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Most treasurers are well-aware that inefficient processes in the treasury function can spill over into other areas of the business. On the flip side, centralizing, standardizing, and automating treasury activities can improve decision-making throughout a corporation.
The problem is, for global organizations that's much easier said than done. That's why Treasury & Risk recently discussed treasury transformation with Jenny Seitanidou, group treasury business process leader for Coca-Cola Hellenic Bottling Company (HBC).
Over the past four years, the Zug, Switzerland-based company has brought together the disparate treasury approaches of more than two dozen business units. It has rolled out a single, consolidated software solution, introducing extensive automation via SWIFT messaging. And as a result, it improved treasury-related decisions companywide.
T&R: What led your company to undertake a treasury transformation project?
Jenny Seitanidou: Coca-Cola HBC is one of the world's largest bottlers and vendors of Coca-Cola products. We operate across 28 countries on three continents—Europe, Asia, and Africa. We serve 581 million people, produce 2.1 billion cases every year, and our generated revenues are over €7 billion annually. In 2008, our head office and the treasury functions in the 28 countries were all using different technologies. Some were running different versions of SAP; some were using Excel files; and some were using non-SAP systems to meet their treasury requirements. We had many bank accounts, and we had to use different proprietary software with each bank to make payments, see the balances of the accounts, those sorts of things.
Cash reporting was done in Excel spreadsheets for all 28 countries. Our exposure reporting for foreign exchange [FX] trading was done in Excel also. So there were a lot of manual activities and inefficient processes, which not only took staff time but created audit and compliance challenges as well. When Coca-Cola HBC began rationalizing its enterprise IT systems and deploying a single SAP ERP [enterprise resource planning] platform across all the countries in 2008, we decided to centralize and refine treasury processes at the same time.
T&R: What did cash forecasting look like in your legacy environment?
JS: Each country used a different method to monitor and forecast their cash flows. They would send short-term forecasts and rolling budget estimates to the head office, where we would consolidate this information into our cash management reports using Excel. There was no automation of cash forecasting, cash management reporting, or cash-position setting.
T&R: What were your priorities for treasury as you embarked on the project?
JS: The first one was to deploy and standardize an FX exposure reporting process, so that we could easily access exposure information for all the countries and make the right hedging decisions. We also needed to implement a multibank trade-booking platform for FX and money market instruments so we could eliminate the use of traditional trading methods such as emails, phone calls, etc.
Of course, we also wanted to improve visibility into our cash positions, which is the objective of every treasury in the world. We wanted to automate cash flow forecasting, both short-term and long-term, and to establish connectivity with the banks so we could reduce the number of proprietary systems we were using. And last—but also very important—we wanted to ensure that our treasury-related accounting entries were standardized and automated across the group.
T&R: So, what area did you tackle first?
JS: The first year, in 2010, we implemented our common SAP platform and a multibank trading platform, which integrates with SAP. We also developed SWIFT connectivity with our main relationship bank. We set up SWIFT messaging so that payments, confirmations, and bank statements could all flow directly in and out of SAP. This was critical in automating our treasury processes, but it was also really complicated. We didn't have the in-house expertise to do it ourselves within our tight project deadlines, so we decided to work with Fundtech, which is a SWIFT service bureau. We used their expertise to help facilitate and expedite the process. We also hired a third-party consulting firm to help with the systems implementation.
T&R: What kind of internal staffing did you dedicate to the project?
JS: We had two project managers, one on the business side and one from IT. They led project teams with subject matter expertise in areas like front office, cash management, back office, and accounting. We also had in-house IT consultants. Both business and IT project teams were working full-time on the project for the first year.
T&R: That's a serious commitment of resources.
JS: I think it's very important on a project like this to assign people to work full-time, as business process re-engineering should be worked on in parallel with technology changes. Both are very complex and require time and effort. It's also important to bring the expertise in-house for managing the system and the SWIFT connectivity. This will save time in the long run, and it gives a company the capability to make changes to the infrastructure over time.
T&R: OK, in the first year you got the SAP system and SWIFT messaging set up. What did you tackle next?
JS: In 2011, we worked on fine-tuning the newly implemented processes and systems. We also started the implementation of the in-house cash functionality for several of our key countries; we finished that in 2013 when we rolled it out to the last countries. In 2012, we implemented Reval SaaS [software as a service] to manage the trade booking and exposure reporting of our commodities exposures. In parallel, we added more counterparties in our existing SWIFT connectivity and expanded our scope. Every year has been really intensive with several projects running in parallel, which is why this has truly been, and still is, a big transformation project.
T&R: Are treasury groups throughout the whole company now on these new processes and systems?
JS: We started with the head office and several countries, and every year we bring more countries on board. Currently 26 countries are operating on the common SAP Wave 2 treasury platform, and the last two will be joining over the next year. We've established SWIFT connectivity for many of the countries and banks (around 10 in total) using our SAP infrastructure and the communication channel of Fundtech. Approximately 18 countries also participate in the in-house cash scheme, which is run by our shared-service center in Bulgaria.
T&R: Have you reduced the total number of banks you work with as a company?
JS: Yes. As a big corporate operating in 28 countries with different country specialties and restrictions, we're always going to have multiple counterparties, but we have greatly reduced the number of bank accounts we use. This is the result of business change management activities and automation of our systems infrastructure.
Consolidating our banking relationships and setting up a proper messaging infrastructure have enabled us to move away from proprietary banking software. That is reducing our administrative costs, audit costs, and compliance costs.
T&R: What about staffing costs? Have you fully centralized treasury staff?
JS: We will always need treasury people in the countries to do the main country treasury activities, the processing, cash forecasting, exposure reporting, etc. We have centralized financing, FX, and commodity trades, but the countries provide the inputs for everything we're doing.
T&R: What are your processes now for FX and commodity trading?
JS: Most of our FX trades are done through the multibank trading platform. It's a seamless process. We just book the trades on the platform and they're automatically transferred to SAP, where they're automatically confirmed through SWIFT. The rest of our trades still go through traditional channels, such as tapped lines. The majority of our FX confirmations are performed via SWIFT, with a few over long-form confirmations mainly because of the local specifications of some of our countries.
The market practice is not the same, however, for commodity trading. Our traders enter into trades with the banks via traditional channels and book them manually in our commodity TRM [treasury management system], Reval SaaS. The deals are then manually confirmed via long-form confirmations from the back office.
T&R: What do cash management and cash forecasting look like today at Coca-Cola HBC?
JS: We obtain bank statements electronically via SWIFT. We review the forecasted transactions and set the cash position in SAP. Automation of all these processes has improved our efficiency and our visibility into our cash across our countries. Our in-house bank is another area where we're achieving major efficiencies. It has enabled us to have cashless transactions between internal counterparties and has eliminated the need to process them via the banks, which has the additional benefit of reducing bank charges.
We're also using SWIFT connectivity for all our treasury payments and the majority of vendor payments. Our payments are processed through our shared-service center in Bulgaria, and because we've standardized our payments so much, we've achieved SWIFT straight-through processing for most payments. This increases security, as well as efficiency.
Because we've reduced many cumbersome administrative tasks, our treasury team can focus on taking the right decisions based on the information coming out of our systems. We still have room for improvement on automation—and primarily on reporting—but when I compare where we are now with our old Excel-based processes, it's clear that we have come a very long way.
T&R: Do you feel the treasury decisions are better as a result of this project?
JS: If you don't have one uniform, standard system across all your countries, you can't access the right information at the right time. When you've gathered all the required information into one system and you can extract it via user-friendly reports, you have the right foundations to take the right decisions.
T&R: So, what would you say to a company that is still running its treasury function in Excel?
JS: You can't really move forward with treasury operations if you don't have one common treasury system, as well as a standardized approach for pulling together the information that is going to flow into the system from all your business units. Potentiality and benefits come from standardization and automation of processes. Once you have set a common ground with your operations and solid infrastructure foundations, you can continue building by adding automation and improvements based on your business needs and priorities.
With regard to the SWIFT connectivity, I would suggest you start with your main relationship bank first—preferably a bank with good technology—and work with a SWIFT service bureau, at least for the initial project to build the right infrastructure and implement the "right" business case. A service bureau can bring a lot of expertise to the project that you're unlikely to have in-house. Also, allocate the right internal resources so that you can then maintain and expand your connectivity with your own "forces," by which I mean the project team.
The key to building a successful global template is to have a long-term vision of what you want to do and where you want to be in the years ahead.
T&R: Is Coca-Cola HBC continuing to expand the reach of your new treasury platform?
JS: Yes, definitely. We are continuing to add counterparties into the SWIFT messaging infrastructure. This year, we're working on implementing SWIFT connectivity with a key counterparty in Russia. We're also looking at implementing SWIFT connectivity for direct-debit collections and payroll, although that will happen after 2014.
That's one other piece of advice I have for companies that aren't yet on an automated treasury platform: Keep in mind that the sky's the limit. When you establish SWIFT connectivity, you typically start with treasury payments, confirmations, and bank statements. Then you think about vendor payments. Then you think about direct-debit collections from customers. And then you wonder, 'Why aren't we sending inquiries to the banks using SWIFT?'
You can't just establish a new treasury system and forget it. Having an efficient treasury function brings a lot of benefits to the business, because the business needs treasury to be focusing on supporting strategic decisions rather than managing manual processes. It really is important, once you start with this connectivity, to continuously improve it.


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Janesville residents could be charged to dump at compost site
JANESVILLE--Should residents pay a separate fee to dump yard waste at the compost facility or should that cost be rolled into the overall trash fee?
Janesville City Council members Monday are expected to formalize a decision made earlier this year to almost double trash fees. Members also will discuss whether to levy a charge at the compost facility or roll that cost into the overall fee.
Acting City Manager Jay Winzenz�and staff disagree how to charge residents at the compost facility, which accepts grass clippings, leaves and garden debris.
Winzenz said a new fee at the compost facility would encourage people to compost at home.
Operations Director John Whitcomb worries a fee would encourage residents to hide yard waste in their trash carts.
A public hearing on fees is scheduled for the� meeting that begins at 7 p.m. Monday in City Hall, 18 N. Jackson St.
In June, council members decided residents should pay the full cost for collecting garbage and recycling. In 2014, that would be $89.96 a year if an additional fee were charged at the compost facility or $95.35 without the yard waste fee.
Residents now pay $56.
Landfill revenue for many years subsidized trash collection from the money it earned by taking trash from outside haulers. But the recession and a decision by council members to accept less outside trash to extend the life of the landfill have reduced the flow of trash and revenue.
"None of the costs for residential solid waste collection and disposal have been included in the property tax levy for many years," Winzenz said in a memo.
The sanitation fund reserves will be depleted at the end of this year.
Whitcomb predicted some residents would put their yard debris in the regular trash if the city charges a drop-off fee at the compost facility. It would be difficult for the collectors to see the yard waste hidden in the wheeled trash carts used with the automated trash collection system, he said.
Winzenz considers the issue a matter of equity.
"If the yard waste fee is included in the monthly user fee, residents who choose to mulch or compost their own yard waste would also be forced to pay that fee," Winzenz said.
"I believe we should be encouraging residents to mulch their grass clippings and compost their own yard waste rather than subsidizing the costs for those who choose not to."
The proposed ordinance also would set new fees for those who dump at the demolition site.
The ordinance would:
-- Create a formula to recoup all costs of collection, similar to the formula used for the stormwater fee. Costs would likely change every year.
-- Establish a disposal fee of $5.50 per cubic yard at the demolition landfill for waste generated inside the city limits.
The demolition landfill accepts brush and clean demolition debris, such as unpainted or untreated wood, brick and concrete. That waste goes to an old quarry that is not lined and is restricted to only the cleaner materials, Whitcomb said.
The new fee would apply to both residents and commercial haulers.
A fee of $7 per cubic yard already is charged to those who live outside the city.
-- Allow only Janesville residents to use the composting facility.
-- Establish fees for the compost facility if needed.
Fees for residents could range from $20 to $40 per season, staff recommends. The $40 pass would be for unlimited visits.
Fees for commercial haulers are proposed at $5.50 per cubic yard.
Twice yearly yard waste pickup would continue, which costs about $30,000, Whitcomb said.
The compost facility has been a challenge, Whitcomb said.
The site is regulated by the state Department of Natural Resources, whose requirements include periodic turning of windrows and monitoring of temperatures. Decomposition must generate temperatures high enough to destroy pathogens, Whitcomb said.
At one time, for example, the city tried hauling raw yard waste to farmers, who worked it into their fields. The city also hauled it to other composting facilities.
The city uses the yard waste for its daily cover at the landfill. But that open area at the landfill is becoming smaller as the city closes the current cell.
"We're going to have to find another home for this stuff or manage it better to get a finished product that will sell and people want," Whitcomb said.
"Until you grind it and screen it, not a lot of people want it," he said.
"And that costs."

subset: commoncrawl


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Evansville robbery suspect arrested
EVANSVILLE—The man accused of robbing an Evansville pharmacy and fleeing in a stolen car was arrested about 7:51 p.m. Monday, police reported.
Sheriff's deputies deployed stop sticks that deflated the car's tires, and Paul M. Engel, 56, gave himself up without incident, Evansville Police Chief Scott McElroy said.
The arrest came more than five hours after the Evansville Pharmacy was robbed.
Engel stole a car after he escaped from pursuing police immediately after the robbery in downtown Evansville on Monday afternoon, police reported.
The car was reported stolen from Landmark Services, 6631 N. County M in the town of Union.
It wasn't immediately clear where Engel was captured.
Police were alerted to the robbery at 2:19 p.m.
The reporting person said a man wearing a blue, hooded sweatshirt and a scarf wrapped around his face had robbed the Evansville Pharmacy, 21 W. Main St., according to a police news release.
An Evansville police sergeant in the area chased a suspect to 34 S. Madison St. The suspect entered the house, and police surrounded it, but it was too late.
"Eventually, the residence was searched, however, the suspect was not found. Subsequent witness interviews revealed that the suspect may have immediately exited the back door and fled the area when he was initially chased into the residence," the news release states.
One officer had recognized the suspect as a resident of the house—Engel—the news release states.
Police received the report of the stolen car at about 4:45 p.m.
The Rock County Sheriff's Office, Orfordville police and Brooklyn police worked with Evansville police in the search.
Downtown Evansville was blocked off Monday afternoon after the robbery was reported, Evansville resident Carol Endres told The Gazette.
Police asked the city's four public schools to keep students in their buildings at 3:05 p.m., just as students were walking out, said Superintendent Jerry Roth.
Officials had to scramble to get some of the students who were already on their way home, Roth said.
Police gave the all-clear at 3:29 p.m., and students were released.
"Things went very smoothly," Roth said.
Last updated: 5:34 pm Monday, February 24, 2014


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Probation ordered for Dr. Richard Barney on prescription fraud charges
MADISON--A prominent Rock County emergency medical physician who fraudulently obtained prescription medication for his addiction to painkillers was placed on two years probation and fined $3,000 Tuesday in federal court.
Dr. Richard N. Barney's felony conviction "probably ends his distinguished medical career," defense attorney William Hayes said.
In the past 24 years, Barney, 53, saved many lives and helped elevate the practice of emergency medicine in southern Wisconsin, Hayes said.
Barney held positions including:
-- Chief of staff at Beloit Memorial Hospital
-- EMS Medical Director for Southern Rock County
-- Janesville Fire Department medical director.
-- State emergency medical services medical director
-- Flight physician for University of Wisconsin Hospitals and Clinics
Barney also developed an addiction to narcotic pain killers from a 1994 back injury. �He took Vicodin for several months as prescribed but then continued to take it to prevent withdrawal. His addiction never affected his skills or judgment and co-workers were surprised in 2013 to learn of his addiction, Hayes wrote to the court earlier this year.
Barney in 2005 completed a program at Hazelden Treatment Center but did not continue with out-patient treatment. Beloit Memorial Hospital and the Southern Wisconsin Emergency Associates medical group that employed him wanted his addiction issue to remain private, Hayes wrote.
That was a "huge mistake" because narcotic addiction has an 80 percent relapse rate and addicts must stay in recovery programs for the rest of their lives, Hayes wrote.
Calls to Beloit Memorial Hospital and�Southern Wisconsin Emergency Associates for comment on the reason Barney did not participate in outpatient treatment were not returned before deadline.
Barney again had back surgery in 2010 and became addicted to prescribed pain killers. After the prescription ran out, Barney began self-prescribing narcotics for his own use.
Barney fraudulently obtained Percocet 95 times in an 18-month span from 2011-13 by using a prescription vending machine, Assistant U.S. Attorney Elizabeth Altman said.
When Barney wanted to get painkillers, he wrote out prescriptions in the names of patients and picked up the drugs for himself, according to the indictment.
Barney acquired Percocet by sending prescriptions to an InstyMeds machine at Beloit Memorial Hospital in the names of 15 patients without the patients' knowledge, authorities said.
The InstyMeds machine, which is about the size of a soda vending machine, dispenses medication to patients who have obtained a patient drug voucher from a prescribing physician.
By April 2013, Barney's addiction was again discovered, and he resigned from his appointments to Beloit Memorial Hospital, Janesville Fire Department and University Hospital.
When indicted in August, Barney was Mercy Health Care System director for emergency medicine. Mercy put him on leave of absence but wanted him back if he is not placed on the Office of Inspector General's exclusion list, Hayes wrote.
"Mercy knows Dr. Barney saves lives," Hayes wrote the court.
Being included on the exclusion list effectively ends Barney's medical career because it prevents Medicare and Medicaid from reimbursing any health care entity that employs Barney, Hayes wrote.
"He's 54, now. Medicine moves so fast that he's in effect done practicing medicine. There will be lives lost in our community. Of that I have no doubt," Hayes told District Judge Lynn Adelman.
Barney said he took "full responsibility for the drug diversion" he engaged in and understood that "there are consequences to addiction, which is a terrible illness."
Barney completed an addiction treatment program last year and continues to receive substance abuse treatment as an outpatient, Hayes said.
The Department of Public Safety and Professional Services investigated Barney's conduct and entered into a confidential agreement that allows him to keep his medical license, said Hannah Zillmer, a department spokesperson.
Altman said her office received many letters from public safety agencies asking that Barney not be prosecuted and later asking for leniency.
"There's no reason to dispute that Dr. Barney is a tremendous asset to the community but even tremendous assets still need to be held accountable for their crime," she said.
Adelman considered probation and a fine "just punishment" after factoring in "collateral damage" to Barney that includes the likely loss of his career. Adelman also noted Barney did not distribute the drugs to others and there was no evidence it diminished the level of care to patients.


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Centre for Gender Studies
The Centre for Gender Studies of University of Kelaniya (CGSUK) is an interdisciplinary unit and draws its membership from across the university. It is therefore not attached to any Faculty but reports directly to the Vice Chancellor. The CGSUK aims to provide a focus for research, teaching and consciousness-raising on gender in the university and within the community. The current director of the CGSUK is Dr Sagarika Kannangara.


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About Us
Mission Statement
The Franklin Police Department is committed to serving the community through the delivery of professional law enforcement services in an unbiased and compassionate manner in order to protect the lives and property of the citizens and improve the quality of life in our community.
Vision Statement
The vision of the Franklin Police Department is to be recognized by the community we serve and by our law enforcement peers as the leader of innovative policing and professional excellence.
Vaue Statement
Integrity - We are committed to achieving the public's trust by holding ourselves accountable to the highest standards of professionalism and ethics.
Courtesy - We will conduct ourselves in a manner that promotes mutual respect with the community and our peers.
Pride - We are committed to conducting ourselves in a manner that brings honor to ourselves, our department, and the community we serve.


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The yen weakened, falling toward 100 per dollar for the first time since April 2009, after Bank of Japan Governor Haruhiko Kuroda said he was emboldened to press ahead with a campaign to defeat deflation.
Japan's currency dropped against 14 of its 16 major counterparts after the Group of 20 offered no opposition to the central bank's monetary stimulus policies at a meeting last week in Washington. Sweden's krona strengthened after Riksbank Deputy Governor Lars E.O. Svensson said he will leave the central bank after failing to get support for deeper interest-rate cuts. The euro rose for a third day versus the yen after Giorgio Napolitano was re-elected to a second term as Italian president.
"The G-20 gave a green light to sell the yen," Kiran Kowshik, a currency strategist at BNP Paribas SA in London, said in a telephone interview. "The focus now is on what a lot of the Japanese investor base is doing in the new fiscal year."
The yen fell 0.2 percent to 99.73 per dollar at 8:23 a.m. in New York after depreciating to 99.90, the weakest since it declined to a four-year low of 99.95 on April 11. Japan's currency dropped 0.1 percent to 130.02 per euro. The euro was little changed at $1.3036.
Nippon Life Insurance Co., Japan's largest life insurer, said it may buy more foreign debt and cut holdings of long-term domestic securities if yields in Japan stay low. Japanese investors were net sellers of foreign bonds during the week ended April 12 according to figures based on reports from designated major investors released by the Ministry of Finance last week.
"These Japanese outflows will begin," Kowshik said. "Clearly it's not been seen in the weekly portfolio flow data, but we think that is something that will come through."
G-20 finance chiefs and central bankers meeting on April 19 praised the measures taken by the BOJ this month aimed at increasing inflation to 2 percent within two years. They signaled Japan's focus on supporting domestic demand was strong enough to allow them to ignore the side effects on their own economies of a sliding yen.
"Winning international understanding gives me more confidence to conduct monetary policy appropriately," Kuroda told reporters after the gathering. "We will continue our qualitative and quantitative easing for the next two years."
The BOJ is scheduled to deliver its next policy statement in Tokyo on April 26 after announcing larger-than-expected stimulus measures at its previous gathering on April 4.
The yen has dropped 5.5 percent against the dollar in April after falling for the previous six months, the longest losing streak since 2001.
"The BOJ has definitely altered the psychology of the market" toward the yen, said Stephen Gallo, European head of currency strategy at Bank of Montreal in London. "The safe- haven attributes of the yen have been fundamentally and drastically altered for the foreseeable future."
Futures traders increased bets the yen will weaken versus the greenback last week, according to data from the Commodity Futures Trading Commission. The difference in the number of wagers by hedge funds and other large speculators on a decline compared with those on a gain -- so-called net shorts -- was 93,411 on April 16, compared with 77,697 a week earlier.
The krona appreciated against all 16 of its major counterparts after Svensson said he would step down when his term expires next month.
"I haven't managed to get support for a monetary policy that I consider would lead to better target fulfillment," he said in a statement explaining his decision. Svensson has advocated bigger rate cuts than the majority of the central bank's board, arguing his colleagues' policies are costing jobs.
Svennson's departure "sees the Riksbank lose its most dovish member and therefore reduces the probably of a cut later this year," Matthew Slade and Geoff Kendrick, strategists at Nomura International Plc in London, wrote in a note to clients. They recommended investors bet the krona will strengthen to 8.25 per euro.
The krona gained 0.4 percent to 8.5114 per euro and rose 0.3 percent to 6.5238 per dollar.
The euro rose toward the highest since January 2010 against the yen as Napolitano was re-elected president on April 20 after the country's divided Parliament had failed to agree on a candidate in the first five rounds of voting.
Napolitano will now take the lead in trying to end the political gridlock that's left the country without a new government eight weeks after inconclusive elections.
"As long as we can avoid the inevitability of elections, this weekend's development is positive in that regard, then, that provides a little bit of support under the euro," said Ray Attrill, global co-head of currency strategy at National Australia Bank Ltd. in Sydney.
South Korea's won dropped the most in two weeks against the dollar on speculation policy makers will favor depreciation to support South Korean exporters as the yen's slide to a four-year low makes Japanese rivals more competitive.
"The G-20 meeting raised concerns that there's room for the yen to weaken further, which may hurt South Korea's export competitiveness," said Jeon Seung Ji, an analyst at Samsung Futures Inc. in Seoul. "Speculation that authorities may step in to weaken the won to protect exporters is pushing the currency lower."
The won fell 0.3 percent to close at 1,119.05 per dollar after dropping as much as 0.7 percent, most since April 8.
Bloomberg News


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Alex Rodriguez says he needs a 'timeout' and MLB is doing him 'a favor' with 2014 suspension
A few days ago, when his season-long suspension was handed down by an arbitrator, Alex Rodriguez defiantly talked about getting "justice" — not only for himself in the Biogenesis case, but for any and all other players about to get the shaft by Major League Baseball. The "deck was stacked against" him from Day 1, but he was going to fight. Rodriguez even was planning on going to spring training in Tampa as a legal injunction (he hoped) made its way through the court system. Call him "Spartacus," pretty much.
Given some time to think about it, A-Rod apparently is comfortable sitting out all of 2014. Hey, it might even be a good thing. The league even might be doing him a solid.
Speaking in Spanish at the grand opening of a gym in Mexico he's affiliated with, Rodriguez said the following:
"I think that in the year 2014, the league could have done me a favor because I've played 20 years without a timeout," Rodriguez said... "I think 2014 will be a year to rest mentally and physically prepare myself for the future and begin a new chapter of my life."
As far as what happens when the suspension ends in 2015, Rodriguez said, "I have 3 years left on my contract starting in 2015 and I hope to play very well and finish my career in New York."
He even echoed the words of teammate Derek Jeter, who said the entire affair was sad. Uh... OK. Yeah, he's flipped out. Certainly he has flip-flopped. A cynical response to A-Rod's comments would be that he simply is playing all of the angles by trying to sound apologetic for once. One thing he hasn't been throughout the Biogenesis odyssey is repentant. Rodriguez hasn't done anything wrong (this time), he has said. Bud Selig and MLB have been out to get him and that's it.
Now, A-Rod is on the record saying that he's at peace with his suspension. It's not a guilty plea but it's... something. If it's not part of a grand legal/public relations strategy, it's just A-Rod being A-Rod, i.e., strange. Does this mean he's going to drop the suit against the league, against the players union? No, he didn't say that.
What will A-Rod say tomorrow? Something different, probably. But hey, when the deck is stacked against you, just shuffle the deck.
Big BLS H/N: ESPN
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Death notices for April 6, 2014
Virginia I. Becker, 81, Monroe, died Thursday in Monroe. Services will be at 2 p.m. Tuesday at D.L. Newcomer Funeral Home, Brodhead. Visitation will be from 1 p.m. until the time of services Tuesday at the funeral home.
Dallas R. Grenawalt, 74, rural Beloit, died Saturday at Mercy Hospital and Trauma Center, Janesville. Services will be at 11 a.m. Tuesday Luther Valley Church, Beloit. Visitation will be from 5 to 8 p.m. Monday at Newcomer-Silverthorn Chapel on the Hill, Orfordville.
LaVerne W. Hanson, 89, La Crosse, formerly of Janesville, died Thursday at Gunderson Lutheran Hospital, La Crosse. Services will be at 11 a.m. Saturday at Schneider Apfel Schneider & Schneider Funeral Home and Crematory, Janesville. Visitation will be from 10 a.m. until the time of services Saturday at the funeral home.
Helen A. Kraus, 90, Janesville, died on Friday at Rock Haven Nursing Home, Janesville. Services will be at 11 a.m. Thursday at Whitcomb-Lynch Funeral Home, Janesville. Visitation will be from 10 a.m. until the time of services Thursday at the funeral home.
Freda Mae Leeder, 104, Beloit, died Friday at Sun Valley Terrace, Beloit. Arrangements are pending at Brian G. Mark Funeral Home, Beloit.
Velma Meyer, 93, Beloit, died Saturday at Alden Meadow Park Nursing Home, Clinton. Rosman, Uehling, Kinzer Funeral Home and Crematory, Beloit, is assisting the family.
Dorothy VanHees, 91, Delavan, died Saturday at Ridgestone Terrace, Elkhorn. Arrangements are pending at Monroe Funeral Home, Delavan.


text:
Horner Park
2741 W. Montrose Ave. Chicago, Illinois 60618
(773) 478-3499
Fee: $10.00 per couple
Age Range: Family-friendly
Join us for this family-friendly dance at Horner Park! Dance the night away to live music by The Horner Park Jazz Band. Compete in the dancing contest and enjoy refreshments donated by the Horner Park Advisory Council. Don't forget your cameras!


text: Staying at a casino resort or hotel can be a fun family event. Casinos usually attract people looking to gamble and win big but also people looking for a fun and exciting hotel. Casinos are mainly known for their slot machines, but now most are known for their high profile poker games and celebrity attractions. To keep the interest level high and people coming back, a casino may hire a star act to perform various shows, usually at night. Casinos aren't just full of slot machines and gambling equipment, they're full of shops, restaurants, and attractions for people of all ages. Learning more about a casino, you may want to know about a few major elements first.


text:
The Terms and Conditions below govern the relationship between you, the passenger, and us, alantour.com By booking a trip, you agree to be bound by these Terms and Conditions, please be sure to carefully read these terms and make sure you understand and accept these Terms and Conditions.
The receipt of your deposit and/or final payment will indicate that you and your travel agent (when applicable) have read these Terms and Conditions, and that you (and your agent) have accepted them.
The Terms and Conditions below form the basis of the contractual relationship between alantour.com and its clients. It is extremely important that our clients understand and accept these Terms and Conditions as well as all web contents.
Bookings can be made to our office by email: firstname.lastname@example.com and shall be confirmed within 4 working days.
Deposit & Final payment
A deposit which is equal to 20% of the total tour cost or 100 US Dollar per person joining tour is required at the time of booking. The full or final payment is required 45 days before departure for your trip to Vietnam, Laos or Cambodia. Should the tour booked within 45 days before departure for your trip to Vietnam, Laos or Cambodia, full payment is required.
A deposit of 20% of the tour price per person by credit card or bank transfer plus bank charges (processing fees) is required upon confirmation of your booking (If this amount is less than US$500, a 50% deposit will apply). Once the deposit is received it is understood that you have read, understood and accepted all our Terms and Conditions. The remaining balance of the tour price (80%) is due upon your arrival in Vietnam, payable at our offices in Hanoi or Da Nang. Cash is preferred to reduce any processing fees that may affect your cost. The deposit should be made by Credit card or Bank transfer with following details:
Please make your deposit/payment via our secured online payment http://www.OnePay.com.vn ALAN TOUR is a verified member of OnePay so we could accept Credit Card, Visa Card, Master Card and JCB card (see payment guide).
Note: When you pay by Credit Card, please add an aditional 3.5% for the bank commission fee.
Methods of Payment
Full settlement should be received no later than 30 working days prior to passenger s' arrival. We are now able to offer 4 methods of Payment below here:
1. Online Payment with PAYPAL: Visa, MasterCard, American Express, and JCB Card accepted (3 % of the amount will be charge for bank fee)
We connect with PAYPAL Payment Gateway to accept Online Card Payment (www.onepay.vn ). All of your card information is processed through SSL protocol with international card security standard. Your card information will not be stored at our system (Merchant).
After you have received Invoice Payment Link, please check the information of the Invoice. If all the information is correct, please check the Terms and Conditions and click, I agree with
Input Card information:
The URL (Uniform Resource Locator) will begin with https://paypal.com/…
To make the payment, you will input the following card information:
• Card Number
• Expiration Date
• CSC (Card Security Code – CVV, CVC)
• Billing address (Card holder's address which has been registered with the Issuer Bank)
• Click "PAY".
• Online payment password (If you have enrolled 3D- Secure Program for your card with the Issuer Bank namely Verified by Visa for Visa card, MasterCard Secure Code for MasterCard, and J- Secure for JCB Card ).
2. Made by telegraphic transfer, internet transferto our following address:
→ Head office & Booking office:
Suite 502, Hanoi Uni., Bld, Nguyen Trai Rd, Thanh Xuan Dist., Hanoi, Vietnam
→ Tel: +84.4 35544906; Fax: +84.4 35544907; Hotline: + 84. 985 333 066
→ Email add: firstname.lastname@example.com
→ Website: http://alantour.com
International Trading Name in English: VIETNAM HOME TRAVEL CO., LTD
Company Name in Vietnamese: Công Ty TNHH Lữ Hành Quê Hương Việt Nam
Company Licence: 0105629638 issued by The Hanoi Department of Planning and Investment.
Tax Identification Number: 0105629638
Account Name: VIETNAM HOME TRAVEL CO., LTD
Account No: 0451000228829 VND
Name of Bank : VIETCOMBANK HANOI
Bank address : VIETCOMBANK – THANH CONG BRANCH 30 – 32 Láng Hạ – Đống Đa – Hà Nội.
Swift Code : BFTVVNVX 045
3. Visa, Master Card off line payment
(You only need to fill up the information through: Credit Card payment form and we can charge you from your card with the amount you need to pay + 2.5 % bank fee)
Fax to us the reservation with filling fully detail required and send us the copy of your card by fax (recommended) or send email as attachment file
Note: Cash payment, travelers' check and company check is applicable upon special request, but personal checks cannot be accepted.
(For clients who make payment by credit card only).
ALAN TOUR will draw USD from your credit card. That amount is normally shown on your credit card. ( 3% of the amount will be charge for bank fee)
ALAN TOUR currently quotes tour prices in US Dollars on our web site as well as customized tour cost tour cost and quote in USD to you at the time when you are making bookings.
Cancellation Refunds
We would deeply regret your decision to cancel your trip to Vietnam, Laos or Cambodia, however we realize that there are many valid reasons that this can happen.
In the event of cancellation we will refund any payment made to ALAN TOUR (less any cancellation fee that is applicable) within 14 days of our receipt of your written cancellation request. All cancellation must be informed in writing either by email or fax
The cancellation fee will be calculated as follows:
More than 45 days prior to trip departure. No charge, however 100$US deposit is non-refundable.
1. Cancellation received more than 30 days before departure: 10 % of tour price, but may be applied for your next trip within 18 months.
2. Cancellation received from 15 to 28 days before departure: 10% of the tour price
3. Cancellation received from 7 to 27 days before departure: 60% of the tour price
4. Cancellation received from 7 to 0 days before arrival: 100% of the tour price
No-show travelers will be charged 100% of the tour price full cost of any tour if applicable.
After the trip has commenced, we are unable to refund any amount for unused services due to your early departure, late arrival, or missed days on tours.
Travel Documentation
All clients must be in possession of a valid passport and necessary visas or permits at the commencement of travel. All such documentation is the sole responsibility of the client. Your travel advisor may assist you in applying for the necessary travel documentation upon request.ALAN TOUR accepts no responsibility or liability whatsoever for the failure of clients to obtain appropriate documentation.
Health Requirements
Clients should take into account all international travel risks and familiarize themselves with health requirements applicable to the areas they intend to visit. The client is solely responsible for checking the safety and security conditions, vaccination, and other health requirements of governments in countries visited or transited. Travelers who want to take part in any adventure trip are required to provide a doctor's certificate stating that the he/she is fit to travel and his/her blood pressure and heart condition are normal. This is a necessary requirement because of the possible effects that the very high altitude may have on certain people.
Luggage Allowance
In accordance with regulations of the Vietnam Air Lines, the free baggage allowance within Vietnam is 40kg for the business class, plus limited carry-on luggage. Excess baggage charges are the sole responsibility of the client. Regulations within Vietnam specify that all suitcases must have a locking device attached. Failure to follow this regulation may result in refusal by airport staff to load suitcases onto the aircraft.
Travel Insurance
ALAN TOUR tour packages not include Vietnam, Laos or Cambodia Life Tourist Accident / Casualty Insurance and all insurance are not part of our package or customize or excursion. We highly recommend that you purchase full coverage travel insurance from you country of origin.
Complaints and Claims
Shall you feel unsatisfied with any service ALAN TOUR has provided, please notify your local tour guide or your travel advisor to avoid the potential for similar problems happening again during your trip.
In the event of a complaint or claim for compensation, you must inform us by email, regular mail, or facsimile in writing within 15 days from the end of your tour. Relevant receipts and substantiating evidence must be attached to the letter of claim. ALAN TOUR will not be liable for any claims made later than 15 days after the completion of your tour.
ALAN TOUR will act as an intermediary between the clients and other services suppliers such as air, train, boat, and hotels in the event of any complaint.
You can contact ALAN TOUR via the web form from www.alantour.com, email, fax, or phone. If for any reason, you fail to receive any reply from ALAN TOUR in regard of your tour status within 48 hours from the time you submitted the request for booking, modifying, or canceling a tour, please contact Alantour.com customer service center at firstname.lastname@example.com to ensure that we are able to deal with your enquiry under the terms of our Terms and Conditions.
Service Voucher
Voucher will be issued by ALAN TOUR after the booked trip is confirmed and payment is completed. A service voucher will be sent by email/fax or snail mail to passenger.
Liability & Responsibility
ALAN TOUR shall not be liable for any loss, injury, or damage to person or property, alteration of itineraries or cancellation in part or in full, caused by climatic conditions, sea fire, breakdown of machinery or equipment, acts of government or other authorities, wars whether or not declared, civil disturbances, strikes, riots, thefts, epidemics, quarantines, medical or customs regulations, terrorist activities, or any other actions, omissions or conditions beyond ALAN TOUR 's control. Neither ALAN TOUR nor any of its affiliates or subsidiaries shall be or become liable or responsible for any additional expenses of liability sustained or incurred by the tour member as a result of any of the aforementioned causes.
Passengers are required to have full travel insurance covered. This include trip cancellation, medical emergency evacuation, and other coverage. Airline schedule, train timetable and local conditions may affect accommodation and itineraries. Should this occur, ALAN TOUR will endeavor to substitute a suitable arrangement of similar value.
ALAN TOUR shall not be responsible for any wrongful or negligent or fraudulent, omissions, changes of itinerary, cancellation or the failure of any equipment operated by any suppliers such as transportation carriers, cruise, and hotels, or any other party not directly owned or controlled by ALAN TOUR
ALAN TOUR is not responsible for a client's failure to comply with customs regulations.
ALAN TOUR is not responsible for the theft or lost of any customer's valuables or items of personal property due to the negligence of the customer.
ALAN TOUR reserves the right to substitute hotels, flights, or cruise ships, to alter itineraries, or to cancel the tour prior to departure. If Alantour.com has cancelled any tour prior to the commencement of the tour, Alantour.com is liable for a full refund of the money received by Alantour.com.
Many of ALAN TOUR packages include activities which require care attention. Such activities include boarding and going ashore from boats, climbing hills, trekking, cycling, hiking, kayaking, and entering and exiting tombs and caves etc. You will receive help and advice from our representatives but all activities are undertaken at your own risk. ALAN TOUR, its employees and agents cannot be responsible for any action or event that occurs after its said employees and agents have exercised their duty and taken the necessary care.
ALAN TOUR reserves the right to modify or rescind the terms and conditions in whole, or in part at any time with or without notice.


text:
perfino is an APM tool for monitoring JVM with cross-over functionality for profiling. It records business transactions and telemetry data. The browser UI is optimized for both immediate problem solving as well as historical analysis. Thresholds, triggers, and alerts can detect anomalies, handle notifications, and escalate data collection. In addition to monitoring functionality, perfino has built-in profiling functionality for performance emergencies. Full JVMTI-level sampling and a hand-off to its sibling product JProfiler provide a defense in depth like no other APM solution.
The PSXSDK is a free and open source software development kit that enables anyone with C programming knowledge to make programs and games for Sony's PlayStation console. Everything was either written from scratch or based on already available open source resources. It is thus free from any proprietary code and fully legal to use. The SDK is mostly geared towards a *nix environment, but is fully usable with emulation environments such as MSYS and Cygwin.
Fl_Highlight_Editor is a drop in replacement for the FLTK default editing widget, with the ability to highlight and modify text with an embedded scripting language. The widget is fully self-contained and it doesn't depend on anything except the FLTK library, making it suitable for embedding inside an existing project.
Recave is a content management system (CMS), Web portal system, storytelling software, blog or news system, online community, or whatever you want to call it. It makes it easy to create an online community with features including Web based admin, surveys, top page, access stats page with counter, user customizable box, customizable themes, friendly administration GUI, topic manager, a complete articles and comments system with moderation system, referer tracking, page creation and manager, customizable HTML blocks, a banner ad system, search engine, and backend/headlines generation.
WordBash is a Wordpress clone written in Bash, the GNU Bourne-Again SHell. Everything is generated and output by Bash. No AWK. No SED. No TR. It is all Bash (with one exception). It is a CGI script with an attempt at an OO-like design. It currently supports posts (categories, tags), comments (with spam rejection), themes (true templates), and code highlighting as an administration addon. The current script size is 21 files of about 2500 lines and only 44 kilobytes.
RufasCube is a slider puzzle where there is a 3x3x3 arrangement of cubelets with the center one missing, allows sliding permutations. After a randomization, the goal is to restore the cube to its original configuration based on color and alphabetic hints. It is challenging, but not as difficult as a Rubik's cube. Here, diligence pays off. Also, incremental solution is possible - you can unscramble one slice at a time. When you finish, you can see the entire English alphabet appear on the 26 cubelets. It supports laptops and Mac Retina displays.
An identity and access management system for enterprise applications.
A text-to-speech tool.


text:
Crash closes Highway 59
Gazette staff
Wednesday, March 5, 2014
TOWN OF LIMA—Highway 59 east of Milton is closed in both directions because of a traffic accident.
The Rock County 911 center said at 2:30 p.m. Wednesday that Highway 59 was closed between County Line Road and County KK.
An automated notice from the state Department of Transportation said the accident was reported at 12:48 p.m. on Highway 59 between Pioneer Road and the county line.
The state DOT has designated alternate routes as closure of the highway continues to impact traffic.
Eastbound traffic is being routed north on County KK to County
N, east on County N to County Line Road, and then south on County Line Road back to Highway 59.�
Westbound traffic will reverse that route.


text:
Lakeland Animal Shelter in Delavan expanding and remodeling to showcase felines
TOWN OF DELAVAN—Here's the premise behind Lakeland Animal Shelter's remodeling and expansion project: Cats in cages are sad.
Free-roaming cats, on the other hand, are more likely to get to know you, and to try to discover how you feel about stuffed mice and canned tuna.
Then, if you're happy and the cat is happy, Lakeland Animal Shelter staff feel like they have done their jobs.
The shelter is in the middle of a $25,000 remodeling project that has transformed a room with more that 50 cats in cages into one where felines can wander around and find their own space.
The project also will include transforming and slightly expanding what was previously a outdoor area for cats into an indoor room, and remodeling yet another space to accommodate felines.
"We average about 1,800 cats a year," said Executive Director Kristen Perry. "In 2013, we had well over 2,000. That's a trend that's going to continue."
The shelter has an adoption guarantee policy, meaning any animal that is adoptable will be cared for until a home is found. In 2013, less than 100 cats were euthanized.
Having cats in cages might be the most efficient use of space, but it doesn't promote adoption, Perry said.
Previously, the shelter had one area for free-roaming cats. These were cats that were older, might have had some medical issues or were overweight, Perry explained.
It's not that they weren't good animals, they just might have been considered less desirable than others, she said.
Here's what happened: About 90 percent of the potential adopters went home with a cat after interacting with one of the free-roaming, "less desirable" cats. About 50 percent of potential adopters went home with a pet from the room with cages.
"I think people are overwhelmed by it," Perry said. "They see the room full of cages and they think, 'I'm only taking one.'"
�Whatever the issue, "adopters weren't making connections with the cats," Perry said.
With the open rooms, cats are staying at the shelter for "weeks instead of months."
�"People walk into the room and cats come up to them, saying, 'Here's my personality,'" Perry said.
Ultimately, Lakeland hopes to have a new building. The earliest that could happen, however, is next year, Perry said.
The remodeling and expansion was made possible by a significant grant by the Byers Family Foundation and donations from other community members.


text:
Dedication to Excellence
We are a progressive law firm that believes in an old school work ethic. We don't believe in shortcuts. Every attorney in our office is hands-on and actively involved with our clients. We understand delivering excellence requires pursuit, talent and teamwork. In the search for answers for our clients, we are unwilling to fail.
We Believe In Providing Honest Opinions
We will use our vast experience, high integrity and outstanding capabilities to understand your goals and help achieve them. We are independent and serve only your best interest while following the highest code of ethical standards.
We Are Progressive
At Sam Shihab & Associates, we recognize that cutting edge technologies bring efficiency in our representation. We have assembled a team of professionals to deliver exceptional experience and talent because success demands it. We understand that being pragmatic serves our clients' interests.


text:
Cotton Tail Park
44 W. 15th St. Chicago, Illinois 60605
(312) 225-3121
Fee: Free
Age Range: Any
Dolphin Tale
Based on true events, this family film is about Winter, a young dolphin who lost her tail in a crab trap, and Sawyer, the introverted 11-year-old boy who befriends her. Sawyer meets the rescued dolphin at the Clearwater Marine Aquarium, a marine rehabilitation center where she lives. Sawyer rallies friends and family alike to save Winter by convincing a pioneering doctor to create a unique prosthetic appendage to restore the dolphin's ability to swim.
Rated PG | 119 minutes | 2012
*Closed Captioned
Presented by Charter One, with additional support from RCN.
Underwritten by South Loop Elementary


text:
Man who died in Tuesday I-90/39 crash identified
JANESVILLE—The driver killed in a crash Tuesday morning on Interstate 90/39 has been identified.
The deceased is Timothy E. McKinley, 37, of Milton, according to a Wisconsin State Patrol news release.
McKinley was the driver of an SUV that collided with a semitrailer truck on a railroad overpass bridge, according to the news release.
A motorist who was on the Interstate near the accident scene told The Gazette that lanes were icy. A State Patrol spokeswoman said later Tuesday that the cause still was under investigation.
The crash happened at 6:34 a.m. in the southbound lanes of I-90/39 between Kennedy Road and Highway 26.
Witnesses told investigators the SUV was traveling north when it went through the median and entered the southbound lanes. The semi driver was unable to stop before the collision.
McKinley was alone in the SUV.
The truck driver, Kyle J. Schaefer, 23, of Beloit, suffered non-life-threatening injuries and was taken to St. Mary's Janesville Hospital, according to the news release.
The southbound lanes were blocked, and traffic was diverted. The lanes� reopened at 10:40 a.m.


text:
Thumbs up/down for Monday, Feb. 10, 2014
Thumbs up to Friends of Oak Hill Chapel. The Janesville City Council should support the friends and recommendation of City Manager Mark Freitag on Monday and let the group take over restoration of the historic chapel in Oak Hill Cemetery. An architect had told the city it would cost at least $36,000 and perhaps up to $300,000 to restore the chapel in the city-owned cemetery. Residents convinced the council to give them time to raise money and devise a renovation plan. The group has collected $33,000 and lined up skilled craftspeople among about 60 volunteers ready to donate labor and supplies. The council also should support a staff recommendation to grant the friends up to $73,333, through the Community Foundation of Southern Wisconsin that the city set aside for chapel work. Janesville is home to many historic buildings but has a sad history with the wrecking ball. Instead of investing in demolition, the council should endorse the efforts of these preservationists to rescue a small but important piece of our city's heritage.
Thumbs up to Friends of Noah and their Arftic Art for Animals fundraiser. Speaking of friends groups, this Janesville animal rescue, founded in 2010, uses all volunteers to do great things. It educates kids about the responsibilities of pet ownership, provides free pet food through nine area pantries, fosters hundreds of stray and abandoned animals and helps pet owners with low-cost emergency vet care. Each year, Friends of Noah rescues and fosters between 100 and 125 animals, about 75 percent of them dogs. It will hold its fourth annual Arftic Art fundraiser from 10 a.m. to 4 p.m. Saturday at the Pontiac Convention Center, 2809 N. Pontiac Drive, Janesville. Admission is $5 or free for kids younger than 10, and all profits will support the nonprofit group's services.
Thumbs down to jury service scams. The Wisconsin Senior Medicare Patrol and Wisconsin Newspaper Association are teaming up to warn residents this scam has again cropped up in the Badger State. Callers identifying themselves as court employees have been contacting residents and stating warrants are out for their arrests for failing to show up for jury duty. To "clear it up," the caller asks for information for "verification purposes," such as birth date, Social Security number or a credit card number. The judicial system does not contact people by phone to ask for personal information. Any such call is an attempt to steal or use your identity to apply for loans or credit cards. If you get such a fraudulent call, contact the Wisconsin Department of Agriculture, Trade and Consumer Protection at email@example.com or 800-422-7128. Or call the Senior Medicare Patrol at 800-488-2596, ext. 317.
Thumbs up preventing suicides in Rock County. The county coroner's office has received a letter of commendation from the International Association of Coroners and Medical Examiners, and it's well deserved. For years, the coroner's office has been doing outreach at schools, churches and even in homes, speaking about ways to prevent suicide. The talks apparently are having a positive effect. Rock County had 32 suicides in 2011 but only 17 in 2013. It has gone 21 months since the last juvenile suicide. Even one suicide is too many, but credit this program for helping reduce the numbers. Acting Coroner Lou Smit says that in the past 24 months, the coroner's office has recorded 42 "saves," in which someone who hears the program helps save someone from suicide or calls a deputy coroner amid a crisis. That is remarkable and worth applauding. These interventions not only help save lives but save loved ones from lifetimes of heartache. To set up a suicide prevention talk, call the coroner's office at 608-757-5908.


text: Sexy Teens Pussy is something you know you want to bury your head into. We specialize in the highest quality and most boner-giving hot teen xxx pictures ever. These come as thousands and thousands of fresh naked teens sex photos in so many categories you won't believe it. Browse now, whatever your fancy is. Horny young porn? Teen Fetish Pics? There's just no end to this thing, really. It's totally worth bookmarking us. Why? More nude teen girls awaits you here every day. Really! The whole shebang!


text:
Sprache in Deutsch ändern |
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You found probably the funniest site of the internet! Share and discover hilarious, crazy and weird videos, images or what ever you want and find people who share your sense of humour.
We suggest English as your preferred language. You can change the language next to the bendecho logo.Let it rock! ;-)
Taio Cruz-I just wanna know
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text:
Pine Lake Montessor School #2
Phone no.
Pine Lake Montessor School #2 Summary
This child care provider is located at 255 SHEPPARD AVE W and can be reached at 416-227-9100. You may get notified of new openings by signing up on this page . There are a 945 child care providers listed in Toronto and 12294 child care providers listed for Canada.
The CubbySpot mobile app lets you sign up to partner child care providers and get notifications on your smartphone.
Download the app at the App Store or in Google Play.
Nearby Child Care Providers
Recieve updates straight to your inbox
Get notified about child care space openings when we get updated information from Pine Lake Montessor School #2.
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text:
Silicon Valley execs cautious on jobs
7 comments
SAN JOSE, Calif. A generally upbeat job outlook among top executives in Silicon Valley dimmed somewhat this year, according to a new report. The survey did not explain the slight decline in optimism, but its not surprising given the sluggish pace of macro-economic recovery since 2008.
Forty-six percent of the executives surveyed in the 10th annual Silicon Valley Leadership Group (SVLG) poll said they expect to add jobs in 2013, and 50 percent added jobs in 2012. Thats down from 55 percent who said they would add jobs in 2012 and 60 percent who said they added jobs in 2011.
In the past year 15 percent of those survey said they have reduced their workforce, significantly up from less than ten percent in 2011 but down from more than 20 percent in 2010. The good news is only 10 percent expect to reduce jobs in 2013. In 2012, 14 percent expected to reduce jobs.
"There are still underlying concerns that the economic challenges in parts of Europe and the slowdown in China could cause [Silicon Valleys growth] engine to sputter, said Carl Guardino, chief executive of SVLG, speaking in a press release.
In related questions, 16 percent of executives said they shipped jobs outside California in 2012, 46 percent citing the high cost of labor as the top reason. Ten percent said they sent jobs outside the U.S. last year, 61 percent citing labor costs as the top issue.
Click on image to enlarge.
The survey also described a laundry list of evergreen social and political concerns of the 177 Silicon Valley executives. For example, they praised the access to talent and capital the Valley offers, but complained about high housing costs and taxes.
The group said its top policy issues include:
- Comprehensive tax reform
- H1-B visa/green card reform
- Reducing the federal deficit
- STEM education
- Expanding and making permanent the R&D tax credit
The report is now online. A sampler of its findings is included on the following pages.
Related stories:
Silicon Valley Nation: The end of Silicon Valley?
Rebuilding America: Silicon Valley is back


text:
Mar 2, 2015
In this episode...
Rafal Los (@wh1t3rabbit)
James Jardine (@jardinesoftware)
Friends of the Show
Shawn Tuma (@shawnetuma)
Michael Santarcangelo (@catalyst)
Security. Some assembly required.
Security is HARD, and 'real security' is a compromise between usability and security while knowing you're still accepting risk.
This podcast alternates between interesting interviews and news analysis every other week - tune in, subscribe and join the conversation on REAL security issues relevant to your enterprise.
Read the blog > http://hp.com/go/white-rabbit
Follow along on Twitter > http://twitter.com/wh1t3rabbit
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text:
Watch These Chimps and Monkeys Playing With Babies — Daily Distraction
[onescreen item="5131963″]
Babies and monkeys, monkeys and babies … having fun together. The Internet.
There's not much more to say about this one. These are human babies playing with chimpanzees and monkeys. If that doesn't do it for you, then what are you doing with that mouse?
The Daily Distraction is your Internet break from reality. Whether you're eating lunch at your desk or avoiding high school exes on Facebook, you might just laugh, say "aaahhh" or not believe what you just watched.


text:
Death Notices for Oct. 23, 2013
John D. Conger, 43, Milton, died Sunday in Janesville. Services will be at 7 p.m. Friday at St. Mary's Catholic Church, Milton. Visitation will be from 2 p.m. until the time of services Friday at the church. Albrecht Funeral Homes & Cremation Services, Milton, is assisting the family.
Elizabeth Joan "Betty" Gavigan, 81, Janesville, died Tuesday at Nazareth House, Stoughton. No services are planned. Brian Hansen Funeral Service, Janesville, is assisting the family.
Clarence W. "Badger" Richey, 81, Delavan and Elkhorn, died Monday at Mercy Hospital and Trauma Center, Janesville. Services will be at 5 p.m. Sunday at River Church, Delavan. Visitation will be from 3 p.m. until the time of services Sunday at the church. Betzer Funeral Home, Delavan, is assisting the family.
Loraine A. Steinbicer, 85, Delavan, died Monday at home. Monroe Funeral Home, Delavan, is assisting the family.
Susan Vinson, 64, Edgerton and Janesville, died Monday at UW Hospital, Madison. Arrangements are pending at Schneider Apfel Schneider & Schneider Funeral Home and Crematory, Janesville.


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■Class discussion: Could you imagine a car starting up after standing idle 37 years like Voyager 1's thrusters? After showing us Jupiter's moons, Saturn's rings and Neptune's winds, what can Voyager still tell us about space? Who decided what was recorded on a gold-plated phonograph disk attached to Voyager 1? Do you think there are intelligent beings out there that could understand Voyager's messages?
►NASA May Have Added Years To Voyager 1's Life
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►New fines for texting while walking in Honolulu
►Pollution kills more than 9 million people a year
►Many coal plants close or switch to natural gas
►40 percent of new cancer cases linked to obesity
►Hundreds injured as police battle voters in Spain
►NFL-Trump feud on anthem protests takes over fields across U.S.
►Facebook pulls ads aimed at racist searches
►Nintendo's Mario is no longer a plumber
►What is the 30 million word gap?
►Babylonian tablet dates trigonometry back 3,700 years
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►Disease might be a root cause of poverty
►How state media became information warfare tool
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►Senator interrupted after making attorney general 'nervous'
►Comey: Russian meddling still a threat
►Trump reacts to London terror attack with tweets
►Republican wins election after being charged with attacking reporter
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►South White House sidewalk permanently closed
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►Stephen Hawking says Earth has expiration date
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►Social media echo chambers trap Americans
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►Zika Vaccine Trials Have Begun, But Funding Is About To Run Out
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►Life expectancy declines for white women in the U.S.
►Politicians Still Don't Get The, Uh … Internets
►China blasts 'Zootopia' for pushing U.S. values
►The GOP Is Pro-Guns — Just Not At Its Convention
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►Hot-selling Hoverboards Linked to Dangerous Fires
►Obama: 'This was an act of terrorism'
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Colorado NIE Weekly lessons
Colorado NIE Youth Content
Lessons & Classroom Activities
Resources by grade level


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HP 5 year Call to Repair DL58x Foundation Care Service
|Care Pack type
|Coverage period (month)
|Image legal disclaimer
|Product image may differ from actual product
|Key selling point
|Choice of service levels to meet specific business needs.
|Key selling point
|Fast, qualified response increasing uptime and maximising performance.
|Key selling point
|HP Care Pack Services delivered through accredited network of partners or by an HP engineer ensuring the best possible service.
|Key selling point
|Maximise productivity by choosing the precise level of services to proactively manage your IT environment.
|Key selling point
|Purchasing HP Care Pack service with HP product reduces total cost of ownership.
|Legal disclaimer
|HP Care Pack provides coverage from the hardware purchase date.
|Product classification flag
|Fixed CP with xrefs
|Product description
|HP 5 year Call to Repair DL58x Foundation Care Service
|Product name
|HP 5 year Call to Repair DL58x Foundation Care Service
|Product number
|Registration required
|Tangible flag
|UNSPSC code
|Warranty type


text:
Weekend Top 10
By Sarah Story, Citizen Events Editor 09/21/12
The 54th annual Armenian Food Festival will take place from 11:30 a.m. to 9 p.m. Sept. 21-22 and from 12 p.m. to 7 p.m. Sept. 23 at St. James Armenian Church, 834 Pepper Ave. Authentic Armenian dishes like stuffed grape leaves, bulghur salad and Armenian green beans, and signature pastries such as simit (tea cookie), bourma (rolled philo filled with walnuts) and khourabia (sweet cookie) will be available for purchase. There will also be Armenian beer and wine, music and dancing. Admission is free. For details and to view the menu, visit http://www.armenianfoodfestival.com.
Crossroads Art Center, 2016 Staples Mill Rd., will hold its September Indoor Artwalk and Artist Reception from 6 p.m. to 9 p.m. Visitors will learn from the artists what inspires them to create their works of art. Featured artists include Kate McConnell and Duane Cregger, as well as artists participating in the Virginia Collage Society Show. Casey McCue and Steve Duncan will provide music. The exhibition runs through Nov. 5. Admission is free. For details, call 278-8950 or visit http://www.crossroadsartcenter.com.
The Chrysalis Group will hold its Autumnal Equinox Labyrinth Walk from 6:30 p.m. to 8:30 p.m. at the Chrysalis Outdoor Labyrinth, located on the grounds of Union Theological Seminary. An ancient, mystical tool, the labyrinth is used by many cultures and religious traditions. Participants should allow 45-60 minutes for the experience. Admission is free but donations are welcome. For details, visit http://www.thechrysalisgroup.com.
The Modlin Center for the Arts at the University of Richmond will show an encore presentation of National Theatre Live's "The Curious Incident of the Dog in the Night-Time" at 7:30 p.m. This new production offers a richly theatrical exploration of the touching and bleakly humorous novel by Mark Haddon and will be broadcast from the National's smallest theatre, the Cottesloe. NT Live brings the best of British theatre direct from the stages of London to movie theatres around the world. Tickets are $14. For details, call 289-8980 or visit http://www.modlin.richmond.edu.
The Children's Museum of Richmond and HCA Virginia will host Family Fun Fest from 10 a.m. to 2 p.m. at the HCA VA West Creek Emergency Center, 12720 Tuckahoe Creek Ct. Visit with Sesame Street's Elmo, tour a fire truck, helicopter and ambulance, and meet with local EMS and fire fighters. There will also be magic with Mysteriosos Magicians, Nutzy of the Richmond Flying Squirrels, arts and crafts, music from Radio Disney, healthy snacks and more. Admission is free. CMOR members are eligible to see The Avengers perform live. For details, visit http://www.c-mor.org.
The J.R. Tucker High School Marching Tigers will host the Free-For-All 8 High School Marching Band Demonstration from 9 a.m. to 4 p.m. at Tucker, 2910 N. Parham Rd. More than 20 high school marching bands will perform in front of judges and the community. The event is free to all bands and the public. Concessions are available. For details, visit http://www.jrtuckerband.org/freeforall8.htm.
Virginia Center Commons Mall, 10101 Brook Rd., and the Simon Kidgits Club will host a fall festival from 11 a.m. to 5 p.m. in the Sears Court. Activities include pumpkin decorating, a bounce house, games, treats, prizes and more. Admission is free for Kidgit members and $5 for nonmembers. For details, call 266-9000 or visit http://www.simonkidgitclub.com.
The Professional Singles Association will host an All American Square Dance Party from 3 p.m. to 6 p.m. at the West End Community Center, 8102 Ridge Rd. No experience or partner is necessary. Cost is $8 for members and $10 for nonmembers and guests. The group will head to Flinn's, 403 N. Ridge Rd., for dinner following the event. To register, call Sue at 536-1695 or visit http://www.psaofrichmond.com.
Glen Allen dentist offering low-cost braces to qualified children
Smoke and fire
Education guru to kick off HCPS strategic planning process
DMV announces license plate design contest for Virginia student
Fire officials encourage citizens to check smoke alarms this weekend
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Nov. 2, 2017Current edition | Archive
Weekend Top 10
CAT Theatre to hold auditions for two shows
Weekend Top 10
Weekend Top 10
Chopt Creative Salad Co. opens Oct. 17 at Willow Lawn
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Obituary – Joan Scharf Hart
Obituary – Betty Jane Nuckols Thurston
Obituary – John C. Fanis
- More Obituaries
Saxon Shoes donates to Henrico Christmas Mother program
Halloween can be deadly for pedestrians
YWCA Richmond to host annual 'Remember My Name' memorial event Oct. 26
- More Community
Work ethics: born in the crib (well, almost)
Growing a grown-up: Part II
How to grow an adult
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SunTrust to sponsor raceways's military appreciation program
Code Lacrosse joins Richmond Strikers
5 Henrico student-athletes win scholarships at awards dinner
- More Sports
|December 2017
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CalendarThe Eastern Henrico Ruritan Club will hold a Turkey Shoot every Friday through Dec. 15 at Glen Echo Ball Field, 3812 Nine Mile Rd., from 7 p.m. to 10 p.m. Rounds cost $5 each per shooter. There are 16 shooters per round. Prizes will be awarded. Full text


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High school hockey: Big Eight picks all-conference teams
Verona dominated in Big Eight boys hockey this past season and continues to dominate in the all-conference selections.
The state champion Wildcats have three players on the first team.
Madison Memorial junior Ty Pelton-Byce, a University of Massachusetts recruit, is the Big Eight's Player of the Year. Pelton-Byce led the conference in scoring with 82 points and averaged 3.42 points per game.
Joining Pelton-Byce as first-team forwards are Verona's Charlie Parker and Madison West's Cole Paskus. Verona's Phillipe Fromberger and Memorial's Jack Andringa are the first-team defensemen, while Verona's Alex Jones was voted the top goaltender.
Janesville junior Connor Perkins was a second-team forward, while teammate and junior Harry Henschler was a second-team defenseman.
First Team
Forwards: Ty Pelton-Byce, jr., Memorial; Charlie Parker, sr., Verona; Cole Paskus, sr., West.
Defensemen: Jack Andringa, soph., Memorial; Phillipe Fromberger, sr., Verona.
Goalie: Alex Jones, soph., Verona.
Second Team
Forwards: Brogan Baker, jr., Verona; Riley Karns, jr., Memorial; Connor Perkins, jr., Janesville.
Defensemen: Harry Henschler, jr., Janesville; Davis Bunz, soph., Middleton.
Goalie: Henry Cutting, jr., West.
•�Player of the Year—Ty Pelton-Byce, Memorial.
•�Coach of the Year—Joel Marshall, Verona.
Honorable mention
Michael MacDougall, sr., Janesville; Tyler Jensen, fr., Beloit; Griffin Epping, sr., West; Max Lentz, jr., West; Kyle Joswiak, jr., West; Jordan Carey, sr., Middleton; Patrick Whalen, sr., Beloit; Mick Messner, fr., West; Pat Stevens, sr., Verona.
Final standings
verona, 14-0-0; Madison West, 12-2-0; Madison Memorial, 9-5-0; Middleton, 7-5-2; Janesville, 6-7-1; Beloit Memorial, 3-10-1; Sun Prairie, 3-11-0; Madison La Follette/East, 0-14-0.


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My name is Sid, I live in the northern most part of New York State. I love photography and am glad for the opportunity to be able to share some of my photos with such a talented community. So many of the photos on this site are outstanding and inspiring. I love experimenting, looking for the unusual,which makes for more deleted photos than keepers, but it's all fun!
Snowshoeing scenery
Uploaded by: 81Gibson
Tuesday January 1, 2013
Gouverneur, NY (Current Weather Conditions)
Caption: A beautiful clear and cold day for a New Years Day walk in the woods. Some of the scenery on our journey.
EXIF Data
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Compression: JPEG compression
Exposure Time: 1/1000 sec.
FNumber: f/8.0
ISO Speed Ratings: 200
Exif Version: Exif Version 2.2
Components Configuration: Y Cb Cr -
Shutter speed: 9.97 EV (APEX: 31, 1/1002 sec.)
Aperture: 6.00 EV (f/8.0)
Exposure Bias: 0.00 EV
Flash: Flash did not fire, compulsory flash mode.
Focal Length: 6.0 mm
User Comment:
FlashPixVersion: FlashPix Version 1.0
Color Space: sRGB
PixelXDimension: 3840
PixelYDimension: 2160
Focal Plane x-Resolution: 15737.70
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File Source: DSC
Custom Rendered: Custom process
Exposure Mode: Manual exposure
White Balance: Manual white balance
Digital Zoom Ratio: 1.00
Scene Capture Type: Standard
InteroperabilityIndex: R98
InteroperabilityVersion: 0100
RelatedImageWidth: 3840
RelatedImageLength: 2160


text:
Volkswagen Golf Hatchback 2006 for sale
485 Views
Red 5 Door GTI
Translate this page :
- Vehicle
- 2006 Volkswagen Golf
- Body
- Red 5 Door Hatchback
- Engine
- 2000cc Tiptronic Petrol Engine
- Odometer
- 112,196 kms
- Stock Number
- 6742
- Fuel Economy
- Yearly Cost: $ 2440 (source: Fuelsaver)
Seller Details
- Dealership:
- Dealer
- Address
- Canterbury
- Phone
- 03 7413239
ABS Brakes, Air Bag(s), Air Conditioning, Alloys, Body Mouldings, Central Locking, Electric Mirrors, Electric Windows, Fog Lights, Heated Seats, HID, Isofix, Leather, Power Steering, Stereo, Tinted Glass, Turbo
2000 cc
Air Bag(s)
Air Conditioning
Electric Windows
Heated Seats
Body Mouldings
Central Locking
Electric Mirrors
Fog Lights
Tinted Glass
ABS Brakes
Power Steering
This vehicle will be sold with the following free of charge:
New Warrant of Fitness
Registration/On Road Costs
Full Service inspection
We are a small family-owned business with over twenty year's experience in the industry. We are dedicated to offering an outstanding service to our customers. We understand the importance of purchasing your motor vehicle and strive to give expert advice in making your decision. We also offer you the additional security of being an AA assured dealership.
If you need a finance package, we are proud to offer a number of options with a range of leading financial institutions. We will find you the most competitive finance options that suit your individual needs. If you require extended mechanical breakdown insurance we have an excellent product in Provident, whether it be 12/24/36 months. For ease of payment we have onsite credit card and eftpos facilities.
We happily accept all trade-ins and are open 7 days for your convenience.
Free delivery South Island wide.
We have a strong focus on customer relationships and after sale support, so come down for a chat and experience the warm friendly service at Nigel Thompson Motor Company.


text:
Public Record from Sept. 20, 2013
-- CHRISTINE L. ROBBINS, 42, of 102 Madison Ave., Milton, at 6:49 p.m. Tuesday at home on charges of burglary, theft and bail jumping. She is accused of taking two guitars and selling them on Craigslist.
-- JOSHUA A. MESSIER, 18, of 177 S. High St., Janesville, at 2:55 p.m. Tuesday at the Rock County Jail on a bench warrant accusing him of failing to appear in court on previous charges of burglary and theft of movable property.
-- ANDREW V. DONALDSON, 18, of 920 Eisenhower Ave., Janesville, at 12:55 a.m. Wednesday, at the Rock County Jail on charges of burglary and theft.
-- RONALD E. CAMPBELL, 37, of 1327 Portland Ave., Beloit, at 5:08 p.m. Wednesday at Black Bridge Road and St. George Lane, Janesville on a bench warrant charging him with failing to appear in court on previous charges of seventh offense operating while intoxicated, operating after revocation and seven offense operating with a prohibited alcohol concentration.
Intoxicated driving arrests
-- ARON M. MILZ, 33, of 2903 Cortland Drive, Janesville at Wright Road and Enterprise Drive, Janesville at 10:11 p.m. Tuesday. He was also cited for drinking open intoxicants in a motor vehicle and possession of drug paraphernalia.


text:
Rilpivirine/Proton Pump Inhibitors Interactions
This information is generalized and not intended as specific medical advice. Consult your healthcare professional before taking or discontinuing any drug or commencing any course of treatment.
Medical warning:
Severe. These medicines may interact and cause very harmful effects and are usually not taken together. Contact your healthcare professional (e.g. doctor or pharmacist) for more information.
How the interaction occurs:
Rilpivirine needs some gastric acid to be absorbed. Proton pump inhibitors decrease the amount of acid in your stomach.
What might happen:
The amount of rilpivirine that is absorbed into your blood may decrease and it may not work as well.
What you should do about this interaction:
Let your healthcare professionals (e.g. doctor or pharmacist) know right away that you are taking these medicines together. Your doctor may want to change your proton pump inhibitor to another medicine. If your doctor instructs you to take a H2 antagonist (e.g. cimetidine, famotidine, nizatidine, ranitidine), take it at least 12 hours before or 4 hours after you take your rilpivirine. If your doctor instructs you to take an antacid (aluminum/magnesium hydroxide, calcium carbonate), take it at least 2 hours before or 4 hours after you take your rilpivirine. If you have any questions about how or when to take your medicine, ask your pharmacist.Your healthcare professionals may already be aware of this interaction and may be monitoring you for it. Do not start, stop, or change the dosage of any medicine before checking with them first.
- 1.Edurant (rilpivirine) US prescribing information. Tibotec Pharmaceuticals May, 2015..


text:
RSS Live Links is a browser-action extension to the Google Chrome browser that provides Firefox-like Live Bookmarks for subscribed RSS feeds, as well as a fuller function drop-down/pop-up list of feeds and items with full viewing history and dynamic, background, and update notification.
MediaCore is a media-focused CMS. It features rich video and audio support, YouTube/Vimeo integration, HTML5 video, support for the iPad/iPhone, podcasting, iTunes RSS generation, user-submitted content, an embedded media player, and searching. It is highly customizable. There is both a front-end for users and a back-end for administrators. Users can browse videos or podcasts. Users can search for videos by topics and tags. Users can upload videos to the platform; administrators can moderate newly uploaded videos. Administrators can add video, audio, or podcasts. A comment platform for moderation is built-in. Podcasts can be video or audio. It also has automatic iTunes feed generation, automatic RSS feed generation, and feedburner support.
Noostr is a content management system aimed squarely at social news networks. Sites like Reddit, Hacker News, and Digg are all social news aggregators, just like your Noostr site will be. People can sign in, submit news stories or ask questions, and everyone can vote for the best ones. Those top stories float to the front page and generate more traffic, more comments, and more votes.
The Imixs Workflow project offers a Java based BPM framework to build workflow management systems (WFMS) in a fast and easy way. The project provides different components and sub-projects that contribute to the development of workflow solutions in any kind of Java or Java EE application. The goal of this project is to offer an easy-to-use Java based technology with a focus on human based workflow. This means that the Imixs Workflow is typically applied to human-to-human workflow applications. But it can also be used for technical business process management solutions (BPM). The Imixs JEE Workflow is a full featured Workflow Management System (WFMS) based on the JEE specification. The project extends the Imixs Workflow API project to fulfill the requirements to a scalable, transactional, robust and simple deployable Java EE Workflow System. The Project provides different service components (EJBs) to be used in any kind of BPM application.
ThinVNC exploits HTML5 canvas to display a remote PC desktop without requiring any additional plugin, add-on, or installation of any kind on the client side. Regardless of the computer or mobile operating system, ThinVNC provides native, secure data transmission using HTTP and SSL. It includes a Presentation Manager and can be set up as a gateway to proxy other ThinVNC instances.
OpenNode Management Server (OMS) lets you manage OpenNode cloud nodes. It is packaged and deployed simply as a VM appliance onto an OpenNode host. Easy install and setup is provided via the local OpenNode CLI Utility menu. OpenNode Management Server is responsible for secure communication between OpenNode Cloud nodes via underlaying FUNC and libvirt infrastructure and provides a JSON-RPC API server for integration with possible GUI, WUI, CLI consoles and client applications or with other systems. OMS includes an AJAX Web Console with SSL secured VNC and SSH VM consoles for easy VM management in OpenNode Cloud.
A PHP-based FAQ system.
Displays a window that shows the status of a list of servers, NAS, routers, etc.


text: Millions of people flock to flea markets every year in order to find clothes, jewelry, home furnishings, antiques, and other merchandise. These busy markets are typically found outdoors in booths and under tents. Similar to a swap meet, flea markets allow people to find secondhand goods that may be difficult to locate in common retail stores. Nowadays there are online directory websites that assist you with finding local flea markets. Take a look at the key terms found below to improve your understanding of these markets.