text:
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Flash Draw Created Mar 10, 2007 470 x 338px Unless noted Copyright 2007 Andy_yay.
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wowies,, this is uber coolios xD
10!ROCK ON !is all i can say :D
Rofl nanagooch XD Woop, nice 10
lol! no wonder his leg pose looks weird!
lol no hes vulnerable cause hes on stage and hes nervous.. i was hoping the pose would point that out lol
Why is he vulnerable? Velnerable to drugs?
I think it's really good.


text:
Tel:++62 361 286 283
Fax: ++62 361 286 284
U.S.A. Fax:(toll free) 1-800-506-8633
U.K. Fax: ++44-20-7000-1235
Australian Fax: ++61-2-94750419
24h: ++62 812 3819724
Reportedly frustrated by the lack of available passenger seats between the People's Republic of China and Bali, a local Bali tour operator has announced his plans to operate charter flights between Bali and Shanghai.As reported in the July 5, edition of the Indonesian-language Bisnis Indonesia, Hie Rudyanto, a Director of Sinar Tour & Travel, has approached the Bali-based airline Air Paradise to charter their Airbus 310-300 with 183 seats to fly Chinese visitors to Bali.According to the press report, the service would fly Denpasar (Bali) Jakarta Shanghai Denpasar, initially operating once a week in August, increasing to twice a week in October when the service would be flown by a larger Airbus 300-600 capable of carrying 290 passengers.Package ToursMainland Chinese travelers will be offered 7 day/6 night packaged holidays to Bali selling at Rp. 5.7 million (Approximately US$ 695). That price will reportedly include air transportation, accommodation at a 5 star Bali hotel, transfers, a tour, and a day cruise.

subset: commoncrawl


text:
Reading has a range of office spaces for all company sizes, including plentiful serviced office provision.
Reading Business Centre is a modern, town centre serviced office – also with meeting rooms for hire. Offices range from two to sixty desks. Minimum rental is two months.
Serviced offices catering for 1 to 15 people on either a fixed or flexible basis. High speed secure internet connections with own private network that can cover one or multiple offices if required.
Serviced office space in Reading located over 4 floors in the Market Place.
Regus run serviced accommodation in Reading's town centre as well as on Green Park business park, Thames Valley Business Park, Imperial Way in South Reading and Theale.
An Avanta business building
Web design by Tribal Systems


text:
Baker has success in Minors start
Baker has success in Minors start
CHICAGO -- Twins right-hander Scott Baker pitched seven innings and allowed one earned run in a Minor League start for Class A Fort Myers on Friday night. Baker, who is currently on the 15-day disabled list with right shoulder stiffness, walked one batter and struck out three in his outing. Before Friday's game against the White Sox, manager Ron Gardenhire said that the hope was for Baker to throw between 95-100 pitches and show no problems at all with his shoulder. In his last spring start prior to going on the DL, Baker had trouble getting his shoulder loose between innings and cut short his Minor League outing after just five innings and 58 pitches.
Baker is eligible to come off the DL on Sunday, but Gardenhire said Thursday that if all went well in his start for Fort Myers, the right-hander could return to the Twins' rotation on Wednesday against the Blue Jays.
Kelly Thesier is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


text:
I am able to move around the dashboard ok but if I want to save anything or log out I go to a page saying
Warning: Cannot modify header information - headers already sent by (output started at /home4/mogfood/public_html/wp-content/themes/Photo/functions.php:189) in /home4/mogfood/public_html/wp-includes/pluggable.php on line 876
I can not do anything from here. When I use the back button on my browser I go back to my dashboard and it seems to work. However every time I try to update the site I get the same message. Any suggestions?


text:
VERMILION — Police said the man accused of robbing a Marco's Pizza employee in October also ran away from his arraignment on separate charges.
Matthew Haller was brought into Vermilion Municipal Court on Oct. 3 for his arraignment on theft and misuse of credit cards charges for an incident Sept. 28. Police said Haller, who was belted and handcuffed, escaped from a holding room with the help of another man, Matthew Machock, who was sitting in the courtroom next to the prisoner doors.
Police said Machock, who did not have permission to sit in the area, pushed open the door to the room in which Haller was held. Haller then stepped over the partition and left the courtroom, running toward Ritter Public Library, where he was later captured.
Police arrested Haller about 15 minutes after his escape, and Haller was found with two stolen credit cards, according to a police report. The owner of the credit cards lived across the street from the library, and she said she left her purse on the back porch.
Haller was charged with escape from custody and theft of credit cards. His alleged accomplice in the escape, Machock, was charged with complicity to escape and menacing.
Machock told police that he was "only checking to see if the door was open" when questioned about the incident. Upon reviewing security footage of the incident, police said it appeared as if Machock and Haller had been talking and motioning to each other before the escape.
Police said Machock then threatened another inmate, who reported the escape of Haller.
Haller is facing the theft, misuse of credit card and escape charges, as well as robbery charges for allegedly stealing money from a Marco's Pizza employee Oct. 2. Police said Haller used a toy guy to threaten the employee, and he then hit him with the weapon.
Police identified Haller as the perpetrator after he allegedly bragged to another inmate about stealing the money to buy heroin.
A preliminary hearing for the robbery charge was set for 9 a.m. Tuesday in Vermilion Municipal Court.
Contact Chelsea Miller at 329-7123 or email@example.com. Follow her on Twitter @ChelseaMillerCT.


text:
This is by far the darkest Christian album I've ever heard. David Eugene Edwards (Sixteen Horsepower) may say "hallelujah," but his music speaks of the conviction of a man who knows hell. After you hear the ominous Mediterranean tongues epic "Slota Prow-Full Armour," you will know it too. Mosaic ain't no Sunday school picnic. There is more to be had than a theology lesson. With hints of strings, banjo, and piano, this is a shining exploration of post-folk power. I'm not a big God fan, so the lyrics can go a little over-the-top for me, like on the Eternal Creator Of The World-written "Twig," but the dense, motivated, moody music produced by Edwards is more than enjoyable in its own right. Any karmic deity would be done proud by this album.
1. Breathing Bull
2. Winter Shaker
3. Swedish Purse
4. Twig
5. Whistling Girl
6. Elktooth
7. Bible And Bird
8. Dirty Blue
9. Slota Prow-Full Armour
10. Truly Golden
11. Deerskin Doll
12. Little Raven
More about: Woven Hand


text:
Jay and Silent Bob become superheroes in the new original animated movie "Jay and Silent Bob's Super Groovy Cartoon Movie". This is, of course, after Silent Bob strikes it rich from a scratch-off lottery. What do they do with their newfound riches? They use it to buy pot-themed superhero suits and equipment, of course. Well duh. What else would they do?
As with "Red State", Kevin Smith's horror movie, Smith and Jason Mewes (Jay) will be going city-to-city with the movie. Besides the screenings, you'll also be getting a live version of their popular "Jay and Silent Bob Get Old" podcasts on stage, including Q&A afterwards.
When they can no longer stomach the ever-growing weed of suburban crime, Jay and Silent Bob take on the mantles of costumed avengers Bluntman and Chronic, smashing the super-villains they accidentally create! Can the Doobage Duo save their beloved Jersey 'burbs from their new arch enemies, the League of Shitters? While clearly not the comic book movie the world wants, GROOVY MOVIE is the comic book movie the world needs! Starring the voice talents of Jason Mewes, Eliza Dushku, Ralph Garman, Ben Gleib, Tara Strong, Jennifer Schwalbach, Jon Lovitz, Neil Gaiman, Ray William Johnson, Scott Mosier, Walt Flanagan, Bryan Johnson, Brian Quinn, Ming Chen, Michael Zapcic, Kevin Conroy, Brian "Comichead" Faraldo, Jensen Karp, and Kevin Smith. Produced by Jason Mewes. Directed by Steve Stark.
Current tour dates and locations for the movie/live podcast show include:
April 20 Atlanta, GA Center Stage Theater
April 21 Washington, DC Warner Theater
April 22 Tarrytown, NY Tarrytown Music Hall
April 23 New York, NY Best Buy Theater
April 24 Boston, MA House of Blues
April 25 Philadelphia, PA Keswick Theater
April 29 Santa Barbara, CA Lobero Theater
April 30 Sacramento, CA Crest Theater
May 2 San Francisco, CA Warfield Theater
May 5 Los Angeles, CA The Wiltern
May 9 Portland, OR Bagdad Theater
May 15 Seattle, WA Moore Theater
May 17 Kansas City, MO Midland Theater
May 18 St. Louis, MO The Pageant
May 19 Chicago, IL The Vic Theater
May 20 Indianapolis, IN Clowes Memorial Hall
May 21 Royal Oak, MI Royal Oak Music Theatre
May 22 Milwaukee, WI Pabst Theater
You can find more dates and by tickets over at the official site.


text:
Progressives push Cuomo to reject Independence line
A group of progressive Democrats plans to circulate a petition at the party's upcoming convention urging Gov. Andrew Cuomo not to run on the Independence Party line this fall.
At a meeting of several Democratic clubs in the West Village last night, state committeewoman Rachel Lavine announced the plan, and called the Independence Party "a sham." Lavine, who chairs the state committee's Progressive Caucus, also said the Independence Party is "everything that's corrupt and despicable about politics," and accused it of being primarily focused on "pay-to-play" schemes.
Story Continued Below
The progressive call echoes a similar request from Nassau County's Democratic chairman, Jay Jacobs, who has also urged the governor not to take the line.
Republican candidate Rob Astorino has already pledged not to accept the Independence nomination, were it to be offered to him.
Cuomo has yet to say whether he will or won't accept the party line, saying only that it's too early for those kinds of political decisions.
The progressive groups are hopeful that Cuomo's refusal to run on the line could effectively kill the party, whose permanent ballot line depends on receiving 50,000 votes in the gubernatorial election.
Lavine told the crowd that the Independence Party "need[s] him to receive 50,000 votes to make the Independence Party a living, vibrant political creature. If they don't get 50,000 votes in a gubernatorial, they are dead."
Lavine said the Working Families Party "is putting enormous pressure on Cuomo not to accept it, and I urge the Democratic clubs to do the same thing."
In 2010, Cuomo received 2,910,876 votes overall, with 146,576 coming on the Independence Party line, and 154,835 on the Working Families Party line. More than 2,609,465 of Cuomo's votes were on the Democratic Party line.
The Progressive Caucus is also planning to circulate a resolution calling on the Independent Democrats in state Senate to end their power-sharing arrangement with Republicans in the chamber and rejoin the mainline Democratic caucus.


text:
IRWINDALE (CBS13) — The battle between a Southern California city and the makers of the popular Sriracha sauce has come to an end, as the city council has decided to stop its battle with the company.
The Irwindale City Council had declared the Huy Fong's plant a nuisance, because of the resident complaints about the smell.
A judge had considered closing the plant at one point.
Representatives from Texas hoping to score points against regulation in California tried to lure the hot sauce maker to the Lone Star State. The company said it had no intentions of moving, but has considered building an additional plant in Texas.
Related Stories


text: Through January 17th, Groupon has a one-night stay at Saguaro Palm Springs for two for $89. Up to two kids stay free. Four-star hotel features two onsite restaurants from Chef Jose Garces, a winner of the Food Network's Iron Chef competition. Valid Sunday through Thursdays between 1/8 and 2/14. Rooms are normally $134 and up during these days/dates. An option valid from 2/15 to 4/10 is also available for $99.


text:
Welcome to the new Hawaii and Pacific Islands forum.
Have a bicycle and live in Hawaii or any of the Pacific Islands, welcome to your new house! We'd like you to feel at home. Pull up a chair, and your favorite beverage, and have fun!
|All times are GMT -6. The time now is 12:04 PM.


text: All wedding photographers in Aurangabad: here top of professional photographers of city. Our catalog will help you to find the best photographer for your wedding. Here you will receive detailed information about any photographer in the city: prices, contacts, reviews, photos of master. Choose from many suggestions for wedding photography in one place.


text:
Warning message... Link to actionLink to action
BREAKING NEWS: Windows Defender Advanced Threat Protection (Windows Defender ATP) to include AI-driven automated investigation and remediation capabilities later this year.Learn more
Alert level: Severe Detected with Windows Defender Antivirus
Also detected as: Win32/Sirefef.DK (ESET) Trojan.Win32.Jorik.ZAccess.qe (Kaspersky) FakeAlert-GA.gen.r (McAfee) Trojan.Gen.2 (Symantec) Cryp_FakeAV-56 (Trend Micro)
Microsoft security software detects and removes this threat.
This family of malware uses stealth to hide itself. Trojans in this family can do different things, including:
- Downloading and running other files
- Contacting remote hosts
- Disabling security features
Members of the family can also change search results, which can generate money for the attackers who use Sirefef.
Variants of Win32/Sirefef may be installed by other malware, including variants of the Trojan:Win32/Necurs family.
See the Win32/Sirefef family description for more information.
Concerned about incorrect detections?
If you suspect a file is malware or has been
incorrectly detected, submit the file for analysis.


text:
About 30% of its assets are invested in direct loans compared with 13% in 1995. The bank is increasing efforts to take advantage of its certification to grant loans by the Federal Housing Administration and Fannie Mae.
City National maintains its lending strength, having become experts in the 203K program under the Department of Housing and Urban Development. The bank is working with local churches and a Muslim mosque, to help them take advantage of HUD programs.
In addition, City National recently partnered with the City of Newark to rehabilitate 20 houses that normally would be auctioned. "We are qualifying buyers based on their ability to pay the cost of the house, which ranges from $70,000-$80,00, then we will hold a lottery," says Prezeau. "This way, we will have people who can afford the mortgage and put the houses back on the tax rolls." City National has begun similar programs in Cleveland and the Bronx, New York.
When it comes to implementing new programs to expand products and services, there's a limit to what some black-owned banks and thrifts can do. Many are simply trying to manage their operations. "When you have less than $100 million in assets, it becomes increasingly difficult to compete with the various new bells and whistles that keep getting developed," says George Quick, CEO of Mutual Community Savings Bank in Durham, North Carolina (No.23 on the BE FINANCIAL 25). "We accept the fact we can't be all things to all people."
No doubt, personal service will be the key for most black-owned banks and thrifts. The one major advantage they have over the heavy resources of larger regional banks is their clear understanding of community banking. But in order to thrive and survive, they must use that advantage to create new opportunities to expand their institutions. Whether acquiring new branches, funding church economic development, providing low-to moderate-income housing or granting mortgage and small business loans, the challenge is on–and black-owned banks will have to prove up to it.
Black Insurance Firms: Diversifying To Reach New Markets
After the National Insurance Association, a Chicago-based trade group of black-owned insurance companies, decided that reclaiming the African American TX: market would boost their fortunes for 1996, it became clear that something more would be needed. Black-owned life insurance companies have primarily been in the home services part of the industry– issuing policies that cover burial costs. However, such policies are expensive to service and not performance. To break free from a financial vice tightened by a competitive industry, black-owned insurance companies must increase their market share by broadening their offering and services or by providing investment-related products to attract greater numbers of consumers.
A prime example of the successful use of this strat
egy is the Atlanta Life Insurance Co., which will launch an annuity product–a tax-deferred investment account. "Our goal is to become a conduit helping to close the net-worth gap between African Americans and the majority population through education and through services and products," says CEO Charles H.


text: On Dec 14, 2007 4:18 PM, Felipe Lessa <felipe.lessa at gmail.com> wrote: > > If it is not, the implementation "fmap f = id" is really the only one > sound, > right? > It pretty clear what you meant here, but it's worth noting that "fmap f = id" is a type error. Consider: id :: a -> a (\Val i -> Val i) :: Val a -> Val b These can (and, if Val is a newtype, will) be compiled to the same code, but they don't have the same type. In particular, there is no way to unify "a -> a" with "f a -> f b" for any f. And yes, I'm pretty sure that's the only possible implementation for that type which satisfies the functor laws. -- Dave Menendez <dave at zednenem.com> <http://www.eyrie.org/~zednenem/> -------------- next part -------------- An HTML attachment was scrubbed... URL: http://www.haskell.org/pipermail/haskell-cafe/attachments/20071214/4dd0c101/attachment.htm


text:
Today's Mortgage Definition is: FHA 2/1 Buydown
FHA 2/1 Buydown — A Simple Definition:
An FHA 2/1 buydown is an option when getting an where you can "buy down" the interest rate for a period of 2 years by putting a lump sum of money into a buydown account that will supplement the payment schedule on the loan for 2 years. The payment the borrower will pay in the first year of the loan will be calculated on an interest rate that is 2 percent lower than the "note rate". In the second year of the loan, the payment that the borrower will make is calculated on an interest rate that is 1% lower than the note rate. After the first two years have passed, the remaining 28 years of payments are calculated at the note rate.
Although the 2/1 buydown isn't widely used, it can be a very useful financial tool for people who expect their income to increase after a brief period and want to stretch a little bit to get into a larger/nicer home. I personally had a 2/1 buydown for my first condo that we bought in college where we expected to be able to "graduate and get real jobs" about 2 years after we initially bought the condo.
FHA 2/1 Buydown — An Expanded Definition:
FHA 2/1 buydowns are a fairly small percentage of the overall number of FHA loans done and while it used to be true that you could qualify at the reduced interest rate, this is no longer the case. When getting an FHA loan, if you want to participate in the 2/1 buydown program you must qualify at the note rate that will be on the loan.
The general criteria that must be present when doing an FHA 2/1 buydown include:
- The mortgage must be a purchase-money mortgage, not a refinance of an existing mortgage.
- Buydown funds may come from the seller, lender, borrower or other party. Funds from the seller or any other interested third party are considered seller contributions and must be included in the six percent limit on seller contributions.
- The mortgage must be a fixed-rate loan on an owner-occupied residence.
- The buydown must not result in a reduction of more than two percentage points below the interest rate on the note.
- The buydown must not result in more than a one percentage point annual decrease in the interest rate. The borrower's payment may only change once per year.
In all honesty, I don't entirely know why there aren't more FHA 2/1 buydowns done in the current housing downturn. When done correctly, they can be a great tool for first time home buyers to stretch a little bit to get into a home and leave a little bit of money left over each month to help fix the place up.
Will FHA 2/1 buydown accounts start to gain momentum?
Only if people know about them.
Despite skipping the version straight to spyappsinsider.com/how-to-read-someones-text-messages-without-having-their-phone ios 6


text:
A Federal Communications Commission proposal to license channels used for paging systems on a geographic basis through competitive bidding will help combat the telemarketing fraud that has been associated with the issuance of these licenses, the Federal Trade Commission said in comments made public today.
"Fraudulent investment schemes that are centered on acquiring FCC licenses for wireless technologies have been the most prevalent telemarketing investment scams of the 1990s, costing consumers hundreds of millions of dollars," said the FTC, which offered advice in response to a notice the FCC published in the Federal Register soliciting comments on the proposals.
The FTC has filed 21 law-enforcement actions against telemarketers engaged in this kind of fraud. The most recent cases of this type were filed as part of"Project Roadblock," a federal-state cooperative effort targeting primarily paging license"application mills" -- that is, telemarketers who sell application preparation and filing services for paging licenses. "Build-out" schemes are the second general type of fraud associated with FCC licenses, and they involve promoters who sell interests in limited liability companies or general partnerships which supposedly will acquire FCC wireless licenses and then build and operate telecommunications systems that use these licenses.
In both instances, the FTC said that telemarketers call inexperienced, unsophisticated consumers -- many of whose names appear on FCC databases of wireless licenses because they acquired licenses through rival scams or scams pitching earlier technologies. The telemarketers tell these consumers that the licenses are investment products worth many times more than the telemarketers" multi-thousand dollar fee, either because the consumers will be able to sell or lease their license without having to build the system, or because the business to be built by the partnership is a sure success.
The FTC said that application mill schemes thrive where licenses are readily available, because telemarketers can virtually guarantee their customers a license. The FCC's proposed geographic licensing and competitive bidding proposal, along with an interim freeze on new applications, will inhibit this fraud because it will make considerably fewer licenses available.
In addition, the FTC said, the upfront payments that would be required of all bidders and the 20 percent down payment that would be required of winning bidders would make obtaining the licenses more costly for the fraudulent telemarketers.
"As the application mills have moved from one wireless technology to the next, they have generally moved away from technologies licensed by competitive bidding, and toward those licensed on a first-come, first-served basis," the FTC said.
The FTC also suggested that limiting"shared" channel licensing and focusing more on issuing exclusive licenses also would help deter fraud. Shared licenses allow fraudulent tele- marketers to escape early detection because consumers are virtually guaranteed to receive their promised license and don't recognize that they have"little more than a piece of paper." Moreover, they are vulnerable to"reloading" by telemarketers soliciting more money from them for the purchase of additional major market shared licenses, the FTC said.
In addition, the Commission said it supports the FCC's efforts to structure its competitive bidding rules to ensure that bidders are qualified and will be able to build the systems quickly. The proposed rules could be strengthened even further, the FTC said, by requiring additional disclosures about ownership and financial status, and by requiring that applicants certify to the FCC that they will comply with any FCC transfer restrictions and performance requirements. In addition, bidding agents or application preparers should be required to disclose information about paging license regulations -- including payment schedules, transfer restrictions, and performance requirements -- to the licensees and partners or shareholders, the FTC said. This would address a fundamental problem in FCC license-related fraud, which is that consumers do not receive complete information about the licenses before they invest.
The Commission vote to file these comments with the FCC was 5-0. The Commission's comments address the proposals only to the extent that they may deter consumer fraud, and not as a matter of communications regulation policy.
Copies of the comments and news releases on the FTC's cases in this area are available from the FTC's Public Reference Branch, Room 130, 6th Street and Pennsylvania Avenue, N.W., Washington, D.C. 20580: 202-326-2222; TTY for the hearing impaired 1-866-653-4261. To find out the latest news as it happens, call the FTC's NewsPhone at 202-326-2710. FTC news releases and other documents also are available on the Internet at the FTC's World Wide Web Site at http://www.ftc.gov
(FTC Matter No. V960007)


text:
A Fond Return (CHOW #53)
Credits & Info
- Views
- 6,681
- Score
- 4.67 / 5.00
- Uploaded
- Aug 5, 2012 | 11:37 AM EDT
- Category
- Fine Art
- File Info
- 600 x 800 px
- 244 kb
- Tags
- lady
- chow
- reanimator
- chow53
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Licensing Terms
You are free to copy, distribute and transmit this work under the following conditions:
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Author Comments
Rated 4.5 / 5 stars
This is great. Your colors, and mood are spot on and beautiful! My only problem with this is that the human doesnt look grounded. If she's not supposed to be floating, the body position might need to change? And some kind of line for grounding? If she's supposed to be floating, her body language (mainly her lower body...) is very stiff, for something that's supposed to be loose and sensual. I almost wish the canvas itself was a little lower, and more time was spent on finishing her with her legs outstretched.
Personal opinion though because i'm not sure what your aim or goal was. Still great overall!
Thanks for the review :) Funny you should mention that the floating looks akward. Originally, this was horizontal instead of vertical. She was kneeling on the ground. I just rotated the canvas because I liked the composition better vertically. With that said, I should have put a bit more care into adjusting her pose. Thanks again for the feedback.
Rated 5 / 5 stars
Very beatful Impending, the difference of colors between the center of the picture and it sides made it amazing! Loved it! Nice one.
- Spy
Thanks Spy!
Rated 5 / 5 stars
Beautiful, I may have to join in on the CHOW fun.
Thanks :) You should, it's a lot of fun


text:
This script is Copyright (C) 2005-2014 Tenable Network Security, Inc.
Synopsis :
The remote HP-UX host is missing a security-related patch.
Description :
s700_800 11.04 Virtualvault 4.6 OpenSSH update :
Two potential security vulnerabilities have been identified in OpenSSL
by NISCC (224012/1 and 224012/2). The Common Vulnerabilities and
Exposures project has referenced them as the following CAN-2004-0079,
and CAN-2004-0112. The CERT summary is TA04-078A. 1. The
do_change_cipher_spec function in OpenSSL allows remote attackers to
cause a denial of service via a crafted SSL/TLS handshake that
triggers a null dereference. CVE-2004-0079 2. The SSL/TLS handshaking,
when using Kerberos ciphersuites, does not properly check the length
of Kerberos tickets during a handshake, which allows remote attackers
to cause a denial of service via a crafted SSL/TLS handshake that
causes an out-of-bounds read. CVE-2004-0112.
See also :
Solution :
Install patch PHSS_30644 or subsequent.
Risk factor :
Medium / CVSS Base Score : 5.0
Family: HP-UX Local Security Checks
Nessus Plugin ID: 17529 (hpux_PHSS_30644.nasl)
Get Nessus Professional to scan unlimited IPs, run compliance checks & moreBuy Nessus Professional Now


text:
Auburn Elementary School reopened as scheduled Tuesday with only a faint odor of soot as evidence that an electrical fire damaged the central office area early Friday morning.
The reopening - Barrow County schools were closed Friday for teacher planning and Monday for the Martin Luther King Jr. holiday - went smoothly, Principal Shawn Williams said.
A lithium-ion battery in a recharging walkie-talkie ignited in the central office area shortly after midnight Friday, burning other radio equipment, spewing copious amounts of smoke and setting off the sprinkler system, said Jake Grant, the school district's assistant superintendent for facilities.
Smoke and water flowing through the sprinklers set off two alarms, and the sprinklers doused the flames, Grant said.
Maintenance crews with the Barrow County School System replaced ceiling tiles, cleaned soaked carpets and washed down all surfaces, he said.
"These guys were working like ants," Grant said, adding that they had removed damaged ceiling tile by 4 a.m. Friday.
Workers continue to use an ozone system to clear the trace of sooty smell from the air, he said.
"We've used an air scrubber since Friday, (which provides) just a high level of filtration," he said.
Williams said the damage - and resulting scent - was confined to the immediate area, away from students and the public.
"(There's) still a little bit of smoke smell we're working to get out," Williams said.
© 2017. All Rights Reserved. | Contact Us


text:
Souls, the supernatural, a fantasy setting, mature themes… These are just a few of the big ideas behind Project Eternity's story and world. As with any great CRPG story, music plays an important role in communicating those ideas. This was true for the Infinity Engine games as well. Looking back they all had one thing in common with regards to music: all are known for having strong and memorable soundtracks that drew you in as a listener and set fire to your imagination. That's exactly what we're aiming for with the music for Project Eternity.
So what will the music sound like? Great question! Describing music with words alone can be a tricky thing to do because so much of that is subjective and wide open for interpretation. Even still it's important to have some sort of plan in place before writing a single note. You need an idea that will guide you towards creating an effective score. To help paint that picture more clearly, here are three words that we believe best describe what the score will ultimately sound like:


text:
Artist description:
No description entered.
Java Draw Created Apr 15, 2012 640 x 460px Unless noted Copyright 2012 antoneqween.
We encourage you to submit a comment and let the artist know what you think of this drawing. Please log in or join to post a comment.
Post a comment
Arizonasunset Apr 17, 2012
Livley colors! Keep up the great work!
Diona Davis Apr 16, 2012
Very pretty!!
pink_sunrise Apr 15, 2012
I love the waves! 5♥s
EMOROCKERO Apr 15, 2012
this one looks pretty cool..
Page 1


text:
Let's face it: Audiences don't typically go to movies like The International for the acting performances. Thanks, in part, to the Bourne trilogy, the action-thriller genre has become much smarter and sophisticated than in decades past. But the film's capable ensemble is reduced to second banana to make way for the true star: a climactic, 15-minute, John Woo -- caliber shootout scene in the Guggenheim Museum. The International is a one-scene wonder, and once its 15 minutes of fame are over, the thrills cease.
Director Tom Tykwer (Run Lola Run) has joked that perhaps he should have renamed his film Guggenheim because of all the prep work involved in re-creating and then destroying Frank Lloyd Wright's masterpiece in the six-week shoot. Allegedly, after poor preview screenings, The International's original release date was moved six months forward to allow reshoots so Tykwer could transform it into more of an action movie -- never a good sign.
The film centers on Interpol agent Louis Salinger (Clive Owen) trying to bring one of the world's most powerful banks to justice. Salinger and Manhattan assistant district attorney Eleanor Whitman (Naomi Watts) discover that the International Bank of Business and Credit is guilty of money laundering, arms trading, the destabilization of governments, and murder.
Owen's physical and ideological fight in The International is not unlike his sensitive, world-weary performance in Children of Men, another one-scene wonder. After a vigilante makeover, Salinger's attempts to redefine "justice" are unsatisfying. The amazingly talented and fearless Watts is wasted. As the balancing second protagonist -- and thank God, not cliché love interest—in The International, Watts is more story enabler–Salinger's conscience than flesh-and-blood character. Without a real goal, backstory, or personality, the character could have been written out of the script and it would have made little difference.
If Watts' character made no impact, the opposite can be said of Armin Mueller-Stahl's complicated Wilhelm Wexler, a former Stazi agent from East Germany who organizes assassinations for the IBBC. Veteran actor Mueller-Stahl (Oscar-nominated for Shine) puts out the most intriguing and fascinating performance in The International. He even brings gravitas to the catch-phrase-heavy dialogue ("There will always be collateral damage when you take matters into your own hands" and "Sometimes a man heads straight into the very trouble he tried to avoid").
As the mysterious one-legged assassin and the film's red herring, Brian F. O'Byrne is unnamed, anonymous, and unremarkable (as he should be) until the badass shootout scene. The International is trying to say we're all pawns in the world of big corporations but -- rather than one man making a difference -- audiences are left feeling hopeless as greedy, terrorist-fueling banks serve as zombies in a doomed corporate apocalypse.
Genre: Thriller/Action
Written by: Eric Warren Singer
Directed by: Tom Tykwer
Starring: Clive Owen, Naomi Watts, Armin Mueller-Stahl, Brian F. O'Byrne


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Top 10 Disney Princess TomboysPEANUT318
The Top Ten
1 Merida Princess Merida is a fictional character from Pixar's first ever Disney Princess film, Brave. She is a talented archer who wishes that she were not destined to become the Elegant Queen of Dun Broch. She is forced into a marriage betrothal by her mother, with whom she has a very negative relationship. ...read more.
The only Disney Princess who is actually a tomboy
2 Rapunzel Rapunzel is a fictional character who appears in Walt Disney Animation Studios' 50th animated feature film Tangled, and its short sequel Tangled Ever After. She is the tenth Disney Princess, the first Disney Princess to be CGI-animated, and the first Disney Princess to have freckles or green eyes.
Rapunzel is more of a girly girl but with a tomboyish streak. - Gabriola
3 Mulan Fa Mulan, a character inspired by an actual historic figure is a character who appears in Walt Disney Pictures' 36th animated feature film Mulan, as well as its sequel Mulan II.
4 Elsa Queen Elsa of Arendelle is a fictional character who appears in Walt Disney Animation Studios' 53rd animated film Frozen.
Elsa is very feminine especially when being compared to Anna. - Gabriola
5 Pocahontas Pocahontas is a title character in Disney's 33rd animated feature film Pocahontas, and its direct-to-video sequel Pocahontas II: Journey to a New World.
6 Belle Belle is a fictional character who appears in Walt Disney Pictures' 30th animated feature film Beauty and the Beast (1991) and in the live action remake Beauty and the Beast (2017). Belle is the intelligent and selfless young daughter of an inventor who does not conform to the normal ways of her small ...read more.
7 Jasmine She is a fictional character who appears in Walt Disney Animation Studios' 31st animated feature film Aladdin (1992).
8 Cinderella
Cinderella is the most girly Disney princess of all - MarinetteNoir
9 Snow White Snow White is a fictional character from Disney's first ever film, Snow White and the Seven Dwarves . She is Disney's first ever Disney Princess and is the only Disney Princess to have her own star on the Hollywood Walk of Fame .
Snow White is feminine.
Snow White isn't even close to being tomboyish. - Gabriola
10 Moana
The Contenders
11 Anna Princess Anna of Arendelle is a fictional character who appears in Walt Disney Animation Studios' 53rd animated film Frozen.
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Photo Galleries
Image 9 of 18
Cofrentes Nuclear Power Plant, near Valencia, Spain, is seen in this 2009 photo. The 1,000-megawatt power plant is managed by Spanish power company Iberdrola. It is one of nine nuclear facilities in Spain, which have a combined output of 7,000 megawatts.
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The Hunter Astoria 52 in. Ceiling Fan features a versatile white finish to suit a variety of interior settings and reversible blades with an alternate light oak finish to better suit your decor. The design is enhanced by the beautiful swirled marble, bowl-style light fixture housing two 60-Watt bulbs. A powerful motor delivers plenty of airflow with 3-speed settings and reverse function for optimal comfort while promoting quiet operation so as not to disturb conversation or other activities.
- 5 reversible white and light oak blades
- Light fixture with swirled marble glass (bulbs included)
- High performance motor assures powerful, whisper-quiet operation
- 3 variable speeds with reversible airflow
- Designed for interior use
- Installer's choice 3-position mounting system offers standard, flush or angled mounting options
- Limited lifetime warranty
- Included pull chain allows for quick and easy on/off and speed adjustments
- Not sure what size fan you need? Check out our Buying Guide for helpful tips.
- Need help installing your fan? Check out our Project Guide for helpful tips.
- Click here for more information on Electronic Recycling Programs


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Welcome to my Profile page - my name's Chloe, I'm 22 and am from the South Coast of England, but currently living in Wales.
- Swansea, United Kingdom
- JoinedMay 10, 2011
- facebook: Chloe's Facebook profile
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Winging_it Aug 29, 2016 05:52PM
The first chapter of Klaus' Girl 2: The French Quarter is up! https://www.wattpad.com/162064281-klaus%27-girl-2-the-french-quarter-a-vampire-diariesView all Conversations
Stories by Chloe
- 4 Published Stories
Klaus' Girl 2: The French Quarter (A Vampire Diaries Fan Fiction) Fanfiction
212 12 1
When you're dealing with Original vampires, I'd recommend you learn how to find loopholes, fast. If you thought a vampires mind control was a tricky thing to conquer, try being a puppet under Niklaus Mikaelson's co...
The Witch Diaries (A Vampire Diaries/Secret Circle Fan Fiction) Fanfiction
Twin Witches, Joshua and Olivia Blake were inseprable since birth, and so when her brother goes missing Olivia finds herself on a journey to find him. This journey will take her to many places, but will she find he...
Klaus' Girl (A Vampire Diaries Fan Fiction) Fanfiction
Annabella Sterling had dreams that were always beyond her reach, and so when a handsome stranger offers to fulfill her desires she agrees immediately not considering the consequences. From then on she was branded...
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|Yi Huan
|Yi Huan
|Drama, Romance, School Life, Shoujo
Exchange students of boy and girl schools, the start of a confusing and sweet life? Qu You Lin, a national Judo champion, and Yan Ya Qiao, honored as a traditional Chinese music genius, were forced to study in each other's schools. What You Lin faced at the boys' school was a shaky Judo club, useless members, and a runaway coach; Ya Qiao, at the girls' school, although nicknamed Little Prince Xiao Qiao, can he live surrounded by stars? Both like to go back to their schools, but still like to find new possibilities…


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Fartknockers From Hell
Fartknockers From Hell
WAD Type
Read Me
================================================================ Title : Fartknockers From Hell Filename : FARTNOKR.WAD Author : Peter MacMurchy Email Address : <email removed> Additional Credits to : Ben, for introducing me to DOOM and The Prodigy; Mark, my reluctant á-tester & Penguins fan ================================================================ Maps Replaced : Maps 01 and 02 Single Player : Yes. Cooperative 2-4 Player : Yes, in case you forget to type -deathmatch Deathmatch 2-4 Player : Yes, if you're in Calgary, email me & we'll duel Difficulty Settings : Yes, but made to be played on Hurt Me Plenty New Sounds : Please get my sound pwad, PNOISE.WAD, it's made to accompany this wad but kept separate since sound pwads can really drag a system, and you might like to use the sounds for other wads (or more likely, use PYTHON.WAD instead of mine) New Graphics : No, but please play it anyway. New Music : No, midi sucks. Demos Replaced : None, why waste the space? Base : There's some bass in PNOISE.WAD. Editor(s) used : DoomCAD 5.1, WARM 1.1 Known Bugs : 1. The doors in the first room don't work quite right, you have to trigger them twice for some unfathomable reason. After that it's OK. 2. A normal texture in the outdoor part won't BLAH align. I set the Y offset positive or negative, any value, it stays right how it is anyway. 3. Same sorta thing in the bookcase room. Even unpegging didn't seem to help. 4. There's a line-of-site-error in the stream (I BLAH don't know the correct term so I'll call it a LOSEr) I'd like to blither about this. I use DoomCAD since I know it from DOOM. But it always BLAH causes LOSErs in my wads so I went to find BSP 2.x but could only find WARM. It helped alot, but was slower than it implied and left a few LOSErs, most of which I tweaked out. But it left that little BLAH LOSEr that's there. Later I got DCK22 but I don't like it since it puts my monitor in super hi-res BLAH mode which is hard to read and it does annoying things like put linedefs on top of other linedefs. I think it's sorta like how people who are used to BLAH driving a standard hate having to drive an automatic. Anyway, DCK had BSP 2.1x (BONUS!), and it is indeed way faster. It got rid of the little BLAH LOSEr by the stream, but put a huge one in the middle of the field where some important violence BLAH takes place! God I'm glad I don't have to write that kind of stuff. Please email me if you can help me with any of these dumb bugs. Authors may use this WAD as a base to build additional levels. Like they'd want to. You MAY distribute this WAD, please play it too, provided you include this file, with no modifications. You may distribute this file in any electronic format (BBS, Diskette, CD, etc) as long as you include this file intact. Yeah, and play PNOISE.WAD with it, but don't put that one in a commercial product like a CD.


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Regional Tournament Information
PBA Naval Station West/Northwest Open presented by Storm
Enter This Tournament
Click here to see a list of approved equipment.
Competition Dates
Friday, April 19, 2013 - Sunday, April 21, 2013
Naval Bowling Center
915 North Rd
Bldg 1739
Naval Station Pearl Harbor, HI 96860
Phone: 808-473-2651
Host: Mel Matsumura
Oil Pattern
PBA Tour Chameleon
USBC Sport Certified
RPI Points earned in this event lead to:
The PBA West/Northwest Region Player's Invitational (RPI) in Reno, NV October 18-20 2013
2013 West/Northwest Region Player's Invitational Highlights
$26,500 Prize Fund (based on 48 entries)
$6,000 1st place + Free WSOB Entry
Champions advance to ESPN finals (taped at WSOB)
(ESPN Telecast Winner Receives 2014 TOC Berth)
(PBA Tour Champion Holding PBA Touring Status Moves to Top of TOC Eligibility List)
Live Xtra Frame Webcast
Pay Ratio: 1:2
Friday, April 19
Practice session from 3-5 p.m.
5-6 meet the pros
Pro Am 6 p.m.
Saturday, April 20
A squad: 9 a.m.(8 games)
B squad: 2 p.m.(8 games)
Pro Am 6 p.m.
Sunday, April 21
Round of 8 bowl best of five at 9:30 a.m.
Entry fee
Members: $220
Non-Members: $285 (credit card money order or cashiers check only)
Entry Deadline
Online entries close at midnight Monday, April 15
After the deadline entries must be made directly with the PBA Northwest/West Regional Manager
Prize fund
1st place projected at $2,000
Ratio: 1 in 3
# Name Squad
1 Allen, Raymond A Squad
2 Amatori, Shawn A Squad
3 Blanchard, Josh B Squad
4 Bochenski, Kevin B Squad
5 Bollinger, Dean A Squad
6 Brewster, Robert A Squad
7 Cooper, Brett R B Squad
8 Danielson, Mike A Squad
9 Daugherty, Tom A Squad
10 Duke, Norm A. B Squad
11 Eubanks, Andre B Squad
12 Flynn, Jason B Squad
13 Francis, Rick A Squad
14 Garrick, Rodney L. A Squad
15 Gasper, Shane B Squad
16 Gomez, Andres B Squad
17 Haugen Jr., Michael B Squad
18 Hayashi, Jared A Squad
19 Huber, Lowell A Squad
20 Jackson, J.T. B Squad
21 Jensen, Tyler B Squad
22 Kanada, Mike A Squad
23 Kato, Clint A Squad
24 Kobayashi, Tetsuya B Squad
25 Laughlin, Ben B Squad
26 Ledet, Jeremy B Squad
27 Lee, Robert B Squad
28 Miller, Jason A Squad
29 Miyamoto, Daniel T. A Squad
30 Mizo, Jarrett A Squad
31 Norton, Scott A Squad
32 Odette, Keith A Squad
33 Okamoto, Darryl T. A Squad
34 Ortiz, Kyle A Squad
35 Page, Rhino B Squad
36 Parkin, Missy A Squad
37 Perry, John B Squad
38 Peters, Jake B Squad
39 Pirtle, James B Squad
40 Pojas, Chad B Squad
41 Saito, Shigeo B Squad
42 Sambueno, Toby A Squad
43 Shiira, Scott B Squad
44 Signaigo, Suzana B Squad
45 Smith, Steven B Squad
46 Tajiri, Joshua B Squad
47 Thompson Jr., Gregory A Squad
48 Ueyama, Kazumi B Squad
49 Ursillo, Tim A Squad
50 Villegas, Matt B Squad
51 Watanabe, Chad A Squad
52 Weninger, Blaine A Squad
53 Williams, Stuart A Squad
54 Wodka, Dave B Squad
55 Yee, Ivan A Squad
56 Yockman, Joseph W. A Squad


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The positive externalities of an art museum. A zero-truncated Poisson approach
Only in the 80's cultural activity has began to be viewed as a part of tourism (OECD, 2009). The UNWTO estimated that cultural tourism accounted for 40% of all international tourism, up from 37% in 1995 (Mintel, 2011). Museums play a relevant role as repositories of education, social cohesion and personal development. They are a stimulus for the economy, since culture consumers generally have a higher spending propensity than other consumers' segments (Europa Inform, 2004). Museums are expected to produce positive externalities that can be called cultural spill-over. A museum will not benefit only the public (private) investor but society as a whole because new knowledge will enter society's pool of cultural knowledge. This study predicts the repeat visitation to the MART of Rovereto, one of the most important museums of modern and contemporary art in Italy. The survey data were obtained during autumn 2009 on site. Via a zero-truncated Poisson estimation, a positive effect on the odds of having a repeat visitation to the museum, is given by either the presence of a temporary exposition or a permanent and temporary exposition; the probability to revisit the museum within the same year; visitation of the annex "Casa Depero", an important futurist arts exposition, restored in January 2009; visitation of any other city that hosted MART. Negative effects on the odds are given by the distance; number of people travelling with the interviewed visitor; the probability to recommend the museum to friends and family.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|Date of creation:
|Sep 2011
|Contact details of provider:
| Postal: Welthandelsplatz 1, 1020 Vienna, Austria
Web page: http://www.ersa.org
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Elemental diet
An elemental diet is a diet that proposes the ingestion, or in more severe cases use of a gastric feeding tube or intravenous feeding, of liquid nutrients in an easily assimilated form. It is usually composed of amino acids, fats, sugars, vitamins, and minerals. This diet, however, lacks whole or partial protein due to its ability to cause an allergic reaction in some people.
The elemental diet is used mainly in the treatment of individuals with Crohn's disease as a form of nutritional therapy. Crohn's disease is a type of inflammatory bowel disease causing inflammation of any area of the gastrointestinal tract and is able to occur in people of all ages, but often diagnosed in people between the ages of 20 and 30.[1] The most common indication of having Crohn's is blockage of the intestine, and sores and ulcers around the area of the affected tissue. This includes the bladder, vagina, rectum, and anus. Other problems may also include skin problems, arthritis, and inflammation of the mouth or eyes.[1]
Nutritional problems that result from Crohn's are due to inflammation of the small intestine that cause diarrhea. This leads to malabsorption of important nutrients in the small intestine, causing malnutrition, fever, fatigue, and weight loss.[2][3]
The elemental diet consists of a mixture of essential amino acids with non-essential amino acids. 90% of the energy from the diet comes from the monosaccharide glucose, and there is less than 1% of fat. Water-soluble vitamins, fat-soluble vitamins, and electrolytes are often added.[4] The elemental diet is commonly introduced over a period of three days to patients, successively increasing in strength on each day to reduce the likelihood of diarrhea and abdominal colic.[5][6] It can be given orally or through nasogastric tubes if patients are intolerant to the liquid.
Patients are restricted of all foods; however, certain exceptions in some patients are made for tea and coffee (without milk) and given Vivonex [clarification needed] as the elemental diet. Other elemental diets such as Elental can be used that provide similar results.[7] The elemental diet provides a high nitrogen source for patients from amino acids and acts as a medical bypass. Because the diet consists of the individual dietary components of food in their simplest form, the body does not have to do work to digest them. They prevent the food from "reacting" with the gut, preventing the occurrence of symptoms.[6][8] The resulting positive nitrogen balance and alterations in the bacterial flora of the gut[6] are likely to have beneficial effects in patients, helping to alleviate the symptoms of Crohn's. However, due to the diet's consisting of fully broken down amino acids, the digestive loading is shifted from the gut to the liver. As such, liver function (via blood tests) should be monitored.
As beneficial as the elemental diet is in patients, there are a few disadvantages. A common disadvantage is the taste of the elemental diet. Many patients are unable to tolerate the taste, even if the diet is flavoured, and choose to receive it through intragastric administration.[4] Possible nausea and diarrhea can result from the high sugar content which can also complicate hyperglycaemia in patients with pre-existing diabetes.[4]
- ^ a b National Digestive Diseases Information Clearinghouse
- ^ E Medicine Health
- ^ Kids Health From Nemours
- ^ a b c Russel, RI. "Elemental diets" (PDF). Gut. 16: 68–79. doi:10.1136/gut.16.1.68. PMC 1410941 . PMID 806492.
- ^ British Medical Journal - Elemental diet as primary treatment of acute Crohn's disease: a controlled trial
- ^ a b c Elemental diets in the treatment of Crohn's disease
- ^ Elental Elemental Diet
- ^ Mail On Sunday - How to tackle Crohn's Disease without the help of drugs


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Showboat of Lyons
N2565 Hwy. 120 North, Lake Geneva, (262) 248-7655.
Movie theater offering 6 luxury theaters with stadium and conventional seating. VISIT THE UPPER DECK (located upstairs in the Showboat of Lyons)
Watch all your favorite sporting events on six TV's and The Big Screen!
Daily Drink Specials, Pool Table, Darts
The Abbey Resort
Hwy 67, Fontana. (262) 275-6811.
Piano Player in Fontana Grill (Tuesday – Sunday).
DJ from May thru September in Waterfront (Tuesday thru Sunday).
Live entertainment on weekends (Friday & Saturday)
Grand Geneva Resort & Spa
7036 Grand Geneva Way, Lake Geneva, WI (262) 248-8811.
Lobby Lounge- Live Piano performance by Kathy Fry
Relax next to a roaring fire in the lobby and enjoy live piano music performed nightly.
Evolve – Night Club featuring Live DJ
Lake Geneva's hottest club features live DJ's and music from the 80's and 90's
Hogs & Kisses
149 Broad Street, Lake Geneva. (262) 248-7447. DJ nightly
Lodge at Geneva Ridge
State Road 50 West, Lake Geneva. (262) 248-9121.
Piano player in the Lake View Grill Dining Room, Friday and Saturday nights and at Sunday Brunch. DJ on Saturday nights in the lounge.
Mars Resort
Overlooking Lake Como, off Hwy 50 West, Lake Geneva.
(262) 245-5689.
Mars, long known as "The Only Place for Ribs", offers a fresh approach to casual dining with entertainer Joy Smith, playing all your favorite hits & sing-a-longs at our piano lounge five nights a week. May thru September.
Lake Geneva Beach
Wrigley Drive
Lake Geneva , WI 53147
phone: 262-248-3673
web: www.cityoflakegeneva.com
Open Memorial Day thru Labor Day. Beach hours, 9am – 6pm. Admission, 0 to 6, free, 7 to 12, $3 and 13 to adult $7. A long stretch of sand and water next to the Riviera Pier. Bathhouse with showers, lifeguards on duty 9 to 6.
Williams Bay Beach
Geneva Street
Williams Bay , WI 53191
Phone: 262-245-2700
Located east of Edgewater Park in Williams Bay and offers shaded grass areas. Bathhouse with showers, lifeguards on duty 9am to 5pm. Food (no glass) and floating devices are permitted.


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Nassau recovers more than $10 million in fraudulent welfare, Medicaid claims
Nassau's Department of Social Services recovered $10 million from welfare recipients and service providers who bilked the system last year, according to the department's 2013 annual report released this week.
In a 44-page report, the department notes that it recouped $9.3 million through property and estate liens and $779,000 in restitution payments recovered by the Nassau district attorney's office.
The report states the county also saved $1.7 million by detecting Medicaid fraud and stopping any payments to those recipients.
"My administration remains committed to rooting out and referring for prosecution those that try to cheat the system to take money away from the neediest of our citizens," said Nassau County Executive Edward Mangano.
Last year the department's Office of Investigations, staffed by 22 investigators, referred 45 cases of suspected fraud to the Nassau County district attorney's office for criminal fraud prosecution, said department spokeswoman Karen Garber.
In what department officials called a "growing and alarming trend," several of the cases stemmed from small-business owners who lied about their ownership and instead claimed to be employees drawing a modest salary.
One case involved a restaurant owner from Valley Stream who lied about the $126,000 in income she received from her restaurant so that she could be eligible for Medicaid benefits.
Social Services Commissioner John Imhof said the investigations "ensure that funds will only go to the neediest of our residents."
The report also notes that as the department's operating budget dropped from $506 million in 2012 to $496 million in 2013, it still saw increases in the number of requests for food stamps and Medicaid. Imhof said the aftermath of superstorm Sandy in late 2012 played a role in the increase of people seeking government assistance.
Last year Nassau handled 22,475 food stamp applications compared with 22,256 in 2012, and received 110,918 Medicaid applications, up from 98,382 in 2012.
Suffolk's Department of Social Services expects to have its annual report available by the end of the month, spokesman John Nieves said.


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A much anticipated gift arrived during the holidays when third quarter data showed credit unions posted their strongest loan performance in history.
Private student loans account for just 0.2% of the U.S. credit union loan portfolios, according to Callahan & Associates, but student loan CUSOs and credit unions that offer student loans believe they're a worthwhile addition to any CU's product suite, citing potential relationships with young members as a major benefit.
This article will be among the news, features, analysis and insight filling the pages of the next print edition of Credit Union Times.
The addition of two new credit union partners has pushed student lending program provider Fynanz to reach the milestone of 50 credit union partners.
Student Lending CUSO Credit Union Student Choice announced its 150th credit union partner.
Credit unions that offer the EdAccess student loan from Fynanz have announced they are joining together to create a new CUSO, CU Student Lending LLC.


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Edit Article
wikiHow to Fly Cast
Fly fishing can be seen as much as an art form as a sport. It uses a simple reel that hangs down from the bottom end of a long, whip-like rod and holds a weighted line to cast artificial flies to catch trout, salmon and other fish. Fly casting can be the most difficult form of casting to master but can be a rewarding skill to learn. Here are the steps to follow in learning how to fly cast.
1Strip off about 20 feet (6 meters) of line from the tip of the rod and lay it in front of you. While in the other forms of casting, you're casting a bait or lure, in fly casting, you cast the line in a manner similar to cracking a whip with a weighted tip.
2Pinch the line ahead of the reel against the rod handle with your index and middle fingers. You should hold the rod straight in front of you as you do this, reel down, with your thumb resting along the top of the rod handle.
3Raise the rod to eye level. This is about 30 degrees above horizontal, or the "10 o'clock" position.
4Lift the rod tip quickly, flipping the line behind you. You should do this quickly enough so the line's weight and movement bend the rod. Stop the backstroke when your thumb points straight up.
- To make the line move faster, pull downward on it above the reel with your other hand as you lift the rod tip.
5Hold the rod upright just long enough to let the line straighten out behind you. At first, you may want to look behind you to watch the line straighten out, but you can eventually feel a slight tug as the line straightens.
6Sweep the rod forward while pulling your elbow downward. This will make the rod move faster, giving your forward stroke more power.
- You can again make the line move faster by pulling downward on it with your other hand.
7Stop the forward stroke with a snap of your wrist when the rod returns to the 10 o'clock position. Your thumbnail should be even with your eye at this point; the snap should be sharp enough that you can feel the rod tip whip forward.
8Lower the rod tip as the line straightens out to lay the line, leader and fly on the water.
Community Q&A
Ask a Question
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- Practice your casting techniques away from the water as well as on it. Away from the water, use a fly without a hook or a small practice plug. Practice in an open area, away from overhead trees.
- If, even with practice, you find using a fly rod too difficult, you can also cast flies using ultralight spinning gear and water-weighted bobbers. Use the casting techniques described in "How to Cast Spinning Tackle."
- When fishing, wear protective clothing to keep hooks from embedding themselves in your skin as the result of a bad cast or other accident.
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My Nintendo Rewards: Kid Icarus
My Nintendo is celebrating the 5th anniversary of the Kid Icarus™: Uprising game with Kid Icarus 3D animations and discounts on the Kid Icarus series, including Kid Icarus: Uprising for Nintendo 3DS!
The Kid Icarus 3D animations were created by three of Japan's renowned anime studios, and contain unique story lines that are quite different from the Kid Icarus: Uprising game.
- Kid Icarus 3D Anime: Medusa's Revenge
- Kid Icarus 3D Anime: Thanatos Rising
- Kid Icarus 3D Anime: Palutena's Revolting Dinner
Have you played a Kid Icarus game? Check out the series and take advantage of My Nintendo discounts on the following titles:
- 30% off on Kid Icarus™: Uprising (Nintendo 3DS)
- 30% off on 3D Classics: Kid Icarus™ (Nintendo 3DS)
- 30% off on Kid Icarus™ (Wii U)
- 30% off on Kid Icarus™ – Of Myths and Monsters™ (Nintendo 3DS)
Looking for even more adventure? Here are the other action-packed My Nintendo rewards that were released in March:
- 30% off on Xenoblade Chronicles™ X (Wii U™)
- 30% off on Tokyo Mirage Sessions™ #FE (Wii U)
- 20% off on Fossil Fighters™: Frontier (Nintendo 3DS™)
- 30% discount on Mario Kart™ 8 (Wii U™)
- Mario Kart™ 8 Pack 2 DLC featuring Animal Crossing™ (Wii U) - (Mario Kart 8 game for Wii U is required to play this content.)
And don't forget these PC/smart device rewards:
- Mini Guide - The Legend of Zelda: Breath of the Wild
- Two Mario-themed wallpapers ( Wallpaper 1 & Wallpaper 2 )
- Wallpaper - The Legend of Zelda™: Breath of the Wild
To learn more about these and other great My Nintendo rewards, head over to https://my.nintendo.com/.
Games Rated:


text: In writing this story of Abraham Lincoln, the author depended primarily on Lincoln's own statements and on the statements of his family and friends who had firsthand knowledge of his everyday life. In instances when dialogue had to be imagined, the conversation might logically have taken place in the light of known circumstances. Such descriptive details as were necessarily added were based on authentic accounts of pioneer times.


text: AHRC Meeting 4 In 'Post parental separation families AHRC research network' Network MeetingsAbout the NetworkPost parental separation families AHRC research networkNetwork MembersAnnotated BibliographyContact the NetworkUseful Links 28th & 29th March 2012 Support for, and obstacles to, successful post-separation family life The extent to which successful post-separation life is encouraged in the UK and elsewhere, resistance to policy solutions, obstacles to the implementation of alternative policies and drivers for different international approaches. Meeting 4 Delegate List Meeting 4 Programme Meeting 4 summary Heather Draper - Welcome & Introduction Chair: A Masardo Hannah Zegel The impact of parental separation and maintaining parental contact on young adults' transition to University in the UK Chair: A Masardo Michaela Schier Challenges and opportunities of multi-local post-separation family life for parents and children in Germany Chair: N Nikolina Mike Coote DRS: possibilities for the futureChair: T Sorell Bryan Rodgers Reflections from Australia Chair: J Ives Richard Collier Men, Masculinities and the Social and Legal Contexts of Fathers' Rights ActivismChair: H Draper Cary Baff and Giles Berrisford Forced Family Separation - Some Reflections on the Impact of Immigration in the United Kingdom Chair: S McKay Tina Haux Sharing the cost of post separation parenting Chair: S McKay Alex Masardo The influence of state welfare benefits provision on patterns of post-separation care for children. Chair: R Collier Robert Kenedy Transitions to Post-Divorced Fatherhood and Shared Parenting: A Canadian Perspective Chair: J Ives Special Session: The Moral Habitus Of Fatherhood Tina Miller & Jonathan Ives Chair: H Draper Panel: State of Play in the UK Liz Trinder, Ceridwen Roberts & Mavis Mclean .


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58 Station Road Seddon 3011 VIC
Boutique 3/4 bed, 3 bath Contemporary, Design-Focused Residence Is Situated In An Uber Cool & Convenient Location A Short Stroll From Seddon Village
This sensational architect designed home over three levels of luxury affords an abundance of unique features, including a rooftop terrace with sweeping city views. Impressively refined and sophisticated style throughout with large open plan zone at the rear of the ground floor level. Striking Living/Dining and Kitchen opens onto the expansive, secluded and sundrenched north facing courtyard ideal for all entertaining. Premier appointments throughout including security alarm system, zoned heating and cooling, Lock up Garage and storage. Add in the second off streetcar parking space, tranquil Study area and countless elements of architectural excellence for a statement of "must have now".
All this is just a short walk to, cafés, restaurants and the Village lifestyle in both Seddon and Yarraville together with an easy and short commute to the CBD.
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Pop Culture
Hollywood Now: Chris Pine, Rachel Weisz & Ari Graynor, Plus So Many Babies!By Gerri Miller
New flicks with celebs in interfaith relationships and from interfaith backgrounds, plus their baby news!Go To Pop Culture
Whether intermarried or not, finding a Jewish community can be a great way to connect to your local community and make new friends.Date: 01-28-2013
Sharing stories, teaching philanthropy, practicing social action, and demonstrating happiness are the keys to sharing Judaism with grandchildren says one grandmother.Date: 02-13-2013
A brief history of Jewish communities in southern Italy and their Passover customs/traditions.Date: 03-07-2013
Observed at home, Passover is a great time to give kids a starring role.Date: 03-11-2013
A great way to encourage everyone, young and old, Jewish or not, to participate in your Passover seder.Date: 03-13-2013
A mom explains Jewish baby-naming customs as she explains how she and her husband chose their baby's name.Date: 04-29-2013
An American Jew and a Turkish Muslim become friends, like family really, while finding common ground.Date: 04-19-2013
A look at some of the Jewish superstitions during pregnancy and in anticipation of a new baby.Date: 06-06-2013
What are the ethical and spiritual messages in Judaism? What are we supposed to learn? And who is Derek Eretz anyway?Date: 05-15-2013
A tasty dessert recipe for Rosh Hashanah: Pomegranate Ice creamDate: 08-21-2013


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Some movies are really meant to be seen on the big screen, and based on the trailers, the Peter Berg directed action film Battleship seems like a prime example of that. While the film isn't set to hit theaters in the U.S. until next month, some will have the chance to see the movie on an even bigger screen before then.
IMAX and Universal announced today that Battleship is set to be digitally re-mastered for IMAX screens and beginning April 12, will be released in over 100 select IMAX theaters across the globe. This includes China and Russia. The announcement on the film's conversion to IMAX promises "crystal-clear images, coupled with IMAX's customized theatre geometry and powerful digital audio, create a unique environment that will make audiences feel as if they are in the movie."
"We're excited to partner with Universal Pictures to bring this Hasbro property to life in select international IMAX theatres," said Greg Foster, Chairman and President of IMAX Filmed Entertainment. "Battleship's powerful action and incredible visuals are a great fit for the IMAXformat and will offer those IMAX fans an edge-of-your seat, mind-blowing experience they simply won't want to miss."
Battleship is described as "an epic-scale action-adventure that unfolds across the seas, in the skies and over land as our planet fights for survival against a superior force." The cast includes Friday Night Lights alums Taylor Kitsch and Jesse Plemons, as well as Liam Neeson, Alexander Skarsgard, Rihanna and Peter MacNicol. Also among the cast is The Social Network's non-Armie-Hammer Winklevoss twin Josh Pence. The cast alone draws my interest, but the trailers also sell explosions and lots of other snippets that will likely look great on an IMAX screen.
More information on Battleship can be found in our Blend Film Database.
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About the Book
This book chronicles my photographic journey throughout the last seven years. It starts in Minneapolis and ends in Nashville, with a whole slew of adventures along the way. I hope you enjoy it. It's a small glimpse into the way I see the world around me.
Features & Details
- Category Arts & Photography
Standard Landscape, 10×8 in, 25×20 cm
40 Pages
- Publish Date Jul 25, 2012
- Tags travel photography, new orleans, nature photography, food photography, music photography, black and white film, pentax k1000, saint paul, bonaventure cemetery, savannah georgia, cheekwood botanical garden, ramble hill farm, national covered wagon competition, film photography, deception pass state park, seattle, minneapolis, minnesota, nashville
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About the Creator
Carolyn Manney
Nashville, TN
I love road trips, black and white film, food, hiking, spring rolls, thunderstorms, cats, drew, a perfectly ripe southern peach, books, stationary, springtime in the south, traveling, writing letters like we used to do in the nineties, cooking, dinner parties, designing and building furniture, sending postcards, camping, my morning cup of coffee, the list could go on....
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Shalit Transfer to Egypt Is Imminent
Sources: New U.S. initiative underway to free IDF soldier abducted in 2006 by Palestinian militants.
Abducted Israeli soldier Gilad Shalit will be transferred to Egypt within a few days as part of a prisoner-exchange deal with Hamas, European diplomatic sources said Thursday.
The move is part of a new United States initiative that includes Egyptian and Syrian pressure on Hamas, internal Palestinian reconciliation and Israel's opening of the Gaza crossings.
A reliable European source said this Egyptian-brokered agreement was reached two days ago. A Palestinian source confirmed the report last night but officials in Jerusalem denied any knowledge of it.
The idea to transfer Shalit to Egypt in exchange for the release of Palestinian women, teens, cabinet ministers and parliamentarians being held in Israeli prisons was raised about a year ago during a visit by former U.S. president Jimmy Carter to Damascus, Jerusalem and Gaza. Apparently Carter raised it again on his visit earlier this month, during which he met Noam Shalit, Gilad's father.
According to the plan Shalit will be entrusted to Egyptian intelligence, and his parents will be allowed to visit him. He will be returned to Israel after an agreement is reached regarding the list of Hamas prisoners to be released that was previously submitted to the cabinet.
An Egyptian source close to the developments told Haaretz that Hamas is insisting that Israel release prisoners with "blood on their hands" as approved by the cabinet under former prime minister Ehud Olmert.
Israel this week freed Palestinian Legislative Council Speaker Sheikh Aziz Dweik after three years in prison. Dweik, a leader of Hamas in the West Bank, espouses a moderate line in the organization.
The European source said Shalit's transfer to Egypt was the first stage of the Egyptian-brokered agreement hammered out between Fatah, Hamas and other Palestinian factions, in coordination with the U.S. and with Syria's support.
The deal would put the Gaza Strip under the leadership of a joint committee subordinate to Palestinian President Mahmoud Abbas, removing it from the control of the government of Prime Minister Salam Fayyad.
On Tuesday Palestinian news agency Maan quoted Egyptian sources as saying that Shalit was to be transferred from the Gaza Strip into Egypt within hours, a report that Israeli sources denied.
Shalit was abducted in a cross-border raid by Gaza militants on June 25, 2006.
The leader of Hamas said yesterday he welcomes U.S. President Barack Obama's new approach to the Middle East, but is waiting to see action.
In a televised speech Hamas chief Khaled Meshal pointedly avoided any mention of the recent turmoil in Iran, even though Hamas is backed by the Tehran regime.
Hamas, which controls Gaza, has increasingly tried to reach out to the Obama administration in recent weeks. The militants are trying to bring an end to an international boycott of Hamas and a two-year border closure of Gaza.
Meshal said the only way for Israel to win Shalit's release is by striking "a full deal," and not "the way of obduracy" which he claims was characteristic of Olmert.
Noam Shalit urged Israelis yesterday to think of his son's plight in Hamas captivity.
"My request today, June 25, 2009, is for every person in the country, man and woman, young and old, to close their eyes for three minutes. Three minutes only, and to wait until these minutes are over, and in this time for everyone to try to think of what my son Gilad is going through," Noam Shalit told Army Radio.
In the radio interview, Noam Shalit described his son as "a young man who is waiting with bated breath, not only for three minutes, and not only for three hours and not even for three days; but waiting in darkness and despair, suffering physically and mentally, for the freedom that was taken from him three years ago."
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Litigation, Transactional, Business and Industry Law Firm
Morrison Mahoney LLP
Manchester, New Hampshire 03101
(603) 622-3400
(603) 622-3466
Law Firm Overview
Morrison Mahoney LLP, for more than 60 years, has been committed to servicing its clients' needs and working with its clients to achieve desired goals and objectives. With 160 attorneys and nine offices throughout the Northeast, Morrison Mahoney LLP is recognized as one of the leading litigation firms in the region. The firm works with its clients in diverse practice areas, including: commercial and business litigation; product liability and tort litigation; construction; environmental; hospitals and health systems; employment and labor; toxic tort and health sciences; professional liability; risk management; insurance and reinsurance; subrogation recovery; appellate; admiralty; aviation; emerging business; regulatory and transactional; property; transportation law; and workers' compensation. Morrison Mahoney LLP has expanded its practice along with the changing world economy to provide business advice, counseling, and litigation support to its corporate clients.
As an adjunct to our legal services, we also provide our clients with business advice and continuing educational services, ranging from electronic newsletters to customized in-house seminars on a wide range of topics including: development of product integrity programs and loss prevention services; document management; safeguarding against electronic discovery; identifying liability; and insurance coverage trends. We also provide our clients with customized seminars in the areas of corporate crisis management; business planning and development; construction law; employment law; and professional liability. Our attorneys are nationally recognized speakers in their fields, having served as faculty for seminars and programs produced nationally and internationally. Furthermore, our attorneys serve as committee chairs for national defense organizations, regional Bar Associations, the American Bar Association, as well as numerous insurance and defense trade associations.


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All classic movies that define class, style and sophistication have one thing in common – Cocktails. We remember these cocktails every time we think of these movies and vice versa! Let's recount some of the most legendary ones.
For years, Britain's most famous spy preferred the Vodka Martini. This classic martini comprises of vodka and vermouth, and should be shaken and not stirred just the way James Bond preferred. Another legendary 007 cocktail is a classic blend of Gin and Vodka called Vesper. This signature cocktail consists of Gin, Vodka & Lillet Blanc. Pay tribute to Bond by sipping this cocktail chilled.
Learn how to make this one as no woman can forget the famous Carrie Bradshaw's fruity Cosmo. This evergreen cocktail was as famous and the show itself & soon became the most preferred drink in the 90s. This legendary cocktail is a combination of Vodka, Limejuice, Cointreau and Cranberry juice.
Cult classic, The Big Lebowski is responsible for the White Russian. In most scenes, the movie's lead character is sipping this cocktail, which comprises an unusual mix of Vodka, Kalhua & heavy cream.
Late beauty queen Marilyn Monroe mixed up Whiskey, sweet vermouth & Angostura Bitters forming the strangest yet famous cocktail Manhattan in the classic comedy Some Like It Hot.
The Screwdriver - a classic cocktail that shot to fame in 1980's classic Airplane! This cocktail is a simple blend of Vodka with orange juice and a glass full of ice.
Mojito, a heavenly cocktail and a hot favorite among Indians. This fun cocktail is a blend of White Rum, crushed ice, fresh mint leaves and soda water stirred and served in a glass. Famous amongst celebs this cocktail was Johnny Depp's poison in The Rum Dairies.
Think we've missed out on some fabulous combos? Leave us a comment.
Picture credit - http://www.theguardian.com/


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I thought he was a Tool, wait im confused.Originally Posted by dagwood;3141309;
I thought he was a Tool, wait im confused.Originally Posted by dagwood;3141309;
"Irregardless? That's not even a real word. You're affixing the negative prefix 'ir-' to 'regardless', but, as 'regardless' is already negative, it's a logical absurdity!" ~Steve Smith
"Once I swore I would die for you, But I never meant it like this."
*snerkle!*Originally Posted by pawpaw;3141310;
I think Michelle did exactly the right thing, for her. I wish she would have caused Libra to be put on the block, but it would have been a bad move for Michelle. She's pretty solid in the only firm alliance at this point. Libra, April, Ollie and Michelle. The 4 of them are clearly driving the actions of the game, at this point. And, they seem smart enough to keep on that course. I don't like them, but it's hard to ignore their power.
The way I saw it, Jerry used the wrong words when he confronted Libra. He told Libra that she said that she thought that the old people on her team were "slow." When Renny was telling him about her comments, she said she was "talking trash" about the old people, never using the words "slow" (at least I think, that's the way I remember it). So that fight with Jerry vs. Libra vs. Renny was just unneeded. Though I must say, it was very entertaining.
Loving Keesha and Angie. I like Steven also, but he's doomed. Only a miracle will save him.
Totally agree. From her point of view, it wasn't a good move for her at all. She would just be making enemies with some of the people that are on her side.Originally Posted by Uncle David;3141478;
But as for me, I would have loved for her to use the POV. It would have been great seeing Libra up for eviction because she probably would have been evicted.
Survivor - Christina | The Amazing Race - Dave/Rachel | American Idol - Hollie, DeAndre | Celebrity Apprentice - Aubrey | The Voice - Chris, Juliet
Jerry deliberatelly added the word "slow" to get the girls in a fight. When he passed the guys in the kitchen, he said "I know what I'm doing". The fight was not unneeded, it was set up by Jerry.
isn't it all just elemental?
Originally Posted by pms59;3141167;
Were my eyes deceiving me, or was that pale pink polish?
I think Michelle was smart enough not to make an emotional play...which is what putting Libra up would have been. Emotional playing is what always causes people trouble. Keep your head in the game, and your heart out of it.
Impressive, Michelle! That took some strength!
Last edited by prhoshay; 07-23-2008 at 01:16 PM.
"...each affects the other, and the other affects the next, and the world is full of stories, but the stories are all one." - Mitch Albom, one helluva writer.
When you throw a rock into a pack of dogs, you know which one you hit by the one that yelps!
Heh let's give it up for Michelle, she's ginormous tool #2, hehe.
"Two things are infinite: the universe and human stupidity; and I'm not sure about the the universe." - Albert Einstein
Did you read the thread about Jen's interviews with the contestants before they went in the house? Libra said she wanted everyone to know she does not suffer from ABWS ("angry black woman syndrome"). This episode would beg to differ.
And Jerry's catty remarks when he was dishing with the girls were so unseemly, especially coming from a 70+-year-old man.
That might explain why Jessie is so defensive and constantly demanding "respect" in his big baby way - he is compensating for something.Originally Posted by pawpaw;3141310;


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Why the ethanol mandate would keep crop and fertilizer demand low
U.S. fuel ethanol production
In the United States, total fuel ethanol production has averaged around 867 thousand barrels a day. But fuel ethanol production was lower throughout 2012 due to high corn prices. So excluding this impact, fuel ethanol production in the United States is slightly higher, at around 890 thousand barrels a day.
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600 million gallons scale back
One thousand barrels of ethanol is equivalent to 42 gallons. This equates to roughly 13.6 billion gallons a year from June 2010 to May 2012. The latest proposal to scale back ethanol production would cut back ethanol requirements to about 13.0 billion gallons, a 600 million decline.
214 million bushel decline in demand
Since one corn bushel can produce 2.8 gallons of ethanol, a 600 million decline in the ethanol mandate will translate to a 214 million bushel decline of corn use for ethanol. At current prices of ~$4.0 a bushel, the U.S. has consumed around 13.1 billion bushels a year (June 2010 to May 2012). A cut in the ethanol mandate would drive consumption lower, to about 12.88 billion bushels a year.
Average production meets demand (base case)
This year, we had a record year of production, amounting to 13.98 billion bushels of corn based on current USDA estimates. But this is unlikely to repeat soon. In a normal year throughout the same period we've been discussing, production has averaged about 12.88 as well—matching supply and demand. Given that current inventory levels are near where they were from 2010 to the first half of 2012, corn prices aren't likely to fall like they did this year. They should find support at $4.00 as farmers cut plantation or demand emerges.
Potential risk
Lower corn prices and application rates are potential risks for fertilizer stocks like IPI, POT, AGU, MOS, and MOO over the next few months and quarters. But this may not just be an issue of a few quarters.


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My name is Sylvia Alvarez, and I am the Founder and Executive Director of the Housing & Education Alliance (HEA)—a HUD-approved housing counseling agency based in Tampa, Florida. Our mission is to provide and sustain homeownership opportunities to empower individuals and families for the greater good of our community. To date, HEA has delivered more than 360,000 hours of education and one-on-one counseling to over 18,000 homeowners throughout the Tampa Bay area.
As you can imagine, the housing crisis has greatly changed the nature of our work. Like many housing counseling organizations across the country, we are facing unprecedented demand for our services. Housing counselors are where "the rubber hits the road"—a critical meeting point between mortgage companies and homeowners. And although our resources have been greatly strained in the housing crisis, we go to great lengths to do everything we can to assist every struggling homeowner who turns to us for help.
Even though we have begun to see signs that the local economy here in Florida is getting stronger, we have not come close to a full recovery and there are still many homeowners in need of assistance. That is why I was so disheartened to learn that some Members of Congress are proposing to end HAMP SM and other housing programs designed to help struggling homeowners. While the process has been far from perfect, doing anything now that dials back the number of options available for struggling homeowners is absolutely a step in the wrong direction. It threatens any progress that has been made and the recovery that we have been so desperately working toward. Without any other plan in place to help struggling homeowners, it leaves potentially hundreds of thousands of homeowners without any source for assistance. It turns everything back to the mortgage companies, without any accountability or standard to measure their efforts. This is a frightening prospect. My organization can provide many examples that show that the track record servicers have demonstrated on their own has been far below par.
What I ask of those who seek to eliminate a program that has helped over 600,000 families is, "What do you offer in its place?" Many of us in the hardest-hit states would gladly welcome more support, not less. The majority of homeowners who come to us for help are struggling through no fault of their own. In many cases, they have been hit by unemployment or have seen their hours or wages cut back. Many homeowners have seen the value of their homes dwindle. Most homeowners have already tried to work with their mortgage company before coming to us—without any success. These homeowners are overwhelmed and frightened at the prospect of facing foreclosure, and unsure of what to do next. We see the faces of these families every day, and we feel their pain. HAMP has been the only effort that has pushed mortgage companies to offer more assistance to struggling homeowners. Although it is only a voluntary program, it has established important standards and protections that many would like to see be adopted across the industry. It has been a step in the right direction in the midst of the worst housing crisis we will likely see in our lifetimes.
I invite anyone who thinks the country is ready to eliminate any foreclosure prevention program to come and spend the day working with a housing counselor. I think they will quickly see the risk that such an effort could pose to our recovery and to struggling homeowners across the country. We cannot sit idly by while this crisis rips at the very core of our foundation—the American Dream.
For more information about the Housing & Education Alliance, visit: http://www.myhomeamerica.org/
Sylvia Alvarez is Executive Director of the Housing & Education Alliance in Tampa, FL
Treasury Secretary Jacob J. Lew delivered remarks on currency redesign at the National Archives Thursday, June 18, 2015. Secretary Lew's remarks expanded on his decision to redesign the $10 note.
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