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Q: I live in a purpose-built block of 24 flats, about 50 years old.
The original roof has now failed and requires total replacement. I am told that part of the roof is comprised of Stramit and that this substance by its nature provides a degree of insulation.
The block's managing agent has received quotes from three roofing contractors, all of whom state that the replacement roof requires insulation under Building Regulations. The cost is around £100,000 meaning that each leaseholder has to find over £4,000.
The size of the cost has prompted one leaseholder to approach a (qualified) surveyor who has given his informal opinion that as there was no insulation on the old roof (he may not be aware of the Stramit), no insulation is required on the replacement. A fourth roofing contractor agrees with this view. Other leaseholders have asked other surveyors who have stated that insulation is required.
Collectively we feel somewhat confused, given the conflicting "advice", and would be grateful for any assistance.
TP, Bournemouth
A: This falls under the "renovation of a thermal element" rule, which I discussed (in relation to floors) on April 5. It doesn't matter whether the roof is currently insulated or not. The fact that it is being renovated means that it will have to be brought up to current Building Regulations insulation standards.
This is one of the drawbacks of owning a leasehold flat. The freeholder can repair or renovate any part of the building's structure, and share the costs between the leaseholders. The freeholder is obliged to carry out a consultation process under Section 20 of the Landlord and Tenant Act 1985, which should have started with his serving a "Notice of intention to carry out works" on all the leaseholders. At least two estimates must be obtained, and these must be made available for inspection. If the lowest estimate is not chosen, then you should be given the reasons for this, and the decision can be questioned by taking it to the Leasehold Valuation Tribunal.
I cannot comment on the cost without inspecting the property, but this sounds like a fairly large building, and the work will involve scaffolding and plant, and needs to be carried out by a competent contractor. The £4,000 each might be a reasonable figure. If you owned your own freehold house, you would be unlikely to get it re-roofed and insulated for such a low sum.
Q: My house was built in the Fifties and I have lived here for 30 years.
Shortly after moving in I replaced a wooden French door and window frame with an aluminium patio door and window. Eventually the patio door failed owing to rot in the hardwood surround and I opted to change to PVC-U. I obtained three quotes from local companies plus one from a company further away of which I had no knowledge; I visited them and they appeared professional, so I paid a deposit. They came, did the job, and left the place tidy. A representative called later to check that I was satisfied.
After a few weeks I noticed the soldier course above the new door and window, and the brickwork above that, had moved slightly, presumably disturbed during installation. The inner leaf of the wall has a concrete lintel but I suspect the soldier course was laid straight onto the wooden window frames without the steel reinforcement required today.
Should I be worried about the cracks in the joints? Is it simply a matter of repointing or am I facing a structural problem? I have not, as yet, paid for the installation.
LD, by email
A: This is a common problem with PVC-U replacement windows. The original timber door and window – either by design or accident – were clearly load bearing, and supporting the brickwork above. The installers should have inserted a lintel to take the weight of the outer-leaf brickwork. If it's a cavity wall, it would need a cavity tray as well. The details can be found in any construction textbook. Don't pay until they have come back and put it right.
Read more: Jeff Howell: should I get underfloor heating?
Read more: Jeff Howell: how can I insulate beneath the floor space?


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Huawei P9 32GBLägg i lista Jämför
Köp till abonnemang
från 95:- / mån i totalkostnad
Rank: 46
Liknande 5
I listor: 5
Vi testar Huawei P9
Rejäl konstruktion
Hög prestanda
Bra batteritid
USB Type-C
Lite rörig mjukvara
Svag 3D-grafikprestanda
Finns bättre mobilkameror
Inget betygHuawei P9 32GB
- Kameran
- Fingeravtrycksläsaren
- Extrainställningarna
- Batteritiden (om du vill pilla)
- Batteritiden (om du inte vill pilla)
- Aningen snålt med lagringsutrymme
- Ej stöd för dubbla SIM-kort
Huawei P9
- Dual lens tech is great
- Solid performance
- Decent battery life
- Super fast fingerprint scanner
- EMUI skin is heavy
- Camera software can be fidlly
Huawei P9 review
- Gorgeous design
- Powerful processor
- Good camera setup
- Questionable interface
- Average battery life
- Lacks fast charging
The Huawei P9 is one of the best phones the Chinese company has ever made. It does feel like everything is coming together in terms of Huawei products.The hardware employed here is fantastic and there are a few really key selling points that stand out as highlights of the Huawei P9.But there are also a few drawbacks that do make me think twice before recommending this phone to some people.What we likeThe Huawei P9 has an impressive spec set up. The processor and RAM combination is rivaling the big guns of Samsung and Apple now and means you can do any task you'd ever want to on a smartphone without any problems.With a solid amount of storage as standard and all the spec you'd hope for you won't be disappointed by what the Huawei P9 can do on a daily basis.I particularly enjoy the display on the Huawei P9. This is the kind of screen that proves it's not always worth manufacturers wasting time plugging in extras pixels.It isn't as clear as the Nexus 6P display, but this is the perfect size for those who like smaller phones and Full HD is suitable for most things. It only really becomes an issue when you're looking to do VR tasks, as stick this in a Google Cardboard and the res is suddenly a little too low.The camera on the Huawei P9 is also another highlight of the phone. The partnership with Leica has improved the technology for Huawei and even though the pro features are largely useless for most smartphone users, the auto mode more than makes up for it.The two camera idea isn't as exciting as some may have expected at first and big name flagships like the Samsung Galaxy S7 have it beat, but you'd be hard pressed to find another phone with a camera this good for less money.What we dislikeThe Emotion UI 4.1 is still a big problem for me when using Huawei phones. As soon as I booted up the Huawei P9 I was a little disappointed by the look of the screen.The interface just looks a little bit childish and has too much going on for my tastes.There are a few useful extra features that if you fully embrace the look will prove their worth, but in general I don't enjoy the interface.Especially after coming from the Huawei made Nexus 6P, which is beautiful hardware paired with the good Google stock Marshmallow experience.The battery life on the Huawei P9 isn't up to scratch either. It's not the worst I've ever experienced but it also didn't impress me and I'm always upset for my phone to die off before the end of a day. Plus the lack of wireless and fast charging features is disappointing as well.Final verdictThe Huawei P9 is one of the best looking and performing phones the company has ever produced. There's a lot to love here in terms of the design, the spec and how everything comes together to work.Paired with a strong camera that works perfectly on auto-mode and a fingerprint scanner that boots up the phone in a matter of milliseconds, it's hard not to recommend the Huawei P9.But on the other hand, it's also hard to recommend when the software is still such an issue. I do feel if Huawei offered this with a cut-down or even stock version of Android I'd love it even more than I do now.With battery life that doesn't stun anybody, the Huawei P9 is a good, solid phone but it's just not hit the right level of greatness yet.If you're looking for a smaller Android phone experience that needs high-end spec without a high-end price tag or a cumbersome design, try the Huawei P9.First reviewed: April 2016CompetitionDon't feel like the Huawei P9 is the phone for you? Here are a few alternative handsets that I think you may want to look at.Huawei P9 PlusWant to keep it in the Huawei family? The P9 Plus may be the phone you're looking for. We scored it four out of five citing a great battery life, stunning photography and a powerful CPU at the main highlights.There's a slightly larger screen on the P9 Plus with a 5.5-inch AMOLED option, but it's still Full HD meaning the pixel density drops down to 401ppi.It's not running Android 7 software yet though so if you're looking for a phone with the latest features you may not want to go for the P9 Plus.Read our Huawei P9 Plus reviewHuawei P9 LiteFind the Huawei P9 price a little bit hard to swallow? If you like most of what Huawei is doing with this phone, you should check out the P9 Lite. It comes with a slightly lower spec, but a significantly cut price.It features an attractive design, decent power under the hood and still harnesses a large, bright and clear screen, like the P9.There are still issues with the Huawei P9 Lite, but it adds up to be a good phone and the price is down to around $200/£200/AU$300.Read our Huawei P9 Lite reviewHuawei Mate 8After a bigger version of a Huawei phone? The Huawei Mate 8 is the way to go. It features a 6-inch screen, making the phone much bigger than the P9 and it includes some equally impressive high-end specs, including the Kirin 950 processor, 4GB of RAM and a 16MP rear-facing camera.The camera is good for the phone, but it doesn't give you the benefits of the double camera the Huawei P9 does. There's a fingerprint scanner on the back and all in all it looks like a larger version of the Huawei P9.It'll cost you £429 (about $611, AU$876), so it'll set you back a little less than a Huawei P9. It mostly comes down to whether you want that brand new camera technology and if you need a larger screen though.Read our Huawei Mate 8 reviewiPhone 6SThroughout the launch of the Huawei P9, the company continued to highlight how the phone fared against the iPhone 6S. It's certainly a key competitor if you're considering a Huawei P9.You should know an iPhone 6S is going to cost you quite a bit more than the Huawei. But if money isn't an object it may be worth handling both phones to see which you prefer. The iPhone 6S is the same size as the Huawei P9 but only features a 4.7-inch display, so you lose some screen real estate.But iOS software is certainly better looking and more intuitive than the Huawei's Emotion 4.1 UI. It all comes down to the price and whether you prefer iOS or Huawei's very specific version of Android.Read our iPhone 6S reviewSamsung Galaxy S7Another phone that Huawei highlighted as a main member of the competition, the Galaxy S7, is a gorgeous piece of kit. The design has been refined for the latest version and if you're after a truly unique looking phone there's always the Galaxy S7 Edge.The camera on the Galaxy S7 is nothing short of incredible and makes for some of the best smartphone photography we have ever been able to take.It's also worth noting we gave the Galaxy S7 a five-star review and named it our second best phone in the world, with the Galaxy S7 Edge taking the top spot. That's hard to beat, so if you have a bit more money to spend maybe it's worth looking at Samsung's alternative.Read our Samsung Galaxy S7 review
Huawei P9
- Kameran i ljusa miljöer
- Fingeravtrycksläsaren
- Batteritiden
- Högtalaren
- Huaweis mjukvara
- Kamera i mörka miljöer
- Saknar UHD-inspelning
- Saknar USB 3.0-stöd
Huawei P9 är en riktigt bra Android-telefon som kombinerar en utmärkt hårdvarudesign med en snabb fingeravtrycksläsare, bra batteritid och hög prestanda. P9 har dessutom en kamera som tar några av branschens bästa bilder i ljusa miljöer. I mörka miljöer fallerar den dock avsevärt och Huaweis Leica-märkta kamera kommer inte i närheten av konkurrenterna och utan möjlighet att fånga 4K UHD-video är inte Huawei P9 den ultimata kameratelefonen men ändå en riktigt bra Android-smartphone.
Huawei P9
- Kameran i ljusa miljöer
- Fingeravtrycksläsaren
- Batteritiden
- Högtalaren
- Huaweis mjukvara
- Kamera i mörka miljöer
- Saknar UHD-inspelning
- Saknar USB 3.0-stöd
Huawei P9 är en riktigt bra Android-telefon som kombinerar en utmärkt hårdvarudesign med en snabb fingeravtrycksläsare, bra batteritid och hög prestanda. P9 har dessutom en kamera som tar några av branschens bästa bilder i ljusa miljöer. I mörka miljöer fallerar den dock avsevärt och Huaweis Leica-märkta kamera kommer inte i närheten av konkurrenterna och utan möjlighet att fånga 4K UHD-video är inte Huawei P9 den ultimata kameratelefonen men ändå en riktigt bra Android-smartphone.
Inget betygHuawei P9 - telefonen för riktiga entusiaster
Huawei P9 är en riktigt bra telefon, det kan man inte stryka under stolen med, då den levereras med en kamera som tar väldigt bra bilder, en superfin skärm samt en extraordinär batteritid. Det som drar ner telefonen mot konkurrenternas telefoner är processorn som är snäppet långsammare än Snapdragon 820.

subset: commoncrawl


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Here at Investor Clinic, I've noticed a trend. Every time I write an article about taxes, my in-box is filled with questions about … taxes.
As much as I enjoy trolling through the Canada Revenue Agency website for answers to your tax queries, this week I thought I'd bring in an expert who knows this stuff cold. Thanks to John Waters, vice-president and head of tax, estate and trust expertise at BMO Nesbitt Burns, for answering your e-mails.
1) I read your article on using capital losses to offset capital gains. How does this work when transferring investments from a non-registered account to a tax-free savings account? For example, if I were to transfer $5,000 worth of stock to my TFSA that had gained do I have to declare a capital gain? On the other hand if I were to transfer $5,000 worth of stock to my TFSA that had decreased in value do I declare a loss, and can I use the loss to offset capital gains?
Individuals are allowed to make an in-kind contribution of investments from a non-registered account to their TFSA, provided that the property is a qualified investment and sufficient TFSA contribution room is available. As is the case with a registered retirement savings plan, the individual will be considered to have disposed of the property for its fair market value at the time of the contribution. If the fair market value exceeds the cost of the property, the individual will have to report the capital gain in his or her income tax return. However, if the cost exceeds the fair market value, the resulting capital loss cannot be claimed.
2) I sold the family cottage two years ago and would like to use some of this year's capital losses to get back some of the tax on that year's capital gain. Is this allowed?
Yes. Net capital losses realized in the current year (from an investment portfolio, for example) can be carried back to offset net capital gains realized in any of the three previous taxation years. Net capital losses can also be carried forward indefinitely. However, in preparing a claim for a carryback of a capital loss, it will be important to determine the potential tax impact or benefit, which will depend on the individual's tax situation of the prior year.
3) I understand that when the adjusted cost base of an investment falls to zero, the investor must report any further return of capital payments (ROC) as capital gains on his or her tax return. My question is: Does the brokerage or mutual fund company also begin classifying these payments as capital gains at this point, or do they continue to classify them as ROC, and leave it up to the investor to report them as capital gains?
A distribution from a mutual fund trust will often include a portion of ROC. Although ROC is not generally taxable immediately, it reduces the tax-adjusted cost base of the units held. In general, the unitholder is responsible for determining the correct tax-adjusted cost base of the mutual fund units at all times. As such, it will be incumbent upon all investors to keep track of the historical ROC adjustments to determine if the cumulative cost base adjustments result in a negative amount; generally this excess (and the resultant capital gain) will not be separately disclosed by the mutual fund companies or brokerage firms. The CRA publishes a helpful guide RC4169, Tax Treatment of Mutual Funds for Individuals, for further assistance in understanding the personal tax implications of investing in mutual funds.
4) I received the November statement of my RRSP account with BMO InvestorLine and was surprised to find that non-resident tax at 19 per cent was withheld from dividends paid on my shares of Spanish-based Telefonica SA-sponsored American depositary receipts. My questions are: 1) Whether sponsored ADRs on the New York Stock Exchange are covered under the tax treaty between the United States and Canada; 2) If yes, is there anything that I could do with BMO InvestorLine for some remedy; and 3) If not, what is the withholding tax rate on dividends?
The Canada-U.S. tax treaty provides an exemption from the U.S. withholding tax on U.S.-source dividends and interest held within a Canadian RRSP or registered retirement income fund. However, other foreign security distributions are not subject to this Canada-U.S. treaty exemption, regardless of whether the investment is in U.S.-denominated ADRs or in ordinary securities. The withholding tax on other foreign securities is withheld at source at the full rate of the issuing country. There is no facility in the Canadian securities industry for the beneficial owners of other (that is, non-U.S.) foreign securities to receive the benefit of any tax treaty between Canada and the issuing country. The only recovery option is to apply directly to the issuing government tax authority for any potential refund due to the provisions of the relevant tax treaty, if any.


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More than two dozen elected officials, candidates and civic and business leaders took a tour of north Baton Rouge on Tuesday, highlighted by visits to several residential and commercial developments under way north of Florida Boulevard.
But the tour itself can be seen as a small part of a much larger initiative, one that could take decades if it's successful at all — the revitalization of a vast swath of the city left behind by years of disinvestment.
State Rep. Regina Barrow, D-Baton Rouge, told the group that her teenage daughter told her one day years ago that when she grew up she would move out of north Baton Rouge.
"When she looked out, everything looked dismal," she said of rundown neighborhoods and dilapidated storefronts. "When she said that it made me wonder how many other people feel that way."
Barrow's response after being elected to the state Legislature was to create the Greenwell Springs-Airline Economic Development District, which put on Tuesday's tour with the help of the East Baton Rouge Redevelopment Authority.
State Sen. Sharon Weston Broome, D-Baton Rouge, said there is "a great constituency here in north Baton Rouge" but noted, "Sometimes it looks like a tale of two cities within one."
The group started by passing by two 1960s-era low-income apartment buildings slated to be torn down by the East Baton Rouge Housing Authority and replaced by townhouse-style developments — each at $10 million — by the end of next year.
Richard Murray, chief executive officer of the housing authority, told the group that Hospital Plaza Apartments behind LSU Earl K. Long Medical Center and nearby Colonial Place will be reborn as Willow Creek and Autumn Place. The complexes will have fewer units but will have more space and be more appropriate for families, with two-, three- and some four-bedroom units.
The bus stopped at 2687 Amarillo St., a model home in Urban Gardens, a 21-home development north of Hollywood Street built by the Urban Restoration Enhancement Corp. and designed by the Southern University School of Architecture.
The homes, which are about 1,500 square feet, will sell for $134,000 and be marketed to families making 60 percent to 80 percent of median family income. Qualified buyers end up with financial assistance in the range of $60,000, which can put them into homes they could not otherwise afford, Metro Councilwoman Ronnie Edwards said.
Edwards pointed out this area has not seen this level of investment in 50 years.
"This is what qualified affordable housing is supposed to look like," Metro Councilwoman Tara Wicker said as she boarded the bus. "You shouldn't have to leave the neighborhood and go out to the suburbs."
Shervisa Sullivan, who owns the VIP Daiquiri Café on Airline but is looking for a site to start a talent development center focusing on modeling, acting, dance and music lessons for teens, said she was encouraged to see high-quality residential development replacing the run-down apartment complexes of the 1960s.
"The ones I've seen today are actually livable," she said.
Will Campbell, director of Southern University's Small Business Development Center, said he was also encouraged at the amount of development, but wanted to make sure local subcontractors — electricians, plumbers and roofers — are getting the benefit of development in their own neighborhoods.
The group also looked at Hooper Springs, a $7 million, 48-unit senior housing development from an Idaho-based affordable housing developer and heard of plans for nearby Cypress Springs, a $16 million, 144-unit senior housing development.
"We do have some successes under our belt," said Courtney Hunt DeVaull, of the Greenwell Springs-Airline district.
Edwards pointed out that a shopping center the bus went by at Airline and Plank Road has not had a vacancy since it was rehabilitated by a private developer two years ago.
Still, there is much more to be done.
Edwards and Broome talked about the importance of attracting quality grocery options to north Baton Rouge, generating applause from the bus.
"It's definitely at the top of our priority list," Broome said.
Other sites the bus passed was a stretch of Ford Street in Zion City that the city-parish overhauled to include sidewalks, a boulevard and curbs; Cedar Pointe, an subdivision of affordable housing; a storefront-improvement grant recipient's business; three neighborhoods the RDA targeted earlier this year with its community improvement plans; new residential development along Wooddale Boulevard; the new YMCA at Howell Place; and Smiley Heights, a proposed mixed-use development north of Florida Boulevard that is now primarily vacant land.
"Hopefully," said Johnny Robertson, who sits on the board of the Greenwell Springs-Airline district, "when you're looking at north Baton Rouge in five or 10 years, you'll be looking at a better sight."
North Baton Rouge is the area of the city traditionally bounded by Airline Highway on the north and east; the Mississippi River on the west; and Florida Boulevard on the south.


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A worse firm than Jones?
12 RepliesJump to last post
It's true, there may be one it's called First Command; formerly known as USPA&IRA; anybody ever heard of or had experience with?
Care to share their story?
There's a First Command in my town. They prey on naive military folks and sign them up with those contractual plan mutual funds (i.e. Fidelity Destiny, AIM Summit, etc).
Yeah, I think they have something like 10% loads on their funds(contractual plan)...there were a few pretty rought articles on First Command in the WSJ 2-3 years back. I think their justification was that they help folks who wouldn't save in the first place to invest on a regular basis. You may be able to find these articles on the Internet. When I read them the first time, it was pretty repulsive. There are a few guys in my city with this firm. This is a big military town.
They probably have better equity research than Jones
They don't do individual stocks dumbass, they are Series 6 licensed....
First Command was sanctioned by the NASD/SEC several years ago for numerous violations to include predatory sales practices (scaring those military persons who were getting sent to Afghanistan and Iraq) into buying insurance/annuities products.
Check out these websites for more information:
The NYTimes wrote several scathing articles about First Command as well. The author was Diane Henriques.
They don't do individual stocks dumbass, they are Series 6 licensed....
nothing seems to get by those boys (and gals in green)
They probably have better equity research than Jones
Maybe Jones should follow suit
They probably have better equity research than Jones
They don't do individual stocks dumbass, they are Series 6 licensed....
Maybe Jones should follow suit, but then again I need Skrainka to tell me when to get out of the market
What caught my eye was one of the trade mags had their b/d survey and they were listed. These guys are 1099 independent contractors that pay their rent, utilties, admin salary, mkt expenses etc..., then you see their payout is like a bank - .25 - .35 bps. How the hell do they make money, even on contractual fund deals; which I don't believe they can do now.
First Command made the front page of this week's Investment News:


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Smarter Better Faster (2016) combines personal stories and business research to show that being productive isn't just about managing your to-do list, but about making the right choices and maintaining the right mindset. These blinks offer advice on how to stay motivated, keep yourself on track and work in teams effectively to maximize your creativity, productivity and success.
Charles Duhigg is a Pulitzer Prize-winning reporter for the New York Times. His first book, The Power of Habit, stayed on the Times' bestseller list for over 60 weeks.


text:
Reiki Center of Venice
'M' Energy Systems
- Magical Nature Reiki
- Ma'heo'o Reiki
- Mari_el
- MatriVihara Reiki
- Medicine Buddha
- Merfolk Reiki
- Money Reiki
- Moon Reiki
- and more
Ma'heo'o Reiki
Cost of certification $40
Cost of certification $20
MatriVihara Reiki
Medicine Buddha by Stephen Comee
The Medicine Buddha Reiki is called the Buddha of healing, or the "Buddha Doctor."
In this course, students meditate on the image of Buddha and chant his mantra to alleviate suffering and to attain enlightenment. Included are two symbols, a self-empowement method, and Tibetan Reiju Empowerment Method.
Cost of Class: $25
Magical Nature Reiki Certification
Magical Nature Reiki was created by Pamela Caddy and was developed to help us gain a deeper connection to mother earth, her nature kingdoms and her nature beings.
This certification is through long distance learning and manual and certificate will be emailed to you.
Cost of Certification: $25
Merfolk Reiki Certification
Merfolk Reiki was presented by the Vision in the Stars Reiki Academy & Psychic Center.
Merfolk are sentient creatures whose upper bodies appear like those of an elven maiden and pale greenish or bluish in color. Below the waist, they have a strong fish0tail.
Included is the Lengend of Echra, the Mermish language, merfolk healing, The Melodies of Healing, Inotations.
Cost of Course is $25. Manual, attunement and certificate will be emailed to you.
Moon Reiki Certification
Moon Reiki is based on the ancient traditions of the moon being the symbol of the feminine.
The Sacred Feminine deals with our feelings, insights, ideas, dreams, and our intuitive self. It is the belief of the yin and yang and the equality of all things.
Everything is sent by email. Cost for Certification: $25


text:
- Please select a date to see the proper prices!
Description of the accommodation:
Rooms, services Spend some remarkable days in Miami and enjoy the hospitality of FL MOTEL 6 MIAMI Miami! The guests of the motel may stay in a nicely furnished, comfortable room in Miami. To learn more about the exact range of services of FL MOTEL 6 MIAMI Miami (including services for an extra fee) and the exact equipment of the rooms, please check the information sheet below.
Payment Advance payment by credit card or providing credit card guarantee may be necessary for finalizing the reservation, depending on the chosen date, room and price.
Arrival, opening hours The personnel is at your service in English.
FL MOTEL 6 MIAMI Miami rooms Rooms
- Please select a date to see the proper prices!
Accommodation services
Pet friendly


text:
Why Does Willow Smith Have a Fake British Accent in Her 'Summer Fling' Video?
Willow Smith's first single "Whip My Hair" became our main jam in 2010 despite our best efforts to keep it at bay and when her follow-ups "21st Century Girl" and "Fireball" were decently catchy we begrudingly called ourselves fans of the pipsqueak starlet (seriously, who listens to a pre-teen on repeat?). However, her latest single — which she released under the name Melodic Chaotic, a collaboration with DJ MVSIC Fabrega — "Summer Fling" is causing more head-scratching than bobbing.
We know that pre-teens have crushes and daydream of summer flings, but we're less clear on why they need to clarify that said relationships are "just for fun." And we're even foggier on why Willow narrates her romance with a British accent. Last time we checked, the whole Smith gang was from the good ol' U.S. of A.
While we genuinely loved "Whip My Hair" — seriously, still can't get enough — Willow is coming dangerously close to our pretentious child threshold with this latest ditty.
Follow Abbey On Twitter @Abbeystone | Follow Hollywood.Com On Twitter @Hollywood_Com
Jaden Smith Has Tiny Baby Legs at 'After Eart' Tokyo Premiere
Can Rebecca Black Say Goodbye to Her 'Friday' Infamy
Miley Cyrus' We Can't Stop By The Numbers
From Our Partners
Stars Pose Naked for 'Allure' (Celebuzz)
20 Grisliest TV Deaths of 2012-2013 (Vulture)


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Has anyone ever painted a room yellow before? It's a hard color to get right! What started as a Saturday afternoon project of painting the bathroom, turned into a week-long process.
My inspiration for the color was our new bath rug:
Isn't it pretty? I looked at Target, TJ Maxx, Younkers, World Market, and any place else I could think of that sold bath mats with no success. Well, I did buy two yellow ones at World Market that I still need to return. My goal with the rug was to cover up as much of the ugly linoleum as possible, so I was looking for something big, 3'x5′ to be exact! In a dream world, we would rip out the huge soaking tub/shower that you have to use a step to get into and put in a glass shower and pretty tile on the floor. That's not in the budget right now, but a rug and new paint were!
I ordered the rug from Urban Outfitters. I know what you're thinking, Urban Outfitters only sells hipster clothes. Which is true, they sell a ridiculous amount of '80s inspired apparel, BUT they also have some pretty amazing (and affordable) rugs and furniture. I can't find the rug I got on the site, but here's one that's similar. You should definitely check it out (and no, I was not paid to say this).
Anyway, back to the rug. Here's a picture of what the bathroom looked like when we moved in. I don't mind blue walls in a bathroom, but this blue wasn't doing it for me.
Here it is now. Doesn't it look so much fresher? It took Adam a few days to get used to it (he liked the blue) but he likes it now. If only getting to this point had been simple! I started by priming the walls. Going from blue to yellow was a big change and when I put the sample over the blue it looked a little green. I also made the mistake of thinking that I could get by with 1 quart of paint for 2 coats. Granted, it's not a huge bathroom, but a quart of paint doesn't go very far! I finished 1 coat and was almost out of paint. Does anyone else wish that you could buy a 1/2 gallon of paint? A gallon seems like so much but a quart isn't enough. Just me?
It ended up being a blessing in disguise that I didn't buy a gallon of the first color I picked. After it dried, we decided it was a little brighter than what we wanted. So I headed back to Lowe's and got another quart of paint, just a couple shades lighter. So the color you see is 1 part Homestead Resort Tea Room Cream, and 1 part Cream Cake.
I also decided that since we've been married almost 7 years and haven't bought any towels since our wedding it was time to get new. These are actually a pretty green, they look kind of grey in this picture.


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To find out more, please contact:
+603 6204 8664
Siti Baizura:
+603 6204 8263
+603 6204 8857
Dates: 5 June 2017 (8.30am - 5.30pm)
Venue: Securities Commission Malaysia
Accreditation: SIDC CPE-approved: 10 CPE points
The Malaysian Code on Corporate Governance (MCCG) was first introduced in 2000 against the backdrop of the 1997/98 Asian Financial Crisis in order to strengthen the corporate governance framework and increase investor's confidence. Through periodic updates and enhancements, the MCCG is a key document in Malaysia's corporate governance framework and has contributed significantly in improving the corporate governance standards of Malaysian listed companies
Recognising the need for continuous improvement of corporate governance practices, the MCCG now adopts a different approach from previous versions. The new approach aims to encourage progression and provide greater utility for companies and their stakeholders.
This programme is designed to familiarise participants with the provisions of MCCG and the recommended practices espoused by the principles of the MCCG.


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Pack of 2 Real Foods Sesame Corn Thins - 150g
Real Foods »Product code: 286786
5.0 / 5 stars based on 1 ratings
Our price
Case Price£10.77 £1.80 per pack, you save 5%
Purchase Options
Earn reward points on this item and 54 when buying a case In Stock : Available for despatch next working dayGift wrap available
Product Description
These Sesame Corn thins are made by popping grains of organic maize under high temperature with added sesame seeds. This process creates a wonderfully crunchy, tasty crispbread that has more dietary fibre per g than wholemeal bread. Savour on their own or with a sensational topping of your choice!
Organic Maize (97%),Sesame (2%), Sea Salt (0.5%)
Product Ethics & Tags
The Real Foods Sesame Corn Thins - 150g product ethics are indicated below. To learn more about these product ethics and to see related products, follow the links below.
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I enjoyed with WOW butter, something different. First time tried
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Please see our Despatch & Delivery page for more information on delivery areas, services and charges.


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Jo heads off to Twin Falls, Idaho to help out a mom, who's a full-time college student. While her husband, Michael (34) is away at his weekly business travels, Donna (27), is struggling with her 6 kids: 10-year-old Cynthia, 6-year-old Misty, 5-year-old Sean, 4-year-old Diane, 3-year-old Tyler, and 2-year-old Justin. These kids have no respect for authority whatsoever; they spit, break things, throw tantrums, swear, fight, lie, hit, refuse to stay in bed, do their chores, or brush their teeth. Cynthia and Misty don't do their homework. Is Jo up to the challenge?
Discipline technique(s) used: Naughty Corner (for Justin, Tyler, Diane, and Sean), Toy Taming, Naughty Room (Misty and Cynthia)Other techniques used: Achievement Board, Voice Training Technique, Chore Chart, Stay in Bed, Toothbrush Technique, and Homework Area


text:
LH set of Golf Clubs Tommy Armour
Left handed set of irons 3-PW, mcgregor putter and 3 woods, great for a beginner or social golfer
Golf clubs and bag starter pack see pictures
Ad ID: 1275556538
Instant delivery quotes powered by AnyVan
Find out if you'll be accepted before you apply.
Intelligent Lending ltd (Credit Broker). Capital One is the exclusive lender.
Left handed set of irons 3-PW, mcgregor putter and 3 woods, great for a beginner or social golfer
Golf clubs Top Flite stand bag with 7 pockets 1,3 & 5 MacGregor oversized woods 3,4,5,6,7,8 & 9 Wild thing titanium faced irons Wild thing titanium faced pitching wedge and sand wedge Brand new Dunlop putter Donnay trolley with ball, tees and scor
Great bargain to be had here used but in good condition. Taylormade Cart Bag FootJoy Towel Wilson Fatshaft irons PW/9/9/7/5 Wilson Prostaff putter Variious taylor made balls and tees gloves etc
For sale is a set of Wilson muscle back irons, all of which have Wilson Ultra R Flex graphite shafts, 3,4,5,6,7,8,9 and P and sand wedge. The putter is steel shaft Ray Cook Classic plus ii. Slight wear on head. The driver is True Temper Tour Model ii
Here I have for sale a full St. Andrews Tour Collection Golf Set including two packs of Nike golf balls and two packs of Slazenger golf tee's. This golf club set has rarely been used with only a few clubs ever been used. Only the 3 Hybrid club sh
Full set persimmon golf clubs to include carry bag and a selection of golf balls, set includes 5 to9 irons wedge sand wedge and putter, 1,3,5 woods.
immac condition forged top range slazengers were £499 4 to pw steel stiff no marks excellent finish for forged irons area code cm38dl whitehouse farm unit 4a rettendon
MIZUNO MP-58 True Temper Dynamic Gold R300 Steel Shaft Set of 8 Brand New Brand New Hand Men's Right Club Type Irons 3- PW Brand Mizuno Model MP-58 Shaft Material Steel Shaft Dynamic Gold R300 Flex Regular Shaft Grip Mizuno Golf Pride Lie
MIZUNO MX-1000 Hot Metal True Temper GS95 R300 Steel Shaft Set of 6 Brand New Hand Men's Right Club Type Irons 4, 5, 6, 8, 9 , PW Brand Mizuno Model MX-1000 Shaft Material Steel Shaft Dynamic Gold R300 Flex Regular Shaft Grip Mizuno Golf
For sale is a set of six clubs which includes a wood and a putter as well as clubs 5, 7, 9, S. Putter, wood and 7&9 are unused and three still in plastic. 5&7 have been used. Case is in good condition, never made it onto a course and it needs a new h


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Over the years, a great deal of qualitative and quantitative research has focused on AVP programs in California, around the USA, and around the world. Please see the documents below that establish the significant positive impact of AVP programs in reducing violence and improving emotional states and relationships in the long term.
- AVP Effectiveness Study 2002
- AVP Evaluation Johns Hopkins
- AVP Middle School Program Evaluation
- AVP USA Report 2011
- CDCR AVP Graduates
- CDCR AVP Workshops 2010
- CDCR AVP Workshops 2011-2012
- Conflict Resolution Study 2001
- Kenya Williams PhD on AVP in CDCR
- AVP Impact on Anger Study 2010
- AVP Anger Impact Study Summary
- AVP CA Community Workshops 2011-2012
For further resources, please see AVP California's AVP Wiki.


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In these Terms and Conditions "we", "our" and "us" refer to HolidayRoot.com
You agree that you shall not use the Website for illegal purposes, and will respect all applicable laws and regulations. You agree not to use the website in a way that may impair the performance, corrupt the content or otherwise reduce the overall functionality of the Website. You also agree not to compromise the security of the website or attempt to gain access to secured areas or sensitive information.
You agree to be fully responsible for any claim, expense, liability, losses or costs, including legal fees, incurred by us arising from any infringement of the terms and conditions set out in this agreement.
As a condition of your use of this site you will not:
1) Post any unlawful, abusive, defamatory, obscene or indecent information or images.
2) Post or transmit any material or images of any kind that violates or infringes upon the rights of any other persons or any material that is protected via trademarks or any proprietary right, without receiving permission from the owner or relevant owner.
Advertising prices are guaranteed for the duration of the subscription period. We reserve the right to change our prices & policies anytime by publishing them on the website and revised prices & policies will come into effect for all renewals and new subscriptions contracted after the published date.
If you have signed up for an advertising trial, your advert will automatically expire at the end of the period unless you choose to renew it at the published rates in force at the time. There is no requirement for you to renew.
Periods of advertising are sold for calendar months starting from the date of initial activation of each property. You are able to temporarily or permanently deactivate your adverts but there is no discount or refund available for periods of time where you have chosen to deactivate your advert from our site.
If we receive a complaint about a listing misrepresenting the property, or its surroundings, or is any other way misleading or inappropriate then we reserve the right to remove the advertisement without notice, and retain payment;
We reserve the right to refuse or remove any advertisement from our site that we consider unsuitable, incomplete or misleading, or which we consider to contain Inappropriate Content, and will not be liable for any expense in so doing;
If an Advertiser wishes to have their advertisement removed from our site before the end of their subscription, this will be done as soon as we receive formal notice from the Advertiser by email from the email address registered on your Advertiser Account, quoting their Owner ID or Property number. No refunds will be given.
If an Advertiser is in breach of these terms we may remove the advertisement from our site without notice and without refund.
HolidayRoot.com offers a seven day cooling-off period, during which you may cancel your subscription and receive a full refund. To apply for a refund of your subscription fees during the cooling-off period, we must receive your refund request by email from the email address registered on your Advertiser Account to firstname.lastname@example.com stating your Advert ID no later than seven weekdays after your initial subscription payment, and you must not have published any Advert during this period. Once your Advert has been published on our website, the cooling-off period is automatically terminated. The 'cooling off period' applies to the initial advertising period only; it cannot be applied beyond the first Subscription period. After seven days you shall not receive a refund as the payment received includes the costs of setting up the advert and S.E.O done for your property on the major search engines. (Unless you have a guarantee with your preferred subscription plan)
You may cancel your advertising subscription at any time. All payments made prior to the cancellation are non-refundable and there will be no refunds made for such payments, even on a pro rata basis. Instead, your right to use the services for which you have already paid will continue until the subscription period expires.
Holidayroot.com reserves the right to terminate your advertising subscription at any time for any reason.
Auto-renewal applies to products purchased by debit or credit card on or after July 10th, 2015. Once you have renewed your subscription after this date, your listing will automatically renew on the payment card specified on your account. This renewal will occur on the listing's expiration date at the renewal rate for that date, in the currency you paid for previously, and will include VAT at the appropriate rate based on your country of residence, and whether you are running the property as a business. You will be informed by email up to 30 days prior to the renewal, and also on the day, the card is charged. You have the right to cancel the automatic renewal by giving 21 days notice of your intention to cancel. The automatic renewal will apply to;
12-month advertising at the price for the date of renewal.
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Extra Images if purchased with the current advertisement, at the price for the date of renewal.
If you would like to stop your adverts being auto renewed, then please email us on email@example.com, or contact us on the telephone numbers provided.
holidayroot.com do not store payment card information and are fully compliant with PCI-DSS.
The advertiser agrees to indemnify Holiday Root claims or costs arising out of any misleading information in the advertisement.
HolidayRoot.com will take every care to reproduce faithfully all details text and photographs provided to us by advertisers. We will not, however, be held liable for any loss arising out of any error or omission on our part. HolidayRoot.com reserves the right to determine the design and layout of advertisements, and (at our discretion) make alterations to submitted text or photographs, should we consider any to be necessary. HolidayRoot.com will not be held liable for any loss arising out of such alterations.
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The advertiser grants HolidayRoot.com a perpetual, royalty-free licence to use the Material for promotional purposes (including public relations material and marketing). The advertiser irrevocably and unconditionally indemnifies HolidayRoot.com immediately on demand against any cost, loss or liability (including legal costs), which HolidayRoot.com may incur by reason of any breach of copyright arising from its use of the Material. The advertiser understands that it may not reproduce photographic or textual material from any part of the HolidayRoot website without permission from the relevant copyright owner.
We endeavour to ensure that the Website will be available 24 hours a day, every day of the year but can not guarantee uninterrupted availability of the www.holidayroot.com website and cannot provide any representation that using the website will be error free. HolidayRoot.com have complete discretion to add, modify, update or remove any part of this site without warning or liability arising from such action.
HolidayRoot.com use various external marketing and advertising sources to generate traffic and to drive traffic towards our site and your property listing. You agree to allow your property details in whole or in part to be individually featured, or featured as part of a group. All marketing and advertising is aimed towards generating enquiries through our website.
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text:
Hot Pink Chevron Top
$ 26.00
CHEVRON MUST HAVE! If you love chevron you NEED this new top! Sweet and simple, this Hot Pink Chevron Top goes with everything . The fit and perfect chevron print make this one a must have! See other cute chevron tops in all colors at our online trendy boutique!
- 95% Rayon
- 5% Spandex
- Small: 28 inches
- Medium: 28.5 inches
- Large: 29 inches
- Model is 5'6, 32 C bust, size 0/2 pants, size small top and is wearing a size small
- Loose fit. Chevron print. 3/4 sleeves. Colors: hot pink and white. Dolman style sleeves.
- Fast 2-3 day shipping on all orders! Ships from Miami Beach, FL


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Feel free to contact me by phone (310) 319-6500 or via email at firstname.lastname@example.com.
My West Los Angeles office is located at 2550 Overland Avenue, Suite 100, Los Angeles, CA 90064. It is easily accessible from: Santa Monica, Venice, Culver City, Century City, Beverly Hills, West Hollywood and Downtown LA (using Metro Rail).
My Larchmont office is located at 439 N Larchmont Blvd, Los Angeles, CA 90004. The office is conveniently near Larchmont's shops and restaurants, and is easily accessible from Hancock Park, Silver Lake, West Hollywood and Studio City.


text:
D.C. Council member Marion Barry has earned many distinctions in his long political career. First president of the Student Nonviolent Coordinating Committee. Founder of Pride Incorporated. Four-term mayor. Longest-serving public official. On Thursday, he garnered a new, dubious distinction, becoming the first D.C. Council member ever fined for an ethics violation. In an agreement with the Board of Ethics and Government Accountability, Barry agreed to be censured and pay $13,600 to settle a probe into his acceptance of $6,800 in gifts from city contractors — while proclaiming in a statement that his "character and integrity remain intact." He still could face sanctions from his council colleagues for the second time in four years, with Chairman Phil Mendelson set to appoint a five-member committee to recommend further action. More from WaTimes, AP, Loose Lips, DCist, WJLA-TV and WAMU-FM.
In other news:
The complicated motivations behind the Wal-Mart vote (DofD)
Study: It takes $88,615 for a family of four to live decently in the Washington region (WAMU-FM, DCFPI, Poverty & Policy)
"If Washington and other cities with high poverty and unemployment rates really want to turn things around, they should embrace economic development" (City Journal)
"Without Wal-Mart and related retailers it supports around, the residents can continue their long treks to Maryland and Virginia for jobs and affordable shopping" (Fortune)
By the way, Marion Barry went on Fox News to discuss his living-wage vote, and it went pretty much how you would expect (Mediate)
Meanwhile, Vincent Orange went on Fox Business — and held his own (FBN)
So what will Vince Gray do? (WJLA-TV, WUSA-TV)
Civil rights group: Arrests for petty crimes have "criminalized a large portion of the African American community" (Post)
There's another reason your Metro train intercom isn't working: The driver might have turned it off (Post)
D.C. residents say they've been defrauded by non-Pepco power suppliers (Post)
Irv Nathan says city can't afford to change police forfeiture law (WaTimes)
"You can exhale. The D.C. Council has adjourned for the summer." (Post editorial)
Hardy Middle School principal steps down (Post)
Council voted down fire chief's redeployment plan unanimously (WTTG-TV, WRC-TV)
Significant rise in reported rapes from 2011 to 2012 (DCist)
Still a problem: More than half of D.C. marijuana possession arrests involved no other charge (Post letter)
On immigrant licenses and REAL ID, the "odds look good for the feds and bad for Washingtonians" (Post letter)
Herb Tillery and Barbara Nophlin confirmed to charter school board (Post)
Looks like Adam Kokesh still remain in jail for at least three months (WAMU-FM)
Slain Howard student had had his apartment broken into (Post)
Statehood delegation funding bill gets hearing (WAMU-FM)
Yes, you can take pictures of building permits now (GGW)
Rusted stairs at Rhode Island Avenue stop caused June Red Line disruption (WTTG-TV)
It's going to be hard to fix a poorly draining section of West Virginia Avenue (District Curmudgeon)
ANC somehow votes to support New Mexico Avenue bike lanes (GGW)
What's in the bike safety bill just passed by the council (WashCycle)
Faced with huge tax bill, Transgender Health Empowerment declares bankruptcy (Blade)
The latest Cultural Tourism DC walking tour is in Logan Circle (Post column)
Events D.C. is now lead sponsor for Nation's Triathlon (WBJ)
Judge has to intervene in landlord-tenant dispute over lack of power in Northwest building (WJLA-TV)
Union Market just keeps growing (WBJ)
Taxi Commission and D.C. Lottery are moving to a new Anacostia building (WBJ)
The grounds for the Hine redevelopment appeal (Capitol Hill Corner)
Capitol Riverfront BID exec moves up to Mount Vernon Square (Housing Complex)
Pope John Paul II's canonization could have D.C. repercussions (WaTimes)
Ice cream truck hijacked in Anacostia (Post)
Fixture of D.C. food scene, it turns out, isn't much of a booster (Post Mag)
So here's your boosterism (Young & Hungry)
The Advoc8te may abandon the 8 (CHotR)


text:
Fix anpop.dll error
anpop.dll Description :
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text:
|Local 355 Administrative Clerical Employees
Union decline hurts all workers
Washington University sociologist Jake Rosenfeld and co-authors find that the dramatic decline in union density since 1979 has resulted in far lower wages for nonunion workers, an impact larger than the 5 percent effect of globalization on their wages found in recent research.
Specifically, nonunion men lacking a college degree would have earned 8 percent, or $3,016 annually, more in 2013 if unions had remained as strong as they were in 1979.
Between 1979 and 2013, the share of private sector workers in a union has fallen from about 34 percent to 11 percent among men, and from 16 percent to 6 percent among women. The authors note that unions keep wages high for nonunion workers for several reasons: Union agreements set wage standards and a strong union presence prompts managers to keep wages high in order to prevent workers from organizing or their employees from leaving. Moreover, unions set industry-wide norms, influencing what is seen as a "moral economy."
This is the first study providing a broad estimate of the wage decline for nonunion workers as the result of the erosion of unions.
This decline in unions has eroded wages for nonunion workers at every level of education and experience, costing billions in lost wages. For the 32.9 million full-time nonunion private sector women and 40.2 million full-time private sector men, there is a $133 billion loss in annual wages because of weakened unions.
Scroll down to Additional Resources for additional articles on the EPI study.
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Photographs and illustrations, as well as text, cannot be used without permission from AFSCME.
|Privacy Policy


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Value City Furniture - desks, lamps, and bookcases
For more details, please see our Privacy Policy page.
Value City Furniture
Value City Furniture is a home furnishings retailer with items for every room in the house. The living room section has sectionals, loveseats, coffee tables and sofas. There are sleeper sofas and ottomans available. There is a bedroom section selling dressers, beds, nightstands and mirrors. The dining room section features dining sets and bar stools. The retailer has a youth section where you can find children's furniture and accessories, including bunk beds, desks and seating. They also have a home office section where you can purchase all your home office needs, like desks, bookshelves and executive chairs. The factory outlet features discounted merchandise. Home accents and décor items are also sold, enabling customers to find anything they might need to decorate their home.
Value City Furniture - Selling American Signature
Value City Furniture was founded in 1948 by Jerome Schottenstein in Columbus, Ohio. The retailer has over 125 stores in 19 states nationwide. The retailer operates in the eastern half of the United States, in states like Florida, Maine, North Caronlina, Alabama and Georgia. The company sells American Signature furniture and designs, manufactures and sells everything in house so that they are able to sell items less expensively. They ship to over 90 countries and have a "track your shipment" feature online. There is also a VCF gift card service available.


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1300 flights canceled in Dallas/Fort Worth
Snow and Ice Storm slow down Dallas Airport and delay flights
Disaster Relief In The Philippines
TACLOBAN, Philippines (AP) - More than $270 million in foreign aid has been donated to help the...
< Search For NYC Woman In Instanbul Continues
Jan 28, 2013 07:13
Category: General News
Category: General News
Immigration Reform Deal Appears Imminent In Congress
WASHINGTON (AP) — Sweeping legislation to rewrite the nation's immigration laws may be closer to consideration. A bipartisan group of leading senators has reached agreement on the basics and plan to outline the deal today. But there are still thorny issues to iron out and success remains uncertain.


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New Workshops!
Effective Electronic Communication
Managing Employees at Distant Locations
Stop Complaining: No More Victim Talk
Workshops and Trainings | Retreats | Focus Sessions and Coaching
About Ben | Ben's workshop clients | Rave reviews for Ben's workshops
Effective Communication--Electronic, Phone and Face-To-Face
Einstein was wrong. The speed of gossip is much faster than the speed of light.
Ben Leichtling
Does seemingly harmless e-mail spark controversy and flurries of responses?
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text: I see several posts talking about going to the command prompt on the DINC. I have searched and have NO idea where in the world it is. If they mean my computer's command prompt that sucks because I am at work and can't get into it. Thanks for any help on getting to this. I was able to get it rooted with the leaked 2.2, now I just need the command prompt for some programs I want to install. FYI the leaked 2.2 is freaking amazing, haven't had a reboot (had many previous) since installation. Also runs a hell of a lot faster.


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3-1/3" X 4" White Laser & Inkjet Shipping Label, ML-0600, Same Size as Avery® 5164™, 100 Per Box
Brand: Maco
Product Code: ML-0600-Same Size as Avery® 5164™
Availability: In Stock
Product Code: ML-0600-Same Size as Avery® 5164™
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Proceeds from Label Supply Hut benefit a non-profit organization that provides vision screenings, education and support for individuals experiencing vision loss. Contact us to find out more.
Avery and the Avery product numbers are trademarks of Avery Dennison. Maco is not affiliated in any way with Avery Dennison.
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text:
- It's interesting to see Elder Andersen talk about a bunch of righteous people who had very difficult lives, shortly after a talk that claimed the Lord doesn't want anyone to be poor.
- The wise, the pure in heart, and the virtuous will have to be willing to do things others -- including some of their loved ones, presumably -- will disapprove of, in seeking blessings under the hand of someone everyone else holds in derision.
- "Many of those who dismiss the work of the Restoration simply do not believe that heavenly beings speak to men on earth." My own experience is that actually those who aren't wholly atheist tend mostly to believe God can talk to people.
- His statement that "we always welcome honest and genuine questions" is frankly false.
- "We are especially saddened when someone who once revered Joseph retreats from his or her conviction and then maligns the Prophet." This of course is true. It would well serve those of us who claim to revere the Prophet Joseph to gain some idea of what he actually taught. The Book of Mormon is clear that most of those who claim to receive the gospel from Joseph will fall into apostasy. Joseph's teachings also make clear that we must seek to meet the Savior in this life. Unfortunately, that's one of several topics the Church's correlation committee won't allow Church materials to discuss. Joseph made very clear several times, including in D&C 13, that animal sacrifice will be reinstituted, yet Mormons often insist this is false. Joseph Smith tried to teach that temple sealings were to seal people to the head of their dispensation through what was called "adoption" (another topic the correlation committee prohibits), but the modern version of sealing instead comes from Wilford Woodruff, who openly admitted he didn't know anything about "adoption" and invented the current way of doing things in its place. Most importantly, Joseph made clear we need to work to have Christ promise us salvation, while we're in this life. This is yet another topic correlation refuses to countenance, but Joseph's teaching was that those that don't receive that promise in this life won't be saved.
- "We might remind the sincere inquirer that Internet information does not have a 'truth' filter." Neither do the Church's published materials, which are often hilariously inaccurate.
- "You may understandably question what you hear on the news, but you need never doubt the testimony of God's prophets." The scriptures never promise prophets, real or so-called, won't be wrong. 1 Kings 13 and most of Ezekiel make very clear that while prophets are crucial, they can also make mistakes, and people who depend on their prophets to lead them to salvation will be damned.
- Of course, trusting too heavily on the internet is similarly foolish.
- Elder Andersen accuses Joseph Smith's detractors of presenting truth without adequate context. That's exactly what the Church's "Gospel Topics" essays do, too, for the most part.
- His constant refrain of "we might remind" people is awfully defensive.
- "A sincere inquirer should see the spreading of the restored gospel as the fruit of the Lord's work through the Prophet." So the simple fact of an idea spreading widely is a sign of truth? I think we can all find contrary examples.
- 2 Nephi 26:20: the prideful and unrighteous Gentiles have built up many churches. Sounds like an idea spreading to me.
- By the way, vs 26 ("Behold, hath he commanded any that they should depart out of the synagogues, or out of the houses of worship? Behold, I say unto you, Nay.") doesn't describe the modern LDS church. An acquaintance of mine was excommunicated and presented with a restraining order prohibiting him from entering any Church-owned property. The Church still hasn't told him why he was excommunicated, or given the order.
- While we're in 2 Nephi, 28:29 says "Wo be unto him that shall say: We have received the word of God, and we need no more of the word of God, for we have enough!" So what do we do when Pres. Hinckley in a newspaper interview (San Francisco Chronicle, Apr. 13, 1997) (and our recently released bishop, in his office) claim we don't need much revelation anymore, and Elder Wirthlin tells us everything necessary for our salvation has already been revealed (Gen. Conf., Oct 1994)? We should still pay attention to Joseph, who taught that you can't receive the Holy Ghost without receiving revelation, because the Holy Ghost is a revelator. (TPJS p. 328) So if you've not got revelation, you haven't received the Holy Ghost yet.
- Elder Wirthlin in the same talk tells us to "avoid delving into so-called mysteries", which also flatly contradicts Joseph Smith ("I advise all to go on to perfection, and search deeper and deeper into the mysteries of Godliness." HC 6:17)
- He keeps talking about fruits. That's a good criterion to judge -- it's the one the scriptures recommend, even (Matt 7:20, among others), but our fruits demonstrate only a good and kind people, not "one true church". Joseph and the scriptures taught that true belief leads to much more impressive fruits (Mark 6:17, for instance)
- "Each believer needs a spiritual confirmation of the divine mission and character of the Prophet Joseph Smith. This is true for every generation. Spiritual questions deserve spiritual answers from God." This is absolutely true. It would be nice if he'd include Joseph's teachings that indicate that the Holy Ghost who will deliver these answers is more than the warm fuzzy feeling by which we often allow ourselves to be guided.
- "you won't be of much help to others if your own faith is not securely in place."
- This is perhaps also true, but it would be helpful if we in the church had any idea what faith is, anymore, or in whom it should be placed. Since Lectures on Faith isn't considered scripture anymore, we have deprived ourselves of probably the best explanation of faith ever written.
- "The constant water balloon volleys from the sidelines may occasionally get you wet, but they need never, never extinguish your burning fire of faith." So we should assume that everything false comes from "the sidelines", whatever they are, and that truth always comes from whatever isn't the sidelines? Presumably that should mean the Church? So the Church never says anything false?
- "First, find scriptures in the Book of Mormon that you feel and know are absolutely true." So we're trusting intuition again?
- "I testify that Joseph Smith was an honest and virtuous man." Ok, so how do you also explain his polygamy and polyandry, historical occurrences the Church openly accepts? There is an explanation for those historical facts, and one which preserves Joseph's virtue and honesty, but it's not the one the Church presents.
- "In our society beyond the veil of death, we will clearly understand the sacred calling and divine mission of the Prophet Joseph Smith." The point of revelation is that we don't have to wait until death.
Saturday, August 8, 2015
"Joseph Smith", by Elder Neil L. Andersen
Find this talk here. I was excited about this one, because from the title it sounded like it would share details of actual history. Unfortunately it was all apologetics, and not particularly well reasoned apologetics at that.
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Rain good news for grain growers
eaGrain growers across Victoria's Wimmera are welcoming yesterday's rain.
Falls of nearly 10 millimetres have been recorded since yesterday morning at Horsham and Edenhope, while 21mm has fallen at Charlton.
The Victorian Farmers Federation's Peter Tuohey says the falls are timely.
"I think most of the grain growing areas would probably be looking for that 12mm to make a difference," he said.
"So it's all soaking in, it's good, it's all making us feel a bit better.
"I'm fairly confident we'll get it and we certainly need it to get crops out of the ground and up and running."
However, there was little rain for farmers in the Mallee.
Mildura recorded only 3.4mm, Swan Hill received nearly 5mm and there was nearly 6mm at Walpeup.
Central Victoria
Meanwhile, falls of just over 30mm have been recorded since yesterday morning at Bendigo and Redesdale, while 21mm has fallen at Charlton.
Mr Tuohey says more spring rain will be needed.
"There's a lot of angst out there because it is time the crop was out of the ground," he said.
"There is still even some crop that hasn't been sown because farmers have been a bit concerned about how the season's going.
"So we definitely need to get to have a good soaking of rain now, get the crop out of the ground and I think growers will be much easier once that crop is up out of the ground."
Topics: grain, rainfall, horsham-3400, mildura-3500, walpeup-3507, bendigo-3550
First posted


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Mentor Duluth for July 27, 2014
Mentor Duluth matches caring adults with children who can benefit from positive role models.
Name: Jasmine
Age: 15
Interests: School is important to Jasmine, and so is having fun. She loves playing football, baseball, basketball and hockey, and enjoys skateboarding, snowboarding and riding all-terrain vehicles. Jasmine enjoys going to the Duluth Entertainment Convention Center to watch hockey games and hanging out at the park with her friends. She also likes computers, video games and is learning how to play the guitar. Jasmine and her family love animals and have dogs, a cat, a bird and a hamster.
Mentor: Jasmine is looking for a mentor who would enjoy playing sports and helping her with her homework. She wants her mentor to be an active, happy person. Her mom would like a caring and compassionate mentor willing to spend time with Jasmine, maybe volunteer at an animal shelter together, go to the zoo or aquarium, or do anything outdoors.
For more information: To mentor Jasmine, contact Nicole Bloom Kruger at (218) 721-2334. To mentor another child, contact Mentor Duluth by calling one of the following:
- YMCA, (218) 722-4745, ext. 120
- Boys & Girls Club of Duluth, (218) 725-7706, ext. 518
- Neighborhood Youth Services, (218) 723-3523
- Valley Youth Centers, (218) 721-2334
- YWCA of Duluth, (218) 722-7425, ext. 108
- Proctor Area Community Center, (218) 628-6294
- Mentor Superior, (218) 393-9160


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AAR to STB: Our system works
The Association of American Railroads recently told the Surface Transportation Board that the current rail economic regulatory framework is a success for both railroads and their customers. Testifying at a hearing to review regulatory exemptions for certain types of rail traffic, AAR President a ...
24 February 2011
President Obama named BNSF CEO Matt Rose, AFL-CIO President Rich Trumka and United Food and Commercial Workers' Secretary-Treasurer Joseph Hansen to the White House Council on Jobs and Competitiveness. The three join a long list of mostly business executives and bankers on the council. ...
24 February 2011
Ohio crossing improvements approved
The Public Utilities Commission of Ohio approved an agreement between PUCO, Wheeling & Lake Erie Railway Company and the City of Twinsburg authorizing W&LE to install flashing lights and gates at two grade crossings in Summit County. W&LE will install the upgrades at the Can ...
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24 February 2011
Axion to provide ties for Denver transit
Axion International, producer of industrial building products and railroad ties made from 100 percent recycled plastic, through the existing relationship with its sales representative, Innovative Green Solutions, LLC, received an initial purchase order to supply its Recycled Structural Composite ...
23 February 2011
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Operations have begun at the new Northwest Ohio Terminal, the cornerstone of a new double-stack freight rail corridor between East Coast sea ports such as the Port of Baltimore and the Midwest. Located near North Baltimore, Ohio, the new facility employs more than 200 full-time employees, and wi ...
23 February 2011
South Florida RTA begins new Tri-Rail shuttle serv ...
The South Florida Regional Transportation Authority began new Tri-Rail shuttle service in Opa-locka on February 22, 2011. Two routes, the Opa-locka Express North Link and South Link, will serve locations including downtown Opa-locka, the Central Business District, Miami-Dade College, the City L ...
23 February 2011
Indra's DaVinci System receives IBM Beacon Aw ...
Indra, an IT company in Spain and IT multinational in Europe and the Americas, received the IBM Beacon Award for the Best Industry Solution in the Travel and Transportation category, at a ceremony organized by IBM. The award recognizes the effort of the company in creating a highly inn ...
23 February 2011
KCS, authorities in East Baton Rouge Parish partne ...
Kansas City Southern has partnered with the East Baton Rouge Parish Sheriff's Department to conduct an Operation Lifesaver "Officer on a Train" event at the KCS crossings in the Parish, in an effort to promote public safety at railroad grade crossings. The event was held at 9:00 a.m. o ...
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Sunday 23 July 1995
It was Sunday, under the sign of Leo. The US president was Bill Clinton (Democratic).
In that special week of July people in US were listening to Waterfalls by TLC.
In UK Boom Boom Boom by The Outhere Brothers was in the top 5 hits.
Kids, directed by Larry Clark, was one of the most viewed movies released in 1995
while Rose Madder by Stephen King was one of the best selling books.
On TV people were watching Toini ja Heikki Haaman Show.
If you liked videogames you were probably playing Bureau 13 or Battle Arena Toshinden.
But much more happened that day: find out below..
You can also have a look at the whole 1995 or at July 23 across the years.
Old Newspapers
Have a look at the old newspapers from 23 July 1995 and get them!
TV Series
Which were the most popular TV series released in the last months ?
Which were the most popular movies released in the last months ?
Find out your future
Get a FREE Numerology report based on the digits of 23 July 1995!
Wish him/her..
Historical Events
Which were the important events of 23 July 1995 ?
- Egypt - Revolution Day (1952)
- St. Liborius
- Catholic - the feasts of at least 2 saints: St. Apollinaris
- Rastafari movement - Celebration of the birthday of Haile Selassie
- Roman Empire - Neptunalia held in honor of Neptune
- Libya - Revolution Day
- Papua New Guinea - Remembrance Day
Famous Birthdays:See famous people born on 23 July
Famous Deaths:
- Bob Rundick: Poet / DJ, dies at 52.
- Floyd McDaniel: Blues singer / guitarist, dies at 80.
- Hamlet closes at Belasco Theater NYC after 121 performances
- 124th British Golf Open: John Daly shoots a 282 at St. Andrews Scotland
- Tracy Kerdyk wins LPGA JAL Big Apple Golf Classic
- David Daliberti and William Barloon, two Americans held as spies by Iraq, are released by Saddam Hussein.
- Comet Hale-Bopp is discovered; it will become visible to the naked eye nearly a year later.
Featured Contents
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Music Charts
Which were the top hits in that special week of July 1995 ?
Top #10 songs in the USA
- TLC - Waterfalls
- The Notorious B.I.G. - One More Chance-Stay With Me
- Monica - Don't Take It Personal
- Boyz II Men - Water Runs Dry
- Nicki French - Total Eclipse Of The Heart
- Bryan Adams - Have You Ever Really Loved A Woman?
- All-4-One - I Can Love You Like That
- Shaggy - Boombastic
- Michael Jackson - Scream
- Blues Traveler - Run-Around
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Magazine Covers
What news were making the headlines those days in July 1995?
- EW: Entertainment Weekly: no.284
- Time: The Mysteries the Brain. Digital photomontage. Photographs from Tony Stone Images: Phrenology bust
- SportsIllustrated: Sports Illustrated: no.9492
Which were the most popular books released in the last weeks ?
Remember when
What videogames would you be playing back in the days ?


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A pair of ferocious forest fires rages out of control, threatening to destroy two American national parks and incinerate thousands of homes and park buildings. As the desperate battle to squelch the global warming-induced fires before they "blow up" reaches a fever-pitch, a mysterious string of violent airborne accidents among the air tanker fleet produces a mounting body count. The air tankers - the old aircraft used by pilots to bomb the fires with fire retardant slurry - have been literally falling apart in midair. Clearly not designed for such punishing high-stakes flying, the flying museum pieces should have been grounded years ago.Veteran pilot Clark Maxwell thought his fire bombing days were well behind him. But when Jerry Stein, Maxwell's friend and air tanker fleet-owner, calls at the height of the fire season to beg him to reenter the war, he doesn't hesitate. As the wildfires spread, whipped by massive winds and the federal forces arrayed against the fires reach their limits, hysteria and potential evacuation threatens the local population. In the middle of this crisis, Clark Maxwell becomes convinced that a sinister cover-up is behind the rash of horrific air disasters. As he races to unravel a very real mystery and prevent a natural disaster of massive proportions, Maxwell's probe reaches the upper levels of government agencies charged with mounting the aerial fire fighting effort - a move that for wholly unexpected reasons just may cost him his life.More
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The Georgeson Botanical Garden is beautiful. I see it's $5 per visit and there is a student annual membership price of $20, discounted from the $35 individual. Is there a staff discounted membership?
The Georgeson Botanical Garden fee supports operations at the garden, which is minimally staffed. There is no special discount for faculty and staff. The fee is $5 for adults, and Georgeson Botanical Garden members and children are free. Our garden manager says that membership is a "screaming deal" at $35 per year for individuals or $50 for families. Come and visit the garden.
— Steven Seefeldt, state horticulture specialist and faculty advisor to the garden


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Montague Guest House
- Address
- Montague Guest House, Murray Park, St Andrews, KY16 9AW
- Area
- St. Andrews
- Nearest Airport
- Dundee (30 minutes) Edinburgh (60 minutes) Glasgow (2 hours)
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Purebaby Short Sleeve Zip Growsuit - Pale Grey Anchors Away
Short sleeve growsuit with short legs, this zips all the way through the centre for easy dressing and features a safety fold at the neck. With 100% organic cotton construction, this zip growsuit is beautifully soft and comfortable.
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GraphicRiver Isometric Rural Church Building 11280738
Category: Stock Vector | Comment: ( 0 )
GraphicRiver Isometric Rural Church Building 11280738
Stock Vector \ Objects \ Buildings
Patio \ Place \ Pastures \ Liberty \ Mountain \ Prayer \ Ranch \ Wood \ Worship
Stock Vector - Isometric Rural Church Building 11280738 by aurielaki @ GraphicRiver
Stock Vector \ Objects \ Buildings
Layered: Yes; Graphics Files Included: JPG Image, Vector EPS, AI Illustrator; Minimum Adobe CS Version: CS.
Isometric Old Place of Worship – American Liberty House of God Building
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