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10 Best Healthy Snacks Under 200 Calories
Starting a diet can be a difficult and sometimes daunting task. One of the most common reasons so-called "diets" fail is due to the fact that many people often put themselves on a pendulum of inconsistency. They tend to go from eating unhealthy junk food one day to an extremely restrictive diet that consists of the standard meals of chicken, broccoli and brown rice, or tilapia, asparagus and sweet potato (or any other similar variation).
People often hold the misconception that any piece of candy, a cookie or a few potato chips will completely throw off their diet. The truth of the matter is that diet variation will prevent your meals from being mundane, repetitive, or just plain boring.
In this day and age there are many food items today that can be inserted into a meal plan to help provide a bit of excitement as well as prevent stagnation. The following is a list of some items that are both filling and diet-friendly. They will help mix up your meal regimen and save your taste buds from dying of boredom.
Skinny Cow Ice Cream Sandwiches
- 150 Calories, Fat 2g, Carbs 31g, Protein 4g
I have a strong sweet tooth. If I'm not ingesting something sweet on a daily basis I tend to be an unhappy camper.
After trying Skinny Cow Ice Cream Sandwiches I can safely say they taste just as good as any type of ice cream sandwich and come in many flavors including Chocolate, Vanilla, Cookies and Cream, Mint, and Snickerdoodle. If you are craving a post-dinner dessert give these a try and you won't be disappointed.
Pringles Fat-Free
- 70 Calories, Fat 0g, Carbs 15g, Protein 2g
Chips are usually notoriously high in fat and carbs, hence the reason most people do not include them in their diets. I thought Fat-Free Pringles would be flavorless pieces of cardboard, but to my surprise they taste just as good as the original Pringles and quickly satisfy any type of chip craving you may have.
A decent size stack of 15 chips equates to only 70 calories and they come in Original and Sour Cream and Onion varieties. Throw in a serving or two of these with lunch and leave feeling guilt free!
Dannon Light and Fit Greek Yogurt
- Calories 80, Fat 0g, Carbs 9g, Protein 12g
Greek yogurt of any kind is a great addition to a diet. It is high in protein and contains no fat.
The Dannon Light and Fit variety comes in several flavors including Vanilla, Strawberry, Blueberry, Caramel Macchiato, and Banana Cream Pie. These are great high protein choices to add as a snack in between meals. Greek yogurt also helps satisfy mid-afternoon sweet cravings.
Instead of reaching for that bag of M&M's pick up one of these instead.
Frigo Cheeseheads Light Variety
- Calories 50, Fat 2.5g, Carbs <1g, Protein 7g
String cheese was something most of us knew about and loved. It was part of our elementary school lunches growing up as kids. Pulling off cheese string by string is an enjoyable experience in its own right, especially to an 8 year old from the 90's.
Now these same Cheeseheads you knew and loved as a kid are available in a light variety. At only 50 calories, go ahead and throw one or two in your Power Rangers lunchbox and pretend you're a kid again!
Fiber One Brownies
- Calories 90, Fat 3g, Carbs 18g, Protein 1g
Do you ever crave a sweet chocolate brownie while on a diet? What kind of a question is that? Of course you do!
Fiber One makes a variety of different low calorie treats. These brownies come in several varieties including chocolate, chocolate chip, and lemon.
These small treats come in at less than 100 calories and will prevent you from ordering that large slice of cake with lunch.
Blue Diamond Almond Packs
- Calories 100, Fat 9g, Carbs 4g, Protein 4g
Almonds are a great source of healthy fats and are also a good way to fill you up quickly when you are in a hurry.
These 100 calorie packs also help you to practice portion control, and come in flavors including Whole Natural and Sea Salt.
If you're on the go and looking for something quick to grab, pick up some of these.
Quest Nutrition Bars
Calories 150-200, Fat 5-10g, Carbs 15-20g, Protein 20g
Quest bars have become extremely popular in the last few years, and for good reason. These are quite possibly the best tasting protein bars on the market, and they help satisfy sweet cravings and give you that extra bit of protein to help supplement your diet.
My favorite flavors include Double Chocolate Chunk, Cookie Dough, Cookies n' Cream, and Chocolate Peanut Butter. If you're hungry, don't listen to the commercial and grab a Snickers. Grab one of these instead and you'll be happy you did.
Jack Link's Premium 100 Calorie Packs
- Calories 100, Fat 1g, Carbs 4g, Protein 18g
When it comes to dieting, beef jerky is a snack option not many individuals think of. However, beef jerky is low in calories and high in protein.
These 100 Calorie options pack a mean 18g of Protein per serving and come in flavors including Original and Teriyaki. If you're looking for a snack that will supplement your diet and provide some extra protein, look no further than these beef jerky packs.
Pop Secret 100 Calorie Popcorn
- Calories 100, Fat 3g, Carb 16g, Protein 2g
This low calorie variety of popcorn comes in a rich, buttery flavor without all the added guilt of the mysteriously tasty yet fat butter covered movie theater variety.
Next time you decide to catch the latest flick at your local theater sneak in a bag of this in your jacket pocket. Don't worry we won't tell anyone!
Snack Pack Pudding
- Calories 100, Fat 3g, Carbs 18g, Protein 1g
Snack Packs were another kid's lunch staple back in the day, and for good reason. These treats ring in at approximately 100 calories and satisfy those post-lunch sweet cravings.
Several varieties are available, and each one is sure to satisfy. At approximately 25 cents per pudding pack these are also an extremely cost-effective snack option.
Now Go! Eat!
Variety is the spice of life, or so they say. Nothing could be more true when it comes to your diet. By having a variety of options available at your disposal you can make smart and informed decisions without feeling the unnecessary disappointment and stagnation when you open your Tupperware-filled container.
By adding in these smart choices your taste buds can be easily pleased allowing you to maintain a strong steady course on your diet instead of veering off to a road of disappointment! Mix it up and enjoy what you eat!


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Feeling beaten down today
Well, just when things were looking up for us financially as usual something comes along and pushes us right back into financial hardship.
My husband has been sick all week so has had doctors bills and no money coming in, then I needed to get new tires for the car and we've been hit up with a massive water bill due to a burst pipe that happened while we were away visiting my brother.
I kind of feel like maybe I was a bad person in a previous life and now I'm getting punished for it. Or maybe someone has cursed me because seriously the amount of bad luck my husband and I have.. it's crazy.
Anyway I just needed to vent. It feels so hopeless and I'm scared we're going to lose the house we just bought. Don't know what to do. If only we could win the lotto...

subset: commoncrawl


text:
A reminder I needed. Having low blood pressure, I usually get up still in a stupor. It takes time and a strong cup of coffee to wake up. And all too often, the tyranny of the urgent get hold of me. It's not until I do something dumb, that I remember I forgot my armor. I think I'll set an alarm for about a hour after I get up. LOLReplyDelete
Ane, I love that! "The tyranny of the urgent..." What a great phrase to describe a universal challenge. I'll try not to steal it, but I can't promise anything.Delete
Be my guest, Sandie. I stole it years ago from somebody, though I don't remember who. ;o)ReplyDelete
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dimanche 12 mai 2013
The Three Stooges on nowvideo
Directors: Bobby Farrelly, Peter Farrelly
Writers: Mike Cerrone, Bobby Farrelly
Stars: Sean P. Hayes, Will Sasso, Chris Diamantopoulos
Country: USA
Language: English
Release Date: 13 April 2012 (USA)
Filming Locations: Atlanta, Georgia, USA
Left on the doorstep of an orphanage run by nuns, newborns Moe, Larry and Curly grow up finger-poking, nyuk-nyuk-nyuking and woo-woo-wooing their way to uncharted levels of knuckleheaded misadventure. Now their childhood home may have to close due to financial difficulties. But Larry, Curly and Moe, employed as the foster home's inept maintenance men, are determined to come to the rescue. Only The Three Stooges could become embroiled in an oddball murder plot - while stumbling into starring roles in a phenomenally successful TV reality show.
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Why do e-books take longer to read?
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Amazon lately announced that Kindle sales have tripled and twice as several e-books are promoting as their hardcover counterparts. iPad appears set to come to be a sturdy contender within the electronic book market place and so does Barnes & Noble with the Nook. E-books have substantially improved since the days of reading from a computer monitor. Nevertheless, people still prefer to curl up to a real book. Not a reader. The general consensus among consumers is that reading electronic books is difficult, which has kept sales down over the last several years. Some people refuse to study ebooks because the strain to study print against a backlit screen is a daunting task, not a pleasurable past time. Nielsen Norman Group, a usability consulting firm, conducted a study suggesting that e-books take more time to study than print. Nielsen timed twenty-four participants while they read various short stories by Ernest Hemingway. They study from print, the Kindle, an iPad, and a PC. A Nielsen spokesperson stated that during the test, "participants simply sat quietly and read, the way most people do at home. We provided comfortable easy chairs to emulate the typical reading experience with a yuandao n90 ." When reading from the PC, however, participants sat at a computer, similar to an office setting. The test results showed that even though the users ranked their overall satisfaction higher with e-readers than hardbound books, they read the books faster. Supporting data concluded that, "The iPad measured at 6.2% lower reading speed than the printed book, whereas the Kindle measured at 10.7% slower than print." Participants liked using the e-readers even though they did admit they felt more relaxed reading printed books. They also claimed the iPad felt heavy and they disliked Kindle's grey-on-gray screen. Being able to read comfortable was a key factor inside the participants' ability to concentrate. Another issue of reading impediment, not brought up within the study, could be that the general design of e-readers display only one page at a time. When reading a book with a two page view, readers have grown accustomed to letting their eyes scan ahead, thereby speeding up the reading process. The essential problem may be that people are simply used to reading real books and haven't yet adapted to digital alternatives. Whatever the reason behind e-book's reading barrier, publishers and tech corporations will hopefully use this information to improve e-readers and create an enjoyable reading experience that better simulates what we are already used to.
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Competition and the Cost of Capital Revisited: Special Authorities and Underwriters in the Market for Tax-emempt Hospital Bonds
We explore the effects of two kinds of competition on the cost of capital in the tax-exempt bond market: (1) competition amongst underwriters and (2) competition amongst issuers (most of which are quasi-public special authorities sanctioned by state governments). The first kind of competition--essentially, competitive versus negotiated bidding processes--has received considerable attention in the literature. The second kind of competition, the number of potential issuers available to a beneficiary of a bond issue, has received far less attention and is related to the level of decentralization of the market for issuing bonds. Studies of the effects of competition have often used small samples of bond issues--often in one or a few states and for one or a few years--to reach their conclusions. Using a national database covering fourteen years, we find that both kinds of competition lower interest rates, at least in the hospital sector.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
|Date of creation:
|Sep 1999
|Publication status:
|published as A. Gershberg, M. Grossman & F. Goldman "Competition and the Cost of Capital Revisited: Special Authorities and Underwriters in the Market for Tax-exempt Hospital Bonds," National Tax Journal, Vol. 54, No. 2, June 2001: 255-280.
|Contact details of provider:
| Postal: National Bureau of Economic Research, 1050 Massachusetts Avenue Cambridge, MA 02138, U.S.A.
Phone: 617-868-3900
Web page: http://www.nber.org
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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Jean Tirole, 1988. "The Theory of Industrial Organization," MIT Press Books, The MIT Press, edition 1, volume 1, number 0262200716, July.
- Gary S. Becker & Kevin M. Murphy, 1993. "A Simple Theory of Advertising as a Good or Bad," The Quarterly Journal of Economics, Oxford University Press, vol. 108(4), pages 941-964.
- Kessel, Reuben, 1971. "A Study of the Effects of Competition in the Tax-exempt Bond Market," Journal of Political Economy, University of Chicago Press, vol. 79(4), pages 706-738, July-Aug..
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ED Magedson – Founder
Ripoff Report
A & L Call Resource Center, LLCPO box 80421 Internet United States of America
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They need to talk about Islamic based exchanges, read authoritative archives, and share and present their thoughts on Islamic fund.
The most critical quality is that he is a man of good notoriety who has high moral guidelines. Different characteristics of a Scholar (otherwise called Shariah counsel) incorporate genuineness, duty and capacity to give his feelings on Shariah matters viably. The Shariah Advisor must be believed to practice whatever he is lecturing.
Video Link : http://iviralvids.com/mom-overdosed-lawrence/
They can clean their abilities by learning and perusing. Their inspiration for the new thoughts demonstrate their adaptable identity and their appropriateness addresses their social and monetary issues. In this way, they are powerful identities and constantly arranged for the new difficulties coming in this industry.
One of the fundamental endeavors of Shariah Scholar is to give guidance on govern of law matters, subject Fatwas and indicate the Halal and Haram components in keeping money and monetary dealings. This is an underlying phase of counseling work. Nowadays the parts are more wide and augment than past endeavors of customary researchers


text:
The Easy Handling Best Electric RazorLifestyle
This recent year as the information becomes borderless, it will be very easy to find the development of technology, includes the shaving method that will ease people life. In the past, before the best electric razor is invented, people use the manual version. But, they change the way they cut the beard, using electric razor will give better and tidier result. Moreover, it takes shorter time so that people can do this matter effectively at their home without any help from the barbers. Totally, it is very useful to do regularly without feeling frightened of getting inflammations and irritations.
How To Use The Best Electric Razor Simply?
Basically, people will meet no difficulties when they find review and information related to the best electric razor on the internet. Many forum and social media describe the details in how using this stuff at home. But, the prior thing related to this matter is letting the dominant hand grab this stuff. It means, if people are right handed, then it is suggested to use right hand to hold the stuff. It is because of the taught grab produced. Then, the hair will cut longer because it only leaves small space between stuff and hair. Meanwhile, automatically it will also reduce the probability in causing an accident. The blood is very common to find when the stuff is in incorrect handling.
On the other hand, making the hair stands up directly is another important point to be considered when people start using the best electric razor. Applying hot or warm water is suggested to let the stands. Nevertheless, to remove the dirt and natural oils off from the face, people then can apply alcohol-based pre-shave. But, for people who are allergic to this matter, they can change to use powder as well to remove the dirt out.


text:
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JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
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text:
Terraces of Lake Worth Rehabilitation and Health C
Talk to a Family Advisor:
Top nearby Nursing Homes
Reviews of Terraces of Lake Worth Rehabilitation and Health C
viva2000 December 04, 2015
I am an employee
Terraces of Lake worth is a very good place for elderly. The staff is very good.
Marlene23 July 20, 2014
I am/was a resident of this facility
The Terraces of Lake Worth were great. I loved the people there. If I had any questions or anything, I could always go to them and they will help me. They were very good. When my husband first went in there, he was in a private room, but they only have two private rooms and after nine months they needed the room, so they moved him in with someone else. The staff was wonderful. They were always friendly to everybody and happy and smiling. They have a director who came up with all these things for residents to do. They played a little basketball, and he was quite a star when he was in high school, so he enjoyed that. And they had arts and crafts; they had lots of things. Everything was fine when he was there, but it was an old building.
Marvin7 March 29, 2014
I am a friend or relative of a resident
We were very happy with Lake Terraces. My mother-in-law was there for a week. The facility doesn't look like much on the outside, but the people are very caring. The people there are outstanding. The food was very good, and if you didn't like something, they were quick to change things for you and make sure you were happy. They have activities there, and we were there when a lady turned 94, and they were dancing and singing so that it was like a big, big family. The room is nothing great, and she shared the room.
Michael34 October 28, 2013
I am a friend or relative of a resident
My mother is in a nursing facility right now called Terraces of Lake Worth. She likes this place. For the most part, the staff is great. They treat her really good. I like them best especially Rosemarie. She's really nice and really great. She helped me a lot. This facility is an older building and a little confined. It was not as big as I would like it to be. However, it is closer to me about 5 minutes from my house, so I get to go there regularly. I would recommend this place.
Bonnie-2 June 15, 2008
My loved one stayed here
Many of these individuals are helpless, vulnerable and completely dependent upon nursing home staff to meet most or all of their needs. After all, nursing homes are supposed to be in the business of providing skilled nursing care to elderly and disabled residents. Unfortunately, the quality of care in the nursing home Watch OUT their staff and doctors are no good. My father came from the hospital they never followed the orders and he not here today.
Write a Review
About Terraces of Lake Worth Rehabilitation and Health C
Terraces of Lake Worth Rehabilitation and Health C is a nursing home in Lake Worth, FL that provides patients with skilled nursing care as well as private or shared accommodations. Contact Terraces of Lake Worth Rehabilitation and Health C for more details on housing, services, and rates.
Features of Terraces of Lake Worth Rehabilitation and Health C
Medicare (ratings last updated: 06/16/17)
- Health:
- Overall:
- Quality:
- Staff:
- Medicare Provider Number: 105125
- Ownership Type: For Profit Corporation
- Date Certified: 05/01/2017
- Resident Capacity: 99
Location of Terraces of Lake Worth Rehabilitation and Health C
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May 6, 2015 | Videos
Devotion and dedication! Lot of love went into making this proposal! Dean proposes to Jennifer at the beautiful Playa Linda Resort in Aruba on her birthday, January 8, 2015.
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Party Rock Anthem - choreography tutorial I Street Dance Academy episode 4 MP3
This video was created for everybody that joined our flashmob. Now that it is over I have decided to leave it online since a lot of people seem to enjoy it.
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For anyone who has Facebook and would love to give me a "Like". http://www.facebook.com/OfficialEricS Hey guys, it's Eric and I actually made this video awhile ...
Party Rock Anthem Shuffle Dance Tutorial - Part 1 MP3
http://www.fitforafeast.com Two girls from our dance studio, Julie and Melanie, teach us the breakdown to the Party Rock Anthem Shuffle Dance. This is a really ...
HOW TO SHUFFLE | Shuffling Dance TUTORIAL w/ @D8ChrisK (LMFAO's Party Rock Anthem Style) MP3
Learn the basics of the Melbourne Shuffle! In this hip hop dance tutorial, Chris will teach you the move made famous by LMFAO & the party rock crew, shuffling!
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Tutorial de como bailar PARTY ROCK ANTHEM DANCE ROBOT !! MP3
SUSCRIBETE :) : http://goo.gl/8tTXE1 Tutorial de como bailar PARTY ROCK ANTHEM DANCE ROBOT !! para empezar el baile se llama shuffle .. si quieren ...
Flashmob "Party Rock Anthem" "LMFAO" Stücki Basel MP3
11.2.2012 Flashmob at Shoppingcenter Stücki in Basel Switzerland Music: Party Rock Anthem by LMFAO.
Shuffling Tutorial - How to do Robot Dance from Party Rock Anthem (Spongebob) MP3
As requested!!! hope it helps you guys - cheers.
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Party Rock Anthem: Teach Me How To Shuffle MP3
Music video by LMFAO performing Party Rock Anthem: Teach Me How To Shuffle. (C) 2011 Interscope Records.
Party Rock Anthem - Shuffle Dance Tutorial -Part 2 MP3
http://www.fitforafeast.com/dance.htm We continue the breakdown of the Party Rock Anthem shuffle dance with Julie and Melanie teaching us the rest of the ...
LMFAO 'Party Rock Anthem' Dance Tutorial MP3
click here for the final dance: http://www.youtube.com/watch?v=vQE7J5BYFWM twitter: http://twitter.com/andreakswilson tumblr: ...
How To - Shuffle Routine in Party Rock Anthem Music Video (Part 1) MP3
Part 1 of a step by step guide to learning the shuffle routine in the music video for "Party Rock Anthem". It's an awesome little routine that will work heaps well ...
Dance Tutorial LMFAO Party Rock Anthem Parte1 MP3
the RAMOS project | The LMFAO Party Rock Anthem 'Shuffle' Tutorial MP3
LMFAO's "Party Rock Anthem" has been out for about a year now, but some people still can't quite figure out the song's accompanying dance, "The Shuffle.
Me Dancing At My Talent Show To LMFAO-Party Rock Anthem MP3
this is me dancing at the talent show and i was the closing act. i love to dance and i hope you guys like it...ps i dont take dance classes.
Party Rock Anthem by: LMFAO ~GRDanceFitness~ MP3
Advanced dance fitness routine. A challenge for your class or at home workout!!
Quest Crew - LMFAO - Party Rock Anthem - ABDC6 Finale HD MP3
Comment, Rate & Subscribe! Quest Crew doing their amazing tricks with the pillows! haha I thought D-Trix was going to dance with them :( but they still did good ...


text:
Drake Bros.' Map
140 E. Walton Pl. (Michigan Ave.)
312-932-4615 | Make Restaurant Reservations | Menu
Find Drake Bros.' with this handy map to the restaurant. If you don't see a pop-up, click on the map's green arrow to get driving directions to and from Drake Bros.'.
Find out which restaurants and chefs top the list of GAYOT's 2016 Annual Restaurant Awards.


text:
Spyglass Resources Corp. says that effective July 31, 2014, Bob Guy, Vice President of Production and Operations will be leaving the organization. The Company has promoted Brad Likuski to Vice President, Production.
Mr. Likuski is a professional engineer with 24 years of experience operating oil and natural gas properties across the Western Canadian Sedimentary Basin. Brad has been involved in Spyglass since inception and previous to that was an integral part of the management team at AvenEx Energy Corp.
"We would like to thank Bob Guy for his valuable contribution to Spyglass since its formation and wish him every success in the future." says Dan O'Byrne, President and Chief Executive Officer "We welcome Brad Likuski to his new role within Spyglass which will build on his considerable experience with the assets."
Spyglass Resources Corp.
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not turn a hair
Definition of not turn a hair
: to remain calm even though something frightening or shocking has happened Most people would have been very nervous in that situation, but she never turned a hair.
Word by Word Definitions
: to cause to move around an axis or a center : make rotate or revolve
: to cause to move around so as to effect a desired end (as of locking, opening, or shutting)
: to affect or alter the functioning of (something, such as a mechanical device) or the level of (something, such as sound) by such movement
: the action or an act of turning about a center or axis : revolution, rotation
: any of various rotating or pivoting movements in dancing or gymnastics
: the action or an act of giving or taking a different direction : change of course or posture : such as
: a slender threadlike outgrowth of the epidermis of an animal
: one of the usually pigmented filaments that form the characteristic coat of a mammal
: the hairy covering of an animal or a body part
Seen and Heard
What made you want to look up not turn a hair? Please tell us where you read or heard it (including the quote, if possible).


text:
What happens when a servlet (or JSP) forwards the user to a protected resource for which the user does not have authorization? According to the servlet specification, the user will see the protected resource. Surprise!
I checked the servlet specifications on this subject. Servlet 2.2 has no explicit mention of what happens during forwards or includes from a security perspective. Starting with Servlet 2.3, however, section SRV.12.2 explicitly states that declarative security does not apply to forwards and includes.
I'd prefer it to default the other way such that the container checks security for forwards and includes. Too bad for me, I guess. Fortunately, WebLogic meets the specification's requirement by default but provides a way to check security if you want to enable it. To use it, add the following stanza to weblogic.xml:
<container-descriptor> <check-auth-on-forward/> </container-descriptor>
Now, authorization will be checked for the target forward or include.


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Problems with changing the text size in the formAsked by beatsahead on February 12, 2016 at 05:51 AM
I would like all of the text within the forms to be 25px but I am having trouble changing it within the spinner.
I am also unable to change the width of the 'your event' input field.
JotForm Support
You can inject the following custom CSS codes for the Lenght of Party Hours spinner:
input#input_124 {
font-size: 24px !important;
You can inject the following custom CSS codes if you wish to change all of the spinner fields in the form:
[data-type="input-spinner"] {
font-size: 24px !important;
Here's how to inject the codes: http://www.jotform.com/help/117-How-to-Inject-Custom-CSS-Codes. Please add it to the bottom if there are existing codes in the CSS area.
JotForm Support
Hello there,
I opened separate thread for your second question regarding the drop-down menu width re-sizing.
Since it is unrelated issue we have to open separate tickets so we can address the problems accordingly, you can view that thread here:
Thank you.


text:
Over $35 billion in superannuation switched but nearly one third of switchers didn't get any advice
In the three years to November 2015, the average amount of superannuation switched per year was over $35 billion — the result of 3.2% of superannuation products being switched annually. Of some concern however, given the dollars involved, is the fact that 31% of those switching didn't receive any advice.
These are the latest findings from the Roy Morgan Single Source survey which included interviews with more than 100,000 people with superannuation over the last three years.
Financial planners/advisors the main source of advice
Just over one quarter (26.9%) of those switching their superannuation over the last three years got advice from a financial planner/advisor, 18.2% received advice from employer and 11.8% were advised by a friend or family.
Sources of advice when switching superannuation
Source: Roy Morgan Single Source (Australia) 3 years to November 2015. n=2,002.
Accountants were also an important source of advice (8.2%), which brings the combined use of professionals (ie planners/advisors or accountants) to 33%, after allowing for those using both. This is only just over the proportion of switchers who don't get any advice (31%).
Those switching to an industry fund get the least advice
Of those switching to an industry fund, 37.2% didn't get any advice, and only 15.8% got professional advice (planner/advisor or accountant). The main source of advice for this group was the employer (29.6%).
Sources of advice when switching to major superannuation types
Source: Roy Morgan Single Source (Australia) 3 years to November 2015. n=2,002.
Professional advisors played a much bigger role for those switching to a retail fund, advising 42%; although a still very high one in four (25.1%) didn't receive any advice. Employers were only a source of advice for 13.5%, only slightly ahead of family/friend (9.8%). For those establishing a self-managed fund, three quarters (75.9%) got professional advice but 13.4% used friends/family and one in six claim to have received no advice.
Professional advisors focus on high-value customers
The average superannuation balance of those seeking professional advice was $233k, compared to $109k for those who received no advice and only $96k for those that got advice from their employer.
Amount in superannuation by source of switching advice
Source: Roy Morgan Single Source (Australia) 3 years to November 2015. n=2,002.
It is worth noting that the median value of those receiving professional advice is $104k, which shows that approximately only half of this group have a balance above $100k. This indicates that many of those not receiving any advice or just advice from their employer could benefit from professional advice, as around one quarter have balances over $100k.
Norman Morris, Industry Communications Director, Roy Morgan Research, says:
"Given the complex nature of superannuation, the lack of consumer engagement, poor understanding and low confidence in the system, it is vital that more people get advice when making decisions about switching their fund.
"Although advice is needed when switching superannuation, adverse publicity and the negative image of planners is potentially a barrier to more switchers choosing to use them. Issues relating to conflict of interest and professional qualifications of planners are likely to take some time to improve but the industry is taking measures to address perceptions in these areas.
"With over $35 billion in superannuation being switched every year, this represents a major opportunity for the industry. The challenge is to ensure that people switching their superannuation realise they'd generally be better off getting advice, and that they can feel confident in their advisor."
View this release in full (and download a PDF) on our website.
Contact Profile
Roy Morgan Research
Roy Morgan Research is Australia's best known and longest established market research and public opinion survey company. Roy Morgan Single Source is thorough, accurate, and provides comprehensive, directly applicable information about current and future customers. It is unique in that it directs all the questions to each individual from a base survey sample of around 55,000 interviews in Australia and 15,000 interviews in New Zealand annually - the largest Single Source databases in the world. The questions asked relate to lifestyle and attitudes, media consumption habits (including TV, radio, newspapers, magazines, cinema, catalogues, pay TV and the Internet), brand and product usage, purchase intentions, retail visitations, service provider preferences, financial information and recreation and leisure activities. This lead product is supported by a nationally networked, consultancy-orientated market research capability.
Samantha Wilson
W: www.roymorgan.com


text:
Learn more about STURROCK-STEVENSON LIMITED. Check the company's details for free and view the Companies House information, company documents and list of directors.
Know about every new company document that is added!
Take advantage of our watch this company feature free of charge and have notifications sent directly to your inbox. Whenever a new document appears on this website, or if their particulars change, you will be immediately informed about such changes. To monitor these changes, all you need to do is click on watch this company.
|Fixed Assets
|£ 56,784
|Tangible Fixed Assets
|£ 56,784
|Shareholder Funds
|£ 10,213
|Profit Loss Account Reserve
|£ 10,013
|Called Up Share Capital
|£ 200
|Net Assets Liabilities Including Pension Asset Liability
|£ 10,213
|Total Assets Less Current Liabilities
|£ 11,158
|Net Current Assets Liabilities
|£ 45,626
|Creditors Due Within One Year
|£ 47,685
|Cash Bank In Hand
|£ 2,059
|Par Value Share
|Ordinary shares of £1 each
|Number Shares Allotted
|£ 200
|Creditors Due After One Year
|£ 945
Information about the Private Limited Company STURROCK-STEVENSON LIMITED has been prepared for information purposes only. It is not intended to be nor does it constitute legal advice. This is public information provided by the official company register.


text:
The song is entitled 'Come Show Me' featuring the Emerging North London Rapper MoStack, combined with melodic vocals from the lovely VintaeElise. Produced by the young uprising Stevieb Beatz. Mixed & Mastered by ThatSPstudios.
This song contain Afro Allstars presents the brand new release from Afro influenced UK Act Oluwa Shimzie, hailing from South East London.
Listen & Download Oluwa Shimzie x MoStack – Come Show MeDownload Mp3


text:
AdShuffle is an ad serving and marketing technology company. AdShuffle integrates both advertiser and publisher solutions within the same interface. It adjusts ads and placements in real-time. AdShuffles real-time architecture delivers cu...
Page 4 | Microsoft Confidential. Introduction to Conversion Tracking. What is a conversion? Youve just spent money with adCenter driving new customers to ...
Microsoft adCenter Conversion is leading in Top 1M Sites.
AdShuffle is leading in Top 100K Sites.
Microsoft adCenter Conversion has better usage coverage in more websites categories. Including Business & Industry, Shopping, Health, Computer & Electronics and 88 other categories.
AdShuffle is leading in People & Society, News & Media, Religion & Spirituality, Music & Audio and 13 other categories.
Microsoft adCenter Conversion is leading in most countries, including United States, United Kingdom, France, India and 33 other countries.
AdShuffle is leading in Philippines, Chile, Venezuela, Uzbekistan and 10 other countries.


text:
Heroes and Villains
Buck Dharma
Here at Seven Days, it's not uncommon for me to receive letters and e-mails from the general public. While I always encourage folks with to write to THE EDITOR to sing praise or vent frustrations, some of them prefer not to.
I still consider their communiques to be public domain, however, so I've decided to start posting some of them on this blog. That way all of you voyeurs can catch a glimpse of what it's like to be me.
Here's an example from Ruff Dave, who titles his missive "Real,Good,Music."
You wouldn't know good intelligent music if it came up and bit you in the
ass. (Aren't you the one who said Caralina was an up and coming band to be
on the lookout for? Cara-who?) And give me a hypocritical break. Seven
Days, environmentally aware, yada, yada. Yeah, sure.
A quick visit to his website reveals that Mr. Ruff's recordings feature none other than Bill Mullins, one of my favorite area guitarists .
You can listen to a bunch of his songs. He invites you to drop him a line to let him know what you think.
Keep 'em coming, you wacky Vermonters!
Great blog post Casey.
Keep 'em coming, you wacky blogger!
lol (lots of laughter)
🙂 [smile]
I got bit in the ass by a spider once. It might have been a good spider, but the action of biting me did not raise it's appeal nor did I become keenly aware of it's potential greatness. It just pissed me off.
So good music biting someone on the ass helps no one and is bad way to promote itself.


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Get in loser, we're going shopping… for a new house that was once owned by Regina George.
… More »
Get in loser, we're going shopping… for a new house that was once owned by Regina George.
… More »
As we reported last month, the $11 Million "dream home" Kim Kardashian and Kanye West purchased and began remodeling is no longer meeting their standards… So the couple has moved onto bigger and better mansions, doubling the price and adding a vineyard.
TMZ reports Kimye is currently in escrow for their $20 million… More »
Well we now know how Dr. Dre spent some of his money from the Beats sale to Apple!
Apple is acquiring Beats Electronics for $3.2 billion, and while the deal has yet to be formally confirmed, Dre has been busy looking for a new mansion fit for a mogul.
… More »
Topping Forbes' list as TV's highest paid actress for two years straight sure does come with its perks.
So now that Sofia Vergara keeps raking in over $30 million bucks every 365 days, she can afford to buy herself whatever her Colombian heart desires.
And that means spending her f-you money… More »
Khloe Kardashian just bought Justin Bieber's sick SoCal spread, but that doesn't mean she can't use her real estate know-how to help out her rumored new beau French Montana find an L.A. party pad of his own.
Besides, she'll probably be spending a lot of time there, so she wants to make sure… More »
There's a lot more to Vin Diesel than just brawn, ladies.
The action star is using his brain, too, when it comes to enjoying the finer things in life, especially real estate. And he likes his pads just like his pecs… BIG.
Now that Fast & Furious 7 has resumed shooting… More »
Tom Brady and Gisele Bundchen are saying au revoir to the colossal French Chateau that took them four years to build.
Along with being the world's wealthiest celebrity couple, these two are undoubtedly (and unfairly) the most gorgeous celeb Mr. and Mrs. with equally gorgeous kids to go along with their gorgeous L.A. More »
No more downward dogging it with the little people. Gwyneth Paltrow will now have her very own private yoga studio courtesy of her $14 million Malibu mansion.
Or there's the gym, tennis court and pebble stone pool to keep the fitness-obsessed Goop founder in tip top shape.
… More »
If Chrisley knows anything, it's how to live like a multi-millionaire.
Todd Chrisley is the patriarch of the new USA Network reality show Chrisley Knows Best, which premiered this week, and it's all about the eccentric real estate giant and his brood of five's lavish southern lifestyle — that includes dropping $300,000 on designer clothes.… More »
It's about time one of the Housewives lived up to the lifestyles of the rich and famous.
And Season 9 Orange County newbie Shannon Beador is bringing the bank in spades by the looks of her mega-mansion that's listed for a whopping $13.5 million, CB! has learned.
Originally asking about $16… More »
It must be nice to be loaded.
Nick Cannon and his diva other half Mariah Carey are selling their home in Los Angeles and the America's Got Talent host has the perfect explanation.
They just have too many mansions to keep up with.
You know, rich people problems.
… More »
Country couple Blake Shelton and Miranda Lambert are two-stepping all the way to the bank after getting a sweet deal on their new Nashville home.
Actually, mega-mansion's more like it. This one comes with its own golf course in the backyard.
… More »


text:
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text:
JOSH Vela went headlong into a relegation scrap with Notts County yesterday with a glowing recommendation from his manager at Wanderers.
Dougie Freedman has sent the combative young midfielder out to help his old Crystal Palace team-mate Shaun Derry, who is trying to lift the Magpies out of the bottom four in League One.
And the Scot has no doubt that it is an arrangement that can suit both parties perfectly.
"Whether they are at the bottom of the league or not isn't my issue," he said.
"I have to think of the club and this is a chance to get Josh playing some proper league football.
"He'll be in the trenches, so let's see what he's made of.
"This decision is all about his development because if I was thinking of myself then I'd keep him around to sit in the stands, or on the bench, and try and get him games here or there.
"But where Josh is right now he needs to show he can handle games, so the best thing for our football club and for the lad himself is to get out there and see how he handles himself."
Vela, rated by many at the club as the best talent to have come through the Academy system in recent years, has played just twice this season in the cup competitions. But Freedman, who has praised the 20-year-old's attitude in recent weeks as he put in a string of dominant performances for Jamie Fullarton's development squad, believes he can return to figure in his first-team plans.
"When I came to the football club I'd heard great things about Josh but he's not quite fulfilled his potential," he said.
"There are many reasons for that but the main one was that he had a knee problem that meant he couldn't train at an intensity that allowed him to play 15-20-25 games in a long season.
"That's the reason I had to go and buy Medo Kamara in that position.
"Those little injuries were just making it difficult for him but we did exactly the same thing as we did with David Wheater and pulled him out, put him on an intensive fitness programme, and he's playing fantastically well for the Under-21s now. It wasn't an easy decision to send him out."


text:
- pilot whale
- noun Date: 1867 either of two chiefly black medium-sized toothed whales (Globicephala melaena syn. G. melas and G. macrorhynchus) — called also blackfish
New Collegiate Dictionary. 2001.
New Collegiate Dictionary. 2001.
Pilot whale — Pilot Pi lot, n. [F. pilote, prob. from D. peillood plummet, sounding lead; peilen, pegelen, to sound, measure (fr. D. & G. peil, pegel, a sort of measure, water mark) + lood lead, akin to E. lead. The pilot, then, is the lead man, i. e., he who… … The Collaborative International Dictionary of English
pilot whale — pilot .whale n a small ↑whale with black skin … Dictionary of contemporary English
pilot whale — n. BLACKFISH (sense 1) … English World dictionary
Pilot whale — Taxobox name = Pilot Whale image width = 250px regnum = Animalia phylum = Chordata classis = Mammalia ordo = Cetacea familia = Delphinidae genus = Globicephala range range map width = 250px range map caption = Green: Long finned range; Blue:… … Wikipedia
pilot whale — a small, common whale, Globicephala sieboldii, of tropical and temperate seas, having a bulbous head. [1865 70] * * * Any of one to three species (genus Globicephala, family Delphinidae) of toothed whale found in all oceans except the Arctic and… … Universalium
pilot whale — paprastoji grinda statusas T sritis zoologija | vardynas taksono rangas rūšis atitikmenys: lot. Globicephala melaena angl. Atlantic blackfish; blackfish; calling whale; common blackfish; common pilot whale; driving whale; howling whale; long… … Žinduolių pavadinimų žodynas
pilot whale — noun small dark colored whale of the Atlantic coast of the United States; the largest male acts as pilot or leader for the school • Syn: ↑black whale, ↑common blackfish, ↑blackfish, ↑Globicephala melaena • Hypernyms: ↑dolphin • Member … Useful english dictionary
pilot whale — noun Either of two species of whale in the genus Globicephala, dark grey in colour … Wiktionary
pilot whale — noun a black toothed whale with a square bulbous head. [Genus Globicephala: two species.] … English new terms dictionary
pilot whale — pi′lot whale n. mam either of two large, black, bulbous headed species of dolphin of the genus Globicephala[/ex] • Etymology: 1865–70 … From formal English to slang


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I have never liked a donut this way before ~ J. Co Donuts is one of my fave indulgence for 2013. I just recently learned its yummy goodness from a colleague of mine and after having my first bite Oh! I just don't wanna stop. I just want to eat the whole box of it. 😀
J.Co Donuts & Coffee was first established in Indonesia and was introduced in the Philippines last year (2012). They serve gourmet donuts and coffee, as well as different sandwiches and other refreshments. J. Co Donuts has more than 25 different flavors to offer which includes Tiramisu, Blueberry More, Black Jack and their best seller, Alcapone.
I love most of their chocolate based donuts and I am so crazy about their signature donut "Alcapone" which is basically a donut with white Belgian chocolate topped with almonds! I also love Avocado Dicaprio and Forest Glam! (who will not go ga-ga with the name of these yummy treat?)
They also have what they call J.Club Donut Sandwich ~ Chezzy Rich is one of 'em which is a donut with lots and lots of cheese in it. My niece love this one … but me? I am not too crazy about it, I guess it is tooooo cheesy for my palate. :p
Currently, J. Co Donuts and Coffee has a few branches in the Philippines. I wish they have more stores because I just hate waiting in line just to get these precious donuts. They have one in Greenbelt and another in SM Megamall.
Php 42/piece
1/2 dozen – Php 230
1 dozen – Php 350
2 dozen – Php 550


text:
Labour's handling of the economic crisis came under withering attack today as the Conservatives and the Liberal Democrats denounced its previous bank rescue package as a failure.
George Osborne, the shadow chancellor, said that Gordon Brown "has not saved the world, he certainly has not saved the economy, and he certainly has not saved the banks."
And Vincent Cable, the Lib Dem Treasury spokesman, said in relation to the bank rescue plans unveiled today that the government "increasingly resembles somebody who is trying to give the kiss of life to a corpse".
Osborne and Cable spoke out in the Commons after Alistair Darling made a statement to MPs about his proposals, which were formally announced this morning before the financial markets opened.
Osborne said that it was misleading to suggest that the government announcement was "some long-term, carefully thought-through second phase of a government policy". Instead, it was an admission that the first bank bail-out, announced in October last year, "has failed".
The size of today's bail-out was unknown and the details "remain a mystery", Osborne said. "Ultimately the cost to the people of Britain will only be known when this government has long gone."
Osborne said that dozens of firms had gone bust and thousands had jobs had been lost "while the prime minister and the chancellor wasted their time on a VAT cut that the country could not afford". Based on the value of bank shares today, the government had also lost £17bn from its decision to buy bank shares last year, he went on.
Osborne said that there ought to be a "full, independent audit" of bank liabilities before the government agreed to provide the insurance against the loss of assets being offered under the plans unveiled today.
He also demanded to know how much the plans would cost.
"Surely this is the very least that parliament and the public have a right to know," he said. "We must be absolutely sure that the threat of insolvent banks does not turn into the threat of an insolvent country."
Osborne also said that, in allowing the Bank of England to use asset purchases for monetary policy, Darling was taking a step towards quantitative easing, "the modern equivalent of printing money", even though only two weeks ago he dismissed this option as entirely hypothetical.
Cable told MPs that the chancellor's latest statement meant that last year's bank rescue plan "did not work".
With reference to the £37bn recapitalisation announced last year, Cable said: "Where did it go?"
At the time the government said the money was being provided with conditions attached. Why weren't those conditions working, Cable asked.
Cable said that the decision to change the Financial Services Authority's rules today relating to capital requirements meant that the FSA had previously "got it wrong" by imposing rules that were too strict.
On the plans to insure the banks against potential losses, Cable said: "How is it possible to insure the enormous amount of bad debt if the insurer does not know the risks? The risks cannot be evaluated until we know the bad debts."
Cable also said that, with a majority stake in RBS, the government now in effect controlled a bank "with a balance sheet effectively bigger than the British economy".
Darling's statement received a warmer response from Labour MPs, although many of them were very critical of the banks. Frank Dobson, the former health secretary, complained about the level of bank bonuses, and Michael Meacher, the former environment minister, said that banks were so badly run that they would be better off being nationalised.
Outside the House of Commons, the TUC responded to today's announcement by calling for a public inquiry into the mistakes made by the banks.
Brendan Barber, the TUC general secretary, said: "The government is absolutely right to take further action to bail out the banks. The alternative would not just be a prolonged recession, but a slump.
"But ministers must also realise that there will be public anger that even more taxpayers' money has had to be put into the banking system, particularly among those who face losing their jobs or homes because of the irresponsible policies pursued by the banks.
"There needs to be a public inquiry into the behaviour of the banks, their advisers and their auditors."


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Can I create signable PDF that I can download to my local PCAsked by Jagan Reddy on June 02, 2014 at 12:45 PM
Due to customer information security reasons, I need to create a editable electronic PDF, that people enter their personal information and sign them at the end.
Can I create such form with your software and save them to my local disk?
I'm not very clear about your security constraints, so I leave you with different options.
If submitting the form is not an option
If you wish to create a printable version of your form you can select the form > click More > Create PDF Form:
This way you can have a PDF version of the form. Then you can try a pdf editor to fill in the form and then print it, so it can be signed.
If submitting the form is an option
Option 1
An option might be using the Auto-delete submissions app. The form is submitted and the submission is deleted from Jotform account as soon as it arrives, almost instantaneously. You need to create a notification email with a pdf link, so that at each new submission you receive a pdf copy of that submission:
Option 2
You can fill in the form, submit it and download the submission as PDF:
You can save these submissions in your local drive.
Let us know if further support is needed.
There is other web apps available for inserting fillable/signable PDFs on websites so that users can submit. Jotform does not do that.
JotForm Support
To confirm this, we do not have interactive PDFs, but users can write the text on form PDFs using Typewriter tool and draw signatures with Pencil (Foxit Reader) / Draw free form (Adobe Reader XI) tool.
Thread about the Typewriter solution:
How to save form as a separate document (PDF) for offline/online submissions
Thank you.
JotForm Support
We are very pleased to inform everyone that we have just released a Fillable PDF Form Creator. You can now export your forms into a fillable PDF form and use it offline. You can save the pdf locally or submit it on the PDF by clicking the submit button. It works similarly when you submit your web form.
Thank you and we welcome your suggestions, comments and feedbacks.


text:
Spectacular Christmas Espresso Martini
Here's how to make a fashionable Espresso Martini with that special CRU coffee twist. It's the magic that turns an already delicious cocktail into a gloriously festive tipple for all your special celebrations at this most wonderful time of the year.
Makes one
50ml vodka
35ml coffee liqueur
1 shot (25ml) of CRU Light Roast Espresso
Ground cinnamon
1 cinnamon stick
CRU Peruvian Cajamarca Coffee beans to garnish
- Fill the cocktail shaker and chill the Martini glass.
- Pour the vodka, coffee liqueur and CRU Light Roast Espresso into the bottom half of a cocktail shaker.
- Screw on the top half of the shaker and give it a good tap to create a vacuum seal and lock the liquid in, then shake vigorously.
- You want the ice to smash up while chilling the liquid down; it's what creates the frothy top. So, try to use fresh-from-the-freezer ice, because melting ice is too watery and will dilute the martini.
- Once shaken, tap the side of the shaker to break the vacuum seal. Empty the ice out of the Martini glass, then place the strainer on top of the shaker and pour the contents through a sieve directly into the glass. Using the strainer and the sieve helps create a rich, smooth, froth.
- Garnish with a cinnamon stick, ground cinnamon, small clove and coffee beans. Serve and enjoy.
ice cube trays with filtered water. And throw away any ice cubes that have been in
your freezer for longer than a week to keep things super fresh.
Join the merrymaking…
Remember to share the love by posting your festive images on social media with #CRUMOMENTS and tag us @crukafe. Whether it's a photo of one of your CRU merry makes, decorating the Christmas tree, drinking New Year's Eve CRU cocktails or simply sharing a jolly moment with a friend over the holidays, we can't wait to see them. Need inspiration? Check out our Merry Christmas Hub to see some of the amazing #CRUMOMENTS already posted by other CRU fans.
Send us as many festive images as you like by midnight on 31st December and each time you do, we'll enter you in our competition to win free CRU coffee for a whole year*. Good luck!
You'll also find all 12 of our delicious Christmas-inspired recipes on our Merry Christmas Hub - which one will you try next? Time to get creative…
*See the competition rules at crukafe.com/tandc


text:
11-Year-Old Found Safe After Being Reported Missing
COLUMBUS, Ohio
Police say an 11-year-old child has been located after being reported missing.
Authorities had been searching for 11-year-old Taeveyante Pyfrom.
Pyfrom was located at a friend's house and is safe.
Watch 10TV and refresh 10TV.com for more information.
©2017 by 10TV.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
I serious need assistance with this. I recently install sophos security suite on our windows sbs 2008 and experiencing deploying endpoints to pcs on our network. The issue is that the endpoints installed on users pcs but not communicating back to server. Which i think is something to do with name resolution (DNS). Somehow endpoints can't communicate back to server (which sophos control center is installed).
Anyone please assist me.
This topic was created during version 5.2.
The latest version is 7.5.00101.
4 Replies
Oct 14, 2011 at 2:54 UTC
I don't have any experience with Sophos in particular but I know a bit about enterprise AV solutions and yours should have a troubleshooting tool. It will either be available on the media you got or as a download from the Sophos site. Also check the logs on the machines that are not communicating back to the server and rule out the firewall on the machines.
What makes you think it is something to do with DNS? Are you seeing some kind of error message?
Oct 14, 2011 at 8:45 UTC
HD IT Solutions is an IT service provider.
What are your PCs running?
If you have Windows Firewall enabled, you need to add an exclusion.
See http:/
Oct 15, 2011 at 6:35 UTC
I don't seem to find the troubleshooting tool but its something i will raise to to sophos support. Thanks John681.
I have errors report from the machines not communication back to server as " Failed to determine the IP address of the computer from its name. Communication can not start until this problem is resolved. DNS is misconfigured or the information is missing or incorrect."
Bit confussing to me because i can ping from client machine to sever/ visa versa with both ip/ computer names with no issues .
Oct 15, 2011 at 6:41 UTC
@ Huw3481, Im running both xp and win 7 pcs. Yes i think firewall contributes to the communication issues here.
I will look into firewall more closely. chrs
This discussion has been inactive for over a year.
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text: Nascar Nationwide Series Napa Auto Parts 200 at Montreal Canada (8/18/12) At Circuit Gilles Villenueve. Justin Allgaier holds off Sam Hornish jr. to take his first NNS win! Danica Patrick has more bad luck as she runs over a shoe a fan threw on the track as she was leading, after this a spring rubber blew out and she got screwed. In a crazy green white checkerd finish there were several pile ups, i guess villenueve got pay back this year for wrecking danica last year.


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EAST HARTFORD, Conn. -- Quarterback Josh McCown, a veteran of eight NFL seasons, has joined the UFL's Hartford Colonials.
McCown has played with the Arizona Cardinals (2002-05), Detroit Lions (2006), Oakland Raiders (2007) and Carolina Panthers (2008-09). He also was in training camp with the Miami Dolphins, who traded him to Carolina on Aug. 29, 2008.
The 31-year-old McCown saw little action the last two years with the Panthers. Last season, he was placed on injured reserve after Week 1 with a left knee injury
In 49 NFL games, McCown has completed 610 of 1,058 of passes (57.7 percent) for 6,584 yards and 35 touchdowns. He has thrown 33 touchdown passes in 31 starts.


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Rap Marathon Nigerian Rapper, Actor and Commercial Media Group CEO 'Eindo' releases the much anticipated street anthem, Rap Marathon produced by Afro trap super producer MSAwhich is a thumping delivery of 64 bars of rap heat. Eindo the Rap Marathon is currently putting the final touches on his debut album, "System to System' which is scheduled to drop later on this year. He has also just finished shooting his acting debut on the very popular South African Soapie Rythm City where he will be featuring on 4 episodes which will be on screen from the 22nd to the 27th of July 2015 on ETV channel 194 Dstv from 7pm CAT"
Download Audio and Enjoy Rap Marathon!
Watch Video Below:


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Surprise Storm Turns Much of South Into Sheet of Ice
By RICHARD PEREZ-PENA
Published: February 11, 1994
An unexpectedly severe storm coated much of the South with ice yesterday, paralyzing entire cities, cutting off electric power to more than 800,000 people and turning roads into dangerous obstacle courses from Texas to the Carolinas. Officials warned that as many as 500,000 people could be without power for days.
On the heels of the storm, warm air brought drenching rains to some areas and the threat of flooding that could compound the misery left by the ice.
The front turned north late in the day, bringing sleet and freezing rain to the mid-Atlantic states and was expected to bring the same conditions to the New York area by early morning, in time to turn the commute to work into a slippery, slushy mess. Mild Spell Broken
Interrupting what had been a balmy break from winter in much of the South, the storm struck early in the day with swift fury, turning a band across Arkansas, Tennessee and northern Louisiana, Mississippi, Alabama -- a region unaccustomed to such trials -- into a no man's land. It knocked down trees, snapped power lines, and closed highways, government offices, schools and businesses.
Several deaths were reported from weather-related traffic accidents, major highways across the region were closed and National Guard troops were called out to the Shoals, a part of the Tennessee River Valley in northwest Alabama. But by late tonight, no requests had been made by the states for Federal emergency aid.
The storm reached the Carolinas, Virginia, West Virginia and Maryland by evening. It was the latest in a remarkable series to strike the mid-Atlantic and Northeast states, said Bruce Sullivan, a meteorologist with the National Weather Service in Camp Springs, Md. "In all my life, I've never seen so many ice storms of this caliber in a single winter," he said.
In Florence, Ala., the largest city in the Shoals, where one driver was killed by a falling tree, and in nearby Russellville, ice-coated streets were so dangerous that officials forbade everyone but emergency workers from driving. Similar orders were issued in towns throughout Colbert, Lauderdale, Franklin and Lawrence Counties.
"It's like nothing I've ever seen in 21 years in this business," Chief Richard B. Thompson of the Florence police said. "With the ice buildup, trees have been snapping like firecrackers out there. Probably every street in town has been blocked at some point."
The falling limbs and trees brought down power lines, and officials estimated that about 90 percent of the Shoals' 225,000 inhabitants were without electricity, which could take a week to restore. Utility companies as far away as Mobile, Ala., sent crews, and officials have put out a call to anyone with a truck and a chain saw to help remove downed trees. "It'll probably take two months to get all of the trees that are down cut up and hauled away," Mr. Thompson said.
In Mississippi, another 200,000 people lost electricity. "We're not talking about hours to restore power," said Bo Robinson, the state Public Service Commissioner. "We're talking about days."
Wayne Nicholas, managing editor of Tthe Bolivar Commercial newspaper in Cleveland, said, "It looks like Mother Nature made a bombing run." The Bolivar Commercial and The Delta Democrat Times in Cleveland, were without power and had to use the presses of The Greenwood Commonwealth.
In the Mississippi cities of Greenville, Oxford, Cleveland, Mound Bayou and New Albany, the power failures led to a shutoff of water. Government agencies and schools, including the University of Mississippi and Delta State University, shut down. Air Ambulance Crashes
Sleet and freezing rain coated roads in the Dallas-Fort Worth area with up to four inches of ice, and there were weather-related traffic snarls as far south as San Antonio and Houston. An air ambulance taking off from San Antonio International Airport crashed in the freezing rain, killing two people and seriously injuring a third. In Houston, 189,000 homes were without power for part of the day.
In Arkansas, where midday temperatures plunged sharply since Wednesday, the weather contributed to countless traffic accidents and at least two deaths. The city of Little Rock came to a virtual standstill.
"We don't have the snow removal equipment that they do in the northern states," said Ken Ziegenbein, a meteorologist in North Little Rock. "People aren't used to it."
The Arkansas Power and Light Company reported 23,000 customers in south Arkansas were without power yesterday afternoon. Roads in the state were packed with as much as two inches of ice, and parts of Interstate 40 and the Interstate 40 and 55 bridges across the Mississippi River were closed because of the danger the ice posed.
Schools throughout the state were closed yesterday and are scheduled to be closed today. State government employees who could not reach work safely were told to stay home.
Major highways throughout northern Louisiana, including Interstates 49 and 220, were closed because of ice, as were several lesser roads and bridges. The rain that began to fall late yesterday also raised fears of flooding. "It's going to get even worse shortly," said Sgt. Mark Robertson of the Louisiana State Police.
The misery extended north into Tennessee, where temperatures dropped to as low as 23 degrees in Nashville. The ice storm left widespread areas south and southeast of Nashville covered in up to three inches of ice, snarling traffic and leaving thousands of Tennesseans without power.
"We are looking right now at 150,000 to 200,000 people out of power overnight, and we're not likely to get them back until daylight," said Cecil Whaley, chief of planning for the Tennessee Emergency Management Agency.
Officials opened 50 shelters to house those left without electricity, but Mr. Whaley said road conditions would make it difficult for many people to reach the shelters.
In a state where motorists are unaccustomed to driving on ice, roads were choked with skidding and colliding vehicles. Richard Thomas, a radio traffic reporter for station WFM in Nashville, said, "People who don't know how to drive in the stuff are getting in the way of people who do."
Hillary Rodham Clinton canceled a scheduled speech at North Carolina State University for fear that the weather would hamper her return to Washington.
Gale warnings were issued for the Southeastern coast of North Carolina, and winds gusting to more than 35 miles per hour forced ferry service to close along much of the coast.
Mr. Sullivan, the Weather Service meteorologist, said he feared that the mid-Atlantic and northeast coastal states would see a repeat of the power outages that hit the South. "The trees out there have about as much ice as they can take, and it worries me," he said.
Photo: Freezing temperatures and sleet in Texas yesterday turned roadways into sheets of ice. On one stretch of Interstate 35 outside Fort Worth, about 40 cars were involved in accidents because of the weather. (Associated Press) Map of Southern states indicating path of ice storm.


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SoundDock Portable Digital Music System
I love my Bose SoundDock but I'm really liking this new portable version, which is lighter and has a retractable base for the ipod. This would make it even easier to take the music where the party is.
A fun product to have sitting around the house, and is sure to be the center of attention for many conversations.Added 7 Years Ago from Gift-ideaz
I love when designers mix old with new and they hit it spot on with this iphone/ipod charging dock. hella rad, IMO.Tags: electronics, ipod, gadgets, retro, phones, handmade, Etsy, telephones, ipod docksAdded 7 Years Ago from Etsy
A great dock especially if you like to plug your iphone into a speaker system or your TV. Includes a remote to change tracks or increase volume!Tags: electronics, ipod, technology, gadgets, tech, remote controls, remote, Apple, gizmosAdded 9 Years Ago from Amazon.com


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2017-2018 AC Milan Adidas Graphic Tee (Black)
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- CPU - Broadcom BCM2835 - runs up to 1 Ghz
- 512 megabytes of RAM
- Power - 5V via micro USB drawing 160mA
- Video/Audio - 1080P HD video output. audio output via mini HDMI connector
- Storage - Micro SD
What You Will Need
How To Get Raspbian
You can download Raspbian from https://www.raspberrypi.org/downloads/raspbian/.
Click on the "Download ZIP" link below Raspbian Jessie as this is the latest version.
How To Install Raspbian To An SD Card Using Windows
Click "Next" to allow Win32 Disk Imager to create a start menu folder.
Leave the "Create a desktop icon" box ticked and press "Next".
Finally click the "Install" button to start the installation.
Create Raspbian SD Card Using Linux
cd ~/Downloads
unzip 2015-11-21-raspbian-jessie.zip
sudo dd if=2015-11-21-raspbian-jessie.img of=/dev/mmcblk0 bs=8m
These commands cannot necessarily be typed verbatim. You might need to adjust them.
The first line changes your current working directory to be the Downloads folder under your home folder. If your downloaded zip file is in a different location then you need to cd to the relevant location.
The zip file is correct at the moment but for future releases the date will of course change and it might not be called raspbian jessie anymore therefore you need to replace the unzip command with the correct zip file name.
The final line writes the raspbian image to the SD card. There are many things that might need to change on this line.
For instance not all distributions use sudo. If sudo is not installed on your computer you will need to use an account with the appropriate permissions to run the dd command and with permissions to write to an SD card.
The .img file name may also be different and so you might need to amend this in the future. (This is the bit after if=).
The of= section chooses the output location for the image to be written. If your SD card isn't located in /dev/mmcblk0 then you need to amend it to be the correct location.
Setting Up The Raspberry PI Zero
The above image is a side view of the Raspberry PI zero. The first port from the left is a mini HDMI port.
The two sockets on the right are micro USB ports.
The first thing you need to do is take the micro USB to USB converter as shown in the image above and insert it into the micro USB socket closest to the mini HDMI port as shown in the image below.
The images above connect a micro USB cable from the hub to the Raspberry PI Zero via the micro USB converter.
Setting Up Raspbian
First things first, lets start with connecting to the internet.
Click on the network icon in the top right corner and choose the appropriate wireless network. Enter the security key when it is requested. (Assuming your network is secure).
Now open up the Raspberry PI settings screen by clicking the menu icon in the top left corner and selecting "Preferences" and then "Raspbian Configuration".
When the Raspberry PI Configuration screen appears click on the "System" tab (if it is not selected by default) and click the "Expand Filesystem" button. This allocates the entire SD card to the operating system.
Click the "Change Password" button and choose a new password. You don't want to leave it as the default. It is the same as people who leave routers with the admin password set to admin.


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Style: 30388953 Color Code:
Jersey maxi in a sweet and feminine fit and flare silhouette. Features deep scooped back, half sleeves with tie closures, and a raw hem.
*FP Beach is a collection that embodies the free spirit of the seaside lifestyle with casual knit dressing, lightweight layers and effortless shapes.


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First of all I'm a 16 year old male almost 17.
I've always been insecure about the way I look and it sometimes even forces me to stay in instead of going out because I'm embarrassed about how I look. I just want your opinions. Thank you.
(sometimes I wear the glasses, sometimes I don't).
Most Helpful Girl
You would look your best with facial hair whenever it starts to grow allow it to, but you're not bad looking I just think you would look even better that's all 😊00|00|0
Thanks for MH :)


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Uninstall Me - App Uninstaller
by: Dilshya • 5
All Android applications categories
by: Dilshya • 5
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Some unwanted apps takes huge amount of your phone memory and CPU process.
With 'Uninstall Me' you can easily select which applications to uninstall and uninstall them within 5 seconds.
'Uninstall Me' also shows you, whether your applications are installed in your mobile phone or SD card. you can also view the size of the application through 'Uninstall Me' application before uninstall.
So, keep 'Uninstall Me' application installed in your phone and make your mobile phone garbageless healthy phone.
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from 5 reviews
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Sometimes, a cake is just a cake. Other times? A cake is incredible, edible art— and we just can't get enough! We don't mean eating them, either; oh no. When a cake looks this beautiful, we're satisfied just looking at it. Plus, we'd feel pretty guilty cutting into it! Still, these impressive designs were meant to be eaten, and that makes all the work and creativity that goes into them that much more special. Take a look at some of our favorite decorated cakes that we can't even believe ARE cakes and get inspired, get ideas— and get hungry!
- Rose
This budding rose is made entirely out of vanilla cake, buttercream and modelling chocolate. We know. We still can't believe it either.
- Chocolate Candy Bar
What's more fun than turning a cake into another tasty treat? The possibilities are endless, like this candy bar . . .
- Pouring Candies
. . . this gravity-defying concoction . . .
- Box of Chocolates
. . . or an entire box of candy!
- Tiger Tail
Next time you need a cake, take a walk on the wild side.
- This Little Piggy
Can't get enough of animals? Invite this pig . . .
- Hedgehog
. . . this hedgehog . . .
- Birdhouse
. . . and these birds to the party!
- Tree Stump
Feeling rustic chic? Try a tree stump cake much tastier than bark.
- Chocolate Petals
This one looks like an elegant dress or a ballerina, don't you think?
- Legos
This cake is sure to take you straight back to childhood.
- Pizza
Pizza pie? No! Pizza CAKE!
- Frappuccino
Nope, that's not a close-up of a Starbucks drink. It's a cake!
- Patriotic Flag
Just in time for the Fourth of July comes this cake that's not only topped with the red-white-and-blue, but has a flag INSIDE it.
- Back to School
This one will get your kids excited for school— or at least art class.
- The House From Up
Kids, kids-at-heart, and Disney/Pixar fans will love this one!
- Fairy Tale Carriage
If classic Disney is more your speed, take a ride in Cinderella's coach.
- The Sorting Hat
Prefer the world of Harry Potter? Let the Sorting Hat show you your dessert destiny.
- Beer Bucket
Keep this one away from the drinks— somebody's definitely going to reach for a beer and get a handful of cake instead. It's that realistic!
- Stacked Books
Paging all bibliophiles! Grab a good read . . .
- Library
. . . or visit the library!
- Nikon Camera
The photographer in your life will love this one.
- Lipstick
Indulge in more than one kind of beauty with a cake shaped like your favorite make-up product . . .
- Vanity
. . . or take it one step further with an entire vanity!
- Amelanistic Burmese Python
This one looks WAY too real. I'd be afraid to eat it!
How awesome are these cakes?! So many bakers have so much creativity and skill; it's amazing. What's the most impressive cake you've ever seen— or eaten?! Have you ever attempted to make something like one of these cakes yourself? Check out this gallery from Bored Panda and tell us your cake tales!


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"Full-knee replacement"
About: St Michael's Hospital (Hayle) St Michael's Hospital (Hayle) Hayle TR27 4JA
Posted by Anonymous
Anything else?
I came home yesterday after a four-day stay in St Joseph's ward after a full-knee operation. The attention that I received from all members of the surgical, medical, nursing, care, catering and support staff was exemplary. I had a very happy and profitable stay. The mixture of stick and carrot, to get me home so speedily, was just right. I must also thank my three room-mates - we were very good for each other.
Response from St Michael's Hospital 4 years ago
Thanks for taking time to post your comments on your recent care at St Michael's. We'll make sure they are pass onto the team.
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It felt fake, like he was flirting or something I have no idea.
I definitely did not look that good. My hair just looked odd.
I cringe at the memory of that day and how I looked.
I think he was drunk not sure if that had something to do with it.
I think he was just surprsied to see me there didn't look like my scene at all


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McAfee Total Protection 2009By Andrew Gould 16 March 2009
With the daily emergence of new and more sophisticated Internet threats that could disrupt your digital life, you need more than a simple anti-virus program to protect yourself, your computer, your identity and your family. FULL STORY >
Adobe Acrobat Pro 9 for MacBy Andrew Gould 16 March 2009
Ideal for business and creative professionals. Use Adobe Acrobat 9 Pro software to deliver professional documents, manage document reviews and create and manage forms. FULL STORY >
Ubuntu 8.10 Intrepid IbexBy Andrew Gould 7 February 2009
The Ubuntu team is happy to bring you the latest and greatest software the open source community has to offer. This is their latest result: the Ubuntu 8.10 release candidate, which brings a host of excellent new features. FULL STORY >
Double DriverBy Thomas McKinnon 3 February 2009
Double Driver is a very simple and useful tool which not only allows you to view all the drivers installed on your system but also allows you to backup, restore, save and print all chosen drivers simply and reliably. FULL STORY >
Microsoft Windows 7 BetaBy Mike Joubert 3 February 2009
Over the past few years, you\'ve asked Microsoft to make some changes to Windows. Apparently they listened closely and pulled out all the stops on Windows 7. It is faster, more reliable, and makes it easier to do what you want than Vista. FULL STORY >
Bento 2By Andrew Gould 7 January 2009
Meet Bento 2, the new version of the wildly popular personal database from FileMaker that\\\'s as easy to use as your Mac. From contacts and calendars, to emails and events, to files and photos, you can organize just about every type of information you have ??? all in one place FULL STORY >
Magix Xtreme PhotoStory on CD & DVD 7 DeluxeBy Andrew Gould 7 January 2009
MAGIX Xtreme PhotoStory on CD & DVD 7 deluxe is the most critically acclaimed software for burning photos to DVD and presenting them on TV. You can look forward to endless possibilities for transforming your images and videos into unforgettable... FULL STORY >
Kaspersky Internet Security 2009By Andrew Gould 26 November 2008
Kaspersky Internet Security 2009 ��� the all-in-one security solution that offers a worry-free computing environment for you and your family. Kaspersky Internet Security 2009 has everything you need for a safe and secure Internet experience. FULL STORY >
Norton Internet Security 2009By Andrew Gould 26 November 2008
Norton Internet Security 2009 is fast and light on your PC; the fastest and lightest available today. As always, you get industry-leading protection with Norton. FULL STORY >
MoviePlus X3By Andrew Gould 26 November 2008
Serif MoviePlus X3 makes video editing easy and enjoyable. With a brand new screen layout for arranging and editing video, pictures and audio, plus flexible import & export capabilities, your videos can be captured, enhanced, and burned to disc or broadcast on the web in minutes! FULL STORY >
Roxio RecordNowBy Andrew Gould 26 November 2008
RecordNow 10 is the easiest way to, rip, convert, transfer and enjoy music on your computer. Expand your digital audio collection by converting audio to MP3 or other popular formats, from almost any source. Automatically organize your collection as it grows. Use your music as... FULL STORY >
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Hi all…I'm Jessica from Mom 4 Real, and I am beyond thrilled to be contributing here at Tatertots & Jello! It has been a dream of mine, so I am currently pinching myself. Today I want to show you how to make a pillow using a freezer paper stencil. This
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Visitors / Employees
Green City Works Celebrates its First Anniversary
One year ago, UCD officially launched Green City Works, a landscaping social venture that provides design-build-maintenance services for commercial clients while employing West Philadelphia residents. We took a moment to check in with GCW General Manager Brian English, as he reflects on his first year with the rapidly growing company.
Brian, who has over twenty years of experience in the landscaping industry, has been heartened by local partners' interest in the new company. "The institutions really get what we're trying to do," he says, and with a client list of 18 institutions and businesses – including the Philadelphia Water Department, University of the Sciences, the Schuylkill River Development Corporation and Brandywine Realty Trust – that certainly seems to be the case. In just a year, Green City Works has taken on maintenance for nearly 1 million square feet of green space across University City.
Green City Works has a ten-person crew, comprised of formerly unemployed West Philadelphia residents. Built on the foundation of UCD's job training program the West Philadelphia Skills Initiative, the venture ensures that employees receive the robust training and support needed to succeed on the job.
"It's been fantastic to see their development," explains Brian. "Now they have the confidence to go out there and be professionals." Brian uses each project to not only grow the company's portfolio, but ensure the team is building their expertise. A highlight of the 2016 season was the design and installation of the University of the Sciences Rain Garden project, as it allowed the team to exercise a range of skills: planting perennials, building a dry creek bed, conducting irrigation system modifications and repair, and operating critical power equipment.
What's next for 2017? "With a year of experience and a wide range of projects we've accomplished in 2016, we're ready to compete as a premium landscape company," says Brian.
In addition to starting new contracts – maintenance for the Cira Center and along the Schuylkill River Trail – he's focused on growing his team's skills in 2017. "This year, we're moving people into supervisory positions and focusing on growth and advancement; this year is about people development." This vision is what sets Green City Works apart: the venture is committed to good wages and benefits; full-time, year-round positions; and advancement opportunities. As a result, we have built a dedicated team with nearly non-existent turnover.
Brian is excited about what Green City Works has been able to accomplish in the past year, and what it means for the larger community. "We're proving the concept that there's talent in West Philadelphia that's being overlooked. There's so much economic activity here in University City, and companies aren't always tapping into the talent. We're setting an example that the work can go to unemployed West Philadelphians."
To learn more, check out the new Green City Works brochure, and read about us in recent coverage from Generocity and PlanPhilly. Interested in hiring Green City Works for your commercial project? Contact Brian English at 215-243-0555, or [email protected].


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Arts, Visual Arts, Business, Careers, Society & CultureFollow
|Visual Arts
A photography podcast featuring conversations with the world's best established and emerging photographers.
October 13th, 2015
Episode 335 of 422 episodes
Wyman Meinzer is the only official State Photographer of Texas, named so in 1997 by the Texas State Legislature and then Gov. George W. Bush, an honor he still holds today. He was raised on the League Ranch, a 27,000-acre ranch in the rolling plains of Texas. Since then, he has traveled to every corner of this great state and all points in between in search of the first and last rays of sunlight in its magnificent sweep across the Texas landscape. Meinzer graduated from Texas Tech in 1974 with a Bachelor of Science degree in Wildlife Management and was voted Outstanding Alumnus in 1987 by the department of Range and Wildlife Management at Texas Tech University. He also received the Distinguished Alumnus award in 1995 from the School of Agricultural Sciences and Natural Resources. In august of 1999, Meinzer was honored to give the graduation commencement address at his alma matter Texas Tech University. During his 12 years as adjunct instructor in communications at Texas Tech University, Wyman was selected as Agriculture Communications Teacher of the Year in 2005. In 2009 he received the Distinguished Alumnus award from Texas Tech University in recognition of outstanding achievement and dedicated service. Post graduation Wyman spent five years as a professional predator hunter on the big ranches of the rolling plains. During this period he worked to perfect his photographic skills and now, after 33 years as a professional photographer, Wyman has photographed and /or written 24 large format books, and his images have appeared on more than 250 magazine covers throughout America. His images have appeared in Smithsonian, National Geographic Books, Natural History, Ebony, Time, Newsweek, U.S. News and World Report, Audubon, Sports Afield, Field and Stream, Outdoor life, Texas Parks and Wildlife, Texas Highways, Korea GEO, German GEO, Das Tier, Airone, Horzu, BBC Wildlife, and a host others. Honors include: Official State Photographer of Texas by the 75th Texas State Legislature, the John Ben Sheppard Jr. Award from the Texas State Historical Foundation for contributing to the preservation of Texas History through writing and photography, 1997 National Literary Award for the book, "Texas Lost: Vanishing Heritage" (with author Andrew Sansom), the San Antonio Conservation Award for the natural history book, "Roadrunner", the 2003 "Star of Texas Award", from the Gillespie County Historical Society with author John Graves for their collaborative work, "Texas Hill Country", and in 2011 the dual awards of "Texas Heroes Hall of Honor", from the Frontier Times Museum in Bandera, Texas, and The A.C. Green Literary Award, presented to a distinguished Texas author for lifetime achievement. Resources: Wyman Meinzer http://www.wymanmeinzer.com Eliot Porter https://en.wikipedia.org/wiki/Eliot_Porter/ Ernst Haas http://www.ernst-haas.com PIX2015 Videos http://www.pix2015.com [email protected]
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Welcome to the Brain Training Podcast, the daily audio workout for your head. In this podcast we have two games for you, each with three rounds which get progressively harder. To enjoy the full experience, relax, and avoid distractions whilst you listen.