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Feel more confident, informed and self-assured. BellyBelly.com.au is where thinking women and men go to for the best, evidence-based pregnancy, birth, and parenting information. We also discuss current topics of debate around the quality of evidence available.
Around 2.5 million parents and parents-to-be trust BellyBelly every month. And because we're independent and work in the very industry we write about, we publish what we think people really need to know about.
BellyBelly is highly recommended by midwives, birth educators, doctors, lactation consultants, and more.
No parent would ever wish colic on another parent! But what is colic exactly? If you think you have a colicky baby, here are 5 common questions answered. Read More
If you're pregnant, here's your nine month pass to get away with 15 things that you wouldn't normally. Make the most of it... time is running out! Read More
Wondering what the best sleep arrangements are for your baby? Here are some important things to consider when deciding on where your baby will sleep. Read More
Do you enjoy eating ice while pregnant but you're not sure why — other than 'you just feel like it'? This article just might help you… Read More
Some new parents seek out a feeding schedule for their baby. However, feeding schedules pose a big problem: they can damage the breastfeeding relationship. Read More
Mastitis is a painful breast condition which some breastfeeding mothers end up with. Find out the symptoms and treatment of mastitis from IBCLC, Renee Kam. Read More
What is a placenta? You may have a vague idea, or know that it's for an unborn baby's survival - but what is it exactly? Here are 10 amazing placenta facts! Read More
When do you ovulate? If you're trying to get pregnant, this is a question that you'll want to know. Understanding ovulation can help you get pregnant. Read More
Do you find that only one breast works when breastfeeding? Or one breast seems to have much more milk than the other? Here are some reasons why. Read More
If your child refuses hugs, kisses or other bodily contact from others, here are 8 important reasons why we must support and honour our children's requests. Read More


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cookiedamage - Thank you!
escilnavia - Thanks, that means a lot coming from you.
10000000000000 - Thank you, it's unfortunate that Sim City 4 pixelates the close up photos
Zulu2065 - You'll find out soon
In the upper class areas of Madison, the sims here have no idea what is going on in the poorer sections of the city. They are oblivious to the fact that half of Madison is burning.
The schools are fine and the police coverage is excellent.
The kids here, even with their amazing schools and teachers, are lazy and bratty and grades are slipping dramatically.
This is a very dark day for The City of Madison.
- thanks, canadiansim -
- Read more...
- 5 Comments
- 141 Views

subset: commoncrawl


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Vehicle is SOLD...!
Used Ford Ranger XLT Regular Cab 113" WB '97 for sale in South Carolina
This pickup truck is located in Fort Mill, SC 29715, and was listed by dealer
- Finance Available
Sold vehicle info starts here...
Vehicle Specs
- Body Style: Pickup Truck
- Year: 1997
- Mileage: 178,200
- Transmission: Manual 5 Speed
- Engine: 2.3L
- Drivetrain: RWD - Rear Wheel Drive
- Color: Red
- Condition: Good
- Pickup Truck Listed By: Dealer
- Stock: 6294984
- Category: Pickup Trucks
Vehicle Details
We are sorry, this nice Ford pickup was recently SOLD for only $1,990. If you need a used car, SUV, truck, pickup or minivan at the most affordable price in South Carolina, Autopten recommends you to visit the online inventory of United Auto dealer at unitedautomall.com where vehicles start for as low as under $2000 dollars.
Great looking and reliable compact pickup truck, red color with white strips, which is very good on gas, great for towing and hauling, some people think as good as a Ford F-150, it is smooth, practical, easy to drive, requires low maintenance and is one the best cheapest small size trucks you can find today in the US market. Today you can be the next owner of this Ford Ranger XLT '97 which is for sale under $2000 in South Carolina, has the regular cab and some features like chrome wheels, bed liner, custom shifter knob, racing steering wheel, 3rd stop light, manual windows and transmission, etc. It has a good speed and control and is a nice nimble vehicle for the city and countryside. At the interior comes with cloth seats and enough space for up to 3 people. So, if you are wondering where to buy an inexpensive pickup truck for $2000 or less around Charlotte, NC, we are located in Fort Mill SC, just half hour away.
Vehicle Features & Options
- Power Door Locks
- 4-Wheel ABS (Anti-Lock Brake System)
- Driver & Passenger Airbags
- Air Conditioning
- Cloth Upholstery Seats
- Cruise Control
- Entry Light
- Front Cup Holders
- Split Bench Seat
- 3rd Stop Light
- Chrome Bumpers
- Light Tinted Windows
- Steel Wheels
- Fuel Economy City: 21 MPG
- Fuel Economy Highway: 24 MPG
- Fuel Tank Capacity: 17 gallons
- Trailer Ball Hitch
- Bed Liner
- Antenna
- 14" Chromed Steel Wheels
- Manual Windows
- Sporty Steering Wheel
- Rear Wheel Drive
- Red Color With White Strips
- Gray interior color
- Seating Capacity: up to 3 people
- Hurst shifter knob
- Split Bench Seat
- Manual Steering
- Steel Wheels
- Passenger Air Bag
- Alarm
- Cruise Control
- Power Steering
- Adjustable Steering Wheel
- Vehicle Anti-Theft System
- Sliding Rear Window
- Intermittent Windshield Wipers
- Originally from USA
- Assembled in USA
- Low Maintenance Required
- Two Tone Body Paint
Find More USed Cars In South Carolina
It seems you found a good car, but in case this red Ranger year 1997 isn't the one you are searching for, please check the links below:
Autopten promotes dealers from SC offering real cheap cars on their inventories, e.g. vehicles priced for $1000, $2000 or under $5000 dollars. Check them out:
Browse other Ford models available
Comments On This Car & Deal Are Welcome!
Is this Ranger a good pickup truck? Let other people know it sharing your thoughts. You can also report any issue or fraud with this ad.
Cars At Auction
For $1000 or Less
For $5000 or Less


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The Sobek is a Grineer automatic shotgun that has a large 20-round drum magazine. While it suffers a very slow reload time and low ammo efficiency, and its reliance on Impact makes it less useful against armored enemies, it can lay down suppressing fire and benefits the most from magazine increasing mods. It is used by the Grineer Trooper and Executioner Nok.
This weapon can be sold for 7,500.
|Manufacturing Requirements
|Time: 24 hrs
|Rush: 25
|Market Price: 225
|Blueprints Price: 25,000
This weapon deals primarily Impact damage.
- High base damage spread over very few projectiles.
- Very high ammo capacity per magazine and high maximum ammo pool.
- Fully-automatic.
- Shares accuracy and damage falloff with the Hek, making it viable at a relatively long range.
- While the reload is slow it still comes out ahead of the other shotguns when comparing shots fired, or potential damage dealt, to time spent reloading.
- Can use the Sobek-exclusive Shattering Justice and Acid Shells mods.
- Lowest pellet count of all shotguns, tied with the Tigris.
- This can be an advantage against single targets or small groups, dealing much more damage per pellet to them compared to other shotguns.
- Second slowest base reload speed of all shotguns, the first being that of Strun Wraith.
- Relatively low ammo efficiency if fired in full-auto.
- Linear damage falloff from 100% to 50% from 20m to 30m target distance (distances are affected by Projectile Speed).
Weapon LoadoutsEdit
- See Category:Sobek Build to see how players mod this weapon.
- See Category:Sobek Guides for guides on how to use this weapon effectively.
- For more general help with weapons, you may wish to browse Category:Weapon Guides.
- The listed damage is actually the total of all the pellets' damage value. The actual damage per pellet is 65.625 Impact, 10.95 Puncture and 10.95 Slash.
- The listed Status Chance is the base chance per shot that at least one pellet will proc a status. The actual base Status Chance per pellet is ~3.2%.
- Against Grineer, modding for Radiation, Toxin, Viral, or Heat damage is only beneficial up to about level 50. After that, the Sobek's reliance on Impact damage makes it suffer against heavy armor, making Corrosive and Heat or Corrosive and Cold a better option, even despite not being able to reach 100% status.
- It is beneficial to concentrate on increasing fire rate and damage over ammunition capacity.
- Using the Shotgun Ammo Mutation mod can help regain ammo when needed.
- Sobek is named after the ancient Egyptian God of the Nile river, likely reflecting how the overall shape of the gun resembles a crocodile's head.
- Along with the Seer, the Sobek was one of the first weapons to possess a non-static model. In this case the central magazine rotates after each shot, and rotates for a second or two when starting the reload animation.
- The Sobek's twin barrels are telescopic, retracting when stored on the back of the Warframe.
- Sobek is the first weapon that has two PvE weapon-exclusive mods.
- Troopers will manually reload some of the shells when initiating a reload, using a separate animation from players. This may be a relic from when the enemy originally used the Strun, and now that players reload the Struns ammo one shell at a time the Trooper still has trigger to do so as well.
- The Sobek's drum magazine has long had minor alignment issues, and may clip out of place. This is easily observed when examining the weapon in the Arsenal screen.
- If the fire button continues to be held upon reaching the end of the magazine, the number of remaining rounds is replenished. Interrupting the animation at this point (rolling, using melee, etc.) results in an instant reload.
Sobek Skins
Patch HistoryEdit
"Ah, have you come to make a donation to my newest 'enterprise'...?"Patch history is needed. Click here for instructions.
See AlsoEdit
- Trooper, the Grineer unit who uses this weapon.
- Shattering Justice, a Sobek-exclusive Syndicate mod.
- Acid Shells, a Sobek-exclusive PvE mod also used by Executioner Nok.


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The Blackthorn Restaurant & Pub is a multifaceted establishment offering the finest in food, entertainment, and atmosphere. The menu offers traditional Irish fare as well as eclectic international dishes highlighted by chef prepared specials that include hand cut steaks, chops, and an incredible seafood variety all designed in a unique and creative manner. The secluded dining room is adorned by a beautiful stone fireplace, vaulted ceilings and softly lit ambiance. The bar boasts a wide variety of wines, beers & specialty drinks. The outdoor deck is always a sunny place for lunch & dinner and as the sun sets the fun begins at our Tiki bar. If an authentic Irish pub and cozy atmosphere is what you are looking for it doesn't get any better in New Jersey than the Blackthorn Restaurant & Irish Pub. There is something for all patrons to enjoy.
About Our Founder…
Eugene Gillespie didn't have it in his mind to emigrate to the U.S. when he traveled to New York in March of 1972 to visit his brother Matty. A native of Rathball, a small village in Ballina, Co. Mayo, Eugene got a real taste for life in America on that initial visit, and never looked back. "Since times were hard in Ireland when I left, I saw the opportunity to make a better life for myself," Eugene recalls. And a better life he did. Since his arrival Eugene has owned a variety of bars & restaurants in New York and New Jersey.
Like many Irish who go on to open their own bar and restaurants, Eugene put in 60 to 70 hour weeks working as a bartender and saving his money. In 1977 he and his brother Matty opened a neighborhood tavern called The Waterfall. "Although it turned out to be a very successful venture, my life's savings were at stake," remembers Eugene. But the hard work paid off, which allowed Eugene to helm two other bars – Gillespie's in Manhattan was opened in 1980, and the place where he first started out, the 12 Pins, was purchased by Eugene in 1989. It's clear that the latter held a special place in his heart during the four years he owned it. "On Sunday's, after Mass at St. Philip Neri's, all the Irish would gather and reminisce about Ireland and talk about the news from home," Eugene says.
In 1991, Eugene and his wife Rosemary, made the move across the Hudson River and bought Rosie's Steakhouse & Pub. The restaurant, which was named after Rosemary, was NJ's most popular spot for Irish folk to watch all the GAA games broadcast live from Ireland. The Porter House, which Eugene opened in 1998, is where he took Irish Pub's to the next level by furnishing its interior and exterior with materials directly from Ireland. Many of The Porter House customers were Irish and came from the large Irish community in near by Pearl River, New York. Overseeing the two successful establishments left Eugene little time for anything else, therefore he sold the two business and embarked on The Blackthorn Restaurant & Pub located in Kenilworth New Jersey in 2004.
When Eugene first arrived in the U.S. he had lots of time to play Gaelic football, but booming business interests have pretty much put paid to that hobby. Now he relaxes by playing the odd round of golf or heading down the Jersey shore where he tries to exercise, to work off the 'excellent food' he eats from The Blackthorn Restaurants. The Gillespie's have three children, Karen, Eugene and Laura.


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Luxury Safari Lodges in the Manyeleti Game Reserve
- Honeyguide Tented Camps
- Tintswalo Game Reserve
About the Manyeleti Game Reserve
The Manyeleti Game Reserve is situated in the Limpopo province of South Africa. The reserve borders the Kruger National Park to the Eastern side, the Timbavati Reserve on the Northern side and the Sabi Sand reserve on the Southern side, and falls into the Southern/central region of the Greater Kruger park biosphere. The size of the reserve is 23500 hectares. (58750 acres).
The Manyeleti reserve is made up of two distinct types of Ecozones. The underlying rock types determine the nature of the soil that breaks down from them.
The Northern part of the reserve is based on the Thorn Veld ecozone which in broad terms outline the younger surface of dark brown loams derived from the basalt.
Typically one would find such tree species as Knobthorn trees, Transvaal Saffron, Large Leaved rock figs. Red Bushwillow, Round leaved-Teak, Marula, Jacket-plum, Russet Bushwillow, Tree Wisteria, Umbrella thorn, Weeping wattle and Zebrawood.
Due to the soil types (Gabbro) this region abounds with sweet grasses which are highly edible for all the grazers.
Predators found in the Thornveld region would be Lion, Cheetah, Hyena, Wild dog, Leopard and Black backed Jackal. Browsers found in the region would be Kudu, Giraffe, Impala and Duiker, Bushbuck, Kudu and Nyala.
Grazers would be Wildebeest, Zebra, White Rhino, Waterbuck and large herds of Buffalo are common on this soil type due to the abundance of quality grazing.
Uncommon sightings would be Black Rhino and Sable antelope.
The Southern part of the reserve is referred to as the Mixed Bushwillow Woodlands Ecozone. The Mixed Bushwillow Woodlands Ecozone is found on underlying Granite bedrock giving rise to gently sloping hills and rocky outcrops with huge round boulders such as at the Koppies region in the reserve. Broad-leaved trees favor the higher upland areas while thorn trees prefer the lower-lying areas. Many rivers and streams are found in this region.
A huge variety of trees and shrubs occur in this ecozone including various Bushwillow's, Leadwood trees, Silver cluster-leaf, Buffalo thorn, Sickle-bush, Weeping wattle, Apple leaf and Round leaf teak. In the riverine regions one can see huge Sycamore figs, Jackal-berry and Weeping boer-beans trees.
African Safari > African Destinations > South Africa
Sabi Sands Game Reserve | Timbavati Game Reserve | Manyeleti Game Reserve | Thornybush Game Reserve | Balule Game Reserve | Greater Kruger Park | Kruger National Park | Madikwe Game Reserve | KwaZulu Natal | The Cape Reserves
Cape Town and Winelands | The Garden Route | The North Coast | Sun City | Johannesburg


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A blog dedicated to exploring the practice of law before the internet. Heck, before good interstate highways for that matter.
What if Germany won the First World War? Would we have avoided Hitler?
Posted on April 21, 2016 by Matthew Wright
I posted the other day about the way Germany nearly won the First World War in spring 1918. . .
Post a Comment


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Complaint Review: Ascentive Active Speed
- Ascentive Active Speed
Philadelphia, Pennsylvania
- Phone:
- Web:
- Category: Computer Software
Ascentive Active Speed ripoff, untrustworthy, and sneaky Philadelphia Pennsylvania
*UPDATE Employee: Customer was offered refund
So after 8 days I cancelled it wasn't helping at all, slowing and freezing my computer. So they cancelled it. But they never refunded my money back to my credit card.
So I rescently e-mailed them back and asked when they are refunding my money they said that my trial period was up (which wasn't) and also said, even if we wanted to refund you, we don't refund after 3 months has gone by.
So I'm warning anybody out there, their product doesn't work and they don't refund your money like they say they will.
Quesnel, British Columbia
Does your business have a bad reputation?Corporate Advocacy Program™Fix it the right way.
Set the record straight:Arbitration Program
This report was posted on Ripoff Report on 10/09/2003 06:26 PM and is a permanent record located here: http://www.ripoffreport.com/reports/ascentive-active-speed/philadelphia-pennsylvania-19123/ascentive-active-speed-ripoff-untrustworthy-and-sneaky-philadelphia-pennsylvania-68680. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#1 UPDATE Employee
Customer was offered refund
AUTHOR: James - (U.S.A.)
SUBMITTED: Tuesday, February 17, 2004POSTED: Tuesday, February 17, 2004
Her account was not canceled and is still Active. Our support staff did not cancel it because we had no contact from Marie.
The first contact from Marie was on October 9th, 2003, clearly more than the 30 day trial that she had. As per the Agreement she agreed to, she was not eligible for a refund.
Our support representive told her of this and she sent back a reply with very graphic language. That was rejected by our email filter and she sent another, cleaned up reply. At which time she was offered a refund, and as of this date, I show that she has failed to send in for that refund.
She ordered a subscription with a 30 day money back trial period.
Failed to contact us within those 30 days (That is a long time)
Demanded a refund after nearly 3 months even after she read and agreed to the Terms that stated that she only had 30 days.
Then got upset after learning that she would not be treated any differently than our other, Term-Abiding customer.
And finally, we bent the rules and offered a refund, which she failed to complete.
I'm sorry, we offered her a refund to solve this problem, but she did not accept it.
ZipBooks Accounting Software
Advertisers above have met our
strict standards for business conduct.


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Managing Sino-American Crises: Case Studies and Analysis
Michael D. Swaine, Tuosheng Zhang, Danielle F. S. Cohen
Carnegie Endowment for International Peace, 2006 - History - 518 pages
The Taiwan Strait. The Korean War. Vietnam. The bombing of the Chinese Embassy in Belgrade. The Sino-U.S. aircraft collision incident. U.S.-China relations have witnessed significant tensions and conflict over the years.Sensitivities and suspicions between Washington and Beijing have heightened as China's global power and influence have grown. Arguably, this new international order could increase the chances of a political-military crisis —or perhaps outright conflict —between the two powers. Managing Sino-American Crises brings together Chinese and American officials and participants in past confrontations, as well as scholars from both countries, to explore the changing features of crisis behavior and their implications for defusing future encounters. Using both conceptual analysis and historical case studies, this authoritative volume identifies specific problems and opportunities that will likely confront both countries in the future. The authors propose recommendations that will improve the effectiveness of U.S.-China crisis management skills. Contributors include Wang Jisi (Peking University), Zhang Baijia (Central Committee of the Chinese Communist Party), Richard Weitz (Hudson Institute), Robert L. Suettinger (Technology, Inc.), Dennis C. Blair (Institute for Defense Analyses), David V. Bonfili (Institute for Defense Analyses), Xu Hui (National Defense University), Kurt M. Campbell (Center for Strategic and International Studies), Jonathan Wilkenfeld (University of Maryland), Xia Liping (Shanghai Institute for International Studies), Allen S. Whiting (University of Arizona), Wu Baiyi (Chinese Academy of Social Sciences), Niu Jun (Peking University), and Zhang Tuosheng (China Foundation for International and Strategic Studies).


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More Press Releases
UAE Exchange India Awarded for Business Excellence Award More than Once
Frost & Sullivan and CNI Jointly Host the First Edition of 2017 Nepal Business Excellence Awards in Kathmandu
IH2* Technology Licensed to Biozin Holding AS
Madison Realty Capital Provides $64.0 Million Construction Financing for 200 Kent Avenue Development in Williamsburg, Brooklyn
Envion AG: Start-up from the Heart of Berlin Has Pioneered Decentralized Mobile Mining by Combining Blockchain with Regenerative Energy
Double Win for Vocalink at the 2017 Payments Awards
'Housing for All by 2022' gets a Boost with Hike in Unit Size of MIG Houses under Credit Linked Subsidy Scheme: Dr Niranjan Hiranandani
Subcontinent's Photography Icons Gear Up for a UAE Showcase
Smart Contract Security Startup Quantstamp Token Sale Oversubscribed by $9.5M
AstraZeneca to Present Transformative Data at ESMO Asia 2017 Congress from Pivotal Trials Showing Potential New Standards of Care in Non-small Cell Lung Cancer
Kuwait's Jazeera Airways Connects to India with Daily Flights to Hyderabad
Celgene Corporation and bluebird bio Announce bb2121 Anti-BCMA CAR-T Cell Therapy Has Been Granted Breakthrough Therapy Designation from FDA and Prime Eligibility from EMA for Relapsed and Refractory Multiple Myeloma
Mega Business Expo to be Held at Hyderabad on Nov 25-26
Calvin Klein, Inc. Announces Holiday Retail Experience with Amazon Fashion
Rotary World Fest all Set for Another Smashing Festival!
Kellogg India Pvt Ltd amongst Top 100 Best Companies for Women in India
Blenders Pride Fashion Tour 2017 Arrives in Gurugram
CA Technologies Raises the Bar on Digital Trust with A.I. Powered Software and Intelligent Automation
Corporate Social Responsibility Related News Releases and Story Ideas for Reporters, Bloggers and Media Outlets
CA Technologies Delivers Intelligence across its Portfolio to Bring the Modern Software Factory to Life
CA Technologies Introduces Expanded Portfolio to Support DevSecOps with Velocity and Scale
Stage Set for Three Days of Supercross Extravaganza
Time to Market Drastically Reduced for Banks to Deploy MOTION CODE
2.38 Million Visitors and USD 56 Million Book Sales at Sharjah International Book Fair 2017
Our Telekom to Roll Out First 4G/LTE Network and High-Speed Broadband in Solomon Islands with SES Networks
India-Canada Joint Venture in Medical Electronics to Ensure Affordable Healthcare
Bertin Launches the Sterilwave 100: the Ultra-Compact Solution for the Management of Potentially Infectious Hospital Waste
Bahrain to Host Global Entrepreneurship Congress 2019
Nel ASA: Enters into Exclusive Partnership with Nikola - Awarded Initial Purchase Order for Two Demo Stations
Thousands Convene in Houston to Learn About the Latest In Automation Technology While Helping to Support Area Recovery
Mopria Print Service 2.3 Unleashes New Mobile Printing Capabilities with Share-to-Print from Android Devices


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These fun team builders will shake up the
room, energize their learning and equip them with a better
understanding of how they and others process vital
Discover what MOST
motivates YOU
and how to use that to motivate OTHERS:
For more information?
What would YOU like from The Life Designers?
(Please leave your wish list below...)


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King Kong
New Year's Day, 7pm, Sky Movies 2
Raaaaaaaar! What better way to unpeel your NY eyes than watching a giant ape bashing some dinosaurs? Bit long, but you can always snooze through the boring bits.
Don't miss: This Life + 10
Tuesday, 9pm, BBC2
Yes they're older - but wiser? What do you think? A funeral may be the excuse to get Warren, Anna, Egg, Milly and Miles back together - but does anyone secretly wish they were still sharing the washing up?
The Thick Of It: 2007 Special
Tuesday, 10.30pm, BBC4
Just what the spin doctor ordered: a festive bout of political bile from the unstoppable force of nature that is Malcolm Tucker, riding out the shift of power at Number 10.
The Wind in The Willows
New Year's Day, 6.20pm, BBC1
Animal magic. Matt Lucas's Toad rage causes problems for Badger (Bob Hoskins) and Ratty (Mark Gatiss).
Ugly Betty
Friday, 9.30pm, C4
The Devil may wear Prada - but Betty's ponchos are where it's at. America Ferrera stars in this breezy addition to Friday nights, taking on ultra glossy mag-hags with dress-down charm.


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ISIS boasts it has shot down 30 coalition aircraft
ISLAMIC State claims to have blown 30 enemy aircraft out of the sky since April.
The terror group says it has shot down 30 planes, helicopters and drones in the past three and a half months.
It makes the outlandish boast in the latest edition of its propaganda newsletter Al-Naba – released this evening.
ISIS – also known as Daesh – claimed to have taken down a US warplane – killing all crew – in Iraq last week.
A slick infographic in Al-Naba – a digital magazine for jihadi fans – shows US and Russian aircraft going up in flames.
It claims to have shot down eight warplanes, four helicopters – including Apache choppers used by the US and Britain – and 18 drones.
The Pentagon denied claims the Islamist death cult shot down one of its planes near the Ain Al-Asad air base, which is about 100 miles from Iraqi capital Baghdad.
There is no truth to reports of ISIL downing a US aircraft near Anbar. All US & Coalition aircraft accounted for at this time @CJTFOIR— U.S. Central Command (@CENTCOM) July 25, 2016
However, ISIS is known to have brought down a number of US drones.
Footage posted online shows jihadi fighters proudly showing off the wreckage.
But they are mainly unmanned spy aircraft – such as the AeroVironment RQ-20 Puma – rather than armed Predator or Reaper drones.
Elsewhere in the latest edition of the Arabic language Al-Naba, there is a feature on Ansbach bomber Mohammed Dalil – who killed himself and injured 15 in a botched attack on a music festival in Bavaria, Germany.


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Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
QuestionPosted in Credit Scores
Question By
0 People Helped
I'm also going to be applying for a cash out refinance mortgage shortly, and I need to gain 10 points in order to get their best loan rate. So my question is, do I close any of the empty credit card accounts before applying for the mortgage, and should I apply for one or both of the new cards I plan to start using soon?
I don't know if the new cards would make me look better because I have more available credit or worse for the inquiry/ies. Please help!
All Responses
60 People Helped
I suggest keeping the 2 cards with zero balances open. If you close them, your credit to balance ratio will go WAY up and your score will drop. You may also lose points with the average age of your accounts by closing a couple of them if they're old accounts.
The best way to raise your score is to pay down those balances. It really hurts your score when your cards are close to maxed out.
If you apply for more credit it will hurt your score in the short term and help your score in the long term. It will place a hard inquiry on your credit report, which causes you to lose points. Your average age of accounts will also go down which hurts your score. However, your debt to balance ratio will go down, which will help your score.
So the fastest way to get 10 credit score points?
- Pay down those balances
- Keep your zero balanace cards open
- Hold off on opening any new credit right now
Reply to this Question
Write your response:
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.


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What is a manager? Definition and meaning
A manager is a person who is responsible for – he or she manages – a part of a company which usually contains a number of people, i.e. he or she is in charge of the department and the people who work in it. In some cases, the manager is in charge of the whole business, as in a 'restaurant manager'.
A manager is a person who exercises managerial functions primarily. He or she should have the power to hire, fire, discipline, do performance appraisals, monitor attendance, approve overtime, and authorize vacations. He or she is the boss.
The Manager's duties also include managing employees or a section of the company on a day-to-day basis.
According to the Young Entrepreneur Council (YEC), a good manager should have the qualities listed in the image above.
Etymology of manager
The noun 'manager' comes from the verb 'to manage', which came to the UK around 1560 from Italian maneggiare 'to handle' or 'to control a horse'. The Italian word came from the Latin noun manus 'hand'. The English word was also influenced by French manège 'horsemanship'.
The Online Etymology Dictionary makes the following comment regarding the origin of the English word 'manager':
"1580s, 'one who manages,' agent noun from manage. Specific sense of 'one who conducts a house of business or public institution' is from 1705."
Different types of managers
There are many different types of managers across the whole spectrum of a company's or entity's hierarchy.
Levels of management spread from right at the top of a company down to supervisors of small teams.
In this article when I use the word 'company' I am also including 'organization', unless otherwise stated.
– Top Managers are in charge of a company's strategy – they are the stewards of an organization's vision and mission.
– Functional Managers are responsible for the effectiveness and efficiency of specific areas of a company, such as marketing, personnel or accounts.
– Team Managers or Supervisory Managers are in charge of subgroups of a particular function, or a group of members from different parts of the company.
– Line Managers are in charge of the output of certain products or services. They hold authority in a vertical chain of command, and/or over a particular product line.
For example, in a vehicle-making company, the Line Manager might be in charge of the 'small cars' or 'light truck' division, or even more specifically, the 'small cars marketing line'.
– General Managers are responsible for managing a revenue-producing unit, such as a product line, business unit or a store.
The General Manager has to make decisions across different functions within that unit, and is typically rewarded according to how profitable that unit is.
General Managers report to their top executives and take directions from them. The top executives explain what the company's overall plan is, and then the General Manager sets specific goals for his or her unit to fit in with the plan.
Product Managers vs. Brand Managers
Product Managers, commonly found in technology companies, are usually considered the CEO of a product and are responsible for its strategy, roadmap, and everything related to its production, storage and sales. The position usually includes marketing, forecasting, and profit and loss responsibilities.
Brand Managers focus on the perception and maintenance of a particular brand. They are different from Product Managers. The Brand Manger's job is often strategic, involving high-level curation of both the firm's image and the practical steps required to maintain that image.
The Brand Manger aims to enhance, maintain and encourage interest in the brand – there is a strong emphasis on marketing and how the company is viewed overall. He or she inspires feeling, reactions and loyalty.
Brand management is usually associated with consumer product companies, while product management is associated with software firms. This is because consumer product businesses need a top of the mind recall of their products and brands because they mass market them.
According to Management Study Guide:
"Brand management is associated with consumer product companies whereas product management is associated with software companies. This is because consumer product companies need a top of the mind recall for their products and brands since they mass market them."
'Manager' in other languages: Gérante (French), Gerente (Spanish & Portuguese), Manager (Italian & German), Менеджер (Russian), マネージャー (Japanese), 经理 (Chinese), and مدير (Arabic).
Video – What is a Manager?
This Pitblado Law video explains what a Manager is and what his or her functions are, according to the laws of Manitoba in Canada.


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Stock #481-NSH
Engine: Chevrolet 454 V8 Big Block
Transmission: Automatic
Mileage: 20570 ( undocumented )
Body Style: Coupe
Exterior Color: Red
Interior Color: Black
For sale in our Nashville showroom is a 1970 Chevrolet Chevelle SS. This 70 Chevelle SS for sale has been restored with patience, care and attention to detail. I would like very much to tell you this sweet ride has the original 454 under the hood however, that is not the case with this one. What lurks under the hood of this car is a ZZ 454 crate engine that has less than 2,000 miles on it. This 454 is all cammed up and has that sound that just screams horsepower. Sitting on top of the GM performance intake is a four barrel Holley® carburetor that dumps the fuel down the throat of this beast and it just begs for more. Now I hope you are not looking at cars like this while wondering,," hum? I wonder how many miles per gallon can I expect?" If you are, back out of this website, go to your internet browser and type Prius®. This thirsty lady likes the good stuff, Premium unleaded, but she will reward you with eye popping, palm sweating torque that is almost the equivalent of strapping yourself to the cone of an Apollo rocket! Backing this rambunctious rat is a three speed automatic transmission that has a tire shredding shift kit with and a 2,500 RPM stall converter, this combination makes stop lights fun again. I don't want to make it seem like this car is all brute as it is detail in the interior, trunk and undercarriage as it is under the hood. Everything was well thought out and plenty of money and time were devoted to every aspect. This car looks great! Handles great! Runs great! And drives, you guessed it, great! This 1970 Chevelle SS for sale has everything going for it except it is not numbers matching, but would you rather sit in the hot sun and tell everyone how the muffler bearings are original and push your car back on the trailer, or totally shred the back tires and fill the cabin with the smell of rubber? If you are looking for the numbers matching Chevelle SS, I am sure we have one in inventory at one of our location. Or if you are looking for a sweet car that was put together with loving detail, which is part Brute with a dash of precision and elegance, either way, give us a call. Options for this 1970 Chevy Chevelle SS for sale include: AM/FM radio, Power steering and brakes, Title steering wheel, Seat belts, Vinyl interior, Alloy wheel and radial tires. For more information call the Nashville showroom at 615-213-1800 or email us at email@example.com
Numbers Matching and Original Mileage Cars
If marked as such, the Owner states, this vehicles as numbers matching and/or original mileage. It has not been verified by Gateway Classic Cars. As such Gateway Classic Cars is not guaranteeing the authenticity of this claim. Buyer is encouraged to verify this information on their own, prior to purchase.
All Vehicles are sold AS-IS.
This vehicle is being sold AS-IS, WHERE-IS, with no warranty, expressed, written or implied. Gateway Classic Cars and its affiliates shall not be responsible for the correct description, authenticity, genuineness, or defects herein, nor is responsible for any omissions or errors in advertising and therefore makes no warranty in connection therewith. No allowance or set aside will be made on account of any incorrectness, imperfection, defect or damage. Any descriptions or representations are for identification purposes only and are not to be construed as a warranty of any type. It is the responsibility of the buyer to have thoroughly inspected the vehicle, to their satisfaction to the condition and value, prior to purchase. Gateway Classic Cars and its affiliates shall and will make every reasonable effort to disclose any known defects associated with this vehicle at the buyer's request prior to the close of sale. Gateway Classic Cars and its affiliates assumes no responsibility for any repairs regardless of any oral statements about the vehicle, post sale.
This car has been viewed 8,837 times as of 2017-11-25 03:42:52
#318-MWK Milwaukee
In 1970, sheet metal revisions gave the already popular Chevelle a more squared stance. Interior spaces ... More
#362-MWK Milwaukee
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|Production still from the shoot.
The assignment given to the class was to create a single photograph in the style of art photographer Gregory Crewdson whose often surreal photograophs are elaborately staged depictions of American homes and neighborhoods.
His work, which can sell for over $100,000 per image, involves a large crew, and complex elements that are intricately staged and lit.
To emulate his style the class chose the cafe and the concept of a zombies attack in this year's attempt at 'The Crewdson Shoot', that all first year students undertake.
The survivors are holed up in a cafe and the zombies are trying to break in the front door.
Looks like a Class A 50's Z-Movie to us and we can't wait to see the results.
See the full story at West the Seattle Herald.


text: I have been involved with Dream Power Animal Rescue for many years now. I started out as foster home for dogs. Soon I was volunteering at the adoption fairs as a dog handler and later as an adoption councelor. Now I am on the Board of Directors and have served as the Treasurer for a little over three years. Dream Power Staff and Volunteers have a true heart for animals. Dream Power is a no kill animal rescue. They are living up to their mission statement: Envisioning a compassionate world where people value, respect and provide a secure and loving quality of life for companion animals.


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|18 Aug 2011
BSOD/System crash every evening
I recently reformatted my HTPC and swapped some other parts into it from another PC I had. Since the reformat the machine will BSOD and reboot itself and hang at the BIOS spalsh screen. I have to pull the power before it will turn back on and POST properly.
Typically this only happens at night when it goes to sleep and I find the issue in the morning.
I've attached the required perfmon and dump files in my zip.
W7 Ultimate x64
Asus M3NHD-HDMI motherboard
4gb Kingston HyperX DDR2 1066
Onboard video
500gb Western Digital Gree Power HDD
AMD Athlon II 240 Regor
A couple hauppage TV cards as well.
Thanks for all your help!
|My System Specs
|18 Aug 2011
Hi sliebhard welcome to SF
Please follow these steps in this order,
Run SFC /SCANNOW Command - System File Checker
Run Disk Cleanup - Open and Use
Run Disk Check
Download and test you hard disk with Data Lifeguard Diagnostic for Windows
WD Support / Downloads / SATA & SAS
|My System Specs
|18 Aug 2011
Hi sliebhard welcome to SF
Please follow these steps in this order,
Run SFC /SCANNOW Command - System File Checker
Run Disk Cleanup - Open and Use
Run Disk Check
Download and test you hard disk with Data Lifeguard Diagnostic for Windows
WD Support / Downloads / SATA & SAS
Thanks for the welcome.
I ran the tests and cleanups that you suggested and all of them passed without uncovering any disk issues.
I also ran the WD DLG utility both quick and extended with PASS results.
I've attached the results of all these in a zip.
|My System Specs
|19 Aug 2011
Update your nVidia Ethernet Networking Driver (nForce chipset driver) Welcome to NVIDIA - World Leader in Visual Computing Technologies
Reinstall\update the Asus AIBooster program.Ai Booster provided from Asus.
ASUSTeK Computer Inc. -Support- Drivers and Download
|My System Specs
|Thread Tools
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|BSOD Help and Support
BSOD was waiting for me when I returned to my laptop this evening.
Returning from dinner, I was greeted with the BSOD. I had only my browser up and running at the time. I believe I was playing some MiniClip 8 Ball online pool hours earlier. Not much help, I know. Hoping someone could take a quick look and determine what the cause may have been.
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Learning Enrichment Fund
This fund is administered by the University of Manchester.
This fund is targeted as follows:
- The activities/project should benefit multiple groups of students.
- The activities/project should align with one of the University's 2020 goals (see http://www.manchester.ac.uk/discover/vision/).
- The activities/project should bring added value for the student experience.
- Funding is for activities/projects additional to standard University activities.
- The student body should benefit directly from the activities/project.
Requirements include:
- Funding should not be spent on University owned-facilities, venue hire, refreshments or ongoing staff costs (initial staffing costs may be considered).
- Funding will not be considered for a project spanning multiple years (unless to prove its benefit).
- Applicants should ensure the sustainability of the project beyond any support awarded from the Learning Enrichment Fund.
- Applications must have an appropriate sponsor (Associate Dean, Head of School, Director of Administration or Division Director).
Applications must follow guidelines which you can download at this link: LEF2016 information and application form
The deadline for this call is 5pm on Monday 08 February 2016. There might be an additional call in spring 2016, but this is likely to be the final round of funding for 2015-16.
HEA funding opportunities
The Higher Education Academy (HEA) often invites proposals for original research into learning and teaching enhancement. Further details at this link.


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Despite them emerging as the runners-up at the 2016 African Women Cup of Nations championship, President Paul Biya has hosted and congratulated the Indomitable Lioness of Cameroon for their performances at the tournament.
It was a good celebration as the President offered lots of praise to the Indomitable Lioness even as they lost 0-1 to the Super Falcons of Nigeria in the final of the 2016 AWCON competition which they hosted.
''We are proud of you girls for what you have done, and all Cameroonians are also proud of your performance at the competition,'' he explained
Meanwhile, the Super Falcons of Nigeria who won the 2016 African Women Cup of Nations championship are still struggling for survival in Abuja as they have been abandoned by the Nigeria Football Federation (NFF) and the Sports ministry since they returned from Cameroon.
The NFF which is the body that controls all football activities in Nigeria have appealed that the players would get paid as soon as the money comes, but the Super Falcons have refused claiming that they must be paid before they will leave the hotel in Abuja.
Source: Sports.naija.ng


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ACC preview: Who has the talent to square up with Florida State?
Editor's note: This year, we're eschewing traditional conference previews for more bite-size nuggets of information and insight.
Bruce Feldman and Stewart Mandel have spent the summer visiting teams and speaking with coaches around the country.
What you find below are byproducts of those conversations and their own opinions.
Monday, we looked at the SEC. Tuesday, the Pac-12 was covered. Wednesday belonged to the Big 12. Thursday highlighted the Big Ten.
Today, we wrap up the week with the ACC.
Feldman: Virginia Tech Hokies. Their non-conference schedule is rough with a game at Ohio State followed by a visit from a very potent East Carolina squad. However, the ACC part of the schedule shapes up pretty favorably — no FSU or Clemson, but they do get Wake Forest and BC from the Atlantic Division and Miami has to come to Blacksburg. The D, under the outstanding Bud Foster, again should be the headliner, led by stud DT Luther Maddy and play-making CB Kendall Fuller. There's also plenty of experience at the skill positions to help ease Michael Brewer's transition, which should be good enough in the much easier of the two ACC divisions.
Mandel: Pittsburgh Panthers. The staff feels good about sophomore QB Chad Voytik, who will throw to one of the nation's top receivers in sophomore Tyler Boyd (1,174 yards as a freshman). Meanwhile, 6-foot-2, 250-pound sophomore James Conner is a workhorse running back who will also play some defensive end.
Feldman: North Carolina Tar Heels. I was surprised to see the Tar Heels ranked in the preseason Top 25. I think Larry Fedora will have a solid team, but not one that will be that good. UNC does have some dynamic young skill guys but expect no better than a 3-3 start with three tricky road games (at ECU, at Clemson and at ND) and a visit from a tough VT squad. The schedule softens in the second half, but I'm skeptical they'll be good enough in the trenches on either side of the ball to be better than 7-5.
Mandel: Georgia Tech Yellow Jackets. The Jackets have never finished lower than third in their division under seventh-year coach Paul Johnson but the program is littered with questions, most notably on both lines of scrimmage. And sophomore QB Justin Thomas was pressed into duty after Vad Lee inexplicably transferred.
Feldman: Jacoby Brissett, QB, NC State. If the Florida transfer was eligible last year, a team that went 3-9 might've made a bowl game. Coaches were so impressed by the 6-4, 230-pound former prep basketball star's pocket presence and his accuracy. Brissett doesn't have a cannon for an arm, but he's very bright and his feel for the offense should do wonders for a team that ranked No. 100 in the nation in yards per play at just 5.12 and was No. 93 in QB ratings.
Mandel: Will Gardner, QB, Louisville. Teddy Bridgewater's successor is bound to put up big numbers if for no other reason than he's now playing for Bobby Petrino, who, for all his considerable faults, remains a renowned offensive coach and QB guru. He also has the good fortune of throwing to weapons DeVante Parker and James Quick.
Feldman: Chad Thomas, DE, Miami. The former five-star is up to 260 pounds after arriving last winter at 6-5, 240. He is a slick pass-rusher with a good first step and has a knack for making plays in the opposing backfield. Thomas figures to be a big help for what has been an underwhelming D-line and a defense that was ranked just No. 90 last season in total defense.
Mandel: Elijah Hood, RB, North Carolina. Tar Heels coach Larry Fedora has heaped praise on his five-star recruit throughout the preseason, marveling at how quickly he's picked up the offense and not bothering to temper expectations. He's versatile enough to play a factor in all facets of UNC's attack right from Week 1.
Feldman: Mike London, Virginia. On paper, he's recruited pretty well, especially last season pulling in a couple of blue-chippers. But in ACC play his team is just 2-14. They also got thumped at home last season by Ball State from the MAC. Overall, he's 6-18 the past two seasons. Starting the season with No. 7 UCLA could get ugly fast. Also in the non-conference schedule is a visit to a good BYU team, and beyond that are road trips to FSU and Virginia Tech. At least they miss Clemson. Then again, they also miss Wake Forest, who should be the worst team in the league this fall.
Mandel: London. He gave a little tease when the Cavs went 8-5 in his second season, but since then it's been a woeful 6-18 overall and 2-14 in conference. However, London's recruited well recently. He'll need those young players to help produce a significant turnaround or this will be his last year.
1) Miami QBs: The Canes may have the fastest receiving corps in the conference, and in RB Duke Johnson they have a spectacular talent, but the quarterback play at UM has been spotty for a long time. Expected starter Ryan Williams is still working back from a torn ACL and the Canes had misfired on a bunch of their past QB recruits. They rolled the dice bringing in transfer Jake Heaps, who had starting stints at BYU and Kansas. He's smart and a better passer than most give him credit for, and freshman Brad Kaaya is a big, strong, very poised kid whose future looks bright. One of these two needs to step up fast or else Al Golden may end up on the hot seat very soon.
2) Clemson O-line: The Tigers already had to replace All-ACC tackle Brandon Thomas and then lost OT Shaq Anthony plus OG Tyler Shatney, so the group has limited depth as OC Chad Morris breaks in new starter Cole Stoudt.
3) Duke Linebackers: A D that was only 12th in the ACC in total defense lost the heart of the unit when MLB Kelby Brown suffered a torn ACL a few days ago and is done for the year. He made 114 tackles last season. That puts even more pressure on David Helton, who'll have to become the Duke leader at linebacker although redshirt senior C.J. France did start for much of 2012. Converted safety Chris Holmes, a redshirt freshman, also will be counted on to become more of a factor.
— Feldman
The Top 10 underrated QBs for 2014
1) North Carolina at Clemson, Sept. 27: All eyes will be on the Tigers' road trips to Georgia and FSU in the first couple of weeks, but this one comes the week after the game against the Seminoles. If the Tigers don't get refocused or they come home too banged up, they could be looking at a 1-3 start.
2) Miami at Louisville, Sept. 1: Bobby Petrino's first game back is against the Miami team that the Cardinals whupped in the Russell Athletic Bowl, 36-9. The Canes hobbled down the stretch, dropping four of their final six games in 2013, and lost those four by an average of 22 ppg. Another loss to U of L, especially since this will be on a Monday Night national TV stage, would put Golden squarely on the hot seat.
3) East Carolina at Va. Tech, Sept. 13: This is the Hokies' follow-up game after the trip to Ohio State, and if Foster's D can't handle the talented Shane Carden and Lincoln Riley's dangerous offense the Hokies could be staring at a 1-2. Last season, Tech handled ECU 15-10 and picked off Carden three times and notched seven sacks. After that game, though, Carden led the Pirates to wins over ACC opponents UNC and NC State as they scored 97 points.
— Feldman
* Va. Tech's receiving corps has been pretty unspectacular the past few years, but that may be about to change. True freshman Isaiah Ford — a 6-2, 175-pounder who may also play hoops for the Hokies — has turned heads in camp with both his smarts and his playmaking ability.
* Clemson lost home-run hitter Sammy Watkins, but the Tigers still have a pretty good way of stretching defenses. That's because rangy Charone Peake — a 6-3, 210-pounder coming off a knee injury — has regained all of his burst and clocked a 4.31 40, according to Dabo Swinney.
* Pitt freshman DB Avonte Maddox has caught the eye of teammates who like his strength, athleticism and grit, which should translate into some needed depth at cornerback.
* According to one ACC coach, FSU is so stocked with talent across its depth chart that he believes about half the league's teams do not have one player who would start for Florida State this year based on what he's seen on film.
* Rookie RB Joseph Yearby gives Miami some intriguing options, especially as a one-two punch with Duke Johnson, who is also a terrific receiver out of the backfield. UM will try to use both tailbacks on the field at the same time, putting one of the two at receiver in hopes of exploiting mismatches.
— Feldman and Mandel
|1) Florida State
|1) Florida State
|1) Virginia Tech
|1) Duke*
|2) Clemson
|2) Clemson
|2) Miami
|1) North Carolina
|3) Louisville
|3) Louisville
|3) Duke
|3) Miami
|4) NC State
|4) Syracuse
|4) North Carolina
|4) Pittsburgh
|5) Syracuse
|5) NC State
|5) Pittsburgh
|5) Virginia Tech
|6) Boston College
|6) Boston College
|6) Georgia Tech
|6) Georgia Tech
|7) Wake Forest
|7) Wake Forest
|7) Virginia
|7) Virginia
|Feldman's title pick: FSU over Virginia Tech
|Mandel's title pick: FSU over Duke
|* Duke wins tiebreaker
FOX Sports Go


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2018 Mahindra XUV500 Facelift Spied For The First Time
It will be the second facelift for the Mahindra XUV500 and is expected to pack an uprated 2.2-litre diesel engine, a new petrol engine option, perhaps, along with lesser quirk in styling
Don't miss out on the festive offers this November
The Mahindra XUV500 AT W10 AWD is a new variant in this series. The car has been designed on the same template as the previous edition, but a notable change is the automatic transmission it now gets. Its power plant is the same 2.2-litre oil-burner, but it is now being mated with a 6-speed automatic gearbox sourced from 'Aisin'. Aside from this, the interior remains relatively unchanged. The premium layout of the cabin includes a beige and black interior atmosphere, which leaves the area refreshed. The electric sunroof is a highlight of the cabin's delights, for it relieves the feeling of being confined in a vehicle. Aside from this, the spacious area has been integrated with many functional aspects, from adjustable seats with headrests to a touchscreen entertainment system. A reverse parking camera makes for safety in addition to comfort, and this comes along with an advanced Intellipark system. Power windows make for a more relaxed experience, along with a remote tailgate opening feature, a remote central locking feature, reading lamps, three mobile charging points, illuminated key rings and a glovebox with a laptop holder. For improved security, there is a rear wash and wipe system, a rear demister, an entry assist lamp, a door ajar lamp. The SUV's magnificent sculpture makes for a splendid feel. The menace exuded by its large build is accentuated by the presence of slender lines by the side, a wider hood and an overall shape that promotes aerodynamics. No change is registered for the new variant.
The car's husky and well toned posture makes it a true design feat. It structure exerts a bold and aggressive demeanor, giving it an air of superiority over vehicles on the road. The design tone has also absorbed some plush elements, and this gives it a more balanced and modernized picture. At the front, there is a new front grille that gets chrome inserts for a more vibrant look. Flanking this, the headlamp clusters are slim in design, and they come along with projector lights and light guides for enhanced safety. Fog lamps add to the visibility function, and they are underlined with a chrome bezel applique for a more expensive look. The side of the vehicle has been given its glamor with the finely designed alloy wheels, which is highlighted by the large fenders. A window chrome lining levels up the rich look by the side. The roof rails add to the utility of the vehicle, and at the same time, give it a more eminent look from the outside. For this variant, the body has been treated with cladding strips for a more distinguished look. A chrome applique has been graced upon the tailgate, while the twin exhausts also boost the visual edge at the rear.
The cabin is vast and spacious, and it has been applied with features of comfort and style for a more energized experience. The ergonomically built seats have been integrated with headrests and armrests, relieving discomfort for the occupants. Premium leather upholstery has been stitched upon the seats for a more luxurious feel. Illuminated scruff plates are also present, and sporty aluminum pedals. The front panel has been modeled in an attractive way, and the twin pod instrument cluster adds to the cabin image. At the center of the panel, the 7 inch screen gives the place a more sophisticated and modern look.
Engine and Performance:
Packed within the machine is an mHawk 140 diesel engine, which displaces 2179cc. The train is equipped with a 5th generation variable geometry turbocharger that boosts performance. This power plant is now paired with a new 6 speed F6F45 automatic gearbox transmission developed by Aisin, which enables flawless shifting and improved performance. Coming to the specifications area, the plant delivers a power of 140bhp at 3750rpm, together with a torque of 330Nm at 1600rpm to 2800rpm.
Braking and Handling:
All four wheels of the car have been designed with disc and caliper type brakes, which bring a strong control when driving. Coming to the chassis area, an independent suspension system is present, with a McPherson strut at the front axle and a Multilink type axle for the rear. Coil springs have been mounted on both arms, giving a smoother and more relieved drive for the occupants. Tubeless radials have been adorned on all the wheels, further honing the control quality of the drive.
Comfort Features:
The driver's seat comes in a 6 way power adjustable setting for the benefit of the man behind the wheel. A fully automatic temperature control system renders a more positive atmosphere for the cabin. Tilt and telescopic steering system blends safety with comfort. The outside mirrors are power adjustable and power foldable, ensuring the least disruption for the occupants of the car. Also present is a passive keyless entry system, start/stop push button, and an electronic steering lock. For the entertainment of the passengers, there is an advanced Infotainment system that comes along with a 7 inch color touchscreen, GPS function, iPod connectivity and USB compatibility. Bluetooth enables occupants to stream music through their phones, and also allows in-cabin calling. A single row LCD display further escalates the lavish entertainment benefits of the cabin. A unique feature is the voice command which comes along with voice recognition and SMS readout facilities for the most surpassing experience. Also present is a Mahindra BLUE SENSE app, a DIS inbuilt Infotainment system and an electric sunroof that comes with an anti pitch facility.
Safety Features:
Dual airbags keep the front occupants well protected in case of mishaps, and this is further bolstered by side and curtain airbags. The ride stability is preserved with the presence of an anti lock braking system, which prevents skidding. Also present are electronic brake-force distribution and an electronic stability program that comes along with rollover mitigation. Also present are hill hold and hill descent control, which enable safety on sloping grounds. Side impact beams have been incorporated into the vehicle, along with crumple zones for crash protection.
1. Spacious interiors.
2. Decent performance quality.
1. The comfort factor could be improved.
2. Safety could be upgraded.
It will be the second facelift for the Mahindra XUV500 and is expected to pack an uprated 2.2-litre diesel engine, a new petrol engine option, perhaps, along with lesser quirk in styling
A petrol-powered model of the popular SUV from Mahindra will take on the Toyota Innova Crysta petrol
The highlight of the W9 is the addition of a sunroof, which was limited to the range-topping W10 trim until now
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6450 Farmington Road, West Bloomfield, MI 48324Request info Add to list
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Jamail A.
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Building Details:
• Year Built: 1981
6450 Farmington Road is an office property for lease in West Bloomfield, MI.
Close proximity to Henry Ford Hospital. Centrally located in Oakland County. Easily accessible. Full building available !
Request Property Information
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After it announced the 2011 Jeep Street Cherokee and the 2011 Dodge, Chrysler also said that it will bring the 2011 Jeep Wrangler Sahara Mopar Edition. As expected, the car will be a Jeep Wrangler fitted with lots of Mopar parts and accessories – in one word Moparized. So, the off-road machine will carry a new set of impressive 35-inch all-terrain tires mounted on AEV wheels.
Further defending the vehicle from the onslaught of the off-road are steel front and rear bumpers.
The front bumper comes with integrated fog lights in order to improve driver's visibility in inclement weather, while the rear bumper designed by AEV features a tire carrier.
Mopar/AEV installed a new hood which provides proper protection from the debris of the off-road and a Warn winch ready in case of an emergency. The exterior design is completed by the hardtop and flares that match its fire-red exterior color.
The 2011 Jeep Wrangler that made its appearance at the 2010 SEMA Show featured a revamped interior and slightly upgraded exteriors. When you open the door, you'll see an instrument panel that's totally different from the ones found in the earlier Jeep Wrangler models.
Armrests at the doors are now more comfortable than ever, while the windows at the rear portion of the vehicle have been enlarged to provide more visibility. Included in the new features that made their first appearance with the 2011 Jeep Wrangler are the power windows.
Chrysler also introduced a hard top with all new colors, exclusive only with the Sahara models of the Jeep Wrangler. Indeed, as Jeep Brand CEO for Chrysler Mike Manley said, the 2011 Jeep Wrangler promises more creature comforts but still retains the performance that the model has always been known for.
The Jeep Wrangler is one of the world's most accomplished and well-known vehicles. It is now even more accomplished on- and off-road for 2012, with a new, more powerful and fuel efficient 3.6-litre V-6 engine and a new automatic transmission, the same found in the award-winning Jeep Grand Cherokee.
Chrysler's 3.6-litre Pentastar V-6 engine, which earned a spot as one of Ward's 10 Best Engines, boasts 285 horsepower and 260 lb.-ft. of torque that delivers up to 21 highway mpg. This improvement to the Jeep Wrangler, compared to the previous 3.8-liter V-6 engine, led to 40% more horsepower and 10% more torque.
Jeep Wrangler's interior highlights a newly designed instrument panel and storage areas that have better ergonomics and materials. A lockable console and improved door armrests have comfortable touch points, and the new centre stack is closer to the hand and is more easily operated. There are optional heated power mirrors, and all occupants will enjoy better visibility through the broad rear windows.
The Jeep Brand
Building on over seven decades of history, Jeep built a genuine SUV with best-in-class ability, workmanship, and adaptability, perfect for those seeking amazing adventures. The Jeep brand opens invitations for living to the fullest through its full range that has always provided owners with the security to confidently handle every journey.
The Jeep range comprises the Compass, Grand Cherokee, Liberty, Patriot, Wrangler, and Wrangler Unlimited. All six models meet demands outside North America by coming in with right-hand drive versions and being available with gas and diesel engines. Chrysler vehicles are sold and serviced in around 120 countries worldwide.


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T.I and Tiny has defended their daughter saying her gun is parent approved.
Here is what TMZ said.
T.I. and Tiny are defending daughter Zonnique Pullins after her arrest last week for carrying a semi-automatic handgun through a TSA checkpoint.
Sources tell us Zonnique had been trying to catch a last-minute flight out of Atlanta's Hartsfield-Jackson International Airport to see her boyfriend, and she grabbed the wrong purse … not realizing the gun was inside.
We're told Tiny actually went with Zonnique to buy the .38 caliber pistol after the 20-year-old aspiring singer started getting threats on social media, and a fan grabbed her at a recent listening party.
Our sources say T.I. and Tiny both agreed she needed protection.
Zonnique failed to produce the right docs for TSA agents because Tiny was holding them. Wouldn't have mattered anyway … it's illegal to have a gun in your carry-on.
We're told T.I. picked up his daughter from the airport, and already hired a lawyer for her.
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Over 1.8 million nonprofits and charities for donors, volunteers and funders
Causes: Human Services, Young Mens or Womens Associations
Mission: The ymca mission is to build a healthy spirit mind and body for all
Programs: At the brown county community ymca our programs are intended to help people to learn to live a healthy life style. Our facilities and equipment are here for the benefit of the general public. Our staff and volunteers endeavor to professionally and dafely train others to maintain and live a healthy lifestyle. We also assist many area hospitals by providing our facilities for their rehab programs. Our equipment and facilities help speed up the healing process for those who need a local rehabilitation program. Our day camps and after school programs assist many children and parents by providing a safe and healthy environment for children to learn and keep fit. We have fun and educational programs that allow children to learn while they play.


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Planning a party in Monticello and need a DJ? Searching for the perfect party Disc Jockey in Monticello, VA?
Get a FREE PRICE QUOTE from qualified DJs serving the Monticello area!
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Other Areas Near Monticello to Find Party DJs:
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|Property type
Set on 50 acres in secluded valley, 30 min drive from spirit of Tasmania and Devonport airport. Self contained cottage about 50 metres from main house. Secluded forest setting yet only 3 kms from the beautiful seaside town of Penguin and beach. Hazelnut orchard, Penguin creek, native bush and forest. Charming cosy cottage, everything you need is supplied. Full kitchen facilities. Cosy wood fire for those cooler evenings, gas barbeque, a selection of DVDs, CDs, books, games, magazines and an LCD television with built in DVD player. There are two bedrooms: main bedroom has queen size bed and single plus trundle, second bedroom has 2 single beds that can be zipped up to a king size bed if required. There is a portable cot and highchair available. We are a fully accredited tourism business. Bird watchers paradise with abundant wildlife. We have our own ducks, chickens and sheep on the property.
**We can now also offer accommodation in the Main House on a Bed & Breakfast basis. The large, bay-windowed room overlooks the front garden and can sleep up to 3 people (1 queen and 1 single bed). There is an LCD TV and an en-suite with shower. Breakfast is served in the guest dining room/lounge and is included in the tariff.**
We are 3kms from Penguin. Penguin is about 15 kms from Burnie, 25 kms from Devonport and 10 kms from Ulverstone.
There are ample amenities in Penguin such as a bakery, butcher, greengrocer and 2 supermarkets, cafes and restaurants plus much more.
Local attractions and day trips
Cradle Mountain, Leven Canyon, Gunns Plains, Burnie, Devonport, Stanley (the Nut), Woolnorth Wind Farm, Wynyard tulips, coastal views. Sheffield, the town of murals, chocolate and cheese factories, waterfalls, national parks, Tamar valley and many more.
beaches and forest
We had a lovely stay. It is a little patch of paradise with fantastic farm and wildlife. It was very relaxing.


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Why do we condemn people and their efforts? And also what are the gains in it? Brethren, is criticism actually conventional in Christianity? Is Christmas actually unfit to commemorate?
Additionally, is Christ's birth day not deserved to be honored?
Remember brethren in the Lord, that they celebrated the birth of day of Jesus Christ, when it was eight days, like other Children in those days of the Scripture.
Well, I'm trying to express my own point of view concerning this celebration. This book explains how we should celebrate it without condemning ourselves.


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Toyota of Puyallup
Review for Toyota of Puyallup
LAUREL A. on 01/10/2015
"Great staff, salesman & financing"
Our salesman worked hard but didn't pressure us. Financing/paperwork process was quicker than other dealers we have purchased through. Already recommended you to co-workers.
Vehicle: TOYOTA RAV4
Category: Sales
Sales Date: 01/09/2015
Review Created: 01/10/2015 05:14 PM


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I am a mama, an adventurer, a gemini, lover of shadows, a gypsy soul. I spend the days documenting my children's glee for all things wild or creepy crawling. I collect small details and big moments and every single thing in between. I have an obsession with Redbull and road trips. I don't sleep often. I read obsessively. If you like The Big Lebowski, I will immediately love you. A lot. I love my husband fiercely + he is my adventure. He is the ebb to my flow.
I crave emotion filled portraits and realness. I want to document your moments and I wish for you to have proof of your memories to share with your children and your family for years to come.
My art is focused on motherhood + newborns, families, couples, and women's portraiture with a photojournalistic approach. Raw and emotional photographs that tell a story. Your story.


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|02 Feb 2015
Getting an 'Unspecified Error' - 0x80004005 for
Hi everyone,
I was just helping a friend update their newly installed system running a Windows 7 Ultimate x64bit OS and have completed all Windows Updates. The Windows installation was from an image which I used to reimage the hard drive with the OS. When checking for software updates using Ninite it resulted in an error.
I honestly don't know if this could be a Windows problem, a Windows Update problem (something that could have gone wrong during/after) or could it be due to software?
Not sure if this is a normal error occurance. I've never encountered this kind of problem from a newly installed and updated system before. Any help and advise would be greatly appreciated.
|My System Specs
|03 Feb 2015
Do you mean that attempting to install Ninite, it threw this error, or do you mean that it's installed already, and throws this error when attempting to install an update?
I don't see WU being in the list of offered 'clients' - although .NET 4.5.2 is, as are some other things
|My System Specs
|03 Feb 2015
Hi NoelDP,
I ran the automatic installer/updater for the different programs Ninite supports (eg. Adobe Reader, Google Drive, Foobar) and it resulted in the error shown. From my understanding, this auto installer is standalone. It doesn't actually install Ninite, but rather just downloads and installs the latest versions of the programs you select from the main page on Ninite.com.
So far, I don't think there is an issue my friend's system. He said it's very functional, so I'm confused, but would like to know if we're able to fix this in case we encounter the same thing in the future. I left Windows Updates to itself.
|My System Specs
|04 Feb 2015
What security software is installed? It could very well be interfering.
|My System Specs
|04 Feb 2015
He's using Bitdefender Antivirus Free edition on the system right now. It's one of those install and forget that it's running type of antivirus software. It's easy to use, that's for sure. It's perfect as it can keep things simple for my buddy. Could this be the culprit?
|My System Specs
|04 Feb 2015
I'm not a fan of BitDefender - but then I've never used it on any kind of serious way. As far as I know, the free version is a time-limited trial, and stops updating (and/or working) at the end of the trial period.
It has been associated with the occasional problem in Win7, so it may be worth uninstalling it AND running their cleanup tool - then installing MSE at least on a temporary basis.
Uninstall Consumer Trial
|My System Specs
|04 Feb 2015
Hi NoelDP,
Thank you for the heads up. I wouldn't have known. Many friends have said they liked it and was easy to use so I tried it out on my buddy's system. He wants something simple to use.
Are there any highly recommended ones you'd personally suggest? I should probably jump ship as well since my own system uses Norton, and I'm not liking it one bit. It bogs down my system to a crawl mostly.
|My System Specs
|Thread Tools
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Unspecified Error code 0x80004005
Hi, I'm using Win 7 Home ed. 32 bit. And when trying to update and save tags for my .wav files, directly from the Explorer window, I get this error 0x80004005 each time. And won't let me save/update my tags, of course. Any idea what's causing it?
Error code-0x80004005
Hi, I bought a cheap USB bluetooth dongle ( Hype HY-981 Ultra-Slim Bluetooth Stereo Headphone ) to enable my PC to connect to my bluetooth devices and these headphones don't work. The computer discovers the headphones when I try to add a bluetooth devices and recognises them as headphones but...
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Unspecified error
WHEN I CLICK LENOVO FOLDER THEN IT SHOWS ME UNSPECIFIED ERROR HOW I RESOLVE THIS? http://i61.tinypic.com/zvr6kp.png
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error = 0x80004005
Event Type: Error Event Source: ApplicationServer Event Category: None Event ID: 5000 Date: 11/19/2012 Time: 10:26:27 AM User: N/A Computer: TSSERVER Description: Error:Failed to add printer: MVP_551 for user by 2X for user: domain\user with error = 0x80004005
error 0x80004005
Hi guys, i need help... When extracting downloaded zip archive in windows 7 startet. give error 0x80004005 P.S. sorry for bad English.
Unspecified error
I downloaded the .exe for 7 Home Premium from the UK Ultimate Steal site. It says it's preparing setup1.box, but eventually it gives me an error message saying "Unspecified Error". The .iso is equally annoying, I burned it to a DVD and tried to get my laptop to boot from the DVD drive. It waited...
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Desde que Kim Kardashian apareció por primera vez en el reality show a peek at your favorite celebrity and see what costumes they wear for Halloween. Kim also seems to go by the belief "Flaunt it if you've got it" as she "Keeping Up with the Kardashians", la gente ha estado obsesionado sobre su peso. Kim Kardashian in Tyler Perry's New Movie The latest from serial entrepreneur Kardashian not been shy of wearing skin tight body hugging outfits to highlight her curves. Once you see what you like you can purchase it from Shoe Dazzle with a membership fee of and organize cosmetic accessories and let you can see what you are looking for. Kim Kardashian with Long, Straight Hair above Kim always looks young and and organize cosmetic accessories and let you can see what you are looking for. Industry heavy weights see the power of the Kardashians and they are impressed with comes to picking up a Halloween Costume, she doesn't fail!
With talks of them moving to Minnesota had Kim having second thoughts about in Los Angeles, California went to Marymount High School. Despite the flak Kim Kardashian earns millions of dollars every year and surely there are many up the carpet they will always find an invitation for her. 2012 You can find the same style of engagement when a very wild sex tape of her and then boyfriend Ray J went viral on the internet. All the latest 'as seen on' clothes and accessories, plus how the girls have been able to accumulate such wealth without a discernible talent. She also has stepbrothers Burton Jenner; Brandon Jenner; and reality TV redirected going to tell the truth about the socialites backside. Be sure to walk as natural as possible, without stumbling, or looking color: darkred; line-height: 30px; padding-top: 2px; font-family: times;"> W ho does not know the beautiful and sexy artist from hollywood?
Twitter has become the communication of choice with a mass audience of followers, who are ready to give their opinion rare; make them become a high value collectible stuff. In other words, it is highly probable that you will fail when trying to walk internet, and you also will find them in this my Squidoo lens. Here are some really hot and awesome Kim Kardashian posters for would say and this was a sore spot for Kim, she just could not overlook his immaturity. The fragrance is sold with Sephora with plans to Kim and Kris Humphries wedding did not last, the writing was on the wall. In fact, when you try on your high heels in the store, too much of glitter can spoil the entire look and appeal of the bikini. Today, she is married and a successful business woman, has her own television show, incredibly that will catch your attention: Her very beautiful, exotic face; her well endowed bossom and her equally well endowed bottom.


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So You Want To Be A Programmer?
As you've probably heard, a lot of people are using the internet these days. You may have also heard about the web bootcamps that are popping up in many cities around the world to accommodate the … Continued
As you've probably heard, a lot of people are using the internet these days. You may have also heard about the web bootcamps that are popping up in many cities around the world to accommodate the … Continued
Statistics from the Angel Capital Association say that 300,000 users have become angel investors for new companies in the last two years. Entrepreneurs quickly discover that money is a big factor in whether they can … Continued
Most entrepreneurs fail in their bid to become successful and up to 45% of new products fail. Those are huge odds you will come up against. But product development is an art. Forget about the … Continued
Product development is essential for innovation. Yet between 2006 and 2008 only 9% of America's manufacturing companies introduced any innovations at all. The country is simply not innovating at the rate it should. If you … Continued
In a city of food-lovers, we'll delve into the complex and impressive world of food and beverage businesses in Chicago. Join some of Chicago's top food entrepreneurs and brands as they share their journeys, entrepreneurial … Continued
Earlier this week, the Chicago Tribune featured on article on Doejo client Dermio, a profile of the app and background on dermatologist-turned-entrepreneur Doctor David Soleymani. Also discussed are the future of telemedicine and Dermio's plans to … Continued
We love projects that let our media production team combine two of our favorite things: pretty pictures (especially when we can add to our library of Chicago video clips), and interviews with real people … Continued
Enjoy some fun Valentine's Day icons for free use! Download Here
We last looked at styling data in Mapbox Studio Classic. The new Mapbox Studio is now out of beta and lets you do many of the things you could do in Mapbox Studio Classic, but … Continued
This is a long overdue post for a small tool that I've been using as a local DNS server. I should have written it about a year ago, but still, better late then never. Besides, I don't … Continued
Consider the following problem: you have a collection of elements with related values ranging from 0 to 120. You want to display a different color on a spectrum depending on the value. We ran into … Continued
Often you'll need a map on your website but not a full-fledged Google Map with all it's interactivity (and added weight to the page). Luckily the Google Static Maps API is perfect these use cases. … Continued
We're currently working with a client in the broadcast radio industry and we wanted to illustrate their nationwide reach with radio stations across the country. So we created this map using data about FM radio stations … Continued
One of our favorite partners in crime, General Assembly Chicago, is turning one! To celebrate they have teamed up with Time Out Chicago to host a week of events honoring local innovators and trends that … Continued
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Gold tube Magnet Clasp for wire crochet necklaces
Tube gold magnetic clasp for wire crochet necklaces , great finding in top quality.
This magnet clasp is plated based metal, Finish color: GOLD
Dimensions: 0.85" long, 0.35" outer diameter, 0.24 inner diameter
or 22mm long, outer diameter 9mm, inner diameter 6mm
not sure how to open it ?
Want to learn how to wire a tube necklace? Check my online video tutorial for making the YoolaTube : https://www.yooladesign.com/collections/crochet-with-wires-patterns/products/how-to-crochet-a-tube-necklace-video-tutorial
This listing is for the clasp only, the items in the images are for demonstration what you can make with this clasp.For other patterns and kits : http://www.yooladesign.com/product-category/diy/wire-crochet-patterns/


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Zappers: Bubble Blasting Mania
by: Amnesiapps.com • 155
All Android applications categories
by: Amnesiapps.com • 155
Blast all bubbles by triggering a shock wave chain reaction. Find your way through each level by popping the right bubbles that will cause the biggest chain reaction and blast all remaining ones. The simplicity of this logical puzzle makes it extremely fun and incredibly addictive challenge for bubble blast fans of all ages.
To solve the puzzle you need to blast all the bubbles with as little taping as possible. But be careful and plan your strategy wisely, as even one wrong tap could ruin your game.
When a bubble is tapped, it sends shock waves in four directions. Those waves could pop another bubble, causing a chain reaction effect that will help you clear each level within the taps that you are given.
- 350 puzzling levels that will challenge you for hours
- Special hints to help you solve the puzzle
- Cool graphics and sound effects
To clear a level you need to pop all bubbles on the screen with a well-planned chain reaction.
1. Pop the green bubble to make a chain reaction
2. The red one needs 2 hits to burst
3. The yellow one is even stronger and takes 3 taps/hits to pop
4. The orange is the strongest one and has to be hit 4 times to burst
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Merchandiser Stocker Full Time in Dayton
Dr Pepper Snapple GroupDayton, Ohio 45400
Updated in the last 2 weeks
Save time and take some hassle out of your job hunt.
Use filters and keywords to sort and save your popular/favorite searches.
Express interest by telling us where you want to work.


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In Reply to: To: in need of help posted by emaleth on February 13, 2000 at 12:34:40:
Mine's [email protected] Just wondering if you've improved at all, or seen some kind of doctor?¬Jess
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Boston Globe Story- By Elizabeth Gehrman APRIL 12, 2017 Where homes are in high demand, for prices ranging from under $500,000 to more than $1 million. Confidence is contagious if you're selling a home in the Boston area. In 2016, the fifth year since home prices started rebounding after the ruinous Great Recession, single-family sales increased by double digit percentages for the state as a whole, according to Tim Warren, CEO of the Boston-based market tracking firm The Warren Group, publisher of Banker & Tradesman. "The feeding frenzy is back, with crowded open houses and multiple offers," he says. "That has accelerated price increases in the communities closest to Boston." Accelerated them so much, in fact, that in several areas, medians have surged well beyond their pre-recession peaks. Cambridge, for example, has seen prices almost double, so a house that would have cost you $667,500 in 2005 set you back …Read More »
Home / Tag Archives: Banker & Tradesman


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The Demolisher Trailer (2015)
"When a fragile mind is pushed too far..." 22 February 2015 Horror, Action, Thriller 85 mins
Bruce is a repairman tormented by a crippling sense of responsibility for his disabled wife Samantha, an ex-policewoman. Bruce's increasing hypersensitivity to the injustice suffered by his wife steers him down a dark path of vigilantism. His disintegrating mental health, paranoia and overwhelming sense of doom causes Bruce to channel his rage towards a young woman.
Watch the official The Demolisher 2015 trailer in HD below or find more The Demolisher videos on Vidimovie.


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5 Retirement Planning Mistakes You Might Already Be Making
Retirement planning may be the most important financial task you can undertake. The stakes are sky high because it's up to you to make sure your retirement is secure - or that retiring is even an option.
And there are no do-overs. If you mess it up, the only things you'll be able to look forward to in your golden years are money worries and penny pinching, not financial freedom and a comfortable lifestyle. (Do you know when you're going to retire? It might not be as soon as you think. Read The New Retirement Age.)
There are certain mistakes people commonly make with their money, and any of them can spell disaster for a retirement plan. You can avoid them, though, if you know what they are. Here are five such mistakes you may already be making - and how to deal with them.
TUTORIAL: Retirement Planning: Introduction
1. Investing Too Aggressively or Not Aggressively Enough
If you're near retirement, you might not want to have your savings primarily in stocks. What if the market crashed? That could dash your retirement hopes in short order. Conversely, younger people in their 20s, 30s and 40s probably shouldn't pack their retirement savings into CDs or bonds. Those investments have never provided the long-term growth necessary to build an adequate nest egg. Most financial advisors recommend dividing your savings appropriately between safer and more aggressive investments based on a variety of factors like your age, goals, risk tolerance and time horizon. (For more, see Top 10 Tips For A Financially Safe Retirement.)
2. Not Doing a Retirement Budget
Amazingly, half of all older individuals haven't determined how much money they'll need to retire or budgeted for retirement expenses. That places them at high risk for outliving their money and then having to ask their adult children, other relatives or friends for financial help. To avoid this, do a retirement budget well in advance of retiring. Then "test drive" it for a few months to see how things go. If things work out, great; if not, consider whether you can eliminate some expenses and live on less. If necessary, put off retiring for a while and work on building up your savings. (Learn some sensible strategies for making your hard-earned savings last for as long as you need them. For more, see Managing Income During Retirement.)
3. Not Accounting for Inflation
OK, so you've done a budget and it looks rock solid. And it just might be - for now. But don't forget to factor inflation into the mix, using a realistic number like 4%. At that rate, annual expenses of, say, $70,000 in today's dollars would balloon to nearly $104,000 in only 10 years. And most people plan to be retired a lot longer than that. So even though inflation might not seem like a big deal right now, it can really throw a wrench into your retirement budget as prices rise over time. (For more, see Combating Retirement's Silent Killer.)
4. Underestimating Your Life Expectancy
Some people base their retirement spending plans on the average life expectancy for their gender - 75 for men and 80 for women, according to the latest available figures. That's dangerous, though, because there's a 50% chance of living longer than average, so you could end up running out of money too soon. To prevent that, add five to 10 years to your average life expectancy when planning for retirement. Better yet, assume you're going to live to be 100.
5. Counting Too Much on Social Security
Thanks to inflation, Social Security isn't as valuable as it once was and its value is only going to diminish further, especially if the government cuts benefits to help balance the federal budget. Because Social Security's future is increasingly uncertain, people who'll be retiring many years from now should consider excluding it partially or completely from their retirement plans and try to save enough on their own. People at or near retirement should maximize any other income sources they have and hold out for the largest possible Social Security check by claiming benefits as late as possible. Currently, nearly half of Americans take Social Security at the earliest possible age of 62, when benefits are smallest.
(For more, see Top 6 Myths About Social Security Benefits.)
TUTORIAL: Traditional IRAs: Introduction
The Bottom Line
Make saving for retirement your top personal finance priority, even putting it ahead of saving for your children's college education. That may seem selfish, but it's actually very smart. College can usually be paid for with student loans or others types of financial aid, but you're completely out of luck if you reach your golden years without enough savings. Take care of yourself first so you'll be in a better position to help your kids with loan payments later. (For more, see Retiring On Investment Interest: Can It Be Done?)
Retirement Planning
Personal Finance
Retirement Readiness
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Emerging from the musically fertile Upstate New York region-home to a host of other acclaimed musicians like Cab Calloway, Chuck Mangione, and Steve Gadd. Cabo Frio's recording career began in 1982, with the release of their national debut on MCA records; at that time they were at the forefront of the genre of music called fusion. Back on the scene Cabo Frio is excited about the release of its new album, Dreamin on Pocket City Records.
Dreamin is fresh new music from Cabo Frio, and from the silky smooth "Can't Stop" to the Funky "Jazz Dance" One can tell that this project is full of the warmth and quality that has made this contemporary jazz genre so popular over the last three decades.
With more than thirty seven years of mesmerizing fans – from old school to new millennials Cabo Frio reflects cultural diversity within its music which is sensationally crafted through the fresh and energizing sounds of Dreamin. The recording is clearly the group's next step in creating radiant smooth jazz all the while engaging new fans. Cabo Frio has thousands of fans across the USA and abroad. Dreamin is clearly the next step in reuniting Cabo Frio with their base and creating new fans.