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Baseball's parity is better than any other sport. You can go into the season like, say, the Rockies. No chance at all of the playoffs with no closer, no pitching, an injured offseason acquisition and be a favorite for the playoffs in July, without that offseason acquisition doing anything, not getting anything from your returning superstar shortstop and defying gravity with a pitching staff keeping a team above water even at one mile high. Then, on July 31st, parity goes out the window and all teams doing well get much better and teams struggling sell off everything. Speaking of "I'm rich bitch," the Dodgers traded for Yu Darvish. The deadline was mostly, "Well, there goes a middle reliever," and, "Another middle reliever? Snooze," then, at the last moment, the Dodgers swooped in and grabbed Tony Watson and Tony Cingrani, two more middle relievers. Just like LA to want two Tonys, like Oscars aren't enough. Oh well, nothing big this year. When, thirty-five minutes after the trading deadline, the Dodgers announced, "Psyche, fake-out, we got Darvish too." Los Angeles is about the best landing spot a fantasy owner could hope for Darvish. He has a 9.7 K/9, 3.0 BB/9 and 3.81 xFIP, but was pitching in the 5th best offensive park. Hello, NL West, Dodger Stadium and facing the Giants and Padres. Now you see LA brewin? Yu sexy, get me some Trojans. Anyway, here's what else I saw yesterday in fantasy baseball:Please, blog, may I have some more?
Francisco Liriano
I know it's a little early for Throwback Thursday, but my Baltimore Boo is visiting later this week, so Thursday can't get here fast enough. I'm endorsing two guys tonight who have been racking up DFS points like a young MJ over their last six starts. Brad Peacock, $22,400 is facing the not-so Fightin Phil's in Philly tonight and he could easily rack up double digit K's versus the lowest scoring team in baseball. Peacock has been shaking his tail feathers all over the mound in his last six starts, averaging a solid 24 points per start. A quick look into the numbers and you can easily see why he deserves to be strutting around; he's 5-0 with a 1.84 ERA to go along with his 11.8 K/9. I know the Phillies play in a hitters park, but Peacock should easily post 25 points tonight and if he can get through 6 innings, he could possibly eclipse the 30 point mark. Jacob deGrom, $26,100 is the most expensive player on the night, but he's facing a Padres lineup who rank third in K's versus RHP. Apparently Jacob got his groove back because over his last six starts, he's 6-0 with a 1.62 ERA to go along with an improved 8.6 K/9. Obviously deGrom will be highly rostered tonight, so if you want to zig when others zag, then follow my lead to see what's next.
New to FantasyDraft? Scared of feeling like a small fish in a big pond? Well be sure to read our content and subscribe to the DFSBot for your daily baseball plays. Just remember to sign up through us before jumping into the fray. It's how we know you care!Please, blog, may I have some more?
Francisco Liriano best protect his neck on Thursday as he takes on the Red Sox at Fenway Park. The Red Sox are an enticing stack as they face Liriano, who lasted just two innings his last time out with neck tightness. Liriano has a 6.04 ERA this year with a 5.01 BB/9, which is high even for his standards. Hanley Ramirez ($3,200) is a huge bargain as the Streamonator's fifth-highest ranked player, while Mookie Betts ($4,100) takes the top spot by a large margin. Lefty-killer Chris Young ($2,600) is a fantastic play in the outfield, as he should be batting fifth in the Red Sox order. Just about any hitter who makes it into Boston's lineup is worth looking at with such a favorable matchup.
New to FanDuel? Scared of feeling like a small fish in a big pond? Well be sure to read our content and subscribe to the DFSBot for your daily baseball plays. Just remember to sign up through us before jumping into the fray. It's how we know you care!Please, blog, may I have some more?
Matt Grace picked up his 2nd save in as many games on Saturday for the Nationals, and Ben Zobrist's wife started to work on a song titled, "Saving Grace," and requested Ben's trade to Washington. Then, first thing on Sunday, the Nats traded for Ryan Madson and Sean Doolittle, and Saving Grace became a B-side for "Halleberrylujah, A Catwoman Licks Herself (Rated PG)." When asked if the trade makes his team better, the Nats' GM said, "That's right," and, "I'm Mike Rizzo." Picture this: Dusty and Rizzo looking at a book called, "Baseball Strategy." Rizzo looks at Dusty, and Dusty says, "I got the baseball part," and Rizzo nods his head. Finally, Rizzo chimes in, "I don't know the 2nd word and I don't think it's worth investigating." Dusty agrees, and that's the Nationals. So, who will close between Madson and Doolittle? Your guess = my guess. I'd want to say Madson, but it could be either, both or neither as they trade for David Robertson or someone else. By the time the calendar turns to August, the Nationals might have five closers from teams not in the pennant chase. Anyway, here's what else I saw this weekend in fantasy baseball:Please, blog, may I have some more?
I really wanted to start this post with a quote, something like "it's always darkest before the dawn", or something like that. I figured that was a great way to offer hope and encouragement regarding the "second half" of the season. Let's face it, with this whole "seamingly" out of nowhere spike in offense the last two seasons, there's one inevitable conclusion. Pitching sucks!!! I mean we've been holding onto any shred of decency available. Look at Jason Vargas! Why am I ranking Jason Vargas? Does he have some sort of magnificent secret about these new Hi-C joints MLB is calling balls? Why the hell is he so much better than Justin Verlander? I have too many questions! I'm supposed to have answers! Here's the truth, as if I've been lying to you before. There's maybe 20 matchup proof starters in all of baseball, and then the rest of them you have to be careful with to varying degrees. Now, that's not necessarily true for points formats, or deeper leagues with quality starts. Or even those with a greater emphasis on counting stats over ratios. But in our RCL formats, or any 5×5 roto with innings or starts limits, you must choose wisely. Around every corner lurks a roofie to your ratios. Just because Jordan Montgomery has been good more often than not, that doesn't mean I'm up to a level of confidence that I'd start him in Colorado. Nah mean? Nod along. If you're having trouble knowing which starts to avoid, check out Rudy's Stream-O-Nator. It's the perfect objective voice on those tough decisions you won't get in your own head, or from your friends. That is, if you have friends with voices in your head and all. Anyway, be careful out there, and good luck in the second half.Please, blog, may I have some more?
How many of you remember the watershed 1993 film Dazed and Confused? In this coming of age saga, a young righty, with the flowing locks of Sampson himself, embarks on a journey that will change his life forever. It is in that film where we first meet Mike Clevinger. I could go on a lengthy diatribe about the film with the Indians righty supplanted as the protagonist, but I already did that a year and a half ago when I first introduced you to Mr. Clevinger. It's like I'm watching my kids grow up right before my eyes. Either way Clevinger is long haired and goofy just like Mitch from Dazed and Confused. Not to toot my own horn, but to totally toot my own horn, I called this developing breakout a year ago. The Indians acquired the former 2011 4th rounder from the Angels back in 2014 for pen arm Vinny Pestano. Since then it's been a classic Cleveland starter story, as the organization focused on bringing Clevinger along first as a pen arm, and now as a starter. With a 14.1% SwStr, and a 28.5% K%, there's some signs that Clevinger, in a season of disappointing starters, could be a diamond in the rough. Let's look under the hood, and then go pitch by pitch through his Sunday start vs. the division rival Detroit Tigers.Please, blog, may I have some more?
One of the things I love most about baseball, but particularly covering prospects, is when a guy I totally missed on pops up, and exceeds expectations. Sure, I could become obsessed with my own reputation, and shoot down any suggestion that I missed on a player. But what fun is that? So, when it comes to Nick Pivetta, I'm not ashamed to say I didn't see this coming. Hell, I wrote up 15+ Phillies prospects, and name dropped another 7-8, and didn't even mention Pivetta. Fangraphs covered 33 Phillies prospects, and Pivetta ranked in at 27! All this to say, that the "out of nowhere" label is somewhat appropriate when it comes to the Phil's righthander. After an outstanding outing vs the Red Sox at home a few weeks ago, the strikeouts, and numbers in general seem to be trending in the right direction. So why not check him out, and see if we in fact have a breakout bubbling. Before we begin, big shouts to Oaktown Steve, who's been hyping up Pivetta in the comments the past few weeks like a Sabermetrics Flavor Flav. Only he turned in his giant clock (read that fast), for an abacus, which I've heard can get a bit bulky when worn as a necklace. Anyway, let's get into Pivetta's last start vs the Cardinals at home, the second time he's faced the Redbirds in four starts. He's going today in Arizona, so maybe we'll see if he's worth rolling out… Actually no rookie pitcher with a heavy fly-ball approach should be started in Arizona, but that's just common sense. On to the profile!Please, blog, may I have some more?
From the land of Pilgrims, Cranberries, Sachems, and Ocean Spray, it's Middleborough, Massachusetts' own Sean Newcomb. A true Masshole through and through, over the course of his time in the minors, he's refused to throw strikes with any regularity. This all changed last week, as Newcomb crushed two XL Great One's from Dunks, and a marble cruller, before crushing the souls of the Mets. I've long followed Newcomb's career dating back to his high school days at Middleborough. As he's the rare professional sports product from my corner of the world. After some ups and downs, mostly due to control, or lack there of. Newcomb made his triumphant major league debut a little over a week ago, and in the process looked phenomenal. Flashing control and command he never possessed before. So today, we dig into the second start from the young lefty, at home vs Miami, and Giancarlo. A tough task for the rookie… Oh yeah, then we rank some pitchers.Please, blog, may I have some more?
Another week, another Clayton Kershaw start pushed to Monday. At least this week they moved the start before I wrote and submitted this article. If they move it again Saturday morning, then I will be convinced that Dave Roberts is just doing this to troll me every week. As of now, he is your top two-start starter for Week 12. He might even deserve his own tier.
For Week 12, there aren't a ton of attractive options after our first two tiers. In previous weeks, we have had middle-of-the-road arms with some good peripherals or some recent success that were available in the majority of leagues. This week, though, I'm not crazy about any of the starters on this list that are going to be available in most leagues. Just look at the numbers in the chart below.Please, blog, may I have some more?
Derek Fisher was called up by the Astros to replace the concussed Reddick. First off, Derek needs to stop singing that jingle, "Trust the Astros Fisher, man." Tres annoying. Saying tres instead of very is tres annoying, too. Fisher was hoping Reddick was some combination of reddish and haddock. "Get that seaweed out of my face!" That's Nori Aoki. Everyone in MLB is happy for Fisher except this guy. If you thought Strickland-Harper was something… Sorry, for Derek Fisher, that was a layup. As for fantasy, Fisher has power and speed, has had strikeout issues, but no worse than Bellinger. He could be a difference maker if he plays 75%+ of the time. One of the best guys in the minors this year. Better on power than speed, inefficient as a runner. Yes, PCL, but MLB is kinda PCL-like nowadays. Might outproduce Brinson, though Fisher needs to stick in a job for that. Yesterday, he went 2-for-3, 2 runs, 2 RBIs with his first home run, and I think Fisher is for reel, and not just on the casting couch. Anyway, here's what else I saw yesterday in fantasy baseball:Please, blog, may I have some more?


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Get the refund.
Guys I have a bit of a situation.
So I've sold my Motherbaord to a guy and have gotten full payment on it as you know. That motherboard supports only CrossifreX, not SLI. The buyer is now wanting a refund as the item "didn't match the description" because I had opened the box. The question is, should I give him the refund, get the Motherboard abd Crossfire the 290x or, not give him one, get a new G45, get the 780 and SLI that. Giving him a refund would save more money but and the 290x has the same level of performance as the 780 AND it costs less. The problem is that I really want to get an Nvidia card instead of ATI or AMD or whatever. So, what do?
Does he have the right to ask for a refund? did you say it was unopened? and then open it? if it didn't match the description refund it.
fair enough, sometimes they just got the wrong thing and wanna bitch and ask for a refund, i sold something on ebay and the guy contacts me 5-6 months later saying its not working. like wtf? why would i give you a refund after 5-6 months lol
Don't get the refund
Unbowed, Unbent, Unbroken.
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* Fitbit SE Service ( WORLDWIDE )
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If'd you like to donate to support me, shoot me a PM HistoryOfficial Middleman January 15, 2015>May 20, 2015Marketplace Minion May 20, 2015>September 24, 2015Marketplace Moderator September 24, 2015>October 17, 2015Former Staff October 17, 2015>May 10, 2017Official Middleman May 10, 2017>??
aside from which card you want, if the item wasn't EXACTLY like you described it then you need to refund him. if not, it is your choice.
if you ask me, you have a right not to refund it, If you really didn't use it, then he shouldn't get a refund, if you did use it or test it to make sure it works, then you did kinda use it meaning he has the right to ask for a refund and its better to refund it.
I am the seer in the dark,
the vagabond of yore,
I am the sum of all your parts,
and proprietor of all.
A miasma,
the conclusion,
blackmonger of Inlé,
Synapses fray,
my form now vivid,
as torpor sets and blood grows tepid.
With every ounce of flesh now offered,
I hold your corpse within my coffers.
Knitted cells now split asunder,
stand alongside me brother.
Take your place amongst my Owsla,
we march at dawn now and forever.
Scotia (10-27-2013)
yo idiot. new dosen't mean box open. fucking retard.
Alexiozm123 (m4 patriot account)
freeasabird (ocg training account)
Nazmark (shovel X-mas acc)
Nazmark (Acc for my Brother)
Nazmark (OCG honorable acc)
Dosey (Brass Knuckles acc)
Dosey (m4s crystal acc)
LosingFaithInHumanity(He went first)(AK-47 Halloween account)
Dosey(perm axe acc)
Maxedout (AWM RD acc)
Anonymous.exe(Perm Axe OCG acc)
Wassabi(OCG beginner thingy)
Wassabi(farmed for me to have the OCG account back)
Dosey(Acc after i got scammed)
Unsocial(Traded for steam acc)
xWallee(AK-fury acc)
Wassabi?(Combat Axe Octane)
Wassabi?(awm vip)
Lataler(Awesome Acc)
Lavigne(Kukri-G Acc)
Natsu14 (recovered his account]
Ithink(didnt do trade fully when i went first]
I do not go first unless i know you, or you're trusted(middleman or gm or someone like dosey)
MSN: email@example.com
skype: kriosgraal

subset: commoncrawl


text: DSpace Community: KAIST School of Management Engineering http://hdl.handle.net/10203/175396 KAIST School of Management Engineering 2017-08-17T11:15:04Z Joint decisions on product line selection, purchasing, and pricing http://hdl.handle.net/10203/224506 Title: Joint decisions on product line selection, purchasing, and pricing Authors: Moon, Ilkyeong; Park, Kun Soo; Hao, Jing; Kim, Dongwook Abstract: When creating a product line, a retailer must make several decisions simultaneously: the selection of the product types to include in the product line as well as the order quantity and price of each selected product type. This study investigates joint product line decisions by considering the dynamic substitutions of products as driven by the valuations that customers place on the products and the availability of each product type, which changes as consumers purchase a product. An integer programming model was developed for joint decisions of product selection, price, and order quantity in the product line problem to maximize the total profit of the retailer. To solve the model, we propose a hybrid genetic algorithm (HGA) that uses special genetic operators and heuristic algorithms to ensure the feasibility and efficiency of solutions. Computational experiments demonstrate the superiority of the proposed HGA over the solution obtained by CPLEX for large scale problems. Useful managerial insights on the joint product line decisions are also derived from the numerical results. (C) 2017 Elsevier B.V. All rights reserved. 2017-10-01T00:00:00Z Momentum in International Commodity Futures Markets http://hdl.handle.net/10203/225129 Title: Momentum in International Commodity Futures Markets Authors: Kang, Jangkoo; Kwon, Kyung Yoon Abstract: This paper examines whether commodity futures momentum can predict business cycles in the US, China, UK, Japan, and India. Momentum as a risk factor may play a role as a state variable in the spirit of Liew and Vassalou (). We find significant and negative predictability of commodity futures momentum, although the basis factor of the commodity futures markets shows insignificant results. Moreover, we find that commodity futures momentum is an independent factor that cannot be fully explained by traditional risk factors, macroeconomic variables, or commodity sector momentum. (c) 2017 Wiley Periodicals, Inc. Jrl Fut Mark 37:803-835, 2017 2017-08-01T00:00:00Z Conflict technology in cooperation: The group size paradox revisited http://hdl.handle.net/10203/225199 Title: Conflict technology in cooperation: The group size paradox revisited Authors: Hwang, Sung-Ha Abstract: This paper studies the implications of punishment-induced conflict in a public goods game. It shows, under plausible assumptions, how larger group size sometimes enhances punishing behavior in social dilemmas and hence supports higher levels of cooperation. Unlike existing approaches that focus on uncoordinated punishment, I consider punishment as a coordinated activity that may be resisted by those being punished and study the implications of punishment-induced conflict situations. Developing a conflict model of punishment and combining it with a standard public good game, I show that coordinated punishment can yield the concentration effect of punishment, leading to a larger group advantage; that is, the larger the group, the easier it becomes to organize cooperation. The key idea is that when punishers coordinate their punishment, punishers as a coalition successfully divide defectors and punish each defector one by one. Surprisingly, even when coordination among punishers decays as group size increases, as long as the rate of decaying remains relatively slow the larger group advantage still obtains. 2017-08-01T00:00:00Z Macroeconomic Conditions and Credit Default Swap Spread Changes http://hdl.handle.net/10203/225134 Title: Macroeconomic Conditions and Credit Default Swap Spread Changes Authors: Kim, Tong-Suk; Park, Jae Won; Park, Yuen Jung Abstract: This study investigates the importance of the business cycle in explaining credit default swap spread changes by utilizing ex ante proxies. It uses portfolio regression and finds the structural variables, including the business cycle, explain approximately 65% of the spread differences. Furthermore, the business cycle variable enhances explanatory power more during the pre- and post-crisis periods than during the crisis period and shows greater improvement for investment-grade than for non-investment-grade firms. These results suggest that macroeconomic conditions play a critical role when the underlying asset value is likely to have greater distance from the default barrier. (c) 2017 Wiley Periodicals, Inc. Jrl Fut Mark 37:766-802, 2017 2017-08-01T00:00:00Z


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By Knappily Media Private Limited
This app is only available on the App Store for iOS devices.
Knappily, which stands for KNowledge APP daILY, is the first-of-its-kind news and editorial analysis app, with daily features around things that an average reader will find interesting. It goes beyond the "Breaking News" phenomenon by analyzing and presenting the content in a unique 5W1H (What, Why, When, Where, Who, How) framework.
It has the right balance of news, editorials & daily features. It has enough in it to please the avid quizzer as well as the curious layman. It will be referred to by the CEOs as it will be by the average college goer.
The news analysis would cover a wide range of areas including Politics, Entertainment, World, Sports, Science, Technology, Economy, Business, Law, and Environment besides offering a variety of daily features such as Books & Movie Reviews, On This Day, Personalities, Mythology, Cartoons, Satires and Viral News.
The unique approach of news analysis would also help the aspirants of various competitive exams like UPSC Civil Services, IAS, MBA Entrance Tests, Bank PO, IBPS, UGC NET in improving their knowledge of Current Affairs besides enhancing the General Awareness level of a common news reader.
The trending and relevant news pieces are carefully handpicked and meticulously curated by a team of experienced editors, cutting through the clutter of value-laden news and presented in a unique value-free analytical framework. This allows the user to not only grasp the news in its right perspective but also to get a good hold on the essence of it in less than a couple of minutes.
Features of Knappily:
• Numerous variety of news in just one app through the "Knapps"
• Analysis of each news item in just 6 Swipes – What, Why, When, Where, Who, How
• A News Feed to keep track of the latest news
• References to the news-sources like popular national and international dailies (The Hindu, The Indian Express, The Times of India, The Guardian, NYT), news agencies like Reuters, ANI, AFP besides relevant Youtube video references.
• Bookmarking for going back to the same "Knapp" later
• Notification on newly published apps
• Knapps arranged in Categories for better filtering
• Sharing the stories with friends through various social media including Facebook, Twitter, LinkedIn, Whatsapp, Instagram etc.
• Offline mode to go through the Knapps even without the internet
What's New in Version 2.2
- Night mode
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- Performance Improvements
- Free
- Category: News
- Updated: Jul 28, 2017
- Version: 2.2
- Size: 33.0 MB
- Language: English
- Seller: Knappily Media Private Limited
- © 2016 Knappily Media Pvt Ltd.
Compatibility: Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


text: 11/23/16 2/18/13 POPSUGAR Fashion Christopher Kane Christopher Kane Review | Fashion Week Fall 2013 Christopher Kane Fall 2013 February 18, 2013 by Christina Pérez 0 Shares Chat with us on Facebook Messenger. Learn what's trending across POPSUGAR. View On One Page Photo 7 of 62 ADVERTISEMENT () Start Slideshow Share This Link Copy What's Your Reaction? Thanks for your reaction Don't forget to share this with your friends! ← Use Arrows Keys → 7 Christopher Kane Fall 2013 0 previous images 31 more images Previous Next Start Slideshow Christopher Kane Fall 2013Fall 2013Christopher KaneLondon Fashion WeekFashion Week


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The main features of the Nikon D3400
Information about the other DSLR cameras available now
What to look for in a DSLR camera
Are you ready for DSLR photography
We will not share your information with anyone. Ever
The guide has been produced by Jeremy Bayston, who has 25 years experience as a picture editor and who wrote the popular superb Nikon D5200 manual and Superb Canon 1300 / Rebel T6 Manual.
This Guide is totally free and contains no adverts, affiliate links or hidden charges.


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HOUSTON (KTRK) --Firefighters say a Tuesday night fire damaged at least four units at an apartment complex in southwest Houston.
The fire started just before 7:40pm in the 8400 block of Wilcrest.
According to the Houston Fire Department, firefighters arrived at the complex and found flames coming out of two units. That fire grew to two more apartments, prompting firefighters to ask for more help. The fire was declared under control at 8:25pm.
No one was injured in the fire, but eight units sustained heavy fire, water and smoke damage. Ten residents were displaced as a result of the fire.
People who live there described a chaotic scene as the fire spread. They tell Eyewitness News they saw people in the units trying to get as much as they could carry out as the flames flared around them and embers fell onto their heads.
One victim, Phyllis Nealy, tells Eyewitness News she lived in her unit for 13 years and her granddaughter lives with her. Nealy says she recently dropped her renter's insurance due to financial problems and now she has to start over.
"I had a lot of stuff, but I'm thankful because what God did once he can do again," she said.
Arson detectives are investigating the cause of the fire.


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The Sorrows of Young Werther (Unabridged)
par Johann Wolfgang von Goethe
Ouvrez iTunes pour acheter
The Sorrows of Young Werther is a loosely based autobiographical novel by Johann Wolfgang von Goethe. It was first published in 1774 and is one of the most famous - and infamous - works in the history of literature. Werther, a sensitive young man, falls in love with Lotte, a sweet-natured girl he meets while visitng an idyllic German village. Although Lotte is betrothed to Albert, Werther���s infatuation with her torments him to the point of despair and suicide. The book, consisting almost entirely of letters written by Werther to his friend Wilhelm, was an immediate success and developed a large cult following, resulting in copycat suicides. Based on Goethe's unrequited love for Charlotte Buff, it is the first great "confessional" novel and turned Goethe into one of the first international literary celebrities.
- Narrateur : Don Hagen
- Sortie : 2010
- Catégorie : Classiques
- Éditeur : Gildan Media, LLC
- Présenté par Audible.fr


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text:
BoB is being redeveloped over August 2016 to improve the service it provides.
On 1 August the new BoB will go live, with a fresh look, enhanced video quality and more powerful searching capabilities.
From September, BoB will deliver a whole host of improvements, such as:
- A platform working across desktop, iOS and Android devices
- Media records based on our TRILT metadata, supporting more powerful searching capabilities
- Better programme coverage and a permanent archive of content from nine channels: BBC1 London / BBC2 / BBC4 / ITV London / Channel 4 / More4 / Channel 5 / BBC Radio 4 / BBC Radio 4 Extra
- Better thumbnail previews on search results
- Preview clips before saving
- Label your own clips
- Personalised email alerts when programmes are ready to view
- More detailed citation data
Be aware, there will be limited content and functionality during August over the upgrade period.
During August you won't be able to access your saved clips and playlists, but don't worry these will be accessible again in September. You may not be able to access some archive content broadcast before 1 July. There will be some programmes in the archive available before this date, but not everything.
Learning on Screen ask users to bear with them throughout August, as they upgrade the system. Archive content and enhanced functionality will be restored in September, along with all the exciting new features.
Learning on Screen apologise for any inconvenience caused during the upgrade period.
Watch a short video highlighting all the exciting improvements


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|Posted in: Thomas More College
Today we as Catholics, we celebrate together a Holy day of Obligation with the feast of the Assumption of Mary.
The Assumption signals the end of Mary's earthly life and marks her return to heaven to be reunited with Jesus. While the bodies of both Jesus and Mary are now in heaven, there is a difference between the Assumption and the Resurrection. Where Jesus arose from the tomb and ascended into heaven by his own power, Mary's body was taken up to heaven by the power of her Son.
|Posted in: Thomas More College
Click on the following link to see our students star in a short video for the promotion of the Power Intercultural Cup Program launch!
|Posted in: Thomas More College
|Posted in: Thomas More College
Our Year 8's hosted our Assembly today, bringing us up to date with all of their adventures thus far. During this Assembly a very special surprise and honour was bestowed upon our very own Dr Frank McEvoy! As you would be aware, Dr McEvoy works tirelessly every year to promote and engage students and Staff with their Fundraising efforts for Project Compassion. This year, with a particularly impressive effort from our Year 12 Cohort, it was our largest ever total raising an amazing $12,092.12.
Angela Hart, Caritas Diocesan Director, attended our Assembly to not only accept our cheque, but also to surprise and honour Dr McEvoy with a special video thanks from Paul O'Callaghan, CEO Caritas Australia. In the video, Mr O'Callaghan gives special praise to Dr McEvoy, for his 27 years of service to fundraising for Project Compassion here at Thomas More College. It is important to note, that this is the very first time such a special thank you has been bestowed upon anyone.
Congratulations Dr Frank McEvoy, you are a true inspiration!
|Posted in: Thomas More College
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I know how this post may look at first glance to many people. "Oh, would you look at that – it's another progressive type Christian rambling on about how great that Origen and Gregory of Nyssa were and how we are all so silly for still believing in eternal hell."
It is true that, more often than I am proud to admit, my blog has turned into a space for venting my theological frustrations. I would like to think that my break from writing this past month or so has been an attempt on my part to depart from more emotive blogging. All of this said, please permit me to share my thoughts on Gregory of Nyssa.
I originally heard of Gregory of Nyssa, who lived during the 4th Century, in the context of universal salvation. For anyone unfamiliar with the term "universal salvation" or "universalism," I will try to summarize briefly the idea as I am using it here.
Christianity is, to a great degree, a religion that is concerned with "salvation." Now, "salvation" is not a typical term in conversational English today. (English speakers who use words like "salvation" these days are probably Tolkien nerds who listen to Dragonforce and have beaten "Through the Fire and Flames" in Guitar Hero on the highest difficultly level.) In essence, of course, salvation simply means rescue. Christianity is concerned with rescue. A rescue from what, one might ask?
Naturally, different Christians will explain the matter differently. I would summarize the great Christian rescue by simply saying that in Christian thought, our God has given human beings a task. Because the Christian God is – firstly, as it could be argued – a God of love (1 John 4:8), the Christian God desires for human beings to govern the earth in accordance with the justice of love.
Now it would not take any great measure of wit for someone to point out that human beings, historically speaking, have not done a very decent job at all of exercising their power over others or the earth with any sort of real justice. (If one reads the Wikipedia page about the 20th Century, one will quickly see what I am talking about.) Many would even say that the extent to which humanity has failed in this supposed task constitutes sufficient testimony in the intellectual court against the very existence of such a god of love. To connect this discussion to a matter of justice that is close to my heart, I point out that human beings have, especially in recent modernity, been an ecological disaster. Tons of animal, plant, and algal species are going extinct, and the pollution of air is a serious problem in some parts of the world. This is to say nothing of the countless wars we have waged as a species throughout our relatively short history. Humanity's failure to "do justice" and "love mercy" (Micah 6:8) has created many sorts of ingenious torments for others. We could call these torments, perhaps provocatively, "hells."
One theological mistake that it is possible to make is to think of hell as a place of its own, a postmortem Tartarus of pain for those who believed the wrong things or messed up badly enough in life. But, as David Hart so eloquently puts it, "hell is no space within creation, no event, though its story is everywhere told, its dominion everywhere suffered."[1] The rescue for which Christianity longs, then, is for deliverance from the evil – from the "sin," "death," and "hell" – that humanity gone wrong is all too prone to generate.
Shockingly enough (even to me, someone who has been a Christian for practically my whole life), the rescue that Christianity proclaims is a Middle-Eastern peasant from the first century named Joshua (or, more famously, Jesus) of Nazareth. In Christian thought, Jesus of Nazareth lived his life in the shadow of the cross upon which he died. Some have even remarked that the gospels, the four books in the New Testament that tell the story of Jesus' life, are really just passion narratives (stories about the cross) with extended introductions. According to Christians, then, Jesus lived his life in the shadow of the cross. But once he got to the cross, what did he do? What was the cross all about?
The New Testament teaches that Jesus "swallowed" the total sin, death, and hell of humanity – and indeed, of the whole universe (Colossians 1:15-20) – in the godless death that was Roman crucifixion. Christianity claims, radically enough, that God was there, in a Jewish peasant's death on a cross, swallowing death in victory (1 Corinthians 15:54-57, 2 Corinthians 5:19, Philippians 2:5-11).[2] The rescue that Christianity claims to offer is a rescue from the judgment that we proclaim on ourselves by living in our sins, our deaths, and our hells.
Having said all of that, universal salvation is simply the view that Christ's death on the cross will ultimately be effectual for all creatures. In other words, because of what Christ did, every creature, including even the devil himself, will one day respond with grateful acceptance to the love of God in Jesus the King.
It is due to the idea of universal salvation ("universalism") that I first heard of Gregory of Nyssa.[3] Gregory taught that evil is finite. It is impossible, therefore, for a creature of God to remain in evil forever. God is infinite. Good is infinite. The infinity of God essentially swallows the limitedness of evil, and with it, hell. Gregory teaches, in line with mainstream Christian tradition, that there is indeed punishment from God; but for Gregory, as for Origen before him, punishment is remedial, and not final.
Gregory of Nyssa's ideas have helped me come to terms morally with God's decision to create.[4] Yes, God created a world that now contains numerous forms of evil, but the promise of the Christian gospel ("good news") is that God will "sum up everything" in Jesus (Ephesians 1:10). Gregory's moral vision as demonstrated in his protology (theology of the beginning of creation) and eschatology (theology of the consummation of creation) is what, finally, I have most benefited from. Gregory, perhaps more than any other thinker throughout Christian history, understood the goodness of God in creation and the total, cosmic victory of God in rescuing creation. Whether or not we share precisely his views on how this works out, it is a moral principle that I believe is near to the very heart of what it is Christians call "the gospel."
[1] David Bentley Hart, The Beauty of the Infinite, pg 400.
[2] Jürgen Moltmann, The Coming of God, pgs 250-255 contains one of my favourite meditations on 1 Corinthians 15:54-57 and its theme of death being "swallowed in victory."
[3] I first learned of universalism in college from reading online about the great 20th Century theologian Karl Barth. Technically, Barth was a kind of open universalist. That is, he did not officially believe that all would be saved, but merely affirmed the possibility and taught it as something to be hoped and prayed for.
[4] Many of my thoughts about Gregory have been inspired by David Bentley Hart's book The Beauty of the Infinite (particularly the section called "Eschaton") and essay God, Creation, and Evil. The latter of these two works can currently be accessed online for free.


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AIM Autosport's Ostella finishes fifth at Trois-Rivières Great set up yields second-fastest race lap Woodbridge, Ont. (August 16, 2010) -- AIM Autosport's Formula Mazda team scored a fifth-place finish yesterday when David Ostella claimed the...
AIM Autosport's Ostella finishes fifth at Trois-Rivières
Great set up yields second-fastest race lap
Woodbridge, Ont. (August 16, 2010) -- AIM Autosport's Formula Mazda team scored a fifth-place finish yesterday when David Ostella claimed the spot in the tenth round of the Star Mazda Championship presented by Goodyear at Grand Prix Trois-Rivières. Walt Bowlin driving a second entry in the Star Mazda Masters Class completed just six laps before contact with the concrete barriers around the temporary street circuit ended his race.
Driving the #16 Global Precast car, David qualified tenth in Saturday's qualifying session. Along with many drivers in the field, he was troubled by the perceived feedback through the brake pedal and found it difficult to extract the car's potential on the famous street circuit. In a closely-matched qualifying session, his best time of 1m 02.498s put him on the outside of the fifth row with a speed of 140.97 km/h.
With just two competitors in the Masters Class this weekend, Walt had only one car to beat and he struck a blow in qualifying by putting his #23 Tampa Bay Jaw Surgery car in top spot in his class (17th overall).
AIM Autosport principal and Formula Mazda Chief Engineer, Keith Willis, explained that the Trois-Rivières Grand Prix circuit is a track that will change over the course of the weekend and advised his drivers that their cars were set up so that the track would come to them by race time.
When the 45-minute-long race began at 1:00pm, David had a decent start, but found himself boxed out and unable to advance. Racing on a street circuit, surrounded by concrete barriers makes it more important than ever to avoid trouble so David elected not to force his way forward.
Following his fine qualifying effort, Walt was disappointed to see his class rival, dart past him at the start. In pursuit of his classmate, he pushed uncharacteristically hard during the opening laps and on lap seven made a turn-in error. Unable to correct in time, his car clipped the inside wall and the resulting damage ended his run and caused the race's first caution.
There were two cautions during the race and David was not able to capitalize on either, but he was able to take advantage of a fast car which, just as Keith had suggested, was suited to the track conditions on Sunday afternoon. Pushing hard in a car that was clearly capable of good pace, David set the second fastest lap of the race and made several positional passes to climb to fifth place by the finish.
"We had a good race set up and David drove well to get as much pace from the car as he could," said Keith. "Walt was disappointed that, again, he showed improved performance, but he was not able to capitalize."
The Star Mazda Championship now heads straight to round eleven at Road America in Elkhart Lake, Wis., for a race on August 21.
-source: aim autosport


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American Submarine War Patrol Reports: U.S.S. Wahoo (SS-238)
By McDaniel, J.T. (editor)
Descripton: The first volume in a series, this book contains the complete war patrol reports of U.S.S. Wahoo's six completed patrols, and an article on her loss. Includes an introduction and footnotes.
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The total Islamic finance industry was estimated at around $ 1.9 trillion in assets for the year end of 2016, and it pales into insignificance compared with traditional finance. However of special interest is the growing popularity of Islamic finance from both the Muslim and non-Muslim financial institutions and investors. Islamic assets are very much concentrated in the banking sector which holds $1.5 trillion in total, with the Islamic bonds or sukuks worth $320 billion, and investment funds and insurance or so called takaful worth $56 billion and $25 billion respectively.
The majority are purchase and sale or murabaha and leasing or ijara transactions. Some major Gulf companies are turning to the sukuk market to raise funds, with Saudi Aramco and the Government of Saudi Arabia both successfully launching sukuk tranches which were heavily oversubscribed.
The entire business of Solidarity General Takaful (SGT) is proposed to be transferred to Al Ahlia Insurance Company. The Central Bank of Bahrain (CBB) received separate applications from SGT and Al Ahlia. SGT has applied to transfer its business to Al Ahlia and be dissolved under article 66 of CBB Law. SGT, a subsidiary of Solidarity Group Holding, is aiming to consolidate its position through the merger. The combined entity, which would be named Solidarity Bahrain, will have a paid-up capital of BD11.2 million and an estimated 15% market share with 10 branches, making it the largest takaful company in the country. In order to facilitate the merger, Al Ahlia shareholders approved the conversion of the insurance licence from conventional to takaful. Last year, Solidarity acquired a majority stake in Bahrain Bourse (BHB)-listed Al Ahlia Insurance Company via an open offer in a deal worth BD10.7m. Officials had said then that Al Ahlia would continue to be listed on BHB.
The Qatar Islamic Bank aims to boost its deposit base by offering certificates of deposit in Qatari riyals and US$, after it was hit by an outflow of money due to sanctions against Qatar by its neighbouring Gulf countries. The bank said this weekend, that it was offering 1 and 2 year CDs in its 2nd series of such papers. Its first series was launched End of 2015. Saudi Arabia, the United Arab Emirates and Bahrain cut diplomatic and transport ties with Qatar beginning of June this year, accusing the country of supporting terrorism. This prompted some firms and individuals from those states to pull money out of the Qatari banks. As a result, deposits in the Qatari banks shrank 1.8 % from the previous month in June. Qatar Islamic Bank was particularly hard hit, with its customer deposits falling to US$26.6 billion at end of June, according to its financial statements.
Bahrain has sent out a request for proposals to banks to arrange issues of US dollar-denominated conventional bonds and sukuk. Bahrain needs to raise external financing to plug a budget deficit caused by low oil prices, as the state struggles to build political consensus around planned austerity measures. Last month the cabinet approved a draft budget projecting a BD1.3bn (US$3.4bn) deficit for 2017 and a BD1.2bn deficit in 2018. Bahrain had a deficit of BD1.5bn in 2016. Bahrain is rated BB- by S&P with a negative outlook. The agency last month revised the outlook to negative from stable, citing Bahrain's weakening external asset and fiscal positions. Fitch followed suit, revising the country's outlook to negative but affirming its BB+ rating.
Kuwait Finance House (KFH) disclosed that it is studying a merger with Bahrain-based Ahli United Bank. Although the merger would present significant integration challenges owing to the banks' geographically dispersed asset bases, it would be credit positive for KFH. If successfully completed, the transaction would create the sixth-largest bank in the Gulf Cooperation Council (GCC), with approximately $85 billion in total assets as of year-end 2016. The merger is at an early stage of evaluation, with financial analysis underway. The merger would expand KFH's banking operations, which are primarily focused in Kuwait and Turkey, and include relatively small operations in Malaysia and Bahrain. In addition to Bahrain, AUB has principal subsidiaries in the UK, Kuwait, Iraq, and Egypt, and has an associate in Oman.
Kuwait Finance House (KFH) is looking to merge with Bahrain's Ahli United Bank. The Gulf's banking sector is in consolidation as three years of low oil prices squeeze deposits and push up bad loans. KFH Chief Executive Mazin Al-Nahedh said the merger was currently only under study and there has been no agreement so far. In other regional bank mergers, First Abu Dhabi Bank was recently created in the United Arab Emirates after a tie-up between two Abu Dhabi lenders, while mergers are under way in Qatar and Saudi Arabia. KFH said in the statement that it was looking at a range of alternatives to boost its profitability, adding that such decisions require approval from regulators, including the central bank.
In this interview, Ahmed Abdul Rahim talks about Ithmaar Bank's recent performance, the global Islamic banking industry and the increasing use of technology in banking. Ithmaar Bank is now entirely focused on retail banking and is considered one of the biggest Islamic retail banks in Bahrain. The waiting period at the branches has been reduced and the customer is provided various delivery channels for services like call center, Internet banking, EasyPay and mobile banking. EasyPay is the first-of-its-kind mobile-payment service in Bahrain. The service enables customers to shop simply by tapping their mobile phones at the checkout counters of participating merchants. As a pioneering Islamic retail bank, Ithmaar ensures that all its products and services are compliant with Islamic Sharia rules and that business is conducted accordingly.
At the moment Islamic fintech is more of an aspiration than a reality. As the fintech industry and the demand for ethical investments grows exponentially, we are witnessing a want for the convergence of two. Seeing this space in the Middle Eastern banking industry, the Kingdom of Bahrain has entered a partnership with fintech incubator Singapore Fintech Consortium (SFC) and asset management and advisory firm Trucial Investment Partners. This partnership stands to initiate, nurture and sustain Bahrain's fintech ecosystem while pulling from the experience of global industry leaders. Likewise, Bahrain has also recently opened a consultation led by the Central Bank of Bahrain (CBB), with the aim of establishing a regulatory sandbox for fintech. It enables businesses to take advantage of the concentration of Islamic financial institutions and the consultation focuses on crowdfunding, including Shari'ah-compliant crowdfunding.
Islamic International Rating Agency (IIRA) has reaffirmed ratings of Bahrain Islamic Bank (BIsB) at BBB/A2 on the national scale and BBB-/A3 on the international scale. IIRA added that the bank's rating outlook is constrained by the macroeconomic environment and tougher industry conditions for banks in the Gulf. Given the presence of external, regional concerns, the outlook on international scale ratings is assessed as Negative. Impairment in recent financings remains minimal, indicating improvement in the bank's business underwriting capability. However, overall asset quality concerns remain notable. IIRA has assigned BIsB a Fiduciary Score of 71-75, which signifies that the rights of various stakeholders are adequately protected.
Kuwait Finance House is in talks to buy Bahrain's Ahli United Bank in a deal that would create one of the Middle East's largest Islamic lenders with $85 billion of assets. However, there is no guarantee that a deal will take place and final agreements haven't been reached yet. Lower oil prices are forcing Gulf lenders to consolidate for scale. Abu Dhabi lenders National Bank of Abu Dhabi and First Gulf Bank recently merged to create a regional powerhouse with $175 billion of assets. Qatar's Masraf Al Rayan is planning to combine with unlisted Barwa Bank and International Bank of Qatar to create the country's largest Islamic lender. Ahli United in Bahrain declined to comment. KFH shares have lost 0.6% so far this year, giving the lender a market value of $9.3 billion. Ahli United shares have jumped 16% so far this year, giving it a $5.57 billion market capitalization.
A $100 million fund has been launched in Bahrain to invest in the country's small and medium-sized enterprises (SMEs). The initiative has been unveiled by the Islamic Corporation for the Development of the Private Sector (ICD) in partnership with Ibdar Bank and Labour Fund Tamkeen. The Bahrain SME Fund is a Shariah compliant mezzanine private equity fund which will target SMEs with high growth potential in consumer, industrial, ICT, education and healthcare sectors. Khalid Al Aboudi, CEO of the ICD, said that SME support is at the centre of ICD's strategy as they seek to facilitate further prosperity in Islamic countries. Ahmed Al-Rayes, CIO of Ibdar Bank, added that the creation of this fund is aligned with the Bank's mission to support Bahrain's economic diversification through private sector growth.
The Islamic Corporation for the Development of the Private Sector (ICD) in partnership with Ibdar Bank and Labour Fund Tamkeen has announced the launch of the Bahrain SME fund. The Bahrain SME Fund is a Shariah compliant mezzanine private equity Fund which will invest in Bahrain's Small and Medium Enterprises (SME's). The Fund will target SME's with high growth potential in consumer, industrial, ICT, education and healthcare sectors, as well as sectors experiencing dynamic change. The Fund will add immense value to Bahrain as a tool for SME growth and development where 90% of Bahrain enterprises are SMEs and their contribution accounts for about 30% of the Kingdom's GDP.
La traduction en langue française de l'ensemble des standards de l'AAOIFI a été achevée. La première édition officielle en français des Normes Charaïques pour les institutions financières islamiques sera présentée le 12 avril 2017 à l'ouverture de la 15ème conférence annuelle de l'AAOIFI à Manama, Bahrain. Cette démarche s'inscrit dans le cadre des efforts de l'AAOIFI pour la diffusion de ses Shari'ah Standards, qui sont devenus la principale compilation de jugements de Fiqh contemporain dans le domaine de Fiqh al Mouamalat au niveau mondial. Eu égard à la taille des communautés francophones dans le monde, l'AAOIFI a entrepris de faire traduire ses Shari'ah Standards en français selon une méthodologie rigoureuse pour assurer une traduction une traduction fiable comportant plusieurs niveaux de révision, d'édition et d'assurance qualité.
Mahmood Hashim Al Kooheji, the head of Bahrain's sovereign wealth fund, Mumtalakat, is intent on brokering safe, considered deals that yield long-term growth. The wealth fund is taking an increased interest in the comparatively stable sectors of healthcare, education and industry. As evidence of this strategy, Mumtalakat last year took an undisclosed equity stake in Italian healthcare firm KOS Group. In October 2015, Mumtalakat took a majority stake in UAE-based GEMS Education as part of an investment group that included US private equity firm Blackstone. Al Kooheji expects another deal to be reached next year to launch GEMS schools in Bahrain. He also points out that Mumtalakat announced six new deals in 2016, a significant number for a small fund. According to Al Kooheji, Mumtalakat is now truly diversifed in the GCC, US, UK and Europe and this will continue in the future.
Bahrain's GFH Financial Group may merge with Dubai-based Shuaa Capital, GFH said in a statement. A web of ties between GFH and Shuaa began forming last year. In May, Abu Dhabi Financial Group (ADFG) and GFH said they were jointly setting up an Islamic bank called ADCorp with initial capital of $100 million. In November, ADFG bought a 48.36% stake in Shuaa, which has a market capitalisation of about $535 million. In December, Shuaa bought 14% of Bahrain's Khaleeji Commercial Bank for $25 million. GFH owns 47% of Khaleeji. On Sunday, Shuaa said it would acquire Integrated Capital and Integrated Securities, both controlled by ADFG. Integrated Capital owns 11.74% of GFH. ADFG officials did not respond to requests for comment about the possible merger.
The Bahrain-based Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) has issued a draft standard on murabaha to update guidance on the most common financing tool used by Islamic banks. AAOIFI is conducting a wide review of its standards to encourage convergence of industry practices and increase consumer appeal. The proposed standard would supercede two earlier ones on murabaha. It would also cover new areas such as the accounting treatment on the liability side of a murabaha transaction. AAOIFI is seeking industry feedback on the draft until the end of March, aiming to make the final version effective from January 2019.
The General Council for Islamic Banks and Financial Institutions (CIBAFI) and the Islamic Research and Training Institute (IRTI) are jointly organising the yearly meeting of the Directors of Operations and Investments of Islamic Financial Institutions (IFIs). The theme this year will be "Bringing Islamic Investment of IFIs to the Next Frontier" and is held between March 22-23 in Manama. Experts in Islamic Investments will gather to discuss the disruptive agendas of the Islamic investments and look into topics of Strategies in the Infrastructure and Project Finance; Private Banking Capabilities of IFIs; Direct Equity Investment of IFIs; Sustainability Criteria in Islamic Investment Framework among other significant topics.
The Bahraini Gulf Finance House (GFH) would seek to get rid of its Tunisian project, the Tunis Financial Harbor. The project was to be one of the largest Bahraini investments in Tunisia, which would be worth 7.5 billion USD. Tunis Financial Harbor was initially designed to make Tunisia a regional financial hub, but eventually turned into a simple real estate program. GFH is currently seeking to pass the hand and to pass the project on to another investor. The cause would be the financial difficulties of the Bahraini group.
Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) has launched a comprehensive report on "AAOIFI in 850 Days". The report provides concise details, including infographs, illustrations, and statistical figures, covering AAOIFI's developments in activities over the period from September 2014 to end of December 2016. Dr. Hamed Merah, AAOIFI's Secretary General, said that AAOIFI embarks on efforts to enhance transparency as key to effective communication. Meanwhile, AAOIFI's statute was amended, and a set of 7 by-laws, policies and procedures, charters were developed. These include launching of AAOFI's Shari'ah standards translation projects (for Russian, French, and Urdu languages), and publication of AAOIFI's standards in paper and digital formats including a mobile app for smart phones. The section on strategic relationships cover AAOIFI's ties with stakeholders, specifically development of ties with institutional members. The report highlighted AAOIFI's keenness to further solidify its relationship with central banks and regulatory and supervisory authorities.
Bahrain's Gulf Finance House (GFH) is distancing itself from its major Tunisian property project, Tunis Financial Harbour (TFH). GFH's local subsidiary, Tunis Bay Project Co is to drop out of the residential golf course project.


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Shanghai Electric to Pay $1.8 Billion for Stake in K-ElectricBy
Chinese utility gains access to 2.5 million Pakistani clients
Buyout firm Abraaj sells stake it's held in utility since 2009
State-backed Shanghai Electric Power Co. agreed to pay buyout firm Abraaj Group $1.77 billion for a controlling shareholding in Pakistani utility K-Electric, gaining access to 2.5 million customers in the south Asian country's most populous city.
Abraaj is selling its 66.4 percent stake in K-Electric through its KES Power unit, according to a statement posted on its website, after first investing in the company in 2009. K-Electric was formerly known as Karachi Electric Supply Co. and has exclusive power distribution rights for the city and adjoining areas.
The deal is among the biggest acquisitions in Pakistan in a decade. Shanghai Electric Power emerged as the lead bidder last month, people with knowledge of the matter said, after the stake had also drawn interest from Chinese clean-energy group Golden Concord Holdings Ltd., French utility Engie SA and at least one investment fund, the people said.
Chinese companies have announced $10 billion of overseas utility acquisitions this year, up from $24 million during the same period in 2015, according to data compiled by Bloomberg. State Grid Corp. of China agreed in July to buy a $1.8 billion stake in Brazilian power distributor CPFL Energia SA, the data show. Beijing Enterprises Holdings Ltd. reached a deal in February to acquire Germany's EEW Energy from Waste GmbH for 1.44 billion euros ($1.6 billion).
Shanghai Electric said in August that it intended to acquire about 18.3 billion shares, or a 66 percent stake, in K-Electric. Citigroup Inc. advised Abraaj.


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Due to sustained record low
interest rates, many homeowners have elected to take on major home remodeling
projects.Ā According to the National
Association of Home Builders, approximately 26 million Americans spend more
than 180 billion annually on home improvements.ĀĀ In many cases, however, homeowners are not updating their
insurance at the same time, leaving themselves extremely vulnerable.
Making sure you are appropriately insured should
begin at the very start of a project.ĀĀ
A contractor should not be hired if they cannot produce their
certificate of insurance.ĀĀ The contractor
should provide you with a copy of their certificate, which shows the type and
amount of their insurance coverage.Ā
This should include general liability, workers' compensation and auto
coverage, and the policy must be current.Ā
It is equally as important to make sure that any
subcontractors that your contractor brings in to the job are similarly
insured.Ā This is particularly important
now, as insurance rates for the construction industry have recently risen
significantly.Ā You want to make sure a
member of your remodeling team didn't choose a coverage lapse over a premium
When you choose to take on a remodeling project
yourself, you must review your own coverage for liability and property damage
issues, particularly when bringing in subcontractors to help with the
work.Ā As the homeowner, you may be
liable if they are injured during the scope of your project.Ā Even if your current policy covers any
injuries related to the renovation, we often recommend that homeowners carry
umbrella liability coverage, which would cover a claim beyond normal limits.
In addition to liability issues, it is key to
increase your homeowner's coverage based on the added value to your home.Ā Kitchen and bathroom renovations are the
most common and tend to be quite costly.ĀĀ
They also substantially increase the value of a home.
Homeowners should use caution not to over-insure
themselves.Ā Don't increase your
insurance based on the cost of the remodel.Ā
You should determine how much it would actually cost to rebuild your
home with the added improvements.Ā This
replacement cost is the amount that needs to be insured.Ā The cost to remodel also includes tearing
out old materials.Ā Therefore, in some
cases, the cost difference to rebuild the home may be less than the actual
renovation cost itself.Ā
The most important item to consider is to contact
your insurance agent to increase your homeowner's limits before, not after, a
renovation project.Ā This will ensure
that you are covered should any fire or damage occur during a renovation.
Jerry Brunson Insurance Agency
Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.


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The RASSL organizes a series of public lectures, at least once a month. In addition there are restricted events organised for limited specialised audiences. These lectures are usually held at 5.00 p. m. on the last Monday of the month at the Gamini Dissanayaka Auditorium of the Mahaweli Centre, No. 96, Ananda Coomaraswamy Mawatha, Colombo 07. The specialised events takes place at the RASSL Council Room.
Next Lecture
LecturesNo events to show
Working Discussion Groups
There are several working discussion groups in the RASSL. These groups organize monthly discussions on various topics
The seminars organize by the RASSL is open to public.
Next Seminar
SeminarsNo events to show
A research conference of the RASSL is an important annual event in the RASSL calendar.


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Discussion in 'Transformers Toy Discussion' started by OptimusTimelord, Oct 7, 2014.
My God that is amazing work OTL! You are amazing!
Thanks, I was prepared to trace it out myself but luckily there's an effects filter in Photoshop which did a very good job (I just had to touch up a couple of areas where it didn't quite come through). So it was actually more work doing the frames of the outline spreading downward than it was getting the effect itself!
I thought I was seeing things. Either way I was seeing a mirage...
I'll get me coat...
Hey, Wheeljack... What day is it...?
Awesome shot OT!
I don't normally change the original details too much, but I added WJ's light-up talking and also the hypno-disruptor effect which wasn't in the original scene. This effect here; watch closely... keep watching... don't stop watching...
FANTASTIC work, mate! Thanks for another beautiful work of art, you continue to impress and hit the nostalgia bullseye.
Will we be seeing your debut of MP-36 anytime soon?
...g*d-d*mn, man, you may have just sold another phoenix and i don't even like fanstoys!..
Drooling as always.
Stunning work, as always.
Great work as always, OTL!
Thanks! I still don't have Megs yet, but I'm sure I'll get him somehow, sometime...
Sometimes I'm not keen on FT figures at all (Seaspray, Reflector), other times they're pretty good (Hound, Insecticons), and often they're great (Dinobots, Galvatron)... But their Skyfire is beyond awesome, believe me. I can't recommend that figure enough. Just epically huge, accurate and well built. One of my top favourites!
Cheers guys!
Aw, man, I didn't realize! If I had the money I'd buy one for you.
Lol thanks, not the money I just purely missed the boat on him. Left it too late to preorder and no spare stock was available on release like there usually is with MPs. Guess he's popular!
Ah, I see! He's popular indeed, and with good reason. I hope you can get in on one when he's re-released. I'd love to see what you'd create with him!
I'm certain I will get him. I'd have to do something about that toon insignia though, that was one of the things that held me back (if only he'd come with another chest piece with the regular Con logo on).
My love affair for OptimusTimelord continues
The great thing about the gif format is you can do epic elaborate sequences like that Independence Day one above, but also at the opposite end of the spectrum (in terms of animation I've had to do!) just simple little scenes like this...
It's a bit of a mood piece, isn't it? ... Just imagine the background sound of the energy flow echoing around the temple, and the occasional metallic clink from Spike...
So simple, yet so effective.
Separate names with a comma.


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R. Franco Digital
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R. Franco On Mix is our retail and floor management solution that allows for unlimited combinations of gaming terminals, peripherals, games and third party systems.
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A leader of an Islamic group was shot to death here today. President Abdelaziz Bouteflika denounced the killing as an effort to subvert his drive to end nearly eight years of violence.
A government statement said the victim, Abdelkader Hachani, a senior leader in the banned Islamic Salvation Front, had ''succumbed to his wounds'' after the unidentified gunmen had shot him at a dental clinic. Mr. Bouteflika promised to find the killers.
''This criminal act proves that the enemies of peace,'' the statement quoted the president as having said, ''whether inside Algeria or abroad, want to harm the Algerian people who are healing their wounds.'' The statement was carried by the official APS news agency.
There was no immediate claim of responsibility for the assassination, the first against a senior politician since the Islamic group's creation in 1989. The organization said its aim is to establish a purist Islamic state.
Politicians mourned, saying the slaying would worsen the crisis here. Mr. Bouteflika said more than 100,000 people had been killed since 1992, when elections that the Islamic group had been expected to win were canceled by the military government, leading to an insurgency.
''His death is a tragedy for Algeria that will aggravate the crisis,'' said Abdelaziz Belkhadem, a former Parliament speaker and a close friend of Mr. Bouteflika.Continue reading the main story
Mr. Bouteflika said restoring peace was his top priority. He had promised to protect Islamist politicians and rebels who supported his peace plan based on an agreement reached in June with the Islamic Salvation Army, the armed wing of the Islamic Salvation Front.
Under the accord, Mr. Bouteflika extended amnesty to thousands of fighters and supporters of the Islamic movement in return for ending their fight. He also drafted a law, approved by Parliament, granting amnesty to rebels from other radical factions if they surrendered to the authorities before Jan. 13.
Radical Islamist factions dismissed the plan as a sellout, and it also angered relatives of thousands of victims of the rebellion.Continue reading the main story


text:
Facing TV Problems? Ask a TV Technician.
Do you see any lights at all? Is the red light flashing? If so, how many times?
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text:
Katie Morris
Main Details
|Full name
|Katie Morris
|United Kingdom
|Primary language
|Specialist areas
Parenting, Babies, Children, Lifestyle, Relationships, Funny, Travel, Travelling with Children, Travelling with Babies, Blogging, Beauty, Fashion
|Editorial work
|News writing, Features writing, Photography
|Last updated
|24-10-2011 11:24
I am Katie, a freelance writer who writes a successful and award winning parenting blog 'Mummy Daddy and Me makes Three.' I have just recently won a Gurgle/Mothercare blog award for 'Best Funny Mummy' blog writer. My blog also features on Wikio's Top 100. I have written for a diverse range of publications, most recently for a range of family orientated websites.


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Nissan Maxima in Calgary, Alberta, $33,485
General Information
- Engine6 cyl.
V6 Cylinder Engine
- TransmissionManual
- Body StyleSedan
- DrivetrainFront wheel drive
- Doors4
- Exterior ColourGray
- Interior ColourCharcoal
Stop by our dealership and discover our great offers at Shaganappi Motors Ltd.. Check out this amazing used Nissan Maxima 2017 near Calgary. Inspected and certified by our experienced technicians, the Gray model has logged 19981 km. You can buy this pre-owned Nissan Maxima 2017 at a great price of $33485. It's a Sedan with 4 doors, Manual transmission and Front wheel drive. This Nissan Maxima 2017 is powered by a V6 Cylinder Engine . The exterior is Gray, while the interior is Charcoal and seats 5 passengers. If you'd like to learn more about this used Nissan Maxima 2017 for sale in Calgary, don't hesitate to contact us by phone at 403 288-0444 or on our web site at http://www.shaganappi.com.
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- Heated Seats
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- Bucket Seats
- Air Bags
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- Electric Seats
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- Electric Right Front Seat
- Electric Left Front Seat
- Remote Entry
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- Heated mirrors
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Labor Rate(definition): A dollar amount that the client pays the shop for labor prices incurred while repairing the vehicle. For example, one hundred hours offered on all repair orders divided by 200 technician hours actually worked, equals 50 % shop productiveness. Unfortunately, a problem in the system can catch you unprepared, and leave you stranded with a huge restore invoice. And it is solely on that aspect the remainder of the automotive it's fantastic if somebody can please give me some good news. As a outcome, we provide the resources and expertise you need for dependable, impartial, correct and safe automobile and automotive consultancy.
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Wheel balancer cones and wheel mounting tools are expensive to purchase and calibration usually value over $80 call-out charged and $80 an hour or more for the technician. If you might be an engineering type and have broad abilities, with a very good understanding of workshop machinery and tools you'll be able to determine to buy used gear. At least test the safety items like tires, brakes, exhaust, and suspension components for worn or damaged parts. So, these are all issues to bear in mind if you happen to're in search of a laptop computer for mainstream engineering functions. Our group of automotive business fanatics and professionals has managed to captivate the eye of people aged 16 to eighty.
You can buy individual / single use size containers of Parts A and B, nevertheless it costs much less to purchase the molding putty in bigger portions and measure out equal amounts into inexpensive airtight containers, corresponding to Buddy Cups or air-tight paint storage cups. When a technician connects a scan instrument or laptop to the system, it's going to read out temperatures in degrees, pressures in PSI and positions in percentages.
The take a look at questions are continually changing to mirror the brand new technology and every test must be retaken each 5 years to keep up the ASE Certification. Our automotive facility includes 40 air-conditioned classrooms and 20 fully equipped workshops that embrace the latest technology and kit. This photograph is of a full page ad for Delco, the company we recognize for batteries and small engine components. Once you know how to check a gas pump relay, you can check other automotive relays without a lot trouble. Air compressor manufacturing technology that meets industrial requirements is subtle and expensive.


text: Tuesday, October 4, 2011 Auburn airport manager ousted City not seeing level of progress it wanted, city manager says By Bridget Jones The Auburn (CA) Journal Former Auburn Municipal Airport manager Ivan Karnezis said his understanding of why his contract was cancelled is different than what the city of Auburn is saying. Auburn City Manager Bob Richardson said the city was not seeing what it would have liked to in all areas of the airport. "He was a contract employee and the contract was cancelled," Richardson said. "We weren't seeing the level of progress that we wanted to see in all levels of airport operations. He did an excellent job in certain areas and other areas we needed him to move forward as well." Richardson said Karnezis' contract began in June 2010 and from that time until September, when his contract was cancelled, the city paid him $54,104, including $50 a month cell phone reimbursements and reimbursements for things that were purchased for the airport. Karnezis didn't receive any benefits on top of his billings and is not receiving a severance package from the city, Richardson said. Richardson said the city's Public Works director is working with the airport in the interim between managers. "Bernie Schroeder, Public Works director, has been charged with moving all capital efforts forward with the airport, and once we have regained compliance with the FAA and Cal Trans Aeronautics Division and have completed all anticipated capital projects, we will begin recruitment for a new manager," Richardson said. Richardson said the future manager would still be a contracted position and he doesn't anticipate any changes in payment. Richardson said Karnezis' main duties were dealing with the day-to-day operations of the airport, user services and maintaining the capital program of the airport. Capital projects could include things like repaving, new lighting and new avionics. Richardson said the city has received a full range of reactions from people at the airport in regard to Karnezis' contract being cancelled, including people having the understanding certain areas of the airport were falling behind to others having the understanding it was doing well. Karnezis said he was not given the same reason when he was told his contract was being cancelled. "I was not told that when I was let go," he said. "I was told that I was difficult to get along with." Karnezis said his concerns about construction at the airport led to the cancellation. "The sequence of events that led up to it was that work started occurring on the airport without my notification that could possibly have interfered with flight operations," he said. "It was construction work, and when I called to meet with the city manager about it, I was terminated." Karnezis said several of the duties that would have been his at the airport, such as administrative control, maintenance, capital development and coordination with sub-contractors were handled by departments in City Hall, and he did the best with the tools he had. "I actually had little or no authority out there," he said. Karnezis said he felt good about his time at the airport. "I felt like I was really responsible to all of the people on the airport, and that I had made some great improvements on their behalf," he said. "However, some of those might have been contrary to some of the goals of the city." Tom Brady, who has a hangar at the airport and flies with the Experimental Aircraft Association Young Eagles Program, said he thought Karnezis was doing fine at the airport. "Ivan was doing one hell of a good job," Brady said. "The airport had not looked this good in the 22 years that I have been around here." Brady said he is not happy with the city's decision and doesn't think it will be able to find someone with Karnezis' credentials. "Are we disappointed around the airport . yes we are," he said. "I do not believe they will be able to replace him with anybody as qualified as he was." Brady said those at the airport were "absolutely in the blind" to what was going on between the city and Karnezis. Tom Dwelle, who owns Nella Oil at the airport, said the decision was confusing for everyone at the airport, but he didn't want to speculate about what happened. "I honestly don't know, that's not my call," Dwelle said. "I have a business on the airport and we are very grateful for that. We have a number of airplanes there, and things are running smoothly. And Bob Richardson is our city manager, and the buck stops there. And if there is one thing I know about being in business is the guy who signs the checks gets to make that call." Dwelle said Karnezis is a "good guy" and still feels he will be very involved with the airport. Councilwoman Bridget Powers said the cancellation of Karnezis' contract is not having an impact on any of the goals of the Airport Business Park Association. The association has helped get broadband at the airport, worked on setting up monument signs at both entrances to the airport and has improved government relations between the city and Placer County. Post your opinion on this story in the CAA General Aviation Forum http://www.californiaaviation.org/dcfp/dcboard.php *****************************************


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Extravaganza can finish off anyone's Christmas list
November 30, 2012 by James
The holidays are upon us and those who celebrate are trying to decide on what gifts to give to their friends or family members. Luckily for them, there are a variety of craft and gift shows which will enable shoppers to both find unique gifts at an affordable price.
The Holiday Gift Shop Extravaganza will feature over 20 vendors who will be selling a wide variety of items, likely to include holiday decorations, toys, holiday decorations, artwork, home decor, bath product, and candles. Everyone should be able to find the perfect gift for most people on their list. There will be a prize draw for 'Extravaganza Bucks' which can be used to purchase items from of the vendors in attendance. The first 100 guests will get a gift bag full of promotional goods and literature. There will also be refreshments served, gift-wrapping services, and Kiddie Korner Krafts.
Vendors taking part in the event will likely be coming from all over the region, including nearby Hunt Valley. They will also no doubt be working with local printing companies to help draw attention to their tables. A colorful banner hung over a table at the show would likely attract more visitors and probably result in more sales.
The Holiday Gift Shop Extravaganza will be held at the American Legion Post 116 in Reisterstown on December 9 from 2:00 pm – 6:00 pm. Admission is free.


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Umpires Association: The Druid City Umpires Association will meet each Sunday at 1:30 p.m. at the Tuscaloosa Police Department. Umpires must be registered with the Alabama High School Athletic Association before taking the online test each year. Contact Steve Foster at 205-454-4576 or 205-535-5838, or by e-mail at email@example.com.
Spring Break Camp: Baseball Country will host Spring Break Camp, March 15-19, for ages 7-12. Only 20 campers will be registered on a first-come, first-served basis. Campers will be instructed on the fundamentals of fielding, throwing, hitting and base running with an emphasis on pitching and catching. Former Atlanta Braves player Lee Evans will be the main instructor. The cost is $395. To register or obtain more information, visit the website: www.baseballcountry.com.
Shelton State Baseball Camp: Shelton State head baseball coach Bobby Sprowl is hosting a baseball camp for ages 6-14 on March 15-18 at the Shelton State baseball complex. There is a $95 camp fee. For an application or more information call 205-391-2206 or 205-886-6240.
PARA Men's & Women's Softball: The deadline for registration for the Tuscaloosa County Park & Recreation Authority adult softball for men's independent and church leagues and women's independent leagues is March 12. To register call (205) 562-3200.
PARA Youth Softball: The deadline for registration for the Tuscaloosa County Park & Recreation Authority youth girls slow pitch softball for ages Pee Wee (6-8), 10U and 12U is March 23. The deadline to register for ages 14U, 16U, 18U and 21U is April 13. To register call (205) 562-3200.
Golf Fore Kids: NorthRiver Yacht Club will host the Golf Fore Kids Tournament on April 1. Registration begins at 11 a.m. with a shotgun start at 1 p.m. Entry fee is $600 per team. The event benefits CHIPS Center at Alabama Children's Hospital. Call Josh Denny at 205-361-5007, Josh Thornhill at 334-606-9488, Courtney White at 205-242-5127 or Stacey Didyoung at 205-239-6369.
TCHS Fundraiser: The Tuscaloosa County High School football team will hold a $10,000 giveaway on Saturday, March 27, at 6:30 p.m. in the TCHS cafeteria. Tickets are $100 each and should be purchased in advance. Each ticket includes two steak dinners. Other prizes will be given and there will be a silent auction. Contact head coach Lee Gibson at 205-339-1586.
Druid City Bicycle Club Rides: The Druid City Bicycle Club offers road and mountain bike rides. Road rides are at 3:30 p.m. on Tuesdays. Leisure rides are on Fridays at 3:30 p.m. Both rides start at Capitol Park. Night mountain bike rides are Tuesdays and Thursdays, leaving at 6 p.m. from Sokol Park. Visit www.druidcity.org for additional activities.
North River Christian Bass Tournament: North River Christian athletics department will hold its second annual open bass tournament on April 3 out of Binion Creek Landing on Lake Tuscaloosa. Registration will begin one hour before safe light. Cost is $100 per boat. First place pays $1,250. Call 205-454-3221.
Noccalula Falls Hiking: PARA will sponsor Noccalula Falls Hiking on March 27 in Gadsden. Cost is $35 for adults and $25 for ages 12 and under. The registration deadline is March 22. Call Mark Harrison for more information at 205-758-0419.
CALENDAR: Community Calendar


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Download Baby Fairy Spa Salon apk 1.0.8 free for Android smartphone
Posted by Net Fun Media in Casual | Aug. 3, 2016 | 2 Comments
Apk file size: 25.0 MB
This amazing baby care game brings you the cutest baby fairy to take care of. And she comes with beauty and magic, so go on and have a blast playing with her!
It's a big day in Fairy World! A new baby is born and that's what makes all fairies so happy. They love to take care of her but this isn't an easy job. Go on and help them out, wash the baby fairy, change her diaper, give her a relaxing massage and at the end dress her up. She is so cute and happy now!
Net Fun Media part of our Casual and have average installs from 50000 to 100000. Last Update Aug. 3, 2016. Google play rating is 77.3852. Current verison is 1.0.8. Actual size 25.0 MB.
Similar applications
2 Comments
Sunil Malik
This game have fun
vinu balaji
i think i will love this game. because i am going to install this app.


text:
Words containing ercrossi
Found 2 words containing ercrossi. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain ercrossi. Or use our Unscramble word solver to find your best possible play!
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We are committed to offering our customers and stakeholders the best quality services at the lowest possible price.
For several years in a row, independent cost-effectiveness benchmarks have confirmed MUAC's ranking among the top-performing air navigation service providers in Europe.
High levels of performance are predominantly driven by high air traffic controller productivity, high-performing technology, efficient management of resources and operational procedures as well as our multinational air traffic management concept.
In 2014, 98.9% of flights using MUAC's services travelled without any air traffic control-related delay. The average delay per flight was 0.17 minutes.
In May 2015, the ATM Cost-Effectiveness (ACE) 2013 Benchmarking Report was released, once again confirming MUAC's ranking among the top-performing ANSPs in Europe.
The economic gate-to-gate cost-effectiveness indicator for MUAC amounted to €256 (€2013) per composite flight-hour while the European system average stood at €478, ranging from €832 to €182.
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In spite of high traffic density and airspace complexity, MUAC has the highest levels of air traffic controller productivity in Europe.
The productivity of an air navigation service provider is a key parameter which contributes directly to its overall performance.
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