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Template >> Flyer - Valentines Day Party Flyer Template 140928 by Hotpin @ CreativeMarket
File Size: 30.34 MB; Requirements: Adobe CS3+; Layered: Yes; DPI: 300 DPI; Dimensions: 5 x 7 in.
Valentines Day Party Flyer Template is very modern psd flyer that will give the perfect promotion for your upcoming special event or nightclub party! All Elements are in separate layers and text is fully editable!
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Fonts used.
Langdon: http://www.fontsquirrel.com/fonts/langdon
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Visit our sister site, BirdSong Nature Shop, for great prices on thousands of backyard birding items:
Cicadas are large dark-bodied insects that are up to one and a half inches long, with transparent wings. The presence of cicadas is often identified by the loud, strong sounds made by the male cicadas. Damage is done by the cicadas in three ways 1) adults chew into and suck the sap from young twigs; 2) juvenile cicadas live on or in soil, and chew and suck sap from a tree's roots, thus placing significant stress on the tree; and 3) the most damaging is from the female burrowing into branches to lay eggs. When laying eggs, the female cicadas will make dozens of holes into the tree to lay eggs, with each of the dozens or even hundreds of holes disrupting the tree's vascular system. In some cases, making so many holes that the branch will physically break.
At the first sign of the male singing, spray the tree with Borer-Miner Killer spray. Repeat the spray after seven days, and continue as necessary. Cut off and destroy any branches that are severely infested with egg holes.

subset: commoncrawl


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1/4 cup distilled water
1 tablespoon dried sage
1 tablespoon dried rosemary
1 tablespoon thyme 1/2 cup of liquid castile soap 1/2 teaspoon vegetable glycerin
5 drops grapefruit seed extract Directions:
1. In a small pot, combine the distilled water with the herbs then bring to a boil.
2. Remove from heat and set aside for 30 minutes to an hour to steep.
3. Strain into a medium bowl, add the remaining ingredients then whisk together gently.
4. Lasts up to 4 weeks if refrigerated.
5. Rinse with cool water after use.
DIY Beer Hair Rinse
The nutrients in hops strengthens hair and make it shinier. Ingredients:
1/4 cup beer 1/4 cup water
2 tablespoon of apple cider vinegar Directions:
1. Mix together the ingredients in a bowl.
2. Condition your hair and rinse it properly.
3. Now use this mixture as a final rinse.
Repeat once a week.


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Re: Katie Nodale Linkletter, 6 Apr 1893, UT
In reply to:
Re: Katie Nodale Linkletter, 6 Apr 1893, UT
Archie Earl Linkletter, b 1902 in Aspen, CO
Hi Karl,
My name is Susan Linkletter-Likens. My father is Jack Earl Linkletter, eldest son to Archie Earl Linkletter. My Dad was 6 years old when my Grandmother and Grandfather Archie separated so we know almost nothing about that branch of the family. We live in Delta, CO. It is near Grand Junction and Fruita. I would love to have any information anyone can provide. I will add what ever I can. I is so good to know there are more Linkletters out there. Please feel free to contact me and let'e share information. Thanks Susan


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On February 1, the FICP board of directors, together with the Hospitality Partners Committee held a strategic planning session at the Charleston Place Hotel in Charleston, S.C. The purpose of the meeting was to get the Board and HPC to engage in strategic thinking in its governance of the association.
Group exercises were conducted throughout the day to encourage the Board and HPC to think about the "what" and the "where" instead of the "how." This process enabled the board to focus o
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Wednesday, April 23, 2014
Take an old Picture Mount.
33 comments:
this certainly is sparkly Valery - wonderful make! Hugs rachel xxReplyDelete
Wow Mrs A this is stunning xReplyDelete
This is stunning. I bet it's even prettier in person. So glad you shared it with us for the Sparkle N Sprinkle Creative Challenge this month.ReplyDelete
Absolutely fantabulous Mrs A!!! So. so covetable. Err, and I is coming over the share that bottle - plus to try and pinch your SU label punch :)ReplyDelete
Hope all is OK. am wrestling with a container load of ironing here - sigh :(
Di xx
Oh my word Mrs. A just wonderful.ReplyDelete
Wowser! Great job you clever thing!ReplyDelete
Wow, this is truly stunning and I absolutely love what you have done. Thanks for joining in at Crafty Boots Challenges this time.ReplyDelete
Totally beautiful.ReplyDelete
That is very, very clever Mrs A - I may have to pinch your idea with the stash I already have.ReplyDelete
Thank you for saying about the sequins though, have been wondering where to get some more! Karen x
Thanks for sharing your lovely creation for Suzy Bee's Bloomin' challenge 25: frame it - hope to see you again soon, Hazel, DT xReplyDelete
Wow this is a real stunner! huggles Sue xxReplyDelete
So sparkly! I like how you've covered the butterfly with sequins and used parts of your picture frame remains from another project.ReplyDelete
Thanks for joining us at Shopping Our Stash!
Gorgeous, love all that sparkle in the butterfly! Thanks for playing along with us at Shopping Our Stash for the Earth Day challenge.ReplyDelete
Wow, this is stunning Mrs A. I'm going to revisit your peacock creation cos that was so incredibly beautiful too. So clever to get 3 projects from the 1 frame, Cathy xReplyDelete
Lovely Design Just perfect for our challenge over at Suzy Bee's Bloomin Challenge, thank you so much for joining us this week, it is much appreciated, I do hope you will join us again next week for another fun challenge...ReplyDelete
Suzy B Owner Suzy Bee's Bloomin Challenge
Wow, there is so much glitz going on here, I just love it.ReplyDelete
Thank you for sharing your work with all of us at Crafty Boots Challenges.
WOW - that's AMAZING and STUNNING Mrs A. You are SOOOO talented. xxxReplyDelete
Oh wow....this is so lovely....the embellishments are so nicely placed.ReplyDelete
Love the butterfly and the idea too!
Thanks for joining us at Shopping Our Stash!
Alica ;)
*claps* this is so pretty! xxReplyDelete
It is amazing, Mrs. A! LOVE all that sparkle and glam - beautiful! So glad you entered your masterpiece in the challenge so I could find your blog! I am your newest google follower!ReplyDelete
Now to put on my other hat. Thank you for joining us at Sparkle N Sprinkle this month! I hope you will submit more of your pretty cards to the challenge in the future! hugs, Donna {Creative Smiles}
Totally lush!ReplyDelete
Now how I did I know you was going to say that about the glass - lol x
Absolutely gorgeous xxReplyDelete
What a brilliant design and perfect for our challenge at Suzy Bee's. Hugs xReplyDelete
This is so beautiful!! Love the project and all the sparkle! Thanks for joining us at the Sparkle N Sprinkle Challenge this month!ReplyDelete
Stunning creation, love the sparkle and this is a lovely CAS card!! Thank you for play with us at Artistic Inspirations this week, hope to see you again soon. Hugs Kate DTReplyDelete
Coming back again, this time from ABAC, to comment and so glad I get another opportunity to say how fabulous this is. So glad you've shared it with us at Anything But A Card.ReplyDelete
Beautiful creation! Great use of your left-overs! Thanks for joining us at Tuesday Throwdown this week!ReplyDelete
Awesome idea! Love all the sparkly details on the butterfly! Thanks for joining us at Tuesday Throwdown!ReplyDelete
<3 Emily L.-DT
Love the gorgeous sequins on your sparkly butterfly! What a great way to use the mat! Thanks so much for joining us at Anything But a Card!ReplyDelete
That butterfly is beautiful!! XReplyDelete
Mrs A. thank you so much for joining into the fun over at the We Do Doobadoo Challenge, love your butterfly it is absolutely georgous. Hugs Terry xxxxReplyDelete


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Discussion in 'Political Issues' started by snerd, May 12, 2012.
Simply amazing. But I guess he needs ratings.
How does that man stay on the air?
geeks, queers and a holes are in vogue today.
That's just goofy.
The 'blackie' raised by a banking executive and sent to private schools? The guy with Goldman Sachs in his admin? That guy?
I thought the president wasn't "gangsta enough" for him?
Maher must really understand who his audience is.
anybody watch Meet the Press this morning..... nuff said.
The "blackie' with a white mother raised by his white grandparents?
Exactly. We could all name the GTPI posters here who watch him and believe that stuff, too.
'John Galt' keeps the economy sluggish.... until 'head commie' is booted out on his *** and all his work is reversed .......
LOL. Reminds me of the Time Magazine cover for sensationalism... that people talk about for 2 seconds and then forget about.


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Tag Archives: Risk benefit
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Posted in Advocacy, Research Tagged Antimalarial, Lariam, Mefloquine, Military, Ministry of Defence (UK), Neuropsychiatric, Policy, Rational use, Risk benefit, Veterans Leave a comment
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Posted in Advocacy, Media Tagged Antimalarial, Lariam, Leadership, Media, Mefloquine, Military, Ministry of Defence (UK), Policy, Rational use, Risk benefit Leave a comment
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Posted in Research Tagged Antimalarial, Mefloquine, Psychiatric, Rational use, Risk benefit Leave a comment


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Back home for good - in shaa allah. Have decided that I need to try to make a go of it here instead of trying to divide my life - I did not do well living that way. So am settling in here and hope I can make a go of it.
Monday, August 11, 2008
Please say a prayer for my mom - we need all the 'help' we can get.
Weather here has been hot and humid - did I mention the humidity -just saps me. I think about doing anything and the sweat starts to run down my face, arms, torso and legs - such a pretty sight.
Looks like my flat may be used while I am out of the country. My friend Margaret may stay for a few days and last night I found out that my youngest SIL is coming to Egypt for a month - and Suzanne (SIL) told me that they would be renting a place - Mom (MIL) wants them to stay with her - but if they do that than his mother will have her knickers in a knot because she thinks they should stay with her. I know that money is tight for them - so I suggested that they could stay at my place. Suzanne asked me if I was sure - I said why not - she is family - only seems right. As Suzanne was leaving she told me that she was going to move out of the country so that when she comes to visit she can stay at my place - told her she could stay anytime she wanted. Would be nice if I could meet Shereen (youngest SIL) - I have spent five minutes with her a couple of days after I arrived in Egypt - she was getting ready to move to Qatar. This will be her first visit back - hope they take me up on the offer of my place - would save them money and it is big enough that she could entertain the families here as well. She could use my new dining room table - I have yet to use it.
Had a dream this morning that Aymn called me and told me he would be going home to his family because it would only be fair. So I am waiting for a phone call - wondering what is going on -must admit this frustrates me no end. Hopefully it will just have been a dream - but if it pans out to happen - then I will really do my utmost to get out of here sooner.
7 comments:
- Rhonda said...
thanks for the update, didn't realize u were in such a situation. I will pray for you and yours. I understand your frustration with not getting your needs met. I am in a similar situation right now. I think when 'giving' results in resentments, that is a good warning flag that you are overextending. As much as we might wish it, we are not superheroes! Hang in there!
- Monday, August 11, 2008 6:24:00 PM
- Lynn said...
Oh Maureen! No wonder you are all stressed out. I would be too. Of course, we will keep your mom AND your dad AND you in our prayers. Looks like your whole family could use some prayers right now.
Keep me posted! Love ya'
- Monday, August 11, 2008 8:25:00 PM
- Megan said...
I am so sorry to hear about your mom. I will keep you and her in my prayers. Hopefully you can make it to Calgary soon!
Love ya
- Monday, August 11, 2008 8:29:00 PM
- PM said...
Dear Maureen,
I hope you have given some thought to not letting Ayman manipulate you into changing your priorities and making decisions that you will come to regret -- especially considering your parents' ages.
You have my prayers for your mother and father. Insha'Alah you will get there soon and that will ease the situation.
God bless,
- Monday, August 11, 2008 10:18:00 PM
- Rose Bud said...
I am praying for you and your family. If you can go see them you should. What ever you are leaving behind will be waiting for you when you get back.
- Thursday, August 14, 2008 6:09:00 PM
- on the edge said...
Oh Mo , So very sorry about your mom and I know from the past how awful it is to not be there for your parents when they need you .Will keep them in my prayers !
I really admire your generosity with letting Aymans family staying in your flat while you are gone home . If I did this for Moe's family I would come back to find everything gone , sad to say .
- Saturday, August 16, 2008 5:13:00 AM
- Huda said...
I'm so sorry to hear about your Mom and Dad...may Allah be with them both, and with you too.
As for "soul searching", you know what you need to do.
Hugs and warm thoughts from a fellow canuckian
- Wednesday, August 27, 2008 11:10:00 PM


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Raj Mehan – Director of Investor Relations
David C. Sylvester – Vice President, Chief Financial Officer
Mark Mossing – Corporate Controller and Chief Accounting Officer
Sean P. Connor – BB&T Capital Markets
Todd A. Schwartzman – Sidoti & Company, LLC
Mark Rupe – Longbow Research
Steelcase, Inc. (SCS) Q4 2009 Earnings Call March 31, 2009 11:00 AM ET
Good day, everyone. And welcome to Steelcase's Fourth Quarter and Fiscal 2009 Conference Call. As a reminder, today's call is being recorded.
For opening remarks and introductions, I would like to turn the conference call over to Mr. Raj Mehan, Director of Investor Relations. Please go ahead, sir.
Raj Mehan
Thank you, Jamie. Good morning, everyone. Thank you for joining us for the recap of our fourth quarter and fiscal year 2009 financial results.
Here with me today are Dave Sylvester, our Chief Financial Officer; Mark Mossing, Corporate Controller and Chief Accounting Officer; Terry Linhardt, Vice President, North America, Finance. We typically also have our CEO, Jim Hackett present with us. Unfortunately, he may not be able to join us today as he is dealing with a dental emergency. He has said to express sincere apologies for missing this call and looks forward to joining the next quarter's call.
Our fourth quarter earnings release dated March 31, 2009 crossed the wires early this morning, and is accessible on our website. This conference call is being webcast. Presentation slides that accompany this webcast are available on ir.steelcase.com, and a replay of this call will also be posted to the site later today.
In addition to our prepared remarks, we will respond to questions from investors and analysts. Our discussions today will include references to non-GAAP financial measures. These measures are presented because management uses this information to monitor and evaluate financial results and trends. Therefore, management believes this information is also useful for investors. Reconciliations to the most comparable GAAP measures are included in the earnings release and webcast slides.
At this time, we are incorporating by reference into this conference call and subsequent transcripts the text of our Safe Harbor statements included in this morning's release. Certain statements made within the release and during this conference call constitute forward-looking statements. There are risks associated with the use of this information for investment decision-making purposes. For more details on these risks, please refer to this morning's release and Form 8-K, the company's 10-K for the year ended February 29, 2008, and our other filings with the SEC. This webcast is copyrighted production of Steelcase, Inc.
With those formalities out of the way, I'll turn the call over to our Chief Financial Officer, Dave Sylvester.
David C. Sylvester
Thank you, Raj. Today, we reported a fourth quarter net loss of $65.7 million or $0.49 per share, which compares to net income of $30.6 million or $0.22 per share in the same quarter of last year.
In addition to after-tax restructuring costs of approximately $11 million, these results included significant non-cash impairment charges, and further reductions in the cash surrender value of company-owned life insurance or COLI. The impairments charges after the related reductions and variable compensation expense and consideration of applicable income tax benefits had the effect of increasing our net loss by approximately $50 million. We've included a webcast slide to more clearly illustrate the impact of the impairments on our net loss in the quarter.
The impairment charges and additional reductions in COLI occurred largely as a consequence of the severe decline in the capital markets. As it relates to the impairment charges, the majority were recorded in connection with the decline of the company's market capitalization, and the related requirement to reconcile reporting unit valuations used for impairment analysis with the reduced enterprise value of the company.
For COLI, our cash surrender values decreased again this quarter, consistent with the overall decline in the equity markets. Our earnings estimate for the quarter did not contemplate any increase or decrease in cash surrender value.
One other significant matter worth noting upfront is related to income taxes, which included a tax benefit of nearly $8 million in the quarter, resulting from the favorable completion of a multi-year audit with the IRS in the United States.
Revenue declined by approximately 27% to $655 million in the quarter. The current quarter decline compares to a strong quarter in the prior year, when revenue grew by more than 15% compared to the fourth quarter of fiscal 2007.
As further detailed in our webcast slides, the comparability to last year is impacted by an extra week of shipments in the prior year, as well as divestitures and negative currency translation effects in the current year.
Adjusting for these factors, we estimate the organic decline in revenue or same-store sales approximated 17%. This decline was substantially less than the decline in orders we experienced during the quarter as revenue benefited from a general reduction of backlog, consistent with what we communicated during last quarter's call.
The operating loss before restructuring costs of $79.8 million included $75.4 million of pre-tax impairment charges related to goodwill, intangible assets, corporate aircraft and other investments. We've also included a webcast slide to illustrate the estimated impact of these charges on our operating loss in the quarter.
As you will note from the slide, we estimate our operating loss excluding restructuring costs approximated $10 million before the impairment charges and associated variable compensation expense. This $10 million loss, however, includes the additional reduction in COLI during the quarter, which aggregated $10.5 million and continues to be primarily charged to the North America segment.
In that same slide, you will also note a variable compensation adjustment, which had the effect of adding back a portion of the variable compensation impact of the impairment charges or increasing our operating loss in the quarter by approximately $19 million. This adjustment relates to the goodwill and intangible asset impairments, which were driven by the recent reduction of the company's market capitalization.
For calculation of variable compensation, as it relates to substantially all employees, we have effectively spread those charges over a five-year period, including fiscal 2009. The spreading of the impairment resulted in higher variable compensation in the current year and will result in lower compensation over the next four years. This methodology was recommended by management and approved by the compensation committee of our Board of Directors last week. The recommendation was based on our belief that these impairments had little to do with employee performance in the current year, but rather were driven by equity market forces and accounting rules.
And our concern that removing these assets all in one year from the EVA capital charge could potentially result in excessive bonuses in the future as profits improve with no corresponding capital charge.
The amortization methodology is also consistent with past practice within the company's spread, the effect of significant impairment charges over several years for purposes of calculating variable compensation for employees.
In total, after taking into account this adjustment, variable compensation expense still decreased by approximately $30 million in the quarter and approximately $60 million for the year, as compared to fiscal 2008.
Fourth quarter restructuring costs of $17 million primarily related to the actions communicated in March and December 2008. You will recall the March actions included three plant closures and certain other product moves as well as white-collar reinvention initiatives targeted to eliminate 200 to 250 jobs in North America over an 18 to 24 months period, or 100 during fiscal 2009 and 100 to 150 during fiscal 2010.
The portions of these actions planned for completion in fiscal 2009, are now substantially complete. And we believe have achieved the targeted annualized savings of approximately $40 million. And then a much lower costs than originally anticipated for approximately $27 million.
While some benefits have been realized to-date, the majority will begin to provide economic benefits more fully as we start fiscal 2010. The December actions included the consolidation of additional manufacturing and distribution facilities in North America, completion of the white-collar reinvention initiatives and further reductions of our white-collar workforce and other operating costs globally.
We incurred approximately $14 million of restructuring costs related to these actions during the fourth quarter. And continue to estimate the full cost to approximate 20 million to $25 million and to resolve an estimated annualized savings of an additional $40 million once completed. The workforce reductions were substantially completed during the fourth quarter. And we expect to come with the consolidation activities towards the end of the first quarter.
In addition to these actions, we have significantly reduced the number of temporary or contract workers utilized throughout our industrial system. And we began implementing layoffs in the fourth quarter against the WARN Act notices previously issued to our hourly employees in North America.
Beyond restructuring impairments and COLI related charges, the remaining reduction and operating income compared to the prior year was largely driven by lower volume. There were benefits from current year cost reduction efforts, but they were generally offset by reductions in the quarter associated with the extra week of shipments in the prior year, reduced operating income dollars resulting from divestitures and currency translation effects, and higher commodity cost inflations which continued to outpace recent pricing actions.
Commodity prices continued to retreat during the quarter from their recent historic peaks. We began to see the effects of the moderating prices in our operating results in January, but still experienced inflation for the quarter albeit at the lower end of the 5 million to $10 million range previously estimated.
In response to the decline in commodity costs, we eliminated the North American based commodity surcharge in January, have then experiencing increased pricing pressures on existing business.
Other income and expense net decreased by $1 million, compared to the prior year quarter. Interest income decreased because of lower cash and investment balances and lower interest rates earned on those balances.
In addition, the current quarter included foreign exchange losses compared to gains last year. And we also recorded 1.2 million of additional impairment charges related to our auction rate security investments during the quarter. These reductions where offset in part by a gain of approximately $4 million recorded in connection with the sale of non-operating investment.
The effective income tax rate in the quarter and for the full year included the impact of deferred tax benefits of approximately $22 million associated with the non-cash impairment charges.
It also included the effects of non-deductible reductions in the cash surrender value of COLI and the release of nearly $8 million of tax reserves, which resulted from the favorable compilation of the multi-year audit in U.S.
We have included a webcast slide in order to illustrate these effects. Looking forward, it is difficult to estimate our effective tax rate for the coming year. While he we continued estimate our longer-term effective tax rate will approximate the mid-30s, the impact of tax credits, potential changes and valuation allowances and non-taxable items in general can have significant impacts relative to lower levels of pre-tax income.
Accordingly, we are not providing any specific guidance as it relates to our effective tax rate for Q1 or fiscal 2010.
Next, I'll talk about the balance sheet and cash flow. Our cash and short-term investment balances approximated a $194 million at the end of the year, a $26 million decrease from the end of the third quarter. While we generated approximately $50 million of cash from the lowering of working capital during the quarter, a portion of this benefit was simply attributable to timing of our quarter and compared to the third quarter, and the related effects on collections, disbursements and certain accruals such as accrued salaries and wages.
We also used cash in the quarter for a number of seasonal disbursements including semi-annual bond interest payments, calendar year-end incentives and promotions, property taxes and other obligations. Finally, we paid approximately $6 million to the internal revenue service in connection with finalizing the multi-year tax audit in the U.S.
Capital expenditures totaled $16.8 million during the fourth quarter, bringing year-to-date investments to approximately $83 million. Capital expenditures were lower than expected in the fourth quarter and for fiscal 2009, as we did not make the final $13.5 million progress payment related to the purchase of replacement aircraft due to scheduling delays.
We expect to take delivery soon and have reached an agreement to transfer our existing aircraft to the manufacturer at or near the same time. Given the current surplus of used aircraft in the market and the related pricing pressures, we impaired our carrying value of the existing aircraft by $8.5 million at the end of our fiscal year, which reflects the agreed upon trading price.
Looking forward, we are targeting approximately $60 million in capital expenditures for fiscal 2010, including the final payment related to the replacement aircraft.
During the quarter, we paid dividends of $10.6 million or $0.08 per share. We made no share repurchases in the quarter, given the economic uncertainty and our intent to retain cash during this time of volatility.
During fiscal 2009, we've returned approximately $130 million to shareholders through quarterly dividends and share repurchases. As of the end of the quarter, we had $215 million remaining under the $250 million share repurchase authorization we announced in December 2007.
Our total liquidity position which includes cash, short-term investments, COLI surrender value and credit facility access approximated $550 million as of the end of fiscal 2009.
Cash in short-term investments will reduce in the first quarter due to seasonal payments of variable compensation, retirement plan funding and other obligations.
In addition, we anticipate that our borrowing capacity under the unsecured credit facility could be reduced as our trailing four quarter EBITDA levels declined with this recession. But, at the same time, we do not currently anticipate any need to access the revolver in the near term. Accordingly, we remain confident in our liquidity position.
Now, I will discuss the quarterly operating results for each of our segments and the other category. North America revenue decreased by 22.7%, compared to the same period last year, which included an additional week of shipments due to the timing of our fiscal year-end.
Current quarter revenue included a $12 million negative effect related to the sale of Custom Cable in July, 2008 and $5 million of unfavorable currency translation effects, compared to the prior year.
Adjusting for the extra week last year and the negative effects of the disposition in currency translation in the current year, we estimate that the organic decline in the North America segment approximated 13% in the fourth quarter. This decline benefited from a significant reduction in backlog and was consistent with the low-to-mid double digit teen percentage decline we estimated during last quarter's call.
We experienced declines in revenue across most regions, vertical markets and product categories. In addition, we experienced deeper declines in day-to-day business, compared to project related revenue.
Lastly, while sales to the federal government remained strong, we worked through significant backlog to sustain single-digit growth rates and revenue within the healthcare and higher education vertical markets.
As noted in our last call, orders early in the third quarter adjusted for the estimated go-forward effect of the September 1st surcharge. We're tracking somewhat lower than the prior year, than the equity markets drop significantly and business capital spending fell off.
We in turn began to feel the related effects in our order patterns, which progressively worsened through the end of the third quarter and into the first few weeks of the fourth quarter.
Over the balance of the fourth quarter, the recession deepened and likewise our order patterns fell further, again, across most geographies vertical markets and product categories.
Within the vertical markets the most significant declines occurred within information technology and fire were financed, insurance and real estate. While the smallest declines occurred in state local governments, higher education and healthcare, orders from the federal government remained very strong.
Backlog finished the quarter approximately 20% lower than last year and orders fell several percentage points further than that when adjusted for the extra week in the fourth quarter of the prior year.
Despite the weaker order patterns, we continued to host many visits from current and potential customers; particularly, in the healthcare and higher education vertical markets. And in total, the number of customer visits during the fourth quarter approximated to the same level in the same period last year.
Operating income excluding restructuring costs was slightly positive in the quarter compared to $29 million in the prior year. The combined effects of lower volume non-cash impairment charges, reductions in cash surrender value of COLI and commodity inflation, which continued to outpace recent pricing actions more than offset the benefits of cost reduction efforts launched in March and early December.
Operating expenses in North America decreased by approximately $19 million. The comparison of fourth quarter operating expense dollars versus the prior year includes the favorable effects from the following: lower variable compensation expense of approximately $18 million, compared to last year and extra week of operating costs in the prior year quarter, benefits of cost reduction efforts during the current year, and lower operating expenses of approximately $2 million in the current year quarter, related to the sale of Custom Cable in July, 2008.
These favorable effects where offset in part by current quarter impairment charges of approximately $12 million, which related to our corporate aircraft and a couple of dealer investments. And the reduction in cash surrender value of COLI, which had the effect of increasing North American operating expenses by approximately $5 million.
In the International segment, sales decreased by 35%, compared to the prior year quarter, which also included an extra week of shipments. In addition, currency translation and divestures had the effect of decreasing revenue by approximately $31 million as compared to the prior year.
Adjusting for the extra week last year and the negative effects of currency translation and divestitures in the current year, we estimate the organic decline in the International segment approximated 21% in the fourth quarter, which was somewhat higher than the mid to upper double-digit teen percentage decrease we estimated during last quarter's call.
During our last call, we highlighted that the International segment had suffered a low double-digit order decline in the third quarter. We also shared that the UK had experienced a dramatic decline in orders, Spain's ongoing weakness had intensified, and order growth rates in Germany, Latin America and various emerging markets had moderated compared to the prior year.
As the fourth quarter progressed, we experienced increased volatility in our International order patterns with declines compared to the prior year accelerating in most emerging markets as well as Germany. France was a notable exception to the overall order trend in the quarter as orders benefited from project business and ended essentially flat with last year.
While office furniture demand in the UK market continued to be negatively impacted by broader economic issues, the declining orders patterns are expected to be offset somewhat in the near term by certain government business which was secured last fall.
In total, adjusted for extra week last year as well as currency differences and divestiture impacts in the current year, International orders in the fourth quarter declined by approximately 20%.
International reported an operating loss excluding restructuring items of $2.2 million or 1.2% of sales, compared to operating income of $17.8 million or 6.4% of sales in the prior year. You will recall that last year included a $4 million loss in Morocco during the fourth quarter due to a variety of issues.
Taking into consideration, the improvements we have achieved in this market during the last 12 months, the remaining decline in operating income was almost entirely driven by a loss contribution margin associated with the lower volumes in the quarter.
International operating expense dollars reflect approximately $6 million of favorable currency translation effects and the impact of divestitures completed within the past 12 months.
The other category, which includes the Coalesse Group, PolyVision and IDEO reported revenue of $108.2 million in the quarter or a 27% decrease, compared to the prior year. The decrease in revenue included the effects of our decisions earlier this year to exit a portion of PolyVision's public bid contract or whiteboard fabrication business and the transfer of premium whiteboards and certain other product lines to the Steelcase brand in the North America segment.
In addition, we experienced decreases in remaining revenue of PolyVision as well us decreases in revenue across the Coalesse Group and at IDEO.
The other category reported a $73.5 million operating loss during the third quarter, including 63 million of goodwill and intangible asset impairment charges of PolyVision and $4.3 million of restructuring costs across the category. This compares the operating income of $4.4 million in the prior year, which included $900,000 of restructuring costs.
Excluding the impairment charges and restructuring costs, operating income decreased by approximately $11 million for the following reasons: first, the Coalesse Group lagged prior year performance due to lower sales volumes which decreased by 28% in the quarter or closer to 22% adjusted for the extra week last year.
Disruption associated with the consolidation of manufacturing activities and commodity cost inflation offset in part by lower operating expenses due to cost reduction efforts and reductions in variable compensation costs.
Second, PolyVision results were negatively impacted by lower sales volume and the transfer of certain product lines to the Steelcase brand.
The non-cash impairment charges at PolyVision were primarily related to the deterioration in the general economic environment and the overall decline in the capital markets, which lowered the company's share price and market capitalization.
The impairment was recorded in connection with the requirement to reconcile our reporting unit valuations used for impairment analysis to the reduced enterprise value of the overall company determined by our current market capitalization.
Of interest to know is that we completed a standalone assessment of PolyVision's goodwill in the third quarter and concluded that no additional impairment was necessary. However, when forced to reduce their standalone value along with other reporting units in order to reconcile to the overall enterprise value of the company, an impairment was triggered.
Now, I will review our outlook for the first quarter of fiscal 2010. There is always uncertainty associated with providing revenue and earnings guidance as our quarter end backlog of orders is only a piece of anticipated quarterly revenue. And the uncertainty is obviously at a higher level than normal given the current economic environment.
Nevertheless, we feel it is important to share our current best estimates, even though the potential volatility around these projections has increased. Overall, we expect revenue to be within a range of 525 to $575 million, compared to $816 million in the prior year.
This projected range takes into consideration the following factors: overall, we expect …excuse me. First, based on exchange rates at the end of the fourth quarter, our first quarter revenue estimates contemplate approximately $47 million of unfavorable currency translation effects compared to the prior year. This impact has the last of the recent strengthening of the euro compared to the U.S. dollar were to hold for the balance of the quarter.
Second, we estimate the effects of divestitures to reduce revenue by approximately $11 million in the first quarter compared to the prior year. Third, revenue estimates in the first quarter for North America and the other category are based on domestic order patterns, which in total progressively weakened in the fourth quarter to down nearly 30% adjusted for the extra week in the prior year.
While we hope the seasonal improvement we have seen in our order levels over the past several weeks will be sustained, we are currently estimating organic revenue in our domestic market to decline in the first quarter by approximately 25 to 30%.
Fourth, revenue in the International segments stated in local currency is estimated to decline in the first quarter by approximately 25 to 30%. You will also recall that the first quarter of last year was a particularly strong quarter for International.
As I stated earlier, we have nearly completed all the restructuring actions announced last March, as well as the head count reductions announced in early December.
In addition, the salary reductions and changes to employee benefits announced in February were implemented with an effective date of the start of the fiscal year. You will also recall the February actions were targeted to reduce our annual operating costs by 25 to $30 million, while they remain effective.
Accordingly, we estimate that approximately 80 to $90 million, out of the total of 105 to $110 million and targeted annualized savings from the three subs of actions just mentioned, are beginning to accrue in our quarterly financial results go-forward.
In addition, commodity cost inflation has now reversed and is estimated to decrease our global cost in the first quarter by approximately 5 to $10 million, compared to the prior year. While we eliminated the commodity surcharge within the U.S. during January, and we are facing increased pricing pressures in the current environment, we expect the net effect of pricing and deflation to positively impact our first quarter results, potentially signaling the inflection point of the negative trend of inflation outpacing our pricing actions that we have experienced over the past several quarters.
Taking into account our revenue estimates and the status of our cost reduction actions, we expect to report a net loss for the first quarter of fiscal 2010 within a range of $0.13 to $.23 per share, including after-tax restructuring costs of approximately $4 million.
We've reported net income of $22.1 million or $0.16 per share, which included $4.7 million of after-tax restructuring costs in the first quarter of the prior year. As we indicated in the release, we are not providing full year revenue or earnings guidance. However, we have modeled various scenarios of revenue declines for fiscal 2010, along with the expected benefits of our cost reduction efforts and the reversing trend of commodity costs in recent months.
We currently estimate that operating income, excluding restructuring costs, could stay modestly positive, if revenue declines within a range of 20 to 25% compared to fiscal 2009. These estimates are contingent on the successful completion of previously announced restructuring actions over the next six to nine months. The implementation of salary reductions and employee benefit changes for the full fiscal year and net benefits from current deflationary trends.
While the last decade has forced us to mange through two unprecedented recessions in our industry, the company's industrial model is dramatically less vertically integrated and our top line is much more diversified than it was just five to seven years ago. And at the same time, our balance sheet remained strong and we continued to return value to our shareholders through strong quarterly dividends.
Fiscal 2010 will undoubtedly stress our bottom line relative to the past several years, which have reflected continued improvements, but our strategy remains unchanged. And we intend to stay focused on our longer term growth initiatives.
As this business cycle like all others will pass, and when it does we intend to be on the same track we have been on for more than five years. The track of expanding our operating margins through various operational strategies and the track of strengthening our top-line through various growth and diversification initiatives.
Now, we'll turn it over for questions.
Question-and-Answer Session
Thank you. (Operator Instructions). We'll take our first question from Matt McCall with BB&T Capital Markets.
Sean Connor – BB&T Capital Markets
Hi. Good morning. This is actually Sean Connor for Matt. I was hoping, could you… you mentioned the commodity surcharge that you guys eliminated in January I believe. Could you quantify how much the benefit that was in the quarter, was that $6 million of impact with net of that this quarter?
David Sylvester
The 6 million was simply the inflation that we had in the quarter. And we have not quantified the benefit of the commodity surcharge, although it was relatively small.
Sean Connor – BB&T Capital Markets
Okay. And then just trying to get an idea on… I mean other than that, the pricing pressure that you guys were talking about does that… is there any more color that you can provide there as far as how widespread that is, which markets are seeing the most pressures, the most pushback?
David Sylvester
About the only thing I'd give you Sean is that as you would imagine on the project business, which has declined significantly in the current environment, it's quite competitive. And, as a result, we find that in order to win some of that limited project business, the pricing is just a little bit more severe.
Sean Connor – BB&T Capital Markets
Okay. Thank you.
David Sylvester
We'll take our next question from Budd Bugatch from Raymond James.
Unidentified Analyst
Thanks. This is actually TJ Macando (ph) filling in for Budd. Dave, I was hoping that you might be able to maybe give us a bit more of a quantification of the difference in the commodity, while inflation that you saw in the beginning of the quarter versus the deflation you saw in the back half, does the guidance assume that the deflation continues at that same rate, maybe give me a little bit more color there?
David Sylvester
Well, just reiterate what you said, we expect in the first quarter for deflation to approximate 5 to 10.
Unidentified Analyst
David Sylvester
We also would expect that we would continue to realize some benefit of pricing actions that we implemented last year, albeit relatively small. So, we would expect a good guy so to speak go-forward which is trend of a bad guy for the last several quarters.
Unidentified Analyst
Okay, got you. And then just that $11 million of divestitures; is that all in the North American segment or is it… is there any International there?
David Sylvester
What is Mark there?
Mark Mossing
90% is North America.
Unidentified Analyst
Okay. And one more if I could. The CapEx for the first quarter looks like it's going to include that last airplane payment. For the full year, I know you haven't given guidance on any other line items, but could you maybe give us some color on what you're expecting for the full year of CapEx and maybe depreciation?
David Sylvester
Well, we said CapEx will probably be around 60 million that's what we are targeting for the full year, including the 13.5 million in the first quarter.
Unidentified Analyst
David Sylvester
Only other color I would give you TJ is that we would expect first quarter to be a little bit higher than the balance of the year.
Unidentified Analyst
Got you.
David Sylvester
Because we are in the midst of launching a number of new products.
Unidentified Analyst
Okay. Okay, guys. That's very helpful. Thanks for taking my questions.
We'll take our next question from Todd Schwartzman with Sidoti and Company.
Todd Schwartzman – Sidoti & Company, LLC
Hi. Good morning guys. First, of that latest $40 million piece of the cost savings, in which quarter should we expect to see you guys hit the full run rate?
Mark Mossing
I would say towards Q2, Q3, we should get almost all of them. There is really one component that will stretch over the, I would say the entire part of the next year and that's the continuation or completion of our reinvention initiatives.
The factory consolidation work should be done by the end of the first quarter. And as I said the head count, the broader head count reductions were substantially completed during the fourth quarter. So, just a little bit of the 40 million will trickle in through the balance of the fiscal year. But the head count reductions, the broader head count reductions and the plant closure should be entirely done by the end of the first quarter.
Todd Schwartzman – Sidoti & Company, LLC
Okay. Now, I know you… regarding the revenues, I know you'd mention it high education and healthcare both were up in the single digits. What about shipments to the federal government in Q4?
Mark Mossing
Shipments to federal government grew in fourth quarter. And orders were strong in the fourth quarter as well.
Todd Schwartzman – Sidoti & Company, LLC
Okay. So a low single digit kind of growth?
David Sylvester
It's not a huge base, so the percentages can get a little bit out of control. So I don't… to be honest, I don't have it at the top of my head. But it was… it's a nice business to have right now.
Todd Schwartzman – Sidoti & Company, LLC
Okay. Regarding customer visits, it sounds like the visits held out better than the revenue in Q4? Is that is the case and would you say that visits are maybe losing some of their predictive value or is it just the macro environment that we are in?
David Sylvester
I would tell you a couple things. One is I think we are starting to lap the prior year decline in customer visits. But also there is a lot of interest in what we're doing in the healthcare segment, what we're doing in higher education segment, as well as the new products that come to market that we showed at NeoCon last year. So even the projects may not be in the absolute near-term, there is still a lot of interest to understand at a deeper level what we showed at NeoCon.
Todd Schwartzman – Sidoti & Company, LLC
So, due to somebody's vertical markets people are coming but maybe for different reasons than they did a couple of years back?
David Sylvester
Maybe, it's hard to say. But I would… the healthcare and the higher education areas still feel okay. I don't know that they are going to grow necessarily in the next several quarters. But none of us would expect them to decline at the same pace as the other vertical markets.
David Sylvester
Okay. Last question is, are there any potential covenant, debt covenant issues that we should be aware of?
David Sylvester
No. I mean other than what I said as the recession continues to play out into our earnings, our trailing four quarter EBITDA is going to continue to come down. And, therefore, our access could shrink. But we can imagine scenarios where there could be a covenant violation. But, we are not forecasting one in the near term.
Todd Schwartzman – Sidoti & Company, LLC
How high can you go with the debt to EBITDA?
David Sylvester
Three to one on trailing four quarter and the current EBITDA calculations currently include restructuring costs as well as COLI reductions, which are really a couple of large reductions of EBITDA.
Todd Schwartzman – Sidoti & Company, LLC
Got it. Thank you very much.
David Sylvester
Okay. We'll take our next question is from Mark Rupe with Longbow Research.
Mark Rupe – Longbow Research
Hey guys, just had a question on kind of order trends. I know you commented on briefly and then in your Q1 guidance obviously speaks for itself about your peers admissions and stabilization in March. I am just curious to see albeit at a lower level that you've see any kind of stabilization in order patterns?
Mark Mossing
Thanks for the question. When you get into February, March, you expect to see a seasonal uptick and as we noted in our commentary, we actually have seen that. But again, we are already 25 to 30% down, so that stabilized really.
Mark Rupe – Longbow Research
Stabilize at the lower level, okay. And then just as it relates to pricing, how rational is it versus kind of the last downturn that you've seen? Obviously, the downturn has happened here real fast. But I mean do you expect to see more aggressive pricing going forward or do you think is that a level where kind of rational versus the lifetime?
David Sylvester
I think that remains rational.
Mark Rupe – Longbow Research
Okay. Thank you.
We'll take our next question from Barry Haimes with Sage Asset Management.
Unidentified Analyst
Yeah. Hi. Actually, this is (inaudible) at Sage. I guess I was asking for some more color on some of the international markets. Did I… two questions I guess, one is very interesting to say that the emerging markets had been holding up just recently rolled over. Did I get that right? And number two; if you can give me some color more on France and your expectations there, why the projects held up? And is that something that will sustain, or is it just a tailwind of some other projects or, what do you think for France?
Mark Mossing
On the emerging markets, you are right, the order patterns slowed considerably during the fourth quarter after holding up. They were moderating in the third quarter, but fell-off considerably in the fourth quarter.
And on France, I would tell you that there is a little bit of a couple of things going on. First is, that clearly some of the planning for these projects was relatively long-term, and that planning has not been entirely deferred. So, we have some of that activity or that tail to use your word just coming in. And the other is France has been in the decline for later part of the year. So, they could be potentially stabilizing and starting to come out of it. But it's really too early to tell.
Unidentified Analyst
Thank you.
We'll take our next question from Matt McCall with BB&T Capital Markets.
Sean Connor – BB&T Capital Markets
Sean again. I just had a quick follow-up again on the International order patterns. This time I wanted to get a general relationship to how quickly those markets, at least your largest markets react with in response to like the U.S. And those markets seem to come down and weakened on a lag versus what you saw here domestically. Is that expected in a stabilizing environment and even once we eventually see trends improve, or there are other dynamics there that can shift and drive that performance?
David Sylvester
What to expect to go forward is a bit challenging to forecast Sean. But what I would tell you from my experience when I was in the International business during the last recession, if the lag that we experienced in most International markets relative to the U.S. decline seemed longer than what we've experienced most recently in the current decline. This was… this just fell much faster and steeper. Now, whether or not we'll see a different trend as we come out remains to be seen.
Sean Connor – BB&T Capital Markets
Great. Thank you.
(Operator Instructions). It appears there are no further questions at this time. Mr. Sylvester, I'd like to turn the conference back over to you for any additional or closing remarks.
David Sylvester
Well, I would just thank everyone for participating in the call. And we look forward to updating you on our first quarter results in late June. Thanks very much.
That does conclude today's conference call. We thank you for your participation. You may disconnect at any time.


text: I brought my phone in to Sprint and had them repair it. It had dust under the screen. They told me they would try cleaning it out or replace the LCD. They had my phone for 1 hour and they changed the LCD assembly (looks like its the digitizer, LCD, and that shiny black plastic bezel around the glass.) Anyway, got the phone back and it works great and looks new. Problem I am having now is wifi. When I am around my house the wifi signal is low and drops out randomly. My question is, if they replaced the LCD assembly is there any way they could have messed with the wifi antenna or anything? Thanks!


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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $6.99Publisher: Dorling Kindersley Publishing, IncorporatedPublication date: 4/3/2006Binding: PaperbackPages: 64Size: 8.25" wide x 11.00" long x 0.25" tall Weight: 0.594
Joel Chandler Harris was born in Eatonton, Ga., on December 9, 1848. Deserted by his father at an early age, Harris dropped out of school and began working as a literary apprentice to help his mother make ends meet. Soon after, he was writing humorous pieces for several Georgia newspapers and in 1876, Harris joined the Staff of the Atlanta Constitution as an editor. Harris is best remembered for writing the Uncle Remus stories. Based on traditional African tales and folklore, the stories feature animal characters, such as Brer Rabbit and Brer Fox, who are endowed with human characteristics. Some of the Uncle Remus titles include Uncle Remus: His Songs and Sayings, Night with Uncle Remus, Uncle Remus and His Friends, and Uncle Remus and the Little Boy. After his death on July 3, 1908, Harris's home in Atlanta's West End was preserved as a museum called Wren's Nest. The museum got its name from a family of wrens that were found nesting in Harris's rickety old wooden mailbox.
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Main Menu
Rehabilitation Services Menu
Physical therapists and certified athletic trainers at University Hospitals Cleveland Medical Center in Cleveland, Ohio help patients with sports injuries get back in the game safely.
Our staff evaluates and treats patients ages 10 and up, including those who have suffered an injury while paying youth sports such as football, soccer, baseball, volleyball and gymnastics. We also treat adults of all ages who have been injured while doing heavy yard work or the "Weekend Warrior," injured playing an active game of tennis, golf, basketball or other sports.
Our therapists complete a comprehensive evaluation of each patient to determine what is causing their symptoms. Common problems treated by our staff include:
Therapists involve patients in the development of individualized plans of care to address their unique needs and goals. Treatments provided during one-on-one therapy sessions may include:
Patient education is highly emphasized, and each patient is provided with a home program to maximize outcomes and help prevent future injuries.
Our multifaceted team of clinicians, including physical therapists, physical therapist assistants, and certified athletic trainers includes many clinicians with advanced degrees and specialty certifications to provide the best comprehensive sports medicine care.
Conveniently located in multiple locations across Northeast Ohio, UH Cleveland Medical Center Rehab Services offers extended hours to best serve our patients and families.
Schedule your appointment with a specialist at University Hospitals.
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Lighter Quay Hotel Auckland is ideally located in the heart of Auckland, a unique maritime experience between the vibrant Viaduct Harbour and the new Wynyard Quarter. Beautiful design inspired by New Zealand's landscape and culture and boasting panaromic views of Waitemata Harbour makes it a true landmark destination. All luxurious appointed bedrooms and suites have private balconies, floor to ceiling windows and feature oversized bathrooms with separate rain showers and deep soaking bathtubs.
In the Viaduct Marina area of the central city.
A modern six storey building predominantly of glass. Built at one end of a Yacht marina.
A medium sized stylish lobby with water features.


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GraphicRiver Floral Ornamental Seamless Pattern 9372650
Stock Vector \ Decorative \ Patterns
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Stock Vector - Floral Ornamental Seamless Pattern 9372650 by saenal78 @ GraphicRiver
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Floral, ornamental cute seamless pattern with hearts. Vector illustration. EPS
Last Update: ; Layered: No; Graphics Files Included: Vector EPS; Minimum Adobe CS Version: CS.
Set of Different Rudder Icons; Collection of Vegetables and Fruits; Hand Drawn Set of Vintage Ribbons; Vintage Ribbon Banners, Hand Drawn Set; Template Design for Greeting Card; Doodle Medical Seamless Pattern. ; Template Design for Greeting Card.
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On behalf of the Mountain Lakes Recreation Commission, I would like to recognize local sponsors and participants for making our February Recess activities so successful.
Many thanks to Boonton Lanes for hosting family bowling on Feb. 19. Mountain Lakes Recreation member Debbie Bednar organized the event for over 50 participants who ended their afternoon of bowling with pizza and soda provided by Pizza Hut.
Mountain Lakes Recreation gives a standing ovation to Briarcliff eighth grader Laura Caccavale for her interesting and informative "Mixed up, Fixed Up, Rain Forest" marionette show performed on Feb. 20. Many thanks to Mountain Lakes Public Library and Peggy Bulfer for hosting the event.
A warm round of applause to dozens of children ages four to 14 who made up the appreciative and well-behaved audience. Following the play, which Miss Caccavale wrote herself, audience members received hands on instruction for working the marionettes.
Upcoming events sponsored by Mountain Lakes Recreation include a dancing demonstration and lesson signup on Thursday, March 8, and the annual Easter Egg Hunt at Midvale Field on Saturday, April 7. The annual Trout Derby is also on April 7.
We hope to see residents and any or all of these events.
Recreation Director
Mountain Lakes Recreation


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With the power of the Galaxy Editor's superior editing technology, what could be some good ideas for total conversion mods for Starcraft II?
I would like to see a 40K conversion done with Sc2. Replace Terran with Space Marine, Zerg with Nids, and Protoss with Eldar in the initial release, and then slowly add the other races to the conversion.
I would also like to see a Gundam Conversion done with Sc2, more particuly the original Gundam timeline. Have one faction be Earth Federation and the other one be Zeon, Zeon focuses on strong units but high costs while Federation focuses on weaker to moderate strength units(with the expections of a few end game ones such as the Psyco Gundam) that are cheap and good for rushing and can be buffed in the presence of stronger units.
Or hell, pay the ultimate tribute to Blizz and make a Warcraft conversion with Human, orc, Scourge and Night Elves!
So SoL, what could be some good ideas for a total conversion mod for SC2? country ringtones, zedge, ringtones free
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Making Mass Customisation Work – Juliet Leadership Summit – Amsterdam
Cirro founder and Managing Director; Michael Owen, was invited to attend a Juliet Leadership Summit in Amsterdam to look at how to make mass customisation work in Telecommunications and Financial services. The event was sponsored by SunTec in association with Level3 Communications, a Cirro business partner.
Video highlights from Juliet Leadership Summit Making Mass Customisation Work in Amsterdam, sponsored by SunTec, in association with Level 3 and TM Forum.
You can see more information about the Summit here.


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As more than 30,000 school children head back to class (schools open in Boise, Caldwell, Middleton and Vallivue today), more than 1,000 students will be armed with supplies donated by the Treasure Valley Salvation Army.
The Salvation Army's annual school supply drive (held last Friday and Monday and Tuesday of this week) served more than 900 families, supplying what they could to kids in need.
In today's BW, we examine the high cost of being a student and teacher in the Treasure Valley. We visit with parents and teachers and visit the Salvation Army's annual school supply distribution.


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Separate names with a comma.
Discussion in '3DS - Games & Content' started by pikachu945, Aug 29, 2011.
To the Cartdrige =D
I thought they were saved to the sd card
so stuff I but from the eshop goes to the sd card?
Eshop games go for the flash memory, i'm not sure if you can write then on SD
with the game, so if the game is on a cartridge then the save is too, if it's on the SD/flash memory then so is the save.
If I'm not wrong:
3DS games - to SD card/flash memory (with exception of Mercs)
eShop content - to flash memory
I'm pretty sure that 3DS game saves go on the cart, I got a DoAD game that didn't have the save deleted.
Only the extra content from the games go on the SD/flash
This was answered on Nintendo's 3DS faq before the system was even released... Physical 3DS carts save to the physical carts. The "extra data" can be saved either to flash or SD, this is to allow for streetpass.
Everything from the 3DS shop goes to the SD card, hence why you see "xxx amount of blocks available" on the SD card when you download/buy things, unless you tell it to go to the internal 3DS memory.
3DS Games save to the 3DS cart, so you can play the cart on someone else's 3DS and it'll still have the saves. It uses internal memory in the cart as well, whereas older GBA games used batteries. Superior Technology!
GBA games used 3 methods for saving... eeprom (cheap, very little data) s-ram (large, required a battery fairly cheap) and flash (medium to large, more expensive at the time). Of course there were several that didn't have a save at all... but that stopped after the first year or two when nintendo started to demand all games have some method for storing save data.
By the time the DS came around, Nintendo had already designed all carts to have flash ram of varying sizes (since the price on the technology had come down so much) and continues as such on the 3DS for physical carts.
Games- On Cart except additional content (costumes in DOA etc)
E-shop VC, 3DSware, 3D Classics, Nintendo Video- SD card
E-Shop DSiWare- Internal memory (can transfer to SD, but it renders it unplayable until put back on internal)
Why even make a thread about this? It's stupid and almost lazy! You could of went into the data management of the 3ds and check for yourself.
Why even bother replying to a thread if you're just going to be sarcastic and disrespectful? Save your time and energy next time there is a thread you don't think warrants a reply and simply don't. If others have more time and interest and feel like replying it's their prerogative.
Just to clarify things,
DS/3DS games save to the cartridge.
DSiWare games saves to the system itself
eShop games save to the SD card


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Professional Wakaresaseya (splitter-uppers) are a special brand of private detectives unique to Japan. Although they perform a variety of functions, their primary purpose is to end all kinds of sticky relationships. They thrive in this land where confrontation is to be avoided at all costs.
Many wakaresaseya companies advertise boldly on the internet, using monikers like Lady's Secret Service and Office Shadow. The industry is unregulated and relies upon the power of shame. Being attractive and personable are the main criteria for the people who work for these companies, as their success is measured by how well they first trail and then seduce their quarry.
A man named Mr. Isohata commissioned the services of a wakaresaseya operation. His knew his wife was unhappy and bored with their relationship and he arranged for an encounter with Kuwabara, a charming single man who seemed like a dream come true.
But like all things that seem too good to be true, it wasn't. The affair ended in betrayal and murder. The couple was photographed entering a "love hotel" where rooms are rented by the hour and the husband used this as evidence to divorce his wife in 2007. By this time, Kuwabara and Mrs. Isohata were hopelessly in love.
In April, 2009, the couple had a terrible fight and Kuwabara strangled his new love with a piece of string.
"At the beginning, I thought of it as just a job, but I came to really love her. I told lie after lie out of fear that she would hate me. I was driven into a corner. I still love her," Kuwabara told the court.
The "splitter uppers" are into all kinds of entrapment and this murder case is raising many questions about the ethics and legality of their operations. There seems little question that their actions are shady but they do fill a real need in Japan and are widely used. Cost is a relative term in these matters as all depends on the time involved.
"I can never forgive a business that toys with the emotions of human beings. For the rest of my life, I will never forgive the defendant, or my daughter's ex-husband who hired him, or the wakaresaseya business itself. This has devastated not just my daughter's life, but those of my grandchildren and me," the father of the murdered woman told the press.
What do YOU think about this?


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Submitted by jiyadoll • May 30, 2012 www.carkhabri.com
The first ultra premium sedan from home grown car maker Maruti, Maruti Kizashi. The mileage offered here is 12.53 kilometres per litre. Maruti Kizashi Price ranging from Rs. 16,50,000 to Rs. 17,50,000 Lakh.
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304-3768 Doc Raymond --, Flagstaff, AZ 86005
4 beds, 4 baths, 4,451 sqft
Status: Active
Property Description
This custom built home sits on a premium cul-de-sac lot on the 16th fairway of the famed Canyon course. The home features Arizona quarried Onyx stone and clear cedar siding. Interior features include vaulted tongue and groove ceilings and a NEW REMODEL AND UPGRADE TO KITCHEN AND BATHS. New cabinetry, GE Monogram appliances, wood flooring and custom counter-tops make this home move-in ready. In addition to the 4 BRs, the home has a den/study and a billiard room with a stone fireplace and wet bar. The home includes a central vac system. Multi-level decks provide panoramic views of the golf course, forest, canyon, and San Francisco Peaks.Seller is motivated!
Listing Information for 304-3768 Doc Raymond -- Flagstaff, AZ 86005
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Other Bedroom Split
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I-17 north to Flagstaff / Pulliam Airport exit (#337), then left to Hwy 89A, then south 1.4 miles to Forest Highlands Drive.
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Listing Price History for MLS#: 5435546
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Vanishing Point – Criminality, Corruption and the Devastation of Tanzania's Elephants
Report into how Tanzania's elephants are once more being slaughtered in vast numbers to feed a resurgent ivory trade in China in an illegal trade driven by Chinese criminal syndicates and Tanzanian corruption.
* Download the report in English here.
* Download the report in Chinese here.
* Download the report in Swahili here.


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Here is the famous Beowulf story, retold for the young-adult listener. Like the original Anglo-Saxon manuscript, it is divided into three parts. The first section narrates Beowulf's battle against Grendel. The second section tells of the furious revenge of Grendel's mother, an ageless monster with indomitable will, who lives in a dark green, murky sea, which the Danes believed to be bottomless, and who can stalk and kill with her son's savage power. (This section is often left out of retellings.)The third section shows the great hero in his declining years and almost never appears in retellings. Herein, Beowulf is an old man. It is decades after his assistance to King Hrothgar, and Beowulf is back home among the Geats as their chosen king. His final battle shows his new method in fighting. Youthful speed and strength have been replaced with cunning, deception, strategy. There are moments when his strength revives. His opponent is an aging dragon, who now flies slowly and awkwardly, but can still shoot down enough fire to imperil the Geats kingdom. Aging hero faces aging monster in an early-day twilight of the gods, with displays of valor and chivalry before these terms were known. The dragon breathes streaks of lethal fire, but suffers shortness of breath. The heavy scales on his body provide excellent armor, but tend to tire him. While flying, he notices small birds passing him. The two opponents feel a grudging respect and realize their era is ending, no matter who wins their relentless duel.More
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Let God Be Magnified
Today's Daily Bible Reading is from Psalm 70:1-5. Psalm 70 is a Psalm of David to the Chief Musician. David reminds God, to hurry and deliver him from his enemies. David wants relief and he wants it now. Have you ever felt this way? I sure have, but God doesn't work on our time table.
David asks God to cause those who seek to destroy him to be ashamed and confounded. He asks God to let them be confused and cause them to turn back. David had already prayed to God about these same things, but he wants to make sure God didn't forget about him. Do you ever do that?
David says, "Let those who seek You rejoice and be glad." May those who know Your salvation say let God be magnified. We were created to serve God and magnify Him. He created us to be in a relationship with Him and to be His children.
This is exactly the same as Psalm 40. God knows we need to hear things over and over. How often have you heard something and thought "that was so good," then when someone asks you what it was about, you can't remember? This is why we need to study God's Word over and over again so we can get His Word planted in our Spirit.
Daily Bible Reading:
Psalm 70:1-5
1 [[To the chief Musician, [A Psalm] of David, to bring to remembrance.]] Make haste, O God, to deliver me; make haste to help me, O LORD.
2 Let them be ashamed and confounded that seek after my soul: let them be turned backward, and put to confusion, that desire my hurt.
3 Let them be turned back for a reward of their shame that say, Aha, aha.
4 Let all those that seek thee rejoice and be glad in thee: and let such as love thy salvation say continually, Let God be magnified.
5 But I am poor and needy: make haste unto me, O God: thou art my help and my deliverer; O LORD, make no tarrying.
Things to think about:
- In what ways have you ever tried to hurry God?
- How did trying to rush God to respond help anything?
- How does God respond to our praises?
Prayer of the Day:
Dear Heavenly Father,
We thank You for this Scripture in Psalm 70. David reminds us to praise and magnify You. LORD, so many times we are more concerned about crying out to You for help than we are praising You. Forgive us and help us, LORD. In Jesus' name, we pray. Amen.
This is an excerpt from The Book of Psalms: Part 3 Chapters 61-90
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PS. Thank you for coming to DeborahHBateman.com to study the Bible with us. Come back again tomorrow. Please invite your friends and family to join us for Bible Study.
Featured Book:
The Book of Psalms:
Part 3 Chapters 61-90
by Deborah H. Bateman
About the book:
The Book of Psalms:Part 3 Chapters 61-90 by Deborah H. Bateman is 28th book in the Daily Bible Reading Series. The book of Psalms contains 150 chapters. Deborah divided The Book of Psalms into five books to make it easier to read and study. Each book contains approximately thirty chapters from the book of Psalms.
Psalm 119 will not be included in The Book of Psalms since Deborah has already published a book about it called: Psalm 119: Thy Word is a Lamp unto My Feet.
The book of Psalms is one of Deborah's favorite books of the Bible. It is a great book to read if you're ever feeling down or need to renew your relationship with Christ. King David went through a lot of tough times in his lifetime, but he loved God and trusted God to protect him from his enemies.
The book of Psalms was written by various people. About half of it was attributed to King David, whether they were written by David or for David is questioned by some biblical scholars. Some of the Psalms were written by Asaph and some say they were written for the sons of Korah and even Moses and Solomon were writers of the Psalms. The Psalms consists of poetry that was primarily meant to be used as songs of praise to the Lord.
The Book of Psalms: Part 3 Chapters 61-90 contains fifty Daily Bible Reading Lessons. Each lesson contains a brief commentary by the author, the Daily Bible Reading Scriptures, a few questions for contemplation or discussion, and a prayer of the day. It is a great Bible study for individuals or group studies.
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Have a blessed day,