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BRAZILIAN CAR RENTAL ASSOCIATION - ANNUAL REPORT. ANUNCIO SETA.pdf 22/7/ :11:11
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1 Sensacional! BRAZILIAN CAR RENTAL ASSOCIATION - ANNUAL REPORT ANUNCIO SETA.pdf 22/7/ :11:11 ASSOCIAÇÃO BRASILEIRA DAS LOCADORAS DE AUTOMÓVEIS The ABLA National Training and Qualification Programme is strong than ever. We are developing a concept of quality for the car rental segment. Be part of our campaign and training programmes. S us your suggestions a co-operate with our rese to improve our sect C M Y CM MY CY CMY K 2010 THE RENT A CAR INDUSTRY IN BRAZIL ASSOCIAÇÃO BRASILEIRA DAS LOCADORAS DE AUTOMÓVEIS abla.com.br Log on our Blog of PQA abla.com.br/blog National Training and Qualification Programme This annual report had its greenhouse emission compensated by rainforests.
4 4 Paulo Gaba Jr. Chairman of the Board of directors ABLA ANNUAL REPORT
5 EDITORIAL Brazil: The country of the present According to The Economist and the Harvard Business School Publishing, Brazil has been transformed from country of tomorrow to once-in-a-lifetime opportunity. And YES, I totally agree with them! Latin America s largest economy is expanding at a record pace, with the largest annual rate of GDP of its neighbours, and showing the fastest recovering after global economic crisis. Brazil has never been so popular, and some of the reasons are the stable currency, privatisation, liberalisation, smooth political power beside a boom in global demand for our commodities. The brazilian Car Rental Industry is taking advantage of such an environment to grow more than ten per cent annualy during the last decade, and still with a huge potential to keep growing if compared to mature markets. The credit expansion has made car rentals popular and the market is ready for this growth. The selection of Brazil as host of both the 2014 World Cup and of Rio de Janeiro to host the 2016 Summer Olympics is proof positive that Brazil has made it. The domestic demand continues to recover in the favourite of the BRICs and ABLA is supporting the Educational improvement in partnership with the Ministry of Tourism. If we consider the investments of the Car Rental Industry in the fleet replacement, no other Industry will invest more in the World Cup and in the Olympics till Educated and trained staff, renewed fleet and the brazilian s smile will be the trademark of the global events to come. And the legacy of these events will be an even more globalized industry in our country. 5
8 8 The 2010 ABLA annual report is now even more complete than the previous ones. We stress the importance of the segment of the car rental to the national economy, the strength of our development of skills training program, the generation of taxes and the impact that the sector will have on this year and on the next few years to come, with the realization of the 2014 World Cup and the Olympic Games of CERTIFICATE OF CARBON OFFSETS THE GREEN INITIATIVE HEREBY CERTIFIES THAT ABLA Annual Report HAS BEEN AWARDED WITH THE CARBON-FREE SEAL, FOR HAVING OFFSET 6.99 TONNES OF GREENHOUSE GASES EMISSIONS FROM THE PRODUCTION AND DISTRI- BUTION OF THIS PRODUCT WITH THE PLANTANTION OF 45 NATIVE TREES OF THE ATLANTICA RAINFOREST. GREEN INITIATIVE SAO PAULO, APRIL 2010 Magno Botelho Castelho Branco President - Green Initiative ECONOMIC FIGURES GDP ,19% Selic Tax ,75% Index Savings ,92% ABLA ANNUAL REPORT
9 INTRODUCTION T his year s annual report represents the mapping of the entire motor production chain in Brazil, with emphasis to the car rental segment, our core business. When the subject is car rental, our readers can find useful information such as numbers, graphics, who is who, in fact, everything that can contribute to help on a day to day activities. We are highlighting the strength of the sector that is the largest customer of the national motor industry, with more than 300 thousand vehicles purchased almost every 16 months (length of the fleet used by car rental companies). We contribute with R$1.44 billion in tax revenue for the government and generate direct and indirect jobs. We want to show that our segment is of vital importance for the business and leisure tourism. Turn the pages and travel through our world. 9 Foreign currency ,85 (US commercial/average) Trade commercial balance ,615 (US$ billions)
10 TABLE OF CONTENTS 4 EDITORIAL Welcome message from Paulo Gaba Jr. 36 BOARD OF DIRECTORS Heads and deputies 8 INTRODUCTION The contents of the annual report 38 - Audit committee 40 -Regional board South 41 - Regional board Southeast 12 STATISTICS Financial results of the vehicle rental sector 42 - Regional board Midwest 43- Regional board North 14 - New fleet Economy cars 44 - Regional board - Northeast Good business Financial figures 18 - Customers profile ANFAVEA Industry: National figures CESVI Quick repair at low-cost PERSPECTIVE The growth of the vehicle rental segment CNT Message from the Confederation SERASA A commercial eye for detail 24 - Level of safety 26 - Level of visibility 28 - CESVI tips TRAINING PROGRAMME The challenges VEHICLE MANUFACTURERS 30 ABLA ACTIONS The highlights of Volkswagen 57 - Fiat 58 - Chevrolet 34 INSURANCE COMPANIES How to calculate your insurance premium 60 - Ford/Renault 62 - Toyota/Honda 35 OPINION EXECUTIVE PRESIDENT Message from João Claudio Bourg 64 - Kia/Hyundai 66 - Citroën/Nissan 67 - Mitsubishi/Mahindra ABLA ANNUAL REPORT
11 C M Y CM MY CY CMY K ASSOCIAÇÃO BRASILEIRA DAS LOCADORAS DE AUTOMÓVEIS EXECUTIVE BOARD MINISTRY OF TOURISM Message from Luiz Barretto - Minister ENTITIES/PARTNERS Associated companies Board of directors: Paulo Gaba Jr., Paulo Nemer, Alberto de Camargo Vidigal, José Adriano Donzelli, Saulo Fróes, Nildo Pedrosa, Carlos Rigolino Júnior, Alberto Faria, Roberto Portugal, Erozalto Nascimento (in memory), Luiz Mendonça and Marcello Simonsen. Board of directors (assistants): Carlos Teixeira, João Carlos de Abreu Silveira, Eládio Paniágua, Luiz Carlos Lang, Cássio Lemmertz, Paulo Miguel, Alberto Nemer Neto, Reynaldo Tedesco, Valmor E. Weiss, Marcelo Fernandes, Carlos Faustino, Nelma Cavalcanti Audit committee: Antonio Pimentel, Eduardo Corrêa, Paulo Bonilha Jr., Flavio Gerdulo, Raimundo Teixeira, Jacqueline Moraes de Mello. Audit committee (assistants): Joades Alves de Souza, Felix Peter, José Zuquim Militerno, João José Regueira de Souza, Marco Antonio Lemos e Emerson Ciotto. Editorial board: Aleksander Rangel, Eduardo Corrêa, Marconi Dutra e Saulo Froés. Executive president: João Claudio Bourg. BRAZILIAN CAR RENTAL ASSOCIATION - ANNUAL REPORT ANUNCIO SETA.pdf 22/7/ :11:11 The ABLA National Training and Qualification Programme is strong than ever. We are developing a concept of quality for the car rental segment. ASSOCIAÇÃO BRASILEIRA DAS LOCADORAS DE AUTOMÓVEIS Be part of our campaign and training programmes. Send us your suggestions and co-operate with our researches to improve our sector. FATTO STAMPA ABLA Annual report 2010 Project, creation and execution Fatto Comunicação 360º General co-ordination Decio Cudmane/ Nilvando Filgueira/ Weber de O. Mesquita Director of contents Rogério Nottoli (Journalist in charge - MTB: 31056) - fattostampa.com.br Art editor Renato Prado Art assistants Erica Igue and George Gargiulo Editors Roberto Ferreira and Juliana Nottoli Photos George Gargiulo e Shutterstock Trainees Gabrielle Victoriano e Mariana Fernandes. Printing and design HR Gráfica e Editora THE RENT A CAR INDUSTRY IN BRAZIL abla.com.br Log on our Blog of PQA abla.com.br/blog National Training and Qualification Programme This annual report had its greenhouse emission compensated by rainforests. Sensacional! The Brazilian Association of Car Rental Rua Estela, Bloco A - 5º Andar Cep: São Paulo/SP Telephones: Fax: WebSite: abla.com.br SAUS Quadra 01 Conjunto J, 6º Andar, sala 602 Edifício CNT Cep: Brasília/DF - Telephone: Fax: The ABLA annual report has no responsibility upon opinions expressed in all articles published. The reproduction of the articles published is permitted as long as their original source is properly informed.
12 Financial results of the vehicle rental sector 12 The national motor industry played a significant role in the market which has accelerated the national economy in The final financial figures have exceeded our expectations. ABLA has also played a large scale contribution and also it increased the number of vehicle sales. The total revenue of the sector was around R$ 4.37 billion. The vehicle rental sector practically purchases from all national manufacturers and even from accredited importers. These figures show the importance that these entrepreneurs have to this sector. The vehicle rental units are still the most valuable clients to the national car manufacturers. ABLA ANNUAL REPORT
13 STATISTICS Efficiency of the sector (R$ in billions) , , , , , , , , ,40 Sales participation Automotive sector (Percentage) , , , , , Composition of the fleet per manufacturers * Volkswagen Fiat GM Ford Renault Toyota Outros * Source: Manufacturer (Percentage) ,1 30,2 27, , ,3 26,4 30, , ,6 29,3 30, ,8 5, ,7 30,7 30, ,9 5, ,1 30,91 28,7 29,48 32,8 29, ,83 2,7 1,16 4,7 7, ,52 27,32 23,74 3,92 3,54 1,03 10,93
14 New fleet Economy cars 14 the market demands - the sector responds to it. The average age of all vehicles of the national vehicle fleet from all rental business is around 16.5 months old, more specifically for large fleet owners. For the rent a car sector the average is 12 months old, taking into consideration that the consumer is aware of the vast range of options and offers in relation to vehicle rental sector. The number of the existing car rental companies in the market has grown in relation to 2008, when there was a slight decrease in relation to This shows that the entrepreneurs of this business are expecting a real growth and profits that the vehicle rental business offers nevertheless with great caution, given the nature of this business which is not suitable for high risk takers gamblers neither amateurs. ABLA ANNUAL REPORT
15 STATISTICS Existing car rental branches in the market (quantity) Fleet of the sector (number of cars) , Average age of the fleet (months)
16 Good business financial figures 16 The car rental segment is an excellent business for the Brazilian economy. In 2009, R$ 1,433 billion were automatically collected by the Internal Revenue Service. It is a real high taxation rate for a segment that generates 240 thousand direct and indirect jobs. Car manufacturers, car dealers, motor shops, petrol stations, indeed an important segment linked directly to the vehicle rental sector. The main scope of the business is still the subcontracting of the car fleet, nonetheless with the projection of tourism, leisure segments and more business, this segment tend to grow over the next years. ABLA ANNUAL REPORT
17 STATISTICS Business profile (percentage) Fleet Outsourcing Tourism (leisure) Tourism (businesses) Contribution to taxes (in R$ billions) , , , , , , , Generation of jobs (direct and indirect)
18 More than just an economy car Composition of the Fleet by Model (percentage) Economy Medium Luxury Utility/ Vans ,7 12,5 7,2 10, ,4 12,9 5,9 10, ,1 12,6 6,1 10, ,8 12,9 5,9 10, , , , , , , ,7 Number of customers (in millions) ABLA ANNUAL REPORT
19 STATISTICS Profile of the car rental branches Area of Action Service: 41% Industry: 30% Trading: 11% Professionals: 7% Others: 11% Gender Male: 80% Female: 20% Average age Between 21 and 24 years old: 4% Between 25 and 45 years old: 85% 45 years old and over: 11% 19 Marital status Education Married: 65% Higher education: 89% Single/Divorced: 35% Secondary education: 11%
20 It was a good year 20 This was the evaluation of the Brazilian motor industry for 2009, despite of a slight decrease in the production of cars in relation to 2008 as a result of the global recession and the Brazilian economic situation million vehicles were produced and this represented a slight fall of 1% in relation to 2008, the best year of the motor industry over the past 10 years. The reduction of the IPI (Brazilian Federal Tax) for vehicles, which expired in 31. March helped the commercialization of vehicles stimulating the Brazilian people to buy. The dream of a new car has turned into reality and the level of employment in the motor industry grew significantly. There was a huge boost in the importation sector. With the stability of the American dollar, even knowing that it was one of the most dramatic fall during the entire year, 500 thousand imported vehicles were officially registered in Brazil. On the other hand exportation was hindered due to the weak American dollar. In Brazil last year the total number of sales of vehicles stayed around million, a growth of 28.2% in relation to The 1.0 litre car models were highly demanded in 2009, vehicles were sold: 51% of the internal sales of national cars. Nonetheless flex motorization vehicles represented 84% of the internal sales, showing a growth of 3% in relation to The year has started with full power. In the first two months of 2010, vehicles were manufactured, showing a growth of 13% in relation to the same period in The numbers of exportation grew 50%, with vehicles sold to the external market comparing to the same period in 2009 when 49.7 thousand vehicle were sold. The number of registered cars was very significant: in 2010, in ABLA ANNUAL REPORT
21 ANFAVEA (Brazilian Automotive Industry Association) Annual production figures Registration of imported and national vehicles figures ,79 1,82 2,20 2,52 2,61 2,98 3,22 3,18 Year Imported 0,088 0,142 0,267 0,375 0,476 National 1,626 1,785 2,194 2,445 2,664 Total 1,714 1,927 2,462 2,820 3,141 In millions In millions Sales of flex models Year Units Sold 48 thousand 328 thousand 812 thousand 1,430 million 2,003 millions 3,329 millions 2,54 millions Market Share (percentage) 4% 22% 50% 78% 86% 87% 84% 21 Internal sales of national vehicles Year In millions Grand Total 1,3 1,3 1,5 1,6 1,7 2,2 2,4 2,7 Year Internal sales of 1.0 liter vehicles (Imported and National) 1.0 liter vehicle cm 3 participation in % 66,7 63,2 57,3 56,2 56,2 54,0 50,6 37,8
22 Quick repair at low cost 22 T he automotive market can now use the CAR Group (Automotive CESVI Rating) to obtain technical information for both consumers and insurers about the estimated cost of the quick repair services of the vehicles sold in Brazil. This ranking was developed by the Research & Development Department that points out to each category of vehicle models which are better able to provide a low cost service and quick repair service for the motor shop. ABLA ANNUAL REPORT
23 CESVI (Automobile Studies Center) Tips for brand new and used cars The benefits of the vehicle classification With this information, consumers can compare, at the time of purchase, any kind of vehicles they are interested. The trend shows that models with better ranking within the ranking patterns can also secure more advantage, since the cost of repair is used as a basis for calculating the total amount charged by the insurance companies. Data from the CAR Group can also be very useful during the choice of used cars, so the cost of any repairs will not be a great loss to the consumer s pocket, since the majority of cars older than five years of use do not have insurance. How to get to the indexes? The name of this ranking comes from the fact that the vehicles are classified into groups. Each group represents a range of values in relation to their weighted average cost of repair. On a scale from 10 to 60, the lower is the number of the group classification of the vehicle the better is the cost of the repair services. To get to the indexes from the CAR Group, the vehicle passes through a technical analysis. The CESVI receives the vehicle before its release, conducts crash tests of the model on the front and rear areas and it also makes all the necessary repairs and an analysis of each specific part involved. In this work are identified part-numbers, the values and times of replacement of repair parts. They also provide budget of the costs of materials and supplies for painting. The study ends with general analysis of the damage, conclusions about the repairs, replacements made and suggestions for modification to the car manufacturers. The CAR Group represents an evolution which provides real information that builds up gradually a solid relationship among car manufacturers, car dealers and insurance companies. It also provides greater transparency to the consumer. The consequences are beneficial to all involved. Insurance companies can set up premium rates the excess or deductible amounts more accurate, since they will be based on technical information. The car manufacturers and car dealers have the advantage of having all innovations in terms of vehicle repair costs. The consumers can now buy vehicles based on the repair costs. Parts that require replacement more often 1 - Front bumper 2 - Hood or bonnet 3 - Optical assembly front left 4 - Optical assembly front right 5 - Rear bumper 6 - Front grill 7 - Front logo 8 - Rear right emblem 9 - Front reinforcement crossmember 10 - Front panel assembly 11 - Front left fender 12 - Front right fender 13 - Radiator 14 - Front left bumper stand 15 - Front right bumper stand 16 - Front impact absorber 17 - Rear left emblem 18 - Radiator deflectors 19 - Grill fender 20 - Front left mud flap 21 - Hood latch or bonnet 22 - Rear logo 23 - Front right mud flap 24 - Rear left light 25 - Front bumper molding 26 - Rear right light 27 - Windshield ornament 28 - Rear panel 29 - Front left door molding 30 - Windshield 31 - Trunk or boot door 32 - Front left door 33 - Front right door molding 34 - Front right door 35 - Condenser (air conditioner) 23
24 Level of safety 24 The classification of the vehicles in relation to safety is based on a study which mainly focuses on passengers and the vehicle as well, called Level of Safety. By using this tool the consumer can compare which vehicle offers the highest level of safety before buying a brand new car. ABLA ANNUAL REPORT
25 CESVI (Automobile Studies Center) Methodology Some conclusions of the study According to the weighting among the components related to active safety, passive safety and patrimonial safety in each model, the rankings are divided into categories of vehicles. The classification of vehicles in this ranking varies from 0.5 to 5 stars (5 being the highest score). High scores indicate better availability of components of safety. The score of each component takes into account the following weights: Serial production component: 100% of punctuation. Optional: 50% of the points. Vehicles rated with 3.5 stars, mainly provide key components for security, such as AIR BAG and ABS. 69% of vehicles which have been analysed did not exceed 3 stars. None of the vehicles categories COMPACT PICK UP, MULTIVAN and COMPACT SW exceeded the rating of 2 stars. In the category COMPACT HATCH, which includes the majority of vehicles sold in Brazil, the highest score was 3 stars. In the categories COUPE and ROADSTER, which leads the imported vehicles, the lowest score starts from 4.5 stars. 25
26 CESVI (Automobile Studies Center) Level of visibility Having in mind, the question of accidents caused by lack of visibility of the driver, on the rear part or blind spots of the car, CESVI Brazil has concluded a study that classifies vehicles according to the level of visibility provided to the driver. We measured the level of visibility of the top sales domestic vehicles, which were divided by categories (hatchback, sedan, pick up, minivan, utility and SW). 26 Evaluation methods Ranking By defining the specifications and parameters, we can say that the level of visibility provided in the vehicles is assisted by external and internal rev mirrors. The items that determine the visibility are the windows, mirrors, rev mirrors, body and blind spots. Therefore, we took into account the analysis of three types of visibility in the vehicles: Rear view (provided by the internal rev mirror); Lateral view (provided by the side mirrors); Front view (provided by the windshield and the lateral windows). The results took into account the measurement and analysis of areas which obstruct or make, the visibility of the driver more difficult. The calculation of the total level of visibility of the vehicle, was performed by an arithmetic average of the results of three types of visibility: rear, lateral and front view. The classification is based on a range of 0.5 to 5 stars, and may also show grades with 0.5 star (two and a half stars, for example). The higher the score, the better the visibility of the vehicle. On the official website of Brazil CESVI, it is possible to find a comparison of models of vehicles with the information from all those levels developed by the Centre s research department. To check, log on to indices/ comparative.aspx ABLA ANNUAL REPORT
27 29
28 M 10 Tips from CESVI to save your car from flooding any drivers have already faced situations of flooding on roads that resulted in damage to their vehicles, and even life-threatening conditions. Therefore, BRAZIL CESVI (Center of Experimentation and Road Safety) is describing below, ten recommendations for the driver to maintain vehicle in flooded areas If the engine dies during the trip, never try to re-start the engine, keep it off and remove the vehicle to a garage. Facing the possibility of admission of water, this practice reduces the risk of damage to the engine by a hydraulic shim. Watch the height of water level in the flooded area as most of the car manufacturers establish a maximum height of the water level cannot exceed the centre of the wheel. It is advisable that during the flooding, the vehicle should be driven at low speed, keeping the rotation of the engine around 2,500 rpm, which reduces the variation in the level of water splashing inside of the engine and the risk of damaging electronic parts. It also improves driving ability and reduces the level of slippage. 4 5 For vehicles equipped with automatic transmissions, gear shift should be done manually by selecting the 1 position. Thus, the vehicle can move at low speed and at higher rotation of the engine. Another possibility is to manually switch to change gears between N position and 1 position in order to maintain low vehicle speed during the situation, without affecting the rotation of the engine, which should be around 2,500 rpm. Some vehicles offer an optional automatic adjustment of traction, known as Winter or SNOW. Though this function is to provide greater safety during areas of low grip, such as snow or mud, preventing the vehicle to skid, thanks to the differential lock, it should also be used during floods as it benefits the control of vehicle speed and the rotation of the engine. ABLA ANNUAL REPORT
29 CESVI (Automobile Studies Center) 6 7 Stay calm while driving on flooded areas. Symptoms such as an increase on effort to steer (power steering), variation in the brightness of the dashboard lights, audible alerts, fluctuation of pointers, electronic injection alert light, battery and ABS (if available), an increase on the effort to apply the brakes and stop functioning traction 4 X 4 (diesel vehicles), probably because this whole situation is caused by loss of adhesion between the belt and its auxiliary pulley power steering pump, alternator and vacuum pump (diesel vehicle), and in most cases, a sporadic fact that does not prevent the passenger driving ability. Only reinforces the caution and keep the lowest number possible of connected devices. It is recommended to turn off the air conditioner, thus reducing the risk of hydraulic shim. This practice prevents some components from splashing water in the air collector of the engine. Lowered and turbocharged vehicles, most often, are more likely to suffer hydraulic shim, so it is advisable to maintain the originality of the car manufacturer. If the vehicle is under these conditions, please pay attention to step up of the suggested procedures For more serious cases of flooding, it is recommended to make a preventive check-up, correcting, for example, possible alterations of the electronic injection system, often simple and elusive at this stage, as bad contacts, but which subsequently can generate major disruptions. There may be, among others, the contamination of the canister, transmission oil, rear and/or front axle, in the case of vehicles with rearwheel drive or 4X4, which determines the reduction of the durability of the components, and the increase on the risk of failures in the clutch, suspension and brakes. To tackle the effects of this possibility, it is recommended to go promptly to a motor shop and ask for the assessment of such items. If there is consecutive driving on flooded areas, it is recommended to clean the ventilation system, as it will be subject to contamination by fungi, bacteria and micro-organisms, requiring cleaning the whole system for safe use. 29
30 Real achievement The ABLA is pleased to announce another great achievement for the sector of car rental. It was published on March 23rd in Diario Oficial da Uniao, Resolution 345 of Contran full text of which we reproduce: The foreigner who wants or needs to drive in Brazil no longer is required to submit the sworn translation of the original portfolio s license. Simply present the original driver s license within the period of validity, and identification document, which can be a passport. The purpose of the requirement for sworn translation of the driving qualification for foreigners was a great achievement for the car rental segment. With this measure, was given the green light to foreign tourists to rent and drive a car in Brazil. That means big business opportunities for all, on the eve of World Cup 2014 and also the 2016 Olympic Games. The ABLA has closely followed the process that culminated at the end of the requirement, always encouraging the commitment of the authorities to resolve the issue. It was a great achievement for everyone! Certainly, the measure will positively influence the business of our industry. In the past many businesses were not concluded more specifically in the leisure segment due to the previous requirements. 30 The sector is pleased with the new decisions Car sharing Two important legal achievements for the ABLA at the end of This first decision was made by the Superior Court of Justice (STJ): All traffic violations reported after 30 days of the infraction will not be paid by the car rental branch owner or by the driver of the vehicle ; This second decisions refers to the illegality of the warden traffic officers to exercise the power of the police. The action of the lawyer Adriano Augusto Pereira de Castro, legal advisor to the ABLA, was of great importance in both cases. It was already deployed in over 400 cities worldwide. The car sharing service is coming to several cities in Brazil. The number of users increases every month. In Sao Paulo, where the service began in the end of last year, users pay rates starting at R$ 22 per hour of use. The target audience are people who have to move quickly throughout the city, but who do not have a car. ABLA ANNUAL REPORT
31 ABLA ACTIONS 2009 Regulatory legislation 5.525/09 Act Radio The regulatory legislation 5.525/09 Act, elaborated by congressman Mr. Beto Albuquerque (PSB- RS), is still in transit at the General Congress of Brazil, awaiting for approval. It aims to obtain statistical data about traffic accidents. This decision will result in having at least 30% of the total fleet of vehicles inspected. The National Qualification and Training Programme has developed several actions, being one of them the Radio ABLA, which can be accessed by logging on: www. abla.com.br, which is the direct link to the Radio Abla. Suggestions, complaints, ideas and other requests are welcome. 31
32 ABLA ACTIONS 2009 The right decision 2010 could not have started better for the segment. The decision of Judge Adriane Aparecida Bessa, 1st Vara do Juizado Civil e Criminal da Comarca de Pouso Alegre MG - Brazil, enforces the inapplicability of the Act 492 (approved in 1969 as a result of three consecutive decisions in, 1966, 1967 and 1968 of the Federal Supreme Court) which states: the car rental companies are responsible for any damage caused by their clients. Arbitrarily, Act 492 states that the rental car company and the client are accountable to others (third parties) as a result of damage caused by the client. This position is not appropriated once the car rental companies and their clients have no relationship whatsoever with third parties. The liability of the car rental companies before their clients is straightforward, according to the Brazilian Civil Liability Rules. 32 Fewer accidents T he programme, No Accident (CESVI - Brazil initiative along with other supporting parties, including the ABLA) has the main objective of drawing the attention of our society and authorities to the need of deploying a National Plan for Road Safety in Brazil, based on real statistics and data (which may be seen in this annual report pages 24-31) and coordinated actions across the country. The ABLA support all initiatives aimed at improving the quality of traffic in large urban centres and can help reduce the risk of traffic accidents, which is the major cause of death. ABLA ANNUAL REPORT
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text:
CineGrand: Beatriz at Dinner (subtitled)
September 27 @ 1:00 pm
Event Navigation
Tickets: General Admission
$8.00 Adults
$7.00 Seniors/Students
$6.00 Grand Members/Matinee
Beatriz at Dinner – (2017. USA 1 hr, 23 min. Directed by Miguel Arteta. R.)
Beatriz (Salma Hayek), an immigrant from a poor town in Mexico, has drawn on her innate kindness to build a career as a health practitioner in Los Angeles. Doug Strutt (John Lithgow) is a cutthroat, self-satisfied billionaire. When these two opposites meet at a dinner party, their worlds collide and neither will ever be the same. With Connie Britton, Jay Duplass, Chloë Sevigny and Amy Landecker.

subset: commoncrawl


text:
- Wool Frolic Sept. 16 at Landis Valley
- Bluetrain will kick off shindig season
- AJ's pop up mini golf fundraiser returns
- Another round! Ephrata Brewfest back for second year
- This summer, at the movies…
- Easter Egg Hunt List
- Irish dance showcase at Warwick High School
- Roots and Blues 2017
- Reel Reviews: 2017 Oscar picks
Eagles rip Bears, clinch share of title
By: TODD RUTH Review Sports Editor email@example.com, Staff Writer
Cocalico clinched a share of the Section Two title Friday night at home with a 42-14 victory over visiting E-town.
But do not think the Eagles are the least bit satisfied. Cocalico wants to own the section outright, and can get that accomplished with a win at archrival Ephrata Friday night in the regular season finale.
"I'm excited and happy for the kids but yet I think our kids want to finish it off and win an outright championship and not have to share it with Manheim Central. That's the first and foremost thought in our minds right now," Cocalico Coach Dave Gingrich said.
To do that, the Eagles (6-0 Section Two, 8-1 overall) must take care of business against a Mounts team that regained some momentum this past Friday with a very impressive 35-0 road victory at Solanco. Also, the Ephrata Review Cup will be on the line so there is added incentive.
This past Friday, the Cocalico offense was in high gear, rushing for 408 yards on 41 carries. Nick Reitenbach led the way with 192 yards on 17 carries while quarterback Brock Gosling added 116 yards on 10 runs. Spencer Moser was the big play man with four touchdowns on the night.
Cocalico jumped on top 7-0 late in the first quarter as Moser cashed in from eight yards out. Then, after E-town missed a field goal attempt on its ensuing drive, the Eagles went on top 14-0 as Moser scored on a 30-yard run.
E-town got on the board in the second as running back Kirby Breault took a hand-off and tossed to Nick Lonardi for a 46-yard score with 10:14 to go in the half. But the Eagles regained a two touchdown lead at 21-7 with 1:49 to go as Jhett Janis connected with Moser on a 20-yard touchdown pass.
After the Bears cut it to 21-14 in the third quarter on a 13-yard touchdown pass from Max Daley to Thomas Stephens, Cocalico answered again, this time on a 28-yard TD run by Reitenbach.
Then in the fourth, Cocalico finally pulled away as Reitenbach hurdled a defender on his way to a 48-yard score. Moser then capped the scoring with a 20-yard TD run late.
"I thought E-town played very well," Gingrich said. "We put the ball on the ground a little bit, which is uncharacteristic, but we moved the ball well. E-town did some things offensively that we didn't defend well at times but we also did some good things. We just weren't as sharp as I would have liked us to be."
Looking ahead to this Friday, it will be a reunion of sorts as Gingrich and his team will go up against several former Cocalico players and coaches, who now make up a majority of the Mounts' staff, including head coach Scott Shelley and offensive coordinator Phil Kauffman.
"They got a quality staff over there and their kids are playing really well right now," Gingrich said. "That game against Solanco I was very impressed with them. I thought offensively they did a lot of nice things, and defensively they played really well."
Gingrich said his biggest concerns heading into the game are the unknowns.
"The first thing that concerns me is Ephrata has nothing to lose," he said. "It's a rivalry game, their last game…They've used some trick plays, and have used them throughout the season and I'm sure every one that they have they'll be bringing them out for this game. That's a concern right there, preparing for the unknown."
"And I think their kids are playing at a high level right now," he continued. "Their running game is very good, the quarterback (Bobby Nye) is making some good decisions…I think they are running the ball very well. Their line came off the ball well against Solanco, and defensively, Scott has used a variety of defenses so there is a lot of unknown. Many times you go into the game and know what the other team is going to do, but we are just going to have to prepare for everything. We'll have to prepare for every possible defense there is and execute."
After Ephrata shocked the Eagles 21-20 two years ago, Cocalico re-claimed the Review Cup last season with a 28-15 win in Denver.
Kickoff for Friday is slated for 7 p.m. More EAGLES, page B-4
About Ephrata Review
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If these platforms don't suit you, then check out the amazing selection of platforms and heels.com and find one that will take you higher!


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SCOTT Harrison admits he is experiencing a "steep" learning curve at Hartlepool United after the club dropped into the bottom two.
The 21-year-old, on-loan at the Sky Bet League Two club from Premier League neighbours Sunderland, believes playing every week will help him grow and develop as a player.
But it is tough going at the minute after defeats away to Northampton Town and Plymouth Argyle.
Harrison's loan deal was due to expire after the weekend defeat at Plymouth but is has been extended for a further two months.
And the defender is pleased to be staying with Pools so he can play his part in helping them climb the table.
"It is a steep learning curve," admitted Harrison.
"I am here to learn, it is a tough league but that is why I am here.
"That is what will make me better though, learning what it is about and growing into it."
Harrison's loan spell - his second at the club after a period at the end of last season - is certainly giving him a good grounding in the game.
By his own admission the no-nonsense centre back is making mistakes and he knows they will be punished at this level.
Harrison admits it is far tougher playing league football compared to the Under-21 matches he has been used to at the Black Cats.
But he is enjoying every moment of it. So far.
He added: "The physicality of the league is totally different to the Under-21s.
"It doesn't really compare to be honest.
"Everything is much more physical. The Under-21s isn't too physical and you can get away with certain things and don't really get bullied off the ball.
"Whereas here, everything is a battle.
"I feel like I am getting used to it but the last week has been disappointing.
"I know I am a lot better than that and I need to cut mistakes out of my game.
"You have to fully concentrate all of the time otherwise you will get punished."
Harrison joined Pools before the Wimbledon away match last month, and since coming into the side against Shrewsbury Town, he has been partnering club captain Matthew Bates at the back.
That partnership looks set to continue after Pools moved to secure the young defender for the remaining 60 days of the emergency loan window from their Premier League neighbours.
Harrison readily admits the club experienced a difficult week on the road with a heavy 5-1 defeat at Northampton and the loss at Argyle but he is adamant they can quickly climb the table.
Goals will certainly help and the defender believes once one goes in, they will start flying in.
That remains to be seen.
But the return of on-loan Middlesbrough striker Charlie Wyke to the starting line-up this weekend against Portsmouth at home will be a huge boost.
Wyke is the club's top scorer after netting three goals in five games - including in his last game at Northampton when he scored in the first minute before being taken off with concussion.
When he isn't in the team, Pools don't look like scoring but Harrison is confident the goals will soon come.
Harrison told SportMail: "That will change, when one goes in they will all start going in.
"Hopefully that will start this weekend when Portsmouth come to Victoria Park and hopefully we can keep a clean sheet and get a few goals.
"That is what we need."


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Think you have the ULTIMATE Pie Recipe? Enter now to have the opportunity to showcase your PIE making skills and be in the running to WIN a Sunbeam Prize Pack! Simply upload or paste in your ultimate pie recipe below and you have a chance to win!
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Our Experts
Johan Enslin:
Johan Enslin is a qualified professional valuer, for more than 40 years (since 1972), and is registered as such with the South African Council for the Professional Property Valuations Profession .
He is a fellow of the SA Institute of Valuers.
He is also a practicing attorney and conveyancer.
He has done a negotiation skills development course.
He has done hundreds of professional farm valuations for private individuals, companies, close co-operations, partnerships, banks, legal and accounting professions, a number of valuation rolls etc. He specialises in valuations to determine just compensation for servitudes over farms.
His vast experience and expertise are reflected in the quality of the farm valuations that we do.
Kobus van der Walt:
B.Sc Agric.-economics, B.Com ( Hons ), M.Com., M.Sc (Real Estate)
In fulfillment for his M.Sc(Real Estate) research degree at the University of Pretoria, his study focused on the various aspects which influence farm values and farm valuations.
He is also a qualified agricultural economist and did post graduate studies in business management
He is registered with the SA Institute of Valuers as well as the SA Council of the Property Valuation Professional, as a candidate valuer.
He completed successfully a course in negotiation skills presented by the University of Michigan, USA.
He farmed full time for 17 years with cash crops, cattle and vegetables – these were under dry land conditions as well as irrigation. He is now a part time farmer with cattle and game.
He was an executive operational director, for eight years, of a large corporate agricultural business.
Johan and Kobus work in association. Their combined academic knowledge and practical experience regarding specifically farm valuations – and the specific unique factors that influence farm values – guarantees the client a valuation that is in all aspects professional and reliable. Contact Us for your professional valuation needs.


text: Link Ink: SDCC Power Rangers Exclusives, Gaiman's Unmade Movies And IDW's Transformers Tour by Caleb Goellner June 21, 2013 There's lots to see in today's Link Ink, after the jump! Read More Filed Under: Attack on Titan, AttackOnTitan, Bot-Con, BotCon, EVA, IDW, Lego, Lego DC Super Heroes, LegoDcSuperHeroes, Mari Makinami, MariMakinami, Medicom, Neil Gaiman, NeilGaiman, Neon Genesis Evangelion, NeonGenesisEvangelion, Real Action Heroes, RealActionHeroes, robin, Transformers Category: Culture, Link Ink EMAIL SHARE TWEET Pin it! REDDIT Share on Tumblr!


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I have been a patient with Dr. Kabasela for many years. He is the very best & his staff is excellent. He treats members of my family & I would not hesitate to recommend him to anyone seeking any type of dental services. I consider his office one of the perks of living in this area. You could not find a more experienced, competent dental surgeon to entrust with your care. I dread the day he retires.
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Discrete Dynamics in Nature and Society
Volume 2012 (2012), Article ID 645214, 18 pages
Research Article
Existence and Global Stability of a Periodic Solution for Discrete-Time Cellular Neural Networks
Department of Automation, Southeast University, Nanjing, Jiangsu 210096, China
Received 9 July 2012; Revised 16 September 2012; Accepted 15 October 2012
Academic Editor: Kwok-Wo Wong
Copyright © 2012 Haijian Shao et al. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Citations to this Article [1 citation]
The following is the list of published articles that have cited the current article.
- Lixia Wang, Jianmei Zhang, and Haijian Shao, "Existence and global stability of a periodic solution for a cellular neural network," Communications in Nonlinear Science and Numerical Simulation, 2014. View at Publisher · View at Google Scholar


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*More* LoK AU Weirdness...Feb. 4th, 2014 01:02 am
It seems like the sort of thing that would grow out of a huge mixed city where the paradigm is shifting. And it would give a lot more depth and weight to the Equalist movement- not only would it be a radical fringe to a legit school of philosophy and activism, it provides a stronger background source for so *many* Equalists, as well as the paranoia about them, because there's people wearing their buttons and spouting some of the same words walking around on the street, man! -who aren't necessarily anywhere near as hardline as Amon/Noatak himself, wanting to actually destroy bending as a power.
Dunno, just a thought.


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Damaso Reyes
Speaking in Tongues is a visual and aural exploration of the spread of Pentecostal Christianity in Europe. The short film is composed of still images from Spain, England and Ukraine along with audio from services in Spain. Through the images and sound the audience is transported in to some of the world's most sacred spaces and glimpses the manifestations of faith that brings these believers together.
This work was made possible by The Knight Luce Fellowship for Reporting on Global Religion from USC Annenberg.


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BHP, Rio Diamonds: A Match Made in Heaven?
BHP Billiton and Rio Tinto may have fallen out of love with diamonds, but broker Nomura still thinks a marriage should be arranged.
Nomura says BHP and Rio should consider merging the two diamond businesses into a new company and floating it on the stock exchange, rather than seeking to sell them separately to a competitor.
Neither company has come close to suggesting it's entertaining such an idea as part of strategic reviews of their diamond units, but they might want to mull it over. Nomura's logic is compelling.


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The AM3525B1249 from Anatech Electronics is a Band Pass Filter with Frequency 3.35 to 3.7 GHz, Bandwidth 350 MHz, Center Frequency 3525 MHz, Insertion Loss 3 dB, Upper Rejection 40 dB 5225 MHz. Tags: Ceramic Filter. More details for AM3525B1249 can be seen below.
You can now find similar products from multiple companies on everything RF.


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In Harry Potter and the Chamber of Secrets™, cars fly, trees fight back and a mysterious house-elf comes to warn Harry Potter at the start of the second year of his amazing journey into the world of wizardry. This year at Hogwarts, spiders talk, letters scold and Harry's own unsettling ability to speak to snakes turns his friends against him. From Dueling Clubs to rogue Bludgers, it's a year of adventure and danger when bloody writing on a wall announces: "The Chamber of Secrets has been opened." Saving Hogwarts will require all of Harry's, Ron's and Hermione's magical abilities and courage.
This concert features the film Harry Potter and the Chamber of Secrets™ in high-definition, on a giant screen, while a live orchestra performs John Williams' unforgettable score. Relive every magical moment as the music brings life to a story that has bewitched the world.
Don't miss the once-in-a-lifetime event, flying to Sportpaleis Antwerp.
29 December 2017, Sportpaleis Antwerp
About the film
Earning a Grammy nomination for the score, the bewitching and incredible music composed by John Williams became an instant classic, conjuring beautiful and soaring motifs continuing the adventures of Harry Potter on his magical adventures.
This film concert series has been created by CineConcerts, in partnership with Warner Bros. Consumer Products, and will be conducted by its creator and Producer, Justin Freer. He explains, "The Harry Potter film series is a once-in-a-lifetime cultural phenomenon that continues to delight millions of fans around the world. It is with great pleasure that we introduced for the first time ever an opportunity to experience the award-winning music scores played live by a symphony orchestra, all while the beloved film is simultaneously projected onto the big screen. It is an unforgettable event."
Brady Beaubien of CineConcerts and Concert Producer for the Harry Potter Film Concert Series added, "Harry Potter is synonymous with excitement around the world and we hope that by performing this incredible music with the full movie, audiences will enjoy returning to this world, and to the many wonderful characters and adventures that inhabit it."
HARRY POTTER characters, names and related indicia are © & ™ Warner Bros. Entertainment Inc. J.K. ROWLING`S WIZARDING WORLD™ J.K. Rowling and Warner Bros. Entertainment Inc. Publishing Rights © JKR. (s17)


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Pete Candeland has created an inspirational cinematic outro for the long awaited The Beatles: Rockband video game.
I was part of the compositor's team.
I was responsible for the shots with George Harrison, Ringo's foot tapping the big Drum while the flowers start growing and the large shot with The Battersea power plant and the tower bridge, I helped on other shots and did all the pollens particles.
Client: Harmonix/MTV and Apple Corps
Harmonix Music:
Art Director - Ryan Lesser Project Lead – Josh RandallProducer – Pete Maguire
Apple Corps:Music Producer- Giles Martin
Production Co: Passion Pictures
Writer/Director: Pete Candeland
Producer: Debbie Crosscup
Co-Development Producer: Anna Lord
Executive Producer: Hugo Sands
2D Character Design/Development: Rob Valley
CG Character Design/Development: Ree Treweek [of Shy the Sun]
2D Animation Director / Layout: Rob Valley
CG Animation Supervisor: Wes Coman
Head of CG: Jason Nicolas
VFX Supervisor: Neil Riley
Technical Direcor: Julian Hodgson
Editor: Dan Greenway, Jamie Foord, Lee Gingold
Storyboarding: Brendan Houghton, Rob Valley
Matte Painting / Backgrounds: Alberto Mielgo, Daniel Cacouault, Lukasz Pazera, Jim Bowers, Alan Aldridge
Key Animators: Rob Valley, Jerry Forder, Pete Dodd, Daryl Graham
Assistant Supervisor: Dave Burns
Character Assistants: Alan Henry, Brent Odell, Jay Wren, Mitch Wilmot, Constantinos Demosthenous
FX Animation: Simon Swales, Jane Wright, Chris Knott
Toonz: Tim King, Megs Dore
2D Coordinator: Crystal Crompton
Anmation test check: Tony Clarke
CG Modelling: Ian Brown, Adam Dewhirst, Cesar Nunes, Mario Ucci
Rigging: Chris Dawson, Francois Pons, Julian Hodgson
Animation CG: Chris Welsby, Vincent Aupetit, Dony Mahmood
Animation FX: Jamie Franks
Texture \Lighting\ Rendering: Tommy Andersson, Quentin Vien, Guillaume Cassuto, Claire Michaud, Antoine Moulineau
Lead Compositing: Johnny Still, Niamh Lines
Compositing: Stephane Coedel, Ed Salkeld, Lee Gingold, Luke Carpenter
Dailies Editor: Daniel Florencio
Directors Assistant: Giles Dill
Technique and Software: Traditional 2D for the Beatles/Crowd; XSI for CG, AFX/Nuke for Comp
Telecine: Rushes
BEST ADVERTISING OR PROMOTIONAL FILM, Annecy Festival 2010!!!
Pete Candeland has created an inspirational cinematic intro for the long awaited The Beatles: Rockband video game.
I was part of the compositor's team. I was responsible for the shot where the Beatles clothes, on the escalator are transforming and the folowing one with the crazy sun and planets fun fair.
Written and Directed by Lee Gingold.
Dream Sequence Credits:
Dream Sequence character design - Darren Turner
Dream Sequence character animation - Darren Turner and Giles Dill
Dream Sequence backgrounds - Rick Mereki and Ross Paxman
Dream Sequence typography - Jason Mildren
Dream Sequence assistant - Hana Davies
Behind the Animation, Music Matters -
the idea came to me two days before creating this.
Directed by Pete Candeland
check more work at : http://www.guillaumecassuto.com
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Road Safety Day
On Monday 27th February year 5 participated in a road safety day. The children were given the task of producing a play in a day, which was all about being safe near the roads and also helping the environment in terms of pollution. The children had a fantastic day and produced an excellent play, which the rest of the school came and watched. Below are some pictures and a video of part of their performance.
Road Safety with GIST
On Tuesday 13th June, the children spent the afternoon working with the company GIST. They spent part of the afternoon in the classroom learning about the Green Cross Code and also facts about lorries-
Did you know that if a lorry has to make an emergency stop it will take a lorry, travelling at 30mph, 25 metres to reach a complete stop (the length of 6 cars)?
1 lorry weighs 44 tones which is the same as 76 cows.
Did you know you can fit 22,000 sandwiches in a lorry?
The children then moved into the car park where there was a lorry parked, where they used a rope to see the distance the lorry would need to stop. Year 5 also learnt how to cross the road when there is a lorry- this included waving at the lorry driver and knowing that if the lorry driver waved back it meant that they had seen them. The best part for the children was probably being able to climb into the cab of the lorry- everyone found the bouncy chair and the bed in the back fun and interesting- Mrs Harvey and I were even allowed to get in! In the cab of the lorry the children were able to see what a lorry driver could see, although some of our year 5s struggled to see over the steering wheel and dashboard!


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Look into Your Future
Students take a examine Community Helpers and the jobs they perform in order to help students explain the responsibilities the job entails. They recognize the community helpers, describe the jobs each performs and how technology is used.
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Resource Details
Specific Skill: I Can Listen Attentively
Practice makes proficient. Scholars practice how to be attentive listeners, a skill that is imperative in and outside the classroom. The listening skills lesson is divided into sections: Tell, Show, Practice, Feedback, and Re-teach.
K - 5th English Language Arts CCSS: Adaptable
Dilworth Elementary Character Education Respect (September)
R-e-s-p-e-c-t, find out what it means to your class! After a grand conversation about what is, and how one can show respect, scholars take part in a plethora of activity choices such as role playing, a game of Simon Says, wood working,...
K - 5th English Language Arts CCSS: Adaptable
Don't Laugh at Me
You can prevent bullying in your classroom by addressing kindness, empathy, and acceptance with your littlest learners early on. After reading Don't Laugh at Me by Steve Seskin and Allen Shamblin, kids discuss the ways that words can...
Pre-K - 3rd English Language Arts CCSS: Adaptable
Taking Visual Impairment to School
What is the world like when you can't see, or when your vision is impaired? Learn about how Lisa communicates with the world around her with Taking Visual Impairment to School by Rita Whitman Steingold. Learners answer discussion...
Pre-K - 3rd English Language Arts CCSS: Adaptable
Youth Emergency Preparedness
In case of an emergency, try out this short unit! Prepare your youngsters for disasters with a set of activities that will teach them what emergencies are, how to prepare for them, and what to do when they experience them. This intricate...
K - 2nd Science CCSS: Designed
Disability Awareness Activity Packet
Bring awareness to disabilities with a packet consisting of a variety of activities designed to inform scholars about disabilities—autism, hearing impairments, physical disabilities, and more! Learners test their communication skills,...
Pre-K - 5th Health CCSS: Adaptable
A Teacher's Guide to The Polar Express
Put on your hats and mittens, button your coat and lace your boots, its time for a trip on The Polar Express. Designed with both primary and upper-grade learners in mind, this resource provides lessons and activities that use this...
K - 5th English Language Arts CCSS: Adaptable
PSE Character Education: Respect
Every healthy classroom community is built on a foundation of respect. Through whole group discussions, shared readings, and collaborative activities this lesson teaches children how to be respectful of one another, making for a much...
K - 5th 21st Century Skills CCSS: Adaptable
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