text:
Is a Bank of America modification right for me?
Program goal
If you're not eligible for, or have chosen not to take part in, any other loan modification program, we offer a variety of modification programs that may make your payments more affordable. You may be eligible even if you no longer live in the property. There are no limitations on the amount of your home loan or when your loan was originated.
You may be able to modify your home loan under one of the programs we offer if all of the following apply:
- You're experiencing a financial hardship, such as a reduction in income or an increase in your mortgage payment
- You're 60 or more days behind on your mortgage payments
- The property is a 1- to 4-unit house, condo or manufactured home; buildable home lots may also qualify
- All borrowers on your loan agree to participate
- You permit access to the interior of the property for an appraisal or inspection, if required
- You provide all financial information requested, and show that your income is consistent enough to make the modified monthly payments
If you're not eligible for a modification—and you've been unable to resolve your difficulty through other programs—you may need to consider options that involve leaving your home.
If your house is currently worth less than the amount remaining on your loan, you may be able to sell your house in a short sale. We offer programs that may provide a streamlined approval process and financial assistance to help you with relocation.
How do I get started with a Bank of America modification?
Call us today at:
Mon-Thu 8 a.m.-midnight ET
Fri 8 a.m.-10 p.m. ET
Sat 8 a.m.-5 p.m. ET
Sun 3 p.m.-midnight ET
- Print this call information sheet Opens a New Window. to keep track of important information
- Learn more about what information you need to have ready when you call us
Now that I'm in the process, what's next?
I've called to ask about a loan modification.
When you call us to request a loan modification, please be ready with:
- Your loan number
- The monthly pre-tax income for each borrower
- Monthly household expenses
- Information about your current financial hardship
During the call, we'll review your situation and available options.
To move the process forward, we'll:
- Confirm that you meet eligibility requirements
- Send you a financial information packet containing forms you'll need to complete and return
- Pair you with a Customer Relationship Manager who will work with you throughout the process.
I've received the financial information packet.
As soon as possible, complete, sign and send us the forms in your financial information packet, along with any other documents that are requested. We can't evaluate your loan for a trial modification without all the required documentation.
After we first receive your documents, we'll contact you within five business days if any documents are incomplete or missing.
Once we've received all of your required documents, it will take 30 calendar days to complete the evaluation process on your request and notify you of our decision.
If you don't qualify for a modification—and you've been unable to resolve your difficulty through other programs—you may need to consider options that involve leaving your home.
If your house is currently worth less than the amount remaining on your loan, you may be able to sell your house in a short sale. We offer programs that provide a streamlined approval process and financial assistance to help you with relocation.
I've been approved for a Trial Period Plan.
The purpose of the trial period is to show that you can afford to make the modified monthly payments. It lasts a minimum of three months.
If a trial period is required, we'll send you a Trial Period Plan Notice explaining the terms and amount of your payments. It will be based on our estimate of what your monthly payments would be with a permanently modified loan.
Your trial period begins when you make your first trial period payment. Payments can be made by mail or over the phone, at no additional charge.
Please note: Trial period payments can't be made at your local banking center.
You must make each trial period payment in a timely manner, in exactly the amount specified in the notice. If you pay more than that amount, it might be taken as an indication that you don't need assistance. If you pay less than your trial period payment amount, that could also create the need for further review.
If you're unable to successfully complete the trial period to get a permanent modification of your home loan and your loan is not eligible for other programs, you may need to consider options that involve leaving your home.
If your house is currently worth less than the amount remaining on your loan, you may be able to sell your house in a short sale. We offer programs that provide a streamlined approval process and financial assistance to help you with relocation.
I've made all three payments during my trial period.
You should be approved for a permanent modification if:
• You successfully complete your trial period
• All borrowers on the loan sign and return the permanent modification agreement that will be sent to you
• Your circumstances haven't changed
After you're approved, you'll receive a letter and Modification Agreement defining the changes to your home loan. In some cases, it can take three or more months before you receive the letter and agreement. Meanwhile, you should continue making your trial period payments.
Bank of America Modification Programs Frequently Asked Questions
We offer a variety of modification options. These programs are designed to address a variety of circumstances, including underemployment and military service. When you contact us to discuss your situation, we'll first check to see if you're eligible for the federal government's Home Affordable Modification Program. If you're not eligible for the Home Affordable Modification Program or if you have chosen not to participate, we will evaluate your request to see if there are any other loan modification options available to you which would allow you to stay in your home.
Each program has its own method of modifying loans and its own criteria for which loans are eligible. The federal government and the investors or owners of the loans we service set their own guidelines and requirements for the programs. We're here to help you find potential solutions. When you contact us for home loan assistance, we'll review your eligibility for all available modification programs.
Yes. Staying current on your payments is the best way to maintain your credit. However, if you need to enter into a modification, your credit may be negatively affected. Your loan will be reported as "paying under a partial payment plan" during the trial period, and as "modified" after the final modification agreement. In addition, if you're behind on your payments when you start your trial period, your loan will be reported as "delinquent" until it has been permanently modified, even if you're making your trial period payments. A modification is intended to enable you to keep your home.
Credit scores Opens a new window are determined by the credit bureaus and not controlled directly by Bank of America. Our commitment is to accurately report the status of all our customers.
We don't charge fees for a modification. However, you may be responsible for administrative expenses that Bank of America pays to third parties, such as attorney fees and recording fees.
If you were denied home loan assistance, such as a request for a loan modification, short sale or deed in lieu you may be able to dispute the decision. You can file an escalated case with us if you have reason to believe any of the following are true:
- You met all the criteria for home loan assistance but were not properly evaluated for assistance or were improperly denied assistance. This may include:
- You did not receive adequate notice from us about your foreclosure alternatives
- You were not given appropriate time to respond to communications from us during your loan review process
- Your loan was referred to foreclosure prematurely, or we did not suspend foreclosure activities when we were required to do so
You can also file an escalated case if either of these two specific concerns apply to your loan:
- You have a reasonable belief that your mortgage loan is being serviced in a fraudulent manner
- You have retained a lawyer to help you resolve a mortgage dispute with Bank of America
If you have reason to believe that any of the above apply in connection with your loan review and affected your eligibility for home loan assistance, you may file an escalated case with us to review your concerns.
Please note that inquiries about a pending request for home loan assistance or general questions about the servicing of your mortgage do not meet the requirements for an escalated case. For general servicing questions, please call 1.800.669.6607 (Monday-Friday, 7am-7pm local time).
To file an escalated case, you or any third party representing you, such as a housing counselor or attorney, should send us a brief letter describing the specific reasons you believe one of the above scenarios applies to your loan or to your application for home loan assistance. If you are represented by an attorney, please have your lawyer submit this request on your behalf.
Escalated case requests must be sent by mail to the following address:
- Bank of America Corporate Center
Attn: BAC Escalated Case Unit
P.O. Box 940508
Simi Valley, CA 93094-0508
Please note that if a third party, such as an advisor or a nonprofit advocate, contacts us to submit an escalated case on your behalf, we must have your written authorization before we can communicate with them about you or your loan. Without your written authorization, we will not be able to discuss your home loan with them. We can provide you with an authorization form upon request.
What to expect after submitting your request
Within three business days after receipt:
- If your submission meets the requirements for an escalated case, within three business days of the receipt of your request, we will send you a written acknowledgement that we have received your request. This acknowledgement will also include the estimated date by which your escalated case should be resolved, along with a toll-free number for the Escalated Case Unit.
Within 15 calendar days after receipt:
- In most cases, within 15 calendar days of receiving your request, we will mail you a written response describing the proposed resolution of your request and any next steps to be followed by you or by us. If your matter cannot be resolved within 15 calendar days, we will notify you of the delay and give you a new estimated resolution date. This new estimated resolution date, in most cases, will be no longer than 30 calendar days from the date we received your original escalated case.
Checking the status of your escalated case
Your written confirmation will include a toll-free number you can call for information about your escalated case.


text:
Looks great. =o
Annex: Conquer the World is a MegaGlest based Indie Game that brings fast paced combat with a diverse arsenal. Play as one of four factions: The East Ocean Alliance, the NEO Republic, the Shadow Organization, or the Renegades as they struggle for dominance all over the world, competeing for a priceless red mineral. The mod will contain 4 factions, over 30 tech trees, original maps, and tileset. Built using open source RTS MegaGlest The focus of the mod is Multiplayer and Single Player skirmishes. Currently, no plans are in place for campaigns or story mode, however this may change once base game is complete. The mod will contain three factions, original maps, scenarios, and tileset. Built using open source RTS Megaglest (megaglest.org) The focus of the mod is Multiplayer and Single Player skirmishes. However there will also be scripted scenarios/missions!
Looks great. =o
Thank you!
aw cute lol
exactly, cute ^^
Shes an adorable little villan :P
Dam 0_0 you made it better than what I expected it to be 0_0 keep the scope btw everything shown here is perfect as is.
Great work man and keep it up ^__^
Thank you! And thanks for the advice!
does it make for a good scout/anti-infantry unit as well?
Originally that was the idea, but it didn't work out in practice, as unit was far too overpowered, so I had to limit their effectiveness vs infantry. Now they are just under average vs infantry.
Due to popular demand I added a Bipod to support the Rifle. Also changed battle stance to better fit the low profile needed for the bipod to look good.
Also moved the scope forward.
Hope ya like it better!

subset: commoncrawl


text:
Image Gallery: June's cyber threat landscape
Summary: June's cyber threat landscape gallery, features images from the malware, spam, phishing and crimeware campaigns that took place during the month. See also: Image Gallery: April's cyber threat landscape
TOPICS: Malware, Security, Social Enterprise
3 of 38Image
FIFA World Cup themed spam and scams showed a tremendous growth in June, 2010, with the scammers behind them constantly diversifying the topics of the scam in an attempt to lure gullible users into sending them advance fees in order to obtain non-existent awards. With the arsenal of tools and tactics available to the cybercriminals, expanding, their malicious efforts expanded on multiple fronts such as - blackhat search engine optimization serving scareware campaigns, and client-side exploits serving attacks. For the latest security news, cyber threats and malware incidents, visit the Zero Day blog
Related: Protection tips for the upcoming FIFA World Cup themed cybercrime campaigns
In June, a French group of security researchers, has obtained the emails of 114,000 iPad users who signed up for AT&T's 3G wireless service, including their associated ICC-IDs, relying on a flaw in the company's site which allowed them to automate the process. For the latest security news, cyber threats and malware incidents, visit the Zero Day blog
Image Source: The security and privacy ramifications of AT&T's iLeak
This campaign was part of a systematic rotation of different topics, with the idea to trick end users into clicking on the attached HTML files. Upon clicking on the malicious HTML file, an obfuscated JavaScript script loads a tiny iFrame refreshing the actual malicious link. For the latest security news, cyber threats and malware incidents, visit the Zero Day blog
Image Source: Malware Watch: Adobe zero day attack, malicious FIFA-themed spam, exploit serving Virus Alerts
Kick off your day with ZDNet's daily email newsletter. It's the freshest tech news and opinion, served hot. Get it.


text:
Ellisville - Local Area Photos and Information
Local Area Photos | Local Business Directory | Local Real Estate | Local Employment Center
Ellisville is a populated place located in Baldwin County at latitude 30.628 and longitude -87.793.
The elevation is 171 feet. Ellisville appears on the Stapleton U.S. Geological Survey Map. Baldwin County is in the Central Time Zone (UTC -6 hours).
Baldwin County: Cities & Towns | ZIP Codes | Schools | Features (airports, churches, hospitals, etc.)
BOUNDARY MAPS: | Robertsdale Division | Baldwin County
Ellisville - Searchable Map, Aerial Photos & Driving Directions
|BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 134557
BOUNDARY MAPS: | Robertsdale Division | Baldwin County
Nearby Cities, Towns & Census Designated Places
Ellisville, AL
(< 0.1 mile)
Loxley, AL (2.4 miles ESE)
Yelling Settlement, AL (2.7 miles W)
Belforest, AL (3.9 miles WSW)
Malbis, AL (4.1 miles WNW)
Rosinton, AL
(6 miles E)
Steelwood, AL (6.1 miles N)
Silverhill, AL (6.3 miles SSE)
Daphne, AL (6.8 miles WSW)
Jackson Oak, AL (7.1 miles W)
Nearby Neighborhoods, Subdivisions & Other Small Populated Places
Hughes Mobile Home Park, AL
(2.4 miles ESE)
Parkway Mobile Home Park, AL (2.4 miles ESE)
Blackmon Trailer Park, AL (5.3 miles NW)
Jim's Mobile Home Park, AL (5.5 miles SE)
Pina's Mobile Home Park, AL (6.1 miles W)
Silverhill Mobile Home Park, AL
(6.1 miles SSE)
Palm Park Mobile Home Park, AL (6.3 miles S)
Buzbee Lane Mobile Home Park, AL (6.4 miles WNW)
Daphne Mobile Home Park, AL (7 miles WSW)
Pine Haven, AL (7.2 miles N)


text:
Quotes & Info
|GSAT > SEC Filings for GSAT > Form 10-Q on 15-Aug-2013
|All Recent SEC Filings
Quarterly Report
Current sources of liquidity include cash on hand, cash flows from operations, funds which Thermo Funding Company LLC (including its affiliates, "Thermo") has agreed to invest or arrange to be invested in the Company pursuant to the Equity Commitment, Restructuring Support and Consent Agreement dated as of May 20, 2013 among the Company, Thermo, BNP Paribas, as agent, and the lenders under the Facility Agreement (as defined below) (the "Consent Agreement") and the Global Deed of Amendment and Restatement (the "GARA") described below and funds available from the Company's equity line agreement with Terrapin Opportunity, L.P. ("Terrapin").
On July 31, 2013, the Company entered into the GARA with Thermo, the Company's domestic subsidiaries (the "Subsidiary Guarantors"), a syndicate of bank lenders, including BNP Paribas, Société Générale, Natixis, Credit Agricole Corporate and Investment Bank and Credit Industrial et Commercial as arrangers and BNP Paribas as the security agent and COFACE Agent, providing for the amendment and restatement of Globalstar's existing $586.3 million senior secured credit facility (the "Facility Agreement") dated as of June 5, 2009 (as previously amended, the "Existing Credit Agreement") and certain related credit documents. The GARA, when effective, will waive all of Globalstar's existing defaults under the Existing Credit Agreement, extend the term of the facility by two and a half years (postponing an aggregate of $235.3 million in principal payments through 2019), and restructure the financial covenants. The GARA provides that, upon the effective date of the transactions contemplated by the GARA, the Existing Credit Agreement and certain related credit documents will be amended and restated in the forms attached to the GARA.
As previously reported, the Company is required to meet certain conditions
precedent to close the transactions contemplated by the GARA. The Company
expects to fulfill these conditions precedent in the near future. However, the
Company cannot guarantee if or when it will be able to satisfy these conditions.
(See Notes 4 and 17 for further discussion.)
In order to continue as a going concern, the Company must fulfill the conditions precedent necessary for the effectiveness of the GARA, and execute its business plan, which assumes the modification of certain obligations and the funding of the financial arrangements with Thermo and Terrapin as discussed above. Substantial uncertainties remain related to the impact and timing of these events. If the resolution of these uncertainties materially and negatively impacts cash and liquidity, the Company's ability to continue to execute its business plan will be adversely affected. The Company's financial statements have been prepared on a going concern basis, which contemplates continuity of operations, realization of assets and the satisfaction of liabilities in the normal course of business. The accompanying financial statements do not include any adjustments related to the recoverability and classification of recorded assets or the amounts and classification of liabilities that might result from the uncertainty associated with the items discussed below, except as otherwise disclosed.
The Company has taken the following steps towards improving operations; completing and maintaining its second-generation constellation and next-generation ground infrastructure; and obtaining additional financing:
• Reduced operating expenses by, among other things, streamlining its supply chain and other operations, consolidating its world-wide operations, including the completion of the relocation of its corporate headquarters to Covington, Louisiana, and simplifying its product offerings. The Company has continued to maintain a low cost operating structure, while strategically investing in sales and marketing and new product development.
• Increased revenues by transitioning legacy Duplex customers to more profitable plans, commensurate with the Company's improved service coverage, and adding new subscribers to the network at growing rates.
• Successfully launched all of its second-generation satellites, excluding one on-ground spare.
• Entered into other financing arrangements with Thermo under which Thermo has provided or agreed to provide or arrange $85.0 million in equity or equity-linked financing.
• Entered into a $30.0 million equity line agreement with Terrapin.
• Drew $60.0 million from its contingent equity account.
• Settled disputes with Thales Alenia Space ("Thales") regarding prior contractual issues.
• Implemented sales and marketing programs designed to take advantage of the continued expansion of the Company's Duplex coverage, including entering into new sales agreements and introducing new pricing plans commensurate with improved service levels.
• Commenced a proceeding before the Federal Communications Commission ("FCC") seeking authority to utilize the Company's MSS spectrum to offer mobile broadband services separate and apart from, but coordinated with, its satellite-based communications.
• Introduced the SPOT Global Phone, which is meant to leverage the Company's retailer distribution channels and SPOT brand name.
• Introduced the SPOT Gen3™, the next generation of the SPOT Satellite GPS Messenger™. SPOT Gen3™ offers enhanced functionality with more tracking features, improved battery performance and more power options including rechargeable and USB direct line power.
• Issued in May 2013 $54.6 million principal amount of new 8.00% Convertible Senior Notes (the "8.00% Notes Issued in 2013"), together with cash and shares of its common stock, in exchange for all of the Company's $71.8 million principal amount 5.75% Convertible Senior Unsecured Notes (the "5.75% Notes"), which were in default.
• Signed the GARA in July 2013 (as discussed above), which will, when effective, significantly adjust the principal repayment schedule and covenant levels required under the Agreement.
The Company believes that these actions, combined with additional actions included in its operating plan, will result in improved cash flows from operations, provided the significant uncertainties described in the first section of this footnote are successfully resolved. These additional actions include, among other things, the following:
• Completing second-generation ground infrastructure upgrades that will permit the Company to offer a new suite of consumer and enterprise products that leverage the Company's new, inexpensive chip architecture.
• Negotiating agreements with third parties to restart operations at certain existing Globalstar gateways to make coverage in additional areas commercially viable.
• Continuing to pursue numerous opportunities in the field of aviation; including next-generation "space-based" air traffic management services, in association with the Company's technology partner, ADS-B Technologies, LLC.
• Continuing to control operating expenses while redirecting available resources to the marketing and sale of product offerings.
• Improving its key business processes and leveraging its information technology platform.
• Introducing new and innovative Simplex, SPOT and Duplex products to the market that will further drive sales volume and revenue.
3. PROPERTY AND EQUIPMENT Property and equipment consists of the following (in thousands): June 30, December 31, 2013 2012 Globalstar System: Space component $ 1,166,358 $ 934,900 Ground component 48,335 49,089 Construction in progress: Space component 79,317 280,729 Ground component 106,457 102,903 Prepaid long-lead items and other 17,670 17,920 Total Globalstar System 1,418,137 1,385,541 Internally developed and purchased software 14,844 14,414 Equipment 12,727 12,800 Land and buildings 3,848 4,003 Leasehold improvements 1,499 1,512 1,451,055 1,418,270 Accumulated depreciation and amortization (243,245 ) (203,114 ) $ 1,207,810 $ 1,215,156
Amounts in the table above consist primarily of costs incurred related to the construction of the Company's second-generation constellation, related launch services and ground upgrades. Amounts included in the Company's construction in progress - space component balance as of June 30, 2013 consist primarily of costs related to the remaining second-generation satellite launched in February 2013 that has not yet been placed into commercial service as well as a spare satellite that will be included in a future launch of satellites. When the launched satellite is placed into commercial service, the estimated cost per satellite will be transferred from construction in progress to the Globalstar System space component. See Note 8 for further discussion of the Company's contractual obligations.
Capitalized Interest and Depreciation Expense The following tables summarize capitalized interest for the periods indicated below (in thousands): As of June 30, December 31, 2013 2012 Total interest capitalized $ 228,058 $ 216,477 Three Months Ended Six Months Ended June 30, 2013 June 30, 2012 June 30, 2013 June 30, 2012 Interest cost eligible to be capitalized $ 11,927 $ 14,783 25,732 $ 29,634 Interest cost recorded in interest expense, net (7,484 ) (2,756 ) (14,151 ) (4,696 ) Net interest capitalized 4,443 12,027 11,581 24,938
The following table summarizes depreciation expense for the periods indicated below (in thousands):
Three Months Ended Six Months Ended June 30, 2013 June 30, 2012 June 30, 2013 June 30, 2012 Depreciation expense $ 21,817 $ 15,111 $ 41,690 $ 29,578
4. LONG-TERM DEBT Long-term debt consists of the following (in thousands): June 30, 2013 December 31, 2012 Principal Carrying Principal Carrying Amount Value Amount Value Facility Agreement $ 585,670 $ 585,670 $ 585,670 $ 585,670 Subordinated Loan 56,809 53,358 53,499 49,822 5.75% Convertible Senior Unsecured Notes - - 71,804 70,204 8.00% Convertible Senior Notes Issued in 2013 54,611 28,086 - - 5.0% Convertible Senior Unsecured Notes 33,114 14,757 40,920 16,701 8.00% Convertible Senior Unsecured Notes Issued in 2009 49,665 30,911 48,228 28,632 Total Debt 779,869 712,782 800,121 751,029 Less: Current Portion 585,670 585,670 657,474 655,874 Long-Term Debt $ 194,199 $ 127,112 $ 142,647 $ 95,155
The table above represents the principal amount and carrying value of long-term debt at June 30, 2013 and December 31, 2012. The principal amounts shown above include payment of in kind interest, if any. The carrying value is net of any discounts to the loan amounts at issuance, as further described below, including accretion.
Facility Agreement
The Company has $586.3 million principal amount of indebtedness under the Existing Facility Agreement that is scheduled to mature 84 months after the first principal repayment date. Semi-annual principal repayments are scheduled to begin in June 2013. The facility bears interest at a floating LIBOR rate, plus a margin of 2.25% through December 2017, increasing to 2.40% thereafter. Ninety-five percent of the Company's obligations under the Existing Facility Agreement are guaranteed by COFACE, the French export credit agency. The Company's obligations under the Existing Facility Agreement are guaranteed on a senior secured basis by all of its domestic subsidiaries and are secured by a first priority lien on substantially all of the assets of the Company and its domestic subsidiaries (other than their FCC licenses), including patents and trademarks, 100% of the equity of the Company's domestic subsidiaries and 65% of the equity of certain foreign subsidiaries. The Existing Facility Agreement contains customary events of default and requires that the Company satisfy various financial and nonfinancial covenants.
The Existing Facility Agreement requires the Company to fund a total of $46.8 million to the debt service reserve account. The use of the funds in this account is restricted to making principal and interest payments under the Existing Facility Agreement. The minimum required balance, not to exceed $46.8 million, fluctuates over time based on the timing of principal and interest payment dates. In December 2012, the amount required to be funded into the debt service reserve account was reduced by approximately $8.9 million due to the timing of the first principal repayment date scheduled for June 2013. In January 2013, the agent for the Existing Facility Agreement permitted the Company to withdraw from the debt service reserve account $8.9 million that was in excess of the required balance to enable the Company to pay capital expenditure costs for the fourth launch of its second-generation satellites. As of June 30, 2013, the Company drew $8.7 million of the permitted $8.9 million to pay certain capital expenditures from the fourth launch and the Company classified approximately $38.1 million in the debt service reserve account as restricted cash.
As a result of the Thales arbitration ruling and the subsequent settlement agreements reached with Thales related to the arbitration ruling in 2012, the lenders concluded that events of default had occurred under the Existing Facility Agreement. The Company is also in default of certain other financial and nonfinancial covenants, including, but not limited to, lack of payment of principal in June 2013 in accordance with the terms of the Existing Facility Agreement, minimum required funding for the Company's debt service account, and in-orbit acceptance of all of its second-generation satellites by April 2013. As of June 30, 2013, the borrowings were shown as current on the Company's condensed consolidated balance sheet in accordance with applicable accounting rules.
Due to the launch delays, the Company expects that it may not be in compliance with certain financial and nonfinancial covenants specified in the Existing Facility Agreement during the next 12 months. If the Company cannot obtain either a waiver or an amendment, the failure to comply with these covenants would represent additional events of default. An event of default under the Existing Facility Agreement could permit the lenders to accelerate the indebtedness under the Existing Facility Agreement. That acceleration could permit acceleration of the Company's obligations under other debt arrangements, as described below, that contain cross-acceleration provisions.
See Note 17 for discussion on subsequent events related to the Existing Facility Agreement, including the lenders' waiver of the events of default occurring as of June 30, 2013 and amendments to the financial covenants included in the Existing Facility Agreement.
Contingent Equity Agreement
The Company has a Contingent Equity Agreement with Thermo whereby Thermo agreed to deposit $60.0 million into a contingent equity account to fulfill a condition precedent for borrowing under the Existing Facility Agreement. Under the terms of the Existing Facility Agreement, the Company has the right to make draws from this account if and to the extent it has an actual or projected deficiency in its ability to meet obligations due within a forward-looking 90-day period. Thermo pledged the contingent equity account to secure the Company's obligations under the Existing Facility Agreement.
The Contingent Equity Agreement provides that the Company will pay Thermo an availability fee of 10% per year for maintaining funds in the contingent equity account. This annual fee is payable solely in warrants to purchase common stock at $0.01 per share with a five-year exercise period from issuance. The Company determined that the warrants issued in conjunction with the availability fee were derivatives and recorded the value of the derivatives as a component of other non-current liabilities, at issuance. The offset was recorded in other assets and is being amortized over the one-year availability period. The warrants issued on June 19, 2012 are not subject to a reset provision subsequent to issuance and are therefore not considered a derivative instrument. The value of the warrants issued was recorded as equity and the offset was recorded in other assets and was amortized over the one-year availability period.
When the Company made draws on the contingent equity account, it issued Thermo shares of common stock calculated using a price per share equal to 80% of the average closing price of the common stock for the 15 trading days immediately preceding the draw. The 20% discount on the value of the shares issued to Thermo is treated as a deferred financing cost and is amortized over the remaining term of the Existing Facility Agreement. The Company had drawn the entire $60.0 million from this account as of December 31, 2012. Approximately $1.1 million of interest earned from the funds previously held in this account remained in the account at June 30, 2013 and was available to be drawn by the Company, subject to lender approval. See Note 17 for discussion on subsequent events impacting the withdrawal of funds from this account.
Since the origination of the Contingent Equity Agreement, the Company has issued to Thermo warrants to purchase 41,467,980 shares of common stock for the annual availability fee and subsequent resets due to provisions in the Contingent Equity Agreement and 160,916,223 shares of common stock resulting from the Company's draws on the contingent equity account pursuant to the terms of the Contingent Equity Agreement. As of June 30, 2013, no warrants issued in connection with the Contingent Equity Agreement had been exercised.
On June 19, 2012, the warrants issued on June 19, 2011 were no longer variable, and the related $5.9 million liability was reclassified to equity.
No voting common stock is issuable to Thermo or any of its affiliates if it would cause Thermo and its affiliates to own more than 70% of the Company's outstanding voting stock. The Company may issue nonvoting common stock in lieu of common stock to the extent issuing common stock would cause Thermo and its affiliates to exceed this 70% ownership level.
Subordinated Loan
The Company has a Loan Agreement with Thermo whereby Thermo agreed to lend the Company $25.0 million for the purpose of funding the debt service reserve account required under the Existing Facility Agreement. In 2011, this loan was increased to $37.5 million. This loan is subordinated to, and the debt service reserve account is pledged to secure, all of the Company's obligations under the Existing Facility Agreement. Amounts deposited in the debt service reserve account are restricted to payments due under the Existing Facility Agreement, unless otherwise authorized by the lenders. See Note 17 for discussion on subsequent events related to the Existing Facility Agreement.
The loan accrues interest at 12% per annum, which is capitalized and added to the outstanding principal in lieu of cash payments. The Company will make payments to Thermo only when permitted under the Existing Facility Agreement. The loan becomes due and payable six months after the obligations under the Existing Facility Agreement have been paid in full, the Company has a change in control or any acceleration of the maturity of the loans under the Existing Facility Agreement occurs. As additional consideration for the loan, the Company issued Thermo a warrant to purchase 4,205,608 shares of common stock at $0.01 per share with a five-year exercise period. No voting common stock is issuable upon such exercise if such issuance would cause Thermo and its affiliates to own more than 70% of the Company's outstanding voting stock. The Company may issue nonvoting common stock in lieu of common stock to the extent issuing voting common stock would cause Thermo and its affiliates to exceed this 70% ownership level.
The Company determined that the warrant was an equity instrument and recorded it as a part of stockholders' equity with a corresponding debt discount of $5.2 million, which is netted against the principal amount of the loan. The Company is accreting the debt discount associated with the warrant to interest expense over the term of the loan agreement using an effective interest method. As of June 30, 2013, the remaining debt discount was $3.5 million, and $19.3 million of interest was outstanding; these amounts are included in long-term debt on the Company's condensed consolidated balance sheet.
5.75% Convertible Senior Unsecured Notes
In 2008, the Company issued $150.0 million aggregate principal amount of 5.75% Notes, which were subject to repurchase by the Company for cash at the option of the holders in whole or part on April 1, 2013 at a purchase price equal to 100% of the principal amount ($71.8 million aggregate principal was outstanding at April 1, 2013) of the 5.75% Notes, plus accrued and unpaid interest, if any.
On March 29, 2013, U.S. Bank National Association, the Trustee under the Indenture and the First Supplemental Indenture governing the 5.75% Notes, each dated as of April 15, 2008, between the Company and the Trustee (collectively, as amended and supplemented or otherwise modified, the "Indenture"), notified the Company in writing that holders of approximately $70.7 million principal amount of 5.75% Notes had exercised their purchase rights pursuant to the Indenture. Under the Indenture, the Company was required to deposit with the Trustee by 11 A.M. on April 1, 2013, the purchase price of approximately $70.7 million in cash to effect the repurchase of the 5.75% Notes from the exercising holders. The Company did not have sufficient funds to pay the purchase price.
In addition, the Indenture also required that, on April 1, 2013, the Company pay interest on the 5.75% Notes in the aggregate amount of approximately $2.1 million for the six months ended March 31, 2013. The Company did not make this payment. Under the Indenture, failure to pay this interest by April 30, 2013 constituted an event of default.
As discussed below, these events of default were cured pursuant to the Exchange Agreement transactions executed on May 20, 2013.
On May 20, 2013, the Company redeemed the remaining 5.75% Notes for cash equal to their principal amount.
Exchange Agreement
On May 20, 2013, the Company entered into an Exchange Agreement with the beneficial owners and investment managers for beneficial owners (the "Exchanging Note Holders") of approximately 91.5% of its outstanding 5.75% Notes and completed the transactions contemplated by the Exchange Agreement.
Pursuant to the Exchange Agreement, the Exchanging Note Holders surrendered their 5.75% Notes (the "Exchanged Notes") to the Company for cancellation in exchange for:
· Approximately $13.5 million in cash, with respect to the principal amount of the Exchanged Notes, plus approximately $0.5 million in cash, equal to all accrued and unpaid interest on the Exchanged Notes from April 1, 2013 to the closing;
· Approximately 30.3 million shares of voting common stock of the Company; and
· Approximately $54.6 million principal amount of the Company's new 8.00% Convertible Senior Notes due April 1, 2028 (the "8.00% Notes Issued in 2013"), with an initial conversion price of $0.80 per share, subject to adjustment as described below.
In the Exchange Agreement, the Company also agreed that, if the Company grants certain liens to Thermo or its affiliates in connection with future financing transactions, the Exchanging Note Holders may participate in such transactions in an amount up to 50% of the participation of Thermo and its affiliates.
Pursuant to the Exchange Agreement, the Company also cured outstanding defaults under the 5.75% Notes by:
· Cancelling the Exchanged Notes as described above;
· Depositing with the Trustee approximately $2.1 million, an amount equal to the interest due on all of the 5.75% Notes on April 1, 2013 and accumulated interest thereon, for distribution to the holders of record of the 5.75% Notes as of March 15, 2013;
· Depositing with the Trustee approximately $6.3 million, an amount equal to the principal amount of the 5.75% Notes (other than the Exchanged Notes) and interest thereon from April 1, 2013 to June 26, 2013 and directing the Trustee to pay such amounts to the holders of the 5.75% Notes (other than the Exchanged Notes); and
· Redeeming the remaining 5.75% Notes.
Based on the Company's evaluation of the exchange transaction, the Exchange Agreement discussed above was determined to be an extinguishment of the 5.75% Notes. As a result of this exchange, the Company recorded a loss on the extinguishment of debt of $47.2 million in its condensed consolidated statement of operations for the three months ended June 30, 2013. This loss represents the difference between the carrying value of the 5.75% Notes and the fair value of the consideration given in the exchange (including the new 8.00% Notes Issued in 2013, cash payments to both exchanging and non-exchanging holders, equity issued to the holders and other fees incurred in the exchange). See Note 6 for further discussion on the determination of the fair value of this instrument.
The Consent Agreement
In addition to the lenders' consent to the transactions contemplated by the Exchange Agreement, the Consent Agreement contained a term sheet summarizing certain principal terms for the restructured Facility Agreement. Under the Consent Agreement, completion of the restructuring of the Existing Facility Agreement was subject to the execution of definitive documentation, receipt by each of the lenders and COFACE of final credit approval and satisfaction of the conditions precedent set forth therein.
Pursuant to the Consent Agreement, Thermo agreed that it would make, or arrange for third parties to make, cash contributions to the Company in exchange for equity, subordinated convertible debt or other equity-linked securities as follows:
· At the closing of the exchange transaction and thereafter each week until no later than July 31, 2013, an amount sufficient to enable the Company to maintain a consolidated unrestricted cash balance of at least $4.0 million;
· At the closing of the exchange transaction, $25.0 million to satisfy all cash requirements associated with the exchange transaction, including agreed principal and interest payments to the holders of the 5.75% Notes as contemplated by the Exchange Agreement, with any remaining portion being retained by the Company for working capital and general corporate purposes;
· Contemporaneously with, and as a condition to the closing of, any restructuring of the Facility Agreement, $20.0 million (less any amount contributed pursuant to the commitment described above with respect to the Company's minimum cash balance);
. . .


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Goldspeed ATV tires in multiple sizes with the best prices.
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Durable tire . Very good in the Desert.Read All Reviews


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Typically, Night Life highlights happy hours around the region. This week, however, we have rounded up deals at Sacramento bars and restaurants without designated happy hours, but with deals at all hours.
Enjoy these deals when you go to the throwback Pre-Flite Lounge downtown, Old Sac favorite Back Door Lounge, or midtown's intimate, festive Aioli Bodega Española.
Pre-Flite Lounge
513 L St., Sacramento
(916) 441-7963
Hours: 11:30 a.m.-9 p.m. Monday through Wednesday, 11:30 a.m.-11:30 p.m. Thursday and Friday, 4 p.m.-2 a.m. Sunday
The bar may stay open later on Thursday and Friday nights, depending on demand.
The deals: Select from beers on tap for $1.75, well drinks that run $3 to $7 and snacks such as bags of chips, peanuts and candy for $1 each.
Signature drink: The $3 vodka soda and the $5 old- fashioned and "cheap vacation" are popular drinks.
The vodka soda is a simple, classic well drink with vodka, soda and fresh-squeezed lime.
The "cheap vacation" is aptly named the Pre-Flite first opened to serve airline customers, and it still feels like a getaway spot. The drink is made with Malibu rum, pineapple juice and a splash of cranberry juice, offering a taste of island vacation.
The old-fashioned is made with Old Overholt Straight Rye Whiskey which has been around since 1810 a dash of sugar, a splash of bitters and an orange or lemon wedge. It is full of flavor, completed with a muddled cherry on top.
Something extra: The Pre-Flite could be all yours on a Saturday night, when the bar is closed to the public but open for private parties.
The Pre-Flite books private parties about 2 1/2 months in advance and charges $50 per hour with a four-hour minimum.
The Pre-Flite also offers live music on Wednesday nights, when local pianists perform.
The bar opened in 1971, when many airline offices were located at Fifth and L streets. People would purchase tickets and wait for a shuttle to take them to their planes. The Pre-Flite served those "pre-flight" customers.
The bar, with its kitschy décor and mannequin mascot, appears unchanged from 1971, thus honoring air travel's more glamorous days.
The Back Door Lounge
1112 Firehouse Alley, Sacramento
(916) 442-5751
Hours: 9 a.m.-2 a.m. Monday through Saturday, 9 a.m.- 8 p.m. Sunday
The deals: Choose from domestic bottled beers for $3.50, a pint of Sierra Nevada for $4, or well drinks starting at $5.
The Back Door Lounge also serves breakfast and lunch from 9 a.m. until 2 p.m. Comfort food options include chicken fried steak, biscuits and gravy, and bacon and eggs, all for around $10.
Signature drink: The $7 "Washington apple" is a popular choice. It is made with Crown Royal, Sour Apple Pucker schnapps and cranberry juice.
If you're looking for something richer, Nick's Special is another popular choice. Made with Baileys Irish Cream, Crown Royal and Kahlua, this $7 drink is decadent and perfect for the holiday season.
Something extra: The Back Door Lounge first opened in 1969 and is one of the oldest family-owned bars in Sacramento.
To top that off, it also has one of the oldest working bartenders in town. Eighty-two-year-old Nick Stathos, creator of the aforementioned Nick's Special, has worked at the Back Door Lounge 38 years.
Aioli Bodega Española
1800 L St., Sacramento
(916) 447-9440
Hours: 11 a.m.-11 p.m. Monday through Saturday, 5-10 p.m. Sunday
The deals: Imported, bottled beers are $4.50 each, cocktails are $6.50 or $8, wine by the glass runs $8 to $11, and sangria is $7.50 per glass. If you come with a few people, you can split a pitcher of sangria which can fill five glasses for $25.50.
The menu is filled mostly with appetizers a given since this is a tapas restaurant and most range from $5 to $18. Tortilla tres colores, an egg-and-vegetable torte, is $6.
Signature drink: The $8 mojito, made with rum, muddled mint, sugar, lime and a touch of bitters, is popular at Aioli.
Something extra: The 18-year-old restaurant offers live music every Thursday and Friday, and most Saturdays.
© Copyright The Sacramento Bee. All rights reserved.


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Bonder Fellowship Scholars
|2010 - Fei Peng
|2009 - Marcial Lapp
|2008 - Jonathan Helm and Hoda Parvin
|2007 - Soroush Saghafian
|2006 - Richard Chen
Topic-Based Site-Wide Navigation
Alumni Activities and Awards
The Seth Bonder Fellowship
- The one year fellowship will be awarded on a competitive basis to a superior IOE graduate student who wishes to study and do research in the field of applied operations research. The recipient will have demonstrated a commitment to a career in applied operations research, and the potential for making a significant contribution to applied operations research in a non manufacturing application.
Audience-Based Site-Wide Navigation:back to top


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Discover Adionomy, Your Online Radio Advertising Campaign, Fast, Easy and Custom-Made!
Samuel George "Sammy" Davis, Jr. (December 8, 1925 – May 16, 1990) was an American entertainer. He was a dancer, singer, multi-instrumentalist (vibraphone, trumpet, and drums), impressionist, comedian, convert to Judaism, and Emmy and Golden Globe-winning actor. He was a member of the 1960s Rat Pack, which was led by his old friend Frank Sinatra, and included fellow performers Dean Martin, Joey Bishop and Peter Lawford. Early life
16 played on Radionomy
That Old Black Magic
The Collection
The Rat Pack
The Rat Pack Christmas Album
Live and Swingin': The Ultimate Rat Pack Collection
Absolute Seventies (disc 1)
Christmas with the Rat Pack
Ultra-Lounge: Vegas Baby!
Songs for Lovers of Swing (disc 2)
Songs for Lovers of Swing (disc 1)
What Women Want
The Best Easy Album... Ever! (disc 1)
With a Song in My Heart
Have a Nice Decade: The '70s Pop Culture Box (disc 3)
Dancefloor Jazz, Volume 2: For What It's Worth
Ultra-Lounge, Volume 5: Wild, Cool & Swingin'


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Add to My ListAdd to FavoritesEdit Anime InformationBuy @ RightStuf Buy from Amazon Buy from Japan-Best
Alternative Titles
English: Berserk: The Golden Age Arc I - The Egg of the King
Synonyms: Berserk Movie, Berserk Saga, Berserk: Golden Age Arc I - Egg of the Supreme Ruler, The Golden Age Arc I: The High King's Egg
Japanese: ベルセルク 黄金時代篇Ⅰ 覇王の卵
Type: Movie
Episodes: 1
Status: Finished Airing
Aired: Feb 4, 2012
Producers: Studio 4°C, Viz MediaL, NYAV Post, Yahoo! Japan
Duration: 1 hr. 16 min.
Rating: R+ - Mild NudityL represents licensing company
Score: 7.951 (scored by 21283 users)
Ranked: #5562
Popularity: #851
Members: 33,602
Favorites: 118
1 indicates a weighted score
2 based on the top anime page.
My Info
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Your life is only as good as you want it to be. Why? Because it's YOURS. You need to be the one in the drivers seat, the one calling the shots and the one manifesting your own miracles. Make the magic happen…take control and live fearlessly
: ) : ) : )


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Archive for September 18th, 2014
Microsoft 6JD-00001 Wireless Controller Game Pack for Xbox 360 – $35 + Free Shipping
Newegg carries the Microsoft 6JD-00001 Wireless Controller Game Pack for Xbox 360 at a nice price. This game pack includes a wireless controller, headset and 1 arcade game disc with all games. The price is (more…)
Boss VE-20 Vocal Performer
Those used to adding vocal effects in the studio but coming up short on talent when it comes to performing live, the Boss VE-20 Vocal Performer will save your ass from here on in. Include this new Boss stompbox to your signal ...
Acer Aspire AS5732Z-4598 15.6-inch Intel T4400 NoteBook – $400 + free S&H
Newegg has a sick low for the Acer Aspire AS5732Z-4598 15.6-inch Intel T4400 NoteBook. This computer has a 2.2Ghz Intel Pentium T4400 processor, 4GB of DDR2 RAM, 250GB hard drive, Intel GMA 4500M, 6lb weight, 1366x768 screen, ...
Beach Camera Deals
Garmin Nuvi 1390T Automobile Navigator – $208 + $0 Shipping
Beach Camera is boasting the best price for the Garmin Nuvi 1390T Automobile Navigator. This GPS has a 4.3-inch touchscreen, is 25% thinner than previous models, text to speech, ecoRoute for the most fuel efficient drive, Blue...
Nintendo Wii Game Console – $180 + free shipping
Vann's has the best deal ever for the Nintendo Wii Game Console. It's $249.97 - $70 discount + $0 shipping = $179.97! This gaming console uses motion sensitive controllers, can access online content (including Netflix) and of...
Toshiba REGZA 40XV648U 40-inch LCD HDTV – $600 + $33 S&H
Newegg has the Toshiba REGZA 40XV648U 40-inch LCD HDTV for a new low, the best ever. This set has the following features: 1920x1080 resolution 120hz refresh rate 50,000:1 dynamic contrast ratio 8ms response time HD tuner 3x HD...
Patriot Memory PS-100 Signature 32GB Solid State Drive – $85 After MIR
TigerDirect has the Patriot Memory PS-100 Signature 32GB Solid State Drive for a mail-in-rebate. This solid state drive has a SATA interface, 2.5-inch form factor and 64mb cache. It's (more…)
Cell Phones
Gadget Leak: Motorola MT820 Smartphone
Ooh, spy camera shoots of upcoming products. So secretive...so sexy. The Chinese market Motorola MT820 is the latest, and while there's only a few things we can gather from these images, it certainly is pretty to look at. We kn...
Olympus X-42 12MP Digital Camera – $70 + $0 S&H
For a limited time OfficeMax.com has a good price for the Olympus X-42 12MP Digital Camera. This camera rocks a 12 megapixel sensor, 5x optical zoom, black finish, face detection and more. The price is (more…)
Amazon Deals
Koss KEB24R Earbuds in Red – $8 Shipped
Buy.com, via Amazon has the Koss KEB24R Earbuds in Red for $7.99 + $0 shipping = $7.99! These headphones are finished in red, are light weight and super cheaper so if you lose them or break them you won't be mad! (more…)
Switch: The Modular Multi-Tool
From the Quirky Community, comes the Switch Modular Multi-Tool. Capable of interchanging 18 different tool pieces from pliers to an LED flashlight, the modern design of Switch lends itself to the customization that Americans h...
BuyDig Deals
Toshiba 32E200U 32-inch LCD HDTV – $399 After $100 Coupon
Buydig.com has the Toshiba 32E200U 32-inch LCD HDTV for a Web best price. This set rocks a full HD picture, a hi def tuner, MP3 playback via USB, 4x HDMI ports, PC input and more. It's (more…)


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I'm the one making the Seniors' Send-Off goodbye video as of the moment, and seeing this video uploaded on YouTube made me think it would be one great hell of an idea if our batch's send-off video (three years from now) be filled with dramatic yet essential scenes from our lives as ARSAns/dormers in the Ateneo. Starting from around 2:39 to 2:40 in the video, it kind of starts to become or sound . . epic. The sounds, the way great scenes from various movies flash on and on like memories flowing freely through your mind.
If our send-off video would look like this part, or maybe even way better - it, I believe, will look and feel like an Oscar nominee AVP.
I'm not sure if it'll work - but I'm posting this for future reference; just in case the next, next, next core needs help, the same way the current seniors have extended theirs to me. And I'm not sure as well if I've done greatly enough for this senior batch through the AVP I'm making. And if ever I do need to bawi, I'd help that future freshman for our batch's AVP. We'll see. ;)
- Freshman Paul, March 02, 2011
PS. I hope magamit mo ito. Kung hindi, I just hope all has gone well for you. God bless in the real world next!
(Source: psych-facts, via charleneopada)
Circle of No, A Whole New No, Part of Your No
by TsaoShin
(via yayamm)
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Take a minute to appreciate this wonderful tape dispenser
Take a minute to appreciate this wonderful tape dispenser
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black people are magical
Whoa! Cool.
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Rihanna - Diamonds (Acoustic)
handsdown the best version of diamonds ever yep nothing compares
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Rener Gracie With Both Hands Tied vs. Student In Grappling Match.
Very cool video. I'm really impressed how smooth and sharp Rener's technique is. Being able to do transitions, sweeps, and even finish a submission with no hands to a purple belt its truly impressive. I hope one day I can get half as good as he is.
Let's see Nick Diaz try something like this, and while he's at it let's see him get the courage to step on a plane to stare GSP eye to eye, or stay off dope for a day LOL. (cue the crybabies who are still peeing themselves over the Condit loss).
is not real the purple belt doesnt hold the gi….and he doesnt go for neck submissions….
this student is really a purple belt? come on…
Don't get me wrong here… I love the sport and respect the Gracie's, but there is no way that guy is a purple. He can't pass the guard (Period) I haven't seen a solid attempt at a technical pass which is what you have to learn before getting your blue. No attempts at continuous transitions into a choke and no attempt at a north south choke.
This could also be a case of the student being psychologically defeated by his instructor, just like in any aikido demonstration you see of the pressure-point knockouts of George Dillman. They believe they will be beaten and subconsciously (or consciously) submit.
*or the pressure-point knockouts…
Marijuana isn't dope if it was dope it would be called dope idiot
so, the disadvantage is no use of arm, but you can't get arm locked. so all you need to defend is are chokes…..
Interesting but I have to agree that this purple belt isn't much of a purple belt………………
Or he was already defeated before he decided to roll with Gracie.
That triangle set up was sick as hell though !!!
That was very cool but the kid didn't go for the neck, bit odd?
jajaj… Purple belt. Yeah give me a break.
This is fake it's so obvious
Redbelt was awesome!
Lando I dont know if you know this but George Dillman is a fraud. I studied under Grand Master Seiyu Oyata taught senior student Kyoshi Albert Geraldi in Ryukyu Kempo. Dillman would come to demonstrations that Oyata would give. He learned enough of pressure point technique and then began to call himself a Master in it. Just saying.
I think the student was a purple belt, he was just light rolling, you could see it because when he would get an opportunity to go for a submission he would let go and go for another position.
No guys hes not a purple belt…hes a homeless guy they found…they just want to impress you internet wankers cos they really value ur opinions.
It's a guard excercide where the purplebelt is not supposed to go hard. He gives up position and let's the guardplayer succseed so that it becomes technical training not competition. Is it really so hard to see? Never trained like this yourself?
That's it I quit!
No one here trains but their p**** fingers bro. Talking s*** from behind their tucked away computers. Like Jadda said, it's an exercise for practice to get better!! I didn't see Herb Dean starting them off…come on, enjoy it for what it is.
If you did a little bit of research before talking about something,you would look alot smarter.Marijuana stays in your body for 30 days.So saying Diaz can't "stay off the dope for a day" just makes you look dumber.How many times have you used coffee,smoked a cigarette or used any prescription medicine??All these things are more addcitive then weed so are you a dope fiend for using that??
@ fedorfailsagain this has nothing to do with diaz lil bitch you are the one not over condit being your twin bitch runner
Bullshit. Could've gone for chokes so easily.
you guys don't know when he got his purple, I believe he's legit. whoever mentioned psychological effects, I would agree with that, but you all very underestimate the skill and athleticism of rener. I mean watch how perfect his timing is with every transition, and the guy's really athletic. I'm not saying the guy's a competitive purple belt, but I doubt he isn't legit. (and anyone who knows anything about martial arts knows that high belts like a very skilled black make lower ones look stupid)
sick jits. what does that do to your students confidence though?


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Aug 5
Southern Living Idea House 2013
Southern Living handpicked an all-star team to design, build, and decorate the ultimate Southern farmhouse on the grounds of Fontanel, just outside Nashville, Tennessee. The former home of country legend Barbara Mandrell was the perfect fit for the grounds, which features a main house, two guest houses and bunkies that overlook a main courtyard. Ballard Designs provided décor for the large outdoor spaces, a prominent feature of the house. We got together with Idea House designer, Phoebe Howard, to chat about the décor.


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Raul Malo's big, buttery voice works on a listener even in casual conversation. It is not something he reserves for performance or the studio. It just rolls out unselfconsciously. Malo, the Cuban country singer from Miami charted throughout the 1990s with the Grammy Award-winning alt-country ... More >>
Editor's note: Interview I did with Reverend Horton Heat (aka Jim Heath) for this feature that originally ran in OC Weekly sister paper Miami New Times September 8.Drew ReynoldsThere have always been misconceptions surrounding the Reverend Horton Heat. For starters, there is no preacher frontman--it ... More >>
For nearly two decades Less Than Jake has been delivering first-rate ska-punk and hosting stage-dive intensive concert parties. (Although the stage-diving has been scaled back in recent years.) The Gainesville-based band regularly played Tampa Bay venues during my recent years as a music critic th ... More >>
Coach House
songwriter, massage therapist, cleaning person, seamstress, mother, grandmother. Whatever it takes to keep doing what I want to do and not be subject to some power-hungry boss who jerks people around or some company that makes promises it doesnt keep. Id


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If you don't know what the Cybils Awards are, you should get know what they are about. The Cybils are the Children's and Young Adult Literary Awards. Many of us read blogs to keep up on what is happening in literature and what is popular. The Cybils uses bloggers to give awards to these popular and great books. People from around the world nominate the books, bloggers read them and then decide which are the best of the year. There are many categories from fiction picture books to poetry to book apps. I have loved all the winners each year. Check out the winners on the Cybils website. It is worth your time.
Cybils Awards Announced
- Lisa D.'s blog
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By Anand Vaishnav, IndiaTimes | May 30, 2013, 6:00 am IST India
In the 24x7 celebrity obsessed world that we live in, these children have become stars in their own right and are fast becoming a favourite for magazine covers and tabloid features. Here's a look the celeb children who are perhaps as famous as their high-profile parents.
Sara Tendulkar-
Her confidence and grace at the recent Mumbai Indians bash got everyone to sit up and take notice of the stylish Miss Tendulkar.


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UPI NewsTrack Entertainment News
Carrie Fisher out of hospital after bipolar episode
Reynolds says Taylor's in a better place
Entertainer Eddie Fisher dead at 82
Fisher's 'Drinking' show headed to HBO
Ike changes debate on coastal building
9th marriage for Liz Taylor? Maybe.
Charles' arranger Sid Feller dies at 89
Eddie Gene Fisher (born July 16, 1936 in Shreveport, Louisiana) was an American professional baseball player. He played in Major League Baseball as a relief pitcher for the San Francisco Giants (1959–61), Chicago White Sox (1962–66 and 1972–73), Baltimore Orioles (1966–67), Cleveland Indians (1968), California Angels (1969–72) and St. Louis Cardinals (1973).
Fisher led Pacific Coast League pitchers with 239 innings while playing for the Tacoma Giants in 1960. His minor league record from 1958 to 1961 was 47-28 (.627) with a 3.23 ERA in 93 games (632 innings pitched).
Fisher's best pitch was the knuckleball, and in 1963-1966 he worked out the White Sox bullpen with fellow flutterball specialist Hoyt Wilhelm.


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Yesterday Canon released the Rebel T2i, an 18 megapixel DSLR. It can shoot full 1080p HD movies at 30 fps or 720p movies at 60fps. It also supports HDMI out, SDXC cards, a 6400 ISO, a continuous shoot mode of 3.7fps, 9-point auto focus and boasts a 3-inch LCD on its back.
You can grab the T2i, body only, for $800, or drop an extra c-note and score Canon's 18-55mm lens with it.


text: The WeSC x Karmaloop T-Shirt Design Contest is drawing to a close! Designs must be submitted no later than THIS WEDNESDAY, APRIL 28! Don't sleep on this one folks. To recap, the prize is a $500 gift certificate to Karmaloop and your design will be made into the official WeSC x Karmaloop tee. Not to mention, the winning design and runner ups will be judged by a panel of the notorious WeActivists. Talk about goods AND bragging rights. Get to work dolls!


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"And we, who with unveiled faces all reflect the Lord's glory, are being transformed into his likeness with ever-increasing glory, which comes from the Lord, who is the Spirit." 2 Corinthians 3:18
Randall Staley has developed this new course, distilled from his experience leading a Living Waters Programme for fifteen years and his involvement as a speaker and team member on Lin Button's Healing Prayer Schools in the U.K. and abroad for many years.
We will be running a short course in October 2013 called Strong Foundations. Run over 4 Monday evenings at All Saints Woodford Wells, Inman's Row, Woodford Green, Essex, IG8 0NH.
Click here to find out more.


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|Santa Cruz, CA
|High School:
|Santa Cruz HS
|Previous College:
|West Valley College
|Point Guard
Greg "Junior" Russell should become a key component of the Titans' squad in 2007-08... Textbook point guard with great court sense and a winning background... Extremely quick and has a point guard mentality - pass first and score second... Very good in transition and excels on the open floor.
WEST VALLEY COLLEGE: All-state selection for the Vikings and Coach Danny Yoshikawa... Two-year starter on teams that combined for a 57-13 record... Team advanced to the state championship game in 2006 and second round of the 2007 playoffs... He averaged 16.8 points, 5.6 assists and 2.5 rebounds last season and 7.3 points and 3.7 assists as a freshman when he made the all-state tournament team... Will be reunited with West Valley teammates Kenneth Alexander and Marcus Morgan.
SANTA CRUZ HIGH SCHOOL: Four-year letterman at Santa Cruz High School for Coach Pete Newell, Jr.... Team won a state championship and he was the Div. III most valuable player... First-team all-league selection and made the all-state tournament team... Also played football as a running back as a sophomore.
PERSONAL: Born on July 20, 1987, in San Jose, California... Parents are Gregory Russell and Lawanda Burks... Has two brothers, Bradley and Steven Palmer and a sister, Latoya Russell... Afro-ethnic studies major... Originally signed a letter of intent out of West Valley with Long Beach State but was granted a release when a coaching change was made... Most memorable sports thrills are winning the high school state championship and playing for the state community college championship... Credits Coaches Newell and Bobby Bramlett for most influence on his career: "Because they taught me so much about the game of basketball that I never thought of."


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Chris Matthews is absolutely certain that Republicans are waging a game of "racial politics," by talking about food stamps and Romney's birth certificate joke.
"Look, I find your assumption so absurd that it's hard to answer your question," Gingrich said, calling Mitt Romney's joke a "throwaway line" noting that it was "part of the common culture."
"Do you think it's funny that the president had to show his papers to shut down the birther talk? That he had to go to Hawaii and get his documents released. Do you think that was funny?
"I think that it is bizarre that people think that it is a challenge to be able to say, i was born there, here's my birth certificate," Gingrich replied. "What's the big deal?"
When Matthews attacked Republicans for racial politics by bringing up foods stamps, Gingrich countered, "We're not allowed to talk about food stamps because your sensibility tells us that 35 years ago. .?"
"Give me a break!" Gingrich added.
Matthews could only respond, "You've got that diabolic smile of yours, and you know you think you're winning here, but everybody out there who's black or white knows exactly the game that's being played here."


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East Texas News thought it would be interesting to find the story and person behind the logo so many people like, so we tracked down the creator Thursday.
The new logo that got axed, with its simplistic lettering, took months to create and thousands of dollars as part of a $1.2 million marketing plan.
The old logo most everyone likes, with its stacked lettering, took a few minutes of thought and didn't cost a penny.
The man behind the popular brand is Gregg Fort, a former SFA athletic administrator. He's now a vice president at New York's Hilbert College. He vividly recalls an afternoon in 1992 at the SFA field house when he caught former football coach John Pearce drawing on the board.
"Everything John had was like a state of Texas, and there were crossed axes or state of Texas and a lumberjack head or whatever," Fort said.
Fort had already introduced to the football program SFA block lettering similar to what his former employer, Mississippi State was using. He told the coach, "I have an idea."
"I took the state of Texas, and I laid the block SFA on top of it, and came back down and said, 'Coach what do you think?'" Fort said.
Robert Hill, the current athletic director, threw in a suggestion too.
"Robert said, 'Why don't you put the star where Nacogdoches is on the logo?'" Hill said. "'Oh," I said, 'Great idea, I sure can.'"
The coach wanted a decal for football helmets. Within minutes, he got the look he was after.
It didn't take long before the university adopted the brand for its spirit logo. Aside from a few tweaks and surviving one marketing study, now two, it's been Lumberjack-strong for 22 years.
"I'm happy it's part of the history of Stephen F. Austin, and people look favorably on it," Fort said.
More than 7,000 people have signed a petition in opposition of the new logo. Alumni were encouraged to mail their "Sawdust" magazines sporting the new logo back to SFA Regents.
The outcry worked. Lumberjacks spoke and someone listened.
The launch of SFA's marketing campaign on Monday, March 31, will continue as scheduled. However, the logo SFA has been using since 2004 will be featured on the ads.
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The student club has crafted a more advanced machine this year. The car launches from zero to 60 mph in 3.2 seconds — as fast as a top-of-the-line Porsche.
In May, the team plans to enter the car in the Formula SAE Michigan event at Michigan International Speedway. Judges will evaluate the vehicle and quiz its builders on their design knowledge. And unlike last time, the team plans to race its speed machine this year.
Merced is the only University of California campus sending a Formula SAE team to this year's Michigan competition May 9 through 12, team member Adam Klick said.
Klick, a management [1] major, said the team takes its cue from UC Merced's emphasis on interaction between students from different departments and majors.
"We have political science and management majors learning how to weld and engineering majors learning how to do presentations and public speaking," Klick said. "It's taking our education and forcing us to apply it to the real world."
Competition organizer SAE International sponsors student design events in Europe, Australia, Asia, South America and North America. The competitions have student-run "companies" design and build small, Formula-type cars.
Each team also raises money to fund its car. This latter requirement makes business and marketing skills critical to the end result. UC Merced's team raised funds and designed and fabricated the custom racer for less than $50,000.
The team raised $45,000-plus this year from its many sponsors, including Associated Students of the University of California, Merced, Harbor Freight Tools, Kaydon Bearings, PG&E and Thermofusion.
"A lot of little help makes a big difference," Klick said.
This year's team has grown to about 40 members — up from about 20 last year. The students handle planning, design, budget and other tasks by dividing up jobs like real businesses do.
"It's a student-led thing," said Professor Jay Sharping [2], the club's faculty advisor. "If (the team) needs help navigating school issues or logistics, I will step in. But it really is the students doing it from top to bottom."
The team was founded in 2010 by student Dominic Milano, who is serving as technical director this year. A core of dedicated members have each put in more than 2,000 hours each since this year's project launched.
The car and workshop are housed at Castle Airport Aviation and Development Center in Atwater. The automobile will be displayed on campus during Bobcat Day [3] on April 21.
Team members are confident they will excel at this year's event in Michigan. But competition results take a back seat to what the group has accomplished already, team president Sheldon Wong said.
"This is a great way to get real-world experience," said Wong, an engineering [4] major. "I learn more from this process than I learn from books. When I go back to the classroom, things make much more sense."
Wong said whatever the major, having been part of the racing team is a positive addition to any graduate's resume.
"It's a combination of education and experience that businesses value in the real world," he said.
[1] http://ssha.ucmerced.edu/2.asp?uc=1&lvl2=41&lvl3=41&lvl4=73&contentid=111
[2] http://www.ucmerced.edu/faculty/directory/jay-sharping
[3] http://admissions.ucmerced.edu/bobcat-day
[4] https://eng.ucmerced.edu/soe/
[5] mailto:email@example.com
[6] http://www.ucmerced.edu/category/tags/student-life/clubs-and-organizations
[7] http://www.ucmerced.edu/category/tags/school/school-engineering
[8] http://www.ucmerced.edu/category/tags/students/undergraduate-students
[9] http://www.ucmerced.edu/category/tags/social-sciences/management
[10] http://www.ucmerced.edu/category/tags/social-sciences/politcial-science
[11] http://www.ucmerced.edu/category/tags/school/school-natural-sciences
[12] http://www.ucmerced.edu/category/tags/school/school-social-sciences-humanities-and-arts
[13] http://www.ucmerced.edu/category/tags/campus
[14] http://www.ucmerced.edu/category/tags/engineering
[15] http://www.ucmerced.edu/category/tags/events
[16] http://www.ucmerced.edu/category/tags/research


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Categories > Celebrities > My Chemical Romance > The Pages Are All Torn And Frayed
"Baby converses!"3 Reviews
"Presents first, cake last." Paisley announced as Gerard moved all of the baby's present in the center of the room.
"First gift is from uncle Frankie," Paisley helped Helena rip the paper.
"What did she get," one of Gerard's aunts asked.
"Baby converses!"
All the women awwwwed over the tiny shoes.
"Thank you Frank. Next gift is from uncle Ray," Paisley took the gift from Gerard.
"And we have Sesame Street toys. Yay for Big Bird and Elmo," Paisley said.
"Ehmo," Helena replied. Again everyone awwwed.
"Uncle Mikey's gift," Paisley took it. By this time Helena had grasped the idea of ripping off the paper.
"Who is that," Paisley asked?
"We'll go with that. Is that Pooh Bear?"
Helena waved her hands.
"Well allrighty then."
After she had opened her gifts and gotten cake all over her, Helena decided she was tired and took a nap. Ofcourse not before pitching a fit in grampa's arms. Paisley waved goodbye to the rest of the family as Don handed her the baby. The grandparents left not to soon after everyone else. That just left the Way brothers, Frank, and Ray.
Paisley crept back into the now messy living room, the kind that comes from a one year old who has figured out she can walk, with a box behind her back.
"So, I found out a few months ago that all of you had a band of sorts. Why did yall quit?"
Everyone shrugged.
"Dunno. I guess school made us kind of fall apart."
"Would you want to start it back up again? I mean I know that Gerard is going to be starting art school soon and Frank you're going to Rutgers. But wouldn't it be nice just to have something to do. For stress relief?"
The guys thought it over for a minute before saying yes.
"I don't have a mic. I'd need one." Gerard said, lighting a cigarette.
Paisley handed him the box. "I thought you would. So here you go."
Gerard stared at the box and back at Paisley.
"It's nothing fancy," she added, "Just something to do the job."
Gerard leaned over and kissed her on the forehead.
"Thanks. It would be nice to mess around with the band again. Nothing serious, just like you said. Stress relief."
Gerard and Paisley talked with their guests a little while longer. After they left, the couple were both tired and ready for bed.
They walked hand in hand to the bedroom before Gerard stopped. Turning to Paisley he told her, " Go sit down on the bed I want to show you something."
Gerard started shuffling through some papers and handed one to Paisley. Before he could sit down, Helena started crying.
"You read that, I'll go get her."
Paisley couldn't help but smile as she read the lyrics on the page.
Well if you wanted honesty, that's all you had to say.
I never want to let you down or have you go, it's better off this way.
For all the dirty looks, the photographs your boyfriend took,
Remember when you broke your foot from jumping out the second floor?
I'm not okay
I'm not okay
I'm not okay
You wear me out
What will it take to show you that it's not the life it seems?
(I'm not okay)
I've told you time and time again you sing the words but don't know what it means
(I'm not okay)
To be a joke and look, another line without a hook
I held you close as we both shook for the last time take a good hard look!
I'm not okay
I'm not okay
I'm not okay
You wear me out
Forget about the dirty looks
The photographs your boyfriend took
You said you read me like a book, but the pages all are torn and frayed
I'm okay
I'm okay!
I'm okay, now
(I'm okay, now)
But you really need to listen to me
Because I'm telling you the truth
I mean this, I'm okay!
(Trust Me)
Gerard sat down on the bed next to her, holding their daughter. He whispered in his wife's ear," because of you, I'm ok now."
She looked up from the paper and into his eyes. He kissed her briefly before holding her gaze again.
"Trust me."
A/N: Hello there faithful readers! I love you all. Know that :D So I lied. The story doesn't end on her first birthday. I know that "I'm Not Okay" doesn't end like that, but for story purposes it does. Or does it? Do the rest of the lyrics come in a later story? They just very well might. You'll just have to be on the lookout then, cause I'm mum on the situation haha.
Much xoxo,


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Reader Comments (Page 1 of 1)
actually, its a dot that does 120k over 15 seconds, so you can live through it, with most dps having around 125k hp a couple heals would let you survive it, even ignoring self heals. however for most groups, it is more efficient to dispel it, but make sure to not put all the burden of dispels on one healer.
It may not do 100% of the damage on its own, but that dot wil still generally kill you. If you've taken damage from fire or a meteor slash or if you will take damage from either of those in the near future, your healers would have to heal you quite frantically to keep you alive. If your healers care enough about you to keep you at high enough health to survive the dot, they probably care enough about you to dispel the dot.


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After your baby has been born, our fetal and transitional medicine team continues providing comprehensive, personalized care. The team that worked with you during pregnancy and delivery is the same team caring for your baby now, ensuring smooth, seamless continuity of care. The specialists at the Fetal Medicine Institute of the Children's National Health System are committed to giving your baby the best possible start in life.
Your baby's postnatal care plan will depend on his or her medical condition and where you delivered. You can feel reassured that our team will seamlessly coordinate your baby's care. Our fetal medicine specialists will work closely with your family and your baby's pediatrician to ensure your baby receives the most comprehensive care:
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Why aren't more Americans looking for work?
People are less inclined to work or seek new employment, leaving the labor force participation rate at its lowest level since the 1970s.
The rate is falling mainly because the number of Americans working or actively looking for work is shrinking. That's technically called the labor force participation rate, and it's at just 63.4% -- a level not seen since the 1970s.
Put quite simply: Many Americans no longer want to work. It's a phenomenon that Bob Funk, former chairman of the Federal Reserve Bank of Kansas City, calls "the Great Shift," and it's not sustainable. "This is a period defined by the Boomer retirement, Millennial frustration, and growing reliance on government programs," he said, adding that it's a "tragedy in the making."
Funk is now CEO of Express Employment Professionals, a staffing firm, and released a white paper this week examining exactly why more Americans aren't looking for work.
Here are four reasons, according to the study:
1. Baby boomers are retiring. This generation, born between 1946 and 1964, makes up more than 26% of the population. They're starting to retire, and perhaps in a normal economy you might see more participation from younger workers to take their place. That's not happening, though.
On one hand, some boomers are forced to work longer because their retirement savings dried up in the recent market turmoil. But there are also boomers who were laid off or otherwise lost jobs, and decided to seek early retirement instead of moving into a lower-paying or lower-quality job.
2. Millennials are giving up. This generation, also known as Generation Y, was born between 1977 and 1994, and is having a serious problem finding work. They aren't getting the jobs that have come back in the recovery. As a result, 36% of them still live with their parents, they aren't working and they're feeling pretty miserable about the whole thing. Their parents can't be too thrilled, either.
3. People are stuck in the safety net of government benefits. A striking number of Americans are on disability insurance -- 4.6% of the working population in 2011. And in the last two years, less than 1% of them have returned to work. And states are happy to shift Americans into the disability category because it means the federal government picks up the tab.
4. Workers don't have the right skills. The so-called "skills gap" has been a hot topic lately, particularly since there are millions of job openings going unfilled. In a survey by the American Management Association, company leaders said workers aren't capable of good collaboration, communication and critical thinking.
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Take a single mother in her 30s with 3 kids who's on "disability". She might only get $1000/month on disability, which doesn't sound like much. But she doesn't have to pay for childcare. Each of her kids get free breakfast and lunch when they go to school. She gets a Section 8 housing allowance. Each of her kids very well might get a couple of hundred bucks a month from SSI. She gets several hundred dollars a month in food stamps. She gets a free phone. She gets free medical care and free meds. She also gets transportation vouchers. She can head down to the local food bank every week and stock up. She also qualifies for assistance with her power bill during the summer and winter, and maybe even free internet. She can get all her school supplies at the local school supply giveaway day. Her kids can get free clothes and coats and shoes from the clothing drive at the church down the street. And when Christmas rolls around, she just has to put her family's info on the Angel Tree at the mall and contact the local Marine Recruiting Office to sign up for Toys for Tots. It just doesn't pay for her to go out and get a $15/hr job.
The govt is allowing people to not have to work, and then tell the ones that do work to pay more.
The people that aren't working might be the truly smart ones in america
Yeah - real shocker. 99 weeks of unemployment available you know -paid to stay home, check monster once or twice a day -rest of time dink around.
On top of un-employment -sign up for food stamps, then there's worker re-training, oh and as article said "disability" is growing - with all our new safer systems in place, we sure end up with an awful lot of "disabled workers" - too many safety nets. So many safety nets -it's like dragging those giant nets through the sea - you catch everybody.
Bottom line is -we make life too cushy for people who don't work. If you don't work - you shouldn't have access to all the nicer things those of us that work have access do. I'm willing to provide food, medicine, and shelter -not I-phones, cable tv, beer, cigarettes, 19" rims, etc etc
You get what you pay for. If you pay people to be unemployed for 99 weeks, that's what you get people who are unemployed for 99 weeks.
If you subsidize something you get more of it. With WIC, welfare, food stamps, Section 8, Medicaid and the myriad other programs at the federal, state and local levels the government is subsidizing poverty, so that's what they get, more poverty.
Most people cant live off 8.00 per. And yes I know that's there fault for not being a brain surgeon. And what about people who are in in their late 40,s and older. Employers wont hire them because their Insurance premiums go up. Wal-Mart cant hire them all. And don't get me started on short hrs. and low pay there.
And if the government ( alias the mob) !!! would stop telling the rich how to spend their money we would be better off all the way around.
Quit picking on the wrong people and start messing with Senators and so on. These guys piss away more money than all the mooching in the world !!!
The big problem is all the good jobs were farmed out by American business and what is left are the McJobs that do not pay enough to live on. Lester Thurow, author of The Zero-Sum Society, gave a lecture in Cleveland during the 70's pointing out that America was going from good paying jobs to McJobs.
We had our warning but chose to ignore it. The day is here when people can live on the jobs available because we let companies get away with valuing a days labor too low. Take a McJob and you are caught in the downward spiral of low pay. No employer wants older people who held good jobs and now work in a low paying McJob because they think, right or wrong, that the worker will jump ship the second anything better comes along.
Our society has become stratified. When you are young, a McJob is not a problem but when you are educated, older and held good paying jobs, the McJob is a curse. Add the fact that not enough hours can be had to live on while working a McJob so employers can save on paying for health benefits and the road to poverty is paved for many workers.
Nice article. Baby boomers will not stop working until they simply can't. They can't afford to. This is bad for America.
Gen Y ers will not look for meaningful work if they have a constant failsafe to feed, shelter, and clothe them. Why should they join the service if they play it online?
3 is as it has always been just more so. Benefits never stop. How many weeks of unemployment do u get now? Where disability used to be a stigma, if you can get it now, by fraud or not, why not? It beats working right?
4 goes back to 2. Too many gen y-ers give up waaaay to easy. Life is meant to be tough to toughen you up. If they don't learn skills at early adult ages, they never will. If parents don't kick em in the butt, nothing will get done. It's easy to work a 5 hour shift waiting tables and sleep the rest of the day, but it takes work and discipline to do that and take 2-3 classes for your future.
America needs the nuclear family back with parents up to the task of raising good children.
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[BRIEFING.COM] The stock market finished an upbeat week on a mixed note. The S&P 500 shed less than a point, ending the week higher by 1.3%, while the Dow Jones Industrial Average (+0.1%) cemented a 1.7% advance for the week. High-beta names underperformed, which weighed on the Nasdaq Composite (-0.3%) and the Russell 2000 (-1.3%).
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Mar. 14 & 15
While robotic arm applications on Earth have existed for decades, it's only in the last few years that manipulation jobs have moved far outside the factory walls. We now look for arms capable of tasks such as ordinance disposal, underwater operations, and disaster response. It is in this last area that JPL will immediately apply all its lessons learned from the Mars surface missions to a terrestrial application, DARPA's Robotic Challenge ( www.theroboticchallenge.org ). This talk will provide an overview of the challenges of the design and use of Curiosity's Robotic Arm and followed by a description of those same challenges faced by JPL's RoboSimian robot, which will compete in the Robotic Challenge. In particular, we'll look at what makes those robotic systems kissing cousins as well as worlds apart.
Brett Kennedy Supervisor, Robotic Vehicles and Manipulators Group Cognizant Engineer, MSL Robotic Arm