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NEW YORK, Oct. 7, 2016 /PRNewswire/ -- According to research on executive compensation released today by The Conference Board, not only have the CEOs of Gamco Investors, CBS Corp, Viacom, Regeneron Pharmaceuticals, Walt Disney, Yahoo! and Discovery Communications featured on the list of the 25 highest paid executives in America every year since 2012, but their pay has almost always been driven by factors other than the price of their company shares.
A collaboration between The Conference Board, Arthur J. Gallagher & Co. and MylogIQ, CEO and Executive Compensation Practices: 2016 Edition documents trends and developments in senior management compensation at companies that issue equity securities registered with the U.S. Securities and Exchange Commission (SEC) and were included in the Russell 3000 index as of May 2016.
"In the last few years, companies have been responding to public scrutiny over pay-for-performance and made significant adjustments to their compensation policies—curbing base salaries and annual bonuses, introducing retention requirements on equity awards, and shifting from single metric to blended-metric incentive plans," said Matteo Tonello, Managing Director of Corporate Leadership research at The Conference Board and co-author of the report. "And yet we found that pay and performance alignment, at least where performance is measured in terms of total shareholder return (TSR), continues to elude some industries' chief executives." Their top-level compensation is due to performance metrics other than TSR. For example, at asset management public company GAMCO, Mario Gabelli receives fees related to the total assets that his investment company manages, not only the returns generated by those invested assets. At media companies Viacom and CBS, the performance targets of choice are operating income and free cash flow, both for annual and long-term incentives; moreover, the compensation required to retain a CEO is inevitably distorted by the generous compensation offered by those companies to the artists and other media talent needed to appeal to wide audiences. Therefore, at least for these individuals, an analysis of TSR performance is only going to tell some of the story.
"One of the pleasures of working with and writing about the data in this survey is the time perspective. I can think of no other survey that does not just look at the last two years of figures," said Paul Hodgson, partner of governance research firm BHJ Partners and co-author of the study. "Having five years of data allows you to really understand the trends in executive pay over time, which is so much more enlightening than a simple 'what happened last year' approach. Things change so fast in executive pay that making claims based on a single year change often opens you up to having to make a counter all the following years."
"This report is a comprehensive review of all companies in the Russell 3000 over the past five years and is a remarkable resource for those interested in executive compensation," added James Reda, Managing Director, Executive Compensation Consulting at Arthur J. Gallagher & Co., also a co-author. "The pay trends are stratified by industry and company size and provide insight into what is really happening with senior executive compensation in the U.S."
Other findings highlighted in CEO and Executive Compensation Practices: 2016 Edition include:
- CEOs of smaller companies benefited from the highest total pay growth in 2015, but the compensation gap between them and their colleagues in the S&P 500 remains wide. Excluding the effects of pensions, the increase in median total compensation for CEOs in the S&P 500 was 2.9 percent, contributing to a six-year rise (from 2010) of 22.25 percent. The equivalent figures for the Russell 3000 were 4.2 percent and 54.7 percent respectively. In fact, in the smallest company bracket by revenue, under US$100 million, the increase in median total pay was 37 percent, just between 2014 and 2015 levels. In contrast, the CEOs of the largest companies (US$50 billion and over) received a rise in median pay of 10.8 percent, while smaller organizations saw their median compensation shrink even when excluding the effects of pensions.
- Smaller increases in total CEO compensation documented for some industries (including energy, utilities, and telecommunication services) reflect the lackluster performance caused by the slump in commodity prices, new regulatory restraints, and market saturation. According to the business sector analysis, and again excluding the effect of pension change, CEOs in telecommunications, utilities, industrials, and energy saw median total compensation fall. For energy firm CEOs, the decrease was as large as 17.7 percent. In contrast, CEOs of companies in the consumer discretionary (such as entertainment and travel), consumer staples, and health care sectors all experienced double digit increases, with the highest going to consumer staples CEOs at 28 percent. On the other hand, no industry reported a negative six-year change, with health care CEOs experiencing median growth in total compensation between 2010 and 2015 of 94 percent, from US$1,817,000 to US$3,525,000.
- As companies continue to strive to achieve pay-for-performance, a rise in the value of stock awards drives the bulk of total CEO compensation increases. Stock awards have taken up the slack of virtually every other component of pay. S&P 500 CEOs receive 47 percent of their total pay in the form of stock awards, up from a third in 2010, while in the Russell 3000 it has risen from less than a quarter of total pay to more than a third. More specifically, in 2015 the value of stock awards grew by over 23 percent at the median for CEOs in the Russell 3000, and by 13.7 percent for CEOs in the S&P 500. Over the last six years, the growth in the value of median stock awards for the Russell 3000 has been impressive at 291.4 percent (and as high as 358.3 percent for small companies with asset values between US$500 and US$999 million). In the first quarter of 2015, when decisions about most stock awards are made, awarded stocks in both the S&P 500 and the Russell 3000 were higher than at the beginning of 2014. It remains to be seen whether the volatility that these equity indices registered in 2015 will curb the rise of stock award value in 2016.
- With an inflation rate of less than one percent for both 2014 and 2015, market pressure and the looming application of the new SEC pay ratio rules explain the moderate rises in CEO base salary. Compared to 2015, base salary rose four and 4.7 percent for CEOs in the S&P 500 and the Russell 3000, respectively. Double-digit total compensation increases for CEOs of consumer staples companies were not caused by any increase in base salary, since median salary fell by two percent in that industry. The base salary of energy CEOs showed no increase at all at the median. But for most others, base salary rose by between two percent (utilities and materials) and 6.8 percent (information technology (IT)). Similar disparities can be found when companies are broken down by revenue and asset size. CEOs at the largest companies saw either no increase in median salary or, in the case of companies with annual revenue between US$25 and US$49.9 billion, a decline in median salary by 8 percent. In contrast, CEOs of companies with annual revenue of less than US$100 million reported a median salary increase of 9.4 percent, compared to a 7.5 percent increase for companies with asset values of US$500 million or less.
- Stock options have been losing importance as a compensation incentive in large companies, where scrutiny on share value manipulation and other unintended behavioral effects has been felt the most. However, when smaller organizations are analyzed, the move away from stock options is not as significant as is commonly claimed. Options as a percent of total CEO pay fell from around 18 percent to 15 percent in the S&P 500. In contrast, CEOs in the Russell 3000 have been steadily receiving around 15 percent of their pay in stock options in each of the last six years, with little or no change in the percentage.
- Pension value changes and the increase in non-qualified deferred compensation (NQDC) have fallen back to normal levels following the absorption of the major actuarial valuation adjustments that occurred in 2014. In the S&P 500, for example, the amount went from less than three percent of pay in 2013 to almost eight percent in 2014, before halving to four percent in 2015. Given the lack of involvement of boards and compensation committees in such volatility, it is hardly surprising that most surveys are careful to give figures that both exclude and include this element of pay. Across industries and company size groups, the change in pension value and NQDC was negative, both between 2014 and 2015 and over the entire six-year period.
- The gain in strength of the US dollar has slowed the operational performance of many multinational companies, causing a sharp year-on-year decrease in the median annual bonuses granted to CEOs in both the Russell 3000 and the S&P 500. In fact, in the S&P 500, median 2015 bonuses are lower than they were six years ago (when they stood close to US$2 million), though similar in level to the median bonus awarded in 2012 and 2011 (around US$1,850,000). As with other compensation elements, median bonuses for CEOs of the smallest companies reverse the general trend. Median bonuses for CEOs of companies with annual revenue of less than US$100 million increased by three percent; for companies with asset values of less than US$500 million, this increase was seven percent. In contrast, CEOs of companies with an asset value of more than US$100 billion saw median bonus value fall by almost a fifth.
- In 2015, for the first time in years, the annual growth in percentage points of total NEO compensation exceeded that of CEOs—a sign that companies may be concerned about talent retention at the top in a tightening job market. While growth of compensation for NEOs exceeded that of CEOs between 2014 and 2015, growth for NEO compensation in the long-term lags that of CEOs. NEO pay rose between 2010–2015 (32 percent and 15.8 percent in the Russell 3000 and S&P 500 respectively), but CEO pay rose more over this period (55 percent and 22 percent for each index). The latest year of slower pay growth may also reflect concerns that differentials are widening too far between CEOs and NEOs. In 2015, median total compensation for NEOs (other than the CEO) was US$1,439,000 in the Russell 3000 and US$3,563,000 in the S&P 500.
- The increasing attention paid by investors and other stakeholders to sustainability and long-termism is prompting companies to add non-financial targets to their incentive plans, which seldom still rely on a single metric of performance. The number of performance measures included in an incentive plan has steadily increased over the past five years, expanding to a series of qualitative aspects of firm performance—ranging from customer satisfaction to the implementation of safety standards and from employee turnover rates to environmental impact measures. When non-financial measures are included in the target count, more than a quarter of firms use more than six performance metrics in their STI plans. Excluding them brings that proportion down to one percent. Without non-financial measures, a third of companies have between two and three metrics for their annual plans. The volume of companies using only a single metric continues to shrink quite rapidly; in STIs, it is down from 16 percent to 14 percent from 2014 to 2015, up from almost a third of the examined 2010 sample. For LTIs, companies using a single metric dropped from 41 percent in 2010 to 19 percent in 2015.
CEO and Executive Compensation: 2016 Edition is available for download here. A fee may apply for non-members of The Conference Board.
About The Conference Board
The Conference Board is a global, independent business membership and research association working in the public interest. Our mission is unique: To provide the world's leading organizations with the practical knowledge they need to improve their performance and better serve society. The Conference Board is a non-advocacy, not-for-profit entity holding 501(c)(3) tax-exempt status in the United States. www.conference-board.org
To enable peer comparisons among its member companies, The Conference Board offers a portfolio of benchmarking data and analysis on corporate governance, proxy voting, sustainability and citizenship. It can be accessed at www.conference-board.org/data/corporatebenchmarking
About Arthur J. Gallagher & Co.
Arthur J. Gallagher & Co., an international insurance brokerage and risk management services firm, is headquartered in Itasca, Illinois, has operations in 33 countries and offers client-service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
The Executive Compensation team within Arthur J. Gallagher & Co.'s Human Resources & Compensation Consulting Practice works with public and private companies to create competitive executive compensation programs that attract and motivate key talent. Our nationally recognized leadership team has decades of experience working with compensation committees and company management on executive compensation to expertly address topics unique to this space, such as change-in-control 280G issues, compensation data resources, equity valuation techniques, incentive design benchmarking and ISS analysis. www.ajg.com
About MylogIQ
MylogIQ takes SEC filings and turns them into actionable insights. MyLogIQ offers the largest repository of 360° intelligent data on public companies, reporting, and regulatory trends. The company started innovating with Big-Data and analytics more than a decade ago with a single focus: extracting intelligence from public company disclosures to the SEC and company websites. Users can subscribe to a range of intelligent databases including: SEC Disclosure Research and Benchmarking; SEC Comments and company responses; Audit Fees and SOX Analysis; Corporate Governance Analysis; Executive and Director Compensation Analysis; Financial Analysis; XBRL Liability Analysis; Ownership and Activist Investors. MyLogIQ solutions are used by public companies, auditors, legal counsel, academia, and regulatory bodies. www.mylogiq.com
To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/several-highest-paid-ceos-have-made-the-top-25-list-for-years-300340792.html
SOURCE The Conference Board


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Research Roundup
January 2008 Issue
Research Roundup
Capers are exceptionally rich in naturally occurring antioxidant compounds, researchers from Italy have determined.
Flaxseed oil may help lower blood pressure, say Greek researchers, who studied 59 men for 12 weeks.
Tea does not interfere with iron absorption as previously thought, according to French researchers
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subset: commoncrawl


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text: Misra is a junior at Cooper Union and manages a gallery and art collective she founded 4 years ago with 3 friends – Alberto Inamagua, Richard Palacios, Ryan Smith – in Hunts Point, The Bronx called The House of Spoof. The House of Spoof hosts gallery shows for emerging artists and provides free art classes for the community in honor of their friend Glenn "Spoof" Wright who passed away in 2009. Misra is on a mission to create accessible safe spaces where people can feel free to express complex feelings and engage in difficult conversations. Her work as an artist blurs the line between activism and art by interrogating the history and politics that make up the backbone of her community.


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GraphicRiver Neon Typeface 3 PSD 88 PNG 7789963
Category: Stock Graphic | Comment: ( 0 )
GraphicRiver Neon Typeface 3 PSD 88 PNG 7789963
Stock Graphic \ 3D Renders \ Text
Neon \ Typeface \ Letters \ Night \ Font \ Sign \ Separate \ Signboard \ Template
Stock Graphic - Neon Typeface 3 PSD 88 PNG 7789963 by Levit_Ilya @ GraphicRiver
Stock Graphic \ 3D Renders \ Text
Graphics Files Included: Photoshop PSD, Transparent PNG; High Resolution: Yes; Layered: Yes; Minimum Adobe CS Version: CS5; Pixel Dimensions: 5000x10000.
Hi there! After downloading you'll find two PSD files in the archive – it's two foreshortenings, one PSD file with the poster – example of how to use this template, 88 PNG files – separate letters with transparent background, and one more in PDF – user's manual.
It's very easy to use this typeface.
All letters in PSD files are separate from the background. Also all objects have shadows and lights which are located on the separate layer
Web Presentation Mock-Up (PSD); Van & Car Mock-Ups (2 PSD); Brutal Wood Branding Mock-Up (PSD); Mock-Up Laptop and tablet (PSD). Office style; Mock-Up Laptop and tablet (PSD). Forest style; Mock-Up Laptop and tablet (PSD). Beach style.
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By Seanica Reineke
By 2050, it is projected that more than 9 billion people will inhabit the planet, according to the University of Nebraska-Lincoln's College of Agricultural Sciences and Natural Resources (CASNR) Dean Steven Waller, who said the job of feeding those 9 billion will be on the shoulders of the global community.
Right now, nearly 6.9 billion people live on Earth. In order to feed an extra 2 billion people, Waller said "we will have to become more efficient and more productive in what we do," which will mean looking to the STEM disciplines- Science, Technology, Engineering and Mathematics.
Waller said an appreciation of science is needed to encourage Americans to seek careers in the STEM areas, and that begins with the youth. "The young scientists that are going to feed the world are here already, if you think about them being 1, 2, 3 or 4 years old," said Waller. "We just need to be sure that all of those students that have an interest... have every opportunity to be exposed to science, to get excited about science and to learn from scientists."
Getting young people interested in science is a lifelong process that begins with passion: passion for science and passion for asking questions. That is what Waller wants from CASNR faculty, and he hopes to see that in all elementary and secondary educators, as well as in parents. He believes asking
questions and learning about science can be a joint learning venture. Waller said it's important for parents and children to ask questions together- and find answers.
Programs Engaging Students and Teachers
The CASNR faculty works with fourth graders in Lincoln Public Schools (LPS) by embedding the science curriculum into everyday school activities and blending it with the schools' standards. Waller said it is both exciting and a bit challenging to provide a curriculum that fulfills the expectations of the school system and, at the same time, exposes young people to science as it relates to agriculture and natural resources. In LPS math classes, elementary students are using agricultural examples, such as converting square feet into acres. Waller said the students begin to connect what they learn in the classroom to what they see in the world. Even more exciting to Waller is the fact that they can relate their school lessons to the food they eat.
"We need role models in the STEM fields," Waller said. "We've got to be able to convince students of any background, of any gender, of any cultural upbringing that they can be scientists."
Paying it Forward
Part of CASNR's agenda is to provide an agricultural education to a variety of students who may not have been exposed to agriculture otherwise.
"My goal is to get the right faculty in place, and get out of their way, and let them do what they need to do," Waller said. "If we've matched them with students that have a passion and an interest and a capacity to do great things, then our role... in the college administration is just to make sure that there are no obstacles for them to be successful."
One way CASNR is providing this education to a diverse group of students is through the Engler Agribusiness Entrepreneurship program, which includes student scholarships, support for classes, lectures, entrepreneurship training, internship placement and student travel. CASNR received this $20 million donation from Paul Engler, a native Nebraskan and NU alum, in March of 2010. The donation is the largest monetary gift the college has ever received.
Waller said the Engler program models the college's philosophy about lifelong learning, going from childhood to adulthood. More importantly, he said, it has elevated the conversation around agriculture in Nebraska because people viewed that as a significant benchmark of excellence.
After six consecutive years of growth, Waller said parents and students see CASNR as a destination, not an alternative. The college saw an increase of 7.1 percent in enrollment during the fall, 2010 semester, making total college enrollment 1,882 students. That is an all-time high for CASNR, and Waller said it's a "validation of the importance of what we do," but also a reflection of the diversification that has taken place.
Eighty-eight percent of students enrolled in CASNR come from Nebraska, and Waller relates that to stakeholders around the state being optimistic and talking about their excitement for the college and agriculture's future. The college offers a range of degree programs, both traditional and non-traditional. Waller said a lot of the growth has been in non-traditional areas, such as golf management, but traditional degree programs, such as animal science, have grown, too.
Waller said students have a responsibility to give back to the community once they graduate. In his eyes, that is when true growth of the college happens because it magnifies the college multiple times over. "I want to be seen as a college that cares for its students, one student at a time, that every student has value, to make sure that every student has achieved hopefully more than they thought they could have when they came; that they contribute over time; that they're part of the ongoing conversation about their future and their children's future; that they're engaged citizens; and that they have a sense of service," he said.
Broadening the University's Reach
Some of the most fascinating things happening in the United States and the world, according to Waller, have grown out of agriculture. One example is Global Positioning System (GPS). Even advances in genetics have grown out of agriculture, he said. Now is the time when everything is lining up for great advancements in agriculture, according to Waller, who said CASNR is positioned to be part of those advances.
UNL as a whole is prepared for those advances, too. As UNL joins the Big Ten, it will become part of a conference with 12 universities, eight of those being land-grant universities- which are institutions designated by their state legislatures to receive benefits of the 1862 and 1890 Morrill Acts. Those acts were provided for people in the working class to learn about agriculture, among other subjects, and gain an education they could use. According to Waller, the Big Ten is a core of universities in the United States that effectively define the agricultural research, education and extension programs nationally, and Nebraska now will be part of it.
In Waller's opinion, the future of science and agriculture is one of rapid change embedded in science that will make educational institutions, especially universities, focus on preparing students for work in a continuously changing environment. He said there will be new discoveries that no
one can anticipate right now, so students need to learn how to think, solve problems, interact with others and serve others.
These changes will come at a fast pace, which will influence advances in science and agriculture that will create solutions for feeding the world. Waller said these advances will be accomplished by people from all areas and different approaches, including those from humanities, arts, sciences, business and agriculture.
Currently, other parts of the world have more sustainable agriculture because they have found practices over thousands of years that make them sustainable, but on a small scale. Waller calls it "subsistence farming to provide food and fiber for a family, not hundreds of people or more." Nutrient value, nutrient efficiency of plants, water use and water efficiency are all important factors when looking at the responsibility of feeding 2 billion more people in the coming years, according to Waller. This is a global challenge, and he said it will not be solved by growing more in the United States, but by finding a "global solution to a global problem."
What can influence this change? Waller believes behavioral changes will have to occur in regard to the way people view their food, what they eat and what their children will eat, and it is going to take time. "Agriculture has to be more of an area of excitement than one that people assume is at the grocery store," said Waller. This will happen through conversations. "Strategic discussions are critical, not only for those of us that are trying to provide opportunities for our students, but it's equally important for our students to have their own conversations about what they envision the future to be."
A Message From:
Soil: Techniques and Production Methods and How They Conserve Resources
Soil Productivity Vital for Economical Crop Production
Leading Through Sustainable Management of Natural Resources
Center for Plant Science Innovation: Developing Better Foods and Fuels
Grapes and Wine: Adding Value to Nebraska's Economy
UNL Plant Trait Research Saves Water, Grows More Food
Feeding the World from Nebraska's Research Technology
Research Means Better Ag Productivity, Better Marketing Opportunities
Harnessing Nebraska's Wind Energy
Nebraska's Solar Potential Bright
Green Slime Slides into Biofuels Arena: How Algal Biofuels May Be the Next Alternative
Biofuels: Progress and Importance
Camelina as a Biofuel, Biolubricant
Ethanol: Powering the Vehicles of the Future
Active Efficiency: A Closer Look at the Use of Ethanol Byproducts
Biofuels: The Economics of Environmental Impact
Engineering Efficient Electric Vehicles: Powering the Future with Batteries
Creating the Next Generation of Sustainable Nebraskans
Climate Research Provides Economic Opportunities
Helping Nebraskans Navigate Climate Change
Sustainability: a Philosophy, a Goal
Rural Sustainability is Key to Nebraska's Future
Defining Drought and Its Impact
Increasing Ag Water Productivity
Water Monitoring Key to Competition
Improving Water Starts with Conservation Techniques
Nebraska's Water Resources, Management Offer Global Learning Opportunity
Water Center Focuses on Water Quality, Sustainability
Water for Food Institute a Global Leader in Water, Food Research
IANR Progress in Science, Technology Moves U.S. Forward
Addressing the Need and Planning the Future of Science Research
Ag Science = Exciting Opportunities
Planning For the Future: A Look at the Evolving Scientific Workforce
Educating Future Science Communicators


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A FOGGY cold morning dawned for the first round of the 2012 Dromara CC Winter Trailquest league on the shores on Lough Neagh, at The Gawleys Gate Inn, near Aghalee. The weather improved over the next hour providing the fifty seven people who took part, a perfect crisp sunny winter's day to enjoy the local countryside. This was a new venue, providing a challenge for organiser Trevor Annett, as he set out the course of twenty eight orienteering markers and clues in an area stretching between Moira, Lower Ballinderry, Aghalee and Aghagallon.
Dromara Cycling Club are once again raising funds from the five round league for the Northern Ireland Cancer Fund For Children, based at Shimna Valley, Bryansford Road Newcastle. An impressive £2700 was raised during last winter's events and Dromara CC of course wish to improve on the total this year.
The trailquest is designed so that a team would be unable to reach all the points within the time limit of 3 hours 30 minutes for adult teams or two hours for those teams with a youth under sixteen on their team. All but two of the teams elected to try out the longer course.
Twenty five teams chose to pre enter on the Dromara Cycling Club website, therefore guaranteeing a starting time just after 10.30am, with a further four teams signing on at the start.
Each of the 29 teams taking part were supplied with a laminated map of the area, along with a blank question/answer sheet and pen. It is best for a team at the start of a trailquest event to take a few minutes to look over the map and select the best route to locate as many checkpoints as possible within the time limit. The relatively flat Aghalee area helped many of the teams to reach more of the points, further away locations had a greater points value, than would normally be the case in an area of hillier terrain.
Chaos took over as the first team went away at 10.30, "French Tony" from Newtownards, Mutt Nutts from Banbridge, second and third away was father and son team Paddy & Frazer Harrower from Dromara, who were first back just before 1pm along with Kathy & expecting baby of team "bump", both doing the two hour event.
Team Goodfellas, with Davey Robb of Dromara led the charge back just before 2pm. Suddenly the carpark of the start location was full of bikes, the sound of squealing tyres and answer sheets thrust at the organiser, with all demanding to get the finish time recorded. [points are deducted if a team is over their time limit].
A great day was had by all, with everyone being provided with soup and refreshments kindly supplied by The Gawleys Gate Inn.
Dromara Cycling Club would like to thank all those who took part, the staff and owners of The Gawleys Gate Inn and all those who kindly gave permission for the event to take place.
The next event will be held at the Dolly's Brae Inn, Ballyward, Castlewellan, on Sunday 30th December, Please remember to pre enter, as this helps greatly with administration on the day.


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The queen of candor. The pundit of punctuality. The ace of aesthetics. The pirate of professionalism…you guessed it. We ARE talking about the girl in the picture. Lesli Hill.
Lesli is a designer at HTR. She doesn't have a nickname for her car, but she has no qualms if you do. Lesli likes thrifting and grilling things wrapped in bacon. Her well-crafted designs and chipper demeanor make her an easy gal pal to work with. Let us dig below the surface and find out what makes this lady tick.
I hear you got a new house. When are you going to invite everyone over for a party?
Yes ma'am! We've final made the leap, and made what some call an "adult purchase". I'm already feeling more like a grown up. Soon I'll be drinking hot tea and saying "I just don't understand the music kids listen to these days." Wait I already do that. [confirmed]. HA!…Anyway, about the party. Heck yes were having a party and everyone's invited!! When you ask…soon, very soon.
*editor's note: Her story checks out. There was a party. 'Twas a fine party with fine people, food and beverages.
How many fingers and toes do you have? About how many do you use?
Well I have the usual 10, and I'd like to think I utilize all of them.
Great answer! Would you rather go a year doubling your consumption of butter or peanut butter? You get none of the other.
Hmm, tough choice. I guess I'll go with the healthier option to consume more peanut butter. You can't beat a good BP&J.
I think you can, but an opinion can't technically be wrong. What is something you learned from design school that is important to you?
Be a lifetime student and never stop studying design. And CTRL-Z.
Amen sister. What is one thing/ idea /person that inspires you?
Top three design blogs:
designlovefest.com … DLF FOREVER!!!
Last good book you read:
Public Enemies
Last terrible movie you saw:
I try to avoid bad movies.
Last idea you wish you thought of first:
The spork.
Last time you called your mom:
This morning.
Great chat, Lesli. You are a treat to work with. Those appendages are lucky to have you!
Check out Lesli's vintage Etsy shop, Smoking Buffalo.
Every two months, Congress Clothing picks an organization to support with a percentage of sales. In May and June it was The Preemptive Love Coalition. To say "they're up to some great things" would be a serious understatement. They are changing lives every day, and we are so excited to be a part of it. Hole in the Roof matches the gift up to $1000, so combined with Congress we were able to give $2355.84.
This is all thanks to you! Your support is much appreciated.
The Preemptive Love Coalition provides lifesaving heart surgeries to Iraqi children and facilitates hands-on training for local doctors in pursuit of peace between communities that are at odds.
The Backlog is Iraq's enormous list of children waiting for lifesaving heart surgery. Roughly 11,000 new children are added to the list each year. In 2010 less than 1% of these children were served inside the country. Our two-week long Remedy Missions and our one-year long Remedy Fellowship exists to exponentially increase local capacity and equip Iraqi medial teams so they can eradicate the backlog by increasing heart surgeries performed in Iraq as well as hands-on training for Iraqis.
*photo by Heba Vega, humanitarian photographer in northern Iraq
*click here if you're interested in donating directly to Preemptive Love
Hole in the Roof is a thriving small business, thanks to you. There is an exciting grant program sponsored by Chase and Living Social called 'Mission: Small Business'. We just need 250 votes to be considered for this amazing opportunity. HTR has a lot to be proud of and we can't wait to show off our stuff. We still need 100 votes — please take the [less than] two minutes to support this local business. Thank you!
1. Go to MissionSmallBusiness.com.
2. Click "log in and support" on the bottom right.
3. Search "hole in the roof" in the business field.
4. Click support.
You aren't getting any emails or committing to anything on Facebook. No spam. No problem. It's as easy as it possibly could be.
Busy bumblebees we are at HTR. Spring is always a busy season, but we've managed to push through and come up with a wave of great new designs. These are a few recent goodies. We love the variety of projects that come through our doors everyday. Stay tuned for more!
P.S. You can get the bottom tee at Congress Clothing.
I moved to Waco in August of 2010. It took a few months to get settled, but I knew that when I did, I would need to embrace my community like my community embraced me.
In college I always made the excuse that I didn't have the time or energy to give back. I was a design student. No one understood how hard I worked and exhausted I was (this is what I told myself). I managed to make time for parties and dates but not so much for service.
Investing in the not-me-world seemed more distant than Narnia, but less distant than impossible. The only way I knew it was possible was because other people already found the balance. How did they have time to make care packages for troops overseas? How did these people with kids and jobs and strange cooking behaviors have time to serve breakfast to their brothers at the soup kitchen? They obviously had a lot of time on their hands.
Waco is chock full of selfless people and wonderful organizations: Jesus Said Love, Mission Waco, Waco Arts Initiative, etc. I didn't know where to start. I already felt overwhelmed with my own life in transition. I wanted to pick the perfect cause; something that wouldn't allow me to fail. Perfectionism crippled me from moving in any direction. Eventually I realized that if I didn't have time to give back, then no one had the time. I was single and fresh out of college. If I waited to find the perfect gig, I would never start.
It has been a little over a year since Madison and I have been matched with Big Brothers Big Sister. She is a bright 11-year-old who loves animals, running and Justin Bieber. I love crafts, lounging and talk radio. We work well together. When I hang out with Madison, I get to play. We go to the zoo and eat ice cream. I get paint and cookie dough on my shirt when she gets paint and cookie dough on her shirt (I fail as adult). We hang out for a couple of hours every weekend that I'm in town. Only four hours are required each month, but it is easy to make time. Sometimes I have no idea what I'm doing. I get lazy and selfish. I am surprised by how little I know about fourth grade. I was just there fourteen years ago.
When my friend Cory takes time to hear my woes on our periodic phone dates, it means the world to me. She continually pours into me and invests like I'm the only person who matters. If Cory's time means this much to me at age 24, I can't imagine what that is like for an impressionable child.
The hardest part about Big Brothers Big Sisters was starting. Not every organization is right for everybody at every time. I encourage everyone to do something. Just say yes and figure it out later. 2011 went by faster than cookies in the work break room. It could have come and gone without looking much different.
Don't let indecisiveness cripple you into doing nothing. My friendship with Madison is so rich, but I wouldn't have known what I was missing out on if I never dove in.
— Becky
Don't forget about Congress Clothing this holiday season! As you gallivant around Waco searching for the perfect something for the perfect person, stop by and enjoy our plethora of options. Not just shirts anymore, folks!
1. GO BEARS tee, designed by our very talented Ryan. This is perfect for anyone who likes basketball games, grass green, or generally looking awesome. $24.49
2. Even the kiddos like to represent Waco. Get your tot this classy top for just $14.99
3. 31 Bits jewelry. Made with 100% recycled paper and 110% love (we assume) by women in Northern Uganda. This is great for the stylish gal with a conscience. $10-$28
4. Toms! We dare you to argue with this pick. $44
5. Texas BU wall art via Sticker Universe. What do you get for the man or woman who has everything? This! $99.99
6. The Waco love doesn't get old. Not now. Not ever. This rustic wood plaque is the bees knees boasting the legendary 254. Even more designs available in store. $58.99
7. Still into ethical consumerism? Very cool. These fashionABLE scarves help rehabilitate women in Africa. Assorted prints and prices. $32
Greetings Texans and others!
This is the first installment of the HTR-Down-to-Party interview sessions. It is here that you will get to know the soul behind your designers and sales reps and anyone else who helps to make the magic happen. Our first subject is Harrison Connally. Harristotle has been with Hole in the Roof for three years!
Hi Harrison. My name is Becky Murphy and I will be conducting a short interview with you so all of our fans can get to know you a little better. First things first: if you were a cat, what life would you currently be on?
One and a half.
Very cool. How long have you been at HTR? What hats have you worn here?
Long enough to know what I'm doing but just barely. I wear no hats because 1) I'm not 34 and balding and 2) I have accepted the fact that every day is a bad hair day.
So I take it you don't want to talk about the fact that you were a shirt guy and now you're a graphic designer turned caricature artist? That's fine. I'll move on.
Oh that's what you meant by the hat question… I see.
What kind of design makes you tick?
The kind that makes you say "Oh I could do that…but didn't."
I concur. What fad is extinct that you wish you could bring back to life?
Camo bow ties…
WA-RONG! The correct answer is Giga Pets.
What celebrity do you think you're most compatible with? While you're at it, what would you title your autobiography?
She would be a mix of Destiny's Child, Madonna's wild style, and Janet Jackson's smile. My autobiography would be titled Hmm?
Good luck with all of those things, Harrison. I truly hope that lady you just made up will be in Hmmm? someday. What is something most people don't know about Waco that you want to scream from the top of a mountain?
Its got nice sushi.
Oh…okay. I'm glad I didn't talk to you when I moved here last August. Woof. What is your favorite design blog?
Designspiration fo sho.
Do you subscribe to any magazines?
No…I have an iPad. Don't hate.
Don't worry, I do. If you were stranded on an island, who is the person from the office you would bring with you?
Just kidding. Don't answer that. Unless it's Joel. Then he might give you a raise. Last question: if Kanye were to read this blog post, what would you want him to know about you?
He has issues.
One more: do you forgive him for what he did to Taylor Swift at the VMAs a couple of years ago?
Only Jesus can forgive…So maybe?
It was a treat talking to you, Harrison. Best of luck with hmmmm?, your destiny's child, and any camo bow ties you haven't gotten to wear in a while.
Swing by soon to see more inspiration and other such goodies here from the heart of the heart of Texas (that's Hole in the Roof).
By: Becky Murphy – HTR Graphic Designer
Cool clients, cool ideas, and cool projects are what make the world go round. I had the lovely opportunity to team up with my friend Andy from the Windy City for their first-time-limited-edition Pop'stache tees.
A little back story about these guys:
Pop'stache is an online arsenal for album reviews, concert photography and awesomeness altogether. They're pretty new to the scene, but they have been around the block and have been making quite a name for themselves. I got to hang with them when they visited Austin the last couple rounds of music festivals. The guys were even sporting their new HTR threads (well, one of them was). If you like all things music and mayhem, check them out here.
On another note about Pop'Stache, "This Must Be the Fan" is their new Kickstarter project that has already raised several thousand dollars for their latest gig.
The ultra-visionary, Andy Keil, is heading the project. The team's goal is to "redefine coverage of a live show". They're taking special interest in getting to know the culture of the fan. A number of photojournalists and writers are releasing a print publication featuring the new insight into this year's SXSW. Whether you were or were not in Austin for the groove fest, I have a feeling you won't want to miss Pop'Stache's coverage. Support their Kickstarter project here.


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1 of 12 Transformers Animated Figure Autobot Robots Jetstorm & Jetfire Safeguard
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THANK YOU VERY MUCH for checking out our (FREE SHIPPING!!!) listing here.This particular item for sale is : (Set 1 of 12) Transformers Animated Figures Autobot Robots: Jetstorm & Jetfire - combine to form Safeguard They are made by Hasbro. These are New-In-Box. These are all Transformers the Animated series characters! The box is in displayed condition (there is a deep scratch on the front of the box below the words "Combine to form Safeguard" and a tab on the edge of the box is bent out- see photos). This was displayed in a retail environment. Don't miss this awesome set of figures!! - you will get exactly what is pictured here ! See my photos for specifics!! This will ship to USA only. NO INTERNATIONAL SHIPPING. THANK YOU. Free shipping to US destinations. Thanks for your interest. Here's my general blurb: Following payment, I will ship this item quickly and it will be packaged well. I will work hard to keep my listings simple and create meaningful opportunities for you to receive deals on the things you want. I am happy to answer questions and always appreciate your important part of the buyer/seller relationship. I am aware of the important need to always be open to correcting and clarifying issues that might occasionally occur with USPS or Paypal or whatever. I will ... read more


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This item includes the following components: Digitizer Touch Screen, Digitizer Adhesive, Digitizer IC Board, Front Camera Frame and Home Button.
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great product, good packaging, fast delivery
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Excellent part, arrived as described. Customer extremely happy with end result and product.Reviewed by jo** mendo**Rating
very happy with how this part turned out. very easy to install with preinstalled adhesive and home button. quality was great. Thank You ETRADE SUPPLY
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Great! Home button needed to be repositioned, and some masking tape from the original screen needed to be transferred to new one. Happy overall.
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Dont you just hate that? Rated Stars Dont you just hate that? Puzzles - Other Rocket lolly Rated Stars Some game Action - Other S.T.U | GAME | Rated Stars S.T.U | REQUIRES 2 PLAYERS | Puzzles - Other Pick Up Lines Rated Stars Funny , Naught :S Pick up lines! Puzzles - Other How to make a flash game Rated Stars This is a tutorial on how to make a platoform game in flash CS3 , CS4 and CS5 Tutorial


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The starlet in charge of Kinky Carmen lives up to her name. In every episode you'll find here, this babe owns her subs like nobody's business. Whether playing with rubber, foot worship or extreme anal penetrations, Carmen is one all-or-nothing Mistress.
The simple design of KinkyCarmen doesn't take away from the extreme action found in every episode. She fucks her subs with dildos and strap-ons, she is gracious enough to let them worship her feet and she even has the grace to get into golden showers and heavy spitting when her subs need special attention.
There are 31 scenes to take in, each one more extreme than the last. The videos can be viewed online or downloaded in clips that play back in good-quality Windows Media format. Check out the extreme anal penetration when Carmen gets foot-deep into a sub who doesn't get much satisfaction from her two huge dildos anymore. This is one scene that puts the amateurs to shame as her whole foot and heel is worked into the ass of a suffering slave.
Each episode comes with a set of photos, for a total of 31 picture sets. Each one has about 58 shots of the lovely Carmen teaching her charges a lesson. The newer episodes include high-res shots and the older ones don't all meet our standards for high-resolution, but they are clear and delicious to look at nonetheless. Check out the pics of sweet C and her friend "casting." It's not an audition - it's a full-body cast being made of each woman from the top of their heads to the lips of their pussies.
On top of the main content, you'll also get full access to 25 extra sites in the Fetish Network. They don't all focus on Femdoms or star our gorgeous gal, so be sure to take in all you can of Carmen before you move on to something else. Don't miss Pain Freaks, Fetish Dolls, Tokyo Slaves or the other sites available to you with your reasonably priced membership.
Overall, this is a great site with a stellar babe who shows everyone that she's not afraid of taking charge. The nonexclusive content might turn some away, but the regular updates and awesome performances will have Femdom fans lining up for Kinky Carmen.
(Max characters)
All Rights Reserved © 2005-2017, FetishFish.com design and reviews are copyrighted.


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The unemployment rate in San Diego County rose to 11% in March from 10.7% in February, although employment increased by 5,000 in the month. The comparable rate for California was 13% and the nation 10.2%. Local government jobs went up 1,400 from February to March. Retail trade jobs inched up 0.3% and amusement, gambling and recreation jobs rose 1.3%. Jobs in full service restaurants rose 1.4% in the month. These are possible signs of a lambent consumer recovery. Tourism (accommodation) jobs were flat -- an improvement over some previous months. Year over year, the county lost 35,100 jobs.
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Hey, didn't Big Ben Bernanke say the depression is OVER-he said it ended like 6 months ago????? This is has been the longest, and deepest, downturn of my/our lives.
BTW, the U-3 UE rate is 11%, the REAL UE rate-the U-6 rate - is at least double that.
This does kind of mute the talk of a comeback for the consumer, at least locally...
Response to post #1: Nationally and locally, underemployment is about 50% higher than reported unemployment. Best, Don Bauder
Response to post #2: We can always have luxury retail sales on the rise while unemployment remains high. In fact, one can argue cogently that the higher unemployment and underemployment are, the better the upper crust does. That's because the Fed will continue giving money away at near zero percent interest as long as unemployment remains high. Now, the big banks can borrow at zero and merely buy Treasury bonds that yield 3% or 4%. This is keeping the stock, bond and commodities markets riding high -- the old liquidity buoyancy. So the top 1% to 10%, the major owners of stocks by far, have more money to spend. We are seeing that now; the luxury retailers are doing better. Best, Don Bauder
Hip hip hooray! We're number one! We're number one!
We should do something to celebrate.
Maybe we could build another football stadium or expand the convention center to celebrate!
Response to post #5: That new football stadium should cost taxpayers $600 million or more. You can bet that those picking up the tab won't be the ones who own big slugs of stocks and are benefitting from Main Street's woes. The top 1%-10% have ways to avoid paying taxes. Best, Don Bauder
The top 1%-10% have ways to avoid paying taxes
Could you please define the top 0.1%, 1%, 5% and 10% both in terms of net worth and income. There is a world of difference between the top 0.1% and the top 10%, unless the person in the 10% segment is a trust funder or living entirely off investments. Households who have two very good salaries can do very little to avoid being robbed by the government, other than contributing the maximum to a 401-k or buying tax-efficient mutual funds/ETFs. Municipal bonds are also an alternative, but who trusts California munis?
Very wealthy hypocrites like Warren Buffet pontificate about how taxes should be higher, yet they do everything possible to avoid paying taxes. Mr. Buffet makes sure his compensation is classified as capital gains, which is taxed at a relatively low tax rate, and can create trust funds to avoid inheritance taxes. If they think the government does such a wonderful job with the money it collects, there is nothing to keep them from voluntarily paying higher taxes or paying the death tax.
The way hedge fund managers manipulate their earnings with the political class' blessing is criminal.
The upper-middle class, and to a lesser extent the middle class, are the ones who are soaked by taxes. I liked the Reagan tax rates of 15% and 28% with very few (none would be better) deductions and no difference between earned income and long-term capital gains to avoid gaming the tax code.
Response to post #7: I don't have updated figures in front of me, but in 2001 the top 1% in wealth had 40% of financial assets (stocks, bonds, etc.) The next 4% had 28%; the next 5% had 12%. So the top 10% had 80% of financial assets. The next 10% had 11% and the bottom 80% had 9% of financial wealth. Pretty disgraceful. Best, Don Bauder
I don't have updated figures in front of me, but in 2001 the top 1% in wealth had 40% of financial assets
Here is something that is very commonly tossed out in the rich are taxed too much- The top 1% pay 50% of the income taxes- which is true-and that sounds out of whack until you learn that the top 1% is account for 70% of the income-which obviously proves they are paying a lower nominal rate than everyone else.
Ronnie Rayguns tax cuts were NOT evenly distributed. Although all tax rates were cut-the bottom rates were cut minimally (as I recall 15%) while the top rate was cut dramatically ( as I recall 40%).
Read David Cay Johnston's books "Prefectly Legal" and "No Free Lunch".
He has it all laid out in black and white based on official IRS tax data. The rich have been getting richer and the poor have been getting poorer over the last 30 years. And if anyone thinks that is not true they must be koo koo.
Response to post #9: I think you will find the upper 1% has about 23% of the income but a much higher percent of the wealth. In any case, it's obscene. Yes, the Reagan tax cuts were overwhelmingly for the rich. Best, Don Bauder
Rather than focusing on the percentage reduction, a better way to look at it is whether we had economic growth and whether tax revenues increased. Reagan and the Democratic Congress cut marginal tax rates twice, the first time from ~70% to 50% and then in 1986 to 28%, with a 33% rate in a bracket above $100,000. At the same time most deductions were eliminated, including the mortgage reduction to $1 million from unlimited. All of a sudden investment decisions were based on the economic/wealth creation and not the tax shelter aspects, regardless of whether it had any economic value or not. Government revenues increased dramatically and the percentage of taxes paid by the higher income people increased.
You can feel good about having high marginal rates, but if you do not collect any revenue and you have no economic growth, as is happening in California, is anyone really better off? The class envy card can be played, but be very careful about which demagogue uses to accumulate political power and you become "them." Increasing the government's power only benefits the government and those who work for it. Individual freedom and liberty become its victim. The next few years are going to be very interesting, and I do not mean it in a good way.
As the old saying goes, be careful what you wish for, you might get it.
I think you will find the upper 1% has about 23% of the income but a much higher percent of the wealth. In any case, it's obscene.
Why is it obscene? If the wealth was ill-gotten, like in bootlegging during prohibition, then I completely agree with you. I also agree with you that executive pay, Wall Street, entertainers, etc. are overpaid. However, wealth accumulation can have far more to do about how one manages their money and lifestyle choices than anything else.
The reason I asked what the numbers are is because they are thrown around and it is important to know exactly what they are. I do not know what they are. I heard a couple of years ago that the median net worth is about $10,000. If that is indeed accurate, than I would say that many of the bottom 50% are responsible for their lack of wealth. My parents were immigrants who did not speak English and had low-paying jobs, yet in about 15 years they managed to save about $80,000. I made more money the first day out of college than their combined income. We drive an 8-year old car and an 18-year car. Many of those who have no wealth drive newer cars and are far more spendthrift.
You have the fabulously wealthy and they are in an entirely different world. However, many non-government people who retire with a net worth of $1-3 million were either small businessmen, who take many risks and create jobs, or well-paid ($80-$120,000) who lived well below their means. Creating resentment towards those who made different lifestyle choices does not help society in the long run.
There are many reasons for why income has stagnated in the middle and lower end of the scale. Illegal immigration destroys the economic power of the unskilled. Globalization hurts those who have to compete on a worldwide basis. The days of low-skill, high-pay jobs will be difficult to bring back. You have to remember that we impact this when we make purchasing decisions or support regulations to improve something 0.1% but costs 50% more. How many elitists constantly deride this country and the American worker. Go to a university staff parking lot, and how many American cars do you see there?
Back in November, Peggy Noonan wrote a piece called: "We're Governed by Callous Children. Americans feel increasingly disheartened, and our leaders don't even notice"
It ends "They don't feel anxious, because they never had anything to be anxious about. They grew up in an America surrounded by phrases—"strongest nation in the world," "indispensable nation," "unipolar power," "highest standard of living"—and are not bright enough, or serious enough, to imagine that they can damage that, hurt it, even fatally.
We are governed at all levels by America's luckiest children, sons and daughters of the abundance, and they call themselves optimists but they're not optimists—they're unimaginative. They don't have faith, they've just never been foreclosed on. They are stupid and they are callous, and they don't mind it when people become disheartened. They don't even notice."
I hope I did not come across as insensitive to the less fortunate. I know first hand what it is to be very poor and it is not the best place to be. The well off have a moral duty to assist those who are not well off. However, the less well off also have a responsibility to help themselves.
I feel very sorry for the unemployed or those who are now having trouble meeting their financial obligations. Life can change in an instant, and it is usually for the worse and not the better. Being "rich" is not as important to me as not being "poor."
====== Why is it obscene? If the wealth was ill-gotten, like in bootlegging during prohibition, then I completely agree with you ========== Come on, don't kid yourself-most the wealth is being created b/c the rich are getting all the breaks-breaks they bought and paid for through with campaign bribes to the Congress.
Just look at Wall Street-you think they have all that money b/c they EARNED it?? Or because they are smarter than everyone else?? No way. They scammed the system.
I have no problem with people who are self made-but that is certainly a minority.
Many of those who have no wealth drive newer cars and are far more spendthrift.
I don't know what you mean by "many", but you are making broad generalizations that are certainly not true of the vast majority of Americans who have no wealth.
Not everyone with a GED hits the employment lottery as a $200K comped muni fire fighter or cop.
Response to post #11: Just remember that in those years, the U.S. deficit soared out of sight. After the initial tax cuts, Reagan had to raise tax rates in ensuing years. Best, Don Bauder
Response to post #12: There are some reliable statistics at www.faireconomy.org and www.wealthforcommongood.org. The AFL-CIO has its executive paywatch. You can get information on how much CEOs of hundreds of public companies make. It's conservatively compiled. Best, Don Bauder
Response to post #13: Noonan is a good columnist. Best, Don Bauder
Response to post #13: I agree that the well off have a duty to help those who are not so well off. But are the well off fulfilling their duty? Goodness, no. Best, Don Bauder
Response to post #15: At least the bootleggers were providing a product the public wanted. Wall Street is providing products that people don't comprehend -- until they find out that their pocket has been picked clean. Best, Don Bader
Response to post #16: There is no question, however, that American consumers are far too deeply in debt. They have been buying products they don't need and thereby bolstering the Chinese economy. The U.S. government encourages them to do so. We got the savings rate up to a fairly decent level (around 6%) and now it has fallen back again. Best, Don Bauder
@ #22: Another issue: The U.S. dollar is being devalued. It is trading against the Mexican Peso at around 12-1 at the moment (not more than a year ago it was at 15-1), and that's just one example against many. However, I have read various articles in the last week that claim the Chinese are not gaining like they once were, that perhaps their trade surpluses have crested and are now declining. What gives?
You need to define "rich" first. Is it someone who makes $100k, $200k, $500k, $1M, $5M, etc. Or is it someone whose net worth is $500k, $1M, $10M, $50M, $1B, etc.. Without creating a baseline, we can be talking past each other or we may appear to be disagreeing when we are partially agreeing.
I completely agree that most of Wall Street is a con job on society with the full approval of the entire political class in DC. Just look at the revolving door between government and Wall Street--both the actual politician or bureaucrat and their spouse. It will be interesting to see what happens, if anything, with the fraud indictment of Goldman Sachs this week.
I know many people who make more than $100k and have a net worth >$1 million, with the wealthiest being a retired executive with a net worth of ~$20 million. All of these individuals have worked very hard to earn their money and have managed their finances prudently to accumulate their wealth. I also have a friend who lives in Section 8 housing and is less careful with her money than I am. I am not making a judgement, just an observation.
Although there is a strong correlation between income and wealth, that is not always true. A friend who is an accountant in an affluent area told me that she was amazed at how many people with high incomes (>$300k) did not have any investments, i.e. wealth. There was a study about a year ago that said that most millionaires lived unassuming lives. Those with the fancy house and cars were literally living paycheck to paycheck.
I am not trying to say that those with modest incomes have a harder time than those who make more money, because they obviously do. In a high-cost area like San Diego, it is even more difficult to make it because housing is very expensive. If I were just starting out, or was making $30k, I would probably move to a lower cost area. California used to be like heaven: great weather, friendly people and many good jobs. Unfortunately, the weather is the only one that has not deteriorated and the job situation has changed the most.
Just remember that in those years, the U.S. deficit soared out of sight. After the initial tax cuts, Reagan had to raise tax rates in ensuing years.
The deficit did increase because of the recession of 1981-2 that finally got inflation out of the economy, the defense build up, and the spending cuts were not followed through by Congress. Without a line-item veto power, any president has limited options to prevent spending other shutting the government down. I wish our current budget deficit were the $100-200 billion of the Reagan years instead of the $1-2 trillion today.
The federal budget is an accounting disaster. Somehow I think it is intentional to make it difficult to understand what is going on. The federal budget should have both an expense budget and a capital budget. It is perfectly legitimate to borrow money to pay for capital improvements that have a long economic life. It is beyond irresponsible to borrow money for current consumption or transfer payments.
I do not remember whether Reagan increased rates as you imply above. I do remember that when the 1986 tax agreement was passed, which is when the top marginal tax rate was lowered to 28% from 50%, the capital gains rate did increase from about 20% to 28%. It was part of the compromise to lower the marginal rate on earned income. You can consider this to be an increase, but taken together with the tax simplification, I consider it a very good compromise. The elimination of many tax breaks hurt people who were making investments solely for their tax shelter benefit and not for any economic benefit. If we had the same rates today, the hedge fund managers would at least be paying the same rate as everyone else.
I agree that the well off have a duty to help those who are not so well off. But are the well off fulfilling their duty? Goodness, no.
How do you determine what fulfilling their duty is and how do you know that people are not doing it in a quiet manner?
You either have the government intervene to force their perception of "fairness" on everyone, or people are free to privately do so. A study by a liberal professor in upstate NY (Albany or Rochester) published a book that said that those who regularly attend religious services give far more to charity than those who do not. Liberal church goers donated similarly to conservative church goers. Compassion is what you voluntarily do with your own money, it is not compassionate to have government confiscate other peoples money.
The U.S. dollar is being devalued. It is trading against the Mexican Peso at around 12-1 at the moment (not more than a year ago it was at 15-1)
Is Mexico suddenly improving, or is the US deteriorating? The exchange rate tells us that the relative position is changing in Mexico's favor. Unfortunately, I do not believe this is because Mexico is improving at a faster rate, this is because this country is on a debt binge that will destroy the dollar and our standard of living.
On #25 I should have said: I am not trying to say that those with modest incomes DO NOT have a harder time than those who make more money, because they obviously do.
Response to post #23: When currencies trade against each other, as they do now, there are changes that happen every day, every minute. The dollar was so weak for awhile. Now the euro is taking a hit. It goes on and on. As to China, the country just reported a big rise in GDP. The currency remains undervalued deliberately. Will anything happen? Can't say. Best, Don Bauder
johnsd, you make some excellent points in this series of comments. Those regarding high marginal tax rates are so true. Those are driving high income earners out of California--on paper at least, and depriving the state of any tax take from them.
Response to post #24: There are stats available on wealth and income levels -- what level of total wealth or financial wealth it takes to be in the top 1% or top 5%, etc. Those are the best guides. Few if any journalists have written as much as I have on the revolving door between the SEC and Wall Street law firms. Those firms control the SEC. (See upcoming column.) Best, Don Bauder
Response to post #25: Oh yes, some with high incomes abuse leverage and get themselves into trouble. Best, Don Bauder
Response to post #26: Presidents enter office saying they will lower the deficit by eliminating waste and fraud. Never happens. Won't. Popular entitlements such as Social Security and Medicare and ever-increasing defense spending eat up so much of the budget. In polls, people are asked what spending they could do without. It always winds up being foreign aid. But it is a tiny fraction of the budget. Best, Don Bauder
Response to post #27: One way of fulfilling their duty to the less well off would be to pay a fair share of taxes. Taxes are too regressive now on local, state and federal levels. Best, Don Bauder
Response to post #28: There are a plethora of variables too consider in trying to figure why one currency trades more strongly or weakly against another. Economic growth is just one of them. Best, Don Bauder
Response to post #29: Gotcha. Best, Don Bauder
Response to post #31: Yes, but look at the very low property taxes on homes benefitting from Prop. 13. Those are probably keeping a lot of people in California. Best, Don Bauder
Somewhat related, a fantastic article by Christopher Buckley regarding the upcoming attempt to "regulate" the financial sector:
For those not familiar with the Beltway-smart Buckley, he is the son of the late and great William F., and resigned his inherited editorship at National Review on account of voting for Obama rather than McCain. He's genuine, if not lethally clever. Don, you're going to have a lot to write about in the upcoming weeks.
Oh yes, some with high incomes abuse leverage and get themselves into trouble.
You do know tha Calpers is upping their investment portfolio in hedgefunds and private equity-using that leverage.
As you point out-leverage is a two edged sword. And Calpers found that out the hard way the past two years.
Calpers needs to be stripped of their power to invest their pension fund money in leveraged/speculative investments. It is not prident with pension money. T-bills all the way.
Response to post #39: Yes, Christopher Buckley has a good reputation. And good genes. Best, Don Bauder
Response to post #40: Pension funds including Calpers, SDCERS, and SDCERA have been taking irresponsible risks for years. Best, Don Bauder


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There are boutiques that carry snapbacks such as @The Rail and @The Nines they have uni sex ones with words like "Faux" or "Chill" on them. If you are looking for more sporty or baseball themed ones you can purchase them @Barcode.
Where can I find cheap snapbacksin
Amman, Jordan?


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I can't stay out of the Kitchen
Thank goodness I'm back at work. I was at home for a week over the holidays. Every time I'd walk through the kitchen I'd grab a "seasonal snack" that was sitting around on the kitchen counter. I felt like a bear coming out of hiberation and couldn't get enough to eat. If I stayed at home full-time I'd probably put back on the 50 pounds I've lost........
Oh well, I know it will just take a few more miles of huffing, puffing and sweating to get rid those calories!!
I sure hope noone else is struggling with a strong appetite like me.
I am, and it seems to have been exacerbated by starting to take a Thyroid medication. I cannot seem to stop eating!
All that food available was Terrible- I finished up eating a great deal more than I normally do and probably completely wrong calorific value- and between the 23rd and the 29th- I put on a lot of weight- 4 lbs. Still one good ride and it went- but there is still a lot of food in the Cupboards- unopened that may go to waste before it can get eaten. Might be doing a couple of extra rides in the next couple of weeks- just so the food does not go to waste.
I love cookies and Christmas cookies are a seasonal favorite. As is peppermint bark, rum cake, upside down German chocolate cake, candied pecans, spicy almonds, Hershey kisses in cherry cordial & mint flavor.
And the 15 lbs of fresh shrimp my mother brought up from the coast
And the 4 dozen homemade tamales
You name it, we've had it this season. I'm just pushing harder on the bike and helping to get all that good food eaten so it doesn't go to waste...:D
I took all the candy, cookies and cakes to work today. Now I just need to stay out of the grocery stores until the 75-percent-off Christmas candy is gone....
I installed a bed and a bath in my kitchen.
The holidays have meant and extra 5 lbs. for me. Going to work doesn't help, various suppliers etc. dropped off all sorts of goodies. As a matter of fact I believe I gained more weight at the office than at home over the holidays.
One nice thing about being home between Christmas and New Year was being able to ride almost every day. Another plus is that this first week back to work has been short and also fairly warm. This morning when I went out at 5:20 it was already almost 50 degrees. I know there is cold weather out there coming our way so I take advantage of the nice conditions while I can.
I've got less discipline in situations like this than I want. Hence, we give away most of the holiday temptations rather than have them sit around the house. I know that on Christmas day when my mother-in-law brought one of her incredible cheesecakes to dinner, I could hear it calling to me no matter where I was in the house. As painful as it was, as soon as she left the next day, I started cutting up the remainder of the cheesecake to give to my neighbors. (I suspect some of them thought I was the devil himself... they too were fighting the same battle. But, the cheesecake was so good they all ate it!) I know I've had to increase my time on the bike and doing other exercises to get back to where I was. Fortunately, I've already made it to that point, and the temptations are gone!
Food is a powerful addiction.
I'm right there with you, buddy. I gained about 7 from Thanksgiving to now. Hurt my knee running on the Texas A&M (rough!) cross-country course about two months ago and can't run. Only swimming and biking now and can't get those done every day.
My wife and sister are great cooks, and it shows on me after the holidays.
But, I am getting down to 188 if it kills me! (Only 28 pounds to go!)
One thing I noticed in the past is if I start eating sweets, it doesn't stop. I find if I eat something sweet and then ride the bike, not an issue. I suspect it is a blood sugar thing that makes my blood sugar like a yo-yo. It shoots up first, and then drops like a stone. Then, because my brain doesn't have enough sugar, it will eat ANYTHING. Repeat cycle, add weight.
Now a days, I make sure that I am very careful around anything sweet. And because of that, I lose weight.
My wife is Italian, her passion is cooking. She is well known for desserts as well as all the fancy pasta dishes.
Believe me, it's tough keeping the weight off.
My boss brought large bowls of M&Ms and Hershey's Kisses to work. After porking on 10lbs since last Halloween, I have learned a new definition of "resistance training".
I too am seriously addictted to sweets. I can hear a chocolate chip cookie a mile away begging for me to eat it!
One thing that works for me. If I eat some dry roasted peanuts, I don't crave sweets anymore.... at least for awhile. At least peanuts are a little better for ya. Well, that is if you don't eat too many....
Okay, ay least I have some company. I do over did it during the holidays in the eating department. I have felt it a lot on my rides, especially going up hills; no dancing on the pedals here. I have my annual physical in 24 days so am now doing all I can to get back at least to the weight I was this summer. Good news is the unseasonally warm weather has made it easier to get out for longer rides. Best of luck to all in shedding that holiday cheer. Just remember that one excuse for putting on a little more weight during the winter is in case you get sick you have the calories, ha!
Eggnog, fudge, cake, ice cream, etc. My wife is a pusher. I am weak. I'd have taken less damage but a sinus infection, cold, ear infection, and change in job location sidelined me for a month. Oh, 4oz of eggnog is 200 calories and it doesn't go down without a shot of rum.
How about honey balls...slightly larger than a marble, coated in honey, and usually piled together in the shape of a pyramid. They're usually found in Italian bakeries during the holiday's.
Gald to see I'm not alone in my holiday eating woes. I've packed on about 7lbs since the beginning of Nov. I work in a pretty good sized office, and it seems everyone is either leaving snacks (cookies, cake, candy) in the lunchroom or they all have bowls of the stuff at their desks. And I've got this thing about chocolate....
C'mon summer!
Garret's carmel corn from Chicago. Try their mix of carmel corn, cheese corn, butter corn. Full of calories but oh so delicious.
Also comforted....
I suppose it's slightly perverse, but I'm also rather stunned and comforted by other's reports of Holiday weight gain. I thought I was alone.
During the peak of the summer season, I was doing 150 miles a week and eating like bird. At one point I bottomed out at 169. I used to weigh 230. Since roughly Halloween, I've plumped up to a distressing 190!
Best of luck to us all in re-shedding the pounds!
|All times are GMT -6. The time now is 02:49 PM.


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Alexia Rae & Eva Notty please each other's twats in the office
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text: For some reason, the gscripts in my ROM aren't working. I do everything I'm supposed to do, and everything looks normal, but when I reboot and look at my settings, nothing has changed. I tried with a2sd and that didn't work and I just tried to set the stock CPU and it is still running at 710. anyone else having issues with these scripts?


text:
Bellinger Tire Inc
ReScore Reviews™ (1)
99% Would Recommend
Latest Review 3 days ago
Review for Bellinger Tire Inc
Brooke B. on 09/15/2014
This is the only place I would take my car. Fantastic Service, people, and I trust them.
Vehicle: Volvo V50
Service Date: 09/10/2014
Review Created: 09/15/2014 04:51 PM


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Thank Goodness for the Weekend.
This has been a long week, I seem to have been away at work and busy all week. Today I clocked up 73 miles, traveling to meetings. I am going to chill this weekend and do some crafting.
Last night I went out for dinner with my dear neighbour, I love to chat to her but despite living so close we do most of our chatting online! Last night we hit the local Chinese and had a lovely meal. It was great to chat about all sorts including planing a trip to Las Vegas next year to see Donny performing ! (actually Donny would like to see us but he can't take the time off to come to England so we are doing him a big favour!!)
There are so many of my friends celebrating 'big' birthdays this year, so many in fact that I have been making 30, 40 and 50 cards for some time now. I think when you hit one of those years you look at your life and think about what you need to change and what you can do to make those changes, we had quite a discussion about that last night and have decided that having a date to aim for would be a good thing, so watch out Las vegas!!!!
Please spare a thought for another of my friends, Jenn Rigg. Jenn turns 50 tomorrow but yesterday collapsed at home with a bleed in her brain, she has today had a major operation to try and sort the matter out, so for those of you who pray, please think of her and send her good get well wishes.


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1300 flights canceled in Dallas/Fort Worth
Snow and Ice Storm slow down Dallas Airport and delay flights
Disaster Relief In The Philippines
TACLOBAN, Philippines (AP) - More than $270 million in foreign aid has been donated to help the...
< Colorado Springs Fire Spreads
Jun 13, 2013 06:43
Category: General News
Category: General News
Derecho Hits Midwest
CHICAGO (AP) — Authorities in Ohio say high winds from possible tornadoes damaged barns and left thousands in the Buckeye State without power. The massive storm system is moving into the Mid-Atlantic states bringing the possibility of heavy rains, severe thunderstorms and high winds. Forecasters have begun to downplay the possibility of a derecho (deh-RAY'-choh).


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We Happy Few might be one of the creepiest games we've ever seen, and it relies much more on its terrifying atmosphere than jump scares. We've been drip-fed information and gameplay clips since the game was successfully Kickstarted on July 4th, 2015 - but at E3 2016, we got some new clips highlighting this creepy-as-all-hell bad trip through a drug-fueled, psychedelic, dystopian 1964 England. It totally stole the show at E3.
From the new E3 We Happy Few gameplay trailer, we see our protagonist undergoing the first parts of his transition off the ever-happy drug 'Joy'.
Oh, here's our creepy colleague saying hello
Walking through the halls, we stumble upon this violent scene
We are invited to hit a piñata - but, wait... blood?
Oh, that's why there's blood. Um...
Once we realize the drug 'Joy' has wore off, the ACTUAL fun police come to hunt us down
And, man, the fun police are creepy as sh*t
So, yeah. Welcome to the weird, clown make-up filled horror sideshow that is We Happy Few
Where everyone is happy. So, very happy.
Or else.
We Happy Few will release June, 2016 and will be available for PC, Mac, and Xbox One.
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Results 1 to 1 of 1
01-21-05, 17:15 #1Registered User
- Join Date
- Jan 2005
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- 1
Unanswered: Revoking table level permissions from sysmaster databases
We are auditing our production engine and we are finding that we have users that still have table level permissions (update, select, insert, etc...) but do not have accounts or connect access. Is there an easy way to clean this up? We're running 7.31 FD7 on a trusted HP-UX 11i system.


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La Isla Bonita!!!
Malapascua Island Travel Blog› entry 1 of 5 › view all entries
A traveler at heart, I always fancied myself setting foot on Earth's most beautiful places and usually they've been pictured out to be located abroad; but after a sojourn in Malapascua, I've proved it as a misconception.
Even by afar, the island was already stunning in view with its spread of white sand floating on the sparkling blue shore.
Mesmerized, even stupefied I guess, I held my breath for a long while to admire its glorious wonder.
For crying out loud, it was indeed one of the most beautiful places I have been to. Its well-flourished vegetation was a proof that the island indeed was a paradise unspoiled by human hands or by urban developments. It has maintained a kind of ecosystem wherein you can feel from the touch of the breeze in your skin that your one with the forces of nature.
But before I fast track, let me tell you how to get there easy. From Cebu City, you can ride an air-conditioned or a regular non-aircon Ceres bus at the North Bus Terminal located near SM City Cebu.
However, getting there was not actually that easy for us since we did not follow that route; we just figured that one out afterwards.
Thinking that we can cross two islands: Bantayan and Malapascua without detours, we head for Bantayan and took off with the bus that would have supposedly taken us to Hagnaya Warf where we can cross to
But since we were both strangers in the North of Cebu, but were both determined to travel without a map, we went on our way to where our feet can take us.
And so, by lunchtime, we found ourselves on one of the most awe-inspiring island there is on Earth--- Malapascua.
My friend who is a mountaineer and had been to Boracay and other parts of the country described the island as one of the most serene locations and definitely one of the most undisturbed by the advancement of technology within its neighboring towns. But there is an internet connection mind you in the island, but it would actually take you a ride back to download a site.
In Malapascua, cottages of all sorts can be easily gotten especially on off-peak seasons.
Not letting any chances slip us by, we rented a motorbike for a wild ride across the island paradise to discover every bit of mystery in stored. We took off after a hearty lunch courtesy of the Spanish-styled sardines we bought in our grocery shopping in town.
There where actually several things to behold inside the island, more than meets the eye when you get there. Its wilderness is still intact and inside, there lies a fishing town that seemed unmindful of the hustles and bustles of the world outside.
After that exhausting yet sating joyride, we played table tennis until dusk.
But I decided to wander in the shore to watch the setting sun. I sat a while in the course white sand mulling over the vast horizon of reddish sky ready to turn gray for the night. It was a sight to behold, the light eaten out by a darker force yet still beautiful to behold.
That breezy night, I got a whole body massage from a local masseur for P350.
While letting the time pass and nothing left to do, we talked to them like new friends and found out more about the simple life that each local live by everyday.
That solitary moment was just perfect for melodrama yet that time I was filled with so much excitement and my mind was bursting with so much calmness. The island reverberated a different kind of energy that sunk deep inside my restless thoughts and my scarred heart which rejuvenated my well-being. The feeling was so light like the clouds and so free like the wind.
But like normal city folks, without television and my portable DVD in hand, Darren and I contented ourselves chatting over a bottle of mineral water and munching on some goodies and chips to avoid boredom for that night, all you hear is the splashing of waves, whisper of the wind and the bustle of insects.
With so much time in our hands, we placed our sundecks near the seashore below that night's starless and cloudless sky to chat some more. It was a peaceful retreat and a good chance to reminisce about our lives, our experiences and discuss about mundane things good friends especially young breeds usually do.
After that almost endless chitchat, we doze off to sleep only to be awakened by the gentle swaying of the coconut leaves around our cottage and the splash of waves in the shore. Even if I'm more accustomed to hearing noisy clatter on our home and bustling traffic in the city, the sound echoed like music to my ears.
That morning, we commissioned the masseur's boatman husband to take us on an island hopping trip. Determined to taste every bit of the island, we were both excited to look around and witness its splendid beauty.
Unfortunate that I cannot swim, I was contented to take a peek of the life below the sea while my friend swam happily and snorkeled like crazy. The corals mirrored by the clear waters seemed to dance in front of me. So disappointed that I cannot prolong my breath under water, I contented myself on picking a handful of colorful shells instead and taking a couple of signature poses with my camera.
The view finder always blows me away, as angle by angle I see beauty positioned in the right spot.
We went to a shipwreck of a Japanese vessel that sunk long ago. It was a first time I saw one and though it gave me the creeps, it still was such a sight to behold. The chocolate island may not look that yummy, but it sure was another wonderful sight to explore.
As we our scheduled take off time was nearing, my heart ran erratic, as if I am about to drift away to sea.
Going home was disheartening and going back to the real world sort of scared me.


text: Hello everybody! I have just found this place after reading an article about them on practical fishkeepings's website. Needless to say it has piqued my interest. And I am here simply to find out more about something I never thought was possible outside of public aquaria. A bit of background on myself: I'm 23 years old, have been on, in, or near aquariums and ponds for as long as I can remember. I mainly keep freshwater tropical fish and I am moving into the more advanced marine side of the hobby (reefkeeping).


text: I have noticed a couple of holes in my lawn and in the soil at the base of bushes around the house. There are no mounds of dirt, so I don't believe the are moles. Does anyone know what they are and how I can stop this from happening again? Thanks, Steve


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Thread: Need 4 Speed
12-15-05, 15:45 #1Registered User
- Join Date
- Dec 2005
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Unanswered: Need 4 Speed
Hi all,
Trying to strip down and optimize a MYSQL proccess. Written in VBStudio classic using simple enough SQL a couple of joins etc.
Looking to speed up this process as much as poss, have looked at indexes and used EXPLAIN to check them, and incresed the table_cache and max_connections etc. which helped but not enough.
If ne one has ne ideas or a link to a good resource for MYSQL optimization it would be much appriciated.
+ if ne one has links to a good vb resource aimed specificly at good SQL programming practices and optimization.
12-19-05, 14:38 #2Registered User
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- Oct 2002
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- greenwich.ct.us
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I think your keyboard is broken.Jeff Hunter
12-22-05, 11:31 #3Registered User
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- Dec 2005
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Thnx real helpful


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How do i build a proxy server?
December 21, 2012 by admin
Filed under Discussions
Question by Raymond: How do i build a proxy server?
I'm looking to build a proxy server for my team at school for TSA. the reason being the majority of sites are blocked that we used to read up tutorials on and how-tos. so I figured It would be nice to finally post here and find out how to build a local proxy. Is there a way i can host the proxy locally (from my documents)? If not, can someone tell me what i need to do to build a proxy to connect to online?
Best answer:
Answer by Aaron
Please contact your teacher about this issue. He or she may be able to help you with this situation or know someone who can help you with this.
Add your own answer in the comments!