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From Strubel Investment Management Q3 letter to investors, which mostly talks about the Federal Government and macro (see Q4 here).
Dear Clients,
The past few months and the upcoming few months look to be rather eventful. The Federal Reserve's decided to hold off on tapering their Quantitative Easing (QE). We are also now experiencing a federal government shutdown along with threats of failing to raise the debt ceiling because Republicans and Democrats cannot agree on a budget or a path for the economy.
Since the Federal Reserve's Quantitative Easing basically has little to no effect on the real economy, we will leave that discussion for later.
The federal government's budget and the debt ceiling have an enormous effect on the real economy, so let's start with a discussion of that.
Wrong comparisons in washington
The Heritage Foundation (a right-leaning think tank) recently released a report that compares the Federal government to a typical family. The Heritage Foundation is not alone. Obama has frequently compared the budget to a household and has attempted numerous times to reduce the deficit through such things as cuts to Social Security. Here are remarks from Obama's speech on February 23, 2009, at the Fiscal Responsibility Summit:
And that's why today I'm pledging to cut the deficit we inherited in half by the end of my first term in office. This will not be easy. It will require us to make difficult decisions and face challenges we've long neglected. But I refuse to leave our children with a debt that they cannot repay – and that means taking responsibility right now, in this administration, for getting our spending under control.
Both Democrats and Republicans continue to make the same mistakes and to treat the government budget as if it were a household budget.
On the next column, I have copied one of the graphics from the Heritage Foundation's report titled "What if a Typical Family Spent Money Like the Federal Government?"
While it is an attractive graphic and is full of important sounding numbers, it is as useful as if I mailed you (my clients) a quarterly letter titled "How Ben Would Manage Your Money if He Were an Orangutan." It might be an interesting report, but it isn't full of any useful information. The federal government isn't a household, and I'm not an orangutan.
Let's look at each element of the government-to-household comparison one by one.
Household and government income and spending
Household income and the money the government collects in taxes are very different. For a household, one or more individuals go to work for an organization and receive a set amount in wages in return for their labor.
The government simply collects money via taxation. The government has the power to collect as much (or as little) money in taxes as it wants. When the government collects taxes, this removes demand from the economy. If I have $100 and the government takes $10 via a tax, then I only have $90 that I can spend.
Conversely, when the government reduces taxes it adds demand. In the previous example, I had $100 and the government taxed away $10. Instead, if it taxed away only $5, then that would leave me $95, or an extra $5, to spend.
Also, when the government spends money, it adds demand to the economy. If the government decides to build a new school and hires construction workers to build it and teachers to staff it, it is adding demand. When the government spends less money, it is taking demand away from the economy. When the government lays off workers or stops building bridges, the economy slows down.
Government spending acts like the thermostat of a house. If the economy is cold and unemployment is high, then turning up the thermostat and spending more money or lowering taxes will heat up the economy.
If the economy is roaring along and unemployment is nonexistent and inflation is high, then raising taxes or reducing spending can help the economy cool down.
Comparing the government to a household makes no sense. What kind of household is able to adjust its income at will? Imagine walking up to your boss one day and just announcing you are giving yourself a 10% raise!
The Federal government doesn't have a credit card
In the household example from the Heritage Foundation, they show the household putting the difference between its income and spending on a credit card. You frequently hear politicians from both sides of the aisle use the same analogy.
At first glance it makes sense. Part of my job is helping clients manage finances and that includes making sure they don't spend more money than they earn. Despite sounding logical on the surface, the analogy to the government is wrong.
When the federal government spends more money than it collects in taxes, it runs a deficit. What exactly does this mean and how does it affect the economy?
There is only one entity that can legally issue US currency. That is the federal government. Every single dollar in existence (legally) was created by the federal government.
Right now, the government has an infinite amount of potential money. If they brought in an extra $100 in taxes, then they would have infinity plus $100, which is infinity. If they brought in an extra $100B in taxes, then they would still have infinity. In the same vein if the government spent an extra $100B, then they would still have infinity dollars left. So that is the first difference between the government and households. The government is never in a state of having or not having money. It always has infinity dollars. The question is how it should spend and tax and what should be taxed and what the money should be spent on.
When the government spends more money than it brings in, it issues treasury bonds (or bills or notes). The popular misconception is that the government must first sell the bonds so that it can get the money to spend. This is false.
What actually happens is that the government spends the money first and then issues treasuries second in order to support interest rates and ensure the banking system functions smoothly and that interest rates do not fall to zero.
A household has a limited supply of dollars. When they want to spend more they need to borrow the difference from someone that does have dollars. The federal government can simply create extra dollars at will via deficit spending. If the economy is sluggish and unemployment is high the government needs to pump more money in to the economy.
We shouldn't be arguing over whether or not the economy needs more money (it does) we should be arguing over the best way to get that money in to the economy.
Federal Government versus household debt
When we talk about debt, we take it to mean money that we owe someone that we will need to eventually pay back in full. We also usually think of debt as something negative. Being in debt is thought of as bad and being debt free is good. For a household that is generally true.
But one person's debt is also another person's income. For instance, I am currently in the midst


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Planet Bike's Superflash/Blaze Combo Light Set is a commuter's dream that maximizes your visibility on dark, moonless nights. The Blaze boasts a Nichia half-watt white LED with a brilliant beam specifically designed not only to be seen, but also to let you see where you're going. The Super Flash aims 2 LEDs plus a half-watt Blaze LED for light that can be seen for up to 1 mile! They both feature flashing and steady modes, include batteries and deliver run times of up to 100 hours.
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Great Durable Lights
By Get off the road _____!
from Odessa, TX
About Me Avid Cyclist
These little lights survived when the bike did not! The bike frame was broken and bent from the auto hit. The tail light lost its batteries but survived to bused on my current bike.
Bottom Line Yes, I would recommend this to a friend
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Every bike should superflash.
By Jimmy Dean
from Austin, TX
Every bike we own has a Superflash rear light on it and some version of the PlanetBike front light. If I had a suggestion, upgrade to the 1 Watt front light Superflash combo - that is a bright enough light to do light trails with a fresh set of batteries, let alone the most eye-catching strobe I've ever seen! Yeah, the front light's batteries don't last as long, but it's well worth it.
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Wednesday 7 February 1923
It was Wednesday, under the sign of Aquarius. The US president was Warren G. Harding (Republican).
Famous people born on this day include George H H Lascelles and Keefe Brasselle in Elyria.
The Blue Lagoon, directed by W. Bowden, was one of the most viewed movies released in 1923
But much more happened that day: find out below..
You can also have a look at the whole 1923 or at February 07 across the years.
Old Newspapers
Have a look at the old newspapers from 7 February 1923 and get them!
Which were the most popular movies released in the last months ?
Find out your future
Get a FREE Numerology report based on the digits of 7 February 1923!
Wish him/her..
Historical Events
Which were the important events of 7 February 1923 ?
- Blessed Eugenia Smet (d.1871)
- Independence Day in Grenada (1974).
- Bah�'f Faith - Feast of Mulk (Dominion) - First day of the 18th month of the Bah�'f Calendar.
- Sapporo Snow Festival in Sapporo, Japan (2005).
- Saints Paul Miki and his 25 companians (d. Nagasaki, 1597)
Famous Birthdays:
- George H H Lascelles: English Earl of Harewood / leader (Covent Garden).
- Keefe Brasselle in Elyria: Ohio, USA; actor (Be Our Guest).
- Martha Holmes: American photographer (d. 2006).
- Keefe Brasselle: American actor, TV producer and novelist.
- George Lascelles: British royal family member, statesman and opera buff, he is the 7th Earl of Harewood (1923).
- Dora Bryan: English actress and singer (d. 2014)
Music Charts
Which were the top hits in that special week of February 1923 ?
Top #4 songs in the USA
- Romany Love - Paul Whiteman & His Orchestra
- I Wish I Could Shimmy Like My Sister Kate - Virginians
- You Can Have Him, I Don't Want Him - Van & Schenck
- Carolina in the Morning - Paul Whiteman & His Orchestra
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- Home
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Schleich sitting polar bear cub
To combat the brutal cold of the arctic climates where they live, polar bears are insulated with four inches of fatty blubber and multiple layers of fur. To help with hunting, polar bears have a highly sensitive sense of smell and can catch a scent from almost a mile away or buried under three feet of snow.
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So I got some Sugar Veil a LONG time ago. I decided to mess around with it today. And I used it to make bows. OMG they look awesome and are much easier and even more realistic than the gumpaste bows. I mixed the product last night and let it set up over night and then early this afternoon I got around to making the bows. I am attaching some pictures.
I'm still new to this. What is Sugar Veil? Your bows look great by the way.
Lovely!!! what is sugar veil....how expensive....where can you get it?
Wow they look incredible! Isn't it $$$ ? Do you have to buy the whole kit or just the actual product in order to make stuff? I couldn't tell when I was looking at it a while back.
Yes, let me know as well, the bows look like fabric, the real thing!
This special icing that dries and will stay flexible for a while. You can get it at sugarveil.com. I have the machine but never use it. The icing mix isn't very expensive.
wow your bows are awesome,were they hard to do? please tell me more about the sugar veil.
thanks, gonna check it out!
just found this
To make the bows I only used the mix. I made the mix. Smoothed it flat on parchement paper. For the striped one I used a cake comb. I don't remember how much it cost. I got mine a long time ago but am loving the results. They took less than a minuted to make. used scissors to cut out the rectangles to make the bows. It was super easy, easier than gum paste.
And how does it taste???
Love the "movement" in your bows. They definitely look like the real thing.
I'm thinking it's tutorial time (pretty please )
And what is the dif between the Sugarveil icing and the sugarveil confectionery icing?
I don't see where to order only the mix...?
hi all, there was a post either on here or wilton about sugar veil,and on u-tube about sugar veil and i think she gave the recipt. it was interesting. hope this helps when i'v practiced more with my tips i stopped and realized i need to practice more, i've tried so many different things, and have seen them but i'm making myself to stay with one,
I didn't taste it yet. I don't think their is any difference. The stuff I used was in the 1 lb pouch.
I love the striped ones! very beautiful!


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Langmead joins Posh
Shrewsbury defender Kelvin Langmead has joined Peterborough on a three-year deal for an undisclosed fee.
Last Updated: 24/06/10 5:57pm
Shrewsbury defender Kelvin Langmead has switched to Peterborough for an undisclosed fee.
The 25-year-old has signed a three-year deal at London Road as Gary Johnson's side attempt to bounce back to the Championship at the first attempt.
After making more than 250 appearances for the Shrews, Langmead is relishing the opportunity of proving himself in League One.
He said: "I am looking forward to the challenge, I am eager to learn and this is a great move for me.
"I am under no illusions that I am going to walk straight into the side.
"I have played most of my football in League Two and am well aware that I need to work extremely hard, but I am prepared for that."


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Hani J. Zayadi was once the wunderkind of Canadian retailing. In 1987, at age 39, the Thomson family tapped him to run its Zellers chain, where he introduced the "Lowest Price Is the Law" marketing campaign and Club Z. Sales soared. Two years in, he was lured west to save the Woodward's chain, and later to Australia for another rescue mission. Now 63, Zayadi is semi-retired, and splits his time between Vancouver and Palm Springs, where John Daly caught up with him to get his take on Hudson's Bay Co.'s recent sale of up to 220 Zellers stores to Target.
Pretty much every major Canadian department store chain has either failed or been taken over by U.S. owners-Simpsons, Eaton's, Woodward's and so on. Why? If I think broadly about the reason, it would be a combination of proximity and scale. It's an easy leap for U.S. retailers to come across the border, and they can leverage their scale in a smaller market. Zellers' volume today isn't much different than when I left in 1989-about $2.5 billion a year. Walmart Canada has grown to about $16 billion. Before Walmart arrived, Zellers' marketing campaign had two anchors: "the Lowest Price Is the Law" and Club Z. But Walmart took that positioning away from them-the lowest price.
A lot of those chains were controlled by families. Was there a failure of leadership? That would be simplistic and somewhat unfair. It's more a worldwide trend over the last several decades. Most retail empires were built by families, which often translates into large real estate holdings as well. But as scale and leverage have become important, most of them have gone public. And the families get diluted, and the companies merge with others, and so on.
Should Canadians be concerned about American domination? I'm not and never have been. We're part of a global marketplace. Most retail products in Canada, as they are in the U.S., are imported from elsewhere. We can share in the growth and benefits of any of those takeovers in many ways. We get jobs. We get more competition. We can invest-these are public companies.
Target is about one-sixth the size of Walmart. From a shopper's point of view, what can Target offer that Zellers couldn't? After Walmart arrived, Zellers tried everything. It tried to go head on-that wasn't very smart. It tried to go a little bit upscale-that didn't work, either. Target has taken a position that: "We're not Walmart. We will meet them on some of the basics-paper towels, diapers-but we're going to be a little more upscale when it comes to apparel and home fashion. We're going to have a different feel in our stores."
So, they've found several niches? They have a combination of niches, which gives them a different customer positioning. But the U.S. has many, many segments. They have high, high department stores, such as Saks and Bloomingdale's. Then they have a set just below that-Nordstrom and Macy's. They go lower again with Sears and JCPenney. Then they go into the Target level, then Walmart. Even below that, they have some really deep discounters. You don't find that in Canada.
What does this say about HBC's future? It's a wonderful opportunity for them if they focus on being a great department store. Canada is probably the only Western economy that doesn't have one. I believe in the leadership at the Bay right now, and there's no store to compete with them. They can just concentrate on being the best department store in Canada, and not worry about Walmart and Target, or about Zellers. It's not their customer.Report Typo/Error


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Problem with Thumbnail creation
Hi, I recently switched to a new host and ever since, I can't get thumbnails. The built in uploader doesn't give me any errors, it just tells me there is no thumbnail if I try to use one, and my old version of photopress gives me this error:
Filetype not supported. Image not resized.Filetype not supported. Image not resized.
Warning: getimagesize(/home/moltenwo/public_html/photoblog/wp-content/images/thumb_newport.jpg) [function.getimagesize]: failed to open stream: No such file or directory in /home/moltenwo/public_html/photoblog/wp-content/plugins/photopress/upload.php on line 305
My host has been trying to fix it, but not having luck, so I thought I would check and see if anyone knew what we should be looking for.
Thanks 🙂
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Redskins' Run Finished in a Flash
Sunday, January 6, 2008
SEATTLE, Jan. 5 -- The locker room door closed on a dream now gone. Outside, in the Qwest Field stands, 68,297 people howled into a January gloaming as the Washington Redskins gathered one last time in the most trying season of their lives. A destiny they assumed was theirs had come to an end in the first round of the National Football League playoffs with a 35-14 loss to the Seattle Seahawks, and now it was time to leave 2007 for good.
Strangely there were few tears, but maybe enough had been shed in the days after their teammate Sean Taylor died in Miami that morning in November. Instead men smiled wistful smiles, packed their bags and talked about what had happened -- how a game they thought they had stolen from Seattle instead was snatched from them in 28 fourth-quarter seconds.
Yet what struck them most in the odd V-shaped locker room beneath the southeast stands of Qwest Field was how much they had changed. They were closer now, an emotion that comes with the death of a teammate and an improbable run to the playoffs. After these last two months they said they will never be the same.
"I've been to Super Bowls, but this is one for the memories," linebacker London Fletcher said as he gathered his things and prepared to leave the room. "This is the special season. It's truly unparalleled because of all the things we went through -- like the second-half losses and losing Sean and losing to Buffalo" the Sunday after Taylor's death, "then to come back and win those four ballgames."
Fletcher paused, put down his bag and laughed quietly.
"I think I learned a lot about the guys I played with," he continued. "I learned a lot about the coaches. It's easy when things are going well to be excited about coming to work."
This time, in the year when so much didn't go well, the team around him endured. Which is how, on the day it all ended, neither Fletcher nor his teammates wept. Nor did they gaze forlornly at the locker room floor the way players often do after such season-ending defeats.
The irony of this is that Saturday's loss might have been the cruelest of all in a season of bitter defeats. Seattle dominated the game for three quarters, overwhelming Washington's offense with a frenetic, attacking defense that squelched the Redskins' running game, battering their star running back, Clinton Portis.
Then just when it appeared the Redskins were done, when they were behind 13-0 at the start of the fourth quarter in a game that felt far more one-sided than the score, they came to life. A Todd Collins touchdown pass to Antwaan Randle El, an interception and another touchdown and recovered kickoff, all within 2 minutes 22 seconds of the quarter's start, appeared to doom the Seahawks. The roar that filled the stadium for much of the afternoon died, and it seemed the Redskins had found a way to make magic happen once again.
Across the field, Seahawks running back Shaun Alexander watched with surprise and remembered saying to himself: "Oh wow, they came back. I guess they are fighters."
But almost as quickly as hope came it went away. Washington place kicker Shaun Suisham missed a 30-yard field goal. Given new life, Seattle came back down the field, scoring a touchdown to take a 21-14 lead that grew seconds later to 28-14 when Collins lobbed a pass that wide receiver Santana Moss never saw. The ball landed in the hands of Seahawks cornerback Marcus Trufant, who ran 78 yards down the left sideline for another touchdown.
There was 5:38 left in the season and the Redskins were essentially broken.


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The former Stoke City boss took over with the club rock-bottom of the Premier League but has guided them to safety with games to spare and has hailed his squad's achievement
Pulis took over from Ian Holloway at Selhurst Park in November, with Palace having garnered just four points from their first 11 games of the season.
|Palace are 20/1 with William Hill to beat Liverpool 1-0 in their next fixture
An impressive run of five consecutive wins was ended by title-chasing Manchester City on Sunday, but Pulis remains delighted with the response he has received from his squad.
Pulis told the club's official website: "What the club has achieved this year, what the players have done for this football club and what the supporters – who were, again, absolutely wonderful – what they've done together as a group has been absolutely amazing.
"Let's be fair, Man City is a club that's the most expensive team in sport in the world.
"For them to come here and win 2-0, you have to take it on the chin and get on with it. But the players shouldn't worry about that too much."


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No idea how I missed this for so long (we reported on it once that I can find, way back in June of last year), but BBB is right -- The Scout Report is a terrific WoW webcomic that could probably use some more attention. From the very beginning, it's got pretty great timing and a healthy dose of cynicism. And it's super funny, which is always good for a webcomic.
Apparently it's been away for a while, but like BBB, we are happy that it's back (and I've got some archives to read through). We'll have to make sure to add it into the Sunday Morning Funnies from now on.


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Sigur Rós - Untitled 1 MP3
From the album ( ) (2002)
Sigur Rós - (Untitled) [Official Music Video] MP3
Music video by Sigur Ros performing (Untitled). (C) 2003 Fat Cat Records/ [PIAS] Recordings under exclusive license to Geffen Records.
Sigur Rós{{ArtistHeader |star = Bronze |pic = Sigur Ros.jpg |officialSite = http://www.sigur-ros.co.uk/ |myspace = sigurros |wikipedia = is:Sigur Rós |wikipedia2 = en:Sigur Rós |country = Iceland |hometown = ReykjavÃk }} ==Von (1997)== {{Album Art||Von}} # Sigur Rós (Victory Rose) # Dögun (Dawn) # Hún Jörð... (Mother Earth...) # Leit að LÃfi (Search for Life) # Myrkur (Darkness) # 18 Sekúndur Fyrir Sólarupprás (18 Seconds Before Sunrise) # Hafssól (Sun of the Sea) # Veröld Ný og Ãð (A World, New and Crazed) # Von (Hope) # Mistur (Mist) # Syndir Guðs (Opinberun Frelsarans) [Sins of God (Revelations of the Saviour)] # Rukrym [Darkness - Inversed] {{Clear}} ==Von Brigði (1998)== {{Album Art||Von Brigði}} # Syndir Guðs (recycled by Biogen) # Syndir Guðs (recycled by Múm) # Leit Af LÃfi (recycled by Plasmic) # Myrkur (recycled by Ilo) # Myrkur (recycled by Dirty-Bix) # 180 Sekúndur Fyrir Sólarupprás (recycled by Curver) # Hún Jörð... (recycled by Hassbræður) # [[Sigur Rós:Leit Af LÃfi|Leit Af LÃ[...]
Keane- Untitled 1 MP3
Untitled 1 by keane from their album "Hopes and Fears"...enjoy!
Brand New - Untitled 1 (lyrics) MP3
Lyrics video for the track Untitled 1 from Brand New's 2006 (2008?) unreleased album that fans have dubbed "Fight Off Your Demons". Lyrics: Well I wrote your ...
Untitled 1-Hogaya Chop MP3
Ladies and gentlemen presenting our very first single!! Hogaya Chop!!! UNTITLED 1 The band: Vocals: Prayag Shenoy Keyboards: Shyam Nair Drums: Romit ...
Team Untitled-1 FLL Senior Solutions World Festival Champion's Award winners robot. MP3
Watch our robot "The Beast" in closeup completing the First Lego League Senior Solutions mat!
"untitled" # 1 MP3
Keane - Hopes And Fears - Untitled 1 Lyrics MP3
Lyrics to the song "Untitled 1" by Keane. The album is Hopes And Fears which is their first album. This is one of my favorites by them I like the beat of it especially ...
Spain "Untitled #1" MP3
Album: "The Blue Moods Of Spain" (Restless, 1995)
Ocelote Rojo - Untitled #1 MP3
Ocelote Rojo - Untitled #1 Download link: http://oceloterojo.bandcamp.com.
SIGUR RÓS - vaka/untitled 1 [live] MP3
Sigur Rós en directo en algún talkshow americano. Sigur Rós in some american talkshow.
Blacknecks - Untitled 1 MP3
Blacknecks - Untitled 1 Buy and support: http://www.juno.co.uk/products/blacknecks/487695-01/
New Bon Iver Song (untitled #1) Eaux Claires 7/18/2015, Eau Claire, Wisconsin MP3
via YouTube Capture.
Aardvarck - Untitled 1 [Bloom 3] MP3
Head Gear... Aardvarck (a.k.a Mike Kivits) directing some serious bass on Blööm 3, untitled track 1. Released on the Bloom label [BLOOM3]. 2009 Watch in H.D. ...
Sigur Ros - Untitled #1 (vaka) Live Corona Capital 2013 MP3
Corp.Ferrara Para Detector Televisión Audio: Rossy Estrada Camara 1 Ivan Ferrara Camara 2 Jony Ferrara Post - Producción: Jony Ferrara.
SPAIN - Untitled #1 - LIVE - 1996 MP3
Le très talentueux groupe Spain ! http://spaintheband.bandcamp.com/ http://www.spaintheband.com/ Walked away Released from all my crimes Walked away ...
MOVE D - UNTITLED 1 Please support the artists and buy the music!
Move D - Untitled 1 /Workshop 13/ MP3
RELEASE DATE: 2011-09-12 LABEL: Workshop CATALOG: WORKSHOP13.
Kevin Devine covers Brand New's Untitled 1, talks with us MP3
about Brand New, being on tour with your friends and what music he's currently listening to.
Keane-Untitled 1 (subtítulos en español) MP3
video editado de Keane -untitled 1- del disco hopes and fears.
Keane - Untitled 1 MP3
Check out the video for "You Were Not That Kind" by Falso Coral - http://youtu.be/0PQAZcL_LZ8 ** Video for the "Hopes and Fears missing videos" competition.
keane - untitled 1 (sub. español) MP3
From his album "hopes and fears"
Untitled 1-er MP3
Recycled insta :)
Delroy Edwards - Untitled 1 [LACR001] MP3
Coming from Edwards himself, the first EP opts for a no-frills approach, featuring two "Untitled" tracks, simply described as "Dark & ruff beat tracks for the club.
Spain - Untitled #1 (detektor.fm-Session) MP3
Keane - Untitled 1 (Sub Español/English) MP3
Escrito por Tim Rice Oxley. 2004.
The Appleseed Cast - Untitled 1/2 MP3
From ''The End Of Ring Wars''. I always thought this sounded like "If I Could" by Mineral....
Blue Moods Of Spain - Untitled #1 MP3
Spain - The Blue Moods Of Spain Composers: Josh Haden (vocals, bass guitar) Ken Boudakian (guitar, organ) Merlo Podlewski (guitar) Evan Hartzell (drums) I ...
Hype Williams - Untitled 1 MP3
from the "carnivals 002" album.
Sigur Rós - ( ) - 01 Untitled Vaka MP3
http://www.sigur-ros.co.uk/ Vaka is the name of Orri's daughter.


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Religare Enterprises Ltd. said its board approved raising of funds up to Rs.800 crore, with an option increase the issue size up to ten percent, through issuance of equity shares on rights basis to the existing shareholders of the company.
The board also constituted a Committee of Directors to consider and approve specific aspects in relation to this matter.
The other terms of the issue including but not limited to size of the issue, Record Date, Pricing, Ratio will be decided by the Committee in due course in consultation with the intermediaries involved in the process.
At the BSE, Religare Enterprises shares are being traded at Rs.486, up by 0.67 percent from the previous close.


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Meditation is to train the mind to become peaceful and to stop still in meditation, this is also called Samadhi in Pali. There are four mind components, vision, memory, thought and cognition. When these four stop still at the same point during meditation, it is called concentration of mind.
There are two types of meditation, Samatha or Concentration Meditation and Vipassana or Insight Meditation, both of which will be explained later in this section.
Meditation is not reserved for Buddhists only. It also helps people from other religions to fully comprehend the depths of their religion.
Meditation has countless benefits for people in all walks of life, especially, the mental benefits. A busy person gets rid of tension and worried person will become calm and find peace. It helps in overcoming fear in the heart and increases an elderly person's joy of living. There is even strong evidence that it can help alcoholics and drug addicts in overcoming their dangerous habits. It will increase one's ability to learn and memorize and, moreover, make one a happy person both awake and asleep, not frightened of danger or even of death.
Meditation is very useful in daily life, even for those who don't meditate formally. There are five concrete benefits.
First, meditation maintains and improves mental health, developing inner peace and tranquility which foster serenity, contentment and happiness.
Second, it engenders cool, calm composure, fostering self-possessed, rational behavior, unbiased judgment, and smooth, unruffled social interaction.
Third, meditation focuses thought, dispelling confusion and leading to more perceptive analysis and deeper insight.
Fourth, it maintains and improves physical health, providing rest and relaxation, averting sickness, and developing strength and vigor.
Finally, the fifth and ultimate benefit of meditation is cleansing out the Five Hindrances, which constrict our mental processes, in order to purify the mind to higher levels of consciousness. The Five Hindrances are: drowsiness or laziness, doubt or uncertainty, ill will or enmity, distraction or restlessness, and sensual desire or enchantment.
Meditation is the way to train and purify one's mind. This is very meritorious. Why? When the mind wanders outside, it will contact and attach to worldly objects you like, or feel aversion towards the objects you dislike. That will cause passion to arise in the form of craving, greed, ill will, or delusion. When you meditate and bring your mind inside, even for a second, it is very meritorious because the mind stops unattached to any worldly object. Thus, your mind will become purer and purer. Try to do it everyday, whenever you feel free in any position and at any place.
It all depends. Some people say in the morning at 3:00, 4:00, or 5:00 am, and some say 9:00 or 10:00 am. Afternoon is not very good. It becomes good again around 7:00, 8:00, 9:00 or 10:00 pm. So, find the best time for yourself.
It is recommended about thirty minutes for beginners. After you get used to it, it can be more and more until about an hour. If one is very good, two hours doesn't matter. Some people change their position by walking and meditating at the same time, it is also called walking meditation. This is another way for meditation and it is very helpful too, especially forest monks who want to be relaxed from sitting and meditating all day.
Yes, but, it depends upon one's physical fitness and environment. If you feel exhausted or tired, take a rest. Afterwards, when you can find the proper conditions such as a quiet place, good weather and free time, meditation can be very helpful at any time. It depends upon how you feel. The best way is to try to do as much as you can without forcing it too much. Don't be too eager.
Sometimes you might sit under a tree in good weather for only a couple of minutes and you can see the sphere [mentally see a light object]. Some people can see it while walking along, not sitting formally. When your merit becomes full, you can see it. When your mind becomes tranquil, peaceful and still, you can also see it right away because the mind becomes perfectly concentrated.
The word Samatha means making the mind calm or tranquil, free from the Five Hindrances. Samatha Mediation helps prepare the mind for Insight or Vipassana Meditation. The Five Hindrances are attachment to sensual desire, ill-will, inactivity or sleepiness, anxiety or restlessness, and doubt.
The mind is accustomed to flitting from object to object in the outside world. Concentrating the mind and bringing it inward requires effort, but the mind cannot be forced. Therefore, Lord Buddha taught various concentration devices.
Insight or Vipassana Meditation is the technique for developing Right Wisdom. This derives from contemplation of the Four Foundations of Mindfulness (Satipatthana), the physical body, feelings, mind, and Dhamma (phenomena). It includes Right Wisdom with regard to the Five Hindrances, the Five Aggregates, the Four Noble Truths, and the twelve links in the Chain of Dependent Origination. (Paticca-samuppada).
The Three Trainings are (1) Training in Morality or Sila, (2) Training in Mentality or Samatha or Concentration Meditation, and (3) Training in Wisdom. They can be summarized into the following table:
|The Noble Eightfold Path
|The Three Trainings
|1. Right View or Right Understanding (Samma-ditthi), 2. Right Thought (Samma-sankappa),
|Training in Wisdom or Pañña,
|3. Right Speech (Samma-vaca), 4. Right Action (Samma-kammanta), 5. Right Livelihood (Samma-ajiva),
|Training in Morality or Sila,
|6. Right Effort (Samma-viriya), 7. Right Mindfulness (Samma-sati) and 8. Right Concentration (Samma-samadhi)
|Training in Mentality or Samadhi
Training in Mentality is developing Samatha Meditation and Training in Wisdom is developing Vipassana Meditation.


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Desertification: Causes, Effects and Control! Desertification is taking place much faster worldwide than historically and usually arises from the demands of increased populations that settle on the land in order to grow crops and graze animals. It is land degradation occurring in arid, semiarid and dry sub-humid areas of the world. It is a process […]
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Desertification: Causes, Effects and Control of Desertification
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A review of our results in time-domain coherent anti-Stokes Raman spectroscopy (CARS) of N2 molecules cooled in a supersonic jet is given. A full quantitative interpretation of the detected quantum beats, which makes it possible to determine the Trot of N2, is proposed. A noticeable increase of the dephasing cross section with the lowering of temperature is detected. The sensitivity of the CARS spectrometer was radically improved by the development of the injection-locked optical parametric oscillator, which made it possible to register the cooling of N2 to temperatures as low as 8 K.
© 1985 Optical Society of AmericaFull Article | PDF Article
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J. Opt. Soc. Am. B 13(3) 514-520 (1996)
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Posts tagged 'seed beads'
- Summer is almost over! :( on August 21, 2013
Plowing through Life in the Country...One Calf Nut at a Time
DIY Fun with Fairy Gardens
Promoting fellowship in the art of quilting
I'll Teach You How!
Gardening, Cooking & DIY Living
The mad adventures of a lesbi@n hooker and her siamese cat!
Handcrafted jewelry, made with love.


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Whether you are starting a home improvement project with your kitchen, bathroom or your roof, it is important to be thoroughly educated before making your hiring decision. Some of these projects can cost in the thousands and you don't want to get stuck with a team with whom you can't get along.
Getting three bids is an uphill battle. How do I know? Because 30 percent of respondents to a recent Angie's List poll admitted that they didn't fully read their contract before they hired their contractor. If you're not reading the contract, chances are you're not doing the preliminary work either – and both are incredibly important to getting your project done well, done on time and at a fair price.
Angie's List tips on why you should get three or more bids:
- Feel comfortable: Depending on the type of project, contractors could be in and out of your house quite often – you need to feel comfortable with them.
- Communication is key: You need to be able to communicate with your contractor easily. If something isn't going right, speak up early in the project. If you're dealing with problems early on and don't address them, you're probably not going to be happy with the finished product. If your contractor isn't responsive to your wishes, it's easier to cut ties early. The longer you wait, the more difficult it could be to move on.
- Are you on the same page? You should choose a contractor that collaborates with you throughout your project. You have to live with this, so make sure it's something you like as well.
- Keeping in touch: Many members complained that after the initial estimate they could not get ahold of the contractor by phone or email in order to get further information or to even talk about doing the job.
- Weed out the bad: If you find one bid is a lot lower than the others, it could be an indicator of an outlier and the quality of that contractor's work might not be up to your standards. That's another reason it's important to get three bids.
Many homeowners tell us their search for a contractor ends if they think the bid is too high. But a recent Angie's List poll showed that more than 80 percent of contractors are willing to negotiate with homeowners to get jobs. So don't let sticker shock keep you from making a good hire. If you have three bids to compare, you have leverage to potentially talk down that high bidder. There might be a good reason the bid is higher than you expected but you'll never know if you don't have an apples-to-apples comparison.
What should be in a bid?
- Payment terms
- Start and completion dates
- Materials being used and how much (spelled out line by line)
- Cost of permits (if any need to be pulled)
- Cost of final payment
When getting ready for a big project, you want to get as much information from the contractor that you choose. You are basically conducting an interview with the company. That contractor will be the one responsible for how your project turns out. If you see red flags from the beginning, end the relationship then. Trust your instincts.
Questions to ask while deciding:
- How long have you been in business?
- Can I see examples of previous work?
- Are you licensed, insured and bonded?
- What certifications do you have?
- Who will be assigned to my project if I have any questions?
Copyright 2013 by News4Jax.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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A Phase II Study of Gemcitabine and Capecitabine for Treatment Resistant, Metastatic Colorectal Cancer (GemCaP)
This study has been completed.
Vejle Hospital
Information provided by (Responsible Party):
Vejle Hospital
ClinicalTrials.gov Identifier:
First received: November 1, 2011
Last updated: December 3, 2014
Last verified: December 2014
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
|Study Status:
|This study has been completed.
|Study Completion Date:
|May 2014
|Primary Completion Date:
|May 2013 (Final data collection date for primary outcome measure)


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PHILADELPHIA – The University of Pennsylvania men's soccer team returns to Rhodes Field on Sunday, hosting No. 23 Temple at 7 p.m.
The Quakers (0-3-1) are looking for their first win the season, while the Owls enter with a 5-0-1 record to begin 2015.
Sunday's match is the official beginning of Philadelphia Soccer Six play for the Quakers. Each year, members of the PS6 play two "League Matches" against each other to help determine the city champion. Tuesday's match at Drexel was not part of Penn's PS6 rotation and does not count in terms of PS6 standings. Last year, Penn was 2-0 in its PS6 competition, with wins over Temple and Saint Joseph's.
Five Things You Need to Know…
Penn is 22-6-6 all-time against Temple. Rudy Fuller is 8-1-1 all-time against the Owls.
Temple is the second ranked opponent for the Quakers in 2015. Penn opened the season with a 0-0 draw against then-No. 7 Washington at Rhodes Field.
Penn has undertaken a challenging slate to begin the season. In addition to No. 7 Washington and Sunday's tilt with No. 23 Temple, Penn has played American (now ranked No. 21) and Florida International (Receiving 29 votes this week). Up next for Penn will be No. 13 Penn State on Wednesday at Rhodes Field.
The defensive group for the Quakers has been busy, and Penn's goalkeepers rank No. 16 in the country in saver-per-game at 5.25.
The term "new-look" seems appropriate when discussing the lineup for Penn of late. On Tuesday, Penn had eight new starters in its lineup from the 2014 season, including six freshmen and a sophomore transfer.
Sunday's opponent, Temple, is in the midst of quite a turnaround from last season. In 2014, the Owls were 2-14-2 and ended the season on an 0-8-1 streak. This year, the Owls have outscored their opponents, 11-3, and have won four in a row to build a 5-0-1 record.
Included in the undefeated start are wins over then-No. 25 Penn State, 2-0, and Villanova , 2-1. Those wins have propelled the Owls into the national rankings for the first time since the 1997 season. Goalkeeper Alex Cagle has been named American Athletics Conference Goalkeeper of the Week for the third consecutive week, while Jorge Gomez-Sanchez was named AAC Offensive Player of the Week after posting four goals and assist last week.
On Wednesday, he added another goal as he connected on the game-winning strike at Villanova. He leads the Owls with seven goals and two assists this season.


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When life give you a bowl of (almost bad) lemons, you make One-Bowl Paleo Lemon Muffins! Perfectly zesty, slightly sweet and bursting with lemon flavor, these One-Bowl Paleo Lemon Muffins are super easy to make in just one bowl! No fuss. Next to no mess. Making a delicious breakfast has never been easier!
I am all about living a life of balance and think there is nothing wrong with an occasional treat. But, I am also all about finding new, healthier ways of living the life we love. A way to have our cake and eat it too....or, in this case, donuts. Enter my Flourless Chocolate Donuts (with hidden veggies!). They bring a new level of health, deliciousness and nutrition that has never seen donut form before.
This Super Simple Blackberry Chia Jam is so delicious and awesomely healthy that it is a total game changer in the healthy living department! Made with minimal ingredients and low in sugar, this recipe is sure to become a staple in your real food kitchen.
This Smoked Salmon Spinach & Goat Cheese Frittata is my current smoked salmon obsession. It is the perfect balance of protein and veggies with the beloved flavor combination of smoked salmon, dill and goat cheese. Luscious, perfectly salty and just the right amount of creamy tang make this frittata a breakfast dream.
These Healthy & Simple Grain-Free Pancakes are a total breakfast staple around my house and are well loved by all who eats them. Fluffy, soft, and light...you wouldn't guess that these pancakes are grain-free and made with only a handful of simple good-for-you ingredients you probably already have kicking around your kitchen. They come together in a snap in your blender and are loaded with way more protein than conventional pancake recipes....so they actually fill you up and fuel you on instead of leaving you with a sugar-crash in a few hours.
These Flourless Chocolate Chip Banana Breakfast Cookies are utterly delightful. Completely flourless and grain-free, they are surprisingly soft and cakey. Loaded with good-for-you ingredients like flax meal and nut butter, these cookies are healthy enough for breakfast...but tasty enough for dessert. Enjoy them when you will...but you will enjoy them.
Anything pink dazzles the socks off my little one and this Pink Power-Up Smoothie is no different! Made that stunning shade of pink by antioxidant rich red fruits and veggies, it's easy on the eyes and super nourishing for the body.
These Egg-Free Carrot Apple Muffins are everything. Super soft, super wonderful and they pretty much melt in your mouth. Full of flavor and yum....but also nutrient dense goodness. Oats, apples, carrots flax and all the good stuff you probably already have kicking around in your kitchen. So you can totally go make these right now....and every day...for the rest of your life.
Loaded with nutrient-dense greens, naturally sweetened with bananas and a little honey/maple syrup, and packing an extra punch of fiber-rich rolled oats for good measure…a new breakfast favorite was born. Kid tested. Kid approved. Kid loved.
Fluffy, perfectly chocolaty, protein-rich, and mixed entirely in your blender, these Flourless Chocolate Protein Waffles (with hidden greens!) is made with oodles of good for you ingredients and are the perfect way to start any day!
These Healthy Veggie-Loaded Egg Cups are wonderful to make for Sunday brunch or during your weekly meal prep to quickly reheat on those busy mornings. All the protein and nutrient-rich veggie goodness your body needs to kick-butt during the busy day ahead, but without the stress of trying to add cooking time into your morning routine.
Sometimes you have to take baby steps when warming your kids up to eating their veggies. Smoothies are my secret weapon for getting veggies into kiddos....and Radically Red Smoothie Pops will intrigue even your most cautious of eaters.
30-Minute Grain-Free Granola is the perfect easy protein-packed breakfast option that you can make ahead of time and grab on-the-go when the world moves faster than you do.
This Healthy Peanut Butter Chocolate Smoothie is oh-so delicious and loaded with protein, healthy fat and greens! Healthy enough for breakfast, but tasty enough for a treat. Whip up a batch in the morning to send your crew off happy and fueled up on nothing but the good stuff!
A healthy breakfast sets the tone for a healthy day. Make sure you eat a filling & nourishing first meal so that your body has the fuel it needs to keep you plugging along until lunch. The perfect way to start a healthy balanced day is with a dish like this Rise & Shine Breakfast Casserole. Make it during your weekly meal prep or the night before a busy morning, and you will set yourself up for success for days to come.
Mmmmmmm. My kitchen smells like the holidays. Warm. Cozy. And with just the right blend of sugar and spice. Kind of like this festive recipe for gluten free and dairy free Gingerbread French Toast.
Coconut butter is a wonderful kitchen staple to have and comes in handy for those trying to cut back on their sugar intake. Gathering its sweetness only from natural unsweetened coconut, one bite coconut butter is all I need to kick a sugar craving to the curb. While it can be a bit pricy to buy pre made, coconut butter is surprisingly easy and cheap to make! Just about 20 minutes of your time and you are stocked with beautiful coconut butter for the week ahead!
Just the right amount of sweet and all kinds of soft and fluffy, these Grain-Free Sweet Potato Muffins will become the star at your breakfast table. Naturally sweetened and mixed entirely in your blender or food processor, they couldn't be easier to make or more family-friendly.
Yes, they are green. Yes, they are pancakes. But don't runaway! Because these Flourless Green Blender Pancakes are not only oh-so healthy and easy, but totally kid approved! Turned their lovely shade of green by a bonus dose of veggies, these pancakes will send your crew out into the day nourished, full, and smiling.
You're going to want to eat this Toasted Sunflower Seed Butter straight out of the jar. And you should! Full of toasty flavor and just a hint of natural sweetness, no one will judge you for falling head-over-heels for this nut-free spread.
Sometimes breakfast just calls for savory. Hearty and savory. And delicious. Delicious is important too. And nothing else fits the bill quite like these Sleepy Sunday Sage Breakfast Patties.
These Sweet Little Breakfast Soufflésare the perfect easy breakfast to curl up with on a sleepy Sunday morning or to make ahead for a hearty (yet sweet) way to start a busy weekday!
Flourless Peanut Butter Muffins are the perfect grain-free muffin! Wonderful flavor, fluffy texture, and made with simple wholesome ingredients. Plus, they're easy peasy to make in your food processor! Naturally gluten-free, grain-free, dairy-free, and refined sugar-free, too
When life asks you if you want to healthy, grain-free, refined sugar free cookie for breakfast.....the answer is always yes.
Breakfast is the most important meal of the day! Make sure you are fueling kiddos with veggie-rich foods! Here are 13 Kid-Friendly Veggie-Filled Breakfast Recipes to get your inspired and open your family's mind to the most important food group being part of the first meal of the day.
In a perfect world, we would all have the time to make a beautiful breakfast from scratch each and every morning. But, we live in the real world where that doesn't always happen. This recipe is a quick, easy, healthy, and filling breakfast on those inevitably crazy mornings.
The classic flavor combo of strawberries and cream in a deliciously healthy (and easy) gluten-free dairy-free overnight oats recipe.
So many of my favorite thing in a lovely one-skillet breakfast....and it couldn't be easier!
There is no need to buy commercially prepared blueberry jam when making your own is easy, fast, and a heck of a lot healthier.
I'm taking on another round of Whole30. Check out some ideas of what I'll be eating for the first meal of the day this week.....
Anything pink dazzles the socks off my little one and this Pink Power-Up Smoothie is no different! Made that stunning shade of pink by antioxidant rich red fruits and veggies, it's easy on the eyes and super nourishing for the body.
This Healthy Peanut Butter Chocolate Smoothie is oh-so delicious and loaded with protein, healthy fat and greens! Healthy enough for breakfast, but tasty enough for a treat. Whip up a batch in the morning to send your crew off happy and fueled up on nothing but the good stuff!
Need a little green in your life this holiday season? These Green Grinch Smoothies are a festive, healthy, and oh-so delicious way to get bonus greens into your belly. Kid-tested and approved (25 times), these smoothies will be a favorite treat all year round.
Sick of being sick? Aren't we all! Boost your immune system in a delicious and natural with this vitamin C packed smoothie
We all need a sweet treat from time to time....luckily sweet treats can also be healthy.
Smoothies are a magical and powerful tool in getting your children used to eating fruits and veggies! Find out how to introduce kiddos to the wonder of smoothies (even the resistant ones!) and enjoy 15 kid-friendly recipes to get your family's smoothie habit off on the right (and tasty) foot
Refresh and rehydrate with these simple, delicious, 4 ingriedent slushies.
This smoothie is for those days where your sweet tooth is in the driver's seat. It tastes like a sweet treat, yet is full of delicious fruits that will give your body the nutritional jump start that it needs before you hit the ground running.
Once upon a time, there was a girl who celebrated the holiday season with a little too much food and spirits. That girl is me. This is the story about how I became best friends with my blender (again) and made lots of green smoothies to help feel like myself again.
I don't know what is more exciting about this meal. That it is only 5 ingredients. Or that it is cooked entirely on one sheet pan. One-Sheet Pan Pesto Chicken & Summer Veggies is the perfect fast & healthy go-to for when dinner time sneaks up on you! Juicy chicken, delicious veggies, and a flavorful pesto will make this dinner a regular on your family's meal plan.
One-sheet pan meals are probably one of my favorite healthy-living hacks! They make family-friendly meals quickly and easily, but without filling my sink with dishes! And there are so many amazing things you can make on just one sheet pan! Here are 10 amazing recipes to get you inspired!
These simple and delicious Veggie-Loaded Lentil & Quinoa "Meatballs" are made with just 11 oh-so-good-for-you ingredients (including veggies!), are savory, delicious and perfectly bite-sized! They are going to become your new favorite meat-free dinner starter that you feel good about feeding to your family!
Super easy, flavorful and packed with nutrient-dense plant goodness, Roasted Veggie & Quinoa Power Bowls with Creamy Peanut Sauce are a simple dinner to enjoy....even on the busiest of days.
I may be a healthy living blogger who loves cooking, but I truly don't have time to make a fancy dinner that keeps me in the kitchen for an hour or two every night. Nope. No way.
So, along my healthy living journey, I've found a few really healthy, really easy dinners that appear time and time again on our dinner table.
This hearty, flavorful and amazing Slow Cooker Almond Butter Beef Stew is going to become your new go-to slow cooker meal! A true personal favorite of mine, this is a complete meal that can easily be thrown together before the busiest of days and that the whole family is going to fall in love with.
Super simple to make, these Healthy Veggie-Loaded Meatballs are easy, tasty and packed with veggie-goodness. Made without eggs, gluten, or dairy...these meatballs are the perfect way to get a little extra veggie into your family's bellies.
Turmeric, known for is amazing natural anti-inflammatory proprieties, adds a wonderful punch of flavor and color to your typical egg salad. With a little added veggie and a really good mayo, dinner will never be more satisfying for your body or soul.
This 30-minute Sausage & Veggie Soup is a complete one-pot dinner that comes together faster than delivery pizza. Loaded with savory protein, oodles of veggies and yummy rice, it'll be come one of your favorite go-to meals for those busy nights.
I'm not kidding when I say these are the BEST slow cooker black beans. They are easy to throw together and get rave reviews from everyone I have share them with. Plus, homemade beans are my favorite way to make a real food budget stretch.
Flavorful, fast and super easy, One-Sheet Rosemary Baked Chicken & Sweet Potatoes will be your superhero dinner on those busy weeknights. An amazing dinner made on one pan, leaving you more time to relax and read fairy tales to your littles, instead of battling a mountain of dishes.
This Healthy Baked Salsa Chicken is a super easy and delicious recipe that will leave your family raving! Easy to throw together for a busy weeknight dinner, this 30ish minute meal is Paleo friendly, Whole30 compliant, dairy-free, grain-free and gluten free....but oh-so full of flavor!
One-Sheet Roasted Sausage & Brussels Sprout Dinner is a meal that comes together with little effort, time or dirty dishes (win!). Tender, flavorful brussels sprouts and sweet potatoes paired with hearty sausage makes this all-in-one recipe a dish that is sure to be a frequent flyer on your dinner table.
Slow Cooker Apple Cider Pulled Pork is the ultimate fall dinner. Cooked to tender perfection all day in your handy-dandy slow cooker while slowly infused with the lovely sweetness of apples. It's sure to be a fall family favorite.
Juicy, buttery and just the right amount of crisp, this Spatchcock Herbed Chicken is bound to become a dinner staple in your house.
One-Skillet meals are the bee's knees in my book and this One-Skillet Shepherd's Pie Stir Fry is an out-of-the-box twist on a classic with all that lovely classic flavor. Made in under 30 minutes, its the perfect quick meal for those (all too frequent) busy days.
Mini Eggplant Pizzas are the fastest and easiest pizza recipe you can imagine...and they pack a punch of veggie goodness that your family will inhale.
I have a soft spot for really easy dinners that also are really healthy and loaded with flavor. Like, a really soft spot. And healthy dinners don't get much easier, healthier, or flavorful than Zesty Lime Shrimp with Simple Cauliflower Rice
You guys know me....if I can add veggies to something, I do it! And why not!? The more vegetables in your life, the better! Veggie-Loaded Avocado Tuna Salad is mayo-free, paleo, Whole30 compliant and loaded with flavor! It is a hearty recipe that takes minutes to make and is perfect for a no-cook lunch or dinner. Eat it in a sandwich, over a green salad, or straight out of the bowl, you are sure to make this recipe a regular in your family's life.
Summer Curry Chicken Salad (Dairy-free, Paleo, Whole30 compliant) is a jazzy twist on traditional chicken salad. Perfect to make for meal prep or with some leftover chicken for a 5-minute dinner. The mild curry flavor makes it kid-friendly and a wonderful way to introduce a new spice to young tastebuds! Simple, crunchy, satisfying, and full of flavor, this recipe will be a regular on your summer dinner menu.
There is something beautiful and elegant about tuna steaks for a meal. I'm not sure if it's the way it looks on the plate or because it is something many people opt to order at a restaurant instead of making in their homes, but a tuna steak on my plate makes me see all the heart eyes. However, I refuse to reserve my love affair with tuna for the special occasions that I actually eat at a restaurant. And I don't have to! Making a beautiful tuna steak in the coziness of my own kitchen is not only easy, but flavorful and fast
When the season gets too hot to cook, bust out that handy-dandy slow cooker to make this delicious and healthy summer recipe for you.
Meatballs are one of those awesome classic dishes that are great to have on hand for a quick protein to add to any meal. Better still, they take next to no time to make...
A healthy dinner can be as easy as throwing one baking sheet into the oven...and walking away until its done. Less mess. Less fuss. More time to enjoy life....in a healthful and tasty way.
Meatloaf in a muffin tin?! Yes, I went there. And I added veggies too....because why the heck not!? Grain-free, whole30 compliant, and easy to throw together with tons of leftovers to enjoy later! Real food in real life just keeps getting easier.


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"Being gay and getting the smear test"
About: Salford PCT Salford PCT Salford M6 5FW
Posted by Being gay and going to the doctors (as ),
I went for my first smear test (at a Salford Health Matters site). I've just turned 30 and told the nurse I have put off making the appointment as I was extremely nervous and uncomfortable about it.
I was told that they only had 'Medium' equipment. The nurse place me in the position to take the smear test. I was very uncomfortable and the nurse struggled getting the swab. As she was struggling she asked when I last slept with a man. I had to tell her I was gay as she was doing this. She continued asking if I had ever been with a man. In pain now I had to answer her questions (I found out later was not relevant and I felt they were inappropriate questions).
The nurse told me she had contaminated the swab as she had made me bleed and that I would probably have to come back.
Overall it was a traumatic experience for me and re confirmed my fears and experiences of the NHS of being completely ignorant to the possibility of having a gay patient - and meeting their needs.
I'm not alone, I know of a lot of gay girls who have told me they avoid the doctors because of being pushed to talk about their sex life and offered condoms automatically.


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Dr. John Schorge MD
- Gynecologic Oncology Boston, MA
Patient Reviews
Reviews reflect patients' level of satisfaction with the care they received from this provider. Dr. John Schorge xhas an overall rating of 4.7.
Dr. John Schorge, MD is a Doctor primarily located in Boston, MA, with another office in Dover, NH. He has 23 years of experience. His specialties include Gynecologic Oncology and Obstetrics and Gynecology. Dr. Schorge is affiliated with Danvers: The Mass General/North Shore Center for Outpatient Care, North Shore Medical Center - Union Hospital and NSMC - Salem Hospital. He speaks English.
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About Brian Wilson
2 comments:
Brian -- I have been "following" you since your KSFO days ... You must have forgotten about California when you were quoted in November, 2010, "For the last 5 years, I have been contending with some of the most idiotic, aggressively ignorant, apathetic, delusional morons I have ever encountered in 45+ years of Talk radio ... This gaggle of people is concentrated in NW Ohio, specifically the 'greater' Toledo metropolitan area. Here you will find this stultifying concentration of blithering idiots on the planet. ..." The "Deliberate Dumbing Down of America" had to have been written about CaliforniaReplyDelete
"Keeper of the Grapes" ... Old Vines Zinfandel ... St. Francis ...
Jim Ristow (now in San Diego)
Good points, Jim...altho, despite CA's non-stop collective effort to become the country's largest collective, there were (and are) many listeners able to converse and appreciate the points I and my guests tried valiantly to convey. Toledo - and all of Ohio in general - is one massive criminal operation, a fetid cooperative b.w Organized Labor and all levels of Government.The Toledo situation rises to the level of toxicity with the incorporation of the local paper and its certifiably deranged ownership and management. It is the aggressive ignorance and contagious apathy of the "natives" that maintain the misery. Exceedingly low standards for education and "lifestyle" alternatives contribute to the never-ending problem. What's diabolical: if the "stables" could be sluiced a la Hercules 5th Labor, the area wouldda/couldda been the richest, most economically incredible area of the mid-west. Alas, no "Eurystheus" figure every arrived on the scene to make that happen; no Hercules either. When it comes to "economic scandals and tragedies" the history of Toledo is #1.ReplyDelete


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ALMA MEDIA CORP. STOCK EXCHANGE RELEASE 6 May 1999, 3.30 p.m. FINANCIAL STATEMENT TELEPHONE CONFERENCE Alma Media Corporation will publish the interim report for the first quartal of 1999 at 9.00 a.m. on 11th May 1999. We will arrange on Tuesday 11th May a telephone conference beginning at 4.00 p.m. local Finnish time during which Mr Matti Packalen, President and CEO, and Mrs Ritva Sallinen, Senior Vice President, Finance and Administration will be pleased to answer your questions. Please indicate your wish to participate in this teleconference either by e-mail to email@example.com or by telefax to Alma Media Corporation, +358-9-5078555, no later than by 11th May 1999 at 12.00 a.m. To reserve your line for the teleconference, please call Sonera Finland_service number: +358-800-148 766 (in Finland 0800-148 766) not later than 3.55 p.m. on Tuesday 11th May. The conference secretary will provide further instructions. ALMA MEDIA CORPORATION Ahti Martikainen Vice President DISTRIBUTION Helsinki Stock Exchange
- Date: 6.5.1999, 08:00
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Estructura de Tasas de Interés en Chile: La Vía No Paramétrica
The modeling of the term structure of interest rates has been the focus of attention of several studies in the fields of applied and theoretical finance. Numerous models, which can be broadly classified as equilibrium models and no-arbitrage models, have
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Volume (Year): 36 (1999)
Issue (Month): 109 ()
Pages: 1005-1034
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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Ait-Sahalia, Yacine, 1996.
"Testing Continuous-Time Models of the Spot Interest Rate,"
Review of Financial Studies,
Society for Financial Studies, vol. 9(2), pages 385-426.
- Yacine Ait-Sahalia, 1995. "Testing Continuous-Time Models of the Spot Interest Rate," NBER Working Papers 5346, National Bureau of Economic Research, Inc.
- Bernard, Henri & Gerlach, Stefan, 1998. "Does the Term Structure Predict Recessions? The International Evidence," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 3(3), pages 195-215, July.
- Henri Bernard & Stefan Gerlach, 1996. "Does the term structure predict recessions? The international evidence," BIS Working Papers 37, Bank for International Settlements.
- Bernard, Henri J & Gerlach, Stefan, 1998. "Does the Term Structure Predict Recessions? The International Evidence," CEPR Discussion Papers 1892, C.E.P.R. Discussion Papers.
- Robert C. Merton, 2005. "Theory of rational option pricing," World Scientific Book Chapters,in: Theory Of Valuation, chapter 8, pages 229-288 World Scientific Publishing Co. Pte. Ltd..
- Robert C. Merton, 1973. "Theory of Rational Option Pricing," Bell Journal of Economics, The RAND Corporation, vol. 4(1), pages 141-183, Spring.
- Hardle, Wolfgang & Linton, Oliver, 1986. "Applied nonparametric methods," Handbook of Econometrics,in: R. F. Engle & D. McFadden (ed.), Handbook of Econometrics, edition 1, volume 4, chapter 38, pages 2295-2339 Elsevier.
- Hardle, W., 1992. "Applied Nonparametric Methods," Papers 9206, Tilburg - Center for Economic Research.
- Härdle, W.K., 1992. "Applied Nonparametric Methods," Discussion Paper 1992-6, Tilburg University, Center for Economic Research.
- Hardle, W., 1992. "Applied Nonparametric Methods," Papers 9204, Catholique de Louvain - Institut de statistique.
- Wolfgang Hardle & Oliver Linton, 1994. "Applied Nonparametric Methods," Cowles Foundation Discussion Papers 1069, Cowles Foundation for Research in Economics, Yale University.
- HÄRDLE, Wolfgang, 1992. "Applied nonparametric methods," CORE Discussion Papers 1992003, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE).
- Ait-Sahalia, Yacine, 1996. "Nonparametric Pricing of Interest Rate Derivative Securities," Econometrica, Econometric Society, vol. 64(3), pages 527-560, May.
- Yacine Ait-Sahalia, 1995. "Nonparametric Pricing of Interest Rate Derivative Securities," NBER Working Papers 5345, National Bureau of Economic Research, Inc.
- Chan, K C, et al, 1992. " An Empirical Comparison of Alternative Models of the Short-Term Interest Rate," Journal of Finance, American Finance Association, vol. 47(3), pages 1209-1227, July.
- Tom Doan, "undated". "RATS programs to replicate CKLS(1992) estimation of interest rate models," Statistical Software Components RTZ00035, Boston College Department of Economics.
- Vasicek, Oldrich, 1977. "An equilibrium characterization of the term structure," Journal of Financial Economics, Elsevier, vol. 5(2), pages 177-188, November.
- Franco Parisi, 1998. "Tasas de Interés Nominal de Corto Plazo en Chile: Una Comparación Empírica de sus Modelos," Latin American Journal of Economics-formerly Cuadernos de Economía, Instituto de Economía. Pontificia Universidad Católica de Chile., vol. 35(105), pages 161-182.
- Hardle, Wolfgang & Linton, Oliver, 1986. "Applied nonparametric methods," Handbook of Econometrics,in: R. F. Engle & D. McFadden (ed.), Handbook of Econometrics, edition 1, volume 4, chapter 38, pages 2295-2339 Elsevier.
- Oliver LINTON, "undated". "Applied nonparametric methods," Statistic und Oekonometrie 9312, Humboldt Universitaet Berlin.
- Wolfgang Hardle & Oliver Linton, 1994. "Applied Nonparametric Methods," Cowles Foundation Discussion Papers 1069, Cowles Foundation for Research in Economics, Yale University.
- Sharon Kozicki, 1997. "Predicting real growth and inflation with the yield spread," Economic Review, Federal Reserve Bank of Kansas City, issue Q IV, pages 39-57. Full references (including those not matched with items on IDEAS)
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Effective Test Optimization is a key to speedup the QA testing processes with accuracy & completeness and certainly this would also help in meeting the tight budget constraints. Preparing an effective test approach is a forte of Quality/Test Manager who with his/her rich experience can plan the test distribution across the target entities using a calculative approach; that should encompass the historical data, usage statistics and an attempt to provide relevant coverage to each possible combination.
With trends such as Cloud Computing, Globalization, and IT Service Management, it seems very likely that it will be important for organizations, and their cloud providers, to have quality positions that are more than hierarchically speaking, low level testing roles. This is not meant to down play the importance of these testing roles. They are vital; their contribution essential. These (testing) roles are in fact very much needed, but ideally they are part of a quality organization, and quality management system and report up to a senior quality role, as example, a quality manager, director, vice-president or chief quality officer. Depending on the size of an organization all of these types of roles could in fact exist, along with lower level quality staff such as the ever important quality analyst, automation engineer, and tester types.
In today's world, it seems likely that many organizations are without, but could greatly benefit from, a high level quality role (such as a chief quality officer reporting to the board at the extreme) for ensuring all roles within an enterprise adhere to (QMS) requirements (e.g., of policies, agreements, and legislation).
Ideally even Quality Control is not, or should not be, positioned or shown as limited to testing or projects, as it ideally should be inherent to a large (full enterprise) scope, and as it (quality) is or should be everyone's responsibility, and as everyone has or should have a stake in quality. Yet even in organizations that do have a separate QC group, it is likely for most that it should be taken up a level from where it exists today (which it often seems, reports to a project manager as example) toward that which it seems would be better, and more ideal, in order for the quality organization to have a greater influence and impact on (or provide greater value to) the enterprise, such as by having the QC group shown as a CIO support function with a direct reporting relationship, and with a scope that matches the CIO's domain or areas of responsibility and accountability.
Here is a bit of food for thought. Hope it helps. It will be presented in three parts.
Part I
Further to various prior writings (e.g.,http://icblog.firstreference.com/author/rrichard/#axzz2CtmoHZfS ), including with a key ISO connection ( http://icblog.firstreference.com/service-management-scope-definition/#axzz2MVPFqxPE ), and including on the distinction between QA and QC noted within this series (see all partshttp://www.firstreference.com/past_icl/vol4_issue7.html#5 ), it generally seems common to see QA and testing shown as basically one in the same (i.e. QA testing).
Therefore what I wonder is: How long will it take for people everywhere to better distinguish between the two?
Elaborating slightly, if one challenge is how to speedup testing and increase accuracy, completeness and adherence (e.g., to budgets, timelines, policies, standards, procedures and the like), perhaps the answer will or can be found in better application of true QA (e.g., such as by focusing on software productivity metrics, or measures/rates, to provide input to the optimization of processes, tools selection and use, and so on). Perhaps too, the answer will or can be found by ensuring the disciplines of quality are properly positioned within an organization, including having one of the related roles positioned sufficiently high enough so the quality organization overall has influence, and the highest probability that it will positively affect change, continual improvement and progressive increases to value.
In any case, it seems too often organizations do not properly distinguish between QC and other higher level quality disciplines, and in this regard, if there are Risk, Legal and other corporate level (enterprise-wide) support functions that report outside of IT, these likely should include (there likely should be one for) Quality, that addresses quality assurance, quality improvement and quality management.
In today's world, and on route to 2020, globally organizations generally seem to need to do a better job at being proactive, engaging stakeholders ( as noted in my recent post, http://icblog.firstreference.com/change-exponential-power-enterprise-architecture-governance-and-stakeholder-engagement/ ), and ensuring all business unit policies (e.g., IT policies) align with corporate policies (e.g., ideally an organization should have an IT quality policy that aligns with a corporate quality policy). This seems to be an opportunity to improve both consistency, and optimization, and therefore should ideally be a help with addressing various challenges, including how to speedup testing and increase accuracy, completeness and adherence.
I think the problem is multi-aged sword because decrease of testing timing requires increased number of human resources. Either way, the budget couldn't be kept tight. The solution in my view is to set up best possible test suite with n number of tuples, where the value of n won't be more than 3. This way the suite can have definite number of test cases, thus making the model compatible with tight budget.
Also enforcement of SQA processes in software testing can also help in achieving the optimum speed and accuracy. The SQA ensures that QC is doing the right things in a right way and minimizes the chances of committing mistakes hence saves rework efforts. Also when you use the defined ways of doing something which are already proven on other projects, you can save on efforts and complete the project in tight budgets.
1) http://www.youtube.com/watch?v=whopUBdf0-I
2) http://www.youtube.com/watch?v=gOY1Nof_tFg
3) http://www.youtube.com/watch?v=d8SmTuFh7w0
One way is to take a closer look at the regression suite – is it really necessary to run every single regression test? Time is better spent focused on the critical areas of the application.
Here's how I explain the difference and why it's so important to any organization.
Quality Control comes after the fact and is an expense to the organization. It's the checking of the final product after manufacturing/development process. It goes by many names, defects, rework, scrap, and regardless of what the company is manufacturing when issues are discovered here the company suffers in lost revenue and possible harm to their reputation.
Just taking the happy path through the final product is quick, but time would be better spent focusing on mission critical areas.
Btw, while there is a time requirement to establishing and maintaining an automated regression suite, from a risk management perspective, there is likely more value in the simplicity of a nightly unattended run than in not having one, particularly given the complexity that is often inherent within our interconnected systems, access points, and secure operations?
In any case, in coming years, ideally greater distinction exist in practice, between quality control (e.g., detection), and quality assurance (e.g., prevention), so logical best practice theory and standards are more so an international or global reality.


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My form doesnt workAsked by askmeabout on February 03, 2016 at 04:41 PM
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GM invests US$148m in V8 engine manufacturing
General Motors says it will invest US$148m to repurpose flexible machining and assembly equipment at its Spring Hill Manufacturing plant to build V8 engines to meet market demand, retaining approximately 200 jobs.
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Position | CG Artist
Job Type: Full-time
Description How to apply
The Position
PIX-US is looking for Digital Artists who can work within a creative team creating photo-realistic interior and exterior renders, animations, models, textures and lighting as well as producing some product images. The right person enjoys working in a small, energetic international team producing high quality images for advertising. They'll work with talented team members to bring advanced designs to reality and are prepared to work with emerging content delivery platforms.
Are you passionate about CG imaging? Are you constantly improving your skills, knowledge and expertise? That's exactly what we're looking for.


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Ellen Golombek
- Help wanted: auto technicians in demand, but jobs are going unfilled due to skills gapDenver Post
- Colorado awarded $1.8 million for apprenticeship programsvillagerpublishing.com
- TColorado labor department promotes energy careersthebusinesstimes.com
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- Hickenlooper seeks help for Colorado's long-term unemployedThe Wichita Eagle
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I started online dating a couple of weeks ago and I used photos of a different girl (who looks below average to average) in my profile. The reality is I look pretty cute (others would call me gorgeous, and I am a part-time model) and I have a well-toned body. I did this because I'm sick of attracting jerks and guys who only wanted to get under my pants.
Now I have met this wonderful guy and we instantly clicked. He said he likes my personality and doesn't care how I look. We haven't chatted on cam yet. I gave him a lotta dumb reasons because I don't know how to tell him that those photos aren't mine. I'm planning on video-calling him on Sunday.
Would you get mad at me if you were him?
- Yes and I will delete you off.25%(1)42%(5)Vote50%(4)
- Yes but I will give you another chance.75%(3)50%(6)Vote38%(3)
- No. I wouldn't mind.0%(0)8%(1)Vote12%(1)
Most Helpful Guy
Nope, but I'll be a bit confused at first. Your decision to have someone like you for your personality instead of your looks is quite admirable, I like it.11|00|0
I hope he'll think the same and that he'll be a bit glad that I look a lot better than the girl in the pictures, though I'm still nervous 'bout it.
- Show AllShow Less
@mghowmasculinist Lies are mostly bad, but not this one. Lets say there are two friends (A) and (B). One day they decide to meat and bring each other a gift. (A) said he would bring an apple, and (B) said she would bring a tomato. (A) and (B) didn't care about the gift, they just wanted to hang out. But on the day they met instead of a tomato, (B) brought a sweet and plump peach. Do you think (A) was mad because (B) lied?
Apples and Oranges...
Most Helpful Girl
Tell him as soon as possible, together with the real reason. The longer you wait, the lower your chance gets he accepts it.11|00|0
We will speak on Sunday. I'll accept whatever the outcome will be but I will really be sad if he deletes me off.


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As of December 2011, the Schengen Area consists of the following EU States: Belgium, Czech Republic, Denmark, Germany, Estonia, Greece, Spain, France, Italy, Latvia, Lithuania, Luxembourg, Hungary,
The European Union has responded in a rapid and effective manner to the crisis developing in the Southern Mediterranean region. The Commission has mobilised €30 million to manage the humanitarian emergency. A Joint Frontex operation, called HERMES 2011, was launched on 20th of February to help Italy with maritime border surveillance, identification of migrants and refugees, as well as search and rescue operations at sea. Additional financial assistance of €25 million has been identified by the Commission and could be mobilised under the External Borders Fund and European Refugee Fund following concrete requests to be made by Member States. It remains necessary to take further action, both with short term measures and by addressing the longer-term challenges as endorsed by the European Council on 11 and 24/25 March.