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Just like your home, every lab has need of appliances that clean instruments and glassware or freezes and stores samples. The following products represent just some of the tools available from vendors to assist researchers in these needs.
Miele offers System4Lab—a glassware washer, which includes a competent machine, the right detergents, service, and application support for the life of the machine. System 4Lab is Miele's complete solution for reprocessing glassware and includes four components. 90% of a Miele glassware washer is constructed of 304/316 stainless steel. With powerful pumps and heating elements, Miele glassware washers deliver consistent precision and analytically clean results. Miele provides a nationwide service network, comparable to none with call center support free-of-charge. Miele makes parts replacement and availability a priority. Genuine Miele parts are stocked in the U.S., quality inspected and backed by our 90 day warranty.
The Glacier 9483 upright 17.1 ft3 (483 L) capacity Ultra Low Temperature Laboratory Freezer from NuAire creates a stable, uniform, and reliable environment for the preservation of cells while minimizing frost build up. Energy efficient cascade cooling system monitors temperature and pressures throughout high and low stage circuits. The Inner chamber is surrounded by foam-in-place polyurethane insulation from all sides. Two insulated inner doors maintain interior temperature during openings. Multiple point gasket seals lock in cool temperatures while keeping out ambient air.
SP Scientific offers a wide range of compact and quiet recirculating chillers with heat removal rates from 1050 W (3580 Btu/hr) to 24,000 W (81,910 Btu/hr) and temperature ranges from -90°C to +150°C. SP Scientific's recirculating chillers provide efficient heat removal by means of a constant flow of clean temperature controlled fluid. Ultra Low Temp recirculating chillers are available in four different configurations with a variety of temperature ranges starting at -90C and going up to +150C depending on options selected. The compact, floor standing ULT range are ruggedly designed for continuous operation and provide up to 11,590 BTU/hour heat removal capacity.
TECA introduces a benchtop Liquid-Cooled Cascaded Cold Plate System for ultra-low temperature cooling. The LHP-1200CAS provides direct contact cooling down to -70°C. Designed for laboratory use, the LHP-1200CAS offers versatility and precise control. It can be used to cool components, materials, chemicals, and samples. The LHP-1200CAS can be used with any of the three cascade accessories for low temperature cooling or without the cascade attachment for a larger cooling surface. The user can switch between internal or external RTD sensors for customized control.
The energy-efficient Shuttle Portable Ultra-Low Temperature Freezer from Cole-Parmer offers secure mobile transport of high-value vaccines or biological specimens. Its functionality is ideal for biorepositories, medical/surgical suites, pathology laboratories, tissue banks, regenerative medicine, and other applications in clinical or diagnostic medicine, research, and pharmaceutical distribution. A Stirling engine operates the low temperature freezer, which requires no compressors, dry ice, or LN2, and expends the same volume of energy as a conventional light bulb. The Humm free-piston Stirling engine uses two moving parts that float on helium gas bearings to eliminate contact wear. The linear driver modulates engine power to deliver cooling on demand without on/off cycling.
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September 2006 Volunteer of the Month Jose Cardoza
- 9/1/2006
Artwork courtesy of VLSP interpreter Jose Cardoza
"I love to do things people think are not possible" says Jose Cardoza, a Nicaraguan immigrant who has been living in the U.S. for the past thirteen years.
Jose is a Spanish/English interpreter for VLSP. He interprets for individual VLSP cases from beginning to end, enabling volunteer attorneys to work with Spanish speaking clients and helping them to understand complex legal issues. Jose is September's volunteer of the month because of his commitment to his clients and his passion for volunteering.
After finishing architectural school and beginning a promising career in his home country of Nicaragua, Jose began losing his vision in his mid-thirties due to a condition called retina detachment. In 1993 he gave up his career and came to the U.S. in search of more advanced medical treatments for his eye affliction. "If I hadn't come to the U.S., I would be completely blind right now," he says. Although he is legally blind, Jose can still see and considers himself to be low-vision.
"I know what it's like being new and not able to communicate," he says. When he first arrived in San Francisco, Jose didn't speak any English. Thanks to a pro bono attorney and volunteer interpreter, Jose was able to navigate the complicated legal issues that accompanied his immigration and was granted political asylum last year. "Volunteering is a way to return some of the help I got when I arrived."
VLSP's interpreter project provides support to all of VLSP's other projects by matching interpreters with volunteer attorneys representing monolingual clients. "It amazes me," Jose says, "we are living in the U.S. with so many civil rights and freedom, but there are many people who do not have access to that freedom or those rights." The interpreter project helps to bridge the language gap that prevents many from navigating the American legal system.
Jose has always had a passion for art, music, and architecture. Now that he has lost much of his vision, painting "releases my energy, it keeps me going" he says. Despite the fact that he can no longer be an architect, Jose hasn't lost his drive. "I try to break the myth of disability," he says. "It's never to late for big changes in your life." Jose will begin classes for medical interpreting this fall and plans on traveling to Europe in between volunteering and working on his art.
- Other

subset: commoncrawl


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Difference between revisions of "Kratie"
Revision as of 00:35, 3 February 2013
Kratie (pronounced kra-chey) is a tiny town in northeastern Cambodia. Despite its small size, it is the capital of the province of the same name.
Kratie is one of the four provinces in northeastern Cambodia, and although it is relatively remote and not heavily touristed, travelling here won't earn you points if your priority is to be a pioneer. There's no large scale tourism, but plenty of backpackers pass through here during the high season. The town has developed to meet this demand, and now provide good budget accommodation.
The province rural, so be mindful of your behaviour. Please do not add to the already overwhelming amount of litter and discarded rubbish visible in and around the town, and be mindful of local norms in dress sense - so don't go swimming in a bikini.
Get in
By road
From Kampong Cham (to the south) the road is currently in good repair. From Stung Treng (to the north) the road is sealed but has fallen into disrepair and the journey can be uncomfortable and slow; if headed into Laos, visas on arrival are now obtainable at the Lao border.
The bus/truck station is in the northwest part of the town.
Buses to/from Stung Treng take about 3 hours. As with all forms of transport in Cambodia, get your bus ticket early, and show up even earlier to ensure you get the best seat, as buses will fill up fast as soon as they let people board. With the improving road conditions, bus services have improved and there are now a number of options between Stung Treng and Phnom Penh. There are daily buses from Siem Reap to Kratie. They leave at 07:00 and cost US$10. You will have to change buses half way through this journey at Skuon or Suong.
Share-taxis and minivans servicing Phnom Penh (4-5 hr), Stung Treng (2 hr), Kampong Cham (2 hr), Ban Lung (4 hr), Sen Monorom (4 hr), and a plethora of other small towns go from the taxi stand a block north of the Market. Prices to Phnom Penh and Stung Treng are about 20,000 riels per seat. These are much faster than the large commercially operated buses and comparably priced, though slightly less comfortable. Purchase an extra seat or share 3 between 2 of you for extra luxury. To and from Phnom Penh or Kampong Cham share-taxis and minivans can save several hours buy taking a road directly south of Kratie that most of the commercial bus companies do not use and bypassing Snuol.
Trucks go to various neighbouring towns and provinces but you have to weigh the benefits and drawbacks of this form of transport carefully. They are less safe and often slower than buses, as well as being more expensive. The one potentially overriding positive is that riding in a truck you get the chance to have a much closer connection with local Khmers than if you were riding in a tourist bus, particularly as you'd be surprised how many Khmers in the provincial capitals are somewhat proficient in English. Expect to wait a couple of hours for the truck to fill up, assuming you're the first one there.
By boat
With the improvement of the roads, ferry services along the Mekong River from Kampong Cham no longer run. If you are feeling adventurous, you might find a rice-barge on its way north from Kampong Cham.
Get around
As the town is so small, ignore offers from touts to take you from the bus stop into town, since it's a walk of just a few minutes. If you feel compelled to hire a motodop to take you anywhere within town, you won't need to pay anything more than 500 riel for your short journey. To visit sites outside the town, you'll need to hire a motodop for a few dollars - standard prices are posted around the guesthouses, typically US$3-5 depending how far and how long you go for.
Bicycles are by far the best way to get around Kratie and enjoy the town at your own pace. Most guesthouses will organize you one, but they usually all come from the same shop - from the front of the market head south until the street ends across from the Ministry of Water Resources. On the corner there bikes can be rented from a lovely Khmer family for US$1 or 4,000 riel per day. Easy to spot this shop - look for all the bikes!
Motorbike rentals are available at just about any guesthouse. A 110cc Honda step through bike for US$6 per day. Given the tiny size of the town, you won't need one to do anything within Kratie itself, and the roads outside Kratie aren't in great shape, but it can be a great way to look around the country side a bit further afield.
The free trail guide (e.g. Community Development Tours) provides maps, transport and accommodation options. You can travel on a small part of the trail, or all of it. You can travel alone or with a group. There are many options along the 180 km trail, which runs between Kratie and the Cambodian/Laos border. But remember to allow enough time to go with the flow of river life.
Along the trail, you will have the opportunity to see critically endangered Mekong River dolphins, while minimising your impact on them and the habitats they rely on.
By using the Trail, you will also be assisting river communities, some of the poorest but most welcoming in Cambodia.
As advertised, cycling is perhaps the best method to see the trail, as it allows to rapidly cover the long stretches of track were it is impossible to obtain drinking water.
Sadly, Kratie is seriously lacking in this department as there are few (if any) local souvenirs aside from the odd mass produced wooden dolphin to even show you were here. There's also nowhere to make donations to directly aid the Irawaddy Dolphin's survival either.
Aside from the usual assortment of food and drink stalls in town, there's a few different restaurants for you to eat at.
Eating at stalls along the riverfront offers a cheap alternative to the restaurants, with fried noodles available, chicken rice porridge, foetal duck eggs and others. Servings are generally smaller than in nearby restaurants. In short the food in Kratie is not the best and neither is the service. Many of the staff have an extremely laid back (some would even call this frustrating and possibly even lazy) attitude which at times can be downright rude. Go to the 'Red Sun Falling' cafe and 'Oudom Sambath' Hotel if you don't believe me and want proof.
Red Sun Falling, on the waterfront opposite the port building is a backpacker staple with good food and drinks, and the ex-pat touch. Sadly, despite the amazing origins of both the name and how the cafe got it's start (read the menu-it's an interesting insight on what travel was like back in the day) this place is best avoided thanks to outright surliness of the waiter who works there. Prices are reasonable, but not as cheap as the nearby Khmer food. Service can be slow. The Red Sun Falling also has a good selection of books for sale, which you can browse while you wait - but watch out as the owner can be very rude. Specials shown on a blackboard.
Star Guesthouse is another of the older backpacker restaurants opposite the South-West corner of the market, a block in from the river. On the expensive side, it has an uninspiring selection of western and Khmer cuisine.
Watching the sun go down over the Mekong, with a cold beer or a tuk-a-lok (fruit shake) on the riverfront, is one of the joys of a visit to Kratie. There are many stalls which set up in the late afternoon serving them, and stay open until midnight, which is unusually late for a Cambodian provincial town.
Red Sun Falling will stay open until the last person leaves, which can be pretty late, and the new Marlees bar offers the other bar option in town.
As Kratie has developed rather nicely to meet the demands of visitors, and so there are several recommended guesthouses.
Get out
Speak to the front desk at Santepheap Hotel about bookings to the border.


text:
Leslie Deckard
Leslie Deckard is a former staff writer for The Blood-Horse magazine.
Articles by Leslie Deckard
Louisiana to Adopt Racehorse Steroids Rule
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Using emergency regulations, the Louisiana Racing Commission has banned the use of anabolic steroids in racehorses effective Jan. 1, 2009.
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Keeneland Thoroughbred Sale Continues Slump in Second Session
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When most everything else in the world--including stocks and home values--seems to be losing value, 3-year-old racehorse Mushka went up in the value, proving the old adage that good horses will bring good money, even in tough economic times. Read More
Dam of Eight Belles Sells for $2.5 Million
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Away, the dam of the ill-fated Eight Belles, was purchased for $2.5 million during the opening session of the 2008 Keeneland November breeding stock sale Nov. 3 at the Central Kentucky auction house.
Sheikh Mohammed's bloodstock adviser, Read More
Louisiana Barn Fire Kills 12 Horses
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A Sept. 25 fire at Velocity Farms near Benton, La., killed 12 horses, including Deerhound, sire of Thoroughbred champion Countess Diana. The cause of the fire is being investigated.
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Keeneland Yearling Buyers Utilize Steroid Tests
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During the first two sessions of the 2008 Keeneland September yearling sale the Central Kentucky auction company reported 20 requests for testing for exogenous anabolic steroids.
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Hanging At Home with Rags to Riches
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One year ago, Rags to Riches was a superstar on the racetrack and the favorite to win the Kentucky Oaks. Today, she is an expectant mother spending her retirement days at Ashford Stud near Versailles, Ky.
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California Racing Group to Turn Over Necropsy Results
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text:
|Publication number
|Publication type
|Application number
|Publication date
|6 Sep 1988
|Filing date
|19 Feb 1987
|Priority date
|19 Feb 1987
|Fee status
|Publication number
|Robert E. Houf, Sydney W. Frey, Jr., Richard D. Marasch, Edwin J. Wroblewski
|Original Assignee
|Allen-Bradley Company, Inc.
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (17), Referenced by (76), Classifications (13), Legal Events (4)
|External Links: USPTO, USPTO Assignment, Espacenet
The present invention relates to electronic circuits for starting and controlling the operation of electric loads, such as motors, and in addition to enclosures for such circuits.
When the full operating voltage is immediately applied to start an induction motor, the current during start-up can be six or more times the normal operating current. Therefore the power consumed during start-up may be considerable. In addition, the resulting starting torque can be three times normal, causing a decrease in the life of mechanical components, such as bearings, clutches and belts coupled to the motor.
Solid state motor controllers have been employed for sometime to start large electric induction motors. Many of these motors are three phase devices in which electric current for each phase must be switched in order to provide full motor control. Solid state motor controllers often provide a "soft start" in which the voltage applied to the motor is gradually increased, rather than applying the full operating voltage to the motor in a single step function. The soft start reduces the electrical current drawn by the motor during the starting and thereby reduces power consumption. Such controllers also sense fault conditions in the motor, such as a stall, and take measures to either correct the fault or to prevent damage to the motor.
In prior art systems, electronic logic circuits operated thyristors which controlled the electricity applied to the motor. All of the controller components were incorporated into a single housing to which the electrical power and the motor were connected. In providing a full line of controllers for motors of various sizes, i.e. different voltage and current ratings, various controllers having the same control logic sections but different types of thyristors had to be fabricated.
If these motor controllers failed in the field, typically because one or more of the thyristors burned out, the entire assembly, including the control electronics, had to be replaced. This dramatically increased the cost of such replacement. Furthermore, if the motor is replaced with one having a larger power rating, the controller may also have to be entirely replaced.
A modular electric load controller comprises an enclosure containing the control logic and having an external electrical connector. A separate module for switching each phase of the electrical current to the load is connected to the control logic enclosure. The switch module has its own enclosure with an electrical connector that mates with the electrical connector on the control logic enclosure. The switch module also has a power input terminal and a terminal for connecting the module to the load under control.
The modular design of the controller according to the present invention allows for replacement of a faulty electrical switch module without having to replace the electronics that control the switch module. In addition, the control electronics portion may be used with a variety of different power rated switch modules. The modular design also places the high voltage and heat generating components in a separate enclosure from the control logic circuits.
A further object satisfied by the present invention is to provide a compactly assembled device with different modules nesting with each other. The nesting permits the modules to electrically interconnect directly without having to use individual wires or cables.
When the various modules are assembled together, another object is to provide a controller which has all of the electrical terminals and metal parts shielded from accidental contact.
FIG. 1 is an exploded isometric view of the motor controller modules;
FIG. 2 is a side view of an assembled motor controller;
FIGS. 3(a), (b) and (c) are plane views of a switch module contained in the FIG. 1 assembly;
FIG. 4 is a schematic diagram of the electrical circuit for the switch module; and
FIG. 5 is a electrical schematic diagram of the control module.
FIGS. 1 and 2 show a modular controller 10, for operating an electric load such as a motor. The controller 10 comprises a control logic module 12, electrical power switching assembly 14 and a heat sink 16. FIG. 1 shows the modules of the motor controller 10 in an exploded view from their assembled configuration shown in FIG. 2.
The control logic module 12 contains any of several well known electronic circuits for governing the operation of an electric motor in response to sensed operating conditions. The control logic module 12 consists of an enclosure 11 formed of an electrical insulating material and having a rectangular lower portion 18. One edge 20 of the rectangular lower portion 18 has a set of three elongated keys 22 extending vertically in the orientation of the controller in FIG. 1. Above the one edge 20 are three rectangular tabs 24 extending from the main body of the control module enclosure 11. Each tab 24 has two apertures 26 and 27 extending therethrough in the vertical direction.
Three additional tabs 25 extend from the rear surface of enclosure 11 and are similar to the tabs 24 on the front surface. A multi-conductor electrical connector 23 is located on the rear surface of the enclosure 11 (FIG. 2) to connect an operator control panel 88 (FIG. 5) or a programmable controller to module 12. The control logic module 12 receives control signals from the operator control panel 88 to start and stop the motor. An exposed major surface 21 of the control logic module enclosure 11 has status indicator lights 17 and a door 19 for access to system configuration switches. The bottom surface of the rectangular lower portion 18 has a number of apertures (not shown) which align with connectors on an electronic circuit board within the control logic module 12. Such apertures are adapted to receive mating connectors as will be described below.
The power switching assembly 14 consists of three identical switch modules 28 in separate enclosures made of an electrically non-conducting material, such as a plastic. The switch modules 28 are positioned side by side beneath the control logic module 12 and each of which controls one phase of the electric power for the motor (See FIG. 5). Alternatively, the present invention could be practiced by incorporating the switch module components into a single enclosure. One of these switch modules 28 is shown in the views of FIGS. 3. The switch module 28 consists of a base member 30 from which two legs 32 and 34 orthogonally extend to form a U-shaped structure with an interior opening 35. As shown in FIG. 2 the assembled controller 10 has the lower portion 18 of the control logic module 12 nested within this interior opening 35.
The inner surface 48 of the switch module's base number 30 has a number of electrical contact pins 50 extending therefrom. The electrical contact pins 50 are positioned on the base member 30 to mate with the apertures and terminals on the underside of the lower portion 18 of the control logic module 12. This mating connects the various control inputs and sensor outputs of the switch module 28 to the electronic circuit in the control logic module 12. When the controller 10 is assembled, as shown in FIG. 2, the pins 50 and their mating electrical terminals are fully shielded from external contact.
One of the legs 34 has a keyway 46 extending along the inner surface of the leg perpendicular to the base member 30. The keyway 46 is adapted to receive one of the keys 22 on the surface of the lower portion 18 of the control logic module 12 when the the control logic module is inserted into the central opening 35 of the U-shaped switch module 28, as in FIG. 2. The key 22 and keyway 46 prevent the otherwise symmetrical switch module 28 from being positioned onto the control logic module 12 in a reversed fashion. It is also noted with respect to FIG. 3(a) that the positions of the various electrical contact pins 50 form an asymmetrical pattern to further prevent the reverse positioning of the switch module. However, before the control logic module 12 contacts the pins 50 the key 22 must engage the keyway 46 at the upper end of leg 34 thereby protecting the pins from being bent when the modules are assembled incorrectly.
Both legs 32 and 34 are otherwise identical and include a metal electrical power terminal, 36 and 38 respectively, at the leg end 37 remote from the base member 30. Each terminal 36 and 38 has an aperture 42 extending into it from a recess 33 in the corresponding end 39 of the switch module 28. The recess 33 shields the terminals from accidental contact thereby protecting against electrical shorts and shocks. A set screw 44 extends into an aperture of each terminal 36 and 38 from the end 37 of the corresponding leg and communicates with the terminal aperture 42 so to clamp a wire that may be inserted into the terminal aperture. The first terminal 36 is the electric power input terminal and is to be connected to one phase of the source of electricity for the controlled motor. The other electrical terminal 38 is an output terminal of the controller 10 and is to be connected to the motor 40 as shown in FIG. 5.
The upper surface 37 of each leg 32 and 34 has a small threaded aperture 60 to receive a bolt 61 which extends through the apertures 27 in the rectangular tabs 24 and 25 of the control module 12 to fasten the control logic module enclosure 11 to each switch module 28. The other aperture 26 in the rectangular tab 24 and 25 is used to receive a screw driver to tighten and loosen the terminal set screw 44 when the switch module 28 is assembled onto the control logic module 12. The exposed end of terminal screw 44 is contained within aperture 26. In the assembled controller 10, the non-conductive tabs 24 and 25 shield the exposed metal parts of terminals 36 and 38 from accidental contact.
A metal heat sink contact plate 52 extends along the bottom surface of each switch module 28. The base member 30 has a countersunk aperture 54 extending from its inner surface 48 through the contact plate 52 for receiving a bolt 55 (FIG. 2) to fasten the switch module 28 to the heat sink 16. A recess 56 is located at one outer corner of each leg 32 and 34 near the junction with the base member 30. The bottom of each recess 56 has an aperture 58 extending therethrough to receive a bolt 57 for additional fastening of the switch module 28 to the heat sink 16. Locating the bolts 57 in recesses 56 remote from the terminals 36 and 38 decreases the likelihood of arcing between the two elements.
With reference to FIG. 1, the heat sink 16 may be formed of heavy gauge metal having a high thermal capacity. Although any of a number of types and configurations of heat sinks may be used, the present heat sink has a flat base plate 64 from which a plurality of fins 66 extend downward. The outer fins 66' and 66" have portions 68 extending orthogonally therefrom. Each of the orthogonally extending portions 68 have apertures therethrough for mounting the heat sink (and the entire modular motor controller 10) within an electrical control panel (not shown). Typically the controller 10 is mounted on a wall of the panel with the fins 66 extending vertically for optimum air flow between the fins. The base plate 64 has a number of apertures extending therethrough for receiving bolts 57 extending through apertures 58 in switch modules 28 to mount each of the switch modules to the heat sink 16. In order to provide good thermal conductivity between the switch modules 28 and the heat sink 16, thermal grease or a similar material is applied at the interface of the switch module contact plates 52 and the heat sink. For very large motors, the size of the heat sink 16 would have to be increased to dissipate more heat generated by its components.
By locating the power terminals 36 and 38 at the remote ends 37 of each leg 32 and 34, the exposed metal of the terminal and of the electric wire connected thereto are away from the heat sink 16 and its mounting bolts 57. This decreases the possibility of arcing. The electronic power switching circuit is compact enough to fit within the base member 30 of the switch module 28 enabling the base to be less high than the leg portions 32 and 34 of this module. The smaller central or base member 30 defines the U-shape of the switch module which allows for a compact nesting of the assembled controller 10 while still providing a separation of the electrical power terminals 36 and 38 from other conductive parts.
In FIG. 2, the motor controller 10 is assembled with an optional electrical transient protection module 70. The protection module has two mounting tabs 72 with apertures therethrough for fastening to the controller 10 by the bolts 57 that hold the switch modules 28 to the heat sink 16. Three leads 74 electrically connect the protection module 70 to the output terminals 38 of each switch module 28. Alternatively the protection module 70 may be connected to the input terminals 36 of the controller 10.
FIG. 5 shows a schematic representation of the processor for the control logic module 12. This procession includes a microprocessor 80 connected via an internal bus 86 to a memory 82. The memory stores the computer program instructions for governing the operation of the controller. Also connected to bus 86 is an input/output (I/O interface 84 which couples the external components to the circuitry in control logic module 12. Specifically, the interface 84 connects the control logic module to an operator control panel 88 containing manual switches, or to a programmable controller. The switching assembly 14 is also connected via pins 50 to the I/O interface 84. The I/O interface 84 includes circuitry for driving the SCRs in each switch module 28 and converting the sensed parameters (temperature, voltage and current) into signals for processing by the microprocessor 80. As is shown each phase of the three phase alternating current is connected to a separate module 28 of the switching assembly 14.
Each phase of the electric power is also coupled to the power transient protection module 70. The protection module 70 contains a metal oxide varistor (MOV) 76 connected across each phase of the power lines from the controller 10. Capacitors 77 also housed in the protection module extend from each power line to a common node 78.
The circuitry contained within each switch module 28 is shown in FIG. 4 and consists of two silicon controlled rectifiers, SCR 1 and SCR 2, connected in opposite polarity between the input terminal 36 and the output terminal 38. The gate leads of the SCR's are connected to two contact pins 50 of the module 28 designated pins P5 and P6 in FIG. 4. Each of the SCR's is mounted in good thermal cortact on the heat sink contact plate 52. A temperature sensor, such as thermistor 62, is in thermal contact with one of the SCR's to provide an indication of the SCR's temperature to the logic module 12. The leads of the thermistor 62 are connected to additional electrical contact pins 50 of the module 28, in this case pins labeled P3 and P4. Other pins 50 are connected to other points of the switching circuit either directly or via sensing resistors R1 and R2 to provide signals to the control logic module 12 indicating the switch module's operation.
When the two SCR's are turned on by proper voltage levels applied to their gates, the alternating supply current is switched from the input terminal 36 to the output terminal 38 turning on the motor 40. Each of the three modules 28 is simultaneously controlled. When the motor 40 is started the SCR's are turned on for only a portion of each cycle of the input electric current. This portion is increased by the control logic until the SCR's are always on at which point the motor 40 has reached substantially full speed. This starting operation is well known and is carried out by previously available device controllers.
The modularity of the present invention reduces the expense of repairing or modifying a controller since only the specific component module needs to be replaced, rather than the entire controller as in previous controller designs. A common failure of the motor controllers in the field is the burning out of one or more thyristors (e.g. SCR1 or SCR2). Because of the modular enclosure configuration of the controller 10, when such a failure occurs the controller may be easily disassembled and the failed switching module or modules 28 may be replaced and the unit reassembled. Because of the modular construction, only the failed switching module 28, rather than the entire controller 10 or switching assembly 14 has to be replaced. In particular the control logic module 12 does not have to be replaced. If in another situation, the control logic module 12 is faulty, only it needs to be replaced. Similarly, in the event that a larger motor be used on the controlled equipment, the switch modules 28 may be replaced with ones having greater power handling capacity. In addition this modular design enables the control logic modules 12 to be manufactured as a separate unit for use with various sets of switch modules 28 to control motors of different power ratings.
The present modular construction provides a compact controller 10 in which the high voltage power terminals 36 and 38 are removed from proximity to the metal heat sink 16 and the surface on which the controller is mounted. The bolts 57 connecting the switch modules 28 to the heat sink 16 are located in recesses 56 away from the power terminals. The control logic module enclosure 11 has tabs 24 and 25 which electrically shield the exposed metal portions of the power terminals 36 and 38 while providing an aperture 26 through which the terminal set screw 44 may be adjusted to tighten or loosen the power conductor in the terminal without having to disassemble the controller 10.
Although the present invention has been primarily described for use with a controller for an electric motor, it has applicability to controllers for other types of electric loads.
|Cited Patent
|Filing date
|Publication date
|24 Mar 1975
|26 Apr 1977
|Davy Powergas Limited
|Electrical control system
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|8 Sep 1981
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|11 Jun 1996
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|23 Sep 2010
|Schneider Toshiba Inverter Europe Sas
|Control assembly comprising a variable-speed drive and a circuit-breaker
|U.S. Classification
|307/147, 388/907.5, 307/149, 361/710, 388/809, 388/934, 361/679.02, 388/917
|International Classification
|Cooperative Classification
|European Classification
|19 Feb 1987
Owner name: ALLEN-BRADLEY COMPANY, INC., MILWAUKEE, WISCONSIN
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST.;ASSIGNORS:HOUF, ROBERT E.;FREY, SYDNEY W. JR.;MARASCH, RICHARD D.;AND OTHERS;REEL/FRAME:004671/0718
Effective date: 19870218
Owner name: ALLEN-BRADLEY COMPANY, INC., A WISCONSIN CORP.,WIS
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:HOUF, ROBERT E.;FREY, SYDNEY W. JR.;MARASCH, RICHARD D.;AND OTHERS;REEL/FRAME:004671/0718
Effective date: 19870218
|13 Dec 1991
|Fee payment
Year of fee payment: 4
|5 Mar 1996
|Fee payment
Year of fee payment: 8
|3 Mar 2000
|Fee payment
Year of fee payment: 12


text:
Minnesota - North Dakota - South Dakota
Make a Tax-wise Gift Any Time
If you want to help protect the lands and water you love and maximize your charitable deduction, consider making your gift with cash. Cash is the simplest asset to donate. It is also the easiest for The Nature Conservancy to accept and quickly put to good use. But that option is not right for everyone, so here are a few more giving options to consider.
- A stock gift is one of the easiest gifts to make and an excellent way to minimize taxes and support The Nature Conservancy at same time. Donors receive a charitable income tax deduction for the full fair market value of the stock on the date of their gift. Neither the donor, nor the Conservancy, is liable for capital gains tax on the sale of the securities as long as the stock has been held for more than one year. For those donors with losses, they can sell the stocks, take the loss as a tax deduction, then use the sale proceeds to make a gift and get the charitable tax deduction for doing so.
- Gifts of real estate can be excellent ways to support The Nature Conservancy. Over the years, the Conservancy has received property ranging from vacation homes to apartment complexes. Some donors made a property gift with a Retained Life Estate, allowing them to give now, receive income tax benefits in the present, and still retain the use of their property during their lifetime and the lifetime of a spouse or other individual. Ultimately, assets like these are sold with the proceeds being used to protect critical habitat.
- For those interested in leaving a legacy for conservation, a bequest is the easiest way to do so. Bequest donors retain control over their assets during their lifetimes and the ability to change the terms of the bequest if needed. Bequests can be in the form of a specific dollar amount, a percentage of the estate, real property or tangible personal property such as art.
- Designating the Conservancy as beneficiary of a retirement plan, insurance policy or bank account is another way to leave a legacy gift.
- Charitable gift annuities are a great option for many people. They provide a fixed income payment for life, which is not tied to the stock market. Using appreciated securities to fund the gift, often enables the donor to make a larger gift, realize annual payments greater than their stock dividends, and mitigate the impact of capital gains. Rates are based on age; a charitable gift annuity for someone age 70 currently pays a return of 5.1 percent.
If you are thinking about making any of these gifts and would like more information, please contact Gloria Karbo, Senior Associate Director of Philanthropy, at (612) 331-0753 or email@example.com.


text:
But now, {{{pant, pant}}} here I am (seeing a beautiful, sunny day unfold) desiring to get some order into my brain.
Bullet points are good for order in my world and seem to be the easiest way to share...
• Except for a few math lessons, we finished our Rome to Reformation year!!
Wowee, kazowee what a year. We learned a ton and are already looking forward to getting into U.S. history this Fall.
• I attended my first EVER homeschool convention/conference. I didn't attend any workshops. Instead I helped out at the My Father's World booth. I'm surprised the earth is still rotating because a significant event happened in history... I exceeded my word limit! I talked for 10 hours straight :) By the time I got home after that first day, all I could do was nod.
I did meet lots of wonderful women and I got to see friends from my MFW family. All-in-all it was a pretty good deal :)
• Our bible study group finished our Part One study for the Book of Hebrews. Talk about learning endurance. It was a good, challenging, faith-strengthening study and we did it!
• The girls had their Spring/Summer violin recitals. I was so touched by their duets. I hadn't heard them practice together and was totally teary when I heard them play together. So sweet... *sniff*
• The girls also had the ballet performances. The theater presented, "Puss In Boots, " and the girls were leaves and snowflakes :) Everyone did a great job!
• The kitchen white board has been taken down which marks the official beginning of our summer break. I have sewing projects to work on and de-cluttering to accomplish, but I am hoping our tempo will slow dramatically and we will have many "lazy days of summer."
I hope you are doing well and would love to hear what you're up to!
I don't know who to credit for this picture :(
This picture makes me want a real tire swing!


text:
The death of actor Phillip Seymour-Hoffman by heroin overdose has again exposed the dark nature of entertainment culture. This on the heels of a devastating letter penned by director Woody Allen's adopted daughter, Dylan Farrow, outlining his serial sexual abuse of her as a child and how his friends and peers stand by, celebrating his life and work. Dylan is the adopted daughter of Mia Farrow, Woody's ex-girlfriend whom he claims planted the pedophilia story in the young girls' head.
… I'd give Woody a little benefit of doubt if it weren't for the fact that he's currently married to yet another one of Mia Farrow's adopted daughters, who he was caught taking nude polaroids of when she was underage..
But I digress – the subject matter is; 'how come you can date porn stars, be falling down drunk in public, stoned out of your mind and overdose on Heroin and still be considered a great person?' The answer is: Welcome to today's Hollywood! Land 'O liberals!


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(Page 2 of 2)
the 26 patients have died yet for statisticians to calculate the median survival time for patients on this study. But patients on the low-dose group appear to be living about the same amount of time as patients on the Bayer/Onyx drug, and there is a statistically significant advantage for those on the high dose of the Jennerex treatment, according to an interim analysis of the data, Kirn says.
The traditional way to visualize the trend of a cancer survival trial over time—expressed through what's known as a Kaplan-Meier curve—shows a "striking advantage" for the Jennerex high dose group, compared with the low-dose, and historical studies of patients on other therapies, Kirn says.
Researchers have seen a safety profile consistent with what was observed in earlier clinical trials, Kirn says. Since the drug is designed to partly work by fighting tumor-feeding blood vessels, I asked whether Jennerex has seen any serious side effects, like bleeding episodes, which have been observed with another drug that works to choke off blood flow to tumors—Genentech's bevacizumab (Avastin).
"We haven't seen it to date," Kirn says. "It's something we watch for very carefully. To date (JX-594) has been extremely selective to the tumor."
Any time a study this small shows a provocative early result, researchers naturally want to see if it can be confirmed as the real thing in a much larger study. Jennerex's plan is to complete enrollment in the small study early this year, continue to follow the patients, and hopefully present more statistically mature, detailed results at the American Association for the Study of Liver Diseases meeting in November in San Francisco, Kirn says.
Before that, Jennerex hopes to charge ahead with a Phase 2b study in relapsed, treatment-resistant liver cancer patients, which could be considered a pivotal study in the eyes of the FDA, providing the basis for the drug to be sold in the U.S., Kirn says. That bigger study should get underway in mid-2011, followed by another pivotal study in newly-diagnosed patients, which could get underway in the first half of 2012.
Jennerex presented some of this early data in private meetings with investors at the JP Morgan Healthcare Conference last month in San Francisco, but awareness really took off after Amgen wrote its big check for BioVex on January 24th. Like anything in biotech, the nanosecond some new technology gets validation, investor instinct is to look for companies with similar technology that can essentially be found on the bargain basement rack. So a lot of people suddenly started paying attention to Jennerex and oncolytic virus technology.
"We have always believed very strongly that this was a breakthrough platform for cancer, but have we gotten more calls from bankers and investors since the BioVex news? Yes," Kirn says. "It does give some sense of the importance of this technology to the outside world."
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text:
The resources in this section are offered to ensure that your business operations are up-to-date with the latest changes that may affect your practice.
"Competing in the marketplace: How physicians may increase their value in the health care market through medical practice integration," an updated American Medical Association (AMA) resource, helps physicians identify benefits and limitations of integration arrangements and determine the integration level most sensible for their practice. It also points out possible antitrust pitfalls and educates physicians on managing any antitrust risks.
Access this resource at ama-assn.org/go/competing »
Note: An AMA account login, which requires an email address and name, is required to access the full PDF resource. By creating an AMA account, you are not becoming an AMA member.
ACR members who interact with medical device and pharmaceutical manufacturers should begin tracking certain arrangements with those industry members.
Continue reading »
Toolkit for Physician Financial Transparency Reports (Sunshine Act) »
Journal of the American College of Radiology article, "Shining Light on the Sunshine Act" »
The ACR actively evaluates the provision and interpretation of imaging services by provider type, site of service and frequency to identify solutions to ensure the appropriate utilization of medical imaging. The ACR is working with health care stakeholders from the private and public to ensure that the public receives safe, high-quality and correctly interpreted medical imaging exams.
While radiologists understand the necessity of having a written agreement, the many types of contracts and contractual terms can be confusing. In this section you'll find guidance and examples on understanding and evaluating contracts.
Some radiology practices operate solely at hospitals, while others divide their time between hospitals, imaging centers, private practices or a combination of practice settings. This may be dictated by manpower limitations or hospital pressures.
Effective September 23, 2013, ACR members and their practices must comply with the amended HIPAA regulations that govern privacy and security of patient health information.
The U.S Department of Health & Human Services (HHS) recently adopted new rules that change privacy, security and breach notification requirements. These new rules originate from the Government's revisions to HIPAA under the Health Information Technology for Economic and Clinical Health (HITECH) Act.
All covered physician practices must update their HIPAA policies and procedures and otherwise implement the required changes by the September 23, 2013 enforcement date. ACR members likely will have to revise their Business Associate Agreements (BAAs) and their Notices of Privacy Practices (NPPs). They also should assess how they would handle an actual or potential breach of patient health information.
For more information, please refer to the RADLAW column in the April 2013 Bulletin. AMA's HIPAA Toolkit is another helpful resource, available at www.ama-assn.org/go/hipaa.
Medical liability threatens physicians, hospitals and insurers with rising jury liability awards, resulting in higher liability insurance premiums. These higher premiums may even price the practitioner out of his or her chosen specialty.
The ACR Legal Department provides referrals to attorneys for radiologists and radiation oncologists who do not have representation or who would like to consult with a specialist in a particular area of the law such as medical staff bylaws.
Radiologists, radiation oncologists and medical physicists will play a vital role as responders and as sources of accurate information for patients, the public and the medical community in the event of a radiation disaster.
The definition of "kickback" has gone from simple to very complex, while fraud and abuse provisions now extend well beyond the traditional Medicare and Medicaid parameters.
Radiology has long been at the forefront of technological innovation. This has led to the increased reliance, especially in some rural areas, on telemedicine, specifically teleradiology. With this technology has come the need to better understand state and international medical and legal requirements.


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You are such a beauty !!! Happy DOTD to you and your family
Dog of the Day
Cat of the Day
Pet of the Day
You are such a beauty !!! Happy DOTD to you and your family
Oh I'd love to meet you Leia! You're such a pretty girl and it sounds like you're lots of fun! Congratulations on being our DOTD! I hope your day is special!
Forever in my heart...
Oh Leia you are so beautiful!! Congratulations on your big day!
You sound like such a sweet little Malamute!
Leia, your picture and your story just made my day. Congratulations, sweetie!
Leia...You are so beautiful. I would love to meet you in person to.
Your color is so pretty. I bet you are loved very much. Congratulations on DOTD. I got to see how pretty you are.
Hope you and your family will have a long and wonderful life together.
Oh my, just look at that face You are a complete doll Leia, I see why you were chose to come and live with your family!
I've honestly never seen a red mal before and you are sooo gorgeous it's no wonder everyone loves you.
I hope you have a wonderful day celebrating being our special Dog of the Day!
Huney, Bon & Simba-missed so very much
Remembering all the Rainbow Bridge Pets
Would you look at that gorgeous girl!! Leia you are so pretty posing for the camera and you look like a real sweetheart!! You love everybody and we love you Princess Leia!! You seem to be really enjoying your life too. Especially playing with Scooter♥ and that face in the waterbowl trick must be hilarious. We wish we could see it in person! Congratulations to you on being our very special DOTD sweetie!! Have Mom give you plenty of kisses from us. Invite Scooter over and both of you celebrate all day!! Happiness to all of you always baby doll!!
I've been Boo'd...
Thanks Barry!
All Hail Princes Leia!! What a gorgeous girl you are! Congrast to LOVELY LEIA!!
Princess Leia, what an absolutely BEAUTIFUL pup you are/were! I sure would love to see some grown up pictures of you too, I can only imagine the stunning young lady you must be now! Just look at that face and those eyes... No way could I deny you anything Leia! You are so full of life, love and joyfulness, you can't help but bring a smile to any and all who meet you! I loved your human's description of your personality as she said:What a delightful nature you have. I just want to reach through the screen and give you all kinds of loving! Leia, I hope today you have an EXTRA fun and special day today with lots of playtime with your best bud Scooter and plenty of praise and treats from your proud people. Congratulations Leia, on being our gorgeous, lovable and MOST deserving Dog of the Day!As far as she is concerned, everyone and every dog was put here just for her to say hi to and love on.
Mom to Raven and Rudy the greyhound
Missing always: Tasha & Tommy, at the Rainbow Bridge
Leia, you remind me so much of my old Alaskan Malamute. You are so beautiful, congrats on Dog of the Day! Woof Woof!
I don't have to meet you, beautiful Leia...I'm already in love! And the deep, unconditional love your family feels for you pours from your Mom's words like water from a spout!!! What a wonderful best friend and loving companion you are to your family! You simply love life and life and everyone in your world loves you back just as much, including your best doggie bud Scooter Oh, I'll bet he fell hard for you, sweetheart; you're simply stunning!
It was a pleasure getting to know you today, dear Leia! As your Mommy has said, you have so much love to give and every family should be so lucky to have a furkid as special as you! You are so deserving of all our praise and we are honored to crown you our most precious, loving and deserving DOG OF THE DAY!!! Have you told Scooter yet??? Bet he'll be so excited to hear the BIG news! Have a wonderful, joyful, fun filled day of celebration with your family, friends and adoring fans, sweetheart! Hugs and kisses to you beautiful Leia!!!
aww tyou are so cute, congrats on dog of the day!!
Thanks so much Ashley for the siggy!
Zoey Marie NAJ NA RN (flat-coated retriever)
Wynset's Sam I AM "Sage" RA (shetland sheepdog)
T.j (english setter)
Leia I hope you have a great day today. Congrats on being DOTD!
Amber: Mom to Connor, Carson, Sadie, Maggie and Grant
OMG..I am in love! What a gorgeous pup you are/were Leia!! Just look at that face. I sure would like to see some more pictures of you! I'm so happy to meet you today, Leia. Congrats on being our dog of the day and I hope it was a truly special day for you.
Copyright © 2001-2013 Pet of the Day.com


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I have had so much fun struggling with the my bank and Spanish travel websites in getting them to take/approve my Visa or Mastercard. I plan on calling the banks just before my trip to tell them that any charges will be ok. What about American Express? Can I use that in Spain? I suppose I will call them, too.
We went to France in 2007 and had no problems with our credit cards being accepted. Has something changed?
Any other tips you can give me on being able to use credit cards in Spain, would be greatly appreciated. We want to use them to pay for meals or other purchases. When we were in France, we used the AmEx to get Euros from bank machines--can you do that in Spain or are we going to have to get a LOT of euros in advance? I am just a bit flummoxed here.
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Using US Credit Cards in Spain
I have had so much fun struggling with the my bank and Spanish travel websites in getting them to take/approve my Visa or Mastercard. I plan on calling the banks just before my trip to tell them that any charges will be ok. What about American Express? Can I use that in Spain? I suppose I will call them, too.
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I was just there and never had any issues using credit cards. I don't recall if I used my Amex there or not, I don't usually use it abroad as my Amex card has a 2.7 pct foreign exchange commission. But I'm sure some places will probably take it if you really want to use it for some reason.
I really think getting euros using a credit card is a terrible idea and can't imagine why you want to do that, given the large fees for getting cash advances with credit cards. But sure, you can do it if you really want to. Are you at all aware of what you pay to do that? I guess you must be as the charges would be on your statement.
I know there are some very expensive Amex cards (with a $450 yearly fee) that do not have a foreign transaction fee but I think they all have cash advance fees according to their
website: << Are there fees associated with accessing cash on my American Express Card?
This depends on the product. For most products, the fee is usually either 3% of the transaction or $5.00, whichever amount is greater. International Cash advances are subject to either a foreign transaction fee or an increase in the converted U. S. dollar amount in addition to the cash advance / ATM fee.>>
So what kind of fees do you pay when using your Amex card to get cash, and why do you want to use a credit card in an ATM machine rather than your bank debit/ATM card to withdraw cash from your bank account?
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You can use a credit card to withdraw euros from ATM's -- but it's essentially called "borrowing money" and the card company charges you interest from the first day it is borrowed (unlike making purchases). Don't you have a debit/ATM card linked to your checking account? That's much better than using a credit card for ATM withdrawals.
I can't imagine the problems you are encountering with Visa or Master Charge, although American Express is less widely accepted in Spain. The credit cards should normally work fine, except in some small businesses or small restaurants that might not accept credit cards.
If you have a Capital One credit card, there will be no charge for using your credit card. Most other credit cards will average about a 3% conversion rate.
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You need to inform Visa that you will be using your card outside of the US. Amex has no notification requirement.
NeoPatrick is right that a cash withdrawal with a credit card is a loan subject to interest. I minimize the cost of the loan by zeroing the credit card account when I return. That means paying the total amount owed, so the balance owed is zero.
Also, take the email address for the bank that services your card. If you have trouble, an email may be enough to get the problem fixed.
Christina, we found the Hotel d'Anglaterre in Montpellier satisfactory. Thanks for the tip.
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The usual misconceptions but no matter how many times you try, people still have the same misconceptions.
1. You don't notify visa (or mastercard for that matter) you will be travelling outside the country of issue of your credit card (people here always assume everybody posting is an American travelling to Europe or just about always). You notify the bank issuing the visa (or mastercard) card. Different banks have different policies and they set the policies of the individual banks. No bank I know of actually requires notification, not that it is a particularly bad idea, but all banks have fraud departments that analyze charges and if something seems strange as compared to your usual pattern it will trigger a phone call and might lead to a hold being placed on the card causing you a problem. But one bank executive told me that even if you notify the bank, a hold might be placed anyway. I never notify the bank and quite frankly have never had trouble but I emphasize I am not suggesting you shouldn't.
2. As far as fees are concerned, again there is no such thing as visa charging a fee (well there is but we'll get to that). Every bank sets its own fees for issuing its visa (or mastercard). Every bank decides if it wants to charge other fees such as a foreign transaction fee. Now visa (and mastercard) do charge a 1% fee to convert currency over what is called the interbank rate and that 1% is passed along when the charge gets to your bank. Some banks just pass along the fee. Some banks add an additional 2% to the fee. Some banks eat the fee. This is an individual bank decision, not the decision of visa (or mastercard). The same banks which charge these foreign currency exchange fees also usually charge a foreign transaction fee, that is all transactions taking place outside the country of issuance of the card, even if it is done in that country's currency, are charged 3% so if your credit card is issued say by Bank of America in US dollars and you charge something and fall for the dynamic currency conversion scam where a merchant converts the charge for you, for your convenience naturally (and not to make a profit for itself), you still get hit with the 3% fee. Again that's a bank decision not a visa (or mastercard) decusuib,
3. The questiuon of cash advances on a credit card comes up from time to time. Yes it's a loan. Yes most (but not all) banks charge for a cash advance the moment you get the cash in your hands at high interest rates, as much as 24% a year. Oh my god, I hear people cry but remember, that's 2% a month until the loan is repaid and usually, but not always, it doesn't affect the grace period on purchases. So sometimes you only have the credit card, your debit/ATM card is blocked and you're forced to make a cash advance. I've had to do that from time to time but thanks to internet banking, I can usually re-pay it almost as soon as I can find an internet dafe and payntext to no interest...even if I have to wait till I get hoe, 2% on the equivalent of a $50 advance is only $1...I would only do that if I'm in a situation where I'm making a small purchase and the merchant doesn't take credit cards. No big deals but then again you have to check with yourt bank to see if they tack on additional fees to the interest for cash advances. Some do with percentages or a flat fee say of $5 but again that's not a visa (or mastercdard) decision. That's a decision of your bank.
5. Finally Amex. Amex is accepted throughout Span and indeed most places but not nearly as much as is visa (or masterdard) as the fee to the merchant is somewhat higher for Amex than it is for visa (or mastercard). Visa/mc are almost uniuversal today. Amex not nearly as much but it is widely accepted. Of course there was a time Amex was considered more prestigeous and an indication the user is well richer than the peasant who might use visa/mc. Those days, of course, are long gone. You can get Amex cards from various banks and other brokerages fpr as ;ott;e as free and while Amex in general does charge 2.7% for foreign currency transaction fees, the one I have from Fidelity only charges 1% (and gives me a 2% cash reward back for everything I use it for so the net effect is I only get a 1% reward if I use it outside the USA and only on foreign currency transactions). Amex dos not allow the use of dynamic currency conversion. Charges must be written up in local currency.
So it behooves you to be aware not of the policies of visa, mastercard or Amex but rather of the bank or brokerage issuing the card and they differ widely from bank to bank.
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You used your amex to get cash? That is preposterously foolish - that meant you were getting hit with interest charges from the moment you confirmed the withdrawal. Do you have a bank? Does it have ATM cards for you? Use that OR open a Capital One account online and take their debit card for use in the ATM - NO FOREIGN EXCHANGE FEE with Cap One cards. If you repay your cards monthly and timely, then xyz123's point #3 is a good one. If not, you screw yourself with fees by withdrawing cash via credit card.
You need to check with your card issuer for your foreign exchange fees. A credit union card or a Cap One card will have low-to-no fees. Amex fees are dependent upon the Amex issuer - the base Amex forex fee is 1%. And xyz is right - you call the card issuer. Visa, Amex, MC, etc. are primarily financial networks that license their names and access to their payment mechanisms to credit card issuers, who get their own small cut (and if you saw Office Space, you know those small cuts add up).
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I'm not sure it is clear that it isn't just a matter of interest being charged from the point of taking out cash (on a CC), there is also a fee just for doing that (which as noted above for Amex is the greater of 3 pct or $5) which you cannot avoid even if you paid it back the same day. xyz doesn't mention that fee from what I can see. This is in addition to the interest and also in addition to any foreign exchange markup, if one. Which is why it is such a bad idea, except in the case of an emergency, of course. I have never seen a credit card that did not charge a flat fee for cash advances in addition to the interest. So maybe there is one somewhere, but I have had many CCs and checked out the terms on many others when considering them and they have all had that fee, so I think it is the norm, not an exception.
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Christina...I did mention it' it's there and yes there are banks although I can't name any off the top of my head which only charge interest on credit card advances.
My main point is we shouldn't generalize. Every bank, every financial provider that has card media has its own policies and one has to check the policiies to come up with what's best for them!
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El Corte Inglés, Carrefour and most Hypermarkets take Amex, as do most gasoline stations and larger hotels.
Smaller shops/hotels DO NOT take Amex. Perhaps in the large cities the most visited tourist souvenir shops MAY take Amex, but I have not had much luck using Amex, and I live here. I think you can find a list at Amex about what shops/restaurants take their card.
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Forgot to add. Expect to show a photo ID with every CC purchase.
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Good to know that the credit cards should work fine. As for getting cash advances--thanks for all of the info. Given our individual situation and the fact that we are practically debt-free, I am sure my husband will make a good decision on how to get necessary cash.
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I would call the number on the back of your credit card and notify the people who answer that you'll be traveling in Spain.
Where possible know the PIN for your credit card. Most of the time people recognized we were Americans and pressed the right buttons to produce a paper receipt we could sign (and yes, most of the time they wanted a photo id, they'd ask or a passport, but a driving license always worked). However, a few times they handed the machine to us to type in the PIN - which we did and it worked. I'm sure we could have told them we didn't know the PIN and they'd have re-run the charge, but knowing your PIN would be helpful but not essential.
Some ATM/Debit cards charge a fee (on top of any non-bank ATM fee that may be charged), but some do not (Fidelity for example, who also reimburse ATM fees). So if you have/can get a foreign fee free ATM/debit card that's the way to go.
Because cash was surcharge "free" I liberally got cash and used cash in most situations except hotels, train tickets, rental cars, other big ticket items. Meals etc. we paid cash. Worked for us, but I can see people being nervous carrying cash or not wanting to search for ATM machines (we never searched, we kept walking by them).
I used Amex at hotels a couple of times, but all I know is the conventional wisdom that Amex is not as widely accepted.
I agree with the comment that the prevalence of Internet allows you to take cash advances and quickly pay them off thus reducing your interest charge exposure. We had Internet access pretty much every day we were there at different hotels (much more than I expected). So I could have easily managed money moving it around between accounts. I probably won't go that route next time (seems like more work than I want to do on vacation), but it was certainly a viable option.
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Hey BR,
>You used your amex to get cash? That is preposterously foolish...<
No, it isn't.
You can tie your amex card to your bank account and use it just like an ATM card. I assume that is what the OP is doing.
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ira, I think that is a huge assumption (and probably a false one), given the OP's wording of the question. But of course, you could be right.
By the way, while I know that Capital One doesn't charge anything, including a conversion fee for foreign purchases on their credit card, I know that now you can also have a Capital One checking account with an ATM card and again, there is no fee or conversion charge when you use it.
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SANTA CLARA -- Aldon Smith's name is popping up in non-football related matters almost as often as he's getting to the quarterback, an impressive notion considering Smith leads the 49ers' with 7.5 sacks this year -- good for seventh in the NFL.
Over the 49ers' bye week, though, his name went viral outside of football for the fourth time in the last 11 months.
"Really that whole thing was so absurd," Smith said of the rumors that he was jumped in Columbia, Missouri. "That didn't happen. It's one of those things."
REWIND: Aldon Smith denies getting jumped
His coach was dismissive about Smith's latest off-field incident Monday.
"What Aldon said to us was the same as what he said publicly," head coach Jim Harbaugh said. "And you also tend to take a man at his word. So, I don't know that there's anything more to add."
There is one thing to add, because whatever happened to Smith outside the El Rancho in Columbia early last Thursday, it's helping the second-year player realize an important lesson.
"It's the nature of the business," Smith said. "It's the way the world works, media works. I think bad news circulates quicker than good news. That's something I don't have control over."
The 49ers have steadfastly supported their outside linebacker in each of his dust-ups with the lawmedia. And while there have been no subsequent problems from any of his prior incidents, there is no doubt that Smith should avoid adding to his growing file.
"I do have control over my actions and (need to) take care of myself," Smith acknowledged.
With control over his own actions and the knowledge that bad news travels fast, you could say that Smith is growing up.
"Yeah, I hope so," Smith said before a brief laugh. "That type of stuff? I mean yeah. I'm growing. I'm growing up. I'm learning from my actions. I'm maturing."
Smith was arrested and charged with a DUI in Miami Beach in late January. He suffered multiple stab wounds at a house party he hosted in July. And he suffered a laceration above his right eye when he was involved in a car accident in September; he was the passenger in a vehicle that swerved off the road to avoid a deer and ended up on its side.
Off-field incidents aside, Smith can't wait for the second half of the 49ers' season, as he made clear after the team's first post-bye week practice Tuesday.
"You can definitely see the excitement," Smith said. "Everyone's happy to be back."
Everyone, except for maybe St. Louis Rams quarterback Sam Bradford, who will stare down Smith and San Francisco's vaunted defense Sunday.


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|HK tops Sotheby wine sales
Hong Kong took top slot among the world's major wine markets at weekend auctions where Sotheby's sold $8 million worth of fine wine.
Hong Kong has grown as a wine hub, taking over from London and New York, after the city abolished wine duties. And auction houses such as Sotheby's and Christie's have been pushing Asian buyers for new business as prices drop in the wake of global economic downturn and as luxury spending dwindles.
Sotheby's said two Hong Kong sales over the weekend of wines from the cellars of two unnamed American collectors fetched $7.9 million, around 28 percent above the pre-sale high estimate.
"Asian buyers represented 99 percent of buyers in this two-day sale," said the head of Sotheby's international wine department Serena Sutcliffe. "Hong Kong has become Sotheby's most important wine center, ahead of very successful auctions in New York and London," she added in a statement.
The top lot Sunday was a Chateau Petrus 1982 6-liter Imperial that fetched around $93,000, a world auction record for that size of Petrus vintage. Meanwhile, a 12-bottle case of 1995 Domaine de la Romanee-Conti fetched $93,077 while a case of 2002 Domaine de la Romanee-Conti fetched $85,000.
Last month, U.S. wine merchant Acker Merrall & Condit sold $6.4 million worth of fine wine in a Hong Kong sale which Acker's president John Kapon said indicated Hong Kong's role as "arguably the fine wine world's most important market."
Christie's said Asian buyers accounted for 61 percent of its global wine sales in New York, London and Hong Kong this spring, up from just 7 percent in 2005. Of these, buyers from greater China -- including Hong Kong, Taiwan and China -- grew over 200 percent between fall of last year and this spring.
David Elswood, Christie's international head of wine, told Reuters that with the U.S. market still weak, its nascent Hong Kong sales were encouraging. Average lot values of wines sold in Hong Kong were now relatively high at around $19,000, though sales volumes were not yet up to the West.
But the Asian market for wine was also "in danger of overheating," Elswood said, after 18 months of hyperactivity and instances of inflated prices for top wines paid by overzealous Asian buyers that could be acquired more cheaply in the West.
"It needs to level off," he told Reuters.


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El comportamiento de los precios de la vivienda en las regiones españolas: principales determinantes
En este trabajo se efectua un analisis comparado de la evolucion de los precios de la vivienda en las regiones españolas, asi como un estudio econometrico de los principales determinantes del comportamiento de los mismos sobre la base de la distincion teorica entre el mercado de los servicios de vivienda y el de la vivienda como activo de inversion.
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- Meen, Geoffrey P, 1990. "The Removal of Mortgage Market Constraints and the Implications for Econometric Modelling of UK House Prices," Oxford Bulletin of Economics and Statistics, Department of Economics, University of Oxford, vol. 52(1), pages 1-23, February.
- Manchester, Joyce, 1987. "Inflation and housing demand: A new perspective," Journal of Urban Economics, Elsevier, vol. 21(1), pages 105-125, January.
- Kearl, J R, 1979. "Inflation, Mortgages, and Housing," Journal of Political Economy, University of Chicago Press, vol. 87(5), pages 1115-1138, October.
- Joseph G. Nellis & J. Andrew Longbottom, 1981. "An Empirical Analysis of the Determination of House Prices in the United Kingdom," Urban Studies, Urban Studies Journal Limited, vol. 18(1), pages 9-21, February.
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Hits of the '60s
By Various
Strum & Sing Series. By Various. Easy Guitar. Softcover. 112 pages. Published by Cherry Lane Music (HL.2501138).
Item Number: HL.2501138
ISBN 160378053X. 9x12 inches.
An unplugged and pared-down approach to your favorite songs from the Beatles, Johnny Cash, the Band, the Byrds, Dylan, the Who, and many others! Includes just the chords and lyrics to 43 hits: California Dreamin' • Hang On Sloopy • Happy Together • Hey Joe • I Got You Babe • Leaving on a Jet Plane • Mrs. Robinson • My Generation • Piece of My Heart • Proud Mary • Ring of Fire • Sweet Caroline • The Weight • more.


text: I Say Let's Talk About Free Speech, Shall We Me Too Personal Stories, Advice, and Support 12 People Report Group Sort popular recent Is It Okay If It Does More Harm Than Good? I was intrigued by a story I read yesterday about an incident in Florida between two teens. One teen was brandishing a Confederate flag and screaming racial epithets while riding through town in a pick-up. He is white. His grandfather had warned him about his obssession with... deleted 26-30 28 Responses 5 May 6, 2009 More Stories


text: Theory Salon was created to develop long term professional relationships between the clients and staff. The salon's commitment to continuing education and industry trends has attracted the best stylists in the southeast. Each stylist has taken the time to tell you a little bit about themselves to assist you in choosing a personality that compliments your self image.


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Waxman-Markey takes first step towards a cleaner, more efficient energy economy
Friday's passage of the American Clean Energy and Security Act (ACES) signaled a definite shift in US policy towards energy use and climate change. Though the bill had its detractors — most notably Greenpeace, Friends of the Earth, and even progressive Representative Dennis Kucinich (D-OH) — ACES, or Waxman-Markey, set new standards for clean energy adoption, energy efficiency, and, most notably, greenhouse gas emissions. Among the bill's provisions:
- a requirement that "electric utilities to meet 20% of their electricity demand through renewable energy sources and energy efficiency by 2020″
- a $190 billion investment in "new clean energy technologies and energy efficiency, including energy efficiency and renewable energy ($90 billion in new investments by 2025), carbon capture and sequestration ($60 billion), electric and other advanced technology vehicles ($20 billion), and basic scientific research and development ($20 billion)."
- mandated reductions in greenhouse gas emissions ("17% by 2020 and over 80% by 2050 compared to 2005 levels"), and the implementation of a "cap and trade" system for curbing these emissions.
Of course, the House bill is only the first step in making these standards law. The Senate takes up the measure next, and while the New York Times claims that "political divisions and regional differences are even more stark" in the Senate then in the House, Environmental and Public Works chair Barbara Boxer (D-CA) has already noted that "You might see a little bit of a stronger bill [than the House version] come out of our committee."
There's no doubt that any bill that would come out of the Senate would need to be reconciled with the House version before President Obama could sign it into law. That means there's still time to ensure that energy and climate legislation incorporates scientifically-accepted standards for emissions limits, renewable energy production, and energy efficiency.
Want to make sure that efficiency, the lowest of low-hanging fruit for reducing energy use and greenhouse gas emissions, receives the attention it should from our policy makers? Join Earthjustice and Sundance's efforts to declare our country THE UNITED STATES OF EFFICIENCY. Add your signature to a letter to Energy Secretary Steven Chu pressing for "the strongest achievable standards" of energy efficiency for consumer products — after all, efficiency is "the fastest, cheapest and cleanest source of new energy." The technology is available; we just need the political will to implement it on a large scale. Show Secretary Chu that you're committed to practical solutions for our energy and environmental challenges: become a citizen of THE UNITED STATES OF EFFICIENCY.
Image credits: Dano and Rob Crawley at Flickr under a Creative Commons license


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Rising from her humble beginnings as a lost orphan, Lia is summoned to be Muirwood Abbey's protector and special guardian for Ellowyn Demont, the lost heir of the fallen kingdom of Pry-Ree. After the death of the ruthless king at the battle of Winterrowd, the great Aldermaston and Abbey leader calls on Lia to use her mystical talents to save Muirwood from two new threats - a vengeful queen accusing the Abbey of her husband's death and a deadly plague threatening to destroy the land.
Amidst the turmoil, a battle ensues, and soon Lia learns the world's magic has begun to falter. As a blanket of dread envelops the Abbey, hopes are tested, and Lia will be forced to come to terms with a secret that will change her life forever.
©2013 Jeff Wheeler (P)2013 Brilliance Audio, Inc.
"the fun continues in a fast moving fantasy"
Narration is very well performed,with great voice variation between players. Keeps a good story moving with excitement that is not over played.
"Totally ADDICTED"
Since the first line of The Wretched of Muirwood I have been hooked. loosing sleep and avoiding calls so the story isn't interrupted
"Love it"
I'm an over the road truck and listen to audio books to keep me rolling. I drove 8 straight hours while listening to this book! I love the narrator, she brings the story to life... I've listened to this entire series and now I'm listening to "The covenant of Muirwood" series..
So rich and deeply interwoven with symbolism and meaning. I very much appreciated the author's depth of knowledge and education into historic and legendary stories and texts so that he could draw from them inspiration and also make direct connections with their ideas and traditions. Great story, wonderfully told!!!
"Weak heroine"
A good story frustrated by a weak heroine. Story ever giving long expositions of her emotional reactions and thoughts. She cries constantly, and pathetically pines for a man who treats her like a dishrag. Same basic story could have been made much better if she had a little more toughness in dealing with emotional issues. As it is, you just want to throttle her and yell, "Show a little backbone, will ya?"
"I love this series "
I really love this series. This book was great. I highly recommend it. This series and book has grown to be one of my favorites. it was very hard to put down and not read all the way through in one sitting. I have a new favorite author.
"Second time and loved it just as much."
loved it and all Jeff Wheeler's books. I love the mundane and the exciting. Such an incredibly inspiring journey.
"Bit of a detour but still so good"
The story picks up where book one left off but instead of seeing Lia being amazing in combat, we see her exploring her relationships with other characters while at the Abbey. I wasn't too happy with the new girl but I like her involvement and hope to see more from her, especially with her new gift. I'm also excited to see how this "end of the world" concept will end. And like always, the narrator has done an awesome job. Even when new characters are introduced, all the voices are unique
"So happy to have found this series!"
I adore this series, more than any I've read in the last several years. I'm going to be genuinely sad when I've read it all. Jeff Wheeler has a true talent with storytelling.
"Very good book with an excellent narrator"
This was a surprisingly great second book in a very solid series. I usually expect the second book in a trilogy to be weakest of the bunch. This story continues to build and grow, and I was even more enthralled in this book than the first.
While the characters in the book are mostly young and this could be considered YA in some senses, the characters are all richly developed and mature beyond their ages. I was drawn into the story, which kept my attention all the way through. Even some of the predictable parts were written in such a way that there was still some discovery and mystery left. From beginning to end I was interested and engaged.
The narrator is excellent. She manages to have the perfect amount of animation and inflection in her voice without being overly dramatic. Each character's voice was distinct. The pacing was also just right.
Overall, this was a very good book that I would be happy to read again.
"The Blight of Muirwood"
Absolutely brilliant so much description and twists to keep you compelled. I loved the first one and this just got better can not wait to start the third
"It was over all to soon"
The mark of a great story is in how it entwines you, making not want to let go!
"a greate follow up"
it was a good number 2 and I look forward to read number 3 in this series,,
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Father: William A. FRASER b: 29 JUL 1867 in Altoona, Blair Co. PA
Mother: Annie M. BURNS b: 8 JAN 1874
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