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($6.99, 29% off)
Ansiwee Soft Rubber TPU Bumper Case for Apple iPhone 6s/6,Rose Gold
Store: Amazon.com List Price:$6.99 Current Price: $4.99 (29% off)
Features:Compatible with Apple iPhone 6s & 6 [4.7inch], NOT compatible with iPhone 6s Plus & iPhone 6 Plus [5.5inch]. Made with premium quality TPU&PC to provide great protection. Clear soft TPU case fused with PC bumper offers grip and a slim profile.


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The Feast of the Trinity and Sola Scriptura
Tomorrow the Universal Church celebrates the Holy Trinity, God in three persons, yet one substance. In 325 AD, almost half the Catholic bishops in the world were starting to believe that Jesus was not truly God, known as the Arian heresy, following the teachings of the heretic bishop Arius. The conflict was threatening the political stability of the Roman empire at the time. Constantine demanded the Catholic Church convene a council and decide once and for all the nature of Christ. The result was the Nicean Council of 325 AD and the Church that Christ established put down the heresy and clearly ennunciated the doctrine of the Trinity.
What does this have to do with Sola Scriptura? Interestingly, there was no cohesive canon of scripture and the bible as we now know it was not yet on the scene until 393 AD. So one can't use sola scriptura to derive the doctrine of the Trinity, when it was not yet know which gospels and epistles would make up the New Testament. It was only the magisterium guided by the Holy Spirit that was able to correctly ennunciate the doctrine of the Trinity and squash this heresy. This is not to say that the gospels were not available, I am sure they were and were read from the pulpits each Sunday, however, the scripture alone did not sort out this controversy. A Church with the authority given to Peter and his successors was necessary.

subset: commoncrawl


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A collection of tools to improve ragnarok online experience.
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Sian Northey is a full time writer. An author, poet, editor and writing workshop facilitator, she's published fiction for children and adults as well as poetry and creative non-fiction. Her first publication was a collection of short stories, Ar y Daith. Her first poetry collection Trwy Ddyddiau Gwydr (Gwasg Carreg Gwalch) was shortlisted for the 2014 Wales Book of the Year Award, and her recent novel Rhyd y Gro (Gomer, 2016) has received wide acclaim. Sian is an experienced literary judge, and was part of the judging panel for 2016's Eisteddfod Crown competition. She is currently working on another collection of short stories to be published by Gwasg y Bwthyn.
Story Surgery
This is a Welsh-language day course on the craft of writing a short story.


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- Law Firm Name: L Paul Johnston Jr
- Address: PO Box 98
- City: East Texas
- State: Pennsylvania
- Zip Code: 18046-0098
- County: Lehigh
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Southern Wesleyan University practice test
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Think about what career is best suited for you, and where you want to study. Request more information now.
Learn about Southern Wesleyan University practice test, and registering for elective seminars and discussion sections. As a student, your first stop should be the registrar's office, where you can pick up a free copy of both the academic calendar and course catalog, in order to find available credit classes that you may be interested in taking. In-person class registration has largely been replaced with online sign-up, and many schools offer mobile apps that streamline the course registration process. Finally, check with the admissions office for assistance with prerequisites, tuition payment deadlines, and Southern Wesleyan University advanced placement exam information. Please use the form above to request admissions info for Southern Wesleyan University.
For multiple-choice tests like the SAT Test or ACT Exam, look at the number of questions and the total number of minutes you're allowed. If there are more minutes than questions, you have over a minute for each. However, if there are more questions than minutes, you better scramble, as you have under a minute on each question. Round off all numbers you see, and look for tips in the test questions that point you to the correct answer. Look for word patterns in the vocabulary section, and in the math section, saving just a few seconds on each test question can lead to a much higher math score.
Exams are a huge portion of your final grade, and every professor will let you know in their own way which questions will be on the final exam. They may raise the pitch of their voice when stressing certain points, show slide presentations, or write course material on the blackboard. On the test day itself, arrive early after a good night's sleep, and pick a seat near the windows in order to get sunlight and oxygen. Trust your first instincts, and don't change your mind on a second pass. Beyond degree requirements such as Southern Wesleyan University test preparation, you may consider Lee College average SAT scores for complementary electives to your primary course of study.
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Báo Đầu Tư English 3 month(s) ago
Tourism ministers and senior representatives of the Asia-Pacific Economic Co-operation (APEC) forum adopted a statement on Monday on promoting sustainable tourism for an inclusive and interconnected Asia-Pacific region and enhanced co-operation on sustainable and inclusive development.
Keywords: Việt NamEconomiesTourism DevelopmentChallengesEconomic ColongAsia Pacific
Báo điện tử CP English 3 month(s) ago
VGP - The Business Review magazine has named Viet Nam Dairy Products (Vinamilk) among the top 50 listed Vietnamese companies with best performance in 2016.
Keywords: justifyVinamilkForbesSelectingAsia Pacific RegionMost PopularRevenues
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VGP – PM Nguyen Xuan Phuc delivered a special address at the Heritage Foundation on May 31 themed "Opportunities and Challenges to Peace, Security, Cooperation and Development in the Asia-Pacific and the Growth of Viet Nam–U.S. Comprehensive Partnership."
Keywords: justifyThe United StatesHeritage FoundationAsia PacificChallengesAsia Pacific Region
Báo điện tử CP English 4 month(s) ago
VGP – All cooperative plans cannot come true without belief and political determination, PM Nguyen Xuan Phuc said, asserting that cooperation maintains a peaceful environment and ensures security and safety for investment and trading activities in the Asia-Pacific region.
Keywords: centerAsia Pacific Economic CooperationjustifyAsia Pacific RegionThe Pmtabletrue
VGP - The following is the full remarks of PM Nguyen Xuan Phuc at the opening ceremony of the 23rd meeting of Ministers Responsible for Trade.
Keywords: justifyEconomiesGuestsAsia Pacific RegionAsia PacificNguyen Xuan Phuc
VGP – Viet Nam has proposed an initiative on the building of a framework for e-commerce facilitation within the APEC, considering this an important content in the agenda of the 2017 APEC.
Keywords: justifyE CommerceAsia Pacific RegionInformation Technology AgencyConsidering
VGP – More than 200 delegates from parliaments of 24 countries in the Asia-Pacific region, along with representatives of international organizations, are participating in a regional symposium of the Inter-Parliamentary Union (IPU) on response to climate change, in Ho Chi Minh City from May 11-13.
Keywords: justifyThe Vietnamese National AssemblySustainable DevelopmentGoalsActionsMillennium Development Goalscenter
Báo điện tử CP English 4 month(s) ago
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VGP – Secretary of the Ho Chi Minh City Party Committee Nguyen Thien Nhan hosted a reception on May 11 for Speaker of Myanmar's House of Nationalities (Upper House) and Parliament Mahn Win Khaing Than, who is in Viet Nam for the Inter-Parliamentary Union (IPU)'s symposium for the Asia-Pacific region on response to climate change.
Keywords: justifyNguyen Thien NhanParty CommitteeHostedAsia Pacific Region
Báo Đầu Tư English 4 month(s) ago
Secretary of the Ho Chi Minh City Party Committee Nguyen Thien Nhan hosted a reception on May 11 for Speaker of Myanmar's House of Nationalities (Upper House) and Parliament Mahn Win Khaing Than, who is in Viet Nam for the Inter-Parliamentary Union (IPU)'s symposium for the Asia-Pacific region on response to climate change.
Keywords: Nguyen Thien NhanParty CommitteedelightHostedAsia Pacific Region
Báo điện tử CP English 5 month(s) ago
VGP - The Inter-Parliamentary Union (IPU)'s symposium for the Asia-Pacific region on climate change response will be jointly organized by the IPU and the Vietnamese National Assembly from May 11-13 in Ho Chi Minh City.
Keywords: Sustainable DevelopmentGoalsThe Vietnamese National AssemblyjustifyLegislatorsRealizingResponding
Báo Dân Trí English 5 month(s) ago
The Secretariat of the Memorandum of Understanding on Port State Control in the Asia-Pacific Region has announced that Vietnam could be blacklisted due to low-quality of its vessels and a high number of detained vessels overseas.
Keywords: Vietnam RegisterMemorandumAsia Pacific RegionoverseasShipsImagesStrict
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VGP – Deputy PM Vuong Dinh Hue and leaders of ministries and sectors attended a working session on April 18 with the managing board of the BNP Paribas, a Paris-based bank, led by Christian De Charnace, head of the BNP Paribas for the Asia-Pacific region.
Keywords: Bnp ParibasjustifyExecutivesBig C SupermarketMinistriesVietjet Aircenter
Báo Dân Trí English 6 month(s) ago
U.S. Vice President Mike Pence will travel to South Korea, Japan, Indonesia, Australia and Hawaii this month, using his first official trip to the Asia-Pacific region to discuss economic policies and underscore U.S. commitment to its allies, the White House said.
Keywords: underscoreThe White HouseAsia Pacific Regionjapantriptravel toThe April
Báo Đầu Tư English 6 month(s) ago
Bayer reported a sales increase of 8.6 per cent to a total revenue of $5.16 billion for its Pharmaceuticals Division in the Asia-Pacific region in 2016, continuing its growth story for the sixth consecutive year.
Keywords: InnovationleftSalesImagesAsia Pacific RegionAsia Pacific
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The United States and Vietnam met on March 27-28 under their Trade and Investment Framework Agreement (TIFA) to discuss deepening trade ties between the two nations as well as address outstanding bilateral trade issues. The United States also used the meeting as an opportunity to reaffirm the Trump Administration's commitment to expanding ties with the Asia-Pacific region, including with Vietnam.
Keywords: The U SreaffirmGoodsWith VietnamlaboraddressThe United States
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Business / Construction / Stud: A vertical wood framing member, also referred to as a wall stud, attached to the horizontal sole plate below and the top plate above. Normally 2 X 4's or 2 X 6's, 8' long (sometimes 92 5/8'). One of a series of wood or metal vertical structural members placed as supporting elements in walls and partitions.
Life Style / College / Part-Time Student: Defined as a student taking between 59 and 20 per cent of a full course load. A student with a permanent disability is considered to be a part-time student if he or she is taking between 39 and 20 per MORE
Business / Real Estate / Alquist-Priolo Special Study Zone: A California law requiring a real estate agent or owner to disclose to prospective buyers that a property is located within a special studies zone (geological hazard zone) and if the property contains MORE
Life Style / College / New Student: A student who has never been a student at Greenville Technical College before. MORE


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LONDON (MarketWatch) -- European stock markets erased gains in midday action on Thursday, led by oil firms and utilities, as hopes for further central bank stimulus failed to sustain a positive trading session. The Stoxx Europe 600 index xx:sxxp fell 0.3% to 268.51. France's CAC 40 index fr:px1 slipped 0.3% to 3,451.83, while the German DAX 30 index dx:dax lost 0.4% to 6,991.14. The U.K.'s FTSE 100 index uk:ukx traded 0.2% higher at 5,784.85, buoyed by gains for the country's mining sector.
Read the full story: Europe stocks move lower after weak data


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When I was young a long time ago, I did not have any friends. I needed to communicate, I dreamed to have someone close, but I could not find the understanding among other people, therefore I found salvation only in books and computer. When on the market came the first CD-drive, I got my first CDs with the games. You probably remember, such games as three hundred games, five hundred, seven hundred ... I had a program "Dial" (an interactive companion) on one of my CDs in addition to the arcade games and shooters. No one can think of more boring pastime than communicating with the chat-robot, but I liked it. I began to realize that in order to have a true friendship is not required a physical contact, it takes only some warm and sincere words to be understood.
I was growing up and getting higher, the bigger I was the more I read, because I was able to reach for the higher shelf in the bookcase every year. One day, when I was ten years old, I grew up to the shelf with the science fiction authors: Azimov, Sheckley, Bradbury ... I liked the Soviet book "Can a machine think?" more than any foreign Sci-Fi. I loved re-reading this book, as well as the textbooks for BASIC and Pascal. You may believe it or not, but once while I was reading this book, my subconscious had decided everything for me: I need to create the artificial intelligence. It does not matter that I did not know how to do it. It does not matter that I did not know how to program. It does not matter that I did not have any idea what a computer friend should become.
I have recently read an article where its author states that the computer will never be able to understand the text as it is understood by the human. He cites a number of impossible tasks to machines as proof with an emphasis on the lack of efficient algorithms and modeling impossibility of a complete system, which would take into account all the possible alternatives of the text. However, is it really that bad? Is it true that for the solution of such tasks is needed special processing power? What is a situation of natural language text processing?
What does it mean to "understand"?
The first thing I was confused is the question itself. Could a computer be able ever to understand the text as it understood by the human? What exactly does it mean to "understand as the human"? Generally, what does it mean to "understand"? In the book "Data Mining: Practical Machine Learning Tools and Techniques" authors asked themselves a similar question. What does it mean to "get trained"? Let us assume that we have applied to the "interpreter" some training technique. How do we check whether or not a student is learning? If a student attended all the lectures on the subject, it does not mean that the student has learned and understood it. In order to test this, teachers hold examinations, where student is asked to complete some tests on the subject. Same thing is with the computer, we want to know whether it has learned (whether it has understood the text). In order to find out that we have to check, as it solves the specific applications, translates the text, highlights the facts, gives concrete meaning of a polysemantic word, etc. In this perspective, the meaning misses the importance at all. The meaning can be assumed as a certain state of the interpreter in accordance with which it handles text.
Google has a secret laboratory that even many employees do not know about, where the new projects are being developed, and their description sounds like a sci-fi movie. The New York Times tells about this in its article.
The laboratory was located somewhere in the area of San Francisco Bay, where the brightest Google's engineers are working on dozens of the projects. This is the place where your refrigerator could be connected to the Internet, and it will order the food, when it ends. Your plate could message in a social network what you eat, and your PA robot could go to the office while you are in your pajamas at home.


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More than 1000 employees • Egypt
dubizzle is the leading classifieds website for users in the UAE. Since its launch in 2005, dubizzle has become the number one platform for users to buy, sell, or find anything in their community. A community where underused goods are redistributed to fill a new need, and become wanted again, where non- product assets such as space, skills and... Read More
More than 1000 employees


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Solar LED Light , Linkertech Waterproof Solar Powered Rechargable Automatically Wall Light Outdoor Garden Landscaping Sun Power Darkness Automatic Light Gutter House Garage Fence Yard LED Lamp Wall Roof Shed Pathway Walkways Stairs Lamp Lighting Accessories (S-2 LED)
- Linkertech Brand new and high quality.The LED light come on automatically as soon as it starts getting dark every night. The light is ideal for illuminating paths, decks, docks, boats, driveways, stairways, pavements.
- LED quantity: 2 LEDs Absolutely NO WIRING and easy to install, OFF/ON Switch Material: plastic Light Color: White LEDs can last up to 100,000 hours
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- With solar charging,it is no need for arranging wires.The working life is long and it is no need to replace batteries;it is suitable for outdoor fence wall lamp and garden fence lamp.
These energy-efficient, low-maintenance solar lights add a charming, decorative glow to your driveway, patio, or flowerbeds. They are a must-have for everyone's garden. Simple assembly is required. The solar panels convert sunlight into electricity during day time and recharge the battery. At night, the light turns on automatically.
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Fig. 18.1
Familial adenomatous polyps. Coronal-reconstructed 2D (a) and surface rendering images (b) of CT colonography (CTC) demonstrate numerous polyps in the entire colon. (c) Circumferential wall thickening at the sigmoid colon (arrow) is noted on coronal 2D image. (d) After total proctocolectomy, tubulovillous adenomas and tubular adenomas are confirmed. Wall thickening at the sigmoid colon was confirmed as ulceroinfiltrative adenocarcinoma (arrow) with moderate differentiation
18.3.2 Hamartomatous Polyps
Fig. 18.2
Hamartomatous polyps. (a, b) DCBE reveals multiple pedunculated polyps (arrows) in the transverse and descending colon and a lobulated mass (arrowhead) in the cecum (c, d). Colonoscopy also shows the findings compatible to the images of DCBE. After right hemicolectomy, all the lesions were proved to be hamartomatous polyps with possible differential diagnosis of juvenile polyposis or Cronkhite-Canada syndrome. Some polyps contained adenomatous foci of low grade
18.3.3 Inflammatory Polyps
Fig. 18.3
Inflammatory polyps (a) DCBE shows multiple, small, rounding filling defects (arrowheads) mostly in the right colon. (b) Colonoscopy shows multiple polypoid lesions with hemorrhage. The pathologic diagnosis from colonoscopic biopsy from two polyps was granulomatous colitis and chronic colitis. (c) Follow-up DCBE after 8 months shows disappearance of the inflammatory polyps
18.3.4 Differential Diagnosis of a Colonic Diverticulum from a Polyp
Fig. 18.4
Differential diagnosis of a colonic diverticulum from a polyp with "bowler-hat sign" on DCBE. (a) The dome of a polyp projects toward the lumen (direction of arrow). (b) The dome of a diverticulum projects outward from the wall (direction of arrow)
18.3.5 Diagram Shows the Whole Processes of CT Colonography (CTC)
Fig. 18.5
The diagram shows the whole processes of CT colonography
18.3.6 The Importance of Fecal Tagging in CTC
Fig. 18.6
The importance of fecal tagging in CT colonography. (a) A 3D endoluminal image of CT colonography shows two polypoid lesions (arrowhead and arrow) which are similar in appearances. (b) On 2D axial image, the lesion located on the left (arrowhead) on 3D image was shown to be a feces tagged with barium. (c) On 2D axial image, the other lesion on the right (arrow) on 3D image was found to be a true polyp with soft tissue density without fecal tagging
18.3.7 The Importance of Fluid Opacification for CTC
Fig. 18.7
The importance of fluid opacification for CT colonography. (a) 2D image of CT colonography shows fluid without opacification in the sigmoid colon, obscuring a polyp (arrow). A polyp was discovered on colonoscopy (small picture on right lower corner). (b) In another patient, a polyp (arrow) is easily detected within the opacified fluid with water-soluble iodinated contrast material. A small polyp was discovered on colonoscopy (small picture on right lower corner)
18.3.8 The Importance of Colon Distension During CTC
Fig. 18.8
The importance of colon distension during CT colonography. (a) A surface rendering image of CT colonography (left) shows collapse of the descending colon and sigmoid colon. Polyps are not detected at the corresponding segment on endoluminal 3D images (right). (b) In the same patient, two polyps (asterisk) are clearly seen at the proximal descending colon (right upper) and sigmoid colon (right lower) on 3D endoluminal images after adequate distension of the colon. The colon is shown to be well distended on a surface rendering image (left)
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18.3.9 The Importance of Dual Positioning During CTC
Fig. 18.9
The Importance of dual positioning during CT colonography. (a) On prone position, transparent 3D image of CT colonography (left) shows focal collapse (arrow) of the sigmoid colon. On 2D axial image (right upper), a polypoid lesion (arrow) is suspicious within the collapsed bowel segment, but not shown on endoluminal 3D image (right lower). (b) On supine position, a pedunculated polyp (arrows) on the nondependent bowel wall is unequivocally demonstrated on 2D (right upper) and 3D transparent (left) as well as 3D endoluminal (right lower) images
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May 20, 2015
Parka & Tiered skirtPosted by S@BBiA at 5/20/2015
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There will be a lot of powerful images that come out of the UEFA Champions League final, but this is probably the one that best summarizes what it's like to play against Real Madrid.
Juventus did so many things right. They had the best defensive record throughout the Champions League. They thoroughly outplayed Barcelona in the quarterfinals. They put together a gameplan specifically to slow down Cristiano Ronaldo, and it worked in the opening minutes. When Ronaldo scored, they fought back, scoring perhaps the best goal in Champions League final history.
But in the end, Real Madrid had too much talent for Juventus. After Casemiro's lucky goal, the Bianconeri were startled and couldn't play assertively. Ronaldo's second goal wasn't lucky at all; Luka Modrić beat the Juve defense down the right wing and Ronaldo made a brilliant run that no one was able to track.
Leonardo Bonucci — the best defender in the world this season — stared at a ball that was, from his perspective, on the wrong side of the goal line. Gianluigi Buffon — the best goalkeeper in the world this season, and perhaps the greatest of all time — sat down and stared into space. They felt the crushing weight of a defeat they didn't see coming. They were supposed to be too good to let in four goals.
Both Bonucci and Buffon have been here before, as have many of their teammates. Juventus has lost more European finals than any club in history, including a 2015 loss to Barcelona.
But this game should have been different. In 2015, Juve had finished second in their group on only 10 points, then struggled en route to a final that few expected them to be competitive in. This year, the Bianconeri didn't lose a single game in the Champions League. No one could say they were lucky to make the final. They were one of the competition's two best teams, period.
As good as Bonucci and Buffon had been in the 2014-15 season, they were even better in this campaign. And Ronaldo, despite his great quarterfinal and semifinal performances, has clearly slowed down a bit. This season, he had his lowest games played and goals scored totals in seven years. Ronaldo is still one of the world's best, but no longer an unstoppable footballing god. Plus, he's never been particularly impressive in finals.
None of this mattered. Real Madrid scored four times, and Juve's previously impenetrable defense had to watch Ronaldo and his teammates lift the trophy while confetti fell.
They have to be wondering what it will take to beat Real Madrid. The answer, sadly for Juventus and everyone else, is luck. It'll take bad officials, bad deflections, bad injuries or some combination of the three for anyone to get the better of this group of Galácticos.
Bonucci and Buffon have to live with the crushing realization that, despite being arguably the best in the world at their positions, they weren't even close to good enough.
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In the middle of the Nineteenth Century everyone used the term nigger. Marx was a big fan of Abraham Lincoln and the civil war which freed the slaves. Liberating California from Mexico was progress from a land ruled by an Aristocracy of elite landowners who oppressed the peasants. America was a middle step on the road to what Marx believed would be the eventual rule of the peasants. It was the rich landowners of Mexico that he thought were lazy and contributed nothing.
The Nazis were socialists but there are a lot better ways to prove and argue that fact.
Obama is a black racist, a Marxist, and not fit to be President of the USA. We would object to a white racist as well. This is no way to run a country.


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Yahoo Headline: Bush Reminds Americans U.S. is at War
As if we forgot. As if seeing the numbers of Americans that Bush has murdered in Afghanistan and Iraq edge ever closer to the number that Bin Laden killed on 9/11/01 didn't remind us every single day that we are engaging in an illegal, immoral and fruitless "war on terrah"
Yes, we just got so caught up in the newest incarnations of "Survivor" and "American Idol" that we FORGOT that Bush is murdering our soldiers on the other side of the planet.
Thank you so much for reminding us, Shrub Boy. We'll be CERTAIN to remember that in November...
(btw - morning number for post-healthy-eating? 131. I'm gonna slap this Dr. stupid.)


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Chinese language translation
Chinese is a group of related but in many cases mutually unintelligible language varieties, forming a branch of the Sino-Tibetan language family. Chinese is spoken by the Han majority and many other ethnic groups in China. Nearly 1.2 billion people (around 16% of the world's population) speak some form of Chinese as their first language.
The varieties of Chinese are usually described by native speakers as dialects of a single Chinese language, but linguists note that they are as diverse as a language family. The internal diversity of Chinese has been likened to that of the Romance languages, but may be even more varied. There are between 7 and 13 main regional groups of Chinese (depending on classification scheme), of which the most spoken by far is Mandarin (about 960 million), followed by Wu (80 million), Yue (60 million) and Min (70 million). Most of these groups are mutually unintelligible, although some, like Xiang and certain Southwest Mandarin dialects, may share common terms and some degree of intelligibility. All varieties of Chinese are tonal and analytic.
Standard Chinese (Putonghua/Guoyu/Huayu) is a standardized form of spoken Chinese based on the Beijing dialect of Mandarin. It is the official language of China and Taiwan, as well as one of four official languages of Singapore. It is one of the six official languages of the United Nations. The written form of the standard language (中文; Zhōngwén), based on the logograms known as Chinese characters (汉字/漢字; Hànzì), is shared by literate speakers of otherwise unintelligible dialects.
Source: www.wikipedia.org
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|Arooj Khalid
Khalid, who is 16, was recognized in the first White Ribbon Media Awards.
The awards honor journalists whose work supports the cause of women's rights in Pakistan. Founded in 2006 by the Women's Empowerment Group, the White Ribbon Campaign's mission is to create awareness, especially among men and boys, of injustice towards women and violations of women's rights in Pakistan.
Most recently, Arooj wrote for YJI about a 12-year-old girl who worked as a kitchen maid.
Youth Journalism International offered enthusiastic support for her entry in the White Ribbon Campaign's competition. Congratulations, Arooj!
The certificate Arooj Khalid received from the White Ribbon Campaign


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We previously referenced Ioannidis' and Khoury's "PQRST" mnemonic for describing research impact: "P" is productivity, "Q" is quality, "R" is reproducibility, "S" is sharing, and "T" is translation. We wrote several blogs about "P," productivity, focusing on publications, citations, and more recently the relative citation ratio. Now we'll focus on a different kind of "P" for productivity, namely patents (which arguably are also related to "T" for translation). …. Do NIH-supported papers that are cited by patents have a higher Relative Citation Ratio than those that are not cited by patents? As a refresher, the Relative Citation Ratio uses citation rates to measure the influence of a publication at the article level…. We identified 119,674 unique NIH grants that were funded between 1995 and 2007 and that generated at least one publication…. Continue reading
Open MikeHelping connect you with the NIH perspective, and helping connect us with yours
Continuing to Clarify the NIH Definition of a Clinical Trial
A few weeks ago we released some case studies and FAQs to help clarify for our research community whether their human subjects research study meets the NIH definition of a clinical trial. These resources prompted a number of follow-on questions and thoughtful suggestions from the community that have helped us refine both the FAQs and the case studies. We are grateful for your thoughtful and constructive comments and suggestions, many of which we have incorporated into our revised documents and communications. …. Continue reading
NIH's Certificates of Confidentiality Policy Enhances Confidentiality of Participants Enrolled in Clinical Research Studies
A few months ago we blogged about our plan to release an updated Certificate of Confidentiality (CoC) policy. Today, we are pleased to announce that we have published the new policy (NOT-OD-17-109), which will go into effect on October 1, 2017. The new policy both enhances the privacy protections of individuals participating in NIH funded research studies and eliminates the need for NIH funded investigators to apply for a CoC. … Continue reading
Have You Seen the Loan Repayment Program Recently? Here's What You Missed
As I reflect on the research training I received during and after medical school, I recall how lucky I was that I did not have much resulting debt and severe financial constraints that could interfere with my research career. Unfortunately, today's aspiring physician scientists are often mired in debt. The Association of American Medical Colleges estimates that two-thirds of medical students graduate with debt, with 80% of those students owing at least $100,000.
How can we alleviate the rising debt accrued during biomedical training for those investigators seeking a foothold in the lab? The NIH loan repayment programs (LRPs), managed inside the Office of Extramural Research, is one approach the NIH is utilizing to stabilize career trajectories for talented investigators. My predecessor, Dr. Sally Rockey, understood and also championed the impact of the LRPs, and I share her enthusiasm. …. Continue reading
NIH's Next Generation Researchers Policy Now Posted
Today we posted a policy (NIH Guide Notice NOT-OD-17-101) describing current plans for the Next Generation Researchers Initiative. Since I first blogged about it in June, NIH leadership have reviewed data (see accompanying blog) and deliberated about how best to proceed. Our goal is to increase the number of NIH-funded early-stage investigators and assure, as best we can, that funded early-stage investigators have a reasonable chance to secure stable funding during the earliest stages of their independent research careers. This new policy will supersede previous notices on new and early stage investigators (NOT-OD-08-012, NOT-OD-09-013 and NOT-OD-09-134). …. Continue reading
Data On Trends According to Career Stage
By the 21st Century Cures Act, the Next Generation Researchers' Initiative calls on the NIH to develop policies to increase funding opportunities for new researchers seeking to secure early independence. To put the Initiative in perspective and to extend on previous blogs we've posted on changing demographics in NIH-funded researchers, we thought it would be useful to explore trends according to career stage.
First, some definitions. We define "Early Stage Investigators" (ESI) as those who are within 10 years of completing their terminal degree or post-graduate clinical training and who have not yet secured independence as a PI of a substantial NIH research award. …. Continue reading
Monitoring the Impact of Hurricane Harvey on Research
The devastating effects of Hurricane Harvey cause deep concern about the health and safety of people and animals, and about the health of the biomedical enterprise in the affected areas. While everyone's immediate efforts need to be focused on getting through this immediate crisis, we want to assure our applicant and grantee community that NIH will be doing our part to help you ensure your research continues. We issued a Guide notice reminding the community about our natural disaster policy, Reminder: NIH Natural Disaster Policy – Hurricane Harvey. To give you an idea of the ways NIH can help in these situations, our website on Extramural Response to Natural Disasters has a list of available resources, including guidance on animal welfare issues. …. Continue reading
4 Questions For Researchers and Institutions Involved In Human Subjects Research
Last September, and in January of this year, we wrote about a suite of initiatives aimed at improving the quality and transparency of the NIH-supported research that most directly engages human participants – clinical trials. These initiatives include dedicated funding … Continue reading
Perspectives on Evidence-based Funding
At the NIH Regional Seminar this past May, I had the pleasure of giving the keynote talk and presenting different perspectives on how NIH can further the impact of our research funding. …. My staff recorded this talk and has made it available to you on the NIH Grants YouTube channel. If you're interested in the topics covered here on the blog …. Continue reading
NIH's Next Generation Researchers Initiative
At the Advisory Committee to the Director meeting last week, NIH Principal Deputy Director Dr. Larry Tabak presented a new NIH initiative to strengthen the biomedical workforce. This presentation followed extensive discussions with stakeholders both here through this blog, at stakeholder meetings, and at NIH advisory council meetings over the last month. We heard unequivocal endorsements for supporting early-career and mid-career researchers given the hypercompetitive funding environment —a challenge we have addressed many times in my blog posts. However, many voiced concerns about our taking a formulaic approach to capping grant funding and called on us to be more direct in enabling greater support for the next generation of biomedical researchers. For this reason, we have shifted our approach to a focused initiative to support early- and mid-career investigators. …. Continue reading


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Driving Predictability and Certainty in Outside Counsel Billing
Since the dawn of commerce, willing sellers and buyers of goods and services have transacted in a certain and predictable pricing environment that derives from a simple equation. On one side of the equation, a seller establishes an asking price that takes into account the cost of producing and delivering goods or services plus a desired profit margin. On the other side, a buyer determines whether to buy at the asking price, presumably after some price comparison and negotiations. Each side strives to make an informed and calculated decision on pricing and lives with the commercial risk of the agreed upon price.
Clients and outside counsel still have not cracked the code when it comes to pricing legal services with any modicum of certainty or predictability. Clients routinely approach outside counsel for a fee estimate on a well-defined matter only to be met with a wide-ranging fee estimate with a myriad of caveats affording outside counsel considerable latitude on the final bill. Needless to say, this outcome is entirely counterproductive for clients that must operate within an established legal budget.
As a general proposition, pricing legal services with certainty and predictability should not require complex, string theory computations. In theory, the pricing process for legal services need not deviate from the same path taken by nearly everyone else in the commercial world that has figured out how to set fixed pricing metrics and live with the results.
A widely held sentiment amongst legal industry experts is that alternative fee arrangements, or AFAs, are the solution to market demands for legal fee predictability and pricing certainty. AFAs come in a variety of flavors ranging from fixed fee arrangements to phase-based billing to success-billing or other outcome-based fee arrangements. Clients readily embrace the concept of AFAs because pricing certainty facilitates legal fee budgeting and legal department financial hygiene. In commercial dealings with other third party vendors, clients bear contractually-allocated pricing risk and are often left confounded as to why AFAs are not more widely embraced by outside counsel given the market and clients demands.
Even though AFAs present the natural, market driven solution to unpredictable and uncertain legal fee billing arrangements, AFAs have simply not gained traction at the expected pace. There are a myriad of reasons underlying this market anomaly, but the fundamental obstacle to the slow adoption of AFAs squarely centers on the legacy economic model and operating challenges of most law firms discussed below. It is critical for clients that are pushing outside to undertake engagements on an AFA basis to understand outside counsel's aversion to AFAs and to employ the tips below to optimize AFAs.
Challenges with Reconciling and Analyzing Incongruous Economic Models
As Abraham Lincoln said, "a lawyer's time and advice are his stock in trade." Quite understandably, the economic model of most law firms continues to focus on the billable hour. The hourly billing model is unlikely to disappear anytime soon presumably because it is a pervasive, simple and objective methodology by which to compensate an attorney for his or her time.
The enduring prevalence of the billable hour, however, poses challenges for law firms when it comes to AFA pricing and measuring profitability. Reconciling and blending a billable hour economic model with an AFA economic model is likely the biggest impediment to widespread adoption of AFAs. This is because the billable hour economic model operates as the only meaningful reference point for law firms when pricing and measuring the profitability of an AFA. In practice, a law firm that is asked for an AFA proposal usually estimates the number of hours required to complete the matter and then calculates the AFA fee using its standard hourly rates. If the estimate of hours required on a matter or phase is inaccurate (and it is usually underestimated), the AFA pricing is suboptimal for the law firm from the outset.
The equation becomes even trickier upon completion of a when a law firm analyzes profitability of the AFA. Usually, timekeepers at law firms must record billed time on the AFA engagement as if it were on an hourly fee schedule. A law firm then compares fees generated from the AFA with the fees that would have been generated under a billable hour arrangement. In practice, engagements undertaken on a billable hour basis need to be managed with less efficiency than AFA matters and tend to drive greater profits to a law firm as more hours are billed. As a result, when comparing AFA revenue with legal fees that would have been generated on an hourly basis, the AFA will often appear less profitable. Until law firm managers devise profitability metrics for AFAs that bear no reference to the billable hour economic model (and the underlying cost structure discussed below) or move entirely away from the billable hour model, the billable hour model will remain the only reference point for the profitability of an AFA.
Complete migration away from a billable hour economic model is virtually impossible for most law firms so an apples-to-apples comparison of AFA profitability will continue to present challenges. It is difficult, though not impossible, to reconcile and analyze two incongruous economic models.
Significant Fixed Costs
For most major law firms, the primary expenses are real estate expenses and fixed compensation for associates and other legal professionals. In order to attract marquee clients and the best and brightest associates, law firms frankly have no choice but to absorb these sizable fixed costs. Presumably, real estate costs can be curbed through effective space management, outsourcing and technology, but smart money would never bet on the best and brightest associates with massive student loan debt willingly agreeing to work for less compensation.
When setting annual budgets and profitability goals, law firms make revenue assumptions based on projected hours billed multiplied by anticipated realization of hourly rates offset by the expected fixed costs. Given the magnitude of their two major fixed costs, revenue projections must be accurate and met in order to reach profitability goals. As discussed above, AFAs can create a murky revenue picture when placed into the revenue calculus of hours multiplied by hourly billing rate. For the law firm, projecting the time invested in a matter is fraught with uncertainty and overruns in hours spent on a project are frequent, especially when the tasks are performed by attorneys typically inclined towards billing more rather than less hours.
Imprecise estimates and time overruns in AFA projects depress revenue realization and create major profitability headaches for law firms given their sizable fixed costs. This causes law firms to think twice about taking on unpredictable economic risks inherent in an AFA. If too many AFAs prove to be uneconomic in a billable hour based budget with sizable fixed cost, law firm managers realize that the only thing to suffer is profits per partner.
Matter Management Challenges
Any attorney handling a matter under an AFA should recognize that profit optimization will require keen attention to process management, optimal staffing efficiency and effective communication and collaboration with clients. By their very nature, attorneys have been trained to attend to the details, troubleshoot remote risks and are calibrated to do things the "right" way even if it is less efficient. For many attorneys, process management and efficiency are learned behaviors, not an innate predisposition. Coupling those character traits with the fact that the prevailing billable hour economic model can discourage efficiency, effective process management challenges many attorneys. As outside counsel continues to hone process management skills and instills in all legal professionals the need to operate with greater efficiency, the inclination to take on more engagements under an AFA model should grow. Until that paradigm shift occurs on an industry wide basis, client demands for AFAs will continue to be met with tacit resistance.
Upside Potential vs. Downside Risk
With the possible exception of law firms which opportunistically and successfully take on contingency matters, law firms historically have not enjoyed the proverbial economic "home runs" associated with success-based compensation arrangements that are pervasive in the investment banking and venture capital industries. Most law firms simply have approached the business world in a more conservative manner.
As a result, AFAs that are success-based or outcome-based tend to be uncharted territory for risk-averse attorneys who have not historically experienced "windfalls" from those economic arrangements. Most recognize that a considerable investment of time is required to undertake a success- based AFA with an uncertain payout and the risk tolerance of many attorney lawyers steers them towards a stable hourly billing engagement instead of a riskier success-based AFA. Moreover, many lawyers at larger law firm often perceive the "upside" afforded a law firm in a success-based AFA to pale in comparison to the "windfalls" realized by their counterparts in the business world so as not justify the investment risk or opportunity cost of a more secure hourly engagement.
On the flip side of the equation, law firms frequently perceive themselves as being on the losing end of fixed-fee AFAs, having to continue representation of a client on uneconomic engagements. Unforeseen circumstances or complications arising in a lawsuit, transaction or other matter or inefficiencies by timekeepers on a matter often leave a billing partner with the unpleasant task of writing off time in order to fall within AFA billing guidelines. When comparing the realization rate for hours worked on a fixed-fee AFA engagement with what would have been billed on a straight hourly engagement, a law firm will find itself wondering why it agreed to the AFA in the first place. The perception by outside counsel of limited upside potential and considerable downside in AFA arrangements discourages them from undertaking such engagements. This is punctuated in law firms where an AFA's upside is shared amongst many partners, but the downside risk tends to be borne by a single engagement partner who made a bad economic deal.
Pricing Challenges for Law Firms
Law firms hold within their financial engines enormous amounts of billing data accumulated over decades, a keen insight into what is needed to handle a client's matter and a working knowledge how to most efficient staff a matter. Yet, only recently have law firms realized that they must put this knowledge and information to work when pricing matters, particularly in an AFA context.
Historically, lawyers have focused on attracting clients and handling legal matters. Law firm economics and financial matters have resided outside of the typical lawyer's bailiwick and fallen to a law firm's business manager or CFO. Quite understandably, many lawyers are not entirely conversant with the profitability metrics and economic drivers of their own law practice. Virtually every lawyer can readily understand the economic aspects of their practice but few have been forced to do so. Attorneys also correctly believe that every matter is different with different challenges, twists and turns.
Against this backdrop, it is not surprising that many law firms have not been ideally equipped to effectively analyze and price AFAs. Despite the availability of internal data and external legal spend data from third parties, AFAs are often priced by law firms without reference to, or use of, that information with the consequence that many firms find themselves in uneconomic AFAs. Until law firms leverage the data available to them to effectively price AFAs, the widespread adoption of AFAs by law firms is likely to continue at a slower than desired pace.
Variant Cost Structures
With the rise of "Big Law" over the past decade, law firms are now comprised of hundreds or thousands of attorneys in multiple locations throughout the world. This evolution of the legal industry has resulted in incongruous profitability metrics and disparate cost structures for different offices within the same law firm. The economics of the New York, London or Hong Kong office of a multi-national firm can look vastly different from the economics of the same law firm's Kansas City or Dallas office. As a result, the same AFA which is extremely profitable for a law firm's Kansas City office may not translate into an equally profitable AFA for its New York office. This does not mean that suggest that AFAs cannot be undertaken by multi-office firms with appropriate adjustments based on an office's cost structure, but clients must be mindful that AFAs may need to be individually tailored to account for the economic differences arising from the nature of large, geographically diversified multi-office law firms.
As the legal industry continues its transformation, AFAs should continue to gain traction, albeit at a slower-than-desired pace. In order to optimize an AFA's benefits, clients are well-advised to employ the following strategies and tactics:
1. Understand Outside Counsel's Challenges. Without question, the challenges discussed above do not apply to every law firm or every attorney asked to undertake an engagement using an AFA pricing structure. It is a non-exhaustive list of systemic obstacles impeding the broader adoption of AFA by the legal industry as a whole. Nevertheless, a client that understands law firm economics and primary challenges faced by law firms asked to use AFAs will have more success persuading outside counsel to do so. More importantly, the informed client that understands outside counsel's perspective will likely end up with an AFA engagement that simultaneously implements a successful and effective legal strategy and outcome and provide legal fee predictability.
2. Use Data to your Advantage. A natural inclination of many clients may be to use legacy data from historic matters to guide pricing for a new AFA arrangement. While the legacy data can provide some valuable pricing guidance, it lacks currency and tends to benchmark an AFA against an incongruous billable hour economic model. Legal spend data has become widely available from a variety of companies in manipulable formulations based on practice area, geography, matter type, phase and duration, staffing mix allocation, and timekeeper experience, hours and rates. By procuring current legal spend data, clients can level the playing field with law firms which have (but fail to effectively use) superior pricing data and matter management knowledge, resulting in more accurately priced AFAs consistent with today's market rates.
3. Create Well Defined Tasks and Phases. Many legal matters handled by outside can be compartmentalized into discrete phases and tasks (e.g., litigation analysis and strategy, discovery, pre- trial motions, trial preparation, trial and so forth). The lines sometimes can become blurred, but experienced outside counsel can assist with the effort to create well defined tasks and phases for AFA purposes. When an AFA clearly and explicitly defines tasks and phases and attaches a cost to each, a client is better armed to make cost-effective strategic decisions on how or whether to proceed. Admittedly, it takes more time at the outset, but the certainty and predictability of a successful outcome, both strategically and economically, is dramatically enhanced.
4. Discuss "Release Valves" Up Front. No legal matter ever proceeds exactly as planned or expected at the outset. As a result, a client or outside counsel may experience economic, strategic, operational or time pressures. Outside counsel is masterful at creating caveats, limitations and exceptions to the scope of representation. If the pressures are not discussed at the outset of an AFA engagement and "release valves" are not implemented the address those pressures, the certainty and predictable expected in an AFA pricing structure can go for naught or, even worse, the alignment of interests can become misaligned to everyone's detriment. These "release valves" can be in the form of accelerated, delayed or otherwise adjusted fee payments, pre-agreed expansion or contraction of the scope of work or disengagement arrangements. To be sure, every eventuality cannot be addressed, but handling reasonably foreseeable pressures upfront allows a client to avoid later discussions with outside counsel about caveats, limitations and exceptions to scope.
5. Carefully consider deadlines. When engaging outside counsel on an hourly basis, clients frequently set aggressive deadlines in order to drive efficiency and avoid the "work expands to fill the time" conundrum that inflates legal fees. When formulating AFA structures, clients should reconsider the approach of setting aggressive deadlines, particularly where an AFA utilizes a fixed fee or is unrelated to billable hours. Where less aggressive deadlines are set, clients stand to benefit from outside counsel's natural inclination to be thorough, thoughtful and meticulous. Substantively better work product, advice and outcomes may follow at no additional cost. Of course, if business or strategic objectives dictate another approach to deadlines, those objectives should take precedence. Either way, deadlines should be given careful consideration when architecting AFA engagements.
6. Request and analyze a line item invoice. Typically, timekeepers at law firms are asked to record time on an AFA engagement as if it were an hourly fee schedule for their own internal purposes. Clients that have engaged outside counsel on an AFA basis should insist on reviewing the back-up line items entries entered by law firm timekeepers and not simply accept an invoice showing the AFA fee amount and a single line item invoice that says "For Services Rendered" or the like. By requesting and carefully reviewing and analyzing the back-up line item entries, clients will have greater visibility into how the matter was staffed and managed and gain a better understanding as to whether the AFA was a favorable or unfavorable economic arrangement. For the clients lacking the resources to scrutinize the underlying time entries, outside counsel cost management firms can effectively assist with that process.
© 2014 Legal Decoder. All rights reserved.


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Shiny Platform Sandal
- $695.00Prada Crisscross Leather Platform Sandal Details Prada tumbled, shiny calf leather sandal with tonal topstitching. 2.5" covered chunky heel; 1" platform; 1.5" equiv. Crisscross straps over open toe. Adjustable ankle strap. Leather lining and insole. Rubber outsole for traction. Made in Italy. Fit: Runs true to size.Designer
- $795.00Laurence Dacade Helissa Star Studded Platform Sandal, Black Details Laurence Dacade leather sandal with star-studded trim. 4.3" chunky covered heel. 2.5" front platform lowers pitch to 1.8". Covered block heel with platform. Crisscross straps band open toe. Adjustable ankle strap. Padded footbed. "Helissa" is made in Italy. Designer
- $1,045.00Christian Louboutin Col Ankle Ruffle Red Sole Sandal, Black Details Christian Louboutin sandal in shiny napa leather with sculptural ruffle. 4.8" covered stiletto heel; 0.4" platform; 4.4" equiv. Strap bands open toe. Asymmetric strappy vamp. d'Orsay silhouette. Ruffle trim. Curved topline. Signature red leather outsole. "Col" is made in Italy Designer
- $695.00Jimmy Choo Nelly Studded Cork Wedge Sandal, Brown Details Jimmy Choo leather sandal with golden studded trim. 4.7" cork wedge heel with platform. Wide strap bands open toe. Adjustable snap strap. Cutout heel counter. Rubber outsole. "Nelly" is made in Italy. Sizing note: Jimmy Choo runs small. We suggest that you order a half size larger than you typically wear. Designer
- $1,075.00Rene Caovilla Pearly Leather Wedge Sandal, Black Details #ONLYATNM Only Here. Only Ours. Exclusively for You. Rene Caovilla shiny karung snakeskin sandal with crystal and pearly trim. 3.3" wedge heel; 1.3" platform; 2" equiv. Straps band open toe. Adjustable slingback strap. Padded footbed. Rubber outsole. Made in Italy. Designer
- $895.00Christian Louboutin Mira Bella Leather Red Sole Sandal, Black Details Christian Louboutin napa and patent leather sandal. 4" covered heel with platform. Peep toe. Crisscross strappy vamp. d'Orsay silhouette. Adjustable ankle strap. Padded footbed. Signature red leather outsole. "Mira Bella" is made in Italy. Designer


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Ghanaian-American hip-hop artist and visual artist based in Brooklyn, USA Blitz The Ambassador is out with his 6th studio album christened Diasporadical . This 13 tracklist album features both home ground and international acts . Featured on this album is Manifest , Tumi , Patrice , Akua Naru & Kamau . Blitz The Ambassador portrayed so much versatility and craft on this gem thus making it one of the must-listen albums in the world . Below are links to stream , download and purchase the album . Enjoy
Download Blitz the Ambassador – Diasporadical (Full Album)


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World Bank Chief Warns Against Protectionism
Saturday, July 4, 2009
World Bank President Robert B. Zoellick warned at a meeting with Latin finance ministers in Chile yesterday that trade protectionism could threaten recovery from a global recession.
Restrictive trade measures could lead to the sort of tariffs that worsened the Great Depression, Zoellick said. A recording of his remarks was provided to The Washington Post by the World Bank.
"It seems appealing in countries to buy their own national products," Zoellick said in remarks delivered in Viña del Mar. "Buy America. Buy Canada. Buy Chile. Buy China. But that's the road to the problem that exacerbated the downturn in the 1930s and led to the Great Depression."
The Smoot-Hawley Tariff Act of 1930, which raised tariffs on thousands of goods imported into the United States, is widely cited by historians and economists for having deepened and prolonged the Depression.
A World Bank report issued in March underscored a "worrying" trend toward protectionism as countries try to shield native industries from the effects of the global contraction.
Argentina, for example, added licensing requirements on goods such as auto parts and toys, creating more bureaucracy for exporters. China and India have increased tax rebates for some exporters, which critics call a subsidy for their products abroad. The European Union has announced export subsidies on certain farm products.
The World Bank has said that such protectionist measures could also weaken global trade, which the bank said is facing its steepest decline in 80 years as demand dries up.
"Some of these measures are permitted under international trade rules, but nevertheless they can restrict trade," Zoellick said. "What I cautioned was that while so far the restrictive trade measures are a low-grade fever, not a full influenza, that one has to be careful that the temperature of the fever doesn't increase."
Zoellick warned that because unemployment is a lagging indicator, it is likely to rise even as economies recover, which in turn could lead to more protectionism.
"Unemployment puts political pressure on governments to take actions," he said.
Zoellick said protectionism was discussed at the meeting of Latin American finance ministers he attended in Chile, but he gave no details about the discussion, the Associated Press reported.
The World Bank intends to help finance $50 billion in trade in the next three years to help commercial financing for trade rebound from the global downturn, according to the Associated Press. About $12 billion of that will be destined for Latin America.
On Monday, Zoellick plans to attend a meeting at the World Trade Organization headquarters in Geneva, where the agenda is scheduled to include a discussion of how to connect aid and development with the goal of taking advantage of lower trade barriers.


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Lahore: The China Pakistan Economic Corridor (CPEC) is a great economic development and Iran wants to be part of it. This was stated by the Consul General of Iran Mohammad Hossein Bani Assadi while speaking at the Lahore Chamber of Commerce & Industry.
Iranian Consul General was also heading a three member delegation of Iranian Construction Group said that first Iranian branch would be opened in Karachi very soon as State Bank of Pakistan and Central Bank of Iran have finalized all modalities to this regard. While congratulating the LCCI new body, he said that the Lahore Chamber of Commerce & Industry is a think tank that is doing a lot to promote regional trade. He said that Iran and Pakistan should take measures to enhance mutual trade volume as both the countries have the potential to do trade of billions dollars.
He said that Iran is ready to fulfill the growing energy needs of Pakistan. He said that Pak-Iran Gas Pipeline project could be completed in short span of time. He said that this project must be completed as energy is necessary for all trade and economic activities.
In his address, the LCCI President Abdul Basit said that collaboration between Pakistani and Iranian business in the ongoing projects of China Pakistan Economic Corridor could go a long way. He welcomed the statement of Iranian Ambassador H.E. Mehdi Honardoust saying that Iran is interested to join CPEC and invest in Pakistan infrastructure and energy sectors. He said that that many projects under CPEC are underway and there are many to emerge with the passage of time. If Iran instantly collaborates with Pakistan then there are greater chances that they would obtain reasonable share.
Abdul Basit anticipated that there will be further delegations visiting from Iran to Pakistan in near future. He expressed gratitude to Iranian Consul General for extending best cooperation to LCCI delegation which visited Iran in March this year.
He said that Pakistan and Iran are two brotherly Islamic countries. Therefore, maximum efforts are needed to strengthen their relations in all fields. He said both the sides need to conduct market research to further strengthen trade relations between the two countries. Priority should be given to each other for import of goods rather than buying from distant countries. Collaboration in SMEs and mega projects like onshore and offshore oil & gas exploration activities, hydel and coal based energy projects, paper & board, sugar, cement, chemicals, transport & communication, construction of roads in Pakistan, scientific & educational cooperation, handicrafts, artificial jewelry, carpets, fancy furniture etc.
The LCCI Senior Vice President Amjad Ali Jawa and Vice President Muhammad Nasir Hameed Khan said Pakistan is basically an agricultural country bestowed with variety of seasons and agro-based products. But due to lack of post harvest technologies a lot of agriculture produce is wasted. Hence, technology from Iran can help Pakistan's agro-based food processing and dairy industry to improve. They said Pakistan is one of the leading countries and known around the globe for its textile potential and products, that still needs to be properly introduced in Iranian business houses. Such efforts can also prove vital to equalize our trade balance.


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For now, the start of a new school year is upon us, and with it comes the start of pledging. 1968 was the last year without a hazing death in the United States. Will new restrictions on campuses be enough to protect all of our students? Or will 2019-2020 become the 50th year in a row that we must mourn?
13 colleges nationwide have been awarded a grant to educate college athletes about alcohol use and abuse.
Teenagers who want to settle as bricklayers drink more alcohol than those seeking a promising career as a banker, a study suggests.
Talking to your teen about the dangers of drinking may be something you're dreading—but you can't afford to put it off any longer: 5,000 teenagers die every year from alcohol-related deaths, a sobering statistic that should motivate you to start today.


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Getting Started As A Rapper
If you are interested in being a hip hop producer or a rap artist you then'll likely need to purchase some royalty hip hop beats for sale online to begin with. These are beats you could literally do anything you desire with without paying any royalty costs. You essentially purchase the beats in advance and then they're yours to do anything you need with.
Rancid Beats
The issue you might run in to is a lot of areas will be selling now quite old beats which could have seemed fresh in 1993 but sound quite dated. You are heading to need to have use of the beats.
Distinct Styles/Genres
Some web sites have hip hop beats for sale online just have a few different music genres (or designs) to obtain. So you could make sure you will get just what you are searching for it is best to go to your website that's a big variety of designs.
There are some websites that just have a hundred beats to pick from. That is no great. You might not locate what you are searching for with a variety that is smaller. Or you might find yourself using the exact same beats as a lot of others. This will make it considerably more difficult to stand out in the bunch.
The best part about purchasing beats online is that you just do not have to create them, and you can use them right away. Not only this, you won't have to pay the high cost of hiring a maker. The cost of hiring a seasoned company could end up costing you upwards of a thousand dollars per hour. If you need an Alist company, then expect to pay six figures and that will not even assure you a hit record or even any media curiosity.
For more information please visit Beats for sale.


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Take a moment to view the resources available from our website by choosing a resource category on the left.
Discount Policy:
Family Honor provides discounts on volume book orders only.
For orders paid with a check , you can figure the discounted amount when you download our pdf order form and deduct that from the final balance due.
For credit card orders , a 20% discount will be given when your total book order is between 11-99 books; for orders of 100 or more books, a 40% discount will be given on your total order. Discount is provided by way of a refund check from Family Honor.
Our Power to Love | God's Gift of Our Sexuality
Coming Soon: Our Power to Love in Spanish! Call Family Honor to pre-order: 803.929.0858
Ruth S. Taylor, M.D.,
Ann G. Nerbun, M.S.N.
and Rev.Richard M. Hogan, Ph.D.
This book is a new approach to sexuality education for adolescents and parents, incorporating the physiology of sexual maturing with Pope John Paul II's theology of the body. The authors promote the beginning of fertility appreciation within the larger context of the virtue of chastity. Appropriate Scriptural quotes begin each chapter. Reproductive systems are explained in scientifically correct language. 103 pp.
$6.00 per copy. Bulk order discounts.
Understanding Chastity | The Mystery of Human Sexuality
Now back in stock with fresh new look! Perfect little book for parents or grandparents to read and share. Also can be used with parish-based programs. Suitable for high school and above.
Order today!
Ann Nerbun, MSN,
Mary Ann Fey, M.Ed, Ed.S.
A 64 page booklet that gives parents, youth ministers, and adolescents a fundamental rationale for why sexuality is a serious, sacred aspect of human life.
$3.00 per copy.
Sex and Chastity | What's a Parent to Say?
Mary Ann Fey, M.Ed, Ed.S,
and Ann Nerbun, MSN
A 20-page booklet designed to help parents define their own beliefs about chastity as a virtue and give them practical guidelines for leading their children to chastity.
$4.00 per copy.
The Wonder of Me Fertility Appreciation for Adolescents and Parents
Ruth S. Taylor, MD, and Ann Nerbun, MSN
This booklet is for parents and adolescents to use as a guide in discussing anatomy and physiology from the standpoint of fertility and the power to give life. Includes basic illustrations of reproductive systems; description of unborn baby's growth and development in the womb; and a glossary of terms. 48 pp.
$5.00 per copy. Bulk order discounts.
La Maravilla de Mi (Spanish Version of The Wonder of Me)
Fertilidad El aprecio por los adolescentes y padres
Ruth Taylor S., MD, y Nerbun Ann, MSN
Este folleto es para padres y adolescentes para utilizar como guía en la discusión de la anatomía y la fisiología del punto de vista de la fertilidad y el poder de dar vida. Incluye ilustraciones de base de los sistemas reproductivos, la descripción del crecimiento fetal y el desarrollo en el útero, y un glosario de términos. 48 pp.
5.00 dólares por copia. Descuentos a granel fin.
For Parents Only | Teens and Sex: Who Has the Most Influence?
This is a great resource for parents to to order on their own, or for schools, parishes or family life offices to distribute at parent events or make available at church. This pamphlet includes practical ideas for parent-child communication and helping your child live the virtue of chastity.
$30.00 for 100 copies
CD Rom
The Wonder of Me | Fertility Appreciation for Parents and Adolescents
Ruth S. Taylor, M. D., and Ann Nerbun, M.S.N.
New updated version of Wonder of Me now available in CD-ROM format! Approx. 24 minutes long. Narrated and non-narrated options available on one disc; updated color images; printable script for instructor; printable pre-test and answer key. Teacher-friendly and user-friendly production presenting the latest scientific information on human reproductive anatomy and physiology from the perspective of fertility, the power to give life. Family Honor uses this in our programs for parents with their 6th grade children in a session that features male presenters speaking with dads and sons and female presenters speaking with moms and daughters.
Minimum system requirements for your computer: WIN 98/XP, 233Mhz, 64 MB RAM, 800 x 600, 4x CD ROM. Does not run on MAC. PC only.
Our Power to Love | God's Gift of Our Sexuality
Ruth S. Taylor, M.D., Ann G. Nerbun, M.S.N. and Rev. Richard M. Hogan, Ph.D.
New, updated version of Our Power to Love now available in CD-ROM format! Part 1 is approx. 26 minutes, Part 2 is approx. 24 minutes. Narrated and non-narrated options both available on one disc; updated color images; printable scripts for instructors; printable pre-test and answer key. This two-part program is not designed to be used in one presentation. In Part 1, this presentation gives the latest scientific information on human reproductive anatomy and physiology from the positive perspective of fertility appreciation. In addition, Part II presents a view of Catholic teaching on human sexuality which is Biblically founded, personal and ethically grounded. Excellent resource to help middle and high school students grow in their understanding of fertility appreciation (separate presentations for males and females recommended), theology of the body and Humanae Vitae. Family Honor uses this resource in our programs for parents with 7th and 8th graders and also our parent-high school teen retreat format.
Minimum system requirements for your computer: WIN 98/XP, 233Mhz, 64 MB RAM, 800 x 600, 4x CD ROM. Does not run on MAC. PC only.


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Don't miss out on a lower price on this hotel
Get an overview of this hotel4-star bed & breakfast near Roman Baths
Popular property highlights
Situated in Bath, this bed & breakfast is within 1 mi (2 km) of SouthGate Bath, Roman Baths, and Bath Abbey. Theatre Royal Bath and Jane Austen Centre are also within 1 mi (2 km).
Property Features
A garden, free breakfast, and free self parking are available at this smoke-free bed & breakfast. WiFi in public areas is free.
Room Amenities
All 18 rooms offer free WiFi, coffee makers, and flat-screen TVs with digital channels. Guests will also find DVD players, free bottled water, and hair dryers.
Guest Highlights
- Friendly, helpful staff
- Good location
- Breakfast
- Clean guestrooms
- Overall room comfort
Oldfields House - Bed & Breakfast
Renovations & Closures
Bed & Breakfast Amenities
Bed & Breakfast Amenities
Guests can enjoy a complimentary breakfast each morning. Wireless Internet access is complimentary. This Bath bed & breakfast also offers a terrace and a garden. Onsite self parking is complimentary.
Oldfields House - Bed & Breakfast is a smoke-free property.
- Terrace
- Smoke-free property
- Free WiFi
- Total number of rooms - 18
- Number of floors - 4
- Number of buildings/towers - 1
- Garden
- Free breakfast
- Free self parking
Family Friendly Amenities
- Family Hotel
- Free Wi-Fi
- DVD player
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- DVD player
- Digital TV service
- Phone
- Coffee/tea maker
- Hair dryer
- Free bottled water
- Daily housekeeping
- Private bathroom
- Bathrobes
- Flat-panel TV
- Free WiFi
Where to Eat
A complimentary English breakfast is served each morning between 8 AM and 9:30 AM.
Nearby Things to Do
- Golfing nearby
Spa Services
- Massages
- Body treatments
Bed & Breakfast Policies
Check-in time starts at 2 PM
Check-in time ends at 9 PM
Check-out time is 10:30 AM
Payment types
Children and extra beds
- Children are welcome.
- Rollaway/extra beds are not available.
- Cribs (infant beds) are not available.
- Pets not allowed (service animals welcome)
You need to know
Extra-person charges may apply and vary depending on property policy.
Optional extras
- Late check-out fee: GBP 20
Bed & Breakfast Name
- Oldfields House
- Oldfields House B&B
- Oldfields House B&B Bath
- Oldfields House Bath
- Oldfields House Hotel Bath
- Oldfields House Bed & Breakfast Bath
- Oldfields House Bed & Breakfast
We should mention
This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties.


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Clinical Specialties: Psychological Assessment of Chronic Pain, Public Policy and Pain, Opioid Risk Stratification, Medico-Legal Issues in Pain.
Education: Case Western Reserve University; Purdue University, Dept. of Psychological Sciences
Postgraduate Training: Brown University Medical School
Tufts University School of Medicine and the Sackler School of Graduate Biomedical Sciences at Tufts University are international leaders in innovative medical education and advanced research. The School of Medicine and the Sackler School are renowned for excellence in education in general medicine, biomedical sciences, special combined degree programs in business, health management, public health, bioengineering and international relations, as well as basic and clinical research at the cellular and molecular level.
Ranked among the top in the nation, the School of Medicine is affiliated with Tufts Medical Center, Maine Medical Center, Baystate Medical Center, Newton-Wellesley Hospital, Lahey Hospital and Medical Center, St. Elizabeth's Medical Center, and many other elite teaching hospitals and health care facilities. Tufts University School of Medicine and the Sackler School undertake research that is consistently rated among the highest in the nation for its effect on the advancement of medical science.
© Copyright 2016 Tufts University


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How much do top animation companies charge?
When it comes to top corporate animation video companies in the US, most of them charge upwards of $7,000 for the first minute and go up from there. So what exactly are you paying for at that level? The answer is simple. Brain power.
Quality animation videos are not as simple as they look.
Animation videos are deceptively complex. A cursory glance would say that all animation video companies do is make simple cartoons, pencil sketches or whiteboard animations. Big deal, right? Wrong! Great animated videos build businesses – big ones.
A multi-billion dollar business built on an animated video…
When you get a minute, go visit www.dropbox.com . This is a multi-billion dollar company. On their home page is nothing but an Animation Video and a sign-up button. That fact alone speaks volumes in regard to how crucial they believe a great video is.
I am told that the company that made that video charges about $15,000 – $20,000 for a 2 minute video like that. In the context of what Dropbox is now worth it's pittance. If you think the choice of company was irrelevant think again.
Simplicity does not equal easy. Animation videos are an art form…
Sure the animation itself is very simple and almost any animation video company could replicate it, but replication and origination are two vastly different things. To originate that narrative, Dropbox needed their video production partner to truly understand their technology and then strip away literally hundreds of different angles and mountains of technical data to present only the message that was relevant to getting people to sign up for a free account. It is actually much harder than it looks. That's where the brain power and talent comes in. Like all professions, brain power and talent cost money.
Google Wave. Great animated video despite the product's failure.
Another great video is the one done for Google Wave. Sure the product itself failed but the video is superb. Again, it was done by one of the best animation video studios in the world who charge around $20,000 for the first minute. Understanding the full breadth of a product like Google Wave and then articulating just the right points of it to get consumers to sign up for a free trial takes time and lots of minds to do well. That's why it costs money.
Why work with Fire Starter Videos?
At Fire Starter Videos we are inspired by these great studios but we don't compete with them. Our prices are about 80% cheaper and we do a great job for that budget. The reason I have written this post is so you know that we know what great animation is. We know what goes into it and we work hard to get as close to the best as possible. It is your job to work with us and help us craft just the right message because it's the message not the animation that makes all the difference.


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Japanese Pop Singer in Coma After Being Stabbed by Fan Who Stalked Her: Cops
A popular Japanese singer is in a coma after being stabbed by an angry fan at least 20 times, police said.
The critically injured Mayu Tomita, 20, was attacked near a concert site Monday by a man who had been stalking her, authorities said.
Police arrested Tomohiro Iwazaki, 20, who told investigators he was upset with the young singer, who is also a college student, because she returned a present he had given her.
"I ambushed her at the station and asked her [about the gift]," Iwazaki told police, according to the Kyodo news agency. "I lost my temper and stabbed her many times because she didn't clearly answer," the man was quoted as saying.
Witnesses called police after witnessing the attack, authorities said. Tomita was critically injured, with stab wounds across her neck and chest, police said.
A bloody folding knife was found at the scene, according to officers. Tomita was scheduled to give a concert near the site where the attack took place.
Kyodo reported a man with the same name had been making threatening posts to the singer's Twitter account.
In May 2014, two members of the Japanese group AKB48 were attacked by a man wielding a saw. The suspect pleaded guilty and was sentenced to six years in prison.


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20 Pages Posted: 31 May 2013
Date Written: June 2013
This article serves as a response to the assessment methodology of the Basel Committee on Banking Supervision to identify systemically important banks. The official technique requires an extensive collection of bank data, which can hardly be accessed in full by the general public. By contrast, our article develops a practicable modification that utilises only readily available indicators and thus provides a helpful tool for banks' stakeholders and the public. For the period 2002–2011, we determine the domestic systemic importance of every licensed bank in Australia. Our quantitative results do not only uncover high levels of systemic impact of the four major banks, but their rising dominance during the Global Financial Crisis.
Suggested Citation: Suggested Citation
Brämer, Patrick and Gischer, Horst, An Assessment Methodology for Domestic Systemically Important Banks in Australia (June 2013). Australian Economic Review, Vol. 46, Issue 2, pp. 140-159, 2013. Available at SSRN: https://ssrn.com/abstract=2272480 or http://dx.doi.org/10.1111/j.1467-8462.2013.12008.x
This is a Wiley-Blackwell Publishing paper. Wiley-Blackwell Publishing charges $38.00 .
File name: aere12008.
Size: 360K
If you wish to purchase the right to make copies of this paper for distribution to others, please select the quantity.


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Species Database
Eschrichtius robustus - Gray Whale
Geographic range:Bering Sea to Baja California, Mexico
Key features:Gray and mottled skin color.
Habitat(s):bay (rocky shore), bay (sandy shore), Continental shelf, continental slope, kelp forest, pelagic zone, submarine canyon
Primary common name:Gray Whale
General grouping:Whales, seals and sea lions, otters
ITIS code:180521
Geographic Range
Range Description:Eschrichtius robustus occupies water from the Bering, Chukchi and western Beaufort Seas to Baja California, Mexico.
Maximum depth:150 meters OR 499.5 feet
Subtidal depth notes:Eschrichtius robustus occurs most frequently in shallow coastal waters.
Habitatsbay (rocky shore), bay (sandy shore), Continental shelf, continental slope, kelp forest, pelagic zone, submarine canyon
Habitat notes:Eschrichtius robustus generally inhabits coastal waters, migrating close to shore, and calving in shallow southern lagoons. Some move further offshore in summer.
Relative abundance:Eschrichtius robustus was once found throughout the Northern Hemisphere, but became extinct in the Atlantic a few hundred years ago and now occurs only in the North Pacific. Today the North Pacific has two populations, one in the east and one in the west. The eastern population is referred to as the California stock and is abundant with 26,000 animals, which is believed to be their carrying capacity. The western population is known as the Korean stock. This stock is considered rare with only 400 animals remaining and is one of the most critically endangered whale stocks in the world.
Species Description
General description:Eschrichtius robustus is known for making one of the longest annual migrations of any mammal, traveling about 8,000 km from its northern summer feeding grounds to winter calving areas in relatively warm water. Eschrichtius robustus is the only species in the family Eschrichtiidae. Eschrichtius robustus was once called devil fish because of their fighting behavior when hunted and the ferocity in which females will defend their calves against predators.
Distinctive features:Eschrichtius robustus has a large body with a mottled gray coloration, with calves being darker in color than adults. The head of Eschrichtius robustus is narrow and triangular when seen from above. The mouth appears slightly arched and contains 130 to 180 yellowish baleen plates per side. The baleen is relatively short, to about 25 cm long, and has coarse bristles on the inner fringe. Instead of a dorsal fin, Eschrichtius robustus has a hump followed by 6 to 12 bumps along the top of the caudal peduncle. Barnacles and lice grow in various places on the body, but are usually most obvious on the head. Eschrichtius robustus frequently raises its broad mottled flukes during a deep dive. The blow of this species can be either columnar or bushy in shape.
Size:At birth Eschrichtius robustus is 4.9 m in length and weigh 680 kg. Adults can grow to be up to 15 m long and weigh up to 35,000 kg.
Natural History
General natural history:Eschrichtius robustus can live to be more than 40 years old. Breaching is relatively common behavior in Eschrichtius robustus, although its function is unclear. This species also regularly spyhops (raises its head out of the water) and has been known to exhibit considerable curiosity toward boats.
Predator(s):Juvenile Eschrichtius robustus is sometimes hunted by Orcas. Adult Eschrichtius robustus was heavily exploited beginning in the 19th century. The eastern population has been protected since 1937, but is still hunted by a small aboriginal group in Russia. The western population was hunted commercially by Korea until 1966 and is now only occasionally exploited by Japanese fishermen.
Prey:Eschrichtius robustus mostly preys on benthic amphipods, which they filter from bottom sediment in shallow shelf or coastal waters.
Feeding behaviorFilter feeder
Feeding behavior notes:When Eschrichtius robustus is foraging, it often leaves long trails of mud in their wake on the ocean bottom. They have also been shown to feed on midwater prey, probably more than has usually been assumed.
March - May
Migration:The tiny Western North Pacific population migrates north from winter calving grounds off the Korean Peninsula and Japan, to summer feeding grounds in the northern Okhotsk Sea.
October - July
Migration:The Eastern North Pacific population of Eschrichtius robustus makes a mammoth migration of 16,000-22,000 km round trip between their southern breeding grounds off Baja California, Mexico and their northern feeding grounds off Alaska and the Beaufort Sea. This is believed to be the longest yearly migration of any mammal.
April - November
Feeding:Eschrichtius robustus aggregates in Arctic feeding grounds.
October - February
Migration:Eschrichtius robustus migrates south, traveling in small groups.
December - April
Reproduction:Eschrichtius robustus aggregates in Mexican breeding grounds.
February - July
Migration:Eschrichtius robustus migrates north back to the Arctic feeding grounds.
Monterey Bay National Marine Sanctuary:Entanglement in fishing gear is considered a threat to Gray Whales and other marine mammals.
Click on an image below to view a larger version in the SIMoN Photo Library. You will also be able to view important information on each photo such as photographer, date, caption and more.
Boschung, H.T., J.D. Williams, D.W. Gotshall, D.K. Caldwell, and M.C. Caldwell. 1998. National Audubon Society Field Guide to North American Fishes, Whales and Dolphins. A.A. Knoph, New York, NY. 848 p.
Reeves, R.R., B.S. Stewart, P.J. Clapham, and J.A. Powell. 2002. National Audubon Society Guide to Marine Mammals of the World. A.A. Knopf, New York, NY. 527 p.
Reeves, R.R., B.S. Stewart, P.J. Clapham, and J.A. Powell. 2002. National Audubon Society Guide to Marine Mammals of the World. A.A. Knopf, New York, NY. 527 p.


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Start your journey as an apprentice blacksmith and become the most famous blacksmith in the world.
Game features :
- Mine ores.
- Smelt them into metal bars.
- Forge equipment.
- Enchant your equipment, select a price and sell them.
- Hire workers and upgrade them.
- Achieve difficult tasks.
- Ascend for powerful bonus.
This game is a serious effort to enhance the experience of the original Idle Blacksmith.
Source: The Game Website.