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Dentists generally have their pick of dental practice loans. SBA loans typically have the best rates and longest terms but they also involve a large amount of paperwork and the application process can be lengthy and intrusive. Short term loans may have a higher APR, but they could also cost you less during the life of the loan. Short term loans applications can be completed online in a matter of minutes and are far less invasive.
In this article, we'll compare SBA loans vs short term loans for dental practices so you can find the right option for your small business.
- Types of Dental Practice Loans
- Most Common Needs for Dental Practice Loans
- Benefits of an OnDeck Small Business Loan for Dentists
Our thanks to OnDeck for sponsoring this article. OnDeck offers prime borrower rates as low as 9.99% and can fund dental practices in as little as 1 business day. Their online application takes just a few minutes. You can prequalify for up to $500,000 here.
Lenders Want to Work with Dentists
Small business lenders view dental practices as safe businesses with steady revenue streams and healthy margins. More broadly, they view the dental industry as a safe industry that leads to relatively high, stable incomes and high net worth individuals.
And lenders have good reason to feel confident when lending to dental practices. As the chart below shows, the SBA finds that dentists have some of the best failure and charge off rates of all industries. Even within the medical industry, dentist offices stand out as top performers.
With industry charge off rates under 1%, dentists who own their own practice are able to be more selective about the small business lenders they work with and the financing they take out. And while many small business owners will decide they want to be very selective about rates and costs, there can be other concerns that top the list for busy professionals. Chief among them will be speed and simplicity.
Let's take a closer look at the the two primary options for dental practice loans.
Types of Dental Practice Loans
When you are looking for a loan for your dental practice you typically have two options:
The table below compares these two types of loans by their general qualifications, terms, time to funding, and application process.
SBA Loans vs Short Term Business Loans for Dentists
|Alternative Loan
|SBA Loan
|Time For Initial Approval
|1 Day
|1 week +
|Time to Receive Funds
|1-3 Business Days
|30 - 90 Days
|Loan Amounts
|$5,000 - $500,000
|$30,000 - $5,000,000
|Payback Time Period
|3 Months - 3 Years
|10 years
|Average APR Range
|30% - 50%
|6% - 9.5%
|Credit Score
|Annual Gross Revenue
|Time in Business
|12+ Months
|2+ Years
|Visit OnDeck
|Apply for an SBA Loan
Now let's look at how each of these loan characteristics might have an impact on your decision of which loan to choose.
SBA vs Short Term Loan Funding Speed
|Short Term Loans
|SBA Loans
|A few minutes
|1 Week
|Time For Approval
|1 Day
|1-2 Weeks
|Time to Receive Funds
|1-3 Days
|30-90+ Days
SBA funding requires more planning. You're just not going to have an SBA loan funded very quickly. In fact, closing on an SBA loan can often take 2-3 months. As we'll discuss in the next section, your lender will likely keep you very busy gather documents while you wait for the SBA loan to be funded.
On the other hand, short term loans, like those provided by OnDeck, are typically funded in 1-3 business days. That speed in which you can obtain funding with a short term loan give your practice a lot more flexibility. And there are many situations that can arise, like quickly replacing a periapical x-ray so operatory room isn't down, that require a high degree of flexibility.
SBA vs Short Term Loan Application Process
|Short Term Loans
|SBA Loans
|100% Online
|Often Many Trips to Bank
|Document Collection
|100% Online
Plus Integration with Accounting Software and Bank Accounts
|Faxing, Emailing, Turning in Hard Copies at a Branch
|Lots of follow up from loan officer and the lender's actual underwriting team (which can sometimes be in another office or state).
|100% Online
|Requires review of 90+ pages of loan docs, pending approval of closing docs
(see below for details)
SBA Application Process
The SBA loan is going to require a lot of documentation, which will slow things down. After your initial application submission they will typically need the following documents for each business you own:
- Ownership Information
- Business Licenses
- YTD Balance Sheet
- YTD P&L Statements
- Business History & Overview
- All Business Leases
- Projected Financials (1-3 years)
- Business Tax Returns (Last 2 years)
- Personal Tax Returns for all 20%+ Owners (Last 2 years)
- Resumes for all 20%+ Owners
Additionally, if you are purchasing another dental practice with the loan proceeds, you'll need to provide the following information about the practice being purchased:
- Current Balance Sheet
- YTD P&L Statement
- Business Tax Returns (Last 2 years)
- Proposed Purchase Agreement
- Schedule of Inventory, Equipment, Fixtures, and Other Assets
Once you submit all of the documentation your SBA loan has to be approved by the SBA for their loan guarantee, and your lender has to approve you through their own underwriting process. This can take up to 90 days depending on the bank and how complicated your business structure is (i.e. if you have multiple legal entities for multiple dental practices then it will likely take longer).
Short Term Loan Application Process
The application process for a short term loan couldn't be more different. They are far less document intensive than an SBA loan and take just a fraction of the time and energy. For example, applying for an OnDeck loan only requires basic personal and business information and can be completed online in just a few minutes.
The streamlined, less document-heavy application process with short term business loans is even more of a time save for higher net worth business owners. If you have stakes in multiple businesses, practices, or own rental properties, an SBA loan will require providing complete financial documentation for all of those entities. Applying with a short term lender will not.
SBA vs Short Term Loan Costs
|Short Term Loans
|SBA Loans
|Origination Fee
|0 - 4%
SBA Guarantee Fee of 3% - 3.5% applies on loans above $150K
|30% - 50%
|6% - 9.5%
|Payback Time
|3 Months - 3 Years
|10 Years
With an SBA loan you can expect to get the lowest rates, but a short term loan with a lender like OnDeck might actually carry a smaller total cost of capital. This is because you repay the OnDeck loan within 3 years, and you may be paying interest on an SBA loan for up to 10 years.
"The most important loan attribute for a dentist is the ability to pay back the loan" said Dr. Emily Letran. "When you buy a new dental practice you should complete a cash flow analysis to determine if you will have enough cash flow to support the new loan. Dentists have their pick of loans because of their ability to earn a great income, but they need to know how the loan terms and total cost of capital will impact their practice."
SBA vs Short Term Loan Qualifications
|Short Term Loan
|Credit Score
|Annual Gross Revenue
|Time in Business
|12+ Months
|2+ Years
An established dentist office can likely qualify for either loan. But if your practice is new or your credit score or DTI is being weighed down because of high student loan balances, then an OnDeck loan is more likely to meet your needs.
Most Common Needs for Dental Practice Loans
Every small business will need access to financing from time to time. Because dental practice typically have strong cash flow and profitability, their financing needs usually center around major projects. The main reasons dentists look for a loan from their dental practice include:
- Acquiring a Dental Practice
- Remodeling or Modernizing Dentist Office
- Expanding or Relocating Your Practice
- Marketing & Advertising to Grow Your Dental Practice
Let's look at each of these reasons in more detail to better understand why each one might require a small business loan.
Using a Loan to Acquire a Dental Practice
Dentists who own their own practice often purchase (or consider purchasing) a practice from another dentist. Occasionally this will be for a first practice, but more often for a second or third practice, a way to grow your existing business.
Practice acquisitions can be carefully planned out with plenty of time for both parties to get their ducks in a row. In the case of the seller, this means getting all the appropriate financials prepared for the buyer and possibly addressing any underlying concerns that may exist. For the buyer, this may mean lining up long term financing to facilitate the purchase. This is usually the case when the seller is retiring or moving to a new area.
But dental practice acquisitions can also be hastily arranged. The seller might actually be an estate that is settling the affairs of someone recently deceased. The sale might be triggered by a divorce or other some other financial hardship. In these cases, the buyer may not have time to line up long term financing. In those cases, they may find a short term loan will help them complete the acquisition in a timely matter. If needed or desired, the loan can be refinanced at a later date.
Using a Loan to Remodel Your Dental Practice
Like any small business owner, dentists will may find themselves need to renovate or remodel their existing or new offices. Knocking down walls to create a more spacious layout, moving wiring and bring plumbing up to code, installing AC and ventilation systems, repaving the parking lots and building awnings.
In addition to those necessities, dentist offices usually has many perks for their patients. Sometimes it can feel like you're having to keep up with the Jones'. Your patients expect your office to have televisions in every operatory to put tham at ease and help pass the time. Your patients want a waiting room that does the same. T
Some of these projects will be well planned out and you'll have time to save for the expense or obtain long term financing. Other projects may pop up as a surprise and require financing more quickly. Even if your remodel or renovation if planned out, long term financing can require so much additional paperwork that it won't seem worth it. For example, SBA loans will often require lender approval of the contractors you work with, their payment schedules, and their insurance. It can be a lot to coordinate and creating a bunch of paperwork for your contractor won't exactly win you any favors.
Expanding or Relocating Your Dental Practice
Whether you need to relocate your dental practice because of your lease expiring, or you need to open a new location or a satellite office, a business loan can help you manage the costs of the transition. No matter how the new space currently looks you will need to outfit the it to meet your needs. And while revenues from the new office will eventually be able to sustain these expenses, financing is usually required to get the new office up and running.
According to the husband and wife team of Dr. Dustin Cohen and Dr. Stacey Cohen of The Practice of Beverly Hills, expanding your practice brings a whole new list of expenses. In addition to remodeling your new office, which costs between $80 – $100 per square foot, you also need to prepare for these additional expenses:
- Rent of New Location
- Utilities
- New Staff Salaries
- New Equipment for Each New Operatory
- New Lab Equipment
- Dental Supplies
- Office Supplies
- Advertising
- Computer and IT Equipment & Support
- Expand Your Current Insurance
- New Payroll and Income Taxes
- Business License
Marketing & Advertising to Grow Your Dental Practice
Marketing and advertising is a critical when you open a new office, are looking to expand your patient rolls, or are offering new procedures or treatments. While marketing might be mission-critical, it's usually not cheap. Here are just a few of the marketing and advertising strategies that a dental practice may be considering:
- New Website
- Local SEO Efforts
- Paid Advertising on Google
- Paid Advertising on Facebook
- TV Commercials
- Billboards
As we have written about in our complete guide to marketing for dental practices, every dollar you put into marketing your practice should pay dividends. Short term borrowing to launch a new marketing initiative can pay for itself quickly through an expanded patient roster or by driving existing patients to higher margin cosmetic or elective procedures.
Benefits of an OnDeck Small Business Loan for Dentists
An OnDeck loan can benefit your dental practice by giving you fast funds to fulfill any of the needs discussed throughout this article. But working with OnDeck for your capital needs has 4 main benefits:
- OnDeck is Faster than a Bank Loan: An SBA loan can take up to 90 days or more to fund. OnDeck can fund as quick as 1-3 days.
- OnDeck is Easier than a Bank Loan: OnDeck's online application takes just a few minutes and syncs with your accounting software and bank account which keeps paperwork to a minimum.
- OnDeck Offers Competitive Rates to Prime Borrowers: If you qualify as a prime borrower your rate could be as low as 9.99%.
- OnDeck Also Offers a Small Business Line of Credit: Perfect for those practices who want credit available if the need arises, but don't want to pay interest on a term loan just to hold money in the bank.
OnDeck Dental Practice Line of Credit at a Glance
|Credit Line Limit
|13.99% - 39.9%
|Repayment Term
|6 Months
|Draw Fees
|Maintenance Fees
|$20 per month
(waived for 6 months if you draw $5,000+ in the first 5 days of opening your account)
|Credit Score
|Time in Business
|12+ Months
|Annual Revenues
Bottom Line
Dentists that own their own practice will typically qualify for most types of small business financing. An SBA loan is likely going to result in the lowest monthly payment, but SBA loans have arduous application processes and can take months to get funded. Short term business loans, on the other hand, will likely have a higher rate than SBA loans but vastly easier application processes and faster funding times.
Prime borrowers can qualify for up to $500,000 with OnDeck at rates as low as 9.99%. OnDeck's online applications can be completed in just a few minutes and your practice could be funded in as little as 1 day.


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Recently, Hannah Mitchell, the 11-year-old daughter of Show Tracker's "Monday Night Raw" recapper Houston Mitchell, was able to interview some WWE superstars about this Sunday's pay-per-view event, SummerSlam. Here is the interview conducted with Kofi Kingston.
Q: You can jump higher in the ring than any wrestler. Do you think you could have won a gold medal in the Olympics?
Kingston: Oh man, I'd love to give it a shot. I've never competed in track. I've done some racing, sprints and what-not, but as far as actual events, I've never done that, so that might be a nice challenge to overcome.
Q: You have had a lot of tag team partners in the WWE, and now you are champions with R-Truth. What is the secret to having a good tag team?

subset: commoncrawl


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Swagelok Field Engineer Eric Kayla led a live 25 minute technical briefing on back pressure regulators. Please fill the form to access the replay and his presentation slide deck.
Fill the form to access the webinar replay and slide deck.
In a hurry or have a question? Please give us a call at 510-933-6200.
Eric Kayla joined Swagelok 18 years ago. He started at the Solon, Ohio, headquarters as a laboratory engineer, working on high-purity fittings and pipe fittings. Then he switched over to new-product development. Eventually, he also put in some time in assembly engineering and assembly supervising. In 2005, after earning a master's degree in engineering at University of Akron, he moved to San Diego and became a field engineer.
Today Eric travels the West in three countries. In the United States, his territory includes everything from the Pacific Coast inland to New Mexico, Colorado and Wyoming. He handles Alaska and Hawaii too. In Canada, his territory is Manitoba and west. And to the south, he handles Mexico's Baja Peninsula.
Eric spends at least half his time on the road, meeting customers and discussing their needs. While he is well versed on the entire Swagelok product line, Eric has a particular interest in regulators.
Please complete the form below to download the eBook.
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Do You Know: How To Join Indian Army
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About the Trust
South Tyneside NHS Foundation Trust is a £210m provider organisation. Providing a full range of community services across South Tyneside, Gateshead and Sunderland, and hospital services in South Tyneside, the Trust is in a prime position to be one of the country`s leading integrated care providers.
We are a recognised high performing Trust, regularly ranked in the Top 40 hospitals, and previously ranked as excellent by the Care Quality Commission when those classifications were used. The CQC inspected the Trust in November 2013, and gave an extremely positive outcome report.
Brief History
On 01/01/2005 South Tyneside NHS Foundation Trust was authorised as one of the new NHS Foundation Trusts. We believe that the way a NHS Foundation Trust works will help us to improve the services we provide even further and to do so faster, and in keeping with what local people want.
With effect from 1st July 2011, community health services in Gateshead, South Tyneside and Sunderland transferred to South Tyneside NHS Foundation Trust from NHS South of Tyne and Wear as part of the Government's Transforming Community Services programme.
Strategic Purpose:
To provide the best care for our patients, in the best place, at the right time.
Our aims are:
Choose Values:
Our overarching Trust Value statement is, "We CHOOSE to go further to exceed our customers' expectations", and this is underpinned by 5 supporting value statements;


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This is a very damning compilation of evidence against Rudy Giuliani for the attacks of 9/11. At best, he was neglegent for allowing an attack to happen on his watch, at worst he was complicit in the crime by having foreknowledge and destroying crime scene evidence at a record pace.. You have to ask yourself why this individual is even being considered for a position in a Trump cabinet much less being allowed to hang around. Another question is why isn't Alex Jones investigating this? Be sure and check out the rest of the videos attached to this article. James Corbett reports, you decide.
Paul Craig Roberts http://www.paulcraigroberts.org/2016/11/25/trump-the-great-paul-craig-roberts/
Liberals, progressives, and the left-wing (to the extent that one still exists) are aligning with the corrupt oligarchy against president-elect Trump and the American people.
They are busy at work trying to generate hysteria over Trump's "authoritarian personality and followers." In other words, the message is: here come the fascists.
It Is Up To Us
Trump won the presidency because he spoke directly and truthfully to the American people, telling them what what they knew to be true and had never before heard from any politician:
"Our movement is about replacing a failed and corrupt political establishment with a new government controlled by you, the American people. The establishment has trillions of dollars at stake in this election. Those who control the levers of power in Washington and the global special interests they partner with, don't have your good in mind. The political establishment that is trying to stop us is the same group responsible for our disastrous trade deals, massive illegal immigration and economic and foreign policies that have bled our country dry.
"It's a global power structure that is responsible for the economic decisions that have robbed our working class, stripped our country of its wealth and put that money into the pockets of a handful of large corporations and political entities. The only thing that can stop this corrupt machine is you. The only force strong enough to save our country is us. The only people brave enough to vote out this corrupt establishment is you, the American people."
Tuesday on MSNBC's "Morning Joe," Trump spokeswoman Kellyanne Conway confirmed the show's earlier report that the incoming Trump administration will not pursue charges against his general election opponent Hillary Clinton for her use of an unauthorized email server while secretary of state and on any of the alleged wrongdoing involving her and her family's charitable organization the Clinton Foundation.
According to Conway, Clinton still faces a challenge in rebuilding her own image and suggested this was part of Trump helping the former first lady "heal."
"I think when the President-elect, who's also the head of your party, tells you before he's even inaugurated that he doesn't wish to pursue these charges, it sends a very strong message, tone, and content to the members," Conway said. "And I think Hillary Clinton still has to face the fact that the majority of Americans don't find her to be honest and trustworthy. But if Donald Trump can help her heal, then perhaps that is a good thing. Look, I think he's thinking of many different things as he is preparing to become president of the United States, and things that sound like the campaign aren't among them."
Video here: http://www.breitbart.com/video/2016/11/22/kellyanne-conway-confirms-trump-doesnt-wish-to-pursue-hillary-charges/
Everyone in the Deep State is threatened by the Trump Presidency. The Deep State understands that power, funding, ideological stratagems and domination of government, media, academia, think tanks and NGOs are in the 'field of fight', to use the book title by a prime target the Deep State intends to destroy in order to save itself from Trump.
Lt. General (ret.) Michael T. Flynn, three-star expert in Military Intelligence, former director of the Defense Intelligence Agency (DIA), counselor to Trump for the last fifteen months, is a vital Trump ally the Deep State is attempting to discredit.
We have seen the one-week ferocious political and media attack on Stephen Bannon, begun the instant that Bannon was named Trump's number one strategist-advisor. Bannon is the theologian of Drain the Swamp, the Trump policy to rid the system of corruption and catastrophically disastrous policies and bureaucrat enablers.
To understand Steve Bannon, take the time to read this transcription or listen to the audio Q&A from a 2014 event in the Vatican. He lays out his philosophical agenda, and used the 2016 campaign to advance his war on the Elites.
Armed US citizens with the Arizona Border Recon stages reconnaissance and surveillance operations against drug and human smuggling operations on the US border with Mexico.
The group is made up of mostly former US military servicemen and women.
The group is protecting America from illegal invaders and drug cartels.
Sunday morning, November 20th beginning at 7 a.m.
Trump's Sunday schedule in Bedminster includes New Jersey Gov. Chris Christie, former New York City Mayor Rudy Giuliani and Kansas Secretary of State Kris Kobach.
Trump met with 2012 Republican presidential nominee Mitt Romney Saturday. He also met with retired Marine Gen. James Mattis, considered a contender to lead the Pentagon.
Trump said he may announce some of his picks on Sunday.
Sit down. This is going to shock you. (Not). We reported yesterday on the telephone call between US president-elect Trump and Russian president Putin, where the current and future presidents discussed the need to set aside differences and look to more constructive future relations. With serious observers of this past year's increasing tensions between US and Russia openly worrying about a nuclear war breaking out, with some 300,000 NATO troops placed on Russia's border, with sanctions hurting average businesspersons on both sides, a normal person might look at the slight thaw in Cold War 2.0 as an early positive indicator of the end of the Obama Era.
Sen. John McCain (R-AZ) begs to differ.
In a blistering statement he released today responding to the Trump/Putin telephone call, Sen. McCain condemned any efforts by President-elect Trump to find common ground with Putin.
More of his ridiculous bullshit here: http://ronpaulinstitute.org/archives/neocon-watch/2016/november/15/mccain-to-trump-dont-you-dare-make-peace-with-russia/
"Donald Trump is not their problem. Their problem is 300,000,000 of us."
Liberalism DIED Today! Will Crooks Take The Money And Run? That Means You MSM, Soros, Obama!
Kentucky Sen. Rand Paul said Tuesday that he is opposed to John Bolton becoming secretary of state and has serious reservations about Rudy Giuliani assuming the same position.
He did not rule out filibustering either potential option in an interview with POLITICO.
George Soros and his fellow liberal mega-donors are currently readying the post-Hillary Clinton Democratic party to oppose President-Elect Donald Trump.
The Democracy Alliance has funneled upwards of $500 million toward liberal activist groups and candidates since Soros co-founded the group in 2005.
Therefore, at this year's meeting, Soros and other liberal leaders — including Nancy Pelosi, Elizabeth Warren and Keith Ellison — will discuss opposing Trump's plan for his first 100 days in office, a plan the DA called "a terrifying assault on President Obama's achievements, and our progressive vision for an equitable and just nation."
Read more: http://dailycaller.com/2016/11/14/soros-prepares-for-trump-war/#ixzz4Q0OrlS5e
Donald Trump: Past, President and Future | Roger Stone and Stefan Molyneux 11-13-16
President-elect Donald Trump announced on Sunday that Stephen K. Bannon will be the White House Chief Strategist and Senior Counselor while Republican National Committee Chairman Reince Priebus will serve as White House Chief of Staff.
We're in good shape with Breitbart's Bannon, but Priebus isn't exactly who most of us would have liked to see as WH Chief of Staff. However, here's another perspective that makes it seem like it will be okay:
Tweets from https://twitter.com/UnitingForTrump/lists/uniting-for-trump1
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Double Hung Window Pivot Bar
A contractor from ohio says:
March 24, 2016
Hi. Need help Finding what Pivot Bar these are. From a Double Hung Window about 10 years old. I think it is a Polaris Vinyl Window. One has a number 5 stamped on it and the other one a number 8. Thanks.
Tom from SWISCO responded:
March 25, 2016
Hello! I've seen this pivot bar before. I'm afraid we don't have an exact match but look at our 26-438. Other customers have used that in the past for a substitute. However, I think it would be a good idea if we see your pivot shoe, just in case. I don't want to recommend the 26-438 only to find out that it won't work in your particular shoe.
A contractor from Ohio says:
March 25, 2016
This is the Pivot Shoe, would 26-438 work then?
Paul from SWISCO responded:
March 28, 2016
Tom had the right idea. I'm glad we got this picture before you placed your order. I hate to say it, but the tip on the 26-248 might not fully engage in your pivot shoe. You might have to also purchase the 15-175 to go with it. Comparing our dimensions to yours, could that fit in your track?


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501 4th St. NW, Washington, DC 20001 email@example.com 202-737-4859 Give Now
Sunday Worship and Sunday School at 10:30am
Welcome to First Trinity Lutheran Church
A community of Christ loving and serving our neighbors.
We're glad you're here and hope to meet you in person. Since 1852, First Trinity has welcomed people for worship, service, learning and belonging. First Trinity has a long tradition of commitment to downtown DC and this neighborhood through its many evolutions.
We are a welcoming church, affirming and accepting of the LGBTQ community and individuals. We welcome people of all abilities, income, gender and stage of life. Whether you have been attending church all your life, been away for a while, or never been to church, you are welcome. At First Trinity you will find, a community in which to grow in faith and spirituality, learn to love God, yourself and your neighbor, and experience the joys of connecting through relationship and service. First Trinity welcomes you wherever you are on your spiritual journey.


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In the present day scenario where everyone talks about women being affected by sexism, very few people realise that it hits men too. The video throws light on those perspectives by featuring men from different backgrounds who speak about the hardships they face in the society. This video brings to the viewers, the voice of men which is definitely not to be ignored.
You may also like:
> Vague Manpower- My Choice Too
> Debate 377 : How Gay are WE?
> SEXISM Vs. FEMINISM


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Willkommen im iPad Forum
Antworten auf alle Fragen zum iPad finden Sie hier
im Forum. Diskutieren Sie mit!
Antworten auf alle Fragen zum iPad finden Sie hier
im Forum. Diskutieren Sie mit!
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Original Article
Solvent exposures and parkinson disease risk in twins
Version of Record online: 14 NOV 2011
DOI: 10.1002/ana.22629
Copyright © 2011 American Neurological Association
Annals of Neurology
Volume 71, Issue 6, pages 776–784, June 2012
Additional Information
How to Cite
Goldman, S. M., Quinlan, P. J., Ross, G. W., Marras, C., Meng, C., Bhudhikanok, G. S., Comyns, K., Korell, M., Chade, A. R., Kasten, M., Priestley, B., Chou, K. L., Fernandez, H. H., Cambi, F., Langston, J. W. and Tanner, C. M. (2012), Solvent exposures and parkinson disease risk in twins. Ann Neurol., 71: 776–784. doi: 10.1002/ana.22629
Publication History
- Issue online: 20 JUN 2012
- Version of Record online: 14 NOV 2011
- Manuscript Accepted: 2 SEP 2011
- Manuscript Revised: 18 AUG 2011
- Manuscript Received: 23 JUN 2011
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Team Hallam
- Varsity t-shirt (maroon and white) £5
- Varsity sweatshirt (maroon and grey) £12
- Official Team Hallam merchandise is available in the HUBS or online at the Students' Union website.
- Personalised Varsity merchandise for sports teams is available from Kitlocker.
Uni of Sheffield
- Varsity t- shirt (black or yellow) £6
- Varsity sweatshirts (with free personalisation) £18
- Varsity scarf and bobble hat £8 each or both for £14
- In addition Sheffield Store have collaborated with Sport Sheffield to launch a black and gold clothing range including shorts, joggers, vests, jackets and accessories.
- Official Varsity and Black and Gold merchandise is available in the Students' Union or online from Sheffield Store.


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The status of a thunderstorm which caused golf-ball sized hail and 62 millimetres of rain to fall over Sydney's south west on Saturday afternoon, has been downgraded.
The Bureau of Meteorology cancelled a severe thunderstorm warning for the storm just about 8pm on Saturday night.
Rob Taggart, a meteorologist with the bureau, said the warning was downgraded after the storm "fizzled out".
"Earlier today we had storms developing over the Illawarra area and then those storms tracked over the southern suburbs of Sydney," Mr Taggart said.
"They stalled in the Avon Dam catchment area [near Wollondilly in Sydney's south west] which then received 62 millimetres of rain in 50 minutes from 5.25pm, with 60 milimetres of that rain falling in 15 minutes."
He said that about 6pm there was golf ball sized hail at Menai, 10 cent piece size hail at Engadine.
Mr Taggart said there were also 89 kilometre per hour winds at Lucas Heights.
"The worst of the storm fell over Holsworthy military base, which is uninhabited and the storm then moved to Bankstown."


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VideoHive Using Computer 8911216
Category: Stock Footage
VideoHive Using Computer 8911216
Stock Footage \ Technology
Figurine \ Eiffel \ Office \ Computer \ Booking \ Business \ France \ Holiday
Stock Footage - Using Computer 8911216 by limette @ VideoHive
Stock Footage \ Technology
Using computer in office. And over the table is an Eiffel tower figurine.
Alpha Channel: No; Looped Video: No; Frame Rate: 25; Resolution: 1920x1080; Video Encoding: H.264; File Size: 168mb; Number of Clips: 1; Total Clip(s) Length: 0:29.
Smartphone; City Map Guide; Billboard; Mobile Phone; Hands; Mobile Phone; Smart Phone.
Keywords: book, booking, business, computer, decoration, eiffel tower, figurine, fly, france, holiday, office, reservation, trip, using.


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It's best to have seven to nine months when you get off a couch and train for the marathon. You could start now, for example, and target the 26.2 With Donna/National Marathon to Fight Breast Cancer in Jacksonville, Florida, on February 17. There will be lots of support, including pace groups using my run-walk-run method.
Get a good book, such as my new Galloway Training Programs. Read the run-walk-run chapter first.
You can do it!
Jeff Galloway
Olympian Jeff Galloway has helped thousands of runners achieve their goals through his e-coaching, Galloway Programs across the U.S., retreats, half day running schools, books, and individual consultations. For more information on this topic or Jeff's programs, visit JeffGalloway.com.


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Lossing weight without lossing energy
Patient : Iam a teacher and i have tow kids Iam always busy I dont have any time to get rest and suffer a low blood pressure and I must drink a sweet drinks like juse and eat sweet and eat snake from time to time so i can have now low blood pressure or headic and that make me have a big belly and for that Icannot make dite too what can i do or eat to give me energy without get me weight
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CRT Or LCD Monitor?
The classic computer monitor uses cathode ray tubes (CRT)(shown on the right) to project the image onto the display screen. CRT monitors have traditionally been deep and bulky, resembling a TV set, eating up valuable desk space and standing out like a sore thumb. Still, they take up an awful lot of desk space. Because of the way the screen refreshes, if you spend a lot of time looking at the monitor, your eyes will start to feel fatigued by the CRT flicker
Efficient, stylish liquid crystal display (LCD) screens are the most popular models today, shown on the left. This slim monitor has a small footprint and is less tiring for your eyes. LCD displays use LCD pockets embedded in the screen and colour filters to display images. Light shines through the crystal pockets, which open more or less depending on the image. Most LCD displays now use a Thin Film Transistor (TFT) screen. TFT provides excellent image quality, colour and sharpness, along with a wide viewing angle, so the image is still viewable even if you're not right in front of the screen. Finally, LCD displays are much cooler and more energy efficient than CRT. If you insist on a CRT display, consider a flat screen model. This should not be confused with a flat panel monitor, like an LCD. Flat screen CRTs are still CRT displays, but the screen is flat instead of curved, reducing image distortion and reflection.
Monitor Uses
General home use - You want to keep an eye on the bottom line, but also want a monitor that can keep up with whatever you need to do. TFT LCD screens are becoming less expensive all the time, and performance is improving, particularly for video and games. You may want to consider monitors with DVI (Digital Visual Interface) inputs, audio/video inputs and even speakers, in case your monitor is used for other purposes, like DVD playback.
Work - If you use your computer for work, look for a monitor that can be adjusted for viewing comfort and is easy on the eyes, like an LCD. A large screen is also a good idea, in case you need to look at multiple files at once, or want to examine an entire spreadsheet.
In the classroom - Students usually find themselves lacking in two areas: space and money. A good display can be found in all price ranges, but consider a thin LCD with a small footprint, so you still have room to open your textbooks on your desk. A monitor that displays games well is also a good idea, because school life in not all about hard work.
Photography - Photographers need accurate colours and high resolution. CRT displays still do well in these areas, but new technologies are being introduced to TFT LCD displays that improve their performance as well. If you do a lot of image editing, a larger display will come in handy when you enlarge your images.
Video and games - Image quality and fast motion response time are key here. Many newer advances in LCD technology have made huge improvements in the screens' ability to display motion smoothly. Look for a fast response time and a large screen to bring you deeper into the action, for a more vivid gaming experience.
Adjustability - Many monitors can be tilted and swivelled for comfortable viewing. A few LCD models can even switch between landscape and portrait modes. If you want to get your LCD off your desk entirely, look for a model that can be mounted on the wall.
Audio - Some monitors have built-in speakers or headphone jacks. The headphone option is smart, but the built-in speakers often deliver fairly poor sound quality.
Widescreen displays - If you tend to work on documents side by side, or want to watch DVDs in their full, widescreen splendour, look for a 16:9 aspect ratio monitor so the widescreen video image isn't "letterboxed" and shrunken to fit a narrow screen.
Connections - Some monitors have USB connections so you can plug your keyboard or mouse straight in, to cut down on the tangle of cords behind your computer. Other models now include wireless connections, so you can get rid of the cables completely when using a compatible PC. Monitors with a DVI input can take advantage of enhanced graphic cards, and let you keep a pure digital signal from your computer through to your screen, avoiding quality issues that can sometimes arise in converting from digital to analog and vice versa.
Monitor Sizes
Monitors range from 15 inches to 30 inches or more and come in standard and widescreen formats. LCD screens are very thin and light, ideal for offices where space is at a premium, while CRT displays need a pretty significant body to house the inner workings. For a wider screen, that can mean a depth of two feet or more. Thin LCD monitors are also well suited for multiple monitor set-ups. These are great if you have to run a number of applications or files at once and need to be able to see everything. Your PC's video card will have to be able to use multiple monitors for this to work.
When you're looking over the spec sheet on a monitor you're thinking of buying, some points are more important than others.
Response time - This refers to how quickly the monitor's display technology can react to a change in the image being displayed. The faster the response time, the better, especially for gaming and video. A good response time is in the range of 4 to 25 milliseconds.
Aspect ratio - This number tells you how the screen is laid out. A 4:3 aspect ratio means the screen has a width to height relationship of four to three, like a regular TV set or CRT monitor. A widescreen 16:9 aspect ratio is wider, like a movie screen.
Brightness - Brightness, sometimes called luminance, can mean the difference between a good viewing experience and great one. Brightness is measured in candelas per meter squared (cd/m2), sometimes called nits. Look for brightness above 150 cd/m2 for CRT and above 200 cd/m2 for LCD.
Inputs and outputs - Many monitors have a choice of either digital or analog inputs. These come in handy when you want to connect other equipment, like game systems, or watch video on your computer. Digital connections like DVI can carry more data than analog. Remember that LCD monitors are digital devices, so an analog input would require converting the digital signal from the computer or other source into analog, then back.
Contrast ratio - Contrast is the difference between the levels of the brightest whites and the darkest blacks. A contrast ratio of at least 300:1 is needed to display colours and shades of grey well, although some monitors have ratios of up to 1000:1.
Resolution - Resolution is the amount of detail you can see on the screen. The screen is made up of tiny squares called pixels, and the more pixels on the screen, the better the resolution. A higher resolution will make edges of text and images appear smoother. If you can see individual pixels, you're either sitting too close or you need a higher resolution monitor. Aim for a resolution of at least 1280 x 1024 pixels.


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Brand New Mini Car Mobile 4CH DVR, 2D1 +2 CIF/4HD1 Video, 4 A/V Input, G-Sensor, a 1TB Hard Disk +1 SD Card Storage, 8 Alarm Inputs, 2 Alarm Outputs, 1 RS485, 1 RS232, Differential Speedinterfaces, Motion Detection Alarm, Digital Watermarking, 8 Seconds Power-Off Protection, Scalable Bus Stop Control Panel 8-36V Car With a Dedicated Wide Power System, Beautiful Appearance, Easy Installation, Built-in GPS, WIFI Module
Product Model: INS-4CRADVR05 | Item Code: 2207000143
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Introduction :
This MDVR Special design for long time recording, it supports 4 channels video recording with large hard disk for high definition images in long-term storage. With its unique patent vibration resistance solution, it ensures stable working in complex conditions with G-sensor, GPS, WIFI modules. Centralized management for vehicles by CMS software, it goes through to perform alarm linkage, real-time audio and video surveillance. With industrial design standard, complete functions, stable performance, it's applied to bus, vehicles, trucks such public transportation surveillance.
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Treatment for cancer was an interesting time for me.
Overall I got lucky with my treatment. Chemotherapy was terrifying on my first day. I was afraid I would be sick, so I didn't eat. The process took a lot longer than I thought it would. First I met with the nurse and she explained the treatment and the type of chemo I would be having (at this stage I didn't even know there were different types of chemo). It was called AVBD - which is abbreviated but I can't remember what all the names of the drugs were.
Then I had to be weighed so the nurses knew how much of the drugs to give me. There were anti-nausea tablets to take and these must have worked a treat for me because I was never sick during chemo. The only side effects from chemo that affected me were a lack of sleep and hair loss.
I didn't expect to not be able to sleep during chemo, everyone kept telling me how tired I should have been and to 'take it easy'. But I was full of energy. I couldn't sit still or stop talking. My mum rang the nurse and she said it was because of the steroids in the chemo drugs.
The other painful part about chemo was that it had to be inserted into my arm, like a drip. I also didn't enjoy having blood tests once a fortnight before treatment. It got tiring after 8 weeks.
My hair didn't start to fall out until about 6 weeks of treatment and the nurses were amazed that I still had most of my hair and eyelashes. When my hair started to fall out it kind of really hit me that I was having chemotherapy and I would cry a lot when I was in the shower trying to wash my hair and clumps would come out. I was actually a lot happier when I got my hair cut shorter, because I didn't have to see as much of it falling out.
I thought it would have been harder for me to cut my hair, but that was a time when I had been through so much that cutting my hair wasn't as big a deal.
After I finished chemo I had a break for a few weeks and started radiation.
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My blog is one way I deal with cancer. It helps me to think about what happened, how it happened and how I feel about it now. I can't just forget or continue being angry about cancer.


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He played for the Dutchman at Southampton
Everton have agreed a fee to sign midfielder Morgan Schneiderlin from Manchester United for about €25 million.
The France international was signed by previous boss Louis van Gaal in 2015.
But he has failed to nail down a regular first team place.
He has played just eight times since Jose Mourinho became manager last summer including three appearances in the Premier League.
The 27 year old moved to Man United after impressing for former club Southampton under current Everton boss Ronald Koeman during the 2014-15 season.
He had originally arrived in English football as far back as 2008 when he signed from Southampton after leaving his regional club FC Strasbourg.
Starting off in the lower leagues with the club, Schneiderlin made 230 league appearances for Southampton in the Championship, League One and then in the Premier League.
His progress at Southampton resulted in Schneiderlin making his debut at international for France prior to the 2014 World Cup.
The defensive midfielder had been a standby option for the Les Bleus squad at the 2014 World Cup before injuries pushed into the final squad.
He also missed out initially for Euro 2016 but an injury to Lassana Diarra saw Schneiderlin make the cut.
After an impressive 2014-15 season, he then signed for Man United, where he made 39 appearances in all competitions in Van Gaal's second season in charge.
Meanwhile, Everton are also set to turn down loan offers for Ireland midfielder James McCarthy in favour of a permanent move.


text:
Biting the bullet and registering for a trade show is something many retailers put off because of the expense, the necessity of travel planning and the inconvenience of having to set aside regular work responsibilities.
If you're one of the procrastinators, however, you may want to reconsider your priorities. Skipping your industry's most prominent trade shows may mean you're missing golden opportunities to network with vendors, weigh your competition, expand your inventory, learn about new trends and innovations, and gain a fresh perspective on best practices.
Such events can give you an up-close-and-personal qualitative view of what's going on in the real world — a view that often transcends quantitative number crunching and market research. In fact, surveys show 66 percent of all trade show attendees are motivated by the chance to increase their personal knowledge.


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Chaos and frustration is nothing new for the Kings
After a disappointing loss to the Utah Jazz, DeMarcus Cousins spoke his mind like he usually has his entire career. It wasn't anything new but it's note worthy to say the least. "I know for a fact there's a lot of frustration in this locker room," (DeMarcus) Cousins told reporters ...
CK Podcast 239: Jason Ross and Leo Beas discuss the future of Cousins and Rondo
In this episode, Joe Morgan and Leo Beas cover the end of Sacramento's playoff hopes, and how to achieve better results next year. They go deep about who to keep, who to lose, and what to do about the remaining games of this season. Then Jason Ross of KHTK joins Joe and they cover the ...
Best shooting guard prospects the Kings should look at
Year after year, the Sacramento Kings have been patiently waiting for that All-Star caliber guard to compliment DeMarcus Cousins. In recent memory, the most success the Kings have had through drafting guards is Tyreke Evans. Evans had tremendous upside coming out but ultimately it was not ...
Karl doesn't think it's doomsday for the Kings
What's left to talk about when it comes to the Sacramento Kings? Their star center was suspended, their coach just had a cancer-related procedure on Thursday, and the team keeps on losing. Barring any injuries, the team can't reach any new lows. A logical mind would think this team ...
Curry: 'Just try to stay ready'
I had a small conversation with Seth Curry after the tough 107-100 loss to the Orlando Magic. Curry had a tough game in his return to action, scoring three points on 1-of-6 shooting in 18 minutes. One really positive note that I noted was his activity on the defensive end. Of course when you ...
Is this suspension a step in the right direction for the Kings?
Another tirade by DeMarcus Cousins is nothing new in Kings land. Although, this time, Vlade Divac and the Sacramento Kings tried something new. They suspended their All-Star big man after berating head coach George Karl last night against the Cavaliers. This came directly from the ...
La reivindicación de Quincy Acy
Cada año, sólo 450 privilegiados visten una camiseta de la NBA en partido oficial. A veces son algunos más, otras algunos menos. Llegar es complicado, mantenerse es muy difícil. Más si cabe si mides dos metros pelados, has gastado tus cuatro años universitarios y siempre jugaste por ...
Cauley-Stein doesn't hold back on his comments about Karl
Willie Cauley-Stein can certainly guard multiple positions on the court. We also know that the Kings are awful on defense. It's pretty strange why George Karl is reluctant to play his defensive-minded rookie consistently. It has really enraged fans and now Cauley-Stein has addressed it in a ...
Another loss but this one has a stronger significance
There comes a point during every Sacramento Kings season where the attention of the fans turns away from the Western Conference standings and redirects itself more appropriately towards mock drafts. It has been that way for the past ten years and the legacy will continue. Last night was that ...
Cousins: 'It's a terrible feeling'
On a night where DeMarcus Cousins had another solid game, his team once again gave up a double-digit lead in the second half and couldn't finish. He even earned his 15th technical foul of the season. One more and the NBA will suspend him one game. His frustration was at an all-time high. ...


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Ali Almimar: A Personal Profile
A Personal Profile of Ali Almimar By Lisa Abraham ~ with contributions from Members of the Community I really don't remember when I first met Ali Almimar as I feel I have known him forever. Our paths have crossed many times all over the globe and each visit has been special. As a person, Ali is kind, warm and deeply sincere. As an artist, his work is stimulating—both mentally and emotionally; it is inspirational and has been influential throughout the entire world of Arabian horses. Like many, I am a big fan of his artwork and have been captivated by it since I was first introduced. The depth of Ali's work is inviting as every solitary element contributes meaning and it is obvious that it comes from his heart. His paintings
The 2015 Salon Du Cheval D' El Jadida: Tbourida
The 2015 Salon Du Cheval D' El Jadida: Part three of three Tbourida , with a contribution by Dr. Nasr Marei : By Lisa Abraham Several years ago, I was invited to the Salon Du Cheval D' El Jadida to display my photography. Although it was quite an honor, my schedule did not permit participation, which was a huge disappointment. So this was my first year attending. As my arrangements for the 2015 show, were made very close to the departure date—there was little time for research. So mentally, I came without preconceived ideas and ready for a brand new show experience. My first sign that this was going to be a positive experience was coincidentally meeting longtime friend and artist, Ali Almimar, at the Casablanca airport


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- Click here for more information on Electronic Recycling Programs


text: Greetings, I am Canadian-born, living in Northern California for almost nineteen years now. I am a student studying business administration in University, and I love to learn about: Cooking, gardening, spirituality, economics, and poetry. I am basically here to attain a stronger willpower, through knowledge, and in order to guard against my own soul's deficiencies. I would like to make new friends here. It has been hard for me to find a close social network and to meet new people, especially with studies going on, and while trying to help out with my family. My parents brought us up with the ideology that God will choose a religion for us, and that we do not have the will to choose. So that is why I am here, to learn more about Christianity, and to see if it is right for me. So help me GOD.


text:
- You are here:
- Home & Garden
- SabbaShop
555 Denison Street, Markham
Business Details
- Type:
- Warehouse Outlet
General info
SabbaShop is Canada's #1 eBay store. Avoid shipping charges and get your item fast! Convenient pick up times, no appointment needed, fast friendly service. We stand behind what we sell and offer full refund or exchange on most items. While in store, you can also check out our popular clearance section for more outstanding deals!


text:
Mises Wire
Boston Globe on "Ayn Rand's Campus Radicals"
Today, Christopher Shea has written a "Critical Faculties" piece for The Boston Globe focusing on "Ayn Rand's Campus Radicals," offering further evidence of the proliferation of Rand scholarship. He mentions my work and the work of other Rand scholars, as well as the important role of The Journal of Ayn Rand Studies. (He cites a JARS essay by Austrian economist Peter J. Boettke, part of a forthcoming symposium on "Ayn Rand Among the Austrians," which deals with the intellectual relationship of Rand to Ludwig von Mises and other Austrian thinkers.) M
ore information on that symposium to follow in the near future ...
Image source:


text:
My Nonprofit Reviews
Review for Genesee County Casa For Children, Batavia, NY, USA
As a CASA volunteer I was able to be a powerful voice in the life of a child who had been negelcted by her parents. Through visits and contact with the child, I got to know her and what she liked and became one of the only positive female role models she had. Through difficult times, CASA was able to assist the child and her mother to access educational services and mental health services that were so desperately needed. This child is now a mother and has finished school. Without a CASA volunteer, she was on the path of dropping out of school and becoming the next generation of an uneducated parent to her child.
More Feedback
I've personally experienced the results of this organization in...
the community by having more children paired with caring adult indivdiduals. The consistency that CASA provides is something that abused and neglected children too often are lacking.
If I had to make changes to this organization, I would...
recruit more volunteers so that every child could have a CASA volunteer.


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We stayed here for a girls getaway last week. There was construction going on beside the hotel that caused a little bit of a traffic jam in the circular drive where you are to pull up and check-in. Check-in was easy and quick. Was not welcomed as a Marriott Rewards member but that was ok. The room was spacious and clean except....the sheets on my bed looked dingy. I had the maid to change them the second evening and she willingly obliged.
This hotel is old but is decorated well. It does face the water and that is a plus. If you want to walk downtown there is a shuttle. Don't attempt to cross Lockwood Drive on foot. Overall it is ok and practical.
- Official Description (provided by the hotel):
- Discover Courtyard Charleston Waterfront, located just minutes from the heart of downtown Charleston, SC. Unique among hotels in Charleston, guests can experience stunning views of the Ashley River while enjoying our hot breakfast options, unwinding on our beautiful terrace, swimming in the outdoor waterfront pool, relaxing by our fire pit or whirlpool, or resting in their spacious guest room. Our stunning hotel is a short drive from the city's top destinations including; the shopping on King Street, the downtown market, historic plantations, and military parks. This unique hotel offers a 24 hour fitness center and a business center. Join us each morning in The Ashley River Cafe for a delicious breakfast buffet. If you're looking for something quick, our waterfront Charleston hotel offers a 24-hour market with snacks, beverages, soups, sandwiches and salads. Our Charleston, SC meeting space is ideal for intimate rehearsal dinners, meetings, and social events. Experience true luxury accommodations at the top waterfront hotel in Charleston, Courtyard Charleston Waterfront. An unforgettable retreat. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Hotels.com, Priceline, Booking.com, Travelocity, Hotwire, Cancelon, Orbitz, Cheap Tickets and HotelQuickly so you can book your Courtyard Charleston Waterfront reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Courtyard By Marriott Charleston Waterfront Hotel Charleston
- Charleston Courtyard
- Charleston Marriott


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About Us
Mosaic LGBT Youth Centre is a London-based registered non-profit organisation, which is specifically designed for young lesbian, gay, bisexual, and transgender (LGBT+) people, as well of those who are questioning their sexuality and/or gender identity, aged thirteen to nineteen. We have three central aims – to support, educate, and inspire our young person.
Latest News:
- Mosaic LGBT+ Youth Centre Member
Mosaic Youth Centre is a place where I feel comfortable, I feel free. I let go of all of my stresses. I've made so many friends and developed my confidence as a proud LGBT female!
- Mosaic LGBT+ Youth Centre Member
The youth centre is like a second home and family to myself. I've met some of the most diverse young people in London and I feel like it's a place where I can be accepted.
- Mosaic LGBT+ Youth Centre Member
Before I came here I was living a lie, they helped me to become me and to accept who I was. I feel a lot more comfortable in who I am, they are amazing here, my second family. They do make the world a better place.
- Mosaic LGBT+ Youth Centre Member
I was a individual, I was in hiding, I was the only one. But going to mosaic made me realise that I really wasn't the only one, I wasn't alone. There are people who I've met at Mosaic who've had the same experience as me, being able to talk to them without feeling judged is not only an amazing feeling, but uplifting. Mosaic is my home, it's where I met my family of amazing individuals.
Who we are and what Mosaic means to our members.
Keep up-to-date with our newsletter!


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NORTH AUGUSTA, S.C. (WJBF) – Crews were on the scene of a house fire in Aiken County for a second day Tuesday morning.
The blaze sparked at a home on Blossom Street, in North Augusta. The same home has a fire Monday afternoon.
Crews on the scene say they believe the fire may be suspicious.
Check back for updates on this story.


text:
Daedalus Secretary: Peter Westbrook
161 Brockhurst Road
Gosport, Hampshire
Tel: 02392 580158
Daedalus FAAA Branch Page
If you know you want to join the Daedalus HQ Branch download an Application Form in Adobe .PDF Here and mail it to the Treasurer (mailing address on the form) with your cheque.
If you prefer, you can complete your Application Form Online you will receive a Standing Order Form (Attachment) with your Confirmation eMail. Remember to send your cheque to the Treasurer (mailing address in your Confirmation eMail).
Contact Form for the Secretary of the Daedalus FAAA Branch:
FAAA Daedalus | Fleet Air Arm Association


text:
Posts by Z32
Total # Posts: 149
1. The problem statement, all variables and given/known data I am using a Vishay strain indicator with it hooked up to a strain gage hooked up 1" away from the wall on the solid beam. The beam is .5" by .5", and it is solid. The beam is 16" long and I am ...
yeah I forgot to type in the theta
Express the region inside the leaf of the rose r=2sin2? in the first quadrant as an iterated integral over R?
Calculus 3
Compute the average value of following fuction over the region R? f(x,y)= sinxsiny R= { (x,y): 0 ≤ x ≤pi, 0 ≤ y ≤pi}
A projectile is launched at an angle of 60 degrees to the horizontal from 6.5 ft above the ground at an initial speed of 150ft/sec. Assume the x-axis is horizontal, the positive y-axis is vertical (opposite g), the ground is horizontal, and only the gravitational force acts ...
Find the domain of the following function h(x,y) = sqrt(x-9y+5)?
Can two level curves of a function intersect; explain?
An electric power plant that would make use of the temperature gradient in the ocean has been proposed. The system is to operate between 20.0°C (surface water temperature) and 5.00°C (water temperature at a depth of about 1 km). The first question asks What is the ...
Consider the parabola r(t)=<t-t^2>, does the principal unit normal vector point in the + or - y-direction along the curve?
What does the arc length formula give for the length of the line r(t)=<t,t,t> for 0 ≤ t ≤ 1?
Calculus 3
Determine whether the lines intersect(have a common point) and if so, find the coordinates of that point? r(t) = < 4t+3, 4t + 2, 6t + 6>, for -infinity < t < infinity R(s) = < s + 2, 3s - 1, -4s + 10>, for -infinity < t < infinity And if r and R ...
I got lost when you got to: = Qout - Qout/3.85 = 0.7403 Qout What did you exactly do? I'm not seeing where those two Qout's came from and how you got the .7403.
How much energy does it extract from the outside air with coefficient of performance 3.85? A heat pump has a coefficient of performance of 3.85 and operates with a power consumption of 6.91 x 10^3 W. The first part of the question asked How much energy does it deliver into a ...
Thank you!
A freezer has a coefficient of performance of 6.30. It is advertised as using 486 kWh/yr. Note: One kilowatt-hour (kWh) is an amount of energy equal to running a 1-kW appliance for one hour. a) On average, how much energy does it use in a single day? I got 4.79 x 10^6 J (b) On...
If the stone strikes the ground 65 m away, find the time of flight and initial speed? Vxi = 17.7 m/s Vyi = 8.636 m/s xi = yi = 0, yf = -65.0 m, ay = -g, and vi = 19.7 m/s This is my work so far: trying to find t: 4.9t^2 - 8.636 -65=0 Then I used the quadratic formula and got t...
Nevermind. You gotta use the quadratic formula.
Solve for t. -45.0 m = (8.636 m/s)t + ½(-9.80 m/s^2)t^2 ?
(Vectors) If |A x B| = 6.45AB, what is the angle between A and B?
Evaluate the integral from 2/sqrt2 to 4; 1/(t^3 sqrt(t^2-4))?
Would it be sqrt( (51.2)^2 + (18.7)^2 )?
A crow flies in two successive displacements to a point that is 80 m to the west. Its first displacement is 80 m in a direction θ = 50° west of north. What is the magnitude of its second displacement? What is its direction as measured by the angle θ measured west...
Junes Verne in 1865 suggested sending people to the Moon by firing a space capsule from a 195 m long cannon with a launch speed of 12.78 km/s. What would have been the unrealistically large acceleration experienced by the space travelers during launch? ____ m/s^2
One cubic meter (1.00 m^3) of aluminum has a mass of 2.70 multiplied by 10^3 kg, and the same volume of iron has a mass of 7.86 multiplied by 10^3 kg. Find the radius of a solid aluminum sphere that will balance a solid iron sphere of radius 1.40 cm on an equal-arm balance.
Does Bonnie Steinbock think committing adultery is okay or not okay?
Estimate the area under the graph f(x)=3x^3 + 5 from x=-1 to x=5 using 12 mid points? I got the right answer for using 6 mid points but what mid points would I use for 12?
Determine the y-coordinate of the critical point for the function where 0<x<5? I got the derivative which is -1/x^2 + 1/(5-x)^2 but I don't know how to get the answer. The answer is y=4/5 but I was wondering how do you get that?
Suppose that f(x) = (5x + -2)^(1/2) Find an equation for the tangent line to the graph of f(x) at x=1. Tangent line: y=?
What's the derivative of x^2(1- x/6)?
Reflecting the graph calculus problem f(x) = 5^x? reflecting the graph about the x-axis and the y-axis: y=___________ reflecting the graph about the line y = 3. y=__________
The velocity v(t)= -t^2 + 6t - 8, find the displacement and distance traveled during the time interval [-1,5]?
Oh, okay. I got it.
The parenthesis are in the wrong spot? I still can't figure it out.
Evaluate the indefinite integral: x^2 / (3-4x^3)^6 I got -1/(60(4x^3-3))^5 but it's not right.
Find the concavity and min and max for f(x) = x*sqrt(x^2+36) defined on the interval [-4, 7]?
f(x) = 6e^(-5x) ln(x), find f'(3)?
[Integrals] h(x)= -4 to sin(x) (cos(t^5)+t)dt h'(x)=?
That's supposed to be an integral sign.
3 ⌠ 2⌡ (2x^2+5) / x^2 dx =? I got 1.66 but it was wrong.
One quick question, for the "area=1/2 b H= 1/2 (12-3.5)(24-7)", how did you get the 24?
I added the two areas up and got 84.5 which is the correct. Thanks!
Evaluate the integral by interpreting it in terms of areas as 0 goes to 12 |2x - 7|dx? This is my work so far: 2x-7=0 x=7/2 slope = 2; y-int = (0, -7) Area of a triangle is 1/2BH.
Find an overestimate and underestimate that the bug crawls during an hour v= 1 / [2+t]? For time, t, in hours, 0 <= t <= 1, a bug is crawling at a velocity, v, in meters/hours given by v = 1 / [2+t]. Use delta t = 0.2 to estimate the distance that the bug crawls during ...
Estimate the area under the graph of f(x) = 2x^3 + 3 from x= -1 to x=5, first using 6 approximating rectangle and right endpoints, and then improving your estimate using 12 approximating rectangles and right endpoints. When using the left and right endpoints, is there a ...
f(x) = [3/x^2] - [5/x^7], F(x) is the antiderivative of f(x) with F(1)=0. F(x) = ? I have no idea how to approach this problem. The fractions are scaring me.
Oh dang. That's what I forgot. The x's. I put in the x's and the answer was correct. Thanks!
What is the antiderivative of f(x)= 2x^8 + 10x^5 - 8x^4 - 4? I got (2/9)^9 + (10/6)^6 - (8/5)^5 - 4x but it's not right.
A fence is to be built to enclose a rectangular area of 280 square feet. The fence along three sides is to be made of material that costs 6 dollars per foot, and the material for the fourth side costs 15 dollars per foot. Find the length L and width W (with W<= L) of the ...
F(x) = x^3 / (x-16) is concave up and down on what intervals? I got the derivative to be f' = (x^4 - 48) / (x^2-16)^2 and I found the local min and max but now I need to find where it concaves up and down.
What are the critical points of f(x)= e^x / 3+e^x?
Oh, okay. I found out I had to use the quadratic formula. Thanks for the help!
I got 0 for one of my inflections since a 0 in the place of the "x"(4x^2 + 9x - 36) would make it zero. But I'm not sure what would need to go into the other x's to make it 0. I tried 4/9 9/36 and 36/9 but I couldn't get it.
Find the inflection points for f(x) = 12x^5 + 45x^4 - 360x^3 + 7
Help me simplify this down some more so I can set it to zero and find my critical points. f(x) = x^3 (x+2)^6 f'(x) = x^3 * 6(x+2)^5 + 3x^2 * (x+2)^6
Nevermind, I had an error in my calculations. It was sqrt(8128). I got the answer.
I redid my math and I think I did my calculations wrong. I got 8 +- sqrt(8000)/ -18 but it's still wrong.
[Mean Value Theorem] f(x)=-3x^3 - 4x^2 - 2x -3 on the closed interval [0,8]. Find the smallest value of c that satisfies the conclusion of the Mean Value Theorem for this function defined on the given interval. I got 8 - sqrt(5696) / -18 = 3.748436059 but it's not right.
I tried that answer but it wasn't right. I tried sqrt 2 and it was right.
What is the x coordinate of the absolute minimum of 6x + [12/x] when x > 0?
What's the derivative of (x-1)(x-7)^3+10?
What is the absolute max and absolute min of 3+13 |t-8| for -1 <= t <= 11? The absolute max of this function is ______ and occurs at ? The absolute min of this function is______ and occurs at?
Can someone break this down for me step by step? I'm reviewing for a midterm and got stuck on this problem. 5xy - 3x - 4 = 0 y' at (2,1) I'm not sure where the 5 goes when you apply the product rule to the xy.
What is the derivative of f(x)=5^x log6(x)?
Find the derivative of 1/8tan^(-1)(x/8) & (x/2)(sqrt(64-x^2) + 32sin^(-1)(x/8)?
Use linear approximation to estimate the amount of paint in cubic centimeters needed to apply a coat of paint 0.03 cm thick to a hemispherical dome with a diameter of 45.000 meters.
Not correct.
A 25 foot ladder is leaning on a 9 foot fence. The base of the ladder is being pulled away from the fence at the rate of 10 feet/minute. How fast is the top of the ladder approaching the ground when the base is 9 from the fence? [Note: The ladder is protruding over the top of ...
Newton's Law of Cooling states that the rate at which an object cools is proportional to the difference in temperature between the object and the surrounding medium. Thus, if an object is taken from an oven at 303 F and left to cool in a room at 74 F, it's temperature ...
Find the derivative of f(x)=x^2sinh^(-1)(3x)?
Find the derivative of tanh(e^t)
Engineering Materials
Using mechanics of materials principles (ie. equations of mechanical equilibrium applied to a free-body diagram), derive the following equations. sigma' = sigma cos^2 θ = sigma(1+cos 2θ / 2) and tau = sigma sin θ cos θ = sigma( sin2θ / 2)
[Inverse Functions] f(x)= 5cos(x)sin^(-1)(x) f'(x)=?
The population of a region is growing exponentially. There were 40 million people in 1980 (when t=0) and 50 million people in 1990. Find an exponential model for the population (in millions of people) at any time t, in years after 1980. P(t)= Predicted population in the year ...
[Exponential growth & decay] The half-life of radioactive strontium-90 is approximately 29 years. In 1965, radioactive strontium-90 was released into the atmosphere during testing of nuclear weapons, and was absorbed into people's bones. How many years does it take until ...
The limit below represents the derivative of some function f at some number a. State such an f and a. lim x-->2 2^x-4/x-2 f(x)=_______ a=_______
F(x)=5e^x - 10 / 24e^x + 12 f^(-1)(x)=? a=? b=?
The expression e^x / e^(4+x) can be written as e^f(x), where f(x) is a function of x, find f(x)?
Evaluate the following limits. lim as x approaches infinity 6/e^x + 7=____? lim as x approaches negative infinity 6/e^x+7=____?
Nevermind, got it.
So, m and b are?
Use linear approximation, i.e. the tangent line, to approximate (the 3 is inside the v part if you know what I mean, it's not 3 times sqrt) 3√125.2 as follows: Let f(x) = 3√x. The equation of the tangent line to f(x) at x=125 can be written in the form y=mx+b ...
I typed in 5.01999999999 and it took it. Weird.
Find the linearization of f(x)= sqrtx at x=25 and use the linearization to approximate sqrt25.2 This is my math: 5+ 1/10 * (25.2-25) but it's wrong.
Oh I'm missing the last ^2 at the end. Thanks!
[Linear Approximations and Differentials] I tripled checked my work but I'm still not getting the correct answer. y=3x^2 x=3 & delta x =0.2 I get 3(3.2)^2 - 3(3) = 21.72
What the heck? haha. I was going crazy could I could've swore I did my calculations right. Oh well, thanks for the help man. I appreciate it.
Water is being pumped into an inverted conical tank at a constant rate. The tank has height 9 meters and the diameter at the top is 4 meters. If the water level is rising at a rate of 28 centimeters per minute when the height of the water is 3.5 meters, find the rate at which ...
Hmm. Stupid online hw wants it perfectly I guess. Thanks though.
At noon, ship A is 10 nautical miles due west of ship B. Ship A is sailing west at 16 knots and ship B is sailing north at 24 knots. How fast (in knots) is the distance between the ships changing at 3 PM? This is what I got but it's not right 28.727
Ahh, there we go. Can't believe such a little number could cause it to be wrong. Thanks.
Not right for some reason.
A plane flying with a constant speed of 5 km/min passes over a ground radar station at an altitude of 4 km and climbs at an angle of 35 degrees. At what rate, in km/min is the distance from the plane to the radar station increasing 10 minutes later? I got it down to [250-20cos...
Got it down to 3.157 which is correct. Thanks!
Air is being pumped into a spherical balloon so that its volume increases at a rate of 30 cubic centimeters per second. How fast is the surface area of the balloon increasing when its radius is 19 cm? V= 4/3*pi*r^3 S= 4 pi r^2
Hmm. I tried that and it wasn't correct.
A spherical snowball is melting in such a way that its diameter is decreasing at rate of 0.2 cm/min. At what rate is the volume of the snowball decreasing when the diameter is 16 cm.
Oh my bad. I meant dy/dt. I understand now. Thanks!


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LONDON, July 28 (Reuters Life!) - More than half of British drivers have cut back on using their cars due to soaring fuel prices, according to a survey. Many are also taking their foot off the pedal and sticking to the speed limits in an effort to conserve petrol, the AA motoring organisation said. A Populus poll of 15,306 AA members found 55 percent had reduced their car usage, an 18 percent increase over the last four months, with 10 percent opting to cut back on having their vehicles ...
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Virginia Cavaliers vs. Virginia Tech Hokies Pick-Odds-Prediction 1/25/14
Virginia Tech Hokies (8-10) at Virginia Cavaliers (14-5)
College Basketball: Saturday, January 25, 2014 at 3:00 pm (John Paul Jones Arena)
The Line: Virginia Cavaliers -18 -- Over/Under: See the Latest Odds
TV: ESPN Full Court
The Virginia Tech Hokies travel to Virginia to play the Cavaliers on Saturday.
Virginia Tech dropped to 8-10, 1-5 ACC after losing to Wake Forest 83-77 on Wednesday night. The Hokies shot only 33.8% from the field and 39.1% from behind the arc. Virginia Tech reached the free-throw line 33 times and made only 72.7% of their attempts. Devin Wilson scored 17 of his career-high 26 points in the final 6 minutes, scoring the Hokies final 10 points of the game. Ben Emelogu and Adam Smith missed the game for the Hokies because of injuries and both were averaging in double figures. On the year, Jarell Eddie leads the Hokies with 14.8 points and 5.7 rebounds per game. Emelogu is averaging 11.5 points per game, while Wilson averages a team-high 4.8 assists per contest. Virginia Tech is averaging 70.1 points per game while shooting 42.9% from the field as a team this season. The Hokies have lost five straight games and six of their last seven overall. Virginia Tech will head on the road for only the third time this season; the Hokies are 1-1 on the road this season.
Geoff Burke-USA TODAY Sports
The Virginia Cavaliers improved to 14-5, 5-1 ACC after beating North Carolina at home 76-61 on Monday night. The Cavaliers shot 48.1% from the field and 40% from three-point range, while shooting only 55.2% from the charity stripe. Joe Harris led the way for Virginia, scoring a team-high 16 points in the win. Akil Mitchell added 6 points and a team-high 11 rebounds, while Justin Anderson added 13 points for the Cavaliers, who continued their best start in ACC play since 1994. On the year, Harris leads the team in scoring with 11.6 points per game, while Mitchell averages a team-high 6.7 rebounds per contest. The Cavaliers are averaging 67 points per game while shooting 44.4% from the field as a team this season. Virginia is a solid rebounding team, pulling down 37.2 boards per game. Virginia has not allowed an ACC opponent to score 70 points this season and they have held three of their conference opponents to under 52 points. Virginia will play at home this weekend before heading out on the road for back-to-back games.
Virginia Tech is not playing well right now and with some key players being injured they are in big trouble this weekend. Virginia is red hot and is looking to continue their dominance in conference play. As long as the Cavaliers don't take the Hokies lightly, which I don't think will happen because they are in-state rivals, Virginia should win comfortably on Saturday.


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Membership & Kit
Membership is open now for 2017 and is £15.00 per person. As a member you are entitled to discount at some BQA races (discretion of the race organizer). You will receive news updates via our monthly email-newsletter (subscribe to this on our website). You must be a member to race for the 'GB TEAM' at the World Championships or in a World Cup race, and also to qualify for all BQA prizes in the National Trophy Series. Your membership money goes towards various areas within the organization of our sport, one being our website, where we hope to keep you updated with the latest news! But our biggest annual outlay is insurance, which we use to cover the races on the British Quad Calendar. We also affiliate to the World Quadrathlon Association 'WQF' so our athletes can race at World Cup Races the World and European Championships. The future of British Quadrathlon is in our hands, please support the BQA and you will be helping to keep our small sport alive!
membership_form-2017 Membership Price Structure
|Type of Membership
|Members Fees
|Junior (Under 18)
|Family (1 Adult)
|Family (2 Adults)
Race Affiliation
Affiliating your race will only cost £15 for the year, the BQA will promote your race, on our website, email news bulletins, and at our other BQA events. You are permitted to use the name and logo of the British Quadrathlon Association, and also have the opportunity to take advantage of the BQA Race Insurance and become part of the National Trophy Series. For further information contact Jean Ashley email firstname.lastname@example.com
To register your race then please complete the race-affiliation-membership-form-2017
Youth Racing 12 years and over can do a BQA race on an individual basis in liaison with the race organiser. These competitors must be accompanied by a competent adult throughout the race (to overcome any safety issues) and a parent/guardian must be with the competitor at the race venue at all times (to avoid child protection issues).
They can only compete over the following distances or below: 750m swim, 20k cycle, 4k kayak, 5k run The age groups will be as follows: 19-18, 17-16, 15-14, 13-12
BQA KIT – Leisure kit
All the Leisure kit below can be ordered at anytime by down loading the forms and sending them with a cheque to Steve Dolby, out Leisure Kit Co-ordinator.
Hoodies with embroidery BQA logo on front, and embroidery GB Team/flag on sleeve, screen print British Quadrathlon Team GB on back £24 + £4.00 p&p.
Navy Technical T-shirts with embroidery BQA logo on front, and British Quadrathlon GB Team/flag on back £20 + £3.00 p&p.
NEW to celebrate our Biggest GB Team ever we now have Micro Fleeces (short zip) embroidery BQA logo on front, and British Quadrathlon GB Team/flag on back £26 + £4.00 p&p.
Soft Shell Jackets (full zip) Critically taped seams, waterproof, windproof and breathable. Full zip with inner stormflap and chin protector. Two front zip pockets, right chest pocket and hidden earphone loop inside collar. Adjustable cuffs, and adjustable drawcord and stoppers at hem. Embroidery BQA logo on front, and British Quadrathlon GB Team/flag on back. These come up small and are fitted, so make sure you order a larger size. £46 + £4.00 p&p.
Please print of the forms below, indicate size & quantity, add your address and send with a cheque to Steve Dolby, he will process your order and send you your kit.
Any questions please email firstname.lastname@example.com
BQA KIT ORDER Fleece-Soft shell
BQA KIT – Performance Training kit
I have been coordinating 'Godfrey Sports' them over the last few months and we have now designed a set of quality clothing for the BQA which is now available to purchase from their website using the following link. You can order single items of clothing, rather than waiting for the BQA to build up a bulk order which is ideal as we are spread out all over the UK. http://godfrey.co.uk/club/britishquadrathlonassociation
The Items available, are Short and Long Sleeve Performance Tee's – £39 & £41 This baselayer tee combines our lighter-weight GS-TEK and our hard-wearing GS-EVO fabrics, to offer a great looking, comfortable and high performance garment. It is designed to be a fitted garment, giving you a performance layer next to your skin. Predominately made from our market leading GS-EVO fabric, it manages moisture, is fully breathable to keep you cooler and drier. The fabric offers superb colour and shape retention properties whilst also providing protection against UVA and UVB rays from exposure to sunlight. The baselayer comes with stylish sublimated panels crafted out of our high performance GS-TEK fabric, each colour is sublimated at 200˚C, using the latest technology, to ensure colour permanence and an extraordinarily sharp and bright finish.
Mazu Gilet, Fleece lined (for warmth) or Breeze lined (for wind) – £63 The GX Hydrashell outer is a specialist 3-layer composition which traps air to provide thermal insulation whilst simultaneously allowing efficient perspiration transportation, ensuring you stay dry and warm. The fabric is treated with a durable flourocarbon coating to repel water and is guaranteed to remain effective for 50 washes.
Classic Cycling Jersey – £57 This is made from our market leading GS-TEK fabric to offer fantastic comfort and performance. This unisex top is designed to be a fitted garment, giving you a performance layer next to your skin. GS-TEK is perfect for Spring and Autumn riding – combining our breathable, moisture management technology with added wind-resistance; for extra protection from the elements.
Lightweight Cycling Jersey – £56 Designed and extensively race tested with our sponsored riders, this jersey is your go-to garment. From those calm spring days to the falling leaves of autumn – with various layering solutions for all scenarios in between – the lightweight jersey is the garment we pride ourselves on above all else. Our specifically developed GS-Lite fabric is breathable but also fast drying for the long rides on really hot days.
Racer Back Vest – £31This singlet combines our lightweight GS-TEK and our hard-wearing GS-EVO fabrics to offer a comfortable, great looking garment that will perform wear after wear. With male and female cuts it is designed to be a fitted garment, giving you a performance layer next to your skin. The fabric offers superb colour and shape retention properties whilst also providing protection against UVA and UVB rays. This is the perfect baselayer for pushing yourself to the max in!
BQA KIT – Tri Suits
We now have 'One-off Tri Suits' to order via Godfrey, that people can order themselves would be much better for our members, we usually order 20 suits, (minimum order) this is a huge outlay for us at £90 per suit! Quite a few of us have Tech Tee shirts, race vests, gilets and cycle tops from Godfrey, and we are all very pleased with them. This is the NEW DESIGN … you can have your Name printed down the side, I have a prototype for athletes to see (at our races) if you wish to see sizing. New design below
For size chart http://www.provisionclothing.com/pages/size-guide.html
I have 2 BQA Tri Suits size Medium left over from the order we had in 2015. They were £65, but now only £40 Please contact Jean Ashley if you wish to purchase one of these -firstname.lastname@example.com