text: Craigslist wins a temporary breakby Peter M. Zollmanin Uncategorized22 May 2009 It looks like Craigslist was smart to file its preemptive lawsuit against South Carolina Attorney General Henry McMaster, who was threatening to prosecute the company over its publication of "erotic services" ads. McMaster has agreed to a temporary order that he not take any action against Craigslist until a court rules on the merits of the case...This content is available free to Classifi Access the full article now If you are a current client please log in below. Username Password Share Clients OnlyStrategy Peter M. ZollmanPeter M. Zollman brings more than 35 years of media experience to his role as founding principal of the AIM Group / Classified Intelligence Report. He has worked with a wide range of media companies, dot-coms, technology providers and start-ups to develop and expand successful interactive-media services. He is based in Altamonte Springs, Fla., near Orlando.


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Ironically, that's exactly what happened with James Whale's second Masterpiece: Showboat. The gaudy MGM Technicolor version came out in 1951 and blocked us from seeing the Whale version with the legendary Paul Robeson for many years.
It's an excellent film - and it deserves a better reputation.
Perhaps MGM deliberately stood in its' way - in order to increase the importance of the re-make with Robert Taylor and Vivien Leigh.
The third re-make with Leslie Caron and John Kerr seems to have "evaporated".
Waterloo Bridge (1931)
Posted 02 July 2017 - 07:20 AM
- cinemaspeak59 and rayban like this
Posted 02 July 2017 - 07:03 AM
It's an excellent film - and it deserves a better reputation.
Perhaps MGM deliberately stood in its' way - in order to increase the importance of the re-make with Robert Taylor and Vivien Leigh.
The third re-make with Leslie Caron and John Kerr seems to have "evaporated".
- cinemaspeak59 likes this
"I was born the day she kissed me. I died the day she left me. I lived a few weeks while she loved me." - Humphrey Bogart in "In A Lonely Place".
Posted 28 June 2017 - 12:33 PM
This 1931 Pre-Code version is my favorite film adaptation of Waterloo Bridge. The two leads, Mae Clarke as Myra, the prostitute prowling the streets of WWI era London, and Kent Douglass as Roy, the naive soldier who falls in love with her, are excellent. Their performances are naturalistic and ring with authenticity.
It's easy to conclude Roy is too good for Myra, who is a master at passive aggressiveness, with abrupt turns from agreeable to abrasive. When Roy offers to pay Myra's rent, she angrily refuses his money, out of pride, and out of the painful association with men giving her money, which is always a transaction for sex. She can't see that Roy's gesture was an act of kindness, no strings attached. Roy's expression, when Myra throws him out of her apartment, is filled with such anger and hurt that you almost root against Myra. Her nastiness is offset by moments of tenderness, particularly the scenes of her and Roy in embrace, and the way she strokes his head portends a doomed love affair.
Doris Lloyd is also very good as Kitty, Myra's older friend and fellow streetwalker. Kitty has no delusions. For her, it's a job like any other job. She hopes to save enough money to eventually retire in relative comfort.
Waterloo Bridge steers clear of sermonizing. Clarke manages to show the thrill Myra gets from walking around London, looking for customers, of being your own boss. This is quite a statement to make about prostitution, and very much Pre-Code. The realization creeps in that Myra and Roy's relationship is a one way street. And Roy remains a bit of an enigma, including his sexuality. You're never sure what he sees in Myra. Is it an adventure from his affluent but stultifying background, like joining the Army? These questions make Waterloo Bridge all the more intriguing.
I enjoyed the introductions and commentary provided by Dave Karger and William J. Mann, in their Spotlight on Gay Hollywood. That Waterloo Bridge Director James Whale led an openly gay lifestyle in a 1930's Hollywood that was much more progressive than the rest of the country, was very good to hear. Whale imbues the production with an elegance of spirit, while still maintaining a rudimentary realism. As Mann noted, the sets, contrasting the vividness of London landmarks with Myra's drab and Spartan apartment, are major strengths.
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Price comparison for used items
*Source: Wikipedia
Roseville (formerly, Roseville Junction, Junction, and Griders) is the largest city in Placer County, California, United States, located in the metropolitan area of Sacramento. As of 2012, the population was estimated to be 126,323. Roseville's population is expected to reach 133,680 by 2015. Interstate 80 runs through Roseville and State Route 65 bisects the northern part of the city.*
You live in Roseville, California and want to conveniently buy used stuff over the internet? Our price comparison shows you how where you can get the best prices and save most! That's how buying used things online really pays off.
Take the items you want to sell and enter them into the search field in the upper part of the website. If you are interested in the sale you put the item into your selling cart.
If you want to sell several items use the bulk compare or our Barcode Scanner App.
Bonavendi determines the best vendors, paying you the highest prices for your entire selling cart.
That's how you can easily yield 100%+ over the average offers.
You are forwarded to the vendors' websites where you can actually sell your items.
The Bonavendi Sidebar shows all items to sell at the respective vendor, speeding up the sale process.
You send your items to the vendors and get your cash right away.
Some vendors even offer a pick-up service for your items.
That differs between product and product - but in most cases, you get your products for less than 50% of the regular price.
You can buy used books, buy used CDs, buy used DVDs, buy used blurays, and buy used videogames.
The vendors' prices differ massively, often by more than 100%. So it always pays off to compare the prices before buying used things online.


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Professor of Education at Victoria University, Nicola Yelland, has lived and worked in Hong Kong and Singapore, and carried out research in many schools in these locations. She sees a major disconnect between the perceived and the real educational practices there, and provides some context to back up her assertions.
(A version of this article appears in the AHISA publication, Independence, Vol. 37, No. 2, October, 2012 as "Learning from the best...at tests.")
Scooped by
Marita Thomson
onto Teacher Professional Learning


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Dos and Donts to prevent credit card fraud
With the increasing use of credit cards, the white collared criminals are on the prowl to steal by misusing the credit cards of others.
Credit card fraud occurs when details are stolen by hacking online websites or by collecting details from places where the card was used. The prospective criminals steal the credit cards data including its 16-digit number, its three- or four- digit CVV (credit verification value) and expiry date. CVV is an anti-fraud security feature to verify that the credit card is in possession of its genuine owner. The account number, CVV and expiry date are required to complete a transaction.
The data is stolen usually at petrol pumps, shopping complexes and bars and restaurants where the customers are not alert. Hackers steal the data from unsafe websites or at internet cafes
The following are a few Dos and Donts to prevent credit card fraud:
- At outlets where you use the credit card, watch as your card is swiped.
- Avoid using credit or debit cards at cyber cafes.
- Don't shop online on unprotected websites.
- Never use the card on pornography sites.
- If the bank offers SMS alerts for credit and debit card transactions, subscribe to it.
- Make sure your credit card company has your current phone number so they can call you if they see a suspicious pattern of transactions.
- Don't use a debit card over the Internet. Your credit card fraud liability is limited but debit card fraud could drain your account.
- Keep track of transactions. You should remember at least the last five transactions. Also check the monthly statements and make a random check of transactions.
- Keep receipts and check your credit card statement against them.
- Lodge a police complaint and inform the bank if you suspect fraud.


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308 St. Vincent de Paul Society
Chairperson: Keith Buky
Provides spiritual and material assistance to those in need who are parishioners or others, while striving to help them to help themselves. Assistance may take the form of intervention, advocacy, consultation or monetary aide.
Help needed:
Interviewing and assisting clients' needs on Tuesdays 11:30 p.m. -1:30 p.m. and Thursdays 6:00 p.m. - 8:00 p.m. at St. Francis Xavier (rotating schedules). Also, needed are people willing to pick up checks and make payments on rotating weekly schedules.


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- Dunster House
- Factory 1
- Caxton Road
- Elms Farm Industrial Estate
- Bedford
- Bedfordshire
- England
- Tel: 01234 272 445
- Fax: 01234 272 588
The heavy duty Thatched Hercules Single Carport is built to our exceptionally high standards, giving a secure, safe and solid structure to store your vehicle overnight. The Carport is built using thick 15mm tongue and groove shiplap cladding that enhances both the quality and appearance of the building. In keeping with the quality construction throughout the carport benefits from a 145mm x 45mm heavy duty framework that ensures it is strong and robust.
Caution: leaving this page will unreserved the delivery date. Changing the product or any details of the order will mean the delivery dates will need to be rechecked.


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Blackjack - Rules, GamesA rehearsed card counter can quintessentially reckon cards without exhibiting any outward appearance of reckoning.
Player should forget about card reckoning with 6: 5 possibilities, the house edge is overly high for advantage play with the auxiliary 1,39 % gamers miss with the short 6 - 5 pontoon remunerate.
This is a signal of a player, not a significant black jack gambler.
Thorp refined the main policy as well as comprehension of black jack as well as enhanced the first card counting systems without making use of any calculator.
No one has been responsible for introducing more men to numbering cards in pontoon than Thorp, who wrote down the curiosity book Beat The Dealerin 1962.
Blackjack is a brain game, not a game of knowledge, and one should treat it actually. The Basic Strategy of black jack is a list of the most statistically effectual removes that a player may create in any blackjack hand.
Many blackjack gamblers uproar for one deck plays because the house edge is lower. And it isn't firm to fathom why because the edge of house falls pretty a little with single deck black jack. All principles being analogous, the house edge drops coming from 0. 56 % while transmitting from standard 6 - deck tables to one - decked games.
Some well known variants include Classic Blackjack, Pontoon, Single Deck Blackjack, Double Exposure, Progressive Blackjack, Blackjack Surrender, Blackjack Switch, Caribbean 21, Face up 21, Super Fun 21 et cetera.
Classic Blackjack is habitually played with solely one single deck, even though some variations of the game might have multiple decks.
To benefit from this house edge the game gamblers must be capable to Double Down on any 9 to 11 hand as well as can Double Down after splitting a palm.
In European pontoon, the blank card isn't actually dealt till the players all play their hands.
High streak black jack is a game where players are provided peculiar pay offs for going on victory streaks.
A Perfect Pair are the above - mentioned cards, which are similar card of the similar suit like two eight of clubs.
With an ordinary notion, this side ante play is very popular amidst casino goers. In this play, the Perfect Pairs ante wins when the two cards that are dispensed in a round of Blackjack are a pair. If the hand dispensed is not a pair, after that the player misses the wager. This bet have to be established prior to the primordial arm is handled, as well as must be accompanied by a disconnect regular Blackjack wager.
Blackjack surrender is a forgiving play that any online player will come to rate.
Fact is in a play like Blackjack Surrender, there s nowise to comprehend accurately while and when not to capitulate.
Blackjack with early payout is difficult to explain without going into laboured mathematics.
Early payout Blackjack is nevertheless comparatively indeterminate to the Internet Blackjack society, even though the mentioned above who have gambled this promise that it's the simpliest gambling house play to win finance at.
Pontoon obtains a edge of house of 0.
Played with eight decks, Atlantic City Blackjack allows players to double down on their 1st 2 cards as well as crush their hands as many as three times to play a max of four arms synchronously. 36 % when eight decks of cards are in play and the Merchant stands on a soft 17.
The rest of the game games like traditional blackjack, thus the present attract of the progressive version (and only reason to play this rather than the traditional game) is the side gambling wager.
Doubling benefit splitting is permitted, nevertheless no re - splitting of cards is permitted in progressive blackjack.
In onward blackjack, number cards are worthy their asserted value as well as their suits are of no gravity to the game. In onward blackjack, the dealer exploits eight decks of 52 cards each. These decks are rearranged benefit each hand is dealt. There are inflexible regulations referring to onward blackjack, such as the fact that the merchantman has to stand on all 17s.
Blackjack Switch playing kind possesses also interfused one optional side bet, which is called Super Match. This is one of the repaired plays of probabilities, thematic on blackjack. The primary objective of this kind of pontoon is to foretell the ultimate hand worth of distributor.
Side gambling bets do not commonly keep significant amounts of money and they suggest a fair feasibility to make several extra cash in a play of blackjack switch.
Called Spanish 21, or Spanish Blackjack, is a play that proposes better pleasant and capturing options for the gamers than does old school black jack.
In this version of Blackjack play, gamblers are allowed to triplicate their initial quantity of stake in stages.
Super Fun 21 is a modify of black jack gamed in real as well as on - line gambling - houses all over the world.
Super Fun 21 was made in 1999 by Las Vegas gaming adviser Howard F.
Vegas Strip black jack applys four decks and iterant reshuffles.
Single deck games of blackjack consistently pose the best chances in the players ' boon.
Single deck plays offer a bigger percentage of tens and aces in the deck, creating the opportunities profitable to the player, notably when enlarging as well as spalling.
Many gamblers prefer to begin with a play that creates use of a sole deck as the probabilities are more in favour of theirs, advanced because of multi - deck games like they become more experienced.
Multi - hand blackjack is for the gamers who covet a game more like what they have grown used to playing in the live gambling houses.
Multi - hand Blackjack lets up to 5 arms to be gambled through. The game is played with 2 decks of 52 cards, which denotes there're 2 of each card achievable.
Multi Hand Blackjack allows players to play multi arms synchronously, offering gamers a larger facility to win in one round.
Playing five hands synchronously denotes more possibilities of grounding a hand of winning.
Blackjack multi - hand is a extremely popular blackjack kind midst on - line gambling house gamblers. Blackjack multi - hand engages the same rules like the traditional blackjack even though with several twirls as well as versions that invent the game very specific. The wager is speculator contrary the gamer - whoever possesses a value of hand more large than the other and is less or coequal to 21, gains the game. Similar to the old school blackjack, both tradesman and gamers are given 2 cards originally as well as decide on which selections to take, which comprise stand, strike, duplicate, crush as well as accept assurance.
Before essaying a variation, game the usual black jack that's offered almost in every single single offline as well as casino online.
Online gambling - houses have spread the exaltation and excites of blackjack to the masses.
Internet Blackjack is one of the easiest Internet casino games to understand, doing this liable to play confidently as well as enjoy the game immediately.
The plain sum of alternative when it comes to network pontoon signifies there is a version of the game to satisfies anyone 's requires.
A summary description contacts on the special attributes of every single play, nevertheless there may not be hall to dedicate to every delicate shade. It should be noted that some blackjack versions are exceptional to definite playing programme purveyors.
Blackjack is by far one of the most known plays in the web - based gambling house planet, as well as years of advance made its virtual kind like exciting and amiable like the one millions of players play every single day in conventional casino chambers.
A black jack casino online will gap the player (or few players) contrary the dealer, just like in real - life brick and mortar casinos.
Blackjack is one of the most known gambling house games of experience at both land - based as well as Internet gambling - houses. In the previous it was the game of the upper class class as well as just the wealthy could bestow gambling this. Nowadays it is disposable to blackjack fans from all over the globe. Not simply it can be played at land - based gambling - houses, however the game is also attainable on the Internet, at live gambling - houses as well as at phone casinos.
Although Blackjack is yet a practically American pastime, it has acquired popularity overseas long time ago decades cause of the rise of online playing. The principles stay the same in the past century nonetheless so many new variations of the game have built an emergence as Mobile BlackJack and Online Blackjack as well as for the Internet gamblers, there is Online Blackjack overly.
Online pontoon at web - based gambling houses is a lot the same as gaming internal casino games, the distinction being that the player selects a wager amount by clicking on a numbered fraction.


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You may have heard it said before. "If you believe it, you can achieve it." Do you realize that the seed inside of every achievement is a thought? It is an idea. So how do you go from having a thought and idea, turn into a big dream? And how do you believe enough in yourself to make your dream a reality? Ask me and my Special Guest Ruth Barrett. She always envisioned owning her own business. But did she ever dream that she would one day own her own diamond importing company? Join us on Sunday August 28, 2011 at 9pm as we explore the process of Getting Unstuck! We will be talking about what it takes to reignite passion. Dream Big! Because With God All Things are Possible!
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"In contrast to the hormonal activation of adenylate cyclase and (subsequently) hormone-sensitive lipase in adipocytes, the mobilization of fat from adipose tissue is inhibited by numerous stimuli. The most significant inhibition is that exerted upon adenylate cyclase by insulin. When an individual is well fed state, insulin released from the pancreas prevents the inappropriate mobilization of stored fat. Instead, any excess fat and carbohydrate are incorporated into the triacylglycerol pool within adipose tissue."
I was out riding my bicycle after being religiously carb free for ten days and was curious about muscle efficiency while burning fat and ketones. I stumbled upon this article and it proved an interesting point.
Typically, I make Saturdays my eat whatever I want day but I decided to skip it this week. Mostly because I destroyed myself diet-wise on May 1st when Taylor and I went on the Swinging Bridges motorcycle ride. I woke up kind of late, it was cold and we met a group at McDonald's 75 miles from home at 8:00 am. It was Saturday so I got a sausage, egg & cheese biscuit, hash browns and another sausage biscuit…oh so good. The day progressed and I became much more liberal in my snacking and eating. We finally pulled into the Elbow Inn at 6:30pm and I started kicking back Budweisers. Sunday was more of the same followed by the family dinner at Pueblo Solis for Mexican food. I'm pretty sure I personally had an entire plate of tortilla chips and I scarfed down my burrito still wrapped in a flour tortilla. Delicious.
Monday morning I weighed 229 and my blood pressure was 155/105. I'm not sure what my BP was on Friday but I only weighed 217 pounds. Currently I'm 214 and my BP is 129/87. Anyway, back on topic. So I've been eating less than 20g of carbs for the last ten days and I've peddled the bikes for around 120 miles. I went and rode with someone pretty fast and my legs were hurting pretty bad so I started researching. FYI, your muscles work just fine on pure fat. However, it was the above quote that caught my attention.
In a nutshell, when you have insulin circulating in your system your fat cells (adipocytes) don't release fat to be metabolized. In fact high levels of insulin cause your fat cells to store energy as triglycerides. Eating anything with carbohydrates in it raises your insulin levels, blocks the burning of fat and turns on the storage receptors.


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Weissbier aka "The Fritz"
This beer started a while back when I had some of Urban Chestnut's Schnickelfritz, which is a tasty example of a Bavarian Weissbier. I liked it so much I cultured the yeast from it and set about to make my own. Weissbier is a refreshing, pale, concoction consisting of mainly barley and wheat malt. It's more »


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Voluntary administration: a guide for creditors and debtors
If a company is in financial difficulty, it can be put into voluntary administration.
This information sheet provides general information for unsecured creditors of companies in voluntary administration.
Who is a creditor?
You are a creditor of a company if the company owes you money. Usually, a creditor is owed money because they have provided goods or services, or made loans to the company.
An employee owed money for unpaid wages and other entitlements is a creditor.
A person who may be owed money by the company if a certain event occurs (e.g. if they succeed in a legal claim against the company) is also a creditor, and is sometimes referred to as a 'contingent' creditor. There are generally two categories of creditor: secured and unsecured:
• A secured creditor is someone who has a 'charge', such as a mortgage, over some or all of the company's assets, to secure a debt owed by the company. Lenders usually require a charge over company assets when they provide a loan.
• An unsecured creditor is a creditor who does not have a charge over the company's assets.
Employees are a special class of unsecured creditors. Their outstanding entitlements are usually paid in priority to the claims of other unsecured creditors.
The purpose of voluntary administration
Voluntary administration is designed to resolve a company's future direction quickly (Figure 1 summarises the process). An independent and suitably qualified person (the voluntary administrator) takes full control of the company to try to work out a way to save either the company or its business.
If it isn't possible to save the company or its business, the aim is to administer the affairs of the company in a way that results in a better return to creditors than they would have received if the company had instead been placed straight into liquidation. A mechanism for achieving these aims is a deed of company arrangement. A voluntary administrator is usually appointed by a company's directors, after they decide that the company is insolvent or likely to become insolvent. Less commonly, a voluntary administrator may be appointed by a liquidator, provisional liquidator, or a secured creditor.
Important note: This information sheet contains a summary of basic information on the topic. It is not a substitute for legal advice. Some provisions of the law referred to may have important exceptions or qualifications. This document may not contain all of the information about the law or the exceptions .You will need a qualified professional adviser to take into account your particular circumstances and to tell you how the law applies to you.
A company in voluntary administration may also be in receivership:
The voluntary administrator's role
After taking control of the company, the voluntary administrator investigates and reports to creditors on the company's business, property, affairs and financial circumstances, and on the three options available to creditors. These are:
• end the voluntary administration and return the company to the directors' control
• approve a deed of company arrangement through which the company will pay all or part of its debts and then be free of those debts, or
• wind up the company and appoint a liquidator.
The voluntary administrator must give an opinion on each option and recommend which option is in the best interests of creditors.
In doing so, the voluntary administrator tries to work out the best solution to the company's problems, assesses any proposals put forward by others for the company's future, and compares the possible outcomes of the proposals with the likely outcome in a liquidation.
A creditors' meeting is usually held about five weeks after the company goes into voluntary administration to decide on the best option for the company's future. In complex administrations, this meeting may be held later if the court consents.
The voluntary administrator has all the powers of the company and its directors. This includes the power to sell or close down the company's business or sell individual assets in the lead up to the creditors' decision on the company's future.
Another responsibility of the voluntary administrator is to report to ASIC on possible offences by people involved with the company.
Although the voluntary administrator may be appointed by the directors, they must act fairly and impartially.
Effect of appointment
The effect of the appointment of a voluntary administrator is to provide the company with breathing space while the company's future is resolved. While the company is in voluntary administration:
• unsecured creditors can't begin, continue or enforce their claims against the company without the administrator's consent or the court's permission
• owners of property (other than perishable property) used or occupied by the company, or people who lease such property to the company, can't recover their property
• except in limited circumstances, secured creditors can't enforce their charge over company property
• a court application to put the company in liquidation can't be commenced, and
• a creditor holding a personal guarantee from the company's director or other person can't act under the personal guarantee without the court's consent.
Voluntary administrator's liability
Any debts that arise from the voluntary administrator purchasing goods or services, or hiring, leasing, using or occupying property, are paid from the available assets as costs of the voluntary using or occupying property, are paid from the available assets as costs of the voluntary administration. If there are insufficient funds available from asset realisations to pay these costs, the voluntary administrator is personally liable for the shortfall. To have the benefit of this protection, you should ensure you receive a purchase order authorised in the manner advised by the voluntary administrator.
The voluntary administrator must also decide whether to continue to use or occupy property owned by another party that is held or occupied by the company at the time of their appointment.
Within five business days after their appointment, the voluntary administrator must notify the owner of property whether they intend to continue to occupy or use the property. If the voluntary administrator decides to continue to do so, they will be personally liable for any rent or amounts payable arising after the end of the five business days.
Amounts that become due to employees after the date of the appointment of the voluntary administrator have a priority claim against the company's assets as a cost of the administration.
However, the voluntary administrator does not become personally liable for such amounts unless the voluntary administrator adopts employees' contracts of employment or enters into new employment contracts with them.
Creditors' meetings
Two meetings of creditors must be held during the voluntary administration.
First creditors' meeting
The voluntary administrator must call the first creditors' meeting within eight business days after the voluntary administration begins.
At least five business days before the meeting, the voluntary administrator must notify as many creditors as practical in writing and advertise the meeting. The advertisement must appear in a newspaper circulating in the states or territories in which the company has its registered office or carries on its business.
The voluntary administrator must send to creditors, with the notice of meeting, declarations about any relationships they may have, or indemnities they have been given, to allow creditors to consider the relationships they may have, or indemnities they have been given, to allow creditors to consider the voluntary administrator's independence and make an informed decision about whether they want to replace them with another voluntary administrator of the creditors' choice.
The purpose of the first meeting is for creditors to decide two questions:
• whether they want to form a committee of creditors, and, if so, who will be on the committee, and
• whether they want the existing voluntary administrator to be removed and replaced by a voluntary administrator of their choice.
The role of a committee of creditors is to consult with the voluntary administrator about matters relevant to the voluntary administration and receive and consider reports from the voluntary administrator. The committee can also require the voluntary administrator to report to them about the voluntary administration. It may also approve the voluntary administrator's fees.
A creditor who wishes to nominate an alternative voluntary administrator must approach a registered liquidator before the meeting and get a written consent from that person that they would be prepared to act as voluntary administrator. The proposed alternative administrator should give to the meeting declarations about any relationships they may have, or indemnities they have been given. The voluntary administrator will only be replaced if the resolution to replace them is passed by the creditors at the meeting.
To be eligible to vote at this meeting, you must lodge details of your debt or claim with the voluntary administrator (discussed further below)
This meeting can be chaired by either the voluntary administrator or one of their senior staff.
Second creditors' meeting (to decide the company's future)
After investigating the affairs of the company and forming an opinion on each of the three options available to creditors (outlined above), including an opinion as to which option is in the best interests of creditors, the administrator must call a second creditors' meeting. At this meeting, creditors are given the opportunity to decide the company's future.
This meeting is usually held about five weeks after the company goes into voluntary administration (six weeks at Christmas and Easter).
However, in complex voluntary administrations, often more time is needed for the voluntary administrator to be in a position to report to creditors. In these circumstances, the court can approve an extension of time to hold the meeting
The voluntary administrator must chair this meeting.
In preparation for the second meeting, the voluntary administrator must send creditors the following documents at least five business days before the meeting:
• a notice of meeting
• the voluntary administrator's report, and
• a statement about any proposals for a deed of company arrangement.
These will be accompanied by:
• a claim form (usually a 'proof of debt' form), and
• a proxy voting form.
The meeting must also be advertised.
Either or both the first and second creditors' meeting may be held using telephone or videoconferencing facilities.
Voluntary administrator's report
You should read the voluntary administrator's report before you attend the second meeting or decide whether you want to appoint someone else to vote on your behalf at that meeting. This report must give sufficient information to explain the company's business, property and affairs, and the reasons for the current financial situation, to enable you to make an informed decision about the company's future.
The report should also provide an analysis of any proposals for the future of the company, including the possible outcomes, as well as a comparable estimate of what would be available for creditors in a liquidation.
Finally, the report should include the voluntary administrator's opinion on each of the options available to creditors, as well as an opinion on which is in the best interests of creditors. As noted above, the options are:
• end the voluntary administration and return the company to the directors' control
• approve a deed of company arrangement (if one is proposed), or
• put the company into liquidation
Voluntary administrator's statement about deed
If there are proposals for a deed of company arrangement, the voluntary administrator must provide creditors with a statement giving enough details of each proposal to enable creditors to make an informed decision. The types of proposals allowed in a deed of company arrangement are very flexible.
Typically, a proposal will provide for the company to pay all or part of its debts, possibly over time, and then be free of those debts. It will often provide for the company to continue trading. How these things will happen varies from case to case, as the terms allowed in a deed of company arrangement are also very flexible. The contents of a deed of company arrangement are discussed below.
You should insist on being provided with as much information about the terms of the proposed deed as possible, before the creditors' meeting. The minimum contents of a deed of company arrangement, discussed below, provide a guide on the information you might request if it hasn't already been provided.
You should also contact the voluntary administrator before the meeting if you believe the report to creditors does not contain sufficient information to enable you to make a decision about the company's future.
Voting at a creditors' meeting
To vote at any creditors' meeting you must lodge details of your debt or claim with the voluntary administrator. Usually, the voluntary administrator will provide you with a form called a 'proof of debt' to be completed and returned before the meeting.
The chairperson of the meeting decides whether or not to accept the debt or claim for voting purposes.
The chairperson may decide that a creditor does not have a valid claim or the amount of the debt cannot be determined with any certainty at the date of the meeting. In this case, they may not allow the creditor to vote at all, or only to vote for a debt of $1. This decision is only for voting purposes. It is not relevant to whether a creditor will receive a dividend.
An appeal against a decision by the chairperson to accept or reject a proof of debt or claim for voting purposes may be made to the court within 14 days after the decision.
A secured creditor is entitled to vote for the full amount of their debt without having to deduct the value of their security.
Voting by proxy
You may appoint a proxy to attend and vote at a meeting on your behalf. A proxy can be any person who is at least 18 years old. Creditors who are companies will have to nominate a person as proxy so that they can participate in the meeting. This is done using a form sent out with the notice of meeting.
The completed proxy form must be provided to the voluntary administrator before the meeting. You can fax the proxy form to the voluntary administrator, but must lodge the original within 72 hours of sending the faxed copy.
An electronic form of proxy may be used if the liquidator allows electronic lodgement, provided there is a way to authenticate the appointment of the proxy (e.g. by scanning and e-mailing a signature or using a digital signature).
You can specify on the proxy form how the proxy is to vote on a particular resolution and the proxy must vote in accordance with that instruction. This is called a 'special proxy'. Alternatively, you can leave it to the proxy to decide how to vote on each of the resolutions put before the meeting. This is called a 'general proxy'
You can appoint the chairperson to represent you either through a special or general proxy. The voluntary administrator or one of their partners or employees must not use a general proxy to vote in favour of a resolution approving payment of the voluntary administrator's fees.
Manner of voting
A vote on any resolution put to a creditors' meeting may be taken by creditors stating aloud their agreement or disagreement, or by a show of hands. Sometimes a more formal voting procedure called a 'poll' is taken.
If voting is by show of hands or by verbally signalling agreement, the resolution is passed if a majority of those present indicate agreement. It is up to the chairperson to decide if this majority has been reached.
After the vote, the chairperson must tell those present whether the resolution has been passed or lost. If the chairperson is unable to determine the outcome of a resolution on a show of hands, they may decide to conduct a poll.
Alternatively, a poll can be demanded by at least two people present who are entitled to vote, or someone who holds more than 10% of the votes of those entitled to vote at the meeting. The chairperson will determine how this poll is taken.
If you intend to demand that a poll be taken, you must do so before, or as soon as, the chairperson has declared the result of a vote taken by show of hands or voices. declared the result of a vote taken by show of hands or voices.
When a poll is conducted, a resolution is passed if:
• more than half the number of creditors who are voting (in person or by proxy) vote in favour of the resolution, and
• those creditors who are owed more than half of the total debt owed to creditors at the meeting vote in favour of the resolution.
This is referred to as a 'majority in number and value'. If a majority in both number and value is not reached under a poll (often referred to as a deadlock), the chairperson has a casting vote.
Chairperson's casting vote
When a poll is taken and there is a deadlock, the chairperson may use their casting vote either in favour of or against the resolution. The chairperson may also decide not to use their casting vote.
The chairperson must inform the meeting, and include in the written minutes of meeting that are lodged with ASIC, of the reasons why they cast their vote in a particular way or why they chose not to use their casting vote.
If you are dissatisfied with how the chairperson exercised their casting vote or failed to use their casting vote, you may apply to the court for a review of the chairperson's decision. The court may vary or set aside the resolution or order that the resolution is taken to have been passed.
Votes of related creditors
If directors and shareholders, their spouses and relatives and other entities controlled by them are creditors of the company, they are entitled to attend and vote at creditors' meetings, including the meeting to decide the company's future.
If a resolution is passed, or defeated, based on the votes of these related creditors, and you are dissatisfied with the outcome, you may apply to the court for the resolution to be set aside and/or for a fresh resolution to be voted on without related creditors being entitled to vote. Certain criteria must be met before the court will make such an order (e.g. the original result of the vote being against the interests of all or a class of creditors).
Deciding how to vote at the second meeting
How you vote at the meeting on the three possible options, including any competing proposals for a deed of company arrangement, is a commercial decision based on your assessment of the company and its future prospects, and your personal circumstances. The information provided by the voluntary administrator, including opinions expressed, will assist you. However, you are not obliged to accept the administrator's recommendation.
If you do not consider that you have been given enough information to decide how to vote, and particularly whether to vote for any deed proposal, you can ask for a resolution to be put to creditors that the meeting be adjourned (up to a maximum of 45 business days in total) and for the administrator
to provide more information. You must make this request before a vote on the company's future. This resolution must be passed for the adjournment to take place.
Creditors also have the right when a deed of company arrangement is proposed and considered at the meeting to negotiate specific requirements into the terms of the deed, including, for example, how the deed administrator is to report to them on the progress of the deed.
Any request to vary the deed proposal to include such requirements should be made before the deed proposal is voted on.
Minutes of meeting
The chairperson must prepare minutes of each meeting and a record of those who were present at each meeting.
The minutes must be lodged with ASIC within 14 days of the meeting. A copy may be obtained from any ASIC Business Centre on payment of the relevant fee.
Company returned to directors
If the company is returned to the directors, they will be responsible for ensuring that the company pays its outstanding debts as they fall due. It is only in very rare circumstances that creditors will resolve to return the company to the control of its directors.
If creditors resolve that the company go into liquidation, the voluntary administrator becomes the liquidator unless creditors vote at the second meeting to appoint a different liquidator of their choice.
The liquidation proceeds as a creditors' voluntary liquidation with any payments of dividends to creditors made in the order set out in the Corporations Act 2001 (Corporations Act).
Deed of company arrangement (D.O.C.A.)
If creditors vote for a proposal that the company enter a deed of company arrangement, the company must sign the deed within 15 business days of the creditors' meeting, unless the court allows a longer time. If this doesn't happen, the company will automatically go into liquidation, with the voluntary administrator becoming the liquidator.
The deed of company arrangement binds all unsecured creditors, even if they voted against the proposal. It also binds owners of property, those who lease property to the company and secured creditors, if they voted in favour of the deed. In certain circumstances, the court can also order that these people are bound by the deed even if they didn't vote for it. The deed of company arrangement does not prevent a creditor who holds a personal guarantee from the company's director or another person taking action under the personal guarantee to be repaid their debt.
Contents of the deed
Whatever the nature of the deed of company arrangement, it must contain certain information,
• the name of the deed administrator
• the property that will be used to pay creditors
• the debts covered by the deed and the extent to which those debts are released
• the order in which the available funds will be paid to creditors (the deed of company arrangement must ensure that employees have a priority in payment of outstanding employee entitlements unless the eligible employees agree by a majority in both number and value to vary this priority)
• the nature and duration of any suspension of rights against the company
• the conditions (if any) for the deed to come into operation
• the conditions (if any) for the deed to continue in operation, and
• the circumstances in which the deed terminates.
There are also certain terms that will be automatically included in the deed, unless the deed says they will not apply. These are called the 'prescribed provisions'. They include such matters as the powers of the deed administrator, termination of the deed and the appointment of a committee of creditors (called a 'committee of inspection').
The voluntary administrator's report should tell you which prescribed provisions are proposed to be excluded or varied, and, if varied, how.
Monitoring the deed
It is the role of the deed administrator to ensure the company (or others who have made commitments under the deed) carries through these commitments. The extent of the deed administrator's ongoing role will be set out in the deed.
Creditors can also play a role in monitoring the deed. If you are concerned that the obligations of the company (or others) under the deed are not being met, you should take this up promptly with the deed administrator. Matters that may give rise for concern include deadlines for payments or other actions promised under the deed being missed.
Creditors also have the right when a deed of company arrangement is proposed and considered at the second meeting to negotiate consequences of failure to meet such deadlines into the terms of the deed.
Any request to vary the deed proposal to include such consequences should be made before the deed proposal is voted on.
The deed administrator must lodge a detailed list of receipts and payments with ASIC every six months.
Varying the deed
The deed administrator can call a creditors' meeting at any time to consider a proposed variation to the deed or a resolution to terminate the deed. The proposed resolutions must be set out in the notice of meeting sent to creditors.
Creditors owed at least 10% in value of all creditor claims can, by written request, also require the
deed administrator to call such a meeting. However, it is unusual for this to happen, as those who
make the request must pay the costs of calling and holding the meeting.
Payment of dividends under a deed
The order in which creditor claims are paid depends on the terms of the deed. Sometimes the deed proposal is for creditor claims to be paid in the same priority as in a liquidation. Other times, a different priority is proposed.
The deed must ensure employee entitlements are paid in priority to other unsecured creditors unless eligible employees have agreed to vary their priority.
Before you decide how to vote at the creditors' meeting, make sure you understand how the deed will affect the priority of payment of your debt or claim.
You may wish to seek independent legal advice if the deed proposes a different priority to that in a liquidation, or if creditors approve such a deed.
Establishing your claim under a deed
How debts or claims are dealt with under a deed of company arrangement depends on the deed's terms. Sometimes the deed incorporates the Corporations Act provisions for dealing with debts or claims in a liquidation.
Before any dividend is paid to you for your debt or claim, you will need to give the deed administrator sufficient information to prove your debt. You may be required to complete a claim form (this is called a 'proof of debt' in a liquidation). You should attach copies of any relevant invoices or other supporting documents to the claim form, as your debt or claim may be rejected if there is insufficient evidence to support it.
If a creditor is a company, the claim form should be signed by a person authorised by the company to do so.
When submitting a claim, you may ask the deed administrator to acknowledge receipt of your claim and advise if any further information is needed.
If the deed administrator rejects your claim after you have taken the above steps, first contact the deed administrator. You may also wish to seek your own legal advice. This should be done promptly.
Depending on the terms of the deed, you may have a limited time in which to take legal action to challenge the decision.
If you have a query about the timing of the payment, discuss this with the deed administrator.
How a deed comes to an end
A deed may come to an end because the obligations under the deed have all been fulfilled and the creditors have been paid. Alternatively, the deed may set out certain conditions where the deed will
The deed may also provide that the company will go into liquidation if the deed terminates due to these conditions being met.
Another way for the deed to end is if the deed administrator calls a meeting of creditors, and creditors vote to end the deed. This may occur because it appears unlikely that the terms of the deed can be vote to end the deed. This may occur because it appears unlikely that the terms of the deed can be automatically terminate.
At the same time, creditors may be asked to vote to put the company into liquidation.
The deed may also be terminated if a creditor, the company, ASIC or any other interested person applies to the court and the court is satisfied that:
• creditors were provided false and misleading information on which the decision to accept the deed proposal was made
• the voluntary administrator's report left out information that was material to the decision to accept the deed proposal
• the deed cannot proceed without undue delay or injustice, or
• the deed is unfair or discriminatory to the interests of one or more creditors or against the interests of creditors as a whole.
If the court terminates the deed as a result of such an application, the company automatically goes into liquidation.
Approval of administrator's fees
Both a voluntary administrator and deed administrator are entitled to be paid for the work they perform. Generally, their fees will be paid from available assets, before any payments are made to creditors. They may have also arranged for a third party to pay any shortfall in their fees if there aren't enough assets.
The fees cannot be paid until the amount has been approved by a creditors' committee, creditors or the court. Creditors, the voluntary administrator/deed administrator or ASIC can ask the court to review the amount of fees approved.
If you are asked to approve fees, either at a meeting of a creditors' committee or in a general meeting of creditors, the voluntary administrator or deed administrator must give you, at the same time as the notice of the meeting, a report that contains sufficient information for you to assess whether the fees claimed are reasonable. This report should be in simple language and set out:
• a description of the major tasks performed
• the costs of completing these tasks, and
• such other information that will assist in assessing the reasonableness of the fees claimed.
If you are in any doubt about how the fees were calculated, ask for more information.
Apart from fees, the voluntary administrator and deed administrator are entitled to reimbursement for out-of-pocket expenses that have arisen in carrying out their administration. This reimbursement does not usually require approval.
Creditors' committee
A creditor's committee may be formed, following a vote of creditors, to consult with the voluntary administrator or deed administrator and receive reports on the conduct of their administration. A creditors' committee can also approve the administrator's fees.
In a voluntary administration, this committee is called a 'committee of creditors' and may be formed at the first creditors' meeting. While the company is under a deed of company arrangement, it is called a 'committee of inspection'.
All creditors, including a representative of the company's employees, are entitled to stand for committee membership to represent the interests of all creditors. However, to operate efficiently, the committee should not be too large.
If a creditor is a company, the creditor can nominate a director or employee to represent it on the committee.
Directors and voluntary administration
Directors cannot use their powers while the company is in voluntary administration. They must help the voluntary administrator, including providing the company's books and records, and a report about the company's business, property, affairs and financial circumstances, as well as any further information about these that the voluntary administrator reasonably requires.
If the company goes from voluntary administration into a deed of company arrangement, the directors' powers depend on the deed's terms. When the deed is completed, the directors regain full control, unless the deed provides for the company to go into liquidation on completion.
If the company goes from voluntary administration or a deed of company arrangement into liquidation, the directors cannot use their powers. If creditors resolve that the voluntary administration should end, control of the company goes back to the directors.
Queries and complaints
You should first raise any queries or complaints with the voluntary administrator or deed administrator. If this fails to resolve your concerns, including any concerns about their conduct, you can lodge a complaint with ASIC at www.asic.gov.au/complain, or write to:
ASIC Complaints
PO Box 9149
Receivership: a guide for creditors & debtors
If a company is in financial difficulty, a secured creditor or the court may put the company into receivership.
This information sheet provides general information for unsecured creditors of companies in receivership.
Who is a creditor?
You are a creditor of a company if the company owes you money. Usually, a creditor is owed money because they have provided goods or services, or made loans to the company.
An employee owed money for unpaid wages and other entitlements is a creditor.
A person who may be owed money by the company if a certain event occurs (e.g. if they succeed in a legal claim against the company) is also a creditor, and is sometimes referred to as a 'contingent' creditor.
There are generally two categories of creditor: secured and unsecured.
• A secured creditor is someone who has a 'charge', such as a mortgage, over some or all of the company's assets, to secure a debt owed by the company. Lenders usually require a charge over company assets when they provide a loan. Charges over many types of assets are required to be registered with ASIC. You can find out if a company has a registered charge from ASIC's Companies Register and obtain a copy of the registered charge, on payment of the relevant fee.
• An unsecured creditor is a creditor who does not have a charge over the company's assets.
Employees are a special class of unsecured creditors. In a receivership, in certain circumstances, some of their outstanding entitlements are paid in priority to the debt of the secured creditor. If you are an employee.
The purpose of receivership
A company goes into receivership when an independent and suitably qualified person (the receiver) is appointed by a secured creditor, or in special circumstances by the court, to take control of some or all of the company's assets. (Court receiverships are not covered in this information sheet.)
The charge, or security, held by the secured creditor under which the appointment of a receiver is made may comprise:
• a fixed charge over particular assets of the company (e.g. land, plant and equipment), and/or Important note: This information sheet contains a summary of basic information on the topic. It is not a substitute for legal advice. Some provisions of the law referred to may have important exceptions or qualifications. This document may not contain all of the information about the law or the exceptions and qualifications that are relevant to your circumstances.
You will need a qualified professional adviser to take into account your particular circumstances and to tell you how the law applies to you.
• a floating charge over assets that are used and disposed of in the course of normal trading operations (e.g. debtors, cash and stock).
The powers of the receiver are set out in the charge document and the Corporations Act 2001 (Corporations Act).
If a receiver has, under the terms of their appointment, the power to manage the company's affairs, they are known as a receiver and manager.
It is possible for a company in receivership to also be in provisional liquidation, liquidation, voluntary administration or subject to a deed of company arrangement.
The receiver's role
The receiver's role is to:
• collect and sell enough of the charged assets to repay the debt owed to the secured creditor (this may include selling assets or the company's business)
• pay out the money collected in the order required by law, and
• report to ASIC any possible offences or other irregular matters they come across.
The receiver's primary duty is to the company's secured creditor. The main duty owed to unsecured creditors is an obligation to take reasonable care to sell charged property for not less than its market value or, if there is no market value, the best price reasonably obtainable. A receiver also has the same general duties as a company director.
The receiver has no obligation to report to unsecured creditors about the receivership, either by calling a meeting or in writing. However, the receiver will usually write to all of the company's suppliers to inform them of their appointment. Unsecured creditors are not entitled to see the receiver's reports to the secured creditor.
A detailed list of the receiver's receipts and payments for the receivership must be lodged with ASIC every six months. Copies of these detailed lists of receipts and payments may be obtained from any ASIC Business Centre, on payment of the relevant fee.
Distribution of money
The most common way a receiver will obtain money from the assets they are appointed over is to sell them. In the case of a company's business, the receiver may continue to trade the business until they sell it as a going concern.
The money from the realisation of assets must be distributed as follows:
• money from the sale of fixed charge assets is paid to the secured creditor after the costs and fees of the receiver in collecting this money have been paid, and
• money from the sale of floating charge assets is paid out as follows: first, the receiver's costs and fees in collecting this money; second, certain priority claims, including employee entitlements (if the liability for these hasn't been transferred to a new owner); and, third, repayment of the secured creditor's debt.
In both cases, any funds left over are paid to the company or its other external administrator, if one has been appointed.
If the receiver is appointed under a security comprising both fixed and floating charges, which is common, there will be costs and fees of the receivership that cannot be directly allocated to realising the fixed or floating charge assets. These costs are allocated in proportion to the fixed and floating realisation amounts.
If employee entitlements are to be paid by the receiver under a floating charge, the payments must be made in the following order:
1. outstanding wages and superannuation
2. outstanding leave of absence (including annual leave, sick leave—where applicable—and long service leave), and
3. retrenchment pay.
Each class of entitlement is paid in full before the next class is paid. If there are insufficient funds to pay a class in full, the available funds are paid on a pro rata basis (and the next class or classes will be paid nothing).
The receiver has no obligation to pay any other unsecured creditors for outstanding pre-appointment debts.
Purchases of goods and services by receiver
Any debts that arise from the receiver authorising the purchase of goods or services during the receivership are paid from asset realisations as costs of the receivership. If there are insufficient funds available from asset realisations to pay these costs, the receiver is personally liable.
To have the benefit of this protection, you should ensure you receive a purchase order authorised in the manner advised by the receiver.
If the receiver continues to use, occupy or hold property owned by another party that is in the company's possession or occupied by the company, they are personally liable for any rent or amounts payable arising after seven days from the beginning of the receivership. The receiver can avoid this liability by informing the other party within seven days from their appointment that they don't intend to use the property.
Pre-existing contracts
The appointment of a receiver does not automatically terminate pre-receivership contracts with the company. If you have such a contract, you may wish to seek legal advice, as the law in this area is complex. It is possible for the contract to remain current without the receiver having personal liability for the company's obligations under the contract.
Receiver's fees
The receiver is generally entitled to be paid their fees from the money realised from the charged assets.
How the fees are calculated is usually set out in the charge document and appointment document.
Unsecured creditors have no role in setting or approving the receiver's fees.
ASIC, a liquidator, voluntary administrator or deed administrator of the company may apply to the court for the receiver's remuneration to be reviewed.
Other implications for unsecured creditors
Legal action may be commenced or continued against the company despite the appointment of a receiver. This means that an unsecured creditor can apply to the court to have the company put into liquidation on the basis of an unpaid debt. Reasons you might wish to do this, particularly if the company owes you a large amount, include:
• an expectation that there will be money or property left over after realisation of the charged assets and payments by the receiver
• possible recoveries that may be available to a liquidator for the benefit of unsecured creditors,
which are not available to a receiver
• a desire for a liquidator to investigate potential offences by those associated with the company, or
• the ability of the liquidator to review the validity of the appointment of the receiver and of the charge, and to monitor the progress of the receivership.
Surplus property
If there are any assets or money left over when the receivership is complete, they will be returned to the company (and therefore the control of the company's directors) unless a liquidator or another external administrator is appointed
If a liquidator is appointed, they must carry out the liquidation for the benefit of all unsecured creditors.
Recoveries available to a liquidator
Recoveries that may be available to a liquidator for the benefit of unsecured creditors, and which are not available to a receiver, include:
• recovery of payments (unfair preferences) made by the company to individual creditors in the six months prior to liquidation that put those creditors in a more favourable position than other unsecured creditors
• recoveries from setting aside uncommercial transactions entered into by the company, and
• compensation from directors for amounts lost by creditors as a result of the company trading while insolvent.
Investigation by liquidator
Although a receiver must report to ASIC on any possible offences or irregularities they come across, they don't have a specific duty to investigate and report on the affairs of the company generally.
A liquidator will usually carry out a more detailed investigation on behalf of all unsecured creditors
This investigation into the company's affairs looks into reasons for the failure of the company, what assets may be recoverable for the benefit of unsecured creditors, as well as possible offences.
The liquidator must lodge a report with ASIC if they believe that offences may have been committed or that the company may be unable to pay ordinary unsecured creditors a dividend of more than 50 cents in the dollar. ASIC may take action based on these reports. This includes, in certain circumstances, action to ban a person as a director if that person has been a director of two or more companies that have gone into liquidation. Similar grounds for banning a person as a director do not apply to directors of companies that have only gone into receivership.
Review of receivership
If a liquidator is appointed over a company in receivership, they will review the validity of the charge and of the appointment of the receiver.
A liquidator is usually also better placed than individual unsecured creditors to monitor the progress of the receivership and report back to all unsecured creditors.
Directors and receivership
Receivership does not affect the legal existence of the company. The directors continue to hold office, but their powers depend on the powers of the receiver and the extent of the assets over which the receiver is appointed.
Control of the charged property, which often includes the company's business, is taken away from the directors.
Directors must provide the receiver with a report about the company's affairs and must allow the receiver access to books and records relating to the charged property.
Conclusion of receivership
A receivership usually ends when the receiver has collected and sold all of the assets or enough assets to repay the secured creditor, completed all their receivership duties and paid their receivership liabilities. Generally, the receiver resigns or is discharged by the secured creditor. Unless another external administrator has been appointed, full control of the company and any remaining assets goes back to the directors.
* Unless the court allows an extension of time


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| Clip Of Race in America This clip, title, and description were not created by C-SPAN.
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Challenges and opportunities in Cambodia
Australia's relationship with Cambodia is again in the news with the Federal Government close to signing a deal to send unwanted asylum seekers for resettlement in the developing nation.
But what are the specific challenges facing Cambodia and its possibilities?
- Brian Stoddart
- International higher education reform consultant, World Bank, Asian Development Bank and European Union projects
Former Vice-Chancellor and Emeritus Professor of La Trobe University
- Presenter
- Geraldine Doogue
Comments (1)
Marilyn :
24 May 2014 2:17:00pm
We do not though have the right to traffic refugees to Australia against their wills.


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I am so excited! The stuff is leaving the house! The stuff is leaving the house!
I priced things pretty darn cheap out there today. So cheap people thought there was stuff wrong with some of it. I said, "Nope, I just want it gone!".
I talked to the hubster on his lunch break and asked him, "Um, did you want to make money off this thing or just get rid of stuff?" Fortunately his answer was to just get rid of stuff. Whew! We probably should have discussed pricing strategy before the sale. But, oh well! We were both on the same page anyway!
Tonight I am thankful that stuff is leaving! At least 3 different people had to go get a truck to come back and pick up the things that they bought! I love it!


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15th Regiment, Mississippi Infantry
United States U.S. Military Mississippi Mississippi Military Mississippi in the Civil War 15th Regiment, Mississippi Infantry
Brief History
15th Infantry Regiment, organized at Choctaw, Mississippi, in May, 1861, contained men from Holmes, Choctaw, Quitman, Montgomery, Yalobusha, and Grenada counties. The regiment was active at Fishing Creek, Shiloh, Baton Rouge, and Corinth, then was placed in Rust's, Tilghman's, and J.Adams' Brigade. After serving in the Vicksburg area, it joined the Army of Tennessee and participated in the Atlanta Campaign, Hood's winter operations, and the Battle of Bentonville. This unit had 34 officers and 820 men on January 7, 1862, and lost 44 killed, 153 wounded, and 29 missing at Fishing Creek. Many were disabled at Peach Tree Creek and Franklin, and only a remnant surrendered in April 1865. The field officers were Colonels Michael Farrell and Winfield S. Statham; Lieutenant Colonels James R. Binford, J.W. Hemphill, and Edward C. Walthall; and Majors William F. Brantly, James B. Dennis, Russell G. Prewitt, and Lamkin S. Terry. [1]
- The 15th Regiment, Mississippi Infantry Volunteers Internet site has a longer history taken from Dunbar Rowland's Military History of Mississippi, 1803-1898.
Regiment Companies with the County of Origin
Men often enlisted in a company recruited in the counties where they lived though not always. After many battles, companies might be combined because so many men were killed or wounded. However if you are unsure which company your ancestor was in, try the company recruited in his county first.
A list of companies was not available.
Other Sources
- Beginning United States Civil War Research gives steps for finding information about a Civil War soldier. It covers the major records that should be used. Additional records are described in 'Mississippi in the Civil War' and 'United States Civil War, 1861 to 1865' (see below).
- National Park Service, The Civil War Soldiers and Sailors System, is searchable by soldier's name and state. It contains basic facts about soldiers on both sides of the Civil War, a list of regiments, descriptions of significant battles, sources of the information, and suggestions for where to find additional information.
- Mississippi in the Civil War describes many Confederate and Union sources, specifically for Mississippi, and how to find them.. These include compiled service records, pension records, rosters, cemetery records, Internet databases, published books, etc.
- United States Civil War, 1861 to 1865 describes and explains United States and Confederate States records, rather than state records, and how to find them. These include veterans' censuses, compiled service records, pension records, rosters, cemetery records, Internet databases, published books, etc.
- Confederate States of America. Army. Mississippi Infantry, Regiment, 15th, Capt. Watson's or Company K. Military record for William Johnson, Jr., Company K, 15th Regiment, Mississippi Infantry, CSA. (Salt Lake City, Utah : Filmed by the Genealogical Society of Utah), FHL Film 1573658 Item 38
- Glass, F. M. Long Creek rifles : a brief history. (Bethesda, Maryland : University Publications of America, c1990), FHL fiche 6082502
- Howell, H. Grady. For Dixie Land, I'll Take My Stand!: A Muster Listing of All Known Mississippi Confederate Soldiers, Sailors, and Marines. (Chickasaw Bayou Press, 1998), FHL book 976.2 M2
- Rowland, Dunbar. Military History of Mississippi, 1803-1898: taken from the Official and Statistical Register of the State of Mississippi, 1908. (Spartanburg, South Carolina: Reprint Company), FHL book 976.2 H2
- Webster County History Association (Mississippi). The history of Webster County, Mississippi. (Dallas, Texas : Curtis Media, c1985-), FHL book 976.2697 H2h
- ↑ National Park Service, The Civil War Soldiers and Sailors System (accessed 11 January 2011)


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TIME TO DIP into the mailbag and anwer your questions:
To me, if you are committed to a school, there is no decision to make. That makes me believe he is very soft on that verbal to the Seminoles and that South Carolina isin the picture. I believe that defensive coordinator Jeremy Pruitt leaving Florida State for Georgia could sway the some favor toward the Gamecocks.
While we are on the topic of "flippers", recruits that flip their previous commitments, I want to mention Spring Valley linebacker Christian Miller. This four-star player is committed to Alabama. This past week, his recruiter, Chris Rumph, accepted a position on Charlie Strong's staff at Texas. Miller and Rumph had astrong relationship, one that had influence on his decision.
The question is whether Rumph will go hard after Miller to follow him to Texas. And Pruitt going to Georgia might have an impact on Miller, because he had Georgia in his top three.
Answer: We always read about guys with all the stars by their names; what about the kids who aren't ranked but are prospects?
One must determine whether the player is unknown because he's not a prospect, or is not a prospect because he is unknown (lack of exposure). Here's a few we might hear of:
I believe he could be a third-down back at the FBS level, or a back in a flexbone offense that uses the A-back types, like a Georgia Tech, Georgia Southern, or The Citadel.


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Return to the web site.
Read a sample chapter, "Dropping the Ducati."
What makes a road great? Dramatic scenery, scarce traffic and demanding curves are a start. But destinations matter, too.
The Columbia River Gorge is a spectacular motorcycle destination on its own. But when you dig into some of its oddities, you find that we road riders owe a word of thanks to an eccentric character named Sam Hill.
A unique brand of camaraderie develops when like-minded individuals take on a challenge that's mystifying to the general public, unappealing even to most fellow riders, and requires the use of motorcycles particularly ill-suited to the task.
No eight miles of pavement on this continent puts you through bigger changes than the Mount Washington Auto Road. Strange things happen on the peak.
A civilization from a thousand years ago and one eccentric man's obsession from 25 years ago bookend a journey to east-central Mexico.
If I died on that lonely, West Texas road, nobody would know that my own stubbornness and a plate of burritos were to blame.
Did you hear about the guy who dropped the only Ducati 999s Team USA Replica in the country? Crashed it on pit lane! No, really. Read this chapter.
California is the center of the motorcycle industry and culture in the United States, and the central Pacific Coast Highway is the state's most famous and stunning jewel.
What does it feel like to ride off the side of a building? The closest most of us can hope to come is experiencing Laguna Seca's signature turn, the Corkscrew.
Welcome to the unique motorcycling culture of Puerto Rico, where the motorcycle cops ride cruisers, messengers rule the urban streets and the riding's great 365 days a year (except for hurricanes).
On a Kentucky country lane, I smell scents from my childhood: hay drying in the sun, the damp fecundity of a trickling creek. Then one not from my youth. Whiskey? Out here?
The Motogiro USA vintage road rally unleashes a flotilla of 40-year-old tiddlers on New England back roads for a weekend of quirky competition.
Nobody goes to Tuxpan, which is the main reason I went there. As it turned out, that night in December, it was the best place in the world I could be.
The Wolf's Head Tour is a five-day ride around Lake Superior where you start out with a group of strangers and finish with a group of new friends.
Some of the best roads are found by accident. Or at least by detour.
You meet all kinds of people when you're on the road on your motorcycle. The kind you never meet while sitting on the sofa at home.
Riding most race tracks feels like a particularly sweet slice of the motorcycling life. Riding Losail International Circuit in Qatar feels like a sweet slice of a motorcycling dreamscape. Not quite real at all.
Yes, I'm biased, but I believe there are few better places to take a motorcycle ride than West Virginia.
You never forget your first motorcycle. Even if it was a third-hand, homely, utilitarian machine that had probably been in a flood.
Nothing focuses a young man's mind like gasoline streaming toward his crotch, just inches from hot engine parts.
It's not exactly the stuff of dreams and doesn't have enough power to get out of its own way, but it's still the most important motorcycle ever built.
How a Harley-Davidson Sportster helped me choose, win and keep a wife.
Some love it, some love to ignore it. Either way, motorcycle racing brings out passions.
Why do some rebirths succeed and others fail? Oil leaks, exploding light bulbs and broken parts on a two-day ride aboard an Indian Scout provide some clues.
Some motorcycles are passing acquaintances, scarcely remembered. Some stay with us for life, whether in our garages or in our hearts. What's the difference?
If you ever see a police mug shot of me, it will probably be because I snapped right after someone said, "Don't you know those things are dangerous?"
The future ride won't resemble the ride so far, but that doesn't mean it can't be a good one.
Note: The illustrations used in the book and on this site were created by Craig Harrison.


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Sheltering Arms Playground
Map Tip: Zoom in if facilities are not visible.
Directions to Sheltering Arms Playground
Know Before You Go
Sheltering Arms Park
NYC Parks has removed slides in this park due to a manufacturer recall. The manufacture is currently working on an improved design and redesigned slides will be installed as soon as possible.


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Events for February 28, 2017
Day Navigation
8:00 am
Downtown Coffee Club
Our monthly gathering of downtown business persons. Join us for coffee, light breakfast refreshments, and a guided discussion on issues important to us all. There will be an opportunity for attendees to share updates. We'll hear from Vinolio. What sets downtown Belfast apart from other coastal communities? Many of our businesses offer services that aren't...Find out more »
10:00 am
Relief Paintmaking
New Classes and Workshops at Waterfall Many classes and workshops are scheduled to begin during February and March at Waterfall Arts in Belfast. Some of the classes meet once a week, while others are one day intensive sessions. The instructors are local accomplished artists and experienced teachers. For adults and older teens, there's Screen Printing...Find out more »
6:30 pm
Garden Club Evening Lecture
The Belfast Garden Club Evening Lecture Series continues February 28th at 6:30 p.m. with a talk, The Revolutionary Nature of Early 18th Century English Gardens and Henry Knox's Vision for Montpelier given by Anne Perkins. The Belfast Free Library is co-sponsoring the talk which will take place in the Abbott Room of the library and...Find out more »


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Information security centric blog. Covering administrative, technical and governance security issues. Topics include compliance, microsoft windows, apple osx, solaris, unix and linux technical how-to. Discussions regarding penetration testing, security assessments, and security controls. Opinions related to PCI-DSS, NERC, FERC ISO27000 and other compliance related themes.
Tuesday, February 16
ScanSafe 56%-80% of 2009 Malware Infections Related to Adobe Acrobat
In a new report released by CISCO's ScanSafe they claim that 2009 started off with 56% of malware infections occurring by way of flaws found in Adobe Acrobat products. This seems to be very high to me, I would think that some of the drive-by browser flash infections are still a larger percentage of this total.
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Stuck in 4x4
My expedition is stuck in 4x4 High. I have tried putting it in N and putting it in 4
Low then back to 4 High. Then back to 2Wheel then put in drive and go
forward about 30 feet. I have done the same in reverse.
1 Answer
Interesting, I don't know what the problem is.. Is it possible the transfer case motor has failed in its last postion? My 2001 full time awd Eddie Bauer just did something special. It self engaged 4H during a tight slow speed turn.. Without the driver moving the selector switch. Three times the transfer case switched from 4awd to (locked)4H. This model does not have a 2wheel position on the switch. If I find something I'll let you know.
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Home Instead Inc., the franchisor of the Home Instead Senior Care network, wants to honor Utah's outstanding senior volunteer.
It is asking Utah residents to nominate senior volunteers for its Salute to Senior Service program, which it established to recognize the contributions of adults 65 and older who give at least 15 hours a month of volunteer service to their favorite causes.
Nominations will be accepted between Feb. 1 and March 31, 2013.


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Nikon Coolpix A10 16MP Digital Camera (Silver) International Model
Color:Silver The easy and intuitive operation of the Coolpix A10 makes taking great photos fun. With an easy-hold grip and simple-to-operate button layout, it's designed for simplicity. A NIKKOR 5x optical zoom lets you capture great facial expressions and always fit friends into group shots. A 6.7-cm/2.7-in LCD monitor makes framing shots effortless, and Scene auto selector selects the best scene mode for your shooting conditions. Switch to HD movies at the touch of a button, while Motion blur reduction reduces camera shake for sharp videos and images – plus it uses AA batteries found anywhere in the world. Capture memorable moments the easy way with the 16.1-megapixel Coolpix A10.
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The 2017 NFL Scouting Combine ended Monday as the defensive backs took the field at Lucas Oil Stadium.
There were plenty of storylines surrounding these skilled players, perhaps the deepest positional grouping in this year's draft. The top cornerback in the draft suffered an injury that may not be so bad, some under-the-radar players saw their stocks tick up a notch and it became even more clear that this group could yield strong returns for years to come.
With the combine over and draft season into its home stretch, this was one of the last opportunities for players to boost their stocks.
Here is what we learned from that opportunity.
Marshon Lattimore's injury may not impact his draft stock
After former Ohio State cornerback Marshon Lattimore suffered a hamstring injury, it seemed like a potential blow to a probable top-10 pick. Because Lattimore has dealt with hamstring issues in the past, another injury could have seriously harmed his stock — especially in a deep cornerback class.
However, Adam Schefter later reported that Lattimore's injury was not serious and that the cornerback would be ready for his March 23 pro day.
Marshon Lattimore's hamstring "tightened up on him, it's nothing serious," per source. But he is expected to be ready for March 23 pro day.
— Adam Schefter (@AdamSchefter) March 6, 2017
Lattimore later clarified that it was in fact a hip flexor injury, not a hamstring.
Wasn't a hamstring injury, it's my hip flexor. I'm good y'all lol
— Marshon Lattimore (@shonrp2) March 6, 2017
After a solid combine in which he ran a 4.36-second 40-yard dash, put up a 132-inch broad jump and performed well in other drills, there doesn't seem to be much that can separate Lattimore from being the top cornerback in this draft.
Obi Melifonwu could sneak into the first round
Few players did better at the combine than UConn safety Obi Melifonwu — one of the biggest winners this year. The 22-year old whose name we will all soon know how to spell ran a 4.40-second 40-yard dash and put up a 44" vertical.
Obi Melifonwu at combine:
– Taller than Larry Fitzgerald
– Quicker than Darren Sproles
– Faster than Devin Hester
– Jumps higher than OBJ pic.twitter.com/y230S04CUQ
— NFL Research (@NFLResearch) March 6, 2017
His 11′ 9" broad jump was better than all but one player since 2003.
The only player with a longer broad jump than @UConnFootball DB Obi Melifonwu at the combine since 2003? His college teammate, @Byron31Jump pic.twitter.com/sAJzxyQmuQ
— NFL Research (@NFLResearch) March 6, 2017
Melifonwu came into the combine a relatively unknown player who likely would have been drafted in the second or third round. He leaves a borderline Day One player after showing off the physical ability that defined his time at UConn.
Jabrill Peppers is going to be something
Former Michigan linebacker/safety Jabrill Peppers may be the biggest question mark of this draft. Nobody knows what to expect from him — or even what position he'll play — but after the combine, we know he'll be an asset.
Peppers' 40-time and his 128" broad jump led linebackers. His 35.5" vertical was fourth among linebackers. The craziest part about this all is that Peppers may not be a linebacker. He worked out with defensive backs as well and wasn't half-bad. To make this all even more interesting, some teams reportedly view Peppers as an offensive player.
I've talked to two NFL teams this week in Indy who view Michigan's Jabrill Peppers as a better offensive player than defensive player, FWIW.
— Dane Brugler (@dpbrugler) March 5, 2017
All of this is to say that we may have no idea what Jabrill Peppers will be, but after the combine, we can be sure that it'll be something special. We're not sure whether he's a linebacker, safety or something else entirely. What we know Jabrill Peppers is damn good at the game of football, and that counts for something.
Kevin King is a name to watch out for
Former Washington corner Kevin King was under the radar leading up to the combine. Without being a Huskies fan, most would have been hard-pressed to tell you much about him. Well, not anymore.
King's 39.5" vertical put him fourth among defensive backs, his 6.56-second 3-cone drill led corners at the time of this writing and his 4.43-second 40-yard dash wasn't half-bad either.
By the end of Monday morning's activities in Indy, more than a few draftniks were tweeting out praise of King.
Kevin King will be a pro bowl corner
— Pete Prisco (@PriscoCBS) March 6, 2017
You know I'm a BIG fan of @UWAthletics CB Kevin King…and, he's having an excellent Combine, showing full talents. Complete CB skills
— Charles Davis (@CFD22) March 6, 2017
King probably won't be a Day One player in such a cornerback-heavy draft, but he's a name to watch out for nonetheless.
This could be one of the best cornerback classes in recent memory
Here's a confession: We were originally going to do this as a winners and losers column, but there were so few losers that it was impossible.
Between players mentioned here such as Lattimore, King and others such as Washington's Sidney Jones, USC's Adoree' Jackson, Alabama's Marlon Humphrey and Florida's Teez Tabor, to name a few, it's tough to be wrong if your team is going with a cornerback this April.
That was thoroughly borne out at the combine.
Bad day for free agent cornerbacks.
— Daniel Jeremiah (@MoveTheSticks) March 6, 2017
For cornerback-needy teams such as the Green Bay Packers, Indianapolis Colts and New Orleans Saints, this draft could be a gold mine.


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Found 1 words containing caudoexte. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain caudoexte. Or use our Unscramble word solver to find your best possible play! Related: Words that start with caudoexte
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text: Denise Richards Multi-tasks With Baby Eloise July 31, 2011Celeb Scanner Mama bear Denise Richards was protecting her cubs Saturday at LAX! The third-time mom cuddled baby Eloise as she gave her a bottle and made her way through a sea of photographers and other travelers. Daughters Sam and Lola… Be Sociable, Share! Tweet Tags: Bottle, Gave, Sea, X17 Online


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+44 (0) 208 763 4198
Double Expanding HD Trailer SOLD
Return To Vehicles
Ref Number:
Full HD OB with 5.1 Digital Audio
European Built
Unit Price:
675,000 Euros SOLD March 2015
System Description:
Designed for 30 Cameras - 20 VTR / 8 x 6 Channel EVS. Sony 254 x 272 SD/HD Routing Matrix. Reidel Artist 128 Talkback System. Studer Vista 8 Digital Audio mixer with 5.1. Sony MVS-8000 80 input 4 ME and MVE-9000 4 channel DVE. HD/SD Up-down converters - Aspect Ratio Converter - HD/SD Syncronisers - Pal Coder/Encoder
Broadcast Solution / Sony S Bus Master Control setup/recall system. Supplied with Tractor unit left hand drive.
Please ask for a full equipment PDF inventory. Note Production Gallery now upgraded with
Flat screen monitors and Multiviewer as follows :3 x Evertz 7867VIPA16-DUO-HS+3RU -
1 x Evertz 7800FR-QT+78PQT -6 x NEC MultiSync X551S
4.5m expanded
Power System:
2 x 63 A or 1 x 125A 3-phase 400 V
Air Conditioning:
Split type
MVS-8000 HD Mixer - (80 inputs, 48 outputs)
4 ME, 4 CF, 4 Key/ME, each witht Chroma-Key,
Macros, snapshots, shotbox, frame/still memory. DVS-9000 4an DVE with all options. Production Gallery now upgraded with Flat screen monitors and Multiviewer
Audio System:
Stder Vista 8 - Studer Vista 8 digital Mixing system with integrated
digitale routing matrix, controlled by Sony S-Bus.
Audio follows video
104 analogue Mic/Line-inputs with 24 bit A/Dconverters
24 analogue line-Inputs
96 AES/EBU digital inputs
168 analogue line outputs
96 AES/EBU digital outputs
MADI-Interface for additional 64 in- and outputs
30 channel strips with motorised faders
Control Bay mit 10 motorised faders
Studer Vistonics
Remote/Sidecar Bay with 10 motorised faders and
Heavy Duty fiber links to stageboxes
Not included but we can arrange quotation for HDC-1500 etc
VAT Info:
Value added Tax (VAT - currently 20%) will be added for EU Sales. VAT will not be charged to EU VAT registered buyers based outside of the UK. VAT will not be added for sales outside of the EU. Proof of export documents will be required in the case of VAT not being added.
Price Details:
Price includes Tractor unit - details will be supplied
Viewing Arrangments:
Via Onvision
Terms and Conditions:
Onvision are agents for the seller of the goods. The equipment listed is used (unless otherwise mentioned) and will be sold with no warranty given by Onvision. These specifications are intended to give a general idea of the goods offered but their accuracy is not guaranteed, they do not constitute an offer or a contract for sale. We have not carried out a detailed survey nor have we tested any of the equipment or systems, all measurements given are approximate. Any intending purchaser must satisfy himself by inspection or otherwise as to the correctness of the above specifications and of the condition of the goods. The specification are believed to be correct at the time of compilation but may be subject to subsequent amendment.
© Copyright Onvision Broadcast Ltd. 2015-2017
| Company Reg. 03695980 | VAT Reg. 106 2661 41


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PowerCoat is already being used to create intelligent packaging and products throughout a variety of industries. Read some of our case studies below to see how our customers are using PowerCoat. If you want to discuss a particular application that you don't see, our team will be happy to work with you to make your idea a reality.
Case Studies
If you'd like to discuss potential applications, contact us today.
February 21, 2017
Tap into the Future with Business Cards+. MOO, the web's much-loved premium print business launches the first major upgrade to the humble Business Card, with the introduction of it's range of NFC powered cards.
February 9, 2017
Loyalty Grid
Agency Strangelove launches 'Loyalty Grid', a new unique way of activating brands and products by transforming normally passive physical products and items into smart digital carriers.


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One of the continent's most-talked about startup events, DEMO Africa 2015, recently concluded with five startups chosen to pitch in Silicon Valley.
Out of a total of 650 applications received from startups across the continent, 30 startups made it to the demo stage to pitch their businesses.
As revealed on the DEMO Africa website, below are the top chosen startups for 2015.
Nigeria's SimbaPay offers people the ability to make fast, convenient and cheap money remittance to Africa. The platform also enables the diaspora to pay merchants directly from abroad using the popular mobile money service, M-PESA — a world first.
Read more: 5 startups chosen at DEMO Africa to pitch in Silicon Valley – Ventureburn