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When you sell your primary residence in the USA you are able to exclude $250,000 in capital gains (or $500,000 if you file jointly). The primary test of whether it is your primary residence is if you lived there 2 of the last 5 years (see more details from the IRS). You can't repeat this exemption for 2 years (I believe).
It doesn't matter if you buy another house or not, that exclusion of up to $250,000 is all that can be excluded (you must pay tax on anything above that amount – taxed at capital gains rates for long term gains).
For investment property you can do 1031 exchanges which defers capital gains taxes. Otherwise capital gains will be taxed as you would expect (as capital gains).
When you inherit a house the tax basis will be "stepped up" to the current market rate. So if you then sell your basis isn't what the owner paid for it, but what it was worth when it was given to you.
Related: Looking for Yields in Stocks and Real Estate – Your Home as an Investment – Home Values and Rental Rates
Credit is the ability to buy now and pay later. It takes credit to get an auto loan, a mortgage and other types of financing. Your credit score says a lot about your credit habits. This is a three-digit number ranging from 300 to 850, and it tells creditors how likely you are to pay your bills. The higher your credit score, the better your chances of getting approved for financing and the lower your interest rate will be.
Credit has many benefits. Most people can't pay cash for homes, college education or new cars. Without loans, buying a house or car would be impossible for many. And since it takes credit to build credit, many people apply for their first credit card in college to establish a credit history. A credit card also provides emergency funds when we're short on cash.
Although we use credit regularly as consumers, there are dangers associated with credit. We can avoid some of these problems with responsible use. But unfortunately, credit management education isn't taught in high school, and many adults don't learn about credit management until after they've made mistakes.
Potential Dangers of Credit
Credit puts a lot of things within our financial reach, so it's easy to get in over our heads. We might not have enough in savings to purchase an electronic device or take a vacation, but with one quick application, we can get approved for financing and take advantage of life's pleasures. There's nothing wrong with getting a loan. But some people can't stop using credit and they get into serious debt.
Too much debt has a significant negative impact on your personal finances. Paying off that debt will reduce your available disposable income to build an emergency fund (if you haven't done so already) or save for retirement a house or other large purchases.
Of course, debt isn't the only thing to be concerned with. Getting credit also means you're vulnerable to identity theft. This is one of the fastest growing crimes in the U.S. And while some people think it can't happen to them, no one is invincible.
Keeping Your Credit Report Accurate
Identity theft involves someone stealing your personal information and purchasing items in your name or opening new accounts in your name. It can drive down your credit score and take several months or years to fix. Identity theft often goes unnoticed because some people never monitor their personal credit reports or file credit disputes
You might wonder, what is a credit dispute? As a consumer, you have the right to check your credit history and receive one free credit report from each of the bureaus annually. You are entitled to ask questions about anything included within your credit reports.Â
A new study, Secure Retirement, New Expectations, New Rewards: Work in Retirement for Middle Income Boomers, explores how Boomers are blurring the lines between working for pay and retirement (as I have discussed in posts previously, phased retirement).
From their report:
The define middle income as income between $25,000 and $100,000 with less than $1 million in investable assets and boomers as those born between 1946 and 1964.
Nearly 70% of retirees retired earlier than they planned to. Many did so due to health issues. Only 3% retired so they could travel more.
48% of middle income boomer retirees wish they could work. For those wishing to, but unable to work: 73% cannot due to health, 17% can't find a job and 10% must care for a loved one.
Nearly all (94%) nonretirees who plan to work in retirement would like some kind of special work arrangement, such as flex-time or telecommuting, but only about one third (37%) of currently employed retirees have such an arrangement.
It seems to me, both employees and employers need to be more willing to adapt. Workers seem to be more willing, even though they claim they are not: this is mainly a revealed versus stated preference, they claim they won't accept lower pay but as all those that do show, they really are willing to do so, they just prefer not to. This report is based on survey data which always has issue; nevertheless there are interesting results to consider.
61% of middle income boomers who ware working say they do so because they want to work, not because they have to work.
Only 12% of working middle income boomer retirees work full time all year. 60% work part-time. 7% are seasonal while 16% are freelance and 4% are other. Of those identifying as non-retired 75% work full time while 17% are part-time.
49% plan to work into their 70's or until their health fails.
51% are more satisfied with their post-retirement work than their pre-retirement work. 27% are equally satisfied with their jobs.
As I have stated in previous posts I think a phased approach to retirement is the most sensible thing for society and for us as individuals. Employers need to provide workable options with part time work. The continued health care mess in the USA makes this more of a challenge than it should be. With USA health care being closely tied to employment and it costing twice as much as other rich countries (for no better results) it complicates finding workable solutions to employment. The tiny steps taken in the Affordable Care Act are not even 10% of magnitude of changes needed for the USA health care system.
Related: Providing ways for those in their 60's and 70's (part time schedules etc.) – Companies Keeping Older Workers as Economy Slows (2009) – Keeping Older Workers Employed (2007) – Retirement, Working Longer to Make Ends Meet
Provide easy, new access to credit facilitates sales. For that reason businesses want such easy access maintained. They don't want people unable to buy just because they don't have the money.
Financial institutions make a great deal of money providing easy access to credit. They don't want to slow it down. While they do want to reduce fraud, they are perfectly happy to allow a fair amount of fraud while they can still make a lot of money.
What this means is the financial system has less incentive to eliminate identity theft than the people that have to clean up after it happens to them. There should be better ways to make identity theft much more difficult.
At a lessor level it should also be more difficult to steal one credit card (which also creates a big hassle for us, in trying to clean things up after fraud occurs). I suggested a way to make credit cards more secure and useful. When Apple Pay was announced I learned they are doing basically what I suggested.
Apple Pay doesn't share information that can be used to steal your credit card. Apple Pay gives the retailer a 1 time use code for that purchase. It can't be used, even if someone steals it to use your credit card for more purchases. I also believe Apple Pay doesn't share other details with the retailer, though maybe I am wrong – I think it is just like you giving them cash (they don't have your name, address, phone number, etc.).
Much of the information businesses share in the USA is considered private in Europe and companies are not allowed to share that personal information. This makes identity theft and invasions of your privacy more difficult. I wish the USA would move more in that direction.
If you have details stolen (a wallet…) you can put a note with credit agencies that results in them be less free to make it easy for financial institutions to give credit without sensible protections against misuse. But you can't do this just as a matter of course. I believe we should have the ability to protect ourselves from the massive headache caused by businesses providing credit in our name. But we don't have such protection now, because of the big money in keeping credit super easy (and thus fraud fairly easy).
Having to clean up after identity you may well have to hire someone to help clean up your credit report. To do so, look for credit repair companies with good reviews and a good reputation.
I would imagine choosing to put in extra protections against identity theft would mean we would have less easy access to credit. For example, I wish I could say you cannot provide a new credit under my name that isn't using my address on file and without confirmation from my email. Also you are required to send an email, send a text message and send a postal letter, and update my credit agency file (in a way I can view) one week before credit is allowed.
There should also be options such as you must get a positive reply from me. A citizen choosing to have better protection against identity theft would give up immediate access to credit. But I would happily do so. I believe millions of others would too. And given how many people are victims every years, millions or hundreds of thousand a new customers for such a service would likely result.
The Center for Retirement Research at Boston College is a tremendous resource for those planning for, or in, retirement. The center created the National Retirement Risk Index (NRRI) to capture a macroeconomic level measure of how those in the USA are progressing toward retirement.
Based on the Federal Reserve's 2013 Survey of Consumer Finances the Center updated the NRRI results (the entire article is a very good read).
The lower the risk number in the chart the better, so things have not been going well since the 1990s for those in the USA saving for retirement.
As the report discusses their are significant issues with retirement planning that defy easy prediction; this makes things even more challenging for those saving for retirement. The report discusses the difficulty placed on retirees by the Fed's extremely low interest rate policy (a policy that provides billions each year to too-big-too-fail banks – hardly the reward that should be provided for bringing the world to economic calamity but never-the-less that transfer of wealth from retirees to too-big-to-fail banks is the policy the Fed has chosen).
That exacerbates the problems of too little savings during the working career for those in the USA. The continued evidence is that those in the USA continue to spend too much today and save too little. Also you have to expect the Fed and politicians will continue to make policy that favors their friends at too-big-fail banks and hedge funds and the like. You can't expect them to behave differently than they have been the last 50 years. That means the likely actions by the government to take from median income people to aid the richest 1% (such as bailing out the bankers with super low interest rate policies and continue to subsidize losses and privatize their winning bets) will continue. You need to have extra savings to support those policies. Of course we could change to do things differently but there is no realistic evidence of any move to do so. Retirement planning needs to be based on evidence, not hopes about how things should be.
Related: How Much of Current Income to Save for Retirement – Save What You Can, Increase Savings as You Can Do So – Don't Expect to Spend Over 4% of Your Retirement Investment Assets Annually – Retirement Planning: Looking at Assets (2012) – How Much Will I Need to Save for Retirement? (2009)
Personal debt levels in the USA continue to be alarmingly high. Thankfully in the last couple of years things have been moving slightly in the right direction. But the debt levels are still far too high.
The chart shows USA household debt in the 60% range of disposable income in the 1980s. It isn't as if the 1980s in the USA were some low debt era. Personal debt was high then. It rose into the 120% range in the last 10 years and in the last few years dipped to the 110% range.
Given the large amount of debt falling into collection managing that debt has becoming increasingly important to local banks and credit unions. Companies like, Intelligent Banking Solutions, are helping those institutions deal with collections while building a strong business themselves.
As consumers we need to use debt sparingly and without our means or be trapped in a personal financial crisis. It is hard enough to get ahead today without creating problems such as paying high interest rate debt or penalties and fees for failing to pay back your obligations as required.
Insurance can be annoying as you pay for something you hope not to use. I don't recall ever getting a payment on life insurance, homeowners insurance, disability insurance or auto insurance. And that I haven't had a claim is good. On health insurance I have had minor things covered like a physical or dentist and that is it.
Health insurance is critical in the USA. One insurance that people often don't think of however is disability insurance. Disability insurance is a very important insurance that too many people don't consider (many jobs offer it, though not all, and some may take a year before you are covered). Studies show that a 20 year old has a 30% chance of becoming disabled before reaching retirement age. In the USA, the Social Security Administration provides disability benefits for total disabilities.
In the USA you may be eligible for social security disability payments but it is a small amount (so not sufficient by itself). But if you are living overseas and not paying social security I am not sure if you are covered, even for the limited coverage it provides.
I am not sure what the situation is for citizens of other countries, maybe they have better safety nets for people (I would imagine Europe does, but many places probably don't).
I had been living in Malaysia for several years and am now going nomadic (an increasingly popular choice for a small but determined group of people) and insurance is important for people living overseas and traveling. For nomads or frequent travelers global health insurance is good (though usually it will exclude the USA if you are not a "USA 1%er"(or world .2%)/very-rich as the extremely broken USA health care system is crazy – you can be covered globally excluding the USA for about 1/6 of that same coverage excluding the USA, depending, of course on your coverage). Special care for travelers and nomads should be paid to coverage to return you home if you are very sick or injured.
Disability insurance is something thing digital nomads should pay attention to. But it is normally ignored. And it is a bit tricky as insurance companies are generally extremely slow to catch up to what the world is doing and disability insurance seems to be stuck in the old notions about how tied people were to one country (as are other things – demanding physical addresses even if they know you are nomadic…, basing rules on silly ideas about where you happen to be at some point in time with customer hostile breaking of internet services that have been paid for etc.).
Related: Personal Finance Basics: Long Term Disability Insurance – The Growing Market for International Travel for Medical Care – Long Term Care Insurance: Financially Wise but Current Options are Less Than Ideal
The Time to Payback the Investment in a College Education in the USA Today is Nearly as Low as Ever – Surprisingly
While people question the value of a college degree a recent study by the New York Federal Reserve shows a degree is close to as valuable today as it has ever been. The costs to get that value have risen but even with the increased cost students earn on average a 15% annual rate of return on their investment.
Of course, not every student will earn that, some will earn more and some less.
The time required to recoup the costs of a bachelor's degree has fallen substantially over time, from more than twenty years in the late 1970s and early 1980s to about ten years in 2013. So despite the challenges facing today's college graduates, the value of a college degree has remained near its all-time high, while the time required to recoup the costs of the degree has remained near its all-time low.
So a college education is a great investment for most people. This can create a problem however, when people then assume that all they need to do is go to college and they will do well no matter what. The same thing happens in other markets. Real estate has proven to be a great investment. that doesn't mean every real estate investment is good. It doesn't mean you can ignore the costs and risks of a particular investment. The same goes for stocks.
Business should not be allowed to store credit card numbers that can be stolen and used. The credit card providers should generate a unique credit card number for the business to store that will only work for the purchaser at that business.
Also credit card providers should let me generate credit card numbers as I wish for use online (that are unique and can be stopped at any time I wish). If I get some customer hostile business that makes canceling a huge pain I should just be able to turn off that credit card "number."
Laws should be adjusted to allow this consumer controlled spending and require that any subscription service must take the turning off of the payments as cancellation.
For some plan where the consumer agrees up front to say 12 months of payments then special timed numbers should be created where the potentially convoluted process used now remain for the first 12 months.
Also users should be able to interact with there credit reports and do things like turn on extra barriers to granting credit (things like they have to be delayed for 14 days after a text, email [to as many addresses and the consumer wants to enter] and postal notification are sent to the user. Variations on how these work is fine (for example, setting criteria for acceptance of the new credit early at the consumers option if certain conditions are met (signing into the web site and confirming information…).
Better security on the cards themselves are also needed in the USA. The costs of improvement are not just the expenses credit card and retailers face but the huge burden to consumers from abuse of the insecure system in place for more than a decade. It is well past time the USA caught up with the rest of the world for on-card security.
The providers have done a lousy job of reducing the enormous burden of fraud on consumers. As well as failing to deal adequately with customer hostile business practices (such as making canceling very cumbersome and continuing to debit the consumer's credit card account).
Related: Protect Yourself from Credit Card Fraud – Personal Finance Tips on the Proper use of Credit Cards – Continued Credit Card Company Customer Dis-Service – Banks Hoping they Paid Politicians Enough to Protect Billions in Excessive Fees
Hedge funds seek to pay the managers extremely well and claim to justify enormous paydays with claims of superior returns. Markets provide lots of volatility from which lots of different performances will result. Claiming the random variation that resulted in the superior performance of there portfolio as evidence the deserve to take huge payments for themselves from the current returns is not sensible. But plenty of rich people fall for it.
As I have written before: Avoiding Hedge Fund Investments is One of the Benefits of Being in the 99%.
This is pretty well understood by most knowledgeable investors, financial planners and investing experts. But funds that charge huge fees continue to get away with it. If you are smart you will avoid them. A few simple investing rules get you well into the top 10% of investors
- seek low fees
- diversify – pay attention to risk of portfolio overall
- limit trading (low turnover)
- use tax advantage accounts wisely (in the USA 401(k)s and IRAs)
From a personal finance perspective, saving money is a key. Most people fail at being decent investors before they even get a chance to invest by spending more than they can afford and failing to save, and even worse going into debt (other than to some extent for college education and house). Consistently putting aside 10-20% of your income and investing wisely will put you in good shape over the long term.

subset: commoncrawl


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- Author
- Linda V Spencer, MD
Linda V Spencer, MD
- Spencer Dermatology Associates, LLC
- Crawfordsville, Indiana
- Section Editor
- June K Robinson, MD
June K Robinson, MD
- Section Editor — Nonmelanoma Skin Cancer
- Professor of Clinical Dermatology
- Northwestern University Feinberg School of Medicine
- Deputy Editor
- Rosamaria Corona, MD, DSc
Rosamaria Corona, MD, DSc
- Deputy Editor — Dermatology
Porokeratosis is a disorder of keratinization characterized by one or more atrophic macules or patches surrounded by a distinctive hyperkeratotic ridge-like border called a cornoid lamella (picture 1A-E). Multiple clinical variants of porokeratosis exist. Malignant transformation occurs in a minority of cases.
Although clinical surveillance for malignant transformation is sufficient for the management of most patients with porokeratosis, patients who are concerned about the appearance of lesions or who have associated symptoms such as pruritus or pain may desire therapeutic intervention. Formal studies of the therapeutic options for porokeratosis are lacking, but various topical, excisional, destructive, and systemic therapies appear to be effective in some patients.
The pathogenesis, clinical manifestations, diagnosis, and management of porokeratosis will be reviewed here.
The defining feature of porokeratosis is the clinical and histopathologic presence of a cornoid lamella, which typically manifests as a thin keratotic rim at the periphery of a slightly atrophic skin lesion. The most commonly described variants of porokeratosis include:
●Disseminated superficial actinic porokeratosis (DSAP, OMIM #175900, #607728, #612293, and #612353)To continue reading this article, you must log in with your personal, hospital, or group practice subscription. For more information on subscription options, click below on the option that best describes you:
Subscribers log in hereLiterature review current through: Oct 2017. | This topic last updated: Sep 01, 2016.The content on the UpToDate website is not intended nor recommended as a substitute for medical advice, diagnosis, or treatment. Always seek the advice of your own physician or other qualified health care professional regarding any medical questions or conditions. The use of this website is governed by the UpToDate Terms of Use ©2017 UpToDate, Inc.References
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- Flanagan N, Boyadjiev SA, Harper J, et al. Familial craniosynostosis, anal anomalies, and porokeratosis: CAP syndrome. J Med Genet 1998; 35:763.
- Mendoza-Londono R, Lammer E, Watson R, et al. Characterization of a new syndrome that associates craniosynostosis, delayed fontanel closure, parietal foramina, imperforate anus, and skin eruption: CDAGS. Am J Hum Genet 2005; 77:161.
- Uenishi T, Teramura K, Kitamura M, et al. Hyperkeratotic variant of porokeratosis Mibelli with dermal amyloid deposits. J Dermatol 2010; 37:475.
- Carlesimo M, Rossi A, Fidanza L, et al. Disseminated Superficial Porokeratosis with Dermal Amyloid Deposits. Case Rep Dermatol 2009; 1:35.
- Tan TS, Tallon B. Pigmented Porokeratosis. A Further Variant? Am J Dermatopathol 2016; 38:218.
- Wade TR, Ackerman AB. Cornoid lamellation. A histologic reaction pattern. Am J Dermatopathol 1980; 2:5.
- Zaballos P, Puig S, Malvehy J. Dermoscopy of disseminated superficial actinic porokeratosis. Arch Dermatol 2004; 140:1410.
- Panasiti V, Rossi M, Curzio M, et al. Disseminated superficial actinic porokeratosis diagnosed by dermoscopy. Int J Dermatol 2008; 47:308.
- Uhara H, Kamijo F, Okuyama R, Saida T. Open pores with plugs in porokeratosis clearly visualized with the dermoscopic furrow ink test: report of 3 cases. Arch Dermatol 2011; 147:866.
- Oiso N, Kawada A. Dermoscopic features in disseminated superficial actinic porokeratosis. Eur J Dermatol 2011; 21:439.
- Pizzichetta MA, Canzonieri V, Massone C, Soyer HP. Clinical and dermoscopic features of porokeratosis of Mibelli. Arch Dermatol 2009; 145:91.
- Urbina F, Pérez A, Requena L, Rütten A. Circumscribed palmar or plantar hypokeratosis 10 years after the first description: what is known and the issues under discussion. Actas Dermosifiliogr 2014; 105:574.
- Elfatoiki FZ, Soussi W, Chiheb S, et al. Cutaneous sarcoidosis simulating porokeratosis of Mibelli. Pan Afr Med J 2015; 20:195.
- Llamas-Velasco M, Hilty N, Kempf W. Porokeratotic adnexal ostial naevus: review on the entity and therapeutic approach. J Eur Acad Dermatol Venereol 2015; 29:2032.
- Goddard DS, Rogers M, Frieden IJ, et al. Widespread porokeratotic adnexal ostial nevus: clinical features and proposal of a new name unifying porokeratotic eccrine ostial and dermal duct nevus and porokeratotic eccrine and hair follicle nevus. J Am Acad Dermatol 2009; 61:1060.e1.
- Silver SG, Crawford RI. Fatal squamous cell carcinoma arising from transplant-associated porokeratosis. J Am Acad Dermatol 2003; 49:931.
- Shelley WB, Shelley ED. Disseminated superficial porokeratosis: rapid therapeutic response to 5-fluorouracil. Cutis 1983; 32:139.
- Gonçalves JC. Fluorouracil ointment treatment of porokeratosis of Mibelli. Arch Dermatol 1973; 108:131.
- McDonald SG, Peterka ES. Porokeratosis (Mibelli): treatment with topical 5-fluorouracil. J Am Acad Dermatol 1983; 8:107.
- Balato N, Di Nardo G, Boccia L, Nappa P. [Linear Mibelli's porokeratosis. Treatment with topical 5-fluorouracil]. G Ital Dermatol Venereol 1986; 121:147.
- Harrison S, Sinclair R. Porokeratosis of Mibelli: successful treatment with topical 5% imiquimod cream. Australas J Dermatol 2003; 44:281.
- Montes-De-Oca-Sánchez G, Tirado-Sánchez A, García-Ramírez V. Porokeratosis of Mibelli of the axillae: treatment with topical imiquimod. J Dermatolog Treat 2006; 17:319.
- Arun B, Pearson J, Chalmers R. Disseminated superficial actinic porokeratosis treated effectively with topical imiquimod 5% cream. Clin Exp Dermatol 2011; 36:509.
- Jain S. Successful treatment of porokeratosis of Mibelli with imiquimod 5% cream. Clin Exp Dermatol 2006; 31:302.
- Ahn SJ, Lee HJ, Chang SE, et al. Case of linear porokeratosis: successful treatment with topical 5% imiquimod cream. J Dermatol 2007; 34:146.
- Agarwal S, Berth-Jones J. Porokeratosis of Mibelli: successful treatment with 5% imiquimod cream. Br J Dermatol 2002; 146:338.
- Jensen JM, Egberts F, Proksch E, Hauschild A. Disseminated porokeratosis palmaris and plantaris treated with imiquimod cream to prevent malignancy. Acta Derm Venereol 2005; 85:550.
- Esser AC, Pittelkow MR, Randle HW. Human papillomavirus isolated from transplant-associated porokeratoses of mibelli responsive to topical 5% imiquimod cream. Dermatol Surg 2006; 32:858.
- Erbagci Z, Tuncel AA, Erbagci I. Successful treatment of porokeratosis with topical imiquimod in 2 immunosuppressed cases. J Drugs Dermatol 2006; 5:668.
- Grover C, Goel A, Nanda S, et al. A case of extensive linear porokeratosis with evaluation of topical tretinoin versus 5-flourouracil as treatment modalities. J Dermatol 2005; 32:1000.
- Dervis E, Demirkesen C. Generalized linear porokeratosis. Int J Dermatol 2006; 45:1077.
- Agrawal SK, Gandhi V, Madan V, Bhattacharya SN. Topical tretinoin in Indian male with zosteriform porokeratosis. Int J Dermatol 2003; 42:919.
- Nakamura Y, Yamaguchi M, Nakamura A, Muto M. Calcipotriol and adapalene therapy for disseminated superficial actinic porokeratosis. Indian J Dermatol Venereol Leprol 2014; 80:373.
- Böhm M, Luger TA, Bonsmann G. Disseminated superficial actinic porokeratosis: treatment with topical tacalcitol. J Am Acad Dermatol 1999; 40:479.
- Abe M, Yokoyama Y, Ishikawa O. Successful treatment of disseminated superficial actinic porokeratosis with tacalcitol lotion. J Dermatol 2010; 37:913.
- Harrison PV, Stollery N. Disseminated superficial actinic porokeratosis responding to calcipotriol. Clin Exp Dermatol 1994; 19:95.
- Niimi Y, Kawana S. Type 2 segmental manifestation of disseminated superficial actinic porokeratosis in a 7-year-old girl. Eur J Dermatol 2009; 19:25.
- Vlachou C, Kanelleas AI, Martin-Clavijo A, Berth-Jones J. Treatment of disseminated superficial actinic porokeratosis with topical diclofenac gel: a case series. J Eur Acad Dermatol Venereol 2008; 22:1343.
- Marks S, Varma R, Cantrell W, et al. Diclofenac sodium 3% gel as a potential treatment for disseminated superficial actinic porokeratosis. J Eur Acad Dermatol Venereol 2009; 23:42.
- Kindem S, Serra-Guillén C, Sorní G, et al. Treatment of porokeratosis of Mibelli with ingenol mebutate: a possible new therapeutic option. JAMA Dermatol 2015; 151:85.
- Venkatarajan S, LeLeux TM, Yang D, et al. Porokeratosis of Mibelli: Successful treatment with 5 percent topical imiquimod and topical 5 percent 5-fluorouracil. Dermatol Online J 2010; 16:10.
- Jih MH. Porokeratosis plantaris, palmaris, et disseminata. Dermatol Online J 2003; 9:34.
- Danby W. Treatment of porokeratosis with fluorouracil and salicylic acid under occlusion. Dermatol Online J 2003; 9:33.
- Levitt JO, Keeley BR, Phelps RG. Treatment of porokeratosis of Mibelli with cantharidin. J Am Acad Dermatol 2013; 69:e254.
- Bhushan M, Craven NM, Beck MH, Chalmers RJ. Linear porokeratosis of mibelli: successful treatment with cryotherapy. Br J Dermatol 1999; 141:389.
- Chowdhury MM, Inaloz HS, Holt PJ. A scaly macule on the bridge of the nose of a 15-year-old boy. Pediatr Dermatol 2000; 17:149.
- Carranza DC, Haley JC, Chiu M. Facial porokeratosis. Skinmed 2008; 7:51.
- Cohen PR, Held JL, Katz BE. Linear porokeratosis: successful treatment with diamond fraise dermabrasion. J Am Acad Dermatol 1990; 23:975.
- Spencer JM, Katz BE. Successful treatment of porokeratosis of Mibelli with diamond fraise dermabrasion. Arch Dermatol 1992; 128:1187.
- Barnett JH. Linear porokeratosis: treatment with the carbon dioxide laser. J Am Acad Dermatol 1986; 14:902.
- Rabbin PE, Baldwin HE. Treatment of porokeratosis of Mibelli with CO2 laser vaporization versus surgical excision with split-thickness skin graft. A comparison. J Dermatol Surg Oncol 1993; 19:199.
- Hunziker T, Bayard W. Carbon dioxide laser in the treatment of porokeratosis. J Am Acad Dermatol 1987; 16:625.
- McCullough TL, Lesher JL Jr. Porokeratosis of Mibelli: rapid recurrence of a large lesion after carbon dioxide laser treatment. Pediatr Dermatol 1994; 11:267.
- Chrastil B, Glaich AS, Goldberg LH, Friedman PM. Fractional photothermolysis: a novel treatment for disseminated superficial actinic porokeratosis. Arch Dermatol 2007; 143:1450.
- Itoh M, Nakagawa H. Successful treatment of disseminated superficial actinic porokeratosis with Q-switched ruby laser. J Dermatol 2007; 34:816.
- Lolis MS, Marmur ES. Treatment of disseminated superficial actinic porokeratosis (DSAP) with the Q-switched ruby laser. J Cosmet Laser Ther 2008; 10:124.
- Liu HT. Treatment of lichen amyloidosis (LA) and disseminated superficial porokeratosis (DSP) with frequency-doubled Q-switched Nd:YAG laser. Dermatol Surg 2000; 26:958.
- Alster TS, Nanni CA. Successful treatment of porokeratosis with 585 nm pulsed dye laser irradiation. Cutis 1999; 63:265.
- Nayeemuddin FA, Wong M, Yell J, Rhodes LE. Topical photodynamic therapy in disseminated superficial actinic porokeratosis. Clin Exp Dermatol 2002; 27:703.
- Fernández-Guarino M, Harto A, Pérez-Garcia B, et al. Photodynamic therapy in disseminated superficial actinic porokeratosis. J Eur Acad Dermatol Venereol 2009; 23:176.
- Cavicchini S, Tourlaki A. Successful treatment of disseminated superficial actinic porokeratosis with methyl aminolevulinate-photodynamic therapy. J Dermatolog Treat 2006; 17:190.
- García-Navarro X, Garcés JR, Baselga E, Alomar A. Linear porokeratosis: excellent response to photodynamic therapy. Arch Dermatol 2009; 145:526.
- Levitt J, Emer JJ, Emanuel PO. Treatment of porokeratosis of mibelli with combined use of photodynamic therapy and Fluorouracil cream. Arch Dermatol 2010; 146:371.
- Hartman R, Mandal R, Sanchez M, Stein JA. Porokeratosis plantaris, palmaris, et disseminata. Dermatol Online J 2010; 16:22.
- McCallister RE, Estes SA, Yarbrough CL. Porokeratosis plantaris, palmaris, et disseminata. Report of a case and treatment with isotretinoin. J Am Acad Dermatol 1985; 13:598.
- Hong JB, Hsiao CH, Chu CY. Systematized linear porokeratosis: a rare variant of diffuse porokeratosis with good response to systemic acitretin. J Am Acad Dermatol 2009; 60:713.
- Garg T, Ramchander, Varghese B, et al. Generalized linear porokeratosis: a rare entity with excellent response to acitretin. Dermatol Online J 2011; 17:3.
- Goldman GD, Milstone LM. Generalized linear porokeratosis treated with etretinate. Arch Dermatol 1995; 131:496.
- Hacham-Zadeh S, Holubar K. Etretinate in the treatment of disseminated porokeratosis of Mibelli. Int J Dermatol 1985; 24:258.
- Gutierrez EL, Galarza C, Ramos W, et al. Facial porokeratosis: A series of six patients. Australas J Dermatol 2010; 51:191.
- Knobler RM, Neumann RA. Exacerbation of porokeratosis during etretinate therapy. Acta Derm Venereol 1990; 70:319.
- Sasson M, Krain AD. Porokeratosis and cutaneous malignancy. A review. Dermatol Surg 1996; 22:339.
- Maubec E, Duvillard P, Margulis A, et al. Common skin cancers in porokeratosis. Br J Dermatol 2005; 152:1389.
- Goerttler EA, Jung EG. Porokeratosis [correction of Parakeratosis] Mibelli and skin carcinoma: a critical review. Humangenetik 1975; 26:291.
- Otsuka F, Umebayashi Y, Watanabe S, et al. Porokeratosis large skin lesions are susceptible to skin cancer development: histological and cytological explanation for the susceptibility. J Cancer Res Clin Oncol 1993; 119:395.
- Lin JH, Hsu MM, Sheu HM, Lee JY. Coexistence of three variants of porokeratosis with multiple squamous cell carcinomas arising from lesions of giant hyperkeratotic porokeratosis. J Eur Acad Dermatol Venereol 2006; 20:621.
- Rongioletti F, Rebora A. Disseminated porokeratosis with fatal metastatic squamous cell carcinoma: an additional case of "malignant disseminated porokeratosis". Am J Dermatopathol 2002; 24:144.
- Sawai T, Hayakawa H, Danno K, et al. Squamous cell carcinoma arising from giant porokeratosis: a case with extensive metastasis and hypercalcemia. J Am Acad Dermatol 1996; 34:507.
- Lozinski AZ, Fisher BK, Walter JB, Fitzpatrick PJ. Metastatic squamous cell carcinoma in linear porokeratosis of Mibelli. J Am Acad Dermatol 1987; 16:448.
- Anzai S, Takeo N, Yamaguchi T, et al. Squamous cell carcinoma in a renal transplant recipient with linear porokeratosis. J Dermatol 1999; 26:244.
- Genetics
- Ultraviolet radiation
- Immunosuppression
- Other
- Disseminated superficial actinic porokeratosis
- Disseminated superficial porokeratosis
- Porokeratosis of Mibelli
- Linear porokeratosis
- Porokeratosis plantaris palmaris et disseminata
- Punctate porokeratosis
- Other
- Histopathology
- Dermoscopy
- Other laboratory tests
- Approach to therapy
- General measures
- Topical therapies
- Physical interventions
- Systemic therapy
- Malignant transformation
- - Prevention and surveillance
- - Immunocompromised patients
- - Role of pharmacologic agents


text: Euroseas Ltd. (NASDAQ: ESEA), an owner and operator of drybulk and container carrier vessels and a provider of seaborne transportation for drybulk and containerized cargoes, announced that it has declared a dividend of $0.29 per common share for the third quarter of 2007. The dividend is payable on November 28, 2007 to all shareholders of record as of November 5, 2007. This dividend marks an increase of 16% from the prior quarter's dividend of $0.25 per share. Aristides Pittas, Chairman and CEO of Euroseas commented: "We are happy to pay a dividend of $0.29 per share which is $0.05 per share or 21% above our target minimum dividend of $0.24. This dividend continues our policy of paying significant dividends out of earnings and reflects the further strengthening of the dry markets, the prime driver of our growth. Our focus remains to continue investing on accretive acquisitions to further enhance our returns."


text:
"Shortness of respect and dignity on ward."
About: Diana, Princess Of Wales Hospital Diana, Princess Of Wales Hospital Grimsby DN33 2BA
Posted via NHS Choices
Having just been an in patient I can honestly say this is the worst hospital stay I have ever had. Firstly lets touch on the cleanliness of the floor. A ziz zaz wipe of the floor missing more than cleaning is not acceptable. Neither is having to use smelly toilets acceptable because nurses do not check they are clean after taking another patient into them.
A few days stay and I end up with bed sores, not acceptable.
My age number may be a little high but I do not appreciate being treated like a person who cannot speak out for myself, treated with little respect and no dignity.It is my body that is crushed not my brain.
I could go on but I am quite upset to think that the people who are supposed to be helping patients can have such attitude, we are patients, we are in pain, we need reassurance and help. We are not cattle where you wheel them in and out.
Response from Diana, Princess Of Wales Hospital nearly 2 years ago
Hello Trix, thank you for sharing your feedback, which has been shared with the relevant managers. I'm sorry to hear your experience fell short of the standards we would all expect, if you'd like this to be looked into further please can you contact our patient advice and liaison team on (01472) 875403 or firstname.lastname@example.com
Kind regards,
Sarah Mainprize
- {{helpful}} {{helpful == 1 ? "person thinks" : "people think"}} this response is helpful
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Thank you for your feedback.
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text:
If you believe in God you may agree that God has covered a soul with a body of flesh, bones, senses including mind and set free in the world.
This is HIS constructive (or productive) pastime and has a purpose for such a soul to come back as soon as possible.
The soul covered with the body has almost all such qualities that of the creator and so can be like HIM but the mind and senses keep taking them away from the ocean of bliss in the black hole of ignorance.
We know, people practice and preach for positive or constructive action and yes they are right to some extent.
Positive and constructive thought, action and attitude try to dissolve the negativity and improve or do a cleansing work for body-mind and soul.
Invariably we become more attached with ego abd get distracted in the path. If even many are able to counter the effect and become aware and few out of them have a higher realization in this very life they may not be doing enough to go back to the abode because of constructive thinking which needs to materialize and make a karmic account live.
However we would remain subordinate to the God and his power and even if we have or can have similar qualities that needs to be checked for its validity once a person thinks and has become purer by his deeds.
When he has become cleaner in his thinking and acting he should stop the habit of productive / constructive thinking completely and not duplicate the divine past as HIM for the goal of returning back home.
If one continues constructive thought he keeps making and adding karmic account and the best and noble work may allow doing great but avoiding taking back to HIM.
I understand these fine points are not applicable for normal mortals however I would like to know the views of my dear readers and friends.
These are my personal views.
Jai Ram Ji Ki


text:
1967-1970 (Blue)
- (Remastered, Digipack Packaging, 2PC)
- Artist: The Beatles
- Format: CD
- Release Date: 10/19/2010
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Digitally remastered two CD digipak reissue of this classic Beatles compilation spanning the years 1967-1970. Originally released in 1973, the 'Blue' collection was released in conjunction with the 'Red' compilation, which focused on the band's earlier years, 1962-1966. Both releases were hugely successful and remain two of the best selling compilations of all time. 28 tracks.
To play the media you will need to either update your browser to a recent version or update your version of Flash Player.


text:
Wishmaster Collection
- Street Date:
- March 28th, 2017
- Movie Release Year:
- 1997
- Studio:
- Lionsgate
- Length:
- 370 Minutes
- Release Country
- United States
This disc has not yet been reviewed. The following information has been provided by the distributor.
Fantasy, Horror
Tammy Lauren, Andrew Divoff, Robert Englund
Robert Kurtzman, Jack Sholder, Chris Angel,
Plot Synopsis:
Magically powerful and supernaturally evil, the ancient entity known as the Djinn can grant your wildest dreams — and unleash your darkest nightmares. Follow the Wishmaster's bloodcurdling quest to devour souls and plunge the world into eternal damnation in this fright-filled collection of all four horror-fantasy favorites.
Technical Specs
- Blu-ray
- 3-Disc Limited Edition
Video Resolution/Codec
- 1080p/AVC MPEG-4
Aspect Ratio(s)
- 1.85:1
Audio Formats
- Audio Commentaries
- Isolated Score Selections/Audio Interview with composer Harry Manfredini
- Featurettes
- Trailers
- Still Galleries


text:
4 July 2016
Mom Wants Creampie For Christmas I heard Mom stumble in very late from a Christmas party. I went out to check on her and she was totally wasted, sleeping on the couch. My Mom is such a slut sometimes. She wasn't wearing any panties and I couldn't help myself from touching her pussy and boobs. I could tell there was no waking her up so I decided to stick my cock in Mom, just for a second. She was still out, so I kept fucking her. I was only going to do it for a minute but my Mom's pussy felt so good I couldn't stop. I blew my load right inside her pussy. Mom came to and started asking why I was naked and she saw some of my cum on the coach that leaked from her pussy.
She freaked out and told me to go to my room. She was totally fucked up though, there's know way she'll remember this tomorrow.... The next day I was sitting at the kitchen table and my Mom walked up and started talking to me. I tried at first to deny that anything had happened the night before, I thought for sure Mom was in a blackout. But I was wrong! Mom remembered what happened. I thought I was in big trouble this time, then Mom said she realized she liked it! She said Dad never wants to cum in her anymore. Mom told me she wanted me to give her another creampie as her Christmas present. I was blown away, but Mom assured me it was ok and that if she got pregnant Dad would just think it was his anyway. So I fucked my Mom again and exploded inside her pussy just like she wanted. BEST. CHRISTMAS. EVER. ***Starring Alexis Rain & 2 REAL creampies from her son***
Runtime : 12min 31s
File Size : 885 MB
Resolution : 1280x720
Download Mom Wants Creampie For Christmas pt 1
Tagged: Wants, Creampie, Christmas, Family, Therapy, Download, Resolution, Runtime
Back » Family Therapy-Molly Jane Plays Dress Up« Next Family Therapy-Mom Won't Find Out


text:
By Dovin Melhee
This book is a work of fiction. All events, characters, names, and places featured here are either the product of the author's imagination, or are used fictitiously. Any resemblance to actual persons, living or dead, events, or locales is entirely coincidental.
Copyright (c) 1995 by Dovin Melhee
All rights reserved
도빈 멜히 – 엔 스파이스


text: Hi everyone, We are Frank - Frank Communications based in Leeds. We do graphic design, web design, online marketing, and design various bits of marketing collateral... this is a cool place for all the graphics guys to hang out so I signed up! Look forward to reading up on the forums :icon_smile: Feel free to check us out at Frank Communications


text:
Spearheaded by Mr. Suresh Raheja and his sons Ashish and Rahul, Raheja Universal Pvt. Limited (RUPL) and its promoters have completed around 6.05 million sq. ft. of development in Mumbai Metropolitan Region and introduced over 46 projects which consist of premium complexes in the MMR region. They have developed several residential projects like Raheja Anchorage, Altamount Road, Atlantis, Raheja Legend, Raheja Sunkist, Raheja Empress, Exotica Phase I and Phase II, Raheja Sherwood, and Acropolis Phase I and Phase II. Some of the commercial projects developed by Raheja Developers are Centre Point, Chromium, Raheja Plaza, Stanchart Tower and Raheja Titanium. The developer has a great brand presence in the MMR region.
They are known for their planning, execution, controlling and monitoring of several real estate activities. The developer identifies the land and develops luxurious projects with the potential of appreciation of capital. They have well-qualified and experienced management team. The firm is also nominated as the Consumer Super Brand 2009-10, Business Super Brand 2008, Power Brand 2012 and Consumer Super Brand 2011-12. The company is envisioned to become the thoughtful leader in the real estate to create the best-in-class real estate projects for the customers. They are well versed to become the path-breaking, strategic and specialized asset creator in real estate industry.
Incorporated on November 5, 1980, the private limited company is working with the influence of Garden View Properties & Hotels Pvt. Ltd. Later on, the company changed its name to K. Raheja Universal Pvt. Ltd. Thereafter, they have created the unique Raheja Brand and they are pursuant to the specific resolution which is passed at the general meeting on March 2003. A new certificate of incorporation was also passed which was consequent to change the name. So, the company's name was replaced to Raheja Universal Private Limited. A special resolution was issued at extraordinary general meeting in 2009. A whole new certificate of incorporation was passed on its name. Now, the company's name is further replaced to Raheja Universal (Pvt.) Limited. Despite the changes in name, the vision and mission of the company has always remained the same. They have always focused on improving their technology to deliver world-class homes and fulfill all the diverse needs of buyers.


text:
Discussion in 'Android Devices' started by maw4bc, Nov 25, 2010.
does anyone know for sure?
Get pdaNet or EasyTether from the market.
Yeah this is really easy to do with azilink. The setup on the phone is easy, but configuring things on your computer can be tricky -- it's all operating system dependent.
I had a post about how to set this up with Ubuntu:
But if you are using Windows or OS X then things are slightly different (and a bit easier). Anyway, here is the link to the azilink home page:
azilink - Project Hosting on Google Code
If you don't want do set things up then you can simply use PDAnet or EasyTether.
I love easytether. Does everything I need
Can you use these easytether or pdanet to tether with a Samsung Tab or any of the other android tablets?
You mean use your evo to tether a tablet? I'm 90% sure yes but someone else correct me.
Ironically, I'm using Easy Tether to type this on my desktop via my Evo, since my Charter is down for some reason...
Yes, use my evo to tether a tablet...like a Samsung Tab.
Download and install cyanogenmod 6 and it is free.
I use easytether for my only internet connection. My wife's evo has the pay one fore secure sites and I have the free one for everything else. After all I can check my email from my evo.
I imagine someone would get easy tether to work with an ipad if it had a usb port.


text:
Here are the latest tie dyes. I think I am going to try and sell at a booth with my friend down in Ventura. I have lots more to do. The pink one was supposed to be a heart. I'll try again.
October 24, 2007
Last Tie Dye Batch
Posted by Kaity at 4:00 PM 2 comments:
More pictures
Posted by Kaity at 3:55 PM 1 comment:
Enormous as a Whale
Posted by Kaity at 3:41 PM No comments:
October 16, 2007
The DeMartinis
Posted by Kaity at 1:57 PM 1 comment:
October 12, 2007
Sunday beach walk
On Sunday after conference and after the DeMartinis left we went for a beach walk with Billy and Ingrid and kids and Hilary and Tyler and Carter. It was pretty fun. There were three of us wearing babies. Gio and Billy and Seth ran the whole way sliding down the sand cliff. They really expended a lot of energy. I was lucky because I was wearing Zeke so Danny got to stick with Gio at the back of the pack. When we got home he asked, "What did you guys talk about?" Oops. My slippers got covered in tar and instead of trying to clean it off I pretended that I resoled them. It has already worn off more or less. The beach is beautiful here in its own way (once you get used to the smell).
Posted by Kaity at 4:05 PM 4 comments:
October 05, 2007
Almost 5 months
Posted by Kaity at 10:20 PM 5 comments:
October 02, 2007
Baby Einsteins
Gio has started to like watching movies. The only ones we have are Baby Einstein. He thinks that they are very interesting and hilarious at times. He always makes Zeke watch with him, but it's not really fair because Gio can get up and walk away at any time, but Zeke is stuck watching. This is a picture of them in front of the boob tube.
Posted by Kaity at 9:30 PM 2 comments:
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text:
How to attract a woman ?
As you know, between men and women at all times, there was a secret relationship.Women are always attracted to exciting men and vice versa.But not everyone knows the formula for this success, some whole life working on it, and to no avail, and some with young are very popular.Let's try to understand the features that attracts women the stronger sex, and how to achieve stunning success from them.
Individual men
Often we hear that expression, that all men are the same, but why, then, each of us chooses his fights and it is for it to end.It's simple: because every man has its own personality and flavor.But in spite of this, not everyone knows how to attract women with this.
Many men have resorted to the mass of all sorts of ways of attracting women.Everyone wants to be the first and only.But there are some unwritten rules by which to attract women to become a lot easier.
What should be the man
Each of us met in my life a man who just somehow magically attracts others.He is always in the spotli
We will share with you the secret of the fact that a man should do and what it should be, to always be the center of attention, and easily generate interest of any woman, even the most inaccessible.
First of all, it should be:
- neat (women love the order and a certain regularity);
- smart (elementary, it is necessary to talk about the woman except the weather);
- humorous (without this in any way, the humor always helped as when meeting with a woman, and in a relationship, a real man will be able to translate even the most serious and tense situation into a joke);
- little intriguer (woman interesting to those who at least something, but not telling, there is always the interest and curiosity to know what the affair);
- generous (not a secret that the weak half of humanity loves gifts);
- caring (in each of us sits the little girl who requires a tremulous self-care);
- attentive (time shown attention will always be appreciated);
- confidence (hesitant man will never be able to impress and win the coveted woman).
This is only the most basic criteria, which must be leveled man.In addition, there are also tricks resorted to by men in order to win his chosen.
How to attract the attention of women
What is it that is the secret of those men who be it some sixth sense are able to attract women, captivate them from the first minute, at a glance.
Such a man just stands out among the others, it is always, regardless of the situation and the environment, should look good.Brush up not only before a date, but every day at any time of the day.It must be different naturalness and ease, courage, determination, a sense of risk, reliability.To the woman at the sight of such a man is not just melted away, and felt secure under his strong wing.
Such a man would never dare to offend a woman, not only when it is in its interest, and, in general, as a whole, whatever the situation.He could always find a way out of any impasse and protect his woman from the problems.
smell of men
Nor is no secret that women are very sensitive to smells.Therefore, they will be able to experience the real scent of men at any perfume.But there are, of course, and other smells that attract women, they also play an important role.The most common assistants in this case are the smells of rosemary, sandalwood, bergamot, which today is used absolutely everything perfume company.Such odors emphasize virility and elegance.With them feel macho any representative of a strong half.
Now you know how to attract a woman's attention that it needs to do and how to behave.Follow our advice and you will be sure to come upon success.You'll find that the only ones that have been looking for, and to win her heart once and for all.Never be afraid of obstacles and always be yourself, only then you will succeed.


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MOVIE SYNOPSIS [ General Audiences ] With a good performance of Joe Ahearn (see cast), this film directed by Jason Buim was premiered in cinema in 2009. The movie "Todd P Goes to Austin" comes from USA. You can watch Todd P Goes to Austin online on TV cable or theaters with original audio in English at different dates. This film premiered in theaters in 2009.
Rating: 5 by 9 users./
Runtime: 68 minutes
Joe Ahearn, Rob Barber, John Chiaverina, Jennifer Clavin, Jessie Clavin, Anthony Davis, Dan Deacon, Katelyn Hall, Mike House, Jeremy Hyman, Matt Johnson, Ty Kube, Jahphet Landis, Tomasz Nazarko, Peter O'Connell and Todd Patrick.
68-minute film (full movie) directed by Jason Buim.
The original audio of Todd P Goes to Austin has dialogues in Dolby Digital, it was produced in USA.
It premiered in cinemas or television in 2009.
Screenplay written by Jason Buim, Otto Arsenault and Taylor Cohen.
Jon Barlow, Taylor Cohen, Otto Arsenault and Arlo N. Rosner.
This film was produced and / or financed by FVMMO Films and Blacklake Productions.
GoDigital Media Group and Microcinema International.
Without commercial breaks, the full movie Todd P Goes to Austin has a duration of 68 minutes; the official trailer can be watched in streaming on the Internet. You can watch this full movie free in EnglishDolby Digital in movie TV channels, renting the DVD or with VoD services (Video On Demand player, Hulu) and PPV (Pay Per View, Netflix).
See the page of this full movie, Todd P Goes to Austin in FULLTV Movies.


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Tune In To Jammy's Radio Live!
Tune In To Jammy's Radio Live!
Jammy's Radio
Chief editor of The Magazine and writer for various national publications
Wednesday, 06 April 2016 16:01
Rap artist Azealia Banks have gone off on Sarah Palin and it's the new Twitter battle to watch
On Sunday April 3, Azealia Banks tweeted that Sarah Palin should be gang-raped by the 'biggest burliest blackest' men, and needless to say, Palin did not like it so she promise to file suit against Banks. The legal threat has…
Category Political
Wednesday, 06 April 2016 11:26
A plot twist. What he thought would happen but then it suddenly turned
A man escaped from prison where he has been for 15 years. He broke into a house to look for money and guns and finds a young couple in bed. He orders the guy out of bed and ties him…
Category Comedy Central
Tuesday, 05 April 2016 22:37
Quit the bad habits that damage your teeth
The enamel on your teeth fades with time and leaves yor teeth unprotected from simple bacteria and stains from drinks and foods with certain coloring additives. The enamel generally will last into your 60s but some bad habits can cause…
Tuesday, 05 April 2016 20:25
Marsha Gay Reynolds granted $500k bail, paid by parents homes and other cash in hand
Marsha Gay Reynolds, 2008 Miss Jamaica contestant, has really put the screws on the family. The prosecutor argues that this was not her first drug smuggling, just the first time she has been caught. While that may be true, where…
Tuesday, 05 April 2016 18:55
15 foot alligator hunted and shot in the Florida bad lands
Hunters at a Florida farm say it's the largest alligator they've ever captured in the wild: nearly 15 feet long. They killed it because it had been eating their cattle for survival. The beast is estimated to be 70 -…
Monday, 04 April 2016 18:29
Young extreme Ex-Porn star Amber Rayne dies suddenly at age 31
Porn is still the king of revenue as it continues to rake in multiple billions annually. For this reason, entrepreneurs throw money at the business, and that money attracts performers, women primarily. Many young girls who grow up in poor…
Saturday, 02 April 2016 19:37
Poor folks will suffer from Zika virus when it hits America
The mosquito transmitted virus called Zika has been across the Caribbean and has slightly affected the first world by travellers. Though efforts are in place to try blocking it entirely from America, there can be no guarantee. However studies by…
Tuesday, 01 March 2016 01:45
When you are just badass and don't give a fuck about the cops
Stunt bikers love to hit the oublic streets and show off their skills to make their bike obey, and cops hate it, along with the public of course. These guys mess with the cops and just take off at 160mph…
Category Pimped Rides
Saturday, 13 February 2016 03:21
Watch out for the new scam being spammed in discussion forms
These scammers aren't getting anymore creative. They repeat the same old format every time. Always a 'single mom' or 'high school drop out', they prey on those who seek mercy for making bad decisions that left them destitute. Then those…
Friday, 12 February 2016 21:03
A Mongolian jam worthy of many ears. Something to calm your rage
Category Audio Cast
Comedy Central February 6, 2016
Another Kickass Bad Lip Reading Nfl 2016 Version
Audio Cast January 31, 2016
Dreamchasers Records - Meek Mill's New Release


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For the last seven weeks, on a Friday evening I've had a Kate Davies Seven Skeins club pattern arrive. The club has been very rewarding. This is what I knat over the seven weeks:
I missed week two because of my fail mitten, and because of that I have a bit more yarn left over. On the suggestion of Louisa I'm considering knitting a Goat set, which uses three skeins of yarn. Although i do seem to have a few recently knit Kate Davies hats floating around.
I consider this club a complete success, because I enjoyed it, I knit some good stuff and I was inspired. I'm making Leon's Winter Set (2016) out of Buchaille yarn and I'm going to knit the other beanie pattern from week four. I loved week one's socks enough that I made another sock weight pair. Most of all I enjoyed the thrill of opening that email on Friday evenings. I'll have to find another way to get my knitting thrills. Suggestions welcomed.


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Michael B. Jordan speaks out on lupus, and does a fantastic job!
Monday, October 3rd, 2016 by
Love this article about Michael B. Jordan's take on life with lupus, and his support for Selena Gomez. Mr. Jordan's mother suffers from lupus, and he gives a candid and spot-on interview about what lupus looks like and how it affects his mom. He does a great job of capturing the difficulties lupus p...
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SunGrubbies - Last day to save!
Friday, September 30th, 2016 by
Don't forget - today is the last day to take advantage of the SunGrubbies promotion Through September 30th, SunGrubbies is offering all Despite Lupus readers 10 off their purchase from their website. Simply type in the code DESPITELUPUS10 on their website to save...
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Bee Content Yoga - Choosing a Yoga class for Chronic Illness - by Christa Fairbrother
Friday, September 30th, 2016 by
I am excited to bring the second post in our yoga series from Christa Fairbrother. Her first post, The 10 Benefits of Yoga, highlighted the advantages of yoga, as they apply to chronic illness. In today's post, Christa breaks down the types of yoga available - and for someone like me, who doesn't kn...
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What is the symbolism of the hats in "The Garden Party" by Katherine Mansfield?
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The central hat that it is well worth focusing on is the hat that Laura's mother uses to distract her from her tirade about why the garden party should be cancelled. As Laura comes in to her mother's room and launches into her speech as to why the workman's death necessitates the cancelling of the garden party, her mother tries to distract her by placing a new hat on her head and urging her to look at herself:
"Darling!" Mrs. Sheridan got up and ame over to her, carrying the hat. Before Laura could stop her she had popped it on. "My child!" said her mother, "the hat is yours. It's made for you. It's much too young for me. I have never seen you look such a picture. Look at yourself!" And she held up her hand-mirror.
It is when Laura comes to look at herself and to see the young, sophisticated and beautiful lady that she is becoming that she forgets all about the plight of the dead workman and his family. Their fate becomes "blurred, unreal, like a picture in the newspaper." The hat therefore symbolically represents the vanity of the rich, the materialism of the upper classes. It is of course this that Laura realises is so meaningless when she looks at the corpse of Mr. Scott at the end of the story. Laura starts off thinking that all men are equal, and the hat is the means to which her mother makes her realise that, thanks to the class system, all men are definitely not equal.


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New Balance 690v2 Review17 Oct 2016
The newly launched New Balance 690v2 is stacking up to be one of the best shoes to come out of the Boston-based company's trail department. By Rae Trew-Browne
Released as an 'all-terrain' shoe the 690v2 is definitely most comfortable off-road. Although it does have some tar capabilities this is not the shoe to buy if you solely run on the tar. The 'AT Tread' outsole is aggressively lugged for optimum traction on loose and rocky surfaces.
While testing the shoe, I found myself on a mix of incredibly loose, sandy terrain with patches of large rocks and I was more than pleased with how the outsole performed under-foot. The tread handled the ground moving under my feet superbly, allowing me to keep balance and stay confident on the ever-changing terrain of the trails on Reunion Island.
The shoe performs well on dirt road / hard pack surfaces as well, as the lugs don't protrude too high off the bottom of the shoe, this gives the ride a smooth feel under-foot on the harder surfaces.
With a claimed weight of 293g, the shoe is incredibly light for its price tag. It is no wonder the 690v2 is SA trail running legend, AJ Calitz's, shoe of choice. With a RRP of R1700, the 690v2 won't just be competitive on the trail, as it will look to unsettle some of the more popular but more expensive offerings on the sales shelf as well.
New Balance went with their standard IMEVA (injection-moulded EVA foam) in the midsole which gives it a stiffer feel compared to their fresh foam versions. I personally would have liked to see some of the fresh foam technology feature in the shoe but that would naturally put the price up.
Still, some fresh foam technology in the heel would have increased the comfort of the shoe nicely, though the midsole performs well and the EVA keeps the overall weight down, keeping the shoe sharp and agile on just about any type of terrain.
There is no denying the shoe is fast. With the overall weight being under 300g and the upper of the shoe hugging the foot securely, the 690v2 is more of a lightweight racer than a training shoe. The stack height is not high enough to muffle the much-needed feedback from the trail as well which is a great feature. Cushioning helps with comfort in the long haul, but too much cushioning can hamper your body's ability to stay balanced and stable on the uneven terrain.
The 690v2 gets it just right, although from time to time, it is a little light on the front and you do feel the sharper rocks. Overall, though, the midsole along with the 8mm heel-to-toe drop gives the toe-off a nice bit of momentum as you flow into your next stride.
One of the highlights of the 690v2 is how the upper and the midsole seem to work so well together out on the trail. Not once did I feel my foot moving off the edge of the sole on a steep gradient, nor did the foot slip and slide inside the shoe. The upper and the gusseted tongue do their jobs well to keep the foot firm and secure, reducing blister-causing friction and increasing confidence when the trail gets really gnarly. The tongue has been stitched to the sides of the upper which keeps trail debris out of the shoe, reducing friction even further.
All in all the New Balance 690v2 has been a pleasure to test, I would classify this shoe as a lightweight racer for anything up to 32km. Having said that, it also obviously depends on the runner, as more experienced runners could take it up to ultra distances without any issues. One thing to look out for would be sizing, make sure you go into a decent technical running store to get fitted with the correct size. The toe box is nice and roomy so it could be easy to get a size that is too small, which will cause issues for your toes on the steeper gradients.


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GraphicRiver Canada Day Slider 11950359
Category: Web Element | Comment: ( 0 )
GraphicRiver Canada Day Slider 11950359
Web Element \ Sliders & Features
Sale \ Multi \ Promotions \ Purpose \ Marketing \ Page \ Images \ Main \ Sales
Web Element - Canada Day Slider 11950359 by doto @ GraphicRiver
Web Element \ Sliders & Features
High Resolution: Yes; Layered: Yes; Graphics Files Included: Photoshop PSD; Minimum Adobe CS Version: CS3.
Awesome quality slider template PSD file ready for your Services, products, campaigns.Each PSD file is layered and fully organized.
The package also contains a help file & Editable PSD. 100% Free fonts used. Please refer to help file for the information.
Fonts Used (RED-318)
Roboto : http://www.google.com/fonts/specimen/Roboto
Cocogoose : http://www.dafont.com/cocogoose.font
Image Used (RED-318)
Size : 1500×400. It can be adjusted to any size very easily.
Image is not included. It can be purchased from photodune.
SEO Banners; Cloud Hosting Banners; Job Search Banners; Fashion Sale Banners; Fashion Banners; Business Sliders - 2 Designs; Canada Day Sale Slider.
Keywords: banner, banners, business, canada day sale, coupon, coupons, deal, deals, discount, discounts, falls, flat design, header, hero image, home page, images, main, marketing, multi purpose, promotions, sale, sales, savings, slider, sliders, spring, studio, summer, winter.


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Michelle Carstensen
- Hope for Sonoma County's homeless crime victimsThe Press DemocratMendocino , California , Santa Rosa , Sonoma
- TMoose study reveals familiar causes of mortality in northeastern Minnesotatwincities.com
- Disease carried by raccoons can infect dogs; cases risehometownfocus.usTennessee , Minnesota , Kandiyohi , Winona , Yellow Medicine
- Suspicious deer killed in CWD hot zone may be from farm, DNR saysStar Tribune
- Tensions over deer farming surface in Minnesota's double outbreak of CWDStar TribunePine Island , Rochester , Fillmore , Dassel , Brainerd
- Fond du Lac band renews hunting of Minnesota mooseStar TribuneGrand Marais , Michigan , North Dakota , Dayton , Mille Lacs
- VIDEO: A moose mysteryAlaska Dispatch NewsAlaska , New Hampshire , Chippawa , Minnesota
- In saving Minnesota's moose, scientific breakthroughs and difficult choicesStar TribuneLutsen , Lower Austria , Duluth , Grand Marais , North Shore
- Some Minnesota turkey hunters are being asked to have their birds tested for avian fluStar Tribune
- Bird flu worries: DNR issues to-do list for turkey hunters on eve of openerStar TribuneWatonwan , Lyon , Lac , Kandiyohi , Cottonwood
- Bird flu confirmed at ND turkey farm, 4 more in MinnesotaAustin Daily Herald
- Bird Flu Virus Confirmed at More Midwest FarmsSputnik (EN)Kansas , Missouri , South Dakota , Dickey , Lyon
- Bird flu confirmed at 1 ND turkey farm, 4 more in MinnesotaMerced Sun-Star
- Bird flu confirmed at 4 more Minnesota turkey farmsStar Telegram
- Bird flu confirmed at 4 more farmsThe Toledo Blade
- Bird flu hits four more Minnesota farms, spreading to three new countiesStar TribuneLac , United States , Ramsey , Watonwan , Lyon
- 2 more bird flu cases reportedAustin Daily HeraldMissouri , Arkansas , South Dakota , Kansas , Kandiyohi
Frequent names
Newstral's extraction of names of people and organisations from the world's news is completely automated. If you do not want your name to appear here, please contact us. We will be happy to look at your request.


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Welcome to WebmasterWorld Guest from 220.127.116.11
Forum Moderators: not2easy
Thanks in advance!
Usually a GIF is used.
<add> *(#%&$(%^ flaky damn mouse!
Was going to say if you did save it as a jpg you would lose your transparent area (would file with some default color probably).
Photoshop is trying to save you from losing your hard work by making you save it in a format that will hold the properties you set. :)
joined:Sept 22, 2002
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When first starting out, I spent a week, figuring out I couldn�t have transparency in a jpg. Poking around other peoples sites, I noticed alot of .gif's used where transparency was used, saved my file as gif and been doing it ever since. Still I wonder why no transparency in jpg's.


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Skylon is an elongated trapezoidal space-plane that will be able to take off and land like a conventional plane using only its internal fuel, whilst still carrying a significant payload to the International Space Station.
Many have said that one of the biggest issues our species will face in the future is how we will free ourselves from our dependency on the planet, and establish ourselves as a space-faring species. But why do we really need to do this? For one thing, we do have all our eggs in one basket. Humankind are dangerously vulnerable to extinction level events such as asteroid impacts and pandemics. It may be that the faster we get ourselves off planet, with sustaining colonies in orbit, and on other celestial bodies, the better it could be for all of us. At the same time, what we learn and invent whilst we undertake this awesome project, will help us develop the technologies and mindsets to keep our own planet in better order for current and future generations.
So what is stopping us? Currently, it is more of an issue of cost than technology. After all, we landed men on the moon a few decades ago, using what is now considered relatively primitive 1960's technology. However, the huge cost of developing safe launch systems in these risk adverse and 'short return on investment' days, works against these types of large-scale projects. For one thing, you can forget about governments funding these types of projects right now – the five-year voting event horizon plays into the hands of political parties vying to cut costs and reduce expenditure of taxpayer monies for such grand scale and long-term projects. The 'vision thing' just isn't there anymore.
Nevertheless all is not lost. Stepping up to the plate are a new wave of digital era entrepreneurs, such as Sir Richard Branson with Virgin Galactic and Elon Musk with SpaceX. But even with these there are problems attempting to reduce the cost involved in getting into orbit. Virgin lost the VSS Enterprise space-plane in October 2014 when it broke up over the Mojave Desert and SpaceX lost a Falcon 9 launcher in June 2015 when it exploded after launch. Their investigations are still ongoing. Hopefully, once the reasons for these failures have been rectified, things will be back on track again. But all of these systems rely on placing payloads, sometimes human ones, on top of what are essentially gigantic fireworks. Pure rocket engines or 'Big Dumb Boosters' (as they are known of in the trade) are difficult to control safely. If rocket engines can be made easier to control, use less propellant and be reusable, then both safely and cost will become a more reasonable goal and may one day allow regular Low Earth Orbit (LEO) operations to become a daily reality.
At this point in the story comes Alan Bond and his company Reaction Engines Limited. They are developing the hybrid SABRE precooled, air-breathing rocket engine, which will power a single stage to orbit launch system known of as Skylon. This has evolved from a project stretching allk the way back to the 1980's, when British Aerospace and Rolls-Royce took up Alan Bonds original HOTOL space-plane concept. Unfortunately, aerodynamic stability problems saw the project shelved and the government ultimately withdrew investment.
But now Alan Bond is back. After time wrestling with patent legislation and the Official Secrets Act under which his original designs languished for several decades, he's now back working on the child of HOTOL known as Skylon.
Skylon is an elongated trapezoidal space-plane with canards at the front, no tailplane and SABRE engines (Synergistic Air-Breathing Rocket Engine) at the tips of short stubby wings. It is projected that using the unique precooled SABRE engines, Skylon will be able to take off and land much as a conventional plane and will achieve LEO with only its internal fuel, whilst still carrying a significant payload. If funding can be found, flight-testing could begin as early as 2019, with Skylon delivering 15 tonnes of payload on a regular basis to the International Space Station by 2022.
In the absence of the Space Elevator (to be the feature of another article) Skylon seems to be a good bet to finally deliver on the promise of a regularly scheduled, and relatively low cost LEO deliver system. Now it's down to who will fund the development? How about a massive scale Crowdfunder…?
For further information:
Reaction Engines Limited Website: http://www.reactionengines.co.uk/
The Skylon Wiki page: https://en.wikipedia.org/wiki/Skylon_%28spacecraft%29
The Three Rocketeers BBC Four Documentary: https://www.youtube.com/watch?v=yjC_e3acgqQ


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Jordan Lancaster Haley Clark Amanda Durkee.
Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
Haley Clark
Amanda Durkee
Summary: We brought a fourth grade class to the high school, and they helped us make cookies for fundraising. We then sold the cookies at a concession stand and gave the money we raised to United Ways Respite Care program. We also visited Respite Cares Day Program for Alzheimer's Patients in Brunswick. When we visited with them we gave them a holiday party consisting of holiday foods and music.
Thanks and Appreciation to: Mrs. Shepherd and Wild Oats Bakery for donating ingredients to make cookies. High School Seniors, Jessica Russell, Shaun Fraser and Mardi Artis for coming with us to Respite Care and spending time with the Alzheimer's patients. Mrs. Selberg for allowing us to use her kitchen to make the cookies. Mr. Goddard for selling the cookies at the concession stand. Nancy Herk-Bott and the Day Program patients for allowing us to come in and spend time with you.
should raise to 14 million in 2050.
Impact and Sustainability: All of the students, including ourselves, felt such an impact when spending time with the Alzheimer's patients. Each individual had some type of connection with one of the patients. Whether they connected with where they had once lived, or what they enjoyed doing in high school. When we left the Day Program, each person who went with us said how much fun they had and how they want to go back. With the increase in numbers of people with Alzheimer's there will still be a great demand for projects like this.


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Gerard Way Opens Up on My Chemical Romance Split: 'I Consider 'Fake Your Death' to Be Last MCR Song'
"And yes, it is f--king heartbreaking," the frontman adds.
With the announcement of "May Death Never Stop You" greatest hits album, former My Chemical Romance frontman Gerard Way opened up about the band's split and the message behind the previously unreleased "Fake Your Death" track.
The singer described the compilation's opening tune as the band's final song, calling it a "wave goodbye to all" in a recent extended tweet. "I consider 'Fake Your Death' to be the 'last MCR song,' and to me, it is absolutely the final fully realized collaboration between the members of the band," Way noted.
"Oddly, or fittingly, it was written while the Los Angeles Kings beat the New Jersey Devils and won the Stanley Cup, though this did not inform or inspire the song as I was unaware (along with James and Doug) that this was happening and have only a small interest in sports. After the game, the rest of the band had arrived at the studio where we added elements to its existing structure, fleshing it out some more, and it started to form," the vocalist continued.
"What was not so obvious at the time was that the song was, and would serve as, a eulogy for the band, though I should have known it from the lyrics. I think internally I did, as I felt an odd sense of sadness and loss after hearing back the words on top of the music. I also felt a strange sense of pride in how honest it was, and could not remember a band recording a song of this nature, being so self-aware. Ending felt like something honest, and honest always feels like something new."
Gerard ultimately concluded: "So it will exist, and it is no cowardly act to release something of this nature, but a service to those who believed in a band that did not compromise, and a wave goodbye to all. And yes, it is f--king heartbreaking. And while I don't believe the lyrics of the chorus today - I did at the time, which to me is a core ingredient to the music of MCR. And it is through that belief, and yours, that we were able to achieve many beautiful things."
"May Death Never Stop You" is scheduled for March 25 release via Reprise Records. Head over to iTunes for pre-orders and song previews.


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Agri-service Ethiopia (ASE) is one of the oldest national NGOs in this country. It has worked in the area of rural development since 1969, primarily with smallholder farmers in remote places of the country. Currently, ASE is implementing development program in six weredas of three Regional States; namely, Enabse Sar Midir and Tehuldere weredas in Amhara regional state; Berek, Goro & Gelana weredas in Oromia Regional State; and Amaro wereda in Southern Nations and Nationalities Peoples Regional States. Since its inception ASE"s main thrust was community training and extension.
In accordance to the recent strategic changes of the organization, Community Empowerment has been officially adopted as the main institutional philosophy of ASE. In principle community empowerment has been the anticipated goal of the organizations ever since its establishment as many of the program components (mostly service delivery oriented) were designed to achieve community empowerment, in a sense that the living conditions of the people are improved as a result of improving access to several services and information. The recent change however is different because community empowerment is not only seen as a far reaching goal but also as a basic institutional function, which envisages programs formed by key activities that ensures community empowerment as an immediate output. In other words, ASE is consciously engaged in community empowerment processes with anticipated goals of bringing cultural and institutional innovation to contribute to sustainable development, poverty reduction and improved governance systems at local level. To achieve these goals, ASE adopted two important strategies. These include the development of Community Based Institutions (CBIs) and running Community Learning and action (CoLA) activities. Theses are indeed the overarching strategies of the organization, while several strategic documents that support the implementation of these core strategies are also developed and used.


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Make your living room bloom. Abstract floral designs and leafy silhouettes come together within this design to infuse your home with a lush, thriving appeal. Printed on the same machines that manufacture one of the world's leading brands of printed carpet, this rug is extremely durable and vibrant. This technology allows the use of multiple colors to create a rug that is wonderfully designed and applicable to any room in your home. Crafted completely in the USA, this rug is made from durable stain resistant nylon.
- 100% Nylon
- Rug gripper recommended and extends the life of your rug, prevents shifting and sliding and protects hardwood flooring from scratches
- Machine made in USA
- Stain and fade resistant
- The digital images and product dimensions on our website are as accurate as possible. Due to differences in computer monitors, some rug colors may vary slightly. Lengths and widths may vary from the published dimensions. We do our best to provide you with an exact measurement, but please be advised that some variation exists. Patterns may vary slightly according to shape and size selected
- 60 day Manufacturer Warranty, for warranty information on this product, please call our Internet Customer Service Center at 1-800-435-4654


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play the game of life you want to play...
Have You Actually Planned Your Game-Changing Success?
If you look at today's game changers of this world – the Elon Musks, the Richard Bransons and the Oprah Winfreys – game-changing doesn't just happen on its own, left to chance and happenstance. It is planned strategically from the start.
If you're sitting on a business that could be a game changer but it's not there yet, what will it take to make it so?
Here are three things you need to build into your strategic plan to bring to life the game-changing vision you have…
#1 Operate Out Of Everyone's Comfort Zone
If you want your business to be a game changer, then you're going to have to get comfortable with operating far beyond your and anyone else's comfort zone.
Game-changers are often pioneers – pushing the boundaries, challenging the status quo, and operating in a field that few others are courageous enough to step into.
Obviously this isn't likely to be comfortable, and yet it doesn't have to be uncomfortable either; it's a matter of perspective and in these realms, the rules are often different (and maybe even not yet written).
As pioneers of the location independent movement, we quickly realised that playing by the rules meant very different things in different places and that, most of the time, the only consistent thing was change.
If you're currently comfortable and working in your bubble of 'business as usual' mode – writing books, running workshops, publishing blog posts, hosting webinars, or perhaps even procrastinating and kidding yourself that you're progressing – but your business and your actions aren't having the impact you want, perhaps it's time to push beyond these boundaries of comfort into something more.
Take a look at your strategic plan and ask yourself this:
Where do you need to push yourself over the boundaries of your comfort zone, in order to have the bigger impact you want?
#2 Do What No-one Else Is Willing To Do
Changing the game is often simply a by-product of doing something different, doing something better and doing the things that no-one else is willing or able to do.
When Richard Branson started Virgin Atlantic, he took on the likes of BA and did what few airlines in the industry were doing at the time…cared about his customers:"We just made it that much more special than all the other airlines we were competing with" Richard says.
If you want your project to be a game changer, ask yourself this:
What is no-one else willing to do, that I am?
#3 Be Ruthlessly Consistent
When you're working on a purpose-fuelled venture, there is no top of the hill to reach…it's an ongoing, never-ending march from one milestone to the next, looking for ongoing improvement and progress. Game-changers keep plugging away through the challenges, the failures and the successes.
This is why consistency is key. It can feel boring – especially to those of us who like the shiny new things – and it can be easy to get distracted from the purpose or broaden the scope too quickly.
If you struggle with consistency and wonder whether what you're doing is what you should be doing, ask yourself this:
Am I consistently doing what my business needs me to do to deliver on its promise?
Game-changing businesses do NOT happen by accident; take a long, hard look at your strategic plan and ask yourself if what you've got on there is going to build the game-changing vision you have.


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