text:
Investors should focus on IT, pharma & private banks for higher returns: Prabodh Agarwal, IIFL
In an interview with ET Now's Nikunj Dalmia, Prabodh Agarwal, President & HoR, IIFL, talks about the present market environment and shares his views on a host of sectors and stocks. Excerpts:
ET Now: Whatever could go wrong has gone wrong, but 5500-5600 on the Nifty is still intact. On a daily basis, we are experiencing deadly volatility, but we are not staring at a freefall situation in Indian markets. What is your call?
Prabodh Agarwal: We believe that the market is fairly valued at present. It is trading at about 14 times one-year forward and in the beginning of the year, our view was that the markets would be range-bound and it would be flattish. That seems to be panning out. It was up in the initial part and now it has corrected a bit.
The markets are flat YTD and going forward, the markets would remain range-bound. Therefore, we are talking about +/- 5% to 10% because we are looking at a very low earnings growth environment. That would not support much higher levels of the market.
ET Now: Do you expect a 5% upside or a 5% downside?
Prabodh Agarwal: Given that the earnings cycle is still being downgraded and the news flow remains negative, the bias would be towards down. However, I would expect the markets to remain flattish, but the near term bias is downside. We were looking at a 14% earnings growth for the Nifty about four months back. Now we are looking at about 9%. The worst of the downgrades are still not behind us. After the first quarter numbers which have just started to come in, we may end up with a mid-single digit earnings growth.
ET Now: Do you think the markets are not pricing in an earnings slowdown?
Prabodh Agarwal: The markets are pricing in that and therefore the markets are flat. However, there is little more downside. Therefore, my bias would be towards the market correcting by another 5% to 10%.
ET Now: RBI has decided to stem the rupee volatility and compromise on short term growth. Is that a right measure because the rupee will stabilize, but along with that, growth also could take a knock?
Prabodh Agarwal: Growth cannot happen in a high inflation environment. The inflation has to be controlled and sharp depreciation of the rupee was leading to a situation where inflation would remain high. Therefore, this measure was required. All our economic growth numbers are very weak starting from industrial growth to GDP numbers. Given that interest rates have gone up, bond yields, money market rates have gone up. Therefore, this is a setback to our growth and any chances of our revival in the investment cycle or growth is unlikely over the next few quarters.
ET Now: Do you think the marginal rate of change could be disappointing? As of now, markets are pricing in an improvement in macro environment and uptick in GDP growth. Do you think the reverse could happen?
Prabodh Agarwal: People have already started downgrading their GDP number estimates. We will settle down somewhere between 5 and 5.5%. However, a lot of people are forecasting more than that. There are probably some more cuts and disappointments ahead and earnings growth is still being cut. Therefore, there could be some more downside to the market.
ET Now: Do not think we have an economy bottom in place?
Prabodh Agarwal: It is too early to say that the economic bottom is in place. I do not see a QoQ improvement in IIP or GDP numbers in the first quarter versus fourth quarter last year.
ET Now: So what should investors do?
Prabodh Agarwal: We are in a low growth environment as far as the economy and the earnings cycle is concerned. Therefore, in this low growth environment, investors should focus on sectors or stocks which can deliver 15-20% earnings growth - twice the rest of the market. We think investors should focus on four or five sectors such as IT, pharma, private banks, NBFCs and consumer. These are sectors which are giving close to 20% return, which is more than twice the rest of the market.
The key issue here is the valuation gap because these sectors have been doing well for a while. Therefore, the valuation gap versus the other sectors which we call cyclicals, for example the industrials, materials, utilities or energy, those segments have been underperforming for a while. The valuation gap between these two segments has widened. Therefore, investors are grappling as to whether they should continue to be invested or invest in highly- valued sectors.
Investors should avoid very expensive stocks at this point of time. We like some of the highly valued consumer names but we would advise investors to look at stocks which are reasonably priced. For example, there are many stocks in IT, pharma, private banks or NBFCs where the valuations are reasonable. They are trading below 20 times one-year forward. That is a reasonable valuation given their earning profile. Therefore, their earnings are also expected to grow at 20%, which means that the PEG ratio is one or below. That is a reasonable valuation. There is no risk of a de-rating in these stocks.
ET Now: What should one buy within the consumer basket?
Prabodh Agarwal: Among the consumer names, there are no stocks which are trading below 20 PE. Therefore, the consumer segment is one where all the stocks are expensive. There are other sectors like IT, pharma, private banks and NBFCs where there are enough good quality names which are trading below 20 times.
ET Now: Do you think in the short term, it is clear blue skies for IT given the way how the rupee has depreciated?
Prabodh Agarwal: We are positive on IT. The next few quarters will be good for IT. Rupee depreciation helps, but the overall revenue growth in US dollar terms has also been pretty strong. We are talking about 12-15% US dollar revenue growth.
ET Now: In such a large base, what is a great number?
Prabodh Agarwal: On a large base, the companies are doing well. When we identify sectors and stocks, we look at stocks which are neutral or those that benefit from a rupee depreciation. Therefore, all these sectors are neutral or positive. They are also not adversely impacted by a slow change in interest rates. In the beginning of the year we were expecting a much sharper drop in interest rates. Those expectations have been tempered now and we expect much lower interest rate cuts given what has happened in the last few days. We do like several stocks in the IT sector where we are overweight.
ET Now: Are you leaning towards Infosys which is growing at a good price or are you leaning towards TCS or HCL Tech which are expensive, but they are growing higher than the industry average?
Prabodh Agarwal: We like all the stocks that are reasonably valued but our preference is HCL Tech. We also like Tech Mahindra and the second tier tech stocks. Both the stocks have run up but that has been supported by earnings growth also. Therefore, in terms of valuations, they are still not as expensive compared to TCS which is more expensive.
ET Now: Is there scope for PE expression in Tech Mahindra?
Prabodh Agarwal: We are assuming a PE expansion, but their earning growth will drive the stock price.
ET Now: What is your view on Infosys?
Prabodh Agarwal: There could be PE expansion, but PE expansion is difficult at this point of time because there are also concerns about the US visa restrictions which may come into force. The demand environment is not very clear. Therefore, we are not looking at a very strong demand environment. In this scenario, I do not see a material re-rating of these stocks. As long as they can deliver 12-14% top line growth in US dollar terms, stable margins and then the rupee depreciation benefit, we should be expecting an upside in these stocks.
ET Now: In the current environment, the Indian economy might not see a big up tick. One of your top picks is Mahindra & Mahindra Financial. Do you think buying into NBFC could be a high risk high return idea?
Prabodh Agarwal: The well-managed NBFCs have consistently delivered returns for so many years. The outlook has not changed. Of late, there is concern that these are wholesale funded and wholesale funding costs are going up. Therefore, these companies will be adversely impacted. This will be a short-lived period. In the past, during liquidity tightening period, these companies have been able to grow.
One or two quarters could have seen some declines in margins, but they will deliver strong loan growth and stable margins. Also, the overall bottom line growth will be significantly higher than what is expected from the rest of the market. So, we are very positive on some of the well run NBFCs like Mahindra & Mahindra Financial, Shriram City Union Finance, Bajaj Finance.
ET Now: Markets are punishing anything which is wholesale funded. Is it too naive because not everything is wholesale funded and everything in the financial space, NBFC space and private banking space is coming down in sync with each other?
Prabodh Agarwal: The market is overreacting. The market takes a very short term view and the market's view is that today's tight liquidity situation will last for a very long time, which will not be true. Therefore, all the impact is annualised and that is how a lot of analysts calculate the impact on the bottom line. Of course the funding cost for many of these institutions is rising, but they will be able to pass on some of these cost increase to their customers and thereby protect their margins. So, the market's reaction has been over the top.
ET Now: Which are some of the private banks that you wanted to buy, but never had the luxury to buy into them because of expensive valuations and would like to buy now because they have corrected?
Prabodh Agarwal: We like the most expensive bank in the lot - HDFC Bank - and others like Kotak Bank and Axis Bank. A lot of investors are dissuaded because the price to book is very high. One certainly needs to look at the price to book, but price to book does not capture profitability (ROE) nor does it capture the growth prospect. Therefore, one must always be counting the PE as well. On PE terms, these stocks do not look expensive. All of them trade between 10 and 20 PE with the EPS growth of more than 20%.
Therefore, the price/earnings to growth (PEG) ratio is one or below. Hence, they are not as expensive as generally thought out to be. We have never liked PSU banks. The reason for that is PSU banks have a lot of headwinds. Even in terms of valuations and even though PSU banks have underperformed, the valuation premium of private banks or PSU banks has actually narrowed over the last five years or 10 years. For example, HDFC Bank's premium over SBI today is lower than what it was five years or 10 years back in terms of price to book because of the earnings growth and ROE. I do not see a strong case to buy PSU banks even though they have underperformed so much.
ET Now: Is there no reason to buy even when they are below book?
Prabodh Agarwal: They are below book, but the book is unadjusted. If the book is adjusted for the NPLs and for the restructured loans, then it is not below book.
ET Now: Even though quality is expensive, the common threat that is emerging in our conversation is that one should still stay with quality? Are the markets likely to pay premium to predictable businesses and companies which generate high return on equities and have a predictable cash flow?
Prabodh Agarwal: The quality companies which have a good visibility on their earnings growth will continue to do well. Not all companies in this universe are expensive. There are sufficient stocks which are reasonably valued.
Therefore, one should continue to be invested in these sectors. If you are investing in the other sectors like industrial, material, utilities and energy, it is your leap of faith that the economy will improve at some point of time. But there is no visibility on when things will improve. In our view, things will not improve for the next 12 months. Hence, it is too early to be invested in those sectors.
ET Now: What is your stand on the auto sector?
Prabodh Agarwal: The near term outlook for auto companies is still not very certain. The next few month numbers should continue to disappoint. I do not see any improvement in their sales volume in the near term despite a good monsoon. But the base is small and the second half should be better. Two-wheelers should do better than what they did because of monsoon, the minimum support prices are going up, the rural incomes are holding up well and the two wheeler is a necessity over there.
Two-wheelers in rural areas is not a luxury, it is a necessity. Unless you have a two wheeler, you do not have a job. Also, the two wheeler penetration in rural areas is very small - less than one third of urban areas. So, this will continue to drive demand. We like selective auto companies partly because the valuations are reasonable and a recovery could happen three to six months down the line.
ET Now: Is there any merit in buying Maruti on every decline as their market share is intact and valuations are not very stretched? Also, because of new launches, they might expand their market share?
Prabodh Agarwal: Maruti is a reasonable bet to take. Even though the car market is sluggish and the UV segment is doing better, we prefer Mahindra & Mahindra. The tractor segment might have completely bumped out, but the UV segment is still holding up much better than the car segment.
ET Now: How do you see markets moving in the run up to the election? Will all the political uncertainties start surfacing up?
Prabodh Agarwal: This will probably increase the market volatility. However, before that, we will see the four state level elections, which will give us some idea of what the electorate is thinking. We will have major states like Madhya Pradesh, Chhattisgarh, Rajasthan and Delhi etc going for elections. Hence, this will set the sort of ground for the general elections. But this will increase volatility.
While we are going into elections, but there is no clarity on who is going to form the next government. So, it could be a situation where the winner wins with a very low margin or the third front has a sizable majority that influences the formation of the government. All this will create uncertainty. The rent-seeking is the lowest in the sectors that we like. Hence, these sectors would be relatively unaffected, at least fundamentally, by the election outlook.
ET Now: What is your take on the utilities? Can the stocks like NTPC and Tata Power hit a jackpot?
Prabodh Agarwal: Utilities are regulated entities with regulated returns. NTPC, NHPC and Power Grid are decent bets in this kind of an environment where there is no certainty. Out of these, we like Power Grid the best because it has the maximum visibility and there is a decent amount of growth. In case of NTPC, there are some issues regarding fuel supply and there is hardly any growth.
The stock has held up well and is currently flat. For Tata Power, the play is more on the commodity price rather than the utility. Overall on global cyclicals, the commodity prices would remain weak because the global demand is weak, especially China. Therefore, the prices of major commodities like metals or coal would remain weak.
ET Now: Are you still bullish on midcap cement?
Prabodh Agarwal: We are still bullish on midcap cement. We are bullish on the cement sector as a whole. While the demand has been weak in the last quarter or two, we expect the demand to be around 7-8% for FY14. There is a decent pricing power in North, West and East regions. Companies from these regions would continue to benefit.
Of course, there are some dampeners like the diesel price hike which increases the cost and demand has slowed down because of high monsoon. But well-managed companies like UltraTech Cement or Shree Cement should do well. From the small-caps, we like JK Lakshmi and JK Cement.
ET Now: Despite pathbreaking reforms, why are energy stocks still languishing?
Prabodh Agarwal: These reforms have taken place but while diesel prices have been raised by 20% in about a year, the under-recovery has gone up because of the rupee depreciation. Therefore, we were looking at under-recovery of about Rs 2.50 per litre in May. Now, the under-recovery is close to Rs 9 per litre. There is still a long way to go. The 50 paisa hike every month will continue for another 18 to 20 months.
The gas reforms will happen next year. The reason why the energy stocks have not performed is because they remain dependent on government policies. How much of subsidy burden will be shared by these companies, that is still unclear. Given the financial crunch of the government and given the amount of under-recoveries, these companies would continue to bear a fairly high share of the under-recoveries and therefore there is nothing much for minority shareholders.
ET Now: What is your call on ONGC, RIL, HPCL and BPCL?
Prabodh Agarwal: I would not recommend any of these stocks as they don't figure in my top pick list. We have some picks like BPCL or OIL which are relatively better compared to others, but they are not in my top picks.
ET Now: Are investors better off giving energy stocks a skip?
Prabodh Agarwal: Yes.
ET Now: If a client has got a three-year time-frame, can digest 15-20% volatility and maybe a 15% downside and is looking for multibagger ideas, what would you advise?
Prabodh Agarwal: There are plenty of stocks which can give you 20% annualised returns over a long period of time. I would advise such investors to look into these names - pharma, IT companies, private banks, NBFCs and select industrials which are currently down, but there are some good quality names which one could invest.
India is a bottom up market and it would remain so. Let us not focus on index alone which may not go anywhere even in the three-year period and may not give very attractive returns. This is because there will always be some very large laggards, but the right stock picking in these sectors can give very good returns over 3-5 year period. That is how one should be investing in the Indian markets because there is so much noise in the market every day.
ET Now: Give me a big call - a high-risk, high-return idea?
Prabodh Agarwal: I will give you a stock call which we feel will give decent returns. It is not a high risk, but we still like the banks. We like HDFC Bank and Mahindra & Mahindra Financial Services. I would also recommend Dr Reddy's Lab and HCL Tech. These are some of the top picks that we have.


text:
Kylie on Stage
A major new exhibition celebrating magical moments from Kylie Minogue's highly-successful concert tours.
Drawn from Kylie's spectacular stage wardrobe held at Arts Centre Melbourne's Australian Performing Arts Collection, the exhibition features costumes from tours dating back to 1989 as well as more recent tours such as Kylie Aphrodite Les Folies in 2011. Featured designers within the world-first exhibition include Dolce & Gabbana, John Galliano, Julien Macdonald, Karl Lagerfeld and Jean Paul Gaultier, as well as local designers including Peter Morrissey and Mark Burnett.
Kylie on Stage also features a selection of designs, working drawings, photographs and footage that explore the creative process behind the costumes and provide rare glimpses into the world backstage.
WHEN21 September 2016 - 22 January 2017
VENUEGallery 1, Arts Centre Melbourne,100 St Kilda Road, Melbourne, Victoria(Open daily till late)
Picture: Kylie Minogue backstage, Showgirl Homecoming tour, 2006.Photograph by William Baker.
Watch a quick timelapse video of the Exhibition build
Date: Friday 28 October, 7pm - 8pm
Venue: Arts Centre Melbourne, The Channel
FREE (Ticketed event)
Celebrating Arts Centre Melbourne's major new exhibition Kylie on Stage, this free discussion is a rare chance to get behind the curtain and discover what it takes to get a major concert tour on the road.
Join Musical Director to the stars, Chong Lim, in conversation with Brian Nankervis as he talks about working with Kylie on her celebrated Intimate and Live tour in 1998.
Lim has had a high profile career in music, including the Sydney Olympics and Melbourne Commonwealth Games, working with John Farnham and Olivia Newton-John, and his work as MD of Dancing with the Stars.
Nankervis is an Australian writer, film and television producer and comedian.
In celebration of Kylie on Stage, Guru Dudu visits Art Centre Melbourne with his unique Silent Disco Walking Tours. Everyone is given a set of headphones and listens to the hilarious commentary, upbeat disco hits and some Kylie favourites as we spontaneously flash-mob and dancewalk our way around the arts precinct and neighbouring streets.
It's non-stop fun and sure to put a big smile on your dial. You should be so lucky!
Tickets on sale 10 November
COLLECTING KYLIE: A Super Fan Event to Farewell our Kylie on Stage exhibition
Date: Saturday 21 January 2017, 1pm - 3pm
Venue: The Barre
FREE Event
Everyone is welcome to join in the fun and celebration of all things Kylie, as Kylie fans showcase their memorabilia and collectables at The Barre on Saturday 21 January to celebrate the last weekend of the Kylie on Stage exhibition. Don't miss out on experiencing this spectacular exhibition.
Meet all the other lovers of Kylie at this free Kylie fan event. Bring along your favourite Kylie vinyl to play and we'll supply the decks.
Do you have Kylie memorabilia, vinyl, CDs, souvenirs, collectables, rare-finds? We'd love you to come share, swap, sell or simply show off your wares at this Kylie fan-event.
To display your treasures at this event email firstname.lastname@example.com to register and you will be provided with a table to display your collectables, with set up from 11:30am.
Extend your Kylie on Stage experience with a costume inspired speciality cocktail at The Barre. Inspired by the glamorous costumes on show, the team have created the cocktail For the Lovers celebrating the glitz and glamour of the exhibition.
Every Friday night from 7pm - 9.30pm at The Barre, join us for a Kylie-themed session with DJ Argonaut – best known as the musical face and co-producer of the well-known Bar Kylie dance parties.
Whilst at Café Vic, pop in for something delicious to eat before or after you see the exhibition with a special dinner menu created for the duration of the exhibition including options for two or three course menus and wine.
"Can't get Kylie out of your head?"
If you're wondering 'what do I have to do' to keep the great Kylie on Stage memories 'spinning around', 'put your hand on your heart' and check out our Kylie on Stage merchandise now!
It will be 'love at first sight' once you see what's on offer!

subset: commoncrawl


text: Norcontrol IT has launched a new system designed for training new Vessel Traffic Service (VTS) Operators and providing refresher training. Developed by the NCIT Academy the VTS Operator Console (VOC) eLearning course is an interactive, web-based eLearning system for training operators of the Norcontrol IT VTS Operator Workstation and next generation VTS Database application (VDB). With many VTS operations relying on relatively few workstations – that are in use 24/7 – the training of new operators often means purchasing a whole new dedicated training workstation. Such a solution is impractical, expensive, and now thanks to the NCIT Academy, unnecessary. Both the VOC and VDB courses are compatible with most normal PC's. "The beauty of this type of training is that it can be conducted anywhere you can plug in a computer," says Todd Schuett, the NCIT Academy training consultant. "All you need is a CD-ROM drive or Internet access." The VOC eLearning course provides a guided, interactive environment that simulates what a VTS operator will see and do when using the VTS Operator Workstation. Likewise, the VDB eLearning provides a guided interactive environment that mirrors the appearance and functionality of the actual VDB. Trainees can also test their skills in a scored evaluation of each exercise. Both courses were developed using the eLearning design tool XHLP. Untutored training is a new concept in VTS. "The danger with eLearning is in teaching and reinforcing mistakes," says Schuett. "With our program, we 've negated that danger. It's not possible to proceed when you're doing something wrong. And you don't have to worry about messing up the actual VTS software while you're learning."


text: Hi everyone, Is there any sort of hack that allows you to use GameCube controller on the wii menu? I mainly use the wii for gamecube games and just hate having to find the pointer (just out lazyness mainly). It wouldnt be too much of a problem if I could use the d-pad to navigate the menu. Thanks


text:
There are 1 recommended Child Care Providers in Blanchester, OH. Read reviews from people you know to find the best Child Care Provider.
I've known Denise since she was in elementary. She was our neighbor growing up. She came often & played with our girls. We never had one bit of trouble out of her. Denise was always welcome inside to play & was taught to be respectful. Denise has always been a true friend even though I'm old enough to be her mother. She is always there for everyone. Raised her sons to be respectful. Denise is a wonderful mother & wife. She would be my 1st pick if I had to leave my children for any reason.See MoreRead Less


text:
Furgerson's Garage
ReScore Reviews™ (3)
99% Would Recommend
Latest Review 5 days ago
Review for Furgerson's Garage
Diana N. on 04/21/2014
Spoke with Garrett. He said the service was quick and they were thorough in their explanations.
Vehicle: Toyota Highlander
Category: Service
Service Date: 04/17/2014
Review Created: 04/21/2014
This review was collected via phone interview by Customer Research Inc.


text: Don't miss the other ongoing palm discussions in the Wiki Article Discussion area. This area is finally becoming more utilized as intended. WIKI ARTICLE PALM DISCUSSIONS There is also a link on the main menu. It's great to see this area picking up steam with some discussions. This is how this site was designed - to be able to have discussions and add knowledge about a particular species or topic and have it all readily available in one easily referenced location. Each of these discussion are tied to a main "Species Page" (or Palmpedia Article) in the Encyclopedia (Wiki) for each palm or article), which will eventually include Hi-Res photos with organized and up to date species info - palm by palm. Remember, anyone is welcome and able to contribute.


text: Catering at RIBA Venues Spring & Summer Menu 2017 Spring and Summer Menu 2017 BOWL FOOD MENUS ( 100 - 400 GUESTS) Bowl Food Menu Spring and summer lunch menu Lunch Menu Spring and summer reception Menu Spring and Summer Reception Menu spring and summer dining Menu Banqueting Menu Wine & Bar List Winelist Hospitality Services at RIBA VenuesRIBA Bistro and CafeRecommended suppliersLocal hotels Catering Menus Audio Visual T he catering team here at RIBA Venues has built a reputation for fine food and a seamless service for any event. The menus we offer range from breakfast canapés to fine evening dining and every dish is prepared on the premises using fresh, seasonal and locally sourced ingredients in support of our approach to ethical, local provenance. Our vision and strength is built upon our consistent delivery of a quality experience. Our dishes vary from classic with a twist, to modern contemporary cooking using innovative techniques, which can be put together to create a menu which is nothing short of inspirational. Your guests will have a delicious dining experience that will only be enhanced by a memorable day at our venue. P lease note: - All prices are subject to vat at the current rate - (v) denotes dishes suitable for vegetarians - If you have any special dietary requirements, including allergies, please bring this to our attention when selecting your menu - We cannot guarantee that all products are free of nuts - Minimum numbers apply, and final numbers are required 5 working days in advance - Please refer to our full terms and conditions for further information


text:
There is absolutely nothing sexier than a horny lady pleasuring herself
Wow nice
U like sex
number two dame like hitting it more than once.
The second woman was so hot. Generally y I like big titted women, but occasionally I get horny for a flat chested chick. She was that woman
Some errors occurred, please try again later


text:
There are many great builders present in the market and one can pick up the best builder in the market and design the house of their own choice. The swimming
Are you confident enough about yourself? Then you can be a perfect trendsetter
If you are a confident person and like to create different things, you can be a trendsetter in our society. Another important thing is that you have to be very
Is Manifestation Miracle pdf for you?
Have you been recently experiencing downfall in your business as well as your personal life? Is it so happened that the goals you have set are suddenly becomingattainable by you?
Tips for Missouri duck hunting
Ask a fellow hunter There isn't really a hunter out there who would not want to provide a newbie details they are searching for. Info can originate from clothes to
Add Value To Your Home By Installing Fly Screens
Are you interested in upgrading your security door? Use fly screens to improve your insect control, it is one of the effective way to protect your family from different health
Find a Talent Photographer for Wedding Function to Capture Every Moment
Looking forward the best wedding photographer is right option to capture the joy, happiness over the wedding day and laughter. In the Philadelphia, you can find out number of best
Anfi Resale Has Low Shares At The Anfi Del Mar
Lower to a purchaser, simpler to sell, come to the Anfi Resale. Net, they distribute shares of the Anfi Del Mar, they are one of the most renowned and popular
Quick review about Vitapulse main ingredients
The three mainly used ingredients in the Vitapulse are NAC (250mg) (N-acetyl cysteine), CoQ10 (100 mg) and PPQ (Pyrroloquinoline quinone). One bottle of Vitapulse normally consists of thirty capsules. Other
Determine Can Braces Fix Buck Teeth And Get The Right Treatment
There are some cosmetic dentistry problems which are commonly seen today. Patients suffer because of these kinds of problems in a massive manner and for this they have to take


text:
Not Accepting Guests
- Last login 2 months ago
Join Couchsurfing to see Jeremy 's full profile. It's free!
About Me
Less is more
I'm a 27 YO french, i love to travel (who doesn't?) and meet people.
My last trip was in september, i visited Rome with 3 great friends. We met people, discovered things and learnt a lot!
I want to visit Europe since we are neighbours and so distant in the meantime!
Next trip will be on October 9, i'm going to Argentina (Buenos Aires and heading north to Salta) with two close friends.
watch, think, do.
Why I'm on Couchsurfing
I love music (i play the guitar and i sing!), literature, going to the opera or theatre, the movies, getting lost in a foreign country ;)
- literature
- singing
- movies
- traveling
- socializing
- music
- guitar
- opera
Music, Movies, and Books
Alice in chains, Pink Floyd, Sonic Youth, Gainsbourg, John Lennon...Pavarotti ;)
Bukowski, Burroughs, Kerouac, Easton Ellis, Houellebecq
In Bruges, The rules of attraction, The ghost writer, The Sopranos, How i met your mother, Californication, House, The Wire
One Amazing Thing I've Done
Big buddha, Kilimandjaro, Kyoto!
Teach, Learn, Share
I like to get into new cultures and share my own
Countries I've Visited
Austria, Belgium, China, Finland, Germany, Greece, Italy, Japan, Kenya, Netherlands, Norway, Portugal, Spain, Switzerland, United Kingdom, United States
Countries I've Lived In


text: About Trickski TRICKSKI: Thursday night, half past 2 in the morning at the Weekend Club, Berlin's current number one "Hot Spot". A wild mixture of Chicago and Detroit tunes, almost forgotten dance anthems and upfront house stuff gets the crowd cookin'. Suddenly, Jack Migger jumps on stage and his Hip House Live Action puts the night on a whole new level. Unexpected things happen: hands in the air, groupies screaming and men shaking their rumps wildly! Sweat is running everywhere, even over the laptops of the boys of "Goldener Westen" who are responsible for the crazy visuals. Who are these guys?! TRICKSKI are the two Djs Yannick L. and Daniel "störte" Becker - both of whom have been active for many years. Yannick was getting props for his single Hotbox/Gallieni on Cabinet. The Sonarkollektiv 12inch "Sweat/Sunshine Fu*k" by Trickski gets major respect from all over the world: ? Glimmer Twins (Eskimo) "sweat is DA BOMB have played every time since we got it one of the hottest tracks for summer" ? Tiefschwarz "I love the record, it's amazing!" ? Mad Mats (Various) - "Woohaaaa...'Sunshine Fu*k is the biggest freakin mutha out there right now. Both tracks are really hot but Sunshine Fu*k is devastating in a club. An absolutely massive joint....love dat!!" 10/10 ? Carl Craig (Planet e) "the record is fantastic! i really love the 'sweat' track and that really dark down tempo one with the pitched vocal sunshine f*ck" The last news about that 12inch are Carl Craigs lincensing of "Sweat" for his Fabric Compilation (release date: end of november) They also compiled a rare late 80s/early 90s selection for 2nd Volume of Compost´s I like it series, together with Trevor Jackson, Richard Dorfmeister and Pole. Another release on Compost was Trickski´s RMX for Mustang´s 10.000 leagues deeper, which earned major respect for the crispy techno sounds and the extra-ordinary 4minutes break. After six hours of acrobatic jumps, high B-scores and amazing skills on the Buckelpiste, it is quite obvious that Trickski combines very different styles and influences and mixes them to something foxy and new. Fire, Ice and Dynamite! Willi Bogner would love it! DISCOGRAPHY: Trickski "Hormony" - Compost Black Label 01 Trickski "Sweat" / "Sunshine Fu*k" / SK063 Trickski Member Of The Trick 02 "The Bat" (incl "Grace" & At "Les" MOTT02/SK110 Yannick Labbé Member Of The Trick 05 "Le Coq Sportif" (incl. "Gallieni" & "Hotbox") MOTT05/SK131 Trickski "Maingirl" exclusive on ... Broadcasting (compiled by Jazzanova & Dirk Rumpff) Upcoming: Trickski - Member Of The Trick 07 "Powerhorse" (incl. "Drakkar" & "Powerhorse") Remixes: Slope "Citysteps" (Yannick L's Trickski Mix) SK036 Mustang "10.000 leagues deeper"Trickski´s "weather report" CPT187-1 12th Floor "Salsa 313" (Trickski Remix) RF018 Studio R feat. Mocky "Clapz" (Trickski Remix) SK68 Movementz Member Of The Trick 03 "the locust - 29 calls (Trickski Remix) Martin Solveig "Rejection" Trickski Darque Deube & Remix (mixt24) Upcoming Jamie Lloyd - U & I (Trickski rmx) - Future Classics MEMBERS OF THE TRICK COMPILATION SK155 out in 09/07 Compilation "I like it! Vol. 2" on Compost Records, incl. Trickski exclusive track! With Trevor Jackson, Richard Dorfmeister & Pole Trickski tracks appear on compilations like Fabric 25 (by Carl Craig) and 26 (by Global Communications), Get Lost (by Damian Lazarus), Body Language (by DJ T) and Broadcasting (by Jazzanova) etc. Trickski is djing in Clubs like Weekend, Cookies (Berlin) Fabric, The End (London) Club 11 (Amsterdam) Culture Box (Copenhagen) Dada (Tel Aviv) Sotomarino Giallo (Milano), Rollerboys (Stockholm), Zukunft (Zürich), Root Down (Freiburg) BOOKING CONTACT: firstname.lastname@example.com email@example.com UK & Ireland: email@example.com Trickski Playlist


text:
Real Estate, Land Use and Environmental Law
For many decades, Tilford Dobbins & Schmidt, PLLC has skillfully assisted clients with the sale and acquisition of real property and development of commercial, residential, multi-use and industrial projects in Kentucky and Indiana.
Full-service Kentucky real estate law firm.
The firm's attorneys help clients address a variety of zoning and land use issues and regularly aid them in structuring Section 1031 exchanges. Moreover, the firm has represented clients in negotiating leases of and options to purchase real estate. The firm also conducts closing work for a number of area banks within the Louisville metropolitan area, including southern Indiana.
Our attorneys counsel individuals and businesses on issues such as environmental liability and related governmental regulation. We also represent plaintiffs and defendants in environmental litigation.
Our comprehensive real estate, land use and zoning services include:
Skilled Litigators Advocating for Clients in Real Estate Disputes
When disputes arise over real estate transactions, clients rely on our proven litigation skills to protect their interests. We deftly resolve an array of matters, including:
If you would like more information regarding the work which the firm conducts in real estate, land use and environmental law, please contact Charles W. Dobbins, Terrence L. McCoy, Edward L. Galloway, or Patrick T. Schmidt.
Tilford Dobbins & Schmidt, PLLC serves businesses and individuals throughout the Louisville, Kentucky metropolitan area and surrounding counties, including southern Indiana.


text:
unset that element
At Hawkins Furniture Co., we buy all of our chairs raw and then finish them by hand. It gives them the Hawkins finish and touch. Plus, it gives us a little color in our otherwise wood-filled lives.
1811 Avenue G
Rosenberg TX, 77471
Thursday-Friday 10am-4pm
Saturday 10am-3pm
(281) 341-0479
Whether you already have the perfect piece of wood to turn into a one of a kind piece of furniture or don't find a piece that meets your specifications already on our showroom floor, we are happy to build a custom piece of furniture that you will fall in love with.
We like do business in person, please come by the shop, thanks.


text:
Report scammers
Virtual assistant
Search options
- database search
- search scammers by age
- letters search
- email header analyzer
- who write me
- photos search
- check hidden photos info
- search fake docs by number
Browse options
- browse all scammers
- browse scammers by name
- browse scammers by city
- browse scammers by country
- browse scammers by web site
- scammers with fake docs
- scammers with media
- stolen celebrities photos
Helpful information
- scam scenarios
- warning signs
- resources for reporting
- free membership
- all reports
- all female scammers
- all scam emails sets
Social tools
Letter(s) from Ekaterina Volkova to Larry (USA)
Letter 1
Hello my Larry!!!
I am so excited to hear from you.
You know last weeks of my life since the moment when we begin to write each other is like new life for me.
I really begin to live and not just exist. You have become the dearest for me person.
You know that there is no minute when I do not think about you. All I need now is you.
You know that it is very hard to be apart from the beloved person. It is very hard for me to be apart from you.
I cannot keep my feelings inside me anymore. I know now what I feel and I am happy that I can love again.
Yes I love you dear and I do not afraid to say it. I hope that you will not be scared with my words.
I do not care that we have not met each other in the real life. I am like the woman in the film I wrote you about.
I just know that you are the best what I had, have and will have in this life. The thoughts about you make me feel happy.
I want to be with you and I know that I will be happy with you until the end of times.
I feel you with my mind now and I want to feel you with every cell of my body. I know that you want it too.
You are the man whom I have looked for all my life and at last I have found you. I am ready to go anywhere just to be with you.
You have changed my life. You have changed my imagination of the world and make me love again.
Now I have the man whom I love more than anything in this world. I want to be with him most of all on this planet and in the universe.
I want to share every moment with him as his woman, his wife, his friend and his lover.
I know that we will be happy together and I need not anything more. I am ready to do everything to be with you.
There is no barrier, which can stop me. My love solves all problems on the way to each other. I believe that we will be together.
I will cross the ocean just to be with you. I am sure that I am ready to do this serious step to you.
I just want to see you, to look into your eyes, to touch you, to kiss you.
I know that I have found the man who will do everything to make me feel happy every second of my life and I know that I will do everything for his happiness.
You are the reason to live for me now. And there is no life for me without you.
Please, don't hurt me and tell me that you understand me because my heart will not be able to go through such painful hit again.
I want to be with you and I will know everything I need to be with you as soon as possible. I will go to the Consulate.
I will know about everything I need to do to come to you and let you know, ok.
I will better go now but I will wait for your letters and write you soon. Hope to hear from you very soon.
I miss you dear and you are always in my heart.
I give you my heart with all my love.
Letter 2
Hello my love Larry!!!
I live in the fog now. I love you most of all in this world and I am very happy that I can love again.
I am crazy about you and I know that you are too. I miss you and it is very difficult for me to be apart from you.
The idea that you are there and I am here makes me feel pain. You are my life now and you know it. I want to look into your deep eyes full of emotions, to touch you, to kiss you.
I know that everything will work for us and we will be happy together. I often imagine our wonderful life together.
I can feel you even on such big distance we have between each other. But I want to delete this distance.
I want to be with you so much and I thought about the ways for us to be together.
I wanted to do something for us and our happiness and I went to the Consulate as I wrote to check what I need to come to you.
I had talk with the people there and I have known that I need to do some paperwork and get visa to come to you.
The visa I can get in easiest way is a tourist visa. I was told that I will be able to get it without any problems.
It will take some time and I need to pick up many documents from my side. But I will do everything what depends on me.
But I have one problem which upsets me very much.
It is not convenient for me to ask you for help but I will not be able to do it without your help.
You know, I need to pay for getting visa and doing all paperwork I need to come to you.
And you know that my salary is too small for it.
I have the great desire to come to you, to see you at last, but I will not be able to do it without your help.
I do not want to complain but I do not want to lose you. I love you very much and I will not be able to go through it if I lose you.
I do not know whom I can ask for help except you. You know that I am always honest and sincere with you.
I hope that you will understand me and will help me to do this step. When I was in the Consulate I gave them some documents and they made a file for me.
Now I need to pay them and they will begin my visa process. They gave me quotations for paperwork I need to do.
So it will be 100$US for the visa and 30 $ for registration.
I also need to pay 120 $ for foreign passport, 75 $ for medical exam and 75 for interview and for some other expenses I can have.
In general I will need about 400$US to cover all expenses.
You know that I do not have such money and I can hope only on your help.
Also I have known that there is Western Union office in our city and you can send the money using this bank system to my name.
I was told that it is the quickest and safest way of sending money. My full name is EKATERINA VOLKOVA.
You also need to know address and name bank near to which I live. This address: Russian Federation, postal cod 440600, City Penza, Moskowskaya street, house 9.
After you send the money you will need to send me your full name, exact home address, amount of money and Money Transfer Control Number (MTCN). I was told about it in the bank. I will not be able to get the money without it.
Honey, I will need to pay them during the week, so, please, try to send it as soon as possible.
I really hope that you will understand my situation.
I want to see you very much but I will not be able to do it without your help just because I don't have such money.
I will understand if you do not want to help me but it will make me feel terrible pain that I will not be able to be with you.
Sorry, dear, if it upsets you. I just think that we need to trust each other, to be honest and to share everything.
I hope you are agree with me. I imagine that we can meet soon and I have tears of happiness on my eyes.
I do not want that there were problems which can prevent us.
But I can hope only on your help, dear. It will be the happiest moment of my life when I meet you, hold you.
I love you so much. You are the best what I have in my life. I want to be with you more than anything.
I miss you, dear and wait for your reply with big impatience.
Your Ekaterina.


text:
All Categories
Bookstore Categories
Item description for No More Sheets - CD by Juanita Bynum...No binding. Book Condition: New. Audio book, no binding. No More Sheets
Promise Angels is dedicated to bringing you great books at great prices. Whether you read for entertainment, to learn, or for literacy - you will find what you want at promiseangels.com!
Item Specifications...
More About Juanita Bynum
Product Categories
Christian Product Categories
Books > Inspiration > Motivation > Charismatic
Reviews - What do customers think about No More Sheets - CD?
Write your own review about No More Sheets - CD
Customers who purchased this item also purchased the following items...
Ask A Question or Provide Feedback regarding No More Sheets - CD
Add This Product Widget To Your Website
Looking to add this information to your own website? Then use our Product Widget to allow you to display product information in a frame that is 120 pixels wide by 240 pixels high.
|Order toll-free weekdays 10am thru 10pm EST by phone: 1-888-395-0572 (Lines are closed on holidays & weekends.)
|Customer Service | My Account | Track My Orders | Return Policy | Request Free Catalog | Email Newsletter


text:
LifeWorks Wellness Center Blog
Lifeworks Wellness Center is one of the top alternative medicine clinics in Tampa Florida. Since 1997 we've helped thousands of patients regain their health naturally.
In This Edition:
566 Hits
*Disclaimer: Individual patient results may vary based on a patient's medical history and other factors.
Contact LifeWorks
301 Turner Street
Clearwater, FL 33756
get directions
Telephone: 727-466-6789
Fax: 727-451-1010
Mon - Thursday 9am - 5pm
Friday: 9am - 4pm
Latest Blog Posts
15 November 2017
15 November 2017
01 November 2017
18 October 2017
18 October 2017
Tag Cloud
Cancer lyme disease Hocatt Optimum Health Report IV Therapy ozone health Chronic Fatigue Syndrome Water Fatigue autoimmune disease GERD thyroid Iodine weight loss Thyroid Disease autoimmune Gastrointestional allergies Diabetes Plaquex cholesterol allergy elimination technique Drugs Major Autohemotherapy Kidney Stones Kaqun IBS almonds Prolozone Meridian Health Analysis Frankenhauser Technique Bio energy testing nuts Heart Disease hyperthyroidism UVBI Treatment Blood Analysis fertility heartburn Sleep Fish Oils aluminum migraines UVBI EECP Well Women Care Supplements Insomnia zinc Belly Fat Toxicity podcast Chelation Therapy paleo amino acids headache book review Arthritis digestive enzymes Neural Therapy
Become a Patient
Request a Consultation>


text: Vrouwen Architecture and the politics of gender in early modern Europe. Online version: Architektur Women and gender in the early modern world Women and gender in the early modern world. Geschlechterrolle 9780754603092 0754603091 2017-10-21 Frau Architecture et femmes--Europe--Histoire Architecture and women--Europe--History Ashgate Architecture and society Architecture and society--Europe--History Hills Helen Helen Hills Burlington, VT Bouwkunst Aldershot, Hants, England Europe. Architecture et société--Europe--Histoire enk Architecture and women 51022775 Theorizing the Relationships between Architecture and Gender in Early Modern Europe / Helen Mills -- A Noble Residence for a Female Regent: Margaret of Austria and the 'Court of Savoy' in Mechelen / Dagmar Eichberger -- The Val-de-Grâce as a Portrait of Anne of Austria: Queen, Queen Regent, Queen Mother / Jennifer G. Germann -- The Architecture of Institutionalism: Women's Space in Renaissance Hospitals / Eunice D. Howe -- Women and the Practice of Architecture in Eighteenth-century France / Tanis Hinchcliffe -- 'Repaired by me to my exceeding great Cost and Charges': Anne Clifford and the Uses of Architecture / Elizabeth V. Chew -- 'Women in wolves' mouths': Nun's Reputations, Enclosure and Architecture at the Convent of the Le Murate in Florence / Saundra Weddle -- Spatial Discipline and its Limits: Nuns and the Built Environment in Early Modern Spain / Elizabeth A. Lehfeldt -- Spaces Shaped for Spiritual Perfection: Convent Architecture and Nuns in Early Modern Rome / Marilyn Dunn -- Women in the Charterhouse: the Liminality of Cloistered Spaces at the Chartreuse de Champmol in Dijon / Sherry C.M. Lindquist. 2003 Architecture and the politics of gender in early modern Europe History en 2003 51022775


text:
Ashampoo® Burning Studio 10 BETATest the beta version of Ashampoo® Burning Studio 10 today!And don't pass up this opportunity:Pre-order possible for 6 days only;>> Pre-order now and save 30% <<$34.99 instead of $49.99 UPGRADE: $27,99 instead of $39,99
# = No, it was from "Won't Get Fooled Again". Only thing is, I was, wasn't I; fooled again!
Quote from: Curt on May 19, 2010, 10:55 PM# = No, it was from "Won't Get Fooled Again". Only thing is, I was, wasn't I; fooled again!As I recall, the Who were one of many groups inolved in the "Rock Opera" Tommy - So tehnically either answer would be correct.
Ashampoo seems to be putting all of their powers into the Burning Studio; the list of features is * L .. O .. N .. G *!
-as I said, I like the Simpsons' version better ;-)Nonesense, sorry.I also have 120% version 7 installed, and I like Ashampoo's better for the very simple reason that the Ashampoo GUI is made for dummies like me!
a foolish investment
Would there also be a theatre in Anjou ?Do they play Death of a Salesman ?
I also have 120% version 7 installed....
Ashampoo software are competent apps, but is it really worth the email harassment they put you through?
Quote from: Curt on May 21, 2010, 11:32 AMI also have 120% version 7 installed....Huh? Alcohol 120% has only just recently reached version 2. Where'd you get v7, Curt??
Um den technischen Kundendienst für unsere Produkte zu erreichen, senden Sie bitte Ihre E-Mail mit einer genauen Problembeschreibung an firstname.lastname@example.com
Quote from: Innuendo on May 22, 2010, 05:45 PMAshampoo software are competent apps, but is it really worth the email harassment they put you through? sorry, I never understood this complaint. Click "unsubsribe". End of story.
Page created in 0.131 seconds with 70 queries.


text:
Jan 20 11 - NOLA Jazz Fest 2011 - It's On!
New Orleans Jazz & Heritage Festival has announced it's 2011 line-up...and The Neville Brothers are back! We'll be playing second weekend together and throughout the fest with solo projects. Brother Aaron will be returning for his annual Gospel set on second weekend as well. There's no place like New Orleans and no better place to celebrate it than Jazz Fest! Stay tuned for more info on all the brother's shows.


text:
5cats is in the news
It's just the n word
Log in with a social network:
It's just the n word
Thanks Obama
5Cats is in my back yard -- seriuosly
Hang on is 5Cats really an asshole
Submitted by: 5Cats
Nova Soctia's finest, promoting awareness of their 'Move Over' law. So bad it's good.
Look at you, flying coach like a chump! If you were an esteemed pastor like these pastors, you'd have a personal jet. (Do any I-A-Bers actually buy this?)
I wish this guy was at my high school prom.
Talk about griwng pains
It started 100 years ago
Three Canadian women are being detained in Seattle
This looks awesome
Be Prepared
To our brothers and sister south of us.
It Doesn`t Just Happen In The USA
National Geographic -- Just Like The Onion
Let`s Keep Them That Way
Can`t Wait For This Match-Up At The Olypmics
another short to get in the mood for the season
One minute of horror
I think Fry wrote this with I-A-B in mind
At least it`s not a dry heat
Wait for it -- around 25 sec.
My Liberal MP laying down a very important question to Conservatives
So how many wars as the USA won?


text:
RepairPal is your advocate for car care advice and guidance
Q: Neutrel safety switch on 1998 Chrysler Town & Country
Started my car and it turned and then died, this happened 3x and then no turnover. All the lights go on and so i know not a bad battery i put 30 bucks in gas last night. I was informed it may be the Neutrel Safety Switch. Does anyone know where i might find this switch on my 98 chrylser T&C.
You do not have a Neutral Safety switch on your vehicle. The 41TE transaxle is equipped with a transmission range sensor (TRS) that is located on top of the valve body. This sensor will allow for accurate transmission gear position measurement. To service the transmission range sensor (TRS), you must remove the valve body.. Note: Just because your lights go on does not mean that the battery is good. Have your battery tested for Cold Cranking Amps output. Most auto parts stores will do this for free.
Didn't find what you were looking for?


text:
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
QuestionPosted in Credit Cards
Question By
0 People Helped
All Responses
1501 People Helped
If you are new to building credit or have poor credit and looking to rebuild, you should get a Secured credit card. If your credit is ok, then you may qualify for an Unsecured credit card. Credit card companies have websites and you can check the preapprovals, keep in mind that some have accurate preapprovals and some do not. A preapproval does not affect your credit, but when you go ahead and actually apply, you will get a Hard Inquiry and that has a slight negative effect on your credit, so don't go crazy and be sure to research the credit card you are thinking about applying for before actually applying. Just make sure that you get a card that reports to all three credit bureaus, most do, but it should be kept in mind.
Reply to this Question
Write your response:
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.


text:
GraphicRiver Marketing Flyer with Pricing Table 11529473
Category: Print Template | Comment: ( 0 )
GraphicRiver Marketing Flyer with Pricing Table 11529473
Print Template \ Flyers \ Corporate
Pricing \ Marketing \ Agency \ Design \ Table \ Promotion \ Price \ Poster \ Download
Print Template - Marketing Flyer with Pricing Table 11529473 by rtralrayhan @ GraphicRiver
Print Template \ Flyers \ Corporate
Layered: Yes; Graphics Files Included: Photoshop PSD; Minimum Adobe CS Version: CS6; Print Dimensions: 8.5x11.
Marketing Flyer with Pricing Table
- 2 layered PSD,
- Custom Shapes,
- Letter Size
- 8.5?11 in,
- 300 dpi,
- 0.25in bleeds,
- Modern Design,
- Minimal Design,
- Marketing Agency Flyer,
- Pricing Table,
- Fully editable Photoshop CS .psd file,
- Photos and font are NOT included.
Files Includes
2 Photoshop Psd File (colors can be changed) Back & Front
1 Help File
Font Used
1. Noto Serif
2. Raleway
For any kind of help regarding this file, please contact me through my profile page and I'll be glad to offer support!
Agency Flyer/Poster Bundle; Business Flyers; Agency Flyer Templates; Material Sale Flyer; Collage Photo Flyers & Facebook Timeline ; Creative Sale Flyer with Facebook Timeline; Corporate Flyer Templates.
Keywords: creative, design, download, flyer, marketing, marketing agency, modern agency, poster, price, pricing, pricing table, promotion.


text:
Report scammers
Virtual assistant
Search options
- database search
- search scammers by age
- letters search
- email header analyzer
- who write me
- photos search
- check hidden photos info
- search fake docs by number
Browse options
- browse all scammers
- browse scammers by name
- browse scammers by city
- browse scammers by country
- browse scammers by web site
- scammers with fake docs
- scammers with media
- stolen celebrities photos
Helpful information
- scam scenarios
- warning signs
- resources for reporting
- free membership
- all reports
- all female scammers
- all scam emails sets
Social tools
Letter(s) from Victoria Ugwonoh to Gregory (USA)
Letter 1
Hi Greg
I am thinking of you, In my sleepless solitude tonight. If it's wrong to love you, then my heart just won't let me be right. 'Cause I'm drowned in you, And I won't pull through, without you by my side,In my thoughts of you there is an underlying love that is present in every word, every glimpse I hope you feel it as I do, for it is what I am and ever I will be,Even though you're not here and nowhere to be found, my heart says you're still here and everywhere to be found.Every time you look at me and see me smiling, just know that I am thinking of you...Thinking of you makes my life complete. You're my golden clouds; you're my smile. You are all the soulful love songs within my spirit, like an angel calling me... perfect for my soul,So, here I am, all by myself, thinking of you - no one else. There's a feeling inside and as hard as I try, it just won't go away,I lie on my bed and stare at the ceiling. My thoughts - all about you, gives me a lovely feeling!f today, a smile should appear on your face, it's because at this very minute, I am thinking of you and I am smiling too....Sue
Letter 2
Hi Greg,
Missing someone gets easier everyday because even though you are one day further from the last time you saw them, you are one day closer to the next time you will,Each time I miss you, a star falls down from the sky. So, if you looked up at the sky and found it dark with no stars, it is all your fault. You made me miss you too much!Before I sleep and after I wake up and all the hours in between ... you occupy my mind. So, practically every moment of the day you are in my thoughts. I miss you...It's true we don't know what we've got until its gone, but we don't know what we've been missing until it arrives,Cause I love you and I miss you, hearing your voice is the closest thing to touching you....To me you are my rose; every day when I see a beatiful rose I think of you, and miss you, and hope to hold you in my arms,Distance never separates two hearts that really care, for our memories span the miles and in seconds we are there. But whenever I start feeling sad, because I miss you, I remind myself how lucky I am to have someone so special to miss.When the night has come and the land's dark, when the moon is the only light we'll see, look at the stars; can you count them? I miss you that much...I miss you like the sun misses the flowers, like the sun misses the flowers in the depths of winter, instead of beauty to direct it's light to, the heart hardens like the frozen world which your absence has banished me to,I heard someone whisper your name, but when I turned around to see who it was, I was alone. Then I realized that it was my heart telling me that I miss you....I don't want you to know, so I try to be strong. I don't want you to think that without you, I can't go on. But that's how it is, and that's how it will be, because, Baby, I love you, I need you, I miss you, and without you, there's just no me.Tonight I resign myself to missing you for I know I have the rest of my life to wake up next to you,If every drop of rain was a thought of you, I'd have every storming cloud in the the world inside my head and I'd still miss you,When I miss you, sometimes I listen to music or look at pictures of you, not to remind me of you but to make me feel as if I'm with you. It makes me forget the distance and capture you.Missing someone is your heart's way of reminding you that you love them.....Sue


text:
80's scifi movies garnered the interest of Hollywood recently. Some of the popular science fiction movies of that era already got a remake/reboot. Very recently Hollywood has announced new Ghostbusters, Bladerunner, Alien and Back to the Future movies. No wonder on how 'Last Starfighter' came to their radar.
'Last Starfighter' is a 1984 space opera which was directed by Nick Castle. The movie was about a teenager named Alex Rogan who was recruited by alien defense force to fight in an intergalactic war. The movie was noted in the history of cinema as one of the earliest movie to use extensive use of computer generated imagery. One another movie of the same league was Disney's Tron which recently had a very mediocre sequel. The movie was a critical and commercial success.
Right from the early 2000 itself, there were efforts to remake the Last Starfighter. One of the prominent figures was none other than Steven Spielberg. Recently Gary Whitta (director of After Earth, Book of Eli) is confirmed eyeing on this classic for a revamp. However none succeeded so far because of the rights issue. The rights for remake/reboot/sequel resides with Jonathan R Betuel who is the writer of the movie. It is not sure why Jonathan is reluctant to give away the rights despite tossing him with some eye popping offers. It is assumed that the fate of the other 80's remakes prompted him to deny the transfer of rights.
However the fans actually love for a new Last Starfighter movie. The movie has earned a cult following over the years. They expect some good director to take up the project ( as Neil Blompkamp and Denis Villeneuve has announced to direct the upcoming Alien and Blade Runner movie respectively) and make a kickass movie.


text:
Holiday Challenge 2008
Week 1: In which we launch our annual attempt to help you stay healthy in the high-calorie season with a graphic tour of your stomach; a step-by-step description of how you digest an oversize meal; and several suggestions for gifts to keep your loved ones fit.
Next Tuesday Jennifer will help you arm yourself with strategies to cope with the stresses and temptations of the season. Howard will have three surprising suggestions for how to burn off the eggnog.


text:
Bird WatchingEvery day
More than 200 native bird species have been recorded at Sydney Olympic Park, making it an excellent choice for bird watching opportunities without leaving the city.
The size of the Park and its diverse habitats support migratory, nomadic and resident birds of all colours, sizes and shapes. Shrubby areas provide habitat for small woodland birds, such as the Superb Fairy-wren, Double-barred Finch, Spotted Pardalote, Grey Fantail and Red-browed Finch. The riverside walkway is a good place to spot White-bellied Sea-Eagles; or scan the skies over grassy areas for birds of prey such as the Black-shouldered Kite and Nankeen Kestrel.
Well known as a destination for bird watching, the Park offers species at the edge of their geographical range such as the Red-rumped Parrot and Mangrove Gerygone and species that are declining in urban areas including Finches, Shy Crakes, Rails and Thornbills.
Enjoy a walk around wetland hotspots such as the Waterbird Refuge and Lake Belvedere to enjoy both resident and migratory waterbirds. The estuarine Waterbird Refuge plays host to Red-necked Avocet, Black-winged Stilts and many species of duck whereas the freshwater Lake Belvedere is home to a breeding colony of cormorants and Darters.
A list of all bird species recorded at Sydney Olympic Park between 2000 and 2014 can be downloaded here.
Remember that feeding of wildlife in Sydney Olympic Park is not permitted as feeding changes bird behaviour, can make animals ill and encourages aggressive species.
- Cost:
- Free
- Tickets/Bookings:
- Age:
- All Ages
- More info:
- Call 02 9714 7888 or email firstname.lastname@example.com


text:
Share Your Thoughts with the Dean
Learn more about Dean Baynes
Follow on Twitter at @UHLawDean
As Dean of the University of Houston Law Center, I proclaim that the 2015-2016 academic year will honor the accomplishments of our trailblazing UHLC alumna Justice Ruby Kless Sondock.
Like so many trailblazers, Justice Sondock's career epitomizes the "power of legal education." Legal education changed the trajectory of her life. As a woman in a male-dominated profession, Justice Sondock did not let societal convention and backwards thinking stop her. Like so many other women trailblazers, Justice Sondock succeeded with grace, dignity, self-assurance and courage, not letting any obstacles or barriers stand in her way.
In 1962, Justice Sondock was one of only five women in her graduating class at the University of Houston Law Center. It is reported that she started law school with the aim of becoming "the best legal secretary in town." She graduated first in her class and was admitted to the Texas bar one year before she graduated from law school. In fact, she passed the Texas bar exam without taking a bar review class. Within only one year of practice, she argued a case before the Texas Supreme Court. After practicing law for twelve years, she was appointed a judge on the Harris County Domestic Relations Court in 1973 becoming the first woman district court judge in Harris County. After serving in this capacity for four years, she was then appointed to the 234th District Court again making her the first woman to have that honor.
In 1982, Justice Sondock was appointed to the Texas Supreme Court to serve the unexpired term of a deceased justice. With this appointment, she became the first woman to serve on the Texas Supreme Court in a regular session of the Court. Justice Sondock neither sought election for a full term nor accepted the later nomination to serve the unexpired term of then-retiring Texas Supreme Court Chief Justice Joe Greenhill. Instead she returned to the District Court, and ran unopposed. After serving as a judge, Justice Sondock has worked as a successful private mediator in Houston.
I now have the pleasure of announcing that Justice Ruby Kless Sondock will be recognized as a "Texas Legal Legend" by the Litigation Section of the State Bar of Texas. A Texas Legal Legend is honored for his/her accomplishments and life's work, which enhances "the public's understanding of the historical importance of lawyers and the importance of making a difference – not just a living. These Legends are examples of lawyers who have spent their professional careers serving others and taking on challenges that are much bigger than themselves."
On November 11, 2015, we plan to celebrate Justice Sondock's recognition as a Texas Legend at the Law Center at a lunchtime event for faculty, staff, and students. We are also planning an event early next year for our alumni, the judiciary, and friends of the Law Center similarly honor Justice Sondock's accomplishments.
As Dean, I am proud to celebrate the accomplishments of all of our alumni, especially those of trailblazers like Justice Ruby Kless Sondock.
Leonard M. Baynes Dean & Professor of Law University of Houston Law Center


text:
Recent Posts
- Could Sarah Palin be President – the power of self-belief in job hunting.
- Social Media and Recruitment Consultants – help or hindrance? It's your career, don't blow it
- Legal blogs we think you might like
- The private lives of the rich and famous influence privacy laws – is it right to protect these fallen heroes?
- CV's & Resumes – Your personal information, keeping it safe and accurate
Tag Cloud
- banking law jobs
- cv
- head hunting
- interviews
- ip law jobs
- job applications
- job search
- Law
- law career
- law job; legal jobs; law jobs london; job interview;
- law jobs
- lawyer
- Lawyers
- legal career
- legal community
- legal jobs
- legal profile
- Legal recruitment
- networking
- online recruitment
- recruitment
- resume
- Talent management
- twosteps
Twosteps on Twitter
- How I make thousands of dollars working via the web jobpaynet.com 4 years ago
Tag Archives: linkedin
Legal Career Tips for Young Lawyers – should you stay or should you go?
I have read many comments on blogs this week, quite a few on linkedin, about young lawyers who are trying to make decisions about their legal careers at a very early stage, mainly driven by redundancy, apathy, hard work and … Continue reading
Posted in Law, Law jobs, Lawyer, Lawyers, Legal recruitment, Recruitment Tagged Law, law career, law jobs, lawyer, Lawyers, legal career, legal jobs, Legal recruitment, linkedin, twosteps 1 Comment


text:
Monday – Saturday 4:00pm – 11:00pm
Sunday – 4:00pm – 10:00pm
"World Famous" St. Elmo Shrimp Cocktail
4 jumbo shrimp served with our spicy, signature cocktail sauce. 14.95
Slider (Filet, Fried Shrimp, or Spicy Meatball)
Grilled Bacon
Root beer maple glazed bacon, locally sourced from Smoking Goose. 9.95
Petite Filet Oscar Style
Filet with King Crab, Asparagus and Béarnaise. 24.95
Sesame Seared Sashimi Tuna
#1 grade ahi tuna, served with traditional accoutrements. 16.95
King Crab Mac & Cheese
Gouda mac-n-cheese topped with Alaskan king crab and bread crumbs. 16.95
Sliced Grilled NY Strip Steak with Parmesan Crisps
BLT Salad
Warm Spinach Dip
Served with house-made tortilla chips, salsa, and sour cream. 12.95
Two Sliders with Mac & Cheese
Choice of two sliders and a crock of gouda mac-n-cheese. 14.95
Lightly hand-breaded, served with sweet chili sauce. 11.95
Cured Meats and Cheese
Selection varies from our finest local meat mongers and creameries. 18.95
Oysters Rockefeller
Freshly shucked, topped with our signature creamed spinach. 13.95
Mini Bone-In Pork Chops
Two grilled 4 oz. pork chops with house-made blueberry barbecue sauce. 15.95
Our signature cocktail featuring Maker's Mark Bourbon infused with Italian Luxardo cherries and Madagascar vanilla beans. Served with a glass bottle of Coke.
TWO SLIDERS and MAC & CHEESE
Choice of Filet, Fried Shrimp, or Spicy Meatball.
Traditional Vanilla Bean Custard.
The Signature "Elmo Cola"
Mix a glass-bottled Coke or Diet Coke with our exclusive "Infusion" made with Maker's Mark Bourbon, imported Italian Luxardo Maraschino Cherries and Madagascar Vanilla Beans served with our famous Drunken Cherries. Also try our exclusive Infusion straight up, on the rocks, as a Manhattan or Old Fashioned. 14
Infusion Shot
A perfect way to finish your coke. 11
Reyka Mule
We blend Reyka Small Batch Vodka hand crafted in Iceland with Fentimans Ginger Beer and hand-squeezed lime juice. Served in the traditional copper mug! 11
French 75 Martini
The classic French cocktail first made famous in Paris' "Harry's Bar." We shake Nolet's Gin which is more fruit and floral forward with St. Germain and hand-squeezed lemon juice. Topped with a splash of champagne. 12
Cucumber Gimlet
A twist on a classic. Square One Cucumber vodka shaken with fresh squeezed lime and simple syrup, served with a fresh cucumber. 13
Light refreshing cocktail made with Tequila Cabeza craft tequila, St. Germain and fresh grapefruit juice. 12
Hangar One vodka, Beefeater gin, Lillet Blanc, lemon peel. 13
The Bourbon Trail
We shake Woodford Reserve Bourbon with your choice of our tart and spice packed house-made lemonade or seasonal fresh apple cider. 11
Sangria (Red or White)
This refreshing combination is made with Rodney Strong Cabernet or Chardonnay combined with hand squeezed citrus and cherry brandy. We then top this favorite with a touch of Sprite and a dash of cinnamon. 9
The Martini
The simple elegance of artfully shaking Belvedere Vodka and serving it with bleu cheese olives. 14
Pop's Old Fashioned
Knob Creek Rye is at the core of this drink combined with Jerry Thomas bitters giving this cocktail a taste of dried fruit with a finish of orange peel and a light hint of Angostura bark. 13
Elderflower Gin & Tonic
Using Sipsmith Gin copper stilled in London and Fever Tree Elderflower Tonic we have created an even more refreshing G&T! 13
Spicy Ancho Peach
Complex libation combining Deep Eddy Peach vodka and Ancho Reyes Chile liqueur with fresh lime juice and sour to excite your palate with a burst of peach and a hint of heat. 11


text:
Does advil Pm carrie any charactoristics of vicodin?
- Asked
- 21 Oct 2009 by incantation
- Active
- 21 Oct 2009
- Topics
- advil pm, vicodin
Responses (1)
no, advil is a anti inflammatory where vicodin is a fairly weak opiate that should be used for acute pain. I don't know what they use in the Advil PM but it is usually a antihistamine that makes you sleepy. Advil is not addictive were vicodin (hydrocodone) can be habit forming. Stick with the Advil if at all [ossible... Dave
Further Information
Search for questions
Still looking for answers? Try searching for what you seek or ask your own question.
Similar Questions
If Vicodin is not helping my tooth pain, can I also use Advil in conjunction with it?
Posted 1 Oct 2009 • 1 answer
I use Advil PM 2-3 pw, any long term health risks?
Posted 22 Apr 2010 • 1 answer
Im having back problems and having trouble sleeping after taking 2 Advil PM Liqui gels... would it?
Posted 29 Apr 2010 • 2 answers
I take about 4 - 6 advil pm each week.is it ok to continue at that rate for a long period of time?
Posted 11 May 2010 • 1 answer
I have been on advil pm for about 2 years. I have started to have bad headaches and ringing in the?
Posted 22 Jan 2014 • 1 answer


text:
Elsevier Resource Centers
Clinical knowledge in your field.
Advances in Gastrointestinal Cancer
Providing optimal care for GI cancer patients.
Increase your knowledge of Biosimilars
Through accredited e-Learning modules
Grow your Insulin Management
Join the program today
Elsevier Resource CentersWelcome to Elsevier Resource Centers. Online educational platforms, designed for healthcare professionals, with up-to-date research and clinical developments in their field.
Stay connected
Stay informed of new published content in your field. Sign up for our e-alert and get updates from our Resource Centers in your e-mail.
Main Focus Areas
Currently we have resource centers in the following therapy areas:
Latest news
Resource centre on paediatric disorders
A new online resource centre11-04-17Elsevier today announces the availability of a new online resource on paediatric disorders to healthcare professionals in Australia and New...
Optimal management in advanced and metastatic lung cancer
Satellite Symposia at ECCO201727-01-17Join the official Sponsored Satellite Symposia at ECCO2017 on the optimal management in advanced and metastatic lung cancer: The right...
Treatment evolution in advanced GI malignancies
ECCO2017 advanced GI malignancies symposium27-01-17Join the Satellite Symposium at ECCO 2017 on the Treatment evolution in advanced GI malignancies: yesterday, today and tomorrow. The...


text:
I Can't Wait to See the Experience Ticker Say 3,000,000
Personal Stories, Advice, and Support 12 People
2,827,5332,827,533 have already been posted. We are so close as I write this so keep the experiences coming.
fungirlmmm 46-50, F 6 Responses 2 Jul 8, 2009
2,827, 609...come on people! i made some groups last night that were totally out of there. who knows, maybe today will be the day, if not, i am sure sometime this week, but i will be happy when i see we have made over 3,000,000 expereinces as a community, together!
I'm Doing My Partand its fun! Lets make more!
Me Too!I was thinking about that..I hope we all dont die or something lol
I Actually...... was adding an experience when I noticed the ticker said 2,999,999!
gladiate 51-55, M 0 Oct 29, 2009
3,000,000This happened a long time ago, they don't seem to have it now.
stormcape3 46-50 0 Sep 13, 2012


text:
John Burningham
Last quote by John Burningham
Feb 02 2015
This page is completely dedicated to what John Burningham has to say. All of John Burningham's quotes are organized here by date and topic. The most recent quote attributed to John Burningham came from an article called 'Chitty Chitty Bang Bang' celebrates 50th anniversary: "I met him just once and I was expecting him to make all kinds of requests,".
Take our quote verification challenge and find out !
Previous : John Burkett
Next : John Burns>
Quote Verifier
Check if the quote you read on social networks is authentic
This webpage has been created by a robot: errors and absent quotes cannot be totally avoided


text:
Honeymoon in Spain
28th September, 2013 - Posted by Lia - No Comments
The beauty of honeymooning in Spain is that the country has so many regional variations to enjoy and explore. Spain is a beautiful country sporting historic cities with the stunning Mediterranean coastline for beach lovers. It is a truly wonderful place to honeymoon.
If you're looking to enjoy a city break, Spain has some wonderfully romantic cities to explore. Barcelona, Madrid and Seville are romantic places to explore and you can throw yourself into Spanish culture as you enjoy these Spanish cities. Barcelona is Spain's second largest city and offers a wealth of exhibitions and fairs. Barcelona is ranked as the third European city for business and cultural means. It's a favorite with tourists and honeymooners can enjoy many World Heritage Sites and make the most of camera opportunities to share with loved ones back home.
Art lovers will be inspired by The Golden Triangle of Art in Madrid which encapsulates Spanish and European Art in its finest form. Picasso pieces can be seen here and that of El Greco. No visit to Madrid is complete with an exploration of Spain's world famous art galleries.
If you want a more serene honeymoon, then Southern Spain is the place to head for. Spain's most Southern tip almost touches that of North Africa and you can enjoy the Mediterranean area and drench yourself in orange and lemon groves and listen to crickets make their night sounds. Southern Spain is beautiful and you can explore the Malaga and Marbella coastline in quiet harmony. Rent a car, pack a picnic and cruise along the Mediterranean coastline.
Spain as a country is steeped in history and for the historians; you will not be disappointed if you've a towering thirst for learning the rich history of Spain. Spain has not been without its battles over centuries and as recently as 1936 went to war with itself. Franco fought the Republicans and many other nations were involved in the war as support for the opposing sides. Spain became a dictatorship after this and signs of the regime are in place today. Historians will be in their element as like most of Europe, war features in much of its history.
The cuisine in Spain is mixed and diverse and while Paella is the signature dish, fish is also popular and Spain has some delicious wines to indulge and celebrate the start of your new life together.
Spain is full of romance formed from rich chivalrous history. Royal Palaces are there to enjoy and explore. Spain has vibrancy on offer which is colorful and vast and you will not ever forget the memories built from honeymooning here.
Whether you choose a city honeymoon or prefer a more relaxed beach time together, you will not be disappointed with Spain. North or South, or even both will bring you a wealth of pure Spanish culture and indulgence of this amazing country. For those who are attracted by European honeymoons, you will not be disappointed by choosing to start your life as a married couple in Spain. It's purely stunning


text:
* Included firm order for 25 jets, options for 85 more
* Order was worth $240 mln; up to $1.5 bln with options
* Jet Republic declares insolvency
* Bombardier says remains committed to Learjet production
* Shares down 4.6 percent on the TSX (Adds details, company quote, analysts' quotes. In U.S. dollars unless noted)
By John McCrank
TORONTO, Aug 20 (Reuters) - Bombardier Inc (BBDb.TO) said on Thursday that it scrapped a large Learjet contract with Jet Republic after the upstart private aviation company declared insolvency, underlining the ongoing turbulence in the business jet market.
Shares of Bombardier were down 19 Canadian cents, or 4.6 percent, at C$3.95 on the Toronto Stock Exchange shortly after the market opened.
The contract for 25 Learjet 60 XR mid-sized jets accounted for $240 million of Bombardier's backlog. If the options for 85 more jets had been exercised, it would have been worth up to $1.5 billion.
The jets were due to enter service over the course of the next two years, starting in October 2009.
The Montreal-based aerospace and transportation company's aerospace's backlog stood at $22.4 billion as of April 30.
"The order was among the largest single business jet orders Bombardier had ever recorded," Cameron Doerksen, an analyst at Versant Partners, said in a note to clients.
"We believe that this cancellation may result in a further production rate cut to the Learjet 60 line."
Bombardier spokeswoman Danielle Boudreau said in an interview that, for now, Learjet operations at the company's facility in Wichita, Kansas, would continue as planned.
"At this time, we have no plans to change production, so the Learjet 60 XR program continues as planned," she said.
According to Benoit Poirier, an analyst at Desjardins Securities, the firm portion of the order likely represented 6 percent of Bombardier's total business jet backlog, but less in dollar terms, "given that the lower end Learjets have among the lowest list prices within Bombardier's business jet offering."
Bombardier will report quarterly results on Sept. 2.
A spokesman for Jet Republic in London said the company would be putting out a statement shortly.
The company, which has its operational headquarters in Lisbon and corporate headquarters in Switzerland, was created last year and planned to sell shares in each jet or rent each one out on an hourly basis. It was backed by Austria's Euram bank.
Jet Republic's main competitor was Berkshire Hathaway Inc's (BRKa.N)(BRKb.N) private jet-sharing company NetJets Inc.
Given the problems facing the aerospace market, Versant's Doerksen said his firm maintained its "neutral" rating on Bombardier, with a C$3.90 price target.
Desjardins Securities rates Bombardier a "buy", with a C$6.00 stock target.
Separately, last week, Bombardier said it canceled a deal to supply Italian low-cost carrier MyAir.com with 15 CRJ1000 regional jets, after MyAir had its license suspended by Italy's aviation authorities due to financial difficulties.
$1=$1.10 Canadian Additional reporting by Scott Anderson; editing by Rob Wilson


text:
Media & Press
For media enquiries please contact our Centre Director on 0208 416 7277 or email.
We have experienced counsellors, support workers and experts available for comment on a wide range of self harm, violence, abuse and neglect issues. We are happy to arrange for WISH Staff to take part in media interviews (for television or radio) or via Skype/telephone and to write features and articles for newspaper or magazine publication.
WISH is thankful for all media coverage which raises awareness of the issues we work with and provides unique opportunities for young people to get their voices heard and feel good about themselves.


text:
Missionary Reading Books
Looking to read the 2017-18 Missionary Reading books? The easiest way to access books is by the link on the right hand side of this page (Nazarene Resources). Look for Missions Reading Books. There are four books to read - email us when you finish a book and let us know what you think!
Join us for ALPHA each Sunday night from September 24 through November 26 starting at 5 pm with a light supper together. Meet others wanting to explore the Christian faith in a relaxed, non-judgmental atmosphere. You are welcome!


text:
Event Details:
Explore Hamilton's job market and discover some of the city's hidden gems such as its heritage and vibrant arts and cultural scene. Those who participate will have the opportunity to explore five different industry tours to help navigate your career prospects and develop connections. Industries available for tours are:
- Manufacturing/Technology/Processing
- Creative
- Life/Health Sciences
- Finance
- Social Services/Education
Featured employers will be released this April on: http://bit.ly/hec2017
Registration will also open on OSCARplus this April. For questions, please contact Catherine Heffernan.
This event is presented in partnership with McMaster University, Mohawk College, Redeemer University College, and Hamilton Economic Development.


text:
Suspected Islamist gunmen have launched a series of gun and bomb attacks in a remote town along Nigeria's border with Cameroon, killing at least 25 people, and freeing 120 prison inmates, police have said.
The gunmen carried out four simultaneous assaults on Ganye in Adamawa State on Friday, opening fire on a bar, a bank, a prisoner warder and separately attacking a prison, Mohammed Ibrahim, police spokesman for Adamawa police command said.
"Twenty-five people were killed in four different simultaneous attacks by gunmen in Ganye," he said.
Members of insurgent group Boko Haram were the prime suspects, he said. Violence by Islamist insurgents in northern Nigeria is on the rise again after a brief lull.
Three bombs exploded in Kano on Saturday, Kano State police spokesman, Magaji Majiya, said by telephone.
One of the bombings was a suicide attack, but did not claim any lives apart from those of the bombers.
However, a remote control bomb targeting a joint military and police checkpoint wounded several police, he said. A separate gun attack in Dakata killed one person on Saturday, he said.
Majiya said four people had been arrested in connection with the attacks.
Source: Naija.ng


text:
Cooking up Radishes
Hot pink, deep red or snowy white with a bright plume of greens on top, you're probably seeing some pretty gorgeous radishes at the farmers markets these days.
Most everybody has enjoyed the mild peppery burn of a raw radish – sliced into a salad, quartered on the side of a taco or served with some fresh butter and coarse sea salt – but not everyone has ventured so far as to enjoy different ways of cooking radishes.
They should.
Cooked radishes take on a mellow sweetness, and radish greens are a delicious addition to pasta or a pan of sauteed greens.
Elspeth Hay, creator of the wonderful blog Diary of a Locavore, has some great cooking tips and recipes for enjoying radishes that she picked up at her local farmers market in Orleans, MA.
Try, for example, oven-roasting radishes:
This comes from Kristen Watkins, a farmer from Brewster. They grow French Breakfast radishes, and a few weeks ago, looking for inspiration, they decided to roast them in the oven, the way you would potatoes. They scrubbed them, then trimmed the greens so there were a few little stems still on, the way you sometimes see fancy restaurants do with small carrots. Then they sliced them in half, tossed them with olive oil and lemon juice and a little bit of salt and pepper, and roasted them on 400 degrees F for 10 or 15 minutes. Kristen says the roasting changed their texture—made them soft and juicy and a little bit crispy around the edges—and also made them sweet.
Or adding sauteed radish greens to your breakfast rotation:
Every farmer I talked with agreed you should save the greens. Like turnip greens, they're super healthy and also super tasty. Ron Backer likes his sautéed in olive oil with a little bit of spring garlic and asparagus—yum! I'd add an egg over easy and a slice of toast and sit down to breakfast.
Elpseth combined a few of her favorite suggestions and created a delicious dinner featuring rotini pasta, bacon, roasted radishes and the sauteed greens.
I grabbed two bunches of radishes—one French Breakfast and one Easter Egg—and cut off the greens. I set the greens aside, then scrubbed the radishes and chopped them in half. I tossed the radishes in a roasting pan with a diced onion and a little bit of olive oil and some fresh rosemary, and put them in the oven on 400. Then I boiled a pot of whole-wheat rotini and cooked a few slices of bacon. When the bacon was done, I sautéed the radish greens in the grease with a little bit of minced garlic, and grated a handful of cheddar cheese. Finally, I threw the whole mess together—hot pasta, grated cheese, crumbled bacon, and garlic-spiced radish greens. By the time we'd gotten out forks and water glasses and plates, the roasted radishes were done too, and we sat down to a whole radish meal.
Click here to read the rest of Elspeth's tasty radish recommendations.
Elspeth Hay works with local food in a variety of mediums. She's the creator of the Local Food Report, a weekly piece on all things edible for WCAI, Cape Cod's NPR affiliate. She also writes a blog about eating locally—diaryofalocavore.com—and several newspaper and magazine columns.
Photo Credit: Elspeth Hay
Do you have a favorite radish recipe? Tell us in the comments!
Love & Greens: The Story of Sky Farm
Chris Regan and Ashley Mayne produce a wide array of delicious greens for the Hudson Valley.
Handmade tacos in the heart of Woodstock, New York.
With his new book, Forrest Pritchard tells the stories of 18 farms from all across America.
Forrest Pritchard and Smith Meadows are prime examples of sustainable family farming.
Jonathan Waxman shares his food philosophy with Slow Films.
A group of star chefs play with fire for a good cause.


text:
The MindFulness Movie Trailer (2013)
01 January 2013 69 mins
An entertaining, secular, and educational look at the benefits of mindful practice, 'The Mindfulness Movie' brings together an unprecedented group of the world's leading neuroscientists, psychiatrists, authors, and others to decode mindfulness. First, they help to define what mindfulness is and how the concept of neuroplasticity plays into the practice. Then, they walk you through eight practical, foundational mindful lessons--like managing stress and mindful eating. Finally, meet some heartwarming veterans and teens who are using mindfulness to overcome issues like PTSD, depression, bi-polar disorder, anxiety, and everyday life stresses. Everyone, regardless of belief system or background, has something to gain from watching ' The Mindfulness Movie.'
Watch the official The MindFulness Movie 2013 trailer in HD below or find more The MindFulness Movie videos on Vidimovie.


text:
Real Simple Contact Form Processor
Contact forms don't really get simpler than this one. It's straight to the point and user friendly. Best of all it only consists of 1 file! The other 2 files are the readme and example contact form html file.
Listing Details
- Version:
- 1.12
- Filed in:
Scripts / PHP / Scripts & Programs / Form Processors
- Submitted on:
- Last Updated:
- Mar 25, 2008
- Publisher:
- Jose Smit Other listings by this publisher
License & Pricing Information
- License Type:
- Freeware
- Price:
- Additional Info:
- It's free - All I ask is visit my website at http://www.snailsonsteroids.co.za
User ReviewsBe the first to review this listing!
Not yet reviewed by any member.... You can be the FIRST one to write a review for Real Simple Contact Form Processor


text:
The recent recession drove many families into financial difficulty. In order to make ends meet, many were forced to take out short-term, high-interest loans which they then found they just couldn't pay back. It may seem like, since you owe the company money, there is little help open to you if you cannot pay it back. In fact, if you are in difficult circumstances and the company seems unsympathetic, there are a number of things you can do to try and improve your situation.
The Problem
Obviously, the main problem with being chased for payday loan repayments you can't afford is that you are faced with a debt that just keeps mounting up. Not only are you supposed to be paying back this money yet unable to do it, but the high interest rates mean that the debt keeps getting bigger. The problem of paying it back, therefore, seems even more impossible to overcome as time goes on. If you are able to pay back anything, you might find you are barely covering the interest and not even touching the original debt.
On top of this, many people in this situation report that they have experienced overbearing, even bullying tactics from the payday lenders. Excessive contact on home, work and mobile phone numbers along with emails and texts is a common problem. Often, this contains threat-like information about the action they may take if they do not receive their money.
Dealing With These Issues
It is true that you owe these people money. However, this does not give them licence to use whatever tactic they please to retrieve the money. You still have some rights, and there are still laws restricting the lenders. Many of the tactics people struggling with payday loan debts claim to have experienced fall outside these boundaries.
If you are in a difficult financial situation and are unable to reasonably make payments, the payday lender should take this into account. It is a good idea to write to them explaining your situation and proposing a solution such as a more reasonable repayment rate. However, this can seem difficult, and some people have reported that attempts to do so have been simply ignored. For this reason, you might want to use some of the free templates available online. These are customisable letters in the correct format, and they usually encourage lenders to comply by reminding them of your legal rights and the action you can take if those rights are breached. These letters can result in more manageable repayments and sometimes in interest being reduced or frozen, especially if the lender did not take adequate steps to ensure you could repay the loan when they authorised it. Often, this will also serve to stop excessive contact.
If you believe you may be being overcharged for your loan, you should also send a letter requesting they prove the debt to you. If you are correct, they will have to reduce the debt to the appropriate level, and if you are mistaken at least you will know that you are not overpaying.
If you believe the lender you owe money to is operating illegally, it is important you report them to the authorities.