text:
Fiber Optics Market Manager Kurt Misteli gives a glimpse into the role of fiber from the year 2026
17 February 2016, Luxembourg
Global connectivity supplier HUBER+SUHNER has jumped forward in time at FTTH Council Europe to give delegates a unique insight into the role of fiber in the year 2026, as well as an overview of how we have got there.
Fiber Optics Market Manager for HUBER+SUHNER Kurt Misteli addressed a busy auditorium on day two of the event, taking an entertaining and informative look back at the fiber industry in 2016.
"In 2016, the fiber industry was entirely different to the one we see before us today," said Misteli. "But this is not surprising, considering that access to broadband was not yet a given and there were a vast number of obstacles to overcome to receive the best possible service."
Misteli went on to say that, incredibly, in 2016 we considered 4G to be fast connectivity and we were actively debating whether or not fiber access was really necessary going forward, both domestically and commercially.
"Some insisted on squeezing every last drop out of tired, dated copper infrastructures in 2016. In doing so, countries jeopardised their international competitiveness as a center for business. We now know that investing in a future-proof, fiber optic infrastructure was vital in ensuring that our respective countries continued to be competitive commercial forces."
One of the factors that had a significant impact on the existing infrastructure and reinforced the need to invest in a fiber-based broadband network was the total dependency of private life and business on being online coupled with the exponential rise of the Internet of Things and the bandwidth requirements brought with it.
"In 2015 there were around 18 billion connected devices in the world. In 2020 that number had risen to over 50 billion. Existing copper networks just couldn't deal with the bandwidth required to handle the incredible amount of 'smart' devices that became available – both in the home and in the outside world."
As a knock-on effect, continued Misteli, access to broadband has been declared a basic human right – much like access to water, electricity and a good transport infrastructure.
"So what have we learnt over the last 10 years?" asked Misteli. "We now know that the early adopters of fiber have been the biggest winners. Their economies have grown stronger; businesses are more attracted to them as base locations; education, innovation and productivity levels have skyrocketed and high skill jobs are available – all of which have been massively contributed to by the adoption of a fiber-based infrastructure."
As an innovator for FTTx connectivity, HUBER+SUHNER is continually focused on ensuring a bright future for homes and businesses alike. The company's extensive portfolio of products helps to enable operators to meet the demands of the future throughout the whole network – from the central office to outside plant and through to Fiber to the Home.
HUBER+SUHNER tackles the challenges network operators face in coping with the explosion of in-home demand with three key approaches: "Grow dense. Think practical. Stay simple."
Grow dense, think practical, stay simple
HUBER+SUHNER provides fiber management solutions that enable operators to 'grow dense' within the Central Office environment by managing high packing density in a way which is scalable, sustainable and adaptable to evolving technologies such as WDM.
The company also considers the need to 'think practical' when innovating user-friendly, cost-reducing solutions for FTTH outside plant installations where such challenging environments make practicality a pre-requisite.
Finally, as fiber is pushed into millions more homes in order to satisfy the surge in demand, it is increasingly important to 'stay simple' within the convenience of customer premises.
A broad portfolio of high end fiber management solutions, high quality fiber optical components and carrier grade transport solutions will be on display during the event.
FTTH Conference visitors can discover more about HUBER+SUHNER's range of solutions at LuxExpo, Luxembourg from 16-18 February 2016 at Stand G4.
To arrange a briefing, please contact firstname.lastname@example.com.
HUBER+SUHNER Group
HUBER+SUHNER is a global company with headquarters in Switzerland that develops and manufactures components and system solutions for electrical and optical connectivity. With cables, connectors and systems – developed from the three core technologies of radio frequency, fiber optics and low frequency – the company serves customers in the communication, transportation and industrial sectors. The products deliver high performance, quality, reliability and long life – even under harsh environment conditions. Our global production network, combined with group companies and agencies in over 60 countries, puts HUBER+SUHNER close to its customers. Further information on the company can be found at hubersuhner.com.
HUBER+SUHNER team
Proactive PR
Tel: +44 1636 812 152
Othmar Fuchs
Phone: +41 (0)71 353 4291


text:
It's a good thing Senators coach Bryan Murray and Kings counterpart Andy Murray aren't related because punches might be thrown if they ever sat together at the dinner table.
The two coaches fired verbal shots at each other after the Senators beat Los Angeles 5-1 in a penalty-filled game at the Corel Centre last night.
"That's a typical Andy Murray game," a steaming Bryan Murray said after the teams combined for 119 penalty minutes. "That's what Andy does. He sends guys out to run people. It's every game with him.
"First, (Sean) Avery goes out there and spears (Dominik) Hasek with his stick. Even at the end, somebody ran (Christoph) Schubert. Avery is never much of a factor. He's just the leader of the band. But he gets quoted all the time. Other than (Jeremy Roenick), he's the most quoted guy in the league, but who cares?"
Naturally, the Kings coach didn't take the accusations lightly.
"I don't really know what Bryan is talking about,'' Andy Murray said. ''We both know what our reputations are and we both know what kind of reputation Bryan Murray has as a long-time coach. That's fine. He's the one with the reputation to uphold.
"I haven't been around as long as Bryan Murray, but we know he sends players out because he has a reputation of being a tough coach. He sent Zdeno Chara out there, but at least he picked a tough guy in (Tim) Gleason. But Bryan made a big mistake in this case because it's going to cost him $10,000 and Chara is going to get suspended for a game. He's going to pay a big price for that."
The Kings coach didn't stop there.
"Bryan can say what he wants now. He's at the top of the league and I'd sure like to get there," he said. "So he's sitting up there on his lofty perch and saying all this stuff. The problem is, if you're up there you can't have it both ways -- you don't do one thing and preach about it, and then go out and do something else.
"But I don't think anybody should be blaming us for this game getting out of control. I would certainly hope the media doesn't portray this as our fault."

subset: commoncrawl


text: Caribbean Colors Art Café is located on Avenida Hicaco (Front Street) beachfront on Caye Caulker. Lee's upstairs space houses her art gallery and café featuring the best coffee on Caye Caulker, breakfasts until 2 p.m. and the only sushi restaurant on the caye. Her business is located in her home and you feel the warmth and funky vibe as soon as you walk up the stairs into her space.


text:
Antone's Presents: Wild Bill's Highbilly Happy Hour!
Guns of Navarone, Wild Bill & the Lost Knobs, The Bluebird Specials, Chief White Lightning
Antone's - NEW LOCATION
2015 East Riverside
Bldg 4
Austin, TX, 78741
Doors 8:00 PM / Show 8:30 PM
Owing equally as much to Gram Parsons as The Replacements, Austin's Guns of Navarone sing about the high and lonesome, and do so with enough whiskey-soaked bravado to convince you that they don't spend too much time crying in their beers. There's a punk'd-up energy and honesty that essentially mixes country-grit with indie-rock grammar. Their songs are coated with the rich, southern voice of vocalist and chief songwriter Cory Reinisch, which is beautifully supported by the angular guitar leads of Seth Grueneberg, driving bass rhythms from Dustin Meyer, and the subtle drum backbeats of Richard Knox that make for foot-stomping Americana rock. This is the kind of songwriting that feels directly tied to Austin's influences, as much at home at Threadgill's as on Red River.
Wild Bill has been keeping Austin weird since 2005, playing and writing for a variety of some of the most interesting underground bands in town. He now plays rowdy accoustic outlaw-indy shows with a little help from his everchanging/always rotating band, the Lost Knobs. With a commanding stage presence, Wild Bill keeps the crowd on their toes with an open-ended set that can go from cosmic country straight over to a full-on dance party from out of nowhere. Representing his roots of folk, country, and punk, Wild Bill adds humor and hip hop beats that make his music standout in a city known for unique individualism.
The Bluebird Specials
We're just two Missourians and a Pacific Northwesterner who met in a cat house in Big Sky Country. After burning it down we high-tailed it to Austin, Texas where we traded in our garters for sweet harmonies and hawked our wedding rings for musical instruments. The Bluebird Specials!
Just some good ol' boys, never meaning no harm.
"The term "whiskey-soaked" gets thrown around a lot when talking about good ol' Texas country, but upon listening to Austin group Mayeux and Broussard, it's hard to deny them that title.
The group was formed in the summer of 2011 by frontmen Tate Mayeux (pronounced "My-You") and Brian Broussard. Joining the duo in their band are Taylor Englert on d
rums, bassist Misha Ben-David, and Matt Wiley on lap steel, mandolin and banjo. The band has racked up some solid live performances at clubs like the venerable Hole in The Wall, the San Marcos stand-by Cheatham Street Warehouse and up-and-coming Austin honky-tonk The White Horse. They even had an opening slot at the late Leslie Cochran's 60th Birthday Bash at Threadgill's.
The band doesn't have an official record out yet, but they're working on a debut that's set to release sometime this (fall)."


text:
LEGOLAND® Germany (Leisure park)
LEGOLAND® Germany in the Bavarian town of Günzburg is a colourful world full of action, fun and adventure. Eight exciting themed adventure worlds offer some 50 or more attractions, shows and models made of over 50 million LEGO® bricks for you to enjoy. Slip on your hero's mantle and venture through Jungle X-pedition in a canoe, ride on the back of a fire-breathing dragon or explore the underwater world of LEGOLAND ATLANTIS by SEA LIFE. Heroes of all ages can fulfil a dream and become a pirate, a knight or a racing driver.
High-speed rides ensure endless fun and action. Take a wild canoe ride over a 12 meter waterfall in the Jungle X-Pedition, for example, or embark on an exciting roller coaster journey through the LEGO world of the Middle Ages. The BIONICLE™ Power Builder is simply spectacular. Two passengers sit together in a giant robot arm, having first selected and programmed the rotational and swivel motions for themselves on a computer.
Attractions that require active participation include the Kids Power Tower, where visitors can pull themselves up the tower by their own strength, and the Pedal-A-Car, an overhead railway where the faster you pedal, the faster you go! Creativity is called for in the Build & Test Centre, where visitors construct their own buildings and racing cars. If you have ever dreamt of being a ship's captain, then the Harbour Cruise is just the place to be - here, every visitor gets to steer his own boat.
Faithful replicas of buildings, animals and figures made from over 50 million LEGO® bricks leave all visitors amazed. LEGO MINILAND, a world in miniature, in which famous buildings and cityscapes, such as Berlin, Venice and Neuschwanstein Castle, have been painstakingly recreated, is surrounded by six theme areas with roller coasters, live shows, shops and restaurants. Even the youngest LEGO fans will have a great time in the exciting playgrounds and junior rides.
If you wish to combine your trip to LEGOLAND® Deutschland with an overnight stay, why not see what LEGOLAND Tours have to offer? Contact LEGOLAND Tours at www.legolandtours.de
Opening times, news, events and more can be found at www.legoland.de!
LEGOLAND® Deutschland Freizeitpark GmbHLEGOLAND Allee, 89312 Günzburg
Telephone: +49 (0)1806 70075701*
Fax: +49 (0)1806 545801*
LEGOLAND Allee, 89312 Günzburg
Route planner:
Plan your route by car
Door to door:
Plan your journey by public transport
powered by Deutsche Bahn AG


text:
PHILADELPHIA - Brett Myers tossed seven gritty innings, Jimmy Rollins had three hits and two RBIs, and the Philadelphia Phillies completed their first four-game sweep of the Los Angeles Dodgers in 23 years with a 5-0 win Monday night.
Philadelphia remained a half-game behind the NL East-leading New York Mets with its eighth victory in 10 games since losing four straight at Dodger Stadium. The Mets visit today for a two-game set.
It was the Phillies' first four-game sweep over the Dodgers since Aug. 29 to Sept. 1, 1985, at Los Angeles. Philadelphia had never swept the Dodgers in a four-game series at home.
Los Angeles began the day three games behind first-place Arizona in the NL West.
Coming off his first shutout in four years, Myers (7-10) ran his scoreless innings streak to 16. He allowed nine hits, struck out eight and walked three.
J.C. Romero worked the eighth and Clay Condrey finished the 13-hitter. Only two teams have had more hits without scoring a run in a nine-inning game: The New York Giants got 14 hits in a 7-0 loss to the Chicago Cubs on Sept. 14, 1913, and the Cleveland Indians had 14 hits in a 9-0 loss to the Washington Senators on July 10, 1928.
Dodgers starter Chad Billingsley (12-10) gave up three runs and seven hits in six innings.
Myers pitched out of jams all night. The toughest came in the seventh when the Dodgers loaded the bases with one out. But the right-hander fanned Jeff Kent and retired Manny Ramirez on a liner to deep right to preserve a 3-0 lead.
Myers has been outstanding following a trip to the minors. The Phillies demoted their opening-day starter on July 1 after he went 3-9 with a 5.84 ERA in his first 17 starts. Since returning, Myers is 4-1 with a 1.66 ERA in seven starts.
Rollins snapped out of a long slump by going 3-for-3.
© 2017. All Rights Reserved. | Contact Us


text:
Horizons chords by Puscifer, added: October 25th, 2011
Profile History
+ --------------------------------------------------------------------- +
| Ultimate Guitar Tabs Archive - your #1 source for tabs! |
| http://www.ultimate-guitar.com/ |
| |
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These are the chords used. During the electric solo sounding part start on an E and
travel around the key of Bm in whatever melody you like and it will fit. Previous tab had Bb
and Gm7 when it is actually Bm and Gmaj7.
Bm Bm/A
Dust devil swept you away. Still not real.
Ash, urn, and silence.
Gmaj7 Em
Talk to me.
Dust devil swept you away.
Bm Bm/A Gmaj7 Em
My recollections are all that's left of you.
Gmaj7 F#
Swirl and sway without me
Bm Bm/A
Dust devil swept you away.
Gmaj7 F#
Whirling playful dancing about you.
Bm Bm/A
What's left of you is
Gmaj7 F#
Ash and urn and this silent horizon.


text:
1. Each Member State shall send procedural documents intended
for persons who are in the territory of another Member State to
them directly by post. ( . . . )
2. Procedural documents may be sent via the competent authorities
of the requested Member State if:
- the requesting Member State requires proof other
than proof that can be obtained by post of the service of the
document on the addressee, or
- a previous recourse to despatch by post has proved
ineffective, or
- if the requesting Member State has justified reasons
for considering that dispatch by post will be ineffective or is
3. Where there is reason to believe that the addressee does
not understand the language in which the document is drafted,
the document - or at least the important passages thereof - must
be translated into (one of) the language(s) of the Member State
in the territory of which the addressee is staying. If the authority
by which the procedural document was issued knows that the addressee
understands only some other language, the document - or at least
the important passages thereof - must be translated into that
other language.
4. All procedural documents shall be accompanied by a report
stating that the addressee may obtain information from the authority
by which the document was issued or from other authorities in
that Member State regarding its rights and obligations concerning
the document. Paragraph 3 shall also apply to that report.
5. Articles 8, 9 and 12 of the European Mutual Assistance
Convention and Articles 32 and 35 of the Benelux Treaty shall
apply as regards documents sent by post.
1. If it is desirable for a person in one Member State to
be heard as a witness or expert by the judicial authorities of
another Member State but it is not desirable or possible for the
person concerned to appear in that Member State in person, the
hearing may take place by video conference, as provided for in
paragraphs 2 to 9, or by telephone, as provided for in paragraph
2. ( . . . )
3. The requested Member State shall agree to the hearing
by video conference provided that the use of the video conference
is not in conflict with its own laws and on condition that it
has the technical means to permit the hearing. If the requested
Member State has no access to the technical means for video conferencing,
such means may be made available to it by the requesting Member
State by agreement between them.
4. Applications for a hearing by video conference shall contain,
in addition to the data referred to in Article 14 of the European
Mutual Assistance Convention and Article 37 of the Benelux Treaty,
the name of the authority and of the persons who will be conducting
the hearing.
5. The judicial authority of the requested Member State shall
summon the person concerned to appear in accordance with the forms
prescribed by its legislation.
6. With reference to hearing by video conference, the following
rules shall apply;
7. On conclusion of the hearing, the judicial authority of
the requested Member State shall draw up minutes indicating the
date and place of the hearing, the identity of the person heard,
the identities and functions of all other persons present: at
the hearing, any oaths taken and the technical conditions under
which the hearing took place. The document shall be forwarded
by the competent authority of the requested Member State to the
competent authority of the requesting Member State.
8. Expenditure arising from the video conference shall be
charged to the requesting Member State unless the Member States
concerned decide otherwise by mutual agreement. In special cases
or in the event of urgency, the requesting Member State may ask
the requested Member State to advance the amount necessary.
9. Each Member State shall take the necessary steps to ensure
that intentional false statements made in their territory by persons
whether placed under oath or pledge or not in the context of this
Article's application are punishable in the same way as similar
false statements made in the context of a national judicial procedure.
10. The judicial authorities of a Member State wishing to
hear by telephone a person who is in the territory of another
Member State may take that evidence subject to any statements
made by the Member States in accordance with the following subparagraph.
Each Member State may declare when giving the notification
provided for in Article 18(2) that it does not intend to accept
that a Member State may have recourse on its territory to a hearing
by telephone. It may also declare that it accepts such recourse
only under certain conditions, which may inter alia include the
need for the consent of the person to be heard and observance
of all or some of the rules set out in paragraph 6.
1. Where there is agreement between the competent authorities
of the Member States concerned, a Member State which has requested
an investigation for which the presence of a person held in custody
on its own territory is required may temporarily transfer that
person to the territory of the Member State in which the investigation
is to take place.
2. The agreement shall cover the arrangements for the temporary
transfer of the person and the date by which he must be returned
to the territory of the requesting Member State.
3. Where consent to the transfer is required from the person
concerned, a statement of consent or a copy thereof shall be provided
promptly to the requested State.
4. The period of custody in the territory of the requested
Member State shall be deducted from the period of detention which
the person concerned is or will be obliged to undergo in the territory
of the requesting Member State.
5. Articles 11(2) and (3), 12 and 20 of the European Mutual
Assistance Convention and Articles 33, 35 and 46 of the Benelux
Treaty shall apply.
6. Each Member State may declare when giving the notification
provided for in Article 18(2) that, before reaching an agreement
under paragraph 1, the consent referred to in paragraph 3 will
be required or will be required under certain conditions indicated
in the declaration.
1. The competent authorities of the Member States may, within
the limits of their national law and without a request to that
effect, exchange information relating to criminal offences or
infringements of regulations, as referred to in Article 2(1),
the punishment or handling of which falls within the competence
of the receiving authority at the time the information is provided.
2. The providing authority may, pursuant to its national
law, impose conditions on the use of such informatin by the receiving
3. The receiving authority shall be bound by those conditions.
1. Requests for mutual assistance and the communications
referred to in Article 14 shall be made directly between judicial
authorities with territorial competence for their service and
execution, and returned through the same channels unless otherwise
specified in this Article.
Any charge brought by a Member State for proceedings before
the courts of another Member State within the meaning of Article
21 of the European Mutual Assistance Convention and Article 42
of the Benelux Treaty may be the subject of direct communications
between the competent judicial authorities.
2. Paragraph 1 shall not prejudice the possibility of requests
being sent or returned in specific cases:
- between a central authority of a Member State and
a central authority of another Member State; or
- between a judicial authority of one Member State
and a central authority of another Member State.
3. A Member State may declare, in a statement to be sent
to the depositary of this Convention, that its judicial authorities
do not, or do not in general, have authority to execute direct
requests and that requests and information must therefore be sent
via the central authority or authorities of the Member State to
the extent indicated in the statement. The Member State may at
any time amend its statement by means of a communication to be
made to the depositary and any such amendment shall be for the
purpose of giving greater effect to paragraph 1.
4. Any request as referred to in paragraph 1 may, for the
sake of speed, be made via the International Criminal Police Organisation
(Interpol) or any other body competent under provisions introduced
pursuant to the Treaty on European Union.
5. Subject to statements made in accordance with paragraph
3, paragraph 1 shall apply to requests for controlled deliveries,
as referred to in Article 10. Where the competent authority is
a judicial authority in one Member State and a police or customs
authority in the other, requests shall be made and answered directly
between those authorities.
6. ( . . . )
7. The following requests or communications shall be made
through the central authorities of the Member States:
1. At the request of the requesting Member State, the requested
Member State may authorize officers of the requesting Member State
operating under cover of a false identity (covert investigators)
to operate in the territory of the requested Member State. The
requesting member State shall make the request only where it would
be completely impossible or extremely difficult to elucidate the
facts without recourse to the proposed investigative measures.
The officers in question shall in the course of their activities
be authorised only to collect information and to make contact
with suspects or other persons associated with them.
2. Covert investigations in the requested Member State shall
have a limited duration. The preparation and supervision of the
investigations shall take place in close cooperation between the
relevant authorities of the requested and requesting Member States.
3. The conditions under which a covert investigation is allowed,
as well as the conditions under which it is carried out, shall
be determined by the competent authority of the rquested Member
State in accordance with its national law. If, in the course of
a covert investigation, information is acquired in relation to
an infringement other than that covered by the original request,
then the conditions concerning the use to which such information
may be put shall also be determined by the competent authority
of the requested Member State in accordance with its national
4. The requested Member State shall provide the necessary
manpower and technical support. It shall take all measures necessary
to protect the officers referred to in paragraph 1, while they
are active in the requested Member State.
5. When depositing its instruments of adoption of this Convention,
a Member State may declare that it is not bound by Article 15a
or part thereof. Such declaration may be withdrawn at any time.
1. When giving the notification referred to in Article 18(2),
each Member State shall make a statement naming:
2. Statements made in accordance with paragraph 1 may be
amended in whole or in part at any time by the same procedure.
Reservations against this Convention are not permitted, with
the exception of that referred to in Article 15(3).
1. This Convention shall be subject to adoption by the Member
States in accordance with their respective constitutional requirements.
2. Member States shall notify the Secretary-General of the
Council of the European Union of the completion of the constitutional
procedures for the adoption of this Convention.
3. This Convention shall enter into force ninety days after
the notification referred to in paragraph 2 by the State, Member
of the European Union at the time of adoption by the Council of
the Act drawing up this Convention, which is last to complete
that formality.
4. Until this Convention enters into force, any Member State
may, when giving the notification referred to in paragraph 2 or
at any other time, declare that as far as it is concerned this
Convention shall apply to its relations with Member States which
have made the same declaration. Such declarations shall take effect
ninety days after the date of deposit thereof.
5. This Convention shall apply only to requests submitted
after the date on which it enters into force or is applied as
between the requested Member State and the requesting Member State.
1. This Convention shall be open to accession by any State
which becomes a member of the European Union.
2. The text of this Convention in the language of the acceding
State, drawn up by the Council of the European Union, shall be
3. The instruments of accession shall be deposited with the
4. This Convention shall enter into force with respect to
any State which accedes to it ninety days after the deposit of
its instrument of accession or on the date of entry into force
of this Convention if it has not already entered into force at
the time of expiry of the said period of ninety days.
5. Where this Convention is not yet in force at the time
of the deposit of their instrument of accession, Article 18(4)
shall apply to acceding Member States.
1. The Secretary-General of the Council of the European Union
shall act as depositary of this Convention.
2. The depositary shall publish in the Official Journal of
the European Communities information on the progress of adoptions
and accessions, statements and reservations and also any other
notification concerning this Convention.
Done at
. on
in a single original in the Danish, Dutch, English, Finnish, French,
German, Greek, Irish, Italian, Portuguese, Spanish and Swedish
languages, all texts being equally authentic, such original being
deposited in the archives of the General Secretariat of the Council
of the European Union.


text:
Historic Camden
Penobscot Marine Museum has a collection of historic photos by Carroll Thayer Berry, a woodcut artist and one of the founders of Center for Maine Contemporary Art.
Those who have further information about the photo should comment online at knox.villagesoup.com, email email@example.com or write Camden Herald, 113 Washington St., Camden ME, 04843.
Readers are invited to submit mystery photos of their own as well, either in person at the Camden Herald office or via email.
Some good info from Maine Windjammer Cruises and another picture of Mabel:
Capt. Swift, chartered the Mabel, a strongly built 54-foot schooner that had been in service since she was built and launched at Milbridge in 1881. The first year Capt. William Shepard of Deer Isle, agreed to go as her captain and his wife as cook. Mabel was quite sound between wind and water, but her tall wheelhouse had to be replaced with a new cabin and the old engine removed. 37 net tons, for many years, hailed from Machias. In her last years as a coaster, was owned by Branscom at Northeast Harbor and skippered by Capt. Freeman Closson of Ellsworth. She sunk off Seguin when under new ownership.


text:
BFing DD- options for lump in breast?(4 Posts)
fertilityFTW Wed 17-Jul-13 09:53:13
AnythingNotEverything Wed 17-Jul-13 09:58:14
Lonelybunny Wed 17-Jul-13 10:24:10
McBaby Wed 17-Jul-13 10:33:40
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text:
More buzz on Doug Marrone leaving Syracuse for Buffalo
Mon, 07 Jan 2013 19:46:02 GMT —
As Doug Marrone was officially introduced as the Buffalo Bills new head coach on Monday, there was so much for Orange fans and Bills fans in Central New York to soak in.
Syracuse University Director of Athletics Dr. Daryl Gross was out of town on Monday, but said in a statement, "Doug has restored Syracuse football to its rightful place and we are appreciative of the foundation he has laid on and off the field for the future success of the program. We wish him the absolute best in his opportunity in the NFL."
Last week SU head basketball coach Jim Boeheim joked that he had tried to convince Doug Marrone to stay by telling him that Syracuse is a better place to be than anywhere else, even Hawaii. On Sunday, after SU Basketball's win over USF, when news had already surfaced about Marrone heading to Buffalo, Boeheim spoke of how big a loss it was to Syracuse.
"It's sad where we are, but you can't fault a football coach or a basketball coach who sees an opportunity that he feels is good for him. If he loses two years in a row, he's going to be fired," Boeheim said. "We know that. So how can you be loyal, what's loyalty, when they're going to fire you if you don't win. I don't fault coaches for looking and seeing if there's a situation that is better for them."
Sean Keeley of the SBNation website "Troy Nunes is an Absolute Magician" has compiled what others close to the SU football team are saying about Marrone heading to Buffalo.
Gregg Rosenthal from NFL.com listed the most intriguing things he learned about Doug Marrone's plan as head coach of the Bills, first and foremost that a newly established analytics department will be an integral part of the team.
"We've used quite a bit of it in when we were in New Orleans when we were there," said Marrone, "We want to be innovative," Marrone said. "We want to use that to be in the cutting edge and push us forward. So again, it's part of what we do. It's part of our planning; it's part of our process."
New Orleans Saints head coach Sean Payton, someone Marrone worked for as offensive coordinator/offensive line from 2006-2008, says he was happy to give Marrone advice throughout his interview process with Buffalo, and told NOLA.com that he's a great choice.
Payton called Marrone "a great leader" and "a great teacher." "I think he's certainly someone the players will respond to, and I think he's ready."


text:
British Columbians were asked to take a risk. In the end, they could not. B.C.'s Liberal party defied prognosticators and pundits Tuesday to win a fourth consecutive election, in an upset that will confound so-called experts for months.
A confident New Democratic Party led by Adrian Dix thought it had this one in the bag. But when the incumbent Liberals gained momentum last week, raising among voters some sober second thoughts, Tuesday's ballot outcome was suddenly in question.
A Forum Research Inc. poll for the National Post came closest to predicting the final result; it found that 43% of survey respondents said they would vote for the NDP, while 41% would vote for the Liberals. Forum also predicted a slim B.C. Liberal majority.
[np_bc_election_2013 widget="leaders" /]
The B.C. Liberals have slammed shut a longstanding credibility gap. Voters overcame — or put aside — their skepticism about party leader Christy Clark, who ran a smart, tightly focused campaign over the past four weeks. A centre-right coalition that for more than a decade was a comfortable fit in this resource-rich province proved resilient, and it was proven right. The economy counts. It means a lot. Image, personal popularity, even integrity, perhaps, not so much.
Polls closed at 8 o'clock Tuesday night. Results trickled in: Liberal incumbents — one after the other — were holding their own. So were NDP veterans, but there weren't enough of them to make a difference. By 9:30, it was over. The Liberals had cruised to another majority government. Astonishing. The last big question to be answered was whether Ms. Clark would hang onto her own seat in Vancouver-Point Grey. An hour later, she remained in a too-close-to-call race with her NDP challenger David Eby. That outcome was still uncertain as Ms. Clark gave her party's victory speech in front of cheering supporters.
"That was easy," she quipped.
Vancouver-Point Grey ballots were counted until shortly after one o'clock Wednesday morning. Ms. Clark had indeed fallen short. It was practically the only sour note for the Liberal leader, but a notable one at that. She will likely ask one of her Vancouver-area MLAs to step aside so that she may contest in a byelection and return to the legislature.
Tuesday's province-wide result was a judgment on leadership, and on two different visions for B.C.'s future. Roll the dice, or play it safe. Voters were presented, day in, day out of the campaign with a calm, collected Mr. Dix. He promised to lead with pragmatism. But the majority didn't buy it; exercising caution in government would be a B.C. NDP first.
Ms. Clark exploited that. She ran a near-perfect campaign, free of error and aggressive. It was negative in tone, but it worked.
Under her predecessor, Gordon Campbell, the Liberals were given second and third chances. Mr. Campbell left office with storm clouds overhead; Ms. Clark swept in two years ago with a smile, and was almost immediately dismissed as a lightweight. She is now a political legend, a true "comeback kid."
There's a reason NDP governments are rare in B.C. Mr. Dix was denied the opportunity to become his party's fourth leader to win a general election. The others — Dave Barrett, Mike Harcourt and Glen Clark — were ruined by intrusive agendas and scandal. Mr. Dix was peripherally but undeniably involved in the last. The Liberals reminded voters of that and it had to have hurt.
None of the NDP premiers ever served more than one term. Since the 1970s, the pattern in B.C. has been one term in office for the left, followed by consecutive, long periods of centre-right government. But none as long as this. Twelve years, now counting to 16.
Ms. Clark was also challenged on her right flank before and during the election cycle. It turns out that British Columbians had only flirted with a provincial Conservative party that emerged two years ago, under former Tory MP John Cummins, and which appealed to an older, white demographic. They returned to their base Tuesday.
While she lost some bench strength through attrition–former finance and transportation minister Kevin Falcon decided not to run again, as did education minister George Abbott and HST architect Colin Hansen–building a new cabinet will be not be that great a challenge for Ms. Clark. This is in stark contrast to what might have been under a Dix-led government. He had only former party leader Carole James and a few others with strong experience in Victoria; his bench strength fell sharply after that.
Mr. Dix won his east Vancouver riding handily on Tuesday. But voters across B.C. rejected his ideas. As his first order of business, Mr. Dix would have torn up a contract that the province signed three years ago with the federal government. The environmental assessment equivalency agreement essentially binds the province to findings expected this fall from a federal joint review panel; it's examining the controversial Northern Gateway oil pipeline proposal from Calgary-based Enbridge Inc.
Terminating the agreement might not have stopped the Northern Gateway project from proceeding. Public opposition will eventually see to its demise, it seems almost certain. That is the way such an issue should play out. The NDP is hostile to all new oil pipeline projects, including the proposed expansion of an existing pipeline from Alberta. The Kinder Morgan project, if it goes through, will result in a 10-fold increase in oil tanker traffic in and around Vancouver. Is there a corresponding increase to the risk of a catastrophic oil spill? None has been established. But an NDP in government would have done whatever it could to stop that one, as well.
Mr. Dix would have repealed B.C.'s balanced budget legislation, because, he says, it's been ignored to the point of irrelevance. Voters have rejected that, and they turned down his proposed spending increases of at least $2-billion. They also denied an NDP government from making higher tax increases than proposed by the Liberals.
Ms. Clark and her government will re-table the "balanced" budget they presented in the B.C. legislature in Februrary. It forecasts three consecutive years of surpluses, based on some very optimistic projections and the one-time sale of government assets.
The Liberals will be hard-pressed to deliver on their budget forecasts. Ms. Clark must sharpen some of her skills, and avoid hyperbole, to which she is prone. But she and her party must be given full marks for what they accomplished on Tuesday. It was an historic result. B.C. will feel much the same Wednesday as it did last week, and that's fine, given what might have been: Uncertainty, and four years of doubt.
National Post
• Email: email@example.com | Twitter: hutchwriter


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Interestingly, it is much easier to push negative information onto your credit report than positive. If you default on a private loan, the lender can sue you in court and the judgement will be dinging your credit in no time. However, if you're true to your commitment, it will be difficult to get the "credit" for it.
Mortgage payments and the related history only appear on your credit if the loan is serviced by a lender who reports to the credit reporting agencies. There are very strict processes for reporting and financial costs are involved, which make it unrealistic for an individual lender to report.
There companies that provide this service to individual lenders by collecting the taxes, insurance, issuing 1098 statements and reporting to credit reporting agencies. One I am aware of is called CircleLending. Be aware that these services don't come free and can cost $40-$50 on an annual basis over the course of the loan. If you have a 30 year loan, this could cost you $1500.
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BlackBerry said Friday that it lost $965 million in the past quarter, confirming preliminary figures showing a rapidly eroding picture for the Canadian smartphone maker. The company, which had given an estimate for its second fiscal quarter results last week, acknowledged the figures were weak, but said it hopes for a turnaround with a planned $4.7 billion buyout, which would take the firm private. \"We are very disappointed with our operational and financial results this quarter and have announced a series of major changes to address the competitive hardware environment and our cost structure,\" said Thorsten Heins, president and chief executive. He added that the company is putting in place \"the necessary changes to create the best business model\" for its ailing product. \"We understand how some of the activities we are going through create uncertainty, but we remain a financially strong company with $2.6 billion in cash and no debt,\" Heins said. \"We are focused on our targeted markets, and are committed to completing our transition quickly in order to establish a more focused and efficient company.\" Revenue for quarter ending August 31 was $1.6 billion, down 49 percent from $3.1 billion in the previous quarter and down 45 percent from $2.9 billion in the same quarter of fiscal 2013. The company said it shipped some 5.9 million smartphones in the quarter, which is less than what Apple sold in the past weekend in the global launch of its new iPhones. BlackBerry has said it will cut its global workforce by some 40 percent or 4,500 staff as it seeks to restructure the company. Colin Gillis at the research firm BCG said the results were \"startling weak \" and may signal the end for BlackBerry. \"While we applaud the decision to focus on retooling the company into a niche enterprise-focused business, it seems years too late,\" he said in a note to clients. \"Just as the consumer business has crumbled, the enterprise business is also in decay in our opinion. Given the negative news flow from the company, enterprise customers are likely to shy away from committing to a struggling platform.\" BlackBerry was just a few years ago a leader in smartphones, but has rapidly lost ground to Apple and other manufacturers, mainly using the Google Android operating system. BlackBerry announced this week that it signed a letter of intent with a group led by Fairfax Financial Holdings Limited, which has offered to acquire the company. Fairfax, a Canadian firm headed by billionaire Prem Watsa, is already BlackBerry\'s largest shareholder with approximately 10 percent of its shares. Watsa resigned from BlackBerry\'s board in August when it announced a search for a suitor. Under the proposed BlackBerry-Fairfax deal the consortium would offer $9 for each outstanding share, and Fairfax would contribute its own shares in the transaction. A firm deal, once due diligence is completed, is expected by November 4. It also hinges on the consortium obtaining financing. However there are growing doubts about Fairfax\'s ability to raise the funds. The stock traded up slightly at $8.05 at midday, well below the buyout offer. Critics point out that there has been no mention of who is part of the consortium. So far only the Ontario Teachers Pension Fund is reportedly seriously considering joining the group. Watsa, in a series of interviews tried to reassure that the bid is sincere, and said Fairfax has no intention of breaking up BlackBerry and selling off its parts afterward. He was not immediately available to speak with AFP. BlackBerry still has some 70 million subscribers worldwide, but most of these are using older handsets, with the newer devices on the BlackBerry 10 platform failing to gain traction. According to research firm IDC, BlackBerry\'s global market share was just 2.9 percent in the second quarter, the lowest since the firm began tracking. Because BlackBerry has some $2.6 billion cash on hand, the Fairfax offer is worth around $2 billion for the value of the enterprise, analysts point out. While BlackBerry\'s newest smartphones have not sold well, analysts say its software and services are strong, especially for device management for companies with a need for robust security. Portfolio manager Carl Simard of Medici said Fairfax will certainly resell Blackberry if it gains control of the company, and likely has a buyer already in mind, possibly Samsung. He notes that Samsung is the only major smartphone maker that does not own its operating system. But a direct bid from Samsung for BlackBerry would have triggered a bidding war. \"There\'s a bluff in all of this,\" he said. As a standalone company he said BlackBerry is finished: \"In the technology sector, it\'s like a snowball rolling down a mountain, the decline is assured.\"
GMT 23:11 2017 Friday ,17 NovemberIMF sees stronger growth in Myanmar, but Rohingya crisis may hurt investment
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$42 Million Fee – Inherently Unreasonable? That Depends, But Here, It Was
Over at Legal Blog Watch, I've posted my view on the $42 million fee collected by a law firm in a multi-million dollar estate matter. Basically, the lawyers originally had a fee agreement with the client; when she found her legal fees mounting (to the tune of $1 million per quarter), she asked her lawyers what they could do. The proposal? The client would pay an additional $1.2 million after which the lawyers would take 40 percent of the total proceeds recovered in the matter. At the time the fee agreement was renegotiated, the lawyers had already collected $18 million (not clear how much related to this precise matter) and there was a $60 million offer on the table. Five months later, the lawyers settled the case for $100 million and with their 40 percent, the client took…$60 million, the same amount she'd been offered earlier.
There are more details in my other post, particularly about some of the facts that make this case particularly egregious. The court didn't approve the fee, just said it wasn't inherently unconscionable and set the case for trial. And if you're wondering what I'd consider fair in this case, let's just say that had the lawyers' renegotiated fee agreement allowed them 40 percent of the difference between $60 million and the amount eventually recovered, I'd not be writing this post.
There's one more important issue here. Some believe that when lawyers negotiate a fee agreement with a potential client, they have not ethical or fiduciary duty to ensure that the agreement is fair, beyond the bare minimum that ethics rules require. Fair enough. But that argument doesn't apply here. When theses lawyers renegotiated the fee, they already represented the client; and they had a duty to look out for her best interest and ensure that the new fee agreement was fair. These lawyers certainly looked out for someone; let's just say that it wasn't their client.


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Yesterday Douglas Rushkoff (the author of Program or Be Programmed and one of our eBook Summit speakers) explored Softskull Press' upcoming Deep Focus series for BoingBoing. The collection matches a great writer with a great cult film, beginning with Jonathan Lethem writing about John Carpenter's They Live and Chris Sorrentino writing about Death Wish.
Here's an excerpt: "These are fun little books – little, meaning a hundred or so pages and in a tiny fits-in-your-back-pocket format suitable for reading anywhere at anytime. And they justify all the nights spent watching reruns of these films, never sure if we were allowed to like them as much as we do – even after we see through to their obvious faults. This book series considers such films "deliberate" B-movies. I read Lethem's time-coded analysis of They Live on an airplane while I watched the film on my phone, for the perfect DIY mini-Criterion experience. Lethem is one of my favorite writers anyway, but experiencing him wax on about Nada and the ghouls was perhaps the highlight of my summer reading."
As we noted last week, Counterpoint will shutter its New York offices and cut editorial director Denise Oswald and associate editor Anne Horowitz– causing many to worry about the future of this indie press.


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Grateful Dead
I write. I teach writing. But mostly I mom. I like momming. I get fired and rehired. The days are long. The pay is great. Dandelions any time I want them.
I moved to High Point NC after realizing that not much was going on for me in Staunton VA. Started hanging sprinkler pipe (fire protection) and 6yrs later I started in design. Never thought I would get to spend all day listening to great music.
I am a homeless outreach worker in Boston. I enjoy what I do, and it keeps me busy. I help folks with housing, keeping housing, income ect. As well as reaching out to the homeless on the streets of Boston. It doesnt seem like work most of the time, it seems more like being a head with resources.
"peace is ONLY idealistic to those who believe it to be so"
Peace, Love and Hugs,
I started out wanting and trying to be some kind of an artist. I went to college in the late sixties and...then.. I seem to have misplaced about ten years of my life. I've looked everywhere, even behind the fridge, but still can't find them. I did alot of off beat odd jobs to stay afloat while not trying to get a real job, not knowing, of course that they were real jobs. Reality was never my strong suit. In 1987, I went back to school at UCLA and became a paralegal and I now work in a law office in LA where I act like a paralegal. So far, they seem to beleive me.
Naw man, its a family owned little pasta resteraunt. Good food tho, The guys name is jimmy and I think he has a drug problem. He kinda goes off for no apparent reason. But for now its a job, if things don't work out there, expect me on tour from May 1st - ???
I currently make all natural Dog Treats. Its hard to call it work when you "Standing on the moon"
nine mile skid on a ten mile ride
hey bro is that in massachusettes..there is a realy good small chain here called jimmys...just wondering
Needles to say I work in a resteraunt. Making pasta sheets, then running the sheets through again to cut angel hair, linguiny and fettachini. then cookin it as well as other dishes, chicken parm, veal marsala, 10 oz. strip steaks and so fourth. BUT, the bartender trade beers for food and were entitles to 1 free shift drink, witch usually turns int 3 or 4. All in all its pretty groovy.The name of its called Jimmys and its an italion resteraunt. Think im gonna make a tye-dye shirt with the slogan on it that says"Put some Jimmys in your mouth" or maybe not, might get fired......
Worked almost 20 years as Registered Nurse becoming a victim of burnout I left the medical field went back to college in 2003. I was jazzed about trying an alternative career for a woman and started in land surveying. I needed a language course took sign language changed my major and decided I am a skilled helper and caregiver. I graduated in 2007 with a degree in Social Work. Currently I work with older folks with dementia, cognitively and developmentally disabled adults during the day and victims of domestic violence and sexual assault as my second job. Keeps me busy while I am waiting to attend a show and helps support my GD and music habit. Peace and love to all.


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Stewart Milne's offsite construction hub targets skills threat to UK housing
Stewart Milne Timber Systems has joined forces with two Edinburgh universities and industry partners CCG Construction Group to develop an offsite construction training centre at its Oxfordshire facility.
Working alongside Napier and Heriot-Watt Universities, the Witney-based hub aims to develop industry-focused and interactive training to create a skilled offsite construction workforce.
The centre of excellence will go some way to addressing the UK's 'triple threat' to building new homes – shortages of materials, skills and quality new housing.
The hub includes a product gallery, conference centre, and learning centre which gives visitors the chance to visualise the construction process end-to-end, view training videos, interact with the latest technology and take part in simulations. It also includes a "training rig" to allow hands-on experience of the real-life process of construction.
The project is part of a wider national initiative, run by the UK Commission for Employment & Skills, which is looking at innovative ways to tackle the skills shortage in offsite construction.
Stewart Dalgarno, director of product development at Stewart Milne Group said: "The UK's shortage of housing is well-documented, but solving a challenging problem is made even harder by a persistent and chronic lack of skilled labour. Currently there are not enough people to build the UK's shortfall of homes.
"Realigning the industry around offsite construction with timber systems means the UK will be less constrained and less dependent on current trades skills.
"The project is the beginning of an answer to this triple threat to the country's housing ambitions, and having experts from industry and academia working together means we are in a strong position to deliver something meaningful for the good of the whole industry and the UK housing market."
Dr Robert Hairstans, head of the centre for offsite construction and innovative structures at Napier University, said: "Offsite systems are more technically advanced due to the inherent quality assurance process of a factory environment and adoption of lean production principles.
"Bringing these advanced systems together on-site requires a new skill level. Stewart Milne Timber Systems' investment in the process of upskilling is admirable, and the new centre of excellence being launched is a showcase of what can be achieved through collaboration."
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BEIJING, March 19 (UPI) -- China's new President Xi Jinping picked Russia as his first foreign visit destination, pointing to the importance of bilateral ties, a Chinese official said.
Xi, elected president last week by the country's Parliament, has become China's top leader with additional titles of general secretary of the Chinese Communist Party and head of the party's powerful Central Military Commission.
The new leader's three-day Russia visit, starting Friday, will promote both countries' pragmatic cooperation in energy, trade and people-to-people exchanges, which have shown great potential since Russia joined the World Trade Organization last year and began investing heavily in its Far East region, China Daily reported Tuesday.
Both sides are determined to deepen their strategic partnership amid the increasingly complicated international situation, China's Vice Minister of Foreign Affairs Cheng Guoping told China Daily.
The report said Xi's Russia trip comes at a time of increased tension on the Korean Peninsula and in Syria, and against the backdrop of Washington's "pivot to Asia" strategy.
Cheng, however, denied closer ties would lead to an alliance, saying China and Russia want to target any third party.
He said development of Russia's sparsely populated but resource-rich Far East region would be key for the revival of the world's largest country by area, while cooperation with Asia, especially China, is an important part of it.
The two countries plan to increase bilateral trade, which totaled $88 billion last year, to $200 billion in 2020.
Russia's RIA Novosti reported Xi's meeting with Russian leaders also would focus on "fulfilling major energy projects." The two sides have been talking about a huge energy deal since 2009.
The deal calls for Russia's Gazprom to provide up to 68 billion cubic meters of gas to China annually for 30 years. However, price issues are yet to be settled.
Cheng told China Daily both countries are keen to conclude a deal as it would be mutually beneficial in terms of Russia becoming a stable energy supplier and China a reliable market.
Choosing Russia as Xi's first destination shows continuity and stability for the China-Russia relationship, which means strategic cooperation between China and Russia will be improved, Alexander Lomanov from the Institute of Far Eastern Studies at the Russian Academy of Sciences was quoted as saying.


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An Evening with THE X BROTHERS featuring Joe Bouchard of Blue Oyster Cult with special guests Sway
Monday, Jun 03, 2013 9:00 PM EDT
(8:00 PM Doors)
Sullivan Hall, New York, NY
18 years and over
Purchase Tickets
Additional Information
Join Us On JUNE 3, 2013 at SULLIVAN HALL For An Evening with THE X BROTHERS Featuring Joe Bouchard (formerly of Blue Oyster Cult) with special guests SWAY!
There will also be Special Appearances by OLYMPIC ATHLETES, Stay Tuned!
Doors open at 8PM, Performance Starts at 9PM
Sullivan Hall located at 214 Sullivan St (Between Bleecker and West 3rd)
PURCHASE TICKETS by Clicking on "GET TICKETS" Above or click on this link: http://rockforrwanda.eventbrite.com/
Tickets in Advance - $50
Tickets at the Door- $75
$100 = Provides Education for 2 Children in our Let's Play Program!
MISSION: Using sport as a catalyst to promote gender equity in communities impacted by genocide.


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Lawrence Chong
Aussie Broker
Award winning Mortgage Broking
08 0267 4466
Find me on
Email meclick here
My Availability
- Monday:9am - 9pm
- Tuesday:9am - 9pm
- Wednesday:9am - 9pm
- Thursday:9am - 9pm
- Friday:9am - 9pm
- Saturday:9am - 5pm
- Sunday:1pm - 5pm
I'm available in
- WA-Perth Suburbs
About Me
My association with home loans started with the purchase of my first property in 1998, and I have maintained a keen interest in property since.
I hold a Bachelor of Engineering (Hons) from UWA, and have previously worked in the mining industry both in Australia and as an expatriate in Indonesia, Thailand and PNG. During this time, I have worked on project management which required detailed cost analysis involving many variables, strict budgets and tight timelines. I also have a Diploma in Finance & Mortgage Broking Management, and membership with the Mortgage & Finance Association of Australia (MFAA). I will leverage on these expertise and experience to help you achieve your property ownership aspirations.
I am fluent in Malay/Indonesian languages, besides some spoken Chinese.
Using Aussie's proprietary Toolbox software, let me show you how we analyse through hundreds of loan products from Aussie's panel of 21 lenders, to arrive at a specific loan product as defined by your requirements.
My business is built on referrals from past and existing clients, so you can be assured of integrity and professionalism in all our dealings. Get in touch with me today, and we'll start with a no-cost (to you) obligation free appointment.
Thousands of home loans. 21 lenders.
We'll find the right one for you.^
^ Not all lenders lend in every state or territory.


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Falcon Glen Apartments in Mesa, AZ
Set within a convenient neighborhood, Falcon Glen Apartment Homes is close to schools, dining, shopping, banks and both the 60 and 202 Freeways. Enjoy the amenities you deserve by relaxing at one of our beautiful pools, picnic areas, tot lot or take your pet to one of our private dog parks. Take a stroll amid the mature landscaping and park like setting of our community. Discover comfort and convenience with one of our spacious floorplans including our popular 2 bedroom Townhomes or our Casita style 1 or 2 bedroom, all are nicely appointed with full appliance package including washers and dryers. At Falcon Glen we pride ourselves on our exceptional customer service, quality community and friendly neighborhood.
Ask about our Great Summer Special!!
Look and lease today!
4225 E University Dr
Mesa, AZ 85205
(480) 830-8795
Click here to email us
Office Hours
M-F 8:30am to 6:00pm
Sat 9:00am to 6:00pm
Sun 10:00am to 5:00pm
Apartment Features
Community Features
Pets Welcome! No weight limit (2 per apartment) (Breed Restrictions Apply)
Accepts Credit Card Payments
More Features
Resident Referral Programs
Professional Management
Photo Tour of Falcon Glen Apartments
Falcon Glen Apartments in Mesa offers 1 - 2 Bedrooms apartments. Our floor plans are designed with your comfort and enjoyment in mind. Take an online Photo Tour of our Mesa, AZ luxury apartments for rent to see what life at Falcon Glen Apartments is all about.
Come and check it out
Mesa Apartments © Copyright 2017


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As per 06FEB13 GDS timetable and inventory display, JAL extends Boeing 787 replacement schedule until 28FEB13 inclusive. Latest operation changes as follows.
Tokyo Haneda – Beijing Boeing 767 operating
Tokyo Haneda – Singapore Boeing 767 operating
Tokyo Narita – Boston Service reduces from daily to 5 weekly (Day x67; Except 17FEB13; Reservation on 01MAR13 is closed)
Tokyo Narita – Helsinki Planned new route operated by Boeing 787 from 25FEB13, is postponed until further notice
Tokyo Narita – Moscow Domodedovo Boeing 777 operating (Service cancelled on 08FEB13)
Tokyo Narita – San Diego Service reduce from 4 weekly (Day x246) to 3 weekly (Day 135), Boeing 777-200ER replaces 787
Tokyo Narita – Singapore Boeing 767 operating


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Penguin Land
|Penguin Land
Cover art of Penguin Land
|Pony Canyon, Inc.[1]
|Sega Master System
|August 18, 1987[1]
|Single player
|PSG, Yamaha YM2413 FM
Penguin Land, known as Doki Doki Penguin Land Uchū Daibōken (どきどきペンギンランド宇宙大冒険 lit. "Thump Thump Penguin Land: Great Outer Space Adventure") in Japan, is a Sega Master System game and the second game in the Doki Doki Penguin Land series. In this game you play as a penguin going through a puzzle platformer stage and try to guide your egg around the polar bears, rocks and other hazards to the end of the stage. The game has a total of 50 stages and a level editor which can save up to 15 additional levels. The level editor data is stored on the game's battery back-up RAM.
The game begins where three penguin eggs are lost on a distant planet. The player controls the Penguin Mission Commander Overbite, who must guide these eggs down to the bottom of a frigid cavern filled with traps, enemies, and secret passages. The Spaceship Crew eagerly awaits at the bottom of this cavern to welcome the hero Overbite and carry the eggs to safety.
The object of the game is to successfully push and drop an egg down to the bottom of a vertically scrolling cavern of ice. The player is able to push the egg left and right, push it off cliffs onto lower platforms, and melt ice blocks to create a passage for the egg. If the egg falls more than 3 blocks downward, it will break. Also, if Overbite lands on the egg, but the egg cannot be rolled left or right, the egg will break. The round is completed when the egg is successfully delivered to the bottom of the level.
The block types in the game include ice blocks (which the player can melt), cracked ice (which will melt once the egg is on top of them), Rocks (which can be pushed and dropped on enemies, but will crack the egg if they land on it), stone blocks (which cannot be moved by the player, but occasionally move on their own), and tubes for either the egg or the player to pass through.
Gangows are polar bear-like enemies that will attack both the player and the egg. If they back the egg into a corner or land on the egg, it will break. Cameels are birds that fly by if the egg is not moved after a set time. They will drop a brick which can crack the egg.
Also included are point and time bonuses, egg shields, springs that let you jump higher, and ghosts that invert game controls. Point bonuses are awarded for crushing Gangows, time remaining, and the difficulty of the round completed.
The game was reviewed in 1988 in Dragon #140 by Hartley, Patricia, and Kirk Lesser in "The Role of Computers" column. The reviewers gave the game 3 out of 5 stars.[2]
- ^ a b "Game data". MobyGames. Retrieved 2008-02-17.
- ^ Lesser, Hartley; Lesser, Patricia; Lesser, Kirk (December 1988). "The Role of Computers". Dragon (140): 74–79.
External links[edit]
- Penguin Land can be played for free in the browser at the Internet Archive


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Here is another Smurf that looks more like a miniature troll or goblin. This lesson is going to show you "how to draw Hackus", step by step from the upcoming film 'Smurfs 2'. Like Vixy Smurf Hackus is also a Naughty that was created by Gargamel. He has red colored hair and his skin tone is not blue at all. It's more like a pale greenish shade. He will be voiced by J.B. Smoove and will most likely be one of the favorited characters from the film. Drawing Hackus shouldn't be a challenge but if it is, keep going at it till you get it right. Adios mi amigos and remember, if there is other Smurfs that you would like me to draw just let me know.
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text: Funeral services for Virginia R. Bogart, age 73 a resident of the Riverledge Healthcare Facility in Ogdensburg and formerly of Hammond are incomplete with the Fox & Murray Funeral Home. Mrs. Bogart passed away on Saturday (Oct 20, 2012) at the Healthcare Facility surrounded by her family. Condolences can be shared at www.foxandmurrayfuneralhome.com


text: On Sun, Feb 12, 2012 at 3:51 PM, Ben Millwood <haskell at benmachine.co.uk> wrote: > On Sun, Feb 12, 2012 at 2:42 AM, Isaac Dupree > <ml at isaac.cedarswampstudios.org> wrote: >> On 02/11/2012 09:21 PM, Roman Leshchinskiy wrote: >>> >>> On 12/02/2012, at 02:04, Greg Weber wrote: >>> >>>> I am sorry that I made the huge mistake in referencing future possible >>>> proposals. If this proposal passes, that has no bearing on whether the >>>> other proposals would pass, it just makes them possible. >>>> >>>> Please help me fix my error by stopping all discussions of future >>>> proposals and focusing solely on the one at hand. >>> >>> >>> But if we don't consider those future proposals, then what is the >>> justification for this one? It does break existing code so there must be >>> some fairly compelling arguments for it. I don't think it can be considered >>> in isolation. >> >> >> Does it help your concern about breaking existing code to make sure this >> proposal has a LANGUAGE flag? ("-XDotSpaces" or such) >> >> (I'm guessing that helps somewhat but not very satisfactorily; the more >> default and standard it becomes, the more often it tends to break code >> anyway.) >> >> -Isaac > > Anything is allowed to happen if you have a LANGUAGE flag, but we're > discussing what ought to be standardised. > > I think "existing code breaks" is not a great argument since we can > just compile it with Haskell98 (or 2010) switches, although updating > code is going to be a nuisance. > > [...] On reflection I take this back, it would be a real nuisance to have to do this. The rest of what I said stands independently of that, of course. -1 to spaces around dot. I could be persuaded regarding spaces around all operators: a quick survey of code I write suggests minimal changes would be necessary. What about the comma, though? Spaces around that would be pretty unnatural; it's already not /quite/ a real operator, but I think that's a shame, and maybe it ought to be. So I'm not voting on that proposal yet, although my instinct is I don't like it.


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|Reviews for Highfire: The New Age cycle
| Nate chapter 2 . 3/27/2014
Some of your grammar really needs work, usually in fanfiction you are trying to stay within the restraints of the world the original author created. You fail to do that in a few different ways. There is also an abscense of details in your story.
| charlotte chapter 4 . 3/15/2014
Why did you kill Solombum WHAT DID HE DO TO YOU
| 1800hellmo chapter 1 . 12/25/2013
i really like your idea thanks for making a continuation (i loved the inheritance cycle)
| Mottleflower chapter 11 . 4/21/2013
Recently found this story, and I love it! Cool sword and dragon names, and an excellent and stressful plot. Can't wait for more updates!
| arusas9009 chapter 1 . 11/3/2012
Hey guys part 2 of my series just came out here on fanfiction. Continue to read them I really appreciate it and well see u later guys.
Check out Stormblaze: The New Age Cycle here at
| arusas9009 chapter 3 . 9/15/2012
the big mistake I found was thought i meant three go with eragon three with murtagh and 1 with arya as there are 4 riders with dragons that can barely defend themselves in du weldenvarden
| Ninja Nin Nin Nin chapter 3 . 9/15/2012
Great chapter I like the story so far.
| Guest chapter 1 . 9/5/2012
This was awsome you need to continue writing more for this set.


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Some 32 million South Africans will vote this week in the first post-apartheid general election without the stabilising presence of the nation's moral guide, former President Nelson Mandela, who died in December.
When Mandela was elected as the first black head of state 20 years ago, there were massive problems to be faced. But there was also massive hope in South Africa, where transition from the old race-based order to a new democratic age had been achieved without descent into civil war.
Some described the transition as a miracle, although it was in fact a hard-headed realpolitik compromise between Mandela's African National Congress (ANC), which knew it could never win an armed struggle, and the white-dominated ruling National Party, which realised that permanent suppression of the black majority would ultimately destroy the country.
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The absence of Mandela "magic" - against a background of growing government corruption under current President Jacob Zuma - makes this the most crucial of the five general elections held since Mandela took his oath of office on May 10, 1994, saying: "Let there be peace for all. Let there be work, bread, water and salt for all. We pledge ourselves to liberate all our people from the continuing bondage of poverty, deprivation, suffering, gender and other discrimination."
The hope of two decades ago has been replaced by a more cynical and critical mood in a country where the official unemployment rate is more than 25%, but where the figure has reached 50% among South Africans aged 19 to 25, the so-called "born-free" generation, who have grown up in the post-apartheid era. These youngsters comprise one-quarter of the voting population: how they vote will decide how powerful or weakened the post-Mandela ANC will emerge from Wednesday's election.
In an entirely proportional-representation election to the 400-seat National Assembly, the ANC share of the vote is universally predicted to be well down on the 70% share it claimed at the peak of its popularity 10 years ago.
Hardly anyone foresees the ANC failing to win more than 50% of the vote, but if its share drops below 60% tremors of uncertainty will reverberate through the ranks of Mandela's successors, who have been subjected to unprecedented criticism for their self-enrichment and failure to live up to the Mandela pledge to liberate the people from poverty and deprivation.
Under Zuma - the ANC's former head of counter-intelligence who was known and feared among guerrilla soldiers as "imbokodo" (The Grindstone) when the party was in exile in Zambia - the ANC government has reached a tipping point. Economic growth has stagnated and, in a significant but little-noted development, Nigeria passed South Africa as the continent's biggest economy two months ago.
As well as the high rate of unemployment, poor education and health systems still hold back many black people. The police, though no longer dominated by whites, are still brutal. The August 2012 Marikana Massacre, in which 34 striking miners were shot dead and 80 wounded by police, has been compared to the 1960 Sharpeville Massacre in which apartheid police shot dead 69 blacks protesting against notorious pass laws, an internal colour-based passport system, triggering a storm of international protest and the formation by a young Nelson Mandela of Umkhonto we Sizwe (Spear of the Nation), the military wing of the ANC. In both massacres fleeing victims were shot in the back.
Zuma and the police have refused to accept anything approaching responsibility for Marikana, much as apartheid security forces refused to be held accountable for Sharpeville. An official Marikana inquiry has dragged on for more than a year. Not one policeman has been charged in connection with the killings, but workers who were shot and survived have been charged.
Last week President Zuma cancelled a visit to Marikana, fearing assault by 4000 miners and relatives of the dead. "We do not want to give anarchists a platform to advance their agenda," said a Zuma spokesman.
Wanton force by today's police has become habitual in response to expressions of mass unhappiness and civic unrest. In one particularly brutal police action, a Mozambican immigrant was dragged in chains and handcuffs behind a police vehicle until he died. Police immunity has stoked a cynical view that there are two types of justice - one for rich and connected South Africans and one for everyone else. The astonishing display of state resources dedicated to the trial for murder of Olympic "blade runner" Oscar Pistorius has only reinforced this view.
While it is true that life has gradually improved for many in the years since apartheid ended, notably in housing and in the supply of running water and electricity, many problems common in the old era remain. And although millions of tiny houses have been built for the poor, often by companies linked to government officials that have no building experience, residents in many cases have complained that their new homes are falling apart. In 2010, the government acknowledged that it would cost £150 million to demolish or rebuild collapsing houses built under the Reconstruction and Development Programme.
Crisis is particularly marked in education. Maths and science education for South African schoolchildren was last year rated in the Global Information Technology Report of the Geneva-based World Economic Forum as the second worst among 144 countries measured, ahead only of Yemen. This acute failure in education is lamented by the veteran liberal journalist Allister Sparks, former editor of the Rand Daily Mail, which was forced to close by the old apartheid regime after it exposed government corruption.
Sparks says many rural schools still take place under trees. In the towns and cities 3600 schools have no electricity and 2400 have no running water, while 92% of all schools have no library.
"We have one of the largest education budgets in the world, yet our performance is appalling," says Sparks. "Where is the money going? It all means that millions of unqualified, barely literate youngsters are being deposited on to the labour market. It happens every year. Moreover, it is a labour market in which the unskilled worker is becoming obsolete, in which the requirement is for ever-higher technical skills.
"After 20 years of freedom the ANC regime has failed to provide even the semblance of a decent education. Schoolchildren and teachers have been betrayed by greedy politicians and bureaucrats who have been too preoccupied with sating their own appetites and ambitions to provide an efficient, modern education system.
"Only 20% of black pupils pass national examinations. It is common for there to be 50 to 60 pupils per class in black areas."
He added: "I still seethe when I drive through rural areas and see children walking four to eight miles to school and back every day. It must be 10 years since I first wrote suggesting there be comprehensive school bus services in these areas to save them those hours that could be better spent studying. But if our government has one overriding talent, it is for doing nothing."
The ANC will nevertheless be returned to power this week and Zuma will continue as president. Despite a saga of cronyism and shamelessness dubbed by commentators as worse than the Watergate scandal that brought down US President Richard Nixon, the ANC has staying power that comes courtesy of its legacy of liberation and mass handouts of minimal social grants to the poor. Despite the barely tolerable unemployment levels, many members of the black majority see the ANC as the only party that might one day raise them out of dire poverty. The ANC is still in the genes of most of the people: it is still seen as the body that did most to end apartheid, and many black voters remain patient with it for that reason.
Cracks will show, however, following the poll. Some influential citizens, including Mandela's friend and fellow Nobel Peace Prize winner, Archbishop Desmond Tutu, have said that for the first time their vote will be withheld from the ANC this week.
In a withering attack, 81-year-old Tutu, below, said last week he was happy that Mandela had died - so that he does not have to see what Zuma and other ANC leaders are doing to the country. Confirming that he would not vote for the ANC, Tutu told a newspaper: "I didn't think there would be a disillusionment so soon. I'm glad that Madiba [Mandela's Xhosa clan name] is dead. I'm glad that he is no longer alive to see this.
"We dreamt about a society that would be compassionate, a society that really made people feel they mattered," Tutu, added: "You can't do that in a society where you have people who go to bed hungry, where many of our children still attend classes under trees."
Among many shack-dwellers in slums around cities such as Johannesburg and Cape Town, anger is intense. The biggest shack-dweller organisation, Abahlali baseMjondolo, issued a pre-election statement saying: "Twenty years after apartheid we live like pigs in the mud, our children die of diarrhoea, we are forced into transit camps at gun point, the police beat and shoot us in the streets ... We were promised jobs, but even a job picking rubbish needs an ANC membership card.
"We are lectured about our freedom by people who do not know what it is to make a child sleep with only water in their stomach and who have never been beaten by the police for expressing their views. As usual we are ordered to accompany politicians and businessmen to the stadiums to cheer our oppressors."
For the liberal middle class, both black and white, objections to Zuma include his historic escapes from prosecution for rape and his expenditure of £15 million of taxpayers' money to build a luxury home in a remote area of Zululand amidst a sea of rural poverty.
Zuma has been warning rural people at election rallies that voters who abandon the ANC will "attract the wrath of the ancestors." He also said: "The ANC will rule until Jesus returns." This time, again, the ANC will be returned to power, but political tectonic plates are moving. The writing is on the wall. It could just be the last time.
Fred Bridgland has been reporting from South Africa for 25 years. His latest book, a critical biography of Winnie Mandela, will be published this year.


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If you have further questions
about Social Studies education,
Carol Coe, Social Studies
Program Supervisor
Washington State Civic Observances
Washington state has several annual civic observances.
Constitution and Citizenship Day
Observed Friday, September 15, 2017
The law requires the study of the Constitution of the United States and the Constitution of Washington state as a prerequisite for graduation from public and private high schools in Washington state.
Additionally, federal law enacted in December 2004 states: "Each educational institution that receives federal funds for a fiscal year shall hold an educational program on the United States Constitution on September 17 of such year for the students served by the educational institution…" to commemorate the signing of the United States Constitution on September 17, 1787. The federal law is included in Section 111 of Public Law 108-447 of the Consolidated Appropriations Act of 2005. The U.S. Department of Education provides additional information about the law.
Disability History Month
Observed the month of October
Requires that all Washington public schools conduct or promote educational activities that provide instruction, awareness, and understanding of disability history and people with disabilities. The activities may include, but not be limited to, school assemblies or guest speaker presentations.
Veterans Day
Observed Friday, November 10, 2017
The law requires that all Washington public schools observe Veterans Day by providing educational activities during the school week preceding the 11th day of November of each year. The responsibility for the preparation and presentation of the activities will be with the principal or head teacher of each school building. The laws dictates that activities be at least 60 minutes total throughout the week and will embrace topics tending to instill a loyalty and devotion to the institutions and laws of this state and nation.
Temperance and Good Citizenship Day
Observed Tuesday, January 16, 2018
The law states that on January 16 of each year (or the preceding Friday when January 16 falls on a non-school day) each public school will observe Temperance and Good Citizenship Day.
The original language of the 1923 Washington state law included specific language regarding education of the effects of alcohol and drug use. However this language was removed when the law was revised in 1969. While many interpret "temperance" to mean prohibition, as defined above, instruction on "temperance" may include information about prohibition, but it is not a specific requirement of the law. The 2013 Legislature added the expectation that
on Temperance and Good Citizenship Day public schools provide opportunities for eligible students to register to vote.
Many school districts recognize this day by discussing temperance in connection with good citizenship, specifically addressing self-restraint. This idea of self-restraint is closely tied with many of the activities associated with Martin Luther King, Jr. Day. For example, a district may choose to discuss the accomplishments of peaceful, non-violent protests in the civil rights movement of the 1960s. With the 2013 addition, schools
are asked to provide eligible students with the opportunity to register to vote.
Temperance and Good Citizenship Day Timeline
Martin Luther King, Jr. Day
Observed Monday, January 15, 2018
No legislative mandate
In January 2004, the Washington State House of Representatives passed House Resolution 4676 to recognize Martin Luther King, Jr. Day, honoring the importance of the life and work of the Rev. Dr. Martin Luther King, Jr. The resolution calls on the people of the state of Washington to study, reflect on, and celebrate Dr. King's life and ideals in order to fulfill his dream of civil and human rights for all people and urges "all the citizens of our state to make Martin Luther King, Jr. Day a day of service—a day on, not a day off." There is no state law or specific regulation that requires school districts to observe this day in any particular way.
Updated 9/5/2017
Old Capitol Building, PO Box 47200, 600 Washington St. S.E., Olympia, WA 98504-7200 360-725-6000 TTY 360-664-3631
Contact Us | A-Z Index | Site Info | Staff Only | Education Data System (EDS)


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Colo. Query: What Happened to FOM Apps?
The year is starting out slow for credit union expansion in Colorado. "There seems to be a general wait-and-see attitude--concern over Dodd Frank, corporate resolution, cost issues and maybe even fallout from the election," said the state's top regulator, Chris Myklebust, on Monday.
Indeed, the Colorado Division of Financial Services processed only one major field of membership application at its most recent Jan. 7 meeting of the division board, Myklebust said. "I think October was the shortest meeting on record," he added.
One noteworthy FOM application approved Jan. 7 was on a bid by the $1.2 billion Westerra CU of Denver to expand into two additional counties, Adams and Douglas, covering metro Denver.
In a statement, Westerra expressed gratitude at the approval of its application allowing the Denver CU to begin serving a five-county metro area, encompassing a population of 2.3 million.
Processing of the Westerra application went smoothly "with no opposition from bankers or credit unions," said Myklebust, who said the Westerra FOM bid was the only one on the agenda, underscoring apparent industry caution.
"I suspect many credit union managers just want to sit back and see what kind of regulations are forthcoming" before embarking on expansion ventures, he said.
As for the Westerra application, the Denver CU said initially it expects to begin marketing through an existing shared branching network "as we explore opportunities for branch locations" in the two counties. There are already 10 service center locations in Douglas County and 21 in Adams County, Westerra noted.


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Quote of the Day
"We know that you rarely ever get a 90% approval rating. But to get a 90% non-approval rating was really surprising. It showed that we didn't connect with our fans in a way we wanted to."
-- Big Ten Commissioner Jim Delany, admitting the conference may look at changing its "Legends" and "Leaders" division names (WGNRADIO.com, 12/16).
Top Stories
UM Stadium Should Be Ready For Vikings Game
Do you think the Vikings are ready to close the curtain on the '10 season? What else can go wrong for the team that had such great hopes at the start of the season? Monday's game scheduled for TCF Bank Stadium is the latest in a list of difficult challenges that have faced the team, its front office and its fans this season. Monday's mix of the outdoor cold climate, fewer seats and a no-alcohol policy makes some wonder why any fan would even attend this game, so it will be interesting to see the type of lines that form three hours before kickoff for the first-come, first-served seats. But it is also the condition of the field that has drawn major scrutiny, as it should, from players and their union leadership. Bears CB Charles Tillman perhaps sums up the feeling for all the players when he says, "If the field is frozen, who the hell wants to play on that?"
Ring Leaders
USOC appoints five new BOD members, maps out a budget for '11 expected to be in line with '09.
Walking In A Winter Wonderland?
FIFA's Sepp Blatter "definitely" supports moving '22 Qatar World Cup out of summer months.
Reset The Shot Clock
Citi reaching out to original Pistons bidders after Davidson, Ilitch hit "major impasse."
Road To Redemption
Is Mike Vick's local ad gone viral a sign that No. 7's marketability is on the comeback trail?
No Turning Back Now
Capitals wary of HBO crews catching them at a bad time, falsely depicting a team environment that is "always doom and gloom."
Bill Of Rights
Hancock counters Cuban's college football playoff idea, citing university support for BCS.
Off The Beaten Track
U.S. Bobsled Federation debuting corporate logos on sleds for the first time this weekend.
Weekend At Terry's
IndyCar's Angstadt tells THE DAILY about his plans for the next few days in Indianapolis.


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- Home
- Digital Scholarship
- Multimedia & Digitization
- Training
- Resources
- Contact Us
- Collaboration Commons
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Freedman Center Colloquia on Digital Scholarship
The Freedman Center for Digital Scholarship aims to continue promoting and educating researchers on campus as well as the greater scholarly community about the vitality and potential of digital tools and collaboration in taking research to the next level. Continue to look back to this page for details on future Colloquia as these important discussions continue. We welcome questions or insight about Freedman Center or Colloquia at firstname.lastname@example.com.


text:
Sr Ruby on Rails Developer (2-4 yrs)
Ruby on Rails Developer with strong Ruby knowledge and experience building highly scalable application.
We are currently seeking to hire an experienced Ruby on Rails Developer with experience building highly scalable applications and strong knowledge of back-end services to join our team. If you have extensive experience with full-stack development, Ruby, Ruby on Rails, HTML5, CSS3, JavaScript, and jQuery, we would love to tell you more about this incredible opportunity.
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Drop in your resumes to email@example.com
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.


text:
Swisher eyes return after treatment on knee
Swisher eyes return after treatment on knee
A MRI examination taken on the Yankees outfielder's ailing knee Tuesday revealed only inflammation and no structural damage, which offers encouraging news to Swisher, who may be able to return to New York's lineup as early as Friday in Baltimore.
"It was actually good," Swisher said. "It was more of a pinpoint thing this time, and the major thing they found was there was still some inflammation in there. We took care of that with a cortisone shot today. I'm going to be back in there as soon as I can."
Swisher originally suffered the injury fouling a ball off himself in an Aug. 24 game at Toronto, and reaggravated it during the Yankees' recent home series against the Orioles.
Yankees manager Joe Girardi used Swisher as a pinch-hitter in Monday's 1-0, 11-inning loss to the Rays, but said he would "probably stay away" from putting Swisher back on the field Tuesday, just to be safe.
"There's not really anything structurally wrong, but inflammation can be a pain in the rear end too," Girardi said.
Swisher said he was pleased that the diagnosis seemed to be less vague and more specific, giving him the answers he was looking for about why his knee was still hindering his running and pain was beginning to seep into his hips and shoulders, among other areas.
The cortisone shot -- the first Swisher said he has ever received -- should begin to kick in after about 48 hours, which Swisher hopes will put him back in the lineup.
"I'm excited. I think we made good strides today finding a better game plan to treat this and get back on the field," Swisher said.


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Caterpillar, Inc. (NYSE:CAT) seems to be a very popular stock and it is easy to see why, when this company makes some of the coolest earthmoving equipment in the world. Caterpillar equipment is used in many industries which includes construction, farming, mining, heavy infrastructure, and others. Because of this, Caterpillar is dependent on the health of the global economy. While this company has a great brand name and it manufactures very high quality products, it seems that some investors "gloss over" the challenges and potential risks that should be considered more thoroughly. Here is a look at some of these potential risk factors:
1) Caterpillar makes heavy machinery that is often used in the coal industry and in the mining of precious and other metals, such as iron ore. The coal industry is facing major challenges as the price of coal has plunged due to increased use of natural gas by many utilities. Demand for coal and iron ore (which is used to make steel) from China has been weak as well, and this dynamic could persist or even get worse as fears over a property bubble in China linger. With precious metals prices facing a decline recently, expansion plans at many companies might be put on hold and lower demand for mining equipment.
2) Even though the U.S. economy is seeing some bright spots in areas like housing, that may not be enough to outweigh a number of very serious potential challenges that the economy is facing. The United States could easily slip back into a recession, especially as a 2% payroll tax increase that was introduced in January starts to bite into consumer spending. Additionally, the recent "Sequestration" budget cuts could impact a number of major industries and even cause layoffs or work furloughs for certain government employees. The impact of these budget cuts might trickle into the general economy over the next few months.
3) Many global macro economic issues remain and any one of these could create a major financial crisis or a double dip recession. The economy in Europe remains weak and many countries are faced with very high unemployment. Spain and Greece are facing unemployment rates of over 20%, and other countries like France are seeing these numbers trending in the wrong direction. While Europe seemed to be back in control of a debt crisis in recent weeks, election results in Italy has now reminded investors how fragile the current situation remains. The concern is that if Italy votes in the wrong leaders who want to push back against austerity measures, it could lead to a chain of events that causes Italy to leave the European Union and the Euro currency and possibly lead to Spain leaving as well. This type of event could create a financial crisis that is not priced into the market now as the S&P 500 Index (NYSEARCA:SPY) trades near all time highs.
4) Caterpillar has a significant amount of debt on the balance sheet. It has about $3.32 billion in cash and around $40 billion in debt. In a global economic downturn, investors are generally much better off investing in companies that are cash-rich and in industries that are not so heavily tied to economic strength such as food and healthcare. The combination of a global recession and a significant debt load could weigh heavily on this stock, in the event of another downturn.
5) Caterpillar has significant pension obligations which according to Fitch Ratings is "sizeable". Pension obligations could weigh on this stock, especially if earnings decline. While Caterpillar is viewed as financially sound, Fitch recently pointed a few risk factors and recently stated:
"Credit concerns include CAT's cyclical end markets, a slowdown in mining associated with weak global economic growth, excess industry capacity that could pressure margins until demand improves, competitive pressure in emerging regions, negative free cash flow (NYSE:FCF) in 2012, and CAT's sizeable net pension obligation. CAT also faces risks related to the development of Tier 4 emissions technology for off-road vehicles, but CAT is on track for on-time compliance."
While Caterpillar is a great company with solid products, the risk factors might be higher than some investors are willing to acknowledge, especially if a global economic downturn or a sudden financial crisis strikes again. It's worth noting that after the financial crisis began in 2008, Caterpillar shares traded down to about $24 in early 2009. That is a long way down from current levels and it shows the downside potential when a company with a significant debt load is also faced with a weak economy. We may not see another financial crisis of the same magnitude, but it is possible if Europe breaks apart or if China's real estate market suddenly deflates. Even a recession of much smaller proportions could put major pressure on Caterpillar shares, and that is why investors should not gloss over the downside risks. Because of this, I would wait for a significant pullback before considering an investment in Caterpillar.
Here are some key points for CAT:
Current share price: $90.21
The 52 week range is $78.25 to $114.25
Earnings estimates for 2013: $8.03 per share
Earnings estimates for 2014: $9.41 per share
Annual dividend: $2.08 per share which yields 2.3%
Data is sourced from Yahoo Finance. No guarantees or representations are made. Hawkinvest is not a registered investment advisor and does not provide specific investment advice. The information is for informational purposes only. You should always consult a financial advisor.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.