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STEP 1 - Obtain your Unique Student Identifier (USI)
What is a USI?
If you're studying nationally recognised training in Australia from 1 January 2015, you will be required to have a Unique Student Identifier (USI).
Your USI links to an online account that contains all your training records and results (transcript) that you have completed from 1 January 2015 onwards. Your results from 2015 will be available in your USI account in 2016.
When applying for a job or enrolling in further study, you will often need to provide your training records and results (transcript). One of the main benefits of the USI is the ability to provide students with easy access to their training records and results (transcript) throughout their life.
You can access your USI account online from your computer, tablet or smart phone anytime.
How to get a USI
It's free and easy to create your own USI and will only take a few minutes of your time. Or if you like you can learn more about the steps to create a USI.
STEP 2 - Enrolment
Terms & conditions for enrolling
There are certain conditions that all students are expected to meet in order to study at Victoria University (VU). Other conditions are more specific, and may be based on your particular course of study, or external factors such as whether you're an Australian citizen. All current or prospective VU students should be aware of the conditions that affect them. Click HERE for further information regarding these terms and conditions.
Enrolment Form
Please print out the form (link below) on A3 paper, complete and bring along to the Enrolment Session together with the following:
- Proof of citizenship, either of the following will be accepted.
- An Australian Birth Certificate (not Birth Extract)
- A current New Zealand Passport
- A current Australian Passport
- A naturalisation certificate
- Formal documentation issued by the Australian Department of Immigration and Citizenship confirming permanent residence (ie Australian permanent residency visa)
- A current Green Medicare Card
- Unique Student Identifier
STEP 3 - LLN Assessment
Please click on the link below and access the online assessment using the Login and Password provided to you in your Welcome Email.
This website works more efficiently used in conjunction with the internet browser Google Chrome (a link is provided below if you wish to download).
Note: You must complete this assessment in one sitting, you cannot save and come back in at a later time/date. Assessment will take approximately 10 minutes.
STEP 4 - Strengths Based Leadership Assessment
Please click on the link below and access the online assessment using the Unique Access Code provided to you in your Welcome Email.
Note: You must complete this assessment in one sitting, you cannot save and come back in at a later time/date. Assessment will take approximately 20 minutes.
Your Day 1 Workshop will be conducted at your workplace, please bring along the following:
- Unique Student Identifier
- Enrolment Form (with applicable documents)
- Strengths Finder Personalised Assessment
You should have also completed your LLN Assessment prior to Day 1 Workshop.
Any questions, please contact:
Michelle Ratnaker - 9919 7042


text:
Here you find an ongoing project.
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that are specialized in one of the styles below.
Do You own a Radiostation and would you like to be listed here.
Would you like to be part of the daily show:
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Feel free to write:

subset: commoncrawl


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Allow 2 weeks for delivery.
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Panties not included.
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Copyright Twala Intimates 2017


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GraphicRiver Business Handout Design 6872142
Category: Print Template | Comment: ( 0 )
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Sherborne Castle and Gardens
Built by Sir Walter Raleigh in 1594 and the stately home of the Digby family since 1617, Sherborne Castle reflects a glorious variety of decorative styles with fine collections of art, furniture and porcelain. In the cellars see Raleigh's kitchen, relics from the Civil War, fascinating historic documents and fossil displays in the Museum.
The gardens provide a peaceful and tranquil setting displaying magnificent specimen trees, colourful borders and sweeping lawns forming one of the finest 'Capability' Brown landscapes in the south west. Delightful walks round the 50-acre lake, past garden features such as Raleigh's Seat, the Cascade and Dinney Bridge offer spectacular views to enjoy.
This natural setting is fabulous for watching a host of wildlife on the lake. It's a perfect setting to relax, and for a picnic too!
Fact File
Opening Times: 1st April to 29th October 2017 – Gardens from 10am, Tea Room 10.30am, Castle and Shop 11am with last admission 4.30pm. Closes at 5pm. Gardens close at 6pm. Closed Mondays and Fridays but open Bank Holiday Mondays and Good Friday.
Admission Rates: Gardens only, Adult £6.50, Senior £6.00, Child (0-15 years) Free.
Castle and Gardens, Adult £12.00, Senior £11.00. Child (0-15 years) Free. Visit website for full details.
Group rates: Group visits of 15 or more. With self-guided Castle tour Adult/Senior £9.50 Child £4.00
Private Views by Appointment Adult/Senior £12.50 Child £6.50
Tours: Castle tours are available for groups on application.
Facilities: Castle, Gardens, Tea Rooms and Gift Shop.
Disabled Access: Partial access to castle on ground floor.
Slide show available on request covering inaccessible floors.
Coach parking: Ample free parking available for coaches close to the castle entrance.
Length of Visit: Average length of visit 4 hours.
Booking contact: Robert B. Smith, Sherborne Castle and Gardens, New Road, Sherborne, Dorset DT9 5NR
Tel: 01935 812072 Ext 2
Email: email@example.com
Web: www.sherbornecastle.com
Location: 5 mins from the centre of Sherborne and the main line railway station from London Waterloo.


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Cape Town - The National Assembly's approval of the protection of state information bill on Tuesday has drawn widespread condemnation.The House approved the bill by 229 votes to 107, with two abstentions, after a division called by the opposition.Earlier, a Democratic Alliance motion to delay the vote failed.The SA Human Rights Commission (SAHRC) said the bill could impact negatively on basic human rights. The commission had a constitutional and legislative responsibility for the right of access to information.The bill had to be aligned with the Promotion of Access to Information Act, to avoid moving back towards a culture of secrecy which had the potential to undermine democracy, it said.Concern The commission expressed concern over the impact of the bill on the rights of journalists and whistleblowers, who released information in the public interest and faced the prospect of lengthy imprisonment sentences in the absence of a public interest defence in the bill.Media Monitoring Africa (MMA) noted with "deep regret" the decision."We call on President [Jacob] Zuma and the African National Congress to follow through on their pledge of a fully public and consultative process on this bill."A side effect of the bill was that it had seen a trend of national, provincial and local institutions tending towards a culture of secrecy, it said.The Right2Know Campaign said it was disappointed that ANC MPs had accepted the bill."In doing so they have betrayed the principles of open government and transparency that the ANC once stood for.Low point in SA"We have won the argument, if not this battle. The Right2Know Campaign will continue to challenge the secrecy bill up to the Constitutional Court," it said.The Helen Suzman Foundation also expressed outrage at the passing of the bill."This marks a low point in South Africa's transition to democracy."It represents a significant step backwards in the long walk to freedom to which so many South Africans have devoted their lives," it said.The Constitution enshrined and protected the free flow of information between citizens, and from government to citizens.This access to information was essential for accountable, transparent, and responsive government."This bill cannot credibly be described as in South Africa's best interests. Instead, it is a case of political expediency triumphing over constitutional rights."Dwindling democracyIt marked the beginning of policy being driven by a secretive and self-serving security cluster, the foundation said.The United Association of SA (Uasa) said the bill's "steamrolling" through Parliament heralded nothing positive for South Africa's democracy.The bill's approval spelled huge dangers for what was left of the already dwindling democracy in South Africa."It will become impossible to make informed decisions on, for instance, political matters like elections."If we are no longer informed about corruption and other wrongdoing by the state and politicians up to the highest positions in our government, how will it be possible to make an informed choice between parties?"It would also serve as a major deterrent for whistleblowers for fear of being prosecuted should they divulge sensitive information, Uasa said.
COMMI BASTARDS, I'll take as many as I can of you with me!!!
Democracy has it's ups and downs I guess, and please stop saying "Free media" (there is no such thing) oxymoron. If South Africans get actively involved in their communities,societies and thus the country - the corrupt will not prevail , but only in the absence of the righteous will corruption flourish.
Eish it iz so thet da govment cen steel mo from de white man. Like our bra Rob in Zimbabwe, tis a nice country thet one.
10 Years and SA will be begging the white man from the UK and USA to help the sick and hungry from the south of Africa. Just like Zim typical African mentality.
The same media that exposed Apartheid is now being toung tied.
viva banana republic.


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Home › Forums › Repertoire Questions and Discussions › Food for thought
This topic contains 6 replies, has 7 voices, and was last updated by Andrew Elmhirst 47 years, 11 months ago.
Viewing 7 posts - 1 through 7 (of 7 total)
- AuthorPosts
- January 7, 2014 at 3:02 pm #433218
Andrew ElmhirstParticipantDoes anyone know any repertoire about food? It can't be too hard, no more than four parts. Accompaniment is desired and piano only would be preferrable. Extra points if it can be danced to. Also, a recording of the work must be available.Those are the parameters now I'll tell you what it's for. Every year our church does two dramatic musicals. These are big events with in house choreography, dancing, costumes, acting and singing. For Easter I'm trying to to find music that will fit into a script we might be using. One of the scenes ends with a joke about hospital food and the next begins with more talk about food. It would be great to sing something in this spot. We need the recording for the choreographers and the dancers.Many thanks in advance.January 8, 2014 at 7:57 am #433267
Joshua TysonParticipantHi Andrew,One piece that comes to mind is "Banquet Fugue" from "The Reluctant Dragon" by John Rutter. I think it fits all your parameters – not sure if it can be danced to, but I think there are some possibilities there. It's not too difficult – I remember singing it as a high school sophomore in an 8th-10th grade choir. I know there's a recording of it in the iTunes store, and there are a number of YouTube performances. Hope this helps, and best wishes!January 8, 2014 at 9:19 am #433282
Lucy Hudson StembridgeParticipantAndrew,While in grad school, I directed a workplace community group of Bellsouth employees from about 1987 – 1991. They had a choral arrangement of this: "Some Little Bug" – in their files. I have no idea whether you can get a choral printed copy, but it is a clever song….. if you can get over the slightly nerdy goofy-ness and the "ick" factor. 😉I do not own anything here! Just passing the links… I was curious myself. History at the bottom is surprising.http://www.ebay.com/itm/Some-Little-Bug-Is-Going-To-Find-You-1915-Songwriter-Pub-WORK-COPY-Sheet-Music-/400606463608?nma=true&si=dYzpRBu5jpMSF4dqUoFh28KijQk%253D&orig_cvip=true&rt=nc&_trksid=p2047675.l2557You might try those old Acheivement Series octavos at J.W. Pepper. I seem to recall some of those fun songs written for H.S. and M.S. in the 80's and 90's. … one was about pizza as I recall …"Funiculli, Funiculla" – "…lot-sa mozze-rella on your face …" There is one called "Commercials" which had the Mars candy, "Sometimes you feel like a nut; sometimes you don't.." and other memorable food/candy jingles.Have you considered "Be Our Guest" from Beauty and the Beast ? I used that as an opening for a dinner theatre once. Lots of fun staging possibilities – little solo lines and small groups, if you wish. Local H. S. or M. S. school directors might still have that in their files to lend. It actually might still be for sale.Bles-Sings,-LucyJanuary 8, 2014 at 11:58 am #433314
Bridgit CookParticipantPaul Carey has a delightful piece, called Mashed Potato/Love Poem. It's quite funny, but mostly in its restraint. Food, Glorious Food (from Oliver!), Java Jive, Who Will Buy (also Oliver!).January 8, 2014 at 1:01 pm #433322
Jane NowakowskiParticipantHi Andrew,Perhaps someone has already mention this, but just in case …There is already a repertoire page here at ChoralNet for food related pieces: https://www.choralnet.org/view/221347One piece not mentioned there is the Weasel Cantata, "The ONLY anthem on the Dietary Laws of Leviticus":Best wishes,Jane NowakowskiJanuary 9, 2014 at 11:45 am #433411
Maggie FurtakParticipantI second "Food, Glorious Food" and would add "Fresh, Warm Bread" from "The Baker's Wife." Here's a shortened version for those who are unfamiliar: http://youtu.be/kdzITcKppk0 (My friend Vira is the soprano). (:January 9, 2014 at 12:34 pm #433419
Susan KorstanjeParticipantHi, Andrew,Another "ick factor" possibility is "A Hamburger and an Order of Flies" by Stephen L. Lawrence, a cute song with narration and an itching soloist.Kirby Shaw has an Italian-flavoured "Pasta," which is especially fun if someone can play accordian, but it's fine with just piano. It makes a nice pairing with his "Pizza." His "Shoo Fly Pie and Apple Pan Dowdy" is also fun to sing, and could be conducive to dancing.Carl Strommen's "The Roast Beef of Old England" is a rousing old British song set to an accompaniment that reminds me a bit of "The Piano Man." This one is for men's chorus, though.I haven't checked the availability of recordings, but Pepper might still have recordings available on their site.Have fun!Susan Korstanje
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text: I have a few yards that I cut on the side. I have had an exmark lazer z with a 60" deck for the past 3 years. I cut a lot of bahia grass and the exmark seems to do a great job. 2 of the yard are very bumpy and the exmark is not helping my back and neck. I am looking into buying one of the Ferris mowers because of the suspension. I have been trying to deduce from other posts and threads what to do, but cannot seem to find anything to help me make up my mind. Can I expect a Ferris to be as good as the Lazer Z or not? I would love the smooth ride of the Ferris if I can get away with it!!!! Also looked at one of the Gravelys with the pivot front end, but this does not seem like it will help the jarring as much as the Farris Thanks...................!!!!!!!!!!!!!!!!!!!!!


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EA allegedly considering two ways of re-introducing microtransactions into Star Wars Battlefront 2; Details
Nov 17, 2017 | 18 Comments
This year's Major League Baseball race on video game consoles was looking to be a runaway after 2K Sports announced that they had not renewed its contract with the league to produce a baseball title, leaving PlayStation's MLB: The Show the only branded baseball game on the market.
However, Tuesday night Major League Baseball's public relations department and Major League Baseball Advanced Media announced that R.B.I. Baseball 14 will be releasing this spring on current and next-gen consoles, along with a release on tablets and smartphones as well.
The last R.B.I. Baseball game released in 1995 as Super R.B.I. Baseball on Super NES, developed by Gray Matter and published by Time Warner Interactive.
Source: [Twitter]


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Grab a glass of your favorite beverage and check out what Tamara and Kelly have found interesting this week in the blogosphere!
- Is your skin feeling dry and rough? Try these tips to get winter resistant skin!
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- Never buy store bought mayonnaise again! Try this yummy homemade mayonnaise recipe!
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This morning. U.S. equity markets confirmed an uptrend on November 23rd, but recent resistance and trading indicates fatigue.
Tuesday, markets closed modestly lower, but extended their losses in the month of December. The Nasdaq fell -0.18%, followed by the SPX and DJI, which fell -0.17% and -0.11%, respectively, while the NYSE composite ended fractionally higher. The DJ Transports rose +0.26%, outperforming the DJI. For the week and month, the SPX is down -0.64%, while the DJI, Nasdaq, and NYSE composite are off -0.57%, -0.45%, and -0.44%, respectively. In November, the Nasdaq, NYSE composite, and SPX closed up +1.11%, +0.28%, and +0.47%, while the DJI closed down -2.10%. In October, the SPX, DJI, Nasdaq, and NYSE composite closed off -1.98%, -2.54%, -4.46%, and -0.36%, respectively. In September, the SPX and DJI indexes closed +2.42% and +2.65% higher, respectively, while the Nasdaq and NYSE composite rose +1.61% and +2.95%, respectively. All the major equity indexes also closed higher in August, July, and June. All are at least +6.02% higher in 2012.
Fundamentals are mixed. All are above their respective 20-day moving averages. Only the NYSE composite is above (by +0.01%) its 50-day moving average. Today, Asian equities rallied strongly, with particular strength in Shanghai, which had set a post-2009 low just two days before. Indicators suggested selling exhaustion and a new uptrend. In Europe, the major equity indexes are modestly higher, but well off their intraday highs and trending lower.
This morning, U.S. equity futures are modestly higher. U.S. Treasury yields are largely unchanged, with the 10-year at 1.592%, up from 1.603% Friday. U.S. repo rates are at 25 bps, up from 25 bps the prior day. Spanish and Italian 10-year debt yields are at 5.36% and 4.46%, respectively, compared to 5.25% and 4.43% the prior day. The dollar is mixed. U.S. options markets suggest a neutral to bearish short-term outlook. The CBOE skew fell -0.58% to 115.31 from 115.98 the prior day. Commodities prices are higher.
In pre-market futures trading, December SPX equity futures are modestly higher, but near the bottom of a 1407-1411 range. SPX equity futures are at 1408.20, up +2.50 points. The SPX opens at 1407.05, off -4.01% from September 14th's 1465.77 multi-year closing high, and +1.07% and +1.57% above its 20- and 200-day moving averages, but -0.88% and -0.25% below its 50- and 100-day moving averages. The SPX is up +11.9% in 2012. On November 5th, the 20-day moving average crossed below its 50-day moving average, then fell below the 100-day moving average on November 16th. The 50-day moving average crossed above its 100-day moving average on August 17th. The SPX is +30.9% above the 1074.77 October 4, 2011 intraday low. Next resistance is at 1412.24. First support is at 1402.75.
Financial stocks have recently underperformed the broader market, with the BKX down -7.36% from its September 14th high. Tuesday, the BKX fell -0.66%, extending its weekly and monthly loss to -1.48%. The BKX closed down -2.10% in November, following losses of -5.85% in October and -1.08% in September.
Tuesday. Futures suggested a slightly lower open, but markets traded narrowly higher through the first hour, but then trended lower through early afternoon, rallied modestly back to near breakeven before easing again into the close. Market breadth was negative. NYSE volume rose +2.56% from Monday's trade, to 674.44 million shares, 0.95x the 15-day moving average. At the close, the Nasdaq fell -0.18%, followed by the SPX and DJI, off -0.17% and -0.11%, respectively, while the NYSE composite was unchanged. Most market segments closed lower. Leaders were industrials, health care, and basic materials, which rose at least +0.16%. Financials fell -0.33%. Laggards were consumer goods, utilities, and telecommunications, which fell at least -0.38%.
From its 1409.46 prior close, the SPX opened slightly lower but rallied to a 1413.14 intraday high in early trading. As in recent days, the SPX traded without much conviction, and the modest gain spurred mild profit taking that brought the index to a mid-afternoon 1403.65 intraday low. The index rallied modestly back to breakeven moving into the final hour, but the index eased into the close to end at 1407.05. Market volatility rose. From 16.64 at the prior close, the VIX eased to an intraday low of 16.38 in the first hour, then reversed higher to 17.37 at mid-afternoon. The index eased through the final two hours to end at 17.12, up +2.88%.
On +12.6% greater volume, the DJ transports outperformed, rising +0.26%, compared to the DJI's -0.11% lower close. The index closed at 5,074.34, up from 5,061.42 the prior day, but above 5,000 for a 8th consecutive close. The TRAN opened flat, but rallied to an early session 5,094.74 intraday high. The index weakened with the broader markets, reversing at an early afternoon 5,041.62 intraday low, but rallied into the final two hours, reversing higher to test resistance at 5,080. The index traded narrowly at that level until easing into the close. The index closed +0.57%, +0.80%, and +0.26% above its respective 20-, 50-, and 100-day moving averages, but -0.72% below its 200-day moving average. The TRAN closed -5.49% below its 5,368.93 February 3rd closing high. The TRAN has not confirmed multiple DJI new highs (the most recent September 14th) subsequent to February 3rd.
Technical factors worsened modestly. The CBOE put/call skew fell -0.58% to 115.31, compared to 115.98 the prior day. U.S. Treasury bond prices were little changed.
Trading desks reported continued fatigue in another quiet day. Corporate and economic news was light. Desk flows were subdued.
Immediate SPX support is 1402, then 1398, 1392 (the 20-day moving average), and 1385 (the 200-day moving average). Resistance is 1411 (the 100-day moving average), 1420 (the August high close and 50-day moving average), and 1466 (the September 14th closing high).
Distribution day count. Since the uptrend confirmation on November 23rd, the SPX, DJI, and NYSE composite have a distribution counts of two.
In Asia, equity markets rallied strongly on anticipated Chinese economic stimulus, with particular strength in Shanghai. The NKY rose +0.39% on a +11.3% volume increase. The HSI closed up +2.16% on a +1.99% volume increase. In Shanghai, the SHCOMP rose +2.87% on a +92.3% volume increase. The SHCOMP closed above 2,000 for the first time since November 26th and compares to the December 3rd 1949.46 intraday low. The NKY and HSI closed above their respective 20-, 50-, 100-, and 200-day moving averages. The SHCOMP closed below its 20-, 50-, 100-, and 200-day moving averages.
Commentary focused on news that the Chinese politburo discussed urban projects.
Compared to last week's close, the NKY is up +0.24%, the HSI is up +1.09%, and the SHCOMP is up +2.62%. Last week, the NKY rose +0.85%, the HSI rose +1.80%, and the SHCOMP fell -2.33%. In December, the NKY closed up +0.24%, the HSI up +1.09%, and the SHCOMP up +2.62%. In November, the NKY closed up +5.65%, while the HSI and SHCOMP up +0.73% higher and -4.53% lower, respectively.
In Japan, the NKY closed at 9,468.84, up from 9,432.46 at Monday's close, and above 9,000 since November 16th. The index closed down -7.67% from its March 27th high, but +12.0% higher in 2012. The index gapped lower to open at 9,380 and eased to an early 9,376.97 intraday low. The index rallied and reversed higher to mid-session 9,515.86 intraday high, the eased through the afternoon session to end with a moderate gain. The NKY closed +3.97%, +5.62%, +6.23%, and +4.15% above their respective 20-, 50-, 100-, and 200-day moving averages. Most market segments closed higher. Leaders were consumer services, oil and gas, and health care, which rose at least +0.36%. Laggards were technology, which rose +0.04%, and utilities and financials, which closed at least -0.44 lower.
In China, the Hang Seng closed at 22,270.91, up from 21,799.97 at the prior close, at a new 2012 high and up +20.8% for the year. The index has closed above 20,000 since September 12th. The index opened slightly higher, but rallied strongly through the morning session to 22,100 and then trended steadily higher through the afternoon to end just off the day's 22,274.04 high. The HSI closed +3.11% and +4.07% above its respective 20- and 50-day moving averages. All market segments closed at least +1.61% higher. Leaders were basic materials, financials, and industrials, which rose at least +2.27%. Laggards were consumer goods, telecommunications, and utilities.
In Shanghai, the SHCOMP closed at 2,031.91, up from 1,975.14 the prior day. The index closed -17.8% below its 2,474.07 March 14th high, and down -7.62% in 2012. The index opened modestly lower, but reversed higher in early trading, then gained strength mid-morning and rallied to 2,035 by mid-session. In the afternoon, resistance at 2,040 marked the intraday high, and the index eased modestly into the close. All market segments closed higher at least +1.77% higher. Leaders were industrials, technology, and basic materials, which rose at least +3.52%. Laggards were consumer goods, telecommunications, and oil and gas.
In Europe, the majorequity indexes are modestly higher. The Euro Stoxx50, FTSE 100, CAC 40, and DAX are up +0.32%, +0.21%, +0.33%, and +0.26%, respectively. The Euro Stoxx50, FTSE 100, CAC 40, and DAX are above their respective 20-, 50-, 100- and 200 day moving averages. On the day, the Spanish IBEX 35 is up +0.25%, while the Italian FTSE MIB is up +0.17%.
From its prior 2,594.65 close, the Euro Stoxx50 gapped higher to open above 2,605 and rose in early trading to 2,610.39, but subsequently eased on profit taking to 2,593. The index currently trades at 2,597.32. Most market segments are higher. Leaders are telecommunications, financials, and technology, which are at least +0.48% higher. Laggards are industrials and health care, which are up at least +0.03%, and consumer goods, which is down -0.27%.
For the week and month, the Euro Stoxx50, FTSE 100, CAC 40, and DAX are up +0.75%, +0.25%, +0.83%, and +0.61%, respectively. Last week, the Euro Stoxx50, FTSE 100, CAC 40, and DAX closed up +0.71%, +0.82%, +0.81%, and +1.32%, respectively. In November, the Euro Stoxx50, FTSE 100, CAC 40, and DAX closed up +2.86%, +1.45%, +3.73%, and +2.00%, respectively. In 2012, the indexes are up +12.2%, +5.37%, +13.7%, and +26.4%, respectively.
Libor, LOIS, Currencies, Treasuries, Commodities:
- USD LIBOR is 0.16000%, unchanged from 0.16000% the prior day. USD 3-month LIBOR is 0.31050%, unchanged from 0.31050% the prior day, and compares to the January 4th peak of 0.58250%.
- The US Libor-OIS (LOIS) spread is 16.65 bps, compared to 17.55 bps the prior day, and compares to the January 6th high of 50.05 bps. Euribor-OIS is 12.50 bps, down from 12.60 bps the prior day, and down from the December 27th high of 98.80 bps. Moves in the LOIS indicate changes in intra-bank lending risk premiums.
- The 3-month Euro basis swap is -23.847 bps, compared to -25.190 bps the prior day, but up from a trough of -147.00 bps on December 14th and within a normal -10 bps and -40 bps range.
- Spanish 10-year debt yields are 5.36%, compared to 5.25% the prior day. Italian 10-year debt yields are at 4.46%, compared to 4.43% the prior day. German 10-year debt yields are 1.36%, compared to +1.39% the prior day.
- The U.S. government overnight repo rate is 25 bps, compared to 25 bps the prior day.
- U.S. Treasury yields are mixed, with 2- and 10-year maturities yielding 0.242% and 1.592%, respectively, compared to 0.242% and 1.603% Tuesday. The yield curve narrowed, with the 2 to 10 year spread +1.350%, compared to 1.361% the prior day. In the past year, the 2- and 10-year spread varied from a low of +1.174% on July 24, 2012, to a high of +1.998% on March 19, 2012.
- The U.S. dollar is mixed, stronger compared to the euro and Japanese yen, but weaker compared to the British pound. The dollar trades at US$79.789, compared to a US$79.778 intraday high and US$79.644 the prior day, and weaker compared to its US$80.156 50-day, US$80.841 100-day, and US$80.841 200-day averages. The euro trades at US$1.3064, compared to a US$1.3066 intraday low and US$1.3094 the prior day. The euro trades better compared to its US$1.2915 50-day and US$1.2727 100-day averages, and compares to a multi-year low of US$1.1877 on June 7, 2010. In Japan, the dollar trades at ¥82.16, compared to ¥81.90 the prior day. The yen trades worse than its 50-day moving average ¥80.04.
- Citigroup Economic Surprise Index fell to 33.00, from 35.10 the prior day, and down from a recent peak of 60.70 on November 13th. The index turned positive on September 5th. The index is worse compared to its respective 37.62 5-day and 42.54 10-day moving averages. The index has improved significantly from a recent July 19th -65.30 low, but the trend has again turned lower. After a lag, a rising CESIUSD correlates with stabilizing EPS revisions.
- Commodities prices are mostly higher, with higher energy, higher precious metals, mixed aluminum and copper, and higher agriculture prices.
Volatility, Skew:
- The VIX rose +2.88% to end at 17.12, up from 16.64 at the prior close. The VIX is +3.19% above its 16.59 20-day moving average. The VIX set a recent closing low of 13.45 on August 17. Its 30-day high is 19.65.
- At mid-session, the Euro Stoxx 50 volatility index (V2X) is up +0.66% to 17.40, from 17.28 at the prior day's close. The V2X index trades -11.2% below its 19.59 20-day moving average, -31.1% below the 24.77 30-day high, and +4.88% above the 16.26 30-day low. On November 29th, the index fell to a 5-year low of 16.48.
- The Hang Seng volatility index (VHSI) closed at 16.00, up +3.03% from 15.53 the prior day. The VHSI index trades -1.23% below its 16.20 20-day moving average.
- CBOE skew fell -0.58% to 115.31, from 115.98 at the prior day's close, within a neutral (115-120) range. Spikes in excess of 130 (as last on September 21, but also on March 12, 15, and 16) correlate well with short-term market tops. The recent high close was 130.60 on September 21st; the recent low was 113.23 on November 14th. The index rarely falls below 110, last on July 31, 2009. The index tracks market tail risks, the cost of buying out-of-the-money, long-dated options, i.e., options not affected by expirations. A rise suggests that investors are buying more puts than calls, a bearish signal.
U.S. news and economic reporting:
- The latest week's MBA mortgage applications rose +4.5%, compared to -0.9% prior.
- At 8:15, November ADP employment change was 118K, compared to 125K survey and 157K revised prior.
- At 8:30, 3Q2012 final nonfarm productivity rose 2.9%, compared to +2.8% survey and +1.9% prior.
- At 10:00, October factory orders, with 0.0% survey and 4.8% prior.
- November ISM non-manufacturing, with 53.5 survey and 54.2 prior.
Overseas News:
· Australia - November AiG service performance index was 47.1, compared to 42.8 prior. 3Q2012 GDP rose +0.5, compared to +0.6% survey and +0.6% prior.
· China - November HSBC services PMI was 52.1, compared to 53.5 prior.
· Hong Kong - November purchasing managers index was 52.2, compared to 50.5 prior.
· Eurozone - November final PMI composite was 46.5, compared to 45.8 survey and 45.8 prior.
· France - November final PMI services was 45.8, compared to 46.1 survey and 46.1 prior.
· Germany - November final PMI services was 49.7, compared to 48.0 survey and 48.0 prior.
· United Kingdom - November PMI services was 50.2, compared to 51.0 survey and 50.6 prior.
Company Ratings/News:
- None
Price and Selling Exhaustion/Trend Reversal:
- SPX - On a monthly basis,the SPX signaled selling exhaustion in February 2009 and rallied through a perfected upward setup in January 2010 and a completed upward countdown in January 2011. In May 2011, the SPX perfected another setup. After November's +0.28% increase, the SPX closed at 1416.18, compared to October's 1412.16 close and June's 1379.32 closes. The upward setup rose to 4. The countdown remained unchanged at 11. On a weekly basis, the SPX signaled buying exhaustion the week of March 30th, when it completed an upward countdown on its higher 1408.47 daily and weekly close. The SPX signaled selling exhaustion the week ended June 8th, during which the SPX traded to an intraday low 1266.74 on June 4th, when it completed downward weekly setup on the June 8th. Subsequently, the SPX rebounded and perfected an upward setup on August 10th, when it closed at 1402.11. In the week ending November 30th, the index closed up +0.50% at 1416.18, compared to 1409.15 the prior week and 1411.94 four weeks prior. The close above the prior 4 week close initiated a setup. The higher close compared to the prior week initiated a countdown. The SPX closed -2.11% below its 1446.74 price exhaustion target. On a daily basis, the SPX perfected an upward setup on August 16th and completed an upward countdown on September 13th, when the SPX rose +0.40% to close at 1465.77. The SPX set a new multi-year closing high of 1465.77 the following day. Tuesday, the SPX fell -0.17% to close at 1407.05, compared to 1409.46 the prior day and a 1398.94 close 4 days prior. On November 30th, the index perfected an upward setup. The countdown rose to 7 yesterday. Today's lower close initiated a new downward setup and countdown.
- BKX - On a monthly basis, the BKX recorded a completed downward countdown in February 2009. The BKX reached an unperfected downward setup of 9 in December 2011. In November, the BKX fell -2.10% to end at 48.56, compared to 49.60 at the end of October and 45.79 four months prior. Its upward setup rose to 3, while its upward countdown was unchanged at 1. On a weekly basis, the BKX recorded a completed countdown November 25, 2011. The index subsequently rallied, perfecting a setup on February 10th, and rising the week of March 30th to 50.9, above to the 49.30 price exhaustion target. The index subsequently reversed, and on June 8, the BKX closed at 41.00 with perfected downward setup. On September 21st, the index closed at 50.22, down -2.36% on the week, but above the 47.17 close 4 weeks prior, perfecting an upward setup. On October 26th, the index closed at 49.25, below the 49.58 close 4 weeks prior, initiating a new downward setup and countdown. Last Friday, the BKX closed at 48.56, down -1.24% from 49.17 at the prior week's close and below the 49.25 close 4 weeks prior. The downward setup rose to 6, while the downward countdown was unchanged at 3. On a daily basis, the BKX signaled selling exhaustion on June 4th, then rallied to 44.65 on June 19th, when it perfected an upward daily setup. The index completed an upward daily countdown on August 8th. On August 15th, the index perfected a daily upward setup. On September 6th, the BKX initiated a new setup with its +2.93% gain, which broke through resistance at 47.75. On September 14th, the index completed an upward countdown, followed on September 19th, when the index perfected its upward setup. Since then, the BKX traded without much direction until Wednesday's -4.36% decline, which closed below both the prior day's and 4 day prior closes, initiating both a new downward setup and countdown. Tuesday, the BKX closed at 47.84, down -0.66% from 48.16 the prior day, and compares to the 48.34 close 4 days prior. The downward setup rose to 4, and the countdown rose to 2.
- VIX - On a monthly basis, the VIX perfected an upward setup on January 31, 2008, and reached an upward setup of 7 on October 31, 2008. In November, the VIX fell -14.7%, after rising +0.89% in October, and falling 16.2% in September. The VIX ended November at 15.87, compared to 18.60 at the end of October and 17.47 at the end of The month's decline initiated a downward setup but without a countdown. On a weekly basis, the VIX perfected a downward setup on January 27th, and an upward setup on June 8th, followed by another perfected downward setup on August 10th. Last week, the VIX rose +4.82% to end at 15.87, compared to 15.14 the prior week, and the 17.81 close 4 weeks prior. The current downward setup rose to 3, but the countdown was unchanged at 2. On a daily basis, the VIX reached an upward countdown of 11 on June 4th, and subsequently exhibited a more distinct downward trend with a perfected setup on August 17th, followed by a perfected upward setup on August 31st. Subsequently, the VIX exhibited little in the way of a distinct trend. On November 23rd, the index perfected a downward setup, with a countdown of 6. Tuesday, the VIX rose +2.88% to 17.12, compared to 16.64 at the prior close, and 15.92 at the 4 days' prior close. The recent downward setup and countdown flipped to upward, with a setup of 3 and countdown of 2. The VIX closed +22.1% above the 14.02 support level and -8.15% below the 18.64 exhaustion level.
- DXY, EUR Cross - On a monthly basis, Euro Dollar cross perfected a downward setup on May 30, 2008, at 1.554. Subsequent monthly trends were weak until December 31, 2009, with a monthly decline of -4.56% that brought the index to 1.4321. The downward move continued until July 2010, when from 1.2238, the index rose +7.10%, with an unperfected downward setup in August 2010. The index failed to establish much strong upward momentum, however, peaking at the end of April 2011 at 1.4807, but then trending lower to test the July 2010 lows, when in August 2012, the index completed a downward countdown. In recent months, the trend has been higher, with an upward setup of 3. The cross ended November at 1.2986, compared to 1.2960 the prior month and 1.2667 4 months prior. The upward setup is 3 with a countdown of 1. On a weekly basis, the cross perfected a downward setup on January 6th, followed by another downward setup and completed countdown on June 1, 2012, when the cross closed at 1.2434. After several weeks without much trend, the index initiated an upward setup the week ended August 3rd, when it closed at 1.2387, and the setup perfected on September 28, with a 1.2860 close. The week of November 30th, the index ended at 1.2986, compared to 1.2976 the prior week and 1.2938 4 weeks prior. The weekly setup and countdown rose to 2. On a daily basis, the EURUSD cross perfected an upward setup on September 12th, and completed an upward countdown on September 17th, at 1.3117. The subsequent trend was lower, with a downward setup initiated on November 2nd and perfected on November 14th with a 1.2736 close. The index initiated an upward setup the following day and perfected the setup on November 27th at 1.2943. With Tuesday's +0.31% increase, the EURUSD closed at 1.3095, compared to 1.3054 the prior day and 1.2943 four days prior. The countdown rose to 11.
- USGG10YR - On a monthly basis, the USGG10YR perfected a downward countdown on February 29th, and a downward setup on May 31st. The subsequent trend has been weak. The rate ended November at 1.6156%, compared to 1.6901% the prior month and 1.6449% 4 months prior. The upward setup of 3 with a countdown of 1. On a weekly basis, the index perfected a downward setup on June 8th, but subsequent trends has been weak. The rate ended the most recent week at 1.6156%, down from 1.6899% the prior Friday and 1.7147% four weeks prior. The downward setup rose to 5, while the downward countdown was unchanged at 2. On a daily basis, the USGG10YR completed a downward setup on May 8th, followed by two downward countdowns on May 17th and June 4th. Subsequent trends were weak until August 3rd, when the rate rose nearly 9 bps to end at 1.5905%, initiating a new upward setup. This setup perfected on August 15th, when the rate ended at 1.8155%. A new downward setup commenced on August 21st, when the rate rose to 1.8610% before ending at 1.7984%, below the prior 4 day's close of 1.8155%. The downward setup perfected on August 31st, when the rate ended at 1.5484%. The trend reversed upward on September 3rd, and the upward setup reached an unperfected 9 on September 18th. After a late October intraday spike to 1.861%, the trend was lower until November 16th, when the rate closed at 1.580%. On Tuesday, the rate ended at 1.6028%, compared to 1.6207% the prior day and 1.6369% four days prior. The decline refreshed a downward setup that rose to 6. The downward countdown was unchanged at 3.
- NKY - On a monthly basis, the NKY perfected a downward setup on April 30, 2009, and subsequently has traded narrowly. In November, the index rose +5.80%, following an increase of +1.50% in October. The index closed at 9,446.01, compared to 8,928.29 the prior month and 9,006.78 four months prior. There index initiated an upward setup and countdown of 1. On a weekly basis, the NKY perfected an upward on March 9th, and a subsequent downward setup on June 1st with a countdown of 8. For the week ended November 30th, the NKY rose +0.85% to 9,446.01, compared to 9,366.80 the prior week and 8,933.06 4 weeks prior. The upward setup rose to 6 and the countdown rose to 3. On a daily basis, the NKY perfected an upward setup on March 27th, and two consecutive downward setups on April 12th, and May 14th, with completed downward countdowns on May 16th and June 4th. The index rallied through August 21st, but then strung together multiple lower closes, perfecting a downward setup on September 5th. The index subsequently rallied, initiating a setup on September 7th, which it perfected on September 20th. A downward setup commenced on September 21st, and the setup perfected on October 3rd. The countdown reached 10 on October 15th. Subsequent trend and momentum were weak until November 14th. The index initiated an upward setup and countdown on November 15th. The upward setup perfected on November 30th. Tuesday, the index closed up +0.39% at 9,468.84, compared to 9,432.46 the prior day and 9,308.335 four days prior. The index perfected its upward setup on November 30th. Today, the countdown was unchanged at 9.
- HSI - On a monthly basis, the HSI perfected a downward countdown on March 31, 2009, and two subsequent perfected upward setups on December 31, 2009 and May 31, 2011. The index has yet to reach its 24,923.28 price exhaustion target. The index has risen in each of the past three months and ended November at 22,030.39, compared to 21,641.82 the prior month and 19,441.46 four months prior. The upward setup and countdown rose to 3. On a weekly basis, the HSI perfected an upward setup on March 2nd, and subsequently traded to a low close of 18,185.59 on June 4th. After a period of weak trend, the index established a new upward setup and countdown in the week ending September 14th. The index perfecting an upward setup on November 9th. Subsequent trends were less pronounced, but last week, the index rose +0.53% to close at 22,030.39, compared to 21,193.98 the prior week and 21,545.57 4 weeks prior. The index initiated an upward setup. On a daily basis, the HSI perfected an upward daily setup and completed an upward countdown on August 8th. After September 5th's lower close, the index perfected a downward setup. An upward setup commenced on September 9th, followed by a completed countdown on October 15th, and another perfected setup on October 25th. After today's +2.16% increase, the HSI closed at 22,270.91, compared to 21,799.97 the prior day and 21,708.98 four days prior. The index extended its upward setup to 2. The countdown rose to 12.
- SHCOMP - On a monthly basis, the SHCOMP perfected a downward setup on September 30, 2008, and subsequently rallied to an August 31, 2009, high, but without perfecting a subsequent upward setup. Since then, the SHCOMP resumed a downward trend perfecting another downward setup on January 31, 2012. The index ended November at 1,980.12, below trend exhaustion of 1,987.13, and compared to 2,068.88 the prior month and 2,225.43 four months prior. The current monthly setup and countdowns are 6 and 12, respectively. On a weekly basis, the SHCOMP last perfected an upward setup on April 11, 2011. The index has subsequently trended lower, with a downward perfected setup on September 23, 2011, and January 6, 2012 countdown completion, when it closed at 2,163.40. The index rallied to a high of 2,476.22 during the week ending March 16th, but without perfecting an upward setup. On July 13th, the index perfected a downward weekly setup and traded below the sales exhaustion target of 2148.45. The index completed a downward countdown on August 31st. On November 30th, the index closed the week -2.33% at 1,980.12, compared to 2,027.38 the prior week and 2,066.21 four weeks prior. The downward setup increased to 4, and the countdown rose to 3. On a daily basis, the SHCOMP perfected a daily downward setup and a completed a downward countdown on June 8th, but sold through the 2,170.95 exhaustion target on July 23rd to the September 5th yearly 2037.68 closing low. On August 23th, the index perfected a downward setup carryover from August 2nd, and the index perfected another downward setup on August 27th, with completed downward countdowns September 3rd and 5th. On September 25th, the index perfected another downward setup. The subsequent trend was weak until November 8th, when the index initiated a downward setup at 2,091.25. The index perfected the setup on November 20th at 2,004.17. The index completed one downward countdown on November 30th, and a 2nd downward countdown on December 4th. Today, the index closed +2.87% higher at 2,031.91, compared to 1,975.14 at the prior close and 1,973.52 4 days prior. The upward setup rose to 2 with a countdown of 1.
- SX5E - On a monthly basis, the Euro Stoxx50 last perfected an upward setup on May 31, 2007, and perfected a downward setup on September 30, 2008. The downward countdown reached 10 in March 2009, with the index closing at 2,071.13. Subsequently, the index has traded without much trend or momentum, though a new upward setup and countdown commenced in August 2012. The index ended November at Its current upward setup is 4, and countdown is 2. On a weekly basis, the index trends are more pronounced, having perfected an upward setup on March 9th, followed by a downward setup on May 25th, followed by a weekly close 2119.19 below the sales exhaustion target. The index subsequently rallied to perfect an upward setup on August 10th. The upward countdown reached 10 on September 14th. Subsequent trends have been weak as the index tests price exhaustion targets at 2,563.46. In the week ended November 30th, the index rose +0.71% to close at 2,575.25, compared to 2557.03 the prior week and 2,469.09 at the 4 weeks' prior close. The upward setup rose to 2, and the countdown initiated. On a daily basis, the index perfected a downward setup on May 14th and countdown on June 1st, when it closed at 2,068.66, below the 2,087.31 sales exhaustion target. The index subsequently rallied through a perfected upward setup on June 18th and completed its upward countdown on August 3rd, notably rising through the 2,344.95 price exhaustion target. On September 13th, the index perfected an upward setup. Daily trends were weak through November 16th, without sustained upward or downward setups and countdowns. Strong gains on November 19th initiated an upward setup and countdown. On November 29th, the index perfected an upward setup. Tuesday, the index rose +0.33% to 2,590.83, compared to 2,582.36 the prior day and 2,543.45 at the prior 4 days' close. The upward countdown was unchanged at 9.
3Q2012 Earnings. The 3rd quarter's earnings reports were mixed, beating on EPS, but falling short on sales/revenues. Of 492 reporting companies, 352 or 71.5% surprised positively on earnings, beating by an average +3.65%. Sales and revenues fell short, however, with only 201 or 40.9% surprising positively.
Valuation. The SPX trades at 13.6x estimated 2012 earnings ($103.95), 12.3x estimated 2013 earnings ($114.90), and 11.1x estimated 2014 earnings ($127.84). The 10-year average median price/earnings multiple is 15.9x. Since the beginning of 2012, analysts changed 2012 and 2013 earnings estimates by -7.14%, and -3.60%, respectively. Analysts expect 2012 and 2013 earnings to exceed actual 2011 earnings ($96.94) by +4.12% and +18.0%, respectively.
Options. Options markets are neutral to bearish. Composite options are neutral, index options are neutral, and equity options markets are bearish. The composite put/call ratio is 1.04, compared to 0.82 the prior day, and worse compared to its 5- and 10-period moving averages of 0.97 and 0.92, respectively. The index put/call ratio rose sharply to 1.08, compared to 0.82 the prior day, and worse compared to its 5- and 10-period moving averages of 1.05 and 1.05, respectively. The equity put/call ratio closed the day at 1.02, compared to 0.83 the prior day, and worse compared to its 5- and 10-period moving averages of 0.94 and 0.86, respectively.
NYSE Indicators. Volume rose +2.58% to 674.59 million shares, compared to 657.62 million shares the prior day, +0.95x the 15-day moving average. Market breadth was negative, and up volume lagged down volume. Advancing stocks lagged decliners by -89 (compared to -623 the prior day), or 0.94:1. Up volume lagged down volume by 0.90:1.
BKX. Volume rose +12.5%, and the KBW bank index closed at 47.84, down -0.66% from 48.16 at the prior close. Volume rose to 53.093 million shares, from 52.544 million shares the prior day, or 0.96:1x the 55.457 million share 15-day moving average. The index opened flat, but immediately moved lower with the market, trending steadily lower through early afternoon to the 47.52 intraday low. The index attempted a modest rally moving into the close, narrowing the day's losses. Large cap banks underperformed the regional banks, as the KRX fell -0.46%.
For the week and month, the BKX is down -1.48%. Last week, the BKX fell -1.24%, compared to the prior week's strong +4.28% increase. In November, the index closed off -2.10%. The index rose +0.04% in October, and +5.06% and +3.67% in September and August, respectively.
The BKX has closed below 50 since November 6th. It closed -7.36% below its recent September 14th peak. It has closed above 40 since January 3rd. The BKX closed -17.5% below its April 23, 2010 close (the post-2008 high point), but +46.9% above the 32.56 low on October 4, 2011. Large-cap bank stocks have outperformed the broader market's rebound, which is up +30.9% in the same period. The BKX is up +21.5% in 2012, compared to a +11.9% rise in the SPX.
Technical indicators worsened, as the index closed -0.87%, -3.26%, and -0.91% below its 20-, 50- and 100-day moving averages, but +1.28% above its 200-day moving average. The 20-day moving average crossed below its 50-day moving average on November 13th. The index has closed above its 100-day moving average since August 7th. The 20-day moving average declined -9 bps. The 50-day moving average fell -5 bps. Its 100-day moving average rose +3 bps and the 200-day moving average rose +1 bps. The 20-day closed (by -1.19 points) below the 50-day. The 50-day moving average has closed (by +2.22 points) above the 200-day moving average since February 22nd. The 100-day moving average closed (by +1.04 points) above the 200-day moving average since March 19th, and the gap expanded +1 bps.
The directional movement indicator is negative and worsened Tuesday. Relative strength fell to 42.30, from 44.78 the prior day, moving toward the bottom of a neutral range. Next resistance is 48.21; next support at 47.49.


text:
My swap items have arrived their amazing, I put on my questionnaire that I would like things to brighten up my daughters room, as I have the worst landlord in the world who wont let me paint or anything!
The first thing my daughter said when she saw everything was 'oh WOOOOOW whats that mummy', so I have two very happy little girls, the pictures I have taken aren't great as dd was jumping around the place (in excitement) and the camera kept turning it self off, so I'm charging the battery and will take some better pictures later - but I'm so so chuffed, thank you so much.
Chloe's 'castle' as she calls it! - there is a better picture
The butterfly bunting and 'Chloe's castle', I will take a better picture of the bunting
The beautiful cushions - that you can't see very clearly. Chloe and Emma are carrying them round at the minute, so I may have to sneak them out when their asleep tonight and take more pictures.
I'm totally in awe of the beautiful work (and now petrified that I haven't done as good a job), so so chuffed


text: Stayed at the Patong Beach Hotel for 3 nights in Sept!! What a GEM of a place our room was very modern very bright and had great views!! On advice from the reception staff we upgraded to a DELUX room and enjoyed every minute we spent at the hotel.. Sensational location easy walking distance to everywhere in Patong and great... More


text:
- I. G. Lisle2,
- J.-Y. Parlange3 and
- R. Haverkamp4
The desorption of water from a soil is analyzed for a soil-water diffusivity function obeying a power or an exponential law, and precise numerical values for desorptivity are found. An effective reduction in the number of parameters allows the cumulative desorption for various boundary conditions to be calculated from a short table of results. For the power law case, desorptivity for arbitrary initial water content can be obtained from tabulated values by a simple scaling transformation. A similar scaling transformation yields the exponential desorptivity for arbitrary initial and surface water content. An approximate desorptivity formula of Parlange is discussed, and found to give an accuracy within 2.5% over the whole parameter range. In general, the present results should be useful to assess numerical and analytical procedures.Please view the pdf by using the Full Text (PDF) link under 'View' to the left.
Copyright © .


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Billionaire Logan Hawkings needs a vacation. He's had a rough time after the death of his father and the betrayal of his fiancée. But with a visit to a recent business acquisition - a private island resort in the Bahamas - he has a chance to mend his broken heart. When a hurricane blows in, a misplaced passport and a stalled elevator bring Logan together with an unusual woman named Bronte. She's unlike anyone he's ever met - down to earth, incredibly sensual, and even quotes Plato. She also has no clue that he's rich...
Bronte Dawson, a waitress from the Midwest, is stranded with the hotel's domineering yet sexy manager Logan. What's the harm in a little fling when it's just the two of them, alone in paradise? But after several steamy island nights in Logan's arms, Bronte's ready to give her heart-and her body-to the man in charge. But she soon discovers there's more to Logan than he's told her...a billion times more. Now, Bronte's caught in a whirlwind affair with one of the world's most powerful men. But can their love endure their differences or will it all just blow over?
©2013 Jessica Clare (P)2014 Tantor
"So stupid I almost didn't finish"
STORY (contemporary romance) - I love contemporary romances, and this one seemed like it would be really cute. Bronte gets stuck in an elevator in an island resort during a hurricane and meets Logan, who keeps the fact he's a billionaire a secret. They begin a relationship in the elevator, on the island, and later in New York. Logan is powerful and used to getting his way He also thinks that every woman is only after him for his money. Bronte is honest and sweet and just wants a normal relationship with the man she's come to love.
I know this is a romance and things get steamy, but IMHO this story is all about sex with just a weak story holding it together. The writing is pretty amateur, and there is a lot of stupidity going on...situations, characters' reactions. It's a wonder my eyes aren't stuck in a rolled-up position. I know I'm in the minority here, but the only thing I liked about this book was the way Logan changed for Bronte, which was very sweet. After about the first 30 minutes, I turned the listening speed up to 2X and later to 3X to just get it over with.
PERFORMANCE - This reader has a young, husky voice and does an okay job, but IMHO there is no excuse for reading a romance without at least attempting to differentiate between the voices of the two main characters.
OVERALL - I can't say that I recommend this book, but I'm in the minority as it's rated a 4.0. There is no violence, but there is a lot of sexual language. There is also lots and lots of explicit sex, which got boring to this listener after a while. This is Book 1 of the series and the story stands alone. I definitely won't be listening to any more.
A very nice Contemporary love story about Logan an arrogant, handsome, cold and cynical Billionaire who gets stranded on his Desert Island with lovely Bronte a sweet, kind, caring Waitress who's got no idea just who he is and he wants to keep it that way. Bronte's often quoting famous Philosopher's sayings which Logan first finds annoying but eventually they make him smile so that, and her nervous giggles together with the warmth of her personality, soon starts to thaw his heart. This, and their sexual attraction, quickly heats up the air between them and passion soon ignites. However, when they're rescued things start to go wrong, then right, then wrong again and it's not until every truth is bared do they finally get their HEA.
A simple, sweet, light listen that has passion, humor, a chocolate box selection of interesting sweet tasty and sour secondary characters there's caring tender sex scenes and romance too as one Billionaire is taught that not everything can be bought..... but he gives it a damn good try anyway.
Worth a credit? This was a very enjoyable start to a new series about a secret Brotherhood of six wealthy and successful men - so one down and five to follow - with the next one being Hunter's story he's a scarred recluse and I'm eagerly looking forward to it. So, if you're in the mood for an implausible yet touching escape then look no further.... and YES definitely worth the credit.
Yes I got this book on sale for 4.99 and it was enjoyable enough. A billionaire who falls for a hard to get waitress. Obviously predictable story and characters were likable enough but the story was so much of a cliche that I lost a bit of my enthusiasm as I read further. Although it was not a story that drew me in and kept me glued, I did enjoy reading it nevertheless.
"Narrator ruins the book!"
A different narrator.
It was the same voice for every character in the book. It is difficult to listen to the book and enjoy it when everyone has the same voice. Different characters should have a different voice. Very disappointed!
"a great book can't wait until the next one "
it is a great book to listen to can't wait to the next one so I can listen to it I will get it next month
"one-dimensional hero and silly heroine..."
... and also a super stalkery subplot that was really really creepy. Supposed to be romantic, I guess, but nope, newsflash, creppily watching women from dark hallways and then sniffing after them is creepy.
The main plot is ... alpha male and silly push-over woman , boring and predictable, and the sex more awkward sounding than exciting. I will not acquire any more books by this author.
"very enjoyable"
I enjoyed the story and the narrator. I wanted to keep listening even when I had other things that need to be done.
"So predictable!"
There was nothing about this book that was a surprise! This was an extremely predictable book!
"a heart melting firestorm"
this is a love story that I would definitely recommend to many of my friends it took my breath away made my heart clench made me want to live the life that she was living beautiful simply beautiful
"I'm in love with their relationship"
I'm a hopeless romantic and I absolutely love the book, it's gives me love lol
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꼬마에서 현재까지, 오바마 대통령의 변화를 몇 초 만에 볼 수 있다
대통령이란 직책은 정말로 무겁다.
건강 뉴스 사이트인 healthtrends.com이 오바마 대통령의 어린이에서 오늘까지의 변화를 위처럼 움짤로 제작했는데, 특히 마지막 8년 동안의 변화가 두드러진다. 적어도 겉으론 말이다.
그런데 오바마 대통령의 최근 건강검진을 기준으로 한다면 오히려 이전보다 더 건강하다는 평가다.
President Barack Obama holds the daughter of former staff member Darienne Page Rakestraw in the Cross Hall of the White House on April 3, 2015.
Obama poses for a selfie with Bill Nye (left) and Neil DeGrasse Tyson in the Blue Room prior to the White House Student Film Festival, Feb. 28, 2014.
Obama walks with Lincoln Rose Pierce Smith, the daughter of former Deputy Press Secretary Jamie Smith, in the Oval Office on April 4, 2014.
Obama hugs Rep. John Lewis (D-Ga.) after his introduction during the event to commemorate the 50th anniversary of Bloody Sunday and the Selma to Montgomery civil rights marches at the Edmund Pettus Bridge in Selma, Alabama, on March 7, 2015.
Obama gets help from students after posing for a photo at Dillingham Middle School in Dillingham, Alaska, on Sept. 2, 2015.
Lisa Monaco, assistant to the president for homeland security and counterterrorism, pretends to punch the president with her cast in the Oval Office on March 5, 2015.
Obama winks as he tells a joke about his place of birth during the White House Correspondents' Association Dinner in Washington, D.C., April 28, 2012.
First lady Michelle Obama snuggles against President Barack Obama before a videotaping for the 2015 World Expo in the Diplomatic Reception Room of the White House on March 27, 2015.
Obama pets his dog Bo outside the Oval Office of the White House on March 15, 2012, in Washington, D.C.
Obama, sitting next to 5-year-old Nick Aiello (L), sips his beverage while attending the Washington Wizards NBA basketball game against the Chicago Bulls in Washington, February 27, 2009.
Obama blows a bubble from a bubble wand made with a 3D printer by 9-year old Jacob Leggette while touring exhibits at the White House Science Fair on April 13, 2016, in Washington, DC..
Obama participates in an interview with Zach Galifianakis for "Between Two Ferns with Zach Galifianakis" in the Diplomatic Reception Room of the White House on Feb. 24, 2014.
Obama spars with Jaren Paul Suber, a 14-year-old Make-A-Wish recipient from Rowlett, Texas, in the Oval Office on March 20, 2014.
Graduate Robert McConnel asks Obama to strike a "James Bond" pose during the 134th Commencement Exercises of the United States Coast Guard Academy in New London, Connecticut, May 20, 2015.
Obama gestures to a departing guest in a hallway of the West Wing of the White House on April 29, 2015.
President Barack Obama and Vice President Joe Biden participate in a Let's Move video taping on the Colonnade of the White House Feb. 21, 2014.
Obama greets neighbors after visiting a model home at the Nueva Villas at Beverly, a single-family housing development owned by local nonprofit organization Chicanos Por La Causa Inc. in Phoenix on Jan. 8, 2015.
Obama holds a baby while greeting patrons at The Coupe restaurant in Washington, D.C., Jan. 10, 2014.
Obama acts out a part of the story while reading from the book Where The Wild Things Are with first lady Michelle Obama (L) and his daughter Sasha (R) during the White House Easter Egg Roll on the South Lawn of the White House on April 9, 2012, in Washington, D.C.
President Barack Obama hugs first lady Michelle Obama in the Red Room while Senior Advisor Valerie Jarrett (L) smiles prior to the National Newspaper Publishers Association (NNPA) at the White House on March 20, 2009, in Washington, D.C.
U.S. President Barack Obama says "Obama out!" at the White House Correspondents' Association annual dinner on April 30, 2016.


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GraphicRiver Chic Men Logo 10150220
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Wonderful sushi place for novice or expert consumers.
I would recommend the ""giant clam"" and ""tuna belly"" for exquisite taste.
The presentation of the fish was very clean.
All reviews seem positive
From family friendly trips with kid friendly activities to local plumbers lawyers, spas, and contractors. Judy's Book has millions of listings and reviews for the best and not so great. Whether you're looking for a specific business or just trying to discover great places we make it easy. We're a family oriented site focusing on bringing trusted reviews and recommendations to moms and others. Green and Sustainable places are becoming more relevant to Judy's Book users, have a favorite place? Write a review and tell users why it's Green!


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(This story was updated at 2:10 p.m.) Kent State University has won a legal battle with its former men's basketball coach, Geno Ford. The university and Ohio Attorney General Mike DeWine announced that a Portage County judge has awarded Kent State $1.2 million after ruling that Mr. Ford breached his contract in 2011 by leaving to become head coach at Bradley University in Illinois. "When coaches and high-profile employees leave public universities in breach of their contracts, the state of Ohio has an obligation to seek the compensation to which it is entitled," Mr. DeWine said in a statement. "I am pleased that the court has awarded the damages due to Kent State." According to a news release from Mr. DeWine's office, Portage County Common Pleas Judge John A. Enlow on July 12 granted a request for judgment against Mr. Ford for breach of his employment contract and damages. Pursuant to the court order, Mr. Ford "will pay Kent State the $1.2 million in damages as calculated in the liquidated damages provision in his employment contract with Kent State," according to the news release. The liquidated damages provision stated that if Mr. Ford resigned or terminated his employment with Kent State, "the university would be entitled to liquidated damages totaling the balance of Ford's annual salary due for the remaining amount of his contract term," the release stated. Kent State hired Mr. Ford in April 2008 for a five-year term at an annual salary of $200,000. In April 2010, he received a contract extension through the end of the 2014-2015 season that provided for an increase in his annual salary to $300,000. However, Mr. Ford in March 2011 agreed to become head basketball coach for Bradley, which is in Peoria, Ill. Kent State sued Mr. Ford and Bradley in April 2011. The news release stated that Kent State "continues to pursue claims against Bradley University for its tortious interference with Kent State's contractual relationship with Coach Ford." The case against Bradley is set for trial on Oct. 7, according to Mr. DeWine's office. Eric Mansfield, Kent State's executive director of media relations, university communications and marketing, said the university would not comment on the matter because litigation remains active. Bill Kohlhase, legal counsel for Bradley, declined to answer questions about the judgment but issued the following statement: "Bradley University continues to strongly believe the university's and Coach Ford's actions have been entirely ethical, legal and transparent. The lawsuit is ongoing and will continue to be addressed through the court system."
July 16, 2013 2:30 am Updated 7/17/2013


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A Merchant Cash Advance is Useful for a Business in Canada
Published on May 29th 2012 | Loans
Published on May 29th 2012 | Loans
There are many cases where a business in Canada might need to get money for business immediately....


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Business life has undergone much change since September 11. And though most are doing their best to keep to "business as usual," nearly half of U.S. companies responding to a recent survey say they are conducting business differently.
According to a survey by Management Recruiters International Inc. (MRI), Cleveland, Ohio, nearly 45 percent of executives polled said that their companies have changed the way they do business post 9/11.
Specifically, of the nearly 1,800 executiv
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Ms. Joo received her law degree from Boston College Law School in Newton, Massachusetts. While there, she served as an articles editor for the Journal of Law and Social Justice and was involved with the Public Interest Law Foundation and the Law Student Governing Association. She graduated Magna Cum Laude from Loyola Marymount University in Los Angeles, with a Bachelor of Arts degree in psychology and theology. She is originally from Cupertino, California.
Before attending law school, Ms. Joo worked at a legal aid organization in Philadelphia, as a member of the Jesuit Volunteer Corps. She continued working with various non-profit organizations during her time at law school and assisted low-income clients, domestic violence survivors, and sexual assault survivors with critical legal needs. In addition to workers' compensation law, her legal experiences include family law, estates and wills, housing law, immigration law, and restraining order hearings. Ms. Joo has been licensed to practice law in the state of California since 2015.


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OpTech Super Classic 3/8 inch Webbing Strap - Black (Quick Connect)
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Thread: Duplicate records issue
12-19-06, 11:47 #1Registered User
- Join Date
- Nov 2006
- Posts
- 40
Unanswered: Duplicate records issue
Hi guys,
I am using MS Acess in visual basic environment. what i wants to achieve is to be able to check for any duplicate entries in the database using sql quey (insert, update). But nt too sure as to hw this can be achieved. Any guidance or code ref is kindly appreciated. I tried to use a foreach loop to iterate through the records but nt working fine, i have declared the variables as a variant for the for each loop.
12-19-06, 12:58 #2Moderator
Provided Answers: 19
- Join Date
- Jun 2005
- Location
- Richmond, Virginia USA
- Posts
- 2,764
There's a query wizard just for this! In Help enter Find duplicate records then click on Find duplicate records or field values using a query wizard.Hope this helps!
The problem with making anything foolproof...is that fools are so darn ingenious!
All posts/responses based on Access 2003/2007
12-19-06, 14:51 #3Moderator
- Join Date
- Dec 2004
- Location
- Madison, WI
- Posts
- 3,928
Getting rid of the duplicates is the fun part. Here's a general game plan on 1 way to do it:
1. Change the query Missinglinq mentioned above to a make-table query and make a table (call it for example: DupRecs)
2. If you have a lot of linked tables to your main table with duplicates, this will make it more difficult, if not, then proceed....
3. Change the query mentioned above to a delete query and delete the records.
4. Using your new DupRecs table, create a query with this table and change the query properties to unique values.
5. Append the unique records back into your main table (I can't remember though if you need to create another table first or you can just do an append query (on unique records in conjunction with the Find Duplicates query) back to your main table - I think you can set it to unique records and also append back to your main table). Otherwise, if you have to, do a make-table and make another table of unique records and then simply append that table back to your main table.
If you had a lot of linked tables to your main table with duplicates, you're in for some fun and don't do steps 3-5 above yet. For example Mary Smith might be duplicated with a primary key (or autonumber) of 35 and 40. The question is (in the other relational tables), which number do you keep. Some people may have entered some information under Mary Smith's id of 35 and others may have entered information under the id of 40.
If this is the case, let us know and I'll go further into explanation of some ways you can handle this - it can get pretty tough if it's not done right.
Last edited by pkstormy; 12-19-06 at 15:10.Expert Database Programming
MSAccess since 1.0, SQL Server since 6.5, Visual Basic (5.0, 6.0)


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Hi All,
Is there a procedure to apply for a ration card online in Karnataka? What are the documents required for those who are staying in a rural area? Can everyone apply for a ration card? Please clear my doubts. Ill be eagerly waiting for your precious replies.
Thank You guys!


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Moroni - The Comoros has jailed one of the Indian Ocean archipelago's top Muslim clerics for attempting to bribe a government official into lifting a ban on alcohol, judicial sources said on Tuesday.
Said Abdallah Rifki, secretary general at the office of the mufti (the highest Sunni Muslim authority), was found guilty of attempting to bribe an interior ministry official.
During the first hearing on December 26, the chief prosecutor said Rifki admitted his aim was to have a ban on alcohol sales - for which he had publicly campaigned - lifted for the benefit of a local retailer.
"There is no question we will appeal," one of the cleric's lawyers, Harmia Ahmed, told AFP.
Rifki, who was also slapped with a $2 600, is the second highest religious official in the conservative island state.
Hypocrites ........ and behind closed doors ...... blah blah
"Rifki, who was also slapped with a $2 600,"
What the hell is it like to be slapped with a "$2 600"


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The Orvis "FLY FISHING 101" introduction class to fly fishing are OVER for 2017! We hope to see you at one of our 2018 classes next summer!
Store Policies | Privacy Policies | International Shipping | U.S. Shipping © 2005 - 2013 Bob Marriott's Fly Fishing Store. Site by Simple Fly Fishing Solutions.


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Echuca, Australia (PressExposure) December 29, 2011 -- Prato is one of the leading fashion boutiques, was established by Denise Ferrier that offers wide array of fascinating outfits for men and women both at absolutely low rates. You would find full range of diversity in our entire clothing collections. We offer marvelous, attractive and trendy wears in Euhuca and nearby areas. We employ professional staff who are committed to provide lovely outfits and stylish accessories with pleasurable shopping experience that inspire you to visit lots of time at our store. Our fashion designers continuously experiments and break up the classical mould to provide you innovating dressing collection.
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Pro Evolution Soccer 2012 (PS3)
Genre: Sports - Publisher: Konami - Developer(s): Konami - Age Rating: 3+
2 reviews from the community
Review of "Pro Evolution Soccer 2012 (PS3)"
"Don't stop on playing the game also feel in the pitch."
The Pro Evolution Soccer series may have been out of market for the previous few years but when the PES 2012 came to market the Pro Evolution Soccer series gained a brand new reputation for the unique game, it is actually not as realistic as the other games from the EA sports and other previous versions of Konami but it really plays a fantastic game of football.GAMEPLAY AND PLAYABILITY.
What differenciates the PES 2012 from the other recent versions of the PES is the gameplay and playability. What I discovered in this version of PES is that the players follow the commands that are pressed on the game pad because once you press the command buttons on the pad you realize that at least in this version of PES the players are a bit more responsive compared to the other PES version, where you direct the players is the way they will move and that makes this game unique.
When it comes to the sound I think the games gives sound at its best because when I was playing this game for the first time I felt the commentators were live and actually if the speakers of your PS3 are well tuned you can even feel like you are in the pitch , combined with the video effects and graphics this gave me an extremely excitable atmosphere and I could not put down the game actually the first time I played it I slept in the sitting room. In other wards the game is visually stunning and soundly anticipating.
Actually if you love soccer you will love PES 2012 (PS3) and as I may say the game is long to a point that makes the player of the game contented. Due to its length the game has over more than ten international leagues that you can take part in. And I think by the time you finish playing those international leagues you will be contented with the game.
The other thing I realized about this game is that you can set your difficulty actually you set what you think you can manage to play. You can set as an intermediate,beginner or top player. All the three levels are competitive but it becomes more competitive when it comes to multiplayer because you can create and train your team in this game, you can also take it online to compete with your friends. It is much more competitive and interesting when you are playing against your friends. Otherwise all I can say about the multiplayer functions is that they make the game more competitive and interesting but they are very easy to use and adjust according to what suites you.
I think you now know what makes PES 2012 more interesting and captivating compared to the other PES version. However PES 2012 can be purchased at amazon.co.uk and ebay.com but I would advise you to buy it at amazon.co.uk because it is cheaper compared to other place, when you buy it at amazon.co.uk the game will go for 9.97 Euros with free shipping but at other video game shops around UK the game may go for 10 to 15 Euros.
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jojoborne published 08/12/2011You could say a whole lot more about this game and I think PES would disagree that they have been out of the market for the last two years but that's just my opinion.
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Product Information : Pro Evolution Soccer 2012 (PS3)
Manufacturer's product descriptionGenre: Sports - Publisher: Konami - Developer(s): Konami - Age Rating: 3+
Product Details
Long Name: Pro Evolution Soccer 2012
Publisher: Konami
Genre: Sports
Platform: PS3
Release Year: 1st September 2011
Developer: Konami
Age: 3+
Listed on Ciao since: 06/10/2011


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Credit Advice
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Just pay extra in addition to the regular loan payment each month and tell the lender that you want the excess applied to the principle of the loan.
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You can't reduce the principal, which is the sale price of the car, but you CAN reduce the amount of interest paid over the life of the loan by adding as little as $5 to each payment,more if possible.
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Ulysse Nardin Maxi Marine Chronograph 356-66-3/355
- Stock #: W10416
- Brand: Ulysse Nardin
- Series: Marine Chronograph
- Model: 356-66-3/355
- Retail Price: $26,200.00
- Sale Price: $18,400.00
Condition: New
Gender: Men's
Dial Color: Brown
Case: 18k Rose Gold 41mm
Strap: Rubber
Bezel: 18k Rose Gold
Crystal: Scratch Resistant Sapphire
Movement: Automatic
Water Resistant: 200 meters / 655 feet
Box: Yes
Papers: Yes
Certificate of Authenticity: Yes
Warranty: Yes
Additional Information:
Brand new Ulysse Nardin Maxi Marine Chronograph gent's watch, Model # 356-66-3/355.
18kt rose gold 41mm case with 18k rose gold crown and pushers. 18k rose gold fixed bezel. Brown colored dial with luminous Roman numeral and index hour markers and hands. Hours, minutes, seconds, date and chronograph. Date window located between the 4 and 5 o'clock position. Automatic movement, Caliber UN-35. Rubber strap with 18k rose gold deploy clasp. Power reserve up to 42 hours. Water resistant up to 200 meters / 655 feet.
Also known as:
Ulyse, Narden, Nardan, Chronograph, chrono, 356-66-3/355, 356-66-3-355, 356663355, 356-66, 356-66-3
Subject to Availability


text: AWDirect.com has just launched a new section to the website called "Tow Zone". CLICK HERE to find savings of 50% and more on items that are perfectly good but might be a little less "pretty" than our first rate items. The items offered on the "Tow Zone" have either been returned by customers or they may be open box items that we've used to photograph for our catalogs. Either way, all items will be fully functional when you receive them. Right now we're offer some great heavy duty winches that some of you might find useful. Some of the other items offered this week may not be of use to the landscaping trade, but you never know! Check the Tow Zone often since I'll be putting more items up on a regular basis! Bruce Z Webmaster AWDirect.com email@example.com


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The House Ways and Means Committee will meet Tuesday morning to mark up two ObamaCare bills that could be heading to the House floor in the coming weeks.
One of these is the Save American Workers (SAW) Act, H.R. 2575, which would repeal ObamaCare's definition of "full-time employee." The law requires companies to offer health plans to their workers when they have more than 50 full-time employees, and says anyone working 30 or hour hours a week is classified as full time.
"Americans are seeing their hours cut and their paychecks reduced as a result of the employer mandate, a centerpiece of the law," Young said when he introduced the bill last June. "We were promised this bill would create jobs, and evidence that the opposite is happening is apparent every day."
As of this week, Young's bill has 192 co-sponsors, all Republicans.
Ways and Means will also consider H.R. 3979, which would ensure emergency services volunteers are not treated as full-time employees under ObamaCare who must be offered health insurance. The sponsor of this bill, Rep. Lou Barletta (R-Pa.), says the IRS has indicated that it could treat these volunteer workers as full-time workers, which could trigger a finding that they must be given health insurance.
Barletta has said towns and other entities aren't ready to deal with the costs of complying with these costs, which could potentially close firehouses and put communities at risk. His bill is backed by the National Volunteer Fire Council, which says municipalities don't have the resources to cover benefits for volunteers, and that these volunteers generally are not expecting to receive benefits anyway.
The IRS said in a blog post in January that it would not treat them as full-time workers. But aides to Barletta said the congressman wants legislative certainty on this issue, rather than rely on a simple blog post.
Barletta's bill is a new version that makes technical changes from a version he offered in December. His new bill now has 66 bipartisan co-sponsors, but his older version, H.R. 3685, has 107 co-sponsors, including 19 Democrats.
— This story was updated at 9:58 a.m. Tuesday, and again at 11:22 a.m., to clarify details about H.R. 3979.