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Many supporters of President Barack Obama have gone "all in" on this administration. Considering it too historic to fail, either they can't see this White House's shortcomings and mistakes or they simply refuse to acknowledge them.
With one notable exception: gay and lesbian activists who are, as they say, so over that.
The relationship got off to a rocky start. Many gays and lesbians were so eager to help put an end to Republican control of the presidency that they enthusiastically became part of the coalition that helped elect Obama – even though he opposed gay marriage. But before being sworn in, Obama irked gay rights advocates by choosing pastor Rick Warren to deliver the invocation at his inauguration. Warren is an outspoken critic of gay marriage and supporter of California's Proposition 8, which banned same-sex unions.
Since taking office, Obama has been criticized by gay and lesbian activists for not addressing the military's "don't ask, don't tell" policy that allows for a service member to be dismissed if discovered to be gay or lesbian. Obama has said that he opposes the policy but he has yet to do anything about it.
It gets worse. Obama is also on record saying that he opposes and would like to repeal the federal Defense of Marriage Act – which essentially denies same-sex married couples the protection of the "full faith and credit" clause of the Constitution by preventing the federal government from recognizing such unions. Obama has said that the law is discriminatory and that it infringes on states' rights.
So imagine the surprise, and even disgust, on the part of gay activists when the Obama Justice Department recently filed a motion in support of the Defense of Marriage Act. The administration opposed a lawsuit brought by a married gay couple in California seeking to have their union recognized in all 50 states. And in making their argument that not all marriages ought be recognized as lawful, Obama's lawyers cited as precedent cases involving, of all things, pedophilia and incest – the same sort of obscene comparisons that some religious conservatives have, in the past, drawn to argue against gay marriage.
All of this has incensed gay and lesbian pundits and activists. They include prominent blogger Andrew Sullivan and The Joshua Blog. The rift has prompted editorials in the Los Angeles Times and The New York Times, both of which were critical of Obama. In response, many of Obama's gay and lesbian supporters recently have pulled out of Democratic fundraisers and some already have threatened to withhold political contributions to Obama's re-election campaign in 2012.
What's more, the activists aren't in any hurry to mend fences with the White House. When Obama recently signed an executive order granting benefits to same-sex partners of federal employees, some activists dismissed the gesture as a feeble attempt at pacifying critics in the gay and lesbian communities – and not an original one at that since, according to a federal employee quoted by CNN.com, such benefits are already available to gay couples who work for the federal government.
Things are so touchy that when Obama recently made a gay-themed joke, some gays and lesbians were not amused.
At the 2009 White House Correspondents' Association Dinner, Obama noted that he and senior adviser David Axelrod "have been together for a long time." In fact, Obama said, years ago, he called Axelrod and said, "You and I can do wonderful things together." Then, Obama joked, Axelrod "said to me the same thing that partners all across America are saying to one another right now. Let's go to Iowa and make it official."
The president's critics noted that when the Iowa Supreme Court legalized gay marriage in April, Obama didn't really acknowledge it. And now he makes a joke out of it?
The deteriorating relationship between Obama and the gay and lesbian community is no laughing matter. It never is when a group of voters feels written off by one party and taken for granted by another. And it never is when a group of voters feels completely let down by a political leader in whom they put their trust.
Gays and lesbians put their trust in Barack Obama assuming that he would join in their fight for dignity and equal rights. The shame of it is that they're still waiting.
Navarrette can be reached at firstname.lastname@example.com.


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Windows 7 to undergo liposuction?
Subject: General Tech | October 19, 2007 - 11:57 AM | Jeremy Hellstrom
Microsoft has been very quiet about Windows 7, but thanks to a speech to university students we know a little more about it's kernel. Head over to The Inquirer for a link to video of the presentation and a unique windows logo.
"The people at Vole have been a mite concerned that the Windows kernels are getting a little bloated and have told
Traut to come up with something a little more efficient.
A video of Traut talking about his low footprint Windows kernel has found its way onto the world wide wibble here.
He has called it MinWin, which sounds a bit like a character from the Goon Show. Although the information is
interesting enough we really liked the ASCII Windows logo as the beast fires up."
Here is some more Tech News from around the web:
- Microsoft Windows Vista
SP1 Beta @ ExtremeTech
- LapWorks Futura Desk @
- ASUS Eee PC goes on sale (we have pics!) @ TweakTown
- Lucinda Barlow, Symbian VP Reveals Products
and Strategies @ HEXUS
- Valve
Interview Series Part One @ Gamehelper
- Say Bye-Bye to iPod Killers, Welcome iPhone Killers @ CoolTechZone
- Migrating Away From Windows, But Not Ready For Linux? @ OSWeekly
- Open Source, Firefox and New Search Options Emerge @ OSWeekly
- Leopard's Release Date a Serious Mistake @ OSWeekly
- The Future of Trusted Linux Computing
@ MadPenguin
- PCMark Vantage:
New Complex System Performance Benchmark @ X-bit Labs
- Why Next-Gen Formats Have an Uphill
Battle @ Digital Trends
- Cisco Directors Are Arrested in Brazil For
Tax Evasion Scheme @ Hardware Secrets
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Unique came ready to show us that she was the queen of dropping that booty. She was bouncing her nice round as all over my pool making some serious waves. It was pure art. As soon as serge checked her out he jumped in there with his third leg in hand and went to work. She got cocked from every angle possible. It was amazing.


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|13 Jan 2013
Microsoft Windows 7 Home Premium 64-bit 7601 Multiprocessor Free Service Pack 1
Upgrade Win 7 to Win 8
Not sure if this should be here or in the Win 8 Forum! With my new PC I have been offered an upgrade to Win 8 for £15. I would like to take up this offer but don't want to upgrade yet! I have the promo code to get the special offer but I can't see how to download just the upgrade software and save it to my PC for future use. Any one done this so far?
|My System Specs
|13 Jan 2013
Windows 7 x64
Generally they will allow you to download a iso file that you can make a dvd with, assuming you have a burner (pretty much everyone does now)
You'll want to purchase the deal through the microsoft site to get it that way.
We generally reccomend doing a clean install with your upgrade copy.
You'll probably find more direct information regarding windows 8 here.
Windows 8 Forums
Run by the same people as this site.
|My System Specs
|13 Jan 2013
Microsoft Windows 7 Home Premium 64-bit 7601 Multiprocessor Free Service Pack 1
Many thanks will follow your advice. I think I read that you go for the full price item them fill in the Promo code to get the discount! I'll give it a try later, thanks.
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Upgrade to Ultimate from Home Premium - Anytime Upgrade or reinstall?
I'm trying to find out the easiest way to go about upgrading from Windows 7 Home Premium (64 bit) to Windows 7 Ultimate (64 bit) and what issues I might run into. I don't want to reinstall everything (Or anything if possible) so am looking for the easiest option to upgrade. Anytime upgrade...
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Windows upgrade starter to premium current key not valid for upgrade
I have got myself into a bit of a mess. I installed my version of windows starter on my mom's PC which was previously running vista. To see if it improved the performance or if the laptop itself was rubbish. It did so I purchased an upgrade to windows home premium. When I enter the upgrade key...
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XP to windows 7 upgrade incompatibility issues caught by Upgrade Advis
I am trying to prep a computer to give to a friend. Last night, I reformatted it using the recovery discs that came with it. It is a Tosh Satellite A105. Today, I have been finding and installing updates to the system, trying to prepare it for an upgrade to win7, which is no easy task since I...
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Windows 7 Anytime Upgrade with non-upgrade Ultimate license?
I'm about to buy a new laptop from Costco with Win 7 Home Premium. On my old (now smashed) laptop I have a Win 7 Ultimate install. Can I just use the Ultimate serial key to do the Anytime Upgrade on the new machine? I keep reading that I need to buy an "upgrade key." Thanks
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Upgrade Win 7 home prem to professional using upgrade disk
I bought a Win 7 Professional upgrade disk at retail and want to use it to upgrade a new computer that has Win 7 Home Professional installed. The installation stopped and I was directed to use Windows Anytime Upgrade to do the job. Microsoft expects me to purchase a key in order to perform the...
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Win7 Pro 64bit Upgrade Key w/ Prem 32bit Upgrade Disk
To avoid the Student Win 7 hassle (upgrading Vista 32 to Win 7 Pro 64 bit ISO burn, etc), can I simply use the Home Prem 32 Upgrade (for my other computer) arriving this afternoon with my 64bit Pro upgrade key & end up with the 64bit Pro installation? Thanks.
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I've had this electric toothbrush for a couple of years now and it does everything you would expect from an electric toothbrush. As someone who has always brushed their teeth well, and looked after their teeth, I was a bit sceptical about getting an eclectic toothbrush - or really about whether I really needed one. I always assumed they were for people who never brushed their teeth very well and needed a bit of help! When people used to tell me how clean their teeth felt after using an electric toothbrush, running their tongue across their teeth to demonstrate, I used to think, yeah, so,mine feel like that too.
However, a couple of Christmases ago I caved, and got one on a half price promotion, and I have to say I actually really like. My teeth do feel even cleaner, not miraculously so, but yeah they do feel and look good. However the downsides are that replacing an electric toothbrush head is much more expensive, and much more rarely on promotion compared to just buying a regular toothbrush. Also it can be a bit of a pain to charge, especially as there is no light anywhere to tell you once it's fully charged, so I end up with it plugged in for hours. Similarly, there is no function to let you know that the battery is getting flat so you can be happily cleaning away and then it suddenly grinds to a halt. For this reason you generally need a regular toothbrush on the go at the same time, as it worries me brushing normally with an electric toothbrush, as I don't want to ruin it or wear it out quickly.
Having said all this, the battery on my toothbrush went flat about 6 months ago, so I went back to my regular toothbrush whilst I got round to charging it, and errr...haven't used it since. So overall, I'd say it is a good electric toothbrush, it does the job well and gets my teeth nice and clean, but unless you are really dedicated to it, and you're a bit like me you will probably slip to the ease of just picking up your normal brush and having a good scrub.
I got this camera for a Christmas present whilst at uni. Now 5 or so years on and it is still working great. It's 7.2 mega pixels is plenty to take a good shot of your friends or your holiday snaps, plenty of quality to view them large on the computer or tv or get nice prints made.
The camera itself has a large screen on the back which can be turned on or off when taking photos. This feature is useful when the sun is so bright that you cannot see the screen.
There are many pre-set shooting modes, including but not limited to auto adjustment, snow, beach, landscape, twilight, twilight portrait, and an ISO high sensitivity setting. To be honest I mainly just leave it on auto adjustment and it always take a good photo. This year whilst on my honeymoon I decided to try out the beach mode, and whilst photos looked good on the playback mode, once I got home and put them on the tv/computer I realised that they were really dark - I assume the setting tries to do this in case there is a lot of sun reflection from the sea - but I found that any photos of people and the landscape were really too dark, and that those I had taken in the auto mode were much better.
There are also settings to control the flash on/off, set a timer so you can run and hop into your photo and a macro setting which I am just learning to use. The macro setting is great for when you are taking a photo really close up and want to get lots of detail and depth into the shot.
Overall, I'm sure there are newer camera around today which have many more fancy settings and a high number of mega pixels, but if you are looking for a great second hand camera, I would suggest that you probably couldn't go too far wrong with this one.
Nina by Nina Ricci is a gorgeous scent that you can wear day or night, as it's not too strong and overpowering. It comes in a small white box with a picture of a pinky apple on the front. This immediately makes me think of fairytales, and snow white and handsome princes. Then as you lift the lid and the piece of protective card inside, you will find the small pink apply shaped bottle. The bottle is made really nicely, and looks beautiful of my dressing table. The top and stopper of the bottle has additional metal leaves just to continue the fantasy further. Under the lid there is the normal squirter.
Not only does the bottle remind me of fairytales, but the smell too is very sweet and quite different to many perfumes, which in my opinion smell pretty similar and remind me of old ladies. This is a young, upbeat, really pretty smelling perfume.
I was introduced to Scattegories, by my now husband, whilst in halls in my first year of uni. It's a great game to play in a group, and a firm favourite in our friendship group and with our family.
To begin the game one of the players picks a list number (there are 12 different lists to play), and everyone playing gets a copy. The list names 12 categories (get it!) and the aim of the game is to think of something which belongs in each of these categories, within the time allowance. Easy. But to make the game more interesting, you have to roll a 26 sided die to decide which letter each of these things must begin with! Then the worlds loudest timer starts, striking instant fear into the hearts of players and manic thinking and scribbling ensues. Some catergories are easier than others e.g. 'a boy's name' - fairly easy to answer which ever letter you end up with. Others, like 'things in this room', 'insects', 'sports people' etc can get trickier.
So you get a mark for each category you correctly answer - the definition of 'corrently answer' often goes to the vote in our household as players push the boundaries of the catergory to the extreme. An example that will always stick with me was in answer to 'things that can fly' starting with the letter 'B'. A friend answer bullet. Does a bullet really fly? But you talk about a flying bullet?! So often a vote is necessary - and yes that can get tactical too!
As a further twist, if you name anything that someone else also says, you cancel each other out and no marks are awarded. So for 'farm yard animal' beginning with 'P', instead of writing 'pig' it might be worth saying 'piglet', but then if other people are being clever too they might go for the less obvious answers and the person who took the easy option may get the point!
All in all, this is a really fun game to play with friends and family and really gets everyone's brains ticking!
Just thinking about playing Articulate sets my heart rate beating faster - it's not just that I am so sad that a board game would have this effect on me, it's more the adrenaline rush this game produces in its players.
The game is played by a minimum of 4 people, in a minimum of 2 teams of 2. But the great thing about this game is that you can play with any number over 4, you just add more teams or more players to the teams. The aim of the game is to get round the board as quick as possible by describing either a person, an action, a place in the world, something in nature, an object or something completely random, to the other members of your team. The board also has a few steps when a spade on, which means that anyone, from any team can guess whatever you are describing, and if someone from another team gets the answer first, that ends your turn and allows them to move forward. This is a really great feature, which often stops one team from racing away with an easy victory, and also really gets you thinking about how you can describe something in a way that only the person/people on your team will know what you are talking about, but no one else in the room will get it first!
Articulate is a great game to play with friends and family, but not so great if you don't know people too well. The game involves shouting out as many ideas as to what your teammate is describing, so if you play with people who are worried about looking foolish, or a bit shy, the game doesn't really work. Having said that, after a few practise rounds most people we've played with get the idea and get involved.
Articulate is a brilliant, fast and frenzied game which is certain to get your pulse racing. Go grab some friends, grab the board and have a great night in!
Norwich is a really great place to shop, and comes in the top 10 shopping destinations in the country - so I have been told. One of the main reasons Norwich has so many good shops is that it is the largest city or town for quite a distance. Norwich boasts a church for every Sunday and a pub for every day - what more could you want!
Norwich has 2 shopping malls. The oldest is the Castle Mall, which is starting to look a bit dated, and has lost a lot of the best shops. However, it has a good food court which a choice of fast food, and a nice outdoor picnic area, and access to the Castle gardens which is nice to lounge around in with an ice cream - in the summer of course.
The other shopping mall is Chapelfield. This has many of best shops, and has a nice airy, modern feel to it. Outside Chapelfield the developers have attempted an English version of an Italian piazza with a big open area surrounded by restaurants with outdoor seating. There are also a few benches to sit and rest, and up on the front of the mall is a huge tv screen which shows big events like Wimbledon - so a great place to leave the men when they grow weary of the shops!
In addition to the 2 malls, there are many, many more shops on the street. These range from big departments stores such as John Lewis and Debenhams, to fashion shops such as Topshop, Next, New Look, Primark, to independent stores and a large undercover market.
The other great thing about shopping in Norwich is that all the shops and malls are close by, so unlike large cities you don't walk miles between shopping areas, or have to catch shuttle buses around town.
Norwich has a number of car parks, the most popular being Chapelfield, Castle Mall, The Forum, John Lewis and St Andrew's. And easy access via park and ride sites on the outskirts which drop you off at the bus station right in the centre of the city.
The Forum, which I have just mentioned, was built as 'The Millennium Library' and is a huge building with a big glass front. Lots of exhibitions are held in the atrium, with the library being on 3 floors in the back half of the building. Pizza Express have a gorgeous restaurant upstairs in the Forum with tables looking out of the glass front onto St Peter Mancroft church. Also, near Christmas time, an ice skating rink is set up outside the Forum, so you get to watch everyone having a good time, or more amusingly, falling over!
Norwich has everything you could want in a city, without it being too big or busy for you not to enjoy it. My favourite place to shop, though I might be a bit biased, having grown up nearby!
I got the Samsung Galaxy Ace as an upgrade in January 2012. At first I was really impressed, I could get all the apps everyone had been talking about and it has a lot of great features, which to be fair are pretty standard on any smart phone these days. Not only that, it's a popular phone so it's easy to pick up cases and screen protectors etc easily and cheaply.
However, 6 months to a year in, and I'm not so impressed anymore. My phone came with a 2GB SD card - great, lot of nice storage. Or so I thought. The problem is you can't make a lot of apps go over to the SD card, the option is there, but it won't select. So although I have about 1.5GB of spare storage, I am limited to 200MB of space on my actual phone.
Recently this has meant I've not been able to receive text messages, had to delete apps that really I would have liked to have kept, and had to suffer with a seriously slow (I'm talking painful) phone. Sometimes when I just try and go into my texts, to find and reply to message from a friend, it can take up to 20-30 seconds thinking about how to do it.
Overall, I would say if you just want a smart phone to play along with the current trend, but aren't really bothered about having many apps or storing much on your phone. Then the Samsung Galaxy Ace would probably fit your criteria. However, if you want to own more than about 15 apps, send around 50 texts a day etc then I'm sure there must be phones which can cope with this level of use better.
I'm realllly looking forward to my next upgrade, and considering staying away from Samsung in case I have to tell myself 'I told you so'.
I bought this mascara for my wedding day as I really thought I was going to end up crying a lot!
I always buy rimmel mascara so I wanted to stick to the same brand when I bought this for my wedding day. Really I wanted one with a comb end rather than the brush, as I was worried about getting the clumpy look - not my idea of attractive - but I asked in both Boots and Superdrug and in neither could the assistant find a me a waterproof mascara with a comb end. So I decided to stick with the brand I was used to and trust.
I have been really impressed with this waterproof mascara. It goes on really easily, it doesn't clump up, and looks really fine and lashes look individual. As for the waterproof-ness I managed not to cry on my wedding day, but I did where it a lot on honeymoon as we were in and out of the pool and sea. And no running = no beach panda-eyes! I was really impressed, and came off easily with my normal cheapy make-up remover wipes.
Overall, I would say this does exactly what it says on the tin - decent, low cost (cost me about a fiver) waterproof mascara.
I have owned this kettle for about 2 months now, and overall I'm pretty happy with it.
We chose this kettle as part of our wedding gift list because of its overall sleek look and because of its power - 3000W. The boil time is so much quicker than our previous kettle which makes it much easier when boiling a large kettle when cooking etc.
The kettle itself looks nice in the kitchen, the kettle itself is just normal plastic which means it is easy to wipe clean. The handle has a slight grip to it to make it safer when you're filling and pouring. To fill, you simply press the button on the top of the handle and the lid lifts wide open which makes it easy to fill.
To turn the kettle on there is a little level-type switch near the base at the back, which lights up like a little torch at the end. I oddly like this feature, it's a bit quirky and fun. However, a couple of times I've gone to pour the water and realised that the switch has flicked itself off, and the water hasn't actually fully boiled. It's done this a few times and I was just about to send it back, and it hasn't done it since. So it might just be a quirk, or maybe the switch was a bit stiff at first and now it's easing up.
The final thing is that it did take quite a while to lose that 'new kettle' taste, and I do still notice when I drink tea. I did the fully boil and empty x3 routine when we first bought it, and use it most days for cooking, which means boiling a large amount of water, but the bad taste is still lingering there.
Overall, I would say it is a stylish, easy to use, good value kettle. Just boil and empty it quite a few times, and make sure it's little light up lever is fully pressed, or you'll get a cold cuppa!
NB: Please ignore my picture and sound quality ratings - it won't let me not rate those aspects. I don't tend to watch or sit and listen to my kettle!
I tend to get very dry and split skin on my hands in the winter, and this gets worse with washing up. I decided to try wearing rubber gloves to help stop my skin from getting so dried out - and they really do help. These gloves are a lot cheaper than branded ones, but work just fine. The gloves themselves are much thinner, but if you're only doing washing up etc and no heavy scrubbing of things, they work fine don't rip. The lining does tend to disintegrate quite a bit at first, but once it's rubbed off in a few places, I never notice it again. They also tend to turn a bit orangey, but I think this often happens with other brands too.
These gloves have good grip, last a good length of time, and save my hands from drying out. Good product and good value for money.
As someone who is allergic to many washing powders and liquids, fairy is one of my only choices. However, out of those which are gentle enough it is my favourite. It might be gentle but it properly cleans all my clothes etc, and when they come out of the machine they smell so nice and clean, but they seem to smell soft and snugly (if that's even possible?!).
The other thing I really like about Fairy is that it is often on promotion at supermarkets, the bottles of liquid are easy to pick up for £3 for a small bottle and sometimes only £1.50 for a large one. As long as you wait for these offers, and buy in bulk when they're on offer, it's easy to never have to pay the full price.
Fairy is made by the same company as ariel, which is the other brand I am not allergic too. So for anyone who is also sensitive to washing powders, if you are ok with ariel you may well be ok with fairy too - just depends if you want to risk trying it.
Jodi Picoult's books always centre around a certain dilemma, and often involve a court case. If you've read any others and enjoyed them, then you will enjoy this one too.
My sister's keeper is about a family who have a baby who will die unless she gets medical treatment in the form of blood, bone marrow etc from an exact match. None of their current family are a match to this baby, so they eventually decide have another child as a saviour sibling i.e. specifically born as a match, and with a view to being able to help the dying baby.
The book centres on a court case which comes about when the saviour sibling decides to take her parents to court in order to have the rights to her own body - i.e. even though she is under 16 she can decide whether or not to undergo these medical treatments which are not for her personal benefit.
The book is highly emotional, and each chapter is told from the point of view of a different family member. I found myself completely torn, and often strongly agreeing with the current characters perspective, only to completely change my mind in the following chapter. This is a book about, family, and most of all about love. A great read, just keep the tissues close by.
Singstar is a really great game to play with a group of friends. It's a great way to get the party started, and also to come home to at the end of a night when you're just not ready to go to bed! This Disney version (probably aimed at a much younger audience) has been a huge hit with my friends (all around 24-26).
The only issue I have with it is its selection of songs (listed below). Some, like 'A whole new world' from Aladdin, is the obvious choice and probably the one most girls would want to sing along to. On the other hand from The Little Mermaid they didn't choose many people's favourite 'Part of your world'. Finally some songs, although good choices, don't work well multi player, as while one person gets to sing all the lyrics another is left with weird background sounds!
Overall, a fab game if you grew up on these Disney movies and love sitting around with your friends pretending to 5 again!
The songs on this game are:
*101 Dalmatians - Cruella De Vil
* Aladdin - A Whole New World
* Beauty and the Beast - Beauty And The Beast
* Cinderella - Bibbidi-Bobbidi-Boo & The Work Song
* Lady and the Tramp - He's A Tramp
* Peter Pan - Following The Leader and You Can Fly!
* Sleeping Beauty - I Wonder and Once Upon a Dream
* Tarzan - Son Of Man
* The Aristocats - Ev'rybody Wants To Be A Cat
* The Jungle Book - The Bare Necessities and I Wan'na Be Like You
* The Little Mermaid - Under the Sea and Kiss the Girl
* The Lion King - I Just Can't Wait To Be King and Circle of Life
* Toy Story - You've Got A Friend In Me
* Winnie the Pooh - Winnie the Pooh
UEA is a campus university and has everything you want right at your fingertips. But, what makes it better than other campus uni's is that it is a smaller campus, so everything is even closer - if you live on campus in your first year, you can pretty much roll out of bed and into lectures! The best thing about UEA though is it's feeling of community and belonging. Being a smaller university, and having smaller schools of study, means that you can really get to know hundreds of people, and in a smaller campus this means that you are always bumping into people you know. Not only that, but lecturers and tutors will recognise you from lectures and seminars, and when you go to see them with an academic or even personal issue, they will be much more able to help.
UEA often comes out very highly in polls of student satisfaction, I'm sure they are people who don't love it, but I've never met one of them! It has great facilities, 2 bars, a coffee bar, the LCR - the on campus club (if you love a good night out, with weekly dressing up, you'll join the queue for tickets at 9am!) a sports centre with Olympic sized swimming pool, gym, classes, football pitches, indoor courts etc, library with private study rooms, places to grab a bite, or eat with friends, bus stops on campus straight into the city.
If you want a campus with a sense of community, and to be in a city which offers everything, but is not so large that it becomes rough and unsafe, UEA is your choice
After completing 3 years at UEA I went to Nottingham University for my post grad year. I took for granted that everything I loved about UEA was just being at university - any university. How wrong I was!
Nottingham University is very large, and as a result it feels very impersonal. The schools of study are so huge you don't get that feeling of getting to know your tutors, and you feel like they value your tuition fees more than they value you personally. Research is a very high priority for Nottingham, and lecturers will focus on that more than they will you. Having said all that, the campus is gorgeous. You have everything you need right there, the bar, which also does food and hot drinks, a stationery shop, plenty of places to buy lunch inc. Boots the chemist. The library is great, and has a Starbucks when you need a break from studying. The buses run right through campus taking you cheaply and easily into the city.
Overall I would say it depends on the type of person you are, and the type of university experience you want. If you like the hustle and bustle of a big city and you're not too worried about it feeling impersonal then you'll probably love it. If, like me though, you prefer somewhere that offers all these things, but on a smaller scale, then I would choose a smaller university. One where you build hundreds of friendships because you're always bumping into the same people, and one where your tutors will get to know you personally and be able to help when you need it.


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You've probably heard over and over how big banks have to throw tons of money at executives to keep them from going to the competition. Well, the government's compensation guru says the reality is different.
Kenneth Feinberg is expected to release his findings today as he announces the 2010 pay packages for the top executives at GM, AIG and other companies still under the government's watch. A preview from the New York Times:
Of the 104 senior executives whose pay was set by the federal pay regulator in the last two years, 88 executives, or nearly 85 percent, are still with the companies even though their pay was drastically cut back, according to people briefed on the government data.
The relative stability, at least within the executive suite, suggests that a soft job market, corporate loyalty and personal pride helped deter the feared management exodus at the companies hardest hit by the pay rules.
Feinberg is also sending a letter to all 419 companies that received money from TARP. Although he can't enforce pay limits at banks like Goldman Sachs, he is asking for the bonus numbers from late 2008, right after TARP saved these financial firms. From ABC News:
While Feinberg has no power to set pay at these 419 companies, he could expose companies for paying out lavish sums of money as the firms took taxpayer aid in the wake of the financial meltdown. The "name and shame" strategy could ultimately result in firms returning bonuses or salaries.
Wall Street has already changed some of its pay structures -- for example, giving more compensation in the form of stock. But a recent Harvard study suggests that executives with lots of stock just cash out before the ship sinks:
The conventional wisdom is that Wall Street executives who are paid in stock lose out when their firm's suffer. But as the Harvard study points out, the top executives at Bear and Lehman were able to collect more money during the good years than they lost when their firms ran into trouble.
And as much as Feinberg might think a strict pay policy will make a difference, it's all in the execution of such a strategy. The recent report on the Lehman Brothers collapse said Lehman had all kinds of policies that theoretically tied compensation to long-term performance.
They just weren't enforced.


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Who knew?!
Funny how life can fly by at times and at other times leave you waiting. Well, the last few years have absolutely flown by. (Was my last post really in 2008?!) Happiness beyond my wildest expectations has ensued. I am happily married and have 3 beautiful girls...they are my everything. Yes, yes, I'm still flying...life has just changed a bit. Thank God for seniority! I am only flying day trips so I can be home with my girls every night and thanks to my hubby who works is arse off, I only fly minimum hours.
All that being said, someone commented on an old post of my blog and it brought back many wonderful memories. I used to love this place...sharing my adventures for anyone to see. It made me smile to finally click on the 'new post' button once again! So although some things have changed and I might not be here as frequent to update everyone, it still makes me happy to share a bit of my 'so called glamorous' flight attendant life with those willing to take the time to read.
And on that note...my love of flying and all things of such nature has not decreased but I've just added a few more reasons to be grateful for all that I have! Happy New Year and God bless!


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|Page (1) of 1 - 01/09/04
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NTI Updates Dragon BurnVersion 3.1 adds support for Mac OS X 10.3
Dragon Burn is a disc-burning application for producing audio, data, MP3 and Enhanced CDs and DVDs. It includes a multi-burning engine that allows users to write multiple CDs or DVDs simultaneously and support for the latest high-speed CD and DVD burners, according to the company. It also supports new DVD-R/RW and DVD+R/RW internal and external drives (USB 2.0 and FireWire) and 52x CD writers. The new 3.1 release adds support for Mac OS X Panther and includes various general enhancements in the areas of performance and usability.
NTI Dragon Burn 3.1 is available now as a free download for current users. The full version runs $49.95. For more information, visit http://www.ntius.com.
Contact the author: Dave Nagel is the editor and producer of Creative Mac and Digital Media Designer; host of several World Wide User Groups, including Synthetik Studio Artist, Adobe Photoshop, Apple DVD Studio Pro, Mac OS, Adobe InDesign, Adobe LiveMotion, Creative Mac and Digital Media Designer; and executive producer of the Digital Media Net family of publications. You can reach him at [email protected].
Page: 1
Related Keywords:NTI Updates Dragon Burn
Source:Digital Media Online. All Rights Reserved


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TiBook Price Drops for Education
Date: Wednesday, August 22nd, 2001, 02:16
Category: Archive
I find it interesting to read that Apple will not anounce new hardware for one major reason–the education store has greaty slashed prices on the TiBook for Higher Education Faculty, Staff and Students. A couple of examples:
Standard Price on REGULAR Configuration: $2599.00
Education Price on REGULAR Configuration: $2067.00
Standard Price on FASTER Configuration: $3499.00
Education Price on FASTER Configuration: $2819.00
Standard Price on FASTEST Configuration: $3997.00
Education Price on FASTEST Configuration: $3287.00
Yes, I am aware education has a standard discount, but up until last week or so the prices on TiBooks differed by only about $100-$200. Now there are differences of up to $500+.
In fact, educational institutes may purchase a REGULAR TiBook for the university at a standard price of unter $2000. This all seems interesting if nothing new on the hardware end is about to happen.


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Administrative Lawyers and Law Firms in Spring City, PA
Administrative Law Lawyers
Justin J. McCarthy, Esq.
Personal Injury Lawyer in Exton, Pennsylvania(610) 363-6104
Justin J. McCarthy, Esq. is a car crash and personal injury law firm and serves clients in Exton and West Chester, PA. We can help you recover from brain trauma, loss of limbs, paralysis, chronic pain that took place after an accident. We have over 35 years of experience in roll-over...
Law Firm's Overview Free Consultation
Wolf, Baldwin & Associates, PC
Pottstown Family, Personal Injury, Business and Real Estate Law Firm(610) 228-4582 or (866) 967-8935
Wolf, Baldwin & Associates, P.C. is a workers' compensation firm located in Pottstown, PA which represents clients throughout the area who have been unjustly denied benefits. When clients are injured on the job and unable to work due to an employer's negligence, something must be...
Law Firm's Overview Free ConsultationContingency FeeCredit Cards
McLaughlin Law OfficesPaoli, PA - Law Firm near Spring City
PA Civil, Criminal, Probate Firm serving Chester Delco and Montco(610) 644-4545
The office was established in 1950 by William L. McLaughlin, Sr. and continued by his son William L McLaughlin, Jr.; With over 25 years of experience in Pennsylvania State and Federal Courts, McLaughlin Law Offices can; handle the types of cases most ordinary citizens get involed with. On a...


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Anyone playing GW2?
View Single Post
September 6th, 2012, 00:56
It is extremely mainstream. I would almost say its a dictionary definition. For some reason it seems to exemplify numerous traits of modern gamers in the MMO genre.
Course I still enjoy it :-) but I am only level 16 and I am playing mainly to explore, dive into the events with other players, and follow the personal story line. I doubt I will stick around to long after I reach end-game but who knows what they might have by then.
I am enjoy TSW more … but not sure what will happen with that game if they loose to many more subscribers. Shame about that - as it has some neat ideas and settings and not as hand holdy as many current games. On the other hand the combat … can get a little bland and I am only just finishing up blue mountain.
So I am bouncing between this and GW2 for now so I don't burn out on either.
Character is centrality, the impossibility of being displaced or overset. - Ralph Waldo Emerson
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The list of spending pledges went on and on. Just when it seemed that he was running out of presents, Santa Gordon found a little something tucked away in a corner of his sack. Rural post offices, farmers, the BBC world service: no body was forgotten. There were even some new toys for the generals and admirals.
Politically, the strategy behind the second comprehensive spending review stood out in neon letters 20ft high. The chancellor wanted to show those who have drifted out of Tony Blair's big tent that there was a point in voting Labour after all. His cabinet colleagues can now spend the next six months churning out press releases detailing exactly how the extra cash will be spent, while William Hague and Michael Portillo try to explain how and where they are going to trim back Mr Brown's plans to pay for their tax cuts.
The chancellor's aides could barely control their glee last night. "Either you vote Labour because you want public spending to rise for the next three years or you trust the Tories to cut taxes and spending. But we could only get here by doing what we did over the course of this parliament. It's a great moment. It is what it has all been about," they said.
In terms of the economy, there are two potential risks. The first is that the City takes fright at the enormous numbers involved in the three-year plan, believing that they are unaffordable and financially reckless. The second is that the biggest sustained increase in departmental spending since the Tony Barber boom of the early 1970s leads to the economy overheating and thus forces interest rates up.
Mr Brown is not a spend, spend, spend chancellor, and it was clear from the first part of his speech that the plans do add up. The spending curbs and tax increases in the first half of the parliament have meant that the Treasury has plenty of money in the bank, and in fact paid off £18.1bn of debt last year - more than any government since the second world war.
Although the increases for health, education, law and order, and transport sound enormous, what he has done is shift money from one part of government spending to another. Less is being spent on servicing the national debt and less is being spent on unemployment benefits, so more can be spent elsewhere.
One of Mr Brown's more impressive facts yesterday was that for every £1 spent under the Tories, 42p went on rising debt interest and the cost of mass unemployment. Over the next three years, those items will only account for 17p of every extra pound spent.
Moreover, the chancellor has surrounded himself with a thicket of fiscal codes and golden rules that impose binding limits on how much can be spent and borrowed. If the Tories are seeking to portray Mr Brown as a spendthrift, they are almost certain to fail.
Unless, of course, the economy blows up in the chancellor's face. This is possible, but at the moment looks unlikely. Certainly, there were few alarm bells ringing in the City. "It's a dull day for the economists, it's an exciting day for the politicians," said Robert Barrie at Credit Suisse First Boston. "There are some very meaningful increases going into key programmes. But when we look at implications for monetary policy, he's sticking pretty closely to the script he set out at Budget time."
Whether voters will be as easily impressed remains to be seen. In the real world, talk of 5.4% extra for education or a 20% increase in transport mean next to nothing, and ministers will only harvest a political dividend when improvements are felt in terms of fewer train cancellations and better-equipped schools.
The government is already paying a political price for the freeze on spending, and there have been economic costs as well. Net spending on Britain's infrastructure last year was a paltry £2.6bn and the big increases announced yesterday will only make good a small share of the damage caused by the cuts since the mid-1970s.
Labour is now trying to make the best of a bad job. Underspending in previous years means that Mr Brown is in the fortunate position of being able to increase departmental budgets by 6% this year and 5.25% in the following three.
Much of this was lost in Mr Brown's rather manic delivery yesterday. He might have been expected to savour every moment, like a connoisseur sipping a fine wine. Instead, he was more like a man trying to down a couple of swift pints before closing time.
In this respect, he was the polar opposite of Harold Wilson, a dull speaker who taught himself to be funny. Mr Brown, who was witty and funny in the 1980s, has taught himself to be boring. But there is another difference. At this point in Wilson's governments, a chancellor would have been outlining spending cuts, not increases. In the 60s and 70s, the announcement would have been the start of the slippery slope to election defeat. The mood could not have been more different yesterday.
Useful links
Andrew Rawnsley: analysis
Spending review: full text
Full text of chancellor's speech
The issue explained


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You Asked: My Boyfriend Called Me By His Ex's Name — Twice!
You Asked: My Boyfriend Called Me By His Ex's Name — Twice!
Dear Sugar,
My boyfriend of seven months, who has been amazing, romantic, and thoughtful so far, referred to me by his ex's name on two occasions in front of others. It hurt me very much and it continues to hurt. The first time was around Thanksgiving, the exact time of year they had broken up. The second time was a couple of weeks later, at a Christmas party. He says it means nothing and it was just a slip of the tongue.
They had dated for two and a half years, and he has never wanted to talk about her or why they broke up, but after the second time he called me by her name, I insisted that he tell me about her. He said their breakup really hurt him, but they had intimacy issues and ended up being more friends than lovers. He wanted to work on their relationship but she did not so it ended.
He has told me that he is 100 percent committed to me and me only. He treats me extremely well and makes me very happy. He always tells me how much he loves me, has asked me to move in with him, and tells me how much happier he is with me than he was with her. I have met his family and friends and we get along really well. So was this really just a slip of the tongue? If so, what do I do to get over it? Could he still have feelings for her? I don't want to be naive and I don't want to be blindsided. Any advice would be a great help. — He Made a Mistake Mindy
To see DearSugar's answer,
Dear He Made a Mistake Mindy,
From what you're telling me, it sounds as though everything in your relationship is going great except for these two slips of the tongue. While I don't doubt that those mistakes hurt you, you have to remember that people mess up every now and again, even at the cost of someone else's feelings. It's pretty clear that he adores you from the fact that he's constantly reassuring you, but at the end of the day, it's up to you if you're willing to forgive him.
Time will lessen the blow of his mistakes, and keeping the lines of communication open about your feelings will help too. What he did was wrong, but I can honestly say that I don't think it came from a malicious place so if you think you can let it go, I think it'll be worth your while. With that said, if he makes a habit of calling you the wrong name, I'd say that it's a pretty clear indication that he's simply not over his ex. I hope it all works out for you; good luck.


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Yeah yeah, Maks & Val sandwich, yada yada yada...I'm so over Maks' ego. And Val never really did it for me.
But thank God Melissa finally had a strong, solid dance that the mad-cow-riddled judges didn't pick apart. Probably saved her from a complete nervous breakdown.
"Whatever you are, be a good one." Abraham Lincoln
What is an "MFWalkoff?"
That would be my choice for encore tomorrow!!! Please................
You could be the juiciest, most ripe peach, but there is still going to be someone who doesn't like peaches.
Keep your feet on the ground, when your heads in the clouds!
Melissa/Maks got all my votes tonight, and if they make it, great. If not, I'm glad the judges didn't decide. And that they played nice to her at least once, even if they hoped negative backlash wouldn't result in votes. Maybe Maria isn't doing so hot with the voters and that's where the low scores and negative critiques are coming from.
That was so good! I knew Melissa had it in her. It just took two men to get her going. Who knew?
All I can say is that if Melissa is leaving this week, what a way to go!
This isnt the Sound of freaking Music were watching.......sdl
As soon as Val/Melissa/Maks started their samba, I thought, "Somebody better have a bucket of ice water to toss over Jucamer by the time this is over."


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WHITE PLAINS, N.Y., Dec. 30 (UPI) -- Former New York Police Department Commissioner Bernard Kerik, a former nominee for U.S. homeland security secretary, pleaded not guilty to federal tax charges.
Kerik appeared in a federal court in White Plains, N.Y., Monday, the New York Daily News reported. He was formally charged with making false statements on loan applications and filing false tax returns for three years.
During the hearing, U.S. District Judge Stephen Robinson rejected a motion to move Kerik's trial on earlier charges that he gave false statements when he was being vetted for the job of secretary of homeland security from Washington to White Plains. The judge said he might reconsider his position next month.
Kerik is now free after posting his New Jersey home as security for $500,000 bail. Robinson said he is considering changing the conditions of bail, which also included the surrender of Kerik's passport and restrictions on his travel.


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Entrance is via a rail break on either side deck or onto the platform via a floating dock. A custom hinged door gives access to the Aft Deck with loose seating, Engine Room access and ladder type steps to the Flybridge.
Entrance to the Salon is via a sliding door to port. Immediately to starboard upon entering the Salon is a U shaped settee, a table and two stools.
To port is a bar area, TV and storage cabinets.
Forward to starboard is a raised lower helm with excellent visibility.
Down four steps to port is the Galley and Dinette.
To starboard is a Guest Cabin with a queen size berth with a private head and stall shower.
Next forward is the Master Cabin with an island queen berth and a private head with access to the starboard side head's shower.


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I was missing the driver for mass storage controller. looked it up online and it seems to be my sd card slot. tried installing recommendations for windows xp. nothing seems to be wrong in device manager now but i still do not have use of
my sd card slot. how could i fix this as all my pictures of my son are still on sd?
You could install the driver for Windows Vista, it would resolve your problem.
As this is a forum focuses on Windows 7 specific issue, so I suggest you could go to Windows Vista forum for further:
Windows Vista IT Pro Forums
Thanks for your understanding and cooperation.
Alex Zhao
Microsoft is conducting an online survey to understand your opinion of the Technet Web site. If you choose to participate, the online survey will be presented to you when you leave the Technet Web site.
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Members of the City Council are:
Back Row (left to right): Council Member TJ Thomson, Council Member Ben Quintana, Council President Pro Tem Lauren McLean, Council Member Scot LudwigFront Row (left to right): Council President Elaine Clegg, Mayor David H. Bieter, Council Member Maryanne Jordan
Phone: (208) 384-4422
Email the Mayor
Email the City Council
150 N Capitol Blvd
Boise, ID 83702
Dennis Doan
Boise Fire Chief
Contact: Char Jackson (208) 570-6548
In Boise City, it is lawful to sell and use "Safe and Sane Fireworks" beginning at midnight June 23rd until midnight July 5th, and beginning at midnight December 26th ending at midnight January 1st.
These examples are NOT considered "Safe and Sane" Fireworks:
Before Lighting Fireworks
When Lighting Fireworks
After Lighting Fireworks
The parents, guardian or other persons having custody or control of a minor shall be liable for damage caused by the use of fireworks by the minor. Damages are limited to an amount not to exceed $2,500.00. You must be 16 years old to legally purchase foreworks in Idaho.
It shall be unlawful for any person to use any fireworks, either "dangerous" or "safe and sane" in the area defined by this code as "the foothills". It shall also be unlawful for any person to ignite or cause to be ignited any open flame in the area defined by this code as the foothills.
The Foothills are defined as that area of the Boise Foothills which fall into the following boundary:
" An area bordered on the north and east by the City boundary and on the south and west by the center of Hill Road, beginning on Hill Road at the western most City boundary, following the center of the following streets: Hill Road easterly to N. 13th Street; N. 13th Street southerly Heron; Heron easterly to N. 9th Street; N. 9th Street southerly to Lemp; Lemp easterly to N. 8th Street; N. 8th Street southerly to Brumback; Brumback easterly to N. 7th Street; N. 7th Street southerly to Alturas; Alturas easterly to N. 5th Street; N. 5th Street easterly to Sherman; Sherman southerly to North Sky; North Sky westerly to Ada, Ada easterly to N. 4th Street; N. 4th Street westerly to N. 6th Street; N. 6th Street easterly to Fort; Fort easterly to Cunningham Place; Cunningham Place easterly to Collins; Collins easterly to Mountain Cove; Mountain Cove southerly to Reserve; Reserve easterly to Avenue H; then the south and west border shall be the north and east curbs of the following streets; Avenue H southerly to Logan; Logan easterly to Floral; Floral easterly to Krall; Krall easterly to Walnut: Walnut southerly to East Franklin; East Franklin easterly to Coston; Coston easterly to Hillview; Hillview easterly to Bacon; Bacon southerly to Warm Springs; and Warm Springs easterly to the east City Boundary." (Ord. No. 5667, Enacted, 10-10-95)
Boise City Code: A. It shall be unlawful for any person, firm or corporation, to violate any of the provisions of this Chapter of the Boise City Code, and any violation thereof shall constitute an infraction and shall be punishable by a fine of One Hundred Dollars ($100) excluding court costs and fees. An Infraction is a civil public offense, not constituting a crime, which is punishable only by a penalty not exceeding one hundred dollars ($100) and for which no period of incarceration may be imposed. There is no right to a trial by jury of a citation or complaint for an infraction and such trialsshall be held before the court without a jury.
A separate offense shall be deemed committed on each day during or which a violation occurs or continues.
B. A Second and any subsequent conviction of any violation of any of the provisions of this Chapter of the Boise City Code within five years shall constitute a misdemeanor,punishable by a fine of not more than three hundred dollars ($300) or by imprisonment for not more than thirty (30) days, or by both such fine and imprisonment.
C.Fireworks being used in violation. of the Chapter of the Boise City Code will be confiscated by the Boise Fire Department.
Map of Banned Areas for Fireworks Use
For printable brochure "What You Should Know About Using Fireworks in Boise City"(pdf)
Click here for the Municipal Fire code concerning Fireworks


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This post has not been edited by the GamesBeat staff. Opinions by GamesBeat community writers do not necessarily reflect those of the staff.
The popular styles of multiplayer video games have seen minimal change over the last couple generations. First-person shooters, MMORPGs, and strategy games (recently including MOBAs) still thrive in the marketplace despite the popular leaders of the genres–namely Call of Duty, World of Warcraft, and League of Legends respectively–forcing competing titles to conform to their established formulas and styles, thus leading to a stagnant industry of followers rather than revolutionaries. At the same time, with the rising popularity of indie games, more unique approaches to multiplayer gameplay have had the opportunity to shine as well, in titles as diverse as Castle Crashers, Minecraft, and Towerfall. Gameplay conventions are at last being eschewed in favor of updated, refined, or altogether reimagined mechanics, resulting in delightful new styles of social gaming.
Nintendo's New Super Mario Bros. series, for instance, introduces a welcome sense of freedom into the platforming genre, a category defined by its linearity. It's not explicit freedom like that of world exploration in titles like the Metroid series, but more like the freedom to exploit, dismantle, and redefine the "rules" of the multiplayer system itself. New Super Mario Bros. multiplayer is cooperative on its face, but the implementation of the multiplayer mechanics blurs the line between cooperative and competitive play in a unique way that has altered multiplayer mechanics industry-wide. Players in New Super Mario Bros. can choose to be as helpful or as harmful as they please by picking up and tossing other players, jumping on their heads, or otherwise sabotaging the group's communal success in favor of individual glory. This makes gameplay chaotic and energetic; as anyone who has played the games will tell you, it introduces a new dynamic between players that in many ways breathes new life into traditional 2D Mario platformers. The series can rightfully be criticized for stagnating in terms of level and art design, but the games are meant to be enjoyed in multiplayer, the arena in which Nintendo have decided to innovate within the series.
New Super Mario Bros. has shown that traditionally single-player and cooperative experiences like that of older Super Mario Bros. titles can be flipped and twisted into new styles of gameplay. People are often critical when multiplayer modes are seemingly "tacked on" to single-player games, but the experimentation on display in the New Super Mario Bros. cooperative mode proves that tinkering with a conventional play-style can make the old new again. As the functionality of internet-based social experiences evolves–and with it the medium of video games–so too should multiplayer gaming mechanics.
Other games already utilize these ideas. Competitive components in semi-cooperative action platformers adds new dimensions to games like Spelunky and Risk of Rain, while out-and-out competitive platforming games like Speedrunners and Towerfall: Ascension experiment with the kind of gameplay that New Super Mario Bros. popularized by rewarding the chaos of multiplayer freedom via individual scoring systems. These trends point toward wider innovation in multiplayer gaming, where the concepts of cooperative and competitive play are being blended and toyed with. What other untapped potential for multiplayer gaming is hiding in conventional gameplay styles? What could be done to role-playing, adventure, or simulation games, for example? First-person shooters and MOBA games still dominate the modern multiplayer landscape, but the innovation of competitive platforming points to greater potential for more off-beat games to find a welcoming place in the market and perhaps in time replace the all-too-familiar faces of social gaming.


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False Pos for hep cWell after months of waiting I am negevtive for the virus. I am so happy though i didnt tell my dad about this scare i am glad cause that would have been the last thing on his mind when he passed away on 12/31/10.
Posted 01-11-2011 at 10:18 AM by catmayus


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Payroll procedures for handling bonuses are affected by the FLSA (Fair Labor Standards Act). While such bonuses can increase morale, provide incentive to work harder, and entice strong applicants to join a company, improper treatment of employee bonuses can lead to FLSA violations.
Payroll management questions arise about whether bonuses are included in non-exempts' regular rates of pay; how bonuses affect overtime pay; and whether long-term bonuses must be redistributed over previously calculated overtime rates.1. Should bonuses be included in non-exempts' regular rates of pay?
Most bonuses must be included in non-exempt employees' regular rates of pay when calculating overtime.
Bonus payments based on criteria related to attendance, production, efficiency, quality or quantity of work, or any other work performance standard must be calculated.
Bonuses that are exempt from the overtime calculation include...(register to read more)
To read the rest of this article you must first register with your email address.


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Student loan repayment basics
Completing Exit Counseling for a Student Loan
Table of Contents
When you are getting ready to leave college, your financial aid office will send you a notice that you are required to complete exit counseling for your federal (Perkins, Direct, and GradPLUS) student loans. Failure to do so could mean that your college will place a hold on such documents as transcripts until the exit counseling has been completed. These sessions of self-paced web counseling can be beneficial because you can learn about the repayment options available to you. You will also learn about the serious consequences of not making your loan payments.
Quitting School Early
There are a number of reasons why you might be unable to complete your schooling. However, if you received financial aid while you were in school, there are some important things to consider. You may be required to repay the funds that were disbursed to you, depending on the reason and timing of your departure.
This money was awarded to you for your educational expenses. So when you quit school, it is expected the money will be returned, even if you do not qualify for a refund from your college. It is also your responsibility to understand the rules and regulations regarding the tuition refund policy at your institution and any policies regarding grants, scholarships, and loans you may have received.
Beginning Repayment on a Student Loan
There are many benefits to using student loans; among the most notable is the fact that your repayments won't begin until after you leave school. On a federally subsidized loan for which the first disbursement is made on or after July 1, 2012, and before July 1, 2014, students will be responsible for the interest that accrues on the loan during the grace period. If a student does not pay the interest accrued, the interest will be capitalized to the principal amount of their loan when the grace period ends. After leaving school or dropping below a half-time status, you have a six-month grace period on your Stafford Loans and nine months before you have to begin repayment on a Perkins Loan. Some loans, such as the PLUS loan that is available only to the parents of a student, most often do not qualify for a grace period. Parents typically have to begin repayment soon after the funds have been disbursed. Private student loans have a variety of repayment options; most allow you to defer payments while you are in school but the grace periods following your departure or graduation can vary.
Knowing Your Expected Income After College
When you pay for your graduate education with student loans, you may want to carefully consider how much money you really need each year. Every time you receive a student loan disbursement, that amount is tacked on to the student loans that you already have accumulated. At the end, your total amount of student loan debt could be quite high. Unless you plan to enter a field that will provide a large enough salary to meet your monthly obligations, your student loan payments could take up a considerable portion of your monthly budget. Be sure to track the amount you are borrowing each year, know what the monthly payments will be, and compare them to your expected income after college. This will help you stay on top of your student loan debt and keep it to a manageable amount.
Staying in Contact With Your Lender
One of the many responsibilities you have after leaving college is to stay in contact with your student loan servicing agency or lending company. It is important that they have your current contact information so they can reach you regarding your student loan repayment. Without current information, your billing statements could be delayed. Remember: even if you don't receive a bill because your loan servicer cannot reach you, your payment is still due on time. In addition, if you decide to switch schools, you need to let your lender(s) know. If you don't contact your lender to notify them of your new contact information or your in-school status, you might be required to begin repaying your loan.
Choosing a Plan to Repay Your Student Loan
With federal student loans, and with many private student loans, you can choose your repayment plan, which can be influenced by how much you can actually afford to pay. The option most familiar to most borrowers is the Standard Plan, which requires equal payments over a 10-year period. With an Extended Plan, you also make equal payments each month, but repayment can take up to 25 years (if you consolidate it could be up to 30). Similarly, with a Graduated Plan, payments can also be spread out over 25 years. However, with that plan your payments will start out low and gradually increase at regular intervals. Another repayment option is the Income Contingent Plan. Using your current income information, a monthly payment is calculated that should be affordable for you. The term on this loan repayment plan can be extended to 25 years. Any balance remaining after that 25 year period will be discharged. The final option is the Income Based Repayment Plan which is intended to help those who have a high debt level compared to their income. It was created to help people who have a difficult time making their student loan payments in a typical 10-year repayment plan. Make sure to ask your student loan provider about each of these options to find the one that is right for you.
Deferring Student Loan Payments
Taking the option of deferring your student loan payments may help you in some situations when money is tight, for example, if you decide to go back to school. If you enroll in a qualified program at a higher education institution and attend at least on a half-time basis, then you could apply through your loan servicing agency for a deferment. If your situation is approved, not only are your payments postponed, but the interest on a subsidized Stafford Loan does not accrue during the period (for unsubsidized Stafford Loans and private loans, the interest would still accrue).
Getting a Student Loan Forbearance in an Emergency
When you are facing an emergency financial situation, you may be able to request a student loan forbearance. This is an option when you don't meet the qualifications for a student loan deferment but need to temporarily postpone making payments on your student loan. You will be required to provide your student loan servicing agency with documented proof that you are unable to meet your required payments. Depending on your situation, this option may help you for up to 12 months. If the situation continues, your loan servicing agency may review your case and renew the forbearance for up to three years. One disadvantage is that the interest on your student loan will continue to accrue during the forbearance period.
What Happens to Your Student Loan if You Die?
It's not a pleasant thought, but take heart: there is no need for you to worry about the impact your federal student loans will have on your family if you should die. (Note: this is not always true with private student loans. If you have a private student loan that required a cosigner, your cosigner might be responsible for repayment.) In this case, your federal student loans are completely discharged and no debt will be passed on with your estate. Your family will need to follow a few steps for this to happen, including sending a copy of your death certificate to the student loan servicing agency. Likewise, if you should find yourself afflicted with a permanent disability, you can also begin the process to have your student loans discharged. You will need to supply medical documentation regarding your disability.
Does Your Student Loan Qualify for Forgiveness?
Some students are surprised to realize that not completing your degree or having difficulty finding employment after graduation does not meet the qualifications for loan forgiveness. The federal government created the Public Service Loan Forgiveness Program to help borrowers who work full-time in public service jobs repay eligible federal Direct Loans. Borrowers qualify for forgiveness of the remaining balance due after making 120 payments on loans while employed full-time by certain public service employers. The qualifying 120 payments must be made in one or more of the following federal repayment plans:
- Income Based Repayment (IBR) Plan
- Income Contingent Repayment Plan
- Standard Repayment Plan with a 10-year repayment period
Consult with your financial aid office or Department of Education for more specifics on this program.
Repayment Topics


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The University of Nevada, Reno just commissioned nine senior cadets as Second Lieutenants into the U.S. Army. ROTC is the major commissioning source for all the branches of the U.S. Military. The commissioning ceremony is the culmination of four years of training for the Cadets. Over the course of their studies they learn to become more than just college graduates, they are leaders capable of solving complex problems in a complex world. For many the commission is more of an achievement than the diploma. They leave this University as leaders in our nation's Army, fully ready to defend the Constitution and the American people. This is what cadets strive for. When cadets contract into ROTC they raise their right hand and take an oath, but when they commission the oath takes meaning.
For the Regular Army and the Army Reserves, this oath is:
"I, (NAME), do solemnly swear (or affirm) that I will support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; and that I will obey the orders of the President of the United States and the orders of the officers appointed over me, according to regulations and the Uniform Code of Military Justice. So help me God."
For the National Guard: "I, (NAME), do solemnly swear (or affirm) that I will support and defend the Constitution of the United States and the State of Nevada against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; and that I will obey the orders of the President of the United States and the Governor of Nevada and the orders of the officers appointed over me, according to law and regulations. So help me God."
Brig. General Micheal
Hanifan, Commander of the
Nevada Army National
Guard, addresses the future
leaders and their families.
The ceremony is composed of three main parts, the pinning of the rank by the families of each commissioning cadet, the oath delivered by a senior commissioned officer and the "Silver Dollar" salute, which is a tradition in the Army that newly commissioned Second Lieutenants present a silver dollar to the first enlisted soldier who salutes them. The coin symbolically acknowledges the receipt of respect due the new rank and position.
This year the cadets were honored with guest speaker Brigadier General Michael Hanifan, the Commander of the Nevada Army National Guard. General Hanifan is a 1986 graduate of West Point, who has 10 years of active duty experience and has been activated four times for more than four combined years of active service since 9/11, assigned to various positions as a member of the Nevada National Guard. He has served at every level of leadership in the Army, and has graduated from several military educational institutes including: the U.S. Army War College, Support Operations, Command and General Staff College.
While the General tried to keep it short, he wanted to make sure the cadets walked away remembering at least a little more than their Silver Dollar Salute and their pinning. He gave them the following five points; they are perhaps worth noting not just for the Lieutenants but for all graduates and future leaders.
2nd Lieutenants Michael Colyer
and Allie Harvey read to take
on the responsibilities of an
ever changing army.
1. Over the next two years give 100 percent in everything you do.
2. Build relationships of trust and respect with your Non Commissioned Officers.
3. Take care of "Our" Soldiers and avoid toxic leadership.
4. Listen to your conscience and do the right thing.
5. Study world events.
These honored newly commissioned Lieutenants, listed below, are heading off to various assignments in the near future. Three are going on active duty, five are going in the Nevada National Guard and one is going into the Army Reserves.
2LT Brian Michael Bullian
Nevada National Guard - Medical Detachment
Medical Services Corps
2LT Brandon Tyler Castinado
Active Duty - Ft. Benning, GA
2LT Michael John Colyer
National Guard - 1-221 CAV
2LT Cody Harlan
National Guard
2LT Allie Corinne Harvey
National Guard
Signal Corps
2LT Anthony David LaFleur
Army Reserves
Military Intelligence
2LT Robert Jonathon Park
Active Duty - Ft. Wainwright, AK
Chemical Corps
2LT Joed Ruth
Nevada National Guard
Field Artillery
2LT Jacob Cole Ziolokowski
Active Duty - Ft. Benning, GA


text:
PostgreSQL Session Handler for PHP is a custom session save handler for PHP4 that uses PostgreSQL as the session cache. This allows multiple Web servers to share a common session storage container, and is useful for allowing Web users to move between machines while maintaining their session state.
Verdi == green
Isn't 'Verdi' Italian for 'green'? That's an odd named for the new "baby blue" site. =)
A tool for securing DNS communications between a client and a DNS resolver.
A polyhedral extraction tool (PET).


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It is "an outrage" that Sinn Fein is vetoing welfare reform, costing Northern Ireland £100 million a year, First Minister Peter Robinson last night said.
Speaking after joining Deputy First Minister Martin McGuinness for a meeting with the Prime Minister yesterday, Mr Robinson said that they had been told by David Cameron that there is no room for negotiation on welfare reform.
Following the meeting with Mr Robinson and Mr McGuinness, the Prime Minister held his first ever meeting with Sinn Fein as a political party.
Speaking after that meeting, Sinn Fein president Gerry Adams said that his party would be making "no apologies" over its stance and Mr McGuinness said that Sinn Fein was "not in conflict" with Mr Robinson on the issue, attempting to portray it as purely a clash with the Government.
Last night Mr Robinson said that both he and Mr McGuinness had been told by the Prime Minister that they could not negotiate any further on welfare reform.
Mr Robinson claimed that Sinn Fein's approach was "more damaging than the Coalition Government's welfare reform package".
He said: "This year Sinn Fein cuts arising from penalties imposed by their failure to take responsible decisions will cost £100 million. Over a five-year period it will cost £1 billion.
"The finance minister will have to adjust budgets to deal with the penalties caused by Sinn Fein.
"This will mean tough decisions and less money being available for hospitals, schools and policing."
Mr Robinson accused republicans of failing to "act responsibly".
He added: "In our discussions, the Prime Minister was absolutely clear that there is no more room for manoeuvre on welfare reform.
"Now is the time to decide this issue. The days of republican ducking and diving are over."
Three months ago Mr Robinson warned that Northern Ireland stood on the brink of a financial crisis if Sinn Fein continued its refusal to extend welfare reform to Northern Ireland.
Mr Robinson warned at the time that Stormont faced "nuclear options" if there was a continuation of the current impasse over changes to benefits, including the possibility that Westminster will take full control of the social security system in the Province.
However, the Government played down any suggestion of legislating for welfare reform over the heads of Stormont ministers.
Mr Robinson has also warned that it could cost £1.8 billion to replace the current computer system if Northern Ireland does not buy into the UK-wide changes to how welfare payments are made.
But Sinn Fein has accused its Stormont Castle partner of attempting to "cosy up" to the Conservative Party ahead of a possible deal between the parties after next year's General Election.


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Ronald W. Barend
Waldoboro — Ronald Wey Barend, 66, of Waldoboro, died Monday, Dec. 16, 2013, at Togus Veterans Center in Augusta. He was an accomplished builder, cabinetmaker and enthusiastic outdoorsman.
Ron was born Feb. 28, 1947, in San Diego, Calif., the son of Fred and Winnie Hayes Barend. One sister, Sheba, predeceased him. He grew up in Massachusetts, where he attended Monson Academy in Wilbraham, but did not graduate. He was proud that just last year, Munson awarded him a diploma. Ron was a combat veteran of the Vietnam War, where he served from 1967 to 1970 in the Special Forces (Green Berets) and achieved the rank of staff sergeant.
He moved to Maine and met Martha Beall Barend, who founded Alewives Fabrics in Damariscotta Mills, and the couple married June 21, 1980. They settled in Waldoboro where they built their own wood-heated house on the Miller Road, with attached greenhouse, vegetable gardens and small orchard. For many years Ron enjoyed gardening and cooking, fishing, and hunting with his faithful dog. The Barends first had golden retrievers, then Brittany spaniels. He and Martha liked to hike together, and last year they traveled to Ron's birthplace, San Diego, to Pike's Peak in Colorado and to Alaska, where they cruised the inside passage. Ron joined a fishing trip for famous Alaska salmon.
Ron worked as a printer for the Lincoln County News in Damariscotta, and later worked on construction of a mega-yacht for Wayfarer Marine in Camden. He retired, after his injury, from McCormick and Associates, builders, in Rockport. Ron was a volunteer parade coordinator, and regular participant in town Memorial Day events. He was the kind of person who would gladly help out a friend. He was gentle and generous and enjoyed a good joke, even if it was on himself.
In recent years, a serious injury from a fall kept Ron from doing many of the activities he so enjoyed. A gourmet chef, Ron would eat out if the restaurant offered something he wouldn't make at home. In August, Ron and Martha sailed for a week on the windjammer Mary Day. It was their last trip together
Survivors include his wife Martha; a nephew, Chuck; and three nieces, Deborah, Carol and Beth.
A memorial service was held Friday, Dec. 20 with The Rev. Lu-Anne Conner officiating.
You are invited to share your condolences with the family by visiting their Book of Memories at hallfuneralhomes.com. Hall Funeral Home, 949 Main St., Waldoboro, ME is caring for the family.


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Why consumers abandon their online travel bookings?
- Published by Ozgur Tore
Almost every travel booking company is advertising to attract customers to book using the link they provide. However, 81% of visitors leave before completing their booking. Do you know when and why they quit?
In September 2014, SaleCycle embarked on the first survey of its kind to ask why travelers abandon their bookings. 86% of people said they typically make their travel bookings online – with the rest preferring to book in person or by telephone. The responders were in 12 countries across the globe, with the US, UK and Australia covering 64% of all responses.
The following infographic would be a valuable insight for marketing people who are working for an airline, hotel, OTA, cruise or car rental brand.


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Minister of State for Agriculture and Rural Development, Bukar Tijani, says the Federal Government is ready to offer assistance to states that are prone to locust invasion and other trans-boundary pests in the country.
Responding to a threat alert of an impending locust invasion in the northern part of Nigeria by the Food and Agricultur Organization (FAO), Tijani said government was prepared to intervene in the event of such an invasion.
He noted plans under the Agriculture Transformation Agenda (ATA) for intervention in incidences of pests and diseases of trans-boundary nature.
The frontline states are Kebbi, Sokoto, Zamfara, Katsina, Kano, Jigawa, Yobe, Borno, Bauchi, Adamawa and Gombe.
Source: Naija.ng


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Finished Nehrim mod for Oblivion and it sucked…
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November 2nd, 2011, 20:59
I haven't been here for a while, and I must say, that's it's good to see a TES subforum up!
I played a bit of Nehrim, and the graphics seemed better than vanilla Ob to me; though I might still have had some of the pluginless (?) mods (that I can't remember what it was anymore) installed into the version of Ob I used. I didn't make a clean re-install, since Nehrim offers to use a copy of Ob, so you can still play your Ob seperately with whatever plugins you prefer.
I must say it looked quite well-polished, and I liked the touch of originality they seemed to insert in many of the quests, though sadly I haven't had time to play it much.
I would recommend it to anyone who's running out of games to play - it's free, so what is it going to cost you to try it out? A small amount of time, that's all.
The only slight downer is lack of English voices if your German totally sucks, like mine; but I just put voices off (nice soundtrack, btw) and read the subtitles.
Does the Morrowind conversion now come with English subtitles as well? I've made my Morrowind look very pretty, so it would be nice if that conversion is compatible with the MGE and other graphics-enhancing mods.
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…then I could afford this lovely $18,000 chandelier.
Also, the house with the high-ceilinged dining room that it would fit in. And the mortgage payments that would go with it. All for a pretty luxury that lights the room less well than the mundane light fixture in our ceiling right now.