text:
Better Care Delivery
Healthcare no longer happens at a discrete point or place in time. It is ongoing and centers around the patient.
With our population health management solutions, you can successfully exchange information across the healthcare continuum and improve quality, outcomes and performance. And ultimately, enable providers to give better care for their patients.
Encourage individuals and families to become active members of the care team
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To truly improve quality and outcomes, industry visionaries know they must equip care teams to engage patients more directly and consistently—through ongoing communication, better education and regular interaction. Patients, likewise, understand the power of becoming increasingly involved in their care. An Accenture survey of more than 1,100 U.S. patients, in fact, found that:
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Dr. David Nash is internationally recognized for his work in outcomes management, medical staff development and quality-of-care improvement. He was named the Founding Dean of the Jefferson School of Population Health (JSPH) in 2008. This appointment caps a twenty-year tenure on the faculty of Thomas Jefferson University. Dr. Nash is also the Dr. Raymond C. and Doris N. Grandon Professor of Health Policy.


text:
To upgrade from any previous 3.0.x release, simply upload the files inside the attached tar file over existing files (7-zip is just one of many tools for tar files). After this is done, run http://mybaseurl/force_upgrade.php and choose to clear caches.
Alternatively, if you are running 3.0.7 or higher, you may copy the URL of the attached tar file, and feed it into the http://mybaseurl/force_upgrade.php script on your website to allow it to automatically extract the files; then use the script to clear caches.
For more details, see our upgrading tutorial.
Fixes have been made to the following issues (Described in more detail):
- Several WYSIWYG editor problems fixed
- Many chat system fixes
- Fixes for Internet Explorer
- Other minor bugs fixed

subset: commoncrawl


text:
Martin M.wrote a review of Rossignol BC X11 Backcountry Touring Ski Boot on December 17, 2015
Watch the Sizing (metric) & Application
Chart states size metric 46=13 US. Evidently not so for this boot. Used with Rossignol 188 tele's, perhaps the square toe 75mm binding uses up some additional space? But, combo of improper size and top of boot cutting across my legs is/was enough for me. Boots make all the difference in your backcountry ski experience <period>. So I'm continuing to look and will buy from backcountry.com again and again because of their superior customer service and standing behind their products.


text:
At Planhouse we know that finding and buying the house plan that fits perfectly to your family's needs can be difficult. There are millions of house plans out there and it is easy to be overwhelmed with all the options you can find on line. You may not know which way to go or who to ask if you have a question.
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Our mission at Planhouse is to help each client find and buy their perfect house plan. Through using Planhouse's 32 years of experience, we can help cut through a lot of the red tape that may be holding you back from finding the house plan that best fits your needs.


text:
denver breeze
K ∅ E T R ― D M 7 9 m r
Skip to content
DR-235 MkIII
ID-51A Plus
On the Road
"Nothing behind me, everything ahead of me, as is ever so on the road."
― Jack Kerouac
Safety of life and protection of property...
"No provision of these rules prevents the use by an amateur station of any means of radio communication at its disposal to provide essential communication needs in connection with the immediate safety of human life and immediate protection of property when normal communication systems are not available."
― FCC Part 97 Rules & Regulations : Subpart E : Sec. 97.403
The Amateur Radio Emergency Service® (ARES) consists of licensed amateurs who have voluntarily registered their qualifications and equipment, with their local ARES leadership, for communications duty in the public service when disaster strikes.
SKYWARN® is a volunteer program with between 350,000 and 400,000 trained severe weather spotters. These volunteers help keep their local communities safe by providing timely and accurate reports of severe weather to the National Weather Service.
CERT curriculum addresses disaster preparedness for a variety of hazards and trains participants in basic disaster response skills, such as fire safety, light search and rescue, team organization, and disaster medical operations. CERT volunteers can assist others in their community following a disaster when professional responders are not immediately available to help.


text:
Blogging Tips
1-Begin by choosing a clean, neat layout. Something that is easy to navigate and easy on the eye. Flashy bright colors may throw some people off and they may click the back button real quick. A simple, yet elegant header is important. Font size shouldn't be too small or too large. Your style defines you and gives readers an idea of what you're all about by first impressions.
2-Too much of something can distract a reader, therefore they get out of there and don't have time to deal with all the chaos. If you have too many widgets, apps, music players, etc....it overwhelms the site and gets in the way. Choose what you like wisely. If it doesn't need to be there, get rid of it.
3-Create an about me and contact page. It's important for people to find out about you. We wanna know who we're dealing with. And if we have questions, we want to email you.
4-Make sure your settings fit your layout. Don't let the pictures over lap into the sidebars. Set the width big enough to support your photos.
5-Make sure a subscribe button is easily found.
6-If you're looking to gain readers (aka followers) be sure your Follow with GFC can be seen within a matter of seconds. People want to see it near the top of the page.
7-Post lengths. If your posts are way too long, chances are people will not read and click the back button. It's true. Let's face it. 1 out of 10 People reading your blog have time to read a 20 minute post. Writing is a wonderful thing and we want people to read. Make it a post, not a book.
8-Break up the posts into paragraphs. A bunched up post with a flood of words tied together puts strain on the brain. Separate into paragraphs and mix it up with photos.
9-Include photos. I personally love a ton of photos. Some people don't. But put a mix of photos in your posts and you'll be good to go. We don't want to hear about the handbag you just bought without seeing what it looks like. Your description isn't good enough. Show it off.
10-Make a button. A snazzy one so people can share you.
11-Comment Love. Yes. It's that important. If someone is kind enough to stop by your place, leave a sincere note, then return the love when you get a chance. Ps: Try switching to POP UP in your comments settings because there is a glitch with embed below the post comments and people are having a really hard time showing the love.
12-Turn Word Verification OFF. It's a nuisance. Blogger NOW puts your spam in a separate folder under your comments. NO NEED to HAVE it ON. Turn OFF-You'll get more comments! We Promise.
13-Google Ads. Really. Do you think you are going to make a bazillion dollars. Because more than likely if your blog is being viewed from Networked Blogs or any other referring sites, You won't get credit. They will. It's messy and so not needed. Especially in between your posts. annoying!
14-Don't be rude and leave copy and pasted comments. When visiting a blog, be respectful enough to actually read their post. Leave a sincere comment about their writing, photography. Tell them where you are coming from if you are new to their site. Do Not Leave Comments asking For Follow Backs. It makes people feel very uncomfortable and they won't even bother to check you out. If you go about it the right way, more than likely they will follow you back and that makes for good friendship. Leaving comments such as: "Hi I'm your newest follower from the blog hop, please come follow me back." is extremely rude and inconsiderate. We don't encourage that and you should be smart enough to know that it's just plain ignorant. People don't like that. We're here for building more than just a follow. We're building a community where people feel comfortable in meeting friends and reading new fabulous blogs, not too feel pressured to follow everyone just to clog up our readers. We're strongly authentic.
15-Join blog hops and communities. Get involved. Don't be afraid that everyone is like a #14 {many are but there are a lot who are not}. It's okay to jump in on things that someone else started. Some blogs are too demanding on the rules but many are laid back and here, we require nothing of you to join our hops{except #14}.
16-In regards to #14 and #15: If someone stops by your blog from a hop and leaves such a comment {and it bothers you}, ignore, delete and move on. The authenticity of their own blog is not worth your time. Shameless Self-Promotion Deserves no recognition.
17-Post often. Posting everyday throughout the week is recommended. It's okay to take breaks, we all need them. But for the most part try to update the blog.
18-Guest Post. It's a really nice thing to be a guest once in a while. And allow others to be a guest of yours. If you're going to be on vacation, look for some guests ahead of time and schedule those posts while you are away.
19-Link. Linking back to sites and other blogs is a must.
20-Exaggerating and Sarcasm is okay. Lying is not.
21-Be real. Say whatever it is that you want to say. It's your blog. People fall in love with you for who you are not what you pretend to be.
22-Remember that a successful blog doesn't happen overnight. It takes work. Sometimes as much as a full time job. So be patient in growing your numbers and get out there as much as possible.
Please take a moment to read and scroll through all of our Tips Posts. They are informational and from our e-course, we've even added to them, so we hope you enjoy. If you want any posts about anything, please don't hesitate to email us and we'll be happy to get the post out.
98 comments:
- Katie said...
Thanks, these are great tips! Calamity Kate
- December 3, 2010 at 9:02 PM
- AubrieAnne said...
This was so helpful. i'm going tog o make a few changes right now!
- December 7, 2010 at 12:29 AM
- Alida said...
just read through these again... so helpful!!
- December 16, 2010 at 10:33 AM
- Crystal said...
Great tips. As always, you are super helpful!!
- December 16, 2010 at 2:26 PM
- Jackie said...
Hi there! Following via Twitter! Love your blog and these tips! I totally agree and wish some of my fellow bloggers would come by and read these!
- December 17, 2010 at 1:50 PM
- shah wharton said...
Mine is way too much I know - its me though - clutter it hoarder ;) I WILL sort out though. Great tips. LOVE this blog! X
- December 22, 2010 at 10:16 AM
- Splendiferous Girls said...
Thank you for the great tips. Love your blog and the blog hops.
- December 27, 2010 at 7:31 AM
- April said...
Great tips!
- December 29, 2010 at 7:52 PM
- Simply Stacie said...
I just found your blog and love it!!! Do you have a way to subscribe by email? I usually do most of my blog reading by email and would love become a subscriber!
- December 30, 2010 at 7:01 AM
- No. 7 said...
Great tips! I must admit that I haven't been super involved over the past month...especially after your great feature of my blog. Those darn holidays got in my way! Thanks for your hard work and support for all of bloggers! Happy New Year everyone.
- December 30, 2010 at 8:07 PM
- Missy said...
I've noticed that hosting a giveaway has been helpful. I am glad I get to give back to my readers because they delight me with their comments!
- January 3, 2011 at 11:56 AM
- Isabelle said...
Great and very helpful tips, thank you! I'm still new in this blogging world so your tips will be a great help to me...love FTLOB=)
- January 4, 2011 at 9:39 AM
- -Mallori said...
Thanks for the tips! It's made me want to clean up my page quite a bit!
- January 4, 2011 at 1:22 PM
- Slidecutter said...
Appreciate the tips! Just when you think you know everything the realization that there's still much to learn hits home!
I'm so enjoying what I've been reading here while I get my blogging-feet wet!
Again, thanks!
- January 4, 2011 at 1:28 PM
- Alex said...
Awesome tips!!! Love your blog!!!
- January 5, 2011 at 8:35 PM
- Katherine ( Katie) Corrigan said...
great post,hugs!
- January 6, 2011 at 5:46 AM
- Whitney said...
Soooo useful (especially for a new blogger like me!) Thank you for taking the time to put these together :)
- January 6, 2011 at 3:28 PM
- Rita ♥ said...
Really apreciatted all the tips, as a new blogger i really needed this! thank you :)
- January 6, 2011 at 4:30 PM
- thefancyflea said...
Thanks for the excellent tips! ♥
- January 6, 2011 at 7:06 PM
- b. lee said...
good stuff *
- January 9, 2011 at 8:34 AM
- Kirstin Marie said...
Great tips! Thanks! It also definitely helps to have a set of tabs or a menu bar so you can declutter your main page, and put other information that people may want to see (groups you are involved in, faq, outfits, photography, etc).
- January 10, 2011 at 11:22 AM
- olfa said...
Amazing tips.
Thank you for sharing them with us
- January 10, 2011 at 5:49 PM
- 30ish Mama said...
Thanks for the tips, they are very helpful, especially #14. When I found those comments on my posts I didn't like them, but I thought that's how things are done in the blog world. Glad to see you taking a stance against it!
- January 10, 2011 at 10:41 PM
- Jaimie said...
i really liked this!
- January 11, 2011 at 2:30 AM
- Veronica said...
Wonderful tips!
- January 11, 2011 at 10:19 AM
- buttaflybytes said...
Useful tips! Thank you!
- January 11, 2011 at 8:08 PM
- Alexia said...
Really useful! Thank you guys so much, I am definitely going to put some of these tips in action. x
- January 12, 2011 at 12:42 AM
- NequiaCovv said...
great tips!
- January 12, 2011 at 2:06 PM
- Hockey Wife said...
I especially like No. 20. Be Real.
Lately, I've struggled with some of my content because while I want my blog to grow, I don't want to sell out. It's about my life, not promos and giveaways. I've also struggled with honesty, in that because of the subject matter of my blog, I have to be careful in what I say. I want to 'keep it real' with my readers about what this lifestyle is like - the good and the really, really bad too. But if I write about the bad in the wrong way, I can get myself into trouble since there are people who know exactly who I am.
At the end of the day, I am just trying to stay true to who I am.
- January 13, 2011 at 5:36 PM
- Iggy said...
Thankyou for sharing the great tips!!!
- January 15, 2011 at 10:44 PM
- Kelly-Ann aka hijab-beegirl said...
I love your blog and the 21 things listed here. It's so straight forward and I like straight forwardness :D
Thank you for the blog hops to. I am able to meet nice people from around the world and join their sites to.
Have a blessed 2011!
- January 16, 2011 at 4:08 PM
- Leonuh! said...
This post is awesome! Really helpful! I came across you guys on scenicglory.blogspot.com/ (Another awesome blog!) and it's so pretty and helpful!
Thanks guys!
- January 17, 2011 at 10:09 AM
- Vi said...
What a great blog and thank you so much for hosting the hops/link ups. I love the list of tips you have composed and already see some areas where I can use some improvement. I am your newest follower and I plan on being back often.
- January 20, 2011 at 5:03 AM
- Jessica said...
FTLOB is great!!! Thanks for the tips! :-)
- January 23, 2011 at 9:56 AM
- SM said...
I'm guilty of saying "please follow me back" - I am a newbie to "following" etiquette. Thanks for the tips, and I will be back here to visit.
- January 23, 2011 at 6:16 PM
- Alida said...
just read the new ones... thanks for keeping us all in line and helping us to grow as bloggers!!
- January 23, 2011 at 9:08 PM
- Mommy said...
I'm so excited to have found your blog! Thanks so much for sharing these great tips.
Tania a.k.a "MoMmY"
My Adventures in Mommyland
- January 25, 2011 at 6:21 PM
- Monica said...
Thank you for the tips! I am new to blogging and learning all of the proper etiquette. Thanks for laying out for us new to the blogging world.
- January 26, 2011 at 6:58 PM
- Sam said...
Awesome tips! and awesome community! :)
- January 26, 2011 at 11:14 PM
- happy moments said...
amazing tips. thank you
- January 28, 2011 at 12:39 AM
- from the Bluebird said...
Thank you so very much for all the great tips :0)
- January 30, 2011 at 11:26 PM
- Keri said...
Wonderful advice! I have already changed a few things on my my blog! Thank you!!
- January 31, 2011 at 7:18 AM
- Rhonda said...
Thanks for the truthful tips! I recently started adding more photos to my posts and my blog already has an improved overall aesthetic. Great advice! :)
- February 3, 2011 at 6:59 PM
- ALELY said...
thank you for the helpful tips!
- February 4, 2011 at 7:18 AM
- kidswonderart said...
I just came across your blog from a Sunday blog hop. I'm so glad I found you. Your tips are awesome. I've been blogging since '08 but do not post everyday due to schedules and I'm trying to find my voice so I'm holding back.
I hope that your tips will help me to get on track and find my niche/voice.
Thanks so much for hosting and all the helpful tips,
- February 5, 2011 at 8:12 PM
- Shellsea said...
This is really useful. I am greatful for the straight-forwardness of this guide. I can say I have taken away quite a few good lessons just from this post.
- February 10, 2011 at 1:47 PM
- Michelle, Frank, Dolce and Baby! said...
Thanks for the "guidelines" being new to blogging it seems that a lot of sites have a lot of "rules" to follow in order to join them!
- February 10, 2011 at 4:48 PM
- Our Little Bubble said...
breath of fresh air! these tips rock and are very helpful. I wish I had found them a couple days ago :) I got a couple of those.. follow me, I'll follow you comments just today.. I was a little shocked. but I feel better after reading your advice!!
- February 10, 2011 at 6:03 PM
- Jenna said...
Great tips and very helpful! Thanks for the guidelines!
- February 12, 2011 at 4:25 AM
- Faith said...
GREAT tips!! Especially love the last one. Building a blog takes a LOT of time!! But it's so rewarding :)
- February 15, 2011 at 2:33 PM
- Jennifer said...
Very helpful tips!! I too am encouraged by the "Be real" one. So new to all this! Thanks!!
- February 19, 2011 at 8:39 PM
- RJDesignHut said...
Some fantastic tips! I just got rid of my Google ads, I've made 3 cents so far you know. lol
My tip today is make sure all your links work properly and do a spell check before you push the publish button.
- February 20, 2011 at 8:44 PM
- ashley said...
Without wanting to sound like a suck up... This is SO me! So glad I found you ladies! xx
- February 21, 2011 at 4:06 AM
- Jackie Ladner said...
Thank you so much for the wonderful information. I am so happy I stumbled upon your blog tonite.
- February 22, 2011 at 8:35 PM
- Mari S. Wilbur said...
Wonderful tips, many of which I haven't seen anywhere else.
- February 24, 2011 at 10:04 AM
- Caleb said...
Good stuff! Especially about turning off word verification... sheesh. Come on, people.
Newest follower... follow me back!
Just kidding. If you even try and follow I will immediately ban you. Okay, that's not true either. But what is truth? Hey look over there! ::scurry::
PS great tip on commenting- I comment on EVERY blog I read. It takes like 5 seconds- seriously. Just do it.
(Don't sue me, Nike!)
- February 24, 2011 at 2:19 PM
- Caleb said...
I think I'm going to check out every commenter on this page and see if they turned their word verification off.
- February 24, 2011 at 2:26 PM
- Caleb said...
Ok, I didn't have time for all of them but I did just read through 7 people's blogs.
Good blogs, but disappointing results in relation to #12. WORD VERIFICATION OFF!
Kids these days...
1 blogger had them off:
6 still had it on:
And yes, I have this kind of time! (That and I read/type quickly).
I feel superior now, since I have all but 1 of your rules down (I don't have a button). PS what the heck do buttons even do? I tried googling it but the results were inconclusive.
Okay, I'm going to get some actual work done now.
Right after I google this one last thing...
- February 24, 2011 at 2:41 PM
- Emily said...
wonderful, wonderful tips!!!! they are ones I try to live by and feel they really do WORK!!! the more you post the better for sure :)
- February 24, 2011 at 7:44 PM
- Jennifer said...
So glad I came back and read these tips through again! And figured out the mystery of why Caleb made a comment on my blog!! Thank you Caleb! And in honor of you (and these awesome tips) I turned word verification off!
- February 26, 2011 at 8:22 PM
- Heather (The Menu Mama) said...
This is a great post, and it was so fun to read all of the comments. It is frustrating when people do #14. I would love to see a tip on how to increase comments on my blog (other than commenting on others' blogs, which I do). I have lots of readers but very few comments, I would love to know how to get more feedback.
- March 1, 2011 at 7:05 AM
- Katie of Chicken Noodle Gravy said...
Awesome post! As a relatively new blogger, this is the kind of information I definitely need. I'm off to turn my word verification off now. :) Thanks for the great information!
- March 18, 2011 at 5:24 AM
- S[a]M said...
Ah, this is great! I couldn't agree more. Makes me feel good to know other people view all of this the way I do. I'm definitely joining! :D
- March 19, 2011 at 8:01 PM
- Stacey said...
thanks for all of the great tips, it's awesome seeing it IN FONT, rather than guessing. This experience can be completely overwhelming at first, but it's totally something i heart!! <3
stacey @maple bacon & beavertails
- March 21, 2011 at 2:22 PM
- anne said...
Wonderful tips for bloggers new and old! I'm especially fond of rule #14--there is nothing more annoying than the "I follow back!!!"
- March 22, 2011 at 2:33 PM
- Caleb said...
Jennifer, sorry I read this so late, but you just made my day.
See that people?
Word verification off!!!
Though, rather than get extra annoyed, I've decided to just screen capture my favorite "words" for a later post. Got some good ones.
Caleb out.
- March 23, 2011 at 3:20 PM
- Lazy Mondays said...
Thank you for these great tips, I learn a little bit more every day!
- April 3, 2011 at 5:06 PM
- Martha Smith said...
I love this post, the tips are very helpful. You have a great blog and I look forward to being a part of your community. Thanks
- April 8, 2011 at 7:17 AM
- Jen said...
Thanks for posting. I have made it my personal checklist. I am very new to blogging, and thank God there are great sites like this one to help me, or my computer might have ended up on the front lawn.
- April 13, 2011 at 6:42 AM
- country living said...
Hi! I am new to blogging so don't laugh! But how do I make a button for my blog?! I just can't figure it out! Thanks!!
- April 19, 2011 at 5:36 PM
- Sinea said...
Help! How do you make a button? I can do a jpg easily but I have no idea how to come up with the html! Someone help me please? It's so frustrating to know nothing about html.
- April 21, 2011 at 10:58 AM
- Sinea said...
Comment Luv is WONDERFUL. My site is hosted by Blogger, as is FTLOB. How do I add Comment Luv? I thought it was a Wordpress plugin. Can someone direct me?
- April 26, 2011 at 2:03 PM
- lisap said...
Thank you so much for all the great tips!
I really need to get a button or 2 made and some follow buttons. Is there somewhere I can do to do this? I don't have those types of skills. Any advice from any blogger would be helpful. Feel free to email me at insignificantatbest (at) gmail (dot) com. Thank you!!!!
- May 3, 2011 at 7:08 AM
- Eat. Live. Laugh. and sometimes shop! said...
Love this list! I've been following you - Vic - forever. How did I just find this today? I guess I'm only 1/2 awake when I am reading blogs!!!
- May 4, 2011 at 7:37 AM
- Jenn Flynn-Shon said...
These are great tips even if you don't join this site, especially #14 & I'm looking forward to getting to know a bunch of awesome peeps from this site. So happy to have found you!
- May 7, 2011 at 9:25 AM
- Pink Penguin said...
This is a great list, thanks for compiling it for us newbies! :)
I don't know how to make a button either so would be interested to know!
In relation to posting daily, I have read mixed opinions - some people feel that daily or twice-daily posts can sometimes be a bit overwhelming for your readers. e.g. if they go away or are busy for a few days, then they may end up 15 posts behind! Just something to think about, I am certainly no blogging expert at the ripe young blog age of 3 months! :)
- May 9, 2011 at 4:44 PM
- Phases Of Me said...
This came in the nick of time, just as I was considering Google AdSense, lol! Thanks for the tips!
(I'm not doing the AdSense thing, btw ;))
- May 14, 2011 at 2:54 PM
- Kate Weber said...
I've been on this site for months and just barely came across this post! Great tips! I think they are all very true!
Especially the side bar stuff. If a blog has way too many sidebar gadgets, it gets distracting and I will usually end up leaving the site to follow one of their gadgets. Not good for the blogger...
Simply Kate
- May 15, 2011 at 9:41 AM
- Alyssa said...
Thank you for the tips! This is very insightful!
- May 19, 2011 at 3:03 PM
- Sinea Pies said...
I need help developing the pages on my Blogger blog. How do I make them like the homepage where each entry can have comments following, linky thumbnails, etc? It apparently can be done but my extra pages are static. Any direction would be very appreciated.
- May 20, 2011 at 3:52 AM
- chicdae said...
extremely useful tips, thanks alot for this ;)
- May 20, 2011 at 5:15 AM
- Leckeres für Mensch und Katze said...
Thank you sooo much for this post. There are things I´m doing from my nature, but there are also very worthy tips which I will follow. :) LG Tina
- May 24, 2011 at 2:51 AM
- Sarah said...
Fantastic tips guys! I'm new to blogger and any help and advice is always very much appreciated!
Keep up the good work!
- May 24, 2011 at 1:05 PM
- thepear said...
fun and informative site.....thanks for promoting community amongst bloggers! I love blogging, it helps me get through the crazies of life!
- May 24, 2011 at 1:07 PM
- Amanda said...
I just posted my first blog about a week ago. I've been searching for some tips on how to make it attractive to the readers. I can honestly say that these tips are really helpful. Thanks a lot. I'm gonna join this community of bloggers. :)
- May 26, 2011 at 10:03 AM
- Jen said...
these tips are wonderful and so is this site! i'm very glad that i found you and to now be part of the community!! happy blogging!
- May 26, 2011 at 11:07 AM
- Melissa Ivette said...
I love your blog! I will be subscribing & posting your button on my blog! :)
- May 28, 2011 at 12:33 AM
- Elena said...
I'm a new blogger. This post was very helpful! Thanks a bunch.
- June 16, 2011 at 6:42 PM
- Lynz said...
This is a really wonderfully handy blog. I'm kinda just starting out, so hoping for the best. :)
I think that using Twitter, Facebook and other social networks can really promote your blog. Also, the My Blog app on Facebook is quite handy. (http://apps.facebook.com/bloglovin/fb/?ref=nf)
My friends once complained about the length of my posts and also the design, so maybe you should also ask around to see what people think.
Have fun blogging, peepz! :)
- June 20, 2011 at 10:17 AM
- Angie said...
Great list! Here a few of the bloggy rules I follow...
Do not follow someone JUST for a giveaway or JUST for a follow back. Follow because you like them and their blog.
Try to keep instant music players OFF of your blog. OR keep the music player but make sure there's setting that you can select, so that the music does NOT start playing until the reader wishes to hear it.
And finally, while some of us may write short little posts, some of us DO write long posts as well. Like me. I am quite wordy! Do what's comfortable for YOU!
- June 26, 2011 at 5:38 PM
- Lisa said...
thanks for the tips, i need all the help i can get.
- June 26, 2011 at 5:55 PM
- Elizabeth said...
These are great tips! Some of them seem kind of like "duh!", but I guess some people just need extra guidance!
- June 30, 2011 at 7:02 PM
- Shannon said...
These tips are great! I'm relatively new to blogging so I plan to take all of this into consideration. Thank you for putting it out there!
- July 21, 2011 at 1:53 PM
- hoosiergirl said...
GREAT tips!!! Clicked on quite a many blogs through your site today!!!
Thanks for posting!!!
- August 17, 2011 at 8:12 PM
- Julianna, Jade, Janae, Jamie said...
Love this!!!
- August 22, 2011 at 8:05 AM
- Sassy said...
Wow. Thank u so much. These were FANTASTIC tips for a new blogger like me! Now, i need to figure out how to make a button......xo
- September 25, 2011 at 11:36 AM
- Bloggerifichick said...
Thank you so much for posting this, it has really helped me.
- September 30, 2011 at 4:56 PM
- Inspiring Always said...
Great tips. Thank you for sharing. I think you guys are just fabulous. You are giving us new bloggers a platform to connect with one another and learn from each other.
I really love you guys.
Thank you!
- October 9, 2011 at 5:12 PM


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Obama and Cameron Vow Military Ops will Continue
Military operations in Libya will continue until Moammar Gadhafi stops his attacks
Mississippi Pastor Urges Congregation to Trust God
A Methodist pastor in Redwood, Miss., has urged her congregation to trust God as floodwaters...
Police Raid Meth Lab at Hotel in Walla Walla
Police in raided a Walla Walla motel to get to a methamphetamine lab
NW Rivers Swell from Snowpack
A unusually wet spring and higher than average snowpack are swelling rivers
Massive Fire at Melbourne Factory
A massive fire at a factory in Melbourne, Australia has been brought under control
Category: General News
WA Gov Attempts To Protect Against Sunken Vessels By Signing Law
OLYMPIA, Wash. (AP) — Washington Gov. Jay Inslee has signed a bill that would provide more environmental protections against derelict vessels in Washington's waterways. The legislation signed yesterday allows public agencies to board abandoned or derelict vessels to assess whether they pose a threat to the environment. It would require owners of vessels longer than 65 feet and more than 40 years old to be inspected before they are sold to someone else.


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Is Coaching the New Guidance?. Markham May CEGS Visiting Associate. Is Coaching the New Guidance?. Careers guidance can be viewed as having three key elements: Supporting informed choices about both work and learning Helping individuals manage transitions more effectively
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Markham May
CEGS Visiting Associate
Careers guidance can be viewed as having three key elements:
i.e. to develop resilience in the face of constant change.
Steve Higginbotham & Deirdre Hughes 2006
The Future of Professional Career guidance: Where Next? CeGS Occasional Paper. Derby
A process in which a manager, or an internal or external specialist coach, through direct discussion and guided activity, helps a learner to learn to solve a problem, or to do a task, better than would otherwise have been the case
Adapted from: David Megginson & Tom Boydell 1979
A manager's guide to coaching. BACIE, London.
In Guidance, what is the task?
A coaching culture is one where coaching is the predominant style of managing and working together, and where commitment to grow the organisation is embedded in a parallel commitment to grow the people in the organisation.
David Clutterbuck & David Megginson 2005
Making Coaching Work: Creating a coaching culture. CIPD, London.
"Peer coaching is a process through which two or more professional colleagues work together to reflect upon current practices; expand, refine and build new skills; share ideas; conduct action research; teach one another and problem-solve…."
Robbins (1995)
Do we use the Grow Model in our work as Guidance specialists?
Listening to understand
Asking questions that raise awareness
Making suggestions
Giving feedback
Offering guidance
Giving advice
Solving someone's problems for them
Push (directive)
Where does guidance fit on this continuum?
Telling/instructing/ teaching
Non-directive counselling
Psychological game playing
Imposing an external agenda
Line managing/assessing or being a tutor
Accessing what the client already knows
helping the client to overcome limiting assumptions
Empowering the client
Developing transferable skills
Finding client's agendaWhat coaching is and what it isn't
"Motivational Interviewing is a directive, client-centred counseling style for eliciting behavior change by helping clients to explore and resolve ambivalence"
Rollnick and Miller (1995)
Motivational Interviewing is a way of doing things rather than a set of skills
Active change
Relapse Contemplation
Maintenance Decision
Ambivalence is the co-existence of two opposite emotions toward the same object
Conflict between two courses of action
Is Guidance about creating or solving ambivalence?
My ideal self – who do I want to be?
My real self – Who am I?
Practising the new behaviours, building new neural pathways
Developing trusting relationships that support, help and encourage each step in the process
My strengths – where my ideal self and my real self overlap
Experimenting with new behaviours, thoughts and feelings
My gaps – where my ideal and real self differ
My learning agenda – building on strengths while reducing my gaps
Is this model applicable to Guidance?
In HBoS, coaching is promoted as an investment in excellence, not as a procedure for dealing with poor performance
Do we:


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Take a deep introspective look in the mirror. Do you recognize the person you see? You think you do. But is that person in the mirror the person you thought you would be by this age? Or has life taken you on a long detour? The person you really wanted to be is your true identity. The person in the mirror is an imposter. Your life, purpose and true identity have been stolen from you and, without even knowing it, you were slowly transformed into the stranger who stands before you. The purpose of this book is to capture the source of the crisis at the root of mankind's social, cultural, political and personal failures. Mankind's dilemma is not a crisis of war, crime, racism or poverty. It is a crisis of identity. Mankind has forgotten who he is both individually and collectively and, as a result, does not know and cannot fulfill his personal and communal purpose. We have all been the victims of a tragic incident of identity theft far more sinister and devastating than a computer or credit card breech. It is the source of all of mankind's problems. Identity Crisis: Why the Man in the Mirror Doesn't Look Like You, and What to Do About It, uncovers insightful, practical and Bible-based revelations on exactly how your identity and dominion were stolen, and how to get them back. Rediscover who you truly are, learn how to tap into the hidden power that has lain dormant within you, and unleash your power and purpose on this earth.
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- Lincoln Bain
A whole lot of AWESOME A GREAT TEACHER .
- raquel


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School assemblies give opportunities for educators to tap into the pulse of the student body. Principals and administrators discovered the power and potential of using assembly-based moments to build spirit, morale and camaraderie. It's PlayTyme has witnessed first-hand the excitement and team building moments each time we host a school event. The learning based competitions are class vs. class, grade vs. grade, boy vs. girl, teachers vs. teachers and principals and vice principals competing against one another. Our interactive group activities are fun and designed to provide school assembly entertainment, where we transform the traditional school assembly format into a live, interactive game show for students from grades K-12. Topics may include spelling, math, science, history and vocabulary quizzes.
There is no louder place to be than in a school auditorium during a competitive-based assembly. Our questions are specifically created to compound messages aligned with the theme of the event. We recognize the importance of clear and concise messaging, and we work closely with the appointed educator to create the best possible questions and responses. Young people love the lights, buzzers, popular music and funny sound effects we provide in our prevention programs and interactive group activities. We provide an entertaining show for a variety of events, such as Project Graduations, Family Fun Nights, Game Nights, after school programs for youth organizations and many more. We understand the fast paced environment, as well as the attention span of young people, and this is how we've come up with assembly entertainment that stimulates all the senses. It's important that we offer opportunities for the youth to establish moments for building relationships through teamwork. Creating an environment that encourages teamwork and communication is exciting and the benefits is immeasurably important. There are multiple learning moments each time a question is revealed, and students huddle to come up with the best possible responses.
A study conducted by the CDC about the strategies for increasing protective factors among youth concluded that a school's ability to connect students promotes social and emotional competence. Students who care about their school and who feel like they are apart of something usually have healthy outcomes. Team building activities build trust and increase collaboration and effective communication amongst students. Our most requested shows are Kid's Feud and Kid's Challenge. We have designed these competitions specifically for children, and we understand the nature of young minds and how impressionable they are. We create questions that compound clear and concise messaging. We can all acknowledge that interactive media has created a generation that learns differently compared to prior generations. Technology based learning plays an intricate role in how children are learning today. According to an article in Education Technology, "Interactive media has the capability to excite children by engaging multiple senses through illustration, animation, audio and touch. Their intuitive nature encourages children to learn through experiences.
It's Playtyme is one of the most sought after traveling game shows to provide an experience the students will never forget. http:// www.educationtechnologysolutions.com.au/2015/12/how-is-interactive-mediachanging-the-way-children-learn/


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UFO frontman Phil Mogg will reportedly play a solo show at The Marquee Club in London, UK on November 19th.In related news, UFO bassist Pete Way and his "solo" band — Walt James on guitar/backing vocals and Scott Phillips on drums (the same musicians that appeared on Way's Amphetamine CD) — performed a gig on Saturday, September 28th in Coshocton, Ohio. Another show has been scheduled for Friday, October 4th at The Revolution Concert Club in Cleveland, Ohio.
UFO Frontman, Bassist Announce Solo Gigs
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Remedial Solutions for Career Issues
Get Effective Remedial Solutions for Career Issues
Gemstones, Yantras, Rudraksha and Mantra have the power to remove the malefic effect from your kundali and bring positive CHANGES IN YOU, YOUR FAMILY AND ENVIRONMENT. You must be facing different problems in your Career like promotions not happening, not satisfied with your increment, competition with colleagues, performance at the job, etc. Our REMEDIAL SOLUTIONS FOR CAREER ISSUES Report will provide you the reason why you are facing the issue and detailed analysis of your horoscope chart.
With the data provided by you, your career prospects and report are analyzed carefully. PavitraJyotish.com brings forth this personalized reading based on your horoscope, under the guidance of Pt Umesh Pant using Vedic Astrology. The relevant information will be able to help you plan your life ahead with caution and avoid the areas of concern.
- Delivery : 7 Days
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BUY NOW Customer Care:
If you have any confusion or need further clarification
Call +91-11-26496501
Your Report Will Contain:1. Astrological Details of your Horoscope
2. Impact of your Ascendant
3. Impact of your Moon sign
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5. Astrological Analysis of your Situations
6. Report of the upcoming year in matters of Career
7. Accurate remedial measures for your career problems
8. Important tips to make situations easier for you
Benefits of this report:1. You will get a clear direction in your Career
2. You will come to know about your positive points and negative points in your Kundali. This will help you understand your strength and weaknesses.
3. Our answer to your question will apprise you with the information about why are you facing any issues.
4. Our suggestions for the remedies will help you empower your luck and remove the malefic (negative) effects from your kundali.
5. Special tips will help make a strategic and long term decision which will have a long term benefit.
Remedial Solutions for Career IssuesBUY NOW Customer Care:
If you have any confusion or need further clarification
Call +91-11-26496501
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Get 2018 Personalized Astrological Career Guidance and Free Yourself From Worries With the Major Transits in 2018, know the effects of these planets in your Career. Plan your path in a way that causes minimum stress. Make use of this report to know the areas of struggle and plan your year accordingly. If you are looking for … Continue reading 2018 Career Report
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The New Year brings with it, fresh view of business. New clients and better areas of expansion are primary intentions for every person intending to prosper in business. What would be your areas to be concerned about in your progress? Are you looking for expansion? What are the possible dimensions that would suit your ilk? … Continue reading 2018 Business Report
Marriage Ask 3 Questions – Detailed Guidance
Marriage is a commitment that functions as a pivot in the world. While it is easier said that 'Marriage is made in heaven', to walk the path of marital life requires a life time of understanding. Bereft of this basic, marriage crumbles like a pack of cards. Pavitrajyotish.com under the guidance of Pt Umesh Pant … Continue reading Marriage Ask 3 Questions – Detailed Guidance
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The unpredictability of business is the interesting part of it, although to a seasoned person this is well tuned. The possibility of expansion or periodic obstructions may be causes for concern in you. While you are able to sense the pulse of the situation, the recommendation of Vedic Astrology may help you to decide your … Continue reading Business Ask A Question – Detailed Guidance


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Expanding Access to Care in Chicago's Englewood Neighborhood
More than 40 million Americans lack adequate health insurance. This includes an estimated 1.3 million in the Chicago area, where Baxter International Inc. is headquartered. As a leading healthcare company, Baxter is committed to increasing access to healthcare around the world through both its business and its community efforts, particularly in areas where Baxter employees live and work.
|CommunityHealth's flagship location at 2611 W. Chicago Avenue in Chicago.
CommunityHealth is the largest free health clinic in Illinois and one of the largest in the United States. Approximately 80 percent of its patients are from working families, and all are uninsured and living at or below 250 percent of the federal poverty level. As a volunteer-based, non-profit organization, CommunityHealth receives no money from Medicare, Medicaid or third-party payers, relying on individuals, foundations and corporations for more than 90 percent of its revenue. Services are provided by more than 700 volunteers, including more than 400 volunteer physicians from Chicago's leading healthcare institutions.
Baxter has been a generous supporter of CommunityHealth, contributing both financially and through employee involvement. In 2009, Baxter employees in northern Illinois donated toothbrushes, toothpaste, aspirin, vitamins, reading glasses and other items to CommunityHealth as part of Baxter's "Companies That Care" day. Baxter also has been a supporter of CommunityHealth's annual fundraiser.
Baxter employees also provide volunteer support, with one employee – Valery Gallagher, a director in Baxter's Government Affairs and Public Policy group – serving on CommunityHealth's board of directors.
"Baxter and CommunityHealth are natural partners," Gallagher says. "We both support expanded access to healthcare."
In 2009, CommunityHealth conducted more than 22,000 medical visits – a record high – from its current site on the west side of Chicago. Late this summer, CommunityHealth will open a second clinic, this one in Chicago's underserved Englewood neighborhood on the city's south side. Gallagher was instrumental in helping CommunityHealth receive public funding for the new clinic.
"When I joined their board in May 2008, I was looking for an opportunity to better understand the challenges faced by healthcare providers from a provider's point of view, while they were looking for someone with public policy experience to serve on their board," Gallagher says. "Specifically, they were looking for someone who could help them gain financial support from the public sector so they could expand into the unmet service area of Englewood."
Gallagher, who chairs the board's public policy committee, led lobbying efforts at both the state and federal level that resulted in $250,000 in funding to get the new clinic up and running. It is expected to open shortly after Labor Day.
"Valery is so well respected on both sides of the aisle and has the unique ability to tell our story in terms that resonate with our elected officials," says Judith Haasis, executive director, CommunityHealth. "The launch of our new Englewood site is a testament to her effectiveness as a champion for CommunityHealth and the vulnerable patient population we are privileged to serve."
"All of this supports Baxter's commitment to the community and expanding access to healthcare," Gallagher says. "Everyone talks about lack of access outside the United States, but there is a tremendous unmet need in the United States. Despite Medicare, Medicaid and healthcare reform, there will still be millions of people who will not have access to healthcare. So there will always be a need for these free clinics. CommunityHealth serves as the safety net of all safety nets in our home community. My efforts merely reflect this overall commitment on the part of Baxter."


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Be Water My Friend (Bruce Lee Remix)
Description:Legendary martial artist Bruce Lee gets an auto-tuned musical tribute.
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Top 8 E-learning Trends Infographic
By Exult Keeping a close eye on the trends is important for learning professionals since they are responsible for managing training within their organization, and thereby developing a competitive workforce in a changing global market. Here is a list of the top 8 e-learning trends to follow in this year. Gamification Gamification is theRead More


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ALTON — Lt. Bryan and Teri Ellison announced last week that the Botterbush family, Kevin, Julie, Kathleen, Jonathan and K.J. will be the 2015 Tree of Lights "Official Family" and will be the acting chair-family for this year's campaign.
Kevin Botterbush — who was elected Chairman of the Salvation Army – Alton Corps Advisory Board in 2015 and The Botterbush family have been active with the Salvation Army since 1970 when his father served on the board and later his brother Ray Botterbush.
"It is a real honor for our family to be selected this year's Tree of Light's Chair-Family, and because of the Army's heart for families, I believe that it is fitting that a whole family be involved in the leadership of this Campaign," Keving Botterbush said.
"Our goal for this year's Tree of Lights Red Kettle Campaign will be $99,000.00." He added, "While it is an ambitious goal, the need in our community is great, and if everyone does their part I am confident that it can be achieved."
The Ellison's also announced that coordination for this year's campaign will be handled by Greg Gelzinnis. Known to many as the founder of Bluff City Tours and The Trolley, Gelzinnis has also had his hand in many events in the community over the last 25 years, from Fireworks on the Mississippi in the 1980s, to Celebration of Christmas and First Night in the 1990s, to his most recent efforts with the Pietown Gospel Music Festival and the Vintage Baseball Festival held last month in Rock Spring Park.
"I am very excited to have the opportunity to work on this year's Red Kettle Campaign, and am personally committed to insure that we achieve (and truthfully exceed) our 2015 Goal," Gelzinnis said. "Since arriving at the Army just a few weeks ago, I have observed first-hand the saints that are the staff of the Alton Corps and their heart and commitment to the less fortunate of our community is simply inspirational."
Gelzinnis said to cover every location where bells can be rung and every shift attached to each location will take 1,544 volunteers.
"For a service area of just over 85,000 people, that is just under 2 percent," Gelzinnis remarked. "I believe that the River Bend area is better than that."
As of Saturday, there were about 300 volunteers who have committed to a bell ringing shift.
"Each shift is only 2 hours long and there are Bell Locations throughout the River Bend area," Kevin Botterbush said. "If you make this a family outing or team up with a friend, it is a lot of fun."
"Making it easy and fun for our volunteers is what we are striving to do," said Lt. Teri Ellison, part of the husband and wife team that leads the Alton Corps. "Prospective volunteers can go online in the comfort of their living rooms to www.ringbells.org and select the location and time slot that works best for them… It is just that easy."
She added, "I know that Greg has added some fun competitive opportunities to this year's campaign including an area High School Challenge with the school raising the most money from December first to 15th to win a dance and have bragging rights on the Red Kettle High School Challenge travelling trophy."
Banks and Credit Unions, First Responders, the Faith Community, Service Clubs and Merchants and Small Businesses can also get in on the action and have the opportunity to win a lunch with the lieutenants for their office or team.
Kettle coordinator Gelzinnis also said new for this year will be the opportunity to take advantage of online kettles.
"Donors can go to www.onlineredkettle.org/alton and click their donation from their phone, tablet, or computer," he said, "I would also be happy to help social media savvy donors set-up their own online kettle that would be linked to the Alton Corps' Kettle and they can help us get contributions through their contact list."
A special recognition will be provided to the person(s) who are the most creative with their use of social media.
Anyone who would like more information on how to get involved in this year's Tree of Lights Red Kettle Campaign, contact Kettle Coordinator, Greg Gelzinnis at 618-465-7764 or by cell phone at 618-550-9291.


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3DOcean MG Logo 4580223
3D Model \ Engines and Parts
Blender \ Included \ Format \ Emblem \ Modifier \ Change \ Details \ Something
3D Model - MG Logo 4580223 by NiosDark @ 3DOcean
3D Model \ Engines and Parts
Model was created in blender 2.6 and exported in format(.obj) and (.3ds).
Images previews were rendered with blender render(cycles) and I used an HDRI image which is not included.
Also you can find included in the file the low-poly version of the model so that you can apply a modifier to change the level of details.
Mg Low-Poly.
Thank you for looking/buying and do not forget to check my portfolio may you find something interesting.
Rate Please.
Last Update: ; Animated: No; Materials: Yes; Rigged: No; Textured: No; UV Layout: No; 3D File Formats Included: .3ds (multi format), .blend (blender), .obj (multi format); Created In: blender; Geometry: Polygons; Poly Count: 20512.
Decorative Vase; Electric Fan; Nut & Bolt; Deodorant(2); Deodorant (1); Pencil; Webcam.
Keywords: auto, blender, car, cars, emblem, GM, logo, motor, symbol, trade, vehicle, vehicles.
Download Link


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Hi everyone, welcome to my clip studio. My name is Nikki Jay. I am a Fetish model and now producer of fetish clips. I will be bringing many ladies and men into my clips to make your fantasies a reality. Just message me and order a custom. I'm always looking for new ideas for clips. I am the main focus in my clip store however I do not mind being the one that worships another female's feet or become the tickler instead of the person being tickled, etc.
I always had fetishes but had no idea people had clip stores or websites designated to fetishes. Simply because I never researched it and to be quite honest I had no idea how to work twitter. Now I find myself gaining an interest in all kinds of fetishes due to being introduced to this fetish world. I absolutely love it.
My studio is most known for Fetish. Any and all kinds. I am gaining more knowledge of more and more fetishes and want to try most of them. You will see so far that I have Foot fetish clips, Sock fetish clips, Wedgie fetish clips, Girl/Girl make out clips and more. I'm excited to make these clips for you.
I personally like to see a big cock fuck a tight pussy, however I like to look at beautiful woman getting fucked. I love socks and heels, I love to see beautiful women in knee high socks and or beautiful heels. But I like when the men are sweet but rough. Not disrespecting the woman.
My turn offs are when men or women are being mean to the other person. I however do love bondage and love to be the sub but there is a point where you can make it fun and exciting or cross the line and be disrespectful.
When someone is really into it, that is what makes a good fetish scene,
I'm new to this but I will be attending the Night Moves award show again.
I like to come up with ideas for videos.
A day at the beach with some cocktails and then dinner at a nice restaurant on the beach and amazing sex that night.
I'm a single mother of 2 and provide for my children by myself and do a great job.
I'm unsure I just know it's getting more and more popular.
Love you guys, Thanks so much for joining me on my fetish journey.


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But the plan, backed by Chancellor Angela Merkel and opposition parties alike, is running into problems in execution that are forcing Germans to come face to face with the costs and complexities of sticking to their principles.
German families are being hit by rapidly increasing electricity rates, to the point where growing numbers of them can no longer afford to pay the bill. Businesses are more and more worried that their energy costs will put them at a disadvantage to competitors in nations with lower energy costs, and some energy-intensive industries have begun to shun the country because they fear steeper costs ahead.
FULL AT: http://www.nytimes.com/2013/09/19/world/europe/germanys-effort-at-clean-energy-proves-complex.html?pagewanted=all


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Brewers give up a lot for Linebrink
July, 25, 2007
The Padres added a significant amount of organizational pitching depth, while the Brewers got a struggling reliever who has been very homer-prone this year despite pitching in a terrible home run park. The Padres may have waited too long to deal Scott Linebrink, because his stuff and performance have been dropping and he's about to become a free agent. Linebrink was an early example of the type of reliever the Padres have now made a specialty of acquiring: average stuff, great control, flat fastballs. Since it's so hard to hit a ball out of Petco Park, pitchers whose stuff might lead to a lot of home runs in a normal park can throw their fastballs with a lot more confidence in San Diego. However, in 2007, Linebrink has had trouble replicating his success of the last few years. His fastball has solid-average velocity, but it's straight and he can't keep the ball down, giving up nine home runs in just 45 innings pitched. Neither of his secondary pitches is a plus, and he's had trouble missing bats this year. It's hard to see how he's going to help Milwaukee's bullpen, especially without the protection of Petco to bolster his confidence in his fastball. (Incidentally, reports that Linebrink is a Type A free agent after the season are not quite accurate. Those rankings aren't determined until after the season ends because they're based on the statistics from the current season and the season that preceded it -- 2007 and 2006, in this case. So we don't know whether Linebrink will be a Type A free agent, and we won't know until October. And if his ERA keeps rising, he'll hurt the Brewers' chances of getting two picks for him.)


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Net Worth Advisory Group in Salt Lake City, Utah, Says Buying an Immediate Annuity May Not Be Wise
Guaranteed income annuities (also known as immediate fixed annuities) are becoming increasingly popular as a result of recent stock market volatility.
As opposed to giving a lump sum to an insurance provider to purchase a guaranteed annuity, a retiree could use their nest egg to support themselves during the initial years of retirement while allowing their Social Security benefit to increase. No lump sum to a private party is ever required. However, you'll receive the added security that an income annuity provides — a larger guaranteed monthly income.
Similar to a guaranteed annuity, Social Security is another source of lifetime guaranteed income. Additionally, your Social Security benefit rises each year you delay taking payments. If you take benefits at your full retirement age (66 for most people), your benefit will be 100% of your PIA (or primary insurance amount). If benefits are taken at age 62, you will only receive 75% of that PIA and if benefits are taken at age 70 you will receive 132% of your PIA. Thus, by delaying benefits, you are increasing the size of your guaranteed monthly income – essentially accomplishing the same goal that purchasing an immediate income annuity would serve.
Insurance companies need to make money. They also have marketing, management, and risk-bearing costs to cover. Each of these factors reduce the monthly amount they can pay you and remain profitable. As Social Security doesn't need to turn a profit, it can essentially offer higher returns. For example, consider a retiree who could receive $15,000 a year in benefits at age 65, or $16,075 a year at age 66. By foregoing a year of Social Security income ($15,000), the retiree will receive an extra $1,075 each year for the rest of her life. This is similar to paying a $15,000 lump sum for an annuity that will pay $1,075 annually going forward. The annuity rate on such a purchase, which is the additional income as a percent of the cost, would be 7.17% ($1,075 / $15,000). That annuity rate is likely two to three percentage points more than an insurance company could currently offer.
Additionally, most annuities don't adjust payments upward to keep pace with inflation, nor do they pass to the spouse of an annuity purchaser. While these features can be purchased from the insurance company at a steep price, inflation protection and survivorship benefit are automatically included with Social Security at no charge.
Finally, an underlying concern with all insurance products is that the insurer could go bankrupt and not pay its obligations. Of course, there is no such concern when the insurance provider has the taxing capabilities of the U.S. government. Consequently, for individuals seeking a guaranteed monthly income, maximizing your Social Security benefit offers larger benefits and more security than income annuities purchased through private insurers.
Does this mean everyone should delay receiving their Social Security benefits? Absolutely not. I believe there are other attractive methods to meet your retirement needs that should be considered. However, for individuals who are uncomfortable watching their retirement accounts fluctuate in value, waiting until age 70 to take Social Security is a viable option.
About Net Worth Advisory Group
Net Worth Advisory Group is a fee-only financial planning firm in Salt Lake City, Utah. They are a member of the National Association of Personal Financial Advisors (NAPFA) and their advisors are Certified Financial Planners. All Net Worth Advisory Group advisors accept a fiduciary responsibility to always act in their client's best interest. Learn more at http://www.networthadvice.com.
Contact Info
Visit Net Worth Advisory Group's home page at http://www.networthadvice.com. Their office can be phoned at (801) 566-0740.
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Steffy Wood Products Two Position Mirror
This two-position mirror can provide easy entertainment for small children. The shatterproof mirror can be mounted vertically or horizontally to accommodate the needs of your classroom. Features:
– Solid hardwood construction
– Shatterproof mirror
– Feet can be mounted vertically or horizontally
– Pegboard back panel
– Overall Dimensions: 48″H x 12″W
Click here for details


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Fill the dialogues appropriately with the following words:-
a. similar, b. expenses, c. better, d. little, e. circumstances, f. should, g. get, h. teaching, i. which, j. admitted
Vandana: Hello Preeti, how are you? It seems you are a …..1….. worried.
Preeti: Yes, I am worried about the admission of my son. I don't know what I …..2….. do.
Vandana: Why are you worrying? You can get him admitted in any good English medium school.
Preeti: I also want, but most of the good public schools demand huge donations, …..3….. lower middle class people like us can't afford.
Vandana: Then why don't you consider over a govt. school for him?
Preeti: In fact, the standard of education is not good in govt. schools. Although the teachers of these schools …..4….. good salaries yet they don't take much interest in …..5….. the students. They are only interested in taking tuitions and earning more money.
Vandana: You are right Preeti. Due to that reason I got my children admitted in a public school. But even public schools are not perfect. My children have to take tuitions. And there are so much …..6….. that we find it difficult to make both ends meet.
Preeti: It is generally said that standard of education is much …..7….. in public schools than in govt. schools.
Vandana: I don't think coaching is good in every public school. Though there are a few schools which really try hard to maintain a good reputation.
Preeti: But it is not easy to get the children …..8….. in those schools. And people like us can't even meet the expenses.
Vandana: Yeah, it is true. Still we can't say that those schools guarantee bright career for the students or freedom from headaches for the parents. You have to take pain and be careful even then.
Preeti: All these things have made me very confused and worried.
Vandana: Why don't you get your son admitted in a govt. model school. These schools are …..9….. to some good public schools.
Preeti: (Happily) It can solve my problem. I think a model school can be the best for my son under present …..10….. . Will you accompany me to the nearest model school? I shall be thankful to you.
Vandana: Oh sure! Please come to my home at 8 am. But do talk to your husband first.
1.d, 2.f, 3.i, 4.g, 5.h, 6.b, 7.c, 8.j, 9.a, 10.e


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CLSA announced Fifth Third Bancorp (NYSE:FITB), boosting its stock price target to $23.00 today
- Updated: September 23, 2016
Boasting a price of $21.06, Fifth Third Bancorp (NYSE:FITB) traded 0.39% higher on the day. With the last stock price close up 13.67% from the two hundred day average, compared with the S&P 500 Index which has decreased -0.01% over the date range. Fifth Third Bancorp has recorded a 50-day average of $19.80 and a two hundred day average of $18.32. Volume of trade was down over the average, with 5,010,156 shares of FITB changing hands under the typical 6,356,810
In a report released on 9/23/2016 CLSA increased the stock price target of Fifth Third Bancorp (NYSE:FITB) from $19.00 to $23.00 stating a potential upside of 0.09%.
See Chart Below
Fifth Third Bancorp has a 52 week low of $13.84 and a 52 week high of $21.14 with a P/E ratio of 10.14 The company's market cap is currently $0.
In addition to CLSA reporting its target price, a total of 28 firms have issued a report on the stock. The consensus target price is $19.88 with 5 firms rating the stock a strong buy, 7 firms rating the stock a buy, 20 firms rating the stock a hold, 1 firm rating the stock a underperform, and finally 0 firms rating the stock a sell.
General Information About Fifth Third Bancorp (NYSE:FITB)
Fifth Third Bancorp is a bank holding company and a financial holding company. The Company conducts its principal lending, deposit gathering, transaction processing and service advisory activities through its banking and non-banking subsidiaries from banking centers located throughout the Midwestern and Southeastern regions of the United States. The Company operates through four segments: Commercial Banking, Branch Banking, Consumer Lending and Investment Advisors. It offers commercial and industrial loans, commercial mortgage loans, commercial construction loans, commercial leases, residential mortgage loans, home equity, automobile loans, credit card, and other consumer loans and leases. The Company offers various types of deposits, such as demand deposits, interest checking deposits, savings deposits, money market deposits, transaction deposits and other time deposits.
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text: So I just rooted my Telus HTC Desire and installed OpenDesire 2.2 and I have to say I am quite enjoying the speed boost and the A2SD functionality, though didn't realize how much Sense UI was responsible for. The root process was quick and painless, taking just under an hour to do for the first time with several wipes and updating the radio. The task bar and icons look pretty bad in vanilla android, though I understand these can be modified on a rooted device? Is this a difficult process? Also the default gallery application for pictures and icons is ridiculously slow. It took almost 40 minutes to load and I only have a dozen folders of icons and no large images. Is there a good replacement for this, or is it possible to install select apps from Sense UI? If I decide to install a custom ROM with Sense UI would I just follow the same steps I followed while installing OpenDesire? This will not undo my root as long as I use a custom ROM? Also, I'm a little confused on whether or not it matters which rom I'm using with the SLCD screen, does the ROM itself have to support it, or only the custom recovery image I've already installed?