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PALM BEACH, Fla. – Facing renewed pressure to cut fees amid already razor-thin margins, the record-keeping business is doing all it can to streamline what it does.
Just how best to move forward in accomplishing that was the topic of one of the panel discussions Monday at the 2013 Society of Professional Asset-Managers and Record Keepers meeting.
The push represents yet another overhaul of the industry, a shift designed to wring new efficiencies out of a business that spent years trying to scale up but found itself trying to do too much with too little.
"Fee compression" isn't the only pressure record keepers are facing. The industry — which reported an all-time high of $4.45 trillion in assets in the latest survey — has been in consolidation mode for years.
"We were at a point (several years ago) where we decided it's time to step back and question what we're all doing," recounted Eric Levy, a senior vice president at Lincoln Financial Group.
What Lincoln uncovered was that it couldn't clearly define all that it was offering, he said.
"It was anything a client asked for," he said. "And more scarily, it was anything a prospect was asking for. When you have a sales environment in which there wasn't an RFP that the sales team didn't fall in love with, we decided we needed to change."
That change primarily has meant stripping down Lincoln's service catalog to a more manageable 3,000 or so lines of items it can do. That's still a "daunting" figure, Levy acknowledged, but Lincoln has created a point system that it uses to help communicate to clients which services it does better than others.
Teresa Dennehy, a managing director at TIAA-CREF, shared a similar account.
"You can't have infinite variability with finite resources," she said.
Changing regulations, she said, helped bring a new level of discipline and so, instead of client demands driving its product line, the firm moved to become more strategic about its offerings.
"We now ask do we have the right resources, with clear roles and a clear framework," before committing to a client, she said.
Christine Skatchke, a vice president at Wells Fargo Institutional Retirement & Trust, said record keepers have been "chasing scale" for years but without giving proper thought to the bigger questions of costs and competence.
Now, with fee compression and consolidation in the industry, "no one wants to pay for the flexibility we built," she said.
The move to streamline, she said, has helped instill confidence in the company's salespeople. "They're not just saying yes to anything. They now know why they're saying yes."
Levy said it's important for any firm hoping to go through this process to establish boundaries. "Sales always will find a reason to do the exception," he said. "And you have to say, no, this is what we're doing. We have solution specialists who can help in terms of governance, to help get it right with new clients and then follow up with existing clients."
Dennehy suggested that record keepers pushing to streamline their offerings solicit plenty of feedback from all parts of their organizations, especially operations and client services units.
Resistance to this sort of change should be expected, Levy said.
"It was all viewed as bureaucrat and putting in new authority levels. But it's about transparency. I equate it to a merger and acquisition. You know you need to ask a lot of question, review a lot of documents. Like an M&A deal, we are acquiring the right to service that business for a period of time. You need to have a regimented process and understanding whether you're a good match for that client.
"We'd rather tell a prospect we're not a good fit early on," he said. "Why chase deals that never come to fruition or that you end up winning but for which you're a bad fit?"
Also read:
- Consultant: Retirement industry itself to blame for poor image
- Want balance? Get investing, strategist advises


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BraveWords.com Presents Brave Picks Top 30 Of 2009 ... #26 Revealed
December 5, 2009, 7 years ago
The Brave Picks Top 30 Of 2009 countdown continues! Each day in December we will deliver one of the essential records of the year - as voted by the scribes here at BraveWords.com.
Double-bass drum roll please ....
#26 - CHEAP TRICK - The Latest (Cheap Trick)
Says BraveWords.com scribe Mitch Lafon, "Cheap Trick's The Latest is yet another example of an iconic '70s band re-discovering their roots. The album captures the band's '80s power pop quirkiness while still delivering the rock/punkish edge of the band's first album.""We wanted to make a record that sounded like 2009, get something that sounds like us this year," drummer Bun E. Carlos explains.
According to a press release on the album, The Latest is certainly an album likely to curry favor with the Cheap Trick faithful, filled with anthemic power pop tunes such as 'Miss Tomorrow', 'California Girl', 'Alive' and a cover of SLADE's 'When The Lights Are Out', BEATLESque songs like 'Miracle', 'Everybody Knows' and 'Times of Our Lives', and the power ballads 'These Days', 'Closer...' and 'Smile'.
Guitarist Rick Nielsen adds that, "I think it seems like we kinda grew up but didn't too old, 'cause musically there's a lot of different aspects to it. When you hear something like ('Sick Man Of Europe'), you think, 'This can't be the same guys.' It sounds too energized for what people expect from somebody who's been around as long as we have...But musically I think it sounds like we grew up a bit."
BraveWords.com - Brave Picks Top 30 Of 2009
#30 - DEVIN TOWNSEND PROJECT - Addicted (InsideOut)
#29 - GOD DETHRONED - Passiondale (Metal Blade)
#28 - KISS - Sonic Boom (Kiss Records/ Walmart)
#27 - GORGOROTH - Quantos Possunt Ad Satanitatem Trahunt (Regain)
#26 - CHEAP TRICK - The Latest (Cheap Trick)

subset: commoncrawl


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We had a short trip to Todoroki Keikoku and Omiya-mairi. The only valley in #Japan. A special place for its energy // Before getting into the temple we washed our hands and mouth. We thank the gods for all the great things in life. We clapped twice....


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5 arrested in Janesville drug raid
JANESVILLE � Police say they arrested five people in a raid on a house where marijuana was sold.
The Janesville Police Department Street Crimes Unit executed a search warrant around 7:30 p.m. Friday at 502 Linn St. Apt. C. as �a result of an investigation into the sale of illegal drugs from this residence,� according to a news release.
Police reported seizing more than five ounces of suspected marijuana, drug paraphernalia and packaging materials and about $900 in cash.
Steven R. Hill II, 20, and Sergio A. Morales Jr., 20, both of the Linn St. apartment, were jailed on charges of maintaining a drug trafficking place, possession with the intent to deliver marijuana and possession of drug paraphernalia.
Hill was arrested on additional charges, two counts of manufacture or delivery of marijuana.
Three other Janesville residents, aged 19, 21 and 21, were arrested on marijuana possession charges and released with court dates.
Last updated: 9:19 am Tuesday, July 9, 2013


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First Prince #3
Prince Yahshua uses his enormous black member to violate 4 lucky white sluts in what is sure to be the most memorable night of their lives. Their pussies will forever be changed and forever be addicted to Lord Yahshua's BBC!!
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text: Hi I've just bought a digital tuning box for my A4 3.0 V6 TDi off E-Bay, the problem is that it comes without fiting instructions. Does anybody have any photos or instructions on which connectors this unit plugs into? Any help would be appreciated as it arrives on wednesday :icon_thumright:. Cheers.


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ATLANTA — The third Saturday in October is not too early for Georgia Tech to worry about extending its streak of 16 consecutive bowl seasons.
Three consecutive losses to Virginia Tech, Miami and Brigham Young have raised the pressure for Georgia Tech (3-3, 2-2 Atlantic Coast Conference) to end the skid against Syracuse toay.
Syracuse (3-3, 1-1), coming off a win at North Carolina State, is making its first trip to Georgia Tech.
The Yellow Jackets play two Football Championship Subdivision teams this season. They opened with a 70-0 rout of Elon on Aug. 31 and will play Alabama A&M on Nov. 23.
Only one win over a FCS team can count toward bowl eligibility, so Georgia Tech likely needs to win four of its last six games.
Georgia Tech also has games remaining against Virginia, Pittsburgh, Clemson and Georgia.
A key for the Yellow Jackets is improved production from quarterback Vad Lee, who has no touchdown passes and four interceptions in the three consecutive losses.
Coach Paul Johnson has pulled Lee in the past two games but said he is sticking with the sophomore as his starter. Johnson said Lee needs better pass protection and fewer drops from his receivers.
"Is he perfect? No, but nobody is," Johnson said. "We've got to protect him better in the passing game. That's the bottom line."
Lee has struggled making the right option reads in his first year as a starter. Johnson said that part of Lee's play has improved.
Syracuse coach Scott Shafer began preparing his team for Georgia Tech's spread option offense during two-a-days in August. He continued to spend time on Georgia Tech in the last 10 minutes of practice every Sunday during the season.
"The only way you can get ready is to spend a little bit of time," Shafer said. "Hopefully, we'll reap the benefit from that. We'll see. They are very tough."


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Mandawa Haveli is a great choice for a stay in Jaipur. After splashing around at the outdoor pool, you can grab a bite to eat at one of the 2 restaurants or unwind with a drink at the bar/lounge.


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The following commentary does not necessarily reflect the views of AgWeb or Farm Journal Media. The opinions expressed below are the author's own.
Bob Utterback has more than 26 years of experience and offers producers a disciplined approach to marketing.
Have you thought about all of the acres of corn that are going to be switched to beans,including mine????


text:
Sean Avery is out of a job, at least for the time being, as he ponders the wisdom of saying nasty things about fellow hockey players who had the nerve to date his ex-girlfriends.
Steve Williams is still employed, though what he said about Phil Mickelson was just as bad.
Debate the wisdom of either opening his mouth all you want. What's more interesting is the reaction from two sports that used to have nothing in common besides Happy Gilmore.
Hockey, which tolerates muggings on a nightly basis and has never felt the need to be politically correct, was so offended by a few words that Avery was sent packing after playing only 23 games of what was supposed to be a four-year stint with the Dallas Stars. When last heard from, he was at an undisclosed location undergoing treatment for anger management issues.
Golf, which regards itself as the ultimate gentleman's sport, has apparently left it up to Tiger Woods to decide the fate of his caddie. That's perhaps appropriate because Woods yields far more power in the sport than PGA commissioner Tim Finchem.
Not surprisingly, Woods didn't seem terribly distressed by his caddie's remarks, though he did release a statement calling them inappropriate. It's basically the same reaction he's had any time Williams causes a commotion - which the looper seems to do on a regular basis.
There's a difference, though, between throwing a $7,000 US camera into a pond at the skins game because your employer doesn't like pictures being snapped in his backswing, and calling the second biggest name in golf a name that won't be repeated here.
Just why Williams felt it necessary to unload on Mickelson isn't really clear, though his distaste for Lefty certainly is. It's an open secret on the PGA Tour that Woods and Mickelson aren't exactly dinner pals, but if Williams's comments are any indication, it runs deeper than that.
To Williams's credit, he didn't do a Terrell Owens and claim that he either didn't say what he said or that the media was simply making it up.
"I was simply honest and said they don't get along," Williams said. "I don't particularly like the guy myself. He pays me no respect at all and hence, I don't pay him any respect. It's no secret we don't get along, either."
The problem with that reasoning is that Williams seems confused about his role in a sport that has likely made him a millionaire several times over. He's been in Woods's reflected spotlight so long that he's forgotten that Woods is the talent and he's merely the hired help.
Save the jokes about Mickelson's physique for the caddie barn. Don't worry about your relationship with him because it's not your place to have one anyway.
Woods issued a statement Monday saying the entire matter had been discussed and "dealt with" - whatever that means.
Contrast that to the NHL, which wasted no time in handing Avery a six-game suspension.
Hard to imagine, but hockey finally got one right.
Don't hold your breath waiting for golf to do the same.
- Tim Dahlberg is a national sports columnist for The Associated Press


text:
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- Carbide Type: Silicon Carbide
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.6 Micron ("submicron") Tungsten Carbide Grade with Cobalt Binder -- GC-004F
from General Carbide Corporation
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text:
Kuala Lumpur, Sep 19 : The Immigration Department of Malaysia has given assurance that it would speed up visa and permit applications for priests, musicians and artisans from India.
Human Resources Minister Dr S. Subramaniam said the department's director-general Mahmood Adam had assured him that he would meet all state immigration heads soon to ensure that the government's decision to allow for new applications was implemented immediately.
He said Mahmood also gave him an assurance that all decisions made at a meeting between him (Dr Subramaniam) and Home Minister Syed Hamid Albar would be carried out without delay, The Makkal Osai reported.
One of them was that fresh applications for visas and permits for priests, musicians and artisans from India would be valid for a maximum of three years.
It would also be based on a set of guidelines.


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Wii Play: Motion Plus Wii Remote - Red (Wii)
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Wii Play: Motion is the successor to the popular Wii Play and will have you and your friends twisting and turning as it comes packaged exclusively with a special red Wii Remote Plus controller, delivering precise motion control and immersive social fun that anyone in the household can pick up and instantly enjoy.
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text:
SAN FRANCISCO – It was the best of halves, it was the worst of halves on Thursday as the Dixie State women's soccer team came back from a three-goal deficit after the first half to post a 4-3 win over Academy of Art in Pacific West Conference action by the bay.
The aggressive Red Storm (2-3-2/2-1 PWC) got a pair of goals from Jennifer Mason, an equalizer from Megan Marchbanks, and the game-winner from Kelsey Tesoro to hand the Urban Knights (2-5/0-3 PWC) a loss.
ART U took seven shots in the opening 45 minutes, but scored three goals thanks, in some part, to Jasmine Sharp on each occasion. The midfielder had a goal and two assists for the 3-0 lead at the break.
Mason sliced the lead to one with her goals coming 62 seconds apart in the 57th and 58th minutes. The first came from close range after a Marchbanks assist. Mason struck from 25 yards out on the left side for the second goal.
Marchbanks found the equalizer from just inside 20 yards. She beat her defender and knocked the ball in from the right side.
In the 85th minute, Tesoro put the Red Storm ahead from the left side, 14 yards clear of the net.
Dixie State out shot the Urban Knights 16 to 4 in the second half and 22 to 11 overall. Mason outpaced all players with seven shots.
Abby Johnson saw only five shots on goal, making saves on two of them for the win in net.
A meeting with Holy Names awaits DSC on Saturday to close out the trip to the Bay Area. The game is set to begin at 4:30 p.m.
On Thursday, Dixie State College could not hold on to a late second-half advantage and eventually settled for a 1-1 draw in Pacific West Conference play with Academy of Art University.
"We go up early thanks to a nice cross," Danny Ortiz said.
Seph Azevedo deposited the loose ball in the net in the 43rd minute.
The lead held into the final minutes when the Urban Knights scored from close range off a corner kick in the 82nd minute.Comment on this story
Dixie State was the shot aggressors in the overtime period, compiling seven shots to ART U's one. The teams ended the match even in the shot column with 19 a piece.
"Erik Schallenberger was excellent today and Tyler (Walters) always keeps us in games," Ortiz added.
Schallenberger led all DSC players with four shots, while Ryan Benevente put two shots on goal. Watlers had seven saves in 110 minutes between the pipes.
The Red Storm (1-5-1/0-2-1 PWC) had three shots clang off the post, keeping the thrills of victory waiting for another day.
"Our spirits are still high. We are playing good soccer," Ortiz said.
John Potter is the "Voice of the Red Storm" and an athletic media relation assistant at Dixie State College. Contact him at email@example.com.


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Posted by Denise Berg for 5-2-14
Alumni Weekend is a special time for Mansfield alumni and friends to return to campus and we extend an invitation to MU faculty and staff to participate in this year's celebration scheduled for Friday, June 13 and Saturday, June 14. An invitation brochure was recently distributed via campus mail and can be accessed on the alumni website at http://alumni.mansfield.edu/AW2014.
The MU Alumni Association celebrates outstanding alumni achievements through the Society of Honors Awards program. This year's recipients will receive their awards at Saturday's luncheon where we will also be recognizing retired faculty and retired administrators the Class of 1964 and all class years ending in 4 or 9.
Outstanding Young Alumni Award – Ali Soufan '94 (BA, International Studies & Political Science)
Alumni Citation Award – Maureen Fallon-Walsh '78 (BA, Criminal Justice/Psychology
Elsie Burk Service Award – John Quashnoc '70 (BS, Secondary Ed, Social Studies)
Distinguished Educator Award – Mary Jane Todd Eckel '74 (BS, Music Education)
For additional information or to register, please contact the Office of Alumni Relations at 662-4179 or email@example.com or register online at http://alumni.mansfield.edu/AW2014. To view a video montage from Alumni Weekend 2013 click here.
"Old Mansfield, Hail to Thee!"
Denise Berg, Director of Alumni Relations
Jeffrey Howe '04, President, MU Alumni Association


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Will to Survive - Update #3, Weapon Customisation
Will to Survive has another update this time talking about weapon customisation.
In today's update I wanted to talk a little about the role weapon customisation will have in the game.
Here in the UK we don't have access to a lot of weaponry. We don't have AK47's and M1911's lying around the place so the ones you do find will be quite precious. Adapting them and improving them will be quite important. Adding scopes for example will increase your accuracy at various distances as well as the speed you can acquire a target. You'll be able to attach flash lights and laser targeting either by standard means or just by using some tape you once scavenged. Some of the attachments will be able to be transferred too as long as it wasn't a permanent fixture.
Possibly the most important feature will be the ability to adapt some of the alien tech. You may find the ability to do this yourself or failing that find a helpful survivor willing to trade you something in return for his expertise in the matter. As enemies get bigger, you'll need something more powerful than that .22 rifle of yours!
At the end of the day Will needs as much help as possible, as time goes on the threat grows stronger and ammunition will be harder to find. Gather what you can and adapt to the ever changing world around you.
Steam Greenlight & Steam Keys
The Steam Greenlight page is still going strong, we're at 38% of the way to the top 100. If you've not already helped up vote you can do so here. If we can get this green lit then anybody receiving the game as part of a reward tier will automatically receive a free steam key.
In The Press
The game and campaign has been featured on a few more sites too, why not check them out.
Information aboutWill to Survive
SP/MP: Single-player
Setting: Modern
Genre: Strategy-RPG
Platform: PC
Release: Canceled


text:
Its been a week since my 7 day trip to Egypt with my boyfriend, and I better write it all down lest i forget! The trip included 2-3 days in Cairo, 2 in Luxor and 2 in Hurghada. I think the amount of time i spent in each place was quite enough (though a bit more in Hurghada to relax would have been good too). This was the closest-to-perfect holiday i have ever had
Key highlights include: Pyramids (ofcourse, but only Giza), Village of the workers in Luxor (my personal favourite, even over Valley of the Kings), a hot air balloon ride over luxor west bank to see the sun rise, diving and snorkelling in the red sea!
Major takeaways: Get a good driver/guide for one day tripsfor the pyramids, one day for west bank. Local guides at the temples in Luxor/ Cairo museum are quite half hearted and not value for any money you may be able to bargain for - best to rely on a pre arranged guide, or just walk around with a book. Carry enough change for tipping (cant stress this one enough!!) Dont get stressed over touts
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Pyramids, Tombs and Diving in 7 days
Its been a week since my 7 day trip to Egypt with my boyfriend, and I better write it all down lest i forget! The trip included 2-3 days in Cairo, 2 in Luxor and 2 in Hurghada. I think the amount of time i spent in each place was quite enough (though a bit more in Hurghada to relax would have been good too). This was the closest-to-perfect holiday i have ever had
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A little bit about us:
Me: 22, Indian (we passed off as arabs in most places unless we were required to speak or had a camera in our hands - this helped a lot!), living in London. Very very active, never get tired, don't think much about dicomfort, get easily stressed out about small problems but never want to miss out on anything. This leads to hectic, jampacked holidays - the kind you need a holiday to recover from afterwards
The bf: 22, Indian, living in India (long distance....sigh...) Very laid back, calm, lazy and unwilling to make too much of an effort - takes the kind of holidays I would want AFTER my hectic one.
This being our first big holiday together (though we have been together for six years now), i was worried it might be a recipe for disaster. However, his calmness was essential for a trip across a chaotic country without a permanent tour guide, and my never-give-up-ness essential in planning it
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Day 0:
With a "snowstorm" in London the previous day, I was quite worried about my Austrian air flight taking off. Reached the airport at 2 am for a 6 am flight in case i needed a contingency plan (i had booked backup refundable tickets through Paris!). However, we were up in the air with some minor delays, and I got acquainted with an entertaining lady on the way to Vienna, who placated my fears about missing my connecting flight to Cairo.
Flight to Cairo was long, but the lack of inflight entertainment had a great outcome - I made first Egyptian friend: a chef working in Copenhagen, visiting his family in Cairo. On landing, he insisted he drop me halfway to my hotel since the taxis were charging duoble the reasonable fare. I spent the next one hour in the company of 3 egyptian men, who had great restaurant recommendations and food suggestions
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Enjoying your report & looking forward to more!
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Im back! Was in Madrid for the weekend (another trip report in the making maybe!) and just got some time off work as my boss is off sick (woohoo)
Day 0 Continued:
We had booked a hotel in Zamalek - Hotel Golden Tulip Flamenco - since we wanted to stay in a safe area a bit away from Tehrir in case of any problems (a good idea, as you will find out towards the end of this report...)
The hotel was in a quiet residential area, but close to nice restaurants (the kinds recommended by locals, not guide books), but still only 8-10 EGP from high end hotels for a grander dinner experience. The hotel itself was definitely good, 3-4 stars in my opinion, good rooms, great breakfast.
However, checking in was one of the most exasperating experiences I had in Egypt - one that would be repeated in EVERY hotel i stayed at!! Because i was travelling with my boyfriend, the hotel automatically gave us twin beds instead of a double bed. They even specifically asked what our relationship was (to which i eventually resorted to saying fiance to get them off my back). At one point, he was referred to as a "colleague". Twice we checked into a hotel, reached the room, and then had to go all the way back to get it changed!!
Anyway, back to the happy bits - dinner! We went to Zooba, a small local favourite, on 26 July street. It was recomennded by many websites, as well as my friend from the flight. The Koshary, Hawashi and Juices were great - a must try in the area, with great decor as well
We still had not booked a taxi for our trip to Saqqara/Dashur/Giza the next day, and call Aton Amon (recomended by lonely planet). He was available, and agreed to take us for 250 EGP. Details on next post!
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We found checking in to hotels to be a real hassle too in Egypt and I was with my mother not a man! The check-in took FOREVER at every hotel. At the Hyatt in Cairo after taking an hour to get checked in when we finally got up to our room there was a woman already in it - -fumbling for her robe as we unlocked & opened the door. Very upsetting for her and majorly annoying for us as we had to then wait half an hour to get to the front of the reception line again to explain the problem which then took another eternity to deal with. No apology - they looked at us like we were lying - luckily the woman had also come down to complain.
Sorry to hijack your report but it just brought that memory flashing back!
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Waiting for more..looks like it's been a month, please do post. And tell me how did you find the food(I'm an indian too,so concerned if I'll get enough vegetarian,tasty food).
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Thanks for the reminder Ashwin. Ive been lazy, shame on me. However, note that Im not vegetarian (not even close, i eat all meat). Zooba did have good options though, and vegetarian egyptian food is quite tasty
Anyway, lets get back to this!
I had been quite lazy regarding booking a Taxi/Guide for the pyramids. however, Casaul_Cairo had some great tips. I called up Aton Amon (suggested by Lonely Planet), and was pleasantly surprised to find him available (the situation in Egypt is clearly bad if a lonely planet recommended giude is free the night before....). As suggested by Debbie, I ask Aton to take us in Chronological order of the Pyramids. He understood immediately, and suggested we begin at 8:30 am.
Day 1: Up at 7 am, the breakfast at the hotel was fantastic (our best in Egypt TBH). The restaurant was on the top floor, and the view of the river was quite nice. After stuffing ourselves, we headed down to meet Aton. He was a very friendly man, and greeted us with two small scarab beatles shaped stones, as a sign of good luck
Saqqara: Home of the first stone monument - the Step Pyramid. We reached quite early, and the place was quite desserted. Aton came along with us and guided us along the monument. I found this very helpful, and would recommend not going by yourself, unless you have already read exhaustive guides (which we did not!)
Note: As suggested by Casual_Cairo, we skipped Memphis as it is not very impressive and is flooded with shops where we would feel obliged to purchase something....
Dashur - home of the first pyramid, as well as some rather amusing attempts at pyramids Aton suggested we go inside this pyramid as it would not be crowded at all. It was rather eerie, and I would not recommend it to anyone who is even the slightest bit claustrophobic. However, we both really enjoyed ourself (except for when the boyfriend kept hitting his back on the ceiling while climbing up or down - ouch! pays to be short )
Lunch - the most underwhelming part of our day TBH. Aton took us to an overpriced restauarnt which clearly survives on tourists being taken there by their guides. the food was so-so, but old looking (so many flies ) but, we had a view of the pyramids of Giza behind us!!!
Giza - Aton asked us if we would like to walk/camel/horse it. While I am a keen horserider, the boyfriend is not, so we went for 2 camels so that the difference in comfort levels was not too stark (im so nice). We stopped by at a souvenir shop to arrange the camels. Aton had given be a rough idea of how much they should cost but he left the haggling to me! I *think* we settled for 250-ish for 2 camels.
We left for the panorama spot from where you can see all the 7 pyramids (yes, 7! i didnt know )After some corny photographs (the guides were so enthusiastic, we did not have the heart to say no, though some photographs are great and Im really happy about them)We then started from the smallest and headed to the great pyramids. We were not very keen on going inside, having already done it once. We headed to the Sphinx, which was the only crowded place we saw all day! Again, the posing, and then back!
I'd like to stop here and talk about another issue we faced in Egypt - Baksheesh. While we were obviously prepared, and this concept is widespread in India also, Egypt was just unbelievably inconvenient because of this. We had the constant tension of making sure we had enough small change, and whether we were giving out the right amount!!
Anyway- to happier things. We headed back around 4 pm. Aton suggested we either go home and relax before heading to the Grand Bazaar, or he could drop us there himself directly. We opted for the former, as we were quite tired.
I had read some trip reports which talked about a souvenir shop "Nomad" in Zamalek, near the Marriot. We hailed a taxi around there, and it took us about 20 minutes to find the place! IMO it was not worth it, as neither of us bought anything (it was very clothes-centric, stuff you can get in India frankly)
We were unable to find a single taxi to take us downtown, and we finally gave up and headed for dinner at the Sofitel - there restaurant (Kebabgi i think) was FANTASTIC! the food was amazing, i love mango juice, we were right on the Nile, and the hookah quality was very good. One of the best dinners I have had
We then headed back to prepare for Day 2!!
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Day 2: Breakfast, and then off to the Egyptian Museum!
The taxi ride was uneventful (good tip, *always take the run down metered taxis - they are less comfortable, but are much much cheaper and theres no haggling involved!!!*)
We hired a guide for 2 hours, and he took us to the usual hit-list - Tuttenkhamen's treasures, the Mummy Rooms etc. The museum lived up to my expectations - full of treasures, but way too chaotic to navigate - epitomises Egypt perfectly
The guide was decent enough, but he got a bit lazy towards the end and kept saying time was up even though half an hour was left! We stayed back and roamed around a bit longer, and then headed to the Grand Bazaar.
Maybe it was the situation in Egypt, or maybe it was the day of the week. But the grand bazaar was desserted and nothing like i imagined it (Having been to Istanbul's version of it, I had high expectations)
We did not really buy anything, and headed back to zamalek around noon. We stopped at Cairo Kitchen for lunch. It was a small but nice and airy place filled with upmarket locals and had great food (Ashwin - the vegetarian food was fantastic)
We then walked to our hotel and took a cab for the airport - only 60LE by meter!! (we tipped him an extra 10 because we were so pleased at him not conning us)
We landed at Luxor and took a taxi to our hotel - El Luxor. the Taxi ride was a pain (way too much haggling, and we definitely got conned - 80LE, and the airport is not far at all!)
The hotel was really grand, but they had no internet in the rooms. They also took us to twin beds despite me confirming with them about a double bed. hmph..
Anyway - our drive/guide from the pyramids (Aton) had recommeded a friend for the West Bank at Luxor. We gave him a call to make arrangements for the next day, including a guide and a driver. We were keen on going for a hot air balloon ride, but he said that would be at 3:30 am - so we declined!
Day 2: Luxor West Bank and Luxor Temple
We started at the Valley of the Kings. Our guide was really great, and the work in the tombs was exquisite. We went inside 3 of them, including the longest one.
We then headed to Hatshepsut temple (really different architecture and interesting history), and Medinat Habu.
We then visited my personal favourite: The Village of the Workers - i would NOT miss this - the tombs were small, but the work was more intricate and really well preserved - no tomb raiders here!
The Valley of the Nobles was really interesting as well, as was the Ramesseum.
We spoke to our guide regarding a hot air balloon ride at an earthly hour the next morning, and he agreed that 5:30 would be perfect to see the sunrise.
After heading to our hotel, we left for the Luxor temple which was beautifully lit up at night. We walked around a bit, before heading to the maret for some much-needed souvenir shopping. we ended up buying some papyrus paintings (of the Judgement day which we both really liked) and a bust of tuttenkhamen. Dinner was room service - we were quite exhausted!
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Oops, Luxor West Bank was Day 3 - Apologies!
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Day 4: Hot Air Balloon Ride, Karnak Temple and Taxi ride to Hurghada
The hot air balloon ride was beautiful. the view was great, especially now that we had been to all the sites on the west bank! it is one of the highlights of the trip for me. (Heard about the accident there recently, quite scary!)
After a LONG breakfast at the hotel (so-so, Cairo was nicer), we went to the temples of Karnak. Made the not-so-smart decision to walk there. we didnt realise how far it was!
The temple was awe-inspring. One feels like a dwarf walking around the giant columns! Did the customary walk-around-the-scarab-beatle-7-times-for-good-luck.
We had arranged for a Taxi to take us to Hurghada, and spent the rest of the afternoon driving through dunes.
We arrived at about 5 pm at the Marriot at Hurghada. We had opted for the service apartments which are much cheaper, and got a beautiful sea facing room (point to the reception for no awkwardness around an unmarried couple!)
The hotel was beautiful, and we walked along the private beach (completely desserted) and made arrangements for scuba diving the next day! I called up a few places to make sure prices were ok, and then opted for Aquarius diving, which had an office at our hotel.
Dinner was at the hotel, the hookah was abysmal, food was so-so.
Day 5: Diving and snorkelling!
Spent the whole day on the boat (quite crowded, with about 10 Koreans getting their open water certification). The weather was a bit chilly, but the view was fantastic. The boyfriend does not dive (Yet - he has promised to learn on our next vacation) and so i went on one dive with a group while he did the "Discover Scuba" thing.
The fish were quite great - saw some sting rays, lion fish, alligator fish, etc.
After lunch on-board, I decided to skip another dive to go snorkelling with BF. The water is really heavy, so we didnt have to swim at all, and it was just the two of us snorkelling. Really really nice, very pretty, just as much sea life (almost) - another trip highlight
Headed back around 5 pm. decided to try the italian restaurant for dinner - i have never had such bad italian food ever! Ah well, it was a great day anway
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Day 6: Relax, flight back to Cairo, say hello to protestors
We spent the whole day playing table tennis, pool, cards, chilling by the pool. some much deserved R&R
Our flight to Cairo was at 5 in the evening.
Day 6 happened to be 25th of January - the second anniversary of the revolution. While our hotel was in Zamalek (same one as before), we had to drive close to downtown. the roads had been blocked by marked protestors who were stopping cars - we were quite worried at this point. However, our driver immediately turned around and took us through another route.
Dinner at the hotel - didnt want to venture out frankly!
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Day 7: Relax
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We decided to skip our plan for the day (Coptic Cairo) due to the protests. Instead we spent the morning at the hotel, making full use of their buffet breakfast and watched some movies in our room.
Headed to our respective flights in the afternoon. Trip was over
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A big thankyou to this site for helping plan this (could not have done this otherwise), especially to Debbie!
Any questions, drop me a line!
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Thanks for finishing your report
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Shame on me for taking so long! I have now decided to sit and write down reports for all my trips in 2012. Hope you enjoy reading those!
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Nice report,enjoyed reading it, and quite relieved that protests dont really affect your travel plans. Was scuba diving/snorkeling at like really good? I too am not sure if I should do scuba diving, was the snorkeling good enough( how would you compare the two)?
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Hey ashwin. If you are a scuba diver, you should not miss it. The sea life was quite good. However, you can see about 75% of it from snorkelling as well, and snorkelling is a pleasure because the water is so dense (I personally am not a fan of snorkelling, but I loved it here).
Most places that offer snorkelling would have diving as well, so it is all down to whether you and your partner can dive or not. I did both because my boyfriend doesnt dive.
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Government delays in producing documents, restrictions on access to material, and blanket claims of privilege are threatening to derail an investigation into the payment of legal fees in a political-corruption case, the Auditor-General of British Columbia claims.
The allegations are made in a series of petitions and affidavits filed in a Supreme Court of B.C. case that pits the Auditor-General's office against the Ministry of the Attorney-General.
But in a statement issued Wednesday night, Attorney-General Shirley Bond said it is her understanding legal differences have now been resolved.
"As recently as last Friday, the Auditor-General assured me that he has been provided with access to all records not subject to solicitor-client privilege in the possession of Legal Services Branch in the Ministry of Justice and in the possession of the Risk Management Branch in the Ministry of Finance," she said in a statement.
The court record, however, shows no sign that matters have been resolved.
At the core of the dispute is the Auditor-General's demand for access to records related to the government's decision to pay the $6-million legal fees of Dave Basi and Bobby Virk, two former ministerial aides who entered guilty pleas on breach of trust charges.
The Auditor-General's office last year set out to investigate the government practice of providing indemnity for officials who face charges.
But a legal battle soon erupted concerning the Auditor-General's access to government files. The matter is still before the courts, with the next hearing set to take place in June, and documents filed in the case show the Auditor General fears the audit could be in jeopardy.
"As a result of the delays in production, withholding of documents and restriction on obtaining information the completion of the audit planning phase has been significantly delayed. If access to documents in situ is not provided, the Auditor-General advises me that he is uncertain whether he can even complete the audit in accordance with the audit standards," states an affidavit sworn by Beverly Romeo-Beehler, assistant auditor general.
Ms. Romeo-Beehler recounts several incidents in which the Auditor-General's staff were either refused access to documents, or had to wait up to 14 weeks for material, even though they had confidentiality releases from Mr. Basi and Mr. Virk, and had obtained a B.C. Supreme Court order clearing access to all material related to the case.
In June of last year, auditors picked up binders of information from the Ministry of the Attorney-General.
But Ms. Romeo-Beehler said in the affidavit that the ministry "withheld seven binders containing hundreds of documents…[by asserting]blanket claims of solicitor client privilege."
She said a second demand for material had to be issued, which "is a highly unusual step in a performance audit for the Auditor-General."
Ms. Romeo-Beehler also complained "the Government made a blanket public interest immunity privilege claim over a banker's box of documents (655 documents) without providing specific reasons . . .It took 14 weeks to obtain the documents . . .[and]it appears to me that the blanket claim. . .was too broad."
Ms. Romeo-Beehler said the Attorney-General's office also put restrictions on access to files, including demanding "that no notes will be taken when reviewing the documents" and requiring auditors to flag any documents they wanted copied. That material would then have to be cleared for release by "Cabinet Operations," she said.
"These restrictive terms prevented the auditors from properly utilizing the documents to conduct an audit," she stated in the affidavit. "Without access to the documents and information sought ... the Auditor-General will be unable to complete the planned audit."
The affidavits and petitions were filed with the court last November. When contacted this week and asked for a progress report, a spokesman for the Auditor-General said everything that has to be said is stated in the petition.
In its response to the petition, the Attorney-General's office states it "has been attempting to work with the Office of the Auditor-General to bring the issues respecting third party solicitor-client privilege and confidentiality to a resolution through the court."
It states that 10,000 documents have been produced and more will be released.
"The Auditor-General is currently doing a review, and we have been proactive in assisting him in fulfilling that mandate," Attorney-General Shirley Bond said in the House on Tuesday. "We have made every effort to cooperate and, in fact, have responded to all of the requests of the Auditor-General. As recently as Friday the Auditor actually sent another letter for requests relating to indemnities in British Columbia, and we are co-operating fully."


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Would a continuing US oil boom be negative for tanker stocks?
Shale oil development continues
For the last couple of years, surging U.S. oil production has negatively affected oil imports and tanker demand. The latest data shows that U.S. rig count, a measure of rotary drilling activity in the United States, has hit an all-time high, as explorers and developers continue their search for shale oil domestically. Will the negative trend continue for crude tankers like Frontline Ltd. (FRO), Teekay Tankers Ltd. (TNK), Nordic American Tanker Ltd. (NAT), and Tsakos Energy Navigation Ltd. (TNP) as well as the Guggenheim Shipping ETF (SEA)?
Interested in FRO? Don't miss the next report.
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Production projection
Recent data from the DOE (Department of Energy) shows U.S. weekly crude oil production has fluctuated near 8.1 million barrels a day. Perhaps due to the cold weather, work has stalled. Nonetheless, the EIA (Energy Information Administration) sees continued production increases—primarily from the Bakken, Eagle Ford, and Permian regions—which is expected to drive 8.5 million barrels a day of production in 2014, and 9.3 million in 2015. Since policy forbids the U.S. from exporting domestically produced crude oil, refiners must refine crude into product oils before exporting it.
Refiners, pipelines, and rails
While U.S. oil production is expected to rise further, the IEA (International Energy Agency) recently noted that whether the country's refinery, pipeline, and crude rail capacity can expand fast enough to accommodate increased production is "open to debate." According to information compiled by the Wall Street Journal and consulting firm IHS, American refiners are expected to add at least 400,000 barrels of oil refining capacity a day to existing plants between now and 2018 as refiners try to find ways to expand their capability of refining more light sweet crude from U.S. wells at aging plants.
New refineries
Plans for new types of plants capable of processing just the ultralight oil extracted from U.S. shale oil are also in the works. These are relatively inexpensive to build, and they aren't technically considered refineries because they're not designed to refine a complex mix of crude types or produce wide varieties of product oils such as gasoline, kerosine, diesel, heavy fuel oils, lubricating oils, and petroleum coke. Instead, these plants will process crude halfway and ship it to other countries, where refiners there can complete the work.


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Leaders of the Complete Visitor Economy to Convene at PATA Annual Summit
- Published by Vedat
Leaders of the Complete Visitor Economy will gather for the 2013 PATA Annual Summit (2013PAS) in Bangkok, April 25-28, 2013.
The PATA Youth Forum will commence on Thursday, April 25, followed by the one-day summit on Friday April 26, and the PATA Board meetings and AGM on April 27-28 respectively.
Under the theme "Embracing the Complete Visitor Economy", speakers from the public and private sector at the summit will show the considerable impact and social and economic reach of the complete visitor economy.
Lothar R Pehl, Senior Vice President Operations and Global Initiatives Starwood Hotels and Resorts Asia Pacific said: "Connecting the Complete Visitor Economy (CVE) across functions and cultures is an all-encompassing subject designed to bring countries immigration, transportation, tourism and hospitality industry leaders together under one vision. A visitor economy requires a planned and informed infrastructure and enables stakeholders to access resources and functional knowledge to its collective advantage. That all sounds easy in an industry of creativity, innovation and passion. But it is hard work in reality based on a need to be championed by passionate leaders. And here I look at PATA in collaboration with the Thai Ministry of Tourism who need to craft a collective vision and partnership."
Anita Mendiratta, Managing Director, Cachet Consulting & Head Consultant of The CNN TASK Group, will address the topic, " Strengthening Weak Links in the Visitor Economy." She said: "Capable of generating unprecedented levels of employment, investment, trade, unity and understanding, the visitor economy has become a vehicle strong enough to move nations through times of crisis of various forms, from economic to natural, political to environmental. To yield the greatest impact, however, it is essential that each link in the visitor economy chain 'gets it'. They need to understand the critical role that they play within the greater stakeholder community so that, together, the visitor economy can be maximised for meaningful, shared growth."
Delegates will hear and learn from the Complete Visitor Economy speakers including:
• Gloria Guevara, Former Minister of Tourism – Mexico
• Pansy Ho, Managing Director, Shun Tak Holdings – Hong Kong SAR
• Lothar R Pehl, SVP Operations and Global Initiatives Starwood Hotels and Resorts Asia Pacific
• Abid Butt, CEO – Banyan Tree Hotels & Resorts, Singapore
• Martin Verdon Roe – Global VP, Display Sales, TripAdvisor, UK
• Ross Jackson, Head of Cross-Border Business APCEMEA, Visa Inc.
• Anita Mendiratta, Managing Director – CACHET Consulting/ lead consultant of the CNN T.A.S.K. Group.
Breakout session speakers include:
• Bert van Walbeek, Managing Director, The Winning Edge, Thailand
• Paul Gibson DSO MBE, Defence Consultant, Security Risk Mitigation, UK
• Kimberly Weissman, Department of Homeland Security, USA
• Gerard Brown, Tourism Development Director, UBM Routes Ltd
• Prof Dr Zadok S Lempert, President, Panorama-Medica Group, Bangkok
• Prof Kaye Chon, Dean and Chair Professor School of Hotel and Tourism Mgmt, The Hong Kong Polytechnic University
• Peter Semone, Chief Technical Advisor, LANITH Lao National Institute of Tourism and Hospitality
Another highlight of the Forum will be the Digital Innovation Asia events, April 23- 25 in Bangkok.
PATA has partnered with E-Tourism Asia the producer of Digital Innovation Asia (DIA) to stage digital events, which include the Digital Innovation Asia Awards, Blogger Match-Up Asia, Speak-Up Asia, and the China Boot Camp.
Next Gen hospitality students and travel professionals are also invited to attend the PATA Youth Forum on April 25 at Sri Burapa Auditorium, Thammasat University - Tha Pra Chan Campus, Bangkok. Hosted by the College of Innovation at Thammasat University, the Forum is aiming to target 300 students and professionals. Delegates will also attend an evening reception in Siam Center Plaza hosted by Siam Piwat Co., Ltd. The forum will build on the recent PATA student forums held during the PATA Annual Conference at Taylor's University in Kuala Lumpur in 2011 and Lyceum of the Philippines University, Manila in 2012.


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Carly Rae Jepsen Joins Michael Buble for New Christmas Special
Michael Buble once described himself as a "Christmas prostitute," so it comes to little surprise that the Canadian crooner is hosting another NBC Christmas special this year.
Are Justin Bieber + Selena Gomez Back Together?
Sounds like she really is putting him on "re-peat-peat-peat-peat-peat." Justin Bieber and Selena Gomez were spotted together on Wednesday (Nov. 14) and Thursday (Nov. 15) -- and there are pics to prove it.
Listen to Kesha's Acoustic Version of 'Die Young' From 'Deconstructed' EP
Are Justin Bieber + Selena Gomez Getting Back Together?
Sounds like Selena Gomez may not be taking a page from her bestie Taylor Swift's book, because she and Justin Bieber may reconcile.
Justin Bieber + Selena Gomez Breakup: Was She Too Mature For Him?
The year's biggest breakup has yet to be officially confirmed by either party, but there's talk of more reasons behind Justin Bieber and Selena Gomez calling it quits. How do pals rationalize the split?
Taylor Swift Talks Critics, Song Meanings + Confidence Issues
When you think of Taylor Swift songs, you think of things like heartbreak, falling in love and maybe -- just maybe -- that she may get too serious with guys too fast and scare them off. But Swift insists her songs actually aren't about any of those things. Wait, what?
Taylor Swift Was Too Serious Too Soon for Conor Kennedy
Sounds like Taylor Swift's split from Conor Kennedy may not be as amicable as first reported. While initial news of the breakup cited distance and time apart as the root of the rift, sources are now saying that Swift was really overbearing on Kennedy.
Adele Gives Birth to Baby Boy!
Watch Another Preview of Miley Cyrus in 'Two And a Half Men'
Miley Cyrus confirms that she's pretty much perfect for her 'Two And a Half Men' role as Missi in the latest preview from her guest arc on the show.
One Direction Talk About Getting Married
Ladies, listen up! One Direction are talking about getting married. Which one of the five hotties plans on popping the question -- and who will the lucky lady be?!
Justin Timberlake Reveals How He Won Over Jessica Biel
Justin Timberlake has been relatively quiet about his personal life (post-Britney Spears, especially). Though he and fiancee Jessica Biel are a pretty private couple by Hollywood standards, but he's opening up about how they met, got together and eventually how they'll deal with married life.


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Loss in '94 Taught Romney to Fight Back
Web Resources
Read a Profile of Romney
Read about Mitt Romney's political career and his prospects as a presidential candidate.
GOP presidential hopeful Mitt Romney is running on what he says is a long track-record of success — in business, running the Olympics, and most recently, as governor of Massachusetts. But Romney's first bid for public office was a disappointment. He ran unsuccessfully for the U.S. Senate in 1994. His opponent was Sen. Edward Kennedy.
Romney always knew that challenging the Massachusetts senator would be an uphill battle. The section of his memoir, Turnaround, that describes the contest is called "Storming the Castle."
"Might as well give it to him straight: Hey, Mr. Romney, Kennedys don't lose in Massachusetts," Romney adviser Charley Manning recalls thinking at the time.
For a short time, though, in the fall of 1994, it looked as if that might change. Kennedy was vulnerable, in the wake of his nephew's 1991 rape trial. And after 32 years of "Sen. Kennedy," many voters were ready for a change.
Manning says Romney was the best first-time candidate he ever worked with. The Boston Globe called him "the multimillionaire Prince Charming with the Midas touch in business." Surveys taken around Labor Day showed the race in a virtual tie.
"The idea that a Kennedy might be vulnerable at that point in his career came as a real surprise — not only to the political community, but to Kennedy himself," says pollster Lou DiNatale, director of the Center for Civic and Economic Opinion at the University of Massachusetts, Lowell.
But two months later, on Election Day, amid big Republican gains nationwide, Kennedy won by more than 300,000 votes. What happened in those two months is the story of a rare setback in the otherwise success-studded career of Mitt Romney.
The Mormon Issue
Kennedy himself deserves some of the credit. The veteran lawmaker rallied in time for a late October debate at Boston's Faneuil Hall.
"He was able to put Romney on the defensive," recalls Democratic media consultant Dan Payne. "At one point, he asked Romney if he knew the cost of a health care plan that Romney was proposing. And Romney just blanched. And he sort of went into his Ralph Kramden — humina humina humina. He didn't have an answer."
The Kennedy camp also made an issue of Romney's Mormonism. Rep. Joseph Kennedy, Edward's nephew, alleged that the Church of Jesus Christ of Latter-day Saints didn't allow black priests, even though that rule had been changed 16 years earlier. The religious attack surprised Romney adviser Manning. After all, he'd watched proudly a generation earlier when John Kennedy successfully fought off questions about his own Catholic faith.
"I remember thinking, 'Would they go after Mitt's religion?'" Manning says. "And I thought, 'No way. Even the Kennedys wouldn't sink that low.'"
The Kennedy camp was roundly criticized for raising the Mormon issue. But the damage was done.
Manning says the attacks made Romney seem "weird and exotic" in heavily Catholic Massachusetts. Even now, a survey by the Pew Forum on Religion and Public Life finds 62 percent of non-Mormons in the U.S. believe the faith is very different from their own religion.
Strikers Raise Questions About Romney's Firm
In the 1994 race, Romney also faced an attack from an unexpected source: a group of striking paper workers from Indiana. The Ampad company had recently bought their unionized plant, cut their wages and laid off some of their colleagues. When the strikers learned that Ampad was largely owned by Mitt Romney's investment firm, they traveled to Massachusetts to make their case.
"We called them the truth squad to tell our side of the story," recalls union leader Randy Johnson. "More than one group said they felt like the Beatles, they had so much press on them."
The story the strikers told was the opposite of the image Romney was trying to project of a job creator, and the Kennedy camp played it up.
Lesson Learned: Fight Back
Romney argued in vain that he had nothing to do with the job cuts at Ampad. He'd taken a leave of absence from his investment firm before the decisions were made. But fair or not, the attack stung. And Romney didn't fight back. Pollster DiNatale calls that a "rookie mistake."
"The surprise was not that Ted Kennedy came at him this way. The surprise was that Romney didn't seem prepared for it. And even though he had a few bullets in the gun, he never got a shot off," DiNatale says.
Romney adviser Manning agrees. He says it's a mistake Romney wouldn't make again.
"One of the lessons I think Mitt really learned was, you can't leave it up to the media to tell your side of the story. You've got to go out and set the story right," Manning says.
Even critics say Romney honed his skills in that first race, and by the time he won the governor's office eight years later, he was a formidable politician.
About-Face on Abortion
Since then, it's not just Romney's skills that have evolved. Both times he ran in Massachusetts, Romney campaigned as a moderate on social issues like gay rights and abortion.
"I have my own beliefs. And those beliefs are very dear to me. One of them is that I do not impose my beliefs on other people," Romney said in that 1994 debate.
Romney told the story of a "close family relative" who died from an illegal abortion. Referencing his mother, who ran for Senate in 1970 with an abortion-rights platform, Romney said, "It is since that time that my mother and my family have been committed to the belief that we can believe as we want. But we will not force our beliefs on others on that matter. And you will not see me wavering on that."
But Romney has since done an about-face on abortion; he's now running for president as a social conservative. He says the turnaround began with some soul-searching on the issue of stem-cell research. Romney's conversion does make him more appealing to many Republican primary voters, but it also raises a question: Does he believe what he says now, or what he said back then?
"Honestly, I've watched this guy for almost 20 years, and I really have no clue," says Democratic consultant Payne. "I don't know which Romney is the real Romney."
That's a perception Romney will have to overcome if he hopes to avoid another disappointment. In his memoir, he writes that the loss to Kennedy in 1994, although expected, felt worse than he'd imagined. And it left him with a bug of wanting to be more involved, wanting to make more of a difference in people's lives.


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Financial Services : Brokerages
21 - 27 of 27 entries.
Optimus Trading GroupFutures and commodities trading brokerage. Includes futures commodities blog covering financial futures and physical commodities market.http://www.optimusfutures.com/
Orient Financial BrokersFOREX Brokerage Company providing future, day, crude oil, gold, commodity, & stock trading in the Middle East.http://www.orientfinance.com
T&K Futures- Futures and Commodity Option TradingWe offer discount, online, self directed and full-service professional brokerage to meet all of your futures and options trading needs.http://www.tkfutures.com
The Clark Financial Group, LLCOnline discount stock brokerage firm that provides full service, professional support at no additional cost.http://www.clarkfinancial.com
Traders InternationalProvides unique and award winning online trading opportunities. Become financially independent from day trading the markets with real professional traders.http://www.tradersinternational.com/usa/
Traders PlatfromOnline discount futures trading. Trade E-Mini S&P, Mini NASDAQ, Mini Dow and Mini Russell. Gain direct access platform for all blobex markets. Expert technical support.http://www.tradersplatform.com
Venture FinanceInvoice Factoring enables you to get paid when you raise your invoices, regardless of when your customer actually pays you.http://www.venture-finance.co.uk/


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With a high energetic style, and a unique rhythm,(his style has been called '..pure comedic jazz'), Troy Thirdgill is one of the most touring acts working today. Hes been to more countries than almost any comic in the world. It's his clean but not corny, intelligent material, insanely real characters that evoke deep laughs because its from a perspective unlike so many others. As Troy puts it, "..all these comics out there acting like they're tortured artist rebels because they use profanity or vulgar premises, ...well, if everyone is rebelling, doesnt that make them conformist?" Thirdgill is a true rebel. Hes one of the few comedians working, where you can laugh with your whole family and it wont be until the shows over that people often go, "I was laughing straight the whole time and I didnt realize until we were leaving, he never was vulgar.." The stereotype of a clean comic is '..take my wife please' and shooting water from a flower in your lapel jokes. This is far from Thirdgills style. He believes you can be funny, clever, insightful and tactful. Its because of his material, high energy and hysterical characters that Troy Thirdgill is so sought after. He works everywhere, all the time. He truly is: 'THE MOST FAMOUS, NON-FAMOUS COMEDIAN!'
ALL SALES ARE FINAL. Purchasing a ticket guarantees you a held table until showtime unless general seating is noted in the event description. The night of your show, we ask that you arrive no later than 15 minutes before showtime. With purchased tickets, you also get access into our private Hoyt Lounge. Simply check in at the ticket window with the reservation name to get your Hoyt Lounge pass. If you show up closer to showtime, simply walk into our showroom, check in with the person seating and they will show you to your table. All purchased tickets are kept in our system, so no need to bring anything down.
If you want to setup a group reservation where you and your guest sit at the same table but are purchasing individually, simply put your group name in parenthesis next to your own last name in the billing section of the order form E.G. (Smith Party).
Hoyt Dining room guests can go straight into the Hoyt Lounge. Please note that your dinner starts 2 hours prior to showtime.
If you are wanting to make a reservation with a gift certificate, Groupon, or any other promotional offer or have questions you must call 503-241-0338 ext. 0.
Purchasing a ticket guarantees you a held table.


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Friday, July 11, 2008
The Year in Frivolity Part II
4 comments:
- Anonymous said...
APBA Guy-
Loved both parts, clearly you are wasting your time in the lawyer biz. My buddy, let's call him The Rodent, graduated Harvard Law many years back. At first we were proud of him, a neighborhood kid made good, unlike the rest of us bums.
But then he became a Fed, as if he'd gone to GW Law night school or something (no offense, GW guys).
His reason for taking the job was that he'd have more time for other things. Like a WWII blog and selling used books.
Anyway, he did ok for himself, nice place in the suburbs, beach house, etc..However, we always wondered what might have happened if he'd gone ahead and worked those 160 hour weeks in a big DC firm for 10 years or so. Maybe he'd own the Nationals now and be holding back their rent or maybe he'd be dead from overwork.
But you have a chance to achieve a dream: to write for every baseball blog simultaneously! Don't let your day job stand in the way of such a noble quest.
- July 11, 2008 at 11:59 AM
- Anonymous said...
Craig - you really do have quite a knack for this writing gig. Let's hope you continue your dalliance with authoring prose.
- July 11, 2008 at 12:47 PM
- Craig Calcaterra said...
Thanks guys. I can assure you: if and when the opportunity arises to do this full time, the opportunity will be taken.
- July 11, 2008 at 1:02 PM
- RoyceTheBaseballHack said...
Kudos on, 'The Year in Frivolity", Shyster. Nicely done.
However, my weekend was shaping up nicely until the image of Schilling's TV career oozed in.
- July 12, 2008 at 12:33 AM


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High Court condemns 'flinty' HBOS over Farepak collapse
A High Court judge laid the blame for the collapse of Farepak squarely at the door of HBOS yesterday, saying the bank could easily have rescued the Christmas hampers group but relished playing "hardball".
In a blistering attack on the bank, now part-owned by the state, Mr Justice Peter Smith said that a loan of as little as £3 million could have prevented Farepak from tumbling into administration.
Despite numerous rescue attempts by Farepak's directors, HBOS withheld financing to ensure that its investment stayed safe, the judge said.
At the height of Farepak's troubles, the bank also effectively forced Farepak directors to continue to take deposits, of at least £4 million, from savers who were almost certain to lose their money, Mr Justice Smith said.…


text: The HALO90 System is designed for coagulation of sites in the gastrointestinal tract, including the treatment of Barrett's esophagus. Barrett's is a pre-cancerous condition of the esophagus often caused by gastroesophageal reflux disease. The HALO90 System is can be used independently or in conjunction with the commercially available HALO360 System, a balloon-based endoscopic ablation system for treating larger, circumferential areas of Barrett's esophagus. Both products are based on patented technology that carefully controls the amount of energy delivered to the tissue so as to safely and effectively remove the diseased tissue and facilitate the re-growth of new healthy tissue. Together, the products offer physicians a safe and convenient solution for the complete removal of Barrett's esophagus.


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A Beatles Song on 'David Letterman' Like You've Never Heard Before [VIDEO]
Last night's Grammy tribute to the Beatles was AWESOME!! I'm always very weary of seeing other artists perform Beatles songs. In fact, I'm very critical of those performances.
Last week, David Letterman ended each show with an artist performing a Beatles song leading up to the big 50th anniversary for their first Ed Sullivan Show appearance.
One of the artists that performed was a duo called the Broken Bells. I had never heard of them, but they did a fantastic job of "And I Love Her". Like I said, I am really, really critical of other people performing Beatles songs, but this one is awesome!
Check out the "drummer" it's Ringo! Also, watch how they bring in a part of 'I Am The Walrus" into the song. Genius!!
Subscribe to Eagle 106.3 on


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Ah, who are we kidding? No one thought anything of the sort. We just threw that out there yesterday because we heard Tom Skilling was stopping by and we wanted to raise his spirits a bit.
Anyway, the numbers went up, even with all the violence zones in full effect, the manpower at historic lows, crime cameras all down for maintenance, and McFlufferNutter personally checking on each and every foot post:
Six people have been killed and at least 15 others have been wounded so far in shootings across the city this weekend.
[...] At least 15 others have been wounded in shootings since Friday evening, including three women who were shot about 10:25 p.m. Saturday night
by a male gunman whod been turned away from a party in the 13200 block of South Vernon Avenue. None of the women suffered life-threatening injuries.


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Eva Longoria was left red-faced when she hitched up her dress on the red carpet in Cannes, accidentally revealing she wasn't wearing any underwear.
Eva Longoria was left red-faced when she hitched up her dress on the red carpet in Cannes, accidentally revealing she wasn't wearing any underwear.
The 'Desperate Housewives' star accidentally revealed much more than she bargained for while walking the red carpet at the 'Jimmy P. (Psychotherapy Of A Plains Indian)' film screening on Saturday night.
The 38-year-old actress appeared unaware of the incident and was happy to pose for the cameras in the rain.
She later enthused on her Twitter page: "My favorite red carpet of the whole year!"
Eva also shared a series of snaps of her fellow celebrity L'Oreal beauty ambassadors Jane Fonda, Cheryl Cole, Megan Gale and Doutzen Kroes, who all braved the bad weather for the annual film festival in the South of France.
The Latina bombshell and her British counterpart Cheryl appeared to get on famously, and the pair couldn't get over how similar they looked.
Eva wrote on the social networking site, "Me and my twin sister @cherylcole at Cannes!', with Cheryl re-posting the message and adding, "It was like looking at a prettier reflection, ha!"
Anne Hathaway, Britney Spears and Paris Hilton have all memorably suffered similar cringe-worthy red carpet malfunctions.
To get the latest entertainment news and gossip, follow us on Twitter @Showbiz_IT and Like us on facebook.com/IndiaToday
For news and videos in Hindi, go to AajTak.in. ताज़ातरीन ख़बरों और वीडियो के लिए आजतक.इन पर आएं.


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Brings Advanced PLM Solutions to SolidWorks and Enterprise PDM Users Around the World.
Aras®, the leading enterprise open source Product Lifecycle Management (PLM) software solution provider, today announced at SolidWorks World 2011 that the ongoing relationship with the SolidWorks product line has expanded to formal membership in the SolidWorks Partner Program.
Partner program membership brings the advanced PLM solutions of Aras to SolidWorks and Enterprise PDM users and resellers around the world. The Aras solutions provide easy-to-use functionality for enterprise-wide PLM processes such as New Product Development and Introduction (NPDI), Complex Configuration Management, Enterprise Change Management, Outsourced Manufacturing, Quality Compliance and more.
The Aras PLM platform is ideal for companies that use SolidWorks in a multi-CAD environment or for businesses that need to complement and extend Enterprise PDM to enable global PLM processes. The highly flexible pure Web architecture, robust security, multi-site replication and powerful scalability mean Aras is well suited for complicated deployment scenarios with thousands of users across the extended enterprise. And Aras is the only PLM suite delivered in an open source format that eliminates PLM license expenses and provides a predictable, fixed cost structure - especially important for large scale deployments.
Jul 18, 2011
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Don't miss out on a lower price on this hotel
Get an overview of this hotel3.5-star hotel with free breakfast and restaurant
Collecting Nectar Points
Simply enter your Nectar card number when you check out. Your points will be credited 35 days after you return from your trip.
*Terms and conditions apply.
Popular property highlights
Situated in Lulea, this hotel is within 2 mi (3 km) of Lulea University of Technology, Kulturens Hus, and Lulea Cathedral. Gammelstad Church and Lulea Golf Club are also within 9 mi (15 km).
Hotel Features
This smoke-free hotel features a restaurant, an indoor pool, and a health club. Free buffet breakfast, free WiFi in public areas, and free self parking are also provided. Other amenities include a bar/lounge, a sauna, and a business center.
Room Amenities
All 160 rooms offer free WiFi, TVs, and hair dryers. Showers, ironing boards, and desks are among the other amenities that guests will find.Information missing or incorrect? Tell us!Opens in a new window
Scandic Luleå
Hotel Amenities
Hotel Amenities
In addition to an indoor pool, Scandic Luleå provides a health club and a sauna. The hotel offers a restaurant. A bar/lounge is on site where guests can unwind with a drink. Guests can enjoy a complimentary breakfast each morning. Wireless Internet access is complimentary.
Business-related amenities at this 3.5-star property consist of a business center and meeting rooms. Event facilities measuring 3013 square feet (280 square meters) include conference space. This business-friendly hotel also offers tour/ticket assistance, a grocery/convenience store, and an elevator (lift). Onsite self parking is complimentary.
Scandic Luleå is a smoke-free property.
- Conference space size (meters) - 280
- Number of meeting rooms - 7
- Bar/lounge
- Luggage storage
- Elevator/lift
- Conference space size (feet) - 3013
- Indoor pool
- Business center
- Free breakfast
- Conference space
- Grocery/convenience store
- Tours/ticket assistance
- Meeting rooms 7
- Restaurant
- Total number of rooms - 160
- Free self parking
- Number of floors - 4
- Free WiFi
- Sauna
- Number of buildings/towers - 1
- Health club
- Smoke-free property
Family Friendly Amenities
- Family Hotel
- Indoor pool
- Free Wi-Fi
- Grocery/convenience store
- Cribs/infant beds (complimentary)
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Daily housekeeping
- Private bathroom
- Hair dryer
- Shower only
- Television
- Iron/ironing board
- Desk
- Free WiFi
- Free cribs/infant beds
Where to Eat
Guests are offered a complimentary buffet breakfast each morning.
Norrport - This restaurant specializes in local cuisine and serves breakfast, lunch, and dinner. A children's menu is available.
Nearby Things to Do
Recreational amenities at the hotel include an indoor pool, a health club, and a sauna.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Cross-country skiing nearby
If you have requests for specific accessibility needs, please note them at check-out when you book your room.
- Accessible bathroom
- In-room accessibility
Hotel Policies
Check-in time starts at 2 PM
Check-in time ends at 5:30 AM
Check-out time is noon
Payment types
Children and extra beds
- Children are welcome.
- Kids stay free! Children 12 years old and younger stay free when using existing bedding.
- Rollaway/extra beds are not available.
- Free cribs (infant beds)!
- Pets allowed for an extra charge of SEK 200 per accommodation, per night
- Specific rooms only, restrictions apply
- Pet-friendly rooms can be requested by contacting the property at the number on the booking confirmation
You need to know
Extra-person charges may apply and vary depending on property policy.
Optional extras
- Pet fee: SEK 200 per accommodation, per night
Hotel Name
- Luleå Scandic
- Scandic Luleå
- Scandic Luleå Hotel
- Scandic Luleå Hotel Lulea
- Scandic Luleå Lulea
We should mention
Children 12 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. The property allows pets in specific rooms only and has other pet restrictions (surcharges apply and can be found in the Fees section). Guests can arrange to bring pets by contacting the property directly, using the contact information on the booking confirmation.


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A series of buried valleys situated south of the submerged Chalk outcrop of the Strait of Dover and eroded down to -170 m N.G.F. are recognized as infilled tunnel-valleys excavated subglacially during the Warthe Phase of the Saalian glaciation beneath an ice sheet that advanced up the English Channel from the west. Before the Saalian a Chalk ridge joined England and France. Later in the Warthe, ice withdrew from the English Channel and an ice lobe from the North Sea overrode the Chalk ridge to extend some distance down-Channel, eroding some deep NNE-SSW hollows associated with the tunnel-valleys and scouring out the present deep-water channel; this being probably the first physical opening of the Strait of Dover. The tunnel-valleys were infilled during the Eemian interglacial and finally during the Brorup interstadial as evidenced by palynological study of borehole V 050 cores.
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Discussion in 'Shoes and Apparel' started by supermario343, Apr 27, 2008.
thanks man, yeah one of the greatest shirts nike ever made took me around 6 years to find it... haha
y so many?
Because they can go for $120+ on the bay?
Great collection mate, do you have any fed clothing or you just collect anything nike
He's got a pair of Vapor 9 from FO 2012.
yeahh i know, i meant like shirts
Basic statistics and intuition tell me he's got some given the sheer volume of the collection.
^^^ Is it *realistically* possible to see a *profitable* return on the outlay (I don't wanna say investment) for all that stuff ?? The shoes are all size 13...Don't all the big-paying Asian collectors have pygmie-sized feet ?? Is a Dri-Fit visor gonna be worth big bucks in 5,10, 20 years?
I collect mostly Nike Tennis clothing/shoes/bandanas/wristbands/hats/visors etc. But I also collect Nike Running/Training shoes and clothing as well plus I have multiples of the Nike+ GPS Sportwatches & Fuelbands as well. I spend thousands $$S monthly on Nike gear/clothes that will probably never get worn. Everything in that picture still has not been worn once, it's all brand spankin new/ Since this pic I now have to rent 2 storage units, one is full of shoes and the other is full of clothes. I probably have one of the most complete RF collection anywhere from hats/shoes/clothes etc all wrapped in garment bags and boxed up never worn. I may sell some one day, but i doubt it. I will take some more pics soon and post them
Never worn? Not even 'around town' (as opposed to on court)?
After Fed retires that collection would be worth a ton. The affluent Fed fans - and there are many - will be interested.
My humble RF collection. Somes Nadal shirts as well
Nice !
I see that Marina-Blue (3rd, top raw) is not "exactly" the same shade as Neo-Turquoise (3rd, central raw), as some have said ! Marina is lighter.
Its very very close. It can be the type of fabric as well not sure..
How do you post pictures. Sorry I'm new here!
Upload pictures to photo bucket and then link to them.
Srry but why wont my pics upload and show up when I have copied the url. Someone please help me with this
There ya go
Some of my shirts.
nice! I also spy a red version of the Nadal AO/Indian wells 2012 shirt???
Where does the black/red wristbands come from ?
Regular or Premier ?
They are the black version of Federer's 2009 us open wristbands. Unfortunately they are not premier. Teal, neon yellow, and arithracite grey are premier.
ND by UNIQLO
Hi Folks, I was fortunate enough to be in Singapore today and went shopping, for a bit more than I should have, but I really like the looks of that gear. And yes, I will wear all of it...
...to be continued
ND by UNIQLO
What I like about the gear:
All the Navy stuff, even from different lines is the same or by a shade the same Navy, so it can be combined as preferred.
I just like the simple, classic designs. The white/navy shirt with strips on the shoulders has a very classic Borg/Fila kind of look
What could be improved: Sizes are very bizarre:
I am not sure if I should have the shorts in M or L
the Track Pants need to be XL
the US Open Track Jacket is too tight in L, the Australian Open Track Jacket is bit loose in L.
So I guess they're actually selling some of his line then huh?
Either that, or I am Novak Djokovic taking the **** out of all of you :twisted:
I haven't actually figured out where all about, but check your countries UNIQLO Facebook page...that's how I found out about Singapore...
Goodness man...that's over a $400 purchase. Good on you!
I know, it was a bit crazy. But there is no UNIQLO in Switzerland, so who knows when I get a chance again... anyway, have you seen this guy?
^^^^^^frintonVery nice pickups!
Yeah I would have done the same...I'm in Taipei now and since the closest Uniqlo from San Diego is in San Fran...I'll have to get a couple articles of clothing myself. At least I can wait until they go on Sale haha.
Yes I've seen that crazy collection in that man's closet. Just. Wow.
Wow the Uniqlo looks really good!
Great purchase!
I live in Hong Kong, i can easily get it for you
Thanks man, but with shipping and all it might turn out rather expensive in the end...
Where do they sell it in HK? I go there often - never seen it in the Uniqlo store at Harbourcity.
They start selling a week ago in the Uniqlo Causeway Bay World Trade Centre Store Exclusively.
Here is the address
Heard news that they will move it to the new built Lee Theatre Flagship Store afterwards when it opens
Hope this helps :?
I don't get it, most of the Uniqlo stuff is horrid and people probably just buy it cause of Novak.
Anyway each to their own...
After a long time waiting for it...
Finally I can smash my racket like a boss.
^^^ thats one historic polo LOL
How's that any different from buying RF/Rafa or Murray's barricade fits?
Because the Nike and Adidas clothing is actually something one can wear in public.
UniSHMO bro
Played a high school match in these last night, very pleased with comfort and support.
Thanks for all that! Great to know. Might stop in HK before/after the Shanghai 1000 in Oct.
For your benefit, I hope the air quality improves (althought not holding my breath - pun fully intended) - it's been getting progressively nastier every trip. Earlier this month I was wheezing after my runs/tennis at Victoria Park.
^^^Nice! My friend on my team has the same pair. At first he didn't like them as he said he felt too high off the ground but as he got used to them he started to like them more and more. I'm thinking of getting a pair sometime soon.
Its Zoom air up front and in the heel right?
My friend just spent 1kUSD today, he said some popular items are already out of stock, if you are fit for XS/XL maybe you still have a chance...
Yes coz he swept it all, i have not had my chance to get the stuffs yet , dont buy them all lol...
You have to know the Air Pollution problem is not caused by Hong Kong itself
The pollution has been attributed to coal-fired power stations and traffic, although a significant contribution comes from the tens of thousands of factories in China's neighbouring manufacturing heartland in the Pearl River Delta.
Yes. I know where it comes from. HK doesn't have much heavy industry. But, a few yrs back, I did meet a Mainlander who blamed the Russians - had to bite my tongue not to laugh.
Separate names with a comma.


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From Proteopedia
Structure of phosphofructokinase from Saccharomyces cerevisiae
Structural highlights
[PFKA1_YEAST] Catalyzes the phosphorylation of D-fructose 6-phosphate to fructose 1,6-bisphosphate by ATP, the first committing step of glycolysis.[HAMAP-Rule:MF_03184][1] [2] [3] [4] [5] [6] [7] [8] [PFKA2_YEAST] Catalyzes the phosphorylation of D-fructose 6-phosphate to fructose 1,6-bisphosphate by ATP, the first committing step of glycolysis.[HAMAP-Rule:MF_03184][9] [10] [11] [12] [13] [14] [15] [16]
Publication Abstract from PubMed
Phosphofructokinase 1 (PFK) is a multisubunit allosteric enzyme that catalyzes the principal regulatory step in glycolysis-the phosphorylation of fructose 6-phosphate to fructose 1,6-bisphosphate by ATP. The activity of eukaryotic PFK is modulated by a number of effectors in response to the cell's needs for energy and building blocks for biosynthesis. The crystal structures of eukaryotic PFKs-from Saccharomyces cerevisiae and rabbit skeletal muscle-demonstrate how successive gene duplications and fusion are reflected in the protein structure and how they allow the evolution of new functionalities. The basic framework inherited from prokaryotes is conserved, and additional levels of structural and functional complexity have evolved around it. Analysis of protein-ligand complexes has shown how PFK is activated by fructose 2,6-bisphosphate (a powerful PFK effector found only in eukaryotes) and reveals a novel nucleotide binding site. Crystallographic results have been used as the basis for structure-based effector design.
The Crystal Structures of Eukaryotic Phosphofructokinases from Baker's Yeast and Rabbit Skeletal Muscle.,Banaszak K, Mechin I, Obmolova G, Oldham M, Chang SH, Ruiz T, Radermacher M, Kopperschlager G, Rypniewski W J Mol Biol. 2011 Jan 15. PMID:21241708[17]
From MEDLINE®/PubMed®, a database of the U.S. National Library of Medicine.


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I made this out of a few pallets pulled them apart, then thickness the planks. I built the frame and legs of the table out of the thicker parts of the pallets. The chairs were an after thought I still had timber left over, so I made them up in an afternoon with rough measurements
1 Comment
trop bien cette table avec les bancs et tabourets


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The Simple Life L'Officiel Paris Editorial is a bold show of layered conservative looks.
With its moody monochromatic palette, the fashion story is simplistic and traditional. Model Patrycja Gardygajlo sports looks that are fashionably modest. A playful show of proportions, the plus-sized overcoats and floor-length skirts provide inspiration for the sartorially traditional. The spread also features exaggerated collars, simplistic overcoats, boisterous belts and hats galore.
The emotive editorial was captured by photographer Alexander Neumann. With its play on a pilgrim-like garments, each frame is complimented by a mysterious mystique emphasized by the eerie sets. Stylist Vanessa Bellugeon's take on fall fashion is refreshing as it rivals the exuberant opulence of other runway garments. Draw inspiration to make your fall wardrobe one of juxtaposing motifs.
Unpublished - Duplicate
Posh Orthodox Photography
More Stats +/-
Watercolor Makeup Ads
Quirky British Fashion
Edgy Tranquil Editorials
Uptown Beachwear Editorials
Untamed Urban Outfits
'The Simple Life' L'Officiel Paris Editorial Showcases Chic Conser
- By: Alexandra SerranoAug 28, 2012
References: lofficielmode & latestfashioneditorials
References: lofficielmode & latestfashioneditorials


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At Gemvara, we believe that the jewelry you wear should be one of a kind, like you. That's why we make each piece to order, one at a time, just the way you want it. Choose black diamond and yellow gold or garnet and white gold: it's your choice. Mix and match gems and precious metals for a look that's exactly you. It's jewelry for all life's occasions, from a birthday or holiday to your own personal milestones and celebrations. Gemvara uses only the highest quality materials to craft your sterling silver peridot family jewelry design with meticulous attention to detail. Our precious metals are recycled or responsibly mined. Peridot symbolizes grace under pressure. It forms in volcanoes and has even been found in meteorites, surviving the fiery plunge from space. Gemvara's peridot is a spring green with excellent brilliance. Sterling silver is a precious metal with a bright, cool white shine. Gemvara's silver jewelry is crafted in premium Argentium 960, which resists tarnish better than generic sterling silver. Our wide selection of sterling silver peridot family jewelry by Tony Rodrigues, Martha Gomez Gutierrez, Randy Dixon, and other talented designers means you can find jewelry that's exactly your style. You can also shop by style, choosing our Streamlined, Family, or Symbol Collections. Gemvara has an amazing variety of family jewelry designs so you can stylishly express what means the most. Gemvara's fine quality sterling silver peridot family jewelry is designed to be passed down for generations to come, crafted by hand in the United States.
We can help right away. Chat with a jewelry expert now!


text:
Product Description
How to keep your flask clean and hygenic: Please note a spirit held in a flask will only remain drinkable for a few days because the flask is more prone to temperature changes and back wash when being drunk from. Here are some options on how to clean a stainless steel flask: Vinegar – Plain white wine vinegar is cheap and found in most households. After generously soaking your hip flask; rinse with boiling water and leave upturned to drain. Lemon Juice will work as effectively as vinegar Baking Soda is another traditional cleaning agent that will remove any odour or deposits left internally in a hip flask.Don't forget to rinse with hot water and leave upside down to dry. Boiling hot water will work for a quick rinse if you are not changing the spirit your hip flask is holding.
Important Information
Always try to use a photo where the background is contrasting.
If in doubt as to the suitability of your photo for engraving please email us the photo before placing your order and we will advise you. Our email address is email@example.com. Please browse through the ranges of photo pendants and upload an image to try our preview option to find the perfect piece of personalised jewellery.
Shipping: We Aim to dispatch your order within 3-5 working days.
Returns Policy: Please ensure you read the Terms and Conditions as well as the Photo Requirements.


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Discussion in 'Dis Meets' started by NHTikiBeckie, Jun 24, 2013.
Would love to meet some local Disney fans!
I'm in Manchester NH
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Hi!! We are out that way a lot. My dad owns a sub shop on Elm St. and my DH's family is in Hooksett.
I'm in Woburn ! Kind of close. Lol
I'm in Merrimack
We are in NH!
Yes, not far at all!
Hi! Lots of friends of mine live in Merrimack.
Hello! Whereabouts?
Hi Granite Staters!
I am in Portsmouth too! Yay!
We are actually moving to Orlando very soon, but we are here for a couple more months!
Hey! I am actually on the Stratham/Greenland line now, we used to live off route 1 near Rye though
I go to those outlets all the time. Actually thinking about moving to NH!
Intervale here!
Becki, Londonderry area. What is the name of your father's sub shop?
It is the Stuffed Sub on Elm St
My boyfriends parents are in Londonderry. I'm always up that way.
I grew up in Reading. Right next door!
I actually just saw that for the first time. I happened to be on the north end of Elm St yesterday and noticed it. I will have to try it at some point!!!
How Cool! Are you still on reading ?
Please do! It's a great shop and my dad really appreciates all the business he gets!
No, Southern NH now.
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