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Letter(s) from Olga Egorova to Ivon (Norway)
Letter 1
Hello dear Ivon!!!
It was very pleasant to me to receive your message on a site. Hope we shall continue our dialogue through mail. I shall be glad to receive from you letters. Excuse, that so long to not answer you, I work much, what though what that of money were at me in a pocket. I have seen your structure and you have liked me. I would be happy to see the reflection in your eyes. I would like to hear your voice, rising everyone morning. To wake up and realize, that me love. I search second half in other countries because it is difficult to find in Russia normal the man, able to understand the woman, to love and be betraid, to be gentle and at the same time little bit strict, in fact he is a head of the family. It should be loyal, serious, betraid, favourite, fair. As it should be clever, careful which is able to be pleased lives. I very much wish to have greater happy family in which there will be a love, understanding, trustfulness. I was born on April, 25th 1982 and I live in Russia, in the city of Zvenigovo. My nature is very romantic, loyal, I the formed person, work. I like to go in for sports, as it is part of my life - to be vigorous and sports. I like to have fun, do any small holidays, to me to like to cook food to a table. My hobby is the nature. I like to go to campaigns. Waiting the years period, I call the friends in a wood, where silently and easy where it is possible to have a rest from a loud life. I simply enjoy silence and calmness, being in this "world". To me to like to go to cinema, to look interesting romantic films. Walks on park or simply walks on city give to me pleasure, probably I the person - the nature which pulls on fresh air. I simply enjoy a life. I the healthy person, do not drink and I do not take alcoholic drinks, because it very badly affects on health. As at us speak: " In a sound body - a sound mind! " . And what for to you the nobility with how many I correspond? You already are jealous me? I if correspond, only with one person with whom has begun warm and the good relation. By the way, I would like to see more than your photos, I hope you will send me them?! As it would be interesting to me to learn about your parents.... Whether there Are at you animals? What at you the most treasured dream in a life? It is really interesting to me to know about you more. Still time, it is very grateful to you, that you have written to me. I hope, reading each your letter I shall fall in love more strongly and more strongly. With impatience I look forward to hearing from you!
With the best regards, Olga!
Letter 2
My greetings very much very dear Ivon! Thanks of a congratulation and a rose. You such darling, careful. I am very glad to receive from you such detailed letter! I with pleasure read it! In it so much all interesting has been written... You likely long wrote it. How you concern, if you had a child that it would be jealous you? Simply I know families where mother remains with the child one, or the father one much remains with the child.
And when who that comes another's, the woman for the man, or the man for the woman, the child start to be jealous. And about you I very well think of you. I each time start to dream of how to us it will be good together. As we together with you shall spend time. To give each other love and tenderness. Together to walk, bathe, I wish to hold you for a hand. To feel your man's force. Oh, that that I was lost in day-dreams. =) certainly very much it would be desirable it. I hope at us with you all to turn out. In a photo you such courageous. Such kind eyes, in which sparkle of happiness. Probably you the happy person. Ehh... Would wash the father was such. To I it is now heavy. It lays in hospital and at it it is bad with heart. Will do most likely operation. I do not know, we shall look that doctors will tell. So it it is a pity to me, already to cry want. My God, as hard when you lose parents. It so that healthy, but last time to it that that is bad with heart. All right, we shall not be about sad, we shall look that will be further. Ohh . at us now in the street warmly, the sun shines. Hmmm . that that last time weather has gone mad. In the spring summer, and in the summer spring, even the autumn happens. You represent temperature-60? And such happens. :) And in the summer up to +45 reaches. Here and so. And you really wish me to see really? But what me to see or it will be necessary for you very much very long up to me to reach, or I should do documents what to arrive to you.
The visa, the passport, tickets, residing. At me such money is not present, what you to reach. :( So that very much would be desirable and to meet you. To look at you, to look in your beautiful eyes. To see a beam of the sun in them. All right, I shall finish the letter. I send you the letter with the grandmother. Recently I am photographed, hope to you it will be interesting. Still time, me your letter was very pleasant to receive and esteem. Thanks big, that you are!!! I shall look forward to hearing from you . the Whole, I embrace! Olga.
Letter 3
Greetings my dear Ivon!!! I am very glad to receive from you the letter. I each time am surprised to you. You to appear such careful and lovely. With each letter I understand, that I fall in love with you and to me more increasing and it would be desirable to learn about you more. By the way in a photo where you on a beach, are looked very much very well. A handsome man!!! ;) Mmm... And what length at you hair?
What are you going to do this summer? I here too want on the sea, on a beach. Always dreamed to visit there where warm, to feel an easy warm breeze on coast at a decline. To hear noise of waves of sea water. And a number to feel the favourite person. Oh, that that I was lost in day-dreams again. :) As it would be desirable to see you, to hear, but what to you to me to arrive, you need to reach very long. At us planes do not fly, trains, only by the machine do not go. First to fly up to Moscow to you will fall self-summer, and then by the machine very long. But as it would be desirable for you to see, hear. Oh, by the way, there was such idea, know it is pleasant to you or not, but it is an output. You likely would wish to hear my voice? To talk to me? And I do not have phone, but to talk I to you too wanted. Can you will give for me a gift? You Will send me on phone? I shall buy to myself phone and we shall chat with you!? Well, what you on it look?
I wait for a fast reply from you. The whole and strong I embrace, Olga!
Letter 4
Dear Ivon if I shall show you all my photos . That I shall be not so interesting to you. I would want that you saw me in real. I shall send you with pleasure, but hardly later.
Dear, can money you will send, that I would buy phone, and then I shall tell the address and you will send me everything, that want. And you have not answered my question. You have asked how many to me to send. I have asked you, how many it is not a pity to you? Because I do not know...
My lovely! Well, I shall send you 2 photos = 3000$. So? Olga.


text:
You remember when full service stations existed?
Most kids today will ask: Full Service, what are you talking about? They have no idea.
I was working in one at age 15 and did it all.
You must be over 40.
Yea, I pumped gas at 16.
Oddly enough if you grew up in NJ, you may have a problem pumping your own gas.
Self-service is not allowed in NJ.

subset: commoncrawl


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Contact me
Alastair Hazell
East Sussex,
United Kingdom
You can find out about The Calculator Site by visiting my about page. If you have a question or comment about my web site, please use the form below to get in touch with me.
Important note: please do not ask me to work out specific, personalised calculations for you as this is not a service that I am able to provide - I simply develop the tools to help guide you. In addition, please do not ask me for financial or medical advice - please seek that from a qualified financial/medical advisor.
If you would like to send me a suggestion for my website, I would be delighted to hear from you.
Log of calculator updates
I am constantly improving and adding functionality to my calculators, often based upon suggestions from people like you. The latest major updates are logged below.
5 Aug 17
Launch of a cool new birthday calculator. Give it a try!
17 Mar 17
Addition of a CAGR calculator, following a user request.
22 Feb 17
Creation of an IRR calculator.
10 Nov 16
Addition of a new fractions calculator.
9 Nov 16
Addition of a data storage converter, as well as individual conversion pages.
29 July 16
Creation of a square footage calculator.
22 July 16
Addition of a new grams to pounds & ounces converter.


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An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Anglo-Saxon England. They were first found in Manchester, which was in the counties of Warwickshire and Lancashire. The Mancetter surname is ahabitation name that was originally derived from a pre-existing name for a town, village, parish, or farmstead.
Mancetter Early Origins
Domesday Book it was listed as Mamecestre. The place name literally is derived from the Ole English word "ceaster" which means "Roman fort or town."
Mancetter Spelling Variations
Mancetter Spelling Variations
Until quite recently, the English language has lacked a definite system of spelling rules. Consequently, Anglo-Saxon surnames are characterized by a multitude of spelling variations. Changes in Anglo-Saxon names were influenced by the evolution of the English language, as it incorporated elements of French, Latin, and other languages. Although Medieval scribes and church officials recorded names as they sounded, so it is common to find one person referred to by several different spellings of his surname, even the most literate people varied the spelling of their own names. Variations of the name Mancetter include Manchester, Mancester and others.
Mancetter Early History
Mancetter Early History
This web page shows only a small excerpt of our Mancetter research. Another 213 words (15 lines of text) covering the years 110 and 1100 are included under the topic Early Mancetter History in all our PDF Extended History products and printed products wherever possible.
Mancetter Early Notables (pre 1700)
Mancetter Early Notables (pre 1700)
More information is included under the topic Early Mancetter Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Searching for a better life, many English families migrated to British colonies. Unfortunately, the majority of them traveled under extremely harsh conditions: overcrowding on the ships caused the majority of the immigrants to arrive diseased, famished, and destitute from the long journey across the ocean. For those families that arrived safely, modest prosperity was attainable, and many went on to make invaluable contributions to the development of the cultures of the new colonies. Research into the origins of individual families in North America revealed records of the immigration of a number of people bearing the name Mancetter or a variant listed above: Jonathan Manchest settled in Virginia in 1645; Richard Manchester settled in Philadelphia in 1826; James Manchester arrived in Philadelphia in 1855; Burrell Manchester arrived in San Francisco in 1852..
Mancetter Family Crest Products
Mancetter Family Crest Products
See Also
See Also
Other References
The Mancetter Family Crest was acquired from the Houseofnames.com archives. The Mancetter Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 20 March 2014 at 15:57.
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text:
Hornets.com postgame: Bulls 96, Hornets 87
By: Jim Eichenhofer, Hornets.com, @Jim_Eichenhofer
Bulls (31-22), Hornets (19-35)
It was over when… Chicago's Luol Deng drilled a mid-range jumper with 44 seconds remaining, giving the Bulls a three-possession edge at 94-87. A lengthy scoring drought during the latter portion of the fourth quarter proved costly for the Hornets, who kept staying within striking distance but couldn't pull into a lead. New Orleans opened its post-All-Star schedule with a loss, ending a modest two-game win streak from last week.
Hornets MVP: In one example of the kind of night it was for Anthony Davis, he had a modest seven points at halftime – yet already seemed to have made the highlight reel a handful of times. Davis had two head-turning slams, along with an and-one layup in which he gathered in a long pass and scored at the rim, all in one motion, over a Chicago defender. Davis finished with 15 points and 10 rebounds, but the stat sheet couldn't quite capture the rookie's performance. "I thought he played extremely well tonight," Greivis Vasquez said. "I thought he saved me a couple turnovers (by tracking down) passes. He looks very athletic. Playing against an All-Star (Chicago's Joakim Noah) is not easy. He showed some toughness. He played well."
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How to Write Your Rough Draft. Research Paper Ms. Berger/ Mrs . Taylor. What you will need…. Your complete outline Your four pages of completed notes. Introduction. Hook Introduce your topic (subject): 2-3 sentences Thesis statement (taken directly from your outline). Hook.
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Research Paper
Ms. Berger/Mrs. Taylor


text:
Tuesday, September 22, 2009
Around Our Home - - Getting ready for Fall
Anyway, I've started putting out some fall decorations around our home and I thought I'd share some of my favorites.
This is a sign that hangs in our foyer. Our entry is "weird" in that it is a "rotunda" shape. It's a neat visual effect to have a "round room", but it's hard to hang things on circular-shaped walls.
Next up, my pumpkin welcome - this also hangs on one of those "round" walls in the foyer.
Last, but not least, is my favorite!! An autumn oil-burner teapot. This "lives" in my tea-themed kitchen. I burn this everyday with a lucious pumpkin-scented oil. Love it, love it, love it!!! :)
I hope you enjoyed seeing a few of my fall favorites...for more fall fun, check out Rhondi's "Welcome Fall" party.
10 comments:
- Carolyn said...
Counting our blessing is such a good thing to remember.
Pumpkin scented oil would smell so nice this time of year.
- 22 September, 2009
- Stella said...
Pumkin scented oil sounds so nice. Cute pumpkin Welcome sign. Thanks for sharing.
- 22 September, 2009
- Barbeeque4 said...
Love your Fall decorations!
- 22 September, 2009
- Rebecca said...
Hello and Happy Fall
Count your blessings is such a good reminder
- 22 September, 2009
- Amy @LittlePinkDollhouse said...
Happy Autumn! Pumpkin scented oil sounds deeelish! Very cute decor!
- 22 September, 2009
- Rhondi said...
Hi Sharon
Thanks for joining the party. I like your count your blessings sign. I need to be reminded of that more often.
Hugs, Rhondi
- 22 September, 2009
- Happy Cottage Quilter said...
Such sweet welcoming fall decorations. Happy Fall!
- 23 September, 2009
- Chiloe said...
I'm not ready for fall yet ... please, give me some time !!! lol
- 24 September, 2009
- Kathy said...
Your fall decorating is inspiring. I haven't had time to think about it much, but maybe closer to Halloween.
- 26 September, 2009
- Our really empty nest said...
Isnt fall decorating fun?? I just love it! Thanks for stopping by! Have a great week! Sue
- 27 September, 2009


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Plymouth University
Sustainable Construction Cost Management
Program Information
Degrees Offered:
Sustainable Construction Cost Management
Format: Hybrid
Program Description:
One of a series of new and exciting professional MSc courses in Sustainable Construction available at the University of Plymouth, delivered using blended learning, which combines the best of face-to-face and distance learning; ideal for the busy professional. Our mission is to provide world-class, advanced education in a vital field of practice in ways that will suit busy working professionals and their employers. This MSc will develop the core knowledge, skills and understanding cost managers need to ensure that sustainability measures are fully and cost effectively embedded within all types of construction project. It is now beyond reasonable doubt that the case for sustainability is made. With national and local governments, businesses and major clients now taking a lead, there is an imperative for construction organisations to dramatically improve their sustainability performance and services. This programme was crated in light of the evidence that few construction professionals understand sustainability and lack the knowledge, skills and expertise to confidently deliver genuinely sustainable solutions for their clients. Benefits There are considerable and well-documented benefits for individuals and organisations in moving towards sustainability, such as: • enhanced reputation • access to new markets and new revenue streams • increased operational efficiency • pre-emption of new regulations • greater job satisfaction • enhanced staff retention (Source: Doing Good: Business and the Sustainability Challenge; Economist Intelligence Unit 2008) This course will appeal to graduates and industry-experienced individuals seeking professional qualifications in quantity surveying and construction. This course includes a sustainability dimension.
Accreditation:Professional accreditation Royal Institution of Chartered Surveyors (RICS)
International Student Requirements:For overseas students, proficiency in English is required (minimum score of 6.5 IELTS).
Facts & Figures
Financial Aid: No
International Financial Aid: No
In State Tuition (per year): 11750 GBP
Out State Tuition (per year): 11750 GBP
Classification: Unknown


text:
Don't live in the past! Let's talk about the present. But also maybe mention the past because there are so many great tales found there?
We are most excited to welcome back author/playwright/actor/director Luke Yankee to our rainbow radiowaves. Luke is just an incredible guest and he shares all new stories about his Oscar-winning mom, her award-winning colleagues and the rumor mill involving former a certain former Catwoman that he had work done (he didn't).
What does the craft of singing/songwriting have to do with bodybuilding? Well, next to nothing, but that doesn't stop us from shining the light on both topics in this week's fun-filled episode.
First up, the über talented musician Eli Conley joins us to talk about voice: how you can use it to lift up listeners, explore your own identity and even provide therapy for your audiences. He's headed out on tour and you must must MUST catch him in a city near you.
Sometimes, you need to take a few minutes to forget the cares of the world and dive into pop culture escapism. And that's what we do…for half of this week's episode!
Singer/songwriter/troublemaker Daniel Gray returns to dish on all the latest drama out there in pop culture land including creative casting ideas for The Wiz, an ode to Britney, a salute to Empire and the shocking revelation that Ken has never seen Glitter.
It's our 300th Episode! It's our 300th Episode!! Holy rainbows!!
And what better way to celebrate this huge milestone than with Ken's first ever tv crush: Jim J. Bullock!! We have just the most incredible chat with Jim J. covering everything from Too Close For Comfort to Hollywood Squares to ALF to how Jim J is technically the leader of all of us gays because he came out of the closet on The Joan Rivers Show Who else can say that?!?
AND!, a special appearance from Ken's mom!
Love! Relationships! Break-ups! Dating! We are here to lend a hand this week.
They're one of our favorite groups out there in the world. And they are also the group that will make you bury your face in your hands. In a good way!
On what other podcast do you get to hear about Spenser for Hire, Steve Martin, Jim J. Bullock and Baywatch all in one episode? None! (and you're welcome)
First up, the lovely, talented and overachieving Suzanne Whang returns to talk about her journey to entertainment success (hint: avoid power outages), her Playing Field and her culinary abilities.
We're giving you movie, horror, drama realness this week!
Award-winning screenwriter/director/producer Mark Bessenger joins us after a 4 year absence to talk about his latest film The Last Straight Man, embracing his penchant for horror and his quest to create LGBT content for all of us to consume. And his song selection for the week is one for the ages.
It's Ken's birthday, so we're giving you a second chance to hear these newly-minted GRAMMY WINNERS!!
Sometimes our guests love being with us so much that they need to take a four year break before they return. It's just that fulfilling!
Light a candle, get into downward dog and go all zen as we bring to you yet another amazingly talented musician on this week's episode.
We've been so honored to host so many incredible singer/songwriters over the years and this week is no exception as we welcome Chris Riffle to talk about everything from his creative process to singing at his own wedding to how we can get Yankee Candle to start sponsoring his career.
For our latest installment of 'These 50 States Are So Gay!", we are trekking up to the Pine Tree State. That's right! We're exploring LGBT life in the great state of Maine!
So very many amazing ways to use your voice to make a difference and this week's incredible guest presents to us yet one more!
Here we are in Ohio, a locale where, on the one hand, we are in the minority of states without marriage equality but, on the other side of the rainbow spectrum, we just hosted the Gay Games and now sport the queerest city in the United States (Dayton?!?). How do we navigate towards equality while still retaining a sense of who we are as a community?
If someone is telling you that you are too young or too green or too ANYTHING to use your voice to make a difference, then you sit them right down and play them this week's episode!


text:
"There are two ways to take this course. You can do all 44 Modules for a fixed price of $499. Get access to the Full Course by selecting the Full Course option below. Or you can choose any number of individual Modules for $20 each. Simply add each Module to your shopping cart as indicated below.
Once you have purchased either the Full Course or any Modules you will receive membership and access to your Modules"
Or choose individual modules below
Showing 1–10 of 44 results
Module 1A:Origins Of The Music IndustriesThis Module introduces students to the history of music as an industry or business and is an important foundation module for the rest of the course. Many of the concepts examined in this introductory module emerge again in later units and this module is an essential platform.
Module 1A:Origins Of The Music Industries
Module 1B Traditional Perspectives Of The Music IndustryThis module looks at the supply chain model of the music industry and is essential to understanding the way the industry has functioned since its inception. It describes the processes where artists and their music are passed through a series of gatekeepers on the way to consumers. This is an essential module.
Module 1B: Traditional perspectives of the Music Industry
Module 1C: Modern Perspectives Of The Music IndustryThis module introduces the new ways of looking at the music industries and opens students up to speaking the language of the new music business. In the modern business there a number of new theories and practices that impact on the way business is done and students need to be aware of the terminology and practice currently being used.
Module 1C: Modern Perspectives Of The Music Industry
Module 2A: Introduction to LawThis module gives an overview of the legal system in Australia. The music industries, as with all other businesses, operate in a legal system and this module provides an important understanding of that legal system which provides a foundation of other modules concerned with intellectual property, contracts and consumer laws.
Module 2A: Introduction to Law
Module 2B:Introduction to CopyrightThis module introduces the legal principle of copyright - the dominant form of intellectual property in the content industries - and and a concept that forms the cornerstone of the creation of value and revenue in the music industry.
Module 2B: Introduction to Copyright
Module 2C: Copyright in musicThis module looks at copyright as it operates in the music industry and explains the hugely important distinction between copyright for songwriters and copyright for recording artists and the business and contractual implications of this distinction.
Module 2C: Copyright In Music
Module 2D: Intellectual Property In The Music IndustriesThis module looks at branding in relation to the music industry and in particular intellectual property concepts such as trademark and ownership of brands - the subject of many music industry disputes in the recording and touring areas of the business.
Module 2D: Intellectual Property In The Music Industries
Module 2E: Contract Law In The Music IndustriesThis module examines the types of contracts that are typically used in the music industry and gives students a vital insight into the framework and content of those contracts. This is an essential module.
Module 2E: Contract Law In The Music Industries
Module 2F: The Law of AgencyThis module looks at the laws that provide the basis of management and representation arrangements in the music industry. Anyone wanting to be a manager or an agent or who intends to work with either of these vital two music industry service providers must be aware of the content of this module.
Module 2F: The Law of Agency
Module 2G: Assignment & LicensingThis module is essential for anyone who intends dealing with the recording or music publishing industries as it looks at the way participants in the music business deal and trade in their creative assets. These concepts also have application across all industries that have ownership and rights in creative assets as a part of their business.
Module 2G: Assignment and Licensing


text:
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Experience fresh tea in an all new way with a Teabox subscription. Every month, Teabox tea masters hand-pick five exciting new teas for you to brew and enjoy.
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Knight's Microsoft Business Intelligence 24-Hour Trainer
John Wiley & Sons, Nov 30, 2011 - Computers - 432 pages
A book-and-video introduction to Microsoft's Business Intelligence tools
If you are just starting to get a handle on Microsoft Business Intelligence (BI) tools, this book and accompanying video provides you with the just the right amount of information to perform basic business analysis and reporting. You'll explore the components and related tools that comprise the Microsoft BI toolset as well as the new BI features of Office 2010. After a basic primer on BI and data modeling, the expert team of authors provides you with step-by-step lessons in the book and videos on the accompanying DVD on how to use SQL Server Integration Services, SQL Server Analysis Services, SQL Server Reporting Services, Excel BI (including PowerPivot), and SharePoint.
With Knight's Microsoft Business Intelligence 24-Hour Trainer, veteran authors present you with an ideal introductory book-and-video package so that you can get started working with the BI toolset immediately!/p
Note: As part of the print version of this title, video lessons are included on DVD. For e-book versions, video lessons can be accessed at wrox.com using a link provided in the interior of the e-book.
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Selected pages
Getting Ready for Excel Data Mining
Analyzing Key Influencers in Excel
BuilDing perFormanCepoint DashBoarDs
Deploying anD using eXCel serviCes 35
Try It
managing sharepoint Business intelligenCe 37


text: Tax Singapore Client Alert March 2015 Singapore's 2015 Budget: Corporate Tax Implications The 2015 Budget was delivered by the Finance Minister on 23 February 2015. This Budget is a continuation of Singapore's long-term strategy of restructuring Singapore's economy by encouraging innovation and raising productivity and building a fair and equitable society by strengthening social safety nets. In addition, this Budget also seeks to encourage the internationalisation of Singapore companies. In line with this theme, the 2015 Budget features initiatives such as the introduction of a new International Growth Scheme, an enhanced tax deduction for internationalisation and a revised mergers and acquisitions ("M&A") scheme. It also contains a number of important changes to existing tax concessions, especially with regard to preserving Singapore's competitiveness in the financial and maritime sectors. We highlight the key changes below. 1. Introduction of the International Growth Scheme Following the 2015 Budget, the Government will introduce a new International Growth Scheme ("IGS") to support larger and high potential Singapore companies expanding overseas while continuing to anchor key functions in Singapore. The IGS will grant qualifying Singapore companies a 10% concessionary tax rate for a period of up to five years on their incremental income from qualifying activities. Such companies will be required to engage in internationalisation activities and provide opportunities for Singaporean employees to gain greater international exposure. The IGS will be administered by International Enterprise Singapore ("IE Singapore") and the approval window will be from 1 April 2015 to 31 March 2020. IE Singapore will release further details by May 2015. Comments: Pending the release of further details by IE Singapore, it remains to be seen whether foreign multinational companies ("MNCs") headquartered in Singapore will fall within the scope of the rules of the IGS and qualify for the tax concessions therein. 2. Enhancement of the Double Tax Deduction for Internationalisation Scheme The current Double Tax Deduction ("DTD") for Internationalisation Scheme, also administered by IE Singapore, provides businesses with a 200% tax deduction on qualifying expenditure incurred on qualifying market expansion and investment development activities, subject to conditions. For more information, please contact: Eugene Lim firstname.lastname@example.com +65 6434 2633 Allen Tan email@example.com +65 6434 2681 Dawn Quek email@example.com +65 6434 2599 Peter Tan email@example.com +65 6434 2669 Baker & McKenzie.Wong & Leow 8 Marina Boulevard #05-01 Marina Bay Financial Centre Tower 1, Singapore 018981 www.bakermckenzie.com 2 Client Alert March 2015 Following the 2015 Budget, the DTD for Internationalisation Scheme will be enhanced to include qualifying manpower expenses incurred from 1 July 2015 to 31 March 2020 for Singaporean employees posted to new overseas entities. However, the amount of qualifying manpower expenses will be subject to a cap of S$1 million and other conditions. Businesses will have to apply to IE Singapore to enjoy the DTD on qualifying manpower expenses. IE Singapore will release further details by May 2015. 3. Extension of the Enhanced-Tier Fund Tax Incentive Scheme to Fund Special Purpose Vehicles Currently, the Enhanced-Tier Fund ("ETF") incentive scheme grants a tax exemption to approved fund vehicles on specified income derived from designated investments. The funds must be managed in Singapore by a Singapore fund manager. In addition, each fund vehicle must meet certain economic conditions in order to obtain the approval of the Monetary Authority of Singapore ("MAS") for the scheme. As a concession, the ETF incentive scheme is currently available to all master and feeder funds in a master-feeder fund structure through a one-time application for MAS approval, provided that the master and feeder funds meet the economic conditions on a collective basis and the feeder funds do not trade. However, special purpose vehicles ("SPVs") do not fall within the scope of this current concession and will need to meet the conditions independently under a separate application in order to enjoy the tax exemption. Following the 2015 Budget, the ETF tax incentive will be extended to accommodate master-feeder fund structures with master funds using SPVs to hold onto investments, subject to conditions. It appears that such master and feeder funds and SPVs will be able to apply for the ETF incentive scheme through a one-time application and meet the conditions on a collective basis. This change will take effect for applications made from 1 April 2015. MAS will release further details by May 2015. Comments: It remains to be seen whether MAS will need to approve an additional SPV each time one is added to a master-feeder fund structure that is already approved for the ETF incentive scheme. This is currently the case for additional feeder funds, but it should be noted that feeder funds are used for fund-raising, while SPVs are used to execute trades. It is also unclear if this extension will only apply to SPVs held by a master fund within a master-feeder fund structure and not to structures without any feeder funds. If so, the definition of SPVs should be clarified in the legislation. 4. Extension of the M&A Scheme The M&A Scheme was introduced in 2010 to encourage companies to grow through M&A. It was scheduled to lapse after 31 March 2015. Following the 2015 Budget, the M&A Scheme will be extended to 31 March 2020 and revised to enable SMEs making smaller acquisitions to also enjoy the benefits under the scheme. Companies that make qualifying acquisitions under the M&A Scheme can enjoy an M&A allowance in respect of the value of the acquisition to be written 3 Client Alert March 2015 down over a period of five years and an additional allowance in respect of transaction costs (e.g., professional fees on due diligence, legal fees, and valuation fees) incurred on the acquisition to be written down over a period of one year. Companies may also obtain stamp duty relief on the transfer of shares in unlisted companies. In this regard, the M&A allowance rate will be increased to 25% (from the current 5%) of the value of the qualifying acquisition. However, the value of qualifying acquisitions per Year of Assessment ("YA") will be reduced to a cap of S$20 million (from the current S$100 million). The allowance on transactions costs will remain at 200% and be subject to the same expenditure cap of S$100,000 per YA. Stamp duty relief will also be reduced, following the cap of S$20 million (from the current S$100 million) on the value of qualifying acquisitions per financial year ("FY"). This translates to a reduced cap of S$40,000 (from the current S$200,000) on stamp duty relief per FY. The shareholding eligibility rules will also be relaxed. Currently, the acquisition must result in the acquirer holding (a) more than 50% ordinary shareholding in the target if the acquirer's original shareholding in the target was 50% or less (the "50% Shareholding Threshold"); or (b) at least 75% ordinary shareholding in the target if the acquirer's original shareholding in the target was more than 50% but less than 75% (the "75% Shareholding Threshold"). Following the 2015 Budget, the 50% Shareholding Threshold will remain but the 75% Shareholding Threshold will be removed. Taking its place will be a lower shareholding threshold for acquisitions resulting in the acquirer holding at least 20% ordinary shareholding in the target where the acquirer's original shareholding in the target was less than 20% (the "20% Shareholding Threshold"). IRAS has announced that acquirers qualifying under the 20% Shareholding Threshold must also have: at least 1 director represented on the Board of Directors of the target company; and acquired a shareholding of at least 20% in the target and the target must also be considered an associate of the acquirer under Singapore FRS 28 or Singapore FRS for Small Companies. It should be noted that prior to the 2015 Budget, acquirers could elect for its ordinary share acquisitions in a target made during a 12-month period to be consolidated to qualify for the M&A Scheme, even if the acquisitions straddled across FYs. Following the 2015 Budget, this 12-month look-back period will be removed to simplify the M&A Scheme. IRAS will release more details by May 2015, including details of relevant transitional arrangements. Comments: With the reduced cap on the value of qualifying acquisitions and the relaxed shareholding eligibility rules, the changes to the M&A Scheme will benefit companies making smaller acquisitions. For larger acquisitions, the maximum M&A allowance remains unchanged at S$5 million (which can be written down over 5 years) but stamp duty relief for any given FY has been reduced. It is also hoped that acquirers with non-Singapore ultimate holding companies can continue to approach the Economic Development Board ("EDB") for its approval for the M&A Scheme. However, it is likely that EDB's approval (if granted) will continue to have conditions attached. 4 Client Alert March 2015 5. Refinement of Venture Capital Tax Incentives Section 13H of the Income Tax Act ("ITA") provides a tax exemption on certain income for approved venture capital funds. Venture capital fund management companies managing Section 13H funds may also be granted a tax exemption under the Pioneer Service incentive on their respective management fees and performance bonus earned. Following the 2015 Budget, a 5% concessionary tax rate will be accorded to approved venture capital fund management companies managing Section 13H funds on their specified income. The approval window will be from 1 April 2015 to 31 March 2020. Correspondingly, the Pioneer Service incentive for venture capital fund management companies will be withdrawn from 1 April 2015, as venture capital is no longer considered a pioneering activity in Singapore. Nonetheless, pioneer certificates already issued to venture capital fund management companies will not be affected by the change. 6. Enhancement and Extension of the Maritime Sector Incentive Currently, there are a variety of schemes and awards available to various shipping-related enterprises under the Maritime Sector Incentive ("MSI") regime. For example: Under the MSI-Shipping Enterprise (Singapore Registry of Ships) ("MSISRS") scheme, shipping enterprises can enjoy an automatic tax exemption on qualifying income derived mainly from operating Singaporeflagged ships. Under the MSI-Approved International Shipping Enterprise ("MSI-AIS") award, approved international shipping enterprises can enjoy tax exemption on qualifying income derived from operating foreign-flagged ships, subject to certain conditions being met. Under the MSI-Shipping-related Support Services ("MSI-SSS") award, approved companies can enjoy a concessionary tax rate of 10% on qualifying income derived from carrying out approved shipping-related support services. Under the MSI-Maritime Leasing ("MSI-ML") award, approved enterprises can enjoy tax exemption or concessionary tax rates (as the case may be) on qualifying income derived from the leasing of ships, qualifying sea containers and intermodal equipment. Approved managers of such enterprises can also enjoy a concessionary tax rate of 10% on qualifying income derived from such management. Qualifying enterprises under the MSI-SRS scheme, MSI-AIS or MSI-ML awards can enjoy automatic withholding tax exemption on qualifying payments to made non-Singapore tax residents in respect of qualifying foreign loans taken to finance the purchase or construction of qualifying assets (e.g., ships, containers), subject to conditions. This exemption is granted in respect of qualifying loans entered into on or before 31 May 2016. The following key changes have been announced in the 2015 Budget: a) The automatic withholding tax exemption will now apply to qualifying payments made in respect of: 5 Client Alert March 2015 i. finance leases, hire-purchase arrangements and loans used to finance equity injection into wholly-owned SPVs; or ii. intercompany loans to wholly-owned SPVs; for the SPVs' purchase or construction of qualifying assets. The automatic withholding tax exemption will be extended to apply to qualifying loans taken on or before 31 May 2021. b) The definition of qualifying ship management activities for the purpose of the MSI-SRS scheme and the MSI-AIS and MSI-SSS awards will be updated to keep pace with industry changes. c) The scope of qualifying income under the MSI-SRS scheme and the MSI-AIS award will now include mobilisation fees, demobilisation fees, holding fees and incidental container rental income that are derived in the course of qualifying shipping operations. d) The scope of qualifying income under the MSI-ML award will now include income derived from finance leases treated as sales. e) Qualifying profits remitted from approved foreign branches by MSIAIS entities will now enjoy exemption. f) Existing MSI-SSS award recipients can renew their award tenure for another 5 years, subject to qualifying conditions and higher economic commitments. g) The approval window to grant MSI-AIS awards to qualifying entry players, MSI-SSS, and MSI-ML awards will be extended from 31 May 2016 to 31 May 2021. The above enhancements to the MSI regime will take effect for existing and new award recipients from 24 February 2015. The Maritime Port Authority will release further details by May 2015. Comments: These enhancements to the MSI regime are welcome as they help to provide clarification and relevance to the existing MSI regime in light of changing industry practices. For example, the liberalisation of the automatic withholding tax exemption to apply to a wider range of financing instruments (e.g., finance leases, and intercompany loans) will cater to a wider range of financing arrangements used for the acquisition or construction of ships. Previously, such arrangements did not fall within the scope of the withholding tax exemption. 7. Goods and Services Tax Changes A. Simplification of Pre-Registration Goods and Services Tax Claim Rules In general, Goods and Services Tax ("GST") registered businesses may claim input GST incurred on purchases of goods and services prior to GST registration to the extent that the goods or services purchased are used or to be used for taxable supplies made after GST registration, subject to the satisfaction of certain conditions. Where goods have been partially consumed or supplied, or services have been used to make supplies before and after GST registration, businesses are required to apportion the pre-registration GST incurred. Only the portion of GST that is attributable to taxable supplies made after GST registration is 6 Client Alert March 2015 claimable. Businesses also need to apply different apportionment formulae depending on the nature of the goods and services in respect of which preregistration GST was incurred. Following the 2015 Budget, businesses that are GST-registered from 1 July 2015 will no longer need to apportion pre-registration GST on the following goods and services acquired within 6 months before the date of GSTregistration: Goods held by the business at the point of GST registration; and Property rental, utilities and services, which are not directly attributable to any supply made by the business before GST registration. However, the use of the above goods and services after GST registration must be for the making of taxable supplies and not exempt supplies. The Inland Revenue Authority of Singapore ("IRAS") will release further details by June 2015. Comments: This change is welcome as it will reduce compliance costs for newly GST-registered businesses. However, we would note that goods and services acquired more than 6 months before the date of GST registration will still be subject to the current rules for pre-registration GST claims. B. Extension of GST Remission for Listed REITs and Listed Registered Business Trusts in the Infrastructure Business, Ship Leasing and Aircraft Leasing Sectors SGX-listed REITs, as well as Singapore-listed Registered Business Trusts ("RBTs") in the infrastructure business, ship leasing and aircraft leasing sectors ("Qualifying RBTs"), are currently granted GST remission allowing them to claim GST incurred on business expenses, regardless of whether they hold assets directly or indirectly through SPVs or sub-trusts. The concession was scheduled to end on 31 March 2015. However, SGX-listed REITs and Qualifying RBTs are not allowed to claim GST on costs incurred to set up SPVs which do not hold qualifying assets of the SGX-listed REITs and Qualifying RBTs, directly or indirectly. The SGXlisted REITs and qualifying RBTs are also not allowed to claim GST on the business expenses of such SPVs. Following the 2015 Budget, the existing GST remission will be extended to 31 March 2020. In addition, SGX-listed REITs and Qualifying RBTs will be allowed to claim GST on business expenses incurred to set up SPVs used solely to raise funds for the SGX-listed REITs or Qualifying RBTs and which do not hold qualifying assets of the SGX-listed REITs and Qualifying RBTs, directly or indirectly. The SGX-listed REITs and Qualifying RBTs will also be allowed to claim GST on the business expenses of such SPVs. IRAS will release further details by March 2015. 8. Extension of Other Existing Tax Concessions A. Extension of the Corporate Income Tax Rebate to YAs 2016 and 2017 Under the 2013 Budget, the Government granted a corporate income tax rebate of 30% capped at S$30,000 per YA for YAs 2013 to 2015. Under the 2015 Budget, the Government has recognised that companies will continue to 7 Client Alert March 2015 face cost pressures and has extended the 30% corporate income tax rebate to YAs 2016 and 2017, but with a reduced cap of S$20,000 per YA. B. Extension of Tax Deduction for Collective Impairment Provisions Made under MAS Notices Currently, banks may claim tax deductions for collective impairment provisions made under MAS Notice 612, subject to caps as stipulated under Section 14I of the ITA. Additionally, finance companies and merchant banks may claim tax deduction for collective impairment provisions made under MAS Notice 811 and MAS Notice 1005 respectively. These tax concessions were scheduled to lapse after YA 2016 or YA 2017, depending on the financial year end of the bank or finance company. The tax concessions will be extended till YA 2019 or YA 2020, depending on the financial year end of the bank or finance company. C. Extension of Tax Concessions for Listed Real Estate Investment Trusts An SGX-listed Real Estate Investment Trust ("REIT") or its wholly-owned Singapore tax resident subsidiary company enjoys tax exemption on qualifying foreign-sourced income fulfilling certain conditions. In addition, nontax resident investors (other than an individual) enjoy a concessionary tax rate of 10% on the gross amount of any distribution by the trustee of the listed REIT. Both tax concessions were scheduled to lapse after 31 March 2015. Following the 2015 Budget, the income tax concessions will be extended to 31 March 2020. However, it should be noted that the stamp duty concession will be allowed to lapse after 31 March 2015, such that there will no longer be stamp duty remission in respect of documents executed on the following transfers: transfer of Singapore immovable property to a REIT; and transfer of 100% of the issued share capital of a Singapore-incorporated company that holds immovable properties situated outside Singapore, to the REIT. MAS will release further details by May 2015. D. Extension of the Investment Allowance - Energy Efficiency Schemes The Investment Allowance - Energy Efficiency ("IA-EE") scheme awards investment allowances to companies carrying out projects for improving energy efficiency, where the capital expenditure incurred results in more efficient energy utilisation. The IA-EE scheme is jointly administered by EDB and the National Environment Agency. The IA-EE for Green Data Centres scheme awards investment allowances to green data centre projects where the capital expenditure incurred results in more efficient energy utilisation. The IA-EE for Green Data Centres scheme is administered by the Infocomm Development Authority of Singapore. Both schemes were scheduled to lapse after 31 March 2015. 8 Client Alert March 2015 From 1 March 2015, the two schemes will be combined into a single IA-EE scheme and the scheme will be solely administered by EDB. EDB will release more details by March 2015. E. Extension of the Tax Incentive Scheme for Insurance Businesses Currently, approved general, life and composite insurers and reinsurers may enjoy a 10% concessionary tax rate on qualifying income derived from qualifying insurance and reinsurance business conducted from Singapore for a ten-year award tenure. The scheme is scheduled to lapse after 31 March 2015. Following the 2015 Budget, the scheme will be extended to 31 March 2020 and renamed as the Insurance Business Development Incentive. In addition, a renewal framework will be introduced with effect from 1 April 2015 to encourage existing recipients of the incentive to continue expanding their operations in Singapore. MAS will release further details by May 2015. 9. Introduction of Review Dates for Tax Incentives and Schemes Under the 2015 Budget, the Government will be introducing review dates with respect to certain incentives and schemes. This is inline with the Government's practice of periodically reviewing incentives and schemes to ensure they remain relevant and effective in achieving policy objectives, as well as to avoid portraying Singapore negatively as a tax haven. A. Approved Foreign Loan Incentive The Approved Foreign Loan ("AFL") incentive provides an exemption from or a concessionary tax rate for withholding tax on interest payments made to a non-resident lender for a loan to purchase productive equipment. Currently, a loan must be at least S$200,000 to qualify as an AFL. However, the Minister for Trade and Industry may also approve an application for a foreign loan of less than S$200,000 to be an AFL. Following the 2015 Budget, from 24 February 2015, the minimum loan quantum will be increased to S$20 million. The Minister for Trade and Industry may approve an AFL application on a foreign loan of less than S$20 million. A review date of 31 December 2023 will be legislated for this incentive. Comments: The increase of the minimum loan quantum from S$200,000 to S$20 million is a steep increase, which suggests that the AFL incentive is now more targeted towards advanced manufacturing companies higher up in the value chain. B. Approved Royalties Incentive The Approved Royalties Incentive ("ARI") was first introduced to encourage companies to access cutting-edge technology and know-how for substantive activities in Singapore. 9 Client Alert March 2015 Under the ARI, a withholding tax exemption or a concessionary withholding tax rate may be granted to companies approved by the EDB on approved royalties, technical assistance fees or contributions to research and development costs paid to a non-Singapore tax resident. A review date of 31 December 2023 will be legislated for this incentive. C. Section 19D Writing Down Allowance Section 19D of the ITA provides a writing down allowance in respect of capital expenditure incurred for the acquisition of an indefeasible right to use any international telecommunications submarine cable system for the purpose of the business. A review date of 31 December 2020 will be legislated for this writing down allowance. 10. Termination of Tax Concessions A. Withdrawal of Tax Concession on Royalties and other Payments from Approved Intellectual Property or Innovation The tax concession under Section 10(16) of the ITA, which is granted to qualifying individuals or companies on royalties and other payments received as consideration for the assignment of or the rights in approved intellectual property or innovation, will be withdrawn from YA 2017. B. Withdrawal of Concessionary Tax Rate on Income Derived from Offshore Leasing of Machinery and Plant The 10% concessionary tax rate provided under Section 43I for income derived by a leasing company in respect of offshore leasing of machinery and plant will be withdrawn from 1 January 2016. However, this should be mitigated by the introduction of targeted tax incentives for leasing of aircraft, aircraft engines, ships and sea containers. C. Withdrawal of Approved Headquarters Incentive Section 43E provides for tax exemption or a 10% concessionary tax rate on income derived from qualifying headquarter services or certain qualifying activities. This incentive will be withdrawn from 1 October 2015. Nonetheless, headquarter companies may still qualify for tax concessions under the Development and Expansion Incentive as prescribed by the Economic Expansion Incentives (Relief from Income Tax) Act, subject to conditions. D. Lapse of Productivity and Innovation Credit Bonus The Productivity and Innovation Credit ("PIC") Bonus provides a dollar-fordollar matching cash bonus, up to S$15,000 across YA 2013 to YA 2015, to businesses with a minimum of S$5,000 in qualifying expenditure under the PIC in a YA. Following the 2015 Budget, the PIC Bonus will not be extended and will lapse after YA 2015. 10 Client Alert March 2015 11. Other Announcements A. Extension and Enhancement of Tax Deduction for Donations The 250% tax deduction for qualifying donations made to Institutions of a Public Character and other qualifying recipients will be extended to 31 December 2018. In addition, the tax deduction will be increased to 300% for qualifying donations made in calendar year 2015. B. Revised Petrol Duty Rates and Extension and Refinement of the Carbon Emissions-Based Vehicle Scheme Petrol duty will be increased from S$0.44 per litre to S$0.64 per litre for premium grade petrol – unleaded (RON 97 and above), and from S$0.41 per litre to S$0.56 per litre for intermediate grade petrol – unleaded (RON 90 and above but under RON 97). The Carbon Emissions-Based Vehicle Scheme ("CEVS") was introduced in 2013 to encourage the ownership of car models with low carbon emissions. It was scheduled to lapse after 30 Jun 2015. Under the 2015 Budget, the scheme will be extended to 30 June 2017. In addition, there will be two refinements to the scheme: (a) the surcharge and rebate bands will be updated to reflect improvements in vehicle engine technology; and (b) the highest rebate and surcharge quantum will be increased from S$20,000 to S$30,000. ©2015 Baker & McKenzie. All rights reserved. Baker & McKenzie International is a Swiss Verein with member law firms around the world. In accordance with the common terminology used in professional service organizations, reference to a "partner" means a person who is a partner, or equivalent, in such a law firm. Similarly, reference to an "office" means an office of any such law firm. This may qualify as "Attorney Advertising" requiring notice in some jurisdictions. Prior results do not guarantee a similar outcome.


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China is famous for its fire-breathing dragons. Maybe that fire is fueled by the country's ample coal supplies. Fanciful, yes. It is no fancy that China is the largest producer of coal in the world. So it is not surprising that coal-related operations are prominent among the Chinese companies listing stock the U.S. equity markets.
Crystal Equity Research recently issued reports on two China companies: L & L International Holdings, Inc. (LLFH: OTC/BB), a coal producer in Yunnan Province, and Sino Clean Energy, Inc. (SCLX: OTC/BB), a producer of a cleaner coal-based fuel they sell in coal-rich Shaanxi Province.
Our homework determined that both companies face significant untapped addressable markets, have profitable operations with proven business models, and are cash flow positive with low debt. Both have quality management and directors. Most importantly, both have positive cash flows to cover working capital needs and sustain modest growth. These are the attributes we look for in any small cap company.
What sets L&L and Sino Clean Energy out from the rest is that neither is dependent upon foreign trade to succeed. Indeed, both are in a highly fragmented industry - energy - and could benefit from strong Central Government support for consolidation and modernization. Thus these companies are likely to do well no matter how quickly the world economy recovers. Other than the exercise of translating renmimbi to dollars for reporting purposes, the dollar-yuan tug-of-war is not likely to affect demand.
Neither the author of the Small Cap Strategist web log, Crystal Equity Research nor its affiliates have a beneficial interest in the companies mentioned herein. Crystal Equity Research has received compensation from either the issuer or an agent of the issuer for research on LLFH and SCLX. Crystal Equity Research has published research reports on LLFH and SCLX, but has no rating on LLFH or SCLX.


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Target Directory .com » Recreation » Whips
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Cricket betting odds
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Network Branded Prepaid Card Association
10332 Main St.
Company Resources
The Network Branded Prepaid Card Association (NBPCA) is a nonprofit trade association open to all companies involved in providing prepaid cards that carry a brand network logo (American Express, Discover, MasterCard or Visa). Guided by the belief that prepaid products are a valuable financial service that can offer significant benefit to businesses, governments and consumers, the NBPCA is committed to responsibly advancing the success of the prepaid card industry.
The active association is the voice of the prepaid industry in Washington, D.C., and advocates on behalf of its members with respect to state and federal legislative and regulatory issues.
The NBPCA's Power of Prepaid conference is the annual gathering for industry, innovators, advocates, legislators and regulators who work to drive prepaid as a valuable financial service that can offer significant benefit to businesses, governments and consumers. Attendees to the Power of the Prepaid gain unprecedented access to the knowledge and insights of legislators, regulators and executives through interactive session formats and networking opportunities. Power of Prepaid will be held April 27-29, 2016, at the Watergate Hotel in Washington, D.C. Learn more at prepaidevent.com.


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November 02, 2011
Daly errata on the Game of the Century of the Century. Previous editions: LSU's offensive awakening.
• The Line. Alabama spent the first half of the week giving up five points according to most oddsmakers, which sent bettors flocking to LSU: Three-fourths of the bets have reportedly been in favor of the Tigers, driving the spread down to 4½ points as of this afternoon. "At the pace that the LSU/Alabama game is getting bet right now, this will almost certainly be our highest bet college game of the year to date and may even rival the BCS championship," said Richard Gardner, sportsbook manager at Bodog.com. "As predicted, the public is hitting up LSU taking the 5 points on the road, with about 75 percent of the money on the Tigers."
• Better than advertised. I spilled a lot of pixels this summer of the pending dominance of Alabama's defense, at point even describing it as "perfect" save for the pass rush. So I haven't been very compelled to keep close tabs on the status quo since that forecast has come true. But it has come true, and how: Through eight games, the Crimson Tide are fielding the best defense in America, and it's not close.
Statistically, they currently lead the nation in all four major categories — rushing defense, pass efficiency defense, total defense and scoring defense — and rank second in both passing yards allowed and third down defense. No opposing offense has come close to gaining 300 yards. Only Arkansas has managed more than one offensive touchdown, finishing with two. Tennessee, Vanderbilt and North Texas failed to find the end zone at all, and it took Penn State until the final two minutes of a blowout.
In fact, the Tide have been so far and away the most dominant defense in the country, the only relevant comparisons at this point are historical: Not only is 'Bama obliterating the pace set by the dominant defense that led the charge to the 2009 BCS title two years ago; on paper, it's well on its way to becoming the best defense anywhere in terms of both yards and points allowed since 1999, at least. I only stop there because that's as far as the NCAA's online database goes. In the age of obsessively honed, up-tempo, no-huddle spread offenses, Alabama is turning in box scores out of the Dust Bowl.
The frightening part on Saturday: LSU's defense isn't very far behind on any of those counts.
• Fool me once, shame on you… In keeping with Nick Saban's reputation as the consummate Xs-and-Os chess master, I've heard more than one professional pundit argue this week that the bye week gives Alabama the edge — a decided schematic advantage, if you will. With two weeks to prepare last year, though, it was Les Miles who declared checkmate in the fourth quarter on a crucial 4th-and-1 reverse to tight end DeAngelo Peterson, setting up the go-ahead touchdown in an eventual 24-21 Tiger win.
While the rest of the world reacted like the Mad Hatter was calling the game on acid, Saban was storing a few data points in the hard drive:
"These guys have made lots of plays with fakes, the punter running the ball. They did it to us last year once," said UA coach Nick Saban. "They've done it to some other folks. They did it to Florida for a controversial non-touchdown. They've faked field goals before.
"I think a critical thing in special teams in this particular game is not only to try to create opportunities in terms of what you do on special teams, but make sure you're sound in how you're playing so that you don't compromise your ability to defend anything that they might do in terms of fakes."
"We have our eye on them, particularly on defense. You can't put anything past Les Miles. A lot of people call him the Mad Hatter. He does crazy things," said [senior linebacker Dont'a] Hightower. "Who runs an end around on a fourth-and-one play? You don't see that much. We're definitely going to be aware of that, especially in special teams because they have a lot of athletes out there."
Les Miles response, after thoughtfully removing his glasses and contemplating a moment: "Taffy."
• Quote of the Day. "Ingram actually voted for me for the Heisman last year. Seriously. Seriously."
— Alabama center William Vlachos, on (allegedly) receiving a Heisman vote from 2009 winner Mark Ingram.
• Tale of the Tape: A.J. McCarron vs. Jarrett Lee.
Previous Tales of the Tape: Talent vs. Talent.
Quickly… LSU blog grills Alabama blog. … Tuscaloosa Regional Airport braces for record traffic. … And the biggest difference between these two teams? LSU has a better punter.
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Matt Hinton is on Facebook and Twitter: Follow him @DrSaturday.
Notre Dame: Blue Gold Game highlights
Posted Apr 21 2012
Position U: Miami is an NFL Pipeline
Posted Apr 12 2012
Posted Apr 21 2012
Edited By Doug Farrar
Edited By 'Duk
Edited By Kelly Dwyer
Edited By Greg Wyshynski
Edited By Matt Hinton
Edited By Jeff Eisenberg
Edited By Jay Busbee
Edited By Jay Busbee
Edited By Steve Cofield
Edited By Chris Chase
Edited By Chris Chase
Edited By Brooks Peck
Edited By Andy Behrens
Edited By Cameron Smith
Edited By Mark J. Miller


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Succes Trailer (2008)
11 September 2008
Succes is about businessman (Rene van ´t Hof), that's giving a -seamingly- important presentation. The presentation is a big success and the man goed out to celebrate. His way.
Watch the official Succes 2008 trailer in HD below or find more Succes videos on Vidimovie.


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Grey wedge booties from Victoria's Secret with faux fur and buckle detailing.
@stoner not made any plans as yet As I've had other things on my@mind tbh. But will definitely make time to see it in next few weeks
For the moment, all purchases can be madeinside Boxes on your mobile device


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this ask meme is based on the blog gravesuggestion. i've divided it up into two categories ( light & dark ) based on the themes. some of these can be somewhat triggering seeing that the darker ones deal with a lot of death mentions. please be cautious before continuing on!!
' at night i dream of you. '
' don't give up yet. you still have time to fix things. '
' falling in love with someone else is not a personal attack. '
' i am still so weak when it comes to you. '
' i can't believe i let myself let you down. '
' i don't care where we go when we die, as long as i'm with you. '
' i dream of saying to you all the words i held inside until it was too late. '
' i feel so warm & safe when you talk to me. maybe i could love you if you'd let me. '
' i finally let the right people in & i have never felt so loved. '
' i like the way your nails paint red stripes along my spine days after you're gone. '
' i lived in your permafrost for twenty years & then you looked at me & i felt the warmth of spring. '
' i once wished you'd leave me alone, but i take it back. '
' i want to be able to love someone else, but you stretch your arms & spread your legs inside my heart so that there is no room for anyone or anything else. '
' i want to believe that we got it right this time. '
' i wonder how much longer i can cling to your light before it expires completely. '
' i would travel across the world to be by your side, because as long as you are with me, anywhere is a perfect place to me. '
' it took me awhile to realize it myself, but you are not what other people say you are. '
' it's not that i really need you, but life would be pretty boring without you around. there's no one i would rather be with. '
' i'd like to stay like this for awhile. '
' life & death don't have to be so boring, let's make both an adventure. '
' life imitates art, they say. i didn't believe it until i started to notice the way your eyelashes look so much like tiny ink stroke. '
' live your life so that when you die, souls will come for miles just to hear your historic tales. '
' make your exes jealous & your past self proud. '
' maybe you're what i needed to find in order to move on. '
' never get caught falling harder. they'll never let you back up. '
' please don't go. '
' some days it's easier to just stop fighting it & succumb. '
' sometimes, you'll find it hard to keep going, but you always will. '
' the desire i feel for you is that same itching, insidious hunger that an addict has for their addiction. '
' the worst thing about you is that you weren't all bad. '
' there is absolutely nothing & no one who can stop me. '
' there is no route of losing you that is without pain. '
' there's still room for adventure & there is no one i'd rather have by my side. '
' things didn't turn out the way i planned, but i'm alright with that. '
' we could be really incredible together, you know? '
' you are beautiful & vibrant & confident. you are light & laughter incarnate & every fiber of your being screams freedom & joy. when i am with you, i am truly happy. '
' you are starlight incarnate, from the grand way you sway your hips to the wide mysterious way you think. blessed are any to be loved by you. '
' you are too afraid of the future to let go of a past that was never kind to you. '
' you call me yours & i have no idea what that even means to you. '
' you remind me of bubblegum & sweets; soft & pink & warm. you are strong in the gentlest way. you are so stubbornly kind. i wish i could be like that. '
' you still visit me while i sleep sometimes. your fingers trace my spine & i listen to you breathe. please stop haunting me. '
' 'morbid curiosity' is a wonderful way to describe how i feel about you. '
' a thousand empty bottles & fist fights will never return to us what we lost that day. '
' everyone else has moved on, but i am still here. '
' everything about you screams danger. '
' everything is worthless to you & you, in turn, became worthless. '
' for once in my life i want to be surrounded by people that i don't feel like i need to impress. '
' freedom is really hard to get used to. '
' how could you do this to me? how fucking could you? '
' i am becoming everything we always dreamed of & i am leaving you behind. '
' i buried you so well that you might as well have died. '
' i can rest easy knowing that the person i love is dead & not the monster you became. '
' i can't look at you. not now, not ever. '
' i don't ask how you've been. what's the point? you'd lie anyways. '
' i dream of hearing the words i so desperately needed to lay your memory to rest. '
' i haunted this house first. there is no room for you here. '
' i have a right to be upset. i loved them too, you know. '
' i just want it to end. i want it to all go away. i want to go away. '
' i may be a wolf in sheep's clothing, but a snake hiding in the skin of a mouse is far more dangerous. '
' i saw your face today & didn't feel anything. i am free. '
' i tried to save you, but you didn't want to be saved. you just wanted someone to suffer with you. '
' it's almost as if you were never here. '
' it's unhealthy to do these things, you tell me. you say it's time to stop smoking, time to stop gambling, & dammit, i f you don't stop drinking it'll kill you. i sure hope you're right, darling. '
' i'm always pleasantly surprised by how easy it is to kill you in my mind '
' i'm not really scared to die. i'm more afraid that no one will miss me when i'm gone. '
' i'm not the person you left behind anymore. there's no one here to miss. '
' i've been dead far longer than i've been alive. '
' i've eaten nothing but flower petals & ivy for weeks because i want to be beautiful inside like you. '
' i've never been completely satisfied. i most likely will still be unsatisfied long after my death. '
' no motive other than pleasure, my dear. '
' one day i'll go or you will. either way, it will be as if i'm losing a piece of myself. '
' our dreams & promises decay along with you. '
' the leaves change, but nothing else does. '
' the only difference between avoiding & leaving is that now i'm not waiting up for you. '
' there is no such thing as a person who is required to love you. '
' there's only so much that can be done to repair old damage. '
' things aren't going as i hoped. maybe if i die, i can start over again? better luck next time. '
' this is not something to be proud of. this is a tragedy. '
' trying to get rid of me? oh honey, you'll have to try much harder than that. '
' trying to get under my skin? you're nothing more than a pesky itch. '
' unlike you, i can't hide my identity when it becomes an inconvenience or a danger. '
' weeping is for gods & martyrs, we cannot afford such luxuries. '
' would you even miss me? '
' you are not important enough to earn an eternal place in my heart. '
' you complain nonstop about being unloved & alone, i can't imagine what you'd be like if that were actually true. '
' you don't know what it's like. '
' you made this so fucking easy for me. '
' you should see me as a threat. i will tear down everything you know until there is nothing left of you. i am a walking threat. '
' you think i'm already gone, but i'm still fighting. '
' you think i'm dead, but i'm just dying. '
' you were never an addiction, you were a fucking disease. '
' you wouldn't dare cross me. i am god & you are the soil beneath my feet. '
' your existence takes up so much more space in mine that we might as well be one entity. '
' your fingers are so cold & bruised, but you're still slamming your fists again the barricade as if it makes a difference. '
' your hair is tied in a noose & your fingernails are razor blades, your lips are poison & i will gratefully kiss them. '
' your hatred has a body count & we will not forget. '
' your loss, not mine. '
' you're a sick fuck. you know that? '
' you're not gentle with me & i would never ask you to be. '
' you've trapped yourself so thoroughly in your own mind that it's not even a rut anymore, it's a pit. '


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220 S. Winebiddle Street
Pittsburgh, PA
More Info: off street parking
Apartment Features
Balcony off of Large Living room.
Full Dining Room.
Wall to wall carpet throughout (Light tan color)
Parking in rear
2 Bathrooms - one in large bedroom
Walk-in cedar lined closet
1 Window AC unit in each bedroom
Unit Count: 1
Last Updated: 4 months ago
Contact Number: (412) 339-2046
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On this episode of Secrets of Dating and Relationship Success, Gloria talks to Julie-Anne Shapiro about Magnetizing Love.
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Because it is challenging role as technology is both an innovator and an enabler for business. In a financial market one can think of lot innovations as technology is a very important vehicle to ensure faster financial inclusion .
2) An 'Aha ' leadership moment in your professional career.
An 'Aha' part of leadership comes whenever we are able to anticipate a problem. Like once we were working on latency related matter of a new system for Equities Market segment. We were building a new system for equities markets and we had stringent performance requirements from application. For that we need to bring about something more than that application tuning. The data base we got done from a vendor. We discussed with the vendor and worked out to get significant percent performance benefit in the data base itself. When application came out with very large performance benefits. So, we anticipated that we need not only to look into application but elsewhere also to solve problem.
3) As a CIO what was the toughest decision you made?
Deciding when to stop further testing and go live with a release. I would like to present an example here. It's a common knowledge that bugs keep coming in a software. People working on a particular system suggest not to go ahead due to some bug while users insist on timeline commitments given to market participants. Now CTOs will have to handle conflict of interests and take a firm decision on when to take it live. A lot of organisations have been facing problem of decision making on appropriate timing of release of an application. Should we conduct all tests frequently and the release or first release and the fix any problem if it arises. This comes with experience.
4) What's the 'next big thing' in your industry vertical.
We are closely looking at some of the latest technology developments and solutions. Like the application of 'block-chain technology'. There is no harm in exploring new things, though we know many such things may not be relevant in our context. End of the day exchange being a regulated domain, most of the time we also need to have a dialogue with several stakeholders including the market regulator ,about things happening around.
5) One thing that IT departments should do better.
Understanding the user perspective of cost benefit analysis.
6) Where do you see the CIO role heading in the future?
Being more of a business role than a technology one.
6) One thing that CIOs should learn from business?
Understanding the financial aspects of a project from the cost-benefit perspective
8) The last book on your bedside and what you learnt from it.
"The Phoenix Project" understanding the importance of operations in a development project. The Phoenix Project has demonstrated very well with a series of varied examples and propositions for ways to develop IT from a bottleneck like scenario.
As told to Salvi Mittal.