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Intracranial Hemorrhage News
Related terms: Cerebral hemorrhage, Hemorrhage, intracerebral, Hypertensive hemorrhage, Intracerebral hemorrhage, Stroke, hemorrhagic
Stroke Rates Drop for U.S. Men, But Not Women
Posted 10 Aug 2017 by Drugs.com
WEDNESDAY, Aug. 9, 2017 – The overall rate of strokes is declining in the United States, but appears to be going down mostly in men, a new study finds. "Our findings suggest that the decreases in rates of stroke over time are primarily driven by decreased stroke rates in men," said lead researcher Dr. Tracy Madsen. That makes doctors wonder why American women aren't seeing the same benefits from stroke prevention. "It may be that stroke prevention strategies are not as effective in women compared with men; for example, future research should investigate the possibility that stroke risk factors like elevated blood pressure, cholesterol and diabetes are more severe or are not controlled as well in women," Madsen said. Madsen is an assistant professor of emergency medicine at the Warren Alpert Medical School of Brown University, in Rhode Island. "Stroke is a debilitating yet preventable ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Thromboembolic Stroke Prophylaxis, Intracranial Hemorrhage
'Smart' Robot Technology Could Give Stroke Rehab a Boost
Posted 19 Jul 2017 by Drugs.com
WEDNESDAY, July 19, 2017 – Scientists say they have developed a "smart" robotic harness that might make it easier for people to learn to walk again after a stroke or spinal cord injury. The harness, the researchers said, can be fine-tuned to individual patients to help them find a more natural walking pattern as they go through rehabilitation. In early tests with 26 patients recovering from a spinal cord injury or stroke, the technology looked promising, according to a new report. In general, the study found, the system allowed patients to move with a more natural gait, and better balance and coordination. The researchers also saw immediate effects among five spinal cord injury patients. Right after an hour of training with the harness, the patients were able to move more easily using their usual assist devices, such as crutches or a walker. Right now, rehab is often done the ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Intracranial Hemorrhage, Prevention of Falls
Wider Smiles Aren't the Most Pleasing
Posted 28 Jun 2017 by Drugs.com
WEDNESDAY, June 28, 2017 – Less is probably more when it comes to a convincing smile, a new study finds. More than 800 people were shown a series of 3D computer-animated smiles and asked to rate them. The smiles differed in features such as amount, mouth angle, symmetry and how many teeth were shown. Bigger smiles that showed more teeth tended to be rated as less effective, genuine or pleasant. Successful smiles were those with a pleasing balance of teeth, mouth angle and amount of smile, the investigators found. The study team – led by Nathaniel Helwig from the University of Minnesota – also found that smiles were rated as more successful if they developed symmetrically on the left and right side of the face. The findings could help guide facial reanimation surgery and rehabilitation for people with stroke and other medical conditions that affect facial expressions, the researchers ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Intracranial Hemorrhage
Horse Therapy Could Rein In Stroke's Damage Years Later
Posted 15 Jun 2017 by Drugs.com
THURSDAY, June 15, 2017 – It may not be for everyone, but a new study suggests that the smooth stride of a gentle horse may help stroke survivors regain lost mobility and balance years after their brain attack. "I don't think we're ready to say that once you've reached the last phase of stroke recovery, you should get on a horse," said Dr. Daniel Lackland, a spokesperson for the American Stroke Association. But, it's "exciting" that many of these patients saw improvements with therapies "outside of what's available in traditional stroke rehabilitation," he added. None of the stroke survivors in the study had severe disabilities, but they did have lingering problems with essential functions like balance, walking and memory. Researchers found that two unconventional therapies – horseback riding and music-and-rhythm therapy – seemed to help many of these patients. Lackland also pointed ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Intracranial Hemorrhage
Cirrhosis Could Raise Stroke Risk
Posted 5 Jun 2017 by Drugs.com
MONDAY, June 5, 2017 – Cirrhosis – a stiffening of liver tissue that's often tied to excessive drinking of alcohol – may also raise an older person's odds for a stroke, a new study suggests. "In a nationally representative sample of elderly patients with vascular risk factors, cirrhosis was associated with an increased risk of stroke, particularly hemorrhagic stroke," wrote a team led by Dr. Neal Parikh, of Weill Cornell Medicine and New York-Presbyterian Hospital in New York City. Hemorrhagic or "bleeding" stroke comprises about 13 percent of strokes and occurs when a blood vessel ruptures, according to the American Stroke Association. The majority of strokes (87 percent) are ischemic – meaning they are caused by clots. In the new study, Parikh's team tracked 2008-2014 data for more than 1.6 million Medicare patients older than 66. The research showed that while just over 1 percent ... Read more
Related support groups: Ischemic Stroke, Cirrhosis, Alcohol Dependence, Transient Ischemic Attack, Alcoholism, Liver and Pancreatic Disease, Intracranial Hemorrhage, Alcoholic Cirrhosis, Alcoholic Liver Damage, Acute Alcohol Intoxication
Hospitals Vary in Moving Stroke Patients to Comfort or Hospice Care
Posted 25 May 2017 by Drugs.com
THURSDAY, May 25, 2017 – U.S. hospitals differ greatly in how often they move new stroke patients from treatment to comfort or hospice care, researchers report. Comfort care refers to medical care designed to ease suffering for a patient near death. "End-of-life and palliative care plays an important role with stroke, since the death rate is high, yet there has been limited data on the transition from treatment to comfort care," said study author Dr. Shyam Prabhakaran. He is a professor of neurology and medical social sciences at Northwestern University Feinberg School of Medicine in Chicago. Prabhakaran and his colleagues analyzed data from nearly 1 million people treated for stroke in 1,675 hospitals between 2009 and 2013. About 55,000 had doctor's orders for comfort care only. Overall, 5.6 percent of the patients were moved to comfort care only. But the rate varied widely among ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Intracranial Hemorrhage
Speed Is Key When a Stroke Strikes
Posted 12 May 2017 by Drugs.com
FRIDAY, May 12, 2017 – Every 40 seconds someone in America has a stroke. But fast action and quick treatment can save lives and reduce disability. "Stroke statistics are alarming. It's the fifth leading cause of death in the United States and the leading cause of serious adult disabilities," said Dr. Randolph Marshall, chief of the stroke division at NewYork-Presbyterian/Columbia University Medical Center. "The most effective method in saving a stroke victim's life is to diagnose and treat immediately after a stroke occurs," said Dr. Matthew Fink, neurologist-in-chief at NewYork-Presbyterian/Weill Cornell Medical Center. Both hospitals are in New York City. "Strokes kill nearly 133,000 people a year. The good news is that approximately 80 percent of strokes can be prevented," Marshall said in a NewYork-Presbyterian news release. As part of Stroke Awareness Month, the two experts ... Read more
Related support groups: Smoking, Ischemic Stroke, Smoking Cessation, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Thromboembolic Stroke Prophylaxis, Intracranial Hemorrhage
More Younger Americans Are Suffering Strokes: Study
Posted 10 Apr 2017 by Drugs.com
MONDAY, April 10, 2017 – Strokes are typically associated with the elderly, but new research suggests that strokes are increasingly happening to Americans under 65. The study looked at a sample of data from some U.S. stroke hospitalizations. From 2003 to 2004 in this sample, more than 141,000 people from 18 to 65 were admitted to hospitals for stroke. By 2011 to 2012, that number had risen to more than 171,000, researchers found. "Our results stress the importance of prevention of stroke risk factors in younger adults," said lead author Dr. Mary George. She's a senior medical officer with the U.S. Centers for Disease Control and Prevention's division of heart disease and stroke prevention. "Young adults, ages 18 to 54, are experiencing a small but sustained increase in stroke and in the prevalence of traditional stroke risk factors, such as high blood pressure, diabetes, high ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Thromboembolic Stroke Prophylaxis, Intracranial Hemorrhage, Diagnosis and Investigation, Head Imaging
Study Ties Some Migraines to Artery Tears in Neck, Raising Stroke Risk
Posted 7 Mar 2017 by Drugs.com
MONDAY, March 6, 2017 – Some younger adults who suffer migraines may be at risk for tears in their neck arteries, which can increase the chances of a stroke, a new study suggests. Exactly what triggers these vessel tears is not clear, the researchers added. However, study author Dr. Alessandro Pezzini stressed that the probability that migraine sufferers would develop this condition – called arterial dissection – is still quite low. "Overall, migraine is a benign condition in the great majority of affected individuals," said Pezzini, a professor of neurology at the Universita degli Studi di Brescia in Italy. Of the nearly 2,500 stroke patients studied, aged 18 to 45, only 13 percent had strokes related to neck artery tears. This group was more likely to have high cholesterol, diabetes or be current smokers. When the researchers looked closer at the pattern of migraines linked with ... Read more
Related support groups: Migraine, Migraine Prevention, Migraine Prophylaxis, Peripheral Arterial Disease, Intracranial Hemorrhage, Trochleitis
For Stroke Survivors, Exercise Is Good for the Brain: Review
Posted 23 Feb 2017 by Drugs.com
WEDNESDAY, Feb. 22, 2017 – A structured exercise program can help stroke survivors recover not only physically but mentally as well, a new review says. The analysis of 13 clinical trials found that exercise therapy was generally good for stroke patients' "cognition." Cognition refers to vital mental processes such as thinking, learning, understanding and remembering. A stroke, which cuts off blood flow to the brain, can impair those abilities. The findings bolster what experts have long believed: Exercise can aid stroke recovery in multiple ways. "This isn't new," said Daniel Lackland, a spokesman for the American Stroke Association who was not involved in the research. "We've known that exercise is good after a stroke." But, he said, the findings offer more clarity on exactly what works. They suggest, for example, that a combination of moderate aerobic exercise and training in ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Mild Cognitive Impairment, Ischemic Stroke - Prophylaxis, Thromboembolic Stroke Prophylaxis, Intracranial Hemorrhage, Diagnosis and Investigation
Bleeding Strokes Take Heavy Toll on Brain
Posted 23 Feb 2017 by Drugs.com
WEDNESDAY, Feb. 22, 2017 – Survivors of the most deadly type of stroke face a higher risk for developing depression and dementia, new research suggests. Often called "bleeding strokes," hemorrhagic strokes occur when a blood vessel ruptures and leaks blood into the brain. Conversely, the more common ischemic stroke happens after a blood vessel is blocked in the brain. "Our study changes the way we look at depression after a hemorrhagic stroke," said study author Dr. Alessandro Biffi, a neurologist at Massachusetts General Hospital in Boston. "Depression is not just an isolated phenomenon following a hemorrhagic stroke," said Biffi, who is also director of the hospital's Aging and Brain Health Research Group. "It may identify those who are likely to develop dementia, and this is important when these patients are evaluated, particularly in outpatient care settings," he said. Biffi and ... Read more
Related support groups: High Blood Pressure, Diabetes, Type 2, Hypertension, Insulin Resistance, Diabetes Mellitus, Hypertensive Emergency, Intracranial Hemorrhage, Hypertensive Heart Disease, Head Imaging
After Wives Suffer Stroke, Husbands Adapt to Caregiving Role
Posted 22 Feb 2017 by Drugs.com
TUESDAY, Feb. 21, 2017 – Being thrust into the role of caring for a spouse or partner who's had a stroke can be terribly unsettling. But in a small study, men reported more successes than problems in their first year of caregiving. A majority of men in the study (54 percent) worked full-time while caring for their spouse and assuming household tasks, such as cooking, cleaning and paying the bills. They spent two to 16 hours a day giving care, the study found. Despite the upheaval to their lives, the men seemed to rise to the occasion, the researchers reported. "Their successes were building blocks in supporting their partners and, in most cases, the successes made their relationships stronger," said Linda Pierce, the study's lead author. Pierce is a professor at the University of Toledo College of Nursing. In the United States, more women than men have strokes each year. It is the ... Read more
Related support groups: Anxiety and Stress, Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Intracranial Hemorrhage
A Lengthy, Stable Marriage May Boost Stroke Survival
Posted 14 Dec 2016 by Drugs.com
WEDNESDAY, Dec. 14, 2016 – Stroke patients may have better odds of surviving if they're in a long-term stable marriage, a new study suggests. Researchers found that among more than 2,300 stroke sufferers, those who'd been "continuously" married had a better chance of surviving – versus both lifelong singles and people who'd been divorced or widowed. The long-term marrieds' outlook was better even compared to people who'd gotten remarried after divorcing or losing a spouse. The reasons for the findings aren't completely clear, and the study doesn't prove a cause-and-effect relationship. But researchers said the study highlights the potential importance of "social support" in stroke recovery. "This implies that the support of a lifelong partner has benefits," said Dr. Ralph Sacco, a professor of neurology at the University of Miami and a past president of the American Heart Association. ... Read more
Related support groups: Ischemic Stroke, Transient Ischemic Attack, Ischemic Stroke - Prophylaxis, Intracranial Hemorrhage
Pradaxa Blood Thinner May Beat Warfarin After Bleeding Episode: Study
Posted 2 Dec 2016 by Drugs.com
THURSDAY, Dec. 1, 2016 – Use of a blood thinner is routine for many heart patients, but these drugs come with a risk of episodes of excess bleeding. What, if any, anticoagulant (blood thinner) should these patients take after such episodes arise? A new study suggests that the blood thinner Pradaxa (dabigatran) may be a better choice than the standby drug warfarin in these cases. The reason: Pradaxa is less likely than warfarin to cause recurrent bleeding in patients who recently suffered a bleeding stroke or other major bleeding event, the researchers found. "Our results should encourage clinicians to seriously consider resuming anticoagulation among patients who survived a major bleeding event, particularly if the source of bleeding was identified and addressed," said study senior author Dr. Samir Saba. He's associate chief of cardiology at the University of Pittsburgh Heart and ... Read more
Related support groups: Bleeding Disorder, Warfarin, Coumadin, Ischemic Stroke, Xarelto, Pradaxa, Eliquis, Lovenox, Transient Ischemic Attack, Heparin, Rivaroxaban, Apixaban, Ischemic Stroke - Prophylaxis, Enoxaparin, Fragmin, Clexane, Arixtra, Intracranial Hemorrhage, Hep-Pak, Jantoven
A Little Alcohol Each Day May Cut Your Risk of Stroke
Posted 24 Nov 2016 by Drugs.com
THURSDAY, Nov. 24, 2016 – Light or moderate drinking may reduce the risk of one type of stroke but not another, while heavy drinking increases the risk of both types, a new study suggests. A research team from England and Sweden reviewed 25 studies as well as national data from Sweden. The investigators reported that consumption of up to two drinks a day was associated with a lower risk of ischemic stroke (blocked blood flow to the brain), but appeared to have no effect on the risk of bleeding (hemorrhagic) stroke. According to the American Stroke Association, about 87 percent of strokes are ischemic strokes, while the other 13 percent are hemorrhagic. High-to-heavy drinking (two to more than four drinks a day) was associated with an added risk of both types of stroke, according to the findings published online Nov. 23 in the journal BMC Medicine. "Our results showed that heavy ... Read more
Related support groups: Ischemic Stroke, Alcohol Dependence, Transient Ischemic Attack, Alcoholism, Hangover, Ischemic Stroke - Prophylaxis, Thromboembolic Stroke Prophylaxis, Intracranial Hemorrhage, Acute Alcohol Intoxication, Alcoholic Psychosis, Alcoholic Gastritis


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100% Independently Owned Rates available 24/7
Rich Hellerich Robb Edwards
When meeting with a client, would you rather speak about probabilities or guarantees? Trusting a computer program to close the sale can be risky business. Learn how Great Plains can help you become a Retirement Income Specialist!
Helping clients create a financial recovery plan in the midst of their current economic concerns and low returns or losses can open the door to more fixed and fixed index annuity sales. Consider this strategy to set yourself apart from your competition and become the trusted advisor.
ANNUITY MARKETING • Andy Amborn • Brad Allen • Brian Dixon • Cindy Nelson • Jane Plumberg • Kara Jones
LIFE MARKETING • Dick Reynolds
Having Market Linked CDs in your product portfolio can engage those prospects comfortable with the safety of "FDIC Insured" but seeking the opportunity for better rates of return.
• Cris Larson • Kathy Putnam • Mackenzie Oakley • Naomi Mayekawa
A quick overview of news items and ideas to help you write more business.
Annuity Specialist Jane Plumberg offers some observations on how the products, marketing tools and sales support available at Great Plains can help agents be more productive and successful.
GREAT PLAINS HAS MOVED! Please note our new mailing address:
10901 West 84th Terrace Suite 125 Lenexa, KS 66214
JUST the FACTS | 4TH QUARTER 2011
10901 W 84th Terrace, Suite 125 Lenexa, KS 66214 Toll Free: 800-710-1115 Local: 913-492-9994 • Fax: 913-492-9998 www.greatplainsannuity.com JUST the FACTS is published quarterly for the benefit of independent insurance agents and brokers contracted with Great Plains Annuity & Life Marketing. Great Plains assumes no responsibility for the professional training or continuing education of agents. This publication is for agent use only, and not to be used to solicit sales from the general public. Products noted may not be available in all states. Great Plains does not offer tax, investment or legal advice. While every effort is made to confirm accuracy, published rate and product information is subject to change. Material herein may not be reproduced in any form without permission.
JUST the FACTS We are in high gear at Great Plains as we approach the end of the year and begin planning for 2012. We are especially excited about our anticipated move to new offices in early December that will more than double our existing square footage. Thanks to our valued producers, Great Plains is bucking industry trends and continues to grow despite today's low interest rate environment. Our new corporate home will allow us to expand sales and administrative support, offer onsite training opportunities, and invest in enhanced computer capabilities to provide you better service, education and success in the coming years. We thank our faithful producers for their ongoing support and contribution to our growth. The success of Great Plains is merely a reflection of the successful producers we serve, and we are always aware of that fact.
We are 100% independent and remain committed to the independent brokerage distribution system, providing financial planners and insurance advisors with unbiased product and marketing support to help you provide your clients principal-protected and guaranteed planning solutions in these turbulent economic times.
and December 31st. We already have a number of multiple qualifiers, and you earn a $500 gift card for each $400,000 of annuity or $30,000 of life target sales generated during the dates above. Call your Great Plains Marketing Advisor to learn a short cut to qualifying for your gift card(s) today! Here are four reasons to call GREAT PLAINS today... 1. AFTER MARKET ASSIGNMENTS: Offer high-net-worth prospects and clients 5.00% -6.75% GUARANTEED ALL YEARS and set yourself apart from your competition! 2. MARKET-LINKED CDs: Offering the potential of higher returns than traditional CDs with FDIC protection! 3. IncomePLUS: Our laddered income presentation will help you discover more premium, make you the trusted advisor, and help clients sleep better at night! 4. Lead Generation Tools: Including our Financial Help Centers and Rural Agent Marketing Programs, in addition to our in-house advertising department! Call your GPALM Annuity Advisor for more details!
We will be announcing our actual move date closer to completion of our new office build-out, currently anticipated to be on Friday, December 2. Please watch for communication from us later this month with our new address and details, to avoid any delivery problems or delays on business overnights to our office. I'm taking our top producers on the fishing trip of a lifetime. Contact your
Have you registered for GPALM's "Masters Fishing Tournament"?
I encourage you to take advantage of our current production incentive and get as many $500 Apple Store Gift cards as possible for qualifying 2011 production between October 1st
Marketing Specialist to get your "fishing license" and register your production to qualify! If you love to fish, our trip will be in your wheelhouse! We are offering a Canadian Fishing Experience that will be second to none! The contest period will run from September 15, 2011 to December 31, 2012 and will be conducted in a fishing tournament format. We will schedule the trip during prime fishing up North, and the accommodations and amenities will exceed your expectations.
JUST the FACTS | 4TH QUARTER 2011
Turn High Net Worth Prospects into clients! After Market Assignments™ can get you in the door! If you are looking for a reason to get in front of, and stay in front of, high net worth clients call Great Plains today. Our After Market Assignments™ offer rates of 5.00% to 6.75% Guaranteed All Years and are issued by A– to AAA Carriers (S&P). High Net Worth prospects will take your call to learn how they can enjoy these returns in today's low rate environment!
Call Great Plains now to separate yourself from the competition.
800-710-1115 JUST the FACTS | 4TH QUARTER 2011
Income Planning:
The Problem with Probabilities I remember growing up and learning about how computers were going to change the world. From being able to more accurately diagnose an illness to predicting weather patterns, computer modeling was touted as being able to take human shortcomings out of solving problems. 30 years later and with an exponential growth in computer processing power, and one thing has become very clear: computers cannot replace the human brain in terms of ingenuity. So why do you hear retirement income "experts" touting the latest in computer modeling to demonstrate how much clients can "safely" withdraw for income during retirement? Computer modeling is nothing more than a high tech version of guessing, using past performance to project returns to provide the highest probability of having the income last a lifetime. If you are meeting with a client, would you rather speak about probabilities or guarantees? There are many different ways to guarantee your client a lifetime of income. If only interest is withdrawn every year, the principal is intact and your client can enjoy income forever. However, there are several shortfalls with this technique. The first one is called interest rate risk. What happens when interest rates decline severely, such as we are experiencing right now? This means your client has to accept a decrease in income during the period of lower interest rates. Another problem is how much money you have to use to produce an income that is attractive. At a 5% interest rate, $1 million will generate $50,000 per year of income. If interest rates drop to 2%, you would have to increase the amount of money to $2.5 million to maintain a level income. Take it down to 1% and you have to use $5 million. Most clients don't have this much money set aside to dedicate to generating income. Annuities are the only financial vehicle that allows your client the ability to decumulate an asset to guarantee a lifetime income. And where you previously had to forfeit a portion or all of the asset to obtain this guarantee, annuities have evolved to counter this concern. Income Riders now provide guaranteed lifetime income while allowing the remainder to be passed on to beneficiaries. When combined with other
annuities in a laddering concept, such as IncomePLUS, you can maximize the income your client can receive by allowing the rollup rates on the income rider to fully mature. However, not all income riders are created equal. Some provide greater incomes in different years and others have secondary benefits that may be beneficial, necessary and/or attractive to your client. Navigating these differences to provide the solution for your client is where your Annuity Specialist at Great Plains excels. Using the Income Rider Comparison Worksheet, we can show you which income rider provides the greatest amount of income for your client for their specific situation. We can also show you why choosing a lesser income may provide greater security for your client, especially with the secondary benefits that exist, such as LTC benefits or death benefits.
Call your Great Plains Annuity Specialist today to learn more about how you can become a Retirement Income Specialist and set yourself apart from the competition. Your clients will thank you - repeatedly.
Brad Allen Annuity Marketing Consultant
I need income
What's the best income rider for clients desiring a guaranteed lifetime income stream TODAY? The answer might surprise you. We've done all the work. Call your Great Plains Annuity Specialist and we'll show you the best solutions based on your client's age, anticipated date they wish to trigger their guaranteed income stream, and other retirement needs.
No single product or income rider is ALWAYS the best fit. If you are tired of hearing the same solution for every case situation, IncomePLUS will assure your client that you are offering a custom strategy designed to meet THEIR needs. Become a Retirement Income Planning Specialist and your clients' trusted advisor with Great Plains and IncomePLUS FOR PRODUCER USE ONLY. NOT TO BE REPRODUCED OR SHOWN TO THE PUBLIC.
JUST the FACTS | 4TH QUARTER 2011
Looking for the best income rider for your client? Call now...
The first step
to recovery You may have thought the answer was admitting you need help, but as insurance agents the first step to recovery for your clients might be you offering to help. No one enjoys talking about negative situations, for example investment portfolio devaluation in a down economy or low interest rates at financial institutions, but your clients need help. Many financial consultants and insurance agents think that the best practice is to avoid those clients who are not happy with their investment returns or the playing out of their financial strategies. What typically happens is the clients that were avoided tell their next agent that the previous agent never called them or followed up with them after the initial sale, and completely ignored them when the economy wasn't favorable. I am suggesting a different strategy, one that will not only encourage you to provide the appropriate service your current clients deserve, but also help you gain new clients by differentiating yourself from everyone else in your market. Contact your clients, not just for annual reviews, but when the economy goes south, maybe especially when the economy goes south. Financial plans and insurance policies based on obsolete economic assumptions need to be revisited and adjusted. Contact your clients and set up an appointment to review their financial plans and insurance policies and establish with them a recovery plan. GPALM stands ready to help you with the review and recovery plan creation. Your existing clients will appreciate your addressing their concerns and helping them move through a difficult economy with a plan. Creating a recovery plan is a great approach for providing service to your existing clients, but we should use this same strategy for prospecting new clients. Ask every person you know if they have established a recovery plan for moving through and out of the current economic downturn. It could go something like this, "Tell me about your financial recovery plan" or "Do you have a financial recovery plan?" Very simple, yet thought provoking and there
is a very good chance that they don't have a recovery plan. The client will probably respond with, "what do you mean?" or "do you have a plan that could help me?" Set the appointment to review their old plans and policies, take advantage of GPALM, our resources and experience are here to help you review your prospects financial plans and policies and assist you in creating a recovery plan. This subject would also make for a great seminar or seminar series for your market – Creating Your Financial Recovery Plan. I can already see people lined up to hear you and your guest speaker(s) talk to your clients and prospects about something they definitely want to address. We here at GPALM are ready to help you put together and market this seminar in your market. Hmmm..., after all this talking about working with clients and prospects to create a recovery plan I have just one question for you, the reader. Do you have a recovery plan for your business? Andy Amborn Annuity Specialist firstname.lastname@example.com
JUST the FACTS | 4TH QUARTER 2011
— EXCITING NEWS — New Carrier & New Product! 5-Year Walk-Away Annuity 3.25% Year 1 3.00% Years 2-5 4.50% Commission 3.00% MINIMUM GUARANTEE for the life of the contract! • NO MVA • No Surrender Charge on Death • NO Commission Chargeback at Death • RMD Friendly • Annuitize after 30 Days - No Charge • Issue ages 18-75 • A.M. Best Rated ACALL NOW FOR STATE APPROVALS, CONTRACTING AND COMPLETE DETAILS.
800 710-1115
www.greatplainsannuity.com JUST the FACTS | 4TH QUARTER 2011
A NEW ARROW FOR YOUR "SAFE MONEY" PRODUCT QUIVER We are continuing to see a lot of interest from producers in our recently introduced Market-linked CD (MLCD). Great Plains is one of the few independent marketing organizations that have access to this unique product. Over a relatively short period of time, MLCD sales have exploded across all distribution channels. This product has displayed amazing growth over the last several years, including over $25 billion in retail sales during 2010. MLCDs belong to the family of products collectively known as structured investments, and are not securities or insurance, but have an FDIC-insured CD protecting principal. They typically mature in three to seven years and their return is tied to an index, a basket of securities or commodities. So what's behind the rapid rise of sales of MLCDs? We believe they are a natural fit for the conservative customer base. In addition, they are attractive to traditional CD buyers that have seen rates drop to such low levels that they are seeking alternatives, including a willingness to give up a small guaranteed rate in favor of the opportunity of getting 6%, 7% or more. If interest rates rise, it should result in the terms of market-linked CDs becoming more attractive and competitive against traditional fixed-rate CDs.
Like our After Market Assignments, MLCDs give producers the ability to create conversations with prospects and clients regarding something unique that they may not even be aware of. Contact your Great Plains Annuity Advisor to discuss how MLCDs can be another valuable "arrow in your safe money product quiver". Kara Jones is well-known to Great Plains producers, serving the GPALM in a variety of key positions since the company opened in 2001. Her extensive knowledge of fixed and fixed indexed annuity markets, assisting agents with case development, how to get things done at our various carriers and sparkling personality make her an indispensible part of our Great Plains sales and administrative team.
Great Plains is offering MLCDs for several reasons: • We believe that this product will open the door to education regarding fixed indexed annuities and therefore more FIA sales • Unique product appealing to consumers that focus on "FDIC insured" • Offering MLCDs can set you apart from your competition
Kara Jones Annuity Specialist firstname.lastname@example.com
JUST the FACTS | 4TH QUARTER 2011
MARKET-LINKED CERTIFICATES OF DEPOSIT FDIC PROTECTION AND THE POTENTIAL FOR HIGHER RETURNS THAN TRADITIONAL CDS If you are not talking to your clients about this principal-protected product, somebody else will! • In 2010 over $25 Billion of MLCDs were purchased by retail clients. • MLCDs offer the same protection and safety of traditional "fixed" CDs with the potential to earn above market interest. Contact your Great Plains Annuity Advisor today for more information and your Agent Appointment Agreement (AAA)!
800 710-1115
www.greatplainsannuity.com JUST the FACTS | 4TH QUARTER 2011
Over $25 Billion of Market-Linked Certificates of Deposit were purchased by retail clients in 2010. If you are not talking about this principal-protected product, somebody else will! Market-Linked CDs offer the same protection and safety of traditional "fixed" CDs, with the potential to earn above market interest. Call GPALM for more information on this principal-protected, FDIC insured product now!
As of November 1, 2011 Liberty Life Insurance Company announced a cap rate increase on their index annuities! The Choice 10 is now offering a 7.25% annual cap for the annual point-to-point crediting strategy. The 7 MYG remains strong at 4.25% guaranteed year 1 and 3.25% guaranteed years 2-7.
Great Plains offers several tools to help you generate new leads including our Financial Help Centers and Rural Agent Marketing Programs, in addition to our in-house advertising department. PAGE 12
Feel the power with EquiTrust's MarketPower Bonus Index annuity! Offer your clients a 10% premium bonus, 6 crediting methods and other great features while working towards your qualification for EquiTrust's "EquiTreasure" Incentive! PLUS... from now until the end of the year, your annuity business can also qualify you for a gift card for an Apple iPad from Great Plains! In addition to these great prizes, GPLAM is proud to announce Go Fishin' with Rich! - the first contest in a new series of travel incentives for our agents. Your business can earn you a spot on a Canadian Fishing Experience that will be second to none! Call your Annuity Advisor at 800-710-1115 for more information!
USEFUL MARKETING PIECES: Marketing flyers, like the one offered by American Equity, allow you to share with your clients the real benefits of indexed annuities. Use this flyer to show them an example of the actual performance of a policyholder's annuity.
JUST the FACTS | 4TH QUARTER 2011
CURRENT LIFE SALES OPPORTUNITIES from Dick Reynolds, CLU
1. Estate Planning - On Survivorship Life, many Clients are waiting to see what the next new rules will be to determine face amounts. So, premiums are rising with age changes coupled with the potential for decline in their health. However, they could purchase a Survivor Term policy that's convertible from an A+ rated carrier to ensure they have some coverage in place at lower costs.
After-Market Assignments offer guaranteed future payments from highly rated insurance carriers but with a significantly higher rate of return than found with a new direct purchase. AMAs give you the opportunity to offer your high net-worth clients anywhere from 5.00% to 6.75% GUARANTEED ALL YEARS! Use AfterMarket Assignments to set yourself apart from the competition!
GPALM's proprietary IncomePLUS presentation will help you provide clients with better options and flexibility for their retirement assets while accomplishing suitability requirements painlessly. IncomePLUS will serve as a way for you to discover more premium, make you the trusted advisor, and help clients sleep better at night!
2. High costs for long term care remain a major concern for those ages 55 and up. We are seeing many life sales that include LTC riders. Clients like the notion that if they never need the LTC benefits then there will be a death benefit for their heirs. 3. Lincoln's MoneyGuard® Single Premium Life plan designed for LTC benefits. Very popular in the huge age 55 and up market. 4. Mixture of Term and Permanent - Married client age 42 tells agent he wants $500,000 of 20 year term until his kids are grown and on their own. Pretty easy sale. Ask him if he needs insurance 20 years from now for his wife. He'll say yes and sell him $100,000 permanent and $400,000 term instead. Better planning for your client and more commission for you. 5. Increasing assets for Heirs - Retired individuals ages 60 plus are a huge market and many have money they will never touch for retirement income. Just ask them and you will find this out. Single Premium Life with no exam is the best way to pass more assets generationally and income tax free. 6. Policy Reviews - More important than ever for insured's who have non-performing permanent plans and don't know it. Or, perhaps they need a different plan. Don't pass up these sales opportunities. I have a client piece that's pretty good. 7. Permanent or Term where no exam is required. We see a lot of these cases. Clients find this very appealing and/or they are afraid of needles. Fast Underwriting.
Thank you for the cases you allowed us to work on in 2011. Our premium totals will increase by over 55% from last year!
JUST the FACTS | 4TH QUARTER 2011
BUILDING FOR YOUR FUTURE! Your Great Plains Annuity and Life Marketing team is full of excitement as we prepare to move into our new office... We are more than doubling our current office space to enable expanded sales and administrative support, onsite training opportunities, and enhanced computer capabilities to provide you better service, education and success in the coming years. We thank our faithful producers for their ongoing support and contribution to our growth. We remain committed to the independent brokerage distribution system, and providing financial planners and insurance JUST the FACTS | 4TH QUARTER 2011
advisors with unbiased product and marketing support to help you help your clients in the current turbulent economic climate. This is just the beginning of a new era at Great Plains. All of our associates thank you for your past business, and look forward to our enhanced ability to serve you even better in the future!
(800) 710-1115
www.greatplainsannuity.com PAGE 15
BULLETIN! Recent announcements by carriers offering income riders have greatly changed the landscape when searching for the best income solutions for your clients. Contact your GPALM Annuity Specialist for updated information or visit www.greatplainsannuity.com
JUST the FACTS | 4TH QUARTER 2011
Is RED TAPE from your current BD affecting your Annuity and Life Insurance Sales?
If you are frustrated with your current BD relationship, you need to call your Great Plains Annuity Specialist to learn how you can cut the red tape and take back control of you insurance practice. We are pleased to announce we have a solution that will be of interest to you that offers... • FULL RIA PLATFORM • FULL SERVICES SECURITIES • YOUR INSURANCE BUSINESS DOES NOT RUN THROUGH BD - NOT NOW & NEVER WILL! Call GREAT PLAINS when you are ready to cut the red tape!
(800) 710-1115 www.greatplainsannuity.com
JUST the FACTS | 4TH QUARTER 2011
YOUR SUCCESS = OUR SUCCESS! Since coming on board at Great Plains in September, my goal was to reach out to as many agents as I could with the products and services that I personally believed would grow your business. Being a student of market research and having worked in the field of marketing in the insurance industry for over a decade, I look at my Annuity Specialist role as part sales, part service and part marketing support. The fact of the matter is that giving you as many reasons to talk to new and prospective clients is not a completely altruistic service. Your success means my success. And who doesn't want success? It's common knowledge to the point of cliché to say "It takes less effort to keep an existing customer than to attract a new one." And, nearly every marketing conference attendee knows the power of client referrals in growing one's business.
reason to pick up the phone! How many of you have lost at least one annuity sale because the client opted for a CD for the security of FDIC insurance? How many of you know that your clients routinely keep a portion of their money in CDs? Did you know that according to Market Rates Insight's Deposit Trends and Projections for 2011 "The last time the national average rate for CDs was identical to the rate today was in July of 1954, when the estimated national average for CDs was at 1.0 Percent."
The simple task of cross-selling alone can lead to better client persistency, better client satisfaction which both lead to client referrals. So, why then, don't most agents take the time to cross-sell?
Wouldn't your existing and prospective clients want to know there is a product that offers both FDIC protection and the opportunity for more upside?
I believe it's a matter of focus. I am convinced, personally, that the older I get the harder it is to focus on one task without getting derailed. But, having been on the data analysis side of marketing programs, I can tell you that crossselling works!
After-Market Assignments are attractive because they are issued by highly rated insurance carriers. Great Plains has had great success marketing this concept to higher net worth clients who want to create their own personalized portfolio and ladder these income streams. It has allowed agents to get in front of their clients for additional cross-selling.
Wouldn't it be great if you had: • A good reason to call all of your existing customers? • A good reason to call all your prospective customers? • Several ways to expand your product offering? • Create a niche for yourself in your market?
Effective Marketing Programs In addition to these unique products, Great Plains is also able to assist you in marketing efforts. We have marketing support experts that can help you with everything from more effective prospecting, cross-selling and lead generation!
Several products and marketing programs available here at Great Plains Annuity and Life Marketing provide a perfect opportunity to find organic growth and expand your client base. Unique Product Offerings Through our organization, we can offer producers access to Market-Linked CDs and After-Market Assignments. These offerings each appeal to distinctly different clienteles, but provide a perfect reason to pick up the phone! Let's take this scenario... Great Plains is one of the few independent marketing organizations able to provide access to Market-Linked CDs! Did you know that you do not need a securities license to sell these? It's true! These products that historically were only available to consumers through banks, are now available for you to sell to your existing and prospective customers! Talk about a
Ask us about our rural marketing programs! With the trend of baby-boomers (the fastest growing segment) 'going country', isn't it worth exploring these underserved geographical hotspots? And talk about word of mouth marketing! Small towns are notoriously chatty! Do a good job in these markets and the referrals will come. Call your Annuity Consultant today to start growing your business!
Jane Plumberg Annuity Specialist email@example.com
JUST the FACTS | 4TH QUARTER 2011
THE Retirement Boom HAS BEGUN 7,000 Americans per day will turn 65 this year and retirementrates are expected to rise. Help your clients gain confidence in their retirement with a solution that offers potentially the best income guarantees available today!
• Designed for clients within 3 years of beginning income
• Designed for 3 clients planning to delay income for 3 or more years
• Provides a cumulative 45% bonus to the Benefit Base in years 1-3
• Credits the Benefit Base with 14% simple interest roll-ups for first 10 years, provided no withdrawals are taken
• Flexibility to elect income immediately
• Provides future income predictability
Call your GPALM Annuity Specialist to learn more!
Producer Use Only. Not for use with the public as sales literature. Product features, riders, options and availability may vary by state. Guarantees are based on the claims-paying ability of PHL Variable Insurance Company. Phoenix Personal Income Annuity (10FIA, 10ISN) is issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York. Member of The Phoenix Companies, Inc. 10/11
JUST the FACTS | 4TH QUARTER 2011
JUST the FACTS | 4TH QUARTER 2011
JUST the FACTS | 4TH QUARTER 2011
Just a Thought... Thanks and a question regarding your 2012 Marketing Plan Thank you for your production placed through Great Plains during 2011! In the current low interest rate environment, and with consumer confidence at low ebb, we are gratified that the producers whom trust us with their business helped us continue to grow this past year. That growth as allowed us to move to new office space, and add additional staff to better serve you and the carriers we represent. We never forget that you are our customer and our only reason to exist. We are excited about the new and improved capabilities we will enjoy in the coming year due to the growth you have created. Entering the New Year, you will Great Plains offering more training opportunities through webinars and on-site programs, new products and marketing and lead generation programs that will impact your bottom line – commission income. Now that question... Is your marketing glass half full or half empty approaching 2012? I recently caught a television commercial for a financial services company stating 10,000 people are retiring every day. Statistics suggest that this trend will continue for the next 18 years. Has there ever been a bigger opportunity to create new, and assist existing, clients seeking guaranteed retirement income and efficient wealth transfer solutions?
While budgeting dollars to fund an ongoing effort(s) is important, your plan will not be effective unless you are willing to invest the time and energy necessary to create quality prospects. If you would like ideas and assistance with marketing planning for the coming year we would be happy to schedule a call to discuss your specific goals and needs. Our Great Plains Marketing Specialists, GPALM's in-house advertising unit, and the great outside vendor resources we partner with can guarantee you a successful New Year!
— Robb Edwards, Pricipal
Have you started to formulate your marketing plan and develop your sales goals for 2012? Consider formulating a written plan that outlines what your marketing efforts will consist of in the coming year. Reflect on what has worked in the past, and what marketing efforts you are willing to commit to in the coming year. Examples of these efforts might include direct mail, seminars, web site, client events, niche markets you have access to, etc.
JUST the FACTS | 4TH QUARTER 2011
Become the Big Fish in Your Small Market! We have two questions for you:
• Seminars
1. Are you missing steady sales and commissions because you think there's not enough opportunity in your small market?
• Direct Mail
2. Would you like to be the BIG fish in your small market?
• Custom Marketing
• Telemarketing
We believe small markets can produce big results. That's why GPALM has created a turn-key marketing system for annuity and life producers that find themselves serving smaller markets like rural America. Sound interesting? Invest a few moments to see if we can help you unlock the potential benefits in serving smaller communities. We can help you become a big fish! JUST the FACTS | 4TH QUARTER 2011
10901 West 84th Terrace, Suite 125 Lenexa, KS 66214
100% Independently Owned! GPALM PRODUCERS ACCESS ANNUITY & LIFE RATES 24 HOURS A DAY!
Please note our new mailing address: GREAT PLAINS ANNUITY & LIFE MARKETING
10901 West 84th Terrace Suite 125 Lenexa, KS 66214
Published on Dec 1, 2011
JUST the FACTS is published quarterly for the benefit of independent insurance agents and brokers contracted with Great Plains Annuity & Lif...

subset: commoncrawl


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Fife, Scotland. During the industrial revolution in the middle of the 19th century, the village started to adapt to spinning and weaving production. The use of water wheels of the corn and meal mills encouraged new industries to begin along the River Leven on land between Auchmuty and Milton of Balgonie in the form of paper mills, bleach mills and ironworks.
All photographs are copyright of Sandy Stevenson, Tour Scotland, and may not be used without permission.
View the most recent Tour Scotland photographs.


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This card makes me happy. It is very distressed, very happy and perfect for a 21 year old girl.
To get the look:
Purple card stock---Hobby Lobby open stock
Owl stamps---Wise guys by Technique Tuesday
Letter stamps---Inkadinkadoo
Purple patterned paper, all papers for the owl---from my scrapbin
Inks--Tim Holtz distress inks (walnut stain, frayed burlap, spun sugar, tea dye, vintage photo)
|front of card closed
|back of card closed
|front of card opened
|back of card open
|overhead shot


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She has her OWN agenda: Oprah Winfrey not running for president in 2020, says rep
OWN(NEW YORK) — Don't expect to see Oprah Winfrey in the White House anytime soon.
After the media mogul tweeted a New York Post article that said she was the "Democrats' Best Hope for 2020," many speculated that she was indicating her interest in throwing her hat in the ring. But now Oprah's team is shutting down the notion that she's interested in being our next POTUS.
"She was just thanking the reporter, she is not running for office," a publicist for Winfrey told The Wrap.
In the the NY Post article, columnist John Podhortez praised Oprah's 60 Minutes segment where she moderated a debate between Michigan voters on various political sides.
Oprah responded to Podhortez's article, retweeting the link and writing, "Thanks for your VOTE of confidence!"
This is not the first time Oprah has set off a media firestorm about the possibility of her running for president. In March 2017, Oprah told Bloomberg Television that she might have a shot.
"I never considered the question even a possibility," said Winfrey. "That's what I thought. I thought, 'Oh gee, I don't have the experience. I don't know enough. I don't…' And now I'm thinking, 'Oh. Oh.'"
Copyright © 2017, ABC Radio. All rights reserved.
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Recommend to a friend
Great mentoring program with broker-principals. Excellent exposure to the new developer projects in the area in the Brickell, Downtown and Miami Beach areas. Lead structure for rentals is helpful for new agents. Good reputation in the industry with other professional and real estate brokerage. Feels like a small family with strong team dynamic. Good organizational structure and distribution of leads for rentals.
Needs an office location in Downtown, Brickell and Coral Gables.
Advice to Management
Open more locations.
Let us know if we're missing any workplace or industry recognition – Add Awards


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Agile project management just got easier!
In this class you will be given a complete overview of Agile principles and practices used to deliver projects.
I know you will get value from this class, as it gives you a complete introduction to Agile. I then walk you step-by-step through the differences between Agile and traditional methods. In today's fast-paced world, I feel that Agile methods are crucial for improving your effectiveness whether you are a business owner, product owner, development team, service team, or service-oriented team. Along the way I give you plenty of examples and give you best practices for being an Agile practitioner.
In this class you will learn:
So let's get started and let me teach you what it takes to be an Agile practitioner.
©2016 Pashun Consulting Ltd. (P)2016 Pashun Consulting Ltd.
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Due to my crazy schedule this week, I'm cutting some corners on dinners. Tonight I picked up some lobster cakes from the WF and sweet potato fries. I wanted to dress them up a little.
To the sweet potato fries, I added a healthy dose of the Korma spice mix from Eat, Taste, Heal and tossed with some olive oil. I can't say enough about this mix. We put it on everything.
For the fries and the lobster cakes, I wanted something lighter than mayo. So, I mixed about 1/2 cup of plain yogurt (full fat - 2012 might be our last year on earth. are you really going to eat fat free?:) with about 2 tbs of fresh mint and one clove of garlic minced.
Adding a few condiments helped make this meal feel a little more special. Do you have any tricks to enhance quick prepared foods?
Guruji has referred to family as the 7th series (the ashtanga system has 6 series of asana). With my newborn, the asana practice has taken a back seat. Ashtanga continues to be my practice, though I see the mat infrequently these days. I hope to start updating on my evolving practice and how it fits in with my expanded family.
Tuesday, January 31, 2012
somewhat made from scratch
Labels: cook books, food, recipes
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Finding Ways To Keep Up With Options
Important Things That Determine PCI Compliance Thresholds For A Business Modern businesses that handle credit card based transactions need to adhere to PCI compliance rules and regulations. Many factors determine the level of PCI compliance for different types of businesses or companies. Non-compliance can result in hefty fines and steep costs of doing business. It's advisable to note that the cost of non-compliance far outweigh what it can cost to redeem your company if you are found to be non-compliant. Before you start assessing PCI compliance factors, you need to know that the PCI landscape is fraught with jargon, trick terms, and conditions and ambiguities. It's wise to take time and understand PCI standards not only to avoid penalties but to gain client trust as well. Apparently, businesses cannot wish away PCI compliance since it's enshrined in the Payment Card Industry Data Security Standard protocols. It doesn't matter the size of your business but you need to comply what PCI standards since it's a boost for your company's reputation. You will be able to comprehend what Payment Card Industry Data Security Standard rules entail if you have proper support and discernment. Before you analyze pertinent aspect affecting PCI compliance; you need to determine the level of compliance that matches your kind of establishment. Part of consolidating your compliance entails learning PCI regulations and how to adhere to them. Other than your compliance, Payment Card Industry Data Security Standards stipulate that you need to ensure that partnering vendors or individuals are equally complaint. It's true that the level of compliance depends on the volume of credit card transactions you handle yearly.
Case Study: My Experience With Services
You will find four levels of PCI security, but you need to do assessments to discern the ideal security levels for your venture. If you process huge credit card transactions; your venture becomes a target for hackers and cyber criminals. This means you need a well-defined level of PCI security. When dissecting the costs of PCI compliance, you stand a better chance if you have a competent PCI team working in-house. If your business cannot maintain a talented PCI expert; you will have to pay for the services of a credible PCI consultant or firm. It's true that external PCI compliance gurus will assist the business to avoid threats, but it's a burden to your bottom line.
Case Study: My Experience With Services
Although you have invested in a recognized PCI compliance team; there are no guarantees that you avoid reviews and assessment by professional regulators. If it's a big company, the kind of hierarchy and leadership can influence the cost of PCI compliance. Ideally, support in the form of a good budget will reduce the chances of being caught off guard. With the rise of new technology come sophisticated hackers making it essential to upgrade your hardware and software to marshal PCI compliance standards.


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Cottage Facilities and Equipment
Our cottage rentals are fully inclusive; this means we supply everything except your food, drink and other consumables.
We provide:
All linen for beds (but not cot bedding), bath and hand towels, kitchen and tea towels.
All kitchen equipment, pans, serving dishes, cutlery, glassware, crockery, sharp kitchen knives etc.
Electric Cooker, Microwave, Coffee maker, Hand Blender, Toaster, Kettle.
Washing up liquid, dishwasher tablets, one or two toilet rolls, kitchen paper, handwash in kitchen and bathroom.
Flat-screen digital TV with integral Freeview and radio, DVD/CD player.
WiFi and iPod dock.
Electricity for cooking and lighting, oil for heating, logs for wood-burning stoves.
Patio Table and Chairs
In addition, The Hop Pocket has:
A dishwasher, refrigerator and separate freezer.
Spa (Jacuzzi) Bath


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Contact Info / Websites
Entry #11
HEY everyone, who still pay attention to me (doubtfully).
I'm releasing two new sprite movies today.
my original detailed drawn up flash movies are for me personal keepings.
WIN AT LIFE , WIN LIFE in 2010!
check em out! :D :P :)
- 2 comments
You must be logged in to comment on this post.
2010-01-23 07:34:04
Ok dude :)
2011-06-17 03:04:01
Download here: http://cashload.org/5fcdf00e
She starts crying at the end.


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From Georgia Morley
Hi mum,
I just wanted to wish you a belated birthday, and Happy Mother's Day! I am having an amazing time here. Lots of love to you and dad and hope you are both well. xxx Georgia
From Emily Hutchinson to Susan Crinage
Mum –
Happy Mother's Day!!! (original!) Hope it's an awesome day. Hope Joe's done something (!) Sorry I'm not there but I'm thinking of you! Lorry loads of love, and I miss you lots too, Emmie xoxox
p.s. Thank you so, so much for the letters and blog. (only got 2nd (?) from R and A = very funny), 2nd letter today = loved rant and subtle Pip comments. Sorry not personal email before – time. Will write again soon xxx
From Anne Fleur to Marlies
Hi mam! Fyne moerderdag! Ik hoop dat ze je een beetje gaan verwennen! Heb je wel verdiena. Hier is et echt supek! Ik spreek je weer 24 maart dan heb ik weer changeover!
Groetjes aan pap! En heb er zoveel zin in dat jullie komen! Dikke zoen wiebel.
From Soph
Heya mum! Thank you so much for your letters I love getting them and hearing about what's happening at home. Thinking of you and missing you lots so wanted to wish you a very happy mother's day. Hope you have a good day, just remember to chill out and let everyone else do the hard work for a change!
Love you loads+loads
Hugs and bubbles
Soph xxx
From Megan Shirley to Jan Shirley
Happy Mother's Day! Thank you for your blog message and letters, I felt very loved! I hope Kate is looking after you and that you get breakfast in bed… this message is the best I can do I'm afraid! I am missing you lots and can't wait to speak to you. Send my love to everyone. Love Megs xxx
From Poh-E to Kristy Kok
Hello Hello mummy! Thanks for your letter, and your daughter is doing good here! Take care and send my love to baba and Poh Kit. Happy Mother's Day! And BIG SHOUT OUTS to Lucy, Jing Koon, Dom and Raleigh Kuala Lumpur! Kudos! Much love!
Harry Harding to Manda J. C.
Happy Mothers Day from beautiful Borneo. I hope you have a wonderful day and Ed is there for your every whim. Love you, all the best.
Haz xxx
To all Mothers,
Have a wonderful mother's day and thank you for all your love!
xoxox From all at Raleigh Borneo xoxox


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Lianyungang Allen iron steel Co.,Ltd , located at the beautiful and rich place of Donghai Economic Development Zone in Jiangsu Province ,where is the forefront of China's reforming and opening area. We are near Lianhuo ,Yanhai,Ninglian and Lianlin four highways and on the crossroad of Longhai, Yanhai trainway. Our factory is only 50 km from Lianyungang seaport and 10 km from the Lianyungang Airport, the traffic is very convenient.
The company covers an area of more than 200 acres, with total investment 40 millions, specializing in production of steel wheels. We are designed to manufacture more than two million steel wheels annually. Now we have more than 400 employees, with professional and technical personnel 20 people. Some experts have received professional training in Germany about the wheel designing and manufacturing.
The main products are: automotive tube wheels, tubeless wheels, forklift wheels, work machinery wheels. We have more than 160 kinds of wheels, and at the same time we can provide wheels to customers according to their special requirements. We have set up a sound sales network in domastic and exported to Europe,Asia,Middle East and Afica, more than 100 countries and regions.
We have the world's most advanced technology in rim rolling, and disc spinning, we have environment-oriented protection cathodic electrophoretic coating equipment, wheel detection, first-class testing instruments, and our raw materials are all from internationally renowned companies. All these ensure us good quality of the product. Under the base of the integrity of ourselves, in his "awareness of competitive products, a record Huading brand" of the firm, leading the international trend of development of the wheel industry.
Our company always serve you faithfully with the excellent quality products and the reasonable prices, satisfied service and good reputation.
Contact person:Eric Li
Country:China (Mainland)
Street address: Donghai taolin Industurial Area,Lianyungang City,Jiangsu Province,China, Lianyungang, Jiangsu, China (Mainland) /222334
Mobile:86- 138 1564 3123
About Us - Service - Payment - Links-Free Products - Contact Us - Sitemap - Add to favorite


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April 29, 2014
Congratulations to Kyungmi Kim, MEMlab's latest PhD. We are pleased that Kyungmi will spend the next year as a postdoc in the lab.
Best of luck to lab RA Kelly Durbin, who will start the Clinical Science PhD program at USC this fall.
Undergrad researcher Emma Hitchcock will be graduating May 19. She has accepted a post-bac RA position in the lab of Tor Wager at University of Colorado Boulder. CONGRATS and congrats!
Karen Mitchell will begin a tenure-track faculty position at West Chester University of PA this fall.


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While you possibly will step up your strength and fitness through expenditure hours in the sphere of the physical education building, your abs possibly will still hang about hidden. This is for the reason that the foods you are ingestion are stored having the status of fat around your stomach. Fat is stored around your abs in the sphere of a first-in, survive unfashionable method. This income it is stored around your abs leading and is the survive to leave. Diet is the source to getting liberate of stubborn stomach fat.
Diet intended for Fat Burning
It makes feeling with the aim of you need the true diet to lose burden. Start it with foods with the aim of you ought to not chomp. These foods include low glycemic carbs, baby, oily foods and you ought to prevent alcohol.
Kick-start Your Diet table
With all the diets unfashionable near, it possibly will take you particular period to decide which is top intended for you. This is rebuff argue to delay getting on track. At this point are four things you can true at present, these days to pick up on track down fat.
1. Eliminate ashen foods. Not picking' on ashen foods, but nearly everyone of them are processed or else calorific carbs which are quickly converted to fat.
2. By-pass fast food restaurants. This one's at ease. If you don't cover to pick up unfashionable of your car, at that moment alacrity on by.
3. Bring to a halt your portions in the sphere of partly. This is especially real as soon as ingestion unfashionable. In the sphere of piece of evidence as soon as ingestion unfashionable, you can chomp a third of the portion.
4. Consume 4 to 6 meals a calendar day.
Near are many diet books crammed with pages and pages of in a row. Single command probably operate intended for you. However, making these trouble-free changes are a sufficient amount to set out since important results true away.
Top Foods to Burn Fat
We all know with the aim of particular foods are better than others intended for us. Near are particular foods with the aim of may well be present considered super foods with the aim of command in point of fact help you in the sphere of your quest intended for flatly six drove abs. The 12 foods you ought to chomp are almonds and nuts, beans and legumes, spinach and developing veggies, dairy, instantaneous oatmeal, eggs, washout and rest meat, peanut butter, bottle green lubricate, in one piece grains, add-on protein powder and raspberries and other berries. This slant comes from the Abs Diet by David Zinczenko, Editor-in-Chief of Men's wellbeing magazine.
Each meal ought to include by the side of smallest amount 2 from the slant. You can chomp having the status of many having the status of you would like, for the reason that the supplementary super foods you chomp, the better your results.
Planning - The Missing Ingredient
Single fundamental element of a booming fat loss table with the aim of is missed by many is planning into the future. Has this happened to you? You start your inexperienced diet with important enthusiasm lone to pick up a a small amount of days into it and locate with the aim of your cupboard and refrigerator are drain. A booming curriculum takes planning and with no it, your results command be present sabotaged. Start with completely stocking up on the top foods and remove the in the wrong foods from your partnership. This step is essential to your winner.
How Does drill Fit in the sphere of?
While diet is the source to six drove abs, it is not a sufficient amount. Drill with the aim of stimulates muscle growth and puts your body into a mode someplace it burns fat intended for fuel is in addition crucial. Interval training is the solution. Interval training consists of fleeting intense workouts performed three days a week with a calendar day or else two of put in the sphere of concerning workouts. Interval training is performed by liability a fleeting, intense interval by the side of close to your most effort followed by a longer put interval. This sequence is repetitive eight to ten time. Interval training on the treadmill is a important way to pick up on track. Warm-up intended for two to three minutes by the side of a low intensity level. At that moment step up alacrity of treadmill so with the aim of you are by the side of in this area 80% to 90% of your most effort intended for thirty seconds. Decrease the intensity to 20% of your most intended for two minutes. Go over this sequence eight time.
Organize you really poverty flatly six drove abs? Mingle diet with super foods and interval training to burn fat. Soon your abs command re-appear and you command start receiving good wishes on your wellbeing and fitness (i.E. Your six drove abs)
We Specialize In Fat Loss , visit the Top Fat Loss guide here: www.fatlossguidespot.com


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Category Archives: Beauty
Should auld acquaintance be forgot, And never brought to mind?
So, Christmas was wonderful. But New Years was bearing down on us and lets just say that our last New Year was less than celebrated. Adam was dreading the day even more than I was. We are in a drastically … Continue reading
Posted in Adam, Beauty, Blessings, Marriage, Uncategorized Tagged affair, forgivness, fresh start, infidelity, Marriage, new year 2 Comments
Last night I demanded the truth. I'd been spoon fed a watered down, glossed over version and I decided that it wasn't enough. I demanded it all. In the final moments before the man behind the curtain was revealed I was … Continue reading
Posted in Beauty, faith, Uncategorized Tagged hard things, strong 1 Comment
safer to jump…
My daughter is a member of the world's cutest gymnastics team. During her hour long class the coach will often climb up onto the balance beam and demonstrate how to carefully traverse its length. Usually, when she is half way across, this coach … Continue reading
Posted in Beauty, Blessings, Celebration, faith Tagged balance, broken, jump, safe, Thank you Leave a comment
Broken Hallelujah: Thoughts on failure and heartbreak
This year has had one distinct and crushing theme. Heartbreak. I have made a terrible habit of ignoring the still-small voice inside of me, what some might refer to as "women's intuition" but I believe to be the Spirit of God. … Continue reading
Posted in Beauty, Blessings, faith, Uncategorized Tagged broken, change, failure, heartbreak, shame, vulnerability 2 Comments
Here comes the sun…
There are people in your life that are just plain kind. My sister-in-law is one of them. The first time I met her was at my husband's (then boyfriend's) college graduation. Adam had to get ready for the shindig so … Continue reading
Posted in Beauty, Blessings, Celebration Tagged happiness, here comes the sun, kind, Marriage, wedding Leave a comment
one fine day…
I've got a pretty good handle on happy. I'm good at choosing it, I'm good at chasing it, I'm good at cherishing it. The trick is, I choose to be happy by allowing myself moments to be sad. When something … Continue reading
Posted in Beauty, Blessings, Celebration Tagged grief, mom, mourning, sadness Leave a comment
What I can control. Living a life of purpose.
A few years ago my extended family trudged through a very hard year. There was a lot of heartbreak and hurt feelings and through it all I had a small realization: I can't not control anyone or anything about this … Continue reading
Posted in Beauty, Blessings, Celebration, faith, gift ideas, saving the world Tagged JOYN, LGH, Light Gives Heat, Purpose Jewelry, The man in the arena, Theodore Roosevelt Leave a comment


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Student Organization Groningen Sint Walburgstraat 22 9712 HX GRONINGEN 050 - 363 46 79 email@example.com Spokesperson: Gerben ter Veen email@example.com
"Language and internationalization" By the International Student Council: Aman Sharma (chairman) Kirsten Blaszkowski Johanna Kemper Gintaré Morkuté Polina Petrova Christian Rausch Lukas Wiese
The Problem The international student population currently accounts for a significant proportion of total students of the University of Groningen (about 10%, according to UCI advice on students and internalization, 2011), but the Rector Magnificus, Mr. Elmer Sterken, is striving for a percentage as high as 25% (ibid). Now take this in context. If it is possible for certain conflicts to arise in Groningen between stadjers and other Dutch students who all come from a similar cultural background, but still have issues living with each other, think about the difficulties that the international students face in integration, bonding and communication, coming from cultures that can be very different from the Dutch itself. They do not make the right judgement at times, particularly because information is not always available to them in a manner that they understand, and there are occasions when the law is not obeyed, only because the rules could not be read and understood by those that broke it. These problems are not going anywhere, not by themselves at least. The positive here is that the international students in the city would like to change this. As a fact, most of the internationals staying in Groningen for a year or longer have the desire to learn some amount of Dutch – at least till a level that helps them in the everyday scenario. Results from our study show that 54% have the wish to do so, while 26% want to excel at the language, leaving only 20% with no desire to learn any Dutch. With the current plans to increase the number of international students in the University, we deem it a good idea to work on the integration of the foreign students into the Dutch society through language learning.
Our Methods Firstly, we designed a questionnaire survey, analysing the needs and desires of the students for Dutch learning, and to better understand the reason for the present situation. Are they studying Dutch? Why / Why not? Would they like to learn it? And till what level would they like to go? What do they think about existing opportunities? These are the obvious questions that come to mind. At the end, we have questionnaire results from a decent sample survey of 300 students of the University of Groningen, all from different faculties. Secondly, we reviewed the existing opportunities of learning Dutch and the methods that are being put to good practice. We contacted the people responsible and explored the feasibility of applying these successful practices on a bigger scale, or even just modifying the current facilities to make them more attractive for the international students. Finally, we found a few interesting scenarios and decided to concentrate on them to find the best solutions possible: the highly successful Dutch programme at the Psychology Department at the Faculty of Behavioural and Social Sciences as well as at the Hanze University of Applied Sciences, involving students studying languages in the teaching process, the promotion of existing relevant information, and collaboration with student organisation ESN, and possibly other organisations in Groningen as well.
The Results We surveyed 300 international students who are to stay in Groningen for more than a year. Our findings were quite constant throughout, suggesting that: o hardly any of them speak Dutch. o incomplete information is a major reason for them to not take up a course. o in terms of money, most cannot afford to pay for the Language Centre, while some cited less time as being the deterrent for them. o those who have learnt the language, learnt it at the Language Centre. o most importantly, nearly everyone wanted to learn the Dutch language till a decent level. After further research and discussion, we have found the following to be the most viable solutions, with the first option being our main proposal:
Option 1: Taking the Psychology Department model to all faculties Presently, the Psychology Department is the only one in the University of Groningen offering Dutch courses to their students at reasonable costs. It is the result of collaboration between the Faculty of Social and Behavioural Sciences of the University and the Language Centre. International Psychology students have the option of taking a 7 week Dutch language lesson at the start of their semester, an intensive 20 hour course. The lectures are given by staff from the Language Centre itself (10 hours in total), and Student Assistants of the Masters programme "toegepaste taalwetenschap"(Applied Linguistics) are instructors for practice lessons and assignments (10 hours in total). This course is optional and no EC's are granted for it. In September 2011, 200 students from the Psychology Department itself signed up for the course. There are certain expenses for the faculty as development costs, coaching of student assistants, as well as for the lecturers of the Language Centre. This figure stands at about €2500 per year, €2233 of which is paid to the Language Centre for their staff. There are some other marginal costs for the organisation and location of classrooms, but these have not been included in the figure above. From their side, students pay €20 each when they sign up for the course. Books usually mean some extra financial outlay, but material for this course is readily available at the library. We met with Ms. Berna de Boer, Head of Dutch Department at the Language Centre, and she told us that this course gets students to a decent level, although there are no estimations made about which formal standard level the students stand at when the course comes to a close. Rather than striving to meet formal requirements, the course starts from scratch, teaching the Dutch language as well as a little bit about Dutch culture. According to Ms. de Boer, the Language Centre is willing to cooperate with other faculties as well. We have the green light to go ahead with continuing our research and approaching the various faculties with a proposal based on the model described above.
Option 2: Getting present students involved in teaching process This proposal focuses on using the expertise of certain students from the University itself to give lessons and teach international students the Dutch language as part of a course. While this model will be highly beneficial for the internationals taking the course, it would
also give the 'Student-teachers' practical classroom experience in teaching that will better prepare them for a possible future job, giving them a unique addition for their CV's too. To figure out the possibilities of creating such a model, we approached the departments for the Master degree programmes in Nederlandse taal en cultuur (leraar eerste graad), Engelse taal en cultuur (leraar eerste graad) as well as the Director of Teacher Education. After a little research, we feel that cooperation with the department of "Engelse taal en cultuur" is a feasible option. We spoke with Dr. J.P.M. Hans Jansen. We found that most of their students are native Dutch speakers. However, they are not trained in the didactics of teaching the language. Still, there are a small number of students here who participate in an exchange programme with a British or Irish University and in fact teach Dutch there. These students would be highly suitable for our purposes after their return from exchange. The department offers to help us get in touch with some of these former students who could assist us in further developing our idea. A realistic outlook suggests that only 3-4 possible student-teachers at hand cannot be expected to deal with a large number of potential students. Hence, this can be seen as the beginning of something much larger, and also a constant activity practiced under the umbrella of a broader organization, such as ESN for instance.
Option 3: Making international students a better informed group While we toil hard to create newer and better opportunities for the international students to learn Dutch, there are obviously some very decent options that already exist. The students of the University, as well as Hanze Hogeschool, are often not aware that they are entitled to a 40% discount on all Language Centre courses, for instance. Our study shows that 63% of the students blamed incomplete information as the biggest reason for them to not have taken up a language course already. We believe that sharing information and raising awareness is an essential component of creating a successful system at the University and in Groningen. The best option here would be to hand-out flyers to the students at the faculty buildings. This way we share vital information with our target group, while creating a source of communication that is impactful and lasting. We have been in touch with staff at all the faculties of the University regarding the feasibility of distributing these flyers at their buildings, and received positive responses from all except one, the Faculty of Spatial Sciences. They informed us that students at their faculty are only here in Groningen for 612 months, and learning Dutch is hardly on the agenda for them. The rest are excited with the prospect of setting this idea in motion.
Option 4: Collaborating with international student organisations To have a big impact and create a positive change for good, it is vital that we reach out to as many people as possible. We plan to do this by collaborating with other international student organisations in the city. Doing so will create a larger audience for us, which will in turn become the group that benefits from our ideas and concepts. While creating partnerships with other organisations is an ongoing process, we have already been in touch with ESN Groningen and had a short piece on the International Student Council and its language project printed in the mini-Erasmus Magazine. This magazine will be in the hands of at least 500 incoming international students on 3rd February 2012, the first day of their ESN Introduction Week.
Appendix I Contacts The following is a list of the most important people within the university we contacted for this report. Judith Barthel Economics and Business firstname.lastname@example.com Ms. Berna de Boer Head, Dutch Department, Language Centre email@example.com Dinie Bouwman Faculty of Behavioural and Social Sciences firstname.lastname@example.com Margo Slebus Arts firstname.lastname@example.com Paul van Steen Spatial Science firstname.lastname@example.com Anke van Trigt Medicine email@example.com Ms. Vrijens Theology firstname.lastname@example.com Kirsten Wolkotte Law email@example.com
Appendix II Summary survey results Total number of respondents: 300 Medium of study: English (for everyone) 185 speak no amount of Dutch 115 speak a decent/good amount of Dutch
Firstly, for those who speak no Dutch.
Reason they haven't studied Dutch yet: • • • •
no time 52 (29%) no money 49 (26%) no motivation 41 (22%) no information 43 (23%)
Would they like to learn Dutch: • • •
no 37 (20%) at least some amount 100 (54%) yes 48 (26%)
Do they have language course information: • • •
none at all 48 (26%) incomplete information 116 (63%) yes 21 (11%)
2. Finally, for those who speak at least some amount of Dutch. Their satisfaction of own Dutch knowledge: • • •
none at all 20 (17%) good enough 61 (53%) perfect 34 (30%)
Where they learnt their Dutch: • • • •
self 8 (7%) study 22 (19%) friends 31(26%) language centre 54 (48%)
Appendix III Survey results Please see additional document
Published on May 6, 2012
A report on language & internationalization by the International Student Council of the Studenten Organisatie Groningen.


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WARRENTON, Va., July 20, 2017 /PRNewswire/ -- Appy Pie, the leading cloud-based mobile application builder software that allows SMBs to easily create mobile apps, announced today the launch of its Sheets feature, which allows business owners to link all of their Google Spreadsheets and Forms into an app, and modify them in real-time.
Appy Pie's newest feature allows users to have access to their Google Spreadsheets or Forms directly from the app, thus enabling them to instantly add, modify or delete records while in transit. Users can create new spreadsheets or access existing sheets to get insights in real-time through Sheets feature. Users can link to as many spreadsheets as necessary, restrict columns they do not want displayed and select permission sets for each sheet. Business owners can use this feature for the following purposes, among others:
- Sales reports for in-house distribution
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SOURCE Appy Pie Inc.


text: The New Testament in Modern Education.. By Rev. Principal T. Rees, M.A. My first impulse in response to the invitation to review this book was to decline because I stood in too intimate a relation to the author to assume a severely critical atti- tude, but when the editor repeated his request, I reflected that friendship and sympathy are at least no worse judges than envy or malice. But it needs no friendly eye to recognise that the writer of this book has attacked a very acute and urgent problem for present day education and culture, and that he has done so with rare courage and thoroughness, with great resources of scholar- ship and insight, and in a spirit of sincerity and reverence that befits his theme. Everybody who is concerned to-day with religious teaching under any form feels the difficulty of mediating between traditional ideas and modern scholarship. It is not a new difficul- ty, but a perennial accompaniment of living thought and divine inspiration. But the awakened mind works more vigorously at some periods than others, and we are reaping the harvest of an age of remarkable activity and fruitfulness. It has told most heavily on the outworks of religion where tradition had reared its thickest ramparts. One of its most striking results has been to bring the Bible into the light of open day from beneath the folds of dogma and super- stition which Popes, Councils and ecclesiastics had wrapped around it. What is called Biblical criticism is the process of training the mind to look at the Bible as it is, rather than as Popes and Councils wanted men to see it. But since people had looked so long and with such rever- ence at the simulacrum of the Bible which tra- dition and dogma presented to them, they find it hard to recognise the Bible itself, or to know what use to make of it when it is set before them. Some fear and others rejoice that when the simul- acrum is removed, nothing may be left. The pur- pose of this book is to show that the Bible, under the open air treatment of modern criticism, has not only retained, but enhanced its value for the practical ends of the spiritual life. Its pro- blem is to show how the Bible, after passing through the severest crucible of modern criticism, may be used for the purposes of religious educa- tion, and, indeed, how it serves all the better after the process. The writer's starting point seems to be that religion, and the religion of the New Testament in particular, are central and essential to educa- THE NEW TESTAMENT IN MODERN EDUCATION, by J. Morgan Jones, M.A., Professor of Church History and Religious Education, Independent College, Bangor. Hodder and Stoughton Ltd., London. 12. 6d. tion. Between the New Testament and modern education there is a necessary affinity. The rul- ing principles of modern education were first enunciated in the New Testament. But the affinity is manifest only if the New Testament is read critically. "The consequences of this criti- cal study we must be prepared to accept frankly for the sake of teaching the New Testament effectively." "In the theological lecture room everywhere, the main results of modern Biblical Criticism are now universally adopted and more or less thoroughly applied If we still go on teaching on the basis of the traditional views of the Bible, we are perpetuating what we know to be false views and destroying the truth of history." Critical views in fragmentary forms have filtered into the popular mind, but men need clear views of them and of their signifi- cance. Especially is it important that teacher and preacher should have one consistent view, and state it frarkly. It is not the aim of the book to enter upon the discussion of details of criticism. The writer assumes the results of what, I think, Biblical scholars would call moderate criticism. It is taken for granted "that the Synoptic Gos- pels do provide us with sufficient reliable material to construct a historical picture of Jesus in the main features of His character. deeds and words." The teaching, the parables and the miracles are in the main regarded as being in every sense his- torical. The facts of the Incarnation and Resur- rection of Jesus are emphatically affirmed, and although the narratives of the birth and of the resurrection appearances are not regarded as liter- al records, they are still historical evidences of the facts, because they record the beliefs and experi- ences of the early church, which are our real his- torical evidences of the facts of history. But while criticism therefore establishes the historicity of the great cardinal facts of the Christian revelation, it also yields a residuary fringe of legendary material, attaching itself to the external forms both of teaching and history. And the education- ist's problem seems to be two-fold, to translate the Christian facts from the language and thought forms of the first century into ours, and to find meaning in the legendary fringe. Perhaps it is really only one problem. At anv rate our author's solution for the purpose of education is one. It is that the teacher must discover and bring forth the moral and religious values that were originally expressed, whether in history or in legend. The New Testament is a teaching in- strument of incomparable worth just because it embodies the highest moral and spiritual values. "This realisation of the supreme spiritual values in personal, individual forms-especially in Jesus Christ, whose character runs on such extraordin- arily clear, simple and pure lines-means a great addition to educational efficiency as compared with the presentation of the ideal in and for it- self." Both teacher and preacher will find in this book a wealth of suggestions as to the inner mean- ing of every form and stage of New Testament literature. Teachers who have abandoned the


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That's the theme of the July 4th event this year in Columbia, hosted by the state NAACP, in the wake of the Charleston Nine massacre.
It's a shame that it took such a tragedy to bring this long-standing issue to light once again (it's been argued in state legislature since 1990, after all). It also provides opportunity for establishment of an appropriate and well-deserved historic status to those we lost, however.
At the memorial service for state senator and Rev. Clementa Pinckney, President Obama summed it up best. And this video, produced by Brian Harmon, captures the apex of that address in its promotion of the July 4th event.


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Download FINAL FANTASY V For PC from Online Apps For PC.
If a login error occurs when accessing cloud save data, please try again after either toggling off your device's screen lock feature or toggling on the auto-rotate screen feature. If the error persists, please contact the Square Enix Support Center. We apologize for any inconvenience, and hope you enjoy playing FINAL FANTASY V.
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FINAL FANTASY V first debuted in 1992 as the fifth installment in the iconic FINAL FANTASY series. This wildly popular RPG was the first in the series to sell over two million copies.
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Earth, water, fire, and wind…
These are the four crystals that bring peace and prosperity to the world,
but they have lost their power and are now on verge of destruction.
It all started with a strange change in the wind…
Sensing something ominous astir, the young traveler Bartz astride his chocobo, Princess Lenna of Castle
Tycoon, the mysterious Galuf, an old man with a bad case of amnesia, and the pirate captain Faris soon find that fate has brought the former strangers together.
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