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January 27, 2006
I just came out of a meeting where I was asked to provide input on a system I'd never seen before. Needing to defend my 'no comment' position, I found myself saying, "I don't know what I don't know". People around the table who, moments ago wouldn't accept my protestations, simply nodded sagely at this statement and let the matter drop. I can't believe the self evident phrase was accepted so readily. It made me think of other self evident phrases I've overheard in everyday conversations, such as: "Things get older with age" and "It sure gets dark when the sun goes down". My favourite, (though not completely self-evident) I've overheard is, "That Three Musketeers book sure is popular. Look, here's a French translation". Please share your experiences.
"I'll be honest with you..." "Honestly..." "To tell you the truth..." (the modern version) "I'm being for real..." Apparently people who say these things should not be believed whenever they do not preface a statement by proclaiming its veracity.
"It's just one thing after another!" she shrieks. "That's how time works" I reply.
Time and tide wait for no man. He is not the fool that the fool is, but he that with the fool deals. Two heads are better than one. Seem too many to list, actiually.
You always find it in the last place you look.
Our government shouldn't be wiretapping Americans without getting the permission of the courts.
"This goes without saying, but ..." I mean it. No, really. Don't say another word.
To paraphrase Steven Wright: "He died instantly." You're alive, you're alive, you're alive, you're dead. You're alive, you're dead. Instant.
miss ues of the term "literally" is amusing.... "I literally died when....blah blah blah" no! I assure you that you FIGURATIVELY died.
Medusa, I know it doesn't really make sense, but dictionaries do say that "literally" can also mean "virtually". That's pretty stupid, but I guess overuse of the term in that context resulted in the definition we have now. Not a saying, but I once had a call when I was doing billing support for an ISP. A lady was furious that when we took money out of her account, it was there one moment, and gone the next. Literally (yes, for real now), she had a problem with the fact that just before we processed the payment, the money was there, and right after, it wasn't there anymore. I bashed my head on the desk a few times and tried to make her understand that we didn't take the amount away cent by cent over a period of time, it really was just an instant payment. Talk about self-evident...
Maybe they were zombies Or speed buddhists
A friend recently pointed out the silliness of: "This is a picture of me when I was younger." Of course it is, she said. If it was a picture of you when you were older that'd be one fucking weird camera.
When things are misplaced... Well, it's gotta be somewhere. Ya think?
As a kid, I was always bothered with the ending of Batman, when the announcer would say "tune in tomorrow, same bat-time, same bat-channel". I figured that I couldn't tune in to the same bat-time tomorrow, since tomorrow would be a different time. I was a strange kid. Obv.
"You're gonna kill me, but..." Usually the preface for some outrageously inconvenient or unrealistic request, involving insane deadlines, limited resources and laughable expectations. If requester is female, sometimes an attempt to palying the cute card is made. I hear it everyday.
In news stories about automobile accidents: "Authorities say that speed was a factor." Of course speed was a factor. It is rare that two parked cars collide with one another...
And there's that obnoxious practice of inserting "if you will", into a sentence, either following or preceding an adjective or desriptive phrase. The undisputed King of "if you will"-ing? Big Dick Cheney. The turd.
cobaltnine has a friend who likes Mitch Hedberg. "I tried playing tennis, but I gave up because got discouraged. I could never be as good as the wall. The fucker was persistant."
What's up with "so-called"? Jim, in his so-called wisdom, decided to insult an elephant. We know what it's called, because you just told us...if it should be called something else, why don't you say; Jim, being an idiot, decided to insult an elephant.
Now the challenge for the enterprising monkey: Create a paragraph using all these phrases!
Something of a digression from purely self-evident phrases, one phrase that annoys me is "I'd tell ya, but then I'd have to kill ya." First off, the phrase almost never comes up in a situation remotely involving life or death, much less national security or corporate secrets. Why don't the people be a bit more inventive? "I'd tell you, but then I'd have to give you a really painful wedgie." or "I'd tell ya, but then you couldn't eat any bread products for a month." or "I'll tell you--but wait, you're not up-to-date on your vaccinations, are you?" Use the imagination. Then there's the fact that, since you're elevating it to the level of killing me, well, what makes you think you can kill me? You've already just warned me. Shouldn't you be concerned for your safety? Alternately, should you find yourself in that situation, you could always try and disarm them with kindness: Them: "I'd tell ya, but then I'd have to kill ya." You: "Really? Have a jelly baby." etc.
mmmm, poisoned jelly baby.
Damn, roryk saw through my cunning plan!
Here's someone who needs no introduction!
"Seriously -- did you put it in yet?"
*puts on Doris Day wig, stretches out arms, draws deep breath* Que sera, sera! Or, per Archie Bunker: "Kay saroo saroo!"
Dang, that drives me crazy. She'll recite every sub-page of a Senator while talking about politics, but she cribs off a comic and I'll never know. It still stands, of course, and gave me the bonus of remembering 'Hey, wasn't there a Twilight Zone episode about that?'
...virgin olive oil?...extra-virgin!?! C'mon, who're ye kidding? Don't play with
yourmy food!
I'm just sayin'
But I am just sayin'!
Not sure I'm just sane.
Can I ask you a question?
"In my opinion..."
IMHO Yea, right.
"Just so you know..."
mct is the sexiest genius ever, and we should give him money.


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subset: commoncrawl


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Tracy Anderson Mat Review
To get over my recent weightlifting slump I decided to come home to try out a couple of different workout videos today instead of heading to the gym.
First Up: Tracy Anderson Mat
Thumbs Down.
This workout incorporates 3 parts: lower body, arm, and core. The "method" is essentially doing 25 to 30 repetitions of movements that target minor muscle groups so that you look like a "teeny-tiny dancer type".
I'm not gonna lie, it is harder than it looks. The workout is all about muscular endurance and there were many points throughout the DVD when I thought that my limbs were going to fall off because they`re not used to this type of training. While I did feel tired during the exercises, in the end I didn`t end up feeling like I got a very great workout.
Several things annoyed me about this video. First off, Tracy kept talking about how "you want to be teeny-tiny". To the point where I wanted to reach into the screen and shake her and tell her to shut the fuck up. That`s how I really knew that her method is not for me. Actually, Tracy, I don`t want the body of an underfed 12 year old boy. I don`t want limp upper arms that I can wrap my hand around. I don`t want to lose my big muscular legs and ass.
Tracy stresses in her video never to lift more than 3lbs. Her reason: it will lead to bulky muscles and stray from the teeny-tiny dancer type that she doesn`t seem to shut up about. This bothers me for multiple reasons. 1) Women do not have enough testosterone to be able to bulk-up like a man does. 2) Like I said, her "method" is about endurance. No matter how much weight you are lifting, by doing as many reps as she does you are not going to gain mass (or strength for that matter). 3) The muscle groups that her moves target are all minor muscle groups that will not gain mass in general (let alone through endurance training). When is the last time that you saw someone with hugely muscular inner thighs? Exactly.
Aside from the fact that I pretty much hated her entire workout theory, Anderson`s videos were not exactly instructive. She spends most of the time just doing the routine and, losing herself in her own teeny-tiny mind, seems to forget that she`s instructing. There are very few cues before she changes her moves which is especially annoying during the core work when I`d rather not crane my head to see the screen. I often found myself continuing with one exercise while she had already moved on to something else. Another issue I had with her teaching style is that she rarely explains proper form which is not helpful for an uncoordinated, non-teeny-tiny-dancer-type such as myself.
As you can tell by my long-windedness, I was not impressed by this workout. I won`t be doing it again.
If you more opinions of Tracy Anderson`s method (which are pretty much the same as mine) check out these posts. I wish I would have read them before.
Can I Change My Body Type? (That`s Fit)
DVD Review: Tracy Anderson Mat Workout (FitSugar)
The Tracy Anderson Method Workout DVDs (Fit Bottomed Girls)
The Tracy Anderson Method Mat Workout DVD Review (Vent Park) – hilarious.
I know, now you`re wondering what my second workout was aren`t you? You`ll have to wait until Thursday to find out 😉


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Today is a day historically celebrated as a day where the veil between worlds gets thinner. You can see the beyond if you just know where to look. #avalon7 #wearealladventurers #halloween #jhlife www.avalon7.co


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Moving forward with Composr
ocPortal has been relaunched as Composr CMS. ocPortal 9 is superseded by Composr 10.
Head over to compo.sr for our new site, and to our migration roadmap. Existing ocPortal member accounts have been mirrored.
WYSIWYG editor
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#19928 (In Topic #4612)
Community saint
+ image management @ news/articles
- works only with IE (Well, I know that mozilla stated as a supported browser, but firefox 1.5 can't handle it in my case: OCP 2.6.2 & 3.0 with FF 184.108.40.206)
- it's image management is too simple (Btw I think image management is the weak point of the news system too). Can only manage images from URLs, no upload capability. Not even a list of uploaded files. Very bad if a site has many editors and only the admin has FTP access. Images as OCP attachments is good for forum posts, but absolutely not a solution for the news/articles. (In my opinion) Can't set parameters like aligment, hspace, vspace, etc.
Maybe I'm wrong, but it seems to me, that an editor without FTP access can't properly format a news/article item with images if the images are on his/her hard drive. Only if he/she uploads it to somewhere else just to feed it to HTMLArea. Bah… what a pity. I ran a site with severel editors, so this is a major drawback for me. I'm converting from an e107 based system, where these features are available. Sorry if there is a tool/solution for this. I didn't find it.
Unfortunately AreaEdit didn't work for Firefox 1.5 for a time, and this includes the version integrated into ocPortal 2.x. It would have been possible to apply a fix, but we had already made significant changes to the editor so it would have been awkward. ocPortal 3.x re-integrated with a newer version of AreaEdit.
In ocPortal 3 we did improve how the editor integrates, and we also improved the attachment system so that there's choice to have attachments that aren't particularly strongly styled. It's not as good as you're looking for if you really want to treat posts as carefully tuned HTML - that's not something we've really designed ocP to do. What I'd advise is that you set up a secondary isolated FTP account for all staff to upload to. I've noted down the possibility of us making further AreaEdit improvements that allow attachment manipulation.
Unfortunately we can't really use TinyMCE because it's LGPL, meaning that if we integrated it into ocPortal to the extent we've done with AreaEdit, we'd be violating the licence. That said - someone up for a little challenge with the right skills could make an unofficial addon for this, and then the licensing issues wouldn't be our concern (and nobody's concern, unless the addon was tightly integrated).
Become a fan of Composr on Facebook or add me as a friend. Add me on on Twitter. Support me on Patreon
Community saint
Fan in action
This editor is very poor it seems.
I am currently building a version 3 for my site right now. On my current site i have tutorials. I copy the tutorials, and paste them into the WYSIWYG editor on the v3 site, and it looks perfectly fine. When I click save, it will do one of two things. 1) Will load the page properly, but have no enters. So for example:
Will turn out like this:
So as you can see, the linebreaks are gone. I made sure there was enters, yet it still does this. I also pasted into a word document, and it still didnt work. If I remember correctly, a good WYSIWYG editor shouldnt do that.
The other thing. It will sometimes complain about some 'size' attribute on a certain line, when I typed it out MANUALLY. So why does it complain??
Is there another editor that we can use? Something that will work alittle better…because as far as I can see, that editor is used for everything, because all links are based off pages. And those pages are created using this thing. It can become a VERY big pain if I need to add my own <br> code in there manually.
Fan in action
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ocPortal - Entry: Some HTML breaks the WYSIWYG editor
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Fan in action
Thanks, will try this and will report back.
EDIT: I dont think that tutorial is for 3.0.x. I cant find any of that code in the comcode.php file to replace anything….
Last edit: by theslam2006
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If you're interested in joining our family at ABC Motorhome & Car Rentals or ABC RV Sales, please review our current openings and submit your application below. Note that we consider applicants for all positions regardless of race, color, religious belief, creed, gender, national origin, marital status, veteran status, sexual orientation, or any other legally protected status.
We are currently hiring for the following positions:
We have these following positions open:


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With the global economy the way it is, foreign currency fluctuations have become a genuinely interesting and unpredictable part of the evening news. What this means in practical terms is that more and more online stores are tapping into international markets, finally looking beyond their geographical borders and shipping to far-flung destinations. You can use this to just buy the things you can get locally at a cheaper price overseas. Or, you can actually find products that are genuinely different from anything you'd find in your home country.
Here are just twelve of my favourite online stores that are smart enough to know that even if they were based in China, at least 4/5 of the world's population would lie beyond their borders.
- J.Crew – I've got lots of love for the mecca of prep. Very reasonable prices for the quality and their sales are extremely worthy of donating your email address.
- Net-A-Porter / Mr Porter – Uber crazypants high-end luciousness with a little affordability thrown in for good measure. Think Balmain to Hunter and everything in between.
- The Outnet – The online outlet for Net-A-Porter. They also seem to act as a clearance house for labels not stocked by their parent store, have exclusives made for them and have their own label, Iris & Ink.
- Beauty Bay – Delicious, delightful and delovely beauty items from cult brands like Stila, Urban Decay, Mario Badescu, OPI and Murad. Better yet… shipping is free, anywhere in the world!
- Reiss – UK born and bred, loved by Mrs Kate Middleton.
- Joseph – An exquisite combo of a to-die-for house label surrounded by the darlings of the fashion world – we're talking the likes of Carven, Premiata and Aurelie Bidermann
- Urban Outfitters – If it's young, it's fun and it's just a little hipster… chances are good you can find it at Urban Outfitters.
- Moda Operandi – Wipe that drool from your chin! Preorder your favourite pieces from the catwalk and have them delivered to your door at the same time the stores receive them.
- Lucky Scent – Head here for all things olfactory – you'll find a dizzying selection of fragrances for you and your home as well as gorgeous candles. They'll even sell you little vial samples for a few dollars to try at home.
- Zimmermann – The first and last Australian word on anything printed, floral and femme, particularly in the warmer months.
- Anthropologie – The go-to for a preppy take on florals, bows and lace. Mostly their own label with a few guest designers and other labels thrown in for good measure. Be sure to examine their 'home' section too for beautiful wallpaper, cushions and other such delights.
- Zinio – Oh alright, so they don't technically "ship" worldwide, but if like me you have a penchant for international magazines, this is a great way to get your fix at a fraction of the cost. AND keep your household clutter to a minimum.


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Video Jam
Friday 20 May / 7.30pm / Gallery 1 / £5 plus booking fee, booking required
Video Jam, 'One of Manchester's most innovative nights' (Manchester Wire), have curated a unique programme of film and live sound work in response to the sensory work of Ryoichi Kurokawa. Featuring a variety of short contemporary films, each accompanied live by different composers and sound artists from Liverpool and Manchester. Some audio/visual work will be specially commissioned to respond directly to Kurokawa's exhibition themes.
Video Jam is on an ongoing series of unique, experimental events which seek to explore and re-examine relationships between live sound and moving image. Expect a wide range of music and film genres in the backdrop of FACT's brilliant multi-screen gallery space!
- Cross-disciplinary artists Isabel Benito Gutierrez and Ged Barry will be scoring Abstraction 41+50 by London-based experimental artist Morgan Beringer
- Musician and sound designer Ant Dickinson will provide the music for Simon Faithfull's 30km, for which the artist used a weather balloon to film this cyclical journey
- Liverpool-based duo Ling and Kepla will provide a hypnotic, industrial soundtrack for Kara Blake's Timbre, a film which deconstructs public space into private experiences of sight and sound to explore the psychological phenomenon known as synaesthesia
- Manchester-based free rock improv duo Yerba Mansa will provide the live accompaniment to Fragment by Sam Wiehl
- Melodic, emotive duo Shield Patterns (whose work has been remixed by alt-J and Dutch Uncles) will be scoring untitled by Alice Dunseath, an animation director who works with materials, liquids, chemicals, crystals and other elements
This event is presented by FACT and Video Jam in association with Bido Lito.
Event times
This event is no longer running.
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Saturday, June 21, 2014
Wolf Update
Can anyone come up with a better title for my wolf update pics? I feel like all I'm doing is wolf update after wolf update... come on, somebody has to think of something catchy! :)
I am happy with the progress I've made. The colors are feeling a bit monotonous but when I step back and look at the entire picture, I understand the use of the colors. (wouldn't be very realistic if the wolf was holding a multi-colored ball or umbrella!) LOL
We've decided as a family that even though we miss our sweet little "fur baby" so much, it wouldn't be dishonoring her life if we find another little Japanese Chin to love. So...we're in wait-list mode. We don't want to rush in and grab the first chin that we see - we want to be sure that the pup we get is truly the one meant for us. We got our last chin when she was 2 years old. This time, we're going to go the puppy route. We're retired now and feel like we have the time needed to devote to a puppy...I'm sure it will be quite the adventure. I hope somebody has a 24-hour puppy help line available. LOL Since chins are a bit of a rare breed, we're probably in for a long wait but we have faith that the right little sweetheart will find us.
I have a huge photo dump post coming up...need to get my photo ducks in a row. I'm also planning to have some give-a-ways some time this summer. I have been blessed by the kindness of others and I really want to pay it forward. Stay tuned!
Hugs and Grace,
(PS - I knew it was going to happen, I fell off the wagon from the "Stitch from Stash" group. I'm still within my alloted amount, I just can't say that I haven't spent a penny on stash anymore. I hung in there from January until June - I'm happy with that. I'll tell you all about my goodies once they arrive!)
Labels: Call of the Wolf progress
4 comments:
- cucki said...
He is lovely...
I think you can use the title for him ... Sweet one.
Big hugs x
- 21 June, 2014
- Mii Stitch said...
Great progress! How about White Fang for title? It's a classic!
- 21 June, 2014
- Barb said...
The wolf just keeps getting prettier all the time. I have no idea of a good title. Sorry. So glad to hear you are all better! We can't help our addictions! At least this one won't hurt your health, just your pocketbook!
- 21 June, 2014
- Meari said...
Your wolf is turning out very nice. Glad to hear you're feeling better.
I stumbled off the stash wagon, too. Not bad, but did. So we're in the same boat. :)
- 22 June, 2014
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Filthy Hairy MILFs Trailer (2011)
06 June 2011 226 mins
Welcome to a world where hair on the pussy is natural and moms love to fuck! The older sex fiends are hungry for dick! Mothers like Selena Steele will drive you to insanity - she is so beautiful and the pussy unreal! Or if you like real redheads then try out Mae. She will burn your dick cause her pussy is hot! Too many beauties to describe! 15 Total!
Watch the official Filthy Hairy MILFs 2011 trailer in HD below.


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Hammond bbw lookin for a good ole country boy. tired of the bad boys just wanna meet a good fun country boy. i love anything outdoors. i do have a 5 yr old. im lookin for an honest, down to earth man. im not into games or drama. MUST NOT BE MARRIED!!!
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Bio & Incident Details
Age: 24
Tour: 2 years
Badge # Not available
Cause: Gunfire
Weapon: Gun; Unknown type
Offender: Shot and killed
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Deputy Yahl was shot and killed after he and several deputies responded to the scene of a robbery in progress at a local armored car company. A gun battle ensued, and after firing had stopped, Deputy Yahl approached the suspect's vehicle when suddenly the gunmen raised up from the front seat and fatally wounded him. Return fire from deputies on the scene resulted in the death of one of the suspects, the other was wounded and is serving a life sentence.
Deputy Yahl had been with the agency for two and half years and is survived by his wife and two daughters.


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One day as we sat here watching Storage Wars, they had an episode where one of the buyer's Ivy, had stumbled upon some Garbage Pail Kids trading cards. Ivy took the trading cards to Layron DeJarnette who just happens to be one of the artists for garbage pail kids.
If you happened to miss that Storage Wars, you can watch the clip where Ivy takes the garbage pail kids cards to Layron DeJarnette below.
This episode of Storage Wars, brought back so many memories for both my husband and I. With having grown up in the 80s, we were all to familiar with the garbage pail kids. We both had collected the trading cards, and watched the movie several times, so when our daughter showed an interest, we located garbage pail kids the movie on youtube, and we watched it again with our daughter.
This also got our daughter wanting to learn more about these garbage pail kids!
So one day when we were in the dollar tree store, we happened to run across the garbage pail kids trading cards. Of course she had to have some, I let her get one pack, and when she opened them, she was in awe with the different cards. This inspired her to make polymer garbage pail kids figurines.
She made this to be very detailed, as you can see, this is Grilling Greg, he just so happens to be grilling his fingers. She made a total of three garbage pail inspired kids.
I think she did an awesome job, she only just recently started working with polymer clay. One thing about homeschooling, is we have freedom. With that freedom, Gillian watches a lot of youtube videos, and this is what sparked her interested in making things with polymer. My daughter has a raw talent, for making figurines with polymer clay.
She was wanting to sell these garbage pail kids inspired figurines, but I love them to much, I decided I will be keeping them, then when she becomes a famous artist, I will have some of her first figurines she has ever made.
Out of all the 80s movies my husband and I watched growing up as a kid, the garbage pail kids is Gillian's favorite, I love how the things from the 80s are coming back, and now our children are finding the same love for them as we had.
Gillian is wanting to go back to the dollar store, so she can get some more cards, she said she needs more inspiration from the cards.
Do you remember the garbage pail kids movie? Who was your favorite garbage pail kid?


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Mumford & Sons At the Air Canada Centre in Toronto on Tuesday
Did I miss something? Did someone like Barack Obama or Jon Stewart pull an Oprah and anoint Mumford & Sons as the band of the month at some point? Because the West London folk-rockers are a big deal, inexplicably.
They sell albums persistently, keeping the people at Soundscan busy with more than a million downloads of their debut North American release in early 2010, Sigh No More. This is beyond Arcade Fire or fellow "new-folk" revivalists such as Fleet Foxes – this is near Adelian.
And now the young, literate quartet – "sigh no more" is taken from Shakespeare's Much Ado About Nothing – plays arenas. All with no radio hits, viral videos or outstanding-bosom situation.
Be that as it may, at the Air Canada Centre, the life met its party. A robust crowd stood on its feet early, never resting for the show of earnest hoedown – a rush of hardy Celtic melodies, affecting group harmonies, battle-cry passion and banjo ruralism.
It was something akin to Riverdance meeting Kings of Leon, or the sinking of the Decemberists in the Great Big Sea.
The opening song, Lover's Eyes, is new, likely to appear on an album to arrive in 2012. The ballad sulked with a sort of quiet, swallowed rage. With gruff earnestness, singer-guitarist (and sometimes drummer) Marcus Mumford delivered his poetics – words that concern prices paid, ashes shook to the wind and the curse of a lover's eyes.
Roll Away Your Stone brooded more buoyantly, with crashes and sweeps fit for the arena. Mumford's bandmates are not actual sons, but a banjo player, a stand-up bassist and a keyboardist/drummer. The capable four were fortified by three hornists and one fiddler.
One of the new ones, we were told, was getting its premiere in Toronto. No song title was given, but the number hustled and bustled at high, aggressive folk-rock tempo. Mumford avowed to kneel down on the ground, where he would wait for his lover. It was passion at a Daniel Day-Lewis alert level, if you recall The Last of the Mohicans.
A respite from the earnestness and sameness in approach came in the form of a Neil Young cover, Dance Dance Dance, a barnyard hoot. The audience absolutely knew the words to Little Lion Man, the most well-known of Mumford's catalogue.
The Cave, another single, brought things to a rousing close – a finale, sure thing, with more about holding onto hope and finding strength in pain. These are relatable sentiments, if delivered in somewhat over-dramatic prose and fashion.
Mumford & Sons delivers warmly and passionately, with sturdy musicianship and fine voice. Much ado about that, apparently.
There's Tony Orlando, then there's Dawn. There's Florence, then there's the Machine. And there's Mumford. The gruff-throated Londoner Marcus Mumford is the star here.
Where were the hit singles? Mumford & Sons has as many ampersands as radio hits (at least on this side of the Atlantic).
More than 15,000 dorm-room-living, Apple-gadget-loving, music-downloading aficionados, who find Fleet Foxes just a little too fey and who think Bob Seger & the Silver Bullet Band is a vampire film.
"Dude, do you know that website Stuff White People Like?"
In short
Never has fake-Irish folk rock been done with so much sincerity.


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On the Survival of Some Unstable Two-Sided Matching Mechanisms
In the 1960s, three types of matching mechanisms were adopted in regional entry-level British medical labor markets to prevent unraveling of contract dates. One of these categories of matching mechanisms failed to prevent unraveling. Roth (1991) showed the instability of that failing category. One of the surviving categories was unstable as well, and Roth concluded that features of the environments of these mechanisms are responsible for their survival. However, Ünver (2001) demonstrated that the successful yet unstable mechanisms performed better in preventing unraveling than the unsuccessful and unstable category in an artificial-adaptive-agent-based economy. In this paper, we conduct a human subject experiment in addition to short- and long-run artificial agent simulations to understand this puzzle. We find that both the unsuccessful and unstable mechanism and the successful and unstable mechanism perform poorly in preventing unraveling in the experiment and in short-run simulations, while long-run simulations support the previous Ünver finding.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|Date of creation:
|02 Nov 2001
|Date of revision:
|14 Aug 2004
|Contact details of provider:
| Web page: http://econwpa.repec.org
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Roth, Alvin E, 1991. "A Natural Experiment in the Organization of Entry-Level Labor Markets: Regional Markets for New Physicians and Surgeons in the United Kingdom," American Economic Review, American Economic Association, vol. 81(3), pages 415-440, June.
- Mongell, Susan & Roth, Alvin E, 1991. "Sorority Rush as a Two-Sided Matching Mechanism," American Economic Review, American Economic Association, vol. 81(3), pages 441-464, June.
- Roth, Alvin E & Xing, Xiaolin, 1994. "Jumping the Gun: Imperfections and Institutions Related to the Timing of Market Transactions," American Economic Review, American Economic Association, vol. 84(4), pages 992-1044, September.
- Li, Hao & Rosen, Sherwin, 1998. "Unraveling in Matching Markets," American Economic Review, American Economic Association, vol. 88(3), pages 371-387, June.
- John H. Kagel & Alvin E. Roth, 2000. "The Dynamics of Reorganization in Matching Markets: A Laboratory Experiment Motivated by a Natural Experiment," The Quarterly Journal of Economics, Oxford University Press, vol. 115(1), pages 201-235.
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text: I left Chi years ago and now im missing my Italian Beef sandwich on a crusty roll and that awesome gravy that you dip it into. I mean it just isn't any good if it aint running down both arms PLEASE help me out with a recipe that I could use at home. Thanks.


text:
Basingstoke, United Kingdom (PressExposure) March 02, 2009 -- Specialist computer game retailer GAME has announced a sponsorship agreement with BAFTA, for this year's British Academy Video Games Awards.
This year's Video Games Award Ceremony will be on 10th March at the London Hilton on Park Lane. On the night, GAME will be offering the GAME Award of 2008 to one of ten short-listed games, celebrating the best game of last year.
The ten nominees in the category have been selected by a panel of gaming journalists. What makes this award unique, however, is that it's the only publicly voted award of the entire event.
"It's a chance for gaming fans to show their appreciation to all the talented people in the games industry who turn new ideas into the brilliant games that we love so much", said John Devon, Product Director of GAME.
In what was a significant year for title releases, the nominations for the Game Of The Year Award 2008 reflects the wide range of games which have established themselves as firm favourites with gamers of all ages. Acclaimed First Person Shooter Call of Duty 4 Modern Warfare will fight it out against the likes of Grand Theft Auto IV, Fallout 3, Gears of War 2 and Guitar Hero World Tour. Nintendo's extremely popular Wii Fit also makes the shortlist, alongside Left 4 Dead, Professor Layton & The Curious Village as well as newcomer LittleBigPlanet and the latest instalment in the World of Warcraft franchise.
There is also an added incentive to vote: the chance to win £2,000 worth of Sony goodies in a competition that's open to anyone who votes before midday on Saturday 7th March. The winner will be drawn at random from all entrants on the 10th of March. The prize includes a 42" Sony Widescreen TV; a Sony Blu-ray Player; a Sony PS3 console (80GB); plus all ten video games featured in the official Game Award Shortlist 2008.
The official voting form, competition details and Game Award Shortlist can be found at http://www.baftagameaward.com
Media contact details: Simon Soffe GAME Unity House Telford Road Basingstoke Hampshire RG21 6YJ +44 (0) 1256 784162 http://www.game.co.uk


text:
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text: Love and Obey the Lord 1Love the Lord your God and keep his requirements, his decrees, his laws and his commands always. 2Remember today that your children were not the ones who saw and experienced the discipline of the Lord your God: his majesty, his mighty hand, his outstretched arm; 3the signs he performed and the things he did in the heart of Egypt, both to Pharaoh king of Egypt and to his whole country; 4what he did to the Egyptian army, to its horses and chariots, how he overwhelmed them with the waters of the Red Seaa as they were pursuing you,'' ><> ''The system'', satan, circumstaces, the world. These things may be on your back but God is on your side & at your right hand & He is far bigger than those against us. ''and how the Lord brought lasting ruin on them. 5It was not your children who saw what he did for you in the desert until you arrived at this place, 6and what he did to Dathan and Abiram, sons of Eliab the Reubenite, when the earth opened its mouth right in the middle of all Israel and swallowed them up with their households, their tents and every living thing that belonged to them. 7But it was your own eyes that saw all these great things the Lord has done.'' ><> ><> So remember His faithfullness & His mercy to us who believe. 8''Observe therefore all the commands I am giving you today, so that you may have the strength to go in and take over the land that you are crossing the Jordan to possess, 9and so that you may live long in the land that the Lord swore to your forefathers to give to them and their descendants, a land flowing with milk and honey. 10The land you are entering to take over is not like the land of Egypt, from which you have come, where you planted your seed and irrigated it by foot as in a vegetable garden. 11But the land you are crossing the Jordan to take possession of is a land of mountains and valleys that drinks rain from heaven. 12It is a land the Lord your God cares for; the eyes of the Lord your God are continually on it from the beginning of the year to its end. 13So if you faithfully obey the commands I am giving you today—to love the Lord your God and to serve him with all your heart and with all your soul— 14then I will send rain on your land in its season, both autumn and spring rains, so that you may gather in your grain, new wine and oil. 15I will provide grass in the fields for your cattle, and you will eat and be satisfied. 16Be careful, or you will be enticed to turn away and worship other gods and bow down to them. 17Then the Lord's anger will burn against you, and he will shut the heavens so that it will not rain and the ground will yield no produce, and you will soon perish from the good land the Lord is giving you.'' ><> ><> Please Lord let this sink deep into my being my soal cries for you presence in my life second by second.


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Public Bank in Malaysia has always been known to have one the most comprehensive product ranges when it comes to housing finance mainly because of the interest rates offered by the bank. There are 2 slabs of interest rate based on the amount of money to be borrowed. So, the minimum loan amount for housing finance from Public Bank is as much as RM 100,000. If you are buying a home and the financial aid from the bank is granted over RM 100,000 but lesser than RM 250,000, then the interest rate is as low as as 4.8%. But it gets better. If its is RM 250,000 and over then you are for a lower interest rate of 4.54%. But the interest rates are not the only things that should make you consider this product. There is more to this product than meets the eye. There are options of flexi loans which offer you more flexibility, when it come to loan repayments. The interest rate is also floating and one of the home loan option has an overdraft facility as well, especially projects under constructions or to aid you to make downpayments.
A home loan from Public Bank can be paid in as much time as 35 years, which is quite comforting for many people who wish to buy a new home.You can also settle the loan repayments earlier to ensure that you are not stuck with the loan when you don't need to be. A prepayment charge of 2% only is applicable for the same. The loan approval time is reasonably low stated by the bank at 30 days. Also, kindly note that the loan comes with a lock-in period of 3 years. Read on to know more about this loan.
You're probably eligible for an Public Bank Home Loan if you are
At least 21 years old
Less than 70 years old
Salaried / Self-employed
with regular income
Earn more than the minimum
income required
Your Public Bank Home Loan amount eligibility is based on these factors
Instalment limited to about 50%
of monthly income
Loan capped @ Up to 90% + 10% MRTA
Instalments of other loans lower
your eligibility
Increase your eligible Public Bank Home Loan amount by these steps
Make your spouse a co-applicant,
and her income will add
to your eligibility
Choose longer tenure loan up to 35 years
Alternatively add your parents
Documentation needed to apply for an Public Bank Home Loan
- 1. Identity Card.
- 2. Copy of Individual Title Deed.
- 3. Documentation for salaried applicants:
- Latest 3 months pay slips or Latest EA Statement
- EPF Statement (latest not more than 1 year)
- Tax Returns / Tax Receipts (latest)
- Employment Letter/Employer Confirmation
- 4. Documentation for self-employed applicants:
- Latest 1 year Tax Returns / Tax Receipts
- Latest 6 months CASA statement @ 20% of average 6 months deposits
Public Bank Home Loan Interest RatesUpdated on 20 Nov 2017
|Margin of Finance
|Up to 90% + 10% MRTA
|35 years
|Guarantor Requirement
|No Guarantee Required
Public Bank Group is the third largest banking group in Malaysia and as of 2014 had assets totalling over RM 345 Billion. Public Bank offers a wide array of banking products that are innovative and comprehensive and range from personal banking to commercial banking and even provides Islamic Banking. It has over 259 branches in the country and also has a presence in the region with branches in Hong Kong, China, Cambodia, Laos and Sri Lanka as well.
Public Bank Home Loan Malaysia
The home loans offered by Public Bank are designed to provide the customers with flexibility and ease of payment. A home loan is a serious long term commitment and at Public bank, the home loans offered have longer tenures and options of different home financing packages from which a customer can choose from based on their financial needs. Customers can not only benefit from the longer tenures but also save up on interest paid on the loans.
Features of the Public Bank Home Loan
- The loan comes with the option of flexi loans
- The interest rate on the loan is a floating interest rate
- The loan has a tenure of up to 35 years for the 5 Home Loan
- The More Home Loan has an overdraft facility
- The loan has a late payment penalty of 1% of the outstanding amount
- The loan has a processing fee of RM 212
- The fee for early settlement is 2% of the remaining balance
- The loan provides for up to 90% of the finance margin
- The loan application has a time period of 30 days for approval
- The home loan comes with a lock in period of 3 years.
Public Bank Home Loan Interest Rates
The interest rates charged by Public Bank depend on the amount of the loan. If the loan amount borrowed ranges between RM 100000 to Rm 249000 then the interest rate charged on the loan is 4.80% p.a. and if the loan amount is greater than RM 250000 then the interest rate charged is 4.45% p.a.
Types of Home Loans available from Public Bank
Public Bank offers 2 types of home loans to their customers and their salient features are as discussed below
5 Home Plan:
The plan has a three year lock in period and offers two packages namely equal monthly instalment package and a homesave package. The equal monthly instalment package allows the borrowers to manage their finances more efficiently and offers an overdraft facility while the homesave package links the loan amount to the borrower's bank account such that any balance in the current account of the borrower is used to reduce the outstanding balance of the home loan and thus reduce the interest paid on the loan and increase the savings.
More Plan:
The More Plan also offers the same packages which is equal monthly instalment packages and homesave packages. The More Plan allows borrowers to restructure their home loans to meet other expenses such as a child's education. The plan allows borrowers to pay more in each instalment and the excess amount paid can be withdrawn by the borrower at any time for a minimal cost per withdrawal. With this loan a fire insurance policy is compulsory.
How to apply for Public Bank Home Loans
Applying for a public Bank home loan is a hassle free process. One can do it online at their website or can do it at the Public Bank branch closest to them. Loan applications take 30 days for approval and one should bear in mind there are certain eligibility criteria an applicant needs to fulfil as well as certain documentation that is required for the application to be processed
Eligibility Criteria
- The minimum Annual income of the applicant needs to be at least RM 24000.
- The minimum age of the applicant needs to be 21 years as at last birthday and the maximum permissible age for an applicant is 70 years of age as at last birthday
- A person of any nationality residing in Malaysia can apply for the Public Bank Home Loans
Documents Required
- The applicant needs to have the copy of the latest pay slips dating back 3 months
- The applicant needs to have the latest EA statement
- The applicant needs to have the latest EPF statement dating back at least a year
- The copy of the latest Tax returns or tax payment receipts are needed
- If the applicant is employed, then a copy of the employment letter or a confirmation from the employer is required
- 3 months' worth of current account or savings account statement
- If the applicant is self-employed then the documents needed also include 6 months of current or saving account bank statement and 1 year worth of tax receipts
F.A.Qs on Public Bank Housing Loan
Q) Does the applicant need to take out any insurance policies while taking out a home loan?
A) Yes. For both the 5 Home Loan and More Plan, a fire insurance policy is mandatory whereas an MRTA is optional even though it comes highly recommended.
Q) How does an applicant pay the monthly instalments?
A) An applicant can pay the monthly instalments either by using a cash deposit machine at their closest Public Bank branch or using the Public Bank ATMs. For convenience sake, the payment can also be done online using internet banking facilities, Interbank GIRO transfers or by issuing standing instructions for automatic deductions.
Q) Can a borrower deposit extra money while repaying to reduce principal?
A) Yes. A borrower ca deposit an extra amount on top of the monthly instalments as and when they have the cash to spare. Excess amounts should be notified to the bank to be treated as payment against the loan otherwise extra amounts will be considered as advance payment made on the next instalment. Excess amounts when notified to the bank will reduce the monthly instalments because interest is calculated on the remaining balance of the loan.
Q) Are there any sign up offers available for taking out a home loan from Public Bank?
A) Yes. Borrowers can avail a credit card whose annual fees are waived for the duration of the loan when they take out a home loan from Public Bank.
• Home Loan Overdraft Facility
• Taxation process of home loans in Malaysia
• Home Loan Interest Rates 2016
• Checklist for applying Home Loan in Malaysia
• Home Loan Guarantor in Malaysia
Other Products offered by Public Bank:
Apart from offering Home Loan,Public Bank offers other products and services which include:
News About Public Bank Home Loan
Public Bank cut the interest rate by 23 points
Public Bank cut its base lending rate by 23 basis point following the reduction in the overnight policy rate by Bank Negara. This cut will bring the Public Bank's base rate to 3.52% and the base lending rate will be 6.72%. The bank reduced its lending and financing rate to pass the benefits to the customer. This move will positively affect the Malaysian economy and will help it grow steadily amidst the global economic growth. The domestic demand will remain supported by the monetary compliance, stable inflation and healthy financial condition in the domestic economy.
1st August 2016