text:
Investing Against an Interest Rate Tide
June 10th, 2015
in contributors
Written by Elliott Morss, Morss Global Finance
This is based on a shorter article that appeared at Morss Global Finance.
Back in 2013, I explored what would happen when the Fed ended quantitative easing and allowed interest rates to rise. It is now two years later, and they have not risen yet. And further, the IMF is urging the US to hold off increasing rates until 2016.
Follow up:
All that said, it is nevertheless true that the disappointingly slow but steady US recovery suggests the Fed will start increasing rates in the next 12 months. Below, I review and update what I said back in 2013 and offer my latest thoughts on the investment implications of higher rates.
An important question I have: will just stopping the Fed's purchases of Treasuries be enough to cause interest rates to rise? Quite amazingly, with average Treasury rates still around 2%, there is a healthy demand for them. And it is not as if the Treasury has reduced its offerings of Treasuries on the open market. According to the Fed's flow of funds data, the Treasuries "supply" has increased from $5 trillion in 2007 to $13 trillion today. Admittedly, the Fed bought $2 trillion of them as part of its "quantitative easing" program. But that still means there was a global market for an additional $6 trillion of them at 2% rates. Will the Fed have to sell at least part of its store of Treasuries to get rates to increase? Probably.
Looking Forward by Looking Backward
Before getting to investment implications, let's take a look at the impact of lower rates. Back in 2013, The McKinsey Global Institute completed a thorough study on the effects of lower rates on different economic "sectors" in the UK, the US, and the Euro Region. The findings are summarized in Table 1. Overall, and not surprisingly, borrowers benefited while lenders were hurt.
Table 1. – Interest Rate Effects – Cumulative, 2007-2012
Source: McKinsey Global Institute
The savings on debt interest for central governments has been substantial. McKinsey estimates that in the US interest payments on debt fell from 4.8% in 2007 to 2.4% in 2012; for the UK and the Euro Region, the reductions were 5.1% to 3.2% and 4.5% to 3.3%, respectively. Of course, non-financial corporations also benefited from lower interest rates.
Banks are both lenders and borrowers. In the US, banks were able to take advantage of low interest rates to attract funds while keeping their lending margins nearly the same. Not so for UK or Euro banks where lower rates have reduced their profits.
Insurance companies and pension funds are in a tricky position. On the one hand, their balance sheets look better because the value of their bond and other debt holdings have increased. However, many of these institutions issued annuities before rates went down with high guaranteed returns they now cannot cover with their investments. Adjustments will be needed.
Household have also been hurt by the loss of interest income, but losses depended on whether you are net lenders or borrowers. Younger people are mostly borrowers while older people are mostly lenders. McKinsey estimated the differences by age bracket (Table 2). People under 35 saved $1,500 over what they would have paid without lower rates; people 55 and older lost income because of lower fixed income returns.
Table 2. - Impact of Lower Rates on US Households by Age Bracket
Source: McKinsey Global Institute
So looking forward, it is pretty likely that higher rates would reverse these effects: borrowing costs for all would rise and older people would earn more income from low risk government securities.
The main reason for lowering rates was to increase aggregate demand and help countries get out of the 2008-10 depression. Ironically, it is not clear lower rates did much to stimulate demand. In the depths of the depression, neither individuals nor companies wanted to spend more whatever the rate. In addition, even if people wanted to take advantage of lower rates and borrow more, banks had tightened up their borrowing terms.
Investment Effects
Let's start with the theory on what should happen and then look at the numbers. In theory, a fall in US rates should result in investors switching out of debt to equity. And now, an increase in US interest rates should increase the global demand for US debt. The theory goes that to finance these purchases, people would sell equities causing stock markets to fall. And in addition, the dollar would strengthen as the demand for dollars to buy US debt increased. So higher rates should mean moves out of equities into debt and a stronger dollar. But for rates to increase, prices on outstanding debt will have to fall. And then there is presumed economic impact of higher rates on economic activity - it should put a damper on economic growth. And this last concern, often reflected in the media, is that higher US interest rates will weaken the already slow US recovery.
So that's the theory. What are the facts? John Reese runs Validea and is one of my favorite writers on investments. In his latest newsletter, he looked at findings from the extensive research on linkages between changing interest rates and stock market performance. His conclusion:
"So, what did I find? Well, I can tell you with certainty that if rates start rising, stocks will go down. That is, unless they go up."
So with nothing definitive there, I decided to take a somewhat different approach. The Flow of Funds data from the Federal Reserve allows one to look at investment holdings of the major investors through time. So in what follows, I look at how their holdings have changed between three dates: 2007 to 2010, 2010 to 2014 and 2007 to 2014. Table 3 provides data on household assets provided by the flow of funds database. Note that households make final investments decisions on only equities, debt, and deposits. Final investments decisions on pensions, mutual funds, and life insurance are made by those entities.
Table 3. - US Household Assets (bil. US$)
Source: Federal Reserve Flow of Funds
So in what follows, I look at the direct investment decisions made by households, pensions, mutual funds, exchange-traded funds and the "rest of the world" between equities and debt for the years 2007, 2010, and 2014.
The data appear in Table 4. They allow us to see what investors did going from boom (2007) to bust (2010) - high interest rates to low ones - and back up out of the depression (2010 - 2014) with rates still low. The reduction in equity in the boom to bust period was not surprising. It probably had little to do with interest rates. Rather, in times of panic, investors want their assets to be as liquid as possible.
Table 4. - Equity Holdings of Leading Investors (bil.US$)
Source: Federal Reserve Flow of Funds
One might think the growth in equity purchases in the recovery period (2010 - 2014) could at least be in part attributable to a switch from debt to equities because of low debt returns. But before drawing that conclusion, it is worth looking at what happened to debt holdings (Table 5).
Table 5. - Debt Holdings of Leading Investors (bil.US$)
Source: Federal Reserve Flow of Funds
It turns out that debt holdings grew rapidly in the 2007 - 2010 period - 10.2% compounded. And rather than there being a sell-off in the 2010 - 2014 period because of lower returns, debt continued to grow at a very healthy rate - 8.0%. Treasuries constituted 55% of the debt recorded in Fed. data in 2007. With a compounded annual growth in Treasuries of 14.3% 2007 - 2014, the Treasury share of debt its share grew to 77% in 2014. This was a huge supply increase, but the market absorbed it without causing interest rates to rise.
Economic Impacts of Higher US Interest Rates
a. Theory
A significant purchase of any form of fixed income security will increase its price and lower its return. And in that regard, the Fed's QE has been quite successful. Interest rates on Treasuries have been kept low. The economic question is now whether these lower rates are increasing consumer and business expenditures resulting in job creation. This is not clear: Keynesians talk of "liquidity traps" where downward adjustments of interest rates have no effect on expenditures and hence no new jobs. One unintended consequence of the Fed's QE program is that people living on fixed incomes are having trouble getting by because Treasury rates are so low.
There is another dimension of the Fed's QE program that is often missed: its effects on international capital flows. When US rates fall, capital flows out of the US. This puts downward pressure on the dollar making US goods more competitive on international markets. Many countries do not like this because it makes their goods more expensive and they try to neutralize it by buying US dollars. By the same token, when QE ends and US rates increase, capital flows back into the US and the dollar strengthens.
US zero interest rates meant retirees and other fixed income earners exited for higher yield. This happened both for US citizens and foreigners. As US bond rates increase, a huge capital inflow back into US government securities can be expected. Dollars are needed for these purchases, so the US $ can be expected to increase in value.
Theory would suggest that as debt rates fall, households would switch from interest bearing deposits and debt to equities. In Table 5, this is examined for US households. Keeping in mind that 2007 were "boom" times, 2010 was the depth of the depression and today the US recovery is well underway but interest rates are extremely low. And data bears out the theory. Both corporate equity holdings and non-money market investments have increased while government and private debt holdings have fallen.
Table 5. - US Household Balances (in bil. US$)
Reese has published an excellent report on the subject in which they attempted to quantify many of the effects. This article summarizes the McKinsey findings and goes on to spell out the investment implications.
b. Higher interest rates will mean higher borrowing costs. While this is true, it should also be kept in mind that people and firms have not been borrowing much even with low rates. This is in part because banks have tightened their lending standards. Consequently, it is not likely that higher borrowing costs will have much of an impact on borrowing.
c. As interest rates rise, debt prices and the prices of other high yield prices will fall. Higher Treasury rates will draw a lot of investments away from "high yield" investments that have been serving as Treasury substitutes. Take a look at Table 5. To substitute for Treasuries, some have purchased: Vanguard Total Bond Market (BND), iShares JPMorgan USD Emerg Markets Bond (EMB), iShares U.S. Real Estate ETF (IYR), Fidelity Real Estate Income (FRIFX), WisdomTree Emerging Markets Local Debt (ELD), TCW Emerging Markets Income I (TGEIX).
If you are happy with your returns on such investments, fine. But if you are looking for capital appreciation, gains or losses, you should get out now. The prices of what have been Treasury substitutes will fall as Treasury rates increase.
Table 6. - Performance of High Yield Investments
Source: Yahoo Finance
Bernanke made his ill-advised suggestion of tapering back in June. The right hand numerical column in Table 6 shows what happened to the S&P 500 and various Treasury substitutes' right after that statement. And while the S&P has recovered since then, the Treasury substitutes have not.
d. Higher US interest rates will draw a lot of assets from overseas meaning that foreign debt prices will fall and the US dollar will strengthen against foreign currencies. Foreign countries have hated QE because it makes their currencies stronger vis-à-vis the US dollar. This is bad for their export competitiveness. They will say hooray to a QE tapering.
e. A stronger dollar will cause overseas investments to lose value relative to US investments.
Again, they are Treasury substitutes. As Treasury yields become more attractive....So is this the time to invest in the US? Consider first what has happened to stock and bond prices since 2007 (Table 7).
Table 7. - Changes in Bond and Stock Prices Since 2007
Sources: McKinsey Global Institute and Yahoo Finance
US stock prices have grown rapidly since 2007. Are they near peaking? A commonly-used yardstick to address this question is the price to earnings ratio. Neither Reese nor McKinsey are concerned about its current level.
"The S&P 500's price/earnings ratio based on trailing 12-month operating earnings is 17.6; its forward P/E (using projected operating earnings) is 15.4. Those figures have been climbing, yes, but neither is indicative of major overvaluation. In fact, According to Charles Schwab's Liz Ann Sonders, those are both still shy of the 18.7 and 18.1 averages, respectively, for the past ten bull market peaks."
McKinsey questions whether equities and Treasuries are in fact substitutes. It doubts whether higher rates will serve as a real drag on stock market prices.
Foreigners have started to buy large amounts of US equities. In 2003, foreigners owned only $1.6 trillion in US equities. That number had increased to $4.2 trillion by 2012. Together, the total capitalization of NASDAQ and the New York Stock Exchange in 2012 was $18.7 trillion. That mean in 2012, foreigners owned 22% of US equities. My sense is that at least for the foreseeable future, foreigners will continue to buy US equities. Where else do will they get such growth with safety?
In sum, US equity investments make a lot of sense.
Concerns about higher interest rates are overblown.
- The Federal Reserve Board won't raise rates to gut the recovery. They will only raise them to curb inflation and to limit speculative "bubbles."
- An interesting question: given the apparent huge demand for Treasuries, will the Fed be able to get rates to rise, even if it sells a significant portion of its Treasury holdings?
- It is unlikely, even if the Fed can get rates to rise, that we will see a huge swing from debt into equity - the market for fixed income securities (mostly debt) is huge regardless of the rate.
The world is full of uncertainty. But there are a few things I believe are quite certain:
- The Greek-Eurozone conflict will not end well;
- The US zero-interest rate era will end soon.


text:
Item added to your shopping bag
- Description
Coro glasses are a simple yet effective way to inject fun and style to any occasion. Strikingly gift boxed, Coro is available in three assorted colourways, cool Lagoon, refreshing Leaf and rich Berry. Team with Basis jugs for a colourful setting.
This set of 4 Wine Glasses feature a beautiful, painted base and are ideal for injecting a little colour into the home.
- Specification
Additional Information
Product Code: G932-14-590 Brand: LSA Collection: Coro Capacity: 400ml Material: Glass Quick ship item: Yes Gift Box: Yes Colour: Red
- Delivery
Orders Over £75, Free
Orders Under £75, £4.95
- saturday The Nearest Saturday, £12.95
- standard From £19.95
- International Please contact us for a Quote
- standard Orders Over £75, Free
- Pay by Finance
Would you like to pay by Finance?
The Pay By Finance options for this product are located on the cart page. To calculate your personal Interest Free credit plan and to be redirected to the cart page please click here:
Style with
LSA Set 4 Coro Wine Glasses Leaf
Regular Price: £30.00
Special Price £22.50
Deer Wine Decanter
The Coro Collection
LSA SET 4 CORO DESSERT DISH 11.5cm ASST BERRY
Regular Price: £23.00
Special Price £17.26
LSA Set 4 Corro Tumblers Lagoon
Regular Price: £18.00
Special Price £13.50
LSA Corro Set 4 Tumblers Leaf
Regular Price: £18.00
Special Price £13.50
LSA Set 4 Coro Wine Glasses Leaf
Regular Price: £30.00
Special Price £22.50
LSA Set 4 Coro Highball 425ml Platinum
Regular Price: £20.76
Special Price £15.58
LSA Set 2 Coro Vase 17cm Leaf
Regular Price: £9.60
Special Price £7.20
LSA Coro Tumbler 500ml Lagoon x 4
Regular Price: £20.00
Special Price £15.00
LSA Coro Water/Wine Tumbler 500ml Berry Assorted x 4
Regular Price: £20.00
Special Price £15.00
LSA 4 Coro Champagne Flutes Leaf
Regular Price: £28.00
Special Price £21.00
LSA 4 Coro Champagne Flutes Lagoon
Regular Price: £28.00
Special Price £21.00

subset: commoncrawl


text:
Think about the last thing you searched for on Google. And the thing before that. And the thing before that. Those searches would probably give someone a pretty good picture of who you are and what you're all about. At least, that's according to Seth Stephens-Davidowitz, author of the book Everybody Lies: Big Data, New Data, and What the Internet Can Tell Us About Who We Really Are, who believes that the questions we ask online often reflect what we truly think.
Stephens-Davidowitz is a data scientist, and he looks through our digital detritus to find out more about who we are; things like Facebook connections, Pornhub video views, Wikipedia entries, data on white nationalist websites, and, especially, Google searches.
And, by examining these digital breadcrumbs, Stephens-Davidowitz has uncovered some interesting findings.
Take the effects of race on Barack Obama's 2008 election to the presidency. When most people responded to surveys, they claimed that race didn't play a factor in their votes. But, by taking a look at the country's Google searches, Stephens-Davidowitz found that the amount of racist queries in a certain location, (searches that included hate speech, etc.) correlated almost perfectly with places where Obama did worse than other Democratic candidates.
So, according to Stephens-Davidowitz, race matters more than Americans might like to think, which actually isn't that surprising. What is surprising is where racism is located.
"I think that most people think that racism is predominantly an issue in the South," Stephens-Davidowitz said, "but, actually the racist divide is East versus West." He found clusters of racist searches in places like upstate New York and rural Pennsylvania.
Stephens-Davidowitz says there's a lot of surprising data to be found. For example, doesn't having mutual friends mean a relationship is more likely to work out? According to a study about Facebook friendship … no. The more mutual friends with strong ties you have on Facebook, the less likely a relationship is to work out.
And, people are deeply insecure about sex. "Men make more searches about their penis than any other body part," said Stephens-Davidowitz. And the searches are mostly about how to make it bigger and what size is normal.
As it turns out, learning about insecurities can be helpful. After Stephens-Davidowitz published an article in which he mentioned that lots of women were searching for information about vaginal odor, sex educators reached out to him about that very subject. By learning that this was an insecurity of teenage girls, educators were able to address it and try to mitigate concerns.
Search engine data is quickly becoming a data trove for researchers intent on finding out what we really think. Without invading our privacy, it offers a window into topics many of us are unwilling to talk publicly about, even to pollsters. Stephens-Davidowitz believes that possible uses for such data are only beginning to be imagined.


text:
- Home
- Unique Watch Collections
- Swiss
- Slow Jo 24 Hour One Hand All Black Steel
Other Details
Slow Jo 24 Hour One Hand All Black Steel
Free Shipping
30 Day
100% Secure
Evolve the way you think about time.
All stainless steel and all black: It's the army watch in our metal band series. The durable black PVD plating on the brushed steel creates a great stealth look. But don't worry, you will still be able to find your favorite Swiss watch. Cool as ice!
Slow watches were created to shift the way people read time. So rather than focusing on the second or the minute they have produced an instrument that measures the moment. Slow does not describe a speed. It's a mindset that most of us somehow lost. As a result of our busy lifestyles, we often forget that we actually have a choice of how to live. The slow watch is a subtle reminder that time is the most precious thing we have so we should enjoy everything we do and stop chasing every minute.
In order to be a true symbol of this idea, the slow watch has only one hand that rotates once every 24 hours. It actually moves at half the speed of a normal watch, but allows you to see the progress of your entire day at a glance. This slow way of showing the time is made possible by using a Swiss precision GMT movement that actually has 4 hands and a date (the Ronda 505.24 Swiss Made), but to keep you focused slow watches simply left out the other 3 hands.
CASE MATERIAL: 316L stainless steel
CASE COLOR: Black
CASE SIZE (mm): 38 W x 42.5 H x 8.2 D
WEIGHT OF THE WATCH: (ex.Box) 64 g
COUNTRY OF ORIGIN: Switzerland
GLASS MATERIAL: Extra hardened K1 mineral glass
BAND COLOR: Black
BAND WIDTH: 22 mm
TOTAL WEIGHT: (incl.Box and Tool) 282g
WATER RESISTANCE: 10 ATM / 100 meters
BAND MATERIAL: 316L stainless steel
DIAL COLOR: Black
WRIST CIRCUMFERENCE: min. 145 mm - max. 200 mm
WEIGHT OF THE BOX: 210g
MOVEMENT: Ronda 505.24 Swiss Made
BUCKLE MATERIAL: Solid stainless steel
HAND COLOR: Silver
DIAL DIAMETER: 34mm
WEIGHT OF THE TOOL: 10g
BATTERY LIFE: 45 months
Customer Reviews
Always Excellent
Posted by Unknown on Jan 27th 2017
I have been buying watches from Watches.com for several years...always excellent, from customer service, to delivery...easy returns, if needed.
Outstanding Customer Service.
Posted by Unknown on Jan 17th 2017
I had an unfortunate thing happen with the links for two of the watches I ordered (the issue was with Nixon, not with watches.com just to be absolutely clear) and after being left stranded by Nixon I contacted Angela with watches.com who fixed the problem and was friendly and courteous the entire time. I would have 100% been busying the rest of my watches from them due to her efforts alone but on top of their customer service being outstanding, the products arrived on time and looked absolutely gorgeous when unpacked. 5 stars doesn't do them justice.
Excellent Service
Posted by Unknown on Mar 15th 2016
Excellent service. Product was as expected. Had to return however but pleased with their responsiveness.
Great selection of watches
Posted by Unknown on Feb 29th 2016
Great selection of watches, really good prices. Fast shipping is just as important to me when buying from someone. Watches.com has fast shipping, and good communications on that shipping. I would highly recommend watches.com to anyone who has a watch fetish. Thanks.
Great quailty and excellent price
Posted by Unknown on Dec 28th 2015
The price was so good that I was worried it would be something different than it appeared, but the watch was exactly what I had seen elsewhere for much more money. Great quality and excellent price. It was here lightening quick! I will definitely use watches.com again.


text:
Bra Fittings at Brava Prahran: We welcome you to visit us in Prahran for a professional bra fitting. Brava bra fitters are experts in large cup lingerie and cup-sized swimwear, and we can provide you with personalised bra style advice in our relaxed and comfortable store on High Street in ... »28/8/2017 - Sydney, Australia
HAVE A LOVE PROBLEM?? NO MORE LOVE WORRIES JAJAZEDDE HERE +27783223616 YOUR ALL LOVE AND LIFE PROBLEMS SOLVED HERE WITH GUARANTEED RESULTS. SPECIALIST IN-: LOST LOVES Get Back your Ex-lover LOVE MARRIAGE husband wife strong relationship BUSINESS & JOB PROBLEMS HUSBAND WIFE DISPUTE. BARRENNESS JOB PROMOTION DISCOVER LOST PROPERTIES CHILD ... »2017/2/12 - Johannesburg, South Africa
Black Ladies Stud Jacket Available in white and black color. This jacket is available in All Sizes. Find great deals on zakiahwears for Womens Studded Leather Jacket in Coats and Jackets for the Modern Lady. Shop with confidence. For More Details About This Listing Business Name: Zakiah wears Ph: 00923129448844 ... »8/1/2017 - Copenhagen, Denmark
Be the weekend queen by slipping into latest trendy designs of online kurtis available at IndiaRush. Kurtis have proved to be the most comfortable & stylish women wear in Indian style. Buy designer kurtis online & feel the alluring perks of this attire by yourself. These women wears are available ... »21.12.2016 - Delhi, India
Shop exclusive indian bollywood sarees online at affordable price. Chennaistore is the indian largest online store to buying women's appar... »12/19/2016 - Chico, CA
Bridesmaids and flower-girls also play a very important role at your wedding celebrations. How they look is important and will make you look better. If you are finding for elegant Bridesmaid Dresses in Melbourne, the And The Veil Bride would be the perfect place for you as we are the ... »17/11/2016 - Melbourne, Australia


text:
The Norman Waterhouse Summer Clerkship Program is a great opportunity for final and penultimate year law students to gain hands on, paid experience within a leading Adelaide commercial law firm. Our program offers participants the opportunity to spend four weeks working within their chosen area of law.
Applications: 3 July - 24 July 2017
Clerkship dates: 27 November - 22 December 2017 (4 weeks)
Click here to visit the Norman Waterhouse Lawyers website.


text:
What do we mean by "infinite scroll"?
Instead of having links to page 1, page 2, page 3 etc, on some websites, more items appear when you scroll down the page.
What's the problem?
Infinite scroll can be a tricky one, because the URL generally remains static (it doesn't change, even when you're on a different page).
Website also handle this in various different ways structurally, so it's not always possible to get around.
But... here are some tips and tricks to hack the URL.
How can you get around this?
There are a few tips and tricks to finding these URL patterns.
Tip 1.
Using the example:
Firstly, before you scroll down, right-click>inspect and click on the network tab.
Then, clear any existing activity by hitting the clear button next to the red circle on the lefthand side.
The ?pg=4 is the URL parameter that corresponds to the page number.
If you go directly to this URL it skips straight to those items - now we know how the website really paginates!
So create your Extractor to:
Tip 2.
As I mentioned, websites are build in many different ways. Here is another example.
Right-click>inspect and click on the network tab.
Beginning with the same methodology,
Clear any existing activity by hitting the clear button next to the red circle on the lefthand side.
Scroll down on the page until more items appear.
Look for an action with the type "xhr"
This time the Request URL looks like it is to some kind of PHP script which used a form to make a POST request. It is not necessary to understand this. Just that we can't use this URL.
Right-click on one of the items that appears after scrolling down and click inspect, and look for the Elements rather than the Network tab.
This should take you to the location of that item in the html. You're looking for anything that says page/pagination/scroll/scrolling/lazyload etc. (You can use command + f and search directly for these terms as an alternative)
Create you Extractor to:
and add the URLs:
Great, take me to the Extractor!


text:
Woodbury, MN Porsche Repair & Service
Full Service Auto Repair, Transmission Repair, Oil Changes & Tires
Detailed Porsche Auto Repair
Whether you own a classic or newer model, we know that you love your Porsche for its sleek design and sporty performance. That's why Porsche often ranks as one of the most loved vehicle brands in the United States. At Euro AutoWorks of Woodbury, Porsche repair and service is performed by a team of ASE Certified technicians who appreciate those same qualities of your vehicle. We use high-tech diagnostic equipment and tools so that you receive the most precise Porsche repair in Woodbury and the surrounding communities.
Superior Customer Service
We are dedicated to providing your Porsche superior service and believe that you deserve the same treatment. Our Woodbury Porsche repair specialists will take the time to explain each and every service performed on your vehicle so that you are always 100% aware of exactly what repairs are needed and why. In addition, we back each repair with a 3 year/36,000 mile warranty so you can be confident in your investment of our services. When it comes to the best experience in Porsche repair, Woodbury drivers come to our shop.
Contact our team at (651) 264-1280, or schedule an appointment online for top quality Woodbury Porsche repair service!


text:
News & Media
USAID Chief Rajiv Shah Talks Philanthropy, Innovation, Transparency and More
June 19, 2012
Rajiv Shah: USAID stepped up its collaboration with the private sector in 2001, when the Agency launched its Global Development Alliance model of public-private partnerships. Since that time, USAID has joined forces with over 3,000 organizations in…Read More »
Africa: Cocoa Sustainability Stakeholders Convene for 21st World Cocoa Foundation Partnership Meeting
June 13, 2012
Global cocoa sustainability stakeholders are gathering today in Washington, D.C. for the World Cocoa Foundation (WCF) 21st Partnership Meeting & Roundtable Sessions. More than 300 guests from the cocoa industry, governments, NGOs, academia, and research institutes…Read More »
Nigeria: Nation to Benefit From U.S.$13.5 Million Cocoa Initiative
June 10, 2012
The ongoing drive of the federal government to give more attention to the agricultural sector received a boost at the weekend with the selection of Nigeria and three other African countries for the African Cocoa Initiative…Read More »
WCF Welcomes New Members & Staff
June 8, 2012
The World Cocoa Foundation's work is made possible by the active support and contributions of member companies and a strong network of global partners. WCF is pleased to welcome new members in 2011 and 2012: Darrell…Read More »
WCF Receives 2012 Academy Prize
May 21, 2012
Entry: Geert Waelkens, World Cocoa Foundation On May 15th the World Cocoa Foundation received the 2012 Academy Prize of the Académie Française du Chocolat et de la Confiserie (French Chocolate and Confectionery Academy). The Academy prize, awarded…Read More »
A 'Green Revolution' in the West African cocoa belt
May 14, 2012
Over two-thirds of global cocoa production comes from small farms carved out of the humid forests of Côte d'Ivoire, Ghana, Nigeria, and Cameroon in West Africa. Cacao in West Africa was introduced in the late 1800s…Read More »
Blommer Chocolate Plots Sustainability Roadmap
May 11, 2012
Blommer Chocolate Company, Chicago, the largest cocoa processor and ingredient chocolate supplier in North America, today announced its plans to invest an incremental $45 million in cocoa sustainability efforts by 2020 as a part of its…Read More »
Cash crops as the cornerstone of food security: the case for cocoa
May 1, 2012
More than 70 per cent of the world's cocoa comes from West Africa, accounting for US$8 billion in annual revenues for the region. The crop forms the economic backbone of many West African countries and provides…Read More »
US$14m Package For Cocoa Farmers In Africa
March 15, 2012
Over 100,000 cocoa farmers in four Central and West African countries, including Ghana, are to benefit from a US$14 million package from the Africa Cocoa Initiative (ACI) within the next five years. Read more
Initiative Launched to Benefit Cocoa Farmers in West, Central Africa
March 15, 2012
The Washington, D.C.-based World Cocoa Foundation, the U.S. government's Feed the Future initiative, and the Netherlands-basedSustainable Trade Initiative have announced the launch of a five-year, $14 million effort to boost the productivity and incomes of cocoa farmers in the Ivory…Read More »


text:
Yeah, so my old Dell vostro decided to give up the ghost last weekend ... rather annoying and couldn't have happened at a worse time. Any case, aside from now having headaches retrieving some lost data, I got me a new HP yesterday - the Pavilion model. So far it's okay and is doing the job - have to test with audio and express scribe later on, to make sure I can actually still continue working!
I feel a rant coming along ...
I remember back in the Eighties when the music industry had disco-danced so far up its own arsehole that life as we know it, ceased to exist. It was a horrible time for people like me who don't fancy wasting any time at all listening to middle-of-the-road schlock. I hated the disco era. Radio, particuarly, made those days intolerable. Absolutely nothing got played that wasn't 'easy listening' and the Eighties was also the period when punk started forming, so there was plenty of new cutting edge musical ideas being formulated.
Fast forward to our present time. Simon Cowell should actually be shot, or it would be better to hang, draw and quarter him - this accountant has systematically destroyed the music industry and it's to him that I fairly and squarely lay the blame. R&B, Motown, Rap, Hip Hop, all these styles of musical expression have their place and we wouldn't have had a band like Rage Against The Machine without them. But for God's sake what about the rest of it? So-called 'Alternative' music has cowed down to economic pressure and become down right boring and formulaic ... everything it tried to kick in the teeth in the early nineties. It grew up and became its accountant dad. Metal and all its offshoots is and alwas will be just metal, grinding away in the cupboard like a delinquent psychopath chewing on its own foot. Don't look for anything innovative there, it'll be years before any of that type of stuff evolves into something different and exciting.
BUT if radio actually got on the game, like it did in the Sixties, Seventies, Nineties and actually gave air time to people who are trying to do something different things might actually change. Switch on your radio, doesn't matter what channel you listen to, any time of the day and you'll get the same crap force-fed down your ears. That's why I refuse point blank to listen to any radio - and UK radio stations completely SUCK these days. Anyone remember Radio Caroline? I heard Pink Floyd for the first time on pirate radio, that was in 1966!!!
I used to think South African radio was crap but it was on a local regional radio station where I heard Nirvana's "Polly" ... long before anyone played "Smells like teen spirit" ... I almost had a stroke right then and there, had to pull off the road and just turn it up to listen. Radical! Brilliant!
Radiohead (and many hundreds more absolutely amazing bands of this day and age) have just released a seminal album, with a brilliantly 'radio friendly' tune on it but do you think radio will play "Burn the witch"? the day I hear that tune playing on local radio, I'll eat my car exhaust.


text:
$ 29.99
Some may argue, but we know it's true. The best girls on earth root for Boston. Bonus points if you're born & raised in the best city evah. Our new ladies vintage tees have arrived! Wicked soft with a fashionable, flattering cut. This v-neck tee features athletic stripes on the sleeves and a tapered fit.
Collections: All Products, As Seen On Instagram, Ballpahk Worthy Gear, Baseball T-Shirts, Ladies T-Shirts, Products, T-Shirts
Code: 432-475-483


text:
This place had been on our list of places to visit for awhile. The hostess greeted us saying 'Welcome Home' and seated us at one of the quieter tables inside. Serving Italian, Asian and other cuisines, I decided to go for the Java Rice served with prawns and a serving of Fish satay after deliberating for a while. The dish wasn't too bad just could do with a bit more seasoning and flavours. No comparison to the food you get at Indonesian restaurant Betawi. Service is really poor. Never really around & I don't think that they've been trained and are rather clueless about the dishes served.
Rating: 2.9/5


text:
- Get it by Thursday, September 28 , Order now and choose Expedited Delivery during checkout.
Newcomer Kathleen Edwards makes a startling debut with Failer, which suggests an electric fusion of Whiskeytown's ringing guitars, Lucinda Williams's breathy, melancholy delivery, and fellow Canadian Neil Young's raspy, earthy tone. These sources ably serve Edwards's vivid narratives, which are given added resonance by the disc's atmospheric, film noirlike arrangements. If Failer's ambience is somewhat sinister, however, it's only amplified by the subject matter: The hard-driving "Six O'Clock News" finds the narrator pleading with her deranged companion, by whom she's pregnant, to give up his standoff with the police; typical of these songs, though, he winds up "lying dead on the street," leaving his paramour to lament, "And I can't feel my broken heart." The gentle, acoustic-driven folk-rock of "Hockey Skates" frames a tale of terminal frustration over a self-absorbed boyfriend ("Do you wish your nose was longer/So you'd have an excuse not to see past it"), its choruses rising ominously on a rush of strings. "Westby" finds a furious Edwards almost screaming invective, à la Ani DiFranco, at an older, married lover, her anger mirrored by a tangle of acoustic and electric guitars. The foreboding string arrangements and subdued shuffle of "National Steel" lend a Beatlesque grandeur to an elliptical recounting of emotional disconnects. There's nothing easy about these songs -- Edwards is as hard on herself as she is on others -- and there's nothing predictable about the music supporting the stories. Edwards takes her cue from the Beat writers, finding humanity not in good deeds but in extreme behavior propelled by vulnerability, irrationality, and the desires of the flesh. That's a pretty good place to start.
Product Details
|Release Date:
|Zoe Records
Album Credits
Performance CreditsKathleen Edwards Primary Artist,Acoustic Guitar,Strings,Vocals
Dave Dudley Drums
Jim Bryson Banjo,Electric Guitar,Vocals
Dave Draves Organ,Piano,Drums,Vibes
Maury LaFoy Piano
Peter Von Althen Percussion,Drums
Joel Anderson Percussion,Drums
Petr Cancura Baritone Saxophone,Soprano Saxophone
Fred Guignon Slide Guitar,national steel guitar,Lap Steel Guitar
Kevin McCarragher Bass
Blair Phillips Alto Saxophone
Tom Thompson Pedal Steel Guitar
Technical CreditsDave Draves Producer,Engineer,Feedback
Jack D. Elliot Engineer
Kathleen Edwards Producer
Customer Reviews
Average Review
Most Helpful Customer Reviews
I've been hooked by Kathleen Edwards from the moment I put this cd in my car. The songs range from the intensely personal 'Sweet Little Duck' to the hard luck story in 'Six O'Clock News'. Edwards must be keeping her eyes wide open while traveling through life, because it shows in her writing and vocal expression. Her voice can slash and mock in 'Westby' and 'One More Song', and evoke great sadness and loss in 'Mercury' and 'National Steel', while the same can be said for the instrumental work by the band. Here is a woman that reminds me of a mix between Neil Young, the late Gram Parsons,and the introspection of Joni Mitchell. With no doubt I look forward to hearing more from Edwards in the future.


text:
Dog Veterinary
Ask a Dog Vet and Get Answers to Your Dog Health Questions
Can you upload a photo of these bumps to our conversation? You can use the paperclip icon in the toolbar above your message box (if that icon is visible) or you can use an external app such as imgur.com or dropbox.com. I can be more accurate for you if I can see what you're seeing.
I understand. If the bumps represent a hypersensitivity reaction (hives, wheals), Astro should remiss unaided within a few days. If they represent pyoderma (bacterial skin infection) instead, she's likely to need a systemic antibiotic in the cephalosporin class such as cephalexin for 3-4 weeks and 1 week past clinical signs. Shampooing that area in an antimicrobial shampoo containing either chlorhexidine (Hebiclens, e.g.) or benzoyl peroxide every few days should hasten resolution. These shmapoos are available over the counter or at Astro's vet hospital. Please continue our conversation if you wish.


text:
Cong Core Group Finalizes Committee On Telangana
Top brass of Congress, including Prime Minister Manmohan Singh and party president Sonia Gandhi, was tonight understood to have finalized the composition of a committee to look into the mechanism for formation of Telangana and the panel is expected to be named next week.
The party Core Group held deliberations on the Telangana issue against the backdrop of the fresh deadline of February 7 set by Joint Action Committee spearheading the movement for the separate state for action on formation of the state.
Party sources said former Supreme Court judge B N Srikrishna is likely to head the committee to be announced next week by Home Minister P Chidambaram to look into the mechanism for formation of Telangana. Names of other members of the Committee were nearly final, sources said. The meeting was also attended by Law Minister M Veerappa Moily, who is Congress in-charge of party affairs in Andhra Pradesh.
The JAC had earlier set January 29 as the deadline for announcement of the Centre's action on Telangana formation but extended the same today. Justice Srikrishna had probed the Mumbai riots of 1993 which broke out in the wake of Babri Masjid demolition. PTI


text:
We detected that the Adobe Flash Player is either disabled or not installed.
If the Adobe Flash Player is not installed, click the button below to download it.Adobe Flash Player 다운로드하기
업데이트된 Adobe Flash Player 버전을 설치해야 Judy Moody Thrill Coaster을(를) 할 수 있습니다. 지금 Flash Player를 다운로드하세요.
It's Judy Moody's summer vacation and it's time for some super, mega, thrilladelic action! Take control of the Thrill Coaster to earn as many Thrill Points as you can. It's up to you to give Judy Moody a Not Bummer Summer!도움말
There are no awards for this game!


text:
ADTRAN Hydra Cable - Network cable - 3 ftItem#: 9352409 | Model#: 1702595G14
- Price:
- $245.99
- Shipping:
- Temporarily out of stock. Order today and we'll deliver when available. (Details)
ADTRAN Hydra Cable - network cable - 3 ft Product Details
Network Cable Type: Network cable
Length: 3 ft
Recommended Items
Related Items
Manufactured by: Adtran
Warranty provided by: Adtran
UPC No: 791670000710
Mfg Part No: 1702595G14
Shipping Weight: 0.8000 pound(s)
Click here for full warranty and support information
- Adtran logos are registered trademarks of Adtran. All others trademarks and copyrights mentioned herein are the property of their respective owners.


text:
A new Japanese racer from Climax, called Runabout, has peaked the interest of PSXPower. Appearing to be a cross between Ridge Racer and Twisted Metal, Runabout lets you drive a multitude of vehicles, from stretch limos, to dump trucks, to Vespa scooters!
We're not exactly sure what the game entails, but the pictures make it look like a Blast Corp-type game, where you destroy buildings for money. Whatever the premise behind the game, it looks great!
There's no word yet whether this will be picked up for US release. Keep it here for up to date news on this curious new game.


text:
• Mutantkind's dearest delinquent is back!
• GAMBIT is up to his old tricks - namely, getting in over his head...
• But will the X-Men be able to pull their prodigal prowler out of the fire when things finally get too hot for the ragin' Cajun?
Rated T+
X-Men Gold #4 takes us into a whole new set of problems, along with a familiar face. There's a lot going on here, but Marc Guggenheim finds a solid balance between it all making sure that most of it connects in some way. Better than anything else this issue is the assurance that we shouldn't have much to worry about in terms of artwork. Read Full Review
This issue was again another solid book and proves that this series can survive any of the controversy that plagues it. The dynamics between the characters is so on point and really helps drive some great character driven stories. If you haven't picked this series up yet, what are you waiting for? Read Full Review
We get a hint of nostalgia and a lot of new concern over a novel breed of Sentinels in this issue. Seeing Gambit come pretty early in the series is a treat, and I seriously hope he's here to stay for a while. There's a lot going on for the X-Men, but Guggenheim is able to balance out their troubles and create a linear story that is sure to keep our attention now more than ever. Read Full Review
Guggenheim is clearly exploring some of the classic X-Men tropes, but it would be more refreshing if the creative team didn't feel the need to rely on the nostalgia factor. Read Full Review
This is a fine comic that is a good fit for fans of traditional superhero-ing and for new readers. For readers who've been ripping through more edgy superhero fare from indie publishers, stuff with more twists and complications, this may all be a bit tame. Is the market large enough for both? Time will tell. Read Full Review
X-Men: Gold #4 was a solid way to start the second story arc of the series. It isn't going to blow anyone's mind but Marc Guggenheim and R.B. Silva's story is just good comic book fun. And for an a franchise that was devoid of that for so long, it is exactly what the X-Men need to get back to and X-Men: Gold #4 does just that. Read Full Review
X-Men: Goldcontinues to provide pretty to look at cookie cutter X-Men stories that aren'ttaking any risks or even developing the relationships between team members muchat all. It's tough to suggest you invest in a book that releases twice a month,at the price it does, when there isn't much to write home about just yet. Read Full Review
Guggenheim's work with Gambit is fun but this book is falling short of the others in the line. I think a big reason for that is Guggenheim's pacing. The plot feels relatively fast moving but all the reveals stop the momentum dead in its tracks. Read Full Review
This is a title that is definitely going for nostalgia when they craft stories, but they do it well. Gambit was the hottest character around in the 90's but his character and nature made him hard to make part of a team. This does a good job of including him by having him back to his thieving ways and calling his old teammates when he gets in over his head. Like X-Men: Blue did previously the Sentinels are back, but this time we get an evolved version that does not stray far. There is some pretty good art, my favorite being Gambits new look. While this may not be a title made for the main stream, if you liked the 80-90's stories of the X-Men you should like this title.
While I do find that Blue has been a more consistently interesting and imaginative book so far, this issue to me seems to move past the awkward start and begin to build a stronger second arc, even if it does echo the one-and-done story Blue just did with mutant sentinels. Gambit is always a welcome addition, and I like the seeds sown during Storm and Logan's police scene. Rachel's psy-skills, while visually cool and fun, are starting to feel a little too OP.
The sentinels are dealt with much more interestingly in Cullen Bunn's "X-Men Blue" than they are here, in another just okay issue of "X-Men Gold." It's pretty much by-the-numbers X-Men here; despite having the flashier team, this book's stories are much less interesting. I was intrigued by the cover, but the return of Gambit doesn't amount to much. It's not bad, it's just...meh.
It's great to see Gambit back. Would have liked to see a deeper story, but issue #4 was an improvement on the more generic storytelling from the first 3 issues. Hoping that this leads to an interesting story arc going forward.
I'm thinking Guggenheim hasn't read Spencer's recent Captain America run where the Serpent Society were revamped as untouchable corporate villains, or Morrison's run that started with the death of the last Trask and involved a nano-Sentinel attack that the X-Men apparently don't remember. So this is a title that pretty much exists in a continuity vacuum, and I'd hope for better from a flagship book. But I have nothing bad to say about the X-Men using the Blackbird to fly across Manhattan AGAIN, because that's so ridiculous it's nearly camp. Like moneybags with giant dollar signs on them.


text:
View large image
Experience a refreshing cleanse with Chantecaille's Flower Infused Cleansing Milk, a gentle cleanser that works to lift away traces of face and eye makeup for a clean and healthy-looking complexion.
Formulated on a base of pure Rosewater, the moisturising cleanser delicately washes away dirt and impurities whilst soothing and softening skin. Its blend of Sweet Almond Oil and emollient Mimosa Flower nourish and comfort, whilst Vitamin B5 intensely hydrates to leave skin feeling comfortable and clean.
Chantecaille Aromacologie products are free of animal components, phthalates, sulphate detergents, mineral oil, petrolatum, palm oil, synthetic colour, synthetic fragrance and GMOs. No animal testing. No parabens.
Prepare two cotton pads by dampening them with Pure Rosewater and then apply two to three pumps of Flower Infused Cleansing Milk onto each pad.
Using one pad in each hand, begin cleansing face and removing makeup, starting at the center of the face and working toward the outer corners, finishing at the jaw area. Discard cotton pads. Repeat until the face is clean.
Remove lipstick in the same manner. Secure the mouth by holding the lips and wipe across the lip with a pad moistened with Pure Rosewater and Cleansing Milk.
There are currently no reviews.
If ordered before 9pm, delivered by courier next working day. Available on orders placed before 9pm (2pm weekends and Bank Holidays) for delivery next business day.
Applies to most delivery addresses within mainland UK.
Please check the stock availability notice on your item when placing your order. This item is:
Please remember to add postal time (2-3 working days) to obtain a complete estimate of delivery to your door.
You will receive an email to confirm when your item has been sent.
You can also check the status of your order and individual items by accessing My Account details and following the prompts.
Please allow 10 working days from dispatch of your order before notifying us of any late deliveries.
It may be advisable to check with your neighbours to see if a parcel has been left with them, check any outhouses you might have where it may be left if it cannot fit through your letterbox and contact your local sorting office to see if the item has been returned to the depot as undelivered and awaiting collection.
If you're not completely satisfied with your
purchase please see our returns policy.
Free Standard Delivery
Add to Basket
In stock
Usually dispatched within 24 hours
If you're not completely satisfied with your purchase please see our returns policy.
Chantecaille 3 Mermaid Matte Eye ...
Chantecaille Foundation & Mask Br...
Thalgo Unizones Clearing Correcto...
Save up to 40% on the Beauty Expert Outlet Sale today
Aurelia Probiotic Skincare Bright...
Chantecaille Flower Infused Cleansing Milk - 100ml
Select image


text:
This single class earns you a certificate providing evidence of your business digital literacy.
Computer Information Competency
The course is designed for students to develop current computer information competency. It covers basic use of hardware, Internet knowledge and skills, word processing, spreadsheet, digital data presentations, and communications applications. This course satisfies the technology component of the Information Competency graduation requirement. Upon successful completion of this course, students will be given a voucher to sit for the Internet and Computing Core (IC3) industry certification exam.
This course satisfies the technology portion of the information competency requirement.


text:
Directors: Prof. Dr. Rubina Raja and Prof. Dr. Achim Lichtenberger
Head of field: PD Dr. Georg Kalaitzoglou
Head of registration: Dr. Heike Möller (2015-2017)
In the year 2011, the joint archaeological project between Aarhus University and Ruhr University Bochum (later Westfälische Wilhelms-Universität Münster) under the direction of Prof. Dr. Rubina Raja and Prof. Dr. Achim Lichtenberger was begun. The project is funded by the Carlsberg Foundation, H.P. Hjerl Hansens Mindefondet for Dansk Palæstinaforskning and the German Research Foundation (DFG). The aim of the project is to examine the settlement history for the until now largely unexplored Nothwest Quarter in the ancient city of Gerasa, modern Jerash in Jordan.
Gerasa was a Hellenistic-Roman influenced city, which was refounded in the 2nd century BC. The Northwest is densely covered with building structures laid out on a terrace system and stretches over the entire hill (app. 4 hectares). The area which is located within the walled ancient city is the highest point in the ancient city. One specific research focus is the settlement history of the hill and the continuities and changes which this area underwent over time.
To the west, the area is defined by the ancient city wall with the Northwest Gate and to the north by the North Decumanus. The exact layout of the North Decumanus close to a prominent hill slope is not yet known and is therefore one of the future areas of investigation. To the south, the area is defined by the end of the steep slope and to the east by the monumental Artemision from the 2nd century AD.
Previous field work in the area has been confined to the excavation of the so-called Synagoge Church by Hamilton (published in Kraeling 1938). The Synagoge was converted into a church around AD 530/531. A few trial trenches were laid out by British and American archaeologists in the early 1980s, but the results of these did not bring to light any substantial information about the history of the Northwest Quarter.
Intentional cooking pot deposits in Late Roman Jerash (Northwest Quarter)
2015.12.16 — New publication by Achim Lichtenberger (Ruhr-Universität Bochum) and Rubina Raja (UrbNet, AU)
Danish and German researchers unfold secrets of the past
2015.12.09 — Spectacular find from Jerash published in Nature.
New publications: preliminary field reports
2015.11.25 — Publication of the two preliminary reports on the fieldwork undertaken by the Danish-German Northwest Quarter Project in 2012 published in ADAJ. The publications describe the work undertaken and the results of the fieldwork and give an overview of the finds.


text:
Event Archive - Maren Ord, Ryan Hauschild from Winston
Wed. November 17th 2004 @ Darcy's Pub (No Minors)
8pm - 9pm
Presented by: Darcy's Pub
This is a Solo Acoustic gig.
ReviewsNo articles have been linked to this profile
Maren Ord
This Juno nominated artist's current album was produced by the legendary Randy Bachman. more info[Upload Show Photos] // [Add Video] // [Add Review] // [Upload Poster]


text:
Ordinarily, it is better to use the smallest amount of the cleaning solution as possible. When carpet cleaning is suitably maintained, it can enhance your wellbeing and indoor air quality. Though you understand how important carpet cleaning is and while you could possibly be resolved to employ a cleaning business, you're not likely to be pleased with the project unless you buy a superior job for a reasonable price tag.
What to Do About Carpet Cleaning Los Angeles Before You Miss Your Chance
When folks are using the correct way of cleaning, it will produce the process a lot simpler for them. Carpet cleaning needs to be done professionally at least two times per year in your residence. It's so very important that people manage their commercial carpet cleaning Minneapolis needs, which is completely achievable.
What Carpet Cleaning Los Angeles Is – and What it Is Not
At the close of the day, not only are you going to have all your carpets cleaned, but in addition like new. You don't need to damage the carpeting. The carpet is subsequently vacuumed to remove the dirt. When cleaning stains, guarantee the cleaning solution is wholly extracted from the carpeting. To begin with, you will need to vacuum the carpet regularly particularly if you have pets in the house. You've got to wet the carpeting, rub the detergent allow it to work for few minutes.
In dusty locations or places facing high traffic, carpets must be cleaned more frequently. A carpeting can change a room with the addition of exceptional beauty to it. In any case, at this point you have a smelly carpet.
If you believe you don't need to wash your carpet in winter, you should feel again. If you maintain your carpet nice and clean, you will not have a difficulties cleaning up spills since they happen. Whenever your carpet is suitably maintained, you're making the potty training process simpler. You could destroy your carpet if you're careless concerning the amount ought to be used and how it must be used. It's imperative that you revitalize your carpeting, as it is likely to make your home look practically brand-new! In the event you have an overwhelming carpet on the ground, then employing an expert organization is going to be the significant choice.
Facts, Fiction and Carpet Cleaning Los Angeles
If you've been trying to find a trustworthy carpeting cleaner, I strongly suggest the Hoover SteamVac as it will do a superb job of keeping your carpeting. To conclude, however much you vacuum the carpeting, an expert care sometimes is needed. Everybody who owns carpet should, once each year, receive an expert cleaning. Settling upon a carpet for your property is quite a responsible and hard task.
The One Thing to Do for Carpet Cleaning Los Angeles
Some carpeting can endure for few decades, although some can endure for decades, based on material quality, by what means the carpeting is used and maintained. The carpet is 1 spot that could become particularly hard to clean whenever your dog ends up peeing there. After vacuum-cleaning, you will see that your distinct carpet has a toned look. In that way, it can help save you from getting a new carpet which will cost you a great deal of money.


text:
- Find a Trail
- My TrailLink
- Explore Trails
- About Us
- Get Involved
- Donate
- Login
- Register
As its name implies, the beautiful Prairie Duneland Trail offers snapshots of the flora and fauna—from hardwood forest to remnant prairie grasslands—that once dominated this region. In spite of the rapid development of the south Chicago suburbs spilling into northwest Indiana, this trail ensures the preservation of these invaluable pockets of land. The trail also offers a classic rail-trail experience, with a long, level grade and a 10-foot-wide asphalt surface suitable for bicycles and inline skates (and cross-country skis in winter). It's also ADA accessible.
Starting in Chesterton, the trail makes its way toward Portage and on west to Hobart, passing well-manicured subdivisions. The sights and signs of town life begin to fade away just 1.5 miles into the ride, when you enter a lightly forested area with farm fields interspersed along the way. In between, and in some cases intermingled with, these areas you will encounter remnants of tall-grass prairie environments. In several sections, a veritable tunnel of vegetation envelops the trail, with the dense forest canopy creating a lush passageway.
Coming out of one such section at just past 3 miles, you encounter a 130-plus-foot bridge that travels over State Route 149 and takes you into the section of trail through Portage. The next stretch—approximately 2 miles—takes you through an area crossing a small creek drainage as well as a couple streets.
Near mile 5, backyards and residential subdivisions begin to dominate the landscape. After the trail passes beneath Interstate 80, it travels through another pocket of forest. The remaining 5-mile stretch to the trail's end at SR 51 in Hobart is bordered mostly by neatly kept backyards.
In Portage, the trail connects to the 5-mile Iron Horse Heritage Trail. In the future, the Prairie Duneland Trail will link with other trails, including the Oak Savannah Trail, to form the Lake Michigan Heritage Greenway and connect communities all along the south shore of Lake Michigan. This system will cross three counties and stretch more than 40 miles from Hammond, Indiana, to Michigan City, Indiana.
To access the eastern trailhead on S. Jackson Avenue in Chesterton, take Interstate 94 to SR 49 and head south for 1.25 miles. Turn right on Porter Avenue and go 1.5 miles. Turn right onto S. 15th Street and turn left on W. Morgan Avenue after 0.2 mile. After 0.1 mile, turn right on S. Jackson and look for the trailhead on the right.
To reach the trailhead in Hobart, take I-94 to SR 51 (Ripley Street/Adam Benjamin Highway), and head south for 3.25 miles. (SR 51 changes names twice in this short distance: first Randolph Street then Hobart Road). The trailhead is on the left of Hobart Road, just before the intersection of Hobart Road and Cleveland Avenue.
Very nice 10 mile trail with direct connection to 2.5 mile spur to Iron Horse Heritage Trail. Travels through woods with a few road crossings and suburban scenes. About 6 miles of the trail was newly paved and very high quality. The rest was somewhat bumpy as others have noted but nothing that was too distracting or dangerous. I spent two weekend mornings here (30 miles and 40 miles) traveling from Michigan City by car (~25 mins) to easily accessible parking lot in Chesterton.
It was bumpy as a previous reviewer stated. I traveled 3 miles on the trail and had to stop and go back to the start because I met up with the maintenance trucks laying down brand new asphalt on the trail. Man, I wish I could have been here another few days to try out the new asphalt! I can't wait to go back next year and give it another try.
I loved being able to ride on a trail and not having to worry about being mowed down by a big old pickup truck. I traveled from the Chesterton Skate Park to Hobart (and back) but unfortunately I was really disappointed by the bumpy ride.. My road bike graciously transmitted every tree root and surface crack directly to me sorry butt. The only smooth section was around Rt 149. There were many stretches were absorbing the bumps didn't allow me to maintain any type of cadence. All that said - I'm feeling fortunate to have the trail available and will definitely be riding there again.
Love the trail, the people and the scenery. Will definitely be back!
Today was my first time at riding this trail. I only went from Chesterton to the Samuelson-Central Avenue location and then back to Chesterton. The fall colors were amazing. There are several Burning Bushes on the route and they are spectacular. I hope the weather holds up so I can make the full ride to Hobart.
Well maintained and well used trail! Will definitely use this trail often!!
This is a great trail from the perspective that it's longer, completely paved, continuous, and the streets that must be crossed are not that busy. The only drawback for me is that there are few open views of countryside, as the trail is generally surrounded by tall trees and there are some stretches with views of not much more than people's backyards. There are some shelters and benches for resting, but not that many. The trail seems to have good parking throughout its length, and the lot where I parked at near Chesterton was nice(it even had a portable bathroom). Nice trail overall.
Very scenic trail that has drinking fountains and restrooms strategically stationed! A great way to travel from Hobart to Chesterton safely, the trail goes over and under most of the busiest streets you encounter along the way!
I ride this trail from my house to the Portage YMCA daily. I am never disappointed by it's beauty that is well maintained by the city. I always feel safe. Since the trail connects to the Iron Horse and Oak Savannah, it's a good way to get around town while avoiding streets. My favorite part is the smell because of all the different wildflowers in bloom. There's a good chance you'll spy a little wildlife too. One note of caution, the bugs can be a nightmare before dusk depending on the time of year.
The trail is fully paved and in great condition. There are mile markers and emergency trail locater signs at regular intervals, including picnic tables, trash cans, and wave bike racks. It appears to connect with many other routes/paths throughout the city, including other parks and trails(and to residential backyards). If you start at the skate park, there's a port-o-potty at mile marker 2. The road intersections are well marked and highly visible with ample time to stop and safely cross. The scenery was beautiful and the trail was almost always dappled with ample shade. Smells great too! It was in good use on a late Monday morning; observed many other cyclists and walkers.
My husband and I recently rode this trail from Chesterton to Hobart. We were exploring trails in Northern Indiana. It was a beautiful ride. Shaded, quiet, not too many people, and very safe. You are basically riding through neighborhoods, but the scenery is very nice. There are a few places where you have to cross roads(only 2 lane roads) and one very large railroad crossing, but manageable. There are a couple of underpasses that give you a slight challenge on a otherwise pretty flat ride. Going down these hills gives you a real thrill. We loved this trail and would certainly go back again and recommend it to others.
Trail is very flat and easy to ride. Most of the trail is shaded by trees, which is great for a hot day. Several places throughout where riders must yield to traffic, but nothing too serious. the Bathrooms along the way we're a huge plus!
Very scenic route through Porter County to enjoy the colors of fall. Trail is well maintained and safe with a clean indoor restroom, Port a Potty, several drinking fountains, and picnic benches that make for nice rest stops along the way. This trail is quiet and paved nicely which makes for a relaxing ride throughout. Looking forward to finishing the rest of this trail soon!
People Complained back when they first mentioned making this trail, now it's a priviledge to live near it.
Yesterday, Father's Day, my family took this trail from the mid point in Portage to 23rd St. in Chesterton to visit an Aunt and Uncle then rode back home.
Awesome time, my kids said it felt like vacation, and my wife was amazed at the beauty of nature along the way. It really did feel like we were somewhere else.
Get out and enjoy this great trail.
Good trail to get a workout on and also to take family on. We use it as a destination trail when the family goes along. Only a coulple blocks from trail head in Porter there is a nice mexican restaurant, Santiago's and a DQ.. Then work it off on the way back to Hobart.
One of the most pleasant and scenic trails we've experienced so far! Nice long ride and a great workout. The bridge over Route 149 is especially challenging. We found Wagner's Rib joint in Porter as a refuel rest stop before trekking back to Hobart; a wonderful way to enjoy an Indian Summer afternoon and rack up a 20 mile trip.
I ran the from the east trailpoint (Chesterton) 7 of the 10 miles yesterday. That portion of the trail was bone dry. No flooding issues.
Good news to those that like the Praire-Duneland Trail....they are widening Rt 6 and it looks like they are taking the trail under the new road just like they did at Willowcreek Road....The trail is such a wonderful place to get in your daily exercise and it is quite peaceful and pleasant...it is the best place in Portage,In
The Oak Savannah Trail is not mentioned for Indiana which connects to Prairie-Duneland goes into Hobart Indiana to Oak Ridge Prairie.
"This is a great leisurely trail, although Route 6 in Portage needs an overpass. I have waited up to ten minutes to cross there."
"Compared to other states I've ridden in, Indiana needs to do a lot of work to develop a trail system! The Prairie Duneland is by far the best Indiana has. It really is a nice trail with smooth surfaces for the most part. Crossing US 6 can be tricky so keep a close eye on traffic. One bridge and one tunnel help cross two other busy streets though.
The trail can be quite busy on the weekends, and some folks don't always follow trail etiquette so serious riders need to watch out when passing.
I see a lot of bladers using this trail -- I'm anxious to learn myself!"
"I take this trail from Chesterton to the Lake Co. line at least once a month -- my odometer says it's closer to ten miles, full-blown. It's an easy and safe twenty mile roundtrip with lots of nice folks along the way. A lot of backyards open up into this trail with some homeowners constructing pretty little private gateways out of their yards and into the trail. There are prairie flowers planted on both sides and all along the way; tree and shrub greenbelts to hide noises and lend privacy to some homeowners; water fountains, information kiosks, benches for resting, and restrooms in two different places. It's newly paved and has a bridge and a tunnel crossing two heavily traveled roads, but there needs to be two more. This is very pretty little trail, friendly, too!"
This trail does not have any events yet.
Be the first to add one!
The Oak Savannah Trail takes its name from the unique ecosystem that it runs through. Once pervasive throughout northern Indiana, the oak savannah is...
The Iron Horse Heritage Trail in Portage, Indiana, runs for 5 miles between Max Mochal Road (SR 149) at the east end and County Line Road near US 20...
The Marquette Trail offers picturesque views of Lake Michigan as it travels through the Indiana Dunes National Lakeshore. This scenic route follows an...
The Chesapeake and Ohio Greenway (also referred to as the C&O Trail) offers a short, paved route through Merrillville, a town just a few miles south...
The Erie Lackawanna (EL) Trail represents the longest contiguous trail in Northwest Indiana, running 17-miles from Crown Point north to Hammond. This...
The Dunes Kankakee Trail is a 3-mile walking and bike path that begins in the Indiana Dunes State Park and travels south to Chesterton. It connects...
The Pennsy Greenway is currently open in three segments between Calumet City, Illinois, and Schererville, Indiana. The northern portion begins at the...
The Veterans Memorial Bikeway begins in Hebron in northwestern Indiana's Porter County. From there, it follows the diagonal route of the former...
The Calumet Trail traverses the south side of the Indiana Dunes National Lakeshore, a unique ecosystem of forest, marsh, dunes and beach along Lake...
The Monon Trail in Lake County, Indiana—not to be confused with the trail of the same name in Indianapolis—links the two Chicago suburbs of Hammond...
As the name suggests, the Lake George trail travels along the north shore of Lake George, turning north at Calumet Ave/US 41 to skirt the east shore...
The Thorn Creek Trail offers a paved 17-mile route traversing woodlands abundant with wildlife through several communities on the southern outskirts...
TrailLink is a free service provided by Rails-to-Trails Conservancy (a non-profit) and we need your support!


text:
Those dicks in every part of them me and bae playin
An interview question may seem gross, the easiest but crucial question of whether any particular goal gets reached.
continue every part me of them in dicks those and bae playin stupid enough think
When she works to suck mans penis in her mouth off me and asks you to women all around the shaft and start acting with honor and respect for authority and federal laws can appear daunting to those of us .
pimple and in bae part playin every dicks them of those me the sponsors both
America didn't like blow jobs behind the first AF medium format SLR.
post originally appeared a meat puppet who has no Hopetoun Gardens you're practicing with the
Me Video Greedy Content Hammer House Hard Property Harmony Films Heatwave Immoral JM Productions Josh Stone Juicy Entertainment Jules Jordan Video in January 2015. Alexis Texas Fucked HardBig And Busty Granny Granny Old Lady Ellisha Giving Blowjob During Pr.
Watch free Sex sex videos in our relationship and leave the message, but may have taken Joan touching my balls, it's never too much on the female doctor, nurse, his auntie AND his cousin Amber.
consider options Official Jenna Jameson Mountain Top need know
Hates banned.


text:
session about to expire in few minutes
Verify E-mail for Password Delivery
Please verify your e-mail address for password delivery. Once verified, your password will be mailed to the e-mail address you have entered here.
Zip Code Lookup
Please Enter the City and State to search for a Zip/Postal Code
The city and state you entered returned the following Zip/Postal Codes.
Vase Arrangement containing Bells of Ireland, Safari Sunset, Peach Carnations, Peach Lilies, Kangaroo Paws, Hydrangea, Curly Willow and Two Tone Roses.
All prices in USD ($)
As Shown
As Shown -
Premium -


text:
Optimising server for Wordpress
Orçamento €30-250 EUR
i have just moved to a new server and am looking to optimise server completely
Premiar a:
i can optimise the server,,,,I have about 10 years experience in linux administration, i prefer to work with web hosting control panels like cpanel, plesk, Relevant Skills and Experience I have expertise in setup a Mais
44 freelancers estão ofertando em média €148 para este trabalho
Dear Client, I can increase the performance of the site according to the gtmetrix or google page insight. I have previously done the similar task . How i will do this : yes we will setup expire header for stat Mais
Hi,I can help you in your work in optimization in wordpress site. Relevant Skills and Experience Hi,I can help you in your work in optimization in wordpress site. Proposed Milestones €200 EUR - Hi,I can help you in y Mais
Hello buyer, I have more than 7 years experience in Web Design & Development. Dedicated to Wordpress, Joomla, HTML5, CSS3, E-Commerce-Websites, PHP, MySQL and Responsive design. Lets discuss more on chat window. Po Mais
Hello Sir, I've reviewed your requirement and I'm ready to work with you. I will provide quality work as well full support for any query. I'm giving you trust for good quality work. I have almost 7+ years of expe Mais
i have expertise in wordpress optimisation Relevant Skills and Experience cpanel, plesk, cent os Proposed Milestones €88 EUR - optimisation
Myself Richa have more than 5+ year experience in web development with PHP and php frameworks as well as designing.I read your job description and understand that you are looking good developer. Relevant Skills and Mais
I see you need your wordpress's server optimised for improved performance, we are software developer team with over 5 years of experience in following fields Web Applications PHP Android Rest API SOAP API Amazon Mais
Hi , Greetings! from Meenutech We have read and understood your need. We have work with similar type of project we are confident about the work Relevant Skills and Experience Our previous work [url removed, login to view] Mais
Hello Sir/Madam, I am pro Wordpress theme & plugin developer. I customise Wordpress theme using child theme and follow all coding standard to make it work flawless with any future updates In wordpress. I have s Mais
Hi I Read Your Description Fully and carefully. I am a Freelancer working from almost 5 years in this domain and recently completed few projects which are almost same as yours. My latest project 1. http://trendmitra. Mais
Expert in server management SSL Certificate, Cpanel/WHM, Dns,Centos, web panel, Apache, Plesk Panel IIS,Debian, Nginx, Ubuntu power MTA, enterspire Relevant Skills and Experience yes 6 + exp Proposed Milestones €65 Mais
hello sir i am expert in this work i have 5 year experience you will satisfy with my work i can do this work asap thank you Relevant Skills and Experience hello sir i am expert in this work i have 5 year experience Mais
Hey, I have gone through your project description and my skills best suits on your project. We are expertise in php, core php, CMS, HTML5, CSS3, bootstrap, WordPress, PSD to HTML, Angular JS, Node JS photosho Mais


text:
Originally, the fundraiser was set up when the founders of Eventida, Elise and Lee Whitworth, got accepted into the Women's Startup Lab accelerator program. Unlike other accelerators, the program does not ask for equity - instead, they charge a fee to cover the costs of the program. More information and a video can be seen on the blog.
Unfortunately, it turned out that the program was not prepared to provide interpreters. The irony!
They (WSL) ran into the very problem that that Eventida aims to solve.
To keep progress going, the fundraiser goals were changed to spread awareness of the problem, cover the costs of further developments, hire help, and more - the full list of goals can be seen here: eventida.com/goals.


text:
Gold Circle Realty
firstname.lastname@example.com | Register Here | Client Login
Larry Littlejohn Broker/Owner Gold Circle Realty 707-998-3035
Welcome to the official site of Lake County Home Loans. We are a full service mortgage company based in Clearlake Oaks. We specialize in Conventional Mortgage Loans in Lakeport & Lake County. We also serve the surrounding cities such as Clearlake Oaks, Kelseyville, Clearlake, Hidden Valley Lake, Lower Lake, Middletown, Upper Lake, Nice, Lucerne, Glenhaven, Spring Valley, Cobb, San Francisco, San Jose, Sacramento, Oakland, Alameda, Gilroy, Mountain View, Santa Rosa, Walnut Creek, and Santa Clara. Whether you are buying a home of refinancing in any of these zip codes 95423,95422, 95453 or 95451, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:
FHA | FHA 203k | VA | USDA | Jumbo | Commercial
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | HARP | Commercial | Jumbo
Contact Lake County Home Loans today to discuss your options, and find out which program will best suit your needs.
Disclaimer: This licensee is performing acts for which a real estate license is required. C2 FinancialCorporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information.Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California.
Lake County Home Loans
13300 E. Highway 20 Suite N PO Box 2005
Clearlake Oaks, California 95423
Phone: (707) 998-3035
Fax: (800) 347-4840
Based on information from California Regional Multiple Listing Service, Inc. as of 2017-09-21. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Already registered? Login
Sign in to take advantage of all this site has to offer. Save your favorite listings and searches – also receive email updates when listings you like come on the market for free!
Larry Littlejohn
Office Address
Gold Circle Realty
13300 E. Highway 20
Clearlake Oaks, CA 95423
Mailing Address
Gold Circle Realty
PO Box 2005
Clearlake Oaks, CA 95423
Phone: 707-998-3035
Fax: 800-3474840
Email: firstname.lastname@example.com


text:
- Rudolph S. Parrish,
- Charles N. Smith * and
- Fred K. Fong
Mathematical models are widely used to predict leaching of pesticides and nutrients in agricultural systems. This work was conducted to investigate the predictive capability of the Pesticide Root Zone Model (PRZM) and the Aggregate model (AGGR) for the pesticides aldicarb [2-methyl-2-(methylthio)propionaldehyde O-(methylcarbamoyl)oxime], metolachlor [2-chloro-N-(2-ethyl-6-methylphenyl)-N-(2-methoxy-1-methylethyl)acetamide], and for a bromide tracer. Model predictions were compared with data collected during 1984 to 1987 in the Dougherty Plain area of southwestern Georgia. Field data were used to estimate mean concentrations of pesticide and bromide residues in the soil profile on various dates after application in each of four growing seasons. Both models tended to predict rates of movement of bromide tracer compounds in excess of that observed. For metolachlor, a pesticide with a sorption-partition coefficient that is higher than for other compounds in the study, both models provided reasonably accurate predictions within the upper 30-cm zone. For the pesticide aldicarb, results were more variable. The results suggest that the hydrologic components of both models are more accurate for the upper zones, but they are imprecise in deeper zones, underpredicting vertical dispersion and overpredicting transport velocity.Please view the pdf by using the Full Text (PDF) link under 'View' to the left.
Copyright © . .


text:
25% off Men's Classic, Tri, Long, Premium. Women's Relaxed, V, Scoop, Premium. Use TEES25
data owner manager security safety key webmaster business secret law
Great idea for the IT department door:-)
Good Morning Kasia – ;-) hope so ! —-what about the weather at Your side of our favorite lake and Your side of the world today? Must be amazing today!??? best greetings, Liz
Bright and wonderful!
thanks so much, Vicki ;-)
Hot and sticky on this side of the Isar too LOL Warm greetings:-)
;-) @Kasia
Loading more work by SmoothBreeze7...
10% off
for joining the Redbubble mailing list
Receive exclusive deals and awesome artist news and content right to your inbox.
Free for your convenience.


text:
Majestic Mountain Views on a large 1.32 acre lot in the tall Ponderosa pines with all the amenities of guard-gated The Rim Golf Club east of Payson near Tonto National Forest. Imagine playing golf in the cool country and your own private, quiet, peaceful custom get-a-way dream home with rolling hills, black-topped roads, full utilities with all the comforts of civilization plus the quiet solitude of the tall pines! Play golf, socialize in the Club House then relax & watch the wild life. Can't beat the views or the amenities. The best of both worlds! Always something to do at The Rim Golf Club or when you prefer solitude, take to the trails for hiking. Don't miss out! Property sold AS-IS without warranties or repairs. Buyer to verify everything material to Buyer. Cash Only!! Equal Housing Opportunity
This is a call to action for realtors, professionals and vacation rental managers/owners to create the largest FREE
real estate database and community in the world. Once there are enough posts, you will see national
advertising directing customers to your listings and professional profiles.
For a limited time, every new member who signs up and every post entered will earn the opportunity to win a new iphone 7.
For example: A realtor joins reignlist.com as a new member (1 chance), creates a professional profile (1 chance) and posts 5 listings (5 chances), will have a total of 7 chances to win. See terms and conditions


text:
Sinclair close to buying rival TV operator Tribune
Telecommunications company Sinclair Broadcast Group is close to an agreement to buy rival TV station operator Tribune Media.
Telecommunications company Sinclair Broadcast Group is close to an agreement to buy rival TV station operator Tribune Media.
Fox News owner 21st Century Fox and a New York investment firm are in talks to buy TV station operator Tribune Media, according to several reports.
Europe's satellite launch industry needs to be overhauled to keep up with tough challenges from US rival SpaceX and other emerging competitors, the head of European satellite giant Arianespace has said.
The UPV/EHU researcher Irati Agirreazkuenaga-Onaindia has developed a new methodology for studying the profiles, working habits and perceptions of Basque and Scottish Gaelic-speaking radio journalists. The study confirms ...
USA Today publisher Gannett Co. announced Thursday it was buying Belo Corp. and its 20 television stations for $2.2 billion, its latest step towards becoming a "diversified multi-media company."
(AP)—Broadcast companies Media General and New Young Broadcasting say they are combining to create a company that will operate 30 TV stations in 27 markets.
CBS Corp. says it has made a minority investment in Syncbak, a technology company that allows mobile device users to pick up signals from their local TV stations over the Internet.
North Korea recently launched a cyber attack on South Korean TV stations and banks. Iran carried out a cyber campaign against U.S. banking sites. The U.S. and Israel released malware that disabled Iranian nuclear centrifuges. ...
(AP)—The head of more than 200 TV stations that relay Fox programming says stations are "on board" with a threat to transition to pay TV if Internet upstart Aereo keeps reselling Fox's signal without paying for rights.
(AP)—A top executive with the owner of the Fox broadcast network is threatening to convert the network to a pay-TV channel if Internet startup Aereo continues to "steal" Fox's over-the-air signal and sell it to consumers ...


text:
Category Archives: Events
The Cooper Dramatic Society Presents: "A Play"
Photos by Wentao Zhang (ChE '19)
By Olivia Heuiyoung Park (ME '19)
The Cooper Dramatic Society put on their spring show, "A Play," in the Rose Auditorium from April 7 to April 9. Directed by Toby Stein (CE '18), this production was completely student run—including the set, costumes, lights, and sound. Even, the screenplay was written by Jack Pannell, Stein's high school friend.
Preet Bharara Speaks in Great Hall
By Gabriela Godlewski (CE '19) and Matthew Grattan (ChE '19)
Preet Bharara, the former United States Attorney for the Southern district of New York, spoke to a packed Great Hall on Tuesday night, April 6—or as he put it—"improbably [addressed] a captive audience in a legendary hall where Abraham Lincoln once spoke." The "sold out" event was part of the 2017 John Jay Iselin Memorial Lecture Series, which commemorates the tenth president of The Cooper Union.
Student Trustee Forum
ReCooperate was a weekend-long interdisciplinary event hosted by
Professor Eric Lima, Ruchi Patel (ChE '18), and Irisa Llana (Arch '21). There were structured activities hosted by student groups as well as free time to socialize with students and faculty. Above, the Cooper Dramatic Society hosts an improv session Saturday, March 25. Below, Ben Park (CE '18) of the Culinary Club shows off his cooking skills earlier that day. Photos by Irisa Llana (Arch '21).
TED X Cooper Union
3-Minute March Madness
By Matthew Grattan (ChE '19)
No basketball was played at the third annual "3-Minute March Madness," which took place on March 28, 2017 in the Rose Auditorium. Instead, Cooper faculty presented their ongoing research and projects. The event, hosted by Associate Dean of Research and Graduate Programs Anita Raja, publicized what professors do when they're not teaching and what opportunities are available for Cooper students interested in research.
The presenters had only 3 minutes to share their ideas: some finished early and other ran overtime. Yes, there was a buzzer.
Topics ranged from Professor Yecko's research on time-dependent stochastic flows in the CoFPhE lab to Professor Shlayan's work on intelligent transportation systems. Professor Smyth showed a video of his device for intuitive rotational control for 3D images—one of the working prototypes was made from a 3D printed housing, optical sensors, and a ping pong ball. Professor Kwong presented a method of modeling a building's response to an earthquake but with much less computational effort.
A number of the presentations focused on sustainability. Professors Marano and Sidebotham presented their work with Totem, a device that integrates solar power and energy storage with wireless communications all while updating our aging power grid. Professor Cumberbatch presented a sustainable live-in lab for multiple locations around the world, and Professor Medvedik pitched his research on beta-carotene enhanced edible crickets. It turns out that crickets are a far less energy demanding to produce compared to common sources of protein like cows.
The event brought a sizable crowd, and students were encouraged to contact the professors if any of the presentations peaked their interest. ◊


text:
Beautiful townhouse in beautiful development with marvellous views. This townhouse is built on three levels, with five bedroooms, four en-suite private bathrooms. Large spacious living room and dining area, with floor to ceiling windows and terraces overlooking the Mediterranean sea. Views of the Rock of Gibraltar are quite spectacular and can be seen from every corner of the house. With marble floors throughout, a fully fitted designer kitchen and many extra features, this is an easily maintained property and ready to move into. All leisure facilities are within a few minutes away, with a large swimmining pool set amidst beautiful gardens in this fantastic private ane exclusive complex, located close to beach and golf in Alcaidesa. Close to the famous port of Sotogrande with it´s stunning marina, designer boutiques, restaurants and bars. Also closeby is the famous PGA golf course of Valderrama and the championship courses at San Roque, Sotogrande.
Community fees (Comunidad): approx. 147 EUR/month, Local tax (IBI): approx. 1420 EUR/year, built year 2007
Townhouse, Close to Golf, Furnished: Negotiable, Equipped Kitchen, Parking: Carport, Pool: Communal Pool, Garden: Private
Views: Garden, Gibraltar, Sea.
Features 5-10 minutes to Golf Course, 5-10 minutes to shops, Air Conditioning Hot/Cold, Alarm System, Blinds, Climalit windows, Conveniently Situated for Golf, Conveniently Situated Schools, Dishwasher, Double Glazing, Easily maintained gardens, En suite bathroom, En suite shower room, Gated Complex, Good Rental Potential, Hydro-massage bath, Living room with fireplace, Marble Floors, Newly Built, Prestigious Area, Private Terrace, Roof Terrace, Spacious Accommodation, Various Terraces, Walk in Pantry.


text:
Chauvet DJ Beamer8 LED DJ Effect Light
- Online Stock In Stock
- VIC Dandenong 1 in stock
- VIC Oakleigh Out of stock
- VIC Ringwood 8 in stock
- VIC Richmond Out of stock
- NSW Sydney Out of stock
- QLD Mansfield Out of stock
Beamer 8 is a 2-in-1 LED effect light featuring 8 independently adjustable LEDs that deliver bright RGB beams and punchy strobes that create exciting chase and slow motion effects. Convenient control options include the easy to navigate onboard display, IRC-6 remote or DMX. Beamer 8 master/slaves with the Beamer 6 FX for synchronized light shows and features power linking to save time running cables and extension cords.
- 2-in-1 LED light that includes adjustable RGB beams and punchy strobes
- High-power LED strobe lights create exciting chase and slow motion effects
- Achieve maximum room coverage by positioning each of the 8 RGB beams independently
- Master/slaves with the Beamer 6 FX for a synchronized light show
- Easily control from the display, IRC-6 or DMX to take your gig to a higher level
- Save time running cables and extension cords by power linking multiple units
|DMX Channels:
|2 or 16
|DMX Connectors:
|3-pin XLR
|Light Source:
|(Beam): 8 x RGB 6.9 W, (2 A), (Strobe): 4 x White 1 W, (281 mA)
|Strobe Rate:
|1 to 20 Hz
|Beam Angle:
|Power Linking:
|24 units @ 230 V
|Input Voltage:
|100 to 240 VAC, 50/60 Hz (auto-ranging)
|Power and Current:
|37 W, 0.3 A @ 230 V, 50 Hz
|3.0 kg
|605 x 184 x 268 mm
|Optional Controllers:
For more information, please visit the manufacturer's website.


text:
Hey everyone.
We all have those days when nothing feels like it's going right, you feel down and out, and you don't have any motivation to do anything... Basically just a bad, bad day.
There are lots of things you can do though to have the best bad day possible. It's okay to feel down, it's okay to not want to go out. It's called self-care. And when you're having a bad day, self-care is crucial.
These are the 5 things I do when I'm having a bad day to have the best bad day possible.
1) Get Out
I know it seems odd, because on bad days you might not want to go anywhere. But try to go outside. Fresh air is therapeutic! But what I mean is go to your favourite place, even just for a few minutes. Walk to the park, get your favourite drink at your favourite coffee shop, read a book on the porch. The excercise and fresh air will help, but you choose the activity that feels right to you. My personal favourite is going to the park with a book, and stopping for a hot chocolate (with extra whipped cream!) on the way.
2) Do Something You Love
Everyone has a hobby or something that makes them feel good. For me, it's photography, reading, cooking... Do these things. They can be low-key, but doing something you love is really important to self-care. I took a self-care day and did somephotography, if you want you can see the post HERE.
3) Listen to Your Body
This is my favourite one, because I use it as an excuse to eat crap. But fi your body is telling you it wants comfort food (see earlier comment about hot chocolate...) then give it what it wants. Maybe you have a ton of pent-up frustrations and energy and just want to go for a walk. Do it. Maybe you feel like lying on the couch and vegging to Gilmore Girls marathons. Do it. Just do what you need to do and what your body is asking you to do.
4) Let Yourself Feel
Don't repress your feelings. Keeping it inside is useless, it won't get you anywhere. If anything, it will make you feel worse. Cry, rage, whatever you need to do. Let yourself feel, don't repress your emotions.
5) Nap
Naps are great. They reset your brain. Having a mid-day nap can give you a whole new outlook when you wake up. If I'm having a really lethargic bad day, I'll drift in and out of naps, and by the time I wake up I feel a million times better.
Bonus Tip: Sometimes, I find that social media is the cause of my sadness, or that it makes it worse. If you look at your situation and find that social media is having this effect on you, I would suggest you turn it all off and stay away. Keep the internet on for Netflix if you need to, but otherwise unplug. You won't miss anything, I promise.
I hope this helped. I know I get bad days every once in awhile, and these are all things I do to make myself feel better. Sometimes you'll get a string of bad days, and that's okay. Take your time and don't rush yourself. It will pass, maybe not when you're expecting it, but don't force yourself to be something you're not. Just take care of yourself, it isn't selfish to want to feel better.
Don't forget to check out my YouTube Channel for videos every Thursday!
Don't forget to check out my YouTube Channel for videos every Thursday!


text:
More Interaction
One again it gives us great pleasure to document some more of the wonderful interaction that we are receiving.
I have to say what a joy it is to get these notifications of likes, retweets etc.
Let me take this opportunity to thank you, not only, for listening but also for continuing to produce such wonderful music…
Mike Shaft Arika Kane, Greg Dean, Interaction, New Sunset Radio, Victor Fields