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How Do I Get Paid (Methods of Payment)
When substantial investment and engineering (as required for custom-made products) are involved, it is not unusual for exporters to demand advance payment of a certain portion of the selling price. The Bank of Israel authorizes advance payment of up to 35% or $200,000, whichever is lower. The $200,000 limitation is not applicable for the importation of equipment.
Payment schedules vary. For raw materials, components and semi-finished goods, credit is usually limited to 60 days. For equipment and machinery, extended schedules may range from six months to two years.
The local banking system provides sources of short and long-term credit and access to venture capital. Some importers have preferred to seek U.S. Export-Import (ExIm) Bank financing. Eximbank has most of the leading Israeli banks as correspondents and may supplement private sources of export financing with medium and long-term loans.
How Does the Banking System Operate
Israel has a modern and sophisticated banking system. The remaining governmentowned shares of the largest bank, Bank Hapoalim, were sold in 2000. In 2000, Citibank was the first large international bank to set up a full branch in Israel. HSBC soon followed suit. Bank of America also has a representative office in Israel. The government does not interfere in the day-to-day management of the banks. Most types of loans and project financing traditionally available in industrialized countries are available in Israel.
Foreign-Exchange Controls
Israel abolished most of its foreign exchange controls in the 1990s. The last major restriction, on the amount Israeli institutional investors may invest overseas, was eliminated at the end of 2002.
U.S. Banks and Local Correspondent Banks
Most U.S. banks maintain correspondent relationships with Israel's three leading banks - Bank Leumi, Bank Hapoalim, and the Israel Discount Bank, as well as with the Mizrahi Bank and the First International Bank of Israel. Many Israeli banks have their own subsidiaries in major U.S. cities. Interested parties should contact their U.S. banker or the Israeli banks in the United States directly for more detailed information on their respective services. Major correspondent banks are Bank Hapoalim, Bank Leumi Le- Israel, First International Bank of Israel, Israel Discount Bank and United Mizrahi Bank.
Project Financing
The U.S. Export-Import Bank (Eximbank) and the U.S. Overseas Private Investment Corporation (OPIC) offer project financing and other financial services. Eximbank provides a range of financial programs ranging from medium and long term guarantees, insurance programs, working capital guarantee to project finance. The Project Finance Division provides financing to projects that are dependent on the project cash flows for repayment.
OPIC finances overseas projects through loans and loan guarantees that provide medium to long-term funding to ventures involving significant equity and/or management participation by U.S. businesses. OPIC also provides insurance against a broad range of political risks. Rather than relying on sovereign or sponsor guarantees, OPIC's project financing program looks for repayment from the cash flows generated by the project. For projects sponsored by U.S. small businesses or cooperatives, financing may be provided through direct loans. These loans generally range in amount from $2 million - $10 million. Loan guarantees, which typically are used for larger projects, range in size from $10 million - $75 million, but in certain instances can be as high as $200 million.
U.S. companies will find that Israel does not suffer from any lack of capital or trade financing. There are no unusual rules or regulations concerning export financing, apart from the foreign currency regulations noted above. Loans at market interest rates are available from commercial banks to finance the manufacture of exports including the import of raw materials and components for export products. Loans vary depending upon the raw material requirements, cost of conversion and collection timeframe.
U.S. exporters may find export financing and insurance available through commercial sources; City/State-sponsored export financing and loan guarantee programs; the U.S. Small Business Administration (SBA); the U.S. Export-Import Bank (Eximbank), which can provide U.S. exporters with export credit insurance, pre-export financing and working capital guarantees; and other sources. Eximbank can also provide established Israeli buyers with fixed-rate financing for their purchases from U.S. exporters. Eximbank's Environmental Export Insurance Policy provides enhanced short-term insurance for medium and long-term loans and guarantees for environmental exports, projects and services. Israel does not receive PL-480 or similar U.S. Department of Agriculture (USDA) program commodity grants. USDA's GSM-102 funds and supplier credit guarantees are available but not sufficiently attractive to most parties.
Bilateral Funding Organizations
There are four bilateral U.S.-Israel Government funded organizations, which provide financing for joint R&D and research projects.
U.S.-Israel Binational Industrial Research and Development Foundation (BIRD) BIRD supports joint industrial R&D projects designed to develop, manufacture, sell and support an innovative product. A pair of companies, one from each country, must conduct the project. BIRD often plays a proactive role in bringing together potential U.S. and Israeli strategic partners.
U.S.-Israel Binational Science Foundation (BSF)
The BSF supports cooperative research projects of mutual interest to the United States and Israel, concerned with science and technology for peaceful purposes. The research must be conducted jointly by U.S. and Israeli researchers and may be conducted in either country.
U.S.-Israel Binational Agricultural Research and Development Fund (BARD)
BARD funds, generated from a $100 million endowment, finance cooperative agricultural research between scientists of the United States and Israel on topics considered to be of mutual benefit to the agriculture of both countries. BARD also supports international workshops and provides post-doctoral fellowships.
Read the full market research report


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|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Stefano Mazzocchi <stef...@apache.org>
|Re: Finished Video Processing
|Thu, 16 Oct 2003 13:06:26 GMT
On Thursday, Oct 16, 2003, at 13:17 Europe/Rome, Jeremy Quinn wrote: > > On Thursday, October 16, 2003, at 11:05 AM, Stefano Mazzocchi wrote: > > <snip/> > >>> It works beautifully when the .avi is a local file, but not when it >>> is loaded over the net. I checked this in QT Player (entering the >>> URL) and directly in Safari, and it also completely fails to play, >>> even after having buffered it. No Audio, jerky video. I also tried >>> saving the SMIL as a Composite, fast-start .mov (with external >>> references), but still no go .... >> >> crap, can you post the above (and the images) somewhere on the net so >> that I can see it? > > <http://www.apache.org/~jeremy/> > > Keep in mind ... this is a very rough demo :) > ie. I did not have Steven's slides, so I blew up snapshots from the > video itself. > I made the slide region so much bigger than the movie region so you > can actually read the text on the dense ones .... I don't get audio, but apart from that it's not too bad. Are you sure you don't have to specify the audio stream separately? (in fact, if you have different video streams, you need to tell which one is to be heard... or, how to mix them... Andrew knows a lot about SMIL, any suggestion there?) Steven, can you give Jeremy your presentation or take the snapshots yourself? that would help the overall quality feeling. It seems like pre-buffering is interrupted between the various slides.... I wonder if this is a quicktime problem or not. Maybe is there a way to tell quicktime not to stop buffering between slides. [btw, can you windows folks check if the above works with quicktime for windows as well? thanks] I also noted that if you remove the quicktime-namespaced extentions, it still works. >>> So maybe the DivX codec is not so good after all :) >> >> divx is the most crossplatform/free codec, that's why I choose it, >> nothing about technical excellence in the choice. It had to be "good >> enough". >> >> I'm not surprised if it doesn't work well with more interactive >> usage.... have you tried with real player? > > Not yet .... > >>> OK, so I could re-process the video so it would maybe work, but the >>> whole idea was to re-use the existing files in different containers. >> >> yep. >> > > See what milage you get ..... I have hard-coded one of the UK Mirrors > as the source of the movie .... if we can get this to work, we need a > way of sending you off to your local mirror. I'm full bandwidth with that mirror anyway, so it's pretty good. Note that we might be able to do automatic redirection to the closest mirror, just like geoip-based URL redirection. shouldn't be much different from the mirror.cgi we already have (and this is how we'll do block distribution with the librarian) -- Stefano.
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subset: commoncrawl


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I am talking to a greek man, this is my first time dating someone with kind of a cultural difference. He has been in the states for years but still has a accent and is very proud of his greek heritage. I was wondering what it is like to date a Greek man? What are they looking for in women?
Most Helpful Girl
wear something like that to spice things up in your relationship with him
Greek men are just like all men. They're looking for a girl with curves, loyalty, trust, confidence, affectionate, etc., basically everything that Infinity-mari said.00|00|0
this is hilarious!!


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many people know that iCarly is a comedy and romance right so you like Creddie or Seddie.Well most of you like creddie more of you are seddie so i give you the sweet moment of seddie first in iDream to Dance sam's head is on freddie's shoulder,In the iKiss Freddie and sam have thier first kiss,in iStart a fan war many people wearing a t-shirt with a desing seddie and a ping pong racket with pic. a heart shape racket and a amazing desing.and most people like seddie because while webcasting sometimes they fight.And the Creddie first Carly and freddie always hang out together,Freddie have a crush on Carly,In iSave your life they kiss for than 4 kisses and they become Bf and Gf and broke up,In iStart a fan war most people wearing t-shirt w/ have a desing CREDDIE and a pingpong racket w/ there pic. and none desing
so you like CREDDIE or SEDDIE


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super sixes
Who doesn't love a list? These are our pick of the best events from beginner triathlons to the toughest 10k's.
This tin has a label on it. It reads: "The Toughest 10 miler in the UK". Our West Wycombe Park venue might very well be one of the most stunning National Trust venues in the UK, but there'll be no time for tea and cucumber sandwiches as you will be tasked by a truly-draw-dropping challenge. Scafell Pike is England's highest mountain at 978m above sea level. No medal for guessing how much climbing you'll be doing! But a medal for finishing? Go on then. There'll be a memorable water feature too. It will make for a refreshing change.
Create your free profile to see what events your friends are doingsign up / log in
Some of the smaller (and not-so-small) brands making good stuff for events like this:
To find out more about how we can spread the word about your next event, drop us a line:


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Jones seals year-long loan
By Adam Marshall
Last Updated: 01/01/70 1:00am
Manchester United have loaned David Jones to Preston North End for a year.
Manchester United have loaned David Jones to Preston North End for a year.
Sir Alex Ferguson has decided that the promising midfielder will not be competing for a first team spot, despite featuring in much of the pre-season campaign.
Jones captained the successful reserve team last season and was the brightest performer in the embarrassing goalless draw with Exeter City in the FA Cup third round at Old Trafford.
The 20-year-old follows the same path that David Beckham took to success as he had a spell on loan at Deepdale before reaching superstardom at Old Trafford and now Real Madrid.
"I spoke to Sir Alex Ferguson when I came back after the month break and he was keen for me to go on loan somewhere this season," he told Whites World. "And Preston is the perfect club for me.
"Preston is a great club and I'm delighted to be here.
"Beckham has come here before and, hopefully, I can do what he did, because he did well here and went back and had a big impact at Manchester United.
"The club did really well last season and my dad followed the club as a kid, so I know a lot about them."


text:
Issues with Daylight saving time
Unanswered Question
User Badges:
I am facing some problems with DST, the issue is, I have a CUCM 18.104.22.1683-1 installed in a VMware 3.1.0, with 1048 MB of memory and 80GB of hard disk, but there is a problem with the DST.
The DST of Red Hat 3 increase 1 hour in October 10 (second Sunday) and in the CUCM increase in the October 17 (third Sunday),
My question is: There is any patch of Red Hat 3 to fix this issue?
I have this problem too.
0 votes


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|By Gingalover
|Part of the Avatar: New Universe continuity.
A Part of the Herd
While Weed, Mel and Nobutora were traveling with the Aptonoth herd, A Lightning Wolf appears and scares the entire herd away. As it was chasing, it accidentally runs over Mel, losing a lot of energy. It gets very angry with them and was about to attack them but misses. It doesn't bother with a chase.
Lightning Wolves are dog sized predators of Altonia's open savannas and plains. What makes it different from many small predators is that it has no teeth, instead unseeing a strong electric charge that it flows into its gums that are just as deadly. It only uses this electric charge on small herbivores such as Kelbi or the young of larger herbivores. Its the fastest creature of its world, traveling to speeds unrecorded. But it's speed comes at a cost, only reaching that speed for about 20 seconds or so before it's exhausted, similar to that of a cheetah.
These creatures are solitary, traveling alone. They are also very protective over its territory of their own kind. They also are dangerous of other predators who it competes with.
See more
For the collective works of the author, go here.


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Dear Rockhurst Parents and Guardians,
Greetings from Rockhurst. The first quarter of the 2016-2017 academic year has ended. It is hard for me to believe we have completed a quarter of the school year already. As we end the quarter, I would like to thank all parents and guardians for all they have done for the school community this past quarter. This was a great quarter for us at Rockhurst. We are off to a great start. I hope that all of us can keep the momentum going as we move into a new quarter and toward the end of the semester.
We were very fortunate to have opened our school year with a special assembly to welcome Br. Guy Consolmagno, SJ , "the Pope's Astronomer". Brother Guy encouraged all of us to never stop dreaming big and finding God in all we do. Our school year began in earnest with the celebration of the Mass of the Holy Spirit on August 31. The tradition of opening the school year at Jesuit schools with the Mass of the Holy Spirit began in 1548 at the first Jesuit school. May we continue to ask God to send forth the Spirit as we move forward in our year. We were very fortunate to welcome Bishop James Johnston, Jr. to campus as our presider. This was the first time that our new bishop celebrated Mass with the Rockhurst High School community. The first Kairos retreat of the year went out in mid September; work is already underway on the Freshman retreat. Several of our seniors attended a Camping Retreat, and others attended our senior Silent Retreat. Please keep our pastoral programs and activities in your prayers as we invite our students to deepen their relationship with God.
I would like to take a moment to introduce a new group of dedicated Rockhurst Students called the Joseph of Arimathea Society. This group of young men provides Pall Bearer services for the indigent and homeless who have died. On Friday, October 14, 12 of our students attended to the burial of 51 persons. This is a beautiful ministry, and I am very gratified to see so many of students willing to be part of this powerful work of Mercy.
Attention Senior Parents: All seniors have now registered for their Senior Service Placement in January. Please take a moment to discuss your son's service site with him. If you have questions or concerns please contact Mr. Magee at ext 373.
Attention Sophomore and Junior Parents: Wednesday, October 19 is the PSAT testing day. It is the expectation of the school that all sophomore and juniors will sit for this exam. Please see PSAT below for more details.
On Saturday, October 15 demolition of the field house took place. This marks the beginning of a very exciting phase of construction around campus. I ask for your patience as we construct new facilities and enhance existing spaces in the building. Our patience now will pay off later!!
October 21 is the Don Ramsey Invitational Speech and Debate Tournament here on Campus. This tournament is named for RHS' legendary debate coach, Mr. Don Ramsey who retired in 2014. We will dismiss school at 2:00PM on Friday October 21st to accommodate the tournament.
October 30 is our annual Open House. This is a great day for all of us to show incoming students what life at the Rock is really like Thank you for all of your attention to this day.
As we move into the second quarter, there is much to do and much to look forward to. Here are a few highlights:
The dramatics society will present The Man Who Came to Dinner Nov. 10-12.
Mark your calendars for the Instrumental and Choral Christmas concerts, Dec. 6 and 8 respectively.
Many of our fall athletic teams will advance to district playoffs. Congratulations for a job well done!! Good luck to all coaches and athletes, Rock State!
Please keep in mind that all district playoff games follow MSHAA guidelines for home field, ticket sales, start times etc.
Please check the RHS website to find out times and locations of all district playoff events.
Our summer immersion trips will begin to roster. Contact Mr. Magee for information.
Rockhurst's service programs extend far beyond the TIE program. The Office of Ignatian Service Programs offers a variety of ways for our students to answer the the Gospel Call and the Jesuit expectation that they become men of service.
As a community, we will spend some time focusing on the poor and hungry during our annual Harvest Food Drive.
On Sunday, November 13, we will celebrate our annual Heritage Mass and Food Festival. All are welcome.
Looking ahead...
Seniors and Freshman have no school on Wednesday, October 19.
November 1 is a Holy Day of Obligation; we will have an all-school Mass.
Year of Mercy Prayer Service is November 22; we will formally close the Holy Year of Mercy at our prayer service.
Thanksgiving Break is November 23-25.
December 8 is the Feast of the Immaculate Conception, a Holy Day of Obligation; we will gather for an all-school Mass.
Final Exams will be December 14-16.
Christmas Break is December 17-January 3.
Classes resume and second semester begins January 4, 2017.
Looking way ahead....Fall Athletic programs for the 2017-2018 school year will begin on Monday, July 31, 2017.
Being involved in the life of the school, outside of academics, is a crucial part of student development in the Jesuit model of education. Please encourage your son to get and remain involved in all aspects of school life. Contact Mr. Chris Bosco, the Assistant Principal for Student Life, for information concerning co-curricular activities.
Inclement Weather Alerts:
As we move into the fall and eventually winter, I would like to remind all RHS families of our school closing/delay procedure. Should weather require us to change the school schedule or close the school, every effort will be made to let the community know as soon as possible. If a decision is made to change the schedule or close the school, we will notify all students by the AMDG email system, and we will send a text via "Textcaster". If you have not registered for "Textcaster" or have changed your phone number since you last registered, please go the RHS web site parents' page to find the RockAlerts by Textcaster link. We will also inform local media of school closings. As Rockhurst is truly a regional school, in all weather related cases, it is up to individual families to determine whether or not it is safe to travel to school. More information can be found on the Inclement Weather Information on the Parent's page of the web site.
A hallmark of Jesuit education and Ignatian spirituality is the practice of active and frequent reflection. As we end the first quarter of our academic year, I ask that you take some time to ask your son to reflect on the school year thus far. What has gone well? Where is he now? What does he need to do to move forward? Has he gotten involved? What are his interests? Questions like these will help your son move more deeply into the habit of active reflection.
As we begin the second quarter, it is important for us all to take a moment and review your son's progress thus far. Quarter grades are now available in NetClassroom. If you have questions or concerns, the best place to begin is with his teachers. Each student at Rockhurst has an assigned guidance counselor who is also ready and willing to help attend to your concerns.
The quarter grade represents an important part of your son's overall academic profile; however, please keep in mind that there is still much time for improvement. With help from teachers, counselors, and his own reflective practice, it is my hope that deficiencies can be addressed in the second quarter. Please keep in mind that most courses end with semester final exams in December. If your son has struggled the first quarter, he should plan now to attend final exam review sessions as they are offered later in the semester.
A good opportunity to spend a few minutes with your son's teachers is during Parent/Teacher Conferences. Our conferences will be on Wednesday, October 26 from 3:30-5:30PM and 6:00-8:00PM. Please see Academic Affairs below for more details. If you have concerns or questions, the best place to start is with your son's teacher.
As the summer gives way to fall, may this time of year be one of many blessings for you and your family. St. Ignatius Loyola encourages each of us to find God working in the ordinary beauty of daily life. May the beauty of this time of year be a reminder to us all of God's many gifts to us. Please know of my deep appreciation for all you do to make Rockhurst such a special place.
I ask that you remember the Very Reverend Arturo Sosa, SJ in your thoughts and prayers. Fr. Sosa, SJ was chosen on October 14 to be the new Superior General of the Society of Jesus. Let us pray together that Fr. Sosa, SJ, will be open to God's call as he assumes his new role. May his heart remain open to creating a vision for the Society of Jesus in our world today. May we as a community remember one another in prayer as well. Know that you and your sons are and will remain in my prayers, and I ask that you pray for me!
Gregory Harkness, 81
First quarter grades are now available in NetClassroom. These grades, along with the second quarter grade and final examination, become a significant component of the final transcript grade. All parents are encouraged to attend the PARENT/TEACHER CONFERENCES scheduled for Wednesday, October 26th from 3:30-5:00PM and 6:00-8:00PM. Both sessions will end promptly at the specified time, so please plan accordingly. Enter the school through the Barry Commons just off the north parking lot. Begin with those teachers in whose classes your son might be demonstrating some academic difficulty. We ask that you keep your meetings with your son's teachers succinct, ideally four or five minutes. Out of courtesy to other parents, please be mindful of the time. A tone will sound every five minutes to assist you. If a longer conversation is necessary, follow-up with an e-mail or simply tell the teacher you will call to schedule an appropriate time for a meeting. The Parent/Teacher Conference Directory will be available on the RHS website by Monday, October 24. Please print and bring your son's report card with you for reference when meeting with his teachers. Thank you!
During the months of November and December, the Admission Office will be planning informational "coffees" for prospective students (and parents) who attend parochial schools in Kansas. Please contact Tara Hall (email@example.com) or Jack Reichmeier (email@example.com) if you'd be willing to host an informational program in your home. Thanks!
As we approach the end of the regular season for fall sports - a reminder that all playoff games for football and varsity sports have a required MSHSAA entrance fee whether at home or away. We wish the cross country, football, soccer, swim & dive programs best of luck in the state series. ROCK STATE!
We also look forward to the start of our winter sports. Basketball starts on Tuesday, November 1 and wrestling start practices on Monday, October 31. Anyone interested in participating should contact Mr. Pete Campbell (head basketball coach) or Mr. Armand Aaron (head wrestling coach) for more details. Remember that all student-athletes who plan to try-out/participate must have a valid physical on file and a completed MSHSAA release form on file. These forms can be found under the Athletic/Forms page of the school website. A physical must be completed by a doctor from Feb. 2016 to present.
All Sports Programs are being mailed to advertisers, and those who wished to be billed will get that invoice separately. Thanks to all who participated in supporting the All Sports Program. It was a great success and really helps underwrite costs in our athletic programs. Programs are sold at home varsity football, soccer, basketball & wrestling games.
Attention Rockhurst Class of 2017 Parents : Jostens was at our school Thursday Oct. 13th to provide your student with all the information they need about ordering any graduation supplies. Please make sure you ask your senior for the information packet. It is very important that your student turn in their form with the schools group order. Graduation order day for Rockhurst this year is Thursday, October 20th, during lunch. If your student missed the Oct. 13th meeting at school, please pick up a graduation packet in the main office, or email Mr. Chris Bosco for a digital version. For parents wishing to order any materials, please review this information with your student and don't forget to have them turn in their order form along with their $60 down payment on the October 20th. If you have any questions, contact Jostens at 816-628-6157 or Casey Korte at firstname.lastname@example.com.
SGA is off to a great start thanks to a lot of hard work from our student officers, especially our seniors. Thank you to all who have helped or assisted SGA this year, especially our dance chaperones!
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text: Shamboni were a species identifiable by their big foreheads. Biff Cane had an anecdote involving an encounter with one. (TV: Midnight) Retrieved from "http://tardis.wikia.com/wiki/Shamboni?oldid=1269994" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Categories: Species + cat Cancel Save


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|Scooby-Doo! Christmas Creatures
|December 24th, 2012
|Written By
|Directed By
|Victor Cook
|Previous Episode
|Next Episode
Scooby-Doo! Christmas Creatures is a twenty-two minute Scooby-Doo Christmas special that was shown on Cartoon Network December 24th, 2012.
The Spooky Snowman haunts Christmasville.
A little boy is drinking hot cocoa. Suddenly, a snowman walks over to him and roars. The boy runs away in terror.
The gang is driving to Christmasville on Christmas Eve. Shaggy can't wait to spend Christmas there. Scooby says that Christmasville makes great hot cocoa.
The Spooky Snowman runs past the front window, and Scooby jumps into Shaggy's arms. Fred says it was just a snowman.
The gang arrives at Christmasville and enters Christmasville Hotel. They meet Marcus. He tells them to go if they wanna live.
A woman named Lilly tells the gang not to believe Marcus. They get a hotel room, and walk to it.
It is a closet, and Daphne tells the gang to leave it to her. She closes the door, opens it, and they have a large awesome room.
The gang is in their room, when they hear a scream. They run downstairs and see Marcus. He says he saw The Spooky Snowman, who was after the hidden gold.
Fred says they should split up. He tells Shaggy and Scooby to stand guard at the hotel, while he, Velma, and Daphne look for clues. Shaggy says it's a great idea.
Scooby and Shaggy are sitting in their room. Suddenly, the window opens and The Spooky Snowman runs in.
Meanwhile, Fred has a trap for the Spooky Snowman. He says that all they need to do is wait for Scooby and Shaggy to lure him there.
Meanwhile, Scooby and Shaggy are running from the snowman. They chase him into Fred's trap, and the monster melts.
It is Lilly. She wanted to scare everybody out of Christmasville, so she could find all of the hidden gold.
The episode ends with Scooby and Shaggy drinking hot cocoa. "Rooby-Rooby-Roo!" cheers Scooby.
Cast and charactersEdit
- Frank Welker as Scooby-Doo and Fred Jones
- Matthew Lillard as Shaggy Rogers
- Grey DeLisle as Daphne Blake
- Mindy Cohn as Velma Dinkley
- The Spooky Snowman
- Marcus
- Lilly
- Lilly
- Reason: To scare everybody out of Christmasville, so she could find all of the hidden gold.
- Christmasville
- Christmasville Hotel


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G.K. Skaggs is the company behind the bottle, or rather, on the label of beers and wines carried in Trader Joe's, Ralphs, Pavilions and more.
"There's a real attachment among U.S. consumers to try something new and different," said company President Gregory Skaggs, who started the spirits importing business 30 years ago in Florida and moved it to Irvine in 1988.
This year, the company has plans to introduce a hard lemonade called Block Party, a sangria called Sangria Superior and a Prosecco called Monre. In addition to importing beer and wine to sell to wholesale distributors and retailers, the company – which does business in 46 states – sells its own brands and designs its own labels in house.
We caught up with Skaggs to find out about the past 30 years and what the future holds.
Q. California isn't always lauded as business-friendly. You moved here from Florida 26 years ago; how has it been for you?
A. I think there's a lot of people who have an issue with how the budget is managed in the state of California and whether businesses should be taxed at the rates that they are.
But we have a stake in California, always have had a stake in California – our roots are here.
I'm not planning to leave, and the fact is we do a lot of business outside of California, so that helps mitigate the risk of only doing business in California.
Q. How did you get into the wine and spirits industry?
A. In my tenure outside the country, I was asked to manage a start-up trading company, and we had dealt in ag-industrial products from Central America, throughout Europe and the United States and Canada.
One of the sister companies was a brewery, and the more I got to know about the brewery and the brewing process and the products they created – obviously along the way I was consuming some of it – but the more I got to know about it, the more I liked the industry.
So we began to export those products to the United States. So my first entree into the business was actually as an exporter from Latin America to the United States working with a single brewery.
Q. This industry probably isn't an easy one to get into or sustain, so what's the secret for 30 years?
A. Perseverance, without doubt. Never giving up. You have to just make your way, make room for a new start-up company and just be persistent in your efforts. And that's what we've done over the years.
Q. What is the advantage of being in Irvine?
A. Irvine is an important location because of its proximity. We've got a great airport and great service to and from the airport. Our travel domestically, and some international travel, starts and finishes at John Wayne, which is a real advantage. We're also in fairly close proximity from the Port of Los Angeles and Long Beach, so we're a 35-minute drive from there.
It's nice to have an office in a location like Irvine because we don't have to be next to the port necessarily in order to do business there. … Our associates here in the company and our employees have a better work environment in Irvine. They want to work and live in this area.
I think it's a huge magnet … We've got top-notch universities and schools here in Irvine, and the resources that generates for businesses is huge.
Q. If an Irvine resident walked into a grocery store today, what would he or she see that you've imported or created?
A. In Trader Joe's today they would see (Champagne Ernest) Rapeneau. Rapeneau is a champagne from Epernay in France. …
If you go to Ralphs or Food 4 Less, you would find Caguama (which was sold to Kroger).
On the wine side, Fernz, Benedetto, Val Serena.
Contact the writer: 949-864-6371 or firstname.lastname@example.com


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In fact, it should FIFA 15 PS4 Coins the physios and healing cards from this game or have the injuries back. EA should reintroduce the injuries with a shorter downtime. And FIFA 14 has done this. The online injuries will be back in FUT 14 and probably reintroduced with a shorter downtime.
Have you tried to find the player with a low morale in transfer market? Is there any player with a low morale in your squad? Maybe none. It is clear that the redesigned morale system in FIFA 13 was so uncommon to look for the players with low a low morale. So it is meaningless to have 4 morale categories once there's almost not anyone in them. There's also small bug which will return different morale categories to a same card from search page as well as in the player's Bio. Some people suggest having this morale system fixed to get high dispersion of the morale conditions. In fact, there won't be morale in FIFA 14. It's really a nice method to have this problem solved.
For the Daily Telegraph, FIFA 14 improved gameplay is impressive.
They like the increased control over the ball, and the detailed actions that your player can now execute.
"The combined effect of these changes – and combined is right, as they form an interdependent flow of gameplay – is that FIFA 14 feels more noticeably different to its predecessor than the last two or three games.


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so we had an argument about having kids or not, and we were at some point going to break up!! He later that told me that he cried because he thought it was the end.
Mao what does this mean!
Most Helpful Guy
Haha, he really cares about you. I remember when I had my first breakup I acted all strong and like I didn't care to her and my friends, went home and bawled my damn eyes out all night. Never really done it since though, either I've learnt to accept those feelings or I've never had a relationship that mattered so much to me as that one... sheesh00|00|0
Most Helpful Girl
He doesn't want to break up with you because you mean a lot to him00|00|0


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Darryl O'Young wants to return to Bathurst to earn another victory in the 12 Hour race!
IMAGINE heading into the Bathurst 1000 as a back-to-back winner but without a drive secured for a chance to win it a third time in a row.
That is the situation for two-time Liqui-Moly Bathurst 12 Hour winning driver Darryl O'Young, who all but 30 days out of the 2013 race is on the sidelines trying to find a ride that can take him to the hat-trick.
A lengthy stint in challenging – often torrential – conditions during the 2012 race showcased his class and ability and places him as one of the very best to take on the ever-growing around-the-clock Bathurst enduro.
Those two victories have firmly entrenched the Mountain in the Canadian-born, Hong Kong drivers' list of top racing experiences – and it's an experience he is keen to repeat.
"It's amongst the top three of my personal racing accomplishments," O'Young said.
"The memory of the race will stay with me forever. To win it two times in a row was an amazing feeling, something that solidified our mark on the race. When you go there for the first time, you don't expect to be in the position to win the race."
Audi elected to not return with their fully-blown factory operation this year – instead up to six privately entered Audi R8 LMS GT3 cars will compete in the February 8-10 weekend.
However, that means a chance for the two-time winner to make it three in a row is – at the moment – on hold.
But that doesn't mean O'Young wouldn't love to join the likes of Brock, Whincup and Lowndes to win three major Bathurst endurance races in a row – and the first to do it in the 12 Hour.
"Unfortunately, I'm not confirmed yet," he explained. "With Audi not coming back as a factory I was looking close to a deal with Craft Racing AMR from Hong Kong, but due to logistics, the team elected not to enter in 2013.
"I'm hoping an opportunity can come up for me, as it would be really disappointing to not have the chance to come back and attempt three in a row – fingers crossed I can find an opportunity to be back!"
O'Young says the Liqui-Moly 12 Hour has a real chance of becoming one of the world's great endurance races, given its rapid growth already experienced since the move to include GT vehicles three years ago.
"This circuit is epic, which is the key part in creating a recognized endurance race," he explains.
"I've competed in nearly all the major endurance races around the world and I know the Bathurst 12 Hour has what it takes to become a classic race. The momentum has picked up year after year, the organizers have given the event huge coverage, so it's just a matter of getting the word out there and having more teams make the trip over to Australia.
"From my first hand experience, it is already great competitive racing and that is the most important."
Naturally, the 6.213km of fast, uncompromising bitumen that makes up the Mountain circuit helps the experience...
"The top of the mountain is definitely my favorite section of the track. To get it perfect is an amazing feeling that requires full commitment and confidence.
"The feeling is immense when your car slides right out the wall at nearly 200km/h, but before you have time to think about that, you're already setting yourself up for the next blind corner.
Only when you get to the Conrod Straight can you breath a sigh of relief until you head back up the mountain again on the next lap.
"It's a lot of fun!"
Bathurst 12 Hour


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KerMor is a MATLAB© library providing routines for model order reduction of dynamical systems using subspace projection and kernels methods. Check out the Modules pages to get an overview of the different functionalities. KerMor makes extensive use of object oriented programming (OOP)
Keywords for this software
References in zbMATH (referenced in 1 article )
Showing result 1 of 1.
- Quarteroni, Alfio; Manzoni, Andrea; Negri, Federico: Reduced basis methods for partial differential equations. An introduction (2016)


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A family history of diabetes is a major risk factor for the disease. As such, it is often included in a variety of tools designed to detect either people at risk of diabetes or people with undiagnosed diabetes. One of the reasons to screen for diabetes is that it has a prolonged asymptomatic phase, which includes impaired fasting glucose, impaired glucose tolerance, and the early stages of diabetes. In terms of prevalence, diabetes is a major public health problem. Evidence shows that the detection of impaired glucose metabolism in its early stages (prediabetes) could lead to the delay or prevention of the disease and its complications. However, the issue of using family history to screen for diabetes must be discussed within the context of screening for diabetes in general. Screening for a disease among asymptomatic people must meet a series of stringent requirements to ensure the best possible outcomes. Screening for diabetes meets most of these requirements but the ones it does not meet are still important. Therefore, based on systematically collected evidence or simply by consensus among scientists, influential organizations recommend screening only among high-risk individuals. As a result, researchers have developed a variety of simple tools to identify high-risk individuals for diabetes in populations. Family history is included as a key variable in the vast majority of them. This article is a brief overview of the reasons to screen for diabetes in general, the tools available for conducting this screening, and the role of family history in these tools.
Overt type 2 diabetes mellitus (T2DM) is preceded by two major asymptomatic indicators of imbalance in the metabolism of glucose: impaired glucose tolerance (IGT) and impaired fasting glucose (IFG).1 These two indicators, collectively labeled as prediabetes, are correlated but they may also appear separately. (Table 1 contains the different categories used for determining normal and impaired glucose metabolism.) Similar to IFG and IGT, the early stages of T2DM are asymptomatic; consequently, people with the disease may go undiagnosed for prolonged periods. In the continuum of plasma glucose distributions (fasting or 2 hour), the escalation from prediabetes to T2DM is marked by a sharp increase in the risk of complications, which, in the long run, can seriously affect a variety of organs and tissues, such as eyes, kidneys, nerves, and blood vessels (large and small).1 Therefore, prediabetes and undiagnosed T2DM are conditions for which screening can be helpful in preventing major health problems in a sizable portion of the population. This article examines the conditions under which such screening can take place and emphasizes the use of a family history of diabetes as a screening tool.
Recent estimates among U.S. adults aged 20 years or older indicate that approximately 13% have T2DM (diagnosed or undiagnosed) and an additional 30% have prediabetes.2 Results vary by race or ethnicity. The number of people affected by these conditions in the United States was calculated by applying recent prevalence estimates to population estimates from the 2007 U.S. census. Table 2 shows results of this calculation for the three major U.S. racial or ethnic groups, according to their glycemic status. In total, about 56.8 million people have prediabetes, about 25.6 million have diabetes, and 10.7 million of them remain undiagnosed.
The variety and severity of the health consequences of diabetes and the large number of people that are or can be affected by the disease leave no doubt that diabetes is a major public health problem.3 A critical step toward the solution of this problem is to screen the population in search of individuals at high risk, particularly those at the early stages of impaired glucose metabolism. The World Health Organization (WHO) has set stringent conditions for any screening program that would assign a health risk to a potentially large number of asymptomatic individuals.4,5 First, the condition should be an important health problem, amenable to primary prevention, and its epidemiology and natural history should be adequately understood. Second, the screening test should be simple, safe, precise, and validated; the distribution of the values generated by the test and its risk thresholds should be known in the target population; the test should be acceptable to the population; and there should be a clear policy on the management of individuals with a positive test result. Third, there should be an effective intervention with better outcomes for those treated early rather than late as well as a clear policy to deliver such intervention; the clinical management of the condition and the health outcomes should be optimized by the health care providers before they join the screening program. Fourth, there should be strong evidence that the screening program is effective in reducing mortality or morbidity and that the entire program is clinically, socially, and ethically acceptable to health professionals and the public; the benefits of the program should clearly outweigh the harms; the cost of the screening program should be reasonable in relation to expenditure on medical care as a whole; the screening program should be adequately staffed and managed from the start; potential participants should be well informed of the consequences of testing and available treatment; and there must be flexibility for widening the eligibility criteria, reducing the screening interval, and improving the test if such changes are supported by scientific evidence.
Does screening for diabetes meet the conditions just stated? Diabetes and its associated conditions meet most of the requirements for a screening program,5 but no major national organization recommends universal screening for diabetes. The reason is that screening for diabetes does not meet some important requirements set by the WHO;5 namely, there is no evidence that a screening program would eventually reduce mortality and morbidity, no country has the infrastructure in place to handle large-scale screening and treatment programs for diabetes, and the clinical management of the disease may not be optimal throughout entire health care systems.5 The WHO, then, considers that the best approaches to screen for undiagnosed diabetes or prediabetes are (1) selective (among groups known to have risk factors for diabetes) and (2) opportunistic (among potentially high-risk individuals at the time they visit their health care providers).6 It is important to note here that recent evidence-based screening recommendations, issued by the U.S. Preventive Services Task Force (USPSTF), do not favor universal screening for diabetes either.7,8 The main reason is that the USPSTF found, with moderate certainty, that even though screening for diabetes in adults with hypertension would lead to a substantial benefit, the evidence was insufficient to determine the benefit of screening in other populations.7 On the positive side, a diagnosis of hypertension offers the opportunity for health care providers to offer a diabetes test to their patients.
The current recommendations on who should be screened for diabetes range from considering just one risk factor to a complete list of common risk factors. For example, as a result of a systematic review of the evidence, the USPSTF recommends screening for type 2 diabetes only in asymptomatic adults with sustained blood pressure (treated or untreated) greater than 135/80 mm Hg.7,8 However, based on a long-standing consensus among its national and international members and partners, the American Diabetes Association (ADA) recommends screening for type 2 diabetes in all overweight adults [body mass index (BMI) ≥25 kg/m2] who have one or more of the following risk factors: physical inactivity; a first-degree relative with diabetes; members of a high-risk ethnic population; women who developed gestational diabetes or had a baby weighing 9 pounds or more; hypertension; low concentrations of high-density lipoprotein cholesterol or high concentrations of triglyceride in blood; polycystic ovarian syndrome; IGT or IFG on a previous test; other clinical conditions associated with insulin resistance; and a medical history of cardiovascular disease. In the absence of these risk factors, the ADA recommends that testing for diabetes should begin at age 45 years. If results are normal, the test should be repeated after 3 years or sooner, depending on risk status.1
Given the public health importance of diabetes and the extensive knowledge of its many risk factors, researchers have developed a number of algorithms (risk tools) that, short of measuring glucose in blood, can be used to detect people with either prediabetes or undiagnosed diabetes in the general population. These risk tools have been the subject of a recent review.9 Table 3 provides a few examples extracted from this review of some of these risk tools along with the variables they include and the percentage area under the receiver operating characteristic curve (AUC ROC, a standard measure of the ability of a screening test to distinguish cases from no cases). Percentage areas under the curve in these examples, which range from almost 70 to 80%, show a reasonable ability of these simple tools to discriminate between people with and without undiagnosed diabetes.9
Of the risk factors commonly associated with increasing the risk of T2DM, the ones consistently displaying the strongest associations are old age, high BMI, high blood pressure, dyslipidemia, one or more first-degree relatives with the disease, and belonging to some racial or ethnic groups. In the U.S. population, these risk factors have been found to increase the risk of having T2DM independently of each other.10
Evidence of the influence of genes on the development of T2DM has emerged from multiple sources: high recurrence among relatives (family history), twin concordance studies, adoption studies, the existence of monogenic and mito-chondrial cases of diabetes, and the growing number of genetic markers found associated with the disease.11 However, there is also a clear influence of environmental risk factors on the development of T2DM, particularly risk factors conducive to obesity.12 Much has been argued about the relative contribution of genes and environment to the development of chronic diseases, mostly because determining the predominance of one factor over the other has major implications for prevention. In the case of diabetes, where both influences have been clearly established, the argument of interest should be less about the predominance of one factor over the other and more about how both factors, genes and environment, come together to produce the disease.
Probabilistically, a disease such as diabetes with a demonstrated genetic component is expected to cluster among relatives. Family history is a reflection of this fact with the added value that it also reflects the environment, cultural practices, and behaviors shared to some extent by close relatives. It has been amply documented that having one or more first-degree relatives with T2DM increases the odds of having the disease compared with someone without such relatives. The estimations vary, but the odds usually range from two to six times more likely.13 Also, a long-term study reported that the cumulative prevalence of T2DM at age 80 years is about 3.5 times higher (38% vs 11%) for people with a first-degree relative with T2DM compared to people without any affected relative.14
The strength, independence, and consistency of the association between family history of diabetes and presence of the disease justify the inclusion of family history in any simple tool designed to identify potential cases of prediabetes and undiagnosed diabetes in a population. Indeed, most diabetes screening tools include a family history of diabetes among their key variables, and these tools display an acceptable degree of discrimination judging from their AUC ROC values (examples given in Table 3).9 The only caveat is that these tools include family history as a dichotomous (positive/negative) variable. A more useful approach used to assess a familial risk of diabetes has been proposed and corroborated in several studies: this risk can be divided into several strata and a sizable group of individuals at a relatively higher familial risk can be identified.15–17 The stratification has been detailed elsewhere. Essentially, a high familial risk is having at least two first-degree relatives or one first-degree and two second-degree relatives with diabetes; a moderate familial risk is having just one first-degree relative or at least two second-degree relatives with diabetes; and others are at average risk. Table 4 shows results of this stratification in three racial/ethnic groups of the U.S. population. Data for Table 4 are from a previous publication.18 Overall, about 1 in every 4 adults has a moderate familial risk and 1 in every 13 adults has a high familial risk of diabetes. Compared with individuals of average familial risk, and independently of other important variables, individuals at moderate and high familial risk are about 2.3 and 5.5 times more likely to have diabetes, respectively.
The USPSTF, the WHO, and the ADA do not recommend universal screening for diabetes. Based on a systematic review of the literature, the USPSTF recommends screening for diabetes only among individuals with high blood pressure. Based on a list of consistent risk factors developed by consensus, the WHO and the ADA recommend screening only among high-risk, asymptomatic individuals. Given these recommendations, many researchers have proposed and tested risk tools composed of simple variables to detect individuals at high risk for diabetes. A review of the literature found many of them capable of such detection.9 Consistently, a family history of diabetes is one of the variables included in these tools as an independent contributor to risk. Recent studies have shown that people at moderate or high familial risk of diabetes are relatively common in the U.S. population.16,17,18 Therefore, since genetic tests are not currently available for the most common forms of diabetes, the use of tools that include a family history of diabetes is potentially applicable to the U.S. general population. The use of such tools in widespread screening programs, however, must not be evaluated less rigorously than the way other genetic tests are evaluated.19
PubMed Central Canada is a service of the Canadian Institutes of Health Research (CIHR) working in partnership with the National Research Council's national science library in cooperation with the National Center for Biotechnology Information at the U.S. National Library of Medicine(NCBI/NLM). It includes content provided to the PubMed Central International archive by participating publishers.


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Anyone who owns a Dodge knows that when it comes to maintaining their car, truck, or SUV only the highest quality replacement parts will do. It's not a regular occurrence that you discover you need a replacement Drive Belt Tensioner & Pulley to fix your automobile. While it's not hard to buy replacement parts for Dodge vehicles, these days the necessity for nothing but the highest quality are required to repair your automobile. Dodge car, truck, or SUV drivers have grown accustomed to a certain level of dependability when driving their Caliber around town.
Your engine's accessories would not function properly unless your Dodge Caliber drive belt tensioner keeps those belts tight. Your engine accessories are essentially siphoning power from the crank and sending it to your accessories through a drive or serpentine belt. But since they are traveling at such high speeds, the belt tensioners ensure the drive belts maintain a good grip on the pulley or else they will fly off; potentially leaving your car or truck without the use of its A/C compressor, water pump, or more. Dodge Caliber engines should have their belt tensioners inspected and adjusted in order to ensure proper operation of the serpentine or drive belts.
When your Dodge requires a new replacement Drive Belt Tensioner & Pulley, there's no need to go somewhere besides the authority, Car Parts Discount. Make all your future car parts purchases at carpartsdiscount.com and realize incredible savings on all your upcoming repairs. Don't let a Drive Belt Tensioner & Pulley repair spell the end of your car, truck, or SUV, and don't risk lowering its resale value by buying anything but the highest quality repair parts. Just choose your year from the list below to find the right Dodge Caliber Drive Belt Tensioner & Pulley for your 2012, 2011, 2010, 2009, 2008, 2007 model.


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Il Gato began as a solo project by Daimian Holiday Scott (vocals, acoustic guitar, harmonica, loop pedal, etc.) during his days living in Spain. Upon returning to the States, he turned the project into a full band. Utilizing an array of instruments, Il Gato creates a mellow, lush indie folk sound that at times gets kinda loud.
All These Slippery Things, which comes out June 22, is the first Il Gato album with the full-band lineup. It features Matthew Souther (trumpet, flugelhorn, melodica, piano, vocals), Johnny Major (drums, vocals), and Andrew Thomas (upright bass, electric bass, vocals). The guys met up with Local Frequency at Bigfoot Lounge to chat about classical music, being buried with your iPhone and their beef with John Vanderslice.
If you could describe your sound as a San Francisco neighborhood, which one would it be?
Daimian Holiday Scott: I would probably say the Mission, as it is steeped in history, but with all the styles, diversity, and change that is afoot it seems a little ambiguous. You turn the corner and where you least expect it, there is all of a sudden some type of magic.
Where do you like to go during happy hour?
Andrew Thomas: Anywhere with good beer on tap. I'm a huge snob.
DHS: I mentioned 22nd St., which is my favorite area around: [places like] the Latin American and the Revolution, where you can sit on the street. And Zeitgeist and El Rio. Anywhere where you can be outside. Actually my house is the place. I make this infused vodka and Limoncello and my roommate is starting to do homebrews again.
Matthew Souther: I'm kind of on a bar boycott. I just don't like them that much. I usually just go there on business. Business being Il Gato.
Johnny Major: I live in the Lower Haight, so I tend to stay around there. [I like] Aub Zam Zam. I will admit that I didn't go until I saw it on Anthony Bourdain.
You mentioned you want to bring back the idea of an album, in what way?
DHS: The idea was to construct an album where you hear the song and want to hear the next song. I got from idea from [Neutral Milk Hotel's] Aeroplane Over The Sea. There's literally bleed from one song into the nest, which makes your individual song more experimental. The idea is not allowing you to hear the song in a separated context.


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Hospice Quality Updates – Deadline Tomorrow!
CMS Launches Hospice COMPARE Quality Website
Home Health Value-Based Purchasing Program Payment Adjustment Process and Enforcement of Service Codes on Home Health Claims
CMS Proposes to Incorporate Social Risk Factors in Home Health Quality Reporting Program
How to Fix the Face-to-Face Requirement
CMS Finalizes FY2018 Hospital Rule, Will Not Require Public Display of AO Survey Reports
CMS Open Door Forum Explores Home Health, Hospice Issues
In the various roles he has undertaken through the years, Val J. Halamandaris has been a singular driving force behind the policy and program initiatives resulting in the recognition of home health care as a viable alternative to institutionalization. His dedication to consumer advocacy, which enhances the quality of life and dignity of those receiving home health care, merits VNA HealthCare Group's highest recognition and deepest respect.
- VNA HealthCare Group
I have the highest respect for them, especially for the nurses, aides and therapists, who devote their lives to caring for people with disabilities, the infirm and dying Americans. There are few more noble professions.
- President Barack Obama
Home health care agencies do such a wonderful job in this country helping people to be able to remain at home and allowing them to receive services
- U.S. Senator Debbie Stabenow (D-MI) Chair, Democratic Steering and Outreach Committee
Home care is a combination of compassion and efficiency. It is less expensive than institutional care...but at the same time it is a more caring, human, intimate experience, and therefore it has a greater human element...it's a big mistake not to try to maximize it and find ways to give people the home care option over either nursing homes, hospitals or other institutions
- Former Speaker of the U.S. House of Representatives Newt Gingrich (R-GA)
Medicaid covers long-term care, but only for low-income families. And Medicare only pays for care that is connected to a hospital discharge....our health care system must cover these vital services...[and] we should promote home-based care, which most people prefer, instead of the institutional care that we emphasize now.
- Former U.S. Senator Majority Leader Tom Daschle (D-CD)
We need incentives to...keep people in home health care settings...It's dramatically less expensive than long term care.
- U.S. Senator John McCain (R-AZ)
Home care is clearly the wave of the future. It's clearly where patients want to be cared for. I come from an ethnic family and when a member of our family is severely ill, we would never consider taking them to get institutional care. That's true of many families for both cultural and financial reasons. If patients have a choice of where they want to be cared for, where it's done the right way, they choose home.
- Donna Shalala, former Secretary of Health and Human Services
A couple of years ago, I spent a little bit of time with the National Association for Home Care & Hospice and its president, Val J. Halamandaris, and I was just blown away. What impressed me so much was that they talked about what they do as opposed to just the strategies of how to deal with Washington or Sacramento or Albany or whatever the case may be. Val is a fanatic about care, and it comes through in every way known to mankind. It comes through in the speakers he invites to their events; it comes through in all the stuff he shares.
- Tom Peters, author of In Search of Excellence
Val's home care organization brings thousands of caregivers together into a dynamic organization that provides them with valuable resources and tools to be even better in their important work. He helps them build self-esteem, which leads to self-motivation.
- Mike Vance, former Dean of Disney and author of Think Out of the Box
Val is one of the greatest advocates for seniors in America. He goes beyond the call of duty every time.
- Arthur S. Flemming, former Secretary of Health, Education, and Welfare
Val has brought the problems, the challenges, and the opportunities out in the open for everyone to look at. He is a visionary pointing the direction for us.
- Margaret (Peg) Cushman, Professor of Nursing and former President of the Visiting Nurses Association
Although Val has chosen to stay in the background, he deserves much of the credit for what was accomplished both at the U.S. Senate Special Committee on Aging, where he was closely associated with me and at the House Select Committee on Aging, where he was Congressman Claude Pepper's senior counsel and closest advisor. He put together more hearings on the subject of aging, wrote more reports, drafted more bills, and had more influence on the direction of events than anyone before him or since.
- Frank E. Moss, former U.S. Senator
Val's most important contribution is pulling together all elements of home health care and being able to organize and energize the people involved in the industry.
Anyone working on health care issues in Congress knows the name Val J. Halamandaris.
- Kathleen Gardner Cravedi, former Staff Director of the House Select Committee on Aging
Without your untiring support and active participation, the voices of people advocating meaningful and compassionate health care reform may not have been heard by national leaders.
- Michael Sullivan, Former Executive Director, Indiana Association for Home Care
All of us have been members of many organizations and NAHC is simply the best there is. NAHC aspires to excellence in every respect; its staff has been repeatedly honored as the best in Washington; the organization lives by the highest values and has demonstrated a passionate interest in the well-being of patients and providers.
- Elaine Stephens, Director of Home Care of Steward Home Care/Steward Health Systems and former NAHC C
Home care increasingly is one of the basic building blocks in the developing system of long-term care. On both economic and recuperative bases, home health care will continue to grow as an essential service for individuals, for families and for the community as a whole.
- Former U.S. Senator Olympia Snowe (R-ME)
NCOA is excited to be part of this great event and honored to have such influential award winners in the field of aging.
- National Council of Aging
Health care at home…is something we need more of, not less of. Let us make a commitment to preventive and long-term care. Let us encourage home care as an alternative to nursing homes and give folks a little help to have their parents there.
- Former President Bill Clinton
Earlier this month, Health Affairs released a study titled "Providing More Home-Delivered Meals is One Way to Keep Older Adults with Low Care Needs out of Nursing Homes" (the Study). In the Study, authors Kali S. Thomas and Vincent Mor of Brown University demonstrated how programs that deliver meals to seniors can transfer "low-care" senior out of nursing homes into the home and community. The Study showed 26 out of 48 states seeing savings, which would approach $110 million. Highlights of the Study are discussed below.
Background Data
The Study gave 2011 expenditures on home delivered meals as totaling approximately $769 million nationally. Baseline data from 2009 showed that approximately 3 percent of senior citizens nationwide received home-delivered meals, with state percentages varying from a high of 8 percent in Wyoming to a low of less than 1 percent in Maryland.
Also, in 2009, low-care nursing home residents accounted for approximately 13 percent of the nursing home population, with state percentages varying from a high of 28 percent in Illinois to a low of 1 percent in Maine. The Study defined "low-care nursing home residents" as "those who neither require assistance with the five core activities of daily living nor fall into the Clinically Complex or Extensive Rehabilitation Resource Utilization Groups."
Assumptions and Results
Given that the authors' "previous work" showed a correlation between increased expenditures of home-delivered meals and a decrease in proportion of nursing home residents that are low-care, the authors assumed that many low-care nursing home residents can live in the home or community if given proper access to home-delivered meals.
The Study used data from 2005 to 2009 to draw cost saving and utilization projections of home-delivered meals. Projections showed that if a state increased its proportion of senior citizens who received home-delivered meals by only 1 percent, that state would experience a 0.2 percent decrease in its low-care nursing home resident population. Also, a total of 1,722 dual eligible, low-care nursing home residents would be able to leave the nursing homes and enter the community.
As a result, total savings to all state Medicaid programs would be greater than $109 million, with half of all states saving $1 million or more, and ten states saving greater than $3 million. New York would stand to save the most ($11.4 million), while Wyoming would see the least savings ($173,000). The authors of the Study stated that, "what we believe to be most important is that states' savings will increase as the number of low-care cases they avoid increases."
The Study suggested that home-delivered meals promote rebalancing. The Study cited that 92 percent of recipients of home-delivered meals stated that these meals helped them to stay in their homes. The authors argued that increased investment in home-delivered meals would thus reduce the amount of those that are permanently placed in nursing homes.
Quality of Life
The Study also argued that home-delivered meals improves the recipients' quality of life and helps to maintain their independence. Of recipients surveyed, 90 percent rated their level of satisfaction with the meals as good to excellent. Further, the Study claimed that the drivers delivering the home-delivered meals serve an integral function to many of the recipients: they serve as a human contact for many who would otherwise be isolated. Further, the drivers can also help check up on the recipients.
To access the Study, click here. For an article on the Study, click here.
The National Council on Medicaid Home Care – a NAHC affiliate - supports the growth of home-delivered meals in Medicaid home care. As the Study demonstrates, such programs are both cost-effective and contribute to greater rebalancing and quality of life. Home care providers should note that the Council will continue to pursue greater payments for Medicaid home care generally. The Council also calls on state associations and other stakeholders to advocate on a state level to promote an increased integration and coordination of home-delivered meals through Medicaid or other funding source. Home care providers are encouraged to keep abreast of developments with regard to home-delivered meals, and to contact the Council with any questions or concerns.
About NAHC
Meetings & Education
Advocacy & Policy
Resources & Services


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After five months of dilly-dallying over implementation of CNG-based auto fare in Navi Mumbai, it now appears that by the end of this month, the Mumbai Metropolitan Region Transport Authority (MMRTA) will be able to enforce new fares in the city. Reason: talks between the MMRTA and regional auto union -- who are against the implementation -- are in its final stages, and both the parties are expected to reach a consensus soon.
Gross Mismatch: While the current minimum auto fare (Rs 11) in
Mumbai is calculated on CNG price in the city, in Navi Mumbai, the minimum
fare (Rs 15) is based on petrol prices. Representation Pic
While the deputy regional transport officer, Navi Mumbai, has been trying hard for the enforcement of CNG-based auto fare, several auto unions in the city have been opposing the move, saying that it will rob them of their profits. The unions had also cited the negligible number of CNG stations in the city.
MMRTA reportedly has decided to fix Rs 12 as minimum auto fare in Navi Mumbai. However, the recent hike in CNG price by Rs 1.63 has led the auto unions to demand further hike in the CNG-based auto fare.
Regardless of the fact that 80 per cent of autos in Navi Mumbai run on CNG, locals pay Rs 15 as minimum auto fare, which is calculated as per petrol prices. In comparison, the present minimum auto fare in Mumbai is Rs 11, which is calculated on the basis of CNG price in the city.
Priorities set
Commenting on hiking auto fare as per auto unions' demand, MMRTA said that its priority is the implementation of CNG-based auto fare in the city. Decision to hike it will be taken later.
N K Patil, member secretary of MMRTA, said, "We have been trying to resolve issues with the auto unions for the implementation of CNG-based auto fare in Navi Mumbai. By setting up enough gas stations, we have sorted out the issue of less number of CNG stations in the city.
Our priority is the implementation of the new fare in Navi Mumbai and most probably it will be implemented by the end of this month."
'We'll incur losses'
Sunil Borade, president of Rickshaw Chalak Malak Ekta Union, said, "For us, implementation of CNG-based auto fare will be unprofitable for various reasons. We will have to travel at least three to four km to fill CNG, as there are very few gas stations in Navi Mumbai. Besides, vehicle spare parts are costlier here than Mumbai. And the recent hike in CNG price is definitely going to affect our business once the CNG-based fare is enforced in Navi Mumbai. Hence, we want MMRTA to set the minimum CNG-based auto fare at Rs 13."


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JAPAN: Mitsubishi Motors gets new president – from Mitsubishi Heavy Industries
Associated Press reports that Japanese automaker Mitsubishi Motors Corp. has picked an executive from the Mitsubishi conglomerate as president and chief executive to replace Rolf Eckrodt.
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With a stay at St Michael's Hotel & Spa in Falmouth (South Cornish Coast), you'll be minutes from Gyllyngvase Beach and close to National Maritime Museum. This 4-star hotel is within close proximity of Maenporth Beach and St. Mawes Castle.
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The recreational activities listed below are available either on site or nearby; fees may apply.


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text: Avon ( AVP) will cut 620 jobs in closing two U.S. distribution plants.The New York-based cosmetics giant said it also plans to build a new Midwest distribution plant that will employ 500 people starting in 2009. Avon said it will spend $150 million building the new plant and upgrading technology. The company plans to upgrade and modernize its Atlanta-based distribution center and is evaluating options for investing in a new warehouse management system for its Pasadena, Calif., site. It will take $20 million in fourth-quarter severance costs tied to closing the Newark, Del., and Glenview, Ill., plants, and $65 million over coming years on depreciation and other expenses. Avon said it continues to project that the total cost to implement all of its restructuring initiatives will be in the range of $500 million and that the annualized restructuring savings will exceed $300 million when the plan is fully realized.


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Manhattan Beach, CA Improv Acting Lessons
Looking for private in-home or in-studio Improv Acting classes? Our Manhattan Beach teachers are ready to get you started. Find your teacher today!
Our online tools make booking, managing your schedule and paying for lessons easy and hassle-free.
Easily search and compare teachers in your area, including past student reviews and background checks.
If you're not completely satisfied, we'll help you find a new teacher or refund any unused lesson credits.
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lessons and counting!
Popular Improv Acting Teachers near Manhattan Beach, CA
Check out some of our most popular teachers near Manhattan Beach, CA including Redondo Beach, El Segundo, Hawthorne, Lawndale and Hermosa Beach.
About Jan L.Close
View Full Profile
Jan studied at the Harvey Lembeck Improv with director Michael Lembeck, She also studied at the Grounding Theatre with Kathy Griffin and Mindy Sterling. In addition, Jan studied at 2nd City and with Gary Austin. Jan has used her improv skills in many commercials and sitcoms. She can teach you how to be funny.
Jan teaches from Beginning to Advanced.
About Jan
Who's guiding you in writing, producing & performing your songs?
"Jan is one of the music industry's best-kept secrets. She has an uncanny ability to put her finger on exactly what the issue is that keeps good artists from being great, and then
helping them to overcome or remove whatever roadblocks stand in their way.
Jan is an expert at fine-tuning and bringing out the best performances in artists and musicians.
Tess Taylor President, NARIP (National Assn. of Record Industry
Jan L. is a Grammy nominated award winning singer/songwriter, producer, actress, and artist developer. Her studio, Angel Diva Music, is designed to improve artist abilities on and off the stage as well as giving the clientele first-hand knowledge of the industry while increasing thei
Backed by an extensive musical background debuting with the Philadelphia Orchestra and continuing her career singing with Leonard Bernstein and the New York Philharmonic, Jan L. went on to receive a Bachelor's of Education in Opera at Temple University and two Master's Degrees from Combs College of Music in Theatre Arts and Composition.
Jan is the author of the performance book called "Once More With Feeling."
There is exciting news with Jan. Jan has been teaching online on Zoom.us. It's like Skype but better because you can record the whole lesson. For those of you who want a world class teacher, you can learn from Jan who has 20 Grammy winners. No driving, Just sit yourself in front of your computer screen. You will love the intimacy without leaving your home. Give it a try.
Jan teaches vocal technique that connects the chest middle head voice with a gospel belt. Jan covers proper breathing, vocal technique, performance coaching and recording in her protools studio.
"Jan L. is an award winning songwriter, producer, actress, and artist developer. Her studio, Angel Diva Music, is designed to improve artist abilities on and off the stage as well as giving the clientele first-hand knowledge of the industry while increasing their creativity."
Writer of performance book called "Once More With Feeling:
· Piano · In studio
· Music Recording · In home
· Piano · In home
Jan L.
Jan L.
About Crystal S.Close
A veteran of competitive improv, Crystal teaches the basics both for fun and as an enhancement to the acting process.
About Crystal
Crystal hails originally from Los Angeles, CA - where her musical parents gave her a head start by including her in the family business the moment she was able to contribute. She went on to study classical voice, piano and music theory at The Boston Conservatory of Music. After concluding her studies in London, she returned home and began working regularly as a theater performer, appearing in twen
Crystal believes that music is serious business but that it should be fun. She encourages her students to play music they love, as well as expanding their musical knowledge. She is a firm believer in basics first and emphasizes theory and technique as the tools to support creativity and provide freedom, power and control. She believes effort beats talent every time and the student who practices consistently will see results, whatever their level of ability. Most of all, she believes we were all born to make music.
*** Lesson Details ***
Lesson structure varies depending on the student's instrument, age, level of experience and musical style. However, all lessons focus on:
Music theory
Performance style
After 3 or 6 months of consistent lesson attendance and practice, students will have a clear understanding of how their instrument works and how to care for it. They will be able to read basic music notation. They will be working toward clearly defined musical goals and they will have at least three performance pieces learned.
*** Studio Equipment ***
Loft Space: full size electric piano with weighted keys, small digital recorder, microphone, Garage Band, parents can sit in on lessons
*** Travel Equipment ***
I bring a small keyboard for vocal students with no piano, karaoke tracks and a digital recorder. I also bring a selection of games. Students are expected to purchase all necessary books and sheet music.
*** Specialties ***
Young beginners (piano)
· Singing · Online
· Piano ·
Crystal is an amazing piano instructor. She is patient, understanding and dedicated. My daughter has learned so much from her. My daughterâs love for music has increased immensely since learning how to play the piano. This would never have been able to be accomplished without Crystalâs professional and caring teaching style.
· Singing ·
Crystal has increased my daughterâs self-esteem and expressiveness through song. My daughter is now writing her own poetry and song lyrics, as well as being able to combat her once shyness quality. She loves to perform in front of others now and has a confidence level that amazes me, especially now that she is going into those âteenâ years. I think a lot of thanks needs to go to Crystal, for assisting my daughter in reaching her current creative level!
Crystal S.
Crystal S.
About Pj. P.Close
About Pj.
· Singing · In studio
· Singing · In studio
Pj. P.
Pj. P.
About Wesley M.Close
Wesley M. has worked in film, TV and theatre for the last twenty-five years with Hudson Valley Shakespeare Festival in New York, Portland Center Stage, American Conservatory Theatre, The Arena Stage. He has taught Acting, Elements of Comedy, Improvisation at Hudson Valley Shakespeare Festival, The Inner Circle Theatre in Los Angeles, Voice and Speech at East/West Players. He has appeared on over thirty TV shows and movies. Most recently as Mr. Lawler on That's So Raven.
About Wesley
· Speaking Voice · Online
· Child Acting · Online
· Acting · In studio
Wesley M.
Wesley M.
About Christian M.Close
Studied as a Groundling for 3 years and can bring your inner comic out at any age.
About Christian
Film/TV Acting & Production
Scuba Diving
I teach the basics of movement and alignment in the arts of Freerunning and Parkour with plenty of tumbling involved.
Film/TV Acting & Production
I teach both sides of the camera to individuals who need either quick tune ups or beginners looking into a career in entertainment.
I safety dive with others to give them the benefit of having someone watch your back while you dive. I also teach basic scuba instruction.
My Academy trains individuals seeking a better understanding of the sport of football without the complications of the equipment involved in a live action football game. I believe that everyone can play football. I provide training courses to individuals seeking a better unders
· Gymnastics · In studio
· Football · In home
Christian M.
Christian M.
About Everett D.Close
View Full Profile
My lessons are perfect for those who are new to the craft and are looking to build a solid acting foundation or professionals looking to sharpen their chops! I will teach you how to flourish in the business of acting as well as how to use basic and advanced techniques and exercises that will help you take your acting to the next level.
About Everett
Everett D.
Everett D.
About David T.Close
View Full Profile
Emmy Award Winner David T. has over 33 years of acting experience in Film, TV and Stage. He is best known World-wide for his role on "The Young and the Restless" where he received 3 Emmy nominations and won his first Emmy for Outstanding Younger Actor in a Drama Series for his role as Billy Abbott. He has the experience and training to coach actors who are either beginning their journey with acting or are well experienced actors who are looking to bring more color and light to their work. so they will stand out in front of the casting director & make their tape unique from the rest. Acting is my passion, and I love to share that passion with others so they may reach their dreams of becoming a working actor.
About David
· Improv Acting · Online
· Acting · In home
· Acting · Online
David T.
David T.
About Laura R.Close
I've taught Improv on all levels since 1984. My students have ranged from elementary and middle school camp kids to high school and college undergrad thespians and adult professional actors. Everyone thinks Improv is hard, but I can show you the tools to help you unlock the secrets of this ancient performance technique!
About Laura
I went to Hofstra University and earned a dual degree in Drama and English in 1986, earned my 3rd degree black belt in jujutsu in 2009, my Master's in Education in 1995 from USC, my RYT-200 in Yoga in 2013. I'm a patient teacher with a sense of humor and my teaching style is both detail and goal oriented; I like to challenge my students while making sure they have fun in the process. I look forward to helping you reach your goals!
· Improv Acting · Online
Laura R.
Laura R.
About Gerard J.Close
I approach acting work in a naturalistic way. I begin with what the student brings to the table and then layer the individual with perspectives and experience that helps create a fully embodied character. I create unique specificity that is beautiful to watch on film or stage.
I have a Masters degree in Acting and have trained with some of the very best in the industry. I don't rely on any one technique or 'method', but rather combine all of my teaching and experience to fit what works best for each individual. I've taught students ranging from kids to adults, and from grade school to graduate school, and I have a great understanding of what specific triggers are necessary to help bring a scene, character, and audition to life.
I also will tape and edit your scenes for help with submissions.
Let's chat before you book. I'd love to answer any questions you may have. 9098518821
About Gerard
I've also trained with some legends in the industry. Phillip Seymour Hoffman, Maggie Flanigan, and Loyd Williamson to name a few. I combine all of their very different techniques to create a personalized experience tailored to the needs of the student.
If you'd like Ill send you my Acting Reel so you can see that I am not a one-dimensional actor. I play a variety of roles well, and will use that diversity of experience and skill to help make your work come alive.
· Child Acting · In studio
Gerard J.
Gerard J.
About Jon O.Close
Are you ready to take your acting skills to another level? Is there a character or monologue you feel is just out of reach? Do you want to step into an audition and give a performance that is undeniable and unique? I'm here to help you.
I'm an MFA recipient from the American Repertory Theater at Harvard University. I've trained and performed in Boston, Philadelphia, New York, LA and Moscow. Have performed Greek Tragedies and Shakespeare to Young Jean Lee. Trained in Meisner and Practical Aesthetics.
- Audition prep
- Script Analysis
- Character creation
- Settling into the character
- Finding the truth of the monologue/scene
- Finding the beats
I'm inspired by actors and love seeing an artist dig deeper and bring themselves to a role. Good art can be transformative. I've experienced it myself. I worked as a security guard on a college campus before I discovered what acting could do for me. I was depressed and emotionally stunted. If it weren't for a Meisner class that ...
About Jon
I'm inspired by actors and love seeing an artist dig deeper and bring themselves to a role. Good art can be transformative. I've experienced it myself. I worked as a security guard on a college campus before I discovered what acting could do for me. I was depressed and emotionally stunted. If it weren't for a Meisner class that demanded me to be vulnerable, I would be shut off from the world right now. My rates are very reasonable. I want to help you both grow and discover how much you have to offer.
For more photos or information check out my website http://www.jondowens.co
Jon O.
Jon O.
How it Works
From finding the perfect teacher to managing payments, scheduling and tracking your progress, we take care of all the details, so you can focus on learning. Learn More
Search for a teacher
Compare hundreds of teachers based on the criteria that matter to you, including background checks, age and experience.
Schedule your lessons
When you've found the perfect match, schedule your lessons online using the teacher's real-time availability.
Connect with your teacher
Your teacher will welcome you with a personalized curriculum to meet your specific goals and you'll be able to manage your entire schedule through our free online account.
Can't find a teacher in Manhattan Beach, CA?
No problem. Our online lesson platform connects you with any teacher, anywhere. All you need is a reliable Internet connection, a webcam and a microphone.
Zero travel time is great for a busy schedule.
Typically priced lower than local lessons.
Online students stick with lessons as long as local students.
Improv Acting Lesson Reviews from Students
Students are raving about their Improv Acting instructors on TakeLessons. Check out some of these recent reviews.
He's also hilarious, which never hurts."
In January, I decided to take a last minute opportunity to apply for a job at Disney World over the summer. After doing some re
What I received from my lessons was more than I could have ever hoped for. Jessie is an amazing teacher. She is very knowledgable, gives incredibly feedback and advice, and in addition to what an awesome teacher she is, she also is INCREDIBLY flexible and willing to work with your schedule."


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Is there a way to copy from one form and paste in another?Asked by The_Mighty_Optiq on February 18, 2014 at 05:04 PM
I've run into a small problem. I want to update my branding questionnaire and it's going to take a lot of work that I can't just do in a few minutes and be done. I also want a lot of elements from my current questionnaire in the new one organized differently. I can duplicate it and add the other things on, but I want to be able to move it all over to the existing form so it can have the same link. Just wondering if this is possible, if not I'll just have to have text editor on the old form guiding them to the new one... but if possible I'd like to just copy and paste. Can it be done?
From my understanding is you would like to have the same fields of one form on another form. Is this second form a form that you are starting to create at this time. If so, I would suggest to clone the first form and edit the cloned form to how you would like it to operate. Where you would only need to add the new fields. Basically creating the new questionnare from a clone of the old one.
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News and Events
National Poetry SLAM!
- The National Poetry SLAM! showcases the power of America SCORES to improve lives while celebrating the achievements of outstanding elementary school youth.
- A red-carpet and star-studded event, the event celebrated its 10th anniversary in 2016, giving over 150 students the opportunity to perform in New York City in the last decade.
- Thousands of SCORES students take center stage at regional Poetry SLAM's! for the opportunity to perform their original poetry on a national stage.
- The SLAM! is attended by SCORES families, coaches and teachers from around the country, as well as representatives of top corporate, finance, and sports brands.
- Since 2014, with the support of News Corp, the event has been live streamed online.
- Plans are being made for the National Poetry SLAM! to hit the road in 2018 and travel outside of New York City.
2017 Regional Events
Bay Area Poetry Slam! – Video
Chicago Red Carpet Poetry Slam! – Video
DC SCORES' Our Words, Our City – Blog Recap
SCORES New York's Poetry and Pancakes – Photos


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Our mission and strategy
Find out about our mission to achieve great art and culture for everyone
We believe that great art and culture inspires us, brings us together and teaches us about ourselves and the world around us. In short, it makes life better.
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Find out about our mission to achieve great art and culture for everyone
Our staff, Executive Board, National and Area Council share our mission and are passionate about arts and culture
We invest money from Government and the National Lottery to support arts and culture across England
Find out how we support the arts, museums and libraries
Find out more about our investment in your area
How our support makes a difference in people's lives