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Welcome back to Grace Valley, California, where the best things in life never change…
Here in this peaceful community, folks look out for one another like family, though sometimes a little too well. In a town like this, it's hard to keep a secret - but Dr. June Hudson has managed to keep one heck of a humdinger…. Though visits from her secret lover, undercover DEA agent Jim Post, are as clandestine as they are passionate, somehow it fits with her demanding schedule as the town's doctor - a calling that requires an innate ability to exist on caffeine, sticky buns and nerves of steel.
But how can a secret lover compete with a flesh-and-blood heartthrob from her past? June's old flame has just returned to town after twenty years - and he's divorced. June is seriously rattled. So when the town's most devoted wife takes buckshot to her husband and some human bones turn up in her aunt Myrna's backyard, she's almost happy for the distraction.
Sooner or later, love will have its way in Grace Valley. It always does.
©2010 Robyn Carr (P)2012 Recorded Books
"Robyn Carr Does It Again!"
This is the 2nd book in the Grace Valley Trilogy. It was just as good as the 1st. Therese Plummer as always, was amazing! This story has a lot of things going on around the town at one time. I wish that instead of squeezing everything into 3 books that she could have drawn it out a little more. I LOVE the Virgin River Series and this Trilogy is just like it with different people. Definitely worth the credit, especially if you like Virgin River!
"Story of the heart"
Robyn Carr's delightful story of Grace Valley has kept me from all other duties wanting to know how it all pans out. Just like her Virgin River series I found myself willing things to happen that i suspected would happen but needed the detail filled in to get there. I have enjoyed listening and Therese Plummer's voice makes me feel like I'm there watching the story unfold.
"Love this!"
As usual Robyn Carr has written a great book. Therese Plummer did it justice. All in all, I recommend this for a warm heart felt book.
"Small Towns Were Never More Exciting"
The way the story showed some of the underlying life stories that go on in a small town without the majority knowing.
Lee for the way he kept in touch with the doctor even when whe had no idea he would call
I honestly love the performances of Therese Plummer with her precise enunciation and her arsonal of voices.
The story made me laugh almost all the way through.
"Great Second Book"
This book continues where the first book left off. I felt like I had been gone for a little vacation but the people of Grace Valley were still there waiting to pick right back up.
I love everything about the narrator. Easy to listen to and enjoyable voice.
No. I want to stretch it out so I can enjoy it longer.
I needed the second book. There are a lot of characters introduced in the first book. It sometimes get a little difficult keeping tjhem all straight but I love how each one has a unique personality and set of circumstances.
"Some laughs"
I enjoy book 2 also.my favorite is Junes dad he is funny, still not a virgin river listen. This series have more tragic moments and not so perfect people. Seem to focus on abused women, most of the population is older but funny. Definally not stand alone books because of ending should be listen in order.
"Grace Valley. What a fun place to visit!"
I'm so glad I found this fun, wholesome, well written and well narrated series.
I'm excited to read (listen to) the last book in the Grace Valley trilogy, then on to another of Robyn Carr's series
I love them!
All of it. I had already read The Virgin River Series and now got this. Both of these series are fantastic. I would love to see more.
All of them
Would love to see more of this series and The Virgin River series!!!!!
"Just over the Mountain"
Another very good story by Robyn Carr. Love this narrator. Her voice is good at hooking you into the story.
"rave notices"
Therese Plummer is stellar! I enjoy the books SO MUCH MORE because of her performances. thnx Therese. Keep up the good work! sincerely, Jane
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A Minnesota health insurance company didn't expect to offer some of the nation's lowest premiums – it just turned out that way for PreferredOne.
PreferredOne had been just a small player in Minnesota's market for individuals who buy health insurance without help from their employers. So the company figured it had to offer competitive prices. The strategy seems to be working on Minnesota's online health care marketplace, MNsure.
PreferredOne has about 59 percent of the MNsure market, while Eagan-based Blue Cross and Blue Shield of Minnesota has about 24 percent.
"We were, frankly, as surprised as anybody," Marcus Merz, CEO of the Golden Valley-based company, told the St. Paul Pioneer Press.
PreferredOne's "Select" network allows consumers to save about 10 percent on their premiums because it steers them to a limited number of doctors and hospitals. It also offers "Choice" policies with higher premiums but broader networks. A 40-year-old who enrolled in a PreferredOne Accent Select silver plan during open enrollment got a premium of $154 per month, compared with $172 per month for the broader silver plan.
Individuals can bypass MNsure and purchase policies directly from insurance companies, so it's not clear yet how each company's overall share of the individual market stands. PreferredOne had just 2 percent of Minnesota's individual market in 2012 – before the federal Affordable Care Act made health insurance mandatory – compared with the 65 percent share held by Blue Cross.
Blue Cross spokesman Jim McManus said enrollments via MNsure accounted for less than 10 percent of his company's overall individual market business.
PreferredOne's strategy seems part of a national trend.
"The folks who are gaining market share and making a splash in the exchange markets tend to have very low costs and tighter networks," said Tim Michaels with PwC in Minneapolis.
"People are not necessarily looking for a name-brand insurer," Michaels said. "They're looking for a plan with benefits that meets their needs with an affordable price."
PreferredOne is 50 percent owned by Fairview Health Services, a large nonprofit network of hospitals, clinics and pharmacies based in Minneapolis. Its Select network in the Twin Cities steers patients toward hospitals in the Fairview, HealthEast and North Memorial systems plus Hennepin County Medical Center.
The Affordable Care Act requires that insurance companies categorize policies as bronze, silver, gold and platinum, depending on how much of a patient's bill they cover.
About 41 percent of policies sold by PreferredOne via MNsure provide platinum benefits, which Merz acknowledged could be a financial risk for the company, though he thinks the company's patient pool provides a large enough base to spread out that risk. Across all companies, only 28 percent of MNsure shoppers chose platinum.

subset: commoncrawl


text:
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NATO says a roadside bomb has killed two coalition service members in southern Afghanistan where tens of thousands of Afghan and international troops are bracing for an expected resurgence of Taliban attacks this spring.
In a statement released Sunday, the coalition did not provide the nationalities of the service members, who were killed on Saturday.
Earlier, NATO reported that a third foreign service member died Saturday when a coalition helicopter crashed in Alasay district of Kapisa province in the east.
The three deaths brought to 133 the number of NATO troops killed in Afghanistan so far this year.


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THE parents of a man killed in a crash on the A4304 near Lutterworth have renewed their appeal for the driver of another car involved in the collision to come forward.
Roy and Anne Spalding made the plea after an inquest into the death of their son Dean Spalding.
Dean, 27, from Lutterworth, died when his Ford Focus was involved in a crash with a car driven by Rudolf Meszaros.
Mr Meszaros said he was forced to pull into the path of the Focus after a silver VW Golf overtook him and slammed on its brakes.
Months of investigations by the police and appeals by the family have failed to trace the VW or its driver.
After the inquest, Mrs Spalding, of Birstall, said: "Our son Dean was totally innocent of what happened to him.
"But we do not have a complete picture even now. We would appeal again to the driver of the Golf to come forward and tell police what happened."
Mr Meszaros was badly injured in the collision, which happened on the A4304 between Husbands Bosworth and North Kilworth, on December 4, 2010.
His wife, Rudolfne, 57, died at the scene and his daughter and grandson were also badly injured and needed hospital treatment.
Mr Meszaros, of Measham, told the inquest at Leicester Town Hall they were returning from a shopping trip when the collision happened.
He said: "I had just overtaken a slow-moving vehicle and, as I was returning to my side of the road, a VW overtook me at speed and braked hard about two metres in front of me.
"I did not have time to stop so I swerved and then the collision occurred."
He said that the road ahead was clear and there were no obstructions to cause the VW to brake.
The hearing was told by another driver, Russell Strupish, that the VW overtook his van between 30 seconds and a minute before the crash. He said: "He was driving dangerously.
"I told my friend in the van, 'what an idiot'."
Another driver, Thomas McNamara, heard the impact and saw a white or silver hatchback driving away from the scene.
Accident investigator PC Rachel Marston said there was no evidence to determine if Mr Meszaros was taking emergency evasive action, or was in the path of the Ford Focus as he was overtaking the VW.
Coroner Lydia Brown said she believed Mr Meszaros' account of what happened.
She said: "Both Dean Spalding and Rudolfne Meszaros are innocent victims of what happened."
Mr Spalding died from head injuries and Mrs Meszaros died from a dislocated neck.
Mr Brown recorded verdicts of accidental deaths.
Police are still carrying out inquiries to locate the driver of the VW Golf.
Anyone with information is asked to contact the police on 101.


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text:
Real Madrid have the inside running for Tottenham star Gareth Bale.
The Sun says the Welshman has long been linked with a move away from White Hart Lane despite last year signing a new contract which runs until the end of 2015.
Spurs entered a partnership with Real Madrid this summer in which the two clubs will work together in respect of players, coaching and commercial relationships.
But the London club have denied the agreement allows Madrid to have first refusal on players such as Bale.


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Fashion designer John Galliano was convicted in Paris Thursday of hate crimes after making anti-Semitic and racist remarks on two separate occasions.
The court imposed a suspended fine of 6,000 euros ($8,500) this afternoon. The former Dior designer was also ordered to pay a symbolic one euro fine to one of the plaintiffs in the case.
Galliano was not in court to hear the ruling. Speaking to reporters outside the courtroom, his attorney Aurélien Hamelle called it a "wise decision" and added that his client was now "very relieved."
The 6,000 euro fine is suspended on a conditional term, according to legal sources, that Galliano not be found guilty of any crime in France for five years. He must also pay a 90-euros court cost to the French government.
Two Cases
Thursday's decision is the result of two cases heard simultaneously in June by the 17th chamber of the Paris Criminal Court. In the first episode, which resulted in Galliano's Feb. 24 arrest, he was accused of assaulting two people at La Perle, a cafe down the street from his Marais apartment.
The second case involved an incident on Oct. 8, 2010, at the same bar, where he was accused of insulting a 40-year-old woman. The plaintiff in that case came forward only after his February arrest.
Neither case was directly related to a third incident – Galliano's infamous video in which he professed his love for Hitler.
Galliano, 50, who was fired by Dior following the incidents, attended the proceedings Wednesday, having barely been seen since his arrest. After testifying to a police inquiry in February, he left France to enter The Meadows rehabilitation center in Wickenburg, Ariz.
Since his April release from The Meadows, he was rarely seen in public, other than briefly at Los Angeles International Airport while in transit to an outpatient care facility. He did attend Kate Moss's July 1 wedding, for which he also designed the gown.
On June 22, Galliano took the stand in his own defense, testifying to the court that he doesn't remember the incident of Feb. 24 because of a triple addiction to sleeping pills, Valium and alcohol. Explaining his absence of memory, he said: "I have an addiction. I am currently undergoing treatment."
Dressed in a somber black suit, the designer told the court his addictions grew from his work load and grief caused by the deaths of his father and his right-hand man, Stephen Robinson.


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by Christopher Freeburn | October 29, 2012 1:29 pm
[1]Here are your Apple rumors[2] and AAPL news items for today:
Slower Sale: The first batch of the black-and-slate 16GB WiFi-only model of Apple's (NASDAQ:AAPL[3]) new iPad Mini took 35 hours to sell out[4], AppleInsider notes. It took more than a full day longer for the dark version of the iPad Mini to sell out its initial inventory, compared to the white iPad Mini, which sold out its first batch within an hour after pre-ordering began on Friday morning. The company's website now reports a two-week wait for shipping on both iPad Minis. The iPad Mini is meant to compete with 7-inch tablets from Google (NASDAQ:GOOG[5]), Amazon (NASDAQ:AMZN[6]) and Samsung. Shipping for iPad Minis featuring both WiFi and cellular connections won't start until mid-November, according to Apple.
High-Tech Light: Another product will hit Apple Store shelves this week[7]. But it won't be a new tablet, computer or smartphone. Instead Apple Stores will begin retailing Philips' new "Hue" line of smart lightbulbs, Next Web notes. The LED light bulbs can communicate wirelessly, receiving instructions from smartphones and tablets. Owners can change the lighting patterns in their home even if they aren't there, triggering individual light bulbs to turn and and off using Hue apps for smartphones and tablets. A starter pack, priced at $199, includes three 50-watt lightbulbs and a device that lets them connect to wireless routers. The Hue system can manage up to 50 smart lightbulbs at once. The new bulbs, which use 80% less electricity compared to incandescent bulbs, arrive at Apple Stores on Oct. 30.
Venus Launches: The super-yacht that Steve Jobs spent years designing in collaboration with French designer Philippe Starck has launched, almost exactly one year after his death[8], Fox News notes. The 250-foot Venus, built in the Netherlands, features an aluminum hull and 10-foot high specially made glass windows. Guests can relax in 40-foot long cabins and enjoy a jacuzzi. The boat's internal systems are run via a cluster of 27-inch iMacs in the wheelhouse. Workers who helped build the ship received thank-you notes from the Jobs family, as well as iPod Shuffles engraved with the yacht's name.
For more about the company, check out our previous Apple Rumors[9] stories.
Source URL: https://investorplace.com/2012/10/monday-apple-rumors-black-ipad-mini-sold-out-on-saturday/
Short URL: http://invstplc.com/1nvD732
Copyright ©2017 InvestorPlace Media, LLC. All rights reserved. 700 Indian Springs Drive, Lancaster, PA 17601.


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Tutorial: Linear Feedback Shift Registers (LFSRs) - Part 1
4 comments
More taps than you know what to do with
Each LFSR supports a number of tap combinations that will generate maximal-length sequences. The problem is weeding out the ones that do from the ones that don't, because badly chosen taps can result in the register entering a loop comprising only a limited number of states.
The author created a simple C program to determine the taps for maximal-length LFSRs with 2 to 32 bits. These values are presented for your delectation and delight in Fig 4 (the * annotations indicate sequences whose length is a prime number).
4. Taps for maximal length LFSRs with 2 to 32 bits.
The taps are identical for both XOR-based and XNOR-based LFSRs, although the resulting sequence will of course differ. As was previously noted, alternative tap combinations may also yield maximum-length LFSRs, although the resulting sequences will vary. For example, in the case of a 10-bit LFSR, there are two 2-tap combinations that result in a maximal-length sequence: [2,9] and [6,9]. There are also twenty 4-tap combinations, twenty-eight 6-tap combinations, and ten 8-tap combinations that satisfy the maximal-length criteria.
One-to-many versus many-to-one implementations
Consider the case of an 8-bit LFSR, for which the minimum number of taps that will generate a maximal-length sequence is four. In the real world, XOR gates only have two inputs, so a four-input XOR function has to be created using three XOR gates arranged as two levels of logic. Even in those cases where an LFSR does support a minimum of two taps, you may actually wish to use a greater number of taps such as eight (which would result in three levels of XOR logic).
The problem is that increasing the levels of logic in the combinational feedback path can negatively impact the maximum clocking frequency of the function. One solution is to transpose the many-to-one implementations discussed above into their one-to-many counterparts (Fig 5).
5. One-to-many versus many-to-one implementations.
The traditional many-to-one implementation for the eight-bit LFSR has taps at [7,3,2,1]. To convert this into its one-to-many counterpart, the most-significant tap (which is always the most significant bit) is fed back directly into the least significant bit, and is also individually XORed with the other original taps (bits [3,2,1] in this example). Note that although both styles result in maximal-length LFSRs, the actual sequences of values will differ between them. But the main point is that using the one-to-many style means that there is never more than one level of combinational logic in the feedback path, irrespective of the number of taps being employed.
In parts 2 and 3 we will ... but no, I'm not going to spoil the anticipation ...
Clive "Max" Maxfield is president of TechBites Interactive, a marketing consultancy firm specializing in high technology. Max is the author and co-author of a number of books, including Bebop to the Boolean Boogie (An Unconventional Guide to Electronics), The Design Warrior's Guide to FPGAs (Devices, Tools, and Flows), and How Computers Do Math featuring the pedagogical and phantasmagorical virtual DIY Calculator.
Widely regarded as being an expert in all aspects of computing and electronics (at least by his mother), Max was once referred to as "an industry notable" and a "semiconductor design expert" by someone famous who wasn't prompted, coerced, or remunerated in any way. Max can be reached at email@example.com.


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Seahawks Blog
Danny O'Neil covers the Seahawks for The Seattle Times.
Blog Home | E-mail Danny | Subscribe | Twitter feed| Seahawks forum
Raheem Brock: 'Seahawks are a perfect fit' for Manning
If Pete Carroll gives up some of his control nd works w/Peyton Manning,I think #seahawks are a perfect fit nd super bowl contender!— Raheem Brock (@RaheemBrock) March 7, 2012
If Peyton goes to the #seahawks .......its a wrap!!!! Hes exactly what's needed there! Then draft a QB to learn from manning!— Raheem Brock (@RaheemBrock) March 7, 2012
We have great receivers in #seattle no disrespect to tjack but peyton will elevate every1's game w/his leadership and work ethic alone!— Raheem Brock (@RaheemBrock) March 7, 2012
Yes Larry fitzgerald is a great player! But in seattle he wld have about 4 or 5 wr's and 2 tight ends that he can work with!— Raheem Brock (@RaheemBrock) March 7, 2012
Dec 24 - 6:10 AM Looking back: Revisiting Sunday's scouting report
Dec 24 - 1:09 AM Seahawks' scoring binge
Dec 24 - 1:01 AM Video: Summing Seattle's victory
Dec 24 - 12:58 AM Video: Russell Wilson post-game comments
Dec 24 - 12:21 AM Rookie passing roll call


text:
Associated Press
SACRAMENTO -- Assembly Democrats unveiled a revised plan for newdistricts Saturday, tweaking several key districts in response tolast week's hearings.
Lawmakers were further from agreement on how to shape new districts for the state Senate and California's congressional delegation.
Kam Kuwata, a spokesman for Assembly Democrats, said the new Assembly maps contained minor changes.
Lawmakers must redraw the districts every 10 years to keep up with population changes revealed by the federal census. They unveiled redistricting plans for all three bodies last week and then held hearings on the proposals Tuesday and Wednesday.
During the hearings, which included televised testimony from around the state, groups representing Latinos, Asians, women, environmentalists and regions said the plans slighted their interests.
Republican Assembly spokesman Jamie Fisfis said the new plans were "closer to what they'll be when they're finalized."
The 77th district, currently represented by Assemblyman Jay La Suer, R-La Mesa, gained a few more Republican voters in the latest proposal, growing from 44 percent Republican to more than 46 percent. Democrats would make up about 32 percent of that district, down from 34 percent in the first plan.
A nearly even split among Democrats and Republicans in the firstproposal for the 78th District in San Diego was also redrawn. Themove shifts more support to Democrats in the district currentlyrepresented by Howard Wayne, a Democrat.
Amadis Velev, redistricting coordinator for the Mexican AmericanLegal Defense and Education Fund, said his group was pleased withchanges made to the 49th district, currently represented by Judy Chu, a Democrat from Monterey Park.
"It's now very similar to the one that MALDEF originally proposed in July," he said. The new proposal encompasses about 42 percent Latino voters, up from 37 percent in the first plan.
However, Velev's group still plans to contest the proposed lines drawn for Senate and congressional districts, saying Latino communities were "fractured" by the initial plans.
Kuwata said Assembly Speaker Robert Hertzberg, D-Van Nuys, hasbeen talking to Senate President Pro Tem John Burton, D-SanFrancisco, about making changes in the Senate lines that would helphis members.
If embattled Rep. Gary Condit, D-Ceres, decides soon to retireinstead of run for re-election, it could help resolve some of thecriticism of the Senate plan.
Condit's departure would clear the way for Assemblyman Dennis Cardoza, D-Atwater, to run for Congress, not the state Senate, andallow legislative leaders to redraw the Senate maps to help anotheraspiring member of the Assembly.
Lawmakers are scheduled to adjourn for the year Friday, but the session could be extended by majority votes in both houses.


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Progreso city manager under investigation for violating probation
Sat, 07 Dec 2013 00:59:45 GMT —
Progreso City Administrator Alfredo Esinposa is under fire and now, under investigation.
The Hidalgo County Probation Office is investigating if he violated the terms of his probation for a DWI conviction.
Authorities found his name badge and an open beer can inside an abandoned SUV belonging to City of Progreso early Thursday morning.
A resident reported the abandoned explorer when he saw it was stuck in the mud off Military Road.
The Hidalgo County Precinct 1 Constables were called to investigate.
"By the time we got out there, the vehicle, it was unoccupied," Deputy Constable Raul Lozano Jr. said.
Inside the vehicle, investigators found an open beer can, and it was still cold.
"It was three quarters full, it was a fresh can, it wasn TMt an empty beer can and it had a quite a bit in it," Lozano said.
Progreso City Attorney Javier Espinosa was driving the SUV when he got stuck in the mud.
Espinosa was allegedly taking measurements of land to settle a dispute between the City Of Progreso and the City of Weslaco.
But residents like San Juanita Reyna believe Espinoza was drinking while driving the city-owned vehicle.
"If he was out here taking measurements, my question is why was there beer inside the city vehicle," she asked.
Espinosa has a record of driving while intoxicated arrests and is currently on two years probation for a May 2012 DWI in Mercedes.
Action 4 News contacted the Hidalgo County Probation office, we are told they have launched an investigation to determine whether Espinoza violated his probation.
"What is it going to take... a life, Reyna asked. Are we going to wait till he kills somebody drinking and driving?"
Villalobos said the city has launched an investigation to determine who the beer can belonged too because several city employees use the vehicle.
"He drives that vehicle, he is the one that has that one," Reyna insisted.
Residents told Action 4 News that this incident is just the lastest example of Progreso city officials abusing their power.
Just earlier this year, FBI agents arrested the town's mayor, his school board president brother and their father in a "pay to play" bribery scheme.


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This is Volkswagen's idea of a car with no problems.
A collection of warning lights and a message warning of a failure with the electronic stability control system (ESP) on a near-new Volkswagen Eos could not be diagnosed after repeated inspections by a dealer.
Owner Meaghan Aldridge-Chow, who lives in Sydney's inner west, experienced multiple faults with her 2009 Eos convertible over three years, before selling the car early in 2013.
She says she was repeatedly told there was nothing wrong with her car, despite the car shutting down at speeds. She says it happened so frequently that she managed to get photos of error faults as they popped up on the instrument cluster.
- Read our Q and A about the Volkswagen recall.
While her car already had its six-speed DSG dual-clutch automatic gearbox attended to, the recall recently announced for other DSGs still does not address engine faults on Aldridge-Chow's former car.
She says she felt "extremely frustrated" when trying to deal with Volkswagen.
Aldridge-Chow works in IT, and she says she knew there was a fault with the car's logging system, which repeatedly didn't show faults despite her car cutting out in traffic on several occasions.
"The first time it happened, I called Volkswagen and they were useless. They told me to call the NRMA.
"They told me that there was nothing wrong with the car. They said 'well, if there's nothing in the logs, we can't help you'," she says.
A few weeks later, the car exhibited the same fault. Aldridge-Chow says she was told by the NRMA to pull over, stop the car for half-an-hour and then restart it. This reset the computer, and the car was then fine to drive.
But Aldridge-Chow says she wasn't comfortable with the situation, knowing her car could stop at any time, while being "made to feel like an idiot who doesn't know anything about her car" by Volkswagen service staff.
"I came home almost in tears," she says. "The guy was so rude to me about it.
"I told them I didn't want to take the car, I didn't want to drive it.
"You feel powerless," she says. "They make out they know everything about these cars, but they obviously don't.
"I just kept feeling like they were treating me like I was an idiot. I'm not an idiot. I knew more than they did," she says.
Aldridge-Chow continued to drive her Eos despite multiple visits to VW service centres.
"It's strange - I kind of got used to it [going into limp-home mode]," she says.
The car's DSG gearbox was replaced by Volkswagen, though they refused to look into other problems, including the faulty electric roof of the Eos.
Alridge-Chow says the roof wouldn't open, and this fault code failed to show up on the car's computer log. A service receipt provided to Drive confirms exactly that:
She said when she became pregnant and was forced to sell the car she was relieved to finally get rid of the angst.
"It's just so frustrating," she says. "I just kept getting nowhere. It was like I was bashing my head against a brick wall."
Aldridge-Chow considers herself lucky having heard about the hundreds of horror stories of cars shutting down in traffic or at speed that have been relayed to Fairfax Media in recent weeks.
"We got lucky," she says. "Every time it happened to us, we could pull over.
When I read the articles of other people coming forward with similar problems, I was glad to hear that it wasn't just me."
Volkswagen Australia spokesman Kurt McGuiness sent a statement to Drive which flatly denies any such errors.
"This is not a known concern, however if the customer in question or any other customer has any concerns with their vehicle, we urge them to contact their nearest Volkswagen dealer or our customer care hotline."
The hotline number is 1800 504 076.


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Why run toward a relationship that you know is probably unhealthy?
Why run away from a relationship that could be a good/stable one?
I am definitely in the latter section of BS. I look around me, and almost all of the people I know that are fBS are in relationships. Some healthy, some unhealthy, but only one other IRL girlfriend is alone.
We read on SI about people running toward relationships when soon out of a divorce and regretting that decision.
For me, I had no interest in dating for the first year. I'm now about to start year 4 and still kinda
ehh about the whole relationship thing. If it happens, cool. But..ehhh. I don't need external validation from someone, I'm hard enough on myself. I don't need someone else belittling me again.
I'm an introvert and independent, I require no external validation. Never have. A special kind of hell discovering my ex is gay and cheating, but still what the rest of us experienced
pain. Lots of pain. But ultimately no different than the rest of us on SI. Pain from infidelity is pain from infidelity, no matter what the package of shit looked like. I've let 99% of that go. I have no desire for my ex to meet karma, no desire for retribution or revenge. Just
ehh about him. I easily take the high road and can hang out with him now for kid related/holiday activities and feel
My Mom is beginning to harp on me about "being alone when the kids are gone
" and I know that will be an "issue". But
So, does anyone think this is an introvert/extrovert reaction? A FOO reaction? (I was raised by loving, supportive parents). People who need external validation vs. people who do not?
Why do some run toward relationships and others run away? Any ideas?
Just wonderin'.
still kinda
ehh about the whole relationship thing. If it happens, cool. But..ehhh. I don't need external validation from someone, I'm hard enough on myself. I don't need someone else belittling me again.
This^^^ right here.
I'm really hard on myself and was belittled in my one and only relationship.
Maybe that makes me gunshy (having little experience with relationships.)
I don't really worry too much about being alone when the kids are gone. I'm not running toward a relationship or away from one. I'm not actively trying to find someone new.
I'm pretty much "meh" about X and don't really want to try again with someone else.
I am also an introvert. I have to forcefully try to be social in my work. I would rather sit at my computer and not interact with anyone all day.
Possibly it's the introvert in us that makes us ok to be alone since we are both introverts?
It's an interesting question.
I'm extroverted, with some introvert tendencies.
I don't really have FOO issues.
I'm much more internally motivated than externally motivated.
Married: 11 years, no kids
Character is destiny
So, I'm doing neither. I'm fantasizing about being with someone cool and to have fun with, but all the intimacy stuff I cringe at. Plus, all the household stuff/raising the boys, I can do that on my own becuase I'm kickass and can do everything by myself without a man. I don't trust anyone enough to have them so close to the two greatest things that ever happened to me as a human being -my boys.
[This message edited by libertyrocks at 1:25 PM, December 18th (Wednesday)]
All kinds of people date, or dont date, for a myriad of reasons. Maybe you want companionship, intimacy, children, security, a provider, someone to rescue, validate, take out the trash, split the rent or show off to your mom. There are good reasons and bad.
I think what it ultimately comes down to is wanting something, not anything or everything, that a relationship provides and meeting someone who fits that at the right time.
I happen to be of the opinion that relationships find you when you are on an uptick. You may or may not be looking, but something is going great in your life and it attracts people.
I consider myself pretty well healed from the mess that brought me here. However, I've had multiple major life stressors this year from my father's ill health, my mother's death, and DD's entry into residential treatment. There's still a fair amount of uncertainty with DD's status and dad's health, so I'm definitely feeling unsettled.
The idea of adding something - anything - new into the mix at this point is completely unappealing. I'm at my limit.
And never grow a wishbone, daughter, where your backbone ought to be.
― Sarah McMane
I wonder if the perfect relationship occurs when you balance running from and running toward?
Every part of my life rocks except dating, yet I also don't seem to care or want to do anything about it. When I was on OLD, I kept getting messages that I needed to "send more messages" ( I never did
). I was reading a dating book a few weeks ago, and it said that you have to actively work at dating, if you weren't
you weren't ready to date.
I still can't exactly imagine sharing my life with someone. I don't need anyone to help me do anything, I can do it all on my own. I daydreamed when I was younger about "what my H would be like", but every dream was taken away, and no new dreams have been inserted *that involve a relationship*.
I have my OWN dreams for school/career/house/kids but I draw a complete blank about any future relationships.
I don't feel like I'm running away, but I am certainly not going out of my way to find one either. Then I read about the people who start dating right away, and I wonder about that too. It wouldn't have crossed my mind to date early on.
I had a very active love life before marriage, and had the pleasure of being fully invested in that relationship for 20 years, however flawed it was on his end...
So I'm thinking maybe I've just hit my quota.
And I'm cool with that. introvert me.
[This message edited by FaithFool at 2:45 PM, December 18th (Wednesday)]
I don't think I'm running away from relationships that could be good/stable.
My picker is on the fritz, I still have mourning and healing to do and quite frankly I would be a shit girlfriend right now. Sure, I'm a good person, lots of fun and great to be around but the second anything challenging comes up I just want to get the hell out of dodge.
My worst fear isn't ending up alone, it is ending up with a wayward #2, having another DD, becoming a wayward myself.
So, it worked in one aspect. My ex really didn't pursue me too much, as he was too disgusted with me. Even to this day, running towards someone else has taken care of the fact that he still doesn't want to be around me and will hardly talk to me in person. This..... I don't miss AT ALL!!!!!!!!!!!!!!!!!!!
I wasn't quite sure how much or long he'd stalk me. Yeah, he's a creeper through and through.
Too many Ddays to count. Enough said!
So for me, having a real relationship with a man is exceptionally important. Partly because I feel cheated from experiencing real love based on my M, and partly because I feel lonely based on my FOO. Add into that mix a career that means I''''ll move every 2 years and not be able to be surrounded by IRL deeply bonded friends (I have them, they just live all the heck over the place), and that my first NB dating foray was with a man who was a bonder and gave me a lot of emotional attention that I revelled in (we all know what happened to that) and so well, a relationship with a man is a priority for me.
All that means for me the dichotomy isn''''t run to unhealthy/shy from healthy but rather I have a hard time telling the difference because I have no point of reference. I have no walls that I''''m using to push people away, but if I want to draw them near, I don''''t necessarily know how to do that either.
[This message edited by cayc at 3:26 PM, December 18th, 2013 (Wednesday)]
I don't think I need external validation and I am not running towards or away from relationships.
I have a very close friend who ran from her marriage (her ex cheated on her) into a relationship and is now trying to run away from that relationship but keeps getting reeled back in. I have tried to help her numerous times, but she keeps going back. She has FOO issues as well maybe this is why, she is an extrovert, she does seek external validation. My guess is that she just isn't ready to let go yet and I think afraid of being alone.
I come from a loving family, am quite happy on my own, if someone fantastic comes along and wants to be in my life then great but if not that is ok too. I have been alone for this long now, I've got this single life covered
Best thing I gained in my divorce - my freedom.
Life's good.
I think we all have different personalities and spirits. Not all can be explained by past experiences.
And sometimes life has a way of happening, despite our plans.
I'm an introvert. My FOO issues are enormous, but I've worked on them a lot. I like myself, and had for years before my marriage imploded. I don't need to be in a relationship, but I happen to like being in one. I know I'm a good partner.
It's amazing how different it is being in a healthy relationship with someone who is also a good partner. I like to think of it as my reward for going through the shitstorm that I did.


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It was via e-mail that I became aware of the Equal Benefits Ordinance (EBO) that 1st District Councilperson Robert Garcia presented at the July 14 city council meeting. The proposal is quite simple: the EBO would "requir[e] that contractors doing business with the City demonstrate [that] they provide benefits for registered domestic partners that are equal to those provided for [legally-]married spouses," though with possible exemptions (for contracts below a minimum monetary threshold, ones that concern an "indispensable public service" that cannot be obtained through a contractor providing said equal benefits, etc.).
The e-mail urged residents to come to the meeting to speak on behalf of the EBO:
[W]e need your help to make sure that the entire City Council hears the voices of the LGBT community at the upcoming Council Meeting. We need everyone to come to City Hall to speak before the City Council as to why the city needs to enact this ordinance.
Did you spot the subtly mixed message in the above? The second sentence expresses the need for everyone to speak before the Council, but the first says that the Council needs to hear the voices of the LGBT community. I don't mean to drag you down to parsing hell. The spirit of what's being said is clear, and both sentences are perfectly apt: the Council does need to hear the voices of the LGBT community, and everyone should speak up on behalf of passing the EBO. But every instance of even intimating that such inequity is more about a given sub-community—here, the LGBT—than about all of us is a missed opportunity.
See, Garcia's proposal is not primarily a LGBT issue; it's about equality, period. The question of just who is being treated unequally is secondary. When any individual or group is being treated unequally, that issue equally concerns all of us who wish to live in an egalitarian society. The sooner society at large realizes that these issues concern "us" every bit as much as it concerns "them," the sooner the false 'us/them' dichotomy will be relegated to its proper place: as a curious historical relic from a less-enlightened time, a time when distinctions between groups were sometimes drawn for exclusionary purposes.
Vis-à-vis doing away with 'us/them,' 2nd District Councilperson Suja Lowenthal's co-sponsorship of the EBO may be more important than Garcia's. Since Garcia self-identifies as a member of the LGBT community, oppugners of the EBO can claim his proposal smacks of self-interest; but they cannot (ab)use the same logic to impugn Lowenthal's motives. As she commented for this column:
"This has always been about equal treatment—no more, no less. [. . .] I firmly believe that every person is entitled to the same rights and responsibilities in our society [. . .] I said as much in my second piece of legislation as a newly-elected council member calling for Marriage Equality: "It is an injustice upon every resident and community in the City of Long Beach when LGBT individuals and families may contribute to the fabric of our city but do not enjoy the liberties and protections provided to all persons, regardless of race, gender, religion, ethnicity, or sexual orientation*."
Unfortunately, as we know from 47.55% of Long Beach residents voting "yes" on Proposition 8, our fellow non-LGBT denizens have yet to embrace equality with anything approaching a comfortable majority. Surely some of those "yes" votes emanated from simple bigotry, but the rest come from a failure to grasp that the emphasis on 'gay rights' is on rights and not gay. That adjustment would be a good first step—a step individuals are more likely to take when their city has already done so (in its business practices, etc.).
*[Author's footnote: In the political parlance of the LGBT community, Lowenthal and myself are "allies" of the LGBT. While valid as far as it goes, it may also be a slightly misguided way to think about these ('other') people with concordant views on civil rights. Because, by definition allies are outsiders, sympathetic but separate. To think in terms of 'allies' is to some degree to accept the logic of those who would disallow equal benefits for non-heterosexual couples, to wit, that there is an us, and there is a them. After all, the necessary first step to discrimination is to demarcate the undivided whole, to draw a boundary that would not otherwise exist. The Himalayas are a natural boundary, the Mississippi River maybe, but there is no more a natural boundary between 'gay/straight' than there is between 'blond/brunette' or 'musician/non-musician.' I hardly need to point out that within the human community you find people with varying skill sets, varying physical traits, varying desires. Except perhaps when considering those who make conscious choices to harm others, rarely is there much good use in taking demarcations based on such variance at all seriously.]
The next step would be our agreeing to eliminate adjectivals altogether in this type of discussion: "This matter concerns [sub-community name redacted] rights." Whose rights would not figure in the decision-making process, and the matter would be decided solely on the issue's merits—for example, whether those rights are good for us to have, or those business policies good for welcoming into our community companies who treat us as we would like to be treated*.
One day the EBO will be rendered moot, as the provision formerly known as Proposition 8 will fall and the California Constitution will be cleaned of its most recent stain, allowing marriage to be marriage for all. But for the nonce the EBO is terribly relevant. It's something we as a City can do here and now so as not to reward contractors who are unwilling to treat us all equally. Post a sign at the front door: "No equality? Then please, no soliciting."
*[Author's footnote: This is merely an a posteriori extension of John Rawls's "veil of ignorance." For our present purposes, imagine that before being born (and thus before you had taken on your particular religious beliefs &c.) you were given the task of designing the system of laws, rights, etc., of the community into which you would be born—without any knowledge of what your particular role(s) in society would be. Will you be poor? handicapped? female? part of a minority? Behind such a "veil," would anybody really be willing to design things in such a way that (s)he has anything but the best possible chance at fairness, at equality, of having the basic benefits and protections enjoyed by others? (Certainly no one living in this world shows much interest in having fewer rights or benefits than anyone else.)]
Am I being naive? In his current column, my LBPost.com colleague John Greet notes a New York Supreme Court ruling invalidating an EBO on the grounds that "the measure violated a state statute requiring public contacts to be awarded to the lowest bidder. The court concluded that a municipality may not withhold a contract simply because the lowest bidder does not offer equal benefits to domestic partners of its employees." A related issue is raised by former 7th District Councilperson Mike Donelon, whose concerns about the fiscal bottom line in these dire economic times are quoted in a July 12 Press-Telegram article: "Right now, every dollar seems to count for business. [. . .] Let's see what kind of economic impact [the proposed EBO]'s gonna have [before embracing it]."
I do not feel these issues ought to influence the ways in which we attempt to build and shape our community. Imagine that when we finally decide to reconfigure or dismantle the breakwater, the lowest bidder openly declares that 10% of all proceeds will go toward supporting the Nazi Party. If a court feels the need to mandate that we cannot bar any contractors based on open bigotry or discrimination, then let that decision not be on our heads. And if the cost of doing business is a little higher in an inequality-free zone, I hope we would pay the extra costs willingly, in the spirit that certain principles are not for sale.
We have some control over what happens within city limits, over whom we let in. (A useful use of boundary.) However much it is in our control, let us disallow inequality in Long Beach (and everywhere).
Click here to read our policy on covering the Long Beach City Council.


text:
But it has confirmed that is one of the options it is assessing ahead of the completion of a bankable feasibility study on the project.
"It's not like there's a decision that's been made or anything like that," a Murchison spokesman said on Tuesday in response to press reports stating the company would look to sell a stake in the project to meet a potential funding shortfall.
Murchison owns 25 per cent of OPR directly and another 25 per cent through the Crosslands Resources joint venture with Japan's Mitsubishi.
Selling the direct stake would be much less complicated than looking to do something with the stake held by Crosslands.
'It's always been there as an option," the spokesman said.
It is expected that Murchison will have little trouble finding a buyer for the stake given the interest in the project from Chinese stakeholders aligned with iron ore miners that will ship through Oakajee.
Murchison's major shareholder, Korean steel maker Posco, is another potential buyer.
Murchison and Mitsubishi are due to deliver bankable feasibility studies on Oakajee and their Jack Hills iron ore mine expansion by the end of the financial year.
The Australian Financial Review


text:
Globally inspired, the Ikat collection by Safavieh creates a new spin on traditional tie-dyeing techniques used for centuries by Silk Road weavers. From playful to sophisticated, the luxurious and colorful designs are hand-tufted of pure wool for exotic glamour. This is a great addition to your home whether in the country side or busy city.
- 100% Wool
- Cotton backing, rug pad recommended to avoid shifting and sliding
- Hand Tufted in India
- Crafted by master weavers
- Vacuum regularly and spot clean; for hard-to-remove stains, professional rug cleaning is recommended
- For an instant decorating makeover, this area rug is one of the easiest and most fashionable ways to refresh a room with character and style
- Please Note: The digital images and product dimensions on our website are as accurate as possible. Due to differences in computer monitors, some rug colors may vary slightly. Lengths and widths may vary from the published dimensions. We do our best to provide you with an exact measurement, but please be advised that some variation exists. Patterns may vary slightly according to shape and size selected.
- 60 day manufacturer warranty, for warranty information on this product, please call our Internet Customer Service Center at 1-800-435-4654


text:
First Look…
Just announced: 2014 will mark the reintroduction of the original 1969 Omega Speedmaster Mark II, a timepiece with a streamlined case that was powered by the same space-tested, hand-wound caliber 861 found inside the famous Moonwatch. The 2014 version of this classic timepiece has been updated to include an automatic mechanical movement and luminous tachy scale – a first in the iconic Speedmaster family (see image below). The watch will be issue in two version: a traditional Speedy black dial, and the grey dial with fluorescent orange accents.
The stainless steel case has a predominantly brushed finish, with polished crown and pushers; there is also a date corrector on the case side at 10 o'clock (comes with setting tool, too). The dial has the familiar 3/6/9 layout: 30-minute counter at 3 o'clock, 12-hour counter at 6 o'clock and small seconds at 9 o'clock.
You can see here that the transparent tachymetric scale on the sapphire crystal is illuminated from beneath by an aluminium ring filled with Super-LumiNova. And the white and black hour and minute hands are coated with Super-Lumi- Nova as is the central chronograph hand.
For Omega Speedmaster fans who prefer the iconic design with a bit of color, the Speedmaster Mark II with the grey dial features a fluorescent orange central chronograph seconds hand and a matching minute track.
The case is fitted with a brushed stainless steel bracelet, complete with OMEGA's patented extendable foldover rack-and-pusher Lumiclasp.
Distinguishing the new Speedmaster Mark II from the 1969 watch that inspired it is the Co-Axial calibre 3330, a self-winding movement equipped with an Si14 silicon balance spring and a column-wheel chronograph mechanism.
This watch will officially be unveiled at Baselworld 2014 which starts on March 27. Retail price for the Omega Speedmaster Mark II watches will be $6,250. Looks like a winner!


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Managing Employer Costs in the Post-PPACA World
By Lisa R. Nelson, Barney & Barney LLC, San Diego, CA
The Patient Protection and Affordable Care Act (PPACA)1 at fifteen months old,2 is an infant law taking its wobbly first steps through the regulatory process. The law's provisions have already been subjected to repeals, amendments and court challenges. With a questionable future for the law, employers find themselves uncertain how to prepare for the impact to their health insurance costs.
Employer-sponsored health coverage represents the majority of health insurance offered to Americans today, with 61 percent of non-elderly Americans covered by employer-sponsored health insurance3 PPACA is intended to cover 80 percent of the forty-seven million uninsured that have some connection to the workforce, either themselves or through a spouse4 . With so many employers affected, PPACA will have an inevitable effect on employers' bottom lines.
Employers already face medical inflation rates averaging four percent annually5 in addition to insurance premium trend increases that raise premiums approximately ten percent annually.6 Employers anticipate PPACA to add another one to two percent (per cost-driving provision) to their healthcare premiums.7 Added with increases due to trend, inflation and claims experiences, PPACA will raise some mid-to-large size employer premium dollars by six-digits.8
Dealing with PPACA Cost-Drivers
With inevitable increases to the employer's health insurance premiums, what should employers consider in managing costs? There is no "one-size fits all" approach to managing PPACA costs. Employers should analyze the following options to determine the best approach for their company and health insurance plans:
Option 1: Grandfathered Plan(s)
If no significant changes to the employer's plan have been made since PPACA's inception, consider grandfathering.9 Employers struggling with PPACA compliance may consider grandfathering until 2014. Grandfathering buys time during periods of uncertainty due to repeals, amendments and lack of guidance. Grandfathered plans may opt-out of some PPACA cost-drivers, as illustrated in the chart below. But, there are trade-offs; recordkeeping and notice requirements attach to grandfathered plans. In addition, plans may not modify contribution strategies10 to offset increases due to trend, inflation and/or unavoidable PPACA cost-drivers. In 2011 alone, PPACA is responsible for approximately two percent of the expected ten percent cost increase, even for grandfathered plans.11 As a result, most employers are not, or do not intend to remain grandfathered until 2014.
2011 Cost-Drivers for Grandfathered Plans versus Non-Grandfathered Plans
Provisions Effective Plan Years On/After September 23, 2010
Grandfathered Plans
Non-Grandfathered Plans
Dependent To Age 26
Required - Only if Ineligible for Their Own Employer Plan Until 2014
Required In Full
Preventive Care Services (1st Dollar)
Not Required
Annual Limits Restrictions (Phased In Starting Now Until 2014)
No Lifetime Essential Benefit Limits
Preexisting Exclusions for Dependent Children Under Age 19
Nondiscrimination Rules Extended for Fully-insured Medical Plans12
Not Required
*This chart represents 2011 PPACA cost-drivers and is not intended as an exhaustive list of PPACA provisions.
By the year 2014, the PPACA cost-driving provisions below will also become effective:
2014 Cost-Drivers for Grandfathered Plans and Non-Grandfathered Plans
Provisions Effective January 1, 2014
All Plans
90 Day Limit on Waiting Periods
Employer Mandate
Free Choice Vouchers
No Preexisting Condition Exclusions
No Annual Limits
Guaranteed Issue/Renewability for Small Groups
Limits on Small Group Deductibles
Annual Out-of-pocket Maximums Limited
* This chart represents 2014 PPACA cost-drivers and is not intended as an exhaustive list of PPACA provisions.
Option 2: Plan Redesign: Consumer Driven Health Plans (CDHP),13 Self-funded Plans and Cost-shifting
Employers facing unavoidable PPACA cost increases should consider implementing a CDHP. Enrollment in CDHPs rose two percentage points for the fifth consecutive year, reaching eleven percent of covered employees.14 In fact, eight percent of employers with fewer than five hundred employees, and two percent of larger companies, offered only CDHPs.15 The appeal is evidenced in that these plans cost nearly twenty-five percent less than Preferred Provider Organization (PPO)16 plans (e.g., $6,200 per employee versus $7,800).17
Another plan redesign option to manage costs is self-funding. Self-funded plans offer employers flexibility in plan design, as well as increased control over benefit design through greater access to loss and trend data. Employers set aside reserves to pay claims out of current cash flow as claims arise. A stop-loss insurance policy mitigates risks in the event of a large claim or increased utilization. Traditionally popular with large companies, self-funding for companies with fewer than 1,000 plan participants has doubled to 48 percent in 2010.18 Companies with locations in multiple states that can afford a reserve may find self-funding an attractive option to avoid some PPACA provisions,19 state insurance regulations and concerns about the various state Exchanges.20
Finally, employers seeking to reduce PPACA cost increases may shift costs to the employee. Increasing co-pays, out-of-pocket maximums and deductibles are common options employers utilize to shift costs.21 However, employers wishing to maintain a competitive benefits package to attract talent may shy away from increasing employee cost-sharing. Like employer contributions, employee premium contributions have steadily risen year after year, as shown in the chart below.
Average Annual Premium Contributions Paid by employees 1999-201022
Option 3: Develop an Employer Mandate Action Plan
Employers faced with PPACA cost increases must also develop an action plan for the employer mandate effective in 2014. For most companies, the employer mandate will drive up costs through expansion of coverage to more employees and/or shorter waiting periods. Consider the following employer mandate options:
Employer ceases to offer health coverage, opting to pay $2,000 per employee23 (indexed by the insurance premium adjustment percentage for the calendar year24)
Employer reduces coverage offered to all employees to the minimum PPACA standard
Employer extends existing coverage to all benefits-eligible employees
Employer implements a CDHP or modifies cost-sharing
The Future for PPACA
The joint regulatory agencies25 charged with writing PPACA regulations have only released interim final regulations for provisions effective in 2011, illustrated as highlighted sections in the below chart. The rulemaking process will take another seven to ten years to complete. Faced with "nip and tucks," legal challenges and amendments along the way, employers are likely to see PPACA 2.0, 3.0, and beyond before full implementation is complete. Most employers have chosen a "wait and see" approach to healthcare reform; choosing to wait to implement changes until required versus attempting to implement policies for provisions effective in future years.
PPACA Timeline Highlighting Provisions Supported by Joint Agency Guidance
The future for PPACA is unclear. PPACA has been challenged in several U.S. district courts with varied rulings26 deeming PPACA both constitutional27 and unconstitutional.28 The district courts' rulings have no effect in overturning PPACA; rather the rulings shed light onto what the U.S. Supreme Court may consider when finally addressing PPACA's constitutionality. The Supreme Court has declined to review challenges expediently,29 leaving employers in a "wait and see" game. In the meantime, PPACA has been "nipped and tucked" through Congressional actions; the most recent "nip" evidenced in the repeal of the Free Choice Voucher provision. Uncertainty remains, yet employers are nevertheless required to comply with provisions as they become effective; all the while remaining amorphous in preparation for inevitable amendments and repeals.
Employer Action Plan
Employers adapting to the new healthcare marketplace must understand causational cost-drivers. PPACA's unavoidable costs include employee communications, plan modifications, and changes to administrative and payroll systems. Where possible, consider avoidable costs, including exemptions for grandfathered and self-funded plans, workforce restructuring and plan design changes.
In 2014, PPACA's employer mandate subjects employers30 to a penalty for insufficient or unaffordable coverage. The definition of full-time will be expanded to include anyone working an average of thirty or more hours per week. This expanded definition, in conjunction with a restricted waiting period of no longer than ninety days, will result in employers covering more employees. Employers (especially hospitality and retail-sector employers utilizing a large number of part-time workers) should evaluate their financial and human capital needs to determine if workforce restructuring can be utilized to offset increases in health insurance costs. Considerations should include the following options:
Pub. L. No. 111-148 (March 23, 2010), as amended by the Health Care and Education Reconciliation Act of 2010, Pub. L. No. 111-152 (March 30, 2010) (HCERA).
University of Minnesota State Health Access Data Assistance Center, Trends in U.S. Employer-Sponsored Health Insurance, June 2011
United States Department of Labor, Bureau of Labor Statistics, Consumer Price Index Summary, May 2011 <http://www.bls.gov/news.release/cpi.nr0.htm> (last updated June 15, 2011).
Kaiser Foundation and Health Research & Educational Trust, Employer Health Benefits 2005 Annual Survey, graph 62 Ex. 6.3 (1999-2005).
Mercer Survey, One in Four Employers Expect Health Reform's 2011 Requriements to Add 3% or More to next year's Cost, May 2010
Beth Levin Crimmel, MS, Medical Expenditure Panel Survey, Chanes in Premiums and Employee Contributions for Employer-Sponsored Health Insurance, Private Industry, 2001-2009, June 2011 < http://www.meps.ahrq.gov/mepsweb/data_files/publications/st325/stat325.pdf>
Employers maintaining the same plan in place on March 23, 2010, are considered grandfathered.
The following changes will result in a loss of grandfathered status: any increase in coinsurance; increases in co-pays in excess of $5; reductions in employer contributions by more than 5%; adding or decreasing annual dollar limits; increases to deductible by more than 15%; eliminating benefits for a particular condition or treatment; and moving employees to a grandfathered plan with lower benefits or merging, acquiring or restructuring to avoid PPACA compliance.
Enforcement delayed pending issuance of Interim Final Regulations. Plans need not comply with this provision at this time.
CDHPs include high-deductible health plans with corresponding Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA), and Flexible Spending Accounts (FSA).
Kaiser Foundation and Health Research & Educational Trust, Survey of Employer-Sponsored Health Benefits 2010, graph 12 Ex. 11 (2005-2010).
In most markets, PPO plans are most common, with the exception of California, where Health Management Organizations (HMO) retain the biggest market share.
Roy Ramthun, The Council for Affordable Health Insurance's, Only Consumers Can Bend the Cost Curve, No. 155 (accessed June 20, 2011).
Pricewater Cooper, Behind the Numbers: Medical Cost Trends for 2010, May 2011 < http://pwchealth.com/cgi-local/hregister.cgi?link=reg/behind-the-numbers-medical-cost-trends-2012.pdf>
National Health Policy Forum, Issue Brief #840, December 2010,
Mark W. Stanton, M.A., U.S. Department of Health & Human Services, Agency for Healthcare Research and Quality, Employer-Sponsored Health Insurance: Trends in Cost and Access, Issue 17 (Sept. 2004).
Employer subject to the employer mandate has 50 or more full-time or full-time equivalent employees.
The ABA Health eSource is distributed automatically to members of the ABA Health Law Section . Please feel free to forward it! Non-members may also sign up to receive the ABA Health eSource.


text:
the Start page of my SilverStripe Website does load perfectly if I use the IP of the server or a path like www.test.com/home .
However if I just type www.test.com I got, after a while, only a error message:
Fatal error: Maximum execution time of 60 seconds exceeded in /var/www/sapphire/core/Object.php on line 431
I noticed that the CPU load goes up to 100% at the time of the request, changing the php timeout does not help and the hphp scriptname also varies.
The DNS/reverse DNS setup is fine.
Has anyone an idea where to look further?
Thank you!


text:
* Plans 200 mln stg capital return
* FY pretax jumps to 217.1 mln vs 17.3 mln
* Chairman calls for united trade body to fight regulation
* Shares up 2.5 percent to new record high
By Sinead Cruise
LONDON, Feb 25 (Reuters) - Insurer Hiscox Ltd plans to return 200 million pounds ($305.3 million) to investors after Superstorm Sandy failed to derail a bumper year of growth in its global underwriting business.
Bermuda-based Hiscox, whose policies cover everything from oil refineries to fine art, posted a more than 10-fold rise in pretax profit to 217.1 million pounds in the year to Dec. 31 from 17.3 million a year earlier and said it would share much of the sum with investors via a special dividend and share scheme.
Its shares climbed 2.5 percent to an all-time high of 510.75 pence after Chief Executive Bronek Masojada said his team's solid underwriting performance ensured 2012 felt like a more "normal" year, despite being the third-most expensive year on record for major catastrophes.
"We dealt with record flood activity in the UK, Superstorm Sandy in the U.S., fine art thefts in Europe, fires in substantial properties across the world and the sinking of Costa Concordia," Masojada said.
"A return on equity of 16.9 percent is therefore a good result".
Hiscox's London Market arm reported profit of 121.9 million pounds compared with 57.6 million pounds in 2011. Revenue in its USA business grew by a third to $230.5 million.
The company said it would pay a final dividend equivalent to 12 pence per share, taking the total for the year to 18 pence, an increase of almost 6 percent on 2011.
A five-fold increase in claims related to UK flooding, and a London house fire that resulted in the group's largest ever single loss, trimmed profit at Hiscox's burgeoning UK retail business to 45.2 million pounds from 49 million.
In his last chairman's statement before handing the reins to Robert Childs, insurance veteran Robert Hiscox urged a plethora of trade groups to form a new body to lobby more effectively against what he saw as ill-conceived regulation, led by Britain's Financial Services Authority (FSA).
"The FSA has taken virtually all self-regulation away from our industry, which means that by definition we are invigilated and regulated by people with little or no trading experience in our business," he said.
"We in the industry know when a competitor is going to go bust as we trade against them and see the folly; we ought to have a system of warning the regulator. And we desperately need a strong lobby to fight for us in the corridors of power."
Hiscox reserved special criticism for the architects of Solvency II, a sweeping piece of regulation aimed at reducing the risk of insolvency within the insurance industry.
The new rules, which have been dogged by implementation delays despite being 10 years in the making, require insurers to hold higher capital reserves against their underwriting books.
"It was surreal to have a one-size-fits-all model ... inflicted on us in minute detail by actuarially driven regulators, combined with corporate governance diktats imposing huge expectations on non-executive directors," he said.


text:
RIO DE JANEIRO, Dec 22 (Reuters) - Brazil's JBS SA expects sales at its Friboi unit, the No. 1 Brazilian meat brand, to rise 35 percent this year compared to previous months as holiday parties drive up demand for meat, the company said in a statement on Tuesday.
Buoyant sales are preventing Brazil's meat business from suffering the same downturn that many companies in the country are suffering as a result of the worst recession in decades. (Reporting by Jeb Blount; Editing by Chizu Nomiyama)


text:
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text:
Midwestern Gas Transmission Company
Contents / Previous / Next / Main Tariff Index
Effective Date: 05/01/2000, Docket: RP00-233-000, Status: Effective
Third Revised Sheet No. 55 Third Revised Sheet No. 55 : Superseded
Superseding: Second Revised Sheet No. 55
20. The term "Releasing Shipper" shall mean any shipper that releases capacity
pursuant to the provisions of Article XXI of Transporter's General Terms and
21. The term "Scheduled Quantity" or "Scheduled Quantities" shall mean the
quantity of natural gas that (1) Shipper nominates for receipt at a receipt
point (including fuel) or the quantity that Transporter redelivers to Shipper
at a delivery point, and that (2) the Balancing Party confirms pursuant to
Section 3 of Transporter's LMS-MA or LMS-PA Rate Schedules, and that (3)
Transporter schedules for receipt or delivery.
22. The term "Shipper" shall mean any transportation customer of Transporter.
23. The term "Shipper's Representative" shall mean any party operating a
Shipper's Transportation agreement(s) pursuant to Article XXIV of
Transporter's General Terms and Conditions.
24. The term "summer" shall mean the period commencing April 1 and ending October
25. The term "PASSKEY" or "System" shall mean Transporter's computer information
and scheduling system, accessed through Transporter's interactive Internet
website or through Electronic Data Interchange. "Electronic Data
Interchange" or "EDI" shall mean electronic communication through means other
than Transporter's System, that complies with the Electronic Delivery
Mechanism Standards of the Gas Industry Standards Board ("GISB").
26. The term "total heating value", when applied to a cubic foot of gas, shall
mean the number of Btu's produced by the complete combustion with air, at
constant pressure, of one anhydrous (dry) cubic foot of gas under a pressure
of 14.73 psia and a temperature of 60 degrees Fahrenheit and when the
products of combustion are cooled to the initial temperature of the gas and
air and the water formed by combustion is condensed to the liquid state.
27. The term "Transportation Quantity" shall mean the volume of natural gas
specified in Shipper's firm transportation agreement that Transporter
obligates itself to be ready to transport each day on behalf of Shipper.
28. The term "Transporter" shall mean Midwestern Gas Transmission Company.


text:
U.S. Won't Recognize Crimea Vote
Secretary of State John Kerry said Friday in London after a meeting with Russia's foreign minister that the United States will not recognize the results of Sunday's referendum in Crimea on joining Russia. Meanwhile, Sergey Lavrov said Russia has "no plans for military intrusion in Eastern Ukraine," despite reports that tens of thousands of Russian troops have massed along the border. Lavrov also said Moscow is "committed to respect the outcome of the referendum" in Crimea on Sunday on whether to join Russia.


text:
Strategize. Be thoughtful about how you network on the site. Sharing VIP connections exposes you to risk—good and bad. You want to know and trust the people you link to so that bad reputations or experiences don't reflect on you.
Dig deeper. The site is easy to use but won't be much of an asset if you do little more than accept invitations to "link in." Like in-person memberships, the more you invest, the more you receive. With LinkedIn, that means uncovering many of the features and options that aren't obvious at first glance, including Answers, where you can ask questions or share your knowledge with people in your network or from experts; Groups allows you to connect with professionals who share a common affiliation, interest, experience or goal; and Company Pages allows professionals to do research on firms they would like to do business with or be employed by.
You can also link your WordPress blog to LinkedIn for greater reach. Remember, though, it's important to master the site's basics before spending time on advanced features.
It's Not About You
McClellan says that the most important thing to remember about social networking, and what makes it different from "traditional" networking, is that the emphasis is on helping others. "You have to go into it with the mind-set that you are going to help people, not help yourself," says McClellan.
He admits that initially, that is not what he did. "The first several months, I spent trying to find people and beef up my profile, and that really wasn't working for me," he says of this approach. It was only when McClellan announced he was writing a book that "people came out of the woodwork," to help with resources, advice, and recommendations.
"When people ask and I am able, I give without hesitation or expectation of a returned favor. This approach has led me to some valuable connections."
This story originally appeared in the July 2009 issue of Black Enterprise magazine.


text:
In Chota Bheem Stop the Boundaries you must have very quick reflexes in order to win. The objective is to block the ball from going outside the boundary by moving one of three fielders. To move the fielder you must click and hold on one and then rotate around the circle to catch the ball. The three fielders are located on three circles around the batter. If the closest fielder gats the ball, you earn 200 points, 100 for the second closest and 50 points for the farthest fielder. See how many levels you can pass in Chota Bheem Stop the Boundaries.
Game Stats31,232 views
Game Categories
29 votes, average: 4.48/5


text:
Any woodworker worth his or her salt knows how important vises are to the art of woodworking. (And yes, it is an art. If you disagree, clearly you've never done it.) An extremely useful, and therefore extremely popular, type of vise is the Moxon vise, which is commonly utilized in dovetailing and other joinery tasks.
You can go out and buy a Moxon vise, which seems a bit like cheating. You build one from scratch, which seems like it might be difficult without already having one available. Or, you can split the difference, as today's Video Worthy video from www.halfinchshy.com shows, and buy a Moxon vise kit and assemble it yourself.
Whatever path you take to adding a Moxon vise to your woodworking shop, remember to be careful. Woodwork is a lot easier with all ten fingers!


text:
Reading the menu vs. eating it
Transitory Gaslamp means you have to straddle tastes
Patrick Henderson 8:03 p.m., Nov. 24
(Page 2 of 2)
A viewer would not need to be exceptionally alert to notice the use of dividers, partitions, barriers within the wide-screen frame, tangible walls erected between people. But this visual conceit is not pushed past the point of plausibility -- not past the proper domain of interior design -- and the stylistic expression of the theme extends far beyond that. The conscious artificiality of the presentation -- the convoluted plot, the aloof comic tone, the succulent confectionary colors, the stagy lighting effects, the unrelenting studio snowfall, blanketing the streets, mantling the overcoats, serving as literal "curtains" between scenes, and at one point actually, surrealistically, coming indoors -- sits atop the deeper reality, the underlying truth, in much the same way as the human façade sits atop the hidden self. More than just fears, as the title has it, are private; pretty much the essential person is. The mental person, the sentimental person. (The title of the film in French, Coeurs, translates as Hearts, and if Claude Sautet had not already taken the title of A Heart in Winter, that one in plural would have gone well with the heavy snowfall, an intensification of the scattered flakes in Resnais's Love unto Death, there again serving as a transitional as well as a metaphorical device. We might note, too, that the musical composer, a veteran of American television primarily, The X-Files specifically, would appear to have been selected solely for his name: Mark Snow.) It is altogether remarkable, altogether magical, how these seemingly cardboard figures -- the philosophical bartender, the bitter drunk, the impatient fiancée, the desperate manhunter, the staid old bachelor, the false saint -- come to represent all of humanity; how the godlike overhead views of each of them at the end effectively take in the entire planet; how singleness can stand for tout le monde. Remarkable, at last, how something so light can have such weight.
Resnais, by inclination and practice, devises detective movies without crimes, and for that matter without detectives. As the de facto lead investigator, rounding up the unusual suspects, he never really gets to the bottom of anything, but always burrows below the surface, smack into the heart of the Human Condition. The deceptiveness of appearances is of course a commonplace in the run-of-the-mill detective movie, but Resnais makes it into something more than a mere platitude, more than a mere plot trick; he makes it into the main subject, the focal point, the compositional center, a virtual worldview. (In Last Year at Marienbad, in Je T'Aime, Je T'Aime, in Providence, in Life Is a Bed of Roses, in Smoking/No Smoking, sporadically in others, he has taken those deceptive appearances to an extreme, subverting the fundamental function of a camera and photographing things that are, within their own fictional framework, patently untrustworthy and untrue.) No filmmaker alive or dead attains a greater distance between the plot summary of a film and the actual sight of it. No filmmaker, to put a finer point on it, is a greater filmmaker. If he has lately settled into a bit of a rut, he continues tenaciously to widen it.


text:
I've googled until I can google no more. Actually, I used duckduckgo, but duckduckgoed isn't a real dictionary word yet.
So here's a question for the STW hive mind - will an old-school barometer (not electronic) likely survive being sent by air courier? Apparently pressurised plane cabins can be as low as 700Hpa, which is well off the bottom of the scale for a domestic barometer. And this assumes that the hold of a cargo plane is pressurised.
I've put bottles of wine in my luggage and they've all survived long haul flights without the cork coming out.
Just recently I have been sent a barometer by air courier and 'tis buggered - wondering if the flight pressure is to blame.


text: Miguel <miguelimo38 at yandex.ru> writes: >>On 9/3/07,Vimal<j.vimal at gmail.com> wrote: >>>while E do >>>S >>>if F then >>>break >>>end >>>T >>>end >>> >>>He then asked us to *prove* that the above programming fragment cannot >>> >>>be implemented just using if and while statement, even if S and T can >>>be duplicated a finite number of times >>But it IS possible. Just add a boolean flag: > > Possibly, you are not allowed to change the sequence of > machine operations at all. See, if you change > "while(A){B}" to "if(A){B};while(A){B}", the sequence is > exactly the same; but it's not possible in this case. It depends on arbitrary restrictions on what constitutes an (boolean) expression, something that is anathema to functional programmers :-) Spot the language: while if E then S; F else False fi do T od > It reminds me of a paper by Knuth, where he states that > "goto" statement is necessary; don't remember the title, > however. I don't remember needing a goto in Haskell... -- Jón Fairbairn Jon.Fairbairn at cl.cam.ac.uk


text:
300 RIO TERRA, Venice, Florida
$439,0002 Beds2+ BathsContract Pending
$439,0002 Beds2+ BathsContract Pending
300 RIO TERRA, Venice, Florida 34285 - Welcome to island life at its best. This beautiful heated pool home sits in Bellagio on the Island of Venice, a premier gated maintenance-free community adjacent to the Intracoastal Waterway with access to exercise trails and only one mile from the beach. With only 142 homes, life in Bellagio is good, with property owners enjoying the Mediterranean-inspired clubhouse with a fully equipped fitness center, tennis courts and a large heated pool. This-two bedroom, two-and-a-half-bath home sits next to the preserves and close to Bellagio's private waterway trail entrance. The master and guest bedrooms all open to the large pool area, while the comfortable office can easily be used as a smaller third bedroom. Cooking in your spacious gourmet kitchen will be a pleasure with features including stainless steel appliances, gas stove and granite countertops. The breakfast bar will be perfect for that morning coffee. The open floor plan, with kitchen and great room combination and direct access to the pool area, will allow for wonderful evenings of entertainment. This is a beautiful property offered with a home warranty and a must-see in Bellagio on the Island of Venice.
View Virtual Tour
Listing Courtesy of Premier Sothebys Intl Realty


text:
Ergotron Neo-Flex Tilting Wall Mount, UHD. Maximum weight capacity: 79 kg, Minimum screen size compatibility: 94 cm (37"), Maximum screen size compatibility: 160 cm (63"). Tilt angle range: 0 - 15°, Distance to the wall (max): 17.8 cm, Distance to the wall (min): 6.9 cm. Colour of product: Black, Certification: UL. Width: 826 mm, Depth: 69 mm, Height: 533 mm. Package width: 372 mm, Package depth: 861 mm, Package height: 81 mm
Fits most 37"–63" flat panels up to 175 lbs (79 kg) and is the ideal mount for those looking for an easy-to-use large tilt mount.Benefits-Tilt range up to 15º to reduce glare.-Universal rails for greater panel compatibility.-Lift n' Lock™ allows you to easily attach your flat panel to the mount.-Tension adjustment for variable tilt.-Sliding lateral on-wall adjustment.-Open architecture provides easy access to in-wall wiring.-Locking bar secures panel to mount.-Simple to install and use.-Includes complete hardware kit.


text:
Get paid to share your knowledge and become an Expert by Experience
|Job reference
|Expert by Experience
|Contract type
|Throughout Hampshire
|Hourly rate
Experts by Experience are people who have experience of using or caring for someone who uses health and/or social care services. Experts by Experience act as part of a CQC inspection team to inspect health and social care services and talk to people who use services and their family carers and observe the environment around them. Experts produce a report on their findings from the inspection which can be use as part of the CQC inspection report. All applicants subject to a Disclosure and Barring Service (DBS) check.
People Management
Enham Trust has been making a difference to the lives of disabled people for over 90 years. We explore opportunities with people so they can live the lives they choose by overcoming limitations and expanding possibilities. Through personal development, housing options, and employment, we support people to exercise individual choice and control in their lives


text:
Written on: 23/12/2013 by reneemm11 (1 review written)
Zara online was the worst expereince. I placed an order on 12/19/2013. I got an email stating my order was processed. On 12/23/2013 I called the number listed on my email and was told there was an issue process my purchase via the credit card. I asked why didn't Zara send me an email or call using the number I was required to put on the order. The man on the phone tells me because they had a great deal of order. REALLY ??? Then i say it was a gift so never mind and just cancel the order, the man then again say "OK". No sign of remorse no empathy and could care less that I was cancelling the order. I have been an loyal Zara shopper for well over 20 years and it appears they don't care about their customers. This was very disappointing because it was a Christmas gift for a very good friend.


text:
And the winner of the Fifth Annual Sixth & I Pickle Eating contest is…
Last year Max described — in epic format — how he won the Fourth Annual Sixth & I Pickle Eating Contest. This year — the fifth year — Max placed second behind Ben S., a former Jewish Guy of the Week and our new Pickle Eating Champion.
All photos taken by Sarah A. of The Jewish Federation of Greater Washington.
What weighs two ounces these days?
Some pocket lint. A few feathers. A $20 drink from a bartender with sunglasses on.
Oh, and the amount of pickles that cost me my crown.
I thought I sized up my 11 other competitors pretty accurately, who mostly sized me down — my lanky frame belies the nuclear reactor churning my digestive track within.
Across our stage were a few gluttons for punishment who I dominated in last year's victory, as well as a couple of new huskier gentlemen that gave me a little cause for concern. Nonetheless, I was sure this was in the bag, again.
The contest began and the beasts were unchained. I quickly outpaced the 10 others but noticed the bowl of dills to my left rapidly diminishing. To my absolute astonishment, the contestant behind it, Ben, grabbed a last handful and motioned for a second bowl. I never got to my second bowl last year.
I strengthened my resolve.
In a fury I started choking down the dills, three bites to a swallow, no chewing, no breathing. I had the solace of knowing that if I happen to suffocate, I'd go out the American way — eating.
Give. me. another. bowl.
I did damage on that second bowl but with about 10 seconds to go, I knew my fate. Ben gained an insurmountable lead.
With a last, desperate stroke, I scooped up all the remaining nubs, bits, and pieces I could muster and shoved them into every nook and cranny of my mouth. Time was called and we had 15 seconds to swallow.
Gains were measured, the results were in – Ben over Bluestein by 2 ounces. Two measly, freaking ounces.
Now my blood is running white as salt, I haven't been able to sweat in a full week, and my Cheerios still taste like pickle in the morning.
Lesson learned: When you play the game of pickle eating, you either win or you smell like dill for 2 weeks for no reason.
That being said, Ben, usurper, consider this an official and very public challenge to a rematch.
I'm thinking 4 pound burrito or the Strassburger. To hell with the sprint, let's do a marathon.


text:
Hassle Free IT!
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Growing businesses require the latest technology and IT support to function efficiently and keep up with the competition.
CCT offers customized fixed price managed IT services ranging from totally managed and done for you to do it yourself services for those with an internal staff. We can customize your service to include 24 x 7 help desk support, night & weekend coverage or straight 8 – 5 business hours, whichever best meets your needs. [more]
50% of businesses that suffer data losses taking longer than 10 days to recover, or permanent loss of data go out of business within 5 years.
Imagine what would happen if you suddenly lost access to all your business data and IT infrastructure. Would you be prepared? At Computer Consultant Team, we offer a solution to this frightening possibility – complete data recovery and business continuity services for small, mid-size and large businesses in Pittsburgh, Erie, western PA and eastern Ohio.
Our data protection and recovery specialists know how to keep your business afloat in the event of an IT catastrophe. [more]
Expert Data Labs (EDL) is a data center management company. EDL manages infrastructures, servers, broadband, routers and switches to deliver services to various types of customers. EDL also provides subscription based services from virtual desktops & servers to managed business continuity solutions.
Cloud Computing Technologies (CCT2) integrates the cloud with traditional solutions to arrive at customer-desired outcomes. Services can include private cloud, provided through EDL, or the EDL data center and CCT Skills such as desktop and server migration. CCT2 leverages the latest in technologies including both commercial level data centers and SAS70 Level-II.
Whitewater is a special projects organization that creates teams, people from CCT, EDL, and CCT2 to achieve special outcomes for a period of time and them the team is disbanded.
Copyright © 2017 ·


text:
Unitary versus Collective Models of the Household: Is It Time to Shift the Burden of Proof?
Most development objectives focus on the well-being of individuals. Policies are targeted to increase the percentage of individuals who avoid poverty, who can read, who are free from hunger and illness, or who can find gainful employment. Individual welfare, however, is based in large part on a complex set of interactions among family members. Until recently most policy analyses implicitly viewed the household as having only one set of preferences. This assumption has been a powerful tool for understanding household behavior, such as the distribution of tasks and goods. But a growing body of evidence suggests that this view is an expedience that comes at considerable, and possibly avoidable, cost. The article argues that more effective policy instruments will emerge from analyzing the processes by which households balance the diverse interests of their members. Coauthors are Pierre-Andre Chiappori, Lawrence Haddad, John Hoddinott, and Ravi Kanbur. Copyright 1995 by Oxford University Press.
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Volume (Year): 10 (1995)
Issue (Month): 1 (February)
Pages: 1-19
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