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text:
The National Professional Qualification for Headship (NPQH) is the first choice qualification for anyone aspiring to be a Headteacher or Principal.
Designed in collaboration with some of the country's leading Headteachers and academics, NPQH will develop talented leaders from all backgrounds who can deliver educational excellence in a self-improving system, and high quality outcomes for pupils and students.
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You should be highly motivated to be a headteacher, no more than 12–18 months from applying for Headship posts and ready to take up a Headship as soon as you graduate. You'll need to have the full support and endorsement of your Headteacher, line manager or sponsor. The line manager will also have to commit to playing an active role in your learning, and encourage and promote your involvement in leadership and other professional development opportunities.
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The redesigned NPQH follows a modular curriculum based on Master's level criteria and focuses on developing the knowledge, skills and attributes of a successful headteacher. To achieve the NPQH qualification you'll need to successfully complete three essential and two elective modules involving extended case studies and related in-school assignments with a stronger focus on leading teaching, behaviour and performance management. You will also complete a placement of a minimum of nine days at another school.
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Further Information
Applications must be made through the National College Website - NPQH and once applicants have succesfully passed through the assessment gateway they are then asked to select thier preferred provider.
Find out more about the programme at the Inspiring Leaders Website - NPQH or download the flyer via the link provided below.

subset: commoncrawl


text:
Those looking to buy a house would do well to book one before July, when the new service tax levy on construction service will come into effect. The cost of flats will go up 3.3% of the total purchase consideration once service tax begins to be levied on construction.
The government is considering exempting from tax flats booked before the notification of the expanded construction service, a finance ministry official told "There is a case for giving relief to buyers who booked their houses before the service is notified… We are examining it," he said.
So, a buyer who has booked a flat but will get possession only after the notification of the new service need not worry. A clarification to this effect may be issued when the tax is notified after the passage of the finance bill, he said.
The Union Budget proposes to expand the definition of construction service and levy tax on houses under construction as well. The new rule, which will come into effect when Parliament approves the budget, says service tax would be imposed if payments were made before the completion of construction.
Realty companies typically sell property before they begin construction and fear that the move will hit the sector hard as it would lead to a rise in home prices and depress demand. "The government must reconsider its decision to impose service tax on under-construction housing as the real estate industry is already paying 14-16% as indirect taxes. The current move will make affordable housing unaffordable in the future," said the DLF spokesperson.
The government plans to include charges such as development fee, parking fee and premium location charges usually paid at the time of completion of construction in the base price. Only 33% of the base price of the flat will be chargeable to service tax levied at the rate of 10%, taking the effective tax to 3.3%.
"Since an amendment has been made in an existing service already under tax net, there are diverse views whether this will be operative from a specific date after notification or treated as a clarificatory amendment roping in construction-linked payment plans of houses under construction," said Anil Kumar, CEO and deputy managing director, Ansal API. If it is to be operative from a prospective date, booking a house in the next 3-4 months may result in savings of up to 4% for a customer, he added.
However, the government remains firm on levying the tax. Revenue secretary Sunil Mitra said the proposal would not hike prices by more than 3.5%, an increase that could be afforded by the customers.
"Construction is a service. As a service, there is no reason why it should not be taxed," he said. "It is only 3% or 3.5% that gets added up (for the buyer)," Mr Mitra added.
I have booked my Dupex house on 10-04-12 cost rs.1781000 inclusive all
I got register in court (Land sale deed )completed house construction before( Dustavej)n 14/05/12
My question is I am Liable to pay service tax 3.09 % on total amount paid to builder
Dear sir,
I HV book a house in 2009, the project is going to get ready now(2014-15). MY builder us asking for service tax. Is service tax applicable for my case. Pls give me proper detail.
I have purchased a flat in Kharghar,Navi Mumbai.My registration has been done on 9 January 2010 with agreement value 25 Lakh .Builder has send a letter of 5 % VAT i.e.1.25 Lakh.He refused to show us VAT breakup and told us he had charged us on agreement value i.e. 5 %.All our apartment residents refused to pay him. But he has send us a legal notice that we have to pay 1.75 Lakh within 15 days for not paying VAT,other wise legal action will be taken .According to him we have signed the agreement which include that "Any VAT in future will paid by the buyers",On that basis builder is demanding VAT with penalty.
So Plz Help us.
I got a quick question, A quick search reveals different answers from different forum
My question is i bought an under construction apartment in April 2010, I paid about Rs 5 Lakhs before 1 July 2010, Now apartment is ready for possession(Completion certificate of an Apartment should be 2012) , My question is whether i need to pay service Tax on entire amount or have to pay after deducting 5 Lakh?
Currently i have to pay Rs 80000 as a service Tax however if i deduct Rs 5lakh from total Cost of Apartment(Nearly 40 lakh) i would save approx Rs 10000.Please confirm if i have to pay Service Tax(Approx 4.2 %) on Total value of an apartment or after deducting Money which was paid before 1 July 2010?
I have booked a flat on April 2012 which is a near completion stage at a tot. cost of Rs 36L. Builder asking me for paying service tax of about Rs.91000/- immediately. When should I pay it. Is it at the time of registration or before registration. If builder delays to pay this tax to Gov. What could I do? Please give me sugession. ……. R C Senapati
I come to know that service tax is not applicable to OC flat, please confirm and also provide any supporting document, reference please.
Dear ,
Goverment killed the middle man in 5 to 10 years . These middle man alwyas vote for goverment and timely give the tax , so also they charge all kind of taxes only middle man ,,, for middle man 3.5% is also very very big ampount … as per me they should mention above 50-70 lacks purchase only these 3./5 % applicalbe for investing 50-70 lascks person 3.5 % is not worth but for middle man is 3.5% is very big amount and me my three month salary ,,now have goverment run my family three month if i pay these 3.5% tax ..GOVErment sdhould give 6-10 month time to purchaser to arrange this aomunt and pay the govement
I did registration of my flat before 31st March 2010. I paid Rs75000 on 9th May 2010 and remaining amount Rs.60500 after July 2010. Now builder is asking for service tax on total Rs.135500 with the rate of 2.58% i.e.3496. Also they say if i pay after 31st Mar 2012 the service tax would be 3.10%.
Please suggest weather i will be liable to pay the tax as i did registration before 31st March 2010. Also if i have to pay then according to circular service tax will applicable from 1st July 2010 so i paid Rs.75000 before that and remaining amount Rs.60500 in 2011.
Please advice me.
Thanks in advance.
I have booked and registered a flat in dec 2010. Now builder has given me a letter demanding vat and service tax with interest stating that govt has asked for the same. I have never been asked before that. Should I pay interest to government
hello i have booked my flat on may 2009 @ agreement on 1 sep 2009 for Rs 982000 in badlapur mohan tulsi vihar . I possess my flat on 2 april 2011.How much service tax @ VAT imposed me. The builder demanding me full service tax @ VAT. pls suggest what i do. mob no 9699468117
I need some clarification about these taxes if you can guide me.
I had booked one flat on 5th June2009 for which I have to pay75% with 2 years and rest of the amount at time of possession. I'm going for 80% loan.
Now could you guide me that when I have to pay for service tax/vat/stamp duty or if any other taxes.
And also if having loan also involves any taxes or not??
Hi Team
I need some clarification about these taxes if you can guide me.
I had booked one flat on 20th January for which I have to pay 95% within month and rest of the amount at time of possession. I'm going for 80% loan.
Now could you guide me that when I have to pay for service tax/vat/stamp duty or if any other taxes.
And also if having loan also involves any taxes or not??
Dear Respected Sir,
Can you please help me in providing your valuable inputs.
This is regarding the extra charges being imposed by the builder during registration.
I have purchased a FLAT and agreement was done in Jan 2010 with Possesion Date of Dec 2010.
My agreement says only to pay 49,11,500/ + (Flat Charges + Maintenance Charges) and 2,00,000/-( Registration+Stamp Duty+Legal Charges) . Now I am asking for registration of the flat and the builder is asking to pay extra Govt. Levies@ 6.5% of 49,11,500 (i.e 3,19,248/-) which is not a part of my agreement. Also he is charging me the late payment
charges of 2,06,628/- which is because disbursement got delayed from BANK. The builder did not send any
demand letter to the bank to disburse the amount and there was no progress in the construction.The disbursement was on date basis and not on SLAB completion. The builder planned the dates in agreement in such a way that he knew the Bank processing would delay in disbursing the payment and he is now charging me…Till date he didnt turned up
saying i need to do the late payment charges but now he is asking me.
My Agreement was done – Jan, 2010
Actual Flat Possession Date according to agreement is – Dec,2010 (But Still Not Given)
Current Situation – Not yet giving Possession Date and demanding more money
Amount Disbursed – All except 2 L for registration.
Answer my questions inline to my commments please…
Answer my questions inline to my commments please…
Please let me know
1. What are 6.5% charges? Builder says the 6.5% charges are Govt Levi charges it seems and this charges are separate from the Registration+Stamp Duty+Legal Charges. This figure is NOT at all there in my agreement
2. Do i need to pay VAT and Service Tax? as i did my agreement in Jan 2010? if so what is the Percentage?
3. Also should I pay delay charges as there is a delay from builder side as he is not giving possession till date? I have a clause saying builder will pay Rs. 5/sq feet if delayed after Dec 2010. But there isnt any End day mentioned in agreement till what time the delay would be and he hasnt payed anything to me till date.
4. How much time it would take me to get this legally resolved in karnataka? I heard there are lots of cases pending to be resolved?
5. He says you happily go to the consumer court there are 12 Lakhs cases pending and it will take years to solve this.
6. He also says that they have good contacts at builder level…My question is INDIA so corrutped..come on…please help me in getting the right solution..
7. I cant even concentrate in my personal life as this is the only
thig i have made in my life and i am not getting this.
8. Does builder has right to CANCEL agreement?
9. Should i go to Lokayukta?will Lokayutka help me OR Consumer Court Help me?
10. He is not Even responding to emails when i Asked about the 6.5% Govt levis charges, as he keeps quiet..
Please anyone can share me the mail id such that i can send my
documents and you can verify and provide me the suggestion…
Answer my questions inline to my commments please…
Dear Sir,
Is this VAT & service tax has been applied or still the final decision is pending to implement it or when final will come to known about s tax and vat.
i had made the registeration on the month of Feb 2011.
The builder is asking me to pay the service & Vat tax kindly suggest the property is at panvel.
please reply as i have to get the possession letter, the builder is not giving me
I booked my flat in Dec 2009 at price 17 lacs. I paid him 70% loan amount before 31 mar 2010 and now I am pay remaining amount 5.96 lacs. Do I need to pay Service Tax if yes , is that on total amount of Flat sell price or remaining amount loan which is I am going to pay him.
Please advice.
Dear Sir,
I am going to get possession of flat by end of July-2011 in Ahmedabad, Gujarat. Now Builder is asking for service tax.
Who suppose to pay the service tax builder or me? and what is applicable percentage in Ahmedabad?
Please reply.
Jay Mehta
dear sir,
I get the possession of flat before 31jully 2011.
bulider asking for sevice tax rate 3.5%
who will pay the service tax builder or me?
and what is its percentage in jully2011.
service tax rule is implemented or not by govt. of india?
Please reply.
I had book flat before December 2009 and i have paid the satamp duty and Registration Fees before 31March,2010.
The builder is asking now for servicetax. will I have to paid the servicetax? & how much ?
Thanks & Regards,
Sham Aher
i have made full payment of the flat purchase on 30th November 2009, the building is just getting ready and will get the possesion in December 2011,
secondly the satamp duty and Registration will take place this month June 2011
should i have to pay VAT and Sevice Tax as Builder is demanding, if yes what rate we will have to pay the same ( VAT + Service Tax)
I had booked a flate in cost Rs. 925000/- on date 12/08/2009. I had paid Rs.100000/- to builder as booking ammount.the payment of rest ammount is going on in instalment through bank loan.the flate is now under construction.The builder is asking now for servicetax. will I have to paid the servicetax? If yes who wil paid the tax & how much ?
Please help me by explanig in detail.
sir i have book flat before july 2010 an agreement to sale before july 2010 cost of flat Rs 2000000/- made payment before july first rs 200000/ after 1st july 1800000 is the remaining amout which i pay after 1st july is applicable for service tax of 2.75 %.
i booked flat on 19th July 2010 in Noida. my home loan has been approved from Axis bank now bank has been asking me to depoist service tax. do i have to deposit service tax or builder. Is there any rule to deposit service tax. please clarify.
Is this VAT & service tax has been applied or still the final decision is pending to implement it or when final will come to known about s tax and vat.
I have bought a flat@16,00,000 and made full payment (400,000 my contribution+12,00,000 home loan) in October 2011 as building was completed constructed. I am yet to receive the possession (it is march now). Will I be liable to pay the service tax as I have made the full payment after completion of all the slabs.
Deepak Sharma
My friend Booked a flat on august 2008 for 26,00,000 including parking charges. But now during the time of registration the builders are asking serivce tax @ 4.12% and in addition to vat 3.03% . Sir please help me how much will all these charges including Registration(5% total value) and other charges will come up to . There is no one to guide her regarding this. Please help us from such builder by providing the correct information. The amount of these charges were not mentioned in the agreement also. As you have mentioned above was this VAT less than 3.3% before July 2010
I booked a flat in Sept 2009 for 21 lakhs and paid 8 lakhs to builder in the month of Feb 2010 and 4 Lakhs in the month of Sept 2010, Now could you please assist, do i need to pay service tax, and on how much amount i have to pay the service tax?
you need to pay service tax on 4 lakhs
Is this VAT & service tax has been applied or still the final decision is pending to implement it? if it is applicable, are the financial institutions / Banks are willing to pay this amount within sanctioned loan amount limit or even as an addtional component to be paid from customer?
My Client purchased a Flat & get registered it with Sub Registrar,Raipur. Now Builder charged Service Tax,Vat on it. My query regarding it that it is double taxation.There are 3 parts in a flat- 1) Part Value of Land 2) Material Value ( Metal,Sand,Bricks,cement, Tiles, Switches,granites,Sanitary Fittings,Door,Grills,Steel etc 3) Labour Payment. Sub Registar to take stamp duty on land only. Vat to be charged on Material & Service Tax on Labour payment. Why registrar is taking stamp duty on entire value of flat. Hence no service tax & Vat to be charged on flat. Also as per vat act ,vat to be charged on movable property .i.e. on goods only & not on immovable property. So please clarify me about it.
Dear Sir,
I have booked my flat in March 2010 (Pune),agreement date 18-Marc-2010, However my flat agreement cost is Rs.2630156/-+75000 MSEB+69360 Society Maint=Rs.27,74,516 out of that i have paid Rs.100000/- booking Amount on dated 10-Marc-2010 and remaining Amount i have paid Rs.2,56,440 on Dated:2-Jul-2010 , Rs.1879193 on dated:21-Jul-2010 and amount of Rs.263076/- on dated 23-Dec-2010 and reaming Amount is Rs.275807/- which i will pay this month end, Now builder is asking me for Service tax 2.58% on value which i have paid after 1st of July 2010. Could you please tell me is it necessary to pay Service tax on Amount paid after 1st of July 2010? Almost all work is completed and Builder will give possession January 2011.
Please reply…..
Sagar S
I booked a flat on Sep 2009 for 21 lakhs and paid 8 lakhs to builder in the month of Feb 2010 and remaining full amount in the month of Sept 2010, now could you pls assist me how much is the service tax and VAT is applicable. please suggest
Sir, i had booked a flat at Patna centre in the year2008.I had already paid the majority amt.(almost 80 %)in the year 2009. Now i have paid the remaining 20% amt in the month of Dec.2010. The construction work is almost completed. Registration of the flat by the builder in my name, at Registrar office,Patna was done on 1/12/2010. Now the builder is insisting for payment of servie tax.Pl clarify:
Whether service tax is to be paid by me?
If it is payable, please specify on which amt.(Either on 100 % or on 80 % or on 20%).
Regards, V V Bharadwaj,State Bank Of India,Region-1,Administrative Office, Patna
I booked a flat in Jan 2010 for a aggreement value of Rs. 38 Lacs. I already paid 10 Lacs amount before Jul 2010. COnstrunction for this has been started in Oct 2010. Now Please tell me on what amount I need to pay service tax.
Dear Sir, I have Booked my Flat on March 2010 & Stam Duty & registration is done on April 2010.My flat pocession is on December 2010 & balance 15 lacks payement is done after 10 July 2010.So pls guide me that still I have to pay service tax.
dear sir
i book flat in aug 2009 & got register on dec 2009 & i m getting possession in jan 2011 so i have to pay the tax or not
Hi – I have dove the Sale and Construction Agreement in month of March 2010. My Builder still expecting Service Tax from my side. I don't understand why do I pay Service tax if I have booked Flat before "JULY 2010"?
I read an article that saying "Book under construction flat before July 2010 to avoid 3.30% service tax on Agreement value"
Please help me…..
I have purchased a flat in chinchwad pune in aug2010. at the time of buying there was no descussion made on service tax from builder. now he is asking post dated check for service tax. kindly guide me what to do?
I booked a flat on september 2010 and payment made on march 2010 through financial institution by taking a loan.hence guide me regarding applicability of service tax from 01 july 2010.
Thanking you
I have purchased a house in Pune. After purchasing I also paid service tax & VAT amount (Around Rs64000/-) to builder.
How I will be confirmed whether builder will deposit or not?
Govt. should clear all rules before implementaing new rules.
Request for a suitable reply.
Mob. No. – 099 7000 6493
sir, I have booked the flat on dec. 2009 which is Token amount of Rs. 21000/- and my agreement on 10 th march 2010 will i be charged service tax or not? flat r under construction and possetion on april 2012
Dear Sir.
I have booked a flat in Oct 2009, the registration was completed in April 2010.
However since Oct 2009 I have paid 4 installments, the balance 5 are still to be paid. Do the balance 5 installments carry a Service Tax since the registration was completed in April 2010.
Tax,Tax,Tax and Tax how many taxes are we supposed to pay to these ruthless,shamless & corrupt Goverment . Actually I can understnad incompetency doesn't leave much of options so there has to be some ways & means to collect hard earened money out of the customers.
Plz carry on till a common man doesn't commit suicide or kill someone who comes out with these brilliant & dynamic ideas
God saves us from these Ruthless , heartless demons & Monsters
I have purchased flat in apr 2010 and it is under construction. Possesion will be in Feb 2011. The registration was completed in apr. I want to know that whether service tax will be applicable to me as well.
You need to pay ST on payments made after 1st July'2010.Its only on remaining agreement value. Also right now there is stay by Mumbai High court. So will suggest not pay the ST till final decision comes.
Dear Sir.
I've purchased a flat in Pune and my agreement amt is Rs. 4500000. The agreement has been made on 09 june 2010. Almost 50% of the payment has been done by me. Now the builder is asking me to make the payment of service tax and VAT. Can you please mention how much service Tax I need to Pay?
Dear Sir,
i had booked flat in Nov 2009 & that time i had paid 15% amount as a booking advance after that in last month demand letter receved from builfder & ie charge service tax plz guide it is liabilie to me
need guidance
I have booked a flat on 25th May 2010.My property is under construction and the possession is due by September 2010.
The agreement value of the property is of 19.00 Lac. I paid 51000 and 1,81,000 in the month of June.
Now my builder says that I need to pay VAT of 1.5 % on agreement value and service tax of 3.3% on agreement value.
I have invested all of my money in down payment and rest I took loan from LIC.
Please help me by providing me information on VAT and SERVICE TAX.
Kindly suggest me what do I need to do.
i had booked a flat in july2010.
but builder ask me for more tax service & vatt, can you tell me how much tax more i have to pay.My flat agreement amount is 30lacs.
Shall service tax be applicable if duplex is booked by me in Sept. 2009, Registered Banakhat executed in June 2010 ; Sale deed likely to be executed in Dec. 2010 and possession likely in Jan. 2011.
I have booked flat in Jan2009,& still flat is underconstruction,The 10% amt is due to me,Wheather the service tax will be applicable on remaining amt ? how much it will be?
Sir, i booked the underconstrution flat 21 feb2010 registered the same on 11.march 2010 and taken home loan on 31 April2010.part paymenti have given and further from home loan.i will get the flat in Dec2011.stagewise payment will pay from the loan.
So will I have to pay tax for the part payment. Please respond
When english ruled over india, they imposed tax on just salt, and our mahatma decided to do a dandi march, in this modern world we need another Gandhi, Evereything is now taxable. The air which we breathe will also come under tax in next few years, there will be a meter on everyone's face which will measure the oxygen and air which we breathe, and we will have to pay for that air, not only that the carbon di oxide which we give out in breathing process will also be taxable.
Jaago Grahak Jaago
MAHESH PATEL I booked flat JANUARY 2010,i had given 2,20,000 by cheque to builder, but i will do my agreement on 3RD july.
It will comes under service tax & VAT Please clarify to me.IF YES THEN HOW MUCH PERCENTAGE I HAVE TO PAY? IT IS ON AGREEMENT VALUE OR WHAT?
Read more: http://www.taxguru.in/service-tax/book-under-construction-flat-before-july-2010-to-avoid-3-30-service-tax-on-agreement-value.html#comment-71338#ixzz0tFouEBNk
Dear all,
I had purchased a new flat in kothrud area on april 2009. I want to know about service tax rules.
please clarify.
I booked flat may 2010,i had given 150000 by cheque to builder, but i will do my agreement on 15th july.
It will comes under service tax & VAT Please clarify to me.
To correct and be read – 'Post of March 6' (not 13th March)
It is mind boggling and quite confusing as to why this Post of 13th March again figures in the latest update. Though, so far as one is aware,the then indicated exemption of bookings before the effective date (since announced – 1st July 2010) from service taz seems to have been given the go-bye.
I am open to correction should my above understanding be incorrect!
In today's scenario Govt is playing a bias role. On one hand they are saying of introducing low cost housing and on the other hand they are leving such taxes viz., VAT & Service Tax. Why don't they look at other avenues of raising the fund for the bankrupt Govt. Such as reducing their own exps or introducing of Solar energy in all Govt. depts in order to reduce electricity exps.
I have booked a flat in 20 June 2010 with Amount of Rs. 1,00,000/-Kindly clarify whether i will be charged service tax & vat?
I have booked the property on 27th Jan 2010 and had Agreement on 17th March,2010.will i be charged service tax or not on the remaining flat amount?
Sir, I have booked a flat in Hyderabad, Andhra Pradesh which is under construction and registered the same on 29th December 2008. I don't know exactly whether the builder has obtained the possession certificate from the Government authorities or not. But, I have released full amount and my flat is ready to occupy. My question is shall i pay the Service Tax which is newly introduced by the CBEC.
I have booked the property on 28th june 2010 which is Token amount of Rs. 45000/- will i be charged service tax or not?
Has the new Service tax on flat purchases been notified in CBEC?
Only queries raised here, but no one has answered for any of these queries.
I had booked a flat measuring 1033 sq ft in 2006 and the builder now says that i have to pay service tax. It will be refunded if not applicable. The flat is likely to handed over to me in june/2010. Do i
need to pay any service tax?
I booked a under construction house on Aug 2009 and pocession is by Oct 2010. Do i need to hurry up my registration by paying the complete amount to builder.
I have booked a under construction flat in Vasai last week,for which i have already paid the builder the signing amount of 20%. I have also done the franklin & have remove the pay order to make the registration,however the agreement is not yet made by the builder. Since i want to get the registration done fast to avoid service tax i have made the payment by cheque,the builder has give me the receipt for the payment done,however i just want to know when are the service tax going to be Implemented.
Aside what documents should i ask the builder apart from the receipt since the agreement is yet to be made.
Service Tax, Stamp duty, registration & Vat impossible for every one.
I stay in Mumbai.
I agree to the fact as all have stated above already….
Buying a house in Mumbai is a tough task anyways….we have to pinch our stomachs to make our houses…..and the government is further pinching our tummies by doing this additional tax imposing….
At one end, the government gives free houses to slum dwellers in thousands(they have now increased their carpet area to 269sq.ft), and why would they not when they need their precious votes…..and at other end we people already pay taxes of our hard earned money (apart from income tax, remember that all consumables we buy are mentioned as "INCLUSIVE OF TAXES", which means that tax is also paid in the consumables we buy)and by a house out of our savings…add to that the (stamp duty, registration)
What next????? What will be the new type of tax that these ruthless people ( whom we elect ) impose on us…..
apart from the already hyped flat cost (that is charged not on carpet but on super-builtup), we pay the stamp duty, registration charges and now these….
Just wonder, if all of these guys who set rules for us follow the rules themselves….do they pay taxes, income taxes too???
— Ar. Poonam Naik
I have booked a flat in Pune, and also registered in feb 2010. There part payment due which I will pay by Home loan. The home loan may take time and may spill 31st march deadline. So will I have to pay tax for the part payment. Please respond
I have booked a flat in Pune , having posession on june 2011.
Want to know, will the date of Agreement will make diferrence in the Service tax to be paid for the Under construction flats.
Shall I go for Agreement/ Registration before 31st March 2010?
Agreement value of my flat is 3100000 Rs.
Can you please mention how much Tax I need to Pay
To purchase a FLAT itself is a very tough decision for a MEDIUM SIZE FAMILY. Now, if SERVICE TAX WILL BE LEVIED, then how can a person think about purchasing a house? NO…. SERVICE TAX should not come into effect.
Immovable property ia a state subject and levying service tax by the centre on flats is unconstitutional and it will only lead to unnecessary litigations.
dear sir, this service tax should be givan effect w.e.f. the date of notification and it should not effect the alred contract execuled
If construction is a service then the stamp duty should be charged only on the undivided portion of land price. But what we have seen in the past that the buiders have charged service tax and also included constuction cost for stamp duty calculation which is not correct.
How many times do they want to tax a particular item and the final burden is obviously on the customer. He has to pay stamp duty, even VAT has to be paid and now this service tax.
The budget says that this is a clarification in existing clause wef 1 Apr 2007. I am expecting house posession in April 2010 where 95% of the payment is made some 6 months back for a house. If you could pls clarify on three things:
1) If its prospective, will it be applicable from July or April.
2) When is the final clarification on booking of flat vs possession expected from govt
3) Suppose its retrospective, I might press builder for early possesion by say 31st March. Can that help in any case
Dear sir
This service should be given effect w.e.f the date of notification and it should not effect the already contract executed.


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The American Civil Liberties Union (ACLU) filed its case yesterday in the 2nd District Court of Appeals in the case of Georgi Merrigan. I personally worked closely with the attorneys at the ACLU on this issue of Lee County courts as I have been an advocate for homeowner rights for years and was the co-chair of the Lee County Foreclosure Task Force from 2008 to 2009. My affidavit was also filed as part of the Appendix to the ACLU's filing and was referenced directly in the Petition for a Writ of Certiorari and Writ of Prohibition.
The full Petition can be downloaded HERE.
My Affidavit can be downloaded HERE.
The full Appendix to the Petition can be downloaded HERE.
Below is the full press release from the ACLU's website.
ACLU Charges High-Speed Florida Foreclosure Courts Deprive Homeowners of Chance to Defend Homes
FOR IMMEDIATE RELEASE: April 7, 2011
Derek Newton, ACLU of Florida, (786) 363-2737; [email protected]
Will Matthews, ACLU national, (212) 549-2582 or 2666; [email protected]
CAPE CORAL, FL – The American Civil Liberties Union today filed a petition in a Florida appellate court charging that the foreclosure court system in Lee County systematically denies homeowners a fair opportunity to defend their homes against foreclosure.
The special "mass foreclosure docket" established in December 2008 operates under rules that differ substantially from those that govern the rest of Lee County's civil cases and was designed to speed through as many foreclosure cases as possible without providing homeowners facing foreclosure a meaningful opportunity to develop their cases or present defenses, according to the petition.
"Operating against the backdrop of well-documented disarray and fraud in mortgage documentation, the shortcuts taken in Lee County courts mean that homeowners may never have a meaningful opportunity to refute faulty evidence supposedly supporting foreclosure," said Larry Schwartztol, staff attorney with the ACLU Racial Justice Program. "By elevating speed over accuracy, Lee County subjects homeowners to foreclosure proceedings that violate the due process rights guaranteed by the Constitution."
The petitioner in the ACLU's case, Georgi Merrigan of Cape Coral, FL, is facing foreclosure after leaving her job as a flight and ground paramedic to care full time for her husband, who suffered massive injuries in a catastrophic car accident. Merrigan has every intention of vigorously contesting her foreclosure case. But because Merrigan's case is assigned to the "mass foreclosure docket," the ACLU charges that she cannot get a fair shot at defending her home. The ACLU's petition asks that Merrigan's case be re-assigned to the general civil division so that she will be afforded due process under the Florida and U.S. Constitutions.
"No one should ever have to go to court with the deck already stacked against them," said Howard Simon, Executive Director of the ACLU of Florida. "Nowhere does it say someone is entitled only to the justice we have time for. We can't allow the basic protections of due process to be the victim of judicial shortcuts."
The ACLU's petition is the culmination of a months-long investigation into foreclosure court systems throughout the state of Florida, where media reports have long suggested that the constitutionally-protected due process rights of homeowners have been ignored in a rush to push foreclosure cases through the courts. With one in every 288 housing units in foreclosure, Lee County has the highest percentage of foreclosures in the state of Florida, arguably the epicenter of the nation's foreclosure crisis.
According to the ACLU's petition, officials in Lee County seek to clear the foreclosure court docket as quickly as possible, at the expense of complying with basic procedural rules. Despite explicit instructions from the chief justice of the state supreme court that reducing the backlog of foreclosure cases should not "interfere with a judge's ability to adjudicate each case fairly on its merits," judges move through cases at lightning speed, sometimes seeing as many as 200 cases a day, according to the petition.
"Despite the extremely high stakes for homeowners, procedural violations in the 'mass foreclosure docket' are rampant," said Rachel Goodman, an attorney with the ACLU Racial Justice Program. "Homeowners face systemic handicaps, and banks get a pass in proving their cases because the courts have effectively suspended the rules that give homeowners a chance to review the evidence against them."
About 25 percent of Lee County's population is black or Latino, and government data show that the foreclosure crisis across the country has disproportionately impacted communities of color. According to a recent report by the Center for Responsible Lending, nearly 8 percent of both African Americans and Latinos have lost their homes to foreclosures, as compared to 4.5 percent of whites. Additionally, the indirect losses in wealth that result from foreclosures as a result of depreciation to nearby properties will also disproportionately impact communities of color. The Center for Responsible Lending report estimates that by the end of 2012, the African American and Latino communities will be drained of $194 and $177 billion, respectively, in these indirect "spillover" losses alone.
# # #
A copy of the ACLU's petition is available online at: http://www.aclufl.org/pdfs/2011-04-MerriganPetition.pdf
Georgi Merrigan, Howard Simon and ACLU of Florida Associate Legal Director Maria Kayanan will be available today in front of the Merrigan home at:
Thursday, April 7, 2011
Cape Coral, FL 33914


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Question: Refer to the situation described in BE 6 4 Suppose the
Refer to the situation described in BE 6-4. Suppose the opportunity requires John to invest $13,200 today. What is the interest rate John would earn on this investment?
View Solution:
View Solution:
Answer to relevant QuestionsLeslie McCormack is in the spring quarter of her freshman year of college. She and her friends already are planning a trip to Europe after graduation in a little over three years. Mary would like to contribute to a savings ...Kingsley Toyota borrowed $100,000 from a local bank. The loan requires Kingsley to pay 10 equal annual installments beginning one year from today. Assuming an interest rate of 8%, what is the amount of each annual ...The Field Detergent Company sold merchandise to the Abel Company on June 30, 2011. Payment was made in the form of a noninterest-bearing note requiring Abel to pay $85,000 on June 30, 2013. Assume that a 10% interest rate ...Don James purchased a new automobile for $20,000. Don made a cash down payment of $5,000 and agreed to pay the remaining balance in 30 monthly installments, beginning one month from the date of purchase. Financing is ...The following questions are used in the Kaplan CPA Review Course to study the time value of money while preparing for the CPA examination. Determine the response that best completes the statements or questions. 1. An ...
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Tools to Engage Influential Twitter Users
To begin your success on Twitter, identifying influential Twitter users should be your first step. This will give your company a group of people to strive to engage with and give you direction. The following 5 tools are going to make gathering your list of users much easier.
5 Online Tools
Wefollow is a great place to start your quest of interacting with influential Twitter users. Users are categorized, "tagged", by interest then ranked based on their number of followers. The different tags are endless and include: bicycling, journalism, SEO, food, and social media. If you plan to target an industry, Wefollow is the best place to start!
When you add your account and tag it to a category, you will be ranked and listed in that category. This ranking will help you attract new followers.
Twellow is a resource to gather a more specific target list. Twellow is "the Twitter yellow pages" and is a search engine for Twitter profiles. You can search for multiple qualifications at the same time; for example, "New York mobile marketing" has three different qualifications. Twellow searches through all profiles that are public.
TwitterCounter is a tool used to learn more about your own Twitter account, as well as others. TwitterCounter shows statistics on your followers, those you follow, and tweets. Information is displayed in a graph where you can view hourly, weekly, and monthly statistics. Based on your history, TwitterCounter can forecast the number of new followers you will gain. To get the statistics for any user, type in their Twitter name and immediately the results are given to you.
Topsy is a search engine for Twitter. Enter in a keyword and Topsy will give you real time results by searching through Twitter. You can narrow your search to within the past hour or broaden it to the past 30 days. This is a useful tool to track what is being said about your brand and competitors.
Now that you have targeted the most influential Twitter users in your field, you need to start the conversation and keep track of your followers and who you are following. Through Tweepi, you will be able to do four actions:
- Flush: Tweepi will set you up with a spread sheet of all of the users you follow who do not follow you. Do not unfollow users simply because they are not following you back, if they contribute great content.
- Reciprocate: Here you will find a list of users who follow you while you don't follow them. Following users who want to have a conversation with your company is crucial to your success using Twitter. Don't follow spam accounts or irrelevant users because this will clog your Twitter stream with content that isn't useful.
- Cleanup: The cleanup spreadsheet shows you who you follow along with statistics about their Twitter usage. This is the place to unfollow users who haven't tweeted in a few weeks. Inactive users are just increasing your following number and distract you from engaging with prospective or current customers.
- Follow: By entering an "interesting tweep's" Twitter handle, Tweepi will show you their followers. This is another tool to find relevant and influential users in your field.
Beware of online advertisements that boast "3,000 new followers on Twitter for just $9.99!" The only way Twitter will be useful for your company is to put in time to engage with relevant consumers. You only want followers who are in your target audience, not 3,000 fake Twitter accounts.
3 Best Ways to Get a User's Attention and Engage
Now that you have a group of influential users, you must get their attention to begin to engage with them. Repeated exposure to your brand is the way to get an influential Twitter user's attention. Here are 3 ways you can begin the conversation.
- Blog comments: Twitter is frequently used by blog authors as a way to share new blog posts. When you see a new post, read the post, and if you have a relevant thought about it, comment! If you frequently comment, the author will begin to notice your company.
- Answer questions on LinkedIn and Quora: Both sites proved the ability to ask and answer questions. To engage with people answering questions is the way to start. As always, only respond when you have a new, useful answer, not a repetitive one. Once you begin to have a presence on LinkedIn or Quora as someone who contributes helpful content, you will have the privilege to ask questions. It is good etiquette to answer many more questions than you ask.
- Retweets and promotions: If you come across a useful blog post that is shared through Twitter, retweet it! If you have enough characters, add a note. By retweeting an event or cause looking for donations, the other party will be appreciative. In turn, they are likely to thank you and notice your company. For example, if @FoodBankCENC is promoting a food drive in your area, and they are a target Twitter user, put out a tweet promoting their food drive.


text: Home Recipes Course Dinner Recipes Meatloaf Recipes Share: Meatloaf Recipes Looking for meatloaf recipes? Find meatloaf recipes including turkey meatloaf recipes, italian lasagna recipes, and more recipes for meatloaf. Recipe Spotlight Sage Meat Loaf "As a child, I loved coming home from school to the aroma of Mom's meat loaf baking in he oven. I've never tasted another meat loaf quite as good as this recipe." —Emily Dennis Hancock, Michigan Get Recipe More Meatloaf Recipes Sort: Most Relevant Highest Rated Previous Page ... 10 11 12 ... 29 Next Page Mom's Meat Loaf Mom's Meat Loaf Mom made the best meat loaf, and now I do, too. When I first met my husband, he wasn't a meat loaf guy, but this recipe won him over. —Michelle Beran, Claflin, Kansas View Recipe Melt-in-Your-Mouth Meat Loaf Melt-in-Your-Mouth Meat Loaf When my husband and I were first married, he refused to eat meat loaf because he said it was bland and dry. Then I prepared this version, and it became his favorite meal. —Suzanne Codner, Starbuck, Minnesota View Recipe Sweet-and-Sour Meat Loaf Sweet-and-Sour Meat Loaf My husband and I like basic, hearty meat-and-potatoes meals. The sweet-and-sour flavor adds a deliciously different twist to this longtime standby. I hardly ever make plain meat loaf anymore. You may not, either, once you've tasted this one. —Debbie Haneke, Stafford, Kansas View Recipe Advertise with us ADVERTISEMENT Best-Ever Meat Loaf Best-Ever Meat Loaf The combination of onion, carrots, parsley and cheese—plus the tomato-mustard topping—makes this meat loaf really colorful. The recipe lends itself easily to being doubled or halved to suit the number you're cooking for, and it freezes well, too. —Anna Baker, Blaine, Washington View Recipe BBQ Meat Loaf Minis BBQ Meat Loaf Minis Kids can have fun helping to prepare these mini meat loaves in muffin cups. For extra spice, we sometimes add 2 teaspoons chili powder and 1 cup of salsa. —Linda Call, Falun, Kansas View Recipe Meat Loaf Miniatures Meat Loaf Miniatures My family and I can't get enough of these little muffins topped with a sweet ketchup sauce. They are the perfect portion size. This recipe requires no chopping, so it's quick and easy to make a double batch and have extras for another day. They're great to give to new moms, too. —Joyce Wegmann, Burlington, Iowa View Recipe Italian Spiral Meat Loaf Italian Spiral Meat Loaf Take a classic comfort food to delicious new heights with this impressive recipe. Sausage, pizza sauce and mozzarella give this entree its Italian accent. —Megan Krumm, Schererville, Indiana View Recipe Slow-Cooked Taco Meat Loaf Slow-Cooked Taco Meat Loaf This meat loaf is a hit with my family. My three sons eat two pieces each, which is incredible, considering that they are very picky toddlers. This Southwest-style meat loaf is topped with a sweet and tangy sauce. —Lacey Kirsch, Thornton, Colorado View Recipe Sage Meat Loaf Sage Meat Loaf "As a child, I loved coming home from school to the aroma of Mom's meat loaf baking in he oven. I've never tasted another meat loaf quite as good as this recipe." —Emily Dennis Hancock, Michigan View Recipe Blue Plate Beef Patties Blue Plate Beef Patties A friend and I discovered this recipe together and both consider it a staple menu item. I fix the moist, mild-tasting patties often for family and friends. We love them with mashed potatoes, rice or noodles and the gravy, which gets great flavor from fresh mushrooms. View Recipe My Mom's Best Meat Loaf My Mom's Best Meat Loaf The Rice Krispies used in this recipe are my mom's secret ingredient. While they may seem odd or out of place, they help hold the meat loaf together. And once they are cooked, no one realizes they're even there. —Kelly Simmons, Hopkinsville, Kentucky View Recipe Previous Page ... 10 11 12 ... 29 Next Page Advertise with us ADVERTISEMENT Advertise with us ADVERTISEMENT


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Chic Teen Birthday Invitation
Custom block style on this shabby chic teen birthday invitation shares your favorite colors and party notes, with patterned swirl blocks & optional stars amongst your optional 1-7 photo images. Personalize the sweet 16 wording for any age & theme of party, as we only use the wording that you provide (all of the wording can be changed, including the "My Sweet 16" on some of the versions). Also, everything else can be changed, like the blue, gray & charcoal colors, diva style graphics, text & fonts. We can coordinate with your party supplies, your dress, photos or just favorite colors, simply tell us what you want in the notes field below.
Matching inserts, address labels, favor stickers & thank you notes with your chic teen birthday invitation design make a finished set.
Quantity discounts are shown on the next page. Send your photos (if applicable) after placing the request.
White, unlined 24 lb. envelopes are a complimentary gift with your printed order for easy mailing, if applicable. Our custom made images are professionally printed directly onto photo paper or card stock (nothing is raised, attached or mounted).


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Aquatic pest found in Lake Okareka
Friday, 11 May 2012 8:15 a.m.
An infestation of the aquatic pest plant hornwort has been found in Rotorua's Lake Ōkāreka.
The invasive weed, which has not been seen in Lake Ōkāreka before, was found by the skipper of the Duck tourist vehicle last month.
Bay of Plenty Regional Council Land Resources Manager Greg Corbett said hornwort (Ceratophyllum demersum) was one of the most invasive aquatic weeds, as it was not limited by water depth as other invasive species were. It could spread easily and rapidly displaced native vegetation in both shallow and deep water.
"Regional Council staff, assisted by NIWA scientists, have been investigating to assess the full extent of the incursion and how to manage it," he said.
"Fragments have been found in several places around the lake, including some within the lake's weed cordon in the emergent raupo, one in front of the Steep Street reserve and many small plants and fragments in a north-western bay between Boyes beach and the Department of Conservation camp."
He said no fragments had washed up on any beaches so far, indicating that the main infestation was likely to be within the north-western bay where most fragments were found.
Once the full extent of the incursion was known, a response plan would be developed, Mr Corbett said.
"It is likely that hornwort may have been present in the lake for five to seven years, so it was not stopped by the weed cordon at Acacia Bay which was established more recently."
Boaties should always inspect trailers, engine wells, anchors, propellers, fishing gear and other wet equipment such as waders to ensure they are not carrying either weed fragments or pest fish species before they leave lakes or other waterways. All equipment should be thoroughly cleaned before it is used again, Mr Corbett said.
For further media information please contact Greg Corbett on 0800 884 880, or Linda Thompson, Senior Communications Advisor, on direct dial 0800 884 881 ext 8149 or (021) 923 339.


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I was looking for a craft to use recycled plastic coffee creamer bottles and came across a great snowman one. Thank you. As a Girl Scout Leader I am always looking for new ideas and I have literally 100's of these bottle in my house.
By Karen-scoutlady from Madison Heights, MI
Make savings banks! Have the girls cover the lid and container with different colors of tissue paper with a glue that will stick, maybe spray acrylic. They can overlap the tissue to create pretty effects, but remember that light won't shine through, so remind them not to stack the tissue too thickly. Make sure they do the lid and container separately so that the bank can open and access all their savings! When the containers are dry, cut a slot in the top for the money to be placed in the bank. You might also be able to find paint that will stick; most coffee creamer containers are plastic, aren't they?
Or, make survival kits. Have the girls collect survival items appropriate to your area (a lot of times, a local police department can give you ideas for appropriate supplies, or you can do an Internet search). They can label the creamer container, "Survival Kit" and write survival tips on the outside with Sharpie markers. Just remember that Sharpie takes a few minutes to dry on plastic to prevent smudges. (07/27/2009)
By countessj
Add your voice! Click below to comment. ThriftyFun is powered by your wisdom!


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Re: Any one has first hand experience with this levelling adapter?
Expand Messages
- Hi Peter,
Looks like you didn't saw my drawing, that must be because that message didn't do to your e-mail box (or to mine, at least) maybe I'm moderated or smth.
The pole will go through the big ball into a cylindric hole
that drawing again
the inside tube, ballbarrings, so on.. aren't represented in the drawing.
However as I said, is not ment to keep by itself the pole fully extended.
thanks for the reply
--- In email@example.com, "panovrx" <panovrx@...> wrote:
> --- In email@example.com, "dorindxn" <Dorin@> wrote:
> >
> > Thanks for reply.
> > I'll not underestimate those forces, if I'll be in doubth I'll ask for help from my beautiful wife, she has master degree in physics.
> >
> > Back to panos I'll use my experience on the field in this stuff, it already look like a usefull addition to poles.
> >
> > cheers,
> > Dorin
> > http://www.livepanoramas.com
> >
> >
> >
> >
> > --- In email@example.com, "jrgen_schrader" <panorama@> wrote:
> > >
> > > If I understand this correctly you want to use the adapter at the bottom of a pole.
> > > In this case you should not underestimate the leverage forces and try to find out how high they are and what are the technical specs from Berlebach.
> > >
> >
> >
> I would be more worried about the pole fracturing.
> http://www.mediavr.com/levellingbase.jpg
> I use here a couple of Manfrotto pole clamps at the base about 16cm apart to secure the pole. In your proposed rig the levelling head looks pretty robust but maybe you need some spread out clamping like this to damp pole vibration and provide mechanical support for the pole.
> PeterM
Your message has been successfully submitted and would be delivered to recipients shortly.


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Product Spotlight
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January Prices See Largest Increase Since July
But inflation for the 12 months ending in January was zero -- the lowest since 1955
WASHINGTON -- Consumer prices rose by 0.3 percent last month, the biggest monthly increase since a 0.7-percent rise in July, The Labor Department reported.
Consumer prices rose modestly in January, propelled by higher energy costs, but most economists and the government believe the recession will keep prices in check this year, according to an Assocated Press report.
That's because even with the January price increase, which was in line with economists' expectations, inflation for the 12 months ending in January was zero. That's the lowest reading since prices actually fell by 0.4 percent for a 12-month period ending in August 1955.
Core inflation, which excludes energy and food, showed a modest increase of 0.2 percent, slightly higher than the 0.1-percent gain economists expected. Over the past 12 months, core inflation rose 1.7 percent, the lowest reading since a similar increase for the 12 months ending in August 2004.
While falling prices appeal to consumers, the Federal Reserve is on alert about the possibility of deflation, which can make a recession even worse by dragging down Americans' wages and clobbering already-stricken home and stock prices. Dropping prices already are hurting businesses' profits, forcing them to slice capital investments and lay off workers.
The last period of deflation in the U.S. occurred during the Great Depression in the 1930s.
Most economists believe that deflation is a remote threat. However, they have grown more concerned in recent months as the severity of the current recession -- already the longest in a quarter-century -- intensifies.
Energy prices rose 1.7 percent in January, the first increase following five months of big declines. The advance was led by a 6-percent jump in gasoline prices. Even with that gain, prices at the pump are still more than 40 percent below year-ago levels.
Most economists believe consumers will not be battered again this year by soaring energy costs since global demand has fallen sharply in the face of a worldwide recession.
Food costs rose a slight 0.1 percent in January and over the past year increased 5.2 percent. Prices for meat, dairy products, and fruits and vegetables all were lower in January than a month earlier.
The Fed lowered its outlook for the U.S. economy for this year, and while it didn't use the word "deflation," officials noted "some risk of a protracted period of excessively low inflation."
The Fed expects prices to rise between 0.3 and 1 percent this year, down from a projection of between 1.3 and 2 percent in the fall.
Many food and consumer products companies are trying to avoid price cuts despite shrinking consumer spending. Procter & Gamble Co. Chief Executive A.G. Lafley told Wall Street analysts the company hopes its emphasis on value will carry it through the recession.


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Nice connection for a bike ride between Santa Rosa and Sebastopol. Prefer to take Santa Rosa creek trail to Fulton before hopping on the Joe rodota trail, as the section of Joe rodota closer to Sebastopol is more scenic.
Great for an easy walk, jog, or family bike ride
Nice bike ride from Santa Rosa to Sebastopol for some Mimi's ice cream
This is a great route for cyclists in the Santa Rosa area to start loop trips in the rural western Sonoma County. It is also a great outing for people wanting to spend the day in Sebastopol. The trail is a paved Class I bike route. The further out of Santa Rosa you go, the more scenic the trail gets. Through the Laguna de Santa Rosa and on the outskirts of Sebastopol, the trail is the prettiest.
Great trail for bike riding. I like it because of how it is sectioned. You can choose to do different parts of the trail if the whole length is too long. The scenery is different depending on which part of the trail you choose. The section that is my favorite is from Sebastopol to Graton. Beautiful scenery, easy to moderate riding level.
Alex T. on Joe Rodota Trail
I love this trail, due to the fact that I am constantly going back and forth from Sebastopol to Santa Rosa. This trail is FLAT, and has some connecting issues because you have to cross some streets every now and then, follow the signs they will not lead you astray. The Sebastopol side of this trail is lush in vegetation because your heading into the heart of The Laguna, the giant swamp that separates Santa Rosa and Sebastopol, while the Santa Rosa side is more of a grassy plains terrain, but the entire path is paved so you'll have no trouble navigating this trail.


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Bamboo Mitts by Renee Leverington
Welcome! You are browsing as a guestWould you like to see projects made from this pattern and much more? create a free account What am I missing?
Bamboo Mitts
This pattern is available for $4.00 USD
buy it now or visit pattern website
buy it now or visit pattern website
The first pattern for the Warm Woolen Mittens KAL.
Individual pattern only includes fingerless mitts instructions.
For more information, see: http://www.bopeepswoolshop.com/zencart/index.php?mai...


text: Hi, I am new to LVM and was wondering if it is possible to safely snapshot the snapshot of a logical volume. The scenario I am considering is this: There is a logical volume A. A snapshot of a logical volume results in another logical volume A*. Now, is it possible to modify A* and then snapshot it to create a new logical volume A**. Has anyone tried this before? Any answers/comments will be appreciated. Thanks Abhishek


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ElderHelp can always use donated items! Please review our biggest needs below:
Member Needs:
- Grocery gift cards – all denominations
- Ensure
- Boost
- Replacement home appliances
- Fans
- Pharmacy gift cards – all denominations
- Grab bars
- Shower Chairs
- Pharmaceutical medication sponsorship
- Taxi vouchers
- Phones for seniors who are hearing or sight impaired
- E-Z Reachers
To donate other items (such as walkers, mobility scooters, etc.) please contact the Development Department at 619-284-9281 as client needs continuously change.
Office Needs:
- Gas station gift cards – all denominations
- Wireless Credit Card Processors
- New Laser Printers with cartridges
- Wireless Ergonomic Keyboard and Mouse
- Fully adjustable ergonomic desk chairs
- Hanging Projector


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Oregon Massage Therapists Association is looking for information, feedback and volunteers.
Our burning question is : why do or don't LMTs choose to join a professional organization?
As this organization moves forward into planing for the upcoming year, we want to know what LMTs in OR want more of and how we as a group can come together to bring more value to our community.
We encourage & welcome anyone who is able to step forward to help the organization to do so. There are many ways you can contribute, please review the About tab, Executives for more information and contact us.
Thank you in advance for all feedback and support.
Please be on the look out for more information and date announcements.
November 2015 Workshop in planning with a local Acupuncturist and Chinese Herbalist, new to the Eugene area.
Another CE opportunity in consideration in collaboration with another Massage Organization, for January 2016.
We have several other ideas for workshops for the coming year, in the works. If you have ideas/suggestions, please contact us!
Oakway Fitness Center has authorized a Corporate Special for OMTA Members!
Oakway Fitness Center 170 Oakway Rd, Eugene OR 97401 541-343-3314
They have a calendar full of wonderful classes such as; Cycle, Qi Gong, Cardio, Pilates, Yoga, a variety of dances and more.
Just go in, tell them you are an Oregon Massage Therapists Association Member to get your discount on 1-3 year Membership: $23/mo. They also offer a Month - Month Membership.
Let's take advantage of the opportunity to support a local business, keep fit and get a nice discount.
OMTA is a 501(c)(6) Non-Profit Corporation. According to the IRS, contributions are not deductible as charitable contributions on the donor's federal income tax return. They may be deductible as trade or business expenses if ordinary and necessary in the conduct of the taxpayer's business. Contact your tax consultant if this affects you. © 2013 Oregon Massage Therapists Association. This web site is maintained by OMTA's Past Presidents Council.


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Product Spotlight
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Fresh Brands Reports Higher Sales, Decreased Earnings in 3Q
SHEBOYGAN, Wis. - Fresh Brands Inc. today reported sales of $152.6 million for its third quarter ended Oct. 4, 2003, which represents a 7.6 percent increase over last year's third-quarter sales of $141.9 million.
SHEBOYGAN, Wis. - Fresh Brands Inc. today reported sales of $152.6 million for its third quarter ended Oct. 4, 2003, which represents a 7.6 percent increase over last year's third-quarter sales of $141.9 million.
The company cited the opening of a new replacement corporate store in Sheboygan, Wis., the opening of a new Piggly Wiggly corporate store in a former Rainbow Foods Store in Racine, Wis., the consolidation of the Menasha, Wis., corporate Piggly Wiggly store into a former Cub Foods store, and the opening of a franchise replacement store in Juneau, Wis., as reasons for its sales boost.
The third-quarter sales also included $2.0 million in sales as a temporary wholesale supplier to a group of local supermarkets, which has since been terminated.
Net earnings were $1.02 million, a decrease of 29.4 percent from earnings of $1.44 million for the same period in 2002. Diluted earnings per share for the third quarter of 2003 were $0.20, a decrease of 28.6 percent compared to diluted earnings per share of $0.28 for the third quarter of 2002.
The company said retail sales for the third quarter of 2003 increased 10.5 percent to $77.0 million, compared to retail sales of $69.7 million for the same period in 2002. Net wholesale sales for the third quarter of 2003 increased 4.8 percent to $75.6 million from $72.2 million in the third quarter of 2002.
Comparable store sales for the Piggly Wiggly franchise and corporate retail chain and Dick's Supermarkets increased 4.3 percent in the third quarter.
"Our decreased earnings for the third quarter reflect a combination of factors. These include increased promotional spending for the opening of the new stores and to drive sales in a very competitive environment, an incremental charge of $335,000 for potentially uncollectible franchise receivables, and $350,000 of professional fees related to the pursuit of several acquisitions that ultimately did not occur," said Elwood F. Winn, president and c.e.o. of Fresh Brands.
"Although our selling, general, and administrative expenses were higher for the quarter, they were down as a percentage of sales. SG&A expenses were 16.2 percent of sales in the third quarter of 2003, compared to 16.7 percent for the same quarter last year, in spite of the additional promotional expenses and professional fees," said Winn.
As part of the company's ongoing efforts to reduce operating expenses, Winn said the company has implemented a program to reduce staffing costs by approximately $1.3 million on an annualized basis, which includes the recently announced elimination of positions in the company's office, warehouse, and distribution facilities in Sheboygan and additional staffing reductions through attrition and retirements.
Pointing to the difficult economic climate, intense competition, and the length of time since its last successful acquisition in June of 2001, Winn said Fresh Brands would not meet its goal of increasing sales by 15 percent in 2003. As a result, the company will intensify its efforts to improve the results of our current operations, Winn said, noting that the company will continue to evaluate its various competitively challenged corporate and franchised supermarket locations.


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Susan Clayton is Whitmore-Williams Professor of Psychology at the College of Wooster in Wooster, Ohio. Dr. Clayton is author or editor of a number of books, including Conservation Psychology: Understanding and Promoting Human Care for Nature (with Gene Myers; 2nd edition 2015). Her Ph.D., from Yale University, is in social psychology. Her research focuses on the human relationship with the natural world, how it is socially constructed, and how it can be utilized to promote environmental concern; she is also involved in identifying ways in which individuals and communities are affected by climate change and how they can become more resilient.
Dr. Clayton will expand our horizons in her keynote address, Psychology and Sustainability: Healthy People, Healthy Planet, where she will speak on the role of psychology in sustainability. Based on a wide range of research, Dr. Clayton will discuss the impacts of environmental threats on psychological well-being and how these impacts differentially affect diverse populations. She will also describe some factors that influence people's responses to environmental issues. After reviewing the importance of feeling a personal connection to the environment, she will describe ways to promote such a connection. Dr. Clayton's workshop, Psychology and Sustainability: Making the Connection, is designed to help highlight how sustainability might affect psychologists' professional work as well as their personal behavior. View a video interview of Dr. Clayton.
Please join GPA in welcoming Dr. Clayton to Georgia!
Doug Walter, J.D. is the Associate Executive Director for Government Relations for the American Psychological Association Practice Organization. He has served as Legislative and Regulatory Counsel since 1995 and has represented psychologists before Congress and regulatory agencies since 1991. Mr. Walter participated in development of President Clinton's Health Security Act in 1993. He helped draft the Bipartisan Consensus Managed Care Improvement Act, sponsored by Congressmen John D. Dingell and Charlie Norwood, which passed the House of Representatives in 1999. Mr. Walter was a principle negotiator in discussions between mental health and insurance advocates that led to passage of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Treatment Act of 2008. He helped formulate the privacy protections in the Health Insurance Portability and Accountability Act Privacy Rule and in the Health Information Technology for Economic and Clinical Health Act of 2009, and he is a leading health privacy advocate in Washington, DC. In 2008 Walter was chosen by the Senate Health, Education, Labor & Pensions Committee to represent the mental health and substance use communities in public "stakeholders" meetings to develop, and he drafted portions of the legislation that was enacted into law as the Affordable Care Act of 2010.
Mr. Walter received a B.A. in Economics and in Music from the College of William and Mary and a J.D. from the Pennsylvania State University (The Dickinson School of Law).
8/26/2017GPA Board of Directors Meeting- Retreat
9/8/2017Ethics Committee Meeting
9/8/2017Continuing Education Committee Meeting
4/17/2017Member, Angela Londoño-McConnell, PhD, contibutes to Reader's Digest Article
4/13/2017A Book Review by Mary Gresham, Ph. D.
3/7/2017Susan C. Litton, Ph.D. Contributed to a New Book on Telemental Health
Georgia Psychological Association
13 Corporate Blvd. NE, Suite 220
Atlanta, Georgia 30329
Phone: (404) 634-6272 / Fax: (404) 634-8230


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This is a guest blog from the PeopleBrowsr team about Kred. Kred is the first social scoring system to provide people with a comprehensive, contextual score for their Influence and Outreach within interest-based communities. Company Website: http:/
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AS THE future superstar playmakers of their respective clubs, there is not much that separates Corey Norman and Aidan Sezer.
The Brisbane and Gold Coast five-eighths, who square off in tonight's important NRL derby at Skilled Park, were born in 1991, are left-footers and are destined for NRL stardom.
Add the fact they both enjoy a 66 per cent winning ratio with their halfback partners this season and it's easy to see why the Broncos and Titans equally value the young men wearing the No.6 jerseys.
Norman has overcome the hype and pressure of replacing retired great Darren Lockyer, while Sezer resurrected a club on its knees after five straight defeats.
"It's typical of young guys who come through these days - confidence is never much of an issue," Titans coach John Cartwright said.
"The best thing for Aidan as far as we are concerned is he has a mile of improvement in him as well."
The first and last time they met, in round 8, it was Norman who grabbed the headlines with a hand in three tries as the Broncos raced to a 26-6 victory.
But that was only Sezer's second NRL game and the former Canterbury under-20s star has grown in stature and confidence since that night.
Sezer's combination with halfback Scott Prince has yielded six wins from nine games and the Broncos are well aware of the strikepower the Gold Coast can muster.
"They're just playing with a lot more confidence at the moment," Broncos coach Anthony Griffin noted.
"The way they blew the Raiders away last week was just some great attack.
"They've got a great kicking game with Sezer and Prince just in general. They've got good structures to the way they kick and they have a left foot-right foot combination. Prince and Sezer are playing with a lot of confidence and they've got (Jamal) Idris and (William) Zillman with real strike there."
The Titans were dealt a blow yesterday when lock Ashley Harrison failed in his comeback bid from a broken toe.
But Griffin said he would not be surprised if star forward Greg Bird (pectoral) made a shock return for the Titans.
Griffin is hopeful Norman and halfback Peter Wallace will get more opportunities to shine tonight after the Broncos' gritty 10-8 win over the Warriors last week featured only one Brisbane try in the seventh minute.
"If we defend well and we look after the ball we will find enough points to win the game," Griffin said.
"Our key issue is our attitude is building every week."
Originally published as Rival playmakers vie for derby honours


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- Fees / Price TBA
- Duration 4 Days
- Locations Masaken Sheraton
IBM Cognos Planning Analyst: Build Models (V10.1) is a , instructor led course that teaches modelers how to design and build models for business planning. Participants will learn the data modeling process and participate in hands-on demos and workshops that illustrate good model design and best practice techniques while learning how to use the product.
- Please refer to course overview
Global Knowledge is the worldwide leader in IT and business skills training. They deliver via training centers, private facilities, and the Internet, enabling their customers to choose when, where, and how they want to receive training programs and learning services.See all Global Knowledge Egypt courses


text: Bing is a search engine that provides categorized results for different fields of life including social, economic, geographic and political environments. It brings instant answers for sports, conversion of units, mathematics calculations, dictionary, advanced computation, health information, product shopping, translation and flight tracking About the company Bing was founded in 1998 as MSN, consisting of a search engine, web crawler and index. Over the years, it has advanced to support multimedia searches and other modern applications. It offers search results to other engine portals through the Bing bar. It supports three column displays, with a normal search column, snapshot and sidebar columns. The first column, normally displays traditional results for searches while the snapshot allows performing actions such as getting directions and making purchases. The sidebar offers data from social media platforms including twitter and Facebook. Bing users always experience daily-changing background images featuring places, people, sports and animals. Information is provided regarding such images is normally displayed on the side. Bing also has a video home page for browsers that are HTML5 enabled on occasional images just as in daily background images. The images show the daily picture and for search results referring to that image. Bing also provides sub links on search results. The right side of the platform shows bigger view of page results and gives URLs to the links inside that page. For most corporate and online business sites, Bing displays customer service numbers and searches within the website.


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March 5-9, 2018
Los Angeles, CA
Abstract submission & registration will open this fall.
Join APS
APS members receive regular email updates about the meeting and significant discounts on registration.
Join Now
Travel Grants
Many APS units and programs offer travel assistance and awards to attend the March Meeting. Check with your unit to learn what opportunities are available.
Travel Grant Information
Important Dates
Abstract Submission Deadline
Early Registration Deadline
Late Registration Deadline
Housing Deadline
Venue: Los Angeles Convention Center
APS Units: 26 Participating
Follow Us & Join the Conversation
On Twitter: @APSMeetings
Official: #apsmarch
Scientific Program
Presentations from the Meeting
Many invited speakers made their slides publicly available.
Video Highlights & Special Sessions
Kavli Foundation Special Symposium on Quantum Information
APS TV: Broadcasting from the March Meeting
Meeting Registration
Venue: Ernest N. Morial Convention Center, New Orleans
Abstracts: 8,161
Attendees: 10,009