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so if someone is still in school and all their student loans are in deferrment, then what? I cant leave school in the middle of a doctoral dissertation... so then does that 2% thing apply.. and exactly how is that calculated... where can I figured that out. Looking at info online, I should qualify for a FHA, with a pretty decent amount that I can borrow... my dti ratio was very low.. like 11% I think... how does the 2% thing factor in?
I think often timeswe are quick to pass blame on the consumer when financial institutions and the same federal governement who played a HUGE role in the financial crisis of 2008 were largely at fault. And guess who paid them, when they "defaulted" their investors(who are comprised of taxpayers/not just big fat cats on wall street/regular people who followed the rules and were screwed by a fraudulent system).
FHA is no more than a governemt "controlled" deterrent [kinda makes you wonder which party is for "the little guy"?]. Its not meant to help the little guy. I quite frankly do not understand why people coninue to peddle this idea? MOST can only use this with the help of family,friends and government subsidies(also paid by other tax payers) But what about the middle class that makes too much for this but not enough to be considered well off[I call this the housing donut hole but theres no "part D" fillers]. Fannie Mae and Freddie Mac wil cause another housing bubble due to their OVER reactions via regulations. As interest rates rise, what the borrower can get approved for now goes down and simultaneously home prices will continue to rise while rent prices skyrocket which makes even the most financially responsible person harder to save for a down payment[would an average 5-10 years which means the house you started saving for5-10 years ago depending on the location is now 100k more than it was before and the 3.5%,5%,20% you saved is NOW not enough). Also, DPA programs have income limits, typically given in high property tax proned areas (common for city living where home prices are high) so I don't see how this is supposed to help the average joe making 55k[someone who makes too much for the DPA program but not realistically enough to keep DTI low].
I am simply trying to offer a new perspective. I don't like blaming good borrowers caught in a [bank govt hell storm] and act as if the banks and even government are the good moral financial leaders. Everything affectsyour score. You make ONE mistake and a credit score will ALWAYS remind you for at least 7 years. The lenders don't care you made 5 years of on time payments, just care about your score is a 600 now because of ONE mistake which can lower your score by depending on the mistake up to 10-100points.
Then are you blaming baby boomers and generation X who felt so entitled to buy a home that they brought the world financial economy to its knees in 2008(their actions has VASTLY restricted good people like myself who pay bills on time for years)? But God forbid they miss a $5 pmt and now its considered a HUGE derog on your FICO score[this mistake now says you're a risk]. But guess who has the long record of credit history and who can AGAIN buy another home after ONLY 4yrs wait of filing bankruptcy? No one is saying entitled,but to simply make it fair and transparent. Ifyou are going to score someone,tell the EXACTLY how[which we are NOT told but many seem to just accept this as "the norm". Asking for fairness is not entitlement.
I am in the same boat. Great credit, but dont qualify. I have student loans and I pay on time everytime but with these new FHA rules I am disqualified too. What is going to happen when more and more people can't buy homes?? I mean why would a person with perfect credit, 2 degrees in science, make 52000, wants a home that is cheap and not spending 200,000 or even 1700000 on a home, and she pays on time everytime be disqualified from home ownership? The more people I tell the less people want to even go to school. What will happen when more people refuse education because they will be punished and be pretty much homeless?? This MUST change. I honestly hope the whole system collapses. The government tricks people into going to school, then they all of a sudden made it a punishment to get a home?? Please. This is why more people are losing interest in government. America you are the worst. Honestly, I am ashamed of this country. No wonder so many people feel the way they do.
This is sliding into politics for what is an old informational post.
Locking the thread.
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Toughened Glass
Toughened glass product information
10mm Tinted Toughened Glass Panels
Tinted toughened glass panels available to buy online. New to DioMet : Tinted Toughened Glass DioMet are pleased to announce our latest product addition to our online web shop: tinted toughened safety glass panels which are available in grey, green and bronze tints as standard. Our tinted glass i
Balustrade Solutions
At Dio-Met Fabrications Ltd, we pride ourselves on supplying and installing high quality, bespoke handrail and glass balustrade systems throughout the whole of the UK. Our professional approach, combined with vast experience and industry knowledge ensures we are able to achieve a balustrade or handr
Blue Tinted Glass
Feeling blue? The most recent addition to our toughened glass range is our 10mm blue tinted glass which is now available to buy online in standard sizes or as always, can be made to order to any specific customer requirement. Blue tinted glass is often difficult to come by in the architectural gla
Buy Toughened Glass Sheffield
Where to buy toughened glass in Sheffield, Yorkshire. Sheffield is a city famed for it's steel manufacture and fabrication but when it comes to buying toughened glass, where should you turn? Well, here at DioMet we are well known for being specialist steel fabricators and have quickly become a
Caravan Park Decking Glass
Improving static caravan park patios with glass Traditional timber balustrades have historically been installed into caravan park patio and seating areas as standard practice but there is an ongoing shift to a more modern theme. Replacing the timber spindles for glass is a simple, cost-effective s
Decking Glass Panels
Toughened glass panels cut to size - Recent example of 10mm clear toughened glass panels supplied and used for a raised decking application.
Etched glass designs
Sandblasted glass patterns in balustrades DioMet have recently completed the survey, design, manufacture and installation of a bespoke glass balustrade system to a domestic property in the Sheffield area. The general balcony system chosen was our very popular stainless steel glass balustrade syste
External glass terrace
Exceeding Expectations. Our customer Mark came to us looking for a quote for toughened glass panels for which he used on an external glass fence balustrade at his home - and we delivered, not just physically. ''Just want to thank you and give my sincere appreciation on the excellent service you
Frameless Glass Balcony Balustrade Sheffield
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Frameless Glass Balustrade
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subset: commoncrawl


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ATO Tax Calculator
Bright Purple Frog
- July 7, 2017
( 26)
A simple tax calculator. If you have been offered a new job, been given a yearly rate and want to calculate what will end up in your pocket then this app is for you. Also, maybe you know what you get paid each fortnight but need to calculate your yearly gross income, then again, this app is for you. It doesn't take into account the 100 or so questions a tax advisor would ask, but gives a basic PAYG assumption based on the current Australian Tax Office tax tables. Type values into any field and it will calculate the others.
Nice to project It's great to see what I will earn after tax for the year. Simple layout and easy to use.
Straight and simple Please update tax rate for 2014-2015. Thanks
Need 2014/2015 this one is not accurate
K.J.Wilson & G.R.Wilson
Please update immediately thanks......
Very useful
What's New
Updated the ATO Tax Tables for the 2016-2017 Tax Year.
Small aesthetic tweaks.


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It'ssummer, 2014, and Lanna Hamann is spending a weekend vacation in Mexico. She's with her parents and other friends. As fate would have it, this is Lanna's last day alive. It's so sad!
As the group went about having their fun on the beach, Lanna experienced a sudden cardiac arrest, and she died. Everyone was shocked by the tragic turn of events. Lanna was a perfectly healthy 16-year-old. She even played softball. So why would such a healthy person have a fatal heart-attack? Her mom, Kris, wanted to know, and she did!
Turns out, Lanna hadn't been drinking anything except energy drinks all the while they vacationed. She was addicted to these sweet drinks, and that's what caused her death. Her cardiac arrest was attributed to dehydration and the high sugar levels in the drinks. This is something that should never happen to anyone else, and that's why this message needs to spread.
Watch this video and be sure to SHARE this important message with everyone you know. Also drop a comment and tell what you think about it.


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Thank you. Your inquiry has been received.
Great investment opportunity located on a very busy street with high traffic in the heart of city of Riverside, close to Tyler Mall and major shopping centers, leased to successful businesses and has a potential of increased rent with 1 available space currently used by owner, excellent return that hard to find with listed investment properties,


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Corn Picking 1956 — Afternoon Break by Tom Hennen
I needed a heavy canvas jacket riding the cold red tractor, air
an ice cube on bare skin. Blue sky over the aspen grove I drove
through on the way back to the field, throttle wide open, the
empty wagon I pulled hitting all the bumps on the dirt road. In
the high branches of the aspens little explosions now and then
sent leaves tumbling and spinning like coins tossed into the air.
The two-row, tractor-mounted corn-picker was waiting at the
end of the corn rows, the wagon behind it heaped so high with
ears of corn their yellow could be seen a mile away. My father,
who ran the picker, was already sitting on the ground, leaning
back against the big rear wheel of the tractor. In that spot out
of the wind we ate ham sandwiches and doughnuts, and drank
hot coffee from a clear Mason jar wrapped in newspaper to
keep it warm. The autumn day had spilled the color gold every-
where: aspen, cornstalks, ears of corn piled high, coffee mixed
with fresh cream, the fur of my dog, Boots, who was sharing
our food. And when my father and I spoke, joking with the
happy dog, we did not know it then, but even the words that
we carelessly dropped were left to shine forever on the bottom
of the clear, cold afternoon.
"Corn Picking 1956 — Afternoon Break" by Tom Hennen from Darkness Sticks to Everything. © Copper Canyon Press, 2013.
This is a place for poetry lovers to gather together. Readers may comment on my choices. Enjoy the poems!
Saturday, November 14, 2015
Corn Picking 1956
Posted by Mary Murphy at 8:03:00 AM
I am a book loving, web design-loving, film-loving senior.
1 comment:
- PoetNessa said...
Oh, this poem brings back memories of my grandfather's tractor and my father working in the fall to chop wood for the wood stove. Such a lovely way of coming to that final wisdom of the words shining forever... Thank you for this.
- December 20, 2015 at 5:43 AM
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Red Eye Glass Solid Colour Spoon w/ Built-in Ash Catcher
By Red Eye Glass
$ 21.99
Simple design? Yes. Outstanding? Yessir!
These Red Eye spoons, though very similar to a near-identical pipe variety we carry, differ by having a simple hole in the bowl rather than a built-in screen.
The built in ash catcher it does have, however, ensures that no matter what gets through your screen, this simple dip in the glass will prevent any uninvited guests into your grill.
That's always a welcome innovation!
- Available in Amber, Blue, Colour Changing, Green, Smoke and Teal!


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Using GA Approach to Solve a Deteriorating Inventory Model in a normal Marketing Channel
This study discusses how to use integrated marketing channel in order to reach the marketplace with lower cost or more profit, and how a framework for analysis can improve the channel decision made by an executive acting as a channel manager or designer. This paper also proposes a manufacturer-distributor-retailer deteriorating inventory system that contains three levels of normal marketing channel. In order to achieve long-term benefits and global optimum of the system, the different facilities should develop their partnership through information sharing or stratgic alliances. The mathematical model describes how the integrated approach to decision making can achieve global optimum by Genetic Algorithm(GA) method.
Full Text: PDF
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American Canyon Music Lessons
Looking for private in-home or in-studio lessons? Our American Canyon teachers are ready to get you started. Find your teacher today!
Popular Music Lessons in American Canyon, CA
How it Works
From finding the perfect teacher to managing payments, scheduling and tracking your progress, we take care of all the details, so you can focus on learning. Learn More
Search for a teacher
Compare hundreds of teachers based on the criteria that matter to you, including background checks, age and experience.
Schedule your lessons
When you've found the perfect match, schedule your lessons online using the teacher's real-time availability.
Connect with your teacher
Your teacher will welcome you with a personalized curriculum to meet your specific goals and you'll be able to manage your entire schedule through our free online account.
Can't find a teacher in American Canyon?
No problem. Our online lesson platform connects you with any teacher, anywhere. All you need is a reliable Internet connection, a webcam and a microphone.
Zero travel time is great for a busy schedule.
Typically priced lower than local lessons.
Online students stick with lessons as long as local students.
Average Cost of Music Lessons in American Canyon, CA
The average cost of 60-minute music lessons in American Canyon is $92. While the exact cost will vary depending on the teacher, type of lesson, and your location, you should expect to spend anywhere between $84 and $101 per hour.
$50 average
$75 average
$92 average
For the best experience, we typically recommend 60-minute music lessons. However, students looking for a more affordable option may want to consider a shorter lesson length of 45 or 30 minutes. On average, 45-minute music lessons are 19% less expensive at $75, and 30-minute lessons cost 46% less at $50.
Curious how much music lessons cost in your area? Do a quick search to get local prices for the best music teachers near American Canyon.
Popular Music Teachers near American Canyon
Check out some of our most popular teachers near American Canyon including Benicia, Vallejo, Crockett, Port Costa and Rodeo.
About Andrew H.Close
About Andrew
I'm currently living in Oakland while I finish my Master's degree at the San Francisco Conservatory of Music, and looking to build a teaching studio. In addition to my musical skills, I'm also an experienced writing tutor and spent several years working for a nonprofit after school enrichment program. As a result, i have experience working with children of various ages and backgrounds.
· Guitar · In home
· Acoustic Guitar · In home
Andrew H.
Andrew H.
About Jim T.Close
View Full Profile
About Jim
I have been performing solo and in groups since the Eighties in a variety of different genres including rock, jazz, blues, r&b, funk, reggae and everything in between! Performing with such artists as Bob Weir (Grateful Dead), Dan Hicks, David Grisman, Tommy Castro, Eric McFadden, Mark Karan & Vinyl I have appeared at most of the major venues in the Bay Area including the Warfield Theatre, the Great American Music Hall,
My teaching experience goes back over twenty years and I relocated to Marin County in the Bay Area in 1995 where I've been teaching extensively since 2002. Since then I have helped hundreds of students realize their dream of learning to play piano and keyboards as well as read music, play perfectly in time and learn songwriting skills. Playing music is fun & easy......I can show you just how easy it is!!
*** Lesson Details ***
My style is laid back with a large supply of patience and devotion to my students. I teach beginning , intermediate & advanced piano and keyboards (including organ). For adult beginning piano students I use the John Thompson Modern Course for the Piano Grade One along with Thompson's Note, Scale & Chord Speller books and flash cards for a quick and easy route to learning how to read music and basic music theory. For kids (5-7) I like Thompson's "Teaching Little Fingers to Play" along with the kid's music theory books by Linda Ng.
In the first six months students can expect to study basic finger exercises and scales, how to read music easily and quickly, how to play perfectly in time & develop a repertoire of songs to play. Once students have learned basic skills it is possible to explore many different genres including classical, jazz, blues, rock, reggae and much more. I customize the lessons to fit each student's needs and desires and can also help the students with songwriting and learning from the recorded works of great artists!
*** Studio Equipment ***
Beautiful 1884 carved English maplewood Estey upright piano!
*** Travel Equipment ***
I provide the books and supplies at cost...students should have some kind of keyboard to practice on...preferably a real piano although I have taught many students initially on electric keyboards.
*** Specialties ***
I teach beginning, intermediate & advanced piano in the styles of classical, jazz, blues, rock, r&b, pop, country, etc. ages 5-105! Usually I start beginners in the John Thompson method & speller books along with music flash cards and then am willing to shift into different styles as the students gain basic skills.
· Piano · In home
· Piano · In home
· Piano ·
Our 3 kids have taken piano lessons at our house with Jim for 6 years. Jim is a unique piano teacher, the kind that is hard to find in the bay area. He teaches classical music to beginners and confirmed students and goes to your house to teach. His training was in classical music, and he knows very well that it takes time and effort to get there, he is patient and encouraging, our kids NEVER felt pressured by him and still learned how to play in an exponential way. Thanks to Jim, they like to play for themselves AND in front of other people, which is one of Jim's important goals. Jim is now a renowned jazz piano player and cofounder of a band (Tre Mojo's) and we are always invited in his gigs when they take play in the bay area. Our son is learning jazz with him, it has been impressive to watch and hear, after a year he does know the jazz harmonies and can do impros. Every spring, Jim organizes a very nice recital where all his students come and perform various types of music (from Beethoven, Chopin, to the Beatles, to jazz impro. from beginner to professional level). Jim basically taught our children to play music with no stress, no competition, and still at a high level. Besides, Jim is highly professional, has NEVER been late, and always does what he says and -we believe- says what he thinks. There has never been a bump in our relationship. We would highly recommend him as a piano teacher.
Jim T.
Jim T.
About Alex S.Close
About Alex
My musical tastes and experiences are broad, ranging from classical, to musical theater, to rock and roll. I do not believe in rigid boundaries between genres and I am able to work with many different types of students to help them achieve their goals.
My teaching method rests on three pillars, which are common across all styles and instruments: ear training, technique and fun. Music should always be fun, and a good ear and solid technique are the quickest road to fun, effortless playing.
I look
· Piano · In studio
Alex S.
Alex S.
About Kristina B.Close
About Kristina
In 2014 she earned her Sound, Voice, and Music Healing Cert
As of September 2016, Kristina recently returned from a two & half month music/bike tour through the United States Pacific Northwest & Canada.
She released her first solo album (September 2008) titled, Mermaid Tattoos and is currently in the process of creating her second album.
Kristina can teach ages 4 ~ 100 and is patient, creative, flexible, enthusiastic, and passionate. Her focus is on helping students attain their goals whether it's to be on stage winning Grammy awards, or just learning to sing and perform for fun. She can help students learn Pop, Country, Jazz, Indie Rock, Classic Rock, Musical Theater, and even their own musical genre. She also teaches beginner guitar, and proper vocal acting/public-speaking skills. In addition, she performs Sound Sessions for clients looking for relaxation & coping techniques, using crystal singing bowls, vocal toning exercises, shrupti box vocal work, and human tuning forks.
*** Lesson Details ***
Kristina is extremely creative, patient, kind, open-minded, passionate, laid-back, but sets excellent and attainable goals with the student, and absolutely loves music. Depending on each individual student, lessons will center around correct vocal breathing, exercises, music theory, songwriting, guitar, acting, and learning different techniques in order to meet personal goals. Each student is taught individually and with their own personal needs as the focus.
*** Studio Equipment ***
I have state of the art microphones, amps, guitars, a keyboard, IPod radio (students can bring them to share music), and of course a computer.
*** Specialties ***
Voice, Beginner Guitar, Vocal Technique, Performance, Range, Improvisation, Music Theory, Songwriting, Sound Sessions for relaxation & coping skills. I specialize in Pop/Rock/Jazz/Blues/Country/Indie Rock, Musical Theater, and New Age genres.
· Guitar · In studio
· Speaking Voice · In studio
· Singing · In home
Kristina B.
Kristina B.
About Christian C.Close
View Full Profile
About Christian
Christian is also a member in the following organizations:
Vic Firth Education Team
Hudson Music Teacher Integration Program
Professional Drum Teachers Guild. He has studied privately with John Xepoleas, Steve Bowman (Counting Crows), Rob Hart, Alan Hall and currently with Mike Johnston.
Christian is also accepting a limited amount of students from the age of 10 to adult, beginner to advance. He currently has openings at his Brentwood home studio on Mondays, Tuesdays and Fridays.
The air-conditioned studio is equipped with 2 drum sets and professional digital recording equipment to capture ea
Parents are encouraged to sit in on the lessons or they can relax or do some work in the internet ready waiting room. An annual recital is conducted for family and friends.
Prepare for school auditions, refine hand and foot technique, learn double bass grooves and fills improve reading and transcribing , sharpen your timing, incorporate linear playing, apply rudiments to the drum set.
Styles: Rock / Funk / Country / Blues / Jazz / Latin
*** Lesson Details ***
Sometimes the availability calendar is not updated in a timely manner.
Every student is different. Depending on their age and/or goals, this is the typical curriculum for a beginning (no experience) student.
Beginners (build the foundation)
- Hands: how to hold the sticks correctly
- Feet: heel up or heel down technique
- Explain note values
- Explain drum set notation
Coordination and Timing
- Learn basic beats to play music
- Understand how to practice with a metronome
- How to play along to music
*** Studio Equipment ***
Home room converted with sound absorbing materials with 2 drum sets, acoustic and electronic. Air conditioned living room seating for parents. Audio recordings are provided for every lesson and portions of each lesson are also video recorded.
· Drum · In studio
· Drum · In studio
· Drum ·
My 12 yr old decided he wanted drums for Christmas and we knew that would include getting him lessons. Finding Christian through Take lessons was indeed lucky for my son. If you are looking for a teacher who is calm, level headed, knowledgeable and very easy to contact at anytime then Christian is who you are looking for. He has several students and they all come out happy and feeling good about their lessons. My son, even when not feeling great insist that he attend his drum lessons. compliments to the instructor.
Christian C.
Christian C.
About Brian M.Close
About Brian
My experience stretches a wide range of styles including rock, jazz, folk, blues, pop, soul, funk, country, and hip-hop to name a few. I have performed with several Grammy Award winning artists as well as Rock and Roll Hall of Fame inductees, and am currently working on several bands and projects.
I think the world would be a better place if everyone could play music. I can work with you on songwriting and composing, improvisation, music theory, reading charts, and technical skills among other things. I look forward to meeting you and helping you become a better musician!
· Guitar · In home
Brian M.
Brian M.
About Michael F.Close
About Michael
My teaching philosophy is that if you understand the instrument, you can play any style of music you choose. The more you dedicate yourself to learning the fretboard, the more freely you can express yourself musically.
Private instruction includes eve
· Guitar ·
· Guitar ·
· Guitar ·
Michael F.
Michael F.
About Kim F.Close
About Kim
· Singing · In home
· Singing · In studio
Kim F.
Kim F.
About Eugene M.Close
About Eugene
Music is a vast umbrella that covers many genres and styles. With our vast theoretical knowledge, you can rest assured that you will receive lessons specifically tailored to meet your musical goals. From Classical to Rock to Electronic Dance Music, we have you covered!
What do you enjoy about the work you do?
Witnessing the progression of a student's skills and knowledge is (by far) the most fulfilling aspect of our work. There is no better feedback than rocking to the product of your student's hard work under your teachings!
· Guitar · In home
Eugene M.
Eugene M.
About Josh B.Close
View Full Profile
About Josh
Josh B.
Josh B.
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Quiz: What Should You Write Your Next Song About?
Writing songs is hard enough work without having to deal with songwriters' block! To help you find inspiration for your next song, we created this easy personality quiz. Take the quiz and find out what your next hit single will be about... For more songwriting tips and songwriting prompts, check out our infographic guide 25 Ways to Break Free from Songwriters' Block! Share your songwriting ideas, struggles, triumphs, and questions in the comments below. Interested in … Read More
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Chat with Dave Stewart
Stewart won the 1989 World Series MVP, going 2-0 with a 1.69 ERA.
Welcome to SportsNation! On Thursday, former MLB great Dave Stewart stops by to chat about the playoffs.
Stewart is the all-time leader in League Championship Series wins and win percentage, going 8-0 during his 16 seasons in MLB. His teams went 3-2 in the World Series, having won the title with the Dodgers in 1981, the A's in 1989 and the Blue Jays in 1993. He won 20 or more games four straight seasons.
Stewart played on five teams in his career, including the Oakland A's team that went to three straight World Series from 1988-1990. Currently, he is an agent, representing baseball players like the Dodgers' Matt Kemp.
Send your questions now and join Stewart Thursday at 2:30 p.m. ET!
More Special Guests: Previous chats | SportsNation
Buzzmaster (2:34 PM)
Dave is here!
David (NYC)
What was it about the postseason that you were able to be so successfull in the playoffs?
Dave Stewart (2:36 PM)
You have to take certain games during the course of the year and you make those games big games. I liked to get up for Jack Morris, Frank Viola. Those were going to be tough games. Roger Clemens. Bruce Hurst. Chuck Finley. Tough games. When you pitch against those guys pretty much every time you face those teams, you kind of in your mind make it a playoff atmosphere. I wanted to focus and get myself ready to pitch against those guys. When you get into the actual playoff atmosphere, it's not that big of a deal. It's almost like you've done it before.
Kevin (Miami)
Do you think the Orioles has what it takes to come back on the Yankees?
Dave Stewart (2:37 PM)
The Yankees are a tough team to beat in New York. That's one thing I will tell you. The fans, in my opinion, play a big big part of their success. But I also think there is a mystique. When you come into Yankee Stadium, there's history, tradition and it's almost like you're playing against the players of the past. They're a difficult ballclub to beat in their home.
jason (dallas)
how often do fans approach you and ask for you to give them one of your stares?
Dave Stewart (2:38 PM)
If I'm walking the street, someone asks me to give me the stare, I probably hear it about 10 times a day.
Peter (RI)
As a former player, is there a different feeling in the lockerroom and dugout during playoff games?
Dave Stewart (2:39 PM)
In the lockerroom and on the field, there is so much media and so much TV hype, it's definitely not like the first game of the season or the 10th game of the season. You have more baseball coverage than you're ever going to have at one time. That itself will make it a different feeling. For example, in Oakland, they were playing in front of 20,000 people, now it's 40,000. That's a different atmosphere for that ballclub.
Willie (LA)
What kind of advice would you give to the players in the playoffs this year, in terms of keeping calm and performing under such pressure?
Dave Stewart (2:40 PM)
The advice I would give is go out there and have fun. The samething that applies during the year and your career. The same thing should apply, go out and have fun. Then the pressure won't get to you. Go out and do what you do best.
Gary (Vegas)
What are your thoughts on Cole Hamels plunking Bryce Harper early in the season? Is that something u would do? Is rooking plunking something that did happen from time to time on purpose in your era?
Dave Stewart (2:41 PM)
No. Just because a guy is a rookie, no. If a guy was getting a bunch of hits off of me and I was having difficulty getting a guy out, I could see coming in on a guy or hitting a guy. I had Ken Griffey in his rookie year and he got a bunch of hits off of me. There is not point in it.
Lamar (Oakland)
Stew, how impressed are you with our A's victory last night? Do they beat Verlander tonight?
Dave Stewart (2:42 PM)
Very impressed, but not just impressed with their victory last night, I'm impressed with their run since the all-star break. They're without a doubt the best team since the break.
Ryan (Dallas)
Now that you deal more with the business side of baseball, are you able to still sit back and enjoy the game?
Dave Stewart (2:43 PM)
Definitely. I'm a big fan of baseball. A big fan. Now I'm able to say I root for the Giants and the Dodgers in the National League and I root for the A's in the American League. I can say I'm a Verlander fan, a Hernandez fan, a Cain fan, a Billingsley fan. I am a big baseball fan. I can sit back and be an armchair manager, just like fans do.
Douglas (San Francisco)
The Nationals have been a great story this year, but do you think they can pull it out against the defending champs?
Dave Stewart (2:45 PM)
I think on a given day, which is what is so special about baseball, anybody can win. The team that plays the best will win. If the Nationals go out and play flawless baseball, they have a good chance. Being a defending champion is over once you win that crown. Once that new season starts, it's open for everybody. The Nationals have played great baseball this year and they're very capable of winning the game.
Alex (Anaheim)
Which championship was most special to you?
Dave Stewart (2:45 PM)
Probably, the one in Oakland. It's only special because I was able to play in Oakland, my hometown and win a title in my hometown.
Evan (Baltimore)
What do you think of the Nationals shutting down Strasbourg earlier this season? Was it the right move? How do you think it would have changed the series?
Dave Stewart (2:47 PM)
No, I don't think it was the right move for the team. I think it was the right move to be sure that Strasbourg....well, there's nothing that says he doesn't come out the first pitch next season and hurts his arm. I don't know who benefits from this game. If you're a pitcher, anything can happen. You're always one pitch away from injury.
Kerry (Chciago)
What was the biggest change for you in going from a player to an agent?
Dave Stewart (2:48 PM)
There are a lot of differences in going from a player to an agent. As a player, I don't negotiate my contracts and I don't have the true knowledge of what other players contracts are. Being an agent, we have all of the information we need to have good comparables to present to the team to make a good decision about what our players should make. It's just as competitive as it is going out there to get people out. As a player, you're just not privy to the knowledge that we have as agents.
Chris Fiegler (Latham,NY)
Who do you think will play in the 2012 World Series?
Dave Stewart (2:49 PM)
Wooh...I think the Yankees will end up there, unfortunately. I would love to see the A's make it, but I'm not sure they'll have enough to make it all of the way through. I'll pick the Yankees and the Giants.
Mario M. NORWALK, CA [via mobile]
Do you feel big mac should be let in the h.o.f.?
Dave Stewart (2:49 PM)
Nope. I don't. Plain and simple.
Tim Irvin (Los Angeles)
Mr. Stewart, as a former professional athlete, in your opinion, what can Magic Johnson can bring to his role in upper management with the Dodgers that is unique to his background as a professional athlete. Thanks Dodgers #48!
Dave Stewart (2:52 PM)
I watched the Bryant Gumbel special on Magic. Assuming everything that was said in that special was true, when he talked about making winning decisions. I'm all about winning. So if that's all true, I think that's oustanding.
Dave Stewart (2:52 PM)
Go Oakland A's!
Buzzmaster (2:52 PM)
Thanks for chatting Dave!
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[via Fans Favorite Fan]
As the Miami Heat and Dwyane Wade are deep in negotiatioin talks of Wade's future in Miami, there could be a new player the Heat have their eyes on, 6-time All Star Kevin Durant. According to CBS Sports,
"The Heat seems to want Wade to opt into his contract for next season at $16 million, then become a free agent and leave their and his future blank-check open. This will give the Heat the flexibility it craves to make a run at a player like Kevin Durant. The Heat can have room for Wade, Bosh, Goran Dragic, Hassan Whiteside, and Durant but only if Wade opts in for this year and gives them that flexiblity by being a free agent in 2016."
Now, we can now see and understand the side of the Miami Heat in their negotiation of Wade's contract. The Heat are thinking BIG. Not only big but the future as well. KD is young, exciting, and fans love him. Pat Riley is a smart business man and understands Miami is a attrative destintion for just about any athlete. If Riley could team James-Wade-Bosh for three season, just imagen what could happen if Durant considered taking his talents to South Beach.


text: The Fall Ridge Hike is often the most popular of the year. This more-strenuous hike leads participants off-the-beaten-path to an area of the Park seldom seen by guests. As you meander up the mountain, you'll hear about the natural history, geology, flora and fauna that make Chimney Rock so unique. Don't forget your camera to capture the views. Space is limited to 15, and advance registration is required, so call 800-277-9611 today to reserve your spot.


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In the News
April 11, 2007 at 12:18 pm | Mobile Reader | Print
The Bonnet Carre Spillways primary purpose is to defend New Orleans against Mississippi River flooding. But it also plays a little-known and dirty role in hurricane defense.
Since 1985, the spillway has provided clay to build up nearby levees.
The next excavation is expected to provide more than 500,000 cubic yards of clay to raise the levees in east St. Charles Parish.
The job is expected to begin in May.
The clay will be used to restore about eight to 10 miles of levee from the spillway guide to the Louis Armstrong International Airport to an average - and authorized - height of 13 feet, Marti Lucore, an Army Corps of Engineers project manager, said.April is Child Abuse Prevention Month in Louisiana
Gov. Kathleen Blanco has declared April Child Abuse Prevention Month to raise awareness that prevention is everyones responsibility.
The problem is serious. The state Department of Social Services investigated 23,388 allegations of abuse in 2006.
Of that number, 13,729, thats over half, were considered to be valid, representing 10,525 children.
Marketa Garner-Gautreau, assistant secretary of the states Office of Childrens Services, emphasized that abuse has no social boundaries and occurs within all income ranges.
Children are mistreated most frequently when their caretakers become overwhelmed and dont know how to cope, she said.
Blanco said: Each and every one of us must get involved in the protection of children.
We can make a difference not only by reporting suspected abuse and neglect, but also by nurturing communities that actively support families.
Garner-Gautreau added that the effects of abuse are long-lasting and devastating.
Big movie studio and complex is coming to Louisiana
River Studios, a 925,000-square-foot, state-of-the-art film complex, is coming to Baton Rouge.
That means movie star hopefuls living in St. Charles Parish are just two hours away from trying out for roles in films and jobs in media production.
This will be the largest studio east of the Mississippi, State Sen. Robert M. Marionneaux Jr. said. Louisiana will be known as the movie mecca of the South once the studio is completed.Children's Hospital opens amputee clinic
Childrens Hospital in New Orleans has opened an amputee clinic to help kids who are missing arms and legs.
This population has very specialized needs, Dr. Maurice Sholas, pediatric physical medicine and rehabilitation specialist for the clinic, said.
The best thing about the clinic is that it gets kids and parents around other kids and parents with amputation or limb deficiencies.
The clinic will treat patients the second Wednesday of every month from 1:30 p.m. to 4:30 p.m.
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The last week life has drastically changed for my family. In order to keep a very long story short I will only say this: my dad will be submitting his resignation to our church body this Sunday.
God's timing is not like ours, have you noticed? I have. God's people do not always behave as Christ would, have you noticed that too? I have. Have you figured out that you do not always know the answers to life's most difficult questions? Yeah, me too.
The request for my dad's resignation was a shock, but not surprising- if that makes sense. The last few months the secret meetings, plotting and hostile relationships have evidenced where people's intentions would lead.
The way pieces fell have hurt. Words that have been spoken have hurt. Attitudes toward our family have hurt.
Yet, nothing is bothering God. He is not surprised. He is not shocked. He is not hurt. He sees the grand plan. He knows. He knows. He knows.
You see, God has been teaching me something the last few months. I have a story. You have a story. Everyone has their own story. And God can use the same situation to rebuke one while strengthening another.
The situation my family has faced the last few days has caused us pain. It seems that it has caused others happiness. We scratch our heads and cry out to God, "God, why did You do it THIS way? God, are you teaching those that have hurt us a lesson too?"
And God replies, "My children, you have your own story. Do not ask what plans I have for THEM. Think of where YOU need to grow and become more like ME!"
That is the heavenly perspective that keeps our hearts focused on God. It is not easy. The next few weeks will not be easy. We have no idea what the next months hold. God does not promise that life will be peachy. He promises to be with us, guide us and make us more like Christ if we let Him.


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Extra Time
EXCLUSIVE: Interview with Egyptian handball star Mohamed Sanad
Egypt's inverted winger talks to KingFut's Ramez Nathan about his career path beginnings, his past two European spells and the new chapter of his career that is about to kick-off in France this September.
Ramez Nathan (KingFut): Hello Sanad, thank you for your time. Growing up as a kid you were a multi-sport athlete. I know that along with handball, you were the best football player and basketball player in your school class. Have you always knew you wanted to be a handball player? And why?
Mohamed Sanad: Hi Ramez, I'm a person who loves almost all kinds of sports, however handball was my passion since I was 8 years old. I loved the sport and what got me attached to handball was my team, I have great friends and since day one until now, my Heliopolis teammates have always been my best friends.
RN: You didn't grow up entirely focusing on sports, you were always good at school and you ended up graduating from the AUC with a Bachelor Degree in Economics and Double Minor in Business Administration & in Architecture. How did you manage to balance between your studies and your sports career?
MS: Actually, sports was a big part of my life even before I went to AUC, it affected many of my decisions throughout my years at AUC. For example, I changed majors from architecture to economics after almost 3 years, not because I didn't like architecture or because I wasn't good at it, but because architecture was very time-consuming and it was really difficult to be able to concentrate on handball, so I decided to change to economics and finish architecture as a minor. Alongside economics, I wanted to finish business as a minor also because I felt that the courses in the minor would benefit me in the future whether I want to work in the sports field or not.
RN: You grew up through all of the youth sectors of Heliopolis Sporting Club. When did you realize that you were going to be a professional handball player? Was there a moment or were there a series of moments? Can you tell us more about the big turning points of your life?
MS: The biggest turning point in my life was when Captain Mohamed El-Alfy, the head coach of Heliopolis's first team and the head coach of the youth national team, decided to call me to join. Although I was two years younger, he took me to play with the Heliopolis first team when I was just 15 years-old. He gave me a chance and I didn't prove him wrong, as I helped the Heliopolis first team get promoted to the 1st division league.
My performances that year got me high recognitions and the name 'Sanad' started to ring bells at the handball community. At this point my professional handball career was kicking-off, and by the time I was 18 years-old, I was loaned to Zamalek Club which was the best club in Egypt as they held Egypt's top players in their squad. My first participation with them was at the Super Globe.
Stepping onto the [court] next to the likes of Ahmed El Ahmar and Hassan Yousri, we faced the world's most talented players and it was an indescribable feeling. I thought that was something I would only witness on TV, and there I was.
After the competition, I signed a contract for Zamalek and played with them for many African championships and two more Super Globes. This too was a turning point; I really developed as a player there.
RN: With your responsibilities growing in your personal life, just a few months after getting married, you received an offer from a small club in Hungary. A whole other country, new culture, new language. This surely was not an easy step by any means, can you walk us through it?
MS: It was my dream to play in Europe and it is never easy for an Egyptian player to play in Europe, because it doesn't only depend on whether you're a good player or not. It is extremely complicated, I almost gave up and I started working at Orascom Construction Company. I had a good job with a great future, but deep down I did not feel right about it. Then, one day I got that offer from a small team in Hungary, and it wasn't an easy decision but in the end with the support of my wife and my family I decided to take the challenge. We saw it as a chance, a chance to show the European handball community what I was capable of. As we started, it was really tough, but as time passed things got better and better.
RN: Just a year after, you moved to the runner-up of Liga ASOBAL. As a handball player, what are the biggest lessons you learned at Naturhouse La Rioja and why did you leave Spain?
MS: Playing at Naturhouse La Rioja was an amazing step, especially that they participated in the Champions League which is anyone's dream to play in Europe's most elite competition. I gained a lot of experience; I saw how top teams trained and what the life of a professional athlete is like. Playing at such a top level develops you more than you expect. Leaving Spain was a difficult decision, but the club had some financial problems so I thought the best decision was to move on to a different challenge.
RN: You are about to move to the beautiful historical city of Nîmes. How does it feel moving every year to a different country? Do you consider it a struggle you go through or a delight of new experiences?
MS: No it's not a struggle moving from one country to another. I get the chance to explore different countries, meet new people and learn new languages. Moving to France is a big step for me as the French handball league is now the top handball league in the world along with the German Bundesliga so I'm really excited about next season.
RN: What can make your next season with USAM Nîmes Gard successful? Are you aiming for lots of goals, a qualification spot to the EHF Cup, or just avoiding relegation?
MS: I'm really looking forward for next season. It will be an exciting one, especially that our target now is to get a spot in the EHF Cup, so it's going to be a tough season. On a personal level, I'm hoping to be able to become one of the best wingers in the French League and to develop myself further as a player.
RN: You faced two French clubs in the EHF Champions League last season. How is French handball different from Liga ASOBAL? And do you know that Montpellier keepers have nightmares of you?
MS: As I told you before the French league is considered the strongest league in the world along with the Bundesliga. It's different because all teams are strong, the competition is more popular in France and the coverage and exposure is much better. Last season I played two games against Montpellier and I believe I had memorable performances against them, as I scored 13 goals in the two games with a 100% shot on target, so yeah, it felt great.
RN: Can you name three people that have changed your life and how they did so?
MS: My family – they have always supported me when I was young, they encouraged me on always wanting to improve, they pushed me to follow my dreams and they supported all my decisions no matter how risky they were. Also, my wife Samia Montasser for the same exact reason, she has been my backbone since I met her, she always supported my decisions, she compromised and compromised just so I can follow my dream. Finally, Captain Mohamed El Alfy, as he was the coach who believed in me and gave me a chance at such a young age. He is the reason I turned out to be the player I am now.
RN: The biggest upset of your professional career? Egypt getting knocked-out of the World Cup, the Olympics, the loss in the final with Heliopolis or is there something else we don't know?
MS: To be honest, there is no such thing as biggest upset of my career. There are many moments where I was upset but in the end that's what being an athlete is all about. You will always have your ups and downs but never let anything break you. If you fight hard you will always reach your goals.
RN: You are currently studying for the MBA Degree in Sports Management from the European University of Madrid. Can we consider the Mohamed Sanad Handball Camp the first fruit of your studies? What are your big dreams for this project?
MS: The MS91 Camp is a small step to the plans I have for my future after I stop playing handball. I definitely want to continue my career in the sports industry, and my dream is to change the sports industry in Egypt as a whole not just in handball.
RN: Do you think one day you might make another return to Heliopolis Sporting Club?
MS: Heliopolis is my home club and definitely there's a big chance to return there after I finish my professional career in Europe.
RN: We cannot wait to watch your displays in France! Thank you for your time.
MS: Thank you very much, a pleasure.
KingFut would like to thank Mohamed Sanad for his time and wish him the best of luck this season and in the future.
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From 12.30 pm to 2.00 pm
From 7.30 pm to 10.00 pm
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The Venezia Restaurant of the BW Hotel Galileo Padova proposes business breakfasts, lunches and dinners, excellent for guests and participants to a business meetings, or gala dinners that can be customized for any requirements.
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Each Best Western® branded hotel is independently owned and operated


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Employment Law
Need employment law advice? Your employee's hungry attorney knows the latest on employment at will, reasonable accommodations, and more.
Minimize employer liability, optimize labor relations, bullet-proof your employee handbook and update your knowledge of ADA guidelines with our employment law advice.
As temperatures in the Northeast cool and mosquitos disappear until spring, the Zika virus may no longer be on people's minds, but it should remain on your radar.
It's unusual, but sometimes a written offer of employment for a specific time period can overcome the usual presumption of at-will employment. Note, however, that other documents may stipulate that employment is at-will—and they will stand up in court.
Walmart is giving thousands of assistant managers a pay bump in advance of new overtime rules requiring overtime pay for employees who work more than 40 hours per week and make less than $47,476 per year.
Don't despair if you need to fire the worker for reasons unrelated to her EEOC complaint.
Q. An employee recently complained that I was violating California's "suitable seating law" by requiring him to stand throughout his shift. Am I required to let my employees sit?
Plaintiffs in two lawsuits challenging the Department of Labor's new overtime rules have asked a federal judge in East Texas to issue expedited injunctions preventing the rules from taking effect Dec. 1.
If an employee complained about a supervisor's actions, make sure the supervisor can't manipulate the disciplinary process to punish the worker.
A new front has opened in the war to determine if McDonald's, along with its franchisees, is liable as a joint employer for employment law violations.
When investigating an employee's complaint of harassment—sexual or otherwise—tailor your inquiries to the facts of that case.
Three New York City beauty supply companies have agreed to pay $218,000 to 16 employees who the Department of Labor determined were cheated out of overtime pay.


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Here's a happy one I was in class last night and the pen was playing around (picture a disembodied hand autonomously drawing if you like). And here's what it drew. Some time ago I did a girl in gumboots and mud using a newspaper as an umbrella. I liked that so it found its way […]
Substation Artists' Market
10 to 3pm
1 Market Street, Newport VIC 3015
Next market May 3
Makers' Market
10 to 4pm @ the Abbotsford Convent
April 19
Sisters' Market
@ the Brunswick Town Hall, Sydney Rd.
March 21, 10 - 4pm
More details
© Elise Hurst 2014
Tagsadvice art materials bears book covers cats Celine Kiernan characters design drawing epic exhibition Exhibitions festivals fish illustration Imagine a city Ink Ipswich Koko Black market markets moleskines Mondoodle Moorehawke Night Garden oils painting pen picture books pirates prints Quick-draw rabbit rabbits schools school visits sister's market sketch tablet teaching The Age tips video watercolour writing
RSS Links


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Explore Christmas Lights, Winter Christmas, and more!
Explore related topics
Lighted Ribbon Garland: Tie ribbon (or fabric scraps) around a strand of lights. Easy and super cute!
Why didnt I think if that ? Tie squares of tulle fabric along a string of white Christmas lights. This would be beautiful on a tree or mantle, or as a wedding decoration.
tie gingham ribbon bows and jingle bells on white lights – so pretty! Use in the center of the table with battery-powered lights? tie gingham ribbon bows and jingle bells…
garland made from tying knots of lace, burlap, tulle and muslin onto twine.(tie on string of white lights)
This collection of Beginner Holiday Projects are so creative. From festive recipes to easy DIY decorations, we love the idea of scattering these homemade crafts throughout your home this Christmas season—especially the team-themed wreaths!
Was it your first kiss, the birth of a child or that moment you realized your world had changed forever. Give a gift of the stars to always remember that special night. Create an 18" x 24" star map of the night your heart skipped a beat. Printed on the finest Matte Art paper using archival ink. This piece of wall art will be treasured for many years to come.
DIY - Glass Ornament Paint Tutorial using Martha Stewart's Acrylic Paint. Full Step-by-Step Tutorial. Try using more than one color and for easter use the egg shape glass ornaments!
Red, green and white fabric tie garland. This would be so cute on the mantel. The perfect touch for your Christmas party or holiday decorations. My garlands are very full and neatly hand-tied. And, they are reusable! Just drape from a ha
How gorgeous is this ornament garland? So easy to make too. Ribbon strung through ornaments. great to hang for Christmas. or use some reds, pinks and whites for a Valentine Garland!


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Visit Jabonga - Best of Jabonga
This warm abode of Jabonga is a delightful place to visit in Philippines. 1-2 days is an ideal duration of visit to Jabonga.
Get, set and plan a journey with this amazing travel planner for Jabonga that shall leave you with plenty of memories at the end of your trip.
Explore the best travel planner for your visit to Jabonga and create a flawless plan in few simple steps!


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Location: Irvine, CA
the position and responsibilities:
candidate profile:
Developer (.NET) Accountabilities- Architect,
develop and implement software programs to meet business requirements. Develop
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Experience of working at client location in US. Have
strong interpersonal skills, which provide the ability to interact with end
users, managers, technical personnel etc. possess excellent work ethics, and
are team oriented.Functional/Domain
expertise in Retails


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Here is a picture of just ONE of the 5 different cards from the upcoming Colossal Christmas Card Camp.
Details of the Event:
- Make 20 Christmas Cards! (5 designs-4 each)
- Get 20 envelopes that you can stamp to match your cards!
- Festive atmosphere with LOTS of stamping friends!
- Specials on all orders placed at the event.
- Door Prizes
If you would like a registration form just email me: email@example.com
If you are unable to attend I am offering a Card Kit that will include all of the pieces you will need to create these 20 cards, envelopes included, adhesive is not. Let me know if I can help!


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Easy Knit Organic Cotton Jogger Pajama Pants
Enter your Email Address and click 'Continue' Example: email@example.com Submit Cancel Forgot Password Close /GarnetHill/US/Global/Popups/forgot_password Enter your email address
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Easy Knit Organic Cotton Jogger Pajama Pants is rated out of 5 by 4.
Rated 5 out of 5 by SeattleKnitter from Comfy jammie bottoms with pockets My title says it all. These are the perfect pajama bottoms for the upcoming winter.
Date published: 2017-08-28
Rated 5 out of 5 by MairzyDoats from My favorite pants already These are softest cotton, comfortable fit, pretty print.
Date published: 2017-08-19
Rated 5 out of 5 by Remedy853 from Comfortable These pants are made of that great Garnett Hill green cotton. The pants are super comfortable and fit well - not too baggy or too tight. Just right. I bought 2 pairs.
Date published: 2017-08-18
Rated 4 out of 5 by anclm from good quality Cotton not as soft as I prefer for pajamas, but good quality and pretty comfortable. I like the cargo pockets. Also, if someone comes to your door and catches you still in your pajamas, these can look like you're wearing pants:)
Date published: 2017-09-23
Are these true to size or a over sized? Is the cotton pre-shrunk? I'm a 6-8, usually go for L as I like loose pj's. What size do you suggest?
The Organic Cotton Jogger Pajama Pants have a relaxed waist and are slightly over-sized to allow for shrinkage; they are not pre-shrunk. We would recommend ordering your regular size. Please feel free to wash them to determine the best fit. Exchanges are quick, easy and freight-free.
Date published: 2017-10-10
Product:43386-Easy Knit Organic Cotton Jogger Pajama Pants


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New Home › Forum › Mostly Printed CNC – MPCNC › Your Builds – MPCNC › Signs › Reply To: Signs
I actually came into it not knowing any more than you – and I tried all those you mentioned. I painted the white, then tried to use painter's tape – no good, the bit hit the tape, and left ragged edges that then the vacuum pulled up (and I really can't recommend trying to cut MDF and especially not Extira without a vacuum going). I then tried contact paper – it had more adhesion to the wood, but still, no good – if the bit hit it just right it ripped whole sections up. I then tried spray adhesive along with contact paper – it worked, but left a mess on top, so that was out. If you were JUST carving letters into wood, and then spray painting – contact paper works. Try to do a pocket, and text standing up in that pocket and the paper just doesn't have the adhesive to hold onto the small surface of the letters while everything around it is getting cut down.
Then, I came across this video that told me exactly what I needed to do – I modified the technique slightly to use a ultra smooth FOAM roller (you definitely want foam), and I'd get a little paint on it, and roll it back and forth until it almost seemed like it was barely painting. Then, I went over the top (you'll do several coats, with sanding in between, but thin – you want no running at all). So, I did the pocket color first, and THEN the top white part. It sounds like it wouldn't work – but watch the video and see how he does it with a foam brush and how well it works for him.


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So I thought I'd update the blog this afternoon as I've done 1800 words of my daily 2k target and I've hit a wall... and secondly the blog needed updating!
It's been weird suddenly thrown back into writing. Initially it felt nice, but after 4 hard days slog my brain feels a little fried! I think a daily target of 1500 is my ideal. It leaves enough time for daydreaming, pulling story threads together and the afternoon free to do the everyday stuff like tidy up after the pets & kids, and buy some food!
I really wanted to get the first draft finished by the Whit holidays, which I hadn't initially realised was in 4 weeks time... now 3. That's a tighter deadline than doing NaNoWriMo! With two children I don't write at the weekends so even doing 2k a day, 5 days a week on top of the 23k I already had; I'm not going to quite finish... but at least I should be in the last chapters! Currently I've almost reached 36,000 so I guess I'm pretty much half way through!
The other thing slightly unnerving me is my writing method. I've always been a 'fly by the seat of my pants' type writer, but I do usually have a basic chapter plan and knowledge of my crisis points and how the characters are going to escape them... or not! This time... errr... not so much! I've got an old chapter plan, which only covers the first half of the book and which I have deviated from several times already! I think I know how I am going to 'save' one character, but I'm totally clueless as to how I'm going to solve another, very big, complication!
Hopefully it will come to me over the weekend!
I have also been searching for some visual inspiration as I love fantasy art and I find it helpful and inspiring. I found this great image on DeviantArt...


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Bike Ride
240 ft
- Begins in:
- San Rafael, CA, United States
- Created By:
- runbkswim
- Description:
- This is a 4.99 mi Bike Ride in San Rafael, CA, United States. The Bike Ride has a total ascent of 240.22 ft and has a maximum elevation of 134.12 ft. This route was created by runbkswim on 08/28/2007. View other Bike Rides that runbkswim has done or find similar maps in Santa Venetia.
- Type:
- Bike Ride


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Posted on :
2 May, 2011
2 May, 2011
STANDARD CHARTERED BANK – Nigeria International Graduate Programme Corporate Real Estate Services:
CRES is responsible for developing, maintaining and protecting the Bank's infrastructure and environment. There is lots to take of, from health and safety to policy and planning, to security and sustainability.
Why choose CRES?
Entry requirements
You'll need a Bachelor's or Master's degree to be accepted. Due to the nature of the work involved a degree in a related area is preferred, e.g. Engineering, Real Estate, Building Management or Environmental Studies.
About the programme
This programme will provide you with the foundation for a truly international career, by covering:
You'll gain experience in country and group roles across a number of core teams within this critical function.
For CRES graduates, the on-the-job development consists of four standard rotations:
Rotation 1 – Country CRES (10 months)
Once on board you'll be assigned a rotation within country compliance, and this will include developing knowledge and skills across a number of areas. During this time you'll learn how to:
Rotation 2 – Consumer Banking Branch (2 months)
This will include gaining an understanding of:
Rotation 3 – CRES Risk (4 months)
This will include gaining an understanding of:
Rotation 4 – CRES Real Estate (7 months)
This will include building knowledge and skills around:
Business skills training
You will be required to attend the CRES Academic programmes. These will start in your first year immediately after the International Induction Programme. These academic programmes will develop your skills and knowledge and ensure you get to benefit from direct contact with our senior managers.
Standard Chartered Bank – Corporate Real Estate Services
Closing Date: 1 Jun 2011
Other vacancies include
Entry requirements
To be eligible for this programme, you must have a minimum of two languages – both of which must be spoken at a business proficient standard. This programme is best suited to candidates who can demonstrate a strong analytical background – whilst not essential a degree in economics, mathematics, or engineering may help.
Standard Chartered Bank – Wholesale Banking
Entry Requirements
You'll need a Bachelor's or Master's degree to be accepted.
A degree in HR Management would be an advantage, but is not essential.
Standard Chartered Bank – Human Resources


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Left: Soft Coeur Massage bar | Right: Honey I Washed The Kids Soap
I'm starting to understand the whole Lush-hype thing that seems to be
going on on the internet. I have tried about 8 of their products and I'm sold. It does wonders to my skin, everything smells amazing and they try to make their products as natural as possible.
A few days ago, when I was supposed to be buying presents for others, I walked into Lush and treated myself with a gift card I got for my 18th birthday. Lesson one: never go into Lush with a headache and without an idea of what you're going to purchase. The smell in Lush is amazing, but when you're not feeling very well it's not a good idea to go inside and walk around like a crazy person searching for something you might like. In this condition, you are very likely drop a beautiful bath bomb on the floor...
After this not-so-great experience I left the store with two products: the soap Honey I Washed The Kids, Lush's worldwide best selling soap, and a heart-shaped massage bar called Soft Coeur. The names make my love the products even more!
The soap smells like sweet toffy and it makes your skin feel so soft! Now I've been using solid soaps for quite a while, I really prefer this to liquid shower gels. The massage bar, made with honey and cocoa was quite new territory for me. I've tried it out and again: amazing. You have to make it warm with your hands and you can 'massage' your body with it. The butters in it moisturise your skin and make it feel really soft. Love it! Can't wait to go back to Lush and try out some more of their stuff!
What are your Lush favourites?
♥, Annemarie


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LOCK HAVEN — It has been a several year process to get to this point, but this week sees Woodward Township site preparation work commence, earth-moving/removal to ultimately add a third paper machine at the First Quality Tissue plant in Castanea Township.
Earth-moving equipment from contractor Glenn O. Hawbaker of State College is doing site preparation work in Woodward Township, a prelude to an estimated 60,000 trips to take fill from several Lock Haven area locations to the south side of First Quality's tissue plant, raising the presently vacant surface above the 500 year flood plain. The site will see construction of a new building to house the third machine, part of a $300 million expansion project.
Plans call for Hawbaker to transport 600,000 cubic yards of fill, that phase of the expansion to be completed by late May. The initial site is hilly terrain south of the Webbwood housing development off Route 664 in Woodward Township. The loaded trucks will travel onto Route 664, make a left-hand turn onto Mill Hill Road, right onto Woodward Avenue, across the Constitution Bridge onto E. Main St. in Lock Haven, then a left-hand turn onto Hanna St. and west on Walnut St. to the newly constructed access road adjacent to the rail line running westerly to the First Quality site.
The Hawbaker firm has also received permission from the Keystone Central School District to remove fill from a site in Bald Eagle Township, an area west of Malinak Stadium at the Central Mountain High School complex. That work would turn a hilly area there into a level site, facilitating long-dormant district plans for a new baseball field at the school complex.
The local First Quality expansion was first publicly discussed in February of 2014. The most recent formal word from First Quality, last November, was that the local expansion is expected to be completed in the first half of 2019. 184 new jobs are anticipated for Clinton County's largest employer.


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Item description for Speak Thus: Christian Language in Church and World by Craig Hovey...Description: In its various forms, speech is absolutely integral to the Christian mission. The gospel is a message, news that must be passed on if it is to be known by others. Nevertheless, the reality of God cannot be exhausted by Christian knowledge and Christian knowledge cannot be exhausted by our words. All the while, the philosophy of modernity has left Christianity an impoverished inheritance within which to think these things. In Speak Thus, Craig Hovey explores the possibilities and limits of Christian speaking. At times ethical, epistemological, and metaphysical, these essays go to the heart of what it means to be the church today. In practice, the Christian life often has a linguistic shape that surprisingly implicates and reveals the commitments of people like those who care for the sick or those who respond as peacemakers in the face of violence. Because learning to speak one way as opposed to another is a skill that must be learned, Christian speakers are also guides who bear witness to the importance of churches for passing on a felicity with Christian ways of speaking. Through constructive engagements with interlocutors like Ludwig Wittgenstein, George Lindbeck, Jeffrey Stout, Stanley Hauerwas, John Howard Yoder, Thomas Aquinas, and the theology of Radical Orthodoxy, Hovey offers a challenging vision of the church--able to speak with a confidence that only comes from a deep attentiveness to its own limitations, while also able to speak prophetically in a world weary of words. Endorsements: ""Craig Hovey offers us a book of Christian manners. Just as manners are the skills and practices we require to be equally at home in many social contexts, so Hovey shows how the gospel equips us to be equally at home wherever the mission of God takes us, because we are always at home with the Lord. Hovey maintains Christians have not been told what to say, but have instead been shown how to speak. In this book he continues his emergence as one of the most profound and penetrating scrutinizersof what it means to speak, witness, and confess to the Christian faith. To read this book is a masterclass in learning to speak simple truth amid a cacophony of contemporary cleverness."" --Reverend Canon Dr. Sam Wells Dean of the Chapel, Duke University; Research Professor of Christian Ethics ""Hovey's finely crafted collection of essays --both persuasive and contentious--manages to combine great clarity with nuance. Apparently opposed positions are exposed as sharing common presuppositions, with Hovey frequently being able to provide an alternative positive conception or perspective. In an un-showy but impressive way, Hovey's writing is richly informed by the tradition and practices to which he is committed. The voice that emerges is passionate, urgent and wry."" --Christopher Insole, Department of Theology and Religion, Durham University About the Contributor(s): CRAIG R. HOVEY (PhD, University of Cambridge) teaches religion and ethics at the University of Redlands and Fuller Theological Seminary Extension in Southern California. He is the author of To Share in the Body (2008).
Promise Angels is dedicated to bringing you great books at great prices. Whether you read for entertainment, to learn, or for literacy - you will find what you want at promiseangels.com!
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Due to my job, I spend a lot of time travelling across continents. These endless hours spent on planes and in airports made me realize quickly, that in order to breeze off the plane like I just walked out the beauty salon, my skin needs a lot of extra help.
So, no more dull and dried out complexion on arrival. With my approved short- and long-haul beauty routine you too can step off a plane looking like an international jetsetter.
1 This super cute sleeping mask made of organic cotton and bamboo will ensure a good sleep on your flight and guarantee a relaxed arrival.
2. This tinted moisturizer from Laura Mercier will provide a youthful, radiant complexion for a jet set worthy arrival.
3. Dry hands on the plane? For me this was a well-known problem. Since then I found my all-time favourite hand-cream. This shea butter hand-cream from L'Occitane is simply wonderful. Super soft hands and a fantastic smell – enough said.
4. If you follow me you might know already. I love Dr. Hauschka products. See here. To pamper the delicate skin around your eyes I would certainly recommend this fantastic Eye Balm. If this balm is too rich for you there is also a lighter eye product available.
5. I find the Invisibobble to be the best thing since sliced bread!! (Even though I don't eat bread) It does exactly what it says on the tin; holds hair securely without pulling hair, leaves no "dents" when taken out, and doesn't rip out hair when you remove it.
6. Before you apply your tinted moisturizer, cleaning your face after a long flight is essential. I totally swear by the Liz Earle cleanse and polish cleanser.
7. You don't want chapped lips. Do you? I recently discovered the Sugar Fresh Lip therapy treatment – and I really love it.
8. Hydrating your skin during the flight is crucial. I use this mask every night. Why not use it on the plane as well?
9. Time to relax. These earphones not only look fantastic, they also guarantee you a relaxed journey. No more annoyance by snoring neighbors or chatty passengers. Oh, did I already mention that I love rosegold and copperJ?
10. A real life-saver for me is this facial toner from Dr. Hauschka. It picks me up every time I need it. The ultimate travel partner for me.


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FAD Market x City Point | BKYLN STUDIOS
Thank you for your interest in joining FAD Market's exhibition at City Point | BKLYN STUDIOS on October 21+22, 2017, from 11am to 6pm. We are extremely excited to be working with you.
Please kindly complete the form below so that we have all your information. We will use it to contact you, build an online profile as well as for press and marketing initiatives.
This application form also acts as an agreement and contract between you, the artist, and FAD Market that you will be participating at FAD Market on October 21 and 22, 2017.
FAD Market will send all the details including the gallery plan, load-in and load-out logistics as well as install/uninstall instructions two weeks prior to the opening. Installing artwork will take place on Friday, October 20 and uninstalling artwork will be after 6pm on Sunday, October 22. You will be responsible for installing and uninstalling your work/s, provide clamp lights if needed as well as insurance if you feel necessary. FAD Market will not be responsible if anything is damaged or stolen.
If a work sells during or in affiliation to your participate at FAD Market, FAD Market will charge 10% commission on sales to cover our administrative costs. FAD Market will be responsible for all sale transactions and reporting of sales tax during the scheduled market event.
If a work sells, the artist will work with FAD Market in arranging shipping, which the client will be responsible in paying unless noted by the artist.
If you have any questions, please feel free to contact Jen Bailey on email@example.com or (917) 775-4636.


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I sat outside the AA meeting hall in Lagrange, Georgia at dusk last night. I was scared and nervous. I had never been to a night meeting up here. I watched as happy, shiny people got out of their cars to go inside. I so wanted to be like them. Content. Fulfilled. So sure in their sobriety, looking as if they didn't have a care in the world. Yesterday had been a tough day battling my addictions. College football Saturdays always are. My sister and her daughter were in town -- a fine family diversion allowing me to drink until abandon. "Get your ass to a meeting," I told myself late last night after seeing my sister.
It was a long and uneventful drive to unfamiliar territory as I listened to the Kentucky and Kent State football game on the radio. The little college town of Lagrange greeted me as I drove past the city limits. It seems the AA meeting halls are always on the seedier side of towns though -- poor neighborhoods were the rent is cheap accommodating thrifty and less generous AA meeting goers. I had found directions on the Internet and luckily found the meeting hall on the first try -- an old Methodist church long abandoned by it's congregation and becoming home to a burgeoning group of ex-drunks. Self Help Harbor.
"Thanks for coming," several people told me as I passed the front door to shyly take my seat.
"Everybody ready for a meeting?" rang out at the top of the hour -- 8 p.m. I sighed relieved that I could now blend in and just listen for an hour unless they did the dreaded move of going around the room to speak.
We talked of admitting that we were powerless over alcohol. My natural inclination is to balk -- ashamed that a simple drink has control of my life, but it once and still does. Step one of the twelve steps. A seemingly simple step, but human will and ego doesn't want to allow you to admit you are powerless and helpless.
"I drank with abandon," one meeting goer said. "I had one drink and just couldn't quit. I knew then I was powerless over alcohol. It had me in it's grips."
His words rang out true to me. I couldn't have just one drink either. I had to have twenty or more until I was passed out or blacked out -- a scary proposition. It is a wonder I have any functioning brain cells left. I thought of the cold, wintry night that I had had a fight with Rachel, my ex-wife. I had just gotten a home after being homeless and drove drunk on my motorcycle. I don't even remember driving out of town. My next memory was lying on the road with a broken arm as I went off to jail.
"You sure you are okay?" the officer asked me as he drove me to county jail.
"I think so," I said from the backseat -- my pain blunted from the effects of over thirty beers.
It was a long night of lying on a dirty floor of a jail cell writhing in pain with a broken arm and shoulder. I will never forget a kind officer driving me to the hospital in the morning.
"Long night?" he asked as he handed me a cup of hot coffee that I could only hold with one hand.
"It was excruciating," I replied stifling back a tear.
I wanted to go home to my safe bed. I wanted my family.
"We are going to get you some help this morning and pain medications."
"My savior," I thought from the back of his patrol car as we drove across the county to the hospital.
The meeting finally ended. I felt loads better as I gathered my backpack and grabbed a list of meetings from the bulletin board. "Keep coming back," a young African American man said to me as he walked past and I smiled, standing there. "Yes," I thought. "Keep coming back." I want to be one of those shiny, happy people I met tonight enjoying life without having to do it drunk. My thoughts turned again to that cold and wintry night of lying on the highway, drunk, next to a broken motorcycle. I have so many reasons to "keep coming back."


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In this section, you'll find information, advice and guidance on all things writing.
Writing FAQs
Find answers to some of our most frequently asked questions about writing and the craft of being a writer.
Writing Tips & Tools
Get tips, tricks and tools on the craft of writing.
Fact sheets
Advice on every aspect of writing and publishing


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Bio & Incident Details
Age: 31
Tour: Not available
Badge # Not available
Cause: Accidental
Incident Date: 3/10/1908
· Leave a Reflection
· Add to My Heroes
· Update this memorial
Chief Daniel Doncaster died as the result of injuries sustained four days earlier while fighting a fire that destroyed a building at the corner of Penn Avenue and Wood Street.
While on the scene a fire hose struck Chief Doncaster in the leg, causing a deep wound. He was taken to Columbus Hospital, where blood poisoning set in. He died as a result four days later.
Chief Doncaster had previously served with the Pennsylvania Railroad Police Department and the Westmoreland County Sheriff's Office. He was survived by his wife, three children, mother, and four siblings.


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Lara Dutta Height, Weight, Age, Biography, Wiki, Family, Husband, Profile: Lara Dutta was born 16 April 1978 Age 39 Years in Ghaziabad, Uttar Pradesh, India. Lara Dutta is an Indian Film Actress and Former Model. she is looking Very Beautiful and winner of Miss Universe 2000, Miss Intercontinental 1997. Lara Dutta was began her film acting career in 2003 with a Hindi Movie Andaaz, which film is nominated Filmfare Best Female Debut Award. Lara Dutta last seen in 2016 Movie Azhar, where she played lead role as Meera Verma. Lara Dutta Married to Mahesh Bhupathi on 2011 they has a children. Lara Dutta Net worth $8 Million USD and her Salary 2-3 Crore (INR) per film.
Lara Dutta Age 39 Years, She was born 16 April 1978 in Ghaziabad, Uttar Pradesh, India. Lara Dutta Height 5′ 8″ Approx. to 173 cm and Weight 60 Kg Approx. to 132 lbs. Her Bra size 34B and Body Measurements 34-24-36 Inches. Lara Dutta Waist 24 Inches and Hip 36 Inches. Her Hair Color is Black, Eye Color is Dark Brown and Sun Sign is Aries. You May Also Read Lakshmi Gopalaswamy and Laila Mehdin Biography Profile.
Lara Dutta Height, Weight, Age, Biography, Wiki, Family, Husband, Profile
Lara Dutta Personal Profile
Actress Name: Lara Dutta
Profession: Actress, Model
Age: 39 Years
Date of Birth: 16 April 1978
Birth Place: Ghaziabad, Uttar Pradesh, India
Ethnicity: Asian/Indian
Sun Sign / Zodiac Sign: Aries
School: St. Francis Xavier Girls' High School, Bengaluru and Frank Anthony Public School, Bengaluru
College / University: University of Mumbai, Mumbai
Educational Qualification: Degree in Economics and a minor in Communications
Nationality: Indian
Net Worth: $8 million
Salary: 2-3 Crore (INR)
Lara Dutta Height, Weight
Height in centimeter: 173 cm
Height in Meter: 1.73 m
Height in Feet: 5' 8"
Weight in Kilogram: 60 Kg
Weight in Pounds: 32 lbs
Lara Dutta Body Measurements
Figure Measurements: 34-24-36 Inches
Bra size: 34B
Waist Size: 24 Inches
Hip Size: 36 Inches
Dress Size: 12 Inches
Shoe size: 8 Inches
Hair Color: Black
Eye Color: Dark Brown
Body Build: Hourglass
Lara Dutta Family
Father: L.K. Dutta (Retired Wing Commander)
Mother: Jennifer Dutta
Brother: None
Sister: Sabrina (Elder, Indian Air Force), Cheryl (Younger)
Lara Dutta Marriage, Husband, Boyfriends
Marital Status: Married
Boyfriends: Kelly Dorji , Derek Jeter, Tiger Woods, Dino Morea, Mahesh Bhupathi
Husband/ Spouse Name: Mahesh Bhupathi (Tennis player)
Children: Saira (Daughter)
Lara Dutta Home Address & Social Media
Phone Number: Update Soon
Home Address: Update Soon
Instagram Profile: Instagram
Facebook Profile: Facebook
Twitter Profile: Twitter
Wikipedia: Wiki
Hope You Like to Read Lara Dutta Height, Weight, Age, Biography, Wiki, Family, Husband, Profile. Please leave a Comment Bellow if you want some more information about her Biography. Stay Connect with us and Get Indian celebrities Updates.