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Sherry Lunn, a single mom for 13 years, is falling through the middle-class cracks. Her options are few, her problems many.
"I've tried to follow the recommended rules to take care of my children carefully," she said. "What's frustrating to me is every time, it seems like I'm punished for 'doing the right thing.'"
Lunn has worked from her house for 12 years typing medical transcriptions for a Dallas health clinic.
Before finally insisting on a normal workload, she worked as long as 15 hours a day often six or seven days a week since she got paid by the report.
For the last eight years, she's been classified as an independent contractor. That meant she was no longer eligible for group insurance.
But Lunn continued to stay insured, paying premiums of more than $550 monthly to a private insurer for medical coverage for her and her two daughters, Lauren and Ashley.
"It's never been the best at times, but I've never let it go," said Lunn, who also has a cancer policy and life insurance on both girls.
But the financial hits just kept on coming - "it just keeps piling up and piling up," she said.
Lauren, 13, has required a staggering amount of dental and orthodontic work. Dental insurance outside group coverage is hardly worth the trouble.
Lunn provided sheets of dental bills on Lauren totaling about $12,000, and nearly $6,000 over the last three years that included braces. She said she's paid in full on that.
Two years ago, to help day-to-day financially, she changed her medical insurance to catastrophic coverage with Blue Cross Blue Shield. That cut her monthly premium to $318, but there was a $10,000 deductible.
Dale and Donnie Adams underwrite all of Lunn's insurance. Donnie Adams is her agent for car, home and life insurance. Dale Adams, an independent health insurance agent and owner of shopyourpolicy.com, is agent for her health coverage.
"We never recommend anyone do catastrophic," said Dale Adams, "but that was the only thing she thought she could afford."
Then came the middle of September. Lunn's vision had gradually become worse over the last four years, but she thought it was just age and seeing small print. It wasn't.
It was cataracts in both eyes, and optometrist Dr. Dean Beddow recommended surgery soon.
"He told me if I don't have surgery, he was afraid it's going to destroy my life, meaning I could have a car wreck, or lose my job, and then my house because I'm going blind," Lunn said.
Cataract surgery, she has been told, would be between $7,000 and $9,000, under her deductible, and all up front.
Lunn drives a 1997 Jeep Cherokee with 200,000 miles. It barely passed inspection last month.
Bottom line: she can't afford the surgery.
Searching for solutions, she found Mission Cataract USA, a national group of doctors who donate one day for free cataract surgery for those with no means to pay.
Panhandle Eye Group in Amarillo told Lunn it does a day every two years, but the next one is not until 2014.
The other Texas group, Houston Eye Associates Foundation, said she didn't qualify, executive director Claudia McCabe said.
Lunn had the misfortune of having insurance.
She looked into government insurance, but was told a person must be uninsured for at least six months to be considered, and to her, it wasn't worth the risk.
She checked into basic medical coverage for Lauren, the only daughter living at home. Nope.
Lunn also made a bit too much money to qualify for Children's Health Insurance Program, a children's Medicaid program.
Private insurance? Since new health care laws require private insurers to accept children without regard to pre- existing conditions, private insurers are requiring an adult be included to prevent families from waiting until a child is injured or sick to obtain insurance, Dale Adams said. Back to square one.
She's trying for a loan modification on her mortgage to help arrange finances. She's hopeful, but nothing is certain.
"It's terrible," said Carol Stewart, Lunn's mother, "because Sherry tries so hard to do it all the right way."
She muddles through her work. She types reports in 22-point type so she can see, and then reduces them to 10 points to send to the clinic.
Lauren, an eighth-grader at Westover Middle School, is taking three Advanced Placement classes. In her three-week report, out of seven classes, her lowest grade was an 88, high school Spanish.
There are many who know how to work the system, live off the largesse of others and are doing fine.
Then there are those who do what they can on their own, not shirk their parental responsibilities, struggle to make ends meet and come up short. Sometimes way short.
"I'm not feeling sorry for myself, but it is frustrating," Lunn said. "I'm sure others have similar problems. I just got to find the money somehow."
Jon Mark Beilue is a Globe-News columnist. He can be reached at jon.beilue@amarillo .com or 806-345-3318. His blog appears on amarillo.com. Follow him on Twitter: @jonmarkbeilue.


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El Paso County Sheriff's Office
3850 Justice Dr., El Paso, Texas 79938
Public Information Officer, Mariano Valle
Cell: 915-479-1678
Office: (915) 538-2119
EMAIL: email@example.com
Website: EPCSO.ORG
"We Serve With Pride"
El Paso County Sheriff Richard Wiles, through the Sheriff's Association of Texas, awarded Arturo Leyva a $500 scholarship to assist him with academic expenses. The Sheriff's Association of Texas awards scholarships to eligible students attending a college or university. The student must be a son, daughter, or grandchild of a Sheriff, former Sheriff, Sheriff's Office employee, or a Peace Officer serving in the State of Texas. The scholarships are awarded in the Spring and Fall of each year.
The Sheriff's Office would like to congratulate Arturo and hopes he does well at Texas Tech University in Lubbock Tx.
News Release
EMAIL: firstname.lastname@example.com
"We Serve With Pride"
The Sheriff's Office would like to help the citizens of El Paso County stay safe during this holiday shopping season. Citizens can become vulnerable to theft and other similar crimes and the Sheriff's Office would like to remind the citizens of tips that can help them enjoy this holiday shopping season.
· Try to park in a well lit area if possible
· Be aware of your surroundings before you exit your vehicle
· Lock your car!
· Don' t leave valuable items visible inside your vehicle. Leave all of your belongings and purchased items in the trunk
· Avoid carrying large amounts of cash
· Leave birth certificates, social security cards and other documents with personal identifying information at home in a secure place
· Try not to carry too many bags or packages at one time. Once you have purchased several iems, put them in the trunk of your vehicle and continue shopping.
· Do not shop alone, especially at night time and always tell someone where you are going
· Do not hesitate to ask store security for an escort to your vehicle and report all suspicious activity to authorities.
If there is an emergency, call 911. To report an incident with the El Paso County Sheriff's Office contact 915-546-2280 or if residing in the city contact the El Paso Police Department at 832-4400.
EL PASO TEXAS- The El Paso County Sheriff's Office will be conducting increased DWI enforcement during this Thanksgiving Holiday weekend. There will be an additional 15 Deputies patrolling the streets of El Paso County in high risk locations during times when most alcohol related incidents occur. This increased DWI enforcement will be from November 27th through November 30th.
Sun City Cab Co. and L&F Distributors are proactively seeking to prevent drunk driving during the holidays and offer a free cab ride as one option for individuals who might have had too much to drink. Be responsible and prevent drunk driving by calling for a free cab ride.
For more information please call 915-544-2211
Or STAY SOBER
On Saturday, November 23rd , the Sheriff's Office Advisory board, in support of needy families in the county, will give 100 turkeys away. The Advisory Board was generous and donated the money to purchase the turkeys. The Sheriff's Office knows that Thanksgiving is a day spent with family and friends and would hope to make it more memorable with this turkey give away. The turkeys have been pre-selected for needy families in El Paso County and will be packaged at Sheriff's Office Headquarters located at 3850 Justice Dr. Advisory board members along with Sheriff's Office employees will be at the "old" Canutillo Elementary School located at 7000 Fifth Street, in Canutillo from 10:00 am to 12:00 pm and give 50 turkeys away. After that, they will head out to El Buen Pastor Catholic Church located at 311 Peyton Rd in far east El Paso County to give another 50 turkeys away. They will be there from 1:00pm to 3:00 pm.
Thank you and Happy Thanksgiving Day
To report an incident with the El Paso County Sheriff's Office contact 915-546-2280 or if residing in the city contact the El Paso Police Department at 832-4400.
Contact: Mariano Valle
Public Information Officer
Office: (915) 538-2119
Cell Phone: (915) 479-1678
"We Serve With Pride"
On 11-16-2013 at approximately 1:45am a Sheriff's Office Deputy was dispatched to the 12000 of Quetzal Dr in Clint, TX in reference to a possible theft. The Deputy met with the caller who stated he saw three male subjects pushing an ATV through a field adjacent to his property. He believed what the subjects were doing was suspicious and tried to make contact. The three subjects then fled the scene leaving the ATV behind. The Deputies followed the shoe impressions back to where the ATV had been taken. They back tracked about a mile and came to the backyard of a residence located at the 12300 of Sacred Well Rd in Clint Tx. The home owner confirmed that his ATV had been stolen and wished to prosecute.
Deputies went back to where the ATV was abandoned and began a search for the three subjects. Several Border Patrol Agents joined in the search. Law enforcement officials were able to locate three sets of the shoe impressions nearby and followed them to a home located at the 12000 block of Alameda Ave. in Clint Tx. Deputies met with the owners who allowed the Deputies to enter the home. Inside one of the bedrooms were three subjects who admitted to stealing the ATV. They were subsequently arrested for felony theft charges. All three subjects were booked into the El Paso County Jail Annex.
CHARGE: Theft of Property >= $1,500 <$20,000 BOND: $5,000
WEIGHT: 140 lbs.
HAIR: Brown
EYES: Brown
BUILD: Medium
PLACE OF BIRTH: El Paso, Texas
EL PASO, TEXAS – This week's MANHUNT MONDAY Most Wanted Fugitive is an individual wanted for Evading Authorities. The target is identified as JOHN MADISON CAMPBELL of El Paso, TX.
On November 11th 2013, Officers from the Horizon Police Department observed a speeding Red Ford F-150 extended cab pickup traveling recklessly in the area of Darrington Rd. and Alderwood Manor. Officers conducted a traffic stop & identified the driver as JOHN MADISON CAMPBELL. A warrants check on CAMPBELL revealed he was wanted on an outstanding criminal warrant for AGGRAVATED ASSAULT W/ DEADLY WEAPON. As Officers instructed CAMPBELL to exit the truck, he fled on foot running west through Emerald Springs Golf Course. HCPD Officers gave chase but lost visual of CAMPBELL a short time later. Officers searched the area for hours but were not able to find CAMPBELL. He knows authorities are looking for him and remains on the run eluding capture. He is wanted on for the Offenses of: EVADING ARREST / DETENTION & the unrelated warrant of AGGRAVATED ASSAULT W/ DEADLY WEAPON.
If anyone has seen or has any information on the whereabouts of
JOHN MADISON CAMPBELL please (click on SUBMIT icon):
or CONTACT:
at 566-TIPS (8477). Callers will remain anonymous & may be eligible for a reward if the information provided leads to the apprehension of the individuals featured.
MANHUNT MONDAY & CRIME STOPPERS OF EL PASO are partners with the media to fulfill our mission of reducing the fear of illegal activity in our neighborhoods by involving the community in helping Law Enforcement solve crime.
El Paso County Sheriff's Office
Public Information Officer, Deputy Mariano Valle
Cell: 915-479-1678
Website: EPCSO.ORG
Release Date/Time: Friday, November 15, 2013
On 11-15-13 at approximately 07:45am, Sheriff's Office Deputies and Deputy United States Marshals assigned to the Lonestar Fugitive Task Force attempted to execute an Indecency with a Child warrant at the 6400 block of Songland in west El Paso. The man they were looking for was named Gustavo Solis. While executing the warrant, Solis fled the residence on foot. El Paso County Sheriff's Deputies from the Vinton Station and El Paso Police Officers assisted in the search of Solis. A nearby daycare center was advised to keep all the children inside and lock their doors. Canutillo High School, and the Northwest El Paso Community College Campus were also advised of the situation. At about 9:20am Solis was located at the 200 block of Easy Way, just a few blocks from his home. Solis will face and additional charge of Evading Arrest and will be booked into the El Paso County Sheriff's Office Detention Facility.
Gustavo Solis (51)
Charges: Indecency with a Child $20,000 bond
Evading Arrest $2,500
To report an incident with the El Paso County Sheriff's Office contact 915-546-2280 or if residing in the city contact the El Paso Police Department at 832-4400.
Public Information Officer, Deputy Mariano Valle
Release Date/Time: Friday, November 15, 2013
The Sheriff's Office Warrants section along with Deputies from the Patrol Division conducted a two day D.W.I. warrant round up called Operation "Last Call" on November 13th and November 14th. Other agencies who assisted in the operation were the Department of Public Safety, the El Paso Police Department and the Constables Office. The operation resulted in the execution of 38 alcohol related warrants as well as the execution 5 other misdemeanor warrants and 10 other felony warrants for a total of 53 warrants executed. In all, 38 subjects were booked into the El Paso County Detention Facility where bond amounts totaled just over $408,000.
Public Information Officer, Angelica Becerra
EMAIL: firstname.lastname@example.com
Release Date/Time: Tuesday, November 5, 2013 @ 9:00 AM
EL PASO TEXAS- On 11-04-13 at approximately 7:30 AM upper-valley Sheriff's Deputies responded to the 100 block of McArthur, Canutillo, TX, in reference to an assault where a female/victim 19 years of age was treated by ambulance after being assaulted by two women in an alleyway between La Union and Third St. in Canutillo, TX. Lourdes Alvarado of Canutillo was arrested by Sheriff's Deputies yesterday afternoon and charged with Assault Causes Bodily Injury after Alvarado and another female assailant arrived in a vehicle and assaulted the victim numerous times. A preliminary investigation revealed the victim was in the alley with an ex-boyfriend at the time of the alleged assault. Lourdes Alvarado was identified as the ex-boyfriend's mother who told authorities the assault occurred over jealousy issues between her son and his current girlfriend. The investigation continues with charges pending.
AKA's: GOMEZ / "KRUNK"
WEIGHT: 150 lbs.
EL PASO, TEXAS – This week's MANHUNT MONDAY Most Wanted Fugitive is an individual wanted for a Violent Incident. The target is identified as DANIEL JACOB VALDEZ of El Paso, TX.
Law Enforcement is seeking assistance in providing the whereabouts of DANIEL JACOB VALDEZ. He knows authorities are looking for him and remains on the run eluding capture. He is wanted on for the Offense of: AGGRAVATED ASSAULT W/ DEADLY WEAPON.
VALDEZ has several friends & family in the El Paso Area who could be hiding him from Law Enforcement. Authorities remind the public that Harboring a Fugitive from Justice is a Felony Offense.
DANIEL JACOB VALDEZ please (click on SUBMIT icon):
Release Date/Time: Sunday, November 3, 2013 @ 2:00 PM
EL PASO TEXAS- The El Paso County Sheriff's Office is asking for the public's assistance in locating the owner of a horse found at the intersection of Alameda Ave. and Valle Verde in Tornillo, TX. The horse was reported found at approximately 11:00 AM on October 30, 2013. The horse is female approximately 3-4 years of age and has a purple harness.
Deputy PIO/Angelica Becerra
"We Serve With Pride"
Release Date/Time: Sunday, November 3, 2013 @ 1:50 PM
EL PASO TEXAS- On 11-03-13 at approximately 1:30 am Sheriff's Deputies responded to a fire at the 200 block of E. Main St. in Fabens, TX, after noticing smoke emitting from a business while Deputies were at disturbance call close by. Deputies immediately ran to the building and shut-off the power to begin evacuating nearby residents of an adjacent apartment. Volunteer Fire Fighters from Fabens, San Elizario, Clint, Socorro and Horizon Fire Departments were summoned to the scene to include an El Paso County ESD#2 Marshall. The damaged was estimated at approximately $200,000.00. The cause of the fire appeared to be an electrical failure (accidental). There were no injuries reported as a result of the fire.
Release Date/Time: Sunday, November 3, 2013 @ 1:30 PM
EL PASO TEXAS- On 11-02-13 at approximately 12:42 PM Upper-Valley Sheriff's Deputies were dispatched to Tom Mays Park in reference to a lost hiker and a dog. A Deputy Sargent on duty familiar with the area through training with the Sheriff's Office Search and Rescue Team initiated a search and made contact with the hiker/VICTIM via cell phone who gave Deputies a description of her location which was near the satellite towers by "Elephants Peak". DPS air support was requested to assist with the search in the established perimeter. After a 4 hour search, the VICTIM and the dog were located with the assistance of an officer assisting local authorities. COMSAR was also summoned to the scene. The VICTIM was evaluated by El Paso Fire Department with no life-threatening injuries reported, however, the canine did sustain lacerations to the front paws.
Release Date/Time: Friday, November 1, 2013 @ 3:00 PM
EL PASO TEXAS- The El Paso County Sheriff's Office/Sex Offender Registration & Tracking Unit along with the U.S. Marshal's Office conducted a (1) day operation known as "Operation Unmasked" on Tuesday October, 29, 2013. The operation focused on the verification of sex offenders residing in El Paso County and who were not in compliance during the Halloween Season by having Halloween paraphernalia displayed. As a result of the operation, (2) homes were found not to be in compliance. The operation was an initiative to ensure the safety of our children out in the community.
Release Date/Time: Friday, November 1, 2013 @ 11:15 AM
EL PASO TEXAS- The EPCSO reminds citizens the order on Prohibition of Outdoor Burning in the Unincorporated areas of El Paso County has been extended another 90 days adopted and ordered by El Paso County Commissioners Court on October 21, 2013. The extended burn ban is in effect as of October 26, 2013.
ALL out door burning is prohibited with the exception of those activities specifically authorized and permitted by the TCEQ for fire fighter training, public utility, natural gas pipeline, or mining operations, planting or harvesting of agriculture crops, and prescribed burn management pursuant to Texas Local Government Code 352.081 (f).
Please abide by local ordinances or county burn bans in your area that regulate burning to avoid penalties or fines. A violation of the burn ban order in unincorporated areas of El Paso County is a class C misdemeanor.

subset: commoncrawl


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Street near Yankee Stadium named after Mo
NEW YORK -- The old Yankee Stadium was dubbed The House That Ruth Built, but the new Yankee Stadium rests on a road named for the team's greatest closer. A host of Yankee fans feted Mariano Rivera on Monday, when they renamed the corner of 161st Street and River Avenue in his honor.
Rivera, who entered Babe Ruth Plaza to the familiar strains of Metallica's "Enter Sandman," was visibly touched by the gesture as he sat and listened to several tributes.
NEW YORK -- The old Yankee Stadium was dubbed The House That Ruth Built, but the new Yankee Stadium rests on a road named for the team's greatest closer. A host of Yankee fans feted Mariano Rivera on Monday, when they renamed the corner of 161st Street and River Avenue in his honor.
Rivera, who entered Babe Ruth Plaza to the familiar strains of Metallica's "Enter Sandman," was visibly touched by the gesture as he sat and listened to several tributes.
Thomas Ferrara, a longtime fan of the team, came up with the idea to re-name the intersection closest to Yankee Stadium, and he thanked the politicians and fans who helped make it happen.
"Just like every one of you, I'm a lifelong Yankee fan," Ferrara said at the start of the ceremony. "Welcome to Babe Ruth Plaza, and for the last time, the intersection of 161st Street and River Avenue. In just a few moments, this will forever be known as 161st Street and Rivera Avenue."
Ferrara said that the fan-drive initiative took petitions and signatures to make it a reality, and in the end, the fans even paid for the street sign for the newly dubbed Rivera Avenue. But now, fans will have a new place to meet, just like the gigantic bat at the old Stadium that served as an iconic landmark.
Ferrara started the campaign last September, and he did it because he believed that Rivera's sportsmanship, accomplishments and philanthropic efforts deserved a fitting landmark. Ferrara found thousands of like-minded fans, and the idea even won the support of several elected officials.
The City Council passed a resolution to rename the intersection last December, and outgoing mayor Michael Bloomberg signed it into law before the end of the year. With Rivera in town to promote his upcoming book, "The Closer," Monday was a perfect time to unveil the street sign.
"This spot right here is really the focal point right now of the Bronx," said Ferrara. "Mariano is the bridge from the old Yankee Stadium to the new Yankee Stadium. There's an old saying that all roads lead to the Bronx. As of today, all roads in the Bronx lead to 161st street and Rivera Avenue."
Lonn Trost, the chief operating officer of the Yankees, delivered some remarks in support of the occasion on Monday, and he paused several times to allow the overhead 4 train to pass. Trost gave a long account of Rivera's accomplishments, and he stopped for a moment to think about his impact.
In every sport, Trost said, there is a natural debate as to who may be the best at a given position. But in baseball, said Trost, Rivera has rendered that argument moot with casual dominance.
"There's one exception to that rule: No one, nowhere, can ever doubt, argue or suggest that Mariano Rivera is not and was not the best closer in the history of baseball," said Trost. "It's more likely than not that nobody will ever surpass his ability, his record, his character, his moral fiber and his humility."
Rivera, a 13-time All-Star, led the American League in saves three times and retired as the game's all-time leader in career saves (652). The five-time World Series champion has seen so many capacity crowds at Yankee Stadium, but on Monday, he felt the importance of the moment.
"I've been pitching for 23 years, facing All-Star Games and World Series games. But this is tough," Rivera told the crowd. "I'd like to thank the New York Yankees for allowing me to play for 19 years with them, and allowing me to contribute to a beautiful community like the Bronx."
Rivera had his family with him on Monday, and he got to climb a ladder and physically pull the covering off the Rivera Avenue street sign. But before he did that, Rivera had the opportunity to address the crowd, which was chanting his name and clapping every time he paused for emphasis.
"Thank you for everything you have done," said Rivera. "And the most important [part] is you guys: The fans made this possible. You guys allowed me to play the game that I love. You guys were here for me for 19 years, day in and day out. It didn't matter if it rained. It didn't matter if it was hot. It didn't matter if it was 1 or 2 o'clock in the morning. Sometimes we played that late, but you guys were there."
The street sign was just the latest in a flood of late-career honors for the reliever. Rivera earned the Commissioner's Historic Achievement Award and the Marvin Miller Man of the Year Award in 2013, and his name will be on the trophy annually awarded to the best reliever in the American League.
Rivera's career began all the way back in 1995, and he finished more games (952) than any pitcher in baseball history. But now, as he closed out the ceremony and put another punctuation mark on his career, he could only stop and think about all the people who will tread his street in the future.
"I thank you for every effort you guys have made," Rivera said in closing. "All the businesses around here at 161st and River Avenue -- Rivera Avenue now -- thank you. Thank you very much."
Spencer Fordin is a reporter for MLB.com.


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Aston Martin V12 Vantage
From Autocade
Aston Martin V12 Vantage. 2010 to date (prod. n/a). 3-door coupé. F/R, 5935 cm³ (V12 DOHC). V8 Vantage with the DB9's V12, with extensive revisions to the frontal structure to accommodate the larger engine. Nearly perfect weight distribution (51 per cent front) thanks to carbon–ceramic brakes and weight savings around the car. A mere 100 lb heavier than the V8, reaching 190 mph. Far more brutal than the base car, and identifiable by louvres on the bonnet.
Marque: Aston Martin
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To the editor:
On July 4 at Ocean Isle Beach, we had the unfortunate experience of our 5-year-old daughter "disappearing." She lost us in the sea of people as she came up from the shore.
I want to say a heartfelt "thank you" to law enforcement officials who helped me when I called 911. They told me my daughter was in the hands of a woman who had found her wandering, crying and looking for us. They told me exactly which way to walk and how far until I would find her.
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A global layoff that will claim thousands of IBM jobs continues the contraction of the technology heavyweight's campus in Rochester.
While IBM isn't saying how many of the latest cuts will come from the development and manufacturing plant, which dates back to 1956, the workforce there has steadily declined for the last 20 years.
"It's hard to tell for certain what is going on," said Thomas Misa, director of the University of Minnesota's computer industry history project, the Charles Babbage Institute. "Since 1993, IBM has shifted its corporate strategy and its corporate accounting to emphasize global services. It's tough to show profits for units like Rochester that have great track records in building hardware and software."
Now IBM Rochester, with its blue-colored buildings that emphasized the parent firm's nickname, Big Blue, is caught up in a worldwide layoff that could claim 6,000 to 8,000 jobs.
The world's largest computer-services provider began cutting U.S. jobs Wednesday as part of a global restructuring plan announced in April. The reduction targets employees with a range of seniority from rank-and-file staff to executives, a source told Bloomberg News.
So far, 1,600 jobs have been cut, including some in Rochester, according to a union group called Alliance@IBM, which is run by Communications Workers of America Local 1701 in Binghamton, N.Y.
"Some level of workforce remix is a constant requirement for our business," IBM said in a statement. "Given the competitive nature of our industry, we do not publicly discuss the details of staffing plans."
A blow to community
In Rochester, a city of 109,000, the latest layoff is still a blow, said Gary Smith, president of Rochester Area Economic Development Inc., and everyone seems to know someone whose family will be affected.
"It's not news we like to hear," said Smith.
But with the Mayo Clinic getting $400 million from the state to back its ambitious medical development plan, Smith believes the long-term effect on the economy may be minimal.
"It's bad news for people in the community," he said, "but there may be other opportunities for those workers to transition into something new, with [Mayo's] Destination Medical Center and other industry sectors growing."
Rochester and the southeastern Minnesota region have a diverse mix of industries, with lower unemployment than the rest of the state, said Brent Pearson, a state regional labor market analyst based in Mankato.
Unemployment in 2012 was 4.8 percent, close to prerecession levels, compared with the statewide average of 5.3 percent. With the Mayo Clinic headquartered in Rochester and other health care-related industries playing a supporting role, one in three jobs in the area are in the education and health care services fields, Pearson said.
"We're starting to look at recovery … but we're not back there yet," Pearson said.
For the past 15 years, IBM Rochester has been transforming from a manufacturing facility to one more focused on engineering, particularly in the health care and financial services areas.
The Rochester plant may be the only IBM facility with FDA certification, and the company has worked with the Mayo Clinic and some medical device firms.
IBM Rochester's employment peaked at 8,100 in 1991, but has since plummeted to an estimated 2,500. The exact count isn't known, as IBM quit giving out Rochester employment numbers five years ago.
Company officials didn't respond to requests Thursday by the Star Tribune for comment.
Tradition of innovation
The Rochester plant has a long history of innovation, such as the immensely successful AS/400 midrange computer that garnered the coveted Malcolm Baldrige National Quality Award, presented by President George H.W. Bush.
Besides the award, the AS/400 had enormous consequences for IBM's computer business. It was the result of a secret IBM Rochester effort, code-named the Silverlake Project, that turned IBM's computer business strategy on its head.
In the 1992 book "The Silverlake Project: Transformation at IBM," three project participants and their co-author describe how before AS/400, Rochester's market share of midrange computers plummeted. But rather than lay down and die, Rochester initiated the most radical cultural change in IBM's history, switching from a product-driven to a market-driven approach to doing business.
There have been more recent Rochester advances, such as helping build the Blue Gene supercomputer. In 2011, the latest version of Blue Gene, the "Watson" supercomputer, bested two human champions to win the "Jeopardy!" TV show — a challenge that required encyclopedic knowledge and split-second answers.
But that was only part of the story. Watson was designed to be the world's most efficient doctor's assistant — it listened to patients, asked a few questions and read 100 million pages of related medical material per second.
In March, however, IBM said it would move the bulk of its computer manufacturing from IBM Rochester to other IBM locations in Guadalajara, Mexico, and Poughkeepsie, N.Y., beginning this year.
IBM Rochester would retain only minor manufacturing responsibility, such as prototyping new products and final assembly of Blue Gene supercomputers.


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There is no doubt you will be charging for picks soon. I have lost count the number of posters on the forums who say they hate touts and will never charge, but then turn around and charge themselves. I wish i had a dollar for everytime i have seen it happen, i would be rich.
In the end your just gonna be another guy who used covers to start his pay service business.
Guys like Gilmo, think everybody is stupid and just gonna fall for his BS tout crap setup
This by far one of the worst things about the internet. Its turned to many people into wanna be touts. In the old days they wouldnt have the funds to advertise and get paying suckers, now anybody can do it very cheaply
Guys nobody is hating, in fact i think Gilmo is a good guy, but i have seen this same story play out so many times, i have lost count. I have seen so many other good guys say the exact same things and then when they know they have a ton of people following them and waiting for plays, they hit you with the sorry, but i have to start charging routine.
I hope Gilmo proves me wrong, because if he does, it will be the first time that somebody didnt become a pay tout.
Like i said, got nothing against Gilmo at all
Originally Posted by PlayinPlot: CD, wanna make a bet with me via paypal that GiLmo doesn't turn tout? I'll put any amount on it, PLEASE take me up on this. This is the only place he can conduct his write-ups. This man has posted straight winners year after year and not asked for a penny. This site just sucks now with all its new rules; don't blame him for going the twitter and blog rout. Let me know how much you wanna put on this wager, ill be glad to scoop some free money from your hater @$$.
Please stop with the stupidity. I dont know you from anywhere. For all i know you could be an alias of Gilmo and hold off going tout, until i lose the bet to you. I wasnt born yesterday, pal.
We will just have to wait and see if am wrong or if am right.
am not jealous of anybody, just stating facts for people to blind to notice the game the wanna be touts play.
and use people whos goal it is to go tout create and use many differnt usernames, thats all part of the plan. So you could very well be Gilmo, no way to know.
Its pretty clear hes heading down the pay service route. You can see it by his posts he makes on twitter.
all he keeps talking about how his service is free and how hes making people money. You can bet your behind hes gonna drop the i gotta start charging for picks at some point. The setup of reeling everybody in is working perfectly.
cant wait for it to happen so that it proves me right once again on another wanna be tout
I hope am wrong, but way to much talk about free service now. He never used to do that
tick tock tick tock, thats the clock counting down to gilmos pay service.
The guy once again starts the day talking about touts and how hes so much better then them. Why even talk about touts, if thats not what hes up to.
Its funny, hes now accepting donations on his blog and a person has already asked, 'is this the start of charging for plays?" lmfaoooo i guess this gilmo guy cant fool everybody.
Originally Posted by mlaylor34: why would he not accept donations anyways? tipping the guy who makes you money.
lets see you create a username and your first posts are in the website promotion forum, lmfaoooooooooooooo
like you arent gilmo
You must be mad because somebody has saw thru your act
sorry jerkoff, am not a female but you are a friggin fool
are you mad because your little plan has been exposed before you actually went thru with it
if you hate covers so much, why do you feel the need to come back here and create a new username? Just leave
hey gilmo why dont you create another username on a site you supposedly hate so much


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Buzz's previous first guitarist Son Sung Hee and his band 4th Floor has released their newest single "New Born." The title track "Tonight" is a rock track with an intense beat and strong melody.
Fourth Floor released their first single late last year. On the 10th, along with other El Company artists, Fourth Floor will be at the Olympic Hall Muse Live for the "El Company" concert.
Below are a few pics of the trio & a little info of the members.
I really love their sound from what I am hearing so far.
Continue reading


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Kirk Kara began as an apprentice to his father in 1965. Since 1890 the Kara family has earned a reputation for creating beautiful jewelry that reflects a woman's individual style. The Kirk Kara collection
is a mix of modern pieces inspired by vintage styles. Each piece is handcrafted so no two pieces are exactly alike. We asked Kirk Kara to tell us more about the process that goes into making a beautiful ring, here's what he had to say.
Kirk Kara is a family business. What did you learn from your father and why was it so instrumental in your jewelry design work?
My passion for jewelry was fueled at a very early age. My inspiration was my father Artin, a master jeweler. He took me under his wing in the summer of 1965 while I was in high school. In his workshop, I began to learn the skills and craft that I apply to jewelry designing today. Back then, nothing was done with machinery. My hands, creativity and technique of artisan were my only tools. I worked part time, developing an eye for selecting the highest quality diamonds and gemstones, learned wax carving, stone setting, and the specialized art of hand engraving and filigree work.
I love that your mother Angelique is the inspiration for your Angelique right hand ring. How did she inspire you to create that collection?
Growing up in our family's jewelry workshop, I watched my father created extravagant jewelry designs for my mother to wear and enjoy. As a young jeweler learning the craft, I was always awed by the many ways in which wearing jewelry made my mother's personality shine through. I knew that one day I would create the "Angelique" collection is dedicated specially for my mother.
Your rings are noted for intricate engraving and detailed design work. From engraving to setting the stones, what is the process in creating one perfectly crafted ring?
Creating one Kirk Kara design takes unified vision, passion, and appreciation for the art of hand crafting. After I sketch a new jewelry design, my team of skilled artists begin to prepare the molds for production. They cast the metal, set the diamonds, polish the ring and carve the intricate hand engraving that makes each engagement ring one of a kind.
In many of your collections, you work with colored gems, as well as diamonds. Why are you inspired to use color in your designs?
My designs include a kaleidoscope of stone options. I believe that if a women's personality is colorful, then her engagement ring should be special and colorful too! I am inspired by colors that come from nature. Nature is beautiful—the blue of the sky, the vibrant color of flowers—it brings beauty to one's heart.
Every women wants the right engagement ring for her. Every man wants to give her the right ring. What are the things each can do to make this happen?
First and foremost, know your partner. When you know your partner, it becomes easy to know his or her needs!
What has changed over the decades in the process of couples buying rings?
In the past, the parents of the couple made recommendations on where to buy an engagement ring. Today, the new generation of couples is taking initiative by researching brand names, falling in love with brand name designers and making a unified decision for the perfect engagement ring and men's band.
Click here to learn more about the Kirk Kara collection


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Dr. Juerg Steffen
Dr. Juerg Steffen is the Chief Operating Officer of the group and is based in Austria. Juerg has over 25 years' experience in the financial services industry. He established and developed a private bank operation for one of the leading banks in Switzerland. Thereafter, he was a director in the cross-border wealth planning department of UBS in Zurich, advising high net worth individuals and key clients in all matters regarding financial, residence and citizenship planning. Before joining Henley & Partners, he was a personal advisor for the members of one of the wealthiest families in Europe, a member of the management board and head of the wealth planning department of a leading private bank in Austria. He wrote and published books about relocating to Switzerland and Austria.


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This plug-in chandelier features a delicate Aqua Interlace giclee print shade, lending elegance.More Details >
Create a sense of style and glamour in your life with this swag chandelier. Simply plug in to any standard wall outlet, then hang the cord on the included swag hooks. Drape the cord as desired. The lamp features a brushed silver finish spider fitting and a silver cord. An inline on-off switch offers easy lighting control. Includes swag hooks and mounting hardware. U.S. Patent # 7,347,593.


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As I mentioned in my post, The Best and the Brightest - Redux, there were essentially three areas that were brought up in the comments by Michael regarding the article entitled The Best and the Brightest.
My response to the first area is on the article entitled, The Best and The Brightest - Criteria for Evaluation.
This post is concerned with the second point that was addressed in the comments, namely, the idea that it is not so much that the sharp young guys are leaving as much as it is they are being pushed out, written off and told to "walk the plank." The heart of this aspect of the issue, in my opinion, is the question - how are we to deal with those who are questioning?
Specifically, Michael C. makes the following comments:
Finally, there is the question of how they could be the best and brightest if they are leaving fundamentalism. I think there are several possible answers. One is that many of our best and brightest don't leave, they are told to walk the plank (to use a popular phrase right now).
I believe that there is a legitimate concern here, although I am not sure that the perception matches the reality. The perception that Michael has indicated is that The Best and the Brightest are being "pushed out" from Fundamentalism or told to "walk the plank."
Some of the latest punching bags for this perception have been Dr. Rolland McCune of Detroit Baptist Theological Seminary and Pastor Don Johnson, BWM Missionary in Canada. For Dr. McCune, the attacks were directed at some comments that he had made at the American Council of Christian Churches Convention in October in Ohio. Pastor Johnson's claim to fame in this regard is his now famous statement (made in the Sharper Iron discussion of McCune's comments) that certain individuals should be made to "walk the plank."
I am not here to defend either of these men. On the one hand, I am sure they can defend themselves much better than I ever could (see further comments by Dr. McCune on this over at Every Thought, Every Word) and on the other hand, I am not sure they need to be defended when understood in context.
The bigger question at stake, however, is not the nature of these men's comments, but how are we to deal with the questions of the younger guys - are they really being "pushed out" for asking questions?
I believe that those of us who are "strict separationists" (I can't bring myself to call me an "old fundamentalist" yet) need to be careful to answer the legitimate questions of those who are sincerely searching and trying to figure out a Biblical response to the situations that face Fundamentalism. I believe that there is an ongoing attempt to do this - as evidenced by those very conferences and meetings that were mentioned by Michael in his comments.
I have personally taken time to answer questions in this area, as have other men of much greater stature (such as Dr. Minnick). When the questions are asked properly and with a desire to learn, I have found most of the Fundamentalists that I know are more than willing to sit down and have the discussions in these areas. I will gladly sit down and walk with someone through the Biblical reasons we need to separate from X or why we should do this or that. I know that I am not alone on this. Even though I am a nobody and I don't have the type of bold personality of someone like David DiCanio, I have found many of the men whom I view as leaders of Fundamentalism are very approachable and willing to answer questions - even if I have at times not liked the answers I received.
The problem that sometimes comes up, however, is that some who are asking the questions are not interested in the answers unless the answers are what they want to hear. If, for instance, they are wanting justification for having fellowship with MacArthur (since he seems to come up often in these discussions) and they ask and the principles are laid out, this type of questioner typically falls back to a "well, that Fundamentalist did X" as though that counters the argument. The reality is that it does not counter the argument any more than my 9-year old's claim that his little sister stuck her tongue out at him counters the reality that hitting his sister is a legitimate cause for punishment. The fact is that this person's questions were addressed, just not with the answer that the person wanted to hear.
This, by the way, is part of the problem that both Dr. McCune and Pastor Johnson were addressing in their comments that got so much heat. There are a number of guys who have already decided that they want nothing to do with Fundamentalism except for the name. (Why they would want the name without holding to the principles is beyond me.) The comment to "walk the plank" was directed towards those types of individuals - and while I may not have worded it the same way, I would agree with that concept - if a person has determined that some of the key principles of Fundamentalism (usually the concept of "separation from disobedient brothers" in most instances that I have seen) are not in line with what he believes, then the honest thing for that person to do is to indeed leave and leave the name "Fundamentalism" when he leaves. A failure to do so is on par with the Mormons who try to pass themselves off as "Christians."
Michael goes on to comment:
If a student graduates from a fundamentalist institution then chooses to go to a conservative evangelical seminary, he will likely be written off (assuming he is preparing to be pastor, not a professor at a fundamentalist seminary).
Regarding the situation with guys being "written off" for going to non-Fundamentalist seminaries, maybe it is just the circles that I have been involved with, but I don't agree that a person is generally "written off" in this situation, but I do agree that this person is usually (at least in the minds of many) moved into a "watch and see" category. Why is that? Perhaps because years of experience have revealed that most of the guys who come out of those seminaries adopt the philosophy of those seminaries. Another reason why guys that like are placed in a "watch and see" category probably deals with motivation - why did that future Pastor think it necessary to go to the new evangelical seminary rather than going to a fundamental seminary? Is this choice indicative of his belief that the philosophy of that seminary (including its lack of Biblical separation) is somehow to be preferred to what one would receive in a Fundamental seminary?
Just my thoughts,
File under Popular_, Fundamentalism_, Christianity_, Hot_Issues


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Bernice M. Sturdy
Bernice M. Sturdy, 89, retired nurse, died Nov. 9.
She was preceded in death by her parents, James and Anna Conyers; five brothers, Frank, Clarence, Willard, Glen, and Harold; three sisters, Henrietta, Mabel, and Hazel.
She is survived by her husband, Robert; three daughters, Sharron Morris of Derby, Judy D'Annunzio of Wichita, and Janet Weems of Rockwall, Texas; two sisters, Bessie Bass and Louise Grubb; eight grandchildren and 12 great-grandchildren.
Services were Nov. 12 at Downing & Lahey Mortuary West in Wichita. Graveside services followed at Claney Cemetery near Marion.
Last modified Nov. 21, 2012
© 2019 HOCH PUBLISHING | Marion County Record | Hillsboro Star-Journal | Peabody Gazette-Bulletin | Checkerboard


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HIV Tied to Almost Tripled Fracture Risk in Nationwide Denmark Study
This article was reported by the International AIDS Society.
The International AIDS Society reported on a study investigating the association between HIV diagnosis and fracture risk. In this case-control study, the researchers used data from Danish National Health Service registries to compare 124,655 persons who had fractures and 373,962 age-and gender-matched controls who did not have fractures.
Of the participants who had fractures, 50 were HIV-positive for a rate of 0.40 per 1,000, and 52 from the no-fractures control group were HIV-positive for a rate of 0.14 per 1,000. After adjusting for other risk factors, findings indicate that HIV-positive individuals had approximately three times the risk of fracture than HIV-negative individuals. The researchers also determined fracture risk at specific sites. HIV-positive individuals had a nine times higher risk of hip and spine fractures and three and a half times higher risk of forearm fracture.
The full report, "HIV Infection and Its Association with an Excess Risk of Clinical Fractures: A Nationwide Case-Control Study," was published online in the Journal of AIDS (2014; 66(1):90-95).


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Technomancer 2.0 Digital Wizard Hoodie
An Epic Wondrous Item
- A garment of great magical powers
- Cast 9 different spells with lights and sound
- Can you master the somatic components to be a real wizard?
An Epic Wondrous Item
What's new in v. 2.0? You get the same great functionality as the original Technomancer with improved gesture recognition and wiring.
Wild Mage. Wizard. Sorcerer. Illusionist. Enchanter. Invoker. Necromancer. There are so many words to describe people who wield magical powers. We have one word: badass. Let's look at your average adventuring party: The fighter swings her greatsword, cleaving through two orcs. Sweet. The rogue pops out of the shadows, backstabbing the hobgoblin. Nice! The ranger fires an arrow through the throat of The Bandit King, right in the middle of his monologue. Love it. The cleric is adept with both a mace and a bandage. Phew! But the wizard sets entire battlefields on fire before lunch.
The Technomancer isn't for everyone. You'll need to spend some time mastering the various spell effects. Each spell requires different motions. The way you wear the garment and how precise your movements are will greatly affect your results. Don't expect to become a master wizard the second you open the box. Time and patience will be your guide to unlocking the power of the Technomancer. Impatient sorcerer's apprentices should not apply.
You have the Will to be a spellcaster in real life, and ThinkGeek is here like a wizened oracle to deliver you the way. Introducing the Technomancer Digital Wizard Hoodie. Donning this unique garment will transform you into a powerful mage ready to blast off spells at a moment's notice. The sleeves of the Technomancer contain accelerometers which sense the movements of your hands. Move them in one of the pre-programmed spell sequences and the sleeves of the hoodie light from within, the internal speaker booms, and the hood illuminates your face in an eerie glow.
Of course, a seasoned wizard has a variety of spells in his or her repertoire. The Technomancer Hoodie offers nine different spells including fireball, restore health, and thunderbolt. Each spell is accompanied by unique light and sound effects powered by the embedded speaker and over two dozen bright multicolored LEDs. Of course, you'll have to train daily to learn the right sequence of movements to cast each spell (or use the handy-dandy included quick start spell chart).
Product Specifications
- Hoodie for spellcasters
- A ThinkGeek creation and exclusive!
- Light and sound effects powered by a speaker box and 32 bright multicolored LEDs
- Learn how to perform nine spells:
- Electroshock
- Thunderbolt
- Restore Health
- Fireball
- Shockwave
- Energy Beam
- Raise the Dead
- Warp
- Water Bending
- (plus bonus Color Caster and Restore Mana, the reset position)
- Lining and outer material are both 100% cotton
- Batteries: 6 AA (not included)
- Care instructions: Machine washable. Must remove all electronic parts before washing.
- Includes: Hoodie, speaker box, 2 arm lighting assemblies, hood lighting assembly, wiring harness, sensor board, instruction manual, and quick start spell chart
Sizing Table
|42 in.
|46 in.
|49 in.
|53 in.
|55 in.
(from where hood meets shoulder)
|28 1/2 in.
|29 1/2 in.
|30 1/2 in.
|31 1/2 in.
|32 1/2 in.
|Sleeve Length
(from shoulder seam)
|26 1/2 in.
|27 in.
|27 in.
|27 1/2 in.
|26 1/2 in.
|Shoulder Width
|19 in.
|20 1/4 in.
|20 3/4 in.
|21 1/2 in.
|22 1/4 in.


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Maintenance UpdateA substantial systems upgrade is planned for Monday Evening, at 16:45 Eastern, 13:45 Pacific.
0 Members and 1 Guest are viewing this topic.
Let us pray for the souls of those who were killed in today's suicide bombing outside a Coptic Church in Egypt, for all those injured, and for their families.
"How long, O Lord, holy and true, dost thou not judge and avenge our blood on them that dwell on the earth?"May The Lord forgive me the anger I feel right now.
"I call on our sons for calm, as calm can solve all issues," Pope Shenouda said in a television interview."The slogans used by some have transgressed all values and manners... and some have tried to use violence, while violence is absolutely not our method."
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text: I believe the whole problem stems from the security model used by all major OS's today. They all use IBAC (Identity Based Access Control) and this model has a few drawbacks, one being that a program started by a user has the same access permissions as that user. Not really sure what the solution would be, replacing the security model probably isn't a viable option as that will undoubtedly break all the existing software we use today.


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(( Mood Music! ))
Ghost infestations, in general, are a secret to everybody.
But every once in a while, either due to domestic disturbance, an unexpected power-surge, or some other odd what-have-you, one of Titan City's many hauntings manages to put itself on the map of those that make it their job to do something about it.
Take, for example, the little-known case of the haunting at two twenty-one Baker Street, by the riverside, where, in a towering, gothic monstrosity of a building, a series of ghosts decided that they would run rampant, terrorizing the occupants, disturbing the peace, and forcing the building's owner and his family out of their lofty penthouse on the twenty-second floor. Now, from the outside, mind you, that didn't look like very much. Even in the news, it seemed somewhat insignificant, considering that those that escaped the building looked rather silly shouting the word "ghost" in front of a television camera ten times over the course of thirty seconds, but for those that knew better, there was a potential problem that needed a bit of dealing with.
And so, in front of two twenty-one Baker Street stood one Connor Gateman, the current Wicket Door, along with his ghostly cat, his ghostly rat, and two of his ghostly neighbors, Mister Harrison and Mrs. Forcible, whom, supposedly, were helping.
"Do you think that I'm going to be the only one here?" Connor asked no one in particular, looking down at his two familiars, whom he did not expect to provide an answer (at least not one that was intelligible).
"Well I should hope not, for your own sake," said Mister Harrison who floated idly in the air, legs crossed, knitting what seemed to amount to a scarf.
"Though on the other hand, it would be quite entertaining to see you try all by yourself," said Mrs. Forcible, not missing a beat, who reclined in the air in a similar manner, sipping a cup of tea from a tray.
"Well, it's good to know that I'm awash in help already," Connor said with a sigh, looking up and down the street as he looked for anyone that potentially looked like they knew what they were doing.
Composition Team


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When the All County Honor Band performs at 7 p.m. Friday in the Mattie Kelly Arts Center, the evening�s selections will include the premiere of a new work titled �Panhandle Prelude.�
When the All County Honor Band performs at 7 p.m. Friday in the Mattie Kelly Arts Center, the evening�s selections will include the premiere of a new work titled �Panhandle Prelude.�
The Okaloosa high school bands commissioned Dr. Jack Stamp to compose the piece, Fort Walton Beach High School Band Director Randy Folsom wrote in an email.
Stamp is composer of music for wind band and professor of band studies at Indiana University of Pennsylvania.
Being the curious sort, I had to ask how that came about, and Kelly Deklinski, associate director of bands at Choctawhatchee High School, kindly provided the answer:
�Dr. Stamp and I met 13 years ago when he was guest conducting my Regional Band in (Pennsylvania). I was a high school junior at the time. � I decided to study under his guidance for my undergraduate degree. Post graduation, Dr. Stamp continues to be a strong influence in my teaching.
�Several months ago I suggested to the other high school directors in Okaloosa that perhaps we could have a commissioned work done for our All County Band, and that pending Dr. Stamp's availability, perhaps he could also conduct the group. He gladly agreed, and �Panhandle Prelude� was written for this group.�
Dr. Stamp will conduct the high school band while Johnny Vinson, band director emeritus Auburn University, will conduct the middle school band.
This just in: I received a phone call late Wednesday morning with information that the middle school band also will debut a piece of music titled �Thunderbolt� composed by Vincent in honor of the military community.
Admission is free, but donations will be accepted. The Arts Center is at Northwest Florida State College on College Boulevard in Niceville.
A couple of food-related fundraisers are coming up.
On Feb. 2, the Twin Cities Hospital Auxiliary will hold a fundraiser at Ruby Tuesday in Niceville.
According to a press release, for everyone who has lunch, dinner, dessert or a to-go meal and presents a special coupon to the server, 20 percent of the tab will be donated to the auxiliary�s health-related scholarship fund.
Coupons are available at the hospital and from any auxiliary member. Contact the gift shop at 729-9481.
Similarly, on Feb. 18, Tijuana Flats in Fort Walton Beach will raise money for the Junior League of the Emerald Coast and its projects benefiting women and children.
Between 5 and 10 that evening, 10 percent of each guests check will be donated to the league. Dine-in, drive-thru and carryout order apply, the press release says.
I had a wonderful time last Saturday helping the Destin History & Fishing Museum judge its annual gumbo contest. I certainly learned a lot about how different gumbo can be from one recipe to another!
Fifteen restaurants and 18 individuals entered the contest. The museum announced these winners in a press release: Individual Category First Place: Tom Ogle; Individual 2nd Place: Mike & Richard Fitzerald. Restaurant Category First Place: Harry T�s Restaurant; Restaurant Category Second Place: Pompano Joe�s Restaurant.
The People�s Choice Restaurant Award voted on by the day�s gumbo samplers was Pompano Joe�s Seafood Restaurant. The People�s Choice Individual Award was Alvin Claybrone.
My fellow judges included: Drew & Todd Cooper, Infinite Lasers; Greg Fisher, Trip Shock!; Tracey Marsh, Cox Business Services; Dan O�Byrne, Okaloosa TDC director; Aimee Shaeffer, Aimee�s Animal Magnetism and emcee for many local non-profits; and Tommy Usry, graphic illustrator and design from Sandestin.
I even won one of the silent auction items and am now the proud owner of an original Roscoe Wallace oil painting, which joins the small handful of other originals by local artists I�ve collected over the years.
Proceeds from the event help pay for the upkeep and expansion of museum programs and exhibits. The Destin History and Fishing Museum is a 501 C 3 non-profit foundation located at: 108 Stahlman Avenue Destin. Call 837-6611.
Congratulations to the museum and director Kathy Marler Blue for another successful gumbo roux.


text: Compact and great value Intel® H61 board with added stability features Network iControl - Real-time Network Bandwidth ControlAI Suite II - One-stop Access to Innovative ASUS FeaturesGPU Boost-Go to the Limit with iGPU Level Up!UEFI BIOS (EZ Mode) - Flexible & Easy BIOS InterfaceAll Solid Capacitors - Uses 100% All High-quality Conductive Polymer CapacitorsWindows 8 Ready – Assured Compatibility Shop Modal header Windows 8 Exclusive Features Fast Boot Instant OS LoginASUS has released new hardware and software designs to shorten system boot-up time to 2-seconds* for a smoother user experience that removes annoying delays under Windows 8, and even previous versions of Windows. Faster system boot and restart means Windows starts quicker and higher efficiency - No more waiting around. ASUS Boot Setting Multi-startup Options Thanks to ASUS Windows 8 hardware optimization, ASUS Boot Setting provides better flexibility in customizing your PCs startup process. You can enter the BIOS directly with one click through a user-friendly interface, and quickly select your preferred system boot up method: either get to the OS in seconds or opt for regular boot up. Whatever your choice, settings are saved and persistent, with no need to choose every time you power on. LGA1155 Intel® 3rd/2nd Generation Core™ i7/ Core™ i5/ Core™ i3/ Pentium® / Celeron® Processors Ready This motherboard supports Intel® 3rd generation Intel® Core™ processor-based platform and 2nd generation Core™ i7/i5/i3/Pentium®/Celeron® processors, with iGPU, memory and PCI Express controllers integrated to support onboard graphics output with dedicated chipsets, 2-channel (2 DIMM) DDR3 memory and 16 PCI Express 3.0/2.0 lanes. This provides great graphics performance. Intel® 3rd generation Intel® Core™ processor-based platform and 2nd generation Core™ i7/i5/i3/Pentium®/Celeron® processors are among the most powerful and energy efficient CPUs in the world. Intel® H61(B3) Express Chipset The Intel® H61(B3) Express Chipset is the latest single-chipset design to support the new 1155 socket Intel® Core™ i7 / Core™ i5 / Core™ i3 3rd/2nd generation processors. It provides improved performance by utilizing serial point-to-point links, allowing increased bandwidth and stability. PCIe 3.0 Ready The latest PCI Express bus standard delivers improved encoding for twice the performance of current PCIe 2.0. Total bandwidth for a x16 link reaches a maximum of 32GB/s, double the 16GB/s of PCIe 2.0 (in x16 mode). PCIe 3.0 provides users unprecedented data speeds, combined with the convenience and seamless transition offered by complete backward compatibility with PCIe 1.0 and PCIe 2.0 devices. It's a must-have feature for PC users aiming to improve and optimize graphics performance, as well as have the latest, most future-proof technology. *This motherboard is ready to support PCIe 3.0 SPEC. Functions will be available when using PCIe 3.0-compliant devices. Please refer to www.asus.com for updated details. Dual-Channel DDR3 2200(O.C) / 2133(O.C) / 2000(O.C) / 1866(O.C) / 1600 / 1066 / 1333 support The motherboard supports DDR3 memory that features data transfer rates of 2200(O.C )/2133(O.C )/2000(O.C )/1866(O.C )/1600/1066/1333 suppor MHz to meet the higher bandwidth requirements of the latest 3D graphics, multimedia, and Internet applications. The dual-channel DDR3 architecture enlarges the bandwidth of your system memory to boost system performance. Network iControl Real-time Network Bandwidth Control With a single-click on/off button, the application currently in use has its data and network bandwidth prioritized over other programs. Moreover, you can prioritize your favorite software easily by configuring profiles through the intuitive user interface. Within the profile, programs can be pre-scheduled to run in a specific time period to avoid network congestion and long-waits on downloads. Auto PPPoE network connection provides a one-step setup for enhanced online convenience. Overall, it's an intuitive network bandwidth control center. Intel® Smart Connect Technology, Intel® Rapid Start Technology Intel® Smart Connect Technology: Auto Application Refresh. Less Waiting Time. Your computer can receive web updates with fresh content for selected applications, even when the system is in sleep mode. This means less time waiting for applications to update and sync with the cloud, leading to a more efficient computing experience. Intel® Rapid Start Technology: Instant Awake your PC from Sleep Mode Allows your computer to quickly resume from a low-power hibernate state in seconds. Saving your system memory to the designated SSD, it provides your computer a faster wake-up response time, while still keeping the energy use low. EZ-Flash 2 Simply update BIOS from a USB flash disk before entering the OS EZ Flash 2 is a user-friendly BIOS update utility. Simply launch this tool and update BIOS from a USB flash disk before entering the OS. You can update your BIOS only in a few clicks without preparing an additional floppy diskette or using an OS-based flash utility. Fan Xpert ASUS Fan Xpert intelligently allows you to adjust the CPU and chassis fan speeds according to different ambient temperatures caused by different climate conditions in different geographic regions and your PC's loading. The built-in variety of useful profiles offer flexible controls of fan speed to achieve a quiet and cool environment. 100% All High-quality Conductive Polymer Capacitors This motherboard uses all high-quality conductive polymer capacitors onboard for durability, improved lifespan, and enhanced thermal capacity. GPU Boost Go to the Limit with iGPU Level Up! GPU Boost accelerates the integrated GPU for extreme graphics performance. The user-friendly interface facilitates flexible frequency adjustments. It easily delivers stable system-level upgrades for every use. AI Suite II One-stop Access to Innovative ASUS Features With its user-friendly interface, ASUS AI Suite II consolidates all the exclusive ASUS features into one simple to use software package. It allows users to supervise overclocking, energy management, fan speed control, voltage and sensor readings, and even interact with mobile devices via Bluetooth. This all-in-one software offers diverse and ease to use functions, with no need to switch back and forth between different utilities. Anti-Surge Protection This special design prevents expensive devices and the motherboard from damage caused by power surges from switching power supply(PSU). UEFI BIOS (EZ Mode) Flexible, Easy BIOS Interface ASUS brand new UEFI BIOS offers a user-friendly interface that goes beyond traditional keyboard only BIOS, to enable more flexible and convenient mouse controls. Users can easily navigate the new UEFI BIOS with the same smoothness as their operating system. The exclusive EZ Mode displays frequently-accessed setup info, while the Advanced Mode is for experienced performance enthusiasts that demand far more intricate system settings. Green ASUS and ErP Ready The motherboard is European Union´s Energy-related Products (ErP) ready, and ErP requires products to meet certain energy efficiency requirements in regards to energy consumptions. This is in line with ASUS vision of creating environment-friendly and energy-efficient products through product design and innovation to reduce carbon footprint of the product and thus mitigate environmental impacts.


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Miniature 360° Ceiling Mount PIR Detector
Disc is the smallest 360° ceiling-mount PIR detector available today. Boasting a miniature size of 8.6cm (3-3/8 inches) and sleek elegant design, Disc blends inconspicuously into any decor.
Into this miniature unnoticeable housing, Visonic packs a powerful combination of features, for maximal performance, reliability and false alarm immunity. Standard features include: a high-quality, low-noise dual-element detector; 360° detection pattern; floor coverage of up to 10.8m (36ft), adjustable pulse counter, and more.
The Disc miniature PIR detector is easily installed in any ceiling up to 3.6m (12 ft). Its elegant design, durable construction and simple installation make Disc the best professional choice of ceiling mount PIR detector for home, office and other commercial applications.
Disc Features
- The world's smallest ceiling-mount PIR detector.
- Dimensions: 8.6cm (3.4 inch) diameter, 2.5cm (1 inch) depth.
- Blends seamlessly into any decor.
- 360° detection pattern.
- Floor coverage of up to 10.8m (36ft).
- Adjustable 1 or 2 alternate polarity pulse counter.
- Exceptionally high reliability and false alarm immunity.
- Easily installed in any ceiling up to 3.6m (12 ft).
- Durable sleek and elegant design.
Additional Info
Additional Info
|Part Number
|What's in the box
|(1) Visonic DISC Miniature 360 Ceiling Mount PIR Detector
Write Your Own Review
|Detection Pattern
|A virtually conical pattern of maximum 10.5 m (36 ft) diameter, when installed on a 3.6 m (12ft) ceiling
|Coverage Patterns
|The DISC pattern is nearly conical (viewed from detector to the
floor). See Figure 1.
The maximum mounting height is 3.6m (12 ft). The coverage pattern at floor level is as per the following table:
|9 to 15.5VDC
|I5mA at 12 VDC (21 mA max.)
|Relay Output
|Normally closed (fail-safe) contacts. 18 ohm resistor in series with contacts. Rating - 0.1A resistive/24VDC
|Alarm Period
|2-7 seconds
|Tamper Contacts
|Normally closed. Rating - 0.5A resistive/ 24VDC
|Walk Test enabled or disabled with internal link
|Dual-element low-noise pyroelectric detector
|Pulse Counter
|Two position selector, 1 or 2 pulses with alternate polarity signal processing
|Ceiling Mounting
|Maximum mounting height 3.6 m (12 ft)
|Operating Temperature
|-10°C to 49°C (14°F to 120°F)
|Storage Temperature
|-20°C to 60°C ( -4°F to 140°F)
|Compliance with Standards
|EN 50131-1 Grade 2, Class II
|Dimensions (diam. x H)
|86 x 24 mm (3-3/8 x 15/16 in)
|64 grams (2 oz)


text:
Find Your Perfect Home.
Francesville Real Estate
Francesville is located in Indiana. Francesville, Indiana has a population of 837. Francesville is less family-centric than the surrounding county with 25.17% of the households containing married families with children. The county average for households married with children is 28.28%.
The median household income in Francesville, Indiana is $50,208. The median household income for the surrounding county is $42,910 compared to the national median of $53,482. The median age of people living in Francesville is 45.8 years.
Francesville Weather
The average high temperature in July is 83.2 degrees, with an average low temperature in January of 15.4 degrees. The average rainfall is approximately 39.7 inches per year, with inches of snow per year.
View Homes for Sale in Francesville
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Nearby Cities
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Certificates of Occupancy
There shall be a final inspection and approval of all buildings and structures when completed and ready for occupancy and use (California Building Code Section 108.4).
No building or structure shall be used or occupied until the building official has issued a certificate of occupancy (CBC 109.1).
Daly City requires a certificate of occupancy (CO), an approved final inspection for single-family dwellings or additions, or a temporary certificate of occupancy (TCO) before any building or portion thereof is used or occupied. This includes moving in furniture, personal effects, stock or merchandise.Certificate of Occupancy
To obtain a CO or final approval for single-family dwelling related permits, obtain final inspections from all jurisdictions that issued permits. This may include the Building Division, Fire Department, Engineering Division and Bayshore Sanitation District. If it involves a new building, and there was design review, the Planning Division needs to perform an inspection. If there were special inspections or was structural observation, final reports must be provided. When all jurisdictions have approved the work and final reports have been provided, a CO will be issued and final inspection approval will be made.
Please note that while certificates of occupancy are not normally issued for single-family dwelling related permits, they are issued for secondary units.
In some cases, it may be necessary to move in personal possessions, stock merchandise or otherwise use a building before the final approvals are obtained. In this case, a temporary certificate of occupancy may be considered. A TCO may be issued when the City Building Official determines the building is safe for the proposed temporary use or occupancy.
Temporary Certificate of Occupancy
To obtain a TCO:
- Inspections must be made by all jurisdictions that issued permits including any or all of Building, Fire, Engineering and the Bayshore Sanitation District.
- Obtain a final inspection from the Planning Division if the project involved design review.
- Complete the application for Temporary Certificate of Occupancy. Attach final inspection correction notices, special inspection and structural observation final reports and a copy of the job card. Submit them to the Chief Building Inspector for review and processing.
- Include a non-refundable check in the amount of $250 for processing the request.
- A deposit in the amount of 1.25 times the value of the outstanding work is required. This can be a cash deposit, payable by cash, check or credit card or a bond.
If you need additional information, please telephone the Building Division at (650) 991-8061.


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October 25, 2008-Sail Testing
Nice Anchorage, Koh Nakha Yai
Wings lies quietly at anchor off Koh Nakha Yai and Gregorian chants are on the stereo.
The monk's voices echo though our interior and it takes me back to '99 when these chants echoed through Bruno Trouble's cathedral-like media center in Auckland in the mornings. Good times then when I was there to photograph the America's Cup and good times now when we are out on Wings for a weekend of sail testing. It's different but it still gives me a religious feeling.
It is a cool morning; surprising for Phuket. Judy sleeps. Coffee brews. Foulies and shirts swing gently on hangers drying outside under the awning after yesterday's wet day of sailing. Life is good.
We sailed out of Yacht Haven and down into Phang Nga Bay on Friday and when the breeze filled a little we set the #1 asymmetrical spinnaker. The big new white kite looked good and we threw in a few jibes trying to get that manoeuvre, new to us after years of jibing only symmetrical kites, reliably right. We missed a few but we gradually improved. Then, with the prospect of more breeze, we dropped the spinnker and set the #3. The wind quickly reached 17 knots and it was just what we needed to give that sail a good look. We experimented with positions and leads and I marked the halyard and jib cars and checked out the tacking angles. The sail will be fine.
Then the rain came.
It caught us aback so to speak, in bathing suits and shorts and the big cold drops drenched and chilled us. I grabbed my foul weather gear coat and took the helm so Judy could dash below and get some dry clothes on. We turned downwind, away from the reefs and islands lost in the white squall. We huddled under the dodger.
When it cleared off we turned back upwind and sailed to Koh Nakha Yai looking for a quiet place to drop the hook. The rain stopped and the afternoon turned out nice and we anchored off a white sand beach.
We decided that we'd stay for the night and if the rain stayed away for another day maybe we'll try out the third new sail on the way to the next anchorage.
That night the rain came back but we didn't care and we cooked chicken and veggie skewers on the BBQ in the rain and drank a bottle of red wine.
Fred & Judy, SV Wings, Phuket
Click here to go to wingssail images to see some other shots and some more of this story.


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- Publish date:
- Updated on
- Year
- 1976
Jets collide over Zagreb
Two jets collide in mid-air over Zagreb, Yugoslavia, killing 176 people on this day in 1976. Errors by an air-traffic controller led to this deadly collision.
During the Cold War, flights between Europe and the Far East were routed around the nations of the Soviet bloc. This made the Zagreb air-traffic control region, in non-aligned Yugoslavia, one of the busiest in the world. Still, it had a staff of only 30 people. Because it lacked sophisticated technology, Zagreb air-traffic control relied on pilots transmitting their positions to controllers so that they could chart planes' progress. Ideally, the controllers would have been able to track planes themselves using radar.
British Airways Flight 476 left Heathrow Airport in London for Istanbul, Turkey, at 9:30 a.m. The Trident 3B was carrying 54 passengers and eight crew members. As the flight reached German air space, an Inex charter airline flight took off from Split on the Yugoslavian coast carrying 108 West German passengers returning to Cologne from a holiday. Both planes were on course to go through the Zagreb region.
Meanwhile, Zagreb's air-traffic control staff was working shorthanded because one of the controllers was late for work. Gradimir Tasic was in charge of getting the planes through the area. Tasic, the youngest controller on duty, was working his third straight 12-hour day and his assistant was not present. Two other factors were critical in this disaster: The British Trident jet was flying into the sunlight and thus had no opportunity to see the DC-9 directly and Tasic was speaking Croatian to the Inex flight, leaving the English-speaking British pilot in the dark as to what was being said.
The left wing of the Inex DC-9 struck the cockpit of the Trident, killing the British Airways pilots instantly. When the DC-9's wing broke off, both planes were sent spiraling to the ground. They landed about 4 miles apart, near the town of Vrbovec, 16 miles northeast of Zagreb. All 176 people on the two planes died.
After the ensuing investigation, five air-traffic controllers and two supervisors were charged with criminal negligence. Tasic, however, was the only one ultimately brought to trial. He received a seven-year prison sentence but was later released after an international outcry by air-traffic controllers.


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Election 2012: Voter Rights Groups Concerned About Minority Vote
Washington – Washington – As millions line up at voting stations across the country to cast ballots, voting rights groups are coming out in full force to make sure minority voters are not disenfranchised.
Voter rights groups say they are making sure that polling sites in swing states are not turning away or confusing voters, particularly minority ones, after reports that an organization has dispatched thousands of monitors to voting stations to protect against voter fraud.
"We know they have targeted purposefully African-American and Latino polling places," said Barbara Arnwine of the Lawyers Committee for Civil Rights Under Law. "Right now in several states American voters' ability to vote is in jeopardy."
Right now in several states American voters' ability to vote is in jeopardy.
Tea Party-linked True the Vote President Catherine Engelbrecht, however, rejected suggestions that the Houston-based group would be overly aggressive or issue false challenges.
"Contrary to various interest groups' statements, True the Vote has never been investigated or charged with intimidating voters," she said. "A poll watcher's sole purpose is to monitor the process of our elections. They are trained to never speak with voters, only authorities within the poll."
Meanwhile, voters in several storm-ravaged areas in New York and New Jersey expressed relief and even elation at being able to vote at all, considering the devastation from Superstorm Sandy. Lines were long in Point Pleasant, N.J., where residents from the Jersey Shore communities of Point Pleasant Beach and Mantoloking had to cast their ballots due to damage in their hometowns. Many people still have no power eight days after Sandy pummeled the shore.
"Nothing is more important than voting. What is the connection between voting and this?" said Alex Shamis, a resident of hard-hit Staten Island, gesturing to his mud-filled home.
Elsewhere, the concern over poll monitors is only the latest in months of legal and political battles over more voter ID restrictions and other laws, mostly fruitless hunts for supposedly ineligible people on voting rolls in many states and sustained claims that black and Hispanic voters are being targeted for intimidation and suppression.
Michael Waldman, president of the Brennan Center for Justice at New York University, said even in states where the restrictive laws have been blocked or delayed, many people still think they are in effect.
"The laws were struck down but the confusion remains," Waldman said.
Many of these issues could resurface in the courts after Tuesday, particularly if the race between President Barack Obama and his Republican challenger, Mitt Romney, is too close to call or heads for a recount in states such as Ohio or Florida.
The Justice Department will have at least 780 observers at key polling places in 23 states to ensure compliance with the 1965 Voting Rights Act and look into any allegations of voter fraud.
Provisional ballots were the latest legal skirmish in the critical battleground state of Ohio, where Secretary of State Jon Husted's decision on how they can be cast was challenged in federal court. Advocates and lawyers for labor unions contend Husted's order would lead to some provisional ballots being rejected improperly because the burden of recording the form of ID used on a provisional ballot is being placed on voters, not poll workers as in the past.
A decision was not expected before Election Day, but the judge overseeing the case planned a ruling before Nov. 17, when provisional ballots can begin to be counted in Ohio. Provisional ballots are used more often in Ohio than in most states, with experts predicting between 200,000 and 300,000 will be cast there.
"That could be a huge problem after Election Day for counting ballots," said Wendy Weiser, director of the Brennan Center's Democracy Program. "There's really tens of thousands of voters in Ohio whose votes could be at risk."
In Florida, where Democrats unsuccessfully tried to extend early voting by an extra day, election officials in most of the state's biggest jurisdictions were accepting in-person absentee ballots Monday. A chaotic scene Sunday in Miami-Dade County, where the election office opened, closed and then opened again, was not repeated Monday. There were still long lines of people but a much more orderly process.
About 200 people were waiting in line at midday Monday at the main Miami-Dade election office. Olga Vila said she only waited about 10 minutes to cast her ballot.
"I figured the lines were going to be worse tomorrow," the 47-year-old accountant said. "We Latin people wait until the end. That's why I'm here today. I should have mailed it a week ago."
Based on reporting by The Associated Press.
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LEOMINSTER -- The owners of the Columbia Tavern may have seen their livelihood go up in flames Saturday night in a five-alarm fire that destroyed the entire Columbia Hotel building, but they vowed not to let the destruction kill their dreams.
Andy Rome and Wayne Beauregard have already secured a new space on Manning Avenue to bring the tavern back to life.
"This is the oldest bar in the city," Rome said Monday morning as he and a group of volunteers salvaged what they could. "You will find the character again. We may be in a new location, but you won't dampen our spirit."
Among the salvaged items are the bar and the original door from the 1800s, Rome said. Unfortunately, he added, all of the electronics in the bar were ruined beyond repair.
Rome and Beauregard are not alone in their determination to carry on despite losing nearly everything.
Nine businesses were located in the building, and the majority have already found new locations, according to Mayor Dean Mazzarella.
The barbershop once located next to the tavern will move into the liquor store in Depot Square, while plans are in the works to relocate the Leominster Art Center, Edward Jones Investments, Pizza Chef and the Sentinel & Enterprise's Leominster bureau.
Mazzarella said City Hall employees will do what they can to help businesses find new places to rent or buy, whether it's through introducing them to landlords or finding low-interest loans to buy space.
Mazzarella said Monday that no decisions on the building have been made yet, but late in the afternoon, a portion of the back wall was being removed because of safety concerns. Mazzarella said he was fearful more of the back wall would collapse.
He said traffic will be allowed through the immediate surrounding streets within the coming week if all goes according to plan.
Fire Chief Robert Sideleau said during a press conference Monday that the cause of the fire is still under investigation by the state Fire Marshal's office, but it appears it may have started on the right side of the building, in a space just above an apartment but below the roof.
The initial call came in as a general alarm, but a resident who called to report the fire said it appeared to be under a fixture in their bathroom. On arrival, officers pulled the fixture down and the attic was fully involved.
Rome said he loves the city, and it's the sense of community that made him and Beauregard decide to stay in the city.
"Give us three or four months, and we'll rebuild," he said. "We lost a lot and don't have a lot of insurance. In this type of business, liability insurance is more important than personal-property insurance. I never expected we would ever have a total loss like this. ... We suffered a huge financial loss here."
He and other volunteers started hauling out what they could from the bar Monday at 8 a.m. Rome said it couldn't have been done without their help.
"The amount of support we've gotten from friends and strangers is overwhelming," he said. "A big thank-you goes out to everybody who has rallied behind us. This is what the Leominster spirit is all about. This is why I've stayed here my whole life. We're going to be starting from scratch again."
Not relocating the bar was never an option for him, Rome said, because of the amount of history laced into the name and the building.
"Maybe if it was just any old bar, I would have thought it through more, but not with this place," he said. "This place has to exist in this city. We'll continue to make our dream into a reality. Where else would you find the outpouring of support like we have here?"
The Columbia Hotel building is in Ward 2 of the city, and Ward 2 City Councilor Wayne Nickel said Monday morning he spent a lot of time at the building over the weekend, making sure residents were getting whatever they needed.
"It was just agonizing, watching it burn," he said. "I appreciate all the cities and towns who came to our aid, especially Westminster, who almost lost a couple of their guys."
A handful of Westminster firefighters were atop the ladder trying to vent the ceiling in the back of the building when the roof collapsed on top of them.
"I really thought at least one of them was going to be seriously injured," he said.
Two Westminster firefighters were treated for minor injuries. Another firefighter was also treated after slipping on ice, but the injuries were minor.
Nickel said it would be a shame to see the entire building be lost.
"All through the night, I kept thinking that if this whole thing goes down, it'll be a whole block missing from this city," he said.
Follow Katina Caraganis on Twitter @kcaraganis.


text:
Why set a reserve on an eBay auction?
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Topic: Why set a reserve on an eBay auction?
Posted: 05 May 2016 at 01:55
I have noticed on another stamps forum that the reserve set on one of my auctions has become the subject of some discussion, so I thought an explanation of what a reserve is and why someone might choose to pay for one to be set might be useful.
It is worth knowing, first and foremost, that the minimum reserve capable of being set on eBay is £50. If you see an eBay listing with a reserve set then the minimum price you will pay for that item will be £50.01. Not so long ago I used to enjoy running through eBay bidding any reserve item up to £49.99, knowing that it had absolutely no consequences if the item didn't meet its reserve (but someone spotted that and complained and I was asked to stop!).
Reserves are most often set where a seller doesn't want to see an item sold below a particular price level. In the case of stamps this might be because the seller does not want to see a sheet of stamps sell at under its value and then be split up for sale as individual stamps.
The listing in question - a tete-beche pair of stamps - consists of two stamps which individually would be worth a total near enough to, or greater than, £50. Therefore it makes logical and economic sense to secure at least that minimum value to avoid the risk of the pair being split up and sold separately.
A reserve is often also used where the item for sale is relatively rare and any previous examples sold sufficiently long ago that their listed value is considered out-of-date. This is a double-edged dilemma - the price may have risen because over that elapsed period the value may have increased due to the lack of supply; or alternatively, financial circumstances may have changed prices across the board and price expectations consequently lowered. In this situation, setting a reserve allows the seller the luxury of knowing that if the item does not sell at the price he had hoped, he has generated a list of interested parties and can review his expectations without having to part with the sale item.
Possibly the main reason why a seller might set a reserve, is that they are in two minds about whether they want to part with the item for less than a specific amount. For example, where the seller has a large purchase to make and requires a particular figure to be realised from the sale in order to buy something else, it makes sense to set a reserve so that if the item does not sell for the price anticipated, the seller is not left with no stamp AND still insufficient income to achieve his intended goal. The stamp can then be set aside and, having established its value, might be made available at a later date when the next, perhaps less expensive purchase, looms large.
The final reason why a reserve might be set is simply in order to establish a value for insurance purposes, so that were the item to be used in a public exhibition it would be possible for the Museum or Gallery to insure it against damage, loss or theft. Under these circumstances the reserve would be set at vastly more than the anticipated value so that whatever the price the auction established, the stamp would remain with the owner and no auction sales contract broken.
I hopes this goes some way to helping clear away some of the mystery surrounding reserve prices. I am sure there many other reasons why a seller might choose to use a reserve so please do add your own comments to this thread.
(Thanks go to Derek for writing this up for me in about 10 minutes!)
Happiness doesn't come from getting something we don't have, but through recognising and appreciating what we do have.
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|Post Options Quote Reply Posted: 05 May 2016 at 07:51
A reserve is often the norm on general, antique, collectables, and philatelic auctions. The only reason we don't see it too often on eBay is because it is set fairly high; higher than most Cinderella sales would be expected to reach
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