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Sectional dogfight; Tigers get doubles team to state, but whole team stays home
New Richmond was able to sweep the doubles championships, but the Tiger boys couldn't catch La Crosse Aquinas for the 2004 WIAA Division 2 New Richmond Sectional Tennis Tournament team championship last Thursday.
New Richmond's top two doubles teams advanced to the WIAA state championship by winning their sectional championships.
The number one singles team of Jeff Engel and Charlie Bohl remained undefeated this season to win the sectional championship. They take an 18-0 record into the state tournament, where they will try to improve on last year's fourth place finish in the Division 2 state tournament.
New Richmond's two doubles team of Dan Bethke and Brian Rehurek also qualified for state with their sectional championship. They carry a 20-5 record to the state tournament.
The battle for the team championship was a two-team tussle, with New Richmond and La Crosse Aquinas starting the day with 24 points each that they'd carried over from the subsectional. While New Richmond was able to dominate the doubles play, Aquinas got points in every flight to edge the Tigers for the team title. With the team sectional championship, Aquinas qualifies to play in the WIAA State Team Tennis Tournament.
New Richmond's qualifiers
Getting Bohl and Engel was a high expectation for the Tigers. They have been the elite doubles team in the area all season and they continued that pattern throughout the sectional meet.
Engel and Bohl locked up a place in the state tournament by zipping past Onalaska Luther in the opening round of the sectional, 6-0, 6-1. The matches in the final rounds of the sectional are primarily done to figure out seeding for the state tournament. In the semifinals Bohl and Engel faced a Viroqua team with a 12-2 record. The Tigers cruised through the opening set 6-0, then hit a rough stretch in the second set, trailing 4-3. They then finished strongly, to win 7-5 and advance to the finals.
In the finals they faced an Aquinas team with a 17-1 record. Aquinas had beaten New Richmond in the sectional final the past two years. This time it was the Tigers' turn. With a good mixture of patience and power, Bohl and Engel were able to complete the championship, winning 6-3, 6-3.
"I didn't feel this result was ever in doubt," said Tiger coach Mike Montello. "They have a goal at state and that is to improve on last year's fourth place finish."
While Bohl and Engel had a relatively smooth time at the sectional, Bethke and Rehurek have made an art form out of winning ugly. They seem to play their best when their backs are against the wall, yet they find ways to pull out the win.
In the sectional semifinal against Aquinas, they trailed in the first set 5-3. They came back to push that set into a tie-breaker, where they pulled out the set.
"They went into a trance in the second set," Montello said, leading to the third set.
In that third set, the teams kept trading games. Then the rains came, forcing a half-hour delay when the two teams were tied at 5-5. In the first game after the delay, Rehurek put together a sharp string of serves and the Tigers were able to win that game. The Tigers then broke Aquinas' serve to win 7-5 and take the match.
There was a break of well over two hours before the championship match was to begin. And this match was just as dramatic as the semifinals.
Bethke and Rehurek again won the first set, playing some of their best tennis in recent weeks. Then again came the swoon in the second set. Eau Claire Regis won the first three games of that set. The Tigers came back again, tying the set at 5-5, only to run their fans through another loop in the emotional roller coaster. They lost the final two games of the set, forcing the match into the third set.
In the third set the Tigers got the lead and held on. They missed out on a chance at match point with a 5-3 lead, but they did finish off the match point chance at 5-4 to earn their way into the state tournament.
"We weren't pretty at times, but we got it done," Montello said. "To make it to state is a big accomplishment for these two."
The Tigers also are sectional champions at three doubles, though this flight does not qualify for the state individual tournament. Robert Rice and Marc Simon finish the season with a 14-5 record at three doubles, a huge improvement from where they started the season. They beat Eau Claire Regis in the semifinals, then lasted through an arduous battle against Aquinas in the championship match, winning the third set in a tie-breaker.
"These two really developed over the second half of the season to become a formidable pair," Montello said.
The Tigers got more points than they expected out of the singles lineup at the subsectional meet, but the singles players couldn't continue that level of success against the stronger competition at the sectional meet.
Marvin Rettenmaier faced the second seed from the Durand subsectional in the opening round of one singles. Rettenmaier struggled in the opening set, but came back nicely to win the second set 6-2. He then experienced physical problems in the third set. He tried to continue, but wasn't up to his normal level of play, losing the third set 6-3.
Shawn Anderson was a big surprise for the Tigers at the subsectional. He started that day with a 4-9 record, but beat two opponents to get to sectionals. In the sectional semifinal he faced an opponent from Mauston who had a 14-3 record. Again Anderson pulled off the upset, winning 6-3, 7-5.
That put Anderson in the finals against David Reckase of Aquinas. Anderson is younger appearing than most high school juniors, but Reckase is a sophomore who easily could have been mistaken for a middle schooler. Yet the two of them locked into an excellent first set, which Reckase won 6-4.
"It was at that point that I felt the match would be tough (to win)," Montello said. "Shawn didn't have the crispness he played with in his first match or his wins on Monday."
Jordan Frye also advanced to the sectional title match at three singles. He whipped his opponent from Aquinas in the semifinals. In the finals Frye faced an opponent from Medford. This was a close match, but Frye missed several chances to put shots away that his opponent chased down, coming back to win the points. Medford won the title match 6-4, 7-5.
Freshman Jake Kleiner was a huge surprise at the subsectional, winning two matches. He ran up against much more experienced opponents on Thursday and was beaten in both of his matches.
"He is a solid young man who has some great tennis ahead of him," Montello predicted.
2004 WIAA New Richmond Division 2 Boys Sectional Tennis Tournament
Team Scores: La Crosse Aquinas 44, New Richmond 42, Mauston 25, Ashland 21, Eau Claire Regis 18, Viroqua 15, Medford 14, Ellsworth 12, Baldwin-Woodville 9, Amery 7, Marshfield Columbus 4, Onalaska Luther 2, Durand 2, Phillips 2, Barron 0, Black River Falls 0
New Richmond results
One Singles: Marvin Rettenmaier was beaten in the sectional semifinals by Ben Andrew (Vir) 6-4 2-6, 6-3
Two Singles: Shawn Anderson def. Craig Cherny (Mau) in sectional semifinals 6-3, 7-5; lost to David Reckase (Aquinas) 6-4, 6-2 for sectional championship
Three Singles: Jordan Frye def. Tom Rentschler (Aquinas) 6-0, 6-0 in sectional semifinals; lost to Mike Fehlhaber (Medford) 6-4, 7-5 for sectional championship
Four Singles: Jake Kleiner was defeated by Andrew Brose (Aquinas) in the sectional semifinals 6-0, 6-0; Kliner lost to Greg Langen (Mauston) 6-2, 6-2 in the third place match
One Doubles: Charlie Bohl and Jeff Engel def. Dan Niemi and Dale Rundahl (Luther) 6-0, 6-1 in the sectional quarterfinals; Bohl and Engel def. Eric Moilien and Joe Powers (Viroqua) 6-0; 6-2 in the sectional semifinals; Bohl and Engel def. Kyle Gibson and Steve Hancock (Aquinas) 6-3, 6-3 for sectional championship
Two Doubles: Dan Bethke and Brian Rehurek def. Zach Burud and Joe Soldner (Aquinas) 7-6 A(8-6), 3-6, 7-5 in semifinals; def. Matt Lokken and Steve Ridenour (Regis) 6-1, 5-7, 6-4 for sectional championship
Three Doubles: Robert Rice and Marc Simon def. Joe Hortman and Greg Wysocky (Regis) 6-3, 6-2 in semifinals; def. Jeff Jahanger and Matt Momont (Aquinas) 6-4, 2-6, 7-6 for sectional championship


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Walmart, 1880 N Main St, Shelbyville, Tennessee, 37160
Store Hours of Operation, Location & Phone Number for Walmart Near You
Walmart Supercenter
1880 N Main St Shelbyville TN 37160
Hours(Opening & Closing Times):
Open 24 Hours
Phone Number: (931) 685-0499
Customer Service Email or Contact:Correct this information
Use the detailed information provided herein to locate the nearest Walmart department stores in your area. Need to find out what time the local Walmart in Shelbyville department store stays open until or locks the doors? Includes area locations, opening and closing times, street addresses, telephone number and helpful contact information.
Walmart began as Walton's Five and Dime Store in Bentonville, AR, in 1962. Over the years, the company changed names to Walmart and grew to more than 8,900 locations worldwide by April 2013. Walmart officially listed as a public company in 1972 and trades on the NYSE as WMT. As one of the largest retail chains in the world, Walmart boasts more than 2 million employees and generates in upwards of $446 billion in annual revenues. Company corporate offices reside in Bentonville, AR.
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IEX Celebrating 6th Anniversary By Launching Mobile Application and Power Market Report
INDIAN ENERGY EXCHANGE LTD. (IEX) India's premier power trading platform Celebrating its 6th Anniversary
June 27, 2014 (Newswire.com) - Indian Energy Exchange (IEX), India's premier power exchange, has launched Mobile App on the occasion of its 6th Anniversary Day celebrations. The App, now available for Android device, grants easy access to real-time price and volume information in the Day-Ahead Power Market besides providing information on REC Market as well as latest notifications and circulars from IEX, thereby strengthening its connect and engagement with the stakeholders, both existing as well as potential. IEX also plans to launch the App for Apple and Blackberry devices within the next few days.
In addition, IEX is also delighted to unveil its comprehensive study in collaboration with Mercados Energy Market India, a reputed primary research organization. Titled 'Indian Power Market: Journey so far and way forward". The Report discusses evolution of exchange-based power markets, their contribution in shaping the Indian power sector, and their potential in a supply-starved economy such as ours. The study discusses the impact of power exchanges - with volumes rising almost 14-folds since inception, translating to a share of 3% in terms of total electricity generated and also advocates the need of prudent reforms such as ancillary services market, capacity market and financial transmission rights. Both the report as well as the Mobile App can be downloaded from the IEX website www.iexindia.com
"Since its inception IEX has been revolutionizing the Indian power market. It is opportune for us to choose our Anniversary day to launch our Mobile App which as this will further redefine our stakeholder experience thereby enabling us to establish a stronger connect with them. This Application will empower our stakeholders to access real-time market information-on-the-go. We would continue to set newer standards in terms of simplifying and widening access of our offerings in a cost-effective yet potent way, using technology as the great leveller", commented Mr. Rajesh K. Mediratta, Director - Business Development, IEX.
The IEX Mobile App (IEX App) offers extensive information on Day-Ahead Market (DAM) in Power- bid details, market clearing price and market clearing volume; area price and volume; REC markets, circulars, landed cost calculator for open access users etc. The users must download the App either by accessing the IEX website (www.iexindia.com) or from their phone respective App Stores. After the APP is downloaded, the user registration information is captured, and subsequently a communication (email and /or sms) is sent to him/her with an activation link/code. The access to the Application is provided only after user activates the access. This registration and activation is a one-time activity per device.
About IEX:
INDIAN ENERGY EXCHANGE LTD. (IEX) is India's premier power trading platform. Providing a transparent, neutral, demutualized and automated platform for physical delivery of electricity, IEX enables efficient price discovery and price risk management for participants of the electricity market, including industries eligible for open access.
Today, over 2600 participants across utilities from 27 States, 5 Union Territories (UTs), 500+ private generators and more than 2300 open access consumers are leveraging the exchange platform to manage their power portfolio in the most competitive and reliable way.
Categories: Business
Tags: anniversary, Blackberry, IEX


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Play free online games!
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Play with your own profile by registering yourself for this fun game. You can also play as guest, but your scores and account will not be saved then.
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DescriptionIn this game it is up to you to destroy the ragdoll. Place bombs at strategic spots and make sure nothing of the ragdoll will be left.
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|Common Name :
|Dandelion, Common dandelion, Blowballs.
|Botanical Name :
|Taraxacum officinale
|Family :
|Country :
There are few flowers around us which are not welcomed but very attractive and showy. They are notorious weed with beauty. Name of one such flower is Common dandelion or simply Dandelion. This flower is mainly native to Eurasian region. Botanical name is Taraxacum officinale and belongs to the plant family Asteraceae.
Dandelion is a taproot herbaceous perennial plant. Leafs are slightly hairy and deeply toothed (In French 'Dent de Lion' means 'Lion's Tooth'). Leafs are long and narrow near the petiole. This plant grows mostly on lawns, roadsides.
Flowers of Dandelion are very much showy. They are yellow in color and blooms from March to October. Similar to the other Aster flower it has lot of petals. Petals are slim and having toothed at the tip. The stalk of the flower is much long and hollow inside. Stalks are available in green and reddish.
The flower converts into a silver colored ball that contains numerous seeds. The kids use to play it by blowing and dispersing the seeds (hence name Blowballs). Because of its numerous seeds the plant spread quickly in next year, and having taproot it is really difficult to get rid of it. That's why to the gardeners or farmers the rule is pluck the flower whenever you see it (beauty is valueless here).
Despite of being a weed plant this still has few medicinal uses. This plant has the remedy for bile and liver related problems. This plant can be eaten as vegetable. Young leafs and buds can be eaten as salad whereas the older leafs after cooking (i.e. frying with olive oil). The leafs are a great source of Potassium and Calcium.
Silver ball, A Dandelion flower converted into this.
Photos of this article were taken from several places of Ireland. It was the month of March and April of 2016.
This article has written by Lonely Traveler,
for the blog http://icwow.blogspot.com/


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Edit Article
wikiHow to Make Strawberry Yogurt Using Jam
Do you hate it when your favorite yogurt runs out? Well then, keep on reading this article for step by step instructions on how to make strawberry yogurt using jam.
- plain or flavored yogurt
- strawberry jam
- sugar (optional)
- ice (optional)
- 1 tablespoon of thick cream
- strawberries
1With clean hands, take your bowl and put the yogurt in it. There are no exact measurements for this recipe, so just take what you think is a good portion for you, or the people that are being served.
2Now, take your jam and put that in your bowl as well, the more jam you put in, the sweeter your yogurt will get.
3Take your spoon or whisk and stir, stir, stir, until your two ingredients combine and become a red/pink, thin consistency.
4This is optional, but if you like all things sweet, add a tiny amount of sugar, the jam and sugar will make it super sweet.
5If desired, take 1 tbsp. of thick cream and put it in your mixture. Stir this with your yogurt and jam until you have a thicker consistency.
6This step is also optional, take some ice cubes and put them in a plastics bag, secure your bag with twist ties, or elastic bands (unless it's a zip-lock bag), once it's secured, take a hammer and start crushing the ice with it. Be EXTREMELY CAREFUL when doing this step. If you don't feel comfortable doing this, try a different method for crushing your ice, or just skip this entire step. If you would like your yogurt to be cold, place it in your fridge for 30 minutes, or in your freezer for 15 minutes.
7If you want to make your yogurt's presentation improve you can put your yogurt in cups or bowls and you can create a design with strawberries (flower, happy face, etc.). Otherwise you can just toss in your strawberries into your yogurt.
8Enjoy your strawberry yogurt!
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- If you want to give your strawberry yogurt a special touch, drizzle some whipped cream on it
- Be careful when handling a hammer or knife
Things You'll Need
- A bowl (any size will do)
- A spoon, whisk, etc. (for mixing)
- Cups (optional, if served to guests)
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"A Tribute to Mike Kelley" at MOCA
Mike Kelley's untimely death sent a shockwave throughout the art world. It seemed unthinkable that L.A.'s subversive "bad boy" artist was gone. Within two weeks of his death, MOCA L.A. organized a special tribute exhibition celebrating Kelley's work. Knowing how far in advance museums plan exhibitions, this is nothing short of miraculous.
The 23 exhibited works are all part of MOCA's collection and represent the diversity of Kelley's practice spanning works on paper, sculpture, installations and performances. The exhibit also includes six works from Kelley's own art collection donated to the museum. One particular work kept nagging at me. Empathy Displacement: Humanoid Morphology (2nd and3rd Remove) #3 and #7 (1990) consists of two stuffed "dolls" (creatures) encased in black boxes displayed on the floor. Propped against the wall are two black and white paintings of the stuffed objects. Trapped, the creatures remain forever enshrined in their black tombs, yet Kelley has liberated their spirits through his distorted caricatures.
Another installation features two dirty cat blankets, litter boxes, food dishes and toys–all the accoutrements, sans the cat. Despite the domestic banality and familiarity of these objects, Kelley's work exudes both tension and despondency. Roped off, the scene transforms into a memorial shrine.
The works from Kelley's personal collection provide another perspective to the artist's aesthetic sensibility. Marnie Weber's life-size bear sculpture wearing a red riding hood cape and John Altoon's pastel drawing of two girls exposing their genitals to the viewer reinforce the notion of fetishistic desire inherent in many of Kelley's own works.
In thinking about Kelley's contribution to contemporary art, but also to art education (he taught at the Art Center College of Design), it is a mistake to reduce his work to the abject. Although many of his well-known works have lewd overtones, his work also poignantly speaks about loss. Kelley's work makes us flinch, because it takes us to the dark side, exposing our deepest fears and dirty desires.
In Barry Lopez' book Resistance, he says, "We will disrupt through witness, remembrance and the courtship of the imagination." Kelley's work forces us to witness humanity's depravity. His objects serve to remind us of what we wish to forget. In Kelley's world of monsters and madness, we yearn for a glimmer of redemption, which never arrives. Yet his imagination and unique vision will continue to live on in his work.
Tribute to Mike Kelley
February 18–April 2, 2012
Multi-media artist Colette Copeland recently relocated to Dallas from Philadelphia. She writes for Afterimage—Journal of Media Arts and Cultural Criticism and Ceramics: Art and Perception Magazine. Her work can be found at www.colettecopeland.com.
also by Colette Copeland
- In Wonderland: Surrealist Adventures of Women Artists - April 25th, 2012
- CAA Part II: Design, Food, Weegee and Naked Hollywood - March 9th, 2012
- CAA Part I: Conference Highlights - March 3rd, 2012


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Personal Campaign
Ana is gathering 10 pledges to
Boycott Fortnum And M/Harrods Forever For Selling Foie Gras!
For me it`s important that we Humans respect Life above all things, and in this case animals lives. Do you know the way Foie-gras is made? The horrible suffering of ducks in order to have a good foie-gras, is unaceptable! So please, sign this petition in order to stop with this horrible torture. It´s an injustice to treat animals this way! Only British citizens or who is living in UK can sign this petition, so share if you are not in one of this cases maybe you have a friend who knows a friend, and that helps! Thank you so much for your help!


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RALEIGH, NC (WWAY) — North Carolina's unemployment rate was 9.9 percent in June. That's up 0.2 points from May.
The Employment Security Commission says government jobs decreased by 10,200 in June, including 7,600 in state government. This includes jobs lost in community colleges and universities. In comparison to the same time last year, there has been an increase in claims in state and local government. This is largely due to an increase in claims in both local and state education.
"Clearly, there is much work to be done, but as we work to recover from the global economic recession, the ESC will continue to work with the assistance of our economic development and workforce partners to put people back to work," ESC Chairman Lynn Holmes said.
Seasonally adjusted total nonfarm industry employment, as gathered through the monthly establishment survey decreased by 9,500 to 3,870,800 in June. The largest over-the-month employment increase occurred in leisure and hospitality services (+4,400). The largest decrease was in government (-10,200). Private sector jobs have increased 28,900 over-the-year while government has shed 31,600.


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Scalds, not fire, are the most common cause of burns to children.
The majority of parents don't know about this burn hazard.
The B.C. Professional Fire Fighters' Burn Fund's 18th Annual Burn Awareness Week (BAW) program runs February 2nd to 8th, 2014. Burn Awareness Week teaches kids to be responsible for their own safety, and helps make families aware of potentially harmful situations. Further information is available online at www.burnfund.org
Burn Awareness Week Program
Public and private elementary schools in British Columbia, parents, students – anyone – can access the program online, which includes burn awareness safety tip information, student activity sheets, quizzes, colouring pages, and animated videos. The program is available in PDF format for easy download and printing.
The Burn Hazard
A majority of Canadian parents aren't aware of the scald and burn hazards in their homes. A survey by Safe Kids Canada found that 70% of Canadian parents did not know that the most common cause of burn injuries to children is scalds from hot liquids, such as spilled hot drinks and hot tap water, rather than fire.
"Most adults realize that children need to be kept safe from fire or hot objects like the stove, but they do not realize that hot liquids are just as dangerous," says Tim Baillie, Burn Fund Director and Chair, Burn Awareness Week Program. "Hot liquids burn just like fire."
Each year an estimated 9,000 children in Canada visit hospital emergency room for burns, and almost half of these have suffered scalds from hot liquids.
Close to 1,000 Canadian children are hospitalized each year for severe scalds and burns. Approximately 50% of these children are hospitalized for scalds alone. (Source: Safe Kids Canada)
In British Columbia, more than 200 children are hospitalized for scald burns and thousands more are treated in emergency departments.
87% of these injuries occurred at home, with an average of 40% occurring in the kitchen and 9.3% in the bathroom. (Source: BC Children's Hospital) Through the use of this data we can see that scalding burns are a large contributing injury factor for children.
Caregivers need to be aware that scalds from hot tap water are often the most severe. Children's skin is thinner and more sensitive. A child's skin burns four times more quickly and more deeply than an adult's skin at the same temperature. Most home hot water heaters in Canada are set at 60° Celsius (140° Fahrenheit). At this temperature, a child's skin can burn in just one second.
The Burn Fund and West Kelowna Fire Rescue urges parents to understand how important burn and scald safety information is and to spend some time with their children to review the online Burn Awareness Program.
The Burn Fund is a registered charity established in 1978 by the BC Professional Fire Fighters Association. It provides life saving, life supporting, and life enriching services to the people in British Columbia. More than 3,700 professional fire fighters from fifty communities in British Columbia and the Yukon dedicate their time and skills to support burn survivors through the work the Burn Fund does with its Burn Awareness, Research and Prevention Programs.


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[i]If this is also something you would like to see possibly happen, I encourage you to comment with your agreement. Thanks![/i] A Guardian Rises is the first story mission and the first activity we get to play in Destiny. I loved the mission, the opening cutscene gave me the chills. But I found something there, even though small, would add to the game greatly. You have just killed all the Fallen Dregs that ambushed you with your trusty rifle you have picked up. You make your way across the bridge to find a loot cache. This is the first second weapon that your Guardian will get. If you played as the Hunter you found a Sniper. This fits the Hunter nicely. If you played as the Titan you found a shotgun. This fits the Titan's close combat style very well. If you played a Warlock you found a, [i]shotgun[/i]. Why a shotgun? [u]Why not a Fusion Rifle? [/u] In a lot of the screenshots, pictures, and in game footage in trailers, they show the Warlock wielding a Fusion Rifle. A Fusion Rifle has elemental power and the Warlock is known for his arcane power more than anything else. Even in the character creation menu the Warlock is wielding a Fusion Rifle. [b]I am proposing that instead of a Warlock finding a Shotgun in the loot cache in A Guardian Rises, you will find a Fusion Rifle.[/b] Yes, this is small and will not matter an hour after, but it would add a nice little touch and would make the Warlock's combating different and more fit to its purpose. Thank you for reading this and if you agree please comment with your agreement as said before. :) EDIT: Wow, I appreciate all the likes! But I believe commenting will get this idea known and seen by all. If you also share my idea then please comment to let this grow. Thanks! EDIT 2: This Topic has hit 50 likes and over a 100 comments! There is a lot of agreement with me. Let's keep this up! EDIT 3: DEEJ! Where are you? A very small part of a growing community has shown that this is something they want! All I'm asking is that you give us a No, Possibly, or even a Yes. This Topic will only grow. COME ON DEEJ! EDIT 4: Well, we tried. :) I would like to thank all the commenters and the people who liked this post for showing your support. Really awesome. Destiny is coming Guardians, Be Brave.
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Journal of a Novel – Where I learned that genius piddle farts around too
There are few authors that I love more than John Steinbeck. The moment I started reading East of Eden I knew that I had something big in my hand, this book was about everything, and so it is. I've read … Continue reading
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|You are in: World: Americas
Friday, 21 December, 2001, 16:33 GMT
Argentina names caretaker leader
Argentina's Congress has accepted the resignation of President Fernando de la Rua, who was forced to step down amid the country's worsening economic crisis.
Lawmakers have scheduled another session on Saturday to decide who is to replace him.
In his last act as president, Mr de la Rua lifted the state of emergency he had imposed on Wednesday during street protests that left more than 20 people dead.
Ramon Puerta, the head of the Senate, will act as interim president for a maximum of 48 hours until Congress chooses a successor.
The BBC's Tom Gibb, who is in Buenos Aires, say Congress is likely to decide to call new elections, probably in 90 days' time.
With the country facing economic and political turmoil, correspondents say the next president's job could be a poisoned chalice.
Mr de la Rua made a surprise return to Government House in Buenos Aires on Friday morning, blaming the crisis on the opposition Peronists for refusing his offer to form a government of national unity.
His last act as president was to lift the state of emergency he had declared on Wednesday, in the midst of riots and impending economic chaos.
Street battles
It was the worst unrest since Argentina's return to democracy in 1983, with hundreds of thousands of people taking to the streets to protest at economic hardship.
At least 20 people were killed in the protests.
Mr de la Rua's departure drew cheers from protesters and some danced in the streets.
Earlier, police tried to restrain the crowds by charging them on horseback and pummelling them with water cannon and volleys of tear gas - often firing directly at protesters.
More than 2,000 people were arrested nationwide.
In Buenos Aires, one woman's toe was cut off when stamped on by a police horse, others were carried kicking and shouting to police vans.
Rioters set fire to the finance ministry and two major banks.
In other large cities, looters ransacked homes and supermarkets.
Economic challenge
Public fury was sparked by government austerity measures aimed at reviving the economy, plagued by huge debts and unemployment at almost 20%.
All the members of Mr de la Rua's Cabinet have already handed in their resignations, although he only accepted that of the Economy Minister, Domingo Cavallo.
The BBC's Tom Gibb in Buenos Aires says urgent efforts are now under way to craft an alternative economic policy.
One idea is to end the system tying the Argentine peso to the US dollar. That would mean a devaluation and almost certainly a default on the country's $132bn debt.
Our correspondent says the big problem is that many ordinary Argentines have mortgages and other debts in dollars, as do businesses and farms.
The Peronists have not yet explained how they would fund the costly conversion of all of the debts into pesos.
Protests had been escalating since the government halted pension payments and froze bank accounts in an attempt to deal with the massive debts.
A default would in effect cut off any lifeline from the International Monetary Fund and send Argentina spiralling even deeper into economic crisis.
Similar unrest marked the last financial crisis in Argentina in 1989, forcing the then president, Raul Alfonsin, to leave office early.
Argentina has been in a recession for almost four years.
Earlier this month, the IMF refused Argentina a further $1.3bn in standby loans, unless it balanced its budget for the year 2002.
Mr Cavallo had put forward budget proposals slashing government spending by 20% - but only by cutting public sector wages and reducing pension provisions.
See also:
21 Dec 01 | Americas
Profile: Ramon Puerta
21 Dec 01 | Business
Argentines wait for new policy
21 Dec 01 | Americas
Witness to Argentina's days of drama
21 Dec 01 | Americas
Argentine politicians jockey for power
21 Dec 01 | Media reports
Argentine press warns of dangers ahead
13 Dec 01 | Americas
Argentina delays pension payments
09 Dec 01 | Business
Argentina fails to win IMF reprieve
Internet links:
The BBC is not responsible for the content of external internet sites
Top Americas stories now:
Links to more Americas stories are at the foot of the page.
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VIRGINIA WATER, England, July 15 (UPI) -- Phil Mickelson leaps to No. 5 in the men's world golf rankings with his win at the European Tour's Scottish Open.
Mickelson recovered from a 72nd-hole bogey by nearly holing a wedge shot and then tapping in for a birdie on the first playoff hole to beat Branden Grace. It was Mickelson's 50th professional win.
Eight of those are considered titles on the European Tour, although Mickelson's four major tournaments also fall into that designation.
He heads about 180 miles north from East Lothian, site of this year's Scottish Open, to Inverness and the British Open this week.
He improves his world rankings to fifth, up three spots form a week ago. That pushes No. 6 Matt Kuchar, seventh-ranked Graeme McDowell and No. 8 Brandt Snedeker each down one place.
In another Top 10 change, Steve Stricker edges past Louis Oosthuizen for the No. 10 spot.
Jordan Spieth, who sank a shot from a bunker on the 72nd hole and then survived a three-way sudden-death playoff for five holes Sunday, became the youngest player to win a PGA Tour event since Ralph Guldahl won the Sana Monica Open in 1931. Spieth will turn 20 in two weeks.
Spieth had five birdies (and a bogey) over the last six holes of regulation. He, Zach Johnson and David Hearn tied for first but Spieth, with a par at the 18th on the fifth playoff hole, claimed the title.
He moves up 61 spots in the rankings to No. 59.
The men's world golf Top 10 rankings with player's name, home country and ranking points average:
1. Tiger Woods, United States, 12.37
2. Rory McIlroy, Northern Ireland, 8.79
3. Justin Rose, England, 7.82
4. Adam Scott, Australia, 7.07
5. Phil Mickelson, United States, 6.68
6. Matt Kuchar, United States, 6.47
7. Graeme McDowell, Northern Ireland, 6.12
8. Brandt Snedeker, United States, 5.93
9. Luke Donald, England, 5.68
10. Steve Stricker, United States, 4.96


text: After some winter wheels for my 3.0 TDI Avant - I understand the 3.0 TDI has the same larger brake calipers as fitted to the R32 etc. but uses 312mm discs. Are there any 16" wheels that will fit over these or am I limited to only certain 17" & 18" wheels? Thanks.


text: MJ is of Scottish and Maori lineage, which means he is the direct descendant of men who wore skirts and sported funny accents. More importantly, it means he comes from a long line of visual and oral storytellers. This heritage has served him well in his chosen career as a director/cinematographer.MJ has lived in four countries and weaves the influences of each into his work. Whether capturing the essence of an Alsakan dive bar or Australia's egalitarian culture, he brings skill, intelligence and insight to all of his projects.


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2014-2015 Barcelona Nike Supporters Scarf (Red-Blue). Official 2014 2015 Barcelona Supporters Scarf manufactured by Nike. This FCB scarf is available to buy online and is part of the FCB 2014 2015 training range.Product Code 628889-420
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Advanced Fitness Assessment and Exercise Prescription, Fifth Edition, provides a well-balanced approach to the assessment of physical fitness and the design of exercise programs, addressing cardiorespiratory endurance, muscular fitness, body weight and composition, and flexibility. Two chapters are dedicated to each of these fitness components: one on assessment, followed by one on exercise prescription.
The text is reflective of updates made in the seventh edition of ACSM's Guidelines for Exercise Testing and Prescription, and it is expanded to include new or updated information on the following areas: Maximal and submaximal graded exercise testing in healthy populations, including treadmill and cycle ergometer ramp protocols Muscular fitness testing protocols and norms for children and adults Field tests and norms for evaluating the cardiorespiratory fitness, functional strength, and flexibility of older adults Guidelines for developing periodized resistance training programs for novice, intermediate, and advanced lifters Physical activity and exercise recommendations for health benefits, weight loss, and weight maintenance
Both students and practitioners will benefit from the multidisciplinary approach used in this book. It synthesizes concepts, principles, and theories based on research in exercise physiology, kinesiology, measurement, psychology, and nutrition to provide a direct and clear-cut approach to physical fitness assessment and exercise prescription. Advanced Fitness Assessment and Exercise Prescription, Fifth Edition, includes pedagogical tools such as key questions at the beginning of each chapter, key points, review questions, and key terms. In addition, the text features an array of ancillary tools: an instructor guide, as with the previous edition, and two new tools, including a test package and a presentation package. All three ancillaries are offered online through a convenient product-specific Web site. These ancillaries will greatly aid the teaching process and provide a richer educational experience.
To enhance the material, this text is packaged with the supplemental online course, Cardiorespiratory Fitness Assessment and Prescription. The course works in tandem with the text to bridge the gap between research and practice, providing a comprehensive and advanced approach to physical fitness testing and exercise prescription. The online course component will help readers test and assess cardiorespiratory fitness in normal adults and design exercise programs to match their individual requirements and abilities. Readers will assume the role of a newly hired fitness trainer and will interact with six virtual clients in real-life situations as they move through a series of situations and exercises. A brief quiz will complete each daily session.
The substantially updated Advanced Fitness Assessment and Exercise Prescription, Fifth Edition, is an essential text and reference for students and professionals of exercise science. Additions and revisions to the text make it the most valuable and relevant resource available for practitioners....Continua


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CodePlexProject Hosting for Open Source Software
Several users have requested a more detailed overview of how to color axes in DynamicDataDisplay, so I've created a sample of how to do it, which'll be included into the next D3 release.
I'm publishing it now, so that you don't wait for the release - sample can be downloaded here: http://cid-eaf0a921258b5980.skydrive.live.com/self.aspx/.Public/D3/DynamicDataDisplay%20AxisColoringSample.zip
Best regards,
Mikhail Brinchuk,
DynamicDataDisplay Developer.
Are you sure you want to delete this post? You will not be able to recover it later.
Are you sure you want to delete this thread? You will not be able to recover it later.


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Chicken Enchiladas! 1 of 10 easy weeknight / back to school meals from www.whatsgabycooking.com (@whatsgabycookin)
I am so excited you are making one of my recipes and I would love to see how it turns out. Make sure to share it on instagram and tag me @whatsgabycookin so I can see your masterpiece!


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MEXICO CITY, May 4 (Reuters) - Crude oil exports and output fell in March for Mexican oil company Pemex, just as the state-run producer is opening up to competition for the first time in decades.
Pemex's crude exports fell nearly 6 percent in March, while crude production was down 0.5 percent compared with February figures, the company said on Monday.
Average crude oil exports in March reached 1.228 million barrels per day (bpd), the lowest since October. Crude production in March averaged 2.319 million bpd, the third lowest monthly number since 1986, according to Pemex data.
Crude production has fallen about a third over the past decade from a peak of 3.38 million bpd, while shipments are down nearly 40 percent over the same period.
Pemex expects 2015 crude output to average 2.288 million bpd, down from a previous forecast of 2.4 million bpd.
Mexico's Congress enacted a sweeping energy reform last year that ended Pemex's decades-long monopoly of oil production, and allowed the company to enter joint venture partnerships.
The reform aims to boost flagging output by attracting billions of dollars in private investment from the new contracts. (Reporting by David Alire Garcia. Editing by Andre Grenon)


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How to Avoid Injuries When Transitioning to Minimal Shoes or Barefoot Running
The minimal running shoe boom, a trend that the pain-free Chi Running technique welcomes, is creating meaningful questions and discussions. There have been reports of new types of injuries resulting from running in minimal running shoes, or should I say, running too much, too quickly and with improper running technique, in minimal running shoes.
Always in search of the magic bullet, people tend to go to extremes when they hear of something promising. It happens with diets, with politics, and in this case, with running shoes.
As "power running" became widespread in the '80s and '90s, running shoes grew clunkier and thicker. Shoe companies taught us that more cushioning equaled better protection. In reality, excess shoe inhibits our ability to feel impact and the subsequent damage we may be doing to our bones, joints and muscles with each step. Current studies show that the thicker the heel of the shoe, the earlier the foot comes into contact with the ground, increasing impact to the legs, knees and joints.
Chi Running has advocated for minimal shoes since 1999, but always with the caveat of one of the pain-free Chi Running technique's main tenets: Gradual Progress. Putting on a pair of minimal shoes does not change years of movement patterns you have established. The idea that running without shoes or with a more minimal shoe will save you from injury is, in many cases, wishful thinking. The truth is running in minimal shoes or barefoot will give you form feedback that overbuilt shoes won't; the key to preventing injury lies in responding to this feedback by making adjustments to your technique.
For a healthy transition, follow these tips to avoid overuse injuries that can plague minimalist or barefoot runners:
- Take it slowly and don't expect to be running your current mileage as you switch from your current shoes to barefoot running or minimalist shoes.
- If you're transitioning to barefoot running, do it on a hard surface or a track and not on grass (contrary to popular opinion). Because grass offers such a soft surface, it can be difficult to tell if you're heel striking. Running on a hard surface will give you immediate form feedback and "force" you to land softly or suffer the pain.
- If you go cold turkey and toss your old shoes in trade for minimalist or barefoot running, start by running very short distance intervals, such as 200m or less, just to see how it feels. Then, walk for the same distance. This helps toughen your feet without creating as much impact as running. Switch back and forth between walking and running as your body allows. The 10% increase rule applies here - start with very short runs and add no more than 10% of an increase in mileage (or time on your feet) in one week.
- Be very cautious if you're switching to minimalist or barefoot running if your BMI is 25 or higher, as the increase of impact to unprotected feet magnifies significantly if you're overweight. If your BMI is 30+, you might consider losing some weight before switching to the minimalist approach. Try walking in minimalist shoes first and increase your mileage slowly.
- For at least the first month, do most, if not all, minimalist or barefoot runs on level ground, not on hills. Running uphill places increased stress on your Achilles tendons, while running downhill places more impact and stress on your plantar fascia, the soft tissues of the bottoms of your feet, your calves and your shins.
- Make sure you are running with biomechanically correct running form on the first day of your switch to minimalist or barefoot running.
- Shorten your stride
- Don't heel strike - land midfoot
- Keep your knees bent
- Relax your lower legs throughout your stride cycle
- Maintain good posture with a slight forward lean from the ankles
When approached mindfully, there is no reason why anyone should suffer injury from switching to barefoot or minimalist running. Without the extra bulk and padding, your body will truly sense what the ground feels like and respond accordingly. Educate your feet gradually, and allow your body to adapt at its own pace.
- injury-free running,
- injury prevention,
- minimal running shoes
2 CommentsLeave a comment below
Hi Danny,
I have recently read your book on Chi Running and also purchased the app.
I am starting running again after pregnancy during which i ran 45 minute runs 3 times a week up to the 5th month (when I got impeded by ice:( So swimming from then on).
Just before I got pregnant I had run a half marathon race in 131 minutes, my first and only. As I take Tai chi classes I applied the moving from the core and relaxing the muscles to my running. It was an easy half marathon I must say! fit as a fiddle after and no muscle ache!
So on getting back into running a friend told me about you and so I have read up on your technique, which is basically what I applied to my running and work outs (not the leaning part but definitely the relaxing!!!).
Anyway my question is really about my running shoes, as I need a new pair.
I have always had the 'normal' running shoes but am now looking at the slightly thinner and lighter ones. Do you recommend any 'transition' shoes, as I think I should not go minimalist straight away.
Or do you think as I am starting afresh, so to speak, that it would be good to start on minimalist.
If you have any tips on taking up running after pregnancy (from your wife or some other mother on your team, not you obviously!)also very welcome.
Thank you so very much for your wise and calm inspiration, very uplifting and fun.
Anne-Marie Owen
Bath, UK
It sounds like you already have a good sensd of body-awareness and a feel for the ChiRunning technique. However, gradual progress is a key to the transition to minimal shoes. I would suggest that you find a neutral shoe - one that is flexible and has a zero (or close to) drop. It should have a nice wide toe box and of course feel good on your foot. Go to your favorite running shoe store and ask them to bring you several that meet these standard. What many women have found is that after pregnancy, the changes in your body actually make a change of footwear very common. Ease back into your running practice with patience and joy. If you decide to try totally minimalist shoes, drop mileage and head to the track once a week for a short run and build slowly.


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AIKEN - The Aiken City Council passed on second reading Monday night an ordinance banning smoking in restaurants and bars.
The smoking ban ordinance prohibits smoking in enclosed public places, excluding areas that are at least 50 percent exposed to the outdoors.
The 4-3 vote came late after more than two and half hours of discussion, during which several residents expressed opposition to the restriction.
While some questioned whether people were actually harmed from second-hand smoke, others opposed banning smoking in bars.
Jane Page Thompson, a local Realtor, argued that banning smoking in bar establishments would harm those businesses.
"Give smokers freedom of choice," she said, arguing that the issue wasn't smoking but rather individual rights.
Sam Erb, owner of The West Side Bowery, told the council that banning smoking in bars would end up hurting business owners.
"Times are tough for business owners," he said, adding that he was in favor of the parking limit ordinance the council passed last year. "But is this the time to impose an ordinance on independent business owners?"
Council members were divided on the issue.
Mayor Fred Cavanaugh and Council member Beverly Clyburn, who both had family members die from smoking-related illnesses, were in favor of the ordinance, saying that it was important to protect public health.
"I think this smoking ban ranks right up there with seat belt laws, helmet law, gun control and all those that tend to erode personal rights," Ms. Clyburn said. "I'm not trying to stop anyone from smoking. but I know first hand, as I watched my brother die, that smoking kills."
Council members Lessie Price and Dick Dewar also voted for the ban.
Council member Dick Smith voted against the ordinance, saying that the council was trying to "impose our views on quite a few establishments that provide income."
Council member Don Wells said he didn't see any way of enforcing the ban and was uncomfortable with an ordinance that took away people's rights. Jane Vaughters also voted against the ban.
Reach Michelle Guffey at (803) 648-1395, ext. 110, or email@example.com


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Black tea consumption was associated with significant declines in LDL cholesterol ("bad" cholesterol) and blood pressure. Green tea consumption was associated with significant declines in total cholesterol, LDL cholesterol, and blood pressure.
When both types of tea were analyzed together, researchers found significant reductions in LDL cholesterol and blood pressure.
Most research on tea has found increased potential benefit with increased consumption. Because tea contains much less caffeine than coffee, drinking several cups a day usually doesn't present as many adverse effects as a similar amount of coffee consumption.
Note that these potential benefits were found for green and black tea, made from tea leaves. Other types of tea made from the leaves are white, oolong, and puerh. Similar health associations have not been found for herbal teas, which do not contain leaves of the plant Camellia sinensis.


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Time for a Drink: Champs Elysees
Let's start the weekend right--with a cocktail recipe from Paul Clarke (The Cocktail Chronicles). Need more than one? Hit up the archives. Cheers!
Cocktails can be rich and rugged like a Manhattan, or crisp and sharp like a martini, or bright and tangy like a daiquiri (they can also be sweet and murky like a Bahama Mama, but we won't go there right now). But with the holiday season approaching, your taste buds might feel the need for something with a little more elegance—that's where the French come in.
Composed of two great Gallic spirits (cognac and the herbal liqueur Chartreuse) along with some lemon juice and bitters, the Champs Elysees is the ne plus ultra of elegant cocktails. The Savoy Cocktail Book from 1930 lists a party-size recipe for this drink, which is good billing for its powers as a social lubricant. Fortunately the recipe is easily scaled-down. This one (from Food & Wine's 2008 cocktail guide) was adapted by bartenders at Zig Zag Café in Seattle, who deploy a Champs Élysées anytime a little elegance is needed.
Champs Elysees
About the author: Paul Clarke blogs about cocktails at The Cocktail Chronicles and writes regularly on spirits and cocktails for Imbibe magazine. He lives in Seattle, where he works as a writer and magazine editor.
- 1 1/2 ounces cognac
- 1/2 ounce green Chartreuse
- 1/4 ounce fresh lemon juice
- 1/8 ounce simple syrup
- 2 dashes Angostura bitters
Combine ingredients in a cocktail shaker and fill with ice. Shake well and strain into chilled cocktail glass.


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ARLINGTON, Texas, Sept. 16 (UPI) -- Rajai Davis drove in four runs and scored once Tuesday to lead Oakland in a 6-1 romp over the Texas Rangers.
Kurt Suzuki also drove in a run for the Athletics, who have won seven of their last nine games.
Oakland starter Edgar Gonzalez lasted four-plus innings and Craig Breslow (7-7) picked up the win in relief.
David Murphy went 2-for-4 and supplied the Rangers' only run with a solo home run in the fourth inning after Oakland had racked up a 4-0 lead.
Davis drew a bases-loaded walk in the first inning to give the A's a 2-0 advantage, then drove in two runs with a single in the fourth to make it 4-0.
He drove in another run and Suzuki walked with the bases loaded in the sixth to make it 6-1.
Brandon McCarthy (7-3) took the loss after giving up four runs -- three earned -- on four hits in three-plus innings.


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Project Overview: Sterling Municipal Energy Storage Project
October 4, 2016
by CESA
This two-page handout provides a brief overview of the Sterling Municipal Light Department (SMLD) Community Clean Energy Resiliency Initiative. This 2-megawatt/3.9 megawatt-hour battery storage system will provide vital resiliency and economic benefits to the town of Sterling, Massachusetts. It is the first utility-scale energy storage facility in Massachusetts, and will be the largest battery installation of its kind in New England.
Categories: Solar, Energy Storage, Resilient Power
Resource Type: Reports
Project: Energy Storage Technology Advancement Partnership , Resilient Power, Adaptation & the Role of States


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LITTLETON, Colo.
Convicted Illinois Gov. Rod Blagojevich never allowed himself to even think about spending the next decade of his life behind bars. Less than an hour before he began serving his 14-year sentence on corruption charges, he could hardly say that word: "prison."
Now, he is Inmate No. 40892-424.
With helicopters and TV news crews broadcasting his every move Thursday, the one-time golden boy of Illinois politics stepped out of a black SUV, the Colorado mountains on the horizon, and just before noon walked into the Federal Correctional Institution Englewood in suburban Denver.
Inside, there was a protocol: full-body strip search, hand over all personal belongings. That means the man with a taste for fine Oxxford-label suits traded in his clothing, save for his wedding ring, for khaki prison garb and boots.
DEXTER, Mich.
Several houses were damaged and at least two destroyed in one southeastern Michigan community after a tornado touched down Thursday afternoon.
The tornado was part of a heavy storm system of rain, hail and high winds that swept through Dexter and other communities in Washtenaw County.
A touchdown was reported in the Dexter and Pinckney areas northwest of Ann Arbor.
● OGDEN, Utah — An 8-year-old Utah boy made sure he and his 5-year-old sister buckled up before heading out on a middle-of-the-night drive in their mother's minivan, but they didn't get far. The boy made it just a few hundred feet before crashing the vehicle into a line of trees along the Ogden River, about 40 miles north of Salt Lake City.
● ANCHORAGE, Alaska — The Miss Alaska pageant requires contestants to perform a public service project. Under Debbe Ebben's silver tiara is evidence of hers. The reigning Miss Chugiak-Eagle River has raised more than $4,000 for children's cancer research for the St. Baldrick's Foundation, and last weekend, delivered on a promise to allow her brown tresses to be buzzed off.
● LANCASTER, Pa. — Police say a teen fraudster's cunning credit card plot was foiled by a Pennsylvania convenience store clerk who noticed her own mother's name on the card. Manor Township police say the clerk also recognized the teen as a former classmate when he tried to use the card to buy gas early Tuesday morning.
Compiled from wire reports


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Submit a funny scene from your WIP. Up to 250 words. Get a free critique from the Evil Minions. If you don't have a funny scene, submit a death scene or a love scene. I can pretty much guarantee we'll find those hilarious. Or you can just make up a scene, but if you do so Evil Editor should be one of the characters.
You may provide 1 or 2 sentences to let us know what's going on when the scene begins, if necessary. Submit as a comment to this post. I'll compile them into a couple posts for Thursday and Friday.
I just went to my WIP and looked at the two funny sequences to see if one of them might work for this. As I read them over, they looked so unfunny I was filled with despair and I became quite certain my agent is going to hate them.
I looked at some bits I think are funny, but I'm not sure they work out of context. Heck, I only get mangled anyway.
How can you deny others the pleasure of mangling you?
Lol, well, when you put it like that....
How long may the scene be? The first one I looked at ran nearly 800 words. The setup is a bit labored as much of the info is covered earlier in the story.
It's hard to be funny in 150 words, unless you would like us to submit a joke.
A vampire, a werewolf and a ghoul walk into a bar....
I gave you 250 words.
Oh, picky, picky.


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Top > Settings > Date & Time > Time Zone
You can set the time zone for the time display.
When this setting is changed, the currently set date and time will be changed to that of the selected time zone.
To Top of Page
About this site
This guide is for use with system software version 3.65 or later.
© 2017 Sony Interactive Entertainment Inc.


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KRONOS the First 18:09 04 Apr 2012
Would be useful to know what your main use for the PC is. You have a high end GPU plus an equally high end mobo,so that would suggest a gamer? What O/S 32BIT or 64BIT?
A decent 550W - 650W PSU should be more than enough,unless you are planning tri-SLI in the future with that mobo.
If you are not overclocking then the stock heatsink will be fine, but something like a Corsair H80 CPU Cooler would be good.
Do not forget thermal paste needed for CPU/Heatsink.


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Discussion in 'Disney Cruise Line Forum' started by LOLA2, Jul 23, 2006.
Is the dessert buffet on both ships?
I don't believe so. I think the dessert buffet is only on the Magic on Semi-formal night.
Of course they most likely will have it on the Wonder during the 10 and 11 day cruises in September, but they don't normally have them on the 3 and 4 day cruises.
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to hide this advert.
I think its only on the seven day and longer trips, I think they should do it more often as its just one night and often I have crashed out first even though I want to go
No dessert buffet on the Wonder
However the buffet after the Pirate party has some spectacular desserts to choose from
We consider that our dessert buffet when we are on the Wonder.
mom x4,grandma x4
Yes Pirate party on deck is very good.
Just got off the Wonder in June for a 3nt cruise and they had a desset buffet on Friday night after the Pirate Party.
Around what time on pirate night do the goodies come out?
That is the most depressing thing I've ever heard.
Annnnnnd I'm happy again.
On the 3/4 Nighters on the Wonder the Pirate Party dessert (and also some nachos, etc.) buffet starts at (I think) 10:45pm, on Deck 9.
They have beautiful array of cakes - so many to choose from, all are very tasty. Also little tarts/cookies/meringues too.
I suggest not even getting a dessert at your dinner that night and fill up at the Pirate Party buffet!
I am familiar with the Pirate Night buffet on the Wonder...On the Magic, is there a dessert buffet in addition to the PN buffet? What night? Yummy!
The dessert buffet on the Magic is completely different from the Pirate night buffet. I missed the last one but DH ran down just to take pictures.
Is it possible to get a few plates of goodies to take back to your stateroom? The kids will surely be asleep by then but it would be nice to run up to the buffet and grab two plates of goodies to take back to share with DH in the room.
I don't think those are the things that you eat. Becca, we are having a DIS meet at the one on our cruise but you can take a plate...or two back to the room for DH.
Separate names with a comma.


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A Passage to IndiaPassage to more than India!
O secret of the earth and sky!
Of you, O waters of the sea! O winding creeks and rivers!
Of you, O woods and fields! Of you, strong mountains of my land!
Of you, O prairies! Of you, gray rocks!
O morning red! O clouds! O rain and snows!
O day and night, passage to you!
Walt Whitman – Leaves of Grass
Leh, India, is about an hour and twenty minute flight from Dehli which is less than 14 hours nonstop from NYC. It's one of those great climbing towns that's at 3500 meters (11,500 feet) with lots to see and do during your 3 or 4 day acclimatization period. So you fly in, and start working on getting ready to climb immediately.
Taking an 11,000 foot altitude gain from Delhi, you'll want to start slow. Climb up to some ruined Palaces. Some Gompas.
Leh is surrounded by lots of mountains, passes, climbing opportunities of all shapes and description. The real deal. The Himalaya.
At 6114 M (20,059 feet), Stok Kangri, is an excellent target for a two week adventure. Knock off a few 5000 M peaks in preparation. There's plenty of these, some without names, many without pages here on SP.
You'll need a permit for Stok Kangri, 2,000 Rs (about USD 40) at present. You can buy these in Leh or even in Stok. You can get Taxis to the Trailheads and good maps are easily available at bookshops in Leh. You can also get your adventure "organized" at one of many Travel Agencies in Leh. Maybe spend a day rubber rafting in the Indus as well. Or a little Mountain Biking up to a high pass.
The route in, is a very rough trail over loose stones in a stream bed. Leave the "Light Hikers" at home. Some steep passes. You may want to hire a ponyman with a pony to carry the heavy stuff. A guide might be useful. There are no signs pointing the way, though you can speak to people who are coming out. Many people take the wrong valley. There are some "Homestays" (like Nepalese Teahouses) but they don't have the regular interval necessary to avoid bringing a tent. There are campsites with outhouses.
The Da Lai Lama has his residence nearby. We took a flight with him and hand baggage was not permitted, though we were informed that we could check as many as ten bags.
Stok Kangri has a glacier and you should carry an ice axe and crampons. Though we did it in our ice boots and never went over to the crampons. You'll need to jump over some streams and crevasses.
I had developed a sore throat and light cough in the Canadian Rockies swimming in 3 -5 degree ( 40 F or so) a couple of days before I left. Things went downhill during the trip. The cough got much worse, the amount of phlegm was biblical, a rib cracked and a tooth abscessed. I was able to make and enjoy the daily moves on the route from Chokri to the Base Camp at 4900 M (16,076 feet). Didn't summit Stok Kangri, or this would be a TR.


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I enjoyed this TEDx talk from Larry Smith called Why you will fail to have a great career. It is very inspirational in a counter-intuitive way. Check it out and then check your assumptions and beliefs that will help or hinder your success and satisfaction.The times where we "go for it" will be those we remember the most because they are the times when we fully use our potential.
Courage and gumption and passion launch things. Resoluteness fuels continued progress.
I have come to believe that success is more like a marathon and less like playing the lottery - and yet more of us are buying and scratching then we are training in the rain (present company included at times - happy to say I feel more on track, pun intended, these days).
And by the way, I don't think there is only one shot that we get. Most of us have already passed up several pivotal opportunities. But another will present itself - or you will seek it - tomorrow. Will you be ready? Willing? You are able.
Enjoy the TEDx talk from a fellow Canadian - I like his sarcastic humor!


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Growing up, video games became a huge part of many lives of children. Some of them enjoy sports games, some like shooting games. But many people grow out of video games well into their 20s, but some play them all their lives. And some people don't start playing video games well into the later stages of lives. This grandpa played his first video game well into his 80s!
I am not sure what's the best part of this video. It's cool to see this grandpa really enjoy the games, but the sounds he makes while playing the game is even better!


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Authorities are on the lookout for a sucker biter.
State police say a landscaper gave a Pennsylvania man a sucker bite on his neck after luring the victim into his truck with the promise of a $20 grass-cutting job.
Troopers from Ebensburg -- about 190 miles west of Philadelphia -- don't know the suspect's name, but say the incident happened about 4 p.m. Sunday.
That's when the 21-year-old victim told police he was approached by the older, bald, tattooed man riding in landscaping truck.
Police say the victim got into the man's truck when he offered him the grass-cutting job a few blocks away, only to have the landscaper attack him. Police say the landscaper also hit the victim with a ratchet three or four times after the sucker bite.
The victim broke free by kicking the landscaper in the ribs and called police.
Anyone with information should contact state police in Ebensburg.


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How IT executives can integrate with business. What does greater business integration with IT really mean for senior executives in the business? This presentation provides insight from working in both business and IT functions on how to break out of the vicious circle of low business involvement/low business value and the most productive way for business leaders to use the time that they do devote to IT.
Lockett, M. (2006) Real peer-to-peer networking: becoming part of the business, CIO Connect, Ashridge, 17 October


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Download FUJIFILM Imagine Ireland apk 5.1.1 free for Android smartphone
Posted by Fujifilm in Photography | Aug. 8, 2016 | 21 Comments
Apk file size: 22.0 MB
Order prints, gifts, canvas and posters using images from your Phone!
Imagine Mobile offers an easy way to turn your photos into a wide variety of different products. It also integrates with your Imagine Online account so you can use images from there as well.
Features include:
* Order various digital print sizes
* Create a range of different size canvas products
* A range of gift items to choose from
* Big and Small posters
* Integration with the Imagine Online account - use images both from your phone and your online account
Fujifilm part of our Photography and have average installs from 10000 to 50000. Last Update Aug. 8, 2016. Google play rating is 73.3333. Current verison is 5.1.1. Actual size 22.0 MB.
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21 Comments
Chelsie Hartigan
Its ok I don't have a retailer code so I go press don't have the code it doesn't work it doesn't even do anything it is jus frozen
liz magnier
Photos This is amazing. So simple and easy to use much better than going to shop.xxx
Kris Walsh
No contact us. Poorly developed Poorly updated. Ordered on March 21st and had no update. Contact us is either not present or not easily accessible.
Antoinette Conroy
Excellent app, very impressed with how easy it is to use.
stephen switzer
Wow this app is brilliant print all ur photos from your phone in the comfort of your home
John McDonald
Slow & clunky Buggy and slow to resolve retailers.
Sinead Kennedy
?? I love capturing moments on my phone but when it comes to developing photos it can be quite difficult ? I thought this app would be a great help as it seemed much easier to use but sadly my local store wasn't available on the list. Is there any other options rather than just the list ?
Clann Dougan
Err I dont know how to get a retail code
Nice to now u can just go pay and grab you family photo I l let u now when I get my first set off PIC off them that when i will chosen,, 2 star for now,, I will let u now, belivethat
sheila o connor
This app doesn't work
Cynthia Lang
Fuji film imagine app. Just received photos that I ordered on the app. I am very disappointed with the quality of the photos. They are very dark and many have the people's heads of cut off . I won't be using this service again.
Mairead Ni Chonghaile
Retailer choice I chose my local supplier, but wish to change it to one closer to me. It refuses to allow to change the shop choice now.
Alan Anderson
No store code for my county , could not proceed
Laura Gonzalez
Poor app. Will freeze and not let me pick a retailer
Karina O'Leary
Since the update it tells me I have no internet connection when I try to go to checkout. Wasn't a problem with the previous version.
Amanda Dorney
Awful! I spent ages choosing my photos and when I got to the end it keeps saying check Internet connection. There's nothing wrong with my Internet this is obviously a bug please fix! I've used this app before and loved it and told all my friends and family to install it. Now I'm disappointed
Terry Burke
Used it a few times now and it's great.
lux lots
It only worked once ! It keeps telling me I have no internet connection and that my password is wrong !
Marijke Gielissen
Used to love it Jusy keeps telling me to check internet connection. Used to work perfect.
andrea cotter
What a great idea! Really love this app. It's so handy. Would definitely recommend it
Sinead Kennedy
?? I love capturing moments on my phone but when it comes to developing photos it can be quite difficult ? I thought this app would be a great help as it seemed much easier to use but sadly my local store wasn't available on the list. Is there any other options rather than just the list ?


text:
Mazda Premacy People Mover 2005 for sale
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Ash Gray 5 Door 20C Limited
Translate this page :
- Vehicle
- 2005 Mazda Premacy
- Body
- Ash Gray 5 Door People Mover
- Engine
- 2000cc 4 Speed Automatic Engine
- Odometer
- 75,000 kms
- Stock Number
- 1290
- Fuel Economy
- No fuel economy information available. (source: Fuelsaver)
Seller Details
- Dealership:
- Dealer
- Address
- Canterbury
* Full Service
* 150 Point VTNZ Compliance Check
* Mileage Guarantee
* Band Expander
We Offer
* Xero Deposit Finance available to Approved Customers
* Trade Ins Welcome
* Towbar/Plugs can be Arranged
* 1,2,3 Protecta Warranties Available
* Delivery Nationwide can be arranged at Competitive Prices
* We Accept Visa Mastervard
Open 7 Days
Mon - Sat 9am - 5People Mover
Sun 10am - 4People Mover
Paul has been in the car industry for 20 years and prides himself on customer service and no pressure sales. Paul imports high quality Japanese cars at great prices. These are all hand picked with no little than a grade of 4 out of 5.
Paul Tullet Motor Company is a new business, but with experience in the high pressure European market, Paul thought he would bring his eye for quality and detail into an even demanding Japanese marketing.
Paul Tullett Motor Company is a small business that prides itself on quality of car with great prices. For a no pressure chat come down and talk to Paul.
Air Conditioning
Central Locking
Child seat anchor points
Climate Control
Electric Mirrors (Retractable)
Rear Wiper
ABS Braking


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Receive industry and products news from the market categories that matter to you most.
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LIFT-A-SYST® Counterbalance System eliminates need for constant maintenance.Mar 15, 2017
Combining assisted lifting force and positional stability, LIFT-A-SYST® Series is designed for controlling weight of heavy flip-up countertops and covers. Allowing heavy doors to be lifted with less effort, product neutralizes weight of heavy doors and covers.Read More
Makita Lands at Gie+Expo 2015 with an Expanded Tool Box for LandscapersOct 26, 2015
Efficient MM4® 4-stroke, 18V LXT® cordless, and DOLMAR integration drive Makita's strong presence in power equipment Makita's world's largest line-up of 18V Lithium-Ion cordless tools and power equipment includes the 18V X2 LXT Lithium-Ion (36V) Brushless Blower powered by two 18V Lithium-Ion batteries. Louisville, KY – Makita is opening up its tool box to the power equipment... Read More
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Improving parts quality and extending large mechanical stamping press life, 1¼ in. pneumatic automatic counterbalance can integrate with existing press controls to set and maintain correct pressure for each die set. Product targets metalforming press industry, meets all ANSI B11.1 requirements, and is available in variety of port threads, voltages, and electrical connections. Selectable modes... Read More
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CounterBalance Corp. Awarded Contract with Textron Commando(TM) Select VehiclesApr 19, 2013
Exclusive contract granted to manufacture door deployment system for armored military vehicle North Venice, FLÂ – CounterBalance Corporation, manufacturer of a modular torsion spring system, has entered into an exclusive contract with Textron Marine and Land Systems to manufacture a door deployment system for its new Commando™ Select Mortar Vehicle line. Each Commando™ vehicle will now... Read More
New EBT731 Balometer Capture Hood Accessories Increase Productivity for Test & Balance ProfessionalsFeb 28, 2013
TSI announces new LogDat Mobile Android app and capture hood stand for increased productivity on the jobsite SHOREVIEW, Minn. -- TSI Incorporated, a manufacturer of performance measurement tools, is pleased to announce the availability of new accessories for the Alnor Balometer® Capture Hood EBT731, a multipurpose electronic air-balancing instrument. LogDat(TM) Mobile is an app, based on... Read More
Torsion Spring Counterbalance comes in standard sizes.Apr 05, 2012
Featuring 4 standard sizes, Counter-A-SYST standard product line works on medium to heavy weight countertop doors. Products specifically fit 50-150 lb countertop doors with lengths/spans from 28-42 in. Typically paired with countertop doors materials such as stone, wood, and Corian®, products use torsion spring hinge technology to neutralize weight of door while in motion and thereby... Read More
Manufacturer Dishes Up Specialty Devices for Restaurant Exec's ConferenceOct 19, 2011
CounterBalance Corp. to Introduce New Countertop Hardware at the Restaurant Facility Management Conference in Las Vegas North Venice, FL - CounterBalance Corporation, a manufacturer of modular torsion spring systems, today announced it will exhibit at the Restaurant Facility Management Association (RFMA) Annual Conference in efforts to promote several new product lines that provide solutions to... Read More
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New Products Bring 'Counter'- Balance to Hospitality EstablishmentsMay 09, 2011
Countertop devices allow restaurant and bar owners to maximize revenue while accommodating all customers North Venice, FL - A new product line is bringing smart solutions to the restaurant and hospitality industry. Designed by engineers at Counterbalance Corporation, the Serv-A-SYST, Lift-A-SYST and Counter-A-SYST each address separate needs that architects and builders have pondered over for... Read More
Countertop Door Hardware fosters integration through balance.Jan 19, 2011
Lift-A-SYST counterbalance enables hospitality establishments to utilize extra space and functionality a countertop door or flip-up counter provides. Capable of balancing countertop doors at any position within 95° range of motion, this supplemental hardware component offsets weight of countertop door via torsion applied to rods during upward/downward motion. There are 6 sizes available to... Read More
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Made of biodegradable and compostable material, Eco-Pullbox® houses 36, 48, or 60 in. long tether wire. Constant force spring technology provides consistent and reliable tension, with 1/8-2 lb pull force options. Able to be custom-manufactured with various options for cable, end fitting, and box, solution is suited for product positioning, product sample theft deterrence, counterbalancing, or... Read More
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Adjustable Flow Device(TM) is a polyester mesh cone with factory-set or field-adjustable hemmed drawstring aperture for balancing airflow and static pressure in fabric air dispersion models. It stages inflation and reduces in-duct turbulence at outlets or fittings. Available in 6-72 in. diameters, unit has large scrim openings that do not attract HVAC system particles. Device can be replaced for... Read More
Automatic Counterbalance increases press and motor life.Jul 17, 2002
TIS Automatic Counterbalance selects, adjusts, and maintains appropriate air pressure for presses. When die or job number is put into system for changeover, it will automatically set pressure based on upper die weight. It can also be set up to accept binary input to change jobs remotely. TIS can function in automatic or manual mode, display actual and target pressure, store up to 100 jobs, and... Read More
Air Balancer handles loads safely.May 01, 2002
Model D-BS requires low hand forces, letting operator move loads into position without pendant control. It can operate at speeds up to 400 ft/min. Speed limiter protects operators should load attachments accidentally let go or if load is suddenly released, and prevents cable from accelerating at unsafe speeds. Models D-BP 55 and D-BP 110 handle workloads of 0-125 lb or 0-250 lb, respectively.... Read More


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March 3, 2011 to March 4, 2011 – Orlando, FL Energy Vanguard's classes are NOT PowerPoint endurance marathons. We understand that exposure to information is not the same thing as learning, and we see our role as facilitators rather than the foc… Organized by Allison A. Bailes III, PhD | Type: training, class
June 28, 2011 at 8am to June 29, 2011 at 5pm – Orlando, FL Orlando, FL June 28/29 Best Practices for Survival— DAY ONE: Estimating Expertise; including FL requirements for Rules and Laws, Worker's Comp, Job Safety, Advanced Code, Wind Mitigation, Business… Organized by Mike Gorman/TechKnowledge | Type: two, day, ceu, seminars
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Queensland coal developer
On February 10, New Hope increased its takeover by 10¢ to $1.85 a share for all outstanding shares in Northern Energy it does not already own.
The final bid is 35¢ higher than the initial offer of $1.50 a share and a 94.7 per cent premium to the pre-bid price of Northern Energy.
Directors Chris Rawlings, Kevin Maloney, Geoff Lord, Keith Barker and Sam Willis have announced their intention to accept the offer or sell their shares on market.
However, in an unusual twist Mr Lord has declined to make a recommendation on the offer.
"Whilst Mr Lord intends to accept the offer for all his share, he has declined to make a recommendation to shareholders as the New Hope offer is below the bottom of the independent expert's valuation range for NEC shares," Northern Energy said in a statement on Tuesday.
The market indicated on Monday that it felt Northern's counter-bidder was not a serious contender, and Northern's shares fell as low as $1.87 as confidence in the rival offer fell.
The recommendation leaves shareholders until Friday to accept the offer.
The Australian Financial Review


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Mt. Baker from the top of...
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Selective Insurance Group Reports Fourth Quarter and Year-end 2011 Earnings
Feb 02, 2012, 16:15 ET from Selective Insurance Group, Inc.
BRANCHVILLE, N.J., Feb. 2, 2012 /PRNewswire/ -- Selective Insurance Group, Inc. (NASDAQ: SIGI) today reported its financial results for the fourth quarter and year ended December 31, 2011. For the quarter, net income per diluted share was $0.29 and operating income(1) was $0.33. Net income for the year was $0.36 per diluted share and operating income(1) was $0.34 per diluted share.
"We produced a statutory combined ratio of 98.7%, reflecting a more normal level of catastrophe losses," said Chairman, President and Chief Executive Officer Gregory E. Murphy. "Most importantly, we achieved our 11th consecutive quarter of commercial lines renewal pure price increases with a strong 3.4% and retention increased 3 points to 82%. We are earning rate slightly above our loss cost trends as our pricing power continues to improve. Commercial Lines renewal price for the month of December was 3.7% and January 2012 was 4.5%. After several years of price competition, most of our commercial lines competitors now appear to be using more sound underwriting judgment and driving rates higher.
"We continue to focus our improvement in Personal Lines on rate increases with renewal price up 6.1% for the quarter. For the year, there were 46 rate increases in Personal Lines, adding $18 million in available premium to our in-force book," continued Murphy. "This is our fourth consecutive year driving rate and in 2012, we fully expect to file and obtain overall Personal Lines rate increases of 8.3% with homeowners up about 11.5%.
"Delivering on our commitment to add new high margin products to our portfolio, we completed the acquisition of MUSIC, our new contract binding authority excess and surplus lines company, from Montpelier Re," said Murphy. "Our agents are excited about the new platform we have to write this business in all 50 states and DC. It gives them a broader opportunity to serve their clients through our expanded product offering."
In the quarter, overall net premiums written grew 17% due to the addition of the new excess and surplus operations that contributed 5.2 points, renewal premium pure price increases in personal and commercial lines that contributed 3.4 points and audit and endorsement premium growth of 3.7 points. The underlying growth of Selective's core book was 4.4% for the quarter, driven mostly by the 3 point increase in our commercial lines retention.
"2011 was a year of extreme weather, market volatility, historically low interest rates and continuing US and European economic woes," continued Murphy. We ended the year with a statutory combined ratio of 106.7%, which included $119 million, or 8.3 points, of catastrophe losses. Excluding catastrophes, our statutory combined ratio was 98.4%.
"Although it was an extremely challenging year, we managed the pricing cycle instead of the cycle managing us. We have been one of the only companies increasing commercial lines renewal price for the past three years. During this time, we also improved our commercial lines underwriting mix of business and we're executing significant personal lines rate and underwriting improvements. In addition, our claims initiatives are expected to deliver a 3-point improvement in loss and loss expense ratio by the end of 2013. We believe we are well-positioned to take advantage of a firming market," concluded Murphy.
2011 Fourth Quarter Highlights
- Net income of $16.1 million, or $0.29 per diluted share
- Operating income(1) was $18.5 million, or $0.33 per diluted share
- Combined ratio: GAAP: 98.7% compared to 100.1% in 2010; Statutory: 98.7% compared to 102.8% in 2010
- Favorable prior year statutory reserve development on our casualty lines totaled $10 million compared to $7 million in 2010
- Total net premiums written (NPW) were $352.2 million
- Commercial lines NPW were $284.8 million, including $15.7 million from E&S lines
- Personal lines NPW were $67.4 million
- Catastrophe losses were $4.2 million, after tax
- Investment income, after tax, was $22.6 million
- Total revenue was $400.4 million compared to $394.1 million
2011 Year-End Highlights
- Net income was $19.9 million, or $0.36 per diluted share
- Operating income(1) was $19.1 million, or $0.34 per diluted share
- Combined ratio: GAAP: 107.4% compared to 101.6% in 2010; Statutory: 106.7% compared to 101.6% in 2010
- Favorable prior year statutory reserve development on our casualty lines totaled $29 million compared to $41 million in 2010
- Total NPW were $1.5 billion
- Commercial lines NPW were $1.2 billion, including $24.1 million from E&S lines
- Personal lines NPW were $273.2 million
- Catastrophe losses were $77.2 million, after tax
- Investment income, after tax, was $111.1 million
- Net realized gains, after tax, totaled $1.5 million for the year, which included $8.6 million of non-cash, after-tax, other-than-temporary impairment write-downs
- Total revenue was $1.6 billion in both 2011 and 2010
Balance Sheet and Guidance
At December 31, 2011, Selective's assets were $5.7 billion, up 10% over prior year, including $4.1 billion in the company's investment portfolio which increased 5% compared to December 31, 2010.
Stockholders' equity was up 4% for the year, to $1.1 billion, and book value per share increased 2% to $20.39. Statutory surplus, including MUSIC, was down 1% in 2011 to $1.1 billion.
Selective's Board of Directors declared a $0.13 per share quarterly cash dividend on common stock payable March 1, 2012 to stockholders of record as of February 15, 2012.
Selective expects to generate a 2012 full year statutory combined ratio of 101.5% and a GAAP combined ratio of 102.5% which includes a catastrophe loss assumption of 2.5 points and no assumptions for reserve development, favorable or unfavorable. In addition, investment income will be approximately flat with 2011 levels.
Anticipated weighted average shares at year end 2012 of 55.6 million.
The supplemental investor packet, including financial information that is not part of this press release, is available on the Investor Relations' page of Selective's public website at www.selective.com. Selective's quarterly analyst conference call will be simulcast at 8:30 a.m. ET, on February 3, 2012 at www.selective.com. The webcast will be available for rebroadcast until the close of business on March 3, 2012.
About Selective Insurance Group, Inc.
Selective Insurance Group, Inc. is a holding company for eight property and casualty insurance companies rated "A+" (Superior) by A.M. Best. Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program. Selective maintains a website at www.selective.com.
Forward-Looking Statements
In this press release, Selective and its management discuss and make statements based on currently available information regarding their intentions, beliefs, current expectations and projections regarding Selective's future operations and performance.
Certain statements in this report, including information incorporated by reference, are "forward-looking statements" as that term is defined in the Private Securities Litigation Reform Act of 1995 ("PSLRA"). The PSLRA provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. These statements relate to our intentions, beliefs, projections, estimations or forecasts of future events or our future financial performance and involve known and unknown risks, uncertainties and other factors that may cause our or our industry's actual results, levels of activity, or performance to be materially different from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements by use of words such as "may," "will," "could," "would," "should," "expect," "plan," "anticipate," "target," "project," "intend," "believe," "estimate," "predict," "potential," "pro forma," "seek," "likely" or "continue" or other comparable terminology. These statements are only predictions, and we can give no assurance that such expectations will prove to be correct. We undertake no obligation, other than as may be required under the federal securities laws, to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.
Factors that could cause our actual results to differ materially from those projected, forecasted or estimated by us in forward-looking statements, include, but are not limited to:
- difficult conditions in global capital markets and the economy;
- deterioration in the public debt and equity markets and private investment marketplace that could lead to investment losses and fluctuations in interest rates;
- ratings downgrades could affect investment values and therefore statutory surplus;
- the adequacy of our loss reserves and loss expense reserves;
- the frequency and severity of natural and man-made catastrophic events, including, but not limited to, hurricanes, tornadoes, windstorms, earthquakes, hail, terrorism, explosions, severe winter weather, floods and fires;
- adverse market, governmental, regulatory, legal or judicial conditions or actions;
- the concentration of our business in the Eastern Region;
- the cost and availability of reinsurance;
- our ability to collect on reinsurance and the solvency of our reinsurers;
- uncertainties related to insurance premium rate increases and business retention;
- changes in insurance regulations that impact our ability to write and/or cease writing insurance policies in one or more states, particularly changes in New Jersey automobile insurance laws and regulations;
- recent federal financial regulatory reform provisions that could pose certain risks to our operations;
- our ability to maintain favorable ratings from rating agencies, including A.M. Best, Standard & Poor's, Moody's and Fitch;
- our entry into new markets and businesses; and
- other risks and uncertainties we identify in filings with the United States Securities and Exchange Commission, including, but not limited to, our Annual Report on Form 10-K and other periodic reports.
These risk factors may not be exhaustive. We operate in a continually changing business environment, and new risk factors emerge from time-to-time. We can neither predict such new risk factors nor can we assess the impact, if any, of such new risk factors on our businesses or the extent to which any factor or combination of factors may cause actual results to differ materially from those expressed or implied in any forward-looking statements in this report. In light of these risks, uncertainties and assumptions, the forward-looking events discussed in this report might not occur.
Selective's SEC filings can be accessed through the Investor Relations' section of Selective's website, www.selective.com, or through the SEC's EDGAR Database at www.sec.gov (Selective EDGAR CIK No. 0000230557).
(1) Operating income differs from net income by the exclusion of realized gains or losses on investments and the results of discontinued operations. It is used as an important financial measure by management, analysts and investors, because the realization of investment gains and losses on sales in any given period is largely discretionary as to timing. In addition, these investment gains and losses, as well as other-than-temporary investment impairments that are charged to earnings and the results of discontinued operations, could distort the analysis of trends. Operating income is not intended as a substitute for net income prepared in accordance with U.S. generally accepted accounting principles (GAAP). A reconciliation of operating income to net income is provided in the GAAP Highlights and Reconciliation of Non-GAAP Measures to Comparable GAAP Measures. Statutory data is prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners Accounting Practices and Procedures Manual and, therefore, is not reconciled to GAAP.
Selective Insurance Group, Inc. (Nasdaq: SIGI) *
GAAP Highlights and Reconciliation of Non-GAAP Measures to Comparable
GAAP Measures
(in thousands, except per share data)
3 months ended December 31:
Net premiums written
Net premiums earned
Net investment income earned
Net realized losses
Total revenues
Operating income
Net realized losses, net of tax
Loss on disposal of discontinued operations, net of tax
Net income
Statutory combined ratio
Statutory combined ratio, excluding catastrophe losses
GAAP combined ratio
Operating income per diluted share
Net income per diluted share
Weighted average diluted shares
Book value per share
12 months ended December 31:
Net premiums written
Net premiums earned
Net investment income earned
Net realized gains (losses)
Total revenues
Operating income
Net realized gains (losses), net of tax
Loss on disposal of discontinued operations, net of tax
Net income
Statutory combined ratio
Statutory combined ratio, excluding catastrophe losses
GAAP combined ratio
Operating income per diluted share
Net income per diluted share
Weighted average diluted shares
Book value per share
*All amounts included in this release exclude intercompany transactions.
SOURCE Selective Insurance Group, Inc.