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Equity crowdfunding explained
By Michael Trudeau
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Equity crowdfunding explained
Find out how equity crowdfunding works - and weigh up the risks involved.
Buying shares in companies to get a return on your money isn't new, but doing so via crowdfunding is becoming increasingly popular.
When you buy shares through a crowdfunding platform, you buy a small slice of that company. And if it becomes successful, your shares could rocket in value or you could receive dividends - a share of the profits the company makes.
This guide shows you how equity crowdfunding works, and explores the potential risks.
How does equity crowdfunding work?
Two websites in the UK that allow you to invest in small companies through crowdfunding are Seedrs and Crowdcube. The range of companies listed on their websites are vast - past businesses have aimed to produce everything from new photographic products to rocket-powered aeroplanes for low-cost space tourism.
Each startup decides how much money it wants to raise in exchange for a percentage of its company. The amount you own is proportionate to your level of investment. It works like this:
- A startup is seeking to raise £50,000
- It's happy to give away 20% of the company
- You invest £500, which is equal to 1% of £50,000.
- You'll receive 0.2% of the company as your share, which is equal to 1% of 20%
If a company doesn't reach its intended target by the end of its deadline, the project doesn't go ahead and your money is returned to you.
Go further: Investing in stocks and shares - read our guide to the basics
The high risks of equity crowdfunding
Even if a project is successful in raising the funds, remember that most startups fail, so investing may involve significant risk to your capital. In other words you could lose some, or all, of your investment. And even if a crowdfunded business beats the odds and not only survives but thrives, it could be years before it makes a decent profit.
Here's the lowdown on the main risks of equity crowdfunding.
Risk 1: Your stake will be worth something only when the business floats on the stock market or buys your shares back.
Risk 2: You're also unlikely to receive dividends - a distribution of the company's profits - because the companies involved often don't make enough profit to pay out to shareholders.
Risk 3: It's not easy to sell your shares. There's no secondary market for you to find buyers if you do want your money back
Risk 4: Whenever you invest in a startup company, you need to watch our for something called 'dilution risk'. This happens when a company issues more shares to raise more money, and the value of your investment reduces.
Other types of crowdfunding
There is another type of crowdfunding, commonly called 'debt crowdfunding'. Instead of buying shares in a company you give it a loan, which it repays with interest over time.
One example of such a crowdfunding website in the UK is Abundance Generation. It mainly gives you the chance to fund green and environmental projects.
Debt crowdfunding works like this:
- You invest in a 'debentures' - these are certificates that are like a loan to the company.
- They pay a cash return twice a year, which comprises an income payment - between 6% and 9% of your investment - and a return of your capital across the life of a project.
- Your investment is repaid in equal annual instalments, but this takes place over 20 to 25 years.
But the big risk is that the green project you've invested in doesn't work out. Your returns could be affected if energy output is lower than expected, or there's a collapse in energy prices.
Debentures are regulated by the Financial Conduct Authority (FCA) and, while they can be traded and transferred, there's no guarantee you'll sell them quickly or get your original investment back.
If a project you've invested in is sold to another company, your debenture could be transferred or cancelled.
You can also lend to companies and individuals via peer-to-peer (P2P) lending sites. Read our guide to learn more about P2P as an investment.
Is my investment protected?
The FCA regulates equity crowdfunding sites. This means careful checks on investors must be carried out - only those who understand the risks or have the financial capacity to cope with any losses should be allowed to take part.
As these sites are regulated and authorised by the FCA, you may have access to the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS), but these protections won't help if you lose money from a risky investment.
Know your rights: Read our consumer rights guide on taking a complaint to the FOS
- Last updated: February 2017
- Updated by: Michael Trudeau


text: Bryher Bryher 1894 1983 Bryher Bryher 1894 1983 Scherzo Films 1996 en Kenwin : un film 79057924 The Villa Kenwin, built by Hermann Henselmann in 1930-1931, was home to Kenneth Macpherson, filmmaker, and Winifred Ellerman (Bryer) who entertained the poet H.D. (Hilda Doolittle-Aldington) and her daughter Perdita. Built as a modernist utopia, the villa exemplifies the life of a social world. Through tours of the villa and with correspondence between H.D., Bryer, and Macpherson, the past is revisited. 79057924 Place of publication not identified Documentary films Henselmann Hermann Hermann Henselmann 1905 1995 Goël Véronique Véronique Goël Macpherson Kenneth Kenneth Macpherson Villa Kenwin (La Tour-de-Peilz, Switzerland) Documentary films--Switzerland 2017-10-23 Scherzo Films. Switzerland 1996

subset: commoncrawl


text:
JED Harris has every right to look triumphant.
His chest has twice been opened by surgeons to repair a hole in his heart and reconnect its blood supply to the lungs.
Less than a month after his second open heart surgery, Jed was diagnosed with cancer - all before his first birthday.
Now aged 15 months, the Ballarat toddler is in remission and is celebrating the removal of the nasal gastric tube - which he had since he was five weeks old.
Parents Tracey and Paul Harris went into their 20-week scan deliberating whether to find out the sex of their baby.
Instead, they walked out with the knowledge their baby had a heart defect.
Jed was diagnosed with a trio of problems: a hole in the heart, no pulmonary valve allowing blood to leave the heart, and an abnormal blood supply between the heart and lung arteries.
Open heart surgery at the Royal Children's Hospital was performed at five weeks of age, followed by a complete repair when he was 10 months old.
Three weeks later, an 8cm-long Wilms tumour was found on his left kidney.
"The worst moment for me was going to hospital for kidney tests because I didn't realise we were going to the cancer centre," Mrs Harris said.
"We walked in and I saw kids with tubes up their nose and bald heads. I just lost it.
"The counsellor was there in a flash. The hospital has been awesome.
"After that you think, 'OK, I can cry every day and ask why me, or you can stay positive and get through this by being there for each other'."
Jed endured five weeks of chemotherapy before having his kidney and tumour removed days before Christmas.
Paediatric cardiologist Dr Bryn Jones said Jed would need further surgery to enlarge the artificial connection made between the heart and lung arteries, to cope with bigger blood flow demands in his teenage years.
The family is relishing a rare three months at home before Jed's next appointment.
"It has definitely knocked him, but it has never taken away his happiness or his zest for life," Mrs Harris said.
"If you ever had doubts, you'd just look at Jed and think no one is going to take his position in life."
To donate to the Good Friday Appeal, go to goodfridayappeal.com.au or phone 9292 1166
Originally published as Life on upswing for braveheart Jed


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Technological innovations are empowering workers like never before. One need look only at new classes of cellular telephones and personal digital assistants (PDAs) to witness how powerful simple handheld devices have become.
An employee now enjoys all the power and benefits of being in the office – clear voice lines, fast Internet access, network connectivity, electronic messaging, contact and calendaring management and more – in the palm of his or her hand while on the go. New Blackberry, Smartphone and Treo devices pack significant punch into combination cellular telephone-PDAs.
The result is no surprise: everybody wants one.
As cell phones and PDAs often fall under the realm of the Information Technology department, IT professionals are being tasked with allocating costs, supporting various platforms and even determining which employees are eligible to receive organization-provided cell phones and PDAs. In addition, IT pros are being forced to manage the crisis that inevitably arises when an executive's PDA, packed with confidential and proprietary data, becomes lost.
Security biggest threat
The security threats today's cellular phones and PDA devices pose may be their greatest administrative challenge. More than 85,000 cell phones and 21,000 PDAs and PocketPCs were left in Chicago cabs during just a six-month period in 2004, according to a survey released by mobile security company Pointsec.
According to Pointsec, the average mobile device holds 80 MB of data. While a seemingly low amount, that's enough to jeopardize 6,000 Microsoft Word documents, more than 700,000 e-mail messages, 360,000 contacts or 7,200 compromising images per lost device. That's a lot of data to lose, especially if it ends up in the wrong hands.
More disconcerting is the fact the problem is getting worse. Data from the company's London surveys show lost cell phone and PDA cases have increased 350 percent since 2001.
Technology solutions can help
New mobility features in Microsoft Exchange Server 2003 SP2 enable remote wiping, or remotely triggered destruction, of data on lost handhelds. The key, of course, is to properly configure devices beforehand to ensure data can be remotely destroyed in the event a device is lost or stolen.
Other technology solutions are also available for helping protect the contents of a cell phone/PDA. Software manufacturers, such as Credant Technologies, GuardianEdge Technologies, Ultimaco SafeWare and Pointsec Mobile Technologies, can encrypt cell phone/PDA data, making it much more difficult for unauthorized parties to access data on a lost or stolen device.
But technological solutions aren't foolproof. And, technology solutions do nothing to solve issues associated with determining who's responsible for selecting the organization's PDA platform, determining which employees are eligible to receive organization-provided cell phones and PDAs and who's responsible for paying the bills those devices generate. Nor do such technology solutions do much to ensure employees use these devices as intended for business purposes only.
That's where policies come in.
Policies cover multitude of sins
A well-crafted cell phone and PDA policy can eliminate the various administrative headaches that so often arise with these devices in corporate environments. For help gauging your organization's need for such a policy, review TechRepublic's Cell Phone & PDA Vulnerability Assessment.
The interactive Microsoft Excel spreadsheet presents several criteria; provide rankings, according to level of importance within your organization, and you'll be rewarded with a total score you can use to make a more objective determination. And, should you decide a policy is required, the assessment provides some additional justification for rolling out the policy.
When preparing a cellular phone and PDA policy, be sure to address all of the following issues:
- The process for determining which employees are eligible for organization-provided cellular telephones and PDAs
- Statements indicating that organization-provided cell phones and PDAs are to be used only for fulfilling business tasks and responsibilities
- Acknowledgement by the employee that organization-provided cell phones and PDAs remain the organization's property, although employees are responsible for replacing the devices if lost or stolen
- No cellular phones or PDAs may be connected or synchronized with organization-provided computers, laptops, servers, systems or networks without the prior written consent of the Information Technology department manager
- No proprietary, sensitive or confidential data is ever to be stored on a cell phone or PDA
- Lost, misplaced and stolen cell phones and PDAs should be reported to the Information Technology department immediately upon discovering that the device is missing
- Potential penalties resulting from violations of the organization's cell phone and PDA policy
For help creating your policy, check out TechRepublic's Cell Phone & PDA Policy. The ready-made template can be used as-is or customized to meet your organization's specific needs.
Remember, too, that just rolling out the policy won't eliminate risks. The Information Technology department must diligently enforce the policy.
You can quickly implement a Cell Phone and PDA policy in your organization by downloading TechRepublic's Cell Phone and PDA Policy. Included you'll find a risk assessment spreadsheet that will help you determine the importance of such a policy to your organization's security along with a basic policy that you can use and modify. You can purchase it from the TechRepublic Catalog or download it for free as part of your TechRepublic Pro membership.


text: Just finished up buying out another LCO . He wants us to make him an offer on what's left of his equipment. All of it is in average condition (working) 1. 2003 Kubota ZD 21 60" deck 800 hrs. old style deck 2. 2003 Scag 48" hydro 50hrs. SWZ advantage deck 3. 2003 Billygoat walk behind bushog honda engine 4. 3 echo trimmer/eders & 1 echo backpack 5. 6X12 single axle mowing trailer good condition but small! I gave him an offer for each peice and priced them out seperate for him.....he said I was rediculously low! he kept telling me what he paid for it in 2003 ! All eqiupment has normal wear and tear and has had normal maintenance. What do you guys site un seen think it should be worth? My offers to him were as follows: 1 $4,300 2 $2,500 3. $500 4. $400 5. $800


text:
Receive industry and products news from the market categories that matter to you most.
Stay up to date on industry news and trends, product announcements and the latest innovations.
Product News: Paints & Coatings
Industrial Grade Enamel Coating has no odor.
Press Release Summary:
Oct 08, 2003 - Beyond(TM) Multi-Purpose Enamel produces no VOCs and no hazardous air pollutants, allowing users to paint in confined spaces without risks associated with solvent odors and flammability. Coating can be applied on metal, concrete, masonry, wood, drywall, and tile by brush, roller, or spray gun. It is fast drying and offers color and gloss retention. Product is suited for indoors and out and comes in standard colors and tintbases in satin or gloss finishes.
Original Press Release
Sierra Performance Coatings Offers Industrial-Grade No-Odor Enamel
Press release date: Oct 07, 2003
This patented technology allows users to paint in confined, occupied spaces without the risks associated with solvent odors and flammability while achieving true industrial-grade paint performance.
"There are many companies that have low or no odor paint. Sierra Performance Coatings offers the first no-odor paint that truly performs as well, if not better, than solvent-based paints," explains Brian Paich, Sierra Coatings product manager. Beyond(TM) Multi-Purpose Enamel can be used on metal, concrete, masonry, wood, drywall and tile by brush, roller or spray gun. It is fast drying and has proven color and gloss retention. The product can be used indoors and out and is available in standard colors and tintbases in satin or gloss finishes.
The coating is ideal for use where odor is a concern such as schools, hospitals, clinics, break rooms, or any other occupied spaces.
For more information on Beyond Multi-Purpose Enamel or the Sierra product line, call 1-800-777-7765, visit our Web site at www.rustoleum.com or contact firstname.lastname@example.com.
Don't miss the latest news!
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can employee ask his employer ask to provide a copy of hntire leave record from the date of his joining his service uptodate.
can employee ask his employer ask to provide a copy of hntire leave record from the date of his joining his service uptodate.
Is your employer coming under the definition of Public Authority under RTI Act?
an employee has the right to inspect his service record and get to know all service particulars including leave record from the date of joining to till date. in government offices, employee can ask for his service record and go through it. in private sector, record keeping may not be upto standards.
Since we are talking about RTI Act, I presume the case pertain to a government servant. I fail to understand as to how the doubt arose in such a simple and basic issue. Service book or record of service is maintained for every government servant both central and state. All important aspects of one's service, like, pay, promotion, earned/ medical/extraordinary leave records are properly kept in the register as these factors affects one's promotion and pension. It is not at all a confidential records. Public servants are required to sign it periodically as proof of its correctness. Of course casaul leave not being cumulative and not a right as such is not recorded in it. I am surprised as to what stopped Sri.Murali V Mohan or the concerned public servant from walking into the Establishment section of his office and seeking the data. I personally do not appreciate anyone intiating an RTI application to his office to know his leave account unless there is sufficient reason for it. Of cource, if the issue pertains to private sector, Sri. snkmoorthy has answered it.
Last edited by colnrkurup; 14-01-08 at 03:16 PM.


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6 January, 2017
2017: What Do Big Data, Cloud, Self-Service And Machine Learning Have In Common?
2017 is set to be a very exciting year for the technology industry and data analytics is going to see huge growth.
Big data has finally come of age and interest in the analytics industry has never been keener. The sums invested in big data analytics continue to increase every year. According to a recent IDC report, the big data and business analytics industry saw revenues of $130 billion in 2016 and is forecast to continue to grow, with estimates that it will reach $203 billion by 2020. 2017 will largely be a consolidation year for the core proposition of big data analytics, but it is a young industry and the effects of better data analytics are now beginning to spill into other related fields.
This is where the big changes will occur in 2017. As analytics continues to improve, the changes it initiates will impact wider areas such as cloud-based Analytics-as-a-Service, Business Intelligence, the Internet of Things and Machine Learning.
Deployment of cloud-based analytics will rapidly accelerate in 2017
In recent years, cloud adoption has moved from a niche proposition and into the mainstream. It is now becoming the norm for many businesses and the benefits are clearly understood. Looking ahead to 2017, the cloud will continue to be adopted by businesses of all shapes and sizes, irrespective of the market segments that they are active in – that is a given. However, what will change in 2017 is that cloud adoption will move beyond its staple of replacing infrastructure and software solutions; cloud adoption will move into data analytics as cloud-based analytics solutions mature, gain features and become attractive to businesses.


text:
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is back-ordered. We will ship it separately in 10 to 15 days.
Wool 2 Inch Snap Brim Crushable Fedora Hat by Dorfman Pacific
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Classic D Crest pin
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text:
Midcoast delegates attend education assembly
Four delegates from the Seacoast Education Association (SEA), representing employees in RSU 13, attended the 86th annual Maine Education Association Representative Assembly in South Portland.
The weekend conference May 17 and 18 was an opportunity for members from education associations across the state to gather and adopt resolutions that will direct the MEA's work for the coming year. Furthermore, the body of around 150 delegates discussed and voted on items such as the amendments to the governing bylaws, standing orders, and the 2014 – 2015 MEA budget.
Charles Gallagher, Doug Crossley, Kevin Martin, and Lynn Snow represented the SEA. Several speakers attended the annual assembly including the Vice-President of the National Education Association Lily Eskelsen-Garcia. Congressman and candidate for Maine governor Mike Michaud addressed the delegates at the evening awards banquet.
The local Seacoast Education Association has 240 active professional and ESP (Educational Support Personnel) members in one united group.
The Maine Education Association is the largest labor union in the state of Maine with nearly 24,000 individuals making up its membership. They are an affiliate of the National Education Association, the largest labor union the country, about 2.7 million strong.
The SEA professionals work cooperatively to educate all RSU #13 students. They are the teachers, nurses, guidance counselors, administrative assistants, paraprofessionals, custodians, food service employees, bus drivers, and others on the "frontline." Throughout this challenging year in the district, these folks have persevered. RSU #13 schools have continued to thrive because of their diligence and the committed students that show up each day ready to learn.


text:
FREE SHIPPING on orders of $85 or more
An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Pixly Early Origins
Kent where they held a family seat as Lords of the Manor. The Saxon influence of English history diminished after the Battle of Hastings in 1066. The language of the courts was French for the next three centuries and the Norman ambience prevailed. But Saxon surnames survived and the family name was first referenced in the 13th century when they held estates in that county.
Pixly Spelling Variations
Pixly Spelling Variations
Spelling variations of this family name include: Pix, Picks, Pixt, Piex, Piext, Pex, Pext, Pixe and others.
Pixly Early History
Pixly Early History
This web page shows only a small excerpt of our Pixly research. Another 283 words (20 lines of text) covering the years 1510, 1600, 1106, 1432, 1455, 1487, 1666, 1709 and 1684 are included under the topic Early Pixly History in all our PDF Extended History products and printed products wherever possible.
Pixly Early Notables (pre 1700)
Pixly Early Notables (pre 1700)
Another 28 words (2 lines of text) are included under the topic Early Pixly Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Some of the first settlers of this family name were:
Pixly Settlers in United States in the 18th Century
Pixly Family Crest Products
Pixly Family Crest Products
See Also
See Also
Other References
The Pixly Family Crest was acquired from the Houseofnames.com archives. The Pixly Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 16 September 2013 at 13:43.
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text:
Wesley Memorial Church Hall
Wesley Memorial Church Hall
Bryants Hill, St George, Bristol, BS5 8QS
- Website wesleymemorialmethodistchurch.com
Two large halls and a meeting room for hire. Very reasonable rates from £7.50 an hour.
Text supplied by third party.
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text:
It's a matter of experience, accommodation and profession arranging. The MBA distance learning is a business distance college system intended to take graduates into the following phase of their vocation. It gives a general foundation to the whole scope of business aptitudes that are needed, however understudies can take electives that are equipped to their premiums, whether in account, enterprise, promoting or other center specializations.
Distance Learning MBA VS 1 Year Executive MBA
MBA distance learning are to a great extent full-time and of awesome power. The normal age is around 28 (with no less than three-four years of work experience) albeit there truly is no age cutoff and numerous individuals take MBA in their 40s. It is essentially an issue of demonstrating the school that you are the ideal individual to exceed expectations on their course.
Official MBA (Executive mba) are intended for a more experienced age bunch, however it's hard to survey a normal age for E-MBA Executive MBA. Still a general business degree, the Executive MBA E-MBA is for a more experienced official who might not have had the chance to take a MBA in the recent past.
An expansive extent of Executive MBA understudies has monetary support from their organizations (more so than MBA distance learning competitors) and accordingly numerous take Executive MBA E-MBA with a specific end goal to accomplish particular advancements as opposed to switch vocations. Most courses are low maintenance, fusing nighttimes, weekends and separation learning modules. These permits the Executive MBA to keep working though, as a rule, a MBA will be full-time at the business college.
What are Specialized MBA distance learning?
- There is a consistently expanding number of 'specific MBA distance learning ' accessible, the most well known being MBA in Wine Management Bordeaux, Oil and Gas Management Aberdeenand Sports Management.
- Liverpool However civil argument still furies with reference to whether these MBA are important to executives.
- Simon Stockley, Dean of the Full Time MBA Program at Tanaka Business School in London, says: "We accept that the MBA distance learning is a general capability and hence a 'MBA in' a subject is an inconsistency in wording.
- At Tanaka we accept that individuals ought to contemplate particular MBA and the message that this sends to managers as we feel the status of these projects is still addressed by spotters. We surmise that they esteem a general MBA distance learning and don't esteem a 'MBA in' anything."
- However Alain Lempereur, an educator at ESSEC School of Management where he instructs on both the Luxury Brand Management MBA distance learning and the MBA in Hotel Management, deviates:
- "Authority MBA permit less remarkable schools to test the predominant astuteness that schools that do well in macro-rankings are best at everything.
- It can be exceptionally troublesome for a candidate to determine which schools are sound and which are basically bouncing on the MBA distance learning temporary fad."
- With level headed discussion as yet boiling over it would be a smart thought to figure out from planned managers in a target industry what their assessments are about expert MBA. Move ahead with some alert and attempt and get a decent handle on how great the notoriety of the course is before entering one.
- What are the Best Schools as Per Diverse Center MBA Distance Learning Specializations?
- The 2007 Global Recruiters' Top 100 Business Schools Report incorporated by QS and emphasizing the feelings of 489 universal MBA distance learning spotters, gave evidences as to which schools scouts accepted were the best by specialization. This report demonstrates some intriguing results, which are accessible in full on www.educationiconnect.com
It's critical to recollect that ideas of "best" school may not be fitting for each person. There are still extraordinary parts of every school that hopefuls will need to get some answers concerning. At that point, obviously there is the little matter of subsidizing a course, and the way that the top schools are greatly focused to get into.
A decent beginning stage to discover options is QS Search and Scorecard (www.topmba.com/scorecard). Scorecard permits contender to thin down a rundown of schools as indicated by their own particular criteria, and school specialization is one of the fundamental determination decisions. An applicant needing to discover the best school for Marketing in Asia for under $30,000 every year can do this on Scorecard. It's simple, allowed to enroll and worth a look.
What am I going to do after my MBA distance learning?
- Most MBA distance learning have no less than an unpleasant thought of which course they need to go before they begin.
- Others begin with one thought and afterward move into a comparing field as they advance (some contend that the US-style two-year course is best for this, giving understudies of a chance time to roll out such improvements mid-course).
- There are the individuals who go to Business College keeping in mind the end goal to get a crisp point of view. Julia Bykhovskaia, from Russia, did such a switch far from her advertising aspirations: "I moved to the US in 2001 to go to the NYU Stern MBA distance learning program.
- I initially needed to real in showcasing, yet later changed to back. Directly after school I worked at BNP Paribas, then as an exploration examiner at two little financiers gaining practical experience in troubled obligation.
- I at present fill in as an examination expert at support stock investments represent considerable authority in bothered obligation."
- Competitors ought to give careful consideration to the nature of a school's professions office when petitioning a MBA.This administration will be amazingly vital in helping a graduate land their dream position.
- Discover which organizations they are pulling in to the school to meet MBA distance learning, what they will proactively do to help MBA to get into generously compensated and attractive occupation, and how rapidly they will do it.
- This is especially vital on the European-style one-year courses where competitors reach their vocation administrations amid the first month of their MBA studies.
- There are likewise chances to utilize your MBA for noble motivations in creating nations. Several MBA do this consistently.
- It's useful for getting some extraordinary worldwide work encounter added to the repertoire and most discover the experience exceptionally remunerating.
- MBA without Borders is a philanthropy that can help you discover work in manageable improvement and in creating nations. Look at them at www.mbaswithoutborders.org.
What's the Distinction Between One- and Two-Year Programs?
US schools incline toward two-year choices and the European style tends towards one-year programs, with a couple of special cases (London Business School for instance, permits you more flexibility to time your MBA distance learning as per your own timeline).
There are enormous contrasts. A two-year course may permit a MBA to invest additional time contemplating where they need to make a go at, altering their opinions inside a course, and to creating thoughts more than a long stretch of contact time. Characteristically, two years out of the working environment and without procuring, and the educational cost and living expenses, can mean a more extravagant experience, so budgetary concerns will be diverse.
One-year courses offer a shorter, keener stun to the framework. They are viewed as much more heavyweight in that understudies just have 12 months to pack everything in, except numerous graduates say they favor this submersion technique. It additionally implies a quicker come back to the working environment and, conceivably less expenses.


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Villa Captive Trailer (2011)
01 January 2011 Drama, Thriller, Crime
A young actress seeking a life away from adult movies moves to Florida insearch of a new identity. Her newfound peace is shattered when local thugsrecognize her.
Watch the official Villa Captive 2011 trailer in HD below or find more Villa Captive videos on Vidimovie.


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NEW - Screen Sensation!
Screen Sensation is set to take the craft world by storm, debuting on Create and Craft TV on Thursday, 23rd February. This innovative screen printing system takes the old industrial process of screen printing and makes it accessible to everybody, allowing you to create professional screen printed designs quickly, easily, and in a small amount of space in your home. Use for papercraft, fabric art, dressmaking, home décor, jewellery making, or mixed media.
Read our full release to discover more...
Welcome Sarah Hurley
Sarah started her own business in 2010 with just £40 and a dream to create beautiful, creative products. Since then she has grown her business to include UK and International Offices and teams, creating her own extensive product range and embarking on a global public speaking tour on how she built her company.
Read our full release below for more information!
Crafting for Charity!
The Gentleman Crafter, John Bloodworth, is continuing his UK tour in a bid to raise £20,000 for MIND, a mental health charity. Discover what John is up to and how you can help today!
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text:
While the carbon tax came into force on July 1 its impact is still far
from clear. Many companies are taking a 'wait and see' attitude,
perhaps because it's very future is still
sometimes called into question. But
even if the Liberal Party should win
the next election, dismantling the tax
might well prove too complex and
costly. And, in the meantime, failure to
accommodate the new environment
could put businesses at risk.
Currently, only the top 500 emitting
companies are being taxed directly
but cost increases are sure to
flow on to companies of all sizes.
Manufacturers, for example, can
expect any direct impact to be
compounded by a rise in the price
of commodities such as fuel, raw
materials and transport.
"The carbon tax has created an
uneven playing field in relation to our
neighbouring countries and many of
our trading partners, so export- or
import-orientated businesses carry an
even higher level of risk," says Krishan
Aggarwal, Managing Director of
Operational Australasia Pty Ltd.
"In every sector, the more energy
efficient the business, the more
competitive it will be. Manufacturers
who sit back and do nothing could
find themselves facing avoidable extra
costs, reduced competitiveness and
shrinking profits which, in some cases,
could go so far as to undermine their
long term survival."
Improving energy efficiency could
help any business to mitigate the
effects of the tax.
"The problem is that energy prices in Australia have been very low
by global standards," continues
Aggarwal. "Also, in the past,
payback on investment in energyreducing
technology and systems
was sometimes as long as three to
five years, so business owners were
often tempted to spend their money
on something with a faster rate of
return. But it's now very important
that they consider the longer-term
consequences of the carbon tax and
its potential impact on the business
before making a decision."
One critical consideration is the impact
the carbon tax might have on the
supply chain and, as a result, strategies
for managing business interruptions.
"The principles of business interruption
insurance haven't changed," says Chris
McMichael, National Practice Leader -
Energy at Aon. "Companies still need to
know how an interruption would affect
the business, the financial implications
and whether insurance will cover all
the cost. If it won't, they need to put
alternative mitigation strategies in place
to plug the gaps."
While most owners and managers
understand their own business very
well, many have a much cloudier
picture of the risks associated with
their supply chain.
"You need to know the key risks you're
exposed to through your suppliers
and also though those who supply
your suppliers," says McMichael. "And
now you must also overlay all of that
with consideration of how the carbon
tax is affecting all of those different
stakeholders and the impact this is likely
to have on you."
While the tax is unlikely to affect a
supplier's ability to provide goods and
services it is very likely to affect costs. Any
increases need to be factored into the
business interruption calculations but, at
the moment, it is hard to be specific.
"For example, we don't yet know what
the position would be if an organisation
suffered a loss which caused them
to lose revenue but, and at the same
time, reduced their carbon emissions," McMichael continues. "Presuming
that they had appropriate cover, they
would receive an insurance payment
for the loss of revenue - but could the
government apply a tax to the proceeds
of that claim? Logic would say that, if
you have reduced your carbon emission,
you can't be charged $23 a tonne for
what might have been produced. But,
in the past, other government taxes
on revenue from energy production have not made exposures clear so you
need to determine whether or not you
should factor that into your business
interruption insurance."
Detail is important and organisations
should review their current exposures
very carefully.
"Companies which don't have the
capacity for an in-depth review should
talk to Aon," McMichael says. "We have
extensive resources and can provide
support and advice.
The cost of insuring a building is based
on how much it would cost to rebuild
- in theory, overnight - on both the
first and the last days of the policy. This
so-called liability calculation includes all
of the estimated cost increases so that,
if clients should experience a loss on the
last day of the policy, they would still be
adequately insured.
"Along with general increases in things
like materials and labour costs we're
now factoring in increases that are likely
to flow on from the carbon tax," says
Ashley Grant, Aon's Head of Valuation
Services. "Researchers have estimated
that the tax will add between 0.7 per
cent and 1.5 per cent to the cost of
construction, depending on factors such
as whether the building is residential or
Some carbon-intense businesses or
emitters are shielded from the full
implications of the carbon tax -
however, no-one is sure whether those
who supply the construction industry
will be passing on these benefits. Even
if some do, the process is unlikely to
be consistent. And, as shielding will be
reducing from this year's 94.5 per cent
at the same time as the fixed price of
carbon is rising from $23 dollars per
tonne to $25.50 in 2014/5, this is likely
to remain a grey area for some time.
There is also no clear picture of who in
the supply chain will bear the increased
cost of raw materials such as steel.
"We presume that the manufacturers
will pass on the costs to preserve their
margins but we don't know that for
sure," says Grant.
Grant's team carries out valuations for
accounting and taxation purposes as well
as insurance and, once again, there seem
to be as many questions as answers.
"For instance, we don't know yet
what will happen to the value of
second hand equipment, particularly
older equipment, as companies
start to replace it with more carbonfriendly
technology," Grant continues. "Businesses that are holding that sort of
equipment on their balance sheets may
face impairment issues. It may be very
hard to quantify but industry should still
bear this in mind when they're doing
impairment tests on their balance sheet
and reviewing their asset values."
Best practice has always been for
companies to review their insurance
every year. For those who don't, the
carbon tax could be a timely reminder.
"It's an opportune time for companies
to review their sums insured and check
that the amounts they're declaring are
correct in the light of all of the factors
that have changed, not just the carbon
tax," says Grant. "We can help with that
process, and we can also revisit those
costs on an annual basis."
When cost is top of mind it's easy to
overlook the potential for positive
outcomes. However, Brian Parker, Aon's
Head of Risk Control & Engineering,
suggests there may be an historical
"In the 1980s and 1990s, regulation
relating to the environmental
management of waste water increased dramatically," he says. "Companies
that were discharging waste water into
sewerage systems or natural waterways
had to come up with innovative
alternatives in order to avoid hefty fines.
As a result, a micro industry emerged
which developed the technology
needed to treat waste water and
prevent pollutants from entering our
Every state and territory now has laws to
prevent pollution.
"As a result, Australian companies have
had to become smarter, to look at their
processes and their wastes and develop
ways to avoid the risk of getting fined," Parker continues. "Through our risk
engineering work we are exposed to
various industries and, during the last
20 years, we have seen clients undertake major projects to develop waste water
"I think the carbon tax will have
the same kind of impact but, this
time, businesses will be looking at
their carbon-emitting processes and
technologies. This should further
encourage the development of microindustries
to help the larger companies
find ways to minimise their tax
liabilities by creating cost-efficient and
commercial ways to reduce carbon
Ashley Grant
Head of Valuation Services
Aon Global Risk Consulting
t: + 61 2 8623 4063
Subscribe to Risk Online


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walk in town
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bayfield, WI (Current Weather Conditions)
Caption: bayfield fishing fleet
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text:
History of the Australian Animal Cancer Foundation
The Australian Animal Cancer Foundation was established in 2004 to fund a dedicated radiation therapy facility for pets with cancer. This goal was achieved in November 2007 when a 6 MV Siemens linear accelerator was commissioned at Brisbane Veterinary Specialist Centre – The Animal Hospital.
By treating pets with cancer using external beam radiation therapy, the Foundation helps animals while simultaneously supporting exciting investigational studies to advance knowledge of cancer management in animals as well as people.
The Foundation has gone on to also fund additional cancer treating equipment and multiple research studies.


text:
Soha Ali Khan confuses Rishi Kapoor with Shashi Kapoor!
Newly weds Kunal Kemmu and Soha Ali Khan graced the launch of a TV brand in Mumbai
Kunal Khemu and Soha Ali Khan
They were joined by VJ-actor Rannvijay Singha and lensman Atul Kasbekar.
Rannvijay Singha
At the event when someone asked Soha to express her views on Shashi Kapoor winning the Dadasaheb Phalke Award, she replied, "I am a big fan of Rishiji (Rishi Kapoor) and he has just came on Twitter. I am also following him and am proud that he won the award."
However, she apologised when Rannvijay pointed out her mistake.


text:
Bio & Incident Details
Age: 64
Tour: 28 years
Badge # Not available
Cause: Vehicular assault
Weapon: Automobile; Alcohol involved
Offender: Not available
· Leave a Reflection
· Add to My Heroes
· Update this memorial
Chief of Police Fred Pfeister was struck and killed by a drunk driver.
Chief Pfeister was a small town police chief for 25 years but instead of retiring, he gave up the title of chief and remained with the department as a part-time patrol officer.
During the early morning hours, a car driven by a drunk driver struck and killed the former police chief as he neared the end of his patrol shift.
The offender was a juvenile who was driving under the influence.
Chief Pfeister had served with the agency for 28 years. He was survived by his wife.
Chief Pfeister's wife was also the widow of Lieutenant Bill Wilt, who died in the line of duty on May 20th, 1980, while serving with the Pennsylvania Department of Corrections.
Related Line of Duty Deaths
Lieutenant Francis William Wilt, Jr.


text:
20% off every single thing. Use code GET20. One day only.
yellow can brush drip bristle
This is great Joe, i love the composition it gives us a taste of the Title that's for sure, very well done mate :)
Thanks Shannon
LOL…Nice nice….
Nothing like a bit of yellow paint tobrighten up a day,thanks
gorgeous tones to this composition, nice work!
Thanks kay…exercising my new macro len:-)
joeit's hard to decide if I like the can or brush better, they're both key elements and have character!phil
thaks phil for picking upon both aspects
…artist:-)…the more I look at it now the more it reminds me of the work I have to do around the house…lol
nicely put together Joe
…just looks like work lol
i like
..never had a macro lens b4…just playing:-) thanks:-))
Excellent shot
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MOVIE SYNOPSIS [ General Audiences ] Starred by Greg Fleet (see cast), this film directed by Simon J. Dutton was premiered in TV or cinema in 2014. The movie "The Day of the Broken" comes from Australia. You can watch The Day of the Broken online on TV cable or theaters with original audio in English at different dates. This film premiered in theaters in 2014.
Rating: 5 by 9 users./
Runtime: 88 minutes
Greg Fleet, Justina Noble, Ben Anderson, Simon Corrigan, Simon J. Dutton, Peter Finlay, Chris Fortuna, Costas Kilias, Jane Lundmark, Rebecca Mendoza, Lawrence Mooney, Steve Prictor, Scott Richardson, Joecelyn Tauta Towers and Michael Trewarne.
Drama, Thriller, Criminal.
88-minute film (full movie) directed by Simon J. Dutton.
The original audio of The Day of the Broken has dialogues in Dolby Digital, it was produced in Australia.
It premiered in cinemas or television in 2014.
Screenplay written by Simon J. Dutton.
Wayne McPherson.
Simon J. Dutton and Angela Pippos.
This film was produced and / or financed by Counterpunch Productions.
Composed by Deaf Center.
Without commercial breaks, the full movie The Day of the Broken has a duration of 88 minutes; the official trailer can be watched in streaming on the Internet. You can watch this full movie free in EnglishDolby Digital in movie TV channels, renting the DVD or with VoD services (Video On Demand player, Hulu) and PPV (Pay Per View, Netflix).
See the page of this full movie, The Day of the Broken in FULLTV Movies.


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12-03-09, 11:56 #1Registered User
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- Aug 2009
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Database Development Lead/ Data Architect- Rockville, MD DCTechRecruiter 202-596-5411
Database Development Lead/ Data Architect- Rockville, MD
Do you like working with high volumes (200 million rows) of data? Such as data modeling, data reporting, and data design. Do you have experience building information specifications from diverse source systems? If you answered yes, than we should talk ASAP!
Skill Requirements:
1) Primarily looking for a Senior Database Development Lead
2) Experienced with data structures and algorithms
3) Experience optimizing data query algorithms
4) Must have significant SQL development and ETL development (DataStage)
5) Solid experience reviewing test cases and overseeing development teams
6) Requires BS/BA degree
7) Green Card & US Citizen only please
If interested e-mail firstname.lastname@example.com or call Jay at 202-596-5411 or network at Sign In to The IT Contracting Network - The IT Contracting Network
Jay Perreault - Google ProfileJay Perreault
Director of Technical Recruitment
Systems Engineering Services Corp.
Direct line: (202) 596-5411


text:
Corki Build Guide by Divljina
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
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Your votes and comments encourage our guide authors to continue
creating helpful guides for the League of Legends community.
Corki Build
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
This is my first guide on Mobafire. I'll try to be short and precise. One of my favorite and most fun champs for play is definitely Corki. But a lot of people seem to struggle with how to play him right. Well... It depends a lot on your play style and what do you expect from him to do. He can't really fit a lot of rolls. One of the rolls I found him to fills out the best is a glass cannon role. That means you'll die in about 3 hits from most dps champs. You only have the hp to get hit 1-2 times. Now you wonder why to build him this way then? Well... In a good game I rarely even get hit. It's all about positioning. You don't engage alone without a lot of feed, and even then don't engage hard dps champs, especially 1 on 1. You are there to support your team with a lot of sustainable dmg, you are there to poke, to chase, to save, take towers and be overall useful. Consider yourself a carry. Don't take Corki if there is a lot carries in the team already. Remember, in higher elo games you'll get focused A LOT! Use this, come to the fight to pull aggro and back out. By that time your buddies should have dropped their HP by a significant amount. Your positioning will be deciding factor if you will live or die.
Pros / Cons of this build
- Great auto attack dmg
- Very helpful in fight, they really feel your punches
- Good chaser and runner (summoner spells do 80% of the job)
- Shines from mid to late game, just gets better and better
- Very rewarding and fun for play
- Squishy, dies very easy
- Requires a lot of work and positioning to be useful
- A lot of buff dependency, both red and blue until late game
- Requires to be very skilled
Q is your early game "nuke" and late game utility. Anyway, it adds to your dmg, excellent for enemy auto attackers. DOESN'T reveal stealth, but is good when you don't want to face check brushes.
W is your GTFO spell that can be used for "no one escapes me" line. Just take one point here.
E is your bulk to dmg and awesome armor reduction tool. Use it to hit multiple enemies, for chasing, for everything. Make sure you are positioned right so the enemy doesn't hit you, but you spray on them. Why level this after Q? Because it doesn't provide much early on. Sound is awesome btw :D
R is da bomb! Excellent ult for harassing, chasing and getting the kill, running away and getting on their nerves, clearing minion waves... But the best use is combined with auto attack, you just hit so much harder, especially after Trinity Force.
You'r passive is the thing that keeps you up with hard hitting dps-ers. 10% true dmg on top of your dmg? Thank you, come again! With this and Cleaver you really make their tanks think again.
Here lies the point of the build. It is a VERY important aspect of Corki. With this Corki will have a strong auto attack, but the cream and butter lies in his ADDITIONAL dmg coming from his spells, especially rockets. This is what makes you better then everyone else, you need to use your spells very wisely. Corki is hard to master, but you really need only to understand his role and develop a 6th sense for enemy movement. It's rather predictable :D
When you will go back to shop buy is up to you. I don't walk a lot to base for just 1 item but... Sometimes you really need that little upgrade to be better. So, whenever occasion allows it, go base, just don't loose level too much.
Doran's Blade I find to be the best starting item. Gives you HP, "life steal" and some nice dmg. You can get early kills with this, just don't go crazy.
Berserker's Boots are there to make you run faster (duh), which is very important. The other important thing about them is attack speed (AS). AS is very nice for you, you can take Magic Resist boots but... Your dmg will suffer a lot, and dmg is all you have.
Infinity Edge is the no.1 item for dps carries. You are no different. But after you get B. F. Sword, get some lifesteal so you can stay more at the lane. If you get this item early on, you'll notice how you are owning them. This is where it all begins.
Black Cleaver is a very very nice item on you. Attack speed, MOAR dmg, and a very nice armor reduction. Stacked with your E and runes, you'll make them go in minus with armor. Very efective against anything below 100 armor. When someone goes over 100... It STILL is NOT better to get Last Whisper. It just doesn't stack good with your E. Sell Black Cleaver and get LW ONLY if you think that situation REALLY requires one. I never do that.
Bloodthirster MOAR dmg and some lifesteal. This will keep you going in teamfights because you'll get hit almost always. Either focused (gtfo) or some random aoe. Also, you'll be able now to take someone 1 on 1. But... Know who is weaker than you. VERY important part of this item is to stay alive. It is not like other stacking items, but you lose bonuses upon death. That is 40 freaking dmg! A lot if you ask me. Oh, and some lifesteal too.
Trinity Force at the end is just a bulk in your burst dmg. Now you are leaning towards burst instead of sustained dmg. Why not get it before? I don't like it. You really don't have much dmg to make it usefull, much better early items for that money. This just brings your dmg over the top. Also, you'll notice overall toughness, because you get a little bit of everything. Most important stat of them all is the slow effect. Say goodbye to the red buff!
For 6th item, if you didn't sell your Doran's, do it now. 6th item is situational. Quicksilver Sash is very nice if they are boring with Malz, Karthus etc. Most of the time I take some HP from Frozen Mallet or something else defensive. Offensive item if I am really doing good, but even then you are better of with some resist or something.
Greater Mark of Desolation
Get these just like with any ordinary dps champ. My build heavily relies on your auto attack and this really beefs up your dmg from the level 1.
Greater Seal of Knowledge
A MUST have for Corki without Manamune. And bare in mind you still heavily rely on blue buff for spell spam. Why not Manamune? No freaking dmg but you can spam. Pretty much sucks for me. Learn to use your spells only for PvP encounters and forget about expending them on minions. You CAN do that, but only if you leave enough mana for real fighting.
Greater Glyph of Celerity
I took CDR but really, anything is cool here. CDR is just a leftover from other rune page. I leave this up to you.
Greater Quintessence of Fortitude x2 and Greater Quintessence of Desolation
Good idea is to take 2 for HP and one for armor penetration. It gives you a great start because Corki is rather weak in that department.
I've had a lot of experimentation here and I feel that this is the best setup for Corki and my play style with him.
Summoner Spells
Just take those two. You only have need for speed and another gtfo spell. With these two babies NO ONE runs away from you and you always run away with a smile on your face :D
Off course you can take anything you want but this is MY build and the way I play Corki with a lot of success. So I must be doing something right.
- Good thing for you is to take solo or mid for max possible farm, you need it (but you can lane just as good, most of my games are laning and I get most fed on the map)
- Take/steal buffs whenever you feel is right, red one is really important
- Don't engage
- Don't go 1 on 1
- Don't forget to include spells with your auto attack
- Learn to position right
- Remember you are ultra squishy even late game
- Use that dmg of yours to help the team
- And don't waste mana on stupid things
- Bare in mind Corki is not "right click to win", meaning he requires a lot of skill
- Use rockets for KS (hahahha)
- If you take solo, adjust your build if it doesn't do the trick, take armor and pots for Ashe and similar. I actually always take the Doran's Blade. If you go solo, take a lot of care and just last hit. Be annoying with rockets, don't die. If you are laning, get good partner that can take some hits and stay alive, go with someone with snare/stun/fear, or you can go with another carry, but I don't recommend it.
This is NOT ultimate Corki build. It's rather simple and different approach to Corki. This is equally good if not better then other builds. Try it out, you just might like it. Does the job for me more than OK, I almost always get fed as **** and put out the most dmg. And rarely get whacked. More updates coming soon!
Here is a couple of games with Corki, with a semi good team I rarely lose:


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Hi Ladies
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April 26th, 2013, 02:38 PM
Praying for a Miracle
Join Date: Sep 2012
Location: Colorado
Posts: 805
Wow thanks ladies for all the tips and advice
this is the first board that I'm getting tons of advice on. I love it
And yes sorry I meant 6 cycles of Clomid & 2 cycles of Femara.
When I was taking Clomid & Femara it was prescribed by my OB/GYN he wasn't doing ultrasounds to monitor me we would just do the Day 21 Progesterone to see if I ovulated or not.
Lash: My doctor is Dr. Eric Silverstein @Colorado Fertility Insitute
Lash: I've never been typically diagnosed with PCOS but I thought maybe I do have it because of the 2 cyst i currently have but I know cysts are also normal after ovulating and then AF is supposed to get rid of them. So I guess I don't.
He also is planning on doing other genetic testing on Thursday next week, I can't remember which one because I was so upset after hearing other two results. The husband and I are fine with doing injectable fertility meds & IUI but we don't want to do IVF, I'm still not sure how I feel about IVF it cost tons of money and nothing is ever guarenteed. I think if it came to IVF I would most likely decline and look towards adoption.
Me: 29, Ovary Dysfunction DH: 31, No Issues
Married the love of my life on 9/15/12
Stepmom to Christopher 12y/o
FurMommy to Bowie, Abby, Macy, & Leroy
4 Rounds of Clomid & 2 Rounds of Femara with NO Luck
6/5/13 1st cycle of Follistim 600AQ CD3- CD11
6/14/13 Ovidrel Trigger Shot CD12
7/1/13 27mm Cyst on R Ovary, Cancelled cycle
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Help ACT Stop Abuse
At ACT we work hard to make sure that professionals and carers have the best information and research available to safeguard disabled children and adults at risk from abuse. As we all know this can be expensive so we are always open to any fundraising ideas that you may have. There are many ways (from one off donations to fundraising) you can help us make sure that vulnerable people stay safe. If you would like to support the work we do and help ACT to raise funds you can contact us here and help ACT to stop abuse.
Below are a few examples of how you can help...
Just Text Giving
Ann Craft Trust is now taking part in the JustTextGiving campaign to raise funds and you can donate by texting ANNC11 plus the amount you want to donate to 70070. Click here for more information.
Past events
Chinese New Year Fundraising Event
Dr Elisa Kuang, China Business Office, organised a Chinese New Year themed fundraising event to raise money for ACT on Saturday 11th February 2012, in the Great Hall, University Park. The event was a resounding success with stunning music alongside a fun filled afternoon. Find out more here
Robin Hood half marathon
In 2012 supporters of ACT took part in Nottingham's half marathon and raised over a £1000 for our free advice service around safeguarding disabled children and adults at risk.
There are many different ways to raise money for ACT and not all of them have to be as exhausting as a marathon! You might even have an idea already and want to run a fundraising event for us. If so, we can help you with plenty of advice and information.
There are great ways to raise money for ACT – they can be fun and not cost a penny. Have a look through the fSI's A-Z of fundraising ideas and let us know if you've got some of your own. You can get in touch with us via email or call us on 0115 9515400
We know that not everyone has the time or energy to pull together fundraising events, but there are little ways that you can help.
You can choose Everyclick.com as your online search engine, this raises money for ACT even as you search the internet. Set it as your homepage on your internet browser, encourage your friends and colleagues to use it too, or maybe even suggest it to your boss, to get the whole company going on it.


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Record Store Day 2013
Record Store Day 2013 takes place on the 20th April this year and is set to be PMDs busiest RSD ever. Key releases from PMD this year include 7″ single's from Nick Cave & The Bad Seeds, Davy Graham, Way To Blue: The Songs Of Nick Drake, Show Of Hands and Gil Scott-Heron (see below for the full list of PMD releases). The Deluxe Edition of Last Shop Standing which includes 74 minutes of extras will also be released to coincide with this years events.
Record Store Day came into being in 2007 when over 700 independent stores in the USA came together to celebrate their unique culture. The UK followed suit and 2013 will see the sixth celebration of the UK's unique independent sector. This is the one day that all of the independently owned record stores come together with artists to celebrate the art of music. Special vinyl and CD releases and various promotional products are made exclusively for the day and hundreds of artists across the globe make special appearances and performances. Festivities include performances, meet & greets with artists, DJ's, in store quizzes and many other events.
Our full list of Record Store Day releases for 2013
Nick Cave – Animal X (7″)
Bad Seed Ltd
Davy Graham – 3/4 AD (7″)
Luluc/Lisa Hannigan – Way To Blue: The Songs Of Nick Drake (7″)
Show Of Hands – Aunt Maria / King Of The World (7″)
Hands On Music
Steven Wilson – Luminol/The Watchmaker (Demo Versions) (12″)
Gil Scott-Heron & Brian Jackson – The Bottle (7″)
The Shangri-Las – Remember (Walkin' In The Sand) (7″)
Napalm Death – Leaders Not Followers (10″ LP)
Secret Records
Echo And The Bunnymen – Crocodiles (180g Remastered LP)
David Sinclair Trio – America, Here's My Boy / Loneliness (Won't Leave Me Alone) (7″)
Critical Discs
The Ukrainians – Pisni Iz The Smiths (12″ EP)
Estate 11
Nick Harper – Juicy Fruit Girl (10″)
Robb Johnson – West Pier Serenade (LP+CD)
Last Shop Standing (DVD)
Proper Films
Smoke Fairies – Upstairs At United Vol. 6 (12″)
Marc Bolan – Marc Bolan Maxi Pack (2 x 7″)
Jesus & Mary Chain – Psycho Candy (LP)
Dinosaur L – Go Bang (12″)
Ian Mcculloch – Killing Moon / Pro Patria Mori (7″)
Chas & Dave – Rabbit (7″)
Men Without Hats – Safety Dance (7″)
Heaven N' Hell – Heaven N' Hell Remixes (12″)
Suede – Barriers / Animal Nitrate (7″)
Boy Sets Fire – Bled Dry (7″)
Whirr – Part Time Punks Sessions (7″)
Run For Cover
Family / Ruth Copeland – Ashley Beedle Rocks (Re-Edits) (12″)
Guts / Jacaranda Muse – Ghetto in Paradise / Let You Go (12″)
Heavenly Sweetness
The Rongetz Foundation vs Blanka – Spanning Will (7″)
Heavenly Sweetness
Blundetto – How Come? (7″)
Heavenly Sweetness


text:
We usually explain the causative construction with have ( causative `have´) but there are other verbs which can be used with a similar construction. Watch the video below to learn about this; choose the subtitles in English to make sure you understand the grammar explanations.
Once you have watched the video, do this quiz to check your understanding.


text:
St. Augustine at Port Orange Atlantic: There are a lot of reasons for St. Augustine to ride off with a big victory. The only reason that matters is SAHS is a whole lot better than Atlantic, and they prove it every year. Yellow Jackets 63, Sharks 0
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- Black cropped crepe pants with a slim leg. Moschino Cheap and Chic pants have an exposed silver zip fastening at the side and a crease through the leg. 72% acetate, 25% polyester. Dry clean.
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Tried opening some of my previous schematics in cadence and found that I could not edit them.
All the edit functions'/buttons such as "add wire", "add instance",
"delete", etc.. are gone from the menus. If I press the bindkeys to try
initiate, say, a delete, an error msg shows on icfb:
*WARNING* schExistsEditCap: ERROR (LM -30): License server ("") does not support feature "Virtuoso_Multi_mode_Simulation"
Any help is appreciated.


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SHOPPERS would be able to compare the price of pills per tablet and cost of paint by the litre under a proposal being put to all political parties.
Leading consumer groups want the parties to commit to investigating within a year the extension of unit-pricing to pharmacies and hardware shops.
They also want improvements to the way unit prices are displayed to make them easier to read. They say this change alone could save shoppers $250 million a year.
The push to expand and improve unit pricing is being led by the Queensland Consumers Association's Ian Jarratt, the man who fought to have it introduced in supermarkets in 2009.
The QCA's proposal is supported by Choice, the Consumers' Federation of Australia and the Consumer Action Law Centre.
So far the Greens have indicated they support the proposal and the Nationals have said they aren't opposed. There has been no response so far by Labor and the Coalition.
"I don't think any party would say it's not a good idea to look at it," Mr Jarratt said. "We haven't asked them to commit to introducing it."
Mr Jarratt said unit pricing had helped millions of shoppers to save money by making it easier for them to compare the value of different pack sizes, brands, products and types of packaging.
There was "great potential for Australian consumers to get even more benefits", he said, if unit pricing was provided by other types of retailers, for example chemists and hardware shops.
The consumer groups also want it to be easier for shoppers to notice, read and use unit prices. Their monitoring has shown widespread instances of unit prices that are illegible, inconsistent - or missing.
"QCA estimates that inadequate provision of grocery unit pricing, and insufficient consumer education, reduce the benefits of grocery unit pricing to consumers by at least $250 million per annum," Mr Jarratt said.
Choice's director of campaigns Matt Levey said: "With such a focus on cost-of-living and an ageing population, better unit pricing is one way to make everyday purchases easier for Australian shoppers."


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Amber Night is a seventeen year old girl who is a rogue werewolf. When she trespasses the Moon Pack's territory and defends herself against one of the members, she's hunted down and taken to meet their Alpha, Damien Fighter. Apparently they are mates, but develope a hateful relationship instead of love. They argue and fight and never get along. But when danger threatens Amber, they come closer and start to understand each other and each other's past. Can they get their relationship together in time? Will they defeat this evil? What happens when two mates hate each other? Find out in The Rogue And The Alpha.
UnikornBlob213 Jun 05
So like in twilight. In twilight the wolves look like wolves and are bigger. I know this because my mom is a die-hard twilight fan. Ugghh kill me now...
DixieLandDelightone Apr 27, 2016
mine mine mine whew soo glad that didn't happen it happens 24/7 lol
chelybelly13579 Feb 18, 2014
Listen, the title doesn't matter in the 21 century it's the font, placing of the words, and picture
iliana0809 May 14, 2013
i love the story soo much it makes you want to read on and on and on!!!
lilymisshot1994 Jul 16, 2011
lomffo = laugh off my f8cking face oss upload soon plzzzzzzzzzz xoxo =D
HabboChick123 Jul 16, 2011
OMG!!! its the best book so far!!:) keep up the good work :) and plz pretty plz upload the new chapter!! i love this book. p.s i love werewolves!!!!


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Hello! I am in my final semester in psychology in UL and I would love to do a masters in OT anywhere in the UK (the reason for this is there are many masters that are funded by the NHS). I would lvoe any tips on the application process and the interview. I am a volunteer for an organization for people with intellectual disabilities and I am signed up for a first aid course. I am also in the process of gettin in touch with some Occupational Therapists one which I would hope to shadow. Is there anything else I should be doing any tips??? ANy information would be greatly appreciated thanks
Seems your pretty sorted in terms of work exp. I would just say to shadow a couple of OT's if possible (I know its very hard). I'm also applying to the UK for the masters for Sep 2012. I applied to UL aswell, but like you I think I'd rather head to the UK. Where you thinking of applying in the UK? I was looking at Cumbria (already applied, still to hear back), Bangor and Queen Margaret in Edinburgh
I am fairly sure that the NHS no longer pays for anything. Check with the individual Universities, last year was the last year x


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Skip to comments.RUSSIANS ADMIT FORCES WITHDRAW AT SMOLENSK, BUT COUNTER-ATTACK (7/19/41)
Posted on 07/19/2011 4:58:03 AM PDT by Homer_J_Simpson
#1 - Daddy - Sammy Kaye, with the Kaye Choir
#2 - Maria Elena - Jimmy Dorsey, with Bob Eberly
#3 The Hut-Sut Song Freddy Martin, With Eddie Stone
#4 - The Hut-Sut Song Horace Heidt, with Donna & her Don Juans
#5 - Intermezzo Wayne King
#6 - Yes Indeed! - Tommy Dorsey, with Jo Stafford and Sy Oliver
#7 Green Eyes - Jimmy Dorsey, with Bob Eberly and Helen OConnell
#8 - Yours Jimmy Dorsey, with Bob Eberly
#9 - The Things I love Jimmy Dorsey, with Bob Eberly
#10 - My Sister And I - Jimmy Dorsey, with Bob Eberly
BBC offers "V for victory"
Saturday, July 19, 1941 www.onwar.com
From London.. At midnight there is a BBC broadcast by "Colonel Britton" urging the creation of resistance forces with the slogan "V for Victory." The BBC has been introducing programs to Europe with the Mose signal for V for some time. Following this resistance members paint V signs on walls and German posters and it becomes a symbol for all Western European resistance movements.
On the Eastern Front... Guderian receives orders that after the Smolensk battle is over he is to move his force south to join the Kiev battle. This proposal is very much Hitler's idea. Guderian objects strongly, arguing that it will be far better to continue the attack toward Moscow.
In the North Atlantic... The United States Atlantic Fleet forms TF-1 for the protection of the American forces on Iceland and support for convoys bound there. The carrier Wasp flies a cargo of P-40 fighters to the island. A naval buildup begins. The US Navy has instructions to provide escorts for ships of any nationality sailing to and from Iceland.
In Tokyo... In line with the Imperial Conference decision of July 2nd, the Japanese present an ultimatum to the representatives of the Vichy French government demanding bases southern Indochina.
July 19th, 1941
The BBC broadcasts at midnight by "Colonel Britton" urging the creation of resistance forces. The slogan "V for Victory" is used. The BBC has been introducing programs to Europe with the Morse Code signal "... _" for some time now.
There is of course an irony in this in that this coincides with the first notes of Beethoven's Fifth Symphony. (Anton Capet)
Churchill determined to help the Russians has decided to send them high-level secret intelligence based on Enigma decoding. The Russians will not, however, be told that Britain has cracked the Enigma secret, for the Soviet Union's own codes are being read by the Germans.
Instead, the "sanitized" messages are being disguised under the cover of "a well-placed source in Berlin" and passed on through the military mission in Moscow.
RAF Bomber Command: 2 Group: 'Channel Stop' 105 Sqn. attacks 8 ships escorted by six Flak ships off the Dutch coast. Four ships badly damaged, two Blenheims lost.
NORTH SEA: Submarine HMS Umpire, working up and on passage north with an east coast convoy is rammed and sunk off Cromer by the German destroyer 'Peter Hendricks'. There are 22 casualties but 16 survive.
GERMANY: U-153, U-375 commissioned. (Dave Shirlaw)
U.S.S.R.: The Germans are continuing their thrust towards Leningrad in the face of increasing Russian resistance. There was heavy fighting yesterday near Lake Peipus where the German infantry has still not been able to break through in support of its advance tank units. A Soviet communique claims that Red Army troops surrounded and destroyed enemy mechanised units between Pskov and Porkov, 180 miles south-west of Leningrad.
Leningrad is now under attack from three directions: the Finns are approaching from the north and north-east, on both sides of Lake Ladoga, while the Germans are attacking through Estonia and the Luftwaffe are mounting heavy riads on the city and the rail link with Moscow.
Hitler orders Guderian's 2nd Panzer Group to move south. Guderian is ordered to move south and join the Kiev battle after the action at Smolensk is complete. Guderian objects strongly that he should continue towards Moscow and is overruled by Hitler.
Thornycroft boats in action with Soviet destroyer Vinha damaged, but saved. (Dave Shirlaw)
LITHUANIA: In small groups, 5,000 Jews have been shot dead and thrown into pits at Ponar, outside Vilna.
FIJI: A new Fiji government ship, the Viti, leaves Suva for the atolls of the Gilbert and Ellice Islands. On board are a party of New Zealanders, 15 radio operators and 22 soldiers. Their job is to watch the seas around the atolls for German raiders who had started to penetrate the south Pacific. Each atoll will have a civilian radio operator and, where there were no other Europeans, two unarmed soldiers.
Radio operator John Jones, a volunteer from the Post and Telegraphic Department's training school in Courtenay Place, recalls that "it sounded like a nice job, something different and we were all young guys".
"And in our innocence we went away and when we got to Suva we knew we would be on a tropical island."
Mr Owen, soldier Leslie Speedy, and radio operator Arthur Heenan, of Hastings, were put on Maiana Island.
Mr Heenan wrote that the locals were friendly and he had a lazy time eating and sleeping. None of the coastwatchers ever saw a German. (Michael Field, New Zealand and Pacific correspondent for Agence France-Presse)
CANADA: Small craft ordered for RCN - HC 7, HC 9, HC 10, HC 11, and HC 12. (Dave Shirlaw)
U.S.A.: C-in-C (American) Atlantic Fleet Operation Order No. 6 instructs that American naval forces are to guarantee the safety of any convoys in the North Atlantic whenever the strategic situation demanded.
US TF 1 is formed in the Atlantic for the protection of US forces on Iceland and support for convoys to Iceland. USS Wasp ferries P-40s to Iceland.
Marshall informs Grunert that his supplies are now being calculated on a war reserve sufficient for 50,000 men for six months less the supplies necessary for 30,000 Philippine Army troops for the same time (allocations for the Philippine Army were much lower than for the US soldiers). (Marc Small)
Destroyer USS Baldwin laid down.
Minesweeper USS Swallow laid down. (Dave Shirlaw)
ATLANTIC OCEAN: At 1042, the Holmside, dispersed from Convoy OG-67, was torpedoed and sunk by U-66 NE of the Cape Verde Islands. 18 crewmembers and three gunners were lost. The master, 13 crewmembers and two gunners were picked up by the Portuguese merchantman Sete Cidades and landed at Lisbon on 1 August. (Dave Shirlaw)
"New Tokyo Cabinet Expected to Ease its Ties with Axis
"Toyoda Succeeds Matsuoka -- Change seen as Improving Relations with US
"But statements by Members do not Indicate Shift in Basic Japanese Aims"
In fact, the Japanese were still hoping to negotiate peace -- on their own terms, of course -- while preparing to attack Pearl Harbor.
So this article is not ironically off-base.
We should also note here the NY Times article from July 17, which speculates on Japanese troop movements possibly aimed at Siberia:
Among US leaders who took such reports seriously were Admirals Kimmel and General Short, in Hawaii.
Interesting story about the Earl of Suffolk. The "chemical" he helped smuggle out of Norway to France and then on to Britain has to be the heavy water from the Norsk Hydro electrolysis plant at Vemork.
German company about to enter the forest to clean up remnants of Soviet units that have not yet surrendered. Early July near Minsk.
German troops crossing the Bug river on June 22nd, 1941
Wehrmacht artillerymen of the 89 Infantry Regiment with a 3.7 cm Pak 35/36 AT gun
German Pak 35/36 AT gun crew fighting in Grodno June 1941
Destroyed Soviet motorized artillery unit-June 1941
German troops in Baranovichi, late June 1941-in the foreground is a Mercedes-Benz 230 staff car
Motorized infantry unit from the 17th Panzer division in White Russia-July 1941
Cavalry squadron from the 1st Cavalry division-White Russia July 1941
Sd Kfz 222 armoured car guarding railway line, Russia, 1941
German infantry fighting in Brest-Litowsk, June 1941
German sniper armed with Mauser Kar98k ZF rifle
Italian Bersalgieri of the 50 Infantry Division 'Torino', Ukraine, August 1941
A heavy machine gun MG 34. Note the telescope sighting
PzKpfw III Ausf H undergoes track repairs, August 1941
A damaged Soviet heavy tank KW-I,Grodek Jagiellonski, June 1941
After the battle. Rest area of a German bicycle unit.
A German motorcyclist of the 12 Panzer Division, Baranowicze area, 1941. Note BMW R75 motorcycle with sidecar
After a summer rainstorm-July 1941
I think the left front cavalryman may be a sniper. Looks like he's carrying a scoped rifle
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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Becks letzter Sommer Trailer (2015)
Robert Beck failed as a musician and works frustrated as a teacher - until he learns about his gifted student Rauli. A musical genius: He sings and plays guitar like a young god. Beck is motivated to help Rauli to become a successful and published musician to fulfill his own long-held dreams of a music career.
Watch the official Becks letzter Sommer 2015 trailer in HD below or find more Becks letzter Sommer videos on Vidimovie.


text:
GraphicRiver Abstract Seamless Background 4423037
Stock Vector \ Decorative \ Backgrounds
Vector \ Seamless \ Background \ WhiteAbstract \ Circles \ Quality \ Shapes
Stock Vector - Abstract Seamless Background 4423037 by OK-SANA @ GraphicRiver
Stock Vector \ Decorative \ Backgrounds
Abstract seamless background, blue rings and circles.
Vector EPS 8 plus AI CS 5 plus high-quality Jpeg.
Editable vector file, containing only vector shapes.
No gradients. No transparencies.
Layered: No; Graphics Files Included: JPG Image, Vector EPS, AI Illustrator; Minimum Adobe CS Version: CS5.
Maple Tree and Green Grass; Yucca Flowers; Cat Santa Claus; Cat Watering a Flower; Teddy Bear and Umbrella; Teddy Bear Skies in Mountains Night; Snowmens with Sign.
Keywords: abstract, backdrop, background, blue, circle, continuity, contour, decor, decorative, design, fabric, graphic, ornament, ornate, outline, pattern, repeat, repetition, round, seamless, silhouette, stripe, striped, textile, tile, turquoise, vector, violet, wallpaper, white.


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Eight-Man Football To Shrink Next Year
Thu., Jan. 23, 1997
The last six State B-8 football championship games have included either Odessa or Pateros.
Neither of the Northeast B-8 powers will vie for the next title.
Nor will NEB-8 mate Cusick, the Southeast's St. John-Endicott or the Pacific League's PeEll.
The Washington Interscholastic Activities Association ruled last week in Ellensburg that all five schools must participate in B-11 football next year.
Last fall's breakdown was 24 schools in B-8 and 40 in B-11. At least 10 B-11 schools appear headed to Class A next year, so the B-11/B8 ratio should be around 35-19.
Odessa coach Myron Kramer and Pateros' Joe Worsham had lobbied the WIAA for a freeze on the requirement that schools with enrollments of 100 or more in the top four grades play B-11.
"They didn't take into consideration any of the things we talked about," Kramer said. "I think the major emphasis was on, it's really too late to do anything now."
The seven-team NEB-8 will shrink to Inchelium, Lind, Wellpinit and Columbia. Each team plans to play the others twice and attempt to pick up three non-league games.
Odessa and Cusick will moved to the NEB-11, as will Sprague-Harrington, which took a one-year hiatus last season and played a non-league schedule. Pateros will play in the Central Washington League.
The NEB-11, 10 teams last year, will split into North (Panorama League) and South (Bi-County) divisions. In one span Odessa, which has played B-8 for 17 years, must face powers Reardan, Ritzville, Davenport and Liberty.
"It doesn't fit our needs," Kramer said. "Our kids and our community, we wanted to stay in the B-8 ranks. That's where we feel comfortable; that's our niche.
"The B-11 fear was that they'd lose their 24 count (to continue having state playoffs)."
B-8 teams don't need 24 because they were grandfathered into the current system.
, DataTimes


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Furnished options only available through Team Housing Solutions
Property Name
975 Ash Street
Unit 975, available September 15th. Upscale, newly developed apartment complex in the heart of Riverside School District. 2nd floor living, 2 bedrooms, 1 bath, kitchen appliances included, private patio, basement storage provided. No pets
Floor Plans
- 2 Bedroom(s), 1 Bathroom(s), 1100 Sq ft
975 Ash Street
975 Ash Street,Moosic PA 18507, Moosic, PA 18507


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RR/Premiere/FAMEFLYNET PICTURES
RR/Premiere/FAMEFLYNET PICTURES
Staying in shape is definitely one way to get better post breakup, but nothing beats being primped and pampered.
Nikki Reed was spotted Thursday morning in full workout mode, getting fit with music to her ears and her furry friends in tow.
But later that day the brunette beauty was seen strutting her stuff in bright red heels after making a visit to the Andy Lecompte Salon for a blowout and some highlights.
The Twilight star filed from divorce from her singer-songwriter husband Paul McDonald after less than three years of marriage, citing irreconcilable differences, but she appears to be bouncing back in style.
In March, the couple who married after a whirlwind courtship announced they had been living apart for six months due to work obligations.
McDonald was a contestant on the 10th season of American Idol in 2011 when he met Reed at the premiere of Red Riding Hood and their romance began.
They exchanged vows in front of close family and friends during a private ceremony in Malibu on Oct. 16, 2011.
And the wedded pair continued to make beautiful music together when they teamed up for the track "Now I've Found You" for the Twilight Saga: Breaking Dawn Part 2 soundtrack.
Despite their split, the 26-year-old actress' rep said in a statement released at the time of their separation, "They will continue to share their love of music, and are still working on their debut album, I'm Not Falling, releasing in 2014."


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Jil Sander on Returning; Suzy Menkes on Christopher Kane
Jil Sander on Her Impending Return, Suzy Menkes on the Current State of Fashion, and More
>> Right here, in our daily news round up.

 Suzy Menkes (left) has spoken out about "the current state of fashion," saying that the recent brash of designer shakeups — which started last year with Galliano's ousting from Dior and has continued with Raf Simons's recent departure from Jil Sander — "leaves a queasy feeling." Menkes goes on to say: "this is not a game of chess . . . real people — especially sensitive designers — deserve not to be treated as pawns in someone else's game." She also mentions that Christopher Kane may be going to Dior. [New York Times]

 Topshop's Sir Philip Green will celebrate his 60th birthday in March by flying 150 friends — including Kate Moss and Adele — to a top-secret tropical destination. The exact location has not been disclosed, but it reportedly houses a five-star resort with over 100 villas with private pools. [Vogue UK]


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Consumers are now turning to Food ordering apps like Food Panda, Hungry House, Grubhub, Swiggy etc to order food from their favourite restaurants. Although this is initially good for generating traffic, but it also exposes a restaurant to competition. To ensure that their loyal customer base should stick to their services, restaurants should come up with their own mobile app for ordering food. Some of the benefits of own mobile food ordering app are:-
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Operations Manager ( 1 - 2 yrs)
Phuphu Hills
RS 50,000 To 3,00,000 Along, Itanagar, Abhayapuri, AmbikapurPart-X-Cachar, Amguri, Anand Nagar, Guwahati, Amarpur-Banka, Araria, Arrah, Asarganj, Aurangabad - Bihar, Bhagalpur, Gaya, Patna
Looking for Competent Workers that Can Join Our Organisation. We are One of the Leading Hotels in Southern Thailand, Phuket Precisely and We Need Qualified Workers with Atleast a Year Experience. Interested Applicants Should Send Us Their Cv.
Key Skills : mis-management information systems,mis executive,hotel operation manager,hotel management
job in Royal Garden Hotel ( 1 - 3 yrs)
Hilton International Hotel
RS 80,000 To 1,00,000 Anand Nagar, Guwahati
You are a vital part of ensuring a smooth and enjoyable visit to the spa for our clients. You will be responsible for greeting
Key Skills : hotel manager,hotel management
Operations Manager ( 0 - 1 yrs)
Sawasdee Hotel
RS 70,000 To 2,00,000 Abhayapuri, AmbikapurPart-X-Cachar, Amguri, Anand Nagar, Guwahati, Amarpur-Banka, Araria, Areraj, Arrah, Asarganj, Aurangabad - Bihar, Bhagalpur, Gaya, Muzaffarpur, Patna
Sawasdee Motel is looking for a competent and qualified worker that can work with us in above mentioned position. The applicant must be able to respect his duty and be loyal to the organization.
Key Skills : hotel operations manager,hotel management


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I spent a lot of time travelling in 2016, but one of the countries I was quite excited to visit was Laos courtesy of Silkair. Considering that Laos is just 3 hours away from Singapore, it is surprising that I'd never considered visiting Laos before as a long weekend getaway option – quite honestly I don't think I had any clear sense of its culture before this and it's never been a country on my radar.
I was pretty lucky to be one of those on the inaugural Silkair flight from Singapore to Laos – the first time my plane has been greeted by water cannons! And after spending just 5 days in Vientiane and Luang Prabang, it's a place I think you definitely need to visit soon before everyone and their mother discovers it.
(Funnily enough, my mum actually booked her trip to Laos 2 weeks after me, so you know, get clicking!)
When it comes to travel, Singaporeans are terribly predictable. Long weekend getaway? Pretty high chance it's going to be Bali, Bangkok, Penang or if a little further, Taipei or Hong Kong. We're pragmatic people and with a short amount of time, we like easy.
The Occasional Traveller is all about the easy – and I've been to each of these cities listed above multiple times myself – 5x each for Bangkok and Bali! But I'm also about veering off that trodden path when you can, and going somewhere a little different from where all the other tourists are going while still managing your precious holiday time.
And now with direct flights to the two major cities in Laos, there's really no reason not to go there anymore. And you need to get there before you start hearing too many Singaporean accents on the streets. I swear that Bangkok's Chaktuchak market feels a bit like being at home…
Here – have a taster of a little bit of Laos with this little video I made, as well as this post about what to do in Vientiane – Luang Prabang coming soon!
Silkair has 3 flights to Laos on Mon, Thur and Sat and flies the loop Singapore > Vientiane (VTE) > Luang Prabang (LPQ) > Singapore. So you can fly directly up to Vientiane, and fly back direct from Luang Prabang, which is great if you plan to visit both cities!
Lao Airlines is its codeshare partner* and has 3 flights to Laos as well on Wed, Fri and Sun, but it flies Singapore – Vientiane – Luang Prabang, which basically means you have to stopover in Vientiane getting to and fro from Luang Prabang.
*Eventually you should be able to book your own flights across Silkair and Lao Airlines websites – last I checked the websites still show only each airline's dates as they are still finalising this recent agreement, but travel agents should be able to get you the flights you need.
I put it in table format below:
Mon / Thur / Sat
|Lao Airlines
Wed / Fri / Sun
|Lao Airlines
Wed / Fri / Sun
The flight from Singapore to Vientiane is just under 3 hours, and Laos is 1 hour behind Singapore time. I like the Silkair timings because you can check straight into your hotel once you land in Vientiane or Luang Prabang, and you have till lunch time at least to try and maximise your time in Laos before returning to Singapore, and it's not too late if you need to get into work the next day.
Some suggestions on when to fly and taking leave:
- Vientiane only: Fly up Silkair on Saturday / Fly back Silkair on Monday – 2 days is quite sufficient if you just want to see the city sights and then spend some time cafe hopping. Only 1 day of leave needed.
- Luang Prabang only: Fly up on Silkair on Thursday / Fly back Lao Airlines on Sunday or Silkair on Monday – I think there's a little more to see around Luang Prabang so you need more time there. You'll need 2-3 days of leave. If you only had time for one city, I'd suggest Luang Prabang because I think it's more interesting overall.
- Vientiane and Luang Prabang: We spent 6D5N exploring both Vientiane and Luang Prabang, which sounds like a lot of time but it probably is enough to cover the main highlights. The best option then would be fly up Silkair on Saturday to VTE / Transit to LPQ via Lao Airlines / Fly back Silkair on Thursday – that's 4 days of leave for 6D5N, or you could just take 5 days and fly back on Saturday then you can do 8D7N and still have Sunday to recover before heading back into work
Many people know it's somewhere in South-east Asia but don't exactly have a sense of where exactly it is.
Just remember that Laos is the only landlocked country in SEA – that means no beaches and coastlines, and that it's smack in the middle of all the IndoChina countries and has borders with 5 countries: Vietnam, Cambodia, Thailand, Myanmar and Yunnan in China. Because of this close distance, you can see a lot of intermingling of these countries cultures all in Laos.
The peak season for Laos is in November and December because of good weather – it's cool and dry during this period, particularly up in Luang Prabang which is hilly so it's generally cooler than Vientiane. I visited in early November which was actually pretty nice – the nights were starting to get cooler though the days still felt pretty hot, and it wasn't too crowded.
Pack a light jacket for the cool mornings and nights during this time, but you'll need a good sweater when it gets colder – it apparently snowed for the first time in Luang Prabang last year, but that's pretty exceptional!
January and February are also good months for IndoChina region in general. Laos gets most happening in April when its Laos New Year and they celebrate something similar to that of Thailand's Songkran water festival – you can expect everywhere to be quite booked up and crowded then!
Laos uses the Kip – you're unlikely to find anyone in Singapore who will change that currency for you, not even at the airport! Your next best bet is the USD which is also accepted quite widely in Laos – ask for small change if possible. If you go to Thailand a lot, you could also try to use the Thai Baht. Remember to change your Lao Kip back before heading back to Singapore (unless you're planning to go again of course!).
The rough exchange rate when I was there worked out to about roughly 60,000 Kip to SG$10, or about 80,000 Kip to US$10.
Kip can be a bit confusing because some of the numerals on the notes are in Lao, so you often have to do a it of flipping around to find the correct number. Sometimes you'll pay in USD and get Kip in change.
SIM Card
I had a Lao Telecom SIM Card with 5GB of data for 60,000 Kip – that's 10,000 for the SIM card and 50,000 for 5GB/30days worth of data. Connection and speeds were quite decent overall.
What to wear
As in the video – both downtown Vientiane and Luang Prabang are pretty walkable cities where most of the sights are not too far apart, so a good pair of walking shoes is essential.
There are lots of temples to visit, you need to have your knees and shoulders covered and take off your hat when you visit. It's useful to bring around a scarf or sarong, though they usually have some at the entrances of most temples if you forget. They are quite strict about his covering up rule, some more so than others, do follow as a sign of respect for their culture.
Big ups to my fellow media and bloggers on the trip! Check out #SilkAirMarvelLaos (LOL the hashtag I know) on instagram for more of our antics in Laos – we had a ball of fun hanging out together 🙂 Spot them in the video!
I hope I've convinced you to consider Laos for your next getaway! And to get you going, Silkair is kindly offering one of you, one of my lucky readers, one economy class ticket to fly up to Laos in December 2016! I'm going to make it easy for you to participate by holding a raffle – tons of ways for you to earn more chances to win.
Take note of the T&Cs, but some points to highlight:
- You need to travel in December 2016, no extensions
- This only covers the flight ticket for 1pax, everything else is at your own cost
- The rafflecopter widget will close on 22nd Nov 2016, 12am


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NOVEMBER 2017 Issue has been successfully launched on 1 November 2017
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Ramakrishna T.M., *Poornima S. and Vimala R.
Ramakrishna T.M., *Poornima S. and Vimala R.
The aerial roots are present in certain species of plants only. They are
adventitious and are modified to perform functions like support,
absorption of moisture, floating etc. The present study shows the
different forms of aerial roots in Banyan and Gul mohar.
Keywords: Aerial roots, Ficus benghalensis, Delonix regia.
World Journal of Pharmacy and Pharmaceutical Sciences (WJPPS)
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Orange Cheese Cake by Chef Tahira Mateen
April 30, 2011 | Cooking Videos, Recipes In Urdu - English | No Comments ||
In this recipe you will learn delicious cheese cake with famous cooking expert Chef Tahira Mateen. You will learn weight loss tips and substitute of cream cheese.
Orange Cheese Cake by Chef Tahira Mateen from pakladies on Vimeo.