text:
So, when McGraw came down with typhoid fever, things started looking grim for Baltimore. Playing a minor league team in Virginia with officiating provided by their opponents, the Orioles suffered through outrageously biased umpire calls for seven innings before boiling over and having three players put on a boat back to Baltimore for fighting. Against the Brooklyn Trolley Dodgers, the Orioles choked.
The team needed a leader. Taken individually, McGraw's teammates were too easy-going, eccentric, dumb or unreliable to fill the bill. Except for one guy, Hughey Jennings.
The popular shortstop became a different man without McGraw on the field. Always self-confident and ambitious, he took charge, making sure that nobody was slacking.
Suddenly, the Orioles arose from their slump. Against Connie Mack's Pirates, the team performed heroics, with "Wee Willie" Keeler scoring the first run, saving another and making a diving catch at the fence. Jennings twice made it from first to third on weak singles to left. In the 11th inning, Keeler singled, stole second and scored on Jennings' hit.
By the time McGraw recovered and rejoined them, the Orioles had seized first place. Jennings had settled down their wild behavior and started them winning. On Labor Day, the Orioles swept a triple-header from Louisville and a double-header the next day, locking up their third straight pennant.
That September, 20,000 citizens of Baltimore showed up in the rain to hear William Jennings Bryan, a young orator who'd also played baseball.
"Three cheers for Hughey Jennings Bryan!" someone shouted. The crowd obliged.
—Adapted from Where They Ain't, Burt Solomon, The Free Press.


text:
Hire freelancer for 3D Modeling/AutoCad in Toronto, ON
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Mechanical Engineering
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D Toronto, ON, Canada
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subset: commoncrawl


text:
Approximate posterior distributions for convolutional two-level hidden Markov models
A convolutional two-level hidden Markov model is defined and evaluated. The bottom level contains an unobserved categorical Markov chain, and given the variables in this level the middle level contains unobserved conditionally independent Gaussian variables. The top level contains observable variables that are a convolution of the variables in the middle level plus additive Gaussian errors. The objective is to assess the categorical variables in the bottom level given the convolved observations in the top level. The inversion is cast in a Bayesian setting with a Markov chain prior model and convolved Gaussian likelihood model. The associated posterior model cannot be assessed since the normalizing constant is too computer demanding to calculate for realistic problems. Three approximate posterior models based on approximations of the likelihood model on generalized factorial form are defined. These approximations can be exactly assessed by the forward–backward algorithm. Both a synthetic case and a real seismic inversion case are used in an empirical evaluation. It is concluded that reliable and computationally efficient approximate posterior models for convolutional two-level hidden Markov models can be defined.
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Volume (Year): 58 (2013)
Issue (Month): C ()
Pages: 187-200
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References listed on IDEAS
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- Carvalho, Carlos M. & Lopes, Hedibert F., 2007. "Simulation-based sequential analysis of Markov switching stochastic volatility models," Computational Statistics & Data Analysis, Elsevier, vol. 51(9), pages 4526-4542, May.
- Rong Chen & Jun S. Liu, 2000. "Mixture Kalman filters," Journal of the Royal Statistical Society Series B, Royal Statistical Society, vol. 62(3), pages 493-508.
- Godsill, Simon J. & Doucet, Arnaud & West, Mike, 2004. "Monte Carlo Smoothing for Nonlinear Time Series," Journal of the American Statistical Association, American Statistical Association, vol. 99, pages 156-168, January.
- Paul Fearnhead & Peter Clifford, 2003. "On-line inference for hidden Markov models via particle filters," Journal of the Royal Statistical Society Series B, Royal Statistical Society, vol. 65(4), pages 887-899.
- Giordani, Paolo & Kohn, Robert & van Dijk, Dick, 2007.
"A unified approach to nonlinearity, structural change, and outliers,"
Journal of Econometrics,
Elsevier, vol. 137(1), pages 112-133, March.
- Giordani, P. & Kohn, R. & van Dijk, D.J.C., 2005. "A unified approach to nonlinearity, structural change and outliers," Econometric Institute Research Papers EI 2005-09, Erasmus University Rotterdam, Erasmus School of Economics (ESE), Econometric Institute.
- Kim, Chang-Jin, 1994. "Dynamic linear models with Markov-switching," Journal of Econometrics, Elsevier, vol. 60(1-2), pages 1-22.
- Kim, C-J., 1991. "Dynamic Linear Models with Markov-Switching," Papers 91-8, York (Canada) - Department of Economics.
- Hammer, Hugo & Tjelmeland, Håkon, 2011. "Approximate forward-backward algorithm for a switching linear Gaussian model," Computational Statistics & Data Analysis, Elsevier, vol. 55(1), pages 154-167, January.
- R. Reeves, 2004. "Efficient recursions for general factorisable models," Biometrika, Biometrika Trust, vol. 91(3), pages 751-757, September. Full references (including those not matched with items on IDEAS)
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Andrew grew up on the Pacific coast of South America, the son of an evangelical missionary. Since he was lacking the coveted gift of preaching, the young Mr McKinley expressed the divine characteristics of the Creator as a visual artist – a ministry career destined to failure since his denomination forbids the idolatrous practice of creating beautiful things. He's been prostituting himself (advertising) on the Pacific coast of Canada for fifteen years.


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Most of us understand the basic differences between conventional and organic farming but the practice of biodynamic viticulture and winemaking is not widely understood and can be confusing. The information note attempts to summarise the basic differences between a conventional, organic and biodynamic approach. It is not definitive but will hopefully provide an insight as to the reasons why biodynamic viticulture and winemaking is becoming ever more popular.
Biodynamic practices in the vineyard encourage a natural harmony between the earth, the vine and the cosmos as nature intended, without the need to use systemic chemicals. We believe that this results in a more naturally healthy bio-diverse and sustainable vineyard, producing better quality fruit and ultimately better quality wine, with a unique sense of place or terroir.
Click on the links below to find out more.
Soil Fertility & Nutrients
Pests & Disease
The Environment, The Moon & The Cosmos
Biodiversity & Sustainability


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Author has written 16 stories for Naruto, and Prince of Tennis.
If anyone wants to know, I have another account here in FF.net. PM if you people wanna know about it. But really, I only have one story there...
If you want to add me on Facebook, PM me :)
If anyone wants to request a story, feel free and PM me :D
I just wanted you all to know that I'm still alive! Haha :)
Yes, I'm alive and hell yeah... I just wanted you people to know that I changed my name 'cause I don't want people finding out about something something. Yeah... Private matters. But I'm still me, I promise!


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Weiland Flowers
1781 St. Johns Ave, Highland Park, IL, 60035, USA
1781 St. Johns Ave,
Highland Park ,
About Weiland Flowers:
We offer same-day flower delivery on all arrangements. Weiland Flowers, your local Highland Park florist for quality and service. We deliver fresh flower arrangements for birthdays, anniversaries and funerals throughout Highland Park, IL area.
Opening Times:
- Mon
- 9am - 5pm
- Tue
- 9am - 5pm
- Wed
- 9am - 5pm
- Thu
- 9am - 5pm
- Fri
- 9am - 5pm
- Sat
- 9am - 2pm
- Sun
- Closed
We deliver flowers to:
- 60035
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- Lake Forest
- Deerfield
- Highwood
- Highland Park
- Fort Sheridan
- Bannockburn
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Where to find us:
Product Filters
Suprise Surprise
An abundance of colors and flowers selected by the florist and delivered in a glass vase.
Christmas Centerpiece
Simple christmas centerpiece with red flowers and candles
Stunning Lily
Fresh mix with lemon lilies and orange roses in a clear glass vase. A customer favourite, the florist will choose the best blooms of the day
Fresh mix with lemon lilies and orange roses in a clear glass vase.
Dozen Roses
12 long stem roses and foliage in glass vase. You may request your preferred color choice.
In The Garden
A Vibrant and Bright mix.
A Stunning mix in yellow's, oranges, reds and greens in a suitable container
Country Flower
A country arrangement in a wicker container. This natural arrangement has a distinct and pleasing mix of country flowers for a center piece or on a side table.
Dreamy Dozen Pink Roses
A stunning handtied of 12 pink roses arranged in a handtied.
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Pink Celebration
A gorgeous mix of flowers in shades of pink perfect for birthdays and anniversaries.
Finest Dozen Roses
A striking ensemble of a dozen stem roses delivered in a complimentary vase
12 Red roses with a foliage, delivered in a Vase. vase can differ from one displayed customer has been notified of this.
Stunning Lilly
Lemon lilies and yellow and lemon mix in a clear glass vase.
Oregon Dream
A blaze of color ideal for birthdays or anniversaries in an attractive vase.
Thinking of you
A glorious vase of fresh vibrant flowers. A gift with wow factor - delivery suitable for any occasion.
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Love & Laughter
For that special occasion with a yellow and red theme theme contained in a classic toning pot.
Meadow Fresh
A beautiful country garden selection of summery cut flowers
Selection of country garden type flowers in summery colours.
Classic Red Roses
Classic dozen long stem red roses in glass vase.
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For any happy occasion; reds, blues and purples arranged in a square vase.
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Three single red roses and foliage in small glass vase.
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mix in pinks, white and a touch of green in a Vase.
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A Special Occasion
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The Fall Vase
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Sunshine Surprise
An autumnal bright arrangement ready arranged in a basket style container and delivered by your local florist
An autumnal bright arrangement ready arranged in a basket style


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CS:GO Things that always happen Rated Stars Things that always happen to me in cs:go Comedy - Original Mark EP1 SE2 searching for a job Rated Stars Fresh and new Mark episode Comedy - Original Mark SE1 EP3 The new kid Rated Stars Another mark. This time its longer Comedy - Original Mark SE1 EP2 Eurovision version Rated Stars Hail sweden Drama Mark Rated Stars He lost his dearest friend Drama Fnaf 3 endless cycle loop Rated Stars The real gameplay of fnaf 3 Comedy - Parody Five Nights at Freddy's 3 Rated Stars Five nights at freddy's with chica !!!! Comedy - Parody Poké Poop Rated Stars Gotta shit them all Comedy - Parody Five Nights at Freddy's 2 Rated Stars Note I made this animation before fnaf 2 came out Other


text:
Cybertracker sequences are customised by ESS to capture numbers, text, dates, selections, GPS data, images, access permissions and other data type. Data collected from the field can then be accessed through a centralised database by anyone with a user account and web browsing software such as internet explorer. Photos and other data can be viewed and a mapping interface similar to Google Earth is used for presenting spatial data such as cultural site locations, weed infestations and feral animal sightings.
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text:
Anyone out there have an opinion on this restaurant? The menu looks fantastic especially the charcuterie. They tout themselves as "cucina organica" which totally intrigues me.
BTW a great destination Italian place I highly recommend is Bottega Ristorante in Yountsville. Michael Chiarello was on site during our visit and was really quite warm & friendly.


text:
Reuters Staff
1 Min Read
March 8 (Reuters) - Capital First Ltd
* Says to consider private placement of ncds Source text: bit.ly/2lX6XRx Further company coverage:
All quotes delayed a minimum of 15 minutes. See here for a complete list of exchanges and delays.
© 2017 Reuters. All Rights Reserved.


text:
Sudigaadu (2012) Worldfree4u – 625MB 720P HDRip Dual Audio [Hindi-Telugu] Uncut – HEVCon December 30, 2016 at 8:00 am
Bollywood Movies
Hollywood movies
Dual Audio Movies
300MB Movies
||Sudigaadu (2012)||
[ Watch Online | HDRip | 625MB | Full Download ]
Sudigaadu (2012) 25MB 720P HDRip Dual Audio [Hindi-Telugu] Uncut – HEVC
Ratings: 5.8/10
Genre(s): Comedy
Released On: 2 24 August 2012
Directed By: Srinivasa Rao Bhimaneni
Movie Star Cast: Allari Naresh, Monal Gajjar, Jayaprakash Reddy
Synopsis: Shiva is separated from his parents when he is a kid. His grandmother brings him up. He keeps killing mafia people and falls in love with a girl who is elder to him by 24 hours. He has two aims in life. One is to find out where his parents are and figure out who don D – the biggest of all dons is. The rest of the story is all about how he accomplished his mission in filmy style! Sudigaadu 2012 300MB Full Movie Hindi Dubbed Free Download
Sudigaadu (2012) Full movie Watch Online 25MB 720P HDRip Dual Audio Free Download – HEVC


text:
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The majority of packages will arrive on or before the expected date for delivery.
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High value orders will always have a tracking number.


text:
Words Can't Describe What You're About To See!Teens1348458 views
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Cute Teen Had No Idea She Could Squirt!Teens68493 views
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Horny Mom Caught Boy While Wanking And Attack Him
Boy thought that he stayed all alone in GF's house, but her mother suddenly appeared at the door and caught him jerking on porn magazine.
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But she didn't know that everything what boy have, it belongs to daddy too.


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Cattle truck crash blocks traffic
A road is blocked near Lancefield, east of Kyneton, after a cattle truck rollover.
The truck overturned on the Kilmore-Lancefield Road near Lancefield about 4:30am AEST.
There are traffic delays in the area as police divert vehicles along Grahams Road.
Some of the cattle have been put down and others are trapped in the truck.
Senior Constable Shane O'Loughlin is urging drivers to watch for more cattle that got away.
"A number of the cattle have spilled out from the truck and are wandering along the roads," he said.
"I understand it's a bit of a gully down there and the fog is quite heavy, so we're asking all drivers to slow down and keep an eye on the side of the road for any cattle that might wander out in front of them."
Topics: road, kyneton-3444, bendigo-3550


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was "Kalla Fakta" (Hard Facts). It was an investigating program about the
deportation of two alleged Egyptian terrorists back to Egypt. They were
transported from Stockholm - Bromma airport to Egypt on N379P.
I recognized one of the pictures in the program as this one:
Photo © Luis Goncalves
I hope Louis Goncalves has got compensation for the use of his photo
from this swedish TV channel (I have also sent an email to him to ask
if this is the case or if the TV channel has used his photo without


text:
Israel News
Middle East
American Politics
Edition française
Green Israel
In a joint press conference with Prime Minister Binyamin Netanyahu and Defense Minister Moshe Ya'alon, IDF Chief of Staff Lt.-Gen. Benny Gantz said the military would expand the scope of its operations to retrieve the abducted youths, while keeping an eye on Gaza and the northern arena. Three yeshiva students were abducted late Thursday night by terrorists in the West Bank.
By LAHAV HARKOV
By REUTERS
Sponsored Content
Please insert a valid email address


text: John Forbes Kerry is an American politician who is the 68th and current United States Secretary of State. He has served in the United States Senate, and was chairman of the Senate Foreign Relations Committee. Kerry was the candidate of the Democratic Party in the 2004 presidential election, losing to incumbent President George W. Bush. Kerry was born in Aurora, Colorado and attended boarding school in Massachusetts and New Hampshire. He graduated from Yale Uni...... more on Wikipedia


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I've never heard Severin, but he sounds like all the other phony conservatives who think Saddam Hussein's rape rooms were not reason enough for deposing him. What will they say when the Iraqi documents and tapes being translated as I write reveal that Saddam managed his WMDs well with the help of Syria and who knows who else. PS: I'd rather have democracy forced on me than tyranny ANY DAY!
Thanks for the ping. I subscribe to the Herald but haven't
looked at today's paper yet!
I can take Severin in very short doses. He started off his
show Jan 3 (first one) by referring to the execution of
Tookie Williams "the other day" (huh? It was 2-3 weeks
before!!) and blew a noisemaker to celebrate (OK, that I
agree with).
Jay's real name and his marital status have been kept a secret for the most part, though people on radio-interest boards know it. On an early show, someone asked Jay how
his "lovely wife Renee" was doing. Jay angrily cut him off
saying, "You're just pulling a name out of thin air..."
OK, so Jay can keep his personal life secret if he wants but his on-air persona seems to be a young (no) single (no)
horny (maybe) guy.
Oh, and did you know he won a couple
Pulitzer prizes? He refused to discuss that on the
air (and no, he didn't win the prizes, he won the
"equivalent of them") and he keeps referring to
one Boston Globe columnist who challenged him on it,
Scot Lehigh, as "Scat He-Lies".
WPRO in Providence runs him on Sunday nights. Their
webpage was pointed to jayseverin.org by mistake:
that's actually an anti-Jay site (or Jay watchdog,
depending on one's point of view)


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Who said carrots have to only be orange?! Carrots come in every color of the rainbow, and when you dress up this rainbow salad with orange poppyseed dressing, your kitchen is sure to pop with color and the kids will come running back for more!
How do we get the kids to eat more veggies??
Make it colorful – and taste good!
I love when I can find these multicolored carrots at our market – these are not food dyed or franken-carrots! This is exactly how nature made them, and they really are as colorful as the rainbow!
The variety of colors mean you are getting more than just the beta carotene of orange carrots (which is still good!). Lycopene and antioxidant rich anthocyanins pack a punch in the red and purple carrots too!
Orange poppyseed dressing is my favorite way to dress up this salad, but if you think the kids will be hesitant with anything other than Ranch or other "familiar" flavors, you can hop over to my 5 minute homemade popular store bought dressings and try that too. Sprinkle in a few raisins if you think that might sweeten the deal too!
Renee blogs at Raising Generation Nourished, and with 3 girls ages 5 and under, she is passionate about raising the next generation of kids with a better understanding where their food comes from and how food affects their bodies.


text:
GraphicRiver Abstract Vector Background 4817184
Category: Stock Vector | Comment: ( 0 )
GraphicRiver Abstract Vector Background 4817184
Stock Vector \ Decorative \ Backgrounds
Design \ Digital \ Decorative \ Decoration \ Cycle \ Dark \ Dynamic \ Editable \ Glow
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Graphics Files Included: JPG Image, Vector EPS; Layered: No; Minimum Adobe CS Version: CS.
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Neon Dolphin; Leaves Background; Beautiful Green Leaves; Retro Circuit Board form of Brain; Neon Hummingbird; Abstract Spider; Abstract Futuristic Wave Illustration.
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At the beginning of the Civil War, Lula McLean's family home in Manassas, Virginia, is taken over by the Confederate army and used as its headquarters. Forced to flee by the oncoming Union army, Lula and her family and her favorite rag doll move south to a small village called Appomattox Court House. Then one day in 1865, Lula left her doll behind, and what happened next made history.
This is the story of the Civil War's impact on one little girl, her family, and her doll. In 1861, the peaceful existence that four-year-old Lula McLean had always known was abruptly shattered. Her father agreed to allow the Confederate troops to use the family plantation in Manassas, Virginia as a base for their camp. The family lived alongside the troops and helped to care for them until the fighting got so close as to cause Mr. McLean to fear for his family. Then, they packed up and moved to a house in Appomattox Court House. There, far from their beloved plantation, the family celebrated Christmas in 1864. Months later, the family would once more be in the background of history, as Generals Grant and Lee used their parlor as a meeting place for the brokering of the Confederates' surrender to the Union forces. Although Lula herself was not present for the event, her beloved doll was. This is a brief, but significant story that may serve to interest readers further in a long-ago conflict. An informative "Author's Note" provides additional details. 2005, Houghton Mifflin, Ages 4 to 8.


text:
December 31, 2011
BEIJING — Chinese authorities in a southern boomtown have detected a cancer-causing toxin in peanuts and cooking oil that was only recently discovered in milk, in the nation's latest food safety scandal.
The food safety regulator in Shenzhen said it had found excessive levels of aflatoxin in peanuts sold in three stores, and in cooking oil in four restaurants, the official Xinhua news agency said late Friday.
Calls to the regulator — the Shenzhen market supervision bureau — went unanswered.
The incident comes after leading dairy firm Mengniu revealed at the weekend that authorities found high levels of aflatoxin in a batch of milk before it was sold, caused by cows eating mouldy feed at a farm in southwest China.


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In theory I think it would work. The screens would prevent light energy from hitting the ground and being converted into heat energy. However, the shades would need to be outside the atmosphere because heat energy would still be produced when light hit them. Also, the shades would in effect limit the amount of light plants had available, lessening their ability to remove CO2 from the air.
You can help the HubPages community highlight top quality content by ranking this answer up or down.
I can't help relate this question to a case study I once did on geo-engineering. In the case I'm thinking about, very bright people determined that we could attempt to cool the earth by sprinkling the bottom of the oceans with metallic filings, which would cause light reflection and less heat being stored by the oceans.
This is often the problem we humans face; theory often makes a good deal of sense, but its practical application might not be viable at all. In the case I described, the metal ended up destroying many deep-sea ecosystems, including species that we might not have discovered yet. In effect, our attempt to help the environment ended up doing far more damage than good.
As billups.13 says, the shades could do irreversible damage to native ecosystems, affecting all kinds of flora and fauna. This kind of risk is enormous, especially considering the fact that there is little (if any) scientific evidence to conclusively prove that global warming exists. If we found that it DID exist, there would still be the matter of proving that injury due to inaction, would outweigh the injury caused by action.
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text:
Pieve Tesino, Italy, July 24-30, 2016
Application and Fees
The statistical modeling of natural events frequently involves the modeling of the joint distribution of several random phenomena. Copulas are mathematical objects that are particularly suitable for modeling the multivariate dependence between several continuous random variables, independently of their marginal distributions. This explains why they are more and more often used in hydrology and environmental sciences. With the development of powerful statistical software (such as the R statistical system), a multivariate analysis based on copulas appears increasingly feasible. This one-week short course will focus on the theory and statistical practice of copulas with applications to hydrological problems and related environmental issues. It will also contain an introduction to multivariate extreme-value theory from a copula perspective. Theoretical concepts will be illustrated through the analysis of real-world datasets using the R statistical system.
The event is organized under the umbrella of the International Commission on Statistical Hydrology. It is hosted by the Centro Studi Alpino of Università degli Studi della Tuscia.
Application deadline: March 6, 2016
Ministero dell'Ambiente e della Tutela del Territorio e del Mare
Institute for Environmental Protection and Research
Honors Center of Italian Universities - H2CU
Sapienza University of Rome


text:
Harriet, who will turn 61 soon, describes herself as a single-parent doctor with no hope of retirement. That may seem odd given she brings in $276,000 a year.
"I have been a physician for 30 years, first as a family doctor, then as a [specialist], now as a senior medical leader," Harriett writes in an e-mail. "I make a lot of money and am in the top 10 per cent by anyone's definition," she adds.
"Despite this, and despite the fact that I am relatively frugal, have incorporated [as a self-employed professional], contribute to an RRSP and have some investments in my corporation, my money manager and I have decided that if I retire at 70, I will just have to jump off a bridge at 80," Harriet writes. "Either that or take up smoking and heavy drinking."
Harriett's biggest expense has been the $50,000 or so a year (it varies) she has been shelling out to her two children – now in their mid-20s – to help them with their higher education. The corporation has paid this money out in dividends so it does not show up in Harriet's monthly expenses. Because she takes dividends rather than salary, Harriet does not qualify for Canada Pension Plan benefits.
Her goal is to retire at age 70 with a budget of $75,000 a year after tax.
We asked Stephanie Douglas, a portfolio manager at Avenue Investment Management in Toronto, to look at Harriet's situation. Ms. Douglas holds the chartered investment management (CIM) designation.
What the expert says
If Harriet goes ahead with her plan to retire at age 70 and spend $75,000 a year, she will run out of savings in her early 80s, Ms. Douglas says. Assuming a 30 per cent tax rate, Harriet would need about $108,000 a year gross. She bases her calculations on a life expectancy of age 90.
"At this withdrawal rate, Harriet's investable assets would be depleted in her early 80s," she says. Assuming a 30-per-cent tax rate, Harriet would need about $108,000 a year gross. If the condo is included in the analysis, Harriet would completely run out of assets by age 85. This is based on the assumption that Harriet gets a 3-per-cent net return from a blended portfolio of mutual funds (her current investment strategy) and of a 2.1-per-cent inflation rate.
Ms. Douglas assumes that Harriet's mortgage will be paid off in 2020.
Harriet is saving about $24,000 a year. In nine years, she will have investable assets of about $1-million. She would need $1.5-million to support her desired lifestyle. "This would mean she would need to save roughly $70,000 a year for the next nine years."
Ms. Douglas offers 10 suggestions to improve Harriet's financial position.
- One, she may want to sit down with her accountant and review her income strategy to make sure it is suitable. She is still nine years away from retiring. If Harriet took some or all of her income as salary rather than dividends, she would be entitled to CPP.
- Two, Harriet should defer Old Age Security benefits to age 70. If she waits until then, she will get 36 per cent more OAS, "which means her monthly payments would increase to $948.63." This assumes her income will be below the clawback threshold ($73,756 a year in 2016).
- Three, Harriet can cut her retirement spending target to about $55,000 a year before tax, rising in line with inflation. While cutting back so drastically may seem difficult, she will no longer have mortgage and line of credit payments.
- Four, Harriet should review her fund-of-funds portfolio, which is "overdiversified." Harriet is paying a management expense ratio of 1.72 per cent, "a high fee especially considering the portfolio's allocation of 40-per-cent fixed income," Ms. Douglas says. She should shift the fixed-income portion of her portfolio from government bonds to high-grade Canadian corporate bonds for their better returns.
- Five, Harriet might want to track her spending to see exactly where the money goes. She can account for $10,506 of the $13,500 she nets each month, although some of that may be going to her children. As well, she could cut back on her clothing and grocery bills.
- Six, Harriet should stop supporting her children. With the older child now working, Harriet should encourage the younger one to take out a loan or get a part-time job to help pay for his education.
- Seven, "consider working part-time for a few more years past age 70" to preserve her capital.
- Eight, Harriet should focus on paying off her $50,000 credit line – on which she is paying 4.7 per cent interest – as soon as possible.
- Nine, Ms. Douglas suggests Harriet contribute to her tax-free savings account whenever possible. (She withdrew the balance last year to cover expenses.) As it stands, all of Harriet's investable assets are taxable on withdrawal. "She could use her TFSA as an emergency account where the funds will grow tax-free. If she needed to withdraw extra funds in any year, it would not affect her taxable income."
- Ten, Harriet could drop one of her two life insurance policies. She has term insurance with her corporation as beneficiary. The coverage will fall by 50 per cent at age 65. "I suggest Harriet cancel her term insurance now so she can either save the money for retirement or pay down her line of credit," Ms. Douglas says.
The person: Harriet, age 60
The problem: Can she achieve her goal of retiring at age 70 with $75,000 a year after tax?
The plan: Work longer, save more or cut her retirement spending target. Review her portfolio and let the child who is still studying foot some of the education bill.
The payoff: With some hard work, Harriet can get closer to achieving her goal.
Monthly net income: $13,500
Assets: Condo $400,000, RRSPs $420,000, cash $5,000, corporate cash $20,000, corporate account $158,000. Total: $1-million
Monthly distributions: Mortgage $1,200; condo fees $200; home insurance $50; transportation $320; groceries $1,000; clothing $1,000; line of credit payment $1,250; gifts $450; charitable donations $150; vacations $500; dining, drinks, entertainment $800; beauty $300; club memberships $20; sports and hobbies $200; health and dental insurance $200; telecom, TV, Internet $200; life insurance $450; disability and critical illness insurance $215; RRSP (through corporation) $2,000. Total: $10,505 Unallocated surplus: $2,995
Liabilities: Mortgage $268,000; line of credit $50,000. Total liabilities: $318,000
Want a free financial facelift? E-mail email@example.com.
Some details may be changed to protect the privacy of the persons profiled.


text:
Where Life Means Getting a Little Sand in Your Shoes
By CLAIRE WILSON
Published: November 25, 2005
IF you were visiting Sanibel and Captiva Islands for the first time, you would see no evidence that they were still recovering from the devastation of Hurricane Charley, which hit this part of Florida hard in August 2004. Debris has been cleaned up and buildings newly roofed. The islands' white sand beaches, famous for their extraordinary crops of seashells, ring interiors of sturdy-looking palms, sea grapes, cactuses and wild grasses. Gnarly mangroves in swamps and lagoons camouflage the usual alligators, blubbery manatees, river otters, bobcats, loping turtles and abundant waterfowl.
Longtime lovers of these islands, however, miss the cathedral-like canopy of Australian pines that Charley's winds spirited away. Periwinkle Way, the main street in Sanibel, was lined with 40-foot-tall evergreens before Charley hit. Hollie Smith, owner of the Sanibel Island Bookshop on Periwinkle, takes a philosophical approach to this fundamental change in the look and feel of the island.
''It looks more island-y,'' she said. ''You can see the native vegetation better.''
The real estate market is vibrant despite the effects of the hurricane and increasingly strict building codes intended to cut down on storm damage. Trevor Nette, a broker associate with Coldwell Banker Previews International, said the buyers vary from couples in their 60's looking for retirement homes to young families with new earning power looking for a leisure-time getaway. ''Buyers are getting younger and younger,'' Mr. Nette said.
Many owners rent out their places for weeks or months a year as a way of subsidizing their own vacation time on Sanibel.
Ten years ago, it was tough for Kevin Stevenson, who lives in Hillsdale, Ind., and was then 38, and his wife, Diane, 25 at the time, to scrape together, with his brother and parents, the down payment on a $235,000, two-bedroom, two-bathroom unit at Loggerhead Cay, a condominium community on Sanibel.
But after vacationing all over Florida, Mr. Stevenson had fallen in love with Sanibel's natural beauty and beaches. Now he and his extended family spend as much time there as they can, in a collection of properties that has now grown to three condos and a house.
They sold their first Sanibel condominium in 1999 for $385,000, and Mr. Stevenson has since bought and sold several Sanibel and Captiva properties. Among those the family owns is a four-bedroom, four-bathroom house with a heated pool on Captiva, bought for $1.15 million in January. ''Everything we've touched here has turned to gold,'' Mr. Stevenson said.
The Scene
Accessible by a single causeway from Fort Myers, Sanibel and Captiva are two separate islands connected by a bridge. Sanibel is closer to the mainland.
Captiva, less than five miles long and barely half a mile wide, has homes close together yet is postcard-pretty, with a kind of Margaritaville quality to the small bars and restaurants around the main intersection. It has modest new houses and large waterside mansions, mixed in with quaint hotels, motels and cottages painted in bright shades of pink, orange and lilac.
The much larger Sanibel, roughly 12 miles long and 5 miles across at its widest, has a more open feeling even though it is extensively developed. Condo complexes and large houses line the Gulf of Mexico beaches, and smaller houses dot the interior. Some waterfront homes on the bay side have private docks. Periwinkle Way is lined with shops, retail strips and restaurants.
The atmosphere is conducive to colorful casual dress and flip-flops. A lot of people get around on bicycles. The pace is slow, and it is blissfully quiet most of the time, though school holidays can be busy. Watching the sunset from the beachfront patio of the Mucky Duck restaurant in Captiva is a favorite ritual.
Joan Sperry, a housewife from Rehoboth Beach, Del., and her husband, Jim, a retired banker, along with their golden retriever and miniature dachshund, spend six months a year on Sanibel. In June, they bought a cinder-block ranch house after selling another island condo. Before those purchases, they rented for a number of years. Though they live in a beach community up north, they relish the quiet of Sanibel. ''There are no high-rises, no street lights at night and no traffic signals,'' Mrs. Sperry said. ''It doesn't feel like Florida to me.''
Nature and the sea are the local elixirs of choice. Combing the sands for shells at Bowman's Beach, Blind Pass or Sanibel Lighthouse is one way to while away the hours, and a trip to the Bailey-Matthews Shell Museum explains just what it is you've picked up. Early mornings are best for hiking, biking or driving in the nearly 6,000 acres of wetlands and interior habitats in the J. N. ''Ding'' Darling National Wildlife Refuge with its reptiles, mammals and colorful birds. Boating and golf are popular.
Restaurants abound, and Barrier Island Group for the Arts sponsors cultural events and performances. The islands are art-friendly; the artist Robert Rauschenberg lives year-round on Captiva.
The causeway to the mainland turns into a parking lot in the high season. Islanders hope a new bridge opening in 2007 will ease the problem. Traffic on the two-lane road main road can be nightmarish as well.
Hurricanes can always return, and insurance rates have skyrocketed since Charley, said Susan Lapham, a paralegal from Delray, Fla. She and her husband, Jerry Shatsky, a real estate broker, make the two-and-a-half-hour drive most weekends to spend time in their condominium in Mariner Pointe, a 100-unit complex on Sanibel. The annual insurance premiums paid by their condominium association doubled, from $54,455 to $124,272, after the hurricane hit.
Taxes, too, are going up, making Ms. Lapham question her future on Sanibel. ''Am I going to be able to afford to have a second home there?'' she said.
The Real Estate Market
Prices are high, but Ken Frey, managing director of Sellstate Sancap Realty, contends that they are reasonable compared to those in some other parts of Florida. ''You can get a single-family, free-standing home on a nice lot, five minutes' walk from the beach, for $749,000,'' he said.
Mr. Frey sold two houses earlier this year that had been on the market for about three months each. A 2,500-square-foot, two-bedroom, two-bathroom canalside house with a dock and a pool was listed at $899,000 and sold for $890,000. A 1,700-square-foot three-bedroom, two-bathroom house a mile from the beach closed for the list price of $739,000.
Condos stay on the market between 120 and 180 days but close at the asking price 95 percent of the time, said Shane Spring, a Realor with Coldwell Banker Previews International. A 1,500-square-foot, two-bedroom, two-bathroom gulffront unit listed for $1,139,000 sold for $1,075,000 after 133 days on the market, Mr. Spring said, and a 1,512-square-foot, two-bedroom, two-bathroom unit with a view of the gulf was listed at $749,000 and sold for $740,000 after 108 days on the market.
Inventory is low, with 77 condos listed, 21 of which are priced at more than $1 million, Mr. Spring said. Of 95 houses listed, 50 are priced at more than $1 million.
POPULATION -- 6,443 (Sanibel, 6,064; Captiva, 379), swelling to a combined total around 20,000 in prime tourist season.
SIZE -- Sanibel, 17.2 square miles; Captiva, 1.2 square miles.
LOCATION -- Southwest Florida, in the Gulf of Mexico off Fort Myers.
WHO'S BUYING -- Families and retirees, most from the Midwest and some from Northeastern states.
GETTING THERE -- The closest airport is Southwest Florida International Airport, about 20 miles to the east. Driving from other points in Florida, take Exit 131 from Interstate 75 and then local roads west for about 18 miles to the Sanibel Causeway.
WHILE YOU'RE LOOKING -- The West Wind Inn (3345 West Gulf Drive, Sanibel; 800-824-0476), a beachfront hotel built in the 1970's, has 104 rooms, some with kitchens, from $267 to $334 in the high season, which starts in December. Weekly rates are available. A funkier option is the 'Tween Waters Inn (15951 Captiva Drive, Captiva; 800-223-5865), with 137 rooms and suites, some in Victorian-style cottages, for $260 to $690 in the high season.
Some Trees May Be Gone, but the Islands' Charm Remains
Information on properties was supplied by the listing companies.
WHAT -- 3-bedroom house
This 2,156-square-foot house is on a cul de sac overlooking a river and a conservation area. It was built in 1980 and has two bathrooms and a swimming pool. Agent: Ken Frey, Sellstate SanCap Realty, (239) 472-3535; www.sancaprealty.com.
WHAT -- 3-bedroom condominium
This 2,600-square-foot corner unit has Gulf of Mexico views, a laundry room, two and a half bathrooms and two balconies. It is in a 12-unit complex that was built in 1987 and has tennis and basketball courts and a pool. Rental income can be as much as $50,000 a year. Agent: Shane Spring, Coldwell Banker Previews International, (239) 472-3121; www.thespringteam.com.
WHAT -- 3-bedroom house
HOW MUCH -- $3.75 million
This 5,374-square-foot house was built in 1996 and is part of the Sanctuary Golf Club; equity membership in the club is $175,000. The house has views of the golf course and Pine Island Sound. It has three bathrooms, an elevator, a pool and a three-car garage. Agent: Trevor Nette, Coldwell Banker Previews International, (239) 281-4435; www.previewsanibel.com.
Photos: BEACH RITUAL -- Collecting shells is again part of the lifestyle on Sanibel Island 14 months after Hurricane Charley. (Photo by William S. Speer for The New York Times)
Map of Florida highlighting Sanibel and Captiva Islands.


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Mobile MILSATCOM 2015 Conference
- 31 March, 2015 - 1 April, 2015, London, United Kingdom
Introducing the first conference in the world dedicated to enhancing SATCOM-on-the-move capabilities in a cost-effective framework
Whether it is operating in the air, by sea, or on land, militaries need to have reliable communications while they are mobile. The question is: can this be achieved in a cost-effective manner in era when militaries are operating under increasingly constrained defence budgets?
The advances in SATCOM-on-the-move (SOTM) technology over the past few years have been extraordinary, as issues such as the Doppler Effect or the antenna pointing dynamics have largely been solved. However, as the demands increase for more transmitting more information, there are challenges for SOTM at higher frequencies, namely Ka-band, with a narrower beam. Equally, issues remain with interference from other satellites and wireless communications systems active in the same area. On that last point, questions remain as to how to effectively block nearby potentially hostile units from eavesdropping on your communications.
Global Land Mobile Radio Systems Sales Market Report 2017
Our inaugural Mobile MILSATCOM will bring leading military and industry stakeholders together to discuss these issues. This conference provides an ideal opportunity for you to share knowledge, learn from, and engage with your international counterparts from allied nations in this dynamic and crucial sector of defence capability. With military representation already confirmed from across Europe, North America and Asia, this promises to be the most thought-provoking and diverse gathering of the MILSATCOM community in 2015.
Benefits of attending:
- Take part in the only conference dedicated to SATCOM-on-the-move
- Hear exclusive briefings from those that operate SATCOM-on-the-move technology in the field so that you can understand their challenges and requirements
- Join the panel discussions and workshop groups so that you can engage with senior industry and military representatives debating the key issues facing the sector today
- Learn about the latest projects from the procurement managers and discover where the military are going as doctrine setters set out future SATCOM-on-the-move strategies
Download Conference Agenda | Register to attend this Conference
- John Yates, Consultant, Satellite Communications Consultant
- Group Captain David Rowland, Commanding Officer, 90 Signals, RAF
- Colonel Eric E Nicanor, Commander, Naval Communications Electronics and Information Systems Center, Philippine Navy
- Colonel Krasimir Yordanov, IT & Security Branch Chief, CIS Directorate, European External Action Service
- Lieutenant Colonel Niall Stokoe, Commanding Officer, 30 Signals Regiment, Royal Signals, British Army
- Bebe Kovel, SATCOM Division Chief, Space and Terrestrial Communications Directorate, Research Development and Engineering Command, US Army
- Vincent Yacono, ECJ63-C4/Current Operations Branch, US EUCOM SATCOM
- Commander Antonio Rodrigues Mateus, Naval Architect, Portuguese Navy
- Harjinder Jolly, Space Lead, DSTL
- Captain Dan Fostea, Head of Scientific Research Section, Communications and Informatics Systems, Romanian MoD
- Major Ab de Vos, Joint IT Command, Defense Material Organisation
- Trevor Austin, Special Assistant Maritime Operations CIS, Combined Joint Operations from the Sea
- Peter-Paul Meiler, Chairman of IST 118 Working Group, NATO
- Thomas Withington, Editor, Asian Military Review
- Italian Directorate for Information, Telecommunication and Advanced Technologies Systems, Representative from 1st Department, Italian MoD, (Subject to Final Confirmantion)
- Robert Demers, VP Government Services, Thuraya
- Jonathan Richards, Business Development Director, Vocality
- Neil Couch Couch, Strategy Consultant, Global Government, Inmarsat
Download Conference Agenda | Register to attend this Conference
Source : ASDEvents
Nov 28 - 29, 2017 - Alexandria, United States
Additive Manufacturing for Aerospace and Space
Feb 20 - 22, 2018 - Munich, Germany


text:
Ben Arfa eyes home goals
Hatem Ben Arfa hopes to start showing his goalscoring form in front of Newcastle's fans after inspiring a win at West Brom.
Last Updated: 25/03/12 7:38pm
Hatem Ben Arfa hopes to start showing his goalscoring form in front of Newcastle's fans after inspiring a 3-1 win at West Brom.
Ben Arfa scored once and also set up two for Papiss Cisse as Alan Pardew's sixth-placed side strengthened their push for European football next term.
Now the French ace wants to show Newcastle's fans what he can do after scoring the fifth away goal in his total of six this season.
Asked if he could score more at home, he told Sky Sports: "I hope so next week against Liverpool."
Ben Arfa also praised Newcastle's forwards following the win, as he said: "Demba (Ba) and Papiss are very good players and I enjoy playing with these players."
Defender Mike Williamson admired the work of Ben Arfa and is looking forward to finishing the season as strongly as possible.
He said: "When he goes on those mazy runs he can go past four or five players.
"We've just got to take every game as it comes. If we keep this momentum going, anything can happen."


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- select colour
it's an internet thing!
it's an internet thing!
18:01 15 April 2010
If David Beckham gets his way we could be seeing a very different version of Victoria Beckham, Heat reports.
Following a serious and potentially career-ending injury to his Achilles heel, Becks has been thinking about his future.
According to reports, the famous footballer wants to move back to the UK and for him and Mrs Beckham to focus on being a family and to get them out of the false celebrity lifestyle the city holds.
However, since moving out to LA, Posh's career has gone from strength to strength - transforming from the ex-Spice Girl and WAG label she has over here and has become a respected fashion designer with regular appearances on TV shows.
Who will win the war remains to be seen, but can you have it all?
We've all seen pictures of celebrities like Angelina Jolie, Gwyneth Paltrow, Kate Moss and Sadie Frost showing off their perfect post-pregnancy bodies in gorgeous designer clothes and looking groomed and glam.
But can yummy mumminess be achieved by ordinary mothers who have limited cash and no free time (not to mention no nanny, no cleaner and no personal stylist)?
Get yours here
'The Yummy Mummy
Survival Guide'!
Former TV presenter Liz Fraser claims that the ordinary mother can - with the help of a few tricks.
Liz's book, 'The Yummy Mummy's Survival Guide' is aimed at real mothers who'd love a piece of the yummy mummy action but don't know how to get it.
"It's the simple things that make a mum feel yummier," she says.
"It can be as easy as dabbing on a little lip gloss and slipping on a pair of pumps before leaving the house."
Read Liz's top yummy mummy tips:
Glam gal mums
Which celebrity
motherare you?
Disclaimer: Supanet is not responsible for, and disclaims any and all liability for the content of comments written by contributors to this website


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Three djinn warriors. One power-hungry sorceress. The battle for good and evil has taken a whole new turn…
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Dancing Trees Trailer (2009)
"Martha, 18, an autistic math genius tries to find her mother's murderer…" 01 January 2009 Drama, Thriller, Family 96 mins
Martha (Katie Boland), 18, sees the world as animated and fun. She has a form of autism that means she is a mathematical genuis whilst incapable of looking after herself. Living in a dull routinewith her cousin Nicole (Brooke Burns), and mother Josephine (Amanda Tapping), she sees the good in everything and everyone. But suddenly, her mother is the casualty of a brutal crime before her eyes and Martha is sent to a foster home. Nicole is distraught and battle for custody of her cousin, but the police constantly block her requests. Finally, Detective Velez relents, on one condition: Martha must help solve the crime and find justice for her fallen mother.
Watch the official Dancing Trees 2009 trailer in HD below or find more Dancing Trees videos on Vidimovie.


text: Hello everyone, great site, been on site for a while, but this is my first post. I have got the x10 finally and I was wondering if there is a way to stream the music from my phone to my car audio. I got an audi A4 with bluetooth enabled stereo. Have managed to get all the calls working fine, but can't get it to stream music. Do you guys kno if there is some software that will allow me to do this. thanks Raj


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PENNISON, Clifford Francis (1913 - 1995)
Clifford, Francis, fourth earl of Cumberland (1559-1641), nobleman
LOUSADA, Duc de, Francis Clifford de Lousada (1842 - 1916), RN
HILL, Clifford Francis (1930 - 1979), HM Diplomatic Service; Consul-General, Durban, since 1977
BELL, Herbert Clifford Francis (1881 - 1966), Professor of European History, Wesleyan University, Middletown, Connecticut, 1926–46, then Professor Emeritus
WATT, Francis Clifford (1896 - 1971), QC (Scotland) 1946; Sheriff of Stirling, Dunbarton and Clackmannan since 1961 (Caithness, Sutherland, Orkney and Zetland, 1952–61)
BURGESS, Norman Francis Clifford (1902 - 1940), Physician in charge, Skin Department, Bristol General Hospital; Clinical Lecturer in Diseases of the Skin, University of Bristol; Officer, Order of St John of Jerusalem; Major RAMC, TA
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text:
I found out how to delete my FindCheaters.com and I am sharing it with you.In order to remove your profile from the site you will need to delete/close your account on Find Cheaters. Even if you have a paid membership, you will still need to cancel you account the same way. If you have problems cancelling your membership just leave a comment and I will help you out. Follow the instructions below and you Find Cheaters profile will be deleted.
How To Cancel Your Dating Profile
- You have to login to your account on FindCheaters.com.
- Then go to this page: FindCheaters.com/help
- Fill out the online form
- Then click on the button that says "cancel my account".
Interested In Meet Real Local Ladies?
I'm assuming that you are not happy with FindCheaters.com since you are cancelling your account. I had an account on there as well, you don't have to explain why you are leaving. In any case I found some other sites that are legitimate and do not scam people. These sites don't have fake female dating profiles on them and you don't receive messages being sent to you by women who don't even exist. And, they don't use other shady business tactics to get you to sign up.
If you want to meet real local women and even chat with them for free, and see them on web cam then take a look at the sites shown below. These dating sites are 100% legitimate and have been around since the late 1990s. To start interacting with REAL girls just get a free basic account and start having fun.
Recommended Sites With Free Chat Rooms & Web Cams:
These are the 3 sites I was talking about, choose a site that fits with what you are looking for and start chatting with local women.
- HornyWife site (for married men and women, & also has free chat rooms and free webcam viewing)
- AdultFriendFinder (the largest adult site has free webcam and free chat rooms.)
- FBook HookUps (for single men and women, has webcam viewing and free chat room as well.)


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Ginger Powder
Ginger Powder appears as a light yellow powder. This product contains .6% acid insoluble ash and 12% moisture. Ginger Powder is used in food products such as salad dressing, and many side dishes.
- Specification Sheet (英语)
Wuhan Golden Wing Industry & Trade Co. is a professional supplier for the Food & Beverage industry. They offer GMO-free and Organic products, Seasonings, Spices, Fungus, Grain, Fruit, Vegetable, Beans, Honey, Tomato Paste and Powder and Teas. They also offer food chemicals such as Sodium Gluconate, Marigold Oleoresin, Manitol, Calcium Carbonate (Food Grade) just to name a few.
Wuhan Golden Wing Industry & Trade Co., Ltd
希望在赛百库经销商/贸易商板块进行展示推广?请立即联络我们 !
Wuhan Golden Wing Industry & Trade Co., Ltd目前只在以下作出标识的区域展示其产品资料:


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Do It Yourself SEO Success Kit
Anyone who owns a Domain Website can benefit from the SEO Success Kit. Do It Yourself SEO Success Kit is a very helpful Reference Guide, Tutorial and Software to help you accomplish the task of Getting your site ready to submit to the Search Engine Spiders. All without paying out hundreds or even thousands of dollars to SEO Firms to tune and then submit your site properly. Learning to do this effectively is the key to climbing the ladder of Higher Rankings in the Search Engine Databases and their Search Result Pages. A great desktop "eBook Companion Guide" for Beginners to Professional SEOs. Information can be used stand-alone or in addition to high-end submission softwares.Visit publisher site: Do It Yourself SEO Success Kit
Listing Details
- Version:
- 2.0
- Filed in:
Scripts / Tools & Utilities / Search Engines
- Submitted on:
- Last Updated:
- Feb 11, 2009
- Publisher:
- One-Serve.com - David Ion Other listings by this publisher
License & Pricing Information
- License Type:
- Commercial
- Price:
- Additional Info:
- Paid
User ReviewsAdd/Edit Your Review
Displaying 1-2 out of 2 reviews
As a sm. business making my 1st website, I had no idea how to make myself publicly visible. A friend said, "SEO, Learn it, Live it, & Love it." Clueless, I decided to buy The SEO Success Kit. After downloading, I went through it like a workbook. It described complicated terms/codes in ways I could understand & manipulate for my site's Metas. In a week I saw my site listed on the 1st pages of search engines. Check my scores on whois.domaintools.underfo otkennels.com, almost 100% in every category
When it comes to Search Engine Optimization this is about the best program I have used. Do it Yourself Kit SEO Success Kit is very easy to understand. The instructions were easy to follow but you need to read them a few times thoroughly so you get the full meaning of what to do. If you follow the concepts that are in the program you will be surprised in your listing results. The ratings (Rank & Index) of your pages on the Search Engine Results Pages (SERPs) will rise in a relatively short tim


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This Bifold Four Door Snugger has 1 7/8 inch steel spring with a 1/2 inch plastic retainer. It is used on closet doors manufactured by Kennaframe.
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Sometimes when a story has many dimensions, each equally powerful, it's difficult to decide which one is more compelling to share…At GOONJ, Sujni is such a story of many layers and impacts. It's truly a story where a humble piece of cloth is the heroine…
You may have seen a sujni in a village household.. It's made by stitching together layers of small and big pieces of cloth, with a big cloth piece on top.. The kind of cloth considered waste for any other use. In common parlance a sujni is a crude country cousin of patch work quilts. It is indeed a creation of need; people use it as a mattress in summer and as a quilt in winters. But the humble story of a Sujni wouldn't be complete if we didn't tell you what it's doing for hundreds of women.
When you read about Sauhagya Devi.. You will hopefully understand what we mean.
Sauhagya Devi lives in village Tamot Parsa, in district Madhepura of Bihar. "Babu there is no fun in a debt ridden life," she had said about her life as a farm laborer. "It weighs on you like a ton of bricks." Reeling under a debt of Rs. 25,000 and earning a mere Rs 30 a day Sauhagya Devi had all but resigned to her fate as an indebted farm laborer. Her son Phoolchand would migrate to Punjab in search of higher paying farm work but it wasn't enough to break the vice like grip of mounting debt.
After the Bihar floods in 2008 when Goonj shifted focus from relief to rehabilitation, livelihood for women was a priority. Here men from villages frequently migrate to big cities in search of work, leaving the largely unskilled women to fend for themselves… We saw an opportunity in the large disaster wastage at our hands. Connecting the dots, we turned Sujni making from this waste, into an income generation resource for these women.
Initially Sauhagya Devi was reluctant.. unsure of a new idea, even as she feared losing her daily wage job. Slowly she learnt the basics and even started involving her daughter in law in Sujni making. Her son too, chipped in… finding the work more profitable than migrating to cities. Money started trickling in and the family was able to pay off their debt in a year's time. Sauhagya Devi says, "While paying the last installment my heart was pounding uncontrollably. I thought it wasn't real. I am debt free. It was the most joyous time of my life. More than the day my son was born." Last we heard Sauhagya Devi wanted to buy land and redo her house…
In 2014 after working for a year in Uttarakand post floods, we fulfilled a cherished dream of opening a large scale Sujni making center. Late last year Goonj started a Sujni center in Rishikesh employing 55 women, majority of whom have never stepped outside their homes… On an average more than 100 Sujnis are made in a day.. As part of our winter kits these are reaching out not just to rest of Uttarakhand but also to Bihar, Odisha, West Bengal, U.P and Assam.
One of the many reasons Sujni making is our pet project is because of stories like Suhagya Devi's. That it's an environmental winner is obvious, given that till date thousands of kgs of absolute waste cloth has been turned into a powerful resource. That, we are fast replacing the Daan ka Kambal (an utter shame in the name of charity) by Sujnis for our winter kits, only highlights our faith in this work. Not only is it cheaper and more durable, it puts the money back into the rural economy.
An interesting aspect is that most of the exquisite craft and art of our country comes from the villages; whether it's Madhubani, Phulkari or papermache. Yet you will never find these in village households or even markets. Sujni is probably the first such product where the raw material is coming from the cities while the finished product is being made and used in the villages.
How's that for reverse migration!!!#100storiesofchangebyGoonj


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Edmonton, Canada (PressExposure) June 27, 2014 -- Edmonton technology start-up LoginRadius receives contribution from the Industrial Research Assistance Program to continue developing business-focused, online social platforms for the future.
LoginRadius, the leading social login and sharing provider, announced today that it has received up to $225,000 in funding from the National Research Council of Canada's Industrial Research Assistance Program (NRC-IRAP).
The funding is awarded to support the development of innovative, technology-driven products and services.
"Innovation is the heart of what we do at LoginRadius. We have been continually investing resources into product innovation to deliver the best social experience on the web for our clients," said Deepak Gupta, CTO and co-founder of LoginRadius.
"In addition to advisory services and technological expertise, the funding provided by NRC-IRAP will be a great asset for us to continue to innovate our product offering and engineer new features."
LoginRadius provides a range of services including social login and sharing capabilities that allow businesses to better track and engage with their users via networking sites.
"We are particularly pleased to be considered by NRC-IRAP as an innovative company. Our ultimate goal is to become a global market leader in the next generation of social media," said Gupta.
LoginRadius powers social on more than 120,000 websites and mobile applications worldwide.
They are partnered with industry leaders such as Amazon, Mozilla, Google and Microsoft, to work together towards a common goal of simplifying how users connect to the web.
LoginRadius was also named one of Canada's Top 25 Up and Coming Technology Companies by Branham Group. It has more than 30 employees, was founded in 2011, and is headquartered in Edmonton, Canada with offices in California, USA and Jaipur, India.
Currently, LoginRadius' software can collect and collate information from 30 major social platforms including Facebook, Google+, LinkedIn and Twitter.
NRC-IRAP support will be a major boost for LoginRadius in terms of revenue growth, product expansion, and continuous innovation.


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Full Details
This cable allows you to run your Maxspect Gyre in both forward and reverse direction by using one full Variable Speed port on your Apex to connect two 0-10v signals to a single IceCap Gyre Interface Module.
On your APEX, you will need to set up two Variable Speed outlets to control a single Gyre pump. The first variable speed outlet will control the speed of the pump. You can set speeds ranging from 20% to 100%. The second variable speed outlet will control the direction of the pump. Set it to 0% and the pump will rotate in a forward direction. Set it to 100% and the pump will rotate in a reverse direction.
Note: Requires a full Variable Speed port on your APEX Controller
happy with purchase By william on 9/26/2017william would recommend this product to a friendworks with my apex so i am very happy ;]
Pin Configuration - one vs. two miniplugs By JD on 3/6/2017JD would recommend this product to a friendFor those who were wondering what is the difference between the pins on this cable vs. the single ethernet to dual miniplugs supplied with the gyres: On the original, ethernet pin 1 connects with miniplug Tip A and ethernet pin 5 to Tip B. Pins 2-4 & 6-8 and miniplugs bases and mids are all unused. On this cable ethernet pin 1 connects to miniplug mid, pin 6 to tip and pin 7 to base
Works Good By Eric on 4/14/2016Eric would recommend this product to a friendCoralVue had to send me a replacement wire as the first one didn't work. Now that I have it hooked up I love it. I pulse forward between 20% to 60% and then every hour during the day for two minutes, I have it go 100% in reverse then 100% in forward. At night I have it go from 30% forward to 30% reverse...also called alternating gyre.
Works as Expected/Advertised By MdG on 4/4/2016MdG would recommend this product to a friendThe cable works great so it's a solid product, they issue is that the reverse Gyre mode is not all that. So I give the cable five stars, I just wish the actual pump had a little more even distribution. The only way to gauge it is to have the cable, and it dose provide some variety in flow. It's way better than nothing, but once again, not the fault of the cable.
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Umweltorientierte Agrarstrukturpolitik in Deutschland: die Entwicklung der ökologischen Landwirtschaft
Environmentally orientated farm structure policy in Germany: the development of ecological agriculture[Zeitschriftenartikel]
Lukhaup, Rainer
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Bitte beziehen Sie sich beim Zitieren dieses Dokumentes immer auf folgenden Persistent Identifier (PID):http://nbn-resolving.de/urn:nbn:de:0168-ssoar-48304-8
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|The problems of conventional agriculture are characterised by commercial concentration, the production of market surpluses (in the industrialised countries), environmental pollution and subsidies. These problems all prompt the question of whether there are alternatives in the method of production. Based upon the aspect of sustainability, we would like to discuss to what extent ecological agriculture could be this alternative and if it could be implemented on a wide scale. At the present, ecological agriculture still plays a subordinate role in Germany. However, the changeover to ecological farming has been supported in the framework of the extensivation programmes of the European Community or the European Union since the end of the 1980's. Unfortunately, the methods of marketing were not built up at the same time. The consequence of this is that there is sinking incentive for other enterprises to change their production over to the ecological production. As a result, it will hardly be possible to achieve the agricultural objective of reducing the agricultural surpluses by having the ecological enterprises produce lower production quantities (20% to 30% lower yields than in conventional farming). We can see that this difficulty arises out of the unit area development since the beginning of the 90's: While the ecologically farmed area increased nine times from 44 000 hectares to more than 400 000 hectares from 1989 to 1998 (2,2% of the entire areas utilised for agriculture farmed by approximately 10 000 enterprises or 1,9% of all enterp rises), hardly any new sales pa ths have been opened up on the market. As a unit area comparison: nature reserves also occupy only approximately 2% of the overall area throughout the nation (KÖPKE 1999) If modern technologies are applied, sales paths opened up and if the current demographic development continues, we can see that the potential for yield is definitely capable of feeding the population (Bechmann 1994). Of course, this is only true if the full genetic potential for performance of the cropping products is exhausted. However, this is where Kahnt (1996, page 209 f) sees here the limits to ecological agriculture both with commercial crops as well as with farm animals since neither the quantity nor the quality of required nutritive needs is available. Consequently, lower yield quantities on the economic side will be compensated by higher consumer prices (up to 40% in comparison to products from conventional cropping). There are also limits resulting from the food requirements of a country under the conditions of the existing population growth, political objectives (autarchy), the potential that natural site condition have for performance and the technical potential for development. We may see one of the main reasons why ecological farming does not increase to the desired extent in the economic decisions made by the ente rprises. The features of an enterprise functioning ideally as an ecological enterprise is that one meaningfully rotates fruit and field between arable land, arable land not in use with legume farming and/ or a high proportion of grasslands with animal husbandry. The fact that it has a higher susceptibility towards being attacked by pests and diseases can also have the effect of lowering yield (Kahnt 1996, page 211). As a consequence, the question of whether ecological agriculture can be financed has great deal of significance. We cannot just make an undifferentiated and sweeping statement that ecological agriculture is the cure-all for conventional farming with its impact on the environment. There is no doubt that it is a promising alternative to conventional farming in certain limited areas. Rather, the question is how conventional agriculture can utilise the knowledge brought about by ecological agriculture to come closer to the overall objectives of utilising and forming a cultural landscape that is characterised by sustainability.
|Federal Republic of Germany; agriculture; agricultural development; agrarian structure; agricultural commodities market; land use; organic farming; structural policy; sustainability; environmental protection; economic policy by sectors
|Ökologie und Umwelt; Raumplanung und Regionalforschung; Wirtschaftssektoren; Wirtschaftspolitik
|Sprache Dokument
|Europa Regional, 7.1999 (1999) 3
|Veröffentlichungsversion; begutachtet
|Deposit Licence - Keine Weiterverbreitung, keine Bearbeitung


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Since its debut, Policy Paradox has been widely acclaimed as the most accessible policy text available.
Problematizing the basic concepts of policy analysis, this book details the role of struggle in defining ideas like equity, efficiency, liberty, and fairness. Likewise, the tools of policy making<-->incentives, rules, persuasion, legal protections, and the reorganization of authority<-->are recast as complex social processes. Stone (government, Dartmouth College) argues that, at every stage and on every level, values shape policy design and implementation. This edition includes a chapter-length case study of affirmative action policies. Annotation c. Book News, Inc., Portland, OR (booknews.com)


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Chrissy Teigen 'dumps' husband John Legend for Washington, D.C. women's march
The list of stars joining the biggest U.S. women's march continues to grow.
Chrissy Teigen is putting Washington D.C.'s Women's March ahead of husband John Legend's Sundance Film Festival appearance.
The model and TV presenter, 31, was planning to join John on Saturday night (21Jan17) in Utah for an event linked to his Underground TV drama, which he executive produces, but she has decided to protest Donald Trump's election as U.S. leader instead.
Her decision comes a day after she and John were asked racist questions by a reporter at JFK Airport in New York, which prompted Chrissy to tweet: "Paparazzi at JFK just asked me 'if we evolved from monkeys, why is John Legend still around?' - and people wonder why celebs lose it in pics"
Though Chrissy could have joined the Women's March at the Sundance Film Festival which will be headed by U.S. TV host and outspoken anti-Trump activist Chelsea Handler, she has opted to head for the U.S. capital, where a star-studded rally is being planned.
On Friday, she tweeted: "i was going to go to sundance to support john tomorrow but feeling compelled to support my fellow women. see you at the women's march, DC"
Stars confirmed to take part in the D.C. march include America Ferrera, Katy Perry, Amy Schumer, Julianne Moore, Zendaya, Orange is the New Black star Uzo Aduba, Oscar winner Patricia Arquette, Cher, Scarlett Johansson, Debra Messing, and Frances McDormand.
Madonna also announced her intention to appear in Washington, posting a racy Instagram photo of a woman's shaved pubic area with its remaining hair in the shape of Nike's famed Swoosh logo. She captioned the pic: "Yasssssssss! Just Do it… 1 Million Women's March!! Be There!!"
The Sundance march will also feature appearances by director Ava DuVernay, Jennifer Beals, and actor Benjamin Bratt
© Cover Media
Belfast Telegraph Digital


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Though it seems like a fitting adjective, the word "special" might not do place-kicker Brooks Rossman and Kansas State's 2007 special teams unit due justice. K-State has players ranked at the top o...
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