if you want to take advantage of the full size setup which makes it soo awesome.
Well enjoy the show and if your debating whether you should get it or not or whether you can afford it… just think of these awesome memories that you'll have for the rest of your lives of your closest friends & families. It is truly awesome and really funny to see your own friends & families in these crazybooths… there is a reason why I call it a "CraZyBooTh"
Enjoy the shows…
Here are a few magical photos from our magical engagement session at Green Lakes State Park in Fayetteville NY


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Sugar Shout Out: Essentials For Your Cookbook Library
Posts for March 28th 2012
5 Easy Ways to Get the Whole Family to Eat Healthier
Sybil Syndrome: The Many Personalities of Pregnancy
Is There a Perfect Place to Raise a Family?
Rosie Pope to Design Capsule Maternity Collection For A Pea in the Pod
Jessica Alba Dishes About Her Mommy Must Have and Details of Her New Book!
The 5 Questions New Parents Should Ask Before Hiring a Pediatrician
Day 10: Enter to Win a Maclaren Quest Stroller
Who's the Mama?


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Here are a few of my most significant projects and active interests. I'm interested in many different fields, so this list is eclectic and evolving. I wouldn't have it any other way.
The Personal MBA is a project designed to help you educate yourself about advanced business concepts. This manifesto will show you how to substantially increase your knowledge of business on your own time and with little cost, all without setting foot inside a classroom.
The Personal MBA is more flexible than a traditional MBA program, doesn't involve going into massive debt, and won't interrupt your income stream for two years. Just pick up one of these business books, learn as much as you can, discuss what you learn with others, then go out into the real world and make great things happen.
If you're interested in educating yourself about business, the Personal MBA is the best place to start.Visit PersonalMBA.com
Learning new skills fascinates me. Learning how to learn new skills even faster is even better. My new book, The First 20 Hours: How to Learn Anything... Fast!, examines this topic in detail, and proposes a new method of learning anything as quickly as possible. The book became an instant international bestseller on publication, and reached #3 on Audible.com overall.
Publishing is clearly changing. A few short years ago, the most effective way to reach new readers / learners was to trade publish a book. No longer. My book came out at what might very well prove to be the last gasp of traditional publishing.
Digital publishing tools are making it easier and easier to find an audience for your work. Websites, blogs, ebooks, online courses, and other tools are capable of making information available just as effectively, but more quickly and with little cost.
Aside from trade publishing my first book, I'm constantly experimenting with blogging, online newsletters, online courses, and social media. I don't expect to stop anytime soon.
My first major adult interest was programming and computer systems. Discovering business put that interest on hold for a while, but now I'm returning to my roots. Previously, I've taught myself enough system administration to be able to set up my own VPS servers for my websites. I prefer to program in Ruby via the excellent Sinatra DSL. My entire business now runs on software I wrote myself, using a few well-selected APIs like Stripe and Mailgun for critical services.
By nature, I'm a very verbal person. Writing isn't easy, but it comes more easily to me than drawing. Improving my drawing and sketching skills, as well as becoming more comfortable with these forms, would be hugely beneficial in my line of work. I'm currently making my way through Sunni Brown's Visual Notetaking 101 course.
I believe resilience is a very underrated quality. A bit of foresight and preparation can go a very long way. While I'm not a survivalist by any means, I do believe most individuals are woefully underprepared for unexpected events, and I'm interested in learning techniques that will help make difficult and challenging events easier to handle.
I also do not believe in accurate forecasting. Accordingly, I try to make as few predictions about the future as possible, and favor maximizing flexibility, freedom of action, and experimentation instead. This leads to a few counter-intuitive approaches to common life situations:
By making small systematic changes, our resilience, preparedness, and flexibility increase. These basic forms of preparation are a valuable and inexpensive form of self-insurance.
Kelsey and I plan to unschool/homeschool Lela. We're planning on some variation of the Robinson Curriculum, which in essence is a simple daily structure of (1) a daily math lesson, from the Saxon math series or similar, (2) daily reading, based on their interest but with a few recommendations, and (3) daily writing about any topic that interests them, which is then proofread by the parent and corrected by the child.
The key to unschooling seems to be striking a balance between a clear and simple structure and letting your child follow their interests. It also requires some self-control by the parents - it's better to let your kids struggle at times when they find hard problems than immediately jump in and help them. The parent isn't doing the teaching - they're helping the child learn to self-educate, which is a major difference.
I want my children to be able to think clearly, learn essential skills, and be able to teach themselves anything they're interested in learning. I don't believe the structure of the US public school system is currently capable of doing that, which is why we're looking to do it ourselves.
Photography is currently my most developed artistic skill. While I'm not fantastic by any measure, my eye is decent, and shooting a lot usually produces a few good captures. I'm also intrigued by DSLR filmmaking, which can produce fantastic results with very inexpensive equipment.
I usually shoot with a Nikon D600 with a 50mm or 85mm 1.8 prime lens. If you're getting started, it's hard to find a better value in equipment. Shooting with a prime lens has made me a much better photographer.
A few years ago, I studied with Mark Cafiero, the photographer who shot Kelsey and I's wedding a few years ago. I learned a lot, and I'm looking forward to taking more photography classes in the near future.
Did you know both of my books are available as audiobooks? Think of them as very inexpensive course versions of the book. They're perennial bestsellers on Audible.com, and The Personal MBA was recently honored at the Audie Awards, the "Grammys" of the audiobook industry.
Even better: you can get one of my audiobooks for free if you don't yet subscribe to Audible. Click here for details.
The #1 International Bestseller, Revised & Expanded. A world-class business education in a single volume. Learn the universal principles behind every successful business, then go out into the world and make your own. More →
A practitioner's guide to rapid skill acquisition. Accelerate your learning by deconstructing complex skills, practicing the most important elements first, and removing barriers to deliberate practice. What do you want to learn? More →


text: Comments on: Congress passes bill to lower student loan rates Back to the article » By Sean Lengell | July 31, 2013 | 12:00 am The House gave final approval Wednesday night on legislation that allows college students to avoid higher interest rates on federal loans, ending a weeks-long standoff with the Senate. The bill, which the Senate approved last week, links interest rates to 10-year Treasury notes, meaning they pay lower rates now but higher rates in subsequent years if the economy improves. The House passed... Web URL: http://washingtonexaminer.com/article/2533746 Share this article on Facebook or Twitter Print this article