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Help Support FamilyTreeCircles
When I started FamilyTreeCircles nearly a decade ago, I never imagined it would grow to nearly 100,000 members. It's humbling to be able to provide a resource that has brought so many people together in the common interest.
FamilyTreeCircles has always been a labor of love for me, but with the growing membership, usage, continuing to add new features, and fighting spammers, costs grow as well.
What you may not know about me is that as an entrepreneur, I actually run another web startup. This takes 60-80 hours of my time every week, and I have little left for much else. If you're interested, that's a web publishing platform called Shareist. I think it is a great resource for genealogists.
I would never have been able to even get this far without the patience and support of the people who use FamilyTreeCircles every day, and particularly those who volunteer to help moderate the activity. It's truly a wonderful community. I'd like to not only keep things running, but do even more.
For example, one thing that I've tried to start up several times, but have not been able to do so because of the costs is a periodic newsletter with great genealogy stories and content, as well as featuring fun stuff from FamilyTreeCircles members. But the cost of doing so has been prohibitive. I'd love to be able to do this as well as continue to add more features.
From the start, I promised that FamilyTreeCircles would be a free resource and I have no intentions of going back on that. Over the years, I have received generous offers from people that they would be more than willing to pay for this resource.
In response to that, I've finally added a way to do that, for those with the means to do so, while keeping the service free for the rest.
If you enjoy FamilyTreeCircles and want to see it continue on as a strong and independent genealogy resource, I hope you'll consider contributing even a small amount to its upkeep and further development. If you cannot, no hard feelings here.
Go here: FamilyTreeCircles Patronage
Thank you very much!
Announcing: New User Profiles on FamilyTreeCircles
FamilyTreeCircles.com has been around for over 7 years now, and has been in a constant state of development.
I'll be the first to admit that most poorly crafted area of FamilyTreeCircles has been the user profile pages. And as I've been making improvements to the platform, I'd also say that it's been the most neglected.
This week I've taken steps to resolve that with an entirely newly designed user profile.
Your Own Home Page
Your user profile on FamilyTreeCircles is now your genealogy homepage. Your own journals and posts are featured prominently in chronological order, newest first. Until now, your own journals were relegated to a list, and reading them was an exercise in clicking around a lot.
Now your homepage is a very easy-to-read list of all your journals. As you post journals, your latest ones appear at the top.
This makes it very easy for other FamilyTreeCircles members, and even people searching the Internet for the information that you write about, to find and read your journals.
That means more people see your journals, which means that your information and your own queries are seen by more people, resulting in a higher chance that you'll connect with distant cousins and researchers looking for the same ancestors.
Here's what the new profile page looks like:
Hey, This Sounds and Looks Like a Blog
Essentially, your FamilyTreeCircles profile page is a blog. Blog comes from the words Web Log. A blog is quite simply a web page containing a log of your writing. Web log...weblog...'blog.
The writing activity that you do posting Journals on FamilyTreeCircles is no different than that of "bloggers" that we hear so much about.
Now in addition to how your journals were seen before in the activity lists, your information is organized like a blog and you get all the benefits of blogging:
- Research: By getting your and your genealogy research out there, people who are researching the same ancestors will find you. You may even break down some brick walls just by posting them for others to find and help you out.
- Sharing: Posting your genealogy information helps others, and many times it comes back
- Connecting: There are countless connections that people make with distant and lost relatives through publishing a blog.
- Community: The genealogy blogging community is a friendly, helpful group of genealogists, professionals and hobbyists alike. By starting a blog of your own
- Fun: Writing can be a fun, creative way to express yourself. Some people even think it's therapeutic.
The good news is that just by signing up for FamilyTreeCircles, you now have a blog.
How cool does that make you?
View your new profile here. Or click on the "Your Home" link in the header.
Here are a few great FamilyTreeCircles profiles to take a look at for inspiration:
Getting Help on Using FamilyTreeCircles
- Check out the FAQ page.
- Use the contact us form. This is best for issues like password problems, since you cannot use some of the other options without logging in.
- Send me a private message.
- Drop into the FamilyTreeCircles campfire chat. You can not only chat with me, but with other FamilyTreeCircles members, if they're in there.
- If you have a question that you think someone other than the owner of FamilyTreeCircles can answer, comment on this post. That increases the chances of getting a quick answer AND allows other to benefit from your question.
Getting ready for some pretty major changes. And a chance at a Sneak Peek...
I've been hard at work on some pretty significant changes here on FamilyTreeCircles, big enough that I want to roll this out a little more carefully than I usually do.
For now, the only noticeable change is the header.
If yours doesn't look like that with the black bar at the top, try holding down the shift key while hitting the reload (or refresh) button on your browser. Or just wait and it'll update eventually.
So what's changing?
I've completely redesigned the user profile page. My goal is to make your user profile the hub of your activity, a much nicer home for you here on FamilyTreeCircles. The default view will be a full view of all your journals, formatted much like a blog. That way, anyone who follows your every post can easily see what you've been writing. If you organize your posts into categories, that will be much more visible. And your Assist! locations and surnames will be featured prominently as well.
In fact, it's going to be a lot like having your own blog, which is where I am headed with this.
And speaking of following, I'll be reintroducing he concept of "follow"ing. By following someone, you will be able to keep track of their new stuff.
When's it coming?
I'm still testing it out, but if you would like a sneak peek, just comment here on this post and I'll turn it on for you.
I'll probably grow impatient and make it available in the next few days, but I'd love to get some feedback first.
Again, just comment below if you'd like to try it out and give me some feedback.
Announcing FamilyTreeCircles Locations
Unless you are brand new to FamilyTreeCircles, you should recall that a few weeks ago we launched the phase 1 of the new FamilyTreeCircles Assist! program.
Phase 1 was geared toward getting members to volunteer to assist other researchers in their physical location, helping with local activities like cemetery visits or local document requests. Without volunteers, the program would be useless, of course!
The response far exceeded my expectations and as of today, we've got hundreds of locations volunteered for. And that number is growing every day.
Of course, we need several thousand to get good coverage, but I'm encouraged by the response. I'm counting on members like you to adopt a location.
And today, I'm pleased to announce we've launched major new functionality that brings along with it the other half of the Assist! program, requesting assistance.
FamilyTreeCircles Locations
The new feature is called FamilyTreeCircles Locations, which is a massive database of just about every location in the world. In this section of the website, you can drill through continents, countries, and states down to counties, cities, and towns -- even cemeteries!
At any location, you can either volunteer to assist with that location or you can request assistance. In each location, with help from volunteers, we will also build a rich resource and repository of genealogy information.
See it here: FamilyTreeCircles Locations
As a volunteer, you may choose to assist someone with a local lookup or photography, or help in editing the information on the page for that location. Further, as we build on this functionality, it will allow you to better filter the content on FamilyTreeCircles related to your interests.
As a requester, you can post a query that's assigned to a specific location. This query is like any other FamilyTreeCircles query, except it is also listed in the location where volunteers for that location will be sure to see it, increasing the chances that you'll find someone to help.
This is a big day for FamilyTreeCircles as it greatly expands on our goal of connecting genealogy researchers who can help each other in their family tree search.
I hope you'll be able to particpate as both a volunteer and a requestor.
See it here: FamilyTreeCircles Locations
As always, if you have any suggestions or questions, please don't hesitate to ask in the comments below.
I'm getting some great feedback from people who are digging into their own countries that there are some strange regions and cities, or some less than great naming conventions. I knew this going in and will be developing methods to fix these going forward on a case by case basis. Please understand that there are more than 7.9 million locations in the database and this one guy can't possibly go through even a small fraction of them. As you do find problems with the data, please do let me know. That's the first step in identifying the right process to get these things fixed.
Announcing the Assist! Program
We're finally recovering from the debilitating snowstorm here in the Northeast United States. We had many massive limbs and even a few trees drop in our garden and on our cars. And we were counted as lucky because we only lost power for several hours. There are some neighbors who are still without power 5 days later. We helped out however we could, providing helping hands to clear debris and bring buckets of water.
This brings to mind the outpouring of responses that I received from the survey I emailed about a last week about whether I should create a volunteer local genealogy lookup service.
Frankly, I'm overwhelmed by the response. As of right now, there have been
898 910 replies, most of which are filled with thoughtful comments and feedback. I've been reading each and every one of them. I wish I could reply to them all.
Here are just a few of the many hundreds of responses I got in the survey:
"It is so nice when people that live in an area are willing to help out. Most of us cannot travel to these locations to do the research ourselves and it is so important to those of us that are trying to build our family trees. It is so aggravating when so many websites claim to be 'free' then ask for a credit card number to give you the needed information. Thank you for what you are doing with this website. I've only just discovered it recently."
"I think it is a very good idea and we should all work together to uncover these hidden or missing info."
"I would love to participate in a service like this. I have never volunteered, but I am great at photographing gravestones or going to a place of records to find info for someone."
What about privacy?
By far, the biggest concern expressed was privacy and interacting with strangers. I'm happy to say that on FamilyTreeCircles we've had that problem pretty well handled for many years now thanks to a messaging system that has now had more than 22,000 private messages sent through it without exposing email addresses or other personal information.
Announcing the Assist! Program
So today I'm pleased to introduce the formation of the FamilyTreeCircles Assist! Program, a free service that will connect volunteers who would like to help out with local assistance at town halls and cemeteries, and to provide access to the vast amounts (or even small bits) of knowledge that they have collected.
There are thousands of individuals who are willing and able to perform lookups and document requests at local town halls or take pictures at local cemeteries on behalf of those without the means to travel to those locations.
Further, we have all obtained at least a small bit of knowledge that very few others have, like local knowledge of libraries, town halls, and other resources, information about the surnames that we're researching, and other rare books and information.
Therefore, there is not only a need for people to get help locally, but there exists a huge need for people to simply help out online in very specific areas of expertise.
We just need a way to make ourselves available to those who are in need of that knowledge.
By identifying yourself as someone who can help out in a specific location, or as someone who is knowlegable in certain surnames or areas of interest, you can help provide information to people seeking help in those areas.
And even if you cannot provide local lookups or you don't get specific requests from people, you can share your knowledge by helping us edit our location and surname information pages.
This Won't Be Easy. I Need Your Help...
This whole project hinges on our ability to get good coverage with a large number of volunteers. The first step is building up this strong network of people who are willing to make their knowledge and assistance available to others.
So I'm asking you to go to our Assist! page and identify the locations, surnames, and other areas in which you may help out.
To do so, go here: Assist! program registration
We'll follow up with how people will be able to get in touch for assistance.
Thank you for your participation. If you have any questions, please feel free to post comments.
p.s. This is not a major commitment on your part. We will ensure that people do not get overwhelmed with requests. How much assistance you give and effort you expend will always be entirely up to you.
Again, simply register your areas of knowlege here: Assist!
New Journal Type: Query
FamilyTreeCircles is growing and in an effort to better organize the large volume of journals that get posted here, I've added a new Journal type: Query.
Queries are simply a request for information on a particular ancestor or family. These get posted all the time in both the existing regular journals and questions, so I thought it would be worthwhile to try to get them separated out into their own types.
You'll notice them as the highly recognizable magenta-colored posts.
I've also made the Journal Type field available in the journal edit page, so you can change the types of your own journals if you'd like.
I'll be actively changing journal types as people get used to the new classifications.
This is another small step toward making it easier to scan through the growing list of journals at FamilyTreeCircles. Questions and the new Query types are posts that are specifically looking for help, and hopefully this will ensure that they get seen and hopefully get answered.
Policy Reminder: Don't Post Other People's Content Publicly
Please let me remind you that it is wrong to post other people's content on FamilyTreeCircles.
We state this simply in the terms of use
8. You will not post any copyrighted material on this website.
But maybe this isn't clear enough, so let me explain a bit further.
If someone has a website or a webpage posted somewhere on the Internet, the information they post there (unless they copied it from somewhere else) is theirs. You are not allowed to copy it and post it elsewhere without their permission.
I am not an intellectual property or trademark attorney, so I won't get into the legalities of this, but as the owner of this site, I will remove content that I believe has copied someone else's property. This can and will be just a judgement call by me.
Genealogy data gets copied around all the time, so I'm not talking specifically about names, dates, etc. I am talking about written prose, and larger collections of information that someone else has created.
As a general rule, if you find yourself copying and pasting large amounts of information from another website to post it on FamilyTreeCircles, and you don't have the permission from the original author, it is probably wrong. Please don't.
If you have any questions about specific cases, please just ask.
thank you.
Where Do FamilyTreeCircles Visitors Come From?
A lot of people ask me questions like...
"I'm from the UK, is FamilyTreeCircles a U.S. site?"
"I see a lot of talk from people in Australia. Do any Americans use FamilyTreeCircles?"
And the list goes on and on...
Here's a breakdown of the top visitors by country in the 2011 calendar year, and a graph of the top several.
The United States 45.2%
Australia 16.5%
The United Kingdom 13%
New Zealand 11.2%
Canada 6.2%
Ireland 1.4%
South Africa 1.1%
India 0.6%
Germany 0.4%
The Philippines 0.4%
France 0.3%
The Netherlands 0.3%
Pakistan 0.2%
Spain 0.1%
Italy 0.1%
Switzerland 0.1%
Malaysia 0.1%
Sweden 0.1%
Brazil 0.1%
Hong Kong 0.1%
Russian Federation 0.1%
Poland 0.1%
Singapore 0.1%
Belgium 0.1%
Denmark 0.1%
Norway 0.1%
Mexico 0.1%
Israel 0.1%
Japan 0.1%
Czech Republic 0.1%
Thailand 0.1%
The United Arab Emirates 0.1%
Indonesia 0.1%
Turkey 0.1%
China 0.1%
Jamaica 0.1%
As you can pretty clearly see, it a pretty diverse group of English-speaking nations represented here, with strong representation from Australia/New Zealand as well as the UK.
Spam update
This is a quick update to the spam situation that I'm wrestling with here on FamilyTreeCircles.
As mentioned a few days ago in this post, Spam Spam Spam Spam, I put in some checks to prevent blatant spam from getting posted to FamilyTreeCircles.
In just 4 days, 535 messages that appear to be spam were put into the manual review queue.
I've reviewed all of them (fun, fun) and only one well-meaning, legitimate user was negatively impacted. His posts have been approved. The rest deleted (that part really was fun).
I have to say that I'm pretty pleased with the results so far. I will be refining the algorithms to reduce the false positives going forward.
Here's to a spam-free FamilyTreeCircles.


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subset: commoncrawl


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Loving Dumb
Are you letting no-good, dirty, rotten scoundrels in your life instead of what you really deserve? Dr. Phil teaches his guests, and you, how to stop loving dumb and how to act smart in the search for love.
When Jeannie first appeared on the show, she was surprised to learn what men really thought of her. After her wake-up call, she put Dr. Phil's tools to work, so why is she still loving dumb?
Dr. Phil helps Jeannie in an unusual way.
When Hayley went to Love Smart Island, she was excited to meet Todd, although she discovered that Chad was actually what she was looking for. She and Chad have been dating for a few months, but something is keeping the relationship from moving to the next level.
Could you be facing the same obstacle?
Todd, one of the bachelors who went to Love Smart Island, faces what might be the reality of why he's not finding Ms. Right. Then, he gets the chance to meet three new girls ... but there's a catch.
A question everyone asks at least once in his or her life.
Three single women fed up with men who dump them without an explanation face off with Robert, a single guy who tells them the cold, hard truth once and for all.
"I just don't feel obligated to explain why I don't call them."
At the end of the show, Andrea Bocelli, the largest-selling classical recording artist in history, sings "Besame Mucho" and "Can't Help Falling in Love" — two of the most romantic songs from his new CD, Amore.


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Bookish Brands: 25 Pieces of Awesome Literary Street Art
Graffiti artists aren't particularly known for their bookishness. After all, when you spend your nights out on the street as a graphic art vigilante, you're missing important time that could be spent snuggled up in bed with a book. So after we saw this spectacular Isaac Asimov portrait, we decided to go hunting for graffiti with a distinct literary bent — and in fact, the world abounds with bookish street art, from portraits of favorite authors to stenciled and scribbled quotes to representations of beloved characters. Click through to see twenty five of our favorite finds, from the reverent to the blatantly mocking, and let us know which author's likeness you'd most like to stencil onto the walls of your city in the comments — or get out there and contribute to our collection.
Isaac Asimov, Rome [via]


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It's no surprise that regulation was a major focus at the New York State Department of Financial Services hearing on virtual currencies Tuesday, as panelists grappled with how to crack down on money laundering and illegal activities without stifling innovation.
The hearing took place a day after the Justice Department announced the arrest of well-known bitcoin entrepreneur Charlie Shrem on charges that included conspiring to commit money laundering. Shrem resigned from the Bitcoin Foundation Tuesday.
SecondMarket Chief Executive Barry Silbert, whose firm runs a bitcoin trust, said that the confusion over U.S. regulation is one of the reasons that the dominant bitcoin exchanges are overseas.
Fred Wilson, a partner at Union Square Ventures, pushed for leniency or different initial rules for bitcoin startups so as not to inhibit innovation. He said that many new bitcoin companies are made up of just a few employees, which makes it much harder for them to apply for money transmitter licenses in all fifty states than a big bank such as J.P. Morgan, for instance.
But regulators on the panel noted that such an approach could encourage illegal activities such as money laundering.
Indeed, Superintendent of Financial Services Benjamin Lawsky said that money laundering is too "nice" of a word. He described money laundering as the facilitation of horrific crimes, such as the trafficking of narcotics or acts of terrorism. A regulator is always going to choose to prevent money laundering, even if it comes as the cost of preventing innovation, he said. See Ben Lawsky asks bitcoin investors for their two cents at virtual-currency hearing.
Of course, no one wants to see money laundering, said Tyler Winklevoss, a principal at Capital Management. In that spirit, one potential solution is the emergence of bitcoin companies that are focused on helping other companies in the space comply with regulations, said Cameron Winklevoss, also a principal at Winklevoss Capital Management.
Wilson of Union Square Ventures, however, vehemently dismissed the emergence of bitcoin-compliance companies as the answer. "The good idea is to put the compliance into the code," he said.
Jeremy Liew, a partner at Lightspeed Venture Partners, noted that there will always be bad actors in a system, including in the cash economy. He urged regulators not to overly focus on one issue at the expense of others.
More from MarketWatch:
Yahoo's ad business faces scrutiny: Earnings call live blog
Apple gives worst performance in a year
Electronic Arts cuts sales outlook on Xbox sales
-- Saumya Vaishampayan
Follow The Tell @thetellblog
Follow Saumya @saumvaish


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Memphis City Council members tallied $24.2 million in city operating budget cuts Tuesday, June 18, in a marathon seven-hour session before an overflow crowd of angry city employees.
But the council adjourned before taking a final vote on the operating budget as amended or setting a city property tax rate.
The council meets again in special session June 25 to complete action on the city's budget season before the July 1 start of the new fiscal year.
Also left undecided at the end of Tuesday's session was a plan by council chairman Edmund Ford Jr. to make more cuts and to restore approximately $11.8 million in city spending for an expansion of services at community centers, libraries and similar services.
Ford's plan had some elements in common with the plan by council member Jim Strickland.
Four parts of Strickland's plan were approved by the council Tuesday including laying off 100 city employees and reducing the city payroll by another 300 through attrition. The number of affected employees was the same as Memphis Mayor A C Wharton Jr. proposed. But Wharton's plan called for a $14 million buyout of the 300 city employees Strickland and the rest of the council voted not to include.
The council also adopted Strickland amendments to cut approximately 50 non-public safety city positions that are funded but vacant, cut $3.3 million in materials and supplies to every part of city government from one to 10 percent and up the percentage of health care insurance premiums employees and retirees pay to 30 percent.
The council voted down a Strickland proposal to cut $415,400 in extras for city divisions including travel and food and association dues and membership fees.
Also voted down was a call by council member Myron Lowery to restore the 4.6 percent pay cut all city employees took two years ago.
A proposal by council member Wanda Halbert to restore $226,000 in funding to the Memphis Music commission was approved by the council.
Ford's proposal would cut the remaining 400 or so funded but vacant positions including public safety slots. It would also cut five percent from the Memphis Police Department, the only division of city government to grow in recent years, and eliminate college tuition as well as longevity pay for city employees.
Part of Ford's plan is also financed with $6 million in the next fiscal year the city would not have as an expense with Memphis Light Gas and Water Division taking over the responsibility for streetlights.
Utility president Jerry Collins said the soonest the utility could take over the responsibility would be in January, halfway through the fiscal year. The expense off city books in a full fiscal year is estimated at $12 million.
Ford's proposal also includes turning over the city's weights and measures department to the state and taking one paid holiday from city employees.
The difference in calculations is around what the amendments mean to the city tax rate it will take to fund the total operating budget.
Wharton proposed a $3.51 property tax rate with 25 cents more on the existing tax rate of $3.11 to make up for property value lost in the 2013 property reappraisal and another 15 cent tax hike to pay debt and replenish city reserve funds.
Ford estimated that with his plan and the other amendments already approved, the council was at a $3.24 property tax rate.
Council member Shea Flinn put the tax rate with the same considerations at $3.30.
City employees and union leaders watching the budget deliberations grew angrier as the council session continued and they were not allowed to speak before the budget amendments were voted on by the council.
"This is the worst administration I have ever seen in my life," said Sam Posey, former president of the Memphis Firefighters Association.
Other municipal union leaders said the city would lose public safety employees who are already considering leaving because of the budget deliberations and the earlier 4.6 percent pay cut.
"I have never been more insulted, discouraged and demoralized," said Memphis Police Association member Veronica Carson.
Ford responded angrily when he was criticized for huddling with Flinn to try to reconcile budget numbers as the public spoke.
"You might not agree," he said. "But the 93,000 people I represent that need community centers and libraries and these other things need someone to take care of them."
He also said the council actions are forced by a Tennessee Comptroller's report in May critical of city finances that if the council doesn't act could turn into state action which the union leaders wouldn't like.
"We can do it or you can let the state take care of this and we know how they feel about collective bargaining," Ford said.
Copyright 1995 -
by The Daily News Publishing Co. Inc. - All Rights Reserved


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Reminder to stay On Topic, this thread is for discussion of the "Danger at the Docks" set.
Reminder to stay On Topic, this thread is for discussion of the "Danger at the Docks" set.
It's great to see THE NIGHT LANDING again! And a more traditional color VAMP to what I was first expecting! ...Next year they should try selling things like THE NIGHT LANDING in it's re-tooled original packaging!! Then they could be SDCC SEARS EXCLUSIVES !!! Isn't that one of the original charms about G.I.JOE in the first place?
I think 1997 was the last time the Night Landing Raft was released. Although I could be wrong.
Won't they be available at TRU at the same time?
I hope TRU sells both versions. So sick of manufacturers catering to scalpers.
Are there any single card figures?
This enclosed vehicles are hard to display. The 25th collection vehicles with the clear plastic front was awesome for displaying.
For the 50th Anniversary in general? Yes.
Versions of these figures in single card? I have no idea.


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(Originally pubished on hkstrategies.ca)
Facebook yesterday announced the launch of what it is calling "a new resource for journalists and newsrooms to find, share and embed newsworthy content from Facebook in the media they produce."
FBNewswire will aggregate public content shared by anyone on Facebook that might be considered newsworthy. Journalists will be able to sift and curate FB Newswire for stories, original photos and videos to 'break' news or provide background to developing stories.
Given there are 2.46 million pieces content posted on Facebook EVERY MINUTE, FB Newswire represents a massive playground for media — and to some extent a challenge to Twitter which has become the go-to source among journalists for social web shared stories and images.
The announcement caps a series of changes — 'trending topics' and 'hashtags' among them — Facebook has made recently to prove its continued relevance, even as it changes its News Feed algorithm to make organic brand content more difficult to find in favour of advertising. (Not coincidentally, Facebook also announced today its revenues from advertising jumped 82 per cent to $2.27 billion.)
At least one way FB Newswire affects companies and organizations will be in earned media strategies. Assuming FB Newswire is successful in becoming a valuable news resource for journalists, then well-told, valuable and truly newsworthy stories from brands posted on Facebook could become part of the aggregated content sifted through by the media.
But make no mistake, it will have to be 'news' in the eye of the journalist and news consumer, not the marketing department.


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Everett & Rodgers to Present Music Program• March 28, 2012 Share:
The Wabash College Music Department is pleased to announce "Music for Two Pianos" on Friday, March 30 at 7:30 pm in Salter Concert Hall in the Fine Arts Center.
Duo pianists Cheryl Everett and Reginald Rodgers will present a program that includes Schubert's Marche Militare, Darius Milhaud's Scaramouche, Witold Lutoslawski's Variations on a Theme by Paganini, and two works by William Bolcom, Recuerdos and The Garden of Eden.
Everett is an adjunct instructor of piano and organ at Wabash College and is the accompanist for the Wabash College Glee Club. She is on the Executive Board of the Indiana Music Teacher's Association and serves as the Ensemble Concert Chair. In 1999, she was honored by that organization as their Teacher of the Year. She has performed in recitals and master classes in conjunction with the International Workshops in Canada, England, France, Italy, Switzerland, and with the Amalfi Coast Music Festival. Everett is Director of Music Outreach and Competitions for Piano Solutions in Carmel. She is accompanist for the Crawfordsville Community Chorus and organist for Christ United Methodist in Crawfordsville. For 11 years, she was a student of the distinguished pianist Dorothy Munger, who was a student of Guy Maier and Josef Lhévinne. Further studies have been with Dr. Louis Nagel at the University of Michigan.
Reginald Rodgers has served on the faculty of the Anderson University School of Music since 1983. He holds degrees in piano performance from the Oberlin Conservatory of Music, the University of North Carolina, and the University of Maryland. He has studied piano with Freeman Koberstein, Marvin Blickenstaff, Nelita True, and Thomas Schumacher and has appeared in concert throughout the United States and in Japan. He serves as staff pianist for First United Methodist Church of Pendleton, IN. As a collaborative pianist, Rodgers frequently performs with Indianapolis violinist Byron Plexico, and recently completed a recording project with Rebecca Chappell, also of the Anderson University School of Music faculty. Chappell and Rodgers recorded the complete works for clarinet and piano by Belgian composer, Leon Stekke.
The concert is free and open to the public.


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Welcome to the 2018 ESPYS where awards are handed out by you, the fans, by letting your voice be heard and voting in our polls! Make sure to tune into the ESPYS, hosted by Danica Patrick, on July 18 at 8 pm | 7 pm central on ABC or catch the broadcast live on Watch ESPN.
From young guns and cagey veterans which one of these players ruled the ice? Vote now to determine who takes home the ESPY for Best NHL Player on July 18.
Vote Now:
Best Performance: The last 12 months have given us many heartwarming and heartbreaking moments. Vote now to decide which of these achievements is truly ESPY worthy.
Best Athletes: So many athletes, so little time. In a crowded field of MVP candidates, vote now to determine who will walk to the ESPY podium on July 18.
Best Play: It's down to these four plays. All of these reigned on the SportsCenter Top 10, but which one will wear the ESPY crown? Vote in the finals to decide who will take home the trophy on July 18!


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Clutch Slave Cylinder at 1A Auto
What is a Clutch Slave Cylinder and where is it Located?
In a vehicle with a manual transmission, there must be some way for the driver to disengage the clutch from the engine flywheel in order to shift gears. In some vehicles this is accomplished via a cable connected to the clutch pedal. In others this is accomplished through a hydraulic system that includes a clutch master cylinder and a clutch slave cylinder.
When the driver presses on the clutch pedal, it pushes forward a piston inside the clutch master cylinder. This pushes out fluid (essentially the same as brake fluid) which creates hydraulic pressure. Fluid hoses carry that pressure to the slave cylinder, which has its own piston that gets pushed out to move the clutch fork, which in turn disengages the clutch.
The clutch slave cylinder is located by the transmission. Its exact position varies from one model to another. It may be mounted to the outside of the transmission, or it may be inside the transmission bell housing. If it is outside the transmission, it may be on top, and more easily accessed through the engine compartment, or it may be underneath and more easily accessed from below the vehicle.
How do I Know if my Clutch Slave Cylinder Needs to be Replaced?
Over time, the seals inside the clutch slave cylinder can break down from use and cause fluid to leak out of the system. Without proper fluid levels in the system, the clutch pedal can feel soft and not allow for proper movement of the clutch. A soft pedal is the first sign that something is wrong with the slave cylinder. If the pedal feels "spongy" when you press it, this can indicate that there is air in the hydraulic system, which you may be able to solve by bleeding the system. If the pedal sinks to the floor and stays there when you take your foot off, then there is definitely a leak in the clutch system.
If you find that you must frequently refill the fluid reservoir for the clutch system or that there is oily fluid around the slave cylinder or the bell housing, then it may have a leak. If the slave cylinder is mounted externally of the transmission, you may be able to check its function by asking an assistant to press the clutch pedal. You should be able to see the piston in the slave cylinder move when your assistant does so.
If the master cylinder cannot produce enough pressure, then the slave cylinder might not be able to disengage the clutch completely. This may lead to loud noises from the engine compartment while you are stopped and idling. It may cause grinding when you try to shift gears. Eventually if the problem is allowed to get worse, you may be completely unable to shift the vehicle into gear, leaving you immobile.
Many of these symptoms can also apply to the master cylinder, so you should pinpoint the exact cause of the problem before attempting a repair, or consider replacing both clutch hydraulic cylinders.
Can I Replace a Clutch Slave Cylinder Myself?
The difficulty of replacing your clutch slave cylinder will depend upon your model and where the slave cylinder is located. Wherever it's mounted, you will have to start by draining the system of fluid. If the slave cylinder is mounted to the outside of the transmission, you'll just have to unbolt it from the transmission, disconnect the hydraulic hose to it, and attach the new one. If the clutch slave cylinder is inside the bell housing, the job will be much more labor intensive and time consuming. You will have to disconnect the drive shaft, and disconnect the transmission from the engine. In either case, you'll have to bleed the hydraulic system of air afterwards, and test that the pedal feels firm, before testing your clutch in a driving situation.
Need a Clutch Slave Cylinder Replacement?
Any time a part of your clutch system begins to fail it is a major safety concern. If you own a vehicle with a manual transmission and your clutch slave cylinder has failed, then you won't be able to shift the automobile into gear, which means you won't be going anywhere anytime soon. You will need a replacement and there is no better place for one than 1A Auto. We carry a large selection of replacement clutch slave cylinders for many makes and models, at great prices.
At 1A Auto, we make shopping for a replacement clutch slave cylinder for your car, truck, SUV or van easy - we're here to help you select the right one for your vehicle! Call our customer service toll free at 888-844-3393 if you have any questions about our parts, warranty, compatibility or to purchase, or you can buy online. Order today and get your clutch functioning properly again!


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April 29, 2013
Spring Entertaining (and ideas for Mother's Day!) Workshop in KC May 7th
Cream of Wild Mushroom Soup
Parchment Packets with Seafood, Lemon & Chives
Spring Pea Risotto
Cherry Cupcakes
Here is the link to register, or call (816)554-3755.
3 comments:
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Prepared Statement By Jane Ross Deputy Commissioner For Policy
Social Security Administration
Disability Options In The Private Sector
Before The House Budget Committee Tuesday,
June 22, 1999
Mr. Chairman and Members of the Task Force: Thank you for inviting me to discuss the Social Security Disability (SSDI) program and whether private insurance, by itself, can provide the same degree of protection to all working Americans at the same low cost. In my statement today, I will outline the scope and purpose of SSDI, and the cost and value of coverage. Then I will discuss the two types of insurance now provided by the private sector to deal with disabilities: first, workers compensation which applies only to disabilities caused by work, and second, private disability plans that apply to any disability.
Social Security Disability
The Social Security system as a whole operates as a social insurance program. That is, Social Security spreads the cost of protection against the risk of lost income due to retirement, death, or disability over the entire working population, with more protection, per dollar earnings, for lower paid workers and for workers with dependents. Consequently, the value of benefits for any given worker depends on his or her individual circumstances-- earnings level, marital status, dependent children, years in the workforce, and age at disability or death. Like Social Security in general, the SSDI program provides an extra measure of protection for lower-wage workers. Due to the progressive nature of the program, the benefits formula replaces a greater percentage of preretirement earnings for lower-wage workers than higher-wage workers.
Largely absent from the current public debate is the fact that about one third of Social Security beneficiaries are not retirees or their dependents. They represent severely disabled workers, their children, or the surviving family members of workers who have died. Social Security pays benefits to more than 4.7 million disabled workers, nearly 1.5 million children of disabled workers, and almost 200,000 spouses of disabled workers. Because about 25 to 30 percent of today's 20-year olds will become disabled before retirement, the protection provided by the SSDI program is extremely important. This is especially true for young families often straggling to afford adequate private insurance. For a young, married, average worker with two children, Social Security is the equivalent of a $233,000 disability income insurance policy. In addition, SSDI benefits, like retirement benefits, are adjusted for inflation, so that the value of the benefit is maintained over time. Disabled workers and their dependents received $47.6 billion in cash benefits under the Social Security program in fiscal year 1998.
Furthermore, SSDI benefits are the gateway to the Medicare program to those individuals who have been eligible for disability benefits for 24 months. These benefits provide health care coverage that to many SSDI beneficiaries is simply irreplaceable, since many would not be able to obtain insurance in private markets simply because they are already disabled. The Medicare program paid over $24 billion in benefits in fiscal year 1998 to individuals whose entitlement to Medicare is based on their SSDI benefits. Thus, about $72 billion was paid in fiscal year 1998 from the Social Security and Medicare programs on behalf of disabled workers and their families.As with the retirement program, SSDI is funded through a payroll tax on covered earnings, paid by employees, their employers, and the self-employed. The current payroll tax on earnings is 0.85 percent for employees and employers, each, and 1.7 percent for the self-employed.
SSDI is designed to protect workers covered under the Social Security program who become severely disabled, and it strives to ensure that applicants are judged on the basis of a uniform set of standards. The criteria we use to award disability benefits requires that the condition either be expected to result in death or last at least 12 months. To qualify, the individual must be unable to perform any substantial work in the national economy because of a medical condition. Thus, the inability to do one's own past work or the inability to find suitable employment are not a sufficient basis for meeting the definition of disability. Additionally, applicants must have worked 20 quarters during the 40 quarter period ending with the quarter in which disability began (special provisions apply for workers who are under age 31), and they must complete a 5-month waiting period after the onset of the disability.
After a claim is taken in one of Social Security's field offices, it is forwarded to one of the State Disability Determination Services. These state employees are responsible for following up on at least one year's worth of medical evidence in support of the claim, scheduling consultative examinations if necessary, and making the disability determination at the initial and reconsideration (the first level of appeal of an adverse initial determination) levels. The States are fully reimbursed for making these determinations. The process of evaluating an individual's disability accounts for the administrative costs for the disability program being somewhat higher (3.3 percent of benefits) than those for the retirement and survivor program, largely because of the cost of obtaining medical evidence and the need for a thorough evaluation by a physician or other highly trained professional reviewer.
While the Social Security eligibility criteria are very strict, we also have a very structured system to ensure that applicants' rights are protected and that those applicants who are eligible, actually get their benefits. Currently, a physician must be part of the decisionmaking team, although we are testing a system where certain claims, generally the most severe and obvious cases, would be decided by a trained layperson. After a reconsideration denial, a claim can be appealed to an administrative law judge, then the Appeals Council and up to a federal court. We also are testing a model, which would streamline the process by eliminating the reconsideration step.
While the primary purpose of SSDI is to replace a portion of income, the program also includes provisions designed to encourage beneficiaries to return to work. Even when individuals have significant disabilities, with appropriate support and vocational rehabilitation (VR), they may be able to work again. The primary mechanism that is used by Social Security to help people return to work is the referral of beneficiaries to State vocational rehabilitation services. I would like to mention at this time the Administration-proposed legislation in 1997 that called for a Ticket to Independence program that would further our efforts at rehabilitation by introducing the concept of consumer choice in obtaining employment services. Similar legislation overwhelmingly passed in the House in 1998 and has now evolved into the Work Incentives Improvements Act that passed the Senate by a vote of 99 to 0 on June 16, 1999. The President's budget provides full funding support for this legislation.
I would like to turn now to a discussion of the range of workers compensation and private disability benefits available.
Workers Compensation
While SSDI covers workers with severe disabilities regardless of how the disability was developed, the workers' compensation (WC) system is designed to provide reimbursement for lost wages and medical expenses for workers who become disabled as a result of an on-the-job injury. WC laws were first enacted in the early 1900s and now separate programs are provided in each of the 50 States and the District of Columbia.
Virtually all employers are required to secure their compensation liability either through private insurance, by self-insuring, or by membership in a State fund. Employers who secure their compensation liability are protected from other liability that could arise because of injuries to their employees.
One of the primary goals of an effective WC program is to restore the injured workers to their previous employment, and thus the programs emphasize medical and vocational rehabilitation. Other benefits include weekly payments that are based on the degree of disability sustained as a result of the injury, and such medical care as the nature of the injury or process of recovery may require. Benefit payments totaled $42.6 billion in 1996.
Workers compensation is not a stand-alone system. It is the first payor, but integrates with Social Security. In most States if workers go on the Social Security disability rolls, the Social Security payment is reduced, so that the combined Social Security/workers compensation amounts are limited to 80 percent of pre-disability earnings.
Employer-Provided Private Disability Insurance
Modern-day private disability insurance grew up in a climate that already included Social Security and other public benefits such as VR and WC. As a result, these private plans assumed the existence of Social Security and were tailored to integrate with it. There are many different types of private disability insurance plans. While they fall under two general categories, short-term and long-term, there are many variations. About twothirds of long-term plans are employer-sponsored, and about one-third of plans are individually purchased. Further adding to the variety are the differing definitions and provisions within the plans; there is no standard terminology.
The definitions of disability within the types of plans vary to some extent, but they generally share major characteristics. Short-term disability plans typically include payments for short-term impairments as well as pregnancy. Employer-sponsored longterm disability plans usually have a more lenient definition of disability for the first two years, after which the definition becomes more stringent. Generally, the initial definition is the inability to perform the employee's usual occupation. After two years, the definition usually requires the employee to be unable to perform any occupation, similar to the social security definition. Finally, while there are exceptions, most individually purchased plans define disability as the inability to perform one's usual occupation for the entire benefit period-- generally to age 65. While SSDI benefits are limited to age 65 as well, the individual begins receiving retirement benefits on attainment of age 65, and the conversion from disability to retirement benefits is invisible to the beneficiary.
Short-term disability and long-term disability plans serve different purposes and have different provisions. Generally, short-term disability plans refer to a formal plan in which benefits begin after sick pay has expired, though benefits may be in lieu of sick pay. Based on Bureau of Labor Statistics (BLS) data, nearly 34 percent of full time private sector plus State and local government workers in this country have some type of short-term disability plan.t Short-term disability plans usually replace from 40-70 percent of earnings, but can replace earnings entirely. Benefit periods range from 30 days to 6 months, though some plans have terms of up to 24 months. Ninety percent of employees return to work within 8 weeks, often because the impairments covered are not severe, e.g. recovery from surgery. Because of the short-term nature of most short-term disability impairments, there is little connection between short-term disability plans and Social Security. Ideally, employer sponsored long-term disability plans begin paying when short-term disability benefits end. The earnings replacement rate for these longterm disability plans is about 60 percent of pre-disability earnings, up to a maximum dollar amount.
Only one third of full-time workers currently have employer-sponsored long-term disability plans.2 The following chart shows the percentage of employees of state and local government, small firms (under 100 employees) and medium/large firms with employer sponsored long-term disability plans by category of occupation.3 It is worth noting that employees with the most arduous jobs--those who presumably need the protection the most--are less likely to have long-term disability plans.
Long-term plans can provide both cash benefits and rehabilitation services. They screen their beneficiaries with a view toward rehabilitation, and decisions on what benefits to provide often turn on the cost of rehabilitation vs. the cost of benefits, in addition to job availability. Many larger employers use disability management strategies including early intervention and partial or residual benefits to encourage return to work.
In determining cash benefit levels, employer-sponsored long-term disability plans usually are integrated with Social Security and WC. Those employees who meet the Social Security definition of disability are encouraged or required to apply for Social Security benefits. In fact, insurers and employers count on the integration of their plans with Social Security; long-term disability benefits are generally offset--reduced--by Social Security benefits.
Individually Purchased Disability Insurance
Individual disability plans are thought to be a small part of the private market although there is a lack of data on the actual extent of coverage. However, experts believe participation is quite limited because they tend to be very expensive. Participation is mostly limited to highly compensated employees or self-employed individuals. These plans may replace up to 80 percent of earnings, though more typical replacement rates are 60-70 percent. Often, payments of these plans, in contrast to employer-sponsored longterm disability plans, are not reduced by Social Security or other programs.
Costs of Coverage
Perhaps the most useful approach in examining the cost of private disability insurance is viewing it in terms of value to the beneficiary. This value can be determined by looking at the proportion of the premium dollar that is returned as benefits to policyholders. We can determine this proportion by looking at the cost structure of companies, although they vary from company to company. One major insurer estimated costs as shown on the following chart. It should be noted that only 45 cents of every premium dollar is returned to beneficiaries.'* Claims processing costs account for about 3 percent of this category.
Clearly it is difficult to compare private and public sector costs since the enterprises are so different. As previously noted, Social Security disability administrative costs are about 3 percent of disability payroll taxes. It would be tempting to conclude that the private sector costs are similar, since private sector claims processing costs in this example are estimated at 3 percent. But administrative costs are also embedded in other categories, such as acquisitions (which represents items such as underwriting and sales) and customer service (for instance, billing and other policy services). And the bottom line is that the Social Security system returned 97 percent of the money it takes in to beneficiaries while private firms return far less--as little as 45 percent of the money it takes in.
Access to Private Insurance Coverage
Because of the potential adverse selection risk to insurers, the disability income insurance market is heavily underwritten. Persons who are at higher than normal risk for becoming disabled, or whose income stream is not consistent over time, would likely be deemed uninsurable by the providers of private disability insurance. In this environment, it is highly unlikely that a market for private disability insurance would emerge to provide the same universal coverage available under SSDI.
Mr. Chairman, at the beginning of my statement I said that I would address the question "can private disability, by itself, provide the same degree of protection to all working Americans at the same low cost as SSDI?" The answer to that is obviously no. If private disability were to become a substitute for, rather than a complement to Social Security, its costs would be prohibitively higher, and not everyone would be allowed access to vital coverage. For example, Social Security benefits are paid to all workers who meet coverage and disability requirements; private insurers may exclude some people from coverage because they are at a higher risk of becoming disabled and therefore would be uninsurable.
Private disability insurance serves an important purpose in providing an additional degree of financial security for the minority of the workforce that enjoys coverage. However, the operative word is additional. Only Social Security provides coverage to all workers and dependents---coverage that is provided at lower cost and greater value than now available on the private market.
This concludes my remarks. I would be happy to answer any questions you and the other Task Force members might have.
1 BLS data used here include all full time US employees except Federal, agriculture, and private household workers
2 The same universe applies here.
3 It should be noted that for State and local, the professional/technical category includes teachers; for small establishments, white collar includes clerical/sales staff; for medium/large establishments, white collar includes clerical/sales and blue collar includes production/services.
4 The actual amount is somewhat less since claims processing costs also consume about 3 percent of this category.


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SAN JOSE — Authorities have identified a 17-year-old boy as the victim of a suspected gang-related shooting that also wounded a 14-year-old boy in East San Jose over the weekend.
Jorge Brambila, of San Jose, was found gravely wounded about 9:10 p.m. Sunday in the 1000 block of Audubon Drive, near McLaughlin Avenue and Story Road. Brambila died at the scene, marking the city's fourth homicide of the year.
Police also found a 14-year-old boy suffering from at least one gunshot wound. The boy was taken to the hospital and is expected to survive.
Neither suspects nor a motive have been announced by police, but investigators are treating the killing as a gang-related attack. The Mayor's Gang Prevention Task Force launched its crisis response protocol, which deploys a combination of resources from the city, community and social-service organizations and schools aimed at addressing an attack's impact and tamping down possible retaliation.
Anyone with information about the shooting can contact Detective Sgt. Craig Storlie or Detective Ken Tran at 408-277-5283, or leave a tip with Silicon Valley Crime Stoppers at 408-947-STOP (7867) or tipsubmit.org.
Contact Robert Salonga at 408-920-5002. Follow him at Twitter.com/robertsalonga.


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A high chassis and truck-mounted sprayer turn your pickup, any model, into a tall field sprayer.
Turn your pickup truck into a high-clearance sprayer with Hy-Trux, a new high-clearance chassis for a pickup truck and truck-mounted sprayer from F/S Manufacturing. Ground-to-frame clearance on the chassis is 45 in. The boom can be set in the cab on-the-go from 24 to 72 in. for short or tall crop spraying.
A standard pickup powers the Hy-Trux and can be mounted or removed from the chassis in about two hours, according to the manufacturer. The truck's front axle is secured to the chassis with cushioned mounting brackets that align the axle and the chain case input shaft. Drives are a positive, double-roller chain with oil bath and have 60% gear reduction.
Steering is connected by a steering rod extension to heavy-duty king pins. Diagonally opposing cushion joints on the two-piece frame allow the unit to give a smooth ride over rough field terrain. The frame is adjustable to accommodate a wide range of wheel bases, including a pickup with an extended cab and long bed.
Wheels, with standard 12.4 x 28 tractor tires, are adjustable to accommodate most row crop needs.
F/S has adapted its cushion boom truck-mount sprayer for use with the Hy-Trux chassis. The boom has independent, self-leveling linkages, which allow it to swing side to side, rather than dipping. With flexing action, the boom avoids ground contact, and it is hydraulically dampened to soften bounce. Other standard features include a 500-gal. tank and an electric start.
The unit can be ordered separately or as a complete unit with a Dodge pickup truck. Prices of the Hy-Trux chassis with the cushion boom sprayer start at $23,450. Price of the chassis alone: $13,200. Contact F/S Mfg., Dept. FIN, 1102 Center St., West Fargo, ND 58078, 701/281-1729.


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Why See The Mavericks?
Genre benders The Mavericks tour the US
Get ready to swing to the Rockabilly, Tex Mex and Neotraditional Country styling of one of the most original and eclectic bands of the last quarter century - The Mavericks are back! The Grammy Award-winning innovators fuse their Latino roots with a vintage Country flair that culminates in a sound so diverse yet so distinctively theirs; genres are ingeniously blurred but the band's energy never waivers, consistently drawing crowds to their high-octane, sold out shows.
Don't miss The Mavericks in 2019, as they bring you "Brand New Day", their first album released on their brand new independent label, Mono Mundo! Led by the exceptionally emotive vocals of lead singer Raul Malo, the band has a chemistry unequal in contemporary music today. The band shows no signs of slowing down and are arguably hitting their stride, so don't miss this chance to see The Mavericks in their prime!
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Performance date: 20 September 2019
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The I-Bank Tower at 5050 Poplar Ave. in East Memphis has traded hands for $14.4 million, although the sale appears to be an internal transfer as the result of a corporate acquisition.
An entity called Tomorrow Thirty Four White Station Tower LP sold the 360,496-square-foot tower to Rosemont White Station Operating LLC, with both companies using the same Santa Fe, N.M., address.
The sale occurred in a Sept. 14 special warranty deed that wasn't recorded by the Shelby County Register of Deeds until Friday, Oct. 26.
The seller was affiliated with a Santa Fe-based company called BGK Group that was acquired two years ago by New York's Rosemont Real Estate, a subsidiary of Rosemont Capital LLC.
The result of the merger was Rosemont Realty, whose headquarters remained in Santa Fe, and retained a 51 percent controlling interest of the combined companies' portfolio, according to a 2010 article in the New Mexico Business Weekly.
Paul S. Gerwin, who signed the trust deed as president of the selling entity, is executive vice president of Rosemont Realty.
Built in 1967, the Class B office tower, formerly known as the White Station Tower, sits on 9.39 acres on the north side of Poplar next to Clark Tower. The Shelby County Assessor of Property's 2012 appraisal is $11.7 million.
Tomorrow Thirty Four White Station Tower bought the building for $20.1 million from Georgia-based Deck-White Station Tower LLC in October 2003.
The building has an interesting history. Before construction, it was the subject of an editorial cartoon that hung for years in the office of its developer, William B. "Bill" Clark, who developed both the White Station and Clark towers.
Clark's grandson, Nick Clark, told The Daily News in 2010 that the cartoon, published in the Commercial Appeal in the mid-1960s, was an aerial view of Memphis that labeled the White Station Tower as "Clark's Folly."
The consensus among Memphis power brokers at the time was that the office building would be a failure, destined to sit empty on the outskirts of town rather than drive development east, as the elder Clark envisioned and soon realized.
The misguided moniker also inspired the name for another nearby institution, Folk's Folly Prime Steak House.
Source: The Daily News Online & Chandler Reports
– Daily News staff
The United States Foreign Trade Zone Board has announced the approval of a new Grant of Authority for West Tennessee.
The new designation will allow for existing and new companies to benefit from being located in a foreign trade zone. Ten sites have been designated in West Tennessee.
The Port of Cates Landing and its industrial area in Lake County, and the Memphis Mega Site in Haywood County are two of the 10 sites.
Other industrial parks that are now designated are in Dyer, Gibson, Haywood, Lauderdale, Madison, Obion and Tipton counties.
The newest zone approved in West Tennessee is number 283. The Northwest Tennessee Regional Port Authority sponsored the application, while the West Tennessee Industrial Association oversaw the preparation and review process by the Foreign Trade Zone Board in Washington.
WTIA will serve as the administrator, overseeing day-to-day activities and working with the companies to help them understand and use foreign trade zone procedures.
– Andy Meek
A settlement has been reached in a federal lawsuit brought by a man who was injured in a deadly explosion at an International Paper Co. mill in Mississippi in 2008.
Jeb D. Slade settled his lawsuit after a hearing Thursday in U.S. District Court in Natchez, Miss. The terms of the deal were not disclosed. The lawsuit was filed in January 2011.
International Paper spokesman Tom Ryan said in an email Friday that the company is pleased to resolve the lawsuit, but he wouldn't comment on the terms.
Slade's attorney, Jim Nobles, said Friday that the terms are confidential by order of the court.
Slade was a contract worker when a 12-story recovery boiler blew up as it was being restarted after annual maintenance at the Redwood plant on May 3, 2008.
The blast killed 28-year-old Marcus Christopher Broome of Bolton and injured nearly two dozen others, including Slade.
Slade was on the sixth floor of the plant as part of his job with Cumming, Ga.-based RMR Mechanical Inc. when the blast happened.
The lawsuit alleges Slade suffered a traumatic brain injury and other wounds in the blast and that he was totally disabled for two years. He also claims to have permanently lost some of his cognitive and reasoning power and suffers from post-traumatic stress disorder with nightmares and flashbacks.
There were at least 11 lawsuits filed after the blast, and a number of them ended in settlements, but Ryan has declined to say exactly how many. Ryan said last week that "all issues related to this matter have been resolved with the exception of Slade" and the company was looking forward to putting the matter behind it.
The U.S. Department of Labor's Occupational Safety and Health Administration said in November 2008 that the boiler didn't have adequate steam when it was restarted. OSHA proposed a $77,000 fine for two alleged violations. The company contested that and a formal settlement was reached for a $14,000 fine, according to OSHA records.
– The Associated Press
Universal Commercial Real Estate LLC will host its monthly Regional Minority Business Entrepreneur Power Breakfast Friday, Nov. 2, with the topic, "Launching Memphis Entrepreneurs."
The speaker is Andre Fowlkes, co-president of LaunchYourCity, an umbrella organization focused on growing the entrepreneurial ecosystem of Memphis and Shelby County. Through its subsidiary entities LaunchMemphis, Seed Hatchery and Wolf River Angels, and its program initiatives, LaunchYourCity cultivates early stage entrepreneurs and their business ideas, preparing and positioning them for growth and investment.
The event will be held from 7:30 a.m. until 9 a.m. at the University Club, 1346 Union Ave. General admission is $15.
– Sarah Baker
The U.S. economy grew at a slightly faster 2 percent annual rate from July through September, buoyed by more spending by consumers and the federal government.
Even with the increase from a 1.3 percent growth rate in the April-June quarter, the economy remains too weak to rapidly boost job creation.
The report Friday from the Commerce Department is the last broad snapshot of the economy before Americans choose a president in 11 days.
The 1.74 percent annual growth rate for the first nine months of 2012 remains slightly behind last year's 1.8 percent growth. That, in turn, trailed 2010's growth of 2.4 percent.
President Barack Obama has argued that the economy is steadily improving. Analysts cautioned, though, that Friday's report offered few signs that economic growth is gaining momentum.
"We suspect that growth will slow a little in the fourth quarter and expect it to remain close to 2 percent next year," said Paul Ashworth, chief U.S. economist at Capital Economics.
The economy grew faster last quarter in part because consumer spending rose at a 2 percent annual rate, up from a 1.5 percent rate in the second quarter. Spending on homebuilding and renovations increased at an annual rate of more than 14 percent.
And federal spending surged, mainly because of the sharpest increase in defense spending in more than three years.
The government's report covers gross domestic product. GDP measures the nation's total output of goods and services — from restaurant meals and haircuts to airplanes, appliances and highways.


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We bring the classic British greenhouse to Shinsegae Gangnam, Seoul, with a new bespoke space hosting The Belt Bag – a belted tote influenced by our iconic Trench.
A rainbow of limited-edition colours with archival Equestrian Knight embroidery. In-store monogramming services are available to customise your Belt Bag.
Follow us on Kakao for exclusive behind-the-scenes access as well as news on our latest collections, collaborations and events near you.
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kamilski81 necesitaba un nuevo diseño de logotipo y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 98 diseños de 24 diseñadores freelance.
Radi Olive
This logo is the first part of our brand redesign, next we will be creating a website design, business cards, banner, etc.
We are a 6-male cover-band (play other people's music), and we believe that dancing makes the world go-around. We believe that every song we play should make someone want to dance, it should be up-beat, fun, and most importantly, danceable. However, we actually don't play dance-music, just regular rock-tunes that are danceable. For example, we play Mr. Brightside by The Killers, Love and Memories by O.A.R., Crocodile Rock by Elton John.
Before choosing a song, we always ask ourselves "will people dance?" If the answer yes, then it is a possible candidate for a song.
Our industry is: Music industry, playing cover-music, and getting people to dance.
Primarily the target audience should be females that love to dance to radio's top 40 hits.
Our target audience is: people that go to bars, festivals, and concerts to listen to music. In addition, people that really enjoy dancing to music.
Design must symbolize: Dancing, Music, and energy, and Radi Olive.
We are not picky on the colors but would like the design to be a standalone without the title inside the design. If anything, the title should be written below the image logo.
We would like just an image, similar to Nike Swoosh, or similar to thenagain.org 'star' but symbolizing 'Radi Olive' and dancing.
Our band name was originally Radio Live but a few people mentioned the name "Radi Olive" and the new name stuck, hence the re-branding..... we would like to run with the 'Olive' idea, and possibly get an olive as the logo image...but we have the olive color, so maybe a different colored olive or something of that sort.
Nothing too elegant - we do not want to come across as being fancy.
The files we will require are:
Print file format - .ai (CMYK)
Web file format - .jpg and layered .psd (RGB)
Majority of our crowd is gained in the bar scene so an Olive inside a drink,or someone dancing with an Olive, or a dancing Olive with a drink, just thinking out loud.
Descubre cómo funciona un concurso de diseño u obtén más información sobre nuestros servicios de diseño de logo.


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Print is more time consuming than web work, that is for sure. With my last project, Hutch Award Luncheon (my first big project at my new job) included print, invitations, web, and these really big graphics on an HD video screen at Safeco Field.
Of course, I did not do this alone. My first project, just trying to find files, learn the system, styles, printers, etc. I had lots of help. We decided to run over before the event to have a look and it was a little overwhelming to see the logo soooo large on the HD video screen.
With that project finished for this year (will start again in August for the next), I have all ready moved on to the new, big project along with lots of small stuff all day. In other words, my new job is really busy.
But just as working for the newspaper, when you see an illustration of yours waded up and thrown in the trash. Seeing all the printed collateral going to the trash, keeps it into perspective.


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Everyday Pancakes
It's amazing how quickly you can whip up this batter. Store it, covered, in the refrigerator for up to 2 days. Adjust the consistency of the batter with either more milk or more flour as you like.
2 cups all-purpose flour
2 teaspoons baking powder
1/2 teaspoon salt
1 tablespoon sugar (optional)
2 eggs
11/2 to 2 cups milk
2 optional tablespoons melted and cooled butter, plus unmelted butter for cooking, or use a neutral oil like grapeseed or corn
1. Heat a griddle or large skillet over medium-low heat while you make the batter.
2. Mix together the dry ingredients. Beat the eggs into 11/2 cups of the milk, then stir in the 2 tablespoons cooled melted butter if you're using it. Gently stir this mixture into the dry ingredients, mixing only enough to moisten the flour; don't worry about a few lumps. If the batter seems thick, add a little more milk.
3. Use a little butter or oil each time you add batter, unless your skillet is truly nonstick. When the butter foam subsides or the oil shimmers, ladle batter onto the griddle or skillet, making any size pancakes you like. Adjust the heat as necessary; usually, the first batch will require higher heat than subsequent batches. The idea is to brown the bottom in 2 to 4 minutes, without burning it. Flip when bubbles appear in the center of the pancakes and the bottoms are cooked; they won't hold together well until they're ready.
4. Cook until the second side is lightly browned, a couple more minutes, and serve or hold on an ovenproof plate in a 200°F oven for up to 15 minutes.


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Earth's Systems
Within this book the authors will address the following required North Carolina Standard Course of Study goals and objectives:
Competency Goal 1: The learner will conduct investigations to build an understanding of the interdependence of plants and animals Objectives
- 1.01 Describe and compare several common ecosystems (communities of organisms and their interaction with the environment).
- 1.02 Identify and analyze the functions of organisms within the population of the ecosystem:
- Producers.
- Consumers.
- Decomposers.
- 1.03 Explain why an ecosystem can support a variety of organisms.
- 1.04 Discuss and determine the role of light, temperature, and soil composition in an ecosystem's capacity to support life.
- 1.05 Determine the interaction of organisms within an ecosystem.
- 1.06 Explain and evaluate some ways that humans affect ecosystems.
- Habitat reduction due to development.
- Pollutants.
- Increased nutrients.
- 1.07 Determine how materials are recycled in nature.
Competency Goal 2: The learner will make observations and conduct investigations to build an understanding of landforms Objectives
- 2.01 Identify and analyze forces that cause change in landforms over time including.
- Water and Ice.
- Wind.
- Gravity.
- 2.02 Investigate and discuss the role of the water cycle and how movement of water over and through the landscape helps shape land forms.
- 2.03 Discuss and consider the wearing away and movement of rock and soil in erosion and its importance in forming:
- Canyons.
- Valleys.
- Meanders.
- Tributaries.
- 2.04 Describe the deposition of eroded material and its importance in establishing landforms including:
- Deltas.
- Flood Plains.
- 2.05 Discuss how the flow of water and the slope of the land affect erosion.
- 2.06 Identify and use models, maps, and aerial photographs as ways of representing landforms.
- 2.07 Discuss and analyze how humans influence erosion and deposition in local communities, including school grounds, as a result of:
- Clearing land.
- Planting vegetation.
- Building dams.
The anthroposphere is one of the many "spheres" of the planet Earth. The Anthroposphere is the people on our Earth. The Earth is home for many humans. (Over 6 billion.)
The population on Earth increases at a dangerous rate. Imagine the construction workers and the architects all over the world who have to make and sell houses to most of them! That would be very stressful, don't you think? Well, soon we will out grow our Earth, and the world will be too small! Scientists are trying to make an alternative planet for us to live on when we outgrow our big, blue, mid-sized planet.
The cryosphere is a very important part in the world. The cryosphere is all of the ice on planet Earth. The hydrosphere has a huge impact on the cryosphere, because without water, you can't have ice! Ice plays a huge role on our environment's health. The ice is home for many animals such as the penguin, the seal, the walrus, yes... and even the polar bear. The cryosphere has such a huge impact on our environment.
Why is planet Earth nicknamed "The Blue Planet"? Well, that all has to do with the hydrosphere.
The hydrosphere is all the water on planet Earth. Not in the water bottles, but all the water in lakes, rivers, oceans, and all other water sources in the ground. The hydrosphere takes up 71% of Earth. The other 26% is land, or as we call them, continents. Then there is only 3% of fresh water on earth.
The water on Earth stays in its liquid state because of sun. We are close to the sun, so we have a good climate for water. Most of our water is not frozen, except near the North and South Poles.
On other planets where scientist "claimed" there is water on, is frozen. We are 3rd in line of the sun, so other planets are much colder than us, which makes Earth a perfect place to live at (temperature/climate-wise.)
Some people just say that the lithospere is the Earth crust, and it is, but it is more than that!


text: Ferrari's Fernando Alonso during qualifying at the Circuit of the Americas in Austin, Texas. Paul Gilham/Getty Images hide caption toggle caption Paul Gilham/Getty Images The Two-Way Austin Hosts The World With The Return Of F1 Racing November 18, 2012 The world's most-watched motorsport series races in America for the first time in five years at a new track in Texas. In an exciting race, Lewis Hamilton passes championship leader Sebastian Vettel to win. Ferrari's championship contender Fernando Alsonso finishes third, sending the title fight to the final race in Brazil.


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text: Objects in motion stay in motion -- especially when they're supported by Total Motion men's footwear from Rockport. Our Total Motion men's shoes are designed for ultimate flexibility, bending and moving to accommodate your foot as you walk. Choose from several sleek styles, including men's slip on shoes, men's dress boots, men's driving mocs, and more. Like all Rockport shoes, Total Motion styles are crafted from only the finest leather and suede materials.


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Analysis: Arizona SP closures have begun; more coming soon
Desperate to narrow one of the worst state budget gaps in the nation, Arizona legislators have slashed their parks budget by 80 percent in the last two years, leaving more than a third of the 30 state parks closed or facing closure in coming months.
The latest cuts, totaling $8.6 million, left the parks system with just $7.5 million for operations and maintenance, which led to the closings, a park system spokeswoman said. Some of the parks closing are among the state's best-known attractions.
Picacho Peak, a 1,500-foot mountain visible from the highway between Tucson and Phoenix, is scheduled to shut its gates at the beginning of June. Red Rock State Park, near Sedona, will also close in June. The Homolovi Ruins, a collection of dozens of ancient Anasazi dwellings northeast of Phoenix, is already off limits to the public.
A vote by the state parks board in January would have closed 21 of 30 parks. But local governments and individual donors have opened their wallets to keep a number of parks running.


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Sharp questioning by the Supreme Court's conservative justices has cast serious doubt on the survival of the individual insurance requirement at the heart of President Barack Obama's historic health care overhaul.
Arguments at the high court Tuesday focused on whether the insurance requirement "is a step beyond what our cases allow," in the words of Justice Anthony Kennedy.
He and Chief Justice John Roberts are emerging as the seemingly pivotal votes.
Justices Antonin Scalia and Samuel Alito appeared likely to join with Justice Clarence Thomas to vote to strike down the key provision. The four Democratic appointees seemed ready to vote to uphold it.
The conservatives questioned whether the government can force Americans to carry health insurance, wondering in arguments over President Barack Obama's health care overhaul if Congress might next force people to buy broccoli or burial insurance.
"If the government can do that, what else can it" do? asked Scalia, referring to the individual mandate portion of the Patient Protection and Affordable Care Act.
The congressional requirement to buy health care insurance is the linchpin of the law's aim to get medical insurance to an additional 30 million people, at a reasonable cost to private insurers and state governments. Virtually every American will be affected by the court's decision on the law's constitutionality, due this summer in the heat of the presidential and congressional election campaigns.
Recognizing the significance of the case, the justices are allowing audio of the arguments to be released on the same day. The audio of Monday's arguments can be found here.
Scalia, as well as Roberts, Alito and Kennedy, pressed Solicitor General Donald Verrilli on whether people can be forced to buy things like cars, broccoli and burial insurance if the government can make them buy health insurance.
Kennedy at one point said that allowing the government mandate would "change the relationship" between the government and its citizens.


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Looks really cool. Specifically the skill gem system and the additional leagues they plan on implementing look fun. Gameplay looks like a darker Torchlight. I think I'll sign up.
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Times are changing for Europe's retail food market, and operators are consequently finding it increasingly difficult to boost their sales. Three agents of change have affected food retailing in Europe over the last 20 years. Europe's markets initially swelled with rapid store expansion and the discount channel boomed. But the wind fell from the growth sails when consumer demand weakened following the economic crises of 2008. Recently, the effects of these factors have culminated to stifle growth.
As a result, the only underlying increases in sales Europe has experienced since 2006 has come from price inflation. Headline consumer packaged goods (CPG) value sales growth across Europe(1) slowed again in 2013, dropping to 2.5 percent with volumes once again flat (-0.1%). As a result, how well the CPG industry, particularly in Western Europe(2), handles the next 12 months or more will hinge on how well companies learn to live with flat—or negative—sales volumes.
So how are retailers adjusting to a market with structural limitations to sales growth and an oversupply of stores at a time of falling demand? For some, the challenges have inspired bold and new initiatives.
While the rise of the modern convenience store and steps into e-commerce are long-term opportunities, retailer disruption around private label is having a more immediate impact on the current trading environment.
In fact, Nielsen has observed that the weak economic recovery, resulting low consumer confidence and falling real incomes since 2009 have had a positive effect on consumers' acceptance of private-label goods.
Private label growth in some countries has been due to retailer "pull," whereby companies are pulling shoppers into buying private label using methods like advertising and touting value for money. Germany is a good example of a market where discounters have led private label growth. In other countries, such as Spain and Italy, the growth of private label has been fostered by an economic "push," where conditions are pushing consumers to shop differently.
There are, however, some consistent themes across Western Europe, such as:
Price is one factor helping bolster private label growth in Europe. Notably, private label can be as much as 30 percent less expensive than brands across the Big 5 Countries(3). Across categories, private label has a price index of less than 60 percent in health, personal care and home care, compared with 90 percent in perishable fresh foods, where the average prices are much closer to those of brands.
However the success of private label isn't just about cost. Retailers in Europe have also created new demand, particularly by offering new premium private-label lines and by launching dine at home meal offerings with bistro or restaurant quality foods, a trend that is most evident in the U.K.
We have identified four steps in this disruption:
Also, in markets where there has been stronger growth in private label, the growth has often driven bigger basket sales. The consumer segment that prefers private label is typically found to be bigger families with children, which are among the higher-spending segments of all households.
Looking ahead we anticipate four emerging trends across Western Europe.
(1) Nielsen Growth Reporter
(2) France, Germany, Italy, Spain, U.K.
(3) Nielsen's Western Europe Thought Leadership Team, Retailer Disruption 2013