text:
VideoHive Abstract Dybstep Logo Reveal 4020102
After Effects Project \ Openers \ 3D \ Object
Change \ Render \ Requested \ Download \ Included \ Videotutorial \ Plugins
After Effects Project - Abstract Dybstep Logo Reveal 4020102 by art-alexandr @ VideoHive
After Effects Project \ Openers \ 3D \ Object
2 Projects: Dark and Light versions
FullHD Quality 3D render
Easy to change logo and text
No plugins requested
Videotutorial is included
Sound: Download
After Effects Version: CS5.5; File Size: 68mb.
Abstract Energy Logo Reveal; 3D Powerful Displays; Flying Bubbles Logo Reveal; Spring Grass Logo; Epic Cinematic Titles.
Keywords: abstract, after effects, awesome, c4d, cinema 4d, dark logo, dubstep, fullhd, light, logo reveal.


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UniFlip converts your magazine, brochure or catalog from its original PDF form into an exciting, professional multi-media digital format with pages that flip. We offer the best online service for media professionals, marketers, publishers, media agencies and web designers by being quick, easy, and very convenient to use. Create, design, publish, and distribute your own or your clients' publications - online/offline, on smartphones, tablets and on Facebook pages. UniFlip requires no software installation, investment in new software or technical knowledge to use. You and your clients can publish online using UniFlip hosting or using your own or your client�s web server.Visit publisher site: Uniflip
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subset: commoncrawl


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on orders $49+
Spot Shimmer Balls feature bright, fun colors, safe, non-toxic plastic, and a rattling sound your cat will go crazy for. Great for swatting, batting and chasing.
Be the first to review this product.
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Free shipping on orders $49+, even the BIG STUFF. Orders under $49 only pay $6.95 shipping.
We always want tails wagging when you shop with us. If not, call us and we will make things right.
If you find a lower price online, we'll match it. You'll always get the best price on the products you love.
We guarantee that every brand we sell is new and 100% authentic. Shop 300+ trusted pet brands.
We're confirming your subscription now. We want to make sure your email isn't already on the list.


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Market cycle analyst Bo Polny says he may have been wrong in the past about a stock market top, but now the top is in and predicts, "As of March 1st (2017), we believe the stock market, the Dow, the S&P, and all the world markets for that matter, are supposed to have topped and from this point forward, we are supposed to see a very ugly April."
Polny gives another April prediction and states, "Trump's first 100 days in office ends April 30th. Before his 100 days are up, expect three things: Expect a stock market crash, expect a dollar crash and expect gold and silver, they (Fed) are going to lose control, and you are going to see a sharp spike in the month of April."
There is a massive military buildup in North Korea. Syria is hotter than ever after the Trump Tomahawk missile strike, and new military threats have spiked in Ukraine.
With that in mind, Polny makes another stunning prediction on gold and proclaims, "The forecast right now is $2,000 per ounce by the end of May and, worst case scenario, very early June."
Polny admits he got the price spike wrong in gold but also says, "Yes, we've been wrong about the price spike but not wrong in the big picture and that gold will never go lower than $1,045 per ounce regardless of all the analysts screaming that gold was going to $700 per ounce. They have been wrong for five years."
Polny freely admits he "screwed up" and missed the timing on the stock market top by a little more than a year and seven months. He says he was simply too early, but now he's back on track. Polny says you can expect what is called a "Jubilee" year in 2017. So, what's coming? Polny says, "There are going to be three stock market crashes: in April, on the last week, and then there are two more crashes in the fall. . . . Do expect that this year, 2017, markets will be falling. The dollar will be falling, and gold and silver will never be at these low prices ever again."
Polny says a "Jubilee" year is the end of seven, seven year cycles. That is 49 years, and now is the 50th year which is called a "Jubilee" year. Polny says, "49 years is the end of the cycle. So, the 50th year is a year of cleansing and a year of washing. It's a year of debt forgiveness. . . .It's a year of rest. It's a debt forgiveness year. . . . The old system of debt, bonds and the dollar, those are all debt based instruments. That's the old . . . that's part of the cycle which ended. Now you have seven years forward of massive world changes."
Can't the Fed just manipulate the gold and silver markets so they never gain in price? Polny says, "The cycles are against them. The Fed is against the wall right now. For them to do that, they are going to have to break a 10 year cycle, and all the 10 year cycle shows is a massive price move that is about to happen. They are against the wall, and they are not going to be able to bring the price of gold and silver down once it takes off. When they lose control of gold and silver, it's just going to keep going."
Join Greg Hunter as he goes One-on-One with Bo Polny of Gold2020Forecast.com.
(There is much more in the video interview.)
After the Interview:
There is free information, videos and analysis on Gold2020Forecast.com. By the way, Polny says he picked the last stock market high to the day on March 1, 2017. He sent out the information below to his subscribers on that day:
March 1, 2017
With the DOW Industrial above 21,000 today, the price has NEVER in history traded this high above the Bollinger Band. Expect a sharp reversal down.
This message came with the chart below:
To become a subscriber go to Gold2020Forecast.com and scroll down to bottom of the Homepage for the pricing.
(To Donate to USAWatchdog.com Click Here)
Please BIN go back to your old format! This new format sucks!
Yea the format sucks…new is not always better. And as for Bo…well lets just say that when you claim the sky is falling and it does not to many times…well….BOO you cried wolf to many times and now no one is listening…you can take your sky is falling and you know what you can do with it. Your nothing more than a LINDSEY WILLIAMS with a dating service. And I am losing faith in Greg for having these charlatans on his program. FAKE NEWS and Greg, never thought I would be saying those words in the same sentence.
Re: " Expect a stock market crash, expect a dollar crash and expect gold and silver, they (Fed) are going to lose control, and you are going to see a sharp spike in the month of April." : Thank you very much; I'm looking forward to it.
Hillary Clinton PR Firms Busted Paying Off Journalists to Push Trump-Russia Fake News
Sessions Bribed, Wolf Blitzer Pedophile! Tom Heneghan Reports
The Deep State's Intent to Use Food as a Weapon - Happy Thanksgiving!
Meet the Elite: Father of Mainstream Media, Skull and Bones Member Henry Luce
"Two Big Warning Signs Emerge for the Stock Market"
David Icke Exposes EU Conspiracy – and Is Immediately Proved Right by Secret Government Document
Alarming! Pentagon Insider on "The Deeper State"
Elite's Globalist Manifesto of Rules
New Evidence Shows the Sugar Industry Suppressed Scientific Research That Linked Sugar to Heart Disease and Bladder Cancer in Rats (Video)
David Icke: All The World Is Mad (Video)
Syrian Army Supported by Russian Air Force on Offensive in Euphrates Valley
Major Gas Line Explodes in Mich; Sabotage Suspected – North Korea Sleeper Cells?
Is the Messiah Coming This Year? Iran-Saudi War Fulfills Ancient Prophecy!
Truth story behind Donald Trump, Asia Trip & Zimbabwe
'New York' Looks Like a Skid Row Bum - Indigenous People Never Gave Away Their Land
Venezuela Arrests President of U.S.-Based Refiner Citgo
Expose the Network and You will find the Missing People
I smiled at Putin's expression…. How about some newsy coffee this morning?
How come Russia did it? But we, the US Administration desired it
Russian Defense Minister Sergey Shoogu; Rossiyana Markovskaya, new spokeswomen
Three Posts That Appear to Be Connected to What Is Going on… Now (11-23-17)… (and a Meditation Request)
Media Disdain for Sarah Sanders Gets Personal
An Amazing Solo Guitar Piece by Michael Kobrin: "Underwater" (Video)
Syrian Army Supported by Russian Air Force on Offensive in Euphrates Valley
5o+ Reasons I'm Thankful for My "Country-as-Cracklin'-Cornbread" Raisin'
Liberal Journalist Is Really Mad at Sarah Huckabee Sanders
Michigan: Muslim Doctor Accused of Mutilating Female Genitalia Freed From Michigan Jail
Compromised: Sex-abuser Congressmen Are Open to Massive Blackmail
Dragon Rising! China Unveils 19,030 mph Hypersonic Scattergun Nuke to Strike 'Anywhere in the World'
Years Before Heading Offshore, Herpes Researcher Experimented On People In U.S.


text:
Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.
Written on: 24/05/2009 by sarm (5 reviews written)
George Foreman 14088 Family Grill is a robust construction, but not very well designed for storing, as this model only has one handle on the lid, making it awkward to pick up and move. fat and juices seem to miss the built in drip tray and end up all over the worktop… Read Full Review
As rated by our community of reviewers
" Faulty plug adaptor " Read More
" Shocking device " Read More
Written by pesudo56
" Love it " Read More
Written by CynthiaMarie
" Brilliant easy to use " Read More
" Great grill every " Read More


text:
Unknown in 10.8
Unknown in 10.7
Try out the new RoaringApps
I'm putting the finishing touches on the all-new RoaringApps, with support for Mavericks & iOS 7.
Try it out now and help me squash some bugs.
Created by Rolandius on 29 Jun 2011 06:04.
Last updated by bcammo on 16 Jul 2013 03:40.
Popular Tags
More apps by EA Bright Light
- NetSpot Unknown
- Harry Potter and the Order of the Phoenix Doesn't work
Latest Apps
- Joyoshare Media Cutter for Mac Works fine
- Joyoshare Video Converter for Mac Works fine
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- TunesKit Apple Music Converter for Mac Works fine
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- Enter app name here Works fine
- PlayerXtreme Media Player - Movies & streaming Unknown
- PlayerXtreme - Media Player Unknown
- PlayerXtreme Media Player - The best player of movies, videos, music & streaming Unknown
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Harry Potter and the Half-Blood Prince
Supports iCloud
Secured by Gatekeeper
Supports retina graphics
Available on the Mac App Store
Not available on the Mac App Store
In Harry Potter and the Half-Blood Prince the Video Game, Voldemort is tightening his grip on both the Muggle and wizarding worlds and Hogwarts is no longer the safe haven it once was. Harry suspects that dangers may even lie within the castle, but Dumbledore is more intent upon preparing him for the final battle that he knows is fast approaching.
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text:
The following is from Alexei Yukna who currently resides up in Baltimore and is reprinted in it's entirety. Thanks Alexei.
Full disclosure: Richard is doing some great web/social media work with Blanchard's. Richard sent me some of their dark roast as a friend knowing I love coffee. He didn't ask for feedback, but, here it is:...It's really, really good. Actually, this roast is too good for daily morning drinking for me. It needs to be enjoyed, not slammed down on the way to work. It's a perfect Sat/Sun morning, taking it slow roast. Even in my Cuisinart drip-thing maker and being pre-ground (I'm looking for a new grinder), it's full bodied and fresh tasting. I'm not one to have the wine-like flavor compositions quite down, but, I can say that this has some earthy undertones- wood, smoky, etc. When I opened up the bag to transfer it to my trusty air-tight stainless steel coffee holder, the smell took over the entire kitchen, so, there's that too.-------------Anyway, really good stuff. try as a company might by showering me with stuff (try!!!), I don't give endorsements lightly. For me, something is either well done and has a lot of heart, or, it sucks. This is "not suck" stuff. For those of us a bit too far north, link is in Richard's post. Support local, small businesses folks!
Thursday, April 1, 2010
Review of Dark as Dark
Posted by Richard at 11:25 AM
Labels: Coffee, Dark as Dark, review
Subscribe to: Post Comments (Atom)


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GraphicRiver Dodo 6822276
Stock Vector \ Characters \ Animals
Vector \ Organism \ Smiling \ Profile \ WonderlandIllustration \ Pigeon
Stock Vector - Dodo 6822276 by Dazdraperma @ GraphicRiver
Stock Vector \ Characters \ Animals
Illustration of cute Dodo bird. EPS 8, JPG (high resolution)
Layered: No; Graphics Files Included: JPG Image, Vector EPS; Minimum Adobe CS Version: CS.
Clover Fairy; Love Fairy; Cherry Blossom Flowers ; Watering Can; Beautiful Princess ; Princess; Prince.
Keywords: adventure, alice, animals, art, beak, bird, cartoon, clip, cute, designs, dodo, drawing, egg, extinct, feather, humor, illustration, ink, mythology, nature, old, organism, pets, pigeon, profile, smiling, story, vector, wonderland.


text:
Mustsmile.com ranks
#19,723,894 in the world and generates
108 Page views for daily.
FreeWebsiteReport estimates Mustsmile.com for a valuation of
$236 USD for it's visitor traffic that has the potential for CPC and Display-based advertising.
This traffic data suggests the Advertisers with a Traffic Acquisition Cost (TAC) of
$0.32 for daily and
$9.72 for monthly to spend on advertisements with Mustsmile.com. Mustsmile.com's recent traffic trend shows a
879.66% Negative growth. Mustsmile.com receives most of it's
organic referrals traffic from 5 websites around the world. Mustsmile.com servers are located in the United States.
|Time Average
|Site Rank
|View Rank
|Views Per-User
3 Month
Google Safe Browsing - Safe website. Clean from Viruses, Malicious Worms, Adwares, Trojans, Spywares and Suspicious Phishing Attacks.


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Turn your children's book into an animated iPhone/iPad app with our premium source code.
Do you have a children's book or idea that you've been talking about publishing, but haven't yet released?
Children now spend more time on iOS devices than reading traditional hardbound books. With 140 billion iOS app downloads, and $20 billion per year in sales, the App Store is a more interactive, popular and financially lucrative way to publish than traditional media.
Wharton Apps's source code template is hands-down the best source code available today for turning your children's book story or idea into a beautiful, finished app.
- When you turn a page in our app template, or a child taps on an illustration, the illustration will spring to life.
- The app features a peaceful original soundtrack to help parents transition children to a nap or restful activity. Narration and music can be turned on or off by pressing the buttons at the bottom of the screen.
- The app includes ads, so that you can offer your book for free and maximize downloads. If your readers want to enjoy an ad-free experience, they can easily remove the ads using a button on the Main Menu.
- A prompt pop-up encourage parents to rate the app.
- A share button in the bottom right corner of each screen allows parents to share that page along with a link to the app with their friends
- A page selection feature allows parents to easily flip through all of the book's pages by scrolling through the icons at the top of the screen.
Wharton Apps provides an end-to-end service to help you launch the book of your dreams.
- If you have an idea, but not a finished story, we have writers who can draft a charming, easy-to-read story based on your ideas.
- A team of highly talented illustrators and animators, with experience working for Disney Television and Disney Interactive, can turn your story into magical animated illustrations.
- If you already have illustrations, our animators can add motion that complements your artwork for a more interactive reading experience.
- With access to hundreds of professional music tracks, we can present you with plenty of options until you are satisfied with just the right soundtrack.
- Professional voice artists will record your narration. We'll share demo recordings so that you can approve the narrator before they record. If you are not satisfied with a reading, artists are available to perform a complimentary revision.
- All of our services are provided with a dedicated project manager who will communicate with you through every step of the process. If you would like to be highly engaged in selecting talent for your project or requesting revisions on their work, we can work on your project incrementally and provide you with maximum options in order to make sure we produce the app you envision.
There are 2 options for purchasing.
- Do-It-Yourself: With this option, we will send you the complete source code to our template. You can use this source code to edit the illustrations, animations and text. When you are finished, you can upload the app to your own developer account. This option is best for experienced developers, as we are not able to provide dedicated customer support.
- Custom Reskin: With this option, we will provide a dedicated project manager who will supervise all aspects of production in order to develop your app and publish it to your developer account. Every project is unique, and requires initial effort on our part to select appropriate talent for your project, check their availability, and provide a total project cost. Largely to ensure that you are serious about your project before we make this investment, we charge a $19 cost to provide you with a custom quote.
- Roughly, your costs will break down as follows.
- App Development $299
- Writing $249
- Illustrations $59/page*
- Animation $49/page*
- Narration $99
- Music $29
- * The two biggest variables are illustrations and animation. Depending on your budget, we can bring on world-class illustrators and animators for a premium project, or we can utilize some of the wonderful illustrations available on Shutterstock.com to keep your costs low. Generally, we recommend that you consider a middle-of-the-road option. We have a curated list of quality illustrators and animators whose services we can engage at an approximate cost of $49-59/page.
- As part of our custom quote, we will recommend resources specifically for your project. We will provide you with names and contact information for available writers, illustrators, animators, narrators and music artists who we believe will suit your project idea. At this stage, you can either hire and manage these artists independently, or you can accept our proposal to supervise their work and build the app for you.
- Roughly, your costs will break down as follows.


text: Hi, am flying in to Seattle in 2 weeks, plane lands around 1:00, get the bags, get the car, and am starving and exhausted. Hotel in Belltown near Outdoor Sculpture Park ( some Hilton offshoot). Need a good lunch recommendation between airport and hotel, preferably seafood-ish, something easy to find, easy to park, and good. Also looking for seafood for dinner, someplace that will take a reservation not too far from hotel. Have been reading boards and "best" lists like crazy, and making plans for the rest of the week, but could really use some specific advice for this first day. Thanks very much.


text:
Meyers Automotive
Review for Meyers Automotive
Andy P. on 10/16/2014
"Oil change"
Went in for scheduled oil change. The old oil was replaced with a true synthetic oil instead of the "hybrid" the dealer tries to pass off. My mileage increase 2 mpg.
Vehicle: Honda Accord
Service Date: 10/06/2014
Review Created: 10/16/2014 03:41 AM


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The Gloria M. Silverio Foundation Speakers Bureau was developed as a platform to increase public awareness and support statewide, for the "Safe Haven for Newborns" life saving program.
The Safe Haven for Newborns Speakers Bureau:
- Is comprised of committed, knowledgeable volunteers.
- Is available at no charge to any and all groups.
- Requires at least a group of twenty (20) people in attendance.
- Average length of a presentation is thirty to forty five minutes including a Q&A session.
To Become a Speaker:
We welcome anyone who is interested in making presentations to organizations or groups in the community to contact us.
- Training and education regarding A Safe Haven for newborns will be provided.
- All materials for your presentation will be provided.
To Schedule a Speaker:
Please contact us if you are interested in a speaker presenting at your meeting or assembly.
Our public awareness campaigns thru education, prevention and community involvement is saving lives.


text:
FREE SHIPPING on orders of $85 or more
An excerpt from www.HouseOfNames.com archives copyright © 2000 - 2017
Errell Early Origins
Perthshire (Gaelic: Siorrachd Pheairt) former county in the present day Council Area of Perth and Kinross, located in central Scotland, where they held a family seat in the parish of Errol from whence they get their name. The family is not directly related to the Lords of Errol, who are in fact a part of the Scottish Hay clan.
Errell Spelling Variations
Errell Spelling Variations
During the Middle Ages, there was no basic set of rules and scribes wrote according to sound. The correct spelling of Scottish names were further compromised after many haphazard translations from Gaelic to English and back. Spelling variations of the name Errell include Arroll, Arrol, Errol, Erroll, Arrell, Arrel, Errel, Errell, Arrall, Arral, Errall, Erral, Arrill, Arril, Errill and many more.
Errell Early History
Errell Early History
This web page shows only a small excerpt of our Errell research. Another 249 words (18 lines of text) covering the years 1556, 1590, 1619, 1646 and 1913 are included under the topic Early Errell History in all our PDF Extended History products and printed products wherever possible.
Errell Early Notables (pre 1700)
Errell Early Notables (pre 1700)
More information is included under the topic Early Errell Notables in all our PDF Extended History products and printed products wherever possible.
The Great Migration
The Great Migration
Scots left their country by the thousands to travel to Australia and North America. Desperate for freedom and an opportunity to fend for themselves, many paid huge fees and suffered under terrible conditions on long voyages. Still, for those who made the trip, freedom and opportunity awaited. In North America, many fought their old English oppressors in the American War of Independence. In recent years, Scottish heritage has been an increasingly important topic, as Clan societies and other organizations have renewed people's interest in their history. An examination of passenger and immigration lists shows many early settlers bearing the name of Errell: A. E. L. S. and W. Arrall who landed in Baltimore, MD. in 1820; John Arrel landed in Philadelphia PA. in 1848; Arthur Arrell landed in Philadelphia PA. in 1848..
Errell Family Crest Products
Errell Family Crest Products
See Also
See Also
Other References
The Errell Family Crest was acquired from the Houseofnames.com archives. The Errell Family Crest was drawn according to heraldic standards based on published blazons. We generally include the oldest published family crest once associated with each surname.
This page was last modified on 9 April 2014 at 14:26.
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text:
Modern Fashion Abstract Color Pattern in Blue Green
Available as
About this artwork
Colorful (deep hdr green / ice frozen blue) geometric allover pattern artwork. A must have for all triangle, geometric shape, optical illusion and pattern fashion lovers. Looks great as Pillow, Duvet Covers Phone cases for Home and all Workplaces who needs a little color touch. Abstract art with a small razor cubism.
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Photographer's Note
A view from Cordon Catedral at Rucaco valley, Lake District, Patagonia, Argentina
Nobody has marked this note useful
Critiques | Translate
abadlovesong (274) 2006-04-17 19:06
great pov and composition. i love the contrast between the rock face and the valley below. truly remarkable. and i had just recently seen a documentary of the giants of patagonia, definitely seems like a great place to visit.
Photo Information
- Copyright: Artur Gerasch (AGe) (198)
- Genre: Places
- Medium: Color
- Date Taken: 2006-03-25
- Categories: Nature
- Camera: Panasonic DMC-FZ10
- Exposure: f/4, 1/200 seconds
- Photo Version: Original Version
- Date Submitted: 2006-04-17 18:51
Viewed: 2228
Points: 2


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Aelred's historical and hagiographical production, which makes him a rather unique figure in the Cistercian panorama of the first generation, is the subject of increasing attention, hampered thus far by the lack of a reliable critical edition of these works. Here for the first time these texts are edited from a collation of the earlier and best manuscripts, accompanied by a biblical and a critical apparatus, each with a concise introduction devoted to the illustration of the manuscript tradition and to the historical and rhetorical background of these texts.
Domenico Pezzini is Professor of English Linguistics (History of English) at the University of Verona. His work focuses on the translation of medieval Latin works (in particular Aelred's four ascetical treatises and a group of his liturgical sermons, plus a number of essays on his spirituality and his historical works) as well as research on translational practices in the Middle Ages. He is also the editor of a group of Middle English texts translated from St. Birgitta's Revelationes.


text:
2016 was a reset for my personal finances. In lieu of achieving epic goal reaching success, I focused on building a more solid foundation from which my wealth can grow. Not all the changes were easy, but the results have set the stage for the years ahead.
A sneaky cash flow problem became apparent in early 2016 as a result of taking on car debt and not accounting for the increased cost of preschool for two of our three kids. Combined, these produced a $1200 swing from positive to negative cash flow which made it difficult to invest as much cash as previous years.
Once I realized it was time to change shit up, we executed a few powerful financial maneuvers to help get us back on track.
The first major move was a mortgage refinance. During the interest rate dip over the summer, we sneaked in a refinance for a 30-year fixed rate loan at 3.375%. No points. We used LendingTree to find the best rates. The refinance saves us about $3,000 per year for each of the next 30 years!
The second powerful maneuver was to eliminate car payments from our lives. We own a minivan. It was costing us $563 per month in payments. We aggressively set aside the cash to pay the loan off and did so with one big chunk in September. This move freed up $563 per month for the next 20 months.
Setting the cash aside for the refinance and debt pay down made it more difficult to attain one or two of the financial goals I set out in 2016. But I'm OK with that. We're in a much better financial situation. From here, the foundation is more secure to build upon.
2016 Resolutions Revisited
I'm not usually a resolutions person. They're difficult to keep and I'm not very disciplined. But alas, I still set two resolutions in the goals and resolutions post last year. They were:
- All workdays I will shut off my smartphone between the hours of 4 pm and 7 pm.
- I will develop plans and start preparations for a near-term, pre-retirement lifestyle adjustment.
Resolution #1 Result
All workdays I will shut off my smartphone between the hours of 4 pm and 7 pm.
Fail. I was not able to completely turn off my phone every work day from 4 pm to 7 pm. The main reason is that I started a new project for my job. Early in the year, I felt the need to be available during those hours for my team. So I'd leave my phone on and nearby. Of course, with the phone on and nearby, I'd look at it for reasons other than work.
This resolution started strong. I did shut it off in January. And I still often put it out of sight during these hours. But not daily.
All was not lost. The resolution certainly made me more aware of my phone, and I used it much less than the previous year, especially when spending time with the kids. I partially made up for this failed resolution by deliberately spending more focused time with my kids on weekends and at bedtime. For 2017, I'm modifying the resolution.
Resolution #2 Result
I will develop plans and start preparations for a near-term, pre-retirement lifestyle adjustment.
Pass. #2 was definitely vaguer. So vague that my Dad messaged me after he read it asking what I meant. It was meant to be vague because I wasn't sure what the answer was.
My goal with retirement has always been to retire at age 55. That year is based on the age my Dad retired, age 56 (get it, retire before Dad). Considering the average retirement age is around 62, 55 is retiring early.
However, inspired by many other early retirees, I may be able to make the math work earlier. By changing our views on spending, building income streams, prioritizing what's important in our lives, and adjusting our definition of retirement, I reckon our early retirement date may not be aggressive enough.
Over the year, I assigned some numbers to this idea and realized I may be able to "retire" even earlier. But it's not the traditional retirement that I've always envisioned. It's more of a hybrid between financial independence and creative entrepreneurship.
The new plan is to accomplish this lifestyle adjustment within a five-year time frame. I may put it on the line and share the details here eventually to hold myself accountable. But I haven't decided if the planned is finalized, or fully possible. So for now, it remains in a spreadsheet awaiting further refinement.
However, every financial decision we make going forward will be made in the context of our new plan.
Financial Goals Revisited
Last year, I made my goals a bit loose because I expected some volatility from my job and due to selling the rental property. My job/project did change, but the financial consequences were minimal. I expected to sell the condo in 2016, but the opportunity did not arise. Thus, I'm still a landlord and a healthy amount of equity remains tied up in the property.
Here were the financial goals I set last year:
- Complete Goal #4 from 2015 – reduce top holdings weight and income percentages to below 20%.
- Save $30,000 in tax-advantaged accounts.
- Invest no less than $2,000 of new (taxable) capital each month into stocks and Lending Club.
- Receive $5,200 in dividends and $1,000 from peer lending activities.
Financial Goal #1 Result
Reduce top holdings weight and income percentages to below 20%.
Fail. When I look at my entire taxable stock portfolio, four or five stocks are majority holdings. In part, this is because I've owned Chevron for 20 years, and Coca-Cola for almost the same. Apple is another dominant holding, and Verizon and AT&T both pay large dividends.
At year's end, my top four largest holdings (AAPL, CVX, VZ, KO) make up 24% of my portfolio's weight. That's only a 1% improvement over last year. I didn't add to any of these holdings, aside from reinvesting dividends. Chevron had an excellent 12 months. That success hampered achieving this goal. Overall, not investing a lot of new capital this year was most detrimental to reaching this threshold.
As for the percentage of income, my top four income holdings (VZ, CVX, T, KO) make up 28.7% of the forward dividend income I'll receive in 2017. Again, about a 1% improvement over last year.
Clearly, I need to put more new capital to work next year to fix this allocation problem. The alternative is to sell some shares. However, I can't complain too much about these stocks because each increased its dividends.
Financial Goal #2 Result
Save $30,000 in tax-advantaged accounts.
Simple goal. Simple results.
401k $18,000 College 529 $10,800 Roth IRA $5,500 Total $34,300
Not bad. Feels good to nail at least on goal. And if we can, we also plan to put $5,500 to Mrs. RBD's spousal Roth IRA for 2016 before April 15th of next year.
Financial Goal #3 Result
Invest no less than $2,000 of new (taxable) capital each month into stocks and Lending Club.
Fail. For the reasons explained earlier (paid off the car, cash flow problems etc.), I did not achieve this goal. Some months were thin before the car pay off and refinance. I cut back quite a bit on Lending Club investing and dollar cost averaging into Loyal3 stocks. Our cash flow needed improvement this year and this goal suffered as a result. Hopefully, we've laid the foundation for a better 2017.
Financial Goal #4 Result
Receive $5,200 in dividends and $1,000 from peer lending activities.
Pass. Looks like my received dividend income from taxable accounts in 2016 totaled $5,235.72. Lending Club interested income totaled $1,034.94 before December's numbers.
I'm very pleased with reaching both of these numbers. Both were estimated goals that I wasn't sure I'd hit. Regardless of how I came to the number, it feels good to be paid more than $6,000 doing very little work aside from keeping up with my portfolio and monitoring LendingRobot automation.
Add those numbers to the amounts I received from interest on cash, and positive cash flow from my rental property, my total investment income received (i.e. passive income) should settle at just over $7,600 for 2016.
2017 Goals and Resolutions
When resolutions and goals become too many or too detailed, they tend to get lost. For that reason, I try to keep mine simple and attainable.
2017 Resolutions
- All workdays I will put aside my smartphone between the hours of 5 pm and 7 pm to focus entirely on my children.
- Each financial decision we make in 2017 will forward the progress of our newly implemented five-year plan to achieve a pre-retirement lifestyle adjustment.
First, the smartphone rule will stay in place. I've modified it to be an hour shorter, which helps me deal with late day work related items. I'll also not completely shut off my phone, but instead put it in another room with the ringer off. If I'm out and about with the kids, it's best to have it on my person in case Mrs. RBD needs to communicate. We can all look at our phones less. These rules help me during the time of the day I need to most.
Second, we start this year with a vision of where our family will be in five years. We see our lives with more freedom and time to focus on our chosen pursuits and the lives of our kids. The priorities we set and the decisions we make today will determine if we can make it. Each and every purchase must be considered a lifelong burden. Every investment must build our passive income.
2017 Financial Goals
- Complete Goal #1 from 2016 – reduce top holdings weight and income percentages to below 20%.
- Save $35,000 in tax-advantaged accounts.
- Add two new income streams to diversify our passive income and increase the likelihood we'll succeed in our new five-year plan.
- Increase our forward 12-month investment income (F12MII) to $9,000.
The first goal is a no-brainer. I've failed two years in a row now. This is important to keep a healthy stock portfolio.
The second is a step up from this year. Based on nearly reaching this amount in 2016, it's a realistic goal to set. As long as we maintain our current pre-tax investing and add to at least one Roth IRA, we should hit this target again.
Third, I want to further diversify income streams. The more passive, the better. The leading candidates to add more income streams are FundRise and RealtyShares, both real estate crowdfunding websites. Crowdfunding is ideal for real estate because it pools funds to spread risk while offering solid returns to investors.
Both FundRise and RealtyShares are interesting options to add some higher yield returns to my portfolio, helping to increase my F12MII. Plus they'll add more real estate exposure if I sell my condo.
Lastly, instead of focusing on dividends, I'm focusing on building my taxable forward income. After all tax-advantaged investing, I'll need to put quite a lot of capital to work. Now that I've fixed my cash flow problem, the money should be there barring any major home or medical expenses.
Challenges for the New Year
I want to end on focusing on some hurdles and challenges for the new year. My rental property is still a wildcard. The tenant is ideal, they've been paying on time for more than four years, even after a rent increase. However, I'm still expecting them to move out in the coming year. What I do at that point is still up in the air.
If I sell the condo (aka the Banana Stand), my passive rental income (contributing to F12MII) will decrease by $1,200. But I'd walk away with more than $100,000 in cash. That cash would be carefully considered in the context of our five-year plan. The cash will likely sit in a high-interest savings account for at least the remainder of the year before deciding what to do with it.
The whole idea of selling the condo is to simplify our lives and to use the cash to give us more options… options to change our lifestyle for the better (i.e. less work, more travel). $100,000 can do that. But selling will throw off the F12MII numbers.
Alternatively, we're still considering holding onto the condo for the next five years, using it to build more equity and hopefully finally see some capital gains. Our cash buffer supporting the property is plentiful, so the risk/return equation is in our favor. But I'm leaning toward simplicity.
Another challenge is my day job. The new project for 2016 has been good, but visibility is foggy. I'm still with my mediocre employer of 13 years, but I'm considering options to leave the company while maintaining my role with the client (long story). Switching employers will change up my salary, cost of benefits, among other things. All of this may impact our plans.
That's all for 2016. Happy New Year.
Did you make any short-term goal sacrifices to focus on longer term stability? What are your top goals and resolutions for 2017?
Photo by duncan c


text:
WBPSC Recruitment 2016 in 28 Post of Tutor / Pass Graduate Teacher / Drawing Master in West bengal Nursing Training Institute / Government High Schools / Government Madrash in West Bengal, Government of West bengal under WB Public Service Commission published recruitment Notification, Advertisement No- 02/2016, Published date of- 01/03/2016, Applications are invited in the prescribed format given at Commission website- www.pscwb.org.in are invited from Indian Citizen. Applicant must have ability to Read, Write and Speak in Bengali is essential qualification, Required age of applicant must be between 32 years as on 01.01.2016, relax able upto 37 years for well qualified candidates. Education Qualification should be Minimum- Master Degree / Bachelor Degree / Diploma in Art, Apply Online in online Website of West bengal Public Service Commission- www.pscwbonline.gov.in from 12th March 2016 to 03rd April, 2016. Direct Link for Apply Online & More details about Selection Process, Scheme & Syllabus, Admit Card, Apply Process is given below.....
www.pscwb.org.in / PSCWB Recruitment 2016 in Tutor / Teacher / Drawing Master Posts
Organized by - West bengal Public Service Commission (WWBPSC)
Advertisement No - 02/2016
Published date - 01/03/2016
Matter of - Recruitment
Post of - Tutor, Pass Graduate Teacher, Drawing Master
Number of vacancy - 28 posts.
Recited in - WB Nursing Training Institute / Government High Schools / Government Madrasah
Applying - Male & Female candidates.
Age limit - Not more than 32 years as on 01.01.2016
Educational Qualification - Masters Degree / Bachelor Degree / Diploma in Art
Applying mode - Online
Starting date of Applying - 12/03/2016
Closing Date for Receipt application - 03/04/2016
Official Website - www.pscwb.org.in / www.pscwbonline.gov.in
Details of Posts :
- Tutor in Nursing Training Institute under labour Department - 7 posts (UR-3, SC-2, ST-1, OBCA-1).
- Pass Graduate Teacher (Bengali medium) in Arts- 5 Posts (UR-2, SC-1, ST-1, PD-1).
- Pass Graduate Teacher (Bengali medium) in Science - 6 posts (UR-4, SC-1, OBC A-1)
- Drawing Master (English medium) - 8 Posts (UR-5, SC-1, ST-1, OBC A-1).
- Drawing Master (Bengali medium) - 2 Posts (SC-1, PD-1).
Age Limit :
Applicant required age limit should be not more than 32 years as on 01.01.2016. age relaxation should be valid for as per Government rule. Details given in official advertisement below.\\
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- Tutor - Master Degree in Nursing / B.Sc Nursing / Diploma in Nursing Education & Administration or any other Post basic course with 2 years Training Experience.
- Pass Graduate Teacher (Bengali medium) - Bachelor of Arts or bachelor of Science from recognized University. Degree in Teaching / Education or equivalent.
- Drawing Master (English medium / Bengali Medium) - Diploma in Art from Govt College of Art and Craft of kala Bhavan, Viswa Bharati or equivalent qualification. Proficiency in more than one Branch of Crafts. Knowledge of English for English medium or Knowledge of bengali for Bengali Medium.
Selection process :
Shortlisted candidates selected through Screening Test & Interview. Visit regularly for Updates of Scheme & Syllabus for Examination, & Download Admit Card / Call letter for Examination.
Examination Fee :
All Applicant required to pay Examination fee of rs.160 & service Charge through Online Payment (using Credit Card / Debit Card / Net banking) or Pay through Bank Challan in SBI. SC / ST Candidates of West bengal and PWD candidates are not required to pay any Examination fee.
Scale of Pay :
Scale of pay after joining this posts is-
- Rs.9000/ - Rs.40500/ with GP of rs.4700 - For Tutor Posts.
- Rs.7100/ - Rs.37600/ with GP of Rs.4100 - For Pass Graduate Teacher & Drawing Master Posts.
Click to Follow Official Advertisement Direct Link here:::
How to Apply :
Applicant required to apply online in official website of WBPSC- www.pscwbonline.gov.in Online link is available from 12.03.2016. Details process of applying is available shortly.
<<<Click to Apply Online Direct Link here>>>
Important Information :
- Apply Online between - 12.03.2016 - 03.04.2016
- Last date of payment - 03.04.2016
- Before applying follow official Instruction carefully.
- Visit regularly for Updates of Scheme & Syllabus & Admit card for Written Exam.
Any more Inquiry visit on - www.pscwb.org.in
Contact Details :
West bengal Public service Commission (WBPSC)
161-A, S P Mukherjee Road,
Kolkata- 700026.
Tel- 033 2466 1540 / 2256 / 0546 / 5662
Fax- 033 2466 0992 / 3378
Email- email@example.com
website- www.pscwb.org.in / www.pscwbonline.gov.in


text:
Results 1 to 25 of 40
November 8th, 2002, 08:58 AM #1
ABW has made me aware of... affiliate fraud. Bogus orders submitted by nefarious affiliates from war torn third world countries... or just plain old fashioned Internet theives.
Right now I'm set to auto accept all affiliates from the US, UK and the other four or five countries listed on the auto accept list.
Should I be screening these affiliates first?
What should I look for when accepting affiliates to protect us from fraud?
How do you screen affiliates?
November 8th, 2002, 09:19 AM #2
My reply is below.
1. I only accept affiliates from USA and Canada
2. I review each affiliate and if I see adult content or illegal downloads (warez) I remove them. Also if it relates to what I offer and if they have meta tags in there site and are listed at least 1 search engine.
3. If they have too many popups: :0( I say no way.
4. If there use scripts that redirect automatically or have dead links for violating affiliate program guidelines.
5. Check to make sure there site isn't under construction or is dead ( URL does not work)
6. they do not install dialers or software automatically.
7. visit sites often and remove if they change to something that is not un-acceptable or expires.
8. make sure you checkout out where affiliates are coming from I have terminated a lot of affiliates for using our site with a popup that redirects every 30 seconds on a adult site. Hmm. if you are honest you'll see the rewards.
9. Make sure there's not duplicate ips when your affiliates get leads.
10. There's probably more. just this came to my mind.
freebiesforever.com merchant
Santa Cruz, CA 95060
November 20th, 2002, 02:26 PM #3
- Join Date
- January 18th, 2005
- Posts
- 47
Every Merchant should have guidelines for potential affiliates, but I'm not sure if I agree with restricting sites that reside in the same country as the merchant.
Most sites that appear on search engines can be viewed by people anywhere in the world and if you only want customers from your country, why don't you ask the affiliate to place a special notice on the entry "USA and CANADA ONLY" or whatever?
I am British and my site is registered in the UK but I live in Russia. 70% of my visitors come from the USA and most of the others come from the UK. Hardly any from Russia! Yet some sites refuse to accept me because of my address. Quite frankly I don't understand this thinking. The Internet has no borders and a site can operate from any country and choose the customers it wants (unlike a high street shop). How can a site based in the USA or deepest Africa make any difference?
Unfortunately Frank at UrbanScooters must have taken your advice and rejected my application! Which is a pity, because I thought the product he was offering was good and I liked his banner so much I was going to feature it on my homepage.
If you get to read this Frank I don't take your decision personally and if you change your mind let me know, I can still find a special spot for your banner!
November 20th, 2002, 06:33 PM #4
I'm not exactly sure how rampant affiliate fraud is, but what if extra precaution were taken with the acceptance of affiliates from outside of what are considered "safe" boundaries instead of complete exclusion.
What if a merchant accepted any affiliate (regardless of geography) who has proven themselves by reaching a FULL affiliate membership level (meaning they have generated at least one cpa transaction or $20 in pay per lead transactions) and has at least an OK affiliate current status (meaning there are no fraud reports on the merchant). You might even add that their website has to be in the top 500,000? (Alexa ranking) proving that they are somewhat established.
Then an upstanding Russian дженÑлÑмен like IanB would have a shot, too.
Do you think that's restrictive enough? Yes... no???
UrbanScooters.com Affiliate Program
November 20th, 2002, 06:49 PM #5
- Join Date
- January 18th, 2005
- Posts
- 817
Should I be screening these affiliates first?
I treat affiliates as business partners, and I screen all business partners to the best of my ability.
November 20th, 2002, 09:27 PM #6
- Join Date
- January 18th, 2005
- Location
- ÄúsTrálíå
- Posts
- 1,372
You might even add that their website has to be in the top 500,000? (Alexa ranking) proving that they are somewhat established.
I know you're only throwing ideas around, but this is truely a stupid way to judge a prospective affiliate.
There are many different types of affiliate.
There are those that just whack up banners everywhere and call it an 'online mall', and there are those who will see a product (or merchant), and build a whole site from scratch around that merchant.
So, any check on a domain name (which was probably bought as the affiliate was clicking on the 'apply' button) will show up as non-existent in alexa.
I know which type of affiliate I'd prefer.
November 20th, 2002, 09:52 PM #7
Hi Ian
I hear ya mate, some of the systems used for rejecting affiliates (such as location) are moronic in the extreme, heck some of my best affiliates are in Malaysia and Australia...
I even had my test site rejected by GiftCertificates.com for the following really wacko reason :
Affiliate Program. Unfortunately your application was not accepted
for the website that you submitted - NAME REMOVED which appears to have an international customer base.
GiftCertificates.com does not ship to international addresses except Puerto Rico.
By their definition they would have no affiliates at all... international customer base ha.. nuts to them, signed up with GiveAnything.com instead!
Chris Sanderson
Mondera.com Partner Management
90 Return Days : 100% Parasite Free : Fast Support : Commission on ALL Sales.
Visit the Mondera Partner Support Zone : Click Here
November 20th, 2002, 11:13 PM #8
- Join Date
- January 18th, 2005
- Posts
- 47
Thanks for the reply Frank. Before responding, can I just clarify one point? I may be a "gentleman", but I am not a "Russian Gentleman". I have lived in this country 10 years but I am an Englishman (my English roots can be traced back beyond Elizabethan times!)
At the end of the day it's a free world, everybody has a right to select their partners in a way that they feel comfortable with. However, for the sake of good business sense, I hope merchants take the time to think these things through and not just do it because other people are. It always surprises me that the USA (land of the free?), whose country was established by people from all over the world, has such a limited view to business partners from other countries. What happened?
Merchants should also be aware of the "catch 22" situation. How is a new site going to become established if it never gets a fair chance to trade? My site is just over a year old and still developing. I hope it will become a serious force on the Internet in the future, but I will have to overcome Merchants with short vision and search engines that "don't play cricket!".
Unfortunately, I am short of time and unable to say more today, but I will be back later. Many thanks to those who posted replies (and support), I look forward to discussing this and other subjects in the future (this is my first day on this "board").
November 21st, 2002, 12:40 AM #9
Ian... yes, I see that now. An English gentleman living in Russia. My apologies.
So far one method of screening for fraud has been suggested. If the affiliate is not from the USA or Canada, don't do business with them because the risk of fraud is too great.
I've also heard this is a poor method of screening because it denies a merchant potentially lucrative business relationships.
I had suggested a few solutions, one of which (Alexa rating) I can see doesn't hold water.
I have yet to hear of an alternate way of screening for fraud. Methods other than screening by country of origin.
Anybody care to tackle that one?
UrbanScooters.com Affiliate Program
November 21st, 2002, 01:14 AM #10
I have yet to hear of an alternate way of screening for fraud. Methods other than screening by country of origin.
- References from other affiliate programs on the same network.
- Hold payments for a 30 day period to affiliates located in countries that are "perceived" by merchants to be risky.
- Intense reviews of websites. Only accept generated sales from accepted domains.
- Develop a good business relationship with affiliates from countries that are "perceived" by merchants to be risky. Result = trusted two way relationship.
So far one method of screening for fraud has been suggested. If the affiliate is not from the USA or Canada, don't do business with them because the risk of fraud is too great.
You make it sound like all the good and trusting affiliates only come from those two countries. I'm pretty sure even the USA might have a few dodgy affiliates around.
I also thought it would be evident by the large British representation here that UK affiliates could be also grouped in that "trusted" region. This goes for Australia as well. I know it's your business and you can do whatever you want with it but like you said, you could be really loosing out.
Webmaster Resources | Web Hosting Solutions
November 21st, 2002, 01:35 AM #11
Maybe. I could be losing out. However if theres any affiliates here at abestweb that are well known. and known as honest then maybe I could let other affiliates out of the US join. but how do I know if there really being honest and not cheating. My 2 cents. what do others suggest?
Santa Cruz, CA 95060
November 21st, 2002, 01:43 AM #12
Serious question - what makes you so sure that a US affiliate (current or potential) won't cheat you?
I know your not implying this but just because I live in New Zealand it doesn't mean I'm going to cheat you.
Webmaster Resources | Web Hosting Solutions
November 21st, 2002, 06:02 AM #13
- Join Date
- January 18th, 2005
- Posts
- 260
Argh! Pet Merchant Hate!!!
Anyone who denies affiliates because of location is just stopping potentially lucrative relationships to develop. I am not from the US or Canada, but my site visitors are - take note - these are the customers you want to do business with are they not?
My applications have been rejected countless times because of ill informed AMs considering location a fraud detection tactic. I also have a small number of these AMs now chasing me - emailing me & telephoning me - trying to set-up special rates so that I'll consider them again.. I would consider these AMs the ones who have finally managed to open their eyes (probably because my sites outrank theirs in search results, and their competitiors are getting the windfall).
This business is very lucrative for myself and the merchants that I choose to work with. Just because I and others don't live in the US or Canada, does not mean that we are not good at what we do.
You need to simply assess each application on a case by case basis, and not automatically dismiss a potentially great business relationship over a matter as trivial as location.
November 21st, 2002, 07:23 AM #14
last time i checked every affiliate parasite on this planet was from the US, whenu , ebates etc etc...so all this talk of us foreigners been untrustworthy is a load of tosh.
If we all followed jasonco12 example we might as well sign up WhenU and the rest of the US Parasites! Can't remember ever seeing a UK, Thai or Australian one, some one correct me if I'm wrong
Chris Sanderson
Mondera.com Partner Management
90 Return Days : 100% Parasite Free : Fast Support : Commission on ALL Sales.
Visit the Mondera Partner Support Zone : Click Here
[This message was edited by Chris - Mondera/WSO on November 21, 2002 at 10:48 AM.]
[This message was edited by Chris - Mondera/WSO on November 21, 2002 at 10:59 AM.]
November 21st, 2002, 10:56 AM #15
- Join Date
- January 18th, 2005
- Posts
- 47
Perhaps RIK's suggestion of delaying payments for a certain period is a good alternative, at least until some "trust" has developed between Merchant and Affiliate. This would not be so different to the methods used by a Bank and a new customer.
On the subject of trust, many Merchants tend to forget that this is a two-way thing. Many affiliates spend a great deal of time and money in promoting merchants and quite often receive a bad deal (customer poaching, bad service, bad goods and so on). This can affect the reputation (and pocket) of an affiliate, so the risk is not just on the Merchants shoulders.
I don't know how others react, but when I receive a "personally" written email from a Merchant who is genuinely interested in developing a relationship, I feel more responsive and return their interest by making an extra effort to promote their service/products. A little more trust and respect can go a long way.
TK mentioned about Merchants who earlier had rejected him and were now chasing him because they can now see the value of his sites. Maybe I would be shooting myself in the foot, but I don't think I would be quite so generous. I have a list of all the sites that have rejected me, or terminated my association with them. Some have given reasonable reasons for their actions and I would consider trading with them again in the future (should such a situation occur). However, the rest will not get the chance! I would do this in the hope of making them understand that "little acorns" grow into trees and perhaps next time they may get it right? I've had some Merchants terminate a contract because they are worried about their EPC! Obviously their company is run by an accountant and not a business person, pretty figures don't pay the bills, sales do! AND if they had checked my stats, they would have found that my site produces a very good hit rate from impressions (if they can't convert these hits into sales, that's hardly my fault!).
Anyway, let's hope that these comments have some positive effects for everyone and more Merchants look at affiliates from "strange lands?" in a different light.
November 21st, 2002, 09:31 PM #16
Is there a way to delay affiliate commission via shareasale? I don't see a tool like that available. Unless there's some kind of automatic tool out there that would be a bear to track.
The only tools I see via shareasale to help us know more about an affiliate are; Affiliate Membership Level & Affiliates Current Status. These tell you if an affiliate has proven success with at least one other merchant and whether the affiliate is in good standing with no fraud reports.
Also, it looks to me like the countries from which the least amount of affiliate fraud comes from are the USA, UK, Canada, Austrailia and New Zealand. I mean... we can set those to auto-approve, right. Simple deduction on my part.
Would it be wise to apply a higher standard to those applying from outside those countries. Perhaps requiring a "Full" Affiliate Membership Level. Nothing more, just that they have proven themselves elsewhere first.
I figure this should work, unless the window between fraud and discovery is pretty wide?
Oh, and I'll beat everyone to the catch 22 response. I do see that, but not everyone will approve on the same criteria... also personal relationships would help a good affiliate gain a Full Affiliate Membership.
and... for the record... I want to do business with EVERY legitimate affiliate on the planet that drives US traffic. A site with a wireless connection to the Internet from Mars is even fine. But I'd also like to be smart about protecting our company from fraud.
UrbanScooters.com Affiliate Program
November 21st, 2002, 11:09 PM #17
- Join Date
- January 18th, 2005
- Posts
- 47
Might be worth having a word with Brian at Shareasale. I'm sure there must be a way to "adjust" the system to delay payments to certain affiliates on selected programs. From the brief contact I have had with Brian and the comments made on this board, he seems like a man of action. He certainly gave me a good impression when I joined Shareasale and if it can be done, I feel sure he will do it (providing he feels it may be of benefit to all).
I look forward to reading about further developments on this.
May 2nd, 2003, 07:04 AM #18
Just my two cents worth... don't post too often but always read the postings, very educational.
I agree with some of you in terms of what sites to approve or not approve when accepting affiliate sites. I cannot imagine a merchant turning away customers if they speak a language other than English (Does the Denny's discrimation lawsuit sounds familiar?).
As an example, I have two sites, one in English the other one in Spanish. The Spanish site generates over 300,000 page views per month and receives visitors from all over the world, who are, in most cases, bilingual. Still, I cannot apply for most affiliate programs because the site is not written in English. My personal opinion is that someone is missing the boat with those rules, but as they saying goes "He who has the gold makes the rules".
TradeDoubler Spain has realized this and has begun to expand their program to include Latin America. Since no English Only marketing program is accepting sites written in other languages, in this case Spanish, the only option available to the hundred of thousands of webmasters most likely is TradeDoubler Spain.
Not too long ago some of the largest media companies realized the tremendous potential of the Hispanic/Latino market and began to aggressively purse the "almighty dollar" this community had to spend, and we are talking billions of dollars here.
As an example I am including the link to an article that appear in Yahoo on March 9.
"There is no end in sight. "The growth in this market is going to be incredible," says Alissa Goldwasser, media-industry analyst with William Blair & Co., in Chicago. Goldwasser predicts that media spending geared to Latinos will grow two to three times faster than spending for the general population. It's not hard to understand why. There are 37 million Hispanics in the United States, more than the population of Canada, and they now outnumber African-Americans as the nation's largest minority. In some cities, like Miami, Hispanics are the majority. Their buying power is awesome: $580 billion a year and growing at a rate of 12 percent annually. By 2010, Hispanics are expected to have more than $900 billion to spend, making them an incredibly juicy target."
Some may argue that Hispanics/Latinos are bilingual and visit more often English sites - to those I ask, where is the proof? Latinos/Hispanics have a very strong cultural ties to their language culture and tradition, and most prefer to communicate in Spanish whenever possible.
Maybe sometime in the near future, those who make decisions on what affiliates to accept into their affiliate program will use some other method and do away with the English Site Only.
Then we have, I am sorry to say, those who do not approve sites because they are not based in the U.S. - they are based in Puerto Rico as an example - but if you read the Terms & Conditions it states very clearly Sites based in the US or Canada will only be accepted. Well, Puerto Rico is a territory of the US. Perhaps they should be a bit more clear and indicate "Sites based in the 50 states are only accepted."
I apologize if this considered too long an entry but I felt I had to put in my two cents.
May 2nd, 2003, 09:20 AM #19
The only afiliates I have rejected have had sample web sites that made me.......uncomfortable. There's just no definitive way to put it. A couple of web sites that looked like they were encouraging their surfers to 'earn money' without buying anythiong by working PPL sites, one fellow's site had a porno popup, one site loked like they mass mailed to hundreds of thousands of email addresses, that sort of thing.
I do not auto approve anyone.
I drank what??! -Socrates
May 3rd, 2003, 01:31 AM #20
- Join Date
- January 18th, 2005
- Posts
- 157
I have reviewed the sites of the affiliates which had joined my affiliate program.
The only thing I looked for was that it shouldn't be a site which promotes porn,hatred,gambling etc.
I am not rejecting the affiliates who are out of US or Canada at this moment.
Farrukh Saeed
Arabian Bazaar.com
Affiliate Program
May 3rd, 2003, 08:25 AM #21
sorry if my comments were disliked but I had a major problem with sites from india, israel and other middle eastern places in the past which lead to termination for porn and redirecting on a popup. I apologize if I offended anyone. Just trying to help other merchants...
"I can teach anybody how to get what they want out of life. The problem is that I can't find anybody who can tell me what they want." -- Mark Twain
Santa Cruz
May 3rd, 2003, 09:16 PM #22
While you can not delay payment you can reverse a transaction up to 60 days after the transaction date I believe. A "Hold" payment option would be good, I know I use it on LinkShare for any partner I'm not 100% sure of until the return date of the product has passed
May 4th, 2003, 02:09 AM #23
This is an old post that's come back from the dead! I'll give an update on what I've been doing since the post went quiet...
I had decided to approach non USA, UK, Canada, Austrailia and New Zealand affiliate applications in a more selective manner and this seems to be working well. I now have a few great affiliates outside the above mentioned countries, but have not approved others based on the quality of their website, status with SAS (full vs. limited), and/or "gut feeling" about the partnership.
I reject applications from countries participating in the Axis of Evil without review... ha or maybe it's 2 AM in the morning on Saturday night and I just felt like adding something silly to this post.
UrbanScooters.com Affiliate Program
May 14th, 2003, 06:45 AM #24
- Join Date
- January 18th, 2005
- Posts
- 5
Just joined this board and found this thread quite interesting.
FYI my bank here in Oz recently warned me about 3 countries in particular to be wary of - Thailand, Ghana and good old Nigeria - on the aspect of credit card fraud. These 3 were way out in front for instances of this according to this bank's records. Now I know you should not compare appled and oranges but I feel the inference is there.
The EquipoisE Balance Chair.
Only one commandment is needful - that we treat one another as we would like to be treated
May 30th, 2003, 01:49 PM #25
- Join Date
- January 18th, 2005
- Posts
- 112
Originally posted by jasonco12:
1. I only accept affiliates from USA and Canada
I'm from Italy, my company is sited in Italy but I publish websites for the US and Uk markets.
Maybe you can add a little 1.1 point which says"Foreign affiliates must submit their sites to my attention and I'll decide wheter to accept them or not, based on my solely discretion."
I know you'd love my sites!
Similar Threads
What affiliates should I chooseBy ranapratap82thakur in forum Midnight Cafe'Replies: 0Last Post: February 16th, 2012, 12:19 PM
Chose Your Permanent Avatar ---> Wisely! :-)By Mr. Sal in forum Midnight Cafe'Replies: 27Last Post: September 4th, 2009, 07:22 AM


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When a school therapy dog refused to drink from his bowl, teacher noticed something weird about the water.
A teacher at San Diego Unified became concerned when her therapy dog refused to drink the water in his bowl, which had come from the classroom tap sink. Upon closer inspection, she noticed a strange sheen on the surface of the water?and notified administration. District sampling of various water outlets revealed contaminants exceeding allowable levels by California state.
District authorities informed its water provider, the city of San Diego. The city agreed to conduct free testing across the entire district, consisting of 187 campuses. Testing will consist of five samples from each site, taken from drinking fountains, food preparation areas, and classrooms. Coincidentally, the school had recently been in correspondence with the city regarding water tests, as a part of a new state program. Additionally, the incident with the dog happened January 26th? yet parents and staff weren?t notified until late this month.
San Diego Unified Chief Operations Officer Drew Rowlands announced that the district-wide water testing will commence April 4 and be completed before school is out in for the summer in June. Until then, staff and students will be provided bottled water at the two schools that share the campus, Emerson-Bandini Elementary and San Diego Co-Operative Charter School 2. The water has been approved for hand-washing.
?The safety and health of students and staff across San Diego Unified is the highest priority for the district,? Rowlands said.
Water testing already confirmed unsafe levels of lead at Emerson-Bandini. Contaminated water with elevated levels of lead, copper, and bacteria was also discovered recently at several San Ysidro schools nearby in South Bay. Testing will occur at five schools daily, beginning at the oldest schools in the?southeast corner of the district, and expand north and west thereafter.
Once the source of contamination is identified, steps will be taken on a ?case-by-case basis?. This may involve shutting off the water?or replacing fixtures and pipes. Lead poisoning is a?serious condition that is often difficult to identify, given the multitude of wide-ranging symptoms; including abdominal pain, headaches, memory loss, kidney dysfunction and high blood pressure, among others. Children are especially vulnerable to lead toxicity, as it may stunt their intellectual development.
?We are grateful to the city of San Diego for its partnership and cooperation on this vast undertaking,? Rowlands said Thursday. ?The comprehensive effort will take multiple months to complete due to the relevant regulatory requirements.? The upheaval comes at a particularly bad time for San Diego Unified, as the district braces for proposed budget cuts of $117 million in the upcoming 2017-2018 school year. Among the cutbacks, the school may suffer from layoffs of teachers, medical and support staff, as well as reductions to maintenance and custodial services.
Creative Commons / True Activist / Report a typo


text:
David Moss RW FA 1 year ago
Moss announced his retirement from hockey Wednesday.
EDGE Analysis
Moss spent the 2015-16 campaign playing for Biel HC of the Swiss League following a nine-year NHL career. The University of Michigan product was selected in the seventh round of the 2001 NHL Draft by the Calgary Flames. After six seasons in Canada, the winger moved down to the desert to play for the Coyotes. During his career, Moss registered 78 goals and 100 helpers in 501 regular season contests, adding another 17 outings and six points in the playoffs.
David Moss RW FA 3 years ago
Moss picked up an assist on the Coyotes' lone goal Saturday in a 2-1 loss to the Ducks. He added one hit in the contest.
Moss finished the season with 12 points in 60 games and a minus-18 rating. Moss came back to the Coyotes on a one-year contract this year and with the Coyotes in re-building mode it seems likely he will move on in the off-season.
David Moss RW FA 3 years ago
Moss scored his fourth goal of the year Thursday in a 4-3 overtime win over the Sabres. He was plus-2 with two shots in the contest.
Moss has scored three times in the past two games for the Coyotes, which considering he has 10 points on the year, counts as a surprise. Don't let this mini hot streak fool you, Moss hasn't been a consistent scorer in many years and doesn't add enough peripheral stats to make up for it in all but super-deep leagues.
David Moss RW FA 3 years ago
Moss scored his second and third goals of the year -- the latter on the power play -- in Tuesday's 5-4 stunner over Detroit.
Well, that was unexpected. The former 20-goal man (back in 2008-09) still has just nine points in 52 games this year, though, so this is more likely a fluke than the beginning of a late-season offensive surge.
David Moss RW FA 3 years ago
Moss recorded an assist in Saturday's 3-1 loss to the Penguins.
Moss has a mere seven points and a minus-21 rating over 50 games this season. With the Coyotes focusing on improving their odds to land a top selection in the 2015 NHL Entry Draft, Moss' rating should only dip further from here, and he won't score enough to make up for it.
David Moss RW FA 3 years ago
Moss picked up an assist Saturday in a loss to the Red Wings. It was his second consecutive game with a point. He had two PIM and two hits in the contest.
Moss has never been a big point producer, but he has just four points and is minus-19 this year which qualifies as a disappointment. Moss almost signed to play in Europe this year, so he may be a candidate to be traded if another team has interest, as the Coyotes are widely expected to move many veterans before the trade deadline.
David Moss RW FA 3 years ago
Playing in his 29th game of the season, Moss finally scored his first goal of 2014-15 in Thursday's 2-1 shootout loss to Carolina.
It's been truly an awful year for Moss, who missed a chunk of time with an upper-body injury and has been patently useless when on the ice, with just three points and a minus-19 rating to show for the campaign. Don't rush out to pick him up.
David Moss RW FA 3 years ago
Moss (upper body) was activated from injured reserve Wednesday.
As coach Dave Tippett suggested a day earlier, Moss is set to return to the lineup Thursday against the Predators after he was able to resume practicing this week without any setbacks. He's been skating on the second line with Martin Erat and Martin Hanzal the last two days, but don't expect any stunning numbers from him. Even in healthier seasons, Moss has never reached the 40-point plateau in his eight NHL seasons.
David Moss RW FA 3 years ago
Moss (upper body) is expected to play Thursday versus the Predators, Sarah McLellan of the Arizona Republic reports.
Moss participated fully in Tuesday's practice, with coach Dave Tippett stating afterward that he'd be surprised if the winger didn't suit up Thursday. He's expected to enter the lineup on the second line, skating next to Martin Erat and Martin Hanzal.
David Moss RW FA 3 years ago
Moss (upper body) won't play Thursday against the Kings, but is being considered day-to-day at this point, Sarah McLellan of the Arizona Republic reports.
Moss is practicing and appears to be nearly all the way back from an injury that has kept him out for nearly six weeks. With an extra day of conditioning work, he could be ready to play Saturday versus the Bruins.


text:
Joshua Graham is the New York Times, USA Today, Amazon, and Barnes & Noble #1 bestselling thriller author of Beyond Justice, Terminus, and Darkroom, the winner of the International Book Award, Forward National Literature Award, USA Book News Best Books Award, and host of Thriller Radio.
For updates, exclusive contents, and to be automatically entered in monthly giveaways, subscribe to his official newsletter here: http://joshua-graham.com/GIA
Josh will update his works as often as possible, so stay tuned, vote, comment, add often!
- The Imagination Unlimited
- JoinedDecember 16, 2013
- website: www.Joshgraham.net
- facebook: Joshua's Facebook profile
- twitter: @J0shuaGraham
Already a Wattpad member? Log In I agree to Wattpad's Terms of Service and Privacy Policy.
Joshua-Graham Sep 23, 2015 02:58AM
Hello friends!At long last, the next installment of The Führer's Daughter is up here:https://www.wattpad.com/myworks/20116308/write/169568629I apologize for the long stretch of time between update...View all Conversations
Stories by Joshua Graham
- 3 Published Stories
THE ACCIDENTAL EXORCIST Horror
For fans of Stephen King, Dean Koontz, Peter Blatty, Ted Dekker, and Frank Peretti When forensic psychiatrist Abigail Lee meets a baby-killing mother who has been declared criminally insane and acquitted, she disco...
THE FÜHRER'S DAUGHTER Mystery / Thriller
New York Times and USA Today bestselling author Joshua Graham teams up with bestselling author Jack Patterson for an alternate history saga that will rock your mind. "A clever, imaginative tale of what if, roo...
THE ACCIDENTAL REBEL Adventure
Stacey Tanner flees a stalking psychopathic ex-boyfriend and confronts all of her worst fears in one fateful evening.


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Results 1 to 5 of 5
01-31-05, 02:16 #1Registered User
- Join Date
- May 2004
- Posts
- 133
Unanswered: how to know who last modified this record
I checked the forum and only found topics that how to know who are logging in the database. But for security reason, all I want is to know who last modified this record.
For example: I have a "customer" form, and I want to put a text box name 'lastmodifiedby' in that form and set it's control source to 'lastmodifiedby' filed in the table "customer". on after update event of the form, I will put some code so that when someone modified data on the form, the 'lastmodifiedby' text box will display network username.
Could anyone help me on this problem or give me the address of place where allowed to download this code freely
many thanks.
01-31-05, 05:21 #2Jaded Developer
Provided Answers: 59
- Join Date
- Nov 2004
- Location
- out on a limb
- Posts
- 13,692
First off you cannot allow users to view data in a table or query, all data manipulation (adding, editing & deleting) must be done in a form
you can retrieve the userid of the netork logon usign an API call, the same API library can also give you the PC ID and users name. See Dev Arish's API Calls on www.mvps.org/access/api
you need to insert some code into each forms afterupdate event.
Hwoever if you really want to know what is going on the you eed an audit trail, where you write every change so that you know who did the dirty deed. After all if all you have is the last person who edited the record that may not be the person who made a critical change. Try searching on this site for a audit log
02-01-05, 00:13 #3Registered User
- Join Date
- May 2004
- Posts
- 133
many thanks
02-01-05, 11:13 #4Moderator
- Join Date
- Dec 2004
- Location
- Madison, WI
- Posts
- 3,928
If you're using SQL Server, you might find this helpful. It's an update Trigger which records into another table if some key fields are updated.
CREATE TRIGGER [WECCMeasures1_Update] ON dbo.WECCMeasures
After Update -- For Update
declare @NewAC varchar(15), @OldAC varchar(15), @MP varchar(50), @BMT varchar(50), @MeasureID int, @MID int, @OPD datetime, @NPD datetime, @OCN int, @NCN int, @ORS varchar(50), @NRS varchar(50), @ORD datetime, @NRD datetime, @RA money
If Update (AccountingCode) or update(CheckNumber) or update(DatePaid) or update(ReconcileStatus) or update(ReconcileDate)
select @OldAC = AccountingCode from deleted
select @NewAC = AccountingCode from inserted
select @MeasureID = MeasureID from deleted
select @OCN = CheckNumber from deleted
select @NCN = CheckNumber from inserted
select @OPD = DatePaid from Deleted
select @NPD = DatePaid from inserted
select @ORS = ReconcileStatus from deleted
select @NRS = ReconcileStatus from inserted
select @ORD = ReconcileDate from deleted
select @NRD = ReconcileDate from inserted
select @MP = MeasureProgram from deleted
select @BMT = BillMeasureTo from deleted
select @RA = RewardAmount from deleted
if @OldAC <> "" or @OCN <> "" or @OPD <> "" or @ORS = "Cleared" or @ORS = "Void" or @ORD <> ""
INSERT INTO WECCMeasuresChangeLog (MeasureID, MeasureProgram, BillMeasureTo, OldAccountingCode,NewAccountingCode, OldCheckNumber, NewCheckNumber, OldDatePaid, NewDatePaid, OldReconcileStatus, NewReconcileStatus, OldReconcileDate, NewReconcileDate, RewardAmount)
Select @MeasureID, @MP, @BMT, @OldAC, @NewAC, @OCN, @NCN, @OPD, @NPD, @ORS, @NRS, @ORD, @NRD, @RA
Otherwise, we utilize a lastmodifiedDate and lastModifiedBy on the forms. If something is changed on the form, we write to these fields (ie. the field: we set the field LastModifiedDate = date() and the LastModifiedBy to =getuser() where we have a function like (for the getuser):
Function GetUser() As String
Dim strSQL As String
'** Procedure to Get the User's Name from the Windows Login
Dim si As SystemInfo
Set si = New SystemInfo
Dim strOut As String
'strGetUser = si.UserName
'strOut = si.UserName & " is logged into " & si.ComputerName
GetUser = si.UserName
If GetUser = "" Then
MsgBox ("There is a problem with your Network Login Name!! Please contact your Network Administrator.")
End If
End Function
Since we use unbound forms, these are written in the Update function we have to update the records on what is in the form.
Hope you find any of this helpful. Otherwise others might have some better ideas for you.Expert Database Programming
MSAccess since 1.0, SQL Server since 6.5, Visual Basic (5.0, 6.0)
02-01-05, 20:46 #5Registered User
- Join Date
- May 2004
- Posts
- 133
I'm has been learning sql server 2000 for just 2 weeks so I don't know much about this. At the moment I think I will use access. I will use sql server in the future.
thanks anyway


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HE'S a legend of documentary production who trades heavily on his avuncular image.
But get Sir David Attenborough on the wrong day and he'd give Walter Matthau a run for his money in the grumpy old man stakes.
On a trip to Australia a couple of years ago to talk about his series The Life of Mammals, Attenborough fronted for his Switched On interview soon after he'd been woken from an afternoon nap. It would have been better for all concerned if they'd let him sleep.
Slumped in a leather armchair in the reading room of a hotel, he was prickly, impatient and humourless.
These days he seems more at ease with the interview process, even admitting TV naturalists like him could become extinct and replaced by amateurs from the YouTube generation.
The broadcaster, who has fronted groundbreaking series about flora and fauna such as Life On Earth and Frozen Planet, says "nature jockeys" are unlikely to be needed in the future.
"Having a man like me, or a girl or a woman, who can demonstrate these things is actually a little hangover from the past," he says.
"I suspect in the future you won't need nature jockeys like me and in fact not only that you won't need specialist camera men because making natural history films has become easier and there are lots of dedicated people out there who want to do nothing more than film the mating of the dragonfly in the pond 100 yards from their house, and they'll put it on the web."
Attenborough's impact on the world of documentary production needs no embellishment. He has enthralled audiences as he has rolled in the grass with mountain gorillas, swung in the treetops with gibbons and marvelled at the less-than-romantic mating rituals of the predatory fossa, a mammal resembling a giant mongoose.
It's been said Attenborough has done more than anyone else alive to stimulate our love of nature.
That passion is evident in The Life of Mammals, in which he investigates the most diverse group of animals, from the smallest - the two-inch pygmy shrew - to the largest - the blue whale. He also looks at the slowest - the sloth - to the swiftest - the cheetah.
Attenborough becomes animated when asked if many viewers complain about footage showing the dark side of nature.
"People do say we show too much violence on the screen and I understand that," Attenborough says.
"But I don't want to make fairy stories. We are programmed to feel protective towards a small, furry animal that's being stalked by a cheetah. There is a temptation in us to say to that animal about to be attacked, 'Run, little one.' But that would be interfering with nature."
Additional reporting: Lisa Williams
Life of Mammals, Channel 10, Saturday, 6.30pm
Originally published as The dark grumpy knight Sir David


text: Hey guys. I was wondering if anybody could help me as Im at my wits end. I am having some trouble with the softmod i did from HERE My wii was a first release with a wii key, and up to 2 days ago when i softmoded it was a 3.3U. Now it is on 4.1U. I also have boot mii, and preloader (0.29). My problem with my soft mod or USB loader aps is: I got WBFS Manager working on my PC just fine, and got some isos oveer to my seagate drive. I also got USB loader GX installed as a channel, and in homebrew. Yet it still wont work. My hard drive is also in the right port but, when i load USB loader GX (from channel or HB) it says its waiting for my slow drive (then asks if im in the right usb port...i am) then it kicks me out to preloader. My drive is a seagate free agent pro 1.5TB, and according to the guide works with the Wii. It was formated, and WBFS saw it and wrote games to it just fine. So, does anybody have any ideas what im doing wrong? What i think may be the issue: I see my preloader wants me to update to 3.0, but when i try it says something about a bad bug patch. I forget exactly what now so it never updates. I am also on homebrew v1.0.6. and my preloader info say IOSv60 and systemmenu 449. I dont really understand what the IOS and cIOS stuff is. But I have installed whatever it said in the "softmod any wii tute on site above". So if you could help me out, and explain what to do id appreciate it to get this USB loader to work. Thanks guys!


text:
Gaby Diaz And Robert Roldan "So You Think You Can Dance" Video: Watch "Perfect" Contemporary Routine
Gaby Diaz was once again the standout performer on Monday's "So You Think You Can Dance," this time paired with Robert Roldan for a breathtaking contemporary routine. Check out the video below!
For the second week in a row, all the contestants had to work with the show's "All-Stars." Diaz and Roldan, who placed third in season 7, were tasked with embodying "fear of the unknown" and the comfort needed to overcome it. And there was no better music for the dance than Sarah McLachlan's "Angel" with the lyrics, "You're in the arms of the angel/May you find some comfort here."
Diaz and Roldan's movements were every bit as graceful as they were moving, and they received a standing ovation. Of course, most of the attention was on Diaz, since she's the one actually in the competition, and Nigel Lythgoe told her, "To say that is in a class of its own tonight is not actually telling how absolutely brilliant you were." Lythgoe went on to call the performance "outstanding," and noted that while many may want her as a choreographer, Diaz should definitely "become a star first."
Paula Abdul gushed, "This performance, you were world class. Completely. Unequivocally. One million percent…. There is not one thing you could've done more perfectly than you performance tonight." And Jason Derulo said to Diaz, "Gaby, you're not missing anything. You just get it. And stars get it."
Derulo continued, "I think I saw it from the very, very beginning but you've become something that surpassed from what I thought. If we count your standing ovations on this show, we'd be counting all night long." Indeed, Diaz has been the season 12 frontrunner since the auditions. Watch the new performance with Roldan below!


text:
Stocks like MYL and TEVA have been absolutely bashed for the entire month of September and into early October here, on very heavy trading volume. As this heavy activity occurs not only in the two aforementioned stocks but across the Pharmaceutical space in many respects, this seems like a perfect time to address a niche ETF that surprisingly has not seen more action that it has given the market atmosphere here.
The VanEck Vectors Generic Drugs ETF (NASDAQ:GNRX) (Expense Ratio 0.55%) debuted in January of this year, so it is still rather new to the marketplace and thus likely not well-known among investors at this point, especially judging from its low AUM of $2.4 million and paltry trading volume of 795 shares per day. Given the price pressure that exists in this space lately and the fact that the situation is not likely to resolve itself at any point in the near future, especially if Clinton does win the U.S. Presidential election, it makes sense to keep GNRX on the dashboard from either a long or short standpoint. The fund tracks the Indxx Global Generics & New Pharma Index, and includes eighty individual equities in this space, providing rather broad exposure.
Top holdings consist of two of the names that we mentioned earlier of course, but as we go down the list of top ten weightings within GNRX we see some exposure to lesser known Generic Drug manufactures including several companies that are based overseas and thus the fund owns ordinary shares. The top ten appear as follows: 1) TEVA (7.55%), 2) MYL (6.95%), 3) Sun Pharmaceuticals Industries Ltd. (4.83%), 4) PRGO (4.80%), 5) Lonza Group Ltd. (3.92%), 6) UCB SA (3.89%) 7) ALB (3.54%), 8) Celltrion Inc. (3.38%), 9) MNK (3.30%) and 10) Aspen Pharmacare Holdings Ltd. (2.83%).
Disclaimer: The content of this article is excerpted from a daily newsletter from Street One Financial. While ETF Daily News may edit the contents and add a relevant title to the piece, the author, Paul Weisbruch, does not endorse or recommend any issuer or security mentioned herein.
Paul has been actively involved in the ETF space from both a product and trading standpoint since 2000. Additionally, Paul has well forged relationships with national RIAs, institutional pension fund managers and consultants, mutual fund and hedge fund managers, and also the ETF media. Co-authoring the "S1F ETF Daily" since 2009, the daily piece has become a must for many portfolio managers in the ETF space, with segments regularly appearing in the likes of Barron's, WSJ, and ETFTrends.com for instance.
He holds his Series 4 (Registered Options Principal), 6, 7, 55 (Equity Trader), 63, and 65 licenses. He graduated from the University of Pittsburgh (B.S. – Economics), graduating magna cum laude, and has an MBA from Villanova University.


text:
Katy Caterpillar Trailer (1984)
05 July 1984 Adventure, Animated, Family 84 mins
Katy Caterpillar lives in a cherry tree deep in the forest, but she longs to see the wide world. When she finally gets her chance, she meets lots of fascinating characters along the way.
Watch the official Katy Caterpillar 1984 trailer in HD below or find more Katy Caterpillar videos on Vidimovie.


text:
Striped Sleeveless Shirt With Chest Pocket
Please select a size.
Add to bag
Item #80049
This striped, round neck sleeveless shirt is a perfect tee to pair with almost any look and style! Features a small chest pocket for an extra design!
- 50% Rayon, 45% Polyester, 5% Spandex
- Machine Wash Cold
- Imported


text:
VCI Emergency Vehicle Specialists has a 2000 Horton 453B Ford E-350 ambulance for sale.
Click HERE for more details about this vehicle!
For further details, please contact Jason Haftl, PreOwned Fleet Manager at 1-800-394-2162 or email him by clicking HERE!
Click HERE to see the rest of our PreOwned Fleet!
Don't forget to see our Video Short below!


text:
- Please select a date to see the proper prices!
- Meal can be requested on the spot
Best offer
80 € / person / night, no meal
Description of the accommodation:
Rooms, services Spend some remarkable days in Germany and enjoy the hospitality of Hotel Warnow Rostock! The hotel is welcoming all guests in Rostock with 11 comfortable rooms to stay in. If necessary, parking is available nearby. Bike rental and sailing opportunities will also be available nearby to help you spend your leisure time actively. You can secure your valuables in the safe. The hotel is offering wireless Internet connection (WiFi) without charging extra fees, so you may go online anytime with your laptop during your stay. An exact and detailed list of equipment in the rooms and of the services provided by Hotel Warnow Rostock you will find on the information sheet below, including any applicable additional fees.
Payment Depending on the selected date, room and price, you may need to provide credit card guarantee or advance bank card payment to finalize your reservation.
Arrival, opening hours The earliest time to check in at the hotel is 15:00, the latest time to check out is 11:00. The personnel of the hotel can speak in English and German with you.
Hotel Warnow Rostock rooms Rooms
- Please select a date to see the proper prices!
Accommodation services
Free WiFi in shared places
Relaxation: Bike rental at the accommodation
Sailing nearby
Garden, Elevator, Safe deposit box
Hairdryer, Fridge, Desk in the room


text:
Save the Children Jobs in Uganda : Field Humanitarian Operations Leader
Welcome to Jobwebuganda.com. This website helps you to achieve your career dream by linking you to vacancies from Top Companies in Uganda. Job Seekers are also exposed to best articles for career growth and development. Click Here to Subscribe for Job Alerts We strongly advise graduates not to pay money before getting a Job. Report fraudulent jobs to [email protected]
- Company: Save the Children
- Location: Uganda
- State: Kampala, UG
- Job type: Full-Time
- Job category: Human Resource Jobs in Uganda
About us
For over 90 years, Save the Children has been making a difference in children's lives in more than 120 countries. We are the world's largest independent child rights organisation, underpinned by a vision in a world in which every child attains the right to survival, protection, development and participation. Our mission to inspire breakthroughs in the way the world treats children, and to achieve immediate and lasting change in their lives.
Save the Children is an organization for talented people with different backgrounds and perspectives. We are proud that our people are representative of the children we work with and we thrive on our diversity. We are an equal opportunity organisation dedicated to our core values of Accountability, Ambition, Collaboration, Creativity and Integrity. Our culture is embedded in these values, along with a strong commitment to our Child Safeguarding Protocol, ensuring that all representatives of Save the Children demonstrate the highest standards of behaviour towards children both in their private and professional lives.
In Uganda, we implement programmes in five thematic programme areas of Child Protection, Child Rights Governance, Education, Child Poverty, Health and Nutrition in development and emergency contexts. Save the Children delivers programs in over 36 districts in the North, Rwenzori, North-Eastern and Central regions of Uganda, Currently, Save the Children has a staff complement of 240 persons. We save children's lives. We fight for their rights. We help them fulfil their potential.
Save the Children Uganda Country Office is looking to recruit for the following position:
Field Humanitarian Operations Leader (1 Position); Yumbe
Job Purpose:
Reporting to the Area Manager, the Team Leader works in the Refugee program area and is responsible for managing the settlement's response to the humanitarian crisis. The post holder will play a leadership role in the refugee settlement in the management of Save the Children emergency programmes to increase impact and enable positive change for children. The job holder is responsible for providing strategic direction to the country programme in collaboration with management. In addition, s/he is responsible for identifying needs and resources and elaborating programme recommendations for the emergency response in the district in line with the national and district humanitarian response priorities. He/she will ensure that all relevant Save the Children policies and procedures with respect to child safeguarding, safety and security, code of conduct, equal opportunities and other relevant policies are adhered to.
Academic back ground, Experience & Person Specifications;
- Minimum of a Bachelor degree or higher in Education, social science or related discipline.
- At least five years working experience in humanitarian response programmes of managing teams in humanitarian/emergency crisis is essential.
- Knowledge of Security management in insecure environments
- Experience of working with local partners and District Local Government in Health, Education, HIV/AIDS or Child Protection program delivery
- Ability to speak local language and directly interact with target group will be an added advantage
- Thorough understanding of Save the Children working principles and approaches Child Participation, Child Rights Programming, Partnership, Child Safeguarding, Zero Tolerance, Monitoring and Evaluation, Programme Integration etc.
- Demonstrable financial, planning and budget management skills a MUST. Highly developed cultural awareness and ability to work well in an international environment with people from diverse backgrounds and cultures.
General specifications applicable to all positions:
- Experience of working with local partners and District Local Government in Child Rights Governance, Health, Nutrition, Education, HIV/AIDS or Child Protection is an added advantage.
- Strong analytical skills and strategic planning abilities.
- Ability to establish and maintain conducive collegial relations and perform effectively as a member of a team.
- Willingness to travel and work in hard-to-reach areas, occasionally under strenuous conditions.
- Computer literacy and excellent documentation skills are a must.
- Highly developed cultural awareness and ability to work well in an international environment with people from diverse backgrounds and cultures.
- Ability to intervene with crisis management or troubleshooting as necessary.
- Highly developed interpersonal and communication skills including influencing, negotiation and coaching.
- Excellent time management and planning capacity.
- Availability and willingness to work extra hours during times of humanitarian responses.
How to ApplyPlease send a copy of your CV with a cover letter (attached as one document) indicating 3 referees, two of whom should have been direct supervisorsto [email protected] Important to note:
- Testimonials/certificates should not be attached to applications that are submitted online. Hand delivered applications will not be accepted and are therefore not considered during the shortlisting process.
- Candidates from the districts/communities listed above are encouraged to apply. More information on the open positions is available at SCI district/regional offices.
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