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We are planning to visit Belgium (plus Amsterdam and part of France) from mid-Sept to late Oct. The plan WAS to spend 3 days each in Ghent and Bruges (and simply transit Antwerp and Brussels, since we are not that keen on big cities). But now I am reading fairly negative things about Bruges, that it is too touristy and artificial. We'll also spend a couple of extra days looking at the WW1 battlefields. What are the views of members about Bruges? If we just gave it one day, can you suggest another place in Belgium worth spending a couple of days? Will we find things "closed for the season?"
I have heard good things about train services there'; also we can take a tour to Ypres etc.
Any need for a car? Later we will head for the Loire and Dordogne for a week and there I believe one needs a car to get to the small, out-of-the-way spots. Views?
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Belgium Questions
We are planning to visit Belgium (plus Amsterdam and part of France) from mid-Sept to late Oct. The plan WAS to spend 3 days each in Ghent and Bruges (and simply transit Antwerp and Brussels, since we are not that keen on big cities). But now I am reading fairly negative things about Bruges, that it is too touristy and artificial. We'll also spend a couple of extra days looking at the WW1 battlefields. What are the views of members about Bruges? If we just gave it one day, can you suggest another place in Belgium worth spending a couple of days? Will we find things "closed for the season?"
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I haven't been to Bruges for quite a few years, though I used to go frequently and loved it. I imagine it is very touristy these days, but there's a reason for that - it's beautiful. I don't know why anyone would call it "artificial." There seems to be a trend these days for overtraveled europhiles to condemn places that have become more accessible to the masses over the years. I absolutely would visit Bruges. But I also happen to love Brussels.
You will benefit greatly from a car in the Loire and absolutely need one in the Dordogne. A week is awfully short for those two venues - I'd do only two days in the Loire and get to the Dordogne as fast as you can.
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Hi AussieSteve
Bruges is one of the prettiest places I've seen - definitely don't be put off by the negative comments! We were there for one day, and that gave plenty of time to walk around the main area, take a cruise on the canal, have lunch and walk part of the perimeter of the old town to see the windmills and locks in action.
Train and bus services in Belgium are very good - we went from the Belgian coast to Ypres by bus, and found it more interesting than the train because we also saw little villages along the way, and enjoyed the conversation between driver and passengers who were regular locals.
Ypres is well worth the visit - I downloaded a historical walk from the internet; this took us around the perimeter of the old town, past war graveyards and the church that gives recognition to the Australians from WW1, and gave plenty of information.
Don't miss the In Flanders Fields Museum in the old cloth hall in the centre of town - very sobering. And of course, the sunset ceremony at the Menin Gate is a must!
In Ypres we stayed in the Accor Hotel - just off the main square, very convenient and we managed to snag a great nightly rate from their website. We had 2 days there and thoroughly enjoyed ourselves. I would imagine from Ypres you could take a tour of the battlefields. We covered that part on a previous trip and had a car; public transport for that area would be very difficult, I think. Di
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I have been to both Ghent and Bruges. Bruges gets a lot of visitors because it is pretty as previous posters mentioned. So the choice is less touristy vs. pretty.
Why don't you come along for a canal boat ride in Bruges?
There are more visitors to Bruges on weekends and the hotel prices reflect that.
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Bruges lives for and from tourism, as I see it. Ghent is not oriented towards tourism the same way. I am not crazy about towns being set in amber, which is generally the case with the plus beaux villages de France, but then, how else are they to survive?
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We've had two trips to Brugge, both 3 days each. And we'd go back tomorrow. It's a lovely place, beautiful architecture, lots of history, great B&Bs, wonderful food. Sure there are tourists there and they go because it's a great place. You can ignore the hordes on the canal boats if you want and walk away from the main street, towards the Minnewater area which is lovely and quieter. We found Ghent similar but didn't spend as much time there.
I don't think you could possibly call Brugge artificial, it's not purpose built like Disneyland. It's original and in my mind, a place with character, beauty and atmosphere.
You won't need a car in Belgium unless you have an aversion to trains. If you are getting the Eurostar at all (from London) your onward ticket in Belgium is included in the Eurostar ticket (just hold on to it and show the conductor on the local train). Everything in Belgium should be open during your time there, lots of locals live and eat and shop and work there.
If you have any time in Brussels at all, go and see the Grand Place which is stunning. You can walk from the train station, I think there are luggage lockers at Brussels Midi (maybe Central too, check on the website) so you can lock up your bags for a while, look at the Grand Place, have something to eat and continue on your way.
Kay (assume you're Australian Steve, we are too)
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I've been to Bruges dozens of times and still enjoy it. Yes, there are tourists, but the majority are day trippers or week-end visitors over holiday periods. Bruges at night after the day trippers have gone is magical.
Also, you really need to explore the city beyond its core. We used to stay near the 't Zand and wander around on the "other" side. You'll find that the number of tourists drops like a rock once you get out of the heart of the city.
And no, it's not "artificial" - those beautiful streets, squares and buildings aren't "props" purpose-built to draw in tourists. Read some of Bruges' history and find out how the city actually benefited from long years as a neglected backwater.
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i agree that you should include bruges. if you prefer more 'real' places then just limit your time there...see it, perhaps stay one night and move on. i dont think that the op is saying that they think it was built as a tourist attraction like disney. like dubrovnik for example, bruges is less of an 'experience' kind of place and more of a 'see' kind of place if you see what i mean. you wont be basking in deep local flavour but youll be surrounded by beauty. perhaps st cirq is right that some travel snobs will poo poo it because it is not a fashionable 'undiscovered' destination. dont worry about that...hardly anything in europe undiscovered.
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walkinaround - are you saying Dubrovnik was built as a tourist attraction? You're not serious?
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Hi aussiesteve, Bruges is a beautiful place to visit. Have spent three days there twice with plenty to do. My husband did a day trip to Ypres and other WW1 sites the first time from Bruges (I think it was with Quasimodo tours?) and the second time he and my son hired a car and did their own trip. Riding bikes along the canal was fun as well as just wandering the streets and eating - all those chocolate shops! Have you seen the movie "In Bruges?"
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kay...reread my post paying attention to the punctuation and you'll see that you read it wrong.
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Looks like travelers have of course enjoyed Bruges...and we certainly did as we relaxed for several days recently. Just join in with the tourists staying for several days. Ghent also nice.
Bill in Boston
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I've been to Bruges twice, really enjoyed it both times... But the last time we spent 5 days in Ghent and I really loved it... There was a lot more to do, the food was great, and I found the accomodations cheaper than in Bruges. It is a lot less crowded during the week but it was very busy on Saturday in the shops.
Agree that the Grand' Place needs to be seen at least once if you are going to be in Belgium anyway
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Thanks to all who replied. We'll now give Bruges 3 days but not on a weekend. Good tips re France, too. Might just extend that part by a day or two. Has anyone found a nice small B&B near the centre of Bruges or Ghent?
PS: For other Australians who might be curious, we're from Portland Vic.
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From my trip report, whch can be found by clicking on my name:
"...staying in Ghent at the recommendation of friends who felt that Ghent or Antwerp was preferable to Bruges. From the Brussels airport we had a direct train connection to Ghent. We found our B&B through the Ghent web page, choosing first by geographical location and then by what was available in the area. The location was perfect, the room was in the ?courtyard? and was very quiet. I put courtyard in quotation marks because we were on the second floor and what had been a courtyard was now a covered space with a deck on top. The weather was perfect for us to have breakfast on the deck every morning. Had the weather been otherwise the room had a large sitting area in front of a fire place with a small table for writing or having breakfast. The one quirkiness: the bathroom was behind a wall but had no door. For availability, contact Anne Gourhant Steyaert ([email protected] mail com) Burgstraat 25, 9000 Gent. Ghent has a nice old town and a wonderful museum of decorative arts. Meals were nothing to rave about except for a very nice one in the old town called The Blue House (?), in Flemish of course. Our hostess had recommended it."
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While Gent and Brugge are fine destinations the overall itinerary sounds a bit unusual, IMO.
Even by European standards, both towns are almost next door neighbors, just 50 kms apart.
So I was wondering why you should change places, check out and in of hotels, for something which is just a short train ride or drive apart.
And as the only other stop you mention is Amsterdam I was wondering if you should not allocate your bases more evenly over the whole area.
IMO, it makes no sense to think in categories like Netherlands and Belgium and France. These are just the nowadays political entities. By culture and architecture you will find great similarities between the two Holland provinces in the Netherlands and Western Flanders.
Places like Delft, Gouda or Alkmaar come to mind. Or further inland like den Bosch or Maastricht. On the sea there is Middelburg.
Antwerpen has a very vibrant historic center - not a glass and steel financial district. I would probably not trade it for Gent, but that's just personal taste Just a bit east of Brussels is Leuven, a historic small town.
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walkinaround - I meant to apologise earlier, just got caught up with work ...stuff....life
Sorry for the misunderstanding, it was late one night I was reading your post and my eyes were crossed, should have shut the laptop down well before then but this forum is addictive.
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Bruges is nice but I prefer Ghent, only a half hour away from each other by train, oh and by the way the Belgian rail system is terrific and reasonable! - but really different! granted, Bruges is a very picturesque city, and usually overrun with tourists. The Half Moon Brewery tour is really fun and is hopefully on your list of things to do.
But I really like Ghent way better, not nearly as many tourists and much more of a "real" city. Being a university city it has really good energy with lots of thing to do, and great places to eat and drink... try Amadeus for all you can eat ribs and then the Bicycle Bar or the Drupelkot for a nightcap! Also a good flea market on Fri, Sat & Sun at St Jacobs Square and if you're at all a foodie check out the "farmer's" Market on Friday morning on the Vrijday Square... just a block away from the FLea! Both markets are plenty of surrounding cafes for beer or coffee!!!
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I can understand wanting to stay in Brugge; it's more quiet in the evenings. 3 days would be far too much for me, unless you use it as a base; but you're also spending three days in Gent, which is very close.
For something else to do, if the weather is nice, take the train to Knokke, rent bicycles, visit the Zwin nature reserve and cycle along the coast. Lots of good restaurants and shops too.
And don't skip Antwerp!
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AussieSteve, This is about Lut and Bruno Setola's B&B in Bruge, taken from my '08 TR. I would imagine the rate would have gone up since then, but still I am sure it is still a bargain compared to the competition. The B&B is located at the most a two minute walk from the main square.
I had some trepidation about this choice of B&Bs. See the Trip Advisor reviews and you will understand. No place can be that good. But, it was!! A beautiful home on a quiet street with some lovely stained glass, large, spotless and comfortable room with beamed ceiling, ensuite bath and vivacious, gracious hostess, all for 65 Euro including what turned out to be a varied and fine breakfast.
Lut Setola runs a great 3 bedroom B&B and I can't think of anything negative about it. Well, maybe two things. The rooms are all on the top floor so that means 3 flights of stairs, but that was no problem for our senior bones conditioned by hours of daily walking in Paris. Also, breakfast is served directly outside the rooms, so if you are the type that sleeps in and some quiet conversation outside your door disturbs you, you may be annoyed. Again, that was no problem for us. There were two friendly young couples from Australia in the other rooms.
The B&B's rooms are the Red Room, Lilac Room and Orange Room. All are of good size and the Orange Room has a loft that is perfect for two kids. We were in the Red Room and it was bright and cheery. Men beware! The Red Room's bath has a beam that is placed in a way that shall we say requires a postural change when using the necessary in a standing position.
A very nice touch is the bowl of candies (free)kept in the dining area as well as a small refrigerator full of drinks including a variety of beers - not free, but payment is on the honor system and the prices are far less what one would expect, the same as they would be in the stores where she buys them.
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subset: commoncrawl


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CHAPTER 14 Neurogenic Voiding Dysfunction
What are the pathways and influences involved in normal micturition?
Voluntary control is exerted by the cerebral cortex by release of tonic inhibitory signals to the pontine micturition center (PMC). The PMC initiates voiding by stimulation of parasympathetics at S2-S4 causing detrusor contraction. The PMC also inhibits sympathetic fibers T11-L2 causing relaxation of the bladder neck and proximal urethra. Finally, the PMC inhibits the somatic fibers of the pudendal nerve causing relaxation of the external sphincter.
Neurogenic control of the bladder in infants is by what part of the central nervous system also known as the primitive voiding center?
Sacral reflex center.
Where does the pudendal nerve originate?
Nucleus of Onuf. This nucleus is a collection of sacral somatic nerve cells that originate from the lateral border of the ventral horn of the sacral spinal cord (S2-S4).
Explain the functions of the pudendal nerve.
It controls the external urethral sphincter. The pudendal also innervates the penis as well as the ischiocavernosus and bulbocavernosus muscles. The pudendal and pelvic nerves also receive postganglionic axons from the caudal sympathetic chain ganglia.
Overstimulation of the pudendal nerve produces what urological problem?
Urinary retention.
What can cause overstimulation of the pudendal nerve?
Trauma to the suprasacral–infrapontine spinal cord.
What cord segment is evaluated with the bulbocavernosus reflex?
This test evaluates the integrity of the S2-S4 segments.
Briefly summarize the parasympathetic innervation of the bladder?
Parasympathetic efferents originate from the pelvic nerves S2-S4. The ganglions are located near the organ and the neurotransmitter is acetylcholine. The receptors are muscarinic (M2/M3) and stimulation results in bladder contraction.
Where are the parasympathetic postganglionic neurons located?
In the detrusor wall as well as the pelvic plexus.
What is the most common type of muscarinic receptor in the bladder?
The M2 type is the most common type as it accounts for approximately 80% of the bladder's muscarinic receptors. Its exact function in the bladder is unknown, but it is thought to be involved with the neuromodulation of bladder compliance. The M2 receptors are primarily cardiovascular where they help mediate heart rate and cardiac output.
Which muscarinic receptor is most involved with cholinergic stimulation of the detrusor?
M3, even though it only represents about 20% of the total muscarinic receptors in the bladder. M1 receptors are primarily located in the central nervous system and salivary glands. They deal with cognition and saliva production. This is why a selective M3 antimuscarinic agent should theoretically have fewer central nervous system and dry mouth side effects than nonselective agents. The M5 receptors are primarily located in the ciliary muscle of the eye.
What is the pathway of the sympathetic innervation of the bladder?
Sympathetic preganglionic nerves exit from the lumbar spinal cord to synapse in the sympathetic chain ganglia. The postganglionic sympathetics then travel through the inferior splanchnic nerves to the inferior mesenteric ganglia. They finally travel in the hypogastric nerve to the pelvic plexus and the urogenital organs.
What is the role of sympathetic innervation of the bladder and outlet?
Together they promote bladder storage via the hypogastric nerve (T10-L2). Alpha (bladder base and prostate) and beta (bladder body) receptors exist on the bladder and alpha receptors are on the prostatic capsule. Beta activation results in inhibition of muscle contraction. Alpha activation results in increased outlet resistance.
What types of afferent fibers exist in the bladder?
Myelinated (AS) and unmyelinated (C) axons.
How do they differ?
• Aδ bladder afferents are finely myelinated axons located in the detrusor smooth muscle and sense bladder fullness (tension).
• C bladder afferents have unmyelinated axons, are located in the detrusor mucosa, and most are mechanoinsensitive (hence the term "silent C fibers"). These fibers can be recruited after injury/inflammation to form new functional afferent pathways (becoming mechanosensitive) that can cause pain and urge incontinence.
A vanilloid, capsaicin stimulates and desensitizes unmyelinated C fiber axons to produce pain and release neuropeptides. Resiniferatoxin (RTX) is an ultrapotent analog of capsaicin.
How is capsaicin involved with spinal cord injuries?
Although normal micturition is associated with myelinated Aδ afferent fibers, after spinal cord injury a capsaicin-sensitive unmyelinated C fiber-mediated spinal reflex may develop, resulting in detrusor overactivity (DO).
What is the distinction between the smooth and the striated urinary sphincters?
The smooth sphincter refers to a physiological rather than an anatomic sphincter. It is located at the smooth musculature of the bladder neck and the proximal urethra. Control is involuntary. In contrast, the striated sphincter is anatomic and includes the skeletal muscle surrounding the membranous urethra in men and the middle segment of the urethra in females. This sphincter also includes the striated muscle surrounding the urethra in both men and women. The outer portion of this sphincter is under voluntary control.
The rhabdosphincter contains what specific type of muscle fiber?
Striated, slow-twitch (type 1) muscle fibers.
Which neurotransmitter is involved in urethral smooth muscle relaxation during voiding?
Nitric oxide (NO) has been identified as the neurotransmitter responsible for urethral smooth muscle relaxation. Pelvic parasympathetic nerves are responsible for mediating the release of NO.
According to Wein, what are the 3 factors necessary for (A) normal bladder and urine storage to occur, and (B) normal bladder emptying to occur?
The factors necessary for urine storage.
1. Accommodation of urine at low pressure with appropriate sensation.
2. A closed outlet at rest and one that remains so with increases of intra-abdominal pressure.
3. No involuntary bladder contractions.
Requirements for normal emptying.
1. A contraction of adequate magnitude and duration.
2. Lowering of outlet resistance when this contraction occurs.
3. No anatomic outlet obstruction.
What is the guarding reflex?
A reflex pathway that functions during the filling phase. As the bladder fills with urine, low-level vesical afferent activity via the pelvic nerve causes external sphincter contraction through somatic pathways. In turn, the somatic afferents from the sphincter inhibit parasympathetic efferent signals suppressing bladder activity and allowing urine to be stored in the bladder. It is thought that alterations in these primitive reflex pathways contribute to neurogenic bladder dysfunction.
What properties of the bladder allow for normal low pressure filling?
In general, the bladder contains viscoelastic properties that allow the bladder to maintain a low pressure of 10 cm H2O throughout the filling phase. This property is known as compliance. Compliance (C ) is defined as the change in bladder volume divided by the change in intravesical pressure, C = Δ V/ΔP. Along with smooth muscle, approximately 50% of the bladder wall contains collagen and 2% elastin. As the collagen content of the bladder wall increases, the compliance decreases. Injury, denervation, and obstruction can all cause increases in collagen content of the bladder wall.
What is the order of processes in micturition?
Afferent activity from the bladder activates the PMC, which first acts to inhibit the spinal guarding reflex. The pudendal nerve mediates relaxation of the striated external sphincter. This is followed by relaxation of the bladder neck/proximal urethra by sympathetic fibers from T11-L2. Almost simultaneously the detrusor contracts and detrusor pressure rises via the S2-S4 parasympathetic efferents.
The first recordable event of the micturition reflex is?
Cessation of sphincter EMG activity.
Injury to which parts of the brain causes voiding dysfunction?
Voluntary voiding is dependent on intact neuronal pathways between the frontal cortex and the septal-preoptic region of the hypothalamus as well as intact connections between the paracentral lobule and the brainstem. Injury to these areas of the cortex results in increased bladder activity due to loss of cortical inhibitory signals.
How do bladder reflexes change from an infant to an adult?
It is important to remember that by definition the infant and the toddler will have DO. Children younger than 2 to 3 years of age lack the cerebral maturity to emit inhibitory signals to prevent voiding reflexes. As the infant's bladder fills with urine and reaches its functional capacity the bladder will reflexively contract and empty. These neonatal pathways that cause detrusor overactivity do not disappear with age. They are, however, controlled by higher cortical function that develops with age. Neurologic disease and advanced age can cause these primitive reflexes to reemerge and cause urgency and urge incontinence.
Define "detrusor hyperreflexia" and explain how it differs from "detrusor instability."
Detrusor hyperreflexia is defined as DO due to a disturbance of the neural control mechanisms. Without evidence of a relevant neurological disorder, the term "detrusor hyperreflexia" cannot be used, and instead the term "detrusor instability" is used.
What are the 3 hypotheses that explain DO?
1. Neurogenic—DO may arise from generalized, nerve-mediated excitation of the detrusor muscle from various sources. Cerebral damage can reduce suprapontine inhibition. Spinal cord lesions can damage axonal pathways allowing primitive spinal bladder reflexes to occur. New reflexes secondary to C fiber bladder afferent neurons can disrupt normal sacral activity. Over time, sensitization of peripheral afferents in the bladder can trigger DO.
2. Myogenic—DO contractions result from a combination of an increased likelihood of spontaneous contraction and enhanced propagation of activity between muscle cells. Patchy denervation commonly occurs in DO, which can affect smooth muscle cell spontaneous contractions, and ultimately propagation over a wider area of detrusor.
3. Peripheral autonomous activity—This hypothesis suggests that increased bladder sensation results from increased localized detrusor contraction and that DO is due to enhanced coordination of modular activity through the myovesical plexus.
What is overactive bladder (OAB)?
OAB is a symptomatic diagnosis that is usually secondary to DO. DO is a diagnosis that requires urodynamic testing. The quantification of OAB symptoms should be by frequency–volume chart and validated questionnaires.
From cranial to caudal, explain how neurological lesions typically effect voiding dysfunction.
• CNS lesions typically result in detrusor hyperreflexia. Normally, the CNS inhibits reflex contraction of the detrusor. Loss of this tonic detrusor inhibition (due to stroke, Parkinson disease [PD], multiple sclerosis [MS], and brain tumors) results in DO with normal coordination of detrusor and sphincter, and normal sphincter tone and sensation. (Please note MS can have ANY manifestation depending on the location of the lesion.)
• Pontine micturition center (PMC)—lesions above the PMC are described above, with coordinated DO. Below the PMC, the detrusor and external urethral sphincter become uncoordinated, resulting in detrusor–sphincter dyssynergia (DSD).
• Spinal cord lesions above S2 are upper motor neuron (UMN) lesions and result in DSD. All spinal cord injuries can result in spinal shock. Spinal cord injuries above T6 may result in autonomic dysreflexia.
• Neurological lesions below S2 can be due to spina bifida, MS, surgeries (APR), myelodysplasia, disc herniation, and results in an acontractile detrusor, and therefore retention.
In addition to anticholinergic agents, which class of oral medications can be used to treat DO?
The sympathetic efferents that effect bladder function are known to cause detrusor relaxation during the filling phase of the micturition cycle. It has been shown that β-3 adrenoceptor activation leads to detrusor relaxation. Therefore, a β-3 adrenoceptor selective agonist drug can be used to prevent detrusor activity.
What are the side effects and precautions in using this class of medication? Can it be used together with anticholinergics?
Mirabegron (Myrbetriq) is currently available. Side effects include an increase in blood pressure and there has been an increased incidence of urinary tract infection (UTI) noted with its use so far. Special precautions involve an increase in digoxin levels and 2D6 pathway issues. Use with anticholinergics is not currently recommended.
What is the bladder ice-water test?
A test that can be performed to check for the reemergence of primitive neonatal voiding reflexes. It is performed by instilling 100cc of sterile normal saline at 4°C in the bladder. In a normal adult a cold sensation will be felt but there will be no bladder instability. In an infant, or in an adult with voiding pathology, the cold saline will induce an involuntary detrusor contraction. The reflex is initiated by temperature-sensitive receptors that are supplied by unmyelinated c-fibers afferents.
The sacral spinal cord begins at what level and ends at which spinal cord level?
It is important to distinguish between spinal column segment (bone level) and the corresponding cord level. The sacral spinal cord actually begins at the column level of T12-L1. It terminates as the cauda equina at spinal column level L2.
After the cerebral shock phase wears off, what type of bladder condition is found most often?
Detrusor hyperreflexia with coordinated urethral sphincter activity. This occurs because the PMC is released from cerebral inhibitory control. Clinically, this causes frequency, urgency, and urge incontinence.
How is the above situation treated?
Foley catheter or intermittent catheterization during cerebral shock phase. Anticholinergic medications afterward.
Spinal shock typically lasts how long?
6 to 12 weeks.
What is the voiding pattern observed in a complete cord injury above the sacral reflex?
Most commonly, these lesions result in urge incontinence from detrusor hyperreflexia, absent sensation below the level of the lesion, smooth sphincter synergy, and striated sphincter dyssynergia. Lesions above the sympathetic outflow tract T7 or T8 (spinal column level of T6) may also result in smooth sphincter dyssynergia.
A diver suffers from a complete spinal cord injury at the level of T8. What pattern of voiding would be expected immediately following the accident?


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|No Guarantee Required
Fees and Charges Involved in Bank Rakyat Personal Loans
Personal financing products by Bank Rakyat charge the following fees and charges, depending on the type of product:
- Stamp duty – 0.5% of your total financing amount as per the Stamp Duty Act of 1949. The bank advises you to opt for the Group Takaful Coverage from a bank appointed Takaful Company.
- Ta`widh or compensation fee for late payments:
- Before your financing tenure expires – 1% p.a. on your monthly outstanding balance.
- After your financing tenure expires – IIMM rates are applicable on the principal outstanding balance. IIMM refers to the Islamic Interbank Money Market Rate.
- Wakalah or Agency Fee – RM30 (includes 6% GST).
Eligibility Criteria for Bank Rakyat Personal Loans
|Personal Financing-i Civil Servant (Rakan Pintar)
|Personal Financing-i Public Sector
|Personal Financing-i Private Sector
|Personal Financing-i for Pensioner
|Personal Financing-i SMART Cash
|Malaysian citizens.
|Government pensioners.
|Malaysian citizens.
|Max: 65 years at the maturity of the financing tenure.
|Minimum monthly income (includes fixed allowances)
|Monthly pension of RM800.
|Min. EPF contribution per month – RM660.
Document Requirement for Bank Rakyat Personal Loans
New applications:
- A copy of My Tentera or MyKad.
- Salary slips for the last 3 months.
- Bank statements for salary crediting account for the last 3 months.
- One of the following documents (depending on type of personal loan):
- A confirmation letter provided by your employer OR
- EA Form OR
- e-B slip by LHDN OR
- EPF Statement.
Repeat/Overlap applications:
- A copy of My Tentera or MyKad.
- Salary slips for the last 3 months.
- EPF Statement.
For pensioners - Jabatan Perkhidmatan Awam (JPA)
- MyKad.
- Pensioner Card issued by the Malaysian Government.
- Pension Statement.
For pensioners - Jabatan Hal Ehwal Veteran (JHEV)
- MyKad.
- Army Pensioner Card.
- Ledger Pensioner.
Bank Rakyat offers its customers an array of personal financing products with special benefits. Find below the personal financing products offered by the bank:
- Personal Financing-i Civil Servant (Rakan Pintar)
- Personal Financing-i Public Sector
- Personal Financing-i Private Sector
- Personal Financing-i for Pensioner
- Personal Financing-i SMART Cash
Personal Financing-i Civil Servant (Rakan Pintar)
This personal financing product is meant only for public servants and certain GLC companies.
- It is based on the Tawarruq concept.
- You can receive financing of up to RM200,000.
- There is no guarantor requirement.
- Optional takaful coverage is available.
- Instalment method – Salary transfer to the bank.
- Profit rates – Flat rates of 3.26% p.a. and 3.80% p.a. with Effective Interest Rate (EIR) of 6.16% p.a. and 6.79% p.a.
- The bank offers a free membership for premium banking.
- Earn cashback of RM0.50 at Tabung Haji on ATM Transactions and MEPS.
Read more on Bank Rakyat Personal Finance-i Civil Servant
Personal Financing-i Public Sector
- It is based on the Tawarruq concept.
- You can receive financing of up to RM200,000.
- Profit rates:
- Fixed rates – Between 4.54% p.a. and 7.12% p.a.
- Floating rates – Flat rates of 3.70% p.a. and 4.24% p.a. with EIR of 6.97% p.a. and 7.50% p.a.
- There is no guarantor requirement.
- Optional takaful coverage is available.
- Salary transfer:
- Electronic payment.
- Salary Deduction.
- Biro Perkhidmatan Angkasa (BPA).
- Instalment method – Choose between BPA (up to RM200,000) and Salary Deduction.
Read more on Bank Rakyat Personal Finance-i Public
Personal Financing-i Private Sector
This personal financing product can be used to fulfill present financial needs at attractive profit rates.
- It is based on the Tawarruq concept.
- You can receive financing of up to RM150,000.
- Floating profit rates – Flat rates from 4.95% p.a. up to 12.64% p.a. with EIR from 9.22% p.a. up to 20.38% p.a.
- There is no guarantor requirement.
- Optional takaful coverage is available.
- Negotiable profit rates offered to employees of cooperatives and companies according to conditions stated by Bank Rakyat.
- Instalment methods:
- Salary transfer to the bank.
- Salary deduction.
- Electronic payment.
Read more on Bank Rakyat Personal Finance-i Private
Personal Financing-i for Pensioner
This personal financing product is only meant for government pensioners, offering affordable instalment payment options with attractive profit rates.
- It is based on the Tawarruq concept.
- You can receive financing of up to RM100,000 or 15X your gross monthly pension.
- Profit rates – Flat rate of 4.63% p.a. with EIR of 8.11% p.a.
- Receive financing for up to 10 years.
- There is no guarantor requirement.
- Optional takaful coverage is available.
- Instalment method – Pension transfer to the bank.
Personal Financing-i SMART Cash
Get instant cash with this personal financing product offered by Bank Rakyat.
- It is based on the Tawarruq concept.
- You can receive financing of up to RM50,000.
- Profit rates – Flat rate of 9.73% p.a. with EIR of 16.85% p.a.
- There is no guarantor requirement.
- Optional takaful coverage is available.
- Financing eligibility – Get up to 25X your monthly contribution to EPF.
- Payment method – through electronic payments.
How to Apply for Bank Rakyat Personal Loans
You can apply for a personal loan from Bank Rakyat online by visiting the bank's website. Choose the "Apply Now" option corresponding to the personal financing type and provide your product and personal details. A representative of the bank will then contact you based on the contact details you have provided to take the application process further.
For any enquiries, you can contact the bank on their Contact Centre number (tele-Rakyat) at 1-300-80-5454.
Alternatively, you can also visit your nearest Bank Rakyat branch, speak to a member of the staff and apply for the loan in person.
Bank Rakyat Personal Loan FAQs
Q. How is the profit rate calculated for Bank Rakyat Personal Loans?
Bank Rakyat uses a BR rate or a Current Base Rate to calculate the profit rates for their personal financing products. The current Base Rate is 3.85%. An additional 1.5% profit rate will added to the Base Rate in case you have not chosen the takaful cover for your personal financing.
Q. Which states in Malaysia have the Personal Financing-i Quick Cash option under Personal Financing-i SMART Cash?
You can subscribe for Personal Financing-i Quick Cash option at select bank branches of any of these states - Kuala Lumpur, Kedah, Negeri Sembilan, Pahang, Johor, Perak, Putrajaya, Pulau Pinang, Selangor and Sabah.
Q. Can I choose to repay my personal loan earlier than the actual loan tenure?
Yes. Rakyat Bank personal finance-I can be paid earlier than the stipulated loan tenure. If the borrower has extra funds and is willing to pay in full or partially the entire loan amount then he/she is free to do so since the early settlement charges are 1% per annum on the outstanding amount of the monthly payment.
Q. Is the personal finance-i scheme from Rakyat Bank Sharia compliant?
Yes Rakyat Bank personal finance-i is a Sharia compliant financial tool and is based on the Islamic principles of banking.
Q. What is the mode of repaying personal loan obtained from Rakyat Bank?
Repayment of Rakyat Bank personal loan can be started by borrowers as soon as they get their hands on the loan amount. The payment can be made either online or by visiting any of the bank branches. Standing instructions too can be set so that the bank will auto-debit loan installment from your account each month.
Q. What is the margin of finance that Rakyat Bank offers on its Islamic personal finance scheme?
Margin of finance depends upon the monthly salary of the loan applicant and is different for different customers.
Q. What is the minimum personal loan amount that can be availed as part of Rakyat Bank personal finance-I scheme?
The minimum personal finance amount that can be availed under the personal finance scheme is RM 5,000.
Q. What is the profit rate offered by Rakyat Bank on its personal finance scheme-i?
The profit rate is competitive and is in the range of 4.88% - 9.07% per annum.
Q. Should I apply for Swasta personal finance scheme if I have a bad credit score?
No. It is advisable to first correct your credit score and then apply for personal finance from Rakyat Bank; failing which your personal loan application may be rejected.
Q. Do I get to avail takaful coverage too along with the Rakyat Bank personal finance scheme?
Takaful coverage for personal finance is optional and is dependent upon the sole discretion of customers. If you want, you can avail insurance coverage for your loan amount from Rakyat Bank.
News About Bank Rakyat Personal Loan
Zulkiflee appointed as MD/President by Bank Rakyat
Datuk Zulkiflee Abbas Abdul Hamid appointed as Bank Rakyat's Managing Director/President. He said at a press conference that given the chance to explore the bank, he will give more comprehensive action plan. Zulkiflee Abbas Abdul Hamid served on the board of directors for Maybank Islamic and he was Group Chief Executive Officer/ MD at Affin bank until 2015. He has also served on various committees such as Association of Banks, Malaysia, and Malaysian Electronic Payment System. As Bank Rakyat has collaborated with Bank Rakyat Indonesia, the Chief Retail Banking Officer hoped that it will help capture the remittance service market share of Indonesian workers in Malaysia.
13th April 2017


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Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
QuestionPosted in Auto Loans
Question By
0 People Helped
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39 People Helped
I'm really not sure what you're asking! However, I can say that whenever I've purchased a vehicle, EVERYTHING was clearly written out in its contract--and I read EVERY SINGLE WORD before signing it. So I knew exactly how much I was getting for my trade-in, exactly how much the total purchase price of the new car was, exactly how much was left after any trade-in and/or down payment, and exactly what any payments would be. All of my new vehicles over the last 30 years have been Toyotas, so that's who I'm referring to, but I would expect ANY dealership would handle things the same way. Did you not read the contract before signing it? Did you ask about any missing figures? If you agreed to pay $14,000 for a car that should've cost $11,912...well, I hate to break it to you, but once you signed off on the bottom line, that's that. Buyer beware.
76 People Helped
Taxes, Dealer Fees, and Tag Fees all add up to whatever the "asking price" is. Also if a Trade is involved, whether owned out right or still having a balance owed. Everything shoul dbe itemized on your buyer's contract.
178 People Helped
Buying car for list plus!?
Not knowing what you traded in makes a lot of difference. If you got rid of an old "beater", then you gave him your car for a gift because you wanted the new car so much. With sales tax, "Dealer Prep" (bonus profit for dealerships), tag, title and transfer fees, and other insurance you mentioned, that's how you got to 14 grand. My sister bought a new car like this one time, and she was so proud of herself, that she gave the the dealer her old VW, paid full list price, and walked (actually drove) out with the new car and a very light wallet (purse).
The only action you could take in many states, is to have the contract voided, if completed in three days from the purchase. Read EVERYTHING next time.
2 People Helped
After reading your response I was asking myself a few questions about your ordeal at the car dealer you went to. First of all did you as a consumer do your research on the car that you were thinking about purchasing before you went into the dealership and were you educated on how these car dealerships operate when it comes to customers? Well I am very sorry for your pain and am wondering how long has it been since you purchased this car? There are things that you said you were not given information about so that is what stands out to me because I would have asked questions before signing anything bar none.
8 People Helped
I hope you learn from this
It sounds like they added extra fees in your contract and possibly you did not sit and read every single word of it, making them sweat all the while. If you feel tricked, you need to speak up ASAP. However, you signed the contract and are probably stuck. Maybe they told you one thing and did another, this is a trick that is often used particularly when buying used cars. Heck, they even let people drive away thinking they bought a car only to call them and tell them the loan "didn't go through." Of course they are not going to offer up the amount they are giving you for a trade. Nevertheless, it sounds like you are stuck with this.
*As a consumer, it is your job to inform yourself and make NO decisions until you are thoroughly informed. Even then, you need to double-check and ask others for advice with large purchases and never decide under pressure, stress or in a hurry!*
2 People Helped
car owner
you get e verything in writing .as of the interest rate you haggle on that until you get it down where you want it. you have to remember that car sales men are not your friend and the go by commission , the higher they get for a vehicle the more money in there pocket. maybe you should take someone who knows about all this so you dont get burned again, if you know what i mean. you can go threw carfax to make sure the car is in tip top condition. i seen them drop brand new cars off the lifts. then spruce them up. i know this cause i was a wrecker driver for years, seen all kind of things happen in a dealership. also dont go back to the dealership to service your vehicle, i seen them push them threw without a look. find your self a good licence mechanic to work on your vehicle, the licence mechanic can work on your car without voiding your guarantee
just my opinion.
0 People Helped
the gap ins. is 2100 for the life of the loan, thats where the difference is
0 People Helped
Bad situation
ething happened to me with tricolor autoo. Horrible. :(
0 People Helped
credit score
How long will it take to get my credit score back up in the 800's?
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First Journey to the Center of the Earth 3D Trailer
by Alex Billington
February 16, 2008
Source: WorstPreviews
If you haven't already seen this in full 3D in the theater, then I don't suggest you watch it. It's so ridiculously cheesy and so stupid! The only reason it's going to make a lot of money this summer is because people love the 3D gimmick. And that's all this is - a 90 minute gimmick that you'll waste $10 to see! The first trailer for Journey to the Center of the Earth 3D has appeared online, although I've seen it a few times in theaters in front of 3D movies like Beowulf. I don't know if there is anything that can redeem this movie for me. Maybe it's just that I hated the concept from the start, especially with it being set it in the real world with the book and everything. Take a look for yourself.
Rant: Listen to these lines. "We're still falling!" "We're surround by lava!" I think I've heard that on a t-shirt that makes fun of every lava joke ever. "Shut your trap!" I mean, come on… Every last shot in this is setup to work in 3D, and I hate the idea of making things work for a gimmick rather than just making them to fulfill the requirement of telling the story.
Watch the first trailer for Journey to the Center of the Earth 3D:
Trailer removed at the request of New Line Cinema. You wouldn't have wanted to see it anyway - just read the comments below.
Journey to the Center of the Earth 3D is directed by first timer Eric Brevig, an ILM visual effects supervisor responsible for the CGI on films like The Island, The Day After Tomorrow, and Pearl Habor. The script for the film was written by Michael Weiss (The Butterfly Effect 2), Jennifer Flackett (Wimbledon, Little Manhattan), and Mark Levin (Madeline, Wimbledon) and inspired by Jules Verne's novel. Journey to the Center of the Earth 3D hits theaters this summer on July 11th.
Follow Alex's main profile on :


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Another day at The Oche
Just wanted to keep everyone updated with the changes at The Oche.
First, we've changed the layout completely. It was time for something new and we're hoping the format will be more readable and you'll find what you're looking for that much easier.
Next, we've updated most of our news feeds. Check out the UK Darts News page for a look.
Finally we updated some old tools, added some new page stubs and started re-connecting all the bits and bobs so things actually work.
It's still early days but we wanted you to see where we're heading.
Tell us what you think. Do you have any ideas? Is your favorite page missing? (we'll get Davey back from his nap to fix it.)
As always, we love getting comments from you.Comments are off for this post
Relaunching The Oche
Hello Everyone,
I'm Davey Mars and I am proud to be "the new kid" here at The Oche.
Ricky has built up what is arguably the number one Darts News site on the Internet and it's an honor for me to take over the helm for a while and steer The Oche into new and exciting ports of call.
(You'll learn to love to hate my metaphors eventually)
Some of you may know me from my site, DartsTechnique, or my Facebook group, and I mostly focus on the "how to" questions people have about darts. I love teaching people and helping them find breakthroughs in their game.
Since The Oche is a Darts News site,I think we complement each other very well and I have all kinds of ideas how we can work together in the future.
What's coming?
First of all, The Oche is a news site, so I plan to get more darts news feeds up and working.
Next, I'm going to freshen up the technology a bit and hopefully make things easier to find and to read.
After that…..well, hey, I've got a bit of work to do already, so maybe you can help….
What do you want us to be?
Tell me what you'd like to see at The Oche. Hundreds of people come through here every day – I want to give them what they want. Give me your ideas in the comment box below and help me design the new Oche. It's your site too.
But what about Ricky?
Don't worry. He's still around and he and I are in touch. You can still drop him a line here on the site
All aboooooarrd!2 comments


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410 S 1st St, Louisville, KY 40202Request info Add to list
To view building contacts please sign in with your Pro account or create a pro account.
Jeff P.
Company: requires Pro account
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- Available Spaces
|Space Type
|Office Space
|For lease: $0.92/sqft
|5,000 sqft
Recently renovated architect office is available for sublease. Perfect for architect, engineer, call center, billing center, etc. Easy access... show more »View Details
Building Details:
410 S 1st St is an office property for lease in Louisville, KY. The property currently has 1 office space for lease and is marketed by Berkshire Hathaway Homeservices, Parks & Weisberg Realtors®.
Well appointed offices at First and Liberty Streets in Central Business District. 5,000 SF on the second floor, plus 4,000 square feet on lower level availble at $3.00 psf. Fenced parking. Zoned C-2
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1. Contemporary Designs
Fun prints and bright colors make any table, lap, or picnic blanket look great.
2. Leak and Cut-Resistant Coating
Great for messy foods.
3. Deep Well Design
Steep sidewalls add strength and reduce spills.
4. Gravy Well
That little dip along the inside edge helps contain messy foods.
5. Pleats
Those little pleats on your plate? They make our plates stronger.
6. Compostable
Compostable in a commercial composting facility.
Brunch with your besties. Lunch with the kids. A casual weeknight dinner on the patio. Bring out the Solo® AnyDay Paper Plates!
Sizes Available:
7 in (48 count)
9 in (44 and 94 count)
10 in (22 and 55 count)
SOLO® Heavy Duty Paper Plates is rated out of 5 by 13.
Rated 5 out of 5 by Crystalmarie197 from Sturdy strong and great designs I love these plates. We use them regularly in our household for dinners, parties, camping etc... they hold up great with all the meals we make even the messiest of foods. I love my four year old grandson can carry his own plate and it won't collapse or leak through.
Date published: 2017-06-30
Rated 5 out of 5 by Aunt G from Heavy duty plates. I love these plates. These plated are sturdy. I like how they don't get flimsy while filling my plate up.
Date published: 2017-06-30
Rated 5 out of 5 by llbrandie from GREAT FOR CAMPING! I buy these plates often for our camping trips they hold up for any meal we eat. even eating steak and using knives on the plate they do not tear up like some others do! i highly recommend them to all my friends and family
Date published: 2017-09-06
Rated 5 out of 5 by nmf1263 from Best for outdoor/indoor picnics I will not buy any other paper plates. These are very strong and are great for indoor as well as outdoor dinners and BBQ's. Worth every penny I pay for them.
Date published: 2017-09-22
Rated 5 out of 5 by Justme from Fun design and color Bought these for my sons first birthday party. Wonderful fun colors to plan the party off of. Held up great against the pulled pink and cole slaw we had.
Date published: 2017-06-29
Rated 5 out of 5 by MzMre22 from Unbeatable! I purchased the Solo Heavy Duty Paper Plates for our annual get-together. These plates didn't buckle nor were we able to easily cut through them!
Date published: 2017-06-02
Rated 5 out of 5 by Debbie from SO STURDY These plates are very sturdy and can hold a lot with out folding and designs GREAT matching designs for entertaining
Date published: 2017-06-30
Rated 4 out of 5 by Sule from Solid! Very sturdy plates - even for heavy, soggy food! I would recommend these plates.
Date published: 2017-07-21


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Blackjack is a nice, trial version multiplatform game (also available for iPhone), that is part of the category PC games with subcategory Cards (more specifically Blackjack).
More about Blackjack
The current version of the game is 1.2.0 and was updated on 3/09/2006. It's available for users with the operating system Windows 98 and previous versions, and you can download it in English. Blackjack is a slick game that requires less storage than most games in the section PC games. It's very heavily used in many countries such as United States, Egypt and Portugal.Since the game was added to our catalog in 2005, it has managed to reach 15,563 downloads, and last week it gained 7 downloads.


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Burger King Worldwide announced a joint-venture partnership with South Asian private-equity firm Everstone Group to bring the quick-service hamburger chain to India.
According to terms of the partnership, Everstone has signed a long-term master franchise and development agreement for India, which includes sub-franchise rights.
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Customer Reviews
- Reviews (2)
- Questions (0)
05/26/2016Bridgette L.
Love this ring!
This is a beautiful ring…a very nice statement piece. I wear this almost every day!
07/24/2013Traci Jaye
I haven't taken it off since it arrived!
I own a similar ring but the buddha is a dark blue lapis. Don't let the 'adjustable' feature deter you...it's what makes the ring even sweeter. The detail you expect from Dharma Shop is even in the adjustable silver band. Of all the rings I own, it's this one I never want to take off! Keep up the greaet work!


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The members of our Board of Trustees come from a broad range of backgrounds and experience in the public, private and charity sector. They work in a voluntary capacity, meeting regularly to help guide PBI UK's strategy and policy, and decide how funds are spent.
Tamsin Mitchell (Chair)
A long-time supporter of Peace Brigades International UK, Tamsin joined the board in January 2016 and became Chair in February 2017. She has 13 years' experience of working in the human rights and development sector. From 2007 to 2016, she was a researcher and campaigner for the free expression NGO PEN International, providing advocacy, material and moral support to writers and journalists at risk in Africa and the Americas. She is currently conducting doctoral research on the effectiveness of protection mechanisms and strategies for journalists and human rights defenders at risk of violence in Latin America.
Jason Hurwitz (Treasurer)
Jason joined PBI as a Treasurer trustee bringing experience from financial services, in both investments and small business lending, along with experience from a large entrepreneurial venture of his own. His areas of expertise include financial management, strategy development, planning, growth and organisational change. Jason helps bring an understanding of the corporate commercial environment coupled with direct experience of running smaller organisations. He joined the board in November 2016.
Melanie Breiter
Melanie is Donor Relations Manager at the International Center for Tropical Agriculture, where she identifies funding opportunities for more productive and sustainable agriculture in the tropics. She has worked in the charity sector since 2007 and was a field volunteer with the PBI Colombia project from 2008 – 2009. She has experience working in a fundraising and project management capacity in the UK, Colombia and Peru and is a registered election observer for the German government.
Sophia Kerridge
Sophia is working as a paralegal at Kingsley Napley LLP and writing her LLM thesis on corporate crime and human rights. She spent almost three years working in Colombia with PBI, where she was a member of the field team in Barrancabermeja, and a field team coordinator in Bogota.
Deborah Nathan
Deborah is an Employment Solicitor at Capsticks LLP where she advises healthcare organisations, NHS Trusts and charities on employment law issues. She has a keen interest in charity governance and HR issues and in PBI's aims and work.


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FATE: Feminisation, Agricultural Transition and rural Employment
AccessibilityOpen Access
MetadataShow full item record
Birachi, Eliud Abucheli; Zamora, Elizabeth Jimenez; Phommavong, Saithong; Upreti, Bishnu Raj; Schnegg, Brigitte; Bieri, Sabin; Cook, Sarah; Seguino, Stephanie; Tsikata, Dzodzi; Wobst, Peter. 2013. FATE: Feminisation, Agricultural Transition and rural Employment: Project summaries. International Center for Tropical Agriculture, National University of Laos (NUOL), Universidad Mayor de San Andrés (Bolivia), Nepal Centre for Contemporary Research, University of Bern, United Nations Research Institute for Social Development (UNRISD), University of Vermont, Uni versity of Ghana, Accra, and FAO.
Permanent link to this item: http://hdl.handle.net/10568/77237
Project summary and description of the FATE project (Feminisation, agricultural transition and rural employment) - social and political conditions of asset building in the context of export-led agriculture
SubjectsGENDER AND EQUITY;
RegionsAFRICA; ASIA; CENTRAL ASIA; EAST AFRICA; LATIN AMERICA; SOUTHEAST ASIA; SOUTH AMERICA
- Gender Equity [188]
- CIAT Reports [1355]


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961 09:14 04 Mar 2005
Hi again
If Evemail is run by E-telecom then I'm afraid that company, according to a post on vnunet forums seems to have gone into administration at the end of last year.
On that basis, suggest cancel your direct debit or whatever pretty smartly and sign up elsewhere
Other difficulties may well resolve themselves when the snow goes and the line dries out a bit. I guess recent problems with the line won't be helping
Hope this helps


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If an item you ordered from TextbookRush does not meet your expectations due to an error on our part, simply fill out a return request and then return it by mail within 30 days of ordering it for a full refund of item cost.
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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $21.95Copyright year: 2013Publisher: Chicago Review Press, IncorporatedPublication date: 10/1/2013Binding: PaperbackPages: 432Size: 6.00" wide x 9.00" long x 0.75" tall Weight: 1.342Language: English
David Gilbertis a political prisoner who appeared in the Academy Awardnominated filmThe Weather Underground. He is the author ofNo Surrenderand is in prison in Dannemora, New York.Boots Rileyis the former leader of the Coup, a music group declared the best hip-hop act of the past decade" byBillboardmagazine. He formed a new group, Street Sweeper Social Club, with Tom Morello of Rage Against the Machine. He lives in Oakland, California.
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Results 1 to 22 of 22
August 7th, 2004, 01:09 PM #1
Man oh man I am still fuming!!!!
Last night I downloaded SaHS onto my machine to see if they were in compliance and also their opt-out link. So I go to SaHS, login and click download, I accept the active X and the IE window freezes, I close the window and continue about my business with my firefox browser and then get reminded that I promised to check it and go back to SaHS to download. I fire up IE and go back to SaHS, same thing happens, locked up, I then finally say "YEA, maybe others are having problems also so maybe less machines will be infected this WE" and make a mental note *NOT* to call Marc Braunstein and tell him it's busted . I close IE again and then continue surfing in firefox, shut down and go to
This morning I start up and that damned annoying windows error ding sounds and says:
Windows Socket error.
I say WTF? did SaHS actually download and mess up my windows sockets? I check my active processes and sure enough there it is. So being a bit knowledgeable on how they alter the winsock, I decide to attack this issue so I can access the net again. First I go to add/remove programs, select SaHS and click remove ... the screen flashes two or three times and then automatically restarts ... weird I thought, they never did that before. As my notebook restarts I eagerly await *NOT* hearing that damned ding noise ... sure enough, there it is again, windows socket error. Sigh! Ok I can handle this I thought, I remembered last time when I was helping them to debug my install that wasn't acting in compliance, the informed me that their program uses winsock2 layered service protocols and remembered that I had a screen shot of where it was inside the regedit. After finding the screen shot, I venture over to regedit and remove all the lsps (layered service protocols) and restart. Sure efreakingnough there's that damned ding again, windows socket error.
I decide to take a break and have some lunch and come back to it because at this point I'm hyped on java, angry and hungry ... not a combination conducive for success in meticulous regedits or skill full parasite removal.
After a nice lunch I'm all cheery and good to go, I've decided that there were a few posts I needed to answer (checked via my treo) and so I fire the notebook up again and here the dammed ding, but this time I was expecting it so it wasn't that bad. I then thought about my roadrunner medic program (allows me to rollback internet settings) so I now notice that the icon no longer is in my system tray so I search for it, click it and poof ... it gives me another dammed ding and then an error saying that I need IE 5.0 or higher to run it. Well I have 6.0whatever and say WTF [again]. I finally capitulate and decide to call road runner, sure enough they can fix this sh*t, it's not like I'm the only boof who has had a winsock problem!?!?!
The only problem is that I hate calling help desks because even though you know the damn problem, they still have to do the perfunctory tests and service script (speech - not perl or php ). After I verify and identify my account, I go into the synopsis and ask if they can help with my winsock issue, sure enough even though I've already explained that another computer on my LAN can and has been accessing the net, they make me reset the cable modem, and go through all the other prelim steps before they say "I'm sorry I'll have to escalate this". I wait on hold for level 2 support, then go through my whole story and ask if they can help restore my winsock, he says no, hold for level 3" Level 3 tech comes on, understands my Q and says hold ... la la la la , "Ok sir," yes I reply "we don't support winsocks" I ask why, she retorts "we never ever do regedits, call your OEM" I say ok, hang up and start cursing SaHS out even more.
After a nice out session (in my mind) I then say hey ... what about doxdesk? I then go over to doxdesk and look up SaHS and follow the instructions religiously in hopes of removing the 'SAHAgent' entry in HKEY_LOCAL_MACHINE\SOFTWARE\Microsoft\Windows\CurrentVersion\Run and some other regedit goodies, my notebook would default back to my correct winsock.
I restart and .... *DING*, here we go again ... winsock error, after being inches away from throwing my notebook across the room I decide to shut it down and leave it untill SaHS techs are in on Monday and then give them hell after they fix my damned winsock!
August 7th, 2004, 01:19 PM #2
You can always simply re-install your OS and all of the other applications. Shouldn't take but six or eight hours
Seriously, what about a recent copy of your registry?
August 7th, 2004, 01:23 PM #3
Don't have a back up
August 7th, 2004, 01:37 PM #4
Oh Crap.
August 7th, 2004, 02:14 PM #5
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Doesn't windows automatically back up your registry?
August 7th, 2004, 02:57 PM #6
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When you talk to them, remind them that there are countless people without your technical skills who haven't a clue that their computers were made useless by program they thought they could trust.
Also remind them that some of those victims would gladly rip the lungs out of whoever is responsible.
August 7th, 2004, 03:08 PM #7
I'm glad you added that last bit Wayne I guess I come in that section of the population, these assoles have cost me a bloody small fortune having to keep going to the repair shop.One day parasites and their ilk will be made illegal, I bet a few Lawyers will be pissed off when the day comes.
Mr. Spitzer is fetching it nearer
August 7th, 2004, 03:19 PM #8
Let all your local politicians know how mad you are. They want votes and that is where the real solutions will come from, the law makers.Comments are opinion unless otherwise noted. Remember, pillage first. Then burn. Half of all people in the world have IQs under 100. You best learn to trust ol' SSanf!
August 7th, 2004, 03:40 PM #9
Holey snapping duckfish
As Wayne said; and it makes you wonder how many of the gp have downloaded and stuffed their machines up.
I would have been a babbling mess by now...go get 'em Haiko
August 7th, 2004, 03:48 PM #10

quote:
 I would have been a babbling mess by now

erjvjk wsp wekblms aviughfe qerpgpkbbmb fbd rwthdg wbmdg?One day parasites and their ilk will be made illegal, I bet a few Lawyers will be pissed off when the day comes.
Mr. Spitzer is fetching it nearer
August 7th, 2004, 05:28 PM #11
Haiko, you might try to look somewhere in your windows folder. I run scanregw.exe at boot, and I get a new copy of the registry every couple of days. It will be in a .cab file, if it's there.
I won't even make a comment about who was kind enough to put it there for you, I'll let the others go for that juicy one.
August 7th, 2004, 05:39 PM #12
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First try doing a restore through XP. If you only installed last night, you should have an automatic restore point close to time prior to the install. I've fixed more than one naughty application this way. If nothing else, try to restore prior to your registry edits.
Also I believe S&D (and a couple of others) address the layered socket problem (SAHS isn't the only one to muck around with that). If you can at least get your registry back prior to the edits but SAHS is still on there, then use S&D to remove it. I know I've gotten messages prompts saying my layered socket stuff was being fixed on some removal scans.
It really is quite a pain when these things have a bad or incomplete install. Good luck.
August 7th, 2004, 06:07 PM #13
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Oh and make sure that you have a certain program(s) disabled when you attempt to install SAHS. I actually had to uninstall 2 programs in order to be able to install Ebates.
August 7th, 2004, 06:33 PM #14

quote:
Originally posted by BLFH (Ms. B):
Oh and make sure that you have a certain program(s) disabled when you attempt to install SAHS. I actually had to uninstall 2 programs in order to be able to install Ebates.

So, what is up with our Senators and Congressmen? I know most of them probably don't know a PC from a groundhog, but their staff and families must run into this stuff often enough to give them an earful - time, long past, to shut these operations down, isn't it?
August 7th, 2004, 07:18 PM #15
Thank you, Haiko. I was having a really, really bad day, but after reading your post, I'm feeling much better. My day doesn't seem all that bad!Following everyone else is a GREAT way to become average.
August 8th, 2004, 12:15 AM #16
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File a complaint with the FTC.
File a complaint with the FTC.
File a complaint with the FTC.
File a complaint with the FTC.
File a complaint with the FTC.
August 8th, 2004, 01:08 AM #17
- Join Date
- January 18th, 2005
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Hi, Haiko,
Your problems are exactly why I stay with Windows 95 loaded on top of IBM's PC-DOS 6.3
on my Windows computer. (It seems that there are web sites that are noncompliant with W3C standards so the Internet Exploder browser is needed occaisionally.)
With my setup I control Windows rather than letting Windows control me.
When my hard drive gets too full of junkware I
use Dosshell to delete Windows and various programs, incuding my scumware-filled Registry,
fill all empty disk sectors with zeros, reload the operating system and applications and I am
back in business.
Cost=$0.00 plus a few (usually) hours of lost time.
Keep a cool head bro!!
Good Luck!!
August 8th, 2004, 03:32 AM #18
Im not sure if this will help but spybot in advanced mode has a bunch of winsox and also a start up process list maybe you can disable something in there. Don't know thisis the first time I have heard of such a problem Good luckVinny O'Hare - OPM - Contact Info email: vinny at teamloxly.com ~ 702-582-6742 Twitter
August 8th, 2004, 07:25 AM #19
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Like I pointed out to the FTC, with contacts to various warranty customer support managers at PC manufacturers, 42% of the entire expense incurred by service techs is related to adware/spyware. Bill Gates didn't out of the kindness of his big heart spend well over 1 billion dollars trying to plug BHO exploit points in his OS and browser. His customers from PC manufacturers, corporate accounts, Universities to 480 million little folks hounded him to whack these Adwhores, identify thieves, spammers and privacy info peddlers employing 3rd world virus writers & hackers.
Yes yelling to the FTC right now is the best as they are under mandate to boot the browser/OS system hijackers and their merry band of thieves into a jail cell. Merchants and banks take it in the shorts on CC theft ...not the card holders. Identity thieves and their enablers whack individuals for an average of 2700.00 and therefore give them mandintory 5 year prison sentences even if they're a corporation front operation.
Now for Haikos problem caused by SAHS emphasis on re-infestation, hidden bundling and drive-bys rather then simple removal technique. Even if you can't get the latest updates due to no internet connection do these steps. #1 run all your antivirus programs to remove porndialer hooks and any other nasties that might hog or change the winsox settings. Run Ad-Aware and then SpyBot R&D.
Phase II steps: Often these steps will cure the problem start button -"run" winipcfg and try resetting your winsox errors from there. Also go to start-run and type in msconfig. Go to startup folder and uncheck strange or suspicous entries. If that doesn't work Go the Windows control panel and under add/remove programs try first to remove known BHOs then click the "Windows Setup" folder and uncheck all the installed drivers related to internet access. Then recheck them forcing Windows overrights of the base layer files.
Still no access? Phase III. Go to control panel and click on "network" icon. Under properties remove all the TCP/IP entries after writing down the various tab settings for your DSL or cable modem. If dialup TCP/IP is also there remove those too. This will require a reboot and let windows reinstall the removed components.
Phase IV involves start-run -regedit. You'll have to delete all references to winsox within various section of the registry and reboot. Best to read MS knowledgebase sections on winsox errors and regedit. Best also to have a level 3 support cable modem techie on the phone after you explicitely tell them you know Phase IV will jeopardize Windows proper functioning if done wrong. Tell them your going to do it anyway and just need some winsox location pointers and they'll usually crumble on trying to limit their liability.Webmaster's... Mike and Charlie
"What have you done today to put real value into a referral click...from a shoppers viewpoint!"
August 8th, 2004, 10:26 AM #20
- Join Date
- January 18th, 2005
- Posts
- 59
Hi Haiko,
If you're having LSP-related problems that aren't responding to other treatment, the magic words are:
netsh int ip reset
Only works on Windows NT/2000/XP/2003, and has the potential to blow out any legitimate LSPs you're running(*) but typed into a command prompt window this should do the trick.
(* - there are very few of these, and of course if you've already got a dead internet on your hands you haven't really anything to lose...)
August 9th, 2004, 06:00 PM #21
Any news? Are you all fixed up again? Did heads roll?
August 9th, 2004, 07:06 PM #22
Hey, I remember that song from "Hair"!
can be fun
Join the holy orgy
Kama Sutra
Yeah, I know. It was tasteless.Comments are opinion unless otherwise noted. Remember, pillage first. Then burn. Half of all people in the world have IQs under 100. You best learn to trust ol' SSanf!
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text:
Hi friends and happy St. Patrick's Day! Are you celebrating? I'm wearing green to work and that's about it for me.
Once again, I've been absent longer than I intended, but I've been keeping myself busy just the same. Here's what's new:
Once again, I've been absent longer than I intended, but I've been keeping myself busy just the same. Here's what's new:
• I went on a fun fabric shopping trip with Erin to Birch Fabrics (the store location behind Fabricworm.com) in Paso Robles, CA. I picked up some great fabric to make a dress for Julia Bobbin's Mad Men Challenge. I ended up choosing one of the many vintage patterns in my stash and I graded it to my size using Casey's great tutorial. I'm nearly done with it and I can't wait to take some photos and share it with all of you!
• I designed some business cards for Hello Camellia (with Phillip's help, of course) and had them printed through GotPrint.com. I was a bit nervous about printing my own directly without someone looking them over, but I think they turned out great! (And the price was much better than the one I was quoted at Kinko's, too).
• Phillip and I recently got into Downton Abbey, and have been watching episode after episode. People told me it was addicting and they were so right! I'm actually looking forward to being done with all of them so I can have my evenings back for sewing.
• I am very happy to report that I've been accepted for the Stitch Market in San Luis Obispo, CA, the local craft fair I was really hoping to get into! Now I've been busy getting prepared and making displays for my booth. It's a different setup than the Halcyon Fair, with just a table-sized space, so I'm trying to decide the best way to lay it all out. I'm planning on making a banner, so I may try to make a PVC-pipe frame to hang it on and utilize the vertical space.
• We took advantage of the nice weather this weekend to work on a few projects for the booth. We found this sad-looking cork board in the garage:
Which I covered and made much cuter to use in my booth (I think I'm going to use it for my wall hangings). I'm putting together a little tutorial for those of you who would like to make something like it. Hopefully it'll be up later this week.
We also found a few little shelves at an estate sale on Saturday morning:
Which we cleaned, sanded, and re-painted to use in the booth display:
What do you think?
Tip: I went to the Home Depot and ordered some small paint sample jars (about $2 each). They were really affordable and the perfect size for a small project like this.
I hope you all had a great weekend as well! Until next time...


text: I am an Android newbie coming from an LG Dare, so don't shoot me for asking what may seem like a stupid question. How do you download and save ringtones purchased from the VZW store? I moved all of my pictures, videos, etc. off my old phone using the SD card, but had one ringtone which had been purchased from the VZW store. It can in the form of a text message but I can't figure out how to save it as a ringtone. Any help appreciated - am loving this phone so far!


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"Live Slow, Die Whenever" Sloth Coin
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Foxtel Now 12 month Free Subscription: With this Go Mobile Data Plus BYO plan, you get 1 Foxtel Now Starter Pack to access the latest TV shows, documentaries, kids programs and lifestyle content . Data charges apply. Valued at up to $180 when purchased separately. Download the Telstra TV App to redeem your offer.
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Redeem through Telstra TV+ App before 28th February 2018. Premium packs not included. Roll onto a paid subscription after 12 months unless you cancel. Compatible device required. Data charges apply. For use in Australia.
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You can access 4GX coverage if you have a 4GX compatible device and are in a 4GX coverage area. If you're outside 4GX areas or if you have a 4G or 3G device, you'll receive access to Telstra 4G or 3G coverage. Mobile coverage depends on a number of factors such as your device, location, surrounding landscape as well as the physical building you may be using your device from. To find out more about our mobile coverage visit telstra.com/coverage
If you BYO mobile broadband or tablet device, check that your device is Telstra Mobile Network compatible and supports 3G-850MHz and both 4G 1800MHz and 4G 700MHz banding, so you can enjoy the full benefits of your service.
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Horticultural Coir Ltd is Britain's best known specialist Coir supplier to the Horticultural Industry and has significantly helped to raise the profile of coir as an excellent Growing Media and ideal substitute for Peat Moss. We now supply coir to agreed specifications to buyers in over 15 countries world wide. In addition to our customers in the growing media industry, ...
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Quality Coir International (Pvt) Limited is a leading manufacturer and exporter of coir fibre and coconut fibre based products in Sri Lanka. We are one of theleading exporters to Europe, specialised in erosion control, soil stabilisation sediment control products and Horticulture, agriculture and landscaping
based in Nugegoda, SRI LANKA.
LBS Group was established in 1969 to service the needs of the growing horticultural market. Over the last 60 years the Group has remained true to its horticultural roots but has grown and diversified and now operates in a number of complimentary market sectors on both a national and a global basis The provision of good quality horticultural products to the trade will ...
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supplier of Horticulture and growing media products specialise in coco coir based growing media products. (propagation cubes, grow bags, open top grow bags, coir pots, grow polls, coir matt, hanging baskets, grow pols, sediment control products, geotextiles and related products.
based in SRI LANKA.
Established in 1980 to promote renewable and sustainable alternatives to the Horticulture and allied industries. Pioneered the use of Coir Fibre Pith/Coco Peat as an alternative to mined Peat. Since then, we have developed coir fibre pots as an alternative plastic and paper/peat pots, coir and jute erosion control products.
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based in ALAPUZHA, INDIA.
We are producers and exporters of Eco Friendly Natural Organic GreeNeem® Neem and Coir products for Agriculture, Horticulture, Propagation, Nurseries, Landscaping, Golf Green Construction, Garden centers, Animal Husbandry, Pet Industry, etc.
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Coco peat / Coco peat, Coir, Husk Chips and Coconut Products. The coco peat products, we manufacture, range from Grow bags for direct growing, 5 Kg Blocks and 650 gram Briquettes with various mixer qualities necessary for specific plants. Apart from coco peat products, we produce rubberized coir sheets with coir fiber and latex , a 100% natural product for various ...
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Galuku Pty Ltd, is an Australian owned company that was formed in 1993 to capitalise on the extensive research that was undertaken during 1991 and 1992 into the production and uses of Coconut Husk bi-products, especially the use of Coir fibre pith (Cocopeat (Galuku Coir)) as a viable alternative to mined peat moss.We are able to offer not just quality proven coir ...
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Jiffy International AS , headquartered in Kristiansand Norway is the leading worldwide supplier of environmentally friendly propagation systems, hydroponic systems ,growing containers and substrates for the horticultural industry. Utilizing renewable resources and bio-based materials such as peat , coir, pulp and other bio-mass and plant starches, Jiffy has been on the ...
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RIOCOCO division is the global leader in providing superior quality coconut coir products for use in horticulture, floriculture, hydroponics, hobby and ornamental gardening, and soil restoration markets. Our premier customers in growing sectors on every continent with whom we have long-standing business relationships are a testament to our relentless dedication to ...
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FibreDust LLC is a US-owned private company founded in 2002 to provide growers with organic, renewable, eco-friendly substrate. Our close collaboration with the US horticulture industry, agricultural experts and the everyday consumers inspired introduction of coco peat to potting soils, in hydroponics operations, to vegetable and flower growers and in a multitude of other ...
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Van der Knaap is a group of companies that specialises in developing high quality, organic solutions for rooting and growth of plants. By offering complementary activities, Van der Knaap has rapidly become one of the top companies in professional horticulture, both nationally and internationally.
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Horticultural processing from harvest to sales. We are working with our own professional engineers, who are working at a high qualified technical level on new future developments. We offer you a broad range of solutions in many areas of horti- and agriculture, based on lengthy experience in different sectors.
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ECOPEAT is the brand name of NATURE`S BOUNTY PLC. who are a professional outfit backed by a wealth of over 25 years of `hands on` experience in horticulture using a variety of coconut husk based substrates. We are pioneers in this industry and market leaders. ECOPEAT products are often referred to as the benchmark for other producers. Our innovative thinking helps us ...
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We recently celebrated our 39th year in business, and as part of our commitment to continuing to be the number one wholesaler of horticultural products. With over 3/4 million square feet of total distribution space, wherever your retail business is in the country, we can usually get your order to you in two days or less from one of our seven nationwide distribution ...
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Sonny Bouldin and Avery Lawson combined their expertise and knowledge of building machinery and built the first piece of Bouldin & Lawson equipment. They built their equipment based on the needs of local nurserymen who wanted automated equipment to help make their jobs more productive and efficient. Thus, Bouldin & Lawson was born. From its inception, Bouldin & Lawson ...
based in Morrison, TENNESSEE (USA).
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based in Alleppey, INDIA.
The Big-bale Packaging System of Logitec Plus BV is oriented toward the supply of installations for the bulk processing industry. Many sectors are today affected by major changes on a global level, necessitating a more efficient and environmentally conscious approach to operations, often calling for a large degree of mechanisation. The Big-bale offers a complete solution ...
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text:
Hong Yu
- PhD Electronic and Electrical Engineering from Catholic University of America
Currently Teaching:
- Introduction to DC/AC Circuits
- Large Scale Digital Design
- Mathematical Methods
- Modern Circuitry Design and Simulation
Teaching at Capitol since: 2001
Why did you first become a professor?
I like teaching. I enjoy teaching students, and I like it when students ask me questions I don't know. That challenges me, pushes me to learn more and helps me to improve. No one knows everything, so this helps me learn more.
What is your favorite part of teaching?
Being asked and then answering the questions [of my students]. It's not only in the class, too. Students can ask me anything; I hope I understand it and know the answer. If I don't know what they're asking, I hope I can learn from that.
We should always update our information. 20 or 30 years ago there were no computers. Now everyone should learn how to use them. And teachers need to learn how to post on blackboard and do other things, that's an example of staying updated.
Why Capitol? What makes it different?
First, it's a good community. There are many nice people and colleagues.
Second, we can help each other here. So, the people here can help me learn more. Because I'm a foreigner, some people here have helped me learn and become familiar with American culture.
How has your career prior to teaching affected your teaching? How important has your experience been?
I worked in engineering in China for almost 15 years. First as a technician for three years and then as an engineer for 12 years. Those years of experience have helped me teach the students, a lot of applications such as how elevators work and how camera flashes work. The capacitor that works when a camera flashes is a good example to use when explaining capacitors to students. Other engineering experiments I've done are also good for helping explain things to students.
We need to have good leaders to teach the next generation and give them direction. Not just in the class, but in everything - how to research and figure out problems. Once we give them direction, they can learn how to do things for themselves, and learn for themselves.
What are some of your proudest academic/professional achievements?
My research. I did some research on protocol for wireless networks, but that has stopped. Next, I'm doing renewable energy research. I'm trying to think about what is the most efficient way [to make renewable energy].
What are your hobbies/interests outside of work? What is something your students might not know about you?
I like tennis, and table tennis. I also like playing Chinese chess. It's a fun game and it's a little different from American chess. I also like playing weiqi, which is a popular game in Asia. You have to be smart to play, because you not only see one pawn, you have to see the whole board.