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Whether you're a contractor or a Do It Yourself enthusiast when it comes to portable air compressor your first thoughtContinue reading »
Category: AIR COMPRESSOR
Makita MAC700
There are a number of reasons to get an air compressor, but mostly for manufacturing and industrial purposes for variousContinue reading »
DEWALT D55140 Review
DeWalt D55140 is a one person compressor that promises to deliver efficient yet dependable performance. This model features one gallonContinue reading »
DEWALT D55151 Review
When looking for a new mini travel compressor, the DEWALT D55151 is the machine for you to purchase. It hasContinue reading »
Senco PC1010 Review
The Senco PC1010 is a lightweight, portable, hand carry air compressor. The small, compact, lightweight model makes it perfect forContinue reading »
Ingersoll Rand SS5L5 Review
Ingersoll Rand SS5L5 Air Compressor is a big daddy in the compressor game. Ingersoll Rand's name is synonymous with qualityContinue reading »
DEWALT D55141 Review
The DeWalt D55141 is a hotdog design compressor. It is among the leading compressor models in terms of performance andContinue reading »
Makita MAC5200 Big Bore 3.0 HP Review
The Makita MAC5200 is a larger air compressor. It has output for up to two nailers. Importantly, it also hasContinue reading »
Campbell Hausfeld FP209499 Review
Moving on with our search for the best air compressor in the market, we have the Campbell Hausfeld FP209499 3-GallonContinue reading »
DEWALT D55168R Review
The DEWALT D55168R may be the exact air compressor you are looking for. This is especially true for those whoContinue reading »


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The 39-Storey Treehouse Paperback
by Andy Griffiths
Illustrated by Terry Denton
Part of the The Treehouse Books series
Andy and Terry's amazing treehouse has thirteen new levels!
They've added a chocolate waterfall you can swim in, a volcano for toasting marshmallows, a bulldozer-battling level, a baby-dinosaur-petting zoo, a not-very-merry merry-go-round, a boxing elephant called the Trunkinator, an X-ray room, a disco with light-up dance floor, the world's scariest roller coaster and a top-secret thirty-ninth level which hasn't even been finished yet!
But what good is all this stuff when Andy and Terry are trying to write their fastest book ever?
You'll have to read it to find out!The 39-Storey Treehouse is the third book in Andy Griffith's and Terry Denton's wacky treehouse adventures, where the laugh-out-loud story is told through a combination of text and fantastic cartoon-style illustrations.
- Format: Paperback
- Pages: 352 pages
- Publisher: Pan Macmillan
- Publication Date: 29/07/2015
- Category: Humorous
Other Formats
- EPUB from £4.79
Free Home Delivery
on all orders
Pick up orders
from local bookshops

subset: commoncrawl


text: While maritime security concerns are most assuredly the number one item topping marine vessel owner's agendas, environmental matters rank a close second. Port state authorities around the globe regularly levy millions of dollars in fines for illegal dumping and accidental spills, and the marine industry is under the microscope of public opinion, as vessel operations are scrutinized like never before. Microscopic is a very good word. With a meeting of equipment makers, classification societies and shipowners in London last month, it was announced that for the first time purchasers of fuel treatment systems for ships have access to a standardized test method, enabling them to compare different separators and choose the correct size based on separation performance rather than throughput capacity. Alfa Laval is one of the parties behind the development of the Separation Performance Standard. Based on a reproducible test method approved by DNV this is becoming a unified standard for independent verification of separation performance in centrifugal separators for marine fuel oils. The standard is expressed as Certified Flow Rate, CFR, and DNV already offers a voluntary Type Approval of separators with CFR as part of its new Class Notation FUEL. The next step is the establishment of an International Standard on separation. Swedish Standards Institute (SIS) are involved as a competent standardization organization, member of CEN (the European Standardization Committee) and ISO (the International Standardization Organization), said Gustaf Edström. Edström was assigned by SIS as the project manager for the process of developing a standard on a "Method for Testing Separation Performance of Centrifugal Separators for Marine Fuel Oil." Residual fuels may contain contaminants such as water, sediment and catalytic fines all of which have to be reduced to acceptable levels prior to entering the engine. Of these, the most damaging to the engine are catalytic fines, which are hard, abrasive, irregularly shaped particles of aluminum silicate. If catalytic fines are not removed before the fuel oil is injected into the engine, Alfa Laval maintains, they can lodge in injection pumps, piston rings and cylinder liners and cause serious wear that can, in time, lead to breakdowns. According to ISO 8217 standards, the maximum allowable catalytic fines in bunkered fuel is 80 ppm. The engine builder typically stipulates a reduction to a maximum of 15 ppm in the fuel oil when it is injected into the engine. To achieve satisfactory reduction of contaminants, minimize breakdowns, and prolong service intervals and engine lifetime, the oils are typically cleaned onboard ship by centrifugal separation before being fed to the engine. However, in the absence of an approved test method for separation performance, the stipulated reduction of cat fines from 80 ppm to 15 ppm is a gray area. To date, the shipping industry has placed no specific demands on makers of centrifugal separators to prove that the equipment they recommend can achieve this level of performance. That could be changing, as there is a current push for cleaner marine fuel oils by all parties involved, as classification societies and other players initiate an International Standard on separation performance. Size Matters Selection of fuel oil separators is currently based on Maximum Recommended Capacity (MRC) tables provided by separator manufacturers. It is known that separation efficiency is a function of the separator's flow rate. The higher the flow rate, the more particles are left in the oil and therefore the lower the separation efficiency. As the flow rate is reduced, particle removal increases and cleaning efficiency improves. It is, however, essential to know at what capacity adequate separation efficiency is reached in the typical case. Separator manufacturers have been under pressure to deliver more cost-effective equipment to shipyards. As a result, the purifiers have been adjusted to provide higher throughput capacities, sometimes without corresponding improvements in bowl design to maintain safe and consistent cleaning levels. "It seems that today some fuel centrifuges delivered to ships do not provide optimal cleaning of the fuel oil," said Kjeld Aabo, Senior Manager of MAN B&W Diesel, Chairman of CIMAC HFO WG, citing fierce competition in the sector as a possible reason. "This is not satisfactory for operators and engine suppliers, and therefore MAN B&W Diesel welcomes a standard for check of centrifuge efficiency. The fuel centrifuge performs the only 'real' cleaning of heavy fuel oil before the engine, independent of the engine design and engine size, and the centrifuge has therefore always to operate optimally." This capacity race has many potentially negative effects, as it can lead to excessive engine wear, costing ship operators large sums in maintenance and replacement parts. It can also lead to claims against engine builders with regard to excessive wear in engines. A Standards Initiative Alfa Laval, in cooperation with a number of classification societies, has already gone a long way towards changing this situation. The company's efforts have resulted in a standard for independent verification of separation performance. It is based on the DNV-approved Dyno Test Method developed in conjunction with Alfa Laval. An alternative to MRC as a way of specifying separator performance, the new standard is expressed as Certified Flow Rate, CFR. A separator's CFR is the throughput rate at which 85% of 5 micron Dyno particles (simulating harmful catalytic fines) are removed from the test oil (simulating a high viscosity fuel oil). The CFR represents a safe level for continuous, efficient separation. This gives the industry independent verification of separation performance and makes it possible to compare fuel oil separators based on separation rather than throughput capacity. In DNV's view, a uniform performance standard and independent verification of performance for Fuel oil separators is important for the industry and something DNV has been working on for more than 20 years as part of the voluntary DNV Class Notation Fuel, said Kåre Klokk, Head of Section, Cargo Handling, Piping Systems and MARPOL, DNV. The (London) event represented most parties in the industry working together to further develop such a uniform performance standard. The development of the Separation Performance Standard is positive for the shipping industry as a whole. "As coordinator of the project, I have contacted several of the major actors of the marine industry and found a clear and positive interest," said Edström. "A standard of the intended kind is obviously demanded from different industry perspectives. The composition of the group of proposers," illustrates this. For the shipowner, different separators can be compared on equal terms before deciding on purifiers for newbuilds.


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Older Workers' Gender Gap in Paid vs Unpaid Work Hurts Women's Retirement Savings
October 2017 Unemployment Report for Workers Over 55
GOP Tax Plan Fails to Reform Regressive Retirement Tax Breaks
September Unemployment Report for Workers Over 55
Near-Retirees at All Incomes Are Almost 1/3 Short of Target Retirement Savings
August Unemployment Report for Workers Over 55
One out of Four Older Workers Lack Employer Provided Health Insurance
July Unemployment Report for Workers Over 55
What Older Workers in the Rust Belt Need From Trump
June Unemployment Report for Workers Over 55
May Unemployment Report for Workers Over 55
Without the Choice to Retire, Unemployment Exacts High Psychological Costs on Older Workers
The Department of Labor's monthly unemployment report released today shows an unemployment rate of 3.4% for workers over the age of 55. The unemployment rate has decreased from 3.6% last month to 3.4%, a decrease of 0.2 percentage points.
In addition to imposing a financial cost on older workers, unemployment can also impose a psychological cost. The unemployed are not unemployed by choice. And being deprived of choice creates a feeling of helplessness. According to the Health and Retirement Study (HRS), a nationally representative study of older Americans, unemployed respondents were more likely than both workers and retirees their same age to report a general feeling of helplessness. Among 55 to 64-year-olds, 40% of the unemployed agreed with the statement, …


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Leona Build Guide by
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
Thank You!
Your votes and comments encourage our guide authors to continue
creating helpful guides for the League of Legends community.
Leona Build
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
About my build
Ok this is my first guide and i wanted to show you how i play Leona - The Radiant Dawn. I have been looking around the net for a solid build for Leona from ap/tank to ad/tank to straight tank. None of them fit my play style for her and how i feel she should be played without sacrificing allot of her tankyness.
Pros / Cons
she has some of the best initiators in the game
great gap closer
has 2 stunes. inc ult
her W allows for early game tankyness
she realy doesnt have a good way to farm early game unless you max W out
doesnt have realy good dam so you will almost never get a kill 1v1
relient on CDs
item dependant
Summoner spells
great spell all around good for getting away or for when you need to just get alittle closer to get in range of your E
my goto spell with flash to add that extra dps leaon doesnt have exp early game
a good spell for any melee also helpfull as you will be takeing most of the aoe's and stunes as you are the tank
0-15-15 i go this as i still allows me to pick up the tank masteries i need and get some benifits from utility with the mana/health per 5 extra experience and movment speed to get into fights easyer


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Bhoop Yaduvanshi to do a film with JP Dutta
The newbie has joined the cast of Border 2 and is excited about bagging the role.
The film is going to be directed by JP Dutta and the franchise is slated to go on floor early next year. Needless to mention, Bhoop can't wait to be part of the relatively bigger project. "I am honoured to be part of the film helmed by JP Dutta saab. Border was a landmark film and the script of the franchise is equally interesting," says the actor.
Produced by PY Films, Cigarette Ki Tarah releases on December 14. It is a romantic thriller and also stars Madhurima Tuli, Yuvika Choudhary, Prashant Narayanan and Sudesh Berry in the lead roles.


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Day 5! Wow, I can hardly believe we have made it this far. Then again... we still have 26 days to go. It's a tough challenge, but I hope you are enjoying it because I am. If you need to catch up you can start here and if you would like to see what some of the other 31 Dayers are writing about, you can find them all here.
Last night I came home from work and it was cold outside, the first rain storm of Autumn had arrived. I just wanted to curl up on the couch and feel cozy and eat something simple but yummy. And then I had a thought, a memory actually. When I was younger and we came home late from Sunday night church or a baseball game my mom would throw together a simple snack that we all devoured. Seriously, not a scrap of it was left over. I don't really know what to call it, it's not really a recipe, it's more like a 3 step method. But for our purposes I will call it... Bean With Bacon Dip.
So I have this recollection of Mom's Bean With Bacon Dip and from that point I was craving it, I couldn't kick it. So I made it. Here it is.
Not super attractive, right? But it was so good and more than tasting good, the emotion and comfort that came with the memory while eating it, a memory of my whole family together around the kitchen table was so strong. Even waiting for it to come out of the oven reminded me of being young and waiting for my mom to finally pull it out of the oven and all of us burning our tongues and fingers because we couldn't be bothered to wait for it to cool off. I curled up on the couch last night with my bean dip and a handful of chips and it was great. Totally worth the 15 minutes it took to make it.
We have so many cherished family recipes that evoke the same fuzzy feelings of nostalgia for all of us: Grandma Shirley's Mac & Cheese, Dad's Chile Verde, Grandma Marje's Clam Dip, Mom's Angel Biscuits, and hundreds more. None of them are terribly difficult recipes, but they are the recipes and meals we, as a family, hold in the highest regard. They don't just taste good. They make us feel good. They remind us of where we come from.
Maybe you have some nostalgic recipes you haven't made in a while. Or maybe it isn't a recipe but something you used to buy and eat together with your family like a certain flavor of ice cream or even Stove Top Stuffing. If you are in need of a pick-me-up, try making one of your old family recipes or buying that special little treat. It has the power to change an average weeknight into a special occasion and a fun walk down memory lane. And it will make you thankful for such a small, simple thing.
Did you really think I would sign off without sharing Mom's Bean With Bacon Dip "recipe" with you? You are going to laugh at how ridiculously weird and simple this is. It's even funnier if you knew my mother. She was an excellent cook (as all Lolmaugh's are) and rarely made anything from a package or can. But here it goes:
1. Grab a can of this:
That's right, it's a can of Campbell's Bean with Bacon Soup! Open that sucker up and scoop all the contents into a small square baking dish.
2. Shred a generous amount of Monterey Jack cheese and sprinkle evenly over the bean with bacon soup.
3. Sprinkle lightly with Paprika or Cayenne pepper or both.
4. Turn on the broiler and broil until the cheese melts and begins to bubble. Serve immediately with corn tortilla chips.
That's it!


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The Bush Administration is rushing forward with plans to mine the Grand Canyon for uranium, ignoring a command from Congress to cease such operations. Since 2003, mining interests have staked out over 800 uranium claims within five miles of Grand Canyon National Park. As Mineweb reports, "The Bureau of Land Management has published a proposed rule which rejects the House Natural Resources Emergency House Resolution enacted in June that bans uranium mining and exploration near the Grand Canyon National Park."
The proposed BLM rule would not only reject the House's emergency withdrawal of over one million acres of federal land near Grand Canyon National Park from new uranium mining, but also eliminate the provisions that allow Congress to make such withdrawals in the future. The proposed rule, published on Friday, has a remarkably short comment period, closing in less than two weeks on October 27. House Parks Subcommittee Chairman Raúl Grijalva (D-AZ) blasted BLM's action, saying, "This last-minute move by this 'see if we can get it under the clock' administration is cowardly."
Sen. John McCain (R-AZ) has been strangely silent on this issue, despite his claimed commitment to protecting the Grand Canyon from drilling.
The Butterfly Effect: From McCain's Lips To The New Mexico Desert
More Lead Pollution? Battery Recyclers Resisting EPA Rules


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Pilot Whale
There are two species of pilot whales, the long-finned pilot whale (Globicephala melas) and the short-finned pilot whale (Globicephala macrorhynchus). It is not easy to distinguish between them at sea, with analysis of the skulls is the only way to tell them apart. Between the two species, pilot whales range in waters nearly worldwide, with long-finned pilot whales mostly living in cold waters and short-finned pilot whales living in tropical and subtropical waters. Pilot whales are among the largest of the oceanic dolphins, exceeded in size only by the orca.
Pilot whales are primarily squid eaters, but will also feed on fish. Like all dolphins, they are highly social. Short-finned pilot whales are also one of the few mammal species where females go through menopause, and post-reproductive females may contribute to the survival of younger members of their pods. Pilot whales are notorious for stranding themselves on beaches. They are still targeted by whalers in a few countries.


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America's Independence Day is a fine holiday, if you like burgers with a side of patriotism. But nothing stirs the cash register for American restaurants like that fine national holiday of France, which is celebrated on Thursday: Bastille Day.
Across the country, French restaurants as well as restaurants that serve anything vaguely inspired by France, are hosting Bastille Day promotions, special dinners and festivals that, in many cases, far surpass what was done for July 4, when
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Zazzle Tops Best Awards
Have a Nice Day by Paty_Vidour
make postcard designs on zazzle.com
Fall by shivaestudios
Shop for greeting cards at zazzle.com
CHRISTMAS STAMPS HOLIDAY Pleasant Valley train sta by layooper
customize stamp designs on zazzle.com
Frog Moon Totem by i_paint
Large format poster printing by zazzle
The Magic Vegas show by exitman
View more Magicien T-Shirts
Christmas is only a few days away. The time for Christmas shopping is almost over and the time spent with family opening those presents is fast approaching. We have hand picked some of zazzle's great products today from the list of newly added products. From paintings to illustrations, all great and wonderful works of art by our fellow artists.
Be sure to check out our How to Zazzle section as well. We will be adding to it soon. We help shoppers find the greatest products on zazzle, so they don't have to sift through the large marketplace. The products we feature are often from stores that are great overall, be sure to check out their other offerings as well. We also help those who create the products be seen and help them with the creation process and encourage them to maximize their sales through store optimization and providing them with the tools and information to create better and more accurate images for their products.
Have a Nice Day Postcards by Paty_Vidour
Dancing Bunny iPad Case by tmrsn01
Fall Dinosaur Greeting Cards by shivaestudios
Christmas Stamps Holiday by layooper
Frog Moon Totem Poster by i_paint
The Magic Vegas Show T-Shirt by exitman
Current Zazzle Sale
~ Free Shipping on orders $50 or more ~
To qualify for this free shipping offer, one or more Zazzle products must be purchased with a net sale price equal to or greater than 50.00 dollars. The coupon code FREESHIPFORU must be entered during checkout to receive the offer. The free shipping offer is for economy (or standard if economy is not available) shipping to U.S. addresses only. Offer does not apply to shoes. Shipping charges will apply to oversized orders and orders being shipped on an expedited basis or outside the U.S. Offer is valid through March 31, 2011 at 11:59pm PT. Your order must be placed during that time to qualify for this special offer. This promotional offer may not be combined with any other Zazzle promotional or discount offers. Offer valid on Zazzle.com only.
Free Shipping on orders $50 or more
Use Code: FREESHIPFORU
Expires: March 31, 2011


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Find Awesome Games
Select the tags you're interested in to get a personalized feed of games.
Steam RatingMixed
Ranked in these QuestionsQuestion Ranking
Pro Unique title
You do not see games like this much, it is kind of niche product. As going trough rugged terrain with hulking Soviet machines tends to be a pretty niche genre/style of game.
Pro Has Steam Workshop support
You can get all the mod's etc through Steam Workshop, which creates a community where one can enjoy the added elements brought forth by the available mods.
There is no cockpit camera view in the game, the only camera view is this odd over the shoulder camera that can make it tough to see what one is doing while driving. It does help when trying to hook up to and pull another truck out of the mud, but an additional camera view would be helpful for driving in particular.


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I have working wallhack that works after the 5/27 update. It doesn't dc as long as you don't use color/chams. I am not posting it because it will get patched very fast, however I would trade the wallhack for some NX cash.
If you want proof I will send you screens once we contact.
Last edited by ArtesKiller; 05-29-2009 at 08:05 PM.
lolmaster1 (05-30-2009),Terrorspawn (05-29-2009)
I am just offering and I don't ask for much.
Won't enjoy it since I play legit, I like to get more skilled rather then relying on hacks to make me better.
There is a public wallhack working, so don't bitch at him, just because you don't have it.
Posted a screen shot.
However, I strongly urdge people not to trade for this hack...
If you wait a few days you can probably get one for free or there may already be one out for public use (idk)
Btw i have a feeling this is a violation of the rules
dont do it ive seen it and it has a virus and u can get it at gamecheetah.com
/End Rant.
This game needs a new viewpoint, everyone thinks of BYPASS BYPASS but it is all about where you do things, not how.
HINT: HShield loads up Engine.exe after Hshield.exe
ddd555 (05-29-2009)
It is not from gamecheetah, lol and Its been working for me over a week now and I am 100% certain its clean. Don't talk stuff unless you know what you're talking about.
chronicle00 (05-30-2009)


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I was lounging around in my backyard on my laptop this morning looking through the Teen Witch Fan Club blog when I came across the most amazing photos. Like i cant explain my love for the styling of the people in these images. Layer! Pattern! Colour! Love! And these aren't the only ones there are tons more pictures of these people in crazy ass styling. I don't know what the House of Drama is, but i know its awesome so go check out the link. (slash, if anyone knows what the House of Drama is other than an amazing tumblr blog let me know, because i am really interested)
I'm currently preparing to shoot some pictures so expect an outfit post soon. I know I have been shitty with updating this week but I have been working on a few projects which you will see soon.
One of these projects was working with the lovely and talented Holly Reverse of The Fashion Turd. She interviewed me for her blog. You guys can check out the interview HERE.
And on my final note a big warm welcome to all me new followers! Thank you for following. And a special thanks to Holly for linking them to me, girl you're the best.
Have a great day,
Paolina Alexandra Russo


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- Please select a date to see the proper prices!
- Meal can be requested on the spot
Best offer
40 € / person / night, no meal
Description of the accommodation:
Rooms, services Welcome to Villa Aranka Aparthotel Nienhagen! We hope you will be satisfied the offers of the villa, and will be happy to choose it as a resort to stay at. The villa is offering nine nicely furnished rooms to stay in to those seeking accommodation in Nienhagen. You are also welcome at the villa for a fine local meal in the restaurant. Should you be arriving by car, parking will be available nearby. The fans of actively spent leisure time may take the nearby opportunities to play table tennis, rent a bike, play bowling, minigolf, volleyball, go diving, sailing, surfing and rent a boat. The local bar will provide an ideal location for personal meetings and nice evening chats. The exact scope of services offered by Villa Aranka Aparthotel Nienhagen (including those for an extra fee) is available on the information sheet below.
Payment For the reservation you may need to provide advance payment by credit card or credit card guarantee, depending on the exact date, room and price.
Arrival, opening hours The earliest time to check in at the villa is 15:00, the latest time to check out is 10:00. The personnel can communicate with you in the following languages: English and German.
Villa Aranka Aparthotel Nienhagen rooms Rooms
- Please select a date to see the proper prices!
Accommodation services
Relaxation: Table-tennis, Squash, Minigolf, Bowling, Bike rental at the accommodation
Volleyball facility nearby, Scuba diving nearby, Sailing nearby, Surfing nearby, Boat rental nearby
- Hairdresser's parlour
Pet friendly, Bar
Own restaurant
Hairdryer, Desk in the room


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Are you 60 or older and concerned about issues affecting the aging population?
If so, the S.C. Silver Haired Legislature might be right for you.
The statewide group, which identifies issues and vouches for legislation impacting seniors, is seeking candidates for membership for 2011.
The group has 152 members, with representation from each of South Carolina's 46 counties. Members serve two-year terms.
Below-freezing temperatures and a multi-layer roof made putting out a blaze a challenge for firefighters Monday night.
Firefighters got a call shortly after 9 p.m. about a fire at the S&M Mini Mart on Kershaw-Camden Highway in the Pleasant Hill community.
Crews arrived minutes later to find the left rear section of the building on fire, said Patrick Helms, chief of the Heath Springs Fire Department.
Fire departments battled two fires on Dec. 22, one of which involved the arrest of a man who allegedly tried to steal fire equipment from the scene.
Gooches Volunteer Fire Department Assistant Chief Randy Hardin said firefighters responded about 6:30 p.m. to 1125 9th St., Lancaster.
Hardin said flames were visible through the vacant mill house's roof when firefighters arrived.
He said the home was a total loss. A cause of fire has yet to be determined.
Week of Dec. 18
Following are the Lancaster Bowling Center scores for the week of Dec. 18.
Harlean Howard will become the city of Lancaster's next police chief.
City Council voted unanimously Tuesday night to appoint Howard, who's in her 20th year with the Lancaster Police Department. She's held the rank of captain since 2003.
Howard will succeed Hugh White, who recently announced plans to retire. White has been with the department since 1982, serving as chief the past 11 years.
Howard's appointment as chief becomes effective Jan. 7.
While Mother Nature played havoc with much of the East Coast, she kept her touch gentle in these parts with just enough snow to transform Lancaster County into a winter wonderland.
According to the National Weather Service, Lancaster County received between 2 and 5 inches Sunday, with the heaviest amounts falling in the northern and eastern parts of the county.
Residents across the region had been watching the weather projections for days, when forecasters began saying that the Charlotte area had its first good chance for a white Christmas since 1947.
Brenda Hilley and Sarah Funderburk of Lancaster believe sisters make the best friends.
Hilley, the oldest of five sisters and four brothers in the Deese family, was "second mama" to her other siblings. As children, they learned to support and encourage each other, and remained close as they grew up.
Both Hilley and her younger sister, Funderburk, are artistic and enjoy making many different kinds of hand-crafted gifts for friends and family.
Their Christmas trees are filled with ornaments – most of which are their own creations.
In one week, the Ward Faulkenberry Memorial Christmas Basket Fund nearly doubled the amount of money generated to help area residents in need.
Slightly more than $5,200 was donated to the fund through Wednesday of last week, bringing the grand total to $11,602.
Other donations were coming in but aren't included in this story because of The Lancaster News' early deadline for the Christmas holiday.
Donations received after Wednesday will be reported in next week's roundup.
Despite three county departments ending the fiscal year over budget, Lancaster County received another good rating during this year's annual audit.
Sheila Morgan, a certified public accountant with McAbee Talbert Halliday & Co., presented the audit results at Lancaster County Council's Dec. 13 meeting. Morgan issued the county an unqualified opinion, meaning it was in good financial shape.
Copyright © 2017
The Lancaster News is your source for local news, sports, events, and information in Lancaster County and Lancaster, South Carolina, and the surrounding area..


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Ganxy provides a way to buy and sell products on the web, including eBooks, music, video, articles, software, and more.
SpeedyAds, Entirewebs Pay Per Click Advertising solution, is a non-invasive, cost-efficient way of getting your site and products in front of thousands of people.
SpeedyAds is leading in Top 1M Sites and The Entire Web.
In terms of market share, Ganxy is clearly lagging behind, losing to SpeedyAds in all segments.
SpeedyAds has better usage coverage in more websites categories. Including People & Society, Arts & Entertainment, Internet & Telecom, Computer & Electronics and 140 other categories.
Ganxy is leading in Publications, Publishing & Printing, Crafts, Gardening and 2 other categories.
SpeedyAds is leading in most countries, including India, Indonesia, United States, Russia and 58 other countries.
Ganxy is leading in Fiji, Jamaica, Norway and Panama.


text: Well, just a general discussion thread. I've tried it out, and it's really fun. A lot similar to anyone who's played Marvel vs Capcom 2... which is the only versus game I've played. The menus are easy enough to navigate through, though, like every 2D fighter, I'm terrible. Though it's still fun to play with people who suck as bad as you. Hah, anyone else have any input on this game? Just figured I'd start a thread. Oh, and does anyone know for sure if the US version is coming out, or was that a rumor as well?


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MOVIE SYNOPSIS [ General Audiences ] In the unique vision of its director Ray Karwel, Scott F. Evans leads the cast of this feature film originally of USA, with original script in English (available with subtitles), whose premiere was scheduled for 2011. You can watch Time Again online on TV cable or theaters with original audio in English at different dates. This film premiered in theaters in 2011.
Rating: 5 by 50 users./
Runtime: 82 minutes
Scott F. Evans, John T. Woods, Angela Rachelle, Tara Smoker, Gigi Perreau, Fred Eric Anderson, Haile D'Alan, Robert Pike Daniel, Braxton Davis, Steven Dillon, Sean Faye, Ashlee Harris, Nicollette Harris, Lauren Jacoby, Wendy Jacoby and Douglas Jantzen Jr..
Adventure, Action, Science fiction.
82-minute film (full movie) directed by Ray Karwel.
The original audio of Time Again has dialogues in Dolby Digital, it was produced in USA.
It premiered in cinemas or television in 2011.
Screenplay written by Ray Karwel, C.S. Hill and Debbie Glovin.
John Rosenberg.
Ray Karwel, John T. Woods, John Rosenberg, Brandon DeRoos, C.S. Hill and Debbie Glovin.
This film was produced and / or financed by HillWell Films, Nasty Strangers and Glorose Productions.
Maxim Media International and Brain Damage Films.
Without commercial breaks, the full movie Time Again has a duration of 82 minutes; the official trailer can be watched in streaming on the Internet. You can watch this full movie free in EnglishDolby Digital in movie TV channels, renting the DVD or with VoD services (Video On Demand player, Hulu) and PPV (Pay Per View, Netflix).
See the page of this full movie, Time Again in FULLTV Movies.


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Welcome to the Patient Portal!
You can access the patient portals and online bill pay below.
If you were seen in the hospital or emergency department, click here:
If you were seen at an outpatient clinic–Milo Family Practice, Guilford Medical Associates, Dover-Foxcroft Family Medicine, Dexter Internal Medicine, Corinth Medical Associates, Mayo Women's Health, Mayo Orthopedics, or Mayo Surgical Associates including ENT, General Surgery, Urology or Cardiology–please click here:
Secure Online Statement Access and Payment Services
To view or pay your bill online, please visit: billpay.mayohospital.com.
Financial Assistance Program
Mayo Regional Hospital is committed to treating all patients who need our care regardless of health insurance or financial status. Learn about Mayo's Financial Assistance Program.
Mayo Billing: To make a hospital payment by phone or payment arrangements please call (207) 564-4301. To view or pay your bill online, visit billpay.mayohospital.com.
For your financial safety do not send any credit card information by email. You can send questions and communication to: email@example.com
Contact us directly with your questions and concerns:
564-4302 – Medicare
564-4305 – Collections
564-4389 – Worker's compensation, Veteran's Administration, Prison Health Services, Tricare, Champva, Auto Liability & other Liability cases
564-1615 – Patient Financial Counselor–payment arrangements, account consolidations (to combine accounts).
564-4309 – Anthem Blue Cross, MaineCare (Maine Medicaid), and out of state Medicaid policies
564-4303 – Commercial insurances including Aetna, Harvard Pilgrim, Patient Advocates, United Healthcare, etc.
564-1610 – Medicare Advantage Plans such as Generations Advantage and Aetna.
Mayo Physician Billing is responsible for billing services provided by Mayo Practice Associates providers. To contact Mayo Physician Billing please call (207) 564-8724.
Helpful things to remember when visiting the hospital:
Please remember, it is your responsibility to bring proof of insurance to every visit to the hospital or to the provider practices. Your copayments are expected at the time of your visit.
You will be asked to verify your address, phone number, and other contact information at every visit to ensure that our records are correct.
Know your insurance policy. We post the payments as they come to us. If you have an issue with a deductible or co-payment, please contact your insurance carrier directly, because Mayo does not know the details of individual policies.
Frequently Asked Questions:
Q: How can I make a hospital payment?
A: Hospital payments can be made in several ways:
- Pay online by visiting: billpay.mayohospital.com
- Mail to 897 West Main Street Dover-Foxcroft, ME 04426.
- By phone please call (207) 564-4301
- You may also bring your payment to the hospital.
Q: Why did I receive more than one bill for my services?
A: Mayo Regional Hospital owns the offices that make up Mayo Practice Associates. The billing for the hospital and the practices is done from two different computer systems. If you received services at the hospital you will receive a bill from the Business Office. If you received services at one of the practices you will receive a bill from Mayo Physician Billing.
Q: How can I make a payment for a visit to a Mayo Practice Associates office?
A: Mayo Practice Associates payments can be made in several ways:
- Pay online by visiting billpay.mayohospital.com.
- Mail your payment to 47 Dwelley Avenue Dover-Foxcroft, ME 04426.
- Contact our billing department at (207) 564-8724.
- You may also bring your payment Mayo Physician Billing or to the cashier at the hospital.
Q: Why do I have two bills for my x-ray services?
A: You may receive two bills for x-rays done at Mayo Regional Hospital. The hospital bills for the service and Spectrum Radiology bills for the Radiologist that reads the x-ray.
Glossary of commonly used terms
- Claim: A bill that is sent to the insurance company.
- Co-pay: A fixed amount that is paid directly by the patient at the time of the visit.
- Deductible: A fixed amount of money that the patient must pay before the insurance company will begin to reimburse for services.
- EOB (Explanation of Benefits): Statement from the insurance company explaining how benefits were applied to accounts.
- Pre-authorization: Permission granted by insurance company for certain services to be covered. This request is made by your doctor in most cases before services are rendered. Review your policy to see if this applies to you.
- Referral: Request for additional care, usually of specialty nature, made by your Primary Care Provider. (Example: Physical Therapy).
- Primary Care Provider (PCP): The provider responsible for the majority of your healthcare
The following Web site links provide helpful information for beneficiaries and insured members. Some Web sites, such as anthem.com, allow members to monitor their claims through a secured access.
- www.Aetna.com
- www.anthem.com (Maine Blue Cross)
- www.myCIGNA.com
- www.martinspoint.org
- www.myTricare.com
- www.va.gov/hac/forbeneficiaries/champva/ (for Champva beneficiaries)


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I have to ask you to indulge me a bit and look at my puppy again. She is growing like a weed and at only 14 weeks is about as big as her Mom. I should have nature photographs again Wednesday. Back to your regularly scheduled posts then.
{ 3 comments… read them below or add one }
- March 20, 2011 at 9:33 pm
In the first one, Star looks really dark, but in the second one she looks like I thought she does. Cute dog.
- March 23, 2011 at 8:21 am
Beautiful dog! I wish I could post pics of our new puppy. They do grow up fast don't that? We have ours on a raw diet. Our vet wasn't very keen on it, so we switched vets. It's a lot of work and commitment, but we do believe it's a better diet.
Norm Miller recently posted..Why Getting Online Reviews Should Be the SECOND Thing You Do
- March 24, 2011 at 7:57 am
Raw diets are a lot of work. You have to make sure the meat is from a very clean and careful butcher or it makes the dog sick.
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Katey and Jason were married at Duncan Memorial Church located in Crestwood Kentucky. Duncan memorial provided many great photo oppurtunities and is one of the most beautiful churches in the Louisville area for wedding photography.
Their reception followed at the Mellwood Arts Center which is five minutes from downtown Louisville. Enjoy their wedding photos!
More can be seen by becoming a fan of Jason Holzworth Photography on Facebook by clicking here!
Tags: duncan memorial wedding, louisville kentucky wedding photography, Louisville wedding photographer, louisville wedding photogrpapher jason holzworth, mellwood arts center wedding


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Here's a bit of exciting news. Famed mobile casino, 888, has just launched a new site dedicated to bingo — but not just any kind of bingo. Christmas bingo! The new site, Jingle Bingo, is set to remain throughout the Christmas period and offers some cool promotions along with it. It's probably the best place to celebrate Christmas and play bingo at the same time.
Apart from festive cheer, Jingle Bingo hosts 75 and 90 ball games, through to High 5 Bingo with chat so you can talk to friends while you play. If you deposit £10 you get to play with £40 and you could earn a jackpot of up to £30,000.
Players have access also to a selection of festive-themed scratchcards and slots, as well as a 'top winners' list that is updated regularly. This gives things a more competitive edge as players attempt to earn their place there. Just to keep things interesting.
And as if that wasn't enough, the sit is offering a host of a promotions, including:
- Bingo Advent
- £30k Sleigh Away
- £2016 Midnight Madness
- Spin-Tastic!
- The Big £10,000!
- Loyalty Plan
Finally, to put the icing on the cake, there's a £30 welcome bonus when you join. All you need to do is make a £10 deposit and you'll get a 150% Bingo Bonus and a 150% Games Bonus.


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|28 Jun 2016
MGA report on xp box
This PC has gone thru the ringer over the years - viruses, replaced parts, reinstalls, phone validations. At times I was plagued with unexplained slow operation. I do not believe it has any licensing issues, but you tell me.
Diagnostic Report (1.9.0027.0): ----------------------------------------- Windows Validation Data--> Validation Status: Genuine Validation Code: 0 Cached Validation Code: N/A Windows Product Key: *****-*****-TR399-49BVB-3CWWY Windows Product Key Hash: mKGqw6Yk//yM57UkzI+mWUYZCrs= Windows Product ID: 55277-OEM-2116301-36016 Windows Product ID Type: 3 Windows License Type: OEM System Builder Windows OS version: 5.1.2600.2.00010300.3.0.hom ID: {D846748C-5CCE-4828-8CB7-E3F515FF3CBB}(3) Is Admin: Yes TestCab: 0x0 LegitcheckControl ActiveX: Registered, 188.8.131.52 Signed By: Microsoft Product Name: N/A Architecture: N/A Build lab: N/A TTS Error: N/A Validation Diagnostic: 025D1FF3-230-1 Resolution Status: N/A Vista WgaER Data--> ThreatID(s): N/A Version: N/A Windows XP Notifications Data--> Cached Result: N/A, hr = 0x80070002 File Exists: No Version: N/A, hr = 0x80070002 WgaTray.exe Signed By: N/A, hr = 0x80070002 WgaLogon.dll Signed By: N/A, hr = 0x80070002 OGA Notifications Data--> Cached Result: N/A, hr = 0x80070002 Version: N/A, hr = 0x80070002 OGAExec.exe Signed By: N/A, hr = 0x80070002 OGAAddin.dll Signed By: N/A, hr = 0x80070002 OGA Data--> Office Status: 103 Blocked VLK Microsoft Office Enterprise 2007 - 103 Blocked VLK OGA Version: N/A, 0x80070002 Signed By: N/A, hr = 0x80070002 Office Diagnostics: 025D1FF3-230-1 Browser Data--> Proxy settings: N/A User Agent: Mozilla/4.0 (compatible; MSIE 6.0; Win32) Default Browser: C:\Program Files\Mozilla Firefox\firefox.exe Download signed ActiveX controls: Prompt Download unsigned ActiveX controls: Disabled Run ActiveX controls and plug-ins: Allowed Initialize and script ActiveX controls not marked as safe: Disabled Allow scripting of Internet Explorer Webbrowser control: Disabled Active scripting: Allowed Script ActiveX controls marked as safe for scripting: Allowed File Scan Data--> Other data--> Office Details: <GenuineResults><MachineData><UGUID>{D846748C-5CCE-4828-8CB7-E3F515FF3CBB}</UGUID><Version>1.9.0027.0</Version><OS>5.1.2600.2.00010300.3.0.hom</OS><Architecture>x32</Architecture><PKey>*****-*****-*****-*****-3CWWY</PKey><PID>55277-OEM-2116301-36016</PID><PIDType>3</PIDType><SID>S-1-5-21-1454471165-299502267-682003330</SID><SYSTEM><Manufacturer>ECS</Manufacturer><Model>M863</Model></SYSTEM><BIOS><Manufacturer>American Megatrends Inc.</Manufacturer><Version>080010 </Version><SMBIOSVersion major="2" minor="3"/><Date>20050330000000.000000+000</Date></BIOS><HWID>B84E39370184A05F</HWID><UserLCID>0409</UserLCID><SystemLCID>0409</SystemLCID><TimeZone>Pacific Standard Time(GMT-08:00)</TimeZone><iJoin>0</iJoin><SBID><stat>3</stat><msppid></msppid><name></name><model></model></SBID><OEM/><GANotification/></MachineData><Software><Office><Result>103</Result><Products><Product GUID="{90120000-0030-0000-0000-0000000FF1CE}"><LegitResult>103</LegitResult><Name>Microsoft Office Enterprise 2007</Name><Ver>12</Ver><Val>ACD7202654E586</Val><Hash>fFic3JgCreGGRxyF8uMWB4R4Jcg=</Hash><Pid>89388-707-1528066-65107</Pid><PidType>14</PidType></Product></Products><Applications><App Id="15" Version="12" Result="103"/><App Id="16" Version="12" Result="103"/><App Id="18" Version="12" Result="103"/><App Id="19" Version="12" Result="103"/><App Id="1A" Version="12" Result="103"/><App Id="1B" Version="12" Result="103"/><App Id="44" Version="12" Result="103"/><App Id="A1" Version="12" Result="103"/><App Id="BA" Version="12" Result="103"/></Applications></Office></Software></GenuineResults> Licensing Data--> N/A Windows Activation Technologies--> N/A HWID Data--> N/A OEM Activation 1.0 Data--> BIOS string matches: yes Marker string from BIOS: 5960:Compaq Computer Corporation|17B4C:Elitegroup Computer Systems Co Ltd Marker string from OEMBIOS.DAT: N/A, hr = 0x80004005 OEM Activation 2.0 Data--> N/A
|My System Specs
|28 Jun 2016
I can tell you that your MS Office is non-genuine its going to a blocked VLK (volumn license key).
Uninstall it it might speed up your comp.
Plenty of free ones out there if you dont want to buy a licence.
|My System Specs
|28 Jun 2016
Libre Office seems like a suitable replacement. Does the fact this key is blocked mean that the office install itself has been altered, or that some other process is running and blocking access to the key? Any number of malware/virus scans says the system is clean but maybe they just do not look at this.
As far as the OS goes the report says 'genuine', but are there cases where it says this but it is still not legit?
|My System Specs
|29 Jun 2016
Hi Tns,
Your OS and Office suite keys are both checked by MS.
The office Enterprise Keys are issued to either companies or Educational establishments, and are "controlled" by them and then MS.
Thats why i said remove it, your System Builder key should be fine.
Your last statement is also correct. Pirates use what they call Loaders, to circumvent the Activation system.
|My System Specs
|29 Jun 2016
Hi Tns,
Your OS and Office suite keys are both checked by MS.
The office Enterprise Keys are issued to either companies or Educational establishments, and are "controlled" by them and then MS.
Thats why i said remove it, your System Builder key should be fine.
Your last statement is also correct. Pirates use what they call Loaders, to circumvent the Activation system.
|My System Specs
|29 Jun 2016
Hi TNS,
No they dont show up in AV scans, even Avast's PreBoot.
The definition is that they are loaded upon BOOT, but not as standard .exe's, they use DOS commands before hand, ie pre windows loading.
|My System Specs
|29 Jun 2016
If there were some foolproof method to evade virus scanners, don't you think every virus would be using it? This clearly is not the case. It is more believable that the scanners are just not targeting these loaders/hacks. Got to wonder about that.
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Dodging reporters' questions on his way in and out of the Augusta Commission's regular meeting Tuesday, Commissioner Alvin Mason spoke publicly only once during the meeting.
He took issue with the code of conduct Mayor Deke Copenhaver wanted the commission to reapprove.
The usually verbose Mason, making his first public appearance since his arrest for domestic violence last week, echoed questions raised by Commissioner Bill Lockett about the one-page code, which has twice been adopted by the commission.
"We tried this in 2006, in 2009, and now we contemplate doing it again in 2012, and nothing has changed," Lockett said.
Mason said one of the code's nine bullet points, which deals with setting aside individual differences and supporting the commission's actions, immediately jumped out as problematic.
"It's awfully difficult to meet up and lay down your differences," he said, "especially if you have some legitimate reason in your own mind, and/or some proof."
Throughout 2011, Mason and Lockett – and, usually, commissioners Corey Johnson and J.R. Hatney – often split with their white colleagues to oppose and publicly speak out against most measures involving a new personnel manual, outsourcing city functions and whether to increase the administrator's authority.
Copenhaver said he wanted to readopt the code because "last year, things got a little sideways on us."
The mayor, who read the existing code into the record, said he was "fine" with Johnson's motion to call a commission retreat to revisit the code instead of reapproving the document Tuesday.
During a half-hour meeting, the first of 2012, the commission also withdrew without prejudice an agenda item dealing with a new overlay district in the Laney-Walker historic district.
That maneuver frees the applicant to present a revised application to the Augusta Planning Commission, Planning and Development Director George Patty said.
The original application, filed by APD Urban Planning and Management, a consulting firm hired to assist with Augusta's massive redevelopment plan for the Laney-Walker and Bethlehem neighborhoods, hit snags when bloggers noticed procedural errors in the original application process, Patty has said.
Both agenda items passed 9-0 Tuesday with Commissioner Joe Jackson out.


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House, Rosebud
Rated 4.5 out of 5 stars 4 reviews
From $297 per night {{quote.pricing.message}} Total {{quote.pricing.price | format:'currency':'short'}} for
Min 1 - 7 nights stay
- Available All Year, 1-7 night bookings, sleeping up to 11 guests
- 1 night stay available for $650 over Low & Shoulder Season Excluding Long Weekends
- BYO doona covers, top & bottom sheets, pillow cases, bath & beach towels or all linen plus towels can be supplied for $200 per stay.
- Property is Pet Friendly
Immerse yourself in this stunning four bedroom, three bathroom, two-storey family beach house - easily accommodating two families holidaying together. Linen and towels are not provided, however a linen and towel hire can be arranged for $200 per stay.
Spend your summer relaxing around the pool, cook up lunch on the BBQ, the kids can entertain themselves with air hockey, board games, DVD's, Wii and three internal entertaining spaces means you can always find somewhere quiet
Situated less than a 15 minute stroll to Rosebud Beach, and 3 minutes from the freeway Verdejo is easily accessible by car and you can leave it parked the whole time you're on holidays. The local shopping centre is a 10 minute walk, or 2 minute drive.
The house is well equipped with all the creature comforts a holiday home needs.
Ground Floor:
Enter to a warm entertaining area, with a fireplace for the cooler nights. A huge 46" TV is great for kicking back on the super comfy couches with a DVD after a long day in the sun.
The large dining area seating eight and huge open plan kitchen is equipped with all the crockery, and kitchenware you could need. The laundry is complete with washer and dryer for use during your stay.
Verdejo's ground floor hosts the master bedroom with a Queen size bed, walk in robe and generous ensuite. An added bonus is the relaxing private deck, nestled in amongst ferns.
In addition, the ground floor has a second bedroom with a single bunk bed and single bed. The second entertaining space at the rear of the house has a 32" TV with Wii set up, loads of board games and a great King single day bed that also converts to a king size bed.
Travel upstairs and its almost like a whole other house Another entertaining area complete with a 55" TV, DVD and VHS for the classics, an air hockey table, kitchenette with bar fridge, microwave and coffee machine, as well as a six seater dining table.
The houses third bedroom overlooks the pool, and is complete with a queen size bed and access to the shared ensuite. The fourth bedroom has a double and single bunk bed, again with access to the shared ensuite.
Wrapped around the side of the second floor is a magnificent deck and external staircase to the leads down to the outdoor covered entertaining area, pool and yard.
Free onsite parking is available in the garage and driveway. Car rentals from the airport are the best way to travel to Rosebud if you are travelling from abroad.
3 Car Spaces
Features covered by Stayz Rental Assurance
Air conditioning, Dishwasher, Parking, Private pool, Washing machine
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Do your homework
Returns: Infratil made a marked profit with this timely sale of its share in Tauranga. Credit: Abaconda Management
Dave MacIntyre finds out how investors can take the rough with the smooth in port commitments
Investing in ports can be anything but the conservative investment that normally characterises infrastructure or utilities, as some have found to their cost. Terminal operators, shipping companies, pension funds, private equity companies, infrastructure funds and insurance companies are all now active in the ports market, but a key question is what degree of due diligence they undertake to underpin their investment?
There have been successes and failures. When Hutchison bought the IIHC portfolio of terminals from ICTSI it conducted detailed due diligence on each terminal property and got the "mother" port authority to sign over each concession. There were no problems after acquisition.
On the flip side, Hutchison's expansion in Australia involved excessive costs in trying to take on an established duopoly. The implication is that they did not drill down enough to ensure they would put in place a highly-competitive operating entity.
When DP World bought P&O Ports it is well known they only undertook corporate-level due diligence, rather than detailed due diligence of each individual business unit. Subsequently, a problem arose in India when its Mundra International Container Terminal, previously owned by P&O, lost its sub-concession with the Mundra Port and Special Economy Zone.
DP World had not sought permission from the state port regulator, the Gujarat Maritime Board, which was mandatory under the concession agreement. While DP World managed to negotiate a continuation of its operations at MICT, it was overlooked when the second container terminal was developed.
Further failings
An earlier example of failure was the-then Dubai Ports Authority signing a management contract for the Beirut Container Terminal in 1998, but a few years later pulling out after miscalculating throughput and revenues.
A more recent dud was the Chinese consortium's acquisition of a majority shareholding in Kumport, Turkey. Immediately afterwards the terminal lost the business of Maersk and MSC - MSC had opened its Asayaport facility and also has shares in Kumport's neighbour MARPORT. It is understood that about 40% of the terminal's throughput disappeared - no joke when you have paid top dollar for a majority stake in the business.
Other investors have had marked successes in port investments.
New Zealand and Australian-based listed company Infratil acquired a 25% shareholding in the Port of Tauranga when local understanding of the port sector was still developing and sold at a marked profit as the company matured. Another investment was in the Port of Portland in Australia.
James Waldie of H.R.L. Morrison & Co - Infratil's investment manager - tells Port Strategy that it seeks long-term returns when considering a port investment. These are primarily but not solely analysed based on a detailed 30-plus year discounted cashflow valuation, translating underlying demand drivers (e.g. trade volumes/ship visits) into earnings forecasts.
The growth outlook and international competitiveness of the export products sourced from the port's hinterland are analysed, as well as likely growth of imports.
"It is important to overlay any physical constraints (including both within port precinct, and external limitations such as road/rail congestion) of the port's capacity into the forecasts, and make allowance for major expansionary capital expenditure which will improve the port's long-term ability to handle trade flows - as well as assess and provide for adequate maintenance capital expense given the harsh marine environment."
All-time high
Recent Australian port transactions have occurred at all-time-high earnings multiples, as institutional capital seeks low-risk yielding assets in a low-interest rate environment plus leverage from businesses with GDP-plus growth prospects and relatively fixed-cost bases.
Mr Waldie says a key determinate is the relative riskiness of the port's business.
"A major container port typically has material barriers to entry, strong pricing power and a diverse range of customer and commodity volumes. An investor will be able to obtain a level of comfort in the port's earnings potential and long-term viability and will ascribe a lower return hurdle/higher valuation.
"In contrast, smaller regional ports can be reliant on a more concentrated set of commodity flows which tend to be more volume volatile and, in some cases, more competition from neighbouring ports.
"In these circumstances, an investor will require a higher return, implying a lower valuation.
"Sometimes what's on offer is not the port itself but specific port operations, such as container stevedoring or bulk liquid storage. These are also considered as investment prospects."
Importantly, Morrison & Co believes that infrastructure assets such as ports benefit from an active management approach.
"For us this means making sure that we have board representation at a minimum and an active role in recruiting and incentivising senior executives. We also deploy our executives to support key strategic initiatives in the business where the business does not have sufficient in-house resource."
What about ports seeking to entice an investor? Mick Payze, director of Australian-based Shipping and Freight Enterprises P/L, recently spoke on the effectiveness of public private partnerships (PPPs) to an industry conference in Papua New Guinea. He said many countries have moved to involve the private sector in port management to achieve operational improvements, to answer challenges such as the ever-increasing size of vessels.
Get together
A possible way forward is a joint venture between a private investor and a landlord port authority in a PPP (although terminal operators may have reservations as it gives the port management strings to interfere).
A PPP may be where the parties join as equals to operate the port functions or may be more a master-servant relationship where the state or public authority retains control but financial accountability is shared.
From a government perspective, the advantages of a PPP include easing the burden on the national budget, attracting foreign investment, transferring all or part of the risk to the private sector, and freeing up capital. A government may also look to regulatory oversight to ensure that the public interest is protected, including the ability to retain control over tariffs and the KPIs for the port or terminal.
Mr Payze says the governance can adopt one of several structures: management contracts can assure public ownership of assets is retained with operational management outsourced to the private sector, whereas lease and rent contracts also retain public ownership of the main terminal infrastructure with the private sector using those assets under licence.
Alternatively the government may act as both regulator and landlord, or the private sector may assume operational responsibility and operational and financial risk. Lease payments can be set either on a fixed basis or with some combination of a cargo-throughput levy.
How can a port initiate the search for a concession holder? Two key steps may involve requesting Expressions of Interest - which involves technical and financial qualification - and (from qualified parties) a Request for Proposals.
Usually two envelopes are involved: technical and financial. In mature economies usually the winner emerges not just based on the financial offer but also for technical competence/innovation, business plan, operational plan, environmental management and safety systems and so on.
Mr Payze says there should be a set pattern of information collation and disclosure to meet with due diligence standards set by finance institutions. The data required will cover existing and projected cargo demands, institutional and management arrangements, options for a port management structure and ownership model, preliminary costs of building and developing the required port facilities and the cargo-handling costs, and the projections of FIRR (financial internal rate of return) and EIRR (economic internal rate of return) to ensure a viable result.
Generally, it is preferable for the terminal operator to be a lead partner in the successful consortium.
Concession agreements come in many shapes and sizes, but they generally fit with one of the following models:
- the landlord port authority;
- the fully craned or 'tool port', where the port authority owns the quay cranes or cargo handling infrastructure and the stevedore provides the mobile equipment and waterside workers;
- LOT, or lease, operate, transfer, contracts in which the port authority constructs the wharf and levels the land and the concession holder finishes off the civil construction and provides the mobile handling equipment;
- BTO, or build, transfer, operate, contracts where the operator transfers the ownership of assets it constructs to the port authority immediately upon completion and then enters a management contract for a term;
- BOT, or build, operate, transfer, where investors fund the provision of infrastructure and also the provision of the handling equipment;
- BOOT, or build, own, operate, transfer, contracts where the operator owns the site on which the improvements are to be constructed until the end of the concession period—the predominant model for PPPs;
- Full privatisation
Links to related companies and recent articles ...
DP World
- Operators spearhead Go Green event
- Jeddah development to help economic diversification
- Filling capacity gaps
- Camco awarded DP World Callao gate automation project
- DP World to up its investment in Senegal
- DP World drops Indonesia terminal
- Canadian container terminal closed after 11 staff injured
- International operators eye Chittagong tender
- 13% growth for Black Sea container terminals
- Operational insight
- P&O Ports wins Sète contract
- DP World advises on Indonesia's development
- Shaping partnerships to reduce risk of port investments
- DP World under union microscope
- Trump's trade agenda
- Crane collapse at Jebel Ali
- DP World to invest USD$1bn in India
- Higher bids for Thessaloniki share
- DP World enjoys 29.9% profit growth
- DPW Australia price hikes 'could have been higher'
- DP World invests in greener future
- DP World wins Djibouti dispute
- DPW in final three for Townsville bid
- Trump's talk 'just a phase', says DPW
- DP World looks to Tesla technology
- DP World invited to join El Pilar project
- DP World UAE volumes 'stabilise'
- Ecuadorian port investment planned for 2017
- DP World chief sees potential for growth in India
- DP World pairs up with global investment partner
- DP World seeks BA terminal renewals
- DPW still committed to Tasmanian terminal
- DP World Southampton strengthens fleet
- Global operators spearhead environmental initiative
- DP World invests in Australian terminals
- DP World wins 30-year concession
- DPW Australia opens inland hub
- DP World slows down Jebel Ali expansion
- A revolutionary new way of moving boxes
- DP World dismisses Melbourne claims
- DP World wins Rodney Container Terminal tender
- DP World to explore opportunities in Taiwan
- Green certification for DP World
- All change for Buenos Aires
- Ecuador showcases port potential
- DP World Australia boasts of 100% VGM accuracy
- DP World lists $1.2bn Sukuk
- Posorja to become major industrial zone
- Contecon's Posorja legal challenge rejected
- Contecon files claim against DPW
- DP World wins Ecuador concession
- DP World orders 10 Kalmar hybrid strads
- Alliances, uncertainties and opportunities
- DP World launches MENA education programme
- DP World and Georgia discuss economic cooperation
- Screen time
- Ready or not
- Do your homework
- High risk, high reward?
- Shipping industry signs up to pilot XVELA platform
- Strong financial results for DP World
- DP World in Tasmanian deal
- Green initiative ends on a high note
- DP World set to slash costs
- DP World's Callao terminal a year ahead of schedule
- DPW still committed to London Gateway
- No bail out for DP World
- Vietnam's SPCT plans go deep
- Botany reform threat hangs heavy
- DP World detects market stabilisation
- Southampton crane collapse concerns
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- Strike greets DP World handover at Aden
- Ports free of Dubai woes - almost
- Port Trust could manage vacated Kochi box terminal
- DP World stake 'not for sale'
- Waiting times to fall at Algiers
- DPW nets ISO first
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- Port operators reveal carbon stats to tackle climate change
- DP World goes all-electric in Sydney
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- Building a better Victoria
- Manila backlogs mount up
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- Green initiative ends on a high note
- Curtain call for Hong Kong drama


text:
Separate names with a comma.
Posted By brule1,
Aug 31, 2006 at 10:51 PM
I have a RUMFORD FIRE PLACE in my house,what are my best options for its use as a heat source.Brule
Fireplaces, in general, are poor heaters. They will heat the immediate area, and may even warm a small room, but probably not a whole house. As far as fireplaces go, a Rumford design is about the best for giving off heat just as it is.
To increase heat output, you could add a "fireback" - a thick cast-iron panel (usually decorative) placed behind the burning wood to throw more heat into the room. The already shallow design of a Rumford may not allow this.
Or you could use an air-circulating log rack, which pulls cool air in the bottom, circulates it behind the fire (heating it up) and out the top.
I have never seen any inserts for Rumfords, but they might be out there.
I recommend leaving it just as it is. Rumfords are fantastic fireplaces and, though rare, they are increasing in popularity.
Just clean the chimney once a year, have the whole thing inspected once in a while, burn safely, and enjoy.
I agree with Spot. Maybe consider a hearth stove sitting in front of it.
Also look around for the fire building technique in a Rumford......I think teepee style works well, or as other said one of those fancy radiant grates....
Brule... is putting a stove on the hearth an option for you? Or are you looking for the best way to use it as a fireplace?
Harley ,I will be already burning wood in my stove ,so I was hoping I could find a propane insert that would fit.
Look at http://www.gascoals.net
These will look very nice in there!


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session | deacons
The Session is the governing body of the church.
Pastors: Marcia Mount Shoop, Samantha Gonzalez-Block, Richard Coble
Clerk: Kern Parker
Class of 2017:
Mark Clevenger
Keaton Hill
Tiffany Kinnaird
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Jordan Stokes
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George deWalder
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Kate Shem
Denise Snodgrass
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Scott Engels
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The Deacons are called to fill a particular function of the church: to teach charity, urge concern, and direct the people's help to the friendless and those in need and in this ministry to try and show the love and justice of Jesus Christ. The call to service is fundamental to our existence as a community of faith.
Board of Deacons
Class of 2017:
Class of 2018:
Alice Schmitz
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Class of 2019:
Sergio Fernandez
Walt Justice
John Mount Shoop
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Anne Sayers
Matt Stradley
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Food Comparison
May 2011 Issue
Mexican Restaurant Fiesta: Say Adios to Sodium and Fat
Mexican restaurants sure draw a crowd: Colorful decorations, fun music and, of course, delicious foodwhats not to like? In fact, Mexican foods, from tacos to enchiladas, are so popular that theyve even entered the realm of American comfort food. But is this spicy, often cheesy fare wreaking havoc with our waistlines, and cholesterol and blood pressure levels?
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text: For most people the NHS is free at the point of use. We don't get charged to see our GP. But our research showed that some of the people with dementia living in care homes are being charged extra. We are calling on the Health Secretary Jeremy Hunt to put an end to unfair charging. Join the campaign An end to second-class treatment in care homesBed-bound for months: Frances & Ben's storyDenial of access to GP services: Tracey & Jean's story


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I have been tutoring for 4 years. I specialize in algebra 2, trigonometry, precalculus, and SAT math.
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text:
Chile welcomed its selection Monday to host the world's largest-ever telescope, calling it an important economic achievement and a recognition of the country's importance for the key astronomy project.
"The news is extremely important because it opens the possibility to make a leap in Chile in astronomy research," Foreign Minister Fernando Schmidt was quoted by local press as saying after Chile was selected for Europe's Extremely Large Telescope (ELT).
"This is a recognition of the quality of our territory and the government policies of Chile, under different administrations, which have attracted this type of investment to our country."
The announcement came earlier Monday from the Munich-based European Southern Observatory (ESO), which called the planned facility in Chile's northern desert "the world's biggest eye in the sky."
The ESO, an intergovernmental astronomical research agency, already has three facilities operating in the Atacama desert, including the Very Large Telescope (VLT) in the town of Paranal.
Advocates for Chile argued that its desert was the perfect place because of skies that are cloud-free 320 nights a year.
The region has extremely low humidity and is also free of the storms that lash the Spain's Canary Islands, which had also vied for the telescope.
Chile's government actively lobbied to host the ELT, agreeing to donate a substantial tract of land for the facility.
The ELT is intended to dwarf the VLT. The construction cost is estimated at around one billion euros (1.25 billion dollars) and it is to become operational by 2018.
Morocco, South Africa and Argentina had also competed for the project.