text:
While check fraud declined a bit last year, there was a marked pick-up in fraud involving credit and debit cards, according to the Association for Financial Professionals' annual survey of payment fraud.
Sixty percent of the almost 450 corporate finance practitioners who responded to the AFP survey said their company experienced fraud or attempted fraud involving payments last year, little changed from 61% in 2012. The portion of companies experiencing attempted or actual payment fraud has fallen in recent years from a peak of 73% in 2009.
Magnus Carlsson, AFP's manager of treasury and payments, suggested the decrease reflects the decline in the use of checks that occurred over the same time frame. "Since fraud is so high on checks, any little movement in check use should have a greater effect when it comes to fraud," Carlsson said.
Checks are still the weakest link, with 82% of the respondents who experienced fraud last year citing fraud or attempted fraud involving checks, down from the 87% that saw check fraud in 2012. (See Figure 1 below.)
While fraudulent activity involving checks declined, fraud involving cards took off. Forty-three percent of respondents experienced fraud or attempted fraud involving credit or debit cards last year, up from 29% in 2012.
"That's the one that stands out, the rising fraud in cards," Carlsson said, noting that the increase occurred even though the survey shows the use of cards for business-to-business (B2B) payments declined between 2012 and 2013.
Fraudsters that previously targeted checks may have switched to cards, Carlsson said. And U.S. companies continue to use cards that are lacking from a security standpoint, since the EMV chip-and-pin cards that are now standard in many parts of the world haven't yet been implemented here, he noted. "So it may be a trend that's even migrating from overseas."
Cards using EMV technology are due to replace the current cards, which use magnetic stripes, in the U.S. by October 2015, and the survey respondents were generally optimistic about that development. Twenty percent expect the switch to EMV cards to result in a major reduction in card fraud, while 72% expect some reduction. Just 8% predicted the new technology will have no effect on the level of fraud.
But in Whac-A-Mole fashion, about two-thirds of respondents think the anticipated decrease in card fraud brought about by chip-and-pin cards will result in an uptick in some other type of payment fraud. Fifty-four percent predict an increase in check fraud, 27% a rise in fraud involving ACH debits, 10% an increase in fraud related to wire transfers, and 8% an increase in ACH credit fraud.
"The fraudsters will go after the easiest one," said Carlsson, pictured at left. "You just have to stay on top of them." He noted that other countries that have implemented EMV have seen a decrease in card-present frauds but a pick-up in fraud involving transactions in which cards aren't physically present, like online or over-the-phone sales.
Companies seem to be pushing back hard against payment fraud, a development the report links to the huge data breaches that Target and Nieman Marcus reported late last year. Twenty-nine percent of the respondents said they have adopted more security measures, and another 34% said they plan to do so in the near future.
The efforts to bolster security may also reflect the fact that in October 2015, the liability for fraudulent transactions will shift from card issuers to the companies that accept credit or debit cards from customers. Twenty-two percent of companies that accept cards from customers said the change will have a significant impact on their investment in card-fraud security measures, while 50% said it will have some impact on their investment.
Asked about current methods of securing customer data and company accounts, 74% said they perform daily reconciliations of the company's transactions, while 73% are reviewing and strengthening internal procedures and controls. Almost half (49%) said they are adopting a stronger method of authentication or adding layers of security to requirements for accessing bank services, and 44% are making sure the company's disaster recovery plans include provisions to maintain strong controls around accessing networks.
Other methods of payments aren't immune from fraud. Twenty-two percent of the finance practitioners surveyed said they experienced actual or attempted fraud involving ACH debits last year, down from 27% in 2012; 14% cited wire transfer fraud or attempted fraud, up from 11%; and 9% ACH credit fraud or attempted fraud, up from 8%.
Four-fifths of the actual and attempted payment frauds last year were perpetrated by people outside the company, with just 11% of frauds the responsibility of company employees and 8% the responsibility of third parties or outsourcers.


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Atanks is a multi-platform Scorched Earth clone similar to the Worms series of games. Annihilate the other tanks to earn money, then spend it on bigger and better shields and weapons to wipe out the opposition. It features a wide array of weapons, AI players, destructible landscape, weather, parachutes, teleports and a wide range of other features.
BBalc is an open framework for the BloodBowl game. The purpose of this library is to provide chess-computer like functions like analyzing the game or generating BloodBowl actions. It provides a versatile interface to access and modify game data. The modular design allows users to extend existing analyse modules to their needs, build new modules from scratch, or even build complete applications based on the BBalc framework.

subset: commoncrawl


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Is it the role of police to enforce shoveling ordinance?
A couple of weeks ago, The Gazette ran a letter to the editor from a Janesville resident who likes to walk each day and is frustrated by the lack of compliance with the city ordinance requiring residents to clear their sidewalks within 12 hours of a snowfall. He suggested police should ticket such scofflaws.
Last week we fielded a similar Sound Off call.
"This is a message for the new city manager," the caller stated. "Being that now you are on the taxpayers' payroll, I'd like to have you look into the city ordinance of people removing the snow and ice from their sidewalk in the allotted time that it says. We have policemen cruising all these neighborhoods and see the snow has been piled up there for several snowfalls, but yet they will not get out of their cruiser. I know it's cold, but they still need to get out of their cruiser, start writing tickets and guess what—the sidewalks will start getting shoveled. The city wants people to have sidewalks for the safety of the people walking, but that defeats the whole purpose by leaving ice and snow build up where people fall on them. Let's get with the program."
Editor Scott Angus asked me if the police really have the authority to write tickets for violators. Good question.
In 2010, the city council altered Janesville's enforcement procedures to get compliance more quickly. But those procedures still don't involve police. The council directed that if someone complains to the city, an inspector goes and knocks. If no one answers, the city staffer leaves a door-hanger notice. A city crew or private contractor will shovel 24 hours later, and that service will cost the property owner a minimum of $124.
But could a police officer who sees a sidewalk that has gone unshoveled for days simply get out and write a ticket? I talked last week with John Whitcomb, public works director, and he thought technically, yes. But Deputy Police Chief Dan Davis, in charge with Police Chief Dave Moore out of the office, left me a voice mail stating residents with such suggestions are "uninformed" of procedures that involve routing complaints through the city services department. I then decided not to use the Sound Off comment.
On Monday, I posed the question to Moore, and he sent me this email:
"The short answer is that we could have officers issuing citations for snow-covered sidewalks. Officers currently do not perform this duty as the city has a different process for addressing the issue. To have officers issue citations would involve a larger discussion with city administration and perhaps city council. Very quickly the discussion would involve the importance of the issue, the effective and efficient method to address the issue and, then, what do we want our police officers to do—issue citations for snow-covered sidewalks or should they be performing other duties?"
As a backdrop to this question, Moore noted that the city has fewer police officers than it has had for many years. "If we place this responsibility on police officers, it will reduce their availability for other duties," he wrote.
So there you have it. Tired of seeing a sidewalk left unshoveled for days on end? Absent a new directive from the city council, don't expect a patrol officer to write a ticket. Instead, call 608-755-3110 to register a complaint and start the city's enforcement procedure.
Greg Peck can be reached at (608) 755-8278 or email@example.com. Or follow him on Twitter or Facebook.
Greg Peck can be reached at (608) 755-8278 or firstname.lastname@example.com. Or follow him on Twitter or Facebook.


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SHINE supplier wins contract
MADISON—A critical supplier to SHINE Medical Technologies has landed its first commercial contract, a project that will improve its financial picture and position itself even better to supply other commercial customers.
Phoenix Nuclear Labs said Tuesday it would build a neutron generation system for Ultra Electronics, a British defense, security, transport and energy company with strong ties to nuclear power generation.
Phoenix has developed a proprietary, particle accelerator-driven, nuclear fusion technology that has applications ranging from medicine to national defense.
The company, founded in 2005 by Greg Piefer, is focused on commercializing its core technology for applications such as neutron radiography imaging for the evaluation and quality control of military and aerospace components, medical isotope production and the detection of explosive devices.
Piefer started Phoenix after completing his doctorate in nuclear engineering at UW-Madison. He still serves on the Phoenix board of directors.
In 2010, Piefer founded SHINE Medical Technologies, which is working toward regulatory approval to build an $85 million medical isotope plant on Janesville's south side.
The plant would use low-enriched uranium in a series of eight accelerators to produce molybdenum-99, a medical isotope used in more than 30 kinds of diagnostic imaging procedures and more than 40 million medical imaging tests each year.
The company wants to fill a void expected when two other nuclear reactors that use highly enriched uranium to produce isotopes are taken out of service in 2016 and 2020. The plants in Canada and the Netherlands are the world's leading isotope suppliers.
The Janesville plant is expected to offer 150 high-paying jobs, open in late 2016 and generate annual revenues of $200 million in 2017.
Phoenix has already delivered two demonstration neutron generator systems. One went to the U.S. Army in New Jersey for the nondestructive evaluation and quality assurance of manufactured munitions.
The other went to SHINE for medical isotope production.
Evan Sengbusch, vice president of business development for Phoenix, said those two customers represent a sizable market for his company.
The company's contract with Ultra will combine with a recent round of private equity funding that raised more than $1 million to support additional hires and further build-out of the company's manufacturing infrastructure, he said.
Sengbusch said the financing would help Phoenix prepare for a facility larger than its current operation in Middleton.
Piefer said he's encouraged his Phoenix colleagues to look at Janesville as they move from research and development into commercial production. No location decisions have been made, he said.
SHINE learned in December that the Nuclear Regulatory Commission has accepted for review the second half of the company's application to build its plant in Janesville.
The federal agency will spend the nine months or so technically reviewing the document.
Last updated: 7:47 am Friday, February 28, 2014


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Home Furniture
When time comes to replace your old furniture, look to Valpak coupons for savings at your local discount furniture store and hardware store.
Shoes & Clothes
Find online coupons from shoes and boots to maternity and vintage clothing at Valpak.com. Save money on men's clothing and women's clothing as well as children and baby clothes. Before you go shopping for new clothes and shoes, or go looking for shoe repair, be sure to check Valpak.com first for apparel and footwear coupons.
Save at your local hardware store on gardening supplies, power tools, appliances, fixtures and household products that we all need.
Sporting Goods
No matter what time of year, you'll find savings on exactly what you need at your local sporting goods store. Discounts are available on sports equipment, fitness equipment, and exercise equipment for all sports and seasons. Whether you are a football pro, baseball fan or play in a weekend softball league, you'll save big with online coupons from Valpak.


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Opinion Matters at post No. 2,000
I started this blog on June 8, 2009, and today marks my 2,000th post. Not all of them have been works of art, of course. When you post so regularly and do so around many other work duties, not every post will win a literary prize.
I started out posting three times a day, then quickly scaled back to twice. One of those previewed my editorial for the next day. When we moved to our new website last year and started posting the next day's editorial online around midday, it erased the need to preview the editorial in my blog. So now, I blog once each weekday, whenever I'm not filling in for other editors (like tomorrow night).
Still, I think reaching 2,000 is a milestone worth reflection. I pledged to post regularly to build an audience. I also stated that I would mix it up, to blend commentary with lighter reading. I suggested I wouldn't always offer my own viewpoints, despite the blog's name of "Opinion Matters," but toss out ideas in hopes of stirring community conversations and get you, my readers, to more readily share your thoughts. I think I've stuck to those vows.
This blog has been one of the most rewarding and frustrating things I've ever done in my career. At times I struggle to find a new topic each day. Still, it has helped me get out and be more engaged in the community, a way to generate more writing topics. I've shared with you my interests, including sports, writing and outdoor recreation, as well as personal insights. I think these have helped readers see me as human, as someone who's part of and who cares about the community. Perhaps, in small ways, that helps you understand and appreciate my perspectives when I write Gazette editorials almost daily.
Still, being online every day exposes me to anonymous criticism. To those who think I'm boring or know nothing about creative writing, well, I'm sorry you're disappointed and hope you find writers who better serve your reading time.
The change to our new website also has been discouraging in that comments have dropped off markedly. Now you must be a paid customer and register in order to comment. I used to know that if I wrote about a topic such as driving, I likely would stir dozens of comments. Sure, some of these devolved into anonymous and trivial sparring matches between two or three readers, but today I can write on a topic and pose a question with great hopes and generate only silence.
I'll keep plugging along as best as I can, however, and hope that the wide majority of you read my blog posts because you find them valuable or interesting or both. Thanks again for reading, and if you like a topic—or even if you don't—don't hesitate to speak up!
Greg Peck can be reached at (608) 755-8278 or email@example.com. Or follow him on Twitter or Facebook.
Greg Peck can be reached at (608) 755-8278 or firstname.lastname@example.com. Or follow him on Twitter or Facebook.


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Reasons for Test
Monitoring is done before labor to evaluate the well-being of the fetus during pregnancy. It can also be used during labor and delivery. This gives your doctor information about how well your baby is handling the stress of labor.
Possible Complications
There are no major complications associated with external monitoring. Internal monitoring may increase the risk of infection. There may also be some bruising on the baby's scalp. Internal monitoring is not recommended in mothers with a current herpes infection.
What to Expect
Prior to Test
As you prepare for the birth of your baby:
- Discuss with your doctor how the fetus will be monitored (external or internal) and how often (continuous or occasionally).
Work with your doctor and labor support partner to come up with a birth plan. This plan will help you to think about:
- What you would like to happen
- How you can adjust if a complication occurs during labor and delivery
Description of the Test
There are 2 types of fetal monitoring:
There are 2 ways your doctor can monitor your baby externally:
- The doctor places gel on your abdomen. Two belts are placed around your abdomen. One is to monitor your baby's heartbeat, and the other is to measure the quality of your contractions. Your baby's heart rate is displayed on a screen and printed on special paper.
- The doctor uses a fetoscope (similar to a stethoscope) to listen to the baby's heart rate.
Internal fetal monitoring is only used during labor. It can only be done after your water has broken and your cervix has started to dilate. Your doctor inserts a small electrode through your vagina and attaches it to the baby's scalp. The electrical signals from your baby's heartbeat are picked up by the electrode and displayed on a screen. This type of monitoring is more accurate than external monitoring. The electrode will not injure your baby. However, the use of internal fetal monitoring should be avoided in certain maternal and fetal conditions.
After Test
The electrodes or belts will be removed.
How Long Will It Take?
Fetal monitoring may be done at set times throughout your labor and delivery or throughout active labor.
Will It Hurt?
The average fetal heart rate is 110-160 beats per minute. An abnormal heart rate or abnormal pattern may indicate that the fetus is not getting enough oxygen or having other problems. The doctor may change the course of your labor and delivery based on what the fetal heart rate is showing.
Call Your Doctor
The procedure is completed with labor. There are no lasting effects that your doctor will need to monitor.
Revision Information
- Reviewer: Andrea Chisholm, MD
- Review Date: 04/2017 -
- Update Date: 05/20/2015 -


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From WagaWiki
What's an IME?
- An "Input Method Extension" is the software that allows you to type Japanese (or other languages) on your computer.
Windows IME
Instructions for setting up the IME are given in Just the FAQs#Windows Instructions.
IME Problems
- I can't find the language bar
- If you can't see the language bar at all or if it doesn't seem to be showing all the buttons try the following.
- Right click a blank space on the task bar.
- Choose 'Toolbars'
- If there is a tick next to "Language bar" then uncheck it.
- Right click a blank space on the task bar.
- Choose 'Toolbars'
- Click "Language bar" to set it to checked (with tick).
- The language bar should now be fully visible on the right hand side of the taskbar.
- Whatever I type comes out as ハナミミンソクチスチソカイト
- You have accidentally selected KANA on the language bar. Ensure you can see the right hand of the language bar (see above) then un-check KANA.
- It asks for my Windows XP disk but I don't have one.
- If you have a legitimate copy of Windows XP but your disk is lost / broken then you should be able to get a replacement or borrow one. MS Global IME 5 doesn't require a Windows disk to install but is for Windows Me, Windows 98, Windows 95, and Windows NT 4.0 users who don't have Office XP. I am highly doubtful that it will work otherwise (although a few people seem to say it does).
- If you note what file name(s) it is looking for when installing you may be able to get them copied from a friends computer.
- If you still can't get anywhere then use a third party IME. NJStar Communicator is a reasonable product and has a 30 day trial period.
- My " has turned into a @ !
- Unfortunately when you have Japanese selected as the input language it automatically defaults to the Japanese keyboard and you can't select your national keyboard in the normal fashion. The Japanese layout is quite similar to the American so US users won't have much trouble. People with UK keyboards will find their pound (sterling) sign has disappeared and several bits of punctuation have been shuffled around. In more extreme cases (German Keyboards I think) some of the actual alphabet letters will have swapped position.
- The easiest solution is to "Get used to it." Sorry.
- Alternatively I've heard some people have succeeded by copying around keyboard files in system directories and / or editing registry values. This is not for the faint of heart to attempt! But if you try it and it works please give full details here. ;-)
- My (backslash) has turned into a (yen symbol)!
You set the default for non-unicode programs to Japanese didn't you? Set it back to English (see next section).
- Some of my IME's conversions seem to be messed up.
- Sometimes (rarely) your IME's dictionary can become corrupted. If you've tried everything else to fix your problem you can reset your dictionary to the original default settings and content. However you will lose any setting changes and word additions you've made.
Language Bar -> Tools -> Properties -> Dictionary -> Fix (button)
- I type in the kana for a word, but the kanji isn't in the choice list.
- See this thread.
IME Shortcuts
These shortcuts should work with MS Global IME for Windows XP in Standard mode however they can differ according to settings made.
- Switch language (e.g. [EN] to [JP]) : <alt>+<shift>
- Hiragana mode : <ctrl>+<capslock>
- Katakana mode : <alt>+<capslock>
- Switch Direct input to Kana (and vice versa) : <alt>+`
- Change selection to KATAKANA : <F7>
- To type ○ type まる and select from kanji list.
- To type × type ばつ and select from kanji list.
- To type 【】 and other special brackets, type かっこ and select from kanji list.
- For many others: きごう.
From the language bar select Tools → Properties → Settings to add or change keyboard shortcuts. For example setting re-henkan (再変換) to a key (like F12) is a very good idea. re-henkan can be used as a quick (if not entirely reliable) way to find out how a word in kanji is read.
Who needs English anyway?
- There are some extra, somewhat extreme, steps you can take to make using Japanese on your computer even easier.
1. Set "Default language for non-unicode programs" to "Japanese"
- Instructions are given in GMAN: Windows XP Japanese Input.
2. Remove the English Language Input
- Again in the GMAN link is a picture of the Text Services and Input Languages dialog. It should have Japanese keyboard and English keyboard shown by now. Select the English keyboard and click Remove.
- The first one above will enable many Japanese programs and games to run properly when they would otherwise display Mojibake. There are few side effects except that the backslash character will display as a yen symbol.
- The second one removes the [EN] and [JP] selection from your language bar - you are always JP. I do this because it is confusing being able to switch between English and Japanese in two different ways. 1. By switching from Japanese language input to English language input and 2. By switching between Japanse (hiragana) and Japanese (direct input).
Linux IME
See your distribution documentation for more details, there are several ways to input foreign characters under Linux. The most popular method is a combination of programs.
- Smart Common Input Method (SCIM) -- SCIM is a front-end to various back-end modules for different languages. There are back-end modules for Japanese, Chinese, Korean, Swahili, Arabic, you name it. SCIM provides a central place to select and configure these various back-end modules.
- Anthy -- Anthy is a Japanese input module that provides Hiragana, Katakana input and dictionary lookup for Kanji.
Most Linux distributions make this easy for you by providing packages that you can just install and be done with it. For instance, in my distribution (Gentoo) I just had to install the 'scim' and 'scim-anthy' packages.
The Penultimate Japanese IME Guide
The Penultimate Japanese IME Guide... well, almost. :) by Kurious
This guide applies to the Japanese IME in Windows Vista. Feedback is welcome!
The Basics
- To install the Japanese IME: Start Menu → Control Panel → Regional and Language Options → Keyboards and Languages → Change keyboards... → Add... → Japanese (Japan) → Keyboard → Microsoft IME → OK → OK → OK.
- Tip. To switch between input languages, use Alt-Shift.
|If the layout of your keyboard is not English US, you need to take the following steps to make the layout apply to the IME.
(Warning. This is an unofficial method that requires editing the registry. It is offered as-is and with no guarantee.)
First you need to run the regedit command to open the registry editor and navigate to
Then you need to change the value of the "Layout File" entry to the corresponding dll for your keyboard.
Source: http://forum.koohii.com/viewtopic.php?pid=27390#p27390
If it is still not working, you might need to change the value named "LayerDriver JPN" to the dll as well. Just do a search for it in the registry. See http://support.microsoft.com/kb/927824 for more information.
- To show/hide language bar: Right-click on an empty place in the taskbar → Toolbars → Language bar
- Several language bar options: Right-click on the language bar
- Tip. If you are trying the Japanese IME for the first time, it is a good idea to begin by learning your way around the language bar.
- Tip. Changes to the language bar usually, but not always, apply to the current application only.
- Make Japanese IME the default: Right-click on the language bar → Settings... → Default input language.
- Note: You can't remove the default input language. To remove the Japanese IME, make some other input language the default.
- Advanced tip. If you only use the Japanese IME, you can disable Alt-Shift at this location: Right-click on the language bar → Settings... → Advanced Key Settings.
Useful Terms
To avoid confusion, here are some useful terms.
- Input modes:
1. Hiragana
2. Full-width katakana
3. Half-width katakana
4. Full-width alphanumeric
5. Half-width alphanumeric (when the IME is off, this is the input mode used)
- Input methods:
1. Romaji. In this method, you type roman characters and can convert them to Japanese if the IME is on.
2. Kana. In this method, the keyboard is treated as if it were a Japanese keyboard, where every key usually corresponds to a kana.
- Tip A. Use Ctrl-Shift-CapsLock to toggle the input method. The kana input method can't coexist with an alphanumeric input mode. This means that when selecting the kana input method, the hiragana input mode will be selected if an alphanumeric input mode was. Also please note that, if you have selected the kana input method, selecting an alphanumeric input mode will disable the kana input method temporarily, and it will be reestablished when a non-alphanumeric input mode is selected. Note. If your computer does not recognize a password entry, it might be that you had pressed Ctrl-Shift-CapsLock and are using the kana input method. Try pressing that combination again.
- Tip B. The Japanese keyboard layout can be seen in this Wikipedia page [1]. Before saving the image to your computer, you can enlarge it twice by clicking on it. Please note that the む and ろ keys are located elsewhere in the keyboard due to physical differences. Press \ to obtain む, and press ` to obtain ろ.
- Tip C. The "kana status" in the language bar will tell you which is the current input method.
To change input modes
- Ctrl-CapsLock This always selects the hiragana input mode with a single exception: if the default input mode in the IME Properties has been changed to something other than the hiragana input mode, and Ctrl-CapsLock is pressed for the first time since the current application opened, and the default input mode has not yet been selected, then the default input mode will be selected. On all other subsequent uses of Ctrl-CapsLock for this application, the hiragana input mode will always be selected. Tip. To avoid the exception, it's just better to keep the default input mode as hiragana.
- Alt-CapsLock This always selects the full-width katakana input mode unless the half-width katakana mode was already selected in which case nothing happens.
- Shift-CapsLock This toggles between the full-width alphanumeric and hiragana input modes.
- Alt-` This toggles between the half-width alphanumeric input mode and the previous input mode. Selecting half-width alphanumeric will "turn off" the IME unless there is some pending input, in which case the IME will be turned off after the conversion completes, unless the input mode gets changed back again before the conversion.
- For the following, the IME must be "turned on" and without any pending input. To "turn on" the IME, select an input mode other than half-width alphanumeric.
Ctrl-F10 IME Menu
Ctrl-F10 + H + C IME Help
Ctrl-F10 + R IME Properties
Ctrl-F10 + P IME Pad (it can only be navigated with the mouse as all keystrokes still apply to the underlying window)
- Tip. Clicking on the IME Pad window icon in the title bar opens a special menu.
Ctrl-F10 + N + H Hiragana
Ctrl-F10 + N + K Full-width katakana
Ctrl-F10 + N + A Half-width katakana
Ctrl-F10 + N + L Full-width alphanumeric
Ctrl-F10 + N + P Half-width alphanumeric
Ctrl-F10 + C + G General conversion mode
Ctrl-F10 + C + N Bias-for-names conversion mode
Ctrl-F10 + C + S Bias-for-speech conversion mode
Ctrl-F10 + C + O No conversion mode
- When there is input pending:
F5 IME Pad; if the name of a radical was input, the IME pad will show its kanji (try it with やま (山), ゆう (夕), etc)
Tip. Mouse over the various radicals and kanji in the IME Pad to learn their readings
F6 Hiragana; press multiple times to katakanize from the beginning (type many kana beforehand to see the effect)
F7 Full-width katakana; press multiple times to hiraganize from the end (type many kana beforehand to see the effect)
F8 Half-width katakana; press multiple times to hiraganize from the end (type many kana beforehand to see the effect)
F9 Full-width alphanumeric; press multiple times to loop like so: lowercase → uppercase → mixed case
F10 Half-width alphanumeric; press multiple times to loop like so: lowercase → uppercase → mixed case
Spacebar Perform default conversion; press again to open the candidate list
← and → Select phrase (try it with 私の名前); you can also use Ctrl-← and Ctrl-→
Shift-← and Shift-→ Modify phrase boundary (try it with 私の名前)
- When the candidate list is open:
Tab Expand/contract candidate list (try it with きごう)
Spacebar, Shift-Spacebar, ↓ and ↑ Navigate options forward and backward
PageUp, PageDown, Home and End More navigation options; particularly useful when the candidate list is expanded
Ctrl-← and Ctrl-→ Select phrase (try it with 私の名前); ← and → are now used to navigate the candidate list
Esc Close candidate list; press again to undo conversions
Enter Convert to highlighted option
Number Convert to the option with the indicated number
- Tip. After a conversion has been applied, press Ctrl+Backspace to go back to conversion mode.
Shift-F10 + S Toggle between auto-tuning order (default) and kanji order; useful when entering glyphs using きごう
- Tip. When there is no pending input, Shift-F10 is the same as right-clicking where the cursor is. This is a general Windows feature, not an IME one.
Useful tips and tricks
Press [ and ] to type 「 and 」 (single quotation marks); convert to type 『 and 』 (double quotation marks)
Press - to type ー (prolonged sound mark)
Press / to type ・ (interpunct)
Press \ to type ¥ (Japanese yen sign)
Press x before either あ い う え お や ゆ よ わ to get its half-width (small) version (ぁ ぃ ぅ ぇ ぉ ゃ ゅ ょ ゎ)
Press Ctrl-Spacebar to enter a half-width space
Press Ctrl-Shift-Spacebar to enter a full-width space (same as plain spacebar when there is no pending input)
Type and convert wi to enter ゐ and/or ヰ
Type and convert we to enter ゑ and/or ヱ
Type and convert 。。。to enter …
Type and convert <- to enter ←
Type and convert -> to enter →
Type and convert から to enter ~
Type and convert すらっしゅ to enter / and/or \
Type and convert かっこ to enter several types of brackets
Type and convert きごう to enter many different signs/glyphs
Type and convert やじるし to enter a few different types of arrow glyphs
Type and convert しかく to enter a few different types of square glyphs
Type and convert さんかく to enter a few different types of triangle glyphs
Type and convert さんかくけい to enter the right triangle glyph (⊿)
Type and convert ほし to enter a few different types of star glyphs
Type and convert まる to enter a few different types of circle glyphs
Type and convert ばつ to enter the cross glyph (×)
Type and convert てん to enter a few different types of dot glyphs
Type and convert たんい to enter a several types of currency and measurement glyphs
Type and convert ろしあ to enter Russian characters
- Tip. More useful keywords available here [2]. Not all conversions are available on the Japanese IME of non-Asian Windows. You can download various dictionaries of 顔文字 (Japanese style smilies) here [3].
- Useful with the kana input method:
Type and convert ぎもんふ to enter ?
Type and convert かんたんふ to enter !
Type and convert ころん to enter : (also available through てん)
Type and convert せみころん to enter ; (also available through てん)
- Tip. If you want to type alphanumeric while using the kana input method, it might be better to just press Shift-CapsLock for full-width alphanumeric mode (twice if using katakana) or Alt-` for half-width alphanumeric mode. When you change back to hiragana or katakana (using shortcut keys as described in sections above), the kana input method will be resumed as well.
Vertical writing (縦書き) using Wordpad
Just use the fonts that begin with @. Try "@MS PGothic". Text is not displayed vertically (i.e., it is not WYSIWYG), however, the printout should look as expected. Note that full-width alphanumeric rotates along with the rest of the characters but half-width alphanumeric does not.
- Tip. For more elaborate IME features, check out the IME Help.
Thanks to richvh, simonb and Hyperworm for information contributed.


text:
Alternative visions: Road improvement project blocked
TOWN OF LA PRAIRIE--In an ideal world, the Wisconsin Department of Transportation would have an alternate route for each section of Interstate 90/39 to accommodate accidents and construction projects.
In an ideal world, town of La Prairie officials would preserve the rural character of their town.
The difference between the two worlds came down to a half mile of road, and it gave town officials the ability to block a proposed alternate route using County J.
The route would have run east from the Interstate along Avalon Road to County J.� From there, it would have gone north to Racine Street and then back to the Interstate.
The state intended to widen County J, impacting farmland and front yards along the way.
"The state worked pretty hard to tailor a deal to meet our needs," said Allan Arndt, town of La Prairie chairman. "But at the end of the day, building that road would have impacted our residents negatively."
The town controls only the half-mile section of Avalon Road that connects the Interstate to County J, but that's all it needed. The town wouldn't allow the state to upgrade that half-mile of road to handle the additional truck traffic.
At a meeting Thursday, Rock County Highway Superintendent Ben Coopman will ask the county highway committee how to proceed with the issue.
The improvements to County J would have included improving the strength of the road, widening and paving the shoulders, improving the intersection at County O and County J and improving site lines, Coopman said in a memo to the committee.
He estimated the project would have cost between $4 million and $5 million dollars, and the state was planning to pay for it.
"There is a large financial implication to the Rock County taxpayers," Coopman said. "If that road needs to be done at some future time, we will have to pay for it."
He anticipates that such improvements will need to be made between 10 and 15 years from now.
The county could ask the town for a "jurisdictional transfer" for that portion of Avalon Road, but the town does not have to agree to it and cannot be forced to do so, Coopman said.
For the La Prairie Town Board and residents, the significant sticking points of the plan were increased traffic and the 90-foot right-of-way, Arndt said.
Right now, the right-of-way is about 60 feet, and the additional land would have cut into residents' front yards and farm fields.
"It would have given a whole different feel to living on that road," Arndt said.
He acknowledged that even without official designation, the road will be used as an alternative route, but that's something the board was willing to live with.
The Department of Transportation, the county and the city of Beloit entered into an agreement last year to extend Inman Parkway to County S and then to the Interstate. The agreement also includes plans to improve County G as an alternate route.
At Thursday's meeting, the county highway committee also will be asked to approve an alternate route from Illinois Highway 75 to Gateway Boulevard to Hart Road to Shopiere Road and back to the Interstate.
At a future date, an alternate route to take traffic from Racine Street to Highway 14 and through Janesville to Highway 51 also will be considered. Motorists would then take Highway 51 north through Edgerton to the Interstate. Coopman said he didn't anticipate significant changes to Highway 51.
All these alternate routes are being considered in advance of a $1 billion project to expand a 45-mile segment of the Interstate to three or four lanes in each direction and reconstruct all of the segment's 11 interchanges and 100 bridges.
Full-blown work will start on the Interstate in 2015 and run to 2021. This year, Rock County residents are getting a taste of the work as the state reconfigures the Racine Street interchange.


text:
Is Janesville's new trash system hitting benchmarks?
The city of Janesville's automated trash recycling program has been in full swing for more than six months already. The system uses new trucks with robotic arms that grab and dump trash bins. It's time for a little Q&A update with John Whitcomb, city operations director.
Q: I see lots of residents who sit out their trash and recycling bins side by side, inches a part, instead of the three feet between that you requested to ease use of the robotic arms on the trucks. How big a problem is that?
A: This issue is diminishing over time, but is still "out there." Placing carts too close to other fixed objects (mailboxes, trees) is a similar problem. Overall, though, the community is doing very well.
Q: Is that the biggest mistake people are making? If not, what is?
A: Placement of carts in proximity to fixed objects, as noted above.
Q: Have you gotten any complaints from the recycling company about inappropriate stuff people are putting in their bins? If so, what items?
A: Initially, yes, but that was expected. There is a "purge" that occurs in most programs at start-up, and we were no different in this regard. Right now, material quality is good.
Q: Is volume of trash less than or about what you projected, and is the volume of recyclables higher or about what you expected?
A: During our research, most communities achieved a 20-25 percent increase in the tons of recyclable materials collected when converting to automation. We planned for the low side of this range and have actually slightly exceeded 25 percent. So we're very pleased with this outcome.
Q: The city's November newsletter says you've reduced collection routes from 45 to 36. Is that about what you expected, or have you been able to cut more than that? Have any staff positions been cut as a result, and if so, how many?
A: When the program was proposed to the city council, we felt we could reduce our route number down to 35 per week. However, that assumed we would reconfigure our routes concurrent with the startup of automation. We opted to defer the reconfiguration of our routes until after we've had some experience with the program. So our routes are a bit out of balance at this point, and we're having to run the one additional route (the 36th route). But I'm confident we will attain the objective of 35 routes once they're reconfigured (planned for 2014).
When the program was proposed to the city council, we felt we could reduce staffing by two positions and also eliminate one collection vehicle from the fleet. We have eliminated the two positions through attrition and have also eliminated the truck from the fleet.
Q: Are drivers finishing their trash routes earlier than projected?
A: No.
Q: Hey, what do I do with that spent propane tank—about the size of a man's forearm—that can't be refilled and is from my portable grill? Do I put it in my recycling bin, my trash bin or try to find another way to recycle it?
A: You can actually buy a refill kit for the smaller propane tanks—it works off the larger tanks. So this is the best option—reuse. Otherwise, the tanks must be empty and can be taken to one of the recycling centers in town. Each may have their own way of handling these, so you should call ahead. There was a time when the valves had to be removed to demonstrate the tank was empty, but I think some companies may not require that now. As long as the tanks are empty, they can also be dropped of in the metal recycling bin at the landfill. Customers should "declare" they have a tank so it can be verified as being empty.
Greg Peck can be reached at (608) 755-8278 or firstname.lastname@example.com. Or follow him on Twitter or Facebook.
Greg Peck can be reached at (608) 755-8278 or firstname.lastname@example.com. Or follow him on Twitter or Facebook.


text:
Margaret E. Tahyar
Davis Polk Partner Margaret E. Tahyar was part of the team led by partner Jason Kyrwood that advised the lenders on the recent $8 billion five-year senior unsecured term loan facility provided to Synchrony Financial. The proceeds of the facility will be used to refinance Synchrony's existing indebtedness and for working capital and general corporate purposes, according to the firm.
JPMorgan Chase Bank, N.A., served as administrative agent, and Barclays Bank PLC, Citigroup Global Markets Inc., Credit Suisse Securities (USA) LLC, Deutsche Bank Securities Inc., Goldman Sachs Bank USA, JPMorgan Securities LLC, Merrill Lynch, Pierce, Fenner & Smith Inc. and Morgan Stanley Senior Funding, Inc., were joint lead arrangers and joint bookrunners, and BNP Paribas Securities Corp., The Bank of Tokyo-Mitsubishi UFJ, Ltd., HSBC Bank USA, National Association, Mizuho Bank, Ltd., RBC Capital Markets, RBS Securities Inc., Santander Bank, N.A., Societe Generale, Sumitomo Mitsui Banking Corporation, Credit Agricole Corporate and Investment Bank, Fifth Third Bank, Banco Bilbao Vizcaya Argentaria, S.A., ING Bank NV, Intesa San Paolo and Commerzbank AG, New York and Grand Cayman Branches, were co-lead arrangers.
Synchrony is the largest provider of private label credit cards in the United States, based on purchase volume and receivables. The company provides a range of credit products through programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health care service providers.
Along with Tahyar, counsel Reena Agrawal Sahni and associates Daniel E. Newman and Andrew S. Fei provided financial institutions advice. Kyrwood and associates Novika Ishar and Vanessa L. Jackson served on the credit team.
Based in New York, Tahyar is a member of Davis Polk's Financial Institutions Group. Her practice focuses on providing strategic bank regulatory and financial regulatory reform advice and advising on troubled bank M&A and recapitalizations and capital markets transactions where the target or issuer is a financial institution. She also advises on corporate governance and securities settlement systems and payment systems.


text:
Summer in a Bottle: Ameztoi Rosé
When Valerie, Ihsan and I visited the Ameztoi Winery in October of last year, rosé season was months away. Now a cool but sunny April has arrived and with it has come our first shipment of Ameztoi Rubentis Rosado*.
Ameztoi is one among a cluster of wineries perched high in the hills of the Getaria province of Spain, overlooking the Atlantic ocean. On a clear day, you can see the city of San Sebastián from Ameztoi's vineyards.
Ignacio Ameztoi is a 7th generation winemaker. He and his enormous German Shepherd gave us a personal tour of the family winery – a pretty building completely surrounded by grapevines with a stunning view of the Atlantic. Ameztoi's vines are quite old, many 150 years or older.
The local grapes include the white varietal Hondarribi Zuri and the red varietal Hondarribi Beltza (Beltza' means 'black' in Basque). The Rubentis Rosado is made up of equal parts of both grapes. Ocean breezes bring a salty tang to wines from this region and the Rubentis is no exception. It also carries the aroma and flavor of tart, wild strawberries and a lime-like acidity. All of this, with a bit of natural spritziness and you have a wonderful wine for warm, sunny days.
This wine is fairly limited in quantity, so grab a few bottles now to refresh yourself on those soon-to-be-here (we hope) hot summer days. Remember, when the Rosado runs out, we always have Ignacio's white – the briny and zippy Txakolina. Both are delicious.
*Available only at our South End location.
Julie Cappellano is the General Manager and wine buyer at Formaggio Kitchen South End, Boston.


text: Grooming your canine or feline is often time consuming and can be stressful for both the owner and the pet. Animals hate being held in place or having their movements restricted. Hire a professional service to handle the difficult task. These experts brush out tangled fur, trim hair and wash the animal using environmentally-friendly shampoos. This helps reduce the amount of shedding and leaves your dog or cat smelling and looking great. Learn the terminology used in this field so that you know exactly what to ask when you arrive at the salon.


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text:
Dyke attacks Patten over Savile row
Former BBC director-general Greg Dyke has criticised the role played by Lord Patten during its recent troubles.
He told the Culture, Media and Sport Committee the BBC has had "a pretty dismal 12 months".
The corporation has come under fire from critics over a range of subjects including the Jimmy Savile sex abuse scandal and the amount of money given in payoffs to departing executives.
Another former director-general, George Entwistle, was forced to resign after weeks in the job at the height of the Savile scandal which engulfed the corporation in 2012.
Asked if Lord Patten, chairman of the BBC Trust, was doing a good job, Mr Dyke said: "N o, I don't think he's doing a good job because I don't know where he was when the crisis happened.
"L et me take that a bit further: the relationship between a chairman and chief executive is all-important in any organisation, it is the most important relationship probably in the organisation, and I thought at the stage at which George Entwistle was clearly in difficulty he needed significantly more support than he got."
It is not the first time Mr Dyke, who ran the BBC for four years from 2000, has criticised Lord Patten.
In an interview last year, he described the former cabinet minister as a " 'busted flush''.
Lord Patten, who was the last British governor of Hong Kong and whose term at the trust ends next year, has already said he has " no present intention of seeking a second term".
Earlier in the session, Mr Dyke told MPs he had expected the BBC to benefit from the success of the Olympics, which showed "how wrong you can be".
He said: "A series of things coming one after another has led to a pretty dismal 12 months."
Mr Dyke said the Savile sex scandal was not unique to the corporation, adding: "I spent many years working in ITV and I don't think it would have been any different if Savile had been an ITV artist."
Asked about how the BBC should be funded, Mr Dyke told MPs that at "some point in the future" the licence fee could be scrapped and " some form of general taxation" could be used to fund the corporation.
But t he former chairman of the BBC board of governors, Gavyn Davies, who was also giving evidence, said: "There is no doubt the licence fee is a bad tax if you were designing a tax," but added it would be "premature" to discard it.
He also told MPs that the BBC paid "too much attention to ratings".
He said: "I thought that the first day I walked through the door and I thought it more the last day."
Mr Dyke said the governance system of the BBC was "a fudge" that worked initially but had started to show failings over the last few years.
He said: "Y ou saw the disaster over Jimmy Savile, over the appointment of a director-general, and that was because I don't think anybody was quite clear whose responsibility was what."
Another former BBC chairman, Michael Grade, told MPs the corporation was "virtually unmanageable" because it was too big.
He said: "I t's still stuck with its history because it tries to do everything itself."


text:
Update: Highway 14 reopened north of Evansville
Gazette staff
Thursday, January 30, 2014
Highway 14 north of Evansville has been reopened after being closed for nearly four hours due to an accident.
Authorities shut down Highway 14 near Highway 59 in the northwest corner of Rock County just after 3 p.m. Thursday because of an accident with injuries.
The highway is closed into Dane County at Highway 92.
Mark Eland, shift supervisor at Rock County 911 Communications Center, said the report of an accident came in at about 2:50 p.m. The highway was closed shortly after.
Traffic is being diverted north on Highway 59. Eland was not sure how southbound traffic is being handled.
Numerous emergency units have been called, including multiple paramedic, EMS and fire units from Evansville, Rock County, Brooklyn and Madison.


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text:
KADOS (KAnban Dashboard for Online Scrum) is a Web-based tool for managing Scrum projects. It provides screens on which the user can move a post-it to change one of the attributes of the post-it. It supports artifacts of the SCRUM method, but can also be adapted for other agile methods.
KinderGate Parental Control features content filtering based on morphological analysis, a vast URL database divided into 70+ categories, download control, safe search, HTTPS support, and more. It provides high accuracy Web filtering with an extremely low false detection rate. It blocks resources related to malware, porn, drugs, abusive content, illegal materials, and other categories. It is widely used by schools, libraries, and home users.
FastCRM is a Web-based customer relationship management system that keeps track of customers and their companies with ease. It allows sales people to quickly manage their accounts, contacts, and opportunities. It can also be used to track daily tasks, meetings, etc. Payments tracking and recurring payments are supported. Customers can be mapped with GPS coordinates. It provides management with assessment charts and audit.
An automated solver for the "Black Hole" and "All in a Row" solitaire/patience card games.
A Step 7 AWL/STL/PLC simulator.


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French drain drainage system diverts water away from house
Fulshear Run
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Goal Setting
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home prices have taken an upsurge and are now increasing in many areas
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home selling costs tax deductable
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home staging appeal to prospective buyers with certain tips
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home values fell by 40%
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Colton Ehrman
September 30, 2015
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September 30, 2015
Keep Your Trees Healthy this Fall with this Simple Tip
Tree owners often feel compelled to spray, prune or apply something to their trees and landscape plants on a regular basis. But, unless there is a […]
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Let me introduce myself. My name is Ann. I've always loved the beauty around me, from this great earth to all the creatures found on it. My handle "Pasocorto" comes from the gait of pasofino horses, which I own and love. I'm semi retired and groom dogs part time. Photography has always been a passion. It is great to see and share all of the wonderful photos that are posted here on Wunderground.com. A big thanks to my brother, Ivan, for introducing me to so many new friends.
Moon Rise
Uploaded by: pasocorto
Saturday November 24, 2012
Paradise, UT (Current Weather Conditions)
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text:
Today's Red Leaf Tea Special
My guess is 3.05 calories/1gm flavored matcha. I wonder if this like Jeopardy where you add a minuscule amount to the closest guess so you cover the base to the next decimal point.
If someone wants to change their number, you still can. Your last guess will count as final number.
HINT: It's not 16 LOL
Can I change my guess and say 3.66?
I'm going with 4.75 calories.
My final guess then (unless someone else has guessed it) is 3.80
Looking for basic quality of Matcha at price you just can not say "No" to?
The correct calorie count for 1 serving of flavored matcha is:
…and the winner is:
That guess was spot on. If I did not know any better, I would say he/she had some inside information.
Kiaharii, please contact me [email protected] with your name, address and your choice of flavor :-)
Yay! Great job, and even though we didn't win a prize, it feels like winning to find out how few calories are in our matcha!
Congrats! I was tempted to change my answer to "3.14" at the last minute to represent pi, but I still wouldn't have won. And I also agree with ashmanra!
Does anyone know how to reach Kiaharii regarding winning of that contest? I tried to reach her but no luck. Can someone help me out please?
I just sent her a PM pointing her to this message :)
To all coffee lovers: Join us, come to the dark side… LOL
To make it easier, all coffee flavored matcha is on sale this weekend, all 3 of them, 40% OFF :-)
What about Kona??
And LOL @ Sil. I knew you'd be excited about this too.
So tempting but I already have so many flavors. Lol.
Rachel – I'm in the same boat. I finished up my mocha the other day though..and my coffee flavoured one is running low. I was wondering about kona as well, but i'm thinking maybe this is a chance to try out espresso!
Thank you for reminding me about Kona Matcha.
It's on sale now as well.
I don't know how espresso tastes, but kona tastes a lot like biting into a coffee bean. Not sure if that's the kind of flavor you want, but it's definitely got that coffee essence.
I remember the first time I tried espresso, mostly because it was the last time I tried espresso too. It was totally icky! (note: not referring to espresso Matcha, but the stuff they serve in cute little cups)
aww.. too bad I don't like coffee and coffee flavoured things but that's good for my wallet :D I look forward to the tasting notes :D
I might have to get the espresso matcha. When I went to Paris I'd have two espressos every day in our hotel (one in the morning, one at night). Nothing beats a strong cup of espresso with sugar cubes. We later found out that they were supposed to add it to the bill (at 2 euros a shot!!!) but didn't because they thought my mom and I were cute haha.
I posted a thread called Matcha and how to make it. If you guys don't mind posting how you do your matcha (cold, hot, whisked, shaken, etc..) and various things like that :D I think it might be helpful for people new to matcha :D Sorry back to your regularly scheduled thread, this has been an announcement from the We Love Matcha Corporation…. hehe