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I'm writing over at BlogHer today about the financial crisis Waterbirth International is facing and what all of us can do to help. I hope you'll take a look, do what you can, and consider spreading the word on your blogs, message boards, etc. The fact that this organization, that's done so much over the past 20 years in the United States to make water birth a more accessible and acceptable option for women, is facing the very real possibility of closing it's doors is truly heart breaking. There's so much more they can accomplish if given the opportunity. Please check out the article. Thank you. 🙂
Also, more coming later today about my health. I had a doctor's appointment yesterday to have some things checked out that had been bothering/worrying me. I got mostly good news, but I'll explain more later.


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What's that they always say: if it seems too good to be true, it probably is?
It turns out that was the case with the firing of Blue Bomber head coach Mike Kelly last month, a bloodletting that wasn't quite as neat and tidy as it appeared.
You may recall how the Professor was canned the day he was arrested in a domestic assault charge down in Bridgeport, Pa.
The arrest provided a perfect opportunity for the Bomber board of directors, free to do as it pleased with the resignation of CEO and Kelly protector Lyle Bauer earlier that same day, to relieve the Professor of his duties, with cause.
And without a buyout.
At least, that was the plan.
But a CFL source close to Kelly yesterday told the Sun the coach has collected slightly less than a year's salary for his troubles. In exchange, he won't challenge the firing in court.
Kelly still had two years left on a contract that was to pay him some $200,000 annually.
So the move cost the Bombers an estimated $160,000.
Board chairman Ken Hildahl refused to confirm the club paid anything to Kelly, saying only the matter has been resolved "to the satisfaction of both parties."
But if that doesn't scream "buyout" then what does?
"That's one that we're not going to speak beyond," Hildahl said, holding his ground. "Read into it whatever. All I can say is both parties are mutually satisfied."
So what do we make of this turn of events?
Well, for 160 grand you could buy one pretty darn good player on the free agent market, come the middle of February.
Of course, the money paid to coaches doesn't count towards the CFL salary cap, so it shouldn't affect the on-field product in 2010. Simply call it the cost of doing business.
And well worth it, it says here, in order for board members to put this entire fiasco behind them for good.
Because without a payoff, Kelly surely could have claimed he was wrongfully dismissed.
You can't simply break a coach's contract because he didn't make the playoffs. The Bombers, if they landed in court, would have had to prove they had just cause in firing the man.
That would have involved dredging up all the different ways Kelly smeared the franchise's reputation. Talk about needlessly tying up the courts.
Now, rehashing the whole mess, including the Professor's confrontations with fans, players and media, the last of which finally drew a fine from CFL commissioner Mark Cohon, might have made for scintillating courtroom drama.
But nobody really wanted to relive 2009.
Not even me.
This way, the Bombers put the Kelly era behind them, for good. For a relatively modest price.
No doubt the Professor could use the cash. I doubt he'll be landing a comparable job in football anytime soon.
And the Bombers enter 2010 with a clean slate.
The team's not even paying the previously fired Doug Berry anymore, the way it did in 2009, thanks to Bauer's firing of him in the middle of his contract.
The final season of Berry's deal, 2010, was an option year. An option we presume the club won't be picking up.
So there's no former head coach to pay, no GM collecting, no ex-CEO's salary on the books -- oh, the freedom.
Now if only the board would hire the perfect people for those jobs.
People that could forge long, successful careers in blue and gold, and erase this latest ugly chapter from everybody's memory.
Win a few Grey Cups, even.
Yeah, I know.
It seems too good to be possible.

subset: commoncrawl


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CuntourageFavorites [+]
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Running Time: 137 minutes
Released: 09/2008
Studio Name: Pink Lotus Entertainment
Director: Michael Semen
Categories: Feature
Description: Join Vicki Chase, X, Holly Drama and Tortise as they fuck their way to the top of Hollywood! These girls aren't your average pornstars, they use their sex appeal to get whatever they want out of their careers.
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TV Anchor Facially Profiles Phil Robertson, Faces Backlash, Station Apologizes (Video)
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It wasn't too long ago that Jase Robertson, the son of Phil Robertson and one of the stars of "Duck Dynasty," told a story about being kicked out of a fancy New York hotel because they mistook him for a homeless man. He approached an employee, asked where the nearest bathroom was and the employee showed him the door. Jase said he was a victim of "facial profiling." Now, a local Wisconsin reporter is facing backlash for doing the same thing to his dad Phil:
BELLPORT: I mean I'm sorry to say. When you look at the guy, I'm not surprised with the comments he made. You know what I mean? I'm not surprised. And I don't really know why anyone else is surprised.
SHORTINO: Have you seen the show?
BELLPORT: (spitting sound) No, sorry I spit on you. Absolutely not. I'm not going to waste my time on that.
SHORTINO: It's actually kind of funny.
BELLPORT: You know, whatever (disdainful smirking face).×
101 Things All Young Adults Should Know
by Sir John Hawkins
John Hawkins's book 101 Things All Young Adults Should Know is filled with lessons that newly minted adults need in order to get the most out of life. Gleaned from a lifetime of trial, error, and writing it down, Hawkins provides advice everyone can benefit from in short, digestible chapters.Buy Now
SHORTINO: There are no vampires in that, but it's pretty funny.
She seems like a pushy, opinionated, ego-centric snob.
TL;DR? She's a liberal.
And the station issued an apology following the backlash to her bigoted comments:
The comments made today on The Morning Show by anchor Christine Bellport regarding the Duck Dynasty story do not reflect the views of NBC 15 or the NBC 15 newsroom. NBC 15 News Director Russ Bruhn has spoken with Christine about her comments. Keeping with company policy, this is a matter that will be handled internally. We understand the importance of basing our reporting and our anchor comments on facts and not opinions. NBC 15 apologizes for the comments and regrets that Christine offended viewers and Mr. Robertson.
For the record, Phil Robertson has a Masters Degree in Education, more fancy book learning that Bellport.
Hat Tip: Weasel Zippers
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Duane Lester
Duane Lester is co-founder of All American Blogger, and the primary writer. Following graduation, Duane entered the United States Navy as a journalist. He spent five years touring the world, reporting on local news and sports. Following his enlistment, Duane spent almost 10 years working with adjudicated youth in residential treatment environments. Duane discovered politics after September 11. He credits Erich "Mancow" Muller for opening his eyes to his conservative beliefs. Since then, Duane has devoured books and literature on politics, reading everything he can from Adam Smith to Larry Elder to Thomas Sowell. He refers to his style of politics as "conserva-tarian", a mixture of conservative and libertarian beliefs.


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Mumbai: Four dead bodies have been found in a farmhouse in Panvel in Maharashtra, a one and a half hour drive from Mumbai.
The farmhouse belongs to Dr Datta Patil, a local official.
His nephew, Ramdas Patil and the three other victims arrived at the farmhouse three days ago. Unconfirmed reports say they asked the security guard at the house to disappear.
They were discovered dead by the gardener this morning. Three of the men had been killed after being hit by stones on their heads. The fourth person was shot.
Sources say bottles of alcohol and ingredients that appear related to black magic have been collected by the police as evidence.


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Katy Perry to be honored with the Trevor Hero Award
By Jessica Wedemeyer
Katy Perry is no stranger to taking home awards, and come Dec. 2, she better have dusted off the old trophy case in preparation for a new addition: the Trevor Hero Award. The pop star will be awarded with The Trevor Project's top honor at the organization's annual fundraising concert, Trevor Live.
"We're honoring her because, really, she has done so much to empower youth," said Abbe Land, executive director and CEO of the Trevor Project, a crisis intervention and suicide prevention service for LGBTQ youth. "A couple years ago when, unfortunately, a lot of young suicides made the news … [and] there was a very visible presence of suicide, Katy stepped up and was out there in the community, speaking against it. … Her support of marriage equality -- and equality for everyone, really -- is one of the many reasons we're supporting her as our hero this year."
Added Land, "[Her song] 'Firework' is all about empowering youth to just be who they are, and that's what we try to do is make sure that when a young person reaches out to us … we are there to say, 'The way you are is perfect. Just be the way you are.'"
RELATED: Eye Candy: Katy Perry
Katy will receive her award on Sunday, Dec. 2, at the 3rd annual Trevor Live in Hollywood. "Rock of Ages" and "Hairspray" director Adam Shankman is directing the musical extravaganza presented by Audi and Wells Fargo. It will feature performances by Kristin Chenoweth, Anna Kendrick, "Glee" stars Matthew Morrison, Darren Criss, and Naya Rivera, plus Jesse Tyler Ferguson, "American Idol" finalist Jessica Sanchez, and more.
"I open up my phone book, and I ask everybody to participate," said Shankman of this year's Trevor Live artists, who will be performing the music of composers and lyricists from the LGBTQ community. "I get to create a concert event that will never be seen in any other context."
Shankman, who directed Katy's ex-husband, Russell Brand, in "Rock of Ages," also sang his honoree's praises, explaining what makes her a Trevor Hero: "Katy is a superstar in terms of helping teenagers and young people believe in who they are and in their futures, saying 'If I can be here, you can be here.' She's amazing. … I know her, and she's so sort of awe struck by her achievements, so I think this is a great moment for her."
RELATED: Fashion Face-Off: Rihanna vs. Katy Perry
Added Shankman, "I am desperately grateful for her care for this institution."
Trevor Live has become one of Hollywood's biggest events, with Lady Gaga, Neil Patrick Harris, and Daniel Radcliffe among the list of previous Trevor Award winners. Plus, each performer donates his or her time, forgoing their usual appearance fees.
"People hear about our work in a lot of different ways," said Land. "They'll find a celebrity they like, like Jesse Tyler Ferguson or Chris Colfer or someone like that, and when they see that they're involved with the Trevor Project, they'll want to know more about it. So the visibility Trevor Live creates for young people who need our services is really important. … No one wants to know that a young person took their life just because they felt like they didn't belong. No one wants to see a young person make a decision that is so final. People in the entertainment industry support Trevor because we all support young people having their futures."
RELATED: What Celebs Should Be Grateful For
The Trevor Project was created to provide resources and create a supportive and safe environment for LGBTQ youth. "Each of us gets to make a difference in someone's life and the way you do that is by talking to someone," says Land. "If you think you know someone who might be depressed, who might be thinking of suicide, it's okay to ask them. That's what you should do! Talk about it. It's really important that people talk to each other about their feelings and about their fears. Reaching out for help is one of the bravest things a young person can do."
To learn more about The Trevor Project click HERE. If you or a loved on are in need of immediate support, call the Trevor Lifeline at 866.488.7386.
Gold-level tickets for Trevor Live are still available HERE.


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Morgan 3Wheeler
The most fun non-car that TG drove in the whole of 2012. Giving a taste of classic thrills without the cranking handles and lack of synchromesh, there's something about the big vee-twin, the skinny tyres, the sheer exposure to the elements that tweaks our jangly bits. Turns a Tesco trip into a Spitfire fantasy.
Years produced: 2012 to date
Country of origin: Great Britain
Fun fact: At an average of 89.5mph, last year a Morgan captured the ice land-speed record for three-wheelers
This feature first appeared in Top Gear magazine


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Complaint Review: Wood Forest National Bank
- Wood Forest National Bank
South Galena ave
Dixon, Illinois
United States of America
- Phone:
- Web:
- Category: Banks
Wood Forest National Bank Reported to Chex systems for their error in sending out an activated debit card that was stolen in the mail. Dixon, Illinois
*Consumer Comment: Where do you get your ideas?
*Author of original report: Still nothing but lies and fruad from WoodForest Bank!!!!!
*UPDATE Employee: Woodforest National Bank Consumer Outreach
1. I never received a notice that there was going to be a fee for the card in the mail or electronically they just charged it and did not notify that they charged it.
2. on the same call in early August of this year I advised them that the card they were charging me for again had to be replaced due to the magnetic strip in the back coming out of the card and not being able to be read on any credit card machines. I spoke with the Branch manager of the bank who advised me that she would credit me for the fee that I was not informed of and also order me a new card free of charge and that I could either bring in the old one or destroy it.
Well after past history of one of their employees taking a card when I had filed a dispute about a year ago for being charged for services not rendered and they never deactivated the card the employee that filed it kept the card took it home and was using it to the tune of 1500 in charges on the account over a 6 mo period. Even better yet when they order you a new card they have you give over your pin number so she was able to obtain my pin number for the card.
Always thought you should be able to trust your bank employees yea right not in a million years will I ever trust them again. I couldn't change the pin number on the card cause I was not in possession of that card anymore. I even asked them how there could be 2 different cards active on my account with my name on it with 2 different numbers on it when I filed the dispute and how their security department didn't catch that at times there was charges being done POS in 2 different states on the card and their response is that they do their best but pride them selves in being the best in the industry.
Any way to get to the point I Shredded the card properly safely disposed of it in 7 different containers in 7 different disposal centers so that it could not be put back together again and have the number.. So card destroyed no way for it to be used right errrnt... wrong O they sent out a card with the same numbers on it same exp same 3 digit code on the back and it never made it to me and better yet it was activated right out of the gate before even being put in the mail.
Even better as I know this from when I got my original card form this bank they send it out in an envelope marked Wood Forest National Bank Card issuing department. Not Master Card Not Visa. not even blind in an envelope that it wouldn't be obvious that it had a card in it heck by the time my first card made it to me you could read the card number and the expiration date right on the envelope on the outside didn't have to guess what was inside of it as it was obvious and the envelope was half opened I immediately went into the bank complained and made them issue a new card to the bank itself.
Now we all know to use a Debit/Credit card as a debit you need a 4+ digit pin number correct? Well according to them you can make charges on the internet and their clearing house will automatically convert it to debit w/o the 4+ digit pin number.
So August to Sept no card so I call their 800 service they say there was no record of the card being ordered but there was a charge for it on my account pretty odd yeah right I wasn't surprised after dealing with them for over 3 years I was used to incompetence of that nature especially after their employee had used a card that they supposedly had to take to destroy it and replace it.
lol yeah right they used that card. So I escalated the call to a supervisor to whom stated to me she would contact the local branch and get back to me about it. 2 weeks go by no call so I call back ask what is going on as my online was locked out as well and I was out of town and couldn't go to my local branch see what was going on. The rep on the phone put me on hold then transfers me to a collections agency telling me that I owe them over 400.00 bucks for charges and over draft fees made to my account from august to that time that were not paid up and if I didn't make a payment to them at that time they were going to report me to chex systems immediately to prevent me from opening an account with any other bank.
Sure as they promised the action they did just that and the best part was it wasn't even 60 days that it was over drafted to get this charges made on the card that turned out to have been ordered by their local branch and never got to me but get this was a duplicate card with all the information matching.
Now lets ask our selves this why in all that is holy would a bank knowing that mail does get stolen from time to time allow for a card to be sent out that is: A. The same exact everything duplicate card B. A card that is activated C. When they get caught with their pants down send me right to collections to screw me over for their error instead of doing the ethical thing and fixing their mistake and keeping a customer that would have stayed with them if they hadn't screwed the pooch. Not one call not one notice in the mail about the over drafts and when their called on their error they try to cover their tracks with it.
To this day I have a collections company calling me starting at 7 am and continuing to contact me all the way up to 10 pm at night out of Chicago making threats of coming to my house taking my car taking my house to which I know they cannot do to settle a debt. Threats of going to my work place threats of filing false tips of fake disability threatening to strong arm me. I told them I am working with the Regional Manager to get them to fix and resolve their error so that they would not have to harass me and break the law to which I would gladly turn over the conversations ( didn't have any but threatened them that I did right back with their own game) to the FTC and they said they were untouchable that the FTC couldn't do a thing to them that they were foreign with a US call. So I then asked them if they were how were they planning to come to my house and do all to me they said they would do to me Considering my car is paid in full and that my house is as well so that there was no liens on the properties and that they couldn't touch them let alone the bank they are representing was not the loan company for either one.
I did file a complaint with the FTC against them and it is being investigated considering they still continue to Harass me daily from morning till night it will only end very badly for them as the cannot all before 9 am in the morning and cannot call after 9 pm at night and they call any where from 15 to 20 times a day and when I hang up on them they have been known to call right back. If I knew that I wouldn't end up in a bad situation I would trace the number down to their US location and proceed to walk in their doors and tell them to go head try what they threatened to do to me and see how far they get when the cops show up with a camera hidden on me and then turn that over to the media.
There was a company in Rockford that I am sure many know very well called Camco that was shut down for the exact reasons that this company will more than likely get shut down for as well.
SO upon finding this out I immediately get back on the phone with them and inform them that I will report them to the Attorney Generals office in my state as well as FTC and FDIC for this behavior as the law states that an account cannot be legally turned over to a collections agency w/o notifying the person that you are doing that to in writing of the debt that is owed and then you have to wait 30 days after that send a certified letter then at 90 days you may take actions against them to collect the debt. I know this as I have owned businesses in the past where I have had to do this to dead beats to get them to pay up.
They did not follow the law thinking that I would be some poor dumb hillbilly that wouldn't know my a*s from a hole in the ground and they would get off Scott free on this. I spoke with a regional manager who told me that I could not do anything about half of the charges as they came in as debits and I again asked him how can a person charge against my account with a debit card w/o the pin number and he gave me the same ole song and dance that there clearing house automatically does that for some vendors do save them on extra charges for a card being used as a credit card instead of debit difference on master card is Credit is 5% debit is 2.5 or was a the time is what he explained to me.
I told him he will fix this or I will bring down the wrath of the law on their bank and see to it that they get an unexpected audit from the IRS as yes banks are not supposed to make profits if they are indeed not for profit however they are NA not a regular bank there fore they are a business not a FDIC regulated institution there fore they can make a profit just the same as a credit union can as well and various other types of banks.
So their Regional Manager Brian back in November tells me that some of the charges are over 90 days old and cannot be disputed per their policy Knowing that the card had a replacement ordered for it back in August and that I had destroyed the original card and yet the replacement never showed up and was reported that it didn't show up back in Sept which was within their dispute period never mind the fact that they should have shut the card off not left it active.
I even advised their employees that until I receive the new card back in August that I would not be depositing any checks as I don't write any checks I only use my debit card as credit and would not be putting money in a bank that I didn't at the time even have any checks for that w/o my permission they ordered checks for my account didn't ask me if I wanted them as I don't use checks their a pain in the butt to deal with most of the time a long line in a store is due to a check. Their employee said an I quote that is fine you have a positive balance on your account at this time now and that there didn't appear to be anything pending against my account, and they would close the card out and that as long as I didn't write any checks for more than 13.00 that I would be fine.
She then orders Checks and not their free checks she orders checks with anti theft stuff in them and a holographic image on the top as well as anti washable inked pens and charges my account over 30.00 for the checks and pens that I didn't order from them and did not request. All I needed was my card no checks as again I don't write any checks to any place or any body, and if I need cash I go to their ATM if when their closed. To which they charge you to use their own ATM even if it is to get a balance on the account they still charge you for that. They charge you 1.00 to get a balance and 2.50 to take money out of their atms. Oh yeah and a few of their fraudulent charges that were against my account were from over seas and they charged me fees for those as well and said that those came in as ATM charges and again how in the heck am I going to get hit with an ATM charge when an ATM requires a pin# to be entered into a key pad to do so.
I told him he will either take care of it or I will make his life miserable. I had to threaten them this past Saturday with legal actions to get him to call me back. Which he did telling me that 30 days later they still are researching the disputes.
Then he tells me that even if they had canceled the card like they were supposed to do so that the number is already tied to my account and that if a recurring charge came into the account that was a canceled service as there was 2 of those that they would not be able to stop them as they are recurring charges and that they are pre-authorized agreements with vendors and they say that is a law that they cannot go against.
So what do I do I contact the FTC and ask them about it and what does the FDIC state that they cannot do that and if they did they would themselves be committing fraud by allowing charges to go against a card that is no longer active and has been reported lost damaged or stolen. So I get back on the phone with this gentleman who always contacts me from a number that he thinks is blocked little does he know that I get called on a business line that records number that are incoming and blocked and records the actual number. He tries to BS me into believing that its master cards policy to do that not theirs. I stopped him in his tracks and informed him I just got off the phone with the FTC and they did indeed inform me that their actions are illegal and they might want to reconsider them.
Brian proceeds to try and buffalo me into thinking that they were wrong that there was nothing they could do about the charges and that the FTC cannot touch them. Then states to me after he answers the phone as Brian that it wasn't Brian that I was speaking to that it was Bobby and that Brian was not available to speak with but he was same LEVEL manager with Wood Forest bank from a different Region in town for a meeting and had answered his phone for him.
I advised him that he is screwing with the wrong hick that I am not stupid and wont be treated as such. I am in the process of filing complaints with all governing bodies that can go after them and hope that they get shut down or fined or even better taken over by the government like other banks have had done to them in the past for illegal behavior such as this and others like Amcore bank which had to sell because of their behaviors and employees that stole from people and many more.
At this time I am stuck using a stupid prepaid green dot card till I get this resolved and there are many places that don't take them so I have to go against my own rules most of the time and carry cash on me as allot of gas stations do no accept a pre paid card let alone and that is for another complaint but I am trying to get rid of Direct TV and go to Dish Network they don't take prepaid cards either which really screws a person over so basically until they fix this they have me over the barrel with it and I am screwed I cant open an account with any banks as they are legally required now to check Chex Systems as there is stuff reported to that aside from your credit report.
Any attorneys that would like to take this case Pro Bono and wait to get paid till it settles I would love to hear from as I am a disabled person that they are taking advantage of and that is wrong and they know it their employees know I am disabled so they think that no one would take it to represent me in this case and go after them and that I wouldn't have the ability to go after them being disabled consider there are many others out there that have had this very problem with them and the fact that they indeed jumped the gun and shot right to collections when they knew they screwed up will bite them in their Arse
Does your business have a bad reputation?Corporate Advocacy Program™Fix it the right way.
Set the record straight:Arbitration Program
This report was posted on Ripoff Report on 12/14/2011 06:39 AM and is a permanent record located here: http://www.ripoffreport.com/reports/wood-forest-national-bank/dixon-illinois-61102/wood-forest-national-bank-reported-to-chex-systems-for-their-error-in-sending-out-an-acti-809176. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
#1 Consumer Comment
Where do you get your ideas?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Wednesday, January 25, 2012POSTED: Wednesday, January 25, 2012
not rendered and they never deactivated the card the employee that filed it kept the card took it home and was using it to the tune of 1500 in charges on the account over a 6 mo period.
- So what you have just admitted is that you only reconcile your account every 6 months. Because if you did it regularly you should have noticed this after the first month, or even sooner if you use On-Line banking. This really is a "blow" to the rest of your claims.
wrong O they sent out a card with the same numbers on it same exp same 3 digit code on the back and it never made it to me and better yet it was activated right out of the gate before even being put in the mail.
- And how do you know this for a fact if you never got the card? In actually trying to read the rest of your report it sounds like when you requested this card your account was already overdrawn so they didn't even send out the card.
Then we get into some of your "interesting" comments.
I told him he will fix this or I will bring down the wrath of the law on their bank and see to it that they get an unexpected audit from the IRS as yes banks are not supposed to make profits if they are indeed not for profit however they are NA not a regular bank there fore they are a
business not a FDIC regulated institution there fore they can make a profit just the same as a credit union can as well and various other types of banks
- Perhaps you should take a look and see what "NA" means. I also guess you never heard of the Comptroller of the Currency.
If you do so you are in violation of the Patriot Act and can be Fined several thousands of dollars up to and including possibly being shut down depending on the amount of Violations on the account or number of accounts there was violations on .
- I might have missed this but can you please provide us with the section of the Patriot Act that states this?
Also considering that I have been in the Walmart in Dixon said hi to the employees of the bank several times one would think that if they were trying to get a hold of me they would have said hey you got a min we need to discuss your account status.
- Well aren't you full of yourself. I am sure that the employees were doing nothing more than watching everyone go by every hour of the day in the hopes that they see you to be able to talk to you about your account.
1 day to respond to me after that I go to a lawyer and you will get a intent to sue notice from them.
- Don't wait a day..go to a lawyer today, explain your situation. Let them know all of this research you have done and how you are sure you can get a 7 figure settlement in front of a jury trial. Be sure to come back and post what the lawyer said and how much of a retainer they are going to charge you for them to represent you.
Oh and before you ask I am not an employee of this or any bank.
#2 Author of original report
Still nothing but lies and fruad from WoodForest Bank!!!!!
SUBMITTED: Wednesday, January 25, 2012POSTED: Wednesday, January 25, 2012
When I was done dealing with him he told me that I was to dispute the report to Chex Systems as they would not remove a report they made in their error after they admitted that they had been calling a number that was no longer active and leaving messages with personal information in them to god knows who. When I asked him the number that he was calling then advised him that they were calling the wrong number he said well that's not my problem. I told him it was their problem they were calling that number and it was their problem that they sent out an active card and did not cancel a card that could no longer be used.
I again spoken with the FDIC about the charges to my card and again was advised by their reps that in order for a charge to be made as a Debit there is only one way for it to be done it has to have the pin number to ensure that it is done correctly.
Kevin also advised me that he would contact the collections agency that was calling me about their screw up telling me that they are owed at the last call was 600 and some change. I advised them that it was already settled with their client and they needed to contact them and verify it with their regional manager Kevin. I was advised then that they are Wood forest employees and that no such Kevin exists.
Kinda funny a company would risk massive fines from the government for a screw up as big as they have done and possible being shut down as I know I am not the only person that they have screwed over. At the end of last year they were ordered by the IL Attorney generals office to refund massive over draft charges to all their IL customers up to a said amount. and get this they did. They were fined for this as well and fare warned any more issues and they can face being shut down and not allowed to operate in the State of IL.
I will say this their screw up has screwed me from opening an account with any other bank in the country and if they think I am going to take this and just walk away they got another thing coming its election year and what you can get done by a politician is amazing especially when their up for re election.
The bank here in Rockford said they are looking into it and that is what they have been saying for the last 2 weeks now no response their also the ones that stated that there was no Kevin that was a Regional manager working for them and that there was never a Regional manager named Kevin either. So who did their company have me giving my personal information to thats what I would like to know? Especially when he was in the Dixon IL branch and even had me call him there and I have the Voice mail showing he called me and asked for me to call him back there and the record on my phone bill showing that I did indeed call him there as well as my phone bill shows all phone numbers for calls that came in as well as calls that I made and there is no calls on record showing that the bank ever attempted to contact me advising me that my account was over drafted at all I contacted them advising them that my card that they ordered had never showed up.
This all happened after I spent a ton of money on checks that their company told me that I had to purchase instead of cheap generic Checks that I normally get because I rip the deposit slips out and burn the rest of the book they advised me that I had to buy these special checks that were anti theft checks and pens that were special anti washable ink pens that was the only way the checks were going to be honored do to high amount of fraud against their customers. I spent 45.00 and some change to purhcase these said checks and pens. Then they close my account and tell me to stick them in my rear end.
And yes I called their number 20 times to make sure it wasn't a case of them just blocking me and called if from different numbers as well it is a disconnected number.
Wood Forrest if you wish to get my account back and the large settlement that I have coming in and its a 6 figure settlement you have my phone number in your system you better have someone in The back end in higher management contact me. Your refusing to do so than that is a sign that your company is accepting guilt and want to run from this I will be disputing the report to Chex Systems and I will ensure that your company is forced to remove that report to them as it was done illegally in the process of getting there and closing of my account without properly attempting to contact me.
There was no phone calls to my phone only to a number I no longer have and I was able to get in-touch with the person that has it and was informed that personal information was being left in the messages which is illegal as hell they are willing to sign a deposition stating that they have had that number since May of this year. Your staff was giving the new phone number to contact me at when I changed it it took finally calling into the 800 number in July to get it changed as every time I tried to do so at the bank in Dixon they couldn't get it right and I see after all of this that they couldn't be bothered to try the new number on the file after it was on there and that supposed Kevin verified it was on there as well. Your staff didn't remove the old number after the new number was given to them. Instead they just left it there and when the bank in Dixon called or so they said they did which according to the person that has it now stated they were leaving messages that had illegal information left in them w/o verifying that you are speaking with the person you are intending to contact and not speaking with them in person and not verifying that they are who you intend to be speaking with you cant leave balance information nor account information status of the account etc... If you do so you are in violation of the Patriot Act and can be Fined several thousands of dollars up to and including possibly being shut down depending on the amount of Violations on the account or number of accounts there was violations on .
Also considering that I have been in the Walmart in Dixon said hi to the employees of the bank several times one would think that if they were trying to get a hold of me they would have said hey you got a min we need to discuss your account status. Not this crap of not actually getting ahold of me when there was a number supplied to them when I got it which was the proper number to contact me at not the one that they were calling. and Again that Kevin verified with me that there was another number that was on the account being my old number and that was the number that they were calling not the New number that they should have been calling. And considering that they didn't reach anyone on the number they were calling and seen another number I would think that common sense would say hey lets try that number instead maybe we might get a hold of him, but I am guessing that is a turn off when hiring employees that if they have that you just turn them away so you get stupid people working there that have no common sense.
When I called in yesterday I was treated like a criminal by your customer service staff and then transfered to the collections company instead of given to a Supervisor as I requested and am legally entiteled to as well. I called in 4 times to the 800 number yesterday and all 4 times was transfered to the Collections.
Your company has 1 business day to respond to me on the phone number that you have been supplied by me to get this taken care of if not as I said that just shows that you don't want to fix your errors and that you want to see a government audit on your company and fines and keeps going with out your fixing it and you will hear from my lawyer and I will be seeking Damages as your company has stained my Chex Systems report and I wont be able to open an account with a bank for the next 5 years because of it, and don't think a lawyer wont be able to recover a nice settlement that is in the 6 or 7 figure range when I put it all in front of a Jury and with the way people feel about banks these days you can only see how they would react to this case and where the award would be. I have researched it and guess what it would be more like the 7 figure range for the settlement so now were going to not only discuss your screw up were also going to discuss what your company is going to give me to settle this without me bringing a Lawyer into this situation for its Ignorance and Damage to my Chex Systems Ratings. It was clear before your company pulled this garbage now its down to 100 points out of 800 from your 1 reporting to them. So yeah I will be going after you for all that I can get out of your business if you dont satisfy me with this.
1 day to respond to me after that I go to a lawyer and you will get a intent to sue notice from them.
1 day
#3 UPDATE Employee
Woodforest National Bank Consumer Outreach
AUTHOR: Woodforest Customer Service - (USA)
SUBMITTED: Friday, December 16, 2011POSTED: Friday, December 16, 2011
ZipBooks Accounting Software
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text:
Welcome to Spinners Bar and Grill, North Austin's premiere party stop!
Join us for lunch or dinner 7 days a week, the kitchen is open 11 am to 10pm daily. Enjoy live DJs Wednesday through Sunday until 2am on the Bar Side. Stop by Spinners Live for live bands, showcases, and events. Interested in hosting your event with us? Contact Us!
Weekly Food Specials
Chopped Beef Sandwich with Fries
Cheeseburger with Fries
Chicken Tenders with Fries
Wings (10) with Fries
Free kid's meal per adult entree on Monday & Tuesdays
*Bottle Service available – $200 Crown / $200 Ciroc / $125 Tito's ($50 off Crown/Ciroc if paid in full on Wednesday before event date / $25 off titos – comes with bottle of champagne as well)
Trivia Wednesdays
DJ 5-Oh hosting and on the turntables from 7p-2a.
No cover.
Free trivia starts at 7:30pm. Teams of 2 – 8 players. Pictures/Music Rounds
1st and 2nd Place Prizes
$75 Bar Tab for 1st Places AND $10 cash per person on winning team!
$5 burger & fries combo.
10 wings w/fries for $8.
$3 Fireball, Tito's, and Margaritas.
Latin Night Thursdays
Join DJ So Cold and DJ Random Rey for Latin Nights Every Thursday
The Best in latin hip hop, reggaeton, bachata, tejano, salsa and more!
$5 Fireball Rumchata
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Fresh Fridays
Join us each and every Friday with DJ Versus/DJ Jro and Heavy keeping the party rocking until 2am.
Doors open at 9pm. 21 and up only
DJ Versus plays your favorite new Hip-Hop and R&B all night long.
Saturdays at Spinners
Join DJ Crash of the Dirty Wormz each and every Saturday night!
Crash spins all your favorite Hip-Hop and R&B Classics.
Doors open at 9pm.
21 and up only.
DJ 5-Oh spinning all your favorite old school hip-hop, r&b, and dance 10p-2a
Valid ID Required. No ID = No Entry
- All hats must be worn with the brims forward. No wave-caps/do-rags.
- No bandanas/towels hanging from your pocket.
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We have the right to refuse service to anyone for any reason.
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text:
Love: We think about it, dream about it, lose sleep worrying about it,
when we don't have it we search for it, and when we discover it
we don't know what to do with it. We fear losing it. It is our source
of pleasure and pain but we can't predict which it will be from one
moment to the next. It is a short word, easy to spell, difficult to define,
and impossible to live without <3
Hey there stranger! You've stumbled upon my profile of mysteries and dangers...Lol, not really x)
Music is awesome! It takes me away from all the crap that happens in life :D Yeah. Crap. Everyone has bad moments.
Faber Drive
Taylor Swift
One Republic
One Direction
Simple Plan
Mayday Parade
Red Jumpsuit Apparatus
All Time Low
Linkin Park
..and other ones.
l> I'm from Egypt! No we don't do that weird dance everyone thinks we do, but I'd do it anyway :P
l> I mostly read, write, listen to music, go to school, and talk to my friends and family :D
l> I love everyone!! Of course don't try to tick me off mi amigos~!
l> I <3 nerds! I am one but hey I'll be making lots of moolah (money)!
l> Ah..I can't think of a new one, so...hiya, again! ^_^
l> Oh, yeah. I'm a gamer chick. xD Pshaha, Call of Duty is the best game. Ever.
I have a fanfiction account (I go by XxpuffpuffxX) and I have stories on there, but I'm in the process of rewriting them xP Plus I'm making stories that I'll be posting on here and Fanfiction. x)
In all seriousness here...I'm bored. If your a random person and you feel like messaging me, don't be shy! ;P I don't bite. Maybe. xD Pshaha.
(+'.'+) Bunnies!!
╔═══╗ ♪
║███║ ♫ Musica!
║ (●) ♫
(¸¸.♥➷♥•*¨)¸.•´¸.•*¨) ¸.•*¨)
(¸.•´(¸. ¸.•´¸.•*¨) ¸.♥➷•*¨)
──██─▀██▄██▀─▀█▄█▀─██▀█──all ♥➷♥
¸.•´¸.•*¨) ¸♥.•*¨) (¸.•´¸♥➷♥¸.•´♥¸.•´♥¸.•*¨)♥.•*¨)¸.•*♥¸
Follow me on Twitter: LovelyBones03 :D
Like my page on Facebook: https://www.facebook.com/XxpuffpuffxX03
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XxpuffpuffxX Jul 13, 2013 10:09PM
@delusivereality Pshaha, no problem! xDView all Conversations


text:
The lights are on
The Phoenix Wright series has a pretty straight-forward name, but Capcom tried other names like Boogie-Woogie Innocence and Let's Raise Hamsters before landing on Ace Attorney.
These and other details are part of the latest from Did You Know Gaming, which looks at the Ace Attorney series. It explains how the series came together and how it began as a way to train young, new Capcom developers.
You can check out other videos from the Did You Know Gaming channel covering Kingdom Hearts, South Park: The Stick of Truth, Golden Sun, Splatoon, Chrono Trigger, Uncharted, Super Mario Maker, Silent Hill, Sonic Adventure 2, Jak & Daxter, amiibo, Metal Gear Solid V: The Phantom Pain, Persona, Dr. Mario, Dragon Age, Zelda: Majora's Mask, Tetris, Monster Hunter, Grand Theft Auto, Halo, more Halo, The Last of Us, Pokémon, more Pokémon, even more Pokémon, Pokémon Snap, Assassin's Creed, Mario, Jet Set Radio, Mega Man, Fire Emblem, Donkey Kong, Killer Instinct, Rayman, Mass Effect, Dragon Quest, Guitar Hero, Final Fantasy, Castlevania, Star Fox, Punch-Out, Metroid, Zelda, more Zelda, even more Zelda, Final Fight, Doom, Dragon Ball Z, multiple Super Smash Bros. videos, Team Fortress 2, Harvest Moon, Tony Hawk's Pro Skater, the history of the NES, Genesis, Dreamcast, PlayStation 2, Xbox, GameCube, Nintendo 64, the DS, the PlayStation, PlayStation 3, and two covering the Game Boy by hitting the links.
[Source: Did You Know Gaming]
Email the author Kyle Hilliard, or follow on Twitter, Google+, Facebook, and Game Informer.


text:
Once again we see that investors can't draw a distinction between a great product and a good company.
I've been using Pandora for years. For my hours of listening pleasure, I have paid the firm exactly zero. I listen to what I want and don't pay. What a wonderful combination. But how does this translate into a company I want to own?
Clearly somebody gets it. Pandora (NYSE:P) seems to be the only stock going up in this afflicted market. Profitable companies that may actually pay dividends (horrors) are so passe. We want to speculate... er, invest... in companies that are sexy and cool and have GROWTH.
With the affinity shareholders firmly in control of Pandora, it now warrants a $2+ billion market value. Not surprisingly, the Pandora IPO has been Topic #1 on CNBC all day.
Pandora Radio may be a free service, but CEO Joe Kennedy's comments are truly priceless. According to CNBC, he said:
We have a great track record of growing revenue.
We respect the need for operating margins.
We are putting no particular time frame on profitability.
We are putting no time frame on any financial metrics.
We have the ability to redefine radio.
Gotta love how each quote flows nicely into the next one. Pandora does a great job of growing revenue. When you start with revenue of zero and go up, the growth rates are impressive. Wal-Mart (NYSE:WMT) grew revenue quickly in the beginning also. One store + one store = 100% revenue growth?
Well, Pandora has the added benefit of being able to run with operating margins at less than zero, if the above quote is to be believed. Pandora has a "need for" positive operating margins? Hey, it is a novel concept. Sell a service for less than it costs to produce and they will come! Hello revenue growth! We'll make it up on volume.
And we're talking about OPERATING margins... not profit margins. Pandora, it seems, isn't even covering its cost of goods sold, let alone S,G&A. Taxes? Not to worry. I smell REFUND.
No time table whatsoever on when (if ever) Pandora will actually turn a profit. But no matter... kids these days think those are evil anyway. Economic necessity? Proof you are using resources wisely? Nope. Evidence of greed, corruption, coercion, and abuse. We aren't takers... we're givers! Wealth isn't created or destroyed. Just spread around. And Pandora is likely to redistribute plenty of wealth.
In the meantime, Pandora is a perfect New Age company. A feel good company that doesn't feel the need to make money.
Haven't we seen this all before? Oops, did I just betray my age?
Yes, I'm just old enough to remember the "new value metrics" like price per click, share of eyeballs, etc. And when there is no profit, just find the biggest number you can find and calculate a multiple from that.
Bloomberg was kind enough to point out that:
At the offering price, the company [Pandora] had a market value of about $2.6 billion, or about 19 times last year's sales, compared with about 2.7 times for Sirius XM Radio Inc. (SIRI), the subscription-based satellite-radio service. Sirius XM had a market value of about $7.7 billion as of yesterday's close.Who knew that Sirius at $7 billion could be made to look cheap? But there it is...
Nonetheless, at least one intrepid analyst (John Tinker at Maxim Group) thinks that Pandora is worth a Buy rating and a $23 price target. He first makes a market share argument -- "Pandora only has 3% of all radio listening – suggesting a lot of runway." What else? Well, Tinker says the company is "revolutionizing the broadcast radio business." Sound familiar?
Barrons.com goes through the whole argument... Sales and users increasing at a torrid pace. Advertisers are salivating. Just you wait and see...
As for profit? This is my favorite part of the article -- Barron's says:
[T]he company will probably have $1.7 million in Ebitda this year, but a negative $2.1 million next year, as it ramps up R&D expenses and marketing spend. Gross margin is slipping, Tinker notes, as content costs go up. The company's spend on music copyright licenses amounts to 50% of sales, he notes.
The problem is structural, as shown by Tinker's comparison of Pandora to Netflix (NASDAQ:NFLX): "NFLX was basically profitable from day one through its physical distribution of DVDs. P is not yet profitable; the music business model has been disintermediated and fragmented by Apple (AAPL) and has still not recovered, whereas the movie/TV business is harder to fragment."
For that reason, Tinker values Pandora at what he calculates to be half of the market premium that Netflix enjoys, resulting in a forward multiple of 13 times enterprise value as a multiple of projected gross profit.How did I know that Netflix (NASDAQ:NFLX) would be mentioned?
Disinter-what? Is that a fancy term for what is happening to the economics of the radio/music business? Are they being destroyed? Does that mean that Pandora could REVOLUTIONIZE or REDEFINE the music and radio business, but never EVER turn a profit? The internet is after all a great deflationary device that crushes profit margins.
But ignore all that, don't miss out!
Don't question the valuation... remember that "multiple to projected gross profit"! The beauty is that analysts can "project" any profit they want. With infinite revenue growth, gross margins will surely come. Out of respect for the CEO no doubt. Profits will probably follow? Let's not ruin a good thing!
Didn't we get in trouble with pro-forma numbers before? Sorry, that's just my age again.
Where are Henry Blodget and Mary Meeker when you need them?
Somehow the Pandora IPO could not be more appropriately (or ironically) timed. On a day when everything that has a gross margin above zero seems to be down, investors have found a cause and an escape.
But instead of buying P shares, I'm going to turn off CNBC and turn on Pandora...it's a LOT cheaper.
Disclosure: Short NFLX.


text:
'Canon's PowerShot S95 reaches the current upper limit of image quality in pocket-sized digital cameras—that's why it wins our Editors' Choice for the category.'
'Canon's PowerShot S95 is a compact digital camera that's perfect for travellers or even photography enthusiasts who want a small camera with manual controls.'
'most ingenious camera controls'
'the S95 is very, very small.'
'with a feature-set which genuinely stands out from the competition.'
'excellent camera'
'its overall response times are very good.'
'It isn't among the slimmest designs, nor is it going to fit in a credit card wallet. '
' The Fujifilm FinePix HS10 looks like the ultimate bridge camera, given its wide-angle lens with a manual 30x zoom; large tilting LCD and an electronic viewfinder; direct controls for all major settings; and shooting modes that take you from fully automatic to fully manual. '
'this camera is more advanced, offering users full manual exposure control, RAW format image capture, and employs a backside-illuminated (BSI) image sensor.'
'high quality digital camera'
'FujiFilm did a really nice job designing this camera.'
'As pocketable megazooms go, the Canon PowerShot SX210 IS is a solid choice for those looking for more shooting control as well as a reliable Auto mode. '
'Mini-HDMI port.'
'The Canon PowerShot SX210 IS is the rare camera that's sure to please a variety of users, making this pocket megazoom a solid recommendation for any camera shopper.'
'the PowerShot SX210 is well worth a look.'
'No raw capture option.'
'Slow to start up and shoot.'
'Battery life is poor with GPS active.'
'no full manual controls'
'The RS1000 has some nice photography features, too.'
'It's not often you see a camera that offers you personalization options, but the Pentax Optio RS1000 definitely offers you that.'
'The RS1000's overall performance is surprisingly good by budget compact standards.'
'Besides a unique, completely customizable design'
'In short, the camera is shockproof, waterproof and freeze-proof. '
'The Tough-3000 will also offer all of the beginner-friendly features available on most compact point and shoots.'
'shockproof, waterproof and freezeproof compact camera'
'Kit comes with two lenses.'
'Great value when compared to the upgraded E-620 - retains all of the important core features.'
'Stable- compact camera that is great for on-the-go shooting. '
'With its compact design, intuitive controls and long zoom lens, this is the perfect camera for those who want an easy-to-use, take-anywhere digital camera. '
'Canon PowerShot SX130IS is a 12.1 MP Digital Camera with 12x Wide Angle Optical Image Stabilized Zoom with 3.0-Inch LCD, it has become a hot new released camera on Amazon, many people are choosing it, so I think I should share it with you guys today. '
'The extra height provided by the pop-up unit means the PowerShot SX130 is very good at avoiding red-eye.'
'With 100% image coverage and adjustable brightness controls, this LCD is easy to see in all lighting conditions. '
'The S5100 is a pocket-sized camera that will suit photographers on a budget just fine.'
'The sleek, compact design makes the S5100 convenient to carry, and its automatic features and bright 2.7-inch LCD makes it easy to compose, view and share images.'
'The S1100pj got the maximum attraction because of being the projector camera and the other one 'S5100' is also a really amazing device.'
'reasonable layout'
ReviewGist helps you find the best products to buy by making sense of online reviews.
We are currently aggregating 376,500 reviews
covering over 29,503 products.
© 2017 ReviewGist.com. All Rights Reserved.


text:
This product is no longer available.
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Personalized Zoo Animals Blue Growth Chart
Complete their nursery room's decor with this adorable growth chart. This charming zoo-themed growth chart can hold three precious photos of their little one and can also be personalized with the name of your choice.


text:
Parkas in Hawaii? You bet! As...
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BC Hockey Commit Has Some Sick Hands
NHL draft prospect Sonny Milano has committed to Boston College to play for Jerry York's Eagles, but before he goes off to The Heights, he took part in the NHL scouting combine, currently underway in Toronto, and showed off some his impressive stick skills.
The 18-year-old is projected to be a high first-round pick after tallying 85 points in 58 games for the US National U-18 Team.
Take a look at some of the off-ice puck handling skills that the Massapequa, N.Y. native will be bringing to the table for the BC Eagles:
GIFs provided by Boston.com's Austin Tedesco.


text:
Hi, I'm new here. I've been trying to make this program work but i'm not sure how to store text user input. This program seems to miss the first statement no matter what the input. Sorry for being such a noob
Code:#include <stdio.h> char c[6]; char kate[7] = "kate"; main() { printf("What is your name : "); scanf("%c",c); if(c == kate) printf("Thats a great name"); else printf("What a $$$$ name"); return 0; }


text:
Another Chanel collection, another trip into unexpected territory. As always, before any of his runway shows, Karl shot the collection's look book at his Studio 7L in Paris. The lucky model chosen to appear is none other than the ever playful and charismatic Cara Delevigne, the 20 year old beauty who also happened to open Cruise 2013 show in Versailles yesterday. And whether or not you're into the "Marie Antoinette-meets-Manga" look, you can best be assured that you're going to want this CC makeup velvet "mouche" (beauty-mark) created by Peter Philips.
Embroideries by Lesage for Chanel
Hair accessories by Maison Michel for Chanel
Shoes by Massaro for Chanel
Jewelry by Desrues for Chanel
Makeup by Peter Philips
Hair by Sam McKnight
See the photos below:
Photos by Olivier Saillant Courtesy of Chanel
Share the love on your fave social networkTweet


text:
Phone Number:
Location: United States > Tennessee > Chattanooga
Bar / Lounge Business Center with Internet Access Fitness Center with Gym / Workout Room Free High Speed Internet ( WiFi ) Restaurant Room Service Suites Swimming Pool Wheelchair access
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Price Range: $148 - $243 (Based on Average Rates for a Standard Room)
Hotel Class:3 star — Hilton Garden Inn Chattanooga Downtown 3*
Number of rooms: 94
- Official Description (provided by the hotel):
- The Hilton Garden Inn Chattanooga, Tennessee hotel is conveniently located on the city's state-of-the-art complimentary electric shuttle route; take a ride from the riverfront to the Chattanooga Choo Choo and Warehouse Row for some afternoon shopping.Deluxe accommodations, friendly service and a relaxed southern atmosphere await guests at our Hilton Garden Inn hotel in Chattanooga. Certain to please the busy executive or leisure Tennessee traveler are the Hilton Garden Inn's array of special amenities including complimentary high-speed Wi-Fi Internet access, in-room hospitality center with a microwave, refrigerator and coffee maker, dual-line phones with voicemail and data ports, large work desk, ergonomic chairs, and complimentary HBO(R). Hotel guests can also enjoy a complimentary USA Today(R) each weekday morning, our indoor swimming pool and whirlpool, fitness center with state-of-the-art equipment, our premiere fitness center and a 24-hour complimentary business center with secure remote PrinterOn(R) printing. ... more less
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text:
What an ongoing mess in Scotland over the Offensive Behaviour at Football Act. This accursed piece of legislation, bounced onto the statute book amid panic and anxiety two years ago, continues to haunt the Scottish government.
In recent months an assortment of MSPs, defence lawyers, Sheriffs and more have all decried the Act, with the words of Sheriff Richard Davidson, a Dundee judge who referred to the legislation as "mince", remaining particularly resonant.
This week Celtic FC joined in the chorus of disapproval, claiming the Act is "unhelpful and counter-productive" in its ill-defined means, not to mention the way the legislation has resulted in a higher incidence of alleged police harassment of football fans.
Loading article content
I must say, this Celtic intervention raised a weary smile. The club is now claiming to have "opposed this legislation all along", which simply does not chime with the support it gave the proposed bill from the outset.
Back in 2011, when the new legislation was being mulled over and various people (including me) were summoned to give their thoughts on it, the Celtic chief executive, Peter Lawwell, and the club's head of security, Ronnie Hawthorn, both gave their assent to it in principle.
"I think we all welcome the principle of this bill," Hawthorn told the Justice Committee at Holyrood, words which Lawwell also echoed at the time. This, it must be said, differed sharply from large groups of Celtic supporters, who opposed the legislation from the very off.
Personally, I don't really dig up either Lawwell or Hawthorn for their initial welcome of the bill. Back then it was still at the construction stage and, while expressing one or two reservations, I more or less did the same.
It was one thing, in principle, to back "anti-hate legislation" - on that my own view hasn't really changed, given the years of sectarian poison we'd had to put up with in Scottish football grounds.
The bill, during that early period of its potential worth, also received plenty backing from others who knew their legal terrain. Many different police bodies were among them, as well as the Lord Advocate, who told the Justice Committee: "My judgement is, there is a need for it [the legislation]."
Those of us who wondered whether, principle of "anti-hate" legislation aside, there was not already sufficient deterrent in law to curb football crowds, were told by various police voices that the new bill would help "plug the gaps" in terms of tackling sectarianism in Scottish football.
Well, all of this and more has come home to roost for many. The Offensive Behaviour Act has been described as "mince", "horribly drafted" and a lot worse besides. And every time she is summoned to speak on the subject, such as this week, Roseanna Cunningham, the Communties Safety minister, looks like she is having to justify one of the SNP government's prized carbuncles whenever she opens her mouth.
Many want to see the Act reined-in, revised, or even dropped completely, but it seems it is destined to soldier on, despite various protests, until a group of Stirling University academics can - hopefully - give a definitive account of its effects or otherwise in August 2015.
The question is, does this legislation seem as relevant today as it did, say, three years ago? Well, strangely, it doesn't.
In truth, Scottish football has been overtaken by other sagas, not least the fate of Rangers. The Ibrox support, who were once at the heart of this sectarianism debate, have not only gone a long way to cleaning up their act, but are also now engaged and pre-occupied with a far greater concern - the ongoing survival of their club.
Celtic do remain more concerned by it, especially given the rows the club has had with its very own Green Brigade, over what can and cannot be sung at matches.
For many, the curse of the Offensive Behaviour at Football Act remains this: its grey areas of definition. It is a piece of legislation which seems to rely too heavily on what "reasonable people" might deem to be offensive, when in fact it quickly transpires that all sorts of "reasonable people" have all sorts of contrasting views on this.
Down the line, many believe, this Act will not survive in its present form.


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Some sheriff deputies in Fairfield County, Ohio, are using golf carts to save gas and money.
Deputies in the community of Bremen (pop. 1,200) use the electric carts to patrol some neighborhoods.
Deputies say the carts are not only more efficient, they also improve community-policing efforts.
Mike Thompson reports from member station WOSU.
Copyright 2017 NPR.


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IN MEMORIAM: Pierre Bergé, the longtime partner of Yves Saint Laurent, attended the Saint Laurent men's show in Paris on Sunday accompanied by the director and star of a new biopic on the late French couturier.
Jalil Lespert, the actor-turned-director who is helming "Yves Saint Laurent," said he could not have done the project without Bergé's support.
"My movie is a love story, first and foremost, so naturally I went to him to tell him I needed his input, because at the end of the day, the biographies provide little information about their personal life," Lespert said. "I literally fell in love with the character and the couple."
The movie, currently shooting in Paris with Pierre Niney in the title role, is due to be completed by yearend.
Interest in the project is running high, especially since a rival picture, titled "Saint Laurent" and starring Gaspard Ulliel, is currently in preproduction. Lespert dismissed the competition between the two flicks. "I'm not really aware of it. I'm just focusing on my film," he shrugged.
Kering chairman and chief executive officer François-Henri Pinault, who owns Saint Laurent, was joined at the show by his wife, actress Salma Hayek, and guests including Milla Jovovich, Sky Ferreira and a gaggle of musicians.
Beck, who starred in the spring ad campaign for Saint Laurent, said his modeling debut was relatively painless. "It was comfortable, because we've been friends for so long and we shot it in a house by where I live," said the Los Angeles-based musician, who will play an acoustic concert at the Cité de la Musique in Paris on Tuesday.


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Here's a reason to drink Budweiser, if you needed one in the first place. The beer company's new "Buddy Cup" enhances your digital social life. By toasting with someone using a "Buddy Cup," you can become Facebook friends.
The cups were created by Budweiser's Brazilian branch, and use a high-tech "bump sensor" chip to connect to your Facebook account. A QR code on the bottom of the cup syncs with a Budweiser app, which then links the cup to your account. That way, anytime you tap cups with someone else using a "Buddy Cup," you're instantly Facebook friends.
Keep in mind, though, that by using the "Buddy Cup" you'll be welcoming more ads on your Facebook account and giving Budweiser access to all of your information. And here's the flip side: While this could be a great way to instantly become Facebook friends with someone you just met (which comes particularly in handy when you've had one too many to even remember that person's name later to Facebook friend them), you could have random people at the bar Facebook friending you just by tapping your glass. So keep it close.
- 15 Crazy iPhone Cases
- Best Tech Gifts for College Graduation 2013
- 10 Best Social Apps
- MNN: Photographer sets out to meet his Facebook friends in person
This story was originally written for LAPTOP and is republished with permission here. Copyright 2012 Laptopmag.com.


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SANTA CLARA, Calif. (AP) -- Carlos Rogers has seen the San Francisco 49ers' secondary come a long way in his three seasons with the team, and admits that the revamped unit is playing as well as it ever has during that span.
That's still not quite good enough for Rogers and his crew. The 49ers rank second in the NFL in pass defense, an indication to the Pro Bowl cornerback that they can do a little better.
''Our goal is to be No. 1 back there,'' Rogers said Friday. ''Each and every time we step on the field, we talk about competing, getting the ball back and being the best.''
The 49ers were at their best during last week's 34-3 rout of the Houston Texans, who entered that game with the NFL's fifth-ranked offense. San Francisco limited the Texans to 182 yards passing and made three interceptions, two of them by nickel back Tramaine Brock, who was voted NFC defensive player of the week for his performance.
Brock, making big plays for the second consecutive week in place of injured nickel back Nnamdi Asomugha, returned his first interception 18 yards for a touchdown on the game's third play to get the 49ers rolling toward their most lopsided victory of the young season.
Brock became the sixth cornerback in team history to earn the NFC's weekly honor, and coaches said this week he'll remain in the nickel back role even though Asomugha is now healthy.
''It's pretty obvious he's given us a big lift,'' coach Jim Harbaugh said. ''He's made plays. Even before the two-interception game he was covering, getting PBUs (pass breakups) and tackling. Now he's getting an extended opportunity and making the most of it.''
Brock is complementing a starting secondary that seems to be getting better by the week. The 49ers have allowed an average of 155.5 yards passing over their past four games and just one touchdown pass in their last three games.
Rogers, right cornerback Tarell Brown and strong safety Donte Whitner all returned from a San Francisco defense that ranked third in the NFL last year. The 49ers lost All-Pro free safety Dashon Goldson to free agency, but first-round draft pick Eric Reid has stepped up in his place.
Reid shares the team lead with Brock in interceptions, and the rookie's disciplined play and sure tackling have become factors in San Francisco's defensive equation. Whitner, coming off his first Pro Bowl season, leads the secondary in tackles and continues to set the tone for the unit with his aggressive play.
''It's hard to say a guy is playing better when he had a Pro Bowl season last year, but Donte is playing better,'' defensive coordinator Vic Fangio said. ''He's running our operation back there with a rookie and he's just playing a little faster and with a lot more confidence. He's kind of become a leader of the secondary and a leader on the team.''
Fangio also lauded the play of Rogers, a 2012 Pro Bowl starter who has started every game for the 49ers since joining the team in 2011.
While Whitner - who is in the process of legally changing his name to ''Hitner'' - adds punch to the back end of San Francisco's defense, ninth-year veteran Rogers provides balance with his smooth style, coverage skills and experienced presence.
''Carlos has played well and he's still a very talented player,'' Fangio said. ''He thinks from above the neck. He's very, very good at playing the game intelligently on the run. So we're very pleased to have him and we're lucky to have him.''
Rogers says it's important for San Francisco's secondary to build on its early success over the next month.
The 49ers will face opponents with passing offenses currently ranked No. 22, No. 26, No. 29 and No. 30 in the league over their next four games before a potential NFC showdown at New Orleans and its second-ranked passing attack on Nov. 17.
''Me, Donte and T, we've been doing this going on three years now, and Brock has been here also working with us,'' Rogers said. ''We expect the best. We're all hungry out there to make plays when our opportunity comes. But it's still early in the season and our work is cut out for us. We have a long way to go, a lot of different offenses, a lot of people that are going to challenge us more in the passing game, so we have to continue to improve and be ready.''
AP NFL website: www.pro32.ap.org


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Police have arrested one man and are searching for two others in the fatal stabbing of a man who tried to break up a fight outside a Lower Greenville bar early Saturday.
The fight happened in the street in front of Kush Mediterranean Grill and Hookah Lounge just before bars closed in the area.
Investigators said 26-year-old engineer Terrell Evan Cowherd was inside with some friends and was among dozens of people who spilled out of the club to watch two people scuffling in the street.
Cowherd tried to step in and separate the two fighters. A person who wasn't involved in the fight grabbed Cowherd and held him while one of the fighters stabbed him repeatedly, police said.
Cowherd was taken to Baylor University Medical Center at Dallas, where he was pronounced dead.
"He was trying to get everyone to rationalize and go about their business," said Maj. Jeff Cotner of the Dallas police. "In the process, Mr. Cowherd got attacked."
The man accused of holding Cowherd while he was stabbed, 23-year-old Jerry Brown, was arrested when officers found him in a nearby parking lot with a cut on his hand.
He told police he restrained Cowherd, punched him and "knew … [Cowherd] was going to die," according to an affidavit.
Based on pictures and cellphone videos taken by onlookers, police say they have one more suspect and "a person of interest" in their investigation. They don't know their names yet.
One of the men is believed to have stabbed Cowherd. The other's role is unclear. Both men might have fled the area in a white sedan, police said.
The man suspected of stabbing Cowherd is believed to be in his 20s, with a muscular build and tattoos of wings on each of his shoulder blades. Police estimate he is 5-foot-9 and weighs about 170 pounds.
Detectives released blurry cellphone pictures and a video shot shortly before the stabbing.
Anyone with information about the case may call police at 214-671-3584.


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I'm a grannie. Common' you know this by now. Who knew that by my mid-twenties I'd feel the effects of alcohol in the same way as my Mum – two drinks and your elbows start to feel floppy, you get giggly and decide that you've reached your quota for the night. That is exactly what happened a few weekend's ago when I entered back into the world of clubbing for one night only for my best mates birthday. I'd had my two So Co, Lemon and Limes and decided I was sufficiently topped up so it wasn't the drink that did me in, it was the 3am bedtime. By the morning I felt tired, groggy and grey. It was nothing that a Sunday afternoon nap and a few gallons of water couldn't fix and luckily I had some kick-ass skincare products hanging around that I've clubbed together and dubbed the 'Anti-Hangover/3am Bedtime Fixer Facial'. It. Was. Awesome. This one goes out to all of you who are feeling a bit fuzzy today…
THE SCRUB: Zelens Micro-Refiner Bi-Active Exfoliator. By the far the most expensive cog in this wheel, but probably the most effective step out of the five. I've never really been one for manual exfoliators but this hushes up every concern I've ever had with them. Gentle, non-scratchy and a texture that sandblasts the skin leaving it looking freshly polished. It almost justifies the purchase.
THE MASK: Oskia Renaissance Mask. Follow your freshly dusted complexion with a thin layer of this and then we're talking. Of recent times this has been top of my mask pile – think an amped-up version of the REN Glycolactic one. The best bit? It's quick. Five minutes and it's done the job.
THE SPRITZ: Caudalie Eau de Beauté. It's been a while since this has been brought into play hasn't it? Refreshing and with a definitely zingy feeling after being used post-mask – I found this to really wake me up. The scent soothes as always and it just helps to deliver that final kick into the skin to push it over the awake looking line.
THE EYE CREAM: Origins Ginzing Refreshing Eye Cream. Oh I do love this stuff. With just the right levels of emollience and luminescence it does a decent job at diffusing dark circles, puffiness and just making things look less grey and dreary under there. The only eye cream you need to reach for on a Sunday.
THE ILLUMINATOR: Elemis Pro-Radiance Illuminating Flash Balm. I'm struggling to find a difference between this and Clarins Beauty Flash Balm. They're basically exactly the same thing. A moisturiser designed to illuminate without a hint of shimmer in sight. It's not greasy, nor oily looking – just sheeny. Fab as a base for makeup or as the final step of a skincare routine when planning to go barefaced. Think brightening in a bottle.
I've given plenty of DIY at-home facial line-ups a go, but I think this combination may be my favourite of all. It didn't aggravate, was surprisingly gentle and my skin was oh-so-soft and bump-free by the end. And I looked awake. And just generally healthy. Screw it. I'm whacking this out every weekend.


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Four Seasons Boat Wax, 12 oz. - CRC
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Sony Electronic's newest 4K Handycam FDR-AX100 camcorder delivers a compact solution for capturing moments in the highest possible image quality – four times the resolution, clarity and detail of high definition.
The AX100 is 74% smaller and 66% lighter than the recently announced Sony FDR-AX1 model, but despite its small size, the new 4K camcorder houses the very best digital imaging technology. Sony's AX100 model is the first 4K Handycam to feature a large, 14.2 effective megapixel back-illuminated 1.0-type Exmor R CMOS sensor. Far larger than the sensor in conventional consumer camcorders, it captures flawless 4K Ultra HD images (3840 x 2160 pixels) while also allowing beautiful bokeh background defocusing effects, even in low light conditions.
The AX100 has on-board Wi-Fi for easy connection with any iOS or Android device coupled with Sony's free PlayMemories Mobile app, and features Near Field Communication (NFC) one-touch for simple connection to NFC-enabled Android devices. Wi-Fi also allows wireless playback of content stored in the Handycam on a networked TV. Additionally, a connected smartphone can be used as a remote to control the camcorder.
The Sony Handycam AX100 4K camcorder and its compatible accessories will be available in March for about $1999.99.
New splash-proof wearable HDR-AS100V action camera records high-quality Full HD video with enhanced image stabilization and range of sharing options.
Sony's new high-end, wearable HDR-AS100V Action Cam adds full HD image capture to its range of point-of-view video capabilities. The HDR-AS100V also adds 24p, high-speed shooting modes, and a high-quality still camera – all combined in a splash-proof body without an underwater housing. This POV camera is perfect for capturing life's adventures for playback on a big screen or the web.
The new Action Cam offers Sony's unique advanced SteadyShot Image Stabilization which more than doubles the camera's stability versus its predecessor. The new and improved stabilization automatically adjusts for different frequencies of vibration, from mild oscillations while walking to rapid vibrations when riding a motorcycle. A premium ultra-wide ZEISS Tessar lens yields an impressive 170-degree viewing angle (120 degrees with SteadyShot on) to capture all the action on dynamic terrain like ski slopes and mountain trails. Perfect for panoramic landscapes, the AS100V model also steps up its Exmor R CMOS sensor from 16- to 18-megapixels for superb images with less noise in low-light and night conditions. The addition of a second tally light on top of the camera provides instant visual assurance of start-stop recording status.
The new Sony HDR-AS100V point-of-view video camera will be available in March for about $299.99. The HDR-AS100VR bundle will include the new Action Cam with a Live View Remote for $399.99.
Seven new models deliver big sensors, high bit-rate recording, improved SteadyShot and brighter projectors for better, smoother, steadier output
Sony Electronics is expanding its Handycam line of camcorders with seven new models that make it even easier to capture and preserve irreplaceable memories in sharp full HD video with detailed still images. The new models range from entry level to high end, with stand-out features, including powerful new processing, Balanced Optical SteadyShot for smoother video, brighter built-in projection, advanced audio, simple wireless sharing and remote control via Wi-Fi and NFC.
Flagship Full HD Handycam
Heading the 2014 line is Sony's HDR-CX900 model, one of the first Handycam camcorders equipped with a large image sensor for pro-style performance in a compact body. The new camcorder features a 1.0-type, 14.2 effective megapixel back-illuminated CMOS sensor with an impressive wide angle 29mm ZEISS® Vario Sonnar T* Lens to deliver the ultimate combination of performance and versatility for shooting in full HD with high quality still images. Far larger than the sensor in conventional consumer camcorders, the 1.0" type Exmor R CMOS sensor engages Direct Pixel Read Out to produce high quality images even in low-light situations.
The new models are the first Handycam camcorders to offer Clear Image Zoom, which uses By Pixel Super Resolution technology to boost detail on video footage captured at up to 60x magnification (HDR-CX330, PJ340, PJ540). It also powers the camcorders' Balanced Optical SteadyShot feature for up to 13x more shake stability from wide to tele, Optical SteadyShot with Intelligent Active mode for up to 13x more shake stability at wide angle, and dramatically improves zoom ratio. Shooters can record movies in top-quality AVCHD Full HD or MP4 simultaneously for easy smartphone transfers or uploads with the camcorders' built-in NFC/Wi-Fi function.
Entry HD
HDR-CX240: Full HD 60p, 9.2-megapixels, Exmor R® CMOS sensor, SteadyShot™ image stabilization, 29.8mm wide angle ZEISS Vario-Sonnar Lens with 54x Clear Image Zoom, Picture Effects, AVCHD + MP4 recording, and 2.7" type LCD™ display – about $230
HDR-CX330: With Wi-Fi/NFC, Optical SteadyShot™ image stabilization with Intelligent Active mode, wide angle 26.8mm Sony G Lens, and 60x Clear Image Zoom– about $330
HDR-PJ275: With built-in projector (13lm) and external device input, 29.8mm wide angle ZEISS Vario-Sonnar Lens, Wi-Fi/NFC and 8GB flash memory – about $400
Mid HD
HDR-PJ340: With Wifi/NFC, built-in projector (13lm), external device input, 16GB flash memory, 60x Clear Image Zoom, wide angle 26.8mm Sony G Lens, and Optical SteadyShot™ image stabilization with Intelligent Active mode, Wi-Fi/NFC – about $480
HDR-PJ540: With new sound features, 5.1 channel mic, built-in projector (25lm) and external device input, 32GB flash memory, 3.0" type wide touch screen Clear Photo LCD™ display (460K), Balanced Optical SteadyShot™ image stabilization, Wi-Fi/NFC – about $700
High-End HD
HDR-PJ810: With Wifi/NFC, 24.5-megapixel still shot, manual control (iris/shutter/exposure/white balance), wide angle 26.8mm Sony G Lens with hood, advanced controls with expanded focus, zebra, and peaking, touch screen 3.0" type Xtra Fine LCD™ with WhiteMagicTM (921K), color Electronic Viewfinder and built-in projector (50lm) with external device input and Keystone Adjustment – about $1100
HDR-CX900: With back-illuminated 1.0 type Exmor R CMOS image sensor, 50Mbps high bit rate XAVC S recording , 29mm wide angle ZEISS Vario Sonnar T* Lens, Wi-Fi/NFC, 20-megapixel still shots, and 3.5" type Xtra Fine LCD™ (921K) – about $1500
The new high definition camcorders and accessories will be available in late February, starting around $230.


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Nude mouse: A mutant mouse said to be nude because it is hairless due to the presence two copies of the gene "nu" (for nude). Nude mice have no thymus and therefore no T cells, a class of lymphocytes that depend on the thymus to develop. For lack of T cells, nude mice cannot reject tumors or transplants of cells from humans or other animals.
Nude mice have served in the laboratory to gain insights into the immune system, leukemia, solid tumors, AIDS and other forms of immune deficiency. Nude mice were discovered and first bred by Miroslav Holub (1923-1998), a distinguished Czech immunologist and a renowned poet.Source: MedTerms™ Medical Dictionary
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