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Cardinals vs. Giants Game 2 Pick
SAN FRANCISCO, CA (ATS Consultants) – This is the second game of the National League Championship Series. St. Louis won Game 1, 6-4 as Carlos Beltran and David Freese went deep. Chris Carpenter takes the mound for the Cardinals against Ryan Vogelsong for the Giants. The opening pitch starts at 8pmET from AT&T Park in San Francisco.
ODDS: he oddsmakers have installed the Giants as a -115 favorite over the Cardinals. The total is 7 in most books. The Cards come in with a 93-76 record and are 83-81 Over, while the Giants are 97-71 overall and are 91-71 Over.
LINE MOVEMENT: The Giants opened as a -115 favorite and remained there in most books. The total started at 7 and remained there in most books.
View Latest 2012 World Series Odds
PUBLIC BETTING: Of the wagers currently placed on tonight's game, 58% of public bettors favor the Cardinals. These numbers are subject to change, however, so make sure you click on the "Public Betting" link available in this paragraph to get the most up-to-date information.
MLB FREE PICK: Take the. According to the latest MLB trends, St. Louis is 1-5 Under last 6 during game 1 of a series, 8-18-1 Under last 27 when their opponent allows 5 runs or more in their previous game, 2-6-1 Under in Carpenter's last 9 starts on grass and 3-7-1 Under in Carpenter's last 11 starts vs. a team with a winning record. San Francisco is 1-5 Under in Giants last 6 during game 1 of a series, 3-16-1 Under in Vogelsong's last 20 home starts with the total set at 7.0-8.5, 3-8 Under in Vogelsong's last 11 starts as a home favorite of -110 to -150 and is 5-13-1 Under in Vogelsong's last 19 starts vs. National League Central. The The San Francisco Giants are still seeking their first win at home in the postseason as they prepare to face the St. Louis Cardinals in Game 2 of the National League Championship Series. The Giants dropped the best-of-seven series opener 6-4 on Sunday when David Freese and Carlos Beltran each hit two-run homers to lead the Cardinals' attack. San Francisco, which is in danger of losing its first two games at home for the second straight playoff series, turns to Ryan Vogelsong in Game 2. Matt Cain will start Game 3, with Tim Lincecum expected to start Game 4 despite throwing two scoreless innings in relief on Sunday. The Giants' rotation hasn't recorded a quality start through six postseason games, and Madison Bumgarner's status is in doubt after another shaky outing in Game 1. Vogelsong (0-0, 1.80 ERA) has been a monster in postseason, while Carpenter has the experience and isn't intimidated by the road crow. Vogelsong earned a no-decision in his first career playoff start in Game 3 of the NLDS against Cincinnati, giving up one run on three hits over five innings. His 2.86 ERA in 15 regular-season home starts ranked 10th in the NL, and he finished the regular season with a 0.53 ERA over his final three starts. Carpenter is set to make his fifth start of the season and the sixth NLCS start of his career after pitching 5 2/3 shutout innings in Game 2 of the NLDS against the Nationals. He's 4-1 with a 3.57 ERA in eight career starts against the Giants.
ATSSportsline.com has been providing winning sports picks since 1992. Want more from ATS Consultants? Click Free Picks to get daily winners delivered directly to your inbox with no obligation!


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A Trip to the Animal Kingdom - GIIS Indore Students visit Zoo
Students at the Global Indian International Schools are often exposed to a variety of activities and field trips, in order to enhance their hands-on learning experience. Real time experiences helps our students to improve their interpersonal and social skills, and polish their communication skills as they interact with their peers and elders at a personal level than usual. They learn to imbibe invaluable insights into life from the environment around them.
With an objective of sensitizing students about the animal kingdom and various existent species, pre-primary and grade 1 students of the campus were taken for a field trip to a zoo. Jumping with excitement students witnessed numerous animals which they had only seen on their television sets. From hyenas, to jackal, rabbits, tortoise, alligators, crocodiles, deers, etc. students got a chance to closely observe each one of animals present. Upon glancing at the White Tiger, children got super thrilled to witness the king of the Kingdom. They even had enclosures of Hippopotamus, elephants, bears and foxes. Our little ones beamed with joy as monkeys jumped from one branch of the tree to another.
Not just animals, students even encountered some never seen before birds like emu, pelicans, big owls, water birds like ducks, and cranes, etc. the little ones got so engrossed in observing their natural habitats and characteristics, that convincing each one of them to go back was one heck of a task. They all became so fond of their surroundings that none of them wanted to leave the place. During their journey back to school in bus, tiny tots shared their observations taken during the field trip.
In true sense, this visit to the zoo helped our students co-relate the concepts they had been learning in class with real life experiences gathered at the zoo.

subset: commoncrawl


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You don't desired any stars and should be very ashamed of yourself for the food that you prepare to Open Doors shelter. The rotten fruit with mold and it. Salad with rotten tomatoes. Meals with uncook rice and potatoes. The reporter that is doing a story about the food that should be thrown away instead of given to us. You are not going to get away with doing this because I am sure this will affect you donations.
I contracted with DCCK for an event at the Junior League of Washington and was incredibly impressed in every regard. Professionalism and positive attitudes abound at DCCK, and the hors d'oeuvres were delicious and the prices unmatched by any other caterer in a 100-mile radius. As a charitable organization ourselves, the JLW also loved the idea that DCCK is giving back to the community. I highly recommend using DCCK for your next event, they were amazing!
I am the parent of a 16 year old. She LOVED IT. She brought 3 friends a different times and they LOVED IT. That says alot to get a teenager to like anything that much and it is not related to music or some teen function That says alot about your program. Thank you so much! They continue to volunteer just because not because it is a requirement. Yeah! Happy Holidays to you all!
DCCK is a wonderful place to go to school. I have learned a lot about the kitchen. I will be graduated in October 08. I learned how to work as a team player and help people when they ask me. And staying focus on my job as DCCK. I love being here and one day maybe I will get a job here. [This review was collected at a site visit to DCCK and inputted by a GreatNonprofits intern.]
I think it's a wonderful opportunity for a person who doesn't have skills to improve their life, get a better job, and help their community. This is wonderful place to start.


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Management Customer service Government & politics jobs in Kendal
Found 0 jobs
We do have the following jobs available for Government & politics, Customer service, Management
Showing 1 - 2 of 2
Regeneration Manager
This is a great time to join Southern Housing Group's development team.
Crematorium and Cemeteries Manager
You will provide an effective overall management of the facilities in a business-like, cost effective manner using legislation.
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Managing Contractors and Temporary Employees
This course teaches you how to manage your contractors, temporary employees, and contingent workers.
Certified Scrum Master (CSM)
Global Edulink, a leading UK-based online training provider, offers you an interactive Scrum Master certification course to help propel your career.
Mastering Container Gardening
By learning about container gardening, you'll uncover how to brighten shady spots and successfully grow delicious vegetables in container gardens.


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Hundreds of patients in Laikipia County were stranded on Thursday after health workers downed their tools over pay and promotions, compelling them to turn to private hospitals.
The strike paralysed health services mainly at Nyahururu and Nanyuki County hospitals, Kinamba and Rumuruti sub-county hospitals.
Nurses and doctors in the public health facilities are protesting against failure by the county government to honour an earlier agreement to effect their promotions and settle dues and leave allowances.
The health workers had issued a three-month strike notice to the county government to effect the agreement, failure to which bear the consequences of a strike.
The notice was not a first by the medical workers, as a previous threat led to the county promising to implement all their demands.
In Nyahururu, the health officers spent the better part of Thursday in a meeting, which ended with a resolution to hold demonstrations.
Their spokesperson, who is also the Kenya National Union of Nurses-Laikipia branch chairperson, Purity Matu, said efforts to get an explanation from the county government on why the earlier pledges had not been honoured proved unfruitful.
She said the promotions, in particular, must be addressed urgently.
Ms Matu said the workers were not happy with Governor Joshua Irungu who has failed to implement pledges made following the meeting between them three months ago.
"He promised to address the issue but nothing has been done. We hoped that he would authorize the relevant authorities to address this but we have not seen any fruits. That is why we have decided to down our tools until our demands are met," the official said.
Contacted by Nation, County Executive for Health Njoroge Wangui said the strike had affected health services, but noted that they were in consultation with the union.
Dr Wangui added that the County Public Service Board was working on the promotion demands and asked for patience from the workers.


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How to get cash back from chargeback
Chargeback schemes can help customers get what they paid for - or get their money back.
In this guide we look at when debit and credit cards are covered and how cardholders can make a claim.
What chargeback can do
Chargeback is a process that allows debit and credit card holders to reverse transactions when there is a problem with the goods or services they've purchased using their cards.
Card companies like Visa, Mastercard and American Express run the process so that it applies to any card with their logo: credit, debit and even prepaid.
Although it's organised and run by the card companies, customers wishing to use chargeback must go through their card issuer - usually a bank or building society.
It's up to the card issuer to try to recover all or part of the money, provided that there is evidence of a breach of contract.
Breaches covered under chargeback include situations like the following:
- The cardholder has bought a TV. As soon as they get it home they realise it has a serious electrical fault but the retailer refuses to help.
- The cardholder orders an item online but it never arrives and the retailer refuses to refund the cost.
- The cardholder was overcharged for an item as the result of a technical fault.
- The cardholder looks at their statement and sees that there's been a clerical error: the account was debited twice for one purchase.
- There's an unexplained and possibly fraudulent charge to the account.
- The trader goes bust before they can provide the goods already paid for.
It gets our money back
Simply put, chargeback can get us our money back when other attempts have failed or are unsuitable.
As should be clear from the examples above and below, it's most likely to be applicable in situations where a retailer refuses to admit fault.
|Case study (from the FOS)
|Mr A hired a van in order to move house. He agreed a fee of £179.99 and paid over the phone with a debit card.
When his statement came Mr A discovered that the van hire company had taken £628.81 from his account.
Unable to resolve the issue with the company, he initiated a chargeback through his bank. Following an investigation, got back the money he was overcharged.
What it can't do
However, chargeback isn't a silver bullet for disputes with retailers.
As we'll see in the next section, cardholders can't enter into the process until they've already exhausted other options.
Even then, Visa, Mastercard or Amex must be satisfied that the claim meets the specific conditions of their chargeback scheme.
It's also worth noting that unlike Section 75, chargeback isn't enshrined in law - there's no legal obligation to offer or honour this kind of protection.
In that sense, chargeback is closer to the purchase or delivery protection policies offered by credit card providers than it is to consumer protection under law.
Making a claim
With that caveat, let's look at how to make a claim under a chargeback scheme.
1. Exhaust other options
In some cases - for example, when a clerical or technical error has caused an account to be debited twice for one purchase - chargeback is the next logical step.
When it comes to disputes with retailers, however, it's better viewed as a last resort.
Only where the cardholder can demonstrate that the dispute is in deadlock, and that they are entitled to be refunded under existing consumer law, will their claim be approved.
Banks judge each request for chargeback based on the reason it's being made, using what is known as "reason codes" to decide whether each claim is legitimate. If the criteria for the best fitting reason code for that transaction aren't met, the chargeback will not be processed.
For example, reason code 53 relates to goods that are "not as described or defective".
In this case, a cardholder must "attempt to return the merchandise or resolve the dispute before contacting his bank" before they can make a chargeback claim.
Only if this fails - because, for example, the retailer is no longer in business - will the bank consider allowing chargeback.
2. Check the time limit
It's important not to push informal resolution too far, though, because the chargeback process can only be initiated within a fairly short time period.
Different situations - covered by different reason codes - have different time limits, ranging from as little as 45 days up to 120.
|American Express
|Time limit
|From 75 days to 120 days of becoming aware of a problem
|120 days of becoming aware of a problem
|120 days of becoming aware of a problem
With some kinds of transaction, however, customers may have longer than these time limits to start their chargeback request.
If a longer limit is in place, it's likely to cover cases where we're paying for an "open ended contract", as Mastercard put it, where there's no specific delivery or service date.
The following time limits then apply:
- Visa: 540 days from transaction processing date
- Mastercard: 12 months from transaction processing date
3. Make a clear claim
As already mentioned above, to start the chargeback process cardholders must contact the bank that issued the card they paid with.
Some banks require chargeback applicants to fill out a specific form in order to make their claim, which they'll send out in the post.
Whether they need to fill in a special form or not, cardholders should expect to have to provide the date of the transaction, the amount it was for, the name of the merchant, and a brief description of the dispute.
Depending on the nature of the claim, applicants may be asked to provide further information.
Applicants are advised to keep copies of any correspondence.
The bank will then contact the merchant's payment processing bank and attempt to recover the money, which may take some time. Unfortunately, there are no guarantees that a chargeback request will be successful.
Problems making a chargeback claim
Chargeback? What?
It's fairly common for card issuing companies to be unhelpful or obstructive when a consumer puts in a chargeback claim since, just as with section 75, many call centre staff members aren't well trained in this area.
In 2008, a Visa spokesperson admitted to The Guardian that, "The word 'chargeback' is sometimes not recognised because the process has only recently begun to be used widely by consumers."
Even now, eight years on, many staff seem just as clueless.
Visa went on to say that cardholders should be polite but firm and ask to speak to a supervisor.
Some claimants find it easier to set out the problem clearly in a letter.
Dealing with rejection
As we've noted, chargeback is purely voluntary, and banks - and the credit card companies themselves - are perfectly entitled to reject a claim for chargeback.
However, that doesn't mean they can do so on a whim.
Where a chargeback applicant believes that their card issuer hasn't followed the rules on chargeback, or they're dissatisfied with how their claim has been dealt with, they may take their case to the Financial Ombudsman Service (FOS) for a second opinion.
The good news is that while the initial period for making a claim may be time limited, cardholders have six months from the date of their final correspondence with the card issuer to make a further complaint.
Interim refunds
Finally, it's not unknown for banks engaged in a chargeback dispute to refund money to the claimants account before the matter is fully resolved.
If, however, the investigation into the chargeback claim finds in the merchant's favour, the claimant could well have the payment taken from their account again.
In some cases, the card issuer may decide to absorb the loss, but it's more likely that they'll re-debit our account. If they do, they should give us warning first - but they don't always do so.
In other words, don't go spending refunds before the jury's in on a claim.
I have the opposite problem. I own a property and had a renter stay and do significant damage, so after carefully figuring out the costs, I itemized the total damage done and emailed her. The renter continued asking me for a refund of her deposit (she did admit to some of the damage), but at the same time she went to her credit card company and requested a chargeback stating that she had cancelled her reservation and that I had failed to issue her a refund of her deposit. Since this was untrue, I countered with a copy of her email stating what a nice time she had had. In my case, the credit card called her and she lied again, so they have found that she did not benefit. I am shocked by the fraud this woman has been allowed to commit. Anyone have any ideas how I fight this? I haven't benefited - she basically got a free stay at my property and I am left cleaning up her mess at my expense. I am also worried she will do this again to another home owner.
I've been with HSBC for years and they are great, always happy to help, and they're so caring when it comes to my special needs. Thanks HSBC, you're the best ??
I purchased a microwave oven from a company called Wellindal using my Tesco credit card. It arrived in bad condition and now I just cannot contact the company through any of their advertised means. Website cases raised and not responded to and the phone just rings! I don't even know where to return the item to in case they ask, which I doubt. Anything I can do via section 75 or chargeback?
Can you do a chargeback for a Technical fault, i.e. My partner wanted to pay an amount she entered into an app, and then at the end it was for a different total amount?
Hi Mike, this is likely to be covered under chargeback, see the situation list above and point: "The cardholder was overcharged for an item as the result of a technical fault." - Hope this helps!
My 15 year old son has paid for a item online from a fake website in china, I've researched the site and believe it to be fake - it's only been running for 28 days and they don't respond to emails on the site. I have now got a phone number but no answer, does anyone know refund rights if he paid on his debit card! (Yes I've had harsh words with him about buying online in future without speaking to me first!) Can anyone help?
I bought a tablet in Tenerife and paid cash to get a Guarantee and insurance the shop said they needed my debit card, no amount was on the screen when I entered my pin number. When I got home £1274.14 was taken from my Nationwide account they have said this does not meet any criteria for them to try to recover the money, and will have to contract the merchant myself. The money went to a pet parlor in Gran canaria. What should I do next.
I had fraud on my account and my bank disputed the money but now the company who fraud me refunded me the money what do I do now? Will the bank take it back off me?
I hired a car for £100 a week, at the end of the first week, I called them and asked to extend it for a second week, I was meant to return the car on a Friday and could not.
I called the customer service line and was on hold for 30 minutes, before giving up (I was catching from an airport and had to turn off the phone).
On Monday I called to say that I wanted to keep the car for another week. They said I should bring the car in for an inspection. I told them I was out of town (the car was parked in front of my house and I had been unable to get back to the car) and would bring it in on Wed.
On Wed I brought it in and they charged me £420 and said they wanted to 'close the contract'. The reason they gave was that they had written me two letters (on Saturday and Monday?).
I felt the charge was excessive and that they were only entitled to £300 rental.
Would I be able to get a charge back?
I have just been billed £918.90 for a mobile dongle from Virgin. We got the dongle from them as advised by their team for interim measures during a delay in our installation. Paid £25 for the dongle and £21 rolling contract used if from 11 April until 3 May and they hit me with this massive amount. Could I contact my bank and use chargeback process for this it was set up on my debit card (visa) ?? any suggestions?
I have been informed by my bank (Lloyds) that Visa's rules say that a dispute cannot be raised unless the company is not willing to help - even if they're breaking the law, e.g., offering yet another replacement when they have already provided you with one and you are legally now entitled to a refund.
I purchased a car from a garage. Faults appeared within the first week and kept happening. I requested a refund under the Consumer Rights Act 2015 but the garage will not refund. Done a charge back but what do I do with the car until everything is decided?
I'm having the same dispute with a car I purchased. Chargeback claim is ongoing. My car is sat on the drive until I'm instructed to return it! That's if I get a refund!
Can I ask you how your claim is going as I have a similar problem and on phoning I was told we aren't covered for used cars.
I paid for solid wood flooring after asking the salesman if it was the same simple process as laminate to lay, to which he replied yes, got home and looked into laying floor & it is a much more complicated process that needed a tradesman, the flooring was still in shop & I tried to cancel the order less than 48hrs after making the order, they say they have a no returns policy & refuse to refund me, my point being I wouldn't have bought it if the salesman hadn't told me it was the same laying process as laminate, do I have a case as a mis-sold item?
Recently purchased 2 handbags from a website claiming to be Michael Kors. Paid by mastercard. Bags arrived and obviously fake. Seller is refusing full refund claiming that he spent £30 on postage!
How can I get my money back IN FULL?
Hi, I'm looking to send a chargeback letter to the Bank of Scotland for a non delivery of a phone that was never sent... fraud basically but who do I send the letter to? What department of the Bank of Scotland?
I ordered a pair of trainers from a website that I thought was based in the UK. Turns out they are based in China, and the trainers that I received are definitely fakes. I phoned Santander to ask about chargeback and they said that it is not a chargeback but a dispute. They told me to take the trainers to somewhere like JD Sports and get them to verify by letter that the trainers are fake... not sure why that is essential as Adidas trainers have individual serial numbers on the tongue of each trainer and left and right should have different numbers. If the numbers are the same, then that is just one way to tell that they are fake. I can verify that all by myself! They told me that I have to return the goods back, even though they are counterfeit, and at my expense, to China. Surely if I return them and I am then refunded by the company that I bought them from, it means that the company get away with selling counterfeit goods without any recourse at all for their actions. I don't understand why I should return fake goods, bearing in mind that they will have to pass through customs as fake goods, and have to pay for the privilege! Does this seem right to anyone else, or is this just the way it has to be?
Have you tried to resolve this with the vendor? I had that problem with some DVDs I ordered from Asia. I used the the trading standards website for info and I think you do not need to return fake items if you can get some proof of it. So I'd check their policy and process and maybe speak to a supervisor.
I made a transaction to purchase travel tickets from an agent and now the agent is in liquidation. My tickets were cancelled by the agent without my notice. I paid the amount using a credit MasterCard. Can I raise a dispute on this? Will a dispute work on a company that is in liquidation? I made the transaction 6 months ago, but noticed the fraud a couple of days ago. Any valuable suggestion appreciated.
Can the successful chargeback be reversed?
Can I claim for an investment done using a credit card and the binary company does not deliver?
Did you make your claim? How did it go?
Hi, I also did a transaction to binary company 'CTOPTION'. Is there any chance to do chargeback?
How did the claim go?
Hi Rusch,
I will let you know how I get on with that, wish me luck,
Hi Bob,
Did you get your money back? I'm interested to know.
Were you successful?
Hi -
Just an advice request after reading the comments below, I rented a car via a company called Economy Car Hire, I paid them for the rental, when I arrived in Porto, no car; called the local rental company and they informed me they didn't have any cars to rent and to speak to Economy Car Hire, which I did, they managed to get another company to rent me a car, however I had to pay again for the second rental on the day in question, I was advised to keep all paperwork and send / email it to them on my return, which I did, we are now 6 weeks after I returned back home, and still no refund from them, after several emails, telephone calls etc etc, do you consider I have a point to ask Barclay Card Visa to recharge
the fees for the first failed rental against Economy Car Hire, I am not sure what else to do really. Many thanks Darren
I'm trying to get £750 for a wreck of a car back from North riding car sales ltd hopefully get it.
Consumers scam small businesses with chargebacks.
This is very true. I sold products worth £146 to a customer who claimed a charge back through her bank after 2 months. The customer would not pick my call or reply my messages to inform me of what the problem was with the product. I was sure there was no problem with it as I have sold similar products to other customers and have had no complaints. if there was any problem I would have been more than happy to resolve it. This is another way of scamming small businesses who are struggling to reach their profit margin. Some people wants everything for nothing and are quite happy to abuse the system.
Some people do abuse the scheme and that is wrong! However some people do genuinely use the scheme because it's a good option to gain your money back from businesses who like to scam people and sell unsatisfactory goods.
I bought goods online (car lights) using my visa debit card. When the goods arrived they were different to what I had ordered. I phoned the company and they told me my original lights were out of stock and I could either keep the lights received or return them. I told them I would return them and they said I would get a refund once they were returned. The lights were returned (with proof of return from hermes website) and they told me they had been received, and they would send my refund. I keep checking my account everyday and still no refund. Every time I phone them it's a different person, and they tell me the refund has been sent to my account and to give it a couple of days, but still no refund arrives in account. So can I just claim through BOS chargeback?
I have recently purchased an new wifi router from Best Buy (Canada), I opened the box at home and it was a totally different product inside. Went back and spoke to the manager at Best Buy but was told they cannot do anything to return/exchange since it was not the product they sold to me. In this case should I request a charge back from Visa?
I had an issue with buying goods online and got my money back, hope this helps...
I bought running shoes from website *.co.uk, safe I thought. Next day my HSBC Mastercard had charges from China. Now realise that the website had no address or phone just email. After 4 days no shipping tracking number received as per their terms, so I sent an email. No response. After 8 days no goods, so sent another email stating Breach of Terms, if no response in 3 days order cancelled. No answer so after 3 days sent third email cancelling order. Called HSBC.
HSBC told me Mastercard and Visa have a dispute process but must wait 30 days from date of placing order for goods. After 30 days HSBC sent me a dispute form. The above emails are important proof to show that 30 days have elapsed and goods have not been received, you have tried to resolve the dispute, that you have cancelled the order.
A refund was put onto my card the next day by HSBC who raised the dispute with Mastercard for me. They sent a letter confirming the refund and stating that it would be removed if it was shown that I refused delivery of the ordered goods.
Two weeks later an express DHL package arrived from China with the running shoes that I had now bought elsewhere! I refused delivery. I then called HSBC, remembering their letter and the terms of the refund.
HSBC said that they would not reverse the refund. The supplier cannot send goods later than one month after my order and after the dispute had been raised. It is against consumer laws. Great sigh of Joy!! Thanks HSBC.
They told me that but I just demanded chargeback and told them how it works. I waited a few days to check if it had been delivered but still received nothing. Delivery drivers are crooks a lot of them especially my hermes etc and they deny the claims which ends up with you footing the bill, chargeback is great for this. I had an argument once with a company claiming it had been delivered to someone , called john claiming to be my flatmate well I don't have a flatmate or know any johns. I live in a private residence it's not as if it's flats where getting confused is understandable. So I ended up claiming chargeback if I hadn't I would have been £800 down. Just call the bank and demand chargeback in the future as it's your right . Don't take no for an answer.
I bought a bag with my MasterCard from a private seller (via Paypal). The bag is fake and I want to do a payment reversal/charge back? So that I can return the bag and get my money back. Any advice or help please?
This is pretty late, but Paypal has an option to cancel the payment, they take up to 30 days but they get your money back too.
Your card issuer would be able to process a chargeback under 4853. Under this chargeback reason you are only required to provide your issuing bank: A letter or email "detailing the nature
of the dispute, including a description of why the cardholder believes that the goods are counterfeit and an explanation of the cardholder's disposition of the goods."
Globe Telecom, a telecommunications company, accepts payments over the internet. They upgraded their website and I believe it was defective. The first attempt of a payment using the new website, there was no confirmation message of a successful payment. I immediately contacted their support group, but the representative requested to re-do the payment again and still no confirmation message. She then told me to go to the nearest center/outlet to pay over the counter. A day later, boom! There were 3 transactions of the same amount charged to my Mastercard. I tried calling both the bank and the telecom people but they are refusing the chargeback/reversal. Is this legal?
I recently bought some trainers off <a href="http://disq.us/url?url=http%3A%2F%2Fwprl.co.uk%3AP385c4ZWJQ1pO6mJzQ4ywqCyEL8&cuid=2412393" rel="nofollow noopener" title="wprl.co.uk">wprl.co.uk</a> and soon realised I had been scammed. I have no way of contacting the seller. Is there anyway I can claim this money back?
Hi, I have just been through the same problem with a different seller, did you manage to claim your money back?
I ordered an item on online, I then found out that the item was not in stock, and the company didn't know how long it would take to get them in. I asked for the order to be cancelled, which it was. I then emailed the company to refund the money. I was told that the accounts dept would contact me via an email when the money was refunded. That was over 32 days ago now. I have emailed them again asking for an update, but no reply as yet. I have read some terrible feedback about this company. In many cases, no refund being returned. Am I entitled to get my money back via Chargeback? The purchase was made with a Mastercard.
You fail to mention which company.
Why does that matter?
Yes IG from Essex, you have a chargeback 4853 not as described. All you do is contact the merchant to tender return. You may have to get an expert letter depending on the issue.
I bought a Canada goose coat online, which turned out to be counterfeit. I logged it with Canadian fraud police who advised me to cancel my debit card, not to send the coat back, but to destroy it, which then would leave me unable to receive a refund which probably wouldn't come anyway. I had no reply from the online company which turned out to be in China and not Canada!
However I did cancel my visa debit card with Natwest Bank and they gave me an address for the chargeback process.
I have sent two letters to this company over 3 months and still have had no reply. There is no telephone number available only fax?
What are my rights on fraud online company to regain my money back? Which is the best way to take this forward.
If you filed a police report, include a copy with the bank dispute form, your bank will review the police report and probably refund the money asap, they will also follow up for you.
I bought a barbour jacket from a website that now looks like it's fake. The item hasn't arrived yet but if it does then I imagine it will be fake. I will be doing a charge back with HSBC. I will be doing it as the item is not received or if it comes then the item is not as described.
I have seen D Houghton's issue, dated 20 February 2013. I am currently in a dispute regarding an incorrect item sent and my understanding is that, under The Consumer Protection (Distance Selling) Regulations 2000, Section 17, Sub-Section 4 (<a href="http://disq.us/url?url=http%3A%2F%2Fwww.legislation.gov.uk%2Fuksi%2F2000%2F2334%2Fregulation%2F17%2Fmade%29%3AnC0Q9mGyqOWGRGIBtkbCAG0P2pg&cuid=2412393" rel="nofollow noopener" title="http://www.legislation.gov.uk/uksi/2000/2334/regulation/17/made)">http://www.legislation.gov....</a>, it states:
"... The consumer shall not be under any duty to deliver the goods except at his own premises and in pursuance of a request in writing, or in another durable medium available and accessible to the consumer, from the supplier and given to the consumer either before, or at the time when, the goods are collected from those premises. ..."
This means that the consumer is under no duty to do anything more than ensure that the item is available to the internet retailer from the consumers address, following a written request from the retailer of an agreed date and time for collection. Following the collection of the item the consumers obligation to take reasonable care of the goods would cease.
The consumer does not have to pay for the return of the item - simple as that.
I purchased an item with my CIBC Mastercard and the item received was not as described, after trying to resolve the issue with the retailer, I decided to file a dispute with the credit card.
After numerous conversations with different agents they finally asked me to ship the item back to the retailer (I paid for the shipping). I shipped the item and the credit card charged-back the amount. After awhile I got charged again for the same amount and received a letter from the credit card provider saying that they have 'received documentation in support of this transaction from the retailer and find that the transaction is valid'.
So basically, now I am left with no item since I shipped it back, I paid an extra 50$ to ship it back to the company and I still have the charge on my credit card! I need to know what to do and what are my rights! Thank you!
I tried to process a debit card Visa chargeback with HSBC and they denied there was such a process and were extremely unhelpful. This related to a deposit on a vehicle purchase with a vehicle supplier, where the vehicle was being mis-sold. Basically HSBC were no help whatsoever.
Hsbc are literally careless. It sucks.
Do I waive my rights under the Consumer Protection (Distance Selling) Regulations 2000 As amended) when I use the credit card chargeback process? The reason I ask is simple: I am being instructed to do certain things as part of the chargeback process that impinge upon my rights under DSRs; namely to bear the cost of returning substitute goods I did not agree to receive back to the merchant. Also the chargeback process does not take any account whatsoever of my rights under DSRs to cancel my telephone order within the statutory "cooling off" period. Again, this is evinced in the chargeback process, where (presumably) the merchant/seller is given an opportunity to defend the chargeback where I change my mind within the statutory "cooling off" period, when under the DSRs there is no right to dispute cancellation of the contract. Accordingly, in such circumstances, chargeback should be immediate without any referral back to the merchant/seller. However, this is clearly not the case.
Surely, it is immoral (if not illegal) for a voluntary chargeback process to take precedence over my statutory rights in matters of consumer protection.
I have asked my bank MBNA these questions which they refuse to answer other than by saying "VISA makes the chargeback rules... not MBNA!"
I then phoned VISA who would not confirm they do indeed make the rules and the helpful VISA operative based in the Philippines wanted to set up a conference call to my bank presumably to establish who makes the chargeback rules but the MBNA staff had by that time all gone home.
I would appreciate any follow up comments to this post. Yes, I am retired and yes, I do have the time to pursue such matters and yes, I do have an active life when not ordering goods by telephone.
I made a section 75 claim to HSBC (Mastercard) for a refund of my £112.75 deposit paid to a coach tour company because the coach company had gone into liquidation.
HSBC has not acknowledged my section 75 claim and have instead insisted on using their Transaction Dispute Procedure (Chargeback) instead, can they do this?
I am also finding that no one that I speak to at HSBC even knows what a section 75 claim is.
Their card disputes team are based in India and even speaking to them direct they will not even discuss my section 75 claim, they just stick to their Transaction Dispute procedure and insist on me signing their Tranaction Dispute Declaration Form even stating that unless I do and return it within 14 days they will close the case.
Unbelievably bad service. Looks like my only option is to complain to the Financial Ombudsman.
I have an issue with a purchased item paid for by Visa debit. I am hoping that the retailer will give a full refund but my correspondence/contact so far does not look promising! If the retailer refuses to give a refund (goods not fit for purpose and not satisfactory quality) and I request a chargeback from my bank - at what stage do the goods get returned. I am reluctant to return them before the outcome of the chargeback is known... thanks.


text: Oil inventories are getting so tight that commercial stockcover held by oil companies could hit minimum operating levels by early next year, London's Center for Global Energy Studies warned. The CGES said that after a heavy draw in September, commercial inventories held in the industrialized nations of the OECD fell again in October - by an estimated 800,000 bpd in the U.S. and Europe. "What is more, there are hardly any spare stocks at sea, in temporary storage or in the non-OECD countries, the companies having run them down first before tapping their own inner reserves," said the CGES in a monthly report. "Now that middle distillates inventories are also declining the companies may well hit their minimum operating requirement of 50 days of cover some time in first quarter 2000," it added. The Center said OECD commercial stockcover had fallen from 57 days at the end of June to 54 days at the end of September and would reach 51 days at end-December. Worldwide stockcover was seen sliding from 85 days at end-June to 78 days at the end of the year. It estimated that stocks would be drawn down by 2.9 million barrels a day during the fourth quarter after a million barrel a day draw in the third quarter. World oil demand is estimated 75.4 million barrels a day on average this year with the OECD accounting for 47.6 million bpd. Fourth quarter 1999 demand is projected at 49.3 million bpd, up 2.3 million bpd on the quarter. The CGES said that if OPEC did not act to add extra output soon prices would balloon next year. "If no action to raise output is take before the onset of winter (prices will rise) to more than $35 a barrel on average in the fourth quarter 2000," it said. OPEC exporters have already agreed to keep output limits in place until next April and several have said they will consider maintaining the curbs for at least another three months. Two countries - Kuwait and Qatar - say they want to keep output cuts in place until the end of 2000. "Even to hint that OPEC's supply cuts might continue seems both premature and ill-advised," said the CGES. - (Reuters)


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Category Archives: Poetry
Poetry Sites For Kids.
April is NATIONAL POETRY MONTH. With so much focus on Reading Literacy and Math, or STEM in the curriculum, poetry often gets pushed aside. But its lyrical language and rhyme can make children better readers and writers. And…it's so much fun to listen to – especially with the numerous forms it can take, such as Haiku, Limericks, etc. One of my all-time favorite poems – Jabberwocky – by Lewis Carroll has so many made-up words, yet sounds like music to the ear. Here's the first verse:
"Twas brillig, and the slithy toves did gyre and gimble in the wabe;
All mimsy were the borogoves, and the mome raths outgrabe."
Such whimsical nonsense that rolls off the tongue like silk! There is so much to love about poetry. Take a moment to introduce your kids to the fun of such poems as:
A tutor who tooted a flute
Tried to teach two younger tooters to toot.
Said the two to the tutor,
"is it harder to toot,
Or to tutor two tooters to toot?"
Here are a few poetry sites for kids of all ages. Some even publish kids poems.
Celebrate NATIONAL POETRY MONTH and "TOOT" a few poems of your own. What's your favorite poem?
Poetry Challenge: by Lori Degman
To celebrate National Poetry Month, I asked a fellow writer and poet, Lori Degman to share some different kinds of poetry forms. Lori's picture books, 1 Zany Zoo, (Simon & Schuster 2010) and Cockadoodle,Oops! (Creston Books 2014)
were written in rhyming verse, and are an absolute delight to read aloud. Here's Lori:
Thank you, Darlene, for asking me to do a guest post on your wonderful blog!
As a writer of rhyme – most of the time (but not always), and because April is National Poetry Month, I thought I'd share four unusual forms of poetry I've discovered through the years. I challenge you to give them a try – I bet you'll have fun if you do!
1. Cinquain – a five-line poem that follows this pattern:
Line 1: One word (subject or noun)
Line 2: Two words (adjectives that describe line 1)
Line 3: Three words (action verbs that relate to line 1)
Line 4: Four words (feelings or a complete sentence that relates to line 1)
Line 5: One word (synonym of line 1 or a word that sums it up)
Here's my Cinquain:
Fresh, green
Raining, blossoming, growing
Goodbye to old winter
2. Clerihew – a light verse, usually consisting on two couplets of uneven length and irregular
meter, with the rhyme scheme AABB. The first line usually contains the name of a well known
person. The Clerihew was invented by Edmund Clerihew Bently (1875 – 1956), an English
writer, at the age of 16.
Here's my Clerihew:
Dr. Seuss
Is out on the loose.
He's hunting for words
that are silly and absurd.
3. Sausage Poem – a string of words which are "linked" with the same letters/sounds at the
endings and beginnings of words. An extra challenge is to go full circle and have the last
letter/sound of the sentence match the first letter/sound. It's harder than I thought it would be!
Here's my Sausage Poem: (Darlene highlighted the letter sounds in orange to show the technique)
Spring goes slowly yet time elapses.
Summer rain nurturing growing greens.
Fall leaves swirl like caustic kids.
Winter rains snow over rustic cabins.
4. Skeltonic Verse – The Skeltonic Verse was named after English poet, John Skelton
(1460-1529). The rules are simple:
Line 1: Keep the line lengths between three and six words
Line 2: Every end word rhymes with the previous, until you start a new set of rhymes
Line 3: Keep the same rhyme until it starts to lose its energy or impact
Line 4: The poem should be full of energy and fun
Here's my Skeltonic Verse (I wrote this right before going out to do my "duty"):
The weekend's here
I shout and cheer
Until I hear
A voice so clear
From in the yard
the words were hard
So I was jarred
My plans were marred
Outside on the stoop
With a bag and scoop
His words made me droop
"Let's pick up poop"
Bio –
Lori Degman is a teacher of Deaf/Hard of Hearing students by day and a writer of picture books by night, weekends and school holidays. Her debut picture book, 1 Zany Zoo was the winner of the Cheerios New Author Contest and was published by Simon & Schuster in 2010. Her second picture book, Cock-a-Doodle Oops! was released by Creston Books in May, 2014! She is represented by Karen Grencik at Red Fox Literary.
Darlene here: I don't know about you, but I am going to have to try a Skeltonic poem of my own. Which form speaks to you?
My Euphoria at Discovering Anaphora: by Beth Ferry
The Use of Literary Devices in Picture Books: Part 1
by Beth Ferry
As parents, we are constantly teaching our children about the world: rules, facts and essential life truths such as: Be kind. Be patient. Bees sting. Eat your vegetables. Don't eat the sand. Say please and thank you. Don't step on that ant. As they grow older, teaching can morph into school related lessons: spelling tools, vocabulary words, and math tricks such as Please Excuse My Dear Aunt Sally. As they grow even older, teaching becomes somehow more life affirming: Don't drive and text. Be kind. Be true to yourself. Do your best. Hold your head up high. High school only lasts for four years.
In return, our children teach us how to be patient and forgiving. How to be creative and inventive. How to be happy. Watching them grow and learn has taught me a lot about myself, and I am a better person because I am a parent. But it is a rare event that I learn something academically new from my children. There are plenty of instances where I'll encounter something I absolutely once knew, but have lost on the journey to adulthood, like, you know, the sum of interior alternate angles or how to balance a chemical equation. My college major was English after all. So imagine my surprise when, while reading aloud my new work-in-progress, my teenage son says "That's anaphora."
Stop the merry-go-round. What is he saying? Is it Latin? Text-talk? A new girl in his class? He explains it is a literary device he is learning about in AP English concerning rhetoric. What? He shows me his list of literary terms and I suddenly morph into a kid in a candy shop, marveling over this plethora of devices that I am unconsciously using and about which I have heard nary a whisper. I scurry off to devour this list, to taste each device and explore my own skill in using such lofty literary language without even knowing it.
There are reasons that these literary devices exist. It is because they work. The use of these devices makes writing stronger, more lyrical, more beautiful. Without even knowing it, I bet you will find your work peppered with polysyndeton, anadiplosis and euphony. Here are some of my favorites:
Alliteration. This one you will know as it is very common in picture books. I love alliteration and I'm sure you are familiar with the repetition of similar sounds in the beginning of successive words. I use them a lot in titles such as Stick and Stone or Pirate's Perfect Pet.
Anadiplosis. This is the repetition of the last word of the preceding clause in the beginning of the next sentence. So it is almost like a word-segue between sentences. It's hard to do, but very effective. The most recent and perfect example I can think of comes from the lyrics to the song "Glad You Came" by The Wanted:
Turn the lights out now
Now I'll take you by the hand
Hand you another drink
Drink it if you can
Anaphora. This device is like alliteration but involving words instead of sounds. It is the repetition of a word or phrase at the beginning of every clause or sentence. The opening of A Tale of Two Cities is the perfect example: It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness. . . It was the epitome of anaphora.
Anastrophe. Using this device allows the order of the noun and adjective to be reversed – think Yoda. It is also knows as hyperbaton, from the Greek meaning 'transposition'. Poe uses this device to great effect, "Deep into that darkness peering, long I stood there, wondering, fearing."
Assonance. Like alliteration, assonance repeats sounds, but the sounds produced by the vowels only, such as "purple curtain". In the same vein, consonance is the repetitive use of the consonant sounds, usually at the end – stuck, streak, luck. You probably use both of these without even knowing it.
Beth will return with MORE LITERARY DEVICES next month. Rest assured…there are LOTS more!
Beth Ferry lives and writes near the beach. Her debut book, Stick and Stone, will be released on April 7, 2015 by HMH. Land Shark (Chronicle) will be released in Fall 2015 and Pirate's Perfect Pet (Candlewick) follows in Fall 2016.
Enhance Your Picture Book Writing With Poetry.
Picture Book Writer, and workshop presenter extraordinaire, Sudipta Bardhan-Quallan is hosting a web-based workshop on using poetic techniques in Picture Book writing. This 5 week, interactive and flexible e-Course is unlike anything else for enhancing the art of picture book writing. The course begins on MAY 19, 2014. To register and check out the details: Poetry Course Flyer.
Here's the link to the website and program: http://www.childrensbookacademy.com/the-great-discounts-pleasures-and-craft-of-poetic-techniques.html
You can visit Sudipta at her website: http://www.sudipta.com
What Do Libraries and Poetry Have in Common?
April is the month we will honor and celebrate two very reading/writing related things: Poetry and Libraries. April is National Poetry Month and also National School Library Month. What better way to celebrate than to gather poetry books from the school library and read aloud in class. This could be a lead-in to having kids write their own poetry. Ken Nesbitt has a great website especially for kids: http://www.poetry4kids.com You'll find all kinds of wonderful poems, a rhyming dictionary and even poetry contests. Be sure to check out this wonderful sight.
To learn more about activities to celebrate School Libraries, visit the American Library Association website at: http://www.ala.org
Calling All Young Writers
If your child loves to create stories, there are two websites that will encourage this skill by publishing the effort.
1. At http://www.Boomwriter.com young writers pick a story start and then make Chapter Two their own. Other children vote on which second chapter they like best, and so on until the story is completed. Then the finished books are available to purchase.
2. Writers and Artists are invited to submit to the print magazine STONE SOUP. This magazine publishes the work of children aged 8-13. To learn more and read some of the stories visit: http://www.Stonesoup.com
3. Older children might want to check out THE SLAM feature of CICADA Magazine. Writers submit their poems to the online forum and have them critiqued by other readers. The best ones make it into the magazine each month. http://www.cicadamag.com/theslam


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Arshavin earns Wenger praise
Arsene Wenger heaped praise on Andrey Arshavin following Arsenal's 4-4 draw with Liverpool.
Last Updated: 21/04/09 11:07pm
Arsene Wenger heaped praise on Andrey Arshavin following Arsenal's 4-4 draw with Liverpool but admitted he was 'less than half happy' with the result.
Liverpool dominated for much of the match at Anfield but it was Arsenal who came closest to victory as they led 4-3 with just moments to go.
Yossi Benayoun netted an equaliser in stoppage time but the Gunners remain unbeaten in the Premier League since November and Wenger was satisfied with the attacking element of their performance.
He told Sky Sports: "The game was quality on both sides but you are only half happy when you concede four goals.
"We are bit less than half happy because we were 4-3 up with just a minute to go.
"The positive is that we have a long unbeaten run and this keeps that going, and another positive is that we have shown our quality.
"The negative is that three points would have been better."
Russian forward Arshavin was a peripheral figure in the early stages but he went on to score all four of Arsenal's goals and Wenger was delighted with his contribution.
"His performance was outstanding," said the Arsenal boss.
"He had a quiet first half but when he comes into the game he is always very dangerous. He has personality and is a winner."
Lukasz Fabianski was criticised following Arsenal's FA Cup semi-final defeat to Chelsea at the weekend but Wenger refused to blame the Polish goalkeeper after another poor display by the defensive unit as a whole.
"I believe he had a very good first half," said Wenger.
"In the second half we suffered a bit more on the longer balls but I cannot fault him. Overall I think he had a convincing performance."
Arshavin, meanwhile, admitted that he had never scored four goals in a match before.
He said: "I liked the game but of course it's not good for the team...almost basketball."


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The last couple of months have been a test for me.Back in February I lost a really close friend and then in March I lose one of my aunts.While I know they were both sick I would also like to have them here with me.It has never been a time when I could get them or call just to see how they were. This has had me thinking a lot about my family and the relationships that I have with them. It really got me to thinking about the relationship I have with my siblings. When I say siblings I am not talking about my two older sister and twin brother.I am talking about the siblings I have from my father. Last year I reached out to my older brother and we have been getting to know each other.I know some people feel like I should just leave it alone and go ahead with my life. Yes I have lived my life with out having any relationship with them but that was not our decision. My father made decisions that were not good us or himself. We have had to deal with the fact that the choices my father made has had an effect on all of us.We were not given the option to know each other.Now I feel like we have can make that decision for ourselves.In my mind I would love for us to be one big happy family but I don't think that is going to happen. Reality is we may never have a close relationship with each other. I have learned that we have a lot of things in common. I have more nieces and nephews to get to know and love. One day I hope that all of my siblings will be able to be in one place as a family.
Peace and Love
Wednesday, June 22, 2011
Making A Connection
Posted by Georgia Star at 9:07 AM
Subscribe to: Post Comments (Atom)


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Mammograms Save Lives: Golden Promotes Adelphi's NY Statewide Breast Cancer Hotline and Support Program
Brooklyn- State Senator Martin J. Golden today has joined with the Adelphi NY Statewide Breast Cancer Hotline and Support Program in their annual Mother's Day breast cancer awareness campaign to urge women to get mammograms.
Senator Golden stated, "Mother's Day is a significant time to remind women to get mammograms. I hope that this Mother's Day women will take the time to make an appointment for a mammogram. Approximately 95 percent of all mammograms prove to be normal."
For more information and to locate an accredited mammography facility nearby, call the Adelphi New York Statewide Breast Cancer Hotline and Support Program at 800-877-8077. Callers can also get emotional support from the hotline's specially trained volunteers, most of who are women who have had breast cancer.
The hotline marks its 30th anniversary this year. It is a project of the Adelphi University School of Social Work on Long Island. All services are free. The web site is: www.adelphi.edu/nysbreastcancer.


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Quick Reference
A mineral, with the formula Ca10(Mg,Fe)2Al4Si9O34(OH,F)4, closely related to the garnet group; sp. gr. 3.4; hardness 6.5; green; normally massive or granular; occurs in contact-metamorphosed (see thermal metamorphism) limestones along with grossular, scapolite, and wollastonite.
From: idocrase in A Dictionary of Earth Sciences »
Subjects: Earth Sciences and Geography.
Related content in Oxford Index
Reference entries
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Are you at the point where you're to take action to create lifestyle you have been yearning for? A person attempted to become rich, yet nonetheless feel unfulfilled? You must want to figure out how to think and act in a "certain way" as Wallace Wattles outlines inside his book The Science of Getting High.
Intimacy. Intimate activity is a technique of showing love alongside one another. It is part of every marriage life; SEX is an excuse for the sustenance of romantic relationship. However, respect each other when one doesn't try to deliver it.
I have wondered what the sam hill they would do fewer they got was thousand dollars thirty day period. That wouldn't even cover their home payment! Only they are treated like royalty and we are treated like second class inhabitants.
Power Source 1800 may be the system could be very much environment friendly because this system leaves no smoke while providing the particular. So this system is strongly recommended by the human right in north korea associations because so that on leaves no bad effects located on the health in the humanity.
If the way to go is yes, this article could as an alternative . life starting today. Wallace Wattles will show you exactly what to do. Intrigued? Read on if you wish to learn any more.
Anne's mom, Julie, was missing health insurance either, but she had one advantage that Jason's mom, Alice, didn't feature. Julie's daughter was covered by Medicaid, which can be a state funded health health insurance coverage. Anne had surgery right away. She had all kinds of hardware stuffed of her feet. She was within a wheelchair for nearly a manufacturing year. Thanks to the care that she got she will walk normally now.
You can carry on the steaks. Fresh frozen t-bones, new york strips, and sirloins are getting common in your frozen food portion. They are tasty and easy to. The ones I buy have to bake them approximately 15 or twenty minutes. The key here is savings. You can get 6 or 8 strips for $10 to $15. You may make 3 or 4 good meals for two people out with the. Good luck beating that within the fresh meats fence. Also don't forget to check the internet. There are some very popular online brands.


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With summer season approaching, the own-finance site WalletHub introduced its report on 2017's Very best Summer time Vacation Spots to dietary supplement its Very best Travel Credit rating Playing cards and Currency Exchange research.
To support vacationers strategy the ideal summer season getaway, WalletHub's details crunchers in comparison the 80 biggest metro regions throughout 38 important indicators of price range- and enjoyment-friendliness. The details established ranges from price tag of the lowest priced flight to amount of sights to common selling price of a two-person food.
Top 20 Summer time Vacation Spots
1 Las Vegas, NV
2 Los Angeles, CA
3 Orlando, FL
4 Chicago, IL
5 San Diego, CA
6 Atlanta, GA
7 Houston, TX
8 Dallas, TX
9 Sacramento, CA
10 New York, NY
11 Salt Lake Town, UT
12 Austin, TX
13 Oklahoma Town, Ok
14 Phoenix, AZ
15 Cincinnati, OH
16 Tampa, FL
17 St. Louis, MO
18 Portland, OR
19 Charlotte, NC
20 Detroit, MI
Very best vs. Worst
The common flight to a well-known summer season location expenses $337, lasts 3 hrs and 56 minutes, and has .four connections.
The Las Vegas metro region is the most beautiful location on the West Coast and the New York metro region on the East Coast.
California and Texas are home to the best summer season destinations in the U.S., just about every with at minimum two metro regions in the best fifteen. Oppositely, Connecticut and New York are just about every home to the biggest numbers of the most unpopular summer season destinations.
The Miami metro region has the least expensive nightly rate for a 3-star hotel space, $twenty five, which is five.eight moments a lot less high priced than in Boston, the metro region with the best at $145.
The Salt Lake Town metro region has the most varied sights, which is two moments much more than in Akron, Ohio, the metro region with the minimum varied.


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Saturday, December 8, 2012
A.C.D.A. Christmas Party.
The committee provided the food and my job was to do the decorations and tables. It was a huge success and everyone had a lovely time, I had some lovely feedback for the table decorations too which was nice.
Posted by Sue Niven at Saturday, December 08, 2012
Labels: A.C.D.A. Party
1 comment:
Subscribe to: Post Comments (Atom)


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Image from WikipediaThe Philadelphia Phillies activated closer Brad Lidge from the disabled list today. He'll be with the team for their series at Shea Stadium this week.
Lidge has always had great stuff but struggled over the last couple of years in Houston. It'll be interesting to see how he adapts to life in Philadelphia. The fans don't take blown saves very well there.


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'Cocaine Capital of the World'
I have spent the majority of my year across three continents where I have been filming a new series for BBC Three focusing on the new frontlines of the global war on drugs. My journey starts in Peru, which has now become the new cocaine capital of the world, overtaking Colombia. Peru sends most of the cocaine to Europe and so a lot of it will end up in the UK.


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GeofficialMix Speaks On "How To Identify A Good Music Producer"
GeofficialMix is a sound creator/producer at "AyeeshaMusic".
He's not inspired by the herb/liquor but by Jah.
Quote: Music is simply what you make of it.
Being popular doesn't make you a good producer, over the years we have seen music producers rise and fall, some say it's destiny's call, others say is misuse of the opportunity they once had – yes y'all are right to a certain extent but the major factor is flexibility.
A flexible person can bend through time and move with the process, we all know change is the most constant thing in life.
So how do we identify a good producer?
- First He/she should be grounded with the knowledge of one or more musical instruments.
- Secondly He/she should be patient enough to communicate and understand where the musician or artiste is coming from and going to.
- Use of musical tones should be properly understood and applied based on the mood and content of the song being created.
You can not always get it right, so be willing to seek the opinion of other professionals. If majority sincerely tell you it's a good job then you are on the right path, if not seek a different approach to the music.
Don't expect an applaud from everyone.
The most IMPORTANT of them all is the ability to change with time. Learn to be flexible and not rigid with ideas; because the way music was played in the 90's isn't the way it's being played now, so definitely more changes will come, so be ready to fit into time.
Do you find this very interesting? Don't hesitate to share your thoughts using the comments box below.
Feel free to connect with Geofficialmix On Social Media: Twitter/Instagram: @Geofficialmix
Watch this space for future updates from Geofficialmix.


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This 119 Ac on the TN River home is located at 0 Wheat Branch in Clifton. 1690883 was built in 0 and has 0 bedrooms0 Wheat Branch, Clifton - MLS 1690883 Close
Land for sale in Clifton, TN at 0 Wheat Branch. This river land is priced at $2,925/acre.
Rare Riverfront Family Farm located on the banks of the mighty Tennessee. Private setting at end of county road, numerous building sites out of flood plain, 3,600' of river frontage, & 70+/- acres of rich crop land.
Listing information last updated on November 24th, 2017 at 11:39pm CST.
Have any comments or questions about 0 Wheat Branch, Clifton, TN? Ask your question and/or share your thoughts about this property.


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Welcome to R. Menchaca Homepage
Rebecca H. Menchaca1626 W. Thompson210-444-7675 ext. 7675San Antonio, TX 782266th Grade Science TeacherRoom # 114
7:45-3:45; Monday - FridayConference Period: 12:25-12:55Please call for an appointmentGreater San Antonio All-Stars Afterschool Program3:45-6:15, Monday - FridayTutoring available daily by appointment.Welcome to another exciting new academic school year. I have had the opportunity to work in Edgewood for 8 years of the past 20+ years as an educator.This new school year brings many new changes for the students and their families.
Brentwood's focus will be to continue to develop a well-rounded student to better prepare them for their future.
My personal goal as the individual with the opportunity to work with your child is to guide my students to be good learners and not to tell them what or how to think.


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What is the usual adult dose of ritalin?
- Asked
- 10 Aug 2010 by tammyeiy
- Active
- 11 Aug 2010
- Topics
- ritalin, attention-deficit hyperactivity disorder (adhd)
Responses (1)
The dose of Ritalin (methylphenidate hydrochloride) the doctor prescribes will vary, depending on a number of factors, including:
* Your age
* Other narcolepsy or ADHD medications you may have tried
* Other medical conditions you may have
* Other medications you may be taking.
Dose of Ritalin for ADHD and Narcolepsy
For children age six and over, Ritalin should be started at 5 mg twice daily (before breakfast and lunch). If necessary, your child's healthcare provider may slowly increase the dose up to Ritalin 60 mg per day.
For adults with narcolepsy, the total dosage of Ritalin per day is usually 20 mg to 30 mg (divided into two or three doses). Some people may need less Ritalin, while others may need as much as 60 mg per day.
Hope the info helps? Please be well & safe, do not self medicate.
Further Information
- Ritalin Information for Consumers
- Ritalin Information for Healthcare Professionals (includes dosage details)
- Side Effects of Ritalin (detailed)
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Taco Soup
**This is a recipe my mom shared. I don't know the origin, therefore, unable to give credit. Please let me know if it's yours.**
This is a great week night recipe.
- rotisserie or grilled chicken (bones removed)
- 1 can mexicorn
- 1 can campbell's tomato soup
- 1 can black beans
- 1 ranch seasoning packet
- 1 taco seasoning packet
- Sour Cream
- Shredded Cheddar Cheese
Dump the ingredients into a stockpot, mix and warm up. Served with a dollop of sour cream and shredded cheese on top, with tortilla chips on the side.
My alterations to the recipe:
- The recipe does not call for it, but I add 1 or 2 cans of diced tomatoes.
- I often double the soup, corn, and beans to the chicken ratio.
This is a great use of my "best grilled chicken".
Let me know if you try it, and any changes you might think to make.
CLANG, CLANG (that's the dinner bell)


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I woke up, my body drenched in sweat and a hand pressed to my chest. This is the third time I've woken up screaming just tonight.
I kicked the blankets off my body and rested there for a moment, before shooting up, afraid of falling asleep again. I ran out of my room into the hall of the small three-room house. Yeah, three rooms. I'll explain later.
Anyway, I walked quickly down the steps on the front porch and walked across the beach to another house. It was two stories, brown, and one window was always hanging open slightly. There was a trellis below it that I could climb.
That's exactly what I do. My feet were bare and got cut a little on the thorns that were from the things that used to be flowers. I opened the window and climbed in.
Sora was asleep. His room was small, all that fit in it was a bed, a table with a tv on it, and a chair that was right in front of a closet. I sat down on the edge of his bed, waking him from the sudden, yet quiet contact. He stared at me for a moment, unsure of who I was, then hugged an arm around my body.
"Are you okay?" he asked gently, tucking a piece of hair behind my ear. I nodded, then took it back and shrugged.
He only sighed. "What's wrong?"
"I don't know, I really don't anymore," I shrugged. I walked over to the window and sighed. He was right behind me for comfort, or something like that. "I just feel like something's wrong. Very, very wrong. I just don't understand what."
"Maybe it's this," Sora placed his hands on my back and pushed me out the window.
I woke up screaming.
A few hours later, around three am, I was brushing through my hair, uneased. Maybe Sora was going to kill me. Would he do that? I don't know. After that, I went out to the ocean, out to the beach, found my boat and rowed out to the other island. I walked over to the tree bracn and hopped up onto it. I rested my head in one of my hands and sighed.
"Airie? What are you doing here?"
I looked back and found Sora standing on the boardwalk, he smiled at me and waved playfully.
"What're you doing?" I asked.
He shrugged. "I saw you outside my window. I dunno why I was awake, I just saw you walk out of your house and go here."
I turned back to the ocean, as bored as he probably was. "Couldn't sleep, so I just came out here."
"Oh, I get it," he told me. Sora walked closer to me, and put a hand on my shoulder. "It is peaceful out here. I understand why it'd be here you came."
I only nodded, then looked at him. His eyes had bags under them, and I understood he was tired.
"Sora, maybe you should go home and go back to bed," I suggested. He shook his head, but yawned.
"You're so lazy, I understand why know,"
"How come?" Sora asked sleepily.
"You always get up to follow me! You need sleep at night!" He jumped back, startled by home loud I got all the sudden. I giggled at his reaction.
"Oh, no, I'm just naturally lazy," he confessed and smiled.
I rolled my eyes. "Whatever. Maybe I should go to the house. I really do need to sleep…but then again…"
"Then again what?" Sora asked rubbing his eyes.
"Nothing. Nothing at all," I shrugged and jumped off the branch. He looked at me with a confused look but didn't say much. Instead he yawned yet again.
"Come on, let's go home," I demanded, not willing to let him just fall asleep here. Who knows what kind of freaks could come along and take him and do cruel things.
I poked him and led him back to the boats. I didn't want him to go back alone in his own boat, he could have fallen asleep and drifted somewhere else, so I took him back in mine. I led him around everywhere, back to his, back to his bed, back to sleep. I jumped out the window with the trellis under it, not really jumping, but you know. I went to my house, small, blue on the outside, only holding room for a bedroom that was only able to hold a bed and dresser, a bathroom that was the size of a supply closet, and a living area that had a kitchen area off to the side and a tv and a couch off to the other side of the room. Yeah, I live alone, if you can't tell. My family wouldn't be able to fit in here if we all lived here. Even though it was only me, my mother and father. There would be to much fighting, one of us would have to sleep outside.
They're dead now. I'm an orphan. But, maybe it's for the best. Just because…I don't know.
Nobody here really knows I exist. I mean, I hang out with Sora and Riku, when I can. Usually Kairi's with them, and she feels that if I hang out with them things will get strained. She doesn't really hate me, she just doesn't really want to hang out with anyone else but the friends she has. If Selphie, Tidus, and Wakka know who I am they seriously hate me or just ignore me. I don't care anyway. I didn't come here for friends. I came here to get over things.
It was raining now. I pulled my hood over my hair and ran to the door, opened it and ran in. The house wasn't much warmer. I pulled my soaking wet jacket off and flung it on the couch, then went back to my room. I flung myself onto the bed and let my breathing regulate . The moon lit my room, and the sound of the rain was soothing, I wanted to drift off again, but I refused the offer sleep gave me. Instead I pulled my sketchpad out from under the bed and started to draw something. It was darkness, but it had a type of pattern in it that was mesmerizing.
I continued to draw that darkness, until sleep finally got hold of me and took me under.
I woke up the next day to a blinding light in my eyes. I sat up quickly, rubbing my eyes until the light wasn't so bad anymore. Of course it was only the sun coming in from the window. I got up and walked to the bathroom, took my shower, and changed my clothes. A grey shirt that was ripped around the edges, black pants, and black boots. A usual outfit you might see me in, despite living on an island, it wasn't always one hundred degrees out. Mostly, it only reached around the seventies or eighties.
I walked outside, tired of the inside, to find that it wasn't raining anymore. Sora passed with Riku and Kairi. Riku of course waved, he was always nice enough to do that, but when Kairi caught sight of this she pulled his arm down and started talking. Sora saw me and gave me a sympathetic look that said 'I'm sorry,' but I only nodded. Each time he saw me like this he would do that, so I was used to it.
I sighed and walked away from the porch, toward my boat. My sketchpad was in one of my hands and in the other was my pencils. I was going to the same place as the others, but I would just avoid them of course, and just go somewhere quiet and draw.
I rowed my boat out there and tied it next to Sora's, and unfortunately, Kairi saw my walking around the island and she ran toward me.
"Oh, um hey," She said, forcing a smile. "What are you doing here?"
"It's okay Kairi, I'm only drawing," I whispered. "I'm not going to bother you."
"I don't mind if you come hang out with us," she said shrugging a bit. "I mean, once in a while, if that's it."
"Don't worry about it, I didn't come to hang out with you guys, no offence." I smiled at me.
"Oh, okay," Kairi gave me a small smile back, then walked off, back to Sora and Riku.
I walked into the Secret Place, (not so secret) and just drew whatever came to mind. It was nothing special, not one of my better drawings, but I didn't care. That was when Sora came into the cave.
"You okay?" he asked. "Kairi told us you seemed distant."
I nodded. "I'm really tired. I'm probably got about two hours of sleep last night."
"That's why you sleep during the night," Sora teased.
I scoffed. "Why aren't you with Kairi?"
He stared at me sadly. "She's waiting for me with Riku. We were going to go home when I told her I was going to come tell you bye." Sora smirked. "I'd better get back though, I'll try and see you tomorrow, or tonight, if you have another nightmare," He stood up and started to walk away, when he stopped. "Oh yeah, and Riku said he'll have his window opened to if you want to come to either him or me." When I nodded, he walked away from me and out to the beach again.
I finished my drawing and went back to my own boat, and went back to the island. I opened my door, which I had forgotten to lock, as stupid as I am I never forget to lock my door. I dropped my sketchpad onto my bed when I made it to my room. After that, I went back to the kitchen/living room and tried to find something in the fridge to eat, and cam up with nothing, even the pantry had nothing I felt like eating, so I was pretty screwed at the moment.
I fell onto the couch, wanting to talk to Sora, but at the same time I still didn't want to.
I fell asleep there, not caring about dreams or anything at that point.
When I woke again it was dark outside, despite the clock saying five o'clock. The sun never went down before nine. I stood up and walked over to the window, jus to make sure I wasn't dreaming.
This time I knew I wasn't.
I ran out of my house, the wind blowing my hair from my face. I ran to Sora's and was about to climb the trellis but I noticed the door was swinging open. I went in that way and called for him, but his house was empty of people. I went back out and heard so many people screaming, then the screaming suddenly stopped and I looked around. The sky was purplish, and I'm not talking about a pleasant purple, I mean creepy. I called for Sora and Riku one last time, when pain came in the back of my head.
I collapsed, the world turning black around me.
Okay, first off, thanks to the person who reviewed and told me all the flaws and stuff, that was awesome of you to take time to do that.
I think my spell check is messed up, but I tried to fix what I could find. ;) Thanks for the tips!


text:
Incoming Fire… Take Evasive Action!
Divert Power To Shields And Launch Fighters!
Alpha Strike is a fast paced card game of tactical combat in deep space. Players take on the role of starship captains, managing power levels to keep their ship combat ready while utilizing their ships capabilities to defend themselves and unleash devastating attacks upon their opponents.
Bombard your opponent with ballistic weapons overwhelming their point defense systems, keep them busy with fighter strikes while powering up your spinal mount lasers or out maneuver your enemies attacks while preparing a devastating alpha strike! All this and more await you in Alpha Strike!
Alpha Strike comes complete with everything needed to play including starship control panels, a Combat Deck, Markers, and rules for two player duels and multi-


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10 Ways to Include Toddlers and Preschoolers in the Gardenby Ann Timm
By Leigh Ann Dutton, Contributing Writer Being in my garden is one of my favorite things to do. I love the smell of fresh dirt and feeling the mist from the water hose as I spray my vegetables on a hot... Read More
How I Overcame My Obsession with Paper Productsby Hilary Bernstein
By Hilary Bernstein, Contributing Writer It's safe to say that until a couple years ago, I had an obsession with paper products. As I cleaned my home, I HAD to use paper towels. Paper towels for my windows, paper towels for my... Read More
Serving Up the Autumn Harvest with an Apple Crumbleby Ann Timm
By Contributing Writer, Michele of Frugal Granola Have you savored the seasonal joy of an autumn harvest as a family yet this year? Here in the Pacific Northwest, fruit trees abound. Festivals at orchards or plant nurseries frequently offer an... Read More
Homesteading in Suburbia – Five Easy Ways!by Visiting Contributor
Guest Post by Scott Morefield Rolling pastures in the middle of nowhere. A silo shading a barn full of dairy cows. Chickens clucking in the yard. A gigantic garden guarded by an imposing scarecrow, just a bit higher than the... Read More
Gardening Tips for Beginners: Resources to Help You Dive Into Gardening With Courage!by Ann Timm
By Beth Ricci, Contributing Writer I am not a gardener. I feel that in order to gain that title, one must successfully keep a plant alive for more than a month. Ahem. It's, uh, on my bucket list... If grocery... Read More
How to Make an Herbal Wreathby Ann Timm
Written by Stacy Karen, Contributing Writer My mother-in-law is very talented when it comes to arranging flowers and making wreaths. I've admired her skills for years, but never ventured into wreath-making myself because I thought it was too difficult or... Read More
Teach Your Child to Love Vegetables: Gardening with Childrenby Ann Timm
By Diana, Contributing Writer I'm always so excited to share a bit about my passions here at Keeper of the Home. Recently, I've enjoyed sharing a couple of posts on budgeting in real food and cooking with seasonal vegetables that both... Read More
Could you have a farm… in your own backyard?by Ann Timm
About 5 years ago, I first stumbled upon the "homegrown revolution" and the idea that it was not only possible, but liberating to be able to grow one's own food. From that first spark, my backyard gardening attempts have continually... Read More
From Cube to Farm: Surviving and Thriving as a Stay-at-Home Momby Ann Timm
Guest post written by Heather Bryant Once upon a time I used to wear a suit to work. Each morning I would plod through a labyrinth of cubicles to my lowly station where I would sit for hours on end... Read More
Backyard Chicken Challengesby Ann Timm
Written by Sharon Kaufman, Contributing Writer It's been about about 2 1/2 years since my husband and I - inexperienced as we are - first took on the hobby of keeping backyard chickens; and what a joy it's been. But... Read More
Plan & Plant Now for Sustainability, Freedom, and a Backyard Revolutionby Ann Timm
I am not an expert gardener and have only spent the last few years taking a stab at preserving what we eat and eating what we preserve. Every year, though, I grow more and more excited because every year we... Read More
How to Plan Your Gardenby Ann Timm
[caption id="attachment_10002" align="alignnone" width="518" caption="From my own garden plans, two of my raised beds with plans for greens, carrots, cabbage, cauliflower and broccoli."][/caption] In our Gardening 101 series, we've talked about a lot of different things so far... how to... Read More
How to Plant a Garden That Works for Where You Liveby Ann Timm
When I first began, I suppose I had this idea that gardening was the same everywhere... you dug up some dirt, put in seeds, fertilized and pulled some weeds, then enjoyed a harvest. A little naive (or maybe just hopeful),... Read More
Beekeeping 101: Let's Get it Startedby Visiting Contributor
Guest Post by Kate Ferry A few weeks ago, I introduced myself and talked about my past experience with beekeeping in a post titled "Beekeeping: A matter of the heart". The response was quite welcoming and many people were interested... Read More
Preserving Summer's Bounty: Recipes and Tutorials to Keep You Busy Until Thanksgivingby Ann Timm
Preserving season is in full swing! I've taken a brief break from it myself the past couple of weeks, after a busy bout of preserving in July. Now it's time to jump back in with both feet, as I get... Read More
Beekeeping: A Matter of the Heartby Visiting Contributor
Guest Post by Kate Ferry A few years ago, the Ferry family experienced a traumatic death. We lost all our girls. During the winter, approximately 50,000 honeybees vanished from my backyard. They went into hibernation after Halloween and never woke... Read More
Explore the Keeper of the Home CollectionHomemade/DIY Real Food Healthy Living For Women Keeping the Home Family Life Do It Yourself Natural Remedies Recipes
Have a Question? Ask Ann!


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Ventive F
Passive Ventilation with Heat Recovery (PVHR) is driven by two natural forces – Air Buoyancy and Wind. Ventive F naturally removes stale air from every room and supplies fresh, pre-warmed air into the house via a central duct and a supply grill located in the ground floor hallway or communal area.
The large heat exchanger is designed specifically for low airflow resistance and ensures a continuous supply of fresh air with minimum heat loss or the running costs normally associated with ventilation.
Besides the health benefits of fresh air, Ventive F will save up to 4,000kWh of heat and 200kWh of electricity per annum.
Contact us today for more information or read up on our case studies here.
Features & Benefits
- Free to use no electricity costs
- Continuous supply of fresh air
- Up to 90% heat recovery
- Simple installation
- No electrical connections
- No moving parts to maintain
- No fans or fan related noise
- No requirement for trickle vents
- No filters to replace
- Optional summer bypass
- Optional night time cooling
- Ventive F: whole house PVHR system
- Ventive FB: with additional summer bypass
- Ventive FB+: with bypass and night time purge
To find out more about Whole House Passive Ventilation, contact the Ventive team today. For project examples, download our case studies here.


text:
Results 1 to 2 of 2
Thread: DB2 SQL Query
10-25-10, 04:55 #1Registered User
- Join Date
- Feb 2010
- Posts
- 9
Unanswered: DB2 SQL Query
Previously I used this query to find the free space left on OS for each of my tablespaces -
db2 "select FSFreeSizeKB from (select distinct SUM(FS_TOTAL_SIZE_KB)-SUM(FS_USED_SIZE_KB) FSFreeSizeKB from SYSIBMADM.CONTAINER_UTILIZATION where TBSP_NAME = 'USERSPACE1' AND ACCESSIBLE = 1 group by FS_ID, CONTAINER_ID, DBPARTITIONNUM) TotalFSFreeSizeKB"
The above query gives OS free space for each tablespace separately as we use the where clause.
I have modified the above query to get the results for all tablespaces by excluding the where clause as shown -
select TBSP_NAME, sum(distinct FS_TOTAL_SIZE_KB) - sum(distinct FS_USED_SIZE_KB) result from SYSIBMADM.CONTAINER_UTILIZATION where ACCESSIBLE = 1 group by TBSP_NAME
Now my question is if I have 2 tablespace containers on C and D drive whose total size is 10GB each then in that case it would consider only one of the drive total space because of the distinct clause. How can I avoid this?
I am using the distinct clause as there could be more than 2 containers on C drive in that case it should consider total space on C drive once.
10-26-10, 01:01 #2:-)
Provided Answers: 1
- Join Date
- Jun 2003
- Location
- Toronto, Canada
- Posts
- 5,516
I think this is a wrong use of DISTINCT. Consider using GROUP BY instead.


text:
Saturday, 11 June 2011
….and the winner is……..
The weather is P-E-R-F-E-C-T for sewing this weekend…..windy, cold and wet…..just miserable….but absolutely perfect for stitching….so guess what I'm doing this long Queen's Birthday weekend??? stitching….. ….and quilting…… …and anything else that takes my fancy!!!! Perhaps snuggling up in the quilts with the rain beating on the roof, hot cup of coffee and a good book!……maybe one of the Sophie Kinsella ones I borrowed from the library this week!!! Which reminds me……I've joined with Mr RNG to draw the winner of the PIF giveaway, and after he'd shuffled the numbers, the winner is……………. True Random Number Generator Min: 1 Max: 14 Result: 14 Powered by RANDOM.ORG and who might that be???? Number 14 is….. Fiona has left a new comment on your post "Birthdays and a PIF Giveaway": Wow look at all of those goodies - You deserve to be spoilt. That book sounds like a real barrel of laughs - Some good light hearted humour - We can all do with that in our lives :) Hugs - Fee XX CONGRATULATIONS FEE!!!!! You're going to love this book and yep, there is lots of light hearted humour….a definite bright spot in these wintery days! I'll email you for details of your snail mail so I can P.I.F.…..and thank you to everyone else for entering……I can highly recommend the read if you get the chance!!!! Now….off for that coffee and book and a little bit of stitching!!!! Sugary hugs Wendy :0)
4 comments:
- Narelle said...
Congratualtions Fiona!
I'll have to try again once it's your turn to PIF :)
A hot drink, stitching and staying warm sounds great to me ... I've started knitting another scarf if I can get my fingers to work.
- 11 June 2011 at 09:56
- Allie said...
I love stitching when it's chilly, just as much as I love curling up with a good book under a cozy quilt. Enjoy, girl, and congrats to Fee!
- 11 June 2011 at 14:10
- Maria said...
Enjoy snuggling up under a quilt and stitching. One of the best ways to pass the time when it's wet.
- 11 June 2011 at 18:56
- Dawn said...
Oh Fee you'll love it...its so funny...I still laugh when I think of that book... he he... keep warm sweets.... its freezing here too... and will be tomorrow at 6am when I hit the fruit and vege market...BRR BRR
Hugs Dawn x x x
- 12 June 2011 at 00:18
Subscribe to: Post Comments (Atom)


text:
Hong Kong, China (PressExposure) December 16, 2009 -- SnowFox Software intended to launch its first software product â SnowFox DVD & Video Converter 22.214.171.124 for the coming Christmas.
SnowFox DVD & Video converter is a professional application for converting home DVD and video to any other format which is compatible with all the portable devices, such as iPod, iPhone, BlackBerry, PSP etc.
Whatâs the competitive advantage? As the competition of the media converter is too huge, how can SnowFox DVD & Video Converter grasp that button? âWe have to admit as the new software, we canât ensure it provides advanced feature for users, but we can sure the speed of the conversion and the output quality can deserve you to give a thumb up!â said the developer of SnowFox Software.
Any Christmas sales deal? SnowFox is launched during the Christmas time. The promotion will be launched at the same time. For the different period, there is different discount, and the lowest discount is started from 50%, for more details: http://www.snowfoxsoft.com


text:
Home l
Free Templates l
Template Instructions l
eBay Tutorials
JOMA on eBay l My Portfolio
Welcome to Justonemoreanimation's FREE animation place. Now
you can get your free graphics, animations, and more to customize your auction
templates. Or, use them on your blogs, websites, myspace, twitter, and anywhere
else. Please Note that some pages may take a few moments to load due to
the animations on that page.
Some graphics have been sought out from other sites offering them completely
free. Therefore I also offer them completely free as they are not originally
mine to keep. I can not guarantee that the places I received the graphics from
did not break any copyright laws. I strongly recommend not selling any of these
graphics by any means. All I ask is that you PLEASE save them to your computer
or to your web hosting site. If you are in need of a good FREE web hosting site,
may I recommend PHOTOBUCKET. They are free, easy to use and will store A LOT.
justonemoreanimation.com © 2007-2011 all rights reserved


text:
Glasgow bin lorry crash driver Harry Clarke 'not lying or deceitful'
The driver of the bin lorry that killed six people in Glasgow just before Christmas did not set out to "inflict such unimaginable loss", an inquiry has heard on the day that it closed.
Harry Clarke, 58, lost consciousness at the wheel of the truck on December 22 last year.
His lawyer told the fatal accident inquiry at Glasgow Sheriff Court that Mr Clarke "is not a lying or deceitful man".
"He is a very ordinary man who has the failings of ordinary men," Paul Reid QC said. "He will carry this with him for the rest of his days."
Mr Reid made the submission shortly before Sheriff John Beckett brought the inquiry to a close, advising that he would endeavour to issue a written determination by January.
As the inquiry ended, Lord Advocate Frank Mulholland QC defended the decision not to prosecute Mr Clarke, stating he has ''no doubt that the decision was the correct one in law''.
When called to give evidence to the inquiry, Mr Clarke repeatedly refused to answer questions about a previous blackout in 2010 as he could still face a rare private prosecution led by the family one of the victims, Jacqueline Morton.
Ms Morton, 51, from Glasgow, was killed along with Stephenie Tait, 29, also from Glasgow, and Gillian Ewing, 52, from Edinburgh.
Erin McQuade, 18, and her grandparents Jack Sweeney, 68, and Lorraine Sweeney, 69, from Dumbarton, West Dunbartonshire, also died as the lorry driven by Mr Clarke veered out of control during a routine rubbish collection.
A statement read outside the court on behalf of the Morton family said: "The family feel that the answers that Mr Clarke could not give can be found in the evidence given by the other witnesses and documents laid before the inquiry.
''The inquiry has highlighted weaknesses in the system that makes it too easy for an individual to obtain and retain a driving licence when they are not fit to drive contrary to public safety.
"The actions of an individual cannot be allowed to lead to a tragedy on such a scale again."
The inquiry had previously heard evidence that he had a history of dizzy spells and fainting which he failed to disclose to the DVLA and on job application forms.
These included an incident in 2010 when Mr Clarke, who was working for First Bus at the time, was said to have blacked out while at the wheel of stationary bus.
Mr Reid said it had been his client's intention to answer any questions put to him at the inquiry until the ''theoretical'' prospect of a private prosecution ''became a reality''.
He said descriptions of Mr Clarke as "selfish or a coward" were "unfair".
When appearing at the inquiry, he was told by one lawyer that the tragedy was ''all your fault''. The accusation was ''unfair and unfounded'', Mr Reid said.
He said Mr Clarke had never been told by any medical professional prior to December 2014 that his medical history made him unfit to drive.
Mr Reid said: ''No indication was ever given to Mr Clarke to notify a medical condition to the DVLA. It was reasonable for him to rely on the doctors in that regard.
''To suggest that Mr Clarke should have known that he was unfit to drive because of his medical history has no basis in fact.''
Mr Reid added that it was ''simply incredible'' to suggest that his client had tried to ''cover up'' his medical history.
As he brought the inquiry to a close, Sheriff Beckett made it clear that he did not want to pre-judge his determination, but he said: "It may be the single most important outcome of inquiry could be to highlight the danger of driving with a medical condition that makes you unfit."
He said he hoped that all bus, lorry and professional drivers will now "reflect on their fitness to drive" and inform the DVLA of health issues.
"It may be that the tragic events will motivate all drivers, doctors and employers of drivers to make themselves aware of the DVLA guidance," the Sheriff said.
He also praised the families of the victims who attended court for their "composure and dignity" throughout the inquiry.
On the first day of the inquiry, CCTV footage of the crash was shown.
Sheriff Beckett said: "No-one who saw that film will ever forget the horror of those dreadful events as they unfolded.
"I repeat my personal expression of sympathy to the families of the victims and offer my condolences. It cannot have been easy to listen to much of what we have heard.
"Those in court maintained composure and dignity. I pay tribute to the way you have conducted yourselves."
He said he did "not intend to rush to judgement", stating the evidence heard required and deserved careful assessment.
Sheriff Beckett said he did not expect to issue his determination in less than two months, but he would endeavour to do so by January at the latest.