text:
Legal Question in Business Law in India
a loan is taken by frist partner in 2008 after dissolution of second partner in 2007.and issued cheques form the same partnership account. now cheque bounce case is been filled by bankig institution on both the partner what is the liabilty of second partner for this. the dissolution take place in 2007 and loan in taken in 2008. even i as a second partner didnt sign any of bank document for loan and not aware of that even.
no varication is done by bank as a heavy amount of commission is offered
1 Answer from Attorneys
Dear Sir / Madam,
Bank's do not charge more commission than that permissible for transfer of funds to any place within India. Both partner's are liable to settle the bank loan in the ratio of their share in the partnership. You may have not signed the bank loan documents but you surely may have signed cheques prior to the dissolution of the firm.
Related Questions & Answers
I have dispute in a delhi based company, when we started business with them they had... Asked 6/25/13, 5:31 am in India Business Law
SIR/MADAM we have seen a shop for rent in an commercial area in Bangalore.we have... Asked 6/24/13, 4:19 am in India Business Law
SIR/MADAM we have seen a shop for rent in an commercial area in Bangalore.we have... Asked 6/24/13, 3:32 am in India Business Law
Kindly guide towards professional action. We have an association in the company... Asked 6/21/13, 3:06 am in India Business Law
What do u think is the most important issue facing the legal proffession at the... Asked 6/20/13, 3:14 am in India Business Law


text:
TMG-L ArchivesArchiver > TMG > 2004-03 > 1079551543
From: David Ward <>
Subject: [TMG] Variables
Date: Wed, 17 Mar 2004 20:25:43 +0100
Joihn, you wrote:
>I tested the method I suggested and it worked. I think you are missing a
>step: choosing the woman's married name as the name to use for the event in
>question. Doing that, my sentence worked as expected. I used
><[P] was|[P1F] and [P2] were> ...
>And I got "John and Mary Smith were ..." Smith is Mary's married name. I
>have "Mrs" in the married name so that wasn't a problem. If "Mrs" was in the
>name, I'd modify the name style to get around that.
Obviously I need to get back into the military again to learn my right from
left - couldn't find the RH name choice boxes!! Anyway it now works like a
One final thing I want to ask is: Is it possible to reverse the action
"Make P1 Male"?
My thanks for your help
Utrecht Holland
This thread:
|[TMG] Variables by David Ward <>

subset: commoncrawl


text:
Credits & Info
- Uploaded
- Sep 27, 2012 | 7:00 PM EDT
- Frontpaged September 28, 2012
- Review Crew Pick October 3, 2012
- Daily Feature September 29, 2012
- Weekly 3rd Place October 3, 2012
If you liked this, check these out!
Author Comments
Rated 4.5 / 5 stars
All we need is a sequel.
Will be doing it, I just have to take a break for University work as it's a pretty big project I have on.
Rated 5 / 5 stars
the moment i started watching was the moment i started loving it! this is a series that is new in its ideas and very creative with the story and characters! please don't stop making these!
Rated 5 / 5 stars
Loved it! I definitely would like to see more~. Great voice acting!
...I'm not sure which user I should be watching, though. o .o
Rated 5 / 5 stars
i understand the story now...
good voice acting:D
Rated 5 / 5 stars
You should really contact pixar with this, I could see them helping you turn this into a big film and i'd love to see oddball make it big!


text:
offensie got stale, but your not bringing in Don Coreyl or Bill Walsh. This is not replacing Kotite with Parcells.
even when you don't get sanchez outta the pocket by design, in short yardage situations, you should still have the threat of a run look(2RBs, or 2TEs 1RB)
offensie got stale, but your not bringing in Don Coreyl or Bill Walsh. This is not replacing Kotite with Parcells.
expecting a drastic improvement. This is now playing to our players strengths, rather than forcing a flawed system that's complicated and confusing.
Its not like Jets fans are expecting our offense to be ranked in the top 5, but this team could win 12 games if the offense is more productive on 3rd/4th and short and execute a few more playactions for 40+ yard TD passes.
I don't know why no one talks about the fact that he was calling out 7 different routes in the huddle. Idk about anyone else, but that's a lot to think about, and read the defense at the same time. Then you have to make sure everyone knows their route, and think about how those routes will end up in relation to each other. So yeah I'd have to give Shotty the blame if they seemed a little confused.
I don't have NFL Game Rewind, so I wasn't able to visually assess each play. What I can tell you, however, is that a significant amount of the passes, specifically the short passes, were utilized when there was a single back who would then motion out wide. If having an empty backfield is not tipping your hand that you're only going to pass, I don't know what is.
Only the elite passing offenses (like your Pats or the Saints for instance) can pass when everyone knows they're passing. A run-first team with a below-average passing game should not have the audacity to do that. To take it a step further, a contested, short pass in a tight window with a QB with below average accuracy is pretty moronic. The "reward" of a 3 yard gain is so much smaller than the risk. You might as well just run the damn ball if all you want is 3 yards.
If the Jets are going to utilize a play the defense would "expect," it should be a running play. There were three instances on 3rd & short where they brought in Ducasse as an extra lineman. That's an indication that you're probably going to run. They ran all three times and converted all three times.
I think my "stats" go a little deeper than the average stat you find out there. The facts are clear. The Jets threw at or near the LOS on 3rd and short at an alarming rate, often times with out any semblance of a threat to run. When they challenged deep, they had amazing success. That tells me that defenses were keying in on anything in a 5 yard box. And on the rare instance they ran, they had great success.
As far as who the Jets threw to on 3rd and short... They threw the ball 34 times, 27 of them were short passes. Of the 27 short passes, only 2 of them went to a back. Both of them were to John Conner. 1 was incomplete and the other was complete but went for no gain. All the other passes went to WRs or TEs. I don't think your "RBs would just leak out to the flats" theory is correct.
I don't think the volume stats will be much different, but I think they'll at least be a little smarter in these 3rd/4th and short scenarios I outlined. Even if they still passed 55% of the time, it would at least make the defense think some instead of merely sitting on short passing routes.
When Sparano was in Miami, he often used Lousaka Polite in short yardage situations. Polite was a 6' 245 lbs. bruiser that would incredibly and reliably convert on those situations. Teams knew it was coming, but they couldn't stop it. If they're going to be obvious in what they're going to call in these situations, they might as well call a run because the Jets are better at that than passing. For what it's worth, Polite was 41/43 in converting for first downs in 3rd/4th and short. And I know a certain 6'3'' 249 lbs. Bible thumper that would fit in perfectly in these scenarios...
Last edited by Rexipus Rex; 07-16-2012 at 07:37 PM.
A whole thread discussing football with only one or two non contributing posts.
This is what this site was 10 years ago.
I am always amazed at the Schotty defenders. The man failed us --- with all of that All-Pro talent and a highly-touted-out-of-college QB at his disposal and he failed us time and time again with HORRID, predictable, banging-your-head-against-the-wall playcalling mixed with incomprehensibly illogical and nonsensical plays at other times. No feel is the key description. Trick play when we needed something standard and solid. Something standard when we needed something flashy. Seemed like every time I wanted us to run, we passed, and every time I wanted us to pass, we ran, every time we needed a short pass, we got a bomb, every time we needed a bomb we got a run up the gut... so on and so forth. When runs up the gut worked (remember the @Philly game?), we WENT AWAY FROM IT AND WED WIND UP THROWING 3-straight incompletions?! Or interceptions? Or, if we got stuffed at the line, hell... lets RUN AGAIN AND GET STUFFED 3 times?! What?! Mix it up already! I mean he was just so awful at playcalling. Nobody's saying that Schotty couldn't draw up some excellent plays and decent drives every so often, but the plays were ill-times and any success was outdone by massive failure. I feel so bad for the Rams... my prediction is that they will have some short-term success and then he'll run (or pass?) that O into the ground just like he did to ours. Great offenses mix things up and stick with what YOU cant stop. Wed always play into the Ds hands by going away what we did well and went with what the defense could stop. I mean... the man just baffled me after his initially impressive 1st season. After that,, it was all outrage over stupidity. And simply stunned he kept his job after the 2008 collapse -- the look on Manginis face when we were losing that game to Miami and our offense was doing all kinds of failure and the camera showed him saying, What the **** are we doing?! I truly believe we lost out on at least one Super Bowl thanks to that man. We had what it took a few of those years and it simply failed in colossal SOJ fashion. Hopefully, we can salvage it. I think we can. But man, that man set this franchise back. Glad he;s gone. Now we can get down to business. (Hopefully?)
Schitty was a total imbecile. Our offense will improve drastically simply because of his absence. It may take a little time, but it will undoubtedly happen. Schitthead really did some damage to Mark's confidence. A little patience and the Jets will morph into a chain-moving, clock-eating headache for the opponent. I know it.
1st and 10 at NYJ 7 S.Greene left tackle to NYJ 9 for 2 yards (A.Jordan).
2nd and 8 at NYJ 9 S.Greene left guard to NYJ 21 for 12 yards (K.Coleman).
1st and 10 at NYJ 21 Direct snap to S.Greene. S.Greene up the middle to NYJ 27 for 6 yards (J.Chaney).
2nd and 4 at NYJ 27 S.Greene up the middle to NYJ 40 for 13 yards (N.Allen).
1st and 10 at NYJ 40 (Shotgun) M.Sanchez pass short left to L.Tomlinson to NYJ 36 for -4 yards (C.Matthews).
2nd and 14 at NYJ 36 (Shotgun) M.Sanchez pass short right to S.Holmes to NYJ 43 for 7 yards (K.Coleman). Holmes FUMBLES (K.Coleman), RECOVERED by PHI-J.Parker at NYJ 47. J.Parker for 47 yards, TOUCHDOWN. The Replay Assistant challenged the loose ball recovery ruling, and the play was Upheld. 0 7
A.Henery extra point is GOOD, Center-J.Dorenbos, Holder-C.Henry.
We go from our own 7 to the 40 yard line on four straight running plays.
The next play, the bolded one, IIRC we called a SCREEN PASS. Who the hell calls a screen pass when you're cramming the ball down the other team's throat? If you do want to pass, that's the ultimate time to take a deep shot because the back end of the defense starts to creep up.
You run a screen pass when the defensive line is pinning its ears back to rush the passer. That clearly wasn't the case because we just ran it 4 times in a row for over 8 yards a rush. It's almost as if Schotty was thinking one step too far ahead (well, they must know we're not going to run it every play and they'll probably be keying in on a deep shot here by us, so let's try to toss the ball over the pass rush). Keep it simple, stupid. This is football, not rocket science.


text:
CSS(O) was developed through a collaboration between BSA and leading Indian knowledge partners including KPMG and Deloitte Touche Tohmatsu India Private Limited.
BSA The Software Alliance, an organisation dedicated to promoting a safe and legal digital world, has announced that Delhi International Airport (P) Limited (DIAL) has become the first Public Private Partnership globally to be Certified in Standards-based SAM for Organization or CSS(O). It is the second Indian organisation after Symphony Services to achieve CSS(O) status. The certification was awarded by H.V. Raghuram, Managing Director, Karnataka Udyog Mitra, Department of Commerce and Industries, Government of Karnataka to Davesh Shukla, CIO & Vice President – IT, DIAL.Click here for full story


text:
Western North Carolina fundraisers groups honors foundation for donation that helped open new cancer center in Asheville.
Since 2004, State Employees Credit Union members have been showing North Carolina residents the power of a dollar.
State Employees' Credit Union members have once again demonstrated the value of credit unions by helping make a new cancer center in Western North Carolina a reality.


text:
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first SILive.com user to add photos or videos of Work & Well
It's the worse move I made. The staff is very disorganized, and if you're new, you get the brunt of the blame and they don't really help you even though you ask every week or for a critique to be done so you can better yourself in the company. It's like being in high school all over again, the staff likes to talk behind your back and if you aren't liked they will be talking and bad mouthing...
Management services; management consulting services Co operative or consortium services, Professional procurement services, Lobbying services, Factory management services, Productivity or efficiency studies or implementation, Specification standardization services, Supply chain analysis or re engineering services
Work & Well, Inc. is located at 92 E Main St Ste 203 in Somerville and has been in the business of Management Services since 2009.


text:
Despite its pro-business tone, the bill seeking to rationalize the structure of the documentary stamp tax (DST) has a far-reaching impact that would provide even small investors an alternative investment option instead of getting duped by illegal pyramid schemes.
This was stressed by Sen. Ralph Recto, the main sponsor of Senate Bill 2518 or the Documentary Stamp Tax Bill which he filed at the Senate earlier this month.
He said the bill, which would amend certain provisions of the National Internal Revenue Code of 1997, is "not intended to solely benefit the dukedoms of finance, the barons of the bourse, or the lords of banking."
"This is a bill that aims to break investment barriers, remove distortions from the domestic capital market, develop it, mobilize savings, and hopefully, alleviate poverty," Recto pointed out.
He said the bill, when enacted into law, would provide small investors access to credible financial instruments such as Treasury bills, bonds, shares of stocks and fixed-income instruments to allow them to save and gain greater security on their investments.
"It is all about discouraging him from putting his life savings in pseudo-investment companies like Multitel or MMG or Tibayan and instead, invest it in higher-yield equities or debt instruments," Recto said.
The Philippine Stock Exchange (PSE) has endorsed the bill since this would lower the transaction cost in stock trading, effectively attracting more investors in the still struggling local stock market.
Under the bill, the DST rate will be reduced on the original issuance of shares and certificates of stocks from P2 to P1 for every P200 or fraction of par value, and increased for original issuance of debt instruments from 30 centavos for every P200 or fraction of face value to P1 for every P200 or fraction of issue price.
"This will level the playing field between two alternative investment options, stock and debt. By taking out the distortions, we are allowing market forces to work and broaden the options of the investors," Recto explained.
He added the proposal reduces the cost of starting and expanding a business, thereby encouraging more investments and allowing for greater opportunities to expand.
Moreover, he said the bill would lead to a revenue measure expected to rake in net revenues of P7.6 billion for the government's coffers, more than the estimated P500 million the Department of Finance had originally proposed.


text:
WCT Newsroom
Primary tabs
Contact Email
- Member for
- 5 years 5 months
Author Content
There is some testing being conducted on our news email alert system on Wctrib.com in preparation for a scheduled system update to be released soon. Thus, Wctrib.com readers subscribed to news email alerts may be receiving some test messages that are similar to the message posted below. We apologize for the inconvenience.
WATKINS -- A 69-year-old Watkins man was treated for injuries sustained in a rollover crash Monday afternoon near Watkins and then booked into the Meeker County Jail on fourth-degree drunken driving charges. According to a news release from Sheriff Jeff Norlin, law enforcement and emergency responders were dispatched around 3:30 p.m. Monday to 642nd Avenue in Forest Prairie Township for a single vehicle rollover crash. A 1995 Chevy pickup was southbound on 642nd Avenue in the area of 380th Street when it veered into the northbound lane, overcorrected and then rolled twice in the ditch.
RED LAKE FALLS, Minn. -- A Red Lake Falls man is dead after forcing his way into an ex-girlfriend's home and apparently shooting himself, according to police. Deputies from the Red Lake County Sheriff's Office found Kevin Salveson, 53, deceased in the home of Heather Altendorf, 38, about 4 p.m. Saturday in Red Lake Falls. Altendorf was transported to Sanford Thief River Falls Medical Center for nonlife-threatening injuries she sustained when Salveson struck her in the face with the butt of a .308 caliber rifle.
MONTEVIDEO -- It's a safe bet to say there is only one mayor in all of southern Minnesota able to sing the Uruguayan national anthem in Spanish and in tune. That mayor is Debra Lee Fader of Montevideo, population 5,331. The mayor will soon be on her way to Montevideo, Uruguay, population 1.5 million, at the official invitation of the Uruguayan government. Fader will visit the South American capital as part of a sister city relationship that dates to 1905 and remains strong.
WILLMAR -- Motorists will no longer experience detours on state Highway 4 near Hector as crews have completed culvert and tile replacements. The Minnesota Department of Transportation said in a news release that the detour will be removed this afternoon. For statewide travel information, visit www.511mn.org or call 5-1-1.
WILLMAR -- The Willmar Police are investigating a hit-and-run crash that happened early Saturday morning and are asking anyone with information to call the department. According to a news release from Capt. Jim Felt, Mandy Sundin, 20, of Kandiyohi was driving a 1997 Dodge pickup westbound on U.S. Highway 12 and was struck by a southbound vehicle at the intersection with Lakeland Drive Southeast. The crash happened around 1:10 a.m. Saturday.
News Local region willmar new london spicer kandiyohi county law enforcement Pickup struck and flipped in hit-and-run WILLMAR -- A woman escaped injury when her vehicle was struck and flipped over at the intersection of Lakeland Drive Southeast and U.S. Highway 12 in Willmar at 1:10 a.m.
By Howard Voigt MSHSL MINNEAPOLIS -- Totino-Grace (13-0) scored 35 unanswered points to seize control of a game that was close early to claim a 49-21 win over Owatonna for the Class AAAAA championship at Prep Bowl XXXI at the Metrodome. The Eagles won their ninth state championship with the victory, including seven titles since 2003. The first half was a back-and-forth affair, with the Eagles striking first on a 32-yard touchdown pass from senior quarterback A.J. LaPanta to sophomore tight end Lance Benick.


text:
|Table 4: Risk for RE in patients with different intake of dietary nutrients and food groups.
|Data are expressed as odds ratio with 95% confidence intervals (95% CI).
*Adjusted for WC, WHR, energy, age, sex, and education level.
Abbreviations: OR: odds ratios; CI: confidence interval; WC: waist circumference; WHR: waist-hip ratio.


text:
Don't know why, but I thought this was kind of interesting:
What would be the feeling if someone's last words were "Go Blue" or "Sparty On"?
Don't know why, but I thought this was kind of interesting:
What would be the feeling if someone's last words were "Go Blue" or "Sparty On"?
would certainly go to hell. I wonder which. :0)
(sunglasses on)
...a DIE HARD fan.
/CSI Miami
Good god that's the best line I've read all week.
all week? That's the best line I may have ever seen around these parts.
Fred Jackson says that line is what you would get if "Do you feel lucky punk?" got it on with "Frankly, my dear, I don't give a damn" in a Speedway bathroom, except with more humor.
The guy who administered the injection quietly whispered, "They lost to Mizzou last week, enjoy hell."
"Can Landry Jones thread the needle like I can?"
Then he lol'd and killed him.
"What would be the feeling if someone's last words were 'Go Blue' or 'Sparty On'?"
In the latter case, I'd guess that they'd follow "Hey, y'all, watch this!"
I guess their fight song is right - when they die they're Sooner dead.
I knew the BCS system was obscure, but now it makes total sense! One of the categories is "felon favorability". No wonder why Sparty is #5.
He was probably just a "Wal-Mart Sooner"
Its a "Sam's Club Sooner"
Hey, that's an exclusive, high end, "members only" store.
It should have been "Call Coach Dantonio, I deserve another chance!"
This story honestly just makes me sad. I love Michigan football, but I really hope it's not the last thing on my mind before I go.
I could easily see the exact same scenario for "Sparty on." If the dying words were "Go Blue," though, it wouldn't be a criminal, nor would it be an execution; it would probably be an astronaut, doctor, president, or a wildly successful entrepreneur.
Landrigan's last meal consisted of steak, fried okra, french fries, strawberry ice cream and a Dr. Pepper, Marson said.
That is a fantastic last meal. Too bad his life decisions aren't as good as his food decisions.
It does add a twist to the "Dr. Pepper Big 12 Championship Game."


text:
Sure, the App Hub site says:
Submit up to five free apps to Windows Phone Marketplace, additional submissions are $19.99 USD
But here's what it really means:
Submit up to five free apps (including updates) to the Windows Phone Marketplace, additional submissions (of apps or updates) are $19.99USD FTFY Seriously The policy is simple, just not stated that simply. The first five submissions of any free Windows Phone 7 application - be it a new application or an app update is going to be free, anything further is going to be $19.99USD. In reality I don't see this affecting the average casual free app developer out there (since they're not making any revenue off this apps and, (very) generally, not submitting that many updates). It will affect those with free apps that have an alternate revenue source (think advertising or subscription) - but since they're actually making money anyway, the $US19.99 shouldn't be a big deal. Stay tuned for an official blog post from the App Hub team at some point in the near future, and a revision to the wording on the website to clear this up...


text:
Alexandria wrestling: Cardinals fall in team section semifinals
After a quarterfinal victory over Sartell-St. Stephen, the Cardinal wrestlers saw their team season come to an end as they fell to top-seeded Moorhead in the semifinals of the Section 8AAA tournament Saturday.
Alexandria will now head to the Section 8AAA individual tournament in Brainerd Friday and Saturday in hopes of advancing individuals to the state meet.
The Cards earned a 40-27 win over the Sabres as Alexandria jumped out to a big early lead.
"Our team wanted this as last time we faced Sartell, it was for a conference championship and we lost by tiebreaking criteria," said head coach Tom Ellison. "Everyone wrestled well and we were able to jump out to an early lead and hold on for a big win."
Alexandria had to then face Moorhead, falling 41-24.
"Again, we used the strength of our lower weights to get a lead in the dual, but Moorhead has a senior dominated lineup in the upper weights and they were able to pull away," said Ellison. "We had a chance yet to win with two matches left, but Justin Cumberbatch wuold need an upset win over last year's state champ, Chase Morlock, and Dan Oberg would need a pin at 285.
"It was exciting for our young team to be in the dual to the end and have that chance to win, even though the odds were against us.
"This team came a long way during this season and the credit should go to the wrestlers as they put i the time and effort all season to make themselves a competitive squad," said the coach. "It showed on the mat last Saturday."
106 - Ben Bogart, Alex, won by forfeit, 113 - Dylan Kriese, Alex, pinned Miller Lawton 3:22, 120 - Trent Piepenburg, Alex, pinned Jacob Fernholz 3:30, 126 - Blake Olhausen, Alex, pinned Sam Krauel 3:08, 132 - Jon Pelach, Sar, dec Tristan Johnson 7-2, 138 - Zach Motschke, Sar, dec Jacob Schiltgen 6-0, 145 - Garrett Counter, Sar, dec Jake Nienaber 6-5, 152 - Tony Hubbard, Alex, maj dec Theo Deuel 17-7, 160 - Dustin Neu, Alex, pinned Hadari Johnson 1:22, 170 - Mike Schluter, Alex, dec Zach Pederson 9-4, 182 - Daniel Vitale, Sar, pinned Jay Kohls 1:30, 195 - Nick Jensen, Sar, pinned Andrew Moske 0:59, 220 - Justin Cumberbatch, Alex, dec Brady Goebel 8-3, 285 - Ryan Zayas, Sarl, pinned Dan Oberg 3:44.
106 - Grant Brendemuhl, Mhd, dec Ben Bogart 7-3, 113 - Trent Piepenburg, Alex, pinned Trent Erickson 0:59, 120 - Blake Olhausen, Alex, pinned Ethan Talakson 5:32, 126 - Jacob Rositas, Mhd, maj dec Tristan Johnson 12-1, 132 - Kenny Mark, Mhd, pinned Tryg Burgau 1:22, 138 - Jacob Schiltgen, Alex, dec Wyatt Hanson 1-0, 145 - Jake Nienaber, Alex, pinned Joseph Grove 5:51, 152 - Tony Hubbard, Alex, dec Ben
Herbst 5-2, 160 - Sam Grove, Mhd, maj dec Dustin Neu 8-0, 170 - Joseph Carpenter, Mhd, pinned Mike Schluter 3:33, 182 - A.J. Wheeler, Mhd, dec Longfellow Kluver 7-1, 195 - Tom Wychor, Mhd, pinned Andrew Moske 0:21, 220 - Chase Morlock, Mhd, dec Justin Cumberbatch 8-1, 285 - Brady Jerone, Mhd, pinned Dan Oberg 3:10.


text:
First Mood Rings; Now Mood Cat Ears That Wiggle [VIDEO]
Looks like we have something else we can thank the Japanese for Mood Cat Ears. Thanks to a Japanese company called Neurowear, people can now show their emotions through fluffy cat ears. What scares me the most ids that people will actually buy these things.
Learn more about these amazing ears and watch the video after the jump.


text:
INCREASE WEIGHT N STAMINA Herbs
Basic cause for underweight health problems are poor digestive system, weak intestine ,high BMR, rise in the stress level, lack of sleep, poor nutrition, exposure to pollutants, lack of exercise, etc.
Bad and poor eating habits also add to the causes for the occurrence of the problem.
Being underweight can also arise due to genetic reasons. Apart from being slim and skinny, a person starts facing a number of health problems.
Family Care Clinic is basically a clinic, which gives herbal remedies and believes in herbal therapies that are very potential, totally safe and highly effective.
We at Family Care Clinic provide you potential weight gain herbals with improved vigour and tonic .
This package is specially designed - TAILOR MADE Package for individual person to increase weight naturally,herbally and yes above all safely. It is specially designed to cure root cause and for LONG TERM PERMANENT RESULTS.
It consists of.
Weight Gain herbs are FDA approved and in form of tablets and herbal capsules. Herbs mainly used will be Khadir, brahmi, ashwagandha, shatavri, shankhpushpi, neem, trifla, guduchi and others in combination form which will give u highly potential results.
These organically grown herbs are specially combined to increase weight AND Improve.
ACTION OF FEW HERBS used in package :
To enter this programme just fill Enquiry FORM.
Required *


text:
Youmans of Oswego County, NY
I am looking for information on Herman(Hermon) and Margaret Youmans. Youmans lived in and around the area of Constantia in Oswego County. I know of 2 children, their names are William(son), born abt. 1865, died abt. 1944 and Frances(daughter), born abt 1874, death known. There was 3rd child unknown, but I think this might be Cora M.Youmans wife of Frank Lewis of Lewis County, NY. I am not sure of this contection.
Any information would be helpful.
Joe Kery


text:
The order of multiple adjectives in a sentence.
In English, most cases the adjectives come before the nouns.
There is a specific order in a sentence when using more then one adjective.
Determiner and Quantities - a, an, her, five, many, much several etc.
Opinion - pretty, ugly, smart, cheap, etc.
Size - big, fat, thin, tall, large, small etc.
Shape - circle, square, tall, etc.
Age - old, young 10 years, a year, a week, new etc.
Color - yellow, green, pink etc.
Origin - American, English, Asian, Middle Eastern, African, European, Chinese etc.
Material - cotton, wood, plastic, cloth, glass, gold etc.
Purpose - the reason that something is needed ( example hat box, sleeping bag, computer table).
Using 2 or more adjectives together
Structure of Comparative Adjectives
As...As Comparative Adjectives
Formation Superlative Adjectives


text:
|low graphics version | feedback | help
|You are in: UK: Scotland
Friday, 17 November, 2000, 16:00 GMT
Women fear transport safety
Many women are reluctant to use public transport at night because of fears over safety, a survey has shown.
The study, commissioned by the Scottish Executive, found that two-thirds of those questioned restricted their use of trains and buses because of concerns about safety.
Scottish Transport Minister Sarah Boyack said the government, police and transport companies must put personal safety at the top of the public transport agenda.
Suggested changes include:
Older women are also less likely to have access to cars and are more likely to rely on public transport, particularly buses.
Mrs Boyack said: "The findings of this study will be used to create a checklist to make sure transport policymakers, both in local and central government, take the needs of women into account when implementing public transport policies.
"Of course it is crucial we achieve the highest safety standards for passengers and continue to challenge every level of violence and disorder experienced, but is also important we tackle people's fear of crime and the perceived threat to their safety."
The police say more officers will be on duty in stations and in buses and trains.
Tom Wood, deputy chief constable of Lothian and Borders Police, said: "This weekend is typical in Edinburgh.
"We've got a big football match and a big rugby match.
"We intend to put a lot of officers onto the transport systems to make sure they feel safe."
See also:
09 Nov 00 | Scotland
Trains, planes and buses boost
28 Sep 00 | Scotland
Free bus travel unveiled
20 Jul 00 | UK Politics
Huge cash boost for road and rail
10 May 00 | Scotland
Young bitten by car bug
Internet links:
The BBC is not responsible for the content of external internet sites
Top Scotland stories now:
Links to more Scotland stories are at the foot of the page.
Links to more Scotland stories
|^^ Back to top
News Front Page | World | UK | UK Politics | Business | Sci/Tech | Health | Education | Entertainment | Talking Point | In Depth | AudioVideo
To BBC Sport>> | To BBC Weather>>
© MMIII | News Sources | Privacy


text:
In the 8th Annual Harbor Half Race, participants have the opportunity to run across the Harbor Bridge and get a bird's eye view of the Corpus Christi skyline. Coordinator Jayne Woodall says the event benefits Junior Achievement.
Junior Achievement inspires and prepares young people to succeed in a global economy.
The Kids Race is October 20. Adults race is October 21. Race starts at Whataburger Field.
To register go to: www.harborhalf.com


text:
Thursday look at area fields, courts and the track
Here is a look at the fields, courts and track awaiting a home spring athletic event in Perham.
Each venue is guarded by a mote of standing water, plenty of mud and a fair amount of snow, as of Thursday.
The softball diamonds at Arvig Park seem to have the most snow, disregarding the sheer acreage at the golf course, naturally.
Matt's Field has a jump on the rest of the venues.
With decent temperatures on the way and a mostly sugar sand base around the area, the ground will hopefully soak up quickly so games can begin next week.


text:
GREENSBORO, N.C. — Mercifully, Florida State's mediocre ACC season is over.
It officially ended when time completely expired on the game clock and the Seminoles followed their battle-tested and road-weary coach into a shadowy tunnel.
GREENSBORO, N.C. — Mercifully, Florida State's mediocre ACC season is over.
It officially ended when time completely expired on the game clock and the Seminoles followed their battle-tested and road-weary coach into a shadowy tunnel.
Unofficially, however, their 83-62 ACC Tournament quarterfinal defeat at the hands of North Carolina occurred much sooner.
"We were still in it at that point," FSU guard Michael Snaer said.
When the various sections of blue inside the Greensboro Coliseum rose in unison like one massive wave in the mostly full arena with 15:12 remaining in the game, FSU's conference tournament run appeared to come to a close.
"We were still in it at that point," FSU guard Michael Snaer said.
The Seminoles' actions didn't necessarily show it, though; and with good reason.
It was in the body language.
UNC combo guard Reggie Bullock had just made a 3-pointer steps in front of press row that gave the Tar Heels a 12-point lead that began to balloon. Understandably, as the Seminoles called a timeout, the made shot caused Bullock and his teammates to crack a few smiles and egg on their large, vociferous cheering section that didn't have as far to travel as Florida State fans.
Meanwhile, the five Seminoles on the floor walked quietly back to their bench. Some heads were beginning to tilt downward. Exhaustion and exasperation had clearly taken over. So did frustration. Desperation had disappeared.
"We felt like that second half that we could have held them and made a slow run, a slow creep on the runs that we're capable of going on," Snaer added. "But we didn't get a couple of the [calls] that we wanted. The ball didn't come our way off rebounds sometimes.
"Once you get in that spiral, it's hard to climb out."
Two weeks before the Greensboro beatdown, the Seminoles concluded their road regular-season schedule by going through another freefall when they were blasted by the Tar Heels, 79-58, in hostile Chapel Hill. It was one of now six losses they have had that were decided by 20 or more points.
That defeat interrupted one of the Seminoles' best stretches of the year. Entering the tournament, they won five of their previous six games. It was the only loss.
"It's been tough," FSU forward Terrance Shannon said of the last two weeks. "Every game that we've played has been hard-fought. We just dug a hole early in the season and that made it harder for us to dig our way out of it.
"Hopefully this is a learning experience for us going into the future."
With its win, second-seeded UNC (23-9), which has beaten FSU three times this season alone, advanced into the semifinal round of the tournament, where it will face No. 7 seed Maryland (22-11) in a contest that tips off at 3:30 p.m. Saturday. The winner of that game will move on to the tournament final that will be played Sunday afternoon.
"It's a hard pill to swallow," Shannon said. "I mean, I can take the loss, but it sucks losing to a team three times."
UNC's run to the semifinal means FSU's bid as repeat conference champion, too, has come to an end. After beating the Tar Heels in last year's tournament championship in Atlanta, the Seminoles (18-15) came up three games short this time. Now their immediate future is uncertain.
Wins over Maryland, Virginia and North Carolina State will help bolster their resume for a potential trip to the NIT later this postseason. A .500 record in conference play and a greater than .500 mark on their overall tally will help as well.
FSU won't be making a fifth straight NCAA Tournament appearance. It would have been the first time in school history the Seminoles would have pulled off five consecutive trips to the Big Dance.
Head coach Leonard Hamilton said he and his staff will not turn down any postseason tournament invitations. Even if the NIT doesn't come calling and another tournament does, the Seminoles will still participate to get experience for their young team, he said.
In addition to one timely 3-pointer that came early in the second half, the Seminoles were done in by a lack of scoring on their offensive end and too much of it on UNC's end. FSU shot 45.1 percent, highlighted by their 23-for-51 performance from the field.
The Tar Heels' 83-point deluge was a tribute in large part to guard P.J. Hairston's hot hand. He scored a game-high 21 points, 15 of which came from beyond the 3-point arc. Often, his shots fell even with defenders' hands in his face.
"That was very frustrating," Seminoles freshman guard Montay Brandon said.
Hamilton chalked it up to a stroke of misfortune for his team. While Hairston was 5-for-6 from beyond the 3-point arc against the Seminoles, he was just a 33 percent 3-point shooter for his entire career entering the game. He was 1-for-6 from 3 in UNC's preceding game.
"I don't know, it's kind of been that kind of year," Hamilton said. He added that three coaches this season have told him that their teams have played their best games against his.


text:
2013 PDGA Pro Worlds at Lemon Lake
View Single Post
Birdie Member
Join Date: Apr 2011
Location: Fishers, IN.
Years Playing: 34.3
Courses Played: 148
Throwing Style: RHBH
Posts: 311
Niced 0 Times in 0 Posts
that's right...
Originally Posted by
Three Putt
History never forgets: In '94-'95 World's were held in the same place. There were no bids for '95 and Houck just set it up and ran it on the same courses he had used the year before. The World kept turning, as I recall.
World's has been picking up in the last few years. It might be cool to settle on a Lemon Lake/NorCal/North Carolina/(someplace else) rotation and keep going back to these places that are putting on the big World's on a consistent rotation. You could then focus more on those three sites and it will be easier to run a quality event. The one year in the rotation that you do take bids should attract a lot of attention. You should have several quality bids to choose from instead of one or two so-so bids.
That is totally true. I was at both of these World's, in '94 as a Course Director and in '95 as a Videographer for Disc Golf TV. And I guarentee you that the second year was better than the first! LL is a World Class disc golf facility on par with any and Brian and the Red Roc crew are very experienced and highly motivated.
There in lies the truth, without a group of people who are willing to work hard, for a long time, at that particular moment, with little thanks or compensation, you can't put on a Worlds (or any other large event).
I'm sure that Brian and the guys will make LLW2 even better than the first. If there could be one improvement from last time (IMHO), it would be to have a larger venue for the flymart, last time's site seemed a bit cramped.
View Public Profile
View DGCR Profile
Send a private message to MacDaddy
Visit MacDaddy's homepage!
Find all posts by MacDaddy


text:
One allows residents of states that don't require permits for concealed handguns to keep their arms in Oklahoma.
Another alters the Oklahoma Riot Control and Prevention Act to prohibit state officials from seizing guns during a state of emergency.
But the biggest and most talked-about gun bill will allow license-holders to openly holster their handguns. Upon signing the legislation, Gov. Mary Fallin said it "sends a strong message that Oklahoma values the rights of its citizens to defend themselves, their family and their property."
State politicians have been flirting with the notion of open carry for several years. In 2010, the Legislature passed a bill that was vetoed by then- Gov. Brad Henry.
"The basic bill had already been done five years ago," said Don Spencer, deputy director of policy and legislation for the Oklahoma Second Amendment Association, which lobbies for gun rights. "We are trying to restore commonsense gun laws."
Packing heat
Of about 20 gun-related bills introduced this year, Spencer said, five were rolled into Senate Bill 1733, the 65-page, open-carry legislation. One sentence fragment makes it legal for people to carry a firearm openly on their own property. A bigger change requires that gun licensees approached by a police officer must inform that officer of their weapon "at first opportunity," as opposed to the original language, which said "at first contact."
"If the officer comes up and is stating his demands, it would be rude or maybe unlawful to interrupt him," Spencer said.
That section also reduced the punishment for failing to inform an officer to a $100 fine. Previously, it threatened a steeper fine with the possibility of jail time and a suspended gun license.
The spark for open carry is hard to pinpoint, but part of it might have to do with the weather.
Bryan Wells, an avid outdoorsman who is also a licensed handgun owner, said in the summer he might occasionally wear his holster out because of the heat. Even if he's not intentionally carrying an exposed weapon, it's easy enough for a T-shirt to become untucked, and suddenly, what had been a legally concealed weapon becomes a violation of law.
Wells said the new measure allows him to worry less about accidental exposure. On some occasions, he may decide to carry openly, but he doesn't plan to change his habits drastically.
"You'll find that we're not out to show our guns off … to brag, to be haughty," he said.
In addition to affording license holders more freedom, SB 1733 brings Oklahoma in line with 43 other states that allow some level of open carry and reinforces Second Amendment rights, according to Spencer.
Armed with dissent
Hardly everyone agrees.
"This has nothing to do with Second Amendment rights," said state Sen. Al McAffrey, D-Oklahoma City.
He voted against open carry, but supported the measure that precluded government officials from seizing guns.
Open carry poses too much of a risk to law enforcement officers, said McAffrey.
He noted that police are trained to watch a person's hands for motions that could indicate he or she is reaching for a concealed weapon. With open carry, McAffrey and other opponents argued, it could become too chaotic and dangerous for an officer who arrives at a crime scene where multiple people have weapons.
"If you have open carry, you've got to watch a heck of a lot more people," McAffrey said.
Ken McNair, executive director of the Oklahoma Sheriff's Association, said his group never took an official stance on the bill because members were split.
"I think if you look at the rural sheriffs versus the metro sheriffs, it was a difference of opinions," McNair said.
Law enforcement officials in urban areas tend to oppose open carry, while their rural counterparts mostly supported the legislation.
Now law enforcement agencies are learning about the new law and altering practices they see as possible problems come November. McNair said the association will organize seminars if necessary, but ultimately, it will fall on individual officers to decide how to handle new situations.


text: First off, I want to clarify that I DO NOT HAVE A MULLET! Ive had 35 vehicles, mostly chevys with a few others mixed in since I started driving and this is my first mustang. The closest I had to one before was a Mark VIII with the quadcam and a shift kit that was awesome but I traded it off a few years ago. Anyways, Im big into minitruckin and customize trucks for a living. I was offered a foxbody in exchange for some labor and a stereo system so why turn it down? The car run and drives pretty nice but has some hacked bits here and there that I am addressing such as fuel pump relay wiring and a switch under the dash that starts the car. Heres my truck More pics of my new toy can be found in the 'garage' I havent decided what to do with it yet but Ill admit....its fun to drive


text:
Internet safety for teens is a worry most parents face earlier and earlier. When our oldest daughter was in her teens, our solution to internet safety was "no." No, you can't have an account on MySpace or Facebook.
Of course, she just went to a friend's house and made herself a MySpace account. Had she not forgotten to log out of the computer at home one night, we'd have never known. Lucky us. We learned from that experience, though, that social media was going to find it's way into our lives and the best way to address internet safety for teens is to expose them early but educate them about the dangers. Here are five tips on internet safety:
Keep the connection public. Let your teens explore social media, but keep the computer in the living room. Your teens need to know you can — and will — look over their shoulder.
Monitor their usage. If your teen accesses the Internet from a phone, tablet, iPod touch, or other portable device, make sure you monitor their usage. Our rule is that devices go off at night and charge in the kitchen. Set strict parental controls on devices like Kindles and iPod touches to prevent younger users from exploring places they should not be exploring. If you're worried about not being able to adequately monitor their usage, install one of the many monitoring services available.
Expose your kids early to internet safety. Our youngest kids have been accessing the internet since before kindergarten, and have grown up with admonitions like, "Never click on ads," "Never go to websites we haven't approved," "Never open email from people you don't know." Computer safety starts when kids are young.
Talk to your teens about sexting, cyberstalking, and cyberbullying. Depending on where you live, any of these behaviors can be treated as criminal activity — in which case both you and your teen can be held responsible. What's worse is that once these images and messages are out there, they are impossible to retract...and those messages, no matter how private, are often circulated among a wide circle of friends.
Limit how much time your kids spend online. One of the best ways to prevent issues is to help your teen realize that she don't need to be connected all the time. Just as you might limit how much time they spend in front of a TV, limit their online time as well. Encourage your kids to read books, go outside, and be active, and (shocking, I know) socialize in person with friends.
The Internet and social media are not going away. Rather than play Ostrich as we tried to do ten years ago with our oldest socialite, you need to get to know the outlets your teen is likely to use and help them learn to be savvy, smart users.
How do you keep your teen safe on the internet? Tell us below in the comments section!
Source: Stock.xchng


text:
Happy Holidays! Man Gives Away Lottery Tickets to the Unemployed
Goodwill towards man has become goodwill towards the unemployed man this holiday in Spain.
Goodwill towards man has become goodwill towards the unemployed man this holiday in Spain.
There is nothing anyone can do to take away the pain the community of Newtown, Connecticut is going through right now. But a charity group from Illinois is using man's best friend to provide a little comfort to those who are mourning the loss of life from last Friday's mass school shooting.
When 25-year-old Hayden Carlo was recently pulled over in Plano, Texas, for an expired registration sticker on his car, he naturally got a ticket. But the cop who issued the citation also did something entirely unexpected -- he gave Carlo $100 so he could afford the registration fee.
Given the time of year, you might think that helping the needy would be encouraged. But that's not what happened when 60-year-old school cafeteria worker Dianne Brame gave free lunches to a student who couldn't afford them. Instead, she was fired.
The story behind the inspirational viral photo of a NYPD police officer giving a pair of expensive boots to a barefoot homeless man continues to unfold. Earlier this week, we learned that Jeffrey Hillman was no longer wearing the boots for fear of his life and now it's come out that he isn't homeless at all.
There are all sorts of different traditions involving fans throwing things on the ice during hockey games. While most of them involve dead squid or fish, the Calgary Hitman have a much more cuddly tradition.
By now you've seen the heartwarming viral photo of NYPD officer Lawrence DiPrimo offering an expensive pair of boots to a barefoot homeless man named Jeffrey Hillman. Over the weekend, the New York Times tracked Hillman down and found that he was no longer wearing the $100 Skechers.
New York City Police Officer Lawrence "Larry" DePrimo has charmed the internet, thanks to a photo of him buying an elderly homeless man a pair of warm boots on a cold night.
When an image of a police officer goes viral, it's often for something the police department isn't going to be very proud of. But that's certainly not the case with the above photo of New York City police officer Lawrence DePrimo that has been circulating the internet.
Well, this is basically the perfect recipe for tears. A young boy with Asperger's Syndrome who plays with LEGOs to improve his social skills had a dilemma...
Over the past 46 years, Joe Lueken has built a successful chain of grocery stores in Minnesota and North Dakota. Having recently turned 70, it's time for Lueken to retire and enjoy the good life with his wife.
In a heartwarming and wacky video sure to bring you some Christmas spirit, two Pittsburgh, Pennsylvania, men acted like buffoons for 24 hours, and in exchange the world gave them money. It's like you want to make fun of them, but then they raised $20,000 for Toys for Tots.


text:
Unique, Thoughtful Baby Gifts, Baby Keepsakes, Baby Shower Gifts, Kids Birthday Gifts and More
Looking for beautiful baby keepsakes or photo keepsakes? Seeking something perfect to celebrate that sweet new arrival or the perfect gift for that special birthday boy or girl? We are too! At Petite Lemon, we're moms, sisters, and best friends who are always looking for a gift to celebrate that new baby (like personalized baby onesies!) or that special birthday (everyone personalized birthday shirts!). Whether your seeking classic personalized baby shower gifts in hues of soft pink or powder blue or a bold, colorful kids birthday party gifts that make a statement, you'll be sure to find the perfect gift here at Petite Lemon.
Our charming collection of personalized growth charts, alphabet posters and personalized tshirts for kids are unique, exclusive goods that are crafted with premium materials, craftsmanship and love, right here in the USA. Give a personalized growth chart to capture baby's childhood or memorable big brother tshirt or big sister tshirt to make that new big sibling feel special.
Shop our entire collection of personalized tshirts for kids and clothing. And shop our 1st birthday shirts, personalized birthday shirts and a fabulous big sister tshirt and charming big brother tshirt line.


text:
Look! A Chalkboard Turned into a Headboard
I love this pic that I spotted last week in a post by Jeanine on how to make guests feel more welcome. Since I've been working on a headboard for our own bed (and not getting it quite right yet), I thought this was a great idea: just use a big chalkboard with a nice wood frame with different drawings for fun...
The best thing would be to find an old chalkboard with character, but I thought I'd help out by pulling a quick list of some good chalkboard resources both old and new:
>> Factory 20
>> Ghent Traditional School Chalkboards
>> Blue Bell Bazaar on Etsy, turns vintage wood frames into chalkboards, but she only has one right now.


text:
Howdy, Stranger!
It looks like you're new here. If you want to get involved, click one of these buttons!
2013 and earlier-Honda Accord Lease Questions
Agreed, you need to work out the numbers to see how it might work out. But in general terms, I'm talking about those who see that nice lease payment that's 100 bucks less than buying, decide to buy at lease end and are stuck with a much higher used vehicle interest rate than if they had taken the 0.9 right from the start. And I do see your point that if you get that super low money factor, you pay next to nothing in interest during the lease term so I guess the interest paid if and when financing the residual wouldn't hurt as badly.
That's why I pay close attention to your posts - you've got all the bases covered.
Thanks, Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Sorry, but I have to disagree. The monthly payment the document is referring to represents all the types of items subject to sales tax that are included in the monthly payment. The tax is calculated once based on that amount. Yes, the lease payment will change if you put that into the capitalized cost but you would not recalculate the tax. If you took that approach, it would be an endless cycle of recalculating the "monthly payment" each time you adjusted the tax and changed the capitalized cost.
btw, this is not the just the opinion of a frequent poster to this forum, but if Edmunds.com existed 30 years ago when I was maintaining my continuing profession education requirements and paying my registration fees, my user name would have been huskerfan5, CPA.
You made the following comment...
"If you finance the residual at lease end, you are essentially paying double interest on that amount of money. Example: If you lease an Accord EXL for a cap cost of 25k and residual of 15k, you would pay $30 a month interest on a money factor of .00075 (25k + 15k x .00075). If you then purchase the vehicle at lease end and finance, you're paying interest again on the 15k."
Actually, that's not true because you're really paying interest on the unpaid lease balance. Interest is levied on the depreciated balance (i.e, outstanding lease balance) beginning with the adjusted captialized cost and terminating at the resididual vaue. I think where you may be getting hung up is with the expression...
.00075 (25k + 15k x .00075).
which is inaccurate to start with. It should be...
.00075 (25k + 15k)
which yields the interest on the average unpaid balance. I think you know the correct formula but forgot to distribute 0.00075 to the 25k as well. I also believe that you wanted to illustrate that interest is levied on the residual as follows...
0.00075 x 25k + 0.00075 x 15k
But, that line of thinking isn't quite right. Theoreticially, the formula for the interest component is ...
(interest rate/12) (adj. cap + residual value)/2.
This simplifies to...
(interest rate/24) (adj. cap + residual value)
where (interest rate/24) is just the money factor (interest rate is expressed as a decimal instead of a percent).
So, given .00075 (25k + 15k), it's understandable why a lot of people mistakenly believe that interst is levied on the residual... it's not. Again, it's levied on the outstand lease balance which starts with the adj. cap cost and ends at the residual value. So, those that execute a residual buyout, are, indeed, picking up where the lease left off. That is, the lease ends at the residual and the buyout begins at the residual.
You may want to check out the following lease amortization schedule...
https://autoleasegeek.com/wp-content/uploads/2010/12/sample-lease-amortization-s- chedule.pdf
Hope this helps.
John - thanks - went back and looked at the post i made and somehow what I posted is not what I meant - typo I guess. I'm familiar with leasing so I understand that it should've been .00075 (25k + 15k). I should've proofread more closely. But if you indeed apply the money factor to the entire 40k during the lease term, how is that not paying interest on the residual?
Why would the residual even need to be in the formula?
You can do the short version if you want.
Thanks, Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Yup, I thought so.
A lease is amortized in much the same way that a loan is amortized. You begin by computing interest on the adlj. cap less the first payment. The interest is deducted from the base payment to determine the amount of principle to be deducted from the previously lease balance. This process continues for the entire term of the lease. The ending lease balance is the the residual value. At that point, you'll either return, trade, or buy the car for the amount of the residual. If you buy, you'll have to pay tax on the residual which can be financed.
But, you never pay interest on the residual because the lease balance, which always exceeds the residual, is reduced each month until the final balance is reached. This balance is the residual. Now, if you extended the lease for an additional 3 months beyond say, a 36 month lease for example, then some fund providers may continue to amortize the lease beyond the residual so that after 39 months, you could buy the car for something less than the residual. This is the only situation in which one would pay interest on the residual. I think if you click on the link and look at the lease amortization schedule that I provided in the earlier post, you'll see what I'm talking about.
Am I making sense?
Thanks John - I'm gonna take a look at your info when I can devote some more time to this. I've never looked at it this deeply. I just made an edit to my response to you that you probably haven't seen. You're making perfect sense but I guess where I get hung up is why does the residual even have to be in the formula if there is no interest on it? Why wouldn't the interest (money factor) not just be applied to the cap cost?
Thanks for the help,
Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Brian, if you need more help when it's time to lease, just invite us down to your place in Myrtle Beach and we'll answer all your questions, but don't invite the AutoLeaseGeek or Bill won't come
That's ok - John seems to be a good guy and he only wants to make sure the leasing info is correct so I'd have no problem throwing down a beer with him if he's so inclined. I don't have time to study his site at the moment but will later on. Gary - what am I missing here - if there is no interest calculated on the residual, why is it a part of the formula that calculates the monthly cost of the lease?
Thanks, Bill
Sorry I opened Pandora's box2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
They use the residual, because the amount subject to finance charges is an average of the CAP cost and the residual... Rather than adding them together, and then dividing by 2, they just add them together and make the division adjustment to the money factor.
Think of it as a loan.. where you borrow the CAP cost, then pay the principal down to the residual amount... While a loan wouldn't have equal finance charges throughout, a lease does (which makes it easier to calculate)..
Prices Paid, Lease Questions, SUVs
Because the formula...
MF x (Adj. Cap + Residual) reflects interest on the estimated average lease balance through the entire term. The expression...
(int rate/12) x (adj cap + residual)/2 is equivalent to the above formula. The term...
(adj cap + residual)/2 reflects the estimated average lease balance while the term...
(int rate/12) reflects an estimate of the monthly interest rate.
Remember that the formula [money factor x 2400] that is often quoted only gives an estimate of the interest rate. It's very close but it's not exact.
Ok guys - I think you finally got through to this thick military mind - just did a loan calc based on my original example and the amount of interest comes out right for 32.5k financed at 1.9 for 36 months. I've just always looked at it simply as money factor multiplied by the sum of cap cost and residual. Now if we can get Brian to fly us into myrtle beach, we're set.
Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Count me in!
You said essentially the same thing I said. However, your explanation is much shorter, easy to understand, and much more elegant than mine. Wish I had thought of it.
Hey Bill!
Many thanks for your highly valued service to our country! May God Bless you and yours.
Thanks.. I get a little practice... ;-)
Prices Paid, Lease Questions, SUVs
Thanks John - and thank you for educating me on the more intricate mechanics of the accounting used to calculate the cost of a lease. I know you recognized what I was getting at (you obviously hear it a lot). I was trying to make the point that it might cost more in the end if, at lease end, the residual is financed at a used car interest rate rather than just doing a conventional finance right from the start at 0.9 or 1.9. I just stated it poorly.
Anyway, thanks for your help and I will be sure to check out your site in detail over the next few days.
Take care, Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Thanks Bill. If you have any questions or suggestions for how my site can be improved, please let me know.
All the Best,
Thanks for the info kyfdx - between you and John, I see that auto lease amortization is a bit more complicated than the simple formula we all know and love. Using the formula you and John provided, I still come out with the same figure I had for the monthly lease cost so I guess all is good. I have been doing some looking and haven't come across a program or spreadsheet that calculates the detailed amortization. It's not critical to getting a good lease deal but it would be one of those nice to have things to have all the details at your fingertips. Again, thanks for your help.
Bill G2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Well.. a lease always has a straight-line amortization, unlike a loan..
When you calculate the monthly finance charge, that's not an average of all months, but the same every single month...
So... if the CAP cost is $36K and the residual is $18K on a 36 month lease, then the lease balance will drop exactly $500, each month... And, the finance portion of the lease will be calculated on an average of the CAP + Residual.. so, finance charges apply to $27K, each month, regardless of current lease balance (in this example).
Hope that helps a little..
Prices Paid, Lease Questions, SUVs
The link I provided earlier...
https://autoleasegeek.com/wp-content/uploads/2010/12/sample-lease-amortization-s- - - chedule.pdf
directs you to a complete lease amortization schedule that was done on Excel.
You see - that's what I thought and that's one reason this whole discussion started - my perception of a simplified formula that included the residual led me to believe there is interest charged on the residual. John's spreadsheet indicates differently. It shows amortization similar to a home mortgage where the interest is greater and the reduction of the remaining balance smaller at the beginning of the lease. A monthly interest charge is applied to a continually decreasing lease balance until the end of the lease term leaving only the residual as the remaining balance. I've never had a reason to look beyond the old mf(cap cost + res) formula so this is all new to me. And after looking at John's background and website, I've been enlightened.2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
Thanks John - I did look at the amortization sample earlier today and it was very helpful - I think it cleared up my misperception of how the interest is applied. I say "think" because in kyfdx's post just prior to yours, he states the application of the interest and reduction of the balance owed is straight line. The spreadsheet sample seems to show that's not the case. I guess maybe that's what many of us believe because of the way lease agreements are structured.
Your spreadsheet is a neat little tool - we "regular" guys can probably still negotiate good lease deals without the detailed breakdown, but it sure is nice to have it available if needed. I will come looking for you if I need some help and I will refer folks to your website if they are looking for help.
Thanks John
Bill2016 ES350 Lux/Atomic Silver
2017 Accord Sport CVT Mod Steel Metallic
With all due respect, I have to disagree. A lease does not use straight-line amortization. It is amortized in the very same way that a loan is amortized. If you examine almost any lease contract, it will always reference the method of amortization. Many compute the lease balance (often called the adjusted lease balance) using the actuarial or constant yield method which equates to the interest rate implicit in the lease. It's not just used for early termination. It's actually used to compute the outstanding lease balance at any point in time.
I'm currently leasing a Honda CR-V and the balance that appears on my monthly AHFS statement coincides, to the penny, with the balance in my lease amortization schedule. I've evaluated many lease contracts and I haven't come across one yet that doesn't apply the constant yield or actuarial rate against the unpaid lease balance to compute the monthly lease finance charge. It then deducts this charge from the base payment (payment without surcharges like tax) to determine the amount of the depreciation charge to be deducted from the previous lease balance to determine the current lease balance. This iterative process continues throughout the term of the lease so that at lease end, the lease balance is exactly equal to the residual value. The lease finance charge does decline every month while the lease depreciation charge rises similar to what happens with a loan. The depreciation is analogous to principle paid on a loan while the lease finance charge corresponds to the interest paid on a loan.
The depreciation and rent charges disclosed in a lease contract simply reflect the total of these charges. When divided by the term in months, you get the monthly average as I'm sure you know. The money factor formula gives only the monthly average of these charges. It is not meant to imply or suggest that the monthly finance charge (i.e. rent charge) or monthly depreciation charge are constant amounts or remain fixed throughout the duration of the lease. This can be confusing as Bill suggested when he stated in the previous post...
"I guess maybe that's what many of us believe because of the way lease agreements are structured."
Thank you, Bill. A lease is amortized just like a loan. Please see my post to kyfdx. There is no question that it can be very confusing based on itemized disclosures made in lease agreements.
Well.. gee... now, I'm going to have get my last lease paperwork out of the closet and look..
Every lease I've paid off early, has had straight line amortization (as you say, down to the penny).. Granted, I haven't paid one off early since about 2001....
I believe you, though...
Prices Paid, Lease Questions, SUVs
Using the interest method of amortization is certainly more consistent with generally accepted accounting principles. The rules haven't changed in years so my guess was that your leases were with privately held companies that didn't issue financial statements.
You nailed it! Accounting for consumer retail leases falling under FRBB Reg. M should comply with GAAP & FASB criteria. Never seen a lease amortized any other way and I've been analyzing them since 1986. There may be institutions, though, that are exempt from complying with these standards but I'm not aware of any.
Are you sure about that? In the section titled "Dealer Financing of the Sales Tax" it says:
In some instances, the lessee may want to finance the tax due at the time of entering into the lease. In this case, the lessee may ask the dealer/lessor to lend the lessee an amount equal to the tax due on the lease and to add the amount of that loan into the total to be paid under the lease. In effect, the lessor would lend the lessee an amount equal to the tax due and then build repayment of this loan into the lease payments due under the lease.
If the dealer/lessor is willing to lend the amount of tax due to the lessee, it
will have to re-compute the total amount of the monthly lease payments and thus the total amount due under the lease, in order to recover the principal amount of the loan, plus any interest on that principal. As a consequence of the dealer/lessor increasing the amount of the monthly lease payments to recover the money loaned (plus any interest), the dealer/lessor will also have to increase the amount of sales tax due on the increased lease payments. This will result in a higher tax due than if the lessee paid the tax in full at the time of entering into the lease.
I don't mean to steal husker's thunder but I'm very sure. It doesn't matter whether taxes or widgets are financed in the lease, the lessor must still recover all amounts advanced or capitalized in the lease. In the case of taxes, the dealer simply writes a check to the State for the amount of tax and the fund provider reimburses the dealership accordingly when funding the lease. No need to re-compute lease payments. The total amount due under the lease includes taxes and any other items financed in the lease like dealer doc fees, acquisition fees, or negative equity on a traded vehicle.
There are different methods used to compute sales tax used by States. You made the following statement...
"As a consequence of the dealer/lessor increasing the amount of the monthly lease payments to recover the money loaned (plus any interest), the dealer/lessor will also have to increase the amount of sales tax due on the increased lease payments. This will result in a higher tax due than if the lessee paid the tax in full at the time of entering into the lease."
This is simply not true if taxes are computed correctly. In fact, this issue is addressed at...
https://autoleasegeek.com/1182/evidence-that-the-lease-ledger-doesn't-al- - ways-balance-disclosure-reform-needed-in-the-vehicle-leasing-industry
Hope this helps.
Hi John,
The quote that you pulled out from my post wasn't my own statement; it was taken directly from the NY State Dept. of Taxing and Finance document here: http://www.tax.ny.gov/pdf/publications/sales/pub839.pdf (page 15)
This discussion has been closed.


text:
Little red riding hood.
Reads: 13900 | Likes: 0 | Shelves: 0 | Comments: 2
Script by: The soul writter
Little Red Riding Hood (Hood)
Time. Once upon a time
[1]Scene One
Inside Hood's cottage near the woods
Mother. (hands basket to Hood) My child, please take this pat of butter, fresh eggs, and a nice cake to your grandmother.
Hood. (puts on coat) I'd be delighted. (kisses Mother) Goodbye. (opens door, walks down path)
[2]Scene Two
A path through the woods; animals and flowers everywhere.
Wolf sneaks onstage.
Hood. (slows and sits on a stone) I'm hungry.
Wolf. (sneaks up behind Hood) Good day, little girl. Where are you going?
Hood. (sweetly) I'm going to my grandmother's.
Wolf. (slyly) Where does she live?
Hood. Just inside the woods. You can see her cottage through the trees.
Wolf. Oh, yes. I think I know the house....Well, goodbye now.
(Wolf turns and runs off stage; Hood slowly walks down path looking at flowers and animals)
[3]Scene Three
Grandmother's cottage
(Wolf raps gently on the cottage door)
Grandmother. (in bed feeling poorly) Is that you, darling? Pull the string and the latch will fly up.
(Wolf opens the door, walks in, springs on the bed, and gobbles up Grandmother. He closes the door, gets into bed, and puts on Grandmother's nightgown and cap.)
(Hood raps on the door)
Wolf. (harshly) Is that you, darling? Pull the string and the latch will fly up.
Hood. (opens door, walks in, sets her basket on the table, and goes to bedside) Why, Granny, what big eyes you have.
Wolf (tries to imitate Grandmother's voice) The better to see you with, my child.
Hood. Oh, Granny, what a great long nose you have.
Wolf. The better to smell with, my dear.
Hood. But, Granny, what great big ears you have.
Wolf. The better to hear with, my child.
Hood. Oh, Granny, what great...huge...teeth you have!
Wolf. (in his own voice) The better to eat you up! (Wolf starts to put his long sharp yellow fangs into LRRH when the door opens. Men with axes rush in and threaten the wolf who lets out the grandmother. They put the wolf in a cage, have some cake and tea, and then pick up LRRH in their arms.)
[4]Scene Four
Back at Hood's cottage
(Woodsmen carry Hood to Mother and Father's waiting arms.)
Mother, Father. (together; hugging Hood)Thank you so much for saving our precious little girl. We will not send her to walk alone in the woods ever again.
Incident Report
Investigating Officer:
I. M. Nosey
Once upon a time
Taken into Custody for Questioning:
Little Red Riding Hood, 246 Forest Edge Lane
Grandma Hood, 357 Wood Center Court
Big Bad Wolf, no permanent address
3 woodsmen, all named Woody, Cutter Lodge
Description of Incident:
[5]On a routine patrol, a girl known as Little Red Riding Hood was
seen leaving her residence carrying a suspicious basket. She
has been previously spotted carrying the same basket, with
purpose unknown. Officers trailed Ms. Hood at a distance as
she headed through the woods. Approximately one hundred
yards into the forest, Hood met Mr. B. B. Wolf. Mr. Wolf
has long been associated with questionable activities within
the forest, including stolen property and disturbing the peace
every full moon.
[6]Officers observed Ms. Hood and Mr. Wolf briefly exchange
words. Hood then followed along the main path, while Wolf
fled the scene quickly via a hidden path through the woods.
Officers attempted to pursue the fleeing Wolf, but were
unable to keep up.
[7]Most likely destination for Little Red Riding Hood was the home
of Grandmother Hood. Officers determined to go there and
observe further activities. When they arrived, the officers
observed through a window all but one suspect sitting
around a table laughing, sipping tea, and eating cake. B. B.
Wolf was silent, caged in the corner of the kitchen. After
awhile, the woodsmen picked up Ms. Hood and started for
the door. At this time officers entered the residence and
started questioning all suspects.
[8]Refer to the Interrogation Report for information about why the
suspects were laughing, what was in Hood's basket, why
Grandma Hood looked like she'd had a rough day, what
happened to the wolf, and why the woodsmen were at
Grandmother's cottage.
© Copyright 2017 The soul writter. All rights reserved.
Add Your Comments:
Nice story and funny illustration you have talent.
I just wanted to share with everyone a great website I discovered the other day. They offer downloads of classic fairy tales with fantastic images and entertaining narration and character acting. Not only do my kids love them, but I find them enjoyable as well. These timeless stories can be downloaded to computer or mobile device and they are very inexpensive. They gave me a coupon code to be shared. Enter 10off at download.
More Children Stories Scripts
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
by anna99Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Script / Children Stories
Poem / Poetry
Book / Fantasy
Book / Romance
Book / Fantasy
Booksie Popular Content
Other Content by The soul writter
Short Story / Action and Adventure
Poem / Poetry
Book / Action and Adventure


text:
Welcome to the website of unlock4all.com
We offer remote simlock unlocking for Motorola with the use of a code entered on the phone's keypad. The service is available for Alcatel Apple iPhone Asus AT&T BlackBerry Coolpad Dell HTC Huawei Kyocera Lenovo LG Microsoft Modem Huawei Motorola NEC Nokia Samsung Sony and ZTE.
How to remove a simlock?
1. Select mobile brand
2. Select phone model
3. Fill in and send the form
4. Make the payment
The simlock unlocking code for Motorola along with a manual will be sent to the e-mail address you provide in the order form.
Unlock » Motorola »
Step 2/4: Select the model:
What does remote unlocking stand for?
Based on the phone's data, such as: the brand and model, its IMEI serial number and the network of the service provider it is locked for, a unique unlocking code for Motorola is generated. After inputting the unlock code on the phone's keypad the simlock is disabled. The remote unlocking mechanism does not require any cables or additional software. Remote simlock unlocking is the simplest method of removing the SIMLOCK lock.
Is removing SIMLOCKS safe?
Disabling the simlock by entering a unique unlocking code on the phone's keypad is an option introduced by the manufacturer, hence - a checked, safe and efficient method. Our Motorola unlocking process is easy to use and simple. This is the same method used by networks and carriers.
Why does one disable a phone's SIMLOCK?
The limitation has been implemented in the mobile phone in such a way, that it can operate with SIM cards of only one specific service provider. Remote unlocking Motorola phone with the use of a code disables this protection and extends the usability of a phone, thus making it possible to use SIM cards of all networks' service providers from all over the world.
Most popular models of Motorola:» Motorola Nexus 6
» Motorola XT1541
» Motorola XT1527
» Motorola Droid Turbo
» Motorola Moto Z Play
» Motorola Droid Turbo 2
» Motorola Moto Z
» Motorola XT1068
» Motorola ATRIX
» Motorola Moto G4 Plus
Customer Comments
Daniel writes about Unlock Motorola XT1527:
Unlock codes works ok. Thanks
Jean Claude writes about Unlock Motorola Moto E 2nd:
I am very glad with the service, thanks
Bob writes about Unlock Motorola MOTO G 3rd GEN:
Code worked like a dream
marty writes about Unlock Motorola Moto E:
I highly recommend UL4all, for the price and fast response time. I will even do my 3rd phone soon. Both phones were done with ease, and all was as expected. I give UL4all, kudos for this most needed info.
Steve writes about Unlock Motorola Moto E XT1527 Telus:
No issues using the supplied unlock code :-) Thanks!
« view all comments


text:
(Chart, Equibase)
Sweettrickydancer earned the distinction of winning the first stakes race of 2003, taking Wednesday's $100,000 Tropical Park Oaks at Calder Race Course.The Kentucky-bred 3-year-old daughter of Green Dancer, owned by La Colmena Racing Stable, has now strung together four consecutive turf course victories, including two stakes. She won for the fourth time in seven starts. The $60,000 first prize gives Sweettrickydancer career earnings of $152,110.Trained by Rodolfo Garcia, Sweettrickydancer also scored in the Hollywood Wildcat Stakes, giving the Venezuelan Garcia his first stakes victory in the United States on Nov. 30."Today's race was a little easier on her than the last one (Hollywood Wildcat)," Garcia said. "She had four weeks for this and only two before the last one, but sometimes the condition book dictates your schedule. I actually ran her a little more as a 2-year-old than I would normally prefer, but it has worked out fine. Fortunately, the races for her now at Gulfstream are spaced well. If she is doing well, I would think you might see her next in the Herecomesthebride (Feb. 1)."Jockey Eibar Coa, who was aboard the filly for her three previous victories, kept her in the middle of the pack of 11 runners. The pace in the 1 1/16- mile race was set by Fencelineneighbor, with Edgar Prado in the irons, with longshot Spring Mint in stalking position.Going into the final turn, Sweettrickydancer picked up momentum while racing on the outside. At the top of the stretch, Coa, staying wide, seized the lead near the eighth pole. Devil at the Wire closed well on the inside to finish second, just three-quarters of a length behind Sweettrickydancer. Askforaraise was another neck behind in third.Sweettrickydancer covered the distance in 1:44 flat over a course labeled 'good.' She paid $9.00 for the win. "She's learning a little bit more every time she runs, said Coa. "Today I was able to get in between and go through horses. She allowed me to do that and by the half-mile pole I was in good position. At the quarter pole when I asked her to run, she gave me some more."


text:
Weekly merger, acquisition, deal update: April 5
This week Morrissey Goodale reported three deals in the United States and two international deals.
This week Morrissey Goodale reported three deals in the United States and two international deals.
M&A Transactions
Engineering and architecture firm Ross & Baruzzini (St. Louis, MO) acquired Macro Corp. (Chalfront, PA), a consulting, engineering and project management firm serving transportation, public safety and public utility clients and a former wholly-owned subsidiary of DNV KEMA Energy and Sustainability (Arnhem, the Netherlands. Link to details
Environmental engineering firm INTERA (Austin, TX) acquired 10-person Ocean Engineering Associates (OEA) (Gainesville, FL), an engineering consulting firm specializing in coastal engineering, sediment transport and hydrodynamic modeling. Link to details
Engineering and project management consultancy Barry-Wehmiller Design Group (St. Louis, MO) announced that the staff of industrial facilities design and program management company Iron Lighthouse Corp. (Fort Myers, FL) have joined the firm. Link to details
Leading engineering and architecture firm HDR (Omaha, NE) acquired 200-person Salva Resources (Brisbane, Australia), a global provider of technical and commercial services for mining exploration and investment. The acquisition includes both Salva Resources' exploration and mining consultancy and Salva Reports' commodity analysis group. Link to details
Global architecture and design firm RMJM Architecture (Edinburgh, Scotland) sold to investment company Duthus Investments (Edinburgh, Scotland). It is further reported that Duthus Investments will shortly change its name to RMJM Group Investments Limited. Link to details
Log in or create an account to submit your comment for this article.
- Events & Awards
- Magazine Archives
- Oil & Gas Engineering
- Supplements
- Salary Survey
- Blogs
- Digital Reports
- Survey Prize Winners
- CFE Edu
Annual Salary Survey
Before the calendar turned, 2016 already had the makings of a pivotal year for manufacturing, and for the world.
There were the big events for the year, including the United States as Partner Country at Hannover Messe in April and the 2016 International Manufacturing Technology Show in Chicago in September. There's also the matter of the U.S. presidential elections in November, which promise to shape policy in manufacturing for years to come.
But the year started with global economic turmoil, as a slowdown in Chinese manufacturing triggered a worldwide stock hiccup that sent values plummeting. The continued plunge in world oil prices has resulted in a slowdown in exploration and, by extension, the manufacture of exploration equipment.
Read more: 2015 Salary Survey


text:
Nearly 30,000 tourists are expected to visit the last great wilderness on the planet this year - more than triple the number that went a decade ago - despite increasing concerns over the impact of tourism on Antarctica's fragile environment and wildlife. Should this vast pristine land be left alone?
Jarrod Kyte of Peregrine Adventures (peregrineadventures.co.uk) runs four trips a year to Antarctica. He says his small cruise boat trips, which carry about 100 people and adhere to strict guidelines for sustainable tourism, are a powerful way of educating about the region's environmental issues: "Once people have been to Antarctica they come back as vocal advocates for the place, for the albatross and for measures to combat global warming."
However, Dr John Shears, an environmental expert at the British Antarctic Survey, says such arguments cannot be applied to the large cruise ships. This year, the Golden Princess is due to sail into Antarctica's waters with 2,800 passengers on board.
"On the smaller boats, where there are lectures on geology and science, passengers feel a sense of ownership of what is going on in Antarctica," says Dr Shears. "That is less likely to happen when you're on board a huge cruise ship."
He recommends travellers book with a member of the International Association for Antarctic Operators (iaato.org), which sets guidelines that ensure environmentally sound travel.
As well as Peregrine Adventures, other UK-based IAATO members include Journey Latin America (journeylatinamerica.co.uk) and Wildwings (wildwings.co.uk).
· To ask a question or offer advice, email email@example.com.


text:
December 30, 2013 The Word I read was clear: verses like "The LORD is faithful in all his words and kind in all his works." (Ps 145:13), "Note the kindness of God" (Rom. 11:22). The songs I listened to were clear: "his heart is kind" ("10,000 Reasons,"), "His helping love no limit knows, Our upmost … Continued
Highlights of the New CEP Website
In trying to accomplish our new purpose—to connect and equip those who serve the church in discipleship ministry—the updated CEP website has much to offer ministry leaders and church volunteers. Below are two sections of our website we think will be very useful as you develop your ministries: (1) Ministries, and (2) Ministry Toolbox.
Love Came Down at Christmas
December 23, 2013 Love came down at Christmas, Love all lovely, Love Divine, Love was born at Christmas, Star and Angels gave the sign. These words from a Christmas carol by Christina Rossetti capture the message of 1 John 4:9: "In this the love of God was made manifest among us, that God sent his only … Continued
CEP Names Next Women's Ministry Coordinator
Christian Education and Publications (CEP) has named Karen Hodge as the next women's ministry coordinator for the PCA. Hodge assumes the position on Feb. 1, 2014. She is the fourth woman to fill this position, building on the foundation laid by Georgia Settle, Susan Hunt, and Jane Patete. Hodge is a member of Naperville Presbyterian … Continued
An Increasing Joy
December 16, 2013 "But he was a tight-fisted hand at the grind-stone, Scrooge! a squeezing, wrenching, grasping, scraping, clutching, covetous, old sinner! The cold within him froze his old features, nipped his pointed nose, shriveled his cheek, stiffened his gait; made his eyes red, his thin lips blue; and spoke out shrewdly in his grating … Continued
Gospel Parenting Conferences
ABOUT: One of our conference training tracks is focused on Gospel parenting because of our conviction that as we train our children in the church we must come alongside our parents giving them all the tools that they need for discipling children in the home. This may be something you would want to provide for … Continued


text:
An integrated production-inventory system in a multi-stage multi-firm supply chain
We first generalize a number of integrated models with/without lot streaming and with/without complete backorders under the integer-multiplier coordination mechanism, and then individually derive the optimal solution to the three- and four-stage model, using algebraic methods of complete squares and perfect squares. We subsequently deduce optimal expressions for some well-known models. For our model, we check that the optimal solution, which is algebraically derived, is a global one. We present three numerical examples for illustrative purposes. We finally suggest some future research work involving extension or modification of the generalized model.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.
Volume (Year): 46 (2010)
Issue (Month): 1 (January)
Pages: 32-48
|Contact details of provider:
| Web page: http://www.elsevier.com/wps/find/journaldescription.cws_home/600244/description#description
|Order Information:
| Postal: http://www.elsevier.com/wps/find/journaldescription.cws_home/600244/bibliographic
Web: http://www.elsevier.com/wps/find/journaldescription.cws_home/600244/bibliographic
No references listed on IDEAS
You can help add them by filling out this form.
This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.
When requesting a correction, please mention this item's handle: RePEc:eee:transe:v:46:y:2010:i:1:p:32-48. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Dana Niculescu)
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If references are entirely missing, you can add them using this form.
If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.
Please note that corrections may take a couple of weeks to filter through the various RePEc services.


text:
(Corrects to say investments reduced to around, not by, $6 billion)
SAO PAULO, Dec 1 (Reuters) - Brazilian miner Vale SA said in a Tuesday presentation that the impact of the Samarco dam burst could be $443 million in 2016 and that it planned to reduce investments to around $6 billion next year.
Vale also said it expected to produce between 340 million and 350 million tonnes of iron ore in 2016, an amount that could increase to between 380 million and 400 million tonnes in 2017 and to 420 million and 450 million tonnes in 2020. (Reporting by Gustavo Bonato and Caroline Stauffer; Editing by Lisa Von Ahn)


text:
Reverence | When Darkness Calls
by John Kindred
Staff Writer —
Reverence, metal's latest band to emerge from the Motor City, Detroit that is, have released their debut album When Darkness Calls on Razor Ice Records. The group was founded in 2010 by Toyko Blade guitarist Bryan Holland and vocalist Todd Michael Hall, who also is the current front-man for Jack Starr's Burning Star. Along for the ride with Holland and Hall are fellow band-mates guitarist Pete Rossi, drummer Steve Wacholz and bassist Frank Kruckel.
Branding the band name as Reverence which by definition means "the respect or devotion that others show somebody or something," would lead one to believe that their intention was to pay their respect to the "metal" genre by delivering their own unique brand of it. With each band member having played a part in some well-respected groups during their careers; Savatage, Toyko Blade, Crimson Glory, etc., one would expect this theory to hold true.
When Darkness Calls features 11 songs and while the band describes themselves as a Power Metal outfit the music is closer to traditional heavy metal and thrash metal. Really, Reverence falls more into the New Wave of Traditional Metal genre. Holland and Hall songwriting partnership and collaboration has certainly produced some blistering metal anthems. Hall who is known for his 4 octave vocal range is operating at full throttle. For those that have heard his voice on Harlot and Burning Starr CDs, Hall's really pushes the upper levels of his vocal range. Co-conspirators Holland and Rossi light up their fret-boards and when you throw in the rhythmic pulse provided by Wacholz and the rumbling bass of Kruckel you have white hot metal meltdown.
So with the screaming guitars and double bass fury the band rips through When Darkness Calls with calculated reckless abandonment. "After The Leaves Have Fallen" is the only song on the CD that could be considered a ballad, still it has plenty of metallic overtones. The remaining 10 songs are ferocious heavy, metal anthems. Holland and Rossi lay down some very heavy rhythmic grooves providing Hall the perfect soundboard to overlay his wicked vocals over. Their guitar solos demonstrate fluid, flashy, and speedy riffs and phrasing emphasizing their command of their instruments. The overall production gives all the instruments the space needed to heard and all blend together seamlessly.
From the opening title track to the final note struck on "Vengeance Is Mine" this is a 49-minute journey worthy of praise. Holland, Hall, Rossi, Wacholz and Kruckel reverence for metal has clearly delivered a sonic achievement that pays homage to the genres of; heavy, thrash and power, and delivers in all phases of execution.
Genre: Heavy Metal, Thrash Metal, Power Metal
Todd Michael Hall (v)
Bryan Holland (g)
Steve 'Doc Killdrums' Wacholz (d)
Pete Rossi (g)
Frank Kruckel (b)
Track Listing:
1. When Darkness Calls
2. Bleed For Me
3. Phantom Road
4. Devil in Disguise
5. Too Late
6. Gatekeeper
7. The Price You Pay
8. Monster
9. Revolution Rising
10. After The Leaves Have Fallen
11. Vengeance Is Mine
Label: Razar Ice Records
Web: http://reverencemetal.com/2011/index.html / https://www.facebook.com/Reverencemetal
Hardrock Haven rating: 9/10


text:
Los Angeles, CA (Sports Network) - Stephen Fife worked seven scoreless innings as the Los Angeles Dodgers downed the Philadelphia Phillies, 6-1, on Sunday.
Fife (3-2) scattered four hits and struck out five to pick up his second win in as many starts.
Yasiel Puig went 4-for-5 with a double, triple and two runs scored and A.J. Ellis went 3-for-4 with an RBI for the Dodgers, winners in eight of their last nine games.
Adrian Gonzalez, Hanley Ramirez and Matt Kemp also drove in one run apiece in the win.
Kyle Kendrick (7-5) gave up four runs on 10 hits over six innings to absorb the loss.
Original Document:
Display Section:
MLB Teams:


text:
At Gemvara, we believe that the jewelry you wear should be as unique as you. Every beautiful Gemvara yellow gold princess quartz jewelry design will be made just for you. It's jewelry for all life's occasions, from an engagement or graduation to your own personal milestones and celebrations. Gemvara uses only the highest quality materials to craft your yellow gold princess quartz jewelry with meticulous attention to detail. Our precious metals are recycled or responsibly mined. Quartz is the largest gem family, from purple amethyst to golden citrine and even onyx. This chameleon gem was the treasure of the ancient world, beloved by kings and queens. Today quartz is affordable and available and a favorite of jewelry designers. Princess cut gemstones have the brilliance of a round gemstone with the modern geometry of a square shape. The most popular fine jewelry alloy, 14-karat yellow gold is 58.5% pure gold. It is the most durable gold recipe with a classic golden glow. Our wide selection of yellow gold princess quartz jewelry by Bijoux & Bijoux, Randy Dixon, Ruzanna Davtian, and other talented designers means you can find rings, earrings, and necklaces that are exactly your style. You can also shop by style, choosing our Contemporary, Statement, or Featured Collection Collections. When our work is done and you open that box, you'll see your design is even more beautiful when brought to life in the finest precious materials.
We can help right away. Chat with a jewelry expert now!


text:
"Very Nice" (E6116)
"Great product and price" (E17256)
"Ogio makes some of the most stylish bags and the All-Terrain did not disappoint. The construction seems very sturdy and the compartments are well thought out and pretty simple. Having said that, it is a pretty large gym bag and is a bit heavier than I personally prefer. Just pay close attention to the bag dimensions and weight when ordering." (E16437)
Epic Sports
We're sorry but there were no products found for the specified criteria.


text:
Read reviews about theatre and musicals across the UK and Ireland. Whether you're on holiday, a business trip or it's the town where you live, don't miss the best theatres and musicals . Search our Theatre and Musicals National category by country, country region and city or town. Compare consumer reviews, services, prices and more. Use dooyoo - be informed about the UK and Ireland! You can also add your own opinion about a British or Irish theatre / musical you've been to.ut the UK and Ireland!
Each year we welcome audiences of over one million from all around the UK.
* Prices may differ from that shown