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Financial literacy may be impossible goal
Sun., March 8, 2009, 6:20 p.m.
A lot of us don't know much about money.
In surveys across age groups, it's clear that many Americans don't understand fundamental concepts about the economy – from compound interest to APRs to government health care offerings.
The question is: How much can we be taught?
Not much, according to Lauren Willis, a professor at Loyola Law School in Los Angeles and author of the recent article, "Against Financial Literacy Education." Willis argues that the economy is too complex, too fast-moving, too heavily marketed and too unregulated for the average consumer to keep up. And the evidence so far suggests that those who take financial literacy courses do no better on tests than those who don't.
"The gulf between the literacy levels of most Americans and that required to assess the plethora of credit, insurance and investment products sold today – and new products as they are invented tomorrow – cannot realistically be bridged," Willis wrote.
Her paper has been met with incredulity and hostility from proponents of financial literacy. In recent years, the push for financial education has come from all corners – from former President George W. Bush on down – and the recession has added to calls for better consumer education in schools and elsewhere.
"When I read that report it actually made me mad," said Stacy Augustine, senior vice president of the Washington Credit Union League and a board member of Washington JumpStart, a group of financial professionals and others that supports financial education. "It made me mad because it assumes people are too stupid to comprehend these issues."
Now more than ever, supporters argue, people need to understand the way credit operates, the value of budgeting and saving, and the pitfalls and rewards associated with investing.
Lewis Mandell, a professor at the University of Washington and one of the first researchers to explore the effectiveness of financial literacy programs, performed studies that show high school students who take the courses did no better on subsequent tests than those who didn't.
Still, he said he's not ready to give up on the idea. He said that other studies have shown – perhaps paradoxically – that students who take such courses exhibit smarter behavior as adult consumers, even if they don't post big gains on the tests. And it may be that reaching students at different ages – either in middle school or in college – would be more effective, he said.
"I can no longer say that these courses don't do any good," he said. "I just think we haven't futzed around with it enough, tried it in enough different contexts. I'm unwilling to say that people are uneducable."
Failing grades
No one would argue that the typical American's understanding of the financial world is solid. A few examples:
•Fewer than a fifth of baby boomers in a 2006 survey could calculate a 10 percent interest rate on a $200 savings account over two years.
•Just 10 percent of people who had applied for a home loan could correctly identify the difference between the interest rate on the loan and the APR (annual percentage rate), which includes fees and other costs.
•High school seniors in Washington could answer just 48 percent of the questions on a 2008 questionnaire prepared by JumpStart.
In an effort to offset this pattern, financial literacy programs have sprung up in schools, at nonprofit organizations and credit counseling firms, as part of bankruptcy proceedings, and in other forums. Banks and financial services companies are among the biggest proponents of financial literacy, and calls to bolster the programs, particularly in schools, have become common at all levels of government.
The Washington Legislature created the Financial Literacy Public-Private Partnership five years ago in an effort to promote financial literacy in the state.
"We saw the falling savings rate of consumers," said Augustine, a partnership member. "We saw concern in legislators about payday lending. We saw consumers making really unwise decisions, and there was no requirement to teach this.
"As the years passed, people started to understand how important this was, and in the past couple of years, as the economy has started to take a downturn, people have really started to understand," she said. "We would like to make sure that every child gets a grounding in financial literacy basics."
The group has been reviewing standards and curriculum across all kinds of programs, and has advocated adding financial literacy requirements in the school system. A bill currently moving through the Legislature would set standards for teaching financial literacy statewide and would require the addition of the subject as a graduation requirement in 2010.
A separate Washington state work group recently completed a report recommending that all state agencies incorporate financial literacy into their efforts, that a central clearinghouse for materials and standards be created, and that financial education be expanded in public schools.
"Everyone seems to agree on the importance of a financially literate society," said a letter of support for the plan sent by JumpStart board members. "Indeed, this country's current economic crisis and subsequent recession and record high unemployment might have been avoided had Americans been aware of the basic fundamentals affecting their personal finances."
Willis notes in her paper that bankers and investors all played a role in the current crisis – making bad loans and investing in risky mortgage-backed securities – with the benefit of graduate-level educations in finance. She said that the "educated consumer" model of finance is a way of blaming people for their inability to negotiate a complex system, rather than regulating that system to protect consumers.
Money doctors
Efforts to mandate financial education in the public schools have run into opposition on several fronts – some object that it would be another unfunded burden on schools, and others point out that the number of requirements students already face leave little room for more.
Lisa White, director of career and technical education for Spokane Public Schools, said the district incorporates personal finance education into its economics courses, as well as other programs. Students taking courses in the trades, for example, might receive education in the nature of seasonal work, while those bound for college might get advice about financial aid and borrowing.
She said graduation requirements already fill up student schedules, and it could be hard to shoehorn in another one.
Statewide, decisions about financial education are made on a district-by-district basis. Idaho is on the verge of implementing new standards for math and science that include a course in personal finance as an elective, but districts aren't required to offer it, said Melissa McGrath, spokeswoman for the Idaho Department of Education.
Willis said she understands the value of teaching some fundamental economic skills, such as budgeting, saving and investing. But when it comes to more complicated matters, she said it would be cheaper and more effective to simply provide access to financial experts – the kind of assistance that wealthy and "responsible" consumers rely on, she said.
"I would not want to live in a world where we all had to learn medicine – we all had to go to med school to treat ourselves and be our own doctors," she said. "I don't think there's any reason we should all have to keep up with these financial products, either."


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Spline Drive Hammer Steel, Scaling Chisel
BOSCH| Zoro #: G0283902| Mfr #: HS1810
Zoro #: G0283902Mfr. Part #: HS1810
$21.69 /ea
Orders over $50.00 ship free. DetailsStandard ground shipping
Technical Specifications
|Zoro #: G0283902 Mfr #: HS1810
|Shank Type: 3/4" Hex With 21/32 Round Steel
|Application: For Removing Large Quantities of Material
|Item: Spline Drive Hammer Steel
|Type: Scaling Chisel
|Overall Length (In.): 12
|Blade Width (In.): 3
|Country of Origin (subject to change): Italy
Product Description
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Sigiriya – the Island Mountainat 2736 × 3640 in Sigiriya – the Island Mountain.
On our second day in Sri Lanka we managed to pull ourselves out of our bunk beds at some 4am and trudge along a 15minute walk to the Colombo Central bus stand and catch the next bus that would take us to Sigiriya. With whatever possible communication we could manage, we got into a rickety local bus to Dambulla from where we were told to take the next bus to Sigiriya. The only peculiar thing you'll notice about Sri Lanka is that apart from the usual vendors and hawkers, there are plenty of people selling and buying lottery tickets! It is some sort of craze that the entire nation is a part of and does not matter how little money you have in your pockets, you always have enough money to buy a lottery ticket! Anyway, after a 5 hour long bus ride we finally got dropped off at the Dambulla bus stop (which like other bus stops in most of Sri Lanka is just a designated spot on the road that you get off at). After a few minutes worth of waiting and a quick breakfast of vadais squeezed in, we got the next bus to Sigiriya, which took us another 1 hour or so to cover. The moment we got off at Sigiriya and set our eyes for the first time on the island mountain we knew we would have some amazing memories to take away! Quickly we became friends with a tuk-tuk driver (which is surprisingly easy if you're an India, or so it seems), and he took us to a nearby home stay which would be our mecca for the day. We washed and left for the climb, which little did we know would test our fitness, grit and courage to quite an extent! The first few minutes is just walking around the fort gardens and enjoying the hilarious signboards that pock mark the area. Examples: we saw a sign board saying "Do Not Walk on the Grass" plonked right in a middle of an area of land that was dug up and strewn with hay! We saw another sign which said "Do Not Swim in the Water, Beware of Crocodiles", definitely would have made sense if the moat had enough water! Anyway, we marched on and started climbing and gasping to breathe every few steps! The first point of attraction is the Mirror Wall and the spiral staircase dangling mid-air that you need to climb to reach this wall. While climbing the stairs you can see some of the supposedly more than 500 frescoes than adorn the western face of the fort. The Mirror Wall when built more than 1600 years ago was apparently polished so highly that the king could see his reflection in it! We climbed further to finally reach the bottom of the fort, the entrance flanked by a lion's paws. There used to be a sculpted lion's head on top as well, however that collapsed many years ago. Just standing there, so many feet above the ground and at the feet of a lion was an immensely humbling experience. It turns out, we had reached right in the middle of a wasp-attack (yes, that apparently happens and is very common), so we had to put on these space-suit like well, suits which cover you head to toe, in that sweltering heat and climb up multiple flights of rickety stairs till you reach the fort on top. May have been an easier climb had my glasses not fogged up with every 5 steps! But then once you reach on top, the panoramic view makes you forget all the breathlessness you had to endure! Finally we came down (which was again a jaunting task for our old knees!) and headed to the Sigiriya Museum. The museum, which is superbly maintained, contains all tit-bits of information about the ancient city and of course it makes more logical sense to actually visit the museum before you climb, to fully appreciate the history you'll be in the midst of! We spent the last few hours of the day being pampered by our hostess at the home stay and watching the sun set behind the spectacular Sigiriya mountain.
By Masala Foie Gras email@example.com


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Windows 8 Red Stripe Deals: Oxford Dictionary, Dragon's Lair, Farm Frenzy 2
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This tool will repair common computer errors, protect you from file loss, malware, hardware failure and optimize your PC for maximum performance. Quickly fix PC issues and prevent others from happening with this software:
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The usual six titles are on the Windows Store in the weekly Red Stripe Deals and it's time to have a look at them all. Let me know which is your favorite.
The weekly Windows 8 Red Stripe Deals is here with some awesome apps and games. Last week, in case you missed it, we featured Sesame Street Touch & Learn TV, Discovery+, Dark Arcana: The Carnival, SuperPhoto, WeatherFlow and Crazy Machines Golden Gears. All of them are awesome apps and games. And now, let's have a look at this week's selection, along with the description and some screenshots.
Read Also:Â Visualize Currency Trends with Currency Tracker App for Windows 8
Dragon's Lair [$4.99]
Dragon's Lair, one of the most beloved arcade games of all time can now be enjoyed from the comfort of your home. This fully arcade authentic version includes all of the original scenes you've come to enjoy, and even an all-new global high scores list so you can show how well you wield Dirk's sword. Other bonuses include a full watch feature to sit back and enjoy Don Bluth's stunning animation.
Zombies Can't Jump for [Free]
Grab your weapons and construction kit! Challenge and fun is awaiting you in this original, nail hammering zombie defense game. Don't let the zombies knock you down – build your defenses, TNT devices, spiked balls, gun turrets, crates, collect powerful weapons and unleash your survival rage. Battle your way through 20 original levels and 2 survival challenges re-playable in different ways. Zombies can't jump and you are not going down!
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Boom Brigade 2 [$1.49]
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PuzzleTouch Prime [$1.49]
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Farm Frenzy 2Â [$1.49]
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Read Also:Â Official Issuu App Released for Windows 8, Download for Free


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This information enables us to identify the rooms that will best accommodate your party and to prepare for your arrival.
See room terms and details for information about rollaway and/or extra person charges.
Please note that at most Starwood hotels, guests 12 and under are considered children. All other guests are considered adults. You will be told of any hotel-specific differences in this policy on the following page.
The famous Rochas House has created very elegant uniforms for the Prince de Galles' bar and restaurant ambassadors. Enjoy in this video the inspiration and atmosphere for the unique fine-dining restaurant La Scène and the bar Les Heures.


text: 2. As of noon trading, Credit Suisse Group ( CS) is up $0.16 (0.6%) to $27.65 on average volume Thus far, 877,305 shares of Credit Suisse Group exchanged hands as compared to its average daily volume of 1.9 million shares. The stock has ranged in price between $27.53-$27.97 after having opened the day at $27.94 as compared to the previous trading day's close of $27.49. Credit Suisse Group AG, together with its subsidiaries, operates as a financial services company. The company operates in three segments: Private Banking, Investment Banking, and Asset Management. Credit Suisse Group has a market cap of $35.5 billion and is part of the banking industry. The company has a P/E ratio of 9.5, below the S&P 500 P/E ratio of 17.7. Shares are up 11.9% year to date as of the close of trading on Monday. Currently there are 3 analysts that rate Credit Suisse Group a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates Credit Suisse Group as a sell. The company's weaknesses can be seen in multiple areas, such as its disappointing return on equity, weak operating cash flow and relatively poor performance when compared with the S&P 500 during the past year. Get the full Credit Suisse Group Ratings Report now. It's Official: Action Alerts PLUS beats the S&P 500 with Dividends Reinvested! Cramer and Link were up 16.72% in 2012. Were you? See what they are trading for 14-days FREE


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Carnival Cruise #8 , 7th different Carnival Ship: Carnival Valor Cruise Review by Dr Cruz
Overall Member Rating
Carnival Cruise #8 , 7th different Carnival Ship
Destination: Western Caribbean
Embarkation: Miami
No major problems, a few minor glitches that just happen sometimes: flight from Atlanta to Miami delayed 45 minutes, lost cellphone during muster drill (found and turned in by crew member within an hour), two hats lost to the wind in Cozumel, delay in leaving ship in Cozumel while the Conquest was docking, lost prescription sunglasses in Miami airport on Sunday (found and now on their way home via FedEx). :)
The Valor is known for friendly crew and it definitely showed. EVERY crew member smiled or spoke when I approached or passed with eye contact and a smile. The usual Carnival obsession with cleanliness was quite evident. GREAT friendly cabin steward. Fun and friendly dining room staff.
The weather was good, minor rain during waking hours and a lot of wind on the way home from Cozumel. More
We finally tried the Supper Club on this trip. It was nice but I wouldn't pay to do it again. Food was great, service was good but too formal and too much "frou frou" on the plates.
Actually won in the casino: won $112 on a 2-cent slot machine and promptly cashed out (had put $30 in).
Love our Cruise Director Big Tex, the comedian Jim Brick and the 80's-music themed show on Friday night. It was a great trip! Less
Published 04/28/09
Cabin review: 8E1047 Balcony
We loved the location of our cabin, on Panorama Deck, about halfway from the end. It's a half-deck, which we feel is quieter. You're close to the Forward elevators but also close to the Lido deck, so it's quick and easy to get almost anywhere. Quiet, couldn't hear the partying on the Lido deck. We always get a balcony cabin.Read All Balcony (8E) Reviews >>
Port and Shore Excursions
There are a lot of people calling to you, begging you to book tours, etc. We made sure that we booked a taxi driver on the INSIDE of the fence (near the tender area). His name was Melvin and he was great, drove us around Belize for two hours, stopping for us to take pictures, answered all of our questions. We hired him at the stand outside of "The Wet Lizard."
There are a lot of shops right where the tender let you off but the shops are small so it's hard if you're claustrophobic.
When you walk down the street, be prepared: every shop you pass will try to get you to come in to their shop, sometimes they'll even get in your way. You just have to be polite but firm and keep walking if you're not interested. Be sure to bargain on the price of anything that you buy, it's expected.
The Forum Shops were where we left the taxi. They did have a nice, cool, clean restroom in the hallway to the restaurant.
I signed up for the Sea Trek Helmet Dive and I really enjoyed it. The crew and guide took really good care of us. For someone like me (a non-swimmer who needs eyeglasses to see) it was a perfect way to finally get to see what snorkelers and divers get to see. It was terrifying at first (I'm afraid of the water) but exhilarating and beautiful once I got underwater.
Read Cruise Critic's Carnival Valor Review >>
Family Cruise
2nd Time on Equinox, 3rd time ...
First Time Cruise, Great Famil...
5 Day Western Caribbean. Most ...
Great value cruise with two Me...
Not the best Carnival trip
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WikiTorchwood at Wikia
Welcome to the WikiTorchwood mini wiki at Scratchpad!
You can use the box below to create new pages for this mini-wiki. Make sure you type
[[Category:WikiTorchwood]] on the page before you save it to make it part of the WikiTorchwood wiki (preload can be enabled to automate this task, by clicking this link and saving that page. Afterwards, you may need to purge this page, if you still see this message).
Welcome To WIKITORCHWOOD


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Related quotes
"Hiding your pain, your tears, yours broken dreams and forgetting your past, forgiving a few, leaving behind regrets and memories, learning from your mistakes and yet moving forward with a smile on your face needs tons of courage!!"
"Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma - which is living with the results of other people's thinking. Don't let the noise of other's opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary."
"The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and then starting on the first one."


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This was my one carefully pre-planned image for the 2014 Oregon Star Party: taking into account the large field of view afforded by the Takahashi FSQ-106, I mapped out a view that would encompass a large number of galaxies around the region of the edge-on spiral galaxy NGC891. NGC891 is a 10th magnitude galaxy…
Repost: Cepheus OB4 from Oregon Star Party 2014
Final (for now) process of images of star forming region Cepheus OB4 captured at Oregon Star Party. To the left of the image is diffuse nebula NGC7822, with the OB4 complex to the right. The bright star just below center right is BD+66 1679, a magnitude 5.7 K1 star which is the only naked eye…
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text: Latin AmericaZero-emission rally car electrifies Dakar Eco-powered race car, which cost more than $1m to develop, wows crowds at Dakar rally being held in Latin America. 06 Jan 2015 21:28 GMT | Latin America, Argentina, Puerto Rico Stage three of the Dakar Rally takes competitors over a rocky 657km course from San Juan, Puerto Rico to Chilecito in Argentina. This year's event featured a zero emission all-electric rally car, which cost more than $1m to develop. Al Jazeera's Andrew Simmons reports from Buenos Aires.Source: Al Jazeera


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Things To Do in MontaguMontagu Winery
Wine Tours & Tasting Breede River Valley Route 62
Where? 1 Cinsaut Street, Montagu, 6720, Route 62, Western Cape, South Africa
When? Monday to Friday from 08h00 to 17h00.
Saturday from 09h00 to 12h00.
How? Call +27 (0)23 614-1125
How much? Falls into price group R1 to R100 per person. Confirm with the provider.
Overnight? Stay at accommodation in Montagu, in Western Cape
With an impressive 700 hectares under vine, the exquisite Montagu Co—perative Cellar produces about 13 000 tons of top-notch wines every year. These wines include a combination of whites, reds, rosÕs and fortified (or dessert) wines. When the cellar was first established in 1945, it became renowned for its Muscadel, which is a sweet after-dinner wine. Montagus Red Muscadel has won many awards and continues to be a firm favourite. Still, its red and white wines have also won a number of awards for being superior in their own rights.
The management team of Montagu Co—perative Cellar are obvious wine enthusiasts, and share their passion with visitors, getting them excited about the products.
To appreciate the product of this unique weather and soil, cellar tours and wine tastings are absolutely essential to visitors of Montagu in the Western Cape. In addition, visitors may choose to relax with views of the surrounding rivers and mountains, or explore these on a number of hiking-, cycling- and walking trails. Beautiful photo opportunities abound and avian enthusiasts are guaranteed to see some beautiful bird species soaring above.


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UNT Libraries Special Collections - 9 Matching Results
Search Results
- [Commissary Report of Johnson County Rangers, January 12, 1861]
- Account of items purchased: blankets, comforters, coffee pots, axes, rope, frying pans, tobacco, and other items.
- [Envelope for letter to A.D. Kennard]
- Envelope for letter to A.D. Kennard
- [Envelope for letter to A.D. Kennard]
- Envelope for letter to A.D. Kennard with a receipt written on the front.
- [Page of homework, undated]
- A practice sheet for English. Indicative past and present tenses, subjective past and present tenses,potential past and present present tenses and the indicative past and present again are all on the sheet. Also there is a small receipt at the bottom of the first page.
- [Receipt for sale of slave to A. D. Kennard, April 5, 1854]
- Receipt for sale of slave by David M. Smith to A.D. Kennard described as a 24 year old male with a badly burned right foot named Harnes.
- [Receipt for sale of slave to A. D. Kennard, October 10, 1842]
- Receipt for sale of a slave from Thomas Smith to A.D. Kennard. She is described as a 14 year old girl named Adlin.
- [Receipt from Daly, Miller, & Co. for Cattle Purchase]
- Receipt for A. D. Kennard's purchase of 16 cattle and some hay. A handwritten note at the bottom of the receipt appears to say "We have steady market. Prospects fair. Cable not quite heavy enough."
- [Receipt from Pickell and Bros. for A.D. Kennard, 1860]
- Receipt for A.D. Kennard's purchases, including ox bells, plug tobacco, a vest, a blanket, a pencil, and a pair of shoes.
- [Subscription Receipt, July 10, 1861]
- Subscription for Mr. Kennard detailing copper, powder, blankets and other things. The text appears to say "Gran[...] Te[x]t, Jny 10th 1861, A D Kinard To the Subscription of I.Seurl[oc]k & Co., Taken up in the following Articles To Wit..."


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United National Party MP Eran Wickremaratne stated in parliament yesterday that the Bribery and Corruptions Commission should be established without outside intervention.
Senior Minister of International Financial Cooperation Dr.Sarath Amunugama replied to the question posed by the UNP MP.
Meanwhile, a heated situation occurred in parliament yesterday when Deputy Leader of the UNP Sajith Premadasa questioned why Sri Lanka lost the bid to host the 2018 Commonwealth Games.
Minister of Sports Mahindananda Aluthgamage replied in jest.


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How to Reset a Motorola Bluetoothby Kefa Olang
Resetting your Motorola Bluetooth headset automatically clears pairing data and restores the device to the default factory state. Performing a reset is necessary if you run into problems connecting the device to a cell phone, or if you want to pair it to a new phone. Either way, you can reset your Motorola Bluetooth headset with a few quick steps.
Press the "Power" button to turn off your Motorola Bluetooth device, and then power it back on.
Press and hold the "Volume" and "Call" buttons together for at least 10 seconds if turning the device off and back on didn't resolve the issue. Wait for the indicator light on the Bluetooth headset to glow steady blue. This indicates that it has been restored to the factory default state.
Pair the Bluetooth headset with your cell phone following the instructions provided with your specific headset and phone.
- check Your Motorola Bluetooth headset must be turned on to reset it.
- close Resetting a Motorola Bluetooth headset automatically clears previously configured pairing information. You must pair the device with your phone again.
Photo Credits
- photo_camera toggle switch image by Sergey Danilov from Fotolia.com


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Neighbors of the ever-changing Circle Cinema redevelopment so far would still result in too much traffic, not enough parking and an unattractive building.
Neighbors of the ever-changing Circle Cinema redevelopment so far would still result in too much traffic, not enough parking and an unattractive building.
Approximately a half-acre of the 2.56-acre Cleveland Circle project is in Brookline, while the rest is in Brighton. According to Kara Brewton, Brookline's acting director of planning and development, the Brookline portion is the most valuable part of the project.
Boston Design Group, the site developer, hasn't submitted an application in Brookline yet. John Meunier, chief operating officer of BDG, said he expects to begin the process with Brookline in mid-July.
"We are currently working through a new round of consultations with the [Boston Redevelopment Authority] and the Brookline Planning Department," said Menuier
The Draft Project Impact Report on file with the BRA describes the project as a roughly "Y"-shaped, four-story building consisting of a 196-room hotel, a 375-seat restaurant, 73,000 square feet of retail space, and 74 residential units.
Under the current plan, which changes often, 17,250 square feet of the hotel, 7,300 square feet of the retail and restaurant, all of the medical space, and 25 parking spots will be sited on the portion of the property in Brookline, in the vicinity of where the cinema lobby currently sits.
While those numbers will almost certainly change as the project progresses, Brookline zoning requires that at least 40 of the hotel rooms be located in Brookline, which could generate $1 million each year in tax revenue for the town, according to Brewton.
Precinct 13 Town Meeting member John Doggett has been following this project for three years.
"Most people I've talked to in Brookline would like to see the cinema torn down and replaced with a gorgeous building."
Doggett and many residents of Clinton Road have been attending BRA meetings and have two chief complaints about the ever-changing design plans of the 234,550-square-foot building, he said.
One of his constituents' complaints is the 18,000 square feet of medical offices in the current plan because, according to Doggett, "they generate enormous amounts of traffic."
In addition to traffic, cars coming to those medical offices are going to have to park somewhere.
"The current design has only 203 parking spaces, and they're probably going to need 250 or more," Doggett said. "The excess will spill into the community and will exacerbate already scarce parking resources."
Clinton Road residents' other major concern is the fact that the portion of the building that faces their properties keeps getting closer to their homes. Doggett recalled one resident telling him, "It looks like a cruise ship being moored at the end of my yard."
"We'd love to see a building with life in it — a vibrant, upscale building," said Doggett. "We're unhappy with this drab-looking industrial complex."
The current design includes five primary uses: residential condos, a hotel, a restaurant, retail space, and medical office space. "They're trying to pour a quart into a pint pot," said Doggett.
In a letter dated June 6, Brookline's Design Advisory Team wrote that it met with the BRA four times and at each meeting, it "expressed concerns about: the massing, height and location of the building footprint, especially related to the portion facing the Clinton Road residents; the interior courtyard circulation; and the overall building design. To date, the DAT does not feel that any of these issues has been satisfactorily addressed."
"The key thing is," Meunier said, "that we're working on the design to revise it in a way that will resolve and mitigate concerns that have been expressed."
The next step is the DAT will report back to the Brookline Planning Board at their meeting on June 27.
Follow @JimMorrisonTAB on Twitter


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Hello to everyone.The javascripts files in my website are constantly getting injected with malicious codes which redirects my website,can any one please tell me how do i stop such injections?the website is in php.I am a newbie with website programming so really need help with it .:(
This is nothing to do with your actual javascript. If someone is injecting code into your websites, this is happening on the server. You need to find out how they're doing this, and it probably isn't related to PHP either, as the code is probably being injected directly into the .js file itself. It's probably someone gaining access to your server. Perhaps you should contact your hosting provider or post your question in the Server Management forum.
I think you are most likely talking about Cross Site Scripting or XSS.It happens when you serve something on a page that has come directly from the user without proper validation.
An example could be where you are accepting HTML for a blog post, someone could post a redirect script that you are then writing into the page.


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Taylor Swift supports brother at graduation ceremony
Taylor Swift has congratulated her brother Austin in a touching video from his graduation day.
The 25-year-old singer documented the event on Instagram as she celebrated with her younger sibling at the University of Notre Dame in South Bend Indiana.
In a video post on the picture sharing site, the blonde beauty points the camera at a guest speaking on stage before turning the lens towards her face saying: "Yeah Austin!"
Taylor clearly enjoyed her day out as she captioned the clip: "AUSTIN JUST GRADUATED FROM NOTRE DAME WHAT A DAY (sic)."
The 'Blank Space' hitmaker ensured she had time to celebrate with her brother in the midst of her busy schedule which included a performance at the Rock in Rio concert in Las Vegas on Friday and she is set to return to the city for the Billboard Music Awards this evening (17.05.15).
She and her close pal Ed Sheeran are said to have planned a huge bash following the awards and have hired out the £34,500-a-night Nobu Villa in the Caesar's Palace hotel.
The 10,500ft venue has its own bar, sauna and rooftop garden with whirlpool tub, and is expected to play host to the likes of Hozier, Lorde and Taylor's boyfriend Calvin Harris.


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Private Investigator
24th July 2012 - 12:39 | Manchester UK, Manchester
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Ad No: 42026 | Views: 631 | Replies: 0 | Report Abuse


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Richard Doubleday is an English actor based in Ireland. In Game of Thrones he is playing Ser Vance Corbray.
He previously appeared in Good Vibrations with Richard Dormer, Liam Cunningham and Kerr Logan.
Guest Starring
|Season Four credits
|Two Swords
|The Lion and the Rose
|Breaker of Chains
|First of His Name
|The Laws of Gods and Men
|The Mountain and the Viper
|The Watchers on the Wall
|The Children


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Expert Reviewed
wikiHow to Care for Dwarf Rabbits
Three Methods:HousingDietToysCommunity Q&A
Dwarf rabbits can require a lot of work as they are very fragile and delicate. If you need more information on how to care for your dwarf rabbit, this is the guide for you.
1Buy an indoor cage. Some people like to let their rabbits roam freely in their home. This may not be an option for you, however. Either way, your rabbit will need a cage. This cage should be a place where it can be safe, and not interrupted. Your cage can have a plastic or wooden bottom, but wire will hurt your dwarf rabbit's feet. This cage should be filled about 2 inches (5.1 cm) deep with bedding. Carefresh and Yesterday's News are good brands. In the cage should be a litter box, a hideaway box, a food bowl, hay rack, and a water bottle.
2Build an exercise pen. You can put the pen outside if your lawn isn't fertilized and doesn't have other animals using it. Otherwise, you can designate an enclosed area in the house to let your dwarf rabbit to play. However, if you build a pen indoors, you should read how to rabbit proof your home.
1Feed them hay. Hay is the main part of any rabbit's diet. Your dwarf rabbit should always have a fresh, unlimited supply of hay available to him at all times. Do not feed your rabbit alfalfa hay as it is bad for them. Feed them timothy hay or some kind of grass hay.
2Feed them pellets. Choose a good quality rabbit brand that doesn't contain extra seeds or sugar. You should feed 1/4 a cup of pellets per 5 pounds of rabbit. Timothy hay is good for rabbits over 7 weeks old.
3Give them fresh fruits and vegetables. 2 cups a day of greens should be fed to your rabbit. A piece of carrot, apple(without seeds), banana, or strawberry are a great treat for your dwarf rabbit. Make sure you research what fruits and vegetables are safe for your rabbit to eat as some can be toxic.
1Buy hard plastic baby toys or rabbit toys. Not the kind for teething, but hard ones they cannot chew apart like keys and rattles to hang on the top of their cage.
2Collect cardboard tubes. You can fill a cardboard toilet paper tube with hay or simply just place the tube in the cage and let your dwarf rabbit have a go at it. You can also make a rabbit hideaway by cutting the bottom off of a cardboard box and cutting doors and windows.
3Make a rice filled egg. Here's an idea: take a plastic Easter egg, fill it with dry rice, and hot glue it shut. Simple, and your dwarf rabbit will love to rattle it around. Just make sure to take adorable out the toy at night- your dwarf rabbit will most likely wake you up!
Community Q&A
Do dwarf rabbits smell bad?No. Rabbits are a prey species, and, to protect themselves from predators, they are careful to keep clean and have no smell. If, however, they are not cleaned daily and urine accumulates in their bedding, this will smell. With scrupulous regular cleaning, there should be no problem.
Can you feed a dwarf rabbit fruit?Rabbits can eat fruit as part of a healthy, balanced diet. Keep it as a treat, offering around 1-2 tablespoons a day (because of the sugar content). Also, offer a variety of fruits, changing what you offer from one day to the next. Also, when feeding apple or pear, be sure to remove the seeds, as these contain traces of cyanide.
Do dwarf rabbits make good pets?Yes. Dwarf rabbits are relatively intelligent, can be litter trained, and enjoy a family environment. However, they are more likely to be friendly if they have been handled from an early age, so try to find a breeder or rescue agency which makes a point of socializing their young rabbits and having a variety of people handle them.
Can I place a dwarf rabbit in a hutch outside?Absolutely! There is good evidence that exposure to natural, unfiltered sunlight is highly beneficial for vitamin D synthesis, which leads to strong bones and healthy teeth. Obviously make sure the hutch is secure from predators and out of the direct, unshaded sun, wind, and rain. If the rabbit is not used to eating fresh grass, then put him out for 20 minutes initially and gradually increase the amount of time he spends outside. This allows his gut to get used to rich fresh grass and avoids an upset stomach.
Is it okay if I feed the rabbits grass from outside?Fresh growing grass is the ideal food for rabbits, so providing access to grass is ideal. If you can't put a run on the grass, then pull the grass up and feed it to your indoor rabbit. However, avoid feeding grass cuttings, as these readily ferment and can lead to bloat, stomach cramps, and distress.
Do dwarf rabbits make good apartment pets?Yes. Dwarf rabbits can be trained to use a litter box and make good house rabbits. Be sure to rabbit-proof the apartment by hiding electrical cables and removing precious objects that could be chewed from floor level. Also, it's great to harness train the rabbit to take her outside into the sunshine to boost her vitamin D levels for healthy teeth and bones.
Do dwarf rabbits make a lot of noise at night?wikiHow ContributorIt depends. If they have loud toys and stuff to bang around, then yes. Otherwise, they should be pretty quite.
How do I clean rabbit poop?wikiHow ContributorRabbit feces should be pretty simple to clean. If it is in the open, simply use a paper towel and clean it up. If you want to clean the litter box, use a scoop, but make sure to empty the litter all together and wash the litter to prevent odor.
Can I feed lettuce to a rabbit?wikiHow ContributorIt wouldn't be a good idea. Some lettuces, such as Iceberg, contain laudanum which can be harmful in large quantities to a rabbit.
How do you hold a dwarf rabbit?wikiHow ContributorEnsure that you are supporting the rabbit's legs. If you don't support their back legs, the bunny may start kicking his/her back legs and you could be at risk of dropping him/her. For pictures that show you how to hold a rabbit, see: How to Hold a Rabbit.
What is the safest way to get rid of fleas from dwarf rabbits
- Be careful when holding your Dwarf Rabbit, be sure you are holding it correctly, for improper handling can upset them, and cause them to kick.
- Don't make really loud noise near them. They have sensitive ears.
- When you pick up your dwarf rabbit use two hands- one to support it's chest and the other to support it's bottom. Hold it against your chest and always support it's bottom.
- Make sure you keep your rabbit away from small holes and under the furniture because it can be difficult to get them out and can hurt them.
- Fresh fruits and veggies should be provided 5-6 times weekly to rabbits over 6 months of age.
- Never hold them by their ears, it really hurts.
- Dwarf Rabbits need at least 2 hours of exercise and interaction time each day.
- Watch out for anything dangerous to your dwarf rabbit in your home such as electric wires, and small spaces in which they can get stuck.
- Children under the age of 9 or 10 should be supervised at all times. Rabbits bite and sometimes very hard.
Things You'll Need
- Large cage
- Bedding
- A rabbit pen/enclosed area
- Hay
- Rabbit pellets
- Fresh fruits and veggies
- Rabbit toys
Made Recently
Article Info
Categories: Rabbit Breeds
In other languages:
Español: cuidar a tu conejo enano, Italiano: Prendersi Cura dei Conigli Nani, Русский: ухаживать за карликовыми кроликами, Português: Cuidar de Coelhos Anões, Deutsch: Zwergkaninchen pflegen, Français: s'occuper d'un lapin nain, Bahasa Indonesia: Memelihara Kelinci Kerdil, العربية: الاعتناء بالأرنب القزم
Thanks to all authors for creating a page that has been read 190,528 times.


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SALE PENDING First time ever offered, my heart horse Emma. She is gorgeous, bone, hair, extreme feather and she has a body to die for. She is very athletic…SOLD
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Eagerly awaited this handsome Gypsian and he is finally here! Could not have asked for better, loads of black, just enough chrome white to be so flashy…SOLD


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Changing Dimensions
We are currently living in the 3rd, 4th and 5th dimensions at the same time.
This is an excellent account from Susanne Lie about making the transition at this most exciting time!
QUOTE (and don't be put of by Arcturian or Pleiadean references. This is part of higher consciousnesses!)
Greetings, we your Arcturian, Pleiadian, and higher expressions of your SELF, are in the process of joining with your fifth dimensional and beyond energy fields. This joining, which will occur only when you are ready, will flow into your third/fourth dimensional energy fields.
When you/we blend that which is an octave jump beyond your present resonance, with your baseline resonance of third/fourth dimensional, you will move into an entirely different operating system.
By operating system we mean that you will process reality in a different manner with your fifth dimensional operating system than you processed reality with your third/fourth […]
5d Consciousness
5d consciousness is fifth dimensional consciousness Exciting news. The Solar system is going through a beam of cosmic gamma rays that have the effect of raising our consciousness to the 5th dimension for all those who are able to raise their vibration to align with it. The benefit and joy potential is immense.
EcoLifeWalks can help you prepare for alignment with fifth dimensional (5d) consciousness. Your host Stuart Forster has spent a decade working on higher consciousness
It is within the potential of any human to decide to access the domain of higher consciousness
The route to doing this involves having an inner motivation to do so and a preparedness to modify the belief system
The belief system has been systematically manipulated for thousands of years but the conditions are now right to prepare for this transformation
The Healing of Belief and the removal of emotional blockages can be part of the EcoLifeWalks […]
Detox Retreat Holiday in Lanzarote
"Detox Retreat Holiday: the conventional approach may only be a superficial fix, to generate a sense of well-being which does not last long, after you return to your regular life style"
This is the time of the year when we become aware of our indulgent state after the Holiday excesses. Once Boxing Day arrives it's almost standard practice to look for the Best Detox Retreat, the Best Detox Clinic, or combine into a Holiday Retreat, thus our subject, the Detox retreat Holiday. While a Detox Holiday is a very good idea, the times have changed as to our understanding of how best a Cleansing Retreat can work. Certainly booking in at Detox Spa, ideally in the sun, is a great start towards our New Year's Resolution. To clean up our act and feel better, healthy eating regime with Detox and Massage […]
A Different Holiday
Some times you feel the need for a Different Holiday. You've done the beach holiday, spa holiday, health farm, yoga holiday, Club Med, Club 18-45, Singles holidays, unusual holidays abroad painting and photography holidays and the list goes on. EcoLifeWalks is a different holiday.
Come for as long as you like on a flexible programme. You can see what its all About here. The time is totally dedicated to you on your agenda and is intent in giving you lasting benefits , not just a nice sun tan. Stuart Forster has spent a decade running holistic holidays on Lanzarote and knows all the great places that tourists never find. There are lots of chats at coffee vistas and special restaurants.
What makes this a really different holiday is the inclusion of Life Insights alongside the activities. Its a bit like a life […]
Why We Go on Holiday
A decade ago, people used to be looking for all sorts of holidays to recover from their lifestyles. There wasn't a standard name so they looked for holistic holidays, therapy holidays, certainly yoga holidays, with singles holidays, beach holidays, walking holidays, women traveling alone holidays, even recuperation and relaxing holidays. These were people who are old enough to know what city stress is all about and were intent on their antidote for the job and full-on lifestyle.
Their main reason was to recover from what they had done themselves, coupled with the original holiday notions of escaping to the sun, sitting on a beach, meeting new friends. Formerly the holiday motivation of 20 year olds would be fun, parties, booze, sex, suntan and generally having a blast. I'm sure we all remember the full blast hedonistic holidays that needed another […]
The Hawaiian Practice of Ho'oponopono
Renewed interest in Ho'oponopono, based on the man who healed a criminally insane hospital wing, without meeting any of the inmates!
There has been an upsurge of interest in Ho'oponopono recently, The Hawaiian healing practice based on, literally, "making things right". While forms of Ho'oponopono have been used in Polynesia from time immemorial, The traditional Hawaiian forgiveness and reconciliation process was previously re-popularised by Morrnah Simeona, photo left, a Hawaiian kahuna lapaʻau (healer).
The latest Ho'oponopono hybrid has come to the fore after the publicity about Dr Ihaleakala Hew Len, photo, left. Dr Hew Len was appointed staff psychologist in the forensic unit for the criminally insane, in the Hawaii State Hospital for several years.
The criminally insane ward had been challenging to administer, with frequent attacks on staff by inmates, resulting in personnel absences and problems in recruiting supervision. Dr Len took charge of the […]
Feel Better by Watching this Video
Waves and the power of the ocean have a hypnotic effect. Just by taking a couple of minutes and focusing on this video, you will quieten your mind and stop the accumulation of pollution that excess thinking can bring about. Whenever we realise that our well-being is being affected by our mindfulness then we can do something about it. It's only by exercising this awareness that we can do something about the problem. By clearing the mind and dwelling on a sense of beauty that there is inherent in nature, a different state of being emerges, where we are conscious of all things in our centre, rather than just being a clearing house for recurring mind and memory activity that obscures the jewels available to us in our natural inspiration.
Click on the Cog Icon, when hovering mouse at bottom right of frame, to render the video in higher quality


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burger.com was registered 2 decades 4 months ago. It has a alexa rank of #2,966,128 in the world. It is a domain having .com extension. This site has a Google PageRank of 4/10. It is estimated worth of $ 240.00 and have a daily income of around $ 1.00. As no active threats were reported recently, burger.com is SAFE to browse.
|Daily Unique Visitors:
|Daily Pageviews:
|Income Per Day:
|$ 1.00
|Estimated Worth:
|$ 240.00
|Google Indexed Pages:
|Not Applicable
|Yahoo Indexed Pages:
|Not Applicable
|Bing Indexed Pages:
|Not Applicable
|Google Backlinks:
|Not Applicable
|Bing Backlinks:
|Not Applicable
|Alexa BackLinks:
|Google Safe Browsing:
|No Risk Issues
|Siteadvisor Rating:
|No Risk Issues
|WOT Trustworthiness:
|Very Poor
|WOT Privacy:
|Very Poor
|WOT Child Safety:
|Very Poor
|Facebook Shares:
|Facebook Likes:
|Not Applicable
|Facebook Comments:
|Not Applicable
|Twitter Count (Tweets):
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|H1 Headings:
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|Total IFRAMEs:
|Not Applicable
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|Not Applicable
|Google Adsense:
|Not Applicable
|Google Analytics:
|Not Applicable
|Domain Registrar:
|Registration Date:
|1997-03-26 2 decades 4 months 3 weeks ago
|Last Modified:
|2012-02-09 5 years 6 months 6 days ago
|Expiration Date:
|2017-03-27 4 months 3 weeks 2 days ago
|IP Address
|United States
|United States
EZ Money Lending Company is a DIRECT LENDER specializing in hard money loans, private money loans, and rehab financing.
Openmind LAB - opensource byOpenmind
The Giraffe Razor Extension Handle is a Women's Shaving Accessory designed to customize the Length and Angle of your disposable or reusable razor.
Flowers.co.za is a leading online florist and flower shop we have a wide range of flower arrangements and gift hampers. Shop online today!
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We wish you a very and please visit us again!!! Thanks.
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Please feel free to comment or ask any question regarding Website Value Calculator (Website Worth) or SEO Tips


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Security 27 Mar , 2013
Passwords are our digital locks that protects our privacy and confidential documents and details. From Facebook to ATMs, PC to Mobile Phones, Offline, Online everywhere, passwords plays very important role.
There are two types of Passwords –
1. First, Pronounceable Passwords which are easy to remember and
2.Second, Random Passwords which are very tough to remember.
Though both the types of passwords are equally effective but generally, Random Passwords are taken as much powerful.
In this post, you'll find 10 online Best Platform to generate pronounceable and random passwords quickly and easily.What's awesome is that all the online password generators featured on this list are not only free; we don't even need to sign up or subscribe to any of them.
So This is a very straightforward password generator, which requires you to specify the exact password length you want, and whether you want it pronounceable or hard-to-crack random. Customize your random password by ticking any of the 7 options (you can select more than one).
Arguably the easiest to use, this online tool is for those looking for a quick password with the least hassle.
Hugh's tip to an easy-to-remember random password was to come up with a memorable phrase, or better, a song's name; snag off the first letter of every word, spice it up with some punctuations and replace letters with look-alike numbers.
Password Bird basically creates passwords by combining parts of words and numbers meaningful to you, so it can be random and yet uniquely memorable for you.
If you're opting for something you can memorise easily, all you need to do is decide how many letters and numbers you want in the password, and if you want the digits before the letters. Otherwise, customize your password further with upper-case letters and symbols.
The Password Chart is a witty way to generate secret codes like how we did it back in high school. Firstly, generate the password chart by typing in a phrase (preferably a funny one you'll remember).
Get a simple, catchy password with only lowercase letters and numbers (not so recommended) or a stronger and yet pronounceable password.
OK, this one seems like a straightforward one. Consonants will remain, but the vowels might be replaced by numbers and symbols.
LittleLite Password Generator is direct and quick. Just tick any of the character sets you want in your password, specify the password length, and generate.
Lets you choose whether to completely exclude ambiguous characters (i,I,1, etc) or even include specific symbols. Although the password generated would not be easily pronounceable, if you want something that is easier to remember, you can tweak the pronouncing options to 'Normal'.
So Friends be safe and make your password very strong, even for the password broker softwares 🙂
You might want to get through


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House Majority Leader Steny Hoyer voiced confidence Wednesday that Congress would be able to reach agreement and approve final passage of the financial reform bill before July 4.
Hoyer (D-Md.) told reporters that Rep. Barney Frank (D-Mass.), who is leading the conference committee to reconcile separate House and Senate versions, has set "a very aggressive schedule" that calls for a final vote to occur in the days before the next congressional recess.
Congressional leaders, with pressure from the White House, had set a goal of completing the financial regulatory overhaul by July 4.
"He seems pretty confident that he can do that, and we're hopeful that he can do that," Hoyer said of Frank, who shepherded the initial legislation through the House.
The House will name its conferees Wednesday, with the first meeting set for Thursday. Hoyer said the conference would be televised, as had been planned.


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Just when you thought the pink slime scandal had oozed past its expiration date, news of another additive is making the rounds. Introducing the enzyme called transglutaminase, aka "meat glue," a magic white powder that can work wonders on ugly meat. With a sprinkle of meat glue, processors can meld meat scraps together and form beautiful, stitched-together cuts that look whole. It's like plastic surgery for your filet.
And transglutaminase is everywhere—your supermarket, the deli where you eat lunch, and the fast food chain you pretend you don't frequent as often as you do. Everywhere, that is, except for your food label, according to an investigation by Scripps. Like pink slime, because transglutaminase is used in processing, it's not required to be listed on a food label.
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Ok, we get it. Processed beef is disgusting. End of story, right?
No such luck, vegetarians. Even some meatless products contain transglutaminase. Tofu, yogurt, and cereals are all targets for meat glue, Scripps found.
If the onslaught of Frankenfoods makes you want to put down your fork and cry, well, you may not have heard the worst of it. We uncovered the 7 Grossest Things In Your Food—and they'll shock you. While there's no silver-bullet solution to avoiding them, (not eating meat won't save you from the cow-stomach enzymes in your cheese or the fish bladders in your beer), we'll show you how to dodge and replace each one with something not derived from a laboratory or animal intestines. That's a meat-glue strong promise we can really stick to.Tags: Everyday EatingNewsCopyright © 2017 Rodale Inc.
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text:
Project Hammerfall was an experimental orbital kinetic bombardment system developed by the Albic Royal Aerospace Force from 1951 to 1962. It was the worlds first and only such system and was used just once against a hostile target before being decommissioned as part of the peace treaty ending the Third World War. Located in high Earth orbit at an altitude of 100,000 km, it was designed to use electromagnetic propulsion to deorbit heavy masses, thus causing great devstation to the impact zone on Earth.
The first working version of Hammerfall was finally completed in 1962 and it was tested by firing lunar rock from Bhaskara Station at the city of Novgorod. However, before it was ready for a second shot, the lunar quarrying facilities it depended on for projectiles were attacked and destroyed by Lithuanian forces. With nothing to propel, Project Hammerfall was suspended until the end of the war, when it was decomissioned as part of an international treaty forbidding the militarisation of space.
Hammerfall is believed still to be in orbit today, though communications were lost when its power supplies failed in 1991.


text:
Target Zero
Can you predict your time accurately? If so this is the race for you.
The run is to be held over a certain distance, the precise distance is disclosed only on the night and a meeting place to be announced closer to the date (to keep the route a bit more secret)


text:
The establishment of the stables at the 5th Hemmelhorst
As a farmer's son Jan Boomkamp always had a major bond with nature and animals. This was not only his love for plants (a specialty where he during the years had earned his spurs), but also the love for several animal species, especially horses. Inspired by his wife Lidy and with the assistance of his brother Harrie, after a few years of keeping horses for recreation, he made the decision to turn his hobby into a profession. In 2004 this resulted into the establishment of a stable at the 5TH Hemmelhorst 2 in Borne, which previously was known by the name "Studfarm the Hemmelhorst", but now also known by the tradename "Hemmelhorst Sporthorses".


text:
Free Shipping over $50* 1.866.550.1455
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Burton Channel Plugs
Part Number: 13468100
From Burton: For riders looking for a little more originality, or who lost a plug without explanation, our custom Channel plugs replace those found on M6 Channel Burton snowboards. Flick the stock ones out with a flat head screwdriver, lock the new ones in and you'll be ready to ride in style.
+ Replaces The Channel Plug Found on M6 Channel Burton Snowboards
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text:
Doctor insights on:
Lose Weight And Build Muscle Fast By Lifting Light Weights
3 meals a day or 6 smaller meals? I'm trying to lose weight and build muscle fast.
Six smaller meals: will help to balance blood sugar but that does not look like an issue for you. The content of the meals is more important. Low casb and higher protein is likely the best way to go. Check w/your doc. Peace and good health. ...Read more
Lose Weight (Definition)
Many people resolve to lose weight in the New Year for different reasons. For those who are overweight or obese, there are many health benefits to losing weight. It can help decrease your chances of developing diseases including diabetes, heart disease, high blood pressure, osteoarthritis, and even certain types of cancer. Low-calorie diets combined with increased physical activity are thought to be most effective long term. The healthiest weight loss regimen, therefore, is one that consists of making lifestyle changes that incorporate a balanced diet ...Read more
How can I lose weight and build muscle?
Attitude adjustment: The key is reprogramming your mind, and this comes from making an effort in the real world and taking charge of your thoughts. Hit the gym or join a fitness group. If they see you're trying, the other folks will give you advice, most of which is good (stay away from steroids and fancy supplements; creatinine may be a big help). Eat like an athlete; stay a little bit hungry ; choose sensibly. ...Read more
What are exercises you recommend to lose weight and build muscle?
Resistance training: Which includes weight lifting, isometrics, exercise machines, exercise bands, and yoga. Doing these kinds of strengthening activities 2 or 3 times a week helps to build muscle. And as long as you don't eat more than usual, it will also help with weight loss. ...Read more
What is some things to eat for trying to lose weight and build muscle?
Muscle building: Muscle are composed of protein, so when stimulating muscle growth through weight lifting, it is essential to have protein in your diet. This can be real food, or supplements. ...Read more
What are things i can do to lose weight and build muscle in two weeks from exercise?
You cannot: You ask for the impossible. Doing those things takes commitment and perserverence. ...Read more
What are the best tips advice you can give to someone who wants to lose weight and build muscle?
See details: Minimize carbohydrat intake and control portion size. Get to the gym and begin strength training on a regular basis. ...Read more
What to do if i need to lose weight and build muscle in two weeks. How can I do this just from exercise?
2 weeks?: Gosh, you're not giving yourself a very good start here. Reconfiguring your body takes more time than that -- especially if you want the changes to keep accumulating. How much weight do you want to lose, and how much muscle do you want to build? Make your goals clear, then find a good trainer who can help you with an ongoing program. In 2 weeks you'll be on your way to developing good habits! ...Read moreSee 1 more doctor answer
What protein shake should I buy to help lose weight and build muscle?
Protein: All forms of protein can help with muscle building and repair follwoing weight lifting. Protein supplements do not help with weight loss. ...Read more
I'm wondering if i eat foods high in protein and fiber can I lose weight and build muscle?
Yes and no: I would recommend you focus on one goal of either losing weight or gaining muscle. It is hard to chase two opposing targets at the same time. For gaining muscle you need to be on calorie surplus and for losing weight you need to be on calorie deficit.. Set one goal to lose weight once you achieve it go for the second goal of gaining muscle mass. ...Read moreSee 1 more doctor answer
Muscle (Definition)
It is a body tissue that has the ability to contract. It shortens and generates force. It relaxes and returns to its original length. Muscles move joints, stabilize the body, move air and food through the organs, act as valves for bladder, bowel and other organs. They control movement of the eyes. They help us express ourselves by changing the shape of our ...Read more
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- Lose weight fast and build muscle
- Lose weight or gain muscle fast
- Ask a doctor a question free online
- Weight lifting muscle growth
- How fast do you lose strength after you stop lifting weights?
- How to build muscle mass to the upper legs fast without weights?
- Weight lifting supplements that make you lose fat gain muscle
- Talk to a preventive medicine specialist online for free


text: > I don't know anything about GFS, but expecting a filesystem author to > use a journaling layer he does not want to is a bit arrogant. good that I didn't expect that then. I think it's fair enough to ask people if they can use it. If the answer is "No because it doesn't fit our model <here>" then that's fine. If the answer is "eh yeah we could" then I think it's entirely reasonable to expect people to use common code as opposed to adding new code.


text:
A Pedal-Powered Lift Will Make You Less Guilty About Not Taking the Stairs
We'd hate to have to rely on this if we worked on the 30th floor of a skyscraper.
We'd hate to have to rely on this if we worked on the 30th floor of a skyscraper.
Unlocked bicycle, on a hillside.
Sounds like a lot until you look up how much car roads cost.
Huge numbers of sweaty people are putting pressure on offices not exactly heaving with showers and clothes hangers.
Wants to knock 40 days off the current round-the-world-on-a-bike record.
Hardly surprising seeing as people have been killed there.
Finally feels able to admit his dark secret in public.
Wife can now put the sofa back where it belongs.
I think we all need to shift our priorities so we can focus on creating portals that we can jump through whenever the need arises.
Watching BMX rider Nigel Sylvester zap himself around all the wild, weird, and fun of Tokyo through clever video editing is a helluva trip. Read More >>
Here's a cool behind the scenes video showcasing how trials cyclist Danny MacAskill pulled off a wild stunt.
Riding a bike on top of a dam is very clearly not the smartest thing a person could do. But damn, the views are amazing.
Your ride will never be as thrilling as this downhill urban mountain bike race appears to be.
Stabilising footage of Steve Storey's mountain bike ride down a bumpy trail almost turns it into a casual cruise around the park. That is, if you only stare at the top half of the footage. If you look at the bottom half, you'll see how much thrashing is actually going on. Read more >>
Riding a bicycle with lights on its wheels is the closest thing we'll get to real-life Tron
Danny MacAskill does things on a mountain bike that even physicists would scratch their heads at. The Scottish countryside serves as the gorgeous backdrop for this video of Danny just being amazing on two wheels. But you probably won't even notice the scenery. See more >>


text:
Abigail is a multi-passionate Photopreneur.
As a professional portrait photographer she helps her clients build confidence while celebrating the things that make them unique. Her super-power as a portrait photographer is making her clients feel at ease.
Along with luxury and contemporary women's portraits Abigail also creates imagery for business owners to strengthen their online and personal brands.
Abigail is driven by her desire to create, entertain, inspire, transform & empower those around her.


text:
Thursday, October 11, 2012
AT&T: It appears there is a phone communication problem...
Posted by Gary Dean Masters at 12:42 PM
Subscribe to: Post Comments (Atom)
My posts are Positive Motivational Quotes, some might be thought provoking; I do not intend them to be controversial. Life is tough, there is so much negativity in our world. I want to share a bit of positive with you! Thank you! Gary Dean Masters
I'm positive and work hard to stay positive. I thank God every morning that I wake up! I smile all the time! I'm having a blast enjoying the Human Experience!
"Be COOL, Be LOOSE!" - Gary D. Masters
"We must learn our limits, all of us are something, none of us are everything." Pascal


text:
This is the story, in three installments, of how I woke up to my life purpose. I tell it because many people have a similar story – of hiding their passion, of living someone else's version of their life and suffering inwardly for it. I hope my story inspires readers to follow their heart – to learn from my experience – to stop denying who they are and discover the power that lies within.
Some people come out of the womb knowing what their purpose in life is. They don't even think about it. From wordless toddler hood they live and breathe their passion. But I didn't have a clue about mine. I was worried by the time high school graduation rolled around. I thought by that time I should have a direction for the rest of my life.
My up-bringing was no help (so I thought at the time). My sister and I were raised by an abusive mother, physically and mentally bullied into obedience, our self-expression smothered. Our father was the one who held the love in our family and, being the typical breadwinner of the 1950s when I grew up, didn't have a clue what went on at home when he was at work.
At that time, by graduation from high school boys were expected to know what they were going to do for the rest of their lives. Girls were supposed to get married and have babies, but I didn't want to get married, much less have babies. When I made the mistake of mentioning this to my mother, she came back with, "You don't know what you're talking about." I knew there was something more compelling for me, but I didn't know what it was. I went to college and majored in Fine Arts, hoping for an answer.
While I loved art work, I was enthralled by the mind; by what makes people tick. One of the most gripping books I read in my early teens was The Snake Pit, a novel about the use of shock treatments for mental illness in the 1940s and '50s, which I found both frightening and fascinating.
Even more fascinating to me were psychic phenomena. What was psychic awareness? Where did it come from? I wanted to be psychic. There wasn't much information about psychic awareness or intuition back then, and the books I found were sensationalist, full of drama and dire warnings.
I was looking for something educational during a time when the subject was taboo. The closest I got to actual psychic phenomena was at high school sleepovers where my friends and I would use a Ouija board, conduct séances, or try to make a table tip, but nothing ever happened. According to what I learned years later, we were lucky.
My most heart-felt pursuits were not taken seriously. I was told I would never be able to make a living with art work. (Funny, I had never heard anyone say the same thing to a boy). And psychic studies were completely ridiculous. The only career open in that field was giving psychic readings in your living room, which would guarantee poverty and ruin your reputation, according to the values in my world. I think my parents paid for my college education believing I would eventually come to my senses and get married. They were right about one thing.
Even though my belief in myself was almost nil, I hoped that somehow I would succeed in life. Because of my interests, I felt like a fish out of water, a lost soul with no clue how to find her way. To compound my frustration, I eventually allowed myself to be talked out of pursuing my dreams and into getting married – a big mistake (except for the birth of my son), but I was a pleaser, and I was good at it.
Next time, I get a wake-up call.


text:
This is a 16 Gal. wet and dry vacuum. The accessories include 2-1/2 in. x 7 ft. flexible hose, two extension wands, crevice nozzle, utility nozzle, and floor brush and dust bag. This is 16 Gal. stainless steel container.
- Large on-board accessory storage tray
- Heavy duty rear wheels with swiveling front casters
- Double filtration system with pleated cartridge filter
- Strong handle for easy carrying


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Missing submission dataAsked by gashmlay on October 31, 2015 at 10:20 AM
I have some issue with PDF Layout, there is only submission date and no other informations.
Thank you for quick help.
It seems to me that you appear to be having an issue with the generated pdf of your submission data not displaying all of the information.
I've checked on this for you and found that you appear to be logging in through our US Data Center at http://www.jotform.com so this is the reason your information is empty.
Try going to http://eu.jotform.com first then log in and attempt to view your submission data and it should appear properly.
According to your IP Address it's notable that you are from France so that means your forms would be utilizing our EU Servers instead.
I just tested it through the http://eu.jotform.com but it doesn't work as well....
Thank you for your answer.
I apologize about the inconvenience and thank you for updating us about that.
I've tested this and I am able to confirm the same issue from my end after checking this more.
I have sent a bug report about this to our developers so that we can get this issue corrected
We will update you as soon as we can.
could you tell me if taht has been solved as it is a bit a problem for the project?
JotForm Support
We apologize for the delays.
I have checked also and found that it is not yet fixed on our end.
The bug ticket report submitted by my colleague was already assigned to one of our developer. Our developer will provide response here as soon as they have new update on the status.
I will do a follow up on your behalf as well.
Thank you for your patience and understanding.
Yes but the process is supposed to store the layout pdf on the Dropbox file, which is mainly why I have chosen Jotform ( I want to have a shared folders that stores the layout but not sharing the access to Jotfrom)
JotForm Developer
Hi there,
First of all, sorry for the inconvenience. If you have migrated your account to EU servers, you can view your submissions on JotForm by using the https://eu.jotform.com/ URL; but the Dropbox integration still collects blank submissions.
However, we have already started to work on this issue, so it will be fixed soon. I will let you know the updates.
We have the same issue (EU Server too). The new submissions are still showing up as blank lines for using the https://eu.jotform.com/submissions/xxxxxxxxxxxxxx address.
Is there any update on when this will be fixed?
We understand you're having a very similar issue but I've moved your issue to this new thread where we will gladly investigate and follow it up with your problem too.
I'm sorry but it takes too much timer to solve this issue, I have toomuch problems to get the providea correct Layout to my partners, please put the form back to the previous system the time you solve the issue, it's urgent now,
JotForm Developer
Hi there,
As you've requested, I moved your forms from EU to US servers; but you can do the same operation by yourself, all you need to do is follow the same steps from the EU server migration operation.
To do that,
After this Dropbox EU servers problem fixed, you can migrate your data to EU again. Now, please check the Dropbox integration on US servers and let us know. I will let you know about the updates.
Thanks for your understanding.
JotForm Developer
Hi again,
The good news received from our developers. From now on, the Dropbox integration doesn't store blank submission anymore; but make sure that your form doesn't have Captcha field. Currently, captcha field reasoning a blank submission.
Please, don't forget that we have moved your data to US servers. Before testing this integration, you need to migrate your data to the EU servers again by using the method from the previous thread. Also, you need to use the https://eu.jotform.com/ URL.
If you encounter the same error again, please let us know.
Hi, they are some improvements (I can see the informations and generate layout manually) but the automatic layout that should be transferred in the Dropbox are still empty,I move back to US servers awaiting complete working solution,
Thanks for the support and hope that will be functional very soon
Thank you for your update. Our team are still working on the issue and we will keep you update on the progress of the solution.


text:
Discussion in 'Guides & Game Mechanics' started by 흐켱의소울, Apr 15, 2016.
What level is required to do this, or is one sufficient?
I tested it before work and it was odd. I'm not sure if the regular ice wall is even big enough to do it. Do you have any videos of it?
Wait. I will take footage of my sell party today.
I did take the footage but only problem is ele was too strong that nerbe evaporated before flinching a finger. I will get a proper one in weekend..
It definitely does work.
only 1 is fine.
Alright I tried it today and it worked perfectly, made solo Nerbe much easier. It's actually pretty easy to do.
LOL, good for you!
is it possible to get a berserker footage?
because when I try to do the exact same thing as shows in the videos, it always get triggered by some gimmick and as you may already know I end up killing myself and the other 3
There is misconception about zerker. The reason why it isn't favored in Anton raid is not because their damage dealing is weak, on the contrary it is one of most powerful physical class. Only problem is in order to make that one of powerful class condition you are walking corpse. Death causes dealing loss which makes zerker's dealing weaker than its real capacity. I will get you footage but almost every footage will contain many death.
being a zerk for about 8 years, I understand the concept.
just want to know exactly when to you the skill "Poignant Madness" so it covers me with blood shield so I can live through some gimmicks, that is going to boost my overall damage and help my friends.
One of best zerker control I have ever seen in my life.
you are a life saver, ty
For tog's elemental orbs, do they come out after a fixed amount of time? Or do you have to hit tog x number of times before they come out?
should be timed.
It came out after specific time. Around 10~15 second roughly?
This guide was excellently written props to you sir.
just wondering, for full dark gothic set for a berserker, how would it be possible to get 300 shadow resist? is there an specific emblem, accessories I should get?
because in your guide you have 300+ shadow resist and it might be because you are in dungeon but what should be in town stats I should go for?
3/5 dark gothic but I think i'll make it.
If you are accompanied by soul bender which most dark gothic user is you will be needing 190 shadow resistance in town.
Grim seeker's mask and emblem with golden all ele resist will do the job.
What happens if Tog absorbs more than one elemental orb?
he will keep absorbing element and will be w/e element that he absorbs last
Separate names with a comma.


text:
Telangana CM K Chandrasekhar Rao and his Party Leaders sincerity to stop the Polavaram Bill is seriously doubted by TelanganaCongress Party leaders. Deputy CLP leader in Telangana Legislative Council Mohammad Ali Shabbir questioned the seriousness of Chief Minister K Chandrasekhar Rao on the Polavaram Project issue.
"KCR was never serious on the Polavaram ordinance issue. KCR did not take an all-party delegation to New Delhi on the issue and he himself did not represent the matter with the Centre. In turn, IT Minister K Tarakarama Rao is blaming the Congress for Polavaram Bill. Instead of asking the Congress to stop the Bill in Rajya Sabha, KTR should ask his father (KCR) to take up the matter with the Centre," Shabbir Ali alleged.


text:
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