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As the slightly built woman smiled and swiped my card in Penland cafeteria, there was something all too familiar about her. If eyes truly are windows to the soul, Selma Choucair's are stained glass, full of meaning and purpose, flooding her surroundings with soft, filtered light, a glowing glimpse of a life well lived. Then I realized - these were the same striking eyes that shone at me from behind another register more than a decade earlier and 250 miles away in Munday, Texas, halfway between Abilene and Wichita Falls. In the back of the old brick building on the square, the shoe department was decorated with a Dallas Cowboys 'Doomsday Defense' poster and a Larry Bird/Magic Johnson Converse cardboard cut-out. There, this woman - Mrs. Choucair - had helped me try on school shoes, a pair of Nike Air Pegasus, my first with air compartments. For decades, Selma Choucair's family owned and operated The Fair Store, the last department store in this small farming town of 1,500. She was the last person I expected to see working in Penland during my freshman year at Baylor in the fall of 2000, but the more I learned about Mrs. Choucair, the more it made perfect sense.
After finishing elementary school near the end of World War II, Selma had a grown-up decision to make: go to work, or go to school? The young girl's love of learning altered the trajectory of her own life -- and the lives of her four future children, three of whom became Baylor graduates.
Selma chose to attend a boarding school four hours from her home in the hills of Arsoûn, Lebanon. A sponge of a student, she developed a particular interest in history. After graduating, Selma became a teacher for a few years before marrying a family friend, Joe Choucair, on Aug. 5, 1956.
Joe, who was already an American citizen with a life in the U.S., returned to Lebanon to marry Selma and bring her back to Texas. He worked at his brother George's department store, known as The Fair Store in Munday.
Between the hamlets of Arsoûn and Munday, Joe took Selma on the honeymoon of a lifetime, taking two months to visit friends in major cities: Athens, Paris, Rome, London, New York, Washington, D.C. But that would be Selma's first and last such trip; between raising children and working at the store, Selma never was able to return to Lebanon. In fact, she did not see any of the family she left behind in 1956 until her sister came for a visit in 1997.
"Something Mom taught us is the value of relationships, and caring about each other, trying to continue those bonds," says Salwa Choucair Lanford, Selma's youngest. "Family is very important. That's why I've always been amazed, especially now that I have kids, how she could have left her family and never returned. That's just so unfathomable to me now."
"Everybody in Lebanon wanted to come to the United States for a better, more productive future for yourself and your children. My family supported me because that is what I wanted to do," says Selma. "It was hard at first learning the language, but after meeting people in Munday who were so nice, they made it easier on me. I wanted to be able to speak to them, and it didn't take me long."
Selma and Joe eventually bought a stake in the store, taking over more ownership and responsibilities in the 1960s. Still, Selma never stopped dreaming of going to college.
"I would have loved to go back to school, but Joe and the children needed me there, of course. I always had the desire for more and more school, which I tried to pass on to my children."
Despite Munday's considerable distance from higher education opportunities, Selma never stopped learning. As she had time between raising her children, working in the store, and numerous community and church activities, Selma quietly enjoyed taking correspondence courses from American Schools. She would receive a workbook from the college, complete it, then mail it back in for grading and college credit. Selma was constantly reading, and she often took her children across the town square to the city library.
Over the years, Selma and Joe's dedication to education made lasting impressions on their four children. In fact, all four of them graduated as valedictorian or salutatorian of their classes at Munday High. Dr. Ramsey Choucair is a highly sought-after plastic surgeon in Dallas. Omar Choucair, BBA '84, is a very successful business executive in Dallas. Dr. Mona Choucair, BA '86, PhD '00, is a popular Baylor professor. And Salwa Choucair Lanford, BA '90, is an award-winning journalist in San Antonio.
After graduating from Munday High in 1975, eldest son Ramsey became one of the most experienced plastic surgeons in the southwest. He earned degrees from Rice University and the University of Texas Southwestern Medical School, then served as a faculty member and fellow in plastic surgery at Harvard Medical School and completed a Reconstructive Plastic Surgery Fellowship at the Shriners Burn Institute in Boston, becoming a recognized surgeon in facial burn reconstruction. Today, Choucair operates a successful plastic surgery practice in Dallas and has appointments at several Dallas-area hospitals, including Baylor University Medical Center, where he has been on staff since 1999.
Choucair and his wife, Ginger Mariani Choucair, have three daughters: Christine, Jacqueline and Angelina.
Younger brother Omar's plans to study engineering at Texas A&M were put on hold when tragedy struck the Choucair family two weeks before school was to start that fall. Joe, the patriarch, passed away on Aug. 15, 1980, after battling a recurrence of cancer he had successfully fought off 12 years earlier. Aside from the severe emotional toll Joe's loss took on the family, he had also been in charge of the family's clothing business.
"My kids knew that if we were going to make it, we all had to work hard and help each other," says Selma. "Omar was the one who kept us all going. The store was the main thing for us. He helped us, and the girls started helping me more. We all learned the books and how to keep the ledger. It's a lot of work to buy all the clothes, market everything, do all the displays. Omar deserves a lot of the credit. We all tell him, 'If it was not for you, Omar, we could not have made it in this way.'"
With Ramsey already in his second year of medical school, and Selma -- now a widow in her late 40s -- watching over the children, Omar assumed the lead role at the store instead of leaving home.
"I remember life just changed. It was totally different," says Salwa. "We all felt that extra responsibility, but we embraced it and came together as a family."
"Dad died two weeks before the fall semester started," says Omar. "And so I decided I couldn't go to A&M because mom was not able emotionally or financially prepared to get up and go to the store every day and deal with clients and everything else. I decided to stay home for a year, but I did not want to delay my college plans."
Omar commuted the 150-mile round-trip to Abilene Christian University for a year, taking classes on Tuesday and Thursday and helping his mother and sisters transition into managing more responsibilities at the store.
"Until you have a small business, you really can't comprehend how much work it is. It is a tremendous amount of work," says Omar, who handled everything from borrowing working capital loans from banks to stock the shelves, to purchasing merchandise from the Dallas Apparel Mart, among other duties.
A local physician recognized Omar's business savvy and recommended that he check out Baylor's business school. Though he had plenty of college options, one factor made the decision easy.
"Baylor just offered me incredible scholarships. I don't even know how; I think they just felt sorry for me," he says. "I had good grades and test scores, but even to this day, I couldn't explain how I got such great scholarships and comprehensive financial aid packages."
After thriving under the tutelage of professors like Dr. Vivienne Malone-Mayes, Dr. Emerson Henke and Dr. Bill Thomas, Omar earned his degree in accounting and finance, then went to work for KPMG. In his third year there, Omar was at a recruiting dinner in Dallas when he met a Baylor senior, Allison Barto, BBA '87.
"She was a lot smarter than I was, and all the accounting firms were after her," says Omar. "To her, the funny thing was my commitment to KPMG and how I thought no one should even consider the other national accounting firms."
Allison did ultimately choose KPMG, and several years later, she and Omar married and started a family. After a decade at KPMG, in 1994 Omar went to work for Chancellor Media, which owned and operated radio stations. Omar served as Chancellor's vice president of finance until 1999, when the company was sold to Clear Channel Communications.
For the past 13 years, Omar has been executive vice president and chief financial officer of Digital Generation, Inc., the world's leading ad management and distribution platform. DG connects more than 11,000 global advertisers and agencies with their targeted audiences through an expansive network of more than 6,000 television broadcast stations and 11,500 web publishers in over 75 countries. In 2009 he was named Dallas Business Journal's CFO of the Year for a small- to medium-size public company. He recently elected to transition from his current CFO role at DG and remains a consultant for the company.
Omar and Allison live in Plano, Texas, with their two teenage daughters, Sydney and Samantha.
Omar's time at Baylor overlapped with his sister, Mona, who chose Baylor over schools like Sweet Briar, Brown and Virginia because Omar seemed so happy in Waco. Here, Mona flourished as part of Student Foundation and Alpha Delta Pi.
Influenced by a host of professors, Mona switched from pre-med to English after coming back from a Baylor in the British Isles trip.
"I was just so impressed with my professors -- great Christian role models, people like Ann and Robert Miller, Jim and Betsy Vardaman, Andy and Rachel Moore, Tommye Lou Davis, Bill Pitts, Martha Lou Scott, Bill Hillis, Ann Karaffa, Maurice Hunt, Dianna Vitanza, and a lot of others," says Mona. "And I knew that I loved English literature, and I also loved working with youth. I thought maybe I could make a career out of it."
After graduation, Mona taught for nine years at Waxahachie High School and earned her master's degree at University of Dallas. She earned her doctorate in 2000 from Baylor, where she has taught ever since. Today she is a senior lecturer with a dual appointment in the College of Arts and Sciences (English department) and the School of Education, teaching literature and advanced grammar as well as curriculum and instruction. Choucair considers herself very lucky to hold her unique position.
"I love walking into a classroom. It's my passion, and I hope it's contagious," Mona says. "I just love the relationships. I love that literature doesn't have one answer, that there are many angles and perspectives when we come to a piece of literature. We can analyze it and talk about it. I love the fact that literature mimics life, and that we can talk about our spiritual lives and our real-life issues along with literature."
Choucair's classes are among the most popular on campus. In 2008, Baylor seniors voted her the Collins Outstanding Professor, given annually to an extraordinary teacher at Baylor. Often during her office hours, a long line of students meanders outside her door.
"I love that part of my job, and I love that just like I used to go into my professors' offices, my door is open," says Choucair. "I consider it an honor when they come by. I think we owe it to the parents because we are a Christian community. And we talk about life behind those doors.
Mona's study abroad experience will come full circle as she leads the Baylor in Maastricht trip for the first time in the fall of 2013.
"I try to be the best for my students because I was taught by the best. I wonder who I would be if I had not gone to Baylor with such personal attention given to me by teachers, the study abroad trip, the Christian environment, the small classes, wonderful Christian friends around me; I don't know that I would be the same person. It's a wonderful place to grow and learn about life."
After Mona left for Baylor, Salwa and her mother shouldered more of the store's day-to-day operations. At age 14, Salwa would drive her mother to Waco to visit her siblings.
"We would stop at the bridges that cross Lake Waco on Highway 6, and Omar would come meet me so I could follow him into the big city," says Salwa.
As the youngest, Salwa wanted to do something different from her siblings and first chose the University of Texas. Stuck on the dorm waiting list there, she valued the experiences of Mona and Omar at Baylor enough to give it a try. After taking a radio and TV class and D.J.-ing for a semester,
she found her calling -- journalism -- in a writing class.
"I discovered that I loved reporting and giving both sides of a story. It just seemed to be a great fit for me."
While at Baylor, Salwa was a member of the Society of Professional Journalists, President's Leadership Foundation and Student Foundation and worked as a sales clerk with Mona at Cox's Department Store and later as a waitress at Steak and Ale. She especially enjoyed going on the Baylor in the British Isles trip, recruiting new Baylor students and being asked to speak during Greek Rush.
An award-winning freelance writer and editor for the past nine years and in her third year as president of The Association for Women in Communications San Antonio chapter, Salwa's work experience began at a daily newspaper in Huntsville, Texas, The Huntsville Item, and continued in San Antonio as editor of a tourism magazine, Qué Pasa San Antonio! Currently, she works as a freelance writer for various publications in San Antonio including the San Antonio Business Journal and Our Kids San Antonio.
She and husband Tom Lanford, vice president of real estate for Clear Channel Outdoor, have two children, Olivia and Joseph.
Inspired by the love of learning their mother had passed down, Omar, Mona and Salwa have all done their best to pay that love forward. The three Baylor graduates have each given to support Baylor scholarships in hopes that others like themselves can find their places at Baylor.
But that's not where the story ends. With her children grown, the store closing and retirement age approaching, Selma Choucair's thirst for knowledge had not yet been quenched. She still wanted to experience college for herself.
"When all the kids finished high school is when I first started thinking, now maybe I can go to college," she recalls.
"I told her, 'Mom, here's your opportunity. You can do it,'" says Mona. "And before we knew it, she was selling her house."
In 1999, at age 67, Selma left Munday to move four hours away and enroll as a freshman at McLennan Community College in Waco. Now it was her turn to learn.
With considerable grace and courage, the always-adaptable Selma mingled with students and again embraced a new culture -- this time, in the world of academia. Armed with her vast life experience and her ever-present sense of proper decorum, Selma bought her books and sat down in school desks, learning and interacting with youngsters who often saw the world far differently that she did. Her favorite class, appropriately enough, was World History.
For the next six years, she made her home on the edge of Baylor's campus among students with a half-century less life experience, in University Place apartments. During that time, she worked at Baylor, first swiping IDs at Penland and Memorial dining halls, followed by a brief stint at the Baylor Bookstore, then reshelving books and manning the check-out desk in Moody Library. (Is it any surprise that Selma ended up serving in the academic heart of campus -- the library?)
"I was so happy to be working at Baylor and enjoyed seeing what was going on," she says. "The people that I worked with were a little bit younger than me and they had different ideas. The students' attitudes about life were different, but they were all still really nice and I loved them. I loved my experiences working at Baylor and going to class at MCC. The courses were wonderful and something new to me. I loved my world history class the most."
"Mom was so proud that she could study," says Mona. "I realized we take college and higher education for granted once we were in it. It was an awakening to me, seeing it through mom's eyes."
At age 73, Selma Choucair completed her general studies degree from MCC in 2005, finally earning what she had wanted for decades.
"It was ironic that Mom had been pushing us all those years to get an education," says Ramsey, "while deep inside her she's always been about reading and learning. None of us were surprised when she took advantage of the chance to do it more formally, and we were thankful she had this opportunity."
"Watching Mom walk across the stage was pretty amazing because she had always made school the number-one priority for all the kids growing up," says Omar. "That she was able to work at Baylor, drive across town to MCC, and actually get a degree is just phenomenal. It's unbelievable. I don't even think she recognizes that."
"Our parents taught us that it's never too late. You never have to give up. They never told us that we couldn't do something, that we didn't have the money. They never told us that we couldn't go to Baylor, we couldn't go to Harvard. We could go anywhere. They just made it work," says Salwa.
"Here's a woman who came to the U.S. trusting in a new marriage approximately 7,000 miles from her family, looking for a new opportunity and a better life," says Mona. "Her belief in God was just steadfast. Total faith directed her life. She raised four kids and worked hard in the store, all while adapting to a new language and culture. She kept the family together and helped each of us finish what we wanted to finish, no matter what, because that's what Dad would have wanted.
"I think Dad would be pretty happy with how we all turned out, and he would be so proud of Mom."


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"Mr. Woodcock", the comedy starring Seann William Scott, Susan Sarandon, and Billy Bob Thornton arrives at your local DVD shelf on January 15th, 2008, but we're giving you the chance to win a free DVD copy before you can even by it. All you have to do is read the details (below) to enter. Up for grabs will be five (5) DVD copies of "Mr. Woodcock".
Just when you thought the humiliation of grade school gym class was over, Mr. Woodcock arrives on DVD from New Line Home Entertainment on January 15, 2008. The sadistic comedy stars Seann William Scott (Southland Tales, American Pie films) as a self-help author who returns home to learn that his beloved mother (Susan Sarandon; Shall We Dance, Thelma & Louise) is dating the one man he truly despises – his degrading childhood gym teacher and nemesis, Mr. Woodcock (Billy Bob Thornton; Bad Santa, Friday Night Lights).
How to Enter the DVD Giveaway
Very simple. Simply make a reply to this post. U.S. Entrants Only. Five (5) winners will be drawn at random on February 1st, 2008. I will then email the winners for their snail mail address, and you will have one week to reply, or forfeit your prize. Obviously you'll need to use a real email, or I won't be able to contact you.
DVD Special Features (Widescreen/Blu-ray Disc/HD DVD)*
• "Making-of" documentary
• Deleted scenes
• P.E. "Trauma Tales" featurette
• Theatrical trailer
• 16×9 widescreen (2.35:1) version of the film
• English Dolby Digital 5.1 (Widescreen edition only)
• English 2.0 Stereo Surround (Widescreen edition only)
• English & Spanish subtitles (Widescreen edition only)
• Closed captions (Widescreen edition only)
• Animated menus (Widescreen edition only)
• Special sneak peeks (Widescreen edition only)
Additional Blu-ray Disc/HD DVD Content*
• 7.1 DTS-HD Master Audio™
• Interactive menus
• English SDH subtitles & Spanish subtitles
Update: Winners Announced:
Jayme Isaacs
Josh Peterman

subset: commoncrawl


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These Soldiers Did the Boston Marathon Wearing 40-Pound Packs. Then They Helped Save Lives.
tl;dr they did something; so can you
Related: Popular:
"Forced marches" or "humps" are a regular part of military training, brisk walking over tough terrain while carrying gear that could help a soldier survive if stranded alone. These soldiers, participating in "Tough Ruck 2013," were doing the 26 miles of the Boston Marathon to honor comrades killed in Iraq and Afghanistan, or lost to suicide and PTSD-related accidents after coming home.
When the explosion went off, Fiola and his group immediately went into tactical mode. "I did a count and told the younger soldiers to stay put," Fiola says. "Myself and two other soldiers, my top two guys in my normal unit, crossed the street about 100 yards to the metal scaffoldings holding up the row of flags. We just absolutely annihilated the fence and pulled it back so we could see the victims underneath. The doctors and nurses from the medical tent were on the scene in under a minute. We were pulling burning debris off of people so that the medical personnel could get to them and begin triage."
Once the victims were transported away for further medical care, Fiola and the others stood guard around the blast area. "We switched to keeping the scene safe, quarantining the area and preventing people from entering. There was a guy behind me covered, just covered, in his own blood, and I started to smell some smoke. I turn around to look and he's actually on fire, from a piece of whatever caused the explosion. I saw the smoke coming from his pocket so I reached in and pulled it out. It was his handkerchief, on fire."


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I have a problem with work some plugin (package control)When i try to run PC i see this error in console:
UnicodeEncodeError: 'ascii' codec can't encode characters in position 26-29: ordinal not in range(128)
I think it's bcoz my %APPDATA% has cyrillic chars in. So question is: how to change plugin folder? (i didn't find that property in any conf. files)
P.S. Sublime Text 2 Build 2183, WinXP
i have same problem. dont know how to fix it.
Can you include more of the console log? It is not clear what code is throwing that error.
The only way I know of to change the plugin folder is if you use the portable version on Windows. It would be better, however, to try and identify the code that is having trouble with your folder names and fix it. If you post more of the error message, I can help identify it.
wbond, yep, in portable version it works, but anyway it's still an issue in default version
here full error output:
Exception in thread Thread-2:
Traceback (most recent call last):
File ".\threading.py", line 532, in __bootstrap_inner
File ".\Package Control.py", line 1890, in run
File ".\Package Control.py", line 1759, in make_package_list
File ".\Package Control.py", line 1121, in list_available_packages
File ".\Package Control.py", line 1066, in list_repositories
File ".\Package Control.py", line 175, in get_repositories
File ".\Package Control.py", line 148, in fetch_channel
File ".\Package Control.py", line 1007, in download_url
File ".\Package Control.py", line 602, in download
File ".\urllib2.py", line 126, in urlopen
File ".\urllib2.py", line 391, in open
File ".\urllib2.py", line 409, in _open
File ".\urllib2.py", line 369, in _call_chain
File ".\Package Control.py", line 92, in https_open
File ".\urllib2.py", line 1133, in do_open
File ".\httplib.py", line 910, in request
File ".\httplib.py", line 947, in _send_request
File ".\httplib.py", line 904, in endheaders
File ".\httplib.py", line 776, in _send_output
File ".\httplib.py", line 735, in send
File ".\Package Control.py", line 71, in connect
File ".\ssl.py", line 350, in wrap_socket
File ".\ssl.py", line 113, in __init__
UnicodeEncodeError: 'ascii' codec can't encode characters in position 26-29: ordinal not in range(128)
I have the same problem. The source of problems - cyrillic chars in path to ssl certs. Quickfix - use HTTP instead of HTTPS. Just change "https" to "http" in Package-Control.sublime-settings and no more errors.
But working over HTTPS is still an issue.
Thanks for the info about the path to the ssl certs! I was trying to figure out why the SSL would cause encoding issues.


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Written on: 13/02/2011
After hearing the bad reviews on here about the poor service and food quality of Moon Sha, we were quite sceptical as to what our experience would be like. We had passed it many times and had always wanted to try traditional Japanese cuisine as we had only had shop-bought alternatives.
We booked a table for 2 in the normal dining areas as we thought this would be better for a valentines meal than the Tepanyaki bar. We were sat quite near the Tepanyaki bar which was lively, entertaining and added to our experience.
Our orders for drinks were taken quickly and they gave us enough time to choose our meals. Our waitress was friendly and helped us decide what order to have everything in. We had the Sushi and Sashimi taster platters and the Tempura Mussels to start and we were really impressed by the presentation and food quality.
For mains we ordered a Bento box each. I had Kamo Duck and my partner had Teriyaki Chicken. Both, again, were enjoyable and of a high quality.
The total bill including drinks came to about £70. I definitely would recommend this resteraunt for special occassions as it does break the bank a little bit, especially if you have more drinks. However, that was the reason we booked it, for a special occassion, and it was worth every penny.
After my experience of Moon Sha I am shocked by the bad reviews as food quality and service were exceptional. We shall be coming again for a birthday soon and to try the Tepanyaki bar.


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- Home »
- Research & Trends »
- 2013 AHA Policy Research
2013 AHA Policy Research
AHA research reports examine key issues to inform the policy making process. These include the TrendWatch series, a periodic AHA publication that reports on the latest trends affecting hospitals and the health care system (now conducted in collaboration with Avalere Health* www.avalerehealth.net), as well as other AHA sponsored studies.
How Hospital Mergers and Acquisitions Benefit Communities, The Center for Healthcare Economics and Policy, September 2013
Only a small fraction of hospitals have been involved in a transaction such as a merger or acquisition between 2007-2012, according to a new report from the American Hospital Association (AHA) and the Center for Healthcare Economics and Policy. The report highlights how these transactions benefitted patients and the community by retaining vital services.
The RAC Burden: How a Well-Intentioned Federal Program Has Become a Drain on Hospitals
The national Recovery Audit Contractor (RAC) program began in 2010 with the goal of ensuring accurate payments to Medicare providers. However, 4 years later, the program requires fundamental reform.
Hospitals Face Challenges Using Electronic Health Records to Generate Clinical Quality Measures
AHA commissioned a study to investigate hospital experiences with implementation of meaningful use stage 1 electronic clinical quality measures (eCQMs). The study describes the experience with and impact of eCQM implementation in four hospitals. Based on the experiences, the current approach to automated quality reporting does not yet deliver on the promise of feasibility, validity and reliability of measures or the reduction in reporting burden placed on hospitals. Specific policy changes are needed, starting with meaningful use stage 2, to redirect the electronic clinical quality reporting requirements to focus on a small set of well-tested measures supported by a mature policy infrastructure.
Issue Brief: Hospitals Widely Expect to Meet ICD-10 Requirements by October 2014, July, 2013
The AHA recently surveyed hospitals on their readiness to meet the October 1, 2014 deadline for the transition to the new ICD-10 classification systems for clinical diagnoses and procedures. More than 94% of hospitals surveyed were fairly confident that they would meet the implementation date, and most are also working with their affiliated clinicians to ease the transition. The issue brief highlights competing priorities – most notably meaningful use of EHRs – and possible risks to a successful transition.
Issue Brief: Sicker, More Complex Patients are Driving up Intensity of ED Care
Policymakers have noted an upward shift in the intensity of services provided to fee-for-service (FFS) Medicare beneficiaries in hospital emergency departments (EDs), as reflected in the level of evaluation and management (E/M) visits coded. This report examines a number of factors contributing to this trend.
Hospital Field Realignment Not Driving High Premium Increases, April 2013
Features of the Patient Protection and Affordable Care Act (ACA) and other market trends are driving a major realignment of the health care system. Hospitals are strengthening ties to each other and physicians in an effort to respond to new global and fixed payment schemes as well as incentives for improved quality and efficiency, implementation of electronic medical records and care that is more coordinated across the continuum. Much of this realignment involves mergers and acquisitions. Health insurance plans are claiming that consolidation in the hospital field is leading to higher prices, which, in turn, will drive higher premium growth. These allegations are completely inconsistent with data showing spending and price growth at record lows.
The Economic Contribution of Hospitals, January 2013
Most people understand the role that hospitals play in providing vital health care services to their communities. In 2011, America's hospitals treated 129 million people in their emergency departments, provided care for 526 million other outpatients, performed 27 million surgeries, and delivered nearly 4 million babies. However, many people do not know that hospitals also play an important role in the economy. Nationally, hospitals employ almost 5.5 million people, support an additional 10 million jobs elsewhere in the economy, and annually create more than two trillion dollars in economic activity. Hospitals are also an economic mainstay, providing stability and even growth during times of recession – an important message for policy-makers, the business community and the public. The AHA has released an issue brief revealing the extensive state and national economic contribution made by hospitals.
Workforce Roles in a Redesigned Primary Care Model, January 2013
In September 2011, the American Hospital Association convened a roundtable of clinical and health systems experts to examine the future primary care workforce needs of patients, as well as the role hospitals and health care systems can play in effectively delivering primary care.
Issue Brief: Moving Towards Bundled Payment, January 2013
There has been a growing interest over the past several years in the concept of payment bundling, whereby services for physicians, hospitals, post-acute care providers and others would be "bundled" together into a single payment covering an episode of care over a specified period of time. This brief explores the key areas providers need to evaluate in consideration of bundled payments, including care episode development, cost distribution and variation, patient care pathways and pricing a bundle.


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ACParadise Network: American Cosplay Paradise American Cosplay Experience American Cosplay Snapshots
Cosplayer Peachy Pie > Costume of Princess Peach Toadstool (Super Mario Brothers Series)
- Most Recent Photo
- 02-07-2013
- Series
- Super Mario Brothers Series
- Character
- Princess Peach Toadstool
- Special Variation:
- Original
- Year Completed:
- Construction Difficulty:
- Normal
- Costume worn at:
- FanimeCon 2012
About this Costume
- Personal Thoughts:
- I've wanted to do this almost my entire life!
Princess Peach has always been like a big sister to me, I didn't have any family other than my mom, nor did I have any friends; and video games were all I had back then...
Wig Details
- Wig Brand
- Unknown
- Wig Name
- Long Curly without Bangs
- Wig Quality Rating
- 4 / 5.00
- Styling Notes
- I found a new method to style a peach wig! >:)
- Wig Review
- I looked for a gold color that had a tinge of orange and curly
Add a Comment


text:
Discrete versus continuous time models: Local martingales and singular processes in asset pricing theory
In economic theory, both discrete and continuous time models are commonly believed to be equivalent in the sense that one can always be used to approximate the other, or equivalently, any phenomena present in one is also present in the other. This common belief is misguided. Both (strict) local martingales and singular processes exist in continuous time, but not in discrete time models. More importantly, their existence reflects real economic phenomena related to arbitrage opportunities, large traders, asset price bubbles, and market efficiency. And as an approximation to trading opportunities in real markets, continuous trading provides a better fit and should be the preferred modeling approach for asset pricing theory.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.
Volume (Year): 9 (2012)
Issue (Month): 2 ()
Pages: 58-62
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| Web page: http://www.elsevier.com/locate/frl
References listed on IDEAS
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- Pal, Soumik & Protter, Philip, 2010. "Analysis of continuous strict local martingales via h-transforms," Stochastic Processes and their Applications, Elsevier, vol. 120(8), pages 1424-1443, August.
- Daniel Fernholz & Ioannis Karatzas, 2010. "On optimal arbitrage," Papers 1010.4987, arXiv.org.
- Harrison, J. Michael & Kreps, David M., 1979. "Martingales and arbitrage in multiperiod securities markets," Journal of Economic Theory, Elsevier, vol. 20(3), pages 381-408, June.
- Kreps, David M., 1981. "Arbitrage and equilibrium in economies with infinitely many commodities," Journal of Mathematical Economics, Elsevier, vol. 8(1), pages 15-35, March.
- Harrison, J. Michael & Pliska, Stanley R., 1981. "Martingales and stochastic integrals in the theory of continuous trading," Stochastic Processes and their Applications, Elsevier, vol. 11(3), pages 215-260, August.
- Robert Jarrow & Younes Kchia & Philip Protter, 2011. "Is there a bubble in LinkedIn's stock price?," Papers 1105.5717, arXiv.org.
- Mitchel Y. Abolafia (ed.), 2005. "Markets," Books, Edward Elgar Publishing, number 2788.
- Robert C. Merton, 2005.
"Theory of rational option pricing,"
World Scientific Book Chapters,in: Theory Of Valuation, chapter 8, pages 229-288
World Scientific Publishing Co. Pte. Ltd..
- Robert C. Merton, 1973. "Theory of Rational Option Pricing," Bell Journal of Economics, The RAND Corporation, vol. 4(1), pages 141-183, Spring.
- Harrison, J. Michael & Pliska, Stanley R., 1983. "A stochastic calculus model of continuous trading: Complete markets," Stochastic Processes and their Applications, Elsevier, vol. 15(3), pages 313-316, August.
- Alexander Cox & David Hobson, 2005. "Local martingales, bubbles and option prices," Finance and Stochastics, Springer, vol. 9(4), pages 477-492, October.
- Fama, Eugene F, 1970. "Efficient Capital Markets: A Review of Theory and Empirical Work," Journal of Finance, American Finance Association, vol. 25(2), pages 383-417, May.
- Peter P. Carr & Robert A. Jarrow, 2008. "The Stop-Loss Start-Gain Paradox and Option Valuation: A new Decomposition into Intrinsic and Time Value," World Scientific Book Chapters,in: Financial Derivatives Pricing Selected Works of Robert Jarrow, chapter 4, pages 61-84 World Scientific Publishing Co. Pte. Ltd..
- Carr, Peter P & Jarrow, Robert A, 1990. "The Stop-Loss Start-Gain Paradox and Option Valuation: A New Decomposition into Intrinsic and Time Value," Review of Financial Studies, Society for Financial Studies, vol. 3(3), pages 469-492.
- Soumik Pal & Philip Protter, 2007. "Analysis of continuous strict local martingales via h-transforms," Papers 0711.1136, arXiv.org, revised Jun 2010.
- Yuri Kabanov, 2008. "In discrete time a local martingale is a martingale under an equivalent probability measure," Finance and Stochastics, Springer, vol. 12(3), pages 293-297, July.
- Jarrow, Robert & Protter, Philip, 2005. "Large traders, hidden arbitrage, and complete markets," Journal of Banking & Finance, Elsevier, vol. 29(11), pages 2803-2820, November. Full references (including those not matched with items on IDEAS)
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WASHINGTON, July 31 (UPI) -- The Republican Party is shifting from its conservative base and ceding its position to President Obama on key issues, conservative firebrand Rush Limbaugh says.
Limbaugh, during an interview on Fox News, said the GOP leadership "isn't conservative" and has spent more time fighting the Tea Party movement than Obama's policies, Politico reported Tuesday.
"I always thought that as Republicans we opposed Democrats. We wanted to beat them. I don't see that. I don't see any pushback against anything Obama wants to do," Limbaugh said. "The pushback's against the Tea Party. The pushback is against conservatives. It's a stunning thing. The Republican Party's decided that capitulation with the Democrats seems to be the ongoing strategy."
The conservative talk show host said the Republicans were "capitulating" to Democrats on issues such as the implementation of the Affordable Care Act and immigration.
Limbaugh said "a battle for the party going on" within the GOP but said he believed conservatives would defeat mainstream Republicans.
"I don't think the mainstream of Republican politics can't be beat," Limbaugh said. "I mean -- there's a battle for the party going on. And sure, it would be a tough battle."
"But there's no other option. I mean you don't want to go third party. That just ensures the Democrats are a majority party forever," he said. "You don't want to do that. So you have to do what you can to work within the Republican Party and take it over."


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The latest voice condemning the Westboro Baptist Church's funeral protests isn't coming from Congress or the Statehouse, or even City Hall.
It is coming from one of Westboro pastor Fred Phelps' own children.
Nate Phelps, the estranged son of Fred Phelps, said the church's protests at the funerals of American soldiers killed in Iraq had driven him to speak out about his father's actions. Nate Phelps said he left home for good in 1980 after a terror-filled childhood in which Fred Phelps beat him and his siblings during outbursts of violence.
"When I watch what he's doing now, I see shadows and visions of who he was when we were growing up," he said. "When we were kids, he could vent his rage and anger on us. Now, I'm seeing the same kind of vicious rhetoric and cruelty, it's just that he can't beat these people up."
Now living in Canada, Nate Phelps said he hadn't spoken to his father or any of his brothers and sisters who remain loyal to Fred Phelps for about 15 years. His last contact with his father came in the early 1990s, he said, when the two were pitted against each other on a radio talk show and ended up shouting at each other for about 60 seconds before the host cut them off.
Around that time, Nate Phelps said, he spoke with several reporters about his father, the pastor of Westboro Baptist Church. He also was working with an author who was writing a book about Fred Phelps and the church, he said, but Nate Phelps eventually withdrew from the book project, and the media requests died down.
Nate Phelps last spoke to his father in the early 1990s
Click here to check for reprint availability.
Recently, Nate Phelps decided to try writing a book of his own and began checking the Internet daily for reports of the church's activities. As he immersed himself in his research, he said, he began to get more and more upset by reports of Westboro's funeral pickets. The church has conducted anti-homosexual protests since the early 1990s and recently has picketed funerals of soldiers, contending that the deaths were a sign of God's anger at the United States' acceptance of homosexuality.
Nate Phelps has begun writing responses to media stories, including an e-mail to The Topeka Capital-Journal in which he praised Topeka Mayor Bill Bunten for sponsoring a resolution condemning the church's funeral protests.
"The dominant feeling I have is anger," he said. "It's the idea that they can take something so private and personal and painful and be so hurtful about it. I categorically dismiss what he's doing and am appalled by everything he says and does."
Nate Phelps said he was speaking out about his family to provide another perspective about their protests.
"There's a perception that the family is unified on this, and that's not the case," he said.
Shirley Phelps-Roper, a sister of Nate Phelps and a spokeswoman for the Westboro Baptist Church, said she was unmoved by her brother's criticism of the church and their father. She said she hadn't spoken with Nate Phelps for years, dismissing him sarcastically as "the dreaded voice from the past."
"Here's the fact about Nathan: He had a legacy, he had a heritage, he was entitled to be right here with us ... and he despised it," she said. "He had no respect for the recompense of the reward."
Nate Phelps' allegations about violent behavior by Fred Phelps aren't new. In a 1994 story in The Topeka Capital-Journal, he and his brother Mark Phelps said they and their siblings grew up in a violent household in which they were frequently beaten by their father. Mark Phelps, who also cut ties with Fred Phelps, said he used to beat his own siblings under orders from his father.
Nate Phelps said the story was accurate.
"It wasn't fantasy, it wasn't hyperbole," he said. "He was cruelly, viciously violent -- physically, verbally and psychologically."
Fred Phelps has dismissed the allegations, denying that he beat his children. In the 1994 story, he said Nate Phelps and Mark Phelps left the church to pursue the "pleasures of sin" with girls who weren't interested in joining the congregation.
After leaving Topeka, Nate Phelps spent several years running a chain of print shops he co-owned with Mark Phelps. Nate Phelps, 47, started his own business in 2000, but currently is unemployed and recently was divorced. He said he doesn't regularly attend church and described himself as an agnostic.
He said he had mixed feelings about action taken by city leaders and state and federal lawmakers in the wake of Westboro Baptist's funeral protests.
He applauded Bunten's proposed resolution, but said he was wary of a bill passed by Congress earlier this year prohibiting protesters from disrupting funeral services at national cemeteries. In Kansas, the Legislature failed to pass a proposal to restrict the church's funeral protests, but the Senate unanimously approved a resolution condemning the pickets.
"I don't know that I trust the government much more than I trust my old man to protect my rights and interests," Nate Phelps said. "But I also understand and embrace the argument that this is intensely personal and private to each of these military families. He has plenty of opportunities to express his rights without being so cruel."
Bunten said his resolution would state that Fred Phelps and his followers don't represent the community's values and that Topeka residents don't support the church's message. The measure is aimed at reducing the damage the pickets inflict on the city's national reputation.
Nate Phelps said he was pleased with the formation of the Patriot Guard Riders, a group of motorcyclists that has begun appearing at military funerals to pay respects and to protect mourners from disruptions. The U.S. Senate last week unanimously passed a resolution commending the organization, which includes many veterans.
"I love what the Patriot Guard is doing," he said. "It seems to be something that's sustained itself."
Phelps-Roper said Nate Phelps' criticism would have no bearing on the protests.
"It changes nothing," she said. "It should be a testament to you: We are not going to alter the standard for anyone. If you do not want to live by the standard, you can go to hell with everyone who doesn't want to live by the standard."
Ric Anderson can be reached at (785) 295-1282 or firstname.lastname@example.com.
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Durham College
At Durham College the student experience comes first. Founded in 1967, programs are offered in a variety of student-friendly formats including; one-year compressed, two-year and advanced three-year diplomas, as well as one-year certificates and graduate certificates.
Minimum requirement: Secondary school diploma
Successful completion of Level 5 only needed for some programs.
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PITTSBURGH, Jan. 24 (UPI) -- Good grammar may be important, but when used to concoct a long computer password, grammar -- good or bad -- undercuts its security, U.S. researchers say.
Computer scientists at Carnegie Mellon University said a password-cracking algorithm they developed that took into account grammar was tested against 1,434 passwords containing 16 or more characters.
The grammar-aware cracker surpassed other state-of-the-art password crackers when passwords had grammatical structures, a university release reported Thursday.
Basing a password on a phrase or short sentence makes it easier for a user to remember, but the grammatical structure dramatically narrows the possible combinations and sequences of words, the researchers said.
Grammar's different parts of speech -- nouns, verbs, adjectives, pronouns -- also can undermine security, they said.
That's because pronouns are far fewer in number than verbs, verbs fewer than adjectives and adjectives fewer than nouns.
"I've seen password policies that say, 'Use five words,'" software engineering doctoral student Ashwini Rao, the study leader, said. "Well, if four of those words are pronouns, they don't add much security."
"We should not blindly rely on the number of words or characters in a password as a measure of its security," Rao said.


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Darina, I am so sorry for the loss of you dear husband. Dear , you are such a wonderful caring person to be comforting others when you yurself a mourning the loss of your loved one. Thank you so very much for the wonderfully comforting words you shared with my family on my Mother's web page. God bless you and your family Darina.
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Lifetime has just signed on for another documentary reality series featuring a title with multiple meanings. The series will follow two women who own a specialty lingerie shop and will be called Double Divas. If this sounds like a program you would watch, you won't have too long to wait.
Double Divas will follow Molly Hopkins and Cynthia Richards, two Atlanta residents who happen to own the intimate apparel shop, Livi Rae Lingerie. The two company owners should be a good foil for one another: Molly is on a mission to get every customer into the best fitting bra possible, and Cynthia prefers to use her creative talents to design sexy garments for customers to wear under garments and behind closed doors. The series will follow the two women, as well as the company's apprentice, Loren, as they traverse across the region fitting women for lingerie for various occasions.
As getting the right undergarments to brides is part of the business, we shouldn't be surprised that Say Yes to the Dress: Atlanta's Charlie DeBovoise and Mark Hickman are executive producing the series. Livi Rae Lingerie's business motto is, ""No bust too big or small. We fit them all!" and fans will be able to see exactly what weird sales and stressors the lingerie business sometimes gets itself into beginning in January of 2013.
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Obama leaves door open to health benefits tax
- |
WASHINGTON - President Obama left the door open to a new tax on healthcare benefits yesterday, and officials said top lawmakers and the White House were seeking $150 billion in concessions from the nation's hospitals as they sought support for legislation struggling to emerge in Congress.
"I don't want to prejudge what they're doing,'' the president said, referring to proposals in the Senate to tax workers who get expensive insurance policies. Obama, who campaigned against the tax when he ran for president, drew a quick rebuff from organized labor.
Obama also fielded a pointed personal question during an ABC News town hall at the White House yesterday. The prime-time program was the latest in a string of events designed to build public support for his plan to slow the rise in healthcare costs and expand coverage to the nearly 50 million uninsured.
Dr. Orrin Devinsky, a neurologist at the New York University Langone Medical Center, challenged Obama: What if the president's wife and daughters got sick? Would Obama promise that they would get only the services allowed under a new government insurance plan he is proposing?
If "it's my family member, if it's my wife, if it's my children, if it's my grandmother, I always want them to get the very best care,'' Obama said.
The United States is the world's only developed country that lacks universal healthcare. About 50 million of the US population of 300 million have no health insurance. The poor and elderly receive government care, but most Americans rely on private insurance, usually received through their employers.
The administration and its allies pushed yesterday for a prominent display of progress in the Senate before Congress begins a weeklong vacation tomorrow.
Senate Finance Committee Chairman Max Baucus, a Democrat, labored in a series of meetings to produce at least an outline of legislation that could command bipartisan support. Of the five House of Representatives and Senate committees working on healthcare, Finance is the only one that appears to have a chance at such an agreement.
Key Republicans pressed the White House for assurances that any concessions made now would not merely lead to additional demands at a later date. "We want to know the president is working in good faith along the way as we are,'' said Senator Olympia Snowe of Maine after meeting with Nancy-Ann DeParle, the top White House official on the issue.
Several officials said Baucus was negotiating with representatives of the nation's hospitals, hoping to conclude an agreement that would build on an $80 billion weekend deal with the pharmaceutical industry.
Hospitals were being asked to accept a reduction of roughly $155 billion over the next decade in fees they are promised under government programs such as Medicare and Medicaid, according to numerous officials.
Officials at the American Hospital Association and the Federation of American Hospitals said they could not comment on any discussions.
Baucus is seeking similar concessions from nursing homes, insurance companies, medical device makers, and possibly others, noting that any legislation would create a huge new pool of customers for industry providers.
At its heart, any legislation is expected to require insurance companies to offer coverage to any applicant, without exclusions or higher premiums for pre-existing medical conditions.
Baucus has said he hopes to hold the size of any legislation to $1 trillion or less, and in private negotiations, there were discussions about further scaling back eligibility for insurance subsidies from the government.
Additionally, Baucus was still searching for ways to cover the cost of his emerging legislation, and numerous officials said he appeared roughly $200 billion shy of achieving that goal.
At the White House, Obama was asked if he was open to taxing healthcare benefits - a proposal he opposed vigorously in the campaign for the White House. "I have identified the ways that I think we should finance this. I think Congress should adopt them,'' he said on ABC's "Good Morning America.''


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Press release
Deputy Prime Minister launches Your Freedom
- From:
- Cabinet Office, Deputy Prime Minister's Office, and The Rt Hon Nick Clegg
- Part of:
- Central government efficiency
- Published:
- 1 July 2010
This was published under the 2010 to 2015 Conservative and Liberal Democrat coalition government
The government has asked the public for their ideas to reduce pointless regulation and unnecessary bureaucracy.
Nick Clegg launches Your Freedom, 1st July 2010
Deputy Prime Minister Nick Clegg launched the Your Freedom website, giving people the opportunity to suggest ideas on restoring liberties that have been lost, repealing unnecessary laws and stripping away excessive regulation on businesses.
Mr Clegg urged people to use the site to make their voices heard. He said:
For too long new laws have taken away your freedom, interfered in everyday life and made it difficult for businesses to get on. We want your ideas on how to change that, ideas on how we restore hard-won freedoms that have been lost, on how we repeal unnecessary laws that have amassed onto the statute book, on how we strip away the restrictive regulations that stop businesses from innovating. This debate isn't new - people are already talking about it around kitchen tables, in staff rooms, online - but what is new is that for the first time in a long time, Government is listening and we'll put the best suggestions into practice. It's a totally new way of making policy - a totally new way of putting you in charge.
The public have been asked to consider three questions:
- Restoring civil liberties: which current laws would you like to remove or change because they restrict your civil liberties?
- Cutting business and charity regulations: which regulations do you think should be removed or changed to make running your business or organisation as simple as possible?
- Repealing unnecessary laws: which offences do you think we should remove or change and why?
Users of the site will be able to comment on and rate their favourite ideas and relevant departments will then respond to the most popular workable ideas.
The views expressed on Your Freedom will be taken into account in the Freedom Bill later this year.
Read more: Clegg asks British people: "What is freedom to you?"
Document information
Published: 1 July 2010


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Bekleidung Männer
Volcom Men T-Shirt Circle Stone in white
Quality Baiscs you can never have enough. And this is even more true when so successful designs such as the Circle Stone T-shirt label Volcom crisp white! The shirt with a classic crew neck and short sleeves obtained by the regular-sectional shape and an understated sporty look. The Black label print on the front is made great by the lighter background and gives the shirt a contrast, but not too eye-catching look. A small logo print at left sleeve complements the design perfectly. The high quality material is made of pure organic cotton and is soft and very skin-friendly, so you are guaranteed a high wearing comfort. Thanks to the high-quality processing You can also wash more often and even dry machining without it losing its shape or color the shirt without problems. So you will certainly enjoy using your new favorite have!
- Basic Fit
- Crew Neck
- Logo print on the front
- small logo print at left sleeve
- soft material
- cut normal
Brand: Volcom
Cat .: T-Shirt
Colour: white / black
material: 100% cotton


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You Could Win $100 This Week at Plant Foods Tack N Stuff
Get to Plant Foods Inc. & Tack N Stuff for a bonus code worth 50,000 points. Enter the code and you could win $100!
Plant Foods Inc. & Tack N Stuff is your exclusive retailer for Canidae Dog Food, the all-natural Dog Food Formula with four high quality meat meals: Chicken, Turkey, Lamb, & Fish! They also have all of your Tack N Stuff like headstalls, breastcollars, bits, saddles, and ropes! And great items like jewelry, purses, home décor, and gift items!


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Author Comments
Rated 3.5 / 5 stars
"this guy's an ANARCHISTIC SQUATTER PUNK"
He squats. The how he rebels..... Except he's Slav, and Slavs squat.
Rated 3.5 / 5 stars
Nice work, but not my cup of tea.
Rated 4.5 / 5 stars
I remember seeing this kind of stuff in that one cartoon you made. Why does this have such a low rating? I thought it was great! It really does show off some well done imagery. I can tell that you put a lot of effort into this. At least the reviewers are nicer to it.
It really does look more like pizza than any ugly person I've seen. Then again, this guy technically is an ugly person. It seems like he's made of actual pizza. I like the occasional photograph here. Hey, maybe because it's not drawn that's why it's low rated?
Rated 5 / 5 stars
that'swerid but I like it!
Rated 5 / 5 stars
i dont wanna die
so ill say i like the effort ONLY REASON IM SAYING THIS IS CCUZ I DONT WANNA DIE OH SHIT HERE HE COM...


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YappEm at MashBash SXSW 2013 Giving Away $150,000
Podcast: EmbedSubscribe: Apple Podcasts | Android | RSSThey gave away $150,000 at MashBash and another $250,000 after the event. YappEm is a app that lets you earn coins that turn into gift cards. You can get cards from any of the major brands. To find out more go to Yappem.com I also walk around MashBash – Mashable's yearly SXSW event. This year it was at Speakeasy. 3 levels of bands, DJ's and other events. A fun time talking to people and enjoying the evening.


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Joop! Homme Splash is a spicy fragrance for men. This fragrance is the perfect addition to the shaving process, leaving a fresh and long lasting fragrance.
Our standard delivery service operates between 8.00am to 7pm Monday to Friday. You will be notified of your order being dispatched via email/Text.
We aim to deliver most items within 3 - 5 working days of an order being placed. Please allow extra time over bank holidays and for large order items. Some larger products have an extended delivery time as they are delivered direct from the manufacturer and the estimated delivery time for these items will be indicated on the product description.
Every possible effort will be made to deliver your order within the delivery lead times advised, however in the rare event that we are unable to do so, we will notify you at the earliest opportunity.
Please be advised that due to adverse weather conditions, delivery/collection times may be affected.
We use variety of different carriers and delivery options to deliver our parcels.
We deliver to most postal areas in the UK. We are not able to deliver to the Isle of Man, Isles of Scilly, Channel Islands, Shetland Islands, BFPO addresses, Northern or Republic of Ireland or overseas.
We also reserve the right to refuse to deliver to addresses that we believe are not secure such as communal or PO Box addresses.


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Bears vs. Lions Odds
DETROIT, MI (The Spread) – First place in the NFC North is up for grabs on Sunday when the Detroit Lions host the Chicago Bears at 1PM ET on FOX.
Chicago is 3-0 on the season, 1-0 on the road and 1-1-1 against the spread. Detroit is 2-1 overall, 1-0 at home and 2-1 against the spread. Chicago has won three straight over Detroit.
Trends show that the Lions are 5-1 against the spread in their last 6 against Chicago and the home team has covered in 4 of the last 5 in this series. The Bears are also 0-4 ATS in their last 4 division games.
According to oddsmakers from Bovada.lv, Detroit is the favorite to win this game, as the Lions have odds of -2.5 points against the Bears. The over/under total for the game has been set at 47.5 points (View Matchup). The opening odds for this game had the Lions favored by 2.5 points as well. The spread dropped to 1.5 points before moving back to 2.5. The over/under total opened at 47.5 and moved to 48 before making the fall back to 47.5.
The Lions are coming off a 27-20 win at Washington last week. The Lions are averaging 410.7 yards per game on offense, while the defense is giving up 366 yards per contest. Quarterback Matthew Stafford has thrown for 1,020 yards and six touchdowns in the three games while receiver Calvin Johnson has caught 17 passes for 268 yards and three scores. Linebacker DeAndre Levy has a team-high 21 tackles and two interceptions on the year.
Chicago is now 3-0 on the season following a 40-23 win at Pittsburgh. The Bears have been led this season by their impressive defense. They are allowing 383 yards per game to opposing offense, but they have created 11 turnovers, scored three touchdowns and picked up five sacks. Quarterback Jay Cutler has thrown for 693 yards and six touchdowns with three interceptions to lead the offense, while Matt Forte has rushed for 225 yards and two scores while catching 18 passes for 138 yards.
In terms of Injuries, Chicago cornerback Charles Tillman is questionable with a groin injury. Detroit receiver Nate Burleson is out after breaking his arm early on Tuesday and running back Reggie Bush is probable to play despite a knee injury.
The Public Bets for this game are currently backing Chicago, as the Bears are getting 72% of the wagers with odds of +2.5 points at Detroit on Sunday.
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Wisconsin not open for business yet
Publication: Waukesha Freeman (Conley); Date: Jan 20, 2011; Section: Opinion; Page: 8A
Wisconsin not open for business yet
Signs are nice, lower taxes better
If you were driving into Wisconsin on Tuesday, you might have passed Governor Scott Walker at the border. No, he wasn't collecting tolls from Chicago Bears fans. Unfortunately the Interstate Commerce clause prevents picking on only Chicago residents to pay tolls, as much as we might find satisfaction in raising revenue for the state that way.
Walker was participating in the traditional changing of the "Welcome to Wisconsin" signs that follows every change in administration.
For eight years, when you have returned from the Mall of America or the Six Flags amusement park, Jim Doyle's name greeted you. This time when the signs were changed, they were changed to "Open for business."
It may not be as satisfying as asking Bears fans to cough up $1.75 to ride our freeways, but the new attitude in Wisconsin has caught the attention of our southern neighbors just the same.
Illinois just increased personal income taxes a whopping 67 percent and the corporate income tax 46 percent. Walker took the opportunity to go on the Illinois airwaves to tell them Wisconsin is not only not planning on raising taxes, but will soon be lowering them.
Wisconsin better follow through. As shocking as Illinois' tax increases sound, Illinois' taxes are still lower than Wisconsin's.
One of my favorite mantras on the Democratic side of the political aisle has been how Wisconsin is no longer a tax hell because we supposedly have dropped out of the top 10. What they fail to mention is that Wisconsin's tax rankings improved largely because other states' taxes went up, not that ours went down.
They also don't mention that the tax rankings don't include the $2 billion in tax increases enacted by the Democrats during the last legislative session. Even before the tax increases, The Tax Foundation ranked Wisconsin 9th highest overall (not 15th as former governor Jim Doyle and others have claimed). Now Wisconsin's tax ranking is about to get a bump, and not in a good way.
Currently the Tax Foundation ranks Wisconsin 40th in the State Business Tax Climate ranking for 2011, a pretty terrible score. We'll see if the Republican-controlled Legislature and Walker can get Wisconsin out of the bottom.
Meanwhile, Illinois is ranked much higher at 23rd overall. Even with the tax increases, the Tax Foundation puts Illinois in 36th place. So if Illinois' tax hikes are the targets of our laughter, imagine how they have enjoyed a laugh at our expense for many years.
The good news for Wisconsinites looking for bragging rights is that Wisconsin will finally be higher than Illinois in the corporate tax climate ranking. That gives you some idea how badly individuals are getting socked in Wisconsin.
Of course, that assumes Illinois doesn't follow through on the promise to lower their income tax rates again in four years.
If Wisconsin is seriously going to compete with its neighbors on something other than a football field, the state is going to have to make some serious structural changes. Reconstructing the state's Commerce Department into a business-friendly agency is a good start. So is offering incentives for businesses that move here.
Lowering tax rates for small businesses, having a simplified regulatory system, and implementing tort reform will also help improve business economic conditions in Wisconsin.
However, Wisconsin needs to commit itself to lower taxes permanently. We can do that by requiring a supermajority to raise taxes, and putting that requirement in the state constitution. Such a requirement will prevent future Legislatures from repeating the mistakes of the past in assuming we can always tax ourselves out of whatever spending hole we dig ourselves.
While the constitutional process moves forward, the current Legislature can impose a supermajority for raising taxes on themselves, as Walker has requested. By imposing such a requirement now, it would prevent the Legislature from retreating later when pressure groups try to get them to back down from the necessary spending cuts.
Illinois residents were probably frustrated when they heard their Legislature, in a lameduck session, acted to raise taxes so drastically. That frustration must have given away to some amusement when Walker said Wisconsin is "open for business."
It's time to put our tax levels where our mouth is.


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NCUA Reports Strong Note Scale
The NCUA has reported it has completed the initial offering of NCUA Guaranteed Notes, investments backed by separate pools of mortgage backed securities. The agency has unconditionally guaranteed timely payment of principal and interest.
The sale is part of the agency corporate resolution plan.
The notes sold were Senior Series 1-A and Senior Series II-A. The Series 1-A offering was for $3.28 billion in notes backed by "senior floating rate securities" the agency said. The notes will pay a return of the London Interbank Offered Rate plus .45% per year, subject to cap of 7.00% per year.
The Series II-A offering was for $566.5 million in notes backed by "fixed pass through securities" and will carry a return of 1.84% per year, the agency said.
NCUA said the offer was oversubscribed and that a mixture of 35 investors participated. Those included credit unions, banks, broker-dealers, insurance companies, money management firms, pension funds and government agencies. Credit unions took about 10% of the offering, NCUA reported.


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Big meet, big finish: Boys placed third to lead charge for HHS
The Hastings combined alpine skiing teams placed sixth out of 21 teams at the annual Welch Village Invitational on Friday.
The overall winner was LaCrosse Logan, which had 628 points. East Ridge finished with 610 and Rochester had 607. Hastings had 536 points.
The second Hastings team finished in fourth place in its race. They had 635 points to come in behind Eagan-Eastview (685), Mahtomedi (660) and St. Cloud (657).
The Hastings boys placed third in the race with 293 points. The winning team was LaCrosse Logan. They finished with 374 points. Woodbury was second with 295. There were 20 teams that competed.
The Raiders were led by Dustin Erickson, who placed third overall. He had a time on the red course of 32.49 seconds and on the blue course of 31.12 seconds for a combined time of 1:03.61.
Adam Peine finished 19th overall. He had times of 35.59 and 33.40 for a combined time of 1:08.99.
Stephen O'Connor placed 25th with times of 35.58 and 34.74. His combined time was 1:10.32.
Thomas Goonan rounded out Squad 1 for the boys. He had times of 53.58 and 38.47 for a combined time of 1:32.05. He placed 64th overall.
On Squad Two, the Raiders were led by Jacob Juelfs, who finished fifth in 1:01.01.
Joe Wright finished in 1:07.48.
Kyle Stapleton had a combined time of 1:09.71. Will Caturia had an overall time of 1:11.77.
The Hastings girls placed 11th in their race. The Raiders had 241 points.
East Ridge won the meet with 349 points and Rochester was second with 335.
The girls were led by Gabriella Sorg, who finished 14th overall. She had a time of 36.07 on the red course and 40.06 on the blue course for a combined time of 1:16.13.
Esther Susag finished 22nd overall with a combined time of 1:19.93. She had times of 37.99 and 41.94 on her individual runs.
Sara Juelfs finished 26th overall. She had a time of 36.95 on the red course and 44.02 on the blue course for a combined time of 1:20.97.
Katie Karl also raced varsity for the girls.
Ursula Rumann finished in 1:12.62. Sarah Kieffer had a time of 1:14.34.
Danika Truax came in at 1:15.66. Elle Peine had a time of 1:18.46.


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Ballarat-based horseman Robert Smerdon is looking down the barrel of a second successive Crown Oaks success after his improving Shamardal filly Bloomingdale Miss won her latest assignment at Caulfield Racecourse over the weekend.
Smerdon enjoyed a big Melbourne Cup Carnival victory in last year's $1 million Group 1 VRC Crown Oaks (2500m) at Flemington with the brilliant Mosheen who won the classic nine lengths ahead of New Zealander Dowager Queen.
Now he is considering the Crown Oaks 2012, to run on Thursday November 8, for Bloomingdale Miss who took her record to two wins from four starts with a one and three quarter length victory over Walk With Attitude in the $80,000 Metro Solar Benchmark 78 (1400m) at Caulfield on Saturday when carrying a hefty 60kg.
The eye-catching win has Smerdon convinced Bloomingdale Miss has a better race in her this time in and that she will improve going up in distance over her next few runs.
"I'm pretty sure she'll get over a lot more ground," Smerdon said.
"She's by Shamardal, who won the French Derby, and the mare she's out of (New York Style) was stakes-placed twice up to 2400 so she should get a middle distance, 1600 to 2000."
While he knows stepping up to the grade of a Group 1 Crown Oaks is a tough ask for the lightly-raced filly, he will pursue that dream until Bloomingdale Miss fails to live up to his expectations of her.
"The thing I'm concerned about is that a race like the Oaks might just come a bit too soon for her," he said.
"But it will be in my mind, the dream's alive."
Heading towards the Crown Oaks Smerdon said he would run her in the $150,000 Group 3 Thousand Guineas Prelude (1400m) at Caulfield on September 22 to test her against better class with the $500,000 Group 1 Thousand Guineas (1600m) back at the track on October 17 also on the radar.
"We will go to the (Thousand) Guineas prelude and test her against the class," he said on Saturday.
"Today was only a benchmark race, so you have to step up to quality fillies at the trip and beyond, but we are hopeful she can measure up."
In the pre-nomination Thousand Guineas odds at the Aussie bookmakers Bloomingdale Miss pays around $51, markets led by the John Thompson-trained Golden Rose betting favourite Nechita ($3.70).
Crown Oaks nominations for 2012 meanwhile will be taken by Racing Victoria on September 25 and published right here at Races.com.au.
When it comes to the season's hottest horse racing odds there is only one place to go – bookmaker.com.au.
Home of the famous "QuickBet" technology, not only is bookmaker.com.au the fastest way to bet on the net but they are also offering the best bonuses for this spring starting with a juicy $400 bonus bet available when you sign-up, deposit and quote the code BONUSBET!


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The Holiday On DvdReviewing: Columbia Pictures Dvd | Rating:
This movie is what I would call a 'chick flik.' It is rated PG-13 and approximately 136 minutes long. This movie is about two adult women who are successful in life and in their careers, but not in their relationships. They get frustrated and hurt and decide to swap houses. The LA woman goes to London and the London woman goes to LA. They both literally drop everything and go. It is the Christmas holiday season and they meet people and have new experiences.
I think that most of us woman can relate in one way or another with this movie. It makes you smile and laugh and is just a good movie to watch. I enjoy watching movies over and over and this is one that I can do that with.
So snuggle up on the sofa and get ready to see a great chick flik!


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My Nonprofit Reviews
440 profile views
1 reviews
Review for Dance Institute of Washington, Inc., Washington, DC, USA
This is my grandaughter's (age 4) first experience with dance and she loves it. She looks forward to her class each week. I plan to enroll her in future classes.
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I've personally experienced the results of this organization in...
Seeing the spark in my granddaughter's eyes in respect to dance. She loves it
What I've enjoyed the most about my experience with this nonprofit is...
The kinds of staff and volunteers that I met were...
If this organization had 10 million bucks, it could...
Expand into the intercity schools
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How frequently have you been involved with the organization?
About every week
When was your last experience with this nonprofit?
Role: General Member of the Public & Parent.


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Car hire in Nuremberg
Hiring a car in Nuremberg
Bavaria's second city has an identity that is deeply rooted in history and culture, having helped shaped the current landscape of a country that once had a difficult and divided past. It is for this reason that many visitors see Nuremberg as a typically German city.
The city's historic half-timbered houses and gothic churches, as well as a wide range of breweries and beer gardens, all help to make Nuremberg a cultural delight that has something on offer for everyone.
Having held many of the Nazi Party rallies during the brutal regime of Adolf Hitler, Nuremberg is best known for embodying how Germany has dealt with one of the darkest periods in European history.
Along with this principle of not shying away from its past, Nuremberg is doing its best to set itself up as being a "city of peace and of human rights".
What you need to know
With a population of just over 500,000, Nuremberg is not as heavily built up as other cities in Germany, but it nevertheless contains some pretty comprehensive transport links, with local traffic in the area controlled by the biggest dynamic traffic guidance system (Dynamisches Verkehrsleitsystem) in Europe.
Such impressive transport infrastructure means that driving is the best way of getting around. Holiday Autos has a wide array of the best names in car rentals. The usual hassle with sorting out forms waivers and all the other extras is all taken care of, meaning you can just focus on planning your trip. In the unlikely event of any problems, there is even a 24-hour contact centre on hand to help guide you.
Where to pick up your car
Visitors to Nuremberg can hit the ground running as soon as they get off the plane, with car rental facilities available on site at Nuremberg Airport NUE.
Find us at the car rental desk inside the airport terminal and, if you've booked in advance, just pick up your keys and be on your way.
Alternatively, there are pick-up points all over the city, including the main railway station, meaning that your options can be flexible to suit you.


text: A Chicagoan finally won the Pulitzer Prize in drama. American Girl Place closed its basement theater. The producers of "Jersey Boys" belatedly decided that Chicago wasn't just another stop on the road. The death of Paul Sills left Chicago improv an orphan. The unpredicted box office success of Lynn Nottage's "Ruined" and the Elevator Repair Service's "Gatz" proved once again that many Chicagoans like their theater to have some heft, but no one seemed to care about a sidesplitting but poorly marketed "Forbidden Broadway." A young Obama took an acting class at the Lookingglass Theatre, and Chicago hired a clutch of new artistic directors with international reputations. A growing recession kicked a lot of theater companies in the teeth.


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Results 1 to 5 of 72
Thread: The Singer
Threaded View
November 27th, 2012 03:20 PM #21
Your name is Queenie Kerrand you are a successful eighteen-year-old singer living in Los Angeles. Your career started when you were fifteen after making a YouTube video of yourself singing a song you wrote, "Talisman". You've sold millions of albums and your songs always make the Top 40. Your latest hit is "Hear" from your new album "petulant heaven". You're best friends with three of today's hottest celebrities and dating a famous heartthrob.
What kind of music do you do?
Who are your three best friends?
Demi Lovato, Taylor Swift & Selena Gomez
Who are you dating?
Taylor Lautner
After the latest Teen Choice Awards, which you were nominated but lost, you go out partying with your friends. The next morning, you wake up next to a guy you don't know, you smell like martinis and pot, and a photo of you giving a lap dance to a well-known movie director that's not your boyfriend is plastered all over "People" magazine. Your "good girl" image is tarnished, your mother, [B]Natalie Rose[/B Kerr, runs off with your agent with all your money, your boyfriend dumps you, your so-called friends trash you behind your back, and your life is basically hell. A few months later, a relative you haven't seen in three years comes to LA and convinces you to come live with them. By now, you're wondering if being an A-list celebrity isn't all it's cracked up to be, so you take them up on their offer and return to the normal suburban life you once had, as well as make plans to go to college.
Who did you go live with?
Your aunt in Philadelphia, Pennsylvania
When you move in with your aunt, Poppy Grace Kerr, in Philly, you change your name back to your original name, Courtney Kate Quinn Kerr, and dye your hair blonde. Of course, it doesn't disguise who you actually are, but the paparazzi have stopped following you around. You enroll at a community college and get a job as a waitress at a restaurant. As much as you hate to admit it, you miss the limelight, even though you've made some nice new friends. But things begin to look up when you meet DH, Damon George Phillips.
How do you meet DH?
A fifteen-year-old girl shyly approaches you after your shift as you're getting ready to leave and asks for your autograph. With her is DH, her older brother, who offers you a polite smile. They invite you to join them for lunch and you accept. You spend the afternoon with them, talking. He's a caring, friendly, and protective 20-year-old college student studying architecture and design.
You and Damon have just started dating when you get a call from a talent agent who wants to put you back in business. You sign a contract with a record company and start working on your new album titled "Lost". Recording songs takes up a lot of your time, as well as promoting the album. Your boyfriend is trying to be supportive, but the paparazzi attention is gradually taking a toll on him, and your relationship. When your album hits the shelves and are top sellers, you're back in the limelight again, and, while attending a party hosted by Angelina Jolie, you spontaneously hook up with your ex and Damon finds out through the tabloids. He's hurt and humiliated. He breaks up with you. After talking with your aunt, you realize you're walking down the same path you did the year before, which got you into trouble in the first place and that having a normal life isn't so bad at all. Damon is the only guy you've ever loved and you want him back.
You go on Oprah and perform a song you wrote with him when your album came out then talk about what an amazing person he is and what he's meant to you.
What is DH's reaction?
He texts you the next day saying that you two should meet. You meet in a cafe, talk and he forgives you.
With you and DH officially back together again, you decide you've had enough of the limelight and it's time to retire. You want to be normal and stay normal. You leave LA for good and move back to Philly. You buy an apartment with DH and go back to school at Community College of Philadelphia and study your new passion, litterature, to pursue a career as a writer. Four years later, you graduate and you are engaged to Damon. You also buy a big house in New Jersey a year after your wedding.
What season do you get married in?
Where do you get married?
What does your wedding dress look like?
What does your engagement ring look like?
What does your house look like?
You and Damon are happily married and you have children. Your kids grow up normal, away from the chaos surrounding other celebrity kids. You also have a dog and a cat. Your life is exactly how you want it and you couldn't be happier.
How many kids do you have?
Genders: boy, girl & twins a boy and a girl.
Names: Henry Noah Heathcliff Phillips, Lana Charlotte Grace Phillips,
Temperance Ruth Kate Phillips & Thomas Luke Samuel Phillips
Your dog: Reed
Your cat: Snow
Courtney, Damon & Henry, Lana, Tempe, Tom & animals Reed & Snow.Girls: Neva, Hope, Katherine, Harlow, Vivienne, Florence, Grace, Nalha, Primrose, Arabella, Isla.
Boys: Nicholas, Luke, Stephen, Leon, John, William, Henry, Victor, Fredrich, Rainer, Simon, Felix.


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My Nonprofit Reviews
139 profile views
1 reviews
Review for Jconnect Seattle, Seattle, WA, USA
Not only have I met many friends and shared many great experiences through JConnect, but I met my future wife! The organization has truly established a unique and valuable role in the Jewish Community in Seattle.
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I've personally experienced the results of this organization in...
my personal life, and in seeing its affect on many others in similar ways.
How frequently have you been involved with the organization?
About every month
When was your last experience with this nonprofit?
Role: Board Member & Social activities.