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LONDON (AP) — Fitch Ratings has cut its debt rating on HSBC Holdings PLC, saying the risks attached to its expansion into higher-risk markets such as China is no longer sufficiently mitigated.
The credit ratings agency lowered HSBC's long-term issuer default rating to AA- from AA, but revised up its outlook on Europe's biggest bank from negative to stable.
Fitch added that HSBC's increasing costs of managing its diverse operations — from legal fees to compliance and governance expenses — will outweigh any previous benefits from the group's business and geographic diversification.
Last month, HSBC said it has set aside a further $1.15 billion to cover potential U.S. fines for failing to stop money-laundering in its Mexican unit and to compensate U.K. customers for mis-selling payment protection insurance.


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You can listen to Krugman's speech at the AFT web site under "Featured Videos."
July 12, 2011 - Many of the remedies being misapplied to the nation's ailing economy are nothing more than public policy myths that grew out of the oil-shock recessions of 40 years ago, Nobel Prize-winning economist Paul Krugman told an AFT TEACH conference audience on July 11.
These misdirected policies—reckless deregulation, union-busting tactics and attacks on the public sector—have led to nearly a half-century of increasingly weak growth for Main Street America, the loss of a half-million government workers, and a redistribution of wealth away from the middle class that rival Gilded Age excesses, said Krugman, a Princeton University economist and author of a widely syndicated column in the New York Times.
"Myths trump realities" in today's political landscape, Krugman said. The nation's rekindled
interest in disco-era policies with bad track records—from the "notion of government as the problem" to "beating down workers as the route to prosperity"—is moving the country away from sustainable recovery and transforming the United States into a weak outlier among developed nations.
"People who say we can't have effective collective bargaining and compete in the world should look around a little bit," said Krugman, pointing to Canada, Sweden and Germany as examples of highly competitive nations where the unionized workforce is up to five times as large as in the United States.
Not only do unions fight the decline in average wealth for their members, they also work to preserve and expand a strong safety net for ordinary citizens, to lift wages and working conditions across the board, and to promote public education and other institutions vital to renewed growth and continued prosperity.
"You can't bring back the middle class without unions," he said.
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Poke in the eye UNH's defiant spending
October 24. 2013 12:40AM
This year's state budget allocated $8 million to the University System of New Hampshire to be spent on capital projects approved by the Board of Trustees. The trustees' Financial Affairs Committee is to meet today to consider some of the proposed projects, including $1.5 million for lights and other upgrades to UNH's football stadium. So why did UNH issue a press release on Sept. 13th declaring that the $1.5 million stadium renovations were being undertaken?
Rep. Gene Chandler, the Republican leader in the state House of Representatives, spotted the announcement of the unauthorized expenditure and has tried to get to the bottom of it. So far he has yet to receive a satisfactory explanation.
When the Legislature cut the USNH appropriation by about $50 million a year in the last budget, university officials trimmed some spending and said they needed the funding restored so they could continue their vital academic mission and avoid huge tuition hikes. Gov. Maggie Hassan and the Legislature had the chance this year to withhold the money until USNH institutions, particularly UNH, delivered plans for serious, deep budget reforms. Instead, Hassan led legislators to restore the funding with the understanding that tuition would be frozen for a mere two years. No change in the university spending culture would happen.
Months later, we see that UNH continues to spend on priorities that are unrelated to providing better academics or lower student costs. It even moved forward with an expensive sports project before it had approval from trustees to do so. This is a thumb in the eye to legislators and taxpayers. How many times does this have to happen before legislators learn their lesson?


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Vincent W. Storey, 49
Vincent Storey died on July 8, 2009, after a long struggle with a brain tumor. He passed away peacefully, and was surrounded by his family.
Vin is survived by his sister, Terrie Storey of Jamestown; his brother, Thomas Storey of Warwick; his brother, Ronald Storey and his wife Donna of Smithfield; nieces Vanity, Jodi and MackEnzie; his aunt, Rosemary McGonigal of Jamestown; and his aunt, Marjorie Cooney of Narragansett. Additionally, he is survived by cousins Suzanne Vieira, Christine Greene and William Cooney, as well as other extended family members in Rhode Island.
Most recently, Vin was well known at the Jamestown Portuguese American Citizens Club (PAC) for hosting the weekly karaoke night. He delighted in watching everyone have fun through the music he played. He admirably spent great effort and time, despite impairments from his tumor, to ensure that this weekly event could be enjoyed by all.
He was born in 1960 to parents Mack and Patricia Storey (both deceased). He worked at the family business, Heat-O-Vector, a company that produced wood-burning stoves. Vin later partnered with his brother, Ron, at Greenville Auto Welding, a classic car restoration business, for more than 20 years. He was also a skilled craftsman, carpenter and metal worker.
Vin was a kind and caring person who touched the lives of many people. He will be sorely missed by his family and friends, who knew him well.
A scattering of ashes will be performed during a private ceremony with the family.
Memorial contributions may be made to Hopkins Manor Nursing Home, 610 Smithfield Road, North Providence, RI 02904.


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Eighteenth Century Collections Online - ECCO
Digital images of every page of 150,000 books published during the 18th Century. With full-text searching of approximately 33 million pages, Eighteenth Century Collections Online allows researchers new methods of access to critical information in the fields of history, literature, religion, law, fine arts, science and more.Expand
Subjects: Archives and Primary Sources, English and American Literature, History Early Modern 1450-1800, History US, History World, Philosophy, Religion
Eighteenth Century Journals
This Portal brings together rare journals printed between c1685 and 1815, illuminating all aspects of eighteenth-century social, political and literary life. Many are ephemeral, lasting only for a handful of issues, others run for several years.Expand
Topics covered are extremely wide-ranging and include: colonial life; provincial and rural affairs; the French and American revolutions; reviews of literature and fashion throughout Europe; political debates; and London coffee house gossip and discussion.
Subjects: Archives and Primary Sources, Area Studies, Art and Architecture, Business, Classics, English and American Literature, History Early Modern 1450-1800, History US, History World, Latin American and Caribbean Studies, Multidisciplinary Databases, News Sources, Philosophy, Political Science, Religion, Science and Technology, Sociology


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Photograph by: Jenelle Schneider, Vancouver Sun
Game Day Recon #44 – Canucks @ Capitals
The Vancouver Canucks LOST. In regulation! WHAT?! Ok, it was bound to happen. So now it's time to start a new winning streak. This time, they have to start it against one of the best teams in the league, as they hit the U.S. capital to take on Ovie and the boys.
Broadcast Info
Game Time: 4:00 PM PT
The Intel
Roberto Luongo has a remarkably good record against Alexander Ovechkin. Dating back to his days with the Panthers, Lu is 10-1lifetime aginst Ovie, and has held him mostly goalless in those games.
But the Capitals are doing things differently these days. They're winning with defense. Yeah, it sounds weird, doesn't it? But it's working, as they're 6-1-3 in their last 10 and have only lost 4 times at home in regulation.
The danger area for the Capitals is their 5-on-5 play, where they sit 16th in goals for and 12th in goals against. For a team that is 5th in the East, those are some fairly disappointing numbers.
Further to that, the Caps are 29th in goals-for in the first period. This plays very nicely into the hands of the Canucks who lead the league in 1st-period goals-for. That said, the Caps are first in the leading in winning percentage when trailing after the first period, at 10-9-2, and are 12-12-4 when trailing first. So the Caps know who to win from behind. The Canucks had better be weary of this.
The Three Keys
Here are the three keys for the Vancouver Canucks tonight:
1. Forecheck. They totally lacked a decent forecheck yesterday and they came up goalless for only the second time this year. Get in there!
2. Forget that you lost. They haven't lost in regulation in 17 games before their setback against the Rangers. If they let it get in their heads, they'll start a free fall.
3. Abuse the young goalies like choir boys. They're inexperienced but they hold their own. Hard to tell if they are flappable or not, but the Canucks need to try to get in the Caps' crease and set up shop. Forecheck and go STRAIGHT to the net.
The Links
Here are your top 5 links for today's game:
1. Tale of the Tape: Canucks @ Capitals (canucks.com)
2. Luongo has owned Ovechkin (The Province)
3. Alzner gaining full grip on job with Caps (The Province)
4. Time for several Canucks to bump the slump (Vancouver Sun)
5. Canucks look familiar (Washington Post)


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A New York Artist Dives into "Bad Painting" for His Copenhagen Solo Show
John Copeland's distorted and expressionistic paintings capture the dark and libidinous human drives concealed within the everyday. He works in an elaborately gestural style, leaving large drips all over the canvas and warping his figures so that they merge into the background. "I usually work from some reference; old photos, some scrap from an old magazine, some source...I'm always pushing things more toward abstraction and trying to play with that line where things break up." The figures in Copeland's images eat, drink, scrutinize themselves in the mirror, and float in abstract space amidst skulls and biomorphic forms.
American , b. 1976


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Prefatory Note - The Last of the Plainsmen by Zane Grey
Prefatory Note. Classic Literature VideoBook with synchronized text, interactive transcript, and closed captions in multiple languages. Audio courtesy of Librivox. Read by Mike Vendetti. Playlist for The Last of the Plainsmen by Zane Grey: http://www.youtube.com/playlist?list=PL00C9DC8EE53D7660 The Last of the Plainsmen free audiobook at Librivox: http://librivox.org/the-last-of-the-plainsmen/ The Last of the Plainsmen free eBook at Project Gutenberg: http://www.gutenberg.org/ebooks/2057 Zane Grey at Wikipedia: http://en.wikipedia.org/wiki/Zane_Grey View a list of all our videobooks: http://www.ccprose.com/booklist
Length: 03:22


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Taxi & Trucking in Placerville, ID
Below you will find a list of the best taxis & truckings in Placerville, ID, as well as businesses that are located in the neighboring towns
Taxi list in Placerville,ID
Popular Taxi & Trucking Placerville, ID
Caldwell Transportation Company Inc in Caldwell, ID
We are a locally owned and operated school bus and motor coach company located in Caldwell approximately 25 miles west of Idaho's capital city, Bois...
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Tony's TAXI LLC in McCall, ID
TAXI service, Medical Transportation, Medicaid, Boise Airport Shuttle, All Major Credit Cards Accepted. McCall Area and Beyond....303-396-5855
Resilient Transportation LLC in Nampa, ID
Located in Nampa, ID, Resilient Transportation LLC offers locals non emergency medical transportation. Their patient transportation services are for a...


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Turkish False Flag on SyriaWritten by Stephen Lendman Subject: Syria
by Stephen Lendman
The news is out but bears repeating. New reports confirm it. It shouldn't surprise. It's one of the oldest stunts around. Attacks launched are blamed on victims. Wars follow. More on Turkey's false flag below.
Sinking the Lusitania in May 1915 preceded America's April 1917 WW I entry. The 1933 Reichstag fire helped Hitler assume dictatorial powers.
On August 31, 1939, Nazis impersonating Poles attacked a Gleiwitz radio station. It was on the border between the two countries. WW II followed.
Roosevelt manipulated the Japanese to attack Pearl Harbor. It gave him the war he wanted. Japan's fleet was tracked across the Pacific. Pearl Harbor's Admiral HE Kimmel wasn't warned. Casualties were needed to turn pacifist Americans into raving Japan haters and get congressional support.
Numerous other false flags followed. The August 1964 Gulf of Tonkin incident is well-known. Over a decade of war followed. For suffering Vietnamese it never ended.
In August 1990, Washington colluded with Kuwait's al-Sabah monarchy. Saddam was entrapped to invade. In January 1991, the Gulf War began. Genocidal sanctions, more war, occupation, and destruction of the "cradle of civilization" followed.
September 11, 2001 was the Big Lie of our time. Virtually everything about the official story was falsified. Most Americans still believe it. Wars on humanity rage out-of-control. Millions of corpses attest to Washington's viciousness.
False flags are an American tradition. Big Lies launch wars. Official accounts are fake. Propaganda works that way. Turkey's ruling government is a Washington tool. Prime Minister Recep Tayyip Erdogan is a useful stooge. So are top officials around him.
They threaten world peace and their own people. On October 6, Hurriyet Daily News headlined "Turkey not far away from war: Erdogan."
On October 5, he said:
"We are not war-lovers, but we are not far from war either….I am calling once more on the al-Assad regime and its supporters: Don't dare to test Turkey's patience."
"We are not bluffing and we will follow this incident closely. God willing, the Syrian people would soon be saved from this cruelty and governed by an administration that guarantees the rights of all parties."
He referred to the alleged Syrian mortar attack. Five Turkish nationals were killed. What he omitted says more than he revealed. Early reports suggested perhaps a stray Syrian mortar accidentally struck Turkish territory.
On October 6, Reuters and other news services reported more mortars from Syrian territory landing in Turkish territory. For four consecutive days, Turkish artillery shelled in response.
Erdogan is Washington's lead regional belligerent. Smell a rat about what's going on because there is one.
On October 6, the Syrian National News Agency (SANA) headlined "Yurt Newspaper: Erdogan's Government Handed over the Mortars to Armed (Free Syrian Army) Groups in Syria which Shelled Akcakale Town."
Yurt is a Turkish newspaper. Contributor Ali Sirmen reported what's going on. He said Erdogan is acting on Washington's behalf. He's complicit in war crimes.
"The Newspaper also revealed that the bomber which was used to launch the mortar on the Turkish Akcakale town is only used by NATO."
Editor-in Chief Merdan Yanardag explained more. He claimed he had information from a reliable source. He said "Turkey was the side which sent the mortars to the members of the so-called" Free Syrian Army.
This information "affirms that the Government of Erdogan's wrong policy was behind the falling of the mortar in the town that claimed the lives of 5 Turks."
Hamsayeh.Net (Iran & International News Online) reported the same story. On October 6, it also headlined "Turkey Attempts to Trigger a NATO-led War on Syria, saying:
Turkey is one of 28 NATO countries. It's very much part of Washington's imperial wars. In 2011, it helped wage war on Libya. It's doing it now on Syria.
Even The New York Times admitted that it's unknown who's responsible for mortars landing in Turkey. Ankara's knee-jerk response was scripted in Washington. False flag planning originated there.
Obama officials orchestrated the whole show. Ousting Assad was planned years ago. Only its timing remained to be determined. It arrived and continues daily. Turkey's false flag suggests full-scale intervention perhaps looms.
Whether it precedes or follows US elections doesn't matter. It's likely coming. Perhaps Libya 2.0 is planned. NATO already is involved. Lead belligerents include America, Britain, France, and Turkey.
On October 6, Press TV headlined "Syrian army kills dozens of insurgents including four Turks," saying:
Syria reported four Turkish nationals were killed in Aleppo. It's not clear whether or not they were combatants. Perhaps more information will clarify.
In March 2012, Syrian forces captured 13 French officers. They were caught redhanded with FSA fighters. At the time, France's foreign ministry dismissed the report. Lying is official policy.
On October 4, Syria News headlined "Turkey: Syrian rebels have taken responsibility for attack on Turkish village?!" saying:
Germany's ZDF television reported the news. It said:
"Rockets and Mortar Fire – Turkey exacts vengeance for an attack from the Syrian side which took place yesterday afternoon. For weeks, Ankara has warned for any provocation in direction to Turkey. Until late at night, the fighting has taken place. Meanwhile, Syrian rebels have taken responsibility for this provocation."
Another ZDF program called "Heute in Europa" reported the same story, saying:
"Yesterday night, Turkey took revenge for attacks from REBELS in Syria that have previously attacked a Turkish border village."
Mortars were launched from territory controlled by FSA fighters. A leaked video clip said they admitted responsibility for striking Akcakale and killing five Turkish nationals.
On October 6, Mossad-connected DEBKAfile headlined "Syrian soldiers told to stay 10km from Turkish border, forming buffer zone."
They were ordered out of artillery range. "Turkey had begun clearing a 10 km deep strip on the Syrian border" to facilitate FSA movement. The London Guardian reported the same thing.
Clearly the ball advanced closer to war. False flag provocations make it more likely.
On October 6, Voice of Russia's Roman Mamonov headlined "Turkey Effectively Declares War Against Syria," saying:
Ankara preparations are underway. Parliamentary authorization was approved. Institute of Strategic Estimates expert Azhdar Kurtov said:
"Declarations made by the Turkish leadership speak for themselves. This is not just militant rhetoric but an order to the armed forces, in case of an emergency, to cross the border and carry out military activities on Syrian territory. What is this if not a war?"
"Though, certainly, Turkish commanders and politicians will think twice before starting an invasion. In my opinion, they will carry out a massive probing, just like towards another neighboring country, Iraq. The Turkish armed forces supported by their air force are quite capable of carrying out local hostilities on Syrian territory."
Damascus understands the situation. It's doing what it can to cool tensions. It's impossible when foreign militants launch cross-border attacks from its territory on Turkey.
It's a setup, a provocative false flag. At the same time, Syria's army is strong and able to retaliate. Turkey is playing with fire. Full-scale war assures all sides lose.
What's coming remains to unfold. Heightened tensions suggest the worst. It's hard imagining why Erdogan and top officials around him would risk so much for so little. Serious internal opposition exists for good reason. Whether it can stop him remains unknown.
Stephen Lendman lives in Chicago and can be reached at email@example.com.
His new book is titled "How Wall Street Fleeces America: Privatized Banking, Government Collusion and Class War"
Visit his blog site at sjlendman.blogspot.com and listen to cutting-edge discussions with distinguished guests on the Progressive Radio News Hour on the Progressive Radio Network Thursdays at 10AM US Central time and Saturdays and Sundays at noon. All programs are archived for easy listening.


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Krenov-style 'Memories Box'
Wood is the starting point of inspiration for these boxes infused with the past.
By Ted Brown
Pages: 48-51
From the December 2011 issue #194
Buy the issue now
In my mind, this article goes to the root of why we work wood. It is about the philosophy of creating things in wood and the approach more so than the technical application of skill. Back in 1993, I spent nine months studying a way of working under James Krenov at the College of the Redwoods in Fort Bragg, Calif. Yes, I learned technical things there, but more important is that Jim inspired us to think, to be sensitive in our choices and to do the very best we could in the execution.
ARTICLE: For another approach to a small, contemporary box, read Gary Rogowski's "Jasmine Box."
ARTICLE: For more on applying shellac, read Bob Flexner's "French Polishing Myths," in this issue on page 60.
TO BUY: Build your skills with "Box by Box," by Jim Stack.
IN OUR STORE: "New Masters of the Wooden Box," by Oscar Fitzgerald.
From the December 2011 issue #194
Buy the issue now


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Help Desk
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Academic Calendar
Event Calendar
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About Us
ECU Now Blog
Reaching Robeson
'The heart of who we want to be'
By Doug Boyd, Mary Schulken and Jeannine Manning Hutson
ECU News Services
Dr. Greg Chadwick, dean of the ECU School of Dental Medicine, speaks at the Lumberton announcement. Photos by Cliff Hollis
(Sept. 17, 2013)
— Robeson County will soon be home to a facility that officials say will bring dental care to limited-income, underserved residents while providing educational opportunities to East Carolina University dental students.
That was the message Sept. 16 as Robeson leaders and the ECU School of Dental Medicine announced plans to build a "community service learning center" in Lumberton.
ECU will build the facility next to the Robeson County Health Department on land donated by the county. Construction dates will be announced later.
Leaders in Robeson County and at East Carolina said the location in this statistically underserved border county illustrates the seriousness and reach of the university's mission of service.
"We are very honored that East Carolina University decided to put the program here," said Noah Woods, chairman of the Robeson County Board of Commissioners, at a public event announcing the location. "We are honored to have this fine institution with a record of service as our partner."
Chancellor Steve Ballard told the group, "This (dental school outreach) is the heart of who we want to be, who we ought to be and who we are."
At the center, fourth-year dental students and dental residents will hone their patient-care techniques and learn the ins-and-outs of operating a community practice under the watch of experienced faculty members. It is the seventh center ECU has announced since it began its new dental school in 2008.
Teaching dentists statewide
The $3 million, 7,700-square-foot center is one of up to 10 ECU plans to build across the state. The first two centers have opened in Ahoskie and Elizabeth City. Two more are under construction in Lillington in the central part of the state and Sylva in the mountains. Others are planned for the mountain town of Spruce Pine and in Davidson County in the Triad.
"We are excited about working with the county health department and the local dental community and look forward to providing quality dental care to people of Robeson County and the surrounding counties," said Dr. Gregory Chadwick, dean of the School of Dental Medicine at ECU.
The center will have 16 dental chairs and will employ local staff members, including 1.5 full-time dental faculty positions, a business manager, five to six dental assistants, two to three dental hygienists and two general dentistry residents. Four to five students will be at the center for nine-week rotations.
Once open, the center will provide a variety of services, including general, preventive and emergency dental care and will include services such as crowns, root canals and bridges.
While services won't be free, charges will be on a sliding scale. Officials have said fees typically will be about 70 percent of those at a private dental practice.
ECU approach distinct
William Smith, director of the Robeson County Health Department, said the center will help the 14,000 people in his county who don't qualify for Medicaid or insurance under the Affordable Care Act. The department closed its dental center in July due to financial pressures after the state did not expand its Medicaid program.
"I think not only for Robeson County but the region as a whole the clinic is going to be vital for a segment of our population that heretofore has not accessed dental care," Smith said.
The school admitted its first class in 2011, and all students are North Carolina residents. Goals of the school are to educate students from underrepresented groups and disadvantaged backgrounds and to improve access to dental care.
"The ECU approach – educating students and residents in our community service learning centers – could become a future model for dental education," Chadwick said. "Community service learning centers are more than just dental clinics. They are an integral part of our dental school where our seniors will spend much of their fourth year."
One of those ECU dental students who will train at the community service learning centers being built across the state is Lumberton native Kasey Oxendine.
The second-year student knows the need for dental care in Robeson County first-hand. She remembers as a child in Lumberton having a toothache and having to wait to see a dentist.
"Robeson County is one of the poorest and largest counties in the state. As a child, I experienced the lack of access to care when I had to wait an extended period of time before I could be seen for a routine cleaning," she said. "Furthermore, lack of dental insurance as a child forced me to chew on the opposite side of my mouth due to a toothache and eventually lose a tooth that could have been restored."
Oxendine, who earned her undergraduate degree at the University of North Carolina at Chapel Hill in 2010, is now driven to become a dentist and return to her home county. "Realizing that experiences like (mine as a child) are experienced by many others has motivated me to become a dentist and return to Robeson County to practice," she said.
A documented need
North Carolina ranks 47th out of the 50 states in the number of dentists per capita, according to the Cecil G. Sheps Center for Health Services Research at the University of North Carolina at Chapel Hill. Many people without good dental care live in rural areas, where North Carolina averages three dentists for every 10,000 people. That compares to urban areas of the state, where the ratio is nearly five dentists for every 10,000 people. Nationally, the ratio is six dentists for every 10,000 people.
Robeson County had a population of 134,168 in the 2010 census, with Lumberton being home to more than 21,000. The county has fewer than 2.1 dentists for every 10,000 people, according to the Sheps Center.
Smith said the center will help maintain a level of service in the county as dentists there retire during the next few years.
ECU hopes the centers will help improve the status of dental health in the state while adding an innovative educational aspect to dental school. Chadwick compares to centers to moving the students' fourth-year clinical work off the ECU campus and into communities across the state.
"We are not only providing much needed care, but we are also educating students in areas similar to where we hope they will practice," Chadwick said.
Construction will be paid for with funds appropriated by the state to ECU. Additionally, the CSLCs will generate revenue through patient care each of the centers will provide.
Dental student Kasey Oxendine is a Lumberton native.
Pamela Wright, left, school counselor with Robeson Early College High School, talks with Dr. Michael Scholtz, ECU director of community dental practices, about the floor plan for the new dental facility.
Doug Boyd
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The following is from NAAIM...
The National Association of Active Investment Managers, or NAAIM, announced that applications are now available on their website NAAIM.org for the sixth annual Wagner Award competition. The paper that demonstrates the best advancement in active investment management, as deemed by NAAIM's judges, will receive $10,000 in prize money. Deadline to participate is February 28, 2014.
NAAIM members are Registered Investment Advisors who believe that active investing is better for the average investor than buy and hold. To support that position, NAAIM holds an annual competition seeking out the best active investment management solutions in the world.
"Active, or as I prefer to say, 'tactical' investment management, can generally avoid severe loss of capital and is what investors need more than the 'beat the market,' investment approaches," explained Greg Morris, chief technical analyst and chairman of the investment committee at Stadion Money Management and chairman of the 2014 Wagner Award Committee.
NAAIM's Wagner Award competition is in its sixth year of honoring and rewarding those who demonstrate advancements in active investment management. The competition is open to a variety of financial services professionals, from academic faculty, researchers and graduate students to investment advisors, analysts and other financial professionals.
Competition participants need to provide either a documented and justified investing approach or an exploration into the validity of active investing. Active investing topics can involve making investment decisions using technical analysis, quantitative analysis, etc. Papers can also address related topics such as position sizing techniques, money management approaches, scaling into and out of trades, exit strategies, etc.
The first-place Wagner Award winner will receive $10,000 and will be given an opportunity to present their paper at the NAAIM annual Uncommon Knowledge conference May 5 - 7, at the Hyatt Regency Pier Sixty-Six in Ft. Lauderdale, Florida. Free conference attendance, domestic air travel and accommodations at the Hyatt will be provided.
Second and third place papers can receive $3,000 and $1,000, respectively and are awarded at the judges' discretion.
It's easy to apply! Just go to the Resources menu on the NAAIM Website, and look for the Wagner Award page. There you will be able to get more information on the competition, plus review winning papers from last year.
Final papers (up to 30 pages) together with a required 750-1000 word abstract must be submitted electronically to: firstname.lastname@example.com by February 28, 2014 to qualify for the competition. Awards will be announced by March 31, 2014. Winning papers will be posted to the NAAIM web site for your reference and publicized by NAAIM.


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By Clare Jim
TAIPEI (Reuters) - Shares of HTC Corp jumped by their permitted daily limit on Monday after the Taiwanese smartphone maker announced a global patent settlement and 10-year licensing agreement with Apple Inc, allowing the struggling company to focus on product development.
The settlement would give HTC a short-term boost, analysts suggested, but long-term performance would still depend on the company's ability to deliver competitive products to grab back some of the market share it has lost to Apple and South Korea's Samsung Electronics Co.
HTC's shares opened up by the maximum allowed 6.86 percent at T$241.50, and remained at that level in morning trade in a broader market that slipped 0.15 percent.
The shares have bounced 24.5 percent from a closing low of T$194 two weeks ago, which was the lowest since 2005 before the company transformed into a top brand from an obscure contract maker. But the shares remain some 80 percent below their record high last April.
HTC and Apple's settlement and licensing agreement on Saturday ended one of the first major conflagrations of the smartphone patent wars. The California giant sued HTC in 2010, its first major legal salvo against a manufacturer that used Google's Android operating system.
"The licensing agreement is beneficial to HTC's future product development, especially in the U.S. market," said Gartner analyst C.K. Lu.
"The settlement is positive to the consumer image of both camps (Apple and Google) as they are now unlocked from a constant patent war."
The two companies did not disclose details of the settlement or the licensing agreement, but HTC said the agreement will not impact its financials and it will not change its fourth-quarter guidance.
HTC said last month it expected its fourth-quarter revenue to be about T$60 billion ($2.05 billion), down from T$70.2 billion in the third quarter and below expectations of T$74.0 billion in a poll of 23 analysts by Reuters.
It expected a gross margin and an operating margin of around 23 percent and 1 percent, respectively, falling from 25 percent and 7 percent in the previous quarter.
The company said the operating margin would be hit by higher spending on marketing.
Analysts' forecasts on how much HTC needs to pay Apple range from "not a very high price" to as much as over $10 per phone, though they remain best guesses, based partly on the assumed $10 royalty that phone makers pay Microsoft per Windows 7 phone, and on the $5-6 dollar that Android phone makers are believed to pay Microsoft after a separate lawsuit last year.
However, some analysts warn that HTC's other challenges outweigh the settlement.
Its phones have lost a lot of their appeal among consumers as Apple's iPhones and Samsung's Galaxy series dominate shopping lists, drawing parallels with the decline of Finland's Nokia, once one of the dominant mobile phone players.
"Nokia settled with Apple in 2011 by winning royalties from Apple, but it did not change the landscape at all for smartphone competition. Samsung continued to win market share despite the losses to Apple," wrote Barclays analyst Dale Gai in a research note.
"We believe the lawsuits remain non-events in terms of HTC's fundamentals. HTC's challenges remain and could get worse into 2013 from more competition."
(Editing by Jonathan Standing)


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Leather Bow Belt DIY
Added Jan 6, 2011
Indianapolis, In...
Check out more DIY and photos on my blog
My little sister got this cute little bow belt for Christmas that I thought was so cute so I decided to make my own. I am really pleased with this project— it is one of my favorite things I've made!
I used leather from a skirt that I got at Goodwill and shortened. It was the perfect length actually. I hope my directions are clear so that you can make your own!
Material Notes
Leather, old belt, thimble, thread
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- Spring, Fall, Winter
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Rob hangs out with his Brit friends Marcus, Jack, Nettie and Michaela.
From EOnline:
Robert Pattinson knows there's nothing like a day at the beach!
The 26-year-old Twilight hunk enjoyed a day out and about in Malibu yesterday without girlfriend Kristen Stewart, accompanied instead by four pals (two guys and two gals). So, what kind of seaside activities R.Pattz and his gang get into?
The friends began their day paddleboarding in the ocean, a source tells E! News. At about 7 p.m., the group went to the Malibu Seafood restaurant for dinner.
The source says that Pattinson, dressed in black shorts, a gray hoodie and sunglasses, and his group "spent about and hour and a half in the restaurant, messing around, having a great time."
The group went back to a Malibu beach house, which is said to be the home of Stewart's mom, and stayed in the rest of the night.
The source added, "Everyone had a great day, and you could tell they were having a fun time."


text:
Man shot, killed at Sacramento apartment complex
No arrests yet in homicide
Man shot, killed at Sacramento apartment complex
No arrests yet in homicide
SACRAMENTO, Calif. (KCRA) —
A man in his 20s was shot and killed Friday night near the courtyard of an apartment complex.
Sacramento police were called to an apartment complex in the 600 block of Plaza Avenue around 7:53 p.m. on a report that someone had been shot.
Officers found a man suffering from at least one gunshot wound to his upper body.
The shooting victim was pronounced dead at 8:30 p.m., authorities said.
Witnesses told investigators that they heard multiple gunshots.
No arrests have been made, and the investigation is ongoing.
The Sacramento police ask anyone with information to call Crime Alert at 916-443-HELP (4357) or text in a tip to 274637 (CRIMES).


text:
Updated at 2:35 p.m. ET
An American woman, her Canadian husband and their three young children have been freed after five years in captivity by an extremist group in Afghanistan, the White House said Thursday.
Caitlan Coleman, now 32, was several months pregnant when she and her husband, Joshua Boyle, were abducted in 2012 while on a trip to Afghanistan.
That child, and two more, were born while the couple was held by the Haqqani network, an Afghan extremist group affiliated with the Taliban.
U.S. intelligence agencies were tracking the family and provided information to the Pakistanis as the hostages were moved across the border from Afghanistan to Pakistan, the Pakistan military said in a statement.
"The operation by Pakistani forces, based on actionable intelligence from U.S. authorities was successful," the Pakistan statement read. "All hostages were recovered safe and sound."
President Trump said in a statement: "Today they are free. This is a positive moment for our country's relationship with Pakistan."
A U.S. official told NPR that the Pakistani security forces used the U.S. intelligence to locate and stop the vehicle carrying the hostages. A gunfight broke out and the hostage-takers got away, but the family was rescued.
Then, in an unexpected twist, Boyle declined to get on a U.S. transport plane in Pakistan that would begin to take the family back to North America, a U.S. official said.
Boyle was previously married to another woman, Zaynab Khadr, whose family has been connected to extremists in Afghanistan. Two of her brothers were held by the United States in Guantanamo Bay. One of them, Omar Khadr, pleaded guilty to killing a U.S. soldier in Afghanistan. Omar Khadr spent a decade at Guantanamo, but is now free and living in Canada.
Boyle apparently had concerns about traveling with the U.S. military, fearing he might be detained. But U.S. authorities have given no such indication.
Meanwhile, Trump appeared to drop a hint about the hostage case in a speech Wednesday in Coleman's home state of Pennsylvania.
"Something happened today, where a country that totally disrespected us called with some very, very important news," he said.
"And one of my generals came in. They said, 'You know, I have to tell you, a year ago they would've never done that.' It was a great sign of respect. You'll probably be hearing about it over the next few days. But this is a country that did not respect us. This is a country that respects us now. The world is starting to respect us again, believe me," the president added.
Coleman and Boyle set off on an extended trip that took them through Russia and central Asia in the summer of 2012. Coleman's parents, Jim and Lyn Coleman, said the last contact they had with the couple was on Oct. 8, 2012, when their son-in-law reached them from an Internet cafe in Afghanistan.
Last December, the couple appeared in a YouTube video, pleading for the U.S. and Canadian governments to help win their release.
"Indeed they threaten to retaliate against our family," Coleman says in the video. "Their group will do us harm and punish us. So we ask that you are merciful to their people and, God willing, they will release us."
Two young children appear in the video with them. The Toronto Star reports Boyle told his father that the couple has since had a third child.
The Haqqanis are believed to be linked to two other missing Americans in Afghanistan. One is Kevin King, in his 60s, a university professor kidnapped in August 2016. The other is Paul Overby, who is in his 70s. He vanished in May 2014 when he was trying to contact the leader of the Haqqani network.
An American woman, her Canadian husband and their three young children have been freed after five years as hostages of an extremist group in Afghanistan. We have a few details. All three children were born in captivity. But there are strange twists in this case and many unanswered questions. And for more, we welcome NPR national security correspondent Greg Myre. Hiya.
GREG MYRE, BYLINE: Hi, Robert.
SIEGEL: First question - how did they wind up as hostages in Afghanistan?
MYRE: Well, Caitlan Coleman and her husband, Joshua Boyle, they got married in 2011. And they decide to take this six-month hike through Central Asia. And they start off going to the safer places - Kazakhstan, Tajikistan. But they end up going to Afghanistan. And in October 2012, exactly five years ago, they're in a very dangerous place outside Kabul and they're seized by the Haqqani network, this extremist group that's also closely linked to the Taliban. Not only that, she was pregnant, several months pregnant, at the time, had her first child in custody - in captivity and two more since then. We've been hearing occasional news from them with some videos. And here's Caitlan Coleman speaking in a video that was released this past January.
CAITLAN COLEMAN: I would just like to say to all of my family and extended family and in-laws that if we all come out of this safely and alive, then it will be a miracle.
SIEGEL: It appears they have come out of it safely. What happened? How were they freed?
MYRE: Well, the U.S. and Pakistan cooperated, not a phrase we hear often involving those two countries. But they're both saying that they worked together. The U.S. provided intelligence and the Pakistan military picked them up in western Pakistan, in the border region. Now, there's still a lot of details that are pretty fuzzy here. Whether this was a negotiated release or whether this was a commando-style rescue, we're hearing little versions - a little bit of both right now. Pakistan says it has them and it's going to repatriate them.
SIEGEL: Have we heard from the couple?
MYRE: No. And this is where things start to get pretty strange. A U.S. military official tells NPR that the U.S. offered a military plane and the husband, Joshua Boyle, declined to get on board. Now, we don't know explicitly why he's doing that. But he was previously married to another woman, and this other woman had a family with many, many contacts with Afghan extremists. She was very outspoken in her own right. Two of her brothers spent time in Guantanamo Bay. One of them is a very famous case, Omar Khadr, who pled guilty to killing an American soldier. He spent a decade at Gitmo. So it appears Boyle has some concerns about traveling with U.S. military, thinking they might want to detain him. But there's no evidence that that is indeed the case.
SIEGEL: Now, President Trump was talking about this case. Let's hear what he said earlier today.
PRESIDENT DONALD TRUMP: I want to thank the Pakistani government. We want to thank Pakistan. They worked very hard on this, and I believe they're starting to respect the United States again.
SIEGEL: So, Greg, how significant is this release in terms of U.S. relations with Pakistan and improving them?
MYRE: Well, we certainly haven't heard a U.S. president speak so favorably of Pakistan in quite a time.
SIEGEL: It's been a while, yeah.
MYRE: It has indeed. This is one problem. And they worked together here. So it certainly is a positive development. But I think we need to see it in the broader context of the many problems they have, Trump laying out this Afghan strategy that he wants to develop - still many, many challenges to go. One last quick note on the kidnapping front - the Haqqani network holds two Americans and the Afghans hold a Haqqani leader.
SIEGEL: NPR's Greg Myre, thanks.
MYRE: Thank you, Robert.
(SOUNDBITE OF LOWERCASE NOISES' "PASSAGE") Transcript provided by NPR, Copyright NPR.


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Thanks for helping us sort this video!
Thanks for helping us associate the correct Pornstars to this video!
Ayúdanos: ¿Estas estrellas porno aparecen en este vídeo?
Pornstar Name:
These are the best kind of porn videos. I love watching REAL amateur couples making love. She really got into it. I love the sounds she mAkers while getting laid. It was really hot watching her while she has her legs spread. You can tell a woman is cumming by the way her feet curl while she's getting fucked. I like the way dude came in her pussy rather than jerking himself off. Real videos like this are way hotter than professionally filmed videos. Please post more like this. If anyone knows of a site or sites with movies like this, please let me know.
I get so horny every time I watch with my husband. He fucks me nice every time.
check out Excalibur in the background lol!
thats actually arigorns sword from lord of the rings
Sure it'S Excalibur? I think it's the Aragorns Sword from Lord of thr Rings
This is by far better than any professional video. This is a real couple having sex or making love the way most couples do. They are into each other and let's hope they're still together. This is a super hot video.
Congrats, better than any pornstars I have seen/heard of. Sex was real, girl and guy both skilled, and the sword in the backgroung was great.
now that girl has some energy and enthiusiasm and loves sex. good on her, im jealous ;-)
I love her.
Making love the way the majority of real couples do ...thanks for sharing your great video with us.
amazing amazing couple
Such a beautiful fuck
nice sword
Now that was some REAL passionate love making ;) thanks for sharing.
She's gorgeous!
damn she is basically banging the guy! she really knows how to fuck...
Weekend spent on girlfriend: $50. Office supply store video cam: $20. Making an amateur flick better than most professional porns: PRICELESS.
I was sure that i'm not gonna be the first who want to comment "nice sword" :D
this is a great video... nothing staged, makes it so much better
nice cunt! she kws how to ride! submit more of you Bitch!
A M A Z I N G. I N S P I R I N G. sure hope theyre still together and.......
perfect woman
Do some sit-ups, you fuckin' fat ass!!
What language do they speak?
WOW she fucks just like a Tasha I used to know lol.. sounds like her slut mouth too
Go 2 steals go lolz
type in hot-wife-s-orgasmic-fuck-session - I think it's the same girl
I think this is the same girl...although the video in the link is hotter. Homemade ftw!
the sound she makes is sexy
Retitle this "Sex in the Country on the Estate of a Rich Baron". Thank you.
Nothing fancy, just good fucking.
This was great
damn that girl can fuck! so hot
I like the high five she gives him at the end.
hot hot hot
wanna fuck that girl so badlly
The Fat Man CAN fuck.
That sword is Anduril from the Lord of the Rings series the King of Gondors sword :D I love it!!!!! Nice one dude top vid (top sword)
best video
This babe has to be one of THE sexiest ever and THE ultimate fuck!!!!!!!!!!
Mmm..I love it
That's some authentic love between a real couple, very nice to see. Looks a bit like the few videos my husband and I made for our private collection :)
muy rico tira...me recuerda a mi novia...
ey!! this girl was my gf....
man i wanna fuck a girl as hot as yours..
NICE orgasm there....... plz submit more home vid
she is too much!
she no how to fuck
Awesome vid. It was hot at the very beginning seeing her just waiting on all fours with her thongs at her thighs be be taken doggy style.
ummmm - English.
Looks like you two have a lot of fun in bed...:D
Nice sword too!
Muy bien
a sword in the backround? :D ;)
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text:
SOMERS, N.Y. – Somers' Kennedy Catholic High School officially opened its 2012-13 basketball season at its newly refurbished gym Tuesday with a ceremony commemorating the late Tyrell Thompson, a 2006 graduate and champion basketball player.
Thompson's navy blue Gaels jersey, No. 21, was retired in tribute.
Thompson distinguished himself at Kennedy as a scholar, a friend, a teammate and as a leading player on the 2004 New York State and Federation Championship team. He went on to graduate from the United States Military Academy at West Point and was serving as a 1st lieutenant in Fort Lee, Va., in August, when he collapsed and died during a pick-up basketball game.
Thompson's parents, Lisa and Al Scott, his wife, Michelle Smyth, his former coaches, Tom Nelligan and Al Morales, his 2004 teammates, and more than 100 friends, fans and alumni took part in Tuesday night's ceremony.
"Tyrell's reputation as a gentleman, scholar and basketball player was very much alive when I came to Kennedy," said the Rev. Mark Vaillancourt, Kennedy's president and principal. "I've been blessed and humbled to learn from his friends and family about the wonderful man he became, someone about whom Kennedy can be most proud."
"Some say that Ty helped make Kennedy," said Thompson's mother, Lisa Scott, referring to the 2004 championship. "But they must also realize that Kennedy helped make Ty."
Click here to sign up for Daily Voice's free daily emails and news alerts.


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Style # 206777
With a sophisticated structure, luxe knotted detail with metal accents and soft faux leather, this bebe tote bag is a chic and polished choice for business or pleasure.
- 100% leatherette
- Height: 12" (31 cm)
- Length: 12" (31 cm)
- Width: 7" (18 cm)
- Handle drop: 8" (20 cm)
- Top metal zipper
- Fabric lined
- Media compartments
- Imported
Tribal Tote is rated out of 5 by 8.
Rated 5 out of 5 by Roncike from I fall in love!! The most beautiful tote what i EVER see!Very big room for stuff.
Date published: 2013-05-05
Rated 5 out of 5 by JOAN from GREAT STURDY BAG!!! I BOUGHT THIS BAG IN BLACK LAST MONTH. AND I LOVE IT! I GET COMPLIMENTS ON IT ALL THE TIME. THANKS BEBE!
Date published: 2013-04-09
Rated 5 out of 5 by Kris3652 from Amazing!! I love this bag!!! Just got it yesterday and have already received many complements. It's so roomy, comfortable to wear and has that luxury feel and look!!!
Date published: 2013-04-06
Rated 5 out of 5 by Neka from Great bag I received this from my boyfriend as a Christmas gift. I love my bag, very classy, elegant, and roomy. You can dress it up or down, just fab:)
Date published: 2013-04-01
Rated 4 out of 5 by fashionista26 from alittle too BIG! but love it! Color is pretty..good detailing but just too big of a bag..did not expect that..
Date published: 2013-02-26
Rated 5 out of 5 by Tucker4602 from Very Nice, Unique Bag WOW!!!! This is one of nicest bags I have seen. It is very spacious. I get compliments on it everywhere I go. If you want to stand out with a great looking bag, this is the one for you. I LOVE IT. Thanks BeBe.
Date published: 2013-02-25
Rated 5 out of 5 by Sherry75 from Very nice quality I've always liked Bebe's clothes and style. They have the best quality. I have stuff that has lasted for years and will keep for many more!
Date published: 2013-01-03
Rated 5 out of 5 by StephanieNYC from LOVE THIS BAG! I just got this bag as a Christmas present from my sis. She gave me the black one and i absolutely love it! This bag reminds me of the Chanel shopper tote, the material is very good quality and the bag itself is very spacious. Would recommend this bag, plus it looks very dressy & classy! Love it!
Date published: 2012-12-26


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WASHINGTON (AP) — The Pentagon says Sgt. Bowe Bergdahl has now left Germany on board a U.S. military aircraft and will arrive at Brooke Army Medical Center in San Antonio, Texas, early Friday morning.
Bergdahl, who has been recovering in Germany after five years as a Taliban captive, is returning to the United States, but he will not receive the promotion that would have been automatic had he still been held prisoner.
A U.S. official said Bergdahl would go directly to Brooke Army Medical Center in San Antonio, arriving Friday.


text:
This guide introduces a Sentinel or Identity Manager Administrator to the process of integrating identity information stored in Identity Manager with Sentinel's event collection.
We want to hear your comments and suggestions about this manual and the other documentation included with this product. Please use the User Comments feature at the bottom of each page of the online documentation.
For the most recent version of this documentation, visit the Identity Manager 4.0.1 Drivers documentation Web site.
Sentinel is now a NetIQ product, but Novell still handles many support functions.
For questions about products, pricing, and capabilities, please contact your local partner. If you cannot contact your partner, please contact our Sales Support team.
Worldwide: NetIQ Office Locations
United States and Canada: 888-323-6768
Email: firstname.lastname@example.com
Web site: www.netiq.com


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New combustion concepts like PPC and RCCI have demonstrated very high indicated efficiencies together with a potential for low engine out emissions. But the implementation of those combustion concepts in engine concepts remains a challenge. A number of issues like boosting, load range, EGR control and transients have to be addressed.
Integration of different technologies into an engine concept is done with gas exchange simulations. But how is the combustion in the gas exchange simulations modeled when new combustion concepts are utilized? Iterating with 1-cylinder testing and 3D combustion CFD is time consuming. In order to speed up the concept work, it is a necessity to exchange the right parameters between the simulation tools and reduce the number of iterations. This presentation shows how 1-cylinder testing, 3D combustion CFD and 1D gas exchange with DARS SRM are used together for fast and reliable predictions.
Combustion models of direct injected engines need to capture fuel and thermal stratification. A Stochastic Reactor Model approach such as DARS SRM addresses the stratification. The state variables are described with a probability density function and the cylinder gas mixture are discretized in a number of particles. This allows for a significantly more detailed chemistry than in combustion CFD.
For PPC, it is a requirement to include the mixing process since the combustion is more or less premixed depending on the load. This input is taken from combustion CFD or derived from 1-cylinder testing.


text:
Cabernet Sauvignon
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|Written by
|Vincent Youmans and Irving Caesar
|No, No, Nanette (musical)
|Irving Caesar Music Corp; WB Music Corp; Warner Brothers, Inc.
An excerpt from "Tea for Two" was first used by the Muppets in the recurring "Music Hath Charms" sketch performed on multiple variety shows.
It played as the background music for Gonzo's dancing chicken act in The Muppet Show episode 204.
Rowlf and Lew Zealand later sang the song backwards in episode 314, and it was performed again in The Muppet Show On Tour: 2nd Edition.
After Link Hogthrob is struck by a shower of dummo rays in the "Pigs in Space" sketch from episode 315, he begins to dance to his own humming of "Tea for Two."
The Count von Count and Lady Two parodied this song in a duet entitled "Two for Two".


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Eagles' Kelly set for first NFL draft
Eagles' Kelly set for first NFL draft
Apr. 21, 2013
PHILADELPHIA (AP) — Chip Kelly already has changed the way the Philadelphia Eagles do almost everything.
From music blaring during practice to players wearing heart monitors on the field and drinking individualized protein shakes waiting for them afterward, Kelly's has made his mark. He's installed a new system and preached a new philosophy. He's invigorated the franchise with fresh ideas that some players already had determined — after just a couple non-contact, no-pads practices — will revolutionize the NFL.
"It's insane. From a communication standpoint, it's going to change the game," tight end Brent Celek said. "Just the way they can communicate plays and get us into stuff that's pretty cool. It's something I never even thought was possible in the NFL. He has a reason why each play is called what it is. And it all makes sense."
Lured away from Oregon to replace Andy Reid, Kelly brought his high-octane, up-tempo offense to the pros. Everyone wants to know if his success at college will translate at the next level.
The Ducks averaged an astounding 44.7 points per game in Kelly's four years, going 46-7. But the NFC East isn't the Pac-12.
That doesn't mean Kelly won't try it his way.
Players saw firsthand how fast-paced Kelly's offense will be in three practices last week. Kelly wants to run a play every 12 seconds, so he gets them ready for it in practice. They run a ton of plays, move around quickly and don't spend much time waiting, doing nothing.
"What we want to do is get our work done," Kelly said. "We're not going to be out there for a long time, so I would argue that we don't practice as long as other teams. It's just we try to eliminate and be as efficient as possible. There are two speeds in football, there is game speed and teach speed. If you're going to do something else at any other speed, why do it?"
Considering Kelly's unique approach, many are wondering how he'll handle this week's draft. The Eagles hold the No. 4 overall pick and have several holes to fill after a 4-12 season.
A franchise quarterback is a priority, though Kelly insists Michael Vick and Nick Foles can do the job. Many draft analysts predict the Eagles will take West Virginia's Geno Smith at No. 4. Florida State's EJ Manuel and Syracuse's Ryan Nassib are also possibilities later in the draft.
As expected, neither Kelly nor general manager Howie Roseman gave any indication of the team's thinking.
"I think there are some quality players in this draft, and that's our job to kind of figure that out," Kelly said. "I don't think by any stretch of the imagination there is a slam dunk anywhere."
If Kelly wants the Eagles to be the NFL version of the Ducks, he'll need players similar to the guys he recruited at Oregon. That means athletic offensive linemen in excellent shape, and quick, speedy guys across the board on offense and defense.
Perhaps Kelly will start a new trend if he wins.
"I think we'll be in the best shape in the league for sure," running back LeSean McCoy said. "Just the fast pace. There's never a time when we're breaking. We hustle to working out, lifting weights, everything. Even the meetings are fast. That high tempo, that high pace is a different presence to the defense because you get those 30 seconds of rest, you look to see what personnel they're bringing in.
"In this offense, we're shifting, we're moving and as soon as you get tackled there's no celebration after the play, it's strictly get the next play and let's go. I think I want to say by the second or third quarter, teams will be tired. As you've seen at Oregon, that's really how they won a lot of their games, by scoring points so fast. As a defense, you don't really get a chance to adjust because you're moving so much."
Kelly also likes versatile players, especially on defense. He still won't commit to running a 3-4 front 100 percent of the time.
"No. 1, it hinges on the players that we have," Kelly said. "Then No. 2, it hinges on the situation of the game. There are no purists. No one runs a 3-4 defense every single down. No one runs a 4-3 every single down. People have elements of both in there. It's the same thing offensively. So our job is to identify what are the strengths of our players on our roster and play to those strengths. It's still way too early to tell. But there are obviously advantages to both of those."
For some, the bigger question isn't who the Eagles will draft. Rather, who will make the picks. Andy Reid had final say when he was the coach, but owner Jeffrey Lurie gave Roseman more control in personnel decisions last year.
Lurie even went as far as absolving Roseman from blame for the poor draft choices the Eagles made in 2010-11, his first two seasons as GM.
"I've met extensively with Howie and his group and our coaches collaborated with the scouting department in terms of their opinions," Kelly said. "I think it's a collaborative effort. It's not one side or another side. It's all of us sitting down, putting our heads together and making the right decisions."
And, if the coach and the GM are split on a player?
"I think for us it's very easy because all the debate, all the drama, is done by that point," Roseman said. "It's really the board is what it is. We're picking off as we go, as we're picking, it's the best available player. It's no debate, no discussion."
Follow Rob Maaddi on Twitter: https://twitter.com/RobMaaddi


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Information Libertarianism
Jane and I have a new article coming out in volume 105 of California Law Review, titled Information Libertarianism. Here's the abstract: Recent First Amendment precedent is widely attacked as unprincipled: a deregulatory judicial agenda disguised as free speech protection. The scholarly consensus is mistaken. Descriptively, free speech protections scrutinize only information regulation, usefully pushing […]
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Filed under: Cognitive Decisionmaking, Copyright, Corporate Law, Court Decisions, Digital Media, First Amendment, FTC, Google, Health Law, Intermediaries, Internet & Society, ISP, Law School, Politics, Privacy, Scholarship, Search Engines, Software


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This is one of the newest routes, with the bolts and pegs placed on lead. The hardest sections are to be found in the first half, where the route follows a line between the large corner (Los Angeles) and Thriller, avoiding the two obvious roofs. After the shared belay the route eases off for two beautiful pitches, before joining up with Los Angeles for the final pitch.
From Cortina drive towards Dobbiaco along the SS51. After the small village Fiames turn left off the main road (signposted Val di Fanes - Trevenanzes). Park the car at the entrance to the park and continue on foot. Follow signs for Fanes, over several bridges and along the forest road. After a few bends the path straightens out and continues along the valley floor, past the Taé walls on the right, and then on to the Spalti di Col Becchei. The path forks at this point; go right over a small bridge onto the other side of the valley floor towards the Spalti. A cairn indicates a small path leading off rightwards through the wood steeply up to the rock face. To reach Illusione Ottica and Thriller scramble up the scree, traverse leftwards along an exposed section beneath a band of rock, and then return rightwards. The other routes are reached more easily by walking directly up to the base of the crag. Taé's routes are reached by crossing the bridge and briefly following the road, to then ascend the gully on the right. Reach the pine trees and then scramble up the ramp rightwards to the base of the wall.
Start at the bolt to the right of Thriller.
As for Illusione Ottica and Thriller.
Although bolts and pegs protect the harder sections, bring a set of wires & friends for the easier pitches.
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Cam Tag
Duration: 44:39
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text:
Chris Hemsworth: 'Thor: The Dark World' Set in London!
Chris Hemsworth films an action sequence for his upcoming superhero flick Thor: The Dark World on Monday (November 12) in London, England.
The 29-year-old actor held on to his character's famous hammer for the fight scene.
PHOTOS: Check out the latest pics of Chris Hemsworth
Make sure to check out Chris' new action film Red Dawn when it hits theaters later this month!
Also pictured inside: Chris' younger brother Liam Hemsworth showing off his buff arms after leaving the gym on Sunday (November 11) in Los Angeles.


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Anorexia is an eating disorder. It occurs when a person's obsession with diet and exercise leads to extreme weight loss. Sometimes laxatives, diuretics, or self-induced vomiting will be used to lose weight. The disorder is considered if a person refuses to maintain a body weight at or above 85% of their ideal body weight. Anorexia can be fatal.
Risk Factors
Anorexia is more common in women. Factors that increase your risk for anorexia include:
- Low self-esteem
- Feelings of helplessness
- Perfectionism
- Excessive fear of becoming overweight
- Pressure to be thin
- Family history of eating disorders
- Emotional stress
- Mood disorders, such as depression or generalized anxiety disorder
- Personality disorders, such as obsessive-compulsive disorder
- Influenced by social and fashion trends emphasizing or glamorizing thinness
Symptoms may include:
- Excessive weight loss
- Obsession with food, calories, and fat content
- Dieting even when thin
- Intense fear of gaining weight, even when underweight
- Body dysmorphia—distorted self-image of being overweight despite evidence of the opposite
- Basing self-evaluation heavily on body weight or shape
- Loss of menstrual periods
- Excessive exercising
- Feeling cold, especially hands and feet
- Being secretive about food
- Hair loss and/or growth of fine hair on the body
- Fainting or severe light-headedness
- Constipation
- Depression and/or anxiety
- Heart palpitations
Anorexia often leads to a number of serious medical problems including:
- Osteoporosis
- Cardiac problems, which can be fatal if an arrhythmia develops
|Body Dysmorphia
|Copyright © Nucleus Medical Media, Inc.
The goal of treatment is to return to and maintain a healthy weight. A healthy weight is above 85% of your ideal weight. To achieve this, the intake of calories is gradually increased. This can be accomplished through a number of interventions, including the following:
Nutritional Consultation
A dietitian may be consulted to help you learn more about the components of a healthy diet. The dietitian will also talk to you about reasonable weight and calorie goals.
Therapy can help address harmful thought patterns, improve eating behavior, and increase self-esteem. There are many different types of therapy. Work with your doctor and therapists to determine which therapy may be best for you. You may use more than 1 therapy or try different therapies before you find one that works best for you. Some therapy options include:
- Cognitive behavioral therapists—To help you develop a healthier and more realistic self-image. The therapist will help you find new ways to think about your body and your diet.
- Interpersonal therapy—To help you understand and cope with concerns about your relationships.
- Family therapy—Families often play a role in eating disorders. Many people cannot recover unless their families are involved in the changes. All families need to understand the disorder to provide the appropriate support.
In some cases, people with anorexia benefit from a combination of psychotherapy and antidepressant medication. In particular, selective serotonin reuptake inhibitors (SSRIs) are used. Used alone, antidepressant therapy is not an effective treatment for anorexia.
Addressing Nutritional Status and Loss of Bone Density
Medications and supplements may include:
- Vitamins and minerals to maintain adequate nutrition
- Hormone replacement to resume periods and prevent bone loss
Hospitalization may be necessary if:
- Weight is more than 25% below ideal body weight
- There are signs of serious physical or emotional deterioration
This content is reviewed regularly and is updated when new and relevant evidence is made available. This information is neither intended nor implied to be a substitute for professional medical advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with questions regarding a medical condition.
Edits to original content made by Denver Health.
Copyright © EBSCO Information Services
All rights reserved.
a (Anorexia Nervosa—Adult)
National Association of Anorexia Nervosa and Associated Disorders http://www.anad.org
National Eating Disorders Association http://www.nationaleatingdisorders.org
Canadian Mental Health Association http://www.cmha.ca
National Eating Disorder Information Center http://www.nedic.ca
Anorexia nervosa. EBSCO DynaMed Plus website. Available at: http://www.dynamed.com/topics/dmp~AN~T114614/Anorexia-nervosa . Updated November 19, 2015. Accessed September 29, 2016.
Anorexia nervosa fact sheet. Office on Women's Health website. Available at: http://www.womenshealth.gov/publications/our-publications/fact-sheet/anorexia-nervosa.html. Updated July 16, 2012. Accessed May 3, 2016.
Casper RC. How useful are pharmacological treatments in eating disorders? Psychopharmacol Bull. 2002;36(2):88-104.


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News > Community Events
Submit Your Event
Add your Parkinson's disease community-related educational event or a PUW walker/team fundraiser. By submitting your event you are allowing us to include it in our outgoing communications so we can help you spread the word. Click on the link above and complete the form. All event listings are subject to approval.
Princeton Dance for Parkinson
Location: DanceVision at PDT Studio, Forrestal Village, 116 Rockingham Row, Princeton, NJ 08540
Date: 02/13/2013
A NEW SERIES: 6 weeks of classes
Wednesdays, January 30 - March 6 @ 1 to 2:15 pm
For this session, classes are Free! Donations are encouraged. No dance experience necessary, all levels can start anytime in the series! Classes are appropriate for anyone with Parkinson's; caregivers, family members, and friends are also welcome to attend.
For more information, click here.
Princeton Dance for Parkinson classes are based on the Dance for PD® program started at the Mark Morris Dance Center in Brooklyn in 2001 and it has since been replicated in more than 40 other communities around the world.


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Tai Chi & Woodworking
Balance, concentration and the quest for the easy way to work.
By Robert W. Lang
Pages: 42-45
From the August 2011 issue #191
Buy this issue now
You wouldn't expect a Welsh chair bodger who's teaching how to build a stick chair to mention a Chinese martial art in relation to using a jack plane. And you wouldn't expect the student to get the connection, see the truth in it and relate that to most good techniques in woodworking.
VIDEO: Learn tai chi from online videos.
ARTICLE: Read on our editors' blog about preventing pain in your feet.
WEB SITE: Visit the Mayo Clinic web site to learn about the benefits of tai chi.
TO BUY: "Exercises in Woodworking" shows you good form for working smart.
From the August 2011 issue #191
Buy this issue now


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TOKYO, Dec. 7 (UPI) -- Tsunami warnings were canceled in areas of Japan jolted Friday by a 7.3-magnitude earthquake, the country's Meteorological Agency said.
Officials indicated there were no immediate reports of damage.
The powerful earthquake shook the northeastern coast, setting off a small tsunami and causing buildings to shake in Tokyo, 300 miles away, Voice of America reported.
Authorities said 3-foot waves rolled ashore in Miyagi prefecture -- in the same region where a massive earthquake and tsunami killed thousands of people last year.
The U.S Geological Survey said the quake struck 22 miles under the Pacific Ocean, about 152 miles southeast of Kamaishi.
Nuclear power-plant operators said they hadn't received any reports of danger at their facilities, Japan's national broadcaster HNK reported.
Tohoku Electric Power Co. officials said all three reactors at the Onagawa plant in Miyagi prefecture were off-line before the quake and that another nuclear power plant in Aomori prefecture didn't show signs of stress.
Tepco officials said the quake did not affect the company's Fukushima Daiichi and Fukushima Daini nuclear plants.
A 9-magnitude earthquake followed by a gigantic tsunami in March 2011 killed more than 15,000 people and crippled the Fukushima-Daiichi plant.


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Beauty of Northwest's melting frost captured in photos
I'm sure quite a few people around here note the winter chill with something along the lines of "ugh" but Angela Kelly now views the days as an opportunity.
She has recently become quite adept at finding amazing beauty the melting morning frost leaves behind in nature.
Fresh off her November gallery of finding raindrops on spider webs she's expanded a bit to include plants and flora.
She says each of the photos were taken in her Arlington yard, "while practically prone on my stomach in the melting frost and just barely above freezing temperatures."
The moss ones were taken on a stump where her prized spiderwebs reside. The grassy drops were taken in her front yard.
"Each water drop captured has its own story and reflects an image unique to its perspective, which is what I try to illustrate in my work," Kelly said. "While they all hold roughly the same shape, depending on where one sits, stands or peers over at, the image is different in each one."
She told me she's always had a fascination and love for water.
"But in the past it was only directed towards the larger bodies of water familiar to many here as Puget Sound, or Lake Washington," she said.
She adds it wasn't until recently that she discovered the true gems of waterdrops and began studying them closely.
"I love being able to show others something that they have perhaps taken for granted and walked by too quickly to notice before. I hope that in sharing my work, it will help others to change their perspective and take the time to enjoy and savor the beauty in even the most unfamiliar or surprising ways possible."
You can find more photos of her amazing work on her Facebook page and on Flickr.


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Many, including this writer, doubt that defenseman David Warsofsky has a future in the NHL because of his lack of size.
Well we'll all get a chance to find out how he adapts to the pro game a little early because Warsofsky today reportedly signed with the Bruins.
Scott Weighart of USCHO.com reported the signing, which was confirmed by the Bruins this afternoon, today. As a Terriers junior this season, Warsofsky posted 7-15-22 totals in 34 games. He's listed at a generously at 5-foot-9, 170 pounds and might've just had a down year because of a lack of interest in the level of competition he faced. The Bruins acquired his rights from St. Louis last year on draft day for Vladimir Sobotka.
BU head coach Jack Parker wasn't surprised by Warsofsky's early defection. He told Weighart:
"He needs to be challenged in a different way. He didn't perform as well as he could've this year, and I think it was because he wasn't challenged. He needs to be on eggshells, worrying about how good he is compared to everybody else, and I think this year he thought it was going to be too easy for him."
While the NHL might still be at least a year away for Warsofsky, he figures to compete for a top-four spot with the Providence (AHL) farm club next season.


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50 News 'Stories' No One Cared About In 2012
From debatably classic debut albums (ahem: Frank, Kendrick) to Beyonce joining Instagram (you know you care!), 2012 brought lots of water cooler worthy news stories. But not everything was worth stopping the presses for. Here, VIBE runs down a few headlines that we, frankly, could've done without.


text: 3M CO Reported by GANGESTAD NICHOLAS C FORM 4/A (Amended Statement of Changes in Beneficial Ownership) Filed 04/05/11 for the Period Ending 04/01/11 Address Telephone CIK Symbol SIC Code Industry Sector Fiscal Year 3M CENTER BLDG. 220-11W-02 ST PAUL, MN 55144-1000 6517332204 0000066740 MMM 3841 - Surgical and Medical Instruments and Apparatus Constr. - Supplies & Fixtures Capital Goods 12/31 http://www.edgar-online.com © Copyright 2015, EDGAR Online, Inc. All Rights Reserved. Distribution and use of this document restricted under EDGAR Online, Inc. Terms of Use. UNITED STATES SECURITIES AND EXCHANGE COMMISSION OMB APPROVAL OMB Number: 3235-0287 Washington, D.C. 20549 Expires: February 28, 2011 FORM 4 [ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Estimated average burden hours per response... 0.5 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940 1. Name and Address of Reporting Person * 2. Issuer Name and Ticker or Trading Symbol Gangestad Nicholas C 3M CO [ MMM ] (Last) (First) (Middle) 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director 3. Date of Earliest Transaction (MM/DD/YYYY) _____ 10% Owner __ X __ Officer (give title below) 4/1/2011 3M CENTER (Street) _____ Other (specify below) VP and Corporate Controller 4. If Amendment, Date Original Filed (MM/DD/YYYY) 6. Individual or Joint/Group Filing (Check Applicable Line) ST. PAUL, MN 55144-1000 (City) (State) 4/5/2011 _ X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Trans. Date 2A. 3. Trans. Deemed Code Execution (Instr. 8) Date, if any Code 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) V Amount 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) (A) or (D) Price 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Table II - Derivative Securities Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivate Security (Instr. 3) 2. 3. Trans. Conversion Date or Exercise Price of Derivative Security 3A. Deemed Execution Date, if any 4. Trans. Code (Instr. 8) Code Restricted Stock Units (1) 4/1/2011 A 5. Number of 6. Date Exercisable Derivative Securities and Expiration Date Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) V (A) 607 (D) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) Date Expiration Title Exercisable Date (2) (2) Common Stock 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction (s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) $0 607 D Amount or Number of Shares 607 Explanation of Responses: ( 1) Each restricted stock unit represents a contingent right to receive one share of 3M common stock. ( 2) The restricted stock units will vest on 2/9/2012. Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Gangestad Nicholas C 3M CENTER ST. PAUL, MN 55144-1000 Other VP and Corporate Controller Signatures /s/ George Ann Biros, attorney-in-fact for Nicholas Gangestad ** Signature of Reporting Person 4/5/2011 Date Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. * If the form is filed by more than one reporting person, see Instruction 4(b)(v). ** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.


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New York City's Holiday House Designer Showcase
Designers turn their talents to special occasions at New York City's Holiday House showhouse
Slide 1 Of New York City's Holiday House Designer Showcase
Encouraging creative minds to break out of their typical mold, New York City's Holiday House Designer Showcase gives visitors a fresh take on favorite stylemakers. The festive event is unique in that designers must designate a special occasion or holiday as the theme for their spaces. The result: a spectacular display of impeccably designed interiors by leaders in the industry.
The annual showhouse, with proceeds that benefit The Breast Cancer Research Foundation, is fast becoming a seasonal tradition in Manhattan, a sweet treat for lovers of imaginative design.
Produced by Krissa Rossbund
Slide 2 Of New York City's Holiday House Designer Showcase [3]
Everyday is a Holiday
Inspired by The Breast Cancer Research Foundation's iconic pink ribbon, Charlotte Moss designed a bedroom in honor of a former employee and friend who lost her battle with the disease earlier in the year. "This room is an homage to her and a reminder that every single day is a day to celebrate," explains Moss.
Because the space was so sprawling, it was treated as a studio apartment, complete with various living areas for different purposes. Walls painted in an off-white semigloss from Pratt & Lambert let colorful floral-motif fabrics and an eclectic mix of modern artwork and fashion photography do the talking. Blessed with great bones, the bedroom features five large windows—each dressed in matchstick blinds and blue-striped draperies from the designer's own collection for Fabricut.
The canopy bed, complete with curtains and upholstered footboard, is fit for a princess. Across the room, a pair of vintage chairs in bright red leather flank the black fireplace. Forming a fancy sitting area are a lounge chair with matching ottoman and a blue-patterned slipper chair, both designed by Moss for Century Furniture. Overhead, a custom basket-weave chandelier adds interest and extra charm.
Interior Design: Charlotte Moss, Charlotte Moss, LLC, 24 E. 71st St., Suite 3N, New York, NY 10021; 212/308-7088, charlottemoss.com [4].
Photography: Eric Striffler
Slide 3 Of New York City's Holiday House Designer Showcase [7]
Everyday is a Holiday
For days when work must be done, two desk areas are available to keep one on task. The first is centrally located and affords gorgeous window views.
Interior Deisgn: Charlotte Moss
Slide 4 Of New York City's Holiday House Designer Showcase [10]
Everyday is a Holiday
The second desk in the room is ideal for craftier occasions, equipped with a scrapbooking table and an inspirational bulletin board.
Interior Deisgn: Charlotte Moss
Slide 5 Of New York City's Holiday House Designer Showcase [13]
Remembrance of Things Past
With Marcel Proust's A Remembrance of Things Past as his inspiration, Geoffrey Bradfield aimed to create a space conveying a sense of nostalgia for an age gone by. "I wanted guests to experience a journey, an erudite tour through the history of fine and decorative arts," says the designer of his exquisite black-and-white salon. The white-lacquered coffee table plays host to two swan-shaped vessels that reference the notable novel. In addition to Proust, the interior also features the likenesses of Dr. Samuel Jean Pozzi, Vita Sackville-West, Sir Philip Sassoon, George Vanderbilt, and John Singer Sargent's Madame X—some appearing as part of the whimsical custom-designed wallcovering on the back wall. According to Bradfield, the incorporation of emerald green—as seen on the pair of oil paintings—suggests the fruition of new thought and the never-ending cycle of renewal and evolution.
Continuing the allusions to various aesthetic periods embodied by prominent personalities of the day, a series of plaster busts, including ones of Louis XV and Princess Marie Louise of Savoy, are purposefully scattered throughout the room.
Interior Design: Geoffrey Bradfield, Geoffrey Bradfield Inc., 116 East 61st St., New York, NY 10065; 212/758-1773, geoffreybradfield.com [14].
Photography: Peter Rymwid
Slide 6 Of New York City's Holiday House Designer Showcase [17]
Remembrance of Things Past
Defined by several small sitting areas with plush white lounge chairs and black oval-backed fauteuils, this sleek, sophisticated space guarantees good conversation.
Interior Design: Geoffrey Bradfield
Slide 7 Of New York City's Holiday House Designer Showcase [20]
Carnevale Dinner
With a 15-foot-long midcentury table cast in resin-urethane as his centerpiece, Inson Dubois Wood created a lavish dining room of a Carnevale-like setting. "My muse was Daphne Guinness as seen through the lens of Steven Klein and designed by Alexander McQueen," he says. Instead of suspending the diamond-cut crystal chandelier from the ceiling, the designer arranged it like a candelabra atop the table. Antique mask molds from Venice adorn the mantel.
Interior Design: Inson Dubois Wood, Inson Dubois Wood, LLC, 44 E. 32nd St., 3rd Floor, New York, NY 10016; 212/343-107, insonwood.com [21].
Photography: Peter Rymwid
Slide 8 Of New York City's Holiday House Designer Showcase [24]
Carnevale Dinner
Stealing our breath is the ceiling treatment composed of 24-karat gold leaf with Venetian plaster and outlined in red lacquer.
Interior Design: Inson Dubois Wood
Slide 9 Of New York City's Holiday House Designer Showcase [27]
Meditation Room
"I wanted guests to experience their own spirituality," says designer Stephanie Odegard. To induce an inspiring atmosphere, she reproduced a private Tibetan-themed meditation room. Reminiscent of a typical monastery in Tibet, the ceiling is painted rich red and gold and punctuated by a stunning wood-and-silk chandelier. Handmade Khadi fabric panels from India line the walls, while a traditional tiger-stripe carpet in vegetable-dyed wool decorates the floor. A 200-year-old Tibetan trunk from Odegard's own collection plays host to butter sculptures, which were offered to the deities and used in meditation. A Gandara Buddha bust and an authentic sand mandala tie it all together.
Interior Design: Stephanie Odegard, Stephanie Odegard Collection, 200 Lexington Ave., Suite 1209, New York, NY 10016; 212/545-0205, stephanieodegard.com [28].
Photography: Peter Rymwid
Slide 10 Of New York City's Holiday House Designer Showcase [31]
Spring Forward
Tobi Fairley's "Spring Forward" sitting room isn't just a celebration of the Spring Equinox—despite its trellis-patterned grass-cloth wallcovering, faux-bois fabrics, green-glass lamps, and perky pink accents. It's also a play on words, as Fairley intended her Traditional Home-sponsored space to be irrefutably fashion forward. Couture details—from coffee table books to a classic black-and-white palette—are simple but chic, just like our favorite style icons. "The draperies' custom appliqué, the contrast welting on the channel-back banquettes, and the slipper chairs' sexy curves all bring to mind a feminine fashion maven," the designer says.
Interior Design: Tobi Fairley, Tobi Fairley Interior Design, 5507 Ranch Drive, Suite 103, Little Rock, AR 72223; 501/868-9882, tobifairley.com [32].
Photography: Peter Rymwid
Slide 11 Of New York City's Holiday House Designer Showcase [35]
Spring Forward
The pretty pink peonies on the desk are courtesy of Natural Decorations, Inc.
Interior Design: Tobi Fairley
Slide 12 Of New York City's Holiday House Designer Showcase [38]
Swedish Winter Dream
Sheer curtains and crisp white walls team with cool blue-gray fabrics and a cowhide area rug to create a room with a winter-wonderland feel. Add a touch of sparkle—the stunning Baccarat chandelier overhead—and this elegant bedroom becomes a serene escape, as if one is living in a Swedish winter dream. That is the exact aura designer Vicente Wolf wanted to achieve. "The moment I walked into the space, I saw the vision and knew what I wanted to create," he explains. Why Swedish, you ask? "Swedish rooms always have a sense of lightness and simplicity," Wolf says. Modest accessories, like the Thai ceramic vases atop the blue antique bedside table, stick to this minimalist theme.
The custom bed is Wolf's favorite. "It combines attributes of a wing chair and a modern platform bed," he says. A contrasting Chinese folding screen adds detail but doesn't distract from the rest of the room. Stealing the show is a massive 18th-century French Louis XVI mirror. Its large scale artfully alters the perspective of the room.
Interior Design: Vicente Wolf for Anthony Lawrence-Belfair, Vicente Wolf Assoc., 333 W. 39th St., New York, NY 10018; 212/465-0590, vicentewolf.com. Anthony Lawrence-Belfair, 53 W. 23rd St., New York, NY 10010; 212/206-8820, anthonylawrence.com [39].
Photography: Peter Rymwid
Slide 13 Of New York City's Holiday House Designer Showcase [42]
Swedish Winter Dream
A steel Chinese chair sits poised and pretty at the marble-topped desk. Both pieces are from the designer's own collection. An ivy topiary resembling a Christmas tree reminds guests the holidays are near.
Interior Design: Vicente Wolf
Slide 14 Of New York City's Holiday House Designer Showcase [45]
President's Day
A holiday acknowledged—but not necessarily celebrated—is the inspiration for this octagonal space, with its four doors, two windows, and a fireplace. "The theme allowed me to construct a room with a sense of history, spanning centuries through furniture and antique selections," Schermerhorn notes.
Interior Design: Donald Schermerhorn, Schermerhorn Interior Design, 329 E. 63rd St., Suite C, New York, NY 10065; 212/355-5670, donaldschermerhorn.com [46].
Photography: Peter Rymwid
Slide 15 Of New York City's Holiday House Designer Showcase [49]
President's Day
A 17th-century Coromandel screen draws eyes upward. "The 18th-century George III library chair is made less conservative with a liberal dose of plum linen," he says. A teal raffia wallcovering, floral tufted ottoman, and celadon-striped shades complete the look.
Interior Design: Donald Schermerhorn
Slide 16 Of New York City's Holiday House Designer Showcase [52]
Mother's Day
Merging visual tropes commonly associated with Mother's Day, designer Joan Dineen manufactured a "nuanced interpretation of who mothers are" in her soothing showhouse space.
Interior Design: Joan Dineen, Dineen Architecture + Design, 224 E. 62nd St., New York, NY 10065; 212/249-2575, dineenarchitecture.com [53].
Photography: Peter Rymwid
Slide 17 Of New York City's Holiday House Designer Showcase [56]
Mother's Day
A gray-blue grass-cloth wallcovering by Holland & Sherry provides depth while plaid mohair draperies, a goatskin screen, and a bold blue area rug inject pattern. "The rug is based on a line drawing that reminded us of the female figure and flowers," she explains. The daybed—designed by Dineen—features organic wool upholstery and is accented by plush pillows. An antique bronze sculpture and a Keyhole Cutie etching sit pretty atop a fractured-resin side table. Above, an intricate honeycomb-like light fixture draws the eye.
Interior Design: Joan Dineen
Slide 18 Of New York City's Holiday House Designer Showcase [59]
Holiday Luncheon
If a modern-day Marie Antoinette hosted a holiday luncheon, it would look like this. "The sexy color scheme and playful mix of traditional and romantic pieces with contemporary items speak to today's woman: strong and independent, yet ladylike and alluring," says designer Tricia Huntley. The luxurious lounge includes two leather-upholstered sectional sofas where guests can mingle while the meal is prepared.
Interior Design: Tricia Huntley, Huntley & Co. Interior Design, 1655 45th St. N.W., Washington, DC 20007; 202/462-3030, huntleyandcompany.com [60].
Photography: Peter Rymwid
Slide 19 Of New York City's Holiday House Designer Showcase [63]
Holiday Luncheon
Below Lladro's jaw-dropping chandelier composed of carved porcelain fairies, an expansive dining table is set with divine dinnerware.
Interior Design: Tricia Huntley
Slide 20 Of New York City's Holiday House Designer Showcase [66]
Holiday Luncheon
Layered artwork pops against a black backdrop. Barware is by Juliska.
Interior Design: Tricia Huntley
Slide 21 Of New York City's Holiday House Designer Showcase [69]
Holiday Luncheon
A series of arched windows accented by barely-there sheer draperies lets natural light illuminate the room.
Interior Design: Tricia Huntley


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Throw Pillow
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ING Direct has been on sale for the past few years, and I've speculated on the rumors of possible buyers like Ally Bank and GE Capital Bank. The winning bidder has been announced. Capital One has purchased ING Direct for $9 billion.
Capital One is a financial institution that is historically known as a credit card company, but in the past few years, a series of banking acquisitions, like that of North Fork Bank, has allowed Capital One to expand its horizons a bit. With ING's deposits, the bank will be the sixth largest bank in the United States by deposits.
Banking Deal: Earn 1.30% APY on an FDIC-insured savings account at Synchrony Bank.
Traditionally, ING Direct has been a hit with a new generation of savers. It was one of the most popular banks offering high-yield savings accounts, with interest rates that far exceeded what brick-and-mortar banks offer. In recent years, however, ING Direct had gained momentum and market position that allowed them to relax competitively against other online-only banks. While their rates are still far better than one can earn in branch-based savings accounts, many online banks offer better terms with little else for differentiation.
Nevertheless, many customers have stayed with ING Direct due to inertia as well as a genuine affinity for the bank. There is an impression that ING Direct treats its customers well for the most part, and the bank has a capable and friendly support system.
Customers are rightly concerned about this acquisition. Capital One has not always been an organization that offers the friendliest terms. The company is not as universally loved as ING Direct, but any negative publicity is usually geared towards credit cards. Now that Capital One is aggressively moving into banking, their reputation might shift for the better.
ING Direct customers will likely gain access to Capital One branches and ATMs, and that could be a benefit for those living in an area where Capital One is present. The big question is whether Capital One will maintain the customer-friendly approach to banking — no fees, no minimums, high interest rates, an easy website to navigate — that has made ING Direct a favorite among younger customers.
The biggest portion of my cash is held at ING Direct. I will be watching closely to see whether Capital One implements any changes. For those eager to leave ING Direct, consider these reviews of other high-yield savings accounts or find a local credit union that offers the service you need.
Updated. As the story continues, it gets more intriguing. My efforts to reach out to Capital One for some comments have been unsuccessful, but the New York Times was able to reprint some of Capital One's prepared remarks about the acquisition. Here's how the bank answered the question, "Are you planning any new fees or minimum balance requirements?"
ING Direct has built a large and valuable franchise of engaged customers by focusing on a few simple proconsumer products. We deeply understand the value of the loyalty and advocacy ING Direct has been able to build with its customers. Everything we do as we integrate our businesses will be thoughtful and surefooted with a focus on sustaining and building that customer loyalty. We will focus on the customers, channels, products, and pricing strategies that build the best long-term customer relationships and deliver the best cost of funds.
Meanwhile, on the other side of corporate marketingspeak, ING Direct's Twitter representative broadcast: "We hear you, Savers. The plan is ING DIRECT + the best of Capital One = more ways to help you save."
I'll continue working on getting some answers from Capital One.
February 14, 2012 update: The Federal Reserve has approved Capital One's plans to acquire ING Direct USA. Capital One continues to reject my requests for comments through an appearance on the shizennougyou Podcast, but we might have a representative from the National Community Reinvestment Coalition, whose stance seems to be that the acquisition will not have good results for consumers.
February 8, 2013 update: Capital One has rebranded ING Direct as Capital One 360. Here is a review of the new account.
Updated September 24, 2015 and originally published June 17, 2011.