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|By Marketwired .
Article Rating:
|December 4, 2012 08:00 AM EST
TRUCKEE, CA -- (Marketwire) -- 12/04/12 -- Clear Capital (www.clearcapital.com), the premium provider of data, collateral risk assessment, and real estate asset valuation and analytics, today released its Home Data Index (HDI) Market Report with data through November 2012. The HDI Market Report uses a broad array of public and proprietary data sources providing the most timely and relevant analysis available.
Report highlights include:
- As the fiscal cliff draws closer, 2012's housing market momentum is most at risk.
- Price gains across markets started to soften in November. The effects of winter are unfolding, but REO saturation trends don't yet sound alarms.
- Lowest performing metro markets could be the canary in the gold mine, signaling the recovery is not yet immune to seasonal slowdowns or fiscal constraints.
"November housing trends hinted at a winter slowdown ahead," said Dr. Alex Villacorta, Director of Research and Analytics at Clear Capital. "While short term growth across the country generally slowed, the housing market has built good momentum over the last year. As previously reported, these gains coupled with reduced rates of REO saturation signal housing should be strong enough to ride out winter, barring any shocks. That said, we remain very concerned about the fiscal cliff given both the threat of uncertainty and the potential for fiscal constraint moving forward.
"If the cliff becomes a reality, we expect to see a pull back in housing. Faced with higher taxes, many potential homebuyers on the fence could very well be forced to rent. While affordability across the country remains a draw for demand, we've already seen it come down off the highs as prices rise. And at the end of the day, going over the cliff translates to reduced net income for potential buyers. Even if prices remain attractive, taking a hit on income will surely deter some demand at a time when markets need it the most."
November Housing Trends: The first signs of winter or the first signs of uncertainty?
National quarterly price gains were more than halved in November over the month, coming in at just 1.0%. While a slowdown in growth is typical in the winter due to fewer fair market sellers listing their homes, the percentage of REO sales held steady at 18.4%. Should the rate of distressed sales hold steady over the next several months, downward price pressure should be minimal.
The seasonal effects of winter also started to take hold in three out of four regions. A pull back in growth at similar magnitudes was echoed in the West, South, and Northeast, with quarterly gains of 2.0%, 0.8%, and 0.3%, respectively.
The Midwest was the only region to hold the momentum of quarterly growth over October. However, at just 0.9%, the region is in line with the level of growth across the regions and at the national level.
Price gain stalls are not as evident in yearly price trends. National yearly home prices in November held their ground with 4.6% growth. Putting the recovery into perspective, this time last year, national home prices had declined 2.8%. The South also mostly held its ground, with gains of 4.0% over the last year.
The West continued to lead the recovery, yet with softer yearly gains of 10.3% in November, over October's yearly growth of 11.4%. The region continued to make progress in that REO saturation declined to just 17.8%. Since the peak in 2009, REO saturation has fallen by more than half.
The Northeast posted just 1.4% growth year-over-year, constrained by nearly flat quarterly gains. The region also saw price trends flat in the top tier sector, or homes selling for $423,000 and more.
The Midwest bucked the trend of softening gains, and posted yearly growth of 2.9% in November. While the Midwest hinted at a slowdown in October, things appear to be picking back up. We continue to expect volatility out of the Midwest moving into the deeper winter months. The region typically exhibits price fluctuations, as it represents the lowest median prices of any of the four regions.
Highest Performing Major Metro Markets Qtr/Qtr Qtr/Qtr REO Rank Metropolitan Statistical Area % +/- Yr/Yr Saturation ---------------------------------------------------------------------------- 1 Seattle, WA - Tacoma, WA - Bellevue, WA 3.6% 14.5% 9.3% ---------------------------------------------------------------------------- 2 San Francisco, CA - Oakland, CA - Fremont, CA 3.6% 14.6% 14.3% ---------------------------------------------------------------------------- 3 Cleveland, OH - Elyria, OH - Mentor, OH 3.3% 5.3% 28.7% ---------------------------------------------------------------------------- 4 Phoenix, AZ - Mesa, AZ - Scottsdale, AZ 3.3% 25.6% 18.1% ---------------------------------------------------------------------------- 5 San Jose, CA - Sunnyvale, CA - Santa Clara, CA 3.2% 14.9% 9.7% ---------------------------------------------------------------------------- 6 Detroit, MI - Warren, MI - Livonia, MI 3.1% 5.5% 46.9% ---------------------------------------------------------------------------- 7 Milwaukee, WI - Waukesha, WI - West Allis, WI 2.9% 4.3% 21.3% ---------------------------------------------------------------------------- 8 Sacramento, CA - Arden, CA - Roseville, CA 2.4% 9.0% 20.6% ---------------------------------------------------------------------------- 9 Atlanta, GA - Sandy Springs, GA - Marietta, GA 2.3% 3.2% 37.1% ---------------------------------------------------------------------------- 10 Minneapolis, MN - St. Paul, MN - Bloomington, WI 2.3% 15.8% 19.6% ---------------------------------------------------------------------------- 11 Las Vegas, NV - Paradise, NV 2.3% 9.9% 45.0% ---------------------------------------------------------------------------- 12 Tucson, AZ 2.2% 10.5% 31.0% ---------------------------------------------------------------------------- 13 Dallas, TX - Fort Worth, TX - Arlington, TX 2.1% 3.7% 23.4% ---------------------------------------------------------------------------- 14 Birmingham, AL - Hoover, AL 2.0% 6.0% 23.7% ---------------------------------------------------------------------------- 15 Orlando, FL 2.0% 8.6% 26.1% ----------------------------------------------------------------------------
The highest performing markets exhibited similar trends to those at the national and regional levels, where the range of quarterly gains were reduced by more than half. Yearly price changes continued to be mixed. Average REO saturation for the highest markets of 25.0% in November was 6.6 percentage points higher than the national average. This highlights the true driver behind the recovery: REO segment demand and price gains.
Markets like Detroit, Las Vegas, Tucson, and Atlanta are great examples of markets seeing growth alongside declining, yet relatively high rates of REO saturation.
Lowest Performing Major Metro Markets Qtr/Qtr Qtr/Qtr REO Rank Metropolitan Statistical Area % +/- Yr/Yr Saturation ---------------------------------------------------------------------------- 1 Dayton, OH -1.3% 0.0% 28.9% ---------------------------------------------------------------------------- 2 St. Louis, MO -0.7% -1.7% 33.6% ---------------------------------------------------------------------------- 3 Columbus, OH -0.6% 1.8% 29.9% ---------------------------------------------------------------------------- 4 Hartford, CT - West Hartford, CT - East Hartford, CT -0.4% 2.7% 3.9% ---------------------------------------------------------------------------- 5 Raleigh, NC - Cary, NC -0.3% -2.2% 6.1% ---------------------------------------------------------------------------- 6 Louisville, KY -0.1% -0.6% 18.8% ---------------------------------------------------------------------------- 7 Honolulu, HI -0.1% 0.4% 9.8% ---------------------------------------------------------------------------- 8 Philadelphia, PA - Camden, NJ - Wilmington, DE 0.0% -2.4% 7.8% ---------------------------------------------------------------------------- 9 Chicago, IL - Naperville, IL - Joliet, IL 0.1% -0.7% 30.6% ---------------------------------------------------------------------------- 10 Boston, MA - Cambridge, MA - Quincy, MA 0.2% 1.1% 5.7% ---------------------------------------------------------------------------- 11 Rochester, NY 0.2% 1.8% 2.4% ---------------------------------------------------------------------------- 12 New Orleans, LA - Metairie, LA - Kenner, LA 0.5% 0.9% 19.0% ---------------------------------------------------------------------------- 13 Nashville, TN - Davidson, TN - Murfreesboro, TN 0.6% 3.2% 16.6% ---------------------------------------------------------------------------- 14 Pittsburgh, PA 0.7% 7.0% 6.4% ---------------------------------------------------------------------------- 15 Charlotte, NC - Gastonia, NC - Concord, NC 0.7% 2.6% 18.6% ----------------------------------------------------------------------------
The lowest performing metro markets started to show signs of weakness in November. Half of the markets posted quarterly losses, yet all but one had declines less than 1.0%. Yearly losses amongst the group were greater in volume and magnitude than the quarterly trends. Five out of 15 markets saw yearly losses, and three markets declined more than 1.5%.
Average REO saturation for the group was at just 15.9%, 2.5 percentage points lower than national, and 9.1 points lower than the average REO saturation of the highest performing metro markets. Again, the trends in REO saturation signal the recovery being led by those markets that were hard hit with relatively high rates of REO saturation continuing to linger. The lowest performing group, on the other hand, is comprised of a handful of markets that haven't seen a lift from their REO segment.
The lowest performing group's pull back serves as a reminder the recovery is not immune to the effects of seasonality, fiscal uncertainty, or notable reductions in income levels. The fiscal cliff remains a threat to consumer confidence and purchasing power as the markets move into the chill of winter.
About the Clear Capital Home Data Index (HDI) Market Report
The Clear Capital HDI Market Report provides insights into market trends and other leading indices for the real estate market at the national and local levels. A critical difference in the value of the HDI Market Report is the capability of Clear Capital to provide more timely and granular reporting than other home price index providers.
The Clear Capital HDI Market Report:
- Offers the real estate industry (investors, lenders, and servicers), government agencies, and the public insight into the most recent pricing conditions, not only at the national and metropolitan level, but within local markets as well.
- Is built on the most recent information available from recorder/assessor offices, and then further enhanced by adding the company's proprietary streaming market data for the most comprehensive geographic coverage and local insights available.
- Reflects nationwide coverage of sales transactions and aggregates this comprehensive dataset at ten different geographic levels, including hundreds of metropolitan statistical areas (MSAs) and sub-ZIP code boundaries.
- Includes equally-weighted distressed bank owned sales (REOs) from around the country to give the most real world look of pricing dynamics across all sales types.
- Allows for the most current market data by providing more frequent updates with patent pending rolling quarter technology. This ensures decisions are based on the most up-to-date information available.
Clear Capital Home Data Index Methodology
- Generates the timeliest indices in patent pending rolling quarter intervals that compare the most recent four months to the previous three months. The rolling quarters have no fixed start date and can be used to generate indices as data flows in, significantly reducing the multi-month lag time experienced with other indices.
- Includes both fair market and institutional (real estate owned) transactions, giving equal weight to all market transactions and identifying price tiers at a market specific level. By giving equal weight to all transactions, the HDI is truly representative of each unique market.
- Results from an address-level cascade create an index with the most granular, statistically significant market area available.
- Provides weighted repeat sales and price-per-square-foot index models that use multiple sale types, including single-family homes, multi-family homes, and condominiums.
About Clear Capital
Clear Capital (www.clearcapital.com) is the premium provider of data and solutions for real estate asset valuation and collateral risk assessment for large financial services companies. Our products include appraisals, broker price opinions, property condition inspections, value reconciliations, automated valuation models, quality assurance services, and home data indices. Clear Capital's combination of progressive technology, high caliber in-house staff, and a well-trained network of more than 40,000 field experts sets a new standard for accurate, up-to-date, and well documented valuation data and assessments. The Company's customers include the largest U.S. banks, investment firms, and other financial organizations.
The information contained in this report is based on sources that are deemed to be reliable; however no representation or warranty is made as to the accuracy, completeness, or fitness for any particular purpose of any information contained herein. This report is not intended as investment advice, and should not be viewed as any guarantee of value, condition, or other attribute.
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Media Contact:
April Moore
Director of Marketing
Clear Capital
[email protected]
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Travel Renal Dialysis - Dialysis Nurse - (Dialysis RN)
- Brownsville,TX
- Aug 30, 2017
- Healthcare : Registered Nurse (RN)
12895722 Job Description & Requirements
Renal Dialysis - Dialysis Nurse - (Dialysis RN)
StartDate: ASAP Pay Rate: $29.00 - 31.00
"Exclusive Order
Prestigious National Dialysis Company
One of the largest with over 1,800 Dialysis Clinics
Chronic, Acute, and Peritoneal Dialysis
This clinic is seeking a passionate and energetic RN to join their Dialysis Team.
Provide direct patient care for assigned patients and assist in the care of other patients as needed. Perform all technical aspects of dialysis procedures. Assess patients response to dialysis therapy and make appropriate adjustments and modifications to the treatment plan as indicated or directed by the supervisor or as prescribed by the physician. Assess patient pre, interim, and post dialysis and document findings. Administer medications as ordered to assigned patients. Responsible for assessing educational needs of patient and educating the patient and family regarding end stage renal disease, dialysis therapy, diet and medications."
The role of the renal-dialysis / dialysis nurse (dialysis RN) is to provide care for patients undergoing dialysis procedures, reviewing patient data and making recommendations to the physician for care. The Dialysis RN is also responsible for initiating a plan of care based on a patient's specific needs, while also providing education to patients and their families.
Required Qualifications
1 year exp
Preferred Qualifications
previous travel preferred
About the Facility
As the United States' leading provider of renal care and kidney dialysis services, this network cares for almost 138,000 patients and operates more than 1,800 kidney dialysis clinics and 2,100 outpatient clinics nationwide. Other specialties include hemodialysis, peritoneal dialysis, transplant support, and many more.
Facility Location
From exotic bird-watching to long stretches of white sandy beaches, to shopping and sight-seeing, the city of Brownsville provides a vacation for its residents all year long. Located at the extreme southern tip of Texas and surrounded by the sparkling waters of the Gulf of Mexico, Brownsville is a tropical paradise just minutes away from the Mexico border.
Job Benefits
Onward Healthcare's travel nursing assignments typically last 13 weeks, and include:
- Competitive pay rates and comprehensive benefits
- Medical plans with dental and vision
- Complimentary, high-quality private housing
- 401(k) and flex spending options
- Life insurance
- Accident and short-term disability coverage
- Free continuing education (CE) courses
- Travel allowances
- Guaranteed pay program
- Tuition discount program
- Referral bonuses
About the Company
Onward Healthcare, an AMN Healthcare company, is a travel nursing company dedicated to moving our nurses careers "onward and upward." Our team of expert recruiters connect clinicians with exclusive travel nursing opportunities at the nation's top hospitals and healthcare facilities. Onward's nursing assignments are part of a larger, comprehensive RN career development and consultation service. Onward/AMN Healthcare is an EEO/AA/Disability/Protected Veteran Employer.
Renal dialysis nurse, dialysis nurse, dialysis RN, renal dialysis RN, dialysis, renal care, registered nurse, RN, R.N., nurse, nursing, healthcare, health care, patient care, medical, hospital

subset: commoncrawl


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A series of the most compelling photos from across Africa rounding up the news.
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Mercedes S-Class safety features
Distronic Plus: Uses radar to scan the road ahead and begins to brake before a collision. Can bring the car to a complete stop without the driver's assistance.
Adaptive Cruise Control: Allows the driver to choose a speed for cruise control, like most cars, but will maintain a safe distance from other vehicles — slowing down or speeding up on its own at freeway speeds. Blind Spot Assist and Active Lane Keeping Assist: With the aid of side-mounted cameras, warns a driver who's about to change lanes into another vehicle; vibrates the steering wheel if the driver veers across the white or yellow lines.
PreSafe: Anticipates a collision, and automatically tightens seat belts, adjusts head rests and seats, and closes windows.
Parking Assist: Cameras in the bumpers tell the car whether the parallel parking space is big enough. If it is, the driver need only put the S-Class into reverse, engage the auto-park function and release the brakes.


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Dubai's DP World To Develop Free Zone In Senegal
by Lorys Charalambous, Tax-News.com, Cyprus
29 October 2015
Dubai's DP World announced on October 24, 2015, that it has signed a memorandum of understanding (MoU) with the Government of Senegal to set up a logistics free zone in the vicinity of the new Blaise Diagne International Airport in the outskirts of Senegal's capital city Dakar.
Ahmed bin Sulayem, Chairman of DP World and Chairman of Ports, Customs and Free Zone Corporation (PCFC) said that the new free zone will use state-of-the-art equipment and technology to operate and manage the zone. The project will also add new jobs for the Senegalese workforce, he said.
Bin Sulayem added that the new free zone complements DP World's investments in the DP World-Dakar Terminal "which stands as West Africa's largest and most modern container terminal after a new terminal was built in the facility in November 2011, doubling capacity to over 600,000 (twenty-foot equivalent units)."
At the end of last year, DP World acquired Economic Zones World FZE, a Dubai-based operator of free zones, including the Jebel Ali Free Zone (Jafza). Jafza offers a number of business incentives, including 100 percent foreign ownership, zero percent corporate tax for 50 years, zero percent import or re-export duties, zero percent personal income tax, and unrestricted repatriation of capital and profits.
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- A major partner / organizer for Frag For Cancer.


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Fashion Photography
London Fashion Week 2017 Day 1 Street Style
Hello from London!
I can't stop grinning from ear to ear that I'm actually here in London. For a long while now, all my photographer comrades have been raving about how authentic and laid back the street style is in London, and this year I decided to go experience it myself. Though day one was a slow start (day one is usually the case), I was pretty happy with what I snapped up.
After walking 25,000 steps through the alley ways and streets of London , here are the street style highlights from day 1.
A Night To Remember with Sofitel in partnership with DIOR, NGV and Mercedes Benz Australia
It still hasn't sunk in that I have just accomplished one of my all time favourite, fashion editorial work with four high end, luxury brands. A Night to Remember is a DIOR-inspired fashion editorial which celebrates the story of friendship between four girl friends through a series of themes: from getting fashionably ready; drinking cocktails by the Sofitel's Atrium bar; to arriving in the new Mercedes Benz E250d coupe at the NGV.
This special edition was created for Sofitel Melbourne on Collins in partnership with Dior, NGV and Mercedes Benz Australia, and I cannot begin to fathom what an enormous, yet beautiful process it has been for me both personally and professionally. My mind was completely blown away to the 2% glimpse of what it felt like to work with, and to have my work put in front DIOR Paris, is beyond my wildest dreams. If you have seen DIOR & I, you will know what I mean. The angst, control and the tremendous value they place on their brand and product is formidable.
As excited as I am to attend the Dior GALA and exhibition, I am truly grateful for the opportunity to work with Sofitel, and to my incredible team of talents to produce the following series of images. I hope my story will inspire you to believe in yourself and keep creating. Love to you all xxx
CREATIVE DIRECTION + PHOTOGRAPHY by KAREN WOO (@heykarenwoo)
PHOTOGRAPHY ASSISTING by STEPHANIE BOLGIE
FASHION by EMILY EDWARDS (@stylebkofficial)
HAIR by JASMINE RYLAND (@hairbyjasmine_edwardsandco) and JON OSMOND (hairbyjon_edwardsandco)
MAKEUP by TRE DALLAS (@tredallas) and OLIVIA SELLMAN (@oliviasellmanmakeup)
MAY GRACE (@maygraceparry) represented by FRM MODEL MANAGEMENT (@frmmodels)
Sofitel Melbourne on Collins, Dior Melbourne, Mercedes Benz Australia, National Gallery of Victoria
Dior, Thurley, Maticevski, Kitte, Sass and Bide, Mollini Shoes, Tony Bianco, Yeojin Bae, Alexandraaus
MFW 2017 Models Off-Duty Street Style highlights
Did you know that Melbourne Fashion Week (#MFW) is the new, and cooler brand name replacing the old name, "Melbourne Spring Fashion Week"?
I've teamed up with the City of Melbourne, who is proudly presenting Melbourne Fashion Week (M/FW) to hunt down my favourite models off-duty street style looks. My standout looks were definitely Lin Xie's Vetement's x Champion sweater and sneakers by Seppe Zanotti; Bianca Guest's slick black vintage Guess jumpsuit; and Bradley McGill's hound tooth pants by COS and Calibre turtleneck.
I also went behind the scenes at the model casting day to capture a few moments of the models charming the judging panel of 11 people with their personality, walk and posing. 50 new fresh faces will be chosen to walk the runway at the MFW and I'm super excited to see who will be walking at this year's runway shows.
On the same note, I will snapping up my favourite street style looks at Melbourne Central so please come down and say hi, and hopefully get your most fashionable snapped and featured on their social channels. Pencil the details down on your diary now:
Vogue American Express Fashion Night Out (VAEFNO)
Date: 1st of September 2017
Time: 5pm to 9pm
Where: Melbourne Central (in and around the centre)
Ok, so here are my favourite looks and moments from the MFW Model Casting day.
Rexy the Coach Dino SS17
Last Christmas, I was approached by COACH New York to share the news about the Rexy Dino Coach collection on Instagram, but I never got around to posting the full story on my blog!
Inspired by Country Punk, here are my favourite images from the COACH collaboration. Better late than never!
dress and clutch // COACH
photography // Alan Woo


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We associate beaches with sun, fun and colour. And while we have shown some great colour photos of the beach on this site before as well as some tips, black and white has been less prevalent for us. But these images show what can be done with a subject that we don't always associate with the emotions of black and white photography. With some polarisers, gradient filters and more than a small bit of skill, you can get some incredible black and white images at the beach. Enjoy these!
Photo by SG09
Latest posts by Admin (see all)
- Female Photographers Can't Be Nikon D850 Ambassadors? Controversy Ensues After Nikon Asia Omits Women - September 16, 2017
- Bite Size Tips: How to Build Your Own Workflow for Post Production - September 4, 2017
- Bite Size Tips: 5 Ideas For Better Black and White Photography - September 1, 2017


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Black Adjustable Trekking Pole with Shock Absorber
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Keep mud out of your home and your car with this very practical walking boot bag. Big enough for adult walking boots at 13 x 9 x 7 inches this boot bag is made from green nylon with a tan trim. Wipe clean interior. Rear zipped compartment. (Shown at right of photograph.)
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|This Just In
|leggings & sweatpants
|shoes, bags &
The Scenes
full size
Product Details
Drapey pull-on shorts with a pretty scalloped hem. Cool, comfortable and so easy to swap in for a skirt.
Free shipping and free returns exclusively for Madewell Insiders
(hi there, risk-free try-ons). *For complete details, see our Shipping Policy and Return Policy.
Scallop-Hem Pull-On Shorts
Scallop-Hem Pull-On Shorts is rated out of 5 by 34.
Rated 5 out of 5 by SOCALGIRL2 from Cure Versatile Shorts I first ordered in black, and it has been a go to piece in my spring/summer wardrobe. These shorts can be dressed up or dressed down. When I saw the shorts in green, I knew these also had to be mine.
Date published: 2017-07-13
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Date published: 2017-05-22
Rated 5 out of 5 by Houseofboys from Like pjs but for day So cozy and effortless. Feels sturdy. I'm a 26 in Madewell denim and bought the xs although I was considering the small. Glad I did, the small would have been too big.
Date published: 2017-05-01
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Date published: 2017-04-17
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Date published: 2017-04-10
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Date published: 2016-08-07
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Date published: 2016-07-17
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Date published: 2017-05-11
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Date published: 2016-10-07
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Date published: 2017-07-30


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Latest News
CETA and the future of European free trade agreements
With its preliminary application, the Free Trade Agreement between the EU and Canada enters the last round on 21 September. At the same time, discussions are going on in Brussels concerning the architecture of future agreements. This does not include a prioritisation of social and environmental standards ...
15-09-2017 | Economic
Corporate taxation in the EU a step forward on a long way
During the first session after the summer recess, members of the Committee on Economic and ...
07-09-2017 | Economic
Upcoming Event
How to get European economic recovery to full speed
AK EUROPA, the Brussels Office of the Austrian Federal Chamber of Labour, ÖGB Europabüro, the Brussels Office of the Austrian Trade Union Federation, and the European Trade Union Institute would like to cordially invite you to our event:


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With that my book picks are the following:
Level Up by Cathy Yardley
I bought this months back and completely forgot about it. No more, a romance about video games? Sign me up!
Here She Comes Now: Women In Music Who Have Changed Our Lives ed. Jeff Gordiner and Mark Weingarten
I know almost nothing about this, but I am eager to read it. This is something I rarely if ever read, a collection of essays about music. This looks really good.
To be posted on the last Friday of the month, September the 28th.
Speak Gigantular by Irenosen Okojie
This is a short story collection, it looks good. I would have picked this for the cover alone but this author is completely new to me, so it'll be an adventure.
Queer: A Graphic History by Meg-John Barker and Julia Scheele.
I know again almost nothing about this. I thought I would choose a graphic novel and expand what I am choosing to for bookclub. It looks like I'll enjoy reading it.
To be posted on the last Friday of the month, October the 27th.
Redefining Realness by Janet Mock
I am very happy to report that this is in my library! This is a pick that I had and promptly never read. So I am picking it and reading it in November, it's a book that I am eager to get into to.
The Invisible Library by Genevieve Cogman
I know very little but this is fantasy and I always like reading that genre when I do, this is about libraries and spies, sign me up! I'm very excited for this (just to add this is the first book of a series).
To be posted on the last Friday of the month, November the 24th.
Open to any and all!


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Hello Dan Utz,
Welcome to the North American Goldwings Community!
Please feel free to browse around and get to know the members. We have created this special Welcoming post for you and you are encouraged to add your own comments to this thread! I am sure many of the members will join us in welcoming you to the community by posting here as well!
If you have any questions please don't hesitate to ask.
Dan Utz joined on 12 Sep 2017
View Dan Utz's Profile
Please Join Us in Welcoming 'Dan Utz' to Our Community!
Started by Bill & John , 6 days ago
5 replies to this topic
Posted 6 days ago
Posted 6 days ago
How do I place a classified ad?
Posted 6 days ago
How do I place a classified ad?
Dan, browse around our forum and make at least 5 posts (you've already got 1 done), then go to the Classified section, read the instructions/rules and then post your items accordingly.
Posted 6 days ago
Hello Dan. Welcome to the forum. enjoy the visits.
Posted 6 days ago
Welcome to the forum.
Posted 5 days ago
Welcome from Minnesota
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Katherine 'Kat' Ryan, also known as Kat Ryan or Kat, is an N-Tek Agent that is very skilled and very good in fighting. She is like Jefferson Smith, who is also skilled and very good on combats. She works at N-Tek and works for Commander Forge Ferrus. She also cares about Maxwell McGrath, as seen in the episode, Hard Water, when Max's mother was kidnapped by Water Elementor. Kat was also kidnapped in the episode, Hard Water, along with Jefferson Smith. She is voiced by Kathleen Barr.
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Ms. Kollars never asked much from others, but continually gave of herself. Her values of compassion spanned across all aspects of her life - especially at home and in school. She truly made an impact on many students and adults over the course of her 26 years at Papillion-La Vista High School.
As a high school psychology teacher, Ms. Kollars used engaging instructional activities in her classes. She didn't just stand and lecture – she asked tough questions, engaged students in thoughtful conversation, and most of all, made learning fun. A former student wrote, "She challenged her students to go deep and then provided a safe environment for her students to explore what they discovered about themselves. I was touched by the amount of time Ms. Kollars spent reading our books that we worked on throughout the semester." Lessons learned from the psychology book project continue to impact students years after graduation. Her lessons brought to life the concepts of psychology, instilling in students the desire to learn more, and for many, inspiring post-secondary education and careers in the field.
Outside the classroom, Ms. Kollars served as sponsor for activities including Mock Trial, National Honor Society, and Close-Up, a club that raised money to take a week-long trip to Washington D.C. to see the government at work.
She supported all facets of the school, always aware of things going on at PLHS. Ms. Kollars reached out to everyone, and in return, they reached out to her. She was an invaluable staff member who left an indelible imprint on that school, even in the way that she battled cancer. Ms. Kollars stayed in the classroom as long as her health would allow, continuing to teach while undergoing significant treatments. Her passion for education was an integral part of the Papillion La Vista community for many years.
Jessica Kollars accepted the Legendary Educator award on behalf of her mother, Kathy.
Related Articles
Fase Family Recognizes Papillion La Vista Educators
Recognizing that teachers are the heart and backbone of the tradition of educational excellence in Papillion La Vista Community Schools, Bob and Karen Fase honor the individuals who have dedicated their lives to preparing students to reach their full potential. The first Fase Family Fund for Educator Excellence awards were given for Educator Recognition.Read More
Staff Spotlight-Anna Siggers
Staff Spotlight features members of the Kids Club & Foundation staff and highlights all of the exciting things they get to do at work! Meet Anna Siggers, PR Intern.Read More
2017 Legendary Educator Hall of Fame: Janey Sommers
Learn more about one of our 2017 Legendary Educator Hall of Fame award recipients, Janey Sommers.Read More


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Great Falls, MT Permanent Makeup
YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. "Preferred" listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
1. Penthouse Salon Professionals
926 Central AveGreat Falls, MT 59401
From Business: Penthouse Salon Penthouse was founded in 1979, at 313 Central Ave. where customers had to climb 29 steps up to the salon. Eleven years ago, the business moved to …
2. Escentuals- Natural and Unique Products & Gifts
525 18th Ave NEGreat Falls, MT 59405
From Business: I have had a passion for essential oils for the past 15 years and started making lotion, soaps and lip balms as a hobby and as another way to incorporate the esse…
3. Beyond Beauty
I have tried both Electrologists located in Great Falls, Montana. Both ladies are very nice and friendly, kind people. However, Shelly at Beyond Bea…
4. Studio Montage
118 Central Ave Suite 2Great Falls, MT 59401
5. Montana Academy of Salons
The Salon Professional Academy is very unprofessional. After checking in ten minutes early for my 9:15 appointment, I waited until 10:00 and still n…
6. Eagles Manor Retirement Community
1501 9th St SGreat Falls, MT 59405
From Business: Eagles Manor provides comfortable Retirement Living for persons 62 years of age and over or handicapped/disabled persons. We strive to maintain a caring and sensi…
7. SmartStyle
701 Smelter Ave NEGreat Falls, MT 59404
From Business: SmartStyle in Great Falls provides a full range of hair services including haircuts for women, men, and kids, color services, perms, styling and waxing in a relax…
8. Ultra Bella
117 2nd Ave N Ste 3Great Falls, MT 59401
9. Linda Michaels Salon Day Spa
528 Smelter Ave NE Ste 9Great Falls, MT 59404
10. Linda Michaels Salon & Day Spa
125 Northwest Byp Ste HGreat Falls, MT 59404
11. Regis Salon
1200 10th Ave S Ste 22Great Falls, MT 59405
From Business: At Regis Salon in Great Falls, our expert stylists are skilled in complex haircut, color and styling techniques. We provide personalized, customized services to m…
12. Peak Health & Wellness Center
1800 Benefis CtGreat Falls, MT 59405
From Business: The Peak Health & Wellness Center is a more than 50,000-square-foot facility in Montana. The center manages a pro shop that provides goggles, fins, mats, blocks a…
13. The Living Room
The Living Room is a great find located downtown Great Falls. It is a beautiful small upscale salon and spa that doesn't feel uptight. I would d…
14. The Runway Salon Inc.
I have moved here from Seattle and spent several years trying to find a quality salon. The Runway has wonderfull stylists who are up to date with th…
15. Keen Kut
22 4th St NGreat Falls, MT 59401
16. Electric City Tattoo Emporium
113 7th St SGreat Falls, MT 59401
From Business: Juan's been tattooing since 1993; Joe's been tattooing/piercing since 1995; Ashley's been tattooing/piercing since 2003. You can see all of our work on our myspac…
17. Bath & Body Works
1200 10th Ave SGreat Falls, MT 59405
18. A Cutting Crew & Nails 2
315 17th Ave NEGreat Falls, MT 59404
19. Classic Haircuts
5601 9th Ave SGreat Falls, MT 59405
20. MasterCuts
1200 10th Ave S Ste 27aGreat Falls, MT 59405
From Business: MasterCuts located at 1200 10Th Ave S Ste 27A is a casual, upbeat salon that offers cool haircuts for men and women at practical prices. Our stylists give you per…
21. Healthy Renewal Spa
Not worth the money, owner only cares about money and not the customers, cold and dark atmosphere. Go to yelp for better description.
22. Magic Nails
800 10th Ave S Ste 4Great Falls, MT 59405
23. Teresa Brown's Shear Heaven
422 9th St SGreat Falls, MT 59405
From Business: I am Teresa Brown with Shear Heaven and I have been providing high quality hair styling and coloring to the Great Falls and surrounding areas since 1987. I pride …
24. Hair by Jude in Designer Salon
219 5th St SGreat Falls, MT 59405
25. JCPenney
1200 10th Ave SGreat Falls, MT 59405
From Business: JCPenney is one of the nation's largest apparel and home furnishing retailers. Since 1902, we've been dedicated to providing our customers with unparalleled style…
26. Great Clips
1520 3rd St NW Ste HGreat Falls, MT 59404
From Business: Great Clips hair salons provide haircuts to men, women, and children. No appointment needed, just walk in or check-in online.
27. Fancy Nails
I have been going here since the new owners took over in September of 2012. The shop is clean, the people are so nice, and they always do such a gre…
28. Gate of Beauty
The Gate of Beauty Salon is a multi-cultural salon, and is well known in the Great Falls, MT area, and in most of Great Falls surrounding cities. Th…
29. Absolute Spa
I was a client before I started working in this magnificent environment!!! The crew is super nice and the spa is cozy and homey. For one that works …
30. Hair Dimensions
I mada an appointment for 1pm and I got to the Salon at 5 minutes to 1 and the girl that was suppose to do my hair started someone elses hair and to…


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News about prophecies of the end of the world .I hope you enjoy this website.
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This video Channel is an end times signs update, FOR the latest end times events. Thanks for watching and May God Bless You. Prophetic S...
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Backdrop; https://youtu.be/AuDz2LIKcwY I first learned of this in this Paulo Freire Commemoration video; https://youtu.be/-SOw55BU7yg
July 3, 2017
EMOAF SOM | Miracles, Signs & Wonders: "David, A man after God's Heart." Part 2
Class conducted on Tue, May 9 from 11:00am - 12:30pm CDT Spiritual Join us in Session 3 of EMOAF School of Ministry courses: "David, A man after God's Heart" Part 2 You are in for a powerful treat! You don't want to miss it! The Day of the Lord is at hand... Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCbynpLgKGOAQDqWZceDs-aw Donate to our ministry by clicking on this link: http://ift.tt/1ueJbia OR Be a monthly partner with us! Learn more here: http://ift.tt/2n0e2Wq Follow and Like us on Facebook and Twitter: Facebook: http://ift.tt/1nSvLDg Twitter: https://twitter.com/OYEPBreakinNews It is 11:59:59 on the time clock of God, don't be found "weighed down with carousing, drunkenness and cares of this life and that Day come on you unexpectedly." Luke 21:34 Mailing address: EMOAF | Evangelist Anita Fuentes, P.O Box 218, Schertz, TX 78154 Is your name written in the Lamb's Book of Life: http://ift.tt/2n0rxVQ
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A beautiful and classic rectangular table lamp base design featuring an array of irregularly sized mother of pearl tiles in a soft cream color.More Details >
A beautiful mother of pearl table lamp in a soft cream and beige color. The base features a mosaic of cut pieces in a random arrangement. A natural hemp lamp shade in a complementing rectangular shape completes the look.


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The UK singer announced the news by posting up a snap of him planting a kiss on wife Chloe Tangney's growing baby bump. Picture: Instagram


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Format: Paperback
Language: English
Format: PDF / Kindle / ePub
Size: 6.28 MB
Downloadable formats: PDF
Pages: 408
Publisher: CAMBRIDGE UNIVERSITY PRESS (2005)
The Mediation Process: Practical Strategies for Resolving Conflict
Alternative dispute resolution: A practical guide for resolving government contract controversies
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Weyhill Fair Quiz Night
Fancy a fun quiz? Join us at the Weyhill Fair on Thursday 8th June 2017!
Back by popular demand, The Quiz Night at Weyhill Fair is returning on Thursday 8th June 2017, starting at 8pm!
The very knowledgeable and fan favourite Dave Cosgrove returns as quizmaster with yet another night of fun questions in aid of Enham Trust!
Entries to the quiz are only £10 for a team of four. Get your friends together and see if you have what it takes to reign supreme! There will be prizes available to win on the night as well as a raffle!
To book your place please phone or email Mark Lazenby on 01264 773631 or email@example.com
Or for more information please contact email@example.com
If you have any questions, you can also contact our Events Team on 01264 345800.
Coming Events
Walk The Test Way
8th October 2017 - Following on from the success of last year's Walk the Test Way, we are pleased to announce that The Rotary Club of Romsey Test are set to hold this annual event again in 2017!
Charity Sky Dive for Enham Trust
2nd November 2017 - Do you fancy the challenge of a lifetime how about throwing yourself out of a plane at 15,000 feet? just imagine how that would feel, it's a challenge for both your body and mind. Have you got what it takes?
Military Wives Choir
8th December 2017 - Salisbury Plain Military Wives Choir have performed for royalty including the queen and with pop star Cliff Richard, amongst many others. They are coming to Andover for a Christmas performance suitable for all the family.
Virgin Money London Marathon 2018
22nd April 2018 - The Virgin Money London Marathon is one of the great British sporting events, combining elite athletics, mass participation and record-breaking fundraising in one race. The course is a gruelling 26 miles 385 yards long, passing through the streets of London from Blackheath to the famous finish line at The Mall.