text:
These Terms and Conditions of Use (TCU) apply to the services offered on the website www.getonce.com and the mobile application.
The service is provided by ONCE DATING AG Aktiengesellschaft (a limited company under the laws of German-speaking Switzerland), registered on the Commercial Register of the Canton of Schwyz under the number CHE-199.083.691. The TCU define the rights and obligations of the parties in connection with the use of the mobile application. They form the basis of a contractual relationship between the member and the company ONCE DATING AG.
These TCU define the main rules for using the mobile application. They are supplemented by additional policies, the Privacy Policy, the Cookie Policy, and Frequently Asked Questions (FAQ), with the aim of providing the member with more detailed instructions for using the mobile application. In the event of a conflict between the different policies that renders the rules inaccessible, unintelligible and/or lacking in predictability, these TCU shall take precedence over the Privacy Policy, the Cookie Policy and the FAQ.
In the event that one of the stipulations in these TCU is declared invalid or inapplicable by a law, regulation or court judgement issued by a competent court, the other stipulations shall remain valid and in force, unless these TCU are thus undermined or such a situation would engender significant imbalance between the obligations of the parties.
In these TCU, the words and expressions below shall have the following meanings:
Application: refers to the ONCE application, available in the Apple App Store, the Google Play Store and on the Site.
TCU: These Terms and Conditions of Use.
Account: The Account is the Member's personal area in the Application, which can be accessed by registering and logging into the Application. It enables Members to access the Services. Terms and Conditions of Use indicates this contract.
Connection: When two Members 'Like' one another.
Crowns: Crowns are units that can be used in the Application. One Crown enables a Member to:
Send a Message: Action represented by a paper aeroplane. Sending a message is an action that incurs a charge, enabling a Member to send a message to another Member. Messages can be sent free of charge once a connection has been established between two Members (when two Members 'like' one another).
Like: An action represented by a heart, intended to express one Member's interest in another Member. This action is visible, but no notification is sent until the profile that has been 'liked' likes the first profile in return.
Member(s): A person (or people) registered in the Application.
Facebook Connect: A function that enables Members to use their Facebook account to log into the Application, thus simplifying the registration procedure.
ONCE: ONCE DATING AG Aktiengesellschaft (a limited company under the laws of German-speaking Switzerland) with a capital of CHF 168,723.80, registered on the Commercial Register of the Canton of Schwyz under the number CHE-199.083.691, the owner and sole operator of the Application and the 'Once' trademark.
Packs: Packs are bundles of Crowns bought by Members.
Pass: An action represented by a cross that expresses a Member's lack of interest in another Member. This action is secret and no notification is sent. 'Passed' profiles will no longer be able to contact the Member, unless they 'Like' the Member's profile or if one of the two Members sends a Message to the other (chargeable action).
Next match: The next match is either chosen by the Application or determined in the form of a chargeable action taken by a Member to choose their next match themselves from several suggested active Member profiles. Instant match: An action available under the countdown on the main screen displaying the time a Member is required to wait before their next match. An instant match is a chargeable action that enables a Member to connect with another active Member immediately.
Services: All of the services, both chargeable and free, offered by ONCE to help bring about virtual matches or real meetings between Members with a mutual interest in one another, in line with the search criteria that they have entered.
Site: The website www.getonce.com.
These Terms and Conditions of Use shall be governed, interpreted and applied pursuant to Swiss law, without prejudice to the protection provided to Members by the mandatory provisions set out in French law. If the meaning of any provision or term within these TCU is contested, the Member may contact ONCE by post addressed to Top 5 Ltd, Wenlock Studios, Unit 204 50-52 Wharf Rd London N1 7EU, or directly by email to firstname.lastname@example.com.
In the event of a dispute, the Member shall contact ONCE in the first instance to settle the matter amicably. Any dispute that cannot be settled amicably shall be submitted to the competent courts of the Canton of Schwyz without prejudice to the mandatory provisions set out in French law as regards the competence of the courts.
ONCE may amend the TCU at any time. Members shall be informed of the nature of these amendments as soon as they are uploaded to the Site. Members shall be informed of the new Terms and Conditions of Use via the Application and/or in an email sent to the email address provided by them, and the new Terms and Conditions shall apply immediately.
It is the responsibility of the individual Member to read the TCU carefully when they are updated and to read and understand any changes brought about by such an update. If a Member should disagree with the amendments to the TCU, they shall have the right to cease using the Services and delete their Account pursuant to Article 10.
The Application can be downloaded free of charge from the Apple App Store for iPhones operating iOS version 7.0 and later, from the Google Play Store for Android Smartphones operating version 4.1 and later and also from the Site. If the necessary conditions for membership have been met, ONCE shall allocate the Member a personal Account containing:
Any person who wishes to register to use the Services must be aged 18 or over, have read and accepted these Terms and Conditions of Use, the Cookie Policy and the Privacy Policy.
If a Member signs up via Facebook Connect, ONCE is granted permission to use their Facebook profile picture, first name, age as ascertained from their date of birth and their interests to create a 'profile'. The Member must therefore confirm that this information is correct on Facebook before registering for the Services.
Registration can also be completed by email. By choosing this option, the user gives ONCE permission to request an email address and phone number so that registration can be confirmed by text message.
When registering, Members accept these TCU and the Privacy Policy and commit to complying with their obligations as stated in Article 7 of these TCU.
The Application gives ONCE Members an intimate and private setting within which to contact other Members selected in line with compatibility criteria (geographical proximity and the search criteria included in Members' profiles) with the aim of establishing virtual matches or setting up real meetings. Each Member is free to talk to and develop relationships with other Members in compliance with these TCU.
Some Services provided by ONCE are available free of charge in the Application (aside from any internet and telecommunication charges) for Members who commit to complying with these TCU, including:
The chargeable Services offered through the Application can be accessed by Members by purchasing Packs of Crowns.
One Crown enables Members to:
Purchased Crowns have no expiry date and can be accumulated. There is no time limit to their validity, on the condition of compliance with these TCU. However, in the event of the early termination of this contract due to non-compliance with these TCU, ONCE reserves the right to close the Member's Account without refunding the Crowns in the Member's Account at that time. The specific case of Crowns given free of charge: ONCE may give Members Crowns free of charge through its loyalty programme, or in connection with a specific event.
Crowns cannot be purchased on an individual basis. They are available in the form of Packs containing several Crowns, and at the prices indicated in the Apple App Store, Google Play Store and on the Site. A Pack of three Crowns is provided to women and one Crown to men when they register for the Application.
Packs can be purchased securely through the Apple App Store and Google Play Store using their respective payment methods, or through the Site using Stripe. The Apple App Store, Google Play Store and Stripe are solely responsible for their payment methods and processes. ONCE shall not intervene in these methods and processes pursuant to the conditions imposed by these platforms. Any refund request or request related to a payment must be addressed to the Apple, Android or Stripe department concerned, depending on the handset from which the purchase was made. Bank details are collected by Apple, Android or Stripe, beyond ONCE's control.
When registering for the Site or the Application, the user is required to provide personal information pursuant to Article 4.
This information is subject to automated processing by ONCE.
When validating their registration for the Application, the user must read and accept ONCE's Privacy Policy [insérer un lien vers la Politique Relative aux Données Personnelles].
ONCE uses cookies to operate and improve the Site and to improve the Services that it offers. By continuing to browse the Site, Members give their consent to the use of cookies [insérer un lien vers la Charte d'utilisation des cookies].
Pursuant to Articles 38 et seq. of Law No 78-17 of 6 January 1978 amended by Law No 2004-801 of 6 August 2004 on Computing, Data Files and Civil Liberties, any person may access and, if necessary, correct or remove their personal data by contacting ONCE, whose contact details are provided in Article 2 of these TCU. Any person may also, for legitimate reasons, object to their personal data being processed.
When using the Services defined in Article 5, Members commit to:
ONCE moderates the content published by Members when they register, in particular photos published by Members and the description added to a Member's profile. However, the Member has sole responsibility for their own actions and the information they publish through the Application. If ONCE is held liable for a Member's failure to comply with their obligations, the Member shall guarantee ONCE against any conviction handed down against it whose basis originates from a violation of the law or these TCU by the Member.
Members may report prohibited content that violates applicable law or these TCU using the moderation tools provided by the Application in the menu found on each chat screen under the heading 'Report'.
Any photograph that is pornographic or exhibitionist in nature or violates modesty or is generally considered immoral is formally prohibited. ONCE reserves the right to delete any photograph that does not comply with the conditions above. Publishing any such photograph constitutes a serious offence which could lead to the Member's Account being suspended and/or terminated, without prejudice to any other sanctions that may be imposed by the justice system.
ONCE provides warnings to Members who wish to meet another Member in real life. Members are wholly responsible for verifying the identity of the people with whom they arrange any such meeting. Such 'real' meetings take place independently of ONCE, and are the sole responsibility of the Members involved. ONCE cannot be held liable for any actions or problems of any nature whatsoever committed or provoked by Members and/or former Members during events that take place following use of the Application. In this regard, the ONCE messaging system enables users to decide which Members are authorised to view their profiles and communicate with them, with the aim of giving Members peace of mind and preserving their security. It is highly recommended that Members do not reveal personal information to other Members, even to those authorised to exchange Messages with them, that does not appear on their ONCE profile, such as phone numbers, addresses or surnames. ONCE strongly recommends that, for security reasons, Members only arrange real meetings in very busy public places or that they inform a family member or friend of the meeting, and only reveal their contact details after a reasonable period of time.
Members are solely responsible for paying for the equipment (hardware or software) required to access the Services, and all other related costs, including telecommunication charges. Members are solely responsible for their own equipment used in connection with the Service.
##Article 8 - ONCE's obligations and responsibilities
ONCE commits to providing the infrastructure and technical means required to provide a high-quality Service to Members equipped with an iPhone handset running on the operating system iOS 7.0 or later or an Android Smartphone running version 4.1 or later. ONCE cannot be held responsible for any operational faults in a Member's handset or any compatibility issues between the Application and the handset. All possible measures are taken to minimise the risk of fraudulent access to ONCE's systems. In this regard, ONCE has put in place a firewall (located between the internet network and the company's private network to increase the company's security by filtering traffic originating from or going to the internet). Nevertheless, it is impossible to fully guarantee the security of a network. ONCE is not responsible for any breakdowns, interruptions or malfunctions in the services provided by Members' internet access providers, nor for any reason outside of ONCE's control that could interrupt or impair access to ONCE's Services. Members must ensure that they have a secure email address. Despite, or in the absence of, these precautions, a Member's Account may be susceptible to fraud. ONCE also wishes to warn Members of the exeptional risk of receiving unwanted Messages or Messages that purport to have been sent by ONCE. Members must be aware of the risk and vigilant, and warn ONCE by letter or by email sent to the address provided in Article 2 of this document should such a situation arise.
ONCE and its partners cannot be held responsible for any illegal actions or actions subject to criminal sanctions committed by its Members, including but not limited to:
ONCE is not liable in cases of fraud, identity theft, prostitution, violation of the intellectual property of third parties or other criminal offences committed by its Members through the Site, the Application and the Services provided to them.
ONCE reserves the right to save all litigious content, in particular in order to make it available to the competent authorities.
ONCE is not responsible for real meetings organised by Members. Members who wish to organise such meetings are reminded that they do so at their own risk as indicated in Article 7.2.3 of these TCU, as ONCE is unable to guarantee the truthfulness of information provided by its Members.
ONCE prohibits Members or third parties from organising demonstrations or mass meetings of their members through the Site and/or the Application made available to Members. ONCE cannot be held responsible for any disturbance to public order or damages caused by Members or third parties participating in such meetings.
The 'Once' trademark is the exclusive property of ONCE. ONCE is the holder of all of the associated rights. The trademark was filed with the French National Institute of Industrial Property under the number 144 118 105 and with the United States Patents and Trademark Office (USPTO) under the ID number 498 4545. Any reproduction and/or use and/or partial or total affixing and/or modification and/or removal of the trademark and the associated rights such as, for illustrative purposes, but not limited to, the slogan and logo featured in the Application, by any means whatsoever, in any form or material whatsoever and through whatever medium whatsoever, is strictly forbidden without the prior written express authorisation of ONCE and shall be subject to legal proceedings. Members should not use meta tags or any other hidden text containing the 'Once' name or trademark without the express written agreement of ONCE. The trademark is protected by Articles L713-2 et seq. of the French Intellectual Property Code and by international intellectual property law.
ONCE holds all of the intellectual property rights related to the Application and the Site.
In the course of ordinary use of the Site or the Application and for this purpose alone, ONCE grants Members the right to use the work featured in the Application and on the Site, such as, but not limited to texts, pagination, presentations, layouts, photographs, images, drawings, graphics, buttons, videos, sounds and data ('Work').
The licence to use the Work granted by ONCE to Members is non-exclusive and non-transferable and is reserved for private, personal and non-commercial use worldwide in connection with and for the duration of registration for the Services. It is prohibited to sell, rent, loan, distribute or sublicense all or part of a Work or to transfer any rights to all or part of this Work. It is prohibited to copy, modify or alter in any other manner a Work, in full or in part, to create works derived from a Work or to integrate all or part of a Work into other works, whatever form they may take.
Works are protected by virtue of Articles L122-4 et seq. and L335-3 et seq. of the French Intellectual Property Code and international intellectual property law.
The following conditions shall apply to all of ONCE's software (source codes, updates and developments, preparatory design material and related documentation) used in connection with the Services (the Software). All Software is the property of ONCE, which holds all of the intellectual property rights and related usage rights. The Software is protected by Article L122-6 of the French Intellectual Property Code and by international intellectual property law. In the course of ordinary use of the Site or the Application and for this purpose alone, ONCE grants its Members the right to temporarily reproduce the Software. This reproduction right includes the right to load, display and execute the Software. Any rights not expressly granted to Members are held by ONCE. The usage right granted by ONCE to its Members is non-exclusive and non-transferable and is reserved for private and personal use worldwide in connection with and for the duration of registration for the Services. It is prohibited to sell, rent, loan, distribute or sublicense all or part of a piece of Software or to transfer any rights to all or part of this Software. It is prohibited to integrate all or part of a piece of Software into other programs, to compile all or part of the Software with another program, to transfer all or part of a piece of Software for use with another service or to copy, modify or alter in another manner a piece of Software in full or in part, to create works derived from the Software or to reverse engineer or decompile a piece of Software in full or in part, except within the limits authorised by the law. In order to keep the Software up to date, ONCE may offer automatic or manual updates at any time and without prior notice.
The database related to the Application and the Site is the exclusive property of ONCE, which holds all of the associated intellectual property rights.
It is prohibited to extract, by means of a permanent or temporary transfer, all or a qualitatively or quantitatively significant part of the content of the Application or Site onto another medium, by any means and in any form whatsoever.
It is also prohibited to reuse all or a qualitatively or quantitatively significant part of the content of the Application or Site by placing it at the disposal of the public, whatever form it may take.
Finally, it is prohibited to repeatedly and systematically extract or reuse qualitatively or quantitatively insignificant parts of the Application or Site if such operations manifestly exceed the normal conditions of use of the Application or the Site.
It is formally prohibited to design a product similar to the Application or Site or to create an Application or Site derived therefrom, and more generally to commit acts of free riding, imitation, disparagement or any other act that constitutes unfair competition. If applicable, ONCE reserves the right to serve summons on a Member with the aim of obtaining full reparation for damages caused by the said Member.
Members shall risk facing sanctions if they succeed in or attempt to grant licences or sublicences, sell, resell, transfer, yield, distribute or operate commercially in another manner the Services, Application or the Site in any way whatsoever or make them available to a third party.
Each Member grants a usage license to ONCE for the intellectual property rights attached to the content provided by said Member in connection with the use of the Services. This license shall be operated by ONCE, within the limitations imposed by image rights and Members' privacy, without reducing the authenticity of the Member's profile, and remaining in conformity with this profile. This licence includes in particular the right for ONCE to reproduce, represent and modify such content with the aim of complying with the graphic design of the Services and to make such content compatible with the technical performance or media formats concerned. These rights are granted worldwide and for the duration of the enforcement of the Terms and Conditions of Use between the Member and ONCE.
The Member remains the owner of the content and the personal data they provide. The Member guarantees ONCE against any legal action, redress or conviction handed down against it originating from a violation of a third party's intellectual property by the Member. The Member guarantees ONCE against any claims or damage that could result therefrom.
Deactivating and uninstalling an Account: The Member may deactivate their Account at any time without notice through the Application if they no longer wish to be visible.
When the profile is deactivated: The Member's profile will become invisible to other Members, for the past and future. If an Account is reactivated within the year following the closure of the Account, the data retained shall be restored to the profile and the profile shall become visible once more.
Deleting an Account: The Member may decide to delete their Account definitively by sending an email or letter to ONCE, whose postal address and email address appear in Article 2 of this document, at any time and without notice. As a result, the Member's profile shall be deleted permanently. If the Member then wishes to resume use of the Application, they shall be required to register under the same conditions as a user signing up for the first time.
When an Account is deleted:
In the event that a Member violates the Terms and Conditions of Use, their Account may be suspended temporarily at any time and then fully terminated by ONCE.
ONCE shall be free, at any time and in the event of non-compliance with these Terms and Conditions of Use by a Member, to suspend access to said Member's Account on the Site and Application for a period of one month. ONCE shall inform the Member whose Account has been suspended of this decision by means of a notification in the Application and/or by email. The Member is invited to contact ONCE's customer service department by email to provide an explanation for the accusations levelled against them. If the Member does not respond and/or if the explanations provided do not justify the violation, ONCE shall notify the Member that their Account has been terminated through the Application and/or by email, and inform the Member of the period during which they shall be unable to re-register for the Application. If not specified, this period is three years from the date on which the Member was notified that their Account had been terminated.
When an Account is terminated:
Sending mobile and email notifications: Members may receive notifications through the Application and/or by email in the case of the following events:
The email address to which notifications are sent is that provided by the Member when they registered. The settings for notifications can be changed in the Member's Account, and notifications can be deactivated at any time.
Newsletter: When the Member registers for the Application, they consent to receiving a newsletter from ONCE. They have the right to change their mind at any time by clicking on the unsubscribe link at the bottom of each email received from ONCE.
Members may contact ONCE directly by post to the following address: Top 5 Ltd, Wenlock Studios, Unit 204 50-52 Wharf Rd London N1 7EU or by email to email@example.com.
Version dated 07/11/2016
Unless expressly agreed otherwise, the terms hereafter that commence with a capital letter shall have the same meaning as that indicated in Once's Terms and Conditions of Use.
Once places great importance on respecting your privacy and protecting your personal information. This document forms the Privacy Policy that applies to personal information collected in connection with the use of the Application and the website getonce.com.
Once collects personal information. The term 'Personal Information' designates any information that relates to a private individual identified or who may be identified directly or indirectly by reference to an identification number or to one or several elements personal to them.
The Personal Information that Once requires from users is as follows:
If a user registers using their email address: email address, first name, age, gender, mobile phone number and photo.
If a user registers using Facebook Connect: surname, first name, age, gender, date of birth, email address, list of friends, education, work, photos, interests and likes as published on Facebook.
Sensitive information: sexual orientation (straight, gay or lesbian, bisexual).
The optional Personal Information that Once collects is as follows:
Personal Information linked to your Account:
Once collects, processes and uses your Personal Information in order to:
Once does not collect or process any information related to your methods of payment. Payment, where necessary, is managed directly by the Apple App Store, Google Play Store for Android or Stripe for purchases made via the website www.getonce.com.
Personal Information related to an application to work for Once:
If you wish to apply for a job vacancy published on the website www.getonce.com, Once shall not collect your Personal Information.
The Personal Information collected by Once is appropriate, pertinent and not excessive with regard to the purposes for which it is collected and its subsequent processing.
Personal Information is stored for a period no longer than required for the purposes for which it was collected and processed.
By providing your Personal Information and accepting the terms of our Privacy Policy (box to be ticked), you expressly accept the collection, processing and use of your Personal Information by Once in accordance with this Privacy Policy and the applicable law.
Information regarding your ethnic origin, religion and/or sexual orientation that is collected when you register is classed as sensitive information. By ticking the box provided for this purpose when you register, you expressly provide your consent for Once to process this information.
Once uses the email address you provide to send you emails about its products or services (newsletter). You may decline this option when registering by ticking the box provided for this purpose. In addition, Once will not pass your email address to its partners for commercial prospecting unless you provide your prior express consent (box to be ticked).
Subject to legal and contractual requirements, you may refuse to provide your consent or withdraw your consent at any time by contacting Once at the following address: firstname.lastname@example.com. If you refuse to provide your consent or withdraw your consent, Once shall no longer be able to provide you with the Services. You can unsubscribe at any time from Once's commercial prospecting lists by clicking on the unsubscribe link at the bottom of each email sent.
Your Personal Information shall not be used without your consent for purposes other than those stated and for which the information was collected. Once shall obtain your prior consent if it wishes to process your Personal Information for a different purpose.
The following third parties also receive your Personal Information:
Members: other Members of ONCE to whom the Member is suggested as a possible match can access the Personal Information published by the Member in their profile.
Service providers: Once may be required to send your Personal Information such as your first name, surname and email address to third parties who provide certain services on behalf of Once.
Partners: Once may pass your email address onto its partners for commercial prospecting subject to obtaining your express consent.
Transfer of activities: Your Personal Information may also be passed to third parties in the event that Once's activities are transferred to a third-party company (merger, handover, dissolution, etc.). In this case, you shall be informed of this transfer of your Personal Information and shall have the opportunity to object.
Others: Once may be required to pass your Personal Information on if required to do so by law, a jurisdiction or the authorities or if it appears necessary in order to enable Once to establish the existence of or exercise its rights. Once may also be required to pass on your Personal Information to ensure the rights of the company, users, staff or others are defended and that those persons are protected and safe, to comply with applicable law, to apply its Terms and Conditions of Use or any other contract or policy.</span>
Once carefully selects all recipients of your Personal Information and they are required to implement a privacy policy that meets Once's requirements. Once ensures that these requirements are fulfilled by means of contracts and other measures to guarantee that your Personal Information is not processed for any other purposes than those stated herein, including for advertising purposes.
Once uses cookies to operate and improve the website www.getonce.com and to improve the Services it provides.
Once reminds you that by continuing to browse the website www.getonce.com, you consent to the use of cookies. To find out more and change tracking cookie settings, please consult the Chart for the Use of Cookies [insérer un lien vers la Charte d'utilisation des cookies].
Enabling the 'Do not track' feature in your browser.
It is your responsibility to configure your browser appropriately in order to deactivate any tracking cookies on websites. Although Once does not authorise third parties to track your Internet browsing behaviour either before or after visiting the website www.getonce.com, Once can have no control over these third parties which could nevertheless track your browsing behaviour without your consent.</span>
Links to third-party websites
The website www.getonce.com and Messages sent by other Members may contain links to third-party websites outside of Once's control. Once is not responsible for the practices of these third parties as regards Personal Information protection, and encourages you to ensure you fully understand the statements and practices of these third parties on this subject. Once you have left the website www.getonce.com or the Application, this Privacy Policy no longer applies. </span>
Once takes all the necessary precautions to keep your Personal Information secure and, in particular, prevent it being changed, damaged or accessed by non-authorised third parties.
Pursuant to Articles 39 et seq. of the amended Law of 6 January 1978 known as the 'Computing and Freedom' Law, you have the right to access your personal details, and you can also request that the Personal Information held by Once about you be rectified, erased, blocked or destroyed.
If you submit a request for a copy of your Personal Information held by Once, you may be required to cover the cost of certain charges which may not exceed the cost of reproducing this information.
Pursuant to Article 38 of the amended Law of 6 January 1978 known as the 'Computing and Freedom' Law, you may, for legitimate reasons, object to your Personal Information being processed.
You can exercise the aforementioned rights by writing to the following address: email@example.com. Once shall process your request within a maximum of two months following receipt thereof, notwithstanding exceptional circumstances.
This request must be accompanied by a photocopy of an identity document featuring the holder's signature.
Once reserves the right to modify, add to, remove or change parts of this Privacy Policy at any time and without notice, in particular in order to comply with applicable legislative changes.
A new version of Once's Privacy Policy shall then be made available to you. If you refuse the terms of this new Privacy Policy as applicable to any future use of the Application and the website www.getonce.com, you are requested to discontinue your use of the Application or website www.getonce.com and Once shall continue to process your Personal Information in accordance with the provisions of the Privacy Policy previously accepted for the storage duration indicated in this Policy.
For any information or questions regarding your Personal Information (correction, update, access, withdrawal of consent, etc.), please contact Once by writing to the following address: email@example.com.
In accordance with the iTunes Store Terms of Use which we recommend you review before proceeding with any online transaction:


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Addressing the Needs of the Public Sector Challenges and Opportunities in the U.S. Government's Payment System: Domestically and Internationally . Presentation Before The World Bank Payments Reform Seminar November 4, 2003 Richard Gregg, Commissioner Financial Management Service
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Presentation Before The
World Bank Payments Reform Seminar
November 4, 2003
Richard Gregg, Commissioner
Financial Management Service
U.S. Department of the Treasury
Moderated By: Theresa Trimble, Manager, Fiscal Services
Division of Reserve Bank Operations and Payment Systems
Board of Governors of the Federal Reserve System
--FMS makes 85% of U.S. Payments
--Annual Dollar Value: $1.6 Trillion
--Annual Transactions: 918 Million (77% Electronic)
--Annual Dollar Value: $ 2 Trillion
--Number of Transactions: 337 Million (30% Electronic)
--ACH (Credit)
--ACH (Debit)
--Credit Cards
--Increase Electronic Transactions
--Reduce Interchange Fees
--Streamline Processes
--Improve Funds Collected
--Enhance Cash Forecasting
--Web Based Systems
--Single stream of data for agencies
--Fewer Systems
--Federal Reserve—check truncation legislation
--Commercial Financial Institutions—pilot new approaches; better service
--Use email to inform customers
--High Dollars/Low Transaction Volume
--Market Research
--Incentives vs. Mandates
--Web Based
--Scalable and Secure
--Payment Confirmation and History
--Linking to Tax Filing Software
--PIN and Password through mail
--Some resistance
--Web Based
--Scalable and Secure
--Forms plus payment
--Verification Engine
--Backlog of Agencies
--Comfort with current Processes
--Check clearing/ACH rules
--Float Reduction and minimize paper
--Notice to individuals
--Corporate checks
--Federal Reserve Leadership
--Effective in one year
--Quality of Images
--Image Replacement Document (IRD): Quantity and Costs
--Option for Lockboxes
--Payment and Accompanying Information Link to Agency System
--Fewer "Stove Pipe" reporting sources/more commercial products
--Easier interface with FMS
--Web introduces new challenges
--Checks present challenges too
--Convenient yet secure
--Secure Yet Protect Privacy
--Contingency planning and testing
--Innovation and vigilance
--High Percentage of Transactions But High Volume Remaining
--Incentives vs. Mandates
--Paying the "unbanked"
--Market Research
--Sufficient information for all parties
--Accounting data that "fits"
--Streamlining FMS Processes
--Debt Collection
--Internet Payment Platform (IPP)
--Stored Value Cards
--Debit Cards
--Opportunities Driven by Business Case
--Electronic Payments Provide Many Pluses
--Fraud can occur despite payment mechanism
--Enseal Technology for Treasury Checks
--Anthrax Threat
--Approaches to "close the loop", I.E., easy confirmation
Sustain Excellence in Financial Transactions

subset: commoncrawl


text:
2016 Isuzu MU-X launched in Thailand – Report
Ashwin is a guy with a slightly unorthodox perception of everything. His struggle to choose a career path, between art and automotive engineering, has landed him in the field of auto journalism, where he has paved way for himself to practise both.
Offered in six variants.
The 2016 Isuzu MU-X has been launched in Thailand at a starting price of THB 1,094,000 (INR 20.72 lakhs).
2016 Isuzu MU-X Thailand price list
1.9 CD 6AT 2WD – THB 1,094,000 (INR 20.72 lakhs)
1.9 DVD 6MT 2WD – THB 1,204,000 (INR 22.81 lakhs)
1.9 DVD 6AT 2WD – THB 1,254,000 (INR 23.75 lakhs)
1.9 DA DVD 6AT 2WD – THB 1,324,000 (INR 25.09 lakhs)
3.0 DA DVD 6AT 2WD – THB 1,364,000 (INR 25.83 lakhs)
3.0 DA DVD 6AT 4WD – THB 1,464,000 (INR 27.74 lakhs)
The 2016 Isuzu MU-X is offered in two versions one with the RZ4E-TC 1.9-litre turbo-diesel engine that produces 150 PS at 3,600 rpm and 350 Nm at 1,800-2,600 rpm and the other with the 4JJ1-TCX 3.0-litre turbo-diesel motor that develops 177 PS at 3,600 rpm and 380 Nm at 1,800-2,800 rpm. The former is offered with the choice of a 6-speed manual or a 6-speed Rev Tronic automatic transmission while the latter is available only with the automatic unit.
Also Read: Isuzu D-Max V-Cross – Auto Expo 2016
The salient features of the new Isuzu MU-X include 17-inch alloy wheels, an 8-inch touchscreen infotainment system with USB, Aux-in and HDMI connectivities, iOS and Android interface and Isuzu Connect World, Kenwood speakers, cruise control, reverse parking camera, video recording function integrated into inside rear view mirror, TFT colour display in instrument cluster, one 220V and two USB ports for the rear occupants to charge their gadgets, leather upholstery and steering wheel wrap in Beige Ivory and Black choices, wood and piano black interior trims, and better sound insulation from traffic noise.
2016 Isuzu MU-X – Image Gallery
[Source: Headlight Magazine]


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- 24 years old
- Date of birth: Aug 10, 1982
- Place of birth:
Eden, North Carolina, United States
- Date of passing: Jun 16, 2007
- Place of passing:
Eden, North Carolina, United States
|Let the memory of TERRY JR. be with us forever
This memorial website was created in memory of our loved one, TERRY JR. WEBB, 24, born on August 10, 1982 and passed away on June 16, 2007. We will remember him forever.
Memorial Tributes
"Your Birthday is such a special day , I have happy and sad tears , I know you are better than we are here on this earth , it will never be the same . My mind and my body are so tired I don't know if it will ever be better !!!!! Love and Miss You Always !"
"Part of my heart left with you , our lives will never be the same ! When I look into your girls eye's I see you !!!!!LOVE AND MISS YOU !!!!!!!!!!!!!!!!"
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We knew it was coming, and today is the day. AT&T has officially released OS 184.108.40.2067 for the BlackBerry Bold 9000. Head on over to the BlackBerry download page and get on it - Visual Voice Mail is waiting for you. You should also be able to run the wireless upgrade via Settings > Advanced Options > Upgrade. This is an official carrier OS, but if you're not on AT&T you'll have to delete the vendor.xml file before installing. Check out the links below for more information. Thanks to Morganizer for the screen cap.
So I got the icon for the wireless upgrade. Attempted the OTA upgrade, let it do it's thing overnight while I was sleeping. Woke up to a screen that said "abnormal reset, press any key to return to prior configuration." Pressed a key...now all my phone does is act like it's starting up then a blank white screen appears, after about 10 second it says "Linking Java" and then turns off. Won't do anything but this and just keeps cycling until the battery dies.
Called AT&T, they couldn't fix it, they send me to their CDS tech people...they couldn't fix it. They send me to RIMs tech support and they tell me to download the OS software to my computer...problem is the computer doesn't recognize that there's a phone hooked up through Desktop Manager. Tried to DL the new OS, but it keeps stopping the download about half way through. I just downloaded a 700mb movie so I know it's not my connection.
Called AT&T and they want me to pay my $125 deductible for a new phone. Such BS!!


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Now, here's a little trick for you guys, if anyone is like me and they don't always successfully separate the eggs perfectly… hehehe. For this kind of thing, I imagine that a bit of broken yolk in there wouldn't really make a difference, but I know that for beating egg whites, even a little bit of yolk in there will keep them from beating well. So, while I can't help too much with a burst yolk, I can tell you how to remove a whole yolk from the whites, without breaking it, so that you can still use the whites for whatever you need. I somehow (don't ask how, I'm not sure) managed to crack the yolk right into my bowl of beautifully separate egg whites when I was doing this. So, I took it out. And it didn't break! How?
Well, first off, your hands should be clean before you do this. But I'm sure you washed your hands before you started baking in the first place, so this shouldn't be a problem. 😉 Basically the trick is to stick your hand into the bowl and make a sort of "Claw" with your fingers around the yolk. (Sounds lovely, I know.) Don't touch the yolk, just stick your fingers around it. There is always a thicker part of white (I'm sure there's a technical name for it, but I don't know what it is) around the yolk that kind or protects it; you want to pick that up. Close your fingers together underneath the egg yolk, and lift it out. The thick part of the white will come up for a moment, then fall off of the yolk back into the bowl of whites. Then just place the yolk into a separate bowl or container and set it aside.
Once that was done, I needed to butter the pans. Now, here's what I learned about this: I have often read that in baking, you should always use unsalted butter instead of salted butter… But since my family has always gotten salted butter as an all-purpose butter for everything we needed, that's what I've always used. To be honest, until this time, I haven't noticed a difference. Salted butter has always been just fine.
The reason I have heard unsalted butter is the only way to go is that you have full control over the salt content in your baking that way. For the Madeleines, the pans are supposed to be well buttered for the crisp, buttery shell they leave on the outside of the baked cookie. For metal pans (rather than silicone), they need to be well buttered (sometimes twice buttered) as well as dusted with flour to get the butter taste as well as to prevent sticking. I used salted butter for this. Annnd… Well, they were delicious: but I was surprised at distinct salted taste of the finished cookies. It wasn't "salty" or bad in any way– In fact, the salt made them pretty tasty. But I've never experienced the taste of salted butter being that pronounced in baking before! Wow!
Sooo… All of that said, I now want to make these cookies again, only next time with unsalted butter to see which I prefer, and to taste the difference. Now, I suspect, I will be more cautious and specific about which type of butter I use in baking.
Speaking of butter, that was the next step in making the cookies. I melted the butter, and set it aside. Lots of butter for these! Mm. 🙂
Flour, sugar, baking powder, and egg whites– Then melted butter, to finish it off. Then the batter was piped into the pans, as you see here…
And now to bake them! This was another thing to learn: My recipe said that they should be baked 20 minutes… I checked the cookies after 10, and they were a little too dark. If you're ever making Madeleines, remember that: Metal pans take less time. My second batch were baked for 8 minutes, and that was perfect.
Annd… Of course, since I wanted to try them, I made a bunch of extras for us. And we had a tea party. I highly recommend tea parties for Madeleines.
Thanks so much for reading, and I'll be updating the upcoming projects section soon! Next week is another cake decorating tutorial… So stay tuned for that one!
Bye for now,


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She Lights Up Well Trailer (2014)
"All the world's a stage... she just needs more rehearsals." 17 September 2014 Comedy, Music 77 mins
An out-of-work actress moves back in with her parents and directs a production of Gilbert and Sullivan's "The Mikado" to try and save the community theater.
Watch the official She Lights Up Well 2014 trailer in HD below or find more She Lights Up Well videos on Vidimovie.


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Firstdogonthemoon presents the Animal of the Day
First Dog On The MoonNov 10, 20131 Comment
Long time no blog post! But here is one now - the 2014 First Dog on the Moon Calendar is available for pre order and it is even more amazing than the 2013 and the 2012 calendars put tog
First Dog On The MoonJun 9, 20131 Comment
I have done some. Here they are.
First Dog On The MoonFeb 14, 20132 Comments
Hello patriots! I have a new radio spot. Every Sunday morning on Radio National's Sunday Extra with my former editor Mr Frog! Hooray! You can hear First Dog on the Moon's Guide to
Firstdogonthemoon presents the Animal of the Day
First Dog On The MoonFeb 14, 20131 Comment
Part 1 of our 1 part interview series. Crikey spoke to Walkley Award winning Cartoonist and National Treasure First Dog on the Moon
First Dog On The MoonSep 3, 2012
zoos make me sad but this doesn't [youtube]http://www.youtube.com/watch?v=dNs7NLTbEKg[/youtube]
First Dog On The MoonAug 23, 20123 Comments
First Dog On The MoonAug 20, 20122 Comments
hahahahahahahahhaah hahahahahahahahaha the best bit is the graceful roll at the end
First Dog On The MoonAug 17, 2012
This was sent to me by a dear friend who probably saw it on reddit.
First Dog On The MoonAug 16, 20121 Comment
Here is a video with a dog and a cabbage. [youtube]http://www.youtube.com/watch?v=kui_29j1odo[/youtube]


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Foton Motor Group, the Chinese car manufacturer, builds a new factory in Nairobi in order to try to increase its market share in Kenya and East Africa.
The factory, which cost 50 million U.S. dollars, will produce cheaper cars for the growing middle class that show an increasing demand for new vehicles.
With the local car production, Foton Motor Group will avoid paying a custom duty of 25 percent for imported vehicles and the next step will be to expand the reseller network on the market with 130 million inhabitants.
The automotive industry in Kenya and East Africa has long been dominated by the carmakers Toyota and General Motors.


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Dallas Cowboys wide receiver Lucky Whitehead was arrested last month in Virginia on shoplifting charges and the Cowboys responded by releasing him from the team earlier this week. There was one problem, however. Whitehead was not in Virginia last month, but an identity thief who used Whitehead's name to commit the crimes was and provided Whitehead's name when arrested. Fortunately, for Whitehead, who may be lucky after all, although the Cowboys cut him for a crime he did not commit, the New York Jets signed Whitehead to a contract to play for the Jets.
Criminal identity theft occurs when someone steals your identity and then commits crimes using your name and Social Security number. The problems encountered by someone whose identity has been stolen by a criminal who then commits crimes in the name of the identity theft victim are tremendous. Victims of criminal identity theft have been arrested for crimes they never committed and often have had difficulty having the crimes, committed by someone who stole their identity, removed from their records. A faulty criminal record can affect your ability to get a job or various benefits.
If you find that you are a victim of criminal identity theft, you should hire a lawyer and contact the police as well as the District Attorney's office to straighten out the matter. File a report indicating that you are the victim of identity theft. It will be necessary for you to confirm your true identity through photographs and fingerprints. In addition, show law enforcement authorities your driver's license, passport or any other identification that you might have that contains your photograph.
Get a letter from the District Attorney explaining the situation to have available if you are ever stopped for a traffic violation and your record is checked. A few states have Identity Theft Passport programs through which anyone whose identity has been stolen by someone who uses it to commit crimes can, upon proving their identity, receive an Identity Theft Passport that protects them and confirms their true identity . Even if your state does not have an Identity Theft Passport program, get a letter from the law enforcement agency that arrested the person using your name known as a "clearance letter" which indicates that you have not committed the crimes which were done by the identity thief who used your name. Keep this document with you at all times.


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I'm so glad you've found my webpage. I look forward to sharing my stories and thoughts with you. If you have any questions as you navigate through the pages, please send me a message and I'll do my best to respond.
This webpage represents a compilation of all of my current books and future stories yet to come. Here you'll be privy to updates and excerpts for new material before anyone else sees them.


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Welcome to BoxChain: 7 Years Experience How to Find Us
BoxChain a network of individual storage, it offers its clients and investors best investment portfolio for many years.
Call us now: +61 290 99 56 92
Need help to figure it out? Don't stress! One of our storage consultants will be happy to help you determine what size you need. Call us on +61 290 99 56 92
BoxChain objective is to deliver investors a stable and growing income stream from a diversified portfolio of quality self-storage assets and to drive income and capital value growth through active asset and portfolio management.
Call us:
+61 290 99 56 92
© Copyright 2017 All Rights Reserved


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A New World by live2bWatch
©2011-2017 live2b
A change of scenery from the Deep South!!!!!
I'm used to this. Nice photo.
very pretty!
It looks the same as here... Where do you live?
I saw you all might get nailed down there.. glad we didnt get it this time hehe
We don't get it often enough so it's a treat for me.
Brrr! I hope this won't come back here this year.


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It seems police officers are having an increasingly more difficult time receiving consistent service at their local restaurants.
What may be the latest occurrence of denying a police officer service occurred at an Irondale, Ala., Krystal restaurant. Police Chief Kevin Atkinson told reporters one of his deputies waited for 10 minutes in the drive-thru lane, without getting any service. After the long wait, the officer then went inside to order.
After entering the restaurant, the officer approached the counter but the workers all walked away from him, refusing to take his order. "The bottom line is, without the partnership of the community, we can't do our job. You know they need us and we need them," Chief Atkinson said.
Advertisement - story continues below
Krystal's corporate headquarters responded with a statement reading in part, "We take this allegation very seriously. Our policy is to serve all guests promptly and with a smile. In this case, we clearly did not meet the officer's expectations and we want to correct it."
@bencpu2 We're investigating. This is NOT consistent with our values/training – we support all uniformed men & women who protect us.
— Krystal (@Krystal) February 23, 2016
News of the alleged discrimination against the uniformed officer has gone viral, with many slamming the company.
TRENDING: Ex-NFL Superstar Goes Rogue, Openly Blames Goodell for Disrespect Against the Flag
@Krystal I am never eating at your restaurants again. Terrible if those employees get away with not serving a police officer.
— CLR (@christyr1000) February 22, 2016
@WBRCnews @Krystal @IrondalePolice too little too late. Might want to consider replacing some of their racist employees!
— Banjo Belly (@bencpu2) February 23, 2016
Advertisement - story continues below
It is unclear how much damage will be done to Krystal's bottom line as a result of the employees' alleged refusal to serve an officer of the law.


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Download Product Information Sheet
- Fish oil dietary supplement for children*
- Supports overall health*
- Chewable, flavored capsule for easy dispensing*
DHA Enhance is a fish oil concentrate created to provide children omega-3 essential fatty acids in a convenient, chewable capsule.*
DHA Enhance
Supplemental Facts
- Amount Per Serving
- each softgel capsule contains:
- calories5
- calories from fat5
- fish oil concentrate600 mg.
- (from anchovy, tuna, sardine, makerel)
- providing (typical):
- DHA (docosahexaenoic acid)100 mg.
- EPA (eicosapentaenoic acid)50 mg.
- other ingredients: natural lemon flavor, proprietary antioxidant blend (rosemary extract, ascorbyl palmitate, natural tocopherols), gelatin capsule (gelatin, glycerin, water)
- Ages 4 and up, take 1–4 capsules daily, in divided doses, with or between meals. Capsules may be chewed or swallowed. Chewed capsules can be swallowed or expelled.


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Choose Your Photographer in Hong Kong
Pricing starts at $250 for a 30-minute shoot.
Proposal packages start at $350.
I love that photography has allowed me to meet so many amazing people and explore Hong Kong in a way I may not have without my camera. My focus is engagement, wedding and family photography.
+ view profile & photos
+ inquire now
I am a Hong Kong-based photographer specializing in people, lifestyle, & editorial photography. I recently moved to HK after living in Tokyo.
+ view profile & photos
+ inquire now
Welcome to Hong Kong!
This bustling metropolis packs a giant wallop of history and modernity in its 1100 sq km. A former UK colony, this Chinese city is known for sky-high glass towers, outstanding cuisine, and endless shopping options. HK's transportation is efficient and straightforward, giving travellers ample opportunity to explore all the hidden nooks and crannies of this fascinating metropolis.
The memories you make will stay with you forever. Capture beautiful photographs in the most iconic spots with our local photographers. Choose from our favourite routes, including: The Star Ferry; Kowloon; Sheung Wan; The Western Market; Central; Stanley; or your own custom route.
Shoot Routes
The Star Ferry
Sheung Wan
The Western Market
Central Stanley


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Heroes of Order & Chaos rune cheaper now! THE ULTIMATE MOBA FOR MOBILE HAS JUST BEEN REVAMPED, REIMAGINED AND REINVIGORATED!
Spending Heroes of Order & Chaos rune to team up and fight alongside friends as you plan your strategy, strengthen your Heroes, and wipe out every tower and base that stands between you and victory! Runes will help you update instantly.
Experience fast-paced, real-time battles through a new user interface that makes the game easier to handle and more exciting to play. Cocgems have much stock for cheap and fast Heroes of Order & Chaos rune. So no need to find where to buy cheaper runes.
For centuries, Sinskaald Rift, a mysterious region of Haradon, has been the battleground of immortal warriors known as the Heroes of Order & Chaos. Now it's your turn to join their honored ranks as the most powerful champions in the realm!
ETA: 20mins


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Oxford Reading Tree Treetops Infact: Level 9: Food Fuel Paperback
by Ranj Singh
Illustrated by David Semple
Part of the Oxford Reading Tree TreeTops inFact series
Food Fuel is an alimentary adventure through the digestive system, with TV's Dr Ranj Singh.
TreeTops inFact is a non-fiction series that aims to engage children in reading for pleasure as powerfully as fiction does.
The variety of topics means there are books to interest every child in this compelling series.
The series is written by top children's authors and subject experts.
The books are carefully levelled, making it easy to match every child to the right book.
- Format: Paperback
- Pages: 24 pages, Colour
- Publisher: Oxford University Press
- Publication Date: 26/03/2015
- Category: Educational: English language: readers & reading schemes
Free Home Delivery
on all orders
Pick up orders
from local bookshops


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Women's Lindsay
Handcrafted Lindsay friendship bracelet with ox silver chain borders. Can be worn as a single or stacked together as a token of friendships. Patterns and colours may vary slightly--making it your very own. Ties at wrist for customized sizing. Measures 1" wide. Stack with Charity, Darcy and Landon bracelets. Handmade in New York (with Love). Free shipping on orders.


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Excited that you finally made it to this day? For how long you have waited for this event? And he finally asked you out for a date? Way to go, Girl!
There is something about first dates that gets us nervous and at the same time, excited. First dates are magical and no matter what you go, you cannot get your first date back. You can re-do a second date or a third, but first? No way.
No matter how much you plan for this day, it always turns into something different than what you'd have imagined. Well, black your anxiety and first-date-jitters, but the events surely take a different course.
You talk less, blush more. Your appetite limits to a salad and to kill the anxiety you take the help from the ultra-socialising drug, wine. While we cannot promise to eradicate any of your agitation but we can surely make you look confident and isn't that what you really need?
No matter, how odd are you feeling inside, you always want to look the best in front of your date.
Well, you can think of it as, he might be going through the same first-date-awkwardness-situation. He might get nervous but he better do that while thinking that you are stunning.
And that's where we come. Our job is to make you look like Anne Hathaway in Princess Diaries (After the makeover).
While you deal with your anxiety, we deal to make you the most beautiful girl he has ever gone out on a date with. And how we are going to do that? Read along sister, and you'll find out.
Below are the two first date dinner outfits put together. Pick one as per your style.
1.The Sensual Lace Outfit: If you'd like to add a bit of shock element, wear this. And forget about your nervous fits then. He would be ogling you the entire night.
The pink backless dress makes you appear as someone who doesn't dare to pull off anything. And surely, he wouldn't mind a bit of skin show. The pink pumps will add the drama and a contrasting brown clutch will further accentuate the look. Don't make everything monochrome. Make a messy bun to flaunt your back.
2. The Classic Black Outfit: If you are not up for a backless piece, then this is for you. You will come across as classic as Coco Chanel. The long sleeves will cover it for you, if you are uncomfortable with the arm fat. The red and black ankle strap will enhance your shanks. Pep it up with a classy bow clutch.
If you think boys don't notice the clothes, then you are wrong. He will always remember the first date and how you looked. He would even remember what shoes you wore. Trust us, we know. So better make it perfect.
Wait. We are not done yet. We are yet to give you a wonderful news. You can actually buy these outfits below. Scroll through and fill your cart.


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Add to Spiritual Diary
For the past 10 years I attended many Satsang of great Gurus, listened them on TV and read their articles in Newspapers and books and came to the conclusion that nobody knows completely about the God whether he is enlightened or non-enlightened. Many Gurus know something about the God but not everything. We can't say that they are Masters. They experienced something which they teach to their followers.
Popular Articles
Latest Articles


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GraphicRiver Hair Stylist & Salon Flyer 5278120
Photoshop \ Print Template \ Flyers
Fontsquirrel \ Please \ Support \ Hairstyle \ Corporate \ Coffee \ Contact \ Dreams
Print Template - Hair Stylist & Salon Flyer 5278120 by omar_almudaries @ GraphicRiver
Photoshop \ Print Template \ Flyers
Flyer Description.
Hair Stylist & Salon Flyer was designed for exclusively corporate and small scale companies. Also it can be used for variety purposes. Click on preview image to see further details. I hope you like it guys.
Flyer Feature.
- Fully Layered PSD files
- Easy Customizable and Editable
- 8.5" x 11" (8.75" x 11.25" with bleed setting)
- CMYK Colors
- 300 DPI resolution
- Print Ready Format
- Only Free Fonts Used: Font.txt with download links.
- Images are Not Included
Font Used.
- www.fontsquirrel.com/fonts/lato
- www.fontsquirrel.com/fonts/DejaVu-Sans
- www.fontsquirrel.com/fonts/bebas-neue?q=beb
- www.fontsquirrel.com/fonts/Caviar-Dreams?q=cavia
For any help regarding this file, please feel free to contact me through my profile page and I'll be glad to offer support. If you have a moment, please rate this item, I'll appreciate it very much!
Please Don't underestimate the power of the stars.
Thank you
Omar Waleed
Layered: Yes; Graphics Files Included: Photoshop PSD; Minimum Adobe CS Version: CS; Print Dimensions: 8.5x11.
Mother Day Greeting Card Template ; Company Brochure Bundle Vol.6; Corporate Business Flyer Template Vol.20; Corporate Business Card Bundle Vol.7; Wedding Invitation Card Template Vol.9; New Boy Born Mug Art Design Template; Restaurant and Cafe Table Tent Template Vol8.
Keywords: airline, beauty, business, cafe, cake, cargo, coffee shop, corporate, drink, energy, flyer, girl, hair, hair cut, haircut, hairstyle, hairstyle flyer, lady, makeup, market, restaurants, salon, shops, university, women.
Create GraphicRiver Hair Stylist & Salon Flyer 5278120 style with After Effect, Cinema 4D, 3DS Max, Apple Motion or PhotoShop. GraphicRiver Hair Stylist & Salon Flyer 5278120 from creative professional designers. Full details of GraphicRiver Hair Stylist & Salon Flyer 5278120 for digital design and education. GraphicRiver Hair Stylist & Salon Flyer 5278120 desigen style information or anything related.


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I won't bore you with all the details and negotiations (and believe me there were many.) The main point is this: all parties agreed to a four sentence summary of the Charter Amendment to be placed on the ballot followed by the full language of the amendment.
Becasue of an oversight at the Davidson County Election commission, the agreed language is NOT on the ballot. The only place that it appears correctly is on the sample ballot which is online, HERE. The ballot language on the voting machines is not correct and the ballot language in the sample ballots sent to voters is not correct.
The Davidson County Election Commission has agreed to place a notice inside each voting machine with the correct language and we are hopeful this will be helpful to voters.
Here is the correct ballot summary language that we agreed to:
Davidson County real property tax rates cannot be increased
without the approval of the voters in a referendum election.
Either the Mayor or a majority of the Council could authorize
the referendum. There could be only one referendum each
year. The tax rates on real property in effect on November
7, 2006, would be the maximum rates allowed until a
referendum occurs.
Just remember: Vote YES on Metro Charter Amendment No. 1


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Interested in writing for the Women's Foundation of California blog? Below you'll find our editorial guidelines as well as instructions for submitting your proposal (pitch).
The Foundation's blog plays a key role in communicating our mission—to advance the economic security of women and families in California. We use our blog to build public awareness around issues that are affecting low-income women, to express our opinions and share our expertise, to spark and engage in conversation around issues affecting women's economic wellbeing and to inspire action on behalf of public policies that benefit women and their families.
Our blog aims to present interesting, original and timely ideas and information and, as such, we value conversational tone and a writing style that has heart, emotion, urgency and personality. The goal is not to preach, but to educate, engage and inspire.
Too often, when topics like economic security, workforce development, public policy and philanthropy are written about, the result is writing that's at best stilted and at worst wonky and dull. Our blog aims to upend that model and make the work we do and the causes for which we fight approachable, interesting and simple to understand and participate in. As much as possible, we seek to demystify complicated laws, issues and stereotypes in order to make our advocacy and activism accessible to all.
What topics do we cover?
- Public Policy: Blog posts about public policies, laws and practices that strengthen the economic security of women, girls and families.
- Workforce development: Blog posts about employment and workforce development strategies, practices and case studies that have low-income women in mind.
- Women's leadership development: Blog posts about women's leadership development, especially as it relates to public policy and advocacy.
- Philanthropy: Blog posts about women's philanthropy and philanthropic education, reflection and inspiration.
- Commentary: Blog posts as commentary on current issues related to women's economic security, poverty, employment and philanthropy.
Who reads our blog?
Our readers are socially conscious women and men passionate about women's rights, equity, empowerment and economic security. More often than not, they're engaged in social justice work, as advocates, activists, nonprofit professionals or donors. We group our readers into three large groups:
- Partners in our work, including grant partners, advocates, donors, allied nonprofits, foundations and corporations that support our work.
- Members of the public interested in learning about and advocating for women's economic security; these individuals are often interested in philanthropy and investing in women.
- Journalists, bloggers and social media activists who are covering issues/topics related to our mission.
What kind of blog posts are we looking for?
We seek to publish blog posts that educate our readers on issues related to our work, share an interesting idea or way of looking at an issue, educate and empower our readers to make informed decisions and take action on behalf of women, such as voting, advocating for a law or a proposition or donating to an important cause.
In evaluating a blog post or a blog post topic, our editors ask themselves:
- Is this blog post directly related to the Foundation's work and the above five topics?
- Does this article explain the issue at hand in a clear, simple and engaging way?
- Is this blog post written in a conversational way, making the author and the subject matter approachable and accessible?
- Does this blog post educate the reader on a topic related to the Foundation's work, offer a unique perspective about the Foundation's work and/or inspire the reader to engage in economic justice work on behalf of women and families?
- Does the author support her ideas with real-world, compelling examples?
- Does the author back up her claims with links to reliable sources?
- Would this blog post interest most of the Foundation's readers, or is the topic so narrow that it would interest only a small segment of our readership?
What is the tone and style of our blog?
Inclusive and Respectful: We believe in diversity. We want to include the voices and perspectives of women and girls from across California, men, grant partners, our nonprofit allies, Foundation staff, donors, experts in philanthropy and women's issues as well as news and media professionals. We seek a diverse pool of opinion and commentary on our blog and encourage a thriving, energetic conversation among readers through comments. While everyone doesn't have to agree with our contributors' perspectives, we want our readers to remain respectful. As a result, we will not post disrespectful or spammy comments.
Relevant: We seek timely, relevant posts featuring thoughts and perspectives on current events, trends and realities related to women, economic security and philanthropy. While we do not endorse political candidates, we will publish thoughtful perspectives and reflections about public figures whose actions and comments have affected or are affecting women and families.
Conversational: We need your voice to come through. We encourage our authors to write in a conversational style that shows why they care about the issue they're writing about. We want to talk about issues that are facing women in California in real, human terms. While writing, we encourage our authors to ask themselves, "Why would someone care to read this blog post?" and anticipate a reader asking, "So what?"
Who can write for our blog?
We especially encourage and welcome submissions by people who are experiencing first hand or working on the ground on the above blog topics. Before you start writing, please send us a short pitch (150 words or less) telling us about your idea, what your approach will be and why you wish to write about it.
What are our blog's basic style guidelines?
- We use the Associated Press style (no serial commas).
- Individual posts should run between 600 and 1,000 words.
- Post should be written in a clear, engaging and accessible first-person style that avoids jargon and buzz words.
- Authors should fact check their posts and be prepared to provide references for little known facts.
- Where possible, please send photos to accompany your post. Images should be at least 800×800 px or larger and at least 72dpi in resolution. Please make sure that you have the right to use the image you send to us; if it's a creative commons image, please tell us whom to credit for the image.
- Keep in mind our audience (see above).
- Make sure you have one central argument and that you stick to it, supporting it with data, illustrative examples and quotations.
- Whenever possible, include a news hook (something that's happening in the news, a trend, an anniversary).
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- Feel free to recommend headlines, excerpts and images; however, our editors have the final say on what headline or image is used.
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Will the Foundation edit my blog post?
Yes, we edit to ensure that all blog posts meet our style guidelines. In some cases, we will also edit for structure, flow, language or length. If we make substantive changes to your post, we will send it to you for approval before it is posted. We will not post blogs or comments that do not fit within the scope or the values of fairness and respect that the Foundation adheres to.
For questions, contact Sanja Alajbegovic at email@example.com.


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10 Fresh Fitted Caps: The Ones You Need in Your Closet RIGHT Now!
We all know what a dope fitted can do for a man. Bear witness, ladies; that cap pulled down low over his eyes or propped up at the right angle can take him from "Meh" to "Daaamn". You know what we're talking about!
But the fellas aren't the only ones who can rock fitteds. Whether we dress them up with heeled booties and skinnies or keep it casual in sweats and some fly kicks, before we got a hold of them, fitteds never looked so good. We picked out a few cute options so if you want a fresh fitted to put on that fly down 'do, we, literally, got you covered. Take a peek…
New York Yankees, New Era "59Fifty MLB Authentic Collection"
Keep it all the way classic with the must-have NY staple.
Atlanta Braves, New Era "59Fifty MLB Shadowbox Cap"
Put a femme spin on reppin the A.
Los Angeles Kings Chenielle Snap 9FIFTY Snapback
You wanna be down with the Kings? Throw this baby on!
Supreme Links 5-Panel in Red
A cap less sporty and a bit more fitting for the fashionable.
Boston Red Sox, Forty Seven Brand "MVP"
For die-hard Red Sox fans or those who just love the simplicity.
OBEY Original Snapback cap
How can you not obey the trend when it comes in this cobalt blue?
The Hundreds Hooray Snap cap
This color combo makes us feel like we're on Venice Beach! Perfect for the summertime.
StyleBlazers, which fitted will you be stepping out in?
–Qimmah A. Saafir-Dobaria
StyleBlazer Must-Reads…
Top 8 Fashion Mistakes Women Make: Don't Get Caught Out There in These Style No No's
The Top 10 Celebrity TwitPics We Can't Get Enough Of (Oh Those Celebrities…)
7 Best Celebrity Slimdowns: From Curvy To Skinny, Peep These Fit & Fierce Divas!
8 Reasons Why Kimmy Cakes Got Battered With Baking Flour on the Red Carpet
8 Most Fashionable Celebrity Kids: Who Deserves The Best Dressed Crown
7 Beauty Essentials EVERY Fashionista Should Have in Her Purse (Ladies,This one's Must-Read!)
Play Date Please! 8 Celebrity Dads Who Make Parenting Look So Good
Try Your Luck With 7 of The Prettiest Nail Colors for Spring


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Thursday 1 March 1973
It was Thursday, under the sign of Pisces. The US president was Richard Nixon (Republican).
Famous people born on this day include Igor Murin in Trencin and Chris Webber.
In that special week of March people in US were listening to Killing Me Softly With His Song by Roberta Flack.
In UK Blockbuster by The Sweet was in the top 5 hits.
The Long Goodbye, directed by Robert Altman, was one of the most viewed movies released in 1973
while The Best And The Brightest by David Halberstam was one of the best selling books.
On TV people were watching The Upper Crusts.
If you liked videogames you were probably playing Gotcha or Lunar Lander.
But much more happened that day: find out below..
You can also have a look at the whole 1973 or at March 01 across the years.
Old Newspapers
Have a look at the old newspapers from 1 March 1973 and get them!
TV Series
Which were the most popular TV series released in the last months ?
Which were the most popular movies released in the last 30 days ?
Find out your future
Get a FREE Numerology report based on the digits of 1 March 1973!
Wish him/her..
Historical Events
Which were the important events of 1 March 1973 ?
- Saint Eudoxia
- Self Injury Awareness Day
- Historically, March 1st was considered to be the beginning of the Roman 'work year' as January (the official first month) and February were unfit for warfare. The numerical Latin names of some months reflect this. (September = Seventh, October = Eighth, November = Ninth, December = Tenth). (see New Year).
- Korea - Independence Movement Day (Samiljeol; ???).
- Saint David's Day (National Holiday of Wales).
- Iceland - This day is called the Beer Day, but this day in 1989 beer was allowed again.
- Martisor - a seasonal holiday in Romania.
- Baba Marta - a Bulgarian custom when the Martenitsa is worn for good health and luck symbolizing the beginning of the spring season in Bulgaria.
- Eight Hours Day - Tasmania, Australia.
- Saint Albin
- Labour day - Western Australia.
- Saint Swidbert
- Bah�'f Faith - Last Day (4 or 5) of Ayy�m-i-H� (Intercalary Days) - days in the Bah�'f calendar devoted to service and gift giving.
- World Day of Prayer.
- Roman Empire - The sacred fire of Rome was renewed (See Vesta).
- Roman Empire - New Year.
- World Civil Defense Day - This Day commemorates the entry into force in 1972 of the ICDO Constitution as an inter-governmental organisation. [1]
- Roman Empire - Matronalia in honor of Juno.
- Independence Day in Bosnia and Herzegovina
- Saint Monan, largely legendary Scottish saint.
Famous Birthdays:
- Igor Murin in Trencin: Czechoslovakia; hockey goaltender (Team Slovakia 1998).
- Chris Webber: NBA forward (Washington Bullets / Wizards).
- Ryan Peake: Canadian guitarist (Nickelback).
- Jack Davenport: English actor singer and producer.
- Anton Gunn: American academic and politician.
- Carlo Resoort: Dutch DJ and producer (4 Strings)
- Robert Joffrey Dance Company opens
- Robyn Smith becomes first female jockey to win a major race.
Featured Contents
Would you like to write an original contribution on a topic related to this specific date and get featured on Takemeback.to ? Send us your proposal!
Music Charts
Which were the top hits in that special week of March 1973 ?
Top #10 songs in the USA
- Roberta Flack - Killing Me Softly With His Song
- Deliverance - Dueling Banjos
- Edward Bear - Last Song
- Spinners - Could It Be I'm Falling In Love
- Elton John - Crocodile Rock
- Carly Simon - You're So Vain
- The O'Jays - Love Train
- Deodato - Also Sprach Zarathustra (2001)
- John Denver - Rocky Mountain High
- Lobo - Don't Expect Me To Be Your Friend
Search For Your Ancestors
Subscribe to our Newsletter
Don't miss our monthly news, no spam guarantee Click here to Subscribe
...and if 1 March 1973 was your Birth Date then Join our Birthday Club!
Make this date unforgettable
Genealogy: find out your family heritage
Magazine Covers
What news were making the headlines those days in March 1973?
Which were the most popular books released in the last weeks ?
Remember when
What videogames would you be playing back in the days ?


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iOS, iPhone, Android Mobile Application Development Quality We Share
The cost of each Mobile apps and game (bugs or errors) is a significant problem to global industry, not only to our customer but also to the end users. To ensure the success of an Mobile app or game, TipEnter make sure that QA is involved in all stages of development, from creating the concept, analyzing requirements and wishes, creating test specifications, testing early versions of the app or games, releasing the finished product, to the post-development review process.
TipEnter keep evaluates what constitutes application quality and what factors affect this quality and how, when and where QA can be used in the project life-cycle for improving product quality.
We follow the research and action methodology in quality assurance; keep learn from the experience and apply or act on next project life cycle
Action research methodologies in TipEnter
1. Review current practice
2. Identify an aspect that needs improvement
3. Plan an action
4. Act it out
5. Evaluate the result
6. Re-plan an additional cycle
7. Continue until complete
Mobile App QA & Testing Phases at TipEnter
1. Test planning
• Test preparation – test strategy
• Test planning – test plan
• Test design – test scripts
2. Test execution (Automation and Manual execution)
3. User Feedbacks
4. Defect management
5. Release management
Quality check we follow for the product
• Mobile App Functionality Correctness – The accuracy of the outputs.
• Mobile App Reliability – the average time between a number of transactions that one can fail.
• Mobile App Performance Efficiency – The number of resources required to perform all functions of the software
within predefined time frames.
• Mobile App Data Integrity – Security of the system. Prevention of un-authorised users to gain access.
Prevention of critical data being transmitted over the network. Encryption is used where necessary.
• Mobile App Usability – Ease of use for unfamiliar users to become acquainted with the UI.
• Mobile App Ease of navigation – Intuitive to use, the user can very quickly learn how to use the application.


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Can \'high tech\' game spaces, often violent, cold, or impersonal, lead to the inverse: an experience which communicates personal stories? [six.circles] is a networked one or two player turn based Flash game which explores the consequences of cooperation and competition through the construction of simple geometry objects. Players interact with the game by construct groups of shapes which eventually are built up into complete circles, but they do so amidst attacks by virus objects which invade the community. In the abstracted space, there are virus objects and \"good juju\" pieces that can often cure disease. As the game progresses, players must attach illness pieces to some shapes every so many turns, and as players build circles, illness spreads down the chain, infecting it turn by turn. When all the pieces of a given chain are infected, the infection changes with each turn to a full-blown diseased piece that can no longer be assimilated into a circle. If an entire chain is diseased, it spawns new disease pieces with each turn. Players have to negotiate and sacrifice to cooperatively solve the problem, prevent the spread of the disease, while still attempting to win the game by creating six circles.
Mary Flanagan is an inventor-designer-activist in New York City and leads the Tiltfactor research group at Hunter College in New York City. Flanagan's artwork has been shown internationally at venues including the Whitney Museum of American Art, SIGGRAPH, Ars Electronica, the Guggenheim, and other international venues. Her essays on digital art and gaming have appeared in many periodicals and books including Art Journal and Wide Angle. Her books include Reload: Rethinking Women + Cyberculture (MIT Press 2002), the co-written book Similitudini. Simboli. Simulacri (SIMilarities, Symbols, Simulacra) in Italian (Unicopli, 2003), and reskin (forthcoming, MIT Press). She is the creator of "The Adventures of Josie True," the first internet adventure game for girls, and is co-founder of Rapunsel, a research project to teach girls programming (http://www.rapunsel.org).


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July 14 (Reuters) - Pop star Beyonce posted the first pictures of her twins, Sir Carter and Rumi, in an Instagram post on Friday.
"Sir Carter and Rumi 1 month today," Beyonce wrote in the post. bit.ly/2t9stLb
Beyonce's father had said in a tweet in June that his daughter was now the mother of twins, confirming earlier reports of the year's most highly anticipated celebrity birth.
Social media was abuzz in February when the 35-year-old singer, whose full name is Beyoncé Giselle Knowles-Carter, posted a photo of herself wearing a long veil and lingerie and caressing a noticeable baby bump. (Reporting by Parikshit Mishra in Bengaluru; Editing by Sunil Nair)


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Results 1 to 3 of 3
December 27th, 2003, 06:22 PM #1
Went shopping today for some oddball stuff - a gas log fireplce insert with rock logs and associated hardware to hook it up.
(The size I wanted was sold out at Lowes but it sold for $137.00 so, I went online)
So.....Certainly Froogle would have a good price---Wrong.
Cheapest comparable (apple to apple) @ $249. Lots of units in excess of $600. I'm thinking of getting into the gas fireplace business with mark-ups like these.........
My first impression is that Froogle isn't so frugal .
He He .........
Parasites Lower Than a Rattler's Belly.
December 27th, 2003, 06:34 PM #2
Hey Doc,
Missed ya, WB!
Happy belated Holidays
As a merchant submitting a feed into froogle, I can definately see that they are not ready for the "prime time" release of a useable version of it - AM is safe (for now).
Haiko
The secret of success is constancy of purpose. ~ Disraeli

December 27th, 2003, 07:00 PM #3
Hey Haiko
Been in the throws of moving!
Out of San Antonio, Texas into La Quinta, California.
Almost done with moving boxes, changing of addresses, domains, etc, etc. Whew!
But I'm here now and settled and ready to cause more trouble...
Parasites Lower Than a Rattler's Belly.
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i am now using JB on E971 will update my helper thread for rogers
thanks alot man
Oh is that what the E973.1.5 meant? I thought it was like version 1.5 or something lol.
So the HK version is the same as the Canadian version?!?! But they have different 3G and LTE frequencies... I'm guessing the modem used is the same as the ones that was used before?
You should be able to boot to recovery and do all the install procedures in the OP and have it working..
make sure you follow the instructions tho.. and format data.. data is a partition outside of /system and
sometimes there's a lot of garbage left behind. especially coming from aosp to stock or stock to aosp.
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On 2005-12-09 20:33:11 +0100 Eli Zaretskii <email@example.com> wrote:
Date: Fri, 09 Dec 2005 16:12:03 +0100 From: =?iso-8859-1?q?G=FCrkan_Seng=FCn?= <email@example.com> Cc: Adrian Robert <email@example.com>, email@example.com, email@example.com, email@example.com't know whether I should put :-) or :-( here...I would rather like useful comments than shit like that.If you continue to be rude like this, you won't hear anything at all.
He started it by not having read the information i gave carefully. What did he want to say anyways?


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These flavoursome, 100% Arabica coffee capsules are made entirely from a blend of green coffees produced by communities of small independent coffee growers in Honduras, Peru, Colombia and other South American countries.
Lavazza ¡TIERRA! is a sustainable development project promoted by Lavazza. Its aim is to ensure both an excellent product and an improved quality of life for these communities of premium coffee growers. This is achieved by providing modern equipment and suitable tools that let the growers cultivate and sell their coffee in an eco-friendly manner.
Our agricultural production communities are certified by the Rainforest Alliance, the international non-governmental organisation which promotes sustainable coffee.
Discover the full range of capsules and other beverages designed for our Espresso Point Machines.


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It's the beginning of a New Year. Which means you're likely thinking about your past year and planning for the new one. You're likely asking yourself a number of questions: What went right last year? What went wrong? How can ...Read More »
Home / Tag Archives: goals
Keiko: To Meditate Upon The Old
A couple weeks ago, I made a post entitled Goal Are For Losers, commenting on Scott Adams' essay in the Wall Street Journal, Scott Adams' Secret of Success: Failure, in which Adams posits: To put it bluntly, goals are for losers. ...Read More »


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Its time to get wet! Learning should be easy and affordable–especially if you are a beginner wanting to learning for the first time or if you would like to refresh the basics in a private setting! Due to popular demand, Terminus Wake Park is now offering customers the opportunity to learn how to wakeboard on the Sesitec System 2.0 cable by RESERVATION ONLY!
- Learn to get up and ride in a private setting on our System 2.0 from our coaches!
- ZERO WAIT TIME! MORE RIDE TIME! Enjoy exclusive time on the water with friends and family.
- All rental gear is included in your reservation (helmet, Coast Guard Approved life jacket, wakeboard).
- Get Wet Passes are $25.00 each and include:
- 20-minute session per reservation.
- Customers can reserve as many sessions as they wish.
- A 20-minute Get Wet Pass only allows 1 rider at a time with 1 set of rental gear (wakeboard, helmet, vest).
Reserve your GET WET PASS by CLICKING HERE!
Want to keep riding after your session? After your pass is over, continue to the Full Size Cable lakes! Full Size Cable pricing can be found HERE.
Can't make it? Changed your mind? Just found out you are allergic to fun? If you need to cancel your registration, our staff must be notified at least 24 hours before your reservation. If we are notified 24 hours prior to your beginner lesson, you will be offered a rain check to reschedule your lesson on a later date or we will refund you. However, if you do not notify us 24 hours ahead of time, you will not be issued a refund. We will make every attempt to run every session. However, if a cancellation is necessary on our part (due to weather conditions, mechanical issues, etc.), our staff will notify you by phone and e-mail to reschedule your reservation!
For questions or more info, please e-mail email@example.com!


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Quadsaw Square Hole Cutter
Cutting square holes into drywall is a must for light switches and sockets, but there's been no easy way to do so until the Quadsaw Square Hole Cutter. Quadsaw functions like a bit for your power drill (ideally that can spin at 1,800rpm or higher) with the difference being that you'll need to hold its handle stable as you drill. Four blades — mounted to cut rectangularly — start moving as the drill bit is spun, cutting efficiently and just deep enough to get through plasterboard without slicing neither wires behind it nor pipes. It's even got integrated spirit levels to ensure you're cutting straight.
Learn more at Quadsaw – roughly $240


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Kitchen Hacks From The Chefs At Malibu Beach Recovery Centers
Cooking more at home isn't always about spending more time in the kitchen- it's about small tricks and a little prep. We've compiled our list of 10 favorite ways to keep the kitchen simple, sustainable and efficient from some of our favorite chef instructors.
- Storing Food. Keep onions, potatoes, garlic and shallots out of the fridge, where they can get moldy. Poke holes in paper bags and store them in a cool, dark drawer or cabinet. Fruits should be stored away from vegetables in the fridge, loosely bagged.
- Washing Fruits And Veggies. We're in a drought and every drip of water counts. Instead of washing your produce, rice or grains under running water, fill a bowl, slosh them about and pour the water out onto your plants, lawn or tree. Don't peel your potatoes or carrots- most of the nutrients in root vegetables are found just under the skin.
- Let Go Of Paper Towels. Purchase a few dozen cotton towels and wash them with our clothes. They're more efficient for drying hands, at cleaning counters and when scrubbing. Dry them on the paper towel holder and launder.
- Making Your Own Dressing. Most commercial salad dressings, even the Organic ones, contain loads of sugars and gums. Save money and unnecessary ingredients by making your own. Once a week, grab a mason jar and drop in 1/4 cup Dijon mustard, 1/2 cup red wine vinegar and 3/4 cup Extra-virgin Olive Oil. Put the lid back on and shake it until emulsified. Store in your refrigerator for up to 2 weeks. Remember to bring it back to room temperature (take out of the refrigerator 15 minutes) before using. Pour some of this over shallots or thyme to jazz up a salad or tossed into brown rice with some thinly sliced beets and greens with a little blood orange juice for a bright and satisfying lunch.
- Double Up. Making cookies? Crusts? Shepherd's Pie? Doubling your ingredients rarely doubles your workload. Make one for tonight and freeze the other(s) for a quick dinner or dessert without the takeout price.
- Pasta. Cook it 3 minutes less than the package calls for, heating up the sauce in a separate pan while it cooks. Pick up the pasta with tongs and finish cooking them in the warmed sauce. Make double the sauce and store the rest in the fridge or freezer.
- Cool Down. Keep a rimmed cookie sheet in the freezer at all times. It's the fastest and easiest way to cool warm liquids and doughs- simply pour them from the pan onto the frozen sheet pan or place just-made and wrapped doughs onto it in the freezer for a quick rest.
- Mise en place. Are you working on a recipe for the first time? Take 10 minutes (wait! always read the recipe first) to measure everything out you'll need. Put away your measuring cups and spoons and enjoy following the technique instead of panicking that you're out of eggs halfway through your Crème Brûlée.
- Grate. Grate your own cheese and save the rinds. Grated cheese is 30% more expensive and often coated in powdered cellulose. Save the rinds from your parmesan and use it to flavor your next soups or chili.
- Buy From The Farmers Market. There's just no better way to support your local economy, sustainable growers and enjoy the best-tasting produce. Keep your budget on track by buying only what you need (except for cherries, persian mulberries and peaches in June). Try buying in bulk- like the bag of 5 avocados for $3. We get 3 of these, unripe, and use them over three weeks by keeping some out, some in paper bags and the rest in the fridge.
Cooking is not complicated…Enjoy it!
Bon appetit,
Licia Jaccard
Nutritional Consultant
Malibu Beach Recovery Centers


text: I had the Imagio and ran Bing on it and prefered it for everything over the Google products (I had Google Maps installed as well, but did not like/use). When I got the Fascinate, I quickly see why many of you folks hate it. Verizon De-Nutted the Bing software! On the Imagio it had voice guided turn by turn, on this it has a lame map that has no voice and you have to manually advance each instruction screen during the trip or it stays on instruction line #1 the entire time. That and no voice makes it terrible. Someone needs to get the real live full version of Bing and make it a cab file (or whatever you use for these Android phones) so we can download and get the whole Bing experiance. I also tested the Bing voice to text search and found it was trashy compared to the Imagio. I said "Kawasaki Motorcycle Dealership" and it gave me Kawasaki Heavy Industries and a bunch of corporate Kawasaki sites, but not the Kawasaki Dealership 7 miles from my house. The Imagio would do the same, but you then simply hit the "Local" tab on top and it showed my dealer. The Fascinate has a crippled version of Bing.... it is not Bing's fault, I am sure it is so customers find that if they want good directions they need to slam $10 a month to Verizon for the software they use for GPS. I think it's crap, but I guess it is what it is. I miss the real Bing!


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When you join the LLamasoft Team, you become part of a team that helps most of the Gartner Supply Chain Top 25, seventy-five of the Fortune 500, plus numerous other multinational corporations, top consulting firms, and prominent Government agencies worldwide to model, simulate, optimize, and visualize their supply chain operations. LLamasoft offers the most complete platform in support of supply chain design, planning and analytics available in the market today. Our software and services lead to major improvements in cost, service, sustainability, revenue, and risk mitigation.
LLamasoft offers a stimulating startup company atmosphere where your efforts will have a significant impact on global supply chains and our company's success.
The Role:
This is your chance to bring your passion for solving supply chain problems to a fast-growing, dynamic, entrepreneurial team that is pushing the boundaries of Supply Chain simulation and optimization.
Job Description: Working in tandem with our Account Executives and Account Managers to drive sales opportunities;
What Makes this Role Unique:
The Qualifications: Self-motivated, high energy with sales experience;
This role is ideally suited to either an experienced pre-sales consultant with solid consulting/project management knowledge, or an experienced supply chain consultant with a desire to move into a pre-sales role.
About LLamasoft
LLamasoft provides software and expertise to help companies design and improve their supply chain operations. Supply Chain Guru®, LLamasoft's flagship product, is the leading supply chain design application available in the market today. LLamasoft is expanding its product offering into multiple design, planning, and visualization platforms as well as enterprise solutions.
Since 1999, LLamasoft has helped hundreds of global organizations in over 30 countries leverage their unique blend of technology and deep domain expertise to drive competitive advantage and savings across their supply chain operations.
We are a company driven by people who have a passion for technology and innovation. If you are excited about solution design and looking for a fun and flexible environment in a growing company!