text:
USA TODAY and New York Times bestselling author Lauren Dane is known for her sexy, heartfelt and memorable romances that grace the keeper shelves of her legion of devoted fans. Her latest, hot new erotic romance, The Best Kind of Trouble, released this week and is book one in the Hurley Boys series. This is rock-star heart-throb Paddy and librarian Natalie's story, and readers can look forward to a small-town romance with a lovers-reacquainted theme.
Lea: Welcome to HEA, Lauren!
You are an extremely prolific and versatile author having written sensual and erotic contemporary romance, fantasy, an erotic science-fiction romance series, paranormal romance, and urban fantasy. A number of your contemporary romance series are small-town and family-based, i.e.: Chase Brothers, Brown Family, Petal Georgia (which focuses on the Murphy family). As well, your paranormal romance series Cascadia Wolves is about the Warden family. Now we have the Hurley Boys. Do the ideas for your series come to you as a family or is it a single character that inspires your stories and the siblings work their way into the picture?
Lauren: Thank you so much for having me today!
I have a pretty busy brain, so I have lots of ideas. The key for me is not just having an idea, but being sure I can execute that idea for those characters/that storyline and do it justice.
I love writing series. It's a way for me to write what is essentially my version of a family saga and following these characters over a period of time to watch them grow and change. As far as series vs. character inspiration, it depends on the character and the book. Laid Bare, which ended up being a five-book series with two spin-offs, started out as a book about Erin. But I knew from go the Hurley Boys series would be a trilogy.
So, the long answer is: It depends!
Lea: What is it about small-town settings that appeal to you as a writer?
Lauren: I love to write settings as characters, which is easier with a small town or a city like Seattle that I know and love so well. I love being able to settle into that setting, and I've found, having spent a lot of time in small towns my whole life, they're easy for me to bring to life around my characters and story. I derive a lot of satisfaction and creative inspiration from a small town. Many of my touchstone memories growing up came from family events in small-town central California and across the South where I have family. My grandparents, all of them, lived in small towns, my parents grew up in small towns, etc.
So for me, they feel like a place to write family-oriented books because I already have such a connection to the setting.
Lea: You often address women's issues in your books and as with Natalie's background in The Best Kind of Trouble, you empower your heroines. Another example is societal structure in your futuristic novella All That Remain:
Over four centuries this has created a culture that values and respects women with near reverence.
Sounds like Shangri-La to me! 😉
Women's issues are obviously near and dear to your heart and it comes through in your writing. You do empower your heroines in that they have often lived in difficult circumstances; they tap their inner strength to improve their lives. Do you hope to show that empowering women would benefit society?
Lauren: I write what I want to read. A character who doesn't grow, whose life merely happens to her, I'm not interested in that person. I don't want to read her or write her.
Do I want to write a character who has risen from the ashes of something and becomes something else? Something stronger? Yes. I do. I know so many amazing, powerful and fascinating women who span such a wide range of experience I just feel like it's absolutely unnecessary for me to write a doormat heroine. Or a hero who'd treat his partner like a doormat, for that matter.
My female characters have positive, loving relationships with other women. They don't slut-shame or browbeat. But they hold one another accountable. They have high standards for themselves and their friends. Those are the women I want to write about (and read about).
Lea: It's evident music is a major part of your writing process. You often talk about what you are listening to on Twitter. Songs and a few lyrics are part of the prose in The Best Kind of Trouble. Is music a source of inspiration for you, Lauren, particularly in the case of the Hurleys, because the brothers founded and play in a highly successful rock band? Or is it a case of you finding music soothing while writing?
Lauren: I love music. I've loved music from a very early age, and I listen to it pretty much constantly, especially when I'm writing. A musical track list can help me keep a certain mood or feeling when I'm working. It can also really be key in getting back into the project even after I've had to put it aside to finish up something else.
To me, what sort of music a person listens to and enjoys is as important in the character sketch as hair color, what their job is and where they live. Certainly I think a character who is a musician makes this even more important
Lea: I have to thank you because I've tried a number of the new-to-me songs you list, and they've made it into my favorite track lists. : )
Lauren: That's so cool! Thanks for telling me that. Being complimented on music recommendations is like being complimented on my shoes.
Lea: The sexy Hurley men were introduced in Lush, which is one of the books in your Delicious series. Please tell us about the Hurley family and The Best Kind of Trouble.
Lauren: The Best Kind of Trouble is the story of Patrick — Paddy Hurley and Natalie Clayton. On the surface, the sexy lead singer of a hypersuccessful rock 'n' roll band and a control-freak librarian might seem like opposites, but where it counts they're very similar.
They had a fling a dozen years before the story opens. She's moved past the out-of-control young woman she was back then and has a life she's worked very hard to build for herself. He's wild and vibrant and definitely a poster boy for out-of-control so he's got to learn a lot about himself as well as her. And she needs to do the same.
It's a story not only about falling in love, but working to stay there.
The Hurley family came out to the Northwest when their four sons were young boys. They bought a piece of land and worked it, turning it into a successful ranch while they built the family home. Later, those boys, wild and full of energy, started to play music and formed a band.
They're very close. Loyal. They're prone to fist fights and wild living, but they always have one another's back.
Lea: Do you feel it's important for Lush to be read before The Best Kind of Trouble and the upcoming books in this series?
Lauren: While The Best Kind of Trouble is set in a shared world with my Brown Family and Delicious books, it's not necessary to have read any of those other books first. The book is set in another state, and I build the world of the ranch and all those Hurleys apart from the other books.
There are Easter eggs in the books with little glimpses of older characters, but it's not anything that would hinder new readers at all.
Lea: Paddy copes with fame and fortune well; he's well grounded, self-confident and charismatic. Would you say he is a hometown boy at heart Lauren?
Lauren: Paddy is most definitely an archetype of the small-town boy done good. He wasn't a football player, didn't get a scholarship. In fact, they all barely even graduated high school. But he's taken what he was good at, what he loves and he's made it into a career. Something he's passionate about.
He's a charmer.
Lea: The Best Kind of Trouble has a lovers-reacquainted theme. Natalie and Paddy enjoyed a very hot fling when they were young and pretty wild. When they cross paths again, Natalie is still very attracted to Paddy, but why does she consider him trouble and resist getting involved with him again?
Lauren: Natalie was a different person when she and Paddy had their fling a dozen years before. She was still very much out of control then. Part of her doesn't like to look back at what she was, the mistakes she made. She sees him as connected to that, to a time when she was weak and without a lot of structure and stability in her life and that freaks her out.
Lea: I loved the boys' mother, Sharon, who is the matriarch of the Hurley family in the truest sense of the word. She is awarded a major (and standout) secondary role in the story. Sharon isn't a "mommy dearest" by any stretch of the imagination. The boys love her dearly and respect her, but they also fear her wrath. Lol Please tell us more about Sharon and her influence on the family.
Lauren: Thank you! I really do love writing her. Sharon Hurley is a fierce, smart woman who handles four pretty wild boys and managed to get them into adulthood alive and successful. She's honey-badger tough, especially when it comes to her family.
She has always known her sons were special, even when they were getting kicked out of school or had landed in jail. She can, and does, kick their behinds when they need it. They exasperate her. But she loves them. She loves the fact that she and Michael raised them together.
Lea: So what comes next for the Hurleys, and how long will we have to wait for book two?
Lauren: Book two, Broken Open, is Ezra and Tuesday's book, and it's out Nov. 25! Just a few months from now.
Lea: What other new series and new novels can we look forward to coming from the desk of Lauren Dane?
Lauren: Next year, in addition to the Hurley Boys series ending with Back to You (Vaughan and Kelly's book), I'm starting a brand new series called Ink and Chrome. It's set in a Seattle-based custom build and restoration shop. The first book, Opening Up, is out in June of next year.
Lea: Thanks so much for visiting HEA today, Lauren. It was lovely to chat with you.
Lauren: Thank you so much. These were fantastic questions!
Find out more about Lauren and her books at www.laurendane.com.
Lea Franczak cannot remember a time when she didn't have a book in her hand. She's read and enjoyed multiple genres but is especially partial to contemporary and erotic romance, dark gritty romantic suspense, paranormal romance and has recently become a New Adult junkie. Lea has been blogging and reviewing since 2008 and is active on Goodreads. Lea is also HEA's Tweeter Extraordinaire. Follow HEA on Twitter (@HEAusatoday).


text:
New Delhi, (DHNS): The government has collected more than 1.5 tonnes of temple gold under the Gold Monetisation Scheme (GMS), which is in force for a little over six months. The government plans to tap an estimated 20,000 tonnes of gold lying idle with households, temples and trusts in India.
"GMS was launched on November 5 and it is too early to make an assessment of the impact of the scheme on the imports of gold," Minister of State for Finance, Jayant Sinha, informed the Lok Sabha on Friday in a written reply. He said that India mobilised 1,512 kg gold under the scheme.
He said there was a considerable reduction in the quantum of gold imports during the last six months, as compared with gold imports during 2014-15.
The gold monetisation scheme is aimed at reducing demand for gold in its physical form and pulling it out into the financial system for productive use.
The scheme provides for depositing gold in any form with banks for a period of one to 15 years that will earn interest while redemption will be at the prevailing value at the end of the tenure.
Under the monetisation scheme, banks are allowed to sell gold deposited with them to jewellers to boost domestic supply and cut reliance on imports.

subset: commoncrawl


text:
The Wildwoods were voted the number one beach in New Jersey, once again. It's an honor the stretch of the Jersey Shore is no stranger to. North Wildwood, Wildwood, and Wildwood Crest vacationers voted online in a contest that combines their votes with scientific analysis of the sand and water. NBC10's Cydney Long talked with people who agree: The Wildwoods are #1.
Published at 3:47 AM EST on May 25, 2012


text:
Desire Liquid Matte Lipstick
$ 15.00
Item is coming soon.
Introducing our new diamond inpsired packaging! Our new bottles hold more product than our original packaging.
This revolutionary formulation of lip product makes our matte liquid lipsticks an absolute must have. Applies like smooth silk and dries to a velvety matte, long lasting finish.
- Pigment rich
- Smooth application with a matte, velvety finish
- Long lasting
- 7ml/0.23 US fl oz


text:
Bangladesh Islamists Battle Riot Police
Stun grenades and gunfire rocked the Bangladeshi capital Dhaka on Sunday as police battled Islamist protesters, who set fire to shops, vehicles, and the state-run news agency office. Up to half a million Hefazat-e-Islam supporters gathered in the city calling for the adoption of blasphemy laws in the country, including the death penalty as punishment for those who insult Islam and the Prophet Muhammad. Police battled protesters with tear gas, rubber bullets, and crude bombs, leaving at least four dead and scores more injured. The protest was unrelated to the recent factory collapse that killed hundreds and sparked unrest in the country.


text:
Accredited Online Fitness Courses
Become a Nationally Accredited Fitness Trainer with an Online Course. A Cert III in Fitness is $499, Cert IV in Fitness is $699 or Get a Diploma in Fitness for $799 (Valued Up To $3,000)
- About
- Fine Print
the offer
Kickstart a rewarding new career in the healthy and fitness industry with a nationally accredited online course from Sand Goanna Institute
Certificate III in Fitness (SIS30315) for $499 (value $2,000)
(Must hold current first aid and CPR certificate)
Certificate IV in Fitness (SIS40215) for $699 (value $2,500)
(Must hold current first aid and CPR certificate + Cert III in Fitness or recognised competency certificate)
Diploma in Fitness (SIS50215) for $799 (value $3,000)
(Must hold current first aid and CPR certificate + Cert IV in Fitness + one year industry experience)
Learn to provide clients with helpful information, programs, nutritional advice and more
Each course is a Nationally Recognised Qualification. Follow each course link above for more information
Online construct means you can study at your own pace from your home or office
Receive 12 months of access to course materials
Get set to work in the health and fitness industry with a fully accredited course from Sand Goanna Institute. Forge your new path as a personal trainer, swim instructor or program coordinator and enjoy rewarding work in various settings including gyms, pools and community facilities.
Learn to train individual clients, plan and evaluate training, provide leadership and so much more. Plus you'll also become equipped with the knowledge to monitor and manage business activities for efficiency and profitability, giving you the best chance at financial success!
What We Like
Join over 3,800 fit followers on Facebook
'Round-the-clock tutor support is just a click away
Check out the 'Fine Print' tab to see all terms and conditions that apply to this offer
The Fine Print
Enjoy by 1 December 2016
Online redemption required - individuals must have access to a computer and internet connection in order to complete the course
Purchase unlimited vouchers
Maximum of one voucher per enrolment/redemption
All services must be used by one customer
Course needs to be completed within 12 months from the date of enrolment/redemption
Self-paced course so you can study at your own pace!
Those with industry experience may be eligible for Recognition of Prior Learning (must complete an RPL kit to receive any RPL)
To complete the Diploma of Fitness, you must be working in the fitness industry
To complete your Certificate III you must complete the additional unit HLTAID003: Provide First Aid. This unit of competency is not included. There will be an additional cost associated with this unit if you decide to complete it. For further details about HLTAID003: Provide First Aid please contact Sand Goanna Institute
To purchase the Certificate IV in Fitness option, you must hold a valid Certificate III in Fitness
To purchase the Diploma of Fitness option, you must hold a valid Certificate IV in Fitness and HLTAID006: Provide Advanced First Aid
Prerequisites exist for the Cert IV and Diploma courses – see http://sandgoanna.com.au/shop/training_courses/fitness/sis40215-certificate-iv-in-fitness/ and http://sandgoanna.com.au/shop/training_courses/fitness/sis50215-diploma-fitness/
Applicants must have reading and writing ability in English equivalent to year 10 - check your LLN Status heresafework.com.au
No refund policy once enrolled
Training is presented by Sand Goanna Institute and Qualifications are issued by RTO: 32143 Sand Goanna Institute & RTO: 31486 Sand Goanna Australia, under a wholesaler arrangement. This course is a Nationally Recognised Accredited Course throughout Australia under the Australian Qualification Framework (AQF)
This course is a Nationally Recognised Qualification throughout Australia under the (AQF) Australian Qualifications Framework
For FAQ please click here
Not valid in conjunction with any other offer and not redeemable for cash
Redemption instructions can be found on your voucher
For any enquiries please contact Sand Goanna Institute on 1300 266 730 or firstname.lastname@example.com
Expand Help
+Can I form a business partnership with Ouffer?
We're always happy to hear from business-owners, or people who believe a business (of any kind) would benefit from our hugely powerful marketing platform, or from others interested in forming a business partnership of any kind, from all over the world.
In order to enquire about getting a business featured on Ouffer, please send an email to email@example.com, with the following details...
- Business Name
- Location
- Website
- Contact Phone
- Best Time to Call
- Catalogue (if applicable)
- Product(s) (if applicable)
For other proposed business partnerships, please email us at firstname.lastname@example.com with some more information about your proposition below and we will be sure to get back to you very soon.
We look forward to hearing from you!
Not found what you are looking for? Submit an enquiry
+Can I work at Ouffer?
Ouffer is always looking to add new talented people to our fantastic team! Please check our Jobs page for any current vacancies. Alternatively, just send your CV/Resume to email@example.com along with a brief cover letter and we will be sure to get back to you in due course.
Not found what you are looking for? Submit an enquiry
+Can I use a voucher after it has expired?
Voucher redemption is at the discretion of the business providing the service or product. Most businesses tend to enforce the validity terms of the voucher and often are not able to extend past the validity date. We always prefer if our members can use their voucher at any time, but unfortunately, redemption after expiry is purely at the discretion of the business.
Please note, many businesses book out prior to the voucher expiry - we suggest making a booking at least four weeks prior to the end of the validity period (and if you're trying to get a booking for a popular time, like a weekend, the booking should be made as soon as possible. The earlier you book, the more likely it is that you will get your preferred booking time!)
It is very rare for Ouffer to issue a refund in cases where the voucher has expired. Most offers have a redemption period of at least 3 months, which is usually plenty of time for all purchasers to use their voucher. In any case - the expiry date of each offer is clearly stated in the "Fine Print" section of the offer page, and it is the responsibility of the purchaser to ensure that they have availed of the offer before this date!
Not found what you are looking for? Submit an enquiry
+How can I resolve an issue with a past/present offer?
Please note that Ouffer is the medium through which businesses feature their services, and cannot be held responsible for the services provided by such businesses. If you have a complaint about a featured business or the service that they have provided, the first step should be to contact the business directly. They may be able to take steps to resolve the situation, which will usually be similar to steps taken when dealing with any customer complaint.
You will be able to find contact details for the featured business on the offer-page. Other conditions (such as the expiry date) can be found in the "Company" section of the offer-page.
Alternatively, you can ask the Ouffer Customer Experience Team and we will get back to you as soon as possible.
Please note, it is really important whenever making a refund request to provide very detailed and accurate information - if any information provided is false, we will not be able to provide a refund to you.
We always provide a credit or refund when a business is no longer operating and you have a valid voucher. You can find our Refund Policy at http://experiences.ouffer.com/refund-policy-adma for further information.
If you would like a refund for any other reason, please let us know via email to firstname.lastname@example.com. Our support team will always do their best to assist.
Not found what you are looking for? Submit an enquiry
+How can I resolve an issue with a product I purchased?
If you've purchased a product that you redeemed directly with a vendor, the first step is to try to contact them - their details should be on the voucher.
If you the vendor isn't getting back to you, or if you've purchased a product that was shipped directly to you without the need to redeem your voucher, please let us know exactly what the difficulties you have are by email to firstname.lastname@example.com and we'll do our best to help!
We are only able to offer refunds in cases where items are faulty, damaged or incorrectly advertised.
Not found what you are looking for? Submit an enquiry
+How can I unsubscribe from receiving your emails?
If you would like to unsubscribe from receiving emails from Ouffer in future, please go to My Account and then click on My Subscriptions.
On that page you can choose exactly what emails you want (you can even choose to receive an email once a week, instead of every day) or you can unsubscribe from all our emails in just a few quick clicks!
Not found what you are looking for? Submit an enquiry
+How do I buy an offer?
Firstly, make sure you are signed up!
Then, after logging in - click 'Buy Now' towards the top-right of the offer page. On the next page, you will be asked to confirm the quantity of vouchers that you wish to purchase (if you're using credits to purchase, this is where you can select how much credit you want to use).
If you're buying a product, you may also be required to provide your Postal Address, or your choice of redemption location. Always make sure you enter the correct address for delivery.
Once you've done all that, you can then go ahead and click "Complete My Order" towards the bottom of the page. The number of credits selected (if any) will be deducted from the cost of the voucher, and the corresponding number of credits removed from your account.
Follow the on-screen instructions from here - you can pay via a registered PayPal account, or using your credit/debit card.
As always, if you you have any questions at all, please don't hesitate to contact us at firstname.lastname@example.com.
Not found what you are looking for? Submit an enquiry
+How do I locate my voucher?
After you buy a voucher, you'll get an email with a link to download (and print) your voucher. Unfortunately, some mail servers automatically transfer our emails to your 'junk' mail box.
(If you haven't been getting our emails, it's also a good idea to make sure that you added us as a 'safe sender' to make sure our emails aren't going to your junk box!)
But, you can also actually log into your account and print the vouchers off whenever you like! Here's how:
- Sign into the site,
- Hover over "My Account" at the top-middle of the screen.
- Choose "My Ouffers" from the drop-down menu.
- Choose "All" towards the top-right corner of the screen.
- Click "View/Print" next to the voucher you need to view/print.
Instructions on how to redeem the voucher will be contained on the voucher itself.
Things to keep in mind:
Lots of our members have more than one email address – if you log into your account and you can't find your voucher, you may have used a different email address to purchase – for example your work email or your personal email address. Try all the email addresses you have and if you still can't find it, let us know.
If you used PayPal to purchase, what happens is that a new account will be created using your PayPal email address. If your login email for PayPal and Ouffer are the same then there won't be any problems, but if you use a different address for PayPal, a new Ouffer account with that PayPal email will be created. Your voucher will be placed in that account.
If you purchased a voucher and it isn't showing up, the next step is to check your credit card statement (on-line if you have access!). If there is a charge there, please send an email right away to Ouffer so the team can investigate it for you. Please include as much detail as possible to help us assist you as quick as we can.
Not found what you are looking for? Submit an enquiry
+How do I refer a friend?
In order to refer a friend to Ouffer, you just need to…
First log in to Ouffer! After logging in, in the top corner of the page, there is a link which says "Invite Friends, get $5". You will then be taken to a page that provides personal "referral link". You can copy and paste this link into an email to all of your family and friends (or even use the Facebook and Twitter sharing buttons). If any of your friends sign up to Ouffer, we'll give you $5 credit as soon as they make their first purchase.
If you have any questions about referring friends, please email us at email@example.com.
Not found what you are looking for? Submit an enquiry
+I've booked my travel dates with the hotel - am I able to change them?
Most of our hotel partners allow one change of date, however, that will depend on the hotel's cancellation policy (and how far away your booking is). If your booking is for tomorrow, it is unlikely you will be able to change your travel date, however, if your booking is six months away, most hotels will accommodate a change of date. Some hotels may charge a small administrative fee for any chances (at their own discretion).
We're more than happy to assist where we can, but any date requests need to be made with the hotel directly.
Not found what you are looking for? Submit an enquiry
+I bought a gift voucher, how do I find it?
At the end of the offer, we will send a link to download the gift voucher – exactly like a normal voucher. You can send the voucher as a PDF to the lucky recipient, or you can print it off and combine I with a card if you prefer!
To find your gift vouchers you just need to log on to Ouffer and then click on the "My Account" link, which appears once you have signed in, and select My Ouffers.
Once you've logged in you will notice several tabs, 'Active', 'Used', 'Offered', 'Expired' and 'All' If you click on Offered you'll be able to see any gift vouchers you've bought!
Not found what you are looking for? Submit an enquiry
+I bought an offer - what do I do now?
You will find instructions on how to redeem the offer on the voucher itself. Depending on the offer you've purchased, you may need to contact the featured business to make a booking - contact details will be provided on the voucher. You may also find them in the "Fine Print" or "Company" section on the offer page, along with any other conditions relevant to that particular offer.
Your redemption code is the code printed at the top of your voucher - in almost all cases, you will need to give this code when redeeming the offer you have purchased - this is so that our partners can verify that the voucher is valid and provide you with the service advertised.
Not found what you are looking for? Submit an enquiry
+I can't use my voucher any more - can I give it to someone else?
Yes, your vouchers should be fully transferable (unless the terms of a specific offer state otherwise). So long as you haven't used part of your voucher, you can give it to a friend or family member. If you've had part of a treatment or service, you aren't able to give the voucher away though.
If a voucher has expired, it unfortunately can't be used by anyone.
Whenever you buy a voucher which needs a booking, always be sure to book well in advance of the expiry - the earlier the better. Just to make sure no one misses out, most vouchers will need to be booked between two and four weeks before their expiry.
Not found what you are looking for? Submit an enquiry
+Is Ouffer a secure site?
Ouffer is fully secured by Verisign, the highest level of security a website can have. All financial details are passed directly on to our merchant processor, so not even our staff have access to any credit card details.
Not found what you are looking for? Submit an enquiry
+I want to speak to someone, who do I contact?
If you need our help for any reason, please don't hesitate to contact us at firstname.lastname@example.com so one of our Melbourne and Sydney based team can help you!
In order for us address your issue as quickly as possible, please try to include the following (where possible):
- The email address you have registered your account with
- Your voucher/redemption code
- The name of the service-provider/business for which you purchased your voucher
The above information will enable us to provide you with a much quicker response!
We like to try to reply to any enquiry as quickly as possible. Our support team are based in Sydney and Melbourne, working between 9.00am and 8.00pm AEST. If your contact us outside those hours, it may take us a bit longer to reply.
In the event that you have attempted to contact us and you haven't got a reply after 2 business day, it's possible that your email didn't make it through to us for some reason - we will never not reply to an email.
If this happens, please try to send another email from a different email address to email@example.com.
Not found what you are looking for? Submit an enquiry
+My Password isn't working - What can I do?
If your password doesn't work, you can get a new one by clicking on the "Forgot Password" link underneath the login box.
You should get an automated email sent to you – if that doesn't work, it probably means your email account may be blocking our emails! First thing to do is to check your junk mail box and there should be an email in there. If there is, please add us as a safe sender.
If you can't find an email from us, just send us a quick email to email@example.com and our team will be able to help out and create a new password for you!
Not found what you are looking for? Submit an enquiry
+What does the 'Mark as Used' Button do?
The 'Mark as Used' button allows you to move your used vouchers to the Used section. That way, you can check exactly what vouchers have yet to be used.
It's pretty handy when you've bought a few vouchers for one place but don't use them all at once. You can check your used vouchers by clicking on USED Vouchers and also, if you click Mark as Used by mistake, you can bring the voucher back by clicking on Mark as New – good as new!
Not found what you are looking for? Submit an enquiry
+What is credit, and how do I use it?
If you are using credits for your entire purchase, you won't need to enter any credit card details - you can just ignore the box.
If you are using credit for part of the purchase, you will need to use a credit card to 'top up' the purchase. For example, if you have $15 credit stored up, and you are buying something that costs $100, you would just need to pay the $85 top-up amount from your credit card or PayPal account.
Your credits will expire 365 days after they have been granted, although this doesn't apply to specific promotions which state otherwise.
Your credit is personal to you, so you can't give it away - but you can buy a voucher for someone as a gift using your credit.
If you look at your bank statement right after a purchase, you may notice more than one charge on there (usually, there will be the full amount and the amount less the credit on your statement).
That is an unfortunate requirement of the banks – we haven't really charged you twice! The charge you noticed for the full amount is what banks call a 'pre-authorisation'. Ouffer doesn't actually charge anything until after the deal closes – the pre-authorisation is just a hold on those funds.
When our system goes to charge you, it will see that you are using credit and will adjust the cost accordingly. The original 'pre-authorisation' will 'drop off' within one to five business days (depending on which bank you're with).
Not found what you are looking for? Submit an enquiry
+Why have I been charged twice?
If there are two charges on your statement, it is most likely that the first is a 'pre-authorisation', rather than an actual charge. The 'pre-authorisation' will be removed by your bank between one to five business days (depending on which bank you use for your credit card).
If you noticed that you actually bought more vouchers than you intended, please contact us at email@example.com immediately. So long as Ouffer is told promptly, we can usually credit or refund the mistakenly bought vouchers (but that will depend on how quickly we've been notified and if any bank or administration fees have been incurred).
Not found what you are looking for? Submit an enquiry
+Who can I contact for help?
If you need assistance and can't find an answer on this page, you can find a link to our Contact Us Form below.
If the Contact Us form isn't working, you can get in touch with us at firstname.lastname@example.com - but, if you can, please use the Contact Us Form - this will help us better understand what you need so we can get back to you quicker!
While we do whatever we can to get back to you as quick as we can, please allow between 1-2 working days for a reply.
Not found what you are looking for? Submit an enquiry
Daily Inspirations


text:
Jim Lehrer, host of PBS's "NewsHour" and tonight's presidential debate moderator, made that clear to me in a conversation a week ago. And his past performances as a debate moderator bear that out. Expect Lehrer to handle the audience respectfully but firmly. That goes for both Obama and Romney supporters.
Cross Lehrer, and they'll be sorry.


text:
When an earthquake of historic magnitude leveled the industrial city of Tangshan in the summer of 1976, killing more than a half-million people, China was already gripped by widespread social unrest. As Mao lay on his deathbed, the public mourned the death of popular premier Zhou Enlai. Anger toward the powerful Communist Party officials in the Gang of Four, which had tried to suppress grieving for Zhou, was already potent; when the government failed to respond swiftly to the Tangshan disaster, popular resistance to the Cultural Revolution reached a boiling point.
In Heaven Cracks, Earth Shakes, acclaimed historian James Palmer tells the startling story of the most tumultuous year in modern Chinese history, when Mao perished, a city crumbled, and a new China was born.
©2012 James Palmer (P)2012 Audible, Inc.
"50% Earthquake 50% Bad Government"
I learned so much in this book. I'm almost utterly illiterate when it comes to modern Chinese history, so every single minute of this book was new knowledge for me to soak up.
Several of the stories about the survivors and those that did not make it through broke my heart. I think what affected me the most though was learning about the abuse, murder, and utter torture that the teachers across China went through because of idiots and horrible children.
This is not light reading. There is almost no part of this book that will make you not feel like crap. It might even bring some people to tears. That said - it IS an important book. Human nature can be brutal and horrible, and we all need to recognize that these things really do happen.
"A trip back in time."
Very good.
The beginning where the woman is getting a goldfish because they can supposedly know when earthquakes are coming.
I hadn't.
The pronationion of Chinsese names in places could've ben better.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


text:
Learn about this topic in these articles:
physiography of
...are peaks Reventador (11,434 feet [3,485 metres]) and Sumaco (12,759 feet [3,889 metres]); the Cordillera de Cutucú, which borders the Upano valley and includes the central peaks; and the Cordillera del Cóndor to the south, which borders the Zamora valley. Beyond this eastern cordillera, to the east, is the Amazon basin, extending below 900 feet (300 metres).
Northern Andes
...masses as the cordilleras of Guacamayo, Galeras, and Lumbaquí are isolated or form irregular short chains and are covered by luxuriant forest. Altitudes do not exceed 7,900 feet, except at Cordilleras del Cóndor (13,000 feet) and Mount Pax (11,000 feet).


text:
More Videos...
1080p: BMW M5 E60 vs Saab 9-3 Convertible by Nordic
http://www.m5board.com/vbulletin/ BMW M5 E60 vs Saab 9-3 Convertible by Nordic
~ 700hp Turbo Saab, 312kmh (194mph)
Extreme turbo Saab + 300 kmh Many viewers have misunderstood this video, so I explain it a little: -Speed at finish line (1mile/1609m) is measured. Time is not measured. -First Saab does 1st and 2nd gear with ~half throttle. Second Saab has limited Boost for 1st and 2nd gear. - three extra seconds between 0-100kmh typically means ~30meters wasted. But three extra seconds used in speeds close to 300kmh, means almost 300meters wasted. Here is equally powerful RWD cars (if not even more HP's) These RWD's are a lot faster between 0-150kmh, but these Saabs are faster from 150kmh-300kmh. You get the point when you compare speeds at finish line. http://www.youtube.com/watch?v=urWWdomnncw -A Saab 9-5 driver pushes a little too much throttle @3rd gear and looses traction. He lifts a throttle and pushes it back, but too much again and then he gears up 4th, a bit earlier than planned. (optimal is@205kmh). Earlier that summer I broke one gearbox when pushing too hard on 3rd gear. With new gearbox and at later event, I drove very gently on first three gears to avoid breaking it again. I pushed WOT for the first time on 4th gear @ 190kmh. You can hear it clearly on following video. Engine tone changes totally around 200kmh. Incar video is from 299kmh pull (at 1 mile race) Something happened to camera during the run. So I didn't get any incar video from a 305kmh pull. To see that run from the start line, please see my other videos. Here is incar video until camera dies. Start is @1min. http://youtu.be/M4NNX4Ygnwc
Mustang racing twin turbo 93 saab
50mph start, saab is quick, but not quick enough for the pony power
Saab 900NG 2.5 V6 B258i Full HD 1080p :)


text:
The Meaning and Necessity
When my wife Colleen and I were married, we made a permanent
decision to love; to give ourselves to each other freely and completely.
In doing this, we entered into a profound and intimate relationship; we
became a one-flesh covenant in communion with Christ through the gift
of sacramental grace.
In creating husbands and wives, God has made two things
very clear: first, that the one-flesh union between a husband and wife
reflects His own divine image and likeness, and second, the fact that
husbands and wives are truly equal does not mean they are the same person
or have the same role in the marriage.
We can understand the role of husbands and fathers within
marriage by correctly interpreting chapter five of St. Paul's Letter to
the Ephesians, particularly verses 22-24: "Wives, be subject to your husbands,
as to the Lord. For the husband is the head of the wife as Christ is the
head of the church, his body . . . As the church is subject to Christ,
so let wives also be subject in everything to their husbands."
It is only through Christ that we can receive salvation
and any spirituality that is truly genuine must be Christocentric and
Trinitarian at its very core. Lumen Gentium, the Vatican II document
on the Church, states it this way: "The followers of Christ . . . have
been made sons of God in the baptism of faith and partakers of the divine
nature, and so are truly sanctified" (Lumen Gentium, n.40).
The Eucharist, therefore, is the fountain where we receive
the strength, power, and grace to seek the Lord in faith, hope, and love.
The Eucharist is the beginning of spiritual fatherhood and "is for the
soul the most certain means of remaining united to Jesus" (Abbot Columba
Marmion, O.S.B., Christ the Life of the Soul: Spiritual Conferences,
261). It is a deepening of the relationship which began in Baptism and
realizes a level of intimacy which is inherently supernatural and mysterious,
yet inexhaustive. In the reception of the Eucharist, we literally become
one with God in a way that is purposeful and real. It is the "fount" from
which flows the definition of who we are as men in terms of our relationship
with Christ. By receiving the Body and Blood of Christ in the Eucharist,
we become more of who we already are in Christ "who maintains and increases
the Divine life in us" (Marmion, 263).
To do this effectively, the spiritual father must see
clearly with the eyes of Jesus Christ, through the lenses of faith, hope,
and love. This vision, in turn, must give spiritual strength to the faithful,
concreteness to the domestic church, and extend charitably to the broader
community. We must live our lives "in harmony with [our] faith so that
[we] can become the light of the world. We need that undeviating honesty
which can attract all men to the love of truth and goodness, and finally
to the Church and to Christ" (Apostolicam Actuositatem, n.13).
Deacon Harold Burke-Sivers, MTS, is a permanent deacon in the Archdiocese of Portland, Oregon and is the Director of Public Safety for the University of Portland. He is the founder of Aurem Cordis, a Christian evangelization and apologetics organization dedicated to disseminating and promoting Catholic values, principles, and teaching in complete faithfulness and total submission to Holy Scripture, Sacred Tradition, and the Magisterium. He has been a guest on "EWTN Live" and "Catholic Answers Live" and hosts a weekly radio program on KBVM, the Catholic radio station in Portland. Deacon Harold is currently writing a book on Catholic spirituality for men. He, his wife Colleen, and their four children reside in Portland.
Related Books of Interest:
The Rock on Which The Family Is Built
Place your order toll-free at 1-800-651-1531
Ignatius Press | P.O. Box 1339 | Ft. Collins, CO 80522
Web design under direction of Ignatius Press.
Send your comments or web problems to:
Copyright © 2016 by Ignatius Press
IgnatiusInsight.com catholic blog books insight scoop weblog ignatius


text:
Primary tabs
Symphony Parnassus
Originally founded by medical professionals at UCSF, Symphony Parnassus is made up of working professionals. The repertoire is general focused on 19th and 20th century composers with an emphasis on lesser known works. The symphony also promotes local talent by casting soloists from the SF area including the Conservatory of Music.
Founded: 1989 as the UCSF Orchestra
Music/Artistic Director: Stephen Paulson
Where to hear: Herbst Theater, San Francisco Conservatory of Music
Upcoming Events
Sorry, no upcoming events found.


text:
Where Books Have Made Me Want to Travel {Top Ten Tuesday}
This week's topic is cool places that books have made us want to visit. Or places my books have manipulated me into thinking are cool, when they may actually not be. Because I'm gullible and want to believe my beautiful books would never lie to me. OPTIMISM, FOLKS.
It's the future, in a land where there are androids and world peace and PRINCE KAI. So obviously I need to be there. Meyer does a great job of building the marvellous New Bejing and even though there is that small matter of a deadly plague, I want to go to the marketplace and visit the city centre and see all the gloriousness of this future world that's filled with culture and awesome.
What lovely (and possibly deadly) places have your books manipulated you into wanting to visit? Fancy coming on my fictional trip? If yes, bring loads of snacks. Or I'm kicking you out of the car / spaceship.
Allie is a Pimm's-obsessed reader, who dreams of road tripping over America, learning to surf & becoming fluent in all the languages of her heritage (which, sadly, does not include Elvish). If she's not reading or blogging, you can find her catching up on Teen Wolf, or reigning supreme with Scrabble/Mario Kart. Stalk her on twitter, instagram or goodreads.
38 comments:
Islands, you need one! I like that you had some risky places on here, because that is all I could think of! Let's pop in and out of those risky spots. :) Also, I'm from the US and I've never been to New York. I do want to go one day, but it isn't even close to the top of list for real vacation spots. It'll happen though. I'll probably look painfully like a tourist!ReplyDeleteReplies
I totally do need my own island! I need the sun and sea and I need sandcastle building. It's nothing something I get to do in England a lot and it's a travesty I tell you!Delete
HOGWARRRRRRTSS!! That will always be at the top of my list (why I live on the other side of the world, I will never know.) I just love Prague and the way Laini portrayed it. It sounds absolutely magical and full of mystic wonders. That'll have to be on the bucket list.ReplyDelete
Snack wise, will those chewy candies suffice? BECAUSE I'M ADDICTED TO THEM ;)Replies
Ohh, I should actually make a bucket list. Top of the list: Marry Gansey.Delete
Which chewy candies? I'm fussy with my sweets. UNLESS THEY'RE FRUIT PASTELS, IN WHICH CASE YES COME ALONG AHHH.
I love this! I think books are what first inspired me to want to travel and the H.P. series and the Outlander series are both two that have made me want to visit Europe the most.ReplyDelete
Great post!Replies
Yeah, books have really fed my love for travel. And my resentment that I hardly ever leave the country. I need a holiday STATDelete
I WANT TO GO TO PRAGUE SO BADLY OKAYReplyDeleteReplies
WE SHALL GO TOGETHER AND EAT EVERYTHINGDelete
Nice! I sooooo want to go to Hogwarts! Or at the very least, the theme park! So far it looks like a family vacation to Orlando is in the works for 2016! It was going to be 2015, but then I read the Frozen ride would open in 2016 and since we love that movie, it makes more sense to wait another year. But le sigh, that's a whole other year!ReplyDelete
Here's my Tuesday Post
Have a GREAT day!
Old Follower :)Replies
I really want to go to the one in Orlando too. I went to the UK studios, but the Orlando place looks so awesome. I mean, they BUILT HOGSMEDE. That's just too coolDelete
I have to ask, what does Butterbeer actually taste like? I always thought it would be a creamier version of creamy soda for some reason. I'm far too old for Hogwarts, but I could totally be one of those weird and flamboyant teachers who doesn't do much but yell 'ARRY POTT'R in a cockney accent. I can totally go cockney. I love that image of New Beijing, it's like a real life Jetsons episode.ReplyDelete
Thanks so much for sharing Allie, loved it! <3Replies
I've never had cream soda before (I don't think that's a thing here in the UK? Or maybe it is and I just live in a shell lol). But it's not that creamy. I mean, it is a LITTLE. But it's more kind of a coffee-type fizzy drink, with a sweet, yet tangy foam on the top.Delete
I really liked it!
YES! Books always make me want to travel and your choices make me want to travel EVEN MORE (if that makes any sense??)ReplyDelete
But serouisly-- Hogwarts. That's got to happenReplies
Hogwarts will happen. Though at this point I'll have more luck going there as a teacher than a student BECAUSE I'M OLD NOW :(Delete
Oooh such a wonderful list! I swear this weeks topic is driving my wanderlust insane! I'd love to visit Hogwarts, Seville, New York and Prague!ReplyDeleteReplies
New York would be so amazing to see again. It's one of my top places I've ever been and I'd adore the chance to go back. Tag along with me ;)Delete
I want to visit Hogwarts too! I think it would be so much fun to go to the Harry Potter replicas in Universal Studios =DReplyDeleteReplies
I went to Universal Studios and saw the set and the models and GAH. It was so cool. It's really cheap too!Delete
Oh, Hogwarts. That would be totally be my number one. And I've been to New York a few times, but I want to go back and explore MORE!!ReplyDeleteReplies
I'm so jealous! I've only been once and I loved it so much. If I ever go back I'm going to be the ultimate explorer!Delete
Prague really is beautiful. I visited a few years ago. I most definitely suggest roaming the streets at night, when everything is twinkly and pretty! :)ReplyDeleteReplies
Oh, really? THAT IS AMAZING OMG. Okay, I am trying to control my envy here and it is not working at all.Delete
Moonlit walks in Prague . . . man, it's the stuff of dreams
I just saw this post somewhere else, and I have to say, your list is way better and more specific!ReplyDelete
But I think Hogwarts is pretty much at the top of all of them :)Replies
Oh, why thank you m'lady!Delete
Hogwarts has to be at the top because REASONS. Also chocolate frogs.
I am greeeeen with jealousy that you've been to Diagon Alley!!! How awesome! I'm still waiting for my Hogwarts letter. It. Will. Come. I'm sure people won't find it difficult to figure out I'm a tourist. I'll take pictures with just about anything that peaks my interest heh. I'd love to go on a road trip around the US! This one time I went to Chicago, I read a story about a couple who planned on spending each wedding anniversary in a new state. How cute is that? I hope they have a long and happy marriage, yup. ANYWAY, Mistward sounds exciting too. If there is magic, I will go there! Great choices! I will gladly come along *gives gigantic bag of snacks in exchange*ReplyDeleteReplies
It was so cool, love! Seriously. I think we took a million pictures. We were just such fangirls. AND WE GOT TO HAVE A CGI PICTURE OF US FLYING ON A BROOM.Delete
That wedding story *le sigh* I need that kind of romance. Okay, you and I need to plan a road trip. Quick, grab the snacks and I'll get the car filled up with petrol!
Ohh, I love your list! Seville sounds so beautiful, I have heard such wonderful things. And definitely Prague! And road tripping across America IS pretty epic ;) I drove from Pennsylvania to Las Vegas once, taking the southern route on the way there, and the northern route on the way home (which, incidentally, I stole the idea for from an episode of "Friends"). I still need to see more states though, and I definitely want to do another road trip!ReplyDeleteReplies
I'm literally so crazy jealous of anyone who has done even a small kind of road trip in America. There's so much to see and so much diversity. So many hidden gems. I WANT TO EXPERIENCE THAT :(Delete
(Friends has the best ideas. Except, you know, trying to get a sofa up department stairs)
I love your choices! Plus the pictures - they are gorgeous. I was making a list of both fantasy and real life but decided to go with just the latter - anyway, Thisby would have totally made my fantasy list! Those magical horses... I'd be terrified though. :PReplyDeleteReplies
I would be terrified too. We'd have to keep apples in our pocket to feed them (or throw at them :P) if they tried to kill us!Delete
I KNEW HOGWARTS WAS GOING TO BE ON HERE - ha! ;) It would definitely be a fantastic place to visit though. I mean, who wouldn't want to learn magic and potions. right? xDReplyDelete
And New Beijing is such a creative choice! I hadn't thought of it, but it's certainly an intriguing place. I'd love to see some of the futuristic technology especially!
And OMG! Touring across the US would be such a cool idea! I'm definitely putting that on my bucket list now! ;)
Thanks for sharing Allie, and fabulous choices! <3Replies
LOL. YOU KNOW ME TOO WELL! :PDelete
Zoe, you and me, girl. We must tour the US and go to ALL THE BOOK STORES and sample all the doughnuts and just generally be awesome
Really great post, one of my favourite parts of books is the places they take us! I love how you've mixed some fictional places with real ones - America is always a popular one with so many books being set there. But Prague would be super amazing too! AND HOGWARTS. I will one day go to Harry Potter Land and drink all the butter beer.ReplyDeleteReplies
Yeah, America is always a fave among us folks that don't live there. I think it just has this certain allure. Plus: DINERS. I want to go to a diner :(Delete
If you pay extra at HP land you get to keep the butter beer cup AND IT IS AWESOME
Ahh Prague is totally on my list!! New York City is always wonderful. I'd go to Erilea just to see Chaol and Celaena and Dorian XD Wouldn't want to stay there too long... I want a private island too, Rachel Sinclair sounds nice I think ;) Thanks for sharing!!ReplyDeleteReplies
Yeah, haha, I'd get out of there quick before someone tries to kill you. We'd have to buddy up and have each other's backs!Delete
Such brilliant picks and I love how you have set this out, it's so pretty. Hogwarts, Diagon Alley, the Burrow and Hogsmeade would have all made my list. Beechwood! Yes, reading We Were Liars made me want to be able to go to that island. Maybe not with the drunken children who make poor decisions though.ReplyDeleteReplies
Haha, yeah, no drunken children or fires or anything bad. Just sun, sea, and Pimm's please!Delete


text:
After I setup the ZoneAlarm security suit and rebot the system, I can not launch the program. It saids I don't have enough right to launch the program, but I'm the Adiministrator. I'm using Windows Xp Pro (Chinese). Why I can't launch it?
Operating System:Windows XP Pro
Product Name:ZoneAlarm Internet Security Suite
Software Version:6.5


text:
The D.C. United Developmental Academy U-14s competed in the 2014 Development Academy Regional Futsal Event at the Competitive Edge Sports in King of Prussia, Pa., this past weekend. The U-14s were divided into a Red team and a White team that competed separately at the event.
The red team went 2-2 against NJSA, New York Red Bulls, Bethesda and the Philadelphia Union. The white team went 1-3 over the weekend in several close games against SAC, Bethesda, Philadelphia Union and the New York Red Bulls.
"Overall, I thought the weekend was an opportunity to showcase ourselves in a different environment," said D.C. United U-14 Head Coach Jonathan Frias. "Although the weekend had it's up and downs, there were definitely lessons learned that will help the group when we begin the outdoor portion of the spring season on March 1."
SahrFelix Sandy (Woodbridge, Va.; Northern Virginia Soccer Club) scored numerous goals for the red squad and was able to give the Black-and-Red a strong attacking presence. Chris Durkin (Glen Allen, Va.; Richmond Kickers), also from the red team, provided great leadership and overall play during the entire weekend. Goalkeeper Gio Diaz (Kensington, Md.; Cerritos Academy) played in every single game for both the red and white team and made fantastic saves throughout the weekend.
The Developmental Academy U-13/14 Futsal season gives players the opportunity to gain more technical ability in a competitive setting. Players have three times as many touches on average than the outdoor game and are in a smaller area. Futsal is a valuable platform for younger players where they can improve their technique, awareness and quick decision-making. Futsal is played between two teams of five players, one of which is a goalkeeper. Games include two 20-minute halves with five minutes for halftime. Teams are permitted one timeout per half and no timeouts in any overtime period.
Team Red: Alexis Cerritos, Gio Diaz, Chris Durkin, Oscar Iraheta Flores, Jason Goldstein, SahrFelix Sandy, Chandler Vaughn, Jacob Velvel and Andres Villanueva
White Team: Luke Campbell, Gio Diaz, John Eberle, Kidus Lemma, Suraphael Mbonisi, Andrew Nicholas, Luis Rodriguez-Luna and El Mohamed Sherif


text:
QuickBooks Lists – How to Merge Them
If you are a bookkeeper or accounting person, you may have come across a list that has a duplication within it. It happens from time to time, especially when there as been a high turnover in a position, or an inexperienced person has set them up. The QuickBooks user does not see a name or identify with how it is being used, so they set up another one with a different spelling. Then you end up...Read More


text:
Central bank intervention and market expectations
by Gabriele Galati and Will Melick In this paper we illustrate a new analytical method and present new results on the relationship between foreign exchange market intervention and market expectations in the dollar/mark and dollar/yen markets between 1985 and 1996, and 1991 and 1996, respectively. The paper improves on previous work in several important respects. First, we use official data on intervention carried out by the G10 central banks in the dollar/mark and dollar/yen markets from 1985 to 1996 and from 1991 to 1996, respectively. Second, we also consider data on market expectations of intervention derived from press reports to investigate the extent to which markets were driven by perceptions of intervention as well as actual intervention. Third, we broaden the perspective on the relationship between intervention and market expectations by looking at the entire expected distribution of future exchange rates. The four moments of estimated probability density functions (PDFs) allow a more complete characterisation of the state of market expectations on a particular day. Fourth, we use a data set on macroeconomic variables that allows for the influence of factors other than intervention on exchange rates. We follow two complementary approaches to analyse the relationship between intervention and market expectations. The first is based on an event analysis, and investigates how the moments of the PDFs changed around a number of important intervention episodes. The main advantage of this approach is that it can identify the context in which each particular intervention episode occurred and the objectives that central banks were actually pursuing. The second approach looks at averages over episodes and uses econometric techniques to reveal broad average tendencies. It has the advantage that it can summarise results for a large number of individual episodes, while at the same time controlling for the influence of factors other than intervention. Based on the event study methodology, we conclude that, depending on circumstances, particular interventions did succeed in affecting traders' expectations of future exchange rate movements in line with policymakers' objectives. We also find that the impact of interventions varies considerably across episodes. By contrast, when using econometric techniques to look at the average experience for different sub-periods, we find no evidence that intervention on its own had a statistically significant, systematic impact on expected future exchange rates, where statistical significance is measured at the usual significance levels. Likewise, while there is some evidence that for the period 1992-96 concerted interventions may have had a stronger impact on market expectations, econometric results suggest that different intervention strategies did not seem to have systematically dissimilar effects at the 95% or 90% confidence level. Hence, the interpretation of our results depends in part on the reader's views on the two approaches that we use, as well as the ultimate objectives of intervention in particular circumstances.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|This book is provided by Bank for International Settlements in its series BIS Papers with number 10 and published in 2002.
|Contact details of provider:
| Postal: Centralbahnplatz 2, CH - 4002 Basel
Phone: (41) 61 - 280 80 80
Fax: (41) 61 - 280 91 00
Web page: http://www.bis.org/
More information through EDIRC
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- William R. Melick & Charles P. Thomas, 1996. "Using options prices to infer PDF'S for asset prices: an application to oil prices during the Gulf crisis," International Finance Discussion Papers 541, Board of Governors of the Federal Reserve System (U.S.).
- Eijffinger, S.C.W. & Gruijters, A.P.D., 1989.
"On the short term objectives of daily intervention by the Deutsche Bundesbank and the federal reserve system in the U.S. Dollar-Deutsche Mark exchange market,"
Research Memorandum
FEW 393, Tilburg University, School of Economics and Management.
- Eijffinger, S.C.W., 1991. "On the short-term objectives of daily intervention by the Deutsche Bundesbank and the Federal Reserve System in the U.S. Dollar-Deutsche Mark exchange market," Other publications TiSEM 36c5b281-3fb4-460f-afcd-f, Tilburg University, School of Economics and Management.
- Fatum, Rasmus, 2000. "On the effectiveness of sterilized foreign exchange intervention," Working Paper Series 0010, European Central Bank.
- Geert J. Almekinders, 1995. "Foreign Exchange Intervention," Books, Edward Elgar Publishing, number 71.
- Kathryn M. Dominguez, 1993. "Does Central Bank Intervention Increase the Volatility of Foreign Exchange Rates?," NBER Working Papers 4532, National Bureau of Economic Research, Inc.
- Hung, Juann H, 1997. "Intervention strategies and exchange rate volatility: a noise trading perspective," Journal of International Money and Finance, Elsevier, vol. 16(5), pages 779-793, September.
- Edison, H.J., 1993. "The Effectiveness of Central-Bank Intervention: A Survey of the Litterature after 1982," Princeton Studies in International Economics 18, International Economics Section, Departement of Economics Princeton University,. Full references (including those not matched with items on IDEAS)
This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.
When requesting a correction, please mention this item's handle: RePEc:bis:bisbps:10. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Christian Beslmeisl)
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If references are entirely missing, you can add them using this form.
If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.
Please note that corrections may take a couple of weeks to filter through the various RePEc services.


text:
Iguanas are herbivores, meaning they are plant eaters. Some will occasionally eat mealworms or wax worms.
Although Green Iguanas look slow, they are very quick and move with ease.
Green Iguanas generally live up to 20 years in the correct conditions.
Iguanas are born from eggs, which their mother buries in a burrow until they hatch.
When a female Iguana lays eggs, she can lay anywhere between 10 to 50 eggs depending on the species and age. A group of eggs is called a clutch.
After an Iguana hatches, it is on its own with no help from its mother.
Iguanas are able to hold their breath for up to 30 minutes.
When frightened, Iguanas generally freeze or hide.
Iguanas use their tails as a defensive mechanism, swinging it at a threat which can leave welts on a predator or worse. The Iguana's tail is very powerful and can also be used for swimming.
During mating season, a male Green Iguana may turn orange to attract a mate.
Males have a larger dewlap than females. The dewlap is the fold of skin around the Iguana's throat. They use it to scare predators or attract females.
Iguanas use sunlight to get UVA and UVB light that helps them absorb nutrients correcly to stay healthy.
Green Iguanas have long pointy fingers/claws to help with climbing and holding on to trees, because in their natural habitat they usually can be found 40 to 50 feet above the ground.
Iguanas are diurnal, meaning that they are awake during the day and sleep at night.
Iguanas store fat in the area under their neck for times when there is little to no food.
Although they have eyelids, only an Iguana's bottom eyelid can move.
Iguanas are able to autotomatize, which means they are able to lose part of their tail if needed, and it will grow back in about a year.


text:
Earlier this week, Today We Are Rich, the newest book by Tim Sanders was released. The book is filled with principles to embrace values like generosity and gratitude which ultimately help produce confidence. Here are my top ten highlights from my reading:
- "Because we were able to share, we're worth something. By being able and willing to give, we are rich."
- "If you mentally chew on something too long, it will get stuck in your psyche… Analyze something too deeply, and you'll lose touch with reality."
- "Never predict that another person will experience failure."
- "Remember, your subconscious is easily directed by your actions, and giving what you feel you lack tells it there is a surplus after all."
- "When you give, you need to come from a place of humility, seeking to give to others what you want for yourself. If you give because you feel sorry for the needy, you are not empowering them."
- "Confidence in others requires a high level of trust, one at which you are willing to let go of your control of a situation."
- "Leaders who don't follow someone or something bigger than themselves will eventually become drunk with a false sense of their own power."
- "How can you detect your higher purpose? It lies at the intersection of a make-a-difference opportunity and your personal capabilities."
- "The essence of spiritual maturity is when we begin to follow a purpose and enjoy, but not be governed by, our passions."
- "If you pursue your commitments the way you chase your dreams, you'll someday realize how linked the two really are."
Visit Tim's site to download a free excerpt from the book, or use my Amazon link to purchase a copy for yourself.


text:
Philosophy of Remuneration
Objectives - The Seventh-day Adventist Church has accepted the commission given by Jesus Christ to His disciples to proclaim the gospel to all the world. The church employs many agencies to accomplish its spiritual task, but all of its organizations (conferences, schools, health care institutions, food factories, publishing houses, radio and television ministries, Adventist Book Centers, etc.) have one central objective - the salvation of humanity. Because of this, every denominational employee has a responsibility to participate in the mission of the church.
Philosophy - To provide a basis for the remuneration of various classifications of employees, a denominational remuneration scale has been adopted. The philosophy of this remuneration scale is predicated upon the fact that a spirit of sacrifice and dedication should mark God's workers irrespective of the position they hold or of the department they represent. The work of the church, including every denominational organization, is a mission to which lives are dedicated rather than a business or commercial venture. The church remuneration scale does not always compensate its dedicated employees in monetary units commensurate with their talents, accomplishments and contributions, but does provide employees with a modest living income, which gives recognition of responsibilities borne, preparation undertaken, professional attainment, previous experience and years of service. In addition to basic remuneration, the church has also made provision for various types of fringe benefits.
Spirit of Sacrifice - The church believes that modesty and good taste with reasonable comfort will govern the lives of Christian workers. It recognizes that some areas of its work are more directly affected by economic factors outside of the church organization than are others, and by local economic conditions prevailing in different geographical areas. The spirit of sacrifice on the part of Adventist employees will be manifest not only by the level of their financial remuneration, but also by the dedication of time, talents and energy to the cause of God and humanity. Men and women called to labor in the cause of the Adventist Church are to be workers of single purpose and allegiance. With Paul, the great missionary of the early Christian Church, they say, "This one thing I do."
Commitment - The Church's philosophy of remuneration was developed on the scriptural and spiritual imperative, "Give us this day our daily bread." It is a plan which provides a salary covering the needs of individuals who believe that God blesses the spirit of selfless service and who believe that the Seventh-day Adventist Church has a worldwide mission. This philosophy, from its inception, has anticipated that, in addition to the contribution of time and talent, Seventh-day Adventist employees will also, from their modest remuneration, return a faithful tithe and make voluntary gifts to accelerate the proclamation of the gospel, and thus exhibit a further demonstration of faith and commitment. Because of this philosophy, all denominational employees in the Seventh day Adventist Church are regarded as church workers and are called to commitment and sacrifice.
- Non-Discrimination -When considered in the light of the previous principles, the remuneration scale of the University reflects the spirit of non-discrimination, and equal pay, as well as being in conformity with the teachings and beliefs of the church.
It is the goal of Andrews University to employ and retain the most qualified personnel in harmony with its priorities of hiring as stated under the section entitled Hiring and Selection. The University has endeavored to establish a wage and salary system that will be consistent with this goal.
Every non-student hour time position in the University has been assigned a wage range determined by an analysis of the responsibilities, knowledge, judgment, working conditions of the job, and several other factors. Each wage range is structured with a minimum and maximum rate, and all employee rates of pay will be within the range for each job.
The University is primarily concerned with equity in rates of pay relative to jobs at Andrews University. However, in order to be equitable the University endeavors to be aware of community rates and rates of other comparable institutions.
Specifications - A remuneration scale based on such considerations as education, experience, and responsibility, provides minimums and maximums expressed in percentages of the remuneration factor. It incorporates basic income rates for various categories of services, with recognition of the responsibility inherent in each position or category.
- Categories - A spread between minimum and maximum rates in the various categories from fifteen to forty percent has been incorporated in the remuneration scale. In setting rates within this spread, Human Resources may take into consideration the following factors in setting rates within the spread with respect to each employee:
- Education and training
- Previous experience and achievement
- Skills and abilities
- Years of service
All employees will participate in annual performance reviews. New hourly employees of Andrews University will be evaluated at the end of a 90-day period. Benefits will be activated if the 90-day evaluation meets job expectations. Performance evaluation reports are filed with employee records in HR.
An employee may receive a remuneration increment if the maximum for the remuneration category has not been reached. Increases are set by the administration and are also based in part on performance evaluations. Annual increases are implemented in July.
There is no cost of living percentage increase.
Overtime pay is computed for hours actually worked by non-exempt employees over forty hours in one week. The rate over time pay is 1.5 times the normal hourly wage. Any overtime worked must have advance approval by your supervisor. Overtime pay is required by law only on time actually worked (exclusive of sick time, vacations, holidays, etc.).
In no situation are you to work without reporting the time, even if the time is in excess of 40 hours in one week. Working "off the clock" (ie., working without reporting the time) is not legal and must not be done.
Employees are paid on a biweekly basis every other Friday. The payroll check is for the two-week period ending on the Saturday prior to the Friday that the check is issued.
A schedule of paydays and payroll periods are posted at the HR website.
Paychecks normally include the following items (wherever applicable):
|Salary or hourly wages
|Applicable taxes
|Special Adjustments
|Health insurance, accidental death insurance, voluntary donations, tax sheltered annuities, etc.
|Other forms of compensation
|Other deductions
Federal and state laws require the withholding of income tax as well as Social Security and Medicare (FICA) tax. All deductions, including personal deductions are listed on the paycheck stub. Voluntary deductions to employee account, church, or University contributions are subject to authorization by you.
Any questions regarding deductions should be directed to the payroll office.
Any changes in the tax exemptions you claim, or employee status, must be made through the payroll office.
Direct deposit is the automatic deposit of your paycheck into the financial institution of your choice. Your paycheck is your earnings (less deductions) which may be applied to your checking, savings, or loan accounts according to your arrangements with the financial institution.
Once you have established an account at the financial institution, please complete the online direct deposit authorization.
Employees are strongly encouraged to have direct deposit set up for their paycheck to avoid missing checks and the inconvenience of manually depositing the paycheck in person.
<< Previous Section // Next Section >>
// Return to Table of Contents //


text: (The following statement was released by the rating agency) CHICAGO, May 11 (Fitch) Fitch Ratings has assigned a 'BBB-' rating to Seagate HDD Cayman's (Seagate HDD) $400 million senior unsecured notes offering. The notes will be guaranteed by Seagate Technology plc (Seagate), the parent company of Seagate HDD. The Rating Outlook is Stable. A full list of ratings follows at the end of this release. Seagate will use net proceeds from the debt offering for general corporate purposes, including replenishing cash on hand used for the redemption of $474 million of 6.875% senior notes on May 7, 2015. The senior notes offering and redemption are consistent with Seagate's efforts to reduce its weighted average cost of debt and extend its debt maturity schedule. The ratings and Outlook reflect Fitch's expectations that Seagate's operating performance will remain solid for the rating, despite weak demand in Europe and for personal computers (PC). Fitch expects flat organic revenue growth through at least the near term and modest profit margin pressure. However, Fitch expects more than $800 million of normalized annual free cash flow (FCF) through the intermediate term and solid credit metrics. Beyond the near term, Fitch believes increasing data storage and cloud-based storage demand will drive positive market growth, although shifts from hard disk drives (HDD) and hybrid devices to more hyper-active flash-based solutions could constrain Seagate's share gains over the longer term. Nonetheless, Fitch anticipates operating EBITDA margins will remain in the mid-teens to low-20s through the intermediate term, given disciplined supply additions and expectations for a richer sales mix. Fitch expects industry consolidation will enable Seagate to maintain capital spending in the 4%-5% of revenues range, supporting a strengthened FCF profile. Fitch expects fiscal 2015 FCF of $1.4 billion, which includes $763 million of positive cash flow from a legal settlement with Western Digital Corp. (WDC) and $225 million payment related to a tax settlement with Chinese tax authorities. KEY RATING DRIVERS Fitch's expectation for a relatively stable HDD pricing environment going forward, despite weak PC unit demand, due to: --Continued strong growth in data driven by the cloud and internet-enabled mobile devices; --Consolidated industry structure with Seagate and WDC controlling roughly 85% of the HDD market; --Continued favorable HDD mix shift with higher capacity HDDs for cloud computing offsetting the decline in lower capacity drives for the PC industry; --Limited capacity growth as companies across the HDD supply chain, including Seagate, expand capacity cautiously within the context of macroeconomic uncertainty. --Seagate's solid liquidity and financial flexibility are supported by $2.6 billion of cash, the vast majority of which is readily accessible without adverse tax considerations, an undrawn $700 million senior secured revolving credit facility due Jan. 15, 2020, Fitch's expectations for $800 million to $1 billion of annual (FCF), and a staggered debt maturity schedule. Fitch believes Seagate's FCF will continue to benefit from: --A more stable HDD pricing environment; --Lower anticipated demand volatility as secular growth in data and cloud computing reduce the historically strong correlation between cyclical PC demand, HDD shipments and profitability; --Favorable product mix shift towards higher capacity, more profitable HDDs deployed in cloud computing. --Strong credit protection metrics and management's commitment to conservative financial policies commensurate with an investment-grade rating. --Broad product portfolio and significant scale in HDD industry. --The company's vertically integrated model, which reduces per-unit manufacturing costs and facilities time-to-market for new products. Fitch's rating concerns include: --Consistent declines in average selling prices for HDDs due to commoditization and low switching costs. --Long-term threat of technology substitution from NAND flash-based SSDs. Fitch believes HDDs will co-exist alongside SSDs and tape storage in a multi-tiered enterprise data storage environment. --Event risk associated with implementation of aggressive shareholder-friendly activities, primarily debt-financed share repurchases. --Seagate's ability to sustain a time-to-market advantage critical to achieving market share gains and maintaining overall profitability, given formidable competition from WDC. RATING SENSITIVITIES Future ratings upgrades are currently unlikely, given Fitch's expectations for continued PC market weakness and in the absence of increased diversification or sustainable technology-driven share gains. Negative rating actions could occur if: FCF remains below $250 million, likely from: --Substantial cost per GB difference between HDD and SSD unexpectedly narrows significantly, resulting in broader than expected cannibalization of HDD shipments; --Ultrabooks with SSD materially cannibalize the traditional notebook market and solid state hybrids (SSH) fail to achieve significant penetration in the ultrabook market; --Strong growth in ultrabooks with SSD is not offset by incremental growth in near-line enterprise HDDs for the cloud market, external HDDs or personal clouds as users seek supplemental storage capacity to offset smaller capacity SSDs; --Expectations for total leverage exceed 2.5x beyond the short term, driven by debt-financed share repurchases or acquisitions. Financial covenants in the credit agreement consist of minimum fixed-charge coverage of 1.5x and maximum net leverage ratio of 1.5x. In addition, the facility requires minimum liquidity of $500 million. Pro forma for the senior notes issuance and senior notes redemption, Fitch expects Seagate's leverage will remain below 1.5x through the intermediate term. Gross leverage (total debt/operating EBITDA) was a Fitch-estimated 1.4x as of March 31, 2015, flat from the prior year period. Interest coverage (operating EBITDA/gross interest expense) should remain above 10x and was a Fitch-estimated 13.3x for the latest 12 months (LTM) ended March 31, 2015. Pro forma for the senior notes issuance and senior notes redemption, all of which was issued by Seagate HDD Cayman, was $3.8 billion as of March 31, 2015 and consisted of: --$400 million of the proposed senior notes; --$800 million of 3.75% senior notes due November 2018; --$600 million of 7% senior notes due November 2021; --$1 billion of 4.75% senior notes due June 2023; --$1 billion of 4.75% senior notes due January 2025; --$500 million of 5.75% senior notes due December 2034. KEY ASSUMPTIONS --Flat near-term organic revenue growth due to weak demand in Europe and for PCs, offset by solid demand in enterprise from data center build-outs; --Modest profit margin contraction with operating EBITDA margin declining to 19% for fiscal 2015 and remaining in the high teens through the intermediate term; --Capital spending remains at 4%-5% of revenues, resulting in $800 million to $1 billion of normalized annual FCF; --Share repurchases roughly approximating annual FCF, in the absence of acquisitions supporting the company's strategy to continue investing in next generation storage technologies. Fitch affirms the following ratings: Seagate --Long-term IDR at 'BBB-'; --Senior unsecured RCF at 'BBB-'. HDD Cayman --Long-term IDR at 'BBB-'; --Senior unsecured RCF at 'BBB-'; --Senior unsecured debt at 'BBB-'. Contact: Primary Analyst Jason Pompeii Senior Director +1-312-368-3210 Fitch Ratings, Inc. 70 West Madison St Chicago, IL 60602 Secondary Analyst David Peterson Senior Director +1-312-368-3177 Committee Chairperson Jack Kranefuss Senior Director +1-212-908-0791 Media Relations: Alyssa Castelli, New York, Tel: +1 (212) 908 0540, Email: email@example.com; Elizabeth Fogerty, New York, Tel: +1 (212) 908 0526, Email: firstname.lastname@example.com. Additional information is available at 'www.fitchratings.com'. Applicable Criteria and Related Research: --'Corporate Rating Methodology' (May 28, 2014). Applicable Criteria and Related Research: Corporate Rating Methodology - Including Short-Term Ratings and Parent and Subsidiary Linkage here Additional Disclosure Solicitation Status here ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: here. IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY'S PUBLIC WEBSITE 'WWW.FITCHRATINGS.COM'. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH'S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE 'CODE OF CONDUCT' SECTION OF THIS SITE. FITCH MAY HAVE PROVIDED ANOTHER PERMISSIBLE SERVICE TO THE RATED ENTITY OR ITS RELATED THIRD PARTIES. DETAILS OF THIS SERVICE FOR RATINGS FOR WHICH THE LEAD ANALYST IS BASED IN AN EU-REGISTERED ENTITY CAN BE FOUND ON THE ENTITY SUMMARY PAGE FOR THIS ISSUER ON THE FITCH WEBSITE.


text:
Your browser does not support iframes.
In the midst of the US presidential race of 2008, Secretary of the Treasury, Hank Paulson, came to congress and insisted US taxpayers had to provide the US banking industry $700 billion dollars or face the collapse of our financial system. Candidate McCain and Obama came off the campaign trail to cast their votes in favor of the bail-out.
We have to admit, we were very concerned with the 2009-10 fiscal audit for county government.
This week Paul Coyle helps local officials wish for some great gifts from the Easter Bunny.
As Bullitt County Public Schools continues to move forward in every area, I'd like to use this month's space to highlight a new community-based group that has stepped forward to support our public school system. The establishment of an educational foundation has been one of our goals for quite some time, and at last, a group of dedicated community volunteers have come together over the last several months to make it happen.
The Fifth Annual Moore Mayfield Memorial Golf Scramble was held on August 28, 2010 with the help of so many.
Paul Coyle's April Fool's cartoon depicting President Obama missed the mark on the price of gasoline.
During Obama's first two years, gasoline prices remained below $3 per gallon after having reached a near $5 per gallon mark the summer prior to his 2008 election.
A list of hot topics presented by the Better Business Bureau during the month of April:
1. Beware of phishing scams related to the Epsilon Breach. Phishing involves unsolicited emails, pop-up messages, text messages, or phone calls that appear to come from reputable companies to fraudulently obtain personal information. BBB recommends: Never reply to unsolicited emails and do not give personal or financial information to anyone you do not know who contacts you via email or phone.
BBB is warning consumers to watch out for phishing scams related to the recent Epsilon data breach. Phishing involves unsolicited emails, pop-up messages, text messages or phone calls that appear to come from reputable to fraudulently obtain personal information such as logins, passwords, a Social Security number, and bank or credit card numbers.
Copyright © 2017
The Pioneer News Online is your source for local news, sports, events and information in Bullitt County and Shepherdsville, KY, and the surrounding area.


text:
Release Date: 1974
DVD Release Date: August 27th, 2002
Not Yet Rated|1 hr 37 min
Plot Summary
At the request of Count Dracula (Jack Palance), solicitor Jonathan Harker (Murray Brown) visits Transylvania in order to help the count finalize a real estate purchase. While there, he's bewitched by a group of female vampires, and is lucky to escape the castle alive. Meanwhile, back in England, Harker's fiancée, Mina (Penelope Horner), is taken ill, and the attending doctor, Van Helsing (Nigel Davenport), traces the sickness to the recent arrival of the mysterious Dracula.
Cast: Jack Palance, Simon Ward, Nigel Davenport, Pamela Brown, Fiona Lewis, Penelope Horner, Murray Brown, Sarah Douglas
Director: Dan Curtis
Genres: Horror
Keywords: Doctor, Love, London, Love triangle


text:
FINALLY the Bridezilla has met her match - and no wedding detail escapes his notice.
Meet Groomzilla, a new breed of modern groom who refuses to simply collect a rented suit and show up at the church.
Older, more cashed-up and interested in fashion and food, grooms are increasingly putting their stamp on the wedding, Bride To Be magazine's Cost of Love research has found.
"Bridal designers tell us more and more about grooms turning up at dress fittings or coming to see the dress before the wedding, which is a real break from tradition," Bride To Be editor Sarah Stevens said.
"Couples are now often paying for the wedding themselves and that is a big part of it. Men are putting money in and want a say in what is happening with the wedding."
Men are splashing out 40 per cent more on their wedding outfits than grooms of a decade ago, with 14 per cent now ordering custom-made suits.
Just over half choose the engagement ring - and splash out more than $1000 on jewellery and accessories for themselves as well, the research found.
Celebrating the end of their bachelor days is another big event for the modern groom, with men spending 35 per cent more than their fiancee's hen's night on a bonding trip with their mates.
Groom-to-be Matt Clark, 28, is helping his fiancee Morgan Downs, 25, write their vows.
He has chosen the outfits for the groomsmen, selected the wine and is using his graphic design skills to create the invitations for their November wedding. "It is a marriage so you don't want it to reflect just one side or part of the relationship," Mr Clark said.
"It is good for both to have an equal say."
Ms Downs said her gown would be a surprise but Matt has approved the veil and bridesmaid dresses.
"It has been a very good journey with Matt," she said.
"We want to make it our day rather than just mine or his, so it is great to have him so involved in the planning."
Ms Stevens said Groomzillas are not nightmare grooms.
"Guys realise it is their big day too and so much emphasis has been put on the bride in the past that they are taking ownership of it," she said.
"Bridezilla gets thrown at women who are not nasty or mean or horrible, they just want it all to be right. And I think the same now goes for grooms."
Originally published as Groomzilla taking on the aisle


text:
Japan, 9 November 2010: Ethiopian short film wins UNICEF Prize at international contest
Documenting the challenges faced by Yemeserach, 14
By Naoko Iwasaki
TOKYO, Japan, 10 November 2010 – An Ethiopian TV series that featured a short film about a young woman who challenges harmful practices has won the UNICEF Prize at an international film contest in Japan. The Whiz Kids Workshop film, entitled 'Involve Me – Yemeserach,' highlights children's work in addressing issues such as exploitation and early marriage.
The film's subject, Yemeserach, 14, fled her village to escape a marriage arranged by her father. "In my village, by age 12 girls will be engaged and by 14 they will be married. Young girls who marry like that, they have children but themselves are children, so you see them looking very despondent," she said.
Today, Yemeserach lives in a shelter for abused children in Addis Ababa. She hopes to finish her education and help others. "When I get money I want to build a big house and support people in difficult situations, especially children with fistula," she says, referring to the physically and psychologically devastating condition that can result from girls giving birth at a young age.
Supporting marginalized children
The Japan Prize International Contest for Educational Media, where UNICEF recognized 'Involve Me – Yemeserach,' has been organized annually since 1965. It honours organizations producing outstanding work that helps viewers to understand the lives or circumstances of children in difficult situations.
UNICEF Tokyo Director Dr. Kunihiko Chris Hirabayashi presented the UNICEF Prize at the contest in the presence of His Imperial Highness the Crown Prince Naruhito and other distinguished guests.
"Marginalized children have a great potential to make positive changes in their society. We should support them and encourage their participation to build together a world fit for children with equity," said Dr. Hirabayashi.
Youth self-expression
As it happens, the subject of the award-winning film – Yemeserach herself – received video production training in Ethiopia as part of the global One Minutes Junior project, which was initiated by the European Cultural Foundation, the One Minutes Foundation and UNICEF to encourage youth self-expression and participation.
Whiz Kids Workshop took an active role at the training, with financial support from Save the Children Denmark. The workshop is a non-governmental organization based in Ethiopia that believes mass media can be the most cost-effective and immediate way to make an impact on large educational gaps in the developing world.
This year, 14 juries from 11 countries and territories judged 409 entries in the Japan Prize contest, the highest number ever. The Grand Prix was awarded to Japan Broadcasting Corporation for its programme, 'Cosmic Code Breakers: The Secrets of Prime Numbers.'
Related links
Visit the network's website to watch and rate films, read about workshops and more.


text:
Artist description:
Sorry this is late.
Java Draw Created Apr 29, 2011 460 x 640px Unless noted Copyright 2011 whisperer.
We encourage you to submit a comment and let the artist know what you think of this drawing. Please log in or join to post a comment.
Post a comment
Beautifully done. Love this!
Powerful and wonderful drawing. 5♥s
Wow -- Excellent drawing!!! 5h!!!
Excellent drawing!!! Love it! 5 hearts/collection!
Very powerful. Great shading. Strong portrait. Well done.


text:
Janesville apartment fire displaces four
Two adults and two children lived in the wood-framed apartment at 2904 Carousel Lane, No. 2, which started on fire at 3 p.m., according to the Janesville Fire Department.
One resident in apartment No. 5, a dog and two cats were removed from the apartment building, according to the fire department.
One firefighter suffered a minor injury while evacuating a pet, according to the fire department, and two Janesville police officers went to Mercy Hospital in Janesville to be checked for smoke inhalation.
The estimated value of the apartment and its contents was $100,000, according to the fire department. George Christon of Whitewater owned the apartment.
Residents in apartment No. 2 were displaced because of the fire, according to the fire department. Other residents returned home.
Last updated: 11:04 am Thursday, December 13, 2012


text:
Hot Stocks: Halliburton, Avon Products, Yum! Brands, Onyx, People's United Financial, and Telefonica
Pennystocksinsiders.com (PSI) has issued insider trading reports and Equity Research for the following companies: Halliburton (NYSE:HAL), Avon Products (NYSE:AVP), Yum! Brands (NYSE:YUM), Onyx (NASDAQ:ONXX), People's United Financial (NASDAQ:PBCT), and Telefonica (NYSE:TEF).
(Read full report by clicking the link below, you may need to copy and paste the full link to your browser.)
Report Highlights:
Halliburton Company (NYSE:HAL): On July 18, the Board of Directors of Halliburton Company (NYSE:HAL) approved a 2012 third quarter common dividend of US$0.09 a share, payable on September 26, 2012, to shareholders of record on September 5, 2012. Halliburton Company is an oilfield services company with a market capitalization of US$28.40 billion. The stock ended higher by 1.85% to US$30.77 on over 30.62 million shares, well above its average volume of 15.48 million shares. Did Halliburton Company insiders like CEOs, CFOs, and Directors purchase their shareholdings before the stock price increased? Pennystocksinsiders.com refers insider trading data to professional investors as it believes that Halliburton insiders have a better understanding about the company's prospects. Academic studies have shown that company insiders traditionally make higher investment returns than ordinary investors.
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/HAL/Halliburton.pdf
Avon Products, Inc. (NYSE:AVP): Avon Products, Inc. (NYSE:AVP) is scheduled to post its earnings for second-quarter 2012 on Wednesday, August 1, 2012. In addition, Kim Rucker, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer, will be leaving the company to become Executive Vice President, Corporate and Legal Affairs at Kraft Foods North America. She will also become General Counsel and Corporate Secretary for Kraft Foods Group, Inc. Abnormal trading volume of Avon Products was found on July 20 reaching 43.48 million shares, 8 times heavier than usual day trading. The latest share price, US$15.73, was up 5.6% from its 52-week low price. Do you want to know when Avon Products, Inc. insiders will purchase their shares? Want to monitor this company on an on-going basis? See insider trade report for AVP here.
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/AVP/AvonProducts.pdf
Yum! Brands, Inc. (NYSE:YUM): By market close, shares of Yum! Brands, Inc. (NYSE:YUM) plunged US$0.91 per share (equivalent to -1.38%), where stock prices lowered to US$64.95. Share prices of Yum! Brands have traded as high as US$74.44 per share and as low as US$47.15 in the past 52 weeks. Its price, as of the latest close, was up 37.8% compared with the 52-week low and was 14.6% below the 52-week high. Yum! Brands, Inc. has a market capitalization of US$29.75 billion. Do you think Yum! Brands stock will rebound or continue to drop? Do you think now is a good time to sell the stock? Investors could get an idea by checking this insider trade report for YUM here.
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/YUM/YumBrands.pdf
Today Pennystocksinsiders.com also observed abnormal trade volume for the following companies; insiders may involve trading in these companies. It will take some time for insiders to report their trades. Read these reports and add these companies into your Insider Trade Radar.
Onyx Pharmaceuticals, Inc. (NASDAQ:ONXX):
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/ONXX/Onyx.pdf
People's United Financial, Inc. (NASDAQ:PBCT):
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/PBCT/PeoplesUnitedFinancial.pdf
Telefonica S.A. (ADR) (NYSE:TEF):
Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/TEF/Telefonica.pdf
Insider Filing Source Reference: All observations, analysis and reports are based on public information released by the U.S. Securities and Exchange Commission.
About Pennystocksinsiders.com:
Pennystocksinsiders.com features a team of experienced data analysts striving to provide the investment community with the tools, software, and data necessary to carry out more effective investment research.
Important Disclaimer:
Please visit Pennystocksinsiders.com/disclaimers/index.php for details.
CONTACT: Pennystocksinsiders.com, firstname.lastname@example.com
SOURCE Pennystocksinsiders.com
Editor: Janet Nan Jiang
Reported on Jul 23, 2012
More Insider News ...


text:
Opinions on this have been divided. Here is an interesting article on this by Anne-Marie Goetz and Joanne Sandler at OpenDemocracy.org.
Do we have more to gain than lose from holding a Fifth World Conference on Women? WHAT DO YOU THINK?
Across countries and communities, the common ground that those who fight for women's rights have is each other. What are your ideas on how a world conference could push our common priorities for gender equality and women's rights forward?
Share your views, opinions and rants with us on Twitter from Feb 9 to 13, 2015. Use the hashtag #5thwcw. Let's have this conversation.
Privacy | Site Map