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Jesus is my SAVIOR
Jesus is my SAVIOR, and I am grateful for what HE did on the cross for me. Accept Jesus as your personal SAVIOR before the end of time.
Could you imagine a parent telling their child they aren't good enough from their birth, up until they reach the age of reason and can understand what it takes to be a better child? Yuck.
Quoting L202M:
Not sure what to say seen as how I don't understand the point to this post. You believe in Christ.... That's cool. I don't share the same beliefs.
I believe in Christ and the Bible, but I don't judge people because they don't believe. Who are we to say someone is lost? We're all lost and flawed in our own way at some point in our lives. So many Christians are so miseducated and "Jesus freaks" that they make people in general not like them as a whole. If you're a real Christian, let God judge. You can introduce people without force, but saving them is not your job. Things like religion separate people and cause conflict because of people's lack of intelligence and ability to converse about such a topic without getting emotional and hot-headed. Opinions are like butts... everyone's got one.
Lol really?
Sorry you feel the need to believe in myths to cope.
If I was going to pick a savior I think I would go for Thor at least he was badass

subset: commoncrawl


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Artist description:
Cherry blossom forest with magic floating through
Canvas Draw Created Jan 05, 2013 640 x 460px Unless noted Copyright 2013 loladodd.
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pencildream Jan 06, 2013
pretty flowering!
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Where Legends Were Born (Legendary Pokemon)
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January 12th, 2012 (12:10 PM).
Ephemeral Euphoria
Join Date:
Dec 2009
Originally Posted by
It is rare seeing a Shadow Claw Arceus as most Arceus nowadays run on the Bug-types, focusing on a STAB X-Scissor or a CM Judgement set. Gengar is pretty safe with him. Another legendary, Ho-Oh can practically OHKO Arceus-Bug with any STAB attack considering its massive Attack stat.
That's rather odd if I do say so myself but that's the first time I've heard of Bug Arceus being used so widely nowadays TBH. Arceus could use the BoltBeam combination if using the CM Judgment set too though which can put a dent on Gengar and Ho-Oh as well, especially if it's obtained a few CM boosts beforehand. For the Swords Dance Bug set I'd probably go with Stone Edge for coverage against said counters, shaky accuracy but better than nothing if you ask me.
Originally Posted by
Sector Revenge
If we're providing Swords Dance for Arceus, you do know Punishment is a Dark Type move and can work wonders with it? I prefer Punishment over Shadow Claw. Not to mention the typing is optional and if you use Dark type Gengar would be in trouble. It all varies on how you use the advantage of Arcues.
Bug-type Arceus. Never used that one before. I've only used Dark, Dragon & Steel and I found that Steel type is the most frustrating among the other trainers.
Which typing do you prefer on Arceus and why?
Actually that sounds like a pretty good idea there haha, I'll have to try that sometime. Only used the Ghost type myself though TBH, yes I know I'm a noob lol.
I've always liked the Water type Arceus above most of the other typings TBH, pairs so well with Kyogre it's just sickening lol.
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The first official pictures of the Bentley Continental Flying Spur have leaked on the internet well before the car's official unveiling at Geneva motor show next month.
While the interior strongly echoes the latest Continental GT and GTC, the images show some exterior changes from their design cues with a more upright grille, more streamlined profile and trimmed styling of the rear light clusters.
Bentley is yet to release details on the drivetrains, but is tipped to be using the current Continental's 373kw/660Nm 4.0-litre twin-turbo V8 and 423kw/700Nm 6.0-litre W12.
This journalist is on Twitter: @KarlaPincott


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Did you know that just 33% of children and youth in Peel walk to school yet 67% live within two kilometers? Walking is the simplest form of physical activity. Promote and support students' participation in walking to school and home from school.
Benefits for Children
The more active children and youth are earlier on, the better chance they have of developing life long physical activity behaviours into adulthood. Physical fitness levels are linked to positive health outcomes, such as:
Walking also allows students to learn more about their neighbourhoods, socialize with friends, gain independence and most importantly, have fun!
Benefits for Your School
Benefits for Parents
For information on how your school can participate in walking to school programs or initiatives contact your school health nurse 905-799-7700.
For additional information and resources visit Green Communities Canada: Active and Safe Routes to School.
For information on pedestrian safety visit Parachute Canada.
Student Edition
Elementary students share their experiences about walking to and from school and why they would encourage their peers to do the same.
Video Part 1: Stepping It Up: Kids Say Walking to School is Healthy, Fun and good for the Environment.
School Travel Planning Edition
Parents, Teachers and School Administrators describe how to incorporate walking and biking strategies into the school community and why they would encourage other school communities to do the same.
Video Part 2: Stepping it Up: How to Get Active on the Trip to School through School Travel Planning
Join up with another teacher and take both classes out together. When you're walking as a group, remember to:
Whether walking to school on their own or as part of a program at school, remind kids to:
|For more information
Health Topics A-Z | Information for Professionals | Information for Workplaces
| School Corner | Employment/Volunteer Opportunities | Clinics, Classes and Events | Resources & Factsheets | Translated Information | About Public Health | Contact Us | Public Health Home Page
Revised: Thursday September 26 2013
Programs & Services Council By-laws Elections Accountability and Transparency Strategic Plan Corporate Overview Budget Accessibility Service Locations Peel Art Gallery, Museum and Archives Emergency Preparedness Statistics / Publications


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Published: June 19, 2008
Jimmy Drummond, resident and firefighter of Youngstown floats to the field to start off the Mahoning Valley Scrappers' season opener at East Wood Field, Tuesday evening. Drummond has been sky diving since 1993 and holds the title of National Accuracy Champion.
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Toronto is the most crowded city in Canada, the common capital of Ontario and the focal point of the Greater Toronto Area, the most crowded metropolitan region in Canada. A populace evaluate from a city report discharged in 2013 demonstrates the city is presently the fourth most crowded city in North America, after Mexico City, New York City, and Los Angeles. A set up worldwide city Toronto is a universal focus of the business, fund, expressions, and culture and broadly perceived as a standout amongst the most multicultural and cosmopolitan urban areas on the planet.
Situated in Southern Ontario on the northwestern shore of Lake Ontario, Toronto is arranged on a wide slanting level crossed by a broad system of waterways, profound gorges, and urban backwoods. It grapples the Golden Horseshoe, a thickly populated area encompassing the western end of Lake Ontario that is home to 8.7 million individuals or around 26% of the whole populace of Canada.
Toronto is a noticeable community for music, theatre, movie generation, and TV creation, and is home to the central command of Canada's significant national communicate systems and media outlets. It's shifted social organisations, which incorporate various exhibition halls and displays, celebrations and open occasions, stimulation locale, national noteworthy destinations, and games exercises, are key attractions to the more than 25 million travellers that visit the city every year.


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Services for Charles Edward Robertson, 58, of Lubbock were held at 2 p.m. Wednesday, May 27, 1998, in the Rix Funeral Chapel with the Rev. Archie Hall, officiating.
Burial was in the Cone Cemetery in Cone under the direction of Rix Funeral Directors.
Robertson died Monday, May 25, 1998, at St. Mary Hospital.
He married Sue Cannon in 1964 in Mayfield. He graduated from Ralls High School in 1957. He was an engineer technician for the city of Lubbock for three years. Before working for the city, he worked for Myers Corporation as gold course construction foreman for 10 years. He also worked for Pioneer Natural Gas for 10 years.
He served in the U.S. Marine Corps. He was a sober member of Alcoholics Anonymous for almost 20 years.
Survivors include two sons, Clyde and Tharin, both of Haltom City; two daughters, Karen Bruce of Hurst and Joann Phillips of Haltom City; four grandchildren; a brother, Authur Dale "Zeke" Robertson of Washington, D.C.; three sisters, Rita Pierce of Floydada, Helen Robertson of Naples and Jean Richards of Hemphill.
©The Crosby County News & Chronicle, Friday, May 29, 1998
Crosby County TXGenWeb Project
This site may be freely linked to but not duplicated in any fashion without my consent.
The information on these pages is meant for personal genealogical research only and is not for commercial use of ANY type.


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Regis Corporation's (RGS - Free Report) first-quarter fiscal 2014 adjusted earnings of a penny per share beat the Zacks Consensus Estimate of a loss of 6 cents per share. Lower operating cost resulting from the company's cost-saving efforts as well as better-than-expected revenues led to the beat.
However, earnings in the quarter were down 87.5% year over year from 8 cents per share. The year-over-year fall in earnings was caused by the decline in same-store sales (comparable store sales) and lower operating margin.
Total revenue declined 7.3% year over year to $468.6 million but surpassed the Zacks Consensus Estimate of $448 million by 4.6%. However, the quarterly revenues decreased due to the decline in comps and lower traffic.
Quarter Performance
Service revenues dropped 5.5% year over year to $371.7 million, mainly due to a decrease in North American salon revenues and a 3.3% decline in service same-store sales (due to 5.7% fall in guest counts). The decline in the net store counts also played a role in pulling down the total sales during the quarter.
Product revenues declined 15.2% year over year to $86.7 million owing to a 14.8% fall in product same-store sales. However, royalties and fees revenues climbed 4.7% year over year to $10.1 million, gaining from higher franchisee comps and increased store count.
Consolidated comps in the quarter were down 5.4% due to a 7.2% decrease in guest count, offset by a 1.8% rise in average ticket price. The rate of decline in comps was also worse than the year-ago quarter's drop of 3.1%.
Cost of service as a percent of service revenues expanded 140 basis points (bps) to 60.5% as it was adversely impacted by negative service comps and higher healthcare costs. However, cost of product as a percent of product revenues (adjusted) declined 110 bps to 50.8%, due to the lap of a sales-incentive program which was present in year-ago quarter. The company's plan-o-gram initiative also helped cost to decline.
Store Update
During the quarter, Regis opened 30 company-owned salons while closing down or transferring 57 units. On Sep 30, 2013, the company had 9,752 salons, of which 7,403 were company-owned and the rest were franchised.
Our Take
Regis' earnings beat the estimate during the quarter but were down year over year. The company's earnings have been reeling under pressure for quite some time now due to lower top line, higher labor costs and mounting retail expenses. Owing to the continuous fall in guest count, the company has been witnessing declining comps for the past 21 quarters. Although the company has undertaken several sales-building initiatives, we believe that the sluggish comps trend will continue to affect its performance until the customer-visit patterns completely rebound. Apart from this, in the concurrent quarters, the company's profit is expected to be under pressure due to higher labor costs.
Regis holds a Zacks Rank #5 (Strong Sell). Some other retail stocks with a favorable Zacks Rank that are performing well include Five Below, Inc. (FIVE - Free Report) , KAR Auction Services, Inc. (KAR - Free Report) and Marinemax Inc. (HZO - Free Report) . All these companies carry a Zacks Rank #2 (Buy).
In-Depth Zacks Research for the Tickers Above
Normally $25 each - click below to receive one report FREE:
Regis Corporation (RGS) - free report >>
MarineMax, Inc. (HZO) - free report >>
KAR Auction Services, Inc (KAR) - free report >>


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Marley In The Mountains Concert Tonight In Ketchum
And you think it's smokey here? Wait till you get to the Reggae show tonight in Ketchum.
Just kidding, sorta. Either way, tonight's the night that "Marley In The Mountains" kicks off in Ketchum, Idaho. Reggae in the mountains…nice!
- The doors open at 5PM tonight.
- The show starts at 5:3oPM tonight.
- Tickets are starting at $25.
- There's food and drinks inside the show for sale
I'll let Danny from "Marley In The Mountains" explain:


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Commuter critical after New York ferry hits pier
A high-speed commuter ferry carrying hundreds of passengers crashed into a pier near Wall Street during yesterday's morning rush hour, injuring 57 people, one critically.
Passengers travelling aboard the 141-foot Seastreak Wall Street from New Jersey to Manhattan were thrown on deck by the impact of the collision.
The vessel had been travelling on calm waters at between 10 to 12 knots when it crashed into the pier. "It was entirely normal ... But it didn't stop this time." Brett Cebulash, a commuter said. "People who were standing up flew because of the impact," he added.
Ashley Furman, another passenger, said: "I was standing on the boat . . . and the next thing I know, I was six feet in the air." Some passengers panicked as they…


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BARNSTABLE (AP) — Supermodel Gisele Bundchen, wife of New England Patriots quarterback Tom Brady, was stopped for speeding on Cape Cod over the weekend and was given a verbal warning by a Massachusetts state trooper.
State police spokesman David Procopio said Bundchen was going about 70 in a 55 mile-per-hour zone on state Route 6 in Barnstable when she was stopped Saturday.
Procopio said two children were in the Cadillac SUV, properly fastened in car seats.
The trooper reminded Bundchen that the speed limit on Route 6 is 55, and let her go on her way.
Procopio said Bundchen did not get any special treatment.
The same trooper gave four other drivers verbal warnings that afternoon.
He gave 20 others written citations, but those drivers committed other violations in addition to speeding.
(Copyright 2011 by The Associated Press. All Rights Reserved.)


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Contact Info / Websites
Entry #133
Im still here, my non-existencial friend. My world colapses, but i am still alive :)
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2014-04-07 07:41:02
Huh, the old Kongregate game, which got a badge. Just finished it some days ago myself, but didn't have the patience to collect every acm there. Respect. What happened with stage 19?
DepresiveNeko responds:
maybe i forgot, i dont know, my old notebook is dead with all saved progress


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EA - John Riccitiello Steps Down as CEO
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EA - John Riccitiello Steps Down as CEO
March 19th, 2013, 15:40
I would love to write EA off and just assume that KS-funded smaller companies will pick up the gaming torch. But until I see a truly polished game worth the money made by these folks, then it's all just a lot of hype and promises. In no particular order, these games would include Wasteland 2, Project Eternity, Torment, etc. If they are all they're cracked up to be upon release, I'll start buying into the "We don't need AAA games" movement. Until then, I remain skeptical that they can provide the kind of entertainment a AAA game does for me currently.
In addition, if something were to happen to EA it would affect what is left of BioWare, or more importantly the IPs of BioWare that I love-- Mass Effect and Dragon Age.
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Work it Out in Brighton & Happy Valley! 84% off
Stay Fit and Lean over Winter! $19 for One Month of Dual Membership to Brighton & Paragon Fitness Centres! ($120 Value)
- About
- Fine Print
- Reviews
What We LikeOne month of gym membership for less than $1 a day! Use at both locations—Brighton and Paragon Fitness Includes full club access—check out group fitness classes including Les Mills, Zumba, Yoga, Pilates, Fitball, Over 55's and more! Includes gym induction/orientation Group fitness classes The Coffee Bar and Female Friendly Weights and Cardio Studio is available at BOTH clubs! Shower facilities are also available!
The Company
The Fine PrintExpires on 13 October 2011 Not valid with any other offer Bookings essential Opening Hours differ slightly between the Clubs; Please refer to the websites One voucher per person New members only General gym terms and conditions apply Contact details found on voucher
I joined the Brighton Fitness Centre (BFC) in 1998 and have witnessed quite a few changes and improvements during that time. The BFC offers a gym with the lastest equipment, a great range of classes and excellent facilities. But equally as important , there is a strong sense of community, which creates a warm, friendly and inviting environment, which I feel part of.
Recently, a well-known international franchise gym opened a new facility nearby. I have encouraged all of my family and quite a few friends to join BFC. Most have tried both the new gym and BFC before committing to a long term membership, and it is testimony to the BFC and the community environment that it engenders that all have chosen to join BFC.
BFC members are from all age groups and walks of life so I have never felt out of place when taking part in any of the classes or working out in the gym and cardio room. It is important to me and I would suggest most women, that I feel comfortable in the weights room during my training sessions. I have found that I never feel intimidated and in fact, my fellow members are helpful and considerate.
The employees of BFC are certainly not your stereotypical fitness instructors; ranging in age from late teens to 40's and 50's, all working as a cohesive team. They are friendly, considerate, and very knowledgeable, and are professional in their approach to customer service team. It would be fair to say that I am treated as an individual, rather than a member number. From the moment I arrive and am greeted at reception by friendly staff (who know my name), to when I have completed my session, I feel a part of the BFC family.
I firmly believe that my level of fitness would not be as high as it is, if not for the encouragement and positive reinforcement I continually receive from the instructors and staff. I am approaching fifty, feel incredibly fit and I am the healthiest I have ever been. Going to the gym for me is not a chore it's a life style choice made easy by attending the Brighton Fitness Centre.
Pamela Petrilli
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+Can I form a business partnership with Ouffer?
We're always happy to hear from business-owners, or people who believe a business (of any kind) would benefit from our hugely powerful marketing platform, or from others interested in forming a business partnership of any kind, from all over the world.
In order to enquire about getting a business featured on Ouffer, please send an email to firstname.lastname@example.com, with the following details...
- Business Name
- Location
- Website
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For other proposed business partnerships, please email us at email@example.com with some more information about your proposition below and we will be sure to get back to you very soon.
We look forward to hearing from you!
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+Can I work at Ouffer?
Ouffer is always looking to add new talented people to our fantastic team! Please check our Jobs page for any current vacancies. Alternatively, just send your CV/Resume to email@example.com along with a brief cover letter and we will be sure to get back to you in due course.
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+Can I use a voucher after it has expired?
Voucher redemption is at the discretion of the business providing the service or product. Most businesses tend to enforce the validity terms of the voucher and often are not able to extend past the validity date. We always prefer if our members can use their voucher at any time, but unfortunately, redemption after expiry is purely at the discretion of the business.
Please note, many businesses book out prior to the voucher expiry - we suggest making a booking at least four weeks prior to the end of the validity period (and if you're trying to get a booking for a popular time, like a weekend, the booking should be made as soon as possible. The earlier you book, the more likely it is that you will get your preferred booking time!)
It is very rare for Ouffer to issue a refund in cases where the voucher has expired. Most offers have a redemption period of at least 3 months, which is usually plenty of time for all purchasers to use their voucher. In any case - the expiry date of each offer is clearly stated in the "Fine Print" section of the offer page, and it is the responsibility of the purchaser to ensure that they have availed of the offer before this date!
Not found what you are looking for? Submit an enquiry
+How can I resolve an issue with a past/present offer?
Please note that Ouffer is the medium through which businesses feature their services, and cannot be held responsible for the services provided by such businesses. If you have a complaint about a featured business or the service that they have provided, the first step should be to contact the business directly. They may be able to take steps to resolve the situation, which will usually be similar to steps taken when dealing with any customer complaint.
You will be able to find contact details for the featured business on the offer-page. Other conditions (such as the expiry date) can be found in the "Company" section of the offer-page.
Alternatively, you can ask the Ouffer Customer Experience Team and we will get back to you as soon as possible.
Please note, it is really important whenever making a refund request to provide very detailed and accurate information - if any information provided is false, we will not be able to provide a refund to you.
We always provide a credit or refund when a business is no longer operating and you have a valid voucher. You can find our Refund Policy at http://experiences.ouffer.com/refund-policy-adma for further information.
If you would like a refund for any other reason, please let us know via email to firstname.lastname@example.com. Our support team will always do their best to assist.
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+How can I resolve an issue with a product I purchased?
If you've purchased a product that you redeemed directly with a vendor, the first step is to try to contact them - their details should be on the voucher.
If you the vendor isn't getting back to you, or if you've purchased a product that was shipped directly to you without the need to redeem your voucher, please let us know exactly what the difficulties you have are by email to email@example.com and we'll do our best to help!
We are only able to offer refunds in cases where items are faulty, damaged or incorrectly advertised.
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+How can I unsubscribe from receiving your emails?
If you would like to unsubscribe from receiving emails from Ouffer in future, please go to My Account and then click on My Subscriptions.
On that page you can choose exactly what emails you want (you can even choose to receive an email once a week, instead of every day) or you can unsubscribe from all our emails in just a few quick clicks!
Not found what you are looking for? Submit an enquiry
+How do I buy an offer?
Firstly, make sure you are signed up!
Then, after logging in - click 'Buy Now' towards the top-right of the offer page. On the next page, you will be asked to confirm the quantity of vouchers that you wish to purchase (if you're using credits to purchase, this is where you can select how much credit you want to use).
If you're buying a product, you may also be required to provide your Postal Address, or your choice of redemption location. Always make sure you enter the correct address for delivery.
Once you've done all that, you can then go ahead and click "Complete My Order" towards the bottom of the page. The number of credits selected (if any) will be deducted from the cost of the voucher, and the corresponding number of credits removed from your account.
Follow the on-screen instructions from here - you can pay via a registered PayPal account, or using your credit/debit card.
As always, if you you have any questions at all, please don't hesitate to contact us at email@example.com.
Not found what you are looking for? Submit an enquiry
+How do I locate my voucher?
After you buy a voucher, you'll get an email with a link to download (and print) your voucher. Unfortunately, some mail servers automatically transfer our emails to your 'junk' mail box.
(If you haven't been getting our emails, it's also a good idea to make sure that you added us as a 'safe sender' to make sure our emails aren't going to your junk box!)
But, you can also actually log into your account and print the vouchers off whenever you like! Here's how:
- Sign into the site,
- Hover over "My Account" at the top-middle of the screen.
- Choose "My Ouffers" from the drop-down menu.
- Choose "All" towards the top-right corner of the screen.
- Click "View/Print" next to the voucher you need to view/print.
Instructions on how to redeem the voucher will be contained on the voucher itself.
Things to keep in mind:
Lots of our members have more than one email address – if you log into your account and you can't find your voucher, you may have used a different email address to purchase – for example your work email or your personal email address. Try all the email addresses you have and if you still can't find it, let us know.
If you used PayPal to purchase, what happens is that a new account will be created using your PayPal email address. If your login email for PayPal and Ouffer are the same then there won't be any problems, but if you use a different address for PayPal, a new Ouffer account with that PayPal email will be created. Your voucher will be placed in that account.
If you purchased a voucher and it isn't showing up, the next step is to check your credit card statement (on-line if you have access!). If there is a charge there, please send an email right away to Ouffer so the team can investigate it for you. Please include as much detail as possible to help us assist you as quick as we can.
Not found what you are looking for? Submit an enquiry
+How do I refer a friend?
In order to refer a friend to Ouffer, you just need to…
First log in to Ouffer! After logging in, in the top corner of the page, there is a link which says "Invite Friends, get $5". You will then be taken to a page that provides personal "referral link". You can copy and paste this link into an email to all of your family and friends (or even use the Facebook and Twitter sharing buttons). If any of your friends sign up to Ouffer, we'll give you $5 credit as soon as they make their first purchase.
If you have any questions about referring friends, please email us at email@example.com.
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+I've booked my travel dates with the hotel - am I able to change them?
Most of our hotel partners allow one change of date, however, that will depend on the hotel's cancellation policy (and how far away your booking is). If your booking is for tomorrow, it is unlikely you will be able to change your travel date, however, if your booking is six months away, most hotels will accommodate a change of date. Some hotels may charge a small administrative fee for any chances (at their own discretion).
We're more than happy to assist where we can, but any date requests need to be made with the hotel directly.
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+I bought a gift voucher, how do I find it?
At the end of the offer, we will send a link to download the gift voucher – exactly like a normal voucher. You can send the voucher as a PDF to the lucky recipient, or you can print it off and combine I with a card if you prefer!
To find your gift vouchers you just need to log on to Ouffer and then click on the "My Account" link, which appears once you have signed in, and select My Ouffers.
Once you've logged in you will notice several tabs, 'Active', 'Used', 'Offered', 'Expired' and 'All' If you click on Offered you'll be able to see any gift vouchers you've bought!
Not found what you are looking for? Submit an enquiry
+I bought an offer - what do I do now?
You will find instructions on how to redeem the offer on the voucher itself. Depending on the offer you've purchased, you may need to contact the featured business to make a booking - contact details will be provided on the voucher. You may also find them in the "Fine Print" or "Company" section on the offer page, along with any other conditions relevant to that particular offer.
Your redemption code is the code printed at the top of your voucher - in almost all cases, you will need to give this code when redeeming the offer you have purchased - this is so that our partners can verify that the voucher is valid and provide you with the service advertised.
Not found what you are looking for? Submit an enquiry
+I can't use my voucher any more - can I give it to someone else?
Yes, your vouchers should be fully transferable (unless the terms of a specific offer state otherwise). So long as you haven't used part of your voucher, you can give it to a friend or family member. If you've had part of a treatment or service, you aren't able to give the voucher away though.
If a voucher has expired, it unfortunately can't be used by anyone.
Whenever you buy a voucher which needs a booking, always be sure to book well in advance of the expiry - the earlier the better. Just to make sure no one misses out, most vouchers will need to be booked between two and four weeks before their expiry.
Not found what you are looking for? Submit an enquiry
+Is Ouffer a secure site?
Ouffer is fully secured by Verisign, the highest level of security a website can have. All financial details are passed directly on to our merchant processor, so not even our staff have access to any credit card details.
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+I want to speak to someone, who do I contact?
If you need our help for any reason, please don't hesitate to contact us at firstname.lastname@example.com so one of our Melbourne and Sydney based team can help you!
In order for us address your issue as quickly as possible, please try to include the following (where possible):
- The email address you have registered your account with
- Your voucher/redemption code
- The name of the service-provider/business for which you purchased your voucher
The above information will enable us to provide you with a much quicker response!
We like to try to reply to any enquiry as quickly as possible. Our support team are based in Sydney and Melbourne, working between 9.00am and 8.00pm AEST. If your contact us outside those hours, it may take us a bit longer to reply.
In the event that you have attempted to contact us and you haven't got a reply after 2 business day, it's possible that your email didn't make it through to us for some reason - we will never not reply to an email.
If this happens, please try to send another email from a different email address to email@example.com.
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+My Password isn't working - What can I do?
If your password doesn't work, you can get a new one by clicking on the "Forgot Password" link underneath the login box.
You should get an automated email sent to you – if that doesn't work, it probably means your email account may be blocking our emails! First thing to do is to check your junk mail box and there should be an email in there. If there is, please add us as a safe sender.
If you can't find an email from us, just send us a quick email to email@example.com and our team will be able to help out and create a new password for you!
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+What does the 'Mark as Used' Button do?
The 'Mark as Used' button allows you to move your used vouchers to the Used section. That way, you can check exactly what vouchers have yet to be used.
It's pretty handy when you've bought a few vouchers for one place but don't use them all at once. You can check your used vouchers by clicking on USED Vouchers and also, if you click Mark as Used by mistake, you can bring the voucher back by clicking on Mark as New – good as new!
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+What is credit, and how do I use it?
If you are using credits for your entire purchase, you won't need to enter any credit card details - you can just ignore the box.
If you are using credit for part of the purchase, you will need to use a credit card to 'top up' the purchase. For example, if you have $15 credit stored up, and you are buying something that costs $100, you would just need to pay the $85 top-up amount from your credit card or PayPal account.
Your credits will expire 365 days after they have been granted, although this doesn't apply to specific promotions which state otherwise.
Your credit is personal to you, so you can't give it away - but you can buy a voucher for someone as a gift using your credit.
If you look at your bank statement right after a purchase, you may notice more than one charge on there (usually, there will be the full amount and the amount less the credit on your statement).
That is an unfortunate requirement of the banks – we haven't really charged you twice! The charge you noticed for the full amount is what banks call a 'pre-authorisation'. Ouffer doesn't actually charge anything until after the deal closes – the pre-authorisation is just a hold on those funds.
When our system goes to charge you, it will see that you are using credit and will adjust the cost accordingly. The original 'pre-authorisation' will 'drop off' within one to five business days (depending on which bank you're with).
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+Why have I been charged twice?
If there are two charges on your statement, it is most likely that the first is a 'pre-authorisation', rather than an actual charge. The 'pre-authorisation' will be removed by your bank between one to five business days (depending on which bank you use for your credit card).
If you noticed that you actually bought more vouchers than you intended, please contact us at email@example.com immediately. So long as Ouffer is told promptly, we can usually credit or refund the mistakenly bought vouchers (but that will depend on how quickly we've been notified and if any bank or administration fees have been incurred).
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Daily Inspirations


text:
About This Activity
We're sorry, but this activity is over. The last meeting was Friday, May 30, 2014.
Music Together early childhood music classes for birth to age 5, accompanied by a parent or caregiver. This is a ten week session of 45-minute classes that meet once per week.
Classes will be held on the following dates: March 28; April 4, 18, 25; May 2, 9, 16, 23, 30. All are invited to the Spring All-Class Celebration on Saturday, May 17.
Please note: this activity is for SIBLINGS. If you are registering one child (or your first child) for Music Together, please register instead in activity #265-1.
Financial aid is available for families who qualify. See income categories at the GC Music Center website. With proof of income, cost for families who qualify for the reduced lunch tier of financial aid is $75. Cost for families who qualify for free lunch tier of financial aid is $40.
If you are paying $75 or $40 tuition, we ask that you do one of the following to offer proof of income. For either of the irst two items below, you may drop off at the Music Center Office or mail to:
Debra KauffmanGoshen College1700 South Main St.Goshen, IN 46526
- A copy of the first page of your most recent tax return OR
- A copy of pay stubs from one pay period of all wage earners in your household OR
- Call Deb Kauffman at (574) 535-7907 and arrange to meet with her to explain your situation
Please call the Music Center Main Office at (574) 535-7361 for more about receiving our financial aid scholarships.
Music Together -- Greencroft (Fri. 10:30 am) SIBS #265S-3
Standard charge: $50.00
Group Activities
Meeting dates
From March 28, 2014 to May 30, 2014
Each Friday from 10:30am to 11:15am
Except the following dates:
Friday,April 11, 2014
Meeting time
10:30am to 11:15am
Early Childhood
Age Group
1. Early Childhood
Activity Category
Music Together
Registration dates
Standard registration opens: Feb 3, 2014 8:00 AM
Last day for standard registration: Mar 31, 2014 11:59 PM
Internet registration opens: Feb 3, 2014 8:00 AM
Last day for Internet registration: Mar 31, 2014 11:59 PM
9 openings remaining
Less than 6
Greencroft Goshen
Jenny Campagna
Debra Kauffman
MT Spring 2014
Organizer Info
Goshen Music Center


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Yanks-Tigers opener 27 hours in the making
By Aaron Taube / MLB.com
The evening began with a pair of pitching changes, there was no national anthem and the homestanding Yankees started the night at bat, led off by none other than Jorge Posada. It was the first time in his 16-year career that Posada was the first Yankees batter, but other than that, it was business as usual.
"I had never been in a situation where you have to continue a game, especially at the big league level," Yankees center fielder Curtis Granderson said. "Being in the home ballpark, the fact that we had to bat first was definitely interesting, but it was also a lot of fun. There was a lot of joking around about the fact that Jorge was leading off for us and how that would play into the game.
"It made it fun and after that, it just went to a normal ballgame."
While a regular-season game would have just been restarted, Saturday's contest was the first use of the January 2009 rule amendment that stipulates when a postseason game is stopped, play must be suspended, regardless of how many innings have been played or the score when the game is called. The rule was made to cement a precedent set during Game 5 of the 2008 World Series, when the game was suspended with the Phillies and Rays tied in the top of the sixth.
And so, Game 1 wound up taking over 27 hours to complete after Friday's game began at 8:37 p.m. ET. The contest was delayed at 9:07 p.m. and later suspended at 10:24 p.m. Though players on both sides said the extended delay didn't affect how they went about their business when play resumed Saturday, the suspension did have very real consequences as to who was on the field.
The rain washed away a scintillating pitching matchup between Detroit's MVP candidate, Justin Verlander, and New York ace CC Sabathia. The two were replaced by Doug Fister and Ivan Nova. What's more, the two aces will now only pitch one more time in the series -- likely Game 3 on Monday -- after their abbreviated Friday outings. Detroit first baseman Miguel Cabrera said this last bit was a rough break for the Tigers, in particular.
"A lot," Cabrera said when asked how the suspended game changed things after Detroit's 9-3 loss. "We had our best pitcher out there. He's going to pitch the third game and he won't pitch again, but that's life. We have to play. Hopefully we can play good ball [Sunday]. Hopefully the offense is different [Sunday] and we can score some runs."
Still, Tigers manager Jim Leyland said he wasn't thinking about which team got the better end of the rain delay. To him, what matters most is what happens on the field when its dry.
"This is just a series where you're going to pitch your guys," Leyland said. "It was probably unfortunate for the national audience that they missed the matchup, but it looks like they'll probably get to see it again."
Aaron Taube is an associate reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


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FORT WORTH, Texas - It's a delicious treat that only Texas could produce.
A chef at the Texas Motor Speedway has combined bacon, beer and ice cream to create the "Shake 'n Bacon Brew."
The 16-ounce drink will cost $10 and be sold during speedway races from October 31 to November 3.
The recipe for the Shake 'n Bacon calls for:
- 6 ounces of vanilla ice cream
- 2 ounces of bacon syrup
- 2 ounces of candied bacon
- 1/2 bottle of Rahr & Sons Ugly Pug Black Lager
The speedway will also sell a non-alcoholic version, replacing the black lager with root beer.
Copyright 2013 by ClickOrlando.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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It was only a matter of time before someone finally explained it for the masses.
Xtranormal Cartoon Explains POMO
- Printer-friendly version
- Jan 25, 2011 3:20 PM
- 85
me likes!
I think your video was better....master!:P
Can someone please please please do me a favor???
Can somebody calculate what the 2 scenarios of buybacks look like for a $6billion sample of 2 differing cusips?
Sample 1, showing the POMO of one of the listed cusips that should be bought back.
Sample 2, showing the POMO of PM6
...so I can see what the Net vs Net for the brokers and the taxpayers/Gov't.
I would do the work myself, but I genuinely don't know how the calculations work. (I can assume, and do my own math, but I'd hate to work with incorrect figures)
I guess the way I see it is this:
It still just amounts to a term Repo. (as opposed to overnight repo, TD, CD, MMKT)
The Primarary Dealers who are borrowing at 0-ish rates, are just cashing in on the interest float they get... and this float is the profit. As to whether they profit/rape us on the higher or lower yielding T's seems minor in comparrison to the overall process of keeping the liquidy machine running.
The buyback just funds the next auction? Doesn't it? (ya see... my lack of knowing the official numbers and needing to see a sample of the 2 scenarios is why I keep thinking that I am missing something.)
Thanks in advance ZH society.
All the best,
Rich H - Miss America
Show us your tits first...
I'll show you my tits once you show me you understand this. Ya see, I get POMO conceptually. ...and I think everone, thanks to blogs cartoons and other forms of education "get it"...
...but who actually gets the different cusips that Zero Hedge has been harping on? (I get the fact that the Fed should actually pull the worst performing bond off the market, but then that would be the Fed absolutely tipping their hand. If they just pulled the worst 10 performers, market participants would actually demand them more, thus jacking up an already poor price to have to pay for them. I suspect, volume/action on bonds might acyually be what drives things? Cusip # 912828pc8 has been for the last 2 weeks the hottest treasury bond I've ever seen. It's every other trade, it every other piece of collateral. If they pulled that right now, there would be SOOOOOOOO many other thins that had to be unwound!)
So with that said, why does Zero Hedge keep harping on the specific cusips? Can I please see just how much of a gain we're talking about over other cusips???
All the best,
except that room could use some flowers.
-So the Bernank must print money faster and faster just to stand still?
Awesome. Plan accordingly.
Also, that gray chick is hot. What an actress. She has that special something where she would probably look really good in black, or even white, too. Are there other pictures of her available on the internet?
couldn't find her on fecebook. hmmm.
still trying to place that sultry accent...
Her ass is perfect.
Argentina with a mix of Weimar Hoch Deutche.
Mmmm, chicks with glasses.
It's the chopsticks hair bun. Makes you want to search her for the nutrition lable.
about time. ZH's explanations have been too complex for me to understand.
.... So the Treasury would seek special permission to purchase the debt on the open market; often the debt would be selling above par which meant that the Treasury had to buy it at a premium. For example in 1850, Secretary of the Treasury James Guthrie asked Congress for permission to buy government bonds on the open market to put some of these funds back into circulation; permission was granted and he paid as much as a 21 percent premium to help avert a banking panic (Stabile and Cantor 1991)
So 160 years later we are doing the same thing - quit worrying that it will somehow cause the collapse of our country.....
While the cartoon touched on the Bernanke isn't "printing money" issue, I wish it had just come out and said that Bernanke doesn't physically "print" money, but instead just creates electronic ones and zeros.
And 'BTFD', although these days the dip buyers must all have balls of steel, hockey helmets, and a bottomless Xanax scrip.
Do you still find people that don't know the difference?
But they are printing money as they still need to meet payrolls, finance wars and pay for unfunded liabilities.
Bingo. Dollars in paper or binary digits is still money.
They are actually printing money. We 110 billion in misprinted $100s a short time ago. Good Lord only know how much there is in circulation.
As usual, nice charts.
Very nice, Ty for that.
Those who are about to die salute you.
Where is our Sir Galahad to slay this evil dragon?
The masses only likes the bears.
Sometimes, the masses likes the green bay.
Beautiful hahaha
Maybe so, but wouldn't it be entertaining to see Urlacher go head to head against Mostly Fraud and Rahm's trash talkin in the big game. He's been there over a year hasn't he? How about getting a few 300# union thugs to carry banners for him and march down to the court house?
Tyler: If you could fight anyone, who would you fight?
Narrator: I'd fight my boss, probably.
Tyler: Really?
Narrator: Yeah, why? Who would you fight?
Tyler: I'd fight my dad...
She should have let her her down and taken off her glasses, the effect would have been a bright spot in the bad news she was delivering. She could definitely star in xtranormal porn, yes?
Of course.
You never know what these characters are capable of.
Ehhh leaving out interactions between the Fed and the Treasury kind of kills it for me. Could have been better, as their last few videos could have been. Riding the wave out to sea I guess.
Have a nice daay :)
So simple, even an American may understand it.
Then again...
its because the banks are insolvent not because they are to big. kill the banks now and we can heal..................
I prefer my bad news from cuddly, fuzzy, colorful creatures.
+1,000 Hambone - The 'Bernack' Care Bear dressed like a Pimp - WB - you could knock this cartoon out of the park - Thanks Tyler Great Post
What does she mean when she says that everything needs to keep growing?
Ponzi's require exponential growth to be maintained.
thats a veiled reference to the thing in his pants. for econ porno there is way too much plot and not enough skin (well avatar skin anyway)
Best video evah!!
The 'financial system' is now far bigger and more dangerous than the old military/industrial complex...it simply exists to perpetuate itself ever larger, and it doesnt matter how many millions need to starve as long as the Beast grows.
3...2...1...waiting for final blast off to end the day in green so the teleprompter-in-chief can claim investors and consumers have regained confidence w/out an asterik.
Wait for it...should be vertical.


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Day 13 of One Month to 360 Degrees of Communication in Compliance- Asking Questions to Boost Your Compliance Program
Day 12 of One Month to 360 Degrees of Communication in Compliance- Communicating Across Cultural Boundaries
Day 11 of One Month to 360 Degrees of Communication in Compliance- Multiplying the Influence of Compliance
Compliance Report-International Edition, Compliance Man Goes Global, Episode 5
Compliance into the Weeds-Episode 60, Cardinal Health and Joint GC-CCO Role
Saudi Arabian Corruption Crackdown-What does it mean for Compliance?
Day 9 of One Month to 360 Degrees of Communication in Compliance- 360 Degrees of Persuasion
FCPA Compliance Report-Episode 357, Paradise Papers and Saudi Arabia Corruption Crackdown
Episode 10 -- How to Conduct a Risk and Compliance Program Assessment
The Impact of the Paradise Papers on Compliance
12 O'Clock High-Episode 65, The First 100 Days as a New CCO
A Review of Initial Coin Offerings and What They Mean for the Institutional Investor Community
Summer Blockbusters Affecting the Investment Management and Brokerage Industries
Compliance Report-International Edition: Adam Davidson
Day 5 of One Month to 360 Degrees of Communication in Compliance- Sharing to 360 Degrees of Communication
FCPA Compliance Report-Episode 356-Executives at Risk with Lauren Briggerman and Dawn Murphy Johnson
Day 4 of One Month to 360 Degrees of Communication in Compliance- Using Social Media to Innovate in Compliance
Compliance into the Weeds-Episode 59, the Fate of the Evaluation
This Week in FCPA-Episode 75, the World Series Champs Edition
Day 2 of One Month to 360 Degrees of Communication in Compliance-Social Media Is a 360 Degree Compliance Conversation
Ambitious and broad-reaching, the Global Data Protection Regulation is impacting companies around the world. Listen as Partner Harriet Pearson and Head of our Privacy and Cybersecurity practice in Europe Eduardo Ustaran talk...more
The conversation continues with Partner Harriet Pearson and Head of our Privacy and Cybersecurity practice in Europe Eduardo Ustaran as they go deeper into what clients need to know when it comes to compliance around the...more
The tally of records breached in 2016 (through November) globally was over 2.1 billion, according to IT Governance. With the announcement yesterday of Yahoo's breach of another 1 billion records, that tally is now up to 3.1...more
A number of organizations filed comments and/or reply comments regarding the National Consumer Law Center ("NCLC")'s Petition for Reconsideration of the Broadnet Declaratory Ruling, which asks that the FCC reconsider its...more
A SDNY jury has found former JPMorgan banker Sean Stewart guilty of insider trading based on allegations that Stewart was leaking confidential information about health care company mergers to his dad....more
Governor Scott signed into law House Bill 1175 relating to Transparency in Health Care. The new law makes several changes to existing laws regulating the licensure of hospitals and ambulatory surgical centers...more
On May 10, Senators John Thune (R-S.D.) and Cory Gardner (R-CO) of the U.S. Senate Committee on Commerce, Science, and Transportation sent a letter to FCC Chairman Tom Wheeler and USAC CEO Chris Henderson requesting...more
Baisden v. Credit Adjustments, Inc., No. 15-3411, 2016 WL 561735 (6th Cir. Feb. 12, 2016) -
The U.S. Court of Appeals for the Sixth Circuit held that two hospital patients consented to a debt collection agency's...more
Careful drafting of consent and information release provisions can ensure that providers and affiliated physicians and their debt collectors can contact patient cell phones using automatic telephone dialing systems or...more
The 6th Circuit upheld the 2014 Ohio federal court's decision in Mais v. Gulf Coast Collections Bureau stating that two hospital patients who provided their cell phone numbers to the hospital where they sought treatment, in...more
Among its list of defining quotes of 2015, Rock Health included one from a physician who was frustrated with the fact that, as she put it, "In my hospital there are 19 software systems across departments – few of which...more
The Telephone Consumer Protection Act (TCPA) was enacted in 1991 to protect consumers, especially cell phone consumers, from unwanted robocalls and texts. The Act applies to virtually any company that utilizes auto-dialing...more
In This Issue:
- Your Data Breach Collided With My Personal Injury Coverage
- Phantom Injury Dooms "Shadow Insurance" Case
- Latest NAIC Cybersecurity News...more
Just two months before the U.S. Supreme Court hears argument in Campbell-Ewald Co. v. Gomez, two federal circuit court panels have ruled on jurisdictional issues presented in the case. Both the Seventh Circuit in Chapman v....more
Last month, the Federal Communications Commission (FCC) released a long awaited declaratory ruling and order, FCC 15-72, addressing several petitions which sought clarification of or exemptions from Telephone Consumer...more
As previously reported, the Federal Communications Commission recently approved a Declaratory Ruling and Order (the Order) addressing a number of petitions that requested the FCC clarify its interpretations of the Telephone...more
The below chart constitutes a summary of the laws of various jurisdictions that govern data breach notifications...more
The Federal Communications Commission (FCC) adopted a Declaratory Ruling and Order that resolves 19 petitions for declaratory ruling, one rulemaking petition and one petition for clarification, all arising out of an upsurge...more
The Federal Communications Commission, in a divided vote, approved an order clarifying several long-simmering Telephone Consumer Protection Act (TCPA) issues. While the order has not been officially released, the...more
Employers know that they must prepare and distribute a summary plan description (SPD) for their ERISA benefit plans, including retirement benefits, health insurance, life insurance and disability insurance. Because of the...more
A weekly wrap up of interesting news about virtual worlds, virtual goods, and other social media.
In This Issue:
- Will Doctors Soon Prescribe Video Games?
- 5 ways the Postal Service could save money...more
The top five digital health investments in August accounted for nearly half of the venture, private equity and angel investments in the sector during the month. Five companies raised $139 million of the $286.8 million...more
Current and future health care delivery models are quickly outgrowing legacy communications architectures, which lack the structural flexibility and, more importantly, the control and security of Next Generation Networks, or...more
In Executive Order 13636, President Obama directed the Secretary of Commerce and the National Institute of Standards and Technology (NIST) "to lead the development of a framework to reduce cyber risks to critical...more
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Boohoo Women's Annie Oversized Vintage Jumper (Burgundy) (Medium)
Oversize vintage jumper Choose an oversized jumper for effortless style. Slouchy knits combine laidback, comfy style with a glam look, and this oversized jumper will be an essential to keep you stylish and warm. It features long sleeves with a round neck, and a ribbed hem for a vintage touch. Team it with a basic jersey vest underneath for cosy and relaxed style. Try it with a pair of on-trend PU trousers some studded shoe boots. Finish the look with an oversized day bag. Model is 5'8 and wears a size S .


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shantyshawn Artist from New York, United States
Too cool!
shantyshawn Artist from New York, United States
The design, not the circumstances behind it.
ChrisWilmes Artist
I would wear it for the sick art, and the meaning of the design.
Looks great!
Amazing – great art on a topic that needs to be remembered.
needs more votes! good art!
coleblotcky Artist
great, but why is it spelled cernobal instead of chernobyl?
BeadlerWorks Artist from NY, United States
nice illly man
this is some beautiful artwork.+1
victorsbeard Artist from Spain
brilliant illustration, nice job!
RLMarkossa Artist from Brazil
Class! Great work
Thepapercrane Artist from Somerset, United Kingdom
Fun stuff!
WOW. I love the design + the inspiration behind this one.
Lovely c: I'd buy.


text:
FAIL (the browser should render some flash content, not this).
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JS Welding & Fabrication offers innovation, creativity and money-saving solutions for our clients. We have built our business on our technical expertise, diverse skills and trust and continued relationships for more than 17 years. We tailor our services to meet our clients' objectives and back it up with a focus on results. Our fabrication facility is complete with lifts and cranes to handle any size job. We also travel to custom build onsite. We are committed to the highest quality work, on time and to your satisfaction.
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Iraqi and Iranian Olympic Athletes Showcase Talent and Culture
If you love following individual athletes during the Olympics, two women from the Middle East can offer you a personal and historical perspective.
Since the International Olympic Committee decided to make an exception and lift its ban on the Iraqi team, improbable sprinter Dana Abdul-Razzaq can now compete in Beijing. Iraq's top female athlete, 21-year-old Dana began running after the US invasion of Iraq five years ago. Dana's pretty dedicated to her sport — she survived being shot by a sniper while training. Demonstrating the cultural and religious realities of her country, a modest Dana runs with leggings under her shorts. And as a Shi'ite, she trains with a Sunni coach.
Over in Tehran, Homa Hosseini trained for only two years to become Iran's first female Olympic rower. Two years ago, Iran gathered 300 young women and brought them to a course, left vacant since the Islamic Revolution, to test their abilities. Homa stood out, and now she will compete in Beijing. Homa rows in her headscarf, and unlike Western rowers, she wears loose-fitting clothes instead of a tight-fitting uniform. Good luck to both ladies!


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The prudential regulator says the adoption of new global banking rules will result in lenders passing on slightly higher costs to borrowers, but overall the changes will be good for financial stability.
Australian Prudential Regulation Authority executive general manager
"It is impossible to say what the net effect of these changes will bring to the share price," Mr Littrell told a banking conference in Sydney.
"APRA's starting position is that the likely effects are small, with zero a reasonable central estimate."
In response to the global financial crisis, the Basel Committee on Banking Supervision has set new global capital and liquidity rules for banks to be phased in over the next decade by national regulators.
APRA is tailoring the higher capital and liquidity requirements to suit domestic circumstances.
One of the measures, known as the liquidity coverage ratio, to be introduced from 2015, will force banks to hold enough liquid assets, predominantly government bonds, to survive for 30 days on their own resources during a crisis, up from five days.
Commonwealth Bank of Australia estimated in late 2009 that the liquidity rules would result in costs rising 0.04 to 0.07 percentage points.
"APRA's view is that this initial estimate remains reasonable," Mr Littrell said. "There will clearly be some cost associated with LCR [liquidity coverage ration] compliance, but not such a large cost that the terms of trade between lenders and borrowers, or the overall shape of Australia's balance sheets, should change materially.
While banks would pass on some capital and liquidity costs to borrowers, depositors could benefit from the liquidity measures, he said.
Banks have already increased the interest rates they pay on deposits in a bid to reduce their reliance on offshore funding.
Some in the industry feel that APRA has taken a harder line than necessary in adopting the international rules, given that Australian banks held up well during the crisis.
Mr Littrell said the substantial benefits from adopting the global minimum requirements, would effectively balance safety with efficiency and competition.
Australia's banks would end up with more capital of higher quality and would become more resistant to liquidity risk.
Overall, the benefits would outweigh costs.
"The net calculation of costs and benefits flowing from the Basel III reforms will be decidedly positive, as will be the case in the rest of the world," Mr Littrell said.
"Relative to the North Atlantic countries, these calculations will be somewhat muted in Australia by the need for relatively less reform, and therefore relatively lower identified costs and benefits."
Meanwhile, the big four banks would be prevented from taking over smaller institutions, under a Greens proposal due to be debated in federal parliament last night.
The amendment proposed by Greens banking spokesman Adam Bandt provides further evidence that the minor party will try to erode the power of the big banks when it takes over the balance of power in the senate from next month.
The proposal to tighten the competition laws seeks to prevent a repeat of the takeovers that happened around the time of the global financial crisis, when Westpac Banking Corp acquired St George Bank and the Commonwealth Bank of Australia took over BankWest.
"Australia has one of the most concentrated banking sectors in the world and it is killing competition for consumers," Mr Bandt said.
The Australian Financial Review


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Schecter Omen Extreme S-II Electric Guitar, Black Cherry
Schecter Omen Extreme S-II Electric Guitar, Black CherryDetails
Product Ref: 71068View Full Description
Full DescriptionView Full Description
The Schecter Diamond Plus pickups on the Omen S-II Extreme are ideal for metal riffs in drop tunings. The over wound coils with a ceramic magnet produce a high output that will push any audience to the edge. A push/pull coil tap on the tone control is also included.
A bolt on Maple neck with a comfortable 24.75" scale and thin C profile makes fast passages easy. The Rosewood fretboard has Abalone and Pearloid Split Tempest Crown inlays and extra jumbo frets ideal for power chords.
The Tune-O-Matic bridge with string thru body tail gives good string tension, sustain and clarity right across the neck, ideal for ripping solos.
Body & Bridge
- Model Name: S-II Omen Extreme
- Item Number: 2032
- Colour: Black Cherry (BCH)
- Dexterity: Right Handed
- Country of Origin: Indonesia
- Construction: Bolt-on
- Body Material: Mahogany
- Top Material: Flamed Maple
- Top Contour: Flat Top w/Bevel Edge
- Bridge: Tune-O-Matic w/ String Thru Body
Neck & Fingerboard
- Neck Material: Maple
- Fretboard Material: Rosewood
- Inlays: Abalone & Pearloid Split Tempest Crown
- Scale: 24.75" (628mm)
- Frets: 24 X-Jumbo
- Fretboard Radius: 14" (355mm)
- Neck Shape: Thin 'C'
- Thickness: @ 1st Fret- .787" (20mm)/ @ 12th Fret- .866" (22mm)
- Nut Width: 1.653" (42mm)
- Nut: Graph Tech XL Black Tusq
- Truss Rod: 2-Way Adjustable Rod w/ 5/32" (4mm) Allen Nut
Pickups & Hardware
- Bridge Pickup: Schecter Diamond Plus
- Neck Pickup: Schecter Diamond Plus
- Controls: Volume/Tone (Push-Pull)/3-Way Switch
- Hardware Colour: Black Chrome
- Tuners: Schecter
- Knobs: Metal Knurled w/ Set Screw
- Strings: Ernie Ball Regular Slinky #2221 (.010-.046)
The product price includes 4 years' warranty and 60 day money back guarantee.
However, the Gear4music extended warranty scheme provides an enhanced service, and is designed to offer a higher level of protection than many 'free' warranties offered by some retailers and manufacturers.
The highlights of this enhanced warranty service are:
- Warranty is extended to 4 years from the date of delivery.
- Our Money Back guarantee is extended from 30 days to 60 days (terms apply after 30 days)
- Collection and delivery costs are included for the first 2 years
- Claim 50% cash back on the cost of the policy after 4 years if it has not been used!
- Warranty is transferable if the item is re-sold
- Loan or replacement equipment will be provided if the product isn't repaired within 30 days
- If an item can not be repaired, a similar alternative product or cash discount (as defined in this policy) will be offered
- The policy can be cancelled within 30 days, and at any time after that for a pro-rata discount
Please note that this extended warranty is currently only available on products sold within the EU or EEA, and is subject to the terms and conditions as detailed on the extended warranty certificate provided.
For customers in outlying areas of the country, the price of the Extended Warranty may be marginally higher, due to the potential for higher collection and redelivery transport costs.
This enhanced warranty is in addition to the standard Gear4music and manufacturer warranty policies, and the Gear4music terms and conditions of trade. No statement or condition of sale contained within these terms affects or restricts your statutory rights as defined under the Consumer Contracts Regulation 2014.
Once the product is delivered, you have 60 days to decide that you definitely want to keep it. If you decide it is not suitable for any reason, you can return it back to us for replacement or full refund, including standard delivery charges.
All Products are new unless stated, and include a minimum of 2 years warranty.
Some items are only eligible for money back guarantee if they are returned to us unused and sealed in the original packaging, and in the case of software, unregistered. These items include:
- Software
- CDs & DVDs
- In-ear Monitors
- Earplugs and Ear Protection
- Mouthpieces, Reeds etc… for Woodwind and Brass instruments
- Mouth / Lip Care Products
We are unable to accept returns of any custom made items designed to work together as a unique package, such as computer system built to a customer's personal specifications. Exceptions may only be possible with prior agreement of the vendor, and may be subject to a cancellation fee.
If you also purchase items that do not qualify for free delivery, some delivery charges may be applied to your order which will be shown in your shopping basket.


text:
- Site Template
- WordPress Theme
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- JavaScript
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CodeCanyon PBmonitor File Monitoring Tool 12349008
CodeCanyon PBmonitor File Monitoring Tool 12349008
PHP Script \ Miscellaneous
Modifications \ Information \ Monitor \ Pbmonitor \ Verify \ Script \ File \ Email
PHP Script - PBmonitor File Monitoring Tool 12349008 by Blackneron @ CodeCanyon
PHP Script \ Miscellaneous
Do you know exactly what happens to your hosted files? Can you be sure that nobody is changing the files on your webhost and takeover the control of your websites, web applications or CMS? Maybe you have also client information stored on your host! PBmonitor can help you to protect your valuable files and get alerted if someone or something is modifying those files!
The faster you are informed the better, don't make it easy for intruders to get your information! If your host is compromised, at least you will know it fast and can react! I hope that PBmonitor will help you to protect your information and give you some peace of mind! I hope you will like this application!
The PBmonitor tool is a software for monitoring all file changes inside the subfolders of your web root directory. The monitoring process can be scheduled with a cronjob and run all 15 minutes (you specify the time). It's possible to create different jobs which can run at different times and monitor different directories. If a file modification is detected, an email alert can be sent to the user with a link to the administration panel. The logfiles will protocol all the changes. The tool was made with the Bootstrap framework and therefore is fully responsive and can be used on very different devices like desktop computers, notebooks, tablets and smartphones.
The PBmonitor tool has a well written User Manual of 72 pages (2.5 MB – PDF format).
This tool is for everyone who wants to protect and control the files on his webhost. It's easy to install (no database required) and to use and well documented. Start protecting your files with PBmonitor!
Please check the Live Preview / Demo , the User Manual , the Screenshots and also the video preview in HTML5 or Flash format!
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- Linux, Unix or Windows based webserver like Apache
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Software Requirements.
- FTP access to your webserver (for installation)
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- Possibility to change directory/file permissions on host
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- Possibility to schedule scripts with cron (cronjobs)
- PHP version >= 5.3 installed
- PHP 'max_execution_time' set to at least 30 seconds
- PHP 'max_execution_time' set to at least 30 seconds (better 2 or 3 minutes)
- New webbrowser like IE, Firefox, Opera, Chrome
- ZIP-Tool to unpack the download archive (like 7-Zip)
- PDF-Viewer to read the user manual (like Sumatra)
Here you can read the user manual (2.5 MB – PDF format): User Manual
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Here you can test the live preview (no changes allowed): Live Preview / Demo
Here you can check the screenshots: Screenshots
Video Preview.
- Video in HTML5 format (mp4/ogv/webm): HTML5-Preview
- Video in Flash format (swf/flv): Flash-Preview
If you need support, please use the Contact Form on my Author Page . We are glad to help!
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If you like the game we would like to get your feedback on the Comments Page and maybe you could rate the script
- 04.08.2015 – Version 1.0 – Initial release on Codecanyon
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text:
Here is a question which has been bugging me for awhile. In the following example, localtime() returns a pointer to a tm struct (time_info). Should I deallocate this memory, or is this handled automatically?
Code:#include <iostream> #include <time.h> using namespace std; int main(void) { time_t t; struct tm *time_info; char ctime[80]; t = time(NULL); time_info = localtime(&t); strftime(ctime,sizeof(ctime),"%c",time_info); cout << ctime << endl; return 0; }


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Release Date: 2007 |
this album was VERY dissapointing. big letdown. they added stupid chugga chugga breakdowns to their formula and it just doesn't work. i loved hail unamerican (i actually wrote the review for it, then made a new account) and this comes nowhere near it
This review wasn't necessarily bad, but I didn't feel like I walked away with much of an impression of the album itself. I have a vague idea of what kind of sound these guys may have but otherwise the same aspects seem to get brought up for the track examples you elude to. Especially with how you commented on how unrelenting their attack is, its easy to presume that this will be eleven tracks of the same thing over and over.This Message Edited On 08.29.07
its easy to presume that this will be eleven tracks of the same thing over and over.
I did notice, in fact. I was alluding to the possibility of making a point to address this in the review itself.This Message Edited On 08.29.07
I used to like this band a lot. Just recently listened to their new songs off myspace and I'm not too impressed
Album Rating: 3.5i actually thought the singles are some of the best song on the album ('ya basta' and 'lords and wolves'), my main gripe with this is that again it seems that underminded havent written a complete album, it wouldve served better if they used ~6 tracks and labeled it as a EP, apart from that there are some pretty sweet songs on it.
Album Rating: 2.5Disappointed with this one, man. Hail Unamerican was such a great album, every song unique... this just sounds like that 'every song the same' hardcore tripe of today, minus some notable songs.
drugs! lml
Album Rating: 3.5ya basta was insane back in the day moshed to that shit in an unhealthy manner
Bands: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


text:
PARIS -- The route for the 2011 Tour de France was unveiled Tuesday and cycling's most prestigious event will include 21 stages covering 3,471 kilometers or 2,517 miles.
It all starts July 2 near the Atlantic Ocean in the Vendee region with a 191-kilometre first stage. The race then moves up the west coast of France into Brittany before a jaunt to Normandy. The Pyrenees will host the first serious mountain stages in the Tour's second week, with a trip through the Alps -- including a stop in the Italian town of Pinerolo -- in the third week.
There will be two individual time trials and rest days on the second and third Mondays.
The Tour will conclude with the traditional ride along the Champs Elysees in Paris on July 24.
Whether three-time champion Alberto Contador of Spain is allowed to defend his title from 2010 is still in question. Contador, who also won in 2007 and 2009, is being investigated for a possible doping violation. He claims a positive test for clenbuterol was a case of food contamination caused by tainted beef from Spain.
Contador won the 2010 Tour by 39 seconds over Andy Schleck, and has changed teams for 2011, leaving Astana to ride for Saxo Bank.


text:
Winch a Road gap
First of all, my apologies if this has been discussed and I missed it.
So I've seen it in moto, snow, bmx and ski, but has anyone winched a road gap? I think some sick photos/video could come from setting up a kicker or rail and gapping a road like we've seen in other sports. I saw a perfect spot on my way home earlier and had never thought about it until then.
I have no doubt that shredtown would accept the challenge if it hasn't been done.
What do you think?
1 Attachment(s)
I am not sure if there has been a traditional "road" that has been gapped im sure there has and if my mind suits me right i have seen it done but i could be wrong. But gaps that have been as wide as a road have been around for a while, In the movie Free4All they built a gap ove a uhaul truck and i know in transgression i think Keith Lidbeg has a huge gap at the projects that is as wide as a road, i tried to find a picture but couldnt locate one. Heres one of the Uhaul gap though in Free4All such an awesome scene i kept hitting rewind so i could watch it again
They gaped the road at the Projects a LONG time ago what DVD was that in ?
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CalgaryRapsFan wrote:
My only concern is that without the favourable climate of Phoenix and that nitrogen freeze machine they (and a few other NBA teams) have, his recovery time and longevity may not be the same. It's possible that his age catches is up to him a lot sooner in the harsh Toronto (and eastern conference) climate. There's a reason the elderly retire to warmer, dryer climate areas (ie: Nash & Hill)!
Very good points. Although he does live in NY so is used to the eastern climate. I'd hope that if Nash ever does get signed that Rogers/Bell invests in that freeze machine. Would be a good investment for reducing injuries I would imagine. An issue that we had to deal with quite a bit with Bargnani and Bayless this season, and with Jose in previous seasons.
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Question about Return on Capitol - Joel Goldblatt
Posted by: bsullivandmg (IP Logged)
Date: December 30, 2013 11:41AM
I just read Joel Goldblatt's book (The Little Book that Still Beats the Market) and he describes Return on Capitol as EBIT/(Net Working Capitol + Net Fixed Assets). I'm not clear as to what is Net Working Capitol. Is it operating expenses + COGS?
Re: Question about Return on Capitol - Joel Goldblatt
Posted by: gurufocus (IP Logged)
Date: December 30, 2013 03:46PM
Please check it out here:
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Charlie Sykes is serving up Waukesha candidates
Or at least one. Waukesha mayoral candidate Jeff Scrima is scheduled to be on Midday with Charlie Sykes on WTMJ-AM in the 9:00 hour of the program.
Politics shaken, not stirred
Or at least one. Waukesha mayoral candidate Jeff Scrima is scheduled to be on Midday with Charlie Sykes on WTMJ-AM in the 9:00 hour of the program.
Posted by James Wigderson on Monday, March 29, 2010 at 1:08 am
Filed under Library & Pub · Tagged with Charlie Sykes, Jeff Scrima, Waukesha
Comments are closed.
[…] Dumbell, Editor In Chief Nothing new here. I'm still not knowingly voting for a Democrat. Wigderson says that Jeff Scrima will be on Charlie Sykes' show […]
From facebook
Jeff Political affiliation:
I am an independent, and never have been a member of the democratic or republican party. I'm quite frankly disappointed with both parties, as they seem to spend more time fighting each other than helping people.
On radio:
I am a conservative. (attacking on how Mayor Nelson ran on non-partisan affiliation.)
Fair is fair.
I am with you. He said what he said.
You are actually being kind not to call out all other goofy things he said and not admit.
You are exercising the kind of selective hearing that Wiggy often does.
Jeff wrote that he is not a member of either party and is disappointed in both. Today he said that he is a conservative.
Certainly democrats are not conservative so that leaves The Republican Party. I am also conservative in my approach to government but, like Jeff, am not a member of The Republican Party. Being conservative and being a member of The Republican Party can be mutually exclusive. Sorry, but no story here.
Liberal Larry, on the other hand, is a card carrying Obama, Diamond Jim Doyle, Tom Barrett,Gwen Moore, Nancy Pelosi, Harry Reid, Dave Obey, etc. etc. etc. Democrat. He campaigned last time with the intent of being non-partisan but, like his hero Obama, conveniently forgot that pledge and has served as the most divisive and partisan mayor in Waukesha history. That fact should not be lost on local rhino columnists and bloggers.
Dean Reply:
March 29th, 2010 at 12:48 pm
Divisive and partisan based on what? So he's an Obama fanboy, and Obama has turned out to be worse than anyone could have expected (although many can put forth a hearty "told ya so"). Larry's record as mayor, taken as a whole, has not been that bad. It could have been much worse. Based on what Srima has said (and, more importantly, not said) in the campaign, he has the potential to be a disaster.
Sam Adams Reply:
March 29th, 2010 at 7:40 pm
"Dude" – I believe you mean RINO, rather than rhino, don't you?
dude Reply:
March 29th, 2010 at 8:19 pm
your question is for badgertom. Republican In Name Only. Correct?
badgertom Reply:
March 30th, 2010 at 7:33 pm
Sam Adams:
Upon further review it should indeed be RINO. Thank you for catching that. I have not thought much about a RINO in Waukesha County recently. That is until this mayoral campaign with the payback to Nelson by Taylor I for bailing WSB out of the YWCA mortgage and the actions/words of the author of this blog.
James Wigderson Reply:
March 30th, 2010 at 8:23 pm
I think the moment I endorse snowplowing the bike paths, you can call me a RINO.
I can only say Scrima is "Conservative" by default. I left the Carroll debate thinking about his environmental pledge of recycling everything and plowing the bike path like Madison does.
(Did Carroll U. have his comments on tape?) We need some Youtube action here to settle this once for all.
Blame some poor college student for missing a Mayoral debate. Nice.
I would suggest his campaign slogan to be It's a rather good battle cry so far.
Are you voting for the man or against his opponent?
the "battle cry" was omitted in the sentence. It said I am not Larry and I own a tie.
" I don't listen to Wiggy on much, but I will pay attention when he provides advice on blue plate specials."
- Dan Bice, 3/29/2013
"But those Wigdersons have quite a sense of humor."
- Bill Christofferson
April 18th, 2012
"you're a national treasure."
- Scot Ross, One Wisconsin Now
August 14th, 2012
"The puckishness of Wm F. Buckley ... blogging in the heart of Republican land. 'Getting all wiggy with it.'"
- Dave Blaska, "Blaska names Wisconsin's Top 10 conservative bloggers" 8/21/12
Don't B surprised if your bitch ass get a lump of fucking coal. (for Christmas)
- Nabil Al-Murabit on Twitter 8/29/12
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Sprott Power Corp., one of Canada's small but rapidly expanding public wind power companies, has started a "strategic review" that could see the company put up for sale.
The company is initiating the review, chief executive officer Jeff Jenner said in an interview, because it needs to raise a lot of money for expansion, and it wants to explore all the options for getting those funds.
The options under the review include setting up a joint venture, welcoming a strategic investor to the company, or a sale of the entire company, Mr. Jenner said. He said there have been no offers for the company yet.
"We are looking for a substantial amount of capital, and we are trying to do it in the most efficient way possible," Mr. Jenner said. Sprott Power hopes to more than double the size of its business in the next few years, he added.
The company has wind farms in operation in Ontario and Nova Scotia, holds contracts to build new ones in Saskatchewan, Quebec and Ontario, and has longer-term development plans in other parts of the country.
A company of Sprott's size, with annual revenue of around $15-million and a market capitalization of about $80-million, has more trouble raising money than larger firms, Mr. Jenner said.
Sprott's shares jumped by more than 12 per cent on Thursday morning after the strategic review was announced.
Analyst Rupert Merer, of National Bank Financial, said it is no surprise that Sprott is taking action because it is essentially "starved for capital for growth," given spending needs of more than $100-million over the next year and a half. At the same time it is trading at a discount to its peers, he said.
Because of Sprott's small size, it may not be a takeover target for some of the larger power utilities in Canada, Mr. Merer said. However, it might attract a financial partner interested in picking up power assets.
He noted the recent $500-million investment from the Caisse de dépôt et placement du Québec in wind power assets owned by U.S. firm Invenergy Wind LLC. "You do see the private equity players taking an interest in utility assets," he said. "That could be another potential outcome here."
Investment funds are natural equity players in the wind business, Mr. Merer said, because they can supply a lot of capital that is needed, and they like the relatively steady stream of revenue generated as a result of long-term power contracts. "In a low interest environment you can get much better returns than you can in debt."
Sprott Power is managed by an arm of Toronto asset manager Sprott Inc., which holds roughly 7 per cent of the company's shares, according to recent filings. The strategic review will be conducted by a committee of the board's independent directors, advised by Canaccord Genuity Corp.


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Casualty star Patrick Robinson became the latest celebrity to be eliminated from Strictly Come Dancing last night making the finals an all-female contest for the first time.
Robinson lost out in the dance-off against former Coronation Street actress Natalie Gumede.
Last night Sophie Ellis Bextor, Abbey Clancy and Susanna Reid all went straight through to next Saturday's final
On Saturday night's semi-final each of the couples performed two dance routines.
This was the third time that Robinson and his professional dance partner Anya Garnis faced the dance off.
Craig Revel Horwood, Darcey Bussell and Bruno Toniolo all chose to send Gumede to the final with head judge Len Goodman saying he also would have backed the couple.
Speaking after his elimination Robinson said: "I've had an incredible journey, an incredible time, what an experience. Anya Garnis is just an incredible dancer, an incredible choreographer.
"My highlight really may be a surprise, but being in the training room was the place I had the most fun and the most hard work, so being here was just the icing on the cake."
Garnis said to Robinson "You surprised me, you delivered week after week, but more than anything you inspired me so much."


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Yes, I hate the stray cats that have taken over my backyard. The ones that poop on the grass and pee against our door and wake us up in the middle of the night with their cat symphony concerts. The ones that taunt my cat from the other side of the window.
But they're still damn cute sometimes.
Originally posted on SelfishMom.com, from Amy's cell phone (so please excuse any weird formatting). All opinions expressed on this website come straight from Amy unless otherwise noted. This post has a Compensation Level of 0. Please visit Amy's Full Disclosure page for more information. Amy also blogs at Filming In Brooklyn, Behind the Screen, and Momtourage, and podcasts with The Blogging Angels.


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growth hormone
been training 20 years and competed 4 times , never used gh . thinking about a course to see me into a competition next june ,i,ll be 41 then , i,m sure i can get in good cut condition again anyway ,but dont wannna fall at the last hurdle and not quite get in the best condition i can.the but anyone got an opinion and experience with gh. is it worth the money, what did it do for you.
I read up on GH fractions the other day. You should look into it if you're just concerned with body composition and losing body fat. It's not as harsh and has less side effects that normal GH.
the frags are quite expensive though,,, regular bluetop gh might be your best bet.. tried and trusted
I didn't realize it was so expensive. I checked & you're right...at 250mcg/day, it's close to $200 for a couple of weeks.
thank you Tarik....um i mean kevenman
I tried it since last six months but it seems to working and less expensive too.
I took the gh frag as well....very good stuff.....but i feel that the hgh red tops are better....buts thats my personal opinion......if u have any questions send me a message!
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