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Walmart Supercenter Extensive Remodel
July 2017
Quinlan Self Storage
The Quinlan Self Storage facility has been upgraded to include 24-hour gate-code access with video surveillance. They take payments on-line, mail or phone. Unit sizes are 10 x 24 / 10 x 10 / 9 x 12 / 7 x 12. Call 469-427-4627 Address: 1776 E. Quinlan Pkwy. Please visit website quinlanselfstorage.com for more information
June 2017Fork 'n Spoon
Welcome the new Fork 'n Spoon Coffee House located in West Tawakoni. The beginning of great food, great friends.
228 W. Hwy. 276 #2
West Tawakoni, TX 75474
(903) 447-5282
Chef Brenda Villanueva
This company will host a fun event for you, your company or friends at a location of your choice. They provide all of the gaming tables and accessories, teach you the "ins" and "outs" of the game or even hold special birthday party events for small or large groups. Remember them when planning your next event (birthday, anniversary, graduation, business appreciation, etc.) Call 469-247-3094 to learn more
Texas Farm Bureau of Greenville
For your home, auto, and life insurance needs.
5828 Industrial Dr
Greenville, TX
(903) 268-5195
Relay for Life of Hunt County held an event May 19th at the T.A. "Cotton" Ford Stadium in Greenville. Relay for Life's Melody Pierce cuts the ribbon and is joined by other Relay and chamber officials for the ceremony. As a team, we are taking action to help eliminate cancer as a major health problem. At our Relay event, we will take turns walking around the track to raise money and awareness to help the American Cancer Society in their lifesaving mission.
(903) 268-3669
GENE SOUSA - EXIT REALTY - Call (903) 474-4745
THRIFT AND MORE - Call (903) 441-3943 Missie Favinger
March 2017
January 2017
H&R Block Tax Services
Wave pool, body and tube slides, lazy river, kid's area, shows, character visits and more!
For more information go to email@example.com
(903) 455-4040
April 2016
Quinlan, TX 75474
(469) 766-3226
(903) 413-6280
March 2016
The surveying professionals at BG&A are highly skilled in every aspect of getting a legal survey prepared efficiently and affordable.
9011 State Highway 34 S,Ste.C,
Quinlan, TX 75474
Phone:(+1) 903-447-0658
October 2015
Westlake-Hunt Regional Medical Partners
1607 E. Quinlan Parkway
Quinlan, Texas 75474
September 2015
March's Duck Cove Trailer Park
A ribbon-cutting ceremony is held for March's Duck Cove Trailer Park by the Lake Tawakoni Regional Chamber of Commerce in celebration of the park's chamber membership. Cutting the ribbon are owners Glen March and Pam March, surrounded by chamber members and officials including Interim President Adam Slaughter, Executive Director Debi Darter, Ben and Brenda Bennett, ambassador Nolverto Huerto; Tiffony Upchurch, Quinlan Independent School District; and Stacy Earls, D. Earls Tax Service.
Wagon Wheel
A ribbon-cutting ceremony was held for Wagon Wheel Motel in West Tawakoni to celebrate the motel's extensive remodeling and membership in the Lake Tawakoni Regional Chamber of Commerce. Cutting the ribbon are owners Munoj and Chhaya Bheckta who were joined by chamber members.
Rick's Place
The Lake Tawakoni Regional Chamber of Commerce marks the membership of Rick's Place with a traditional ribbon-cutting ceremony. Cutting the ribbon is owner Ricky Birlew along with Office Manager Bonnie Birlew and Consultant Evelyn Birlew. Shown with them are chamber officers and members including Interim President Adam Slaughter, Executive Director Debi Darter, Ben and Brenda Bennett, ambassador Nolverto Huerto; Tiffony Upchurch, Quinlan Independent School District; and Stacy Earls, D. Earls Tax Service.

subset: commoncrawl


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Logistics Going in to Turkey4th October 2016
By the year 2024 it is expected that Turkey will be a country that brings in more than 230 billion USD or more from trade and other imports.
Turkey is a fascinating country and over the last ten years, the country has become a major hub for trade between many areas including not only the middle east but also Europe, North Africa and Asia.
Due to this growth, many businesses and individuals have begun relocation to the country to work in the logistics industry as well as other industries in Turkey. Since trade has been booming so well, new airports have been built that help bring not only products in, but also more people to work in the country.
The country instituted the Turkey 2023 Initiative that has started improving the train system in Turkey which has been increased in order to transport people to and from cities throughout the country to make transportation to and from work easier. Shipping ports have also grown which allows more trade to be held from around the world to Turkey and even the roadways in Turkey are scheduled to grow from roughly 2200 km to nearly 10,000 km by 2023.
With the gradual improvement and advancement of logistics in the country, many people, including individuals and families, have made the move to Turkey with their own personal household goods, automobiles and other personal property. This too, has increased transport logistics into Turkey and made it possible for families to stay together and be able to earn an income with many job opportunities. Thanks to a new residency law in Turkey, people may obtain a permit to stay in the country for up to 2 years if an individual and *3 years if moving with a family.
Customs Procedures
There are of course, customs procedures which must be adhered to when shipping anything personal into Turkey. These procedures include fees and taxes as well as restrictions on items allowed to be shipped in. Customs duties were once more than 10% of the value of the product shipping in, but due to the increase in tourists and those relocating for work, Turkey has decided to lower the customs duties to only 5%.
In order to have personal items shipped into the country, a person must hire a reputable shipper such
as A1 Auto Transport in order to remain in full compliance with the customs regulations and to ensure that household items or motor vehicles are legally brought into Turkey.
Motor vehicles can be shipped in on a temporary basis without paying duties and taxes and can remain in the country for up to 180 days. Unless you are a citizen of Turkey, you will not be able to ship a car in on a permanent basis unless you can show proof that you will be working in a full-time permanent position or you are retiring or moving to the area permanently.
In order to have a motor vehicle shipped to the country, you will need to provide the following documentation to customs:
· Passport
· Driver's License (International Driver's License)
· Vehicle Title
· Vehicle Registration
· Turkish Auto Insurance Certificate
Due to Turkey's improvements on transportation logistics, it is fairly simple to import a car into the country as well as household goods and other personal property. The government tends to make it very easy for those that want to come to the country seeking work, to set up a business or even moving to be with a family member that may be working locally.
Turkey has a great deal of logistics services to assist with all types of import as well as export needs or individuals and businesses. Some of the services include quick processing times for import and export of motor vehicles, vehicle storage facilities that are easy to access for vehicle owners, fast handling of goods and quick customs clearance. If you are considering making a move to Turkey, there has been no better time than right now thanks to the massive improvements with transportation logistics throughout the country.
Guest Post Written by A1 AutoTransport
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Route: London - Salisbury - Edinburgh - York - London
Arrive in London: 7 June 2016
Back to Jakarta: 15 June 2016 (arrive 16 June 2016)
Terima titip beli barang dari UK. Barang yang bisa dititip:
1. Cosmetics (from Sephora or drugstores)
2. Handbags (Longchamp, Mullbery, etc)
3. Harry Potter stuffs from Harry Potter shop London
4. Tumblr Starbucks
5. Or others
Contact via whatsapp/line: 081802259792/astivada
Paling telat order and payment di tanggal 10 June 2016
Payment via Safepay or direct transfer (BCA)
- Titip beli: 5% or minimum 50rb (mana yang lebih tinggi)
- Forwarding (titip ambil barang): 100rb or tergantung dimensi barang
Thank you!
Need my help? just contact me!
Do not make direct payment to traveler, use SafePay as mediator for protection. Low fee, safe and easy to use. You will get reputation at the end of the SafePay - how it works
London - Jakarta
London - Jakarta
Sunday 03 March 2019
See all 86


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Work-life balance employer survey
- From:
- Department for Business, Innovation & Skills
- Published:
- 3 December 2007
- Last updated:
- 17 December 2014, see all updates
Assesses the experiences of employers in managing requests from their employees for leave or alternative working patterns.
Through this survey series, the government assesses the experiences of employers in managing requests from their employees for leave or alternative working patterns. The survey provides a detailed, statistically representative picture of employers' policies and practice on flexible working and leave arrangements.
The main purpose of collecting this information is to provide evidence for evaluation of government initiatives, particularly those covered by the Work and Families Act 2006. The survey also acts as a good basis for anticipated legislative changes in this area, such as the new system of shared parental leave.
Fourth work-life balance employer survey (2013)
- Research and analysis
Third work-life balance employer survey: main findings
- Research and analysis
Second work-life balance study: results from the employer survey
- Research and analysis
Document information
Published: 3 December 2007
Updated: 17 December 2014
- Fourth work-life balance employer survey published.
- First published.


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Disturbing recurring nightmare.
Patient : I keep having a reoccurring nightmare that is affecting me being able to sleep at all and also my emotional patterns through the day. I've taken all the advice I found on the internet and was looking to see if someone knew what to do about this because it is a very specific and disturbing nightmare.
Symptoms: Sleepy but too scared to sleep, tired and headaches during the day, frustrated and cranky.
Doctor : Hello, Thanks for using "Ask The Doctor" for posting your query. Troublesome nightmares are a frequent complaint and c an occur due to stressful life. Reducing stress can help in improving the frequency of such nightmares. Stress can be reduced by meditation or yoga or aerobic exercise or inculcating a hobby. Further among the medications trazodone is a good drug which will improve the sleep architecture and may reduce the nightmares as well. Do follow the mentioned advice and meet your doctor to get the medicines prescribed. Hope this helps, Wish you a good health.
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Dr. James Obaji M.D.
- 247 Reviews
- Family Physician
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- 190 Reviews
- Family Physician
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- Cardiologist
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- 112 Reviews
- Plastic Surgeon


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Signing up for an email newsletter should be quick and simple. Sometimes though, you need to collect a little more information than just an email address. That's when I use a teaser form, and with some help from JavaScript, pass the form contents to a longer form. Read more
September 22, 2012


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Pottery Barn Home Office Sale: Save 20% On Desks, Chairs and Lighting!
If there's one thing we bloggers, #girlbosses, and entrepreneurs know is how important it is to have a designated spot in your home where you're comfortable, not easily distracted and will get work done! When I'm working at my desk I get so much more work done than when I move my laptop to the family room and "work" while watching the Rio Olympics or chatting with family. Needless to say, not much gets done when I make silly choices like these!
If you've been thinking of purchasing a new desk for your home office or a room in your apartment or house, you'll be excited to know that Pottery Barn is giving you 20% off for a limited time during the Pottery Barn Home Office Sale! You can save on gorgeous desks, chairs, lighting and more.
Today, I thought I'd feature a few fabulous desks and select items from the Pottery Barn Home Office Sale that are on trend and will withstand the test of time and help you be more productive! Be sure to head over to the Pottery Barn website for even more gorgeous home office furniture for entrepreneurs, busy parents or students in time for back to school at discounted prices.
Pottery Barn Home Office Sale: Save 20% On Desks, Chairs, Lighting and More!
Glam desks on major discount at the August 2016 Pottery Barn Home Office Sale:
This lovely vanity/desk resembles the buffet my grandmother had when I was a kid, but only much smaller.
Fantastic sit-stand desk for those who enjoy sitting or standing while working.
Beautiful Pottery Barn desks in a variety of styles that you can save 20% on for a very limited time:
Obsessed with this gorgeous wood desk in a gray wash finish!
This beautiful desk comes in three different colors and in various sizes:
Can't get enough of this stunning desk which was inspired by "a Paris apartment!" Love the beautiful gray wash finish.
How amazing are those handles? I think that's what I love most about this fab vintage inspired printer's rectangular desk set! PS: It also comes in different colors!
This must have Hendrix Small Smart Technology Desk (is modeled after a "carpenter's work bench") and features a "built-in surge protector; Smart feature provides three electrical plugs in a recessed compartment to keep all gadgets tidy" among many other great details!
Gorgeous and very affordable small desk at under $350!
Classic pine printer's desk you'll adore for years to come:
Reclaimed wood furniture is always a must!
Gorgeous desk chairs at 20% off at the Pottery Barn Home Office Sale!
Must have Pottery Barn filing cabinets to keep you organized!
This beautiful Livingston file cabinet (love its gray wash finish!) is new for fall 2016!!!
Just a few of the many Pottery Barn lamps you can save money on during the Home Office Sale!
These are just a few of the trendy desks, chairs, lighting and more on sale during the Pottery Barn Home Office Event! Be sure to head over to the Pottery Barn website to save 20% on these items and more.


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Event Lighting
Lighting changes everything. We make you look good. Whether your event has a contemporary or traditional fair, we can design a look which complements your decor.
Flowers become the focal point, the cake isn't in the dark and the room looks as it should–complete.
Much goes into making sure each lighting design is custom. We will work hand-in-hand with your wedding planner, florist and venue to make sure the design is seamlessly integrated.


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This is an archived blog. Click here to go to the latest event.
Blog Home | Conference Home
This page is a archive of recent entries in the eComm America 2011 category.
eComm America 2010 is the previous category.
eComm Amsterdam 2009 is the next category.
Find recent content on the main index or look in the archives to find all content.


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I searched but I found nothing. I'd like to make my own makeup. Not foundation but most likely lipstick+ eyeshadow.
Also I want to find a natural way to lighten my skin without some far out hippie dippie ingredients that I can't find. Because I don't know herbs and I don't know where to find them. I also don't want to spend 100$ for some chemical michael jackson akin bleach shit. I'm pretty pale already, I just something to make me slightly more pale and reduce the massive amount of red I have in my skin.
Also to remove blackheads. I have tons of my chin+nose, but they won't go away no matter what I do. Pore strips don't work, masks fail, and acne cream just make my skin a red flaky mess.


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Although only two students received the official School Pride Award at Friday's Estrellita High School commencement ceremony, it was clear through their speeches and introductions that most of the 80 graduates possessed school spirit.
It was 104 degrees at step off. Many audience members moved the brown folding chairs sitting in the sun to the small patch of shade created by the campus buildings. A trio in the sun opened umbrellas to shield themselves.


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John Abraham says the best thing to happen to him in 2008 was his brother's marriage. And the most unusual happening in his life in 2009 could be his first stage performance, thanks to the success of his 'Desi Girl' number in Dostana.
"My brother's marriage in Romania was beautiful. Standing there at his wedding as his best man as he took the vows with his wife in a beautiful old church I felt so content. I was never happier. And I liked being the best man. Because I'm the best. People ask me where I'm going from here. And I tell them, I'm only going to get better."
2008 was a decisive year for John. He learnt to be funny. "For the first time I was really funny, far more so than my previous comedy Garam Masala. I'd say there was a 500 percent jump between Dostana and Garam Masala. I was completely clueless about comic timing in Garam Masala. I knew I needed to do let myself go to do comedy convincingly. In real life, I'm very funny. I needed to put some of that across on screen. Why do I have to be so serious on screen all the time? I decided to get seriously funny in Dostana."
John still remembers the moment when he discovered he could be funny. "I was doing a scene when everyone clapped. That was the first time I realized I was really funny on screen. Now when I go to events people start giggling the minute I enter. That's the best gift I've received in 2008. The gift to make people laugh. It's just so beautiful. The other day I was at my doctor's. The assistant kept looking at me and giggling so much that she had to leave the room. That really tickled me pink. I found that really cute."
There's no marriage yet with Bipasha. "And neither are we willing to speak that openly about our relationship," says John. "No more PDA...public display of affection. We've reached a stage in our relationship where we don't need to flaunt our relationship nor talk about it with others or with each other. We're gone beyond that."
And what about his other successful jodi with Abhishek Bachchan? John grins, "Our marriage depends on Ash and Bipasha. Jokes apart, Abhishek and I are not at all insecure about one another's camera presence. I'd love to team up with him again for Dostana Returns. Everyone feels our jodi shouldn't end. People haven't seen male bonding like ours in years." John is happy being Bollywood's no.1 Pinup boy. "I wasn't seen as cheesy. I like being a Pinup boy. God has given me the opportunity to be there. I should respect that. I owe my physique to my parents' wonderful genes."
John says the secret to his 'sexy' tag is his comfort level. "I'm myself wherever I go, whatever I wear. A lot of us have a benchmark for how well-toned we must be. I had a very high benchmark. I'm a leader, not a follower. Not that I am always seeing sunshine up my backside. But I'm very individualistic."
John realizes being an example for the young is a huge social responsibility. "Karan Johar explained what he wanted from me in Dostana. He said I needed a beach body. I didn't need to look like a body builder. I think my physique is achievable. I follow a strict diet. I eat very carefully. But when I go out, I don't create a scene if the food is not cooked in olive oil. I do have normal food. And I binge on special occasions like Christmas and birthdays."
Going to the gym is a must. "It is a part of my daily routine. I work really hard at the gym. I understand my body very well. I know what to do with it to make it respond. I follow a strict gym regimen and a diet. But I believe I'm not just a body."
Regarding the risk of his followers taking short cuts to get John Abraham's body, the stars says, "The use of unnatural substances is just not done to get a body. It leads to hair loss, high blood pressure, mood swings, loss of libido and enlarged glands. Stay away from short cuts."
As a brand ambassador, John has his hands full. "I've a whole array of brands that have stayed with me through thick and thin. I love my association with them and they believe in me regardless of my success quotient. I believe an actor has to be exclusive in his acting assignments, events attended and endorsements."
One thing John still won't do is perform on stage. "I've a strong resistance to stage performances. Forget about dancing at weddings birthdays and functions, I don't even want to go on stage. But now that I've such great songs to perform to it might change. If I could dance the way I did in 'Desi Girl' I think I'm ready for the stage."


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Guy Currently Banned from running a hedge fund Phil Falcone Slams the Hedge Fund Industry.
Tag: Phil Falcone
Hedge Fund Titan Phil Falcone $18 M Deal Rejected By SEC
SEC has rejected an $18 million settlement that would have banned billionaire hedge fund manager Philip Falcone from the securities industry for two years.
Phil Falcone Banned From Managing Hedge Funds – SEC Agreement
Hedge fund titan Phil Falcone barred 2 years from serving as an investment adviser for two years, meaning he also cannot raise new capital or make new investments through the fund.
SEC: Falcone Used His Hedge Fund As A Piggy Bank
SEC: Falcone used hedge fund as piggy bank to support his lavish lifestile Hedge fund manager Phil Falcone improperly borrowed client cash to continue living the high life with his glamorous socialite wife, including a private jet, an estate on…
SEC Fraud Charges For Phil Falcone
SEC Fraud Charges For Hedge Fund Manager Phil Falcone Hedge fund manager Phil Falcone is about to take the gloves off in his ongoing battle with federal regulators. Sec may also accuse Phil Falcone of market manipulation tied to trading…
Biggest Drop In a Hedge Fund History
Totally Lightscrewed Phil Falcone waited at the bar of the Post House in New York with two colleagues and a $199 bottle of Tignanello. His guest, Carl Icahn, was late. Falcone, the hedge-fund manager who has invested $3 billion in…
Phil Falcone
Phil Falcone's Net Worth is $1.1 Billion. He is a Hedge Fund Manager, a former Harvard hockey star Philip Falcone scored $1.7 billion by betting against subprime mortgages in 2007 but has since lost much of that on an ill-conceived…
Rags To Riches Self-Made Hedge Fund Managers Who Started With Nothing
True Hedge Fund Story – Partners in Clime
It's a classic tale—man conquers Wall Street; wife enters New York society; the knives come out—only this time with more money, more bitchiness, and more questions. Is billionaire hedge-fund king Philip Falcone in financial free fall, or will his latest…


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On March 7th, 2012, we'll be hosting the 9th DukeGEN Multi-city Networking Event. If you have any questions, contact Stephen Portnoy '89 at email@example.com.
Cities we've confirmed so far:
Interested in hosting in your city? Contact Stephen Portnoy '89 at email@example.com
We look forward to seeing you there!
Want to stay connected to DukeGEN? Make sure you join our LinkedIn Group. You can also follow us on Twitter and Facebook.
Networking Events >


text:
Hi there,
Is there a way of changing the telephone area in the header into a widget area? In other words creating a widget to replace the telephone space and/or the social icons.
Hi silviouk!
While it is possible it isn't something we can assist with via support. You would need to have a freelance developer make the customization for you so that it is integrated correctly without causing any issues.
Best regards,
You must be logged in to reply to this topic.


text:
The medical insurances in the United States, is still flawed and needs enhancements. Mind bogging, Cerritos does not have its own hospital and the taxpayers in the city, are insuring Cerritos Council and retirees, to the grave medical insurance. This is wrong.
Medical prices are all over the table for the same service or product, so there's less and less doctors taking the insurances & billing services is a nightmare and will only grow worse over time.
United States needs to fight for one in the same price for all services, so there is not this hierarchy between Medicaid and Medicare. Each private insurance company is dancing their own accounting, when it comes to billing, and this is really hindering the execution of the 100% success of Medical Care Act.
Nov 2016 elections will be based on education and medical care services in USA; not about the foreign war representation. Everyone in the USA need medical and education. USA is lacking in the national race for universal care coverage.


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Echo Chamber - A Hard Rainey's Gotta Fall
It's been awhile since we last blogged on BEA (Board of Economic Advisors) Chairman, multimillionaire philanthropist and would-be Palmetto political kingmaker John Rainey.
And that's a good thing, because when Rainey makes news, it's generally for attacking conservative ideas like tax cuts and choice in education - or for embracing liberal educrats and other big government backers who think more spending is the silver bullet for all that ails us as a state.
That's why Rainey's visceral, unprovoked attack against GOP Treasurer nominee Thomas Ravenel in this morning's Greenville News was not especially surprising.
What's a RINO s'posed to do but charge, right?
Simplistically labeled by News columnist Dan Hoover as the rantings of a "longtime Republican" and "GOP heavyweight," Rainey's latest diarrhea of the mouth, this time directed against a true Reagan Republican, proves once again that he's anything but - as if his repeated unleashing of liberal economist Bill Gillespie to attack Gov. Mark Sanford's pro-growth income tax cuts in 2004 or his adamant opposition to the governor's "Put Parents in Charge" proposal really left any doubt.
Arrogant, condescending, rude, pompous, self-aggrandizing and hopelessly moored to the failed liberal experiment that is South Carolina's big spending, high-tax, 1895 status quo, Rainey has emerged as the the Seersucker Kingfish of the left wing of the South Carolina Republican Party, a drawling, mint julip-slurping "Share the Wealth" leftist aristocrat. Truth is, Rainey has about as much business identifying himself with the Republican Party in South Carolina as lifelong Democrat Grady Patterson, or former Democrat-Socialist Louisiana Gov. Huey P. Long for that matter.
But Rainey's historic anti-tax cut and anti-school choice proclivities are merely the surface threads of this intricate and evolving political melodrama.
Lurking just beneath the surface are two far more sinister, more pernicious realities that threaten an even further, faster unraveling of South Carolina's already fratricidal Republican Party.
As reported in this morning's Greenville News story, Rainey is a major contributor to centrist U.S. Sen. Lindsey Graham, whose public policy disagreements with the more conservative Ravenel have generated widespread speculation that a 2008 Senate primary race between the two candidates might be in the cards.
Ravenel has done nothing to squelch the speculation, but recent comments (including a well-publicized remark during the GOP Treasurer's primary debate) have hinted that a run for the Governor's Mansion in 2010 could be on his political radar.
Either way, Ravenel has refused to discuss his future political plans and instead stayed focused on the issues of the campaign - which revolve around Democrat Patterson's woeful management of the state's investments, his hefty contribution to the loss of our state's Triple-A credit rating, staunch opposition to a streamlined, efficient government structure and frequent votes in support of wasteful spending on the Budget and Control Board.
In fact, making an observation that would seem to undercut the political worry-mongering currently running rampant in Camp Graham, Ravenel recently told FITS that he "wouldn't be able to run for dogcatcher" unless he was effective in cleaning up the mess Patterson has made of the Treasurer's office.
Nonetheless, that hasn't stopped some Lindsey supporters - like Rainey - from trying to insert the knife into Ravenel's back.
Former Treasurer candidate and Graham backer Rick Quinn - whose father Richard Quinn is Lindsey's political strategist - certainly didn't do Ravenel any favors with his comments in Hoover's article, and Lindsey's camp - while publicly supporting Ravenel during the runoff - is widely rumored to have been privately providing his opponent Jeff Willis with information to use in negative attacks against the Lowcountry businessman.
Quinn, incidentally, was one of three candidates Ravenel soundly thrashed en route to nearly winning the GOP nomination outright on June 13 before coasting to a runoff victory with 77% of the vote just two weeks later.
Rainey's rebuke, however, is the best evidence yet of Camp Graham going hard negative.
Why else would Rainey - who has hardly uttered a peep all these years while Patterson was busy running the Treasurer's Office into the ground - all of a sudden vindictively go after a conservative candidate like Ravenel from his own party who, realistically, has no choice but to succeed in turning the office around if he expects to make any run for higher office in the future?
The second troubling reality exposed by today's "Rainey reaming" is the continued inability of Governor Mark Sanford to distinguish his friends from his enemies in the political process, a curious case of naivete intermingled with what we can only describe as "political codependency."
Rainey was indeed one of the first people to encourage Sanford to run for governor in 2002, but honestly hasn't come up with a single good idea since, and has opposed practically all of the good ideas Sanford has come up with. Yet amazingly, the governor has kept him on board in this critical policy position despite the fact that Rainey's economic philosophy runs completely counter to his own.
This same dynamic is visible on the State Ports Authority (SPA) Board, where Sanford has allowed appointees Bill Stern, Tumpy Campbell and Harry Butler to openly flaunt their opposition to his stated preference for free market port expansion. Stern, Campbell and Butler - like Rainey - are all powerful political players, but they're not doing the job, and had they been removed from their SPA board positions a year ago it's likely we'd actually be building new port facilities in Charleston and Jasper County right now instead of watching as our neighboring states steal more and more of the growing Asian shipping business out from under our noses.
In the big picture view, Rainey's contribution to the defeat of income tax relief two years ago is just as crippling a blow to our state's economy as the SPA's decades-old inability to expand South Carolina's port capacity - yet in both cases Sanford refused to clean house and appoint true business-minded conservatives to these key posts.
But this time his hand may be forced - at least as far as Rainey is concerned.
Ravenel has been a vocal supporter of the governor's positions on tax cuts, spending limitations and government restructuring, continuing to publicly support Sanford even after the governor endorsed one of his opponents, Greg Ryberg, in the Republican primary.
Plus, Sanford desperately needs Ravenel on the Budget and Control Board. His vote could be critical in reversing dozens of 3-2 decisions that have gone against Sanford and his fellow fiscal conservative, Comptroller General Richard Eckstrom, over the years.
In short, keeping Rainey at his current post could end up costing the governor a lot more politically than jettisoning him.
What a perfectly sublime weekend it was in the Lowcountry as our historic port city of Charleston played host to the National Governor's Association's annual meeting.
Sic Willie and the FITS' gals had a blast, crashing all the hippest parties, dining at all the swankiest restaurants, lounging at all the choicest digs and - of course - thoroughly ticking off all the right people.
We got to hear from a number of prospective 2008 Presidential prospects, too, including New York Gov. George Pataki and Massachusetts Gov. Mitt Romney, which was a real treat.
In fact, we'd love to elaborate further on our many political impressions from the weekend, but the vast majority of our visit to the Holy City was "off the record," as Sic Willie made a Friday night deal with the devil (who wore a stunning white strapless dress, by the way) forcing him to keep his poison pen in its pocket for the duration of our stay.
But no worries, there'll be plenty of time for poison pens in Presidential politics before it's all said and done.
For now, let's just say that the City of Charleston and the NGA host committee deserve a lot of credit for pulling off an amazing event - particularly given that they had less than half as much time to prepare for the NGA as previous host cities.
Every out-of-towner we talked to was completely enthralled by our state's coastal jewel, and local businesses no doubt made out like bandits, which is great news for our state's tourism economy.
Until next week ... be heard.


text:
Sketching is a wonderful way to learn how to draw. Though important to the artist they are not thought of as finished works of art. Treated as such it allows the student to explore various mediums without fear of the finished sketch being critiqued. After all a sketch is but a sketch, an idea with possibility.
17. Whitefish Lake #2 Pencil Sketch 1996
18. Whitefish Lake #3 Pencil Sketch 1996
19. Whitefish Lake #4 Watercolour Sketch 1996
20. This pencil sketch was made at the top of Ragged Falls of the Oxtongue River.
21. From a different location, on the same day that I made the previous sketch, I made a pencil and watercolour sketch of the Oxtongue River.
23. Another quick sketch made while skiing.
24. Yet another quick sketch of the ski trails at Horseshoe Resort.
26. Georgian Bay #2 Pencil sketch 1997
27. Georgian Bay #3 Pencil Sketch 1997
28. Lunch time I'd go for a quick hike up the ski hills. From the top of the ski hills you could look down on what is known as the Copeland Forest. I would sometimes stop and make a watercolour sketch.
29. Another Day At The Top Of The Hill - Copeland Forest
Watercolour Sketch 1998


text:
Card issuers more open to debt deals but fewer qualify
Debt management plan payments prove too high for many consumers
In over your head and struggling to pay your credit card bills? Compared to a year ago, credit card issuers are more sympathetic to financial hardships facing many families. Card lenders are more willing to help consumers enrolled in debt management plans repay their loans by slashing interest rates and waiving fees.
|Debt management plans: Not for everyone
As credit card charge-offs rise, debt management plans -- which allow consumers to pay off their debts over time under more lenient terms -- may be options for families who want to pay off their debts. But many are finding repayment terms aren't low enough to make affordable payments on increasingly large credit card debts.
All of the major credit card issuers are reporting rising defaults and charge-offs as the economy slows and job losses reach their highest levels in decades. Getting something in repayment is better than nothing, especially at a time when banks are reeling from losses in their mortgage portfolios and forced to take government bailout dollars.
"Given the current economic environment, we have continued to look at how we can modify terms to address customers' situations," says Betty Riess, spokeswoman for Bank of America, one of the top three credit card issuers in the United States. Over the past year, Riess says BofA has stepped up efforts to identify card users "before their financial situations become too distressed" and offer assistance, including referring them to accredited consumer credit counseling agencies.
Making more concessions
American Express recently extended its debt management program repayment period from 50 months to 60 months, says spokeswoman Lisa Gonzalez. She adds: "Extending the payment period by these 10 months allows more flexibility and greater access for our customers."
Mayel Vasquez, an accredited financial counselor at Pioneer Credit Counseling in Rapid City, S.D., agrees that creditors are accepting more hardship cases.
"In recent months, there's been an improvement," Vasquez says. "We hope to see a better improvement within this next year because of the economy. We hope the issuers will make it easier."
While creditors are more willing to make concessions to help those who earnestly want to repay all of their debts, the economy is making it more difficult for consumers to get into so-called debt management plans (DMPs). These are programs administered by accredited consumer credit counseling agencies to help families drowning in debt work out reasonable long-term repayment plans with creditors.
A DMP bundles unsecured debts from several creditors that agree to more lenient repayment terms and determines a monthly payment amount necessary to pay off the loans in three to five years. Depending on the consumer's debt load, that monthly payment can be $500, $1,500 or $2,000 or more.
|In over your head in debt? Here are some options.
Credit card issuers and credit counselors agree that consumers experiencing difficulty paying their debts should contact creditors or counselors sooner rather than later. The reason: There may be more options available to you the earlier you reach out for help.
Here's a list of things to consider:
Bigger debt loads
These days many consumers are carrying larger debt loads. The average credit card debt for households with at least one credit card is about $10,600, although credit counselors say they are no longer surprised to find a family with $100,000 or more in credit card debt. Family budgets are stretched so thin that fewer people are able to make the monthly payments required in the DMPs -- even with lower interest rates and waived fees. People who are unemployed or underemployed -- a growing segment of the American population -- do not have the income to sustain debt management plans.
As a result, some credit counseling agencies report enrollment in DMPs is flat or declining, although others say they've seen a greater willingness in the past two months on the part of creditors to accept DMPs.
"There's a lot more people who need more help," says Sandy Shore, a manager at Novadebt, a New Jersey-based consumer credit counseling agency. She said only about 2 percent of her agency's cases are going into debt management plans. Shore emphasizes that a DMP may not be for everyone and is just one option in an arsenal of choices available to consumers drowning in debt. (See: In over your head in debt? Here are some options.) "A number of creditors are offering additional hardship programs for people who could not go on a DMP because the payments are too high."
Recouping losses
What's in it for credit card issuers? People who want to repay their debts, but can't because payment amounts are too high are left with two alternatives: Default on the debt and get sent to debt collectors or file for bankruptcy. Rising personal bankruptcy filings are proof that more families are taking the bankruptcy route. But banks never recoup loans that are discharged in bankruptcy. With a DMP, lenders are able to get nearly all of the card loan back over time.
"They are trying to get whatever they can from whoever they can get it from," says Andrew Bernstein, a senior certified credit counselor at DebtHelper.com, a nonprofit consumer credit counseling agency in West Palm Beach, Fla. He says creditors have two basic questions when he contacts them about setting up a DMP for a client: How much and how soon? "If you get 80 percent of every $100, that's better than a one-time write-off. If they can get something, that's always going to be their main thrust."
Another factor working against debt management plans: Today more consumers are facing more complex financial problems. While a year ago some may have just had credit card bills to contend with, many more have defaulting auto loans, personal loans and mortgages vying for scarce repayment dollars.
Cate Williams likens helping these clients to triaging patients in a hospital emergency room.
"They've been in a serious financial wreck," says Williams, vice president for financial literacy for Money Management International, a Houston-based network of counseling services.
"It's presenting some challenges, but we're sending full disclosures to the creditors when we offer up a payment plan: 'We're not only asking Sears to take a smaller payment, we're asking six other creditors.' Those budgets and those lists of creditors really tell the story. There isn't any other money here, folks."
Riess from BofA says they are working with the nonprofit consumer credit counseling groups such as the National Foundation for Credit Counseling (NFCC), to come up with payment options that work in today's economy. "We fully support debt management programs because we believe a holistic solution is the best avenue for consumers who are carrying a lot of debt with other lenders as well as Bank of America."
Regulator rejects concession plan
Hoping to get more debtors into DMPs, banking industry representatives and consumer advocates announced a proposal in October 2008 that would have allowed creditors to forgive up to 40 percent of the principal on credit card loans and stretch repayment plans over five years.
|Hit with a interest rate hike?
Here's a step-by-step guide
|These CreditCards.com articles about what to do if your credit card APR is going upwill help you take the proper steps to take to protect yourself and your credit.
"The economic reality of the recession and having more and more Americans facing trouble paying their credit card debt led the industry to try to find ways to alleviate the pressure," says Scott Talbott, senior vice president of government affairs for the Financial Services Roundtable, an banking industry trade group.
The plan involved setting up a test period and using 50,000 people already enrolled in DMPs to see if repayment rates increased. But a key part of the plan relied on federal regulators to waive banking rules that require lenders to charge off outstanding debts held on their books within three to six months of forgiving or settling loans. The plan also relied on the IRS to waive rules that treat certain forgiven debt as taxable income.
The Office of the Comptroller of Currency (OCC), the federal agency that regulates national banks, rejected the portion of the plan involving delaying charge-offs. Under current OCC rules, when principal balances on debts are forgiven, the balance must be repaid within three to six months and banks must write off the amounts forgiven and report it to the IRS. For debtors, that means they may be hit with the double whammy of a tax burden while they are still trying to pay off their credit card debts.
In September 2008, the NFCC issued a "Call to Action" asking all credit card issuers to agree to more reasonable repayment terms for debt management program participants. The NFCC sought to allow debtors in DMPs to make monthly payments of 1.75 percent (in hardship cases) or 2 percent of their outstanding balances. In addition, the credit counseling group wanted agreement from issuers that clients could put $25 to $200 a month into savings plans.
The NFCC is planning an April 17 announcement updating the status of its Call to Action efforts.
Saving for a rainy day
Having a rainy day or emergency savings fund to tap when the car breaks down or other crisis arises is the backbone of any good personal finance plan. However, when DMP clients submit budgets to creditors detailing income and expenses, those that include any kind of savings element often have been rejected, credit counselors say.
"If you're putting money in a savings account, they frown on that," says Bernstein from DebtHelper.com. "Anything that takes away from what they're supposed to get ... a lot of creditors don't find that acceptable. If you have this money just lying around they would say, 'Pay your darn bills.'"
Williams, from Money Management, says clients should be allowed to build up a minimum of a $200 cushion for emergencies so they "at least have some kind of shock absorber so you're not automatically reaching for the credit card because now there's no credit card to reach for."
Talbott, the financial services industry spokesman, says some lenders may be relaxing those standards, "Everyone can see the benefit of having a rainy day fund. The industry is supportive of Americans savings and investing for a rainy day and retirement."
See related: Creditors become less willing to negotiate with debtors, After creating a debt management plan, stick to it
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text:
If you always do what you've always done, you'll always get what you've always had.
We have no power over change but we do have power over how we react to change.
We also have power over the changes we choose to make. We can change ourselves and when we do this, other people react differently to us.
No one can make you feel, say or do anything without permission.
Change involves advantages and disadvantages.
For example, if you'd like to change how active you are…
Advantages would include; becoming healthier, having more energy and meeting new friends.
Disadvantages would include; taking time and effort, having to be better organised and getting up earlier than usual.
Remember, this is about self-change, not about changing anyone else.
Change your life today.


text: On Mon, 13 Sep 2010, Ian Jackson wrote: > Raphael Hertzog writes ("Re: Bug#560317: dpkg-trigger complains at dpkg-reconfigure time"): > > On Thu, 10 Dec 2009, Joey Hess wrote: > > > Does it actually make sense for dpkg-trigger to see those environment > > > variables when the postinst is not being run by dpkg? Seems possible that > > > any deferred trigger processing it then sets up will not take effect until > > > the next dpkg run, which could be well after dpkg-reconfigure finishes. > > I think Joey is right. In particular, dpkg-reconfigure should not set > DPKG_RUNNING_VERSION, because that promises that the whole thing is > running as a descendant a copy of dpkg; said copy of dpkg is > responsible for processing triggers. I agree with not setting DPKG_RUNNING_VERSION, but the others should be set. Otherwise you can't reliably use the variables in a postint. And they are used in several situations when dpkg-maintscript-helper is invoked. > > Given that dpkg-maintscript-helper is also impacted and not only > > dpkg-trigger, I think that ? yes ? it really make sense to set them. > > Can you explain why the analysis above is wrong ? Did I say it's wrong? Cheers, -- Raphaël Hertzog ◈ Debian Developer ◈ [Flattr=20693] Follow my Debian News ▶ http://RaphaelHertzog.com (English) ▶ http://RaphaelHertzog.fr (Français)