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Make your mark on the world. Kids and Teens can find a ton of information about service and volunteerism.
This site is a great source of information on developing service learning programs, tool kits, resources.
National Youth Leadership Council (NYLC)
Encourages young people to create their own vision for making a difference in their community and provides them with the resources and support needed.
For more Youth Volunteer Links click here.
outh Volunteer Links
Contact Us
Bergen Volunteer Center
64 Passaic Street
Hackensack, NJ 07601
Helpful Links


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In a battle of electric vehicle sales between partner auto companies, Renault expects its Zoe electric car to outsell the Nissan Leaf. Renault's EV project director Thierry Koskas, in an interview with Automotive News Europe, cannot help but compare the Zoe and the Leaf, which are both five-passenger hatchbacks.
According to Koskas, the Zoe's main selling point is that it is laden with more advanced technologies for a lower price compared with the Leaf. The Zoe is also more compact that the Leaf; the former measuring 4,084mm in length and the latter at 4445mm.
Koskas noted that the Zoe sports some technologies not found on the Leaf, like the braking energy-recovery system, a heat pump, and a special series of energy efficient tires. Koskas said that the Zoe is a next-generation car, with its launch scheduled two years later than the Leaf.
Another key selling point of the Zoe is that it offers a maximum range of 210 km for a single charge, a relatively long distance considering that the Leaf could only be driven up to 175 km on a single charge. The Zoe has a typical range of 150 km in mild weather and 100 km in cold weather. Renault said that Nissan's rollout of the Leaf is helping convince European buyers that electric cars could also do what mainstream cars could do.
According to Koskas, the Zoe is being targeted to appeal to the needs of the mass-consumer market in Europe, with a starting price of only EUR15,700 in France. It will have the same pricing trend in most western European markets.
In comparison, it Leaf counterpart is almost twice as expensive, having a starting price EUR30,990 in France. The Zoe is expected to be the volume model among Renault's four-model EV range, which includes the Fluence ZE, Kangoo ZE and Twizy. Renault has allotted a 150,000-unit annual production capacity for the Zoe.
As the new electrical era of cars dawned, the designers of Renault's Zoe electric vehicle saw the opportunity to give the car an over-haul. With the primary creative proposals adopted, creating an tremendously drastic approach, minute steps were taken towards a more rational methodology.
Creating a key disruption in consumer customs, the conversion from internal combustion to electric power made its mark. To balance it all out, the styling of ZOE should not be too out-of-this-world. By aiming to design a car with variance while still mirroring formal cues of automotive design in its streaks and proportions, the brand made sure that this model will be eagerly accepted in the market.
Expressive and pure lines
With the captivating illustration done by Jean Sémériva, two crucial words directed his digital pen work: purity and sentiment. Purity can be found in the lines that give the impression of running the length of the car's body, and sentiment, in its alert, lively glamour. The car had a comforting and vibrant air with its compact, chiseled forms, 2,588 mm wheelbase and elevated waistline.
The ZOE is immediately recognizable as an EV
Straightaway, the ZOE is distinguishable as an electric vehicle, due to the blue effect of the Renault logo and headlamps and the blue dark-tinted windows throughout the range. Strangely seen on a production car, the tail lights are transparent with blue concentric trimming that turn red only during braking and when the lights are switched at night; making the general body colour seem more uniform.
An appearance that's friendly and appealing
With the arrival of Laurens Van Den Acker in 2009, major design changes were also made. Modifications were done on the front end to further emphasize the new brand identity. That's why ZOE features slender dual-halogen headlights and a larger logo, providing a stark contrast with the black grille. The broad smiling air intake have two dimples on both sides for the daytime running lights, giving ZOE a welcoming, attractive appearance.

subset: commoncrawl


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beautiful version of night and day
Yummy batiks!!
Very pretty, the colors are so soft.
I love the fabrics and colors you chose for this version. Beautiful
This was made for a dear friend battling cancer. Purple and lavender are her absolute favorite colors.
What a great quilt for your friend Jackie!
Very nice


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A NATIONAL landlord has hit out at Burnley people after one of his houses was deliberately torched.
Mr Mark Taylor of Taylor Housing, whose slogan is "Decent Homes for Decent People", rang the Express to voice his disgust after a terraced property he lets out in Waterbarn Street, Duke Bar, was severely damaged by fire on Tuesday.
The house was well ablaze with flames coming out of the windows when firefighters arrived at 6 p.m..
But when firefighters were tackling the blaze they were disrupted by a man and had to call police. It is believed the man was trying to get in the house to rescue his dog.
The 44-year-old, believed to be the tenant, had to be PAVA sprayed by officers and was arrested on suspicion of assaulting a police officer and public disorder. There is no suggestion he was responsible for the fire.
Mr Taylor said: "This fire is yet another example of the kind of unacceptable behaviour and type of people we have living in the Burnley area.
"We have houses all over the country but this is the worst area for us in terms of bad behaviour and arsons.
"Luckily, the tenant was out of the house at the time or it could have been a lot worse. This arson shows the complete disregard some people have for human life.
"We are one of the biggest landlords in the area and are doing our best to give people decent homes to live in. The damage to this house is extensive and I am now having to talk to my insurance people to sort it. It's about time the local authorities got a grip on anti-social behaviour in some parts of Burnley."
Crew manager Andy Coulston said: "The fire seems to have started in the front room of the house and appears to have been deliberate. Investigations are continuing.
"We used four breathing apparatus, one jet, two hose reels, two lighting units, two positive pressure ventilation units, and one triple extension ladder."
There was extensive damage to the downstairs of the house and smoke damage upstairs.


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Results of Tags "Mubarakan full movie todaypk"
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PREMIER Campbell Newman has confirmed more than 300 QBuild employees will lose their jobs by the end of today as widespread cost cutting continues.
Mr Newman said the State Government's construction and building maintenance business had 382 temporary, fulltime equivalent employees in March.
That would be chopped to 78 by the end of this month, he said.
"There will be cuts there and I'm sorry about that," Mr Newman told State Parliament.
"But I say to any hard working public servant that has lost their jobs, go and look up who the local Labor member was at the time, complain to them go and point the finger at them.
"Or better still, write your emails and letters to the leader of the Opposition, she's got 22 highly paid staff thereabouts, I'm sure they could take the time to reply to the letters."
Opposition leader Annastacia Palaszczuk said there were strong rumours up to 600 QBuild jobs could be lost, including apprentices.
She said the state's more than 200,000 public servants were suffering amid widespread job uncertainty.
"They can't sleep at night," she said.
"I've heard reports of people crying on buses going to and from work, crying on buses not knowing do they have a job to go to tomorrow or not.
"This fear and uncertainty, the climate that this Government is creating is simply not acceptable."
Originally published as QBuild to cut more than 300 jobs


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First, I would like to state that I consider myself to be a charismatic Christian, which basically means I believe that the Bible is the inerrant Word of God and believe everything it says including Mark 16: 17-18 "And these signs will accompany those who believe: In my name they will drive out demons; they will speak in new tongues; they will pick up snakes with their hands; and when they drink deadly poison, it will not hurt them at all; they will place their hands on sick people, and they will get well." I do not pick and choose certain parts that line up with my beliefs and discard those parts that do not. I have not always been a Christian and I have had to change certain beliefs since becoming one. For example, homosexuality, it was always my belief that if an individual was homosexual, it was fine with me as long as he didn't bother me. Since I have given my life to Christ, I now know this is a sin against God and it is wrong. Don't get me wrong, I don't hate homosexuals; I hate the sin, along with all other sin. Singling out a homosexual as a sinner while ignoring other sins such as greed, lust, sex outside of marriage, etc., doesn't make any sense to me. The reason why I'm saying all of this is that in today's society everyone is lumped into one of two categories; conservative or liberal.
The terms conservative and liberal are not easily defined. Conservatism by the classic definition is a term used to describe political philosophies that favor tradition and gradual change, where tradition refers to religious, cultural, or nationally defined beliefs and customs. Liberalism by the classic definition is a term used to describe political philosophies that favor individual rights and equality of opportunity such as principles of freedom of thought and speech, limitations on the power of governments, the rule of law, the free exchange of ideas, a market or mixed economy, and a transparent system of government. If one uses the classic definitions of these terms our founding fathers would have certainly been considered liberal while someone holding onto those principles would have to be considered a conservative. The leaders of the Reformation would have to be considered liberal Christians while those holding onto principals of the Reformation would be considered conservative Christians.
Today, a conservative Christian is considered to be more "old school" while a liberal Christian doubts the authority of the Bible and is more apt to leave out parts of Scripture that do not fit into today's society. If my religious beliefs have to be categorized into one of these two groups it would be conservative. Conservative in that I believe the Bible is the inerrant Word of God and is still applicable for today and always. Most Christians who consider themselves conservative do not believe all parts of the Bible are still active for today (Mark 16:17-18, 1st Corinthians 14:5&39 for example). Someone who was to speaks in tongues and lays hands on the sick praying for healing would be considered outside the norm and liberal in their beliefs. A Christian who believes miracles died out with the apostles and that tongues are "not for today" (even though this is clearly opposite of what the Bible teaches) considers himself conservative even though he is adopting a view which is not supported by Scripture. Now I know 1st Corinthians 13 states the tongues will cease when the perfect comes, but the perfect has not come yet. The perfect in no way is the completion of Scripture as some have suggested. Paul makes no mention of a New Testament being written. Jesus did not say 'for about the next 60 years these signs shall accompany those who believe . . . '. Jesus is the same yesterday, today and tomorrow. Jesus is not a man who lived two thousand years ago. He is alive today.
The problem Charismatics face today is that some of its leaders have drifted away from Scripture. Certain leaders such as Hagin, Copeland, Hinn and others have adopted teachings that are not supported by Scripture. I'm not saying that these are not men of God and that the Lord has not used them to reach millions of people, but if what they are preaching does not line up with the Word of God, it must be dismissed. It is our duty as Christians not to support teachings that do not line up with the Bible. We Charismatics have taken several black eyes as of late. Ted Haggard's escapades with a male prostitute and crystal meth, the beating Thomas Weeks gave his wife Juanita Bynum, Randy and Paula White's divorce and now Sen. Charles Grassley has launched an extensive investigation into the spending practices of Kenneth and Gloria Copeland; David and Joyce Meyer; Randy and Paula White; Creflo and Taffi Dollar; Eddie Long; and Benny Hinn. No wonder so many conservative Christians look at Charismatics with doubt in their eye. Some have stated that this is an attack by the devil on the holy Church; others have said this is an attack by God on the unholy Charismatics, but I think this is God cleaning up his Church. Luke 12:2&3, "There is nothing concealed that will not be disclosed, or hidden that will not be made known. What you have said in the dark will be heard in the daylight, and what you have whispered in the ear in the inner rooms will be proclaimed from the roofs." Hopefully, after God has cleansed the charismatic movement of its current heresies and greed, conservative Christians and charismatic Christians will be one in the same.


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You did some SERIOUS walking today!
Note to everyone else…
I'm in Nashville!
Here on business, touring hotels for FitBloggin'. I'm not sure I found a match yet but I'm having a blast checking out the area. It wasn't as "country" as we expected but Jen finally got her groove on.
Me? Not so much. Let's just say I'm a little bit Rock & Roll.
We plan on blogging more about Nashville on the travel blog later but in the meantime we posted for our 1-year Blogiversary! Click here to check it out.


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Bookcloseouts Canada: 50% Off Everything (Dec 26/27)
For two days only 26-27th December, 2011, save 50% off everything at Bookcloseouts Canada. This is a first time ever Boxing Day Sale from Bookcloseouts!
Starting at 9 am EST, get an additional 50% off the price of every single title available! This Boxing Day sale is exclusive to Canada only.
Always Time To Die by Elizabeth Lowell is one of the bestsellers at Bookcloseouts. Regular $24.95, this hardcover book is on sale for $1.99, making it only $1!
Another one I'd like to read is Anita Shreve's Body Surfing. The softcover book is regular $14.99, marked down to $4.99 and just $2.50 during the Boxing Day Sale!
When every title is on sale, you know it's a great sale and 50% off the already discounted prices just makes it that much sweeter! It's time to stock up your reading library for the new year.
[Bookcloseouts Boxing Day sales page, & Boxing Day dashboard]
TOPICS: Books Boxing Day Canada


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Govt dumps Seasprite choppers
The Federal Government has scrapped the Navy's ill-fated Seasprite helicopter program at a cost of $1 billion.
ELEANOR HALL: The Federal Government has scrapped the Navy's ill-fated Seasprite helicopter program, at a cost of $1-billion.
Defence Minister Joel Fitzgibbon made the announcement this morning.
The helicopters have been plagued with problems. They've never made it into operational service and defence chiefs did recommend that the project be dumped.
In Canberra, Sabra Lane reports.
SABRA LANE: 11 years ago, the Howard Federal government signed a contract worth $667-million, to buy 11 Seasprite naval helicopters.
They're now worth a billion dollars, given the millions the government's spent trying to fix them.
The helicopters unveiled in 2003, by then Defence Minister Robert Hill who described the choppers as arguably the most advanced maritime aircraft in the world.
Yet major flaws quickly emerged - they couldn't even fly simple operations and naval chiefs said they didn't meet the basic requirements.
Today, Defence Minister Joel Fitzgibbon cancelled the contract.
JoeL FITZGIBBON: Yesterday the National Security Committee of the Cabinet took the decision to terminate the Seasprite helicopter project after months of thorough examination, we've come to the conclusion, this is the only decent outcome for the Australian Defence Force and of course for the Australian taxpayer.
SABRA LANE: Allan Behm is a former senior defence policy official and now an independent adviser on strategy and risk.
ALLAN BEHM: I think it's about time for the Seasprite program to be killed off and to be buried. It has been an unmitigated disaster. Over a billion dollars has been spent on a capability which evidently would never be delivered and so I think it is time that we moved on and acquired a helicopter capability for the navy which will actually deliver to Australia what Australia needs.
SABRA LANE: How would you describe them? Could they fly at all?
ALLAN BEHM: They could fly but they couldn't do the sorts of things they were designed to do. They couldn't operate in certain sea states and in certain weather conditions. The field of vision for pilots was extremely narrow and restricted for night flying.
Altogether they were simply underperforming. I think much of the problem was that we chose a very old air frame in which we thought we might be able to build very modern up-to-date systems and that was simply impossible.
It will be very similar to deciding to buy a suit and then starting off with the coat hanger.
SABRA LANE: Former Defence Minister, and now Opposition leader, Brendan Nelson had recommended the project be scrapped.
NEIL JAMES: This isn't unexpected. The previous Mmnister for Defence in the Howard government tried to do this too and was rolled by Cabinet.
SABRA LANE: That's Neil James. He is the executive director of the Australia Defence Association.
NEIL JAMES: Well, it is about a billion dollars down the drain but that's the financial cost. The actual more important cost is the operational capability one. No matter whether the Seasprites are cancelled or not, there will be about a three year gap before we can get enough new helicopters to put on the frigate fleet and of course, the new helicopters are going to cost, you know, several hundred millions of dollars, possibly near a billion.
SABRA LANE: What is the solution, do we have to put up with three year gap? Is there anything we can do in the interim?
NEIL JAMES: You know, maritime helicopters aren't something you can go into Woolworths and buy off the shelf. Unfortunately, we are just going to have to put an order in and get some more and there is a time gap involved in that.
SABRA LANE: And Allan Behm says there are lessons to be learned.
ALLAN BEHM: We have got to have very, very much better approaches to the management of risk. I don't believe that there was nearly enough consideration given to the risk of this project at the very beginning. Of course, that is now a decade ago. I think we also have to have very, very much better weigh points in the delivery of these programs so that the taxpayers is not left with a huge bill years after the project is supposed to have been delivered. This thing should have been stopped about eight years ago.
ELEANOR HALL: That's the former senior defence department official Allan Behm, ending that report by Sabra Lane.
Author Sabra Lane


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WREN Kate Murphy has written a fascinating entry for the BBC blog on women and early BBC based on her forthcoming book Behind the Wireless: An Early History of Women at the BBC. Check it out.
- Programme for Sonic Cyberfeminisms is now online… May 2, 2017
- Call for contributions: SONIC CYBERFEMINISMS January 4, 2017
- New Article: "Innovation, women's work and the documentary impulse: pioneering moments and stalled opportunities in public service broadcasting in Australia and Britain" by Virginia Madsen January 3, 2017
- Australian Women in Radio online at the NFSA January 3, 2017
- Women hams ride the radio wave in India September 13, 2016
- alecbadenoch
- carolynbirdsall
- carolinemitchell2012
- cvaldigem
- gloriakhamkar
- Heidi Svømmekjær
- kterkan
- nazanhaydari
Women's Information Network of Europe
Atria Institute for Gender Equality and Women's History
- An error has occurred; the feed is probably down. Try again later.
- Ada: A Journal of Gender, New Media, and Technology
- AMARC-WIN: Women's International Network of AMARC
- European Television History Network
- Radio studies list
- Sound Women
- Stichting Mediavrouwen
- Tensions of Europe
- The LARM project
- Transnational Radio Encounters
- Women in Sound / Women on Sound
- Women On Air
- Women's History Network
- Women's Work in British Film and Television


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I bought some pomegranate molasses from a Middle Eastern shop the other day. The woman at the store told me she had 2 kinds and that one was sweeter than the other. She suggested I buy the more tart one for cooking which I thought made sense as I could always add honey or other sweetener, if needed. I made a bulgur with pomegranate molasses last night (NYT adaptation of a Claudia Roden recipe) last night and it was just okay. So I wanted to double check, since I've never seen recipes distinguish, which kind of pomegranate molasses do you use?
Also, I was going to try the muhammara (red pepper-pomegranate molasses and walnut dip) that Miss Claudy posted a while back. I have the list of ingredients but no instructions - am I meant to roast the peppers or walnuts first or do I just throw everything into a cuisinart as is?


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KIEV, UKRAINE - JANUARY 25: Vitali Klitschko, leader of the opposition political party Ukrainian Democratic Alliance for Reform, speaks to the crowd of anti-government protesters on Independence Square on January 25, 2014 in Kiev, Ukraine. After two months of primarily peaceful anti-government protests in the city center, new laws meant to end the protest movement have sparked violent clashes in recent days. (Photo by Brendan Hoffman/Getty Images) *** Local Caption *** Vitali Klitschko
- Copyright
- 2014 Getty Images
- Image Size
- 5760x3840 / 7.1MB
- Contained in galleries
- Maidan Protests


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By Emily Geiger
Well, I'd say from the news coverage over the last few days that the Tea Parties on Wednesday ruffled more than a few feathers.
I saw one news story about a pretty perturbed congresswoman who called these tax protests "despicable." And let me tell you, this woman knows despicable; she's lived with it every day for years.
You know, I get why she doesn't understand this. I mean, paying taxes seems optional for people in her family, so why should she care if other people are upset that they have to pay too much?
And then there is the story of all the irate cable news people who are trying to divert attention from the actual news story (that hundreds of thousands of people turned out to protest high taxes) by getting in the gutter and making sex jokes about the "teabaggers."
Yep, they're that desperate. And you know… those who talk about it the most are usually the people with the least to brag about, so I now know pretty much everything I need to know about David Shuster and Anderson Cooper.
Shouldn't Anderson be off covering some war zone while in a flak jacket? I miss the good old days when he was getting shot at.
And why do I get the feeling that Rachel Maddow really knows nothing about tea bags anyways? I mean, really, she's not foolin' nobody.
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The Zoom G2Nu guitar multi effects pedal takes the performance, tone and functionality of the incredibly popular G2 pedal and incorporates five more years of Zoom's engineering innovation. The ensuing G2Nu offers a variety of new and practical features along with enhanced ease of use, improved tone technology and patches created by legendary guitar virtuoso Steve Vai.
Zoom G2Nu Guitar Multi Effects Pedal Features
The revamping started with the drive sounds. Twenty types of guitar amps and stomp boxes offer finely tuned sonic qualities including gain settings and harmonic character. The Zoom G2Nu also features 100 preset guitar sounds, 10 of which have been created by world-renowned guitar master Steve Vai. Additional patches meticulously emulate famous rock sounds from the sixties and seventies as well as other famous artists.
The Zoom G2Nu can also operate as an audio interface, letting you record directly to a computer via the built-in USB port. Plus, Zoom's direct monitoring design eliminates latency problems and allows you to seamlessly capture any tone right on your favorite computer DAW. A large 1.9-inch LCD display and a new, more intuitive interface also allow easier navigation during both live and recording sessions.
Of course, the G2Nu still maintains the original features that made the G2 so popular: advanced ZFX-3 sound engine, 100 user patches + 100 presets, 83 guitar effect types, on-board auto-chromatic tuner, integrated drum machine and a host of other practical and inventive features. When it comes to expressive sound and premium performance, the G2Nu epitomizes the progress of Zoom's technical expertise and tonal proficiency.
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Copyright © 1996-2017 American Musical Supply, Inc. All rights reserved. American Musical Supply reserves the right to correct pricing and/or product specifications in the event of typographical errors found in our print catalog or on our website. If a product is listed at an incorrect price due to such errors or because of inaccurate information received from a supplier, American Musical Supply shall have the right to refuse or cancel any orders placed, whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, American Musical Supply will issue a credit to your credit card account in the amount of the charge.


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Hi,weight watchers online works for me. I normally don't have a weight problem,but boy the last deal with Prednisone did me in,normally I lose that weight fast,but last year did me in!! Plus I had a hard time losing weight on Humira,but I've lost 9 pounds in 4 weeks,and it's great because it's a point system,you can eat what you want/need as long as you stay within your daily and weekly allowed points.Oh,you need to exercise too,that can be the drag
Good luck
thank you all for your replies on this subject. it is greatly appreciated. it really shouldnt have to be this hard to lose weight for anybody not just crohnies but we cant have it all can we! if only we could order new bodies from the catalouge and have done with it!
My Doc also thinks my body went into "hoarding mode" I have finally stopped gaining at least!!! I just kept gaining and i would be starving cause everything I ate ended up in the toilet not long after.
I am extremely overweight and I am uncomfortable. for the last year i could not lose no matter what. I am almost off Entocort so I am hoping that will help.
It is hard when veggies make you sick and some other healthy items. I am trying though.
As for gaining weight, I think you can find a way. Extra fat foods, peanut butter, eating rich foods will add the pounds quicker.
I wish I had the problem of needing to gain weight. People are less critical of an underweight person than an overweight person (at least it seems that way). I have been teased called names and so much more. My hubby thinks I am over sensitive but I disagree.
I am at the point where I hide from cameras and won't even swim in the neighborhood pool. I don't even wear shorts anymore. I really want to change.
Karen (Karendee)
Diagnosed w/ Crohn's Disease March 2007 On 150mg Azathioprine (generic Imuran), Pentasa, & Entocort Switching to Humira June 2008 will wean off Pentasa and Entocort
Diagnosed w/ Fibromyalgia May 2007 also on Soma - Also on Prilosec for reflux.
Post Edited (karendee) : 7/15/2008 3:26:46 PM (GMT-6)
I understand that Crazy harry. People are cruel for any difference you might have. at least you don't have to worry about being too fat to fit in a chair or something like that. that sucks.
A lot of people also discriminate against fat people. I had a job interviewer do it so obviously I almost wanted to scream at him. there are good people that don't but I think the bad people out number them.
I guess people are hard on skinny and fat people both.
someone once made a pig sound when I walked by. That one hurt so bad and I don't eat a lot either. My 10 year old son eats more than I do. Also, my 8 year old son has heard a kid making fun of me for being fat. that one was the wost of all cause it hurt his feelings cause he loves me.
if people aren't talking about us because we are too fat, then they talk about us because we are too thin! can we ever really win with the "normal people".
why do they have to talk about somebody in the first place just because of the way someone looks? its like when i had to go on pred to get my crohns under control. i could see people staring at me because i had put weight on with the pred. i could just hear them saying " oh look how much weight she has put on, shes really let herself go" little do these people know that we are actually trying to do something right for ourselves but instead get slated for looking different.
we are seen as different wether we like it or not. in anything we do. jobs, social life everything and it shouldnt be like that. we get judged by our disease and nobody seems to care. of course friends and family understand,they all know and love us but its the people that dont. they are the ones to judge. and how dare they! what right do they have to treat us differently to anybody else! id like to see them live with crohns and see how they get treated. i know not all of us are the same, some of you have really good jobs with people that understand and accept you, but alot of us dont and all because we are different.
but were not different really are we. we are the ones who actually try to take care of our selves we dont abuse our bodies anymore because we cant. simple as that. but there are people out there that dont even give their health a thought and they are the people that make us feel bad.but why? thats the question. why do that to another person? i guess we will never know.
sorry for the vent but it gets me really angry that we have to put up with these people. its about time they woke up and realised that how they treat ill,over weight or underweight people is wrong. they have no idea.
Post Edited (angel88) : 7/16/2008 1:10:48 PM (GMT-6)


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Be careful what you wish for is advice well worth heeding. What initially sounds good often turns out to have incredibly bad effects when implemented.
And so it is with the "progressive" programs and political policies being offered up as the solution to America's financial issues and our citizens' general well being. The "progressives" have it all wrong when it comes to dealing with our country's financial problems and economic issues.
In fact, it's my view that the American "progressives" may well have a longer term existential problem on their hands. As the old saying goes, if you're doing the wrong thing, you're probably doing it poorly. And they definitely are doing the wrong thing to stimulate economic growth, jobs and financial stability in a 'balanced way.'
In other words, their 'balanced approach' apparently has resulted in their having dug themselves a deep hole from which there may be no easy or politically palatable escape hatch.
Taxing the so-called 'rich' and thereby fixing the financial problems in America has been the 'progressive' formula to achieve financial balance and solving the enormous problems assoicated with our nation's deficits and debts, high unemployment and too little economic growth issues.
Unfortunately for We the People, they have it all wrong. When raising taxes on the rich is presented as the only approach and answer to resolve our nation's financial, jobs and economic growth problems, the results achieved will be pretty much the opposite of those intended. Not only will ongoing deficits and the nation's debt levels remain unresolved, but the government's tax receipts will get smaller and its spending will go higher. As that happens, the job creation that we so desperately need and want will suffer at the same time. It's nothing other than a double whammy of bad news that the 'progressives' are proposing, in other words.
And the results will speak for themselves and hardly serve as a ringing endorsement for more 'progressivism,' either in our government policies or our progressive tax system.
So now let's review some revealing facts about how all this 'progressivism' is working, or better said, not working.
The Revenue Deficit From Progressive Tax Rates is subtitled 'The government now relies far more on fewer and wealthier taxpayers. No wonder revenues are lower:'
"The two policies that national Democrats blame for massively unbalanced
federal budgets—the Bush tax cuts and the wars in Iraq and Afghanistan—have been
largely repealed. Yet deficits are projected to average $700 billion a year over
the next decade before rising again to $1 trillion.
So as the Senate and House take up competing budgets this week, President
Obama and his congressional allies have renewed their demands for more revenue.
The claim is that taxes remain far below historical norms, despite the recent
rise in tax rates.
Well, yes, federal revenues have averaged only 15.3% of GDP over the past
four years, the lowest share in 60 years. But that did not happen because tax
rates are too low. Federal revenues are down because economic growth is too
This simple distinction is profoundly important. . . .
It is hardly news that revenues are lost during a recession or a weak
recovery. But these taxes do not have to be gone forever. As CBO reports on
previous recessions have shown, an average recovery can recapture lost revenues
and increase collections beyond their previously projected highs.
Unfortunately, America is experiencing nothing like a normal recovery.
Government figures show that payroll employment is still 2.9 million below the
pre-recession levels and 12.7 million below what a normal recovery would have
delivered. The average real income of every individual is $702 less today than
five years ago and $4,837 short of what an average post World-War II recovery
would have generated. Compared with 2007, federal revenues in 2012 are down 5%
nominally, and down 14% after inflation.
What is shocking is the degree to which federal revenues have underperformed
even for an underperforming economy; revenues have dropped by 2.7% of GDP since
Why? A more progressive tax code now leverages the negative impact of slow
economic growth. The share of all individual income taxes paid by the top 1% has
risen to 41.8% in 2008 from 17.4% in 1980—but almost two-thirds of the income
from the top 1% comes from nonwage income, including capital gains, dividends
and proprietor's profits.
Individual income taxes as well as corporate taxes are now far more rooted in
the shifting sands of volatile business income and capital profits rather than
in the terra firma of wage income that stabilizes payroll taxes. From 1960 to
2000, payroll taxes were never lower than in the previous year, individual
income taxes dipped only twice, and corporate taxes dropped 11 times. Since
2000, individual income and corporate tax revenues dropped five times, while
payroll taxes fell twice. Not only do revenues from individual tax returns drop
more often now. They fall more severely, with recent collapses of 14%-20% versus
the 3%-5% range before 2000.
Yet if the economy improves, federal revenues can surge. . . .
By consistently pushing for higher tax rates on top earners, and tax credits
and lower rates for lower- and middle-income earners, Democratic tax policies
have unintentionally left the government dependent on the prosperity of
upper-income taxpayers. Since the current recovery is so dismal, revenues have
The country's fiscal condition thus poses a choice for Democrats. They can harvest a
great deal of revenue by making peace with a profitable and growing economy and
with those productive individuals who create such an economy. Or they can
embrace new taxes on both upper- and middle-income earners that will restrain
economic growth. The latter course will make it harder and harder to raise the
revenue that Democrats demand to fund the government they love."
Summing Up
The point is simple. The so-called 'rich' individuals pay 41.8% of the individual income taxes, up from 17% in 1980.
And the kicker is that two thirds of their taxable income doesn't come from wages but rather from investment related income.
Thus, as their investment income suffers due to the weak economy, it has a negative ripple effect on the remaining vast majority of the people whose income consists of mostly wages and salaries.
And as jobs and income for those other than the so-called rich suffer as a result of a weak economy, their income shrinks and the nation's overall tax receipts are negatively impacted further.
Then as the government knows best gang proceeds to raise taxes even higher on the "1%" to achieve better 'balance,' the investment income of the so-called rich will shrink again. And so on.
The "tax the rich a little more" idea, albeit politically popular, is a loser for the progressives and the rest of us as well, but how will the progressive politicians ever explain that to the vast majority of We the People? That's the real question that needs answering.
And if the progressives don't somehow find a way politically to switch gears soon and change direction, we're all in for a real long slog and an unnecessarily weak economy, as well as a jobless and deficit ridden one at that.
And for a long time, too.
That's my take.
Thanks. Bob.


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Onestopenglish newsletter05-Jun-2009
Onestopenglish Web Editor, Lucy Williams, writes:
We're launching two new series in this packed June edition of onestopenglish. Fun with grammar, by Jill Hadfield, is a collection of games to practise individual grammar points.
And our exams author, Russell Whitehead, has written a series of six lesson plans for Bulats, the Business Language Testing service, which we will publish monthly. The lessons feature real questions and audio from the Reading and Listening tests and the first set is free for all onestopenglish users now.
Finally, our soap opera, The Road Less Travelled, is coming to an end! Vote in our poll to influence the season finale:Should Sal marry Rich? You decide!


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Founding Mothers: Portraits of Progress, Through March 31, 2017
For the entire month of March, women important in the history of the area will be honored in a special exhibit called Founding Mothers: Portraits of Progress by local artist Hilarie Couture. The exhibit will be on display at the Visitor Center, located at 1501 E. Evergreen Blvd, Vancouver, WA 98661. Couture is an accomplished portrait artist, and the exhibit will feature several portraits of local women, including the debut of new works honoring women of Fort Vancouver.
The artist will give a short talk to open the exhibit at 1:00pm on Saturday, March 4, 2017 at the Visitor Center.
In this video Ms. Couture talks about her portrait work and her approach.


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Office Cubicles California
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VideoHive Couple At Sunset 6022454
Stock Footage \ People
Couple \ Solutions \ Website \ Request \ Special \ Standards \ Whenever
Stock Footage - Couple At Sunset 6022454 by XnitroX @ VideoHive
Stock Footage \ People
Playful Young Couple At the beach.4 Super Slow Motion Shots captured at 240fps.
Similar Clips.
Always trying to keep it fresh and up to date.
Visit our website
Our team will make sure to offer you new ideas and solutions that meet your standards & needs whenever you have a special request. Get in touch with us.
Alpha Channel: No; Looped Video: No; Frame Rate: 29.97; Resolution: 1920x1080; Video Encoding: H.264; File Size: 875mb; Number of Clips: 1; Total Clip(s) Length: 1:30.
Social Marketing Explainer; Young Woman Using Phone In The City; Woman In The City; Talking On Cell Phone; Urban Life; Woman Talking On Her Cellphone; Female Student Doing Homework At Library.
Keywords: beach, couple, dating, embracing, flirting, love, passion, romance, running, sea, sensuality, sun, sunset, walking.


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I shop at George Watts right next door, and I stopped in here simply out of curiosity and I was surprised by all the truly unique items they offer!
All reviews seem positive
From family friendly trips with kid friendly activities to local plumbers lawyers, spas, and contractors. Judy's Book has millions of listings and reviews for the best and not so great. Whether you're looking for a specific business or just trying to discover great places we make it easy. We're a family oriented site focusing on bringing trusted reviews and recommendations to moms and others. Green and Sustainable places are becoming more relevant to Judy's Book users, have a favorite place? Write a review and tell users why it's Green!


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Lewis Complete Auto Repair
ReScore Reviews™ (1)
100% Would Recommend
Latest Review 3 days ago
Review for Lewis Complete Auto Repair
Brian T. on 12/14/2015
Brian said he found nothing wrong with the service provided by this business. They were friendly and followed up promptly.
Vehicle: Dodge Pickup
Category: Service
Service Date: 12/08/2015
Review Created: 12/14/2015
This review was collected via phone interview by Customer Research Inc.


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What are the judges looking for?
The key things the judges are looking for are the impact on your franchisees and what you have achieved as franchisors. What exceptional support have you given and what effect has this had on your franchisees' businesses? Remember, franchising is about a mutual relationship, so don't forget to show it!


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summer doxology
glorify mornings
but take the small hours to
praise each other
This entry is starting the third year of this blog. Since 6 Aug. 2012 it has been visited by 11.393 guests which makes ca 15 a day (best ever 327). It has been followed by 311 readers, to whom go my many thanks.
The most visited post was the photo-poem round dance https://adabrowka.wordpress.com/2013/12/23/round-dance/ (664 readers, many reblogs), because it has been featured on Freshly Pressed.
I started in Polish, now it is English and Polish. Most of the posts are photo-poems or photo-stories.
In the Menu you can find the lists of the main streams of this blog.
Very nicely photographed! I can never seem to get good close ups of flowers like this.
With macro mode on your camera close-ups from one inch are possible, you only watch the focus.
Splendid flowers of ipomées, nice photographic work. Thank you for the division.
Beautiful end of evening.
And the night, not to forget the nights, I'm working till ca 3 AM 🙂
Beautiful images, Ada.
Worth paradise
These pictures are amazing! What camera do you use?
Thanks for your comment and reblogging. Your admirationn goes to the camera Sony DSLR A200 with MACRO SAM lens
Reblogged this on The Angel Above Us.
Beautiful! Niezwykłe ujęcia! 🙂
I'm working through the night, for breaks I take a draft red winte on the terrace, looking around. So I noticed when the morning glories growing in a pot start to open up their calyxes.
A Very Beautiful collection, my Dear Andrzej! You work very hard indeed! Hearty Congratulations and Regards.
Czytanie nie hańbi...
Anomalie życiowe
Der Watchblog für Desinformation und Propaganda in deutschen Medien
Profesjonalny grafik - Warszawa - tel. +48 720 831 961 | email@example.com | Graphic Designer UX Freelancer |
Cuando Lo Pequeño Se Hace Visible...
Wszystko, co nie pozwala przejść obojętnie...
Polsko obudź się, czyli ludzie nie bądźcie biernymi obserwatorami rzeczywistości!
fotografia przyrodnicza ~ dzika przyroda Rosji
Exploring our Medieval Past and Present
Assistant Professor of English at Boston College
Andrzej Dąbrówka (IBL PAN)
a network for scholars, students and practitioners
poezja autorska Jagoda Wróblewska Grzesiak
Watching leaves falling of the Poetstree


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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
Recreation Banner Sponsorship ProgramThe Township of Moorestown, Department of Parks and Recreation will lease banner space yearly to the Moorestown Youth Athletic Clubs and Groups. If an individual or business is interested is purchasing a banner please contact the following groups for further information:
1. Moorestown Youth Baseball Federation – Anthony Villari, email@example.com for Pryor Park and Walter Maahs Field (aka Lenola Field)
2. Moorestown Soccer Club – Keith Omlor, email@example.com for Wesley Bishop Turf Fields and Memorial Field
3. Moorestown Lacrosse Club – Chris Oatway, email@example.com for Wesley Bishop Turf Fields
4. Moorestown Youth Football Association – Drew Drangula, email@example.com
Banners for Wesley Bishop Turf Fields


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It's Bones with a retro twist!
Some of TV's most lauded stars grace our screens this week, creating a thoroughly confusing web of indiscretions masking a killer's true identity. Back at the Jeffersonian, our squints' own shenanigans raise more eyebrows, and our key couples have some big decisions to make about their futures.
With Oscar-nominated June Squibb and Emmy winners Hal Holbrook and Ed Asner rounding out the cast of shifty octogenarians at the center of this week's mystery, 'Old Dogs' really was an embarrassment of riches in legendary talent. The story itself wasn't particularly noteworthy — it is standard fare for procedurals — but in the short time we got to spend with these folks, they sure left their mark, not unlike John Ratzenberger and Millicent Martin in their memorable turns as conmen (conpeople?) a few years ago. (I wouldn't mind an update on Bill and Evelyn. I hope they get conjugal visits.)
Asner played the go-to man of ill-repute with typical aplomb (I'd be lying if I didn't say he reminded me a little of Max, though), and Squibb as the focal point of the senior-citizen love triangle was amusing— she's right, you don't mess with a granny and her bridge time. (This has been made clear to me in no uncertain terms, grandchild visits be damned.)
Holbrook's portrayal was the one that struck me the most, though. Granted, the writers telegraphed his guilt early on with Booth's immediate kinship with the army vet (because, Booth) and melodramatic "fall" when the agent's prying questions hit too close to the mark, but that only made his eventual arrest all the more painful. I found his confession scene in the hospital heartbreaking, demonstrating rare gravitas amidst the absurdity in the rest of the story. The sorrow in his face was palpable as he admitted his anger over his former friend's misdeeds, and we are so lucky to be able to get performances like these in one-off roles this late in the game.
The B-story in this episode certainly left us with some food for thought about the show's long-term couples. It felt like old times watching Brennan instantly deduce that her best friend was late for work not due to a "wheelchair malfunction," but rather for an early-morning tryst, just like Angela has gleaned from her in the past. Curiously, Angela revealed not only that she and Hodgins were the best they'd been since his accident in the bedroom department, but that they've also put the family expansion card back on the table. I'm glad that we're returning to some of these threads that have been dangling for the last few seasons, and it's a natural step given how things have calmed down for everyone recently.
I also liked that it led Brennan to consider whether she and Booth wanted to have another baby, as once more it appeared like a realistic offshoot when your circle of friends are in their childbearing years. That being said, I found the vasectomy argument between the Bs a little off-putting, because I felt like I was watching a '90s family sitcom and not a show often noted for some of its progressive attitudes. Booth vehemently standing against having the procedure, despite the fact that he and Brennan were in agreement over being done with adding to their brood, absolutely jarred, since his reasoning effectively amounted to "just because." Frankly, I found the agent's attitude to be downright immature on the subject, and I was a disheartened that it seems like everyone sided with him, including Angela. (I'm with Brennan— did he think the doctors would actually be cutting something off?!) At least Brennan nipped that in the bud by reminding her that she and Booth did plenty of sinning before marriage so he can't be that hung up on the religious justification.
On the other hand, despite my personal dislike for the message being conveyed (by a grown man who should definitely know better), I did like that it made Brennan analyze her motivations, and question whether she was really ready to call it quits on the baby-making after all. She isn't so much "not not trying," since she's decided to still use birth control, but I can appreciate that she didn't want to make a rash permanent decision, though I admit that I could see how it could seem like she was "giving in." Her closing words on the matter, though, displayed quite a zen— that all the best things in her life, like her friendship with Angela, her partnership with Booth or her subsequent family happened without being planned, so she's okay leaving this one up to chance (or fate), too. Those are heady words coming from the Brennan we met in season 1, who relied on controling her life instead of living it, so maybe she was onto something last week about this wisdom coming with age.
Lastly, Cam and Arastoo also faced some heavy discussions of their own regarding their family planning. Cam was famously and adamantly child-free, until she adopted teenage Michelle when her father died in season 4, and she's been content with their life. However, I think it was important that the show acknowledged that Arastoo is now in the mix, and his dreams of becoming a father needed to be addressed too. I like that Cam maintained that she didn't want to give birth, but when Arastoo voiced that he wished to adopt, specifically given how many orphan refugees need homes these days, I thought it demonstrated why these two finally feel like a real couple. Again, while I would selfishly love to see a child-free couple exist on TV without the need to be "fixed," I recognize how important it is to show individuals having these kinds of conversations maturely and thoughtfully. I hope for their sake that their plans work out, too.
Bones seems to be drawing the roadmap beyond the airwaves after its finale. As usual, I've run out of space for this week's callbacks, of which there were a multitude. (Should that be a weekly feature?) Which ones did you catch?


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Druid Peak Trailer (2014)
28 March 2014 Adventure, Drama 111 mins
A troubled teen is sent to live with his estranged father, a park ranger. During his time there, he develops an unusual affinity with and passion for the wolves in a local pack.
Watch the official Druid Peak 2014 trailer in HD below or find more Druid Peak videos on Vidimovie.


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New to asthma advice hints and tips please
I am quite new to this, as my 13 months old daughter was only confirmed as asthmatic couple of days ago. However, I believe the doctors did not recognise it earlier, because I thought the symptoms were always quite clear. She was always a very sicky baby, later confirmed as lactose and milk intollerant. She always coughs, always has a blocked nose, her nights are broken with coughing and she's always tired. When you put a hand on her back or chest you feel it all rattling and whizzing when she breaths in or out.
She has been a good sleeper until recently, when she started waking up a few times at night with cough and difficulties with breathing. Yesterday she had for the first time a very bad attack, when she was sleeping in her buggy on the bus, all over sudden she got all dark red and puffed up, coughed really violently and made sounds like she's vomitting however, all it came out was a thick green mucus.
She calmed down after a couple of minutes after undressing, cooling down and propping up in my arms. It was quite scary though!
The worst part is her inability to sleep at night. She was prescribed an inhaler with a face mask, we are collecting it today from trom the pharmacy and will try to start it tonight, but I just cannot see her taking it in without pinning her down and forcing her to do it. Which obviously will upset her even more.
I read your comments and advice but most of them relate to older children, in the situation you can cooporate with them, teach them to breath slowly and explain the reasons behind the inhalers.
How can you work this through with such a small person?? How to help her to sleep at night better??? Is it better to keep it cool or warm room?
Can anyone who's been through a similar situation with a baby give me some advice.
It's a pretty scary experience, must admit.
moderator message: hello and welcome foxmonika, you will see I have altered the title of the post. Please don't think you have done anything wrong it is just the title ""help"" freaks people out a little sometimes. Bex


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Articles Archive for March 2008
Discover the Behavioural Economics
The stock market expert and speculator André Kostolany once said that it´s better to study psychology than economics if you want to make money on the wall street. To explain what Mr. Kosolany meant with this assertion I want to show you a little example.
Imagine we trow a coin nine times, the first time we do that we receive the array of numbers (N) and heads (H) of N-N-H-N-H-H-N-H-N . The second try returns the sequence N-N-N-N-N-N-N-N-N.
So the question is which array is more probable? And if we look at the sequences most people would say that the first one is more plausible, the answer however is that they are stochastic equal. But what has this to do with investing? Well this little example tells us much about how people think. We are trying to see pattern where no patterns are, there are many people who have the same way of thinking by picking their stocks they try to see patterns. This is called representativeness heuristic and is one of the basics of behavioral finance.
The psychologist Daniel Kahneman got the Nobel price in 2002 for proving that irrational behavior in investment decisions can be attributed to special parts of our brain. In his experiments he lay probates in a MRI and asked them different questions about money. For example he asked if you would prefer to have 100 Dollar now or 110 in 4 month? The results of the tests were impressing, always the probands decided for getting the money immediately especially the hind brain was activated. When the probands decided for getting more money later the cerebrum made this decision. In the end Mr. Kahneman could prove that a large part of of investment decisions was controlled by mechanisms which originate from a time of eating and being eaten. Fight, attack and escaping are behavioral patterns which influence us till today. So our brain is thinkable improper for investment decisions, we build on the same mechanisms which also reptiles use for their daily life. But if you realize that you can really benefit from the manners of the others.
Search for opportunities in crises
This article is definitively not about trading or here to animate you to buy risky stocks. But I want you to become aware of the great opportunities you can come across in the actual crisis. Just take a look at Bear Stearns. After it dropped to $5 something, it recovered in a few days to $10 something. That's 100% in 5 days for buying the stock, not considered buying options or something. I admit, that's a very risky example, but I wanted to show how fast it can go. Usually it takes some time for a turnaround. Additionally, I think you have to be a trader to recognize such a chance like Bear Stearns and actually buy in. But we are real long-term investors here and do only buy if the story, earnings etc. are going to change in the next years.
It's a crash! Hurray!
Stocks just got cheaper on one single day, let's celebrate! No seriously, OK, you lost some money, and I am sure you lost some because I assume that you are fully or partly invested, but that's not the end of the world. We are long term investors and sell when the market is hot and buy when everybody sees apocalyptica coming. Over a long-term period of 10 years you surely will see market declines a few times, so do not be shocked. Crises and recessions also kill weak companies which cleans up the market and could be considered as good for investors. However, do also never ever try to predict crashes, that's just not possible, nobody can predict the market. But you have to be prepared.
Good companies at a cheap price
Good companies at a cheap price, that's what we are looking for. But when it's the best time to buy such companies? Surely not when the stock market is totally hot and the p/e ratio is 30 or more. In this case you have to wait for a market decline, so you can get a good price. Super-investors like Warren Buffet just wait for such opportunities to come (there is a reason why he had this billions in cash). Also, investors from the Middle-east and Asia bought shares of big companies in the US and Europe. The pros do it and so can you.
You should always have excellent companies on your watch-list that you want to buy, but the price is to high. If the story didn't change, crises can make this stocks cheap because of panic on the stock markets and you can profit from it. You buy cheap and sell high in a few years after the market recovers and the stock price is again much higher than the real value of the company.
But remember: Always be careful and do not try to catch a falling knife! You have to know what you do, so do proper research first.
The Intelligent Investor by Benjamin Graham
The Intelligent Investor by Benjamin Graham, is a book which characterized the way many people think about the stock markets like no other book ever did before. Warren Buffett once called it "The best book for investors which has ever been written". Probably this book also shows his point of view and perhaps without it he wouldn´t be that rich today. The author Benjamin Graham was Buffett's teacher on Columbia University and the things he though and wrote down have remained valid until today, which nearly resembles a little wonder in the permanent changing economic world.
But what is it that makes this book so unique, that even the richest man of the world calls it his favorite book? First of all we can say that the author was a really brilliant man who together with David Dodd. He discovered that markets are irrational and you can profit of it. Today this is also known as value investing and can, if you adopt it correctly, make you very rich.
The book is structured in 20 chapters, which respond to nearly everything you need to know to become a professional "intelligent" investor. Especially the difference between an investor and a speculator is one of the central points of the book. Other emphases are the margin of safety, and things which train you to make your own decisions and to build up the self-discipline you need for that. The only disadvantage of the book is that there isn´t said much about techniques of the share analysis, but for this area Benjamin wrote another book with the name "Security Analysis".
So, I really suggest you to read this book, because it´s probably the best one which has ever been written about investing. Seriously.
Invest in a house before you invest in a stock
Before buying stocks, you should ask yourself a very important question first: Do I own a house or apartment?
Investing in an own house is never a bad idea and you do not have to be a pro to buy a good one. It is the one good investment that almost everybody manages to make and should make. Millions of real estate amateurs have invested brilliantly in their houses and so can you.
A house is an investment just like a stock, but there are some heavy differences. An obvious one is, that a house usually does not go bankrupt or brings you big loses like stocks. OK, a house can burn down, but what are insurances for? In real estate there are no daily fluctuations like in the stock market, so you will usually not wake up one day and face a decline of 20%. And even if it happens, you still have that nice roof over your head, right?
Another advantage (I assume) is that you always lived in a house or apartment, so you know what you want, what it should be like and certainly know when something is wrong. But most of all, it is a big decision and you have to plan the investment first. Amateur investors tend to buy a stock after considering it just for a few minutes. Big mistake. You surely will not buy a house unless you know everything about it, especially if your money is limited. You also can not sell your house as fast as you can sell stocks.
Of course, you need money first to buy a house. Again, buy a house first, after that buy stocks. Do not live on rent. After 10 years living on rent you have nothing. Nada. Instead save your money, move to a cheap apartment and try to buy a house as soon as you can. The banks let you acquire it for 20% and give you the wonderful power of leverage. Just assume the value of your house increases by 5% a year. This means, you are making a 25% return on your down payment, just think about it for a while. And do also not forget the taxes, I am not an expert, but you can surely save taxes too.
Finally, you can make a nice profit by buying and selling houses over your life. You usually start with a small house or apartment and pay it off. This will take some time and when it is payed off, you sell it and by the profit you can afford a new, bigger house. If you have the money, you do not sell the first house and make profit by renting it. This generates passive income to pay of your second real estate. Than eventually you buy your third real estate, a big house for your family and the children, for example. After 20 years, the children move out and the house is to big for you, so you sell it once again and buy yourself a house on the beach and enjoy your retirement. Isn't that a wonderful scenario? It is!
How long will the gold rally go on?
Whats up with the commodities? For 8 months gold, oil and raw materials were running from one record to the next one. I think if somebody had told me that you will pay 100 $ for one barrel oil and 1000 $ for one ounce gold in 2008 I would have assumed him to be crazy. But now through the kindness of the weak dollar caused by the financial crisis we have achieved this values and especially gold seems to be the safest harbour against the crisis-ridden financial markets and inflationary threads. So I ask myself how long can we trigger this harbour ?
In 2006 the German Professor Dr. Max Otto anticipated a Gold-price of 2000 $ per ounce in his book "The crash comes". First of all he mentioned that in 1980 we payed 852 USD for one ounce sounds less but if you allow for the inflation you get a price of 2200 USD which is 1200 Dollar more than the current stand. Another fact is that till now we just found 135000 tons of gold on our earth. This amount had place in a cube with a page length of 20 meters, and since 1942 there had been no year in which the gold-reserves were growing more than 5 %. So the thing is that the world´s current estimated gold demands amounts 4000 tons per year. However the production capacity just amounts 2500 tons so we actually got a deficit in supply of 1500 tons a year which boosts the price. Also has to be said that the Chinese population is allowed to buy gold since 2002 which wasn´t so before, this again requires extra 36 tons every year. The last reason is that in times of a crisis the gold price always exploded like in 1971-1974 or in 1977 -1980 when it quintupled even though analysts predicted gold would keep on falling in price.
Although these facts are very interesting the current situation at the gold market should be watched very carefully, the break away of the demand of the jewelry industry (the gold-imports of India recently felled of 90 %), and possible sales of the banks of issue could theoretically cause a downward movement.
Note: Normally markets fall faster than they rise and that and the risk that they do this grows everyday so watch your gold.
The Richest Man in Babylon by George S. Clason
This article is a book review about the book The Richest Man in Babylon by George S. Clason. You can buy it on Amazon.com for $6.99 and we really recommend it, because it will teach you some important basics of personal finance and how to build financial wealth. In a nutshell, the book dispenses financial advice through a collection of parables set in ancient Babylon. Through their experiences in business and managing household finance, the characters in the parables learn simple lessons in financial wisdom. Nevertheless, modern people can easily understand and identify with the various situations and learn from the timeless wisdom about money, that is as relevant today as it was back then. Overall, this is a great book to learn how to deal with money and build wealth and how to bend streams of wealth flowing towards you. If you have an income, you can build wealth and get rich.
According to the book cover, more than two million copies have been sold.
Some lessons you will learn in the book:
- A part of all you earn is yours to keep. It should not be not less than tenth, no matter how little you earn.
- Counsel with wise men. Seek the advice of men whose daily work is handling money. Let them save you from such errors.
- Learn to make your treasure work for you, make it your slave. Make its children and its children's children work for you.
- Opportunity is a haughty goddess who wastes no time with those who are unprepared.
There will be also some articles on WorldFinancialBlog.com about the lessons of this book soon, because in our opinion the book provides valuable lessons which are worth to learn. They worked for a lot of people, so why not for you too? We can adopt the philosophy of ancient Babylon one to one to our own lives today. The eons of time have crumbled but the wisdom of Babylon endures.
The Dot-com Bubble 2.0
In times when every third 14 year old boy founds his own web-design, -programming or -optimization company, when 20 year old guys earn one million dollar by selling links on www.milliondollarhomepage.com, I ask myself, is it really possible that there appears another web bubble?
You think this two examples above are impressive? Look at Mark Zuckerberg, a 23 year old ex-Harvard student, who founded a community with the name Facebook, which estimated worth is 15 billion dollar. He is 23 and created this value within 4 years! Other examples are Myspace, Youtube or FEEDBurner, all sold for several hundred million dollar. But what is the difference of this companies to the dot-com companies of the year 2000? First of all, most dot-com companies where listed at the stock markets and had curious business concepts like selling vegetables via Internet. The companies of the Web 2.0 generation earn their money with ads.
So when you recognise that the world wide advertising market had been taxed with more than 400 billion dollar in 2007 this valuations could be plausible. But the problem is that these Internet platforms have no true customer loyalty and experts predict that these communities and platforms will be replaced by new ones during the next 5 to 10 years. So in my opinion we can definitely speak about a bubble cause these new Web 2.0 companies do not earn the money they should and probably won´t ever do.


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text: In business, you have to be honest with yourself. For us, that meant reviewing the tools and equipment we own, and comparing it to what we need. Turns out, we have enough tools & equipment for a company about 2x our size! So, we're working thru the slow process of consolidating our tools, and selling whatever we don't need. Without further ado, here's the next item on the chopping block: This is a 1999 Jeep Cherokee Sport that we purchased used in the Fall of 2008. Honestly, we purchased this as a run-around vehicle for our assistant, and for our guys as needed. Well, its been used, but rarely. Unfortunately, since I didnt purchase this new- and I havent personally been driving this every day, I dont know as much about it as some of our other vehicles. I will list everything I know about the vehicle- but I would strongly encourage any interested parties to stop by to take a look at it it is a used vehicle! The basic facts: 4 Door Sport Model 4.0 I6 Automatic 4x4 162,7xx miles Power windows, doors, tilt, CD No warranty Notes: Hitch is included. We had the rear springs rebuilt- just in case we used this for hauling (which we never ended up needing it for). The paint looks good from a distance, but up close you can see some small rust spots on the roof. The tires are fair, but not amazing- if we kept it, theyd be bigger!  The heater core should be replaced; no visible leaks, but I can smell it, so I suspect it (not our first Jeep). There is no shimmy, shake, or pull, but I hear something from the front end- Id guess its either a brake pad rubbing gently, or perhaps a u joint. I would expect SOMETHING to be needed with the next inspection. Its inspected (PA), and thats current till the end of November. There is some evidence of wear & use (stains on the seats, a few small dents/scratches, etc.). KBB lists this Jeep as $3,600 in good and $3,100 in fair as listed above in the notes. Wed like to get over $2,200.00 for it, but Ill entertain any offer (cept tree-fiddy). Also, Id be glad to make it available locally for a test drive or inspection at a local mechanic of your choice, just let me know. We are asking less than what it should be worth, because I dont know everything about it- and I anticipate that something will need to be replaced at the first inspection (that u joint and/or heater core)- and I felt it was appropriate to price it accordingly. This Jeep has served us well in the limited capacity we've used it- and rather than keep sitting, Id like to see it start making someone else some money. Thanks guys! ~Matt


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New Delhi: Asian Centre for Human Rights in its report, "Arunachal Pradesh: Not the Chakmas/Hajongs but other non-tribals pose bigger threat to indigenous peoples", today stated that Chakmas and Hajongs of Arunachal Pradesh who had migrated from erstwhile East Pakistan during 1964-1968 do not pose any threat to indigenous peoples of Arunachal Pradesh. The issue of Chakmas and Hajongs posing a threat has come to spotlight following the Supreme Court judgement on 17.09.2015 to implement its 1996 judgement which had directed to process their citizenship applications. Not a single application has been processed since 1996.
The report of the Asian Centre for Human Rights stated population of Chakmas and Hajongs was 14,888 Chakmas/Hajongs during 1964-69 only increased to 47,471 persons as per 2011 census i.e. 218% in 47 years. In comparison, the population of other non-tribals such as Adivasis, Assamese, Nepalese, Muslims, Marwaris, Biharis etc in the State increased by 955% during the same period i.e. from 36,614 persons in 1961 to 3,84,435 persons in 2011 as per the census.
"If the population growth were to pose a threat to indigenous peoples of Arunachal Pradesh, Chakmas/Hajongs surely do not pose a threat to the local indigenous peoples of Arunachal Pradesh. It is the non-Chakma/Hajong general population whose populations have been increasing rapidly. A total of 47,471 Chakmas and Hajongs cannot pose a threat to 13,83,727 persons of the State as per 2011 census". " – stated Mr Suhas Chakma, Director of Asian Centre for Human Rights.
Providing details of proof that the Chakmas and Hajongs are minorities in the three districts and four assembly constituencies they are settled, Asian Centre for Human Rights stated Chakmas are currently settled in three districts of Arunachal Pradesh i.e. Namsai, Papumpare and Changlang while Hajongs are settled only in Changlang district.
As per 2011 census, Namsai district had population of 95,950 persons out of which the total population of the Chakmas was only 4,523 persons. In Papum Pare district, the total population was 1,76,573 persons out of which the total population of Chakmas was 2,065 persons. In fact, the populations of the Muslims in Papum Pare district were 6,148 persons i.e. 300% more than the population of the Chakmas in the district. In Changlang district, the total population was 1,48,226 persons out of which the total population of the Chakmas/Hajongs was 40,883 persons.
The Chakmas/Hajongs are settled in four out of 60 Assembly constituencies of Arunachal Pradesh i.e. 49 Bordumsa-Diyun and 50 Miao (ST-Scheduled Tribe) in Changlang district; 46 Chowkham (ST) in Namsai district; and 14 Doimukh (ST) in Papumpare district. As Chakmas/Hajongs are not listed as Scheduled Tribes, they cannot contest the reserved seats for STs i.e. Doimukh (ST), Chowkham (ST) and Miao (ST) Assembly Constituencies. In any case, the Chakmas/Hajongs are minorities in all these constituencies with 2,065 Chakmas out of 60,021 total population in Doimukh (ST) Assembly Constituency; 4,523 Chakmas out of 21,995 population in Chowkham (ST) Assembly Constituency; 10,383 Chakmas/Hajongs out of 44,875 population in Miao (ST) Assembly Constituency. In Bordumsa-Diyun (General) Assembly Constituency, the Chakmas/Hajongs population is 30,619 out of total 61,051 population in the said Assembly Constituency.
In comparison to the Chakmas and Hajongs, other general population of Arunachal Pradesh i.e. Adivasis, Assamese, Nepalese, Muslims, Marwaris, Biharis etc are majorities in three districts and four Assembly constituencies.
As per 2011 census (1) in Papumpare district, non Chakma/Hajong general population i.e. Adivasis, Assamese, Nepalese, Muslims, Marwaris, Muslims, Biharis etc was 57,292 against Chakma/Hajong population of 2,065 persons; in Namsai district, other non-Chakma general population was 59,937 against Chakma/Hajong population of 4,523 while (3) in Changlang district, other non-Chakma Hajong general population was 53,465 against Chakma/Hajong population of 40,883 persons.
As per 2011 census, constituency wise, (1) in Doimukh constituency, out of total 60,021 population, non-Chakma/Hajong general population was 15,583 against 2,065 Chakmas/Hajongs; (2) in Chowkham, out of total 21,995 persons, non-Chakma/Hajong general population was 11,681 against 4,523 Chakmas/Hajongs; (3) in Miao constituency, non-Chakma/Hajong general population was 15,955 against 10,383 Chakmas/Hajongs; and (4) in Bordumsa-Diyun constituency, out of total 61,052 persons, non-Chakma/Hajong general population was 21,468 against 30,619 Chakmas/Hajongs. It is pertinent to mention that only 1500 Chakmas/Hajongs have been included in the electoral roll so far in Bordumsa-Diyun constituency so far.
"The total population of Chakmas in India as per 2011 census was 2,26,860 persons with 96,972 persons in Mizoram; 79,813 persons in Tripura; 2,032 persons in Assam; 466 persons in West Bengal; 106 persons in Meghalaya (as per Census 2011) and 47,471 persons in Arunachal Pradesh. As the Chakmas are recognized as Scheduled Tribe in Assam, West Bengal, Meghalaya, Tripura and Mizoram and there is no reason for the Chakmas from these States to migrate to Arunachal Pradesh where the Chakmas do not enjoy Scheduled Tribe status." – further stated Mr Chakma.
Further, the potential for increase of other non-Chakma/Hajong general population of Arunachal Pradesh like Adivasis, Assamese, Nepalese, Muslims, Marwaris, Biharis etc is more because of the absence of labour force from indigenous peoples in the State in ever increasing tea industry and infrastructural projects. There were 42 registered Tea Estates, eight Tea Factories and seven Bought Leave Tea Factories in the State as on July 2013 while hundreds of small unregistered tea gardens are abound. All the labourers are Adivasis. Almost all the businesses are controlled by non-tribals from mainland India including Marwaris, Biharis, etc and in Bordumsa Town polling area in Changlang district, out of total 857 voters, 646 are non non-tribals as per 2015 Electoral Rolls.
If the Supreme Court judgment dated 17.09.2015 is fully implemented, it shall mean processing the citizenship applications of about 7,000 surviving Chakmas/ Hajongs who migrated during 1964-69 and whose age is at least 51 years considering the migration took place in 1964. Majority of them are old and fragile, too poor to pay the fees of Rs 5,000 to process the citizenship applications and majority will die soon. Citizenship has almost become meaningless in the twilight of life.
Obviously, processing citizenship applications of about 7,000 Chakmas/Hajongs cannot be a threat to indigenous peoples of Arunachal Pradesh considering the migration of more than 7,000 non-Chakma/Hajong general population in the State every year in search of jobs, business and work in various infrastructure projects.
"Even if processing of citizenship has become almost infractutous for majority of the Chakmas/Hajongs who migrated during 1964-1968, it is still required. Deprived of citizenship or any other identification, many are being denied the freedom of movement – buying a flight ticket or train ticket or checking into a hotel requires identification issued by the government. Nothing could be more humiliating than not having any documentation to prove who you are!" –further stated Mr Chakma.
Asian Centre for Human Rights lamented the decision to further delay integration of the Chakmas and Hajongs by filing review and curative petitions to the Supreme Court judgment dated 17.09.2015 to process citizenship applications. Instead of resolving the problems, the Union of India and the State of Arunachal Pradesh want to drag the problem for political benefits. There is no legal or moral ground to file review or curative petitions. [Ends]


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Manhasset Florist and Greenhouse
25 Orchard St, Manhasset, NY, 11030, USA
25 Orchard St,
Manhasset ,
About Manhasset Florist and Greenhouse:
Manhasset Florist and Greenhouse in Manhasset are experienced florists. Order flowers online for same day and next day delivery. We deliver floral arrangements for any occasion throughout Manhasset, NY area.
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Chosen and arranged special collection party in flowers in a suitable container a vibrant mix the freshest blooms
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Fresh mix with lemon lilies and orange roses in a clear glass vase. A customer favourite, the florist will choose the best blooms of the day
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Finest Dozen Roses
A striking ensemble of a dozen stem roses delivered in a complimentary vase
12 Red roses with a foliage, delivered in a Vase. vase can differ from one displayed customer has been notified of this.
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Contact Us
Contact Us
St. Barnabas Episcopal Church
929 East Centre Street
Portage, MI 49002
(269) 327-7878
E-mail: email@example.com
Website: www.stbarnabasportage.org
Sunday service is at 10:00 AM. Coffee fellowship follows.
The church is on the north side of Centre Street between Westnedge and Lovers Lane.
Sharon Marzolf, Senior Warden
Derek Quinn, Treasurer & Clerk
Michelle Fakler, Vestry Member
Mark Littel, Vestry Member
Fi Spalvieri, Vestry Member
Website: www.stbarnabasportage.org
St. Barnabas Episcopal Church is part of:
The Episcopal Diocese of Western Michigan www.edwm.org
The Episcopal Church www.episcopalchurch.org
and the world-wide Anglican Communion www.anglicancommunion.org


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Category: Event Results Written by Edward Walz Hits: 1697
Total Fight Challenge held a phenomenal night of fights, and all the fans were talking about the action as they left the Willow Brook Ballroom, in Willow Springs, IL. Team No Comment's Dinisio Gilbert retained his Light Heavyweight Title in convincing fashion, with a first round knockout of challenger Frank McMullin. Gilbert stuffed an early takedown attempt by McMullin and after the two separated, Gilbert landed a combination and a heavy left hook that sent McMullin to the canvas. Gilbert pounced on his opponent landing several strikes before the fight was stopped.Dinisio Gilbert retains his title, defeating McMullin for the second time.
The co-main event was one of the most exciting fights that I have witnessed in a while. Otis Brumfield (16-6) took a fight within the last couple of days against Eric "The Red" Rasmussen. Rasmussen (9-1) is one of the best 155 pound amateur fighters in the area but Otis came to fight. Brumfield attacked with a flurry of punches catching Rasmussen with a big left hook, sending him backwards towards the cage. As the two fighters exchanged knees, it appeared that Brumfield's knee landed a little low. The referee halted the onslaught of Brumfield and Rasmussen would get time to recover. I wasn't sure that Rasmussen would be able to continue as he was writhing on the ground in pain, but Rasmussen is a true warrior and the fight continued. Brumfield went on the offensive again landing some more shots taking the first round in convincing fashion. The two fighters battled in the second with Rasmussen having an edge against the cage and was able to control the majority of the action on the ground. Both fighters exchanged punches to start the third round in this exciting fight. Rasmussen could sense that Brumfield was starting to tire, so he started to work on the body. Brumfield attacked with a flurry once again but Rasmussen covered up well. Brumfield started to drop his hands a bit. Rasmussen threw a left hook and as Brumfield leaned to his left, Rasmussen delivered a crushing right head kick, with his shin making full contact to the face of Brumfield. Brumfield was out before he hit the canvas, Rasmussen moved to follow up, but the referee intervened, stopping the contest. A scary moment as Brumfield had to be taken off on a stretcher. It was reported that Brumfield was ok after the fight and didn't want to have medical attention. This was the knockout of the night, as Rasmussen improves his record to 10-1. This was a fight that people will be talking about for weeks to come.
Another great fight was between Team No Ego's Brian Akins and Southside Knockout's Dan Bravo. The two fighters battled for three rounds in a close fight. Akins threatened with an armbar in the first round and it was Bravo doing some ground and pound in the second. The third saw Akins getting a takedown in another close round. The decision was left to the judges and it was a split decision victory for Dan Bravo who remains undefeated.
Quite a few fighters kept their undefeated records this evening, Team Genesis's Brandon Toler defeated a tough Paul Amos via unanimous decison to pick up his second victory in the last month and now is 2-0, also improving to 2-0 is Garfield Thompson. Team Top Notch's Ryan Berry improves to 5-0, Team No Comment's Ray Bunker and Tomek Zwolen picked up their first career victories. John Weinert, of Elite Training Center improves to 4-0 with a win over Dave Gallegos.
Joe Goytia put on a great show and a special thank you to all the fighters who entered the cage to test their skills, while providing the fans with an awesome show!! There was a lot of young talent on this card, I anxiously wait for the next card on September 21, 2012.
Diego Cruz def Stonewall McCuiston via TKO (strikes) 1:32 Round 2
Garfield Thompson def Mike Hammel via TKO (strikes) 1:17 Round 1
Jimmy Welter def Alejandro Lemus via submission (rear naked choke) 2:47 Round 1
Chris Gutierrez def Dominique Wilson via unanimous decision
Ryan Berry def Alonzo Fuller via submission (triangle) 1:53 Round 1
Tomek Zwolen def Anthony Gonzalez via submission (neck crank) 1:28 Round 1
Brandon Toler def Phil Amos via unanimous decision
Dan Bravo def Brian Akins via split decision (29-28, 28-29, 29-28)
Ray Bunker def Brandon Schleder via Dr stoppage after round 2
Josh Maestri def TJ Nestor via submission (neck crank) :34 Round 1
John Weinert def David Gallegos via submission (guillotine) 2:36 Round 3
Co Main Event
Eric Rasmussen def Otis Brumfield via KO (head kick) 2:10 Round 3
Light Heavyweight Championship
Dinisio Gilbert def Frank McMullin via KO 2:37 Round 1