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Interview with Singapore fashion designer Teo Ying Hui (Demisemiquaver)
With five collections under her label "Demisemiquaver" since spring/summer 2007, Teo Ying Hui continues to leave local fashion enthusiasts intrigued with the transcendental yet conceptual design inspirations from her latest "Black Hole" collection. Find out how the label was formulated, the process behind the development of each collection, and let yourself fall into the "Black Hole" in our exclusive interview with the designer herself. By Luth Seah Zhiqiang
TSG: How would you describe your style to someone who doesn't know your work?
There is always a tone of subtlety and quietness in all my works. The style is feminine and under-stated, with a dash of playfulness.
A black hole is an entity in space which allows nothing to escape beyond its surface. Thus this collection is not about seeking the new; it is about discarding what we can see on the surface and peeling away the layers. I want to express a sense of thoughtfulness through this collection. The shapes and silhouettes are understated, but they are accompanied by little details and layers that will be discovered when you wear the garments. I would imagine it is like a small conversation between the designer and the wearer.
Material sourcing for me is always an on-going process. I'll buy fabrics as and when they catch my eye. Therefore a lot of times, these fabrics become a point of reference for me when I start on a new collection. In all of my works so far, the fabrics were bought before I conceptualize each collection. As the collection develops, I introduce and add on more fabrics to complement the existing ones, so as to complete the story.
That we have such easy access to the rest of the world.
Recently I have been interested in Chinese propaganda posters of the Cultural Revolution found in the 1960s and 1970s. They are always accompanied by political slogans which reflect the political doctrines of that period. I am particularly drawn to the rich colours and the style of illustration in those posters. It is extremely ironic to see artwork depicting so much positivity and hope during a period when millions of people were suffering under the communist ruling.
She is someone who has her own definitive style. A free-spirited individual who is unwilling to settle for trends, and always on the search for a new alternative.
For me, the biggest challenge is trying to keep production costs down and prices reasonable for my customers.
I feel it is like making art affordable to the masses. And being affordable does not necessarily equate to a compromise in value or integrity. I see it as a win-win situation for both consumers and designers.
More national pride and genuine interest in our local brands.
I think we need a lot more direct funding for us to develop and market our labels. Unlike the local art groups, which have partnerships programmes, scholarships & yearly awards put in place by the National
Arts Council, the fashion design industry seems to be lacking in this aspect. For independent and young fashion designers who are starting out on their own, it would be great if the government could extend help by offering defunct buildings as work spaces at affordable rates. These spaces could also function as show and exhibition venues on a long term basis, or even encompass a retail section for designers to peddle their creations.
A good holiday.


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Great pewter tankards with a nautical feel to them-from rope style handles to cleats. Customize it with an engraved name or message too.
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Here is a link to my cast iron cooking primer for reference. Don't overthink it; cast iron doesn't really call for a lot of care. Keep On Eggin'
Huh? Definitely not Teflon, and a metal spatula will ruin any finish if you're scraping with it. Cleaning with a wooden spoon is seasoning friendky. Wooden spoons have been around probably longer than cast iron.GrannyX4 said:
Do you mean back in the day great granny used wood or Teflon on the skillets? Not in our house! Funny )
No problems using metal on the old stuff. Have a couple of metal flexible fish spatulas that are handy.
Searching on ebay for a nice vintage set of Ekco Flint Arrowhead utensils.
Been known to use a little Dawn when scrubbing. If it's properly seasoned, Dawn will do no harm to the finish.
Wow! that's some little toe you have... I'm afraid to ask how strong the big one isGrannyX4 said:Yazzi, near Saltsburg in Westmorland county. My collection has dwindled. I gave a pan to each of the kids and I broke one in two when I dropped it on my little toe. ;;)
I like the 2 cylinder Deere, what is that a 60?Charlie tuna said:This is how i do mine. Scrub, or depending on the condition of the CI to be seasoned, wire brush, to remove anything - down to bare metal. I then rub the entire CI surface with veggie oil, coating the entire surface, inside and outside. Place the CI in an oven and run the temperature up to 400 degrees for a few minutes, then i shut the oven "off" and leave the CI in the oven to cool all the way down. When cool, i look the entire surface over to make sure the entire surface is seasoned and shiny!! If not, it goes again thru the oil and 400 degree oven process.


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USS GEORGE WASHINGTON — USS George Washington (GW) completed its 2006 spring cycle for the physical readiness test (PRT) March 30, and the results showed improvement. Out of the 2,600 sailors tested, there were 100 fewer failures this cycle compared with the fall 2005 cycle, said Lt. Jacqueline Pollock, head of fitness at GW. Additionally, the command computed more than 2,900 body composition assessments (BCA), marking a 50 percent decrease in BCA failures from the previous cycle.
"Everyone talks about numbers, and obviously they are a great way to test and assess a sailor's fitness, but GW sailors know that being fit is more than that," said Pollock. "Of course, we want everyone to pass the PRT, but more than that, we want to give them every opportunity to better themselves."
Pollock said GW takes an aggressive approach to fitness and is committed to the wellness of sailors. GW offers a variety of exercise classes, as well as courses in topics like nutrition, life skills and smoking cessation to give sailors the tools they need to have a healthier lifestyle.
"On board GW, we try and come up creative ways to make fitness fun for the crew," she said. "We offer sailors a variety of exercise classes, food choices and educational programs aimed at helping the crew. And whatever we do, we want to make sure it is something they enjoy and keeps them motivated."
GW sailors take advantage of the programs aboard the ship, especially the more than 50 group exercise classes that take place while the ship is underway.
According to the log for the first week of March, more than 800 sailors attended classes, and Pollock estimated more than 200 sailors attended who were not required to sign the log. Many more sailors attend nutrition classes, and Pollock and the ship's medical team also provide individual counseling and courtesy weigh-ins for the entire crew.
"You have more energy when you work out," said Hospital Corpsman 2nd Class Monique Rodriquez, who is an exercise leader and Ship Shape instructor. "Therefore, if you increase your fitness level, you are going to be more productive at work."
Rodriquez, a command fitness leader for five years, reported to GW in September 2005 and immediately noticed the culture of fitness.
"There were many programs in place, and you could see sailors motivated to improve," she said. "Since I have been here, it has been growing. You can see classes during the day with hundreds of people almost filling an entire hangar bay. It is impressive, and the crew is enthusiastic about it. It is not just a trend; people are changing their lifestyles."
The ship will start another "The Biggest Loser" competition soon. Similar to the popular reality television show, teams of five compete to see who loses the most weight overall. For the second installment, sailors who failed the BCA are being encouraged to participate on teams with fitness mentors. Other contests include an Ironman competition and more running events.


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Torrent Downloads » Windows - Security » AVG Anti Virus fixed version + keys (windows & vista compatible)
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Story highlights
- Decorators: Bed-in-a-bag sets can be stiff and too coordinated for a cozy room.
- "A bedroom can be uncomfortable if it's too formal," blogger Corrie Moore said of furniture choices
- Share your gorgeous mantel photos and ideas on the next CNN Open House iReport assignment
If there's one thing that kills bedroom coziness, home decorators say, it's a bed-in-a-bag set.
It might seem like a smart idea to buy everything together, but ultra-coordinated, flat bedding and stiff comforters often found in bagged bedding are the enemy of an inviting bedroom, said Holly Browning, DIY blogger and former home accent and interior designer.
"Fluff is key, like clouds or cotton," Browning said.
For her, and many decorators who contributed to this week's "inviting bedrooms" Open House assignment, the feel of bedding is important. Whether it's crisp, white sheets from a store like Target or expensive, vintage-looking throws from Anthropologie, decorators say it's important to feel like you're sleeping on a cloud.
And to get that feel, you must control the fluff. A carefully curated collection of down duvets, mattress pads, quilts and blankets of different thicknesses allow for temperature control and comfort, whether you're fast asleep or sniffling through a miserable flu bug -- and that probably won't come from a preselected, oversized bag, decorators said.
But is it just decorator snobbery?
When pressed, decor blogger Emily Clark said, "A bed in a bag can sometimes be a good jumping-off point, if you add some other elements like patterned sheets or different shams."
Likewise, Browning relented: "Well, it's OK, really. If you are unsure of what pillows and bedding accessories you like, then buying a bag might be best."
But she also pointed out that the pillows in said bag are "not always the softest material," and that matters a lot.
Pillows are key, decorators said, and they must be chosen carefully.
"Pillows have always been a big discussion in our house," said interior designer and The Little Black Door blogger Elizabeth Baumgartner. "After a lot of trial and error, I've found that we need at least one king-size synthetic pillow and one regular-size down pillow per person." The combination, she said, is perfection.
"I think every bed needs several good pillows besides the decorative kind," said Clark. The calming, white master bedroom she decorated is "the most comfortable place for me in our home," she said.
Julie Holloway, part of the Milk and Honey Home decorator team from Roswell, Georgia, also finds pillows paramount. "My husband and I love our Tempur-Pedic pillows that mold to the shape of our neck and head," she said. "Our young boys love them, too, and steal them often."
But scratchy sheets aside, comforters that match throw pillows that match curtains, elicit a shudder and "ugh" from interior designers like Shannon Berrey. And what of a matched suite of bedroom furniture? They inspired the same kind of disdain.
"Don't do it!" Berrey pleaded, urging a more eclectic approach.
The "paint by numbers" mountain vacation bedroom Berrey designed embodies her decorating aesthetic. "Some vintage pieces, some new, different wood tones, some painted," is how she put together a cozy, inviting bedroom for clients.
Interior decorator and blogger Bethany Brower said matching bedroom furniture makes her feel "claustrophobic."
"Matching bedroom sets are definitely a buzzkill for me," Little House on the Update blogger Corrie Moore said. "I feel like a bedroom can be uncomfortable if it's too formal."
And according to the logic of most bedroom decorating schemes, designers say the bed and headboard are more important than the rest of the furniture. "A headboard gives the bed a presence in the room," Clark said. "Whether it's a full bed frame or even just a pretty quilt hanging on the wall behind the bed, a headboard makes the room feel more finished."
"Important" doesn't always mean "expensive." Many headboards featured in this week's gallery are DIY projects.
"This spot is so special to my husband and me because we built and upholstered the bed ourselves," Kelly Marzka said. "Every night when we crawl in to sleep, we're reminded of this project we took on, not knowing if we could even do it."
CNN iReport head-honcho and home decor blogger Katie Hawkins-Gaar is similarly proud of the impact her DIY headboard has on her master bedroom.
"We have an Ikea Malm bed, something that was in our price range when we first bought it, but it never really stood out on its own," she said. "After making a custom headboard, it's like we have a brand new bed! It gave our bedroom so much character and the fact that it's handmade -- it was my husband's first attempt at a project of that scale -- makes it so much more meaningful."
The large headboard Browning created for her master bedroom reflects her personal style.
"Right now I am loving gray and silver. The corrugated steel roofing I used for this one is shiny and massive," she said. "It's not very feminine but it creates a soft, romantic reflection from the side lamps."
Clark also finds that lamps are an indispensable ingredient to an inviting bedroom.
"I recently moved the lamps in our bedroom to another room in the house, and we were with only an overhead light for a couple of months," she said. "It just felt so cold to me."
Soft light makes a bedroom cozier, she said. So, too, can black-out drapes, or even eye masks and white noise machines. Light-limiting drapes can come in handy for the occasional sick day, Brower said.
"There's nothing worse than being laid up in bed with a cold and it's sunny and wonderful just outside the window. I can pull my drapes shut and block out the sun and pretend I'm not missing out on a glorious day," she said.
The only thing it seems decorators can't agree on when it comes to bedrooms is whether to put a TV in the room. For some, like Berrey, it's a must.
"I know for so many a TV in the bedroom is a big no-no, but I have to have a TV in the bedroom. I love to lay in bed and watch TV until I fall asleep. It's really the only thing I need; No scented sprays or the sounds of crashing waves, just the sounds of the 'Real Housewives,'" she said.
Even if they think TVs don't belong in bedrooms, decorators confess to it apologetically.
"I know I'm in the minority," Baumgartner said, "but no TV."
"I'll be hated for this one," said Holloway, who says TVs destroy the cozy vibe of a bedroom. "Are we not bombarded by screens? If you can swing it, no home office or TV in your bedroom."
Are you obsessed with decorating your house? Show us your skills at CNN's Open House and your photo could be featured in next week's story. Our next focus: well-dressed mantels.


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Art Jobs
Welcome to the largest Art Jobs Board, with 8000+ Companies and 500,000+ Artists. It is free to post art jobs and apply for art jobs. Jobs only, no artists plugging themselves.
We check jobs on a regular basis to ensure best user experience. There are no fake jobs, no auto-posted jobs, and no junk jobs. Please report any violations


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Council District 6
Our Upcoming Events
Helpful Phone Numbers
Oakland Police Department
Oakland Police Emergency: 911
Police Non Emergency: (510) 777-3333
When calling 911 from a cell phone in Oakland: (510) 777-3211
Illegal Activity Tip Line (anonymous): (855) TIPS-247 (847-7147), text TIP OAKLANDPD to 888777 from your text enabled cell phone, visit www.bit.ly/PFxk7D to use the online submission form and submit photos
Homicide Tip Line (anonymous): (510) 773-2805 or email firstname.lastname@example.com
Gun Tip Line (anonymous): (510) 517-8739
Report an Arson: (510) 238-4031
Police Records/Reports: (510) 238-3021
Alameda County Sheriff Non Emergency: (510) 667-7721
Oakland Airport Police: (510) 563-2940
Anonymous CrimeStopper Hotline: (510) 777-8572
Anonymous Drug Hotline: (510) 238-DRUG
Alcohol Outlet Illegal/Nuisance (ABAT): (510) 777-8680
Domestic Violence Help: (510) 536-SAFE
Persistent Noise Problems: (510) 238-7005
Problems with garbage, rubbish, insect, rodent and animals: (510) 567-6800
Tree Removal Permits: (510) 238-3151
Zoning Permits: (510) 238-7206
Public Works Agency
(510) 615-5566 or email firstname.lastname@example.com or file an online report at their Website: http://www.seeclickfix.com/oakland
For pothole repairs, street lighting, curb and street repainting, sidewalk repairs, speed bump requests, storm drains, street cleaning, sewers, street signs, illegal dumping, graffiti removal, tree services, creek protection/clean up, community clean up volunteering.
Recycling Program
Provided by Waste Management of Alameda County and California Waste Solutions, and works to ensure that recycling is widely available. Click below for the following topics:
Oakland Recycles Home Page | Recycling at Home | Recycling at Work | Construction & Demolition | Recycling | Garbage Services in Oakland
Contact us at (510) 238-7283 (SAVE) or via email at email@example.com
Parking Citation Assistance Center
250 Frank Ogawa Plaza, 6/F, Oakland, CA 94612
1 (800) 500-6484
Contest Parking Citation
250 Frank Ogawa Plaza, 6/F, Oakland, CA 94612
1 (800) 500-6484
Abandoned Vehicles on a Public Street
To report abandoned vehicles parked on a public street for over 72 hours (3 days)
(510) 777-8622 or email firstname.lastname@example.com
Fax: (510) 777-8880
Abandoned Vehicles on Private Property
(510) 777-8538 or (510) 238-3381
Vehicle Abatement
(510) 777-8528
Boot Release Line
1 (877) 531-0943
Report a Nuisance
You may file a report online or mail to:
Nuisance Abatement Division
City Administrator's Office
1 Frank Ogawa Plaza, 11th Floor
Oakland, CA 94612
Nuisance Abatement Division
City Administrator's Office
1 Frank Ogawa Plaza, 11th Floor
Oakland, CA 94612
To find helpful phone numbers for city services, click here to download our Helpful Phone Numbers brochure.


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Promise Culinary Open Houses | Bilingual (ENG + SPAN)
October 11, 2017 @ 6:00 pm - 7:00 pmFree
Are you interested in starting a career in the culinary arts or baking & pastry arts field?
Then you are invited to attend the upcoming open house being held at Promise Culinary School located at
211 Livingston Ave. in New Brunswick, NJ.
Promise Culinary offers an affordable and quality culinary education that is local, provides a state certification upon completion and graduates are provided job placement assistance. Funding is available for those who qualify.
Open House Information:
• Information about all our programs which include, baking, culinary and bilingual options
• Discussion on Financial Aid and Scholarship Opportunities.
• Try some of the foods made by our current students.
• Meet our staff and professional chef instructors
• Please know that our information sessions last about one hour.
If you are interested in signing up for our Open House or you would like more information please contact email@example.com


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Deutsche Bank reports preliminary full year and fourth quarter 2013 results
Full year 2013 results
- Group income before income taxes (IBIT) of EUR 2.1 billion, up 154% from 2012
- IBIT for Core Bank, which excludes the Non-Core Operations Unit, of EUR 5.3 billion, up 41%
- Group net revenues of EUR 31.9 billion fell 5% and Core Bank net revenues of EUR 31.0 billion were 5% lower, both largely reflecting revenue declines in CB&S
- Group noninterest expenses of EUR 27.8 billion
- Adjusted cost base of EUR 23.2 billion for Group, and EUR 21.3 billion for Core Bank were down 6% and 7% respectively
- Operational Excellence program achieved cumulative savings of EUR 2.1 billion, cost-to-achieve (CtA) was EUR 1.3 billion in the year
- Litigation expenses of EUR 2.5 billion in 2013 as the bank put many major legacy issues behind it. Litigation reserves were EUR 2.3 billion at year end
- Total assets (adjusted) at year end fell 11% to EUR 1.1 trillion for Group, and Core Bank adjusted assets fell 8% to EUR 1.0 trillion
- CRD 4 leverage exposure of EUR 1.5 trillion was 14% lower and risk-weighted assets of EUR 355 billion were 11% lower than at end 2012
- CRD 4 Common Equity Tier 1 capital ratio was 9.7% (fully loaded)
- CRD 4 leverage ratio was 3.1% (adjusted fully-loaded)
- Post-tax return on average active equity in 2013 was 2% for the Group and 7% for the Core Bank
Fourth quarter 2013 results
- Group revenues were EUR 6.6 billion, down 16% from the prior year, largely reflecting CB&S results
- Group loss before income taxes of EUR 1.2 billion
- Group IBIT included material charges of EUR 623 million for Credit Valuation Adjustment (CVA), Debt Valuation Adjustment (DVA) and Funding Valuation Adjustment (FVA), EUR 509 million of CtA, and EUR 528 million for litigation
- Core Bank loss before income taxes was EUR 26 million
- Core Bank IBIT adjusted for CVA/DVA/FVA, CtA, litigation and Other items in the quarter was EUR 1.3 billion
Deutsche Bank (XETRA: DBKGn.DE / NYSE: DB) today reported results for fourth quarter and full year 2013. All figures reported herein are preliminary and unaudited. The Annual Report 2013 and Form 20-F, including the audited financial statements, are scheduled to be filed and published on 20 March 2014.
Jürgen Fitschen and Anshu Jain, Co-Chief Executive Officers, said: "2013 was the second successive year in which we have invested in the bank's future growth and in further strengthening our controls while addressing legacy issues. These factors impacted our financial results. Nonetheless, underlying core business profitability was amongst the highest of the past decade, and we have made Deutsche Bank fitter, safer and better balanced. We expect 2014 to be a year of further challenges and disciplined implementation; however, we are confident of reaching our 2015 targets and delivering on our strategic vision for Deutsche Bank."
Group Results (Table 1)
Fourth Quarter 2013
Deutsche Bank reported group net revenues in the fourth quarter of EUR 6.6 billion, 16% below the prior year period. The decline largely reflected weaker results in Corporate Banking & Securities (CB&S) and a smaller decrease in Global Transaction Banking (GTB) revenues. Quarterly revenues in Deutsche Asset & Wealth Management (DeAWM) were up 8% and unchanged in Private & Business Clients (PBC) from the prior year period.
Noninterest expenses in the fourth quarter of EUR 7.0 billion were 34% lower than in 4Q2012, which had included a substantial impairment of goodwill and intangibles as well as substantially higher litigation charges.
Loss before income taxes in the fourth quarter was EUR 1.2 billion and net loss was EUR 1.0 billion.
Full year 2013
Net revenues in 2013 were EUR 31.9 billion, a 5% decline from 2012. Most of the decline was attributable to CB&S revenues, along with a slight decrease in GTB, while PBC revenues in the year were unchanged and DeAWM revenues increased.
Noninterest expenses in 2013 were EUR 27.8 billion, down 11% from 2012, reflecting cost reductions achieved by the bank as well as the absence of a substantial impairment of goodwill and intangibles expense taken in 2012. IBIT for the full year was EUR 2.1 billion and net income was EUR 1.1 billion.
Specific items (Table 2)
Adjusted Cost Base (Tabel 3)
Capital, Liquidity and Funding (Table 4)
The bank's Common Equity Tier 1 (CET1) capital ratio in accordance with CRD 4 (fully loaded) was 9.7% at year end, unchanged versus 30 September 2013. The reported loss in the quarter was offset by the EUR 10 billion reduction of risk-weighted assets.
The leverage ratio, on an adjusted fully loaded basis according to CRD 4, remained unchanged at 3.1% at year end compared to 30 September 2013.
Segment Results
Corporate Banking & Securities (CB&S) (Table 5)
Fourth quarter 2013
The EUR 95 million IBIT for CB&S in 4Q2013 reflected lower revenues, as well as litigation costs and cost-to-achieve (CtA) spending related to the bank's cost reduction efforts.
The 27% decline in CB&S revenues from the prior year period was mainly due to challenging conditions for our Fixed Income & Currencies business. Debt Sales & Trading quarterly revenues declined 31% from the prior year period, which more than offset 8% revenue growth in Equity Sales & Trading and stable year-over-year revenues in Origination & Advisory.
Fourth quarter results were also affected by a EUR 110 million charge for Debt Valuation Adjustment (DVA), and a EUR 149 million charge for Credit Valuation Adjustment (CVA), which offset a gain of EUR 83 million for Funding Valuation Adjustment (FVA). FVA is an adjustment being implemented in 4Q2013 that reflects the implicit funding costs borne by Deutsche Bank for uncollateralized derivative positions.
Excluding the effects of DVA, CVA and FVA, revenues in the fourth quarter decreased by 13% from the prior year period.
Most of the 41% decline CB&S noninterest expenses from 4Q2012 reflected the absence of a EUR 1.2 billion charge related to an impairment of intangible assets in the prior year period. Adjusted for the impairment, non-interest expenses declined 17% or EUR 457 million, driven by our cost reduction efforts and favorable foreign exchange rate movements.
Global Transaction Banking (GTB) (Table 6)
Fourth quarter 2013
GTB reported fourth quarter IBIT of EUR 95 million compared to a loss of 245 million in 4Q2012. The prior year period had included a number of charges related to the turn-around of the acquired commercial banking activities in the Netherlands. 4Q2013 included EUR 61 million of CtA and a EUR 57 million impairment of intangibles again related to the Netherlands commercial banking acquisition. Adjusted for those items, 4Q2013 IBIT was EUR 213 million.
The decrease in revenues by EUR 150 million, or 13%, versus 4Q2012 largely reflected the absence of a settlement payment for credit protection received from the seller related to the aforementioned acquisition in 4Q2012. Adjusted for that item, fourth quarter revenues were slightly above the prior year period, driven by strong transaction volumes and higher client balances that helped offset the margin pressure and the continued impact from the low interest rate environment.
The EUR 19 million increase in provision for credit losses to EUR 86 million from 4Q2012 mainly related to a single credit event in Trade Finance, which had also impacted first and second quarter 2013 provisions.
The 39% decline in noninterest expenses from 4Q2012 reflected the absence of charges taken in the prior year period related to the acquisition in the Netherlands and a litigation charge in 4Q2012. Adjusted for those effects, costs increased due to higher CtA and other expenses to support business growth.
Deutsche Asset & Wealth Management (DeAWM) (Table 7)
Fourth quarter 2013
DeAWM reported fourth quarter IBIT of EUR 199 million versus a loss of EUR 262 million in the prior year period that had included a substantial charge for the impairment of goodwill and intangibles and other non-recurring charges. Fourth quarter 2013 IBIT excluding CtA and litigation charges was EUR 328 million.
The 8% revenue increase from 4Q2012 largely reflected growth in higher margin products, in particular in the Active and Alternative Real Assets businesses.
The 28% decrease in noninterest expenses from the prior year period was mainly driven by a number of one-time charges in 4Q2012 which did not recur in 4Q2013. Excluding those prior year charges, and also excluding CtA and litigation, non-interest expenses fell 14%, or EUR 134 million, reflecting strong cost control efforts.
Asset outflows in the fourth quarter were EUR 8 billion and were mainly in cash and low margin products.
Private & Business Clients (PBC) (Table 8)
Fourth quarter 2013
PBC fourth quarter IBIT was EUR 219 million. The 24% decline from fourth quarter 2012 largely reflects increased CtA of EUR 252 million for both the integration of Postbank and the OpEx program. Adjusted for CtA, IBIT was 5% lower than in the prior year period.
While revenues remained stable versus 4Q2012, provision for credit losses increased by 12% versus prior year. Improvements in Germany were more than offset by an increase in provisions for Advisory Banking international.
Excluding the EUR 44 million increase in CtA, noninterest expenses were essentially unchanged versus 4Q2012.
Consolidation & Adjustments (C&A) (Table 9)
Fourth quarter 2013
C&A reported a loss before income taxes of EUR 635 million in the fourth quarter, the most material effect coming from a EUR 276 million FVA charge related to internal funding transactions with Treasury to mitigate interest rate exposure. The results also include charges of EUR 132 million for UK and German bank levies.
Non-Core Operations Unit (NCOU) (Table 10)
Fourth quarter 2013
NCOU recorded a loss before income taxes of EUR 1.1 billion in the fourth quarter reflecting the impact of our ongoing de-risking activities, litigation charges as well as a EUR 197 million loss related to the expected sale of BHF. The fourth quarter also included a EUR 171m charge for FVA.
The EUR 183 million increase in provision for credit losses versus 4Q2012 was largely due to specific credit events, mainly related to European Commercial Real Estate.
The EUR 788 million decrease in noninterest expenses from the fourth quarter 2012 was mainly the result of significantly lower litigation expense (EUR 222 million versus EUR 614 million) and by the absence of a EUR 421 million impairment of intangible assets in 4Q2012. Excluding these items, noninterest expenses were relatively unchanged.
Total assets (adjusted) of EUR 53 billion came down by EUR 42 billion, or 44%, versus December 2012, while CRD4 risk-weighted asset equivalents of EUR 60 billion were EUR 46 billion, or 43%, lower.
These figures are preliminary and unaudited. The Annual Report 2013 and Form 20-F are scheduled to be published on 20 March 2014. We currently anticipate to publish the 4Q2013 Financial Data Supplement on 29 January 2014. On the same day we will host a press conference in Frankfurt.
The preliminary 4Q / FY2013 results will be discussed in an Analyst Call on Monday, 20 January 2014, 11.00 CET.
The conference call will be transmitted via webcast: https://www.db.com/ir/video-audio.The complete press release is available here.
For further information, please contact:
Press and Media Relations
Armin Niedermeier
+49 69 910-33402
Christian Streckert
+49 69 910-38079
Investor Relations
+49 69 910 35395 (Frankfurt)
+1 212 250 1540 (New York)
This release contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include statements about our beliefs and expectations and the assumptions underlying them. These statements are based on plans, estimates and projections as they are currently available to the management of Deutsche Bank. Forward-looking statements therefore speak only as of the date they are made, and we undertake no obligation to update publicly any of them in light of new information or future events.
By their very nature, forward-looking statements involve risks and uncertainties. A number of important factors could therefore cause actual results to differ materially from those contained in any forward-looking statement. Such factors include the conditions in the financial markets in Germany, in Europe, in the United States and elsewhere from which we derive a substantial portion of our revenues and in which we hold a substantial portion of our assets, the development of asset prices and market volatility, potential defaults of borrowers or trading counterparties, the implementation of our strategic initiatives, the reliability of our risk management policies, procedures and methods, and other risks referenced in our filings with the U.S. Securities and Exchange Commission. Such factors are described in detail in our SEC Form 20-F of 15 April 2013 under the heading "Risk Factors." Copies of this document are readily available upon request or can be downloaded from www.deutsche-bank.com/ir.
This release also contains non-IFRS financial measures. For a reconciliation to directly comparable figures reported under IFRS, to the extent such reconciliation is not provided in this release, refer to the presentation to be held on 20 January 2014, which will be available at www.deutsche-bank.com/ir.
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Letter from Alaska
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- (Recommended): Take city tram no. 16 or 24 from the square outside (upon exiting Central Station the trams are located on your left side), and get off at tramstop "Ruysdealstraat". Walk along the curb in the direction the tram was travelling for about 150 meters. The first road on the left is the "Frans van Mierisstraat" – Hotel Washington at number 10 can be seen from the corner.
- (Alternative): Take city tram no. 5 from the square outside (upon exiting Central Station the tram is located on your right side), direction Amstelveen and get off at [Concertgebouw / Museumplein]. Continue walking on "Van Baerlestraat" in the same direction the tram was travelling, and after 3 blocks turn left into the "Frans van Mierisstraat".
Trams are normaly running from: 06:30 AM to 00:30 AM
- One-Way: €5
Tram: Amsterdam Central Station → Ruysdaelstraat (Hotel Washington)
- 1-Hour: €2,80
1) Public parking is available in front of the hotel (€4,00/hour or €36/day, paid parking mo-su 09:00 – 00:00).
2) Recommended – a parking garage that is located 7 min. driving from the hotel (€8,00/24h). The parking garage will provide you with free two-way tram ticket(s). In front of the parking garage, trams (no. 16 or 24) travel conveniently to tram stop Ruysdaelstraat, which is located 150m from the hotel. http://www.amsterdam.info/parking/park-ride/
3) In addition a parking garage is also nearby at the museum square (€38/day).
Upon your arrival at the hotel, we will provide you with more detailed information.


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A great lightweight cardigan with modern details. This cardigan features a tab closure at the neck and two buttons down the front, perfect over dresses or paired with our Picasso Pants. Available in white with navy or palm beach pink contrast. Premium organic cotton available in sizes 3 mo up to 4 toddler
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Organic Cotton Ruffle Jacket
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text: 16 Mar 2014 05:30 Etihad Airways, the national airline of the United Arab Emirates (UAE), will increase its Abu Dhabi-Moscow services from seven flights per week to double daily on 1 June 2014, and then to triple daily from 1 October 2014. Increased frequency to provide more choice and flexibility for travel between the UAE and Russia. Etihad Airways to offer 5,712 seats a week between the two capital cities – threefold increase in business class seats. New connections from Moscow to the Maldives, Seychelles, Phuket, and Ho Chi Minh City – 110 per cent increase in total weekly connections beyond Abu Dhabi. The UAE flag carrier commenced operations to the Russian capital's Domodedovo airport (DME) in December 2008, and since then has carried more than 400,000 travellers. In 2013 passenger volumes rose 36 per cent compared to 2012 levels, achieving double-digit growth for the fourth consecutive year. James Hogan, President and Chief Executive Officer of Etihad Airways, said: "The UAE is home to almost 25,000 Russians and 400 Russia-UAE joint venture companies, and as a result, the business and cultural ties between the two countries have never been stronger. "With flights three times per day, Etihad Airways provides more convenient services to Abu Dhabi, the UAE and across our global network. "Etihad Airways will offer 31 per cent of the weekly frequencies between the UAE and Moscow, providing more direct flights than any other carrier." Important new connections will include flights to and from the Maldives, Seychelles, Phuket, and Ho Chi Minh City, as well as new business and leisure destinations such as Brisbane, Chengdu, Kathmandu, Lagos, Manila, Nairobi, Perth and Singapore. Elsewhere, the triple daily flights will see more and improved connections to Bahrain, Bangkok, Doha, Jakarta, Johannesburg, Kuala Lumpur, Kuwait, Lahore, Muscat, Riyadh and Sydney. The flight schedule will also boost onward codeshare connectivity with S7 Airlines beyond the Russian capital to the cities of Kazan, Krasnodar, Saint Petersburg and Samara. Etihad Airways plans to operate a two-cabin Airbus A320 aircraft between Abu Dhabi and Moscow for the triple daily service, meaning 5,712 seats a week – 672 in Pearl Business class, and 5,040 in Coral Economy class. For guests travelling from Moscow in Pearl Business class, the airline will continue to provide a premium complementary door-to-door luxury limousine service, complete with a personal chauffeur (within the Moscow MKAD Ring Road to and from the airport). Flights can be booked from today on www.etihad.com, through Etihad Airways Contact Centres, or via travel agents. In addition, Russian guests visiting the UAE for business or leisure can apply for a UAE visiting visa through the joint Etihad Airways-TT Services visa application centre. Contatti Siamo una compagnia aerea internazionale e in quanto tale siamo presenti ovunque. Scopri come contattare l'ufficio Etihad più vicino.Visualizza i dettagli di contatto Commenti Se ci vuoi inviare un commento, un complimento o un reclamo, oppure se vuoi semplicemente porci una domanda, ti invitiamo a fare clic qui Dacci il tuo "Mi piace" Visita la nostra pagina su Facebook! Guarda i nostri video Visita il nostro canale su YouTube! Seguici Etihad Airways | Offerte Etihad | Assistenza Etihad | Premi Etihad


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"Lost between Broadway and the Blues...."
"Eberhardt is better than ever, Steve McQueening his way into your heart at about ninety-eight miles an hour, kicking ass with fresh insight and new ways to lament old yearnings."
—Philly Rock Guide
Welcome to Cliff Eberhardt's new website!
Feel free to browse, listen to clips and don't forget to sign up on the mailing list for Cliff's newsletter for the latest about his tours, teaching schedule, producing/arranging services and new albums!
For more information about private songwriting lessons with Cliff, click HERE.


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Will Viewers Dig Into USA's New Mystery Thriller?
Mar 5, 2015 12:14 PM EST
Holy cow, there's a lot going on in USA's new 10-part event thriller Dig. The series, co-created by Heroes' Tim Kring and Homeland's Gideon Raff, mostly takes place in Jersualem, where FBI Agent Peter Connelly (Jason Isaacs) is tracking a fugitive wi… Read more


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Special things are coming. Yes, word will get out on construction, however we want to make sure things are 150% on design and what we like and of course what the public wants.
Yes, this is vague, but would hate to say construction is one way when the final design will be different.
Should have more demos coming that are availabe for public riding pleasure. Full production is not far. Will be available for start of season which is soon.
Blunts are 120, 125, 130 & 135.
If someone is interested in custom lunch tray shorty below the 120 blunts, give me a shout and things can be done on a custom basis.
We will have latest Wainman Hawaii boards for demo at Kite Expo in Pismo Beach, California - Pacific Coast at the end of March. Give me a shout for more info or specific req's.
Wind is coming!


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U.S. Equal Employment
Opportunity Commission
Federal Agency Obtains Policy Changes and $600,000 for Reservation Agents With Disabilities
SEATTLE — United Airlines has agreed to settle a federal lawsuit alleging that the company violated the Americans With Disabilities Act (ADA) when it refused to allow employees with disabilities to work reduced hourly schedules as a reasonable accommodation, the U.S. Equal Employment Opportunity Commission (EEOC) announced today.
In addition to paying $600,000 to a group of reservation agents with disabilities, United will end its blanket policy against reduced hourly schedules and provide training to staffers who administer United's reasonable accommodation process, according to the terms of a three-year consent decree approved by the court (EEOC v. United Airlines, C-06-01407 TSZ).
Prior to 2003, United had permitted reservations sales and service representatives to work reduced hourly schedules as an accommodation for employees' various disabilities, including multiple sclerosis, DeQuervain's tendonitis and carpal tunnel, and myasthenia gravis (a muscle condition). By suddenly abolishing its long-standing practice and policy of providing reduced hourly schedules, United required all reservation sales and service representatives who could not work their full bid schedules to either retire or go out on extended leave, and then terminated them when their leave ran out. These policies and practices violate the ADA, the EEOC said.
One worker who had worked for United for 25 years and had worked a reduced-hour schedule for 23 years prior to the policy change, said, "Contributing 25 years of work, in a way compatible with my health, was positive for me, for United and for society. A sweeping policy that disregards individual circumstances doesn't give someone like me a chance to do my job. I took my case to the EEOC, and I'm glad to know that United is going to stop its blanket policy on work hours."
The ADA protects individuals with disabilities from employment discrimination and requires employers to make reasonable accommodations to employees and applicants with disabilities, unless the accommodation would create an undue hardship. After a neutral investigation conducted by the EEOC's Honolulu and Seattle offices and after first attempting to reach a voluntary settlement through conciliation, the EEOC filed the lawsuit in U.S. District Court for the Western District of Washington.
EEOC San Francisco Regional Attorney William R. Tamayo said, "United conceived of this policy as a cost-cutting measure -- a means of tightening the belt. However, this action did not lessen any monetary strain for the company or boost the department's performance. Thinking creatively and flexibly to retain skilled and experienced workers would be a better survival strategy for companies than stereotyping workers with disabilities as expensive and expendable."
EEOC San Francisco District Director Michael Baldonado noted, "Decisions regarding reasonable accommodations for a disability must be made on a case-by-case basis. A blanket policy that takes options off the table by setting minimum work hours not only violates the ADA, but it also may have a negative impact on the company's morale, productivity and bottom line."
According to www.united.com, United Airlines (NASDAQ: UAUA) is one of the largest international carriers based in the United States, with 52,000 employees worldwide and operating nearly 3,000 flights a day to more than 200 domestic and international destinations from its hubs in Los Angeles, San Francisco, Denver, Chicago and Washington, D.C.
The EEOC enforces federal laws prohibiting employment discrimination. Further information about the EEOC is available on its web site at www.eeoc.gov.


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NHC HealthCare, Cookeville is affiliated with National HealthCare Corporation, founded by Dr. Carl E. Adams, a physician and lifelong resident of Middle Tennessee.
Our commitment.
Smooth your patient's transition to rehabilitation by coordinating care with this or other NHC affiliated centers throughout the state.
Get started.
|© 2019 NHC, National HealthCare Corporation
|An Equal Opportunity Employer | Non-Discrimination Statement | Code of Conduct | Privacy Notice |


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Star Fox 64 3D invites players to take on the role of legendary Fox McCloud as they lead a fearless squadron of fighters in fierce aerial combat to battle the evil forces of Andross and save the galaxy from destruction. The rich 3D visuals provide a remarkable sense of depth, distance and position as players dodge meteors and blast enemy fighters out of the sky.
Pro Price


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Is This the Best Morgan Freeman Impression on the Internet?
On Sunday, Oscar host Billy Crystal did a pretty good impression of Morgan Freeman's voice, during a bit in which he narrated the thoughts of some of the famous faces in the audience. But it's nothing compared to YouTube user Improvrishedacting's impression of the 73-year old acting legend, which he unleashed on the internet this week.
You will probably remember the speech you are about to hear from 'Shawshank Redemption.' You will definitely be impressed.
Pretty eerie to see that voice coming from that face, right? Improvrishedacting seems to be taking requests for further Freeman impressions on his YouTube page. So hit him up if you always wanted to hear Freeman's pitch-perfect narration voice read 'Green Eggs and Ham.'
And Freeman isn't the only impression Improvrishedacting can do. Last week he put out a video in which he imitates the distinctive voices of Alan Alda, Michael Caine and James Earl Jones. Check that one out below.


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"Sons of Anarchy" star Katey Sagal has joined the cast of the Chicago-set CBS pilot "Superior Donuts," Deadline.com reports.
Sagal will play a street cop whose beat includes the Superior Donuts shop in a gentrifying neighborhood in Chicago, according to Deadline. Sagal confirmed the news Wednesday on Twitter.
"Superior Donuts" follows the relationship between the shop's owner (played by Judd Hirsch) and his new, young employee (Jermaine Fowler).
Megyn Price ("Rules of Engagement") played Sagal's part in the...


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Indicative Rate * AU$360 to AU$820
If you would like to experience Gold Coast waterfront living in a beautiful five bedroom home at an amazing location then your search is over. From the moment you enter this beautiful property you will feel right at home and enjoy the open plan living that flows through to the beautiful outdoor area and sparkling swimming pool.
Enjoy spectacular sunsets whilst relaxing by the pool with a book in the afternoon after a fun filled day. If you want to keep busy The Sands is fully equipped with kayaks and fishing rods and of course you can enjoy these from your very own private waterfront and white sandy beach.
Situated in the centre of Broadbeach and directly behind Jupiters Casino and the Gold Coast Convention Centre, this home is within walking distance of the best that Broadbeach has to offer: Pacific Fair shopping, Jupiters Casino, the Gold Coast Convention Centre, Broadbeach's fabulous restaurant strip, and of course the Gold Coast's trademark golden beaches.
This beautiful home really does provide the ultimate Gold Coast holiday which will give you and your family wonderful memories that will last a lifetime.
Five generous bedrooms and three bathrooms in this spacious open plan living home that has a warm family feel and has all the modern conveniences to make your holiday on the Gold Coast fantastic! They have two flat screen televisions, xBox 360 with games, kayaks, fishing rods, mountain bikes, table tennis and free Foxtel.
Bedroom 1 - one King bed with a ensuite, walk in robe.
Bedroom 2 - one King bed and one Single bed.
Bedroom 3 - one Queen bed with an ensuite.
Bedroom 4 - one Queen bed.
Bedroom 5 - two Double Bunks (bottom) with Single beds (top).
Note: Information on listed products and services are provided by the operator and were correct at the time of publishing. Rates are indicative based on the minimum and maximum available prices of products and services. Please visit the operator's website for further information. All prices quoted are in Australian dollars (AUD).


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Azamara Going All Inclusive in 2013by Paul Motter | 10.02.12
The "upscale" cruise line now includes on-shore adventures, beverages and gratuities in the cruise fare.
Azamara will include beverages and gratuities in the cruise fare
On the same day when its closest competitor, Oceania Cruises, announced upgrades to its "frequent-cruiser" program to include pre-paid gratuities and discounts on drink packages for guests who have already sailed at least 110-days cruising, Azamara Cruises answered the challenge with an upgrade to its entire cruise offering for everyone from the first day.
Beginning with the first European voyages in 2013 Azamara cruises will come with the following benefits for everyone on the cruise:
- Pre-paid gratuities included in the cruise fare.
- Complimentary alcoholic beverages like wine, beer and spirits, as well as soda, bottled water and specialty coffees will be available throughout the ship during bar hours. Dinners (and lunch) will come with an added selection of special international wines and beers.
- Each cruise will now include a special event dubbed the "AzAmazing Evenings,"on one evening during the cruise for all guests onboard. Examples of these special events include a night at the ballet in St Petersburg, Russia, or a polo match in St. Tropez, France.
- Free shuttle services will be provided in every port of call where needed to reach the nearest place of interest.
- Butlers will be provided in all suites, and every guest will have access to concierge services throughout the cruise to arrange special dinners, shore tours or rental cars, for example.
Are you a fan of Azamara Cruises? Tell us here: Azamara Cruises
What This Means
If you are not a regular cruiser you may not realize that in the past only the most exclusive cruise lines have included gratuities and alcoholic beverages in the cruise fare. This level of inclusiveness has been the reserve of the "luxury" category of cruise lines which typically cost as much as $500 per day per person; such as Seabourn, Silversea, Regent and Crystal Cruises. In fact, even Crystal only went fully inclusive as of 2012.
Taking this step towards inclusiveness has Azamara drawing a sharp line between two distinct approaches to cruise offerings;
- Mainstream cruise lines where the cruise fares have been kept down but more and more onboard offerings now come with an added service charge.
- More inclusive cruise offerings like European river cruises, which tend to include wine with dinner and all shore tours in the cruise fare, have become some of the most successful and profitable sectors in the cruise industry.
Competing with Oceania
What is interesting about the two cruise lines that mostly comprise the "upscale" cruise category; Azamara and Oceania, is that both lines sail the exact same model of cruise ships, the former "R-Ships" that were originally built by Renaissance Cruises in the 1990s. There are eight of these ships in service all together with Azamara having two, Oceania having two, Princess having two (plus one transferred to P&O) and one now sailing for Hapag Lloyd.
But competitor Oceania now has the advantage of having two beautiful, brand new ships (Marina and Riviera) to compete with Azamara. Oceania also just announced upgrades to its loyalty program on October 1st, 2012, just hours before this new Azamara announcement was made.
Both cruise lines specialize in port-intensive itineraries including overnight stays in many ports of call, as well as gourmet cuisine and personalized services onboard like butlers and concierges.
But the bottom line is that while the "hardware" on Azamara is not as attractive as what Oceania can offer, the "software" (defined by cruise lines as the onboard service amenities) is now arguably more attractive than the amenities Oceania includes in its cruise fare for every guest.
Bordering on Luxury
In the case of pre-paid gratuities and alcoholic beverages included in the cruise fare Azamara is now offering a cruise experience that includes many of the amenities offered by what have been traditionally considered luxury cruise lines. But the one area where Azamara cannot truly compete with luxury cruise lines is in the level of solitude and space offered on luxury cruise ships.
Most luxury cruise lines have ships with standard staterooms large enough to qualify as "suites" on Azamara. The former R-ships were not built to be luxury ships, they carry close to 700 passengers on ships of about 30,000-gross tons. Most luxury cruise ships of about 25,000-tons only carry about 250 passengers, or else they are larger at 50-60,000-tons and they carry roughly 600 to 900 passengers. In any case, the point is that while Azamara is offering luxury cruise style services and amenities, the actual vessels are slightly less impressive than typical luxury cruise ships.
But the value proposition for Azamara, which was already very competitive with luxury cruise ships, is now to the point where Azamara stands to see a migration of many luxury cruisers to its ships. When luxury cruisers are asked why they are willing to pay extra for the "lux" experience, a very commonly cited reason is the "freedom from having to sign for things." The inclusive nature of the cruise experience is far more important than the floor plans of the vessels.
Azamara is taking a clear step towards a far more upscale experience, but it remains to be seen whether Azamara will raise its cruise fares to cover the cost of what it now includes in its cruise fare - although it seems logical that this should happen, in fact cruise pricing is a very competitive and sensitive area so one should not be assume this is a certainty. The line will not raise fares if it has a negative effect on cruise sales.
Bottom Line
Although Azamara sails older ships with smaller staterooms, the inclusiveness of amenities it will begin offering with 2013 cruises will be greater than its competitors. I believe this will be a very successful strategy for a cruise line that is already known for its high value and quality of service.
Are you a fan of Azamara Cruises? Tell us here: Azamara Cruises


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The Study Abroad Program at the Community College of Rhode Island offers the intellectual and social opportunity for CCRI students to have a choice to study more than 75 study abroad programs in 29 countries around the world for a semester, summer or full academic year. Curricular options include intensive foreign language courses as well as courses in the humanities and social sciences, physical sciences, business, studio art and design and marketing. For information sessions, please click here for the information sessions.
The College Consortium for International Studies (CCIS), of which the Community College of Rhode Island is a member, consists of almost 200 colleges and universities, two-and four-year, public and private, which cooperate to offer over 2,000 students the opportunity to study abroad each year. The programs consist of a wide range of academic areas, including Liberal Arts, Business, Intensive Language, Visual and Performing Arts, Art History and Human Services.
This page developed and maintained by Study Abroad Program. Send comments and suggestions to firstname.lastname@example.com .


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Looking for design inspiration? Browse our curated collections!
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Click and drag to re-position the image, if desired.
The watermark at the lower right corner of the image will not appear on the final product.
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The image is near the edges of the product but doesn't cover the entire product. Some of the background color may appear around the outside edges of the image.
Background Color
Our luxuriously soft beach towels are made from brushed microfiber with a 100% cotton back for extra absorption. The top of the towel has the image printed on it, and the back is white cotton. Our beach towels are available in two different sizes: beach towel (32" x 64") and beach sheet (37" x 74").
Don't let the fancy name confuse you... a beach sheet is just a large beach towel.
Care Instructions
Machine wash cold and tumble dry with low heat.
Ships Within
1 - 2 business days
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I was so excited to order this beach towel for my husband Father's Day, as we were taking a family vacation to Orlando and wanted him.to represent his fraternity in style at the resort. However when I opened up the package I noticed that it was truly faded and you could barely see the color. I was ultimately disappointed with the looks of this product. It seems as though the ink in the printer was running low and I received the bottom of the barrel and it didn't look like the product represented. Nonetheless, I was very disappointed.
graphic art
.Brush On Nature . "Swept ,Collect ,& Brush Nature Miracles on my mindbrush" Love-Fabulous Colors, Fairy tales,fly(butter)wings, fictional mist, fantastic lizards, fancy stars,fecund sea,fell shells, fat snails,finesse sand,freeze snow,falling rain,fiord, fish ,feather birds,forest,frost dew, all fauna & flora in & out of the Universe. Butterflies,Birds,breeze -Blue period In my childhood a rainforest gibberish me with his blue warm lap.I ran through with my little feet.In the mornings the dews of ricefields kissed my little feet.At the noon I saw sunset sky above the tea covered hills with my best friend coffee yard. Sea ,Sand,Shells ,Salmon - Sunglow period After then ,Iife stream drove me to the beach of coral sea.The...
Our return policy is very simple:
If you're not happy with a purchase that you made on Pixels.com, for any reason, you can return it to us within 30 days of the order date. As soon as it arrives, we'll issue a full refund for the entire purchase price. Please note - Pixels does not reimburse the outgoing or return shipping charges unless the return is due to a defect in quality.
Pixels sells thousands of pieces of artwork each month - all with a 100% money-back guarantee. We take great pride in the fact that hundreds of thousands of artists have chosen Pixels to fulfill their orders, and we look forward to helping you select your next piece!
All beach towels ship from our production facility within 1 - 2 business days of your order.


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Does anyone know what happened to excellent resourse with
the Poco mail scripts and tips and stuff?
It was at address http://www.jdfsoftware.com/pocofaq
or maybe there is a mirror somewhere?
Moderators: Eric, Tomas, robin
Michael wrote:I had to shut down juan de fuca software as it wasn't getting much business.
rgrun1 wrote:Thanks Michael
I asked in another forum; Is there a list of all the tags including the undocumented ones? Was that a part of your website?
I am a new user (I graduated from newbie )
Users browsing this forum: KelvinE and 4 guests


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Animal Parade® GOLD Multi Children's Chewable takes this best-selling multi-vitamin and mineral formula to the next level! The award-winning taste continues in an irresistibly delicious sugar-free formula, bursting with natural cherry flavor! Each serving of these fun, animal-shaped chewables is now packed with 500 IU of vitamin D3, more trace minerals, enzymes, probiotics, and an extensive assortment of organic whole foods. Animal Parade GOLD is sweetened with xylitol, which may reduce the risk of tooth decay.
Animal Parade GOLD is the new gold standard in children's supplementation. This delicious, unique and highly effective supplement features:
- Vitamin D3 for optimal bone support and immune system health
- Vitamin K2 for superior immune, blood and bone health
- Over 20 certified organic whole foods for synergistic health-promoting activity
- All essential vitamins and minerals
- Complete intestinal, oral and dental probiotics
- Lutein for eye and skin protection
- Live enzymes and bioflavonoids for unmatched absorption and activity!
- Delicious cherry flavor!
- Fun animal shapes!
- Xylitol, which may reduce the risk of tooth decay
With so many outstanding features, Animal Parade GOLD is the most comprehensive, health-boosting investment a parent can make.
Invest in GOLD – Animal Parade GOLD – for your children's future.
* [1] Note: Unless otherwise noted, this product has not been evaluated by the Food and Drug Administration. Our natural products are not intended to diagnose, treat, cure, or prevent any disease.


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Report: South Dakota One of Few States Not to Have Coach as Highest Paid State Employee
We have more proof that South Dakota isn't like most other places in the United States, this time as it relates to salaries at public universities.
According to article on Deadspin.com, South Dakota is one of just ten states in the nation where the highest paid state employee is NOT a coach at a state university.
So who is the highest paid state employee? That would be Dr. Mary Nettleman, the Dean of the Medical School at the University of South Dakota. According to the latest information, Dr. Nattleman makes $500,000 a year.
Of the other nine states that don't have a coach topping the list, four (Nevada, North Dakota, New York, and Massachusetts) have Med School employees listed as #1, four (Alaska, Montana, Vermont, and Delaware) have College Presidents at #1, while one (Maine) pays its Law School Dean more than any other state employee.
In the coaching ranks, 27 of the top earners are football coaches, 13 are basketball coaches, and one (New Hampshire) is a hockey coach.


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Address Hearing Loss in the Workplace and Reap the Rewards
Addressing hearing loss on the job should be a workplace wellness priority, says the Better Hearing Institute (BHI), pointing out that in today's service and knowledge-based economy, good communication is critical to business success for both the employer and the employee. BHI urges employers to include hearing tests and hearing health as part of their workplace wellness programs. Fortunately, hearing aids—as well as other appropriate treatments and workplace accommodations—can help individuals function optimally on the job.
To help facilitate timely hearing self-screenings for all American workers, BHI is offering a free and confidential online hearing check at www.BetterHearing.org, where anyone can quickly assess if they need a more comprehensive hearing test by a professional audiologist. The earlier hearing loss gets treated the better.
BHI believes that by empowering America's workers with information on hearing health and options for addressing hearing loss, they can become more informed healthcare consumers and more productive, satisfied employees. BHI also is underscoring the point that hearing loss in the workplace is not the concern, but rather leaving hearing loss unaddressed is. When hearing loss is addressed, it does not have to get in the way.
A Changing Economic Landscape
America has reached the point where hearing health must become a workplace wellness imperative.
The U.S. economy now depends largely on employment that demands good communications skills. Service and knowledge-based work has become increasingly dominant. America also is experiencing a demographic shift toward a maturing labor force. People are staying in the workforce longer; baby boomers are on the threshold of their golden years; and the rate at which young people are entering the job market is slowing as a result of population changes. What's more, just as we're seeing this convergence of economic circumstances, we also are witnessing an increase in adult hearing loss at younger ages.
Already, nearly 40 million Americans suffer from hearing loss. The majority of them are in the workforce. And according to EPIC's "Listen Hear!" survey, more than 10 percent of full-time employees have a diagnosed hearing problem. Another 30 percent suspect they have a problem but have not sought treatment.
The Pitfalls of Brushing Off Hearing Loss
By limiting one's ability to communicate effectively, unaddressed hearing loss can unnecessarily affect productivity, job performance, and earnings; lead to fatigue and distress; restrict interpersonal interactions; make it difficult to receive and interpret auditory information from computers, machines, and individuals; pose a risk to one's ability to hear sounds that signal hazards in the work environment; increase sick leave, absenteeism, and disengagement from work; and diminish overall quality of life.
What's more, an increased risk of hearing loss is tied to three of the most significant wellness concerns of American employers: obesity, diabetes, and smoking.
A national BHI study even found that people with untreated hearing loss lose as much as $30,000 in income annually, depending on their degree of hearing loss. The aggregate yearly loss in income due to underemployment for people with untreated hearing loss is an estimated $176 billion. And the fiscal cost to society in unrealized federal taxes is an estimated $26 billion. This doesn't even measure the impact that unaddressed hearing loss has on worker productivity and absenteeism.
Not surprisingly, EPIC's "Listen Hear!" survey found that almost all (95%) of employees who suspect they have a hearing problem but have not sought treatment, say they believe their untreated hearing loss impacts them on the job in at least one way. From asking people to repeat what they have said (61%), to misunderstanding what is being said (42%), to even pretending to hear when they can't (40%), the burden that comes with leaving hearing loss unaddressed weighs heavily on America's workers.
Why Addressing Hearing Loss Is a Smart Business Practice
Fortunately, when addressed, hearing loss is largely manageable. The vast majority of people with hearing loss can benefit from hearing aids. Eight out of ten hearing aid users say they're satisfied with the changes that have occurred in their lives specifically due to their hearing aids.
A national BHI study even found that the use of hearing aids reduced the risk of income loss dramatically—by 90 to 100 percent for those with milder hearing loss, and from 65 to 77 percent for those whose hearing loss was severe to moderate. The study also found that people with severe hearing loss who do use hearing aids are nearly twice as likely to be employed as their peers who do not use them.
Today, most U.S. employers have some type of wellness program. By including hearing tests and hearing health information in workplace wellness programs—as well as including hearing aids as an employee benefit—employers encourage workers to treat hearing loss rather than hide it. Not only does this help the worker, but it creates a work environment where employer and employee can team up to ensure that a worker's hearing loss does not interfere with job performance, productivity, safety, quality of life, morale, opportunities, or success in the workplace.
In today's rapidly changing business landscape, where organizations are coming to rely more heavily on maturing workers who have valuable experience and expertise, this employer-employee partnership is critical for bottom-line success.
For information and resources on workplace wellness, along with information on National Employee Wellness Month, visit www.NationalEmployeeWellnessMonth.com.
Five Things Employers Should Know About Hearing Loss & Employee Health
Hearing loss is tied to depression
Research shows that hearing loss is associated with an increased risk of depression in adults of all ages, but is most pronounced in 18 to 69 year olds. Research also shows that the use of hearing aids reduces depressive symptoms.
Hearing loss is twice as common in people with diabetes
Studies show that people with diabetes are twice as likely to have hearing loss. When broken down by age, one study showed that those 60 and younger are at greater risk.
Your hearing may say something about your heart
Cardiovascular and hearing health are linked. Some experts say the inner ear is so sensitive to blood flow that it's possible that abnormalities in the cardiovascular system could be noted here earlier than in other less sensitive parts of the body.
Staying fit may also help your hearing
Research on women's health shows that a higher level of physical activity is associated with a lower risk of hearing loss. Conversely, a higher body mass index (BMI) and larger waist circumference in women are each associated with a higher risk of hearing loss.
Hearing loss may put you at greater risk of falling and hospitalization
A Johns Hopkins study showed that people in middle age (40 to 69) with even just mild hearing loss were nearly three times more likely to have a history of falling. Another Johns Hopkins study showed that hospitalization is more likely for older adults with hearing loss.
What's Different About Today's Hearing Aids?
According to the EPIC "Listen Hear!" survey, most people don't realize that hearing aids have come a long way; nor do they realize that hearing aids are eligible expenses for flexible savings accounts (FSAs) and health savings accounts (HSAs).
Hearing aids today are dramatically more advanced than the hearing aids of even just a few years ago. Many of today's hearing aids allow users to hear from all directions, in all sorts of sound environments. They are digital, wireless, can connect directly to your smartphone or television, and can be as discreet or as visible as you like.


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Ultraman Mega Deck
Trade Cards Online is shutting down.
Trade Cards Online will be shut down beginning 1 July 2019. We strongly recommend you export your lists before this date as the site, together with your account, will no longer be available afterwards. Trade Cards Online was started as a platform to provide the most comprehensive database available on the Internet. But since we weren't able to expend enough time to keep up with the marketplace, we have decided to shut the site down. While it's sad to say goodbye, we are hopeful that you will continue your passion for collecting. We regret any inconvenience this may cause you. We appreciate everyone who has used and supported Trade Cards Online. Thank you!
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text: Robocopodenieve makes music out of Buenos Aires full of beautiful ambient loops that glitch out in glorious ways. The video for "Siamellizas" has a pair of vintage girls connected at the hair who have a lonely life in the woods where they make failed attempts at having tea parties with each other. So sad. The track can be found on their split tape with Los Sueños on the newly formed & totally awesome Argentinian tape label, Spit On BPM.


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The final tech teal I attended at Macworld/ iWorld 2012 was Visual Note-Taking with the iPad. Compared to the majority of Tech Talks I attended this year this one was a little bit of a creative indulgence. Rachel Smith specialises in visual note taking, a form of note taking which offers a creative visual edge to talks, lessons or meeting allowing people to revise and learn visually. Rachel's talk is available on Youtube, it was made created, recorded and played back on the iPad using an called App called Brushes which records your drawing and allows you to play back your actions. Here's a over view Rachel has posted on Youtube.
To those of you who cannot access you tube here's a copy of the visual notes from the session.


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Magical Night
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14 responses
Steven Maguire gave props (28 Oct 2008):
Leslie Hunziker gave props (28 Oct 2008):
magical! Nicely done!
Susan Littlefield gave props (28 Oct 2008):
Magical indeed! Wonderful night photo!!!
Tin G gave props (30 Oct 2008):
Magical :)
Sherry gave props (30 Oct 2008):
enchanted ^=^
Gary Foltz gave props (30 Oct 2008):
Nice POV.
* Tracey Boutote * (Deleted) gave props (30 Oct 2008):
Cool shot!
Sung Roh gave props (1 Nov 2008):
wow that does give the magical night! it is so pretty!!!
Patricia Shanahan gave props (3 Nov 2008):
Magical shot ! So beautiful ! NICE !
Dianna Geiser gave props (4 Nov 2008):
Two of my favorite subjects, night lights and lit fountains. Very magical. Very beautiful shot.
Sandy Tyler (Deleted) gave props (12 Nov 2008):
Great image, love it.
Ken McElroy gave props (15 Nov 2008):
Great eye - you really pulled together the elements for a striking image.
Sheena Best gave props (15 Nov 2008):
splashing lights! beautiful
Donna Kasinec said (15 Nov 2008):
makes me want to be there, so captivating.
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Wait, I thought the Governor was supposed to be some super a-hole, like in the comic books, where he was a raping, murdering, torturing psychopath?
In Sunday night's episode of The Walking Dead, we finally meet the gov', and he comes across as a stand-up dude, at first. He brings Andrea and Michonne into his charming little town of Woodbury (population 73, soon to be 74), sees to it that Andrea gets medical treatment for her persistent flu-like symptoms, sets them up in a nice little bed and breakfast room with running water, peaches, bottled water and fresh clothes, and feeds them strangled eggs and mystery tea.
He even offers them food, ammo, meds


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I was wondering if Typekit fonts are used on any big sites. I know on their site https://typekit.com/ it says Twitter and NYTimes use it, but actually checked out the source on their pages, it doesn't seem they use it at all (any 'non-standard' fonts are usually done with images instead, a la Apple's homepage). My question is threefold:
- Do any large sites use TypeKit fonts for the majority of their text?
- Are there any development downsides to using TypeKit fonts and having users download these fonts? Would this ever cause a problem?
- What happens 'before' a user's browser downloads the font? Does nothing appear, or does a substitution occur until that font has been downloaded?
Note: the font I am considering is Proxima Nova


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Discover how digital cutting systems work and how various models differ.
By Lori Leaman
In the race to stay one step ahead of the competition, many screen printers find themselves searching for unique products to add to their mix or ways to improve their turnaround time and service in order to gain an edge in an increasingly competitive marketplace. One way for screen shops to both broaden their product offerings and secure new clients is to add digital cutting equipment to their operations.
You can use computer-driven cutting machines to produce shaped P-O-P graphics, signage, decals, and other indoor and outdoor products that you might not have considered offering before. And as you'll learn in pages that follow, the benefits of adding this equipment to your operation aren't limited to the production department.
Types of cutting systems
Cutting plotters, frequently referred to as vinyl cutters or computer-aided-signage (CAS) systems, can be used for a variety of applications in a range of markets. Cutting labels and decals, trimming posters and banners, producing packaging prototypes, and contour cutting and routing rigid graphic displays are examples of jobs suited to digital cutters. Before we get into the opportunities your shop can pursue with the addition of digital cutting equipment, let's take a close look at the types of cutting systems available and the technology behind them.
Although cutting plotters come in a variety of sizes and styles, all machines fall into one of two general categories: flatbed or roll-fed. Flatbed cutters are large-format systems that use a vacuum bed to hold materials in place during cutting (Figure 1). The cutting head on a flatbed system moves in X and Y directions across the surface of the media. Flatbed cutters can be used with vinyl film and other flexible media, but they are used mainly for thick, rigid, sheet-fed materials. These devices are ideal for applications that require a high amount of cutting force.
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Spy Hunter is a reboot of the legendary combat driving series and races forward on its most thrilling and dangerous ride yet. The player once again takes on the role of the "Agent," the driver of the high-tech G-6155 Interceptor supercar, armed extensively with advanced weaponry, and ready to take on a global terrorist organization set on world domination. The Interceptor seamlessly transforms from supercar to off-road assault vehicle to speed boat, allowing players to go where they like within its branching mission tracks.


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|Li, Yan
|Zou, Jijun
|Hartman, Glen
|Clough, Steven
Submitted to: Plant and Animal Genome Conference
Publication Type: Proceedings
Publication Acceptance Date: 10/15/2004
Publication Date: 1/14/2005
Citation: Li, Y., Zou, J., Hartman, G.L., Clough, S.J. 2005. Identification of aphid resistance-related defense responses in soybean. Plant and Animal Genome Conference. p. 239.
Interpretive Summary:
Technical Abstract: Gene expression profiles in resistant and susceptible soybean [Glycine max (L.) Merrill] in response to the soybean aphid, Aphis glycines Matsumura (Homoptera: Aphididae) were compared at 6 and 12 h after aphid infestation using cDNA microarrays representing over 18,000 soybean-expressed sequence tags. More genes were induced in resistant than susceptible soybean at 6 h after infestation. Genes that were differentially expressed between aphid and control treatments were selected as aphid-response genes. Eighty-four genes showed specific responses only in resistant soybean and included genes related to defense and a number of other activities. Expression patterns of three defense-related genes were examined at 6, 12, 24, 48, and 72 h after infestation in resistant and susceptible soybean by quantitative real-time PCR. The induction of the three defense-related genes in resistant versus susceptible soybean plants was earlier and stronger at 6, 12 and 24 h after infestation. Non-induced expression differences between the resistant and susceptible cultivars were also determined. Five genes with constitutively higher expression levels in the resistant cultivar were further analyzed for their potential roles associated with aphid resistance.


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Advanced Systemcare Ultimate 220.127.116.115
An article by mrbanny No Comments
IObit's Advanced SystemCare Ultimate 7 is Based upon BitDefender antivirus technology and the IObit anti-malware engine.
Advanced SystemCare Ultimate 7, incorporates world class anti-virus capabilities as well as a proven comprehensive PC tune-up abilities. The software provides protection against all kinds of security threats and issues. It can even protect you from system slowdowns, system freezing and system crashes without slowing down your computer in the process.
- Ultimate Protection and Ultimate Performance will protect you against viruses, spyware, hackers, phishing, botnets.
- Advanced SystemCare Ultimate 7 is compatible with other security software, and it includes all features of ASC PRO.
- Secures your privacy when surfing online in real time and boosts, cleans, and fixes all kinds of PC issues in just 1 click.
- Advanced SystemCare Ultimate 7 is both light and fast.
Users who uninstall Advanced SystemCare PRO during Advanced SystemCare Ultimate 7 trial can easily revert back to ASC PRO at any time.
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Show and Tell
Since 1977, the San Francisco Decorator Showcase has invited emerging and established designers to create exciting, inventive interiors, and this year proved no different as the preview gala welcomed hundreds to its Presidio Heights location. Guests including Lindsay Joost, Kate Kelly Smith, Thayer Hopkins and Jane Scott Hodges were eager to explore the historic house (built for playwright Alfred Sutro in 1908), newly transformed by 27 leading Bay Area firms. Caterer McCalls served Champagne and caviar, along with its signature baby lamb chops and other small bites. This year's event fantastically raised nearly $650,000 for San Francisco University High School's financial aid program. Now that's design smarts. –Photos by Drew Altizer Photography


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By CYRUS LEVESQUE
MONKTON — Sam and Robin Kuhns' morning routine differs from their classmates' at Monkton Central School in one big way: over their winter clothes, the brothers put on bicycle helmets and safety vests. Nine-year-old Sam and Robin, 11, have biked three miles to school year round for about three years with their father, Buzz Kuhns.
The habit of biking to school began when Sam was in kindergarten, and Buzz suggested that they bike in one morning near the start of the school year. Sam was opposed to it at first.
"I was like, 'Dad, are you insane?'" he said. However, Sam quickly warmed up to the idea.
Biking to school in the morning is the more practical option sometimes. The family lives on Bennett Road about three miles from Monkton Central. In good conditions, biking takes 20 minutes or less; Buzz said that their record time was 15 minutes, 25 seconds. Since the family lives near the start of the 45-minute school bus route, that's less time than it would take to ride the bus.
While the Kuhnses say the ride itself is not very strenuous, the family's dedication is impressive. Buzz said that they have only missed three days so far this school year.
"Sam has never ridden a bus more than twice or so (since we started biking)," Buzz said.
Falling snow has a few times prevented the Kuhns kids from biking, and they also don't bike if the road has not been plowed, Buzz said. But low temperatures, wind and even rain have not been enough to stop them.
They need to take extra steps before getting on the bikes for school in bad weather, but frigid temperatures have not required all that much extra clothing because the exercise helps keep them warm. Buzz said they have biked on mornings as cold as 16 degrees below zero, and the only change they needed was donning ski goggles.
By ANDY KIRKALDY
VERGENNES — Residential school tax rates in two of the five Addison Northwest Supervisory Union towns are expected to drop, according to estimates prepared by the ANwSU office, while homeowners' rates in two other union towns are projected to rise by less than 3 cents.
Only in Addison, where unexpected costs during this school year have created a $75,000 deficit at Addison Central School, do ANwSU officials estimate the residential school tax rate will increase significantly, by about 13 cents.
Overall, ANwSU business manager Donna Corcoran said officials are happy to release the estimates, which assume residents pass all four proposed district school budgets on Town Meeting Day.
"It feels pretty good to put these out," Corcoran said.
By JOHN FLOWERS
MIDDLEBURY — The United Way of Addison County (UWAC) is putting the finishing touches on a 2007 fund-raising campaign that has thus far yielded an all-time record $801,350 for services to the area's neediest citizens.
"Bob (LaFiandra) and I are very pleased," said Ann LaFiandra, who co-chaired the 2007 fund drive with her husband.
The couple was particularly gratified by the way donors comfortably exceeded what had been a $760,000 goal. The books don't officially close on the campaign until Feb. 29.
"We were stunned, but in a way not surprised, because this is a very caring community," LaFiandra said. "We honestly did not have to hard-sell."
As of Tuesday, UWAC had received 2,144 contributions ranging from payroll deductions of 50 cents to individual checks in excess of $10,000.
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21 Crazy Ways to Open a Bottle You've Never Even Considered
If the only thing standing between you and getting your drink on this holiday weekend is figuring out how to get a pesky bottle cap off, then have we got good news for you.
This handy dandy video shows 21 different ways to open a bottle. Twenty-one!
Of course, there are also other ways to open a bottle, too, and if you still can't open it, we highly recommend you stick to juice boxes because you don't deserve to drink, no matter how much of a thirst you've worked up trying to undo that cap.


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Slatkin M. Linkage disequilibrium--understanding the evolutionary past and
mapping the medical future. Nat Rev Genet. 2008 Jun;9(6):477-85. Review. PubMed
Just in case you don't have access here you have the starting paragraph rant:
Linkage disequilibrium (LD) is one of those unfortunate
terms that does not reveal its meaning. As every
instructor of population genetics knows, the term is a
barrier not an aid to understanding. LD means simply
a nonrandom association of alleles at two or more loci,
and detecting LD does not ensure either linkage or a
lack of equilibrium. The term was first used in 1960 by
Lewontin and Kojima1 and it persists because LD was
initially the concern of population geneticists who were
not picky about terminology as long as the mathematical
definition was clear. At first, there were few data with
which to study LD, and its importance to evolutionary
biology and human genetics was unrecognized outside
of population genetics. However, interest in LD grew
rapidly in the 1980s once the usefulness of LD for gene
mapping became evident and large-scale surveys of
closely linked loci became feasible. By then, the term
was too well established to be replaced.
and some formula:
From wikipedia:


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Guest blog post by Dr. Albert Green, CEO of Kent Displays.
Ed note: Founded in 1993, Kent Displays, Inc. is a world leader in the research, development and manufacture of Reflex™ No Power LCDs for unique, sustainable applications including electronic skins, writing tablets, smartcards and eReaders. Improv Electronics was formed in 2010 as the consumer products subsidiary of Kent Displays. 2010 sales of its first product, the Boogie Board™ LCD Writing Tablet, exceeded forecast by 10 times. Its paperless LCD technology represents a significant opportunity to reduce global paper consumption for everyday tasks such as memos, reminders, to do lists, sketching and other writing and drawing activities.
Kent Displays is honored to be a representative on this trade mission to India. It's only a few days into the mission, and the benefits of participating are already immeasurable. I cannot begin to express my gratitude to the U.S. Commerce Department and Secretary Gary Locke for organizing the trip and selecting Kent Displays for the business delegation.
Going into the trade mission, Kent Displays had limited focus on the India market. We considered a greater focus in the past, but decided that the upfront exploratory effort to "get the ball rolling in India" would require a commitment beyond our available resources.
By participating in the mission, we hope to gain a better understanding of its business, government and consumer dynamics. We also expect to establish relationships with business and government leaders that would help identify immediate and future business opportunities. In the final analysis, this mission is the impetus for convincing us that now is the time to explore business possibilities in India.
Having just completed the New Delhi portion of the mission, these expectations have already been met. I had several meetings with government leaders as well as large retail, consumer product and manufacturing companies. The latter is especially important because as a small company that features consumer products, there's a premium on "shoe leather" sales activities. These meetings would have been very difficult to arrange if I had not been a member of the trade mission. The outcome of the meetings was invaluable. I gained a much better understanding of the Indian market and business environment. The business meetings helped both parties determine if a relationship could provide benefits to each company. In one meeting, I learned how appliance use and cost differs greatly in the U.S. and India. This type of knowledge is critical in developing a business strategy for products like our Boogie Board LCD Writing Tablet in the Indian market. In another meeting, Commerce department staff was able to get some critical tariff data in a very timely fashion, so we could quickly evaluate if the deal made sense. When the tariff came in higher than expected, Commerce Department staff immediately pointed out that they could advocate for American companies with the Indian government with the hope of reducing the tariff. You often hear that government is slow and responds at a snail's pace. While true in some circumstances, it's been a lightning response on this trip—almost like you're working with another startup!
The New Delhi portion of the trip also included a visit to the American Embassy School. Again, this meeting was of great benefit. We have seen significant demand from U.S. schools for the Boogie Board tablet. It is a great learning aid for handwriting/arithmetic practice, drawing, homework lists, calculations, etc. The meeting at the American Embassy School helped me understand the dynamics of schools in India and if the Boogie Board tablet could be used in a similar capacity.
As the trade mission continues in Bangalore and Mumbai, I will participate in many additional meetings. I am eager to learn more about this fascinating country and its generous and hospitable people. I am confident the many meetings and relationships that form will produce substantial benefits for the both the U.S. trade delegation members, our Indian counterparts and the respective national economies.
Our deepest thanks to the hard working Commerce department staff who arranged such an outstanding, business focused trip. It shows you that the government works for companies of all sizes!
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