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The Principle Role of Financial Intermediaries Essay
The Principle Role of Financial Intermediaries
There are evidences that "financial intermediaries play a key role in improving the performance of the economy". (Morawski 4) Not to mention that they "could even act as a good predictor of long run rates of economic growth, capital accumulation and productivity improvement" (King and Levine cited in Chakraborty 1). However, what –exactly- is the principle role of financial intermediaries? This is what this essay tries to answer.
This essay aims at discussing the principle role of financial intermediaries (banks, investment companies, financial advisors or brokers, credit unions, mutual funds, and insurance companies). The best approach to achieve this goal is to search the literature to study what is written concerning financial intermediaries' different roles and assess these roles to come up with the principle role of these institutions.
However, first of all, it was necessary to study different definitions for financial intermediaries in case these definitions could give an idea about the principle role of them. For example, -according to Claus et al. – financial intermediaries "'channel funds' from those who have savings to those who have more 'productive' uses for them" (2). Also, Jalan defined financial intermediaries as "institutions which 'transfer funds' from economic agent with surplus funds (surplus units) to economic agents (deficit units) that would like to utilize those funds.
Then, Morawski provided a better definition to 'Financial intermediaries' term as institutions which provide "'channeling' or efficiently 'transfer funds' between lenders (surplus units) and (deficit units) borrowers that are brought together in order to achieve higher production and efficiency for the economy as a whole. " or in another word, as she mentioned institutions which "pool 'resources' from various small investors so that they can be able to later lend those 'funds'" (2, 3)
Then, it was clear that these definitions actually give the financial intermediaries' principle role. However, to be sure that the principle role is what mentioned in definitions of the term, it was logical to move to other research findings that discussed basic or vital roles of financial intermediaries. Corrigan mentioned that the vital and indispensible role of financial intermediaries is in "helping societies 'economies' achieve a broad range of public policy goals, including, but not limited to- 'mobilizing' and 'allocating savings' in an effective and efficient manner" (10)
According to Chakraborty, financial intermediaries "perform the roles of (a) resource mobilization and allocation, (b) risk diversification and (c) liquidity management to foster development of the real sector" (1) and that's exactly what Morawski assure "The low transaction costs allow those institutions to offer liquidity services as it is simpler to sell financial instruments to raise cash and in the same time reduce the exposure to potential risks by sharing risks among various investors" (3)
Diamond and Dybvig summarized these roles when they showed that financial intermediaries "can enhance risk sharing, which can be a precondition of liquidity, and can thus improve welfare" (cited in Claus et al. 2). And through these two financial services –provision of liquidity and risk sharing- they "reduce the costs of 'moving funds' and help in overcoming information asymmetry between borrowers and lenders, leading to more 'efficient allocation of resources' and faster economic growth" (Claus et al. , 2) Claus et al. mentioned two channels through which financial intermediaries "can have an effect on economic growth, capital accumulation and technological innovation". (7-8) While "this 'supply of funds' provided by financial intermediaries –according to Goldsmith- through loans or through the purchase of securities is an essential if not the primary economic function of financial intermediaries" (180)
Finally, based on these definitions and research findings, the principle role of financial intermediaries is in achieving the efficiency and effectiveness in supplying funds to the market by mobilizing and allocating resources or funds -with (a) low transactions costs and (b) overcoming information asymmetry- between borrowers (surplus units) and lenders (deficit units) -through two main services, the (1) provision of liquidity and (2) risk sharing-; and as a result to this better utilization of these funds (more investments and higher production- leads to economic growth or welfare (through (1) capital accumulation, (2) improved or enhanced productivity, and (3) technological innovation).
Subject: Economy,
University/College: University of Chicago
Type of paper: Thesis/Dissertation Chapter
Date: 8 November 2016
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Which battle proved to the french that the Americans could win the Revolutionary War?
Saratoga is the answer.
The Battle of Saratoga is considered, by many historians, to have been the turning point of the American Revolutionary War and one of the most decisive battles in history.
Surrounded and badly outnumbered, South of Fort Ticonderoga, with supplies dwindling, and winter not far off, Burgoyne had little option. He surrendered on October 17, 1777 to General Horatio Gates.
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Patent FAQ in PDF format.
Many questions arise in determining whether to seek patent protection for new inventive technology. This memorandum sets forth some of the information which one should know prior to pursuing an application for a patent.
A patent is a document which describes the invention and concludes with a series of paragraphs called claims, which are the legal definition of the invention owned by the patent owner. A patent gives its owner the right to exclude others from making, using or selling the invention covered by the claims of the patent; it does not give the owner the right to make, use, or sell the invention. This right to exclude others is enforced by bringing a suit against an alleged infringer in a United States Federal District Court. In a patent infringement suit, this right to exclude is dependent upon the court determining that the claims of the patent are valid and that the claims cover the product or process of the infringer.
Patent claims vary significantly in scope. Patents on pioneering inventions receive broad claims while other patents on improvements may receive only narrow claims. Most commonly, the claims allowed by the U. S. Patent and Trademark Office are narrow in that they only address a specific embodiment of the invention since other embodiments were previously a part of the public domain.
Obviously, the broader the legal definition of the invention in the claims, the more valuable the patent. However, even narrow claims may be valuable if those claims are directed to features which give the product significant commercial value.
Although the value of a patent is significantly influenced by the breadth of the claims, the value is not solely determined by the claims. A patent also provides secondary values. For example, a patent or patent application may be of value as a marketing or advertising tool; or support a manner of doing business or contracting by which taxes are saved; or may add strength to a franchise or know-how license; or constitute the foundation of a defense against a charge of infringement of a third party's patent; or be the basis for winning an interference with a competitor's patent application. Further, many narrow patents also earn substantial royalties or may require a would-be infringer to make design modifications which reduce the sales appeal of his products.
The decision on whether or not to file a patent application should be based upon an assessment of the likelihood of obtaining patent protection, the scope of that protection, the commercial potential of the invention, the various different values of the particular type of patent to be obtained, and the uses to which the patent may properly be put in the industry to which the particular invention relates.
The cost of obtaining a patent varies tremendously with the complexity of the technology of the invention. Obviously, a patent application on an invention with no moving parts will be much less expensive than an invention with a hundred moving parts. The cost of a patent might well be compared to the cost of purchasing an automobile. Estimates cannot be quoted without a thorough review of the disclosure of the invention. Exact figures can never be quoted simply because the process of prosecuting a patent application can take many turns and therefore the steps which the applicant must take to obtain a patent cannot accurately be predicted. In the following discussion, estimates have been given for each of the main steps in patent prosecution - the procedure for obtaining a patent.
However, it should be understood that these are only estimates and relate to typical cases which are processed through a typical routine prosecution and do not get involved in interference proceedings, appeals, or other unusual procedures.
The first step in the patenting process is the preparation of a written disclosure of the invention. This written disclosure commonly includes one or more sketches or drawings of the invention. At the initial conference between the inventor and attorney, the attorney reviews the invention disclosure to determine whether the invention is proper subject matter for obtaining a patent. Further, the attorney discusses the invention with the inventor to ensure that the attorney properly understands the invention and the particular features which the inventor believes to be novel. At that time, the attorney may advise spending no more money and that no application be filed; or may recommend that a patentability search be performed to determine whether the invention is patentable or to assess the possible scope of the claims; or the attorney may recommend that an application be pursued immediately based on pending statutory bars or the inventor's knowledge of the state of the art of the technology. The cost of this initial conference including the study of the invention disclosure and opinion normally ranges from $200 to $1000.
Often, the attorney recommends that a limited novelty or patentability search be performed. Such a search includes the attorney preparing a request for a patentability search together with a written disclosure of the invention. The search request is then forwarded to an associate in Washington who searches the technical literature in the U. S. Patent and Trademark Office for prior patents and publications relating to the novel features of the invention. The associate then sends the closest prior patents and publications which he finds in the search to the attorney for assessment of patentability and claim coverage. As an alternative to using the services of an associate, the attorney can himself perform an on-line search for prior patents and publications.
The inventor may wish for the attorney to prepare a formal patentability opinion or may wish to review the references himself to determine the extent of novelty of the invention. Generally a reasonable patentability search can be performed for less than $1000. A patentability opinion may be rendered by the attorney for an additional $500 to $750. The patentability search provides at least two advantages. First, it provides an indication of the patentability and the potential scope of claim coverage of the invention. Second, it allows the attorney to draft a better patent application by preparing claims which are more focused on the invention in view of the prior patents and publications located in the search.
A favorable patentability opinion based upon a patentability search is no guarantee, however, that the invention is patentable. The examiners at the Patent Office are very knowledgeable about the technology of the invention and each examining unit has its own collection of prior art patents and publications. The patentability opinion is based only on the prior art found in the search or otherwise known by or provided to the attorney, who may in fact not have possession of the most pertinent prior art. Thus, the patentability opinion should be viewed by the inventor only as supportive, and not determinative, of patentability. The inventor should not rely on the search as uncovering all prior art relevant to patentability.
Even when the inventor has extensive knowledge of the prior technology in the field of his invention, a novelty search is still advisable. First, it is impossible for the inventor to know all of the prior patents and published technology, since many patents and publications do not reach the marketplace. Second, there are many paper patents on inventions which never reach the marketplace and therefore are not accessible to the inventor. A patentability search generally requires four to five weeks. Since the attorney is requesting that his associate perform services on the inventor's behalf, an advance retainer is required to ensure that the attorney can reimburse the associate performing the search immediately upon receiving an invoice for the search.
The cost of preparing and filing the patent application will vary depending upon the complexity of the invention. Even a moderately simple invention will cost at least $5,000 because of the information required by the U. S. Patent and Trademark Office to be included in the patent application. The charge for preparing the patent application is in addition to the cost of the patentability search and opinion. Although the cost of a patent application may vary between $5,000 and $25,000 depending on the complexity of the technology, we have found that a typical patent application averages $10,000 in attorney's fees.
Certain expenses are also incurred in addition to the attorney's fees. A filing fee must be paid to the Government and, often, patent drawings must be prepared to accompany the application. The base filing fee (which includes the basic filing fee, utility search fee, and utility examination fee required by the U. S. Patent and Trademark Office) is $500 for a small entity (less than 500 employees); for large companies, the base filing fee is $1000. Additional government filing fees of $100 - $5,000 may be incurred if considerably more claims are included in the application than are allowed for the base fee. Depending on the nature of the invention, patent drawings may be required. A sheet of patent drawings normally costs $100 - $150. Of course, the number of sheets of drawings will depend upon the complexity of the invention.
It is customary to ask for an advance prior to preparing the patent application. This advance is used to pay for the patent drawings and the Patent and Trademark Office filing fees. Any remainder is applied toward the legal fees incurred in writing the application. Any remaining charges for the preparation and filing of the application are then invoiced when the application is submitted to the inventor for execution prior to filing the application with the U. S. Patent and Trademark Office.
Normally, the preparation and filing of a patent application requires approximately three months after the patentability search and opinion have been performed. This is a typical period and the time required may be reduced if circumstances demand it.
The inventor can be of assistance in minimizing the cost of the preparation and filing of a patent application. In particular, the inventor can be most helpful by completely thinking through the invention and providing the most detailed disclosure of the invention possible to the attorney. Much of the time spent by the patent attorney includes gaining a thorough understanding of the invention and obtaining sufficient detail to properly prepare the application in accordance with the rules and regulations of the U. S. Patent and Trademark Office. When the patent attorney must engineer the invention, or continuously encourage the inventor to provide additional technical information, or when the inventor adds additional disclosure after the application has been prepared, the cost of the patent application increases dramatically. Once the application has been drafted, it can be very expensive to rewrite the application to include additional disclosure or make extensive changes in the description of the invention. Although the inventor may have access to his own facilities, equipment, or personnel to assist in the drafting of the patent drawings, this normally is not recommended since it requires that the patent attorney spend time teaching the inventor or the inventors personnel the specifications required for patent drawings by the U.S. Patent and Trademark Office.
The statutes and regulations of the U. S. Patent and Trademark Office require that the inventor and patent owner disclose to the Patent and Trademark Office the closest prior patents and publications relating to the invention and known to the inventor and patent owner. The U. S. Patent and Trademark Office encourages that an Information Disclosure Statement be filed with the Patent and Trademark Office within three months after the patent application has been filed. This Information Disclosure Statement may include a short description of each of these prior patents and publications. Such an Information Disclosure Statement will vary in cost depending upon the number of prior patents and publications to be reviewed by the patent attorney for inclusion in the Information Disclosure Statement. Typically, an Information Disclosure Statement will cost in the range of $500 to $2,000.
Once the application has been filed with the U. S. Patent and Trademark Office, it is sent to a particular group of examiners who examine all inventions in a given technology. Thus, the examiners are familiar with the general technology of the invention. Typically, the application does not reach the patent examiner for six months after the application has been filed. Once the examiner receives the application, he reviews the application and particularly studies the claims. The examiner then performs a patentability search by reviewing the prior patents and publications which are located in the technical library of the Patent and Trademark Office. Once the examiner completes this search, he prepares a critique of the application called an office action. In this critique or office action, the examiner lists the prior patents and publications located during his patentability search and may raise certain objections to the application. These objections may be to the formalities of the application such as the description or drawings, but most often relate to a rejection of the claims. Frequently, all of the claims in the patent application are rejected based on the results of the patentability search performed by the examiner. The inventor should not be alarmed when all claims are rejected. It is important that the patent attorney prepare the initial claims as broadly as possible to ensure that the inventor receives the broadest claims possible. It is expected that these claims may be amended, i.e., narrowed, after the examiner has performed his search and rendered his opinion concerning the patentability of the claims. Often, this first office action is not received by the inventor and his attorney until about 12 to 18 months after the application has been filed.
Once the attorney receives the office action, accompanied by copies of the prior patents and publications located by the examiner, the attorney studies the office action and prior patents and publications in order to prepare a response. It is not unusual that the examiner's patentability search, which is supposed to be most exhaustive, may locate more relevant prior patents and publications than those found in the more limited patentability search.
Although it is possible to abandon the patent application at this point in the prosecution because of the office action, normally the decision is made to respond to the office action by amending the application in order to place it in better form for the issuance of a patent. The response to the office action normally includes amending the application and particularly the claims to distinguish them from the prior patents and publications cited by the examiner in the office action. The response also includes a discussion of the differences between the invention and the prior publications and patents located by the examiner. Often, the attorney includes legal arguments as to why the particular claims, as amended, should be allowed by the examiner. The cost of responding to an office action typically costs in the range of $2,000 to $3,500 and most often averages $2,500. Since the office action is normally received approximately one year after the application has been filed and the attorney is given three months to respond to the office action without incurring extension fees, the expense of responding to the office action is not incurred until approximately 15 months after the application is filed.
The filing fee paid at the time of the filing of the application ensures that the applicant will receive two office actions from the examiner at the U. S. Patent and Trademark Office. Thus, if the application and claims are not placed in allowable form in the response filed after the first office action, the applicant is entitled to a second office action. Normally the second office action is a final office action, meaning that a response to the final office action must place the application in condition for the allowance and issuance of the patent or the application will become abandoned unless the inventor files an appeal or a request for continued examination. A request for continued examination requires an additional fee and entitles the inventor to two additional office actions. A response to the final office action may also cost in the range of $2,000 to $5,000 and typically averages about $3,000. It should also be appreciated that additional fees may be required by the U. S. Patent and Trademark Office such as additional claim fees, recording fees, and extension fees.
The charges for the prosecution of a patent application are billed as the work is performed. If the application is finally rejected by the U. S. Patent and Trademark Office an appeal may be taken. However, only a small percentage of applications proceed through the complete appeal process. The appeal process may be quite lengthy and expensive, and is relatively complex. For these reasons, that process is beyond the scope of this memorandum.
Once the examiner is satisfied that the claims have been properly drafted and distinguish over the prior art, he will allow the application and issue a document called Notice of Allowance and Issue Fee Due. On receiving the notice of allowance, the inventor must pay an issue fee to the U. S. Patent and Trademark Office which in turn sends the application to the printer for publication. Normally, the U. S. Patent and Trademark Office issues a patent five to eight months after the issue fee is paid. The issue fee for small entities is $700. For large companies, the issue fee is $1,400. The inventor may also have to pay a pre-grant patent application publication fee of $300 in addition to the issue fee.
Attorney's Services
Disclosure conferencePatentability searchPreparation of ApplicationInformation Disclosure StatementProsecution of Application after filingIssuanceTOTAL
Patent drawingsPTO filing feeAdditional prosecution feesIssue feePublication fee TOTAL
The above sets forth a range of costs for obtaining a patent. A routine patent application on the average will cost approximately $24,000 in fees and $4000 in expenses over a period of 2-1/2 years.
The inventor should also be aware that after a patent issues, the U. S. Patent and Trademark Office requires that certain maintenance fees be paid to keep the patent in force. Those fees are currently due 3-1/2, 7-1/2, and 11-1/2 years after the patent has issued and are currently $980, $2,480 and $4,110, respectively for large companies, and half of these prices for small entities.
The issuance of a patent grants to the patentee a monopoly on that invention that extends for the life of the patent. That is, the patentee has the exclusive right to prevent others from making, using, selling, offering to sell, and importing the patented invention. It is this right that can be exploited commercially. Before the law changed on June 8, 1995, patents had a life of seventeen years from their issue date, provided the three maintenance fees were timely paid. Patents issuing on applications filed after June 8, 1995 will also require maintenance fees, but will have a term of twenty years from their filing date. Because the average time that elapses between disclosure of the invention to the attorney and the issuance of the patent is approximately three years, the change described above is not likely to significantly affect the average patent term.
U.S. law has been changed to allow the filing of provisional applications. The purpose of the provisional application is to enable the inventor to obtain a filing date without having to incur the expense of preparing and filing a full-fledged patent application up front. It is important to have an early filing date, as the filing date determines the extent of prior art that can be cited against the patent application. Provisional applications are not examined and are not subject to the same rigorous standards of content and form as regular applications, except that they must contain a complete and enabling description of the invention. No patent can issue on a provisional application, but a subsequent non-provisional application may claim the provisionals earlier filing date if it relies on information disclosed in the provisional.
If an inventor opts to file a provisional application, a standard patent application must be filed within one year of the filing of the provisional application, or the filing date will be lost. If the inventor intends to file any foreign patent applications, they too must be filed within one year of the filing date of the provisional application. The provisional application effectively reserves an earlier filing date, while allowing the inventor to postpone the cost of the patent application for one year.
The filing fee for provisional applications is $100 for individual inventors and other small entities, and $200 for large corporations.
According to current Patent Office rules, any U.S. non-provisional utility patent application filed on or after November 29, 2000 will be published 18 months after the earliest effective priority date. The U.S. patent application will be published even if the U.S. patent application is still pending (i.e., before the patent issues). The publication of a U.S. patent application can be prevented if there is no intent to file the U.S. patent application in any foreign countries (or under the auspices of the Patent Cooperation Treaty), and if an appropriate statement regarding such intent is filed at the time the U.S. patent application is filed.
In some instances, however, it may be advantageous to allow the application to publish, even if foreign patent rights are not going to be pursued. The publication of a patent application prior to the issuance of the patent allows the opportunity for the patent holder to claim pre-grant reasonable royalties. Pre-grant reasonable royalties are royalties for infringement that took place after the patent application was published but prior to issuance of the patent. Pre-grant reasonable royalties may be claimed if at least some of the claims in the published application and the issued patent are substantially identical. Pre-grant reasonable royalties, however, may only be awarded if the infringer is given notice of the published application.
Provisional applications, design applications and reissue applications are not published by the Patent Office.
This memorandum is directed primarily to protection under U.S. law and is not intended to provide any detailed discussion of foreign patent protection. A U. S. Patent only protects the invention within the United States and provides no protection in foreign countries. Thus, foreign patent protection requires the filing and prosecution of a patent application in each foreign country. Such protection is beyond the scope of this memorandum. We would, however, be happy to provide information concerning the cost of obtaining patent protection in particular foreign countries. Please also be advised that there are certain patent treaties which may be of assistance in providing foreign patent protection.
Most foreign industrialized countries are members of the Paris Convention. Under this Convention, an inventor can file his patent application in a member foreign country up to one year after the filing of his U. S. patent application (provisional, if any, or regular) and still obtain the U. S. filing date for his foreign patent application. Thus, normally, where patent protection is only sought in industrialized countries, the filing of foreign patent applications is addressed during the one-year period after the filing of a U. S. application.
A patent cannot be infringed until after it has issued. Our patent laws provide no remedies against competitors during the pendency of the patent application. This is understandable because all patent applications are held confidential in the U. S. Patent and Trademark Office. Therefore, not only do potential competitors not have knowledge of the application but, until the claims have been allowed by the U. S. Patent and Trademark Office, there is no legal definition of the invention by which to govern the competitors' activities.
Many inventors place the words Patent Pending on their products during the pendency of the application. This places competitors on notice that a patent application has been filed and that they run the risk of losing the cost of their capital investment by producing and selling a potentially infringing product. The Patent Pending designation alerts the competitor that upon the issuance of the patent, he may well have to stop the production of the potentially infringing product, and he may be unable to recover the expense of gearing up for production.
No United States Patent can validly issue on an invention if, more than one year before the filing of the application for patent, the invention was disclosed in a printed publication in any country, or was on sale or in non-experimental public use or commercial use in the United States. Thus, the inventor is prohibited from filing a patent application on his invention if he has waited too long, i.e., beyond this one-year statutory period. Therefore, care should be taken to assure that this one-year grace period does not expire before the U. S. application is filed. Any public or commercial use of the invention should be disclosed to the attorney immediately at the initial conference concerning the filing of a patent application. If the applicant has waited too long, there is no reason to pursue a patent application further.
Most foreign countries do not recognize this one-year grace period. Therefore, most foreign countries require that an application be filed before the first publication or sale of the invention anywhere in the world. Therefore, if foreign patent protection is to be sought, the U. S. patent application should be filed prior to the first publication or sale anywhere, and the inventor should not rely on the one-year grace period in the United States since that does not save his foreign patent rights.
If there has been any disclosure in a publication, any offer to sell or sale of the invention, or any public disclosure or commercial use of the invention, the complete circumstances should be disclosed to the attorney along with the disclosure of the invention. Failure of the inventor to advise the U. S. Patent and Trademark Office of such matters may well result in any issued patent being invalid and unenforceable. The inventor is obligated to make such disclosures, together with any known prior patents and publications, to the U. S. Patent and Trademark Office during the prosecution of the application.
This memorandum has been written to provide you with basic information on pursuing patent protection in the United States. This memorandum is not all-inclusive and is intended to provide you with only a fundamental understanding of the prosecution process. This memorandum is not intended to be a substitute for a thorough conference with the patent attorney to ensure that you have all the information required to make proper decisions concerning your pursuit of patent protection.
We hope this memorandum has been of help.
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How Dianabol helps to improve bodybuilding!
Dianabol is one of the brand name of Metandienone, it is synthetic anabolic-androgenic steroid (AAS) and orally active. Metandienone was invented in 1957 by CIBA and marketed in United States and Germany. Dianabol was mainly used for bodybuilding purposes and also for improving the athletic performance, Dianabol is the most familiar brand of Metandienone which was largely used by the bodybuilders and to increase the metabolism. The main advantage of the Dianabol


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Robeson Community College professional development
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Find info concerning Robeson Community College professional development, and registering for elective lectures. Which college degrees give you the best chances of finding employment after graduation? Qualifications for management positions vary considerably. Learn more about accredited business degree programs, and certificate courses that can lead to an in-house promotion. Concentrating on Robeson Community College professional development, for example, you may gain an advantage in corporate recruiting being done on-campus. Check with the business management department for course registration deadlines, and business administration program requirements. Please use the form above to request admissions info for Robeson Community College.
There are a variety of approaches to project management. Critical chain management (CCPM) puts more emphasis on the resources required to execute tasks, while event chain methodology focuses on managing events that will affect scheduling. Regardless of the method you choose, the Small Business Administration advises listing out specific project objectives, create a working timeline of both materials and personnel, and monitor all required costs as the project proceeds. Project control means keeping on-track, on-time, and under budget.
A project manager, therefore, is responsible for determining project requirements, and managing all elements of the task. Project management software is available that will help to organize both yourself and your team. Depending on the sophistication of the software, it may include estimating and cost control, decision-making trees, and a workflow analysis. Over the course of any project, the requirements may change mid-stream, without prior notice. Changes can be the result of necessary design modifications, altered site conditions, material availability or lack thereof. Finally, a formal, compliance-based audit may be conducted by upper management after completion. Beyond major requirements within the business management department, you may consider Virginia State University course lists as a complementary elective to your primary course of study.
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Nutritional Info
According to the Canadian Nutrient File, 1 bulb of garlic contain a number of your daily-recommended intake of nutrients: 13% of Vitamin C, 7% of selenium, 4% of calcium, 3% of iron, 3% of phosphorus, and 3% of potassium, with just 36 calories and 0 fat.
Garlic contains a compound called allicin, which gives it the distinct smell. Allicin is believed to be have anti-inflammatory properties and function as an antioxidant.


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About the Plant Whisperer
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- Durian feast at Chinatown, Singapore. Still the King of fruits...Durian feast at Chinatown, Singapore. Still the King of fruits for me. #chinatown (at Chinatown, Singapore)
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One of the gems encountered on a short walk in Lavras was a...One of the gems encountered on a short walk in Lavras was a liverwort that comes from a family that I had never encountered before – the Noterocladaceae. A bright green, charismatic liverwort, Noteroclada confluens is the sole member within its namesake family. First described in Brazil, this species has also been found in Mexico and some South Atlantic Ocea […]
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The hidden anatomical diversity of tropical woods
Prof. Susan Laurance from James Cook University has set up a rainfall exclusion experiment at the Daintree Rainforest Observatory – a location where Australia's premium lowland tropical rainforest still predominate. Prof. Susan is studying the effect of drought on tropical … Continue reading
Posted in Ecology, Habitat - Rain forest, Lifeform - Trees & Shrubs Tagged Alstonia scholaris, Argyrodendron peralatum, Castanospermum australe, Deborah Apgaua, Elaeocarpus angustifolius, Endiandra microneura, Myristica globosa, Normanbya normanbyi, Susan Laurance, Syzygium graveolens, tropical wood, wood, wood anatomy 2 Comments
Alstonia scholaris (Apocynaceae)
This wonderful tree can sometimes be recognized by it's stature alone. Little wonder why it is widely planted throughout tropical and subtropical regions. It has even been crowned the state tree of West Bengal. The geographical range of this species … Continue reading


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Razer Thresher Ultimate reviewRecommended
Not content with conquering PC accessories, Razer's new Thresher Ultimate headset brings the battle to consoles.
Not content with conquering PC accessories, Razer's new Thresher Ultimate headset brings the battle to consoles.
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The Cloud Revolver provides a solid audio experience, but its price makes it less attractive than previous HyperX headsets.
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Your Career. Made Better.
BJC Corporate Health Services, the occupational medicine organization within BJC HealthCare, externally supports employers and employees of the St. Louis metropolitan area with three full-service BarnesCare clinics that provide expert physicals, surveillance, injury/exposure evaluation and treatment. Specialized services include contract management of work-related injury care for BJC hospitals, independent medical exams, traveler's health, on-site services, care management, toxicology support and two 24/7 hotlines for body substance exposures and emergency room coordination of work-related care. BJC Corporate Health Services provides occupational health support for BJC employees through on-site and virtual oversight including administration of workers' compensation. BJC Corporate Health Services also manages the BJC WellAware fitness center, which extends fitness opportunities with on-site classes at BJC hospitals throughout the metropolitan area. In 2010, BJC Corporate Health Services became the first and only St. Louis occupational medicine provider quality-certified by the National Association of Occupational Health Providers.
Join Us!
Role Purpose
Provides skilled physical therapy services to patients including all aspects of evaluation and treatment.
Establishes treatment plan and provides treatment, considering discharge needs; expected discharge functional status; and appropriate equipment and supplies.
Educates, collaborates with, and conferences with patients, families, and other health care providers; making recommendations for referrals to specialists as needed.
Delegates to assistants, techs, and students through written and verbal communication including determining the skill level or competency required to provide interventions to best meet the needs of the patient.
Completes documentation in accordance with departmental policies.
Provides assessment, reassessment, and/or consultations for Physical Therapy Services.
Minimum Requirements
Bachelor's Degree
- Physical Therapy (PT)
- No Experience
Supervisor Experience
- No Experience
Licenses & Certifications
Preferred Requirements
Master's Degree
- Physical Therapy (PT)Benefits Statement
Note: not all benefits apply to all openings
- Comprehensive medical, dental, life insurance, and disability plan options- Pension Plan/403(b) Plan- 401(k) plan with company match- Tuition Assistance- Health Care and Dependent Care Reimbursement Accounts-On-Site Fitness Center (depending on location)-Paid Time Off Program for vacation, holiday and sick time
Legal Statement
The above information on this description has been designed to indicate the general nature and level of work performed by employees in this position. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties and qualifications required of employees assigned to this job.
Equal Opportunity Employer


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So, I thought i had Daniela Silivas's career down. I knew her success, her brilliant routines, her 10's, her post-career marriage and child. I knew her funny, funny hair, her rivalry with Shushanova, and of the knee injury that just about finished gymnastics for her.
And a lot of the time, when I am fact-checking, I often go to the invaluable Gymnastics Greats for my information or clarification.
So how in hell did i miss the bit of gymnastics history where Daniela Silivas nearly became A GEORGIA GYM DAWG!!!
It is there, clear as day on the page! Daniela was offered a scholarship from them, wanted to take it, but was refused in the end because she did not meet satisfactorily with the English language requirements. What a pity. Imagine if we'd had Daniela for that bit longer? At Georgia. Just imagine.


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snowbets doesn't have a bio yet.
Uploaded by: snowbets
Sunday August 28, 2011
Rhinebeck, NY (Current Weather Conditions)
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Exposure Time: 1/-2147483648 sec.
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text: Sensei Kathy was so wonderful with my son and had taught him so well. My son is also doing so well in school because it has helped him focus tremendously and has taught him discipline. I am really happy with the Academy. ~ Anonymous, Belmont Twin Dragon Kung Fu Academy has become one of the most respected and reputable martial arts schools in the Bay Area. We have been officially operating in San Carlos since 2001. Teaching Martial Arts to children and adults for over 13 years. We have been recognized by Bay Area Parent Magazine as a "Family Favorite in Martial Arts" in the Best of the Bay Area since 2007! Our programs stress the importance of discipline, respect and hard work. As teachers, we strive to develop a family like community in our school through our caring and involved instructors and the values we teach out students. DRAGON TAILSNews & Special Announcements Sign up for our Newsletter EVENTS 11/23/2017General: TDA CLOSED11/24/2017General: TDA CLSOED: Happy Thanksgiving 12/24/2017General: TDA CLOSED12/25/2017General: TDA CLOSED12/26/2017General: TDA CLOSED12/27/2017General: TDA CLOSED12/28/2017General: TDA CLOSED12/29/2017General: TDA CLOSED Summer Camp 2017


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September 14, 2014 Total Views: 5365 Today: 3
Zurich hotels booking).
Taking care of small things like leaving a converter, variety of appliances in the kitchen complete with the required raw materials, appliances were good quality, bed room was excellent size
Stayed there for 3 days, apartment was very conveniently located, parking was available and there is also free laundry in the basement. Liked the view as well. (was on the street side). Would stay there again and recommend to others.
Wifi connection was great, although I didn't have one dedicated to my room (Jade). But password in booklet worked for the neighbors wifi and it worked fine. Bus station literally outside the doorstep about 10 meters. Bus takes you to Zurich center in 15 minutes. Pretty decent view of city from streetside balcony. Kitchen amenities were plentiful and useful. Very new and modern apartment – convenient and comfortable. Cable TV had Turkish channels which my wife loved.
Peace of Mind Great connectivity Cleanliness friendly people Comfortable housing I am a regular at this place. Have stayed here the last 3 times I was in Zurich
It was a spacious appartment. Families with vhildren would enjoy the clean and comfortable environment in and outside the appartment. The closest shop was atleast 600 metres away but a bus stop was just outside the building.
Clean apartment with all necessities taken care of. Bus 31 to help you get everywhere, stops right in front of apartment Good kitchen facilities
Good change from having dorm rooms all the time, good location, only a bus ride to the centre, big supermarket around the corner. Would defiantly stay there again!
Extra supplies in kitchen included coffee, dish washer detergent and cleaning supplies. Also, access to a shopping mall was just a few blocks away. Very walkable, or if you wish, one bus stop away. Bus stop is just a few buildngs over.
This apartment is not too far from the main station, just take bus 31 only 10 mins. The room is very spacious and clean; living room, bedroom and big kitchen which was really impressed us. We could buy some foods from supermarket and cook our desirable dishes. It's cheap compares to eating outside due to very high cost of living in Switzerland. We extremely enjoy cooking there!!! The washing machine and dryer are available on basement but closed before 9pm. If you are family, highly recommend this!!!
We were impressed with the high level of professionalism which was demonstrated by all the staff members. Dominic provided us with helpful tips which added to the enjoyment of our trip. Karina and Stephanie also gave good advice which led to a very comfortable stay. The location was excellent. There was a bus stop a couples steps away from the apartment. Furthermore, there was a shopping mall within walking distance from the apartment. The apartment is also ideally situated approximately fifteen to twenty minutes area ftom the city's main transport hub. My family and I were quite pleased with our stay. The stay at the apartment contributed to our treasured memories of our visit to my mom's dream destination.
Location is Excellent , Very secured and rooms are quite spacious, Stephanie, and Anadi are very Professional and Helpfull.
Agents were very friendly and helpful. It was a nice clean place and close to the city centre. Public transportation was frequent and friendly. One can take big luggage items right in the bus. Very close to supermarket.
A bit noisy from the road. Staff was friendly and helpful. One room did not have a blind to cover the window so it was a bit light, but they fixed this temporarily at least. Nepresso maschine in the apt.
Very nice, new luminous apartment, nice location, close to a big shopping center and great connection to the city center.
A wonderful agreable apartment with a for Zürich acceptable price. Bus almost in front of the door and a very big stopping mall with a Coöp. Supermarket just a few minutes away. And for those who come by car there are a few reserved parkingplaces as well
Adequate space for a family of four. Kitchen/dining/sofa bed in one room, tv, closet and double bed in another room.Free wifi. Free washer and dryer. We cooked most of the time because the kids were fussy about their food. Apartment very clean, with IKEA design. Balcony facing railway/main road. Noise not an issue. Location- by the roadside. Just jump on a bus/tram from Zurich HB, 15 mins. Can walk to shops (Letzipark-has H&M, Coop, Manor, McD, foodcourt) and halal shop.
The professionalism of staff both via email, phone and at the Apartment. Dom was more than happy to help us out anyway he could 🙂 It was also within walking distance to the shops and a bus is available just outside.
The location of the apartment was good. There is a bus stop right in front and it takes about 10 mins to get to city center. There is a big shopping complex with a grocery store which worked out great for my family and children. Facilities in the apartment is great. The staffs were friendly and helpful. I recommend this accommodation to everyone especially to those with children.


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About "we love it" by williamthacker7
we love it
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"you twat this is a pile of shit any one can use stamp tool and stop trying to dress it up by putting on whack stylized [LIPS]"


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Zacks: Analysts Anticipate Lipocine Inc. (LPCN) to Post -$0.31 Earnings Per Share
Equities analysts predict that Lipocine Inc. (NASDAQ:LPCN) will report earnings per share (EPS) of ($0.31) for the current quarter, Zacks Investment Research reports. Zero analysts have made estimates for Lipocine's earnings. The lowest EPS estimate is ($0.39) and the highest is ($0.26). Lipocine reported earnings per share of ($0.16) during the same quarter last year, which indicates a negative year over year growth rate of 93.8%. The company is scheduled to announce its next earnings report on Tuesday, November 14th.
According to Zacks, analysts expect that Lipocine will report full-year earnings of ($1.23) per share for the current financial year, with EPS estimates ranging from ($1.87) to ($0.85). For the next fiscal year, analysts anticipate that the firm will post earnings of ($0.24) per share, with EPS estimates ranging from ($0.53) to $0.25. Zacks' EPS averages are a mean average based on a survey of sell-side analysts that follow Lipocine.
Lipocine (NASDAQ:LPCN) last posted its earnings results on Monday, August 7th. The specialty pharmaceutical company reported ($0.31) earnings per share for the quarter, missing the Thomson Reuters' consensus estimate of ($0.30) by ($0.01).
A number of equities research analysts recently issued reports on the company. Roth Capital set a $38.00 target price on Lipocine and gave the company a "buy" rating in a research report on Thursday, August 10th. ValuEngine lowered Lipocine from a "hold" rating to a "sell" rating in a research report on Thursday, August 10th. Finally, Canaccord Genuity set a $11.00 target price on Lipocine and gave the company a "buy" rating in a research report on Monday, August 7th.
Lipocine (NASDAQ:LPCN) traded down 1.96% during trading on Friday, reaching $4.01. 122,955 shares of the company's stock traded hands. The company has a 50-day moving average of $4.19 and a 200 day moving average of $4.05. The stock's market capitalization is $82.53 million. Lipocine has a 12 month low of $3.03 and a 12 month high of $5.90.
Several large investors have recently bought and sold shares of LPCN. Vanguard Group Inc. increased its position in shares of Lipocine by 39.7% during the 2nd quarter. Vanguard Group Inc. now owns 546,027 shares of the specialty pharmaceutical company's stock worth $2,195,000 after purchasing an additional 155,110 shares during the last quarter. Goldman Sachs Group Inc. acquired a new position in shares of Lipocine during the 2nd quarter worth approximately $300,000. Ameriprise Financial Inc. increased its position in shares of Lipocine by 99.4% during the 1st quarter. Ameriprise Financial Inc. now owns 131,600 shares of the specialty pharmaceutical company's stock worth $513,000 after purchasing an additional 65,600 shares during the last quarter. LMR Partners LLP acquired a new position in shares of Lipocine during the 2nd quarter worth approximately $173,000. Finally, Parametric Portfolio Associates LLC increased its position in shares of Lipocine by 27.1% during the 1st quarter. Parametric Portfolio Associates LLC now owns 58,739 shares of the specialty pharmaceutical company's stock worth $229,000 after purchasing an additional 12,518 shares during the last quarter. 26.39% of the stock is currently owned by hedge funds and other institutional investors.
About Lipocine
Lipocine Inc is a specialty pharmaceutical company. The Company is focused on applying its oral drug delivery technology for the development of pharmaceutical products in the area of men's and women's health. Its primary development programs are based on oral delivery solutions for bioavailable drugs.
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As part of a product review, I received this gorgeous pair of earrings from Puzzled and Polished. They are a husband and wife team (I love hubby-wifey teams I find them to be more productive. Their labor is to raise funds for their boy and their Walk Now team.
Walk Now raises funds for Autism Speaks to help raise awareness for Autism.
Puzzled and Polish is a combination of two favorites, the love for nail polish from wifey and social media and design for hubby. They create jewelry, hair pins, magnet sets, push pins, ornaments, pretty much anything she can apply nail polish to that would look adorable. Like my earrings.
100% of the proceeds go to Autism Speaks by way of donation on behalf their son Christian.
Be sure to like their page on Facebook they are running massive GIVEAWAYS and out-of-this-world offers and discounts.
This is another team that proves that beauty can gives back!
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A Day Like Any Other? Mayan 'Doomsday' Arrives
A Day Like Any Other? Mayan 'Doomsday' Arrives
312 results for 'clinic'. Showing results 145 - 162
A Day Like Any Other? Mayan 'Doomsday' Arrives
Gordon Robertson takes us to Southeast Asia where CBN sponsored a benefit concert to provide a medical clinic for...
On today's broadcast, opponents march against Morsi, Brotherhood; clinics quit Planned Parenthood over abortion push, and more.
On today's show, Britain, France threaten to recall Israel ambassadors; clinics quit Planned Parenthood to avoid abortion mandate; Christians...
Clinics Quit Pl. Parenthood over Abortion Push
Justice Dept. Targeting Abortion Protestors
Hundreds Protest N. Ireland's First Abortion Clinic
On CBN Newswatch Oct. 4: Romney Has Big Night in Denver; Liberals on Denver Debate: 'Where Was Obama?''; Struggling...
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text: In a message dated 97-02-17 23:49:04 EST, email@example.com (Larry) writes: << His question, I believe, was rhetorical. If smallness is such a virtue, why are those niches so "eminently fillable?" >> Neither smallness nor largeness of itself is a virtue. A few ecological niches exist for large animals; many more exist for small animals. When the large animals have been eliminated in some kind of extinction event, it is not long before some, most, or all of their niches become occupied by a new generation of enlarged descendants of the small survivors. By the way, I can't think of an extinction event in which small animals were wiped out but large animals remained. Large animals are much more vulnerable to rapid unfavorable environmental change than are small animals, on the whole, although many small species may also be adversely affected. Perhaps this is simply an artifact, that is, small species tend to survive extinction events just because there are so many more of them?


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What a wonderful place to find in small town Norwich! A surprisingly large selection of delicious pastries, breads, cookies - even bread pudding! Treat yourself!
1 - 10 of 22 reviews
What a wonderful place to find in small town Norwich! A surprisingly large selection of delicious pastries, breads, cookies - even bread pudding! Treat yourself!
Wonderful bakery and cafe in a lovely restored home with multiple spaces, in addition to the bakery and cafe, including small art gallery space and yoga studio upstairs. There is inside and outside seating overlooking the countryside, and the pastries are exceptional. We are looking...More
We are headed to one of our favorite spots for Father's Day breakfast. We love the charming setting and we never leave without a box of delicious pastries for later. The owner is very community minded and we enjoy chatting with her. A gem on...More
Besides the unique pasteries, there are some great luncheon items. The last time I was there, I had a bowl of squash soup that was excellent. The sandwiches have a a variety of combinations which are also excellent.
I planned to visit this cute looking bakery but when I arrived, I discovered that the bakery had a giant sign for a politician on the lawn. A politician who promotes socialism which would basically kill this chucklehead's business. If the bakery is too clueless...More
There is nothing like walking into a bakery, the smell surrounds you and you are instantly happy. Beautiful pastries, wonderfully made and taste like heaven. A little pricey but I am happy to pay for quality.
We feel so fortunate to have such a wonderful bakery in Norwich! We appreciate a taste of the city in our small town. Pastries, cakes, cookies, ..all unbelievably delicious!!! And so painstakingly decorated....works of culinary art! Usually our Saturday morning stop. Great way to start...More
The food has always been delicious but the waitress seems like she doesn't care. We've been here lots of times in the past and the previous waitress was very friendly and helpful. My friend and myself would sit and chat for a few hours. We...More
Come here every trip to Norwich. Excellent pastries...fresh,authentic all styles and flavors. The cinnamon coffeecake,almond croissant especially delicious. Prices worth quality and we ordered ahead to make certain we had plenty.
We stopped in for a quick takeout breakfast. We had tried the Bohemian Moon restaurant for dinner and found out that this bakery is operated by the same owner. We were too full for dessert after dinner, so we decided to try the pastries the...More


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Style: 41263484 Color Code:
Printed wide leg jumpsuit in an oversized and effortless fit featuring dropped armholes and a low cut back. Band in back with delicate button closures on the side and hip pockets.
No. Just, no.
I bought this in a medium and it was WAY too large. Too much sideboob and it was easy to look down the back of the jumpsuit and see my butt because of how loose it was. My hands didn't even reach the pockets. I returned it and bought a small and it was too tight with defective pockets! So I returned that one and got another medium only to find it ripped at the bottom of the pant leg. Save yourself the trouble and don't buy this jumpsuit.
Hey Annalavender, We're so sorry to hear about this! Someone from our team will be reaching out. -Free People
soooo versatile and can be worn all year minus winter i would say!! i bought black combo and ideally a S fits me best but bc of my cup size (34DD) i needed to size up to a M :(( not as flattering around the waist but i think the specific one i bought runs big for a M.. it was the last one tho and i had been looking for this color FOREVER and this one was returned so it was destiny!! i must say it is my FAV jumpsuit ever and is sooooo comfy LOVE IT :) def worth the splurge.. btw i am 5'5" and the M just stops at my ankles but S stops about mid calf so like a midi length.. this jumpsuit is probably not for anyone shorter than me
too cute!
Love, love, love this piece! I would say if you are inbetween sizes, definitely size down. I could have gotten away with both sizes for myself, but ultimately chose to size down to be a little less roomy. The print can go with everything and it is easy to dress up and down. This is a go-to piece for this summer for me.
Super Comfy + Sexy
I am 5'3 125 lbs and the XS was still very large, but thats the idea. I loved it! It's so comfy and love all the cut outs that you can just rock on its own, or wear a shirt under to be more covered up. I will say being shorter, the pants were very long (not like pictured on the model) but after the first wash, I put it in the dryer on gentle (I know its lay flat to dry) for a few minutes because I knew it would shrink and it did, mostly in the length and now it fits perfect!
Simply love it
Hey girls!! I hope this review will help you. I am 168cm and around 53kg- I bought XS and it suits me very good. In order to be perfect it should have been a bit more tight, but I am still satisfied with this purchase! Super comfy, summerish, happy jumpsuit! Dare to wear it!
Little ladies, keep walkin'
I typically wear a 26 in jeans, XS in general and stand at 5'0". This jumpsuit works if you are 5'5" and taller. I was swimming in this jumpsuit (it was laughable). The XS could have easily fit your typical M. I love the overall design but the fit was terribly off. C'mon Free People, help a little lady out!
Beautiful, Comfy and CUTE!!!!
Bought this romper in black and orange and I adore them both . Both are extremely comfortable and I feel light and airy all day. Very easy to wear casual for a day hanging around the house or it can be dressed up for a more formal event.


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ACTO Member Profile
Center for Coaching Certification
Biographical Info
Offering quality coach training on the 11 Core Competencies of a Coach, the Center for Coaching Certification (CCC) is the only ICF-approved program accredited by IACET to offer CEUs. CCC provides professional support with a robust suite of tools, post-graduate opportunities and support, and free continuing education.
Email Address email@example.com
Phone Number (800) 350-1678
Point of Contact Cathy Liska
In Short Enhance your Coach training experience with quality, professionalism, and support.


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This enigmatic project, and ecologically sustainable project, located on the banks of River Kaveri, is one of its kind also this ecologically sustainable project: Provides you a Gateway to Coorg with an exclusive residential plots in Kinnara on the banks of River Kaveri. The lush hills of Coorg lends Kinnara its exquisite backdrop and the flora and fauna unique to this hill range, makes this property not just your home, but your paradise. Enjoy magnificent sunrises and soul-stirring sunsets every day, when you live on the banks of River Kaveri. With its origins in Thalakaveri, Coorg Dist. The river rises on Brahmagiri Hill of the Western Ghats and flows in a Southeasterly direction. The Kaveri river is celebrated for its scenery and sanctity, and its entire course is considered holy ground. We fully appreciate and understand that our role is to achieve peace of mind by creating stress – free living environments, ensuring our clients receive exactly what they want, each time and every time. A school of thought that has been endorsed time and again by our satisfied customers and clientele. Kinnara is situated on Kushalnagar – Siddapura State highway and popularly known as the Scotland of India and is nestled amid ageless hills that line the South most edge of Karnataka, gifted with emerald landscapes and acres of plantations. At Kinnara you are not only in oneness with nature, yo are lso close to Kushalnagar town hence all the conveniences of the town is just about 10 min drive.
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What is the difference between wheat and durum wheat? Where is pasta originated? What is the perfect bite?We often take for granted some information, however in the previous editions of Primi di Italia, we received many surprises from our younger guests.
As to be told that the pasta comes from the packaging!
Curious, lively children are an incredible resource to educate and take care of, just like a small plant!
La Molisana dedicates to all young consumers some sessions of edu-games to explain the production phases of pasta and how important it is always to choose the quality and an healthy and balanced eating.
Aided by chef Spighetto we organized an interactive path, supported by panels and info-graphics, workshops and exclusive gadgets


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Walters State Community College agriculture
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Get info about Walters State Community College agriculture, and registering in elective training programs. Which college degrees give you the best chances of finding employment after graduation? As the entrance requirements for engineering programs vary, learn about the various specialization options available. Concentrating on Walters State Community College agriculture, for example, you may gain an advantage in job recruiting on-campus. Check with the sustainable agriculture department for course registration deadlines, and crop science program requirements. Please use the form above to request admissions info for Walters State Community College.
Agricultural biotechnology, and crop science in general, includes plant cross-breeding techniques, trait selection, and genetic engineering in some cases. Biotech crops can make farming more profitable by increasing crop quality and may in some cases increasing crop yields. Where biotech crops are grown in proximity to related plants, the potential for the two plant species to exchange traits via pollen must be evaluated. In fact, according to the USDA National Agricultural Statistics Service (NASS), biotechnology crops as a percentage of total crop plantings in the USA were about 88 percent for corn, 94 percent for cotton, and 93 percent for soybeans. Herbicide-tolerant crops are particularly compatible with reduced-tillage commercial agriculture systems that help preserve topsoil from erosion.
USDA researchers seek to solve major agricultural problems and to better understand the basic plant biology relating to crop science. Researchers may use biotechnology processes to discover things that may not be possible by more conventional means. This includes introducing new or improved traits in plants, animals, and microorganisms and creating new biotechnology-based products such as more effective diagnostic tests and farm animal vaccines. The USDA Economic Research Service (ERS) conducts research on the economic aspects of the use of genetically engineered plants, including the rate of adoption of biotechnology by farmers. Beyond major requirements within the sustainable agriculture department, you may consider DeSales University landscape architecture as an adjunct to your primary course of study.
Electrical/Mechanical Engineer w/ NX Layout Electrical Packaging
*Contract duration: 18 months* *RESPONSIBILITIES OF POSITION: * Chassis component and wiring harness layout development, general device packaging, bracket
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Process Engineer with a background in plastic injection molding. Bard Peripheral Vascular is located Tempe, AZ where a tradition of vascular innovation spans..
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NEW YORK — Orchid is growing on us: A version of the purple hue is Pantone Inc.�s color of the year for 2014. Officially known as Radiant Orchid, the tropical shade is a color-wheel contrast to green, said Leatrice Eiseman, executive director of the Pantone Color Institute, but it�s not the red ...Read whole article via www.thenewsstar.com
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Reference Number. 155781
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Locker Wire Weavers Ltd
Locker are specialists in the manufacture, supply and fabrication of woven wire mesh and wire mesh related products. We maintain a comprehensive stock of stainless steel woven mesh, and can also supply plain, galvanised and other metal alloys in a variety of roll widths and weave types. The mesh is woven on automatic rapier type looms which tightly regulate the number of wires that make up the mesh, maintaining consistency in aperture size and mesh thickness. All our high quality wire mesh is manufactured in accordance with International Standards.Farrell Street
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Home » Living Room » Browse 13 Images »
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Vista Serenity Lake Front Villa is about 2.6 km away from the Kurusa Handiya Bus Stop. Vista Serenity Lake Front Villa is the hub which connects to all the prime locations making your trip worthwhile.
Vista Serenity Lake Front Villa is about 3.6 km away from Moratuwa Railway, with all major tourism places are surrounding on it. A Plush and efficient budget hotel offers a variety of convenient transportation services.
Vista Serenity Lake Front Villa is about 52 km away from Bandaranaike International Airport situated in a peaceful area. The perfect retreat for business or pleasure.
Vista Serenity Lake Front Villa, Colombo, equipped with all kinds of basic amenities and modern accommodating facilities. From free parking to luggage storage services, the stay at the property is made further easy by the 24-hour front desk at one's help. Designed tastefully with modern décor, the rooms are cozy and comfortable with an attached bathroom. The further availability of free Wi-Fi makes business and communication easier for travellers. The satisfying room services and a cordial atmosphere provided by hospitable staff are worth the mention.
Vista Serenity Lake Front Villa is located at 90/13A, Bilmoriya Road, Ihala Indibedde, Moratuwa, 10400 Piliyandala, Sri Lanka. The main advantage of the property lies in the fact that it is only 3.6 km away from the Moratuwa Railway Station.
How to Reach
Vista Serenity Lake Front Villa is located in the close vicinity of the Morotuwa Railway Station, which makes it an easy to reach destination from the station via a taxi or cab services. The Bandaranaike International Airport is 52 km away from the site makes the use of cab services to reach the spot, a possibility.
Vista Serenity Lake Front Villa is built with 6 rooms, for accommodation of guests. Each room is air-conditioned with a seating area and equipped with other amenities such as Cupboard, Desk,etc. Each room also comes with a private bathroom with a shower and complimentary toiletries. The rooms are well-maintained with housekeeping services by the staff.
Apart from the Railway station nearby for convenience of guests, inside the property the same is ensured by a 24-hour front desk from which one can acquire necessary information. Vista Serenity Lake Front Villa Place also offers facilities like free parking services. The public areas of the property are alluring for their free Wi-Fi services, Pool, Garden etc. The regular maintenance and care of guests and the rooms makes it a pleasant stay for guests.