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Send Flowers to Marchington Woodlands, Staffordshire with Clare Florist
Our florists love making bouquets and arrangements for UK flower delivery, and we can send flowers to Marchington Woodlands, Staffordshire for you.
We have a wide range of Roses, Freesia flower bouquets, and Lilies, as well as Classic Bouquets and our Colourful flower Bouquets, and our range of Flowers under £21.00. Our home page provides more information on our extensive range of next-day flower delivery services, all of which are available for next day UK flower delivery to Marchington Woodlands, Staffordshire, Or indeed anywhere in the UK!
Flowers Delivered to Marchington Woodlands, Staffordshire
Giving someone a bouquet of flowers during their birthday or on a special occasion s a wonderful gesture. And when you want to send flowers to Marchington Woodlands, Staffordshire, we can help you out. You can choose from our collection of bouquets that are perfect for occasions such as anniversaries, birthdays, Mother's Day and even days when you just want to make someone smile. We also offer next-day delivery service so if you want to take advantage of that, make sure to order flowers for delivery to Marchington Woodlands, Staffordshire as early as possible.
Best of all, our seven day freshness guarantee means you can rest assured knowing your special someone will love their flowers for days after delivery.Tweet
Most Popular Flowers Sent to Marchington Woodlands, Staffordshire This Month
- £22.50£21.99inc. std. deliveryAmethyst£34.99£29.99inc. std. deliveryFreesia Fragrance£29.99inc. std. deliveryRainbow Roses£27.99£22.99inc. std. deliveryOriental Charm£31.99£27.99inc. std. deliveryRose & Freesia£29.99£27.99inc. std. deliveryWinter Sunshine£29.99inc. std. deliveryCarnation Sparkle£22.99inc. std. deliveryFestive Picks£28.99inc. std. deliveryVery Berry Christmas Wreath£39.99inc. std. deliveryAll That Glitters£34.99£32.99inc. std. deliveryChristmas Cracker£39.99inc. std. deliveryFestive Wishes Basket
If you need to send flowers to Marchington Woodlands, Staffordshire for delivery today, we have a range of flowers on our Same Day Flowers page.
Flower Delivery to Marchington Woodlands with Clare Florist
Marchington Woodlands is a small village in Staffordshire. There are many farms and cottages within the village and the locals usually refer to the area as the Woodlands. Marchington Woodlands became a village in 1859 when the parish church opened. The parish church in Marchington Woodlands is dedicated to St. John. The church was designed by Mark Parsons and there is a war grave of a World War I soldier from the Royal Field Artillery in the churchyard.
Sudbury Hall is not too far from Marchington Woodlands and this historic home was built in the early 17th century for Lords Vernon. Inside Sudbury, people can see woodcarvings by Grinling Gibbons, a decorated staircase by Edward Pierce and murals by Laguerre. Everyone will be in awe as they see the State Bedroom that was used by Queen Adelaide. It is easy to learn about how children lived from the 18th century until today, with the museum at Sudbury.
Croxden Abbey is north of Marchington Woodlands and only certain parts of the buildings are visible now. It was originally built in the 12th century by the de Verdun family. People who visit the site today will see most of the west wall which includes two doorways with lancet windows above them.
Alton Castle is a Gothic revival castle that is located on a hill above the Churnet Valley. The castle dates back to the 12th century, however the current castle was built in the middle of the 19th century by John Talbot, the 16th Earl of Shrewsbury. Alton Castle has recently been used as a residential youth centre and more than 8,000 children visit the castle every year.
Lichfield Cathedral is the site where a rare sculpture of an angel has been discovered and many believe that it was cast back in the Saxon times. This cathedral is the only English Cathedral that has three preserved stone spires and these spires can be seen from almost anywhere in town.
Anyone who wants to send flowers to Marchington Woodlands will want to visit Clare Florist. The staff at Clare Florist is able to create magnificent floral arrangements using their large range of flowers. They are able to deliver flowers in Marchington Woodlands as soon as the next day, so that they are not late for any occasion. Whether there is a special occasion or not, Clare Florist is the perfect choice for purchasing flowers.
Flower delivery information for Marchington Woodlands, Staffordshire.
Our flowers delivery services in Marchington Woodlands, Staffordshire are usually made by DPD or Royal Mail Special Delivery. 99.9% of our flowers are delivered by 5pm on the requested day - (more commonly before noon), except UK Public Holidays. We also offer a range of next-day flower delivery options in Marchington Woodlands, Staffordshire - specific information is available during checkout.
Please ask if you need special arrangements, as sometimes we can accommodate special requests. Email firstname.lastname@example.com and we'll try to help.
Delivering flowers for special occasions
At appropriate times of year we can also deliver Valentine's Day flowers, Easter Flowers, Mother's Day flowers, and Christmas Flowers to Marchington Woodlands, Staffordshire.The Small Print?
There is no small print! When you order flowers for delivery in Marchington Woodlands, Staffordshire with Clare Florist, that's exactly what you get - flowers delivered in Marchington Woodlands, Staffordshire, without any fuss.


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PHP Portal Builder
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PHP Portal Builder Hosting Promo
PHP Portal Builder is an easy-to-use program designed to facilitate your web portal management and optimize it in the most convenient way. PHP Portal Builder features allow you to create and maintain your site easily and quickly. There is probably no software with such multi-feature-functionality, as PHP Portal Builder has: both back-end maintenance such as creating new categories and validating new submissions.Visit publisher site: PHP Portal Builder
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subset: commoncrawl


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Sarah Das has tackled the challenge, like many other designers, of designing an alphabet drawing a letter or number every day for the duration of the 36-day challenge, which is known on social media and grouped under the hashtag #36daysoftype.
Most designers use this monthly challenge to polish their Illustrator and Photoshop skills, or perhaps take a more traditional approach and use ink and watercolor to create their own typography.
But sculpture is a rarer form, and food sculpture is even rarer. Despite that, Sarah has chosen to sculpt her way through the alphabet by carving 3D letters in all sorts of yummy fruits and vegetables, which will leave you really amazed!
You can see the completed project on Behance.


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Asnuntuck Community College admissions committee
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Learn about Asnuntuck Community College admissions committee, and registering for elective seminars and lectures. Which college degrees give you the best chances of entering a successful career path after graduation? Concentrating on Asnuntuck Community College admissions committee, for example, may give you additional focus in the admissions selection process. Check with the admissions office for assistance with prerequisites, course registration deadlines, and college degree program requirements. Please use the form above to request admissions info for Asnuntuck Community College.
Before an admissions interview, you should prepare answers for difficult interview questions that may be asked. Knowing what to expect when going for your interview can set you apart from other applicants. Interview questions are generally grouped into several broad areas, such as motivation and personal development. First impressions can set the tone for the rest of the interview, so focus on building rapport in the first few minutes. Finally, you may be asked technical questions that relate to concepts that you studied in your major, so organize your thoughts and show an understanding of the issues.
Write out answers to questions you think the admissions committee will ask, as well as a list of your strengths, weaknesses, and academic accomplishments. Your main goal in an interview is providing the interviewer with detailed past examples of your achievements. Further, you need to practice your acting skills, so look good, speak clearly, and act like a confident, professional person. Finally, be honest, and consistent in your answers, and remember that you are being evaluated at all times. In school activities and during meals, your ability to interact with people may be observed. Beyond major requirements within the admissions department, you may consider Salisbury University exam schedule for complementary electives to your primary course of study.
Student Support Advisor (Grant Funded)
St. Petersburg College
SPC will assist cohort members with furthering their education by acquiring a technical certification or college degree in a supportive environment.
4 days ago Admissions Advisor
Lehman College
And advising prospective applicants on the graduate admissions process and opportunities at the College. Supervise Graduate College Work Study students (number..
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College of Healthcare Professions
Interface and communicate appropriately with other College personnel to aid in the timely and effective flow of information between departments as well as..
4 days ago College Admissions Manager
Galen College of Nursing
Galen College of Nursing. Essential functions of the position include coordinating admission representatives' work schedules and ensuring equitable distribution.
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Familiarity with the college admissions process. Since that time, FLEX has expanded to include a multitude of other services, including academic and college..
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Woman falls from Sydney cliff
A woman has been taken to hospital after falling down a cliff in Sydney's north.
Ambulance crews received a call saying the woman fell five metres and injured her head at a national park in Turramurra this afternoon.
It took paramedics around one-and-a-half hours to find the woman and load her onto a helicopter.
Topics: disasters-and-accidents, turramurra-2074, australia, nsw, sydney-2000
First posted


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Hotel 1-2-3 Kurashiki
Select your stay dates to check availability
Hotel 1-2-3 Kurashiki
About the hotel
Property Location
With a stay at Hotel 1-2-3 Kurashiki in Kurashiki, you'll be convenient to Kurashiki City Art Museum and Ohashi House. This hotel is within close proximity of Ario Mall Kurashiki and Kurashiki Story Museum.
Make yourself at home in one of the 140 guestrooms featuring refrigerators. Complimentary wireless Internet access is available to keep you connected. Bathrooms have complimentary toiletries and hair dryers.
Rec, Spa, Premium Amenities
Pamper yourself with onsite massages or make use of the other amenities, which include complimentary wireless Internet access.
A complimentary buffet breakfast is included.
Business, Other Amenities
Featured amenities include express check-out, dry cleaning/laundry services, and luggage storage. Free self parking is available onsite.
Hotel Facilities
- Express check-out
- Free WiFi
- Designated smoking areas
- Laundry facilities
- RV, bus, truck parking
- Free self parking
- Luggage storage
- Free breakfast
- Dry cleaning/laundry service
- Total number of rooms - 140
- Elevator/lift
- Parking (limited spaces)
Room Facilities
- Coffee/tea maker
- Hair dryer
- Free WiFi
- Bathrobes
- Refrigerator
- Free toiletries
- Down comforter
Hotel Policy
Know Before You Go
- The Japanese Ministry of Health, Labour, and Welfare requires all international visitors to submit their passport number and nationality when registering at any lodging facility (inns, hotels, motels, etc. ). Additionally, lodging proprietors are required to photocopy passports for all registering guests and keep the photocopy on file.


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Release Date: April 17th, 2006
PG|1 hr 52 min
Plot Summary
Junie Moon (Liza Minnelli) is in the hospital, after her face has been disfigured by her deranged boyfriend. There she meets two other patients -- Arthur (Ken Howard), who has epilepsy but has been misdiagnosed as mentally retarded, and Warren (Robert Moore), who is gay and in a wheelchair. The unlikely trio of outcasts decide to move in together and manage to enjoy a series of adventures as they endure various forms of prejudice and struggle with their own issues.
Cast: Liza Minnelli, Ken Howard, Robert Moore, James Coco, Kay Thompson, Fred Williamson, Ben Piazza, Emily Yancy
Director: Otto Preminger
Genres: Comedy drama
Production Co: Paramount
Keywords: Girlfriend, Friendship, Inspiring, Underdog, 1970s, Hospital, Rise, Intense


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Reuters Staff
1 Min Read
March 15 (Reuters) - National Real Estate Bank For Development
* FY net profit EGP 125,000 versus EGP 3.2 million year ago
* FY revenue EGP 58.4 million versus EGP 70.6 million year ago Source: (bit.ly/2lZo1Lz) Further company coverage:
All quotes delayed a minimum of 15 minutes. See here for a complete list of exchanges and delays.
© 2017 Reuters. All Rights Reserved.


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Readings bookshops in Melbourne are like university bookrooms of a certain era: every square inch not filled with stock is plastered with leftish and progressive journals, Dissent being not merely a theme, but hanging there on a bulldog clip (though dissent from what is hard to define in such a homogeneity of thought). As in a university, Readings staff tend to be pasty-faced not-as-young-as-they-would-like-to-be-thought men with ponytails and a vaguely grubby air and a distinctly patronising manner, all presumably either doctoral students or would-be novelists constrained to serve behind a counter for subsistence until their thesis gains them eternal tenure in some English department or their masterpiece sets the bookshop tills ringing (or more likely brings the author to the attention of those who hold the purse strings of public largesse).
Leftishness hangs in the air at a Readings bookshop like incense in a Catholic church after a funeral. On the other hand Readings is a successful commercial enterprise so you would suppose they couldn't afford to be too ideologically or intellectually snooty about what they stock. I imagine even Bryce Courtenay finds a place on their shelves and perhaps even among the selections of hot new releases near the front door, if not quite in the window.
Well, if Bryce Courtenay does I'll tell you who doesn't. Today I went to the Readings shop in the Melbourne suburb of Hawthorn, the branch that I imagine to commend itself to its local clientele would need to be the most bourgeois and least Left-Banky of all their establishments. I asked for James Delingpole's Killing the Planet to Save It, published in Australia by that counter-cultural Olympia Press of our day, Connor Court. Delingpole is an English journalist of wit and perspicacity whose reporting uncovered the dodgy e-mails that led to the "Climategate" scandal, a revelation that probably did more than anything else to hole the barque of global warming "settled science" below the waterline. He is on Australia on a speaking tour which has had quite a bit of publicity and I thought that that at least would be enough to gain his book admittance to the hallowed portals of Readings, even if they ordered in only a few copies for cranks, cranks' money being as good as anyone else's.
No, Delingpole does not find a place on the shelves of Readings. The assistant, a rather pleasant woman rather than a male doctoral student with attitude, didn't exactly reel back in horror but she did shoot me an odd look when I asked for the book, not so much as though she thought I was a crank - well I hope not - but as though she thought I might be having her on. Then she composed her face. "No," she said, "we don't stock that. There have been one or two requests, but ... our buyers didn't order it. I'll mention it to the buyer. We could get it in for you..."
I wasn't surprised. It will be interesting in due course to see the sales figures for Killing the Planet to Save It in Australia. My guess is that like Ian Plimer's similarly sceptical bestseller Heaven and Earth (also published by Connor Court) it will sell much better than a lot of the pretentious but on-message potboilers that Readings does stock. I therefore fear we are dealing not with a commercial decision but an ideological one after all. Readings not stocking Delingpole is a case of censorship, pure and simple.
20 April 2012
Posted by ACJ Akehurst
5 comments:
My Killing The Planet to Save It Book arrived yesterday in the mail. Conner Court Publishing.ReplyDelete
Can't put it down. Buy online its cheaper and get quality books fast.
- AnonymousMay 10, 2012 at 1:38 AM
My ponytail loves you, as does my thesis. Eat my shorts, crybaby.ReplyDelete
- AnonymousMay 10, 2012 at 6:01 PM
What a ridiculously naive snapshot on one of the truly diverse and exhaustive ranged stores in Australia. A store that does recognise and cater for people with differing ideals, religious beliefs and Polical opinions.ReplyDelete
By the way the book is called:
"Killing the Earth to Save It"
Book Supplier
- AnonymousMay 18, 2012 at 9:41 PM
Great blog, Mr. Crazy! Love, Readings xxxReplyDelete
So... you were born with webbed feet, right?ReplyDelete
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Plastic bags however are still banned
Between this and drug legalization, it's a banner year for legalizing things. But we live in a strange liberal system where drugs are legalized while plastic bags are banned.
Or maybe that's just California.
Kimberly Conley and Amandeep Jawa don't have a car, so they use their Mission District garage to store their bicycles - in direct violation of San Francisco law.
On Tuesday, Supervisor Mark Farrell will propose a measure to scrap the garage code - but he's not stopping there. This new year, Farrell has resolved to use that website, www.sanfranciscocode.org, to clear any unnecessary laws from San Francisco's books and to tweak laws that need updating.
"We want to make sure that as technology evolves, people's lives evolve with that technology," he said. "We are presenting an opportunity for people to engage with city government in a way that works for them."
Plastic bags however are still banned in San Francisco. Any chance of clearing that insane and unnecessary law from the books?
In the latest legal setback for plastic-bag makers, a state appeals court has issued a ruling upholding San Francisco's ban on single-use plastic bags as a precedent for future cases. The coalition argued that paper bags take more energy to produce than plastic, leading to an increase in greenhouse gases, and also occupy more space in landfills.
Environmentalism sure is a strange and contradictory ideology.


text: The other day I took my Q500 4K out after many flights with no problems. Turned everything on in sequence but for some reason it could not findany satellites' however the camera did come on showing the ground view but the pitch angle switch did not work. After going through everything I knew I moved to another location and had same results at first but after about 2 or 3 minutes I did get 18 satellites and a ready to go so I took off climbing to about 30 feet then it stalled and just sat there with all the satellites disappearing. I had no control on the angle mode so I switched to home mode and it landed itself. Anyone have any thoughts or ideas. Thanks Alan


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Recent changes to this wiki:
Adding cifversion to the output data structure
Fixing the central function name of the parser API: parse_cif() -> parse()
Changing 'www.crystallography.net' to 'sql.crystallography.net' so that people use the slave server by default.
Describing a problem with client-side locale sensitivity
Removing ':' from section names
Correcting the weblink of the "Web search form".
Reformatting the last citation
Removing extra commas, adding 'the' in from of the 'COD'.
Adding a short description about the chemical composition comparison.
Adding a link to an example of Perl representation of a simple CIF file
Describing the data structure
Adding TOC
Adding subsection "Further reading"
Adding a note on option usage in parser APIs
Adding a short note on option usage in cif_filter and other scripts
Adding a page with COD CIF parser options
Replacing 'tag' -> 'data item'
Adding a list of considered data items for temperature, pressure and their histories
Adding description of _chemical_compound_source comparison
Adding link to the STFC Chemical Database Service
Adding the MolView link.
Adding a page link where one can search for figshare 3D models of COD structures.
trunk/ (firstname.lastname@example.com)
Removing angle brackets from the svn: URLs.
Removing angle brackets from the svn: URLs.
Fixing an error in URL.
Fixing an error in URL.
replacing double dashes with actual ndash
Adding information about COD record versioning.
Changed persistent COD URLs to mention the database explicitely using the cod/ prefix.
Describing how to obtain TCOD
Adding references to the most recent papers
Changed "are" to "is"
Fixing a typo
Describing _cod_duplicate_entry CIF tag
Adding a link to "duplicate entry" page, pretty-formatting a CIF tag
Adding a short description of COD duplicate entry policy
Updating Ubuntu version, adding some clarifications
Creating a personal page
Adding a link to v1.0
Updated the error message in the example.
Fixing a few typos.
Rewording some sentences and changing the link to the COD mirror list.
Updated the layout of the COD mirrors paged and added a link to Crystallography Online.
Corrected wording in several sentences.
Changing the capitalisation of the BibTeX format name.
Changing the capitalisation of the BibTeX format name.
Adding a link to cod-tools manual page
Adding proper page title
Fixing a typo
Adding a citation of Merkys2016.
Fixing dashes; -typo
Listing the deposition types
Adding info from http://www.crystallography.net/cod/validate_select.php
+links to deposition types (redlinks for now)
Adding links to WinXMorph and WinTensor programs.
Adding links to DataWarrior and its data files based on the COD.
Adding XML description link
Describing celltemp and diffrtemp with sigmas
Removing doubled column.
Adding links to citations in various formats.
Adding license, citation and TOC
Adding descriptions of 'nel', 'sg' and 'sgHall'
Removing table class.
Adding a few more fields.
Adding internal link to COD MySQL schema description.
Starting to describe COD MySQL database schema
Setting the title using "meta title"
Adding internal link to COD ID page.
Adding internal links to not existing (yet) "COD ID" page.
Refreshing and wikifying the links
Removing '<' and '>' from URLs, as they are not rendered as links in script mode.
Setting the title using "meta title"
Setting the title using "meta title", changing the link to "How to obtain COD"
Setting the title using "meta title"
bellow -> below
Fixing local links to non-existing wiki pages
Fixing meta redir
Fixing meta title
+cctbx symmetry explorer
Adding two software links
Redirecting the "news" link to teh original COD news page, since the Wiki "news" page was incomplete and editing two locations is too much work.
Adding links to AMCSD and MPOD
Adding more useful links: IUCr, CIF, CML
Creating the "Useful links" page. Adding a link to J. Steed's group Web page and High Z' database.
Adding the "Useful links" Wikilink
Fixing the text after switching from .tbz2 to .txz archives.
Changing "COD" to "the COD"
Changing "authors" to "depositors"
Corrected wording in several sentences, and a spelling mistake
Correcting a spelling mistake in 'depositingtocod '.
Removing words "position however may be discussed if needed".
Adding initial text about how to deposit structures to COD


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About Us
R.E Burrows Signs And Graphics believes we are that business. Our customer service, combined with our pricing, is unmatched by any competitor.
Whether it's site signage, custom decals, or truck lettering, we've got a solution that will fit your creative and your budget too. We use the latest technology and highest quality products to produce custom signs for your business.
What We Do
R.E Burrows Signs And Graphics has been serving the Elmira area for many years and wants to earn your business. Our loyal customers love our personalized treatment; it keeps them coming back each time a new issue arises. Our customers are like our family.Read More
We Offer
Marketing Strategies
We are confident that our abilities and that of our talented staff make us stand out from our competition.
Let R.E Burrows Signs And Graphics bring your custom and affordable decal needs to life quickly
We feel confident that we can cater to your needs. We get the job done and we don't just meet expectationsRead More
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We feel we can conquer almost any feat in this industry.
In keeping with this mission, we offer a wide variety of services. No job is too big or small, as we treat each project with the same meticulous attention to detail.Read More
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R.E Burrows Signs And Graphics has been serving the Elmira area for many years and wants to earn your sign business.Read more
108 Bonnie Cres - Unit B
Elmira, ON, N2B 3J8
Phone : (519) 669-2145E-mail : email@example.com


text:
The natural curves of the Motus writing instruments have been inspired by nature to fit perfectly in the hand. Available in natural Olive and Black Oak.
Any of the products from the e+m range makes great::
- Gifts for people with limited movement in their hands as these pens and pencils are easy to hold and beautifully balanced
- Gifts for eople who like products made from natural materials, such as wood
- Gifts for people who like timeless, simple designs
- Gifts for special birthdays
- Gifts for bridesmaids and groomsmen
- Graduation gifts or gifts to mark a special occasion or milestone
Dimensions: 15mm wide x 120mm high.
Please note: This product is a 'special order' item that is limited and ordered directly from the supplier. Leadtime for this product may be slightly longer than other styles. Please email firstname.lastname@example.com for further info.
About e+m:
e+m have been creating fine writing instruments for more than 110 years. The combination of beautiful wood and modern design has resulted in an irresistible collection of twist-action ballpoint pens, retractable and clutch pencils and office accessories.
Additional Info
Additional Info


text:
CINCINNATI - Houston slugger Carlos Lee left the Astros' game at Cincinnati in the third inning Saturday night with a broken left pinky after getting hit by a pitch.
The left fielder, who reached the 100-RBI level for the fourth consecutive season on Friday night and leads the NL in that category, was hit by a pitch from Bronson Arroyo with Lance Berkman on first base, two outs and Houston leading 1-0. What looked like blood was seen on Lee's left pinkie finger when his batting glove was pulled off.
Lee will be reevaluated on Monday.
Darin Erstad pinch ran for Lee, who drove in three runs in Houston's 9-5, 10-inning win on Friday to give him 1,001 RBI in his career. He took an eight-game hitting streak into Saturday's game and walked in the first inning.
Cubs' closer Woods battling bad back
CHICAGO - Chicago Cubs closer Kerry Wood was available to pitch despite battling a sore back on Saturday, days after coming off the disabled list because of a blister on his right index finger.
Wood's back made him unavailable to pitch Friday, three days after he was activated from a three-week DL stint. He said Saturday he was ready.
Manager Lou Piniella said he considered using Wood during a 12-3 loss to the Cardinals.
Piniella said he would stick with his initial plan when Wood first came off the DL, keeping him out of save situations so he can get acclimated. Wood pitched the eighth inning of a win Tuesday against Houston.
Wood is 4-2 with a 2.96 ERA with 24 saves in 29 chances this season.
Contreras ruptures Achilles' tendon
CHICAGO - White Sox pitcher Jose Contreras ruptured his left Achilles' tendon and left Saturday's game against the Boston Red Sox in the second inning.
With two outs and a man on second, Jacoby Ellsbury hit a sharp grounder to first base. Contreras got a late start to cover the base and couldn't handle Nick Swisher's throw.
. Contreras ran past the bag, then fell to the ground at the end of the infield while trying to avoid Ellsbury.
Contreras writhed in pain on the ground, clutching his ankle. He needed help to walk off the field. D.J. Carrrasco relieved him and got out of the inning with no runs.
Contreras was activated before the game. He had been on the 15-day disabled list with right elbow tendinitis and hadn't started since July 13 at Texas.
The 36-year-old right-hander is 7-6 with a 4.60 ERA. He hasn't earned a decision since picking up a win against the Cubs on June 27 and hasn't beaten an American League team since June 5 against Kansas City.
© 2017. All Rights Reserved. | Contact Us


text:
Riwald press release
Strong performance for Gert Huzink
Today showed a remarkable performance for the Riwald Dakar Team; the team seems to have three potential top-10 finishers. Today it was Gert Huzink who crossed the finish line of the special stage near Fiambala in 10th place! Huzink drove his Mitsubishi Racing Lancer without any problems over the 177 km long special stage, while his team mates Erik Wevers and Bernhard ten Brinke suffered from punctures and the like. Polish driver Krystof Holowczyc won today's stage in his MINI.
Upon his arrival in the bivouac Gert Huzink was still smiling from ear-to-ear: "Fantastic, what a day! We enjoyed it very much again – we drove a good pace throughout the stage and stayed out of trouble. And see for the result….! Top-10 – incredible. But I have to admit that I'm receiving great coaching from my co-driver Eugénie Decré. With her huge experience in this kind of rallies she manages to lead me through the most difficult parts of the route!"
"Today we tried to regain confidence after we put the car on its side yesterday when we hit a small tree stump. We had a good pace today," said Bernhard ten Brinke, after finishing in 13th place today. "However, we still had a puncture and got stuck once in the sand. But other than that the feeling is good and the car's performance is just amazing!"
For Erik Wevers it is great to play an important role as a driver in the Dakar and at the same time to see how well his whole team is performing this first week of the event. "I'm enjoying myself very much. Today was supposed to be a tough stage, but thanks to the rain the route was much harder and better drivable than expected. However, we had the same problem as Bernhard: one puncture and once stuck in the sand!" Losing some ten minutes Wevers and his experienced Belgian co-driver Fabian Lurquin continued their route to finish in 15th place.
Riwald Dakar Team 'trucker' Richard Huzink is also right on track. Yesterday he finished with his GINAF truck in 28th position, resulting in a few places up the overall ranking! And today he is still on the stage on his way to the finish, but going well.
Today the special finished near to the bivouac; therefore most of the teams arrived early and the mechanics could already start working in getting the cars ready for the 6th day of the rally to finish work early and finally get some sleep! The Riwald Dakar Team drivers are top fit, since they had a good night of sleep in hotels along the route. Team manager David Serieys (former manager with Mitsubishi Motorsport) is very pleased with the team's performance so far: "Our preparations – both with the cars as well as with the drivers' physical training – seem to pay off. And overall we are well organised. So the results will follow almost from itself…."


text:
Naysayers spurn technology but I say, what's cooler than right now?
Monday, August 31, 2009
11 comments:
i seriously need rock band just for this game. i stood in blockbuster for 10 minutes staring at the tv while they went through like all the songs on the game.ReplyDelete
and jenna--it is virtually impossible to re-enact that picture! too much traffic and too many people who hate the ones trying to walk across the street and not stopping at the crosswalk... sigh...
Phoebe was supposed to introduce me to Rock Band when I was there last weekend - but we were too busy having a fine time I guess, and didn't get around to it.ReplyDelete
Maybe next time.
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Large Mint, Used Turkey Collection On Minkus Album Pages (-1976) - SEE!!!
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Large Mint, Used Turkey Collection On Minkus Album Pages (-1976) - SEE!!!
A large mint and used Turkey collection. Images below show PART of collection.Lots of this type typically have duplication and some mixed condition. Bidders should be aware of this when deciding to bid. Since I have no control over the contents of this lot, it is sold as/is with no returns. U.S. postage $ 3.50 Canada $ 7.50 Overseas $11 OVERSEAS AND CANADA BIDDERS MUST REMIT THRU PAYPAL...NO EXCEPTIONS! Rules of the road...Please read before bidding. All payments are due within 5 days of close of auction. Paypal only, except if bidder makes other arrangements PRIOR to bidding. (Applies to U.S. bidders only) I will combine lots to lower postage If there is any problem, please contact me before leaving negative feedback. I am very reasonable and am sure we can work anything out. Sorry...I do NOT ship to Italy or Spain. Seller will not be held responsible for uninsured items. Insurance not available for overseas bidders. Save time & money with
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Sixty four cool white LEDs twinkle on silver branch garland in this energy-efficient set of LED string lights for use inside your home.More Details >
This festive silver finish branch garland style LED string light set is perfect for decorating a holiday tree, centerpiece, fireplace mantel, stairway railing or anything else inside your home. These 64 twinkling lights are long-lasting, energy efficient LEDs that produce a beautiful cool white light. This 6-foot long light string is for indoor use only.


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GraphicRiver Fashion Woman in Paris 3952396
Stock Vector \ Miscellaneous
Sketch \ People \ Person \ Tourism \ Vector \ WomanFashion \ Travel \ Illustration
Stock Vector - Fashion Woman in Paris 3952396 by juliakuz @ GraphicRiver
Stock Vector \ Miscellaneous
Fashion woman in Paris
Layered: No; Graphics Files Included: JPG Image, Vector EPS, AI Illustrator; Minimum Adobe CS Version: CS.
Seamless Elegant Paisley Lace Pattern; Seamless Pattern with Road and Cartoon Houses; Set of 4 Colorful Princesses; Retro Girl on a Beach; Colorful Seamless Floral Pattern; Colorful Paisley Frame; Colorful Seamless Paisley Pattern.
Keywords: background, bag, beautiful, cartoon, city, clothing, drawing, dress, eiffel, elegance, fashion, female, france, french, girl, glamour, illustration, paris, people, person, sale, shoe, sketch, smile, tour, tourism, tower, travel, vector, woman.


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IADB TUTORIAL - PROFILE - LINKSTraining Tutorial
This quick video will show you how easy it is to populate social media links and other external links on your website. You can add a social media url to your page and it will be loaded on your website with an appropriate icon. Any other external links added to your website will be shown in the "More" section of your website.» Return to Tutorial Pages » Actor Websites


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Hi friends,
My niece, who is doing her graduation, got dark circles around her eyes. Though she smartly dressed and applied make–up before stepping out from home, she does not succeed in concealing those black circles.
Can someone let me know, how to get rid of this under-eye dark circles naturally?
Earlier replies would be appreciated!!!


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If you are music fan we will show you how to quickly queue songs in the Music app in iOS 9. It you frequently listen to your favorite tunes then you probably use the Music app's Up Next feature to queue songs to play after the current song completes playing. A new free Cydia tweak dubbed as ArtworkUpNext aims to build off of this feature by making it more quickly and easier for you to queue a song to play Up Next from the Music app.
How To Queue Songs In The Music App On iOS 9 iPhone
On your jailbroken iOS 9 device head to Cydia and download ArtworkUpNext tweak. After you install it, you will be able to click on the album artwork to the left of a song's name and description while you're looking at the list of your music. This will queue it to play next after any media that might already be playing.
On the screenshot below you can see how to invoke the tweak's functionality:
As of the most recent update to the tweak, it will work in both the Library view and Playlists tabs in the Music app, so no matter which you prefer to use, this tweak will fulfil your needs.
Since this tweak will have no effect on third-party music apps like Spotify, Pandora, and others, you shouldn't expect to use it if you use any app besides Apple's Music app to listen to your music.
The tweak is easy in use as there are no options you have to configure in ArtworkUpNext settings, so once you install it, you can start to use it immediately.
I think for music fans ArtworkUpNext jailbreak tweak is a real windfall as it helps to quickly queues songs in the Music app in iOS 9 and enjoy your favorite tunes.


text: Pharmacometabolomics-aided Pharmacogenomics in Autoimmune Disease.Theodora Katsila, Evangelia Konstantinou, +4 authors George P. PatrinosEBioMedicine2016Inter-individual variability has been a major hurdle to optimize disease management. Precision medicine holds promise for improving health and healthcare via tailor-made therapeutic strategies. Herein, we outline the paradigm of "pharmacometabolomics-aided pharmacogenomics" in autoimmune diseases. We envisage merging pharmacometabolomic and pharmacogenomic… (More)


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The Northmont Football team will be well represented in the 2017 Miami Valley Coaches All Star Game. Five members of the 2016 football team have been selected to play in the game, Ervin Besigni (Defensive Line), Alan Hackney (Offensive Line), Chuck Saul (Defensive Line), Jon Sherman (Offensive Line) and Nick Winchester (Kicker).
The game will be played on Friday, June 9th, 7:00 PM at Centerville High School.


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Great kid stuff at a good price - plenty of imagination toys rather than electronic/plastic junk.
They offer a good price for furniture, but the quality is so-so.
In ShortHopen, Malm, Aneboda-no, those are not suggestions to name your pet, but the Swedish names of IKEA's designer furnishings and decorative odds and ends. Created with a ""one-way""...
From family friendly trips with kid friendly activities to local plumbers lawyers, spas, and contractors. Judy's Book has millions of listings and reviews for the best and not so great. Whether you're looking for a specific business or just trying to discover great places we make it easy. We're a family oriented site focusing on bringing trusted reviews and recommendations to moms and others. Green and Sustainable places are becoming more relevant to Judy's Book users, have a favorite place? Write a review and tell users why it's Green!


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Gmail is a free, advertising- supported email service provided by Google. Gmail is considered as the most secure webmail. It provides the simplicity in transferring and accepting the digital documents all across the globe\n
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
to Take You out from Technical Troubles.
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Atkins Networks and Drainage Engineering Practice (N&DE) supports water companies and a wide variety of other public and private sector clients in the UK and overseas, in the delivery of their capital and operational projects and programmes.
An Assistant Engineer is needed to work in our Birmingham office to strengthen the delivery of drainage infrastructure projects. The core requirements of the role involve planning and design input into sustainable drainage and other drainage infrastructure projects, including CSO's flooding projects, transportation drainage and surface water attenuation. The role will also include liaison with staff in other offices, clients and statutory authorities.
The Individual
The successful individual will be looking to develop professionally and will be looking to work towards chartered membership of an appropriate institution. He/she will be highly self-motivated and proactive and will be able to demonstrate an ability to work closely with others in a variety of project roles. He/she will be knowledgeable about changes in the Water Industry and their implications on design and performance criteria. The successful candidate will have a demonstrable "can-do" attitude.
Essential Criteria
Desirable Criteria
Atkins develops individuals through a portfolio of training and development activities designed to help you make the best of your abilities and talents. These are reviewed with individuals through an annual appraisal process. We actively support staff in achieving corporate membership of relevant institutions.


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Bipolar IIIt is a melancholy of mine own, compounded of many simples, extracted from many objects, and indeed the sundry contemplation of my travels, in which my often rumination wraps me in a most humorous sadness. -- William Shakespeare
Wow.....well said LFW!
Serafena, being a mom of 3 that are now older, I want you to know that I think LFW's advice is right on!
Give yourself a break. It's not a bi-polar issue to me either.


text: so a friend recommended the chilaquiles at cafe puerto escondido (139 water street, santa cruz - corner of water and river, i think) and i went there (for the first time) with a group of 4 a couple of sundays ago. for those who don't know, chilaquiles are tortilla chips drenched in sauce and usually topped with cheese, sour cream, onions, and a type of meat or eggs. (here's a pic and explanation on wikipedia http://en.wikipedia.org/wiki/Chilaquiles) ... so we all love 'em and were eager to try. we got there around 11am on sunday- there was only one other person eating in there and the waitress came over quickly with menus (i think you can just order at the counter too if you know what you want). they brought us chips and salsa, and we all agreed the chips were really good- homemade, crispy and delicious (if a little greasy... but that's how homemade chips tend to be, right?). the salsa was not chunky but it was spicy and delicious. we all ordered coffee, which we weren't sure would be any good, but it was strong and tasted great. 2 of us had chilaquiles verdes (made with a green tomatillo sauce) and the other 2 had the rojos (made with a red sauce) - all with eggs (i think they also offer them with chicken) . they were served in huge, nice-looking square bowls and came topped with onions, sour cream, and eggs scrambled to perfection with cheese (tasted like cheddar). i thought they were really quite good, and for about $6 per order, you can't beat it. no one was able to finish their meal- we all had at least 1/3 of the dish leftover. You could probably split it between 2 people and be satisfied. I ordered the green chilaquiles, and i liked them- a medium spicy sauce- but i found that the red sauce was a little more complex and to my liking. it looks like they have a couple of special weekend dishes that would be worth trying (the chiles rellenos stand out in my mind). it was a nice quiet atmosphere and it seems to be a family-run place that could use a little more business. they have parking too out front, which is nice. if you like chilaquiles - you should definitely give them a try! let me know what you think.


text: I've recently secured a commission to design a website for a personal trainer, client's budget covers the bare minimums which is basic website design and some business cards. Is happy to just use personal name for the time being, so I'm going to create a style for him which I can use across the website, cards and anything I design for him in the future. Target demographic is Men from 25-40 years old, no style preferences and very open to ideas. I'm thinking of using rough, urban textures in combination with a strong, energetic color scheme... I really like the idea of orange on mostly dark textured backgrounds I'll post my work here as I develop it; constructive critique and of course ideas most welcome


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Something is very wrong in this world and many of us feel that "there is nothing we can do." The fact is that as a collective group, we have more power than we realize. We need to become AWARE, and then as a group, TAKE ACTION. As a unified group, we can certainly tip the balance to heal the planet and to heal ourselves. We can return our home to the paradise to which it was intended. If enough of us combine forces, we can do it. It is time to stop complaining and to take ACTION! Enough is Enough!
Domino Chain Reaction Video Shows How the Smallest Effort or Intention can Have an Effect on the Whole
Issues of Concern
If any of the following issues spark a concern in you, we encourage you to get involved. Please see how you can take ACTION.
Big Ag, Big Brother (Government), Big Media, Big Pharma, Chemtrails, Civil Rights and Liberties (Erosion/Loss of), Debt Slavery, Desertification, Drones, Drug Trade (Illegal Drugs), Environmental Toxins, Factory Farming, False Flags, Fiat Currency, Fluoridation, Food Toxicity, Fossil Fuel Reliance, Fracking, Fungicides/Herbicides & Pesticides, Geo-Engineering, Global Warming, GMOs, Grid Dependence, HAARP, Mercury/Amalgam Fillings, Mind Control, NWO/One World Government, Ocean Acidification, Off-Shore Drilling Hazards, Poverty, Prisons for profit, Racism, Radiation (Electromagnetic and Nuclear), Rain Forest Destruction, Religious Fundamentalism, Renewable Energy Suppression, Seed Patenting, Sexual Slavery, Shadow Government, Smart Meters, Soil Degradation, Surveillance State, Terrorism, Vaccination, Violence and War, Water Pollution, Weather Modification.


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Add to Spiritual Diary
I deal with truth first of all, as the Satyagraha Ashram owes its very existence to the pursuit and the attempted practice of truth.The word satya (Truth) is derived from Sat which means 'being'. Nothing is or exists in reality except Truth. That is why Sat or Truth is perhaps the most important name of God. And where there is Truth, there is also is knowledge which is true. Where there is no Truth, there also is knowledge which is true. Where there is no Truth, there can be no true knowledge. That is why the word Chit or knowledge is associated with the name of God. And where there is true knowledge, there is always bliss. (Ananda). There sorrow has no place. And even as Truth is eternal, so is the bliss derived from it. Hence we know God as Sat-Chit-ananda, one who combines in Himself Truth, Knowledge and Bliss.So always speak thruth.
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I Stay Up Late All The Time
Personal Stories, Advice, and Support 144 People
E P InsomniaI do it all the time. I'll get home from an evening out, maybe around 10:30 or 11:00, and decide to just QUICKLY check EP to see what's going on. And before I know it, I'm chatting with a friend and reading stories and BAM! it's 2:30 in the ******* morning and I have to be at...
I just don't really go to sleep.If I go to sleep before 12 I can't stay asleep so I have to stay up. But it's not all bad, I like having the time to myself
classact45 22-25, F 0 Jul 4, 2014


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Super Garage Sale 2016: Everything You Need to Know
Get in your car and get ready to scoop up some deals this Saturday during the 2016 Super Garage Sale.
Get in your car and get ready to scoop up some deals this Saturday during the 2016 Super Garage Sale.
Tired of putting up signs, buying ads, and still having no one show up to your garage sale? Let us do the work for you. Our Super Garage Sale is a massive, valley-wide group garage sale with tons of participants.
This Saturday is going to be a day for the history books here in the Gallatin Valley. The Super Garage Sale has over 40 registered homes that will be hosting garage sales selling everything from Star Trek figurines to TV's and antiques. Will you be out looking for a killer deal? Here is everything shoppers need to know about the Super Garage Sale on Saturday May 18th, 2013.
Turning unused items into money is one of Bozeman's greatest traditions and we do it better than anyone around. Something new to the Gallatin Valley is the Super Garage Sale on May 18th. It's a city wide sale that all of the Gallatin Valley is invited to partake in. You simply sign up your sale and we advertise it to our thousands of fans! Take a preview of what items sellers are selling on May 18th right here.
Garage sales. Those that are awesome, make money and get rid of stuff. Those that suck, don't do either. If you are one of the many who are part of this year's Super Garage sale on May 18th (this one you don't have to leave your house to be a part of) we want you to make as much money as possible...
Be glad you held onto last season's skis, the bike that isn't your favorite color and the ping pong table you haven't played in years. Why you ask? Because on May 18th we will be sending all of our listeners and readers to your doorstep to buy those unused items from you! See just how big our Super Garage Sale has grown in this map of Bozeman's Biggest Garage Sale!
Do you make a hobby out of going garage sailing each weekend in Bozeman? There's nothing quite like the feeling of finally tracking down a rare album or finding the perfect lamp to match your drapes. If there is one garage sale you don't want to miss this summer, it is the Super Garage Sale at the Gallatin County Fairgrounds on Saturday May 19th.
Do you have a couch you want to sell? Maybe your neighbor has some old records? Maybe even a TV? This year's Super Garage Sale is on May 19th and I've come up with a genius plan for me and some friends to sell our stuff all together.


text: Hello, all. I have a vague impression that some states have attempted to legislate quality growth principles with varying results. I am looking for your opinions about this. Is it a good idea? Where and how has it failed or succeeded? How, ideally, do you think state code should encourage good land use planning? Thank you.


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The best investment property loans in most cases are conforming mortgages. These loans will generally give you the best rates and longest terms making them very affordable on a monthly basis.
You can get conforming mortgages from large national banks, online mortgage providers, and lenders that only work with real estate investors. In this article, we'll discuss the rates and requirements for each of these providers as well as when you might need an alternative to fund your rental property purchase.
If you're looking for a permanent mortgage, check out LendingOne. They offer 30 year fixed rate loans at up to 80% LTV. Best of all they can get you funded in as little as 10 business days allowing you to compete with all cash buyers.
Conforming Mortgages for Investment Properties
When we talk about investment properties, we're talking about residential properties with 4 units or less that you plan to rent out. For these investment properties, a conforming mortgage is likely going to be your best option, especially if you're a prime borrower.
Conforming mortgages generally have fixed rates and the longest terms of all investment property loans. You have lots of options when looking for a conforming mortgage. They are typically offered through both large national banks and online lenders. But there are some limitations to conforming mortgages.
A conforming mortgage typically won't work for fixer uppers. If you need to do some serious renovations on your property before you can rent it and qualify for permanent financing, you may need a rehab loan. This is particularly common if you're buying a foreclosure. Conforming mortgages might not be a great fit if your competing with buyers that are making all-cash offers, like at a real estate auction. Conforming mortgages are also not a good fit for multifamily properties (residential properties with 4+ units) or for investors looking to buy and rent commercial real estate. And those looking to buy, renovate, and sell a property quickly would do better with a fix and flip loan instead.
Most lenders will also not want to lend to you once you have 4 active mortgages (regardless of the type of properties) because the loan requirements under Fannie Mae increases dramatically (such as requiring a 720+ credit score). The most mortgages anyone can have under Fannie Mae rules is 10, but many lenders stop lending to you when you hit 4. If you own a large portfolio of rental properties with liens on them, then a blanket mortgage might be a better financing option.
Where to Get a Conforming Mortgage for Investment Properties
There are three types of lenders that real estate investors can get a conforming mortgage from:
- National Banks
- Online Mortgage Lenders
- Lenders for Investment Businesses
Let's take a closer look at each of them in the table below:
Conforming Mortgage Providers for Investment Properties
|National Bank
|Online Mortgage Lender
|Lender for Investment Businesses
|Loan to Value (LTV)
|75% - 85%
|75% - 85%
|Maximum of 80%
|Down Payment
|Credit Score
(Check Your Score for Free)
|DTI Required
|35% - 45%
|DSCR Required
|No DSCR Restrictions
|Cash Reserve Requirements
|6-12 Months per property
|6 Months per property
|6 Months per property
|Interest Rates
|3% - 4.5%
|3.25% - 4.5%
|Loan Points
|.5 - 1.5
varies by borrower qualifications
Varies by borrower qualifications
|Closing Costs
|Varies by borrower qualifications
|Varies by borrower qualifications
|Minimum of $2500
|Repayment Term
|15 or 30 Years
|8 - 30 Years
|3-30 Years
|Time to Funding
|30+ Days
|3-4 Weeks
|3-4 Weeks
|Loan Amounts
|$50,000 - $424,100
|$25,000 - $424,100
|Prepayment Penalties
|Varies by lender; as high as 5% within 1 year
|Depends on Borrower Qualifications
|80% of 6 months interest within first 3 years
|National Banks
|Quicken Loans
Conforming Mortgage Providers in Detail
As mentioned above, there are 3 providers of conforming mortgages for investment properties where you can get a loan to buy or refinance your rental property. We are going to discuss each option in detail and when they may be right for you.
- Traditional Mortgage Providers
- Online Mortgage Providers
- Lender for Investment Businesses
1. Traditional Mortgage Providers & Investment Property Loans
Traditional mortgages providers (national and regional banks and credit unions) are usually well known brands. They typically offer many other services in addition to rental mortgages and have many brick and mortar locations. Examples of these lenders are Bank of America, US Bank, Chase, and Wells Fargo.
Who Traditional Mortgage Providers Are Right For
Traditional mortgage providers are typically right for prime borrowers who have funds available for the necessary down payment of 20%+. The accessibility, affordability, and reputation of national banks are generally what attracts borrowers to this option. This option may be right for you if:
- You're borrowing as an individual and not as a business entity
- You want a lender who's familiar with the local real estate market
- You want a lender who better understands the current rental market in your area
- You want a lender who's familiar with you personally
2. Investment Property Loans from Online Mortgage Providers
Getting an investment property loan from an online mortgage provider can be more convenient than getting one from a traditional mortgage provider. With an online lender, you don't have to physically go to a bank to get a loan because the entire process happens online or on your mobile device.
With an online mortgage provider, like Quicken Loans, you can use the same lender regardless of where your next investment opportunity lies, rather than having to find a new local banker in each location. Plus, there is little difference in the rates and fees charged by an online lender than a traditional mortgage provider.
Who Online Mortgage Providers Are Right For
This option is also for prime borrowers who have the requisite funds available for the 20% downpayment. These lenders are a little more flexible on DTI requirements and might be a good option for you if:
- You're borrowing as an individual and not as a business entity
- You want a mortgage provider that can work with you no matter where your next investment property happens to be
- You're looking for a more streamlined application process
- You don't want to be forced to go into a bank during "normal work hours"
3. Conforming Mortgages from Investor-Only Lenders
Investor-only lenders focus exclusively on lending to businesses that are investing in residential properties. Since these lenders deal exclusively with businesses that invest in real estate, it may make your application process easier and improve your chances of approval. Lima One Capital is a well known lender in this space that offers both fix-and-flip loans as well as conventional 30 year mortgages for rental properties.
Who Investor-Only Lenders Are Right For
An investor-only lender may be right for you if you are a prime borrower with a significant down payment (25%+). These providers might be right for you if:
- You're investing in rental properties through a legal entity (like an LLC)
- You plan to invest in more than just rentals (like fix & flips or multifamilies)
- Your portfolio has grown beyond 4 mortgaged properties
Investment Property Loan Rates & Costs
When you're borrowing in your personal name, conforming mortgage rates and costs will be pretty similar from lender to lender. Where things will start to vary is when you're borrowing as a business entity. In those situations you can expect higher rates and costs because the risk is greater for the lender in those situations. Here is what you can generally expect when getting a conforming mortgage for your investment property:
- Most conforming mortgage rates under your personal name will be competitive with the current mortgage market. Currently you can expect rates between 3% and 4.5%.
- Conforming mortgage rates under your business entity generally range between 6.5% – 12%.
- Conforming mortgages typically all have fixed interest rates and are fully amortized.
- Loan points, origination fees, or closing costs can typically add 1% – 2% of your loan amount across all conforming mortgages, regardless of your lender choice.
- Conforming mortgages typically will come with a prepayment penalty for the first 5 years of your loan term. Most lenders will charge you a 5% fee if you pay off the loan in the first year, and then a 4% fee in year 2. The fee decreases by 1 percentage point each year after that. After 5 years, there would be no more prepayment penalty.
Investment Property Loan Requirements
Many conforming mortgage providers have to abide by Fannie Mae rules and regulations. Fannie Mae requires strict standardization which is why there isn't too much variation between conforming mortgage providers' rates and requirements.
Basic Loan Requirements
The basic requirements for each of the conforming mortgage providers discussed in this article are similar. They vary slightly, but all fall within similar ranges. If you need to obtain an investment property loan you can expect to need to meet these requirements:
- Credit Score: 620+
- (680+ required for investor-only lenders)
You can check your credit score for free here.
- (680+ required for investor-only lenders)
- Down Payment: 20% – 25%
- Debt to Income Ratio (DTI): 35% – 50%
- Calculated by taking your total monthly debt divided by your gross income. Experienced property managers can use rental income to count towards their total. Debt includes all of your personal debt – mortgages, car payments, student loan payments, etc.
- Debt Service Coverage Ratio (DSCR): 1.2+
- Debt service coverage ratio measures your ability to repay debt by dividing your net income by your total debt payments (monthly or annually).
- Cash Reserves: 6+ months per property
- Your cash reserves are savings you set aside to cover the total regular monthly expenses for your investment property. Lenders may require 6 – 12 months of cash reserves.
General Documentation Requirements
Like the basic loan requirements, the documentation needed for an application will be similar regardless of what conforming mortgage provider you choose to work with. Here is a list of documentation you can expect to provide to your lender:
- 2 Years of Personal Tax Returns
- Proof of Rental Income (Rent Rolls)
- Copies of Leases
- Contract to Purchase Property
- Property Appraisal (can be completed after you're pre-approved for the loan)
Additional documentation will depend on your lender and your individual credit profile.
Investment Property Loan Application Process
The application process for obtaining an investment property loan is very similar regardless of the type of lender you're using. You can typically work with a loan officer to get pre-approved within 20 or 30 minutes. This pre-approval is good for anywhere between 30 – 90 days, depending on your lender (for example, Quicken Loans is 90 days). If you do not purchase a property in that time frame, then your lender may have to re-check your credit and approve you again.
Once you've found an investment property you want to buy and you're ready to move forward, you can submit all required documentation to get final approval. Once approved, you will move into the closing process. During closing you will typically have to wait on a property appraisal and submit any additional documentation that your loan provider may require. You can also expect to spend some time answering questions about all of the documentation you have submitted to this point. Regardless of your lender, your loan should close in about 30 days.
Differences Between Rental Property Loans & Individual Home Loans
Conforming home mortgages for individuals looking to live in the property they are purchasing are very similar to rental property mortgages. The major differences are mostly about cost.
According to Casey Fleming, Mortgage Advisor and author of The Loan Guide, "The main differences between residential investment property loans and getting your own home mortgage are:
- Expense – You'll pay a little more for the added risk investment properties represent to the lender
- Down payment – Investment properties generally require at least 25% down, whereas you can buy your own home with as little as 3% down.
- Income qualifications – If you are an experienced landlord (i.e. you have filed schedule Es with your tax returns) then you can count the proposed net rental income towards your gross income that counts towards your loan approval. If you are NOT an experienced landlord, you would have to ignore the income and still count the expenses from the new investment.
- Credit score – Your credit score will have to be higher than it would be for the same loan on your personal residence.
- Liquid assets – You'll need to have more liquid assets in reserves to carry you in case you experience difficult months. Lenders like about 6 months for each property.
Preparing for financing a rental property is no different than it is for your personal residence, except you may need to improve your credit score and build more savings to get approved."
Bottom Line
You have a number of options for investment property loans, but your best option in most cases is going to be a conforming mortgage. These loans typically give you the lowest interest rates and longest terms, which can maximize your monthly rental property cash flow.
Most conforming mortgages will have similar rates and requirements if you're borrowing as an individual. If you're primarily investing in one geographic area, national brick and mortar lenders are going to have a little more personal touch. If you are investing in multiple areas or would like the flexibility of doing everything online instead of at a branch, then an online mortgage provider like LendingOne is a good choice.
Visit LendingOne and pre-qualify for a permanent mortgage in minutes. They offer fixed rate rental loans from $75K – $2MM with no personal income verification.


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Experience all the amazing things the East Side of the Florida Coast has to offer! From Daytona Beach to Port St. Lucie, there are plenty of activities and places to have you feeling relaxed as well as a host of other options that will keep you plenty busy on your vacation!
To learn more about this great destination, including cool things to do, places to eat and more, head over to it's page: "Sundance Vacations Properties on the Eastern Coast of Florida"
Or click the beach ball to receive a new destination for you!


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Content count13
Last visited
Days Won4
Community Reputation5 Neutral
About Onyx77
You are correct. Refreshing worked! I guess I never waited to refresh. I just saw it wasn't deleted right away so I manually deleted.
I believe it was 9.3.3 as I just updated to 9.3.4 this morning.
Create your own turn based course
Onyx77 replied to Onyx77's topic in GeneralThanks Arlin!
Minor issue... In turn based game menu settings; clicking the button to delete all completed turn based games does not actually delete them. However, deleting them one by one works just fine. doesn't bother me and I've only tried it a few times when I had about a dozen completed games. IPhone 6 with current iOS installed.
Create your own turn based course
Onyx77 posted a topic in GeneralI've been wondering what others would think about the ability to create your own turn based course out of the existing courses and holes available. I think it would be great to be able to cherry pick 9 holes out of all of the existing courses and challenge someone to play against you. Is that something that would be even possible to implement? Even in single player if devs released a course or two with various holes included. I like the themed courses but would also like a mixture at times to liven things up a bit. let me know your thoughts when you have a chance.
SGS3 vs SGS2
Onyx77 replied to lloydrogers's topic in GeneralWell thought out post. I found some levels on SSG 3 to be easier than SSG2 (even when going for clean ball) due to the green mushroom hat and spin. Just in single player mode. Lately I've been playing a good bit of turn base games and have been keeping hats/powerups off to be able to get better. Plus I haven't mastered the powerups like some players have so if I'm playing someone who has they can easily pull away with some crazy powerup shots. I can use them well just not with perfection. I am looking forward to the editor big time!
New Trophy
Onyx77 replied to Onyx77's topic in GeneralGood call. I forgot to switch hats with shipyard became available.
Room for 2 more powerups
Onyx77 replied to Onyx77's topic in GeneralLoL!!!! love it.
Room for 2 more powerups
Onyx77 posted a topic in GeneralIt seems like there is room for two (2) more powerups both in the powerup selection during game play and the list of powerups when viewing my cards. Do devs have plan to release more powerups in those slots in future?
What does the VR hat do?
Onyx77 replied to Rocco's topic in GeneralI've read somewhere it has something to do with acid. Not 100% sure though.
I think the googles have something to do with acid. I don't have them yet and I've played many hours of the game. Got my 10 year old nephew to download the game and 15 min later he was calling me asking me how to put on a new hat Bc he got the googles and wanted to try them out!!
New Trophy
Onyx77 posted a topic in GeneralDo you think it would be possible to get more specific trophies in the game? Similar to sinking a super ball in the water (cool off I believe). For example.. Use the zigzag powerup to get hole in one on course (x) hole (y) etc... Ive been playing a good bit and have maxed out my achievements in single player (except clean ball on improbable land) and obtaining all hats, golfers, etc. just some things to help occupy the time between new courses. On that note when a new course is released I find myself grinding it out for bux, clean ball, black flag, and gold star. Then I'm immediately left longing for a new course lol.
Level Editor
Onyx77 posted a topic in GeneralLooking forward to the level editor big time! Do you have an estimated time frame on its release? Will we be able to play levels created by other users? Thanks and and love the game!


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This video covers how to setup a new account. You will learn how to manage positions, locations, employees, and shift templates. This is a great video for learning the best way to setup ZoomShift for your organization.
We have other tutorial videos too!View All Tutorial Videos
Check out our other support resources to find the answer you're looking for. Browse the help guides to learn all about ZoomShift. Schedule a call to chat with a ZoomShift team member one-on-one.
Send us an email. We are here to help. We try to respond to all requests within a few hours. If you tell us a good joke we might respond faster!Email Support


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Would Wonder Woman Beat Thor in a Fight? Chris Hemsworth Says Yes
Wonder Woman just had a record-setting opening weekend. While everyone was at the theater watching her, the woman who plays the Amazonian princess, Gal Gadot, got into a back-and-forth on Twitter with the Asgardian God of Thunder over a question comics fans have debated for years: Who would win in a fight, Wonder Woman or Thor?


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Complaint Review: rapidtax.com
- rapidtax.com
380 Lexington Ave. 17th Floor
New York, New York
United States of America
- Phone: 877-289-7580
- Web: www.rapidtax.com
- Category: Income Tax Service
RapidTax.com REVIEW: Rapid Tax executive team and employees are committed to customer satisfaction. RapidTax.coms approach to business is focused on providing the highest customer satisfaction in the industry. New York New York
*UPDATE: Rapid Tax pledges their commitment to Ripoff Reports Corporate Advocacy, Business Remediation and Customer Satisfaction Program. RapidTax recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored.
*REBUTTAL Owner of company: We Are Tax Professionals, Not a Bank
*Consumer Comment: FEDERAL INCOME TAX POEM....
Editors UPDATE: Positive rating and recognition has been given to RapidTax.com for its commitment to excellence in customer service.
Rip-off Reports discussions with RapidTax.com revealed an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Rapid Tax.com listens carefully to its clients' concerns and sees them as an opportunity to learn from possible mistakes on the company's part, and become more efficient as a company in the services offered and the support for those services.
RapidTax.coms CEO, Dr. Willem Veldhuyzen, has informed us that his personal philosophy is that his clients come first. Dr. Veldhuyzen feels that in order for him to be successful in business, it is critical to listen to his clients and respond promptly and properly to their grievances. By always putting his customers first, Dr. Veldhuyzen hopes to maintain Rapid Tax as a successful enterprise both now and for many years to come.
The customer service manager of the company told us that Dr. Veldhuyzen's business philosophy is based on the premise that "RapidTax.com understands that the success of its business depends on excellence in customer service and in the precise attention it pays to client needs. Rapid Tax.com's mission statement says it all: "Our goal is to assist our customers with the highest standard of professional excellence in the tax industry." Some of the other things Rip-off Report learned in the course of its investigation: typical customer feedback reads: RapidTax.com (and Dr. Veldhuyzen) truly operate their business in the most ethical manner. We are very pleased with the responsiveness that he and his employees have shown us. They are serious in honoring their commitments and deliver on all their promises."
The RapidTax team have expressed that they feel very confident doing their job. The customer service manager at Rapid Tax stated "Dr. Veldhuyzen pays close, personal attention to the interaction between his clients and his staff. He is quick to provide the necessary guidance to his staff in the way they deal with customer concerns. Oftentimes the customers themselves have very positive things to say about the company in the way their concerns have been addressed.
RapidTax.com also takes employee satisfaction very seriously. Employee feedback and surveys reveal comments such as this: "Rapid Tax provides a very positive work environment. Suggestions for improvements to the site and the company at large are encouraged and supported. Dr. Veldhuyzen values each of our contributions to his company and is committed to providing growth opportunities for us. He takes the time to communicate and listens to all his employees." Rip-off Report was pleased to learn that RapidTax.coms past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.
RapidTax recognizes that complaints posted on Rip-off Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Rip-off Reports Investigation Rapidtax.com has made organizational changes allowing its employees a more balanced approach to problem resolution and a commitment to a greater client experience.
In summary, after our investigation, which included discussions with Dr. Veldhuyzen and many of his past and current associates, Ripoff Report is convinced that RapidTax.com is committed to total client satisfaction.
Read more about why consumers should feel confident when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, its a long name for a program that does a lot for both consumers and businesses alike.
Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,.. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Rip-off Report to contact every person who filed a complaint so they can make things right with them.
Be sure to check out http://www.rapidtax.comNOW TO THE ORIGINAL REPORT THAT WAS FILED
rapidtax.com RapidTax online income tax preparation and filing. Absolute Scam to collect fees for a FREE IRS Service. New York, New York
Used this company to get my refund last year - needed some cash in a pinch to pay some moving expenses so I figured I will sacrifice what would be about $150 of the refund in order to get it in 2-3 days vs. 2-3 weeks with IRS as the company promised. Waited 2,3,4..5 days - nothing... no communication, no deposit.. Called..no answer.. emailed and got a response saying that IRS indicated that there might be some problems with owed taxes and that rapid deposit service loan, for which I paid, was not going to happen!
Called IRS directly and they informed me that there appeared to be no problems with my return, as there should not have been by all means, and that there really isnt an indicator available that early to say that there might be. Emailed company again but all they said was that their bank was unable to approve the "loan" prior to deposit and that I'm out of luck. Lo' and behold, 2 and a half week later I get the full refund by IRS but through Rapid Tax intermediary with minus the "fee" rapidtax.com charged me of about $150...
Damage Resulting
So basically I got my full refund by IRS without any problems in the same amount of time I would have gotten it by efiling 1040EZ for FREE, but minus the bogus "fees" this service charged me for filing. When I emailed to complain (emails are answered through a "noreply" email address and cannot be followed up so every time you have to re-explain everything) I was told that because I did not get the loan they waived some processing fee of like $25 or so... Absolutely ridiculous!! If you did not provide service you promised you should NOT charge someone for it. I would not recommend this service to ANYONE! Absolute Scam - I would love to inquire about the actual amount of people who get approved for this rapid "loan" especially since there was NO reason I did not get approved as have no backtaxes of any kind, or owe the government any funds.
Does your business have a bad reputation?Corporate Advocacy Program™Fix it the right way.
Set the record straight:Arbitration Program
This report was posted on Ripoff Report on 01/12/2010 01:15 PM and is a permanent record located here: http://www.ripoffreport.com/reports/rapidtaxcom/new-york-new-york-10168/rapidtaxcom-review-rapid-tax-executive-team-and-employees-are-committed-to-customer-sati-553184. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#1 REBUTTAL Owner of company
We Are Tax Professionals, Not a Bank
AUTHOR: Bill - (USA)
SUBMITTED: Wednesday, May 18, 2011POSTED: Wednesday, May 18, 2011
With regard to your negative experience with your requested 1-2 day refund loan, we do not have any influence over the bank lending criteria. The bank product is offered through our affiliated bank, not by us, a fact clearly stated in the contract which you have agreed to. Therefore, based upon your credit history, the bank may not approve your loan, a matter upon which we have no control. If you are not approved for the RAL, you will still receive your refund but in the normal time (8-15 days). However, your bank fees are reduced to ~$50. That was stipulated in the contract between you and the bank. With the RAL, we were simply offering a bank product that many customers demanded and appreciated at the time.
Due to tighter lending criteria, banks are no longer offering this high risk loan product. To an extent, it's really a relief for us as we no longer receive any more unfair and exaggerated complaints related to this issue. We can now focus on what really matters, helping our customers through the arduous tax filing process and providing an exceptional tax service.
#2 Consumer Comment
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Saturday, January 23, 2010POSTED: Saturday, January 23, 2010
ZipBooks Accounting Software
Advertisers above have met our
strict standards for business conduct.


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Artwinery is the largest Eastern European manufacturer of sparkling wines using classical champagne method. At Artwinery the full production cycle is carried out at the depth of over 72 meters in underground plaster tunnels that keep unique microclimate conditions all year round – constant temperature and humidity.
The total area of underground galleries, containing simultaneously 30 million bottles of Artemovsk sparkling wine, is more than 25 hectares. Time-tested manufacturing traditions, and also advanced technologies and equipment enable to produce sparkling wine comparable by its quality with the products of the best global manufacturers.
For over fifty years – owing to the high quality standards, consumer orientation, implementation of innovative production methods, unity and professionalism of the team – the enterprise has been recognized the leader in the industry.
ARTWINERY celebrates the 67th anniversary of the founding
Today the East Europe's largest company in producing sparkling wine in a traditional technology, PrJSC "Artwinery", celebrates the 67th anniversary of the founding.more details
#YOURsparklingTIMEinKYIV: meet the Eurovision accompanied by new sparkling wine from "Artwinery"!
A blossoming place on the slopes of Dnipro – our "place of power" – welcomes guests of song contest "Eurovision". On the occasion of long-awaited event, "Artwinery" prepared for guests and citizens of capital limited series of the most popular sparkling wine in special solemn design that embodies our love to Kyiv and admiration for its unique musical architecture.more details
Lovely Ladies! Artwinery congratulates you on the wonderful day of spring!
Stay beautiful, beloved and happy. Let the spring inspire you, relatives surround you with warmth and care and men please with gifts and surprises.
Have a sparkling mood!


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News story
More victims to get a say - restorative Justice
- From:
- Ministry of Justice
- Part of:
- Reoffending and rehabilitation and Victims of crime
- Published:
- 19 November 2012
This was published under the 2010 to 2015 Conservative and Liberal Democrat coalition government
More victims of crime will be able to access a high standard of restorative justice across England and Wales.
More victims of crime will be able to access a high standard of restorative justice across England and Wales with the launch of a new action plan today.
Restorative justice allows victims of crime to be given the opportunity to confront their offender and to have a say in the resolution of the offence.
'Restorative Justice Action Plan for the Criminal Justice System' is aimed at increasing the number of trained professionals who deliver restorative justice and improving awareness among victims. It coincides with the start of International Restorative Justice Week and builds on the Government's plans to give judges explicit powers to defer sentencing to allow for restorative justice to take place.
Justice Minister Jeremy Wright said:
'Victims deserve access to a high standard of restorative justice no matter where they are in the country and at a time that's right for them.'
Victim Support Chief Executive, Javed Khan said:
'We welcome the Government's new action plan for restorative justice, particularly its commitment to focus on victims' needs.'
Document information
Published: 19 November 2012
From: Ministry of Justice


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How to Read an Option Symbol
The Trailing Stop Strategy
Let's face it – most people don't know when to sell a falling stock.They're frozen into inactivity, saying, "Should I just keep holding and hoping, or should I cut my losses now?" This state of indecision is usually permanent and often continues until you hear this: "Well, it's too late to sell now."
Anaconda Trading
"Bad to Less Bad" Trading
Selling Covered Calls
Judging Investor Sentiment
Picks and Shovels
Position Audit
Position Sizing
Selling Puts
Short Selling
Common Sense Technical Analysis


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Latest News Headlines
Commercial Credit News
|Atradius supports British businesses to export £22bn of trade
|Wednesday, 20 May 2015
As the seventh annual UK Trade and Investment Export Week takes place, trade credit insurer Atradius is reaffirming its support to help UK businesses to succeed in the global economy.
Export Week is run by the UK Department for Trade and Investment, putting the spotlight firmly on exporting and the opportunities for UK businesses to expand not just their horizons but also their bottom line through export trade. Export Week sees events across the UK, aimed at businesses to either start their export journey or increase their international business. Previous Export Weeks have seen over 17,000 companies in the UK attend exporting focused events.
Forums International Ltd
Attendance at your first meeting is free of charge, and please quote reference 'CCR2016' to receive the special 10% discount off of your first annual subscription.
Find out more here.
The latest edition of CCR Magazine, the leading editorial publication in the UK credit industry, is out.
|Read CCR
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CCR is the premier magazine for consumer and credit professionals. It provides an independent voice to the industry, breaking major news stories and running in-depth features.
As a magazine, it works with and campaigns on behalf of the credit industry to promote its importance as a centre of potential profit and business development to the wider business world.
Providing information and analysis for thousands of senior credit professionals worldwide, every quarter.
GTS Media Ltd
81 Cambridge Road
Registered in England No: 05483197


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Buying real estate can still be a good investment, even in a market that has taken a turn for the worse. But the fact that many houses are having a hard time selling, can be a good deal for the potential buyer. This article can help you decide if now would be a good time for you to buy.
Before you buy a home, keep your own personal situation in mind! Do you want to close in three months or a year? Will you be having any major changes like getting married or having a child? These circumstances can make a big difference on how you purchase your home as well as whom you can buy from.
Before going through with the purchase of a house you will want to have a professional inspector come and do an inspection. You may have toured the house one or several times, but the inspector is trained to look for things you may have missed. Once the inspector gives you the report of his findings, take a couple weeks to look over it and decide if you want to pursue your purchase.
Offer a finders fee for anyone who points you in the direction of a property that you end up purchasing. Sometimes a little more than a simple thank you will go a long way. Be sure to spread the word that you are willing to offer a few hundred dollars for a great find. You will be amazed at how quickly and how often people start to tell you about properties that they see. Get as much help as you can, because it will take some of the work off of your shoulders and give others an incentive to be a part of your team.
Utilize the internet to consider many things before you buy a home. You will be able to find out about the local schools, law enforcement, traffic, shopping and just about any other factor that may play a role in your life in your new home. Knowing about the area is going to help you make a better decision.
Consider buying that vacation home you've always wanted during a slump in the real estate market. Some of the lowest property prices in the country during a slump are in destination markets. Interest rates may also be lower for buyers in those markets, in an attempt to entice new buyers into the area.
With so many foreclosure homes on the market today, people with large sums of cash at their disposal, may want to consider investing is these properties. By purchasing them at auction, you get a home for pennies on the dollar that can be fixed up and flipped for a profit or put on the rental market for steady monthly income.
If you are in the market for a quality home, make sure that you learn to decode the lingo that real estate advertisers use. As a general rule of thumb, if an ad sounds too good to be true, it probably is too good to be true. Make sure you do not fall for advertisement rhetoric as it can cause disappointment.
As said in the beginning of the article, buying real estate can still be a good deal. The important thing is to take advantage of the over saturated market and find the best buy. By taking the information in this article and carefully considering it, you can make a great buy.
About the Author:
For more resources visit house for sale Tampa and affordable home for sale in Tampa Bay.


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What is Optical Computing?
Optical Computer: "a device that uses photons, thin films, crystals, and optical fibers to perform digital computations"
Optical Computing is needed today due to peripheral devices are becoming much more demanding and are outrunning their electrical wiring.
Uses In the Field
Optical Computing
Impact and Opportunities for End Users
Will replace electrons, which travel along copper wires, with photons. Photons are the fastest thing in the universe.
By: Kaila Bernhard and Erica Steedley
Works Cited
Abdeldayem, Hossin, and Donald O. Frazier. "Optical Computing: Need And Challenge." Communications Of The ACM 50.9 (2007): 60-62. Business Source Complete. Web. 18 Mar. 2015.
Makes use of photons of different colors of light to send and receive signals
Plans for the future..
Drawbacks for End Users
The components needed to convert to optical are very expensive and not ideal for personal computers.
Benefits of Optical Computing
Examples of Optical Computing being used:
Light Peak by Intel - gives the ordinary PC the ability to connect with other devices using high speed optical cables at 10 gigabits per second (20x faster than a standard USP cable)
The first optical transistors were developed in the 1980s
Predicted by experts:
2-5 years: optical connections will enter the computer, this will connect one circuit board to another.
6-10 years: optical connections between Chip-to-Chip.
15+ years: An all-optical computer is the future goal, but many scientist have mixed predictions as to whether this will ever be possible.
Optical computing could process information at speeds that make even a supercomputer look slow and sluggish.
IBM is using optical interconnects to make supercomputers run faster. They are mounting fiber-optic cables straight into chips that direct the traffic between the supercomputer's multiple processors.
"Light without Logic." The Economist. Web. 13 May 2010. www.economist.com/node/16103910
Photons are ideal for transmitting information over long distances . They travel through optical fibers and rarely get lost or interfere with one another.
Compact, lightweight, low-powered electronics, and a growing demand for greater data throughput and bandwidth is driving the use of optical computing in military and aerospace applications.
Howard, Courtney. "Military optical computing uses fast optical interconnects for small size, light weight, and RFI immunity" Military & Aerospace. 30 March 2011. http://www.militaryaerospace.com/articles/2011/03/military-optical-computing.html
Over 60-years of research in the field of Optical Computing.
Enthusiasm in the sixties due to introduction of the Joint Transform Correlator & the Laser.
Ambs, Pierre. "Optical Computing: A 60 Year Adventure" Advances in Optical Technologies. Volume 2010. Article ID 372652. Hindawi Publishing Corporation.
Similar application to Spectral lines for elements. Color photons that are given off, identify a specific atom and element
(A photon is a quantum of light or other electromagnetic radiation.)
Any imperfections, such as dust, can cause interference
High processing speed
that increases data rate transmission
Less Consumption
of energy
Less Noise
, no fans needed for cooling
Less Wear
on parts due to lack of need for as many moving parts
Take a few minutes to watch...
(Light without Logic)
(Howard, Courtney)
Simonite, Tom. "Computing at the Speed of Light" MIT Technology Review. 4 August 2010. http://www.technologyreview.com/news/420082/computing-at-the-speed-of-light/
(Simonite, Tom)
(Ambs, Pierre)
(Ambs, Pierre)
Follow link to article about Military application of optical computing. Since it is lighter weight and faster processing, military adopted for its planes.
Outcome was successful
Electronic Computing will soon be unable to keep up with society, but Optical Computing will give the speed that is needed.
(Brown, Chappell)
Brown, Chappell. "High-speed Optical Interconnects in the Works at Darpa" EE Times. 19 May 2003. http://www.eetimes.com/document.asp?doc_id=1145930
Explanation of Optical Computing
Laser to compute simultaneously
1946, Duffieux' introduction of his book about the Fourier Transform Method.
(Simonite, Tom)
Incompatibility with modern PC architectural structure
After the laser was introduced, rapid expansion in the field.
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Optical Computing
Kaila Bernhard and Erica Steedley
kaila bernhardon 24 April 2015
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