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My Nonprofit Reviews
Review for Dare to Dream Children's Foundation, Dallas, TX, USA
I was the very first volunteer for Jan and the Dare to Dream Foundation. As fate would have it, Jan placed an advertisement in a small newspaper. She was looking for a volunteer to help with administrative assignments. To our amazement we lived on the same street. I lived at the beginning of the street and she lived at the end of the street. I know that God was in this relationship right from the beginning.
I admire Jan and love her because of her commitment and unconditional love for the youth. She has really operated this nonprofit charity without much money but that has never stopped her from finding a way to make her dreams and goals to come true. It takes compassion to continually run a nonprofit to support others when the funding is small.
I know that this pioneer has made a difference in the life of many youth and the volunteers who have served her. She has an infectious spirit which no doubt has drawn the help from volunteers, opened doors for her to take youth to places that most of them would only dream of....I suppose that is why God planted the name "Dare to Dream" Childrens Foundation in her heart...because she wanted the people that she served to dare to dream...and experience the impossible that God made possible.
Della Faye
More Feedback
If I had to make changes to this organization, I would...
Find more funds to support her efforts....today we need an organization that can address the needs of youth...our broken hearted and wounded youth.
Would you volunteer for this group again?
For the time you spent, how much of an impact did you feel your work or activity had?
A lot
Did the organization use your time wisely?
Very Well
Would you recommend this group to a friend?
When was your last experience with this nonprofit?


text:
On 3/21/07, François Revol <revol@xxxxxxx> wrote:
> On 3/22/07, Jonas Sundström <jonas@xxxxxxxxxxx> wrote: > > Adding a third architecture does not alter the stability of the x86 > > - > > or PowerPC-dependent parts, but it can help improve the machine- > > independent parts, and shake out machine-dependencies in the > > supposedly machine-independent parts. > > Might i suggest x86-64 as a viable port? I was hoping it'd be easier > then another completely difference architecture... 8-). Probably. Except it *is* a completely different architecture anyway. I have yet to see an x86-64 device that fits in the pocket though :))) François.
There are 2 aspects. The core inside of the OS and the outside. x86-64 is a port but it is still a desktop. Everything we know about the desktop will still apply. However, if you are talking about pocket *anything* including x86 that means we have to throw out everything we know about the Haiku desktop and come up with something completely different. And this is true with a PS3 where you use a big tv sitting on a couch and even if you hook up the usual keyboard and mouse, the entire way of using the system will be different. I wish we had real cpu choice. What we have now is the result of the Windows monopoly and that needs to change first

subset: commoncrawl


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VIRGINIA BEACH, Va., Jan. 15 (UPI) -- A U.S. Navy fighter jet pilot was rescued from the Atlantic Ocean Wednesday afternoon after ejecting from his aircraft, the Navy said.
The F/A-18E Super Hornet crashed about 2:30 p.m. EST about 45 miles off the Virginia Beach, Va., coast during routine training, the Navy said in a statement posted on its website.
"The pilot ejected from the aircraft and a life raft deployed," the Navy said. "He was recovered by a fishing vessel. The pilot is conscious and was transported to Sentara Norfolk General by a Navy MH-60 Sea Hawk."
The F/A-18E is a single-seat, twin-engine aircraft assigned to Strike Fighter Squadron 143, based at Naval Air Station Oceana.
The cause of the crash was under investigation.


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Lowe - Kean has taken flak
Blackburn defender Jason Lowe has revealed his admiration for manager Steve Kean as the team battles to avoid Premier League relegation.
Last Updated: 10/04/12 10:13am
Blackburn defender Jason Lowe has revealed his admiration for manager Steve Kean as the team battles to avoid Premier League relegation.
Rovers face Liverpool at Ewood Park on Tuesday needing a point to move out of the bottom three.
But the 20-year-old utility man is full of praise for the way his manager has conducted himself in what has been a difficult season for the club amid a backdrop of fan protests against the owners and manager.
"There are things (that have) been said and written and have happened when sometimes it's been the gaffer taking the flak for what we've been doing out on the field," Lowe told The Independent.
"He's always been ready to take the pressure off us and I can't believe how well he's handled some of what's been thrown at him.
"He's a great coach, very hands-on on the training ground - great with the players - and that's why we've all got the utmost respect for him. We'll fight for the manager as well as each other."
Lowe feels the club have turned a corner and is delighted by the improved atmosphere at Ewood Park in recent matches.
"The last couple of months, the crowd have been fantastic, backed us up the whole way," said Lowe.
Stick together
"Whatever's gone on, the team and the staff have stuck together and tried not to dwell on things. It feels like the fans are part of that now.
"Last home game, against United, everything we did - tackles, shots, dead balls - the fans were up and behind us. Hopefully, it'll be more of the same against Liverpool.
"Liverpool have been having a difficult time and they've got a semi-final coming up next weekend.
"But I don't think that means they'll come here and roll over. Quite the opposite: they'll want to come here and turn things round before Saturday at Wembley."
This season may have been a personal triumph for Lowe, who has also broken into the England Under-21 set-up, but he will not be happy unless his team can secure Premier League survival.
He added: "For me personally, being involved with the first team has just been fantastic; the international games, too.
"It's been great and, in some ways, I suppose I don't want the season to stop. But when it does, I know we have to be out of that bottom three.
"That's all I'm bothered about now. As long as Blackburn Rovers are safe when the last ball's kicked on the very last day of the season, I'll be very happy indeed."


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I have enjoyed all the new people I have met over the last few months. I am reminded how beautiful people are. I try to pull the divine nature each person has and capture it in my work. I dream of inspiring people with my photography. I guess I am writing this today as a journal entry to my viewers. I hope that a few years from today we can look back at this and see where this dream of mine takes me. I would love if you were a part of it.
Also, I apologise for my procrastination in my blogging. I promise to do better and tell you of all the fun things that happen on my shoots.
Until then, I'm signing off...


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How to draw a fish shark. A drawing activity for kids centered around their shark. In this section you will be learning how to draw a shark. You will draw the basic shapes to help you draw a shark.
This software is not reviewed yet.
In Sudoku, you fill in numbers in blank cells. Place a number from 1 to 9 in each blank cell.
3d paddlebricks. try this logic and action game. plya and fun. you can play it online. if free. A nice paddle, balls and bricks game with a modern look, that you will to play. A nice paddle, balls and bricks game with a modern look, that you will
Play Online Football Games online football games at Planters. Try the quarterback football game Shootout. Check your scores on our World Cup Fantasy Football game and win a Mini Cooper. Online soccer manager game. Ow
Football is the Biggest and Best Online Football Simulation Game. Humorous Sunday League football management game where you. An online soccer management simulation played in real-time against human users. Includes rules, resu
Football Game. Play the World's leading online football game FREE. Pit your skills against real players online and WIN great prizes. Buy ticket, mascot, flight and more and other related info.


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My Week Via Instagram
So I have had a busy few weeks. Busy busy busy!
This post isn't about sweets…well actually it is, but none that I invented…please keep reading 🙂
I went to Arkansas and met up with Kristan and we went to Nashville together to attend the blogging conference, Blissdom
Here is my trip via my Instagr.am photos. If you already follow me on Instagram, you've probably already seen these, but just hang with me, kay?
I'll start at the beginning…
Here's me over-packing. I wore approximately 1/3 of the clothes that I brought…
I boarded the plane to Fort Smith super early. That's devotion, people…
On the plane I read THIS book. And cried. Like a baby.
When I got to Arkansas Kristan picked me up and we went shopping, bought make up and ate Auntie Anne's Pretzels.
The next morning we woke up and got to driving, Nashville-bound.
For any respectable road trip you have to have road trip food. Here's what we had:
We made pit stops at Cracker Barrel, because really, you kinda have to eat at Cracker Barrel on a road trip…
as well as at roadside convenience stores where we would inspect the candy aisle for something new. Good thing I am an expert candy detective because I came across these…
While it didn't live up to its full potential, there is definite re-creation possibilities going on..Stay tuned for that.
We made it to Nashville safe and sound because we are obviously expert road-trippers.
Upon our arrival we promptly jumped on our hotel room beds, checked the mini bar, made sure there was a Bible in the nightstand and ordered "a snack" from room service. Road tripping makes you hungry. Hush.
We ordered a sandwich, some fries and two very large desserts. That totally qualifies as a snack, right?
The next morning we got up and decided we needed to wear matching T-Shirts…you know so people wouldn't point and stare.
While we were there we met the incredibly sweet and kinda magical Heather from Sprinkle Bakes. She even had presents for us….I mean how adorable it that?
Also, she just so happened to carry her stuff around in this bag…
I totally pretended to be all casual about that bag, but as soon as she turned around Kristan and I basically sprinted back to our room to order one for ourselves. It was a fact that I couldn't live without it…and seeing as how I am here to tell you about it, I received mine in the mail the other day.
We did some shopping inside the Opryland hotel where I came across this stuff…that would certainly make your toast hardcore.
There were some really great sponsors at the conference. My favorite had to be Hersheys. They were handing out free candy. I literally contemplated putting on a disguise to go back for 2nds and 3rds.
Another cool sponsor was Ritani. They let us play around with jewelry. Hint hint husband…
That night we were lucky enough to go see Joe Jonas and Rascal Flatts perform.
We got dressed in non-elastic clothes for the occasion.
And had a pre-concert cocktail…
Joe threw me a rose from the stage and made "will you marry me" eyes at me. I acted embarrassed and all no-big-dealish. Here's Joe and the rose…
Everyone was so happy for my Joe Jonas marriage proposal that we went to a photo booth…See the excitement?
That's me, Kristan, Caroline, Amanda, Melissa and Stephanie.
I went ahead and tucked Joe Jonas in and called it a night…
Another fun highlight of the trip was meeting my internet buddy, Courtney in real life! I even went and bought her new book Push-Up Pops, which is completely adorable. You need one.
In between sessions that we attended at Blissdom we made some time to play with sugar. Amanda, Kristan, Caroline, Stephanie, Molly and me went on a bakery raid.
Here's the before…
So yeah, we had a blast. When it was time to go home I had to pack up all the swag…check out this loot…
On the way back to Arkansas we decided McDonalds would be the appropriate road food choice. Nothing like a fake chicken nugget and fries to bring it all home.
When we got back to Arkansas Kristan and I watched the Academy Awards and one of us might possibly have tried the "cinnamon challenge" (google it) which I do NOT recommend to ANYONE with a brain. Trust me. No bueno. There may or may not be video evidence of this idiocy.
The next day I got back on a plane back to New Jersey armed with layover supplies…
Speaking of The Bachelor…you guys do know that I write recaps of that nonsense over at my other site, right? Check it out, I'd love to hear your commentary.
So there's my busy week. Lots of fun, lots of calories.
And also because it's Friday I am having a great giveaway from My Belle Boutique…you like jewelry, right?
CLICK HERE to check it out!!
Seriously…Go NOW!
Leave a Reply
39 Comments on "My Week Via Instagram"
well that looks like a whole bunch of fun! I want to go to something like that, but I need to marry a rich man, don't know how hubby would feel about that though.
Thanks for the recap and looks like you've been having a blast! GOOD for you!
Wow!!! Looks like a fun filled week for you! I definitely want to do Blissdom next year…so much fun!!! And cinnamon challenge huh? My husband and the guys at work did this a few weeks ago…it was hilarious, but you won't catch me choking it down anytime soon:-)
Sounds like a great trip! And good snacks too =)
Great trip re-cap. Looks like you had a blast at Blissdom!
I have been following you via Facebook for a short time and enjoy your blog and recipes!
Awesome! It looks like you all had so much fun! I love all the food photos. Yum! Sigh!
Looks like a good time was had by all!
That was hilarious! I Loved reading it and was laughing out loud here at work the entire time. It looks like it was really fun. I love your blog! Megan
I thoroughly enjoyed your week's recap. I'm doing a girls weekend soon and can't wait!! Thanks, too, for the link to your Bachelor recap. I enjoyed that as well. If I win the Etsy gift card, I would order the Personalized Names Necklace with Triple Flower Stamp and probably add four of the crystal birthstones as well. Super cute neckalces!! Thanks for the laughs.
Is the cinnamon challenge where you take a spoonful of ground cinnamon into your mouth and choke, because it sucks all the moisture from your mouth? I did that in the 6th grade… yikes :S
family washer necklace, looks like you had lots of food and fun! 🙂
Wow! I am SO going to Blissdom one of these years (been saying that for 3 years now) Looks like loads of fun, and…did you happen to find out where she got those fabulous cupcake in box charms??? I'm dying!!! I never thought about doing a post of my week in Instagram! Great idea. May have to do one sometime 🙂 thanks for the idea I'm totally ripping off….
This is my first trip to your blog via email…I made your peanut butter krispie treats yesterday and they are a-mazing! I see many new treats in our future. We do ours gluten-free, but most things are adaptable! I would love to win the Family Tree necklace…may have to order it even if I don't win!
I like the first one, I love your blogs, but I have to bet something done!!!
I need that Juicy charm! So cute. And I'm glad you had such a fun time together 🙂
Looks like a very yummy and fun trip! I love the personalized stacked family washer necklace.
Looks like a fun and yummy trip! I like the personalized stacked family washer necklace.
Looks like you had a pretty amazing week! I'm here from Pinterest – getting ready to make your Reese's Peanut Butter Banana Bread. I'm so sorry to have missed Blissdom. Isn't that hotel incredible?! Love your blog. I totally think we could be friends. You like candy. And Cracker Barrel. 🙂
I need that purse!!!! Where did you get it from? I'm guessing Etsy – but I can't find it…
Me? Magical? Uh, best compliment ever!!!
I know I've said this a hundred times already, but I loved, loved, LOVED! meeting you and Kristan!!!!
Now, I get to bemoan the fact that I didn't get to spend enough time with you guys until next time we hang out. There will be a next time!!
Love the summary of your week – that picture of us at The Lorax party cracks me up every time I see it 🙂 It was so nice meeting you and I LOVE your blog! I'm following you through Google Reader 🙂
stephanie @ AllArtful.com
Looks like you had loads of fun! The personalized washer and disc family necklace 🙂
looks like you have a fabulous trip! I LOVE that bag, wish I knew where to get one 🙂
Looks like you had a ton of fun. Great pics.
Great pictures and recap! So fun reliving Blissdom through your fun photos 🙂 It was such a treat to get to hang out with you last weekend. Talk soon girl! xoxo
My daughter thought your trip was hysterical! I'd go for the personalized round domed necklace with pearl. 🙂
Aww looks like you guys had so much fun! Jealous! And I loooove that bag. Seriously cute!!
I would have to pick, Personalized Hand-Stamped Single Name Necklace with Silver Heart Charm . I love all your recipes, you are a dessert genius!
What a fabulous road trip! And like you, the moment I saw ^that^ bag my thought was 'I have to have one'!!! ;o)
All the junkfood is killing me!! LOVE IT!
Great recap! It was so much fun meeting y'all!
I had such a great time…and it looks like you did to! 😀 I can't wait to hang out again sometime soon! 😀
I'm so excited & relieved & giddy that you posted a link to order that bag!!! It was the first thing I noticed when I saw your post. As I read along I was secretly wishing "please mention how to get that bag. please. pretty please". Thank you for sharing!
Heather @ Find That Warm Fuzzy Feeling
Sounds like you had a fantastic time!
I loved following your instagram pics from your trip! You are Kristan are just too fun and adorable.


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I got a little problem. I want to do a presentation on engine components for my friends and I was thinking of making a slide show. I don't got a projector but I got a big screen TV and DVD player.
I'm trying to find a way to make a "movie" of still pictures and burn them onto a CD not DVD and play it on my DVD player.
Does anyone have any idea how I can do that? All I need is a few dozen images on my TV screen played through a DVD like a movie.


text: strongo83 Posted November 24, 2010 right for 2 weeks now i have not been able to play the game. my steam normally logs in as soon as my comp is up n running, but for the last 2 weeks it wont log in, my user name n password r correct n i have remember my password ticked. it keeps forgetting my password, so i enter it n click login in. it tries logging in for bout 5 mins the comes up with the following message: Steam - Error Could not connect to steam network. This could be due to problems with your internet connection, or with the Steam network. Please visit www.steampowered.com for more info. theres nowt wrong with my connection as this the only thing that dont work. when i go to steam page theres nowt there to help me. before this the game ran fine n steam work as it should 0 Share this post Link to post Share on other sites


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Clarke joins Derbyshire
All-rounder Rikki Clarke has moved from Surrey to join Derbyshire, and has instantly been named as his new county's captain.
Last Updated: 17/10/07 2:46pm
All-rounder Rikki Clarke has moved from Surrey to join Derbyshire and has instantly been named as his new county's captain.
Clarke struggled to get regular action at the Oval last season and has decided a move is the best thing for his career.
Derbyshire lost their captain with Australian Simon Katich heading home in a bid to get his place back in the Baggy Greens squad.
Clarke made two Test appearances for England and 20 one-day internationals, but failed to build on the promise he showed early on in his career.
The 26-year-old has now signed a two-year deal with Derbyshire.
"I am delighted to have signed a player of Rikki's quality - he will be a massive addition to our squad," said Derbyshire head of cricket John Morris.
"The great thing about Rikki is that despite his already fantastic record, he still wants to improve and he quite rightly has ambitions to play for England again in the future."


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Internet Telephony Magazine
Click here to read latest issue
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IoT EVOLUTION MAGAZINE
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Group today announced collaboration as a Premier Research Sponsor
for UBM
Tech's newly launched Mobile
Commerce World, happening at the Palace Hotel in San Francisco, June
24-26, 2013. As both a conference and expo, Mobile Commerce World is the
only event of its kind designed to help Global 2000 business and
technology executives create the most effective mobile commerce
strategies. For more information or to register, visit www.mcommworld.com.
Analysts from Yankee Group's (News - Alert) Mobile Money team will share their insights
on today's mobile commerce trends throughout the event, leading a
conference track covering the technology and busiess cases for mobile
payments and digital wallets as well as a keynote session on the
evolving mobile ecosystem. Principal Analyst Nick Holland will also join
the event's Executive Advisory Board.
"Yankee Group is excited to be an important part of this cutting-edge
event in collaboration with UBM Tech," said Terry Waters, Yankee Group
President and CEO. "With our exclusive research focus on mobility, our
analysts have their fingers on the pulse of the key revenue
opportunities enabled by this emerging global commerce platform."
Mobile Commerce World will feature in-depth educational programs,
workshops, case studies, demonstrations and real-world technology
implementations that present executives with the knowledge, competencies
and contacts to remain competitive in the face of new revenue generation
and business development opportunities. Attendees will learn about new
business models, effective mobile Web and app development strategies and
the new mobile consumer. A sponsor exposition will feature companies at
the forefront of new mobile commerce products, services and strategies.
"As mobile commerce evolves, mobile payment technology becomes more
pervasive and all industries are looking to leverage it," said Eliot
Weinman, General Manager and Conference Chair of Mobile Commerce World.
"Yankee Group is a recognized expert in Mobile Money, and its expertise
will be invaluable to Mobile Commerce World attendees and sponsors
across the mobile ecosystem."
About Yankee Group
Group is the preeminent research and advisory firm equipping
companies to profit in a mobile world. The core of our content is
proprietary research and analytics on the attitudes, behaviors and usage
patterns of mobile users. Based on this research, we provide a range of
actionable data, insights and advice to marketing, strategy and product
executives driving the mobility revolution in leading companies
About Mobile Commerce World
Mobile Commerce World is the only event of its kind designed to help
business and technology executives of Global 2000 firms create the most
effective mobile commerce strategies for their company. Part of UBM
Tech's family of global brands, Mobile Commerce World is the leading
mobile commerce event driving the next-generation of business practice
and commerce worldwide. The flagship event is scheduled for June 24-26,
2013 at the Palace Hotel in San Francisco. For more information, visit www.mcommworld.com.
[ Back To TMCnet.com's Homepage ]
ITEXPO: February 14 - 16, 2018 | Fort Lauderdale, Florida
Real Time Web Solutions Conference: February 14 - 16, 2018 | Fort Lauderdale, Florida
IoT Evolution Expo : January 22-25, 2018| Orlando, Florida


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The health-care sector has lots of room to grow because of increasing demand from aging baby boomers, among other factors, says advisor Ramesh Gulati. He tells MoneyShow.com about some smaller stocks that are not household names.
Monday, April 23, 2012
11 Health-Care Names Poised for Gains
Wednesday, April 18, 2012
The Insider's Guide to Food Investing
It's time to be bullish on everything related to food—restaurants, food producers, fertilizers, equipment makers, even water, says Ramesh Gulati. He tells Kate Stalter about a slew of well-known and not-so-well-known names that could benefit by growing demand for agricultural products.
Thursday, July 28, 2011
6 Agricultural Names to Feed the World
Ramesh Gulati is eyeing companies equipped to meet infrastructure needs in the agricultural sector. In today's interview, he also tells Kate Stalter about some energy names to watch, and shares his views on how to use caution when going long or short on commodities ETFs.


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Some cases of CFS/ME start gradually, but the majority start suddenly, often triggered by
the flu or some other illness. People with CFS/ME may get better after a few years or
many years or may not get better at all. No one is sure whether anybody is truly cured
or whether their illness has just subsided enough for them to live a more normal life.
Select from the links below to view the course CFS/ME takes, and what you might expect.
Sudden Onset
Most people with CFS/ME report a sudden, drastic start to their illness. Sometimes people
can remember a specific day or even hour when they first got sick. Often, the illness
starts with, or is triggered by, another illness. Many people report getting a case of
the flu which slowly evolves into CFS/ME. Other people have had a case of Lyme disease
which has been treated adequately, but the symptoms change from those of Lyme to those
of CFS/ME. Other triggers include car accidents, moving house, and stressful life
situations. Some patients say they felt unusual or uneasy for a short period (days
or weeks) before the onset.
Gradual Onset
The other cases have a very slow, gradual onset, sometimes spread over years. People
with gradual onsets often don't realize there is anything wrong for years because it
happens so slowly. There is no standard course for CFS/ME. Everyone diagnosed with CFS/ME
has had it for at least six months; they would not be diagnosed otherwise. It is
possible that not all cases of CFS/ME are chronic: some people may have CFS/ME for
four months and never get diagnosed. It's also possible that there are people who have
CFS/ME whose level of disability is so low they never get diagnosed. People with CFS/ME
may get better after a few years or after many years, or never at all. They may reach
a plateau at some constant level of health or may progressively decline. Often, the
most prominent symptoms change over time or cycle through time. No one is sure
whether anybody is truly cured or whether their illness has just subsided enough for
them to live a more normal life. Relapses are common, especially after stressful
life events.
Activity Levels
Some people are more limited than others. The sickest are bedbound, while some people
are self-reliant, and some are able to work or attend school. Some people with CFS/ME
can push themselves to do extraordinary things but feel much worse afterward. One
notable CFS/ME sufferer is soccer legend Michelle Akers, who reported struggling with
the illness for much of the later years of her career. However, extreme sufferers like
those confined to bed felt that an active professional athlete "poster child" like Akers
only helped to trivialize the syndrome in the eyes of the public (the infamous
"Michelle Akers has it and she plays soccer, so why are you complaining?" reaction),
and thereby made it much more difficult for those who are highly incapacitated to be
taken seriously.
Payback Effect
One of the most common and recognizable aspects of CFS/ME is what is called
"post-exertional malaise," or, more colloquially, the "Payback Effect." When people
with CFS/ME exert themselves, their symptoms get worse afterward. Exertion could be
physical or mental exercise, doing routine tasks, such as driving, cleaning, or eating,
or handling a stressful situation. The harder the exertion and the longer it lasts, the
worse the symptoms will be afterward. The payback effect leads to a few typical
patterns, sometimes called "The Yo-Yo Pattern" and "The Downward Spiral."
The Yo-Yo Pattern
The Yo-Yo Pattern happens when people work very hard at some activity, but only on
good days. This leads to worse symptoms which prevents them from working for the next
few days. When they feel better, they work extra hard to make up for the bad days - or
just because they're so excited to feel good - but this leads to them feeling bad again.
The Downward Spiral
The Downward Spiral happens whenever feeling bad puts a patient in a situation that
makes them feel worse. This is similar to the yo-yo, but in the downward spriral,
people don't have time to recover on bad days. Here are some examples:


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At Gemvara, we believe that the jewelry you wear should be one of a kind, like you. That's why we make each piece to order, one at a time, just the way you want it. Choose black onyx and white gold or diamond and rose gold: it's your choice. Mix and match gems and precious metals for a look that's exactly you. It's jewelry for all life's occasions, from a wedding or birthday to your own personal milestones and celebrations. Gemvara uses only the highest quality materials to craft your august birthstone lucky charm charms design with meticulous attention to detail. Our precious metals are recycled or responsibly mined. The August birthstone, peridot, is a refreshing lime that blends well with both neutrals and pastels. Our wide selection of august birthstone lucky charm charms by Bijoux & Bijoux, Tony Rodrigues, Jeet Palavwala, and other talented designers means you can find jewelry that's exactly your style. You can also shop by style, choosing our Fathers, Featured Collection, or Customer Favorite Collections. Gemvara's fine quality august birthstone lucky charm charms is designed to be passed down for generations to come, crafted by hand in the United States.
We can help right away. Chat with a jewelry expert now!


text:
Want the secret to buying great wine?
Toronto, ON
Wine Blogger
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Drink mixer, former grad student @mcgillu, voraci...Read more
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text:
Google in Huge Green Energy Deal
It's something out of a progressive fantasy. Google announced that it has bought the entire 240-megawatt output of a wind farm in Texas to offset the massive amounts of energy its data centers consume. Oh, and the wind farm is owned by a Native American company, Chermac Energy. But Chermac won't be able to directly supply a Google data center. Instead it will pipe the electricity it produces into the Texas grid. In effect, Google is offsetting the not-so-green electricity it uses by paying for these earth-friendlier initiatives. This is the fifth, and by far the largest, such long-term green-energy deal that the search giant has struck.


text:
About Us
KAILI RAZOR Established in 1985 and loaded in Ningbo China. We specializing in design, research and produciton.we have the most advanced up-to-date prodcution technical in china, including blade grinding equipment,automatic plastic injection machine,automatic assembly and packing line.The brand come from Europe for upscale men personal care. With year...
1. How to pack ?
The pack should to be polybag,blister card,hanging card,etc.Depends on your order.
2. How about the delivery time?
Depends on the quantity,usually to be 25-45days
3. How can we get the samples?
Samples is free,and we ask freight collect.
4.How long time can we get it?
we will send you the samples with 3days,If it is new design should discuss again.


text:
Like thieves in the night, House Republicans took a giant step towards shutting down the government by voting to put their poison pill of delaying the ACA for a year back into the CR.
The final vote was 231-192 with 2 Democrats voted to delay Obamacare for a year, and two Republicans voted against it. The rest of the vote was strictly party line. None of this was a surprise, as House Republicans are hellbent on extorting a repeal or delay of the ACA out of the president. They aren't going to get anything on Obamacare, but they have virtually guaranteed that the government will shutdown.
The hours of House debate were contentious. Democrats challenged Republicans by telling them that a vote to delay Obamacare was a vote in favor of a government shutdown. Republicans responded by with the ludicrous argument that they weren't voting for a government shutdown. They were voting to keep the government running. Around and around, the debate went for hours. No new ground was covered as Republicans were content to repeat their Obamacare lies on the House floor, and angry Democrats wondered what the ACA has to do with keeping the government running.
Whether House Republicans want to admit it or not, there is a sizable contingent among their ranks who have been chasing after this moment since the day that they arrived in Washington. The idiot ideologues completed their takeover of the House Republicans tonight. They are firmly in charge now. John Boehner, Eric Cantor, and the rest of the House leadership were nowhere to be found as their party went down in flames.
It was as if the Republican leadership thought that if they stay away, they will avoid the blame for this entire situation. Out of sight, out of mind won't work on this one. Boehner's caving to the extremists is what caused this series of events to play out the way that they have.
The decision on when the likely government shutdown ends is still in Boehner's hands. Harry Reid and Barack Obama aren't going to bail the Republican Speaker out this time. Boehner's only way out is to pass a clean CR.
The entire country may be left waiting and wondering if John Boehner is capable of putting his man pants on, and standing up the House tea party extremists who are hellbent on economic destruction.


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The San Diego City Attorney's office confirmed Friday no official claim has been filed involving allegations of sexual harassment in the mayor's office.
Special Section: Mayor Under Fire
The allegations involve "numerous" women who were subjected to "unfortunate and reprehensible circumstances" according to environmental attorney Marco Gonzalez.
He and fellow longtime Filner supporters Donna Frye and Cory Briggs came forward publicly and demanded Filner's resignation as a result of what they called "credible evidence" brought to their attention.
Mayor Bob Filner admitted he has disrespected women that have worked for him and may have "at times intimidated them" in a videotaped statement he released to the media late Thursday.
The following day, staff at the City Attorney's Office - who refused to respond to previous requests from NBC 7 Investigates regarding this issue and several others involving Filner - issued a written statement saying, "Our office has not received any specific information or claim or even the name of any claimant."
The statement also outlined the city's policies regarding sexual harassment and said it would investigate any claim made against an employee. Read City Attorney's Statement
Gonzalez, Frye and Briggs still want Filner to resign from office despite his public apology.
In a statement posted via Twitter Friday, Gonzalez said their request has not been rescinded: "Frye, Gonzalez, and Briggs stand by original demand, video notwithstanding. Additional information to be provided next week."
Mayor Filner released a statement on Thursday afternoon apologizing to city residents.
Read Text Version of Mayor's Statement
"I begin today by apologizing to you. I have diminished the office to which you elected me. I have reached into my heart and soul and realize I must and will change my behavior," he said in the DVD.


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Visiomed KD - 210 Portable blood£46.70
TensioFlash KD-210 of Visiomed is a wrist monitor. It is equipped with position detection system, a function AVG (average last 3 outlets) and inflation Fuzzy-Logic, technical measurement to reliable artificial intelligence which has the advantage to be able to measure all types of pulse and hold into account particularities of each individual, including atypical pulse (strong, weak, irregular).
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That magic day is almost upon us: Valentine's Day, when every person thinks he or she is an expert at romance. The question is, how do we express our love for our sweetheart?
For guidance, I turn to that eminent poet and philosopher, Ogden Nash, who wrote, "Candy is dandy, but liquor is quicker."
If you are a typical red-blooded man, you probably still haven't decided what to do for Valentine's Day. Pay attention. I can help.
Whether you are having dinner at home or at a restaurant, find a good bottle of wine. Chocolate, roses and the good dinner are helpful, but the wine is essential. (Ladies, I know most of you have made your plans already, but you can always use these wine recommendations later for other occasions.)
There are many good wines for romance, but don't just plop the wine in front of your true love. Make sure you know the story behind it, or at least some reason why you think it is romantic. I have some suggestions, but you aren't limited by these. Use your imagination, or pick a wine that means something to you, such as one you had on your first date, or the day your first child was born.
My suggestions:
• You can never go wrong with bubbly. Champagne and sparkling wine is always romantic, whether you are eating foie gras or tacos. There's just something about the effervescence that gets people excited. Some of the sparklers I love are Rosé wines, partly because the colors are so beautiful, but also because they taste so good. Frank Family Rouge ($45) is one of my favorites. It's not just a Rosé, it's a sparkling red, made from mostly Pinot Noir grapes with some Chardonnay. You won't find it in a wine shop, but you might find it in a restaurant.
• Another great one is Berlucchi Franciacorta Rosé ($35). It is an intense salmon pink, with elegant notes of wild berries with touches of yeast and fresh-baked bread.
• I also like Biltmore Estate Blanc de Noir ($25) and Biltmore Estate Pas de Deux ($20), two interesting wines from Asheville, N.C. The Blanc de Noir is a gorgeous rosé and the Pas de Deux is a slightly off-dry treat. Both use California grapes and produce the wine in the traditional Champagne method, with a second fermentation in the bottle.
• I recently discovered Rosa Regale ($20), a beautiful semi-dry, rosy red sparkler from Banfi Vintners in Italy. It was popular two centuries ago, and Banfi has reintroduced it to wide acclaim. It comes from the Brachetto d'Acqui region, one of the smallest in Italy. Made from Brachetto grapes, it has a rose petal aroma and strawberry and raspberry flavors.
• Mionetto Prosecco Brut ($14) is another great entry from Italy. Grown in the Veneto region near Venice, the grapes produce a pleasant wine with aromas of peach and apples and a fresh, lively mouthfeel. With 11 percent alcohol, this Prosecco lets you drink a bit more without getting tipsy.
• A lovely Spanish Cava is Anna de Codorniu Brut Rosé ($15) from Codorniu, which has a new, sexy package, with the same great wine inside. It is perfect for everyday celebrations.
• Cremant d'Alsace always is a good choice for an inexpensive sparkling wine, and one of my new favorites is Helfrich ($20), from one of the northernmost regions of France. It spends 24 months aging on the lees during the secondary fermentation, which gives it a layered, complex flavor.
• There are many other choices besides sparkling wines. One of the newest is Spin the Bottle Cellars ($12) which has a 3D label that makes it look like the bottle on the label is moving as you look at it from different angles. Now you can spin the bottle at Valentine parties with a real wine bottle. They offer three varieties, Chardonnay, Cabernet Sauvignon and a Red Blend (Syrah, Cab, Zin, Merlot). It's quite a bargain for very good wine.
• Mulderbosch offers a nice Cabernet Sauvignon Rosé ($12) from South Africa with a sexy pink color and a nice balance between fruit and acidity.
• The Esporao Red Reserve ($25) offers a deep red from Portugal. It is an intense wine with a spicy aroma and flavors of ripe red berries. It is perfect with chocolate-covered strawberries.
• CastelGiocondo Brunello di Montalcino 2008 ($70) is an incredible Tuscan wine from Marchesi de' Frescobaldi. It is 100 percent Sangiovese with a ruby red color, floral aromas and a mellow taste.
• Damilano's Barolo Cannubi ($85) from Italy is a showy wine that you might get if you really want to impress someone. It is a glowing garnet in the glass with cherry and plum aromas. The taste is pleasantly dry, with soft tannins and an elegant finish. Made from Nebbiolo grapes, Barolo is considered one of Italy's greatest wines.
• If you're a bit of a bad boy, you could go with Troublemaker ($20), the Rhone-style GSM blend from Paso Robles. It starts with Grenache, Syrah and Mourvedre then throws in Zinfandel and Petite Sirah. It's a fun wine to drink, and you've got to love the name.
• If you want to finish dinner in a big way, open a bottle of Port. There is nothing like a fine Port to warm someone's heart. The latest Vintage Port from Sandeman's, 2011, ($80) would fill the bill nicely. Rich, elegant and velvety, it has beautiful aromas of blueberry, cassis and spices. On the palate it is nicely balanced, with red berries and cedar notes. The finish is long and elegant. Or you could just try the Sandeman's Founders Reserve for about $20.


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I use a Windows configuation with 200% scaling. Everything is fine with text, but the menu icons are very small (as you can see in the screenshot).
Not sure if this is what BobBagwill meant, but for me this is the only scaling problem and it would be great if this could be worked out.


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Missoulian and proud member of the Salish tribe. I live for concert days and festivals and am married to a rad dude named Dave. We are proud to have raised a child who's taste in music doesn't suck, and my religious preference is Foo Fighters.
Ways to reach me:
829-9630 (M-F 2p-7p)
523-9821 (direct number)


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Registration: December 20, 2011 Ages: 9 & Under Location: We will holding tryouts in a couple locations Description: The 2012 Lady Wizards are looking for girls to play softball in Springfield for the following year. Coach James 417-719-8779 Coach Mark 417-849-3824 Amanda 417-366-3997 Contact: James Zeigler 417-719-8779
!! This information was submitted via email, Parents please take proper caution to when making arrangements for your children to attend events.


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Chargers defensive lineman Vaughn Martin can now be referred to as "former Chargers defensive lineman Vaughn Martin."
The artist formerly knows as #92 signed a 2-year deal with the Miami Dolphins. Martin had 3 sacks in four years in San Diego.
The Bolts only have five defensive linemen left on the roster, and only three of them (Corey Liuget, Cam Thomas and Kendall Reyes) have any real NFL game experience.
San Diego has now lost five free agents to other teams, while signing 6 guys from outside the organization.
Published at 11:37 PM PDT on Mar 28, 2013 | Updated at 6:45 AM PDT on Mar 29, 2013


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Co-ops: New directions, common roots
Belfast — On Monday, Jan. 14, at 6:30 p.m. in the Belfast Free Library join the Cooperative Development Institute and the Belfast Co-op for a free presentation with Rob Brown, who will give an overview of the variety of cooperatives that exist in Maine, the U.S., and across the globe. His talk will examine how cooperatives improve economic and community development, and provide practical information on how individuals can join together to start new co-ops.
Co-ops come in many shapes and sizes but, at root, are business enterprises formed by groups of people who voluntarily develop, jointly own and democratically control the enterprise to meet their common economic, social and cultural needs.
While many area residents are familiar with the Belfast Co-op, they are likely unaware of the larger cooperative community, of which it is a part. According to Brown, "The cooperative enterprise sector nationally is comprised of over 29,000 businesses with over 2 million jobs, 130 million members, $652 billion in annual sales and assets of $3 trillion. Perhaps more than any other policy innovation, cooperative enterprises hold the greatest potential to simultaneously advance economic opportunity, social justice and environmental sustainability, offering fresh thinking beyond the traditional prescriptions of the left and right that usually accompany our country and state's stale economic debates." And, he added, "A lot of people talk about sustainability, but there can be no sustainability without broadly shared prosperity. Economic insecurity is the greatest threat to sustainability. Therefore, sustainability initiatives must be built, first and foremost, on an understanding of what the community members economic needs are, and a plan to address them."
Brown works for the Cooperative Development Institute, the Northeast's center for cooperative business education, training and technical assistance. The Institute's mission is to build a cooperative economy through the creation and development of successful cooperative enterprises and networks in diverse communities in Maine, Massachusetts, New Hampshire, Vermont, Connecticut, Rhode Island and New York. He Lives in Liberty and works with the Institute's Resident Owned Communities Program, which works with mobile home park residents throughout Maine and New England to form an affordable housing cooperative and buy and manage the parks where they live.
For more information about Cooperative Development Institute's work, visit: cdi.coop. For additional information about this event, email Belfast Co-op's education coordinator, Kate Harris, at firstname.lastname@example.com, or call the Co-op at 338-2532.


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Thursday, Jan. 17, 2013 | 1:56 p.m.
A multigenre local band, Juice, will be playing this weekend at The Cosmopolitan of Las Vegas.
The band features Juilliard alumnus and downtown resident Joey Pero on trumpet and vocals, Las Vegas native Michael Spadoni on piano and vocals, Las Vegas Academy graduate Will Leahy on upright and electric bass, and UNLV alumnus Carl Collins on drums. They caught the eye and ears of resort honchos at the launch dinner for the First Friday Foundation, said Charles Ressler, who works for the foundation and is marketing director for Coterie, a clothing store on Fremont East.
The Cosmopolitan has supported local artists in various capacities since opening in December 2010. Ressler hopes to strengthen that connection through the First Friday Foundation.
Ressler, who grew up in New York City and has performed on Broadway, says the mission of the First Friday Foundation, established just a few months ago, is threefold: to make it more economically feasible for local artists to stay in Las Vegas by connecting them to more outlets; commissioning civic art projects; and assisting artists with grants.
"The hope is that we can position Las Vegas for the first time as a viable city to build music and art," Ressler said. "People would automatically think of Nashville, L.A. or New York for music, but we're saying we have so much talent here and more shows per capita, why aren't we creating recording artists or cultivating local talent?"
Ressler sees art as one of the keys to the redevelopment of downtown Las Vegas.
"The emergence of an art scene is usually the first sign that a city is on the right track," he added.
Juice performances will take place from 8 to 8:45 p.m. and 9:05 to 9:30 p.m. Thursday, and 9 to 9:45 p.m., 10:05 to 10:30 p.m., and 10:45 to 11:30 p.m. Friday and Saturday at The Chandelier.
Joe Schoenmann doesn't just cover downtown, he lives and works there. Schoenmann is Greenspun Media Group's embedded downtown journalist, working from an office in the Emergency Arts building.


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Monday, Dec 22, 2008
It's something any bank would demand to know before handing out a loan: Where's the money going?
But after receiving billions in aid from U.S. taxpayers, the nation's largest banks say they can't track exactly how they're spending the money or they simply refuse to discuss it.
"We've lent some of it. We've not lent some of it. We've not given any accounting of, 'Here's how we're doing it,'" said Thomas Kelly, a spokesman for JPMorgan Chase, which received $25 billion in emergency bailout money. "We have not disclosed that to the public. We're declining to."
The Associated Press contacted 21 banks that received at least $1 billion in government money and asked four questions: How much has been spent? What was it spent on? How much is being held in savings, and what's the plan for the rest?
None of the banks provided specific answers.
This article was posted: Monday, December 22, 2008 at 1:32 pm


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It seems that news about more and more adults deciding to opt out of parenthood is popping up everywhere. I chuckled recently as I read that economists are blaming this trend on the financial state of the world and proclaiming that the declining birthrate is a sure sign that the recession lingers on. What these over-the-hill "experts" don't realize is that young people today actually view having children as a choice, not an obligation. Being a parent is no longer considered an essential stage of life.
Below are a few reasons for this shift:
What about you? Do these or other factors fit in with your decision to skip the parenting stage of life?
Photo by Freedigitalphotos.net: Victor Habbici


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Wedding Ideas | Promote Your Page Too
Choosing The Solitaire Engagement RingOne of the most famous engagement rings is the solitaire engagement ring. Though traditional in style, yet very classy and elegant in appearance. Any girl would be smitten by the timeless beauty and brilliance of the sole stone.
Several people still believe that a solitaire engagement ring is one of the most expensive engagement rings in the market because you have to use a larger stone than the average. For diamonds, the minimum size is usually 1 carat. But there are many factors that affect the cost of the solitaire engagement ring to go higher; these are the kind and size of gemstone, metal settings, and the design.
The cost of the stone can greatly affect the cost of the solitaire diamond ring itself. They can go up to several thousands of dollars depending on the carat and quality of the diamond which is the most popular stone use in solitaire diamond rings. But if you want something unique and affordable, opt for a semi-precious gemstone like sapphire, emerald, jade and topaz, just to name a few. It will definitely depend on your taste and personality whatever stone you prefer.
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The metal settings also influence the cost of the solitaire engagement ring. Platinum is more expensive than yellow gold and white gold, but it is more brilliant and durable. So if you want something that can be an heirloom to your future family, go for platinum solitaire engagement rings. But if you have a limited budget and can't afford to buy a platinum one, yellow gold or white gold is also a good choice. Just like platinum, white gold can give the stone an added brilliance; but when you use a diamond in a yellow gold setting, the diamond will surely make a difference.
The design will be composed of the size and style of the band and the shape and cut of the stone. If you'll be using a smaller stone, a narrow band would be a better choice because it would give the stone a larger appearance. There are also several shapes that can give the stone a bigger look; these are marquise, emerald, oval, and pear-shaped cut of stones. The cost will go up if you want a more elaborate design to your band like the modern solitaire engagement rings embellished with small stones along the band.
Shopping For A Solitaire Diamond Engagement Ring?
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WHILE YOU ARE ENJOYING READING Law Practice, with John D. Bowers as its editor-in-chief (firstname.lastname@example.com), a large cast of Law Practice Division (LP) volunteers is always hard at work behind the scenes on a variety of projects. LP members who want to get involved are invited to contact the leaders directly and offer their help.
The "Big Five" LP activities include this magazine, the online webzine Law Practice Today, the LP book publishing program, the educational seminars and ABA TECHSHOW. In addition, though, activities are being sponsored by the ABA Women Rainmakers, and the biennial marketing conference and other conferences are being planned—all by volunteers.
LP Publications Board Chair Tom Mighell (firstname.lastname@example.com) reports that more than 30 books are in the pipeline for 2013-14. LP Publishing recently released titles including Adobe Acrobat in One Hour for Lawyers, The Lawyer's Guide to Microsoft Outlook 2013, Legal Project Management in One Hour for Lawyers, How to Succeed as Outside Counsel, Entertainment Law Careers (Third Ed.) and PowerPoint in One Hour for Lawyers, among others.
In addition, LP has a number of committees, task forces and interest groups, all working assiduously on initiatives and programs.
The Member Development Committee, led by LP Vice Chair Tom Bolt (firstname.lastname@example.com), reports that the committee continues to expand the membership of LP through an annual membership campaign.
The new LP Interest Groups have begun to offer programming to LP members, such as a CLE from the Knowledge Strategy Interest Group, led by Jack Bostelman (firstname.lastname@example.com), at the LP Fall Meeting and through LP's regular webinars. The Law Firm Marketing Interest Group, chaired by Larry Kohn (firstname.lastname@example.com), is assisting in planning the LP Law Firm Marketing Strategies Conference in St. Louis on May 1-2. The Finance Interest Group's mission is to provide education and to support LP members on all aspects of "money matters" in a law practice. Chair Ed Poll (firstname.lastname@example.com) reports that this group's focus is on helping lawyers and law firms to understand and address financial issues, such as billing and collection, investment of funds and cash flow management.
The Mobile Practice Interest Group, led by Nerino Petro (email@example.com), is "the home of the road warriors within the Division." It focuses on issues involving mobile computing, such as best practices for tablet computers, smartphones and apps. It also investigates how law firms of all sizes can use cloud computing technology in a safe and secure manner.
LP members interested in joining one of the LP interest groups can sign up at lawpractice.org by clicking "Committees" on the left-hand side of the page.
The Strategy & Planning Committee, under the leadership of Vice Chair Tom Bolt (firstname.lastname@example.com) and Secretary Stephanie Kimbro (email@example.com), are revising the bylaws of the new LP Division and will present them to the membership at the Annual Meeting on August 8 in Boston. The committee has also worked on updating the Law Practice Division Handbook, which is intended to provide an orientation to LP's ongoing activities and provides summary information for new volunteer leaders and staff members as well as longtime active members.
The Career Paths Task Force Chair, Wendy Werner (firstname.lastname@example.com), reports that members are writing profiles of attorneys for Law Practice Today, describing a variety of career paths for attorneys and law school graduates. Profiles include attorneys at varying stages of their careers. The task force is investigating ways to use LinkedIn to create an active listing of member profiles. The Career Paths Task Force is also working on an initiative with the ABA Young Lawyers Division (YLD) called Career Checkpoint to provide new lawyers with practice development resources available from LP. A second initiative with YLD involves mentoring of new lawyers. YLD is also looking to the Career Paths Task Force to assist it with a new Mentoring Initiative for new lawyers.
The e-Lawyering Task Force, led by Richard Granat (email@example.com) and Marc Lauritsen (email@example.com), spends its time on programs to extend the reach of law practice using online tools and resources. The task force conducted an outreach session at the Phoenix School of Law for law students and lawyers during the LP Quarterly Meeting last fall.
In addition, the e-Lawyering Task Force is working with the ABA Standing Committee on the Delivery of Legal Services to develop a support program for law firm incubators.
The task force is also planning a nationwide survey of law schools to determine which have made a commitment to teaching law students about legal technology. The task force plans to work with the Association of American Law Schools to publish its results. The objective, according to Granat, is to provide information to law students about which law schools are teaching law practice technology and management so that students and prospective students can determine whether a law school is committed to training practice-ready lawyers.


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Smellizing—imagining a product's smell—increases consumer desire, study finds
Seeing is believing, but smellizing—a new term for prompting consumers to imagine the smell of a product—could be the next step toward more effective advertising.
Researchers came to this conclusion through four studies of products most of us would like to smellize: cookies and cake.
Professor of Marketing Maureen Morrin in the Fox School of Business at Temple co-authored Smellizing Cookies and Salivating: A Focus on Olfactory Imagery to examine the impact imagining what a food smells like would have on consumer behavior.
"Before we started this project, we looked for print ads that asked consumers to imagine the smell of the product, and we found none," Morrin said. "We think it's because advertisers don't think it'll actually do anything."
But researchers found that smellizing—imagining a smell—increased consumer desire to purchase and consume advertised food products.
Consumers' response to advertised food products was measured over several studies that looked at the effect of smellizing on salivation, desire and actual food consumption. The researchers found that imagining what a tasty food smells like increases those types of responses only when the consumer also sees a picture of the advertised product.
Participants who looked at print advertisements were prompted by questions such as: "Fancy a freshly baked cookie?" "Feel like a chocolate cake?" "Look for these in a store near you."
Morrin found that those types of headlines had a positive impact on desire to consume the product, if they were accompanied by a call to also imagine the smell of the food. That positive impact was strongest when the image of the product could be seen at the same time study participants imagined the smell.
According to the study, olfactory imagery processing is different from that of the other senses, especially vision.
"It has been shown, for example, that though individuals can discriminate among thousands of different odors and are reasonably good at detecting odors they have smelled before, they are quite poor at identifying the odors they smell," the study said. "That is, individuals often have difficulty stating just what it is they happen to be smelling at any particular moment, unless they can see the odor referent."
That might be why a picture is so important in activating the effects of smellizing.
When asked to imagine a scent with a visual (versus not being asked to do so), participants' salivation increased from .36 to .39 grams in two of the studies. In another study, when asked to imagine a scent with a visual, participants consumed 5.3 grams more of the advertised cookies. Those responses depended on seeing the advertised food while imagining its smell.
The researchers also found that actually smelling the advertised products was even more effective on the various measures of consumer response than only imagining the smells. But it is not always feasible to present consumers with product odors in advertisements.
According to Morrin, advertisers are not adequately tapping into the power of the sense of smell when developing promotional messages to encourage consumers to buy their products.
Morrin's study was co-authored with Aradhna Krishna of the University of Michigan and Eda Sayin of Koç University in Turkey. It appears in the Journal of Consumer Research.
—Alexis Wright-Whitley , Class of 2014


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Streamlined ObamaCare Application Leaves Program Open to Insurance Fraud
May 6, 2013
Last month, the federal government floated a 61-page draft application that people would use to sign up for the Affordable Care Act's ("ObamaCare") financial subsidies. After a political rebuke over the form's length, the Department of Health and Human Services has released a streamlined, three page version of the same application. However, the government's new form is going to be an invitation to fraud and abuse, says Scott Gottlieb, a resident fellow at the American Enterprise Institute.
- The length of the old application was largely driven by the need to ensure that consumers were actually eligible for the government subsidies that ObamaCare offers as a way to offset the cost of buying health insurance.
- Under the law, people are entitled to government money to defray those costs, depending on their historical income level.
- The subsidies start for families and individuals above 133 percent of the Federal Poverty Level (FPL) and then decline through rising income levels.
- The subsidies are no longer available once people reach 400 percent of the FPL.
- That comes out to about $95,000 in annual income for a family of four. (People below 133 percent of FPL will be offered Medicaid).
Those 61 pages of the old application were mostly filled with questions to make sure that people were eligible to get the subsidies. The government needs to verify their income and make sure that they aren't eligible for health insurance at work. The government also needs to verify that people aren't eligible for other public health insurance programs like Medicaid or Veteran's benefits before they receive subsidies to buy coverage on the exchanges.
The new form largely takes your word for it all. This leaves one of three possibilities:
- First, that the government is willing to tolerate a lot of fraud and waste as subsidies flow to individuals who weren't eligible for the money in the first place.
- Second, the government is going to rely on the states and the private health plans to ask the probing questions, essentially foisting the vetting process onto other entities so that these actors are the targets of any political backlash.
- Or third and most likely, it's some combination of each of these devices.
Source: Scott Gottlieb, "Streamlined ObamaCare Application Leaves Program Open to Insurance Fraud," Forbes, May 1, 2013.
Browse more articles on Health Issues


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How useful is M2 today?
One of the most difficult aspects of formulating monetary policy is assessing the impact of policy actions on the public's dollar spending. Historically, the behavior of M2 has offered considerable information about the impact of monetary policy on dollar spending. It appears likely that M2 will continue to offer useful information to the policymaker.
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Volume (Year): (1992)
Issue (Month): Sep ()
Pages: 12-25
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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- John V. Duca, 1992.
"The case of the missing M2,"
Economic and Financial Policy Review,
Federal Reserve Bank of Dallas, issue Q II, pages 1-24.
- John V. Duca, 1992. "The case of the "missing M2."," Working Papers 9202, Federal Reserve Bank of Dallas.
- Granger, C. W. J. & Newbold, P., 1974. "Spurious regressions in econometrics," Journal of Econometrics, Elsevier, vol. 2(2), pages 111-120, July.
- Balke, Nathan S & Gordon, Robert J, 1989. "The Estimation of Prewar Gross National Product: Methodology and New Evidence," Journal of Political Economy, University of Chicago Press, vol. 97(1), pages 38-92, February.
- John P. Judd & Bharat Trehan, 1992. "Money, credit, and M2," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue sep4. Full references (including those not matched with items on IDEAS)
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text:
The white papers available here will help you get started on understanding HOMER as well as many of the issues surrounding microgrids, distributed power generation, and the components necessary to make it all work.
Micropower System Modeling with HOMER, by T. Lambert, P. Gilman, and P. Lilienthal. Published in: "Integration of Alternative Sources of Energy", by F. Farret and M. Simões. Copyright ©2006 by John Wiley & Sons, Inc.
High Penetrations of Renewable Energy for Island Grids, by Peter Lilienthal. Link to original article
Economics of Grid Defection: When and Where Distributed Solar Generation Plus Storage
Competes with Traditional Utility Service
Co-authored by the Rocky Mountain Institute, HOMER Energy, and CohnReznick Think Energy. The link is to a 4-page summary. Click here to download the full report.
Underwater Compressed Energy Storage.
From Hydrostor.


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The twenty-one tunes that comprise the two CDs in this collection are all originals by Reed Kotler, arranged by Bobby Shew. Kotler's music is inventive and demonstrates evidence of a variety of influences of different jazz styles and different jazz musicians. Kotler's music seemingly provides the listener with musical snapshots of different musical experiences and musicians he has encountered during his own musical life. In addition to beautiful ballads most of the pieces are bop influenced straight ahead swingers or Latin laced numbers, with the variety ranging from a rollicking gospelish "Blues for Kenny B." to the beautiful melody of "I Couldn't Have Loved You More," to pieces inspired by Bill Evans, Bob Cooper, Clifford Brown, and Bobby Shew. In addition to exceptional solo work by Shew and Foster, not to be overlooked is the very fine playing and soloing of pianist Bill Cunliffe, bassist Darek "Oles" Oleszkiewicz, and Paul Kreibich on drums.
Bobby Shew is a consummate trumpet artist. With his experience of playing lead trumpet in big bands, significant studio work, and his expertise in the art of improvisation, he is truly one who has done much to maintain high standards of musicianship in the jazz world. Gary Foster is also a top flight professional with great chops that afford him familiarity in a many different musical settings. The talents of these two horn men and the men in the rhythm section coupled with the creative writing of Reed Kotler, make this CD an excellent and aesthetically uplifting listening experience. Bobby Shew, Gary Foster and Friends Play the Music of Reed Kotler is very highly recommended to any listener who enjoys first rate performances of straight ahead swinging jazz.


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home improvement services, namely, construction planning services for restoration, remodeling, repair and improvement of homes
Business in Minneapolis, MN


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John Eggers: The Seven Fires of the Ojibwe
How much do you know about the Seven Fires of the Ojibwe? Personally, I didn't know anything about them. When White Earth Nation Chairwoman Erma Vizenor recently spoke about the Seven Anishinaabe-Ojibwe Indigenous Prophecies, which I read in the Anishinaabe Today, I was curious to learn more.
In doing some library research, it seems that Seven Prophets came to the Anishinabe when they were living on the northeast coast of North America. The Prophets gave the people seven predictions of what the future would bring. Each of the prophecies was called a fire and each fire referred to a particular era of time that would come in the future. The teachings of the seven prophets are now called the "Seven Fires."
Do I have your interest? I hope so. Learning about another culture is one of life's greatest pleasures. There are approximately 196 countries in the world with each one having 10 to 20 or more different cultures. Each of those cultures is as different as the American culture is to the French, the French is to the Brazilian, and the Brazilian is to the German and the German is to the Ojibwe.
That's nothing you don't already know but maybe we don't realize how fortunate we are. Think of the adventure that await us whenever we pick up a National Geographic or visit a different country, or visit with someone from a culture different than ours, it is a marvelous opportunity.
The First Prophet reported that during the First Fire the Anishinabe nation would travel to a different ground. They were to look for a turtle shaped island. The people would know the chosen ground had been reached when they came to a land where food grows on water. If they did not move on, they would be destroyed.
The Second Prophet told the people that they would be camped by a large body of water. A boy would be born to point the way and show the direction of the stepping stones of the Anishinabe people.
The Anishinabe would find the path to their chosen ground where food grows on water was told by the Third Prophet.
The Fourth Prophet was two who came as one. One of the prophets said, "You will know the future of our people by what face the light skinned race wears. If they come wearing the face of brotherhood, then there will come a time of wonderful change for generations to come. They will bring new knowledge and articles that can be joined with the knowledge of this country. In this way two nations will join to make a mighty nation.
"This new nation will be joined by two more so that the four will form the mightiest nation of all. You will know the face of brotherhood if the light skinned race comes carrying no weapons, if they come bearing only their knowledge and a handshake."
"The other Fourth Prophet warned to be careful because the face of brotherhood and the face of death look very much alike. If they come carrying a weapon their hearts may be filled with greed for the riches of this land."
The Fifth Prophet said, "In the time of the Fifth Fire there will come a time of great struggle that will grip the lives of all native people. If the people accept this promise of a new way and abandon the old teachings, then the struggle of the Fifth Fire will be with the people for many generations."
In the time of the Sixth Fire, children will be taken away and grandsons and granddaughters will turn against the elders. In this way the elders will lose their purpose in life.
The Seventh Prophet told that in the time of the Seventh Fire a new people will emerge. Their steps will take them to the elders who they will ask to guide them on their journey. The task of the New People will not be easy.
It is this time that the light-skinned race will be given a choice between two roads. If they choose the right road, then the Seventh Fire will light the Eighth and final Fire, an eternal fire of peace, love brotherhood and sisterhood. If the light-skinned race makes the wrong choice of the roads, then the destruction which they brought with them in coming to this country will come back at them and cause much suffering and death to all the Earth's people.
Erma Vizenor spoke about how we are in the time of the Seventh Fire.
Traditional Mide people of Ojibway and people from other nations have interpreted the "two roads" that face the light-skinned race as the road to technology and the other road to spiritualism. They feel that the road to technology represents a continuation of headlong rush to technological development. This is the road that has led to a damaged Earth. The road to spirituality represents the slower path that traditional native people have traveled and are now seeking again. This Earth is not scorched on this trail. The grass is still growing.
Obviously, there is much more to the Seven Fires than what I wrote. If you wish to learn more, do a websearch for "Seven Fires Prophecy."
As you read about each fire, you can begin to interpret the meaning and how it led to where the Ojibwe people and all people are today.
Regarding the Seventh Fire, I think we all realize that we are at a crossroads in many areas. The complexity of which road to take is not so great. Most of Earth's people would choose brotherhood but can we work together as brothers to solve the problems of our sacred Earth? As the people of the Seventh Fire, what are we going to do about it? What will I do? What will you do?
(The source for some of this column is taken from: "The Mishomis, the voice of the Ojibway" by Edward Benton-Banai. Published by Indian Country Press.)
JOHN R. EGGERS of Bemidji is a former university professor and area principal. He also is a writer and public speaker.


text: My Epic Has been charging for hours now and still hasn't hit full charge. I was charging it at work all day and now when I got home. Horrible battery life and worst of all it takes insane amounts of time for it too charge. Yes I have reset my phone many times and even did a factory reset. Is this happening to anyone else? also there is small amounts of static when I talk on the phone, and my wife's sounds crystal clear.


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Today's stamp simply challenge is all about NON traditional Christmas colors!
So- my card looks to be red, but that is melon mambo - not red! I stamped the frame from this months KOM picture perfect onto a labels five shape and then stamped the sentiment in the pear color. I added a few rhinestones, some MME paper, and more twine over the snowflake embossed pink layer.
Pretty CAS and snazzy at the same time! I am liking how this turned out :)
For this uploading to SCS, please use keyword ssnotime165
Check out the fab samples for today's challenge on the blogs of the Stamp Simply Challenge DT:
Claudia Rosa: Pretty Pressings - November Guest Designer
Deb Neerman: Paper, Ink, Scissors & Stamps *not playing today*
Barbara Anders: Paper Pursuits
Jenny Gropp: One Krafty Kat
Janine Orchard: 2bKrafty
AJ Otto: The Willow Garden <---- you are here
Deb Saaranen: Dream In Color
Barb Schram: Explore. Dream. Discover
enjoy! Pin It Now!


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(KCBS) – CNET Editor-at-Large Brian Cooley is in Detroit where the 23rd annual North American International Auto Show is under way and 'electric' seems to be the big word this year.
He previews Toyota and Ford's latest offerings and discusses the future of electric cars.
You can hear his Tech Watch report Tuesdays and Thursdays at 1:50 on KCBS.
(© 2011 CBS Broadcasting Inc. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed.)


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Here you will find all about our new projects and the services we offer in Latin America.
» Skanska Group
» Skanska website selector
Skanska is a world leader in Public Private Partnerships (PPPs), delivering real benefits around the world to the users of roads, hospitals, schools and power plants.
PPP on skanska.com »
For further information on Public Private Partnerships please contact us.
Read more »


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Swift and correct
Rich Lowry of National Review reacted swiftly to fire John Derbyshire on Saturday after an op-ed appeared on another website on Thursday that was racist. National Review has not only been a critic of liberalism but has moved against the cranks on the right. Unfortunately, sometimes the cranks on the right get under National Review's shingle, such as the late Joseph Sobran. Good to see Lowry react as swiftly as he did rather to see the episode drag out in public, damaging the reputation of the flagship of the conservative cause.
Lowry was absolutely correct when he explained,
His latest provocation, in a webzine, lurches from the politically incorrect to the nasty and indefensible. We never would have published it, but the main reason that people noticed it is that it is by a National Review writer. Derb is effectively using our name to get more oxygen for views with which we'd never associate ourselves otherwise. So there has to be a parting of the ways. Derb has long danced around the line on these issues, but this column is so outlandish it constitutes a kind of letter of resignation.
As I recently told a local liberal blogger about the responsibility of running a website with others blogging there, "Your website, your reputation." National Review's swiftness in dealing with Derbyshire's racist op-ed, even though it did not appear on their website or in their magazine, is a great example of how these situations should be dealt with.


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LONDON, Nov. 5 — A round of musical chairs that is reshaping the upper ranks of the French advertising world continued last week when Maurice Lévy, chief executive of the Publicis Groupe, named three executives to key positions in Paris.
Two of them, Arthur Sadoun and Valérie Hénaff, were lured to Publicis from a rival agency, TBWA, which is owned by the Omnicom Group.
Such raids are not uncommon in advertising hotbeds like London and New York, where executives change employers faster than you can say "Messner Vetere Berger McNamee Schmetterer/Euro RSCG" — the kind of agency name that sometimes results from these shifts.
But in Paris, such career switches can meet with disapproval. As recently as two years ago, when Publicis poached another team from TBWA, that agency sued, and their lawyers have been arguing over the matter ever since.
This time around, Mr. Lévy felt pressure to pull off a coup after his own ranks were recently raided with the assistance of Vincent Bolloré, the largest shareholder in both the Havas and Aegis advertising companies. Mr. Bolloré is investing in a new agency being formed by Christophe Lambert, a former top executive at Publicis, and two creative partners, Frédéric Raillard and Farid Mokart, who resigned from a Publicis unit called Marcel.Continue reading the main story
That move stung Publicis, not least because it contributed to a decision by Mr. Lévy to drop out of a competition to keep the advertising account of SFR, a French cellphone network. Publicis also works for a rival cellular company, France Télécom's Orange, but had been able to manage the potential conflict of interest by handling the Orange account through Marcel. But the departure of Mr. Raillard and Mr. Mokart has raised questions about the future of Marcel. Mr. Lévy, in a telephone interview, did not rule out closing the agency.
"As they are leaving, we have to revisit the situation and keep all options open," he said.
The departures of Mr. Raillard, Mr. Mokart and Mr. Lambert may have been driven in part by their own motivations. The three left shortly after several recent appointments at Publicis that were seen as snubs to Mr. Lambert, in particular.
But agency executives in Paris say the rivalry between Mr. Lévy and Mr. Bolloré, whose investment in Havas prompted a series of leadership changes there, surely underpins the recent developments.
No one has forgotten that Mr. Bolloré built his stake in Aegis after Mr. Lévy signaled an interest in buying that company. While there has been speculation that Publicis might renew that pursuit, Mr. Lévy said that was unlikely, given Mr. Bolloré's 29 percent stake.
"We have not changed our acquisition strategy," Mr. Lévy said. "We are not currently negotiating anything big."
Mr. Lévy described the appointments as a response to the rapid change in the ad industry, saying they were driven by a need for "innovative, flexible and highly responsive thinking."
Other ad executives say they see a similar awakening in Paris, accompanied by still more personnel moves. A week before the latest news from Publicis, for instance, a team of top managers at BETC Euro RSCG, a Paris-based flagship agency owned by Havas, announced that they were leaving to join McCann Paris.
McCann has long been regarded as "la belle endormie," or the sleeping beauty, of the Paris agency world, said one of the executives, Jérôme Guilbert, who is set to become general manager of McCann Paris. It serves McCann clients like Microsoft, Intel and Nestlé, thanks to its affiliation with McCann Worldgroup, but has originated relatively little business in the French market.
Now McCann's New York-based parent, the Interpublic Group, wants to change that, Mr. Guilbert said. He is being joined in the move by eight other executives from BETC, as well as one from Marcel. Like Mr. Lévy, Mr. Guilbert said he saw larger forces behind the recent moves. Prodded by the side effects of the digital media revolution, he said, Paris agencies are becoming more dynamic and want to prove that they have the talent to compete internationally.
"It might be some kind of a tipping point for the French market," Mr. Guilbert said.Continue reading the main story


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Your opinion on this VCCS heater supply please.
Explanation of the VCCS circuit: (from Matthijs's site)
A voltage reference for the DC current control is made by R1. The LM317 delivers a 1.25V reference, which is copied to the plus reel by T1 (for more stable operation). The reference voltage is determined by the value of R1 and R7.
The comperator LM293 biases the FET at a current which exactly drops the same voltage over the tube heaters as the reference voltage.
Because the comperator output is made very slow by R3 and C5, it only works for low frequencies. For AC frequencies the FET acts like a pure current source, with a very high internal impedance because of its flat V/I curves.
C7 and C8 improve high frequency characteristics of the circuit. They should be mounted as close as possible to T2 and the tube heater wires respectivily.
i built his AFB kits.... they have the same principal of 'slowing comparator' output...
I know it's a differenty kind of kit but it DID make my amp sound MUCH much better (wether because it's fixed bias now - or because both push and pull sides are perfectly matched)
this man has some amazing thoughts about audio but he sure knows wghat he's doing.....
automatic fixed bias:
gives a fixed negative voltage to the screen...you can set the resting current and when done this will always be held constant no matter what else changes eg. line voltage variation, tube aging
Because i have a PP amp...i made 2 stereo kits .... both push tubes connected to the one kit, both pull sides to the other....
L and R is now really set equally (70ma @380v) and the 'crossover distortion <- right term??? ' between push and pull will go way down.
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This product is no longer available.
You can try these similar gifts instead.
Pi Wooden Accent Table
Geeky gets a sleek makeover with this sturdy handcrafted wood table that has a curved top and legs in the form of the Pi symbol, making it the perfect home or office accent for any math head. It stands 14" tall.


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"Social" malware ready for the Olympic Games 2012 (community.websense.com)
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I'm Vince Conaway, a musician and composer, and you can find me performing a wide variety of music on hammered dulcimer throughout the Americas and Europe with music ranging through Celtic, medieval, renaissance, and baroque repertoires. Whether I'm performing in English, Spanish, or Italian, I believe that the audience should not be separated from the show but instead be a part of it, and I bring a bit of cultural and historical perspective to every performance. You can purchase my music at CDBaby.com.
"Go ahead and ask him a geeky question. Odds are that he'll have an answer - and that he'll keep playing while he talks" - Medieval Cookery
Music is always a collaboration. You are a vital part of the show, elevating my performance through your expressions, questions, and reactions. I need your openness, your playfulness, and your support to keep the music alive and growing. Thank you for buying CDs, downloading from iTunes, and adding me to your Spotify playlists.
I want to brighten the world with my hammered dulcimer. If I can pull your mind away from your daily troubles for just a moment of melody I have succeeded, whether in the lanes of a renaissance festival or busking the streets of Europe.
Now I'm excited to offer you a new opportunity to come along with me on my journeys, through Patreon. Artists and patrons working together created the Italian Renaissance and changed the world. By becoming my patron in the classic sense you become a new kind of audience. Come join me as I explore the mountains of South America, entertain on the festival circuit, and wander the streets of Europe.
Help me get this show on the road through your Contribution!
January 10 - March 7Busking tour of Chile (Valparaiso, Concepcion, Temuco, Valdivia, Villarrica, Vina del Mar, Copiapo, Calama, and Arica)
March 12 - 16Gulf Wars (SCA)Hattiesburg, MS
March 17 - April 23WeekendsSherwood Forest FaireBastrop, TX
May 2 - July 27Busking tour of Europe (Genoa, Vicenza, Cremona, Modena, Orvieto, Gubbio, Foligno, Pisa, Dubrovnik, Mostar, Sarajevo, Split, Rijeka, Ljubljana)
July 30 - August 4Pennsic War (SCA)Slippery Rock, PA
August 5 - October 1WeekendsNew York Renaissance FaireTuxedo, NY
October 7-15WeekendsSt. Louis Renaissance FestivalWentzville, MO
November 4-December 10WeekendsThe Louisiana Renaissance Festival, Hammond, Louisiana
January 16Septentrian Twelfth Night (SCA)Bowmanville, Ontario
February 13 - March 6WeekendsSherwood Forest FaireBastrop, TX
March 13 - 19Gulf Wars (SCA)Hattiesburg, MS
March 23 - May 17Busking tour of Italy (Genoa, Lecce, Taranto, Foggia, Bologna)
May 28 - June 5WeekendsSt. Louis Renaissance Festival Preview WeekendsWentzville, MO
June 11 - 18Lilies War (SCA)Smithville, MO
June 19 - 26SCA Fifty Year Celebration (SCA)Danville, IN
June 29 - July 2Trillium Wars (SCA)Greater Toronto, Ontario
July 5 - 24Busking Byward MarketOttawa, Ontario
July 31 - August 5Pennsic War (SCA)Slippery Rock, PA
August 6 - October 2WeekendsNew York Renaissance FaireTuxedo, NY
October 8 - 16WeekendsSt. Louis Renaissance FestivalWentzville, MO
November 5 - December 11WeekendsThe Louisiana Renaissance Festival, Hammond, Louisiana