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By Cheng Few Lee Joseph Finnerty John Lee Alice C Lee Donald Wort. Chapter 6. The Uses and Calculation of Market Indexes. Chapter Outline. 6.1 Alternative Methods for Compilation of Stock and Price Indexes 6.1.1 Price-Weighted and Quantity-Weighted Indexes
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Cheng Few Lee
Joseph Finnerty
John Lee
Alice C Lee
Donald Wort
The Uses and Calculation of Market Indexes
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Calculation of Value-Weighted Stock Index:
= price per unit for the jthcommodity in period t;
= price per unit for the jth commodity in the base year;
=quantity of the jthcommodity in period t; and
=quantity of the jthcommodity in the base year
The critical factor in the Value-Weighted Stock form of Fisher's Ideal Price Index is the change in price while holding quantity constant.
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Although primary types of market indexes are either price weighted or value weighted, another approach to calculating indexes is quantity-weighted indexes. The calculation of quantity-weighted indexes is relatively the same as value-weighted stock indexes, but in this case, price is held constant instead of quantity. Calculation of the quantity-weighted index is as follows:
The critical factor in the Value-Weighted Stock form of Fisher's Ideal Price Index is the change in quantity while holding price constant.
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Sample Problem 6.1 (pg. 201)
Using the tables for "Prices Of Stock In Four Pharmaceutical Corporations" and the "Average Volume of Transactions in Shares of Four Pharmaceutical Corporations," calculate the quantity-weighted price index for the second week.
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Solving for Laspeyres
The total cost of purchasing the quantities shown (in hundreds of thousands of shares) in the first week, which will be used as base period, was:
Holding price constant, the total cost of purchasing at the demand of the second week would have been:
Substituting these numbers into Equation (6.4), the Laspeyres price index for the second week is:
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Solving for Paasche
The total cost of purchasing in the second week was:
The cost of purchasing had the demand stayed the same as the first week would be:
Substituting these numbers into Equation (6.4), the Paasche price index for the second week is:
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
Using the results we received in calculating Paasche and Laspeyres's Index, we can solve for the Fisher's Ideal Price Index:
Finding the square-root of the product of the two indexes, we get
6.1.1 Price-Weighted, Value-Weighted, and Quantity-Weighted Indexes
So far, indexes of quantity as well as price have been defined. It would seem appropriate to measure total cost of the consumer's purchases in terms of cost index as:
The cost index is the basic form used for compiling value-weighted stock index.
On the other hand, the standard form of value-weighted stock indexes is expressed as
6.2.1 Dow Jones Industrial Average
The DJIA is a price-weighted arithmetic average of 30 large, well-known industrial stocks, all of which are listed on the New York Stock Exchange (NYSE). The computation involves summing the current prices of the 30 stocks and then dividing by a divisor that is adjusted to allow for any stock splits or large stock dividends:
=the closing price of stock i on day t; and
=the adjusted divisor on day t
6.2.1 Dow Jones Industrial Average
As can be seen in Table 6-1, the adjustment process is designed to keep the index value the same as it would have been if the split had not occurred. For example, a 20% increase in the price of Stock A from Table 6-1 would in itself have caused a 10% increase in the value of the sample index before the split, while a 20% increase in Stock B would have cause only a 5% increase in the index value. After the two-for-one split of Stock A, a 20% increase in either Stock A or Stock B would produce the same effect on the index value (a 6.7% increase), illustrating a downward shift in the importance of Stock A relative to the other stocks in the sample. This type of an effect could lead to the fastest-growing stocks having the least importance in determining the index values.
6.2.2 Standard & Poor's Composite 500 Index
The second most popular market index, Standard & Poor's Composite 500 Index (S&P 500). is a value-weighted index of 400 industrial stocks, 40 utility stocks, 20 transportation stocks, and 40 financial stocks. It is computed as follows:
=price of stock i in period t;
=number of shares outstanding for stock i in period t;
=price of stock I in the base period 0; and
=number of shares outstanding for stock i in base period 0;
In the S&P 500, the base period is from 1941-1943.
While the S&P 500 is much more comprehensive in makeup, thus more representative of the overall market than the DJIA, its total number of components is still small compared to the theoretically available market portfolio of all investment opportunities.
6.2.3 New York Stock Exchange Composite Index
Another commonly used value-weighted index is the New York Stock Exchange Composite Index, inaugurated in 1966 and consisting of the market values of all of the common stocks listed on the NYSE. While it includes many more stocks than the S&P 500 (about 1,700), this index can still be criticized as a proxy for the market portfolio because it contains none of the companies that cannot be listed, or choose not to be listed, on the NYSE.
6.2.4 Wilshire 5000 Equity Index
The Wilshire 5000 Equity Index, prepared by Wilshire Associates of Santa Monica, California, is a value-weighted and equal-weighted index that is increasing in usage because it contains most equity securities available for investment, including all NYSE and AMEX issues plus the most active stocks on the OTC market. The following formula is used to compute the index:
=index value for the tth period;
n=number of stock in index;
=price of the jth security for the tth period; and
=shares outstanding of the jthsecurity for the tthperiod
6.2.5 Standard & Poor's Composite 100 Index
Very recently, a subset of the S&P 500 called the S&P 100 was developed for use in the futures and options markets. Although it may seem strange in the context of the increasing development of broader indexes that this more narrowly based index would be formed, it will become clear that the basis for its popularity is related to margin requirement in the options market.
To illustrate the seven indexes just discussed, daily quotations from The Wall Street Journal for January 10 to January 25, 2010, are presented in Table 6-2.
Among economists and statisticians, one of the major uses of stock-market indexes is as a leading economic indicator. Unlike econometric modeling, the leading economic indicator approach to forecasting does not require assumptions about what causes economic behavior. Instead, it relies on statistically detecting patterns among economic variables that can be used to forecast turning points in economic activity. Table 6-3 presents a list of the time series currently being used by the US Department of Commerce as leading economic indicators.
Besides the seven indexes discussed in the last section, Merrill Lynch and Wilshire Associates have compiled an index called the Merrill Lynch and Wilshire Capital Markets Index (CMI). The CMI is a market-value weighted index created to measure the total return performance of the combined domestic taxable fixed-income and equity market. This unique new investment tool currently tracks more than 10,000 bonds and stocks. The CMI has been used in (1) asset-allocation decisions, (2) performance measurement, (3) sector-investment analysis, and (4) portfolio structuring.
6.4.1 Historical Behavior
Table 6-4 compare annualized rates of return computed over one-year through ten-year holding periods for pairs of the most widely used market indexes. These rates of return are computed using May 1, 2000, as the closing date of each holding period.
The correlation coefficient between rates of return computed from these two indexes over this time period is 0.952989. This means that 95.30% of the movement in the returns on the DJIA can be considered to be related to the concurrent movement in returns on the S&P 500. So even though there are substantial differences in the way these indexes are computed, there is a high correlation in the way they behave.
Estimations of (beta) can be made empirically by regressing on , where is proxied by using a rate of return based on a market index, such as the S&P 500. For example:
where and are the S&P 500 index levels at the beginning and end of period t, respectively, and is the dividends paid on the index stocks during period t.
Market indexes are used as proxy variables to calculate the return on the market portfolio in the "market model."
= the return in the 𝑗th security in period 𝑡;
= the intercept of a market model for the 𝑗th security;
= the systematic risk measure of security 𝑗;
= the return on the market index in period 𝑡; and
= a random error term.
A potentially serious problem is involved in the use of a market index to represent the market portfolio. While an index such as the S&P 500 is also value weighted and includes many more component firms than a narrowly based index such as the DJIA, it includes only common-stock investments, and only a small proportion of the total available. A proxy, such as the S&P 500, may be mean-variance efficient, while the market portfolio is not, and it might be mean-variance inefficient when the market portfolio is efficient. Richard Roll (1977) thinks that the CAPM and the market portfolio are therefore untestable without accurate specification of the "true" market portfolio. Roll (1978) strengthens his argument by showing that different indexes used as proxies for the market portfolio can cause different portfolio-performance rankings.
This is quite a serious matter, indeed, because many financial analysts and portfolio managers are evaluated using CAPM-based performance-measurement models — for example, the Jensen model, in which "alpha" values are measured to determine whether a portfolio is performing well. The alpha is the intercept value of an ex-post regression of the risk premiums achieved over time by as individual portfolio analyzed on the market-risk premium over the same time period. Since
= the rate of return for a portfolio in period 𝑡;
= riskless rate in period 𝑡;
= the market rate of return in period 𝑡; and
= the systematic risk measure for a portfolio; and
= an error term.
It follows that Jensen's performance measurement can be computed:
Where and represent rates of return for a portfolio and the market.
A plot of risk-premium characteristic lines for three portfolios is shown in Figure 6-3. It can be said that Portfolio X has shown superior performance over the time period analyzed because its alpha is significantly positive. This is true because the CAPM model leads to the conclusion that, under equilibrium conditions, the alpha intercept should be equal to zero. Figure 6-4 also suggests that Portfolio Z has shown inferior performance because of the significantly negative alpha, and Portfolio Y has performed as would be predicted by the CAPM.
The point being made here is that beta-estimation problems can have important and far-reaching implications. These empirical problems, as well as problems dealing with the fundamental assumptions of the theory, have led other researchers suck as Stephen Ross (1976) to seek alternative models, among them the arbitrage pricing theory (APT) discussed in Chapter 11. As will be seen in later chapters, these alternative models have empirical and theoretical problems of their own.
This chapter has described basic market-index information needed to do security analysis and portfolio management, as well as methods of compiling stock-market and price indexes and historical behavior of stock indexes. Moreover, the impact of proxy errors associated with market rates of return on beta estimation discussed in this chapter underscore the importance of alternative stock indexes for both individual and institutional investors.


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|25 May 2013
Microsoft Windows 7 Professional 64-bit
Computer display going brighter than it should be?
Recently I have configured my monitor's brightness & contrast settings to look optimum and it looks great i might add.
But every now and then it goes clearly brighter than it should be.
It does go away when I 'switch' user then go back into my account but I don't want this to happen full stop.
I don't suppose anybody knows what this problem is?
Any answers would be much appreciated.
It turns out this only occurs when my screen goes to sleep and I wake it up.
|My System Specs
|25 May 2013
Desk1 7 Home Prem / Desk2 10 Pro / Main lap Asus ROG 10 Pro 2 laptop Toshiba 7 Pro Asus P2520 7 & 10
Mate could be just something to do with your power settings or maybe you could try reinstalling the GPU driver.
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Display or Computer problem?
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Something's wrong. My Computer doesn't display my other HDD! Device Manager and Computer Manager detects it as Healthy and Active but it's nowhere to be found. PLS HELP I'm freaking out. :cry: I created a system Image before this happened, but IT IS IN the missing hard drive. Can I use system...
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Thread: filter by form to excel
03-15-04, 17:16 #1Registered User
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Unanswered: filter by form to excel
Does anyone know how to send filtered data(by using the fillter by form button) to excel using the preexisting "transfer spreadsheet" macro? I'd basically like to send this data to a particular sheet on an existing excel file located on the "C:\" drive.
03-18-04, 12:51 #2Registered User
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use the transfer spreadsheet method/action to send a query that is using the same filter. The hard part is making the query.


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I used to be a very positive person. With time, I realised that It wasn't such a good thing. In fact, I believe it stopped my emotional progress. If you try to be positive when you are facing challenges or negative thoughts, you will as a consequence be in denial of your negative emotions. You will be thinking, as I did, "I am a positive person" and as a consequence you will deny your negative thoughts and feelings. The first danger is that you will become passive aggressive and project your negative feelings onto others. This is what happens to people who have issues with anger and who are by "coincidence" surrounded by angry people: their boss, father, boyfriend, husband, or their friends. But no, not them. They never have issues with anger. As a writer, you want to know about this process which is called mirroring. It will bring great depth to your characters.
Positive thinking is only helpful if practiced AFTER you have dealt properly with your emotions. There is no shortcut: Negative emotions have to be processed, experienced and embraced. Truly positive people tend to do that as quickly as possible. Negative people will dwell in the process and often enjoy the attention they get from complaining. They moght even manipulate you into doing what they want through making you feel bad about them. Very different. They make beautiful characters.
But being too positive also stopped my progress as a writer. Let me explain. If you deny your negative thoughts, you won't hear them when they pop in your head. It doesn't mean however that they won't exist. It will just mean that they will live at the level of your subconscious and what they will do there is feed your inner critic who will be given a golden opportunity to get in the driver's seat and create havoc in your life.
The best way to manage your inner critic (you know that little voice that is constantly nagging at you and putting you down) is not to ignore it, nor to silence it. The best strategy is to listen to it and become aware of its voice. Why? Because then it surfaces into your awareness, which drags it out of the driver's seat of your life. For those who don't know it yet, the subconscious is driving your car, always. And it always overrides your consciousness. It always sits in your blind spot. Believe me, you don't want your inner critic there.
So what is the best way to deal with your inner critic? My suggestion is to engage with it after you acknowledge it for what it really is: a phantom that feeds on your fears and every single negative comment or remark anyone has ever made to you. Fears are only thoughts. Beliefs are only thoughts that you think are true. Recognise that you are not your thoughts. Recognise that your mind is full of junk and good thoughts, but probably a lot of junk. You are not your mind either. Talk to your inner critic. It is the part of you that is scared and that believed everything everyone said, but mostly the negative.
So when your inner critic tells you that you can't write: realise that it is only trying to help you not make a fool of yourself. It is there to protect you (it really believes it does anyway). Only it has the emotional maturity of a toddler. So engage with it as if it was a toddler. Listen to it with compassion when it is having a tantrum. Hold it. Comfort it. And set boundaries: your inner critic needs to be given a time frame to complain or criticise. I would suggest ten minutes per day. After that, thank it for its voice and get on with your writing.
To your creativity
Ange de Lumiere


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Your Lexus stories
How has your Lexus helped you live your life? Has it carried you on an memorable journey, or shown dependability in difficult circumstances? We think great stories should be shared.
The sophisticated luxury compact scored 100% in What Car? magazine's 2017 reliability survey.
How has your Lexus helped you live your life? Has it carried you on an memorable journey, or shown dependability in difficult circumstances? We think great stories should be shared.
From a twinkle in Eiji Toyoda's eye to an industry-shaking arrival in 1989, we chart the early history of Lexus and development of the defining LS 400 luxury saloon.
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Lexus UK's Pearl Blue LFA recently went to Germany for a regular service. We find out how to look after an ultra-rare hypercar.
The executive vice president of Lexus International reveals his feelings on the current Lexus family and plans for further 'halo' models in the near-future.
The Lexus LS is our brand's flagship car, and the world's first luxury performance hybrid saloon.
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Preparing for the winter means making sure your car is equipped for the right weather. Read on to find out how winter tyres offer improved safety and superior performance in wet, icy and snowy conditions…
We caught up with Mark Templin, Lexus International Executive Vice President, in Tokyo to gauge his reaction to journalists' reviews of the new Lexus NX.
Here's a round-up of everything Takeaki Kato, Chief Engineer of the Lexus NX, has said about the gorgeous new car.
Longo Lexus, in Los Angeles California is one of the biggest and longest running Lexus dealerships in America. Phil Huff went to visit.


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Revenue grew 5 per cent to 21.4 billion rand for the interim reporting period ended 30 June 2014 from 20.3 billion rand in the previous comparative period. Net interest income also rose 7 per cent to 12.3 billion rand from 11.4 billion rand in 2013.
"Absa Bank Limited's headline earnings increased 2 per cent to 4 billion rand from 3.9 billion rand. The bank's Return on Equity improved to 15.6 percent from 14.2 per cent, comfortably above its 13.5 per cent cost of equity," Absa said in a statement.
"Domestically, the growth outlook has deteriorated markedly since the start of the year and we expect growth to decelerate to 1.5 per cent in 2014 from 1.9 per cent in 2013."
[DATA ABSP:Absa Bank Limited] is a financial services provider headquartered in South Africa, and is a wholly-owned subsidiary of the Barclays Africa group.
(READ MORE: Africa regulator approve Absa, Barclays Africa merger)
Operating expenses grew 10 per cent to 12.1 billion rand, increasing the cost-to-income ratio to 56.5 per cent for the period under review from 54.3 per cent in 2013.
Absa declared an interim and special dividend of 1,231.7 cents, and total assets grew 2 per cent to 811.1 billion rand for the period from 794 billion rand in 2013.
Credit impairments declined 11 per cent to R2.9 billion rand, which resulted in a 1.10 per cent credit loss ratio from 1.31 per cent. Coverage on performing loans increased to 67 basis points from 47 basis points.
Loans and advances to customers grew 4 per cent to 542.4 billion rand, while deposits due to customers rose 6 per cent to 505.1 billion rand.
Non-performing loans improved to 4.3 per cent of gross loans and advances to customers for the period under review from 5.3 per cent in 2013.
(WATCH VIDEO: Barclays Africa progress since selling to Absa)
Absa's retail banking segment's headline earnings increased 4 per cent to 2.4 million rand due to an 11 per cent reduction in credit impairments, as pre-provision profits declined 3 per cent.
The Home Loans segment's earnings also grew to 801 million rand, having been driven by 60 per cent lower credit costs and 16 per cent lower expenses.
Vehicle and Asset Finance's earnings rose 4 per cent to 535 million rand for the period under review on 11 per cent loan growth, and an improved credit loss ratio.
Earnings for the Card segment declined 22 per cent to 629 million rand for the period as impairments increased 59 per cent to 1.1 billion rand. Absa's Edcon portfolio made a 97 million rand loss.
Headline earnings for Business Banking increased 11 per cent to 803 million rand for the period under review from 724 million rand in 2013. Headline earnings for the corporate and investment bank segment grew 6 per cent to 1.164 million rand from
"We expect mid-single digit loan growth in South Africa this year, although less than we initially expected. Our net interest margin should widen, given rising interest rates in South Africa, while our credit loss ratio is also likely to improve slightly," Absa explained.
"Continued investment spend will make it difficult to reduce our cost-to-income ratio this year."


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for Egyptian Only
"Oracle Technical Consultant"@ an bank in Riyadh required with 2:5 years experience must has good experience in workflow , AME and OAF.
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– Solid understanding of basic Oracle application concepts and practices in terms of APPS development.
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Robert F.
Eden Prairie, MN, 55344
Joined on August, 2014
Gender: Male
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Any day in the morning
Weekdays in the evening
Weekdays in the evening
Lives Near:
Can Meet:
Up to 25 minutes away for no additional charge
Up to 45 minutes away for a flat fee
Up to 45 minutes away for a flat fee
EducationPhD. Zoology 1979 U. of Kansas, NIH Postdoctoral Fellow in Neurophysiology 1979-1981 U. of Oregon.
ExperienceTeaching Experience - 25+ years: University (Michigan, Mich. State, College of Charleston... etc.), , 2 year college, private instruction. Retired from formal teaching but still enjoy doing it. Example Biology courses taught: Ecology, Evolution, Physiology, C. Anatomy, Zoology, Intro. to..., Conservation. Example CS courses: Operating Systems, Intro to Machine Arch. and Logic, Unix, Intro to Programming.
HobbiesResearch with emphasis on animal movement and its applications in robotics (AI). Also use Tai Chi to help rehabilitate people with neurological and orthopedic limitations. I like to bike, swim and watch birds.
Inquire about this tutor
The tutor will respond if they are available/interested.


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- Please select a date to see the proper prices!
Description of the accommodation:
Rooms, services SOURIS VALLEY SUITES Minot would be glad to host you for a memorable journey in Minot. Guests looking for accommodation in Minot are welcome to book a nicely furnished room at the hotel. You can find the exact list of services provided by SOURIS VALLEY SUITES Minot (including those for extra fees) and the exact equipment of the rooms on the information sheet below.
Payment Advance bank card payment or credit card guarantee may be required for the reservation, depending on the chosen date, room and price.
Arrival, opening hours The personnel can speak English.
SOURIS VALLEY SUITES Minot rooms Rooms
- Please select a date to see the proper prices!
Accommodation services
Pet friendly, Elevator


text:
The Noah's Ark slot machine game is a fun land-based casino pokie made by IGT, the world's largest maker of casino slot machine games. Noah's Ark pokie machines feature a unique free games bonus feature, during which wild symbols can split into two symbols. You can watch a video of the free games feature on the Noah's Ark slot machine game below.
Do you want to play online slot machines with a split wilds feature like Noah's Ark slot machine game? If so, we highly recommend the Blade slot machine with split wilds at internet casinos with Playtech software. During the free games on the Blade slot machine, there is a Blade symbol that can count as two of the symbols for which it substitutes, giving the players the opportunity to get six of a kind pays. You can play the Blade slot machine with the Noah's Ark slot machine feature at any of the great online casino gambling sites listed below. Good luck!
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text:
Mario Batali also grills Jimmy Fallon a cheese, while Questlove and Meredith Viera get drunk. But really, we're going to love that above photo forever, in which Mario Batali looks like a drunk Harry Potter. (Well, technically, Jimmy looks more like Harry Potter. Mario looks like Bill Weasley stealing Harry's glasses. But we digress.)
WATCH: Ilan Hall Stages Pretend Knife Fight Between Al Roker and a Former Spice Girl
WATCH: The Daniel Humm/Jimmy Fallon Bro-Kiss You Never Needed To See
Mario Batali Lives The Easy Breezy Life Of A 'Guest Editor'
Have a tip we should know? email@example.com


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Andy_Sixx_ROCKS May 29, 2014 03:29PM
ANOTHER NOTE!!! If you find any mistakes left which im sure there are quite a lot please not me, if you are unsure to where I had edited it is the short titled chapters.View all Conversations
Stories by Andy_Sixx_ROCKS
- 5 Published Stories
A pregnant boy (boyxboy) Teen Fiction
Zane is a freshmen that wakes up in some random bed and doesnt remember his last night! Axel is a werewolf who rejected his mate. Now I bet you want to know who his mate is. I will give you a little hint, its Zane...
Demon Hunters Teen Fiction
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I received this book for free from Publisher in exchange for an honest review. This does not affect my opinion of the book or the content of my review.The Last Clinic by Gary Gusick
Series: Darla Cavannah #1
Published by Alibi on January 1, 2012
Genres: Mystery
Pages: 264
Format: eARC
Source: Publisher
Amazon | Goodreads
Outside the local women's health clinic, the Reverend Jimmy Aldridge waving his protest sign is a familiar sight. But that changes early one morning when someone shoots the beloved Reverend Jimmy dead. Sheriff Shelby Mitchell knows the preacher's murder will shock the good people of Jackson—and the pressure to find the killer is immediate and intense, which is why Shelby calls in detective Darla Cavannah.
When police detective Darla moved from Philadelphia to Jackson with her husband—hometown football hero Hugh "the Glue" Cavannah—she never imagined the culture shock that awaited. Then after Hugh dies in a car crash, Darla enters a self-imposed exile in her Mississippi home, taking a leave of absence from the sheriff's department. Now she's called back to duty—or coerced, more like it, with Shelby slathering on his good-ole-boy charm nice and thick, like on a helping of barbecue.
Reluctantly partnered with a mulish Elvis impersonator, Darla keeps a cool head even as the community demands an arrest. The court of public opinion has already convicted the clinic's doctor, Stephen Nicoletti, but Darla is just as sure he's not guilty—even as she fights her growing attraction to him. From the genteel suburbs to a raunchy strip club, Darla follows a trail of dirty money and nasty secrets—until the day of judgment comes, and she faces down an ungodly assassin.
The setup
It's been six months since Detective Darla Cavannah's husband, Hugh, died in a car crash. She's roused from her leave of absence when her boss, the county sheriff, calls her in to help with a controversial murder case. She's "partnered" with another detective who's more infamous for being an Elvis impersonator than his investigative skills. Set in Jackson, Mississippi, the cultural views of the town share equal space with the hard facts of the investigation.
The issues
The murder victim is the renowned Rev. Jimmy Aldridge who most recently has been holding vigil each morning outside the local women's health clinic in a pretty outrageous manner. And, it's where he was murdered in the early morning hours. The politics around the case are crazy, heightened even more because of a controversial abortion bill before the legislature that was destined for failure before the Reverend's murder. It now may gain sympathy traction as the prime suspect is the clinic's doctor, Stephen Nicoletti. There's a real rush to judgment to accuse, try and convict him.
What I liked about the story
I really liked Darla who is smart, has a killer wit and knows how to manage the politics. She's a former Philadelphia detective, accepted here because she was married to the town's darling, a former NFL quarterback but she's still considered an outsider. Her humor is wry and she doesn't take the bait from the idiot detective she's partnered with on the case. Darla adeptly maneuvers around him, knowing when to let him take the credit for her investigative work and when to set him down a peg. She's skilled and followed the twists, turns and surprises to a stunning climax. There was a parallel subplot that intersected seamlessly at the right moment. And, there's a romance, which was a bit of a (nice) surprise.
I also liked how a controversial, lightening rod topic was managed, with friends and neighbors co-existing pretty well on opposite sides of the issue. The story managed to stay away from taking a particular stand and representing the issue through the eyes of the characters. It was really well done.
The bottom line
The best mysteries/suspense stories have to be well paced, with relevant conflicts, interesting characters and believable plots and/or procedurals. This book met all that criteria and more. The writing is nimble without wasted action or story. The color of the Southern culture is perfectly captured without relying heavily on caricature or stereotype. It's a really good story and I'm looking forward to the next book, especially as there are secondary characters I'd like to know better.
I also love to talk about books. There's nothing more exciting than to finish a great story and cover it A to Z with other people, exploring different perspectives and points of view. So, if you see something on my shelf you'd like to talk about, send me a message and we'll talk!
Friend me at Goodreads.
Latest posts by Jonetta (see all)
- Audio Review: Everything, Everything by Nicola Yoon - November 20, 2017
- Audio Review: The Horse Dancer by Jojo Moyes - November 14, 2017
- Audio Review: Divine Evil by Nora Roberts - November 6, 2017


text: Ruth 3:1-5 KJV(i)1 Then Naomi her mother in law said unto her, My daughter, shall I not seek rest for thee, that it may be well with thee? 2 And now is not Boaz of our kindred, with whose maidens thou wast? Behold, he winnoweth barley to night in the threshingfloor. 3 Wash thyself therefore, and anoint thee, and put thy raiment upon thee, and get thee down to the floor: but make not thyself known unto the man, until he shall have done eating and drinking. 4 And it shall be, when he lieth down, that thou shalt mark the place where he shall lie, and thou shalt go in, and uncover his feet, and lay thee down; and he will tell thee what thou shalt do. 5 And she said unto her, All that thou sayest unto me I will do. NSB(i)1 Then Naomi her mother-in-law said to her: »My daughter, Should I try to find a secure home for you where you will be well treated? 2 »Boaz is of our kindred, with whose servant girls you have been. He winnows barley tonight in the threshing floor. 3 »Wash and perfume yourself and put on your best clothes. Go down to the floor. Make yourself known to the man after he is done eating and drinking. 4 »When he lies down, notice the place where he lies down. Go in, uncover his feet and lay down. He will tell you what you should do.« 5 Ruth said: »All that you say to me I will do.« These are my thoughts, please share yours. 1 Naomi felt that it was her place to find her a new husband. The tradition was that they would marry a brother so they could care for them but, all her sons had died in which case a cousin would have the duty of fulfilling this role. Naomi did not have to do anything but she wanted to because she cared for Ruth. 2 Naomi knew that Boaz would be a very good provided for Ruth because of how he had treated her. Naomi had kept up with Boaz she may have been planning to her if Ruth and Boaz would wed. 3-4 Boaz must have worked a long night to have slept out on the threshing floor. What Naomi is asking Ruth to do is odd but is not intended to be sexually. This was to show that she wanted to marry Boaz. Women did not ask men to marry them or ask if they could marry them but this would show she wanted him as her husband. 5 This shows she was living as a Jewish woman now because if she had still lived as a Moabite she may have tricked him or seduced him so that he would be forced by the Jewish law to marry him.


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April 23rd, 2016 - De Pere H.S.
7:00 P.M. 1700 Chicago St., De Pere, WI 54115
Featuring a guest appearance by the De Pere Jam Session Show Choir
*Profits go to support De Pere High School
scroll down to order tickets
So Classic! is written by Robert Dietz and choreographed by Broadway professionals Kelly Kohnert Jacobs (Mary Poppins, Radio City Rockettes) and Chad Schiro (Bye Bye Birdie, Urban Cowboy). With more than sixty songs from timeless legends like Tony Bennett and Michael Jackson to such current pop icons as Justin Timberlake and One Direction, you'll enjoy every minute of the Wisconsin Singers' 48th season show. Relive unforgettable performances from Broadway classics including Miss Saigon, Joseph and the Amazing Technicolor Dreamcoatand Music Man. Children of all ages will laugh aloud at Snoopy singing "Suppertime" and enjoy Pinocchio rejoicing in "I Got No Strings!" The celebrated Singers band will rock the house with a tribute to ABBA and an impressive medley of jazz classics. Badger fans won't want to miss the Singers' rendition of the Fifth Quarter where audiences sing "Varsity," and dance to "Tequila," "Jump Around," and "Teach Me How to Bucky."
Tickets can be purchased below, at De Pere High School, or by calling 608.886.6801.


text:
You Belong Here
The church is people – normal, everyday people. Restore Church is no exception. We're from all walks and stages of life. We're not perfect and don't pretend to be.
We're all different but the one thing we have in common is that we believe that the greatest life, belonging and purpose you could ever want is to be found in Jesus. So, we are committed to working together to follow and represent Him wherever we are in the hope of helping others find what we have found.
It's no accident you've found us. It doesn't matter how, just that you have and we hope that what you have found has made you feel that you belong here.
Welcome, we're glad you came.
Why Restore Church?
We are people who see the world in a certain way. We believe God created a good world that's broken right now, but He hasn't given up on it. He is very much committed to restoring it the way He intended it to be.
We are driven by hope because we know that the story isn't over. It's broken, yes,but it can be repaired. Possibilities exist everywhere because God has come to RESTORE all creation through the work of Jesus.
Equip every person. Impact every place. Extend everywhere.
We believe the church is at its best when the ministry and mission of the church is in the hands of the church - the people who make it up.
That's why our vision is to equip every believer for life & mission; to impact every place we are, & to extend our church through multiplying new faith communities & missional enterprises.
Our main call as a church is to make disciples. A disciple is a learner, someone who is learning to live the way of Jesus. For us that looks like growing in three ways.
learning to listen to & follow Jesus.
learning to connect & contribute to a local church.
learning to a be a blessing in our world & invite others to discover the way of Jesus.


text:
|23 Jan 2011
Yes maybe so but until last week I have been quite happy with IE.
Today there is no history AT ALL and I have been on at least 20 sites in the last 2 hours.
Cant find anywhere to change things so am at a loss.
Have never had this trouble ever in the last 15 years of using IE
|My System Specs
|24 Jan 2011
Ok I restored the machine back two weeks when history was working but hasnt made much difference.
On Monday first day of new week for history all I have is rad.msn and usedcars.nsmg.
TodayI have
Computer, rad.msn and sevenforums.com.au and the thread Im on.
Nothing else on either day and I have visited in excess of 50 sites
Im stuffed if I know how to fix it
|My System Specs
|23 Mar 2011
Windows 7 Home Premium 64 bit
Tools-Internet Options-Content-Autocomplete-Settings
Untick the box use "Windows search for better results"
Just tried it on mine and visited about 20 websites and they are in my history.
I do not remember actually ticking this box so I wonder if a Windows Update did it??
|My System Specs
|Thread Tools
|Similar help and support threads
Multiple icons showing in smallest size when using Extra Large Icons
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Using Word 2007- type size has DOUBLED HOME tab is NOT problem
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I've got multiple users and the icons on the welcome screen are small. I would like to increase their size, but I have not been able to find a way to do it. Can anyone give me a hand?
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Hi there I have a problem which has troubled me for a week now. I work in an organization, and have got a laptop in because the time it took to logon, due to HP protect tools trying to run a biometric can everytime you logged on. However after alot of effort and time i managed to correct...
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Hello there, I'd like to ask for some help about icons inside a or all folders. Icons are in default size when I open a folder. I try to change the icon size but when I close and reopen the folder, this happens to all the folders, it reverts back to the default view size. I have Tuneup...
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I am not sure what made this problem start happening, but I think it was trying to change the ICON picture for one desktop shortcut... The problem is that now all of my desktop shortcuts (except the system desktop shortcuts) now have their icon 'pictures' messed up. New shortcuts that I send to the...
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text:
Women's Groups are dedicated to Calvary Chapel Petaluma's three-part vision to Love God, Love People, and Serve & Reach the World. We want to encourage growth in our relationship with Jesus and our Love for People through small groups. We want the growth in our relationship with Jesus to be evident in our relationships with each other as we share our lives, applying what we learn in the Bible, and pray together. As we grow together in our walk with the Lord, we want to look for the opportunities God will give us to serve each other and reach out. We want to be a community of women known for our willingness to reach those across the street and every part of the world that He sends us.
We have many ways for you to connect in Women's Ministry. Follow the link below for details on all of our current Women's Bible Studies.


text:
Photo © Shane Stoffregan
Last year, Virgin Atlantic became the official airline for the 007 James Bond flick, Casino Royale. VS's aircrafts predominantly were featured in the movie and even the CEO, Sir Charles Bronson had a cameo appearance (he was going through security screening in MIA) in the film. There was also a special link of the movie in VS's website back then. The shooting was done in Prague.
Photo © Filip Koska
Photo © Richard Janura
The movie Ocean 13 is great, I like it a lot! The best of the 'trilogy'.
[Edited 2007-06-07 13:35:02]


text:
About the House
Self Catering Georgian Country House sleeping up to 36 persons Main House and Cottage. A cosy welcome awaits you, with Woodburning Fires and everything ready for your arrival. All you have to do is get comfy, relax with Tea / Coffee or a Dram and some Highland Shortbread while you await the rest of your guests to begin your holiday.
Located in the heart of the Northern Highlands of Scotland, on the NC500 route, built in 1794, our wonderful, early Georgian country house is the perfect base for an exclusive use Self Catering Holiday for a large group of friends, family, a small Wedding or business get together. The main house on its own can sleep 22 persons comfortably, with the additional beds in the dormitory, together with the cottage can sleep up to 36 persons in total.
The house is set in 33 acres, including a secret walled garden, terraced lawns to the front, mature trees and rhododendrons, and an ancient burial ground of the Romanes family. The approach to the house includes views of the Cromarty Firth and the Black Isle, and in spring is a riot of wildflowers including bluebells and daffodils.
The main suite has a very large bedroom, drawing/lounge room and bathroom, lots of privacy if required. Included in this number is a dormitory which holds 5 single beds, 1 double, 1 single bed placed outside the dorm. Otherwise all other rooms are twin/double en-suite or private facilities. We also have 4 large lounge rooms in the main house, (1 adjacent to the main suite) 2 with woodburning stoves, for everyone to have some cosy catch up time. Close to the Dining Room and Kitchen there is a 3rd Woodburning stove providing a homely glow for pre-dinner drinks. We can help you as much as you wish with your plans or if you just want a quiet week away with your family / friends then that's ok too, whatever you wish. Perhaps a Surprise Party, Highland Dancers, Piper, Catering or Fireworks just ask.
For celebrations there is a coach house, a rustic style barn, holding up to 60 persons, a Bar, Music, and Catering could be organised with extra local accommodation arranged for extra guests if required. The barn is approx 60 metres from the main house. For the colder months we have a Wood Burning Stove on the ground floor - entrance to the Coachhouse.
Peaceful and elegant, Pitcalzean House is a relaxing haven where you can enjoy the perfect break. There is an impressive and elegant drawing room with lovely garden views, a spacious dining room once graced by the visiting Queen Elizabeth and Prince Philip in 1974, and a fine snooker room for evening entertainment.
This area is peaceful and quiet with some lovely sandy beaches (Shandwick, Portmahomack and Dornoch) and dolphin watching or fishing cruises. Inverness is just 36 miles away and the airport just a little further.
Tain, the nearest town, is an historic market town with attractive shops and cafés. The famous Glenmorangie distillery is 6 miles away.
There is plenty to do for all the family - hill walking, beachcombing, dolphin spotting and golf. There is a 9-hole golf course at Tarbat nearby and also that most famous of Scottish courses - Royal Dornoch - just a 20-minute drive away.
We can also accommodate a group of friends looking for a 'get away from it all break' and can also create bespoke weekends for individual groups, breaks such as these can be considered at reasonably short notice if available.
Wifi Available
Pitcalzean (pronounced three different ways even by locals but most commonly the phonetic form was used) provided a comfortable, beautifully appointed and well maintained base for us. Giant wood burning stoves AND central heating kept us cosy and rooms varying from baronial to plain and simple, accommodated us very comfortably. Development work is on-going there and the adjoining barn, already a venue for ceilidhs for house guests, would be available another time and provide us with a good communal gathering space, especially in poor weather...."
About Pitcalzean House
This large self-catering property is available for exclusive use. Pitcalzean House is a Georgian House with a distinguished past. It is one of the finest large properties available to rent on the NC500. This self-catering property in the Scottish Highlands is available and is perfect for large groups, family holidays or reunions. The property is available as a corporate meeting venue in the North of Scotland. Pitcalzean House is a Georgian House available as a Wedding Venue.
You will get a personal co-ordinator to help with the catering, hold your own ceilidh and help reccomend local activities. Pitcalzean House is a large property available for exclusive use which sleeps up to 38 in the house and cottage.
With its own party barn this property is ideal as an exclusive party venue.


text:
Minster FM News
Fatal crash in Selby over the weekend
9:37am 26th March 2012
North Yorkshire Police are appealing for witnesses to a fatal road traffic collision involving three vehicles near Camblesforth, in the Selby area on Saturday evening (24 March 2012).
At approximately 7.45pm on Saturday night, a white Ford Transit van was waiting to turn right on the A1041, just south-east of the junction with Barlow Common Road when a grey Skoda Fabia travelling in the same direction was in collision with the van and a black Renault Clio.
Sadly, the driver of the Skoda, a 59-year-old local man, died at the scene of the collision.
The occupants of the Renault Clio, a local man in his twenties and a woman, also in her twenties were injured in the collision and were taken to York District Hospital for treatment.
The driver of the transit van, a man from the Goole area, was also injured and taken to hospital for treatment.
Police are appealing for anyone who witnessed the crash or saw any of the vehicles prior to the collision to contact them.
Investigating officer, TC Gemma Wood of Tadcaster Roads Policing Unit, said:
"It is important that we gather as much information as possible about the collision, both from witnesses who saw the crash and anyone who saw any of the vehicles prior to impact."
Anyone with any information is asked to contact TC Wood at Tadcaster Roads Policing Group by ringing 101, select option 2 and ask for Gemma Wood. Or, you can email TC Wood at email@example.com
The road was closed between the junction with Chester Court Road and the Wishing Well pub roundabout on the A63, to allow collision investigators to examine the scene. The road reopened just before 3am on Sunday morning.


text:
Your Basket
0 items £0
Brand: Learning Resources
Age Group: 7+
Children can excavate their own dinosaur model with the GeoSafari Dino Digs from Learning Resources.
Learning about dinosaurs is an exciting experience for any child. Discovering that these huge creatures once ruled the earth is very fascinating, but learning about how they are discovered is equally great.
This Learning Resources Geo Safari set lets children step into the world of palaeontology and excavate their very own dinosaur from the stone. When all the pieces are discovered they can be built up into a model that they can keep forever!
There are three sets to choose from, Tyrannosaurus Rex, Triceratops and Velociraptors.
There are currently no reviews for this product.
►Search for even more Learning Resources<< Back


text:
$17,410 CARFAX Value
No Accident or
Damage Reported
No accident or damage reported to CARFAX
CARFAX 1-Owner
Purchased on 09/14/15 and owned in CA until 09/14/17.
Personal Use
Driven an estimated 10,231 miles/year.
Service History
Last serviced in Santa Ana, CA on 09/15/17 • Maintenance inspection completed • Two tires mounted, Tire condition and pressure checked, Oil and filter changed, Safety inspection performed, Antifreeze/coolant checked


text:
Sugercane Mill For Sale
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From the number one New York Times best-selling author of French Women Don't Get Fat comes a memorable look at the French appetite for oysters, the characters who harvest and serve them, and the compelling reasons why we should all enjoy them.
Meet Paris Oyster is an engaging exploration of the Parisian love affair with the world's most sensuous shellfish. It centers on Huîtrerie Régis, a tightly packed oyster bar in the heart of the City of Light, with an opinionated owner and a colorful cast of regulars. Part cultural journey, part cookbook, and part slice-of-life play, this audiobook introduces listeners to the appetites (gastronomic and otherwise) of Paris and its people. Beyond Huîtrerie Régis, the French oystermen, and the other characters in pursuit of the oyster, Mireille Guiliano shares information on the best oysters around the world, their nutritional value, the best wine pairings with them, and a dozen mouthwatering recipes that will have listeners craving, buying, and preparing oysters with confidence. So take a virtual trip to Paris - indulge and enjoy!
PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio.
©2014 Mireille Guiliano (P)2014 Hachette Audio
"Loved it!"
This book has been wonderful! I would love more from the author. And I love her voice! Thank you very much!
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The Centers for Disease Control and Prevention and the Society for Assisted Reproductive Technology provide information online about U.S. clinics' individual pregnancy and live birth rates.
When choosing an in vitro fertilization (IVF) clinic, keep in mind that a clinic's success rate depends on many factors, such as patients' ages and medical issues, as well as the clinic's treatment population and treatment approaches. Ask for detailed information about the costs associated with each step of the procedure.
Before beginning a cycle of IVF using your own eggs and sperm, you and your partner will likely need various screenings, including:
Before beginning a cycle of IVF, consider important questions, including:
How many embryos will be transferred? The number of embryos transferred is typically based on the age and number of eggs retrieved. Since the rate of implantation is lower for older women, more embryos are usually transferred — except for women using donor eggs.
Most doctors follow specific guidelines to prevent a higher order multiple pregnancy — triplets or more — and in some countries, legislation limits the number of embryos that can be transferred at once. Make sure you and your doctor agree on the number of embryos that will be transferred before the transfer procedure.
What will you do with any extra embryos? Extra embryos can be frozen and stored for future use for several years. Not all embryos will survive the freezing and thawing process, although most will.
Cryopreservation can make future cycles of IVF less expensive and less invasive. However, the live birth rate from frozen embryos is slightly lower than the live birth rate from fresh embryos. Or, you might be able to donate unused frozen embryos to another couple or a research facility. You might also choose to discard unused embryos.
Any use of this site constitutes your agreement to the Terms and Conditions and Privacy Policy linked below.
Mayo Clinic is a not-for-profit organization and proceeds from Web advertising help support our mission. Mayo Clinic does not endorse any of the third party products and services advertised.
A single copy of these materials may be reprinted for noncommercial personal use only. "Mayo," "Mayo Clinic," "MayoClinic.org," "Mayo Clinic Healthy Living," and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research.


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Stig Sæther
/ Norway
ICCC 2016 is going to be beginning on 03 Jul and ending on 08 Jul 2016.
The location of the Conference is determined as Le Quartz Congres in Brest, France.
There is undoubtedly the opportunity to find out the most popular progresses in Chemistry, Chemistry Research and Coordination Chemistry at this significant Conference.
42th International Conference on Coordination Chemistry is a biennial Conference.
/ Norway
/ Mexico
/ Hungary
/ Italy
/ Spain
/ Slovenia
/ Poland
Address : 52 Rue du Château, 29200 Brest, France
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After breaking down film and critiquing the teams heading into Week 9, Scouts Inc. tells you what to watch for this weekend.
New York Jets
Not all Favre's fault
QB Brett Favre threw three interceptions last week versus the Chiefs and most people would assume that Favre is reverting back to his old self -- but that isn't the case. Yes, he is still a gunslinger and will still force throws, but two of those interceptions happened because his receivers were not on the same page. On one interception he saw a matchup he liked and threw a fade, but his receiver pulled up. That's not Favre's fault. And on the interception for a touchdown, Favre read the defense and saw that the two inside linebackers were blitzing -- which meant the middle would be open. One receiver read this properly and came over the middle, but when the corner pushed him off his route he gave little effort to get back in the play. Plus, the slot receiver, who was covered by a safety, came inside also, putting a safety right in Favre's throwing lane. He clearly did not understand what Favre was trying to do. Simply put, this offense isn't clicking, and it has no flow.
Regardless of his poor performance, Favre is still going to sling it this week versus Buffalo. It's up to the receivers to be on the same page and make adjustments when necessary. The Bills' defense is much better than the Chiefs', and Favre could be in for a long day.
New York Giants
Underrated offensive line
The Giants' offensive line is the most underrated unit in the NFL. They are all veterans and they have all returned from last year's Super Bowl season. This unit is very fundamentally sound, smart and well-coached. You never see any of them on the ground or miss a block. But this unit's movement skills are particularly impressive. In fact, no other team pulls their guards as much as the Giants. LG Rich Seubert and RG Chris Snee routinely pull on wide plays because they are excellent blockers in space. They also do a great job of finding linebackers on kickout blocks.
This unit benefits from going against the Giants' great defensive line every day in practice, and they play well against every team. The No. 1 goal for the Giants' offensive line this week will be to stop Cowboys LB DeMarcus Ware. LT David Diehl will be in charge of blocking him one-on-one and shouldn't need help.
Baltimore Ravens
Wildcat with Smith
The Ravens used the Wildcat formation seven times last week with QB Troy Smith lined up in shotgun and QB Joe Flacco out wide. Smith is a dual threat because he clearly has the ability to run and his passing skills are underrated. One play even resulted in Smith throwing a touchdown to Flacco. This offense doesn't score a lot and has very little explosiveness, so look for this bit of trickery to be incorporated in the Ravens' game plan this week and the rest of the season. The Wildcat should give them a boost versus the Browns, which have struggled on defense lately.
Philadelphia Eagles
McNabb on the move
QB Donovan McNabb definitely doesn't scramble as much as he used to, but he has been effective when he tucks and runs in recent weeks. He still has excellent run instincts; don't be surprised to see more designed scrambles and draws called in the future. The Seahawks' defense has played particularly soft lately and done a poor job of tackling, so you could see McNabb run some quality scrambles. Plus, the Eagles' receivers are all starting to get healthy, and as they return to the field the Eagles can spread the field -- which opens up a lot more space for McNabb to run, if he chooses to.
New York Giants
Dictate the matchup
The Giants' defensive coaches have been very effective dictating matchups that their front four can take advantage of. DEs Justin Tuck and Mathias Kiwanuka are tremendous pass-rushers, but it's their coaches' schemes that put them in the right situation. Whenever either of these players is double-teamed, the Giants will blitz a linebacker and draw away one of the blockers. This leaves Tuck or Kiwanuka in a very favorable one-on-one matchup. The Giants will also send blitzers inside to occupy blockers and allow either DT, Barry Cofield or Fred Robbins, to have a favorable matchup to get after the quarterback. Oftentimes when the Giants send blitzers it is not to go after the quarterback. They do this to free up someone on the defensive line.
The Giants will continue to do this versus the Cowboys this week, and this is a matchup in their favor. Dallas' OTs struggle versus speed rushers, so Tuck and Kiwanuka should have big games.
Gary Horton, a pro scout for Scouts Inc., has been a football talent evaluator for more than 30 years. He spent 10 years in the NFL and 10 years at the college level before launching a private scouting firm, The War Room.


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DEFRA fleshes out next stage of energy efficiency commitment
Energy suppliers are well ahead of targets for helping domestic customers to save energy under the existing energy efficiency commitment (EEC). The Government has now issued proposals to at least double the level of EEC for the next six years and to extend incentives for "energy services" packages for another year.
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Hamlin, Herring fill in for Vickers in Nationwide
TALLADEGA, Ala. — Denny Hamlin and Drew Herring will replace ailing Brian Vickers in the No. 20 car for the final three races of the NASCAR Nationwide season.
Joe Gibbs Racing announced Friday that Cup regular Hamlin will make his first Nationwide start of the season at Texas on Nov. 2. Herring will be behind the wheel Nov. 9 at Phoenix and the finale at Homestead on Nov. 16.
|The article you requested is no longer available on BostonHerald.com.
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- Joe Gibbs
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text: Washington - Russian Prime Minister Vladimir Putin called his former counterpart George W Bush "a very decent fellow", and recalled congenial family visits with the Bush family in an interview on Wednesday."They were warm relations, good, kind, human relationship. He visited me in my house. I visited him in his house," Putin told CNN interviewer Larry King, speaking through a translator."One thing is for sure: George Bush, the junior, is a very decent fellow... And he has a very good family," Putin said, in response to questions raised of their relationship following the recent publication of the former US president's memoirs.Throughout his presidency, Bush was hounded by constant reminders of his first meeting with Putin in 2001, after which he told reporters he had looked into Putin's "soul" and found a man he could trust.In his memoirs, however, Bush wrote described Putin as "cocky", "wily" and "cold-blooded"."I know some of the aspects of this book already. I don't agree fully with what he has written there, of course. But I'm sure he has forgotten a few things," Putin said with a smile.


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One the radio engine PHP Scripts Miscellaneous
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to add in a position social link setup page facebook like box integrated customizable system settings logo. Site email & site logo possible website to create customized page template add or remove page template add or remove pages as you want ck editor integrated with page content more necessary template for frontend my profile page user contact message one in admin panel admin can reply to user contact via admin panel email integrated with user contact & admin reply admin can upload gallery image & also radio can deactivate for show. Just run our install wizard 100% cms object oriented(codeigniter) seo friendly url auto pagination api cross browser pass bootstrap design email subscriber option mailchimp integrated reliable & casting management secure mysql database backend automatic html


text: i have a 2007 Gravely Rapid XZ, 30 hp 60inch deck.{front hydraulic deck machine} 310 hours on it {starting the season so hours will change a little} it's a beast and fast as hell!!! stripes nicely and is very clean adult run since new. i am setting up a box truck and this machine is too long for the truck with all my other equipment......i would like to trade it straight across for a mid mount deck machine with a bagger {52 or 60 inch only please}. i'm located in eastern NY the Gravely is for sale locally for 5000.00, i am not to brand specific bud want something dependable and serviceable........Skag, Toro, Hustler....not really interested in Deere {i don't care for my local dealer, nothing wrong with the mowers, lol, please don't attack Deere owners} pm me for pics or info


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Lawson State Community College financial aid department
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Learn about Lawson State Community College financial aid department, submitting required application forms, and accessing historical award data online. Which colleges give you the best chances of meeting your educational expenses? Concentrating on Lawson State Community College financial aid department, for example, may give you additional focus in the financial assistance selection and award process. Check with the financial aid office for assistance with filling out FAFSA forms, registration deadlines, and financial aid program requirements. Please use the form above to request application info for Lawson State Community College.
The first step in applying for financial aid is completing the Free Application for Federal Student Aid (FAFSA), which must be redone every year that you're seeking financial assistance. Within a few weeks, the US Department of Education will send you a Student Aid Report (SAR), which is a summary of the FAFSA data you submitted. Further, the financial aid office at the schools you're applying to will use your information to calculate your financial aid package, and will send you an award letter, detailing the amount of financial assistance that you're eligible for.
Please note that you are responsible for repaying all of your student loans with interest. If you are unable to make timely payments on your outstanding student loans, you must contact the loan office to make arrangements in order to keep your loan in good standing. In the worst case scenario, if you end up with a federal student loan in default, up to 15% of your disposable income may be appropriated by wage garnishment. It's not just your credit rating that may suffer, as new laws have increased the penalties for failing to repay financial obligations.
Admission Counselor
University of Baltimore
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Centura College
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Ivy Tech
Utilize a communication plan to engage the college community in the academic advising process. Maintain academic advising records.
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Ramapo College of New Jersey
The College also offers eight graduate programs as well as articulated programs with Rutgers, The State University of New Jersey, New York Chiropractic College.
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PRN Executive Search
Bachelor's degree preferred from an accredited college or university. The Outreach Coordinator is responsible for generating admissions every month.
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GraphicRiver Lights and City Elements 10357319
Category: Stock Vector | Comment: ( 0 )
GraphicRiver Lights and City Elements 10357319
Stock Vector \ Objects \ Man-made Objects
Silhouette \ Post \ Outdoor \ Lantern \ Light \ Sprite \ Street \ Village \ White
Stock Vector - Lights and City Elements 10357319 by olegberesnev @ GraphicRiver
Stock Vector \ Objects \ Man-made Objects
Layered: No; Graphics Files Included: Photoshop PSD, Vector EPS; Minimum Adobe CS Version: CS.
Lights and outdoor elements: bench, fountain, urn. Set of elements for construction of urban and village landscapes. Vector flat illustration
Various Trees and Plants; Sea Transport; Ground Transportation; Air Transport; Energy Stations; Restaurants; Factory;
Keywords: architecture, black, cartoon, city, classic, collection, construction, decorative, design, element, flat, icon, illustration, isolated, lamp, landscape, lantern, light, outdoor, post, set, silhouette, sprite, street, style, traditional, urban, vector, village, white.


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Good Morning all!
I just picked this beauty up a few days ago.
2003 Limited with 4.7 HO
Quadradrive System (Vari-lok!!)
Onyx Green Pearlcoat exterior,
Tan interior. So far all I have done is put a roof rack on her. There is definitely a lot of mods in this girls future. Without further ado here are the pics!


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Help get Critical Mass going again with weekly articles. E-mail Damien and voice your wishes to have Critical Mass return. If he gets enough people wanting the return of Critical Mass, then he just might start writing again. So go ahead and e-mail Damien and voice your wishes to see more Critical Mass articles.
LimeWire for Mac OS X - Kazaa!
A few weeks back, we looked at Neo for Mac OS X, a neoKazaa client. Today we take the OS X version of LimeWire for a testdrive, a client on the familiar Gnutella network.
LimeWire is an open source project, available on many platforms. Its purpose is to participate in the Gnutella peer-to-peer file sharing network. Like many others, it is supported by donations to the project plus a little advertising. And, like many other open source projects, LimeWire is excellent value and money well-spent. Gnutella (on port 6346) and Kazaa (on port 1214) are competing protocols. The latter is a proprietary affair, where Gnutella is open source.
The value of peer-to-peer file sharing requires a critical mass of participants, much the way a grocery superstore requires a critical mass of selection and quantity pricing so that it can support a large customer base. Kazaa Media Desktop being a Windows-only program, the Kazaa network is arguably the domain of Windows users plus a few others. Like much of the best open source, Gnutella has unix roots, and is arguably the domain of unix variants plus a few Windows users. Got that? Just to mix it up a bit, there are several more file sharing protocols out there too, all mutually incompatible, of course. There are at least two Mac-specific clients of this genre out there that are made to work across several of these networks. MorpheusMac (thanks to WT for that tip!) is one I haven't yet looked at myself. iSwipe, which I am currently evaluating, definitely has a Mac feel to it, and jockeys seven networks simultaneously. And you thought Napster had it all!
That said, in the final analysis, you want a tool that consistently finds what you need. It's great to have a choice among good tools. LimeWire so far meets my benchmarks for consistency, download success rate, and reliability. That wasn't so surprising, once I discovered that LimeWire is built for many platforms and enjoys the benefits that other collabware projects do. I can expect a lot from LimeWire.
Downloading is the single definitive measure of file sharing software, though. LimeWire downloading is intuitive enough, and has a very nice status field for messages such as "Waiting in Line, Position 10" as well as the usual ones. You can relaunch any failed download easily. Downloads can take a while. One solution is to ante up the bucks for LimeWire Pro, which almost certainly gets you a higher place in the queue. After all, only one person can download any particular file at a time. You just have to wait your turn.
LimeWire's interface is too detailed in some respects, and consequently suffers from overcrowding. I especially refer to the left panel that contains the search criteria. The more specific categories such as audio and video use specific search criteria too, whereas what you really want to do is merely input a keyword or two and go for it. For that reason, I use the Any Type category for all of my searches. Most of the time I don't have much dross to sift through. And, with all that detail, the authors forgot to add a drop-down panel to the search field that could reveal your previous searches, a feature that exists in other programs of this type. On the other hand, it does complete the field with a previous entry if you type even the first letter. This is very nice. Then it's easy to modify an earlier search. Each search is also tabulated in the right-hand panel in the style of some browsers these days, and hits are shown under each respectively. You have to try this.
The rest of the interface also uses the tab motif. It's beautifully simple, cloaking the clever technologies beneath. Three tabs are for downloads, uploads, and archives. It's so very, well, Mac. In a word, it's intuitive. Discretely sitting at the bottom and available from any page is a built-in player, complete with VCR-style controls. You might very well miss it at first. I discovered it by accident, when the first tune I tested was playing as if the tape was looping. It turned out that I had a copy playing in iTunes, which was intentional, and also in LimeWire, which was (at the time) accidental. What a deal! Two for the price of none.
If there is any one thing that I particularly find attractive about LimeWire, it's the waggish humor that invented its name. I tip my hat to the developers. It was a nice touch. It seems to extend across every aspect of the program, too, in that it just feels comfortable to use at every turn. Alright, that's a bit vague, I admit. So try it for yourself, that's all.
Using peer-to-peer for sharing music files seems to me somewhat akin to how a child plays with a Barbie doll, trying on this outfit, then that one, then another. In large part, it's all a novelty, only to be put aside and forgotten. On the other hand, rediscovering an old and long-forgotten song that once meant something to you can be a nice experience. Even better, it's also likely to trigger memories of other songs and times. If I were a music producer, I'd encourage this phenomenon. It could sell a lot of albums that would otherwise gather dust.
Peer-to-peer file sharing isn't going to be the most profound experience of your life. But it is a phenomenon for a reason. LimeWire for OS X - and probably for any other platform, including unix and Mac OS - is a nice way to experience it. What are you waiting for? Ciao.


text: This is for those of you who are exclusively in the fert business... Just spent some time with the books over the past few days and discovered numbers that were surprising. All of the pricing structures I had in place accounting for proper overhead and expenses turned out to be incorrect when looking at real life data. This is when you realize overhead is more than meets the eye. My speculative numbers showed an anticipated profit margin of around 40%. Now this is for an owner-operator situation where there are no actual labor costs involved. There are placeholders for labor the pricing model, but at this point my company is not generating enough revenue to justify payroll. This past year was really my first complete season, so overall revenue is just getting started. Suffice to say that my profit margin was less than anticipated due to many unforseen miscellaneous costs. Office supplies as an example, things add up quickly. In any event, I would think an owner-operator with no labor cost should have no problem making a 40% net profit margin. That will certainly decrease when labor costs get involved. Material costs do not appear to be an issue. The problem seems to be that operating expenses are just too high, as my pricing is not on the cheap side. From truck payments, mobile phones, and storage facilities, expenses are always going to be a challenge. To be exact, my overhead expenses are about 40% of revenue. Since most of these expenses are fixed, that percentage will continue to go down as revenue increases. I'm certainly no accountant, but cannot afford to hire one either. Just wondering what net profit you see on a yearly basis from both owner-operators and those with any amount of employees. I found that the margin you expect is not always the one you actually receive.


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CITY are going global in a bid to net the top young talent on the planet and reap the benefits in the commercial world.
The Blues have revealed the extent of their new worldwide footballing partnerships.
City have negotiated long-term deals with five clubs in four different continents - all of them in their leading divisions.
Ironically, City's global move comes as United have scaled down their pioneering alliances with clubs around the world.
The Reds gradually built links in Australia, Brazil, Portugal, France and Belgium.
Nowadays United rely on long-serving manager Sir Alex Ferguson's worldwide scouting network headed by his brother Martin although they have retained their well-established partnership with Royal Antwerp.
That arrangement allows Reds' starlets to sample continental football and helps United woo world talent via Belgium to gain EU passports and develop experience. The Reds also have a blossoming commercial arm around the world that has seen them break into and establish themselves the Far East and American markets.
Now the Blues will in 48 hours announce formal link-ups with top teams in owner Dr Thaksin Shinawatra's home country of Thailand, Australia, South Africa, Russia and China.
The identity of the Thai side, will be revealed when boss Sven-Goran Eriksson and club officials arrive in Bangkok later this week on the second leg of his whistle-stop Asian tour.
City chief Eriksson landed in China with midfielder Jihai Sun last night on a trip that has been designed to help spread the profile of the club across the rapidly expanding and lucrative markets in Asia.
The partnerships with the five clubs have been designed on both playing and commercial lines.
While in Shanghai City have also set up a series of commercial deals that include their China international Jihai Sun and boss Eriksson compiling weekly website blogs for the rapidly growing Asian fan base.
In addition City have also announced the imminent establishment of Academies in both Thailand and China with the intention of more to follow in both North and South America.
CITY have signed a new three-year-deal with China's leading internet and mobile rights provider Premier Goals to cover the growing SMS, MMS and WAP services.
There are 162million internet users in China and by 2010 it is estimated that will increase to more than 250million with more than 500 million mobile phone users.
City's Blue planet
CITY are going global in a bid to net the top young talent on the planet and reap the benefits in the commercial world. The Blues have revealed the extent of their new worldwide footballing partnerships.


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Two-Drink Minimum: T-Paw's RNC One-Liners
It was the T-Paw comedy show at the Republican National Convention tonight: Former Minnesota Gov. Tim Pawlenty (R) stumped for Mitt Romney, but first launched into a bit of stand-up.
"President Obama isn't as bad as people say -- he's actually worse," Pawlenty said. "The president takes more vacations than the guy on the bizarre foods show."
"And I'll give Barack Obama credit for creating jobs these last four years for golf caddies."
Pawlenty then compared Obama to a big tattoo: "It seemed cool when we were young but later on that decision doesn't look so good and you wonder what was I thinking. But the worst part is you're going to have to explain it to your kids."
He quipped of Obama's first term, "It's understandable a lot of people fail at their first job."
After telling delegates "welcome to Barack Obama's retirement party," Pawlenty added, "Biden even thought about coming here to Tampa... when Paul Ryan speaks Joe will finally get to hear what a real vice president sounds like."
In addition to telling Obama "you're out of time and we're out of money," Pawlenty praised nominee Mitt Romney and his "infectious good cheer."
"We need to let them know help's on the way," he said of struggling Americans, "and help's name is Mitt Romney."


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Editor of Dhaka's English Daily STAR, Mahfuz Anam chaired the "Media and the Credibility Conundrum" session of the Harvard University's 2 day conference on Development of Bangladesh.
In an interview with VOA he said that the recommendations of the Conference on Bangladesh Development are highly important.
He said since Bangladesh has very good relations with the Obama administration, Bangladesh should implement those recommendations in cooperation with the US.


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- Okinawa Cellular is not currently a buy, but investors ought to follow share prices periodically for buying opportunities at 2,600 yen per share (vs. current 3,555 yen per share).
- Regional focus provides Okinawa Cellular with a strong market position in an Okinawan mobile carrier market, which accounts for less than 1% of the Japanese mobile carrier market.
- Although the company is focused on being nimble and open to moving into industries unrelated to the mobile carrier market, its primary growth area today is in its fiber internet business.