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FinTech Collaboration – Bet your job on it
FIs have complex, expensive and rigid IT environments and processes. They live in a poorly integrated batch world while their customers have moved on to a real time – always-on commerce model that they are challenged to support. If it were just as easy as appointing a Chief Innovation/Digital/Cool Dude Officer or establishing a Venture arm we wouldn't still be where we are. Sadly, hard problems rarely have simple solutions. A recent Citigroup report has predicted a reduction in banking staff of 30% over the next decade. This quantifies the urgent pressures financial services firms are facing. We've heard this for years, but this time it is different. Why?
This time it's different…
There are two drastic changes that make this cycle of disruption and innovation different from prior decades.
The customer is in charge. Customer expectations have leaped forward. A new generation of customers, and a few digital savvy older ones, don't visit branches, fill out applications, fax documents, and wait 5-7 business days for anything. They expect an always-on digital experience that helps them to do what THEY want to do. They are not interested in YOUR product. In prior years, while the customer wanted a different experience, they didn't really have any alternatives. Moving from one bank to another was very difficult and often resulted in little more than the color of their plastic changing.
Today, your customers have choices. IT firms, retailers, Telco's, Fintechs and neo-banks are in the fray disrupting banks, siphoning off profitable customers and services, and filling the void between customer expectations and heritage bank products.
Fintech Competition. Fintech firms have raised $7B USD in January of this year alone. The venture capital market is voting that financial services is in need of disruption and customers are voting with their wallets. Firms such as Betterment, Moven, Lending Club and Stripe are disrupting customer acquisition, payments, wellness, investments and loans. Each of these fintechs have established themselves as formidable competition to any bank by innovating and optimizing the processes that customers care about most. This is being done through a counterintuitive change in business, technology, or model. That's the bad news. That's the bet your job news.
Fintech Collaboration. Fintechs provide FIs an opportunity to leapfrog traditional incremental development and deploy digital services better/faster/cheaper with wildly different economics. Chances are, in every strategic process you have today, there are dozens of well-funded Fintech firms focusing on disrupting that process and changing the economics. What happens if they join forces? Ondeck and Chase, Moven and TD are just two examples. Cooperation is enabling the internal disruption that will drive change within an organization, instead of waiting for the disruption to come externally.
The real opportunity is to combine the innovation and unconventional thinking of Fintechs with the reach and resources of traditional financial institutions. In recent research by Cubeyou, when Millennials are asked about relevance, Fintechs like Moven, Gobank and Simple top the list, while the same group rates Chase, American Express and USAA as tops for reach. Collaboration across these dimensions is the key to industry innovation.
A word of caution, the bureaucratic force is strong in FIs. The institutional temptation to either build it or kill it, is the graveyard of many great ideas.
The conservative posture of IT and Risk Management, the vendor hostile orientation of Strategic Sourcing and the Middle Management fear of failure, are a toxic trilogy to thwart real innovation. If you are not failing occasionally, you're not innovating enough. If it takes longer to negotiate the contract and pick a vendor than it does to do the project, you're not moving fast enough. If you find yourself falling back to a product orientation, you're not being new enough. In the endless pursuit of better, faster, cheaper – you'll need to change your behavior to get different results. FinTechs can help.
Want to hear more? Join us at Money 20/20 Europe on Thursday, April 6th, where we will be talking more in depth about FinTech collaboration.
1 in 4 Millennials Are Looking for Financial Advice on Google
Moven Research Reveals the Frustration Behind Americans' Money Woes
It's no secret Americans today are facing a challenging financial landscape and paying close attention to their finances is a priority moving into 2015, but money anxiety and limited resources have them looking for help in all the wrong places. New research from Moven, the first spending app and debit card that provides real-time behavioral feedback and instant receipts to help customers spend smarter, shows that 1 in 6 (17%) Americans are actually turning to the Internet or Google for financial advice. That number is even higher among millennials (ages 18-34), with 1 in 4 (24%) reporting they would seek out advice via Google or the Internet.
Moven commissioned accredited research firm YouGov to study the financial behavior of a representative sample of 1,178 American adults. The findings indicate that money anxiety is causing Americans to actively seek out financial information, but they lack the tools and resources needed to truly be successful. Given the upcoming holiday shopping season its likely many Americans will overspend in the coming months and Moven's research suggests most will be unprepared for the inevitable shock once it's time to pay the bills.
"For most people, sticking to a budget is nearly impossible because monthly expenses never stay the same and unexpected expenses can easily throw consumers off track," said Alex Sion, President of Moven. "In reality, budgets are an outdated way of managing expenses and consumers would be better served finding resources that help them understand how fast they spend and where they are spending. With real-time feedback they can focus more on changing their behavior instead of tediously updating a budget," he added.
Additional key findings from the research include:
Financial Wellness a Concern, But Tools are Sorely Lacking
- Financial wellness is a major concern moving into 2015: Half (50%) of Americans are planning to discuss financial wellness with their families in the next 12 months. This is significantly more than plan to discuss their physical health (46%), career/ the job market (34%), education (26%), or mental health (19%).
- Americans don't think they have what they need to be financially successful in 2015: 1 in 5 (19%) Americans think they would keep a financial resolution in 2015 if they had better resources to do it. 1 in 6 (18%) think that if they had real-time feedback on their spending habits it would help them keep a financial New Year's resolution.
Money Matters When It Comes to Love
- Talking financial wellness could save a romantic relationship: 1 in 4 (26%) of Americans said financial wellness caused the most stress in their relationships. In fact, it was listed as the number one stressor in romantic relationships across all age groups.This was at least doublethe amount of Americans that listed physical health (12%), their career (11%), mental health (10%) and their geographical location (8%) as number one.
Keeping Track is Too Much Work, Especially For Millennials
- Americans don't take budgets seriously: A third of Americans (33%) that keep a budget found it frustrating just because they couldn't stick to it. More than a quarter (26%) were frustrated because it was too stressful or overwhelming. And, in today's digital age, a surprising 1 in 3 (36%) Americans are keeping track of their monthly expenses on a piece of paper.
- Americans would rather someone else do their work: Consumers know they can't keep a budget on their own and are turning to other people or services to track their monthly expenses. Technology is becoming increasingly important in this regard, as almost a quarter of Americans (24%) are relying on services from their bank and 1 in 10 (10%) are relying on a personal finance app.
- Men are lazier than women at keeping budgets: Men and women are both equally terrible budgeters, 23 percent don't keep a budget at all. Men that do keep a budget are more likely to be frustrated with it because they are lazier (22%) than women (19%). Men (11%) that keep budgets are much more likely to keep track of their expenses with a personal finance app than women (8%). More than 1 in 3 women (42%) that keep budgets are actually doing so on a piece of paper, compared to just 31 percent of men.
- Americans are obsessed with checking their bank accounts: Despite the fact they can't stick to their budgets, Americans are trying to monitor their spending. Nearly a quarter (23%) of Americans check their spending accounts once a day or more. 1 in 4 women (24%) check their spending accounts once a day or more, compared to 1 in 5 (21%) of men.
- There's no cure for millennials' financial anxiety: 1 in 11 (19%) millennials check their spending accounts multiple times a day, more than any other age group, but a third of millennials (31%) don't even keep a budget at all. They are most likely to benefit as technology evolves and provides resources beyond just budgeting services for money conscious consumers, yet just 1 in 6 (18%) has turned to a personal finance app to track their monthly expenses.
"Financial health, like physical health, is about understanding your current situation, behaviors and trajectory so that you can make changes to improve your ability to live your life and survive unexpected shocks," said Sion. "The upcoming holiday season is a great time to step back and take stock of your finances and reflect on whether your daily habits and behaviors are empowering or endangering your long term money goals which is much more effective than trying to stick to a budget that's destined to fail," he added
To sign up, visit Moven at www.moven.com or download the Moven app on Itunes or Google Play.
Connect with us on Twitter @getMoven.
Research Methodology
Moven commissioned accredited research agency YouGov Plc to poll the views of a representative sample of 1,178 U.S. adults. Fieldwork was undertaken between October 24-27, 2014. The figures have been weighted and are representative of all U.S. adults (aged 18+). The research was carried out online.
Moven Completes A Round
Today while presenting at Wired Money in the UK, I proudly announced the closing of Moven's Series A Investment round.
Led by SBT Venture Capital, this $8m raise included Route 66 Ventures, Standard Bank, and a few new angels. We are excited to welcome each of them to the Moven family and thank them for their investment in our mission to reinvent banking.
We would also like to thank Anthemis Group, our Seed round lead who also chose to participate in this raise. Their appetite for continued funding is a strong vote of confidence that all of us at Moven deeply appreciate.
Finally, we would like to recognize the Santerre Group, Kevin Plank from Under Armour, our NY Angel investors, and Jim Pallotta from Raptor Group for their stellar support throughout our Seed round and initial product development. We certainly would not have made it this far without them.
As many of you know, Moven has been in launch phase for less than a year, only recently exiting our Beta invite process in March of 2014 and opening up our service to the public. In that brief time Moven has become one of the most watched new brands in the global banking sector. Our work has been cited by Wired, AT Kearney, American Banker, Accenture, Forrester, EFMA and many others as a potential model for the future of banking.
While many "neo-banking" competitors' initial product launches required $10m to $300m to execute, we are proud to say that the Moven team was able to launch what Techcrunch described as a, "feature set (that) is notable, and in some cases even tops that of…other more modern mobile banking/payments apps" with only $4.5m in spend. With $8m more in capital to invest, we believe that we will continue to generate significant progress with effective, strategic use of that investment.
For now Moven's objectives are clear. First is to invest in the product and create the defining benchmark for the 'downloadable smart bank account' category in the US. With this new funding Moven can now fully capitalize on the hundreds of thousands of prospects and emails built over the last few months. And we can continue to invest in ground-breaking features and tools that will redefine the banking experience for every one of our users.
Second, is to exclusively align with strategic partners in other parts of the world to integrate the Moven app with their basic banking experiences. We have always envisioned the disruptive change occurring in retail banking as a global phenomenon. We will now be moving forward with a number of international partnership agreements that will give us presence on three continents while creating new revenue opportunities. You'll be hearing a lot more from us about these partnerships and launches in the coming months.
It's hard to believe that it's been only 18 months since our initial funding, but if our accomplishments to date have been any indication then the journey has only just begun. We believe that in short order millions of customers will be using our app each day to help them spend, save and live smarter.
Thank you for your incredible support thus far and remember to keep on Moven!
– Brett King
Moven Info-graphic: How Much Should You Spend on Housing?
When it comes to renting or buying, having the right insights can make a huge difference to your financial health. At Moven, we've come up with a number of rules of thumb and key insights to help you make smarter financial decisions.
1. First, your monthly housing cost – rent/mortgage, utilities, maintenance – should be less than 1/3 of your income. Simply divide your annual income by 40 and use that amount as your maximum.
2. Second, consider buying a home only if you plan on keeping for at least 7 to 10 years. That's about the a typical economic cycle; anything less and you risk losing your money to broker and bank fees.
3. Next, look for a property where it's price to rent ratio is comparable to the neighborhood average. To find the price to rent ratio, simply divide the purchase price by the annual cost to rent the same property (or one like it).
4. If you live in a pricey city, try to keep your housing spend in line with your peers. Spending less than a third of your income on housing may be harder in bigger cities, but don't let yourself become house rich and cash poor!
5. When buying a home, be conservative with your expectations of its future value. Think of your home as a way to protect rather than grow wealth. Remember that home prices don't typically increase that much more than the rate of inflation.
6. Take advantage of the current low rates, but do so responsibly by putting 20% down and having 10% set aside. Buying a home often has many unforeseen expenses, so be sure to have a buffer.
Check out the info-graphic below for more details and be sure to join the conversation on Facebook and Twitter!
Our Live Rich, Spend Smart Winner
Moven is proud to announce the winner of our "Live Rich, Spend Smart" 2014 contest: Jill Kathan.
During the month of January Moven received submissions that resulted in thousands of shares and reached over 3 million people all over the U.S. about how they make smarter spending decisions to live rich each and every day. Many of the stories were inspiring, but one stood out the most.
Detroit is a city under siege. The recent financial crisis has had a devastating impact as auto manufacturers shuttered factories, banks foreclosed on homes, and the city even filed for bankruptcy.
Despite all this, it is still a city full of hope. There are many who still call it home and remain steadfast in their belief that Detroit will rise again. Among these is our winner, Jill Kathan.
A graduate of Michigan State, she served her city for seven years as an elementary school teacher. After marrying her sweetheart and having their first child, she chose to stay home with her daughter, Kelsey Anne. But that hasn't kept her from volunteering at her daughter's school whenever she can and keeping a strong network of friends and family around her.
Being a stay-at-home mom was part of Jill's live rich and spend smart mentality. Switching from a dual to a single income household meant a tighter budget, but more time together as a family.
Jill and her husband met the challenge to live rich and spend smart in three ways.
Honoring the Future
Jill and her husband are always thinking about their future selves. Whether buying their first home, saving up for a dream car, or planning for retirement, every dollar was given a purpose. Together they have a clear set of long term goals that helps define how they spend day to day.
"When you plan, it's easier to save," she says. "We have a family budget and know what we're going to spend and not spend. We have even started planning ahead for Christmas!"
Managing Money Hand in Hand
For any of their plans to succeed, Jill and her husband practice another spend smart, live rich principle: managing their money hand in hand. The two of them are in constant communication about their spending choices. With a clear vision of their shared future together, they almost never fight and find that working so closely together keeps their marriage strong.
"I am very communicative with my husband about money. Both of us always know what is going on with our money since we're both equal partners in this," Jill states.
Choosing Gratitude over Debt
The final piece of Jill's approach to living rich and spending smart is to always choose gratitude over debt. Any budget, no matter how rich, always has its limits. And it's always tempting to choose debt over making difficult choices. Jill and her husband have found that practicing gratitude for what they have, rather than obsessing over what they can't afford has helped them maintain their financial health. They almost exclusively use debit cards and only buy what they can afford.
And now that her six-and-a-half year old daughter is old enough for an allowance, Jill is passing on her philosophies to her as well.
"Not only am I not living with debt, but I am teaching my daughter the importance of money. She knows she can't have something if she doesn't have the money for it in her piggy bank," says Jill.
So join us in congratulating Jill and her family for living rich and spending smart. You'll be hearing more about her and other contestants. We hope that they are an inspiration and help you reflect on the many ways that you can live rich and spend smart!
A big thank you to our partners David Bach, Wisebread, GoGirlFinance, Phroogal, Rockstar Finance, and MoneyDesktop for their support.
What are David Bach's tips on how to live rich? Watch them here!
Join Us and David Bach for #SpendSmart
Join us and David Bach, 9 time New York Times best-selling author and financial expert, for our #SpendSmart Twitter chat on Tuesday 2/4!
Living rich does not mean mindless spending. 2014 is about getting back on track and making smart spending decisions! To wrap up our Live Rich, Spend Smart contest, we will be discussing with our winners and participants their stories about how to live rich and spend smart in 2014.
Chat participants will have the opportunity to win $50 and $100 in a Moven account, so be sure to chat with us on 2/4 at 2pm EST!
Chat Details
When: February 4, 2014
Time: 2:00pm EST
Hosted by: @getMoven and@AuthorDavidBach
With our partners @Wisebread, @GoGirlFinance, @RockstarFinance, @Phroogal, & @MoneyDesktop
Hashtag: #SpendSmart
RSVP Required to Win Prizes
RSVP below to be eligible to win prizes.
Winners will be picked at random using random.org and will be announced during the party. You will receive a Direct Message requesting your contact and mailing information.
Chat with you all soon!
Meet Carrie, NY Money Coach
Moven is thrilled to announce we will be working with Carrie Birgbauer of NY Money Coach, an educator and certified holistic money coach! Carrie will be supporting our Live Spend and Spend Smart contest and providing money coaching consultations to our winners. Carrie is an accomplished money coach whose feedback and insights have been invaluable to Moven.
In a recent interview with Carrie, she shared her passion for financial wellness and how she's mastered her practice over the years.
Carrie: I've been a certified money coach for 4 years and an educator for 17 years. I typically work with process-oriented professionals who want to master the art of personal finance as the path to fulfilling their deepest goals and desires. I work with individuals and couples, celebrities and everyday people, who want to create a healthy and sustainable relationship with money. Money coaching is particularly effective for people who want to increase their consciousness about money, have come into sudden money or are in transition: moving in, changing careers, getting married, getting divorced, or having a baby.
Carrie: Pay your credit cards off in full on the 30th of every month – this is essential for capturing and managing each month's spending. How you relate with money is how you relate with life. A monthly budget is sustainable only if you include an average of your periodic (anticipated non-monthly) expenses.
Carrie: I live rich by practicing gratitude and seeing all of the gifts in my life. I tell my loved ones why I love and appreciate them. I share with my clients what a pleasure and honor it is to work with them and I take time to breathe deeply. I plan to spend smart with financial wellness and accountability tools like a cash tracking app, Moven and the Money Minder. I use a proactive planning method for my spending, saving and earning and then stay connected to my money on a daily basis to see how I'm doing. Forward planning is much more effective that rearview mirror accounting at the end of the month – this way there is time throughout the month and year to make any necessary changes.
Carrie Birgbauer, MA, CYI
Save More and Spend Less
Saving money has always been an important factor for maintaining your finances, irrespective of who you are and where you are. Saving more money is important than spending it. Improve your knowledge on finances and start saving more than what you have been saying till date. Make a plan as to how much you would want to save within the time you are going to retire.
What are the strategies you need to follow so that you can save more than the amount you spend every month?


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Norah Kell
Listed by Kell And Company
Plenty of space and comfort in this 4 BR/3 BTH Colchester home. Wonderful open floor plan that can accommodate everyone's needs. The main floor features hardwood floors, formal living area with gas fireplace, eat-in kitchen with island and four season sun room with attached deck. Large master bedroom with private bath plus an additional bedroom and full bath complete the main floor. The lower level features a large family room with new carpet and paint throughout. There are also an additional two bedrooms, office area, 3/4 bath and laundry room. This home has been very well maintained by it's original owners. Detached two car garage with second story. Great opportunity in a fabulous Colchester location. Close to Airport Park, the Causeway and Bike Path.
Date Showings Begin:
Delayed Showing: Unknown

subset: commoncrawl


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Staff go extra mile for cancer mum school run
A CANCER-STRICKEN mother denied emergency transport by a council is being helped with the school run by a rota of teachers – including the headmaster.
Katie Parker with Phoebe and Marshall
Mother-of-two Katie Parker is unable to drive following surgery to remove her breasts and ovaries.
Despite her predicament, council chiefs told her she did not qualify for emergency transport because she was just outside the catchment area for her son's school.
But staff at Stoke Damerel primary in Plymouth, including head Richard Marsh, made a rota to take Katie's seven-year-old son Marshall, who is autistic, to school. The staff are also taking his fouryear- old sister Phoebe to nursery.
"If it wasn't for the teachers, I don't know what we'd do," said Katie, 27. "They are amazing."
She was told in January last year that a 50p-sized lump in her breast was cancerous. In November, she was told she had the BCRA2 gene, so it is likely the disease will return.
After having a mastectomy, chemotherapy, radiotherapy and hormone therapy, Katie had her other breast and ovaries removed on Monday. Katie's fiance Martin Roberts, 31, a welder, injured his foot at work and can't drive or walk.
"The school put in the application for transport a week before the operation," said Katie. "They were sure we'd get it." But she was told on Saturday that she did not qualify.
"They said if Marshall was at a special school for autism he would get the transport," she said.
A Plymouth City Council spokesman said: "Ms Parker has been told that she can appeal. The council's original decision was made before her partner broke his foot."


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Chapter 16 : Sectumsempra
|Rating: Mature
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James was finding it hard to forget about it. Nevertheless, his thoughts could not linger on kidnappings because the seventh-years were forced to revise for their exams, which seemed to be a lot nearer than any of them had anticipated.
Meanwhile, in the school, rumours were flying around about the possible closure of the school in light of the recent events.
Rumour has it, Mary told her and Marlene one day, that Dumbledores being pressured by the Ministry to keep the school open. Give the parents hope and that.
But apparently, Dumbledore thinks it isnt safe and that the students should just go home, especially after everything thats happened. Even the Ministry cant stop Dumbledore closing the school for the next year, at least. That is probably whats going to happen.
However, despite the gossip about Hogwarts closing, it remained open, and true to Marys words, Dumbledore did express his concern to the students in Hogwarts, urging them to be extra vigilant.
These are dark and troubled times, he told them gravely during dinner one day. I implore you to remain cautious, and above all, keep to your common rooms after hours. I cannot stress enough about how important this is. It is imperative that you keep safe. The older students, he said, peering at the fifth-, sixth- and seventh-years sitting at the Gryffindor table, should do their utmost to protect the younger ones, particularly the first-years. Prefects, I know you have exams but the younger students are still your responsibility, especially when you are in your common rooms. So please, be careful and if you see anything strange, anything at all, report it immediately to a teacher. If possible, come to me. Thank you very much.
It seemed that the students were taking their headmasters words to heart; now, when James and Lily patrolled three nights a week, there was rarely anyone out of bounds. Even the Slytherins appeared to have heeded Dumbledores instructions, and for that, James and Lily were grateful, because, as the exams loomed nearer, they barely had any time to spend together, let alone chase potential child abductors.
Many of the fifth- and seventh-years were now spending all of their spare time with their noses in books they were trying to cram in as much revision as possible. Madam Pomfrey had already dealt with a dozen students who needed Calming Draughts after having panic attacks about their OWLs or NEWTs.
On the other hand, Lily surprisingly enough was relatively well-prepared compared to most of her fellow seventh-years. She had a revision timetable and she stuck to it; she also managed to include other commitments, like spending time with James. Often, she, James, Remus, Sirius, Peter, Marlene and Mary would revise together, and Lily found it easier to explain something to the rest of the group, especially since she also learnt from what she was saying.
The day before the exams, Lily, Mary and Marlene were heading to the library, intending to have a full-blown revision session ready for their first exam the next day: Charms. It was probably the one Lily felt most confident about, although she did not dare say this for fear of jinxing her results.
They entered the library, which was full to the brim with students; the only sounds were feverish mutterings, quills scratching, pages turning and books being dropped on the floor, followed by vehement swearing.
This is useless, Marlene whispered. We wont be able to get a table here.
Hold on, Lily muttered. Lets go to the back therell be more tables there. Don't worry.
She led the way towards the back end of the library, just past the Restricted Section. It was already dark due to the lack of windows there but also because of the dark shadow the Restricted Section shelves cast upon the corners of the room. Nevertheless, Mary spotted a few empty tables at the very end of the library.
However, before they could reach them, there was a loud cry coming from one of the corners. Lily immediately veered to the left, where the source of the sound was, and squinted in the darkness, unable to see properly until Marlene muttered, Lumos. A beam of light fell on the opposite wall and Marlene pointed it directly at where the noise seemed to be coming from.
Diana Williams was there, grabbing hold of Zoey Rai, who, they saw in horror, was bleeding heavily from her head, her eyes unfocused as she lolled on Dianas lap.
GET HELP! Diana screamed. Lily turned around but Mary had beaten her to it; she ran as fast as she could towards the entrance, causing many other students to drop their books. Madam Pince, who had been prowling in the Restricted Section, came up to them with a disapproving look on her face.
Excuse me, this is a library, not a Quidditch pitch, girls, so keep your voices down. Especially you, Miss Evans you're Head Girl completely ignoring irresponsible and disruptive beha
Shes bleeding, Madam Pince, Marlene interrupted, as at last she found her voice.
Merlins beard, whispered Madam Pince, her tone changing immediately. She bent down next to Zoey and murmured a spell which staunched the blood flow just as they heard the sound of Madam Pomfreys hurried footsteps, with Mary at her heels.
As soon as the matron reached them, she conjured a stretcher and Zoey floated onto it; there was blood all over her shirt and on her hands. Without a word, Madam Pomfrey led Zoey away, completely disregarding the gasps coming from the students in the library. Diana ran after them and Marlene, Mary and Lily watched in silence. Madam Pince waved her wand and Vanished the few drops of blood which had fallen to the floor in Madam Pomfreys haste, shuddering as she did so.
Whats going to happen to her? Diana asked Madam Pomfrey tearfully. The curtains were drawn around Zoeys bed and Madam Pomfrey refused to allow anyone to see her.
The matron shook her head. It is impossible to tell, as of yet. Certainly, there was Dark Magic involved Ive had Professor Frensham look at her, and there is no doubt that the perpetrator knew exactly what he was doing. Professor Dumbledore will be arriving any minute.
But that doesnt mean that that shes going to Diana started, sobbing into her hands.
Nothing is certain as of yet, Madam Pomfrey insisted. Now, Miss Williams, I advise you to leave my hospital wing now. You have an exam tomorrow, don't you?
Diana nodded reluctantly. Two of them, actually.
Then go, Diana, and catch up on some last minute revision. Oh, and while you're at it, Madam Pomfrey added as Diana made to open the doors, tell Miss Evans, Miss MacDonald and Miss McKinnon that theyll be standing outside all night, because no one else is coming in here.
Sure enough, when Diana opened the door, she found Mary, Marlene and Lily, waiting to go in.
Miss Rai will not be having any guests! Madam Pomfrey called to the girls, who had stepped forwards tentatively. Then, thankfully, they turned around, and Madam Pomfrey waved her wand to slam the doors shut. A moment later, and they opened again; Madam Pomfrey sighed and was about to raise her voice again when she was greeted by the kindly face of Albus Dumbledore.
Headmaster! I'm so sorry! she squeaked, realising that she had just shut the door in Dumbledores face.
Not at all, Poppy, replied Dumbledore courteously, waving away her apologies. You merely wanted to ensure privacy for your patient. I understand. Pointing his much longer wand in the direction of the door, he closed and locked it with a squelching sound. The blinds were already down and no one would be able to see or hear anything they shouldnt. With another wave of his wand, the curtains around the bed opened and Diana, surrounded with magical wires and machines, became visible.
The headmaster peered at Diana, his expression one of pity but not revulsion. What is the extent of her injuries?
They are severe, Albus, Madam Pomfrey whispered. The blood had flowed to her brain, even though Madam Pince staunched the bleeding quite quickly. Even without that, this was, most definitely, an act of Dark Magic. Shes in a vegetative state and I doubt she will ever come out of it.
Will St. Mungos...
St. Mungos has enough patients to deal with as it is, and in any case, Albus, I have already contacted the Healers there and told them of the situation. They said that there is nothing left to do. The girl, right now, is as good as dead. Her heart is beating, but her brain is no longer intact.
Dumbledore sighed and Madam Pomfrey continued, I have informed her mother her father has never been around, but Miss Rai knew that he was a wizard from what her Muggle mother told her. What will we do next?
I will be at her house shortly to ask her to come to the school to see her daughter," said Dumbledore. "We will decide what to do from there. What about Miss Williams?
I tried asking her what had happened, Madam Pomfrey explained, but the poor girl was in tears and could barely talk to me properly. The only thing on her mind was what was going to happen to Zoey, and she was so distraught I thought it best not to tell her what is wrong.
A wise decision, Dumbledore commended. Before he could continue, however, they were interrupted by the arrival of Professor McGonagall.
Albus...whats happened? Is Miss Rai all right? Perhaps she can help She broke off at the sight of Zoey on the bed.
Miss Rai is not in a position to be talking to anyone right now, Minerva, the headmaster said quickly. She is in a coma and it is very unlikely she will come out from it.
Three Gryffindors, McGonagall breathed. Thats three of my Gryffindors who have fallen prey to this murderer! Albus, we must close the school. There is nothing else to it.
I agree, Albus, Madam Pomfrey added. I think the parents will also support you, should you choose to make that decision.
Dumbledore nodded resignedly. I understand, he said. However, I do think we owe it to our students for them to at least sit their exams before we ask them to leave. A few more weeks, surely, cannot be much harm. As well as that, the Minister has made it quite clear that he wishes for Hogwarts to remain open for what is left of the school year.
The Minister is You-Know-Whos
Minerva! Dumbledore said sharply. This is not the time or place to be discussing such things. And even if the Minister did not pass his objections to me, exams cannot possibly be rescheduled at such short notice. It is a legal magical contract you know that, as well as I do, Minerva, having just signed the contract yourself.
Until the exams are over, then, McGonagall said wearily.
The seventh-years had their first NEWT exam the day after Zoey Rais attack. The school was buzzing with the news of another attack, but the news did not create as much fear as the murders did because as far as they knew, Zoeys life was not as risk. Despite this, Diana had a nervous breakdown, mere minutes before the examination, and had to be given a heavy Calming Draught in order for her to be ready for the tests that day.
Over the next two weeks, the fifth- and seventh-years settled into a regular routine: waking up, eating breakfast, doing two exams one written, then lunch, and one practical eating dinner and returning to their common rooms to revise for the exams the next day.
The last day of exams was greeted with relief from the OWL and NEWT students. There were just two left for some, and one for others.
During breakfast, Lily, as usual, was rereading the next exams textbook while she drank her tea, barely paying attention to the conversation at the table. She only looked up when James nudged her for the fourth time.
What? Lily asked, slightly crossly. James inclined his head in Marlenes direction opposite them; immediately, Lily sensed something was wrong because of her friends expression.
Marlene was clutching a brown package; the owl that delivered it had already flown away, leaving a feather in its place.
Lena, whats the matter? Lily asked, trying to sound nonchalant, as if it would soften any blows. Ignoring her, Marlene ripped open the package while her friends watched with bated breath.
Marlene was rendered completely speechless, and, after a moment, she coughed and retched violently all over her unfinished breakfast. Almost all of the students looked up from their conversations or revision and watched, their expressions a mixture of repulsion and sympathy and perplexity. The only people who ignored Marlene were the seventh-year Slytherins, but only Peter Pettigrew noticed this; James, Remus and Sirius were all on their feet, Remus already clearing up the vomit. Professor McGonagall, who had concern written all over her face, took a sobbing, bile-covered Marlene out of the Hall, Mary and Lily in her wake. Remus, Sirius and James also followed moments later, forgetting about Peter.
Peter, on the other hand, was curious to know what Marlene had seen that had made her so upset. So, after ensuring that everyone had got back to their breakfast, he surreptitiously pointed his wand at the package and muttered, Accio package.
It flew over to his lap; the distance it had travelled was only a few feet, and no one had seen a thing, as far as he could tell. They were far too busy gossiping at Marlenes violent reaction, and they were speculating as to what could be so bad that she would be vomiting. Peter carefully opened the package where it had been torn by Marlene. He was surprised to see that it had no writing on it at all, not even a name.
He emptied its contents into his lap and let out an almost rat-like squeal of shock. No wonder Marlene was so upset...but whose were they?
With a flick of Peters wand, the two disembodied fingers vanished.
The final written exam, Transfiguration, was over at long last. The seventh-years breathed a unified sigh of relief as they filed out of the Great Hall as quickly as they possibly could without running. For some, they planned for it to be their last ever exam. For others, they knew that it was merely the beginning of far harder tests in the future ahead.
Lily caught Severus eye unexpectedly. Lily was surprised that he and the other seventh-year Slytherins had hung around for so long what did examinations mean to Death Eaters like them?
Lily? James voice came out of nowhere and she turned around to feel his warm, familiar embrace. Lily just about saw the resentful look on Severus face, but forgot this immediately as her view of Severus was blocked by James.
Hello, she said into his chest.
Hi, he replied softly. They moved apart slightly to walk together into a corner, where James leaned against the wall. Thank God its over, James said, yawning hugely. How did you find it?
Severus was still eyeing them, Lily noticed. The exam was...yeah, she said vaguely.
Hows Marlene?
Marlene was all right when we left her in her dormitory. Shes still shaken by what happened at breakfast, though. Mary and Remus have gone to check on her.
Yeah, Sirius and Peter have gone too. Any news on Zoey?
I havent heard anything about Zoey yet. But anyway, erm...James, I have to tell you something. She had no idea where that came from; all she knew was that James needed to know now.
What is it? he asked, standing up straight, looking concerned.
It was Severus, she whispered, which was quite unnecessary judging by the increasing loudness of their fellow classmates.
What dyou mean, Lily?
Severus cursed you, Lily said, her voice only slightly stronger. Remember? During the Quidditch match back in November, it was him who made all that blood spurt out of your chest.
Why? James pressed. He looked neither surprised nor worried.
I...I don't know, she admitted. All I can think of is when...when we were in the Astronomy Tower and he found us there. I I suppose he got the wrong impression?
What, that me and you were together? Even though we werent? As he said it, James pulled her closer to him protectively.
Lily nodded, hugging him in return. Erm, sort of, I think. I don't know, she repeated.
He was jealous, said James. He is jealous, come to think of it.
So what are you going to
Ah, Mr Potter, Miss Evans, Professor McGonagall interrupted suddenly. They jumped apart at the sight of their Transfiguration teacher and Head of House. McGonagall didn't comment on Lily and James flustered expressions.
Yes, Professor? Lily and James said in unison.
How did you find the exam? she enquired, her nostrils flaring only a little.
It was fine, James replied. Lily nodded in agreement.
I trust that you will be a responsible Head Boy and Head Girl, Potter, Evans, and ensure that the absence of exams does not equate to an absence of order in the common room. No parties, please and certainly no illegal drinks! Even at her stern words, James could see the corners of McGonagalls mouth upturn slightly.
Of course not, said Lily smoothly. Well make sure everything is in order, don't worry, Professor.
I'm glad I have your reassurance, Miss Evans, said McGonagall, inclining her head at her. She checked her watch. I must go Potter, Evans, why dont you relax this evening?
Thank you, Professor, James told her gratefully. McGonagall hurried off up the stairs at a surprisingly fast speed.
Cmon, James, Lily muttered, putting her arm around his waist. Lets get out of here.
Yeah, he said vaguely.
They went the long way up to the common room, and just before they rounded the corner of the common room entrance, Lily stopped, making James stop with her.
Whats wrong?
Sectumsempra, Lily said faintly.
What? asked James, baffled. Was this meant to be a spell?
Sectumsempra, she said again. Its the spell Severus used. He told me about it.
Why did you wait until now to tell me anything?
Because...because I was scared about what you might say, Lily said. More importantly, what you might do if you found out it was him.
What did he tell you about it?
He said that it doesnt work well non-verbally, and that if you use more than one wand it can...affect the victim more than if you use one.
Like all spells, said James, nodding. Before Lily could say anything further, they looked up at the sounds of footsteps. Seconds later, Peter, Remus, Sirius, Marlene and Mary came rushing down the corridor and Mary skidded to a halt in front of Lily and James.
Whats happened? Lily demanded, noting the colour in Marlenes cheeks. Lena, are you...?
I'm fine, Marlene said impatiently, her brave mask slipping for a moment before she adjusted it again.
Professor Frenshams been...taken, Remus panted.
How dyou know that? James asked.
Sirius waved the Marauders Map in front of him. Map, he added unnecessarily. We saw Mulciber going into Professor Frenshams office with Avery. Mulciber and Frensham just disappeared literally, on the spot. One second they were there, the next they werent. But Averys still there.
Whats that meant to mean, then? Lily said.
It means that Mulcibers clearly found a way out of the school or hes used a Portkey. I doubt he used Floo Powder, because they werent very near to the fireplace in Professor Frenshams office, Remus told her.
What do we do?
We follow them, said Marlene simply. Most likely, theyve gone to that place that you can get to through the Slytherin common room. They wouldve gone down that route, but it looks a bit suspicious, lugging your DADA teacher through the school.
What about Avery? asked Remus, grabbing the Map from Sirius. Averys dot was still stationary in Frenshams office.
Theres hardly any point in anyone going there, Remus, Mary pointed out. Hes probably going to hex anyone who gets in sight of him, so why bother?
We need a lookout, though, James said, taking charge. He looked around them, considering. They needed Remus his brains would get them through this alive, he was sure. Mary would, of course, stick to Remus. In case Regulus was involved, Sirius was needed, especially as a dueller. Marlene would have to come, because of her sisters. There was no way Lily was going anywhere without James, so that left...
Wormtail, Remus said, can you keep watch outside Frenshams office? Just in case Avery pulls one on us or something?
All right, then, said Peter, speaking for the first time and looking relieved he would not have to be in the thick of the action.
Take the Map, Remus instructed. And the Cloak. And if anything suspicious happens, Wormy, you know what to do.
Lets go, guys! Sirius said to the others. They raced down the stairs and were about to embark on the Slytherin common room corridor when Lily remembered.
Hold on, we need Disillusionment Charms! she reminded them. She went around and tapped each person on the head with her wand, making them almost invisible, but certainly less noticeable than normal. When she reached James last, she put her hand on his chest.
If were in trouble, she whispered, use it. OK? She could feel his heart beating, very fast, underneath her palm.
I will, he murmured, knowing exactly what she was talking about.
Are you guys finished? Marlene said impatiently. Lily jumped, quickly performed the charm on James and herself and started running again.
They continued to rush up the corridor. It looked like luck was on their side that day, too, because a Slytherin had just said the password, and James, Sirius, Remus, Lily, Marlene and Mary quickly entered the common room Mary did so with difficulty.
What the hell! a Slytherin cursed, trying to bang the door shut, which was proving impossible when half of Marys body was blocking it.
At last, he seemed to give up and Mary was finally granted entrance into the room. The group scurried towards the hidden door and James dithered for a second, wondering how on earth they were going to get in without attracting anyones attention. Finally, James cast a Muffliato charm so they wouldnt hear the trapdoor opening.
Taking a deep breath, he entered the trapdoor, followed closely by the others.
Meanwhile, back in the common room, two people had noticed the door opening and closing, even though they hadnt heard it. They followed in horror, realising that the Death Eaters secret location had been inadvertently revealed. There was, as Mulciber constantly said, nothing else to it.
So, exchanging a look of obvious trepidation and trying to mask it with false excitement, Regulus Black and Georgia Greengrass pursued the Gryffindors.
James, Sirius, Remus, Mary, Marlene and Lily arrived in the shack at last. They could already hear voices so they hoped it was the right place. Cautiously, Sirius stepped forwards and opened the nearest door.
Professor Frensham was sitting shackled to a chair as the Death Eaters around her, without their hoods for once, were clearly torturing her. Her wrists were bleeding from being tied so tightly, and they could actually see the bones in her ankles from where the shackles had dug through her flesh. Her screams were restrained by a Silencing Charm and James heart went out for his teacher as he watched her in so much unendurable pain.
One of the Death Eaters turned towards the door as it opened, but Frenshams torturers did not cease in their pain-inflicting at the sight of their uninvited guests.
Chapter End Notes:
OK, so I had to put in a final cliffie, and here it is! Please review and tell me what you think is going to happen next there is only one chapter left after this, as well as the epilogue, that is, so I'd love to know what you think.
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|Write a Review
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Menudo: La Película Trailer (1982)
10 February 1982 Adventure, Music 85 mins
Puerto Rican music band Menudo is in Venezuela for a country-wide tour. They arrive in Venezuela prepared to visit some of that country's largest cities, and to re-acquaintance themselves with their fans. As they travel, they each face different personal situations.
Watch the official Menudo: La Película 1982 trailer in HD below or find more Menudo: La Película videos on Vidimovie.


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It was publicized by Fisker that it will open the production model of its electric-propelled Karma sports saloon in January at the Detroit motor show. Fisker CEO Henrik Fisker said that they are "very excited to be bringing the Fisker Karma back to NAIAS." Furthermore Fisker said that the Krama, price tagged at $87,900, was already allocated until the middle of 2010 and November 2009 will see the start of initial deliveries.
Using its very own hybrid powerhouse, the Q-drive, the Fisker Karma can traverse an all-electric distance of 50 miles. It runs with a 2.0-liter turbo gasoline engine, which supplies charges to the lithium-ion batteries when they run out of power. It is estimated by Fisker Automotive that regular travelers who drive a distance below 50 miles daily will average 100mpg in a year.
The firm is pledging that the remarkable appearance of the Karma concept have almost been unchanged for the production version. The dashing four-seat saloon is constructed around a lightweight, aluminum structure and has aluminum panels to reduce weight; however it still tips the scales at a massive 2109kg due to its electric powerhouse.
Although it severely lessens the lifespan of the battery, the Karma's omptimum performance is offered in 'Sport.' It has an acceleration rate of 0-60mph in 5.8 seconds and a ceiling speed of 125mph. A combined total of 408bhp is provided by its two potent electric motors.
The default setting is 'Stealth' mode. The Q-Drive, in this mode, runs in an optimal way to lengthen the life of the battery. Peak speed is limited to 95mph and the acceleration is slightly reduced.
In the attempt to increase battery life, the Karma comes with a solar panel on its top and a braking system of the regenerative type. Its wheelbase is also long and a low-strung center of gravity, with multi-link suspensions and Michelin Pilot Sports in an attempt to guarantee its handling fits the straight-line performance.
Power invertors and other bulky parts of the powertrain have been so located to guarantee the most favorable distribution of weight. The Karma will be assembled by Valmet Automotive, the one responsible for making the Boxster and the Cayman for Porsche. It is anticipated by Fisker that 15,000 units of Karma will be soled per year. During the Geneva motor show this coming March the prices and specifications for European versions will be made available.


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Chandigarh, India (PressExposure) October 03, 2012 -- Grazitti Interactive, a full service digital marketing company, today announced the launch of Selenium 2 Webdriver Framework version 1.0, a 'Data-Driven Testing Framework' with Selenium 2.0 (Webdriver) and Java Programming language. This framework will help quality analysts and testing teams setup Selenium automation with just a click, increase code re-usage, provide higher portability, reduce script maintenance cost, amongst other benefits.
"We have also made this framework available as a free download for quality testers and Selenium users so that they can leverage the benefits of Selenium without going through the toil of extensive research for setting up Selenium testing. We believe that Selenium is a significant automation platform and this is our contribution back to the open source community." noted Neeta Ramsisaria , CTO Grazitti Interactive. "Quality is the hallmark of great products and this framework showcases our commitment to helping our clients produce exceptional products by ensuring extensive, reliable, faster testing."
Key features of the framework include: - Well defined architectural design - Script execution in multiple environments - Easier, faster and efficient analysis of result logs - Easy debugging and script maintenance - 100% reliability of Utility Scripts, online execution, report packs
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Grazitti Interactive offers a unique combination of skills, experience, and latest technology to drive innovative, quality-centric, and affordable solutions in domains of Marketo, salesforce.com, web development, software testing, and digital marketing. For its Quality Assurance service, Grazitti Interactive follows international test parameters to provide end- to - end quality assurance testing and ensure smooth end user experience. Starting with creating an exhaustive list of test cases, we do various types of testing including smoke testing, functional testing, and regression testing; and provide automated testing expertise.


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Hotel Riu Palace Antillas, Palm Beach (Aruba)
Hotel Riu Palace Antillas Overview
Hotel Riu Palace Antillas is the ideal choice for a luxury vacation in paradise. The resort is located in the popular Palm Beach area and is within close range to many local attractions including the Butterfly Farm, Tierra del Sol Golf Course and the California Lighthouse.
The hotel offers everything you could ever wish for on their doorsteps and the range of facilities and services are great.
The hotel offers its own on site casino, for those who are feeling lucky, a range of water sports and a spa for those who feel the need to relax and rejuvenate.
All guest rooms are air conditioned and also feature free Wi-Fi, telephone, minibar and liquor dispenser as well as coffee making facilities and a flat-screen satellite TV. There is also an electronic safe and iron and ironing board. The private bathrooms have a bathtub, some with a shower, bathrobes and complimentary toiletries.
Our customers think this is great for...
Hotel facilities
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19 August 2012
fanyasic, what else can i say.The food is great, the rooms are very comfortable and the island well we jusy loved it,
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fanyasyic, what else can i say.The food is great, the rooms are very comfortable and the island well we jusy loved it,cant wait to return.
The best thing about my stay was...everything
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Beirut - Pilots of Lebanese national carrier Middle East Airlines (MEA) have ended a five-day strike in protest at the dismissal of a cancer-stricken colleague.
Numerous flights at Beirut's airport were affected.
Captain Fadi Khalil, head of the pilots' union, said normal scheduling would be resumed on Sunday.
He said the decision came after the MEA administration agreed to pay striking pilots full salaries for the month and revoked its threat to dismiss them.
The pilots had been due to end their initially 48-hour strike on Wednesday evening but prolonged the action after the company withdrew five days worth of wages and sent a warning letter to each striking pilot threatening dismissal.
The strike was announced on Monday after an MEA captain who had served the airline for 38 years was laid off as soon as he went on sick leave to undergo treatment for cancer.
The company has since come to a fair agreement with the captain, Khalil said.


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FORMER NSW Treasurer Michael Costa said it was "deplorable" that Labor colleague Eddie Obeid did not reveal his family's secret interest over retail leases at Circular Quay.
Mr Costa said he had "low-intensity lobbying" from Mr Obeid, but had no intentions of benefiting the Obeid family when he suspended a plan to put the leases to public tender in 2005. "I did not know of Mr Obeid's involvement," he said.
He also denied knowledge of a 2004 Fairfax newspaper report that John Abood, Eddie Obeid's brother-in-law, had bought cafes at Circular Quay because he said he was more of a "News Limited or 2GB person".
Mr Costa yesterday became the third former ALP minister to give evidence at the Independent Commission Against Corruption that he was not aware of the Obeid family's interest in Circular Quay leases.
Carl Scully is expected to become the fourth when he fronts the inquiry today.
Mr Costa, then ports and waterways minister, said he was lobbied about the leases at Mr Obeid's parliamentary office - "a place where people of (the dominant Terrigals Labor faction) would drop in and see what was going on and catch up on the latest gossip."
He was told retailers had been "promised things that were not delivered", "generally unhappy" and "treated unfairly" but Mr Obeid did not ask him to do anything specific, he told the Commission.
"Would it be fair to say that he was the king and you were the courtiers as it were?" Assistant Commissioner Anthony Whealy QC asked. "I don't think anyone would describe me as a courtier of anybody," Mr Costa replied.
He said he didn't do anything as a direct result of the "low-intensity lobbying" but that Mr Obeid had a political and ethical obligation to tell him of his interest and it was "deplorable" that he had not.
The Commission was told that on another occasion, Mr Obeid asked Mr Costa to meet with a representative from Direct Health Solutions about ways for government department's to better manage sick leave.
Mr Obeid also did not reveal his interest in DHS however it was never offered a contract.
In other evidence yesterday, former deputy head of NSW Maritime Stephen Dunn said Mr Obeid asked him in August 2007 to meet Paul Scanlan, who represented the tenants interests to the maritime authority.
Originally published as Obeid was 'deplorable', ICAC hears


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Ziemomysł of Kuyavia
Ziemomysł[1] of Inowrocław (Polish: Ziemomysł inowrocławski; c. 1245 – October/24 December 1287), was a Polish prince member of the House of Piast, Duke of Inowrocław during 1267-1271 and 1278-1287, and ruler over Bydgoszcz during 1267-1269 and 1278-1287.
He was the second son of Casimir I of Kuyavia and his second wife Constance, daughter of Henry II the Pious.
Early years[edit]
In 1257 his mother died, and his father soon married for the third time with Euphrosyne, daughter of Casimir I of Opole. Ziemomysł's stepmother soon caused conflicts in the family with her attempts to obtain territorial benefits for her own children (the eldest of them was the future Polish king Władysław I the Elbow-high) in detriment of Ziemomysł and his older full-brother Leszek II the Black; some chronicles even accused Euphrosyne of attempting to poisoning both princes, however this wasn't proved.
Duke of Inowrocław[edit]
First rule[edit]
After his father's death in 1267 Ziemomysł inherited the district of Inowrocław. At the beginning of his reign in the small principality, he managed to survive the invasion of the considerable forces of King Ottokar II of Bohemia, who was bounded to a Crusade against Lithuania. Was probably at this point that Ziemomysł established close contacts with the Teutonic Order and Sambor II, Duke of Pomerelia, alliances which soon brought to him serious troubles - the revolt of his own subjects.
The conflict clearly emerged after Sambor II (his father-in-law since 1268) loaned Ziemomysł some German knights. This preference to foreigners disliked the local knighthood,[2] and caused an armed conflict led by the Bishop of Kujawy, Wolimir, in 1269. The rebels called the very known anti-German Bolesław the Pious to help them. Bolesław took Radziejów, Kruszwica and the castle in Bydgoszcz. Only through rapid action did Ziemomysł and the grant to further privileges to Bishop Wolimir allowed him to regain temporary control of his lands.
In 1271, Ziemomysł was involved in the Pomerelian affairs, in which he supported father-in-law Sambor II against Mestwin II. This decision triggered another invasion of Bolesław the Pious, which combined with another revolt of his subjects forced Ziemomysł to escape.
Second rule[edit]
Ziemomysł recovered his lands only in 1278 as a result of an agreement between Bolesław the Pious and Leszek II the Black in Ląd, where Leszek II returned Inowrocław to his brother only after he promised to take distance himself from all his German advisors. Despite the end of the conflict, Bolesław the Pious kept Radziejów and Kruszwica.
The complite normalization of his rule took place two years later at the Congress of Rzepka, where after an agreement with Mestwin II, was stipulated that after his death the castellany of Wyszogród had to return to Inowrocław. The final break with his pro-German policy was in 1284, when Ziemomysł supported his brother Leszek II in a war against the Teutonic Order. The details of this conflict are unknown.
Ziemomysł also began the process of giving Town privileges to his subjects, endowing them upon Gniewkowo.
Ziemomysł died between October and 24 December 1287.[3] It is unknown where he was buried, although is assumed that it happened in the capital of the duchy, Inowrocław.
Marriage and issue[edit]
On 29 February 1268, Ziemomysł married Salome, daughter of Sambor II, Duke of Pomerelia.[4] They had six children:
- Euphemia (d. young, 3 March 1268/78).
- Fenenna (ca. 1268/77 – 1295) married Andrew III of Hungary.
- Constance (1268/80 – 8 August 1331), a nun.[5]
- Leszek (1275/76 – after 27 April 1339).
- Przemysł (ca. 1278 – November 1338/16 February 1339).
- Kazimierz III of Gniewkowo (1280/84 – 22 August 1345/13 May 1350).
Because his sons are minors at the time of his death, his widow and half-brother Władysław I the Elbow-high took the regency on their behalf.
|Ancestors of Ziemomysł of Kuyavia
- ^ The spelling Ziemomysł is more common than Siemomysł. It is in this form that it appears on the seal of his daughter, Fenenna. Cf. Kazimierz Jasiński, Rodowód Piastów małopolskich i kujawskich, Poznań - Wrocław 2001, p. 105.
- ^ Benedykt Zientara: Społeczeństwo Polski od X do XX wieku, 1999, p. 198.
- ^ Siemomysł (Siemaszko) Inowrocławski (Kujawski) in poczet.com [retrieved 18 February 2015].
- ^ Ziemomysl Piast
- ^ POLAND, Medieval Lands


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This does not include bots. You only need default Le Bot features. [This bot is Le Bot 8.4 optimized. I cannot guarantee compatibility.]
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4. Go to /join greenguardwest, and use Generic Attack Bot in the bot list [bottom middle] to fight until your level 7-10.
5. Use the Berserker Bunny Bot to get around 100k gold
Link: https://www.mpgh.net/forum/showthread.php?t=995300
6. Use that to buy some cool armor, a weapon, helmet, etc. Upgrade it to the highest you can [Recommended: hybrid enhancements]
7. Go to /join timespace, go to the room on the right, and turn Generic Attack Bot back on. Use the old setting list I provided.
8. Fight in timespace until you are level 45. That allows access to the next zone.
9. Do the same as in timespace, but in /join shadowrealm
10. Do that until you are level 65
Note: As you do this, enhance your items [Recommended: hybrid, as stated earlier] as much as you can. Use the gold bot for money if you need to. It is also acceptable to buy new items, but make sure not to spend all your money! You need it for enhancements and new rares as they come out!
Please post feedback if this method also works for you.
How do you do timespace at level 10? im trying right now and dying
You need to find a room with atleast 4-6 players, and move to the room off to the right, as that's where people play/bot. (Mostly bot I think, as they do not reply.)
Anyways, if you need help, tell me your AQW name and I will friend you so we can play together. I can't defeat them on my own, but I can take about 4-5k health away on my own and I am a healer.
Last edited by Zaxerion; 11-06-2015 at 04:36 PM. Reason: Said his name wrong
were exactly can i get good armor? for healer
How tf am i supposed to survive in timespacec ...


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South Vancouver Island
Fri. November 5th, 2010 & Sat. November 6th, 2010Friday, November 5th - Noon - 8:00pm
Saturday, November 6th - 10:00am - 5:00pm
The Floral Design supplies and Materials will be on sale for interested do-it-yourselfers. There will be special demos to see throughout Friday and Saturday. Friday: 1:00pm, 3:00pm, & 6:00pm. Saturday: 10:00am, 1:00pm & 3:00pm.
General admission is $6.00, and we welcome you to join us in the Tea/Coffee room also. Tea/Coffee room admission is $5.00.
November 2017 INSPIRED Senior Living


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Dear Poll: Who Would you Want to Buy your Fall Wardrobe?
Even though it still may feel like summer outside, the stores are starting to fill their racks with Fall's must haves. Fall is my favorite season to shop for, although it seems to be the most expensive which is why it's important to pick your pieces wisely. So ladies, if you could give your credit card, with no limit on it of course, to one celebrity, giving them free rein to purchase all your Fall must haves, who would you want to be your personal shopper/stylist?


text:
3DOcean Plastic caster wheel 10165650
3DOcean Plastic caster wheel 10165650
3D Model \ Furnishings
Furniture \ Furnishing \ Home \ Office \ Wheels \ Trucks \ Dolly \ Desk \ Cart \ Axle
3D Model - Plastic caster wheel 10165650 by kr3atura @ 3DOcean
3D Model \ Furnishings
Animated: No; Low-poly: No; Materials: Yes; Rigged: No; Textured: Yes; UV Layout: Yes; 3D File Formats Included: .3ds (multi format), .max (3ds Max), .obj (multi format); Created In: 3ds max 2009; Geometry: Polygons; Poly Count: 2200.
Medium detailed 3D model of plastic caster wheel.
Model is fully textured with all applied materials.
Sumo arena; Single Family House; Cabinet wheel; Bus Ticket Machine; Beach volleyball court high; Beach volleyball court; Apartment building;
Keywords: architecture, axle, cart, caster, chair, circle, circlet, desk, dolly, furnishing, furniture, home, office, trucks, wheels.


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Rangers needs a few years before getting better of Celtic in title race, insists Ally McCoist
Ally McCoist believes Mark Warburton is still "two or three" years from restoring Rangers to former glories, but knows patience will be in short supply.
McCoist was manager when the Govan club entered administration and then liquidation in 2012 before re-emerging in the bottom tier of Scottish football.
After taking the Light Blues through two leagues, the former Rangers striker, who played during the club's nine-in-a-row era, was put on gardening leave in December 2014 after handing in his notice before subsequently leaving the club.
After Stuart McCall failed to take Rangers into the Ladbrokes Premiership via the play-off, Warburton was appointed, winning the Championship at the first time of asking, and is this week preparing for the first Old Firm league game in four years at Celtic Park on Saturday.
McCoist has watched Rangers' unconvincing start to the season - they are one point behind league leaders Celtic having played a game more - and offered his assessment.
He said: "They have been fine. I was never of the opinion that Rangers were going to come in and set the place on fire and win the league by some considerable distance.
"The building process is still quietly in operation. I think it is still going to be two or three years.
"What we are seeing from Rangers at this moment is what I expected it to be.
"There will be games where things don't go their way. Obviously the standard of opposition is better than it has been in the last few years so they are finding their feet.
"There has been some good performances, one or two average performances but all in all, Rangers are okay at the moment.
"I know what Rangers fans and Celtic fans are like. As fanatical as they are in their support of the team, they are not the most patient and some of them perhaps are not the most realistic.
"Rangers and indeed Celtic have improvement in them, particularly Rangers, if they want to challenge for the title and cups on a regular basis and get back on to the European scene."
While Warburton has relatively little money to spend in terms of transfer fees, there appears to be more stability at the club than during McCoist's time in charge.
Far from being envious of the former Brentford boss, McCoist said: "I look at it with 100 per cent pleasure because the football club and the supporters deserve that.
"We didn't have it in our time, but in many ways we probably could say we won the biggest battle that we ever had and that was to continue playing as a club and continue the unity of the club.
"I don't have regrets. I think circumstances would indicate I was probably unlucky in the timing of the managerial job, but you can't have everything.
"I was very fortunate to play at the club I supported for 15 years, then be assistant manager and then manager."
McCoist believes Rangers can take encouragement from their Scottish Cup semi-final win over the Hoops at Hampden Park last season, albeit in a shoot-out.
"Celtic will go into the game strong favourites, but they went into the last game strong favourites and didn't win," he said.
"Rangers played exceptionally well. Celtic had good chances to score, but Rangers were far and away the better footballing team that day and they must take heart from that because they passed the ball as well as I have seen them pass it in a long time.
"But the game being at Celtic Park will be a big difference. The home support will be in the vast majority and hopefully the Rangers players will handle that okay."
Belfast Telegraph


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Desired Profile: Candidates with minimum 5 years experience in Core Java, J2EE, Servlet, JSP, JDBC, Struts, Spring, JQuery/ExtJs. Male candidates preferred.
Optional: Previous experience in developing SOAP/REST web services. Knowledge of PL/SQL would be an added advantage.
Job Description: Will be involved in several software projects which includes ensuring adherence to coding standards, developing modules, guiding team members in design and development tasks. Building reusable components, technical solution for interface to legacy applications/tools. Assist test team in creating test plans and testing efforts. Assist Project Managers in effort estimation, project plans and milestone dates. Might also have to lead a team of 1-2 employees.
Education Qualification: BCA/MSc.Computer Science/B.Tech/MCA.
Notice Period: Availability to join at the earliest/immediate joining would be an added advantage.
Current Location: Preferably Cochin or anywhere from South India but also willing to relocate to Cochin.
Vacancy: 1 Number.


text: Sorry, pretty new to android and htc tattoo. I found a downloadable app online called "mobile banking UK", but i'm not sure if it would be compatitble with the tattoo's resolution and everything? Does anybody know for sure if mobile banking UK actually works with htc tattoo? Or know of any other mobile bank apps for UK users? Thanks in advance


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141 Kearny Dr Snoqualmie Pass, WA 98068
Hi, Greg Bednarz.
My name is
and I have a question about 141 Kearny Dr Snoqualmie Pass
You can respond by either emailing me at
or call during
My Question Is:
Estimated Monthly Payment$5,051
- Photos
- Location
- Questions
- Share
- Mortgage Calculator
- Status: Active
Listing courtesy of Coldwell Banker Bain
Tucked amongst the Tall Timbers in the Summit's Conifer Estates. Come get away to the Ski Slopes of Pass, your Mountain Ski Chalet awaits your Retreat. Come unpack the Holiday in your Snowy Mountainside Home. Cabin style gathering with knotty pine wood, wood floors, granite slab counters and a large fireplace. Your covered porch with slate and a roomy hot tub. You will find four bedrooms large enough to gather you and your best of Friends for all your many future memorable endless week-ends!
Interior Features Include:
Heating: Forced Air
Source Electric, Propane
Floor Type: Hardwood, Wall to Wall Carpet
Fully Finished
Exterior Features Include:
Acreage: 0.1100 Acres
Description Dead End Street
View Territorial
Square Feet 4792
Roof: Metal
Siding Cabin
Parking Garage-Attached
Garage Capacity: 2
Other Features Include:
Subdivision: Snoqualmie Pass
Water: Public
Sewer: Sewer Connected
Listings provided courtesy of Northwest Multiple Listing Service (NWMLS). The three tree IDX icon refers to a listing provided by NWMLS.
Disclaimer: The information contained in this listing has not been verified by the owner of this website and should be verified by the buyer.


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- Opinion PiecePosted 2 years ago
- The Launch Of The Vision 2030 Publication Is Just Around The CornerPosted 2 years ago
- Are You, As A Leader, Looking After Your People?Posted 2 years ago
- Case studies from top companies: the future of empowerment in SAPosted 2 years ago
- A Sharper EQ Equals Greater SuccessPosted 2 years ago
- Almost half of us want to change careerPosted 2 years ago
About us
At Management SA we're determined more than ever to celebrate month by month the brightest and best in South African business. And although the newsletter keeps a beady eye on share prices and profit-and-loss figures, we like to focus on the issues that most challenge and inspire SA's bosses and managers.
Our contributors offer candid advice that help ambitious executives manage and progress their careers. It's a practical guide to success in business; it acknowledges thought leadership; innovative business practices; highlights the importance of good corporate governance and social responsibility; employee engagement; and the impact of new technology on the way we work and do business.
Management will talk to international business leaders such as Willie Walsh of British Airways, Andy Bond, former CEO of Asda, Sir Terry Leahy of Tesco and James Murdoch of News Corp, and find out exactly what strategies and business imperatives drive their organisations' success. Our South African counterparts will also be given the opportunity to talk shop; to talk about our unique business landscape and how to manage and lead business well in these changing economic times.
Definitely not just business as usual!


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Chennai, Oct 19 (UNI) The final countdown for the launch of Chandrayaan-I, India's maiden moon mission, would commence at 0400 hrs tomorrow as the scientists at the Satish Dahwan Space Centre in Sriharikota Range (SHAR) began the rehearsal of the launch sequence.
As the fully assembled vehicle, Polar Satellite Luanch Vehicle (PSLV-C11) was moved to the second launch pad from the Vehicle Assembly Building (VAB) on October 18, a host of scientists, led by M Annadurai, Project Director, began the launch sequence rehearsal this morning.
In this crucial exercise, the scientists were doing everything, as if a launch is taking place, sources in Indian Space Research Organisation (ISRO) said, adding ''everything as of now is progressing well''.
After completing the exercise, the scientists would make sure everything was in place and commence the final 52-hour countdown around 0400 hrs tomorrow for the launch of the prestigious mission at 0620 hrs on October 22.
If the weather also turns out to be fine, the 44.4 metre tall PSLV-C11, the workhorse of ISRO would blast off from the sophisticated second launch pad as scheduled on the morning of October 22 to put Chandrayaan-1 in orbit.
The mission, in all would carry 11 instruments, including five from India and six abroad to the lunar surface for various studies and investigation of chemicals, minerals and possible presence of water.


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- Attribution-NonCommercial
The content of this blog is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Recent Posts
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- REGISTRATION OPEN for 'Social Listening', 22nd November 2017 October 26, 2017
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Category Archives: Anniversaries
This year Stenton Lecture will be given by Professor Anne Curry and will commemorate the 600th Anniversary of the Battle of Agincourt. To celebrate this great occasion, we have launched a new student competition! Can you name the famous actors … Continue reading
Posted in Anniversaries, Medieval History, Students Page, The Stenton Lecture Tagged 600, Agincourt, anniversary, competition, Medieval, Stenton Lecture Leave a comment
Model United Nations
On the 70th anniversary of the United Nations, third year student Katie Alice Doughty talks about one of Reading's most successful initiatives! Model United Nations, or more affectionately MUN, is quite possibly the most fun and rewarding society you could … Continue reading
Posted in Anniversaries, International History, Students Page Tagged anniversary, debate, International Organisations, negotiations, New York, NYC, peace, United Nations Leave a comment
"I will miss the House; the House won't miss me."* The resignation of Nancy Astor MP (1919-1945)
By Shira Kilgallon, Lauren Rhydderch and Jacqui Turner In July 1945 Nancy Astor left parliament under a cloud of personal and professional regret. Her exit was fraught, blighted the remainder of her life and her relationship with her … Continue reading
Posted in Anniversaries, British History Tagged gender history, Nancy Astor, Parliament, Women history 2 Comments
Three radicals, two anniversaries… and one Great Charter
By Dr Rachel Foxley This year I've been involved in events marking two anniversaries, four hundred years apart: the birth of the radical pamphleteer John Lilburne in 1615, and the sealing of Magna Carta at Runnymede on 15 June 1215. … Continue reading
Posted in Anniversaries, Early Modern History Tagged John Lilburne, Levellers, Magna Carta 1 Comment
Charles Darwin's On the Origin of the Species 155th anniversary
By Professor David Stack On 24 November 1859 a book containing 'the best idea anybody ever had' was published. Charles Darwin's On the Origin of Species by means of natural selection had been twenty-one years in the making and was … Continue reading
Posted in Anniversaries Tagged Darwin, Origin of the Species Leave a comment


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"Booking in department"
Posted via NHS Choices
Because of a mess up with booking in department I arrived at time of my appointment to find out that the time I had was different to the time they had. So my op never happened I'm now out of pocket and still in pain waiting to go back in.
Do you have a similar story to tell? Tell your story & make a difference ››


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Music Producers Explain How They Created a Hit
NY Times' Joe Coscarelli got five hit-making producers to break down exactly how they made the songs that catapulted them into global fame with radio- and chart- dominating singles. From where they were when they came up with melodies to the biggest challenges they faced while producing it to how they went about working with the vocalist, these producers share - in their own words - how these hit songs were born.This article originally appeared on The New York Times
The D.J. duo the Chainsmokers, with the singer Daya at center. Credit Rory Kramer
"Don't Let Me Down," the third platinum-selling single since 2014 by the D.J. duo the Chainsmokers, has been streamed online more than half a billion times. The song's title and singer may not be familiar — its easily hummable vocals are performed by Daya, a mostly unknown teenager from Pittsburgh. But it's the beat, and therefore its producers, that are the stars.
No longer relegated to the liner notes, digital composers in the genres of electronic dance music and hip-hop — both now firmly ensconced at pop music's center — often take top billing on their tracks, even if the featured guest is Justin Bieber.
So even in this moment of dominant solo idols — Beyoncé, Drake, Rihanna — there exists a less instantly recognizable realm of rising studio superstars that have leapt from the depths of SoundCloud or the E.D.M. heap into the upper echelon of influence, dominating radio play and landing high-profile festival appearances. Acts like the Chainsmokers, along with Diplo, Disclosure, Calvin Harris and even the rap figurehead DJ Khaled have proven reliable hitmakers as lead artists, frequently employing their industry friends to carry the tune while laboring in partial obscurity.
Benefiting from the cross-pollination of regions and genres, these collaborations can introduce the featured artists to new audiences, with rappers and crooners crossing over among dance-pop aficionados. But the producers are pulling the strings and rightly taking much of the credit.
"As soon as someone like David Guetta said 'This is my song,' more producers wanted to be known beyond insider music circles," said Sharon Dastur, senior vice president for programming at the pop-radio giant iHeartMedia. And because many of the producers perform internationally as D.J.'s, "they see what that next up-and-coming beat or sound or instrument is and they incorporate it into songs that become huge pop hits, cutting through by being more unique."
Below, three beatmakers — the Chainsmokers, the Australian producer Flume and the more left-field Clams Casino, a former physical therapy student turned producer for the Weeknd and A$AP Rocky — discuss how some of their biggest collaborations came to be...
... Read the full article by JOE COSCARELLI at nytimes.com


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Cynthia B.
La Grange, IL, 60525
Joined on August, 2012
Gender: Female
Average Rating:
Weekdays after 6PM
Weekends in the morning
Weekends in the afternoon
Weekends in the morning
Weekends in the afternoon
Lives Near:
Can Meet:
Up to 25 minutes away for a flat fee
EducationI graduated from the University of Iowa with a Bachelor in Arts, my focus was International Studies with a French minor. I am currently getting my master's at DePaul University to become a French language teacher ages K-12. I have lived in France for a total of 2 and a half years, and have participated in 3 different study abroads at each level of my educational career.
ExperienceI want to be a French tutor, because I want to share my understanding of the language to as many people as I can. I would love the opportunity to begin teaching in a one-on-one context. I taught English in France for two years, and have worked in elementary schools for the past year and a half. I'm a passionate aspiring teacher and would love the opportunity to get started!
HobbiesI love traveling and living abroad. I'm also pretty competitive and enjoy playing badminton and softball. I've worked with a lot of kids throughout my life, and have a blast playing games and making new ones.
Preferred Subjects
French, Kindergarten - 8th Grade
Inquire about this tutor
The tutor will respond if they are available/interested.


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Featuring a visual shine and glisten, this body suit is ready for you to step inside and give your partner some enticing visual appeal. The lightweight suit is breathable and works with your curves. It uses a zipper in the back and creates a stunning second skin look.
All prices are in USD.


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Nick Martini is back for episode two of his five-part video series with The North Face, "The Next Step." Follow Martini on through the park at Breckenridge and on a wild trip to Iceland with the TGR crew. Checking out episode one is as easy as clicking here.
The Next Step 2
The second episode of Nick Martini's video blog series


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Listing Courtesy of Michelle Jandt of Berkshire Hathaway Homeservices Advantage Real Estate
Listing information
- Beds: 5
- Stories: 0
- Foreclosure: No
- Below Ground Sq. Feet: 1,056
- Estimated Annual Taxes: $1,826
- Style: Single Family
- Baths: 3 (Full: 3 3/4: 0 1/2: 0 Other: 0)
- Parking Type Description: Attached 3 cars
- Total Square Footage: 3,142 ($110.76 per sq. foot)
- Lot Area: 10.18
- County: Steele
- Year Built: 1887
- Status: Sold on 5/2/2016
- New Construction: No
- Above Ground Sq. Feet: 2,086
- Lot Size: 500x912
- School District: Owatonna #761
3 Bdrms on One Flr Yes
Air Conditioning Central
Amenities - Exterior Deck, Driveway - Concrete, Garage Door Opener, Porch, RV Parking
Amenities - Interior Ceiling Fan(s), Ceramic Tile, Eat-in Kitchen, Formal Dining Room, Foyer, Hardwood Floors, Kitchen Center Islnd, Kitchen Vent, Master Bathroom, Master BR W/I Closet, Mud Room, Pantry, Tiled Floors, Walk-in Closet, Washer/Dryer Hkups
Appliances Dishwasher, Disposal, Dryer, Exhaust Fan/Hood, Freezer, Microwave, Range/Stove, Refrigerator, Washer
Basement Features Egress Windows, Finished, Sump Basket
Basement Material Concrete Block
Basement Style Full
Bath Description Full Basement, Full Master, Jetted Tub, Main Floor Full Bath, Private Master, Separate Tub & Shwr
Construction Type Frame/Wood
Dining Eat-in Kitchen, Formal Dining Room
Exterior Vinyl
Financing VA
Fireplace No
Fuel Natural Gas
Garage Type Attached
Heat Forced Air
Hobby Farm: Hobby Farm Yes
Lot/Land Description Tillable, Tree Coverage-Medium
Mechanicals Sump Pump, Water Filtration Sys, Water Heater - Gas, Water Softener - Own
Miscellaneous: DPR Eligible No
Other Finished Above Grade - 2086.00, Finished Below Grade - 1056.00, Garage Type: Garage SqFt - 1380, Square Feet: Above Ground SqFt - 2086, Square Feet: Below Ground SqFt - 1056, Square Feet: Main Floor SqFt - 1056, Square Feet: Total SqFt - 3142, Tax Year - 2015
Outbuildings Grain Bin, Granary, Pole Building, Storage Shed
Rental License No
Road Frontage County, Paved
Roof Asphalt Shingles
Sewer Private
Stories 1.25 - 1.75 Story
Water Private
Waterfront No
Waterfront Name None
Dining Room M 15x15
Foyer M 15x11
Kitchen M 14x16
Living Room M 11x26
Porch M 17x6
Bathroom L 8x6
Bedroom 4 L 14x12
Bedroom 5 L 12x12
Family Room L 29x19
Bedroom 2 2 15x10
Bedroom 3 2 13x9
Master Bedroom 2 13x15
Listing Courtesy of Michelle Jandt of Berkshire Hathaway Homeservices Advantage Real Estate


text:
Jeffrey Mayer/Getty Images, John Shearer/Getty Images, AP Photo/Dan Steinberg
Jeffrey Mayer/Getty Images, John Shearer/Getty Images, AP Photo/Dan Steinberg
"I have to work with these dogs. Utter dogs!"
This is what Chuck star Zachary Levi tells me about having to show up to work every day and act out romantic tension with Yvonne Strahovski...and now Jordana Brewster.
"It's horrible," he vented during my latest visit to the Chuck set. "You'd think that they'd throw me a bone somewhere along the way."
And just in case you were dropped on your head as a small child and/or need some serious prescription-strength glasses, we should tell you...
Zachary is obviously 100 percent kidding. Clearly these two beauties (Jordana and Yvonne) do not make for a bad day's work, and Levi knows he has it good. "They're both lovely, inside and out, and I love working with them."
But the bigger question is: Will the fans love Brewster?
She joins the show on Monday night, when Zach is thrown into a love triangle with Yvonne (his new CIA crush, Sarah) and Jordana (Jill, the college sweetheart who broke his heart).
So who'll win over Chuck? Fans have been rooting for Chuck and Sarah for a long time now, but old feelings run deep. (Though Jill is totally hiding something from the Chuckster. Something big. Guesses?)
Check out the sneak peeks below to see if you can figure it out, and then be sure to watch Chuck Monday night at 8 on NBC.


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We use virtual robots in many of our courses enabling students without robots to complete classroom assignments. We would never suggest that a virtual robot should replace a physical robot, but research tells us the Robot Virtual Worlds enables students to learn basic robot programming.
Competiton! Winner to be announced.
Competition End! See the winner(s) now!


text:
Re: Hi,i am a Weisel writing from Germany
In reply to:
Hi,i am a Weisel writing from Germany
David Weisel 10/31/03
Greetings to you and your Weisel family.
Can you include information where you live in Germany, and where in Germany your grandparents/greatgrandparents were born?
I look forward to learning more about the German Weisel populations in Germany.
Bonnie Weisel
Madison, WI, USA


text:
GraphicRiver Traditional Food Dishes Set 10198284
Stock Vector \ Objects \ Food
Chicken \ Isolated \ Salmon \ SteakTraditional \ Dishes \ Vector \ Illustration
Stock Vector - Traditional Food Dishes Set 10198284 by macrovector @ GraphicRiver
Stock Vector \ Objects \ Food
Traditional food dishes set with greek salad fried eggs chicken leg isolated vector illustration. Editable EPS and Render in JPG format
Layered: Yes; Graphics Files Included: JPG Image, Vector EPS; Minimum Adobe CS Version: CS.
Online Education Icons Flat; Monster Character Set; Shopping E-commerce Concept; Real Estate Icons; Family Flat Background; Waste Sorting Concept; Business Meeting Composition.
Keywords: cafe, cheese, chicken, classic, crepes, date, dinner, dish, eggs, fish, food, french, fried, lifestyle, lunch, meal, menu, mustard, olive, pan, pancakes, plate, products, pudding, reception, restaurant, salad, salmon, soup, steak.


text:
Over 1.8 million nonprofits and charities for donors, volunteers and funders
Causes: Civil Liberties, Civil Rights
Mission: The mission of the organization is the distribution of educational
Programs: The organization has a contract with the international republican institute, funded by the u. S. Department of state, bureay of democracy, human rights and labor, for the purpose of distributing educational materials and communications equipment within the island's dissident community. During 2014, 11 "hubs" or civic centers were formed in nine cuban provinces, bringing the total to 25 centers. An additional 35 members were added to the centers for a total of 96 members. During 2014, the group brought 110 cases of government neglect to the attention of local officials. These consist of lack of water, sanitation, insufficient trash-pickups, and other social problems in the island. Ten of these issues were resolved in 2014.


text:
FREE SHIPPING on orders of $85 or more
An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Mulloy Early Origins
Offaly (Irish: Uíbh Fháilí) originally the Kingdom of Uí Failghe, located in central Ireland in the Province of Leinster, where they held a family seat from ancient times.
Mulloy Spelling Variations
Mulloy Spelling Variations
Those scribes in Ireland during the Middle Ages recorded names as they sounded. Consequently, in this era many people were recorded under different spellings each time their name was written down. Research on the Mulloy family name revealed numerous spelling variations, including Molloy, Mulloy, Miley, O'Molloy, O'Mulloy, Mullee and many more.
Mulloy Early History
Mulloy Early History
This web page shows only a small excerpt of our Mulloy research. Another 297 words (21 lines of text) covering the year 1110 is included under the topic Early Mulloy History in all our PDF Extended History products and printed products wherever possible.
Mulloy Early Notables (pre 1700)
Mulloy Early Notables (pre 1700)
Another 35 words (2 lines of text) are included under the topic Early Mulloy Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Thousands of Irish families left for North American shores in the 19th century. These people were searching for a life unencumbered with poverty, hunger, and racial discrimination. Many arrived to eventually find such conditions, but many others simply did not arrive: victims of the diseased, overcrowded ships in which they traveled to the New World. Those who lived to see North American shores were instrumental in the development of the growing nations of Canada and the United States. A thorough examination of passenger and immigration lists has disclosed evidence of many early immigrants of the name Mulloy:
Mulloy Settlers in United States in the 19th Century
Mulloy Settlers in Canada in the 18th Century
Mulloy Settlers in Canada in the 19th Century
Contemporary Notables of the name Mulloy (post 1700)
Contemporary Notables of the name Mulloy (post 1700)
The motto was originally a war cry or slogan. Mottoes first began to be shown with arms in the 14th and 15th centuries, but were not in general use until the 17th century. Thus the oldest coats of arms generally do not include a motto. Mottoes seldom form part of the grant of arms: Under most heraldic authorities, a motto is an optional component of the coat of arms, and can be added to or changed at will; many families have chosen not to display a motto.
Motto: Malo mori quam foedari
Motto Translation: I would rather die than be disgraced.
Mulloy Family Crest Products
Mulloy Family Crest Products
See Also
See Also
Other References
The Mulloy Family Crest was acquired from the Houseofnames.com archives. The Mulloy Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 16 November 2016 at 15:12.
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text:
Cops seize 514 kg of ganja worth Rs 60 lakhs near Nallimetta
The contraband was being transported from Nellimetta area of the Gabbada panchayat under Narsipatnam police station limits in the district today.
However, 14 people who were involved in the operation fled the spot after seeing the police. Assistant Superintendent of Police, Narsipatnam, Vishal Gunny told PTI that those arrested have been identified as P Chandram, S Pandey, P Raman and a lday called Selvi, who belong to various parts of Tamil Nadu, besides natives of Nasripatnam like G Narasimham and B SattiBabu and C Ramu.
The police officials said that the smugglers had procured the 'Sheelavathi' variety of the drug from the Chintrakonda area of the Andhra-Odisha Border and few other parts of the Vizag Agency area and had it packed in 22 bags to transport it to Tamil Nadu.


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Antique Adler Adlermatic Sewing Machine With Cabinet
Sold for:
Start Free Trial
or Sign In to see what it's worth.
- Sold Date:
- Source: eBay
is an old Adler Sewing machine that I have had sitting around for a few years now, I know nothing about sewing machines, and have never tried to use this one. It seems to be in pretty good shape and has quite a bit of stuff with it. I think the pictures will say most everything. It is a model 189A. The cabinet is pretty good, a little rough in a couple places, overall pretty good. This thing is way too big to ship, so you must come pick it up, thanks, Jason