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Is the job market better nowadays? It's getting there. Still, it's tough for job hunters as well as for small business that want to grow.
In this week's podcast:
- Jenny Grasz, vice president for CareerBuilder, tells Bankrate's Mark Hamrick what the hottest job fields are, and describes how to use (and not use) social media in the employment search.
- Sheyna Steiner, who writes for Bankrate about saving and investing, wonders whether your wallet will become a quaint relic of a bygone time.
- William Dunkelberg, chief economist for the National Federation of Independent Business, tells Hamrick that small-business owners feel a lot of uncertainty, making them wary of hiring.
- And Claes Bell, Bankrate's banking reporter, urges individual investors to take a look at the stock market.
Bankrate Audio
New job-search tips. Hint: Avoid boozy Facebook posts.
The job market from two perspectives: where and how to look for work and what is keeping employers from hiring more workers.
Audio Transcript
Mark Hamrick: From Bankrate.com this is "Your Money This Week." I'm Mark Hamrick reporting from Washington. The lack of more substantial improvement in the job market continues to be a stumbling block for the U.S. economy. It's not good for the unemployed or people who have jobs who suffer through largely stagnant wages. This week we fight back as our guests provide some great job search tips and some insightful observations on what's holding employers back. Bankrate's Claes Bell laments that average investors haven't been taking advantage of the stock market's recovery and our Sheyna Steiner has a prediction on something close to our money that's about to be obsolete. We have all of that and more for you on "Your Money This Week."
In our first segment, job searches and what are we missing? Whether a part of the workforce for decades, recently laid off or ready to start looking for work, it seems there's a great disconnect between the workforce and prospective workers. There's the skills mismatch and even a fair number of people who aren't ready for prime time when it comes to drawing a paycheck. And don't get us started on the folks who post shots holding beer cans or cocktails on social media easily within view of human resource departments. Our guest is Jennifer Grasz, a vice president for CareerBuilder. I asked her about where the job market stands right now.
Jennifer Grasz: Well, I think we can see that the market is getting better. There is light at the end of the tunnel. When you look at job listings on CareerBuilder, they've actually been up in double digits year over year each month. And we're not just seeing large companies in big cities hiring in some select industries or functions. We're seeing jobs added across industries, across company sizes and across geographies. It's very different than what you would have seen a few years ago, so it's headed in the right direction. At the same time I think employers are still cautious. When you look at this recovery it's been all about gradual improvement rather than leaps and bounds in hiring and I think you're going to see more of that going forward until the economy picks up.
Mark Hamrick: So as you know, as this recovery has continued, we've seen a real decline in layoffs and job cuts and the big question mark has been whether we see a push in hiring and it's your sense that indeed we are seeing that now.
Jennifer Grasz: We are seeing that and not just only activity on our site. CareerBuilder also ran a nationwide survey of more than 2,000 employers across industries and company sizes. We did this with Harris Interactive. What we found was 44 percent of employers plan to hire full-time permanent employees in the back half of the year. And that's on par with last year so I think you're seeing permanent hiring will remain steady. Thirty-one percent plan to hire temporary or contract workers. That's up from 21 percent last year, so a 10 percentage point increase for temporary hiring over 2012.
And I think that really tells us two things. One, companies are feeling more confident and they're adding more employees to keep pace with market demand. And I think two, we also see that companies want to maintain some flexibility in their workforce, especially in the wake of a recession that hit many employers and many economies very hard. So they're not rushing into a full-scale expansion of head count in light of those economics headwinds that still linger today, but I think the overall pace of hiring is getting better.
Mark Hamrick: A question that seems to be asked a lot, particularly over the last month or so about the quality of the jobs being added, you referenced there that some of these increases are reflected in part-time hires and the quality also might be measured by level of pay, of course. As we know the wage has generally been stagnant through this recovery. Anything positive to report on either of those two fronts there do you think?
Jennifer Grasz: Yeah, I mean I think we see a full range of positions. You see those entry-level roles that are going to be at the lower end of the scale and you see higher-paying jobs, whether that's in the permanent space or in the temporary space. When we look at the hottest areas for hiring today, we're looking at areas like information technology. Companies want to bring those innovations to market very quickly; they want to capitalize on mobile and social technologies. They want to leverage big data and so a lot of hiring happening in that sector. Health care, we've got an aging population; we've got more people that have access to medical benefits so all kinds of clinical and nonclinical positions opening up there.
Then you also see engineering, the energy sector, a lot of jobs there. So these are very skilled positions and I think from a functional standpoint sales is a hot area for hiring as companies look for those revenue generators. So I think you're seeing a mix of some of those lower-skill positions as well as those higher-skill jobs. And what we're seeing, too, which seems counterintuitive in a market where you've got so many people that are out of work today but there's a significant number of employers who are saying that they can't find skilled workers to fill their open positions.
Mark Hamrick: Yeah, we've been certainly hearing that for some time now. Let me delve a little closer then on some of these questions. For advice to people who are currently employed and then those that are perhaps unemployed or perhaps they're just now entering the workforce, would you have advice for people in either of those groups?
Jennifer Grasz: Yeah, I think you really want to do your homework on those industries and occupations that are not only growing today but are projected to expand over the next 10 years. And there are different sources for that. Economic Modeling Specialists has a great site that provides detailed labor market information around top sectors in specific metros and they provide great occupational information. We do a lot of job market trend reports in conjunction with them. The Bureau of Labor Statistics has lots of information though it can be a little bit difficult to navigate. But what you want to do is look at those areas that you've seen increases in in recent years and you're seeing indicators that those are going to grow going forward.
Those are the opportunities that you want to go after. When we look at some of the other functions that -- in addition to the ones that I had mentioned -- but some of the other functions that are really hot today are jobs tied to mobile technology, cloud technology, social media, big data, financial regulation, health informatics, cybersecurity, a lot of technical jobs in there, too. But you're seeing that's where there's a heavy emphasis and that's where those growth opportunities lie.
Mark Hamrick: And as the Internet and some of these technologies mature, obviously the process of either looking for work or firms looking for workers, those processes have been changing. And obviously you want to be in the right place for that there at CareerBuilder. Another site that seems to be doing well in that space or in a space is LinkedIn. What advice would you have for people either going out and trying to bring information to themselves to become a potential applicant or that they want to just represent themselves well online so that a potential employer might view their work more positively?
Jennifer Grasz: Yeah, it's interesting because when you look at how people search for jobs today, most employed job seekers will use up to 15 resources to find jobs and unemployed workers will use even more of that. And so there's a variety of areas that people look for jobs as well as where they can market themselves. So certainly posting your resume on a job board, applying for jobs on a job board are great ways to get in the door. When you're looking at the social space you want to make sure that your profile is something that you would be comfortable with a potential boss seeing. And you also want to use that as a way to convey your skills and experience, convey accolades, kudos that you may have had from professional experiences in the past and specific ways you have contributed to an organization. It's really important that you manage your personal brand online effectively.
Mark Hamrick: And that translates to and it sounds so basic but particularly frankly for younger people to not necessarily be tweeting pictures of yourself lording over a beer keg, right?
Jennifer Grasz: Yeah, and we've done a lot of studies around this. There are a significant number of employers that will research job candidates via social media. They'll look for information about that candidate online and we do hear there are a good number of them that had decided not to hire a candidate based on the information that they had found. So whether that was an inappropriate picture or maybe they were bad-mouthing a previous employer, you've got to make sure that the information that you're sharing online is something that you would be OK with a potential employer seeing. And if you're not comfortable with that, you shouldn't be posting it.
Mark Hamrick: And that really extends to anywhere that is let's say available digitally, correct?
Jennifer Grasz: That's right. Once it's out there it's out there and you want to make sure that the information that's being shared about you is always going to put you in a positive light whether it's something that's personal or professional.
Mark Hamrick: That's great advice from the macro to the micro, Jennifer Grasz, thanks so much for your time.
Jennifer Grasz: Absolutely, thanks for having me.
Mark Hamrick: Jennifer Grasz, vice president for CareerBuilder. She spoke with us from her office in Chicago. From the risks of social media to the march of time, Bankrate's Sheyna Steiner sees the inevitability of technology affecting our pocketbooks quite literally.
Sheyna Steiner: Like the pocket watch or stage coach, wallets are about to become a quaint relic of an older time. It may not be today, it may not be tomorrow but one day soon mobile wallets will take over. Hyperbole aside, mobile wallets could still fail to take off. Consumers still have concerns about privacy and security, though they may be overblown and many merchants simply have no way of accepting payment from mobile wallets just yet. But the idea does offer some benefits over the old brick in the back pocket.
For instance, loyalty and reward cards could be stored in one easy place and mobile wallets make using coupons easier. They can receive electronic coupons and automatically transmit the information to the merchant. Plus, using a mobile wallet lets customers order and pay electronically, which could let them skip standing in line in some stores. For "Your Money This Week," I'm Sheyna Steiner.
Mark Hamrick: Next up we continue our look at the job market but from a different seat, the employer's perspective. William Dunkelberg wears a couple of different hats in this regard. First he's chief economist for the National Federation of Independent Business, a trade group representing small business. He's also a professor of economics at Temple University in Philadelphia. Dunkelberg notes there's still work to do in getting people back to work.
William Dunkelberg: Well, if you look at total employment today, it is a couple of million below where we were at the beginning of 2008, which means that we have a long way to go just to get back to where we were. And of course in the meantime we've added 3 million new people to the economy every year in terms of population growth. So a lot of jobs are going unanswered, that is a lot of people want jobs and they can't find them. So that explains our unemployment rate and as many point out the unemployment rate would probably be a lot higher if we looked at the number of people who actually left the labor force because they gave up looking for a job. So overall the job picture is pretty weak. The thing that would improve it, of course, is a better outlook for the future and apparently small-business owners still don't have a very positive view about where we'll be in the year.
Mark Hamrick: And there are any number of different reasons that have been assigned to that concern. We hear about regulation as being a common complaint and under that heading goes Obamacare and the lack of transparency as it relates to anything that let's say the administration and Congress might possibly be able to accomplish together as unlikely as that seems. Is there anything that we're missing there?
William Dunkelberg: Well, we do a very in-depth study every four years and last year was one of those fourth-year studies where we asked the owners to rank 75 different problems from worst to least worst and of course no surprise rising health care costs is No. 1. It's been there for 25 years. If you go back before 25 years of course it was into the Reagan administration invoker and credit availability and costs. No. 2 was uncertainty about the economy, that is it's very hard to figure out where the economy is going to go. No. 3 was energy costs and they of course are a lot higher than they were a couple of years ago. No. 4 was uncertainty about economic policy and No. 5 was the cost of useless regulations and red tape.
Nos. 6, 7 and 8 all related to the federal tax code, frequent changes taking away the capital that they need to grow the business and complexity, the cost of doing the tax job. So those were the really top concerns and if those are the issues a year ago, nothing has really happened to change those a year later. And so as we ask our owners going forward what they see in the economy, very few think that the economy will be better six months from now than it is today. And in that kind of a context, they're not going to be hiring anybody.
Mark Hamrick: What advice would you have for workers these days?
William Dunkelberg: Well, of course you have to keep looking and keep trying. That is we count people as unemployed only if they say they want a job in the survey and have looked for a job. So you can't kind of be watching the TV and waiting for jobs to come. It takes a good effort to get out there and get it done. Obviously you have to worry about the skills match and so on but we were surprised to find that a lot of owners said that the main problem that they had hiring people, especially young people, was appearance, attitude, ability to work with other people, get to work on time. Of course drugs -- about 5 percent said drug issues were a problem and another 5 percent said immigration status was an issue. But there are a lot of things that these individuals could do that would make them more employable that wouldn't require going back to school or getting more training and of course that would be also a good idea if you're in a field where things are changing rapidly. You might have to retool yourself.
Mark Hamrick: I was just thinking that was a wonderful opportunity to take a broadside at younger generations but I guess we'll avoid that opportunity for the moment. But along those lines, I was just thinking when you enumerated those concerns, I wonder how much of an issue the tremendous amount of innovation that is occurring in the economy now that ultimately is a positive presents let's say a problem for existing businesses who either are not agile enough yet to, let's say, pivot or can't frankly anticipate what the technological landscape might be down the road. Because we do know that there are any number of businesses out there large and small that are seizing upon let's say technological or strategic opportunities that present a tremendous challenge for existing businesses.
William Dunkelberg: Well there are certainly some sectors of the economy where technology is very important and using the latest technology becomes a real important issue if you want to succeed, especially communication and of course the social media, how to use that to find customers and those kinds of things. But for most small businesses that's not really an issue. I mean technology in the barber shop I don't think is going to change at any time in the near future, or beauty salons. Maybe a little bit. But the real issue with unemployment I think is still primarily cyclical. What happened to us is housing started to drop from 2.2 million annual rate in '06 all the way to 500,000 and we're back to around 900,000 now but that's a very labor-intensive business.
It is improving. We will continue to improve to about 1.5 million starts or so, which is what we need demographically longer term. But a lot of the unemployment that we see really came from there. When I go to Florida and talk to people who pick you up at the airport, the drivers, virtually all of them were in the construction business in Florida and are now driving limos and of course many others found other jobs. So that's really one of the difficulties that we have was the sharp decline in housing. And if we could get back to a million, 5 million, 6 (million) starts, which we will, that will certainly help on the employment side.
Mark Hamrick: How much concern do you have that the housing market's recovery may be damaged by an increase in interest rates?
William Dunkelberg: Well, certainly if mortgage rates go up at the margin a few people might be disqualified that would otherwise have qualified for a mortgage but I think for the most part that's not really the issue. We have a lot of people who would like to sell their house and move and take a job in North Dakota. Well, okay, maybe not North Dakota but anyway, you can't move if you're underwater in your house and you can't sell it. So if we have a million of those why there's a million people who are locked up. And labor mobility is one of the key strengths of the U.S. economy so that would be one issue that we had.
And of course the other is just the economy has been weak partly because of deleveraging. Consumer spending has not been very responsive and so across the board but especially in services, which are labor-intensive demand has not grown very quickly. And the real motivating factor for a business owner to hire somebody is the customer. More customers mean you have to hire somebody to take care of things and that's really what we need to see. Consumers are still not very optimistic about the future. We saw consumer sentiment decline again on the Michigan survey and historically the numbers we see are pretty weak. So we really need to see an improvement in confidence. Only 11 percent of those consumers think government policy is good and that's not a very strong number. So we don't have confidence that we're going to get out of trouble in the future therefore we're careful now. We don't spend with any exuberance.
Mark Hamrick: A lot of the echoes of the Great Recession continuing to linger. Bill Dunkelberg, thanks so much for your time. Great to catch up with you again.
William Dunkelberg: Always a pleasure. Thanks a lot.
Mark Hamrick: Bill Dunkelberg, chief economist with the National Federation of Independent Business. He spoke with us from his home in the Philadelphia area. Much has been made of the fact the stock market has been on a pretty good run this summer with the key averages chalking up new record highs. But is this a bit like a great party that has only a few people attending? Bankrate's Claes Bell takes a look at the possible intersection of hockey and investing strategy.
Claes Bell: Wayne Gretzky once said, "You miss 100 percent of the shots you don't take." If that's true then many Americans are shooting close to zero these days when it comes to investing. Week-to-week fluctuations aside, American stocks have had an incredible ride over the last few years. Since the Dow Jones fell to less than 7,000 in 2009, the index has more than doubled in value, setting all-time highs several times this year. The big money being made in the market has probably been great for Ferrari dealers and plastic surgeons but it hasn't done much for the average Joe, mostly because they're sick of taking shots on an often fickle and sometimes even brutal stock market.
Back in 2007 when the market last peaked and began a steep downward slide, 65 percent of Americans said they owned stocks according to Gallup. Six years later that number had dropped to just 52 percent. Folks, there's no denying that investing is hard but in a world where interest rates are almost invisible, if you're trying to save for retirement or your children's education using cash or other supposedly safe assets, you're going to have a hard time winning the game. Instead of accepting defeat, it might be smart to sit down with a fee-only financial planner and put together a balanced portfolio for a late-game comeback, Gretzky style.
Mark Hamrick: Finally our look at this week in business history. On Sept. 4, 1957, began one of the biggest flops in American business history. Ford introduced with great fanfare a new car model line dubbed the Edsel. No, it wasn't just a single model; it was a line of cars and a new division in the company. Unfortunately for Ford, consumers didn't bite and Ford lost millions of dollars. By 1960, it was all over. The name Edsel was taken from the son of company founder Henry Ford, a name which is now infamous in the annals of marketing.
You've been listening to "Your Money This Week." Our thanks to guests Bill Dunkelberg and Jennifer Grasz. If you enjoyed this podcast, please rate and subscribe to our program. We're hoping you can help us to get the word out. For more on this and other personal finance issues, please visit Bankrate.com and you can follow us on Twitter @Bankrate. Our editor-in-chief is Julie Bandy; managing editor, Katie Doyle. Assistant managing editor Holden Lewis and thanks to producer Lucas Wysocki for his work as always in the studio. I'm Mark Hamrick. From all of us here at Bankrate, here's hoping you have a great week.


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'Roadmap to College' at Pacifica High School
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Are you serious about playing college sports? Find out what it takes to make it to the next level from former standout at Northwestern University and MLB veteran, Carmen Bucci. He will be talking to the student athletes and families in attendance about taking the proper steps to maximize your recruiting success. Come meet Carmen today to start your journey to compete at the next level.
Have questions about 'Roadmap to College' at Pacifica High School? Contact the organizer
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Murdered Swindon man named as Aulton Thomas Rogers
9:29pm Saturday 28th June 2014
By Brendan McFadden
9:29pm Saturday 28th June 2014
By Brendan McFadden
WILTSHIRE police have named the man who was murdered in Swindon town centre on Thursday as Aulton Thomas Rogers.
Shortly before midnight on Thursday 26th June 2014, Mr Rogers, who was known as Tom, was found dead next to a path between Rodbourne and Swindon town centre.
Mr Rogers, aged 60, lived alone in Walcott, Swindon. His family have been informed and are being supported by specialist family liaison officers.
The path begins close to Swindon Railway Station and runs to the Oasis Leisure Centre. The man was found approximately 100 metres from the railway station entrance, just after the underpass.A pedal cycle was also found at the scene.
Mr Rogers is described as white, approximately 5'9 tall and of very slim build with grey hair. He was wearing black trousers, a black polo shirt and a khaki hoodie. He had black trainers and was carrying a dark blue bag.
The post mortem examination has been completed and confirmed that the cause of death was multiple stab wounds.
DCI Sean Memory said: 'Our deepest sympathies are with the family and friends of Mr Rogers at this very difficult time.
Mr Rogers was not known to police and there is no apparent motive for the attack.We continue to work tirelessly on the case to identify those responsible and would ask anyone who knew Mr Rogers to contact us. This will help us to build a bigger picture of his lifestyle.
"He worked at the Woodlands Edge Public house in Midwinter Close, Swindon and we know that he left the pub shortly before 10:30 pm on Thursday 26th June 2014. I would particularly like to hear from anyone who saw Mr Rogers on Thursday night, any information will be dealt with in the strictest confidence."
A large number of detectives, crime scene investigators, search teams, officers and support staff have been working on the case.
In excess of 60 lines of enquiry are being investigated by the teams from across the county and Avon & Somerset Police under the Op Brunel agreement.
Some of the ongoing investigative work includes detailed searches, CCTV and intelligence analysis, and house to house enquiries.
DCI Memory added: "This is a challenging investigation but we have dedicated teams of officers and staff who are conducting meticulous enquiries in the area.
"We know that there were a number of people who were near to the scene on Thursday evening and I am appealing for those people to come forward as they may have vital information to help the investigation. It may be that these people think they have nothing which could help us but it is important that we gather details of everyone who was in the area.
"I am very keen to hear from anyone who knows of someone who sustained any injuries on Thursday night or who had blood on their clothing. We are able to eliminate from the investigation people who are not involved in the offence, so please do not be concerned that you may have wrongly identified someone. "
"If you have suspicions about someone please tell us. We can assure callers that information will be taken in the strictest confidence."
Anyone with information is asked to contact Wiltshire Police on 101 or Crimestoppers on 0800 555 111 where details may be left anonymously if preferred.
© Copyright 2001-2017 Newsquest Media Group


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Lana del Rey is the epitome of the modern star. As a relatively unknown her nostalgia-soaked video for breakthrough single "Video Games" went viral. That coupled with a few low key performances cemented the myth. Lana Del Rey tickets are some of the hottest anywhere in the world right now; everyone wants to hear this mysterious singer's soaring vocals and melodies live. Few stars have ever risen so far and so fast while maintaining their indie cool. Make sure you don't miss the Lana del Rey's "The Paradise Tour", as it is sure to be one the most popular of the year. Select a date to view the range of tickets available or view the Lana del Rey tour on a map to find an event near you. You can also sell your spare Lana del Rey tickets on viagogo, and listing tickets is free. All Lana del Rey tickets are covered by the viagogo Ticket guarantee! Don't wait any longer - buy your Lana del Rey tickets now!
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Read Our Reviews!
A Few of Our Favorite Reviews
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Photo Gallery - Listing ID RX-10314879
- Listing Price: $1,999,999
- Address: 111 Remo Place
- Palm Beach Gardens, Florida 33418
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MORGAN CITY — Two sisters are accused of neglecting an elderly disabled woman in their care and stealing the victim's money, officials said.
Heaven Daigle, 21, was booked Thursday on counts of cruelty to the infirm, exploitation of the infirm and on a warrant for unauthorized use of a bank access card. Her sister, Bethany Daigle, 22, was arrested on identical counts on Aug. 4, said Morgan City Police Capt. James Blair.
The Daigles "refused proper medical and physical care to the victim, (whom) they left in a severely frail state," Blair said in a news release. "The conditions were found to be unsanitary and a danger to the victim."
The victim, who in July was found malnourished and dehydrated, was not identified.
The Daigles also are accused of using the victim's bank card to buy $2,835 in goods.
Heaven Daigle was arrested on Thursday near the intersection of Sixth and Gen. McArthur streets and locked up at the Morgan City jail.
Blair said there are no other suspects, but the case remains under investigation.


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A new video by Smithfield Foods takes the topic of sow housing back to the drawing board.
In the video recently released by Smithfield on their YouTube channel, viewers can see group housing systems for pregnant sows at company-owned farms.
The video starts out in a classroom with an instructor drawing out on a whiteboard the various housing systems used during the life of a sow, particularly during pregnancy. Sows are shown in real video and also in cartoon images on the whiteboard to help educate consumers about the process of raising pigs.
Smithfield aims to have all sows in group housing by 2017 for U.S. company-owned farms, and worldwide by 2022.


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This tutorial demontrates how to add a shipping module in osCommerce. It assumes you have already logged in to osCommerce. osCommerce is a power-user shopping cart with a large variety of modules and support of almost every payment gateway.
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Moreland remains in holding pattern
SEATTLE -- Rangers first baseman Mitch Moreland has his second opinion. Now he is trying to decide what to do next.
Moreland, who is on the disabled list with an injured left ankle, was examined by Dr. Robert Anderson on Thursday in North Carolina and the Rangers said there has been no change in his status. Moreland is expected to meet with Dr. Keith Meister in Arlington this weekend to see what is his next step.
Moreland has been diagnosed with Os Trigonum Syndrome, which means he has a bone in his ankle that is causing the pain. Moreland could have the bone removed by surgery and be our three to four weeks or he could have reconstructive ankle surgery, which would likely sideline him for the rest of the season.
T.R. Sullivan is a reporter for MLB.com Read his blog, Postcards from Elysian Fields and follow him on Twitter @Sullivan_Ranger. This story was not subject to the approval of Major League Baseball or its clubs.


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LONDON Irish's produced a gutsy performance as they beat London Wasps 23-20 at Adams Park on Saturday afternoon.
The Exiles played the last 30 minutes with just 14 men, after Tomas O'Leary was red carded for a boot to the head.
At the time the visitors led 17-11, but with 10 minutes to go the scores were locked at 20-20 and it was left to Shane Geraghty's drop goal to win the match.
Earlier in the contest, Ian Humphreys scored the opening try for the visitors after four minutes, which was converted by James O'Connor.
O'Connor's penalty stretched the lead to 10-0, before Joe Carlisle kicked his first of five penalties for Wasps.
David Paice went over for the Exiles' second try and O'Connor added the extras for a 17-3 lead.
The home side replied with a try of their own from James Short, but a missed conversion left the score 17-8 at half-time.
Carlisle kicked the opening score after the break and then O'Leary was dismissed.
Three penalties from Carlisle and one from O'Connor made it 20-20, before Geraghty's drop goal sealed the win.
Irish are next in action at home to the Leicester Tigers, at the Madejski Stadium, on Sunday (kick-off 1pm).


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Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
Anybody able to play after 10 pm pacific? I am takings. Marine to medical for a training accident ( he fell off a cliff into thorns and landed in a tree with a beehive)... Gonna be busy till then voxer me. Daniel Greenwell or text me 18124579709
I should be available tonight....I'm in the West Coast.....but I will post here and send you a PM since I have to put the kids to sleep. I may not be available until after 11:30pm to 12am PDT.
Also...I hope the Marine that you treat gets better.......not only does he fall off a cliff, he lands on a tree.....and onto a Beehive...OUCH.
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
im ready to roll if anyone wants to play
I sent out three contract offers to guys like Stackhouse, Collison, and Lucas on draft night and still haven't heard anything...
PSN: bhm184
Is it possible to turn on the ability to edit gear and shoes?
PSN: bhm184
Nothing in life worth having comes easy.
Dgreenwell3, I saw the offer for Dunleavy+Mahinmi for DeAndre+filler....but sorry, I wasn't interested. I already have AlJeff ( who I plan to re-sign ) and Monroe in the frontcourt......DeAndre would have been nice....but redundant and would add too much long-term salary. I'm satisfied with the AlJeff/Monroe/Mahinmi/Haywood/Pryzbilla PF/C rotation that I have.
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
If there is another player plus deandre you would like let me know, common sense shows who is in bounds and out of bounds.
Thomas Robinson has lead my team in rebounding in just About every game...scores about 13.5 a game.
Jermaine7Fan - Magic
We need to play out game ASAP!
Sorry.....I was trying to see if I could make a deal for Bayless and Thad without using using Dunleavy....but the Kings wouldn't accept a trade without Dunleavy being included in the deal. It maybe easier to work out a deal with the Kings CPU if you want Dunleavy.
Last edited by CableKC; 03-10-2013 at 07:25 PM.
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
The CPU accepted a trade of Thad ( 74 rating ) +Dunleavy ( 68 rating ) +2nd 2013+2nd 2014 for Bayless ( 71 rating ) + Inferno ( 70 ).....if any one has any objections to this trade...please me know why.
I can't play with Thad and needed a solid scorer at the wing and some perimeter defense.
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
Gonna be honest I wanted thad, he would fit my second unit so well.
I think my trade for Michael redd makes my second unit sneAky good. Either way I have another solid scorer in the back court, looking for a backup 3 and center package for deandre Jordan,
I may be on later in the evening PST after 11:30pm PST if anyone is up for a game.
Last edited by CableKC; 03-10-2013 at 11:49 PM.
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
Okay it's BS that since my opponent doesn't get online that the game is submitted and that I can't play it against the CPU - I'm 12-2 and my 2 loses are sim games because they didnt reply to my messages and didnt sign on.
As for missing a scheduled game with Players....the only thing we can do is to look at the schedule and PM as early and as much as you can....if the Player can't play or doesn't respond....then there really isn't much that can be done. It's not unreasonable to expect that Players simply are busy and don't live on PD like many of us do from time to time.
I'm guessing that if the opposing Player doesn't play many Player Vs. Player games for a few games in a row...despite PD PMs or posts.....then maybe we should set a limit as to how many games that can be missed before getting kicked if the Player is simply not available to play games.
Does that sound reasonable?
Ash from Army of Darkness: Good...Bad...I'm the guy with the gun.
If anyone who is still on and wants to get obliterated let me know
So if someone quits in game the game is simmed? Just saw my stats were completely wrong, would hate to get a loss for someone quitting with 2 minutes left
Wanted to see if i could drop 100pts wit paul george.. got 107!!


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Jane Lee of MLB.com reports that John Jaso (concussion) will enter spring training without any limitations.
According to Mike Puma of the New York Post, Terry Collins is expected to be informed as early as next Monday that his contract won't be renewed for next season.
Matt Olson has been diagnosed with a Grade 2 left hamstring strain.
Marwin Gonzalez went 4-for-5 with a homer, three RBI, and three runs scored in the Astros' 11-2 thrashing of the Rangers on Monday.
Javier Baez finished 2-for-4 with a three-run homer Monday in the Cubs' 10-2 rout of the Cardinals.
X-rays on Jose Altuve's left forearm came back negative.
Seth Lugo tossed six scoreless innings as the Mets defeated the Braves 3-2 in the second half of Monday's doubleheader.
Mookie Betts will have his left wrist examined on Tuesday.
Sean Doolittle earned his 24th save of the season on Monday against the Phillies.
Yadier Molina was lifted from Monday's game against the Cubs after taking consecutive foul tips off his mask in the seventh inning.
Josh Donaldson went 3-for-3 with a homer and a walk Monday in the Blue Jays' 6-4 defeat of the Red Sox.
Yasiel Puig is not in the Dodgers' lineup Monday after he showed up late for the team's pre-game workout.


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Benny The Ball's Teddy is here to fuck you up...
...and then steal your girl!
To hell with insincerity. Fuck you!
Van Hooligan X
4 time World Champion
Only 2 time dual World Champion
Won more awards than your best character has had #1 contender matches
APW co-founder
Hall of Famer
Most successful wrestler of all time
1 of the most successful managers of all time
Member of the greatest faction of all time (The Clique)
1/2 of the great tag team of all time (The Infection w/Carlos Alberto Ramon)
The destroyer of EFeds (w/Dennis)


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While the operators of some FBOs may feel as if they live at the airport, Dan and Andi Montgomery of Indianapolis Executive Airport's (TYQ) Montgomery Aviation actually do. Dan, who has been at the northern Indianapolis airport (formerly known as Terry Field) since 1989, is currently the airport manager. He and his wife, Andi, also own and operate the lone aviation services provider on the field. The couple also manages the FBOs at two other Indiana locations: Frankfurt Municipal Airport and Grissom Airbase, a joint-use military-civil facility.
Dan had served at the airport as its maintenance provider, and in 2000 the couple offered to take over management of the ramshackle FBO run by the private airport's owner as well. They moved their family onto the field and began to offer service whenever it was required. When they took over, there were 40 aircraft based at the airport, half of them gliders and the remainder a mix of flyable and un-flyable piston-engine airplanes. That first year, the couple sold 50,000 gallons of fuel. In 2001 the FBO welcomed its first based business jet, owned by someone who is still with them and now owns a Learjet 45XR and a helicopter.
Opportunities for Growth
In 2003, when the original owner of the airport retired, Hamilton County purchased and renamed the field. That same year Montgomery completed its first 18,000-sq-ft corporate hangar and office building, which quickly filled to capacity. The new structure allowed the FBO to vacate the old terminal, referred to as "the shack." The number of based aircraft continued to climb, and three years later the Montgomerys added an 8,000-sq-ft terminal and another 18,000-sq-ft hangar as part of a nearly $2 million upgrade. They also added an 18,000-sq-ft canopy.
Today the nontower airport, which sees some 60,000 operations a year, is home to approximately 100 aircraft, including 22 business jets, a GIII among them, and the Avfuel-branded location will pump more than 700,000 gallons of fuel this year, according to Andi Montgomery. The FBO occupies a footprint of eight acres and can accommodate aircraft the size of a Boeing BBJ. The location also offers a flight school and a Part 145 maintenance station that can handle engine changes and Phase I to IV inspections on Cessna Citations. The business is also half owner of charter provider SolutionsAir, which operates a Citation I as well as a pair of King Airs and a Pilatus PC-12.
The FBO's fuel farm can store 24,000 gallons of jet-A dispensed from either a 5,000-gallon tanker or a renovated military truck that can hold 8,000 gallons. For avgas the location offers a self-fueling option or the services of a 4,000-gallon tanker.
The FBO is open generally from 5:30 a.m. until 9 p.m., but having its operators living on the airport provides benefits for customers. "We post those hours, but I tell people just tell me when you are coming and we'll be there," Andi Montgomery told AIN. Among the amenities offered are free Wi-Fi throughout the terminal, crew cars, WSI weather and a computer-equipped pilot lounge/snooze room with showers. The FBO also has two conference rooms that can seat 12 and eight people respectively, and onsite car rental.
The Montgomerys believe in community involvement and the need to show the best face of general aviation to the neighborhood. To that end, the company has provided its light- and sound-equipped canopy as the venue for many local events, including an annual Downs Syndrome Indiana fundraiser, aero club dinners and concerts. Once a year, a local church even celebrates Mass under the shelter, followed by a pot-luck picnic. Around Halloween, part of one of the FBO's hangars hosts a safe "trick or treating" party for local children, who are treated to such fun and games as a candy drop and taxiway rides on the FBO's World War II-vintage truck. Andi Montgomery sees exposing guests to aviation as a side benefit: "Those kids come in and play in half the hangar, but they are looking at the jets and the helicopter."
During last year's Super Bowl, the facility found itself swamped with more than 60 business jets and the Montgomerys were forced to turn away business, including one well known pilot/actor. When one potential customer was told beforehand that there was no more parking space for a large jet, the customer said he would fly his King Air to the game instead. The location scrambled for equipment such as chocks to accommodate the surge, and more than 100 volunteers turned out to help. Local restaurants were on hand greeting arriving guests with appetizers, as others steered them to the Super Bowl desk and then out to the 100 rental cars and 30 limousines at the terminal's front entrance. On Super Bowl Sunday Indianapolis Executive was the second busiest airport behind Indianapolis International. That day Montgomery Aviation recorded 92 operations, including 30 jets that landed, unloaded their passengers and returned later to pick them up after the game. A bonus, according to Montgomery, was the evening temperature, which dipped just low enough for all those parked aircraft to require de-icing before departure.
Rich (not verified)
December 3, 2012 - 5:35pm
These are really two great people and Andi is enthusiastic almost to a fault about everything she does, especially airplanes and people that ride in , own or fly them.
Good for you two and the success you have had.
You have worked hard and certainly deserve it.
The community is lucky to have you.
Robert C. Wilmoth (not verified)
December 3, 2012 - 8:16pm
As a small business owner, I always enjoy being asked by Andi to come up for the Down Syndrome event to sell my T-shirts and kid's toys. Myself, my wife and our four-legged boy Max are treated with much respect and hospitality. It is a great event and i seems to get bigger every year. We look forward to seeing you again!
Robert Wilmoth
Owner-Tailwind Tees
Ken Hurst (not verified)
December 3, 2012 - 8:18pm
Thanks Dan, the article did not even scratch the surface of what you do for the local aviation community.
Steve Fushelberger (not verified)
December 4, 2012 - 9:34am
In addition to having known Dan for many years, we (Holstein Aviation) now base our Quest KODIAK demonstrator at TYQ. The aircraft is well cared for, line and office personnel are cordial and professional, and Dan Montgomery is there every day setting the standard and leading the way. He is also a true aviator who loves flying and our industry every bit as much as we do.


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In April 16 and April 17 letters to the House Agriculture Committee and the House Ways and Means Committee addressing cuts required by the budget resolution, Bishop Blaire said "The House-passed budget resolution fails to meet these moral criteria." Bishop Blaire also wrote that cuts to nutrition programs such as the Supplemental Nutrition Assistance Program (SNAP- food stamps) and the Child Tax Credit (CTC) will hurt hungry children, poor families, low-income workers and other vulnerable people. Additionally, he wrote that if cuts to the federal budget need to be made, savings should first be found in programs that target more affluent and powerful interests.
The housing letter is available at: http://www.usccb.org/issues-and-action/human-life-and-dignity/housing-homelessness/upload/Letter-to-House-Appropriations-on-FY-2013-2012-04-04.pdf
The agricultural spending bill letter is available at: www.usccb.org/issues-and-action/human-life-and-dignity/hunger-food-nutrition/upload/Letter-to-House-Committee-on-Agriculture-2012-04-16.pdf
The SNAP/food stamps letter is available at: www.usccb.org/issues-and-action/human-life-and-dignity/hunger-food-nutrition/upload/Joint-Letter-to-Senate-2012-04-16.pdf
The Child Tax Credit letter is available at: www.usccb.org/issues-and-action/human-life-and-dignity/poverty/domestic/upload/Letter-to-House-Ways-and-Means-on-CTC-2012-04-17.pdf
The March 6 letter on the federal budget is available at:http://www.usccb.org/issues-and-action/human-life-and-dignity/federal-budget/upload/Letter-to-Congress-Federal-Budget-2012-03-06.pdf


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Avery® Metallic Gold Print or Write Notarial Seals for Inkjet Printers 5868, 2" Diameter, Pack of 44Product Number: 5868
Make that special award even more special with these Print or Write Notarial Seals. Affix an eye-catching accent to achievement certificates to show that recipients have your seal of approval, or seal the flaps of envelopes containing your special invitation or announcement for a distinctive touch. Free templates available at avery.com make it easy to format the seals for printing on your inkjet printer. Permanent adhesive ensures the seal will grace that important award for a long time without peeling away. With these shiny seals, it's easy to show someone just how special you think they are.
Product Description:
Reviewed by 4 customers
This review is from Print or Write Notarial Seals 5868:
I have used these labels for years. I use them in my books along with my stamp that shows these books belong to me.
Yesterday I grabbed a books series with 5 books in it. As I began to thumb through the first few pages to find the table of contents each label popped off. They just snapped off as if the glue was totally dried out. I have hundreds of books with these in them and I just grabbed another book off my self to check it and guess what? Several were party off and one did come off too!
For long term use the permanent adhesive does not appear to be permanent!
This review is from Print or Write Notarial Seals 5868:
We ordered these to add to our anniversary certificates and after a couple of trial runs we had a perfect seal that has our company logo on it. They really spice it up!
This review is from Print or Write Notarial Seals 5868:
I looked for days for a print-on label I could use on food gift packages to seal as well as identify. I came across the Notarial Seals, and they are absolutely perfect for this task. I used create and print online to design and saved the design, so I could use it again for other gifts.
This review is from Print or Write Notarial Seals 5868:
This was easy to use but I was careful to feet the label sheets into my HP6310 one at a time. This worked well for me but could be tedious if you needed a lot of seals.


text:
|Developmental Programs new course number: 2010:054
|Submitting Dean
|Stanley B. Silverman
|Submitting College
|Summit College -- Mike Jalbert x6374
|Departments Generating the Proposal
|Objection Deadline
|November 07, 2007
|Proposal Status
|Final Approval Granted
|Proposal Last Updated
|December 07, 2007 by PR Rex Ramsier
|Effective Date
|Spring 2008
|Brief Summary of Proposal
|New Course Number will replace the current pilot section of Basic Mathematics II Supported.
|Type of Proposal
|Program changes
|Graduate School Endorsement Status
|Not required
|Graduate School Endorsement Updated
|October 09, 2007 by GS Heather Blake
|Institutional Research Status
|IR Comment
|[IN SYSTEM] Subsidy level needs changed to General Studies. If the course is regularly sheduled, where the Start - End Date = 01/14/2008 - 05/04/2008, then it is not flexibly scheduled. Need to change Flexibly Scheduled Course value from Yes to No.
|IR Status Updated
|March 11, 2008 by IR Eric Sponseller
|Library Status
|Library Status Updated
|October 09, 2007 by UL Steve Aby
|Distance Learning Review Committee Status
|Not required
|DLRC Status Updated
|General Education Advisory Committee Status
|Not required
|GEAC Status Updated
|October 09, 2007 by PR Rex Ramsier
|Resource Requirements
|No additional resources
|Resource Requirements Updated
|September 19, 2007 by SC dean's ofc Sally Ryan
CPS Menu


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Extended Stay Program
Am I a Good Candidate for An Extended Visit?
- Do you ever suspect you are addicted to certain foods?
- Do you find it hard to eat healthy, even though you know it's good for you?
- Does the sight of certain foods start you craving them?
- Does stress send you straight to the refrigerator?
A pattern of unhealthy eating is about brain pathways you've developed over time. Changing what we want to eat is a matter of changing how our brains respond to various triggers, whether it be the taste of sugar, a hard day at the office, or feeling "fat."
How do we change our brains? Through practice.
- When we practice eating healthfully, we begin to establish new neural pathways that drive us to continue eating healthfully.
- The push-pull between what we "want" and what we "should" do disappears. We want to eat well. The same goes for physical activity.
- We have to think differently about food, physical activity, and our bodies, too. Feelings of deprivation, restriction, or body hate just cement old pathways that keep us stuck.
Practice Thinking & Doing Things Differently at Green Mountain
We are the original non-diet healthy living retreat. For almost four decades, we've helped women repattern their brains and become mindful eaters. This intuitive approach to eating makes healthy living something that now comes naturally to them.
You can start the process, as many women have over the last almost 40 years, with a stay of one, two or three weeks. Many have stayed four weeks to take advantage of the immersion in our healthy living environment, to practice thinking and living differently for the time it takes to change a habit.
Our new Extended Stay Program offers even more of the discovery, practice, integration and take-home preparation under the caring guidance of our skilled professional staff, with an assigned professional staff member as your mentor.
12-Week Extended Stay Program Train Your Brain™
For Women who feel a longer immersion in our innovative and supportive healthy living environment is what they need to make the changes important to their health.
Double – $27,848
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Rates include room, meals, workshops, all classes and taxes.
For every consecutive 4 week stay, receive $500 in Green Mountain Bucks. Green Mountain Bucks can be used toward personal coaching services only. Cannot be applied toward room, board, tuition or amenities. Cannot be used for WCBEE/Pathway program. Unused bucks have no cash value and cannot be carried over to subsequent stays.


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The PTC310 is a fully condensing unit heater, a first for the unit heater market. Modine has developed a number of new technologiesto make the Effinity93 line a revolutionary step in the unit heater market, including condensing technology that allows the PTC310 to have an efficiency rating of 93% AFUE. The PTC310 is a well engineered, complete package capable of heating large environments while simultaneously keeping heating bills as low as possible and requiring minimal maintenance. Its Conservicore technology preserves its stainless steel heat exchanger by reducing the corrosive effects of flue exhaust, while its power venting system quickly and quietly expels leftover flue exhaust.
Product Features
Condensing Technology
Modine has adapted the condensing technology found in boilers to the Effinity93 line. The result is a clean, powerful unit heater that can reach efficiencies of up to 93 percent. This keeps heating bills as low as possible.
Conservicore Anti-Corrosion Technology
Modine's unique Conservicore technology prevents corrosion to the heat exchanger, ensuring that your unit heater investment will last as long as possible.
Electric Knockouts
Electric wiring knockouts and field wiring connections on the PTC310 keep installation costs low and save time during both installation and maintenance for your contractor by simplifing all required electrical work.
Permanently Lubricated Motor
The motor on the PTC310 has a permanent, long lasting lubricant straight from the factory. This means that the motor never has to be oiled, reducing maintenance costs, general wear and tear, and operational noise.
Power Venting System
The power venting system quickly and efficiently brings flue exhaust from the unit heater to the outdoors, and requires minimal installation labor. This keeps installation related costs as low as possible.
Stainless Steel Heat Exchanger
The stainless steel heat exchanger has incredible corrosion resistance, high heat transfer and is protected by a full 10 year warranty by Modine.
Product Note
These alternate power configurations are available for this item:
- 208V/1Ph/60Hz
- 230V/1Ph/60Hz
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- 575V/3Ph/60Hz
These alternate power configurations require unique step-down transformers for proper operation. For more information, call our sales department at (866) 554-HEAT (4328).


text:
Full Report: Ivy League Review of Concussions in Football
PRINCETON, N.J. -- The Ivy League presidents have accepted a series of recommendations made by a special ad hoc committee with the goal of lowering the incidence of concussion and subconcussive hits in football.
Formed in December 2010 to determine how the Ivy League could take a leadership role in trying to limit concussive hits in football, the committee was co-chaired by Dartmouth President Jim Yong Kim and Cornell President David J. Skorton, both medical doctors. The committee also included various Ivy League head football coaches, administrators, expert consultants, team physicians, and athletic trainers.
The recommendations, to take effect this coming season, include limits to the number of full-pad/contact practices that can take place throughout the football year. Also, there will be further emphasis on educating student-athletes on proper tackling technique, the signs and symptoms of concussion, and the potential short- and long-term ramifications of repetitive brain trauma. In addition, there will be a more stringent post-game League review of helmet-to-helmet and targeted hits.
"The presidents formed the committee because they were deeply concerned that concussions are a significant injury in football and wanted the Ivy League to take an active leadership role in developing steps and measures to limit concussions, first in football and then in other sports as appropriate," said Ivy League Executive Director Robin Harris.
The committee reviewed and discussed data and research regarding concussions and head hits in football, and also looked at current NCAA and Ivy League rules and practices.
The available research suggests that concussions not only have acute consequences but also more long-term sequelae. The multiple hits sustained in football, as distinct from those causing concussion, may have a role in the development of Chronic Traumatic Encephalopathy (CTE) in some individuals.
"Because of the seriousness of the potential consequences, the presidents determined the League needed to take proactive steps in protecting the welfare of our student-athletes," continued Harris.
Based on its findings, the committee presented a series of recommendations to the Ivy League presidents that have been adopted and, where necessary, drafted into League legislation for the coming year.
The new in-season practice limitations permit no more than two full-contact days per week, a 60-percent reduction from the NCAA maximum. Spring practice will see the number of allowable full-contact practices cut by one, a 12-percent reduction from current Ivy League limits and a 42-percent reduction from the NCAA maximum. Additionally, the number of days that pads can be worn during both sessions of preseason two-a-days has been limited to one.
"Given the lack of data regarding the number or type of hits that may cause long-term consequences in certain individuals, the committee concluded that it is important to minimize the likelihood and severity of hits to the head," said President Kim. "Based on current and available data, we have taken appropriate steps to help ensure the safety of our football players, but as this remains an evolving area of study, future research must be monitored, and our recommendations could then be revisited and revised."
Education will also play an important role. Among other measures, schools will continue to provide information to student-athletes summarizing signs and symptoms of concussion, emphasizing the potential long-term risks of repetitive brain trauma, and stressing the need to report any symptoms of a concussion. A key component of this educational process will be changing the mentality of some student-athletes regarding the seriousness of concussive injuries.
"It is important for our student-athletes to not only recognize symptoms of concussion in themselves and their teammates but to also understand the severity of such injuries and the need to relay that information to medical personnel," said President Skorton. "Our goal is to emphasize that a concussion is a serious injury that requires immediate and proper treatment, including physical and cognitive rest, to promote healing."
On the field, education will also be at the forefront as practices will continue to include the teaching of proper football fundamentals and technique to avoid leading with the head, as well as an emphasis on avoiding hits against defenseless players.
As directed by the presidents, beginning with the 2011 season, the Ivy League Executive Director will expand the video review of helmet-to-helmet and targeted hits that has been in effect for the last two seasons with the goal of taking appropriate but firm action in response to such hits, including suspensions for helmet-to-helmet hits deemed intentional.
While the committee's recommendations focus solely on football, the Ivy League will next conduct similar reviews of men's and women's ice hockey, men's and women's lacrosse, and men's and women's soccer.
Please find in PDF format the complete report resulting from the Ivy League's review of concussions in football, beginning with an executive summary and followed by a roster of participants and consultants.
Founded in 1954, the Ivy League includes Brown, Columbia, Cornell, Harvard, Princeton, and Yale Universities, Dartmouth College, and the University of Pennsylvania, and provides the country's widest intercollegiate athletic opportunities for both men and women, with over 8,000 athletes competing each year. The Ivy League annually finishes among the top conferences in the National Association of Collegiate Directors of Athletics competitive rankings, and Ivy student-athletes annually compile the country's best records in the NCAA Academic Performance Ratings.


text:
Trade Like a Quarterback
There is a misconception, especially among those new to trading, that to be a trader you must be active -- keep swimming in the market waters among the other sharks or you will drown. For individuals, this simply isn't true. There are times to sit on your hands and do little or nothing. We're in the heart of football season, so I'll put it in those terms. It's first and 10 and you, the quarterback, drop back for a pass. Your primary target is covered, so you start your check downs and find your second and third targets are also covered. The clock in your head starts sounding alarms, so you either dump off the ball to the running back or throw a pass well out of bounds and out of harm's way. The throwaway may seem like a loss. You are faced with second and 10 now, but you still have the ball and didn't lose any yardage.
Now think of it in trading terms. Perhaps you are relying on your trading income for a living. A day without trades is a day without any income or profit. It's a throwaway. It makes the next day or days a bit tougher, but not nearly as tough as trying to force a trade and take the equivalent of a sack (loss of yards) or a turnover (a major loss putting you on the defensive). The dump-off is like your go-to trade, or maybe an index trade, but you keep the position very small with a very tight loss. There is plenty of upside potential, but it is uncommon and unlikely. Very few dump-offs turn into touchdowns, but very few result in turnovers or major losses either. In other words, there is still a chance something very good or very bad could happen, but overall, it is a good approach to keeping you in the game without taking a major risk....320 more words left in this article. To read them, just click below and try Real Money FREE for 14 days.
There's no substitute for a trading floor to get great ideas, so Jim Cramer created a better one at Real Money and blogs there exclusively. We then added legendary hedge fund manager, Doug Kass, with his exclusive Daily Diary and best investing ideas. Staffed with more than 4 dozen investing pros, money managers, journalists and analysts, Real Money Pro gives you a flood of opinions, analysis and actionable trading advice found nowhere else, and allows you to interact directly with each expert.
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text:
IN MEDICINE, like in life, there are almost always trade-offs. Most treatments, even unassuming ones like oxygen, have side effects. And most medical tests hold the potential of unintended consequences.
Consider the recent evidence about the long-term effects of CAT Scan (CT) radiation in children. But, before we get there — please don't flip out — CTs can be valuable tools, so please don't decide that you will boycott them entirely.
That said, it's undeniable that there's been an explosion in the use of CTs, and that this is a concerning trend. Mounting evidence shows that CT exposure in childhood results in a small but real increased risk of cancer later in life.
For example, Diana Miglioretti and colleagues recently reported in JAMA Pediatrics on the cumulative CT radiation doses in children younger than 15 in seven U.S. health care systems between 1996 and 2010. The authors found that between 1996 and 2005, CT use doubled for children younger than 5 and tripled for children ages 5 to 14. From their data, the authors extrapolated the number of future cancers that might be attributed to CT radiation. Their estimate? That the about 4 million pediatric CTs done annually in the U.S. will ultimately lead to nearly 5,000 lifetime cancers.
Scary, right? But also rather amorphous — as such projections are rough at best and don't help us sort out who will get cancer from a CT and who will not.
Another recent study from Australia by John Matthews and colleagues, published in BMJ, helps give us a bit more perspective. The investigators retrospectively reviewed the national health database records of more than 10.9 million Australians born between 1985 and 2005. They identified nearly 700,000 people (6 percent) who had at least one CT scan during childhood and linked these with cancer diagnoses that were established one year or more after CT exposure.
They found, after some statistical adjustment, that the group of children exposed to CT scans were 24 percent more likely to develop any cancer during the study time period and that their risk bumped up (about 16 percent or so) with each additional scan. The peril was greater for children exposed at younger ages and was linked to many different types of malignancies — including cancers of the brain, skin, blood and gut.
Remember, the purpose of this article is not to freak people out about CT scans. As noted above, they can be valuable, lifesaving tools that can quickly diagnosis conditions like appendicitis, brain hemorrhage and blood clots in the lung. What we should recognize, however, is that there is a potential health cost associated with CTs — especially in children — and that many CTs are performed in situations where there benefit does not exceed their risk and where patients do not fully understand hazards.
For example, a recent research letter by Tanner Caverly and colleagues published in JAMA Internal Medicine reports that only 31 percent of surveyed Veteran's Administration patients undergoing a CT understood that radiation and/or cancer were potential risks.
Luckily, medical practice is catching on this concept and new evidence and technologies have allowed practitioners to safely forego CT scans in situations where a decade or so ago they could not.
For example, an extremely robust set of prediction rules for kids with minor head trauma (published in the Lancet in 2009 by Nathan Kuppermann) has the potential to significantly — and safely — decrease the use of head CTs in children.
This brings me to an important point, which I cannot emphasize enough: when it comes to risk/benefit calculations in medicine, the most valuable tool a physician has is really good scientific data — meaning large studies done with proper methodology and presented in an unbiased fashion. When you are talking about something like cancer — which might occur decades after a dangerous exposure — the best type of evidence is garnered via detailed longitudinal studies (following people for a very long time and collecting data as you go). Examples of such work are the American Cancer Society's Cancer Prevention Studies (CPS).
Back in the 1950s, the American Cancer Society began conducting studies that followed large groups of people over time in order to identify and better understand the causes of cancer. Past studies have revealed important links between certain exposures (such as cigarettes), medications (such as postmenopausal hormones), diseases (such as diabetes) and physical characteristics (such as obesity) and cancer risks. These findings have had major impacts on health policy and health habits and have helped people live longer and live better.
Now, the American Cancer Society is starting enrollment in their latest long-range cancer study, called CPS-3, and they are looking for volunteers here in Marin County. Individuals may participate if they are willing to make a long-term commitment to the study (which involves completing follow-up surveys periodically over the next 20 to 30 years), are between the ages of 30 to 65 years old and have never been diagnosed with cancer. More information on the study can be found on the website www.cancer.org/cps3.
Whether you are eligible and choose to participate, hopefully you will appreciate the work done by the American Cancer Society and others to put solid data in the hands of physicians and patients so that, together, we can navigate the sometimes torturous route through the trade-offs inherent in modern medicine.
Dr. Dustin W. Ballard is an emergency physician at Kaiser Permanente San Rafael and the author of "The Bullet's Yaw: Reflections on Violence, Healing and an Unforgettable Stranger." His Medically Clear column appears every third Monday; follow him on Twitter at http://twitter.com/dballard30.


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You can buy this digital download release from our official digital distributor Diogenes Music.
BUY from DIOGENES
1. Kivikasan rauhassa (album track) LISTEN2. Avaimet auringossa (previously unreleased non album track) 3. Kun minä uppoan (previously unreleased non album track)
Booklet download link
Kemialliset Ystävät (roughly translated, Chemical Friends) return to the fray on August 9th with a new download only single, Kivikasan Rauhassa. Preceding the release of Ullakkopalo, the bands fifth album for Fonal (KYs primary musical outlet), the title track is backed by two exclusive recordings, which together form an interrelated textural whole, and highlight Kemialliset Ystäväts collaborative nature in microcosm.
Please note the price for this product refers to DIOGENES Download price and may differ slightly due to currency used and the format you wish to buy the product in.
mailing list contact where to buy?
Hosted by Woima


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Saudi Electricity Company gets $1.5 billion loan from local banks
The Saudi Electricity Company (SEC) has signed a six billion Saudi riyal ($1.5 billion) loan arrangement with six local banks to finance capital investments, according to SEC's chief executive.
According to chief executive, Sulaiman Al-Qadi the loan arrangement is a first for SEC. The financing, repayable over 15 years, will be used to support the company's ongoing capital expenditure program, Al-Qadi announced in a press statement.
Participating banks are Banque Saudi Fransi, Samba Financial Group, the National Commercial Bank, the Arab National Bank, the Saudi British Bank and Saudi Hollandi Bank. Gulf International Bank acted as financial adviser.
The Saudi electricity sector is undergoing major restructuring with SEC becoming more private following the complete lifting in April 2000 of government subsidies for electricity. SEC posted $396 million in net profits for 2003. — (menareport.com)
© 2004 Mena Report (www.menareport.com)


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GYMS across Swindon are gearing themselves up for a golden period of trade, as those making New Year's resolutions to get fit begin to sign up to memberships.
From January through to March, the gyms across the town are likely to be faced with decisions on finding new equipment and even denying staff holiday.
Kiss Gyms, in Princes Street, is approaching the 4,000-member mark and is likely to go beyond it during this busy period.
Plans are already in place for more equipment to be installed at the 24-hour site, should the 4,000-member mark be passed, according to general manager Adam York.
He said: "It's really interesting that such a small thing like a New Year's resolution, just a simple tradition, makes such a huge difference.
"January, February and March is by far the busiest period of the year. "In some gyms I have worked at in the past, staff weren't allowed to take holidays during this time because it's so busy.
"Other gyms may do the same, but I took on new personal trainers in December here, because you want them to get used to the gym and be ready for January.
"I have met one personal trainer who, between December and the end of January, had earned £2,000."
The amount of money a personal trainer can make during this period is dependent on the individual, according to Adam.
He is focusing his training slots on those tackling obesity and he studying for a degree in clinical exercise science at the University of Portsmouth one day a week, as a part of his focus on obese clients.
"It's just people's habits and behaviour based around a small tradition," he said. "But people can get fit anytime of the year,.
"We will expect to see an increase of 200 people over the course of January. Last year was our first and we saw an increase of 200 just in the last half of the month; so we expect to see that again, if not more.
"It's pretty impressive for the whole industry. There will be a guaranteed, marked increase in every gym before it drops off again later in the year.
"How busy your busiest periods are, will dictate how many members gyms can take on, or if extra equipment is necessary, because you are never going to get all your members in at one time.
"We are now near 4,000 members and when we pass that we will have more equipment installed – it's been planned for when we hit that magic number."


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Mexican Baked Eggs with Black Beans, Tomatoes, Green Chiles, and Cilantro
(Makes 4-6 servings, recipe created by Kalyn with inspiration from the recipe for Tuscan Baked Eggs I found in Fine Cooking Make it Tonight.)
1 small onion, finely diced
1-2 tsp. olive oil, depending on the pan
1/2 tsp. ground cumin
1/4 tsp. ground Ancho chile pepper (or use any type of chile powder)
1 can (14.5 oz.) tomatoes with juice (preferably petite dice tomatoes)
1 can (15 oz.) black beans, rinsed and drained well
1 can (4 oz.) diced green chiles (you may not want the whole can if you're sensitive to spicy foods)
4 - 6 eggs
1/4 - 1/2 cup grated cheese (I used Four Cheese Mexican Blend, which is a blend of low-fat cheeses)
chopped cilantro for garnish (optional)
Heat olive oil in a small frying pan with deep sides and saute onions about 2 minutes. Add ground cumin and Ancho chile pepper and saute 2-3 minutes more. Add tomatoes with juice, drained beans, and diced green chiles to the pan with onions and let cook at very low simmer about 20 minutes, or until the mixture is slightly thickened.
Decide whether you're making one large casserole with 6 eggs, 3 medium casseroles with 2 eggs, or 6 individual casseroles with 1 egg, and spray dishes with olive oil or non-stick spray. Spoon a small amount of the tomato-bean mixture in the bottom of each dish (use about half the mixture.) Carefully break the eggs on top of the tomato-bean mixture. Spoon the rest of the mixture around eggs, avoiding the yolk.
Bake the casserole or gratins about 5 minutes, or until the eggs are starting to look set but are still fairly wet looking. (Edit, this will take longer in a large casserole dish.) Remove dish(es) and change oven or toaster oven to broil (Be careful not to burn yourself!) Sprinkle cheese over the top and put dish(es) back in close to the broiler for 2-3 minutes, or until the cheese has melted. Be sure to remove while egg yolk is still soft.
Serve hot, with whole wheat flour tortillas to dip into egg. Also good with salsa and sour cream served with it.
Low-Carb Diet / Low-Glycemic Diet / South Beach Diet Suggestions:
Find More Recipes Like This One:
Nutritional Information?
More Dishes with Anaheim Green Chiles You Might Like:
Zucchini and Green Chile Breakfast Casserole from Kalyn's Kitchen
Roasted Hatch Chile Stew from Karina's Kitchen
Chile Rellenos Bake from Kalyn's Kitchen
Slow Cooker Beef and Green Chile Stew from The Perfect Pantry
Blogger Disclosures:
This recipe was originally posted for Weekend Herb blogging, hosted by Cinzia from Cindystar.


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Topic: Feeling full
The last few days Dad has said he has a full feeling in his stomach. He is not swollen, not in any pain, just says it's annoying and uncomfortable.
He is still eating, little and often, but when this feeling comes on he doesn't want to eat. The other day he had it as soon has he woke up so all he ate was cereal for breakfast and a sandwich for dinner. Yesterday he didn't have the feeling until night time so he managed to eat, cereal, piece of cake, jacket potato, icecream, 2 rounds of tomato on toast and cheese and crackers, which I thought was really good. I've suggested perhaps an easier to digest menu but Mom said she's rather give him what he fancies, which changes daily.
The nurses have suggested Ensure drinks but dad doesn't think he needs them as he is still eating ok most days.
Anybody else have experience of this full feeling?


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"We have made tremendous progress at RQx since the company's founding two years ago, and we are pleased to be moving forward in partnership with Genentech to bring new drugs to market," said Court Turner, CEO of RQx and venture partner at Avalon Ventures.
RQx Pharmaceuticals was founded by Avalon Ventures in 2010 with Floyd Romesberg, Ph.D., a professor at The Scripps Research Institute (La Jolla, CA) and two former graduate students of the Romesberg Lab. Avalon Ventures formed the company, then seeded and led the Company's Series A financing, which also included an investment from Correlation Ventures.
"We see a unique opportunity to apply Genentech's expertise in drug discovery and development with the innovation and focus of RQx, to develop a new class of novel drug compounds," said James Sabry, senior vice president of partnering at Genentech.
About RxQ Pharmaceuticals, Inc.
RQx Pharmaceuticals is a biopharmaceutical company developing broad-spectrum small molecule antibiotics to combat serious life threatening infections, including those caused by multi drug-resistant Gram-negative bacteria. To address the growing threat of MDR bacteria, RQx is developing novel, first-in-class antibiotics that evade the current abundance of antibiotic resistance mechanisms, which are now common across the globe. RQx is inspired by the synergies possible when combining naturally produced antibiotics with modern medical chemistry capabilities and is focused on identifying ideal target/inhibitor combinations to deliver a pipeline of novel antibiotic candidates.
SOURCE RQx Pharmaceuticals, Inc.


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midiPad in action from kai on Vimeo.
What musician didn't want a Jazzmutant Lemur? What musician could actually afford one? Luckily technology marches forward and brings goodness to the masses and the midipad for iPad is a good example. There will be different views to start you off such as studioView, djView, launchView, fxView and keysView. The concept is futuristic fun but will I really want to use it in my studio? I like to move as fast as possible between brain and sound. How about live then? I can manage to use my iPhone while on my elliptical trainer so sweaty fingers won't be a problem. I do know I'm definitely going to try it out!
"The striking feature of midipad is its ability to directly communicate via network-MIDI-protocol. So there is no need to install any communication-peer-software on the Mac! Simply plug-and-play via Apple Bonjour – wireless. This multitouch-capable midi-controller-application communicates with your Apple Mac your Windows-based PC and even standalone hardware-synths via Wifi." – midipad.de
For more info: midipad.de and on Twitter: twitter.com/midipad


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Topic: Imaging 'promises pinpoint cancer treatment'
Imaging 'promises pinpoint cancer treatment'
cholangiocarcinoma.org :: Cholangiocarcinoma Foundation Discussion Board
a resource for patients, friends, caregivers and loved ones.
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|La fundación de colangiocarcinoma (CCF) ahora ofrece servicios de traducción en Español.
Por favor publique sus preguntas en Español y un intérprete le va responder.
Join our new Mentoring Program
A new discussion board experience is coming this September!
After 10 years, we're upgrading our discussion board to a new modern system. The new forum will be easier to use, mobile-friendly and loaded with new features! We'll be taking all of the existing posts and users over to the new board, you won't have to do anything. If you have any questions, we've started a thread here to discuss.
Cholangiocarcinoma Foundation Discussion Board → New Developments → Imaging 'promises pinpoint cancer treatment'
Imaging 'promises pinpoint cancer treatment'
Hi, everyone
Interventional radiology among other radiation advancement, I am one of the proof .three weeks ago, I was told my 3 rd recurrence of CC is unresectable, well you know what kind of sinking feelings you have at that time.
But I got a consult and the doctor say yes, it can be remove my 2tumoror with microwave ,I got 2more consult on the lymph node and got three opinion, so, I had two chemo for the two liver tumor< 2cm each,PEI for the lymph node and will redo it in a couple for sure. Yesterday, I spent a couple hour for the RFA and go home this noon.
Seeking knowledge is the key but sometime when
He calls, you have to go.
God bless.
Percy, wonderful news but please don't appear in my Microwave. Yes, we all have our destiny in time BUT never give up hope before that time. I know you are not going anywhere as we have a party to plan! But please do rest up for your next round.
The information expressed is not medical advice. The discussion boards are not intended to replace the services of a trained health professional or to be a substitute for the medical advice of physicians or other healthcare providers. Read the full disclaimer.


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Should I Risk Heartbreak For Love
Grumpy. That's me. I don't make excuses for it, I am what I am. God knows that it gets worse in the middle of winter. The last thing you want to do is talk to me when I'm standing at a gas pump in sub zero weather freezing my butt off while I pay "the man" too much for his gas.


text: +-------------------------------------------------------------------------+ | TPWD News Release 20100420b | +-------------------------------------------------------------------------+ | This page contains only plain text, no HTML formatting codes. | | It is not designed for display in a browser but for copying | | and editing in whatever software you use to lay out pages. | | To copy the text into an editing program: | | --Display this page in your browser. | | --Select all. | | --Copy. | | --Paste in a document in your editing program. | | If you have any suggestions for improving these pages, send | | an e-mail to firstname.lastname@example.com and mention Plain Text Pages. | +-------------------------------------------------------------------------+ [ Note: This item is more than seven years old. Please take the publication date into consideration for any date references. ] [ Media Contact: TPWD News, email@example.com, 512-389-8030 ] [ Additional Contacts: Rob McCorkle, TPWD, (830) 866-3533 or firstname.lastname@example.com; Scott Stover (512) 389-4849 or firstname.lastname@example.com ] April 20, 2010 New Cabins Underway at Possum Kingdom State Park CADDO -- One of Texas' most scenic and popular water-sport parks will soon boast two new rustic-style cabins to meet the eager demand of year-round visitors. Thanks to bond funding authorized by the Texas Legislature and approved by statewide voters, Texas Parks and Wildlife is currently replacing two dilapidated Possum Kingdom cabins built shortly after World War II. The new cabins, to be completed this fall, will have increased space and amenities, be more fire resistant and meet Americans with Disabilities Act standards. "The cabins we had were built back in the late 1940s," says long-time Park Superintendent Rocky Holland. "They were not ADA accessible: There was no such thing. These replace two old cabins that were in need of repair. "The new cabins will be a mixture of stone, Hardie Plank siding and some wood," adds Holland. "They won't look exactly like the old ones, but they are made to fit into their natural surroundings and blend in with the others so they won't stick out like a sore thumb." The new cabins, at around 1,000 square feet, are about 300 square feet larger than most of the older cabins. They will have central air and heat, and a separate bedroom and bathroom. Like the parks' five older cabins, they will seldom be idle. "Our cabins are very popular," Holland says. "This time of year (spring) we are pretty busy on the weekends. Once school lets out the last of May, it's Katy bar the door. The (current) cabins are booked up for the summer as we speak." In winter months, when the park is less busy, the seven cabins, four with fireplaces, offer a cozy alternative to camping. Of course, many visitors come in their own trailers and RVs. About half of the parks' 116 campsites include electricity and water. Possum Kingdom's new cabins are another checkmark on a long list of major Texas State Parks rejuvenation projects underway this year, all aimed at making the parks more fun, safer and customer friendly. Texas State Parks general obligation bonds have been sold to fund more than $44 million in repairs and renovations to park cabins, bathrooms, electrical and water systems, and other state park infrastructure. Along with fixing up more than 40 state parks, the bonds provide an additional $25 million to dry berth the Battleship Texas. The budgeted cost for rebuilding the two Possum Kingdom cabins is approximately $676,000. The majority of the funding for the various repair projects comes from the sale of Proposition 4 general obligation bonds overwhelmingly approved by voters in 2007. In addition to snazzing up more than 40 state parks, the bonds also provide $25 million to dry berth the Battleship Texas. Possum Kingdom State Park, which hosts about 50,000 visitors annually, offers the remote escape so popular with state park users. Yet it is just a short drive from the urban centers of Fort Worth-Dallas, Wichita Falls and Abilene. The county seat of Palo Pinto is about 43 miles away. Beautiful water is Possum Kingdom State Park's overwhelming lure and there's plenty of it. The 1,528-acre park has several miles of shoreline along 20,000-acre Lake Possum Kingdom. The lake features some of the clearest and bluest water found in the Southwest thanks to its high salinity, making the park ideal for fishing, swimming, boating, skiing and scuba diving. "The park pretty well sells itself in the summer time," Holland says. "People just flock to it because of the lake." Making it all picture-perfect, the surrounding shores often consist of tall, rugged, massive-block limestone cliffs, topped by juniper and mesquite. Views of the majestic cliffs from the lake, and alternately, of the clear blue water from the shore, make this one very photogenic park. "On the hiking trail there are some huge rocks you can climb up and look down on the park and the lake" says park office manager Jan Echols. "It makes for some really pretty scenery." The lake, formed in the rocky canyons of the Palo Pinto Mountains -- actually a series of high hills -- is unusually deep, more than 100 feet in some places, which makes it especially exciting for divers. "It is good habitat for black bass," Holland adds. "There is a lot of shoreline. The most popular fishing is for stripers, black bass and crappie". Fishing for park visitors doesn't have to be expensive either. As long as the fishing is from the shore, no fishing license is required inside the state park. Boating anglers, of course, need a fishing license. Possum Kingdom Lake was formed by a dam started in the late 1930s and completed in 1941. Park land was deeded by the Brazos River Authority. Early access roads were started by the Civilian Conservation Corps, but World War II ended the CCC. All major park work was completed after the war and the park opened in 1950. With no shopping within 30 miles, it is fortunate that the park has the small but well-stocked Possum Kingdom State Park Store and Marina. There visitors find most of their 'Oops, I forgot" items, rent boats and get fishing and water necessities. For more information, contact Possum Kingdom State Park at 940-549-1803. Or visit the park website at http://tpwd.texas.gov/spdest/findadest/parks/possum_kingdom/ -30-


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2:00pm - 5:00pm CDT March 30, 2014
Alma Thomas Theater
Recognized as the greatest American musical of all time. The original production received 8 Tony Award nominations.
The story of Rose, the original ruthless stage mother, who dreams of stardom for her youngest daughter June. When those dreams are dashed, Rose redirects her ambitions on her less talented daughter Louise, who becomes the famous 1930s striptease artist, Gypsy Rose Lee!
SU students receive one complimentary ticket, faculty and staff receive two complimentary tickets with Pirate ID. Visit the Box Office for complimentary tickets.
Click on link below map to purchase tickets.


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The smoked and slightly browned ham paired wonderfully with the barely roasted asparagus, and Roasted Asparagus Wrapped in Ham is something that would make a nice addition to a menu for Easter brunch or lunch.
Roll a piece of ham around each asparagus spear, securing it with a toothpick.
Roast the spears 8-10 minutes on the first side, until the ham is barely starting to get browned.
Then turn and roast 5-7 minutes more, until the asparagus is barely tender-crisp and the ham is lightly browned on both sides. Serve hot.
Roasted Asparagus Wrapped in Ham
(One pound of asparagus will make about 20 asparagus spears, recipe created by Kalyn.)
1 lb. thick asparagus spears, woody ends trimmed
1 lb. smoked lean ham (packaged ham that's cut into same-size pieces will work best)
Roast asparagus for 8-10 minutes on the first side, or until the ham is lightly browned. Turn asparagus pieces over and roast 5-7 minutes more on the second side, until asparagus is barely tender-crisp and ham is lightly browned on both sides.
Repeat with more asparagus pieces if you're only using one baking sheet. Serve hot, with mustard dipping sauce on the side if desired.
Low-Carb Diet / Low-Glycemic Diet / South Beach Diet Suggestions:
Chicken and Asparagus with Three Cheeses ~ Kalyn's Kitchen
Smoked Paprika Roasted Asparagus ~ Cookin' Canuck
Roasted Asparagus with Creamy Tahini-Peanut Dipping Sauce ~ Kalyn's Kitchen
Roasted Asparagus with Manchego Cheese ~ The Perfect Pantry
Baked Eggs and Asparagus with Parmesan ~ Kalyn's Kitchen
Asparagus Avocado Salad ~ Oh Sweet Basil
(Want even more recipes? I find these recipes from other blogs using Food Blog Search.)
Blogger Disclosure:


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Woodside Hills Collection by Feiss
Bring home timeless lantern style with the Woodside Hills line of lights by Feiss. Warm, diffused light through clear seeded glass shades is highlighted by a strong, black finish. Post or wall mounted options give you versatility in your outdoor lighting options. The classic look ensures these lamps will always be in style.


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More than 80 percent of California is in extreme or worse drought, according to the latest Drought Monitor report. No drought improvement is expected through the end of October as the prospects of a mega El Niño fizzle.
The state's agricultural industry is being hit especially hard by the drought.
A new study released last week put a hefty price tag on the state's drought, which has cost the state's agricultural industry an estimated $2.2 billion and put some 17,000 agricultural workers out of the job this year.
Scientists warn the worst of it may not even be over. The drought could last for several more years, even with the arrival of El Niño.
"Statistically, the drought is likely to continue through 2015 – regardless of El Niño conditions," the report said. "A continued drought also increases the vulnerability of agriculture, as urban users with largely adequate supplies in 2014 will likely buy water from agricultural areas."
Climatologist Brian Fuchs of the National Drought Mitigation Center at the University of Nebraska agrees the drought won't be easy to break.
He explained in a Los Angeles Times article here California's prolonged drought means it will be "harder to break the cycle," much like some thirsty regions in Oklahoma and the entire state of Texas, which have been struggling with drought since 2010.
Additional dry years in 2015 and 2016 could end up costing crop farming in Central Valley an estimated $1 billion annually.
According to The Wall Street Journal, the financial losses point to a need to build new reservoirs in the state. Previous proposals to expand water infrastructure have been met with opposition from environmental and other groups
"One of the saddest things about the losses caused by the drought is that they could have been prevented," said Paul Wenger, president of the California Farm Bureau Federation.
Richard Howitt, a University of California, Davis professor emeritus of agriculture and resource economics, told the Associated Press it's time for farmers to take a lead in managing groundwater to irrigate crops and sustain the state's agricultural industry.
"My message to farmers is treat groundwater like you treat your retirement account," Howitt said in an interview. "Know how much water's in it and how fast it's being used."


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Moderator: mikenz66
Bhante falls silent, and looks on with a smile.
After a few moments, he asks: "What do you hear?"
There is a bird singing in the distance.
"Did it start singing only now?"
It probably had started earlier (and now that I am listening to the tapes as I transcribe this, I know that it had started many minutes earlier).
"It must have been singing all this while, but only now…" I say.
"Only now…?"
"Only now did the attention went there."
"There you have tajjo samannāhāra! So is it only because of the sound of the bird that you heard it? Didn't you hear it only after I stopped talking? There could be other reasons too: had there been louder noises, you may not have heard it. So we see that it is circumstantial. That is why we mentioned in our writings: everything is circumstantial; nothing is substantial
Sherab wrote:.... "the All" is indirectly implied.
retrofuturist wrote:Greetings Sherab,
Well by his definition he was, wasn't he?
Sherab wrote:All Buddhists would agree with that. But that is not the topic of discussion.
"Now whoever should speak thus: 'Setting aside this All I will proclaim another All,' it would be mere talk on his part and on being questioned he would be unable to proceed and in addition, vexation will befall him. For what reason? It would not be within his scope, bhikkhus.
"One has to ask: why did the Buddha say 'manopubbaṇgamā dhammā, manoseṭṭhā manomayā' (Mind precedes all dhammas. Mind is their chief; they are all mind-wrought – Dhp 1)? One has to admit that the Dhamma is mano-mūlika. But again, the mind is just one of the senses. What we have here is just a self-created problem. We discussed how existence is a perversion. The arising of dhammas is also the arising of dukkha. Not realizing this, some go looking for the truth among 'things'.
"The search goes on because of delusion, and it is fruitless because they are chasing illusions. Dhammas, things, are all fabricated. They are all relative. They are all results of maññanā (ideation). Just as those who were entrenched in self-view saw the Buddha as a nihilist, those who are entrenched in materialism cannot grasp the Buddhist philosophy
The sutta is a wonderful revelation about what we take as a 'thing'. It is not something existing on its own in the world but a result of many psychological causes. But when we say that, we are accused of being viññāṇavādins and suññatavādins
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