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Daily analysis 15.11.2016:
The dollar and the American treasury bonds worked-off their recent growths. The majority of the Fed members who have spoken over the past few hours, didn't want to take positions regarding the potential changes in the fiscal policy. The zloty is working-off a portion of its losses. However, a weak GDP reading is not supporting the Polish currency.
Most important macro data (CET – Central European Time). Estimations of macro data are based on Bloomberg information, unless marked otherwise.
- 14.30: Retail sales from the USA (estimations: positive 0.6% MoM; excluding cars and fuel positive 0.3% MoM).
Sentiment has calmed down
After a few days of strong growths, the recent hours brought a clear working-off of the dollar. The EUR/USD returned near the area of 1.0800 and the Swiss currency is worth more than the American, yet again. Moreover, a strong appreciation on the USD/JPY has been corrected.
However, we still need to keep in mind that the recent events may appear fundamental fore the American currency. It seems likely that the USD will remain near its approximately thirteen-year peak long-term.
This is the result of the fact that the reaction of all assets was basically the same. Unprecedented increase in profitability of the American treasury bonds is causing changes among investors and is making the carry trade strategy less attractive. Moreover, their closing causes a capital flow, which seems difficult to stop due to a decrease in value of the emerging market currencies.
Of course, it's still likely that the policy of Trump and of the Republican Congress will not decrease taxes, nor will it create additional expenses. However, such information may reach the market relatively late. Until then, increasing inflation expectations, as well as increasing likelihood of steeper than expected interest rate path, should support the dollar.
Fed on fiscal policy
Three Federal Reserve members made their statements during the recent twenty-four hours. The Dallas Fed chairman, Robert Kaplan, claimed that he would have supported rate hikes in September or in November (he doesn't have the right to vote until 2017). However, he came to a conclusion that it's too soon to estimate the impact of the expected fiscal policy changes on monetary actions.
John Williams didn't speak of potential changes in public expenses. However, the San Francisco Fed representative stated that, "immigration is the net positive for the American economy."
The market received definitely the most information from Jeffrey Lacker. The Richmond Fed representative (right to vote in 2018) claimed that, "increasingly stimulative fiscal perspective usually justify higher interest rates." He also estimated that, "the elections could change the expectations regarding fiscal policy and the markets may forecast a higher deficit, as well as a higher inflation." However, Lacker also emphasized that there's too little information regarding the future expenses for the time being.
The Federal Reserve will most likely receive positively the transferring of economic stimulation from monetary policy onto fiscal policy. Similar topics have been discussed by economists for many quarters. It seems that the chances for activating this scenario at this moment are relatively large. Moreover, taking into consideration that the American economy is developing in consistency with its potential and unemployment is near its natural level, the Fed will have a good explanation for sustaining expectations regarding rate hikes. Therefore, this element should be fundamentally favorable for the USD, especially if the macro data shows that American economy is in a relatively positive condition.
Weak GDP may have consequences for PLN
The zloty is slightly gaining value, just as the other emerging market currencies. However, appreciation of the Polish currency is not very strong. The dollar is only slightly below the 4.10 PLN level and the euro still costs more than 4.40 PLN. There is a slight work-off of the recent moves in the debt market. However, profitability of the ten-year treasury bonds still remain near the level of 3.50%. We can still see that the foreign capital remains skeptical towards the Polish treasury instruments, despite their relatively attractive profitability, as well as a low evaluation of the zloty.
Today, it's worth focusing on a significantly worse than expected GDP reading for the third quarter (2.5% YoY vs 2.9% YoY). However, the data was consistent with our estimates. This increases the likelihood of the scenario we have been presenting for over two months, which states that the GDP for 2016 may eventually be at the level of 2.0% YoY.
This worse reading is mostly a result of a decrease in expenses which are co-financed by the EU funds. However, such a significant differences between the consensus and the actual reading may limit private investments, as well as decrease household consumption. This may cause the slowdown to be longer, as well as more durable, even if the EU investments actually rebound.
We don't estimate this to become the base case scenario in the near future. However, the discussion regarding this situation within the MPC alone, may decrease expectations regarding rate hikes at the beginning of 2018. Moreover, this may cause monetary easing in the forthcoming quarters more likely. This would be a negative signal for the zloty and may cause the PLN to become more sensitive on any external sentiment disturbances.
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This commentary is not a recommendation within the meaning of Regulation of the Minister of Finance of 19 October 2005. It has been prepared for information purposes only and should not serve as a basis for making any investment decisions. Neither the author nor the publisher can be held liable for investment decisions made on the basis of information contained in this commentary. Copying or duplicating this report without the written permission from Cinkciarz.pl Sp. z o.o is prohibited.
See also:
Industrial production from the euro zone is higher than expected. The Polish currency was not sup...
The dollar's index is near its thirteen-year maximum. The growth of inflation expectations in the...
The International Energy Agency informed that OPEC increased oil production. The global oil produ...
The dollar is becoming increasingly stronger. Significant changes in treasury bonds are suggestin...


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Overview: The proposed tax changes will provide miniscule or no tax breaks for the middle class, and for some taxes could actually increase; however, the new laws would provide solid incentives for the low wage worker to remain in a low-wage situation, and monumental tax breaks for the upper-middle class, small business owners, and for the wealthy (as expected). Yeah, a big win for the highly technical upper-middle class, without whom this country would collapse; and Boooo for additional breaks for the wealthy – I guess we'll have to buy another Yacht, huh, Buffy.
Reduced Business Tax Rates:
Bottom Line: A significant small business and corporate tax rate change is on the docket; the details are still unclear, but overall this looks incredibly good for business owners (almost unbelievable). If this occurs, all small businesses and large businesses will go into turbo restructuring mode, and for good reason. As proposed, the new business tax rates will significantly reduce tax on most, if not all, businesses.
Yeaaaaah for all small business owners who risk it all in going it on their own. You deserve a break, dudes and dudetts. No risk, no reward, baby – small business owners are America at its very best!
Tax Rate Change:
Bottom line: A sneaky, higher effective tax rate on the middle class. Boooo. Without a more technical examination, from afar, the proposed new tax rates appear to be somewhat benign for the middle class (same as usual), but look again, a middle class tax rate-shark is approaching, and fast! Button your hatches, bitches.
Doubled Standard Deduction:
Bottom Line: A direct huge win for low-wage earners and non-homeowners, and an (indirect but mammoth) win for wealthy taxpayers. For middle class homeowners, a minimal win for those with 1 child or none, a wash for homes with two children, and fewer tax breaks for couples with 3+ children. Why? Although the deduction is going up, it is being countered by an elimination of personal exemptions. Deductions and exemptions provide the same tax benefit, so when you lose the current $4,200 exemption per child and the standard deduction is static per household, more children means fewer tax breaks in future years.
If you hit the poly-fecta as 1) non-homeowner, 2) $65K income or less, 3) living in a tax free state, and 4) 1 or no children, the new standard deduction provision will provide a significant tax benefit vs the existing tax scheme.
Child Tax Credit Increase:
Great for those with low household income and children; but unless the income threshold for claiming the credit increase SIGNIFICANTLY, not much help to most of the middle class. The CTC is not the same as the credit for childcare expense…two separate credits, the childcare credit, however, is available regardless of income level, so let's hope they leave that as-is or increase it to help young parents.
Alternative Minimum Tax Repeal
Bottom Line: A huge and double-huge win for the upper middle class and wealthy. The numbers are highly technical, but the end result will be significantly less tax paid by these two groups. This change, $-for-$, will be the most significant as compared to all other items in this tax reform package. Sorry middle-class, you don't get to eat at this table.
Estate Tax Eliminated:
Bottom Line: A huge and double-huge win for decedents of the wealthy. The numbers are highly technical, but the end result will be significantly less tax paid by those who inherit cash and assets in excess of 5.5 million.
Multinational Tax Exemption:
Bottom Line: Multinational tax exemption will bringing money back into the US, but likely will not significantly improve wages or create jobs. Jobb stagnation is an education and skills problem, and a product of our stay-poor indigent incentive system; the problem is not a tax or related issue. A large pool of high paying technical jobs and more money to pay high tech workers will not incentivize low wage workers to educate themselves, especially when they are so highly incentivized to remain poor. It is almost too hard to work and educate your way out of poverty; it makes you jaded and wears on your youth, it makes you want to give up at times, as so many do. If you've never been up against poverty, you'll never understand the Everest-like climb to middle class status that lays before many unfortunate white and black and brown and all other impoverished Americans.
Contributions: Monies invested into a Roth IRA.
Original Contribution Date: January 1st of the original (first) Roth IRA contribution year.
Earnings (gains): Capital gains, passive income or dividends earned from a Roth investment.
Example 1:
Over the past few years, Bill's wife, Julie, contributed $50,000 to her Roth IRA; since inception on 12/4/12, earnings from the investment total $36,000, for a total account balance to-date of $86,000. Bill received the Roth in a divorce settlement and immediately made withdrawals from the account. Note that had Julie not been ordered to give her IRA to Bill, the following guidance would be exactly the same for withdrawals made by Julie.
At any time, Bill can withdraw up to $50,000 (Julie's total contribution), tax and penalty free. Brokers, by law, are required to report distributions in chronological order as: contribution amount first (always tax and penalty free), earnings second (see below for tax and/or penalty exemptions).
To cover his expenses, Bill needs to immediately withdraw both the original contribution of $50K and the $36,000 earnings that have accrued; again, the first $50K will automatically be reported tax and penalty free. Bill can withdraw the additional $36K earnings tax and penalty free, but only when two hurdles, both "A" and "B" below, are met:
A. The date of his wife's first Roth contribution was > 5 years from the date of Bill's first withdrawal of
the $36,000 earnings.
Bill's wife opened her first Roth on 12/4/2012. Today's date is 7/17/17. Although less than 5
years since her first Roth contribution, Bill would pass the 5 year rule.
Why? Because the IRS considers a Roth contribution anytime 1/1/12 through 4/15/13, to have originated
on 1/1/12 (retro start date). Therefore the 5 year clock began ticking as of 1/1/12 and the five year
rule was met on 1/1/17. A withdrawal of earnings on 7/17/17 would pass the 5 year rule.
B. Although Bill has passed the crucial 5 year test, one more hurdle must be passed for the $36,000 earnings
distribution to be tax and penalty free.
1. Bill was 59 ½ or older on the date or withdrawal, or
2. Bill is disabled (would need confirmation from the SSA), or
3. Bill uses the earnings for a first time home purchase (restricted to a maximum of $10,000)
• If both "A" and "B" above are satisfied, Bill can withdraw the $36,000 earnings tax and penalty
free. Again, "A" and "B" are not required for exemption of the first $50K withdrawn.
• When the 5 year rule has not been met, TAX would be due on the $36,000 earnings withdrawn, even if Bill
is over the age of 59 1/2.
When the 5 year rule is not met, tax will always be due on withdrawn earnings; however, the 10% early
withdrawal penalty can be waived in certain situations (see below).
Example 2:
Tom opened his first Roth on 9/4/14 when he was 57 years old; therefore, his 5 year clock began 1/1/14 (retro start date). On 5/5/17, Tom's contribution balance was $15,000, with an earnings balance of $3,000 for a total of $18,000 total Roth balance.
At any time Tom could withdraw up to $15,000 with no penalty or interest being incurred. Although on 5/5/17 Tom is over the age of 59 ½, 5 years has not passed since Tom's first Roth contribution date of 1/1/14 (retro date); therefore amy amount of Tom's $3,000 Roth earnings, if withdrawn before 1/1/19, would be subject to tax (at the taxpayer's tax bracket rate) and the 10% early-withdrawal penalty.
Note: when the 5 year rule has not been met, being disabled would not relieve Tom from owning tax or penalty on his $3,000 Roth earnings.
The 5 year test is the first, and most important, hurdle – without passing this test, and with no exceptions, Tom would owe tax on all amounts withdrawn in excess of his original Roth contribution.
When the 5 year rule is not met, tax will always be due on withdrawn Roth earnings; however, the 10% early withdrawal penalty can be waived under the following circumstances:
• The distributions are part of a series of substantially equal payments (minimum five years or until the
Roth IRA owner reaches age 59½, whichever is longer).
• When used to pay out-of-pocket medical expenses in excess of 7.5% of your Adjusted Gross Income (AGI).
• When used to pay medical insurance premiums after losing your job.
• When used to pay qualified higher education expenses (for yourself or eligible family members).
• The distribution is due to an IRS levy of the qualified plan.
• The distribution is a qualified reservist distribution.
• The distribution is a qualified disaster recovery assistance distribution.
• The distribution is a qualified recovery assistance distribution.
A 529 plan is an education savings plan that earns tax exempt yields. (i.e. dividends/capital gains). 529 funds earn dividends through investments in relatively conservative (safe) portfolios and most plans allow you to pick from an array of investments from safe (low risk) to more aggressive (higher risk) funds. You can withdraw from a 529 plan at any time to fund trade school or college coursework for your own education, your children's education (or any designated beneficiary). We do not promote any particular 529 plan; however, there are many from which to choose. Georgia is an excellent 529 state!
529 Plan Facts:
Each year that you withdraw from your 529 plan you will receive a form 1099-Q tax form from the fund provider (broker). You may need this form to complete your personal tax return.
Each year that you wish to withdraw and use 529 funds from your account, you will be required to estimate the maximum 529 withdrawal required to cover all education expenses for that calendar year. If you withdraw an amount beyond what is necessary to cover education cost + room and board, you will be taxed and assessed an additional 10% penalty on a portion of the excess withdrawal…unless you notify your 529 provider and return the excess amount.
Over a 5 year period, you and your spouse contribute a total of $50K into a 529 plan. After five years the total 529 account balance (contributions + gains) = $62,000. At the beginning of the 6th year your child begins college and you project total ANNUAL cost as follows: classes + fees + books + ALLOCABLE ROOM AND BOARD EXPENSE totaling $27,500.
All colleges will provide you with anticipated OFF-CAMPUS room and board expense. This is called ALLOCABLE ROOM AND BOARD EXPENSE. You will use the school's calculation for ALLOCABLE ROOM AND BOARD EXPENSE, regardless of how much you actually spend for off-campus room and board.
If your child will be living ON CAMPUS, you'd simply include in your total cost the actual room and board cost from the college's price list for dorm room and meal plans.
1. If your child will not receive scholarships or grants, you can withdraw the entire $27,500 projected annual cost from your 529 plan, tax exempt.
2. If you projected $27,500, but your child's actual expenses are $24,000 and you did not re-contribute the additional $3,500 back to the 529 plan, you would be subject to tax AND a 10% penalty on the earnings portion of the excess $3,500. The taxable earnings portion of the $3,500 over-withdrawal would be calculated as follows by your tax accountant (or self-prep software) after entering all relevant data from your 1099-Q tax form.
Step 1:
[total 529 plan gains]/[total 529 balance at year end] = [529 average gain %]
$12,000/$62,000 = .1935 (19.35%)
Step 2:
[529 average gain %] x [Total over withdrawal] = [taxable over withdrawal]
.1935 x $3,500 = $677.25 (taxable amount)
In this scenario you'd pay tax (when you file your tax return) at your normal income tax rate + 10% penalty on the $677.25 earnings portion of the $3,500 over-withdrawal. At a typical 33% marginal tax rate + 10%, tax and penalty would be $291.
3. If your projection of $27,500 total annual college expense were correct and you withdrew that amount from your 529 plan, but later discovered that your child received $3,500 in scholarships and grants for the year, you would pay tax on the $677.25 gains portion of the $3,500 over-withdrawal; however, because the over-withdrawal is due to receipt of scholarships and grants, the additional 10% penalty WOULD NOT apply. Therefore, if you child receives a full ride scholarship, you can withdraw all 529 funds without penalty and pay tax only on the 529 account earnings (yields/capital gains). This is exactly how traditional IRAs are taxed at retirement.
American Opportunity Credit (AOC)
Although the gains portion of 529 withdrawals cannot be counted towards the AOC, if your income is between $160,000 – $180,000 (Married Filing Jointly), the contribution portion of your 529 withdrawals + any other out-of-pocket paid towards classes, fees and books, can be used to calculate your AOC.
2016 Personal Tax Checklist
Use the following list to help gather your 2016 tax documents.All items apply to the primary taxpayer and spouse.
If your current CPA or tax preparer is not asking the following questions, they should be doing so.
☐ W-2s
☐ 1099-MISC (Contractor and Small Business Income Statements)
☐ 1099-R (Retirement Income, Early Distributions and Rollovers)
☐ 1099-INT (Banking Interest Income)
☐ 1099-DIV (Dividend Income)
☐ 1099 Other (Capital Gains, Tax Exempt Bonds)
☐ K-1's (Partnership and S-Corp Income; Trust Distributions)
☐ Foreign-source income (wages, small business, investments)
☐ Small Business Income & Expenses
(See Small Business Checklists)
☐ Rental Property Income & Expenses
(See Rental Property Checklist)
☐ Held foreign bank accounts (checking, savings, portfolio, trust)
☐ Other Income (Royalties, etc.)
☐ Prunes repulse me, but may one day be my friend
☐ 1095 Proof of Healthcare Coverage
☐ 1098 Mortgage Interest/Tax Statement (Primary, 2nd Home and Rental Properties)
☐ I expect to report one or more child or student dependents on my tax return
☐ I expect to report one or more parents as dependents on my tax return
☐ I expect to report one or more non-family member dependents on my tax return
☐ 1098-T Education Expenses (self, spouse or dependents)
☐ Student Loan Interest (Primary taxpayer or spouse only) – dependent interest cannot be claimed on parent's tax return.
☐ 1099-Q Withdrawals from education savings plan or E-Bonds
☐ Education Book Expense (self, spouse or dependents)
☐ I paid for Childcare
☐ My employer reimbursed for childcare, or provided childcare facilities
☐ I provided significant financial support for someone other than spouse, child, parents or close family
☐ A dependent earned income in excess of $6,300 in 2016
☐ Charitable Contributions
To claim non-cash contributions in excess of $500, you will need to have documented self-appraised big-ticket items such as appliances, furniture, automobiles, electronics, Jewelry, etc.
You can draft your own charitable contribution appraisal by referencing 3 similar items on Craigslist, Thrift Store or similar retail listing, print pictures of the Craigslist (or take pictures at a Thrift). On the picture or in a log, record the asking price for the Craigslist items.
Take a picture of your donated item, staple pictures of your item and the related Craigslist item together.
Report the most likely value of your item by averaging the selling price for the 3 similar Craigslist items or performing a similar valuation calculation.
☐ I contributed to an IRA separately from my employer's retirement plan
☐ I received form 1099-SA Healthcare Savings Plan Distributions
☐ I received form 5498-SA Healthcare Savings Plan Contributions
☐ I paid out-of-pocket medical expenses and/or premiums
☐ I love chicken wings and beer, mainly beer
☐ I purchased or exercised stock options (ESOPS, SARs or other)
☐ Educator expenses (teachers/professors only)
☐ I moved due to job relocation
(See Moving Expense Checklist)
☐ I have job search expenses (first time and new career job search expense are not deductible – very strange tax law)
☐ My employer did not reimburse me for all business mileage related to my job or other work-related
expenses such as travel, work gear, specialty work clothing or safety equipment, etc.
Note: commuting mileage is not deductible; additional job-related mileage may be deductible.
☐ I adopted a child in 2016
☐ Children drain your soul, but somehow that is an acceptable loss.
☐ A valuable item that I own was damaged or stolen in 2016 (i.e. home, auto, jewelry, collectible,
business asset, etc.)
☐ I purchased energy-star appliances, windows, doors or insulation for my primary or second home
☐ I own a boat or RV with a kitchen and restroom facility onboard
☐ I hate checklists!
Once we have reviewed your checklist we will discuss all items checked to ensure that all relevant tax documents are available.
By: Troy Bryant, CEO, Doorstep Mobile Tax
Likely Effects of a Higher Minimum Wage:
1. More productive workers will keep their job; poor performers will lose jobs:
Employers mandated with a higher minimum wage will most certainly move quickly to dismiss underperforming employees and assign additional tasks to more motivated workers. Some employers may elect to pay a few hours of overtime to a more select workforce and eliminate other workers; while in companies where a substantial number of minimum wage employees currently enjoy overtime, employers may opt to hire additional workers, eliminate overtime and potentially reduce full-time status for others. Regardless of the method used, aggressive employers will push back against the new wage laws, crunch numbers and adjust as necessary to optimize employee cost. Many minimum wage workers, likely most of them, will suffer the consequences. Since higher minimum wages will most certainly affect a sudden decrease in job openings, those who keep their jobs will be forced to succumb to employers' stricter demands or face potential job loss.
2. Although thinning out his or her employee base, reducing overtime or other direct employee cost adjustments will help to offset the effect of higher minimum wages, head count adjustments alone will not fully reduce the sting of a higher minimum wage. As a result, technology innovators, from fast food to janitorial, retail and manufacturing suppliers, will aggressively begin to offer new innovations for automating tasks currently performed by minimum wage workers. Currently the threshold for some of these technologies may not be cost effective for a business owner to implement. However, with the proposed wage hike, these new technologies may be more cost effective than paying a much higher minimum wage.
Note: An increase from $7.25/hour to only $12/hour for a 40 hour work week, per employee, plus the increase in employer FICA tax matching would increase an employers WEEKLY per employee cost by approximately $220 (would be slightly higher or lower based on employers' State). Wow, imagine how much of an immediate negative impact this would have on a business with low gross margins and a significant number of minimum wage employees!
3. Some businesses would likely move from a higher minimum wage state into a lower minimum wage state, or move operations to another country. This would not likely be a viable option for the fast food and other retail industries. However, although the minimum wage argument has focused on "fast food" and "retail" workers, a significant number of minimum wage workers do not work in fast food or retail; therefore, moving operations would likely upset the economies of states adopting higher wages, and provide a boost for states that maintain a lower minimum wage.
4. Skilled and semi-skilled workers currently earning the equivalent of the proposed minimum wage (or wages near to the proposed increased minimum wage) will become disgruntled and demand higher pay, further affecting an employer's move to offset the sudden new expense by reducing head count and further implementation of new technology to replace workers.
5. Currently, minimum wage workers at $7.25/hour earn about $14,500 per year gross salary ($29,000 for married couples) before deductions for social security and medicare, based on a 40 hour work week and 50 weeks worked per year). Current workers earning at or near this amount receive substantial "earned income" and "child tax credits", which means that they pay NO income tax; the tax credits often total near $10,000 per couple, per year (and approach $6,000 for single parents). Although these "Credits" are reported on the tax return as a "Refund", in fact this is free money given by the government to low wage workers. As a direct result of their "low wage" status, these workers are also eligible for food stamps, subsidized housing, SNAP Cash (free $300/mo cash), free healthcare, free or deeply discounted education costs and other benefits. By earning higher wages many will no longer qualify for substantial tax credits and other freebies. As well, many will likely owe a small amount of income tax.
6. Prices for goods and services will increase. Although a substantial minimum wage increase may result in increased consumer prices, it is unlikely that such an increase will be significant, as doing so will be perceived as "to risky" for most business owners – why panic and risk losing customers to competitors who do not increase their prices? Therefore, it is likely that the first move by most business owners will be to cut costs, and not to pass on the added wage expense to their customers.
Conclusion: Initially increasing minimum wage for unskilled workers will have significantly negative consequences for both workers and employers with little impact on consumer prices. However, potential loss of low-wage jobs, tax credits and other incentives for minimum wage workers, may act as a wakeup call for the unskilled work force, hopefully prompting an enrollment boost at vocational schools and colleges.
Should the impact of higher minimum wages reduce the number of available minimum wage job openings, unskilled workers seeking higher-level vocational training or a college degree, over the long term, should have a positive effect on the overall economy… but don't count on it! Lazy is as lazy does! It is more likely that policy makers will adjust tax credits and other freebies so that, in the end, those who remain employed will enjoy no real increase or decrease in his or her standard of living. Of course, fewer minimum wage workers will most surely be employed.
Likely winners from increased minimum wages: technology innovators (startups), business strategists and the government.
Likely losers from increased minimum wages: many (but not all) low-wage and semi-skilled workers. Regardless, such a change will be a paradigm shift.

subset: commoncrawl


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Manage the Clearing activities pertaining to CTS processing (covering Outward and returns).
• Manage daily operations of clearing desk as per the bank's operating policies, for all the above desks
Take care of ECS processing (inwards and outward presentations) ensuring processing is completed within RBI cut offs.
Keep abreast of the changing RBI / Govt regulations with respect to Banking and ensure that the operating procedures are in line with them
Constantly review processes and identify changes (both process and technology changes) that will help in:
Better Cost Control
Greater risk management
Faster turn- around times for the customers
Decrease in manpower requirements of the bank
Providing more detailed MIS to the management and Overall better service to the customers
Education: Master' Degree/CA/MBA
Experience: Candidates with1- 2 years of related work experience
Process and analytical skills with eye for detail and use systematic and creative approaches for problem solving
Team players with strong relationship building skills to enable them to adapt to the dynamic business of Citi
Strong communication and interpersonal skill
Primary Location: India,Maharashtra,Pune
Education: Master's Degree
Job Function: Operations
Travel Time: No
Job ID: 16031741
Citibank is the consumer division of financial services multinational Citigroup. Citibank... was founded in 1812 as the City Bank of New York, later First National City Bank of New York. The United States is the largest single market with approximately 26% of branches, generating 51% of revenues. Citibank's 983 North American branches are concentrated in major metropolitan areas including New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., Miami, Boston,Houston, and Dallas Read full description


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Dr. Josh Ward came home to Arkansas and joined Conway Women's Health Center in 2010. He is a graduate of Conway High School and then completed a degree in biology at University of Central Arkansas.
Dr. Ward left his home state to pursue his medical training, receiving his Doctorate of Medicine in 2005 from the University of Eustatius. He then completed four years of residency training at Louisiana State University Health Sciences Center in Shreveport. He is a Board Certified Fellow of the American College of Obstetrics and Gynecology.
He and his wife Brandy, originally from Greenbrier, Arkansas, have two children, Elle and Max. He is thrilled to be "home" and is an active member of Central Baptist Church. Dr. Ward is an avid outdoorsman who enjoys hunting and Razorback football.


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John from Frontenac, Ks writes,
I have dallas grass, crab grass and water grass.
Is there anything that will kill these without killing my fescue?
Unfortunately there is nothing that is labeled to selectively kill dallas grass, and not your fescue. So for the Dallas grass you would spot treat it with a glyphosate product, which would kill the Dallas grass and also a little bit of the surrounding fescue grass.Then re-seed with fescue in those areas where the surrounding fescue was killed. For your crabgrass you can use Drive XLR8, which may also take care of the water grass.
Answer last updated on: 08/05/2011
Was this answer helpful to you? Yes No


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My top priority as Lt. Governor will be to create jobs by investing in our workforce, building an efficient transportation system, and creating an environment that will bring entrepreneurs and businesses to Virginia.
All Virginians need the opportunity to find a good paying job that will allow them to pay their bills and support their family. When the middle-class families of Virginia do well, our economy does well; that's why I support investing in community colleges, job training programs, and hiring tax credits to give Virginians the skill set and the opportunity they need to succeed in the workplace.
In the state Senate I have supported efforts to update our aging infrastructure that will create good paying jobs and allow Virginia businesses to thrive. In addition, I will continue to support making meaningful investments in education because our workforce must be prepared for the jobs of the 21st century. Our Commonwealth must continue be to be a relocation destination for businesses of all kinds.
I have supported targeted investments that will promote economic growth, for example: Rail to Dulles in Northern Virginia, the Mid-Atlantic Regional Spaceport on the Eastern Shore, wind energy projects off of Virginia's coast, and internet broadband infrastructure to rural Virginia. We also must also look at our state colleges and universities not simply as centers of learning, but as potential drivers of economic development in biotech, energy, health care, and information technology.
I will continue fighting to make sure that we retain the military installments across Virginia that are so vital to our economy, because we cannot afford to lose jobs to other states. This year I supported Governor McDonnell's bipartisan transportation bill, which not only created thousands of jobs but is also essential to helping businesses around the state. By reducing gridlock on our roadways businesses will save money and make Virginia an even more attractive location for businesses looking to relocate.
We cannot allow Virginia's economy to be hurt by the divisive agenda that has made us a punch line on late night TV. I am running to put a stop to the rigid ideological pursuits we have witnessed recently and focus our attention to job creation and putting people back to work.
Source: http://www.northamforlg.com/issues/improving-jobs-and-economy


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There has never been a better time to join Ford in reducing your vehicle's CO2 emissions and improving your fuel economy. With the Ford 'New For Old' Scrappage Scheme you can save between £2,000 and £4,950 when you trade in your old vehicle for a new Ford car*.
You can have peace of mind that Ford will manage the scrappage of your old vehicle responsibly. If your vehicle was registered before the 1st January 2010 and you have owned it for over 90 days, you could be eligible for our Scrappage Scheme savings towards the purchase of selected new Ford vehicles. Your new vehicle just needs to be registered between the 1st September and 31st December 2017.
So check out this special Kuga ST-Line Scrappage Offer at Premier Ford.
The New Kuga ST-Line comes with a wealth of standard features including:
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Ora Schneider Residency Grant for Regional Artists
The Ora Schneider Regional Residency Grant is for artists residing in Greene, Columbia, Delaware, Dutchess, Ulster, Sullivan and Orange counties. Gail Schneider Matlin (Ora's daughter), gifted artist and former WSW board member, is funding these residencies, to honor her mother's long time commitment to the cultural life in our community.
The grant will support two artists in month-long residencies in any of the Workshop's studios. A $1500 stipend and unlimited access to the studios is included. Onsite housing can be arranged. Priority will be given to artists with experience and a working knowledge of etching/intaglio/monoprint, letterpress, hand papermaking, screenprinting, photography and ceramics.
POSTMARK DEADLINE: October 15
Notification Date: Applicants will be notified via email by January 31
Residency Length: 1 month
Residency Occurs: The year after application, September through June
- The application form
- A one-page description of the project, not to exceed 100 words. Description should include the media or studio needed.
- Resume
- A CD with ten clearly marked images of recent work. An image script with descriptive text, which should include title, media, dimension, and date. Check our FAQ sheet for digital specifications. WSW reserves the right not to review applications that are not properly formatted.
- Applicants who do not want to receive decision information by EMAIL can include a Self Addressed Stamped Envelope (SASE). APPLICATION MATERIALS WILL NOT BE RETURNED UNLESS REQUESTED and adequate postage and packaging material is included with the application.
WSW, P.O. Box 489, Rosendale, NY 12472


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The de Blasio administration has relented and agreed to give investigators probing a suspicious land deal thousands of pages of internal documents the mayor's lawyers had fought to keep secret.
The battle to obtain the documents pitted two mayoral agencies against each other: the Department of Investigation, which is scrutinizing the removal of deed restrictions involving one of Mayor Bill de Blasio's top fundraisers, and the Law Department, which represented the mayor's office.
A report released earlier this month by the Department of Investigation blamed "a complete lack of accountability" under de Blasio for the lifting of deed restrictions to allow a nonprofit nursing home on Manhattan's Lower East Side to be flipped to luxury condos.
The deal netted developers a $72 million profit. The city was paid just $16 million for removing the restrictions.
The DOI found that City Hall "knew or should have known" about the land deal at the nursing home location known as Rivington House, which had served AIDS patients since the early 1990s.
A footnote in the report lamented that despite an executive order mandating that the DOI got to decide what was relevant to the probe and what wasn't, the administration was refusing to hand over relevant documents. At one point, the administration sent investigators 990 blank pages, deeming the whited-out information as irrelevant.
In recent days, the Law Department relented after the DOI threatened to sue. The mayor's office also agreed to allow investigators access to City Hall computers, a routine step in nearly every other probe done by the agency.
"DOI demonstrated that records the Law Department redacted and said were not relevant did, in fact, contain evidence relevant to our investigation," the agency said Tuesday afternoon in a statement.
De Blasio earlier this weekend defended the agencies' fight as "totally normal."


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Dhanush's silver jubilee outing Velai Illa Pattadhaari has grabbed the attention of the audience and industry alike. People have been raving about the performance of the National Award winner and Anirudh's music too.
The latest to join this bandwagon of people who have enjoyed the film is none other than director Shankar who took to his microblogger to appreciate the film, Dhanush, Anirudh and director Velraj. Shankar says, 'Saw VIP, lively movie njoyd evry bit. Dhanush nach perfrmnce Anirudh muruk music Vel done Velraj. Fully satsfyng movie 4 audnce aftr a long time'
Naturally elated with Shankar's appreciation, Dhanush said, '@shankarshanmugh thank you for your prestigious and valuable compliments sir. Honoured'


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Sunday, 22 March 2015
No colouring or stamping today's quick card was made using bits I had in my stash.The ribbon isn't nearly as bright in real life but not as dark as the card.
Dove Shaker Topper from Dovecraft
Sentiment a Sizzix Die
Tattered Lace Embossing Folder
http://case-ingchristmas.blogspot.co.uk/2015/03/challenge-12-odd-team-inspiration.html cased the layout
18 comments:
Hello Meg, lovely card, the dove image is gorgeous and I love the shaker element, hugs Kate xReplyDelete
Beautifully done! Love the colors you chose, and the embossing is fabulous. Great take on Pat's card this week. So glad you joined us for this weeks CASE-ing Christmas and Jingle Belles challenges!ReplyDelete
This is a beautiful card Meg, such a lovely shaker element and great design.ReplyDelete
Love your vibrant bow and wonderful embossed texture ... so glad you joined our Mission EMBOSSible at Jingle Belles.ReplyDelete
love that little shaker element - thanks for joining us at the 52CCTReplyDelete
Fabulous design, love the embossingReplyDelete
hugs Jacee
Simply Paper Card Design
LOVE this, Meg! That image is just glorious and the clean design really is amazing! BEAUTIFUL! Thanks for joining us at CASE-ing Christmas! HUGS! :) Mynn xxReplyDelete
Oh I do like this lovely Christmas shaker card - the dove is so lovely and I do like the embossed background. Thanks so much for playing along with 52CCT this week!ReplyDelete
wonderful creation..thanks for joining in with our ATG Challenge at CRAFTY RIBBONS x carolReplyDelete
Gorgeous card! Love the shaker you made and the pretty dove. Thanks so much for joining us at CASE-ing Christmas.ReplyDelete
love the way you've used just a little bold navy with the gorgeous white! such a beautiful & elegant card, thanks for sharing our "EMBOSS-ible dream" at JINGLE BELLES! :)ReplyDelete
Hi Meg, Beautiful card this week, love the little dove and die cut sentiment. MeganReplyDelete
Beautiful! I love that shaker topper! Thank you so much for sharing with us at the CASE-ing Christmas Challenge! Hope to see you again!ReplyDelete
What a gorgeous card, Meg. Clean, simple and wonderfully festive. Thank you for sharing your project with CASE-ing Christmas.ReplyDelete
hugs, Asha
What a beautiful creation - so elegant. I love it! Thank you for playing with us at Crafty ribbons! Hugs! xxReplyDelete
I do like the shaker! Very clever case. Thank for joining in with CASeing for Christmas. Pat DT xReplyDelete
Hi Meg, it's me again, just popping back to say thank you for sharing another fabulous Christmas card with us at CHNC Challenge Extra.ReplyDelete
Beautiful card - love the embossing!ReplyDelete
Thanks for playing at the ABC Christmas Challenge!
Helen x


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Iron Hand Reshapes Philadelphia's School System
By MICHEL MARRIOTT, Special to The New York Times
Published: February 20, 1991
PHILADELPHIA— It is early morning and Constance Elaine Clayton steps briskly from the gilded doors of an empty elevator, her raincoat billowing in her wake. Her staff greets her with a bright "Good morning, Dr. Clayton," before the Superintendent of Philadelphia's public schools, the sixth largest system in the United States, settles into her office, her presence scenting the air with perfume and power.
For the last eight years, Dr. Clayton has led this school district of nearly 195,000 students through what many Philadelphians call an educational renaissance.
While the city's public schools are still far from being among the nation's best, a spirit of innovation and greater possibilities pervades schools here. Students' scores on tests based on national norms have improved. Innovative programs have been started to improve the teaching of science, mathematics and the humanities. And a deficit of $78.7 million when Dr. Clayton assumed office in 1982 has been eliminated. The district expects to have an $11 million surplus this fiscal year.
Along the way, Dr. Clayton, a 53-year-old native Philadelphian, has built a reputation beyond the city, as a sensitive and perceptive educator. She is president-elect of the national Council of Great City Schools, which represents 47 of the nation's largest urban public school systems. Unusually Long Tenure
Her administration, the first in which Philadelphia's public schools have been led by a black and a woman, has been unusually long and relatively controversy-free for a large urban system.
Some ascribe her achievements to a combination of an iron will and an iron hand. Others emphasize that she has been masterful in managing to push city politics out of a school bureaucracy that had historically been a ready source of patronage.
Throughout her tenure, Dr. Clayton has helped to revitalize interest in Philadelphia schools by establishing good relationships with parents and with local business leaders, who have admired her record of sound fiscal management.
For example, Dr. Clayton's management director, Irv Davis, has told the school board that he expects an $11.2 million surplus this fiscal year, which ends in June.
But he has also said that his preliminary projection for the next year, using what Dr. Clayton called "a worst-case scneario," was for a deficit of as much as $45 million, depending on scheduled changes in state aid formulas.
Dr. Clayton said that even with the prospect of a deficit, "I believe the business community will continue to look at this district in terms of its fiscal prudence and management."
Robert Schwartz, program director for education for the Pew Charitable Trust in Philadelphia, a nationally prominent philanthropic group that earlier awarded the Philadelphia school system $8.3 million this year to help restructure its 22 high schools, said Dr. Clayton's relationship with the business community was unusual.
"My sense of it is that this relationship here is a very strong one," Mr. Schwartz said. "Fairly typically, there is a honeymoon period in which business lines up to help. What's difficult is sustaining that partnership over a long time." 'A Moral Responsibility'
Using such partnerships, she has created college access centers that are placed directly in neighborhoods for those who are considering going to college. And she has guided programs that help financially troubled college students receive small emergency grants.
"Somebody had better step forward and be the advocate for kids," she said, speaking softly yet firmly over the low sound of classical music in her office. "We have a moral reponsibility to these youngsters."
It is a formidable task. Like most large urban school systems, Philadelphia's is charged with educating an increasingly poor and troubled student body. Yet, despite school facades of broken bricks and peeling paint, more students than not believe they can achieve, many Philadelphians say.
"She came at a time when the district was in dire straits, both fiscally and educationally," said Herman Mattleman, a prominent lawyer in Philadelphia who until last fall was president of the city's school board. "She was the center of an important turnaround. She's a bright lady, determined and a good educator."
But Mr. Mattleman refused to discuss why he quit the board last year after leading it for seven years. Philadelphia newspapers, citing his friends and colleagues, reported at the time that Mr. Mattleman had left out of frustration with the "dictatorial" manner in which Dr. Clayton managed the school district.
Thomas A. Mills, a school board member who is a professor at the University of Pennsylvania, has no such hestitation. "She is very abrasive, very imperial and very aloof" he said in a recent telephone interview.
Most galling to him, he said, is what he called Dr. Clayton's tendency to skirt responsibility for what goes wrong and her "great alacrity" in accepting the credit for anything that goes right.
Even her most ardent supporters say Dr. Clayton suffers from a crusader's complex in which she does not welcome criticism of the system she is laboring 14 hours a day to save and improve. But the president of the University of Pennsylvania, Dr. Sheldon Hackney, a strong supporter of the Superintendent, said he had noticed a softening in Dr. Clayton's tone and manner in recent years.
"She has a very strong personality and you have to take that with the pluses and minuses," he said. "She's very tough and I admire that."


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RevoStock Social Media Icons 323172
After Effects Project \ 3D Software PreRenders \ Complex Logos \ Business
Social Media Icons 323172 by MDMotion @ RevoStock
After Effects Project \ Commercials \ Intros \ 3D Object Software PreRenders \ Complex Logos \ Business
Sound: no; Loopable: no; Downloads: 13; Model Release: no
Required Software: This product is an Adobe After Effects project file. It requires Adobe After Effects version CS4 or higher as well as any plug-ins listed follow. Required After Effects Plugins: NONE (OF prerendered)
Short and "to-the-point" icon animation in full HD,- perfect for displaying social media icons - 8 icons included and more are easily added. The animation is a pre-rendered 3D sequence, but everything is in perfect sync with after effects elements, which are fully editable: logo base color, logo front graphics and/or video, texts and background color. No plugins needed - lens flare is pre-rendered.
If you like this, check out http://www.revostock.com/SearchResult-Empty.html?text=&st=&pool_id=&CatType=producers&ID=36949&catID=&Camera=&ProducerName=&HasPRO=&HasPlugins=&SearchResultPagerPage=&SearchResultPagerOrder=u.'Downloads'+DESC&SearchResultPagerFilter=&SearchResultPagerQty=40&makeFavoriteProducer=0&makeNotFavoriteProducer=0 My other files here
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Create RevoStock Social Media Icons 323172 style with After Effect, Cinema 4D, 3DS Max, Apple Motion or Flash. Audio or music for RevoStock Social Media Icons 323172. Full details of RevoStock Social Media Icons 323172 for digital design and education. RevoStock Social Media Icons 323172 desigen style information or anything related.


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toxic relationship
How can You Tell If You Are In A Toxic Relationship
April 15, 2009
How can you tell if you are in a toxic relationship? Here are some clues: 1. Your partner puts you down (verbally) in front of others 2. While your partner says they love you, their actions don't back it up. 3. Your partner is controlling – checking your cell or "showing up" at places just […]


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This was our second stay here and it was perfect both times. Rooms are clean, quiet, and comfortable and the motel was excellent at giving us a wake-up call and having our free shuttle ready to go to the airport on time. The highlight is certainly the adjoining steak house restaurant that serves very tasty traditional Costa Rican food and steak for two for under $20(American). This was the best dinner of our entire 12-day stay! We regretted that our early flight the next day forced us to miss the free breakfast. We definitely plan to return to Costa Rica, and will also plan our first and/or last night here next time too.
- Official Description (provided by the hotel):
- Featuring free transportation from and to SJO International airport, this comfortable hotel is an ideal base for your trip (3 stars). Those traveling long distances will particularly appreciate the proximity of the hotel to the motorway. The hotel is located in direct proximity to the airport (4.0 km). The reception desk, which is manned 24 hours, also has a hotel safe. The hotel provides free WI-FI in your room or via a wireless connection in public areas. Feel free to enjoy room service or the wake-up facility when staying at the hotel. The hotel operates a suite of business facilities. The friendly team at reception will provide you with more information on the hotel's own car rental offer. Don't worry about finding a parking space, the hotel offers free parking for guests. The rooms benefit from cable television and telephones. All bathrooms are naturally equipped with a hairdryer. Do you want to book a non-smoking room? Are you traveling with your family and do you need a cot? We will gladly cater for your wishes - please indicate them when booking your room. Your room also has a safe. Air-conditioning ensures that the room temperature is always comfortable. Whether you just want to play around or you take your training seriously, the hotel swimming pool is there for you! Forget the worries of the day as you enjoy a relaxing massage. Treat yourself to a meal in the restaurant, with outdoor seating, where diabetics and vegetarians can find tasty dishes too. In the evening we will welcome you to the hotel bar. ... more less
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- TripAdvisor is proud to partner with Booking.com, Expedia, Travelocity, Hotels.com, Agoda, HostelWorld, Hotwire, Orbitz, Cancelon, TripOnline SA and getaroom.com so you can book your Hotel Aeropuerto Costa Rica reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Aeropuerto Hotel Alajuela
- Hotel Aeropuerto Costa Rica Alajuela


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dell xcd35 price in pakistan. Dell Xcd35 is an Android samrtphone, which concocts inventive rundown of characteristics incorporating in-manufactured GPS, sat-nav competency, immense space memory, most recent connectivity & informing characteristics, exceptional electric cell move down and multi-organization backed music framework. The Dell Xcd35 incorporates 150mb inward memory, Wifi, Bluetooth, 3g, USB, and Satnav connectivity alternatives and in addition backs up to 32g
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Our daughter graduates college in 12/2014. Our family, including our son who will be 19 want to go to Europe. We are interested in London, Ireland, Amsterdam, Italy and the Mediterranean. We could go in 12/2014 or spring of 2015 and would like to go for 7-10 days.
We know we can not see all of the countries we are interested in. Would like opinions about what countries to visit and whether to take a tour or not, Our budget is moderate. In addition, would consider a cruise,
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Trip to Europe for family of 4
Our daughter graduates college in 12/2014. Our family, including our son who will be 19 want to go to Europe. We are interested in London, Ireland, Amsterdam, Italy and the Mediterranean. We could go in 12/2014 or spring of 2015 and would like to go for 7-10 days.
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If you want to see a little bit of port cities in several countries, then a cruise would be a good way to do it. (FWIW, I enjoy cruises.) But if you want to see a country in depth or want to visit sights in the interior, then a cruise would not be the best way to go.
With 7-10 days, I'd be tempted to choose just one country. I would not attempt to visit more than 2 countries in that amount of time. Your choices are all good and lend themselves well to self-touring. You could easily plan and execute your own tour using guidebooks and the internet. I see no reason to do an organized tour which I think you would find restrictive, especially with two college-aged children.
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With only 7 to 10 days you will have to cut down on your choices. I would suggest a choice of two locations. Maybe London (or Amsterdam) and Rome, taking day trips from both cities. That would fill up a week to ten days. Use one of the low-cost airlines to travel between the two and an open jaw option for the transatlantic flights.
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Kind of all over the map here - it's your daughter's graduation present so where does she want to go would be my arbiter of where to go perhaps.
where to go how to go - pretty general questions that will be hard to answer.
For one thing I'd try to do two weeks minimum if you are going to pay all that air fare- now well over a grand usually at that time of year and actually be able to visit a few different countries.
And consider flying open jaw - into one city and out of another - fly into London - spend a few days there hop the Eurostar trains that go under the Channel via the Channel Rail Tunnel to Amsterdam (currently have to change in Brussels but soon there will be, maybe, direct London to Amsterdam trains - about as quick as flying and you'll see bits of France, Belgium and The Netherlands en route and not just airports and tarmacs.
Then get a cheap flight to Italy - spend the rest of your time there and fly home from say Rome. Use trains to go between say Venice, Florence and Rome
But in 7-10 days you'd have to do at most I think two places - land in London, fly to Venice and depart from Rome.
For lots of good info on European trains and the Eurostar trains I always spotlight these IMO superb sources - www.seat61.com; www.ricksteves.com and www.budgeteuropetravel.com.
as for tours they are great for what they offer but the European rail system is so fantastic - trains going up to nearly 200 mph - it is easy to get around on your own - you can pre-book on various sites (www.eurostar.com for Eurostar trains from London; www.trenitalia.com for Italian trains - early birds get discounted tickets if book way in advance.
You did not mention Paris but a London to Paris (Eurostar) then night train later to Venice from Paris and then Florence and Rome could work if you say have two weeks - otherwise stick to London and Paris or Amsterdam or London and fly to Italy.
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Hi kp,
A week in London and vicinity.
Ditto Venice and Florence.
Enjoy your visit.
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I would see Rome and Florence---perfect for a short trip.
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Agree with PalenQ. Try hard to have two weeks. You are spending so much money just to get there. Every day you can add cuts the total cost per day of the trip.
Also agree you have to cut. You do not want to spent all your time traveling once you are in Europe. You want as much time as possible sight seeing, eating, etc.
Go in Spring. Weather is more pleasant for walking, perhaps sitting outside to eat and the days are longer, more hours to see things.
Any major city in Europe can take a week or more, but two cities can work with only 7 days (do hope you do more) depending on the cities and connections. These pair nicely:
London and Paris
Venice and Rome
Florence and Rome
With 10 days:
You could just add some great day trips. If you still wanted more places, you could pair
London, Paris & Amsterdam
Venice, Florence & Rome.
Rome and the Amalfi Coast (Pompeii, Capri, etc.)
Logistically, those are reasonable, though you could make other combinations work.
The nice thing about London and Paris is the easy Eurostar in between and in Italy, cheap trains connect nearly everything.
You mentioned cruises.
It would not be my choice of a first trip to Europe, because evenings are spent on the ship and a lovely thing about being in European cities is walking around in the evening. At night, Rome glows and Paris sparkles - wonderful.
A cruise is not a good way to see much of Europe because, while some coastal and port cities are lovely, many places are too far inland to be easily visited from cruise ports. If you enjoy the cruise experience and just want a taste of a few ports, it is OK. However, I would not do a cruise to any of the places on your list except the Med. and only in nice weather. As a matter of fact many cruises do not go in winter anyway.
The other issue is time. Even if the cruise is 7 days, you would need at least one extra day at the beginning in addition to your flights. You do not want a delayed flight to make you miss the cruise and it is a shame to start a cruise with jet lag. So IMHO, a 7 day cruise in the Med really requires a minimum of 10 days.
One thing many people do is spend two or three days sight seeing before the cruise and/or a few days at the end, giving more in-depth sightseeing in at least two places. If you can do that (add days at the beginning and end), and you are quite interested in the Med, a cruise that begins in either Venice or Rome and ends in Athens (or visa-versa) with stops at various islands, is great. That way, you have time in two great cities as well as the cruise and islands, but you need two weeks.
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Category: Stock Graphic, Illustrations
Stock Graphic >> Illustration - Vintage Holiday card 137407 by Lian-art @ CreativeMarket
File Size: 12.69 MB; Requirements: Adobe CS1+; Vector: Yes.
Vintage Holiday card with papers, hearts, angel, stamps, calligraphic text I love you on blue lace background
Click on the preview to see what you get.
Zip includes.
- 1 EPS 10 + 1 Hi res JPEGs files
This image is a vector illustration and can be scaled to any size without loss of resolution. All parts of the image are editable. Watermarks will not appear on your purchased files.
Text is not editable as a font but is editable as vector.
Note: This images are NOT for sale and are NOT included in the sales package.
Best regards, Elena
Keywords: card, greeting, post, stamp, holiday, marriage, scrapbook, celebration, dating, angel, gift, love, heart, valentine, valentines day, background, invitation, wedding, romantic, message.


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While it may not be difficult to find replacement parts for Mazda vehicles, these days the necessity for nothing but the highest quality are required to fix your car or truck. Anyone who operates a Mazda knows that when it comes to maintaining their automobile only the most superior replacement parts will do. You picked your Protege because its best-in-class value and long-lasting quality appealed to your senses; so why would you settle for second best when it comes to superior quality auto parts? Your Mazda dealership isn't the only place to locate genuine or original equipment quality repair parts to fix your Protege.
The first applications of the use of hydraulic pressure were in mining and supplying water across great distances. Your Mazda Protege has a brake system that uses hydraulic pressure generated inside the brake master cylinder. This part uses the force from your brake pedal to compress brake fluid and distribute it to each caliper or wheel cylinder. That is where the braking force from your Mazda Protege brake master cylinder is applied; as the calipers and wheel cylinders create the necessary friction so you can regain control of your automobile when necessary.
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Purchase Fees
Buyer/Borrower Fee Sheet
Recording: $26 first page, $4 each additional
T-19: $5% of Base LTP** premium
Title Policy: $125.00 if seller provides OTP***
- These fees are Estimates only! The final closing fees may and probably will differ. We reserve the right to change or add to these fees without notice. Please refer to the HUD-1 for final figures
- **Lender's Title Policy
- **Owner's Title Policy
Settlement/Closing Fee
Sale: $300.00 ($150 per side)
Refi: $250.00
Attorney Fees
Release: $50.00
Deed: $175.00
Tax Certificate: $35.72
Fedex/Express Mail: $12.00


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Tag: SDK
QuickBooks Reporting is Simple with QQube
Getting useful reports from QuickBooks, in the format that you want, can be a real chore. Your options are to use the built-in QuickBooks reports, struggle with a complicated data access tool, or use a complicated add-on product that has limitations. This is all about to change with the release of a product that I'm […]
QuickBooks 2011: Enterprise Custom Reporting
Your financial data is crucial to your business. Getting timely reports from that data is imperative. QuickBooks includes many useful reports, BUT every business has some unique report that is needed that QuickBooks doesn't include. Intuit recognizes this, and if you have QuickBooks Enterprise v 11.0, you have a new tool that can help.
QuickBooks Add On Programs: IPP and the Intuit Workplace App Center
I've been writing a series of articles on "add on" programs that can be used to expand the capabilities of your QuickBooks desktop program. This week I'll talk about the Intuit Partner Program (IPP) and the Intuit Workplace App Center, Intuit's new method for delivering "apps" to you that work on the web but work […]
QuickBooks Add On Programs: SDK
The capabilities of QuickBooks can be expanded by the addition of "add on" or "QuickBooks Compatible" programs. This week I'll talk about how developers can use the QuickBooks SDK method of integration and what this means to you as a QuickBooks user.


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Over deze norm
|Aantal pagina's
|Ontplofbare atmosferen
|Gepubliceerd op
This standard applies to the design which may contain explosive atmospheres and in which an internal fuel-air explosion may occur. This standard is applicable to explosion pressure resistant and explosion pressure shock resistant equipment. The design may be carried out using any of the methods specified. This standard is valid for atmospheres having pressures ranging from 0,8 bar to 1,1 bar and temperatures ranging from -20 °C to + 60 °C. This standard may also be helpful for the design, construction, testing and marking of equipment intended for use in atmospheres outside the validity range stated above, but in this case, the hazard assessment, additional testing (if necessary), manufacturer's technical documentation and instructions to the user, shall clearly demonstrate and indicate the equipment's suitability for the conditions it may encounter. This standard is limited to equipment and combinations of equipment where deflagration may occur and is not applicable to equipment and combination of equipment where detonation may occur. For wall temperatures governed by the weather or by the vessel charge of less than -10 °C the prEN 13445 shall be consulted for material requirements. The upper temperature limit is defined by prEN 13445 for the material. This standard should not be used for off-shore applications
|Nederlandse titel
|Materieel bestand tegen ontploffingen
|Engelse titel
|Explosion resistant equipment
|Vervangen door
|Normatieve verwijzingen


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Bonifacio, town, Corse-du-Sud département, Corse (Corsica) région, France, just west of Cap Pertusato, southernmost point of the island of Corsica, giving its name to the strait (7.5 miles [12 km] wide) separating Corsica from the northern tip of Sardinia. The town is perched on a narrow limestone peninsula about 1 mile (1.6 km) long that parallels the coast and forms a natural harbour. Founded about 828 ce as a defense against pirates, the town was taken from Pisa at the end of the 12th century by the Genoese. Traditionally, it has remained Genoese, the inhabitants speaking Genoese dialect and refusing to adopt such Corsican customs as the vendetta. Bonifacio is an important coastal resort with a yachting harbour and a small commercial port. Pop. (2014 est.) 2,973.
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The Promise of 802.11ac Wireless Connectivity
802.11ac is a wireless network protocol that promises the throughput speeds the Internet of Things (IoT) will require making interconnected devices ubiquitous throughout homes and in organizations.
For instance, consumers at home will be able to order a pizza by talking to a voice-enabled device while they are watching a movie streamed through an online media platform. As they are chatting with friends through social media on their mobile phone their families or roommates will be walking around their abode listening to music downloaded onto a media station and piped to any of the rooms they walk into, shutting off — with the lights — upon exit. Refrigerators will automatically order from connected markets milk, orange juice, and steak as supplies run low.
Meanwhile, the kids in their bedroom will have donned their virtual reality headsets and will be playing multi-player games with challengers on the other side of the world. Feeds in the headsets project the latest Facebook messages from their friends, to whom they can respond with tablets in their laps.
Two challenges involved in getting all the smart appliances to work together and offer up a smorgasbord of online services are the level of network interoperability the devices will require and network speed; that is, the infrastructure that will enable the Internet of Things to actually work in concert. They will also require gear and supporting technologies that will make response times for the gadgets seem instantaneous.
802.11ac Rides to the Rescue
The key to the ability of households and organizations to bear the load of a great many disparate devices is a wireless device protocol labeled 802.11ac. The latest installment of 802.11ac is Wave 2, which the IEEE standards body rolled out in 2015. Real-world tests see 802.11ac throughput rates up to 6.93 Gbps (Gigabits per second). Compare that to the previous-generation protocol 802.11n, which maxes out at 600 Mbps (Megabits per second). Wireless routers based on the new 802.11ac protocol are even faster than those based on hard-wired networks running Ethernet. Gigabit Ethernet offers maximum throughput of up to 1 Gbps.
In addition to being limited in speed, Ethernet solutions are limited by the number of physical connections routers can support and the amount of wiring that residents are willing to string in their homes.
In-home affordable wired Ethernet routers support a handful of connections that can include computers, printers, HDTV and perhaps a Blueray DVD player — not much more. Though users can certainly plug a laptop computer into an Ethernet connection, they will not be able to access the internet through the device without trailing wire; nor will they be able to plug in their tablet computer or access the internet through any other way than their local mobile phone service provider.
Ethernet bridges do exist, though, to take a single cable from the Ethernet router to a wireless 802.11ac router that realizes Ethernet throughputs for even the most mobile of devices.
The Wizardry of 802.11ac
Wireless routers that support 802.11ac have three big advantages over its predecessor, 802.11n: broader paths along which network traffic can travel; targeted signaling of wireless devices; and less interference from wireless signal noise.
The 802.11ac protocol affords networks a wider range of channels than its predecessor 802.11n and offers to "bond" available channels together to prop up voracious transmissions like one would find in a network of real-time devices like video surveillance cameras that connect with monitoring and smart devices.
802.11ac-compliant routers also directly transmit signals to roving devices, instead of using a shotgun approach to communications over a wide-area, which contributes greatly to signal degradation.
802.11ac-ready routers also automatically operate with devices in the 5Ghz frequency for devices ready for the relatively "clean" bandwidth. Most wireless devices — tablets, mobile phones, TVs, etc — operate in the much more crowded 2.4Ghz space, talking over each other and creating interference that also degrades WIFI performance.
The combination of the benefits promises that IoT will not only soon be a reality in the home, but in business, too.
Is There a Doctor in the House?
There are few sectors like healthcare in which the burgeoning expectation of IoT is fast becoming a reality. Hospitals adopt new equipment into their facilities weekly, it seems, all of which is increasingly expected to communicate with an installed pantheon of devices and monitors. Add to the network mix standard administrative computer equipment that schedules clients and doctors and appointments and logs records and makes them available to affiliate offices, and it is easy to see that networks are becoming increasingly overburdened.
Malcolm Green, Program Director at the Jersey City Medical Center, commented in an interview that staff also expected their personal tablets and smartphones to work on their center's network, too.
The healthcare facility chose to install 802.11ac routers throughout their facilities to support the melange of devices that would otherwise cripple 802.11n wireless networks and be impossible for wired Ethernet networks to support.
Non-institutional devices like smartphones operate on the 2.4 Ghz "noisy" frequency, while mission-critical systems work on the cleaner 5Ghz band to optimize wireless performance.
A World of Choice
The advent of the Internet has spawned the Internet of Things: a welter of interconnected devices, machines, and supporting software are marching into our homes, hospitals, offices and factory floors. These new-era devices are demanding to be liberated from the tyranny of the wire, to be used anytime, in concert, and anywhere there is a wireless signal.
Wave 2 of the 802.11ac wireless protocol is already unshackling a great many devices, promising to improve the comfort of our homes and the quality of our lives.


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National Health Mission Nurse Written Examination Result 2017
National Health Mission, Uttar Pradesh, NHM, has recently released the result of the written examination for the recruitment procedure of Nurses-2017. The organization conducted the test on 18-06-2017 and within a month the candidates got to know their results.
All those candidates, whose name is on the list, are eligible for the further examination procedure.
The result is available on the official site of the National Health Mission; they have uploaded the Pdf form of result file. We have shared all the important information about the result along with the link to the official site on this page, candidates are advised to go through these instructions thoroughly.
To know your result, you need to follow these steps:
- Log on to the official website of NHM.
- Click the link provided there for results.
- Download the file.
- You can search for your result.
Candidates note that the link is active now.
The team of Freshers Times wishes you all the best.
Important link:
Feel free to ask any quarries regarding the examination in the comment box, we will try our best to help you.
Disclaimer: The examination data/results/imprints distributed on this site is just for the prompt data to the examinees and does not to be a constitute to be an authoritative record. While endeavors have been made to make the data accessible on this site as credible as it could be. We are not in charge of any accidental mistake that may have published in the information we have distributed on this site. We regret any misfortune to anyone or anything created by any shortcoming, inaccuracy or mistake of the data on this site.


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Dredging the seabed around Scotland for scallops is big business.
Between 2007 and 2011, Scottish scallop fishermen harvested more than 78,000 tonnes and earned nearly £150 million.
The boats drag large metal rakes across the seabed to scoop the scallops out of the sand. Some 98% of scallops are harvested this way, with the rest individually plucked by divers. More than 80% are exported to Europe. Scallops are large fan-shaped shellfish found all around our shores, out to depths of 180 metres, and can grow up to 17cm wide.
Loading article content
They are unusual among shellfish because they can swim short distances by squirting out jets of water.
They have 100 simple eyes and are hermaphrodites, using both male and female sexual organs.


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Why Organize?
Work no longer has clearly defined boundaries. Organizing the constant inflow of information is a challenge many of us face today. If you don't know how exactly you will store and use the information coming to you, you may become the victim of information (reactive behavior) or you may not be able to use it altogether, which could mean missing out on that big business deal or an important idea you thought while taking bath.
In simple terms, organizing is about storing information such that you can find it at the right time at the right place in the right context. If you can't find the stuff you are looking for in less than 60 seconds, you are not organized.
Let's get started and master the art of staying organized.
Organizing like a Pro
In the first practice, you collected every single piece of information in your physical or psychological world. Now you are going to process and organize it. Any kind of information fall into two broad categories:
- Actionable Stuff – You can do something this information such as writing an email, researching on your holiday destination, making a phone call or starting a project.
- Reference Stuff – Things in which no action is required but it is useful for future use. This could be statistics, reference content, design, links to websites and lot more.
Once you know the category of information, you can organize it further.
Let us deal with the Reference material first.
You can store all your reference material in a common location or a folder in your computer. I use Evernote to store all my reference material under a notebook called 'References'. Evernote has this awesome capability to store just about any type of information in the form of a note.
You can probably do something similar using Dropbox or Google drive but there is no reason not to use Evernote. Use appropriate Notes (if you are using Evernote), folder structure or tags as needed. But keep it simple.
The next information category is 'The Actionable items'. This can be further organized into two types:
- Projects: Anything that requires more than 2 action steps to complete is a Project. A project therefore is a collection of actionable items necessary to achieve a specific outcome. It could be as big as restructuring your organization or as small as seeing your dentist.
- The "Next Action": These are physical, visible actions you can take. Examples – Making a phone call, searching on internet, creating a document, brainstorming, writing notes, meeting someone.
Make two separate lists – one for all your "Projects" and another for all your "Next Actions". Here is how you will organize your projects and next actions:
- Break down each project into a set of actionable steps – it represents a list of "Next Actions" entered in logical or linear fashion. You can track each project and corresponding to-do items within this list.
- There are some actionable items which needs to be done on a specific date or specific time(e.g. seeing a doctor on Friday) – add those To-Do items to your calendar and set a reminder.
- Many items in your list will fall into 'Someday/Maybe' category. These are your dream projects – a cool new idea you want to try out or a hobby you want to pursue, but you don't have time right now. Get them inside your 'Someday/Maybe' list. Eventually some of it will mature and some of it will go away.
- Now you will be left with two major pieces of information. 'To-do' items which belong to a project and random 'To-do' items such as household chores, making phone calls or taking your kid for the music class. You can Prioritize these items appropriately and take actions.
- Another important consideration is "To-Do" items you can delegate to others. You can actually put all To-Do items which are important to get done by you have delegated to others in a separate "Follow up" list. You can refer to this list regularly to follow-up with others on tasks assigned to them.
To sum it up
Organizing your information into Reference and Actions is the key to being productive. A clear distinction between Project and a To-do item is really important to understand. If you treat your Project as a To-do item, it will look like an unclear task and it may never get done. Remember the golden rule – Project is not actionable, To-do item is actionable.
Practice Assignment
Back to the fun part – Your Assignment. (I know you hate em') but I love the assignment as much as I love you. So here you go:
Step 1: Download Evernote and spend some time getting used to it
Step 2: Capture Everything in Evernote:
From the first practice, you have formed the habit of capturing every piece of information somewhere physically – on paper or in computer (If you have not done it, do that first). Create a notebook in Evernote called 'Incoming' and collect all your incoming stuff in there. Evernote can capture E-mails, photos, web urls, videos, voice memos, to-do lists and so on… Freakin' awesome!
Step 3: Create 2 other notebooks in Evernote as below:
- References
- Projects
Step 4: From your Incoming notebook, copy all Non-actionable notes into References Notebook you just created in Evernote.
Step 5: Inside the Projects Notebook (created in step 3) create two notes as below:
- All Projects
- Someday/may be
Step 6: Transfer the all Actionable Information from your 'Incoming' folder as below:
- Copy all your projects and corresponding tasks in the 'All Projects' note
- Copy all your Someday/may be tasks or projects in the 'Someday/may' be note
Step 7: (Is't there)Relax and have fun!
Keep practicing organizing this way on a daily basis until it becomes your second nature. Mastering productivity is a skill and you need to install this habit to master it.


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Representatives of the SkyWay group of companies have been invited to take part in the Belarusian-Slovenian business forum in Maribor http://www.investinmaribor.eu/.
The International forum in Slovenia enabled us to establish a network of business contacts with government officials, potential customers and local manufacturers, working in the areas of electronics, engine manufacturing and metallurgy. There was a presentation of SkyWay technology, including a demonstration of a functioning model of a SkyWay transportation system (scale 1 : 10).
The representatives of the customers (a number of major transport holdings operating in Eastern Europe) were particularly interested in the possibility of using string technologies in mountainous areas. Attractive is also the economic component of the proposal. SkyWay is one of the few alternatives ready to present the project, "painless" for a state's economy.
We will keep you up to date on the further work in this area!


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Revision history of "Archive:L10N Group sponsors"
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/v/rage 2017 remake.
an animation about the /v/ board on 4chan.4.42 / 5.00 6,363 Views
Pmation: "Unchairable"
When the lazyboy cannot be lazy…4.07 / 5.00 1,062 Views
Dinosaur thing
Dinosaurs are cool3.96 / 5.00 2,377 Views
Needs better storyline
Strickdudes with a face, not that's kinda strange to me, but I must admit you did a good job on the drawing of this movie! You definitely got some potential there, I also like the idea with the facebook pages for the characters.
Sadly enough, this flash lacks of an interesting storyline or good jokes, I'll have to agree with Kosh-Boy about that. Also, your mic seems to be broken or damaged, which makes it rather hard to understand the words.
But I guess this series will work fine, I lived with my younger brother once, and when you live with your brother I am sure that there's enough bad stuff happening which you can use for your flashes. Good luck for the future!
hey thanks, yea i agree with both. This first episode lacks the main story direction, however, it is my first time experimenting with this new stick figure style and wondered what would be people's reactions :P.. i guess i was too excited and didn't focus on a better story impression. ep2 however is coming out soon and hopefully it will do far better than this one. And i'm working on the sound issue as well lol.Thanks for ur comment.
I dont get it
I dont understand what this was supposed to be and i wasnt able to understand it all. 2/10 for graphics.
D: Oh noes
Good start
Good start to a series. The animation was really smooth. Just try and get better mics or something, and better material for what your characters say and stuff.
yea u're right.. it wasn't really the mic, but the recording software that sucked . but yea, about the material, we're writing better ones. this is more of a wtf introduction to them :/ i suck at season openers lol
Funny, sweet, and a good story even though it was short. It made me laugh on so many levels. Do more!
lol thanks! new episode in 2 week :D
Did you make this using FBF animation with the hand gestures?
This is awesome btw! :)
no, i use a shape tween method i came up with on my own. still trying to perfect it tho. :P


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When: Sat., Dec. 15, 2-4 p.m. 2012
Join the Jane Austen Society of America's South Carolina Region chapter for literary quizzes, games, and a sherry toast in honor of Jane Austen's 237th birthday. All are welcome.
Price: Free
1 Bishop Gadsden Way (James Island)
Select a star to rate.
© 2017 Charleston City Paper


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The EOS C300 Mark II Digital Cinema Camera is an evolutionary 2nd generation Cinema EOS 4K camera system
Key Features:
4K/2K/Full HD
The EOS C300 Mark II Digital Cinema Camera is an evolutionary 2nd generation Cinema EOS 4K camera system with a wide range of new and improved features including 4K/2K/Full HD internal and external recording (including 4K RAW output) and a new 10-bit Canon Log 2 Gamma. This powerful new camera also features an expanded dynamic range of 15 stops, improved Dual Pixel CMOS Autofocus, innovative focus assist engineering and CFast recording technology. Redesigned with the help of user input, the EOS C300 Mark II Digital Cinema Camera helps to deliver more creative flexibility for professional studio motion picture production applications, as well as independent productions, TV dramas, commercials, news features, sports and more.
The EOS C300 Mark II Digital Cinema Camera integrates a re-designed imaging system of advanced components. These include a newly developed 8.85 Megapixel Canon Super 35mm 16:9 CMOS image sensor that supports up to 4K (DCI) recording with a maximum resolution of 4096 x 2160 pixels and a high-speed readout for reduced rolling-shutter distortion. Working in concert with its dual Canon DIGIC DV5 image processors, data from the 4K sensor delivers Over-Sampling HD Processing for reduced-moiré 2K(DCI)/Full 1080-60p HD recording and Dual-Pixel CMOS Auto Focus with an expanded focusing area and Face Detection (in combination with Canon EF lenses). The dual DIGIC DV5 image processors also help to reduce visual noise and enable high-sensitivity shooting at a maximum speed of ISO 102,400 (+54dB) for sharp, clear image capture using only ambient lighting. In addition to its sensor and processors, the EOS C300 Mark II camera also incorporates a trio of XF-AVC H.264 codecs that enable in-camera 4K (DCI) recording to dual CFast card slots and 2K/Full HD recording to an SD card slot. For external recording and monitoring, twin 3G-SDI outputs capable of 4K RAW output are included on the rear of the camera body Users can choose among multiple recording modes, resolutions and frame rates to meet their production needs.
- Canon 8.85 Megapixel Super 35mm CMOS Sensor
- Dual DiG!C DV 5 Image Processors
- Internal CFast 4K Recording Technology
- Canon Log Gamma 2/ACES/Rec. 2020 Support
- Dual Pixel CMOS AF Technology
- Dual Pixel Focus Guide
- Canon XF-AVC Codec
- Slow- and Fast-Motion Recording (Up to 120 fps)
- Multiple Recording Modes (HD/2K/4K)
- Fully Compatible with New and Existing EF-Mount Lenses
- PL and Locking EF Mount Options
- Versatile and Refined Ergonomics
- Ultra-High Resolution OLED EVF with Adjustable Viewing Angle
- RC-V100 Remote Support LANC Compatible
- Wireless Remote Capabilities
- Full Manual Control
- And much more...
|Product name
|Digital Cinema Camera: EOS C300 Mark II
|Image sensing device Sensor
|CMOS Sensor (single-panel) equivalent to Super 35mm
|Total pixels
|Approx. 9.84 megapixels (4206 x2340)
|Number of effective pixels
|Approx. 8.85 megapixels (4096 x 2160): When 4096 x 2160 or 2048 x 1080 is selected as the resolution Approx. 8.29 megapixels (3840 x 2160): When 3840 x 2160 or 1920 x 1080 is selected as the resolution
|Lens mount
| Canon EF mount
[EF lens group supported (including EF-S lenses), EF cinema lens group supported]
Exposure mode
|(1) Manual exposure based on shutter setting, iris setting, ISO/gain setting, and ND filter setting
(2) Push auto iris control, auto iris control (Light metering system selection, shift possible)
|Shutter setting
|Speed, Angle, Clear Scan, Slow, or Off mode selected Either 1/3 or 1/4 steps selected as speed increment
|lris setting
|1/2-stop, 1/3-stop or fine setting selected
(1) Push auto iris control
(2) Auto iris control *
* Available only with some EF lenses
|1 step, 1/3 step settings
[*100 - 160 - 25600 -*102400
*When the sensitivity is expanded
|Normal [*-6dB - -2dB - 42dB - *54d8]
Fine: Setting in 0.5d8 step increments possible
* When the sensitivity is expanded
|ND Filter
|5 density settings (2,4,6,8(*), 10(*) stops) [(*) when expansion is selected]
Motorized drive
|Focus control
|DAF (Dual Pixel CMOS AF) supported
Manual focus, one-shot AF, continuous AF, AF-Boosted MF (*), face detection AF (Only lenses that support AF functions can be used in any of these modes.)
*See Technical Description.
|LCD monitor
|4" (10.1 cm diagonal) color wide-screen LCD with 16:9 aspect ratio
Approx. 1.23 million dots (854 x RGB x 480), 100% field of view coverage
|0.46" (1.18 cm on the diagonal), color organic EL display with a widescreen 16:9 aspect ratio Approx. 1.17 million dots (1024 x RGB x 576), 100% field of view ratio
|White balance
|Kelvin setting (setting range: 2000K to 15000K), daylight, tungsten, settings (A/B)
|System frequency selction
Frame rate
|59.94 Hz, 50.00 Hz, 24.00 Hz
59.94 Hz mode 59.94i / 59.94P / 29.97P / 23.98P
50.00 Hz mode 50.00i / 50.00P / 25.00P
24.00 Hz mode 24.00P
|Recording media
CFast card
|Movie recording, custom picture settings, metadata 2-slot
|SD Card
|Recording of movies and photos (JPEG), custom pictures, metadata, menus and other data possible
|Video format (XF-AVC)
Video compression formats
|Audio recording system
|Linear PCM (16bit/24bit- 48 kHz - 4ch)
|File format
|Bit rate
|Intra 410 / 225 / 210 / 110Mbps, LongGOP 50Mbps
LongGOP 35 or 24Mbps (for proxy recording on SD cards)
|CFast card
|Intraframe recording
Resolution : 4096x2160 / 3840x2160 / 2048x1080 / 1920x1080
Signal configuration : YCC422 10bit/(*)RG8444 (12bit/10bit)
(*) Only with 2048x1080 or 1920x1080; 29.97P, 23.98P, 25.00P and 24.00P
LongGOP recording
Resolution : 2048x1080 / 1920x1080
Signal configuration : YCC422 10bit
|SD Card
|Intra 410 / 225 / 210 / 110Mbps, Movies: LongGOP recording only (*)
Resolution : 2048x1080 / 1920x1080
Signal configuration: YCC420 8bit
Photo: JPEG
Resolution : 2048x1080 / 1920x1080
(*) Proxy recording using low bit rate
|Time code
|Drop frame(*) or non-drop frame
|Operation mode
|Rec run, free run, regeneration (*) Only in the 59.94 Hz mode
|Special Rec
|Slow & Fast motion recording (max. 120 fps supported), frame recording, pre-recording, interval recording
|Relay recording, double slot recording, 4K RAW output, custom picture settings, color bar, peaking display, zebra display, My Menu settings, waveform monitor display, edge monitor display, customized functions, function assignment buttons (1 to 11), key lock, marker displays, Enlarged display, custom display Browser remote control using WFT unit, peripheral illumination correction, monaural microphone, fan control, magnification chromatic aberration compensation, GPS information recording, etc.
Playback operations
|Normal playback, fast forward (at speeds of 5x, 15x, 60x), fast reverse (at speeds of 5x, 15x, 60x), frame fonruard, frame reverse, fonrvard skip, reverse skip, rec review
|Clip display
|3x4 (clip) index screen
[Original, OK mark, check mark, shot mark, expand, proxy, photo (SD card) index displays available]
|Clip information displays
|Clip metadata display, custom picture data display
|Clip deletion, clip copying
|GENLOCK terminal (also serves as SYNC OUT terminal), TIME CODE terminal (inpuUoutput switching), REMOTE terminal, MIC terminal, AUDIO terminal
|MON.terminal, REC OUT terminal, HDMI OUT terminal, headphones terminal, SYNC OUT terminal (also serves as GENLOCK terminal), TIME CODE terminal (inpuUoutput switching), VIDEO terminal
Input/output control
|Expansion system terminal (WFT/other unit)
|Monitor unit
|INPUT terminal (XLR) x 2, VIDEO terminal
|AUDIO terminal
|Power supply
|14.4V DC (battery pack), 16.7 V DC (DC-IN)
|Image processing platform
|Dual Digic DV 5