text:
(AP) Johnson-led Lions rally to beat Cowboys 31-30
By LARRY LAGE
AP Sports Writer
Calvin Johnson almost broke an NFL record, and could celebrate the feat because of a comeback capped by his quarterback.
Matthew Stafford's 1-yard lunge over a pile of linemen with 12 seconds left and Johnson's 329 yards receiving lifted the Detroit Lions to a 31-30 win over the Dallas Cowboys on Sunday.
Stafford threw a 22-yard pass to Johnson, who had the second-most yards receiving in NFL history, to set up his winning score. The quarterback seemed to catch his hometown Cowboys by surprise. Some of them, including linebacker Sean Lee, appeared to expect him to spike the ball.
Johnson's total trails only the 336 yards receiving Flipper Anderson had for the Los Angeles Rams against New Orleans on Nov. 26, 1989 in a game that went into overtime.
The Lions (5-3) overcame four turnovers and a 10-point deficit in the fourth quarter against the Cowboys (4-4).
Dallas seemed to set itself up to win three straight to stay alone atop the NFC North when Tony Romo threw his second touchdown _ and third overall in the game _ to Dez Bryant for 50 yards with 6:45 left for a 27-17 lead.
The Cowboys, though, allowed Reggie Bush to cap a long drive with a 1-yard TD, then had to settle for Dan Bailey's third field goal with 1:02 left.
With no timeouts, the Lions went from their 20 to the Cowboys end zone thanks to a 17-yard pass to Johnson, a 40-yard connection with Kris Durham and Johnson's 14th reception that gave them the ball at the Dallas 1.
Instead of spiking the ball, Stafford took the snap and leaped with his arms extended to beat the team he rooted for growing up in Highland Park, Texas.
The No. 1 overall pick in 2009 was 33 of 48 for 488 yards _his second-highest total _ with a 2-yard TD pass to Johnson in the first quarter and two interceptions.
Bush had 92 yards rushing and a score. He had 30 yards receiving on eight receptions, including one on Detroit's last drive.
Romo was 14 of 30, failing to complete half his passes for the first time since 2009, for 209 yards without a turnover.
Dallas began the game without two starters on both sides of the ball: DeMarco Murray and Miles Austin on offense, DeMarcus Ware and J.J. Wilcox on defense.
The Lions struggled to take advantage because they were careless with the ball. Stafford threw two interceptions in the first half to Lee. Bush fumbled early in the third period and Johnson fumbled later in the quarter.
In a matchup of two of the NFL's best passing teams and worst against the pass, punters were on the field twice in the first quarter.
Detroit broke the scoreless tie with 54 seconds left in the quarter when Stafford converted a fourth down with a 2-yard pass to Johnson, who made sure his 87-yard reception during the drive wasn't wasted. Johnson could've and probably should've caught a pass on Detroit's next possession that Lee intercepted.
Bailey made a 53-yard field goal, matching his career high, to make it 7-3.
Stafford didn't seem to see Lee lurking when he was in the perfect position to pick off a short pass at the Cowboys 22 and return it 50 yards. After running on the next play, Romo threw two straight passes to Bryant _ after not making him the intended receiver once. Bryant caught the second one with his left hand, pinning it against his shoulder pad for a go-ahead, 5-yard TD with 46 seconds left in the first half.
Bailey kicked another 53-yard field goal to give Dallas a 13-7 lead late in the third quarter.
Despite adding to the lead, Bryant wasn't happy. He flapped his arms and screamed at Romo on the sideline. And after the loss, Bryant was still steaming mad.
AP NFL website: http://www.pro32.ap.org


text:
Predictably Irrational: Beer, Pricing and the Human Mind An interview with NYT bestselling author Dan Ariely
The calculating consumer of economics texts may be a fond fiction after all. Irrationality shapes many of our decisions. But it is a systematic irrationality, which offers clues as to how we might construct environments that predispose us to make better decisions.
Irrationality can be amusing or perplexing. It can also be unimaginably painful.
An eighteen-year-old Dan Ariely's introduction to irrationality began on a Friday, when an accidental explosion of a magnesium flare, of the sort used to illuminate battlefields, left him with third-degree burns over 70 percent of his body. The aftermath was an excruciating three-year recovery, and an up-close and prolonged experience with pain that caused Ariely to question the logic— or potential lack thereof—of several techniques associated with the treatments given to burn victims and others facing protracted treatments involving pain.
His research led to the idea that we "repeatedly and predictably make the wrong decisions in many aspects of our lives." Based on his experiences, Ariely set out to describe how we can make better decisions, given what we can learn about the often irrational patterns of human behavior.
A behavioral economist, Ariely is the New York Times-bestselling author of Predictably Irrational: The Hidden Forces That Shape Our Decisions (Harper, 2008). He is the Alfred P. Sloan Professor of Behavioral Economics at the Massachusetts Institute of Technology, where he holds a joint appointment between MIT's Media Laboratory and the Sloan School of Management, and is a researcher at the Federal Reserve Bank of Boston. In January 2008, he addressed the World Economic Forum in Davos, Switzerland.
Through rigorous experimentation, Ariely studies how people act in the marketplace – not according to theory, but in controlled and realistic situations. Whether the topic is beer, procrastination or white-collar crime, his experiments reveal a human mind that confounds economists, but one that is ultimately comprehensible on its own terms.
Jon Warshawsky: You describe us all as irrational in the title of your book. Aren't we all to some degree economists at heart? We seem to make rational decisions most of the time and ha ve a good idea of what things are worth.
Dan Ariely: Yes and no. I think we assume or believe that we are rational but we're not. The interesting thing about irrationality is that it works on us in ways that we don't recognize. And part of the issue is that we have very few opportunities to see the mistakes we make.
Imagine that you go on a date, and it's a terrible date, and you think you really hate this person. What are the chances you'll go on a second date with them just to figure out if you're a good judge of character on the first meeting? Not very high. You'll cross them off your list. You'll never meet them again, and so you'll never get a chance to test if your first impression was correct or not.
The same thing happens in business. If you interview somebody and you think they're awful, what's the chance that you'll try them anyway just to see if your first impression was wrong?
So we have this belief, for example, in our ability to have accurate first impressions about people, but we never really test those out. So we believe we're good, we assume we are, but often we're not.
JW: What's the significance of being 'predictably irrational'? Are we flawed or just a poor match for the decisions we face?
DA: There are two points here. First, what does it mean to be predictably irrational? Economists sometimes acknowledge that people make mistakes, but they assume that one person will make Mistake A, another person will make Mistake B and, overall, in the market, the mistakes will cancel each other out.
The kind of irrationality I talk about is not that type. It is the mistake that we make repeatedly as individuals, and different people make similar mistakes across time and across situations. Therefore, they will not necessarily cancel each other out.
Is this foolish? What's even stranger than the fact that we are irrational is that we assume that we're rational. Where is this assumption coming from? When we look at our physical existence, we don't assume that we can jump tall buildings and lift everything. We're realistic because we have a physical reality and we realize what we can do and can't do. But when it comes to our minds, we assume that we're intellectual supermen. And that's a very strange and dangerous idea.
Evolution has really not prepared us for the particular economy we live in. Think about the roles of emotion. If you were in the jungle 250,000 years ago and you saw a tiger, what would you want to do? Start thinking carefully, should I stay, should I run, what's the cost, what's the benefit? Of course not. You want a system that would take over and would make you run as fast as you can and in fact divert blood to the essential organs to achieve that.
Now it turns out we still have these emotions and they still work the same way. We just don't have the jungle anymore. Now we get frightened by the stock market and annoyed by somebody cutting us off in traffic.
JW: So you could say the environment is almost a bad fit for our emotions.
DA: That's right. And if you ask me, I think the big promise of behavioral economics is that it gives us a better understanding of how we want to control our environment. Again, this is very clear in the physical environment. We create bicycles, roads, cars, tall buildings, computers and so on, and we take most of our physical limitations into account.
We also create our mental environment. We create the stock market, health insurance plans, and we create retirement savings, and while those things don't have any physical association, they nevertheless require our thinking.
To the extent that we would recognize the limitations we have in the mental domain in the same way that we understand the limitations in the physical domain, we might actually create products and an environment that would be more useful to us.
JW: Let me push you on that. Health insurance, for example—this is a confusing topic. A lot of people make bad decisions.
DA: First, there are a lot of ways to be irrational, right? There's one way to be rational and many ways to be irrational, so I don't want to say that there's going to be a silver bullet that could fix everything.
But we might be able to fix a few things. Imagine that I schedule for you a colonoscopy at the end of June. What's the chance you'll wake up that morning and feel it's a good day for a colonoscopy?
Evolution has really not prepared us for the particular economy we live in. Think about the roles of emotion. If you were in the jungle 250,000 years ago and you saw a tiger, what would you want to do? Start thinking carefully, should I stay, should I run, what's the cost, what's the benefit? Of course not.
JW: Very slim.
DA: What about if today, when I schedule it for you, I said, "Look, why don't you give me a check for $500 and I'm going to deposit this check only if you don't show up for the exam on time?" The first question is whether that will make you show up on time, and I think the answer is yes. And when you wake up on the day of the exam, you still won't feel like doing it, but you really don't want to lose that $500.
The second thing is whether you would be willing to sacrifice this money to force yourself to behave this way later. And about 50 percent of the people are willing to do it. Now, so far we haven't done this experiment for real; we just asked people, in a survey, whether they would prefer this feature to a health care account that didn't have this feature – and about 50 percent said yes.
That means that people are willing to sacrifice something in terms of the utility – risking money. After all, on the day of the exam, you could be sick, or late, or in a car accident or something. But people are willing to take that chance to get themselves to behave better. If we understand these issues better, I think we will have a much brighter future.
JW: How is white-collar crime different from 'common' crime? Or is it all about how we rationalize it?
DA: I think there are two types of crimes. There are crimes by people who plan to take an illegal action and do it, and then there are the crimes by people who do them and still think of themselves as good people. In reality, I think it's the second type that we don't think about very deeply in society. But it's the second type that is much more prevalent and much more costly for society. My guess is that the amount of money we lose as a society to inflated expense reports is much higher than what we lose for burglary and arson put together. We know for sure that what we lose for shrinkage is larger than that of regular crime.
JW: Shrinkage is just theft, though.
DA: But it's not theft with money. It's razor blades and cameras and all of those things. It's incredibly commonplace. We just don't understand the extent of it, and we don't understand how good people can carry out these crimes and still feel good about themselves.
JW: Why is it commonplace, and why are we able to rationalize it so easily? Obviously, people are taking pencils, people are inflating expense reports, and not wallowing in guilt over it.
DA: Think about taking a pencil from work. How many stories can you tell yourself about this being okay? You can say everybody's doing it and you can say, well, I'll actually get more work done at home as a consequence of this; you can say it's expected of me and you can say, well, I brought my own pencil last time, and so on and so forth. So all of those opportunities to tell stories is really the issue here. We're incredibly good at telling ourselves stories, and these help us feel as if we are honest even when we act dishonestly.
So remember Ulysses tied himself to the mast, right? That's kind of the ultimate example of self-control – you say I want to make sure that, in the future, when I'm tempted, I'm not going to act a certain way.
JW: Tell me about Dr. Jekyll and Mr. Hyde. You've said that we have this split personality. We know right from wrong, but all that wisdom goes out the window when emotion takes over.
DA: I think we can fight emotions to some degree, but we actually have to do it in a smart way. Part of the issue is that once we get into an emotional situation, it's too late. If you get ignited by passion, you start to fight with your wife, you're getting aroused at a party – you've most likely lost the battle.
It's also very hard to educate yourself because you're mostly educating the wrong self. If you think about yourself as having the cold self and the hot self, it's very hard to educate the hot self, so you educate the cold self, but this is not very relevant.
The interesting thing is you can take some action in a cold state to force yourself to behave a certain way.
So remember Ulysses tied himself to the mast, right? That's kind of the ultimate example of self-control – you say I want to make sure that, in the future, when I'm tempted, I'm not going to act a certain way. There are all kinds of interesting market mechanisms for that. You've seen the recent 100-calorie cookie packs? We pay quite a huge premium for that. The idea? You're going to force yourself to eat just a bit. It's actually quite sophisticated of people to use that. And so while you can't turn off passion when it starts, you can limit your opportunities.
JW: Procrastination is a huge issue for a lot of people. You mentioned self-imposed deadlines in your book. Is it realistic in business to ask everyone to create their own deadlines?
DA: The interesting thing is how self-created deadlines can be helpful. No student has ever come to me and said, "Could you make the deadlines earlier?" But the moment I gave them a mechanism that allowed them to decide to set earlier deadlines, they almost all took it, and they almost all did better. So you need a mechanism to help people think about this problem and use it to take action in order to behave better.
For example, we may want people to announce the deadlines on a common board or to have prearranged penalties if they don't adhere to them. The issue of self-control is to create penalties and conditions under which these penalties would take effect.
JW: Let's talk pricing. What are some of the key lessons about pricing from a consumer perspective?
DA: The general answer is that pricing is incredibly hard. We think of consumers as having a demand function, but in fact, if you think about it for five minutes, you'll realize how difficult it is. For example, think about something as simple as a cup of coffee or a Popsicle, and then I ask you how much this is worth to you in terms of money. This is an incredibly difficult judgment to make. Imagine, right now, here's a cup of coffee. How much pleasure is it giving you in terms of money? This is very, very difficult. So what do people do instead? They resort to responses that they can more easily compute. We look at how much it cost us last week or last month.
JW: Historical data.
DA: Yes, we base many of our pricing decisions on historical data. Because solving the computation for real is just too hard. So that's the first lesson. I think nowhere was it more apparent than in the mortgage market. When you ask people, "How much should you be borrowing?" nobody can tell you. My wife and I just changed our house and we got a different mortgage. I can't tell you the right amount for us to borrow. That's incredibly difficult.
So what do we do instead? Somebody tells us how much we can borrow, and that is what we borrow. But this is confusing two questions. The question you should ask is how much should I borrow. The question the bank is willing to answer is how much they will lend me. But they're not answering the relevant question. What the bank tells me defines the maximum that I can borrow, but it doesn't mean it's the optimal amount.
But most people, because they can't figure out the right amount, take the wrong answer and they just borrow based on that. It's the right answer to the wrong question.
JW: How important is anchoring in terms of pricing? Should I be thinking, well, I need to price this as high as I possibly can now because I can't go up?
DA: Well, this line of thinking is centrally important. So one of the lessons, if you think seriously about the usage of historical prices, is that companies, when they introduce a new product to market, can determine historical prices.
That's incredibly powerful and particularly useful for new products. If you introduce another VCR into the market tomorrow, you don't have much leeway. But think about the guys who introduced TiVo. They could have introduced TiVo at $200 in the beginning, or $1000.
Now both of those could have made sense, but once they've done it, imagine that in these two universes they decide to go to $500. The claim would be that in the world in which it went from $1000 to $500, the people would think of it as a great deal and start buying it like hotcakes. On the other hand, in the world in which it went up from $200 to $500, people would not buy anything.
JW: When Steve Jobs and Apple lowered the price on the iPhone, was that a good move in terms of anchoring? Some early customers were angry , so they offered a $100 rebate.
DA: It's a very interesting question and I don't know the real answer, of course, but one idea is that the prices you establish in the eyes of consumers early on could have a long-term effect. So this phone started at $599 and then it went to $399. Now if I buy for $599 and it goes down, I'm clearly upset. But if I didn't buy one and all of sudden I see this phone at $399 now, doesn't it look to me like a great deal all of a sudden?
By doing this, Jobs might have upset some people, and I think he did, but presumably these were the most loyal Apple customers who are not going to do anything differently anyway. And now he created a situation in which we all think that buying this phone for $400 is a steal.
JW: We haven't talked about beer yet. I would have guessed that if four of us sat down at a bar we would just get what we like. That's rational. But in your study you found that even in this situation — which should be among the simplest ones we deal with — we behave irrationally.
DA: What happens is that we have two competing incentives when we order food and drinks at restaurants. We want to get what we like, but we also want to portray something to other people. And in particular we have this thing called a need for uniqueness, where people who are high on this trait want to show how unique and different they are. When people order aloud, they're basically torn between those two; they try to portray uniqueness by ordering items that are different from what people have ordered before them, therefore changing their intended order and getting something they like less.
JW: Self-deprivation?
DA: Yes, it is. It means that there's a trade-off between how much less you're willing to enjoy the food or the drinks to show other people that you're unique.
By the way, it's interesting—and this is not my research—but studies have shown that indeed if you order more variety, people think more highly of you. So in some sense it might be a reasonable idea to signal uniqueness to others.
The complete story is a bit more complex. We also ran this experiment in Hong Kong and there we found in some way the same results and in some ways the opposite. The results were the same in the sense that when people ordered out loud, they were influenced by the first person, and they also got things they liked less in order to convey something about themselves. But in Hong Kong they wanted to convey conformity and not uniqueness.
Medicine used to be all about placebos until the FDA came and forced us to do experiments. It used to be all about intuitions about what's the right treatment – but where did our intuitions lead us? To leeches and eyes of frogs and all kinds of stuff like that.
JW: You've talked about social norms and market norms. Market norms—money for goods —are straightforward. But how do social norms factor into business ?
DA: I think an interesting perspective of social norms comes into play very strongly in business, and it is amazing how little we understand about them and their power.
These days, companies want more and more of a social contract. How many companies want people to stop working at five, and not answer their emails at night, and not think about work while they drive and while they're on vacation, and not mix business and pleasure, and not talk to people that they meet socially about work, and so on–very few, right?
Now if you pay people by the hour, it will be very hard to achieve that commitment. So what do businesses do? They obfuscate this relationship. They pay people by the month. But the real way to achieve a social contract is to create a relationship like the one you have with your spouse, which is a deep trusting relationship that relies on a somewhat ill-defined give and take.
Health care benefits are the deepest type of exchange that a company can have for its employees. It's basically saying: trust me, when things go really bad we'll be here to take care of you.
But some companies put it back on your paycheck to show you how much they're paying for it. I think that's a bad idea because all of a sudden they're taking something that they're doing to make you feel good and trusting and caring, and saying, here's what it's worth. Even worse, some companies are offering people money instead of benefits.
So imagine I asked whether you would rather I give you health insurance or a $15,000 increase in your salary. You can probably buy health insurance for less than $15,000. So it might seem to be a good financial deal to go for the cash. You might actually go and find insurance for $14,000 or $12,000 and have a positive financial outcome. But what would happen to your loyalty to the company? Your motivation? Your caring?
JW: It pulls it out of the social and puts it into the market.
DA: That's right. As an analogy, imagine I offered you either a $1000 vacation that the company will send you on in the Bahamas or you can get $1000 in cash? The Bahamas might not be the ideal way for you to spend your vacation, so you are likely to ask for the cash and spend it better. After all, you can go to the Jersey shore and get an iPod for this price.
But I guess that your loyalty to the company, your willingness to work an extra weekend or stay late at night, would be higher after the gift than after the money. What businesses don't understand is that they are in this strange place between social relationships and market relationships and the value they can get from the social exchange.
JW: Once you take something out of the social norm and cast it in terms of the market norm, can you go back?
DA: It's very, very hard to go back.
JW: What are the big implications of predictable irrationality for business ?
DA: One thing is to realize that we often have bad intuitions about what drives us. And the only way to really, really know about this is to carry out some experiments. Relying on intuitions is a recipe for a lack of knowledge. Think about medicine as an example here. Medicine used to be all about placebos until the FDA came and forced us to do experiments. It used to be all about intuitions about what's the right treatment – but where did our intuitions lead us? To leeches and eyes of frogs and all kinds of stuff like that.
What we need to do is to be more systematic about experimentations. We need to understand what assumptions we're making when we're offering a product or a package. We need to go ahead and test those assumptions in a systematic way.
Until business adopts something like that, I think it is likely to be much like medicine in the Middle Ages. There's no other way to get out of that trap of bad intuition. And focus groups don't help because focus groups just mean that you get the intuition of people who are not experts.
So, I think that the first point of the big message is that, if we accept that we're limited, we also need to accept that we don't know where we're limited and we need to do systematic testing. As a culture within a company, people need to start evaluating their assumptions.
The second thing is to think about what I call "free lunches." How do we think about behavioral economics as a competitive advantage? How do we get a better understanding of the consumer, the user, the employee, the investor? We need to understand more completely our cognitive limitations, and once we do, we need to use them as a competitive advantage. Based on this understanding we can better think about creating products and services that are compatible with our real abilities.

subset: commoncrawl


text:
By Lori Atherton
It is estimated that between 100 million and 140 million girls and women throughout the world have undergone female genital mutilation (FGM), a practice recognized globally as torture and a human-rights violation, said Shelby Quast, senior policy advisor at Equality Now. FGM, however, is just one of many human-rights abuses perpetrated against girls and women; others include early marriage, sexual violence, lack of access to education, and human trafficking. Quast discussed these issues in her talk, "Protecting the Rights of Girls: A Global Strategy," during the International Law Workshop on March 5.
Quast cited additional statistics: It is estimated that 100 million girls throughout the world will be married as children in the next decade; 150 million girls under 18 have experienced forced sexual intercourse, many as a tactic of war; and worldwide, girls make up more than 59 percent of illiterate youth and are less likely to attend secondary schools.
The obstacles to justice for girls facing human-rights violations are numerous, Quast noted, the foremost being a lack of knowledge on how to report the crime; a fear of being stigmatized in their communities if they report the abuse; being blamed for the incident ("she asked for it"); re-victimization through the justice system—having to share details of the abuse in the courtroom, for instance; and a lack of girl-friendly services to assist those who have been victimized.
A global multi-sector approach is needed to address these issues, Quast said, one that involves a change in attitudes, law and policies, and political will. She noted that Equality Now, through its Adolescent Girls Legal Defense Fund, is working to address these issues by monitoring legal proceedings to ensure cases are tried in a transparent manner; conducting research to identify gaps in the law; and creating partnerships to prevent and better address violations against girls and women.
Watch a video of Shelby Quast's talk.
Read more feature stories.
Comments/Suggestions | Site Map | Work Requests | Admin Portal | Disclaimer | Supported Browsers | U of M Home
Regents of the
University of Michigan. All images property of Michigan Law
The University of Michigan Law School.
625 South State Street,
Ann Arbor, Michigan
48109-1215 USA - Contact Us


text:
Serial bank robber sentenced to 10 years in prison
A career criminal arrested after a spree of five bank robbery attempts was sentenced Thursday to 10 years in prison and ordered to pay $10,000 in restitution to the banks.
"I'm very sorry for robbing all the banks," Joseph A. Licata, 45, told U.S. District Judge Richard J. Arcara during the hearing.
The judge sentenced Licata on his guilty plea to a single count of bank robbery.
Licata, who has spent most of his adult life in prison, said he would use his next stint in custody dealing with mental health issues that have plagued him since his teenage years.
"I have a serious problem," Licata told the judge. "I have failed a lot, your honor. I'm sorry."
Licata asked the judge to send him to a prison that could provide him with counseling and medical treatment, and he promised to take advantage of that help, which he did not do during his previous incarcerations.
"I know I can do it," he said of dealing with his mental health issues. "I really want to make it different."
Licata said he has been diagnosed with a bipolar disorder as well as physical ailments. He said he still suffers from nightmares, and he traced his mental problems to his troubled childhood.
Brian P. Comerford, Licata's defense lawyer, said Licata has made significant progress dealing with his mental health issues while in custody in the Erie County Holding Center.
"He's finally on meds that help him think clearly about what's going on in his life," Comerford said in court.
With strict post-release supervision to make sure he is taking appropriate medication, "he could be OK," Comerford said.
The 10-year sentence was longer than the eight years Comerford requested, but slightly below the minimum length in sentencing guidelines.
The charge carries a maximum penalty of 20 years in prison.
Arcara said Licata appeared remorseful and, for the first time, admitted his mental health issues.
While Licata has a lengthy criminal record, "he is trying to make an effort," Arcara said.
Licata's comments indicating he wants to be a better person made an impression with the judge.
"Don't forget what you said here today," Arcara told Licata as the defendant was led from the courtroom.
Before his arrest on the bank robbery attempts, Licata had 15 prior criminal convictions, including for robbery and burglary, and had just been paroled after serving a three-to-seven-year state prison term in a 2005 robbery case.
After the robbery spree in the last week of November 2010, he was arrested by Town of Tonawanda police after he got out of a taxi outside a Grand Island Boulevard motel. Buffalo police relayed information from a tip call they received. His sister had called police to give them his name after they released a photo of the serial bank robber.
Assistant U.S. Attorney Michael L. McCabe, who handled the case, reminded the judge that Licata has had chances before to deal with his psychological issues.
"He's had opportunities in the past, your honor, and every time he's rejected them," McCabe said.
For a seven-day stretch, Licata inflicted fear among tellers at the banks, McCabe said.
During two of his holdups, he passed a note in which he threatened he had a gun but never showed it.
Licata was implicated in robberies or attempted robberies at five banks: an M&T Bank branch at 130 Grant St.; a KeyBank branch at 52 Amherst St.; a Bank of America branch at 495 Elmwood Ave.; an HSBC Bank branch at 529 Elmwood Ave.; and a Bank of America branch at 1171 E. Delavan Ave.
email: firstname.lastname@example.com


text:
Are you wondering how to get the most from LinkedIn? Over the last few months, the LinkedIn network has made upgrades and undergone changes.
If you already have a profile created on LinkedIn, it's a great time to revisit and refresh your presence!
Or if you're just wondering how to get started, these 5 simple steps will help you make the most of your time and effort!
Why LinkedIn?
LinkedIn is the largest professional social network online today, with over 100 million professional users. The average household income of LinkedIn users is over $88,000 per year, which outpaces the average income for the readership of the Wall Street Journal, Forbes and Business Week!


text:
Sliding Triangle Hipster Bottom Bikini
Anna Kosturova
Anna Kosturova
Or 4 installments of $14.00 by afterpay Learn more about Afterpay
- Body: 100% cotton
Lining: 100% poly
- Hand wash cold
- Top ties at neck and back
- Top and bottom sold as a set
- Revolve Style No. AKOS-WA3
- Manufacturer Style No. AK001TH
- Modeled in size S.
- Model Measurements: Height 5'8", Waist 24", Bust 32", Hips 34"
- Need size help? Contact our Style Expert!
The visual impact of Snow White's vibrant costume caught Anna Kosturova's eye at a young age and never left. Now, she uses that inspiration to design high-end bikinis, maillots and cover-ups in hand-finished cotton crochet and sumptuous silks.
If an item you would like to purchase is out of stock, you can place a Special Order Inquiry. REVOLVE will then check the availability and obtain an approximate arrival date for the item, if available. Typically, it takes up to 3-4 weeks to verify this information.
Placing a Special Order Inquiry is absolutely free and there is no obligation to follow through with a purchase.
- You will be notified by email once we receive the item.
- You may cancel at any time without penalty
- Your card will ONLY be charged when your order is shipped.
- Availability is not guaranteed.


text:
So Netflix is paying $1 billion to Epix for the rights to stream titles from Paramount Pictures, Lions Gate and MGM. This could have been a big deal, but it preserves the cable networks' 18 month exclusivity window. At the end of the day the Roku box remains a gateway to sometimes good, but somewhat stale Hollywood fare.
HBO and friends live on for a few more years as they evolve their businesses. Cable companies can continue to force customers into bundles that lump four or five "movie" channels showing pretty much the same stuff. Do cable companies see their reign coming to an end, and are just cash cowing their existing business models? It's clear the "movie" channels are weaning themselves from studio fare. They continue to expand their original programming efforts — and doing it quite well. But what about the cable companies? Beyond caller ID on my TV for the phone line no one in my family uses, we're not seeing a lot of innovation from Comcast, Charter, and company.
A more disruptive deal from Netflix would have forced big cable's hand. We'll just have to wait until the next round of studio deals with distributors to expire.


text:
Marshall A. Martin agricultural oral history interviews, 1993 | Purdue University Libraries, Archives and Special Collections
Extent: 0.2 Cubic feet
Subjects (links to similar collections)
Forms of Material (links to similar genres)
Scope and Contents: The Marshall A. Martin agricultural oral history interviews (1993; 0.2 cubic feet) includes three DVDs containing five interviews with prominent regional and national figures in the field of agriculture. The five individuals interviewed are Earl Butz, Jim Moseley, Robert Thompson, Don Paarlberg, and Will Erwin. The interviews were created for a senior level agricultural policy class at Purdue University, School of Agriculture in the Department of Agricultural Economics under the direction of Marshall A. Martin. Each interview opens with a few words about the interviewee's Purdue connection, goes on to discuss their involvement with agricultural policy, and closes with comments about career opportunities for students. The type of material is DVD files


text:
Pantone LLC is a wholly owned subsidiary of X-Rite, Inc.© Pantone LLC, 2018. All rights reserved.
need help?
find products in 3 easy steps
find a PANTONE Color
Discover your personal colors! Now Leatrice Eiseman, the world's leading color expert, will show you how to achieve personal fashion style through the colors that will energize your wardrobe, cosmetics, and hair, flatter your face and figure and make shopping easier.
Based on the colors of your eyes, hair, and skin (and your psyche), discover your personal range of beautiful colors in Leatrice's "Colortimes." Tear out your personal Colortime palette and take it with you to make shopping fun, easy, and in tune with you!
Pantone will be conducting inventory between October 1st through 5th. In order to receive your products in a timely manner, please consider placing your order beforehand.
Find a product in : Your Country
Read: Shipping & Rates
View: Return Policy


text:
For the best possible display, this portrait should be professionally framed.
A frame is not included with this artwork!
Approximate Measurements
Artwork Panel: 45cm x 45cm ≈ 17¾" x 17¾"
Silk/Brocade Border: 55cm x 55cm ≈ 21¾" x 21¾"Information about how this Asian painting is mounted
This is the very simple translated title of this piece
Title Information
|(Through) Spring
|Autumn (and)
|(the) Four
According to the artist, this depicts several dancing cranes seeking shelter from the hot sun under a tree in the cool meadow.
This is painted on special xuan paper (rice paper) with then mounted with a silk border.
Shipped to you in ready-to-frame condition.
Chen Wei-Ling puts the finishing touch signature
on the beautiful Asian Artwork that
she and her husband created for me.
This hand-painted artwork is from the
The artists of this collection are actually a married couple who travel around China together looking for subjects to paint. Their real names are Chen Yong Ping and Chen Wei Ling but they sign all of their work under the single pen name Xiao Meng.
They work as a team on most of these paintings. One of them does the background and the other will handle the detail work on each painting.
The artists take great pride in the fact that they have developed their own unique painting style which they call "hazy painting" (this is roughly translated - it sounds better in Chinese).
They use a combination of "freehand style" and "elaborate style" in their paintings. The background is done using broad fast strokes and spray with very thin paint. The foreground (cranes) are done with a lot of detail using a delicate technique with a very fine brush.
This item was listed or modified
May 10th, 2015
Gary's random little things about China:
If you are from my generation, you may remember the video game called "Frogger". It involved crossing a busy road while narrowly dodging cars and truck, often both in front of and behind you at the same time.
Well you can play real live Frogger every time you cross the street in China. It is perfectly normal to cross a four or six-lane road, one lane at a time. You stand motionless on the white, dashed line between lanes as cars and trucks whiz by you on both sides with only inches to spare. When the next lane is clear, you advance (there is no retreat in this game, that could get you killed, since drivers in China would never expect that).
If you did this in America, drivers would come to a screeching halt and think you were crazy (they might even tell you so, using colorful words and hand gestures). It is simply a different culture, or rather a different way of doing things in modern Chinese culture.
Gallery Price: $70.00
Your Price: $38.88
Gallery Price: $120.00
Your Price: $48.88
Gallery Price: $60.00
Your Price: $32.88
Gallery Price: $120.00
Your Price: $48.88
Gallery Price: $63.00
Your Price: $34.88
Discounted Blemished
Gallery Price: $35.00
Your Price: $19.00
Discounted Blemished
Gallery Price: $33.00
Your Price: $18.00
Discounted Blemished
Gallery Price: $35.00
Your Price: $19.00
Gallery Price: $70.00
Your Price: $38.88
Gallery Price: $70.00
Your Price: $38.88


text:
|Michael St. Croix
When it comes to prospects, the Rangers boast few scorers in their system. The recent second round swap with the Canadiens that sent Christian Thomas to Montreal for Danny Kristo could pan out. That story will be worth following this Fall. As for recent drafts, Michael St. Croix comes to mind. He's hardly ever mentioned despite consecutive strong offensive showings with the Edmonton Oil Kings of the Western Hockey League. The son of former NHL goalie Rick St. Croix (Flyers, Leafs) is looking to prove critics wrong.
Selected by the Rangers in the fourth round 106th overall of the 2011 Draft, the 20-year old St. Croix followed up a 45-goal 105-point season with 37 markers and 55 assists totaling 92 points in all 72 games. While the production didn't match '11-12, the Winnipeg native lit it up in the WHL playoffs tallying 13 goals and 13 helpers for 26 points- leading the Central Division winners to the WHL Finals where they fell short in a bid to repeat losing in six games to the Portland Winterhawks for the championship. Here's a closer look at the center the Rangers signed last year (9/14/12).
PLAYER: Michael St. Croix
Position: Center
Shoots: Right
Height: 6-0
Weight: 179
Born: 4/10/1993
Hometown: Winnipeg, Manitoba
Drafted: New York Rangers 2011 Round 4 No.106
2010-11: In his second season with the Oil Kings, St. Croix improved across the board achieving new highs in goals (27), assists (48), points (75), plus/minus (28) and games played (68). He scored a goal in four playoff games. It impressed Ranger scouts enough to take him in the fourth round.
2011-12: Year Three was a breakout with St. Croix's 105 points placing eighth in WHL scoring that included notables Emerson Etem and Ty Rattie. His 45 goals and 60 assist ranked in the top 10. He also improved his plus/minus to plus-40. The offensive explosion garnered East Second All-Star Team honors. In the postseason, he tallied seven goals and 12 helpers for 19 points in 20 games helping lead the Oil Kings to the Chynoweth Cup. Edmonton advanced to the Memorial Cup where they fell to eventual host champ Shawnigan. St. Croix was held to one assist in the tournament.
2012-13: His 92 points (37-55-92) was seventh best in the WHL. He was named to the East First All-Star Team. St. Croix established a career best in power play goals (20) and had six game-winners. Nearly half his production came on the power play totaling 44 power play points. His improvement during Edmonton's run to the Chynoweth Cup Finals is a positive. Thirteen goals and 13 assists is a nice split. Only four of his 26 points came on the man-advantage. His point total ranked third best.
Scouting Report: I couldn't find anything recent. Judging from previous accounts, most are undecided on him. The pluses are St. Croix's offensive capabilities. He possesses good hands that can both finish and set up. He is undersized. Don't put too much stock into him being generously listed at six feet. He definitely must get stronger. Especially entering his first year as a pro.
Video: There really isn't much. Considering his numbers, it's kind of a downer. I did find this scrap from a couple of years back.
Ironically, recent highlights of two goals he scored comes via NYR Blog contributor Adam Herman.
Future: Given that the Ranger organization unloaded another smallish prospect Thomas, it's hard to say what his future is. It could depend on how quickly he adjusts to a more physical game in the AHL. Maybe he's one of those classic overachievers. Only time shall tell.


text:
Large 3 Story, 7 Bedroom Historic Brick Home on Quiet Street * Some Updates are Completed * Owner Just Spent Several Thousands to Repair Roof and There are Now No Leaks * New Kitchen Cabinets * Some Newer Tilt Windows * Some New Flooring * Owner Just Has Gotten Busy with Work and Another Project and Just Does Not Have the Time to Complete This Rehab Project * Wonderful Opportunity for an Investor to Make a Great Return on Investment With Several Comps Within 1/4 Mile From $157,000 to $235,000 * This is Truly a Must See to Understand the Potential !!
Listings displaying the MARIS logo are courtesy of the participants of Mid America Regional Information Systems Internet Data Exchange. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Copyright © 2018 Mid America Regional Information Systems.


text:
When my mother moved out of her condo recently, I volunteered to rent it for her.
When my mother moved out of her condo recently, I volunteered to rent it for her.
"Don't worry," I said. "Leave everything to me. I have a LOT of experience with this sort of thing."
And by experience I meant that I had watched all 13 seasons of "House Hunters" as well as "Property Virgins," "Property Ladder," and "Property Ladders Used By Virgins."
Obviously, I was overqualified for the simple business of listing and renting a small condo.
Job one was to craft the perfect advertisement.
My vast TV real estate background had taught me to use words like "cute" or "cozy" to describe the smallish rooms and closets. Likewise, old plumbing is best described as "vintage" or "quaint." Which sounds way better than "iffy" and "disappointing."
I placed the ad in the newspaper and on a few freebie websites and waited for the phone to vibrate.
And waited some more.
And then a little longer.
After three days, I finally started getting some calls. To my chagrin, none of the callers were anything like the adorable couples on "House Hunters." I began to pine for the nitwit housewife who always whines about the lack of a double vanity as if that is the most important thing. ("Sure, it's a great school district and it's $100,000 below tax value but what's with the single vanity?") The very first call set the bar pretty low.
After we discussed a few of the particulars, the caller said, "Tell the truth. How serious are you about that whole paying-the-rent-on-time thing? Oh, and can you waive the deposit? I promise I won't get it dirty."
The second call was from someone who wanted to know if "no pets" really applied to him because "Everybody loves MY dog."
The third call came late in the evening and I had already had a glass of wine or three.
"Me and my girlfriend want to rent your place," he said. "But before we go any further, what color are the walls?"
"Off-white," I said.
"That doesn't work for us," he said. "We like bold colors. Would you mind painting the place? We love black."
Another caller informed me that the price and location were great but she did "really like to PAR-TAY on the weekends," and how did I think her new neighbors would feel about that?
Was everyone reading the ad a complete dingus?
Another caller told me he liked the place but didn't "technically have any references" because of disputes with his previous landlords because they wanted the "full rent" "paid on time" "without having to beg for it."
"You're breaking up," I said.
Another caller asked me to drop the price by 100 bucks because she had a car payment. I told her I had one, too. "Circle of life, Toots," I said. She said, "Who is Toots?"
Happily, I did finally find a great tenant. And I hope that he lives there for a very, very long time.
Celia Rivenbark's newest book, "Rude Bitches Make Me Tired," comes out Oct. 22. Visit www.CeliaRivenbark.com.


text:
AK Steel Announces Retirement of Human Resources Executive
Feb 20, 2013, 02:00 EST
WEST CHESTER, Ohio, Feb. 20, 2013 /PRNewswire/ -- AK Steel (NYSE :AKS ) said today that Lawrence F. Zizzo, age 64, Vice President, Human Resources, has elected to retire effective March 31, 2013.
Mr. Zizzo has served in the steel industry for 35 years, joining AK Steel in January 2004 as Vice President, Human Resources. Prior to his AK Steel career, he held a number of division-level and executive-level positions with the former National Steel Corporation, including serving as that company's Vice President, Human Resources. Mr. Zizzo began his steel industry career with National Steel in 1978.
"Larry has done an excellent job in helping to shape AK Steel into the world-class company it is today," said James L. Wainscott, Chairman, President and CEO of AK Steel. "We thank him for his outstanding service, and we wish him great health and good fortune as he enters the next phase of his life."
Mr. Zizzo is a member of several professional associations, and he currently serves on the Board of Trustees of Abilities First in Middletown, Ohio. He previously served as Vice President of the Middletown Area Senior Citizens Center, and as a member of the Butler-Warren (Ohio) Workforce Investment Board. He has also been active in the past in the American Iron and Steel Institute and the United Way.
Mr. Zizzo is a graduate of Youngstown State University with a bachelor's degree in sociology and psychology, and a master's degree in criminal justice.
AK Steel
AK Steel produces flat-rolled carbon, stainless and electrical steels, primarily for automotive, infrastructure and manufacturing, construction and electrical power generation and distribution markets. The company employs about 6,100 men and women in Middletown, Mansfield, Coshocton and Zanesville, Ohio; Butler, Pennsylvania; Ashland, Kentucky; Rockport, Indiana; and its corporate headquarters in West Chester, Ohio. Additional information about AK Steel is available on the company's web site at www.aksteel.com.
AK Tube LLC, a wholly-owned subsidiary of AK Steel, employs about 300 men and women in plants in Walbridge, Ohio and Columbus, Indiana. AK Tube produces carbon and stainless electric resistance welded (ERW) tubular steel products for truck, automotive and other markets. Additional information about AK Tube LLC is available on its web site at www.aktube.com.
AK Coal Resources, Inc., another wholly-owned subsidiary of AK Steel, controls and is developing metallurgical coal reserves in Somerset County, Pennsylvania. AK Steel also owns 49.9% of Magnetation LLC, a joint venture headquartered in Grand Rapids, Minnesota, which produces iron ore concentrate from previously mined ore reserves.
SOURCE AK Steel


text:
|The Spunky Monkey
You see, Kim over at Finding Joy In 6th Grade brought me to Texas last week, to the Corner on Character, for her friend Barbara. At first, it was touch and go, actually, because she lined all of us up - there must have been two dozen of us on that store shelf - like we were part of a Star Search or something and I wasn't sure I'd make the cut. She looked us over and inspected us good. It may have been my rainbow stripes, though I'm not exactly sure what she was looking for. What I do know is that it felt like warm sunshine when she put everyone back, and picked me. You'd be smiling a big ol' Texas-smile, too!
We took a VERY long road trip, stopping at some fun historical markers along the way before arriving in Friendswood. While there, we got to visit this really awesome elementary school (where I was secretly hoping I could stay), eat dinner around a dinner table (that husband sure grills a mean bratwurst!), play Clue and Boggle with a fun family (that little boy has a LOT of energy!), and spend the night at a comfy Bed & Breakfast. We even got to Skype chat with Reagan at Tunstall's Teaching Tidbits over our Starbucks candybars-in-a-cup Friday morning, making it an official blogging meet up. Have you met that teacher? Another reason to smile! Did I luck out or what?
So Kim (who, in case you're wondering, is even kinder and more encouraging, supportive and joyful in real life than she is in cyberspace) left me at the Corner and here I am, waiting in my rocker to go back to that cool school and meet my new friends. (I'm pretty sure I saw a special someone named JOY while I was there!) I'm told Barbara goes back to work on Monday, and I'm beyond excited!
So that's the story behind my smile. It was SO much fun to be there, at the Corner, when Kim met Barbara. They just talked and talked. Even the young teenaged boy, who's kind of a non-stop talker himself, asked them,"What can you two possibly still be talking about?" It was like they'd known each other forever, proof positive that you're never too old to get gleefully giddy about a new friend.


text:
University of Missouri
Home | People | Locations | Program index | Calendar | News | Publications
Continuing education Seminars Courses
MU Extension > calendar
Professional development events
Missouri 4-H events
Missouri Business Development Program calendar
Nursing Outreach Conferences
CAFNR events calendar
University of Missouri calendar
QuickBooks for Beginners (Session 2 of 2)
When: Wednesday, Feb. 19, 2014, 6 p.m. to 9 p.m.
Session topic:
Hands-on workshop to learn the basics of QuickBooks. This class targets businesses that have minimal experience with QuickBooks.
Call 660-259-2688 or email firstname.lastname@example.com
Kelly Dyer, email@example.com Development Program SBTDC, MU Extensionphone: 573-634-3511
About | Jobs | Extension councils |
For faculty and staff | For researchers | Giving | Ask an expert | Contact
© 1993
to 2015 Curators of the University
of Missouri, all rights reserved, DMCA
and other copyright information
University of Missouri Extension is an equal opportunity/ADA institution.
University of Missouri Extension
© 1993
to 2015 Curators of the University of Missouri, all rights reserved


text:
Date & Time: 01/03/2018 16:00 - 18:00
Drivetime is an upbeat show with lively music to help to get you safely home. Traffic updates will keep you moving in and around Calderdale and help to ease you into your evening after a hard day at school, college, work or home. You can text in and request a song to drive home to but only if it's safe to do so of course. Don't be part of our traffic update!


text:
LANSING � It's been 21 years since work wrapped up on a $58 million restoration of the state Capitol, a National Historic Landmark that remains among the most revered sites in Michigan.
Keeping the building in good shape, though, has proved tougher than expected at the time of the 1992 rededication. Money was tight during recessions and budget deficits. In better times, lawmakers had more pressing priorities or tried avoiding the political awkwardness of sprucing up their own house with taxpayer dollars.
But some legislators say the 135-year-old Capitol can no longer wait. They are pushing a five-bill plan, which may win final legislative approval in December, to overhaul oversight of the building and its grounds, make them a state historic site and create a permanent maintenance fund.
"All we're doing is taking some general fund money and directing it toward this building. There's no increase in taxes, no increase in fees," said Senate Majority Leader Randy Richardville, a Monroe Republican. "This is an historic building, and we found some leaks, we found some other problems starting to happen and there's nothing in place to take care of that. I think it's important that we do take care of this building."
The main bill sponsored by Republican Sen. Roger Kahn of Saginaw Township unanimously cleared the Senate before lawmakers' recent two-week fall break. It would create a new commission to maintain the Capitol and oversee area parking lots.
Another Kahn bill still pending on the Senate floor would earmark $3 million a year from tobacco taxes, adjusted for inflation, to a fund for Capitol upkeep and restoration projects, beginning in the 2014-15 fiscal year.
Veteran legislators and officials who've long worked at the Capitol say the intent of the legislation is to make decisions about painting the dome and fixing the roof less "political." Nothing would stop lawmakers from pulling money out of the new fund for other purposes, but supporters say having an ongoing revenue source year in and year out would be better than leaving it to the Legislature to set aside funding for Capitol upkeep during budget fights.
The last state budget included $3 million for Capitol maintenance, some of which was used to install new carpet in the legislative chambers and update technology under their floors � cables for the electronic voting systems, computer wiring and electrical adapters. Hearing loops were installed in the viewing galleries so it's easier for people with hearing aids and cochlear implants to listen.
Senate Secretary Carol Viventi said she and House Clerk Gary Randall spent up to a dozen years asking to replace the fraying Victorian-era replica carpet that was held together in places with duct tape.
"We just would like not to have the whole building fall into disrepair the way it had for many years," Viventi said.
Under the legislation, the new commission would include the Senate secretary, House clerk, two people appointed by them with expertise in operating or restoring historic buildings and a gubernatorial appointee, possibly a Capitol architect. The Michigan Capitol Committee, a 12-member panel of legislators and gubernatorial appointees, now makes recommendations about repairs and maintenance to the governor and legislative leaders.
The bills would let the new State Capitol Commission decide on such recommendations.
Viventi said facilities employees have done the best they can with limited funding � mowing the lawn less often, for instance. But there's a list of projects needing attention, she said, ranging from decorative painting and step repairs to addressing ceiling cracks and aging roofs.
About 115,000 visitors take annual guided tours of the Elijah Myers-designed building modeled after the national Capitol.
Rep. Sam Singh, an East Lansing Democrat, said it was a no-brainer when he was asked to sponsor a related bill that recently passed the House unanimously.
"Historically, we've let this building of the people go into disrepair," he said. "Having an appropriate mechanism to make sure we're keeping it up to the standards that people want is very appropriate."
Bills seek lasting maintenance of Mich. Capitol
LANSING � It's been 21 years since work wrapped up on a $58 million restoration of the state Capitol, a National Historic Landmark that remains among the most revered sites in Michigan.


text:
Another day, another dollar, Where's my change?
Another promise from Obama, where's my change?
So don't be shocked when folks try and numb the hurt and pain
Insert their veins, help in-vain and turn to Kurt Cobain
Funny, it works the same from the ghetto to the burbs
White, spic, black, and yellow high off syrup or that herb
They trying to get they fucked up minds off the debt they in
One day they obsessed with men, the next day they straight lesbian
Ma, I feel your stress, I know it left your mental ill
It's funny how that doctor quickly recommended pills
What I said is real
Question: How can Bless appeal
To a broader audience who don't care for the better skills?
But maybe one day the scale'll tilt my way
Too many cheat to win like Belichick with Spygate
I spit the tears from the ghetto of every dry face
Welcome to the capitol of the suffering's mind state
Plot on my plate? No, I stood in line, ace
Patience pays off, but it ain't compensate for my wait
See in a year what I build, now you getting ill
Come on, now tell me how it feels
Got a ride-or-die by my side with rebellious zeal
Others had to wine and dine her, she be prepping me meals
She kept begging for shoes, I said no bread, so just chill
She still brained me up, dog — she's head over heels
Know what it's like to work the streets for like a couple of weeks
Trying to build up them custy's to smuggle weed cause you're up shit's creek
Hungry with no grub to eat
Wishing it ends suddenly
Holding hands on a date while misery's your company
They try to keep us in check
Keeping our checks, tax us and bail — these leeches leaves us depressed
This is as steep as it gets, my peoples deep in some debt
They all pray for the green now, like Tebow does for the Jets
You see, I'm wide awaken and to train me, you need a lion tamer
The one-man Wu-Tang, triumph designed for the rhyming tracers
My lines are made up of Einstein data, visions of Mayan painters
The Contra flame gun, and facts science favors
Sell my soul and mind to majors?
Now, that'll be the day Tyler the Creator
Says that God's his guider and his savior
I am waving hi to haters
While these lights around me like I'm riding 'round in Vegas
Eye it from the highest to the nader like..
I see it all
It's 5:30 in the morning
Zone out
Fuck Geraldo
Rock them hoodies
It's 5:30 in the morning, why the fuck am I up?


text:
WHEREAS, Governor James E. McGreevey issued Executive
Order No. 11 on March 4, 2002, for the purpose of
declaring a state of water emergency throughout New Jersey
due to an accumulated precipitation shortfall dating back
to 1998, along with significantly depleted surface and
ground water levels, including unprecedented low stream
flows across the State; and
WHEREAS, Administrative
Order No. 2002-05, as amended and supplemented or
superseded by Administrative Order Nos. 2002-07, 2002-14, 2002-15, 2002-17, 2002-18, 2002-20, 2002-21, 2002-23 and 2002-25, imposed
Phase I - Mandatory Restrictions, as set forth at N.J.A.C.
7:19-13 et seq., on water users throughout the State;
WHEREAS, coordinated water management measures exercised
by water suppliers, citizens, businesses, institutions,
municipalities, counties, and the State, including water
conservation efforts and voluntary and mandatory water
use restrictions, effectively curtailed water use demands
and allowed for the preservation of available supplies
during the critical summer months; and
WHEREAS, abundant precipitation since mid-September 2002
has contributed significantly to eradication of the protracted
statewide precipitation deficit, substantial restoration
of stream flows and ground water levels throughout much
of the State, and replenishment of water supply storage
in critical New Jersey reservoirs; and
WHEREAS, Administrative
Order No. 2002-25 rescinded Administrative
Order Nos. 2002-23, effectively lifting the Phase
I - Mandatory Restrictions in the Northwest, Northeast
and Central Drought Regions, but continued such Mandatory
Restrictions in the Southwest, Coastal North and Coastal
South Drought Regions; and
WHEREAS, surface water reservoirs recover relatively
quickly in response to more normalized precipitation,
while substantially depleted groundwater supplies may
take years to be replenished following successive drought
episodes; and
WHEREAS, by Executive Order No. 44, signed on this date,
January 8, 2003, Governor James E. McGreevey has terminated
the state of water emergency throughout New Jersey based
upon substantially improved climatic and water supply
conditions, while underscoring the need for continued
vigilance to achieve stabilization of available water
supplies through efficient management and prudent use
of the resource, in addition to "continuing voluntary
water conservation practices"; and
WHEREAS, Governor McGreevey's Executive Order No. 44 directs me to continue to scrutinize applications for
development in the Atlantic County Townships of Egg Harbor,
Galloway and Hamilton "to ensure that new development
and new water connections can be supported by the water
supply on a sustained yield basis; and
WHEREAS, the Governor's Executive Order No. 44 also directs
me to coordinate with the Pinelands Commission Chairman
and members as well as affected mayors in developing strategies
for growth management in the three Atlantic County Townships
and other Pinelands Comprehensive Management Plan designated
growth areas; and
WHEREAS, as part of the Governor's overall charge to
me in Executive Order No. 44 to strengthen protection
of New Jersey's water supply on a short and long-term
basis so as "to reduce the frequency and severity
of drought emergencies" in the State, it is appropriate
and necessary to continue to impose a reduced level of
water use management through implementation of the Department's
non-emergency "Drought Warning" authority;
NOW, THEREFORE, I, Bradley M. Campbell, Commissioner,
pursuant to the authority vested in me by Executive Order No. 44, and by the Water Supply Management Act, N.J.S.A.
58:1A-1 et seq., and its supporting regulations, hereby
adopt the following Order, which shall supersede Administrative
Order Nos. 2002-25 and 2002-27:
Department: NJDEP Home | About DEP | Index by Topic | Programs/Units | DEP Online
Statewide: NJ Home | Services A to Z | Departments/Agencies | FAQs
Copyright © State of New
Jersey, 1996-2018
Last Updated:
August 14, 2018


text:
Interview with Writer Lisa Jey Davis
Lisa Jey Davis, aka Ms. Cheevious, is a world renowned writer and blogger and her very popular blog at www.mscheevious.com is about thoughts on pop culture, health tips, and much more. Lisa talked with me about her life as a writer and about her new book Ms. Cheevious In Hollywood – Adventures & Mishaps of an Accidental Hot Mamma, which is coming out this fall.
Nick- Hello Lisa Jey Davis how are you doing today?
Lisa- I'm good how are you?
Nick- I'm doing great. Where are you calling from today?
Lisa- Santa Monica, California.
Nick- Nice. Is it beautiful there right now?
Lisa- Yes it is! I'm three blocks from the beach so you can't really beat it.
Nick- That sounds great because I haven't seen a beach in quite some time.
Lisa- Well I was just there and it was beautiful.
Nick- Well Lisa what's going on with you?
Lisa- I'm just writing and trying to get this book finished.
Nick- Is that the Ms. Cheevious book that is coming out this fall?
Lisa- Why, yes! Yes it is.
Nick- Well thanks for your time today and I can't wait to here all about what you have going on. You are the award-winning writer and publicist Lisa Jey Davis, aka blog personality Ms. Cheevious. Besides your popular Ms. Cheevious blog, you have written articles for publications like the New York Review, Mountain Parent, The Associated Press, and you do a speaking tour focusing on single moms. You own and operate Jey Associates, a marketing and public relations firm in L.A, and you've worked with MTV, CBS, the NFL, and Motown doing television production. That is a lot of stuff! First let's talk about your blog Ms. Cheevious. Back in 2007 Ms. Cheevious in Hollywood won Best Unpublished Manuscript at the New York book festival. Is that when all this began?
Lisa- I suppose you could say that's when it launched into more of a solid "thing." I got the idea for a few different books probably around 2003 or 2004. I started talking to friends about all the books that where coming out. I remember there was a book called I Don't Know How She Does It and I read it because from the title, it sounded like my life. At the time I was newly divorced, had a child in first grade, and was making it work on my own. It was fiction but this woman was married, had a nanny, had a six-figure income, but still couldn't seem to figure out how to get it done. So, though that book is called I Don't Know How She Does It, I said to my girlfriends "I'm writing a book called I'll Tell You How She Does It." I was frustrated with the perception of woman fumbling around as they juggle career, life, and everything else all at once. It's quite impossible to do it the way that people think, but it isn't entirely impossible. What I mean by that is that woman can be organized, smart, strong, powerful, and still be loving mothers. They can be the lover, the wife, the partner to someone, and still be very happy. It just really depends on your situation and what's going on in your life.
I had just come through a horrific divorce and, and yet I seemed to be holding things together, despite the challenges. So, I just thought 'I am definitely going to write about this.' Of course, the fact that I was able to break into the entertainment industry was nice. I had, at that point, just sort of been doing freelance publicity work for people. I hadn't really established a business in that realm and I really wanted to pursue television production, which I was able to do right after my divorce. I moved up to L.A to do that. And THAT is what Ms. Cheevious is all about. Despite the odds, despite the horrific speed bumps in life, or curve balls that get thrown our way, it is still possible to pursue your dreams… to pick yourself up by your bootstraps (or bra-straps) and come up with a plan. Come up with what you want, plot it out and make it happen. And that's what I did.
The beginning of the Ms. Cheevious book covers the divorce, the unraveling part, the very end, and then my plunging into that focus and determination to follow my dreams and make it happen in that realm of television production and entertainment. The end of the book goes to where I move to a new chapter and take off to Aspen, Colorado for a one-year adventure. That's the end of the book. The next book will cover that adventure.
Nick- I really like Aspen, that's a cool place. That will be an interesting place to start off your new book.
Lisa- Yeah, it was fun! I ended up there for four years, even though it was supposed to be one.
Nick- Well I've been reading a lot of your posts on mscheevious.com and first off it's very refreshing because you compose your writing very well. It's a place where someone can go and read a variety of topics and not just your personal life, but health types, reviews, and different kinds of advice for men and woman. How do you go about choosing these topics to write about?
Lisa- Well you've read some of the posts so you must know that Ms. Cheevious has her own persona. Ms. Cheevious is just what the name connotes: that she is sassy, does everything her way, and that's just the way it's gonna' be. So when you're in Ms. Cheevious-land (that's what I like to call it) you are subject to a whole new set of ideas and customs. I'm an avid reader and I'm online pretty much all day long. I'm on my computer writing, constructing pitches and researching things for clients, so I read all the time in a variety of areas and if I have a client that is into fashion and they have a new line of graphic tee's, I'm going to be looking up their competition. I might have someone who has got a principle role in a feature film coming out and I want to know who are the producers, directors, and what work they've done. All along the way, with the help of the Internet, where everything is at your fingertips, that's where I get my inspiration. I remember I recently wrote an article called Ten Things Guys Secretly Wish About Girls, and the reason I wrote that was because I noticed that a lot of blogs and articles, especially online, love the numbered posts like the top ten things. People like to find those quick lists of things for whatever reason. I thought, "Well what would Ms. Cheevious make a list about?" and that's really how that came up, it was that simple. Ms. Cheevious isn't qualitative research or quantitative, for that matter. Ms. Cheevious has her own opinions but also she'll reach out to her friends and ask them what they would do in situations.
Another post I wrote came from reading one of my favorite blogs. They had a post called How Buffy the Vampire Slayer Ruined My Life, and I thought it was really funny and interesting. The title grabbed me because I loved the movie Buffy the Vampire Slayer, which was made before the series. I remembered seeing that in the theater as a young kid and I just loved it. I still remembered lines from that film so I went back and I researched online for a list of quotes from the film and wrote an answer post called How Buffy the Vampire Slayer Rocked My World.
Recently, I did a post for Memorial Day called Remembering which was a very personal post about people that we've lost in our lives and how important it is to remember them and to take the time when we're out grilling and having fun to actually remember what the day is for. I do book reviews and I have a whole segment called Techno Babe Moments where I'll review a product. I did one on an app called 'the bug app' for the iPhone and Android. It promised to scare away mosquitos! Those are Ms. Cheevious types of apps! Ms. Cheevious is allergic to bees and is afraid of bugs! She loves to be able to say "there's an app for that" for every single one of her problems. That's the whole nutshell of Ms. Cheevious and the blog.
Nick- Are we ever going to see a discussion between Lisa Jey and Ms. Cheevious?
Lisa- Well that actually does happen on twitter. <laughs> There have been some blog posts as well and it's funny because Ms. Cheevious is a character. She's the crux of the book and she has the blog but Lisa Jey Davis is the writer and the brains behind it. I (Lisa Jey Davis) have my own Twitter and my own Facebook page, which is facebook.com/lisajey. Ms. Cheevious has her own page and her own Twitter and they are very different. Lisa Jey Davis tries to post more thoughtful, thought-provoking posts, and she's very interested in reading literature and very intelligent articles. Ms. Cheevious is all about being mischievous, having fun, enjoying every moment in life, and not letting people bring her down. Her stuff is much more comedic. But every once in awhile Ms. Cheevious will say on twitter or somewhere, "I would never do that, but Lisa Jey might."
Nick- I see that she's making videos now right?
Lisa- That's Lisa Jey Davis. Ms. Cheevious makes videos, but they are more infrequent because Ms. Cheevious' video goal is to make comedic scripted videos, or topical series segments (like Techno-Babe Moments). Ms. Cheevious may talk up at the beginning about what the video is about, but then there will be a segment with actual actors. There is one on the Ms. Cheevious YouTube channel (@Iammscheevious), which is really funny about a really bad customer service experience I had. Lisa Jey's videos are vlogs (Enjoy Every Day with Lisa Jey) that I used to do daily. They were super lengthy, and I was taking people on my day with me and then I when I got home I had to edit it all, so it become too cumbersome. Then I got this brilliant idea to just do a thought a day, whatever it might be. Whatever occurred to me throughout my day and would be encouraging thoughts for people and even that became too much. I started getting close to my deadline for my book so I only do it once a week now.
Nick- Well deadlines are kind of necessity for writers don't you think?
Lisa- Well you have to be in a certain mind-space in order to write something that has true depth of meaning and still make it funny and enjoyable. That's the trick. It's definitely a process.
Nick- You own Jey Associates right? Can you tell us about that?
Lisa- Yes. It's kind of a juggling act to have to switch hats and be the publicist or the marketing advisor, or the social media campaign manager for a client and make it all happen at the same time while I'm trying to do everything else. That doesn't even count the fact that I'm really into fitness and I teach platies classes.
Nick- How did you get involved in the marketing and the public relations part? Did that come from the television production you did when you first moved to L.A?
Lisa- No, I had been doing marketing for a long time. I was raised in a family of entrepreneurs. My family owned the second largest printing plant in New Mexico. We were all raised to be very entrepreneurial and I was surrounded by a lot of people that encompassed that industry because my parents had a high quality printing plant and back in the day before the Internet you had graphic designers that would have to have everything printed. I think I just had a knack for it from a very young age. I started my first business at 18 and I've had various little ventures. I think my first business was a cleaning company for newly constructed projects. I called it So Fine Cleaning Company. I just kind of found I had a niche and a knack for marketing and promotions and that sort of thing and in New Mexico, when I was still there, my first business officially was called Aviso Information Management. I kind of went from the geeky standpoint of developing databases for clients, as well as throwing promotional events for clients where they would collect a mailing list. People would sign up to win the car or whatever and I had to put all that together. Then I slowly moved into PR through various clients and people and the marketing just kind of came as part of that because it's a very fine line between PR and marketing. I like to be very firm with it so when somebody hires me as their publicist and they start sending me ad stuff, or they want me to buy adds for them, I am very firm and tell them that I am their publicist and they need to talk to their advertising people for this. It is for most people kind of a confusing sort of realm and they aren't too sure what they get.
Nick- When where you doing television production?
Lisa- I was doing a lot of television production when I moved out here but once 9/11 happened television production fell off at least fifty percent, in terms of the types of shows I was working on. I had my fall-back and got back into doing more and more marketing.
Nick- You do a lot of stuff! And with your Ms. Cheevious In Hollywood – Adventures & Mishaps of an Accidental Hot Mamma coming out this fall - you are a busy woman.
Lisa- I know, you're making me exhausted!
Nick- A lot of our readers might be interested in this because you say it's a guilty pleasure for anyone who is interested to learn what really goes on behind the scenes in Hollywood.
Lisa- Oh Absolutely! There's going to be plenty in there. You have to get through the first part of the book to get to all the glitz and glamour. You watch the Emmy's, or the MTV movie awards, or the VMA's, and they show you some of the behind the scenes but it is all very controlled. You don't hear that so-and-so disappeared and we couldn't find them and they're supposed to be over reading teleprompter back stage, and they are due on stage in two minutes and we're still looking for them. Meanwhile, they're outside smoking a cigarette. You never hear about those kinds of things and that's the stuff that comes up in my book.
Nick- It sounds like it's going to be a fun read with some funny moments.
Lisa- Yeah it's got some dirty secrets! And you know… I am pretty friendly! So, unless you piss me off, I'm not going to divulge your bad side (which I may have seen a glimpse of while working in production). In the book, I tell stories from my point of view doing talent management on shows. I was responsible to know where Kate Beckinsale was, or Ben Affleck, Matthew Perry, you name it. I've got a laundry of list including Scarlett Johansson, Tom Cruise, and other people I have worked with, and some really great stories. It's going to be a fun read for people, but they are also going to have to sift through my own personal stuff like my divorce and how it was when I moved up to L.A. Plus, being a mom during all that stuff and what that entails. It is definitely great for anyone trying to break into the industry. It's very uplifting and positive because if I can do it, you can do it.
Nick- Well all this sounds great for you this year and I'm sure every year after this is going to be very busy for you. Our audience can go to www.mscheevious.com and read about what she's up to and they can also go to your personal site www.lisajeydavis.com.
Lisa- Yes they can and they should go to my facebook page for all the latest going on with me which is facebook.com/iammscheevious and that's the same on YouTube. Once they do that and they want to find Lisa Jey Davis it won't take them long to do that.
Nick- Well thank you so much for your time and we're all excited for your book to come out this fall! I hope it all goes well for you.
Lisa- Thank you so much Nick!


text:
Error creating thumbnail
|This article describes a concept which could impact a variety of companies, countries or industries. To see what companies and articles reference this concept page, click here.
Untangling the web of energy regulations in the U.S., let alone internationally, is a full time job. In fact, it's the reason why consultancies such as Cambridge Energy Research Associates exist. However, the broad contours of regulation offer insights for investors in energy, especially given the rapid pace of change over the past ten years. Think of everything U.S. energy markets have seen in the past ten years: blackouts in California, a tripling of the crude oil price, massive supply disruptions caused by Hurricanes Ivan and Katrina, the advent of entirely new fuel sources such as ethanol, massive potential liabilities associated with the fuel additive MBTE, the repeal of the Publicly Utility Holding Company Act, the Iraq War, the rise of energy security concerns, and the bankruptcy of Enron. And energy policy touches on an equally wide array of issues, including everything from access to public land for energy exploration, regulation of public utilities, fuel economy standards, subsidies for investment and production of alternative fuels, energy conservation, and coordination of inter-state commerce and transportation of energy, just to name a few. Where to begin?
As the issues above suggest, there are a few fundamental tensions that always need balancing in energy regulation. First is the tension between conservation and encouraging increases in supply, which surfaces in discussions of land use, conservation of public lands, permitting, etc. In times of short supply and rising prices, policies tend to move away from conservation and towards measures to increase supply. The second tension is between long-term investments and short-term measures, which typically manifests itself in discussions of how best to encourage renewable energy (subsidies versus purchasing agreements) or how best to reduce reliance on oil (e.g., tap into the Strategic Petroleum Reserve versus increase fuel standards.
For investors, the critical elements of U.S. energy regulations involve identifying the costs and benefits to individual companies -- unfortunately, the devil is in the details for a lot of these. However, a broad overview of regulation policy, as well as some detail regarding the most recent energy regulation changes, as part of the Energy Policy Act of 2005, can guide investors as to how to play broad trends in energy regulation. As the history below suggests, policy-making typically happens in response to crises, and as a result, often targets crisis response measures.
Modern energy regulation is characterized by a cautious but optimistic approach to deregulated markets and an interest in long-term development of low-cost energy sources, especially from a diversified resource base. The history of modern energy policy begins with the Energy Policy and Conservation Act of 1975, which, not coincidentally, was a response to an oil price spike after an OPEC embargo in 1973-4. The Act not only created the Strategic Petroleum Reserve to counter severe disruptions in the nation's oil supply, but also introduced for the first time Corporate Average Fuel Economy (CAFE) standards for automobile manufacturers, requiring that average fuel economy of vehicles sold by auto manufacturers in the U.S. achieve double in fuel efficiency (to 27.5 mpg) from 1974 to 1985.
Why you should care: The CAFE standards have set the baseline for all future discussions of automobile emissions standards, and continue to be hotly debated by the auto industry. Increasing fuel economy remains one of the low-hanging fruit for mitigating CO2 emissions as well. The Strategic Petroleum Reserve has become the "hot potato" issue, reawakened by every President when oil prices spike as a method to offer reassurance to consumers suffering from high gasoline prices.
In a 1990 revision to the Clean Air Act, the government instituted a cap on sulfur emissions, and a cap-and-trade system to effect this cap, in order to reduce acid rain and other environmental hazards. This system has actually worked well, and in fact helped pioneer the emissions trading systems that are developing today for CO2.
The Clean Air Act (and its revisions) also laid out detailed standards for oxygen content, benzene, and sulfur content of gasoline products. Largely left to states and municipalities to implement, these standards have created a patchwork of legislative hoops for refiners and gasoline marketers to jump through in order to make sure they are refining and delivering locally appropriate finished gasoline products. While environment standards for gasoline have increased, the end result, in addition to depressing refining margins, has been to decrease the flexibility of the American refinery network and its ability to respond to sudden demand shocks, as finished product is often not transferable from one area of the country to the other.
Why you should care: If you're considering investing in oil refineries, understanding the local market for their products is critical, as well as the future path of legislation on air quality.
The Energy Policy Act of 1992 introduced one of the key drivers of the renewable energy industry to-date, the Production Tax Credit (PTC), which offers to power independent power producers a subsidy of roughly 1.5 cents per kwh generated from renewable sources for a period of 10 years from the beginning of power generation. Considering that the cost to generate electricity from coal can be as low as 1.5-2 cents per kwh, this represents a hefty subsidy, and at the time, it spurred significant investment in renewables, especially in wind energy, the most commercially viable form of renewable energy at the time. Ironically, the PTC has a built-in sunset clause which requires it be renewed every few years by Congress. The result has been a boom and bust of investment in wind projects in particular, depending on whether the PTC is due to expire.
Why you should care: The PTC determines the financial feasibility of many renewable energy projects, but especially on-grid renewable projects such as wind and solar. PTC was also beefed up in the most recent Energy Policy Act of 2005. Moreover, the investment cycle in PTC-eligible projects has a large impact on suppliers and project owners.
An independent regulatory agency within the Department of Energy, the Federal Energy Regulatory Commission (FERC) is perhaps the leading regulatory body in determining the impact of energy on the average consumer of energy. FERC has jurisdiction over electricity pricing, licensing for hydroelectric plants and liquid natural gas (LNG) terminals, and oil pipeline transport rates. Part rate administrator, part licensing body, FERC is perhaps most infamous for its lack of oversight of market manipulation of energy prices by Enron. Going forward, however, FERC will continue to play a large role in determining the extent of utility deregulation, as well as oversight of major natural gas, hydropower, and LNG projects.
Why you should care: Investors trying to identify attractive electric utilities need to parse through the cobweb of local regulations to understand who has pricing authority and which aspects of the business are subject to a regulated Return on Investment (ROI) and which are unregulated. As energy demand grows, those with more pricing power, and reduced regulation, will be more likely to benefit. FERC has also recently finalized rules to enable interstate natural gas storage facilities, a first step towards deregulating natural gas storage markets, which have caused problems in times of short supply in the past and may present investment opportunities in the natural gas storage sector.
What to make of a law that does everything from extending Daylight Savings Time to authorizing $50 million in grants for biomass energy projects to changing the depreciation allowances for natural gas distribution lines? First, it signals that Congress has woken up to the possibility that higher oil prices are here to stay and therefore, something needs to be done about the long-run cost of energy in the U.S. Second, it speaks to Congress' preference for subsidies over belt-tightening (which is more palatable to voters, a subsidy for fuel cell development or stricter CAFE standards). Third, Congress' catch-all approach to energy policy suggests that we don't really know where future energy supplies are going to come from, so we need to hedge our bets, sprinkling subsidies as a venture capitalist sprinkles investments, and hoping that several hit it big and help solve the energy crisis.
Domestic production and refining - Producing more oil domestically (and refining heavier, less expensive oil) would represent the easiest transition to a energy independence. The Energy Policy Act includes changes to depreciation and expensing policy for investments in pipelines and refining to assist U.S. firms in upgrading our creaky oil and gas infrastructure.
Renewable energy - The PTC for wind, geothermal, landfill gas, biomass, and some hydroelectric energy was extended for projects commissioned by the end of 2007.
Ethanol - The Act includes requirements for the use of renewable fuels to increase from 4 billion gallons in 2004 to a minimum of 7.5 billion gallons in 2012, providing a substantial boost for ethanol. In addition, the Act specifies that 250 million gallons of cellulosic ethanol must be produced and used per year after 2013. The Act also stipulates that the entire Federal Flexfuel fleet of vehicles must run entirely on renewable fuels by the end of 2005. This ironically prompted a short-term shortage and price increase in E85 (85% blended ethanol). The 51 cents per gallon blender's credit, which offer refiners who blend ethanol into regular gasoline a tax credit of 51 cents per gallon of ethanol blended, was maintained by the act, meaning that blenders who produce the most common blend of ethanol (E10, or 10% ethanol) will receive a tax credit of 5.1 cents per gallon of gasoline produced (a significant chunk of the 18.4 cents per gallon federal excise tax on gasoline).
Clean coal- There are at least four loan-guarantee and cost-sharing programs for clean coal projects in the Act. In general, an investment tax credit of up to 20% of clean coal projects, including integrated gasification combined cycle (IGCC) projects.
Nuclear energy- The PTC is extended to nuclear plants for 1.8 cents per kwh for the first 8 years of generation. The government can also guarantee loans used to construct new energy technologies to reduce or avoid greenhouse gases, including new technology nuclear plants.
Notably, the Act omitted any specific commitment to procure a certain percentage of energy from renewable sources by a certain date. Such Renewable Portfolio Standards (RPS) have been fairly successful in states where they have been implemented, such as New Jersey and California, where they have created guaranteed markets for renewable energy without providing direct subsidies for investment.
Of course, also missing from the legislation is any firm commitment to reduce greenhouse gas emissions. It is widely anticipated that momentum behind such legislation is building, especially given recent legislation in California and the Regional Greenhouse Gas Initiative (RGGI) in the Northeastern States, both of which have committed to specific levels of emissions reductions.
The Congressional Research Service has created a useful schematic to put all these various changes (and proposed changes in context). See schematic at right.
The Energy Policy Act of 2005 is clear in at least one thing -- it acknowledges that U.S. dependence on coal should continue for the foreseeable future and that significant investment will be required to make coal clean enough for the U.S. to meet whatever climate change targets it sets for itself. As a result, large coal players such as Peabody Energy (BTU) should benefit from continued subsidies to roll out new technologies. Ironically, Peabody, and its carbon-belching utilities such as American Electric Power Company (AEP) could also stand to benefit from grandfathering provisions in any future CO2 regulations.
TransCanada Pipelines - The investment in infrastructure heralded by the Energy Policy Act of 2005 should benefit Canada's largest oil and gas pipeline player.
Nuclear energy continues to play second fiddle to coal and natural gas. Despite copious subsidies, nuclear companies such as Exelon (EXC) and Entergy (ETR) will continue to struggle to be cost-competitive with coal until coal companies, like nuclear companies, are required to clean up their own waste. Nuclear companies pay for waste disposal and storage directly. What if coal companies had to pay for all the waste they generated?
General Motors (GM) - Car companies find themselves attacked on all sides, with increasing CAFE standards, mandates for renewable fuels, and consumers fretting over prices at the pump. Those least well-positioned in renewable fuel technology (i.e., without smaller, fuel-efficient cars or hybrid vehicles), such as GM, will face continued challenges.