text:
Which new features do you want the most?
One thing that I would like to see is a sorted search function. If you search for a particular type of tea or perhaps "decaf" the results come in at random. Sorting by score (as happens when you look for a particular tea brand) would be helpful.
Maybe someone already made the same remark, but I'd like the reply and taste-note-box to be larger. Due to its size I often loose track and make lots of misstakes in spelling or by repeating words, so that I have to edit once or more even a few times…
Other than that I really lover this site!
You can adjust it, in the bottom right corner of the typing window. Even in this reply box I am typing in right now. Indicated by the six little dots formed into a triangle. Hover over it and your cursor should turn into a a little pull tab :)
Well how about that. I've been irritated by this for two year and just now find this out. I mean thanks!
Np!! glad I could help out :D
Definitely keen for an iPhone app, guys.
A way to index/tag your own tasting notes, for further updates (without making an entirely new one)
I find for myself, and I don't know if anyone else would agree, that I would prefer the discussion pages to be in reverse order. Ie. The last page showing first. I don't think the responses need to be in reverse order. But when I go to a thread that has, for example 39 pages, I would like to see the most recent first. Especially on threads like for swaps. I don't really need to read about the swaps from 3 years ago.
If you click on the time stamp it takes you to the most recent post, which 95% of the time is the last page!
Which stamp? maybe it's firefox… I can't see it?
I'm using Firefox and it comes up just fine. There's the thread name, the number of posts, then a timestamp of the most recent reply!
Hmmm. Can you see it in this pic?
Oh it's not in the post itself, it's on the main discussion board where they are all listed! Sorry if I didn't make that clear
Oh! hahaha my bad!! silly me :s
I wish there was a Steepster app!! I'd love to be able to log teas and write reviews easily from my iPhone or iPad!!
I think I will be really convenient if you guys add some new fields in the page where people adding a new teas – year and original name (in Chinese for example). It will be really good, because some teas, like pu-erhs, have the same recipes and tea factories release it every year… so you will have "2008 V93" and "V93 2010" and "blabla V93 2011 blabla" names at site. New rules will unify the names and makes it more easy to find some tea.
P.S.: Sorry if a did some mistakes, my English is not good enough ;)
I am not sure if there is a 'chat room' on this site?? It would be cool to have one and chat about your tea while you drink it. If there already is a chat room I cannot find it and need help.
Google glass to automate cupboard updates.


text: Peahi Goes XXL for New Year By Ed Temperley on 2nd January 2013 1 of 23 THE one-and-a-half mile dirt track leading to the viewing point was almost impassable following the previous day's rain, but that didn't deter the spectators slipping and sliding their way down through the cane field. And for those lucky enough to negotiate that path on the final day of 2012? The reward was to watch a standout day at Peahi, the wave formally known as Jaws. The day was effectively a training day for the Red Bull Jaws paddle event which came close to being called on (as did the Eddie). "We have been monitoring this developing swell very closely but the real issue is the timing," said Contest Director Mike Parsons. "There will be some very large waves late Sunday/early Monday, but we do not have 90 percent confidence that either day will offer up the required seven hours of optimal 30-50 foot wave face heights that we are looking for to make this a great event. Invited to this alternative New Year's Eve party was a cast including Ian Walsh, DK Walsh, Albee Layer, Dave Wassell, Jeff Rowley, Kai Lenny and Alex Gray amongst a host of others willed themselves over the edge of a day which might not have been a record breaker but was pretty damn good. © Mike Neal Sit back and slip open a cold can or make that cup of tea and enjoy a day distilled into 7 plus minutes of heavy water. © schweitzersports22 Albee Layer spearheads a group of young surfers who are blurring the traditional boundaries separating small and big wave surfing. © Mike Neal DK Walsh fresh from his pre-Christmas trip to the Cortez Bank where he played a key role in the rescue of Greg Long taking the plunge above Ben Wilkinson. © Mike Neal Kauai's Evan Valiere flays the rails from his 10 to 11 footer. © Mike Neal John John flew out with Jamie O'Brien and a few other guys from Oahu and they weren't disappointed. © Mike Neal Carlos Burle chasing a giant chandelier. © Mike Neal Mike Pietsch on the lesser surfed left. © Mike Neal Look at the power on display here for Connor Baxter's ride of day. © Mike Neal Jamie O'Brien summed it up "What a great day in Maui to end the year!". © Mike Neal John John Florence on another bomb. © Mike Neal Ian Walsh on one of the largest set waves. © Mike Neal Kai Lenny is another member of the youthful contingent taking big positive strides. Before he left he had this to say: "I am getting some major butterflies i'll admit. This is a beast of a swell about to slam the north shore of Maui. Then the otherside of me can't wait!" © Mike Neal Tyler Larronde, son of French big wave rider Michel Larronde, is Maui born and bred thanks to his father's escape from Europe and already has several years of experience out here despite his relative lack of years. © Mike Neal Albee Layer surfing with a few of his closest friends. © Mike Neal Tyler Larronde again, dragging a positional hand. © Mike Neal At one point there were about 50 surfers swarming the peak which makes this lonely drop all the more unusual. © Mike Neal Jeff Rowley shares a wave with Nakota Decoit. "What a way to finish the year! Amazing!" said a stoked Rowley. © Minnie Vuong/ Xvolution Media As well as balls the size of coconuts Jeff Rowley has the most efficent PR machine in surfing and following a big swell you can count on there being an edit in your inbox the following morning. © 300 Paying the piper is par for the course at Peahi, as Tom Dosland, Maui resident, knows only too well. © Mike Neal Dean Morrison charging the critical bowl section. © Mike Neal If there are this many people on Maui capable of surfing 30ft Peahi then where do you sit in the hierarchy of surfing talent? © Mike Neal Peahi at dawn, a sight to warm the hardest of hearts. © Mike Neal Locations Hawaii Peahi - Jaws Ed Temperley MSW editor. Instagram @edtemperley

subset: commoncrawl


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Drug & Alcohol Treatment Silverdale WA
There are a wide variety of treatments for drug and alcohol addictions, and it's important that you find the right one that will work for you. If you're interested in learning about your treatment options, the following articles may be able to help.
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Find Holistic Drug Centers Silverdale WA
When looking to find holistic drug centers , you may want to research the approach or treatment methods that many treatment centers employ. Holistic drug treatment involves treating not only the physical addiction, but also the physical body as a whole, as well as the mind and social condition of the individual.
Alcohol Treatment Solutions Silverdale WA
Alcohol treatment solutions are available, and for many alcoholics, inpatient (also called primary) treatment at an alcohol treatment center may be the best option given their physical and mental addiction to drinking.
Alcohol And Drug Addiction Treatment Silverdale WA
If you don't have insurance, but may be able to pay for your treatment over time, use the filter on our home page to find treatment centers that will set up a financing plan for you. Many treatment centers are willing to work with you to aid in your recovery.
Drug and Alcohol Addiction Treatment Silverdale WA
Drug addiction is a serious issue for doctors, nurses and other health care providers. If you're a surgeon who is literally holding someone's life in your hands, or a nurse trying to care for too many patients in an overcrowded emergency room, or a resident who's been responding to crises for too many hours on too little sleep, the stressors are enormous.
Treatment Centers Silverdale WA
Residential treatment centers are the all-important first step toward recovery from an alcohol or drug addiction. During your time in residence, you are supervised 24 hours a day, 7 days a week. Almost all of your time is scheduled.
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A Brief Overview of Alcoholism Silverdale WA
Nobody knows what causes alcoholism. People with parents who have alcoholism have a greater chance of getting the disease. Alcoholism may be related to the things we learn when we are growing up. Alcoholism is not caused by a lack of will power or moral values.
Addressing the Six Components Effectively Silverdale WA
The faculty or trainers are members of counseling and social work departments responsible for curriculum development, course delivery, and practicum supervision. They prepare professionals and support staff for the behavioral health professions and provide training at seminars and workshops as well.
Affordable Drug Treatment Silverdale WA
If you do need detox, that must be medically monitored. Your local hospital might be a good resource for you, especially if you have health insurance or Medicaid/Medicare. Health insurance might pay for private residential treatment as well. Check your policy if you are lucky enough to be insured.
Alcohol And Drug Addiction Treatment Silverdale WA
If you don't have insurance, but may be able to pay for your treatment over time, use the filter on our home page to find treatment centers that will set up a financing plan for you. Many treatment centers are willing to work with you to aid in your recovery.
Alcohol and Drug Treatment Silverdale WA
The first step to recovering from chemical addiction is finding alcohol and drug treatment . Treatments can include entering a rehab facility, support groups in Silverdale, 12 step programs and many others. The important thing to understand is that although there are many different methods to find sobriety, individuals need to have a program that is tailored to their needs. Determining which of these methods are the best may take some time.
Alcohol and Drug Treatment Centers Silverdale WA
Information on Alcohol and Drug Treatment CentersYou might wonder what you'd find if you stepped foot into some of the world's best alcohol and drug treatment centers. How would they help you in Silverdale? How much would it cost? Will it even work? The good news is that you can find out ahead of time before you.
Alcohol and Drug Treatment Facilities Silverdale WA
Shopping for Alcohol and Drug Treatment Facilities? OK, the time has come for you to get your life back. You've spend way too much time letting your addiction to drugs or alcohol ruin you life. It's never too late to get on the right track.
Alcohol and Drug Treatment Methods Silverdale WA
Alcohol and drug treatment methods are often times the same. You may be familiar with both Alcoholics Anonymous and Narcotics Anonymous. Both are 12 step programs meant to deal with alcohol and drug addictions. However, sometimes when the issue is more severe and a person cannot rely on an outpatient support group alone, a more rigorous therapy program needs to be put to the test.
Alcohol and Drug Treatment Professionals Silverdale WA
Using Alcohol and Drug Treatment Professionals -- Fighting the habit of taking drugs or alcohol (or both) is difficult for anyone, no matter how long they've been addicted. Once the decision has been made to quit, the addict should never assume they should take on the responsibility of getting sober alone!
Alcohol and Drug Treatment Programs Silverdale WA
Information on Alcohol and Drug Treatment ProgramsIf you're searching for information on alcohol and drug treatment programs in your area, consider talking to your heath care professional. If you don't have a family doctor, consider calling around to local clinics or get information from your local hospital in Silverdale.
Alcohol and Drug Treatment Success Silverdale WA
Learning about Alcohol and Drug Treatment SuccessIn order to have alcohol and drug treatment success, you have to want to get better. Working with the program is what makes it work out, not going through the motions or even going against what the medical professionals are telling you to do.
Alcohol or Drug Addiction - Effects and Treatment Centers Silverdale WA
Whether you're calling an alcohol rehab line on behalf of someone close to you, or you're making the important step yourself, you'll always be able to find a person or organization that's willing to help you through your ordeal.Whether you're seeking in-house treatment or you'd prefer to be treated at home, most alcohol rehabilitation clinics and groups will encourage the use of particular alcohol rehabilitation programmes.
Alcohol Rehab Silverdale WA
How do you know when you or a loved one needs alcohol rehab? While many people do have to hit bottom in order to ask for help, this doesn't have to be the case. Many people are able to recognize their need for alcohol rehab before losing everything dear to them. Unfortunately, just as many have to lose loved ones, careers, homes, opportunities and even their freedom before recognizing that they need to get help in Silverdale.
Alcohol Rehab Assistance Silverdale WA
Getting alcohol rehab assistance is the most powerful, effective way to break the cycle of dependence. These programs are not just a quick solution, alcohol rehab gets to the heart of why you have become addicted and treats these issues at the source. Alcohol rehab is a place for healing, healthier living and support. The most successful programs incorporate all of these elements.
Alcohol Rehab Clinics Silverdale WA
Alcohol rehab can be the difference between life and death. Seeking help before your life spins out of control because of your addiction is crucial to live out the rest of your days without chemical dependency.
Alcohol Rehab Facility Silverdale WA
Finding an alcohol rehab facility can be a difficult and stressfull task, but it doesn't have to be as long as you know what you are looking for. Asking yourself the right questions is the first step. Not all facilities are the same and you want to find one that is the right fit with your personality and needs. You'll want to know the cost, whether or not your insurance covers the program in Silverdale, if it's a credible facility, and many other important aspects.
Alcohol Rehab Help Silverdale WA
Do You Need Alcohol Rehab Help?It is easy to understand if you need alcohol rehab help in Silverdale, there are so many alcohol rehab facilities and programs available that is is easy to get them confused. Alcohol rehab comes in two basi types: outpatient and residential.
Alcohol Rehab Programs Silverdale WA
Selecting an alcohol rehab program is one of the most important and difficult decisions you will make in your lifetime. Few of us know what to look for in a quality rehab program and not all alcohol rehab programs are alike. Each alcohol rehab has its own program options, staff qualifications, credentials, cost, and effectiveness.
Alcohol Rehab Research Silverdale WA
Before you make any big decision it is important to do your research. Choosing an alcohol rehab center is no exception. There are a number of facilities and programs available for alcohol addiction, which is why alcohol rehab research is necessary in order to find the center that is the right fit for your personality and needs. It basically comes done to a number of questions that you need to ask: How much does it cost? Will insurance cover it? Is there a peer support network? Is there ongoing long-term care? These are only some questions you might want to ask.
Alcohol Rehab Services Silverdale WA
If you feel that you've found a program that offers these alcohol rehab services , then you should know you're in good hands. Entering the program as soon as possible will help you live a better life. Alcohol is a disease, and like all illnesses, if they go untreated, they will get worse.
Alcohol Rehab Specialists Silverdale WA
Reaching out for help for an alcohol addiction can be a daunting experience. Finding qualified alcohol rehab specialist s can assist you with the process. They will be able to offer you advice on all aspects of addictions and treatments that are available. They will also be able to offer you support as well as for you family in Silverdale. Addiction brings a number of problems to the table, both physical and emotioanl, but with the help of an alcohol rehab specialist, you don't have to feel alone.
Alcohol Rehab Success Silverdale WA
How to Get Alcohol Rehab SuccessGetting alcohol rehab success is what every alcohol addict who is searching for help wants, but how do you get it? An alcoholic will fall deeper and deeper into the cycle of addiction if they don't seek out professional help.
Alcohol Rehab Therapy Silverdale WA
Seeking Alcohol Rehab Therapy. If you or a loved on is seeking alcohol rehab therapy it is important to know that no single treatment approach is appropriate for all individuals. Finding the right program takes careful consideration of things like the setting, length of care, philosophical approach and your personal needs in Silverdale.
Alcohol Rehabilitation Silverdale WA
If you loved one is going through alcohol rehabilitation at a treatment facility , you might be able to talk to a counselor there to find out what sort of treatment your loved one is receiving as well as what you can do to help.
Alcohol Rehabilitation Centers Silverdale WA
You may find that after a medical examination that you need to go through detox in one of your local alcohol rehabilitation centers. If you do, you'll be supervised during the process, and made as comfortable as possible by caring medical professionals as you go through the process. After you've been through the detox process, you'll be able to go through counseling.
Alcohol Rehabilitation Program Silverdale WA
When you start an alcohol rehabilitation program, you'll get an assessment to find out what you'll need in terms of a treatment plan. First, they'll begin with a clinical assessment to find out exactly what you'll need as you're kicking the addiction.
Alcohol Rehabilitation Treatment Silverdale WA
You'll want to make sure that you get your alcohol rehabilitation treatment from doctors and counselors specializing in addiction recovery. After all, the detox process alone requires medical supervision so that you can be sure that you'll remain safe and can be made more comfortable throughout.
Alcohol Treatment Silverdale WA
Alcoholism has been defined by the American Medical Association (AMA) as a disease in that it is chronic, progressive and fatal if left untreated. Alcoholism knows no boundaries. It crosses age, race, sex, culture, background and socioeconomic status. The university professor standing at the front of the classroom is just as likely to be afflicted with alcoholism as the college student sitting in the back.
Alcohol Treatment Assistance Silverdale WA
Finding Alcohol Treatment AssistanceThe first step in breaking addiction is to understand that you can take control of what you do. You can't control all things that happen in your life or most of what other people do, but you can control how you react.
Alcohol Treatment Center Silverdale WA
If you've been drinking really heavily, you might find that you have to go through detox. This is something that you'll definitely want to do at an alcohol detox center under the supervision of a trained physician. Detox symptoms can range from the unpleasant, such as nausea and vomiting, to the downright dangerous, such as seizures.
Alcohol Treatment Centers Silverdale WA
There are number of alcohol treatment centers available for those in need. A common treatment option is a detox center. Here you will be able to detox your body from toxic chemicals and their byproducts. Detoxification can take months or even years. Here you will find the support and medical supervision needed during the first few hours and days of abstinence in Silverdale. Another common treatment option is a sober living home. These are affordable, alcohol free environments that provide a positive place for peer group recovery.
Alcohol Treatment Facility Silverdale WA
Finding the right alcohol treatment facility for you is important. You want to make sure that it fits with your personality, otherwise you most likely won't last and you won't get the help you need. You need to determine before you commit to a facility what is important to your recovery and what you need in order to recovery.
Alcohol Treatment Help Silverdale WA
Information on Alcohol Treatment HelpIf you are concerned about getting alcohol treatment help, you might not know who to turn to, but there are many places and people around you who are interested and want to help. Addressing the problem by yourself is more stressful and more difficult than getting assistance.
Alcohol Treatment Programs Silverdale WA
Information on Alcohol Treatment ProgramsAlcohol treatment programs are quite varied because there are many perspectives for the condition itself, however, most treatments focus on helping people discontinue the use of alcohol, followed up with life training and/or social support in order to help them resist the return to alcohol use in Silverdale.
Alcohol Treatment Research Silverdale WA
Alcohol Treatment Research InformationAs with any substance abuse problem, you need the help of professionals in Silverdale in the form of counseling and for alcohol, possibly controlled detox. There are medications that can help you detox from alcohol. The reason medications are necessary for alcohol detox is that it can cause one to go into respiratory depression.
Alcohol Treatment Solutions Silverdale WA
Alcohol treatment solutions are available, and for many alcoholics, inpatient (also called primary) treatment at an alcohol treatment center may be the best option given their physical and mental addiction to drinking.
Alcohol Treatment Specialists Silverdale WA
Anyone who is suffering from an alcohol addiction can get help, but how hard is it to find the help you need? Help is only a phone call away when you really want it. People who suffer from alcohol addiction often don't think they want or need help until they are at complete lose. Alcohol treatment specialists can help restore the life of an addict once they decide they can be helped in Silverdale.
Alcohol Treatment Success Silverdale WA
In order to get alcohol treatment success you have to fully submit your mind and body to the program. If you don't want to get better, you aren't going to get better. It is helpful to know that you aren't alone in the process. There are many people who are going through the same problem that you are and you have the option of having a peer support group when you go to get treatment. It's best to take full advantage of your options in order to get total success in Silverdale.
Alcohol Treatment Therapy Silverdale WA
Getting Alcohol Treatment Therapy -- Alcoholism is a disease which is ultimately fatal. It is hard for people who are not alcoholics to understand why an alcoholic can not just use their willpower to stop drinking. However, alcoholism has little to do with willpower.
Alcoholic Treatment Center Silverdale WA
When you have an option of which one to pick, the research must commence! Get on the internet and do some homework on each of the alcoholic treatment centers you're considering giving your business to. You'll want the one that has the highest success rate and has multiple paths of treatment, so you're not stuck with a one size fits all method.
Alcoholics Anonymous Silverdale WA
The label "Alcoholics Anonymous" evokes a certain stigma that most people new to sobriety are not comfortable with. The idea of going to a meeting where someone in Silverdale might see you is uncomfortable in early sobriety. Even admitting that you're an alcoholic can take time to get used to.
Alcoholics Anonymous Sobriety Silverdale WA
Sobriety through Alcoholics Anonymous happens because members no longer want to drink. When you join AA, you must be willing to attempt to stay sober during the recovery process.
Alcoholism Silverdale WA
Alcohol is a socially acceptable drug found at sporting events and celebrations all over the world. Unfortunately, it's also found in the majority of traffic accidents and domestic violence incidents. Alcohol infiltrates life for better or worse but for the person who is in the grips of alcoholism, it will only get worse.
Alcoholism Treatment Options Silverdale WA
90-Day Alcohol Treatment is what you need if your problem is so severe, you can't control your desire to drink. Alcohol rehabs can offer this to you as a way to detox successfully and start the recovery process. You will be in a "lock down" state. You will have no access to alcohol and in some cases, you may not be able to have much contact with the outside world during some of this treatment. However, if you are a severe alcoholic, it may be the best thing for you.
An Overview on Alcohol Rehabilitation Silverdale WA
Medical treatment of alcoholism involves initially the management of alcohol withdrawal. Treatment includes the use of thiamine and folate fed intravenously to prevent Wernicke Kosakoff syndrome (an eye disorder). Seizures must be treated with Benzodiazepines.
Answers to Alcohol and Drug Treatment Questions Silverdale WA
If you have an addiction to alcohol or drugs and you're ready to quit, you may have a ton of alcohol and drug treatment questions you need answered. Fortunately, most rehab facilities have people on hand who are waiting to help you and want to answer each and every question you have. In many cases, you can call the rehab center of your choice 24 hours a day and reach a help line staffed with someone who wants you to get on the road to recovery in Silverdale.
Approved Alcoholism Drug - Campral Silverdale WA
The goal of Campral is to help restore normal balance to the body and the brain. This normal balance is what makes both the body and brain no longer believe that it needs alcohol to survive. This is not only the first step of ridding yourself of alcoholism, but it is, perhaps, the most important.
Boredom Management Silverdale WA
Boredom is a complex and interesting emotion. Many different feelings may be associated with it. For instance, boredom may be accompanied by anxiety, apathy, irritability, or lethargy. It's not a really strong emotion; it just kind of nags at you. It can sneak up because it's hard to identify.
Brief Marijuana Dependence Counseling Silverdale WA
The counseling approach presented in this manual addresses these issues among others. It comprises three key intervention components: motivational enhancement, cognitive behavioral skills training, and case management. Each session presents examples of how a counselor might introduce certain topics, facilitate the client's resolution to stop using marijuana, provide skills training, and help the client access needed community supports.
Cocaine Addiction Silverdale WA
Information on Cocaine AddictionCocaine is a powerful and extremely addictive drug. Cocaine addiction can occur fairly quickly and be very difficult to break therefore, cocaine addiction requires specialized treatment methods for the best results. Cocaine addiction also is characterized by use that persists even in the face of negative consequences.
Cocaine Addiction Assistance Silverdale WA
Cocaine is a powerfully addictive stimulant drug, therefore it increases levels of dopamine, a brain chemical associated with pleasure and movement, in the brain's reward circuit. Normally dopamine is released by a neuron in response to a pleasurable signal and then recycled back into the cell that released it. Cocaine acts by preventing the dopamine from being recycled, causing excessive amounts of dopamine to build up, amplifying the message, and ultimately disrupting normal communication.
Cocaine Addiction Centers Silverdale WA
Cocaine addiction can occur very quickly and can be difficult to break. Addicts often have many serious physical and psychological problems that can be dangerous to themselves or others if not properly cared for. This unique addiction requires specialized treatment methods for the best results. Cocaine addiction centers can help cocaine abusers overcome their unique challenges to recovery in Silverdale.
Cocaine Addiction Programs Silverdale WA
Working With Cocaine Addiction ProgramsAlthough there has been considerable progress in the search for cocaine treatment medications in Silverdale, as of yet no medications are approved for treating cocaine abuse and dependence. However, data from cocaine addiction programs using a variety of psychological and behavioral therapeutic approaches indicate that outpatient cocaine treatment can be successful.
Cocaine Addiction Therapy Silverdale WA
Cocaine effects are extremely detrimental on the body and the consequences related to cocaine effects can eventually lead to permanent damage, addiction and even death. Even if you have only used cocaine once, you can experience short-term cocaine effects that could tempt you to use again. For example, increased energy, decreased appetite, and increased heart rate and blood pressure. Cocaine addiction therapy is an excellent way to control these urges.
Cocaine Treatment Silverdale WA
Due to the popularity of cocaine, many cocaine treatment methods are widely used for recovery from cocaine abuse. Treatments fall into two basic categories. The first are outpatient methods. These methods allow the recovering person to be outside of a facility for their treatment methods. Typical outpatient methods are 12 step programs, group therapy, individual therapy and more.
Cocaine Treatment Centers Silverdale WA
Locating Cocaine Treatment CentersIf you need help finding good cocaine treatment centers, either in your area or away from where you live, why not consider talking to a heath care professional. Your family doctor is a good place to start getting answers. If you don't have one, why not call your local hospital in Silverdale.
Cocaine Treatment Methods Silverdale WA
Information on Cocaine Treatment MethodsDue to the popularity of cocaine, many cocaine treatment methods are widely used for recovery from cocaine abuse. Treatments fall into two basic categories. The first are outpatient methods. These methods allow the recovering person to be outside of a facility for their treatment methods in Silverdale.
Cocaine Treatment Programs Silverdale WA
Information on Cocaine Treatment ProgramsCocaine treatment programs are pretty cut and dry. There are inpatient rehabs and outpatient rehabs in Silverdale. You can go to support groups like Narcotics Anonymous or you can choose to check yourself into a clinic while you detox.
Consent: Rules about Obtaining Consent to Disclose Treatment Information Silverdale WA
Most general rule prohibiting disclosures are permissible if a client has signed a valid consent form that has not expired or been revoked (§2.31). To be valid, a consent form must be in writing and must contain each of the items specified in §2.31.
Drug Abuse Treatment Centers Silverdale WA
Frankly, a drug abuse treatment center isn't some advertisement cooked up by Quentin Tarantino in a multi-media boardroom; it's a very real hospital facility engaged in the serious business of trying to save the lives of desperate people on the fast track to self destruction. The best facilities use a holistic approach of spiritualism, community support, behavior modification and medical detox treatment.
Drug Addiction Treatment Silverdale WA
No single drug addiction treatment is appropriate for all individuals. Matching treatment settings, interventions, and services to each individual's particular problems and needs is critical to his or her ultimate success in returning to a productive life.
Drug and Alcohol Addiction Treatment Silverdale WA
Drug addiction is a serious issue for doctors, nurses and other health care providers. If you're a surgeon who is literally holding someone's life in your hands, or a nurse trying to care for too many patients in an overcrowded emergency room, or a resident who's been responding to crises for too many hours on too little sleep, the stressors are enormous.
Drug and Alcohol Treatment Silverdale WA
In some cases, treatment facilities may be mandated to report a patient's status by a court of law as part of a sentence if you were found guilty of a drug crime. This may depend on the state in which an individual resides or in which an individual was found guilty of a drug offense.
Drug and Alcohol Treatment Center Silverdale WA
The goal at these centers is for an individual to be able to return to their daily life and work, knowing that although the temptation to abuse drugs was prevalent at one point in time, it will not control the decisions that individual makes.
Drug and Alcohol Treatment Centers Silverdale WA
And though many centers specialize in dealing with a particular set of addictions, regardless what your brand of drug or alcohol was, treatment will help you figure out how to live free of the addiction and cycle of drug or alcohol abuse.
Drug and Alcohol Treatment for Cocaine Silverdale WA
Once a coke addict 'hits rock bottom' – a point at which they can't get enough of the drug and can't find enough money to pay for it or things of value to pawn, steal, or trade for it – they eventually realize that they need to seek help for their drug problem.
Drug and Alcohol Treatment for Crack Silverdale WA
The best and worst part about crack for addicts is that its effects are quick but it's equally short-lived. This translates into buying many hits throughout the night at a cheap cost per hit, but ends in complete and total addiction because once under the effects of crack - a boiled down, based out form of cocaine – abusers will spend everything they have to continue to their high.
Drug and Alcohol Treatment for Heroin Silverdale WA
Because of its highly addictive properties, Heroin, a semi-synthetic opioid drug and a Schedule I narcotic in most developed countries around the world, is a particularly nasty drug to which an individual can become addicted.
Drug and Alcohol Treatment Methods Silverdale WA
Drug and alcohol treatment methods vary by which treatment center you select and what type of treatment plan they incorporate. Drug and alcohol treatment methods for treatment centers can and will include a number of treatment options: inpatient residential, day-treatment, outpatient, 12-step programs, or 12-step alternatives.
Drug and Alcohol Treatment Rehabs Silverdale WA
More accurate than a defined treatment period is the concept that various stages of treatment combine over an undetermined amount of time: from primary / inpatient treatment through to transitional living arrangements, outpatient treatment, and sober living opportunities, relapse prevention is indeed a large part of continuing / after care, as is group and individual counseling.
Drug and Alcohol Treatment Success Silverdale WA
Drug and alcohol treatment resources include a number of options: inpatient residential, day-treatment, outpatient, 12-step programs, or 12-step alternatives . Many programs will include counseling and/or group discussions to share experiences and empathize with peers, as this can be highly effective toward successful drug rehab.
Drug Treatment Silverdale WA
Drug treatment programs may include the following types of behavioral treatment: counseling, cognitive therapy, and psychotherapy. Behavioral therapies either group or individual offer addicts strategies for coping with their drug cravings and teach them techniques to avoid drugs, to prevent relapse, and help them deal with a relapse when it occurs.
Drug Treatment Programs Silverdale WA
Drug treatment programs deal with pathological substance abuse disorders. This is serious stuff. There are extensive treatments available, but no matter how expensive or fancy or professional they are, none of them will work until the user has decided once and for all to quit. Programs are, in fact, geared to helping guide the substance abuser to just such a revelation, providing activities and therapies that lead to personal insights.
Families and Drug Addiction Silverdale WA
Family dynamics can be a major contributing factor in both addiction and recovery. For the individual to be successful in transitioning from addiction to recovery, it's necessary for family dynamics to change as well. Drug addiction treatment centers helps to educate and assist families in making this transition.
Find Holistic Drug Centers Silverdale WA
When looking to find holistic drug centers , you may want to research the approach or treatment methods that many treatment centers employ. Holistic drug treatment involves treating not only the physical addiction, but also the physical body as a whole, as well as the mind and social condition of the individual.
Heroin Addiction Silverdale WA
Heroin rehabilitation centers are staffed with individuals who are medically trained to deal with the physical withdrawal symptoms that can bring serious side effects with battling addiction. It's important to know that your loved one will be well taken care of in a reputable rehabilitation facility.
Heroin Rehab Silverdale WA
Finding a heroin rehab center in your area is as simple as opening the phone book or getting on the internet. No matter where you're located, there is a heroin rehab center you can become a part of and start the road to recovery.
Heroin Treatment Silverdale WA
The heroin addict faces a very harsh withdrawal; the heroin addict becomes dependent on the drug very quickly. Heroin treatment involves detoxification in a medical setting where withdrawal is carefully monitored by concerned health professionals, and analgesic treatments are given to lessen the symptoms or to cope any emergencies that crop up during withdrawal.
HIV and Confidentiality Silverdale WA
LGBT individuals are disadvantaged legally in other areas as well. In most States, same-sex couples in a committed relationship are prohibited from marrying. This means that same-sex partners must make special arrangements if they wish to bequeath their assets to each other after death.
Holistic Addiction Treatment Silverdale WA
For many decades, the twelve-step protocol was the primary approach to treating substance abuse of all sorts. It has had a long history of success, but in recent years a new type of treatment has shown strong growth. Holistic addiction treatment, like other types of holistic health practices, is based on the belief that treating only one aspect of a person's health is incomplete and counterproductive.
How Heterosexism Contributes to Substance Abuse Silverdale WA
Some LGBT individuals may use intoxicants to cope with shame and other negative feelings. Some LGBT individuals learn to devalue themselves and value only heterosexual persons instead. The negative effects of heterosexism include: Self-blame for the victimization one has suffered.
Initial Contact with Clients Silverdale WA
If possible, the BMDC component should be assigned its own phone number, and a receptionist answering the phone should respond with that component's name.
Issues to Consider for LGBT Clients Silverdale WA
While many programs address relapse prevention, LGBT clients may need additional help to find LGBT-specific resources, which may be scarce outside metropolitan areas.
Legal Issues for Programs Treating LGBT Clients Silverdale WA
Two Federal (and a number of State) statutes protect recovering substance abusers from many forms of discrimination. However, in most areas of the country, LGBT individuals have no legal protection against discrimination in employment, housing, or access to social services. Protections fought for and won by women, racial minorities, and individuals with disabilities simply are not available for LGBT persons.
LGBT Addiction Rehab - Aftercare Policies and Procedures Silverdale WA
Aftercare policies are important for any patient with substance abuse treatment. The following are some policies that with help with the aftercare of LGBT addiction rehab. Read on and learn more.
Long Term Alcohol Rehab Silverdale WA
Alcoholism is a disease that never goes away. We may stop drinking for years and years, but this doesn't mean we're cured. Long term alcohol rehab is essential to make sure that you do not relapse into your deadly cycle of drinking.
Marijuana Rehab Silverdale WA
Marijuana Rehab SolutionsThere is a stipulation that marijuana doesn't affect users in an addictive manner like other drugs. While this is partially true, there are many people who find themselves needing to smoke the drug to function normally. This is because there are chemicals in the drug that produce a feeling of calmness and serenity.
Meth Treatment Silverdale WA
An addiction to methamphetamine is a difficult addiction indeed. Meth treatment options must be taken into consideration very carefully, because it is a rough rode for the person receiving the treatment. Meth has a way of taking over your mind and your body. The person the user was before addiction is no longer there. Left [...]
Opiate Treatment Silverdale WA
If you have an addiction to opiates, you may be considering seeking opiate treatment. If not, you should seriously start considering it. The heath risks associated with abusing narcotics are numerous. There are muscle and nerve issues that can develop as well as psychological issues. There is also a chance of overdose. Sometimes overdose can bring on permanent damage and other times it can end in death.
Opiate Treatment Methods Silverdale WA
Finding Opiate Treatment MethodsGetting the best rehabilitation care for drug abuse is really important. Depending on the clinic you're seeking help from, you may be working with different opiate treatment methods. It's good to know that there are options for you to overcome your addiction to drugs.
Opiate Treatment Program Silverdale WA
Opiate abuse is a big problem in the United States. Opiates are a derivative of Opium and are basically prescription pain pills. You may be familiar with named like Vicodin, Percocet and Tylenol 3. These are commonly prescribed for people in Silverdale who are suffering from pain. It's easy for people to become addicted to these medications and abuse them.
Oxyconin Treatment Methods Silverdale WA
It's true that Oxycontin is one of the most abused drugs in the United States today. The ease of access and the euphoric feeling make it a desirable drug among users who have addiction problems. Luckily there are Oxycontin treatment methods that can help you beat your addiction. If you need help, the best thing you can do is seek assistance from a medical professional in Silverdale.
Oxycontin Treatment Silverdale WA
Oxycontin is a serious painkiller. It's widely used in the medical community to treat severe pain and because of its powerful ability to cure pain and alter your mood, it is a drug that many abuse. It's a popular drug and a tough habit to break. However, with the right care facility and program, Oxycontin treatment is not only possible, it can be successful.
Oxycontin Treatment Facilities Silverdale WA
Do you need to learn more about Oxycontin treatment facilities in your area? If you or someone you care about has an addiction to this widely abused drug, know that there is hope and help available, most likely on the town you live in. An Oxycontin addict would be wise to seek help immediately, there is no shame, only sobriety.
Pregnancy and Alcohol Consumption Silverdale WA
Alcoholic beverages have been known to cross the placenta and reach the baby by the medical community for some time now. The fetal alcohol syndrome has been documented for decades now. Hence, babies that have been repeatedly exposed during the pregnancy to considerable amounts of alcohol present with abnormalities of their development.
Prescription Drug Addiction Silverdale WA
Information on Prescription Drug AddictionSometimes prescription drug addiction just happens. If you had a bad injury or are recovering from a surgery, often times we are placed on pain relieving medication. We take and take and take, and before we know it, we are addicted.
Prescription Drug Addiction Assistance Silverdale WA
Information on Prescription Drug Addiction AssistanceIf you're looking for prescription drug addiction assistance, you've come to the right place. Let's talk about some of the useful ways so many people are getting help with their addiction to pills. You don't have to keep on the path you're on.
Prescription Drug Addiction Programs Silverdale WA
If you need help finding prescription drug addiction programs , there is plenty of help available if you know the right places to look. Consider using the Internet as a valuable source. If you're getting your drugs from the street and not from a physician, you may not have a doctor to turn to. If you don't have any immediate medical professionals in your life that can help you, there is still hope. Get on the Internet and start searching for answers to your questions.
Prescription Drug Addiction Signs Silverdale WA
On the Lookout for Prescription Drug Addiction SignsAre you concerned for someone because of a possible addiction to prescription drugs? There are telltale prescription drug addiction signs you can look for in a person that might indicate they have an issue.
Prescription Drug Treatment Silverdale WA
The best way to get the prescription drug treatment you need is to contact your physician. If he is the one who prescribed you the drugs you're having an issue with in the first place, then he's the one who can help you get out of it. Often times, an accidental addiction can easily be handled without the need for inpatient or more aggressive treatment.
Protecting the Confidentiality of LGBT Individuals in Substance Abuse Treatment Programs Silverdale WA
The Federal law and regulations severely restrict communications about identifiable clients by "programs" specializing, in whole or in part, in providing treatment, counseling, and/or assessment and referral services for substance abuse problems (42 CFR §2.11). Although the Federal regulations apply only to programs that receive Federal assistance, this includes indirect forms of Federal aid, such as tax-exempt status or State or local government funding coming (in whole or in part) from the Federal Government.
Recovery Center Silverdale WA
If you need a recovery center to help you with any sort of drug addiction issue, make sure you do your research, as not all centers are created equal. One may specialize in heroin addiction while another may specialize in methadone detox.
Rehab for a Drinking Problem Silverdale WA
There are different types of rehabilitation centers that cater to different types of rehabilitation needs. You consult a physician before you decide what kind of rehab program and center you need to attend to aid in your alcohol recovery.
Rehab for Alcohol Silverdale WA
Alcohol is an incredible drug. Conversations are more interesting, people are more attractive and we are a lot more self-confident when we're under the influence of alcohol. No wonder this drug is so addictive! It really makes the world seem like a better place…but sadly, it's all a façade. While you consume drink after drink, you're doing damage to your liver, kidneys and heart.
Relieve Your Pain with the Aid of Hydrocodone Silverdale WA
Hydrocodone attacks the cough centers of the brain, suppressing the neurological urge to continue that dry, hacking, annoyance, and allows you to move out of your self-imposed quarantine and back into regular human interaction.Purchasing and taking a drug that contains hydrocodone usually means it is married with acetaminophen, for the purposes of relieving moderate to more sever pains in the body.
Residential Alcohol Rehab Silverdale WA
Residential alcohol rehab can be expensive, but many clinics do accept insurance policies. You shouldn't let cost be a deterrent to your health. Alcoholism is a disease, and you can have some serious health risks if you continue to drink. You can also have some serious legal issues should you choose to drink and then drive.
Residential Alcohol Treatment Silverdale WA
Residential alcohol treatment works by giving the individual a controlled environment to recover in. It will provide a group of people going through the exact same thing so people can help each other through recovery.
Sober Living Silverdale WA
Maintaining sober living as an individual is the final step. Once out of sober living, it will be easy to fall into the same habits that led to the problem in the first place. To avoid this, avoid the situations. It may mean suggesting other options for activities with friends.
Sobriety and Recovery Silverdale WA
To have found sobriety, recovery has already happened. You have gone through the program, whether it was inpatient or outpatient and you are now living independently without the drug you were once addicted to.
Strategies for LGBT Clients Silverdale WA
Improving present treatment conditions for LGBT clients requires a comprehensive training approach that includes the six components. Long-term results are more likely with an approach that addresses these components.
The Real Facts about Alcohol and its Effects on Male Fertility Silverdale WA
Alcoholism (excessive consumption of alcohol) raises the estrogen level in men. This will in turn interfere with his hormones and sperm development. Why? Because alcohol is a toxin that tends to kill sperm generating cells in men. Worse still, chronic alcoholism can cause atrophy in the testicles, gynecomastia and the lack of sexual interest.
Training and Education for Addiction Treatment of LGBT Clients Silverdale WA
A holistic approach to treatment is most likely to enable LGBT individuals to effect real change in their lives. Therefore, a multifaceted approach is suggested to improve the present situation, wherein treatment professionals and society have incomplete and inadequate information that often leads to a misunderstanding of LGBT issues and even a denial that LGBT individuals have special needs.
Treatment Centers Silverdale WA
Residential treatment centers are the all-important first step toward recovery from an alcohol or drug addiction. During your time in residence, you are supervised 24 hours a day, 7 days a week. Almost all of your time is scheduled.
Understanding Alcohol Rehab Silverdale WA
Not all alcohol rehabs require a lock down atmosphere. Some centers will let you come and go as you please, and you'll receive treatment as an outpatient. You need to make sure you remove yourself from situations that aided your alcohol consumption.


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[Photos] Rebuilding Tuscaloosa
As I saw images from Moore, Oklahoma, flash across my screen in May, I was immediately brought back to similar scenes of devastation that took place in Tuscaloosa, Alabama, in 2011. I thought about how World Vision was just finishing up its disaster response to that deadly tornado, two years after it touched down.
When I arrived in Tuscaloosa, days after the tornado, I saw communities completely leveled. It was hard to imagine that they had once been neighborhoods.
As we celebrate our Independence Day today, we take a look at the resiliency of these Alabama communities -- places that truly represent the American spirit.
Many people I met had lost everything to the devastating winds -- yet they expressed an incredible faith in God and in the tenacity of their community.
A hurting community goes back to school
Nearly four months after the tornado, I returned for a Day of Caring in a hard-hit community just outside of Tuscaloosa named Holt.
Children gleefully picked out brand-new shoes, games and toys, books, hygiene kits, and a backpack filled with school supplies so they could start the school year fully prepared.
World Vision disaster response team members also set up a teacher resource center at a local school, which had closed down because of storm damage. Teachers from storm-affected areas picked up free supplies to support them in their classrooms.
Access to these supplies offers much-needed support to parents still struggling to rebuild their lives. "Parents are able to spend that money on household supplies and even food," teacher Heather Ingram said. "I am very grateful and fortunate to have this resource."
A time to build
At that same time, World Vision was also moving into the rebuilding phase of our disaster response by providing building materials courtesy of corporate partners.
The Acrey and Lodge families were able to build homes to provide for their growing families. Both neighbors were expecting babies when the tornadoes wiped out their previous homes. The high-quality building materials brought them a sense of security for the future.
Becky Ellis of the United Way in Etowah County said, "I think that the biggest thing with the donations is enabling those families whose lives were devastated, to give them hope that people out there care."
Preparing kids for spring break and summer
Then, as the school year wound down, World Vision continued partnering with schools to ensure that children were cared for once they didn't have the daily support of the school system. Cordova Elementary School students received hygiene kits from World Vision -- filled with items such as a toothbrush, toothpaste, soap, shampoo, and body wash.
Children read the heart-felt notes of encouragement from volunteers across the country that continued to provide support by building these much-needed supplies.
The principal cried upon reading one of the messages. She said it was a God moment.
A long-term response
World Vision continued its work in Alabama for two years. That leaves me with a feeling of hope, knowing that the people of Moore will likely experience the same long-term commitment from World Vision and our donors.
Susan Carter from the United Way in Etowah County said it best: "They (the donors) will have no idea how much they have touched the lives of these families. And you know, it's not just there and now. It's for generations to come."
Make a one-time donation to our U.S. Disaster Response Fund. After powerful storms unleashed devastating tornadoes in Oklahoma and North Texas in the late spring and early summer, World Vision relief teams have begun an emergency response to deliver pre-positioned supplies -- food kits, hygiene supplies, clean-up kits, blankets, and more -- to help families and children hardest hit by the disaster. We'll also be in these places over the long term, like in Tuscaloosa, providing support to families and communities as they recover and rebuild.


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Silicon Valley Nation: What's the right engineering school?
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It's applications time and there are a number of cool engineering programs to consider, according to the NAE.
SAN FRANCISCO--If you're lucky enough to have one of your kids
interested in following in your engineering footsteps, now is a time
of great stress. Which engineering school is going to be the right
fit? It's applications time, and the choices seem infinite.
But there's hope: The National Academy of Engineering recently released a report that may gave you some ammo, especially if you're looking for schools that emphasize an integrated, real-world-experience approach to their engineering curricula. The report, "Infusing Real World Experiences into Engineering Education," details 29 engineering programs at colleges and universities across the country that NAE considers progressive in this way. It breaks up its analysis into segments such as capstone programs, first-year programs, extracurricular programs, co-op programs and basic curricula, among others.
AMD sponsored the project as part of its NextGen Engineering program.
Simply mastering technical engineering is no longer enough to successfully compete and lead in todays marketplace, Mark Papermaster, AMDs senior vice president and CTO, said when the program kicked off.
The report raises eyebrows--in a good way. For instance: Grand Valley State. Who? This unheralded engineering program in Allendale, Mich., was cited for its 25-year-old coop program which prepares graduating engineers who are industry ready.
Other programs of note:
- Arizona State's iProjects program, which began in 2008, is open to all 35 degree programs in the five primary units within ASU's College of Technology and Innovation. The iProjects program uses large numbers of team-based projects, and recognizes that "traditional academic degree program structures do not engender pervasive interdisciplinary practicebased work."
- Worcester Polytechnic offers a first-year program (first year!) titled "Great Problems Seminars" that gives provide students project experience that prepares them for more substantial required projects. These projects can focus either on an area such as energy or healthcare or can analyze the NAE Grand Challenges.
- Purdue engineering's EPICS (Engineering
Projects in Community Service) program gives
students credit for participating in multidisciplinary design
teams that real problems for local and global not-for-profit
While we can't ignore the fundamentals of engineering education, we need to think bigger and differently about preparing the generation of engineers that will deal with tomorrow's problems.
I'm interested in your experiences: Have you assessed engineering schools, either for yourself or your kids, with the NAE's real-world experience criterion in mind?
Related stories:
--Silicon Valley Nation: Talent gap
--Silicon Valley Nation: Immigration do-over
--Nurturing innovation
--A space of their own making


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UPDATE: Seat belt a factor in fatal Highway 81 crash near Beloit
TOWN OF NEWARK—A 28-year-old Beloit man who died as the result of a crash on Thursday morning was not wearing a seat belt, according to the Rock County Sheriff's Office.
The man was driving a pickup truck that left Highway 81 and rolled over in the ditch, ejecting the man, according to a sheriff's office news release. The truck then hit a tree.�
The wet highway is believed to have been a factor in the accident, which led to the closure of the highway west of Beloit for about 90 minutes.
The crash was reported at 7:20 a.m. Thursday in the 9500 block of Highway 81 between Olson Road and County H in the town of Newark.
The man was driving west and had just rounded a curve near Olson Road when the accident occurred, according to the news release.
The sheriff's office no longer releases the names of those involved in traffic accidents based on the county's interpretation of the federal Drive Privacy Protection Act.
The man was pronounced dead at Mercy Hospital and Trauma Center, Janesville. The accident remained under investigation Thursday.


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The lines of doctor patient confidentiality have been blurred with a recent trend in healthcare litigation. According to the national law firm LeClairRyan, plaintiff attorneys have been winning access to information and materials that have been long deemed as internal and protected. Healthcare and hospital risk management now needs to reassess the strength of their policies.
LeClairRyan's senior counsel Patrick J. Hurd states, "The trend toward increasing disclosure of risk-management materials includes documents pertaining to investigations of incident reports and unanticipated outcomes. That means fact-gathering as a result of an incident or other problem associated with potential patient harm may indeed be subject to disclosure—a troubling trend for risk managers in the healthcare field."
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Regulatory double jeopardy? FTC enforcement of privacy and security in healthcare
This recent trend has been reflected in the outcome of cases. Most recently, the George Rauchfuss v. Roger E. Shultz, MD, et al. case forced the hospital to disclose internal risk management materials for the plaintiff's review. Despite the hospital's refutation claiming the information was protected, the judge ruled it was within the now-deceased patient's right to access the materials.
Earlier cases, such as the Eason v. Sentara CarePlex Hospital, Sentara Hospitals, et al., faced similar outcomes. According to Donna Foster, a shareholder of LeClairRyan's Richmond office, in this case, the judge cited "an inexorable march to more disclosure" or the risk-management materials.
Hurd advises that in response, risk-management professionals should ensure that their policies and procedures stick to the facts. He states, "While the likes of mental impressions, conclusions, opinions or legal theories can be redacted, you cannot assume that they will be. If the purpose of an investigation is to gather facts in the wake of an incident, then the training, policies and procedures should hew closely to that purpose, never straying into matters of conjecture or opinion."
"Healthcare organizations must preserve their ability to take factual information and place it in the hands of quality review organizations. This process necessarily involves evaluating, assessing and even opining about how changes in policies, procedures, processes, training, education and credentialing could improve patient safety and quality of care," continues Hurd. Despite the efforts of plaintiffs' attorneys to access risk-management materials, Hurd strongly advises to resist them.


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New York Congressmen Eye Extending Flood Insurance Premium Curbs
New York legislators have introduced legislation that would extend the grace period for flood insurance premium increases for Superstorm Sandy victims.
The legislation was introduced as information became available that the cost of Sandy to the National Flood Insurance Program will be in the neighborhood of $7 billion.
Federal Emergency Management Agency officials have not responded to repeated request over the last several days for the information.
Sources with knowledge of the cost of Sandy to the program Sandy has cost about $6 billion so far, with projections to go to maybe $7 billion.
The sources said FEMA officials project that the cost may go a little higher because of so-called "long-tail" claims like Increased Cost of Construction or ICC.
These costs develop because of the need to rebuild in existing areas at higher elevations, the source said.
The sources said that FEMA has paid approximately 85% to 90% of the cost of Sandy to the NFIP.
The sources said that there is "slowing up" of payment of Sandy claims, "The agency has plenty of money," the source said.
According to the latest data, outstanding borrowing by FEMA pre-Sandy was $17 billion
The outstanding borrowing is now at $23 billion, "with the likelihood of borrowing a bit more at the end of the month," the source said.
The agency has borrowing authority of up to $30.4 billion. "FEMA shouldn't come close to that to pay for Sandy claims," the source said.
As to the latest legislation, if enacted it would extend the premium increase timeline for primary residences in areas that have been declared a federal disaster area after July 6, 2012 from five years to eight years.
The bill is H.R.960, the Flood Victim Premium Relief Act of 2013.
Its primary sponsors are Reps. Michael G. Grimm, R-N.Y., who represents Staten Island, and Gregory Meeks, D-N.Y.
Co-sponsors include Reps. Charles B. Rangel D-N.Y.; Eliot Engel, D-N.Y., and Jerold Nadler, D-N.Y., and other members of the New York congressional delegation.
The bill seeks to amend the NFIP reform law of 2012, which was enacted in early July after 5 years of tortuous effort. It reauthorizes the NFIP for five years.
In order to pay off the agency's growing debt, and this was before Sandy claims required the agency to increase its borrowing authority to $30.4 billion, or 50%, the maximum rate increase the NFIP could impose in a given year was raised from 10% to 20%.
The proposed legislation would slow the rate of increase in declared disaster areas for the first four years after a remapping from 20% per year to 5% per year, with rates in years 5 through 8 returning to the original 20% a year increases.
"If we allow flood premiums to increase on their current schedule, based on the new maps, homeowners are going to be in an impossible position of trying to both pay their mortgage as well as increased flood premiums that may rise over $10,000 in some cases," Grimm said.
He said this situation will almost certainly lead to a surge in defaults and foreclosures and cost the taxpayers vast sums via the government's exposure to Fannie Mae, Freddie Mac and the FHA.
"Allowing an extra three years to increase premiums will give both homeowners and localities time make smart, long term flood mitigation and rebuilding plans," Grimm said.


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The treasury department at Dover Corp., a diversified manufacturing company, has spent the past couple of years centralizing foreign exchange (FX) trading and rationalizing its number of bank accounts and its use of banking services. The results are noteworthy.
"Between the things that we've done on the bank account side and on the currency side, we've saved a significant amount of money," said Brian Moore, treasurer and vice president at Dover. "And we've done that without sacrificing internal controls or increasing risk. In fact, we've instituted some foreign currency hedging programs that have helped reduce Dover's risk profile."
Better Banking
Dover, which had $8.5 billion in revenue in 2012, has 32 operating companies around the world that provide communication technologies, energy, engineered systems, and printing and identification. Much of the organization's treasury work is performed within the operating companies. Dover is also a frequent acquirer.
After Moore joined Dover in late 2011, he focused on streamlining treasury processes and reducing costs. "When we looked at the treasury processes done by the operating companies, we identified opportunities to decrease costs and we helped them improve those processes," he said.
Treasury began to interview each of Dover's operating companies, starting with those in the United States, about their treasury processes and use of banking services.
Robert Chan, now the company's European treasurer, led the effort. He and his colleagues found that many of the U.S. operating companies were paying for banking services they no longer needed, said Chan, pictured at left. "When we went out and talked to the operating people and asked, 'Do you need this?' they often said, 'No, we don't.'"
They identified as superfluous services such as paper bank statements, whose contents now can be downloaded online, and paper confirmations of transactions, which arrived days after the company reconciled the transactions. "By turning those services off, we saved a significant amount of money and improved the efficiency of the operating companies," he said.
Moore noted that the company had also been able to close "a rather significant number of bank accounts." Treasury worked with the operating companies to refine a definitive list of bank accounts, which allowed them to track their progress.
The interviews with the operating companies also looked at their foreign exchange transactions. "We wanted to get an aggregate amount of currency flows that were occurring for all of our operating companies worldwide," said Moore, pictured at right, noting that treasury was looking at the potential risks of those flows and also assessing whether there was a way to improve the company's foreign exchange transactions.
In the summer of 2012, Dover's treasury embarked on a project to centralize FX trading and hedging, starting with a month-long pilot program in which it conducted transactions for one operating company to test the process.
The pilot produced "substantial savings," so treasury moved ahead, said Garrett Jenks, the treasury risk manager. It selected a multibank electronic trading platform for foreign exchange, FXall, and began executing trades in September 2012. "At this point, a substantial majority of all material foreign exchange-related transactions from U.S.-based companies have been centralized," Jenks said.
Treasury set up an FX email inbox to which operating companies send their transaction requests. Once a transaction has been executed, treasury emails the settlement details to the operating company.
Dover's operating companies have large intercompany trade flows, and treasury is now working on implementing netting across the operating companies, starting with a pilot that involves two companies. It plans to roll it out across the rest of its operating companies next year, using a netting program from Bank Mendes Gans.
The companies will input all their intercompany transactions into the program each month, either manually or using export files from their ERP systems. Then the bank will net the transactions and inform each operating company of its net position, positive or negative. Bank Mendes Gans will also facilitate trading the net currency positions and make the payments to each operating company with a positive position. If the operating company has a negative position, it will send a SWIFT message to the operating company's bank and debit the amount owed.
Chan said the netting program will eliminate a lot of wires that the operating companies are sending back and forth, as well as some foreign exchange transactions.
Making the Case
Moore noted the importance of making a strong case for treasury's proposals to the operating companies.
At the start, Moore said, he set four goals: improving the efficiency of processes around cash and financial transactions; strengthening internal controls around cash and financial transactions; lowering the cost of financial transactions; and managing Dover's financial risk profile. Treasury talks about those goals when it does internal presentations as part of its effort to ensure that Dover's operating companies understand what treasury is doing and understand that "our goals are aligned; we're not opposite," Moore said.
He said that being able to demonstrate the savings that the FX pilot had produced was a key element in convincing the operating companies of the plan's value. "By doing a pilot, we got a lot of buy-in quickly," Moore said.
"Much to our operating companies' credit, they saw the value that Garrett [Jenks] and Robert [Chan] can bring," he added. "Our companies have been great to work with."


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IO West
Wednesday, Jul 03, 2013 10:30 PM PDT
King Ten
Wednesday, Jul 03, 2013 10:30 PM PDT
IO West Theater, Hollywood, CA
21 years and over
Purchase Tickets
Sorry, there are no more Ticket Web tickets available for the show you have selected! Additional tickets may be available. Call the iO West Theatre Box Office for more info: (323)962-7560
Additional Information
This event is 21 AND OVER. All Mainstage shows are 21 AND OVER. All DCT Shows are ALL AGES. If you are more than 5 MINUTES late to a Mainstage show, your seats may be released.
The iO West is located at: 6366 Hollywood Blvd. Los Angeles, CA 90028