text:
We Service your area with the Best in commercial and residential – swimming pool repair, building and construction service estimates.
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Check your pool s pH as well as chlorine levels at least twice each week. Your pool water need to maintain a pH variety of 7.4 to 7.6 and a chlorine degree of 1.0 to 3.0 components each million (ppm), according to the My Pool Supply site.
Evaluate the pool before you close it for the period. Search for fractures, leaks or any type of kind of damages that should be addressed. Since rough wintertime temperatures will only make the damage worse, you re much better off fixing the troubles prior to you shut the pool.
Unbalanced amounts of pool chemicals could make your water over cast. This includes high alkalinity, high or reduced chlorine levels or other sanitizers you make use of in your pool, high pH as well as high calcium firmness levels. Without the best chemical equilibriums, unwanted fragments and infects increase in the water.
Making use of some kind of pool water clarifier on your pool weekly is extremely important. Pool clarifiers function by gathering those tiny particles that are triggering your pool water to obtain cloudy and binds them with each other to develop larger particles to make sure that the filter could select them up. This is what is described as a coagulant which is a term made use of when clarifying embolism. The tiny bits are hard to obtain accumulated by the pool filter so a pool clarifier thickens them together and the pool filter is currently able to trap them. You can get a swimming pool clarifier from most swimming pool chemical merchants. Just verify with the person marketing whether the chemical is a coagulant and you will be on your method to a clear swimming pool.
If you have an above the ground pool, just hook your hands-on hoover just like you intend to vacuum the pool but rather, place the vacuum at the facility of the flooring of the pool and allow it remain inverted. The pool filter will draw water from the flooring of the swimming pool making use of the hands-on vacuum and launch the filteringed system tidy water on top of the pool leaving you with a crystal clear swimming pool.
Remove all things from the pool. This consists of ladders, diving boards, slides, pool playthings, ropes, skimmer baskets as well as any various other accessories submerged in the water.
The plan right here is to vacuum up all the cloudy water out of your pool due to the fact that if you pass a lot of filthy water via the filter it may not operate appropriately and the unclean water will flow back right into the pool. Doing this will certainly result to too much water loss in the pool so make certain there is fresh water obtaining right into your pool throughout the vacuuming procedure. Again, this procedure is tough and there is a whole lot of water wastage yet your swimming pool gets clear within 24hours if it s done appropriately.
Extensively cleaning your pool on a weekly basis throughout the swimming period will certainly ensure clean and also secure swimming water.
Utilize a long-handled leaf skimmer to gather fallen leaves, bugs, as well as other debris drifting on the surface area of the pool. Aim to eliminate particles before it sinks to the bottom of your pool where it ends up being difficult to remove and might develop spots.
Make use of a brush to eliminate dust that has accumulated on the sides and base of your pool. Brush sediment toward the main drain so it could be conveniently vacuumed.
Immerse your vacuum cleaner head and also hose, before linking the vacuum cleaner to the filter.
You need to likewise clear out your skimmer( s) once a week or regularly if necessary. Eliminating particles enables the skimmer to run at optimal performance.
Your pool's blood circulation system consists of the skimmer, pump, pump filter, drains, as well as filter. The system aids chemicals work effectively and makes certain that water is correctly filteringed system. Run your pump long enough daily to make certain the water is properly filtered as well as keep each thing clean and in good problem.
The 3 most popular sorts of filters – sand, cartridge, as well as vertical grid DE – screen out debris as well as bits from your pool water. You must clean and keep your filter inning accordance with the manufacturer's instructions.
Test your pool water regularly (everyday or once a week relying on usage) and add chemicals if essential, complying with suppliers' directions. A normal shock therapy cleanses the water of algae, microorganisms, dust, and also any type of various other raw material that may have entered the pool. Adhere to producer's directions for shock therapies.
Apply pool surface area cleaner to the waterline on the pool wall surfaces. Use the cleaner with a pool brush.
The small bits are hard to obtain accumulated by the pool filter so a pool clarifier thickens them together and the pool filter is now able to catch them. A pool flocculant functions by assembling all the tiny bits that make your water cloudy and also settling them at the base of your swimming pool forming a large cloud at the floor of the swimming pool.
Comprehending that they are going to have to see their pool everyday for as lengthy as they live in their home, as well as the reality that selecting the appropriate pool with the right choices the first time is crucial as to guarantee maximum satisfaction with minimal upkeep, a lot of customers choose to get the pool that will make them happiest in the long-run. Concrete pools commonly set you back about the very same as a fiberglass pool. Several swimming pool firms just market above ground pool sets, and also do not in fact do the pool's installation.
When included in the backyard, an inground pool offers home entertainment, recreation, workout chances– as well as a rise in worth to your home. A 2003 study by the National Association of Realtors discovered that an inground swimming pool includes about 8 percent to your home's value. The regular pool upkeep timetable includes a few once a week as well as monthly tasks, in addition to several everyday ideas to remember. If there isn't really a pool supply store hassle-free to your house, many super shops as well as residence renovation shops additionally offer pool treatment devices and products.
Cover your pool with a pool security cover. The cover needs to secure securely around the pool without any apparent splits, slits, spaces or damages. Inspect the pool cover every couple of weeks throughout the off-season. If you see a poor fit or damages to the cover, change it promptly.
Concrete pools normally cost about the very same as a fiberglass pool. When one examines long-term expenses though, they will certainly find a big inconsistency. Concrete pools commonly have actually to be replastered every 8-12 years. This repair usually costs in between $6,000-$ 10,000. There is also a significant distinction each period on chemical/maintenance prices. With the drawbacks of high chemical use, continuous wall surface brushing, discoloration, scrubbing, acid-washing, and also surface area roughness; it is unusual that an educated consumer will pick concrete over fiberglass unless the shape or dimension of the pool is extremely uncommon as well as low-maintenance is not an issue.
Remodel Swimming Pool Petersham MA
Inground Pool South Barre MA
Outdoor Pool Athol MA In Ground Pool Pump Rowe MA
Tourmaline Home Shopping
Petersham, MA 01366
Worcester, Massachusetts (MA)


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AMSSA and its member agencies and stakeholders organize public community events, workshops for newcomers to Canada as well as professional development training, workshops, seminars and conferences for settlement, diversity and inclusion sector employees.
AMSSA Events
Stay tuned!
Ongoing Community Events / Programs
Community events and workshops which continue throughout the year are listed below the calendar.
Click here to view Ongoing Community Events
Have an event you'd like us to post? Click here for posting details.
Events Calendar
- This event has passed.
Speaking & Listening to Connect: An Introduction to Compassionate Communication
October 14, 2017 @ 10:30 am - 4:45 pm
The Muslim Food Bank Community Services and ASPIRE presents a one-day workshop: Speaking and Listening to Connect: An Introduction to Compassionate Communication
When: Saturday, October 14, 2017, 10:30 am – 4:45 pm
Where: Room 401, Surrey City Centre Library
Fee: Pay what you can, suggest general admission is $50.00
For Muslim Food Bank Volunteers, seniors and students $25.00 (smaller and larger amounts welcome)
In this fun and lively workshop, participants will learn the basics of compassion communication. You will learn how to listen and speak with intention to ourselves and others, so we can understand, be understood, and connect to each other.
Learn more by clicking here.
Ongoing Community Events / Programs
July 2018 Workshops
Family Resource Programs | July – August
Mount Pleasant Neighbourhood House
Literacy and Essential Skills Training Program
For IT professionals seeking career advancement in Canada
Read the brochure by clicking here
10-week course from June – August, 2018
Youth Summer School
Muslim Food Bank Community Services
For Youth Ages 13 – 18 years
Starting July 3, 2018; 8 weeks, 3 days a week for 2 hours
Digital Storytelling
Muslim Food Bank Community Services
10 Session for Ages Between 12 – 18 years
July 5 – August 7, 2018 (Mondays and Thursdays)
Play & Sing in the Park
Mount Pleasant Neighbourhood House
July 27 – August 31 (Fridays)
Free Leadership and Facilitation Training
September 8 – December 8, 2018 (Saturdays)
Application Deadline: July 27, 2018
Citizenship and Civic Engagement Course
DIVERSEcity Community Resources Society
Microloans Program
DIVERSEcity Community Resources Society
Finances for Newcomer Women with Children
Family Services of Greater Vancouver
Yarn Circle
Family Services of Greater Vancouver
Moving Ahead (Tri-Cities & Maple Ridge)
Income Assistance Outreach Tuesday
(First 3 Tuesdays every month)
Free Multicultural Peer Support Group – For Immigrant and Refugee Women
SOS Health and Settlement Orientation Group
ISSofBC – Settlement Orientation Services
After School Club!
Kamloops Immigrant Services
Welcoming Neighbours
Kitsilano Neighbourhood House
Family Support Worker in Your Neighbourhood
All families with children 0-5 years old welcome
Kiwassa Neighbourhood House
Food Security & Sustainable Living – Workshops and Potluck
Little Mountain Neighbourhood House
First Tuesday of every month
Refugee Training and Employment Program – BC Alliance for Manufacturing
Fast-track to IT (FIT)-Youth Program
Settlement Online Pre-Arrival Program
For pre-landed immigrants to find and retain employment
HIPPY Program for Multicultural Parents
Immigrant Women's Employment Readiness Connections Program (IWERC)
Family Literacy Outreach
Mount Pleasant Neighbourhood House
Infant Sing and Grow Drop-In
Mount Pleasant Neighbourhood House
With children 0 – 12 months old
The Little House Family Drop-In
Mount Pleasant Neighbourhood House
With children 0-5 years old
West Village Family Drop-In
Mount Pleasant Neighbourhood House
With children birth to 6 years old
Baby Time Drop-In
Mount Pleasant Neighbourhood House
Grandparents Raising Grandchildren Support Circle
Mount Pleasant Neighbourhood House
Men's Group
Mount Pleasant Neighbourhood House
Boys & Girls Soccer Training
Muslim Food Bank Community Services
Saturdays from 3:00 PM – 4:30 PM
Vancouver Early Years Refugee Program
Pacific Immigrant Resources Society
Community Adult Literacy Program – Free English Class for Job Seekers
Progressive Intercultural Community Services Society (PICS)
Syrian Kids Go!
Progressive Intercultural Community Services Society (PICS)
Community Adult Literacy Program
Progressive Intercultural Community Services Society (PICS)
Foreign Credential Recognition Loan Project

subset: commoncrawl


text:
Configuration status accounting jobs
Need to work on Drupal 8 configuration management. Need to import and export changes between two sites
Pretend you are an economist giving a brief to the Federal Reserve Board of Governors. Your paper should demonstrate your perspective of the current state of the economy and support that belief with data, then give direction as to steps that the Fed and the government could do to help (or avoid hindering) the economy. Your paper should include statistics for various measures of the overall health...
Sourabh Yadav, my contact details is You can Whatsapp on this number as well My Email Address : sourabh@[login to view URL] We are advertising company We would like to create a market palace for Advertising Medium with few feature of Calendar and Google Map Location for each product. Rest details will be shared over the call and Email
We've an operational GLUU-Server and OXD-Component connected to one Wordpress-Site. Now we need to add functionailty to some Apps in order to use the same Oauth-mechanism. Also Signup-Functionality needs to be setup and customized, so that new users can easily signup for GLUU-Server. Later we'll need to add Authentication of users against other OpenID-Providers via GLUU. When you appl...
I am with a security company in Anaheim, and need a tech to configure (25) 2960's and (1) 5672UP. Ip addresses and VLAN mostly and a test that all the devices can be seen. There will also be 54 Meraki wireless devices connected to the system as well
I need an Android app. I already have a design for it, I just need it to be built.
Hello, We are looking for a network engineer to configure a server for us. Thanks
Develop a responsive website where user can post status with text, video, images. other users can comment. This is not a social network you don't need to develop chat,friend request etc..,
Hello Develop a simple social network which will have only status updates posting and comment system like facebook. Just a Signup/login page, Post status with image,video,link and text.
This is simple task to find good web ...pspdfkit example source code, I need to integrate it to my [login to view URL] project using webpack. [login to view URL] Need expert of webpack configuration, you should know about [login to view URL] and npm. Budget is $30. I am going to give other tasks if you give me good result for this project.
App Logo. name picsta. delivery 1 day. sample will be provided
Hai i Wnt to change api of my video status app and republish it with another playstore account
Looking a website for Indian IRCTC API Integration and develop both Website and Android App for below listed functionalitiesPNR StatusTrain Fare EnquiryTrain Arrivals at stationStation autocomplete suggestTrain autocomplete suggestLIVE train statusSeat AvailabilityTrain route information MapTrains between stationsTrain name/numberStation name to CodeCancelled TrainsRescheduled TrainsDiverted Train...
We have various agents such as Symantec AV, Logrhythm, GFI Patching, Commvault Backup etc and we need to have a portal that list all agents and the status of the agents as well as the signature versions / ageing of the signatures so that we can see if any agents are down or out of sync with the server. Ideally the utility should query the Privilege
100 Outputs via Opto Coupler (Relay) 100 Inputs for Staus 30 Analog Outputs 30 Analog Inputs Server to accept TCPIP commands and send statrus via events
We need Jboss 4.0.3 SP1 to be instal...16 and configured for two way JMS communication using the UIL2 service. The server is behind a firewall and all clients connect to the server through the firewall. The configuration needs to allow the server to post message to RMI clients as well as receiving http connections from clients connecting through http.
Need to develop a code pipeline workflow that can combine builds from two different repositories into a single build artifact to be deployed to Elastic Beanstalk. See attached image for workflow that is desired. Frontend application is angular (source is in client) -> builds into a folder called "client/dist" Backend application is nodejs (source is in server) -> builds into a f...
I have a WordPress site that needs to be finished setting up and configured. Currently keeps redirecting to another website which was used to install files. Configure widgets Configure user login Configure re-captcha Configure Cashe
i want developer aliexpres api excess for tracking, catalog, inventory, listing,order processing, status, thanks
I am looking for someone who has good experience in proper set-up / configuration of prosperworks CRM.


text:
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text:
Phone Numbers
Contact Info
Customer Service
Local Listings
Get the App
© GetHuman Inc.
AOL Customer Care on Twitter
Getting AOL's Attention on Twitter by GetHuman
Not on Twitter
For Customer Support
Call AOL Instead
Why did you want to tweet them?
GetHuman connects you to other customers with the same issue, how they fixed it and other pro tips.
Tweet re: Hacked Account
Tweet re: Update Account Info
Tweet re: Technical or service issue
Tweet re: Recover Account
Tweet re: Disabled Account
About a different issue
6,880 customers have checked with GetHuman if AOL has a Twitter address for customers in the last 45 days.
AOL does not address customer service issues through Twitter as far as we know.
Recent reasons others tried tweeting AOL
When I try to print an e mail the right hand side does not print You lose much of the...
When I had to go AOL gold I lost all my favorites..I would like to recover them.
Cannot connect to AOL and get message "can't establish a connection to the server at gu...
can't establish a connection to the server at guce.advertising.com every time I try to...
Can't get AOL on I phone since June *. Won't accept p***word
Get help with my issue
AOL Customer Service through Twitter
AOL is not on Twitter as far as we can tell. Either that or one of our researchers determined that they don't really help customers through their Twitter handle. Either way, you're better off looking for a different way to get in touch with them. If it makes you feel better, a lot of companies that do have Twitter handles still redirect customers to another form of communication in order to help them with customer service issues. In this particular case, our advice is this: Call AOL.
Customer Support through Twitter in General
While we don't know of a Twitter username for AOL, in general we do support helping you find a way to contact companies over Twitter for the purposes of handling customer service problems. With our problem-specific help tools, we help you create a page for your issue and then one-click to Tweet the company a link to it if they have an available Twitter or DM handle. The nice thing about it is that you can share that page with friends and other customers to show the company that others are paying attention as well, which we find gets you a faster, better response in most cases.
More about contacting AOL
Of the 4 way(s) to get in touch with AOL, customers like you claim that the best one is the 800-827-6364 option. From this page you can easily access all the possible contact information options for AOL as well as read up on common problems that other customers are having, find out how to fix the most popular ones, read reviews, and more. Know of any other ways to reach AOL? Pretty please let GetHuman know about it. We work hard to bring you as much free information and tooling as we can, and we grow that toolset every day, bringing things like the call-back tool that skips the hold music when calling a company or call-recording for customers (beta). The more you use GetHuman and tell friends about it, the more we're able to provide useful, free tools for you and customers worldwide.
How to Contact AOL
AOL by Phone
AOL via Chat
AOL by Email
AOL Web Help
AOL on Twitter
AOL on Facebook
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Best Buy on Twitter
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Company Contact Info
via Twitter


text:
POLAND: Ahold agrees to sell Polish operations to Carrefour
Ahold has reached an agreement to sell its Polish retail operation, Ahold Polska, to Carrefour for EUR375m (US$499.1m).
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Most Popular
- Hatching new ideas - incubators and accelerators
- Can cocoa supply meet future demand sustainably?
- US ice cream deep-dive part one – the disruptors
- Will Hain Celestial new chief usher in new era?
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- PepsiCo launches North America incubator
- NPD Tracker: Gen Mills, Conagra, Danone, Arla
- Food giants unite to form US sustainability body
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Market research


text:
Avaamo has announced the launch of "Avaamo for Apple Watch"— a business messaging app developed specifically from the ground up for the Apple Watch. The app has been approved by Apple and will be available for download from the App Store starting April 24, 2015.
The newly launched app for the Apple watch will allow users to simply speak into the watch and reply instantly via a text.
The app offers you smart emoji choices tailored to your conversation either from Apple's incredibly cool animated emojis or Avaamo's business emojis to reply immediately.
Besides, you can also tap your Files, pictures, locations and videos on the watch and view it on the phone. You can also choose conversations you want to track, and the app will show them in your Apple Watch Glance.
Speaking on the launch, Ram Menon, CEO and co-founder of Avaamo said, "Working closely with Apple helped us define the interaction model for secure messaging experience on the Apple Watch."
Avaamo, is a mobile messaging startup founded by two former TIBCO execs Ram Menon and Sriram Chakravarthy in 2014. The Avaamo App allows you to have secure conversations with your co-workers as well as customers, partners and vendors outside your company.


text:
We have 4 Dell computers for sale, $25.00 each including power cord, keyboard and mouse.
We have 4 Dell computers for sale, $25.00 each including power cord, keyboard and mouse.
Single titles 25 Cents or 5 for $1.00
Mentone Chamber of Commerce site
Mentone Egg Festival schedule for 2018 will be held May 31st, June 1st, and June 2nd
Mentone Egg Festival for 2018 wil
l be held May 31st, June 1st, and June 2nd
As a part of the continued development of the Library's new Reading Garden, the Library Board is offering patrons an opportunity to purchase an inscribed paver brick to serve as a memorial for an individual, family, or business. Many bricks have been purchased so far and yours would certainly add to the area. These bricks may be inscribed with up to four lines. Each line will contain up to 12 spaces (including blanks). A paver brick may be purchased for $100 each, and these bricks will be incorporated in the walkway throughout the outdoor area. These paver bricks will certainly serve as a wonderful and lasting memorial. Please contact Library Director Stephen Boggs if you are interested in purchasing a memorial paver brick he can be reached at 574-353-7234 or email@example.com Forms for the pavers are available by clicking here or at the Library.
If you want to fly after October 1, 2020 you must have a "Real ID."
Click here for additional information.
A Real ID is required for everyone applying for a new Indiana credential (driver's license, learner's permit, or identification card). Applicants must bring documents to the license branch to prove their identity (name and date of birth), Social Security number, lawful status in the United States, and Indiana residency. A Real ID meets federal government requirements for driver's licenses, identification cards, and learner's permits.
Persons who are not United States citizens (legal temporary or permanent residents) are required to have a Real ID and must present full documentation to apply for a renewal or replacement of their existing credential. This includes providing documents which prove identity (name and date of birth), Social Security number, lawful status in the United States, and Indiana residency.
Teen Movie
Jumanji Welcome to the Jungle
April 3, at 1:00 p.m.
In the Large Conference Room across from Media.
If you have one, some, many…whatever, we'd be very appreciative! Just drop it/them off at the front desk.
Tippecanoe Valley School Corporation awarded funds to host a Frankenstein community read
TVSC will be part of a statewide One State / One Story: Frankenstein program
Akron (April 9, 2018)—Tippecanoe Valley School Corporation has been awarded a Community Read grant of $1,000 from Indiana Humanities to participate in a statewide read of the classic novel "Frankenstein." More than 60 other communities will be reading the book as part of One State / One Story: Frankenstein.
In collaboration with Akron Carnegie Public Library and Bell Memorial Public Library, the schools will host at least three community programs tied to the book during 2018, including a book discussion. They will also receive 50 books and assorted collateral (bookmarks, posters, etc.) to promote the programs. The $1,000 project funds can be used for a variety of purposes.
Akron Carnegie Public Library will be sponsoring a presentation entitled "The Science of Frankenstein" put on by Professor Steve at Akron Elementary School on October 25th , 2018. Families will hear about the story of Frankenstein, marvel at stories of scientists that influenced the author and witness the wonder of demonstrations of light, anatomy and electricity. Highlights of this event will include Professor Steve's Jacob's ladder (17,000 volts), Wimshurst Static Generator (75,000 volts) and his amazing Tesla Coil (750,000 volts of raw electricity)! Akron & Mentone Elementary students will be reading Frankenstein twist picture books during the month of October in preparation for this event.
TVSC teachers Shelly Engle and Jane Hunn will be leading the way at the high school and middle school as they read the novel with students in the 2018-2019 school year. Book discussions will be the heart of the focus in these buildings, with an emphasis on moral and ethical responsibilities as they relate to science and life in general. Bell Memorial Public Library will be sponsoring a movie event at Tippecanoe Valley Middle School on October 23rd, 2018 for students who have read the book to join together and have some fun. Book-to-movie comparisons will be shared; along with Frankenstein-themed treats and gifts for students. Community members are encouraged to stop by both public libraries to check out the classic novel and join in this reading event!
Reading Club members in all 4 buildings will be encouraged to read the classic or a Frankenstein twist novel during the school year. Grace Smythe, a graphic design student at TVHS, will be designing t-shirts with the theme "Frank is in the Valley." These t-shirts are free to students who go above and beyond in their reading efforts by reading Indiana Young Hoosier or Rosie nominated titles throughout the school year. Books purchased for the Hoosier reading program are generously donated by parent support groups at Akron & Mentone Elementary Schools. Funds earned through book fairs help to purchase the t-shirts.
One State / One Story: Frankenstein is an initiative designed by Indiana Humanities, in partnership with the Indiana State Library and Indiana Center for the Book, to encourage Hoosiers to read the classic novel as it turns 200 in 2018. More than a dozen programs—including a digital gaming workshop, a sci-fi and horror writing festival for teens, community reads and read-a-thons, and college and university partnerships—will bring Frankenstein to life all over the state. One State / One Story: Frankenstein has been made possible in part by a major grant from the National Endowment for the Humanities. Learn more at www.IndianaHumanities.org/Frankenstein.
About Indiana Humanities
Indiana Humanities connects people, opens minds and enriches lives by creating and facilitating programs that encourage Hoosiers to think, read and talk. Indiana Humanities is funded in part by the National Endowment for the Humanities and Lilly Endowment, Inc. Learn more at www.indianahumanities.org.
About the National Endowment for the Humanities
Created in 1965 as an independent federal agency, the National Endowment for the Humanities supports research and learning in history, literature, philosophy, and other areas of the humanities by funding selected, peer-reviewed proposals from around the nation. Additional information about the National Endowment for the Humanities and its grant programs is available at: www.neh.gov.
About Indiana Center for the Book
The Indiana Center for the Book is a program of the Indiana State Library and an affiliate of the Center for the Book in the Library of Congress. It promotes interest in reading, writing, literacy, libraries, and Indiana's literary heritage by sponsoring events and serving as an information resource at the state and local level. Learn more at www.in.gov/library/icb.htm.
About Indiana State Library
The Indiana State Library serves Indiana residents with a variety of needs including; genealogy, Indiana history, preservation, rare books and manuscripts, reference and government services, Talking Books and Braille library, as well as the State Data Center. The State Library also leads and supports the greater Indiana library community and is a magnificent limestone building to visit. Learn more at: www.in.gov/library/index.htm.
Her Majesty Mrs. Brown
1:00 in our Large Conference Room
Mr. Boggs just finished a five week session of participating with Junior Achievement at Mentone Elementary! Junior Achievement is strives to give kids knowledge and skills and to show them what it takes to be in business in today's economy.
Mr. Boggs worked with Mrs. Baker's 2nd grade class where the theme was Our Community. The JA Our Community sessions are geared toward how all jobs help a community and how inter-dependent business and citizens are to the success of their community.
The theme for Mrs. Dye's 4th grade class was Our Region. JA Our Region provides students with a practical approach to starting and running a business, learning about advertising and strives to show not only how to make a decision but how to make a good business decision.
Later in March Mr. Boggs will be traveling to Akron Elementary to lead sessions over five weeks to some of their 4th and 5th grade classes.
Click here to learn more about the Junior Achievement program: https://www.juniorachievement.org/web/ja-usa/home
With your Internet browser you can access our e-book collection in our "Magic Wall" at: http://bmpl.axis360.baker-taylor.com/
You will need to have online access from your Bell Memorial Public Library account to use our e-book service. Our e-book service needs your Bell Library account information to login. Just e-mail the Director at email@example.com to register for an online account. Online access for just your Bell Library account will show you what you have checked out, any fines and what materials you have requested to be held for you.
The Library's currently held e-books are available at http://bmpl.axis360.baker-taylor.com/
Below is what the initial screen will look like in your web browser:
To access the collection click on Login in the upper right corner. Enter your Bell Memorial Public Library username and password at the appropriate prompt which should look like this:
After a successful login you should be returned to the Library's "Magic Wall" page.
You can browse the collection by hovering your mouse over the title for brief information on the title…for example:
For more information on the title click again on the cover art and a new screen will appear giving you brief details of the title…
Clicking on details will provide a synopsis if available.
To continue browsing, click on the Magic Wall on the upper left of the screen.
The Department of Local Government Finance ("Department"), in partnership with the Indiana Business Research Center, has recently released an online dashboard for political subdivisions. The dashboard displays summary information about political subdivisions, including revenues, expenditures, and assessed values. For school corporations, educational performance data is also provided.
The URL for the Gateway online dashboard is https://gateway.ifionline.org/public/FD/overview.aspx.
We have a patron with special needs who is requesting a series of book titles which we only have in paperback, they need audio books.
The patron would love to read James Patterson's series of, "The Women's Murder Club." They would like to start with the first title of the series, but any will do.
If you have any to donate, please bring them to the Bell Memorial Library and have the staff place them on Stephen's desk.
Thank You!!!
For all of those that have sacrificed, time, marriages, births, birthdays, anniversaries, limbs, and lives WE THANK YOU!!! WE APPRECIATE YOUR SERVICE!!! AND WE ARE PROUD TO CALL YOU OURS!!! Thank you for volunteering to serve our country to make sure we the people are free to live as we see fit. And for those that served not voluntary, THANK YOU ALSO! Without Veterans there would be no United States. Happy Veterans Day, please know you are loved and appreciated and respected.
We are having a book sale just inside the main entrance to the library. It is mostly fiction at this time. We are asking .25 cents each or 5 books for $1.00, Magazines are free for the taking. Please pay at the main circulation desk. Proceeds go to Friends of the Library Fund.


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When you are renting a 5, 10, 15, 20, 30 or 40 yard dumpster, you want a company you can trust with prices that make you smile. Give us a call today and see the difference we can make in your next construction or clean out project.
Simply give us a call and we will help you figure out your dumpster rental needs.
Our dumpsters usually go out same-day or next-day depending on when you call.
We provide top-notch service, while going easy on your bottom line. What more could you ask for?
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Once you are done, simply give us a call and we will get your dumpster picked up right away!
Our staff is here to help whenever you need it. Simply pick up the phone and give us a call.
Most cities or municipalities do not have many regulations regarding dumpster rental as long as you keep the dumpster entirely on your own property during the rental period. If you need to place your container on the street in any way, you will likely have to obtain a permit from the appropriate building permit office in your town. You can check with your local public works department to be sure.
Most Marion dumpster rental companies will take care of securing this permit for you if you rent from them. Make sure that if you're planning to put the dumpster on the street, the company has made the appropriate arrangements. You should also ensure that you get the permit in a timely manner and at the correct cost. If you thought the dumpster company was getting a permit and they did not, you will be the one who will have to pay the fine that is issued by the authorities.
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These day there are many competing companies offering garbage receptacles and removal bins about rent. They are pass on across many areas and also cities. You can select the nearest one for yourself to avoid almost any exorbitant expenses the companies may ask you for commuting.
Dumpster rental services in many cases are used by organizations such as significant construction and also renovation firms. Wherever you will find there's construction task taking place, you may most likely notice at least one dumpster community. These big trash bins aren't just an origin of comfort for organizations, however. A lot of smaller entities or even folks could find all of them quite beneficial.
Perhaps you are which has a party or even some form of accumulating or even accomplishing spring cleaning in your house you would possibly want to use removal bins. Which has a disposal container, you can leave the waste bin in several areas where family and friends can place their particular trash for convenient cleanup later.
Charges: Prices in Dumpster rental support industry will depend on company to company thus keep on examining the charges of the company soon you didn't find the right company. Also come firms also charge you delivery charges apart from rental expenses so be sure to enquire about the identical from the organization. Delivery expenses can be anywhere from $25 to $50 or higher. Apart from rental expenses some firms also expenses daily rental charges so be sure to clear this aspect with rental service agency. Also do not forget about levy which you have to pay over billed amount. Therefore don't hesitate to question tax addition.
A trash piled up longer period of time will pollute the planet, invite fee from the task owner, obtain complaints through neighbors regarding spoiling the planet and degrades the style of your job location, so trash removal has turned up to a major headaches for most of the project managers.
Please use the form below to contact us. We look forward to working with you and will get back to you as soon as possible. All fields are required


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Asus XX553MA-BING-SX376B Notebook
Asus XX553MA-BING-SX376B Notebook Lowest Price
Colours :- Black
- 15.6 inch Screen Display
- Windows 8.1 Operating System
- 500 GB Hard Disk Capacity
- Intel Pentium Quad Core N3540 processor
Asus XX553MA-BING-SX376B Notebook Best Price In India
Asus XX553MA-BING-SX376B Notebook Details
The Asus XX553MA-BING-SX376B Notebook sports a 15.6 inch TFT Colour Display with 1366 X 768 pixel screen resolution without touchscreen functionality. This laptop is suitable for Everyday Use. It runs 64 bit Windows 8.1 Operating system.
It is powered with Intel Pentium Quad Core processor clocked at 2.16 GHz with Burst Frequency upto 2.66 GHz speed. It has Intel Integrated HD graphics processor packed into it. Asus XX553MA-BING-SX376B Notebook features 4 GB DDR3 RAM coupled with 500 GB HDD capacity. It's RAM is expandable upto Upto 4GB.
The machine needs power supply of 65 W AC Adapter. The battery promises a battery backup of Up to 4.5 hours.
Coming to ports and slots it has USB slots 1 x USB 3.0, 1 x HDMI Port, 2-in-1 Card Reader (SD/ SDXC) Internet and connectivity details completes with IEEE 802.11b/g/n Wireless LAN, Integrated 10/100 LAN (ethernet), Bluetooth v4.0. It measures 380 x 251 x 30.9 ~36.59 mm (WxDxH) in terms of dimensions and weighs at 2.15 kg.
Other specifications of Asus XX553MA-BING-SX376B Notebook CD/DVD writer, VGA Camera. More over, it is fairly priced considering the internal configurations and outer design.
Asus XX553MA-BING-SX376B Notebook Specs
Laptop, Charger, Battery
Everyday Use
Up to 4.5 hours
65 W AC Adapter
Pentium Quad Core
4th Gen
Memory and storage
|RAM It is Random Access Memory (RAM) which is responsible for storing primary data for the applications running on a phone. This one packs 4 GB RAM.
|RAM Type
|HDD Capacity
|Processor Variant
|Clock Speed
2.16 GHz with Burst Frequency upto 2.66 GHz
|Expandable Memory
Upto 4GB
|RAM Frequency
1600 MHz
|Graphic Processor
Intel Integrated HD
|OS Architecture
64 bit
|Operating System Operating system is a base software to handle basic operations of a machine. It allow users to install third party apps for additional functions. Asus XX553MA-BING-SX376B Notebook mobile phone runs Windows 8.1 OS.
Windows 8.1
|Supported Operating System
Windows 8.1
|USB Port
1 x USB 3.0
|HDMI Port
1 x HDMI Port
|Multi Card Slot
2-in-1 Card Reader (SD/ SDXC)
Display and Screen
|Touchscreen It is a touchscreen smartphone. Touch screens provide easy tasking capabilities, offers direct and natural interaction with the electronic device.
|Screen Size Size of a screen is generally the length of it's diagonals usually presented in inches. It has a 15.6 inch large screen size. Larger screen size is good for better reading and cinematic experience on your phone. Always check for screen-to-body ratio which is used to state bezels of a screen. Bigger screen-to-body ratio confirms minimal bezels and large space for screen size/display on the front panel of handset.
15.6 inch
|Screen Resolution Screen resolution is indication of number of pixels available in a display that forms two sides of rectangle. More pixels means higher screen resolution, that offers better detailing and clarity. This mobile has 1366 X 768 pixel screen resolution.
1366 X 768 pixel
|Screen Type Type of screen used in making of mobile, it includes LCD, IPS LCD, Amolded and OLED. Asus XX553MA-BING-SX376B Notebook has TFT Colour Display. Better screen type offers relatively merrier experience.
TFT Colour Display
Built-in Speakers and Microphone
|Wireless LAN
IEEE 802.11b/g/n
Network and Connectivity
Integrated 10/100 LAN
380 x 251 x 30.9 ~36.59 mm (WxDxH)
|Weight Weight is the standard unit to calculate how much heavier a mobile is. Listing shows weight in grams. It has 2.15 kg weight.
2.15 kg
|Disk Drive
CD/DVD writer
|Web Camera
VGA Camera
|Read/Write Speed
|Warranty Service Type
On-site service customer needs to call the nearby authorized service center, service engineer will come to the site to get the product repaired or inspected.
|Covered in Warranty
Warranty of the product is limited to manufacturing defects only
|Not Covered in Warranty
Warranty does not cover any external accessories (such as battery, cable, carrying bag), damage caused to the product due to improper installation by customer, normal wear and tear to magnetic heads, audio, video, laser pick-ups and TV picture tubes, pane.
45 reviews for Asus XX553MA-BING-SX376B Notebook
Note : **Some of the reviews are picked from flipkart, Amazon and other e-stores.
I purchased this laptop on 30/06/2015. Delivery is before time limit. Nice Packing. Now come to the laptop.
It is a nice laptop with 15.6″ HD LED Screen, Quad Core Processor is fast enough for day to day work. Win8.1, 4GB Ram, 500GB HDD is smooth in running. Looks is great. Slim. Overall I am satisfied with this Notebook. I got this at price of 21000/- with discount of 1500/- by SBI Debit Card Payment through Flipkart App. Nice job ASUS & thanks to Flipkart. No other manufacturer can give give such specifications at this low price.
I have been using ASUS products including Zenfone5 1.6Ghz. Overall I am happy with the products of ASUS.
I could not find any laptop at this price range which comes with windows 8.1 pre-loaded. Overall quality is very good and meets my need of daily browsing and some basic editing. It may not be suitable if you want to use heavy applications such as Autocad. The battery capacity of 4-5 hours is also good. Due to windows 8.1, the laptop starts up in 4-5 seconds. Wow!!!
I am satisfied in every area except a few minor issues:
Audio is not very loud.
The typical Asus grooved finish shows finger marks which is hard to clean.
Asus is the best quality laptop provider
You can't get such machine. At that price
Overall best performance no any problem..
asus is low price and best performance ascompared to other brands, speakers are very good because it have sonic master audio technology. thanks for asus and flipkart
Considering the price point, its a decent buy.
We don't get much options with preloaded windows, 4 GB RAM and Quad core processor, at this price.
Used it for a week, and overall satisfactory performance.
Gud for normal usage.
Touch pad is smooth but the touch buttons are too hard, u don't feel like using the same (bought a secondary mouse)
Battery backup is good. With normal usage, lasts for 4-5 hrs.
Average built quality, not that gud.
Preloaded Win 8.1 and other apps.
Quad core processor & 4 gb RAM
Mouse buttons are too hard
Only battery and power indicator is there
Caps lock, wifi indicators missing (atleast caps lock indicator should be given in this price)
Lags sometimes
Overall an average product , and can be recommended, considering the price.
Product not matching expectations and specifications mentioned at time of purchase, return denied. Bad experience.
I purchased asus laptop online and in the span of 2 months the laptop has been sent to the service center for 4 times
the service person is not able to solve the problem
when talked to the customer care people they are neither able to provide any solution nor they agreeing to replace it
worst laptop of my life
We bought this laptop from vendor TheLapstore. The specifications on Flipkart said Windows 8.1 but laptop was delivered with Windows 8. The packaging of ASUS was very old and worn out and the laptop manufacturing date was of Jan 2015 (Pretty old).
There is not WLAN 802.11 b/c/g adapter inside this laptop. The hardware is missing so I can't run Wifi. Returning it.
Flipkart's service is getting worst day by day.
I'm an old costumer of Flipkart, I have ordered several Laptops for my family and my friends..
Well I got this product delivered day before yesterday and from today It's keyboard isn't working properly, It's freezing is left inactive for more then 1 minute.
So, as it have 30 day replacement I tried to replace this product but there wasn't any option available so I requested a call from Flipkart and the executive was asking to raise a request of refund not of replacement. ""So now a costumer should follow the Istructions of an Executive and now an Executive will decide that what should I do??""
Anyhow I didn't got any satisfactory answer from Flipkart and the executive disconnected the call in between the conversation.
Worst Experience ever… I suggest don't go for it.. flipkart's service is being worst day by day.
** Asus XX553MA-BING-SX376B Notebook Best Price in India (Rs.23500) is true as of 21 July, 2018.


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The Graphic Designer is responsible for adhering to brand standards and collaboratively working with the design team to drive the creative process. Utilizing exceptional design skills, the graphic .....


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Blossom And Me MAG
Blossom and Meby Kaci Mallat, Boscobel, WIIt's hard to believe it's the same girl in both of these pictures, let alone the same Holstein cow. I, Kaci Mallat, am pictured on the left along with Mallatline Winken Blossom six years ago, when all the fun began.On March 1, 1993, Blossom was born. Knowing Blossom's potential, my dad transferred ownership to my name two months later. Now, I realize it was the greatest gift anyone has ever given me.Our first show season was a success. (The picture on the left was taken at the Muscoda Harvest Festival, after winning Junior Champion.) Together, we won all four showmanships we entered.In 1994, Blossom and I went through a slump. Not everything went badly, but she was going through her "ugly" stage, which I knew would pass. She freshened out as a two-year-old too late for the qualifying show for the state fair. My family decided to keep her as a surprise entry for the county fair. There, Blossom received Honorable Mention Senior Champion, and we won our showmanship, which proved we hadn't lost our touch. 1996 was our year to shine. Blossom was a Junior 3-year-old and it was her first year at the Wisconsin State Fair. Placing second in the state is an incredible achievement, but the feeling I got when I heard Blossom's name over the loudspeaker was much more meaningful.After doing so well in 1996, I expected the same thing to happen the next year. Being selfish, I rushed Blossom into shows too soon after she calved. Learning I had to take the good with the bad, I took full responsibility. We didn't go home empty-handed, though. We won Supreme Champion at the Boscobel Farmer's Day and Muscoda Harvest Festival that year.Pictured below are Blossom with me now. She taught me a lot this summer. At the first show, I was asked before I went into the ring if we were going to win. I replied that we had already proven ourselves and we were just going to have fun. It was then that I realized it really didn't matter where we placed as long as we were together. Minutes later, I walked out of the ring with a trophy awarded for being the first junior in the class. The next day, we won Reserve Grand Champion of the County Black and White Show and the privilege of attending the state fair for the third time. I guess it was Blossom's way of telling me that we were having fun.At the state fair, she did it again. We placed third in the Dry Cow Class and we were chosen for showmanship. Ever since I started showing, my goal has been to receive a blue ribbon in showmanship at the state level. It's harder than it sounds. The highlight of my show career was when the judge pulled us in and I finally accomplished this goal.For many reasons, Grant County Fair was probably our last show together. I wanted to go out with a bang, but after we were placed second to last, I decided we were going to go out with pride instead. So, with tears in my eyes, I led Blossom out of the ring with both our heads held as high as they could go.I know Blossom and I will be back (all I have to do is fast-talk my dad). But, just in case, I want Blossom to know that she is my angel sent from heaven. c
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For a range of reasons, Lashkar-e-Taiba is the most dangerous terrorist group operating in South Asia after al-Qaeda.
Public sentiment in many states has turned against nuclear energy following the March 2011 accident at Japan's Fukushima Daiichi Nuclear Power Station. The Fukushima accident was, however, preventable.
If Beijing wants to deal with the issues that have spawned rising social unrest, it needs to reshape China's economic institutions and control over basic resources in ways that moderate, rather than exacerbate, disparities.
When European leaders choose to do business with authoritarian regimes, they must continue to speak out against human rights violations.
China's vetoes over UN draft resolutions on Syria represent of Beijing's interpretation of the international system, of humanitarian intervention, and of its own interests in the region.
Though Beijing has typically remained cautiously neutral when it comes to the region, China's current stance may reflect its growing disquiet at what it sees as a U.S. policy intended to deny it access to Middle East energy sources.
With China and the United States determined to protect their interests in the seas of South East Asia, it will require the most sophisticated of diplomats to ensure the openness and peace of the South China Sea.
China's economic imbalances are the result of urbanization and migration, not financial policy, and expanding residence rights for migrants would do more to boost consumption than fiddling with interest rates.
French President Sarkozy's request for Chinese money in support of the euro rescue symbolized three historic shifts in great power relations: the fragility and endangerment of the European project, the ascendance of China, and the beginning of the end of the American era.
The death of North Korean dictator Kim Jung Il increases the likelihood that the stress on the multiple fault lines in Korean society will reach the point of breaking. Secret talks with China to plan for contingencies may be needed now more than ever.
Stay connected to the Global Think Tank with Carnegie's smartphone app for Android and iOS devices


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The library will be closed on Wednesday, July 4, in observance of Independence Day. All the online resources and the 24/7 chat service will be available.
Our summer hours remain the same as the rest of the year: M-F 7:30 am-10:30 pm, Sat 8:00 am - 5:00 pm, and Sun 10:00 am - 7:00 pm.
BETA version of the revamped BUILD IT (Bellevue University Information Literacy Development Interactive Tutorial) is now available for you to preview. Check it out here and read all about the process and the changes you will find to BUILD IT in the feature article in the Spring issue of our library newsletter.
The Summer edition of the library newsletter, More Than Books is now available. The feature story is "Disaster Preparedness and Emergency Management in the BU Library." Other regular columns include Tech Talk, Facts at your Fingertips, Reviews, and much more!
Episode 29 of the library "More Than Books" podcast, Public Domain Day, is now available on iTunes. Joel and Colin discuss the concept of digital ownership and whether or not we delude ourselves by thinking that such a thing exists.
Welcome to the Bellevue University guide for BUSC. This guide provides a good starting point for research on topics associated with the BUSC program, including capitalism, marketing process, Internet marketing, consumer behavior, logistics, business systems and models, SWOT analysis, accounting, operational planning, organizational dynamics, and more. Library resources are organized under course tabs, and include print and electronic books, journal articles, and videos. Each print book title links to the online library catalog, while each e-book title and article title links directly to the full text. Library databases useful for Business/Management research can be found under the Databases tab; hyperlink directly to the desired database from there. In addition to library resources, relevant websites are also suggested.
If you need further assistance, please contact the Bellevue University Library Reference Staff
BUILD IT is an online guide to the Bellevue University Library and all its resources and services. It is made up of five self contained modules, each followed by an interactive quiz. Go through BUILD IT from beginning to end or start at the Site Map using just the pages you need. Click on the link above or on one of the modules below, or look for BUILD IT in the left menu of the library homepage under Tutorials.
Module One: Getting to Know the Bellevue University Library
An overview of library resources and services and introduction to the library homepage.
Module Two: Planning Your Project
The steps involved in planning your research paper: Includes focusing your topic, outlining, identifying keywords, Boolean searching, and more.
Module Three: Locating Information
Finding and evaluating information, including books, ebooks, articles, and websites. Includes sample and interactive database searches.
Module Four: Citing Your Sources
Covers the basics of plagiarism, citation, and copyright.
Module Five: Putting it all together
How to organize your research into a formal paper, includes notetaking, revising, and formatting.
You will be prompted for your BU login when you attempt to access the library databases and e-books from off campus.Your username is your 8 digit student ID# preceded by Bellevue\ . Be sure to use a backslash and not a forward slash, after Bellevue, with no spaces before or after it. Your password is the same one you use for Blackboard and BRUIN. It must meet the requirements of 8-32 characters using a combination of upper and lower case letters, numerals, and special characters. You will be required to change your password every 90 days.


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Hilton Laptop Backup
Hilton Laptop Backup. The most popular versions of this product among our users are: 8.2 and 8.4. The names of program executable files are Agent.exe, ConnectedAgent.exe. The product will soon be reviewed by our informers.You can check Google Chrome Backup, Laptop Battery Monitor, Sales Laptop Presentation and other related programs like Outlook Sync & Backup at the "download" section.
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Objectives. The addition of Cs2O to dental porcelains might provide a means for controlling the thermal expansion and toughness of feldspathic porcelains. The purpose of this investigation was to determine for a leucite porcelain the effect of Cs2O content upon its coefficient of thermal expansion (α), toughness, hardness, and content of low (tetragonal) leucite and high (cubic) leucite. Methods. In order to determine the amount of low leucite in the specimens, an x-ray calibration curve for low leucite and an internal standard of copper was obtained using quantitative x-ray diffraction techniques. Utilizing a stress induced phase transformation between low and high leucite, an x-ray intensity conversion ratio (r) was determined for high leucite so that the calibration curve for low leucite could be used to determine the amount of high leucite present in the experimental porcelains. Specimens were prepared with various amounts of Cs2O (0.0, 0.5, 1.0, 1.5, 2.0 mol%) so that, except for the as-received porcelain (A), all had the same thermal history. Specimens were tested for content of low and high leucite, hardness (Vickers), toughness (indentation-strength method), and coefficient of thermal expansion (α) over two temperature ranges (30-500°C and 30-640°C). Fractured surfaces were examined with a scanning electron microscope (SEM). For each property, specimen groups were compared for statistical differences. These comparisons were statistically analyzed using analysis of variance (ANOVA) and Fisher's protected least significant differences (PLSD). Results. Quantitative x-ray examination of abraded and heat-treated specimens demonstrated that a stress induced phase transformation occurred which could be reversed by heat treatment. The conversion ratio was determined as r = 1.93 ± 0.29. The addition of Cs2O lowered the wt% of low leucite from 63 ± 6% to 0% and increased the amount of high leucite from 0% to 62 ± 5%. ANOVA showed that the addition of Cs2O had a significant effect on α (p < 0.0001), hardness (p < 0.005), and toughness (p < 0.0001). Cs2O significantly (PLSD) lowered the α (p < 0.0001), hardness (p < 0.01), and toughness (p < 0.0001) of a high-content leucite porcelain. Significance. A stress induced phase transformation of high leucite to low leucite was demonstrated and, as a consequence, suggested the potential for phase transformation toughening. The α of a leucite porcelain could be controlled by stabilizing high (cubic) leucite to room temperature with the fraction of high leucite dependent upon the amount of Cs2O added. A method was developed to determine the amount of high leucite present in a porcelain. © 1998 Academy of Dental Materials. Published by Elsevier Science Ltd.
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Monday, January 30, 2017
Real Icicles
During the Christmas season, many people decorate their houses with lights designed to simulate icicles. Well, here is what the real thing looks like. We have about two feet of snow on the ground and temperatures have not been above freezing for a week or more. This ice forms as the warmth of the roof of the house from the heating inside melts the snow and it then freezes before it can reach the ground. During the winter here in Provo, the temperature varies and often goes well above freezing for days at a time and so all the icicles melt. This is the second round of icicles so far this winter.
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Speak to an advisor1-888-855-6837
As consumers scramble to determine what direction Obamacare will take after the election of Donald Trump, one thing is evident, health savings accounts (HSAs) will play a prominent role in healthcare reform. To help provide information on HSAs, we are republishing a previously posted Q&A from August 2015, which helps explain what an HSA is, how it works and other frequently asked questions. While some of the information below references Obamacare, the facts about HSAs remain relevant.
Although HSAs were established under federal law in 2003 and originated in the early 1980s, they remain a relatively new and somewhat confusing concept to Americans. Reports show that 86 percent of consumers say they don't understand HSAs.1 Nonetheless, HSAs have become increasingly popular among individuals, families and employers, and more than 15.5 million Americans have an HSA health plan.2
When combined with a qualified high deductible health insurance plan, HSAs allow consumers to set aside tax-free dollars for future medical expenses. Funds can be used on qualified medical expenses whenever the accountholder chooses—there's no use it or lose it.
Regardless of what happens under a Trump administration, health savings accounts are as important as ever. To help consumers better understand this benefit product, Health eDeals reached out to Michael Berry, President and CEO of American Health Value, to answer some of the frequently asked questions about HSAs.
Health eDeals: What are the benefits of having a health savings account for consumers with job-based health insurance coverage and those who buy their own?
Michael Berry: The advantages for an employee and individual are similar and include the following:
These tax benefits lower overall healthcare costs. For example, if you fund $2,000 into your HSA – you lower your federal taxable income by $2,000. In essence, that tax savings is lowering your overall healthcare costs today and into the future. Additionally, if you are receiving a tax deferred interest return on your HSA funds, that amount can be likened to further lowering your healthcare costs. If you have a state income tax, it lowers state taxable income as well.
Maximum Annual 2015 Contribution Limits:
Individual: $3,350
Family : $6,650
At age 55 and over, an additional $1,000 is allowed per year referred to as the 'catch-up contribution'
HED: Do HSAs earn interest? Can HSA funds be invested?
MB: Yes, with the option to invest for potential higher returns. Consumers who wish to invest their HSA funds should discuss such decisions with a financial, legal or tax professional. With American Health Value, over 6,000 investment options are available.
HED: Can you please talk about using HSAs in retirement/after you turn 65? If you have Medicare, can you continue making contributions to your HSA?
MB: Consumers may continue to use their HSA tax-free for qualified medical expenses, regardless of age. They may take out taxable funds for non-qualified expenses starting at age 65.
Those with Medicare can use their HSA funds to pay Medicare premiums; however, this does not apply to Medicare supplement insurance. Medicare enrollment, regardless of part, disqualifies a person for continued deposits but does not disqualify them from using the funds tax-free for qualified expenses, which is often misunderstood.
HED: How does offering an HSA to employees benefit an employer?
MB: Employers have multiple advantages to offering an HSA to their employees:
HED: What are some key things consumers need to know about shopping for a health insurance plan and pairing it with an HSA?
MB: For the average consumer, insurance is complicated and confusing. Most consumers would not understand if they are eligible or not for an HSA. National surveys conclude the biggest challenge with Consumer Driven Health Care including HSAs, is lack of education and understanding.3,4
Those shopping for HSA insurance options are best served with a team of experts for both the insurance and HSA portion of the HDHP/HSA option. This team will help consumers navigate the marketplace to find the best option for their specific needs and goals. Furthermore, they know the rules and regulations for HSAs, such as:
When working with an HSA expert, consumers can also expect customer service for the life of the HSA and gain access to a live personal account specialist versus call centers, phone trees, automated voice/key systems, etc.
HED: What are some common misconceptions about HSAs?
MB: National surveys reveal multitudes of misconceptions or inaccuracies concerning the HSA, including the following:
HED: Does everyone in a family need their own HSA? Who can use the account?
MB: You have options to best maximize the HSA regulations, such as:
HED: Why do Health Savings Accounts remain relevant in the age of Obamacare?
MB: With higher deductible plans offering the most affordable premiums, it makes practical sense to add an HSA to a high-deductible health insurance plan and receive the additional benefits it provides.
An HSA lowers overall healthcare costs for an account holder. HSA-qualified health plans are the only insurance option that, coupled with an HSA, lowers overall healthcare costs when medical costs are paid tax-free from an HSA. A simple way to understand this cost reduction is:
Whatever your tax rate is (15 percent, 20 percent, etc.), that is your reduction in medical expenses as a direct result of the HSA.
In addition, HSA health plans vary in plan design to best suit the individual needs of the consumer, i.e., 100 percent coverage after deductible, or 80/20, 70/30 – with an annual maximum out-of-pocket expense.
Using an HSA Health Plan gives more flexibility to the consumer for financial management and long-term planning.
HED: How do HSAs work with ACA-compatible health insurance plans?
MB: HSA-compatible plans have made it into the ACA and are typically found in the Bronze and Silver levels. The HSA rules are compatible within the federal and state exchanges, as well as the private insurance marketplace. As long as a plan is an HSA-qualified plan, it works the same as all other plans.
HED: If I buy health insurance coverage on or away from a state/federal exchange, as opposed to receiving employer-based health insurance, how do I enroll in an HSA?
MB: You can work with a company such as American Health Value, which allows you to enroll online, call toll-free and speak with an HSA Specialist to enroll over the phone (no phone trees—not a call center), or fill out a paper application, which can be downloaded from americanhealthvalue.com and then mailed, faxed or scanned/emailed.
To fully cover the HSA rules and regulations, as well as how to maximize all their benefits to each unique consumer, cannot and should not be one statement that is accurate for all. Although there are specifics that govern, there are interpretations that can change from one individual to another. For example, "I take heart medicine to prevent heart attack or stroke. Is that considered preventive and it can be paid from my HSA before my deductible is met?
Having a team of experts is the best way to navigate today's insurance environment.
Work with an expert
To learn more about health insurance plan options, visit healthedeals.com or call 888-839-7679 to speak with an IHC representative.
For help selecting and enrolling in an HSA, call American Health Value at 800-914-3248. Learn more at americanhealthvalue.com.
1Mayer, Kathryn. "Consumers Clueless About HSAs." BenefitsPro. Feb. 21, 2014. http://www.benefitspro.com/2014/02/21/consumers-clueless-about-hsas
2AHIP. "Health Savings Accounts and Consumer-Directed Plans." http://www.ahip.org/Issues/Health-Savings-Accounts-and-Consumer-Directed-Plans.aspx
3Livingston, Shelby. "Consumer-Driven Health Plans Confuse Their Consumers." Business Insurance. July 29, 2015. http://www.businessinsurance.com/article/20150729/NEWS03/150729816
4Acclaris Consumer Education Survey Report. "Industry Acknowledges Consumer Confusion About Health Savings and Reimbursement Accounts." July 29, 2015. https://www.acclaris.com/category/releases/


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Freeze Me Freezable Can InsulatorThere are few pleasures as simple as a cold drink on a hot day. Unfortunately, there are also few pleasures that are as easy to ruin as a cold drink on a hot day. That hot weather is working against y Read More... Item# Q59202
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Everything You Product features, size, materials - whatever you wanted to know
Need to Know
about this product. Read on to see if it's a perfect promo match!
Product Overview
There are few pleasures as simple as a cold drink on a hot day. Unfortunately, there are also few pleasures that are as easy to ruin as a cold drink on a hot day. That hot weather is working against you the moment you pull a beverage out of a refrigerator or cooler. Combine hot weather with the heat coming through your hand and it's likely that drink will be lukewarm before you have time to finish it. That's why you might consider investing in some insulating sleeves, but even those are somewhat limited. Ideally, you're looking for a sleeve that not only insulates, but actually cools whatever it's wrapped around.
The Freeze Me Freezable Can Insulator from Quality Logo Products® features:
- high-quality neoprene (the same material used to make wetsuits) available in your choice of a variety of colors
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- built-in freezer gels packs
- your business logo, advertising slogan, or custom artwork screen printed
The Freeze Me Freezable Can Insulator makes a wonderful promotional giveaway item for any business that manufactures or distributes canned beverages. Order yours today.See All
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