text:
Legal Question in Real Estate Law in Maryland
My mother put the house that she lives in under my name when I was 19years old. I thought it was the right thing to do because I always obeyed my mother. A few years down the line the house was threaten for foreclosure so I filed bankruptcy to save the house for my mother. Now in 7yrs later in 2013 I get a noticed that once again my mother have not paid the mortgage in about 2years and it's threatened for foreclosure again. I have a family now and we cannot buy our home because of this house my mother lives in that's under my name. I don't know if to take over the house fix it up and keep it or take my name off of it or sell it as is. What is the best direction to go in this situation?? I haven't lived in the house in the past 8 years.
2 Answers from Attorneys
You are now realizing what a big mistake you and your mother made in deeding the house over to you, as it has negatively impacted your credit. You didn't mention it, but it sounds like you may also be listed as a co-borrower in the mortgage. If the house is "underwater" in that you couldn't sell it for enough to pay off the mortgage and all the additional costs that have been incurred because of the default, you might see if the lender is interested in a deed in lieu of foreclosure, where they take the property back and forgive the mortgage. Of course, this leaves the issue of housing for your mother. Even if the lender is amenable to this, it will still have a negative impact on your credit score, although it may already be low because of the bankruptcy. If you aren't a borrower on the mortgage, you could simply deed your interest back to your mother, but that obviously doesn't resolve the problem for her.
You ought to consult with an attorney who specializes in this area, such as a bankruptcy attorney, or one who handles consumer finance, to see what course of action has the least impact on your credit. Your county bar association can probably refer you to someone who can offer you a consultation at minimal cost.
You don't specify is your mother is also a co-owner of your house, and whether you are obligated under the loan (did you sign the note?), or if you just signed the deed of trust (the item creating the lien on your house). You should take all the documents to a local lawyer to discuss your options for a short sale, deed in lieu of foreclosure, or simply giving the property up. But it seems clear you can no longer bail out mom. She may well have to move.


text:
the red carpet hallway
Updated Jul 19, 2014 by hawk786
Comment #2 Sunday, July 20, 2014 8:04 AM
MIXKS1,thanks for liking it and a very good comment,i appreciate it very much,thank you once again,enjoy,more to come.
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subset: commoncrawl


text: Attention all budding musicians and music lovers everywhere – Why not come along, join in and enjoy the Bath Guitar Festival this year? From the 19th to 25th July the city of Bath will be home to a fantastic festival of music and talent. In venues across the city there will be a wide varietyRead more


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Zhang Chengdong to become La Liga's first Chinese player at Rayo Vallecano
July 23, 2015 | China | | Photo : Getty|
Chinese international winger Zhang Chengdong has joined Spanish club Rayo Vallecano on loan, his club Beijing Guoan confirmed on through their Weibo account on Tuesday.
The 26-year-old is set to become the first Chinese player to participate in Spain's top flight should he appear for the Madrid-based club.
"We thank him for his contribution to Beijing Guoan and wish him all the best during the next phase of his career," the club wrote on Weibo.
This will be Zhang's third spell in Europe following time spent in Portugal with Uniao Leiria and BeiMar, as well as a stint in Germany with Eintracht Braunschweig.
Prev : Indonesian star Greg scores on debut but BEC Tero lose in Thai League Cup
Next : Real Madrid snap up Chinese youngster Lin Liangming
Next : Real Madrid snap up Chinese youngster Lin Liangming


text:
Logo in the Schools
This is the most extensive compilation of serious thinking and actual hard research evidence on what Logo is and what it can do, including a lead chapter by Seymour Papert, developer of Logo. An invaluable resource for school teachers, university professors, and other professionals who teach or research Logo, this exciting volume combines theory, practice, and research. Experts examine the different forms that Logo takes in different cultural, social, and educational settings.
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text:
Steppa S (as posted on Yelp)
10:34am | Sipology was gritty-gorgeous, a split-level piece of open floor-planning with an aesthetically pleasing, lived-in look, its upstairs tables giving out on a lovely view of the East Village from the Broadlind corner the coffeehouse occupied.
What was going on beneath the surface was far less pretty, and Sipology owners closed up shop last August with a long list of employees, vendors, and investors feeling lied to and owed tens of thousands of dollars.1
On April Fools' Day, 2009, Isaac Guanajuato and Oscar Orosco opened Sipology Coffee on the corner of Linden Avenue and Broadway, by filling a void left when the The Broadlind Cafe closed up shop months earlier.
Charlene Russell, who was on board as Sipology's first manager, says that "from the get-go" Sipology had problems paying employees. But she says it was in June 2010, when Guanajuato and company opened up a second location (at Temple Avenue and Broadway) that things took a significant turn for the worse.
"I knew from the beginning that they couldn't pay people at the one store," Russell says. "So I knew when they opened a second one and a restaurant that it was going to end badly."
The restaurant, Red: A Sipology Kitchen, opened in Bixby Knolls the following September -- a period when former employees say Sipology was bouncing checks left and right, with Guanajuato leading them on by giving them sporadic payments straight from the cash register.
"The Sipology meltdown was an absolute nightmare," remembers Jasper Oliver, employed at Sipology from September 2010 to May 2011. "My personal theory is that the owners' eyes were just bigger than their stomachs. They tried to expand too quickly […] and as a result owed money all over town. I actually have no idea how big it got except for little hints like the City [contacting Sipology] for rent not paid or the electricity being shut off on Valentine's Day because that bill wasn't paid."
Oliver says he "constantly" had trouble getting paid. "Checks would bounce," he says. "The owners would be absent during paydays and get exasperated and power-trip when asked point blank for paychecks due. […] Ridiculous."
Dave Van Patten, one of Sipology's original employees, who remained on board until December 2010, tells a similar story: "The whole time I worked there maybe two paychecks were on time. […] You pretty much had to twist their arm [to get paid]. They'd pretty much lie to your face. Pretty sociopathic."
Says Russell, "The way they went about trying to pay people, they were con artists. There was no payroll, like [at] a regular job. Everything was cash. You can only hope they were paying their taxes."
Like Oliver, Russell says she saw signs of financial problems beyond paying employees, such a letter from Los Angeles County regarding fraudulent checks. "They had to have written hundreds," she says. "It's astounding how much money they owe. It's astounding they're not in jail."
An outsider owed money by Sipology is Jeff Duggan of Portola Coffee Lab, a coffee-roaster excited at the opportunity to take on Sipology as his first big client. "I was very eager for business," he says. "It was potentially a big account for me, and I wanted to do everything I could to maintain it."
That eagerness, he says, led to his letting himself be strung along by Guanajuato for far too long. "At the time I thought he was genuine, but he really is not," says Duggan. "I see it now."
Duggan says Sipology fell behind on payments "almost immediately," and that after the third month Duggan finally broached the subject -- and got "a whole song and dance" from Guanajuato.
"Isaac will do anything to get his way, and he really doesn't care at all," Duggan says. "[He] would do things like make large partial payments [for past-due bills] -- like if I dropped of $600 of coffee, they would pay $1,000."
Duggan says he finally told Guanajuato, "'I'm not going to sit here and finance your business interest-free.' [But] then they came up with a cockamamie story about getting some investment money -- I think it was $90,000 -- from the City because they were in a historic district. […] They pitched a good story, and I continued to supply them."
Duggan estimates that Sipology closed owing him about $22,000, and reports that Guanajuato and Orosco do not return his calls. "Every time I think about it, my blood boils," he says.
Tiffany Semoy Davy worked at both Sipology locations, as well as the restaurant, between August 2010 and May 2011. She recounts how in October 2010 she received from Guanajuato the first of what would be many paychecks that bounced.
Subsequent to that incident, Davy says she received some cash payments from Guanajuato -- though often he would arrange to make these payments not at Sipology, but out of his apartment or car.
"I wasn't like the first person they owed money to," she says, "At some point they started paying us from the drawer. […] They hired new people to replace everyone who quit."
Arturo Enciso, who in May 2011 became one of the last hires at Sipology's East Village location, echoes the reports of other Sipology employees -- and indicates that even so late in the game Guanajuato was continuing to string his employees along. After Enciso's first paycheck bounced, he says Guanajuato "acted like he'd never seen something like that. But […] I found out later he was acting like that to people for a year."
However, Davy notes that not all of the Sipology owners were cut from the same ethical cloth. "I started to see the problems that were happening [at the East Village location] weren't happening at the other location," she says. "The other owner, Mike [Gutierrez], was more on top of it. I really liked him and how he tried to handle things."
Gutierrez says his involvement with Sipology began as a customer who, ostensibly because of his eight years of experience in restaurant management, was approached by Guanajuato at end of 2009 about opportunity of starting up that second location.
"I had no idea of the trouble that they were in," Gutierrez says. "From everything I knew as a customer it looked like things were tip-top, and it was just an opportunity for myself to get into business on my own."
For a while Gutierrez's entire focus was on the day-to-day operations of his location, which he ran without the aid of Guanajuato and Orosco. But eventually it dawned on him that all was not well in the world of Sipology.
"By the time I realized how things were gonna turn out, it was already a little bit too late for me," says Gutierrez, "and [Guanajuato and Orosco] had already started to disappear."
Understanding that his business was in danger, Gutierrez "did everything I needed to do to make sure all the time and effort I'd put into this location was going to be secure" -- including seeking legal counsel, which informed him of the steps he needed to take to protect his investment and separate completely from Sipology.
"I don't know if their eyes were bigger than their stomachs, or what the deal was," Gutierrez says. "But I got into this with the best of intentions."
Like Gutierrez, Nathan Israel was a customer Guanajuato approached to help expand the Sipology brand. "He was looking for people to come in with money, or find somebody who could come in and invest," Israel says.
After listening to Guanajuato's pitch and visiting the soon-to-be-closed Trattoria Limone to verify the quality of the physical space and the customer base that seemed to be in place, Israel invested in Red: A Sipology Kitchen.
But within a couple of months of opening, Israel -- who says he was neither involved in the day-to-day operations of the restaurant, nor was he at any time part of Sipology Coffee Co., LLC -- was tipped off to the fact that employee and vendor checks were bouncing.
"I don't remember what [explanation Guanajuato] told me," Israel says, "but from that point on it was kind of a red flag. Unfortunately, I was already invested. […] It doesn't really matter what he told me -- actions speak louder than words."
Israel says that by the end of 2010 it was apparent that the Sipology enterprise was in dire trouble. "It was at the point where it was like, 'Oh my god.' […] They grew way too quickly, and then it became like they were robbing Peter to pay Paul. And you can't really do that. […] At that point in time I began to see the ship starting to sink."
By June 2011 the restaurant was out of business, with Israel minus his investment and numerous vendors and employees owed money. Israel reports some relatively recent communication with Orosco regarding settling up at least a portion of the restaurant's debts to vendors, but it is unclear if Orosco is serious about making these payments.
"I'll say this," Israel relates: "he hasn't made good on any outstanding debts yet."
And as for Guanajuato? "Isaac won't speak to me," Israel says. "I told him straight up that he's unethical, that he lacks conscience. […] After the restaurant closed and [the East Village location] was dwindling, he was gone a month before this place closed. He left it to the employees. There was no communication between the employees and him; he walked away from it. How do you walk away from a business and not tell your employees anything? They're not getting paid, they don't know what's going on…. It's that type of actions that tell you what kind of guy he is."
Like Duggan, Israel was told by Guanajuato that Sipology was receiving money from the City that would help keep the endeavor afloat.
"I've heard that they were into the City for money from the RDA; I don't know if that's true," Israel says. "I know they owe a lot of people a lot of money. […] It's sad, because it really could have been a good thing. "
Look for Part 2 this story within the next week to find out what has risen from Sipology's ruin, and what remains nothing but ashes.
1 Not to mention one local author out five copies of his novel and/or proceeds from sales thereof. (That author's having a reading 7 p.m. Monday at Portfolio Coffeehouse, BTW. Dig.)
Jamilah M (as posted on Yelp)


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Release Date: 1969
PG|1 hr 19 min
Plot Summary
Trying to salvage an evening after a dull party, a group of English mods and their American friend, Chris (Frankie Avalon), decide to pay a visit to a supposedly haunted mansion. They lock themselves in, and, following a seance, one of them is brutally killed. Realizing the killer must be one of their own, unofficial ringleader Chris prevails on everyone to bury the body and keep quiet. It's only after the police begin investigating that the group decides to ferret out the killer.
Cast: Frankie Avalon, Jill Haworth, Richard O'Sullivan, Dennis Price, George Sewell, Gina Warwick
Director: Michael Armstrong
Genres: Horror
Keywords: Murder, Police officer, Dark, 1960s, London, Investigation, Girlfriend, Mystery, Suspenseful


text:
Harold Robinson Foundation - 25% Donated Every Sale!
Learn More About The Harold Robinson Foundation
We partnered with The Harold Robinson Foundation because they are an amazing local Los Angeles community based organization. They enable us to give back to our community by doing volunteer camp visits, beading classes with their kids, and we are a sponsor of their annual fundraiser the Pedal on the Pier!
The Harold Robinson Foundation was established based on the principle that each and every child, deserves opportunities, no matter where they stand on the socioeconomic ladder.
HRF, provides the funding and resources to send Los Angeles's less fortunate children to camp, in a safe and nurturing environment, far away from the stress that most of them face on a daily basis.
HRF strives to create a sense of purpose and accomplishment in each individual, while working towards building communities through communication and support for schools and families.
The mission has grown from the simple hope of allowing youths to experience camp for a weekend to investing in their futures, their families, their schools and their communities.
Learn More!
This Truly amazing cause that is one of our biggest supports and is closest to our hearts need your HELP! Support HRF today by spreading the love with their bracelet.


text:
Like everybody on the Isle of Wight, we are hoping for a White Christmas.
We didn't have one last Christmas, but the signs are good that the snow afflicting the mainland will reach us just in time for the festive season. Please note, this is not a weather forecast, and any bets placed on this prediction are entirely at your own risk!
With the Christmas lights now twinkling in the Newport pedestrianised area, we already look quite Christmasy, and our thoughts turn to the Christmas Card competition.
Every year we produce an electronic Christmas card to all our readers, but having no camera of our own, we have to rely on you, the Isle of Wight public, to send in your pictures of winter. With all the snow last year, we had plenty of Christmas looking pictures sent in. The winner, Cowes Ferry Arriving in Snow by Roger A Littlebottom (pictured), was especially good.
Can our readers top this.
It may be nice to see some robin redbreasts on a post, or the Newport lights twinkling in falling snow. However, don't let our suggestions for a picture that would make a good Christmas card sway you in your imagination. Last year's runner up, Verginia de Flowers picture of upturned wellington boots in a snow drift, entitled "Help My Son Is Trapped, Please Send Help!" was especially amusing. More like this would be good.


text: The last DVD box set for Star Wars (before the excellent blu-rays) had excellent extras, documentaries, features, deleted scenes, etc on each film's disc 2 - but only for the Prequels! For the originals, instead of getting all that good stuff, a very vocal minority demanded the second disc be filled with the vastly inferior "OOT"!! So yeah, thanks guys for ruining that!! (luckily it seems the blu-rays didn't fall for that, if only I had a blu-ray player!)


text:
Kickstarter - Editorial @ Gamasutra
The creator of Contract Work explains in a blog on Gamasutra how he managed to get his game funded on Kickstarter, but failed to make it a success.
Here is the part about what went wrong in art & style.
I liked the article. It shows what often time customers forget, that someone can intend to make a great game and prove unable to deliver. Mistakes can be made. Potential can be wasted. Making really good games (or anything else) is not easy. I remember shaking my head when reading some of the comments on various computer forums (the Might and Magic X forum for example) where some posters basically wrote "This is junk and I could make a better product." Which of course in 99% of the cases is a load of bull.
The graphics busyness and overall issues aren't that uncommon, even with much higher budgeted games. Art design ain't easy.
This doesn't mean I'm against any kind of visible UI. I do want to see some things all the time without bringing up some HUD screen (for example a minimap, fail related stats like health, etc), I simply don't want to see just everything glued on top of "the virtual world" all the time.
there's 6 other topics in the article; not just graphics.
its a good article and a caveat regarding the nature of games and best intentions.
I think there is a delusion that there are easy to do, fun to make, short to develop, single or low staff games to be made. I have played the jankiest indie games that are hyped as novel and creative. There are too many games period, so many that Steam sells them for 99 cents just so people can get hooked by a couple paragraphs and some screenshots to stock up on things they will never do. Most big budget games are hardly worth playing. I will never kickstart anyone, but good luck with your next minecraft.
I went through a computer science program where a quarter to a third of the students actively pursued the dream of being a game programmer. God help us if they succeed, or no one will ever find an indie game worth playing. Computer science sucks in general, computers suck, and making software is the biggest mindf*** you can endeavor in. It is a wonder there are good games at all.
There's no substitute for experience…
Joxer most in most mmo's you can minimize the chat box which is what I usually do when I play.
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CABINN Express
Select your stay dates to check availability at CABINN Express
CABINN Express
About the Hotel
Property Location
With a stay at CABINN Express in Frederiksberg, you'll be minutes from Forum Copenhagen and close to Tivoli Gardens. This hotel is within close proximity of Tycho Brahe Planetarium and City Museum.
Make yourself at home in one of the 86 guestrooms. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Bathrooms with showers are provided. Conveniences include phones and coffee/tea makers, and you can also request cribs/infant beds.
Rec, Spa, Premium Amenities
Make use of convenient amenities, which include complimentary wireless Internet access and a television in the lobby.
Breakfast is available for a fee.
Business, Other Amenities
The front desk is staffed during limited hours. Self parking (subject to charges) is available onsite.
Hotel Facilities
- Smoke-free property
- Total number of rooms - 86
- Number of floors - 3
- Television in lobby
- Self parking (surcharge)
- Free WiFi
- Front desk (limited hours)
- Elevator/lift
Room Facilities
- Phone
- Free WiFi
- Coffee/tea maker
- Satellite TV service
- Private bathroom
- Shower only
- Cribs/infant beds available
Hotel Policy
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Breakfast fee: DKK 70 per person (approximately)
- Self parking fee: DKK 80 per day
- Crib (infant bed) fee: DKK 50 per night
- Onsite credit card charges are subject to a surcharge
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.Show all hotel policy Show less hotel policy


text:
A 25-year-old from New Jersey was one of six Marines killed in the crash of a U.S helicopter in Afghanistan Thursday, the Department of Defense said Saturday.
Cpl. Kevin J. Reinhard of Colonia and five other Marines were killed when the CH-53D helicopter carrying them crashed Thursday in Afghanistan's southern province of Helmand.
According to his Facebook page, Reinhard graduated from St. Joseph's High School in Metuchen in 2005. He was stationed in Hawaii before his deployment to Afghanistan.
Thursday's crash was the deadliest in Afghanistan since August, when 30 American troops died after a Chinook helicopter was apparently shot down in Wardak province in the center of the country.
The cause of the latest crash is still being investigated, but a statement issued by the NATO international military coalition said there was no enemy activity in the area when it happened.
German Brig. Gen. Carsten Jacobson, a spokesman for the NATO coalition in Kabul, said officials were looking at a "technical fault" as the possible culprit.
"The helicopter is one of the safest forms of transport," Jacobson said. He said not only does it protect troops the danger of roadside bombs on the ground, but it is a well-tested, well-proven way to travel.
In 2005, the same base lost 27 Marines when a CH-53E Super Stallion deployed to Iraq crashed during a desert sandstorm. Thirty Marines and a Navy medic were killed in that crash.
CH-53D Sea Stallion helicopters were first used in the 1960s, and the Marine Corps flew them in the Vietnam War.
All Sea Stallions still used operationally are stationed at Marine Corps Base Hawaii in Kaneohe Bay. The military plans to replace them with the MV-22 Osprey.
Published at 12:45 PM EST on Jan 21, 2012 | Updated at 9:48 AM EST on Jan 22, 2012


text:
I am the King of Rome, and above grammar.
- Sigismund, Holy Roman Emperor
Pretty good news, Even though the Queen was a nice lady she deserves some rest now
I wish it were like musical chairs, and the first one to sit down when she abdicates gets to be the king. I would totally throw some elbows.
I still can't fathom why Europeans haven't taken an "off with their heads" approach to monarchs and reappropriated their possessions to the nations.
And of course it depends on what political power they actually have.
I've heard that the English royals at the least, lease/give their property rights to the government in return for a salary which is less than those lands actually produce, money wise, but not sure how that fits into things.
I'm not a big Royalty guy, but you can tell some american's really seem to miss the fact we lack some. Look at the Kennedy's as an example, especially when JFK Jr went down and they were all over it.
It would prolly end up with Coca Cola buying the royal palace if it went into private hands.
---------- Post added 2013-01-29 at 12:15 AM ----------
That being said, I wouldn't be particularly upset if my country was a kingdom either.
---------- Post added 2013-01-28 at 06:23 PM ----------


text:
The subject of intentional breeding or meat rabbits is prohibited. The answers provided on this board are for general guideline purposes only. The information is not intended to diagnose or treat your pet. It is your responsibility to assess the information being given and seek professional advice/second opinion from your veterinarian and/or qualified behaviorist.
LEADERS: Azerane Bam BinkyBunny JerseyGirl LBJ10 LittlePuffyTail LongEaredLions RabbitPam
Hi guys,
Last week I stopped receiving the email notifications from the forums. I hadn't changed anything, but I checked to make sure my subscription boxes were still checked. Unless I'm missing something, I'm subscribed to all of them (except this one).
I checked my hotmail filters and its not a blocked site or going to junk folders. I changed my email address just to see if it would send them to a different one. It didn't so I put it back to my old one.
If there's something else I can check, please let me know, I miss my messages popping up all day. (lol...I know when it's lunch or time to go home because a lot pop up at one time!
thanks, Kathy
I've noticed I'm not receiving emails to notify of messages, yet the "Notify me via email" box is still checked in my Message Settings. It might be related to the forum subscription message glitch also. The last one I got was 29th March so it's only happened in last 2 weeks.
Posted By BinkyBunny on 04/14/2010 01:15 AM
SO are you saying your are not receiving email notifs when messages go into your Message Inbox or are you saying you are not receiving messages when someone posts to your forum thread? (the forum subscription)
Well it's the former for me. I think Kralspace and the others are reporting the latter though. I don't use the subscription feature so don't have any input on that.
UPDATE: We FINALLY discovered the problem and by TOMORROW NIGHT this should be fixed
For those of you that are not receiving message via the message center --- do you have your message alert system set to "email only" ?
Am I looking at the wrong settings here? I think I have it set to send emails


text:
Product Video Disclaimer: "PED is not responsible for any variances from the product in this video and the item you purchase. Please review all product specs prior to purchase."
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text: My boyfriend and I are doing an early Valentine's celebration tomorrow night (last minute planning- I know). Anyway, I'm looking for a restaurant either in SF or on the way from there to Palo Alto for a romantic dinner. We like all kinds of cuisines, but are looking for something with good food and a romantic, casual atmosphere. We're more interested cushions and candles than formal... And don't want to break the bank on this one either. I'm new to the area, so I'd really appreciate any tips.


text:
The former senior college official at the centre of a "spy pen" row has gone on the offensive, accusing Education Secretary Michael Russell of forcing him out.
Kirk Ramsay said Mr Russell was guilty of an "abuse of power" after he resigned as chairman of the board of Stow College. He also called on Alex Salmond to step into the row.
MSPs accused Mr Russell of running education as a "dictatorship" after Mr Ramsay's decision on Tuesday evening.
Loading article content
It followed a row over the college chief's decision to make an audio recording of a meeting with Mr Russell and 80 college officials using a smartpen.
At Holyrood, SNP MSP Stewart Maxwell blocked calls for an inquiry from a cross-party group of its members.
Mr Ramsay believes he was forced out after an "unwarranted personal attack" by Mr Russell, who demanded his resignation.
Mr Ramsay told The Herald that if a manager had treated an employee in the way he had been treated by Mr Russell, he would have faced an employment tribunal.
He said: "Bullying was what it felt like, and it felt like a set-up to intimidate me because I had no prior knowledge that there was a problem before I was called to see him in the parliament.
"The implications for him are both poor and sad because I think he was starting to show more understanding of the sector, but this kind of thing will create more fear.
"My phone is filled with messages from senior people in the college sector expressing fear about the future, and we should not live in a society where people are afraid."
Mr Ramsay said it was time for the First Minister to step in to ensure there was no repeat of the incident with others.
He added: "It is his responsibility to stop it happening. Is this really the political society we are being invited to enter as an independent country? Because if that is the case, then I want to get off.
"In circumstances where I am not treated well I do not walk away quietly, and this was about as gross an overreaction as I have seen and a startling error of judgment based on an emotional reaction to a misunderstanding.
"What you are talking about is the Education Secretary acting as judge, jury and executioner without looking at the facts.
"If you are speaking to a substantial group of 80 people in a hotel where you have got public access then you cannot call it a private meeting and people around the room are taking notes in various different ways."
As The Herald revealed on Saturday, Mr Russell also wrote to all college principals and chairmen saying Mr Ramsay's actions were not consistent with those of a chairman of a college board.
The row centres on the meeting in October between Mr Russell and some 80 college principals and chairmen – which Mr Ramsay recorded.
Conservatives, Labour and Liberal Democrat MSPs on the Holyrood education committee signed a joint letter raising concerns over a culture of "secrecy, bullying and intimidation" in Mr Russell's dealings with colleges.
Labour education spokesman Hugh Henry said: "He [Mr Russell] has used unethical tactics to get his way.
"He has tried to intimidate when discussion would have been better.
"What we have seen from this cabinet secretary is dictatorship and imposition."
Liz Smith, the Scottish Tory education spokeswoman, accused Mr Russell of "bullying" while her LibDem counterpart, Liam McArthur, said: "The Education Secretary's behaviour over this matter betrays seriously poor judgment."
Mr Salmond said: "It wasn't Mike Russell that put the recording device into the meeting, it was the former chairman of Stow College, and I think he's done the right thing resigning.
"Mike Russell made it very clear that he had no power to remove the chairman, the chairman made his own decision."


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Hot Right Now - Christina Aguilera On The Cover Of Maxim, Simon Cowell Is Having A Boy, Kim Kardashian Goes Blonde
Jennifer Hudson Rumored To Join 'American Idol' As JudgeJennifer Hudson may be returning to the show that launched her into the spotlight, that is if reports of her signing on as a judge for next season of American Idol are true.
Candice Glover Crowned New 'American Idol' As Finale Ratings Hit All-Time LowThe first all-female AI finale in nine years crowned a winner, Candice Glover, but the Season 12 finale still didn't rack up the numbers.
Nicki Minaj, Shakira Latest In Singing Competition Judge Shakeups
Judging The Judges: Star Power Alone Can't Revive 'American Idol' Ratings
Nicki Minaj Rolls In Late To 'Idol' Live Taping, Covers ELLE Sans Makeup
Randy Jackson On "American Idol" And His Type II Diabetes DiagnosisThe judge raves about AI, calling it an "amazing, amazing show."
Mariah Carey Has A New Gig, Song and AwardYep, Mariah Carey's the new 'American Idol' judge, but that's not the only thing she's got going on.
Mariah Carey To Join Manager Randy Jackson On American IdolMariah pleased to be a judge, while veteran/MC's manager Randy Jackson was involved in her negotiations.
American Idol Auditions Took Place In Aspen,Colorado Last Night
Jim Carrey's Daughter Auditions For American Idol!
Round 2 Of Auditions On American Idol!


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The numbers are daunting: Diabetes affects about one in 14 Americans and it's the fifth leading cause of death in the country. Almost 80 percent more diabetics are in the U.S. work force now than just a decade ago, and experts predict those numbers will rise.
For employers, the twin epidemics of diabetes and obesity are eating into profits and creating legal land mines. One estimate puts the cost of a diabetic employee at five times that of a nondiabetic.
The Americans with Disabilities Act (ADA) is the federal law that governs most interactions between employers and diabetic patients. But some state disability civil-rights laws offer more liberal definitions of a "disability," meaning employers in those states may have to accommodate diabetics who would not merit the same treatment in other states.
Navigating the ADA
Both the ADA and the federal Rehabilitation Act (which covers federally funded jobs) require employ...(register to read more)
To read the rest of this article you must first register with your email address.


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anybody else realize that the intro to Angel Eyes is the same as Your Decision
Album Rating: 4.5Great review for a wonderful album. I prefer that version than the double one (except for "owned" which is really misssing here).
Album is lovely
Album Rating: 4.5Better than the last Alice In Chains album by far. Simply amazing!
Digging: Rina Sawayama - RINA
Album Rating: 4.0I prefer Boggy Depot
Album Rating: 4.5Haven't heard this one to be frank.
Both f Cantrell's solo records rule.
Album Rating: 3.0I love Cantrell, but there's something to be said for the contributions Layne made...far too underwritten these days, Cantrell's voice was so much more powerful in a harmony with Layne's.
Album Rating: 2.5seriously...this is such a one dimensional album..it offers nothing new...a classic?
boggy depot is far superior
Album Rating: 4.5Album rules
aic rip off, agreed
Album Rating: 4.0Forgot how much this rips
I prefer black gives way to blue to this
Album Rating: 4.5I prefer this to the latest Alice In Chains album.
Album Rating: 4.0Yeah this is better than S/T. Tied with Black Gives Way to Blue IMO.
aic > Jerry's solo stuff and faux aic
Album Rating: 4.0I never like S/T all that much dont really know why
its got a vibe to it that none of their other records have
Album slays. Spiderbite is ball crushing awesome.
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


text: Recently, I came across a useful free service for Blogger call TYNT, which helps in generating free backlinks for copied post. Let's not misunderstand this service with something like RSS footer. It work's out of the box and after using it for 6 months, I highly recommend everyone to use TYNT script on your blog. As I mentioned in my previous article about Plagiarism, I always get irritated when I see my content being copy-paste on some other website. I've always been trying to find some solution to stop the same! One simple method, commonly known and (16 comments)


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You won't believe the backdrop. Enjoy
Welcome to the Quilting Board!
thanks, for the memories. and i just love that quilty backdrop. thanks for sharing.
That was lovely in more ways than one.
Loved the backdrop, too.
Thanks for the memories. He was truly a legend! I couldn't believe how long since he died. Time does go by so quickly now!


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Image copyright:
Please sign in to comment. Don't have a profile? Join now! Joining is absolutely free and no personal information is required.
Googs! Call Robbie!! We are still missing him.
Thank you chickie & Robbie for taking the time to comment
Not many places today that have phone booths, glad it worked Kathy, another nice puzzle.
Glad you had a good time there!
Hi Chickie ~ This is sister that I went on cruise with last month. Gotta love that phone booth & that it worked. She actually called home!
Hi kathy!


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9 Comments
Awesome, love the outline-effect of it, and the fact that it goes onto the back is awesome… +1
The wrap around is nice! Great sense of movement in the design.
nice +
Studio8Worx Artist from Philippines
Nice camp! Voted
very nice! :D
nice work on lines +1
lindsayerinn Artist from United States
i could totally see myself wearing this.
I like this simple style… allows you to see the action… Good piece.
theory1976 Human
i want this desperatelly


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Despite all his winter wheeling and dealing, Jim Hendry never thought to create a back-up plan at first base. Derrek Lee, coming off a career season, had not played less than 155 games in six years. As Derrek Lee went down with a wrist injury, so did the Cubs, losing 26 of their next 37 games.
On Wednesday, Hendry found his back-up solution in Phil Nevin, sending the disgruntled Jerry Hairston Jr. to the Rangers in exchange.
Nevin, 35, has been a dangerous power threat when healthy during his 10-year major league career. However, season-shortening injuries in five of the last 10 seasons have given Nevin the oft-injured label. Nevin has spent time behind the plate, at the hot corner and in the outfield, but recently found a home at first with the Rangers. Stumbling through his 2006 season hitting .216/.307/.415, Nevin's $10 million price tag became too high. The Cal State Fullerton product had previously been acquired for Chan Ho Park, and recently forced into splitting the position with rookie Jason Botts. The first overall selection in the 1992 draft is a free agent at season's end, when he should have topped the 200 career home run milestone. In 1,134 games during his career, Nevin has hit .271/.343/.473.
Hairston, 30, entered Chicago more famous for his bloodlines and acquisition history than his skillset. Hairston was the main piece of the Sammy Sosa trade, and was the second Hairston to play in Chicago; his father logged 14 seasons with the White Sox. Jerry has spent much of his career on the bench, thanks to good speed and the versatility to play second base as well as the outfield. Pushed out by Brian Roberts in Baltimore, Hairston faced playing time competition in Chicago, and never capitalized on his stints as a full-time player. Hairston will also be a free agent at season's end, and is destined to spend the rest of the 2006 season as a utility player for manager Buck Showalter. For his career, Hairston has hit .259/.331/.366 in 682 games.


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American Idol season eight semi-finalist Ju'Not Joyner has come out against the popular pop show competition, claiming that it's rigged.
In an interview with AI Now, Joyner made it clear that he was never given a fair chance on the show. "Well...first of all, let me say that I'm grateful that I was on the show. Now that that's out the way, I hated LA. I met some cool folks but overall, it's a fixed thing if I every saw one," he says. Joyner went on to say that "the producers know who they want and they slant it to reflect that." "They fix it in a way that makes you surprised but it's still manipulated," he added.
The singer also emphasized that American Idol is a TV series. He stated: "What I mean is that people think AI is a talent show. No. It's a reality show with writers!! We're all actors. All these shows have writers that guide the public opinion. The Hills, Real World. All of them."
Is this really all that surprising?
Source: F Micelotta/American Ido/Getty Images
© 2017 Spike Cable Networks. All Rights Reserved.


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Independent film The Wackness is going to need a lot of help as it opens against Hancock this weekend, and it may have gotten just the boost it needed from the Los Angeles Film Festival. Jonathan Levine's nostalgic look at life in 1994 New York City-- which I really liked, by the way-- won the top audience award for narrative feature at the festival. It was joined, weirdly enough, by another movie I've actually seen and liked, <>Man on Wire, which won the audience's foreign feature prize.
Though Man on Wire is a documentary, it was beaten for the audience documentary prize by a movie that sounds pretty intriguing, Sacha Gervasi's Anvil! The Story of Anvil!. In case you were wondering what on earth would name itself "Anvil," it's about a Canadian heavy metal band. Variety has the full list of winners, which includes two prizes named for Target... ahh, corporate sponsorship.
The L.A. Film Festival isn't exactly Cannes, or even the New York Film Festival, but any festival prize is good for small films like The Wackness and Man on Wire, both of which will open this summer against the typical blockbuster fare. Both are very human-focused independent films and are incredibly accessible. Good for the LAFF audiences for picking out two movies that fellow audiences around the country are likely to enjoy.


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Tournament Registration
Registration Information
The registration must be completed online and tournament fee paid by Aug. 4, 2017. Please note that the registration is not deemed complete until your registration fees have been received by Chicago Fire Soccer Club. Fees can be paid either online with a credit card (processing fee applies) or by mailing in a check.
Please make all checks payable to: CHICAGO FIRE SOCCER CLUB (FAO Valspar Invitational)
Privacy Policy
Chicago Fire Juniors is a part of Chicago Fire Soccer Club, LLC and we are committed to maintaining the trust and confidence of our partner youth clubs and visitors to our web site. In particular, we want you to know that Chicago Fire Soccer Club, LLC will not sell, rent or trade email lists with other companies for marketing purposes. In our Privacy Policy we provide detailed information on when and why we collect your personal information, how we use it, the limited conditions under which we may disclose it to others and how we keep it secure.
Refund Policy
Neither the Tournament Committee, Chicago Fire Soccer Club nor GLSA are responsible for any expenses incurred by any team in the event games are discontinued or canceled due to inclement weather or adverse field conditions. No refunds will be made unless the tournament is cancelled, in which case refunds will be disbursed on a pro-rata basis with a full refund if the event is cancelled before it starts. If the tournament is cancelled due to an '"act of nature", the tournament will retain 25% of the team entry fee. The Tournament Committee reserves the right to decide all matters pertaining to the tournament, and the judgment is final.


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Wigan begin their first European football campaign when they travel to Zulte Waregem in the Europa League on Thursday.
The English side secured their place in the competition with an unlikely victory in the FA Cup in May, when a Ben Watson header in the dying stages secured a 1-0 win over Manchester City at Wembley.
That elation was soon met with disappointment when their eight-year stint in the Premier League ended in relegation a matter of days later.
Since then, the Lancashire outfit have had a change in management, with Owen Coyle replacing Roberto Martinez following the Spaniard's departure to Everton.
The former Bolton Wanderers and Burnley manager was one of the busier bosses in the transfer window, adding the likes of goalkeeper Scott Carson, striker Grant Holt and midfielders Nick Powell and James McClean to bolster his squad.
Wigan, though, have had an inauspicious start to their Championship campaign, winning just two of their opening six fixtures.
Coyle's men head into Thursday's fixture at the Jan Breydelstadion on the back of a 2-0 loss to Leicester City, and will be without first-team regulars Holt and centre-backs Gary Caldwell and Ivan Ramis.
Defender James Perch - who joined from Newcastle in the transfer window - has European experience and is eagerly anticipating the Group D opener.
"It'll be a massive game for us all on Thursday – the players, the management and the fans. Hopefully we can go there and get the three points to get the campaign off to a flying start," he told Wigan Today.
"I've played in the Europa League so I'll know a little bit what to expect in terms of refereeing, the opposition crowds and so on.
"The players are a lot more technical on the continent, which we'll have to get to grips with, and I found it an interesting challenge."
Belgian side Zulte Waregem finished last season's domestic campaign in second position, earning a place in the Champions League only to be knocked out in the third qualifying round by PSV Eindhoven.
Zulte's European adventure continues in the Europa League, however, and they ensured their participation in the group stages with a 3-2 aggregate victory over Cypriot side APOEL in the play-off round.
They occupy fifth spot in Belgium's Pro League, having won four of their opening seven matches.
However, they head into the encounter on the back of a heavy 5-2 defeat away to Genk on Sunday and Francky Dury's side will be keen for a quick response.


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TUSCALOOSA, Ala. (WIAT) — Tuscaloosa police say the person responsible for a New Year's Day homicide has been indicted in the death of the unborn child killed.
Tuscaloosa County Homicide Unit spokesperson Sgt. Dale Phillips says the Tuscaloosa County Grand Jury indicted KiAnthony Davis, 22, in the death of Shakevia Washington's unborn child.
Davis was driving a vehicle around 3:30 a.m. New Year's Day, ran a red light at the intersection of McFarland Boulevard and 15th Street and hit another car. Police say Davis was driving recklessly with excessive speed.
Washington and Evelyn Page, 45, were killed in the crash. Washington was pregnant with a child, who was also killed.
Davis is being held in the Tuscaloosa County Jail.


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AC/DC may be on the verge of retirement, if Tuesday's Internet buzz is to be believed.
And, as you know, the Internet is the wise, sole provider of all inscrutable knowledge.
The rumors come just weeks after frontman Brian Johnson said the band has kept a low profile in recent months due to a member's health problems. According to WENN, Johnson told Florida radio station 98.7 The Gater in February, "One of our boys was pretty ill, so we didn't like to say anything, and we're very private about things like this, so we didn't wanna say anything. And he's a very proud man."
Various reports say that member was cofounding guitarist Malcolm Young, who is rumored to be recovering from a stroke and may no longer be able to play.
However, Johnson also said the band wanted to get back to work, hinting at a 40th anniversary tour and a new album.
"I think we'll be going into the studio in May … It's been 40 years of the band's existence, so I think we're gonna try to do 40 gigs, 40 shows, to thank the fans for their undying loyalty."
No one from the band has publicly commented on the reports.
Insiders told Billboard the rumor came from an email sent to Perth radio station 6PR from an anonymous tipster using the handle Thunderstruck. The station repeated it and — Hello Internet! — suddenly everyone is posting long-winded tributes on their Facebook pages. (OK, I admit, I posted something too).
Johnson sparked retirement rumors in 2011 with a remark he later said was taken out of context. He told Billboard at the time, "A journalist asked me once, 'What do you think about retirement, Brian, seeing as you're getting older?' I said something honest and quite naive; I said, 'Well, I'll retire when I can't do it anymore and as soon as I feel I can't do it anymore, then I'll retire.' Next thing I now there's a headline, 'Brian Johnson's gonna retire' and I'm like, 'Y'know, what a piece of (expletive) that guy is.' And it came out all wrong so you got to be careful what you say."
Contact Tony Hicks at Facebook.com/BayAreaNewsGroup.TonyHicks or Twitter.com/insertfoot.


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Many FHA loan program changes were included with the Housing and Economic Recovery Act that was passed in July. The big announcement was dropping the seller funded downpayment assistance, which has impacted the home sales market significantly and adversely.
Another change was in the calculation of FHA loan to value for purchases and refinances. The maximum LTV was increased to 100%, to include the FHA upfront mortgage insurance premium. The tiered mortgage insurance premiums were changed to a set premium of 1.75%.
The mortgagee letter announcing the details of this change was poorly written, and left much needing clarification. The clarification has now been provided with a new mortgagee letter.
The new 100% LTV maximum had no impact on purchases, because the minimum down payment had been separately increased to 3.5% from the time tested minimum buyer investment of 3%. The impact of the purchase increase is more significant than a mere .5% increase because prior to January 2009 FHA had allowed some of the required investment to be applied toward buyer closing costs. This meant that for buyers paying at least a portion of their own closing costs their down payment could be as low as 2.25%.
The new guidelines require a full 3.5% down payment, plus closing costs.
The imaginary new 100% maximum LTV therefore did not at all apply to purchase loans. With the 3.5% down payment now required, the maximum LTV is 98.25%, including the 1.75% up front mortgage insurance premium.
The new 100% LTV guidelines however did appear to provide for increased loan amounts for refinance loans. I had even hoped that cashout refinances might be included with these new guidelines. At 100% LTV, less 1.75% up front mortgage insurance, a refinance loan would allow an LTV of 98.25%. This LTV would be an increase, and a significant increase for cashout refinances which had been limited to 95%.
The new mortgagee letter, dated December 15, provides clarification. There is no real change to increase LTV's for refinances. Rate term refinances remain at 97.75% and cashout refinances remain at 95%.
Where is the significance of the 100% LTV?
I guess it allows FHA to increase the upfront mortgage insurance at a later date and still keep the effective base LTV's to remain at 97.75% for a rate term refinance and at 95% for a cashout refinance. And my guess is that there are real plans to increase the upfront premiums when the 1 year moratorium expires next October.
This post may be a little technical. I apologize for that. I am just getting out some the frustration that has been building over the last two months. It seems to me that the regulators are doing all they can to restrict home lending.
Additional changes to refinance programs announced in the recent mortgagee letter include dropping the FHA Secure program and requiring two appraisals for cashout refinances over 85% LTV. FHA Secure was a terribly ineffective help for struggling home owners, but at least it was something. Now it is gone.
The good news is that we still have money left to bailout banks.
Richard Smith
American Acceptance Mortgage, Inc
Toll Free 888-474-9920 Cell 423-280-0345
Home financing in Tennessee, Georgia, and Alabama.
Experience matters when it is your home loan.
FHA, VA, Rural Development, Reverse Mortgages, Construction Permanent, Renovation,
FHA Renovation, Mortgage Modification and Loss Mitigation
Mortgage lending offices located in Chattanooga, TN


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Hot tags Animals Botany Climate Change Earth Sciences
Science subject and location tags
This tag library is an archive and is no longer updated. For current content go to ABC News.
RSS | MapGeography
Permafrost melting a growing concern
Wednesday, 1 July 2009
The amount of carbon locked away in frozen soils in the far Northern Hemisphere is double previous estimates and rapid melting could accelerate global warming, warns a new study.
Radar reveals ancient Antarctic Alps
Thursday, 4 June 2009
Millions of years ago, rivers ran in Antarctica through craggy mountain valleys that were strangely similar to the European Alps of today, say scientists.
Peking man much older than first thought
Thursday, 12 March 2009
A new and more accurate dating method shows Peking Man may be 200,000 years older than what experts previously thought, researchers in China say.
Fossil reptile remains keep NZ afloat
Wednesday, 21 January 2009
The discovery of fossilised remains of a lizard-like reptile in New Zealand has raised doubts over whether Australia's neighbour was fully submerged several million years ago.
Myth burns like moth to a flame
Thursday, 16 October 2008
Great Moments in Science Many creatures have nocturnal navigation, but the bright city lights send some into a spin. Dr Karl fixes his gaze to find out why.
Scientists date Australian tectonic clash
Thursday, 7 August 2008
New Australian research has resolved an ongoing debate regarding the timing of a major tectonic plate collision in the South Pacific region, the effects of which we're still experiencing.
Australia's Antarctic bonanza queried
Friday, 25 April 2008
News analysis Australia has become the first country to be granted exclusive property rights in Antarctica, say experts, raising questions about how bioprospecting will be managed in this sensitive and disputed territory.
Australia gets access to underwater bounty
Wednesday, 23 April 2008
News analysis Australia has more access to a wealth of oil, gas and biological resources that lie hidden in vast areas of the deep ocean.
Glacier lake vanishes into 'Niagara Falls'
Friday, 18 April 2008
Glaciologists have documented for the first time the sudden disappearance of a lake on the top of the Greenland ice sheet, which they say drained away with the force of Niagara Falls.
Native trees key to cooling climate
Tuesday, 30 October 2007
Extensive clearing of native trees is making Australian droughts hotter and is an under-recognised factor in climate change, research shows.
Irish potato
Thursday, 12 July 2007
Great Moments in Science The potato is forever associated with Ireland, yet the tale of the potato is a twisted one. As you will discover with Dr Karl following the curls.
Arctic ice melting 30 years too soon
Wednesday, 2 May 2007
The Arctic icecap is melting much faster than expected and is now about 30 years ahead of predictions made by a UN climate panel, a US ice expert says.
Solomons risks more mega quakes
Tuesday, 3 April 2007
The Solomon Islands can expect another powerful earthquake in the next days to weeks, says an Australian expert in light of yesterday's magnitude 8.1 quake and tsunami.
The winners and losers of climate change
Monday, 2 April 2007
News Analysis Northern nations such as Russia or Canada may be celebrating better harvests and less icy winters in coming decades even as rising seas are washing away Pacific island states.
Melting permafrost spews out more methane
Thursday, 7 September 2006
Fears that retreating permafrost is accelerating climate change have been strengthened by a new study that says emissions of the greenhouse gas methane are soaring in northern Siberia.


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Car Accident At Slow Speed Is Brutal And Scary
I wasn't even in the accident and this scared the crap out of me. Never once did I expect that to happen. They are just driving down the road, minding their own business and then BAM! Has anything like this ever happened to you?


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MIAMI BEACH, Fla. - In a letter to Florida Gov. Rick Scott, former State Senator Dan Gelber asked for early voting to be expanded into Sunday.
"Just as your predecessors did, I urge you to act on behalf of all Floridians who seek simply to exercise their right to vote and issue an Executive Order expanding the Early Voting period to include Sunday, November 4," wrote Gelber.
READ: Gelber's letter
Citing long lines after the early voting period from 2008 was reduced by nearly a week, Gelber wrote that many people were forced to wait hours to vote.
Early Voting Locations: Miami-Dade County | Broward County
"Election supervisors across the state report long lines continuing - in my county of Miami-Dade each day of Early Voting has seen more voters and longer lines than the day before," said Gelber.
READ: Rod Smith asks Scott to extend early voting period
Copyright 2012 by Post Newsweek. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Lean Mean Freelancing Machines
Meet the IdeaLists
Project + talent + timely deliverables/good work = satisfied customers
More and more, the creative world is turning into a project-based realm—and the current agency model might not be cut out to support the change. So says Adam Glickman, CEO of The IdeaLists, an online platform that serves as a kind of invitation-only dating service for creative proposals and the doers that bring them to life, a kind of digital hub that matches marketing needs with creative talent of all sorts, from app makers and video editors to graphic artists and photographer with proven portfolios to back up their chops.
It's not that the agency model is broken—it's just not for everyone, Glickman says. When a brand has a $100 million annual marketing budget, it needs a dedicated agency and a lot of account management. That makes sense. What's beginning to make less sense for more people is the concept of the billable hour. If a small law firm has $25,000 to redesign its website or a record label with a $10,000 budget needs a cool music video quick, they can't afford to pay a large agency for ideas that mightn't go anywhere.
The days of retaining a specific agency to create campaigns designed to speak to everyone at once is being supplanted by the need for highly targeted executions for multiple demographics.
"I'm a huge believer in the notion that ideas are worthless—it's the executions that have value," Glickman says, purposely being provocative. What he means is: Freelancers don't get paid unless something gets made, but agency creatives have the cushion of a weekly paycheck regardless.
In some ways agencies could learn a thing or two from tech startups, where the only real metric for success is market acceptance, says Glickman. "There's a lot of risk involved when a tech startup enters the market because not every idea's going to be a winner and you won't know until it's out there; but agencies don't take that risk because they're paid by the hour," he says.
What's needed is a mind-set shift, says Glickman, who himself spent some time working at several agencies, including Bartle Bogle Hegarty and Wieden & Kennedy.
"Agencies are built on butts in seats," says Glickman. "You mean to tell me that all these little rooms have art directors and copywriters in them and all they do is sit around and have ideas all day? It's a crazy bureaucracy."
But it's not just agencies that are at fault, he says. Clients should he asking for what they need.
"You can wag your finger at the agencies because they're not serving their clients, but the clients are just as much to blame," says Glickman. "They both need to change together."
Project + talent + timely deliverables/good work = satisfied customers. It's the model The IdeaLists is based on, Glickman says.
"There's a network out there where it's one-size-fits-all," he says. "But [better is finding] exactly the right thing to fulfill your need."


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If Jeffery Alan Wagner wants to distinguish himself from the pack of nearly three-dozen Minneapolis mayoral candidates, his just-released campaign ad may have done the trick.
It features Wagner emerging from the water in ultra-tight swim trunks and then offering rather to-the-point promises to voters, dripping wet and none too pleased with the political status quo:
"Over a million dollars is gonna be spent to become the mayor of Minneapolis, a $100,000-a-year job. You're not the one's that are deciding who you vote for — the media and the money is," he says. "I'm cool with making $100,000 a year. I will not take money from the developers; I will not take money from the political angle. I will not even go to the strip clubs anymore. Wake the f**k up! I'm Jeff Wagner, and I approve this message."
Wagner's background (and current day job, for that matter) is unclear. He is apparently involved with a modern-rock music channel on YouTube called MRTC TV. But his campaign's Facebook page indicates he works at Taco Bell at the Minneapolis St. Paul International Airport:
And it appears Wagner is having a little trouble being taken seriously in his quest for the mayoral seat…
…he nevertheless seems undeterred.
"But again a mayor debate tonight and no invite," he posted on his Facebook page. "Not pleased. Please click on this story and subscribe to our You Tube channel. We will be using that as a main avenue of telling our story about our campaign. Thank you."
Check out Wagner's campaign ad from his YouTube page:
(H/T: Buzzfeed)


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Set inside Lanvin's legendary headquarters at 22 Faubourg Saint Honore, Lanvin can be seen making final adjustments to several of her evening wear designs, including the Sorbier, Tubéreuse and Azalée.
Watch as the workers of her atelier rush to complete their work, and models walk out in the latest designs.
After setting up her house in 1909 following the popularity of the clothes she made for her daughter, Jeanne Lanvin's signature became her elegant, pretty dresses, much like the ones seen here.


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In Reply to: Still Waiting and Getting Anxious! posted by Renae on December 04, 2000 at 22:05:09:
Well I am sort of in the same boat you are. I haven't started my period yet. I am 3 days late. I have sore breast, tired, peeing a lot. Those are the only signs I've got. I dunno if I am pg. I am waiting until friday to take a HPT.
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Who was your childhood crush?
A French actor not known in the United States named Alain Delon
What is the fashion choice you most regret?
Anything I was wearing up to the age of 24.
Who will play you in the film version of your life story?
I never thought about it. I dont care.
The perfect song to have sex to is:
I dont like music or any background music when I have sex. I like it to be quiet, and I like it when my partner is verbal, and I like to talk myself, but no music. It irritates me tremendously.
My vision of hell is::
Im atheist so I dont believe in hell. I see hell sometimes in my dreams and thats living back in Russia and losing my American passport.
[Fill in the blank] When Im most stressed out I __________________
Take Klonopin.
What do you hide when your sister comes over?
Jesus Christ, did you come up with these? I have nothing to hide.


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In preparation of the return of 24 in 24: Live Another Day on May 5th, I am running a series of roundtables to look back at previous seasons of the show. Here is our discussion for season one, involving myself, Sean M, Geo N and CJ Allan.
Overall thoughts on the season?
Bradley: I under-appreciate this season. There is some seriously good story in the season, with a lot of shocking twists. I would consider it the slowest of all eight seasons, but the quality of the story makes up for it. It set a very high bar for the rest of the show to live up to.
Sean: The first season holds a special place in my heart, all of the twists were surprising and the cliffhangers were brilliantly executed.
George: I agree with Bradley in that this is the slowest of the seasons, but it set up the show very well. I like how the season is essentially split up into 3 parts. It helps in understanding everything as a whole when you picture it this way. The twists and turns were executed very well and I don't think there really was a 'bad' episode in the first season. I enjoyed the third act the most and the cliffhangers were great.
CJ: The first season is what I will always remember most about 24 and its unique way of storytelling. The show was more focused on storytelling this season than any other and some may find this slow but I enjoyed each episode as the story developed. It really made you feel that no one can be trusted.
Favourite episode of the season? Why?
Bradley: Has to be the finale for me. Everything came together perfectly. The ending was just incredible, unpredictable, saddening. David leaving Sherry was brilliant. And hey, why wouldn't you want to watch Jack kill everyone?
Sean: The season finale had it all - an amazing action sequence, great character development, and one of the most shocking twists on television. The silent clock at the end was a nice touch.
George: I am a sucker for penultimate episodes and I think that sometimes they are better than their finale counter-parts. They usually have the most suspense and the set-up for the following episode is sometimes better than the actual finale. This is not always the case, and choosing one episode in the first season of 24 is difficult. For me it will have to be a tie between the penultimate episode and the finale. Can I make that my answer, lol? The ending for the finale was perfect though. This first season really changed the landscape of TV for the future.
CJ: I always find it hard picking one episode of 24 as a favourite because they are all so interlinked and connected, one doesn't always stand out from the rest. However the penultimate episode's reveal of Nina as being the mole the whole time is possibly one of the stand out moments for season 1 and 24 as a series.
There were a lot of major twists, shocks, reveals - which one surprised you the most?
Bradley: Definitely Teri's death. You don't expect a show to go and kill off someone that close to the main character in the first season.
George: I will also have to say that Teri's death ws the most shocking. I did not see that coming at all. Usually on shows I say to myself that if someone was 'saved' once then they are a lock to survive the season, but this show goes against most conventions.
CJ: For me the reveal as Nina as the mole is the biggest shock. They were so close early on identifying Nina as a mole which totally tricked the audience into trusting her from that moment on. Teri's death was a big shock, but lets be honest, she had it coming most of the season.
Thoughts on the villains?
Bradley: The Drazens' were very good villains because of how they wanted pure revenge on Jack and Palmer, rather than trying to attack the country. This made the story more thrilling, When you consider the other seasons are all about attacking the country, this serves as a nice difference between them.
Sean: I really liked Ira Gaines with his sarcasm and witty remarks and thought it was cool how it transitioned to the Drazens.
George: I would have to say the Drazen's, but Ira Gaines takes a close second. The Drazen's were perfect and formidable and a great first season villain. The personal vendetta, rather than an attack on the entire country, was a nice touch.
CJ: For the whole season the villains were great but maybe a bit more understanding of them as characters could have possibly made them scarier. Maybe even the reveal of Nina sooner could have really added to the tension. The Drazens however will possibly be one of the greatest enemies of Bauer over the seasons
How did you feel about the Bauer family crisis storyline?
Bradley: It wasn't the most enthralling. I think, when you consider the ending, it was necessary. It was one of the reasons that the season seemed quite slow, but it was worth it towards the end.
Sean: I liked that it was a smaller scale story with personal stakes for Jack. It kind of lost steam in the second half with Kim being kidnapped again and Teri getting amnesia but the payoff was worth it.
George: I think it was what slowed the first season, but it was necessary to set-up some of the important characters and also explain the intricacies of the CTU unit to the audience. It was important to show the risks that Jack would being underataking and what better than his family?
CJ: I think after the initial kidnapping the family drama was not really needed. Kim started to become annoying and unneeded other than a kidnapping plot extension. Terri's death was a shock but the whole amnesia thing seemed too far stretched for me
Thanks to all for participating, and thanks to you for reading. We'll be back in a couple of days with season two's roundtable, but for now please leave a comment with your thoughts, and follow us on Twitter at the handles below.
Follow @bradley_stv
Follow @24spoilers
Follow @geonak19
Follow @cjsonic


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We added AssertingCodec etc and have lots of tests that consumers of the codec api follow a strict set of rules: but nothing checks the producers feeding these apis (IndexWriter, codec merge implementations, etc).
We should beef up AssertingCodec to validate these things: this way the API is being followed.
Simple examples of things include checking that producers are feeding terms to the consumers consistent with their comparator, that they aren't providing bogus or out of band statistics, and that they are invoking the right methods consistently (e.g. not forgetting to call finishDoc or something that might confuse someones codec).
This is also nice since now we have quite a few tests (TestCodecs, TestPostingsFormat, etc) that feed these APIs directly, it could find some test bugs.
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Here's a patch for the rest of the postings API.
FreqProxTermsWriter was inconsistent here (depending upon when the omitTF bit got set in the indexing process).
I added javadocs for these apis to clarify these things (freq, offsets, etc) are all -1 when they are not being indexed.
TestCodecs didnt call finishDoc()... other than that things look good.
Updated patch: fixing some more bugs in these producers.
I added a simple state machine as well, but because of the "startTerm without corresponding finishTerm is allowed if all docs are deleted for that term", the check is not that great right now.
Once we add an AssertingPostingsConsumer of some sort we can actually validate no docs were added in that case and i think it will be fine...
But I'd like to commit this for now as a start.
the start to a patch: some tests still fail.
I figure we can get everything cleaned up for postings and then if we feel like it later, add stuff for the other parts of the codec API.


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Authorities are seeking the public's help to identify a man who groped a 16-year-old girl as she walked her dog earlier this month.
On Aug. 6, the girl was walking a dog near her apartment complex at 820 Sycamore Ave. when a man got out of a Chevrolet Colorado four-door pickup truck and walked over, according to a Crime Stoppers news release. The man commented on the pet, but the girl told him it wasn't friendly and tried to walk away.
The man followed, grabbed the girl's buttocks, snickered and returned to his truck, Crime Stoppers said.
He was described as a white man, about 25 to 30 years old and 6 feet tall with an average build and a shadow of a beard. He was wearing dark, SPY brand sunglasses, a light and dark blue baseball cap with "SD," on the front, a white collarless shirt and khaki pants.
Anyone with information is asked to call the Crime Stoppers anonymous tip line at 888-580-8477 or send an anonymous e-mail or text message at www.sdcrimestoppers.com.


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There's a bigger one, maybe a small hawk? that is flying in circles and figure eights, and two smaller ones, like sparrow sized? that are dive bombing it! They will fly up higher than the big one, and then tuck their wings in and literally go straight for it, like they're aiming to run into it's body. They get really, really close to hitting it. The big one doesn't seem especially bothered by them, just flaps its wings when they get too close and kind of changes course, at which point they go back up and try again.
What am I watching here? Are they trying to drive it away from a nest or something?
My assumption is that the bigger one is a bird of prey, and the smaller ones are not; I don't know anything about birds though, so that could be wrong.
Too far away too see colors, just that he looked dark against the trees.
Who says birds don't have balls??
[This message edited by TrulyReconciled at 10:43 AM, May 13th (Monday)]
That's pretty close to the size difference between these guys, but both are smaller - the little ones were definitely not as big as a gull.
It did really look like they were trying to land on his back though.
Most birds I enjoy - cowbirds rank up there with mosquitoes as having no good use.
And cowbirds Let's just say there's a reason for everything...
Me: FBS (no longer betrayed nor a spouse)-62
Him: WXH-62
D-day: 2007 (two years before finding SI)
They finally dug out the trees and replaced them with something less... intoxicating.
And never grow a wishbone, daughter, where your backbone ought to be.
― Sarah McMane
It was work-related...


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Cough medicine is a medicinal drug used in those with coughing and related conditions. There is no good evidence one way or the other for over-the-counter cough medications. There are a number of different cough and cold medications, which may be used for various coughing symptoms. The commercially available products may include various combinations of any one or more of the following five types of substances
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We are manufacturer, exporter, wholesaler and all other traders in the most diligent manner availing complete information. Agriculture industry especially in india is passing through golden era of modernization and that is why agriculture industry.com serves you the opportunity to cash in huge profit via our platform. At top of that, one can send trade leads and queries to the desired marketers as agriculture industr
Himalya International Ltd.
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to get instant relief from cough or cold, our kanth amrit cough syrup is highly effective. This herbal cough syrup is specially formulated for bronchial asthma, bronchitis, allergic rhinitis, irritating cough, cough & cold, allergic disorders.
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G - 11, Magnum House - 1, Karampura Comm. Complex, Delhi - 110015, India
Post your Buy Requirement
Cough syrup is actually sweet liquid syrup that is consumed to relieve the cough for all the age groups.
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We are supplier of this product. Kofalix-sf cough syrup. It is a sugar free preparation and provides add on benefits to the diabetic patients.
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Cmb Herbal Remedies India
50 Akash Kunj, Plot-14, Sec-9, Delhi - 110085, India
We are involved with the manufacturing and supplying of the Cough Syrup . Our Cough Syrup is useful in treating Productive cough which is accompanied by mucous and Nonproductive or dry cough. This Cough Syrup has an appealing taste and provides quick relief from cough. Brand Name Kafrus Cough Syrup Features Highly effective Right formulation Widely recommended Hygienically packed Economical
A. J. Laboratories
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The company has placed itself as a distinguished Supplier and Exporters of Cough Syrup all across the world. The Cough Syrup supplied and exported by us is formulated using pure ayurvedic herbs. Cough Syrup helps in treating dry cough, hoarse cough supporting healthy and smooth respiratory functions. Cough Syrup offered by us is highly effective and gives instant relief to the patient. Available Brands Dhathri Himala
Rainbow Enterprises
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B-3, Kalyan Kunj, Barola, Sec-49, Noida, G. B Nagar, Delhi , India
Processed from natural herbs and other ingredients, Cough Ketu Syrup possesses no side effects. Cough Ketu Syrup is used in the treatment of both types of cough- dry and wet. Rigorously tested on the parameters of quality, purity and efficacy, our Cough Ketu Syrup is widely appreciated for accurate composition. We are engaged in manufacturing and supplying premium quality Cough Ketu Syrup in excellent flavors.
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Description: Silent Features An Ayurvedic Medicine – 100 % Herbal. An Ideal Cough Syrup. Suitable For Allergic Cough, Smoker Cough, Productive Cough And Dry Cough. Non Sedative And Non Addictive Cough Formulation For All Patients. Composition – Tulsi, Mulethi, Triphala, Tinospora Cardifolia, Vitis Venifera, Vasaka, Zingiber Officinalis, Pudina Satva.
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We are offering elvista cough syrup mixing of levocetrigine .
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We offer kasamrit cough syrup.
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To make delivery of consignments within the promised time, we have an excellent supply chain network in place. We are involved in providing excellent grade range of products from our facility in Delhi(India).
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Bharat Ayurvedic Pharmacy
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We are a recognized name catering to the customers by offering different products from New Delhi(India). As a trusted name in this arena, we also make sure that the offered products are meticulously packed using the premium material. In addition, our packaging experts check the lot prior to final dispatch.
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We have brilliant logistics network owing to which safe and timely deliveries are guaranteed with us. As a respected name in the domain, we supply only premium Herbal Cough Syrup at affordable price.
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Prometh cough syrup prometh cough syrup is an accurate blend of phenothiazine antihistamine and narcotic cough suppressant. Doctors recommend our offered range of medication in cases of a cough, upper respiratory ailments caused by allergy, common cold, etc. As compared to other exporters and suppliers in india more... less...
Gem Pharmacy
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Its 100% natural made by natural herbs useful in all types of coughs productive and non-productive whooping cough for best result mix the required dose in a cup of hot water and drink suitable for all ages and safe for children. more... less...
Fealty Group
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We are reliable suppliers and exporters of high quality variety of all Meds. Available for sale at affordable prices in both large and small quantities worldwide. Our shipping and delivery is 100% safe and discrete. We are ready to sell in minimum and large quantities world wide.Good prices! Fast delivery -
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By keeping track with the latest market developments, we are involved in manufacturing and supplying high quality cough syrups. These are formulated using optimum quality ingredients and sophisticated technology in accordance with the international standards. The offered syrup is highly cherished among clients for their effective result, safe to use and accurate composition. Moreover, these are stringently tested on more... less...
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Research Medicine Pvt. Ltd.
Shop No.-50 / B, Naharpur, Sector - 7, Rohini, Near Dav Public School, Delhi - 110085, India


text:
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About the article
Published Online: 2002-10-18
Citation Information: Advances in Economic Analysis & Policy, ISSN (Online) 1538-0637, DOI: https://doi.org/10.2202/1538-0637.1048.
Editor-in-Chief: Jürges, Hendrik / Ludwig, Sandra
Ed. by Auriol , Emmanuelle / Brunner, Johann / Fleck, Robert / Mendola, Mariapia / Requate, Till / Schirle, Tammy / de Vries, Frans / Zulehner, Christine
4 Issues per year
5-year IMPACT FACTOR: 0.755
CiteScore 2016: 0.48
SCImago Journal Rank (SJR) 2016: 0.330
Source Normalized Impact per Paper (SNIP) 2016: 0.526
The progressivity of the tax system has a potentially large disincentive effect on human capital accumulation. It is thus surprising that Heckman, Lochner, and Taber (1998b, 1999a,b) represent the only previous empirical work on this important topic. I build on their work a) by accounting for the tax system when estimating the model, b) by performing welfare analysis, c) by examining the transition from one steady state to another, and d) by adding a number of robustness checks. I first estimate a dynamic general equilibrium model of schooling and on-the-job training on micro data. The estimates are then used to measure the extent to which the progressivity of the tax system distorts human capital. I find a small long run effect of progressivity on schooling. I find larger short run effects, but that they are short lived. The impact of the reform on human capital acquired on the job depends on how it is measured. Under one measure the effect is large, but the consequence of this on earnings seems to be small. Perhaps surprisingly, the welfare effects are typically favorable for progressive wage taxes (with flat capital taxation) versus a flat income tax in the long run. The welfare effects are different when I examine a progressive income tax as virtually all workers prefer the flat income tax to it. I also build on Heckman, Lochner, and Taber's (1998b,1999a,b) evidence on the extent to which taxation of physical capital favors human capital investment. These simulations also yield small long run effects on schooling and on human capital stocks.
Keywords: Human Capital; Tax; General Equilibrium; Structural Model
Published Online: 2002-10-18
Citation Information: Advances in Economic Analysis & Policy, ISSN (Online) 1538-0637, DOI: https://doi.org/10.2202/1538-0637.1048.
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University of Wisconsin Stout | Wisconsin's Polytechnic University
University Dining Service
Inspired dining and social experiences
Inspired dining and social experiences
2015-2016 Student Employees of the Month
|September 2016
|October 2016
|November 2016
|December 2016/January 2017
|February 2017
|March 2017
|April 2017
Click to see previous Student Employees of the Month:
September 2014 October 2014 December 2014/January 2015 March 2015 April 2015
Donna Zerbian
Lynn Bonjour
Classified Employee of the Month - September 2013
Lynn Bonjour, the Service Lead who works daily in the Fireside Cafe for both Breakfast & Lunch, received the award of Classified Employee of the Month for September! Chancellor Sorensen, along with a dozen UDS staff members, found Lynn in the MSC to hand-deliver the award himself.
Lynn's nomination read, "Lynn's attitude sets an example for other employees to keep them motivated and focused. She strives to give the highest level of customer service and communicates and expects the same from her student team. She is dedicated to providing the students with the necessary skills to succeed and making Dining Services a success."
Congratulations again to Lynn, a well-deserved recipient of this honor.
Click to see previous years' Employee Recognition
Stephanie Hanrahan
Campus-wide Student Employee of the Year 2012-2013
Once again a Dining Service Employee was selected as the Student Employee of the Year for campus, 2nd year in a row! Let's all congratulate Stephanie Hanrahan on her achievement!
University Dining Service (UDS) employs approximately 500 students in our operations. UDS serves both on-campus and off-campus students as well as faculty, staff and guests at three dining facilities.


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Tanker drivers yesterday barricaded Lagos – Ibadan Express road, prompting commuters and motorists who plied the expressway to be stranded for about 13 hours.
Vanguard gathered that, the trouble started in Ogere – Remo yesterday when a team of police escorts allegedly shot the tyres of a trailer laden with petrol with registration number JIGAWA XC 405 DUT carrying petrol at around 11 p.m. Wednesday.
The incident later reportedly led to the heavy traffic jam following the alleged damage of three tyres of the trailer, heading towards Ibadan with a stopover at the Ogere trailer park.
In retaliation, other trailers plying the road allegedly blocked the other side of the express road which caused another serious traffic jam at the Ogere axis of the road.
The Police Public Relations Officer, PPRO, of Ogun Command, Muyiwa Adejobi, who confirmed the incident, said that the policemen who allegedly caused the crisis were not from Ogun State Command.
A Deputy Commissioner of Police from Eleweran in Abeokuta, Mohammed Abdulkadir later engaged the trailer drivers in negotiations before they agreed to vacate the road.
Vanguard gathered that, the police authority had already agreed to pay the N250, 000 cost of replacing the damaged tyres to pacify the protesting trailer drivers.
The Sector Commander of Federal Road Safety Corps, FRSC, in Ogun, Mr. Ayobami Omiyale, said that he instructed motorists on both axis to make use of alternative routes before the problem was resolved.
Source: Naija.ng


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I would like to know if any of you have any tips on where to pin the scapulars for positioning. I do it on every bird, but sometimes i have a hard time pinning to the right location and getting the right look. Any help would be appreciated. Thanks
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Look at the photos of the specie you are mounting, that will show you where to pin them. Each virds has a little differnt angle and place of attachment.