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Dear Lord, Show Me a Sign!
Adam Zack
— February 18, 2015
\ˈsīn\ : a piece of paper, wood, etc., with words or pictures on it that gives information about something
There are a handful of retailers that do signs right. I mean really do in-store signage right. Signs that convey the store's brand, the item's purpose for having a sign, the pertinent facts the customer needs to know about the item and the personality to actually persuade the customer to purchase. Stores such as Metropolitan Market in Seattle, Dorothy Lane Market in Ohio, Whole Foods, Trader Joe's and West Seattle Thriftway are some that really get it when it comes to signage. They invest the resources (and it is a serious commitment – with at least one full-time sign person per store) required to tell their story through their signage. And it works. These retailers are extremely successful.
There is another group of retailers that simply does a horrible job at signage. Displays will have no signs at all. Spelling will be incorrect. Prices will not be clear. There will be nothing at all that would make a shopper stop and take notice of the display. Watermelon may be a great deal at 99 cents each (or is it per pound, not a great deal at all), but when the watermelon looks like a pineappl
read more
Adam Zack
— February 12, 2015
Ok, this week's topic is going to read like I am so biased, and of course I am, but I have not always been on this side of the issue. What I am talking about is whether you should outsource your advertising and marketing projects or do them in-house. Duh, of course I am going to say, "outsource." DW would cast a horrible karmic curse on me if I advised our retail partners to take their marketing efforts in-house. But's there's much more to it than just taking the biased side in support of my employer.
You may remember from our introduction that I was on the operations side of retail for over 25 years, and still am on a consulting type basis. I know how it seemed like every warm body with a marketing degree seemingly knew what was best for my business and through their incredible savvy could transform my ad and brand into an award winning, life changing, profit generating, cost saving program! I must be the fool to ignore their expertise! And there were a lot of these people. A LOT. So being the prideful know-it-all that I was, I resisted. I politely declined meetings. If they were persistent, I politely took meetings and then politely told them "No, I've got it covered." If they impol
read more
Adam Zack
— February 3, 2015
A friend is having a surprise 60
birthday party for her sister.
"Can you help me with some addresses for people to invite?" she asked.
"Of course. When is it?" I inquired.
"It's Valentine's Day, which is no big deal to older people." She answered.
Well, first I am not excited about being lumped in with "older people" and second, I think she's underestimating that Valentine's day still does mean something to most couples who still like each other. It's not big like Christmas or my birthday, but as a retailer with the opportunity to spark a little romance for these couples, it's a great way to be involved in their lives on a day designated for love.
You know the old Valentine's traditions: Roses from a local florist, chocolate from See's or Godiva, candlelit dinner at fancy restaurant, and, well… you know the rest. Or at least you should know. So the opportunity lies in providing the traditions – and doing them very well at a great value. Several of the retailers we work with have been doing just that for years and letting us at DW Green tell their story to their customers. Offering imported, long stem florist quality roses arranged in a vase that saves them $40 and waiting in line at the florist. And offering local, handmade chocolate truffles saves them a trip to See's candy. A four course, chef prepared dinner – complete with chocolate dipped strawberries that is packed
read more
The Most Important W
Adam Zack
— January 27, 2015
Most of us who went to school remember the 5 W's. Who, What, When, Where, and Why. In this age of equality for all words, letters, colors and numbers, is there really one that is most important? Is there one word that proves that there is a master word among the millions of words available? I assert that when it comes to our field of marketing and branding the maverick grocers of North America, the question that matters most and that each should be asking first and foremost is WHY?
Let's start with a true-life example that occurred last week. A well respected and prominent owner of 15 grocery stores recently asked a share group I am in for input on creating a full color magazine style holiday guide for his company. What were costs and ways to fund it? Who was best to create it? When was the best time to distribute it? Where should he get it printed? I related this inquiry to the consciously attuned guru leader at DW Green and, after assuming the lotus position, chanting Ommmmmmmmmm and lighting the incense, received a response: "My son, the question first to be asked and answered is what is the
of this holiday glossy full color marketing piece?" The
. Why should they publish this magazine? Is it the best use of their funds to achieve their purpose?
In marketing decisions we too often concentrate on the first 4 W's and fail to fully flesh out our purpose for what we are doing. What is the end result we are trying to achieve a
read more
Adam Zack
— January 20, 2015
In addition to being an admitted retailaholic, I am also an oenophile. No, that is not something depraved or salacious (or maybe it is?). An oenophile is a wine enthusiast. I really love the whole process of searching, choosing, pairing, savoring and consuming. But this week's column is not about wine. We'll save that for a time when my writing senses can be piqued with a glass of wine as I write, and early morning is not such a time. Well, at least not this morning.
But I digress. I get a lot of wine related emails touting new finds and hot deals. Those emails ultimately have a link to the wine seller's website to find out more details. Like most of you, I am on the go a lot and view many emails on my iphone, which ultimately leads to Responsive Frustration. I tap on the link for the website so I can take advantage of that hot wine special, and the website comes up all tiny on my phone. I try to zoom and navigate to try to purchase the wine, but ultimately lose my patience before I can even find the "add to cart" and "checkout" and just abandon the whole thing. It happens about 80% of the time.
So why don't more retailers create their websites with Responsive Design so that they can be properly viewed on a smart phone or a tablet? What makes more sense than having your customers be able to actually (and conveniently) view specials and recipes from your website while they are IN your store?
Try this as an experiment: From your phone
read more
Ask the Retailaholic…
Adam Zack
— January 14, 2015
Dear Retailaholic,
I've been in a long-term relationship, and I'm starting to get worried that things may be heading down the wrong road. We started out many years ago as a result of convenience. I was in a hurry to get to a party and I turned the corner and there he was. He was clean and well groomed. He was amply stocked with all of my favorite things. He was friendly, not pushy, and genuinely happy to see me. I bought a bottle of wine from his eclectic, fairly priced selection for my party, and well, I was smitten. I found myself going out of my way to stop by to see him. Twice a week lunches turned into dinners, which soon turned into weekly shopping. Next thing I knew he was wooing me with promotional offers, free cake on my birthday, and weekly specials that were just too hot to resist. Before I knew it, I moved across town just to be near him. His employees knew me by name. I felt special. I felt appreciated. I felt loved. I wouldn't even look at another grocery store. But then things started to change. It was around the time the recession was happening. The familiar faces I was so used to seeing started to disappear. The mouth-watering deli selections started to look a little tired. The hot specials became luke-warm at best. I started to feel unloved and most importantly, unappreciated. I admit it, my eyes started to stray, even though he still had my heart. If only he would show me he still cared! Make me feel like I was the customer who meant the worl
read more
Adam Zack
— January 6, 2015
Who is this new guy writing the Retailer Insight column for DW Green Company? Does he know the difference between a cantaloupe and a Tuscan melon? Does he know the difference between EDLP and EBIT? Just what "retailer insights" can a dude working for DW Green have that I don't already know?
Hello, my name is Adam Zack and I'm a retailaholic. I've been in the grocery business pretty much my whole life. My degree is in business administration (University of San Diego 1986) and I ran a successful chain of 8 stores from 1988-2011. The last four years I have managed the most successful single store in San Diego. My passions are food, wine and the ocean.
So why the hell did you leave that to work for DW Green? Are you crazy? Well, it was time to take the next step from running a family business. It was time to get on the other side of the table and try and help blend the creativity that thrives at DW Green with the chaotic everyday operations that retailers face daily. I know what it's like to operate on a 1-2% net margin. I also know what it's like to be behind the 8 ball when times get tough and competition is putting on its steel toed boots and taking aim at your backside. I know that nearly every independent grocery retailer has unique strengths and benefits that they should be expressing to their customers. Creative differentiation is the path to success, and I have not seen anyone who can beat DW Green's inspired passion to help independents kic
read more
Quality vs Low Price—The Holiday Dilemma
Adam Zack
— December 18, 2014
So the holidays are here…a time to celebrate love and good cheer with family and friends. It's the time to be thankful. A time to express our gratitude with gifts, cards, great wine and a memorable meal or two or three! Nothing shows how much you care like the cheapest turkey you can find! Or the Prime Rib roast that is a little tough and gristly, but good Lord only cost $3.99 per pound! The tradition of finding the cheapest meal ingredients possible, and bragging about it to those beloved cherished guests has always been somewhat of a mystery to me. Sure, everyone loves getting a "deal". Everyone loves finding that great bargain that saves money. But aren't we talking about a special occasion? A gathering that happens once, maybe twice a year? Isn't that a good reason to seek out the highest quality? The best turkey? The most tender cut of quality beef?
For most supermarkets the quandary comes with appealing to those masses seeking the bargain of the century. If we don't have the cheapest turkey in town, maybe we will lose customers to the competition. It's definitely a valid concern because when they come in to buy the cheapest main course, they also buy the rest of the items for their meal. So let's think of some options for next year, after all, we want their Christmas dinner to be memorable for how absolutely delicious it was. We want them to say "It was better than a fine restaurant!" Next year, let's promot
read more
Take Texting Out of the Box
— April 7, 2014
When you think about a texting program, what does it mean to you? The traditional approach to texting is to send out an email blast to your customers, and send out the same message via text (compressed to fit the character limitations, of course). This approach can work, to an extent, but remember texting and email provide very different channels of communication. Using the abbreviated structure of texts to do work better served by longer-form formats like email is akin to drinking a Big Gulp through a coffee straw.
The place where texts excel over email is in the speed and immediacy of their delivery. Email is a form of communication that is much more passive than texts; a sent email must wait in an inbox for the customer to go and open it, but a text is delivered almost immediately and appears instantly on screen. What this means for a retailer is that it gives a superior method to deliver certain types of messages, which in turn creates the opportunity for some out-of-the-box thinking about ways to use texting programs to communicate with your customers to build loyalty. Here are some examples of alternate ways to implement texting programs.
read more
An iPad-Ready Web Site
Ryan Joy
— September 13, 2012
Is your site optimized, not just for mobile phones, but for a tablet?
In yesterday's Apple event, CEO Tim Cook said Apple sold more iPads last year than any PC manufacturer sold of their entire line. He also noted that 250,000 apps have been customized for iPads and declared that we live in a post-PC age.
• Optimizing for a tablet means designing for fingers rather than mouse clicks. Buttons need to be bigger, and fancy navigation like drop downs need to work perfectly on every platform or be eliminated.
• User experience testing has to go beyond the standard cocktail of browsers to include smart phones and iPads. UX testing can cover a multitude of sins in usability; even if you don't know better, if you test it, they will tell you what's broken.
• No Flash.
• As a rule, don't send tablet users to your mobile site. I bought my iPad to see big, beautiful graphics, not a screen full of basic buttons designed for a 3.5 inch screen.
Even if you have a successful web site, I'd recommend testing it with a tablet. It's a market that will only continue to grow.
read more
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text: Just hours after the polls had closed in Scotland's independence . He would vote Yes if given another chance, partly because of Brexit. As Nicola Sturgeon continues to pressure the Westminster Government led by Theresa May, it seems that a second referendum on. YES to an Independent Scotland is with Irene Anderson and George Peck. DVDs to hand out to folk and to spread the word on the benefits of independence.

subset: commoncrawl


text:
As the name of the village already indicates, many citizens of Weinböhla are interested in wine and its cultivation. However, wine is not the only leisure activity. Others, such as sports, carnival, the fire brigade, the customs of Native Americans, gardening and historic bicycles enjoy great popularity.
A large proportion of Weinböhla's citizens are interested in art and art works. Among other things, the products of their hobbies could also be admired on this year's annual Craft Fair. To cater for the needs of both, citizens and guests of Weinböhla, artists and craftsmen from near and far were invited to the fair. In addition to that, exquisite regional wines, culinary delights and an entertaining cultural programme contributed to the success of the vibrant event, which again took place in the small streets and courtyards behind the church St. Martinskirche. The annual Craft Fair shows that it is not necessary to travel as far as Paris, Florence or Prague to experience numerous fascinating cultural facets in an attractive ambience.
As in the years before, the art of painting was in the centre of attention. However, lovers of pottery, carving, jewellery design, dancing, singing and instrumental music also got their fair share. Not only did professional and amateur artists as well as young talents demonstrate their skills, but they also invited their audience to get an insight into their work and to try it out themselves. Highlights of the cultural programme were the vintage car parade, the Tour de Weinböhla (a race on historical bicycles) and the Night of Music in the courtyards on Saturday.
The next Craft Fair take place at June 1st 2014.


text:
David is Barricade
Hes been rumoured on AICN as the voice of the Decepticon police cruiser Barricade in this summers TRANSFORMERS, and now comes confirmation from IGN that David will indeed be voicing Barricade. This coming off the heels of the Hugo Weaving/Megatron announcement a couple days ago bodes well for the film, as Mr. David is an accomplished actor with considerable experience in the vocal booth. So thats two big Decepticon announcements this week, and none for the Autobots. If the actual war is anything like this, Earth is effed.
|Extra Tidbit:
|Charlie Sheen credits Keith David with saving his life on the set of PLATOON. David pulled Sheen back in after he almost fell through the open door of a helicopter that banked too hard.


text:
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The data relating to Huntsville AL Real Estate on this Web site derive in part from the Valley MLS IDX datashare program. Listings marked with the ValleyMls logo are provided courtesy of the Huntsville Alabama Real Estate Information Service, Inc. (ValleyMls) IDX Database. © 2015 Valley MLS, Inc. All information provided is deemed reliable but is not guaranteed and should be independently verified.


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text:
What we're about
This is a group for anyone in the Chicago area that is passionate about Oracle Application Express (APEX) and is interested in meeting like minded folks to learn, share ideas, and have fun.
Do you have an APEX related event or job opening that you would like to let members of ORCLAPEX Chicago know about? Please contact us if you are interested in being a sponsor.


text:
Persian kittens
Rawalpindi Added on 13 Oct, Ad ID: 850349500
Urgent sale. More pictures can be seen on demand..semi punch triple coat healthy. Intrested buyers may call or whatsapp.
When you call, don't forget to mention that you found this ad on OLX.com.pk
I do not wish to be contacted by telemarketers or representatives of any other website.


text:
Reflections on Sacred/Secular Music in Secular/Sacred Contexts
Preconcert talk for Cappella Pratensis performance at 7 PM
Jennifer Bloxam's research interests include early music and its cultural context, interactions between plainsong and polyphony, narrative and exegesis in 15th and 16th century sacred music, musical borrowing, and composition. She has been a member of the Williams College faculty since 1986 and teaches courses on medieval, Renaissance, and Baroque music; the influence of early music and Bach on nineteenth and 20th-century music; and the Carmen narrative in music, film, and dance. Bloxam has been published in numerous books and journals and maintains an ongoing collaboration in concerts, recordings, and film projects with the Dutch vocal ensemble Cappella Pratensis. She has twice been awarded fellowships from the National Endowment for the Humanities and has received research support from the Fulbright Foundation and the Martha Baird Rockefeller Foundation. She has served on the board of the American Musicological Society and on the editorial boards of the Journal of the American Musicological Society and the Journal of Alamire Foundation.


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Fragment of a border
Egyptian (Coptic)
Early Islamic
7th–9th century A.D.
Height x width: 9.4 x 29 cm (3 11/16 x 11 7/16 in.)
Accession Number
Medium or Technique
Linen and wool tapestry
Not On View
Africa and Oceania, Textiles and Fashion Arts, The Ancient World
Warp of linen, ground of faded pink wool, the design of a tree with a man on one side and an animal on the other, surmounted by a circle enclosing and bust of a haloed figure with both hands raised, woven with green, light and dark blue, orange and yellow wool, and natural-colored linen. Design shows Byzantine influence.
Credit Line
Denman Waldo Ross Collection


text:
Missing Lexington teenager found safe in Tennessee
LEXINGTON, Ky. (WDKY) - —
After being missing for three days, the parents of a Lexington teenager say he has been found safe in Tennessee.
They say Broghan Lorentz, 17, was found Saturday morning in Knoxville. His parents say he called them from a Greyhound bus station there.
Broghan's parents say he is now waiting with police until they can get to Knoxville to pick him up.
Officials say Broghan left his home on Lauderdale Drive near Veterans Park late Tuesday night or early Wednesday morning. Family members say Broghan has Tourette's and a frontal lobe disorder, which they say impacts his decision-making.
"He has good manners, he doesn't know a stranger," said Anitra Jump, Broghan's mother. "But he also doesn't know when he'd be in a dangerous situation."
More than 40 police recruits spread out in the area near Veterans Park on Friday afternoon searching for Lorentz. Police also searched from their helicopter in the air.
Volunteers also spent much of Saturday morning searching, until the news came that Broghan had been found safe.
A candlelight vigil had been scheduled for Broghan Sunday afternoon at 4 in front of Veterans Park Elementary School. However, organizers said it would turn into a "welcome home" party if he was found safe.


text:
Red Cross Furniture Donations Pick Up was posted on July 2, 2017 at 11:12 pm. It is posted in the Furniture category. Red Cross Furniture Donations Pick Up is labelled with Red Cross Furniture Donations Pick Up, Red, Cross, Furniture, Donations, Pick, Up..
Redred1 (red),USA pronunciation n. adj., red•der, red•dest.
- any of various colors resembling the color of blood;
the primary color at one extreme end of the visible spectrum, an effect of light with a wavelength between 610 and 780 nm.
- something red.
- (often cap.) a radical leftist in politics, esp. a communist.
- See red light (def. 1).
- red wine: a glass of red.
- Also called red devil, red bird. [Slang.]a capsule of the drug secobarbital, usually red in color.
- in the red, operating at a loss or being in debt (opposed to in the black): The newspaper strike put many businesses in the red.
- paint the town red. See paint (def. 16).
- see red, to become very angry;
become enraged: Snobs make her see red.
red′ly, adv.
- of the color red.
- having distinctive areas or markings of red: a red robin.
- of or indicating a state of financial loss or indebtedness: the red column in the ledger.
- radically left politically.
- (often cap.) communist.
- of, pertaining to, or characteristic of North American Indian peoples: no longer in technical use.
Crosscross (krôs, kros),USA pronunciation n., v., adj., -er, -est.
- a structure consisting essentially of an upright and a transverse piece, upon which persons were formerly put to death.
- any object, figure, or mark resembling a cross, as two intersecting lines.
- a mark resembling a cross, usually an X, made instead of a signature by a person unable to write.
- the Cross, the cross upon which Jesus died.
- a figure of the Cross as a Christian emblem, badge, etc.
- the Cross as the symbol of Christianity.
- a small cross with a human figure attached to it, as a representation of Jesus crucified;
- a sign made with the right hand by tracing the figure of a cross in the air or by touching the foreheard, chest, and shoulders, as an act of devotion.
- a structure or monument in the form of a cross, set up for prayer, as a memorial, etc.
- any of various conventional representations or modifications of the Christian emblem used symbolically or for ornament, as in heraldry or art: a Latin cross; a Maltese cross.
- the crucifixion of Jesus as the culmination of His redemptive mission.
- any suffering endured for Jesus' sake.
- the teaching of redemption gained by Jesus' death.
- the Christian religion, or those who accept it;
- an opposition;
- any misfortune;
- a crossing of animals or plants;
a mixing of breeds.
- an animal, plant, breed, etc., produced by crossing;
- a person or thing that is intermediate in character between two others.
- [Boxing.]a punch thrown across and over the lead of an opponent.
- a contest the result of which is dishonestly arranged beforehand.
- a crossing.
- a place of crossing.
- [Plumbing.]a four-way joint or connection.
- an actor's movement from one area of a stage to another.
- Also called cross-trade. an arrangement for the simultaneous sale and purchase of a block of stock handled by a single broker.
- [Mach.]spider (def. 6b).
- (cap.) See Southern Cross.
- bear one's cross, to accept trials or troubles patiently.
- take the cross, to make the vows of a crusader.
- to move, pass, or extend from one side to the other side of (a street, river, etc.).
- to put or draw (a line, lines, etc.) across.
- to cancel by marking with a cross or with a line or lines (often fol. by off or out).
- to mark with a cross.
- to lie or pass across;
- to meet and pass.
- to transport across something.
- to assist or guide (a person) across a street or intersection: The guard crossed the child at the traffic light.
- to place in the form of a cross or crosswise.
- [Biol.]to cause (members of different genera, species, breeds, varieties, or the like) to interbreed.
- to oppose openly;
- to betray;
- to make the sign of a cross upon or over, as in devotion: to cross oneself.
- to set (a yard) in proper position on a mast.
- [Obs.]to confront in a hostile manner.
- to lie or be athwart;
- to move, pass, or extend from one side or place to another: Cross at the intersection.
- to meet and pass.
- to interbreed.
- [Theat.]to move from one side of the stage to the other, esp. by passing downstage of another actor.
- cross one's heart. See heart (def. 22).
- cross one's mind. See mind (def. 21).
- cross one's path. See path (def. 6).
- cross over:
- [Biol.](of a chromosome segment) to undergo crossing over.
- to switch allegiance, as from one political party to another.
- to change successfully from one field of endeavor, genre, etc., to another: to cross over from jazz to rock.
- Also, cross over to the other side. to die;
pass away.
- cross someone's palm. See palm 1 (def. 11).
- cross up:
- to change arrangements made with;
deceive: He crossed me up after we had agreed to tell the police the same story.
- to confuse: I was supposed to meet him at the station, but got crossed up.
cross′a•ble, adj.
- angry and annoyed;
snappish: Don't be cross with me.
- lying or passing crosswise or across each other;
transverse: cross timbers.
- involving a reciprocal action, interchange, or the like: a cross-endorsement of political candidates; cross-marketing of related services.
- contrary;
opposite: They were at cross purposes with each other.
- adverse;
- crossbred;
cross′a•bil′i•ty, n.
Furniturefur•ni•ture (fûr′ni chər),USA pronunciation n.
fur′ni•ture•less, adj.
- the movable articles, as tables, chairs, desks or cabinets, required for use or ornament in a house, office, or the like.
- fittings, apparatus, or necessary accessories for something.
- equipment for streets and other public areas, as lighting standards, signs, benches, or litter bins.
- Also called bearer, dead metal. pieces of wood or metal, less than type high, set in and about pages of type to fill them out and hold the type in place in a chase.
Donationsdo•na•tion (dō nā′shən),USA pronunciation n.
- an act or instance of presenting something as a gift, grant, or contribution.
- a gift, as to a fund;
Pickpick1 (pik),USA pronunciation v.t.
- to choose or select from among a group: to pick a contestant from the audience.
- to seek and find occasion for;
provoke: to pick a fight.
- to attempt to find;
seek out: to pick flaws in an argument.
- to steal the contents of: Her pocket was picked yesterday.
- to open (a lock) with a device other than the key, as a sharp instrument or wire, esp. for the purpose of burglary.
- to pierce, indent, dig into, or break up (something) with a pointed instrument: to pick rock; to pick ore.
- to form (a hole) by such action: to pick a hole in asphalt.
- to use a pointed instrument, the fingers, the teeth, the beak, etc., on (a thing), in order to remove or loosen something, as a small part or adhering matter: to pick one's teeth.
- to prepare for use by removing a covering piece by piece, as feathers, hulls, or other parts: to pick a fowl.
- to detach or remove piece by piece with the fingers: She picked the meat from the bones.
- to pluck or gather one by one: to pick flowers.
- (of birds or other animals) to take up (small bits of food) with the bill or teeth.
- to eat daintily or in small morsels.
- to separate, pull apart, or pull to pieces: to pick fibers.
- to pluck (the strings of an instrument).
- to play (a stringed instrument) by plucking with the fingers.
- to strike with or use a pick or other pointed instrument on something.
- (of birds or other animals) to take up small bits of food with the bill or teeth: The hens were busily picking about in their coop.
- to select carefully or fastidiously.
- to pilfer;
- to pluck or gather fruit, flowers, etc.
- [Basketball.]to execute a pick.
- pick and choose, to be very careful or particular in choosing: With such a limited supply of fresh fruit, you won't be able to pick and choose.
- pick apart, to criticize severely or in great detail: They picked her apart the moment she left the room.
- pick at:
- to find fault with unnecessarily or persistently;
- to eat sparingly or daintily: As he was ill, he only picked at his food.
- to grasp at;
handle: The baby loved to pick at her mother's glasses.
- pick it up, [Informal.]to move, work, etc., at a faster rate.
- pick off:
- to remove by pulling or plucking off.
- to single out and shoot: The hunter picked off a duck rising from the marsh.
- [Baseball.]to put out (a base runner) in a pick-off play.
- pick on:
- [Informal.]to criticize or blame;
- to single out;
choose: The professor always picks on me to translate long passages.
- pick one's way or steps, to walk with care and deliberation: She picked her way across the muddy field.
- pick out:
- to choose;
designate: to pick out one's successor.
- to distinguish from that which surrounds or accompanies;
recognize: to pick out a well-known face in a crowd.
- to discern (sense or meaning);
- to play (a melody) by ear;
work out note by note.
- to extract by picking.
- pick over, to examine (an assortment of items) in order to make a selection: Eager shoppers were picking over the shirts on the bargain tables.
- pick someone's brains. See brain (def.10).
- pick up:
- to lift or take up: to pick up a stone.
- to collect, esp. in an orderly manner: Pick up the tools when you're finished.
- to recover (one's courage, health, etc.);
- to gain by occasional opportunity;
obtain casually: to pick up a livelihood.
- to learn, as by experience: I've picked up a few Japanese phrases.
- to claim: to pick up one's bags at an airport.
- to take (a person or thing) into a car or ship, etc., or along with one.
- to bring into range of reception, observation, etc.: to pick up Rome on one's radio.
- to accelerate;
gain (speed).
- to put in good order;
tidy: to pick up a room.
- to make progress;
improve: Business is beginning to pick up.
- to catch or contract, as a disease.
- [Informal.]to become acquainted with informally or casually, often in hope of a sexual relationship: Let's pick up some dates tonight.
- to resume or continue after being left off: Let's pick up the discussion in our next meeting.
- [Informal.]to take into custody;
arrest: They picked him up for vagrancy.
- [Informal.]to obtain;
purchase: She picked up some nice shoes on sale.
- [Slang.]to steal: to pick up jewels and silver.
- to accept, as in order to pay: to pick up the check.
- pick up on, [Informal.]
- become aware or cognizant of;
be perceptive about;
notice: to pick up on the hostess's hostility.
- to pay special attention to;
keep an eye on: to pick up on a troubled student.
pick′a•ble, adj.
- the act of choosing or selecting;
selection: to take one's pick.
- a person or thing that is selected: He is our pick for president.
- the choicest or most desirable part, example, or examples: This horse is the pick of the stable.
- the right of selection: He gave me my pick of the litter.
- the quantity of a crop picked, as from trees, bushes, etc., at a particular time: The pick was poor this season.
- [Print.]
- a speck of dirt, hardened ink, or extra metal on set type or a plate.
- a small area removed from the surface of a coated paper by ink that adheres to the form.
- a stroke with something pointed: The rock shattered at the first pick of the ax.
- [Basketball.]an offensive maneuver in which a player moves into a position between a defender and a teammate with the ball so as to prevent the defender from interfering with the shot.
Upup (up),USA pronunciation adv., prep., adj., n., v., upped, up•ping.
- to, toward, or in a more elevated position: to climb up to the top of a ladder.
- to or in an erect position: to stand up.
- out of bed: to get up.
- above the horizon: The moon came up.
- to or at any point that is considered higher.
- to or at a source, origin, center, or the like: to follow a stream up to its source.
- to or at a higher point or degree, as of rank, size, value, pitch, loudness, brightness, maturity, or speed:to move up in a firm;
to pump up a tire;
to turn a lantern up;
Prices are going up. Speak up! Hurry up!
- ahead;
in a leading position in a competition: He managed to get up on his opponent by three points.
- in continuing contact, esp. as reflecting continuing awareness, knowledge, etc.: to keep up with the latest developments in mathematics.
- into or in activity, operation, etc.: to set up vibrations.
- into a state of emotional agitation or distress: His insults left her all roiled up.
- into existence, visible form, etc.: His sample was worked up in the studio.
- into view, prominence, or consideration: The lost papers have turned up.
- into or in a place of safekeeping, storage, retirement, etc.: to lay up riches; to put up preserves.
- into or in a state of union, contraction, etc.: to add up a column of figures; to fold up.
- to the required or final point: to pay up one's debts; burned up.
- to a state of completion;
to an end: She finished it all up.
- to a halt: The riders reined up and dismounted.
- [Baseball.]being the player or team batting;
at bat.
- (used as a function word for additional emphasis, sometimes prec. by it): Go wake your father up. What plugged it up? We laughed it up.
- ahead of an opponent or opponents in points, games, etc.: The golfer was two strokes up on his nearest competitor.
- each;
apiece: The score was seven up in the final quarter.
- (of machines or equipment, as computers) working;
in working order or in operation.
- [Informal.]without the addition of ice;
straight up: Bring me a martini, up.
- [Naut.]toward the wind: Put the helm up.
- all up with, at or approaching the end of;
with defeat or ruin imminent for: He realized it was all up with him when the search party began to close in.
- go up in one's lines. See line 1 (def. 58).
- up against, faced or confronted with: They were up against formidable obstacles.
- up against it, in a difficult situation, esp. in financial straits: There was no one to help him when he was up against it.
- up and around, recovered from an illness;
able to leave one's bed. Also, up and about.
- up and down:
- back and forth;
backward and forward: He paced up and down.
- from top to bottom or head to toe: She looked me up and down before replying.
- up for, considered as eligible or as a possibility for (something): The child is up for adoption. Three actresses are up for the role.
- up to:
- as far as or approaching (a certain part, degree, point, etc.): She went wading up to her knees. I am up to the eighth lesson.
- in full realization or attainment of: He worked up to president of the company.
- as many as;
to the limit of: The car will seat up to five persons.
- having adequate powers or ability for;
capable of;
equal to: He didn't think I was up to the job.
- the duty or responsibility of;
incumbent upon: It's up to you to break the news to him.
- engaged in;
doing: What have you been up to lately?
- to, toward, or at an elevated place on or in: They went up the stairs. The cat is up the tree.
- to, toward, or at a high or higher station, condition, or rank on or in: He is well up the social ladder.
- at or to a farther point or higher place on or in: She is up the street. I'm going up the street.
- toward the source, origin, etc., of: up the stream.
- toward a particular direction or in the interior of, as a region or territory: The explorers were up north.
- in a course or direction that is contrary to that of: to row up the current.
- up your ass, [Slang](vulgar). See shove (def. 6). Also, up yours.
- moving in or related to a direction that is up or is regarded as up: the up elevator; the up train traveling north; the up platform of a railroad station.
- informed;
aware (usually fol. by on or in): She is always up on current events.
- concluded;
terminated: The game is up. Your hour is up.
- going on or happening;
taking place;
occurring: What's up over there?
- having a high position or station: He is up in society.
- in an erect, vertical, or raised position: The gate at the railroad crossing is up. The tent is up.
- above the earth or ground: The corn is up and ready to be harvested.
- in the air;
aloft: The meteorological balloons are up. The airplanes are up for their reconnaissance flights.
- (of heavenly bodies) risen above the horizon: The sun is up.
- awake or out of bed: to be up with insomnia.
- mounted on horseback: He knows which jockeys are up in every race.
- (of water in natural bodies) high with relation to the banks or shore: The tide is up.
- built;
constructed: The new museum is up and open to the public.
- facing upward: He is resting and his face is up.
- See sunnyside up.
- (of roads, highways, etc.) having the surface broken or removed (usually used in combination): a torn-up road.
- in revolt, mutiny, or rebellious agitation: Many territories were up and preparing to send troops against the government.
- in a state of agitation: Beware of him when his temper is up.
- [Informal.]cheerful or optimistic;
- [Informal.]productive, favorable, or profitable: a string of up months for the company.
- afoot or amiss: Her nervous manner told me that something was up.
- in a state of enthusiastic or confident readiness (usually fol. by for): The team was definitely up for the game.
- bound;
on the way: She was on a ship up for Australia.
- resolved in an unfavorable or undesired way: They knew that their game was up.
- higher than formerly in cost, amount, degree, etc.: The price of meat was up.
- (of age) advanced (usually fol. by in): He is rather spry for a man so up in years.
- active: The captain wished to set sail as soon as the wind was up.
- in a legal proceeding as defendant: He is up for murder.
- in operation or ready for use: The theater's lights are up.
- (of points or other standards used to determine the winner in a competition) ahead;
in advance: He won the game with two points up over his opponent.
- considered or under consideration: a candidate up for reelection; a bill that is up before Congress.
- wagered;
bet: He won all the money up in the game.
- living or located inland or on elevated ground: They live in a village two miles up from the coast.
- (used with a preceding numeral to indicate that a score is tied in a competition): It was 10 up at the end of the first half.
- ahead of an opponent or opponents: They scored three times in a row to go two up.
- straight up. See straight (def. 38).
- up and doing, [Informal.]actively engaged;
busy: During her convalescence she longed to be up and doing.
- an upward movement;
- a rise of fortune, mood, etc.
- a time of good fortune, prosperity, or happiness: He has had more ups than downs in his career.
- an upbound means of public transportation, as a train or bus.
- [Informal.]a feeling or state of happiness, exuberance, or elation.
- [Slang.]upper (def. 10).
- a person or thing that is in a favorable position of wealth, fortune, etc.: People who were ups in the business world suffered losses in the economic depression.
- an upward slope;
- an upward course or rise, as in price or value: The landlord promised his tenants there would be no further ups in the rent this year.
- [Slang.]upper2.
- on the up and up, [Informal.]frank;
sincere: He seems to be on the up and up.Also, on the up-and-up.
- to put or take up.
- to make larger;
step up: to up output.
- to raise;
go better than (a preceding wager): to up the ante.
- [Informal.]to start up;
begin something abruptly (usually fol. by and and another verb): Then he upped and ran away from home.
- (often used imperatively or hortatively) to rise up: Up, men, and fight until all the enemy are defeated!
This article of Red Cross Furniture Donations Pick Up have 6 photos it's including Salvation Army Family Thift Store, Charity - LoveToKnow, Does Habitat ReStore Offer Furniture Donation Pickup? | Habitat For Humanity, DSC 0401, To Schedule For A Free Donation Pick Up, Please Call The Donation Hotline At, Donation Pick Up. Below are the images:
Evaluation of Substantial Notice Statue by Breadth place. The purpose remains a similar thing together with the point that is second: you to definitely be much more adaptable in looking at the statue. In cases like this, the length involving the statue of the space, decide large statue is limited by the utmost. For instance, when the range between the statue using a rooftop simply 3 yards away, an effort so that at the most only one meter sculpture that is high.
Alter the size of the statue's placement by Area. In this case, a tiny sculpture might be located in between your crops or about the edge of the backyard that was footpath. Meanwhile, statues that were larger could be put in the place or the park's center
Red Cross Furniture Donations Pick Up is rich with designs such as the statue is definitely a component that will sort the classic-style inside and outside the chamber, is not any exception to yard. Sculpture within the park's location was originally a symbol and it is usually simply made from rock. But along with contemporary sculpture's growth, then the works of sculpture becomes progressively diversified, both the materials as well as the condition utilized in point with the development of technology and technology of new components, for example white concrete.


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This 3 bedroom, 2 bath home, 3 car garage is ready for a new owner in North Phoenix! Open and remodeled kitchen features large island, granite counters, and stainless steel appliances. Eat-in kitchen. Separate living and family rooms. Large master bedroom with walk in closet. Master bath with granite counter, updated vanity and travertine walk-in shower. So many upgrades to list. Solar panels are OWNED. Control 4 integrated audio, lighting and video system throughout. Electric roller shades on windows. Security system with cameras. Surround sound. Tile throughout except bedrooms. Private backyard with grass, covered patio and storage shed. See this home today! You will not be disappointed.
Listing courtesy of RE/MAX Desert Showcase. Selling Office: Realty Executives.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2018 Arizona Regional Multiple Listing Service, Inc. All rights reserved.


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|FDSN code
|Operated by
|Lamont Doherty Earth Observatory (LDEO), Columbia University
|Network name
|PIRE: Life on a tectonically active delta in Bangladesh (BanglaPIRE)
|Deployment region
|United States
|Start date
|Jan. 1, 2011
|End date
|Dec. 31, 2017
|Short description
This is a continuation of the project NSF EAR 06-36037 (PI - Seeber) that received the initial PASSCAL instrument support. Instrument for three short-period (L4C/RT130) and three medium-period (CMG-40T/RT130) stations were supported by the PASSCAL in 2007. The current 5-year BanglaPIRE (NSF OISE 09-68354) will continue until 2015. In an effort to improve seismic studies, we request additional instrument for six stations. All with medium-period sensors (CMG-40T) or broadband sensors (STS-2/CMG-3T/Trillium 120). This is required to illuminate better the seismicity revealed by the existing 6-station array deployment.
|Digital Object Identifier (DOI)
Leonardo Seeber, Michael Steckler, Won-Young Kim (2011): Collision of the Burma Arc accretionary prism and foldbelt with the Ganges-Brahmaputra Delta in Bangladesh. International Federation of Digital Seismograph Networks. Other/Seismic Network. 10.7914/SN/Z6_2011
|Data Availability
Data available from IRISDMC (IRIS Data Management Center) using FDSN Web Services. See http://ds.iris.edu for more information including data access tools.
The irisws-fedcatalog web service
provides data discovery and access across multiple data centers.


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Chris Christie Quotes About GunsQuotes about: Guns
I was 32 years old, and I've changed my mind. And the biggest reason that I changed my mind was my seven years as a federal prosecutor. What I learned in those seven years was that we were spending too much time talking about gun laws against law- abiding citizens and not nearly enough time talking about enforcing the gun laws strongly against criminals.
This is part of the president's problem. Where's Barack Obama been when the crime rate and the murder rate in Chicago has gone up in 18 percent? Where has he been when the murder rate in New York is up 11 percent? Instead he and liberals like Bill de Blasio and Rahm Emanuel and others, what they're doing is not supporting the police departments, not making sure that they're being supported, and they're letting them do their jobs. And so we have criminals who have easy access to guns.
Chris Christie
- Born: September 6, 1962
- Occupation: Governor of New Jersey
- Cite this Page: Citation


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President Reagan and Federal Reserve Chairman Paul Volcker met privately Monday to discuss their economic policy differences, sources said yesterday.
Murray Weidenbaum, chairman of the President's Council of Economic Advisers, acknowledged yesterday that the Volcker meeting had been scheduled for Monday afternoon, although he said he had not attended the meeting and could not confirm that it took place. "I understand the chairman requested a personal meeting," Weidenbaum said.
The White House and the Federal Reserve both declined official comment on the meeting. Several administration officials yesterday expressed suprise that the meeting already had taken place. They said they had expected it later this week.
"Go ask the White House" responded Fed spokesman Joe Coyne to all questions on the subject.
White House Communications Director David Gergen told reporters "I'm not at liberty to go into when the president will meet with" Volcker. However, press spokesman Larry Speakes, whose office had earlier denied there had been a meeting, said later yesterday "we're officially no-commenting it . . . but I think it's generally known."
The sudden lowering of a veil of silence around the subject of Reagan's relations with the Fed comes after the president and a number of senior administration officials have stepped up public criticism of the Federal Reserve in recent weeks. As interest rates have climbed, despite the deep recession, Reagan and his aides have blamed the Federal Reserve for unsettling financial markets by allowing erratic money growth.
Last Friday the president complained "I think we need to have more cooperation from the Federal Reserve Board with regard to the money supply and a more consistent pattern" in order to bring interest rates down.
Volcker, who in previous meetings with the president has apparently lectured him on the need for a more restrained fiscal policy, last week told Congress that prospective budget deficits were too large. It is these large deficits that are frightening markets, thus raising interest rates, and which threaten to usurp too much of the available credit in the economy, Volcker warned. He was expected to carry that message to the president again this week.
Despite the complaints over monetary policy, Volcker has stressed that the administration is in basic agreement with the Fed on the broad thrust of policy. White House criticism has centered on short-term fluctuations in money growth above and below the Fed's targets, rather than on the targets themselves. The Fed Chairman said last week that these fluctuations were unavoidable and did not matter as much as administration officials claim.
There has been a surge in money growth so far this year, which has pushed the money supply well above its target range. This has been accompanied by higher short-term interest rates, Weidenbaum said yesterday. Although more money generally would lead to lower, rather than higher, interest rates, officials suggest that rates have risen with the money supply because of financial market fears that the excessive money growth will lead to more inflation.
However, many economists believe that the tight money and large projected budget deficits are keeping interest rates high.


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We treat our dogs as well as we treat our children (some would say better) with good reason: They provide almost as much happiness as our kids do (some would say more) and not nearly as much trouble. You would not place your kids in the care of a dirty daycare center run by a mean, nasty person. Why would you put your dog in such a place?
As a business, dog kennels Brisbane has done very well over the past 15 years or so. These places range from one person taking care of a few dogs out of their home (sometimes illegally) to high-tech operations with plenty of lands and hundreds of dogs in their care. How does one find the right dog boarding Brisbane for their beloved pet?Below are some tips.
The place is clean.
If you walk in and it smells like it hasn't been cleaned in the month, the chances are that it has not been cleaned in a while.This is no mere annoyance: A dirty dog boarding Brisbane threatens the health of your dog and ultimately the health of your family because those smells indicate the presence of bacteria. Those bacteria come home when Fido does.
The center is well staffed.
If one person is tending dozens of dogs, they can't possibly be getting the attention and love that they need to be healthy and happy. Why not just leave your dog at home alone if they're going to feel lonely anyway?
How safe is your dog on their hands?
Big dogs are kept separate from the small dogs. Most dog day cares in Brisbane to do this, but a surprising number fail. Unless you want your Pug to experience severe panic attacks, you want to make sure they're kept in a place with other dogs their size, not threatened by bigger dogs. A good dog day care Brisbane either specializes in aggressive breeds or does not accept them at all.
Other services are on offer.
What if your dog gets sick while you're at work or play? Additionally, it is highly convenient to be able to have Fido groomed while he is being cared for. It gives you one less errand to run.
Can they handle your dog well?
The owners have good "chemistry" with your dog, and it shows from the outset. If your dog goes nuts or freaks out when they enter the place, turn around and find another place. Listen to your pet as you want them to listen to you.
Remember that your dog is a conscious living being, not some inanimate status symbol. Find the right dog day care, and both your dog's and your lives will be enhanced.
If you are looking for dog day care in Brisbane, please contact PetCloud.
Are you looking to achieve weight loss, but you've been unsuccessful with dieting and exercising? If so, you may want to go the surgical route. The best way to achieve good results through operation is by finding the right obesity surgeon Sydney for the job. Finding a good surgeon in Sydney can be a bit of a challenge, however. You'll need to take the time to prepare and interview more than just one person. Here are some tips you can follow to ensure that you do end up fighting a good physician to perform your weight loss operation:
Ask about their preferred surgical method
When you're chatting with a bariatric surgeon Sydney, you'll likely discover that there are different methods for performing weight loss surgery. Take the time to learn about all the different options and what the major differences are and how they will affect your body. Some operations will remove a part of your stomach while others will simply limit the amount of food you can intake at a given time. Each obesity surgery Sydney comes with some minor risks, so take the time to learn about chances of complications. By asking questions about the different methods, you may discover a particular type of surgery that will make you feel comfortable. If the doctor is also experienced in your preferred type of surgery (gastric banding, for example), there's a good chance they're a great fit for you.
Take note of their demeanor.
While you're chatting with each obesity surgeon Sydney, try to take note of their attitude and how they handle themselves in the office. While you want to find somebody who is qualified to do the surgery, you want to pick somebody who makes you feel comfortable as well. Do you feel like they're giving you their full attention, or do you feel rushed during the conversation? How good are they at explaining surgical methods? You're paying out of your pocket to have the operation done, so you owe it to yourself to find a doctor who will take your condition seriously and give you the time that you deserve. You don't want to do business with somebody who wants to rush you out of the office and not give you the complete time of day. Pick a person who will be sensitive to your situation.
Request Some Reference Material
Before you settle on a Sydney bariatric surgeon, you'll want to ask the doctor for some before and after photos of past patients. You want to ensure that they have a track record of satisfied customers. If possible, try to ask for a reference as well. It's good to talk to somebody who has undergone the same obesity surgery Sydney as you're considering. They'll be able to give you an idea of what you'll go through before and after the surgery. This is your opportunity to learn and not allow yourself to go into surgery blind and not confident. Learning from any references will ensure that you choose the right doctor to do your surgery.
Are you searching for an obesity surgeon in Sydney? Contact Drjasonmaani.com.au


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Vector map of USA in Adobe Illustrator [.AI]
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I received my beta access to Mapbox Studio today. This means I haven't had a lot of time to familiarize myself with the new, non-CartoCSS, based Mapbox Studio. Luckily you don't need a lot of time, as the new Mapbox Studio is a breeze to use.
Mapbox Studio gives you complete control over the design of your maps. It allows you to define the colors of map layers, change the size & fonts of map labels and even add & style your own data on the map. If you want to see what is possible with Mapbox Studio then have a look at Six of the Best Mapbox Studio Styles.
The biggest drawback to (what Mapbox are now calling) Mapbox Studio Classic is that it relied on CartoCSS. CartoCSS does allow you to have amazing control over the design your vector maps. Unfortunately it has a quite a steep learning curve.
The new Mapbox Studio requires no knowledge of CartoCSS. In fact it really is unbelievably easy to use. Open up the new Mapbox Studio in your browser and you can start designing your new map style straight away. Mapbox Studio does come with 43 guides to help you design your maps but you can easily start using Studio from the get-go, without having to pour through the guides beforehand.
Unfortunately Mapbox Studio is still invite only. If you haven't received your invite yet then you can prepare yourself by playing with Mapworks. Mapworks is a browser based utility for styling OpenStreetMap data for static maps.
Mapworks is like a pared down version of Mapbox Studio, which allows you to save you data as a PNG or SVG static image file. Compared to Mapbox Studio, Mapworks has a much more limited range of map features which you can style. You can't style the map labels and you can't add your own data to the map. However if you need to create a static map then Mapworks is a great utility to help you create a uniquely designed map.
If you are still using the Google Maps API then you can use Google's Styled Maps Wizard.
The wizard allows you to adjust the colors of individual map
elements and create the JSON code that can then be used with the Google
Maps API.
You can also use Google Maps Colorizr to create map styles for the Google Maps API. Google Maps Colorizr also allows you to changes the colors of map features in the browser and cut & paste the resulting JSON code for your completed map style. Source.
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A cloud technology company is in need of a Telecommute Enterprise Sales Director. Core Responsibilities of this position include: Driving sales in the identified region Providing leadership and direction to the pursuit team Owning the opportunity from inception to deal close Must meet the
A communications company is searching for a person to fill their position for a Remote Technical and Customer Service Representative. Core Responsibilities of this position include: Creating satisfying customer experiences Troubleshooting technical issues Providing product information through
An IT service management company is seeking a Remote SAS Developer in Birmingham. Core Responsibilities Include: Pulling data from databases Performing database management Skills and Requirements Include: Ability to travel onsite for two days of initial training SAS Experience Experience
A sporting goods company has a current position open for a Remote Corporate Account Sales Specialist. Individual must be able to fulfill the following responsibilities: Identifying and sourcing products based on customer needs Developing and managing of our business to business
A financial services company needs applicants for an opening for a Remote Employee Stock Ownership Plan Relationship Manager. Core Responsibilities of this position include: Mentoring and training staff, providing peer reviews to all staff levels Building strong relationships to retain assigned
A transcription company has a current position open for a Telecommuting Law Enforcement Criminal Transcriptionist. Must be able to: Transcribe audio content of criminal investigations, internal affairs, and various law enforcement audios Choose orders that fit into your schedule Qualifications
An information management and electronic commerce systems company has an open position for a Virtual Senior Call Reporting Application Specialist. Core Responsibilities Include: Coordinating the implementation and training of new software and modifications Assisting with conversion activities
An information management and electronic commerce systems company is filling a position for a Remote IT Global Services Sales Director. Core Responsibilities Include: Driving revenue by scoping, structuring and leading IT infrastructure service engagements Acting as overall pursuit lead for
An enterprise data flash storage company is seeking a Telecommute Channel Marketing Manager in the Central Region. Core Responsibilities of this position include: Developing a joint marketing strategy and driving plans with key focus Partner Driving adoption and utilization of channel marketing
An information technology solutions company has an open position for a Remote IT Business Process Analyst. Candidates will be responsible for the following: Coordinating the design and content of new IT processes Reengineering existing IT processes Performing requirements


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Exceptional folk art still life painting, o/c, unsigned. The painting features a watermelon, grapes and other fruit, some contained in a woven basket, sitting on a tablecloth. The painting is in its original deep walnut frame and is in excellent condition. Circa 1860, American.
Dimensions: 36" x 27½"; Viewed Area: 30" x 21½"
Item No. 180129
Price: $1,675.


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Dark Side Sexy Dress - Sith StarWars Cosplay - Adult Halloween Costume - Geeky - "Dark Hooded Dress" Petite to Plus XXS-5XL Custom to Order
Dark Side Sexy Dress - Sith StarWars Cosplay - Adult Halloween Costume - Geeky - "Dark Hooded Dress" Petite to Plus XXS-5XL Custom to Order
This dark side Sith dress is perfect for a Halloween costume or casual cosplay. This dress works well for any Starwars event or for adding a bit of the dark side into your everyday wardrobe. It has a sexy high slit, grea with tights or leggings, or have fun and flash a little leg. Put some geek in your wardrobe.
This tunic dress is made from a medium weight polyester knit, with a deep cowl hood that can be worn down like a shawl neckline or up as a hood to keep your ears warm in chill winds.
-This style is called the "Dark Hooded Dress" and is made locally in St. Paul.
*** Patent leather corset is separate.
Takes about 2-3 weeks to be made and sent to you. Ships Priority mail domestic 2-3 days and international which takes 1-6 weeks
Can be washed gentle cycle in the washer and then hang to dry
SIZES**Our knit sizes are different from our normal sizes please check the measurements.
We can either do custom to your measurement or you can ask for a size below
This listing is for both petite and plus sizing.
Size XXS
Waist 25-26
Bust 31-32
Hip 32-34
Size XS
waist 27-28
bust 34-36
Hip 36-38
Size S
waist 29-31
bust 36-38
Hip 40-42
Size M
waist 32-34
bust 40-42
Hip 44-46
Size L
waist 35-37
bust 43-45
Hip 48-50
Size XL
Waist 38-40
Bust 46-48
Hip 50-52
Waist 41-43
Bust 49-51
Hip 54-56
Waist 44-46
Bust 52-54
Hip 58-60
Waist 47-49
Bust 55-57
Hip 62-64
Waist 50-52
Bust 58-60
Hip 66-68
**Use a soft measuring tape, this can be purchased at Joann's or Michaels or even a general retail store
When measuring, measure around the fullest part of the bust, over the nipple and around the back keeping the tape even.
Please also include your cup size.
For the waist, measure the Natural waist which generally the smallest part of your torso or about an inch to 2 above your belly button.
How to Measure:
If you need this item by the weekend of the 27th-31st order before 12th domestic or the 1st international, to avoid rush shipping and rush fees. If you want it earlier please check with us by messaging us on etsy or at kmkmcclain [!at] gmail.com
Convo us or e-mail us at email@example.com with any questions.
DRESS: KMK Designs / Kaitlyn McClain


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Category Archives: Finance
Trade Risk Mitigation Solutions
Evaluate the political environment
Changes in the political landscape of a developing economy, may destabilize the import/export policies and foreign exchange rate. Also, such changes can usher in the collapse of the entire system. This includes a massive transformation in the legal and security environment bringing about disruptions in trade. Conduct a thorough research of the political background before you make your decision. The trade risk mitigation strategies that follow, curtail the probable losses that can unbalance your business plans.
Design an effective business model
A foreign country could be with diverse geographic features and market segments. Therefore, creating a business model catering to the demographics is a necessity. You may opt for a multi-part model with tailored strategies to suit the demands of each region. For this purpose, factor in the aspects like, social, economic and cultural differences, that influence the business environment. The model should elucidate all the indirect and direct costs including tariff and duty calculations, shipping methods, protectionist laws, etc.
One of the most significant determinants while creating a business model is understanding what the customers want. Try to learn about the market demand, so that you can focus on offering exactly what the people are looking for. For instance, whether the customers are inquiring about premium or basic products should be assessed. Once you have an in-depth perception, you can steer clear of supply chain disruptions.
Prepare an alternative plan
Lastly, devise an exit plan. Anything may happen – a flood, a political turmoil or infrastructural issues resulting from them. Therefore, while planning the model, you should make a calculation of the losses that you might incur in your venture. Establish and track the metrics that measure your failure or success level, and establish objectives accordingly.
Information of Fast Easy Payday Loan
I'll explain fast easy payday loans to you in a simple manner. These are loans provided on a short term basis for small amounts to people to be repaid on their next pay day. These loans generally range from few hundreds to about a thousand dollars and generally the only security required is proof of a full time job or a fixed monthly income. You can consider them as a form of cash advance until payday. Now let us dive more deeply to look at the eligibility, interest rates and other details.
Payday loans are a well known source for short term loan and a lot of institutions are available to provide for payday loans in these places. You should ensure that you look for a reputed and a good source that provides fast easy payday loan.
Almost anyone who is above eighteen years of age and has a salaried job is eligible for a payday loan. You could even be out of job, and if you will be able to show a fixed regular income every month, you can still get a payday loan. These loans are generally for short term ranging from four days to eighteen days. The expectation is that the loan is until the borrower's next payday, which normally in countries like the USA is once in every two weeks.
The process to get a payday loan is very simple and straight forward. You have to meet a payday loan provider and provide simple details about yourself – like your name, address, your job details and your checking account number. There are also providers who provide a no checking account payday loan, where you can get a payday loan even if you do not have a checking account. Once your credentials are checked, which normally takes between 24 to 48 hours, the loan provider will provide you with a check for the loan amount and normally will take a post-dated check, dated for your next payday from you for the loan amount, the interest and other fees included. If you are in urgent need for the money, you might even find a same day payday loan provider who might be able to provide a fast payday advance and release the loan amount within twenty-four hours.
These days, easy online payday loan providers are present, who can get your details over the internet, sparing you from the hesitation and embarrassment of standing in the queue or meeting a loan provider face to face. In these websites, you will be able to provide the same kind of details mentioned above. You should provide the checking account details where the loan amount will be credited after the credibility check. Also you need to provide an authorization to the loan provider to deduct the loan amount and other fees and interest on your next payday and these will be debited from your account on the said day. You might even find a payday loan calculator in these sites which would tell you the amount of loan you are eligible for and the interest that you might pay. As you can see this makes the payday loan process real simple.
All about Bad Credit Cash Loans
A payday advance loan is for those who have credit issues but also have an emergency state that needs some additional finances. You do not have to provide information about what you need the loan for, or in fact provide any information other than simply your job position and your bank information. Factors in the approval process are that you have a working checking account from which they will deduct the amount that is due when it is due and are assured a return on their finances.
You may not be turned down for bad credit or no credit and in many cases once the information that you offer to them is verified, finances are transferred to your checking account within hours of the application procees completion. Basic information is necessary; valid identification, checking account information and job status and information. Your lender will verify your employment status and your account activity.
As with any other loan, certain terms and conditions will apply such as the length of time you have been employed, and the direct deposit of your paycheck into your checking account. You must have residence in one place for in excess of a year and in most cases will need to be over the age of 18 to make the contract. Some bad credit companies will require you to make a certain amount of money each month, and assure themselves that you do not have loans with other payday advance companies into the bargain.
Much higher interest rates will apply than those which are charged for the normal loan. When you are looking for a new payday loan or for any source of credit, it is imperative that you research fully the information available to you and be certain that you get the best deal you can for your own advantages.
It is also imperative that you know and understand the loan process and how you will be expected to repay the loan. Most will deduct the amount from your checking account on the day that it is due, whether or not you can afford that payment. If you do not repay the loan in the day it is due, more interest accrues for which you are responsible.
If you find that you cannot make the payment in full, it is important for you to pay the interest at least so that you do not fall into default. Paying the interest alone does not touch the principle amount of the loan, but will help you to avoid a default.
Article Source: http://EzineArticles.com/878408
Info of Debt Reduction Solutions
1. Home Equity Loan or Home Equity Line of Credit. Your 21% charge card can be reduced to nearly 6% over night. How? By taking out a line of credit or equity loan against your home. Equity loans and lines of credit are available at low rates and banks are very willing to extend this service to you as your home is your collateral. Pay off all of your credit card debt with the loan and you will achieve debt reduction solutions immediately.
2. Replace high interest credit cards with low interest cards. Yes, in this day of low interest rates, many credit cards carry high interest rates. Ask your credit card issuer to reduce their rate closer to market rates. If they refuse to budge, consider applying for a low interest rate card from another provider. Transfer your balance to the provider offering the best rate.
3. Debt reduction solutions can be realized through the selling of other assets including: an extra car, antiques, jewelry, extra property, renting out property, or liquidating some other assets. Check around your home and see if there is something that you owe that can be sold on eBay or locally at a yard sale. Take the proceeds from your sale and pay down your debt, starting with the biggest debt first.
4. If you do not owe a home, or the home you do own has negligible equity built up then you cannot get equity from your home. Still, depending on your income, you may be eligible for mortgage refinancing below market rates. Check with your bank or local housing authority to see if you qualify for a low or moderate income loan. The savings you realize through reduced mortgage payments may help you pay down your debt.
Credit Damage
Today, there are legally accepted means for measuring loss of credit through the procedure of Credit Damage Measurement (CDM). CDM is fast becoming a potent tool for recoverable credit damage awards when the damage is not self-inflicted. Previously, both judge and jury, and especially the insurance companies, refused to acknowledge CDM claiming it was speculative because they could not define it as tangible damage.
However, in case after case, victims of credit damage who use the CDM method are getting compensation for credit loss. Many factors are changing the old mindset including credit bureau technology improvements, the application of the Fair Credit Reporting Act (FCRA), risk scoring sophistication, and the development of CDM as an objective, repeatable method that measures out-of-pocket damage reliably.
Credit Ratings and Recovery
The impact of a bad credit rating is much more significant than most people think. Consider what poorly rated consumers face when they want to lease or buy vehicles, obtain credit cards, buy or lease or refinance their residence. In most cases, it's an easy decision for the creditor: the credit application is simply turned down or the borrower is charged a much higher down payment – maybe thousands of dollars more with monthly payments that are typically several hundred dollars more.
"A person with bad credit is viewed with suspicion and is charged significantly more for future extension of credit because the lender feels the need to protect against a greater risk or default," says Tom Key, a civil litigator practicing in Tustin, CA.
"Over the years I have heard reports of financial damages from clients who have been wrongfully terminated, defrauded, injured in an accident or suffered losses from breach of contract," Key says. "These victims were especially distraught over the fact that their prime credit reputation, carefully nurtured for years, is destroyed overnight. It seemed to me that there must be a way to compensate victims for that type of loss."
Key has witnessed the reactions of many jurors who failed to award a victim of credit damage their rightful compensation simply because they could not quantify the damages. "Jurors want a specific loss that they can count, hold and see," says Key. "Their reasoning is that they need to know that it is genuine. They have a tough time awarding damages based on sympathy. In order for them to confirm authenticity of a claim, they want to see its quantification."
Measuring Loss of Creditworthiness
Assuring authenticity has been a sticky situation when it concerns measuring out-of-pocket loss for victims of credit damage — until now. Attorneys who represent victims of credit damage are now utilizing the Credit Damage Measurement method to recover out-of-pocket losses for their clients.
"CDM measures the actual out-of-pocket dollars reasonably expected from loss of creditworthiness, which includes higher down payments, higher points and costs on loans, higher interest rates, higher monthly payments, or outright denial of credit," says Key. "In addition, the CDM method also calculates the rates, costs and other terms applicable to the resulting credit rating by lenders and projects the results over the relevant number of years for the types of loans the client is likely to seek."
Key continues, "For example, if a client's credit was near perfect before a triggering event, and is subsequently damaged by the event, the CDM procedure can illustrate before and after analyses, calculating the cost of the same loans with the two different credit reports, Pre- injury credit compared to Post-injury credit." In many cases, CDM clients have already realized significant compensation. In one such case CDM was instrumental in recovering $56,000 for damaged credit reputation. "That calculation is the difference between what refinancing a $140,000 loan would have cost my client with their prior rating, and what it will cost them out-of-pocket with their damaged credit rating –measured over a seven-year period."
Ways Payday Loans Work
Criteria to be met
Most lenders have three requirements that will qualify anybody to receive a payday loan or a cash advance.
- The person must be a US citizen and over 18 years of age.
- He/she must be employed and make at least $1000 every month. ($800 every month if he/she receives the income via a government program like social security)
- Must have an active savings or checking account with an American bank.
That sums it up. If you satisfy the above mentioned criteria, then you can qualify for a payday loan within minutes. There is no pre-approval verification or unwanted documentation. If you look closely, you will find that there is no credit check either. This is one of the biggest advantages of a payday loan over others forms of loan. It means the payday loan lender will never look at you as if you have the worst case of an extremely contagious disease called bad credit. You can get a loan irrespective of your credit score. Once you qualify, you will either receive a check for the amount or it will be credited directly into your checking account.
Borrowing money is always great until you have to repay it. Payday loans have to be repaid by your next payday. Let's say your payday is on the 10th of every month and you borrow on the 21st of the month. Then you have about 19 days to repay the loan plus an interest fee (about $15 on every $100 borrowed). You can arrange for the money to be debited directly from your checking account on the next payday. Or, you can give the lender a post dated check that will be cashed on the payday. If you are unable to make the payment on the next payday, it can be extended to subsequent paydays. But the interest rates will keep mounting and additional late payment charges will also come into the picture. Believe me, you don't want to do that. Some other repayment options offered by most lenders are
- Repay the loan amount and roll ahead the interest charges to a separate loan.
- Repay the interest amount and part of the loan and roll the remaining amount to a separate loan.
- Pay only the interest charges and roll the entire loan amount to a separate loan.
But if you look at all these, you will notice something common. They all require you to borrow another loan. Now, unless you have another emergency requirement for money, why would you want to borrow another loan? So stick to your plan and repay it as soon as possible. Here's a tip. If you find yourself in financial emergencies more often than not, then you need to go back to the drawing board and review your finances. Do not rely on payday loans as a long term solution for all your financial woes.
Payday Loans Can Affect Credit Rating
The loans are simple, proof of employment is a simple paycheck stub, a bank account statement proves that you have a bank and are established that way, you write a post dated check for the amount of the loan and the fee amount and bang! You are finished. Well, you are finished with the loan application part of the procedure any way. For instance, if a person wants to borrow $200, they would write the check for about $240, to include the fee. Actually, it could likely be more than that but for the sake of argument, that is what we will say. Basically, this means, that the person who borrowed the money paid someone $40 to borrow money from them. Because the interest rates are so high on these loans they don't advertise they just have flat rates for certain amounts.
If the people using these payday loans are not thinking ahead, but instead using them to have a weekend out it puts them in even more trouble. Those doing it for sheer desperation to get from one bill to another or to avoid bad credit, or a bounced check are in bad enough shape but the others are not thinking ahead enough to realize what they are doing to themselves.
If using these loans to attempt to fix a credit history the consumer is being foolish. The best way to fix a credit history is to put a budget in place and to follow it consistently. A budget, when done correctly, will allow for a small emergency savings but not for a payday loan. These are never a good idea and have no place in a budget plan.
When you are attempting to fix a credit history you will be concentrating on not making future mistakes. Leave past mistakes in the past. Trying to fix bad mistakes doesn't do any good if you are going to go out and make new mistakes. New mistakes would include paying fees and high interest rates of a payday loan. Actually, paying interest on any type of new loan wouldn't be a good idea at this particular moment in time. The last thing that a person trying to fix a credit history needs is more money to pay back.
In case of a real emergency there must be other options. Other things that a person can do to raise emergency funds would be things such as sell things, take on a part time job temporarily, and there are agencies out there that are willing to offer low-interest loans based on need. There are people out there who will help, a person just has to find them.
You must keep in mind however, if you have gotten a payday loan, you cannot avoid paying them back. You have already signed papers giving them permission to access your checking account and many have policies in place which allow them to dip into the funds that you have available there. This means not only the amount you wrote the check for but any other late fees which have accrued. These late fees are not a small amount either, these accumulate quite rapidly. To think that this could have all been avoided by simply not going to get this type of loan company in the first place.
Take Control of Finances
In case you are not in a position to take the consolidation loan, then you should opt for negotiating with your lenders. You take a plan of repayment to your debtors and show them how you are going to clear debts. No lender wants to take expensive and time consuming route of repossession of the property. Therefore, debtors may even lower the interest rate, reduce outgo in monthly installments and may increase repayment duration for your comfort. This will give much needed respite from the debts.
But if you do not want to negotiate on your own, to manage debts you need to have a debt management company. Job of a debt management company is to negotiate your debt related concerns with creditors on your behalf. The negotiations include extracting lower monthly payments to the lenders. The company even posts your monthly payments on your behalf. This is very useful in case you tend to forget making timely payments to various creditors. All you do is make a combined payment of your different monthly installments to the debt management company.
A debt management company will also do all the calculations for you to make out how much of payments you have to make towards creditors. So debt management is only a service and should not be mistaken for elimination of debts. You still hold those debts intact despite the debt management service availed.
There are number of debt management companies available online. When choosing a debt management company; make sure it offers credit counseling service as well. Credit counseling is crucial in strengthening you financially. A credit counselor offers you vital tips in making a budget such a way that you not only get rid of the debts but more than that it shows how to stay away from debts in future.
Whatever plan of action you adopt under debt management, stick to it. Never be casual in paying the installments as per the new schedule. Debt management is aimed at reducing the financial burden and that can be done also by cutting your unnecessary expenses.
Merchant Banks
Merchant Banking is typically the provision of guidance and service to corporate for a fee, which can help an entrepreneur start a new venture, raise capital, expand and modernize the existing business, restructuring a business or help companies register, buy and sell assets (shares) at a stock exchange.
Project Management: Merchant bankers prepare project reports to analyse the financing patterns to evaluate the cost of a project and appraising the same with financial institutions.
Management of Debt and Equity offers: One of the major functions of a merchant banker in India is assisting companies in raising funds from the investors. The main services offered are,
• Product designing
• Pricing
• Registration of documents
• Guaranteeing support
• Allocation and refund
• Manage Stock exchange listing
Management of Issues: These bankers play an important role in the management of issue that involves the marketing of corporate securities like equity shares, preference shares and bonds offerings to the public.
Merchant banks act as a middle man in aiding transfer of capital from investors to their client. Per the SEBI guidelines in India, a merchant banker in India, organizes meetings between the company representatives and agents to settle arrangements related registration of prospectus, launching advertising campaign and fix board meetings to pass necessary resolutions. These bankers also consult companies in the Pricing of issues. The merchant bankers also provide Underwriting of Public Issue (not exceeding 15%).
Client Portfolio Management: Managing a diverse array of securities such as shares, bonds issued by different companies to ensure maximum return with minimum risk.
Placement and distribution: These bankers assist in the allocation and distribution of securities through the merchant banks institutional and retail network.
Corporate Restructuring: These bankers act as the middle agents in negotiations between the two companies and assisting the management of its client for various to restructure activities such as mergers and acquisitions, divestitures, management buyouts, joint venture and more.
Off Shore Funding: The merchant bankers help their clients manage joint ventures, foreign currency investment and foreign collaboration arrangements.
Loan Syndication: Merchant bankers assist clients in getting term loans for projects, obtainable from a single development finance institution, a syndicate or a consortium.
Bad Credit, High Prices
It is easy to be manipulated into a contract that you think you can handle, for example with a two year cell phone contract. However, at any point in your contract the rates can increase dramatically… and you are trapped. The only way out of a cell phone contract is to pay an outrageous penalty fee. While your credit will be affected simply by needing to back out of a contract, it will be affected even worse if you are unable to pay the fee. A huge bill will be racked up in your name, and it's not your fault. You're a victim,
Cell phones target people with a bait and hook method. When you commit to a contract, you are rewarded with a lot of 'free' things that in the long run will cost you more than they are worth. Once your rate plan increases (with or without advance warning), if you are unable to keep up with the new monthly bill, you will end up with a negative credit report.
Cell phone contracts are just one of the many examples of how easy it is to develop bad credit. Credit problems are all too common, and there are many lending sources that attempt to prey on those with credit problems.
When you have a financial problem that requires financial assistance, having bad credit makes you vulnerable to lending sources that specialize in 'bad credit loans'. Most of these loan options are another dangerous financial risk.
When you need a loan source, you shouldn't have to settle for one that will make you pay an arm and a leg and your first born son just to get the financial relief you need now. If the need for emergency funds is urgent enough that you need a loan, there are better options than a 'bad credit loan'.
The safest option for somebody with credit problems is a cash advance. A cash advance is the most affordable solution because the cash advance rates are much lower than what you would spend for a special 'bad credit loan'.
Cash advances are offered with no credit check, so it doesn't matter if you have outstanding credit, really bad credit, or (the worst kind) no credit, you still get the money you need at an affordable rate.
Cash advances are the safest solution available, because you are not committing to a lengthy payment plan. You are not facing the risk of late fees, increased rates, or any other 'extra' costs.
The only commitment you make with a cash advance source is that your cash advance will be repaid on your next payday. If you do have a history of bad credit, a cash advance is the safest way to access the emergency funds you need.
Cash advances are designed to provide you with the cash you need between paydays. You should never take more than you can give back, and a cash advance source will not let you borrow more than you can afford. Cash advance sources will qualify you for a cash advance that you are capable of repaying on your next payday, and the money you need will be deposited directly into your bank account, where you can easily access it usually within 24 hours.