text:
There are only a few weeks left for the public to comment on the Maryland Department of the Environment's (MDE) recently issued draft regulations establishing Maryland's Water Quality Nutrient and Sediment Trading and Offset...more
On September 8, the EPA published Supplemental Guidance to the 1995 Interim Clean Water Act Settlement Penalty Policy for Violations of the Industrial Stormwater Requirements. This new guidance applies only to stormwater...more
Environmental and Policy Focus -
Governor Brown and lawmakers reach deal for California climate funds -
San Diego Union-Tribune - Aug 31 -
California lawmakers on Wednesday approved a $900 million spending...more
The Maine Department of Environmental Protection (DEP) will hold a hearing on October 15th to receive comments on three rulemaking changes to the state's site location of development rules ("Site Laws"). Additional public...more
On September 24, 2015, the Illinois Supreme Court reaffirmed the adage that "a picture is worth a thousand words" in holding that Community High School District No. 155's bleacher construction project is subject to and must...more
The following post is provided by our guest author, Karen Lutz from TRC. Karen can be reached at klutz trcsolutions.com.
What? – If you have an industrial/manufacturing facility in Michigan, and storm water runoff is...more
On July 1, 2015, new and existing industrial facilities throughout California with stormwater discharges will need a register for coverage under the new California Industrial General Permit (IGP). After 18 years, the...more
Much of land use law involves questions over the breadth of local government powers.
Today, we're looking at a spat between two units of local government: a municipality and a school board. The decision in Gurba v....more
Every summer, warm weather prompts millions to flock to bodies of water. While sunbathers likely give little thought to the source of water in which they frolic, design professionals and builders of public and private...more
Tweaking it right up to the very end, the State Water Resources Control Board finally adopted the new Industrial General Storm Water Permit on April 1, 2014. It has been a long road since the current permit was to have...more
In March, EPA published a new Final Rule that revised a 2009 Final Rule addressing stormwater discharges from its Construction and Development (C&D) point source category. The March revision withdrew the numeric turbidity...more
Stormwater pollution has become an increasingly important problem. Part of the difficulty in solving it is that it's not obvious who should be responsible. Should cash-strapped municipalities be on the hook or should it be...more
On April 1, 2014, the California State Water Resources Control Board ("State Board") unanimously adopted a new Industrial Storm Water permit (2014 Permit). You can find the new Industrial Storm Water permit and supporting...more
Continuing on the stormwater theme I began in my last post, the next topic I intend to cover is EPA's so-called "residual" authority under the Clean Water Act. The statute specifically requires stormwater permits for...more
On April 1, 2014, after 12 years of drafts, public comments and deliberations, the California State Water Resources Control Board ("State Board") adopted a new General Industrial Storm Water Permit ("General Permit"), which...more
The Washington Department of Ecology is in the process of renewing the current Industrial Stormwater General Permit (ISGP), which is set to expire on January 1, 2015. Current permit holders will need to reapply for continued...more
It has been more than 40 years since Congress created the National Pollutant Discharge Elimination System (NPDES) in the 1972 Clean Water Act. Yet, confusion remains about which activities and discharges actually require...more
It's not secession like Colorado but three Maryland counties are staging their own Fort Sumter. This past Tuesday the Carroll County Council received a notice from the State that the County did not appear to be meeting its...more
Those of us who do NPDES work know that enforcement, including citizen enforcement, against industrial point sources can often be all to straightforward. The plaintiff marches into court with a pile of the defendant's...more
As previously reported by my colleague Melissa Foster, on July 19, 2013, the State Water Board published the "Final Draft" of the NPDES Industrial Storm Water General Permit, which is intended to replace the previous version...more
On March 20, 2013, the U.S. Supreme Court issued an opinion in Decker v. Northwest Environmental Defense Center that addresses the issue of "whether the Clean Water Act and its implementing regulations require permits before...more
Already signed up? Log in here
JD Supra provides users with access to its legal industry publishing services (the "Service") through its website (the "Website") as well as through other sources. Our policies with regard to data collection and use of personal information of users of the Service, regardless of the manner in which users access the Service, and visitors to the Website are set forth in this statement ("Policy"). By using the Service, you signify your acceptance of this Policy.
JD Supra collects users' names, companies, titles, e-mail address and industry. JD Supra also tracks the pages that users visit, logs IP addresses and aggregates non-personally identifiable user data and browser type. This data is gathered using cookies and other technologies.
The information and data collected is used to authenticate users and to send notifications relating to the Service, including email alerts to which users have subscribed; to manage the Service and Website, to improve the Service and to customize the user's experience. This information is also provided to the authors of the content to give them insight into their readership and help them to improve their content, so that it is most useful for our users.
JD Supra does not sell, rent or otherwise provide your details to third parties, other than to the authors of the content on JD Supra.
If you prefer not to enable cookies, you may change your browser settings to disable cookies; however, please note that rejecting cookies while visiting the Website may result in certain parts of the Website not operating correctly or as efficiently as if cookies were allowed.
Users who opt in to receive emails may choose to no longer receive e-mail updates and newsletters by selecting the "opt-out of future email" option in the email they receive from JD Supra or in their JD Supra account management screen.
JD Supra takes reasonable precautions to insure that user information is kept private. We restrict access to user information to those individuals who reasonably need access to perform their job functions, such as our third party email service, customer service personnel and technical staff. However, please note that no method of transmitting or storing data is completely secure and we cannot guarantee the security of user information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time.
If you have reason to believe that your interaction with us is no longer secure, you must immediately notify us of the problem by contacting us at firstname.lastname@example.com. In the unlikely event that we believe that the security of your user information in our possession or control may have been compromised, we may seek to notify you of that development and, if so, will endeavor to do so as promptly as practicable under the circumstances.
Except as otherwise described in this privacy statement, JD Supra will not disclose personal information to any third party unless we believe that disclosure is necessary to: (1) comply with applicable laws; (2) respond to governmental inquiries or requests; (3) comply with valid legal process; (4) protect the rights, privacy, safety or property of JD Supra, users of the Service, Website visitors or the public; (5) permit us to pursue available remedies or limit the damages that we may sustain; and (6) enforce our Terms & Conditions of Use.
In the event there is a change in the corporate structure of JD Supra such as, but not limited to, merger, consolidation, sale, liquidation or transfer of substantial assets, JD Supra may, in its sole discretion, transfer, sell or assign information collected on and through the Service to one or more affiliated or unaffiliated third parties.
This Website and the Service may contain links to other websites. The operator of such other websites may collect information about you, including through cookies or other technologies. If you are using the Service through the Website and link to another site, you will leave the Website and this Policy will not apply to your use of and activity on those other sites. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Policy applies solely to the information collected in connection with your use of this Website and does not apply to any practices conducted offline or in connection with any other websites.
We reserve the right to change this Policy at any time. Please refer to the date at the top of this page to determine when this Policy was last revised. Any changes to our privacy policy will become effective upon posting of the revised policy on the Website. By continuing to use the Service or Website following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using the Service or the Website.
If you have any questions about this privacy statement, the practices of this site, your dealings with this Web site, or if you would like to change any of the information you have provided to us, please contact us at: firstname.lastname@example.com.
Back to Top
Explore 2017 Readers' Choice Awards
Copyright ©


text:
Is there a CSIDL constant for the "Entire Network" link that is displayed in explorer?
I don't want to show that link in my app. Is there a way to omit that link in the TreeView/ListView ?
Currently, when my app shows that link, the displayed text is all rubbish, and when I click it, the program crashes.
Any thoughts?

subset: commoncrawl


text:
1315 Alton Road
Miami Beach, FL 33139
At Precious Smile, we offer quality, personalized care. Serving the Miami Beach, FL area, we're happy to discuss the variety of treatment options available to you. If you're interested in sedation or sleep dentistry options, please schedule an appointment with Isidoros Mereos, D.D.S., and we can provide you with all the information you need.
The friendly, caring staff of Precious Smile in the Miami Beach, Florida area strive to make you feel comfortable and well-cared for at your dentist appointment. Isidoros Mereos, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
You're unique, and you deserve quality, individualized care. Dr. Isidoros Mereos believes your dental experience should blend the best of the personal and the professional. At Precious Smile in the Miami Beach, Florida area, we take the time to get to know you and understand your dental needs. Dr. Mereos and his staff are dedicated to providing you with top-quality dental care designed exclusively for you.
Here at Precious Smile, your comfort is our number one priority. We will do our utmost to put you at ease and keep you feeling relaxed and secure. Under the experienced leadership of Dr. Isidoros Mereos, our dedicated team of professionals is at your service to explain your treatment thoroughly and answer any questions you may have.
In order to maintain your oral health, it's important to schedule regular dental check-ups. Don't wait until something is wrong to make an appointment with Miami Beach area dentist Dr. Isidoros Mereos. At Precious Smile, we provide comfortable and thorough checkups. By catching and correcting a potential dental problem early, Dr. Mereos can save you vast amounts of time, discomfort, and expense.
260 95th Street
Surfside, FL 33154
For a quality porcelain crown in the Surfside, FL area, Dr. Yudah Benmergui is known for natural-looking results. At Bal Harbour Smiles, we use quality materials to restore your smile.
Your new tooth colored crown will blend in with the rest of your teeth. Our state-of-the-art techniques will make your smile look healthy and natural again.
You're unique, and you deserve quality, individualized care. Dr. Yudah Benmergui believes your dental experience should blend the best of the personal and the professional. At Bal Harbour Smiles in the Surfside, Florida area, we take the time to get to know you and understand your dental needs. Dr. Benmergui and his staff are dedicated to providing you with top-quality dental care designed exclusively for you.
Surfside area cosmetic dentist Yudah Benmergui, D.D.S. has extensive experience creating beautiful smiles. They're one of the first things people notice about you.
Our professional team will be happy to discuss your aesthetic dentistry options. The attractive results you'll get from Bal Harbour Smiles can change your life!
Dental bonding in the Surfside area is available from experienced dentist Yudah Benmergui, D.D.S.. If your teeth have unsightly cracks or discoloration, dental bonding can help.
It's a quick and non-invasive procedure that corrects minor cosmetic flaws and restores your natural smile. You'll feel great being able to show your natural again.
Surfside area restorative dentistry at Bal Harbour Smiles can produce natural-looking results. If you have a damaged or missing tooth, we can help.
Our highly skilled team will assess your need for a crown, bridge, implant or other procedure to restore or improve your smile. Our goal is to provide quality dental care for your life-long oral health.
975 Arthur Godfrey Road #306
Miami Beach, FL 33140
Don't let untreated dental problems get you down. Rebuild your confidence with a beautiful new smile. From simple treatments that make a big difference, to more extensive work, unveiling the smile you were meant to have can have profound life-changing effects. Serving the Miami Beach, FL area and offering cosmetic dentistry, Dr. Maharaj can help you develop an affordable treatment plan you'll feel good about.
Dr. Vindra Maharaj, practicing in the Miami Beach, FL area, can provide you with the highest quality dental crowns available, and restore your smile. Using state-of-the-art materials and cutting-edge techniques, Dr. Maharaj can make your smile look healthy and natural again.
Here at Miami Beach Dental Associates, your comfort is our number one priority. We will do our utmost to put you at ease and keep you feeling relaxed and secure. Under the experienced leadership of Dr. Vindra Maharaj, our dedicated team of professionals is at your service to explain your treatment thoroughly and answer any questions you may have.
Miami Beach area dentist Dr. Maharaj wants you to have optimal dental health, and offers a range of options to help make your dental treatment affordable.
Don't let expense stand between you and the quality dental care you deserve. Find out about our affordable fees and the many types of financial arrangements Miami Beach Dental Associates has to offer.
The friendly, caring staff of Miami Beach Dental Associates in the Miami Beach, Florida area strive to make you feel comfortable and well-cared for at your dentist appointment. Vindra Maharaj, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
Dr. Carlos Medina, DMD
240 E New York Ave
Deland, FL, 32724
(386) 736-7309
Dr. Michael Hammonds, DMD
1200 Deltona Blvd Suite 7
Deltona, FL, 32725
(386) 860-0473
10710 Seminole Blvd. #4
Largo , FL, 33778
(727) 392-9293
5762 1st Avenue N
Saint Petersburg , FL, 33710
Do your looks affect the way people treat you? Positive self-esteem - how we feel about ourselves - is very important to a healthy personality, to happiness, to the development of a positive attitude about life, and to achievement in the direction we choose.
It is well documented that people with a positive "feeling" about themselves do better in school, in business, and have closer, more meaningful relationships.
One measure of self-esteem is how you feel about your physical appearance; or, more importantly, how you feel you look to others. The complexion, teeth, and nose, in that order, are the highest "rated" facial features.
Self-image begins to develop about age four or five. At that age, identity influences other developing traits: social skills, verbal skills, intellect, and the ability to define oneself as a successful person. In other words, at age four or five a child makes a giant step toward "I'm OK, I'm a worthwhile person," or, conversely, toward "I'm not OK." The results can often affect the remainder of that person's life.
Beauty is often more than skin deep, because the psychological damage to a person who feels unattractive can be devastating. Then there's the other side of the coin. Does how we look affect how others treat us?
Indeed. Studies have shown that good-looking people are given the benefit of the doubt over unattractive people. They're thought to be more intelligent, more likeable, higher achievers, honest, and braver than the unattractive. Even school teachers spend more time with attractive students!
Your mouth is important to your total psychological and physical well-being. Is it worth regular dental cleaning and cosmetic dental care? Is visiting your cosmetic dentist and having your broken teeth restored with beautiful dental crowns worth it? Is straightening crooked teeth with braces worth it? We think you'll probably agree, you and your family are definitely worth it!
In most cosmetic dentistry practices, good health and sound oral function are their primary goals. But these days, both can be achieved with a third factor in mind, good looks.
Good looks are all around us. In consumer magazines, TV, media, politics, and business. Both men and women are flashing bright, near perfect smiles. It's a pleasure to see. We're not all born that way, and they probably weren't either. Dental makeovers have contributed to a large part of the self-esteem of models, movie stars, and recently, the grocery clerk or the grandmother next door, who seek cosmetic dental care.
Surprisingly, most tooth restoration procedures are fairly conservative. That is, removal of healthy enamel is kept to a minimum, or dispensed with altogether. Teeth bleaching, tooth bonding and contouring are quick, easy, and fairly inexpensive. Porcelain veneers lend new form and youthfulness to front teeth. Tooth-colored fillings can replace discolored amalgams. A new denture can restore a more youthful appearance. The choices are yours.
Notice the people you know who are proud of their teeth. They smile more often. Great teeth build self-confidence. Most people respond more readily to an attractive smile in a very positive way. The psychology is simple, the impact great.
We are lucky to have new materials and techniques that make a beautiful smile within everyone's reach. Take advantage of cosmetic dentistry, for yourself and the people around you.
Give your cosmetic dentist a call today to find out how your smile can benefit from today's technical innovations.


text:
Nola Cespedes, an ambitious young reporter at the "Times-Picayune," finally catches a break: an assignment to write her first full-length feature. While investigating her story, she also becomes fixated on the search for a missing tourist in the French Quarter.Read more...
- $39.99
FREE Shipping for Club Members
- Format: EPUB What's this?
- [-] Other Available FormatsOur PriceNew & Used MarketplaceHell or High Water (Audio MP3 CD - Unabridged)
Published: 2012-07-01
Publisher: Dreamscape Media$29.99
Nola Cespedes, an ambitious young reporter at the "Times-Picayune," finally catches a break: an assignment to write her first full-length feature. While investigating her story, she also becomes fixated on the search for a missing tourist in the French Quarter. As Nola's work leads her into a violent criminal underworld, she's forced to face disturbing truths from her own past and is confronted with the question: In the aftermath of devastation, who is responsible for rebuilding what's been broken?
Vividly rendered in razor-sharp prose, this haunting thriller is a riveting journey of trust betrayed and the courageous struggle to rebuild. Fast-paced, atmospheric, and with a knockout twist, "Hell or High Water" features an unforgettable heroine as fascinating and multilayered as New Orleans itself."
- Publisher: Thomas Dunne Books
- Publish Date: July 2012
- Page Count: 340
- Dimensions: 8.6 x 5.9 x 1.5 inches
- Shipping Weight: 1.25 pounds
Related Categories
Books > Fiction > Mystery & Detective - General
Books > Fiction > Thrillers - Suspense
Publishers Weekly® Reviews
- Reviewed in: Publishers Weekly, page .
- Review Date: 2012-05-21
- Reviewer: Staff
Post-Katrina New Orleans provides the vivid backdrop for this uneven first novel, the first in a new crime thriller series from Castro (The Truth Book: A Memoir). In 2008, Times-Picayune reporter Nola Céspedes, who's eager to leave lifestyle fluff pieces behind, takes on the unenviable challenge of reporting on sex offenders still living off the grid after the devastating hurricane. Interviewing potentially dangerous rapists and child molesters isn't how Nola, who was raised in poverty by her Cuban-born single mother, thought she'd start writing features, but a story is a story. The more involved Nola becomes, to the detriment of her personal life, the more convinced she is that the recent disappearance of 25-year-old tourist Amber Waybridge from the French Quarter is connected to the men she's investigating. Nola's obsession with the Waybridge case—and the possible perpetrators—deepens with ominous results. Nola's gritty appeal compensates only in part for a plot with too many holes. Agent: Mitchell Waters, Curtis Brown. (July)


text:
In Pictures: Ankara Car Hits The Streets Of Yenagoa In Bayelsa
May 6, 2015 – Photos: Car Decorated With Ankara Spotted On Bayelsa Streets
This car caught the attention of people on the road of Yenagoa last Friday.
The owner, who is said to be a popular tailor in the area customised the car himself.
The man come dey flex anyhow.. see him smiling. Creative idea though!


text:
Someone had tweeted a link to Twuffer on twitter so I checked it out and found lots of good uses and reasons for why somebody would want to post date tweets.
First Twuffer is a web based application that allows you to create tweets and assign a date/time you would like your tweet to go out. You can use it to post immediately, but that is not the main intention and benefit of the application. It also isn't used for reading tweets strictly for creating, and tracking your post dated ones.
First thing you do is go to Twuffer
Login with your Twitter ID and Password, and then go to the Settings so you can setup your time zone. When you set a time zone, the tweet will post based on that hour in your time zone.
After you setup your time zone and date format, then you can start writing tweet's and setting the date you wish for them to post. This is very easy, you just simple enter your 140 character message, and then use the "When to Tweet" drop downs to select your date and time you want to post the tweet.
I tested this early this morning, where I setup a tweet to post at 10am a few hours earlier, and it went off without a hitch.
So what can you utilize Twuffer for? Why Post Date your Tweets?
Here is the best reasons I can think of:
#1 if you are a blogger and you are going out of town, and you post date blog posts, you can post date tweets to tell your tweeple to visit your blog post, this will keep people checking your blog and advertising your blog while you are out of town.
#2 if you need to setup some reminders for you and a group of your twitter friends, this is a great way to setup tweetup reminders. Like if you set date a tweet for next week at 9am saying that you want to organize a tweetup. You can set a post dated tweet as a reminder for the tweetup in case you forget to manually remind.
#3 if you do a series or a specific time/date based topic of tweet, you can predate these. Like if you always mention something about sports at 11am on wednesdays, you can pre-queue these type of tweets.
Also, If I know I won't have access to twitter for a day or 5 hours tomorrow, I can create a bunch of post dated tweets to keep up my "twitter" presence, without actually having to be on twitter.
Hope this helps.
-Dragon Blogger


text:
Northwestern gets wins on diamond
Northwestern pulled out narrow victories over Tamaqua in both baseball and softball action on Monday.
Nick Rodriguez delivered what turned out to be the game-winning RBI in the bottom of the sixth inning to lift Northwestern to a 6-5 non-league victory over visiting Tamaqua.
Rodriguez sparked the Tigers' attack with two singles, a double, a stolen base and an RBI. Richard Perry (single, double, two runs scored) and Collin Breidinger (single, double, run scored, RBI) contributed to the Northwestern win.
The Blue Raiders' Matt Roberts recorded three singles and a runs scored. Matt Michoff added a single, double and three RBIs.
Northwestern jumps to 2-1 on the season. Tamaqua falls to 1-1.
Tamaqua 000 023 0 - 5 12 3
Northwestern 200 121 x - 6 10 0
Zehner, Reinhardt (5) and Roberts; Eden, Williamson (6), Smith (7) and Breidinger. W - Williamson. L - Reinhardt.
Nazareth-Pleasant Vy.
Pleasant Valley started strong and got a dominant pitching performance from Dan Hrbek in a 4-1 non-league win over Nazareth.
Hrbek struck out 10 in seven innings and held Nazareth to one run on four hits while also adding a double and an RBI at the plate.
Howie Stevens went two-for-three with a double and an RBI for the Bears, who move to 3-1 on the season.
Nazareth 000 100 0 - 1 4 2
Pleasant Vy. 013 000 x - 4 6 1
Hrbek and Shank; Horvath, Bayuk (5). W - Hrbek. L - Horvath.
Nazareth-Pleasant Vy.
Nazareth defeated Pleasant Valley, 4-2, in a non-league game.
Liz Deutsch led the Blue Eagles with three singles and two runs scored.
For Pleasant Valley, Kelsey Miczak had two singles and a run scored while Madison Shaneberger chipped in with two singles and a RBI.
Pleasant Valley slips to 0-4 on the season.
Nazareth 102 001 0 - 4 11 1
Pleasant Vy. 000 101 0 - 2 3 6
Tavianini and Yerger; Marini and Shaneburger. W - Tavianini. L - Marini.
Northwestern rode a strong performance from starting pitcher Lydia Danner to edge Tamaqua 2-0 in non-league action.
Danner tossed a complete game shutout, allowing only two hits and striking out 13. Lindsey Papp had an RBI single for the Tigers.
Taylor Fritz and Alexis Boyer had the two hits for the Blue Raiders.
Tamaqua 000 000 0 - 0 2 2
Northwestern 011 000 x - 2 5 0
Pedersen and Sassaman; Danner and Greenberg. W - Danner. L - Pedersen.
Kutztown-Jim Thorpe
Kutztown posted a 4-1 non-league win over Jim Thorpe.
Brandon Huffman and Matt Miller earned a forfeit win in doubles action for the Olympians.
With the loss, Jim Thorpe falls to 2-4 this season.
Kutztown 4, Jim Thorpe 1
Nick Volk (K) def. Kyle Becker, 6-0, 6-0; Kirby Sibiski (K) def. Kyle Lawrence, 6-1, 6-1; Tucker Landis (K) def. Avery Magill, 6-1, 6-0.
Luke Wessner/Freddy Short (K) def. Shane Bleicher-Otto/Louis Squillace, 6-2, 6-0; Brandon Huffman/Matt Miller (JT) won by forfeit.
Liberty-Pleasant Valley
Pleasant Valley earned a narrow 4-3 non-league win over Liberty.
The Bears (5-1) got solid performances from their top two singles players as Jon White and Jon Walmach cruised to straight set wins.
Pleasant Valley 4, Liberty 3
Jon White (PV) def. Chris Snow, 6-2, 6-1; Jon Walmach (PV) def. Chris Kapcsos 6-1, 6-3; Brendan Cunningham (L) def. Stevie Berry, 6-4, 4-6, 6-4.
Nico Thurow/Alec Gerhart (L) def. Brandon Percey/Erik Ammermann, 4-6, 7-5, 6-4 ; Julian Mark/Milind Jagota (L) def. Noah Soltis/Jeff Olah (PV), 2-6, 6-3, 7-5; James Osinski/Kevin Bantel (PV) def. Jake Claudio/Jesse Claudio, 6-3, 6-0.


text:
Advantages of Integrated Pest Management (IPM)
There are many advantages in using the IPM pest management approach:
Maintaining a Balanced Ecosystem: Ecosystems are comprised of living and non-living components that are intricately linked as effects of one species within the system may affect other species (positively or negatively) due to the reliance at different trophic levels. Ideally, and in many cases this is true, functional redundancy is present within a system, and organisms can adapt as the ecosystem evolves and species composition changes at different trophic levels. Using chemical controls can reduce pests, but may also reduce species of organisms that reduce pest species themselves within the ecosystem. By using and IPM approach, we aid in maintaining ecosystem stability while controlling pest problems.
Examples of some preventative IPM techniques:
- Cultural Controls (i.e., changes that disturb the natural environment of the pest)
- Structural Modifications
- Biological Controls (i.e., beneficial organisms)
- Physical Barriers
- Use of Pheromones (i.e., natural insect scents)
- Pest-Resistant Varieties
Monitoring is another important component of the IPM strategy. Monitoring involves:
- Regular checks of the area
- Early detection and documentation of pests
- Proper identification of pests
- Identification of the effects of biological control agents
Assessment is the process of determining the potential for pest populations to reach an economic threshold (i.e., depletes the value of the crop below an established bottom line) or an intolerable level. Keep records from previous years so you can refer back to them. Watching the weather patterns and historical data will give you a good idea when and if a pest problem may occur.
One also needs to determine the action needed in order to address the pest problem. If pests reach an economic threshold (farmers) or intolerable levels (homeowners) action must be taken. When no other strategy will bring the pest population under a tolerance threshold, then the use of chemical pesticides is probably justified - if applied properly (i.e., according to label standards). At this point, use of sccosoastalpestcides.org decision-making toolbox will be an important component of the final measures taken in order to neutralize a pest problem. Use of the data portal will also be a critical component in final decisions as it will increase the accuracy of impact assessments of a pesticides based on geographical characteristics as well as the physical and chemical properties of the pesticide. You have now taken the necessary steps to assess you pest problem and the different possible solutions. When your making your final decision for application, consider upcoming storm events, wind speed, and where you are in relation to water and what floodplain zone you are in (data portal). Also, make sure to use appropriate PPE and application rates and methods listed on the label. These tools will ultimate lead you to the appropriate pesticide for your pest situation.
The IPM material covered above, and more detailed information on IPM can be accessed at:
- National Pesticide Information Center
- eXtension Educational Partnership
- The Environmental Protection Agency
Learn more about Estuarine Ecosystems and Water Quality


text:
DoubleTree Suites by Hilton Doheny Beach - Dana Point
Select your stay dates to check availability
DoubleTree Suites by Hilton Doheny Beach - Dana Point
About the hotel
Property Location
With a stay at DoubleTree Suites by Hilton Doheny Beach - Dana Point in Dana Point (Capistrano Beach), you'll be minutes from Doheny State Beach and close to Mission San Juan Capistrano. This hotel is within close proximity of Lantern Bay County Park and Dana Point Harbor.
Make yourself at home in one of the 196 air-conditioned rooms featuring refrigerators. Wireless Internet access (surcharge) is available to keep you connected. Conveniences include phones, as well as complimentary weekday newspapers and coffee/tea makers.
Rec, Spa, Premium Amenities
Be sure to enjoy recreational amenities including an outdoor pool and a fitness center. Additional features include wireless Internet access (surcharge) and gift shops/newsstands.
Satisfy your appetite at the hotel's restaurant, which serves breakfast, lunch, and dinner, or stay in and take advantage of room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge.
Business, Other Amenities
Featured amenities include a computer station, express check-out, and complimentary newspapers in the lobby. Event facilities at this hotel consist of conference space and a meeting room. Self parking (subject to charges) is available onsite.
Hotel Facilities
- ATM/banking
- Valet parking (surcharge)
- Bar/lounge
- Outdoor pool
- Free newspapers in lobby
- Year Built 1989
- Porter/bellhop
- Multilingual staff
- Conference space
- Smoke-free property
- WiFi (surcharge)
- Luggage storage
- Computer station
- One meeting room
- Restaurant
- Total number of rooms - 196
- Self parking (surcharge)
- Fitness facilities
- 24-hour front desk
- Gift shops or newsstand
- Safe-deposit box at front desk
- Number of floors - 4
- Number of buildings/towers - 1
- Express check-out
- Dry cleaning/laundry service
Room Facilities
- Private bathroom
- Premium TV channels
- Iron/ironing board
- Free weekday newspaper
- Hair dryer
- Premium bedding
- Climate control
- Coffee/tea maker
- WiFi (surcharge)
- Hypo-allergenic bedding available
- Pay movies
- Air conditioning
- Room service (limited hours)
- Sofa bed
- Cribs/infant beds available
- Phone
- Refrigerator
- Daily housekeeping
Hotel Policy
Know Before You Go
- Children 18 years old and younger stay free when occupying the parent or guardian's room, using existing bedding.
- Guests can arrange to bring pets by contacting the property directly, using the contact information on the booking confirmation (surcharges apply and can be found in the Fees section).
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Fee for in-room wireless Internet: USD 12.95 per night (rates may vary)
- Fee for wireless Internet in public areas: USD 12.95 per night (rates may vary)
- Self parking fee: USD 22 per day
- Valet parking fee: USD 22 per day
- Pet fee: USD 50 per pet, per stay
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.
Mandatory Fees and Taxes
You'll be asked to pay the following charges at the hotel:
- Resort fee: USD 3.00 per person, per night
We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book.Show all hotel policy Show less hotel policy


text:
Wedding Party Boogies Down the Aisle (Video)
In a church in St. Paul, Minnesota this month, Kevin Heinz and Jill Peterson vowed not to have a boring wedding. Instead of a standard entrance walking down the aisle, they and their wedding party performed a choreographed dance sequence to the electro-pop song Forever, by Chris Brown.
The YouTube sensation below, has received 1.3 million views in five days and landed the couple on the Today Show.
Congratulations to the bride and groom…


text:
By Peh Soo Hwee SINGAPORE, Feb 27 (Reuters) - BMW expects to double sales in Asia in the next five years and sees a strong appetite for luxury cars in China, the German car maker said on Thursday. The Munich-based firm aimed to sell 150,000 cars a year in Asia by 2008, up from 78,000 last year and given a big boost by China, where BMW will open a factory by the end of 2003, said Michael Ganal, a member of BMW's board of management. He said BMW's top Asian market remained Japan, where ...
Premium Content (PAID Subscription Required)
"INTERVIEW-BMW expects to double Asia sales in five years" is part of the paid WardsAuto Premium content. You must log in with Premium credentials in order to access this article. Premium paid subscribers also gain access to:
All of WardsAuto's reliable, in-depth industry reporting and analysis
Hundreds of downloadable data tables including:
• Global sales and production data by country
• U.S. model-line inventory data
• Engine and equipment installation rates
• WardsAuto's North America Plant by Platform forecast
• Product Cycle chart
• Interrelationships among major OEMs
• Medium- and heavy-duty truck volumes
• Historical data and much more!
For WardsAuto.com pricing and subscription information please contact
Lisa Williamson by email: email@example.com or phone: (248) 799-2642
Current subscribers, please login or CLICK for support information.


text:
States clean up in deadly snowstorm's wake
BOSTON, Feb. 10 (UPI) -- The northeastern United States was digging out from a monster snowstorm Sunday that killed nine people and left at least 400,000 customers without power.
Residents from Pennsylvania to Maine were left to remove up to 3 feet of snow that began falling Friday and caused state officials to urge residents to stay home and airports to cancel thousands of flights, CNN reported.
"There's just really no place to put the snow," Boston resident Allison Rice told CNN.
The White House said Sunday President Obama signed an emergency declaration for Connecticut in which he ordered federal aid to supplement state and local efforts in dealing with the storm for the next 48 hours.
The White House statement said the declaration authorizes the Federal Emergency Management Agency to coordinate all disaster relief efforts and provide "appropriate assistance ... to save lives and to protect property and public health and safety, and to lessen or avert the threat of a catastrophe in all eight counties and the Tribal Nations of Mashantucket Pequot and Mohegan in the state of Connecticut."
"Specifically, FEMA is authorized to identify, mobilize, and provide at its discretion, equipment and resources necessary to alleviate the impacts of the emergency," the statement said. "Emergency protective measures, including direct federal assistance, will be provided at 75 percent federal funding."
Airports in Boston and Connecticut were to resume flights Sunday, officials said. Three of New York's busiest airports had limited service Saturday
Police investigating fugitive cop's firing
LOS ANGELES, Feb. 10 (UPI) -- Los Angeles police said they are reopening an investigation into the termination of a former police officer now wanted in the deaths of three people.
A massive manhunt for Christopher Jordan Dorner, 33, has focused on the Big Bear mountains since Thursday, when his pickup was found in flames on a forest road between Bear Mountain and Snow Summit ski resorts.
Dorner is accused of killing the daughter of a retired LAPD captain and her fiance. He also is alleged to have shot three police officers, one fatally, in Riverside County. One day after killing the first two people, Dorner published a manifesto online saying he was seeking revenge for his termination in 2009 for allegedly making a false accusation against his training officer.
Dorner had said training officer Teresa Evans kicked a mentally ill man during an arrest in 2007 in San Pedro. An internal affairs investigation concluded Evans did not kick the man and Dorner was terminated, the Los Angeles Times reported.
Los Angeles Police Chief Charlie Beck said Saturday the investigation was "not to appease a murderer," but to offer complete transparency to the public and to protect an "increasingly positive relationship with the community."
"I am aware of the ghosts of the LAPD's past and one of my biggest concerns is that they will be resurrected by Dorner's allegations of racism within the department," Beck said. "Therefore, I feel we need to also publicly address Dorner's allegations regarding his termination of employment."
Sheen asks fugitive ex-cop to call him
LOS ANGELES, Feb. 10 (UPI) -- U.S. actor Charlie Sheen has asked fugitive former police officer Christopher Dorner to contact him after the actor was mentioned in Dorner's manifesto.
Dorner, 33, posted the manifesto online last week after allegedly killing the daughter of a retired Los Angeles Police Department captain and her fiance. He also is alleged to have shot three police officers, one fatally, in Riverside County.
In his manifesto, Dorner said he was seeking revenge for his termination in 2009 for allegedly making a false accusation against his training officer. He threatened "unconventional and asymmetrical warfare" against police officers involved in his dismissal and their families.
He also expressed his admiration for Sheen, Michelle Obama and Anthony Bordain, the Los Angeles Times reported Sunday.
"Charlie Sheen, you're effin awesome," Dorner wrote.
Sheen issued a plea to Dorner in a short video posted on TMZ Saturday.
"You mentioned me in your manifesto, so thank you for your kind words," Sheen says.
"I am urging you to call me. Let's figure out together how to end this thing. Call me. I look forward to talking to you."
A massive manhunt for Dorner has focused on the Big Bear mountains since Thursday, when his pickup was found in flames on a forest road between Bear Mountain and Snow Summit ski resorts.
North Korea blusters over nuclear test
SEOUL, Feb. 10 (UPI) -- North Korea chided the United States this weekend for supposedly misinterpreting Pyongyang's nuclear program.
The government weekly Tongil Sinbo posted an article saying North Korea was involved in projects it declined to identify, but that it would be a mistake to conclude they involved a nuclear weapons test.
"The U.S. and hostile forces jumped to conclusions that the republic is planning the third nuclear test, citing their hypothesis and argument," Tongil Sinbo said.
South Korea's Yonhap news agency said Sunday the article appeared to be a response to the international uproar over North Korea's launch of a long-range missile in December. The North has also announced it would carry out a "nuclear test of a higher level" sometime in the near future.
It remained unclear whether the test would involve an actual nuclear weapon, but Tongil Sinbo warned the United States faced "irrevocable losses" if it responded.


text:
Health Centers
Health Forums
Ask a Doctor
Sign Up
Email or Display Name
Remember Me
Forgot your password?
Medical Questions
General Forum Topics
General Q and A Forum
Sleep apnea & tachycardia (fast heart beat)
Must Read
Conditions and Diseases Introduction
Learn the basics about various conditions and diseases, including risk factors, diagnosis, and treatment options....
Read more >>
Conditions and Diseases Risks
Learn about risk factors to developing a certain conditions and diseases. ...
Read more >>
Conditions and Diseases Screening
Learn about screening and diagnosis options available for certain conditions and diseases....
Read more >>
General Forum Topics
Sleeping Over At My Boyfriends House...
Should I see a regular doctor or orthope...
I have bronchitis, but have a vacation t...
General Q and A
Hands And Arms Going to Sleep
Claritin symptoms : sleepiness
Sleeping Near Your Pc And Your Health
Related Topics
sleep study results
sleep paralysis ?
was dream sleep paralysis ?
January 2nd, 2007
I have had athsma (bronchial with allergies) since I was a child. About two years ago I started to have palpitations, I can be sat quietly reading a book and my pulse rate will go from 70 to 120 for no apparent reason. Went to dr and had blood test, urine test, over active thyroid test, cardiogram+ ecogram. All normal except for slightly high blood pressure ( average 130 over 85 not bad for 61 yrs) dr sent me to a cardiologist, lots of questions after which he said he thought I had sleep apnea. Sent me for sleep analysis which came back "severe apnea". Went on cpap, no effect in fact using the machine makes me worse as I wake up with breathing problems. Feel worst first thing in the morning, very weak , no energy and feel confused. Gets better as the day goes by but not much. I am not overweight, stopped smoking drink very little and eat healthy food. I dont have any money worries allthough I did have the stress of a divorce but that was a while ago. Other things I suffer from are GERD and a hiatal hernia. Can anyone point me in the right direction.
Did you find this post helpful?
You marked this post as helpful!
I changed my mind
Dr. Nikola Gjuzelov
replied January 18th, 2007
General Q&A Answer A2134
According to the symptoms you describe (palpitations and heart rate suddenly going from 70 to 120) you probably experienced some type of paroxysmal tachycardia. To prove the existence of paroxysmal tachycardia, people are required to wear a holter apparatus for 24 hours to monitor the heart rhythm. Sleep apnea can cause tachycardia but in your case, you experienced an increase in heart rate while you were reading a book. If sleep apnea continues over a long period of time, it can cause permanent heart damage. Paroxysmal tachycardia could be the first sign of heart damage. You may consult an ENT-specialist to try to identify the reason and possible treatment for sleep apnea. You may also consult a cardiologist about wearing the holter apparatus to test and monitor the heart.
Did you find this post helpful?
You marked this post as helpful!
I changed my mind
View more replies
This question has been answered by the doctor. This topic is now open for public discussion, however no comments below this point will be answered by a doctor.
sleep apnea
High Blood Pressure
heart rhythm
heart rate
blood test
Quick Reply
Sign up for FREE weekly health tips!
Do you live in Canada?
Sign up here.
Featured Experts
Muhammad Khalil
Family and General Medicine
Dr. Rebecca Greeman
Dr. Abid Saeed
Dr. Madhumita Avinash Paul
General Medicine, Women's Health
Deepak Anvekar
General Medicine, Emergency Medicine
eHealthPedia Articles
Obesity Causes and Risk Factors
Obesity Diagnosis
Obesity Symptoms
Obesity Treatment
Ask a Doctor
" questions are answered by certified physicians and other medical professionals. For more information about experts participating in the "Ask a Doctor" Network, please visit our
medical experts
page. You may also visit our
General Q and A
, for moderated patient to patient support and information.
The information provided on eHealth Forum is designed to improve, not replace, the relationship between a patient and his/her own physician. Personal consultation(s) with a qualified medical professional is the proper means for diagnosing any medical condition.
Search eHealthForum for
Learn About Us
Contact Us
About Us
Advertise With Us
Privacy Policy
Cookie Policy
Terms of Use
Get Help
Ask a Doctor
Getting Started
Join In
Sign Up
Find People
Free Medical Forms
Community Guidelines
Do More
Become an Expert
Become a Partner
RSS Feeds
I hope you will grow and become even larger with more doctors and more users worldwide! - Student84
The site is not a replacement for professional medical opinion, examination, diagnosis or treatment. Always seek the advice of your medical doctor or other qualified health professional before starting any new treatment or making any changes to existing treatment. Do not delay seeking or disregard medical advice based on information written by any author on this site. No
health questions
and information on eHealth Forum is regulated or evaluated by the Food and Drug Administration and therefore the information should not be used to diagnose, treat, cure or prevent any disease without the supervision of a medical doctor. Posts made to these forums express the views and opinions of the author, and not the administrators, moderators, or editorial staff and hence eHealth Forum and its principals will accept no liabilities or responsibilities for the statements made.
Health Disclaimer
This page was last updated on Nov 22, 2017.
© 2017 eHealthForum.com


text:
It seems like Easybuiltmodels stocks Esaki tissue. I had very good results with checkered Esaki and it's very lightweight. Maybe you should check the white variant (my local hobby shop doesn't stock white Esaki, so i can't tell). Just stay away from the silver colored - it doesn't shrink at all. The Guillow's tissue that comes with their kits shrinks nicely, too.
Thanks gupi.
I do have esaki tissue but I would think it will get very translucent once doped and the print will pretty much disappear. I did buy a couple of sheets of the silver even knowing it doesn't shrink. I might use it for something someday....
It's looking more like I'm going to end up using Guillows tissue.
Hi Glenn – Great picture! Did the model fly well? I used the Easybuilt tissue on my first Hampden build – I used the glue stick method, but applied the tissue damp, it dried over night and came out taught, unfortunately I used Butyrate dope (thinned 50/50) which over time has completely warped the flying surfaces – I now used nitrate dope only, but it is not easy to find these days – I think we should go back to black and white!
Such good taste for one so young. At that time I was deep into wet and smelly control line. Probably it would have been the Veron Nipper or Mercury Wasp in 1965. I'd have been 13 at the time. Must make us of a similar age. I, however, still had to learn that noisy and fast isn't necessarily good.
The spray fixative does work well on pastel shading, so it's worth a try on printed tissue.
Did it fly well?
I don't really remember but I do recall it was painted with Fokker Red Aerogloss dope and must have weighed a ton!
I built another test frame last night to test the easybuilt tissue.
When I was 13 I was doing the same, oily and noisy control line, stunt and combat.
Over here it was Ringmasters and Fox 35's for stunt and Lil Satan's and Cox 049''s for 1/2A combat!
My prize possession was the Aeromodeller subscription I got every year for my birthday! I loved that magazine and built a lot of models from the free plans. I did hate that awful pink paper they printed them on!
Last night I decided to just coat the slightly loose tissue on the test piece just to see what happens.
I grabbed a bottle of Aerogloss and when I opened it, found the lid was loose! The stuff was thick as honey. I thinned it to about what 50/50 would be and coated the bottom side of the piece.
Once that dried, I sprayed the top side with the automotive lacquer. One thing I did notice about the tissue is it doesn't seem to absorb the coating, it just sits on the surface. Even the thinned dope didn't penetrate much.
After drying for 15 minutes or so, the tissue was still limp, no evidence of tautening at all.
Over the course of the evening, the bottom got 3 coats of dope. It didn't have much of a gloss to it at all.
The top side received 2 coats of auto lacquer and has a high gloss.
Tissue is STILL limp... The good news is the printed graphics still look good.
I got disgusted with the whole affair and just left it sitting out in the shop while I ponder what to do next.
A couple of hours later I went out to the shop for something else and just for grins I checked the test piece.
Much to my surprise, the tissue had tightened up some! On both sides!!! Still not what I would call tight enough, but acceptable.
I brought it in the house to see if it goes limp like before. On a previous test the tissue was tight when I brought it in the house and went limp after 12 or so hours. When I went to bed it was still tight, but I didn't it check this morning before I left for work.
These are interesting results and I think further testing is needed. I was surprised to find the auto lacquer and the Aerogloss seem to have the same shrink. The lacquer as it comes out of the spray can is too thick to penetrate the tissue and it needs to be thinned a lot more. It looks like it takes at least an hour after drying to the touch for it to shrink.
I think if the tissue was a bit tighter before the coating was applied, the auto lacquer might just work.
A new test frame was built to try the easybuilt tissue next.
Hey Glenn,
I'm just reading about your trials and tribulations with printed tissue. I had similar issues with a Rumpler I built here:
I found the best way to proceed was to pre-shrink the tissue in a frame, print it, apply to the model using glue stick, and then do final tightening by wiping a cotton ball moistened in rubbing alcohol to the applied tissue. A couple of lightly misted coats of Krylon clear finished it off. The thing with rubbing alcohol is that there's usually 25-40% water in it, so I found that if I sprayed it on the printed tissue, the water had time to make the ink run. For some reason, the same alcohol wiped on sparingly with a cotton ball didn't.
I never tired it, but I'm willing to bet that a coat or two of thinned nitrate dope brushed on wouldn't make the ink run and would do the final tightening and protective coat just as well.
Very good point- I've not tried the Deluxe stuff over printed tissue. Acutally, never pre-printed any tissue so this is quite interested.
Any idea how much weight has been added with the coats of clear?
I didn't weigh the piece before and after. I use two coats of dope on all my tissue covered models as a sealer/base for the color coat. Then decals are applied and a shot of clear WBPU over that. Might not be the lightest solution, but it is durable and can withstand our wide humidity variations and trips into the wet grass.
Looks like I'm going to give up on the printed tissue covering on the Camel for a number of reasons.
Biggest reason is once doped, the tissue gets too translucent and really needs a white base. On a model this small it would add too much weight to cover first in white solite then tissue onto that.
Second reason, the gift wrap tissue I printed on is pretty much useless for a model this size. It would work fine on a peanut scale model because it doesn't shrink much and is very thin. I can't get the crap to shrink the way I want it too.
Third is the neither the lacquer dope substitutes nor good old Aerogloss will shrink the crappy tissue. It's like it shrinks some and looks tight, then after a couple of days it goes limp. This is the problem with my Stuka and it annoys the heck out of me.
A while back a guy at the field gave me a box of tissue. Last night I pulled out a sheet and covered the test frame. Water shrunk and it drew up nice and tight. Took it out to the shop and gave it a coat of thinned Rustoleum Automotive lacquer. It was late and I went to bed before the lacquer dried.
The thinner I used is a retarding thinner and it takes a while for the lacquer to dry. We'll see the results tonight. Maybe I'll try regular lacquer thinner to speed the drying time. Or just use Aerogloss and get it over with…
One last reason to throw in the towel, I've spent WAY too much time on this. Building season is coming to an end and all I've done is screw with this model. I have other stuff to do and want to get this one off my bench!
Looks like it will be easybuilt tissue, dope and MM acryl color with ink jet printed decals.
Thanks man.
Yeah, tissue over thin depron seems to be the way to go.
I'm thinking using better tissue might work but honestly, I'm over it at this stage. I have stripped and recovered one test frame 5 times now then built a second frame and it's been covered three times.... Add to this the effort of trying to find a dope substitute that goes back to my FW 190 build.
I have had enough experimenting for a while
I haven't given up on this completely though, just it's time to move on with this model and get it finished.
Now that I know what doesn't work....
I have spent two weeks trying and I could have finished the model long ago..
|Thread Tools
|Similar Threads
|Thread Starter
|Last Post
|2 Guillows Kits. B-25 / Sopwith Camel New Price.
|Aircraft - Electric - Micro & Indoor Airplanes (FS/W)
|Sep 06, 2012 11:34 PM
|Guillows Sopwith Camel
|Aircraft - Electric - Airplanes (FS/W)
|Jun 11, 2012 07:59 AM
|Free plan: Sopwith Camel - 21 in span, 1934 plans by Peerless
|Free Flight
|Jun 24, 2010 09:55 PM
|Atom - my 8" span Sopwith Camel
|Scratchbuilt Indoor and Micro Models
|Dec 07, 2009 06:44 PM
|1ST Flight Guillows Sopwith Camel
|Warren Jones
|Scale Kit/Scratch Built
|Dec 29, 2002 09:12 PM


text:
Emerald Catron
Emerald Catron has written for Asylum, Lemondrop, MyDaily and Daily Fill. She is one half of rap duo Dem Shortybooz and is a comedic performer around NYC. Follow her on Twitter @emeraldcatron
Regardless of your politics, you have to admit this is a class move by former President George H.W. Bush.
Yesterday was the 97th annual Nathan's Famous Fourth of July International Hot Dog Eating Contest, held on the Fourth of July in Coney Island. Joey Chestnut managed to not only win the championship title for the seventh straight year, he also set a new world record by eating 69 hot dogs in just ten minutes.
This is Dale Irby, a recently retired gym teacher in Richardson, Texas, who would appear to only own one outfit.
Thanks, LEGO! This is way better than a lame-o Father's Day greeting card. Just email this video to your dad and call it done. Maybe buy him a big piece of meat or something...
Having done our fair share of time in retail, we're willing to bet these price tag placements were all intentional -- probably done by some poor soul about 10 days away from quitting their job. Doesn't make them not funny.
We don't know what the weather's like where you are, but it is a chilly, grey, rainy Monday here, so we need this. In fact, even if it's totally gorgeous where you are, these pictures and GIFs of animal best buds is probably worth a look. First of all, they're really cute. Secondly, they'll probably cheer you up. Last, why wouldn't you want to see a seal cuddling a penguin?! Enjoy!
Whether you love doughnuts, or hate your pancreas, Friday, June 7 is National Doughnut Day! Celebrate by getting a free doughnut from Krispy Kreme, or getting a "free" doughnut from Dunkin' Donuts if you buy a drink. If that's a little too tame for you, let these epic doughnuts inspire you to search for a doughnut so good, it's actually worth paying for.
Legend has it that 30 years ago Atari buried a massive cache of video game cartridges in a landfill in New Mexico. Specifically, they buried tons and tons of copies of the failed 'E.T.' video game, an Atari non-classic that nearly sunk the gaming industry. Now a film crew has been given six months to search the massive 100 acre landfill to find the motherlode of lost games and confirm that the story is really true.
Hey, did you notice it's summer outside? It's time to start working on that "beat the heat" thing, and since the neighbors gave us weird looks when we just held a hose over our head during the hottest hour of the day, we're thinking lemonade might be the way to go. Sure a tall glass of classic lemonade sounds good, but why drink that all summer long, when you can add stuff to it like tequila? Or other fruit. But also tequila!
It appears that you already have an account created within our VIP network of sites on . To keep your personal information safe, we need to verify that it's really you. To activate your account, please confirm your password. When you have confirmed your password, you will be able to log in through Facebook on both sites.
*Please note that your prizes and activities will not be shared between programs within our VIP network.
It appears that you already have an account on this site associated with . To connect your existing account just click on the account activation button below. You will maintain your existing VIP profile. After you do this, you will be able to always log in to http://newstalk870.am using your original account information.
*Please note that your prizes and activities will not be shared between programs within our VIP network.
Please fill out the information below to help us provide you a better experience.
Not a member? Sign up here
Sign up for Newsmembers quickly by connecting your Facebook account. It's just as secure and no password to remember!


text:
The Glades: Season 1 DVD
Starring Matt Passmore, Kiele Sanchez, Carlos Gómez, Jordan Wall, Michelle Hurd, Uriah Shelton, Alexis Windsor, Angel Luis Hernández, Lorraine Caporaso, Terra Dawn
All 13 episodes from the first season of the US crime drama starring Matt Passmore as a Chicago detective who relocates to Florida.
Deciding to leave the cold winters of the Windy City behind, abrasive detective Jim Longworth (Passmore) transfers to the resort town of Palm Glade, already looking forward to spending more time improving his golf handicap in the Florida sun.
Unfortunately for Jim, he soon discovers that Palm Glade is not the sleepy backwater that he first imagined, and that behind the tranquil exterior, murder is never far away.
The episodes are: 'Pilot', 'Bird in the Hand', 'A Perfect Storm', 'Mucked Up', 'The Girlfriend Experience', 'Doppelganger', 'Cassadaga', 'Marriage Is Murder', 'Honey', 'Second Chance', 'Booty', 'Exposed' and 'Breaking 80'.
- Format: DVD
- Region: 2
- Certification: (15)
- Catalogue number: 5085101000
- Studio: 20th Century Fox Home Ent.
- Release date: 21/01/2013
- Genre: Drama
- Colour: Colour
Free Home Delivery
on all orders
Pick up orders
from local bookshops


text:
Your donations keep RPGWatch running!
Bound By Flame - Preview @ Gaming Illustrated
by Myrthos, 2013-06-11 13:05:49
Gaming Illustrated has penned down a preview of Bound by Flame, summarizing what is known up to now of the game.
In Bound by Flame, gamers will be put into a wildly imaginative world as a mercenary possessed by a flame demon in a Dark Fantasy universe. Because of the dark forces, players will choose between various dark forces or reject the evil influences and develop heroic talents in their place. It is said that in the game, players will be very tempted by the dark path because of escalating opposing forces and enemies. As players move more toward the demonic side, their outward appearance will reflect the choices they make.
Newsbit options: Add / View Comments (0) | Forward this newsbit | Link to this Newsbit
Information aboutBound By Flame
SP/MP: Single-player
Setting: Fantasy
Genre: Action-RPG
Platform: PC
Release: Released


text:
Alumni By Choice program shares green and gold spiritSept. 11, 1996
By Sharon Mariotti
Lariat Reporter
The Alumni By Choice program offers people, who never had a chance to attend Baylor themselves, a green and gold diploma.
Alumni By Choice began in 1986 to honor friends of the University by making them 'alumni by decree rather than by degree,' said Ray Burchette Jr., executive vice-president of the Baylor Alumni Association.
In those 10 years, approximately 1,900 diplomas have been given out, Burchette said. Every year the nominees come to Baylor for the first home football game weekend of the season to receive their diplomas.
Don Elliott, an alumnus by choice since 1990, said he thinks the program is a fantastic idea.
'Baylor really reaches out to people, not like other schools [like Texas A&M University] where if you're not an Aggie, you're not an Aggie,' Elliott said. 'I was a UT [University of Texas] graduate, but I feel more a part of Baylor than UT. We made a conscious decision to choose Baylor.'
Nominees are honored at a luncheon, hosted by President Robert B. Sloan Jr., preceding the game, Burchette said.
He said the luncheon is followed by a graduation ceremony, at which each nominee learns the 'Good Ol' Baylor Line' and 'Sic'em Bears' and receives a diploma. Baylor's newest alumni then attend the game.
At this year's luncheon, Marrie Beckham will speak about her Alumni By Choice experience. Beckham married a Baylor alumnus when he was in the military. Until then she had never met a Baptist or heard of Baylor. She will tell how she felt as a Baylor outsider, until she was made an alumna by choice, Burchette said.
'This is really just a feel good program,' Burchette said. 'It's a way to say thanks to all the people who love and support Baylor.'
Nominations are taken all year at the Alumni Association office and an announcement usually appears in the spring issue of the Baylor Line.
Anyone can be nominated to be included among the Baylor family by becoming Alumni By Choice.
Copyright © 1996 The Lariat
Comments or Questions can be sent to The Lariat
More News ...


text:
You can't watch movies and TV shows on your device just yet
But you can still browse and buy
Sorry, but TalkTalk TV Store movies and TV shows are currently only available in the UK
Rent, buy and watch the latest movies and TV shows online
How it works
Browse the latest movies and TV
TalkTalk TV Store has more of the latest movies and TV shows than our competitors.
Pay for what you want to watch
No subscription, so you only pay when you rent or buy a movie or TV show, from just 99p.
Enjoy on a range of devices
TalkTalk TV Store is available on PC, Mac, mobile, tablets and Chromecast.
Jessica Spencer is convinced she has the perfect life. She's the hottest, most popular girl in high school, captain of the cheerleading squad and dating the dreamy quarterback. But she gets a big dose of reality when she wakes up in the body of a 30-year-old man (Rob Schneider)! She quickly discovers that trading on your looks isn't so easy when you're a girl who constantly needs a shave. And until she can figure out how to change herself back, Jessica must find a way to win the Cheer Competition, go to the prom, and win her boyfriend back – all as a guy. From some of the guys who brought you "Deuce Bigalow: Male Gigolo" and "The Animal" comes a wild, heartfelt comedy everyone can enjoy… no matter what your sex.
Asset Details
- Genre
- Certificate 12
Contains frequent moderate sex references and two mild drugs references
- Run Time
1 hour 44 minutes
- Released
Viewing options
- Watch online
PC, Mac, Chromecast, iPad, iPhone, Android phones and tablets, Windows phones and tablets, Xbox smart TVs, set-top boxes and Blu-ray players.
- Find out more
- Download
Download on iOS 8+, Android 4.0+ and Windows 8.1+ in app. Includes rentals.
- Find out more


text:
During the years of the suffrage campaign, a variety of arguments were put forward against granting women the vote. Many argued that women neither needed nor deserved the vote. There were also those who suggested that the majority of women did not even want it. Others believed that a woman's place was in the home rather than in public life.
Mary Humphrey Ward, leader of the Anti-Suffrage League (founded in 1908), did acknowledge that women could take a role outside the home and in public life but argued that this role was on school boards and other public bodies rather than in government.
Many of the most prominent anti-suffrage figures were male politicians. This source, a newspaper article, reports the attitudes of Thomas Macnamara, the Financial Secretary to the Admiralty. Here, he makes an economic argument in favour of women staying at home instead of going out to work; pointing out that this would create more vacancies for men to fill. He also states that the human race benefits and develops when mothers stay at home with their children.
- Looking closely at this material, what other issues of equality (apart from gaining the vote) do you think were important to women at the time?
- What is your reaction to Dr. Macnamara's views on women working? What would your response to him be? This was written around 100 years ago - do you think opinions like this still exist?


text:
The New York Times reported that Taymor -- who was ousted in March after numerous technical glitches, cast injuries and opening-night delays -- walked the red carpet and "looked tan and hale and smiled broadly."
When asked by a reporter, "Do you miss being a part of this?" Taymor replied, "I am a part of this," putting an emphasis on "am."
During the curtain call, Taymor received "wild applause" from the audience and those on stage, the Times reported.
She embraced the show's musical composers Bono and the Edge and expressed her gratitude to "this cast, this crew, these musicians, and this incredible creative team that I worked with for a long time."
According to the Times, cast members and others involved in the show had encouraged her to attend.
Also in the crowd were former President Bill Clinton and his daughter Chelsea, who sat beside old friend Bono.
Other celebrities in attendance included Andrew Lloyd Webber, Spike Lee, Steve Martin, Liam Neeson and Gina Gershon.
In fact, the show started 50 minutes late because of all the celebrity arrivals, the Times reported.
– The Hollywood Reporter


text:
Complaint Review: Rightway Gate
- Rightway Gate
5858 eddison place Carlsbad Ca 92008
carlsbad, California
- Phone: 888-398-4703
- Web: http://www.rwgusa.com/
- Category: Consumer Services
Rightway Gate Searchfit, 101 domains rwgusa.com, http://www.rwgusa.com/ Wolfgang Reile, Anthony Beltran, Stanley Flat Out Stole $5,000 From Me Rightway Gate is "WRONG WAY" Wolfgang Reile Is a Theif carlsbad California
Rightway Gate IS A Petty Little Company Run By THEIVES!
Anthony Beltran and Wolfgang Reile of rightway gate Have stolen $5,000 from me and cost me an additional $2,000 in attorneys fee's.
These guys are real pathetic! A real class act and a study in the ways of a modern day horsetrader!
They sold me services to build / creat and design an online store / website for my company. After they charged me for all of the services (which they failed to provide) they NEVER emailed called or notified me. Never completed any work of any kind this to which they have admitted to...
Sandy Geluso is their front man and doesn't allow any calls past her desk when they are not screening them. She told me that they were going to issue me a refund back in 2012 and may '13 which they have failed to do.
Anthony Beltran has cost me $2,000 because he BS'd my attorney into collecting documents and forms and had spent two weeks going back and forth and delaying. [continued below]....
I have never dealt with a company that fails to provide a return of your money when they have provided me with NOTHING. Rightway Gate is a dishonest company. They have lied and diverted and wayleid this entire thing for more than a year and now I will have to go through even greater expense to get my money back they owe me.
I am also curious why they didn't report unclaimed funds as they are required by ca law to do as a service provider.
bottom line
Rightway gate charged me $5000 for services
rightway gate has never provided a single service phone call or email or letter about providing said services
I have asked for a refund in email, phone, letter of demand, letter of demand by attorney, and attorney phone call with CEO
They have lied and no longer will respond to my Lawyer.
I guess I will have to turn to the legal system to collect.
This is a multi million $$ company and they steal from their customers.
I am truly disgusted I guess this is how they make their money.
Don't trust these scammers there are plenty of reputable companies who will buid you a good website for less money
Alot less money... I found this out the hard way.
Does your business have a bad reputation?Corporate Advocacy Program™Fix it the right way.
Set the record straight:Arbitration Program
This report was posted on Ripoff Report on 11/18/2013 07:25 PM and is a permanent record located here: http://www.ripoffreport.com/reports/rightway-gate/carlsbad-california-92008/rightway-gate-searchfit-101-domains-rwgusacom-httpwwwrwgusacom-wolfgang-reile-1100443. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
ZipBooks Accounting Software
Advertisers above have met our
strict standards for business conduct.


text:
1915 W Main St Street View
Murdale True Value Inc 1915 W Main St, Carbondale Illinois 62901 (IL)
Murdale True Value Inc in Carbondale
Hardware Stores
1915 W Main St
Carbondale Illinois 62901 IL
4.5/5 Based on 1 Review(s)
Murdale True Value Inc Reviews: Take Our Quick 5 Question Survey And Leave A Comment
About Murdale True Value Inc
Murdale True Value Inc is mainly engaged in Hardware Stores. Murdale True Value Inc operates in Carbondale. This establishment is involved in Hardware Stores as well as other possible related aspects and functions of Hardware Stores. In Carbondale Murdale True Value Inc maintains its local business operations and could accomplish other local business operations outside of Carbondale in additional operations related to Hardware Stores.
1915 W Main St Street View
Take Our Quick 5 Question Survey And Leave A Comment
Murdale True Value Inc Review
This section is for posting general comments and disussion about this business. If you would like to leave a full review, Click Here to write a full review.
Other Reviews For Murdale True Value Inc
Job Positions Available In Carbondale, IL
Specific store departments may include Building Materials, Décor, Electrical, Flooring, Gardening, Hardware, Kitchen & Bath, Lumber, Millwork, Paint, Plumbing,... View Job and Apply
Work may be performed in an office, field, retail store, or warehouse environment. Implement customer approved schematics/Plan-O-Grams/MODs with all items... View Job and Apply
Specific store departments may include Building Materials, Décor, Electrical, Flooring, Garden, Hardware, Kitchen & Bath, Lumber, Millwork, Paint, Plumbing and... View Job and Apply
Ensure inventory accuracy within the processing areas, system and process quality as well as vendor compliance and/or outbound shipment to our stores.... View Job and Apply


text:
Keith Richards Claims Drug Use Really Hasn't Hurt Him Much
It's no secret Rolling Stones guitarist Keith Richards has used a lot of drugs. It's also a well known that several rock and roll stars have died due to drug use and abuse. Many are amazed Richards hasn't suffered the same fate. Even more incredible is that Richards says his drug use really hasn't taken that much of a toll on him.
In an interview with Men's Journal, Richards had this to say about why he's used so many drugs.
I was very interested in what I could take and what I could do. I looked upon the body as a laboratory – I used to throw in this chemical and then that one to see what would happen; I was intrigued by that. What one would work against another; I've got a bit of alchemist in me that way. But all experiments must come to an end."
While he doesn't claim to be completely clean, he did admit, "Actually, my body tells me when to stop…the hard way," referring to the head injury he suffered after falling out of a coconut tree a few years ago.


text:
All children deserve the opportunity to achieve to their highest potential. Join the many individuals, foundations and corporations of the greater Rochester area and beyond who support our programs and the students and communities we serve. Since we began in 1995, hundreds of incredibly committed individuals have brought to bear their time, talents, and treasure in many different ways.
Be Part of the Solution
A gift to Horizons Student Enrichment Program at The Harley School helps ensure that:
• 135 Kindergarten through 8th grade low-income City of Rochester students can attend a high-quality
summer enrichment program for multiple years.
• Program participants do not experience summer learning loss and return to school in September better pepared academically.
• Lessons and knowledge learned through our successful program can contribute on a regional (and national) level to the summer learning field and education reform.
Both monetary and in-kind contributions directly help our community's children who are in need to reach their potential.
• $30,000 sponsors a full class of 15 students for all six weeks of the program
• $2,000 provides a full six-week scholarship to one of our students
• $1,000 provides art, music, and drama for one week
• $500 purchases a set of theme-specific books
• $250 provides field-trip transportation for multiple grades
• $100 provides snacks to the Pre K-2nd graders for one week
• $50 provides a composition notebook to each program participant
Join us as a force for good in our community by making a gift now!


text:
Royce Gracie Returns to the Ring in EA Sports UFC
We couldn't consider EA Sports UFC to be the upper echelon of MMA unless there was a Gracie involved.
We couldn't consider EA Sports UFC to be the upper echelon of MMA unless there was a Gracie involved.
We get our first glimpse at Sledgehammer Games' newest entry in the Call of Duty franchise.
There's always room for another Bio Organic Weapon/zombie outbreak in the world of Leon Kennedy and Chris Redfield.
This intergalactic, planetary shooter puts you in the cockpit of a spaceship where strategic, aerial maneuvering is key.
Nothing says A Realm Reborn like making the jump to next-gen.
The team responsible for developing most of the Rainbow Six and Ghost Recon series has been added to the development of the next-gen Tom Clancy project, The Division.
Watch the team at Rebellion give you the rundown on Sniper Elite 3's multiplayer and co-op modes.
Looks like Delsin is on fire, figuratively speaking, since Infamous Second Son has sold over one million units in just nine days.
Sony San Diego is breaking out all the stops when it comes to fully replicating the experience of the fans, especially from a stadium-seating perspective, in MLB 14: The Show.
We have seen the skies and depths of Craglorn, the first Adventure Zone of The Elder Scrolls Online, and it looks absolutely beautiful.
This newest trailer for The Amazing Spider-Man 2 shows us the Andrew Garfield-version of Peter Parker's first encounters with the likes of Black Cat, Kraven, Kingpin and a certain, murderous red symbiote.
The studio behind this supernatural sleuthing game is the latest victim of a series of layoffs plaguing the game industry.


text: October 30, 2013 SHARE Who Will AJ Styles Face for the TNA Title? As we reported yesterday, AJ Styles' TNA Title defense will take place this weekend at AAA's TV taping, and it has been announced that Styles will face former TNA star Judas Mesias at the event. Photo of NXT Champions at Raw One half of the WWE NXT Tag Team Champions, Conor O'Brian, posted the following photo, featuring all the NXT Champions in attendance for Raw this week as they were in Orlando doing autograph signings and meet-and-greets: Lastnights #WWENXT signing at #RAW. #NXTCHAMPIONS #Representing pic.twitter.com/4W3clIJSb7 — The Ascension (@ConorOBrian) October 29, 2013 SHARE ON FACEBOOK SHARE ON TWITTER Big Update on Paul Heyman's WWE TV Status, Dixie Carter Strips AJ Styles of TNA Title HBK vs Daniel Bryan Angle Update, Gail Kim Works Out with Her Husband aaaAJ Stylesconor o'brianTNAwwe nxtWWE Raw Have a news tip? Attended an event and want to send a live report? Submit it now!


text:
An Art Collaborative
Art cannot exist, cannot progress in a void. The seeds of creation find sustenance in the world around us. Artists learn, collaborate, borrow and are inspired by other artists. The Kashi Kari gallery is an artist-driven cooperative. Though each artist draws from his or her own sources and works in unique styles and media, together we share a passion for contemporary and abstract art. This gallery co-op gives you the opportunity to view and appreciate a diverse group of creative artists. Come visit us!
Should any of our creations move or inspire you then art has changed us all!
Owner and Facilitator: Abbas Kahjeaian


text:
Antiques Roadshow
Debuts: 1979 (BBC), 1997 (PBS)
Mondays, 8 p.m., PBS
"Antiques Roadshow" is something of an antique itself, having gotten its start as a British documentary in 1977 and then being converted into a TV series in 1979. The show didn't find its way to US shores until 1997, when it aired on PBS and was hosted by Chris Jussel. Today, it's hosted by Mark L. Walberg.
Pawn Stars
Debut: July 2009
Monday, 10 p.m., History
If "Antiques Roadshow" is the genre's grandfather, "Pawn Stars" is its father. "Pawn Stars," which quickly became History's highest-rated show when it premiered on July 26, 2009, launched the modern era of shows about people finding treasures in the trash. The Pawn Stars are three generations of the Harrison family, who run the Gold and Silver Pawn Shop outside of Las Vegas.
American Pickers
Debut: January 2010
Monday, 9 p.m., History
Self-described "pickers" Mike Wolfe and Frank Fitz drive around the country in a Sprinter van, digging through people's attics and storage sheds, looking for antiques and collectibles.
American Restoration
Debut: October 2010
Wednesday, 10 p.m., History
The first "Pawn Stars" spinoff, "Restoration" is less about finding treasures than taking them into their most defiled state and bringing them back to glory. Rick Dale and his crew at Rick's Restorations in Las Vegas take items such as rusted-out slot machines and through careful work, shine them into almost-new condition.
Auction Hunters
Debut: November 2010
Wednesday, 10 p.m., Spike
Much like "Storage Wars," although this show premiered one month earlier, "Auction Hunters" follows Allen Haff and Ton Jones around the country as they bid on unclaimed storage units and look for hidden treasure within.
Storage Wars
Debut: December 2010
Tuesday, 10 p.m., A&E
The Thom Beers-produced "Storage Wars" follows four sets of buyers as they bid on abandoned storage units in California. The show combines a lot of elements — humor and gamesmanship — and its second-season premiere in June attracted 5.1 million viewers, making it A&E's most-watched show ever.
Storage Wars: Texas
Debut: December 2011
Wednesday, 9 p.m., A&E
This "Storage Wars" spin-off takes the same premise — buying abandoned storage units at auction — but follows buyers in Texas.
Cajun Pawn Stars
Debut: January 2012
Wednesday, 8 p.m., History
Yet another spinoff of the wildly successful "Pawn Stars," this show follows Jimmie "Big Daddy" DeRamus, who owns and runs the Silver Dollar Pawn and Jewelry Shop in Alexandria, La., with his brother, daughter and a cast of characters, er, employees.
American Digger
Debut: February 2012
Wednesday, 10 p.m., Spike
While others spend their time searching through attics or storage units to find hidden treasure, former professional wrestler Frank Huguelet, better known as Ric Savage, digs for it. Savage and his team at Virginia-based American Savage travel the country, digging up backyards and historic battlefields looking for valuable relics. —P.A.


text:
Posted by Smokey Stover on August 24, 2007
In Reply to: What goes around comes around posted by Anonymous on August 24, 2007
: To the best of my knowledge the phrase "What goes around comes around" was coined in the summer of 1970, in San Diego California. It was the result of a pure vocalization formed by a former Green Beret with the initials GEG, who was experiencing an epiphany of sorts, after returning from almost three years in a combat environment and going through a physical purification after several months of self induced drug experimentation. during a peek high he was looking for something other then the phrase "karma" to express the enlightenment, this original abstract thought came to mind naturally. In the room at the time were several fellow associates from New York, Los Angeles and San Diego, all of whom immediately grasped upon the expression and it spread rapidly, to be used many times again. If anyone can show this expression in print prior to that date, it would disprove this origin, but none has been produced.
Your explanation is plausible. If you have any more definite corroboration in print, or in a statement by GEG, it would help persuade lexicographers (of which I'm not one) to identify this as the source of the phrase. Many phrases and neologisms go incorrectly identified, even incorrectly spelled in some cases, because of the difficulty of corroboration.


text:
by Will Ashworth | April 29, 2014 8:55 am
SNL Financial recently took a look at the top-rated bank stocks[1] according to sell-side analysts.
While a number of the big financials thrown out there were a who's who of big banks — Citigroup (C[3]) and JPMorgan (JPM[4]), for instance — several of the names on the list trended a bit smaller.
Specifically: California-based regional financials[5].
With the state's economy improving combined with higher real estate prices, banks on the West Coast are once again turning the heads of analysts. California pride is back. And there's still time to jump on this financial train.
With this in mind, here are three regional financials to buy now.
BBCN Bancorp (BBCN[7]) is the largest Korean-American bank in America. Ranked by Forbes as the 30th best bank[8] in America for 2014, BBCN has a whopping 86% of analysts rating its stock a "buy."
A total of 28 of BBCN's 49 branches[9] are located in California, with most in the Los Angeles area. That said, 33% of its $5.1 billion loan portfolio originates from outside Southern California; most of which is either for commercial real estate or corporate and/or industrial purposes.
Although Korean-Americans are its primary customers, BBCN is focused on small- and medium-sized businesses of any description. To that end, it's currently the eighth-largest SBA lender in the country by volume.
As regional financials go, BBCN generates revenue the old fashioned way earning a spread between the interest it receives from the customer and the interest it pays for the funds it lends. As a result, its efficiency ratio[10] of 47.69% in the first quarter ended March 31, 2014, is exemplary. Its pre-tax, pre-provision (PTPP) income in Q1 2014 was $39.8 million, a return on average assets of 2.44%. While that's its lowest rate of return over the past five quarters, it's still better by 59 basis points than Cathay General Bancorp's (CATY[11]) PTPP of 1.85% ($49 million in net income before taxes and provisions for loan losses annualized/total average assets of $10.6 billion[12]) in the first quarter.
BBCN is a well-operated bank. It's easy to see why it ranks highly amongst all the financials — regional or otherwise.
Farther down SNLs list of analysts' favorite banks, FRC is less about banking and more about wealth management. It currently has $45.1 billion in assets under management (AUM) with most of it acquired organically.
In the first quarter, FRC grew its wealth management assets under management by 8.6%[13] over Q4 2013 and 30.3% year-over-year. Since July 2010, its wealth management AUM have grown by 36% compounded annually. In Q1, its investment advisory fees amounted to $33.3 million — 33% higher year-over-year. This might not seem like a lot when compared to $307 million in Q1 interest income from loans, but the margins in wealth management are much higher.
Since its founding in 1985 First Republic has gone after high-net-worth (HNW) clientele by providing top-notch customer service. FRC's approach has been so successful that its net promoter score (the number of people promoting your company less the number of detractors), according to Satmetrix, is 55%, which is three times better than its bank and financials peers.
According to an FRC study of high-net-worth markets, there are 2 million HNW households (defined as a $1 million or more in investable assets) in America. First Republic's five core markets — Los Angeles, San Francisco, San Diego, New York and Boston — represent 55% of those 2 million households. Yet with the exception of the Bay area, where it has captured 13.5% of the HNW market, FRC has no more than 1% to 3% market penetration.
The bad news is this might never change. The good news is there's lot of business to capture in all four of these other cities.
To me, that spells opportunity.
This final bank isn't even on SNL's list of top bank stocks. However, it is on Forbes' 2014 list at No. 7, one behind First Republic. And I've been a big fan for some time.
In December, I picked SIVB as one of five stocks to buy for the next 20 years[14]. I just love how it services entrepreneurs in Silicon Valley and beyond. With total focus, SIVB helps businesses grow — and as a byproduct of that, it has too. Since the first quarter of 2011, its average loans outstanding[15] have grown 90% to $10.1 billion through the end of 2013, much of this growth due to venture capital innovation. Since 2009, SIVB's earnings per share have grown over 600% thanks to substantial increases in both interest and non-interest income.
It's not surprising then that SIVB stock has achieved an annual total return of 41% over the past five years through April 23. In every period it's easily outdistanced its regional bank peers as well as the S&P 500. Up 7.8% year-to-date, it's given back two-thirds of its 2014 gains in the month of April as investors worry its long run is coming to an end. While some smell fear I believe any further correction in late April and into May presents a big buying opportunity for investors.
Of all the California financials you could own, SIVB is the one I'm most excited about. Sure, it might not be on the buy list of many analysts because it has come so far, but succeeding hardly means you can't keep succeeding.
As long as SIVB sticks to its knitting, I see happy times ahead for its shareholders.
As of this writing, Will Ashworth did not hold a position in any of the aforementioned securities.
Source URL: https://investorplace.com/2014/04/3-regional-financials-bbcn-frc-sivb/
Short URL: http://invstplc.com/R2yOAn
Copyright ©2017 InvestorPlace Media, LLC. All rights reserved. 700 Indian Springs Drive, Lancaster, PA 17601.


text:
Ambassadors: Villa Calma Bed & Breakfast
Ambassadors greeted the new owners of Villa Calma Bed & Breakfast.
Located at beautiful 915 Lake Boulevard, Dean and Theresa Hamel are proud to be the new owners of this destination bed and breakfast. Villa Calma provides four unique rooms to choose from and is just steps away from Lake Bemidji. Learn more about Villa Calma by visiting their website villacalma.com.
Pictured from left are Ambassadors Karl Bleser, Brian Bissonette, Janice Dagen, owner Dean Hamel, Ambassadors Pat Kelly and Valeri Johnson.


text:
ATLANTA — A line of Ritz-Carlton employees stretched down the hotel hallway, and applause erupted as a group of public school educators walked by.
The Ritz-Carlton Hotel Co. uses the "wall of applause" to show appreciation – a central message during a recent training session with Georgia education officials working on a broad initiative to create family-friendly schools.
With research showing a clear link between parent engagement and student success, education officials say it's essential that parents are involved, and they must make sure families feel welcome at schools that can sometimes feel like fortresses.
"Often people will say 'thank you' or 'we appreciate you,' but there's that old adage of actions speak louder than words," said Michelle Sandrock, who oversees the state's parent engagement program and coordinated the recent training at The Ritz. "It's one thing to have someone say 'thank you,' but it's another to have
someone stop what they are doing, come over and clap for you."
Georgia is a national leader in finding innovative ways to build family-friendly schools, according to Karen L. Mapp of Harvard University's Graduate School of Education. She said most states don't have a coordinated effort on the state level. In 2009, the Georgia Department of Education established a parent engagement program, which now has an annual budget of $300,000 and three full-time employees.
A key strategy is the partnership with Ritz-Carlton, which has signed on as a sponsor for a state contest designed to recognize schools making gains and provide special training that can be shared with others in their district. Statewide, 1,600 public schools that serve a large share of low-income families are eligible for the competition, which honored three schools in 2012 and four this year.
On a recent weekday, a dozen or so principals and support staff traded a classroom for a day at a Ritz-Carlton hotel in Atlanta.
It's the first year that representatives from each winning school were brought in for hands-on training at the Ritz. The company helps fund the awards program and donated meeting space, food and rooms to educators who had to drive in for the training.
The Ritz-Carlton plans to make the program available to all schools on its Web site. Among the session's lessons: making things easy for parents, listening and asking parents how they want to be helped.
"When you think about The Ritz-Carlton, you think about them rolling out the red carpet," Sandrock said. "There are a lot of parallels between what we were doing and what the Ritz has been showing us is worthwhile to do."
Mark Maynor, principal of Enota Multiple Intelligences Academy in Gainesville, experienced the lesson of "never saying no" when, during a tour of the hotel, he asked to see the kitchen and was told: "We would love to show you the kitchen. However, you are not quite dressed to go in there."
"He never said the word no, and I felt fine with it because he had explained it," Maynor said. "It's about keeping people at the center and taking care of them 100 percent."
Since a gunman killed 26 people at Sandy Hook Elementary in Connecticut in December, schools also have been taking steps to improve security. Those measures must be balanced with creating welcoming environments, and how the safety measures are communicated is important. Sandrock said one school implemented a buzzer system, but also put up a sign that said, "Welcome. We are glad you are here. For the safety of our students, please ring the doorbell."


text:
Current Newswire:
Wired: A Linux Support SystemFeb 10, 1999, 09:44 (1 Talkback[s])
WEBINAR: On-Demand
No-Size-Fits-All! An Application-Down Approach for Your Cloud Transformation REGISTER >
Thanks to Gareth Barnard for this link.
"Beginning 1 March -- the first day of the LinuxWorld conference in San Jose, California -- LinuxCare will begin offering 12-hour-a-day, seven-days-a-week support for businesses."
"We're gearing up to support the Fortune 1000, large ISVs, boxmakers, and the like," said LinuxCare co-founder and chief technology officer Dave Sifry."
0 Talkback[s] (click to add your comment)


text:
"mintConstructor has been pulled from the repos."
"Surely not", I thought to myself. That didn't sound right and I mentioned so in my G+ stream. It wasn't long before someone in my circles came up with the answer. Homer Slated posted the following to my inquiry:
"The reason we no longer distribute it is because it's hurting our project much more than it's helping a few people in our community remaster Mint for their personal needs. The reason it happened overnight was because, apparently, we released two editions we never worked on (Studio Edition and Dewdrop). Some people used our name, logos and identity to promote their own products" ~ Clement Lefebvre, Mint founder.
As it often happens, a few ruined it for many. We have used Linux Mint for a number of years at Reglue. Hundreds of kids have been introduced to computing via Linux Mint. Trying to install the additional packages on each computer was killing us time-wise. We place anywhere from 100 – 300 computers a year. When we can automate or cut down the time a machine is on the bench, the better off everyone is. That's why mintConstructor is so important. At least to us.
So what's your take on it? As personally wasn't aware it was an issue?


text:
Dark times have spread over the world of Gaia. Four separate governing nations, some blinded by their short-sighted greed, some persevering in the name of justice, are battling on and off in a deadly game for power. One kingdom, that of Lindblum, headed by the honorable and trustworthy Regent Cid, finally decides to take a stand against the unspeakable massacres by the troops of Alexandria.
Defeat Soulcage In One Turn:
Cast the white spell 'Life' on Soulcage during the boss battle. This will instantly kill him.
Play BlackJack!
At the end screen: press R2, L1, R2, R2, Up, X, RIght, Circle, Down, Triangle, L2, R1, R2, L1, Square, Square. Press Start to play.


text:
Next problem
We were playing Level 3 yesterday, we got right through to the boss-fight with Rinshi in which we inevitably got instantly wiped out (the sword fights suck, my son is the only one to have managed to even get into Attack Mode, on just one occasion!).
We'd been saving the game all along yesterday with no problem, so ended the day thinking we'd come back to the boss-fight today. But no, it's taken us right back to the start of level 3 again!
Do you know why this happens? As for us it means if you don't win the boss fight by the end of the day you lose the entire level, and that really would be very tedious!