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Vehicle Scrappage Bill Introduced in Both US Senate and House
14 January 2009
A measure introduced by US Senators Dianne Feinstein (D-CA), Susan Collins (R-ME), and Charles Schumer (D-NY) would establish a national voucher program to encourage drivers to trade in older, less fuel efficient cars, trucks or SUVs for a more fuel-efficient vehicles or to use mass transit. Companion legislation was also introduced in the House by Representatives Steve Israel (D-NY), Jay Inslee (D-WA), Barbara Lee (D-CA), and Dennis Moore (D-KS).
The Accelerated Retirement of Inefficient Vehicles Retirement Act of 2009 (ARIVA)—also called the "Cash for Clunkers" program—would reimburse drivers with a credit of up to $4,500 for scrapping vehicles with a when-new fuel economy rating of less than 18 mpg US as reported by the original manufacturer for purposes of CAFE compliance. (CAFE compliance figures are lower than the adjusted EPA fuel economy ratings for consumers.)
Eligible drivers would receive a reimbursement voucher for the purchase of a new or used vehicle with a fuel economy rating that exceeds the CAFE target for that class of vehicle by at least 25%. The bill also requires that the voucher be used towards the purchase of a vehicle that has an MSRP of less than $45,000, is model year 2004 or later, and meets or exceeds federal emissions standards. Drivers who apply for the program must ensure that their vehicles are in driveable condition and are currently registered in the US.
Vouchers could also be redeemed for transit fares for participating local public transportation agencies. The program would operate for four years, from 2000-2012, and is expected to encourage the early retirement of up to one million vehicles per year.
The bill specifies that during the first year of the program, vouchers will be issued for the following amounts:
|First-year ARIVA Voucher Amounts
|Model Year
|New Vehicle Purchase
|Used Vehicle Purchase
|Mass Transit Credit
|2002 and later
|1998 and earlier
In each subsequent year (2010, 2011, and 2012), the model years would be advanced by one year. Vouchers would be eligible for redemption for up to two years after the date of issuance, and no individual would be eligible to obtain more than one voucher in any three-year period. Dealers, dismantlers and scrap recycling facilities would also be eligible for a payment of $50 per vehicle, or an alternative amount to be specified by the Department of Energy.
Last Congress, we successfully enacted legislation...to improve the fuel efficiency of America's fleet of new cars, trucks and SUVs by at least 10 miles per gallon over 10 years. But we face real challenges with trying to encourage drivers to trade in their older, less fuel efficient vehicles—particularly in this tough economic climate. This bill will help address that problem...If enacted, this bill would be an important part of helping getting America's struggling automobile industry back on its feet—and help consumers who are concerned about covering the cost of buying a more fuel efficient vehicle.—Senator Feinstein
If implemented,the program would, as estimated by the American Council for an Energy-Efficient Economy (ACEEE):
Save between 40,000 to 80,000 barrels per day of motor fuel by the end of the fourth year, (based on an estimated 500,000 to 1,000,000 vouchers issued per year).
Reduce greenhouse gas emissions between 6.6 million metric tons to 7.6 million metric tons, or the equivalent of removing 1.1 million to 2.2 million vehicles from the road in one year, (based on an estimated 500,000 to 1,000,000 vouchers issued per year).
Reduce NOx by 3,043 short tons (2,761 metric tons) by 2013, (based on an estimated 500,000 to 1,000,000 vouchers issued per year).
While participation in the voluntary program is hard to gauge, ACEEE said, its preliminary estimates are that 575,000 vehicles would be retired annually, and that fuel savings would reach 46,000 barrels per day by 2013.
ACEEE white paper on accelerated vehicle retirement
January 14, 2009 in Fuel Efficiency, Policy | Permalink | Comments (28) | TrackBack (1)
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Variations of this plan have been tried by some states to get rid of highly-polluting vehicles. In general it certainly wasn't the worst way to do it.
We can probably count on the feds to find the worst way.
The Chinese are also scrapping polluting vehicles in some urban areas. Like much of the news from China it is hard to know what is walk and what is talk in pollution matters.
"So...if I'm looking to buy a new Prius in 2010, I should first buy a used POS truck for $800, so I can get the $4,500 voucher and the satisfaction of seeing the truck crushed? Does that work?"
That will work as long as you can find people who have not heard about this program, who don't know that their old $hit-box is actually worth $thousands.
Quoted from the article: "No individual would be able to obtain more than one"
There goes your idea of turning this into a money making scheme.
By the way, good luck finding a model year 2002 or newer truck that is in driveable condition for $800 or any other similarly low amount. If you wait until 2012 you would then need to find a model year 2004 or newer truck.
@ Patrick,
Yep, that's the rub. I could probably find a 9-year old high mileage truck that would still qualify for the $3,000 voucher for less than $3K and still be doing the world a service. Not every truck owner will replace it with a vehicle that qualifies for a voucher. The program sounds like it will work.
Not all vouchers will be redeemed, so for 1 million vehicles scrapped, this probably costs $2 Billion in redeemed vouchers and tens of millions in program administration.
It is also, btw, a subsidy of sorts for car manufacturers.
Sounds workable and effective – maybe - I wonder how many 2002 big vehicles are worth less than $4500 (or 1998s worth less than $2000)?
I fear that few 1998s are "clunkers" (shouldn't they say "efficiency challenged"?)
It will create more paperwork for nothing (but NOT pour money out) if it is ineffective.
But they can look good.
I hope the politicians listen to the experts as to predicted effectiveness before they pass this.
More people who can't add!
Where does all this money come from? The government's mythical bottomless pit? The US government only a month ago blew the best part of a $Trillion bailing out Wall street and that all has to be paid back- with interest - to the foreigners who lent us the money.
The Japanese have had a system that puts incentives on premature retirement of new cars (which is what this is - a method to funnel taxpayer funds to subsidise the auto industry) the Japanese increase registration and insurance fees every year until a 5-year-old car is taxed off the road.
The Japanese government doesn't offer to 'buy' it with a voucher.
O.K., let's crunch some numbers.
The program is expected to "save between 40,000 to 80,000 barrels per day of motor fuel by the end of the fourth year, (based on an estimated 500,000 to 1,000,000 vouchers issued per year)."
Let's take the middles of both ranges.
We'll save 60,000 barrels/day of motor fuel. I assume they mean gasoline by this, and not crude oil? IIRC you need about two barrels of crude to make one barrel of gasoline. So we would save 120,000 barrels/day of crude, or 43,800,000 barrels/year.
We'll issue 750,000 vouchers/year, at a cost of $4,500 each. Cash outlay will be $3.375 billion.
Divide $3.375 billion by 43,800,000 barrels and you get $77/barrel.
I'm sure that price might have seemed reasonable when this program was being formulated. At today's oil prices, it's not a great deal.
How about cutting the voucher to $3,500 or even $3,000?
@John L.
I am not sure what you are aiming at with your calculation, but the oil saved should be computed on the whole life of the vehicle, which could be assumed to be at least 10 years. So the barrels saved are 438 millions, with an investment of $8/barrel.
Anyway, this scheme is introduced to also help the car industry while saving the planet. Part of the investment would then be recovered by VAT and saved jobs. After all if the government put £3 billions the privates are suppposed to put in another £20 billions.
In Italy such scheme has been very popular in the past and helped renew the car stock and lower the pollution created (we weren't talking about peak oil at that time)
This is insane....
Does anyone remember when California did this in the 90's? They did it to get polluting cars off the road.
The law of unintended consequences kicked in, it dovetailed into the collector car/restoration arena. Overnight, full paged adds appeared in Hemmings Motor News with Pro-Collector Car Lobbying groups springing up to save what is a respectable hobby that some very nice people partake in and get great joy out of. The sad part of that is, they had to enter that arena, I do not know if they funded a Lobbyist on the "K" Street Gucci Gulf, but the thought of that is enough to make your skin crawl just to have some clean fun.
Now tell me with these two Intellectual Giants ( sarcasm off ) that something like this won't happen again.....
@ John L and Alessio,
The difference is in the middle. Cars that are already 7-10 years old do not likely have another 10 years, so we're probably getting them off the road for an average of 5 years, but that brings the per-barrel cost down to around $15.
I think the cost is lower than that because A)not all vouchers will be redeemed for $4500, or even $3000 and B)not all vouchers will be redeemed.
OK, I figured out how to make money on this....when the time comes to sell my Jeep, I will get the voucher for that and buy a replacement for the Jetta that gets 25% better mileage than the Jeep. Then I will sell the Jetta and buy the Tahoe.....
Oh well, the resulting combined milage is less, but at least the price of used SUVs has been subsidized thanks to our goverment and my apprehension about buying another SUV due to their rapid depreciation has been relieved......
This has the potential of being right up there with Corn Ethanol..... another great ripoff of the American taxpayer....
I think it's lousy that you get $4500 for a new car but only $3000 for mass transit, when mass transit (a) also needs the fed subsidies, (b) helps relieve the pressure for new roads to reduce traffic congestion, and (c) has a network effect where more routes and more frequent runs will be possible as more people use mass transit, all the while (d) lowering fuel consumption more than switching to a higher MPG vehicle.
So-called "mass transit" except for a few like NYC's urban, dense, existing (ie paid for), dedicated, subways, is the worst energy wasting scheme that you can devise. It is easy to show that the average mileage for every transit passenger is worse than if we provided them all with a gas-guzzling Suburban; and told them they could never carry as much as a single passenger.
Why is it that there is not a single person proposing this, except the most mentally challenged members of the Democrat Party? Might it be it is really stupid? It is worse than most stupid ideas, I have seen.
What have you done today to better mankind's move to more prosperity and cleaner, cheaper abundant energy? For years, you've proffered belligerence in alternative vehicle and fuel forums and for what? If you are anything in "real life" as you come across on the Internet, it is no wonder that you aren't successful selling your ideas.
See Mr. Peterson, it's not good enough just to be arrogant and think you've got all the answers. In the real interactive world, you actually have to work WITH people and cooperate to achieve results. You may actually have some good ideas, but you'll continue to fall short with your polarizing condescension. That and your partisan political rhetoric is why you fail.
Good Day.
It's easy huh? Let's see it then. Show us some numbers. I've done the math for Boston's MBTA and you're not even close, if we do the T, bus, or commuter rail [or any combination therein]. It's also worth noting that in addition to being more fuel efficient, mass transit serves to reduce roadway traffic, reduce parking demand, reduce pollution, reduce sprawl, provide a "backup" transit system for personal or city-wide emergency, and provide transportation for people who can't afford to own an auto, not to mention for school children, seniors and the handicapped who can't drive.
And BTW, while it's true that NYC has the majority of subway/train riders in the USA, Atlanta, Baltimore, Boston, Buffalo, Camden/Trenton, Charlotte, Chicago, Cleveland, Dallas, Denver, Houston, Jersey City, Los Angeles, Miami, Minneapolis, New Orleans, Newark, Phoenix, Philadelphia, Pittsburgh, Portland, Sacramento, St. Louis, Salt Lake City, San Diego, San Francisco, San Jose, and Washington, D.C. all have light or heavy rail. Every single one of those cities or regions would benefit from investment in more lines, better track and signals, and more rolling stock.
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Second Two Worlds DLC Pack Released Today
April 3, 2008
Pack Expands Antaloor Online Multiplayer Experience Even Further
SouthPeak Games has announced that Curse of Souls, the highly anticipated second set of downloadable content for their open world role-playing game Two Worlds, is now available via Xbox LIVE® Marketplace. Rated M for Mature, the content pack expands the online multiplayer world of Antaloor with new maps and weapons, and is available for 600 Microsoft points.
Curse of Souls' four new maps offer over 35 never before seen quests for players to conquer together. In addition, players can battle one another in an innovative player-versus-player challenge where opponents battle to control magical orbs within a variety of arenas. In all, there are over 10 hours of new content in this downloadable pack.
Players can also combine Curse of Souls with Tainted Blood, the first downloadable content pack for Two Worlds, to greatly expand the experience. Tainted Blood offered new maps, more quests, and introduced players to the town of Tharnburg. Composed of two distinct districts, those visiting the new town can learn skills in the Merchant's District, or challenge other players to battle in the Gladiator District's huge arena.
"The online portion of Two Worlds has proven immensely popular with the game's fans, and this downloadable pack not only offers new places to explore but gives players an arena to go mono e mono and see who has created the stronger character," said Melanie Mroz, CEO of SouthPeak Games. "Combined with the first downloadable content pack, there are more hours of multiplayer gaming available than many single-player games offer."

subset: commoncrawl


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Our country's financial condition is very much under debate. If you follow politics closely, or even if you don't, you can't help but notice that this issue is on our nation's conscience.
I believe our economy can occasionally provide us direct insight into what we all should put into practice individually.
It is difficult to believe we have any problem but one of discipline. As a country, we have not followed the basic principle of financial success: Spend less than you earn. This problem, in my opinion, is directly related to stewardship.
Now, I'm not taking a position on politics because one can easily make the case that all parties involved have made mistakes. Our financial crisis did not happen overnight or within any single administration, and I am not going to try and hand out blame. Instead, I would like to focus on what I believe can be part of the potential solution -- you and me.
Before I discuss how we can help, I want to reiterate why it is important to start with ourselves.
Any ideas I may propose will be seen through your own filter and confirm what you already believe.
We are not inclined to be objective. We have our preconceived notions and biases that handicap our ability to see problems clearly. Before anyone can properly fix a problem, the problem must be seen clearly.
Let's be honest. A big part of our country's problems stem from our inability to manage our own personal finances. The statistics tell you that collectively, we are just as irresponsible with our own finances as we are with our nation's.
Just to give a few examples, how many of us currently have an emergency fund to cover a few months spending needs? How many of us have gone into significant debt to fund purchases that will provide little return? How many of us have taken the necessary steps of setting long-term goals for retirement and are saving for them? How many of us maintain a credit card balance because we spend more than we make? How many people cut corners with their income taxes by intentionally hiding or overstating items to pay less than they legally owe?
There are many other examples I could give, and there probably is something in your life I have not mentioned that you know is sabotaging your finances and those around you. The statistics on personal debt, income, tax compliance and unemployment paint a pretty clear picture that we, as a society, have much room for improvement.
Even if your first impression is positive about your current financial condition, let me invite you to look at your situation more closely. Imagine the impact on your personal situation if you followed what you knew was the right thing to do. Imagine what our entire community could do for each other, and for the less fortunate, if we followed basic financial principles.
I believe that by focusing on the specific steps, we can become better stewards of our financial resources, which will make our collective problems easier to address.
Let's get our economy back on track as best we can by starting at home and getting our own financial house in order.
• Webster Hewitt CPA, CFP is director of wealth strategies in the private client group at Broad Street Capital Advisors LLC. He can be reached at email@example.com.
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|Cavalry Officers, Ft. Bayard, 1886
Issues of concern to people who live in the west: property rights, water rights, endangered species, livestock grazing, energy production, wilderness and western agriculture. Plus a few items on western history, western literature and the sport of rodeo... Frank DuBois served as the NM Secretary of Agriculture from 1988 to 2003. DuBois is a former legislative assistant to a U.S. Senator, a Deputy Assistant Secretary of Interior, and is the founder of the DuBois Rodeo Scholarship.
Friday, January 31, 2014
NM proposes sale of national historic landmark
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text: Hello- If you're interested, I'd like to get a group together a few times a year. here's my first idea for a shooting assignment, for those that want to play along... Chicago (or nearby) landmark (a recognizable building, structure, etc) I'm open to anything, if anyone has different ideas. I'd like to plan a little meeting around the end of April, beginning of May- maybe a lunch on a saturday, if people can't get to the city easily. Again- I'm open to ideas. Cheers- Bob


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DALLAS, Nov. 24 (UPI) -- Dirk Nowitzki scored 32 points and Shawn Bradley fueled a decisive second-quarter run Saturday night as the Dallas Mavericks eased past the Phoenix Suns, 119-104, for their third straight victory.
Nowitzki had a four-game stretch during which he averaged 13.5 points while shooting just 30.5 percent from the field. The Mavericks lost the first three of those games before ending their skid.
The German 7-footer snapped out his funk with 33 points Friday in Miami and continued his torrid scoring against Phoenix, making eight of 20 shots and 14 of 17 free throws.
In his last two games, Nowitzki has been more aggressive, making 24 of 27 foul shots.
Steve Nash had a season-high 29 points and nine assists for the Mavericks, who took the lead for good in the second quarter and easily surpassed their previous season high of 110 points against Charlotte on Nov. 6.
Known more for his defense, the 7-6 Bradley contributed on the offensive end with 12 points in just 13 minutes. He scored six points in an 18-8 second-quarter surge that gave Dallas a 49-39 lead.


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Choose your Country:
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Jeff Loomis:
Premieres New Song "Speak Of Nothing" with Guitarworld.com; Announces 'PLAINS OF OBLIVION - TOUR EDITION'
Guitar mastermind JEFF LOOMIS has teamed up with GUITARWORLD.com to premiere his newest song "Speak Of Nothing." Featuring vocals from Joe Nurre, the track will be included on the special Tour Editio...
Jeff Loomis:
Announces NAMM Appearances; Performing at Schechter Guitars' NAMM 2013 Party
Ex-Nevermore guitar prodigy JEFF LOOMIS has announced a number of appearances to be held at this year's NAMM conference. His appearance schedule is below, and he will also be performing at Schechter ...
Jeff Loomis:
Presents Brand-New Song, "A Liar's Chain"
JEFF LOOMIS is proud to reveal his brand-new song, "A Liar's Chain." The song was recorded with his touring line-up consisting of young talents Joe Nurre (guitar and vocals), Anup Sastry (drums) and...
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Begins Working on New Music; To Head Out with 7 EYES 7 HORNS
JEFF LOOMIS Begins Working on New Music; To Head Out with 7 EYES 7 HORNS This July, guitar wizard JEFF LOOMIS will head out on the "Intrinsic 2012" Tour. Presented by MetalSucks.net, the run wi...
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Launches "The Ultimatum" Guitar Lesson
JEFF LOOMIS Launches "The Ultimatum" Guitar Lesson Guitar extraordinaire, JEFF LOOMIS, has teamed up with Guitar World to share his shredding skills with fans. A guitar lesson for "The Ultimatum"...
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JEFF LOOMIS' complex shredding has been a central part of the progressive but powerful and thrashy edge often attributed to Nevermore's trademark sound since the band's formation in 1992. As the band's lone permanent guitarist, he's been responsible for some of the most awe-inspiring riffs modern metal has ever heard. Taking the classic techniques he learned from listening to legends like Jason Becker and Yngwie Malmsteen as a teen and applying his own ingenuity, Loomis has carved his own niche and created an instantly recognizable style. As a result of his invaluable contributions to Nevermore's success, fans have been calling for a JEFF LOOMIS solo album for years. With most in the band taking a rare and much-deserved break, Loomis finally had the opportunity to hit the studio himself and the outcome is nothing short of remarkable.
Already a guitar prodigy in his mid-teens, Loomis was making a name for himself in Wisconsin, where he won a Battle of the Bands contest with his first group, Fear-Tech, before he got a call from a friend in Los Angeles encouraging him to audition for Megadeth. While he didn't get the spot (he was only 16 years old, after all), he did capture the attention of Sanctuary, a band whose debut release was produced by none other than Megadeth's Dave Mustaine. Just a year after he joined the band the group imploded, leaving Sanctuary divided in two with one-half being the line-up with which Loomis would continue forth to form Nevermore. Since then he's been busy decorating songs like "The Seven Tongues of God" and "Born" with scorching solo after solo and touring the world with one of heavy music's most storied and celebrated acts, and while his experiences with Nevermore have certainly been rewarding, and he looks forward to continuing that legacy, he is equally excited about the opportunity to unearth riffs he's been developing but not had the appropriate avenue for until now.
Robert Lang Studios played host to Loomis' first solo, all-instrumental venture earlier this year with producer Neil Kernon and drummer Mark Arrington joining the fray. Arrington had been with Nevermore in 1993-94 to play on half of the songs that ended up on the band's self-titled debut, and Kernon recorded the first three Nevermore albums so while there was a sense of familiarity the reunion was refreshing and this spirit carried over into the songs themselves. Also contributing to the album are Ron Jarzombek (Watchtower), who splits solos with Loomis on "Jato Unit," Pat O'Brien from Cannibal Corpse on "Rage Against Disaster," Jazz solo musician Michael Manring and Kernon himself playing a fretless guitar solo on "Cashmere Shiv." No matter how long fans have been waiting for this record, rest assured that the first release under the JEFF LOOMIS name will not disappoint.
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May 20, 2013
A Light Left On
In the evening we came back
Into our yellow room,
For a moment taken aback
To find the light left on,
Falling on silent flowers,
Table, book, empty chair
While we had gone elsewhere,
Had been away for hours.
When we came home together
We found the inside weather.
All of our love unended
The quiet light demanded,
And we gave, in a look
At yellow walls and open book.
The deepest world we share
and do not talk about
But have to have, was there,
And by that light found out.
Shakespeare's sonnets were first published on this day in 1609, most likely without Shakespeare's permission (books by this author). The book contained 154 sonnets, all but two of which had never been published before. Shakespeare (or perhaps the publisher Thomas Thorpe) dedicated the collection to "Mr. W.H." whose identity has never been known. The poems are about love, sex, politics, youth, and the mysterious "Dark Lady," and they have given young lovers and the hopelessly romantic words for the ages:
Shall I compare thee to a Summer's day?
Thou art more lovely and more temperate:
Rough winds do shake the darling buds of May,
And Summer's lease hath all too short a date:
Sometime too hot the eye of heaven shines, a
And often is his gold complexion dimm'd;
And every fair from fair sometimes declines,
By chance, or nature's changing course
But thy eternal Summer shall not fade,
Nor loose possession of that fair thou ow'st;
Nor shall Death brag thou wand'rest in his
When in eternal lines to time though grow'st:
So long as men can breathe or eyes can see,
So long lives this and this gives life to thee.
On this day in 1946, English-born poet W.H. Auden(books by this author) became a U.S. citizen. Auden began writing poetry in high school, studied at Oxford, and made friends with other writers, including Cecil Day-Lewis and Christopher Isherwood. He published Poems (1930), a collection of poetry that brought him renown as a writer.
He traveled widely during the following years, visiting Germany, Iceland, and China. He served in the Spanish Civil War, but was so disturbed by the destruction of Roman Catholic churches that he returned to England. He married Thomas Mann's daughter, Erika, in 1935 to help her escape Nazi Germany, though the two had never met. Much of his work during this time focused on political unrest and economic issues.
The central focus of Auden's work switched from politics to religion when he moved to the United States in 1939. It was also in the U.S. that he met his lover Chester Kallman. While their sexual relationship only lasted two years, they remained friends and occasional housemates for the rest of their lives. Auden dedicated two collections of poetry to Kallman.
Between 1940 and 1941, he shared a house in New York with other artists, including the writer Carson McCullers and the composer Benjamin Britten. He also began reading Soren Kierkegaard and Reinhold Niebuhr and his interest in Christianity deepened. He joined the Episcopal Church in 1940, returning to a religious tradition he left behind as a young boy.
He volunteered to go back to England and serve in the army when war broke out, but was told that, at 32, he was too old. He taught English at the University of Michigan, was drafted into the U.S. Army but dismissed on medical grounds, received a Guggenheim Fellowship in 1942-43 but didn't use it. He taught at Swarthmore between 1942 and 1945. He visited Germany after the war to study the effects of the Allied bombing on German morale. He returned to Manhattan, worked as a freelance writer, lectured at The New School, and taught occasionally at Bennington and Smith.
His writings on religion continued to evolve, moving from highly personal explorations of Protestantism to interest in the Roman Catholic focus on the body and ritual. He studied the work of Dietrich Bonhoeffer, who explored religion and the significance of human suffering.
In later years, Auden lived on a farm in Austria, teaching interstitially at Oxford and writing for The New Yorker and other magazines. He died in Vienna in 1973.
He said, "It's a sad fact about our culture that a poet can earn much more money writing or talking about his art than he can by practicing it."
It's the birthday of the author who's been called "the Shakespeare of the novel": Honoré de Balzac (books by this author), born in Tours, France (1799). He studied law at his father's insistence, but he preferred to write or pursue a variety of get-rich-quick schemes. He was a printer's nightmare: he would continue to change and expand his novels, even after they had been typeset, so they would have to be redone at great expense to the author. He was deeply in debt much of the time, and wrote for 14 to 16 hours a day to keep ahead of his creditors. He often wore a white dressing gown, and downed cup after cup of strong, black coffee. In one three-year period, he produced more than 20 works.
The product of all that work was a vast series—more than 90 novels and novellas—that he called La Comédie Humaine (The Human Comedy). He considered himself "the secretary of French society," and was so thorough that Oscar Wilde once said, "The 19th century, as we know it, is largely an invention of Balzac."
The Krakatoa volcano in the Sunda Strait of Indonesia began erupting on this date in 1883. A German ship, the Elizabeth, was sailing past the island and reported seeing a column of smoke and ash rising some seven miles into the sky above the mountain. The activity continued for the next few months; locals held festivals to celebrate the volcano's rumbling and spewing and occasional fiery bursts. But on August 26, a series of explosions blew the mountain—and the island—apart. Sea water had gotten into the magma chamber, and when it came into contact with the molten lava, it was like cold water hitting a red-hot skillet. The resulting explosion was heard in Sri Lanka, 4,500 miles away; the tsunami it caused rose to 130 feet and killed over 36,000 people.
Krakatoa spawned a volcanic offspring before it blew up. Anak Krakatau, "child of Krakatoa," began to rise out of the sea in 1927. Today, it's about half the size of the original volcano, but it's growing every day. It's been spewing smoke, lava, and molten ash for the last several years.
Be well, do good work, and keep in touch.®


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Whenever I try to find information about someone, first thing I do is Google their name. It's a good method to find information about a person, but it never actually gave me enough information because Google is not really optimized for people search. But now there is a cool new app called "Zopeo" that allows you to search for people on the Internet and find all their related social profiles, videos, pictures, location, jobs and weblinks all in one place.
Idea behind the Zopeo app is pretty impressive because it can be very useful when it comes to finding Facebook / Google+ profiles, photos of your friends or even maybe to check out your secret crush.
Sadly, it doesn't seems to be working really well because I tried searching for my ex-girlfriend and nothing came up. Even searching for my name only bring up my Social profiles and website links. But nothing showed up on video results even when I have a YouTube channel filled with videos and all the image results were also irrelevant.
Although, Zopeo is not all bad. This tool is better than searching for people on Google. And I believe this app will get much improved, eventually. Hopefully it will give me better results next time.
Go ahead check it out at www.zopeo.com and let me know what you think by leaving a comment.
(All the images, trademarks, logo's shown on this post are the property of their respective owners)
Roshan Jerad Perera


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Well, it's officially June, which means that the summer blockbusters are well on their way. With the pre-summer flicks already released, it's time to see what the studios have up their sleeves for the season in 2014. Warner Bros. will be releasing their rather highly marketed sci-fi/action picture Edge of Tomorrow, which is actually based upon a Japanese novel written by Hiroshi Sakurazaka. With Tom Cruise being put front and center, audiences will believe that they have this one all figured out before even walking into the cinema. However, this is a misconception that just might cause some viewers to miss out on a highly entertaining summer blockbuster feature that has more personality than most big-budgeted flicks can only dream of.
Taking a page from Groundhog Day, Cage (Tom Cruise) finds himself caught in a time loop where he continues to relive a landmark battle with a powerful alien race. He soon meets a Special Forces warrior named Rita (Emily Blunt), who begins to teach him how to fight. Her training allows him to improve upon his skills, as he continues to spot the details in every moment of the battle that he will relive once again. Cage is humankind's only chance, otherwise the alien race will seize control over Earth.
Edge of Tomorrow could have easily turned into another cheesy action flick with unnecessary and inauthentic exposition. Fortunately, writers Christopher McQuarrie, Jez Butterworth, and John-Henry Butterworth understand that audiences grasp this Groundhog Day-esque concept rather well. In fact, it doesn't take very long for the protagonist to figure out what's going on, saving us from a huge amount of boredom. Rather, it surprisingly spends quite a bit of its time on Cage and Rita. While the fate of this relationship is obvious, it's all about the journey in this case. Cage truly gets to know Rita over this period of time, while Rita continues to be introduced to him for the first time each and every day, without any prior knowledge. This truly makes for an intriguing dynamic, as you can't help but root for this powerful duo. The fate of the world might rest on Cage's shoulders, but there are times when this relationship makes for even bigger stakes.
Keep in mind that this is still an action feature, and director Doug Liman's objective of keeping us entertained is clear. This experienced filmmaker utilized the editing process in order to provide a tight piece of storytelling that doesn't waste any time. He delivers on the goods that audiences will be heading to the cinemas to see. When Cage hits the battlefield, it feels quite similar to the stories we've heard of a war that we have fought once before, except this time, all of the human race is seen as the target. The mechanical suits worn by this army are quite exhilarating to watch in action, as they unload countless rounds of ammunition. The humans might not be able to move very fast in them, but they're surely able to leave a path of destruction. However, this is a war that calls for many casualties, many of which we see numerous times. What keeps this fresh is that each time, Cage tries to do something different. This creates a completely different timeline, leading to new material. While some of it might seem a bit repetitive in the first act, it doesn't remain that way for very long.
The writers might have had the opportunity to adapt a truly intriguing piece of subject matter, but that doesn't stop it from coming across as being slightly ridiculous. Fortunately, the filmmakers entirely realize this, and they wrote the screenplay accordingly. Edge of Tomorrow doesn't take itself too seriously, as a large portion of the picture is dedicated to displaying the picture's lighter side. Humor is most certainly an organic part of this feature's soul. While there aren't necessarily many jokes told, the majority of these scenes can best be described as situational comedy. Rita isn't afraid to put a bullet in Cage's head if that means resetting the day and starting fresh. Each time he wakes up at the beginning of the film, you can't help but chuckle. This tone primarily takes place through the second act, as it allows for a more fluid progression to the film's climax. None of the plot beats are very surprising, but the writers handle each of them rather well. The filmmakers understand what type of film this is, as they demonstrate an expertise in the art of creating a worthwhile summer blockbuster through and through.
Some viewers simply have difficulty connecting with specific actors on screen. Whether it's his or her delivery or their overall tone, some actors have difficulty connecting with the audience. I generally have this issue with Tom Cruise in the majority of his features, but he manages to successfully portray Cage. He feels quite authentic, as he brings a different side of himself to this motion picture. He delivers a lot of the humorous material rather well, as he truly gets the audience on his side for the remainder of the picture's duration. Emily Blunt is an excellent choice to partner with Cruise in the role of Rita. She has a sense of charisma that draws us in and never lets go. Regardless of the character that she's playing, Blunt has the ability to keep our eyes glued to the screen. This is ultimately an impressive combo of leads that allows for a truly entertaining moviegoing experience.
If you're a sci-fi/action fan, then director Doug Liman's visuals are sure to have you even more excited to venture into this world. Edge of Tomorrow has a rustic tone to it that makes for a rather intriguing color palette. Whether we're on the battlefield or having a deep conversation about the plan to save humanity, the film has a gritty appearance that fits rather well. The creature designs are decent enough, even if they aren't quite as menacing as one would hope. They move so incredibly quickly, all of the details put into these creatures are lost in the chaos. However, they most certainly make for truly attention-grabbing action sequences. Liman makes up for the creature designs with the incredible use of sound design. Every sound effect is heard in a crisp and loud fashion. The bass is appropriately loud and the aliens' movements allows for an outstanding use of surround sound. Edge of Tomorrow is most certainly a film to enjoy on the big screen.
There is an extremely small list of films that manage to successfully achieve what audiences are searching for in a summer blockbuster. While being entertained is a huge factor, it shouldn't result in the complete abandonment of character and personality. Director Liman and this group of writers leave a lot of room for humor and relationship dynamics. While still predictable, it accomplishes exactly what it set out to do. Running just under two hours long, this is a sci-fi/action flick that never outstays its welcome. If you're looking for a summer blockbuster to simply lose yourself in, then you've found it. Edge of Tomorrow will leave other summer blockbusters jealous of its action, humor, and consistent personality. Highly recommended!


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One woman and two children died while three others were injured in a fiery crash early Sunday morning.
The driver of the car they were all traveing in lost control near the exit ramp from northbound Interstate 35W to Interstate 20 in Fort Worth just before 2 a.m. Sunday, Fort Worth police said. The car slammed into a pole and burst into flames.
The woman, the driver, and two children were dead when emergency crews arrived.
At least two other children, ages 9 and 11, who were not in the car when firefighters arrived, were rushed to Cook Children's Hospital in stable condition. A third child, who was pulled from the car by firefighters and airlifted to Parkland Hospital in Dallas in an unknown condition, official said.
Their condition of the children has not been released.


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I am learning jQuery and I have a function which adds an image to a link depending on the file type.
$('#content a[href$="pdf"]').addClass("pdf");
$('#content a[href$="xls"]').addClass("xls");
$('#content a[href$="doc"]').addClass("word");
$('#content a[href$="ppt"]').addClass("ppt");
Straightforward enough.
I need help with how to write a statement that says....if there is no file extension - leave the default styling, if not add file extension. At the moment I have dots and images...see here http://www.theoldcourthousesurgery.nhs.uk/about_us/index.shtm
why not define a default css on the link?
link
and define the special css class.
Thanks , I appreciate it can be done soley in CSS but I am learning jQuery I would like to apply the techniques.
Using jQuery means that I don't have to apply a class to the links, if I could get the syntax correct for a conditional statement, then I am sure I have the answer
Would it be more correct to that that you want to replace the existing bulletpoint with an image instead?
Here's a picture of what I think you are wanting.
Is that correct?
To achieve that, you need to update the list item bulletpoint itself. That's done with the list-style-image property of CSS.
The way to do that is to use a class name on the LI element, which allows you to affect the bulletpoint of that list item.
#content li.pdf {
list-style-image: url(/i/symbols/pdf.gif);
Apply the desired style to the list item, and you're all set.
$('#content a[href$="pdf"]').parent('li').addClass('pdf');
You could do it without any class, then let that be overridden with each one.
So, you just do something for "#content a". No need for a class.
For jQuery though, what you'd want to do is something like:
$('#content a').addClass('default');
$('#content a[href$='pdf']).removeClass('default').addClass('pdf');
// etc
That'd be the most jQuery specific approach for that.
@paul_wilkins your example works although I am not entirely sure why!
@samanime - I understand why your example should work but it doesn't!!!
@samanime - just solved the problem..thanks!
Bullet points are produced by the list items. If you don't want bullet points to be shown, or you want to replace them with something else such as an image, the target of your attention has to be on the list items themself.
Does that help somewhat?
@paul_wilkins - yes it does help, I just needed to fully understand how the parent selector works and after a bit of reading I do now. Thanks


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Promoting Spanish restaurant VIPS's takeout service, ad agency Leo Burnett Iberia created a series of print ads called 'Food to Go.' The ads use the visuals of finely crafted food and the tagline "Handmade with time so you don't waste yours." Each illustration is a drawing of food made to look like an expensive sculpture.
Whether carved with wood, soapstone or marble, the sculptures look like a master sculptor spent years carving them. Though not immediately clear, the tagline clarifies the fact that VIPS takes great care in crafting its food.
Each ad also shows a variety of different cuisines in order to appeal to a wider audience. From sushi to sandwiches, VIPS's ads imply that there is a wide variety of options for the discerning foodie.
Unpublished - Duplicate
Sculpted Food Ads
More Stats +/-
Ideal Body Projection Ads
Depressed Retro Device Ads
Anatomical Accident Ads
Vintage Game Modern Ads
Marriage-Testing Beer Campaigns
The 'Food to Go' Ads Transform Food into Finely Crafted Sculptures
- By: Alexander LamMay 29, 2013
References: grupovips & ibelieveinadv
References: grupovips & ibelieveinadv


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Age: 46
Hometown: Vermilion, OH; Currently resides in Las Vegas, NV
Profession: Chef Instructor at the Culinary Institute of Las Vegas
Education: Self-taught
Signature Dish: Hot and Raw Tuna
After not making it on "Top Chef" during the first season, Otto didn't give up and came back to convince everyone that he deserves a spot on this show. Growing up in a large family with Italian and Hungarian roots, Otto could always be found in the kitchen with his mother and grandmother, learning the ropes of the trade. As a kid, he could transform all of the leftovers of the family meals into something different. Saying he learned to cook in the "school of hard knocks," he worked up the ranks and now is giving back to students at the Las Vegas Culinary Institute.
Otto wants vindication and says that at his age, it is his time to shine. He is relentless, passionate, a little crazy, and ready to teach the young chefs how it is done. As the oldest contestant, Otto is also one of the most interesting. He is a pirate at heart and once served as a cook onboard a nuclear submarine.


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Earlier this month Twitter revamped its advertising interface to make it a lot easier for marketers to setup and launch their campaigns. In particular the new system is a big improvement for newcomers to Twitter ads, with clear campaign objectives and step-by-step instructions outlining what's possible on the platform.
So what can you do? Twitter has outlined five key goals for marketers, which includes:
- Acquiring more followers
- Generating leads
- Driving website clicks and conversions
- Boosting tweet engagement
- Promoting app installs
Check the visual below for all the details.


text: Carriero finds in the Meditations a nearly continuous argument against Thomistic Aristotelian ways of thinking about cognition, and shows more clearly than ever before how Descartes bridged the old world of scholasticism and the new one of mechanistic naturalism. Rather than casting Descartes's project primarily in terms of skepticism, knowledge, and certainty, Carriero focuses on fundamental disagreements between Descartes and the scholastics over the nature of understanding, the relation between the senses and the intellect, the nature of the human being, and how and to what extent God is cognized by human beings. Against this background, Carriero shows, Descartes developed his own conceptions of mind, body, and the relation between them, creating a coherent, philosophically rich project in the Meditations and setting the agenda for a century of rationalist metaphysics.


text: Rare opportunity to purchase this historic building and successful business! The Riegelsville Inn Restaurant and Pub offers a pre- Civil War fieldstone three and one half story building. Built in 1838 by Benjamin Riegel, founder of the town. The location stands on the banks of the Delaware River, between the river and the Delaware Canal, across from the famous Roebling Bridge in the quaint town of Riegelsville. This is a full service restaurant offering catering and exemplary dining in the pub and dining rooms as well as outdoor seating with a picturesque view of the Delaware River and Roebling Bridge or the back patio overlooking the Delaware Canal. Total package of real estate, PA Liquor License, and business is being offered at $1,300,000. Business and equipment may be purchased separate from the real estate for $550,000. Sale includes two parcels on one deed. Showings by appointment only with listing agents.


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hey buddy, how are ya! hey are you hokieduck on oregonlive?
I believe this is only the 2nd year of this uniform. the years previous had the duck wings on the shoulders. I think they change them every 2 years not 4? Who knows with Nike tho.
Yep i figured it out a long time ago. you have a habit of spelling ORegon. with cap OR lol.


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Retro Rocket Pencil Case
by RealAbsurdity, published
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In the age of smartphones, tablets, and digital everything what is more retro than a No. 2 pencil? You guessed it: a retro rocket styled pencil case and carousel! You will never misplace your trusty pencils when they are stored in the coolest 3D printed pencil case since the space race. This case is like NASA in the 60s: large, a little impractical and inspirationally awesome. Aside from the cool retro styling this model is fully 3D printable, support free, snap-fitting and features a series of simple and elegant mechanisms. A simple bayonet mount locks the carousel, which holds a dozen pencils, into the vertical position. Rotate it to the right and the pencils fold into their individual slots as the rocket case prepares for blastoff. If you're like me you use your pencils down to the bitter end, so give the nose cone a twist to the left and you will have all the storage space you need for erasers, sharpeners, and pencils too short for the carousel. Or... You could store some super cool matching retro rocket pencil toppers up there along with your brand new folding 50 cm ruler. As a space minded type though centimeters may not be enough for you. No problem: this ruler also converts to light years. This thing is a work in progress but ready to go as is. Coming soon: a replacement outer case with optional carry handle!
Check out the demo video:
UPDATE: 9/26/2013 There was a slight misalignment in the case_print.STL file that caused the outer shell to rest slightly above the build plate. It has been fixed and re-uploaded. Thanks to coolarj10 for noticing and pointing out the error.
This thing prints like a dream:
I sliced each of the plates of case pieces in Makerware at .25 mm layer thickness for the rocket and .2 mm for the ruler parts and pencil toppers. Two shells is sufficient for sturdiness and stability at .1 infill. It is a tall piece though and a long print (took a total of 15 hours) that is well worth the wait.
When you first assemble the carousel into its threaded fastening a few drops of oil (I used 3 in 1 household type oil) will help it thread all the way into the rocket base and keep it moving easy.
On a side note for the Ruler: I had some issues with missing infill right around the 60% mark when I sliced and printed the entire tray with all five ruler pieces and yet they sliced and printed fine individually. So I uploaded the individual ruler pieces as well in case anyone has a similar issue.
UPDATE: The extrusion problems on the ruler seem to be caused by repeated extrusion and retraction on the layers with the hash-marks because my original Makerware profile used the "doExternalspurs, true" To alleviate this problem and also make for a better print overall, make sure doExternalspurs is set to False.
UPDATE: 9/26/2013 There was a slight misalignment in the case_print.STL file that caused the outer shell to rest slightly above the build plate. It has been fixed and re-uploaded. Thanks to coolarj10 for notching and pointing out the error.
Prototypes printed in PLA from ToybuilderLabs
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Wow thats a long print! 12 hours for the case, 15 for the carousel! I did have the issue with the feet of the rocket being too high which kinda messed up the feet at the end.. but they filed down OK. I am having trouble with how tight the parts are, i broke a clip on the carousel clipping the 2 bits together, the screw part is really really tight and i cant get the lid on. any idea's? I'm waiting for the supa glue to dry now :( Im thinking if the scale was slightly out on my machine it would make everything bigger or smaller?
Trying to print this on my MakerBot. However, the case is too tall. Anyone figure out the scaling necessary for the carousel?
Which makerbot do you have? Some of the parts were near the max z height on my Replicator 2 when I designed it. If it is too tall you might need to break it up in blender, print two pieces and glue them back together. The scale is correct to function as a pencil case if it is imported with mm drawing units.
For those asking for individual part files, you can actually do this yourself. Load up a modern version of slic3r, add the stl that contains many parts, click the 'split' button, delete all but one of the now-many items, and click the 'export to stl' button. It's a little bit of a pain, in that you have to do the same operation over and over again, but it means you can start printing in a few minutes, instead of waiting for the contributor to update their post. 2¢
Have fun printing!
Really nice! Second the request for individual part files, though…the grouped files are too large for the print volume of my Afinia! :D
Great Job, can all the part be in individual STL files instead of grouping them together? so it is easier to manage.
thank you.
This would be cool if your school were the rockets or if you were a physics teacher.
Indeed, my highschool physics teacher would love this thing.
Nice! I'm looking forward to having this on my desk. On RRPC_v3-Case.stl, the left piece is placed higher than the build platform, which results in an air print.
Thanks! coolarj10 noticed a little error in one plate below so redownload it later today before printing.
This is super cool. I'm printing this for the office for sure! Did you use translucent yellow? Whatever color you picked for the main rocket - it's pretty awesome.
Fixed! I made a small tweak to my original assembly files after my last prototype and it broke the print alignment. Thanks again for pointing it out.
Oops! My last export must have had an error. I will update it in a little bit as soon as I get to the studio. And thanks for the kind words and pointing out the error. Also the yellow case is gold PLA from http://Toubuilderlabs.comToubuilderlabs.com
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Retro Rocket Pencil Case by RealAbsurdity is licensed under the Creative Commons - Attribution - Non-Commercial license.
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Where to draw the line …
"Men acquire a particular quality by constantly acting in a particular way."
~ Aristotle
So, for those of you that have been following me for a while, you would understand that I put particular emphasis on developing skills like: presence, assertiveness, and strength. What I often get asked is HOW to display this on a daily basis, particularly during interactions with women.
First, let me say that by displaying such skills comes from working on something "inside" rather than focusing on something the "outside". It also doesn't necessarily come from just doing a whole bunch of random things differently. It comes from selecting specific and particular areas of yourself and your life and masterfully putting the right pieces together.
So, what I'm saying is that developing these qualities is like art. It takes a level of skill, finesse, and experience to bring all different components of your life together. So, for those of you that are coming from a quick fix mindset of "developing presence" overnight – then you have come to the wrong place because something this great takes a little time, a lot of courage, and some serious application.
With that little disclaimer in mind, let's continue on with one way you can start developing your presence. I'm sure you have heard a lot about the term self-discipline and all the fancy definitions of it. What I believe to be the true definition of self discipline is holding yourself accountable. In a sense, it's making and keeping certain promises to yourself. When you can do this, you have more integrity with yourself and therefore, create a space where other people are more likely to hold you to it as well.
Drawing the line with you.
There are so many instances where I have seen men drop everything they are doing just because a girl is calling them or wants to spend time with know. Hey, if it's an emergency and she really needs you there, then sure go. But if it's because her party was canceled last minute and now she wants someone to hang with the fill out her lost time – then I wouldn't be canceling your plans just so you can spend some time with her. If you don't respect your time, then you can be pretty sure that she won't either. Therefore, by staying true to the activity that you originally intended to do, you are putting boundaries on yourself and on this woman.
There are other boundaries you can make sure you put on yourself. The boundaries of holding close to your values and what is really important to you. If you don't know what your values are, now would be a good time to think about them. Write them down. Review them daily, weekly, or monthly. After you do this construct a plan of how you can more truly live according to these values. Part of this may be sculpting your life to how you imagined it to be, rather than just falling into whatever comes your way. The more detailed you are the better. So, if you want to be more assertive, how will being assertive show up in your daily life? In your upright posture? In your strong, firm tone of voice? In the kinds of words you use? In saying No to certain people? In speaking up at work? How else?
Part of having a strong sense of presence and leadership will be placing boundaries on others in your life. Women in particular need to experience more boundaries in their lives. Beautiful or vivacious women are usually used to getting everything they want: from the bat of their eyelids or the quip of their wit. Therefore, these women are in serious need of experiencing boundaries (otherwise they will seriously try to undermine or walk over you). This is also important because displaying a healthy sense of boundaries will communicate that you are capable of protecting her. A woman will feel attracted to a man who is able to protect her emotionally, intellectually, and physically.
Helping her draw the line.
The first example I provided above is a way you can maintain a boundary on yourself and also hold one for the woman in your life. The next couple examples are of boundaries that help protect a woman from an embarrassing, awkward, or dangerous situation (physically or emotionally).
For example, if you are at a restaurant and the waiter brings out the wrong order, it will be important for you to say something. You can say something to your date (or girlfriend), and then do something about it. You can talk to the waiter and get a replacement. You can walk over to the waiter and sort it out with him. Whatever you do, do it in the style and personality that you would normally handle things. If you work yourself out of tricky situations by using humor, then do that. If you work yourself out by appearing to be cool, calm, and in control, then do that. I would avoid things like causing a big scene, yelling at the chef, throwing plates, and waving around a gun (unless absolutely necessary).
In doing this, you are showing leadership, assertiveness, and allowing the woman to be feminine. Women in general don't like to complain to strangers or waiters. And despite her shit fits, women don't like to kick up a stink (in public anyways). When you can still give her what she wants (a good meal) without her having to be embarrassed (you thereby being the barrier between her and in the world), she will feel a huge sense of relief from the protection and security she feels in your presence.
So, what can you do when the woman you are with (your girlfriend) starts having a Sh*t fit in the middle of the restaurant? The first and most important thing is that you don't start having a sh*t fit, too. Let's say she is pissed about something, or she all of a sudden seems edgy.
First you want to find out what is causing her to act this way. Is there a new danger in the environment that you didn't see? Maybe an ex boyfriend, maybe her boss from work, maybe someone she wants to avoid, maybe a man that looks really suspicious, maybe there is something in her food. Whatever it is, you need to find out what has happened in the last 20 seconds that is making her act this way.
If you investigate and nothing has happened or changed in the environment, then her changed behavior could be because she is experiencing something internally. So, ask her what is going on. Then LISTEN to her. Ask her what else she is feeling. Ask her what she wants. Ask her what she wants to do. You might get answers like "I don't know." In that case, you could just tell her, "Take your time." OR you could tell her that "If you don't know, then maybe we should leave and go some where else." OR perhaps you could just tell her "Just breathe." OR you could say "I see you are upset. Maybe you don't know what it's about, but you don't need to let the whole world know about it. Just me!"
Avoid condemning her or telling her she is acting like a baby. Listen. Respond with a firm tone of voice. Use humor. "Wow! I didn't know you could chuck such a fit. Can you do another one tomorrow at 6 pm so I don't miss it?"
The main point is to avoid losing your cool. By placing limits on what she does and communicating those limits with humor, questions, and attention, she can probably start to calm down. Also, when you respond with strength, presence, and tranquility, you are also setting a limit on her because women often look to the man to know how to feel about something. When you look and feel calm, she will likely calm down, too – also because women like to be in rapport with others around them.
In this way, by setting boundaries on yourself, others, and her, you are demonstrating leadership, assertiveness, confidence, and strength. This is attractive and can help you feel more in control of your life and the situation (which is another turn on for women).
I've had my say, now it's your turn!
Hot Alpha Female
If you want to learn more on becoming a man, handling sh*t tests, and developing your boundaries <click here>


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Legal Question in Credit and Debt Law in California
My Father lives with me in our mobil home. The mobile home is under my name alone on the TITLE and the REGISTRATION. My question is someday when he passes he will have a dept on his one credit card. My question is can the credit card creditors come after my home to sell to pay off his credit card dept even though his name is NOT on the mobile home TITLE and REGISTRATION, just my name is. My name is not on his credit card, I didn't sign for a co-card or co-signer. The credit card is his alone.
Asked on 6/12/13, 4:50 pm
1 Answer from Attorneys
Timothy McCormick Libris Solutions - Dispute Resolution Services
Answered on 6/12/13, 5:20 pm


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Find videos in various languages for The Church of Jesus Christ of Lattrer-day Saints' 2016 'Follow Him' initiative.
Additional Resources
Style Guide Note:When reporting about The Church of Jesus Christ of Latter-day Saints, please use the complete name of the Church in the first reference. For more information on the use of the name of the Church, go to our online Style Guide.


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KJ Choi shot to the top of the leaderboard at the RBC Heritage although much of the field will have to wait until Saturday to complete their second round after heavy rain in South Carolina forced play to be suspended midway through Friday.
Choi was the standout performer at the Harbour Town Golf Links course with a round of 67 that took the South Korean to five under par overall on a day where many of his fellow professionals struggled in the inclement conditions.
The rain eventually ensured play was abandoned at 2.54pm local time, with PGA Tour vice president of rules and competition Slugger White hopeful of completing the second and third rounds on Saturday.
He told the PGA Tour's official website: "We can't play anymore. It's pretty bad out there right now. We have a little drying trend between 4am and 2pm if all goes well.
"We probably have about four hours left of golf (to finish round two) and if we can start tomorrow at 8am, we'll try to turn it around and get the third round in and get back on track Sunday somewhere."
Australia's Robert Allenby is just one shot behind Choi although he only completed five holes before the weather intervened, while England's Luke Donald is one of five players on three under par overall following his 69.
Scott Langley, who held the joint overnight lead alongside Matt Kuchar and William McGirt, was level with Donald after a two-over-par 73.
McGirt slipped off the pace after following up his first-round 66 with a 76 on Friday to sit on level par, while Kuchar was just a shot better off after six holes following double bogeys at the fourth and sixth.
Defending champion Graeme McDowell moved to two under after six holes, while Scottish pair Russell Knox and Stephen Gallacher will also hope to complete their rounds in the morning after struggling on Friday.
Knox slipped back to level par after two bogeys on the back nine, while Gallacher dropped four shots to sit one shot below the projected cut line of three over par.


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How To Build An Underground House
The book, How To Build An Underground House, by Malcolm Wells is yet another quirky yet powerful book by my favorite author and architect.
He guides you through every step, both physical and factual, of how to build an underground house. His prose is witty and insightful. His advice is practical and far reaching.
Even if you never plan on building an underground house this book is a useful read to gain insight into a healthy way to look at the world.
Wells was a true pioneer in green building before it was called that. He is also a great example of somebody who lived his life singing his own song.
It is amazing that Wells manages to walk you through how to build a house in a hand written 100 page booklet, written so simply that my seven year old daughter (no building genius) could follow. Yet he does it. The mere fact that he condenses the information so beautifully is a statement in itself: building is simple and holistic if done correctly.
One interesting comment he makes is about John Hait, another earth home pioneer. They differ in how they insulate. Wells insulates around the house walls, between the house and the earth. Hait puts the insulation up to 20 feet away from the house in the soil, so that you have a massive amount of soil IN the building envelope.
I think Hait's method is genius. He creates a storage area for the heat in the earth. During the summer the earth collects the heat and then slowly releases it through the winter. It is a very powerful passive heating and cooling method.
As a New York green contractor I don't have the kind of space needed to build an earthen home. But we do expand the brownstones back into the garden or forward towards the street by digging out the earth. The same rules apply there. So I find the earthen home technology very useful to help me maximize the dug out spaces around a brownstone.


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Conservancy Staff Collaborates on More Than Conservation
A song by Brian Slay and Rob Addington
Brant Slay, Rob Addington Find Plenty to Sing About in the Chattahoochee Fall Line region
Brant Slay and Rob Addington are more than just Nature Conservancy colleagues – they're partners in music. The duo has collaborated on "Stumble on the Fall Line," a musical homage to Georgia's Chattahoochee Fall Line region – an area they know well, both professionally and personally.
"We simply wanted to make a visual that captured our area both ecologically and historically," said Brant, land protection specialist with the Conservancy's Chattahoochee Fall Line project. "It has nothing to do with the fact that I have stumbled over much of the fall line looking for rare plant species and high quality land projects to protect on behalf of the Conservancy.
The making of the song started when Rob, a forest ecologist with the Conservancy's Chattahoochee Fall Line project, passed along his original music to Brant, who wrote the lyrics and added a harp accompaniment. Then, in Rob's home music studio, the pair combined music and lyrics for a rousing tribute to one of the Southeast's most biologically diverse regions.
"It was pretty easy on my end," said Brant. "Rob is the real musician between us. He has a bunch of recording equipment and we love to make noise."
"The song really fell into place," said Rob, who can be heard playing various stringed instruments, including guitar and mandolin, on the recording. "Actually, the hardest part was coming up with lyrics, nice melodies and good hooks – that was all Brant."
Brant's vocals on "Stumble on the Fall Line" may remind some of his fellow Georgians of an early 1990s band, the Chickasaw Mudd Puppies. As a founding member of the two-man Athens, Georgia, band, Brant recorded two albums under the tutelage of Athens legend and R.E.M. member – Michael Stipe.
Despite his early beginnings in the music business, Brant chose to pursue his first passion – conservation, a path that led him to the Conservancy where he found a friend and musical kindred spirit in Rob.
"The Nature Conservancy seems to attract some of the brightest and most creative people that I have ever met," said Brant. "Rob is one of those people. It's nice to be creative with co-workers whether the canvas be musical, visual or full blown landscape-scale land protection."


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Used cars sorted from highest to lowest price
Volvo S80 Under $4000
There are 4 vehicles listed
Inventory Page 1 of 1
We've found 4 Volvo S80 for sale under $4000 by owners, dealers, and some others at auction. Most of these S80 deals were manually chosen especially to help people with low budget to buy or find an affordable Volvo S80 priced for less than $4000 dollars. These vehicles weren't automatically fetched from data feeds scattered through the web. If you are selling a used car at a cheap price and would like to list it here for FREE, please create an account. At Autopten, we are constantly seeking for those car dealers and dealerships selling the cheapest Volvo S80 in USA to promote and help them to get in touch with buyers interested in buying them for $4000 or less.
1 Photo
No mechanical problems runs good no dents AC work CD player...
6 Photos
Volvo S80 for less than $2K by owner near Dallas TX. Need it gone. Vehicle needs work....
6 Photos
Must go!!! I just bought new vehicle. I haven't driven this Volvo S80 in months....
2 Photos
Good condition bought it in December clean title tags current


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Oliver is a precious 5 month old Lab/Shepherd mix. His last owner could not keep him, but said he is doing well with house-training, is affectionate, playful, and good with kids.
This sweet boy is neutered, current on his shots and available for $80 at the Burlington Pet Adoption Center, 221 Stone Quarry Rd., Haw River. Call 336-578-0343 for more information.


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All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $16.00Copyright year: 2004Publisher: Penguin Group (USA) IncorporatedPublication date: 1/25/2005Binding: PaperbackPages: 560Size: 5.50" wide x 8.50" long x 0.75" tall Weight: 0.990Language: English
John M. Barry was born in 1947. He is a widely respected journalist who has covered national politics extensively. He has used this background to write two highly acclaimed books of nonfiction. The Ambition and the Power: A True Story of Washington (1989 is an examination of use and abuse of power. In Rising Tide: The Great Mississippi Flood of 1927 and How It Changed America (1997), he revisits the power theme, but this time in the setting of a natural disaster. Barry is a careful researcher who documents the devastating facts of the flood and intertwines it with the fascinating story of powerful men and their selfish agendas. The conflict between the ruling class and black racists, the clash of former Senator LeRoy Percy and demagogue James K. Vardaman, the candidacy of Herbert Hoover, and the backlash election of Huey Long, all had roots in the policies surrounding the flood. Barry's political expertise comes from his years as Washington editor of Dun's Review, where he covered national politics. He has written for the Washington Post and magazines such as Sports Illustrated, Newsweek, and Esquire. The Transformed Cell: Unlocking the Mysteries of Cancer, coauthored with oncologist Steven A. Rosenberg, has been published in twelve languages. Barry maintains two homes, one in New Orleans and another in Washington, D.C.
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A series of suspensions for cyberbullying at Chula Vista High School gave one student an idea to create a video in hopes of curbing the trend.
About 65 students were suspended for a day in February for retweeting a comment that called another student an inappropriate name.
Principal MaryRose Peralta doled out one-day suspensions for all involved.
"Spreading things that are offensive and slanderous against other people is wrong," Peralta said. "Retweeting multiplies the harm."
Not too long after the incident, 16-year-old junior Jessica Clapp brought her idea to create an anti-cyber bullying video to Peralta's attention.
"She said she wanted to do something (about the incident) more than just talk," Peralta said.
Its message: Don't be mean behind the screen.
Cyberbullying is bullying that occurs through electronic technology.
The near-five minute video, similar to a public service announcement, was shot by staff member Matt Asano.
"Cyberbullying happens on a daily basis everywhere but putting it out there tells kids that we know it's out there and that people are here to help you, you just need to talk," he said.
In the video, six students take turns answering questions about cyberbullying — its definition, why people do it, how it makes the victim feel and what the consequences can be.
Jessica said the idea for the video came about when she overheard students talking about how the intervention by the district violated their rights.
"I didn't feel like the students were focusing on the right issue," she said. "They don't understand how words can harm someone emotionally and scar them."
She does.
As a 12-year-old in seventh grade, Jessica said she was cyber-bullied through MySpace via an application called a Truth Box, which she described as a place that gives people an opportunity to leave anonymous messages.
"What most people don't know is what people are going through at the time of being cyber-bullied," she said. "I had over 600 comments on a picture of me about how fat and ugly I was. At the time I was bulimic, too, so it caused a lot of stress on me and I had to be hospitalized for a week."
Jessica said she hopes the video helps combat bullies and stops the creation of new ones.
"People are led to suicide because they are tormented online," she said. "I thought if we got this message out they'll know there are consequences to what they do."
Sweetwater Union High School District spokesman Manny Rubio said administrators do their best to monitor student Internet activity and educate them on Internet etiquette.
Peralta said the video will be shown to students.
"Our motto at the school is 'do the right thing' so this video is that message to do the right thing even in social media and be kind to each other," she said.


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Augusta screen printer Collin McCoy had purchased, rehabilitated and rented out a vintage 1906 cottage in the 1800 block of Greene Street when he ran into a problem: Vagrants continued to squat in and damage a vacant cottage next door.
The house's owner wasn't particularly concerned about the property and agreed to sell it to McCoy, he said. But around that time, McCoy suffered through a series of bad tenants who curtailed his ability to immediately rehabilitate the new purchase.
Enter Augusta's Licensing and Inspections Department, which offered McCoy the option of a mothball permit.
"The city said I could board it up," he said. "In the next year, year-and-a-half, I plan on getting busy" completing its restoration, he said.
Boarding up a vacant property is the only option for McCoy, who learned the hard way with another rental he owns on Heard Avenue that was between tenants.
"In the three weeks, somebody crawled under the house and removed every bit of copper pipe," he said. "We had to have the entire house replumbed."
A boarded-up house might not be everyone's idea of a good neighbor, but in Augusta's many transitional neighborhoods, it's the only way to go, he said.
"My experience has been if you leave a property even for a few weeks, it's going to get some negative attention," McCoy said.
The city's mothball ordinance came about in 2005 in response to a community outcry to do something other than demolish many of the city's aging, vacant and sometimes dilapidated structures, many of them in historic districts, Licensing and Inspections Director Rob Sherman said.
"It's a way for the property owner to just 'mothball,' or preserve the building for some anticipated future use," Sherman said.
The ordinance started off giving owners the option to keep properties in mothball status for years, but later the Augusta Commission voted to limit that time. Today, a mothball permit is valid for one year, with the option to renew for a second.
In 2008, only 16 properties held mothball permits, but the number has increased since then. Last year, 19 were mothballed, including six at a single mobile home park in the 2000 block of Gordon Highway. So far in 2011, 18 have signed up.
The ordinance is not a panacea for the city's blight, however.
When raised as a possible means of forcing the owners of vacant, but mothballed, Regency Mall to do something with the empty site, officials questioned whether it would hold up in court.
"If it's secured and the second year has passed, what do you do?" Sherman asked. "It's harder for the court to tell them to demolish it; it's harder to tell them to fix it up."
Sherman said his department has not yet attempted to enforce the ordinance against property owners whose stabilized and secured properties have met the mothball criteria for more than two years.


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Fairfield ends up ninth in girls' golf
BURLINGTON — Senior Ashley Henkel fired a 106 on the 18-hole Flint Hills course Monday, leading the Trojan girls' golf team to a ninth-place finish at Burlington's Grayhound Invitational.
Madelyn Swan had a 117 and fellow freshman Lindsey Repp carded a 119. Senior Claire Slechta also scored for Fairfield, which ended up with a 468 in the 14-team field.
Alternates for Fairfield were senior Kristen Terrell (131) and freshman Abby Adam (137).
Pleasant Valley won the championship with a final tally of 348. Burlington finished runner-up at 373 and Mount Pleasant was third with 386.
Fairfield is back in action Thursday at Oskaloosa.


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Taking Stock / Door to Corruption
A few hours after the cabinet approved one of the biggest reforms in the history of Israel's capital market on Sunday, the legislative ministerial committee convened.
Its agenda included a bill by Knesset members Gilad Erdan, Inbal Gavrieli, Daniel Benlulu and Michael Gorlovsky.
What did the foursome want? In one sentence, to go back in time. In two sentences, to give a perk to the Likud Central Committee members. And, in three, in the guise of improving the criteria for appointing directors to government companies and bodies, they wanted to make it easier to appoint Likud Central Committee members, like in the bad old times of yore.
After nepotism and cronyism spiraled out of control in the 1980s, the Knesset enacted a law about 12 years ago dictating special criteria under which affiliated party members and friends of politicians could be appointed to the boards of government companies and bodies.
The law ruled that any person with a political affiliation had to prove the possession of special skills for the job, beyond those of the other nonaffiliated candidates.
The Erdan-Gavrieli & Co. bill pretends to raise the bar even higher - not only would an academic degree be required, but so would three years of experience in the area relevant to the company's activity.
But the bill's real agenda hides in Article 81.C. Originally it stated: "If the appointments committee finds that the candidate for director, chairman or CEO at the government company has a personal, commercial or political affiliation with a government minister, his candidacy shall not be proposed unless he is found to possess special skills in the company's area of operations, or he has some other special skills beyond those required under this law for the position."
The change is subtle, very subtle. The Erdan-Gavrieli bill deleted the words "personal" and "political."
Meaning, Likud Central Committee members would no longer have to prove their "special skills" to the Ravivi committee, which vets civil service appointments. They would be exempt.
The very same Netanyahu
Erdan and Gavrieli's agenda is crystal clear. The central committee members are hungry for jobs and the Knesset members want to show they're working on their behalf.
Nor was it surprising to watch all the Likud ministers who sit on the legislative committee falling all over themselves to vote in favor of the bill.
But it was disappointing to see that Finance Minister Benjamin Netanyahu was also one of its supporters.
Mere moments before, that same Netanyahu had pushed through a huge reform that tackles the tremendous conflicts of interest tainting the banks, a reform that seeks to birth a whole new capital market that protects investors' rights. Yes, that same Netanyahu who was prepared to take on the big banks is bowing to the Likud Central Committee and their envoys in the Knesset.
Questions to the finance minister's office yesterday resulted in the answer that the finance minister believes the law should be changed so he can appoint people affiliated politically or personally to himself. Netanyahu explains that he wants to copy the American system, where politicians appoint their loyal followers to office in order to implement the politicians' policies.
The American system
That may sound plausible in theory but reality is otherwise. What Erdan and Gavrieli want is to make it easier to appoint party people and their relatives to plum positions that today the Ravivi committee wouldn't give them, because they lack the fundamental skills.
Moreover, Netanyahu has proved in the last 18 months, in the professional appointments he has made to the civil service, that a finance minister can bring excellent people to implement his policy, without surrounding himself with cronies.
The finance minister, we were told, is aware of the difficulties inherent in appointing central committee insiders, so he suggested an amendment to the bill. In the future, too, central committee members would have to undergo the test of special skills.
So Bibi went half way. But he should go the other half, too. The Justice Ministry and the attorney general have already announced they will appeal the legislative committee's decision regarding the bill, because it creates opportunities for corruption.
They say, and rightly so, that the special requirements should apply not only to central committee members but to any person with any affiliation to the appointing politician. Netanyahu would do well to join them. He may lose points with the party but he will gain them with every single person he has been trying to persuade for two years now that he isn't the same old Bibi.
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Editor's note: This is part of a series of profiles of local museums that feature military history.
San Diego remains a Navy town, no matter how many high-tech industries or sports teams now call the region home.
And yet the Maritime Museum of San Diego's three military-themed vessels are almost hidden treasures ---- unable to escape the glare of publicity that surrounds the museum's Star of India.
If the Star is the star, the two submarines and the full-size reproduction of an 18th century British sailing frigate have more to do with San Diego's own nautical history than does the more famous merchantman.
San Diego was never a major commercial port ---- Los Angeles' artificial port took that role in Southern California. So while the Star of India is interesting and fun, it doesn't have any real local anchor, so to speak.
But the submarine base at the foot of Point Loma is a local fixture, and so both the USS Dolphin research sub and the B-39 Soviet attack sub have meaning for the many local retired submariners.
If you visit them, you're likely to encounter a few of those retired submariners as part of the Museum's well-trained and knowledgeable docent staff.
Touring the subs (wear soft-soled shoes to keep from slipping on the steel hatchways and bulkheads) will give you an appreciation for the discipline and commitment of the men (and soon, women) who serve on our undersea boats.
The Soviet B-39 is the larger of the two subs here, and it's not large. No bigger than a good-sized apartment, it housed some 86 men. Even the best films about submarine warfare can't do justice to the confined quarters on board these boats.
The Dolphin may have been smaller, but doesn't feel like it because as a research vessel, it doesn't have the water-tight bulkheads separating different areas of the boat. With one continuous space, it feels more open and less claustrophobic.
Of course, that's after a 30-minute tour ---- not a six-month deployment.
From the fore and aft torpedo rooms on the B-39 to the dining area, kitchen and bathrooms, both subs are models of efficient use of space. Not a square inch is wasted.
Also at the museum is the HMS Surprise, a replica of the HMS Rose. Originally built in the 1970s, it was refurbished several years ago for use in the film "Master and Commander: The Far Side of the World."
Painstakingly researched, it is the same size as the Rose and other frigates of that age. The cannons, berths (bunks), eating areas and rigging are all the same size, and spending time on the ship gives a sense of how brave (or foolhardy) our ancestors were to sail across the ocean on these pretty small vessels.
If you go:
Transportation: The Santa Fe Depot is within a couple of blocks for those taking the Coaster or Amtrak. The San Diego Trolley is also within walking distance. Metered parking is available right out front, but with a two-hour limit. All-day lots are nearby.
Admission: $14 adults, $11 seniors (62+), active military and students (with ID), $8 children 6-12; children 5 and under are free
Hours: 9 a.m. to 9 p.m. daily through Labor Day; 9 a.m. to 8 p.m. the rest of the year.
Location: 1492 N. Harbor Drive, San Diego
Info: 619-234-9153 or sdmaritime.org


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As another year starts, we are that bit closer to the implementation of the retail distribution review. At least that is what we are all led to believe.
I am struck by the number of loose ends that still need to be tied up. At Aifa we continue to work hard, pressing for the urgent clarity that is needed on a number of RDR issues. There remains the potential for unintended consequences and we will press to find fair and workable solutions that advisers have sufficient time to imp-lement. A smooth transition will be a key measure of the RDR's success, not just for the industry but for customers too.
There are issues related to the RDR that are too important to be fudged. They need to be resolved – and resolved quickly. We must have more clarity on how some aspects of post-RDR advice might affect trail commission. We have to know how Mifid will play out – and whether it will work against RDR provisions and whether the UK will be afforded exemptions.
We also have to understand more about the appli- cation of RDR rules to platforms. It is unsurprising that such a respected body as the Treasury select committee has questioned the FSA's readiness.
The delays on capital adequacy and platforms suggest a dissipation of the impact of the RDR meteor but there is still much damage that can be done by poor implementation.
The development of the new regulatory architecture remains in train and following up on our appearance before the joint committee on the Financial Services Bill, we will continue to press for an approach that is more accountable, responsive and cost-effective.
The role of the regulator must be to ensure markets are effective and efficient. It would be remiss, however, if the new regulator did not also have a duty to take other factors into account, such as improving access to advice and closing the savings gap.
The coming year will see the beginning of other important developments – a consultation on FSA fees, reviews of the funding models of the likes of the Financial Services Compensation Scheme and the Financial Ombudsman Service and the introduction of automatic enrolment into employers' workplace pension schemes. There will be plenty to keep us busy.
I look forward to the new year with hope and a determination to continue our mission of pressing the Government and the regulator to deliver an improved environment for the provision of that incredibly valuable proposition – professional financial advice.
Stephen Gay is director general of Aifa