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Ask E. Jean For DearSugar: Will a Baby Save Our Marriage?
Dear E. Jean,
I'm happily married to a wonderful, successful, and ambitious man. Recently his ambition has extended to me — he wants a baby. The thought leaves me cool at best. But I fear if I put it off much longer (I'm 33, he's 40), our marriage will be in danger.
This is not something I can discuss with my sisters, friends or mother (they all have children). When I tell my husband how I feel, he says I'm not normal. What do I do? Give up my birth control pills, or get a secret tubal ligation? — Nulliparous
To see E. Jean's answer
My Dear Nully,
If you don't want a baby, do not, under any circumstances, have a baby. And for God's sake, don't let anybody beat you into a coma of "normalcy." Because I promise you, darling, if you have a child to "save" your marriage, the union won't just be in danger, it will be doomed.
So take the honorable action. Do what a superior woman would do. Tell your husband why and how you think a baby is wrong for you. It's going to be difficult, but your frankness will help him sort out his own feelings and maybe you can both get beyond this impasse. And try not to put it off. He won't know how to reach his own truth till he hears yours from you.
So stick to your guns, Nulliparous! There are enough little unwanted babies in the world — indeed, half of them are born into the best families.
To see more advice from E. Jean visit Elle magazine and AskEJean.com


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subset: commoncrawl


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Virtual library: E-books mean no checkout, no fines
"Another branch of the library," is how Carol Kuntzelman, head of technical services and collections manager at Hedberg Public Library, described e-books.
"A remote branch."
With library cards, Janesville residents anywhere in the world can download books onto compatible readers such as the NOOK, iPad and Smartphone. The Kindle from Amazon is not compatible.
In two weeks, the e-book you checked out disappears from the reader, guaranteeing no fine.
"This is slick," Kuntzelman said
Hedberg, like all state libraries, is part of the Wisconsin Public Library Consortium. The consortium contracts with OverDrive, a distributor of e-books. Wisconsin is one of its largest customers.
The consortium has more than 100,000 items available to download, including audio books, videos and music.
The consortium started adding e-books to its collection in September. The books are from all genres and for all ages. Initially, librarians focused on buying classics and now are buying bestsellers and filling in series.
More than 4,000 e-books are available through the consortium.
When more than 10 holds are put on a book, the consortium adds another copy, just like at the traditional library. Readers are notified by e-mail when their books are available.
"This is a wonderful service from the state," Kuntzelman said.
The state pays for the infrastructure, which individual libraries could not afford.
The word about the library's e-books is getting out, and staff is beginning to schedule workshops.
Patrons checked out 57 e-books in September. That number increased to 175 in February.
Librarians here had a hunch that this holiday season would be a big one for e-books, especially with all the promotions for the iPad and NOOK.
They were proven right when OverDrive crashed briefly in several places during the holiday season, right about the time when people were opening their presents, Kuntzelman said.
David Burley of OverDrive described the spike over the holiday season as "the next step" and beyond the company's wildest dreams.
"A lot of devices were given out and purchased," he said.
"We're really at the very beginning of this trend, where things are moving over to the digital side."
The company saw a 200 percent increase in e-book checkouts in 2010 over 2009.
Diana McDonald, reference librarian, said more and more people are coming to the library asking for help with their reading devices.
"It's awesome," McDonald said. "The excitement in people's voices is amazing. The public loves it."
Sometimes, patrons must download software that creates a second library for their OverDrive books, and some have never had a computer. Library staff help patrons through that process.
McDonald recalled working with a dad who brought in his NOOK and his 12-year-old son, with the boy serving as translator.
The library hopes to soon have a computer available so people can download e-books onto their readers. While a NOOK relies on a computer, other devices, such as the iPad, do not.
Does this foreshadow the end of libraries as we know them today?
Librarians don't see it that way and instead look at the new technology as another information tool.
"Anytime a new format comes out with information�whether it's a DVD, a CD, a NOOK, an MP3�we get a whole other group," McDonald said. "It's busier than it's ever been.
"There's always going to be a gap in who can afford and who can't. There's always a need for retraining.
"It's another choice," she added. "It is so extremely exciting."
Last updated: 4:45 pm Thursday, December 13, 2012


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The elusive "cure" for the common cold may be as simple as regular exercise.
A new U.S. study suggests that people who routinely do a moderate amount of exercise are less likely to catch a cold than those who lead a sedentary life.
For the study, researchers recruited 115 postmenopausal women, most of whom were either overweight or obese. About half were asked to engage in a moderate exercise program such as a 45-minute brisk walk, five days a week. The other women took part in a non-strenuous stretch class once a week and served as the so-called control group.
Over all, the stretchers were twice as likely to come down with colds during the 12-month study.
"The effect of exercise grew stronger over time and, in the final three months of the study, there was greater than a threefold difference between stretchers and exercisers in terms of their risk of getting a cold," said the lead researcher, Cornelia Ulrich at the Fred Hutchinson Cancer Research Center in Seattle, Wash.
She speculates that regular physical workouts rev up the body's production of immune cells -- such as leukocytes -- that help fight off infections.
But she warned that too much exercise may be counterproductive. Other studies have indicated that athletes are more likely to get a cold or another type of infection after a major competition. "We know that very exhaustive, excessive exercise is immuno-suppressive . . . so, you have to find the right balance," Dr. Ulrich said.
Aside from being less likely to catch a cold, those in the exercise group also lost weight, thereby reducing their chances of developing heart disease, diabetes and breast cancer. "There are clearly many reasons to exercise," noted Dr. Ulrich, whose study was published in the American Journal of Medicine.
Migraine relief
Migraines aren't necessarily lifelong afflictions. A study shows that many children who suffer from the excruciating headaches eventually outgrow them.
Italian researchers at the University of Palermo identified a group of young migraine sufferers -- 11 to 14 years old -- and followed their medical progress over a decade. The study revealed that 38 per cent no longer had headaches, including migraines, at the end of the 10-year follow-up period. Another 20 per cent were migraine free, but they got less debilitating tension-type headaches instead.
"This is great news for children and teens who are dealing with migraine headaches," lead researcher Rosolino Camarda said in a statement released with the study in the journal Neurology. "Most of them will no longer have to deal with these disabling headaches by the time they are adults."
Patients with a parent or sibling who also suffers migraines stood the greatest chance of still having the headaches at the end of the 10-year study.
Genes galore
Genetic discoveries have become so common in recent years that they rarely make big news any more.
But a discovery being unveiled today in the prestigious journal Science is still worth noting.
A team of U.S. and Canadian scientists has found a gene that plays a key role in inflammatory bowel disease, which includes Crohn's disease and ulcerative colitis.
The researchers hope their finding will eventually lead to better treatments for the chronic disorders that cause abdominal pain, diarrhea and gastrointestinal bleeding.
However, what make this announcement really important is the method used to discover the gene.
The researchers used a relatively new technique called "genome-wide association." Rather than searching individual genes in the hopes of finding a mutation, the entire genome -- essentially all of person's genes -- are scanned at once.
The process has been automated and computerized. A machine scans 300,000 specific markers that are scattered throughout the genome.
"Each one of those markers represents a region that will cover a number of genes in that area," researcher Mark Silverberg of Mount Sinai Hospital in Toronto said. By analyzing data from many patients with the same disease, researchers can zero in on the common mutations that are responsible for the condition.
"It's a massive amount of data that can be generated in one study," said Dr. Silverberg, who is also an assistant professor at the University of Toronto. He expects many more research teams will soon be using the technique. And, of course, that means the pace of genetic discoveries will accelerate at a faster clip than before.
A growing burden
The obesity epidemic is taking its toll on Canadians' knees and joints.
The annual number of hip and knee replacement procedures has leaped by 87 per cent in the past decade, according to a report released this week by the Canadian Institute for Health Information.
Knees and joints tend to wear out with age.
However, "the baby boomer age group accounts for the biggest boom in new surgeries," the report says -- hip replacements have doubled over the past decade in the 45 to 54 age group and knee replacements have nearly quadrupled.
The report attributes the trend to the growing the number of overweight and obese middle-aged Canadians. Carrying around the extra weigh causes the knees and hip joints to give out sooner.


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Mike wrote:Is this much different than "real" Christians with a history of racism and serial monogamy*?
This is comparable to parallel polygamy upon which Mormonism was founded -- and from which they've repented.
The largest denomination, the SBC, fell into schism (1845) to allow chaining African-Americans to plantation walls.
At least the Mormons weren't founded for this end.
Beck and the Mormons are wrong on the Trinity, Christology and world history.
However, mustn't we also repent of our own sins? Otherwise we're Christian on paper, but behaving like the world.


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Miley Cyrus Tickets
Miley Cyrus was born Destiny Hope Cyrus. At age 16 she's been in show business for 7 years.
She was hired by Disney at the age of 12. They liked her stage presence which they likened to Shania Twain and Hilary Duff. She landed the role of Hannah Montana in 2006. The soundtrack had a duet with her dad Billy Ray Cyrus.
Hot Concert Tickets Brad Paisley tickets - Cher tickets - George Strait tickets - Celine Dion tickets -
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Arkansas doesn't recruit West Virginia very often, but when the top player in any state is considering all his options it makes a school take notice.
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Fenson, Pottinger advance to title games at USA Curling Nationals
Pete Fenson told his teammates to just leave the four-foot open for him in the 10th end during Friday afternoon's National Curling Championship playoff game against Tyler George.
And that's what they did as the defending champions marched into today's 3 p.m. gold-medal match after stopping George 11-7 in the Page 1-2 playoff game at Scheels Arena in Fargo.
Fenson owned an 8-7 lead heading into the 10th end and iced the victory by taking advantage of the open four-foot and scoring three in the final end.
In today's 10 a.m. women's championship, the Allison Pottinger rink, which includes Bemidji curler Natalie Nicholson, will have a rematch with Patti Lank. Friday evening Pottinger edged Cassie Potter 8-5 in the women's semifinals and that victory vaulted Pottinger into today's title game.
Thursday evening Lank downed Pottinger 6-5 in the 1-2 Page playoff round. Pottinger led 4-2 after seven ends but Lank rallied with three in the eighth and posted the winning point in the 10th end.
Fenson, who lives in Bemidji, and teammates Shawn Rojeski of Chisholm, Joe Polo of Duluth and Ryan Brunt of Bemidji are now riding a 10-game win streak.
The George rink will have another shot at Fenson as it defeated Todd Birr's team 8-7 in Friday's late semifinal after Birr led his team to a 9-5 win over Heath McCormick in Friday's Page 3-4 game. Fenson will battle George this afternoon for the title.
"If Pete has his draw weight down, we'll leave the four-foot open for him every time," said Rojeski, who has played with Fenson for nearly 20 years.
After giving up steals in the first two ends, Fenson's team got a more productive end set up in the third to grab a deuce.
"We weren't in our comfort zone at the start," Rojeski said. "The ice changed a bit from practice so we struggled with that early on. We were talking about whether it was the ice or the rocks but once we switched the rocks around, we got more comfortable."
In the fifth end George, who played lead for Fenson last year, wrecked on a guard that led to Fenson drawing for four points as they were trying to cut the defending champions down from scoring a big end.
In the following frame, George tried to draw around the right side of the sheet to the button but left it wide to give Fenson one more point.
Fenson's team continued to control the match, getting three stones in the house behind the tee-line halfway through the seventh. George had a tough shot for two but had to settle for just one to cut the lead to 7-5. After holding Fenson to a single in the eighth end, George earned his deuce but wasn't able to steal the 10th.
Birr advanced to the semifinal game for the second time in three years after winning the title in 2007.
In the women's semifinals Pottinger bolted to a 5-2 lead after six ends but the Potter rink, which includes Bemidji natives Cassie Potter and her sister Jamie Haskell, tied the game with three in the seventh.
Pottinger regained the lead with two in the eighth and, after blanking the ninth end, Pottinger claimed the win with a steal of one in the ninth.
U.S. Curling Championships
Men's Division
Friday's Playoff Results
Fenson over George 11-7 (Fenson advances to championship game)
Birr over McCormick 9-5
George over Birr 8-7
Today's Championship, 3 p.m.
Fenson vs. George
Women's Division
Thursday's Playoff Results
Lank over Pottinger 6-5 (Lank advances to championship game)
Potter over Brown 9-4
Friday's Playoff Result
Pottinger over Potter 8-5
Today's Championship, 10 a.m.
Lank vs. Pottinger


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From the moment you step on our lot until the time you drive away in your next car, your buying experience with Axtman Auto Sales Inc is our number one priority. We encourage you to use the expertise and resources of our sales staff; they are here to help you find the right car at the right price. Call us today at 651-487-1727 to schedule your test drive!
John has been with the Axtman family for many years. He specializes in challenged credit and will work hard to get you approved today! John has an extensive background in the auto sales and finance industry. When not at work, John keeps busy with his wife and daughter.
I joined Axtman Auto Sales in 2011. My specialties include sales and finance. I will work very hard to get you the right vehicle and a loan that works for you! Outside of work I stay very busy with my wife Julie and our two boys Declan and Nixon.
I hereby consent to receive text messages from or on behalf of dealer at the mobile phone number I provided above. I understand that I am opting in to receive text messages from dealer or their employees. I include consent to receive phone calls at the mobile phone number I provided. I understand that message and data rates may apply.


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November 15, 2011
November 14, 2011
November 11, 2011
November 9, 2011
I enjoy writing and sharing my opinions with others. The subject matter of the majority of my articles is primarily of a sports nature, however I do enjoy writing about political matters, home improvement and a wide array of other subjects. As a Cleveland Browns fan, I have had plenty to write about, and have been known to be a little "harsh" on my team.
Another passion of mine is blogging. I share my written content, along with content from other writers on my sports blog--naturally, a blog about the Browns.
You can visit my Blog at
Also at FanvsFan---
Follow me on Twitter:


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Hi, Haven't been into this site for a couple years. Switching from Cablevision to FIOS Quantum next week with multi rooms DVRs.
Can I record to my stand alone dvr? Will the picture be full or squashed.?
Watching Video on demand ,can u fast foward, pause etc?
Can you record on Demand, or do u need a stabilizer?
Any answers will be appreciated. Bill
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Results 1 to 5 of 5
Maybe you should clarify what you mean by a "full" picture or a "squashed" picture when describing the picture provided by the cable box's SD connections.
Is a "full" picture one with matching 4:3 aspect ratio video inside (people look normal)? Is "squashed" a 4:3 picture with anamorphically compressed 16:9 aspect ratio video inside (people look too thin)? Is a picture where a 16:9 video has letterbox bars added to the top and bottom so that only part of a 4:3 frame is used to display the picture considered to be "full" or "squashed"?
The only outputs on the FIOS cable box that deliver HD are HDMI and component out. Composite and S-video cannot carry HD. Many FIOS boxes have the analog outputs disabled.
Standalone "dvr"? If you found a stand alone HD video recorder in the U.S.A., let us know where. If it's a standalone SD DVD recorder, it won't record HD. On HD cable boxes the SD outputs send only a 4:3 image, inside of which is a letterboxed image for wide-screen pics and a letterboxed-plus-pillars for old 4:3 pics. Many cable stations encrypt their signal with copy-once protection, so you can often record it on SD DVD-R's (as 4:3) but you can't copy it or burn it to disc. Some SD recorders won't record copy-protected broadcasts at all. All programs recorded to your FIOS HD DVR are copy-protected.
In other words, you'll get pretty much the same thing you got with Cablevision, but some of the local stations and features will be gone and others will change. Make sure you can still get all your favorites, if you have any. And if you're getting distorted SD recordings thru your old DVD-R, you're doing something wrong. The 4:3 images ain't so great thru composite or s-video, but they're not distorted. If you want analog HD from an HD box, you need component cables.
I spend a lot of time with relatives in L.I. They hated Cablevision. Then they hated FIOS even more. They're back to CableVision now.
Last edited by LMotlow; 17th Jul 2014 at 22:27.- My sister Ann's brother
switched from Time Warner to Fios and never looked back
1. I am still on an analog tv set. I can record from the fios HD dvr box to (obviously) my 4:3 dvd recorder via the S-video jack on the back and regardless of channel or content have never had an issue with anything being blocked (disabled) or from macrovision.
about the picture
the dvr box in the settings asks if you are on an HD or analog 4:3 set. I have never had any picture squashing issues from the box. Sometimes the channels themselves are not broadcast correctly (well sort of)-- for example normal Fox 5 tv will appear like the old days for news shows (like Good Day New York for example) 4:3 but you can see the channel has it set and zooms in to give you the 4:3 picture. However if I change the channel to the HD version of Fox tv I see it is in a 1:85:1. So if that is important to you, you want to make sure you get the HD dvr (because their normal box will NOT get the HD channels). Other times regardless of an SD or HD channel version, it is broadcast in the letterbox format (like Sons of Anarchy on FX). Though I find it interesting that channels like ABC do the zoom deal like Fox does and the HD version displays the correct ratio. I say this because for a massively popular show like Once Upon a Time, one would assume they would have the SD version still display in a letterboxed ratio but they do not.
On demand:
this varies and is all dependent on the channel provider. Some of them like HBO or Showtime DO allow you to fast forward, but others like Fox does not
and as mentioned I have recorded from normal channels, cable pay channels, pay per view, on demand, "in theaters now", etc and have never had any issue or need for a stabilizer/tbc-- HOWEVER -I also have never purchased any sporting events, so I could not tell you if those events have anything protected in the stream
Last edited by mazinz; 17th Jul 2014 at 22:35.want to see some true 3d clips, custom figures, some hardcore music and other crap?? Check out my youtube page www.youtube.com/mazinz2
My experiences with cable TV in general agree with what mazinz wrote. My local over-the-air channels tend to have the sides cropped for the SD version of their channels on cable so there are no black bars. ...but many cable-only channels have changed what they do and typically present material that was originally 4:3 using the wrong aspect ratio whether you use the SD or HD version of the channel. The channel itself is to blame, not the cable provider or the cable box.
For example, I recently watched a movie on an HD channel that was in 4:3 aspect ratio. At one time this channel would have pillarboxed the movie for the HD version of the channel and shown in its original 4:3 aspect ratio on the SD version of the same channel. Instead they stretched to 16:9 to fill the screen on the HD version, while on the SD version of the same channel, the movie was still stretched to a 16:9 aspect ratio and then letterboxed for display on a SD TV. The cable box I have (I'm not a FIOS customer) automatically letterboxes HD channels when viewing them on its composite video or coax connections, so there is just no getting around the problem when recording this channel on a DVD recorder.
On the other hand, I recently watched a SD channel (there is no HD version available) where 16:9 material is anamorphically squashed to fill a 4:3 frame with no letterbox bars. I have an HDTV and actually prefer that since I can stretch the picture to its proper 16:9 aspect ratio using the TV's controls, although someone with an analog 4:3 TV might not be happy about it.


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General Raheel Sharif is arguably one of the most popular army chiefs in Pakistan's short but turbulent history. So, when the military's media wing announced on Monday that he would not be seeking an extension, it was only expected that his huge fan base would rush to heap praise on him for making yet another admirable decision.
I don't believe in extension and will retire on due date: army chief
With two separate hashtags trending on Twitter for the military strongman, several analysts and observers hailed his decision to clear the air and step down in November this year.
Here are some of the top reactions
One account summed up the sentiments pretty well


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Rosenqvist wins reverse grid second race
|F. Rosenqvist
|R. Merhi
|D. Abt
22 October 2011 – Felix Rosenqvist was able to deny Roberto Merhi of his targeted clean sweep of victories at Hockenheim on Saturday afternoon, winning his maiden F3 Euro Series race in fine style. The Mücke Motorsport driver led his Spanish rival home by 1.901 seconds, while Daniel Abt completed the podium finishers.
A storming getaway from Rosenqvist saw him jump up to third by Turn 1, slipping past the cars ahead from seventh on the grid. The Swede then promptly overtook eventual third place finisher Abt, before moving into the lead on only the third lap, pulling off a clean pass on Carlos Muñoz (who later recieved a drive-through for jumping the start).
Merhi and Abt had no answer for Rosenqvist's pace in the closing stages, having to settle for podium places ahead of Marco Wittmann. Dutchman Nigel Melker and Daniel Juncadella were next up in fifth and sixth, with Kimiya Sato and Jimmy Eriksson the last men involved in what was a seven-car battle.
Laurens Vanthoor could not repeat his Race 1 podium finish and ended up ninth for Signature, with Facu Regalia rounding out the top ten drivers.
Sunday's Race 3 begins at 11.15am local time (BST +1)


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1) History. Describing Lambeau Field as a hostile environment might be a mistake because, from every account I've heard, the fans there, personally anyway, are a benign bunch. So, hostile? Maybe not.
But there's little doubt that the Wisconsinites are great, knowledgeable and, if the occasion is just right, deafeningly loud football fans. And when Dallas comes to town, the occasion always seems to be right. Lambeau has always been a hard place to win, for the Cowboys in particular, and the cheeseheads are no small reason why. Dallas is 1-5 in the friendly confines, with the one win coming last season.
2) Rick Gosselin pointed out this week that Dom Capers, the new Packers' defensive coordinator, has faced the Cowboys in six of his seven coaching stops, posting a 6-3 record against America's Team. His newly installed 3-4 defense, even without Aaron Kampman, will come to the field ready to play on Sunday.
3) Aaron Rodgers. The man many North Texans first came to know as the cocky quarterback who scoffed at, and was subsequently thrashed by, Texas Tech in his senior year at Cal, has developed into quite an NFL shot-caller. Of course, the Packers' hodgepodge offensive line has had trouble keeping Rodgers on his feet, allowing him to be sacked a league high 37 times.
But this stat only compounds the impressiveness of Rodgers' numbers: 63.1 completion percentage, 16 touchdowns, 5 interceptions (3 last week at Tampa), and a top-five worthy passer rating of 103.3. Make no mistake: the kid can beat you through the air if you give him the chance.
4) Perhaps I watched too many formulaic sports movies as a child, but these games always make me nervous; this Packers team seems down and out. Porous offensive line; the team's best pass rusher on the shelf with a concussion; coming off a loss to the painful-to-watch Buccaneers. Dallas is riding high, a fact reflected in everyone's predictions. No one, and I mean no one, has the Packers winning this game.
Unless formulaic sports movies have lied to me, this means a desperate, scrappy team, ready to win on sheer will and an awe-inspiring pregame speech. Fortunately, this game isn't a treacly Disney movie, designed to teach kids that anything is possible with hard work and unity, and ultimately (and inevitably) resulting in a win for the underdog. Unfortunately, it is an NFL game, which means there is no applicable formula at all, for good or ill.
Yes, the Cowboys should win this game.
Just as the Eagles should have won in Oakland.


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[JURIST] Joseph Kony [BBC profile], leader of the rebel Lord's Resistance Army (LRA) [Global Security backgrounder; BBC backgrounder] in Uganda, will be granted amnesty if upcoming LRA negotiations with the southern Sudanese government proceed smoothly and if he renounces terrorist activity, according a statement released Tuesday by the press secretary for Ugandan President Yoweri Museveni [official website; BBC profile]. Kony was indicted by the International Criminal Court [JURIST report; PDF arrest warrant] along with four LRA lieutenants last October on charges that they orchestrated the killing of thousands of civilians and the enslavement of thousands more children over two decades of conflict with Museveni's government.
The semi-autonomous southern Sudanese government is holding talks with LRA leaders next week in its capital, Juba, in hopes of ending civilian killings in the region. The LRA, once supported by the Sudanese government, has maintained a presence in southern Sudan since its formation in 1986. Though Sudan has pledged to aid the ICC in arresting Kony [JURIST report], it has so far failed to arrest him, and southern Sudanese officials seem more interested in ending the bloodshed with Kony's help rather than sending him to the ICC. Museveni said in Tuesday's statement that if the ICC wants to arrest Kony, UN troops should do so. AP has more. Uganda's Daily Monitor has local coverage and an editorial.


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Affin Islamic Bank offers various products and services to its customers such as funding and loans. It is a great option for the youth as well the working community of Malaysia. Those who have been planning to buy a car for the attached convenience and social standing, should consider the car financing plans of Affin Islamic bank which offer the most profitable rates in the market.
You're probably eligible for an Affin Islamic Bank Car Loan if you are
At least 18 years old
Less than 70 years old
Salaried or self-employed
with regular income
Earn more than the minimum
income required
Your Affin Islamic Bank Car Loan amount eligibility is based on these factors
Loan capped @
Up to 90% of the ex-showroom price
Installments of other loans lower
your eligibility
Increase your eligible Affin Islamic Bank Car Loan amount by these steps
Pay off your credit card bills
Choose longer tenure loan up to 9 years
Documentation needed to apply for an Affin Islamic Bank Car Loan
- 1. Photocopy of Hire Purchase-i Agreement
- 2. Photocopy of Hire Purchase-i guarantee Agreement
- 3. Photocopy of Vehicle Registration Card
- 4. Statement of Account
Affin Islamic Bank Car Loan Interest RatesUpdated on 20 Nov 2017
|Margin of Finance
|Up to 90%
|9 years
Affin Islamic Hire Purchase-i
Hire purchase loans, also known as rent to own loans are becoming pretty popular in the South east Asian countries because they are a better option than just owning a car and at the same time they are less overwhelming than taking a car loan. The loan approval and processing for these loans is done efficiently as long as the required documents have been correctly submitted for application. The major difference of this loan with the regular hire purchase offered by Affin Bank is that this loan is based on Shariah or Islamic Banking laws.
How Does Affin Islamic Hire Purchase- i Work?
- Hire Purchase-i is a motor financing option from Affin bank based on the Shariah concept of Islamic banking.
- Under Al Ijarah Thumma Al Bai (AITAB) from the Shariah laws 2 contracts are involved in this concept.
- The first one deals with leasing while the second one is a sales contract. The contracts are signed and acted upon successively.
- Under the first contract the customer rents the commodity from the bank by paying a rental for a period of time that is agreed upon. In this time the customer signs the leasing contract for the commodities from the bank at an agreed price.
- During this tenure the bank will own the vehicle.
- Once the rental amount has been settlement the Sales Contract will be signed which would transfer the ownership of the commodity from the bank to the customer.
Eligibility Criteria
Since this is under Shariah laws, some added eligibility criteria may be required to meet, since the laws require the customer and the banker to provide more clarity in this type of banking:
- The applicant should be at least 18 years old.
- In the case that the individual is less than 21 years old or over 55 years old, he or she requires an acceptable Guarantor who is a Malaysian citizen.
- The Proprietorship as well as the partnership should be registered within Malaysia.
Eligibility Criteria for Corporate
- Place of establishment of the company should be within Malaysia.
- Business should be of more than 2 years in operation.
- In case it is less than 2 years in business, the principal owner should at least have 2 years of experience in the related business or field.
- The business should be legal business with stability in income especially having to meet the liabilities currently.
Documents Required
This is not an exhaustive list, as there may be more documents required for the loan based on the bank's decision:
Self Employed Applicant
- Photocopies of the individual's driving license
- Latest bank statements of the applicant for 3 months of their principle account.
- Latest salary slips of the applicant for 6 months.
- Latest Borang B document which is supported by the tax payment receipt to LHDN
- Latest EA Form
- PhotoCopies of the individual's driving license
- Photocopies of the applicant as well as the guarantor(s) ID cards. Note: Both side should be printed.
- Commission or Incentives record of last 6 months OR Voucher verified against the applicant's bank statement.
Salaried Applicant
- Photocopies of the individual's driving license
- Photocopies of the applicant as well as the guarantor(s) ID cards. Note: Both side should be printed.
- Commission or Incentives record of last 6 months OR Voucher verified against the applicant's bank statement.
- Latest bank statements of the applicant for 6 months of their principle account.
- Latest salary slips of the applicant for 6 months of their principle account.
- Latest Borang B document which is supported by the tax payment receipt to LHDN
- Latest EA Form
Fees and Charges for Affin Islamic Hire Purchase-i
|Amount Payable (Inclusive of GST)
|Letter of consent for Issuance of a registration card in the case of loss of the card or change registration number or engine number.
|Transfer Service charge (In the case of Bank's ownership claim endorsement)
|Postage Charges
For regular mail: RM1.06
For regular mail: RM5.30
|Photocopy of security documents in the case of reconditioned or a used car.
Why choose Affin Islamic Car Loan?
The Affin Islamic Car Loan is based on the Shariah concept of AITAB (Al Ijarah Thumma Al Bai), according to which the bank buys the car on behalf of the customer and the customer leases it in return of monthly loan installments. When the installments are repaid in full, the ownership of the vehicle is transferred to the customer. The margin of finance offered by the bank is 90% and the Mortgage Reducing Term Takaful (MRTT) is compulsory on the loan.
What is so special about the Affin Islamic Car Financing Plan?
This car funding is offered by the bank for the purchase of new as well as used/remodeled cars. The customer is free to choose any car model since Affin Islamic provides this loan for financing of imported cars too. A substantial margin of finance ensures that the customer does not need to spend any amount from his savings. Moreover, the maximum loan repayment period allowed is 9 years which makes monthly installments extremely affordable and convenient. Affin Islamic Bank calculates the installments on a fixed flat rate of interest and thus, the customer is required to pay a pre-fixed amount every month.
Who is eligible to apply for the Affin Islamic Car Loan?
All Malysian citizens who are of 18 years or above are eligible to apply for car financing from Affin Islamic. Even foreigners and non residents are eligible to apply. It must be noted that the applicant is required to possess a legitimate driving license. Furthermore, if the applicant is under the age of 21 and has not taken any credit or loan in the past, then he/she may be asked to produce a guarantor for the successful processing of the loan.
Are the customers allowed to settle the Affin Islamic Car Loan earlier?
The bank has kept its policies as simple as possible and thus the customers are free to settle the loan earlier than its maturity, if they choose to do so. All they need is to pay a lump sum amount to the Affin Islamic bank and they shall receive a rebate on the outstanding interest.
What documents are required to be submitted to the Affin Islamic Bank for the Car Loan?
The customers are required to submit an application form along with a valid driving license, ID, copy of pay slips of past 3 months and bank statements of past 6 months.
Are there any risks on failure to pay the installments?
If the payment of installment is late for any reason, the bank shall charge a penalty of 1% of the total outstanding loan amount. In case the customer fails to make payment of installments for two consecutive months, the bank has the right to repossess the car
How to calculate Affin Islamic Car Loan installment in 2017?
Bbazaar.my's car loan instalment calculator is a useful tool to help you to arrive at the instalment for your Affin Islamic Bank car loan in Malaysia. You can use this tool to calculate how much you have to pay each month so as to plan your finances in advance, even before sanction of a car loan. The car loan installment calculator takes certain parameters such as desired loan amount, tenure of repayment and interest rate as input to show you the calculated applicable instalment amount for your loan. This also provides you with a repayment schedule that lets you know what part of the loan remains to be paid at any point of time.
Other Products offered by Affin Islamic Bank:
Apart from offering Car Loan,Affin Islamic Bank offers other products and services which include:
Affin Islamic Car Loan FAQ's
What is Affin Islamic Hire Purchase-i?
It is a comprehensive car loan scheme offered by Affin Islamic Bank. The scheme is designed following the Sharia concept of Al Ijarah Thumma Al Bai.
What is a Sharia compliant car loan?
It refers to a car loan deigned following rules of Sharia which is an Islamic law based on the teachings of the Koran and the traditions of the Prophets.
How does Affin Islamic Bank Hire Purchase -i work?
There are two ways of taking this loan. One is leasing contract and the other one is a sales contract.
Does Affin Bank Car Loans come with motor insurance?
Yes, the car loan schemes offered by Affin Islamic Bank come with motor insurance. For example, Affin Islamic Hire Purchase-I scheme provides Motor Takaful Insurance.
How much car finance does Affin Islamic Bank offer?
Affin Bank offers car finance up to 90% of your car value.
How to apply for an Affin Islamic Bank Car Loan?
You can apply for an Affin Islamic Bank Car Loan by visiting the bank physically or contacting its customer care department.
What is the minimum age required for taking an Affin Islamic Bank Car Loan?
The minimum age required is 18 years.
What is the maximum age limit applicable for Affin Islamic Bank Car Loan?
The age of the applicant should not be more than 70 years.
Does Affin Islamic Bank offer car loans for used cars?
Ye, the bank offers car loans for both used as well as new cars.
Can I get a loan form Affin Islamic Bank for purchasing a foreign car?
Yes, the bank provides car loans for purchasing foreign cars.
What is the rate of interest charged on foreign cars by Affin Islamic Bank?
The bank charges 2.6% on new foreign car loans. The rate may change without notifying the customer.
What is the minimum rate of interest charged on local new cars?
Affin Islamic Bank charges an interest of 2.92% on new local cars. However, Affin Islamic Bank interest rates are subject to change.
What is the maximum loan repayment tenure offered by Affin Islamic Bank?
The bank offers a period of 9 years within which you need to repay your Affin Islamic Bank Car Loan.
How does Affin Islamic Bank Car Loan work?
First you need to identify the vehicle. After identifying the vehicle, you need to approach a bank for financing. Then your bank will purchase the vehicle and rent it to you. In return, the customer will pay the rentals or installments on monthly basis.


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2013 Customer Appreciation Month Starts September 1st
Post: #152
RE: 2013 Customer Appreciation Month Starts September 1st
(09-27-2013 01:41 PM)kollectornet Wrote: My guess is you actually have to be a "paying customer" to win in Customer Appreciation Month. I have been entering for the past few years and nothing ever. I know it says "no purchase necessary" but....I also know that I am not the only person who hasn't won. The word Customer just don't sit right with me. JS
Hey kollectornet - The drawings are completely random. We do not check to see if you are paying for an Online Price Guide or buy from the Marketplace or use Trade or participate on the forums or anything else. All we look for is that you have registered. If you have registered, you have the same chance of having your name drawn as anyone else.
Thanks for participating!
Auction Manager - Beckett Auction Services
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Working over an operating temperature range from -55ºC to 165ºC, Pasternack's PE315 and PE317 Series 26.5 GHz test cables endure in harsh environments for environmental test systems. The devices include passivated stainless steel connectors for secure matings over and over again, and external armoring for removing excessive bending radius. The PE315 Series are terminated with male 3.5 mm connectors, and the PE317 Series are terminated with both a male and female 3.5 mm connector. The cables are offered in lengths of 24", 36", and 72".
866-727-8376, www.pasternack.com [1]


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Same Old Likud
About three months remain until the elections. I think that will be time enough to reach the conclusion that nothing has changed.
If it were only a matter of Penina Rosenblum, Miri Regev and Yehiel Hazan joining the ranks of Likud, we could have summed up the entire affair with a big yawn. The cynics would surely have claimed that this is also final proof of the fact that Hazan really did steal the "brain" from the electronic voting equipment in the Knesset storeroom. After all, the surveys indicate that Benjamin Netanyahu and Likud are expected to soar to about 30-plus seats, which greatly increases the chances of every negligible politician entering the Knesset.
But the prodigal sons also include two who, not coincidentally, have become media darlings. Benjamin Begin and Dan Meridor are among the most decent political figures we have. They are considered intelligent people who pursue justice and reject honors, and up until two weeks ago they were also seen as Netanyahu's strongest critics.
Their return to the bosom of Likud requires a renewed and serious examination of them, of the movement to which they are returning and of its leader. Has Netanyahu changed? Have Begin and Meridor changed? Has the diplomatic, social, security and economic situation changed?
We must devote some thought to this process, to those who are returning home, to the new members and to the person who has succeeded in doing all this. Tzipi Livni, the chairwoman of Kadima, believes that her cynicism will conceal her panic; Ehud Barak, the chairman of Labor, sees how the lost children of his party are only fleeing even further from it because of him, and Prime Minister Ehud Olmert is Netanyahu's greatest asset at the moment. Olmert may attribute a historical dimension to his most recent declarations and speeches, but they contain primarily a historical dimension for those voters who are trying to decide between returning to the Likud or continuing their affair with Kadima.
To borrow expressions from the world of sports for a moment, Netanyahu exploited the transfer window and got an impressive steal. Shortly before Begin and Meridor, he also recruited Maj. Gen. (retired) Yossi Peled, followed by former police commissioner Assaf Hefetz, and his large appetite will be sated only after the flirtations with former chief of staff Moshe Ya'alon end by turning him into a full-fledged Likudnik. When that happens, Netanyahu can come to the elections with his dream team.
About three months remain until the elections. I think that will be time enough to reach the conclusion that nothing has changed. Begin has remained extreme in his views, Meridor has resumed his opposition to clear diplomatic solutions, and Likud and Netanyahu offer diplomatic stagnation at best.
Netanyahu may have thought he would benefit from a screen that would conceal the story, but this screen is translucent. After all the saccharine press conferences and behind the smiling faces lies the old hawkish Likud. A Likud that refuses to offer solutions, that proposes living by the sword forever, whose basic instinct - whose very nature - is limited to saying no. Now it has old-new faces, but they should not deceive us.
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Sounds like it's gonna be fun, Ian. Wish I could be there.
Another double post. Again from the iPad on our wifi. I'll be fiddling with our repeater's position tomorrow after my walk.
Why? Seems like it's working.
Going to be a rockin' party! I would go if I could.
I don't mean that as a complaint or in any ungrateful sense. It's just that it's hard to think proportionately about the support, as I never envisioned so much of it. I'm of so little significance in the wide world that it almost isn't fair. If I weren't in the position of needing all the help I could get, I don't know that I could accept it. I'm also left to wonder where the hell all these good people are coming from. Mind you, I mean that in mostly a positive sense.
There are people who care about you, and this is a way they can show it. Sure, there are lots of problems in the world that need to be taken care of, but there are few problems that can so soundly resonate as problems that impact people we know. And let's face it, just about everyone can unite behind the "F*ck Cancer" banner.
Appreciate it for what it is. There probably won't be another time in your life when so many people will extend a hand to you like this. At least, hopefully not... Usually it doesn't happen unless you need it, and... Yeah.
Thanks again for the space to get it all out, everyone. Let me know if it gets old or bothersome.
If it helps just remember that no one HAS to read your thread, we all choose to. I certainly had my share of similar thoughts and feelings at times during my own thread but with some assurance I taught myself to accept that anyone who gets tired of it can simply stop clicking on it.
Remember too that this place isn't just a gaming forum, it's a very special community that has each other's backs through thick and thin and as part of that we've got your back.
I still haven't cleaned or ridden mine since our Two Brothers ride, so if you're looking for something to do....
JK-- glad you're doing so much better! Let me know when you do want to go for a ride.
Yeah, I've ridden mine, but not cleaned and I noticed that a nice squeek that developed during that ride hasn't gone away yet...
Ianunderhill: 1
Cancer: F*cked
Grats man! I'm glad to hear that you are rebounding so fast. Here's to cancer being f*cked!
Ian: Kicking
Cancer: Ass
Ian: Big Dog
Cancer: Fire Hydrant
That said, thanks for all the encouragement, everybody. :D
Ian is so awesome. He's being generous to the cancer by giving it the easy way out. If it had to fight Ian, it would get destroyed!
This is Ian:
Good job, Ian. You rock.
So happy to hear that you're making good progress ian. Cheers to you sir!
I have a feeling you're going to do very well off of that auction.
Yeah, I'm thinking the same thing. My buddy who's the lead organizer was telling me that both my boss (with whom he had a phone meeting last night) and the booking guy at the venue have been seriously wowed by the quality of the prize packages on offer. I'm thrilled at how good they are too, both because of the prospective return (yay being able to pay for stuff in the face of cancer!) and, almost more importantly, how awesome things are going to be for the winners. I'm really hell-bent on people remembering this whole thing not just as the night they helped out a man in need, but also as a great time.
Me, I'm already pretty blown away by how much work my friends have put into this. Particularly the lead guy, who's been calling in years of return favors from his stint in the promotions/event marketing racket and sinking time into making this all happen while acting like it's no big deal. It's gratifying as hell and really eats away at those moments where I find myself thinking I'm just some schlubb with a disease - instead, I feel like I have people on my side who really want me to come out on top of this. It's simultaneously very humbling but very empowering.
That sounds like one HELL of a party, I really wish I could be there! I'll keep on cheering from on the GWJ sidelines, though, while you trample all over cancer and kick its ass (and I really believe that you will).
We're definitely all on your side and cheering for you. Also, I really admire how positive you're being. I'm sure you have less than super sunshiny moments, but I really admire your strength and determination with all this.
Just remember, what's coming could be hard. Absorb this, store it up, build up your reserves. Be ready in your mind.
If it were me, I'd be face into Marcus Aurelius right about now. I think Stoicism has lessons for these events in life.
If it were Marcus Aurelius, he should be reading the musings of Ian!
Either way, I'm glad I have so many people in so many places on my side, and I hope I don't lose sight of that.
Here for you, pal.
Either way, I'm glad I have so many people in so many places on my side, and I hope I don't lose sight of that.
Here for you, pal.


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Supernatural - Carved in Flesh
After Sam and Dean Winchester lost their mother to a mysterious supernatural force as young children, their father taught them how to hunt and destroy the paranormal evil that exists in the dark corners of America. Following their father's demonic death, they discovered that they are descended from a long line of hunters and chose to continue their mission.
Reported sightings of a hellish hound and the discovery of newly dead desiccated corpses bring Sam and Dean Winchester to Brennan, Ohio. But when they catch the monster canine it turns out to be "Frankenmutt", a reanimated patchwork of pieces from separate dogs. Soon the brothers are on a trail that leads from mad scientists and biotechnology to a centuries-old alchemists, walking corpses, and an ancient and malevolent power.
A Supernatural novel that reveals a previously unseen adventure for the Winchester brothers, from the hit TV series!
Product Details
- Dimensions: 175 x 106 mm
- Mass market paperback: 304pp
- Publication date: 19 April 2013
- All authors:
Tim Waggoner
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Next, we found a really value for money LGA 775, over at DAT Computers.
The MSI PM8M2-V motherboard is based on the VIA PM800 chipset, with
integrated VIA Unichrome Pro graphics. A great alternative to the relatively
more expensive Intel i915G based motherboard, this MSI PM8M2-V could get that
bang for buck status. Priced at $ 115, it's priced alot lower then
most Intel chipset based motherboard.
The MSI PM8M2-V from top down.
The Southbridge of this board, with the newer VIA VT8237R, supporting SATA
RAID on the 2 SATA ports onboard.
A pretty small heatsink for the Northbridge, a symbol of relatively cool
running Northbridge?
The Realtek RTL8201CL Physical Hardware Layer, to harness the onboard LAN
abilities from the VIA chipset.
The Realtek ALC655 sound controller would take control of the onboard 6
channel sound.
The silkscreen of the model name on the board. No mention of PCB revision or
board revision over here.
A large chunk of heatsink on the MOSFETs, near the CPU area, to dissipate
excessive heat generated from these MOSFETs.
A label on the motherboard packaging, with a short summary on the key
features found on the board.
The box for the PM8M2-V. The usual "V-Class" design, like the rest of the
boards of the "V" family.


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Fresh: a warm www'elcome to the new EARTH2O.COM
A great day on the internets: Yesterday we helped Earth2o ("earth – 2 – ohhhh") launch its brand spankin' new website— part of the refreshed brand work rolling out for Earth2o, including a fun TV spot (aired last night), produced with our friends at Laika. More than a site to talk about bottled water, it's a great story about a company's quiet, passionate commitment to doing business the right way.
Thanks for the opportunity to share your good with the world, Earth2o.


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Update Changelog, October 28 2014
28 October 2015 7:00 AM | No Comments
Update Changelog, July 7 2015
07 July 2015 7:00 AM | No Comments
Update Changelog, June 2 2015
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About Author: Verimtor
Posts by Verimtor
Update Changelog, March 25th 2014No CommentsMar 25 2014Bug Fixes Fixed a bug that sometimes caused the automatic reconnect window to appear when logging out in an unsafe area.
Update Changelog, March 18th 2014No CommentsMar 18 2014Improvements Improved responsiveness of the in-game shop. Improved sorting order of spaceships in the hangar. Bug Fixes Fixed a bug that could potentially cause intermittent login problems.
Enter the Pirate Galaxy Contest on FacebookNo CommentsMar 14 2014Head on over to our Facebook page to participate in the latest Pirate Galaxy contest. You can win awesome prizes - good luck! Visit our Facebook page. Win fantastic prizes!
Update Changelog, March 11th 2014No CommentsMar 11 2014Bug Fixes Fixed a bug that prevented the use of Sirius tech on battle planet Colossus. Fixed a bug that enabled an exploit concerning the stun and protection skills. Fixed a bug that would sometimes cause certain account status messages […]
Update Changelog, March 5th 2014No CommentsMar 05 2014Bug Fixes Fixed achievement tooltips in the pilot profile to be cut off sometimes. Fixed a bug that could possibly break some missions under certain circumstances. Fixed enemy/allied unit behavior on battle planet Colossus. Only squad mates are now considered allies, […]
Update Changelog, February 25th 2014No CommentsFeb 25 2014Bug Fixes Fixed a bug with the 3D preview pane that could crash the game client. Fixed a bug that caused the 3D preview of the Ion Armor Alloy to be shown instead of that of the Fusion Armor Alloy in the […]
Update Changelog, February 18th 2014No CommentsFeb 18 2014Bug Fixes Fixed a bug that caused saboteur units in the Gazica mission "Swipe advanced aggro bomb" to be called "aggro bombers" in the mission text. Fixed a bug that could cause Isaak to get stuck in the Molikar mission […]
Update Changelog, February 11th 2014No CommentsFeb 11 2014Bug Fixes Aim scramblers now need to be matched with the ship's level to reach maximum effectiveness, mirroring existing component mechanics. Fixed enemy units that spawn during the challenge on planet Phobos to sometimes stay passive. The "repair damage" text […]
Update Changelog, February 4th 2014No CommentsFeb 04 2014Improvements Logging in to the game may take significantly less time now, depending on what region you log in to the game from. Improved overall responsiveness of component skills in scenarios with variable network performance. Bug Fixes Fixed a number […]
RavenDynamics Returns With Brand-New Challenges, Missions, Spaceships and More!No CommentsJan 29 2014Cross-galactic enterprise RavenDynamics has opened up a previously inaccessible, small planetoid in the Sol System for large-scale resource mining operations. While their extraction technology is in place, RavenDynamics needs to hire the best of pilots to carry out work in […]


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Edward Thomas was perhaps the most beguiling and influential of the First World War poets. Now All Roads Lead to France is an account of his final five years, centered on his extraordinary friendship with Robert Frost and Thomas's fateful decision to fight in the war. The book evokes an astonishingly creative moment in English literature: a generation that included W. B. Yeats, Ezra Pound, and Rupert Brooke.
These larger-than-life characters surround Thomas, who is tormented by his work and his marriage. Ultimately the decision to fight in the war costs Thomas his life, and it is the roads taken - and those not taken - that are at the heart of this remarkable book.
©2011 Matthew Hollis (P)2013 Audible, Inc.
"Brilliantly written book, timely topic (for 2014)"
The poetry loses something in the transfer to audiobook format; visual line breaks are important. That said, I completed the book weeks earlier than I would have by reading only.
None I can think of
I am grateful that audible secured a reader and produced this version of a book that has sold in only small numbers. The narration was good, but the narrator's inability to articulate such words as "certain" and "Britain" was a little distracting.
From my review of the kindle version on Amazon: With his account of the final years of Edward Thomas's life, Hollis takes readers on a tour of the literary world, and, to a lesser extent, the world at large, at a time that everything must have seemed in turmoil to those who lived through it. Literary revolutions. Social revolutions. Wars fought by machines as much as they were fought by people. With Hollis's book (and bibliography) as a starting point, even someone who knows the era quite well could take a fresh look. Of especial interest is the effect Thomas had on other writers, most notably Robert Frost (and Frost on Thomas).If still unsure, search for Robert Macfarlane's review of the book in The (Manchester) Guardian; the review does Hollis justice far better than I could hope to.
Report Inappropriate Content
If you find this review inappropriate and think it should be removed from our site, let us know. This report will be reviewed by Audible and we will take appropriate action.


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Those quick-access camera straps which loop through a ring screwed into the tripod socket are fantastic and terrifying in equal measure. Fantastic because they really are fast, convenient and comfortable to use (just ask Cult of Mac's Traci Dauphin, who I have never seen without an Olympus hanging from a Black Rapid strap around her neck); and terrifying because you're hanging your expensive camera from a strap which could unscrew itself any any time.
Add to that the fact that you can't use a tripod with the screw-in strap plate attached and you'll see where this new Kickstarter gadget is coming from.


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The National Weather Service has issued an urban small-stream flood advisory for several Bay Area counties after getting readings of half an inch of rain per hour in several parts of the region.
The advisory affects Alameda, Contra Costa, Marin, San Francisco, San Mateo, and Santa Clara counties, and is scheduled to last until 2:15 p.m..
According to a bulletin from the agency, excess runoff from the rain was causing water to pool on highways and streets and was raising levels of small creeks and streams.
Motorists are advised to build in extra time for travel on the rain-slicked roads.


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Tamagotchi iPhone App
OMG (Part Two): The Tamagotchi App Is Now Available on iOS
We didn't think that Tamagotchi L.i.f.e., the modern-day mobile version of the virtual pet phenomenon, could get any better — then it did. This morning, the app based on the original handheld egg computer toy was released for iPhone and iPad (free).
After we thoroughly exhausted ourselves with joyous celebration, we gave the app a go and can say that it is as much fun as the real deal.
Tamagotchi L.i.f.e. (which stands for Love Is Fun Everywhere) was developed by Bandai Co., the original manufacturer of the digital toy pet. Just like the Tamagotchis of yesteryear, there's a care icon that'll show a fork when you have to feed your pet (or a scoop for poop) and a call signal when your little guy needs some attention.
In this modern 21st-century upgrade, you can collect different shells and play fun games with your pet, too. Download the nostalgic app (also available for Android devices) and let us know what you think of Tamagotchi-to-go.
Take a look at Tamagotchi L.I.F.E. in toy mode after the break.


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The Brazilian Northeast, composed of the larger state of Pernambuco, and its neighboring states Paraiba, Rio Grande do Norte, Ceara, Piaui, and Maranhao, is a region famed for its hot weather, historical significance, breathtaking beaches, interesting and unique culture, music, and cuisine, as well as for being the birthplace of the country.
The region is overshadowed by the state of Pernambuco, with its twin cities of Recife and Olinda, and Fernando do Noronha, which is arguably the most beautiful location in all of Brazil.
Pernambuco, with over five centuries of history, is a perfect example of Brazil's characteristic melding of European, African, and indigenous traditions and customs. Recife and Olinda, Pernambuco's coastal cities, offer excitement in music and dance, including the traditional forro, as well as the wild frevo and the frenetic drum beats of the maracatu. The region is particularly noteworthy for its Carnavals and its St. John's festivals. Boasting a population of nearly 9 million, there is something for everyone in Pernambuco, with fabulous surfing and palm-fringed tropical beaches, and the increasingly popular resort town of Porto de Galinhas.
Recife, a city of 1.5 million people, is the capital of Pernambuco, and famed for its pulsing entertainment and nightlife scene. Its smaller neighbor Olinda, located just to the north, is often a more popular locale for tourists, with its charming and tranquil history and colonial architecture. Olinda also boasts one of the finest arts scenes in Brazil, with a heady brew of museums, galleries, workshops, beautiful buildings, and red-tiled roofs.
However, the crown jewel of Pernambuco, and arguably the entire northeastern region, is the Atlantic archipelago of Fernando do Noronha, located more than 500km east of Recife, where you'll encounter incredible beaches, diving, boat tours, dolphin watching, and hiking. An ecological treasure, jealously guarded by the Brazilian government, it is justifiably an expensive locale. Make sure to book your accommodation and make your travel arrangements well ahead of time.
Around Northeastern Brazil
Sao Luis, the capital of Maranhao state, is a city of just under 1 million people. Often considered the reggae capital of Brazil, it also features the iconic Bumba Meu Boi festival which features a song and dance routine telling the tale of a bull, a pregnant girl, and a cowboy. It also boasts a fine collection of 18th and 19th century colonial mansions with elaborate painted tiles. While perhaps not the most thrilling locale in Brazil, it does also feature some very nice beaches.
Jericoacoara, meanwhile, located in Ceara state, is a tiny seaside town of 3,000 people, but is quickly becoming a top tourist draw. Located in a far-flung corner of the state within the confines of a national park, it features incredible surfing, diving, and kitesurfing, with a chill and relaxed nightlife, and perhaps the finest sunsets in the entire country. Another popular attraction is dune buggy rides and tours that offered throughout the region.


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This collection of group sheets is the largest so far in the first families web pages and is mainly provided through a GEDCOM file provided by Mr. Richard Warfield Faber Jr. to this project. There are over 5,000 individuals in these group sheets
Nicholas Gassaway apparently was brought to Lower Norfolk Co. VA as a servant of Richard Owens between 1643 and 1649. In 1649 He came to Anne Arundel County (then known as Providence) as the servant of Richard Owens. This can be proven through the land records and recording of "headrights".
According to Liber R336, folio 506 of the Land Grant Office a Richard Owens transported himself & Nicholas Gassaway in 1649 to MD, Mary (the widow of William Edwards) his wife in 1650, and John Wilkerson, Benjamin Glover, and John Walker between 1652 and 1659.
In the Court Order Book B of Lower Norfolk Co., Virginia There is a headright grant dated 15 August 1650 where: Certificate for Richard Owens for 300 Acres of land for transportacon of himselfe, Mary, his wife and four servants vtiz: Milka(?) Huffy, Nicholas ___sseway [sic. Gassaway, no doubt], Henry Hills and Thomas Roper. Then Thomas Greene grant of 270 acress in Elizabeth River upon head of Loyds Creek bounded form the great swamp NW by W &c 11 Jan 1652 (patent book 3, p. 145) Trans. Of 4 persons: Richard Owens, his wife, Milkey Hussey, Nicho. Casseway, Henry Hills, Thomas Rope, By assignment from Richd. Owens. (See Nugent, Cavaliers and Pioneers I, p. 268)
From Lower Norfolk Co VA Court Order Book: of 17 July 1643 "It is ordered that Richard Owen who married Marie ye relict of Will: Edwards, deceased, shall have an attachment agaynst ye estate of Tho: Sawyer for soe much as shall satisfie a debt of 10Ł Sterling due fron ye sd. Sawyer to ye sd. Marie Edwards."
In book B of Lower Norfolk Co Court Records: 2 Nov 1646: Whearas Thomas Edwards late of the Colony, deceased, dyeing intestate leaving estate in diverse goods, rights, and debts whereof Richard Owens hath made humble suite administration might be granted unto Richard Owens to bring a true and just account of the remaynder of the said estate 10 May 1645/6. Then on 15 Dec 1645 "The Adminsitration of the estate of and belonging unto Thomas Edwards late deceased is granted unto Richard Owens whoe is father in lawe to the said deceased & giving security to the Court."
From the above it seems that Richard Owens married Mary (widow of William Edwards) before 1643 and likely had gone to England with her and returned to Virginia, bringing along Nicholas Gassaway between 1643 and 1649.


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Group Theme
3923 views
Evolution - Same subject, different techniques
(15 photos)
by Yitzhak Avigur
I would like to dedicate this theme to pairs of pictures that were posted by the same artist, with the same subjects, but with different styles or techniques.
I got to this idea after I noticed that I had a certain evolution with my style and technique, and I think that I'm am not the only one.
It's a group theme, so please add pairs of photos of the same subjects, same artist, different styles.
Men at Work
avigur_11 (22111)
Men at Work
avigur_11 (22111)
Shad Thames
danielswalsh (13599)
The uncompleted IV
avigur_11 (22111)
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A Personal Journey Through Song Lyrics and Short Stories
Author's life captured in poetry and rhythm, to be featured at this year's Frankfurt International Book Fair on October 8-12 in Germany
Jul 24, 2014, 08:40 ET
SANTA MONICA, Calif., July 24, 2014 /PRNewswire/ -- Evoking emotions from deep within himself, author Peter Chapel pens down his life journey in poetic verses in "Impressions and Reflections." This collection of elegant song lyrics and short stories will take you on an intimate journey through the author's personal life. He writes with a stunning depth of emotion and candor, unafraid to lay bare his feelings. He combines his poetic eye and ear for a tune to offer a rhapsodic collection in this book. His lyrics are highly rhythmic and evocative, yet exude a subtle simplicity of language and style. The poetry and stories are so very personal and nice – and at times humorously recalled.
Chapel's song lyrics were a consequence of being a captive in his automobile twice a month from 1978 to 1981 while driving eight hours at a stretch, mostly at night. As the words formed phrases and sentences, they fell into a rhythm and evolved into melodies that became his form of self-expression for about two years.
Writing in the first person singular seemed the easiest way to go… and so he did. Because he had no musical training, he depended on a friend to transcribe the songs from tape to lead sheet form and piano accompaniment.
This book is available online and can be purchased at www.bookwhirl.com, www.amazon.com and www.barnesandnoble.com.
About the Author
Peter Chapel was born in Manitoba, Canada, and moved to New York City at age 18. He served four years in the U.S. Army during World War II, with two years overseas in the Persian Gulf Transport Command. He attended UCLA under the GI Bill of Rights, and has been a resident of Santa Monica, California since 1951. Home improvement and landscaping have been his main hobbies, primarily out of necessity. He has been happily married for 40 years. He continued to drive to his Santa Cruz mountain work retreat for a weekend, and later a week, each month for 45 years. All the work in planning, labor, construction and landscaping on the seven acres of redwood jungle and a rickety little cabin was his own until the earthquake of 1989.
At this stage in his life, the second half of his octogenarian decade, he has embarked on reliving the highs and the lows of his long life in tranquility by writing his "memoirs of an average man in our blessed land of the free, encountered and recorded, in brief, with documentation."
Impressions and Reflections by Peter Chapel
Publication Date: 2014
Price: $7.56; 84 pages; ISBN 9781618565501
For review copy request, contact Mary Clark at BookWhirl.com by phone at (877) 207-1679 or by Email.
SOURCE BookWhirl.com


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Grant: Hey, the new guy looks pretty good
Rios' eighth-inning heroics help Rangers pass A's for West lead
HOUSTON — In Alex Rios, the Rangers believe they acquired a well-rounded player who can be an asset in every phase of the game.
"A complete player," is the way manager Ron Washington described him.
On his first day at his new job, Rios proved the description apt. In a 5-4 win over Houston, Rios drove in the tying run with a triple, scored the winning run by knocking the ball out of the glove of the catcher and recorded the game's final out by going deep into the gap in right-center to track down Jose Altuve's long fly ball.
When his day was done, Rios found himself and the Rangers alone atop the AL West for the first time since the first week of July. He found himself in the midst of a six-game winning streak, the team's longest of the year. They have won 11 of their last 12.
"I came here to contribute and I want to take advantage of every opportunity that is given to me," Rios said after going 2-for-3 with a walk. "This gives me more confidence and even more motivation. It's a big thing for me. The welcome I've gotten from this group has just been unbelievable."
With what he did, it was easy to give him a big welcome.
As has become typical in this winning streak, the Rangers rallied to score bunches of runs late. Four of the five runs came in the seventh or later. Elvis Andrus' first homer of the season — his first since Sept. 4, 2012 — tied the game at 3 with two outs in the seventh and gave the Rangers renewed life.
"I kind of gathered that he doesn't hit a lot of homers," Rios said with a laugh. "The way the team reacted was just crazy."
But the reaction could have died in the bottom of the inning when the Rangers allowed Houston to take the lead on a wild pitch with two outs. Instead, all it did was set the stage for Rios' big inning.
In the eighth, A.J. Pierzynski, Rios' former teammate in Chicago, doubled with one out. Rios followed with a sinking liner to center that probably should have been good for a single. But Brandon Barnes made a poor decision to dive and came up 3 feet shy of the ball, which rolled to the warning track. Pinch runner Engel Beltre scored to tie the game. Rios wound up at third.
With the infield drawn in, Mitch Moreland followed with a hard grounder to second, which was played perfectly by Altuve. He scooped it and threw home in plenty of time to get Rios, who was running on contact. But Rios' strong slide allowed him to kick the ball out of Jason Castro's glove and score the go-ahead run.
"What he did isn't anything that he hasn't done before," Washington said. "It came as no surprise."
But it has been a drastic change for Rios, whose former teammates with the Chicago White Sox are 25 games out. He was pulled out of the Chicago lineup 15 minutes before the first pitch of a day-night doubleheader against Minnesota on Friday, drudgery if there ever was such a thing, and informed he was being traded to the Rangers. He arrived Saturday afternoon and immediately found himself in a wholly different situation.
He acknowledged it was a significant change.
"It's tough to go every day when you aren't winning," Rios said. "When you go out there with no real motivation, it makes it hard to do things we are supposed to do without even thinking. I think there is something good about being in a situation with a little pressure.
"This is a change of scenery for the better for me," Rios added. "It's refreshing."
On Saturday, it certainly appeared that way.
Catch Evan Grant's Ranger Reports all season on The Ticket (KTCK-1310 AM) on Tuesdays at 9:35 a.m. with The Musers, Wednesdays at 4:15 p.m. with The Hardline and Thursdays at 2:15 p.m. with BaD Radio.
Follow Evan Grant on Twitter at @Evan_P_Grant.
Get the latest Dallas sports news at SportsDayDFW.com


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With sellouts projected for the rest of Toronto FC's inaugural season and big crowds expected for the FIFA U-20 World Cup, will Maple Leaf Sports and Entertainment Ltd. consider expanding 20,000-seat BMO Field?
Yes and no says MLSEL president and CEO Richard Peddie.
"We're putting in extra seating for the David Beckham game (L.A. Galaxy vs. TFC) on Aug. 5," Peddie said. "But beyond that we have no plans to increase. "Naturally, we're thrilled at the crowds and that we have 3,000 people on our season tickets waiting list. There are people around Major League Soccer who've said we're the first stadium that truly makes the crowd the 12th man in a game.
"But part of the experience of TFC games is that it's an intimate stadium, that you can hear everything that our loudest fans in the (south end zone) are chanting. You don't want to lose that.
"We're only starting the first year of the franchise and when you consider the Raptors have been around 13 years with a lot of ups and downs in attendance, then it's too early to be thinking about expanding seating."
Since plans for the soccer stadium were unveiled a few years ago, there has been speculation the Argonauts would one day be playing in a reconfigured BMO instead of the often cavernous Rogers Centre. But the CFL team has maintained that its content where it is.