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BROOMALL, Pa., March 15, 2017 /PRNewswire/ -- Factor4, LLC, the leader in stored value solutions to the SMB marketplace, has integrated its proprietary gift and loyalty platform with 3dcart's eCommerce platform. 3dcart offers a complete web store solution that will enable Factor4's customers to have a simple, secure integration to sell egift cards.
Factor4 offers merchants the complete solution for gift and loyalty programs. Factor4 CEO, Dan Battista, commented: "Egift cards are the fastest growing segment of the gift card market. While the majority of national retailers sell digital gift cards, only a minority of small businesses do as well. Our integration with 3dcart enables Factor4's customers to compete in the egift card market and to increase overall gift card sales."
3dcart's platform covers all of the technical needs of an online store, with no download required. Merchants can build a full-featured, customizable website to sell anything, including egift cards via Factor4. "Our integration with Factor4 enables retailers to offer egift cards to their clients that can be redeemed online or at their retail locations." said Jimmy Rodriguez, COO of 3dcart. "The Factor4 and 3dcart partnerhip allows merchants to expand their businesses while leaving the complexity of integrating new technologies to the experts."
Factor4 is offering its customers a free 15-day trial of this solution. To learn more about the egift card solution, contact Dan Battista at firstname.lastname@example.com.
About Factor4Factor4, LLC was formed by four payment services experts to provide the premier gift card and loyalty solution. The founders' strength comes from their combined industry expertise and extensive network. Factor4's strength is from its best in class proprietary platform, technology and team. The RewardOS API provides effortless, feature-rich integration to a wide range of point-of-sale devices. Factor4 serves over 11,000 customers and growing. For more information, visit www.factor4gift.com.
About 3dcart3dcart (http://www.3dcart.com), located in Tamarac, Florida, is an All-in-One eCommerce solution for retailers to build, promote and grow their online stores. 3dcart's services include the best Technical Support in the industry, 100+ Mobile-Ready Themes featuring the latest technology, order management software, blog, email marketing tools and more. Since 1997, the company has been a leader in the eCommerce market, building online stores for businesses of all sizes. Today, 3dcart supports over 17,000 retailers, is Visa PCI Certified and a Google Partner.
For media inquiries, contact Aimee DuCasse, Director of Marketing, Factor4 at 610-662-7926 or email@example.com.
To view the original version on PR Newswire, visit:http://www.prnewswire.com/news-releases/factor4-llc-integrates-with-3dcart-ecommerce-platform-to-offer-egift-cards-300423626.html
SOURCE Factor4, LLC
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An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
nickname that was adopted as a surname. Nicknames often reflected the physical characteristics or attributes of the first person that used the name.
Maldanado Early Origins
Castile, prominent among the Christian kingdoms of medieval Spain.
Maldanado Spelling Variations
Maldanado Spelling Variations
Spelling variations of this family name include: Maldonado, de Maldonado, Maledonado, de Maledonado, Maldolado and many more.
Maldanado Early History
Maldanado Early History
This web page shows only a small excerpt of our Maldanado research. Another 379 words (27 lines of text) covering the years 1158 and 1214 are included under the topic Early Maldanado History in all our PDF Extended History products and printed products wherever possible.
Maldanado Early Notables (pre 1700)
Maldanado Early Notables (pre 1700)
Notable bearers of the family name Maldanado were sixteenth century Spanish military officer Francisco Maldonado; sixteenth century writer Juan Maldonado; eighteenth century Spanish politician and geographer Pedro Vicente...
Another 28 words (2 lines of text) are included under the topic Early Maldanado Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Some of the first settlers of this family name or some of its variants were: Francisco Maldonado Dorado del Hierro, who journeyed to America in 1523; and participated in expeditions to Peru and Colombia. Also of note was Diego Maldonado, who voyaged to America in 1546.
Maldanado Family Crest Products
Maldanado Family Crest Products
See Also
See Also
Other References
The Maldanado Family Crest was acquired from the Houseofnames.com archives. The Maldanado Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 16 November 2013 at 15:15.
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Presentation of the facade of the "Theatre on Podol", 29.11.16
The building of the Kiev academic Theatre on Podol will not be commissioned until we agree with the public and experts. This was stated by the mayor of Kiev Vitaly Klitschko, the press service of the KSCA.
"The architectural ensemble of the Andriyivskyy descent – the iconic, historic streets must be saved! Without taking into account the opinions of specialists and the consent of the public this building will not be commissioned. Need to modify the appearance of the building, so it is not distracting from the ensemble of buildings on the descent, and should be taken into account the recommendations of the town planning Board," said the mayor.
According to Vitaly Klitschko, the contractor did not take into account the recommendations of the town planning Board, which dealt with the project of reconstruction of the facade of the building. In addition, the project was not presented to the public.
News on topic: Chief architect of Kiev: Before the opening of the Theatre on Podol in March, its façade can be modified
We will remind, the presentation of the facade of the Kiev drama Theatre on Podol took place on 29 November at 10:00. During the opening of the facade part of the audience shouted "shame!", also sounded applause.
As previously reported, Kiev angered the facade of the new building of the Kyiv drama theatre on Andreevsky descent. Negative reaction stems from the fact that after the reconstruction the theatre does not fit into the overall picture: modern black building stands out on the background of old houses.
On 28 November, the project of the Theatre on Podol posted in open access on the website of its author, Kharkov architect Oleg Drozdov.
News on topic: Coffin, crematorium, complete trash: How social networks protested the new theatre on Andreevsky descent


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Wessex FM News
Police Issue Bike Theft Warning
10:15am 8th August 2014
Dorchester Police say over the past few weeks there have been several thefts of bicycles from villages, campsites and in Dorchester town area.
Most of them have been unlocked and left in gardens or outside houses.
A spokesman from Dorchester Police said:
"It only takes a minute for an opportunist to take them so please ensure where ever you leave your bike even if its just for a short while you lock it up and if possible to something solid ideally using a D lock. It is also a good idea to security mark your bike and keep all the details i.e make, model, picture in a safe place. If you need any advice on security please contact 101 for your Safer neighbour Hood Team."
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YAY! Today I am happy to announce my latest design for the Bag of the Month Club for June 2017, the Factotum. The pattern has now been added to all membership accounts! If you haven't joined yet, there is still time to join and get all of this seasons patterns, click here to sign up! The Factotum is the perfect office tote bag! At the front of the bag, under the flap, are pen pockets, slip pockets, a divided middle... Read more →
WEBSITE HOME SHOP NEWS BLOG HOME TUTORIALS TIPS FUNDAMENTALS TOOLS of the TRADE GUEST POSTS SEW ALONGS


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lauantai 20. lokakuuta 2012
11 kommenttia:
gorgeous card Kaija and beautiful coloring.VastaaPoista
greetings karin
beautiful card...love the soft coloring :)VastaaPoista
A great card and image and I love your big bow too.VastaaPoista
Thanks for joining us at One Stop Crafts challenge in our anything goes challenge.
Lovely Card...thanks for joining us at PPC.VastaaPoista
Morning sweetie this is just gorgeous, fabulopus creation thank you for joining us at SC this time, huggles Pops x x xVastaaPoista
Gorgeous card. Thanks for joining Penny's Paper-Crafty 'Girls, Girls, Girls' Challenge. Diane xVastaaPoista
Beautiful - gorgeous image and I love the soft colours you've used.VastaaPoista
Thanks for joining us at Penny's.
Helen x
I love the beautiful colors of this card, just a gorgeous card! Thanks for joining us at The One Stop Craft Challenge!VastaaPoista
This is a really beautiful card. Thank you for joining us at craft this week. JeanetteVastaaPoista
Such a pretty card I sooooo love those papers & of course the lush image.VastaaPoista
Thank you for joining us girlies over at Saturated Canary Challenges, hope you will join us again ;0)
A wonderful image and an amazing card! Thanks for joining us at Sketch Saturday!VastaaPoista
;-) Alex H.


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CHILDREN OF THE CORN, 1984. Original red back version rolled 1 Sheet (27/41″) Movie Theater Poster starring Peter Horton, Linda Hamilton, R.G. Armstrong with director Fritz Kiersch and by author Stephen King. Winner of Brussels International Festival of Fantasy film and nominated for two other awards. This is a fantastic horror film.
This poster is rolled and in mint condition.
Condition is C10 Sold For $125
To request another copy of this poster <Click Here>
To see this poster and others visit our gallery the Limited Edition in old town Katy, Texas. Providing poster sales, Linen Backing, Restoration and Framing services to the Houston, San Antonio, Austin and Dallas regions since 1994.
The Limited Edition Art and Antiques was established in 1994 in Historic Downtown Katy, Texas and features an eclectic variety of antiques, ephemera and original folk art created by the proprietor Elizabeth Proctor.
We specialize in the sales, linen backing, restoration and framing of vintage posters, We purchase collections and offer consignment services for your collections.
Follow us on Facebook at
"About Limited Edition"
Gallery Phone: 281-391-1993
EMail: [email protected]
Location: 5717 Second Street Katy, TX. 77493
Find Us – Google Map


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New Delhi: Asia No.1 Jyoti Randhawa and Arjun Atwal will become the first Indians to compete in a World Golf Championships (WGC) event when they tee off along side defending champion Tiger Woods in the WGC-American Express championship at the Capital City Club in Atlanta, on Thursday.
The $6 million championship is one of the four premier tournaments that comprise the WGC, organised by the International Federation of PGA Tours.
Both Randhawa and Atwal, along with former Asia No. 1 Thongchai Jaidee of Thailand, earned their places in the championship on the basis of their performance in 2002 Asian PGA Tour where Randhawa won the Order of Merit crown, Jaidee was second while Atwal finished third.
Woods will lead a host of top-10 players in the world rankings. There is no cut applied at the championship and even the last placed player is guaranteed a part of the prize money.
The tournament assumes greater significance for the two Indians, as a good finish here could open the doors of the US PGA Tour for them.
A victory would earn them an exemption on any Tour in the world while a top-10 finish would give them a spot in next weeks Las Vegas invitational on the US PGA Tour, which will be played at the TPC at the Canyon in Las Vegas.
The money earned by Atwal and Randhawa will also count towards their respective Order of Merits on the European and Japanese PGA Tours.
This is a huge opportunity for me personally, Randhawa said in a press statement.
I am looking at it as a chance to pitch my skills against the very best names in the world on American soil. I am playing well at the moment and am hopeful of doing well here, said Randhawa.
Randhawa finished tied 66th at last weeks $5 million Dunhill Links championship.
For Atwal, more than a jump in the European Tour Order of Merit, he would be eyeing to make it to the US PGA Tour.
It really doesnt matter whether I finish 60th in European money list or tenth. Because of winning the Malaysian Open, I am already exempt for the next two seasons. But I can achieve my ultimate dream of playing in the PGA Tour if I do well this week, said Atwal, who is currently leading the Asian PGA Tour money list. (PTI)


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Days 1-2 San Francisco & Yosemite National Park
Bid San Francisco a reluctant farewell and head east through California; this sure is one good looking state! You'll know you're getting closer to Yosemite with the scenery outside your window getting better the closer you get to the national park. Once inside you'll have the opportunity to hike or bike through the extraordinary landscape of glacier-carved granite monoliths and spectacular waterfalls. You're often not the only ones exploring the park with bears seen frequently in the area, and when the sun goes down listen out for coyotes howling amidst the pines and sequoias. This is a paradise for any lover of the outdoors; whatever activities you get up to in Yosemite, you're sure to have a blast. Accommodation: Camping included


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If you have never taken a sip of piping hot rock wulong tea and immediately followed it with a square of good chocolate, letting it melt luxuriously on your tongue as it mingles with the rich, complex aftertaste… Well, what on Earth are you waiting for?
Oh, you want both flavors in one convenient recipe? Something easy enough to whip up on a weekday afternoon yet refined enough to impress your dinner guests? A delicate balance of tea and chocolate, bitter and sweet?
Fine. But you're lucky you're so cute.
I chose our Premium Rou Gui for this recipe because it has a strong, distinctive flavor and a slightly sweet taste reminiscent of cinnamon. It is grown in the mineral-rich soil of the central Wu Yi mountain range and has a traditional medium roast, giving it an ever-so-slightly smokey edge.
When I use tea to infuse a recipe, I look for strength of flavor rather than delicate nuance; after all, what's the sense in investing in a high-end tea when the finer characteristics may be lost in the variables of other ingredients? Premium Rou Gui is a good value because it delivers a lot of flavor for a fairly low cost, and you can even use previous years' harvests to benefit from the sales price.
Despite being a rapacious dark chocolate fiend when selecting a chocolate to eat on its own, I used half milk chocolate in this recipe to avoid drowning out the tea flavor. If you prefer to use either one or the other, keep in mind that dark chocolate may mask the flavor of the tea while milk chocolate will make it significantly sweeter. I also make sure to use a good-quality chocolate which lacks the occasionally overbearing qualities of truly high-end chocolate. Valrhona, for instance, is delicious but rather distinctive; Ghirardelli chocolate chips (or Trader Joe's "Pound Plus" Belgian chocolate) are, conversely, obligingly nondescript, and have the added benefit of being very easy to find. Play around and see which chocolate suits you best!
If you don't have a pastry bag for piping the chocolate into serving glasses or tart shells, I often use gallon-sized zip-top freezer bags merely for convenience's sake. Simply fill the bag, snip off one of the bottom corners, and squeeze into your preferred mousse-to-mouth conveyance vessel.
Chocolate Rou Gui Mousse
- 16 oz (2 cups) heavy cream, divided
- 20 grams Rou Gui Wulong Tea
- 3 large eggs
- 5 oz sugar
- 4 oz milk chocolate, melted and cooled
- 4 oz dark (around 70%) chocolate, melted and cooled
- 4 oz unsalted butter, cubed and softened
- chocolate shavings or cocoa nibs (to garnish)
- Combine the cream and the tea in a saucepan and bring just to a boil over medium heat. Immediately remove from the heat and cover. Allow to cool for about 1 hour, then pour into a glass measuring cup, cover with plastic wrap, and chill in the refrigerator overnight or up to overnight.
- Strain the tea leaves out of the cream, pressing firmly with a spoon or spatula to get as much cream out as possible. Measure out 1 cup and whip to soft peaks; chill while you prepare the rest of the mousse. Reserve the rest to whip later as a garnish, if desired.
- In a large, heat-proof bowl, combine the eggs and sugar. Whisk briskly over simmering water using either an electric handheld mixer or a whisk until a candy thermometer reads 160 degrees; this will take between 5 and 10 minutes, and the mixture will be thick and frothy.
- Remove from the heat and continue to beat until somewhat cooled, about 5 minutes. Add the chocolate and butter and beat until well-combined and completely cool.
- Using a spatula, fold in the whipped cream until no streaks of white remain.
- Pour or pipe into glasses, serving bowls, or tart shells, and chill at least 1 hour before serving.
Chocolate Tart Shells
- 1 cup (5 oz) all-purpose flour
- ¼ cup (3 oz) cocoa powder
- ¼ teaspoon salt
- ½ cup (4 oz) unsalted butter, softened
- 6 tablespoons (3 oz) sugar
- 1 egg
- Sift together the flour, cocoa powder, and salt.
- Cream the butter and sugar. Add the egg, and beat until light and fluffy.
- Mix in the flour mixture until thoroughly combined.
- Wrap tightly in plastic wrap and chill for at least 1 hour, or up to 5 days.
- Roll out thinly, cut into circles, and press into tart molds or mini-muffin tins. Prick the bottoms with a fork and freeze for about 15 minutes.
- Bake at 350° F for 8-10 minutes, or until the dough appears dry and has puffed up slightly. Allow to cool in the pan, then remove and cool completely.
- Store in an airtight container for up to 3 days.
Happy Baking!


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Day 20
I find it interesting that this series that I am doing is taking place in the month of October.
Because the reality is, the very heart of this issue, what holds me back above all else……..
It's no surprise that the issue of fear is dealt with in the Bible several times. I've heard that it says in the Bible "do not fear" 365 times. Isn't that amazing? Once for every day of the year, we are told not to fear.
365 times, and it's not enough.
Although we all have this issue of fear in common, we may not all fear for the same reasons.
And here is where it gets a little comical.
What I fear is not so much the "bad things" that can happen, but the good things.
Isn't that silly?
It's true. I don't fear the bad things as much as the good things. I've been taught to expect that bad things. I understand that those things are meant to strengthen us and our relationship with God. I understand fully that God's will for our lives isn't always what we think and that sometimes bad things happen. I know that He answers prayer according to what is best, not necessarily what we want.
But good things? Yes I fear them. Good things change us in ways that can sometimes be more difficult than bad things. Good things mess with us. I know this sounds confusing, but just hear me out for a minute.
A few years ago I lost 30 pounds using Weight Watchers. I was about 5 pounds from my goal weight and I quit. Just stopped. And I remembered distinctly being afraid. I asked myself "who am I at 30 pounds lighter? How will I be able to live forever at this new weight?" Deep down I knew that this change was good, but I was afraid of what it would mean for me. The truth is, I was more comfortable 30 pounds heavier. I knew who I was then. I had my excuses and I stuck with them. 30 pounds lighter, and I have no more excuses.
That kind of change is HUGE, even transformation like. Once that kind of change takes place, it must stay, there's no going back. I didn't think I could ever mess up again, that I'd have to be perfect forever.
Without the gratitude list, I can stay comfortably in my little unhappy world. I can complain about what I don't like is going on in my life. I can wallow in my misery and feel like God has abandoned me all I want. If I begin to look at all I have instead of what I don't, it's not possible to continue to feel that way.
If I'm completely honest, I'd much rather remain the way I am.
Which is just plain ole frightening.


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Well, that was a wild one.
Before we get into the details that I'm sure you are all dying to know, I'd like to point out one thing. Prior to the start of the 12th inning, officials at Nationals Park put a message on the scoreboard informing fans that the post-game fireworks display would be postponed thanks to the late game. Something about concern for the neighbors. All well and good, right? Well, a good chunk of the remaining fans (there weren't many) took this as their cue to head for the exits. The game was tied. In the top of the 12th. The Nationals had tied it in dramatic fashion in the bottom of the ninth against Brad Lidge. But apparently, the fireworks were the only thing worth sticking around for. Amazing to me.
1) Andrew Carpenter has been recalled. He will start Saturday's nightcap thanks to the unavailability of J.A. Happ, who pitched two innings of scoreless relief while picking up his second win of the season. It's unfortunate for him. He hasn't been able to buy a big league start over much of the last year. But he pitched well, and his time will come. As for Carpenter, the Phillies had planned on calling him up regardless of tonight's result, because they felt they needed him for the bullpen for the doubleheader. Kyle Kendrick was available, but Manuel said the fact that Kendrick had never pitched out of the bullpen was one reason Carpenter was the choice. Left unsaid was that the Phillies want Kendrick to focus on revamping his game. And a call-up, however brief, could impact that. Carpenter will make his first big league start. It's a spot start that almost certainly will not result in another. But it will be fun to watch him pitch and see what he brings. He was 1-0 with a 4.72 ERA in six starts at Lehigh Valley. He turns 25 on Sunday.
2) Brad Lidge is a true professional, and he answered five minutes worth of questions about his second blown save of the season. He does not seem shaken at all. He says he feels good. Charlie Manuel says there is no problem with his stuff. "That's baseball," Manuel said.
Lidge has been through this before, although not since 2007.
"The first time you go through a rough time, you tend to make over-adjustments and you analyze too much," Lidge said. "Obviously at this point in my career, I feel very confident in my stuff. I know it's going to work. It's just I have to get on the right page with things, make sure I'm doing the right things out there. I need to make an adjustment and I'll have to figure out what that is. There is no question I need to throw better. It's been bad. I've been bad. But like I said, I feel confident and my stuff is there so at some point I know things are going to go really well."
3) Miguel Cairo has been designated for assignment. The Phillies expect him to report to Lehigh Valley.
That's all for now. I'm going to go check back into my hotel and figure out how to stretch one days worth of clothes into three. Either that or fall asleep on the Baltimore-Washington Parkway. I'm good at sleeping and driving. But not that good.


text: From a physiological standpoint, baby stroller can be very helpful for your little sweet baby as he or she grows. When first born, babies have a C-shaped curve to the spine. As your sweet baby develops strength in his or her neck, the curve in the cervical spine begins to develop. Using a proper carrier can help to support this spine being's development. You are most welcome to the Baby Strollers Guide where we give you the best reviews of the strollers in the market. We will be going to show you the best baby stroller of the year. Now it is important to you knowing what to look for in a stroller and how to use it.


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New to Permaculture? 7 Steps to Remember
Permaculture is a powerful and practical answer if your goal is to become more sustainable. Embracing permaculture practices in your life is an exciting proposition, but it quickly becomes overwhelming if you don't avoid common mistakes. Look at this list of 7 steps that help you succeed in your permaculture journey.
Permaculture Credit Union Merger
At the end of September, 2014, members and friends of the Permaculture Credit Union (PCU) received the big news: PCU is merging with another credit union (Sandia Regional).
Teaching Permaculture as if it Mattered
The Permaculture Diploma in Education is the most difficult one to earn. It is difficult because one has to know the enormous wealth of permaculture material from soup to nuts. One has to have competence in all the various methods and techniques of implementation of the Permaculture Design – for a site, community, project or any other application. It is not enough to read all the books, get all the plant lists, assemble handouts, provide […]


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Published: May 1, 1988
(Page 4 of 5)
Clancy's third novel, the current best-seller ''Patriot Games,'' was for him a conscious departure from the first two. He cut back on the military detail to write a story focused on people. His alter ago, Jack Ryan, instead of being a bystander at cosmic events, is center stage in a personal tale of love and revenge.
The story turns on Ryan's passion for revenge against a terrorist with an I.R.A. splinter group who has attacked and gravely injured Ryan's 4-year-old daughter, Sally. Clancy pours into Sally - and Ryan's pregnant wife, Cathy - all of his love for his own family, perhaps especially 2-year-old Katie.
''Patriot Games'' is a powerful piece of popular fiction; its plot, if implausible, is irresistible, and its emotions are universal. Clancy himself considers it his best, but not everyone agrees. More than a few reviewers blasted him for forsaking the techno-fiction they had come to expect.
Clancy says ''The Cardinal of the Kremlin'' is an attempt to achieve more balance between the personal and the technological. The novel injects Jack Ryan in a complex plot that involves, among other things, a Soviet breakthrough on an S.D.I.-type antimissile system; a C.I.A. ''mole'' in the Kremlin; Soviet spies in the United States; Kremlin political intrigue, and the war in Afghanistan. Putnam's first edition may run as high as a million copies.
Tom Clancy has a genius for big, compelling plots, a passion for research, a natural narrative gift, a solid prose style, a hyperactive, Mitty-esque imagination and a blissfully uncomplicated view of human nature and international affairs. Although some readers find it numbing, his fascination with technology obviously appeals to many others.
Perhaps the key factor in Clancy's phenomenal success is his unabashed patriotism. His novels center on the United States-Soviet rivalry, and his view of it is simple: ''I think we're the good guys and they're the bad guys. Don't you?''
Unlike many writers of his generation, scarred by the Vietnam experience and profoundly distrustful of the American establishment and the American military, Clancy truly admires that establishment and loves that military. In an era of nuclear jitters and international tension, his message is for many a welcome, reassuring one: the Soviets are tough, but our boys are tougher; their system is so rotten that their best men defect to us; World War III can be fought without nuclear weapons.
In the world according to Clancy, the cold war is a romp, and clean-cut Americans like Jack Ryan clearly will triumph in the final chapter. As the author himself drily notes, his books became best sellers not only because they appeal to Ronald Reagan, but because they appeal to the millions of people who twice elected him.
Clancy makes no literary claims for his work. ''Literature means a hundred years after you're dead they make kids read you in high school,'' he says. ''I'm in the entertainment business, like John D. MacDonald, Jack Higgins and Freddie Forsyth. Our mission is to take people away from driving trucks or fixing toilets or whatever they do, away from their drudgery. That's a good enough purpose for any man.''
He vows to continue with his passion for detail. ''When I was in London, researching 'Patriot Games,' I spent 20 hours walking around the Mall with a camera, clipboard and tape recorder, just choreographing my opening chapter, to make sure it would happen exactly the way I wrote it. Later, when I took my kids there, I could tell them, 'This is the tree that Jack Ryan hid his wife and daughter behind, and that's the road where the bad guys escaped.' I feel a moral obligation to my readers to get it right.
''In the insurance business, you have to pay attention to details or a client could lose everything. A doctor has to, a cop, a fireman, why not a writer?''
Rich and famous, his boyhood dream a midlife reality, Clancy has retired from the insurance business (''It made no economic sense'') and tries to write five or six hours a day, despite the many new demands on his time. He rarely uses an outline, preferring the joy of discovery as characters and plot twists pop up along the way. He doesn't rewrite much, tries to produce at least five pages a day and sends off a few chapters to his editors every week or two. Asked if he ever gets stuck, he declares, ''I don't even consider the possibility - if you think about it, it might happen!''
Clancy insists that success hasn't changed him much: ''I drink the same kind of wine, watch the same TV programs, read the same kind of books. But more hardcovers.'' Still, his new life includes invitations to the White House, as well as the C.I.A., Pentagon and military bases. He is a champion, in lectures, interviews and op-ed pieces, of the United States military, and of Ronald Reagan's Strategic Defense Initiative program: ''If we don't go forward with it, we're stupid. It can work. The Russians think it can work.''
Clancy envisions many more novels, at least some of them about Jack Ryan. ''Maybe he'll get to be President,'' he muses.


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Health insurers insist they're still committed to getting a health care overhaul bill passed this year. But all around Washington, people are wondering if – or when – the industry will change its mind and try to kill it.
The industry's chief lobbyist, Karen Ignagni, said Thursday that insurers "can continue to make a major contribution" to the overhaul effort. She told a gathering of the trade group America's Health Insurance Plans: "Yes, we can achieve reform."
But her comments came in the midst of mounting tensions between her industry and majority Democrats and on the heels of months in which President Barack Obama and Democratic leaders have painted insurers as a chief villain in the health overhaul effort.
"They want us where they've put us right now, which is as an enemy," Steven Champlin, a former House Democratic aide-turned-lobbyist advising the insurance group, told those at Thursday's conference. Even so, he added, "You have to stay focused on being part of the process and part of the solution."
Some in Washington, though, are not sure the insurance industry will stay on that path much longer. They argue that Democrats' nonstop attacks make it obvious the industry has already been carved out of the legislative process – unlike the pharmaceutical industry, hospitals and doctors, with whom lawmakers are working.
Insurers must decide whether to continue bargaining "or whether they are going to fight in the trenches for what they think is right," said Robert Rusbuldt, who as president of the independent insurance agents' trade group has clashed at times with insurance companies. "That is not an easy decision. Some scars have been opened on both sides, and you can make an argument that it doesn't make sense to go back to the negotiating table."
Insurers are unhappy because they say the Senate Finance Committee version of the legislation doesn't compel people strongly enough to buy insurance – a key tradeoff for the industry's agreement to sell policies to those who are already sick. It also objects to billions in new taxes on insurers.
The industry released two reports earlier this month saying families' insurance costs would rise under provisions of a version of health overhaul drawn up by the Finance committee. Ignagni's group also aired a TV ad in six states saying older peoples' benefits under Medicare Advantage, a privately administered form of the program, would be threatened.
Firing back, Democrats have begun pushing legislation through Congress erasing insurers' federal antitrust exemption. House Speaker Nancy Pelosi, D-Calif., said Thursday she'll include the provision in her chamber's health overhaul bill, which she and other Democratic leaders are still crafting.
The industry's rhetoric in Washington, such as Ignagni's remarks on Thursday, is "accommodating," said Ron Pollack, who heads the liberal Families USA. "But outside the Beltway, where substantial resources are being spent, those resources are clearly undermining getting health care reform this year."
Should the insurance industry opt for a broader attack, it would not take long to launch a TV ad campaign.
"I'm sure they have contingency plans," said Evan Tracey, president of the Campaign Media Analysis Group of Arlington, Va., which monitors political advertising. "I think they can bring all the resources they would need to bring to bear to have a really big footprint, as far as media goes."
Of the $130 million spent so far this year on TV ads in the health care fight, just $3 million has come from insurance groups, Tracey said.
In contrast, $27 million has been spent so far attacking the insurance industry, he said, by labor, progressive and other groups. Continuing that theme, several hundred demonstrators marched in front of the hotel where the insurers were holding their convention Thursday, chanting and carrying signs such as, "Big Insurance, Sick of It."
Several lobbyists, speaking on condition of anonymity to avoid risking their relationship with the insurance group, said they understood it was considering a TV ad campaign costing $100 million or more – a huge sum. The insurers' spokesman, Robert Zirkelbach, said "we know absolutely nothing" about such an effort.
Scott Styles, the insurance group's senior vice president for federal lobbying, said if needed the insurance association could team with other business organizations like the U.S. Chamber of Commerce, which has criticized many aspects of Democrats' health effort and has several insurance companies as members.
But it will likely be harder for the insurance industry to find business allies this year than it was in 1993 and 1994, when the insurers – allied with other health care providers and business groups – helped kill then-President Bill Clinton's health revamping effort.
This year, providers like drug companies and hospitals have been working for an overhaul after reaching agreements with the White House and Senate Finance Committee Chairman Max Baucus, D-Mont., to limit the cuts imposed on their industries.


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There have been at least three goals in eight of the last nine meetings between these two.
West Ham v Arsenal- Saturday 17:30, BT Sport 1
West Ham held Man Utd to a draw at Old Trafford last weekend but were roundly beaten in a repeat of the fixture on Wednesday in the EFL Cup. It leaves the Hammers without a win in five across all competitions, though they have faced some tough sides of late. It won't get any easier for them here however, with Arsenal enjoying a fantastic record against the Hammers in the league having won nine of the last 11 encounters.
Arsenal suffered a disappointing defeat at home to Southampton in their own EFL Cup clash this week, though we shouldn't read too much into the result with Arsene Wenger heavily rotating his side. However, it did serve to highlight the importance of Alexis Sanchez and Mesut Ozil to this team, and both should return to the starting XI here. The Chilean scored a brace to help the Gunners to a victory at home to Bournemouth last weekend, leaving them unbeaten in their last 12 top-flight outings having won eight of these games.
Whilst there have been at least three goals in eight of the last nine meetings between these two (and at least four goals in over half), we think there is greater value in this match backing Arsenal/both teams to score at 3.25 rather than the 2.6 on offer for Arsenal/Over 2.5 Goals. Both teams have scored in each of Arsenal's and West Ham's last four, as well as in six of the last eight league fixtures between these two sides.£10 Free Credit and a £500 Deposit Bonus Claim Now


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today which is why I'm on this site. I'm tired of it hurting and constantly worrying if it's infected, Although it shows no sign of infection. What should I do? It's starting to really bug me.
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go to your doctor, and have them look at it. It is possibly infected, or it may be sore or irritated. Like I said, go have your doctor check it out.
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While enjoying a slice of sweet potato pie at a Los Angeles restaurant on a March afternoon, rapper/producer DJ Quik [1] reflects on one of the most impressionable moments of his life: when fellow West Coast rapper Eazy-E [2] died of AIDS in 1995.
"That's humbling to me. I don't want to die that way," says Quik, born David Blake, a self-professed former gangbanger. "That's why these days I encourage kids to join the Army Reserve. Fuck joining a gang; you'll only end up in jail or dead. Go out and do something for the world instead of selling drugs or getting girls pregnant."
Episodes like this have served as the inspiration for DJ Quik's new album, "The Book of David." The set is scheduled for an April 20 release through Quik's own label, Mad Science Recordings, with distribution through Fontana. Quik produced the album in its entirety while Ice Cube [3], Dwele [4], Bun B [5], Jon B [6] and Bizzy Bone [7] make guest appearances.
"Lyrically, I'm just kind of being defensive on this album; I'm pointing out some people that have really pissed me off along the way," he says. One of those people might be his sister, who put him in prison for assault in 2006.
Rumors about Quik being on drugs or "afraid of the competition" -- most specifically Dr. Dre [8] and his forthcoming "Detox" album -- have floated around in the past couple of years as to why he hadn't released music since 2005's "Trauma." But Quik, who learned how to play bass guitar in the interim, says that while those speculations might serve for a better story, the real reason is that a few years ago he was awarded custody of his daughter.
Still, not all is drama on "David." First single "Luv of My Life" (featuring Gift Reynolds), soon-to-be-released second single "Real Women" (an accompanying video is currently being shot in Hawaii) and "Time Stands Still" (about a long-distance relationship) all relate to matters of the heart.
The marketing plan to roll out "David" carries the same personal theme, according to Rona Mercado, VP of marketing and strategy at the Cashmere Agency, which handles DJ Quik's marketing and publicity.
"Our position is to show that Quik is a dope music artist and producer and to demonstrate how he's evolved through the years," she says. To present this to Quik's fans, a series of webisodes will be placed on various hip-hop blogs and news sites. There will also be a few Ustream chats scheduled in the near future.
Additionally, the Book of David tour will kick off the day of release. Quik is scheduled to perform at South by Southwest this year, as well as continue his Quik's Groove residency at the Key Club in West Hollywood.
While he does get personal on the album, Quik hopes, if nothing else, that fans will appreciate the workmanship he put into the album. "I know we're in a singles world with iTunes and all, but this record is an ode to the sonically genius," he says. "I hope to affect the industry again and I'm willing to work hard for it."
- News [9]


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Meg's Master Class: These Life Hacks Are Guaranteed to Make Your Life SO MUCH Easier
I am all about saving time and money, so if there's something I can do to net me a few extra minutes of sleep or a few more bucks in my checking account–you'd better believe I'm gonna do it. I'm sharing the love today–here are my favorite life hacks with y'all! If you've got a go-to lifehack, share it with me! Post it in the comments below or hit me up on Twitter!
Let's do this, y'all.
Household Tips and Tricks
- Need to scrub a surface clean? Mix blue Dawn dishwashing soap with baking soda until you have a loose paste. Apply it to the surface you want to clean–the baking soda will help to scrub away stains as the Dawn helps break down any grease or grime. For especially tough messes, apply the paste and scrub for a few minutes and then use a spray bottle to spritz vinegar to the paste. The fizzy chemical reaction works wonders–it's how I clean my oven!
- Swiffer pads aren't just for the floor! I use regular Swiffer pads to dust furniture, clean picture frames, or dust the ceiling fan.
- Have company coming over and want to freshen up the house? Place a few orange peels and cinnamon sticks in some water in a small saucepan and bring to a simmer. I've also tried this with vanilla–I pour vanilla extract into a oven-safe dish and place it in my oven (which I've set to warm).
- Cutting onions or garlic and afraid your hands will stink? I rub lemon juice on my hands to help remove the scent– and if I don't have any lemons, I'll rub my hands on a stainless steel ladle. I don't know exactly how steel works, but it's a heck of a lot cheaper than spending your money on a steel "bar of soap."
- Seeing pilling on your sheets or fave sweater? Use an eyebrow razor to shave them off!
Family Tips
- I know you haaaate it when your kids get sick. It's important to make sure your kiddos take their prescribed antibiotics or other meds on a regular schedule. I keep a permanent marker next to the bottle; I make a small grid on the bottle and check off each dose. For as-needed meds like Tylenol, I write down the time I gave my daughter her med.
- For infants, try this trick: cut a hole in the end of a pacifier just big enough for a medicine dropper to pass through. Give your baby the "paci" when you need to give him medicine.
- Baby wipes aren't just for baby bums! I use wipes to clean dirty mouths or hands… and they also come in handy for spot-cleaning around the house. I've quick-cleaned many a spill on the floor with baby wipes. They're true MVPs.
- Spill-proof any cup by placing Press-N-Seal wrap over the top. Poke a straw through, and you're good to go!
- If your kids are slacking on their chores, try changing the wireless password… and not giving it to them until the chores are done!
- Save those baby food containers! They can be reused in so many ways. I've used them to bring dressing for my lunch salad… pack travel-size amounts of shampoo or face wash for family road trips… and when my daughter was still a baby, I'd use one to store an extra pacifier in my purse. You can use these bad boys for anything!
Beauty and Wellness
When my favorite mascara is almost out, I have found a way to make it last a bit longer. I add in a little bit of moisturizing eye drops and give the tube a shake–and then I get about two more weeks of use!
- Working to wing out your eyeliner? Use a spoon as a guide, or place a bit of tape on the corner of your eye. When you remove it, you'll have a perfect line!
- Make your eyeshadow pop by applying a white base first. I use a jumbo eye pencil from NYX and pat the color over my lids. The result is shadows that stay longer and look brighter.
- Speaking of bright eyes, try tightlining the bottom of your eyes with white or flesh-toned liner. Your eyes will look bigger and you'll appear much more awake–and look a little younger, too!
- Rough skin? Mix a little epsom salt in with your shower gel to exfoliate in the shower.
- Give your hair a cheap and effective deep conditioning. Slather some coconut or olive oil on your strands. Let it sit for about 30 minutes to an hour before washing it out.
- Get more for your money. If it comes in a tube, I cut it open to scrape out every last bit… primer, face wash, you name it!


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Blanca Commercial Real Estate provides companies of all industry sectors, with a comprehensive, personalized and strategic business approach to real estate. Whether you are looking to increase efficiency, expand, relocate, or improve operational cash flow, a fundamental element in our approach to developing successful real estate strategies is to get to know your business. This allows us to learn as much as we can about what drives you and your business, and will help us to understand what you really need from your space. Armed with insight, our experienced professionals leverage extensive market knowledge and access, strong relationships with owners and their representatives, as well as negotiating expertise, to help uncover the optimal real estate solution while supporting your strategic business, financial, and operational objectives.
Services include:
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- Property Tours & Site Selection
- Comparative Occupancy Cost Analysis
- RFP through Lease Negotiation and Execution
- Lease vs. Purchase Analysis
- Project Management


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Made of 20-Gauge steel, Salsbury key keepers are available as surface mounted or recessed mounted units. A key keeper allows the USPS or other individuals to access a key and deliver the mail and is useful when restricted access to a building or mailroom is required. Key keepers also feature a durable powder coated finish.
- Key keepers for private access
- Allows an individual to access a key and deliver the mail
- Constructed of 20-gauge steel
- Feature a durable powder coated finish available in aluminum and brass
- Mounts directly to a wall and is secured with mounting hardware (not included)
- Include a commercial lock (with 2 keys)


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Championing local & regional produce all of which have been hand picked and tasted by us! We buy small amounts from great producers and stick them straight on our website. We are passionate about supporting and discovering new products and many of these are used in our restaurant Seabreeze. Below are a selection of new products added this month...Enjoy!
Price includes VAT, excludes delivery


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The conference argues that the 'O' and 'A' level education are better than the Junior High School (JHS) and Senior High School (SHS) system Ghana currently has.
The conference argues that the 'O' and 'A' level education are better than the Junior High School (JHS) and Senior High School (SHS) system Ghana currently has.
In a communiqué issued on Monday, March 13, 2017, it said "we call the JHS and SHS an inferior form of education because international universities require our SHS graduates to do a foundational course for a whole year before admitting them to the university proper. Years ago, graduates from secondary schools in Ghana did not have to do such foundational courses because they already had a good foundation."
READ ALSO: Increase research funding – Prof Adei to government
"We call the JHS and SHS an inferior form of education because we have reason to doubt the current ability of the WAEC to conduct credible examinations. It is common knowledge that the examinations are flawed with serious leakages, such that many students today do not know how to study unless they have seen leaked papers."
'Security in Ghana'
The Charismatic Bishops' Conference also suggested that the army is used together with the Ghana Police Service to ensure the safety of the citizens in the country.
"There is no region of Ghana that is safe from armed robbery. Students in universities cannot walk freely on campuses. Student hostels are routinely attacked on campuses. What is the use of an army if people do not feel safe in their own country? Why are we maintaining such an institution with tax payers money if it is not benefiting the nation? Let us be practical! It is not just the duty of the police. It is the duty of all Ghanaians including the Army, the Air Force and the Navy to ensure that Ghana is a safe place again."
READ ALSO: Deputy Speaker, other executives resign as GIJ students rage over "autocratic" SRC
"As other nations become unstable, all sorts of people will migrate to Ghana to find stability so we can never tell who is coming next. Be real! Be practical! If the government really cares about Ghana, it should deploy the Forces to make Ghana a safe place again," the communique said.
The Charismatic Bishops' Conference, which was founded by Bishop Dag Heward-Mills, and comprises seasoned Ghanaian clergy.


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The Houses of the Oireachtas have their own TV channel, Oireachtas TV. This can be viewed on the following Channels:
The Houses of the Oireachtas also have an App which is available on the Apple App Store and Android App on Google Play.
Compare the same story as reported in a broadsheet newspaper and in a tabloid, on the TV and radio news.
Website: www.oireachtas.ie
Twitter: @OireachtasNews
Facebook: https://www.facebook.com/OireachtasNews?ref=aymt_homepage_panel
Did you know that the Houses of the Oireachtas broadcasts the proceedings in Leinster House on a weekly basis? And that they will shortly include highlights from both the EU Parliament and the Northern Ireland Assembly too!
Through the internet and social media, the Houses of the Oireachtas has lots of different ways you can keep informed about the daily goings on here in Kildare Street.
We should also consider the role of the general media in reporting what
goes on here. The media – radio, television, newspapers and online commentary – play an important role in informing people about what is happening in our society.
In a democracy, it's important that the press has the ability to report freely. And it's just as important here in Ireland. The media makes us aware of various social, political and economical activities happening not only here but around the world.
The media tries to report the truth and realities of life. Reporting on the activities of our parliament is a part of this. The media also becomes a really important tool for politicians during election times. It's a quick way of reaching the public. They can use all the various forms of communication available to them to both canvas for votes and to debate
why they are the best candidates for election.
Politicians can also use the media to get feedback on decisions the government has made by gauging public reaction.
Have a think about all the various ways the media can report stories about parliament. Which do you think are the most successful?


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Philosophy Lexicon of Arguments
|Nature, philosophy: nature is usually defined as the part of reality that was not made or designed by humans. No properties can be attributed to nature. E.g. since contradiction is ultimately a language problem, one can say that nature cannot be contradictory. Not all forms of necessity can be attributed to nature, e.g. non-logical necessity and unnecessary existence. See also de re, de dicto, necessity de re, existence._____________Annotation: The above characterizations of concepts are neither definitions nor exhausting presentations of problems related to them. Instead, they are intended to give a short introduction to the contributions below. – Lexicon of Arguments.
|Meta data
Books on Amazon
|Suhr I 156
Nature/17th century/Dewey/Suhr: banishes goals from nature. Now qualities become something subjective.
Nature/modern times: Nature is no longer opposed to the mind as something separate. Natural goals are something real: in the aesthetic work. Aesthetic enjoyment becomes an equally justified element of reality. (Vs Platon)._____________Explanation of symbols: Roman numerals indicate the source, arabic numerals indicate the page number. The corresponding books are indicated on the right hand side. ((s)…): Comment by the sender of the contribution.
Dew II
J. Dewey
Essays in Experimental Logic Minneola 2004
Dew I
Martin Suhr
John Dewey zur Einführung Hamburg 2016
Authors A B C D E F G H I J K L M N O P Q R S T U V W Z


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As mentioned in my previous post, I'm going to try and have 1 stock analysis report for some popular dividend growth stocks come out prior to their latest earnings release this week. Today we'll look at RPM International (RPM). RPM International closed on Friday 7/20/12 at $27.24.
Company Background:
RPM International Inc., together with its subsidiaries, manufactures, markets, and sells various specialty chemical products to industrial and consumer markets worldwide. The companys Industrial segment offers waterproofing and institutional roofing systems used in building protection, maintenance, and weatherproofing applications; sealants, tapes, and foams; residential basement waterproofing systems; specialized roofing and building maintenance and related services; specialty industrial adhesives and sealants; and concrete and masonry additives, and related construction chemicals. It also offers polymer flooring systems, and offshore and marine structures; industrial and commercial tile systems; fiberglass reinforced plastic gratings and shapes; heavy-duty corrosion-control coatings, fireproofing products, and containment linings; specialty construction products, including bridge expansion joints, bridge deck and parking deck membranes, curb and channel drains, highway markings, protective coatings, and concrete repairs; and fluorescent colorants and pigments, waterproofing and flooring products, exterior insulating finishing systems, and shellac-based-specialty coatings for industrial and pharmaceutical uses, edible glazes, and food coatings. The companys Consumer segment provides professional use and do-it-yourself products for a range of consumer applications, including home improvement and personal leisure activities. Its products include coating products; specialty products; deck and fence restoration products; metallic and faux finish coatings; hobby paints and cements; and caulks, sealants, adhesives, insulating foam, spackling, glazing, and other general patch and repair products. The company offers its products under the Carboline, DAP, EUCO, Fibergrate, Flecto, Flowcrete, Hummervoll, Universal Sealants, illbruck, Rust-Oleum, Stonhard, Tremco, Watco, and Zinsser brand names.
DCF Valuation:
Analysts expect RPM to grow earnings 9.20% per year for the next five years and I've assumed they can continue to grow at 3.50% per year thereafter. Running these numbers through a DCF analysis with a 10% discount rate yields a fair value price of $31.91. This means that at $27.24 the shares are undervalued by 14.64%.
Graham Number:
Over the last 12 months, RPM's EPS were $1.56 and it's current book value per share is $9.9.65. The Graham Number is calculated to be $18.40 which means that at $27.24 the shares are overvalued by 48%.
Average High Dividend Yield:
RPM's average high dividend yield for the past 5 years is 5.70% and for the past 10 years is 4.94%. This gives target prices of $15.09 and $17.21 respectively based on the current annual dividend of $0.86. These are overvalued by 80.5% and 56.4%, respectively.
Average Low PE Ratio:
RPM's average low PE ratio for the past 5 years is 17.85 and for the past 10 years is 13.21. This would correspond to a price per share of $28.92 and $21.39 respectively based off the analyst estimate of $1.62 per share for the fiscal year ending in May 2012. The 5 year and 10 year low PE price targets are undervalued by 5.8% and overvalued by 27.3%, respectively.
Average Low P/S Ratio:
RPM's average low PS ratio for the past 5 years is 0.55 and for the past 10 years is 0.59. This would correspond to a price per share of $15.84 and $16.97 respectively based off the analyst estimate for revenue growth from 2011 to 2012. The 5 year and 10 year low PS price targets are overvalued by 72.0% and 60.5%, respectively.
Dividend Discount Model:
For the DDM I assumed that RPM will be able to grow dividends for the next 5 years at the minimum of 15% or the lowest of the 1, 3, 5 or 10 year growth rates. In this case that would be 2.38%. After that I assumed RPM can continue to raise dividends by 2.00% annually and used a discount rate of 8%. Based on this RPM is worth $14.01 meaning it's overvalued at $27.24 by 94.4%
PE Ratios:
RPM's trailing PE is 17.46 and it's forward PE is 15.05. The PE3 based on the average earnings for the last 3 years is 21.68. Compared to it's industry, RPM seems to be undervalued versus PPG (19.71) and SHW (26.48) but overvalued versus the industry as a whole (13.01). All industry and competitor comparisons are on a TTM EPS basis.
RPM's gross margin for FY 2009/10 and FY 2010/11 was 42.06% and 41.42% respectively. Their gross margin is pretty solid at 40%+ and has averaged 45.55% since 2001. Their net income margin for the same years were 5.28% and 5.59% respectively. I like the net income margin to be at least 10% and preferably rising. Unfortunately, RPM's net income margin is around half of what I prefer to see and has only reached a high of 6.24% which is still a long ways off from the 10% threshold. The cash-to-debt ratio for the same years were 0.23 and 0.39. I am worried about their cash-to-debt ratio but it is at least moving in the right direction.
Share Buyback:
RPM's shares outstanding have been on a steady increase since 2001. Without looking further into the reason it would appear they are selling off company held shares to receive more funds or issuing a large amount as options for employees. Either way a stable share count is okay, but a rising share count is not good.
A negative number for the % change value means shares were bought back by the company and a positive value means the shares outstanding increased. As you can see, RPM hasn't bought back shares in one year since 2001.
Dividend Analysis:
RPM is a dividend champion with 38 consecutive years of dividend increases. Their annual increase for the last 1, 3, 5 and 10 years has been 2.38%, 2.87%, 4.50% and 5.57%. Their payout ratio is still safe for now but at 58% for FY 2011 it's troublesome. They have passed a 100% payout ratio 3 times since 2001. The average payout ratio since 2001 is 85.55% and has ranged from a low of 42.07% to a high of 192.31%, plus a in 2006 the company took a loss meaning they couldn't cover their dividend at all from earnings.
Their FCF is troubling as well. FCF per share has been positive only 4 years since 2001, and the years they have been positive it hasn't been enough to cover dividends.
Return on Equity and Return on Capital Invested:
RPM's ROE and ROCI appear to be in at a low point in their cycle. It's okay given the nature of their business being a bit cyclical. Their lows so far have still been higher than the previous lows in the first few years of the 2000's.
Revenue and Net Income:
Since the basis of dividend growth is revenue and net income growth I've added a new section to my stock analysis. Here you can see RPM's history of revenue and net income since 2001. Their revenue growth is cyclical in nature and shows some possible signs of life. If things repeat as they did in the early 2000's now could be the chance to get into RPM after a few years of stagnant to slightly negative revenue growth.
Average Price and EPS:
RPM's average share price has been following the growth in EPS over the last few years, meaning it hasn't had much PE expansion or shrinkage.
The chart shows the historical prices for the previous 10 years and the forecast based on the average PE ratios and the expected EPS values. I have also included a forecast based off a PE ratio that is only 75% of the average low PE ratio for the previous 5 years, 10 years or 16 whichever is least. I like to the look to buy at the 75% Low PE price or lower to provide for additional margin of safety. In this case the target PE is 9.91 which in my opinion is probably about right for a company that is currently having some pretty major issues. This corresponds to a entry price of $16.05, meaning that RPM is currently trading at a $11.19 premium to the forecast entry price.
The average of all the valuation models gives a fair value of $20.02 which means that RPM International is currently trading at a 36.1% premium to the average fair value.
Given the nature of the economy at this point in time I don't think RPM International is that great of an investment. They are currently overvalued against almost all standard valuation metrics. As a pure dividend play while they get things going again you get a decent 3.16% current yield but their dividend growth has been very low for much of the last decade. Their highest YoY growth was only 9.52%.
Unless you can get a 4.00% yield, $21.50 entry price, I think I would stay away for now. As $21.50 they would still be overvalued by 7.40%. While their dividend growth has been fairly low and things in general don't look that great at the company right now, they have been increasing dividends for 38 years. It could be a decent speculative play on the industrial market as a whole which has been beaten up lately. Once the economy rights itself it'll be too late to get in, but for now I would be passing on RPM International at the current prices. I would need to be rewarded much more than their current 3.16% yield to hold the shares.
At a 3.50% target yield you would need to buy at the $25.71 mark and for a 4.00% yield the purchase price would need to be $22.50. If Intel stays at current levels when I am able to purchase next month I'll be adding to my current position. And a further drop in tech or the markets as a whole could bring about the 4.00% yield level.


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Yesterday I happened upon Kelsey Whipple's print summary of her coverage of Occupy Denver. I've been a regular reader of it because it sets a nice balance of tone between the Denver Post, Occupy Denver's site and the Denver Police Department. I've found her blog to be insightful and humorous about the event known as OD.
I'm writing to applaud her work despite much hardship. I look forward to reading more.
Occupy Denver
Alex Teitz
In the Year in Review, you glossed over the shenanigans of the Occupy Denver protesters. A month after naming a dog as their leader, they ended up committing arson on their structures as they were being cleared out. OD protesters, who were claiming themselves as the primary advocates for the homeless, then disrupted a memorial service for the 136 homeless who had died in Denver the previous year. An inglorious end to their year.
Posted at westword.com
The 1 percent in your Hall of Shame? Get real! They pay half of all the taxes, employ millions and all have jobs — thereby contributing to the well-being of our nation. So you may not like a few of them? Get over it, silly. And don't let those "99% Occupy Everything'' idiots fool you. They do not represent 99 percent of anything or anyone. It is the 53 percent who are relevant: working, paying all the taxes and thereby helping support the other 47 percent...some of whom are working hard for minimum wage, some of whom are less fortunate and needing help, some of whom are bums, some welfare cheats, etc., etc. So fewer idiotic generalizations, please.
Being rich is the American dream. Capitalism has worked for ninety of the last 100 years (that is why this nation is so rich/powerful/successful), and socialism has failed every nation that has tried it: Russia, England, Greece, Spain, Italy, France, on and on. (Okay, perhaps the Scandinavians enjoy it — but there aren't enough of them for it to matter. Anyone wanna buy a Saab?)
So get over your Obama rhetoric drivel, work hard, pay your debts — no, not you, Barack, that is too much to hope for — and enjoy the fact that some of us drive Caddies. The people who work to build them like us. Why don't you?
Rich Boy
"Jammed!," Laura Shunk, December 15
It will be a cold day in hell before I stand and wait for a table at that hippie dump on 13th and Pearl called Jelly's like I did a couple of months ago. I'm just too old for that. I'll stick to the senior's menu at Perkins, thank you.
Steve Schwartz
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I like Jelly, too, but do you have to mention Snooze in the review? What does Jelly have to do with Snooze? And don't you all fawn over Snooze enough without mentioning them in another restaurant's review?
John England


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Klaus Badelt
Klaus Badelt is ranked number 15,045 in the overall artist rankings with a total rank score of 13.
|Product Details
|Pirates Of The Caribbean: The Curse Of The Black Pearl by Klaus Badelt
Condition: Acceptable
|Time left:
7h 7m 15s
Ships to:
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|POSEIDON soundtrack CD score KLAUS BADELT ost + FERGIE federico aubele
Condition: Very Good
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3d 29m 13s
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|Constantine (Klaus Badelt, Brian Tyler) soundtrack / score CD
Condition: Like New
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3d 10h 43m 39s
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|Product prices and availability are accurate as of the date indicated and are subject to change. Any price and availability information displayed on the linked website at the time of purchase will apply to the purchase of this product. See full search results on eBay
Listen to Klaus Badelt on YouTube
Klaus Badelt best albums
The following albums by Klaus Badelt are ranked highest in the greatest album charts:
|Motorstorm: Apocalypse Soundtrack
|Klaus Badelt
|Buy album Use the iTunes, Amazon or eBay buttons to safely buy this item from one of the world's top online stores.
|Overall band rank:
This may not be a complete discography for Klaus Badelt. This listing only shows those albums by this artist that appear in at least one chart on this site. If an album is 'missing' that you think deserves to be here, you can include it in your own chart from the My Charts page!
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Uttarakhand Board of Technical Education UBTER scheduled to conduct the written exams of Group C (Samuh G) Post code 67 & 47 on 17th January 2016. In the series of exams for Group C Recruitment 2014, it's the next Group C exams by the UBTER for Post code 67 (Sahkari Nirikshak) and Post code 47 (Lab Assistant Physics) for recruitment in the department of Uttarakhand Cooperative Societies and Higher Education respectively. Download UBTER Post code 67 Admit Card & Post code 47 Admit Card from the links below. Also latest information about UBTER Post code 47, 67 as Answer Key, Result etc will be updated on this page after the exam.
See previous exam information - UBTER Post code 45 & 46 Lab Assistant Exam 20 Dec 2015
Sahakari Nirikshak & Lab Assistant Answer key Result
UBTER Post code 67
Post Name - Cooperative Inspector Grade-2 (Sahkari Nirikshak Varg-2) / Asst Development Officer
Department - Uttarakhand Cooperative Societies
Pay Scale - Rs. 5200-20200 with GP of Rs. 2800
Min Qualification - Bachelor Degree in Art (Economics)/ Commerce/ Agriculture
Number of Vacancies - 25
Exam date - 17.01.2016 (10.00 AM - 12.00 PM)
UBTER Post code 47
Post Name - Lab Assistant (Physics)
Department - Higher Education
Pay Scale - Rs. 5200-20200 with GP of Rs. 2000
Min Qualification - 12th with Lab related subject
Number of Vacancies - 21 (Gen-12, SC-04, ST-01, OBC-04)
Exam date - 17.01.2016 (02.00 PM - 04.00 PM)
Download Post code 67 & 47 Admit Card
Admit cards for the written exam of UBTER Group C Post code 67 & Post code 47 are also available to download. All aspirants may download Post code 67 (Cooperative Inspector) Admit Card and Post code 47 (Lab Assistant Physics) Admit Card from the official website www.ubter.in or from the links below by entering Name and Date of Birth or Roll Number.
Stay connected for further new updates about UBTER Post Code 47 Answer Key, Post Code 47 Result, Post Code 67 Answer Key, Post Code 67 Result etc. as well as about UBTER Group C (Samuh G) next exam.
Download Post code 47 Admit Card
UBTER Post code 67 & 47 Answer key
Download Post code 67 Answer key
Download Post code 47 Answer key
UBTER Post code 67 & 47 Answer key
Download Post code 67 Answer key
Download Post code 47 Answer key
Search any information available on this site by the help of Google custom search box above. You may visit later for other latest updates related to UBTER Group C (Samuh G) Exams.
Latest Job Updates


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A new poll tells Republican presidential candidate Donald Trump that voters trust his leadership on terrorism, but they can also be turned off by some elements of Trump's style.
A new Bloomberg poll gives Trump only 37 percent support among voters, 12 points behind Democratic candidate Hillary Clinton. The poll, which was taken during extensive media coverage of Trump's remarks about the heritage of the judge hearing the lawsuit against Trump University, found that 55 percent of voters were "very bothered" by those comments.
The Bloomberg poll puts Clinton farther ahead than most polls. The RealClearPolitics average of polls puts her lead at 4.5 percentage points.
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But if voters indicated what they didn't like about Trump, they also said what they liked.
Of those surveyed, 45 percent said they would have more confidence in Trump if a similar situation to the Orlando shooting were to happen in a year. Clinton trailed Trump by four points in that measure.
TRENDING: Grandson of Charles Manson Speaks Out Following Notorious Killer's Death
As he has after every recent terrorist attack, Trump has called for America to do more, and said the problem will not be resolved through inaction
"Because our leaders are weak, I said this was going to happen – and it is only going to get worse," Trump said in the wake of the Orlando massacre.
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"There's never been anything to this extent where we have people – we don't know who they are," Trump told Fox & Friends Monday. "It's absolute war, but we don't have uniforms."
Trump has said Muslims need to turn in those who are terrorists.
"You have many, many people, thousands of people already in our country that are sick with hate. And people that are around, Muslims, know who they are largely. They know who they are. They have to turn them in," he said.
Trump said not only Muslims need to do more, so does the government.
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"We're not getting the right intelligence," he said. "We need a stronger intelligence community. And the only way we can do that in this case, having to do with radical Islamic terror, and that's the point. Obama won't do that because he doesn't want to single out this group."
Trump has also focused on his proposal for a temporary ban on Muslims entering the United States.
"You have thousands of shooters like this with the same mentality out there in this country. And we're bringing thousands and thousands of them back into this country, and into the country every year. We're allowing them to come in," he said. "I'm talking about people coming in from Syria, where we have no idea who they are. We have no idea as to paperwork, as to where they came from. This could be the all-time great Trojan horse."
The poll surveyed 1,000 adults, including 750 who said they were likely to vote in the November election. The margin of error is 3.6 percent among likely general election voters and 3.1 percent for all adults.
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h/t: The Hill


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Education and collaboration are vital to the future of the Linux ecosystem, and it is imperative to us that everyone in the community that wants to participate feels welcome to do so regardless of gender, gender identity, sexual orientation, disability, race, ethnicity, age, religion or economic status. Our code of conduct outlines our expectations for all those who participate in our community, as well as the consequences for unacceptable behavior.
Registration Discount/Scholarships
To encourage and increase the participation of a diverse community, we are pleased to offer diversity and need-based registration scholarships and discounts, as well as travel funding, to our conferences.
Click here for more information and to apply for scholarships.
Nursing Room
We will be providing a private lactation room at this year's event to aid in the comfort and accessibility for our nursing attendees. The room will available all days (Tuesday & Wednesday) of the event and will be located onsite in the hotel. For location information, please check with our registration desk onsite.
Child Care
We are offering complimentary child care onsite for all attendees this year. Please visit our Child Care page for details.
Venue Accessibility
The Sheraton Seattle is ADA- compliant and wheelchair accessible. If you need any assistance locating an elevator, or have other questions about accessibility onsite, please speak to a member of the CNCF event staff, recognizable by their Event Staff badges, or visit the Registration Desk located in the Grand Ballroom Foyer.
Wheelchair & Medical Equipment Rental
If you need a wheelchair or scooter, you can rent and pre-order them from the providers below:
Access Medical Equipment - 206-365-770
Scootaround -888-441-7575
Quiet Room
All attendees may feel free to use the Quiet Room as needed. It is a physical space where conversation and interaction is not allowed. Where attendees can go for any reason and they can't interact with other attendees at that time. Located in Dashpoint, located in the Pike Street Tower on the Fourth Floor of the Sheraton Seattle.
Communication Stickers
At Registration, attendees can pick up communication stickers to add to their badges. Communication stickers indicate an attendee's requested level of interaction for both other attendees and press (including photographers and videographers). Green = open to communicate; Yellow = only if you know me please; and Red = I'm not interested in communicating at this time.
Please be respectful of attendee communication preferences.
First Aid/Medical Assistance
If you require first aid or medical assistance, please visit our Registration Desk in the Grand Ballroom Foyer (second level of Hotel, Pike tower side) or the Hotel Front Desk in the Lobby. You may also contact the Seattle Police Department at 1-206-684-4300 or go directly to Virginia Mason Hospital & Seattle Medical Center located at 1100 9th Ave, Seattle, WA 98101 (.64km from the Sheraton).
Contact Information/Harassment Reports
If you are being harassed, notice that someone else is being harassed, or have any other concerns, please contact a member of event staff immediately. Event staff can be identified by staff badges and shirts onsite, and can be found at the event registration counter at any time. Our staff has had incident response training and responds to harassment reports and does so in accordance with the process recommended by the Ada Initiative, which can be found here on the Geek Feminism Wiki.
You may also reach out to one of the following individuals:
Angela Brown
VP of Events, The Linux Foundation
Katie Stern
Director of Events, The Linux Foundation
Conference staff will be happy to help participants contact hotel/venue security or local law enforcement, provide escorts, or otherwise assist those experiencing harassment to feel safe for the duration of the conference.
If you are planning to attend an upcoming event, and have concerns regarding another individual who may be present, please contact Katie Stern at firstname.lastname@example.com. Precautions will be taken to ensure a victim's comfort and safety, including, but not limited to: providing an escort, prepping onsite event staff, keeping victim and harasser from attending the same talks/social events and providing onsite contact cell phone numbers for immediate contact.
Emergency Resources:
Seattle Police Department - East Precinct
1519 12th Ave, Seattle, WA 98122
Virginia Mason Hospital & Seattle Medical Center
1100 9th Ave, Seattle, WA 98101
Taxi Services
Seattle Rape Crisis Centre
Contact Us With Ideas
If you have ideas on how we can create a more inclusive event, please do not hesitate to let us know. Contact Angela Brown, Vice President of Events, at email@example.com.


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How Much Money Do You Need To Live Stress-Free?Do you agree with this survey's results?
Carson Daly Asks: Would You Give Up Internet To Save A Stranger's Life?We opened up the AMP Radio phone lines for our own unofficial poll and even WE were shocked by the results!
How To Know If A Guy Is Interested In You Based On His Text MessagesWomen's lifestyle website Vixen Daily conducted a survey that sheds light on men's texting habits.
Average Woman Spends Five Hours A Week Taking SelfiesAccording to a new study, this 21st century epidemic is getting out of hand.
Los Angeles Is Allegedly One Of The Nation's Least Friendly CitiesLos Angeles has amazing weather, diversely gorgeous landscapes, and some of the most glamorous people in the world. But according to a Conde Nast Traveler's Reader Choice survey, it's one of the least friendly cities in the country. What constitutes "friendly?" Apparently, whatever they are doing in the South.
Carson Daly Takes The Friend Survey!
A Third Of Americans Believe In UFOs??


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You may be getting more than you bargained for when you eat at one of the more than 400 chain restaurants on Long Island, many of which fail to meet federal guidelines for nutrition.
A study published in the journal Public Health Nutrition looked at the content of 28,433 regular and 1,833 children's menu items, and reported that the vast majority of them did not meet recommendations for calories, sodium, fat and saturated fat set by the U.S. Department of Agriculture.
Some types of chains fared worse than others. "What we found was that family-style restaurants like Denny's, Red Lobster, Ruby Tuesday, Friendly's and Olive Garden, have higher levels of sodium, fat and saturated fat than fast food restaurants," said the study's co-author, Helen Wu of the nonprofit Rand Corp. in Santa Monica, Calif.
Nutritional information provided online by chains reveals, for example, almost a day's worth of sodium (2,230 milligrams out of the FDA's 2,300 milligram limit) lurking in the 590-calorie wood-grilled peppercorn sirloin and shrimp at Red Lobster. And a half-day's worth -- 1,283 milligrams -- is packed into the 397-calorie "petite" zucchini cake at Ruby Tuesday.
While many chains now offer some healthier options, diners have to go online or verbally request nutritional statistics for most menu items.
And while a federal law, signed in 2010, requires eateries with 20 or more locations to feature nutritional information on menus, it remains a work in progress.
"The agency is working on the final rule," said Tamara Ward of the FDA's Office of Public Affairs.Nutritional numbers don't seem to matter to all diners. At lunch at Ruby Tuesday in Farmingdale Thursday, Patrick Feehancq of Massapequa had removed the bun from his cheeseburger, but said he wasn't counting sodium or calories. This he does only "occasionally -- depending on how close it is to my last doctor's appointment." And nutritional studies, he said, change almost daily. "Coffee used to be bad for you; now they say it's good."


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Wessex FM News
£30,000 In Community Cash Up For Grabs
9:01am 31st August 2012
£30,000 is being given away to help new project ideas in health or social care across Dorset.
Individuals or groups can apply for the 'community cash' from Dorset LINks.
LINks Regional Manager for the South West, Martyn Webster, said: "Community Cash is our way of getting as many individuals or groups across the Dorset community engaged. Sometimes, people have great ideas, but lack the necessary funding to make their projects a reality. Now, they can get up to £1000 per project, with the support of LINks behind them. We have had some incredible input from people of all ages, who have clearly been keen to get involved in their communities, and some really tangible outcomes from projects worked on."
Annabelle Davis said: "Dorset LINKs provided me with a platform on which to deliver the workshop that I had designed myself. It was a completely interactive workshop with a variety of activities, based around the reality of living with a mental illness every day, feelings of hopelessness, and dealing with labels and judgements. Thank you LINks, I couldn't have done it without you!"
For further information on how to apply for a share of the Community Cash fund, simply call LINks on 0300 111 0102, visit them online at www.makesachange.org.uk, or follow them on Facebook and Twitter.
Sign up for the latest local news direct to your inbox


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Valentia Night Revive Retinol Serum
It's no surprise that I love Valentia's new Night Revive Retinol Serum because I love the rest of the Valentia line of products.
This incredibly lightweight anti-aging product is for fighting the signs of aging like fine lines, wrinkles, and decreasing skin tone by stimulating collagen production as well as preventing breakouts and moisturizing and conditioning dry skin.
The milky serum is used on freshly washed, clean, dry skin. Just a couple drops moisturize your neck and face without leaving it oily or greasy. All you feel is soft skin.
This Night Revive Retinol Serum is made with vitamins A (retinol), C, and E and squalane from olive oil. Retinol is clinically proven as an antioxidant to improve skin on a cellular level while vitamin C helps to boost retinol's power. Vitamin E helps to keep your skin hydrated and wrinkle-free. Squalane helps to reduce the drying side-effects of retinol naturally.
Valentia uses natural and organic products to produce quality products that really work. They are also vegan-friendly, cruelty-free, and made in the USA.
Visit Valentia on Amazon, Facebook, Instagram, and their website.
You can see my other Valentia reviews HERE.
I'm a product review blogger and I received this product in exchange for an honest review. This post contains affiliate links.


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I get to try out lots of innovative, new and fun teaching related items and over the years I've used many different teacher resources and tools. Some have been fantastic and helped save my sanity, while others that I thought were going to be great, ended up being too much hassle.
I've written about a few different teacher tools that have helped to make my life easier, which you can read at the link below.
7 Tools That Make My Life As A Teacher Easier
Here I'm going to share with you a few other teacher resources and tools that I love to use and I hope you find them useful as well.
Amazon teacher resources
Okay this one may seem a tad boring…..but I use and love Amazon, even in Australia. I have bought so many cool things over the years and I've never had any trouble with delivery.
These were probably my favourite purchases. I looked high and low in the shops here for these storage drawers, but couldn't find ones just like these. They're so good for storing different bits and bobs. You can see how I've been using them in this article:
The Best Teacher Storage Solutions
I also love my label maker, it's not fancy but it does the job.
Have you made any fab purchases from Amazon lately? I'd love for you to share them in the comments below.
Erin Condren (EC)
I know I have written about my obsession with EC Planners before. Check out the article below if you want to read about a few different planners I've used over the years.
Where Can I Get A Teacher Planner?
But what I also want to share with you are some of the other fab things that Erin Condren sell.
Recently I did a mammoth order from EC and tried out a few of their other teacher related items.
Okay I may also have a sticker obsession too 😉 But these are just lovely.
Lovely laminated calendars to use as a display in your classroom. They also reverse and have inspirational quotes on the other side.
There are so many uses for these beautiful boxes. I use mine to store all of my washi tape, but they would look lovely on your desk with all sorts of bits and bobs in there. Lollies would look great too!
The Mama CEO planner
As much as I love my EC planner, this year I have found that it hasn't quite worked out exactly how I wanted it to.
It hasn't really allowed me to keep track, plan and schedule for my many hats: work, business and home life. This meant that I was using about 5 different systems to cater for all the different things in my life.
Introducing my new secret weapon……The Mama CEO Planner.
Whether you're a classroom teacher, specialist teacher, teacherpreneur, homeschooler or parent you're sure to find this planner perfect.
Probably the best part about this planner is that it's not just a planner, it's your whole organizational system.
With this system you not only get the paper planner, but you also get 3 separate e-courses, an awesome planning wall poster and bonus tutorials, planning sheets and templates.
In the past few months that I have used this system I have never felt so organized and on top of all the stuff going on in my life. I know exactly what is coming up, from what is on the menu for next Wednesday's dinner, to when my little girl has a birthday party and when I have an important work meeting.
I have my 90 day work plan all completed so I know exactly what I need to be doing in the next few months to help me reach my goals.
I'm using the large wall poster to help me keep track of my progress, and in a very visual way.
And I've used the My Tiny Empire post-it note course to help me map out a large project I'm working on. What's fab about My Tiny Empire is that you can use it across all facets of your life. Whether you're planning a work project, birthday party or even your new menu plan. It works just as well for all of them.
Look I'll be honest it's not the cheapest planner I've ever bought, but then again it's not just a planner. It's a whole system!
And I think for what you get it's worth every cent. If you'd like to find out even more about this planning system, then you'll love next week. I have the creator of the Mama CEO Planner (Megan Flatt) joining us to tell us more about the planner and bonuses.
But, if you also want to get on top of the rest of this year, and zoom into 2017 then check it out by using the link below.
Mama CEO Planner
I hope I've given you a few more ideas of teacher resources that are available. I've also put together a new page where I will keep all of the teacher resources and tools that I recommend and use. You can visit it by clicking on the tab above 'Resources,' or use the link below.
Teacher Resources Page
Some links on this page are affiliate links meaning, at no additional cost to you, I may get a commission if you make a purchase. Thanks for your support in this way!
Get Email Updates
Would you like more great teaching tips and to save time? Sign up and grab the FREE Classroom Games Cheat-Sheets. Enter your name and email and hit 'Sign Up.'


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GraphicRiver Set Icons of Plumbing 9645567
GraphicRiver Set Icons of Plumbing 9645567
Icon \ Objects \ Man-made objects Set Icon of Plumbing
Sewerage \ Shower \ Service \ Plumbing \ Plunger \ Sign \ Sink \ Water \ Wrench \ Tube
Icon - Set Icons of Plumbing 9645567 by moto-rama @ GraphicRiver
Icon \ Objects \ Man-made objects Set Icon of Plumbing
High Resolution: Yes; Layered: Yes; Graphics Files Included: Photoshop PSD, JPG Image, Vector EPS, AI Illustrator; Minimum Adobe CS Version: CS.
Set Icons of Plumbing Isolated on White
- Available RGB color
- Good choice for use in infographic and interface
Attached ZIP folder contains.
- EPS 10 (easily resize and colors)
- AI CS (easily resize and colors)
- PSD (layered, 300dpi)
- JPG image has high resolution 4200×4200 pixels
Thank you for purchasing the item! I will be glad to your feedback!
Set Icons of Machine Tool; Set Icons of Lifting Equipment; Check Mark Flat Icon; Set Icons of People; Set Flat Icons of Quadrocopter, Multicopter, Drone; Set Icons of Screen Printing; Set Icons of Cleaning;
Keywords: background, bath, bathroom, bathtub, black, design, drop, equipment, faucet, heating, icons, leaking, objects, pipe, pipeline, plumber, plumbing, plunger, service, set, sewerage, shower, sign, sink, symbol, toilet, tools, tube, water, wrench.


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Weight causing problems?
Patient : I have been having the symptoms of a yeast iinfection (itching and cottage cheese looking discharge). But, I'm not sure it can be a yeast infection, because I have been overweight since I was 14 and I have never experienced one.
Symptoms: Icthing and white clumpy discharge
Doctor : Hello, Thanks for the query. Being overweight alone is not a risk factor for getting a yeast infection, it can be noti ced in lean people as well.The common causes for the same include poor sanitary hygiene, longer antibiotic therapy for any cause, low immunity, pregnancy, stress and many more. a thick curdy white, cottage cheese like discharge with severe itching is most likely to be a yeast infection. You may visit a gynecologist for an examination and may need to get a few investigations like blood and urine tests, blood sugar check as well. Also, your partner also may need to get checked. A course of antibiotics and vaginal pessaries will solve the problem. Avoid unprotected intercourse and use a condom. Also, make sure your partner also gets treated Hope this helped Reagrds
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Q: I am prone to get yeast infection, by taking drugs containing yeast ,, will that just make it worse?
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Kapitan Torpe Trailer (2011)
"Manuel soon learns that it is easier for him to find the courage to be a hero than it is to find the courage to confess his love." 18 July 2011 89 mins
Kapitan Torpe is the code name of a reluctant superhero who fights crime and helps the oppressed. He is very unlike his alter ego, Manuel, a production assistant working under a dictatorial director whose only reason for not quitting his job is because he is in love with Mikki, the director's assistant. As he is thrust deeper and deeper into the world of crime fighting, Miguel realizes that it is easier to be brave in the face of oppression than it is in the face of true love.
Watch the official Kapitan Torpe 2011 trailer in HD below or find more Kapitan Torpe videos on Vidimovie.


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Strauss commits to Middlesex
England skipper Andrew Strauss has signed a two-year contract extension that ties him to Middlesex until 2012.
Last Updated: 30/10/10 2:31pm
England skipper Andrew Strauss has signed a two-year contract extension that ties him to Middlesex until 2012.
Strauss, 33, put pen to paper on the new deal just a day before he flies out to Australia to lead his country in this winter's Ashes tour.
Middlesex managing director of cricket, Angus Fraser said: "Naturally, we are delighted that Andrew has chosen to remain at Middlesex.
"We expect Andrew's involvement with Middlesex over the next couple of years to be minimal - he has bigger fish to fry with England - but when he is available to play for us he is a great person to have around.
"His presence is extremely reassuring and he sets a superb example to all our young cricketers."
Strauss, who has been at Middlesex since 1997, will be accompanied by county team-mates Steven Finn and Eoin Morgan in Australia as England look to win a series Down Under for the first time since 1986/87.
"The club takes great pride in producing England cricketers and everyone at Middlesex hopes that Andrew follows in the footsteps of fellow Middlesex and England captains Mike Gatting and Mike Brearley in winning an Ashes series in Australia," Fraser added.
"It would be a fantastic hat-trick for the club.
"In the 2010 domestic cricket season Middlesex did not perform as we wanted to but as a club we must be doing something right.
"To have three players travelling on an Ashes tour is a great achievement.
"In Strauss we have an outstanding England captain and in Eoin Morgan and Steven Finn two of the most exciting young cricketers not only in England, but the world."
Meanwhile, promising batsman Dan Housego has also agreed a new one-year contract with Middlesex for the 2011 season.


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[ibimage==28378==Large==none==self==null]This week's featured interview is with Shrada Agarwal, Chief Strategy Officer, Co-Founder and Head of Media at Context Media. Context Media is a booming bootstrapped biz that delivers relative and engaging waiting room video content based on specific medical conditions. Shradha is the real deal in the world of entrepreneurs, reinvesting her personal capital into her seed-stage investment fund called JumpStart Ventures that funds health tech startups. Her entreprenuerialism started pretty early on, stealing her dads books and running an underground library for cash at her school. Who knew stealing would one day lead her to be the 2013 Moxie Award Tech Woman of the Year. And yes, there's more...
This week's music feature is Chicago's own The Canoes.
Listen: http://bytesoverbagels.com/#/shradha-agarwal-chief-strategy-officer-and-co-founder-at-contextmedia/ or thru iTunes Podcast
Today's Show Sponsor is Webvisions:
WebVisions explores the future of web and mobile design, digital media and technology with a lineup of dangerous thinkers - the people who are shaping the future of the digital age -- Jason Kunesh, the Director of User Experience for Obama for America, Carla Diana of Smart Design, Kerry Bodine of Forrester Research, and more.
The future is here - join us for WebVisions Chicago at the Siskel Theater from Sept. 25-27. Register now at WebVisionsEvent.com and use promo code "BAGELS" for 20% off admission.
Today's show is brought to you by:
Bagels are brought to you by: NYC Bagel Deli
Coffee brought to you by: Bow Truss Coffee Roasters
Adult Beverages brought to you by: Koval Distillery
Get a Free Coffee at Bow Truss:
Sign up at bytesoverbagels.com for our newsletter and we'll email you a coupon for a free cup of hot or cold brewed iced coffee at Bow Truss Coffee Roasters in Lakeview or River North.
NEXT WEEK's featured guest is Tracey Wiedmeyer, CTO and Co-Founder of InContext Solutions.


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The fruit salsa is a great way to add flavor without a lot of calories.
Stir together mustard, honey, hot-pepper sauce and 1/2 teaspoon salt in small bowl.
Combine tropical fruit, avocado, onion, bell pepper, lime juice and remaining 1/4 teaspoon salt. Cover; refrigerate salsa until ready to serve.
1-1/3 pounds salmon fillets
Grill or broil salmon for 4 to 5 minutes, brushing with honey- mustard glaze; turn over. Grill or broil 4 to 5 minutes more or until desired doneness, brushing with remaining glaze. Serve salmon with tropical fruit salsa.
Explore the wide variety of career opportunities that we offer!


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All Inclusive Holidays to Asia
The lure of the Orient still draws thousands of holidaymakers to Asia's great cities for a luxury travel experience.Asia has proven itself repeatedly to be a top destination for luxury travel, particularly as a getaway for couples. Countries as diverse as Indonesia , Thailand and India all offer a glimpse into a vibrant culture, alongside five-star attentive service and exciting cuisine. With its all-inclusive holidays, Asia provides a means for travellers to relax in a prime destination, with excellent opportunities for relaxation, entertainment and sightseeing. Asia all-inclusive holidays provide a huge choice for visitors. You can stroll among the peaceful shrines, historical palaces and temples of Japan, join a beach party in Thailand, or immerse yourself in the natural wonders of Cambodia's Mekong Delta and its coastline on the Gulf of Thailand, or alternatively, visit Malaysia with its lively city of Kuala Lumpur, beaches and rainforests; a great holiday destination.