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Inside the Huddle: Centers-Class of 2019
If there is one position that gets overlooked in recruiting it would be Center. They are the true quarterbacks of…Read more
Inside the Huddle: Tight Ends
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Question about 2010 Honda SH300i
Where is the VIN number on a Honda SH300i Scooter@
Posted by danielsg7 on
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Date: 9th - 13th April 2018
Location: NEC, Birmingham
Stand number: H20-550
MACH is the biggest event in the Manufacturing division's calendar. Organised by the MTA, it is an outstanding showcase for advances in the manufacturing industry.
It is the UK's premier event for engineering-based manufacturing technologies. With over 25,000 visitors across a 5 day period, a vibrant seminar programme and unrivalled networking opportunities MACH showcases the heart of UK advanced engineering.
Our team of specialists were on hand to discuss finance needs for the duration of the event.


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Acrylic on canvas.
Sayings of Jesus: "Out of the heart, the mouth speaks." Matthew 12 : 34,
"It is not what goes into the mouth that defiles you, but what comes out of the mouth." Matthew 15 : 11.
This is not 'pretty' art : it is not intended to be pretty. Jesus said many harsh words to deal with ugly situations, and the impact of those words has been lost because we gloss over scripture to make it 'inoffensive'.
By doing that, we have gutted the power of our belief.
Tell it like it is …


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Skin tone: Medium to dusky
Hello, ladies!
I easily get swayed by eye-catching packaging. I love pretty things and out-of-the-box designs. So, I made one such impulse purchase and ended up buying the Africa Multi Bronzing Powder by W7 Cosmetics. Let's see whether it is a "BUY" or "BYE".
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Price: Rs.244 for 8g
Product Description:
Africa is one of our square boxed products. A pink blusher with bronzing highlights mixed throughout.
Apply to apples of cheeks and up along cheekbones.
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My Experience with W7 Africa Multi Bronzing Face Powder:
The packaging of this bronzer is just Wow. I would say that, with its cardboard box packaging, it is a dead-on dupe packaging in comparison to Benefit Hoola Bronzing Powder and blushes. It is such a pretty packaging with the ingredients list and other details at the back of the box. There is also a small brush inside the box, which is also similar to Benefit Cosmetics brush. The brush is actually super soft and good. Normally, brushes which come with the products are rarely usable but I actually really like this brush. This brush is perfect for bronzing and contouring.
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The Bronzing Powder itself is inspired by Africa and is set in a Tiger/Leopard print, which is a really pretty design. Altogether, there are three shades in the powder, a dark brown-grey shade which looks like a black, a light brown bronze shade and a vibrant pink shade, all with bits of shimmer running through them.
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Though they have three different shades, the pink and the brown almost look similar and look like a medium pink when swatched separately, and the dark grey doesn't play a part since it's lesser in quantity. Though these can be used as individual shades, I feel it's a bit difficult to use it that way and it is better to be used together. Once swirled, with the provided brush, on all the powders together, I got a very pale pink shade with a noticeable shimmer. So, this is more like a blush than a bronzer; at least for my dusky skin tone. The pale skin toned beauties may try this as a bronzer but still, I doubt that.
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I feel that it is a blush with a highlighter, and I don't like shimmery cheek products. I am more of a matte person with regard to face products and so I would say that I am not a fan of this one either. The pigmentation of this product is pretty average. It gives a very subtle color payoff with lots of shimmers. It just looks like a blush topper on my dusky skin tone and I could hardly see any color when I blended it and I was left with shimmers.
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I think the color may show more on fair skin toned ladies. The staying power of this product is also pretty average which is around 4 hours.
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Overall, this is more like a blush topper or can also be used as a highlighter. I don't really like this, as I am not a fan of glitters and I don't shimmer in my face products.
Pros of W7 Africa Multi Bronzing Face Powder:
• Wow Packaging
• Super soft brush
• Design looks unique
• It is a pale pink blush
• Contains shimmer
Cons of W7 Africa Multi Bronzing Face Powder:
• It is a blush, not a bronzer
• Pigmentation could have been better
• Average staying power
• More shimmer than color
• More like a blush topper or highlighter
• Not suitable for medium and dusky skin tones
IMBB Rating: 2/5
Would I Repurchase/Recommend W7 Africa Multi Bronzing Face Powder?
No! You can go for this if you like blush toppers.
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Moody's: Cyprus broadens capital-gains tax waiver, a credit positive for banks
Rating agency Moody's says in its weekly "Credit Outlook" that extension of the government's waiver of the 20% capital- gains tax to all properties sold when proceeds are used to repay problem loans is a credit positive for the banks.
Last Tuesday, the Cypriot parliament extended the government's waiver of the 20% capital- gains tax to all properties sold when proceeds are used to repay problem loans, and to properties sold or relinquished to credit-acquiring companies, which are the only Cypriot entities allowed to buy problems loans from banks, to settle existing debt.
Until now, this tax break was applicable only to properties sold in debt-for-asset swaps with banks.
"The benefit`s extension to other sales categories is credit positive for Cypriot credit acquiring companies because it will increase the recoverable amount of problem loans and banks should garner better prices offered for non performing loan exposures (NPEs)", says Moody's
The government introduced the waiver of the capital gains tax in 2015 to facilitate debt-for asset swaps as a means to reduce the larges tock of NPEs in the Cypriot banking sector. Almost all these exposures are backed by real estate collateral and around one-third of these troubled loans are terminated loans, which are mostly dated exposures to non-viable businesses or loans to individuals without sufficient means to repay
According to the report, the Bank of Cyprus Public Company Limited, the island's largest bank, used debt-for-asset swaps to achieve about one-third of its 45% reduction in its stock of NPEs since 2015. Since 2015, Bank of Cyprus onboarded around 2,000 properties worth €1.6 billion. These properties include commercial real estate, hotels, a golf facility and vacant plots.
Moody's says that although Hellenic Bank Public Company Ltd, the island`s third-largest domestic bank, has used debt-for-asset swaps less, having onboarded a much smaller pool of assets of around €100 million, it is expected that it will use this method increasingly following the July amendments to the legal framework, which significantly shortens the time necessary to foreclose on real estate collateral and limits a borrower`s ability to delay an asset`s foreclosure and auction.
Moody's also expects that additional companies will enter the market, in addition to B2Kapital Cyprus Ltd, thus enhancing debt collection and providing domestic banks with additional means to reduce their high stock of NPEs.
According to the Central Bank of Cyprus, NPEs were €19 billion in March 2018, accounting for around 100% of GDP, down from €28 billion in March 2015.
Source: Stockwatch
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- Jul 20
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Blood moon to be visible from Cyprus on July 27
The longest lunar eclipse of the century making the moon look blood red will be visible in Cyprus too from the night of Friday July 27 until the early hours of Saturday July 28.
Astronomers expect the main spectacle to last approximately an hour and 43 minutes. From start to finish, the entire celestial event will last nearly four hours.
In Cyprus, the blood moon will begin with the penumbral eclipse at 20:14 where the Earth's penumbra will begin touching the moon's face.
At 21:24 partial eclipse will begin where the moon will start becoming red. Total eclipse will be at 22:30 while maximum eclipse will be at 23:21 and will end at 00:13 on Saturday.
Partial eclipse will end at 01:19 and the penumbral eclipse will end at 02:28.
A special event will be held at the Holy bishopric of Tamasos and Orini in Nicosia in cooperation with the Cyprus astronomy society where the public will be able to observe the eclipse and see the planets through telescopes.
The moon turns red because some of the sunlight going through Earth's atmosphere is bent around the edge the planet and falls onto the moon's surface.
Earth's air also scatters shorter-wavelength light in colours such as blue and green, leaving the longer-wavelength redder end of the spectrum.
Essentially, the red colour is Earth's refracted sunset-sunrise light being bounced back.
The eclipse has also given rise to doomsday theories with one Baptist pastor Paul Begley saying in a recent Youtube video that this was a prophecy and the blood moon could be interpreted as a sign that "these are the last days."
Source: CyprusMail
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- Jul 19
- |
Government announced bond issuance through private placement
The Public Debt Management Office has announced the issuance of 5 government bonds for a total nominal amount of €3,19 billion maturing between 5 to 53 months with private placement towards the Cyprus Cooperative Bank (CCB).
It concerns bonds to be transferred to the Hellenic Bank in the framework of the agreement between the state-owned CCB and Hellenic.
The Public Debt Management Office has announced on Monday that the value date of the government bonds is the 13th
of July 2018.
Following the issuance of the government bonds, public debt rises by an additional €840 million reaching € 21.67 billion, with the debt-to-GDP ratio at 111% at the end of the first quarter.
However, repayments expected to be made in July, will lead to a fall of public debt to € 20.8 billion or 107%.
It is recalled that officials from Hellenic Bank and the CCB have kickstarted the process for the transfer of business of the CCB to Hellenic, following the agreement announced last month.
Officials from both banks told CNA that division directors began meetings to prepare the transfer which is expected to be completed by the coming September.
According to the agreement reached between the state-owned CCB and Hellenic, Hellenic Bank will acquire a balance sheet of €10.3 billion, comprising a portfolio of primarily performing loans (net loans: €4.6bn), Cyprus Government Bonds (€4.1bn), cash (€1.6bn), customer deposits (€9.7bn) and certain other current liabilities and assets. Hellenic will also absorb 1,100 from the CCB's total 2,700 employees, as well as approximately 73 branches.
In August Hellenic Bank in August will convene an extraordinary Annual General Meeting which will approve a €150-million capital raise, expected to take place during the fourth quarter of 2018.
Hellenic has announced it received irrevocable undertakings by its major shareholders to approve the capital increase which is essential to obtain the green light by the ECB's Single Supervisory Mechanism.
Banking officials from both banks said they aim at a smooth transition especially for the customers of the CCB. Officials are examining issues concerning system integration and the branch network of the consolidated entity.
Last week Moody's rating agency announced it place Hellenic Bank and the CCB on review for upgrade following the Cypriot authorities approval of Hellenic`s offer to acquire CCB`s balance sheet consisting of healthy assets, all of its customer deposits, some other liabilities and equity.
Source: Stockwatch
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- Jul 18
- |
The European Commission and EU consumer authorities push Airbnb to comply
The European Commission and EU consumer authorities are calling on Airbnb to align their terms and conditions with EU consumer rules and be transparent on their presentation of prices.
Commissioner Jourová, Commissioner for Justice, Consumers and Gender Equality said: "More and more consumers book their holiday accommodation online and this sector has brought many new opportunities to holidaymakers. But popularity cannot be an excuse for not complying with EU consumer rules. Consumers must easily understand what for and how much they are expected to pay for the services and have fair rules e.g. on cancellation of the accommodation by the owner. I expect Airbnb to follow up swiftly with the right solutions."
Airbnb's current pricing presentation and a number of its terms do not comply with the Unfair Commercial Practices Directive, the Unfair Contract Terms Directive, and the Regulation on the jurisdiction in civil and commercial matters. Therefore the European consumer authorities and the Commission have demanded from Airbnb a number of changes. The company has until the end of August to present their proposals. Once Airbnb proposes solutions to rectify this, the Commission and the EU consumer authorities will review the proposed changes. If they are not considered satisfactory, Airbnb could face an enforcement action.
Price transparency and other unfair commercial practices
The presentation of Airbnb's pricing, as well as the distinction between private and professional hosts currently does not comply with the requirements of EU law, in particular the Unfair Commercial Practices Directive.
Airbnb should:
· modify the way it presents information on pricing from the initial search on their website, in order to ensure that, whenever properties are offered, the consumer is provided with the total price inclusive of all the applicable mandatory charges and fees, such as service and cleaning charges, or, when it is not possible to calculate the final price in advance, clearly inform the consumer that additional fees might apply;
· clearly identify if the offer is made by a private host or a professional, as the consumer protection rules differ.
Clarification of terms or removal of illegal terms
Airbnb's terms of services should be brought into conformity with European consumer law. The Unfair Contract Terms Directive requires that standard terms and conditions do not create a significant imbalance between the parties' rights and obligations, to the detriment of the consumer. The Directive also requires that terms are drafted in plain and intelligible language so that consumers are informed in a clear and understandable manner about their rights.
With regards to Airbnb, this means, for example:
· that the company should not mislead consumers by going to a court in a country different from the one in their Member State of residence;
· Airbnb cannot decide unilaterally and without justification which terms may remain in effect in case of termination of a contract;
· Airbnb cannot deprive consumers from their basic legal rights to sue a host in case of personal harm or other damages;
· Airbnb cannot unilaterally change the terms and conditions without clearly informing consumers in advance and without giving them the possibility to cancel the contract;
· Terms of services cannot confer unlimited and discretionary power to Airbnb on the removal of content;
· Termination or suspension of a contract by Airbnb should be explained to consumers, governed by clear rules and it should not deprive the consumer from the right to adequate compensation or the right to appeal;
· Airbnb's policy on refunds, compensation and the collection of damage claims should be clearly defined and should not deprive consumers from their right to activate the available legal remedies.
Finally, Airbnb should provide an easily accessible link to the Online Dispute Resolution (ODR) platform on its website and all the necessary information related to dispute resolution, pursuant to the ODR Regulation.
Source: Stockwatch
- |
- Jul 17
- |
Moody's: Sale of Bank of Cyprus UK is credit positive
Rating Agency, Moody's, has described the sale of Bank of Cyprus subsidiary, Bank of Cyprus UK, as credit positive, noting that the sale would place Bank of Cyprus in a better position to focus on reducing its domestic high stock of problematic loans.
Bank of Cyprus announced last Tuesday it signed a binding agreement to sell Bank of Cyprus UK to Cyenergy Capital Limited, owned by a consortium of UK-based investors, a sale for a consideration of €117 million and a profit of €3 million. The sale is expected to increase Bank of Cyprus' CET1 Capital by around 65 basis points to 12.65% as of March 2018, the agency said.
"The sale of UK operations amid Brexit uncertainty will allow Bank of Cyprus' management to focus on tackling its domestic operations significant asset quality issues. The increased capital strengthens the bank's balance sheet and increases the chances of a possible sale of problem loans, which management is exploring," Moody's said in its bi-weekly Credit Outlook.
Moody's noted that Bank of Cyprus' organic nonperforming exposures (NPEs) were down 45% to €8.35 billion as of March 2018 from a peak of €15.2 billion in March 2015, highlighting however that the bank's NPEs to gross loans remains among the highest of Moody's-rated banks and is a key credit challenge, while the stock of provisions against these troubled loans, at around 50%, is relatively low.
Due to the UK loan book's better quality, Moody's estimates that the bank's pro forma NPE/gross loan ratio as of March 2018 will increase to 49.6% from the 44.9% reported in first-quarter 2018.
Nevertheless, the agency added, the bank maintains its target for the ratio's decline to below 40% by year-end and below 25% over the next three years, excluding any possible accelerated risk-reduction transactions that the bank is currently exploring.
The sale of the UK operations continues its deleveraging trend since 2012, although the bank`s size will remain significant relative to Cyprus` economy. The sale will reduce Bank of Cyprus` total assets by around €2 billion to €21.4 billion, around 110% of the country's GDP, Moody's said.
- |
- Jul 16
- |
Building permits up 25% in January to April
Building permits rose in the first four months of 2018 an annual 25 per cent in terms of construction area to 480,385 square metres and 28 per cent in terms of value to €517m, the statistical service said.
The increase in building permits in January to April was on a 20 per cent annual increase in construction area of residential projects to 389,588 square metres accompanied by a 26 per cent increase in the value to €386.7m, Cystat said in a statement on its website on Wednesday.
The Cystat figures show a shift from detached houses, whose number rose 19 per cent to 894, towards residential buildings with two or more homes, whose number rose 25 per cent to 898 in January to April compared to the respective period last year.
Building permits rose an annual 62 per cent in the first four months of the year to 89,771 square metres in terms of construction area and 53 per cent to €106.4m in terms of value, Cystat said.
Building permits are a significant leading economic indicator.
Source: CyprusMail
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- Jul 04
- |
Fitch: Hellenic's acquisition of CCB "positive" for its credit profile
Fitch Ratings has placed Hellenic Bank 's Long-Term Issuer Default Rating (IDR) of `B` and Viability Rating (VR) of `b` on Rating Watch Positive (RWP), following the announcement on June 25, that the bank has signed an agreement with Cyprus Cooperative Bank "to acquire certain assets and liabilities."
The credit ratings agency has also affirmed the bank's Short-Term IDR at `B`, adding that other ratings of the bank "are unaffected."
"We will likely resolve the RWP and upgrade HB`s Long-Term IDR and VR upon the completion of the transaction, including the completion of the capital increase by Hellenic Bank, which is expected no earlier than 4Q18, provided that the final terms do not materially deviate from what has been disclosed so far" Fitch says.
At the same time, it adds that "if the acquisition does not go through, the ratings are likely to be affirmed."
Hellenic Bank, it notes, "will acquire total assets of €10.3 billion comprising mainly loans (€4.6 billion net), Cyprus government bonds (€4.1 billion) and cash (€1.6 billion), as well as customer deposits of €9.7 billion."
"The RWP reflects our view that the acquisition will overall be positive for Hellenic Bank's credit profile through a significantly strengthened franchise in Cyprus, improved asset quality and better longer-term profitability prospects" Fitch says.
"The still weak quality of the combined loan book and high capital encumbrance by unreserved problem loans by international standards, as well as significant execution risks related to the integration of a balance sheet that is roughly 1.5x HB`s current size, mean that any upgrade at this stage is likely to be limited to one notch," it adds.
It continues noting that the combined entity will become the second-largest bank in Cyprus after Bank of Cyprus with estimated market shares in performing loans and deposits of over 20% and over 30% respectively.
"We believe that this will improve the Hellenic Bank's pricing power and would be positive for the bank`s profitability over the longer term", it points out.
In the shorter term, it continues, Hellenic Bank could benefit from a repricing of the acquired deposit base, which is on average 80bp more expensive than the bank's, "but any repricing is likely to be gradual to manage potential deposit outflows."
The credit ratings agency believes that overall the bank`s business mix will shift towards servicing retail clients as opposed to the more corporate and SME focused franchise that HB has at present.
It estimates that the transaction "will improve the quality of HB`s loan book."
"The ratio of non-performing exposures (NPEs, EBA definition) to gross loans in the acquired loan book (14%) was significantly below HB`s 52% at end-March 2018," Fitch says.
It continues pointing out that "the NPE ratio for the combined entity would be about 33%."
It further adds that the transaction "will include an asset protection scheme, ultimately backed by the Republic of Cyprus (BB+/Positive), whereby Hellenic Bank will be protected against 90% of losses on the covered loan portfolio."
The protection scheme Fitch explains, "is expected to include all NPEs (€0.5 billion net), performing exposures that Hellenic Bank views as higher-risk (about €1 billion) and some other performing loans (€1.1 billion)."
In total €2.6 billion or 56% of the acquired net loans will be within the scope of the scheme, it says.
Source: Stockwatch
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- Jul 03
- |
CBC says Co-op worst case scenario theoretical amid bank run
An increase in withdrawals at the Co-op compelled the Central Bank of Cyprus to say that Thursday's comments made by one of its officials on the disastrous consequences for depositors of a failure to implement the Hellenic – Co-op deal were intended to highlight the worst-case scenario rather than present the probable scenario.
"The comments about the remote, theoretical probability of the liquidation of the Cyprus Cooperative Bank were made to stress the most extreme negative consequences if the transfer of the Cyprus Cooperative Bank to Hellenic Bank is not completed, a solution which under the circumstances constitutes the only alternative," a central bank spokesperson said in an emailed statement on Friday.
On Friday, customers were queuing inside and outside Co-op branches leading to an increase in withdrawals, sources familiar with the matter said. In the first three months of the year, the Co-ops saw €2 billion in cash withdrawals amid concerns over the bank's capital adequacy.
The Co-op, the second largest lender on the island, has a 'very important market share in deposits' facilitating 'critical functions' for the economy, the central bank spokesperson said.
The Cyprus Coperative Bank declined to comment.
"Therefore, interest and economic and financial stability necessitate that there is no impact on insured depositors. Therefore, even in the case of considering the probability of resolution, public interest will lead to the complete protection of insured deposits without raising the issue of liquidating the bank if the deal on the sale of the Cyprus Cooperative Bank's operations is not completed,"
On Thursday, Yiangos Demetriou, head of the central bank's supervision department warned members of the parliament's watchdog committee of the 'disastrous' effects the non-implementation of the agreement signed by Hellenic Bank with the Cyprus Cooperative Bank on Monday would have. Demetriou had also said that the European Central Bank and the Single Resolution Mechanism, were preparing for a scenario under which the deal was not implemented.
The deal, which provides for the transfer of the Co-op's operations to Hellenic, including €9.7bn in deposits, would spare the Co-op from being liquidated, Demetriou said.
His warnings came as some parties left open whether they would approve a bill that would allow the government to extend guarantees to Hellenic Bank to shield it from a probable under performance of assets it agreed to acquire. The implementation of the deal also requires the approval of a bundle of amendments in legislation to help banks reduce their non-performing loans, which the European Commission set as condition for allowing taxpayers' money to facilitate the deal.
The Central Bank of Cyprus spokesperson added that deposits up to €100,000 per individual or legal entity per financial institution remain guaranteed in accordance with a European directive transposed into national law.
In 2013, depositors at Cyprus Popular Bank lost all their uninsured deposits after the bank ran out of capital while those at Bank of Cyprus recapitalised it with almost half of their savings in excess of €100,000.
Source: CyprusMail
- |
- Jun 29
- |
Cyprus aspires to be a bridge of cooperation between Asia and Europe
Cyprus aspires to act as a bridge to further enhance ties of cooperation between Asia, Europe, and Africa, House President Demetris Syllouris said on Tuesday.
Syllouris was addressing the opening session of the Standing Committee of Economy and Sustainable Development of the Asian Parliamentary Assembly, which is hosted by Cyprus for the first time until June 28 with the participation of over 90 MPs and senators from 20 Asian countries.
In his address, the House Speaker said Cyprus, which is located ay the crossroads of Asia, Europe and Africa can play a key role in actively promoting the assembly's goals, aspiring to act as a bridge in further enhancing ties and cooperation between Asia, Europe and Africa.
"Our participation in the EU has shown us that economic cooperation and interdependence can constitute a basis for peace, stability and prosperity," he said.
He added that Cyprus also aspires to become an active player in promoting the initiative "One Belt, One Road" a development strategy proposed by the Chinese government which focuses on connectivity and cooperation between Eurasian countries in the context of the EU and of connecting maritime routes and cross-border infrastructure between the Mediterranean and the "Maritime Silk Road."
Cyprus could act as an energy hub between Europe and Asia and as a supplier of the Asian energy market one of the greatest and fastest growing in the world, he noted.
On his part chairman of the committee and vice chair of the assembly, Nicos Tornaritis said that the Cypriot parliament is honoured to chair the committee.
"It is only through common and targeted action that we can hope to formulate substantial proposals for our governments, aiming to include the main provisions of viable and sustainable economic growth in the entire spectrum of our national policies", he pointed out.
Source: CyprusMail
- |
- Jun 27
- |
Cyprus is becoming one of the top emerging investment fund centers in Europe
Cyprus is fast becoming one of the top emerging investment fund centres in Europe, Government Spokesman Prodromos Prodromou has said.
Addressing on Friday evening the Gala Dinner of the European Fund and Asset Management Association (EFAMA)
Annual General Meeting in the coastal town of Limassol, Prodromou said that by choosing Cyprus as the location for its most important annual event, EFAMA actively shows its support to the development of the Cyprus investment funds industry, a promising sector which has witnessed impressive growth both at European and at global level.
"A long journey towards the vision of establishing Cyprus as a modern and attractive investment fund and asset management centre of excellence, has brought about formidable results", he added.
The Government Spokesman noted that as an attractive domicile and servicing centre for both AIFs (Alternative Investment Funds) and UCITS (Undertakings of Collective Investment in Transferable Securities), Cyprus now has a fully EU-compliant and business friendly regime that strikes a balance between freedom of operation for the asset manager and protection of the investor.
"Cyprus is fast becoming one of the top emerging investment fund centres in Europe in light of its continuous efforts to enhance its legislative and regulatory regime, backed up by a strong network of financial and professional service providers, offering high quality services at highly competitive prices" he stressed.
He added that low operating costs, a simple and effective legal system based on the Common Law and an attractive tax framework offering one of the lowest corporate tax rates in the EU and access to an extended network of 62 Double Tax Treaties and a range of incentives for both companies and individuals, contribute greatly to Cyprus' increased competitiveness in relation to other EU jurisdictions.
Referring to Cyprus` business environment, he said the Government`s plan is to continuously improve it and reinforce the position of Cyprus as a competitive, innovative, stable and fully transparent destination for business and investment.
Concluding, he referred to developments such as the Capital Market Union, which we strongly support as a facilitating factor of the cross-border operation of investment funds and the improvement of the European passport system function for all types of investment funds, as well as the upcoming Brexit, saying that they give new impetus to the already fast-growing investment funds industry and require careful consideration.
Source: Stockwatch
- |
- Jun 26
- |


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Polar Undersink Cabinet Bathroom Furniture Cheap Furniture Click On Image To Enlarge #3640
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Visited here with a few friends on way back from a trip to France. We booked a couple of apartments and the only thing I can comment about the place is that it is strange. When we first arrived ( not very well signposted )...More
"Rooms on Ground floor along from reception very quiet with lovely views"
"Rooms face either north (no sun) or south (very sunny) - all are quiet"
"Garden rooms open onto the grassy area- great for kids, pick a room grassy side for better view"


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The new modern day Morgan 3 Wheeler is powered by a 2.0 litre V Twin fuel injected 115bhp engine, that is mated to a Mazda 5 speed gearbox. The open-top two seater features a reinforced tubular chassis and twin rollbars to offer maximum safety. Because of a very light weight, the 3 Wheeler accelerates from 0-60mph in an estimated 4.5sec. That's pretty wild in a small open-air vehicle.
The fun on three wheels is priced from £25,000 before taxes. So how does it feel to drive? The best way is to head over to your local Morgan dealership or just hit play below to see the video review by Vicky Parrott from Autocar. Enjoy!
Tags: Morgan, Morgan 3 Wheeler, Morgan Threewheeler
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Latest News
Leeds United enter the race for Premier League striker
Leeds United are the latest club interested in signing Jordan Hugill, according to The Sun.
West Ham United are willing to let Hugill leave the club this summer and Leeds are eyeing a loan deal.
Queens Park Rangers will provide competition for the 26-year-old, as well as Preston North End and Sheffield Wednesday.
Hugill is an outcast at West Ham, having moved to East London from Preston on deadline day last January.
He has featured just three times – all of which were short substitute cameos – and he is behind Marko Arnautovic, Javier Hernandez and Andy Carroll in the pecking order.
The Hammers will let him go and he is interesting Leeds, who are trying to sign at least one new striker this summer.
The former Port Vale forward scored 12 in 44 games during the 2016/17 season for Preston, and then followed that up with eight in 27 games before his switch to West Ham.
But with his first-team prospects looking unlikely at The London Stadium, a move back to the Championship looks likely.
The Verdict
Hugill is not the big name that Leeds were hoping for but signing him on loan could be a solid cheap option for the Whites.
His power and willingness to run works well for Marcelo Bielsa and he can add a different dimension up top.
Having Hugill as the centre-forward with the likes of Pablo Hernandez and Matej Vydra slotting in behind would make Leeds a very dangerous attacking threat.
Leeds fans – Would you like to sign Hugill on loan? Let us know below…
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From Our Editors
You'll definitely want to add this place to your arsenal of grocery stores. At Gateway Food in Oakland, you'll have the ability to shop a diverse selection of groceries that are both affordable and highly nutritious. Whether you're cooking for yourself or for your family, some canned goods from here are a great side choice for lunch or dinner. Add a little bit of sweet goodness to all your baked goods for top-notch flavor and form. Pick up your staples at Gateway Food. Oil and vinegar are great staples to have stocked in the kitchen whether your recipe calls for an acidic element or something greasy to line the pan. For dairy lovers out there, this store does dairy right, so make sure to pick up some on your next trip. The drinks available here are a great way to restore your body's natural balance, so start sipping. The cuts of meat here are tender and fresh. Pick up a selection of meats today and start your weekend off with a barbecue. When the heat gets the best of you, water is more important than ever. Cool off no matter where you are with a bottle from Gateway Food. When you don't have time to grab lunch or dinner, these tasty snacks will hold you over until you can take a break. Pick up a loaf of bread from Gateway Food and get creative with your breakfast, lunch and dinner meal planning. When all you need is an incredibly quick dinner, this place offers some of the best TV dinners around to satisfy your needs. Cereal might be the best part of waking up. Pick up your favorite box today. Add a little more flavor to your meals with their quality selection of spices and seasonings. Stay healthy on the regular with the produce available here. It's super fresh and can be used with any meal. Not only is fish great for your heart, but it also packs a punch in the flavor department, so get to grilling! Whether you're a double shot of espresso or a jasmine tea, this place has you covered. Pick up some fresh and tasty pasta from Gateway Food and slurp your way to happiness. If cooking isn't your forte, frozen food is an easy fix. Stock your freezer with delicious meals seven days a week!
At Gateway Food, you can find ample parking that is readily available any time of day. So here's some food for thought: for fresh groceries in Oakland, browse the aisles at Gateway Food.


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Tubas, trumpets, and trombones - oh my! Want to bring some bold brass notes to your festival, parade, or corporate event? Then these brass bands are for you! Brass bands are the perfect entertainment for entertaining guests at a 4th of July celebration. You'll hear their notes resonating out of a club in New Orleans, whether in the French Quarter or marching along a parade route. No matter the event or the size of band you need, GigSalad has plenty of options. Book one of these great brass bands for your event today! Search for Brass Bands in Sharon, Pennsylvania above.
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Schwarzenberg, Auersberg, Johanngeorgenstadt, Rittersgrün2 editions - first published in 1967
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The first week of the Weekly Giveaway was fun with more than a thousand users joining the same. This week we are giving away the Exclusive Meizu M3 Note Smartphone that is not yet launched in India. Get ready to put your hands on a Phone that many are still dreaming about. We were at the International Launch of this Phone in beijing where we got this Phone that we are reviewing at the moment.
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|Welcome to the forums of the Undead Dominion of Lazarus. We hope you enjoy your visit.
You're currently viewing our forum as a guest. This means you are limited to certain areas of the board and there are some features you can't use. If you join our community, you'll be able to access member-only sections, and use many member-only features such as customizing your profile, sending personal messages, and voting in polls. Registration is simple, fast, and completely free.
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|Europeia Commended; EWAA News Update
|Tweet Topic Started: Oct 23 2017, 04:24 AM (79 Views)
|Oct 23 2017, 04:24 AM Post #1
To my fellow Europeians, and NationStates denizens,
The Republic is humbled. The Security Council of the World Assembly has decided to honour us with a Commendation, and it can only be described as a gift that we accept with great humility.
We have always worked to ensure that Europeia, and NationStates as a whole, is an enjoyable place. We didn't set out on our journey with a Commendation as a prize, we set out to ensure that our citizenry had a home they could call welcoming, active, independent, and community-driven; a place of excellence, and a benchmark for others to follow.
It is a journey that has not always been easy. We have been through devastating trials and tribulations. But you can't get a rainbow without the rain, and the journey wouldn't have been quite as important without the obstacles.
Europeia's Commendation, we hope, will encourage other regions to fight through the difficult times they may face, but always only with the best interests of your region-mates at heart. Your region can still become a haven of excellence with fantastic community spirit if you live by the idea that hard work will always pay off, and that taking care of your community will ensure its growth.
As the Minister responsible for World Assembly matters in Europeia, I honestly cannot thank the author, Ever-Wandering Souls, and the nations of the Security Council enough for bestowing this real honour on us. But more importantly, I want to thank the people of Europeia for making this region the powerhouse it is today. Europeia can only thrive as long as you work to make it happen, and you honestly have been fantastic. I am so proud to be counted as a citizen of Europeia, and to be counted as a member among some of the finest nations to grace the NationStates sphere.
Minister of World Assembly Affairs
|1 user reading this topic (1 Guest and 0 Anonymous)
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|9:42 PM Jul 22
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Vaibhav Khandelwal
17 Flips | 2 Magazines | 3 Likes | 2 Following | @vaibhavkh85 | Sharing travel related and other interesting reads
The 10 Best National Parks in the U.S.
A few are even free.
From swampy marshes to soaring canyons, from pristine glaciers to scorching deserts, America's national parks encompass nearly …
These 10 beautiful hikes will transport you to another world
Don't forget your camera at home. Norway's best hikes lead to views akin to any description of paradise: cliffs rising from the ocean, waterfalls …
This Site Helps You Plan a Spontaneous Trip Around Your Budget
If you're looking to use some vacation days, but you're not sure where you want to go, travel booking site Wander lets you search based on your …Travel
10 Photos That Will Make You Want to Visit Thailand Right Now
The number of foreign visitors to Thailand has doubled in the past decade, and it's easy to see why. The country radiates beauty at every turn—from lush jungles to dramatic caves, golden temples to skies aglow with lanterns. Whether you're looking to soak up ancient culture or relax on one of the …
10 of the best places to have an outdoor adventure in Canada
Go on a new journey and explore 10 great outdoor experiences across Canada. From the west to the east, and everything in between, adventures await. …Hiking
Adventures in the Maldives You'll LOVE - Hippie in Heels
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This Tiny Italian Town Will Pay You To Move There
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9 Trips to Take With Your Significant Other
Traveling with someone is one of the best ways to really get to know them.
If you're considering taking the next step and turning your significant …Travel
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Sony are expected to announce five new mobile phones at Mobile World Congress later this month, we have already heard about a couple of them and now …Phones
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It has been a long time wish of my mom to visit our kuldevi (family deity) – jeen maata – in Sikar, Rajasthan, with all of the four famil...
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Published by Zordix, Developed by Zordix
Genres: Racing (1-6 players)
US release date: Oct 17th, 2013 | EU release date: Oct 24th, 2013
Prices: $5.99 (US) | £7.19 (UK) | €7.99 (EUR)
Snow moto racing is a game with beautiful landscapes and fast phased racing for gamers with snow in their hearts. Intense gameplay and balanced competitivenesses is at the core of this IP. Free riding on snowy plains, tough competitions on courses and insane stunts are parts of this snow mobile dreamland.
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Snow Moto Racing 3D has no review on Wii's World.
No posts yet for this game. How about being the first?
NBA Playgrounds new content teaser
Switch must wait again
The Serious Problem Brewing for Pokemon GO!
A day with Pokemon GO Down Under
Adventure awaits.
Splatoon's Last Ever Splatfest is Coming
And It's Sister vs. Sister
Nintendo President Satoru Iwata Passes Away at 55
Rest In Peace
Nintendo has detailed the return of its World Championship
Do you have what it takes?
Disney Infinity 3.0 Edition Officially Revealed
The Force is strong with this one...
Rumor: Disney Infinity 3.0 Leaked Early
Straight from a Galaxy Far, Far Away...
Mario Kart 8 DLC Pack 2...OH YEAAAAH!
Nintendo should do this more.
Japanese Rail Sim 3D Travel of Steam
Sonic Powered
Released on December 7th, 2017
I am an Air Traffic Controller Airport Hero Narita
Sonic Powered
Released on June 15th, 2017
I am an Air Traffic Controller Airport Hero Osaka-KIX
Sonic Powered
Released on June 15th, 2017
Mysterious Stars 3D: A Fairy Tale
Released on May 18th, 2017
Elliot Quest
Released on May 11th, 2017
Guitarmike said:
Not a gamer myself, but I like the style of the reviewer. ... Super Mario Odyssey review
dudemanmcgee said:
this game is really cool and fun i love playing it al the time ... Mario Kart 8 Deluxe
oo said:
bagy ... My Baby First Steps
8uyu8 said:
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Wii's World is not officially affiliated with Nintendo! (but they wish we were).


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Ladies and Gents,
Here are more details in respect of the AGM, Reunion and Ladies guest night along with the relevant forms which you will need to complete and return to our Chairman, Sam Wright by 7th September 2018.
The programme is as follows:-
Friday 5th Oct. Informal get together at the Hilton (M4 Junction 16). There is no charge but don't forget your wallets if you wish to partake in some refreshments as you catch up on old times (well at least since last year.)
Sat 6th Oct. Reunion meet and greet at RAF Brize Norton at 10.00 hrs followed by AGM (members only), Squadron visit and fork lunch. There is a £12 per head charge to cover tea/coffee and biscuits as well as the lunch.
Sat 6th Oct. Reunion Dinner at REME, Lyneham. 19.00 for 1930. This is a Ladies Guest Night and the dress for gentlemen is Mess kit or Black Tie with appropriate equivalent for Ladies. Members are responsible for their personal guests adherence to the dress code. The cost is £50 per head which does include wine at the table.
Pre Dinner Drinks, followed by:-
Smoked Salmon Roulade
Stilton Crusted Pork Tenderloin
Glazed Lemon Brûlée Tart
Wine, Coffee and Mints, Port for the Toasts.
(Special dietary requirements, eg Gluten Free or Vegetarian, by request on booking.)
A coach has been arranged to pick up members at the Hilton (inc Premier inn) and Wooten Bassett Hotels en route. For this, an extra charge of £5 per head will be charged. If you require this service, please ensure you annotate the form stating how many passengers and which pick up point.
For those planning on using local Hotel accommodation, Sam has arranged a discount for Association members at the Hilton, quote ref G24SQ. Please note that all accommodation should be booked directly by yourselves.
Now to the part we all hate, form filling and paying !!!!
Please complete the notification of attendance form (see Links below) and return to Sam by 7th Sept. His address is on the top of the proforma. He also needs to know if you have any special dietary requirements. Please make out any cheques to 24 Squadron Association and don't forget to include them with your returned forms. For those technically minded individuals, you can try filling in the forms on line and e-mailing back to Sam and you can BAC's transfer funds directly to the Association Bank account. Please phone Sam for sort code and account number. When prompted for a reference, use your Surname and initials. If you do use this method of payment, ensure you notify Sam so that he is not chasing you for a cheque.
Sadly, security checks are now a necessary fact of life and to complicate matters further, we need you to fill in two forms, one for BZN and one for Lyneham. Please fill in all required fields which now include d.o.b and nationality. Don't shoot the messenger !! Your completed passes will be available on arrival at both BZN and Lyneham.
Finally, if for what ever reason you cannot make it this year, please advise me so that I can append your name to the 'apologies' at the AGM and also if you are aware of any of our friends that have 'completed shut down checks' for the last time please let me know (firstname.lastname@example.com).
Kind Regards
Bryan (Association Secretary)
2018 Notification of Attendance
2018 Security Pass REME Lyneham
2018 Security Pass RAF Brize Norton


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