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Cleaning with Solvents: Science and Technology
John B. Durkee, PhD, PE
Forensic Communication: Application of Communication Research to Courtroom Litigation
Michael T. Motley, PhD
The Executive MBA for Engineers and Scientists
James J. Farley
Managed Care Liability Expert Witnesses
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Hospitals - Health Care Facilities
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Douglas Aberg, RN BSN PHN CHPN
Expert Witness in Hospice and Palliative Care
1058 7th Street
Santa Monica CA 90403
phone: 661-916-3015
Douglas Aberg, RN BSN PHN CHPN
, has 23 consecutive years of experience in
Hospice and Palliative Care
, combining eight years in the field and 15 years in Hospice Management, Administration, Operations, and Consultation.
Mr. Aberg currently has the responsibility of assuring consistent compliance and survey readiness for multiple hospice programs concurrently. He is accountable for the planning, implementation, direction, and overall management of hospice programs within the guidelines of Title 22, Medicare, JCAHO regulations, and applicable laws.
Mr. Aberg is also directly responsible for the creation and implementation of an overall Quality Assurance and Performance Improvement program. He has directed and participated in the hiring, orientation, on-going training, retention and supervision of appropriate and qualified staff, assumed and carries out the organizations purposes in a manner consistent with the goals, objectives and established policies.
Consulting Services
- Mr. Aberg serves as a Consultant to Hospice and / or Palliative Care organizations who are newly starting and need assistance setting up the program, having financial issues (Pharmacy, DME, Medical Supplies, Overtime,) need support with Quality Assurance programs, need assistance ensuring state and/or federal compliance, help with marketing plans, review policies and procedures, and support in a variety of other areas.
Litigation Support Services
- Douglas Aberg is also an Expert Witness in Hospice and Palliative Care. In this role, he reviews cases for law firms, insurance companies, and state and federal agencies that have claims requiring such services. Mr. Aberg is available to assist both plaintiff and defense attorneys.
Areas of Expertise
Quality of Life
End of Life
Medications at End of Life
Hospice Nursing
Medicare Hospice Benefits
Assisted Suicide
The Rule of "Double Effect"
Terminally Ill Patients
Douglas Aberg's Curriculum Vitae
LinkedIn Profile
Los Angeles Daily News Article Featuring Douglas Aberg
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Paul M. Adler, DO, FACEP, MBA
PO Box 6743
Ventura CA 93006
phone: 917-974-8073
Paul M. Adler, DO, FACEP, MBA
, Medical Director for the Ventura County, California, Department of Corrections, has worked in
Correctional / Jail/ Prison Medicine
since 1995. He has overseen the care of inmates in Jails in California and New York, as well as Prison inmates who have been transferred to county facilities to serve their terms for years in county jails in California. He has also overseen Correctional health car in locked units in Hospitals .
Dr. Adler is the President-Elect of The American Correctional Health Services Association of California / Nevada, which represents all clinicians and administrators in Jails/Prisons in California and Nevada. He previously oversaw a County Hospital, County Nursing Home and ran a County Health Department and oversaw Correctional healthcare for the Westchester, New York Jail.
Litigation Support
- Dr. Adler has defended Jails and Prisons in Southern California, Idaho, Texas, North Carolina, New York, Pennsylvania, etc. He has been involved in Plaintiff litigation in many states including against Rikers Island, NY and Cook County Jail.
Dr. Adler still works as a full-time practicing physician and has helped attorneys and insurance companies in
Emergency Medicine, Nursing Home Medicine, Public Health
Hospital Administration
since 1985. Dr. Adler is available to review and consult on clinical Correctional/Jail/Prison cases for attorneys for both Plaintiff and Defense.
Screen Cases for Merit
Review, Analyze and interpret Medical Records
Provide Basic or Comprehensive Written Reports
Interpret Standards of Care, Deviation and Adherences as they Relate to Correctional Health Care
Develop Chronological Time Lines
Policy and Procedure Development
Dr. Adler's Curriculum Vitae
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Igor Altman, DO, MBA
1401 Burr Oak Rd
Hinsdale IL 60521
Igor Altman, DO, MBA
, is a
Doctor of Osteopathic Medicine
currently employed by the University of Illinois at Chicago as an Assistant Professor of Clinical Surgery and Family Medicine in the Section of
Wound Healing and Tissue Repair
Education / Training
- Dr. Altman is a board certified family physician with an undergraduate degree from the University of Pittsburgh, PA, medical degree from Kansas City University of Medicine and Biosciences, MO, and Masters Degree in Healthcare Management from Rockhurst University in Kansas City, KS. In 2009, Dr. Altman received his Hyperberic Medicine Certificate from the University of South Carolina School of Medicine, Columbia, SC. He completed his family medicine residency program at St. Joseph Hospital, Reading, PA and then went on to complete Wound Healing & Tissue Repair Fellowship at the University of Illinois Hospital and Health Sciences System.
- Dr. Altman has been trained as a
Wound Care and Hyperbaric Medicine Specialist
. Since 2011, he has been treating patients in a variety of settings, including outpatient clinics, HBO center, inpatient hospital consulting, subacute and skilled nursing facilities.
Since 2011, Dr. Altman has been employed by the University of Illinois at Chicago as an Assistant Professor of Clinical Surgery and Clinical Family Medicine in the Department of Surgery, Section of Wound Healing and Tissue Repair. In this role, he treats a wide range of skin-related disorders and trains students, residents, and fellows. His professional activities include participation at local and national conferences, where he lectures on topics related to skin issues due to pressure, lymphedema, chronic venous insufficiency, diabetes, arterial insufficiency, and many others.
Litigation Support
- Through his education, training, review of the medical literature, and the scope of practice, Dr. Altman is familiar with and well versed in the management of patients as it pertains to the practice of wound care. His expertise is available to counsel representing both Plaintiff and Defendant. Dr. Altman's expert witness services include medical record review, written reports, deposition, and trial testimony when necessary.
Areas of Expertise
Surgery General
Wound Care
Arterial Insufficiency
Pressure Related Injuries
Pyoderma Gangrenosum
Soft Tissue Defects Due to Diabetes
Venous Disease
Dr. Altman's Curriculum Vitae
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Avalon Health Economics
Dr. John E. Schneider, PhD
CEO & Founder
26 Washington Street
Floor 3
Morristown NJ 07960
phone: 862-260-9191 or (Cell) 319-331-2122
Dr. John E. Schneider, PhD
, CEO and Founder of Avalon Health Economics, is a
Health Care Economist
with over 25 years of experience. He provides Expert Witness services for cases involving the
Economic and Organizational
aspects of the
Health Care Industry
. Dr. Schneider earned his PhD in Health Services and Policy Analysis from the University of California Berkeley, with a concentration in health economics. His background includes professional appointments at the Center for Health Economics Research (Waltham, MA; now part of RTI International), and the California Association of Health Plans (Sacramento, CA).
Dr. Schneider is an adjunct faculty in the Department of Economics at Drew University and Faculty Affiliate of the Petris Center on Health Care Markets at the University of California Berkeley. His previous positions include Senior Director at Oxford Outcomes, Ltd., Principal and Senior Health Economist of Health Economics Consulting Group, LLC (which merged with Oxford Outcomes in late 2009), and Director of Research at the California Association of Health Plans.
Dr. Schneider has extensive knowledge and experience providing health economics analysis, advice, and testimony in support of litigation. He serves as an Expert Witness for both Plaintiff and Defense. Dr. Schneider's clients include law firms, federal and state agencies, health care trade associations, and other health care organizations.
Areas of Expertise
Analysis of Medical Care Costs
Medical Bill Valuation
Health Insurance and Managed Care
Hospital Competition
Specialty Hospitals
Physician Ownership
Outcomes Research
Technology Assessment - Trademark Infringement
Process Change
Insurer - Provider Contracting Disputes
Health Care Antitrust
View Consulting Profile
Dr. John Schneider's Curriculm Vitae
More On Litigation Support
News & Blog
The Business of Health - The Role of Competition, Markets, and Regulation
Robert Ohsfeldt, John Schneider
The Business of Health examines the influence of market competition and government regulation on hospitals, health insurance, managed care plans, and prescription drug advertising. Reformers must determine which components of the system are suitable for market competition and which would benefit from more direct government control.
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Bay Forensic Geropsychiatry
Aazaz Haq, MD
Geriatric Psychiatry Consultant
640 W. California Ave., Suite 210
Sunnyvale CA 94087
phone: 408-663-1429
fax: 408-769-6001
Aazaz Haq, MD
, is the founder and CEO of Bay Forensic Geropsychiatry, a consulting firm and educational resource center for
Geriatric Psychiatry
. He has subspecialty training in geriatric psychiatry and is certified by the American Board of Psychiatry and Neurology in both geriatric psychiatry and adult psychiatry.
A practicing geriatric psychiatrist, Dr. Haq has expertise in all aspects of mental health issues pertaining to the elderly, particularly matters relating to dementia, cognitive impairment, impaired capacity, and vulnerability to undue influence.
Dr. Haq is currently a full-time attending inpatient geriatric psychiatrist at the VA Palo Alto Hospital and an affiliated clinical Professor of Psychiatry and Behavioral Sciences at Stanford University, where he provides direct clinical mentorship and supervision to medical students, psychiatry residents, geriatric psychiatry fellows, and geriatric medicine fellows.
Litigation Support
- Dr. Haq provides expert psychiatric evaluations for medico-legal matters pertaining to the impact of mental and neurological illnesses on capacity and competency in the elderly. His services are available to attorneys representing plaintiff and defendant and include medical record review, written reports, deposition, and trial testimony as needed.
Forensic Geropsychiatry Areas of Expertise
Testamentary Capacity
Financial Capacity
Elder Abuse
Marital Capacity
Decision-making Capacity
Memory Loss
Undue Influence
Trusts and Estates
Mood Disorder
Psychotic Illnesses (ie. Schizophrenia)
Anxiety Disorders
Neuromodulation Modalities
Effects of Medical and Neurological Conditions
Substance Abuse
Nursing Home Care
Dr. Haq's Curriculum Vitae
Education and Experience
Areas of Practice
Terms of Consulting
Upcoming Events
LinkedIn Profile
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Colorado Care Consultants
Yolanda Anderson, RN, BSN, CEN, CLNC
12081 W. Alameda Pkwy
Suite 251
Lakewood CO 80228
phone: 720-308-7880
fax: 303-988-3236
Yolanda Anderson, RN, BSN, CEN, CLNC
is a Registered Nurse and has been working in the Emergency Department for more than 25 years. A Certified Legal Nurse Consultant with a detail-oriented approach, Ms. Anderson is knowledgeable about all aspects of
Hospital Care and Standards of Care for Physicians, Nurses and Ancillary Personnel
Ms. Anderson's background experience includes work in the Emergency Department of Los Angeles County, USC Medical Center, a level I Trauma Center and in the Emergency Department at Saint Anthony Hospital Central in Denver, Colorado, a level I Trauma Center where she helped initiate the Hyperbaric Medicine program. For 15 years, she worked as a staff RN, Charge RN and Assistant Nurse Manager in the Emergency Department at Littleton Adventist Hospital - Littleton, Colorado, a level II Trauma Center. There, she helped with the expansion and reconstruction of the current Emergency Department facility.
Ms. Anderson has been retained as an Expert 27 times. Her litigation support services include chart review for merit, chronologies, medical care research, Independent Medical Assessments, and more. Ms. Anderson's services are available to attorneys for both Plaintiff and Defense.
Areas of Expertise
Emergency Department Care
Inpatient Hospital Care
Trauma, Cardiac, Neurological Emergency
Adult, Pediatric, and Infant Care
Triage & Documentation
Nursing Home Care
Electronic Medical Records
Worker's Compensation
View Yolanda Anderson's Consulting Profile
Yolanda Anderson's Curriculum Vitae
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Dawn Cook Consulting, LLC
Dawn L. Cook, RN, LNCP-C, CLCP, LNC, CFLC
1001 E Sunset Rd #97553
Las Vegas NV 89193
phone: 702-544-2159
fax: 702-543-7133
Dawn L. Cook is a licensed Registered Nurse with certifications in life care planning. As well, Dawn Cook is certified as a Forensic Litigation Consultant. She has worked with serious and catastrophic illness and injury for over 30 years including clinical settings, home care and life care planning.
Dawn Cook has prepared hundreds of expert reports and has testified at deposition or trial at state court or Federal Court.
Dawn Cook's client list includes attorneys in Arizona, California, Georgia, Hawaii, Minnesota, Missouri, Mississippi, Nevada, New Mexico, Oklahoma, Utah and Washington state.
As a
life care planner
, Ms. Cook prepares Life Care Plans, Critiques Life Care Plans, Future Medical Cost Projections and Past Medical Bill Reviews for plaintiff and defense. As a life care planner, she has worked with the following injuries:
Traumatic and Anoxic Brain Injury
Pediatric Brain Injury
Spinal Cord Injury
Neck and Back Pain
Cerebral Palsy
Dental Injuries
Orthopedic Injuries
Multiple Trauma
Kidney Transplantation
Services include:
Expert Testimony
Life Care Plans
Mini/Preliminary Life Care Plans
Life Care Plan Critique
Future Medical Cost Projections
Reasonableness of Medical Bills
Plaintiff and Defense work
Deposition and Trial Testimony experience
View my CV
Dawn Cook's Curriculum Vitae
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Hampton Health, Ltd.™
John H. Fullerton, MD, MRO, CMD, CFP, FACP, AGSF, FAAHPM
Founder & President
1700 California St.
Suite #470
San Francisco CA 94109
phone: 415-460-5532
fax: 415-376-5820
John H. Fullerton, MD, MRO, CMD, CFP, FACP, AGSF, FAAHPM, FASAM
is Board Certified in
Internal Medicine, Geriatric Medicine, Addiction Medicine and Hospice & Palliative Medicine
Dr. Fullerton maintains active medical licenses in both California and Florida and holds additional national certificates of added qualifications as a
Certified Medical Director (CMD)
at multiple levels of care locally and in
Home Care (AAHCP)
Dr. Fullerton is a certified
Clinical Forensics Expert
, who has participated in nationally recognized
Elder Abuse Cases
, including the cases of "lay caregivers" misguidedly criminally charged with homicide or manslaughter after caring for a loved one at home with advanced dementias. He has been vetted by the Department of Homeland Security, the Department of Justice, the Office of The Inspector General, and the FBI to perform the duties of a government expert in cases of
Criminal Healthcare Fraud
. He has served as a key expert witness in the continuing efforts of 'Operation HEAT' and been on the winning side of three criminal convictions.
Over roughly the past 14 years, Dr. Fullerton has provided independent medical expert testimony and clinical forensic medical testimony in more than 200 cases and reviewed over 1,500 files (including Medicare Audits for the Government). He has focused his medical expertise in mostly Personal Injury, Medical Malpractice, Determinations of Medicare Medical Necessity matters, and Civil & Criminal cases alleging Elder Abuse (including homicide) at either discovery, deposition or at trial testifying for both plaintiff and defense cases, respectively.
Areas of Expertise
Adult Hospital Medicine
Ambulatory Care - Internal Medicine & Geriatrics
Geriatric Approaches to Gero-Psychiatry
Immuno-Compromised Host 1 Treatment
Long Term Care - SNF
Sub-Acute Rehabilitation
Assisted Living - Secured Dementia Units
LTC / Hospice Medical Directorships
Hospice & Palliative Care Units
Home Care
Elder Abuse Defense Cases
Preventable Falls
Pressure Wounds / Pain Management
Addiction Medicine - Forensic Toxicology / DUI Defense Cases
View Consulting Profile
View Dr. Fullerton's Curriculum Vitae
Government Expert Witness Information
More On Clinical Forensic Medicine
The Fenn Murder Trial
The Stephanie Hernandez Trial
Medical Treatments of Unintentional Weight Loss in Long-Term Care: Including Current Issues Surrounding the Role of Medical Marijuana in Nursing Homes
Dr. John H. Fullerton
From the days of "Reefer Madness" until the timing of Proposition 19 with the "Legalization of Marijuana Initiative" on the ballot last November, the controversies swirling around not only the recreational use, but also the medical use of marijuana, particularly in frail, elderly geriatric patients with clinically significant weight loss (and cachexia), has been fraught with controversy. Even though the ballot initiative from 2010 went down in defeat on November 2, 2010, rumblings of some of the authors bringing another, more "targeted" CA initiative in 2012 are regaining momentum.
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Elder - Geriatrics
The Criminalization of End-of-Life Care and the Emergence of 'Clinical Forensic Medicine'
John H. Fullerton
A disturbing trend has emerged involving criminal charges being levied against family caregivers treating end-of-life (EOL) elders with dementia.
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Hofmann Healthcare Group
Dr. Paul Hofmann
346 Rheem Blvd.
Suite 101
Moraga CA 94556
phone: 925-247-9700
fax: 925-247-9702
Expert Witness:
Retained in Washington, D.C., and over 20 states as an expert in hospital administration who could render opinion after assessing medical records, hospital policies and procedures, medical staff bylaws and regulations, JCAHO standards, depositions, etc. Served as Expert Witness for Plaintiff and Defense.
Has assisted hospitals and health systems with accelerating their performance improvement efforts. Speaks, writes and consults on ethical issues in health care.
Background Highlights:
Consultant, Executive Vice President and Chief Operating Officer of health system.
Executive Director of two academic medical centers: Emory University Hospital in Atlanta, Georgia, Stanford University Hospital and Clinics at Stanford.
Past chairman of the national advisory board for the University of Chicago's Center for Clinical Medical Ethics.
An author of over 175 publications, he has written articles for USA Today, Health Management Quarterly, Trustee, Health Progress, the Journal of Health Administration Education, Frontiers of Health Services Management, Bioethics Forum, Modern Healthcare, the Cambridge Quarterly of Healthcare Ethics, Stanford Medicine, and Healthcare Executive among others.
Co-editor of Management Mistakes in Healthcare: Identification, Correction and Prevention, published by Cambridge University Press in 2005.
Co-editor of Managing Ethically: An Executive's Guide, published by Health Administration Press in 2001, and a second edition, Managing Healthcare Ethically: An Executive's Guide was published in 2010.
Fellow of the American College of Healthcare Executives, a past member of its Leadership Advisory Committee, and a consultant on health care management ethics since 1994.
Served as Distinguished Visiting Scholar at Stanford University's Center for Biomedical Ethics.
Recipient of American Hospital Association's Award of Honor in 2009 and an Albert Schweitzer Leadership Award in 2012.
Faculty appointments held at Harvard, UCLA, Stanford, Emory, the University of California, and Seton Hall University.
Bachelor of Science, Master of Public Health, and Doctor of Public Health degrees are from the University of California, Berkeley.
View Dr. Hofmann's Curriculum Vitae
Healthcare Facilities - Hospitals
A Better Response to Clinical Errors
Dr. Paul B. Hofmann
In 1989, I agreed for the first time to serve as an expert witness in a case brought by the family of a terminally ill pregnant patient who had a cesarean section performed against her will in a prominent university teaching hospital. Since then, whether retained as a plaintiff or defense expert, I have been surprised and disturbed by the number and types of cases in which hospitals and other health care facilities have been sued.
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Medical Malpractice
The Executive's Role In Malpractice Cases: Ethical As Well As Financial And Legal Factors Should Be Considered
Paul B. Hofmann, DrPH, FACHE
Progress has been made on improving patient safety and reducing clinical mistakes, but errors happen and, in spite of everything, patients are still harmed.
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Professional Malpractice
Management Mistakes in Healthcare: A Disturbing Silence
Paul B. Hofmann, Dr PH, FACHE
The belated but formal acknowledgement of medical errors and their impact has been well documented.1 Curiously, the topic of management or executive mistakes in healthcare is not raised in professional meetings nor, until recently, addressed by an article in health administration journals
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Management Mistakes in Healthcare : Identification, Correction and Prevention
Paul Hofmann (Editor), Frankie Perry (Editor)
While increasing attention has been directed recently toward recognizing and reducing medical errors, healthcare organizations have yet to benefit from a similar scrutiny of management mistakes.
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John Shershow, M.D.
Dr. John C. Shershow
240 Central Park South Suite 2H
New York NY 10019
phone: 800-388-9299
Dr. John Shershow
is a nationally known expert in all aspects of
Hospital and Clinic Administration
. In his nearly 20 years of experience as a Senior Hospital Executive and Healthcare Consultant, Dr. Shershow has surveyed or consulted to hundreds of hospitals, both as an accreditation surveyor for JCAHO and as a private consultant for hospitals nationwide.
Dr. Shershow has been Medical Director of two prestigious hospitals and an Associate Dean of a nationally known medical school. He is Board Certified and was educated at Harvard, Yale and the University of Southern California.
Areas Of Expertise Include
Hospital Administration
Quality of Care
JCAHO Accreditation
Medical Quality Assessment and Review
Medical Staff Affairs
Hospital And Ambulatory Standards of Care
Patient Rights
Health Care Risk Management
Medical Quality Assurance
Administrative Medicine
Peer Review
JCAHO Standards
Physician Credentialing & Privileging
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Dr. William A. Lybarger
411 W. Maple Street, Apt. 305
Wichita KS 67213
phone: 316-630-9320
fax: 316-630-9332
William A. Lybarger, PhD
, specializes in the field of
Health and Human Services
. With a Masters Degree in Special Education and a PhD in Psychology (behavior disorders), has worked as a director, administrator, manager, teacher, consultant, executive coach, and expert witness in the Healthcare field.
He brings to the industry a record of publication, presentation of reality-based management strategies and teaching that supports his pursuit of organizational success templates which coincide with achieving sustainable competitive advantage.
As an Expert Witness, Dr. Lybarger provides Standard of Care opinions related to quality of care and treatment provided by health, education, and human service agencies. He has extensive training and experience in health and human service management, special education, quality assurance, performance management, and regulatory compliance.
Dr. Lybarger has been asked to provide his expert opinion related to personal injury and wrongful death in over 70 cases. The quality of his work is supported by 30 years of experience in the management of community and residential supports systems for persons with mental retardation.
Dr. Lybarger's casework has included:
Developmental Disabilities, Juvenile Treatment Facilities, Private Psychiatric Facilities, Community Mental Health Centers, and Special Education
Mental Retardation
Care Issues related to Medical Centers, Nursing Homes
Loss of Life Potential
Personal Injury
Wrongful Death
View Dr. Lybarger's Consulting Profile
View Dr. Lybarger's Curriculum Vitae
Expert Witness Services
Developmentally Disabled Adult Wrongful Death: PICA Disorder and Choking
Dr. William A. Lybarger
I have been providing expert witness services for several years. My practice, for the most part, has involved personal injury and wrongful death matters in health and human service agencies. More specifically, my work frequently requires a Standard of Care opinion related to the level of care provided by a service organization to a person with a developmental disability and/or mental retardation. As a part of this practice I have worked several cases involving an eating disorder referred to as PICA.
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Business Management
Less-Is-More: A Reality-Based Alignment Process
William Lybarger
Most organizations will eventually face hard times. I am suggesting that organizational leaders see this event as an opportunity rather than a trauma.
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Business Management
Increasing Profits By Doing Less
William A. Lybarger
What is the fastest way to increase profits? Stop doing things that don't make a profit! Could increased net profit, increased return on investment and improved cash flow be that easy? The answer is yes.
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M.K. Wickens, PLLC
Mary Wickens, JD, CFE
2237 Raby Road
East Lansing MI 48823
phone: 248-770-4906
Mary Wickens, JD, CFE
has over 35 years experience in the
Healthcare Insurance, Managed Care, and Compliance Industry
. Her experience includes advising and counseling health care providers, insurers, government contractors, and others in compliance, ethics, fraud and abuse, Medicare, Medicaid and Federal Employees Plan, managed care, and other matters.
Background Experience
- Ms. Wickens is a former compliance officer for a major health insurer and former legal and compliance specialist for a CMS Medicare Program Safeguard Contractor. Also a former operations director for government programs (Medicare Part C, Medi-gap, and FEHBP) for a major HMO, she is experienced with government audits and investigations, commercial audits, as well as self-reporting and internal investigations.
Ms. Wickens has decades of experience as in house counsel to HMOs and health insurers. She has drafted, developed, negotiated, and implemented numerous healthcare provider-payor contracts, and developed and implemented codes of conduct, ethics programs, compliance programs and numerous corrective action plans.
Litigation Support
- Mary Wickens provides litigation support, including skilled expert services, reports and testimony in federal False Claims Act cases, arbitrations, and provider-payer disputes. She is an experienced testifying expert, responsive to the needs of counsel, with excellent report writing skills. Ms. Wickens' services are available to counsel representing both plaintiff and defendant.
Areas of Expertise
False Claims Act (FCA)
Health Insurance
Medicare Advantage
Provider / Payor Disputes
Claims Audits and Appeals
Federal Employees Health Benefits Plans (FEHBP)
Medicare Part D
Government Audits
Home Health Care
Managed Care Contracting
Anti-Kickback Compliance
View Mary Wickens' Consulting Profile
Mary Wickens' Curriculum Vitae
Getting the Most from Health Care Fraud Expert Witnesses: Lawyer and Expert Best Practices
Mary Wickens
Health care fraud and abuse cases are often won or lost on the effective use of expert witnesses. As health care fraud cases have become more complex and technical, the scope and use of expert testimony has proliferated, and the successful use of experts is one of the lawyer's most important jobs. False Claims Act, Anti-Kickback Statute, and Stark Law cases all demand various types of experts to assist the trier of fact in understanding the nature of the case, the morass of rules at play, the evidence, and a variety of billing, valuation, contractual, technical, and compliance concepts. Increasingly, expert reports and testimony play a pivotal role in motions for summary judgment, as well as at trial. Experts also are used in "conference room litigation," such as mediations or negotiations between defense counsel and enforcement agencies. This article is the result of interviews with health care fraud litigators and expert witnesses in the field who identified their best practices to produce optimum outcomes for their clients.
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William C. Mohlenbrock, MD, FACS
816 C Avenue
Coronado CA 92118
phone: 858-354-0415
William (Bill) C. Mohlenbrock, MD, FACS
, has practiced
General Orthopedics
and Trauma Care, including total joint and arthroscopy surgeries and sports medicine and related injuries for many years at Scripps Memorial Hospital in La Jolla, California. He is senior physician in a group of 8 orthopedic surgeons and 2 Physician Assistants.
In addition to orthopedic experience, Dr. Mohlenbrock is a nationally recognized expert in the objective assessment of hospital medical outcomes,
Clinical Quality and Cost Efficiencies
for inpatient care. He has consulted for hospitals who have found themselves in potential legal situations where the quality of their clinical care has been called into question.
Dr. Mohlenbrock received his BS degree from the University of Illinois and his MD from the St. Louis University School of Medicine. He holds fellowships in the American Academy of Orthopaedic Surgeons, American College of Surgeons and the American Association of Physician Leadership. He is a noted lecturer and has published numerous articles on measuring and improving the quality and cost efficiency of medical care.
Comprehensive Quality Data used to Defend Hospitals for Med Mal
Litigation Support
- Attorneys wishing to take advantage of Dr. Mohlenbrock's orthopedic and quality assessment experience as well as his communication skills, will receive unbiased, evidence-base opinions. He assists the legal profession whose clients are either plaintiffs or defendants.
Areas of Expertise
Orthopedic Surgery
Adult Reconstructive Surgery
Total Joint Surgery
Scoliosis Surgery
Arthroscopy Surgeries
Sports Medicine
Sport-related Injuries
Hospital Medical Outcome Assessments
Medical Care Efficiency
Medical Care Quality
View Dr. Mohlenbrock's Consulting Profile
Dr. Mohlenbrock's Curriculum Vitae
Video: Orthopedic Surgery Introduction
Video: Comprehensive Quality Data used to Defend Hospitals for Med Mal.
LinkedIn Profile
Healthcare Facilities - Hospitals
Defending Hospitals Against Medical Legal Liability Using Big Data
William C. Mohlenbrock, MD, FACS
The legal strategies for defending hospitals against medical legal liabilities are certainly many and varied. An additional consideration to augment every defense strategy might be contained in each hospital's own store of big data. Heretofore these data have been underutilized for medical legal purposes...
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No World Borders
Michael F. Arrigo
620 Newport Center Drive
Suite 1100
Newport Beach CA 92662
phone: 949-335-5580 x101
Michael F. Arrigo, CPHIT, CPEMR
, is Managing Partner of No World Borders works with health systems, health IT companies, and health plans and provides opinions in compliance with Rule 702 based on his knowledge, skill, training, education and experience based on facts in the case, and application of testable principle and methods.
Professional Summary
Expert for work with health system, health IT company, and insurance firm in landmark federal trade commission case
Quoted in
Wall Street Journal, New York Times
; regular speaker, published as expert in the field
Clinician, coder, medical billing, claims, E.H.R, practice management software, and regulatory usual, customary and reasonable (UCR) medical and prescription charges experience
Litigation Support
- Mr. Arrigo provides expert opinions in matters at county, state, and federal levels. He has worked on cases regarding individual plaintiffs and defendants, city governments, law enforcement agencies, insurance firms, and hospital systems and physician groups, as well as class action law suits with tens of thousands of members throughout the U.S.
Mr. Arrigo has the ability to explain complex concepts such as HIPAA EDI, claims, payor-provider contracting and resultant reimbursement, and other processes to lay-persons and the Court in expert reports, depositions and at trial. He has balanced plaintiff / defendant law firm engagement experience.
Currently studying at Stanford Medical School in biomedical informatics, business degree from University of Southern California, studies in economics, computer science and statistics at the University of California Irvine.
Areas of Expertise
Affordable Care Act
Coding & Billing
Health Care Administration
Health Care Finance
Health Care Policy & Procedures
Health Care Regulations
Insurance Laws and Regulations
HIPAA Privacy & Security
HITECH Act
HMO / Managed Care
Hospital Records
Insurance Claims
Insurance Compliance
Insurance Fraud
Meaningful Use of Electronic Health Records
MRI, CT Scans
Medical Records Review
Regulatory Issues
Cost Benefit Analysis
Online Privacy & Security
Usual, Customary & Reasonable (UCR) Medical Costs
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Michael Arrigo's Curriculum Vitae
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RCFE Management Group, LLC
Cynthia (Cyndy) Minnery, RN, BSN
1733 Birchwood Drive
San Marcos CA 92069
phone: 760-445-4893
fax: 760-888-0328
Cynthia (Cyndy) Minnery RN, BSN
has over 30 years of experience caring for the elderly within
Acute Care, Skilled Nursing, and Assisted Living Facilities
. Ms. Minnery has worked as a Director of Quality Compliance in Skilled Nursing and Home Health Care. She now owns Residential Care Facilities and is familiar with the Standards of Care expected of caregivers in these settings.
Ms. Minnery has years of experience and training in care of the elderly and common disorders like Alzheimer's Dementia, Parkinson's Disease, and other Geriatric Syndromes. She currently serves on the San Diego Dementia Consortium board of directors and Clinical advisory committee.
Cyndy Minnery has been an expert witness for elder abuse cases within Residential Care Facilities for the Elderly (RCFE) since 2012. Her reputation for providing exceptional care as an RCFE owner/administrator is well known within San Diego county, caring for residents with the highest level of compassion. Ms. Minnery provides medical record review and other services to attorneys for Plaintiff and Defense.
Areas of Expertise
Residential Care for Elderly
Assisted Living
Nursing Homes
Title 22 Regulatory Compliance
Standards of Care
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text:
With a stay at De Vere Hotel Belton Woods in Grantham (Belton), you'll be minutes from Belton House. This 4-star hotel is within the region of Belvoir Castle and Woolsthorpe Manor.
Stay in one of 136 guestrooms featuring plasma televisions. Complimentary wired and wireless Internet access keeps you connected, and satellite programming provides entertainment. Private bathrooms with shower/tub combinations feature complimentary toiletries and hair dryers. Conveniences include desks and complimentary newspapers, and housekeeping is provided daily.
Pamper yourself with a visit to the spa, which offers massages, body treatments, and facials. After practicing your swing on the golf course, you can enjoy other recreational amenities including outdoor tennis courts and a health club. Additional features include complimentary wireless Internet access, babysitting/childcare (surcharge), and a hair salon.
Grab a bite to eat at the hotel's restaurant, which features a bar, or stay in and take advantage of 24-hour room service. Relax with a refreshing drink at one of the 2 bars/lounges. Buffet breakfasts are available daily for a fee.
Featured amenities include complimentary high-speed (wired) Internet access, express check-in, and express check-out. Planning an event in Grantham? This hotel has 2520 square feet (227 square meters) of space consisting of conference space and meeting rooms. Free self parking is available onsite.
Children under 16 years old are not allowed in the swimming pool, health club, fitness facility, or spa tub without adult supervision.
The recreational activities listed below are available either on site or nearby; fees may apply.

subset: commoncrawl


text:
Percy, Wilbert & Diesel is a Potential Plotlines episode.
Percy and Wilbert warn Diesel about a broken bridge. But Diesel ignores their advice and moves to collect some coaches. Percy and Wilbert tell Duck that Diesel is a devious diesel engine. At Knapford, Diesel buffers up to the coaches and oils away. Suddenly, Diesel sees the broken bridge and crashes into the barrier. He dangles over the edge of the broken bridge. Percy and Wilbert tell Thomas about Diesel's accident, and Wilbert races to Diesel's rescue and pulls Diesel back to the rails. After Sir Topham Hatt brings Diesel back to the Smelters, Diesel feels silly.
- Percy
- Wilbert
- Thomas
- Duck
- Diesel
- Stanley (cameo)
- Oliver (cameo)
- Sir Topham Hatt


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Dr. Beethoven Brown MD Patient Reviews
- Vascular Surgery Corvallis, OR
Overall Rating
22 Patient Reviews
- Friendly Staff
- Promptness
- Appropriate Followup
- Spends Time With Patients
- Bedside Manner
- Fair and Accurate Diagnosis
- Easy Appointments
- Wait Time 15 minutes
Showing 1 - 12 reviews
5.0 of 5
July 30th, 2014
Salvó a mi esposo
El Dr Borwn considero fue un Angel en nuestras Vidas, a mi esposo hubo que operarlo de hermengencia cirujia de corazon habierto, 4 bypass y un vascular, el siempre estuvo al pendiente y visitaba a Diario a mi esposo nos explicaba todo, fue super profesional y accesible, mi esposo se ha recuperado excelentemente gracias a Dios y a el Dr Brown. fuimos a su consulta a las 3 semanas y fue muy amable. Recomiendo 100% al Dr sà usted esta buscando a un cirujano. Que Dios siga bendiciéndole sus manos para que siga salvando vidas. Gracias Dr Brown.
5.0 of 5
June 21st, 2014
no pierde el control
Morà justo entrando a sala de operaciones. Ante un ataque masivo del corazón. Me dio resucitación artificial y choque eléctrico. Me salvo y me hizo 3 bypass. Una semana después salà del hospital.
5.0 of 5
July 8th, 2012
5.0 of 5
August 21st, 2011
Awesome Great
dr saved my dad. The surgery was a success and now my dad's hearts working way better
5.0 of 5
November 20th, 2010
Exceptional Dr.
My Dad had a heart attack recently and was rushed to Kendall Regent Medical Center. There they found two blocked arteries at 100% and the third at 90%. They scheduled an open heart triple bypass. Dr. Brown operated on him and also took the time to visit him every single day until my dad returned home 5 days later. He took the time to answer all my questions and I feel he went above and beyond in the care for my father. He wants to see my dad for a follow up in 2-3 weeks and I will schedule the appointment. I am VERY satisifed with Dr. Brown.
5.0 of 5
December 18th, 2008
Wonderful Surgeon
Dr. Brown did a superb job on my Bypass surgery. He was able to perform the procedure 'off pump' which led to a much speedier recovery. His diagnosis was right on target and I would recommend this excellent physician to anyone considering a bypass operation.
1.0 of 5
May 17th, 2017
5.0 of 5
April 25th, 2016
1.0 of 5
February 26th, 2016
5.0 of 5
February 21st, 2016
5.0 of 5
August 9th, 2015
5.0 of 5
December 11th, 2014
Health Guides
Metastatic Melanoma
The facts about metastatic melanoma, a serious skin cancer, including signs, symptoms & what happens to the body in each stage of cancer.
Nearby Doctors
Dr. Beethoven Brown, MD is similar to these 3 Doctors near Corvallis, OR.
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text: DDBC is a beautiful well kept complex of apartments and villas which opened in 2008. We stayed in a 3 bedroom Vista apartment which was spacious and very well equipped with quality items. The large balcony terrace was well furnished with a sofa, 3 sunbeds, table and chairs, bbq, fridge and sink. Due to the apartments elevated position we had... More


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The U.S. Equal Employment Opportunity Commission filed a federal civil rights lawsuit Wednesday against the Poynette-based owner and operator of 42 McDonald's restaurants in Wisconsin for allegedly allowing the sexual harassment of female workers at its restaurant in Reedsburg.
The lawsuit, filed in U.S. District Court in Madison, stems from discrimination charges filed by three former McDonald's workers. They and other women, some of them teenaged high school students, alleged that they were subjected to a pattern of sexual comments, propositions or inappropriate touching by male co-workers, and that some of the women were fired when they complained about the treatment.
Read the full Wisconsin State Journal story, "Feds file sexual harassment lawsuit against owner of 42 Wisconsin McDonald's restaurants."


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22 year old Margaret is a tall and slim blonde who hails from Latvia. Everyone knows that Latvian girls are very sexy and slim and she is definitely one of those babes. She may have small boobs but they are perky and nice. Just enough for a handful too! You can enjoy her long and svelte legs in her short jean skirt. This babe is a little shy but it doesn't take long of her dreaming of her lover's huge black dick to make her get moist and unashamed in no time flat! Just the thought of him plugging her hardcore has this babe practically aching in anticipation of an orgasm. That is great because it makes her turn into a horny little prat!
She pulls up her shirt and those boobs are definitely nice and form. Her skirt gets pulled up next and it is nice to see one hell of a hot little pussy! She has got a nice hairy bush and a sweet pink middle that is tight and wet. It is perfect for fucking and her fingers cannot resist the prospect of a nice orgasmic experience. Margaret spreads those long legs apart and digs deep into her slit for some wet and gooey fun as she pounds herself as though it were her man's cock and she doesn't take long to get off like a true hairy hottie can!


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A round-up of the world-wide Psychobilly scene featuring Kitty In A Casket, The Brains, Graveyard Johnnys, Dice For Lights, Koffin Kats, The Peacocks, The Creepshow, Banane Metalik, Al and the Black Cats, The Triggers, The Cenobites, Bonsai Kitten, Sewer Rats, Robin and more...
Raucous Records is the longest establisted 1950s Rock 'n' Roll, Rockabilly and Psychobilly CD, DVD and vinyl specialist on the internet.A world of Rockabilly, Psychobilly, Surf, Swing and 1950s Rock 'n' Roll delivered to your door.
© Raucous Records 2017 All Rights Reserved


text:
Director of Finance
Cause Areas
WhenIt's flexible! We'll work with your schedule.
WhereThis is a Virtual Opportunity, with no fixed address.
Who we are
At 5Kilobytes (www.5kilobytes.org), we're on a mission to help children establish a balance between healthy lifestyle foundations and logical thinking patterns - Sports and Health meets STEM (science, technology, engineering and mathematics).
We're committed to offering camps and programs that connect engineering and technological projects to real world activities. Parents don't have to choose between STEM and sports/adventure camp - at 5Kilobytes, your child experiences both in an interconnected, practically applicable experience.
Who we are looking for
A Director of Finance who wants to join our growing Executive Team!
At 5Kilobytes, we are looking for the right person to help us lead the strategic vision to all aspects of the budget, finance, and management of the Company. Think you might have what it takes? Keep reading!
What's in it for you?
Project Ownership You will lead the establishment and operations of everything related to numbers at 5Kilobytes. As our resident Subject Matter Expert, you will be able to shape and lead us in our growth in a very big way.
Cross-functional Exposure You will work closely with all members of the Executive Team, allowing you a 360 end-to-end view of the organization.
Professional Development This is your opportunity to build the Finance Team and Finance Department from scratch, play a key role on the Executive Team, and make a difference by helping us refine our strategy as we continue to grow.
Where are you right now- and what will your future look like at 5Kilobytes?
You are a successful finance executive, but you want to work for a company that is solving real-world problems - one that gives back to the community and supports the leaders of tomorrow. You are looking for a small but growing company that will afford you the opportunity to gain significant experience as you progress through your career.
What you will do:
Lead, and be responsible for, the strategic vision to all aspects of the budget, finance, and management of the Company
Oversee all financial aspects, including, but not limited to:
Accounts Payable, Accounts Receivable, and Purchasing
Budget planning, internal auditing, financial reporting, financial analysis
Contract management, payroll processing, etc.
The design and implementation of proper financial controls to ensure financial integrity is maintained at all times
As the source of financial expertise, proactively suggest best practices to improve the financial viability of the Company and be the primary financial consultant and advisor to the Board and Senior Leadership Team
Ensure that the Company is fully prepared to meet government financial reporting criteria
Hold the role of Company Secretary and/or Treasurer, if vacant
Other duties as assigned
What you have:
Education You possess a recognized professional accounting designation, such as a CMA, CGA, CFA, or CPA.
Experience You bring a minimum of 3 years of full cycle accounting experience, including:
previous experience in a similar role in another company
expertise in budget planning, financial management and control, as well as administration of budget and financial resources
the application of sound financial principles and practices
overseeing the payroll function
a strong understanding of governmental financial reporting criteria
sound knowledge of IFRS and experience implementing controls and best practices
Communication Skills You are an expert communicator, with advanced verbal and written English communication skills. You are the perfect person to break down complex financial concepts into an easy-to-understand format for consumption organization-wide; and have the ability to handle sensitive and confidential information appropriately.
Technical Skills Technology is your secret weapon and how you get things done. You have sound knowledge of Microsoft Office Suite or G-Suite of applications, and expert-level proficiency within various accounting software packages and spreadsheets.
Motivation and Drive You set your mind to something and you let nothing get in your way of achieving it. You are a self-starter with a high degree of initiative that allows you to create efficiencies in your own work processes, as well as those of your team members.
Consultative You have demonstrated the ability to build relationships and effectively work with and influence others in a virtual capacity, solving problems and improving efficiencies in a creative manner. Out-of-the-box thinking is your specialty.
You have outstanding presentation skills. Your consultative approach in meetings gains the trust of those listening to you.
Passion You are genuinely interested in the objectives of the organization, new ideas and new technology. You want to change an industry, one person at a time.
Join us
Think this opportunity is meant for you, but worried you don't have it all? At 5Kilobytes , we know that not everyone takes the same path when it comes to building their skills. Hands-on experience, intelligence, innovation, a passion for learning and a team-focused approach can combine to form the best set of qualifications. If you feel you meet all or most of the qualifications we are seeking; and you are excited by the possibility of growing our company, take a chance and express your interest by applying with your resume to:
5Kilobytes welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.
- Financial Auditing
- Budgeting
- Cost Analysis
- ETC / Tax Assistance
- Accounting
- Bookkeeping
Good Match For
Requirements & Commitment
- Varies


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Qupid Metallic Perforated Sneakers
Standard Price $22.99 Sales Price $6.99
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Details content below
- Lightly cushioned insole
- Non-skid rubber sole
- Brand: Qupid
Product Fit:Shaft: 3"
Platform: 1"
Product Care:All man made materials / imported
We're head over heels for these super chic sneakers that come in perforated metallic faux leather! Elastic opening keeps it comfy on top, with the perforated upper adding the perfect touch of texture. Rubber sole gives you a mini boost from below! Style: REBA
Returns content below
Return or exchange in any Charlotte Russe store within 30 days of your ship date, or use the mailing label included in your package to send it back right away.
We do not accept returns on jewelry, swim, intimates, nail polish, fragrance, gift cards, opened beauty products or anything marked as final sale.
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text:
The scallop signifies travel to unknown places and the wolf represents the courageous spirit who undertakes such journeys. The three dice provide assurance that no matter how circumstances are cast, all will end right.
Collections: Men's Talismans, Personal Growth, Talismans
Pyrrha has been handcrafting talisman jewelry using time honored, old-world techniques from its studio in Vancouver, Canada since 1995.
Read more.
© 2017 Pyrrha. All rights Reserved. | Terms & Conditions | Privacy Policy | Customer Service: 1.877.479.7742


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PJH / Angelbird
Victor Crette
Hi - Sadly there are no markers. I've walked the entire area before. Everything is overgrown and it appears that it was used as a construction dumping ground in years past as there are large berms throughout. Regards, Phyllis
Added by
PJH / Angelbird
on Jun 14, 2013 9:33 AM
Calaveras County Hospital Cemetery
The graves in the Calaveras County Hospital Cemetery were not marked except by a rock at the head of each plot. The only actual grave marker is for Mr. Evans whose parents erected it a few years after his death. The people buried there were usually paupers with no family to bury them and no funds left when they died to pay the cost.
There is no way to know which plot holds which person since there are no burial records that were saved after the hospital closed down. After the closure of the hospital, paupers were buried in established cemeteries at county cost, but the county did not pay for markers only for burial.
Added by
on Jun 13, 2013 4:42 PM
Maggie Mac
Samuel Bechtel
I walked the older part of the York Road Cemetery this morning. Although I found several Samuels and one Magdelena, none were in the date range on your request. There are gaps in the rows, it could be because of the age, the stone is either buried or gone.
Added by
Maggie Mac
on Feb 24, 2013 11:11 AM
Angela Whitaker-Becker
Maria and Samuel Bechtel
I think the maria Bechtel you have a photo request for may already be entered as #35413782. See her husband Samuel as well.
Added by
Angela Whitaker-Becker
on Apr 27, 2012 9:40 PM
Michael McCue
Rachel Polhemas
I visited the cemetery this afternoon.
I took a picture of a gravestone that has
Rachel on it but I could not make anything else.
The word "daughter" may be on it but even that is a maybe....
There is a description of this cemetery on
internment.net - see
The woman did her survey in 2006 and I am sad to say it is getting worse. Her count is 167 people
which includes six Rachels.
I can send my photo along as an attachment and you can use it as you see fit.
Michael McCue
Added by
Michael McCue
on Apr 03, 2012 3:16 PM
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The Houston Astros are hoping to build off a playoff run last season that ended before they wanted. Grab this New Era 5950 (70225994) Houston Astros hat before heading out to Minute Maid Park or to go out with your friends. The all-white snapback features the Houston 'H' and a star, the Astros logo, in the middle of the hat. The New Era logo can be found stitched in white on the left side of the hat. The snapback makes adjusting the size of the hat easy and can fit almost any size head. For sizing information, be sure to check our Size Chart. Looking for a store near you? Head over to our Store Locator.
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- Recruiter
- Finalcall Healthcare Recruitment
- Location
- Doncaster, South Yorkshire
- Salary
- £280,000
- Posted
- 03 May 2017
- Closes
- 07 May 2017
- Sector
- Energy, Gas, Oil, Engineering
Why not start the Summer with a New job- you could be working for a fantastic company offering excellent benefits and rewards.My Client is currently recruiting for Domestic Gas Service and Repair engineers to cover Doncaster. Domestic Plumbing and Heating Engineers who would like to work direct with the company will be offered a basic salary starting from £32,000 pa + Bonus Scheme and Rewards to maximise your earning potential. Engineers currently working for this company are earning £40 k OTE? The rewards and incentives are excellent and highly profitable.Requirements- Full ACS qualifications, Driving License (van will be provided), CRB ( or a disclaimer can be provided), 3 - 5 year?s similar experiencePlease note this position is available for Service only engineers and Repair engineers. The successful candidates must have a proven track record of working as a plumbing and heating engineer in the Gas/Plumbing Industry. You will have to attend an assessment to verify your skills. Candidates must have good technical gas breakdown and fault finding skills, you must also be able to undertake remedial plumbing works. Any experience of working for an Energy provider would be beneficial but not essential.For further information or to discuss this role in further detail - Call Saints Group NOW and ask for Kiera


text:
The Ian Dury Story
- by Henry Scott-Irvine Presents
- 388
- 59m
- 7 years ago
The Kursaal Flyers, Ian Dury & The Blockheads, Kilburn & High Roads .
'Ian Dury:The Definitive Biography':- an updated version is now published by Sidgwick & Jackson. Will Birch's biography provides a unique insight into Dury's life, which goes much deeper than the recent Biopic. Writer Will Birch was a musician and songwriter in The Kursaal Flyers when Dury was starting out in Kilburn & The High Roads. Birch knew Dury, and many of Birch's associates were mutual friends of Dury's. Consequently, through Will Birch we have an insider's take on one great mischievous British legend!.
Please repost this show folks. It all helps.
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I LOVED LOVED LOVED it!!!
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Bristol is a city famed for its pride in independent retailers and entrepreneurs, so it's only fitting that the nation's largest small business competition returns to its roots.
A multitude of entrepreneurs entered The Pitch contest with the hope of competing at the live event on 25 September, but only 50 were chosen to compete for the top prize.
Business support worth thousands of pounds is at stake for the one winning entrepreneur, but a chance at a share of...
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When does it make financial sense to get a reverse mortgage?
When does it make financial sense to get a reverse mortgage?
Expert Answers
A reverse mortgage can be a big help to seniors who need to tap resources for unforeseen expenses. These include medical and long term care expenses, major household repairs or to supplement low income. For many seniors on fixed incomes, their house is their largest or only asset. It makes sense to use this resource as a last resort. It also makes sense to pay off other high interest or income draining loans or mortgages. Since you never have to make a payment as long as you live in the house (and keep up with property taxes and insurance), you can use a reverse mortgage to eliminate burdensome payments. But when you consider a reverse mortgage, you should consider what the costs are. First, there are closing costs. These do not come out of pocket. They are rolled into the reverse mortgage. So you start off with an outstanding balance that is accumulating interest. The good news is that closing costs have come down dramatically in the last few years. You should consider how long you expect to live in the house. You don't want to accrue the closing costs and sell in a short period of time. You want to amortize the closing costs over the life of the loan. Second, you are not making any payments so the interest is accumulating on any money you take out from the reverse mortgage. So your outstanding balance is growing from principal and interest. If you plan to leave the house to your heirs, they will have to pay off the reverse mortgage in order to keep the house. This may not be feasible. However, I believe that the quality of life and care for the senior is more important than an inheritance. When there is a good reason to take out a reverse mortgage, it is a valuable resource.
Community Answers
It makes financial sense if it results in increasing your quality of life. There are other times it makes sense too, with the assistance of a Financial Adviser. I recommend reviewing your Estate with a Financial Adviser, to determine if a Reverse Mortgage provides a reasonable solution for your situation.
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Maryland University
September 6, 2011 by staff
Maryland University, The University of soccer uniforms new Under Armour Maryland Twitter almost cast Monday night.
Unfortunately, the new information service, announced during the ESPN broadcast of Maryland against the University of Miami, called on all the scorn and laughter of the athletes and the media.
LeBron James Miami Heat wrinkled her nose in the Terps fashion statement.
"Oh God. Uniform Maryland. # Ewwwwww!" Twitter King James.
ESPN basketballanlyst Jay Bilas college Twitter: "The 1970 Houston Astros have just released a statement that would not be caught dead in the new uniforms of Maryland football."
CBS college basketballanlyst Greg Anthony asked, "Whazzup with the Terps uniforms, why?"
According to a press release from Under Armour, the new rags, "inspired by the specific characteristics of the state flag of Maryland and the University of Maryland … the jersey numbers, cleats, gloves and all have an impression Custom flag Maryland. "
Please feel free to send if you have any questions regarding this post , you can contact on
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Manju Warrier is a wonder for her contemporaries and fans, in both the cases of acting skills and fitness maintenance. Manju gives a tough competition for the young generation actresses, with her stunning looks.
Despite being the mother of a teenager, Manju Warrier still maintains a perfect figure and completely fits into both western and traditional outfits. Even though she is slim since her young age, Manju has always been fitness consious.
The actress has shed almost 10 kilos for her role in the upcoming movie Jo And The Boy, in which she plays a 20-year-old girl. When she was asked about the fitness secret in a recent interview, Manju readily explained it for the audience.
The main secret behind Manju Warrier's fitness is her love towards healthy food. A major portion of her diet contains fresh and pure vegetables, which prevents the weight gain. She also drinks a lot of water.
Manju also added that she prefers oil less homely food and always tries to avoid restaurant food. It is also a strict NO for junk food and snacks items. She is also not much fond of sweets and chocolates; and it helps a lot in fitness maintenance.
For workout regimens, Manju Warrier opts for dance and yoga. The actress, who is also a trained dancer and Kalathilakam title holder, makes sure that she practices dance and yoga on a daily basis.


text:
LittleBigPlanet hovering around the £10 ($14.57) mark at several UK retailers, it's easy to see why industry execs have been critical about how quickly the isles slash software prices. Media Molecule's critically acclaimed title, which has sold two millions units globally, has a current suggested retail price of £44.99. As MCV points out, the price some retailers are selling LBP for is about the same as its official strategy guide.
Meanwhile, in the US, LittleBigPlanet is still $60. Import away if you want, but keep in mind that while the game is region free, the DLC is not.


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Dev - Sort these by name
when'd i pass 1337?
Posted on May 17, 2008 at 22:20
hits, i mean. I remember logging out last time, thinking that i should try to hit and stay at about 1337. i think i was @ 1250 r so...
That was back in November...!?!
it's been friggin 6 months since i checked up on 64d?!? :O
no wonder i feel so empty... :(
I stopped visiting ever since the Granite Bay Game Maker club stopped meeting. GBGM was going really strong, until Robotics club meetings started. (about 95% of the people in GM r in Robotics, and {GBGM = 1 meeting per week, all school year}
whereas {GB Robotics: every day for 6 weeks straight}. effectively made everyone forget about GBGM)
After that, we all had Finals and AP tests studying up until...well, week before last, actually. and after draining my head of all that crap for a week or so...well, here i am!
WOW, some awesome new example posts, yay :P
and a new
huh...anything new? hmm...(looks over last blog) monthly blogs, lol. what happened to that idea?
XD and the whole "balance" thing... didn't quite work out. still, i joined facebook; that took care of most social issues.
Nothing else new. if i come up with anything more interesting than this, i'll let you know. it'll be clearly marked as {SOMETHING INTERESTING} lol.
Comments (3)
A correction, some GM, and some Philosophy mixed in, for fun
Posted on November 03, 2007 at 02:54
*ahem* First order of business: I phrased something wrong from my last blog in October. Why dost thou care? idk, but i'm not at ease with everyone thinking i'm in college.
some people here are in college, too, right?
meant people here may also be in college. I'm a HIGH SCHOOL soph. I was just asking wether there WERE people in college here, AS WELL as ppl in high school.
Isn't it cool how people across the nation and across various age groups are all connected by something like 64D? (Hah...you can tell i'm new to the "blog" concept...)
Actually, I sometimes just like to take a step back and look at the bigger picture; observe how the world works, and wonder at the everyday things we all take for granted.
Eh, enough of the philosophical stuff...for a bit; on to GM stuff! I'm planning on awe-ing (?) the GM club with a new Shop 3.0 demo. "The Shop" is the codename for my sub-project in a game my friend Pule and I are developing. It's the codename for...the in-game shop. (Shocking, eh?) well, the actual shop shall humbly ROCKeth once i'm done with this...*evil cackle*
Wow... So much to do this year. I got (weighted) A's in all my honors classes, but that's the easy part; now i gotta get some unweighted, REAL A's to bring the ol' GPA to > 4.0.
Back to the philosophical stuff...I am on a journey. To where? To BALANCE. (*represses laughter*) Seriously though, I've got to become more socially relaxed, more academically efficient, and more psychologically prepared for the world than I am now.
...k, 'nuff of that for the next MONTH. (My blogs are likely to be monthly now.)
*looks over blog* eh, "me me me." YOU post something now. How are your academics/programmings/lives going? are there any fellow philosophers out there? what GM projects are you up to? What else is relavent to this blog? (and etc etc...) who ARE you!?! (last one's rethorical...)
Comments (2)
Posted on October 18, 2007 at 00:24
Whew, been another long while. I owe that to the second-crappiest possible Soph schedule. (the first being my current classes plus something hard, like oh, maybe Speech and Debate...or Honors Precalculus. thank GOD i don't have that 'till next semester.)
Well, I'm sitting 'ere at, eh, *checks* 9 PM, trying to make some last-minute stuff to show the 'eager students' of the Granite Bay Game Maker Club. I really, REALLY should have done this earlier; i mean, it's okay to procrastinate on school crap, but not the IMPORTANT stuff, like game making. (Heh, with blogs, you can never know if the person is being sarcastic r not.)
Huh. Anything worth noting...Oh yeah, I took the PSAT today. That was sort of interesting (*sarcasm?*). Eh, oh yeah, we're not supposed to discuss any questions or answers; apparently they now have people crawling the web with Google, looking up "PSAT." XD I can just see some ETS intern hunting down every damn page that ever mentioned the PSAT and tracing IP's back to random kids' houses. Eh...*checks front door*
Huh... My one of my friends broke up with his gf, which is odd, cuz i'm friends with both of them, and he thinks she's a b*tch now. I can't join in and agree; she's my friend, even though they broke up. Ah wellll... I blame them both. :P
MY SCHEDULE IS A BITCH. for all of you little fresmmen (in high school- some people here are in college too, right?) who are overachievers in EVERYTHING, don't take a crapload of hard classes. because even though the "high achiever" program used to be easy as hell in junior high, that doesn't make high school easy. I've got Honors Chem (with what i swear is a genetic mutation of an elephant), AP Euro (with a nice teacher who has really crappy notes), English (powerpoint poisoning XP), and Spanish. UGH.
Well i gotta go...ohhh, i typed this up rather than making that example. Screw it- i can just grab one of those crappy experiments i made as a n00b (everyone has some of those, neh?) and show them that.
Random act of randomness the day...i actually wrote a blog for the first time in about a month? idk. I'll do something hella random tomorrow. beware.
Wow, you made it through all that reading, congrats. no prize today. sorry.
G'Night, all!
Comments (7)
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They say that if you want a friend in Washington, get a dog. All but 10 of our Presidents took that advice seriously. Over the past two centuries of White House history there have been over 100 dogs that have made 1600 Pennsylvania Avenue their home. One of the most famous of these dogs [...]
Blog Author
AJ SchenkmanA.J. Schenkman is the author of numerous books and articles. He is Consulting Historian for Historic Huguenot Street and Town of Gardiner Historian. Read Full
Elizabeth WerlauElizabeth Werlau is an English teacher in the Hudson Valley and is the historian for the Town of Plattekill in Ulster County. She has authored and contributed to several books on regional history, including her most recent publication, Murder and ... Read Full
Debra ConwayA former Features writer/Columnist for the Times Herald-Record and Director of Fort Delaware Museum of Colonial History in Narrowsburg, Debra Conway is currently the Executive Director of The Delaware Company, a nonprofit organization dedicated to ... Read Full
Matthew ColonMatthew Colon enjoyed nearly a decade in public history working and volunteering for organizations including Washington's Headquarters State Historic Site and the Historical Society of Newburgh Bay and the Highlands. Read Full
Shannon ButlerShannon Butler is a Park Ranger of Interpretation and Education at Roosevelt-Vanderbilt National Historic Site in Hyde Park New York. She has also interpreted the Senate House State Historic Site in Kingston New York. Read Full


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A BODY has been found in South Worcestershire in the hunt for missing Dudley man Garry Foster.
Mr Foster, 53, was last seen in Kidderminster on Sunday after leaving his Dudley home earlier that day.
He was believed to have been carrying a licensed shotgun and was wanted by West Midlands Police in connection to serious sexual offences.
The body was found in an area of Claines, off Hawford Lock Lane just after 2.15pm today following a call from a member of the public after a four-day media appeal to trace him.
At this early stage it is believed that Mr Foster committed suicide with a firearm which has been recovered from the scene.
West Midlands Police Superintendent Andy Parsons said: "Our aim was always to find Mr Foster. Unfortunately our searches appear to have come to a tragic end.
"We continue to support the family with specially trained officers."
Up to 75 officers, including armed officers from both West Midlands and West Mercia police have been involved in the search for Mr Foster.


text:
Chat with your Facebook friend right from your Firefox sidebar.
Facebook world is increasing day by day and I don't like the Facebook chat bar being at the bottom.
After leaving the Facebook you still want to remains to chatting with Facebook friends.
Do the following…
Open Organize Bookmark from Bookmark.


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|"Tatzelwurm" done with this month's Ink Drop by Pira Urosevic
The colors for this month are:
- Diamine Amazing Amethyst
- Diamine Onyx Black
- Faber-Castell Garnet Red
- Pelikan Edelstein Jade
- Pelikan Edelstein Topaz
|Faber-Castell Garnet Red Tree by Pira Urosevic
|Pelikan Edelstein Jade Tree by Pira Urosevic
|Pelikan Edelstein Topaz Tree by Pira Urosevic
|S.Jane Mills created this work and did an in-depth review on her blog!
Remember: members get 10% off the bottles of all of these colors, plus other deals, on the Ink Drop Members Page. If you're logged in as a current member, you can place these items in your cart and see the discounted prices as you proceed through checkout.
|Limerick written by Chris Gladis. See more here!
To sign up to receive this month's gorgeous Ink Drop, go to Gouletpens.com. Which of this month's inks is your favorite?
Write on,
The Goulet Pen Company Team


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My Voice Featured in a Soon to be Released Game
I posted about Shaquille O'Neal accepting to follow people on instagram or twitter for a fee last month (he has millions of followers). I also mentioned for contributing $150 to his new game you will get your voice featured in one of the characters, I bought that package for the fun of it.
I have no idea how it will turn out, hope they don't ask me to play a voice-over of an Arab terrorist because I speak Arabic. All I know is it will be pretty funny for me playing the game and hearing my voice.


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"If we were going to get through, we were going to stumble over the line, not because we played well enough" sighs boss as Wembley trip vanishes
Luke Marsden runs his critical eye over the NTAs
The bizarre creature, which had a terrible odour, was overpowered and burnt after wreaking havoc at the nick in Bulawayo, Zimbabwe
The Uruguayan declared himself delighted to be going to Wembley, and feels his side can turn over Man City at Wembley
Ollie Locke and Sam Faiers have a lovers' tiff before Liz is eventually voted out
Rebekah Dawson is accused of intimidating a witness and was told she would have to show her face to the jury if questioned
Quadruple-chasing, star-studded, goal-plundering Blues already own a team preparing to join Major League Soccer and are now expanding Down Under too
The Spanish playmaker could alleviate some of the doom and gloom at Old Trafford after another galling defeat
Nawal Msaad, 26, and Amal Elwahabi, 27, are due to appear in court tomorrow
It was a tense show as viewers see Ollie Locke and Sam Faiers have a lovers' tiff before Liz is eventually voted out
Wayne Stanley Spanswick is on trial for the manslaughter of Mark Hutton, who suffered fatal injuries in a street assault
"I am fabulous," tweeted X Factor boss in response to cheeky routine - but some viewers weren't so sure
Mirror fashion and beauty director Amber Graafland gives her verdict on the National Television Awards style winners and losers
Javier Hernandez appeared to have spared David Moyes' blushes with a late strike, but the away side kept their cool to progress
The 16-year-old was stabbed in an alleyway back in 1993, with new evidence now being studied by Kent Police's cold-case team
The prime minister, who has until now refused to open the door to Syrian refugees, made the announcement after being put on the spot at Prime Minister's Questions
Cameron and Miriam Gonzalez Durantez attended the event at Basildon Upper Academy in Essex, held as part of
the national Inspiring Women campaign
Germans Schalke are reluctant to sell their £35m-rated midfielder now but the Gunners will try to do a deal and avoid what could be a summer auction
Leicester striker's Championship goals will be worth £90m if they go up yet still top clubs trawl Europe and buy flops PLUS Mancini, Eto'o and the Ballon d'Or
Midfielder wanted for reunion with Lambert believe "it is in the best interests of Norwich and myself that I am allowed to move on and play elsewhere"
Italian giants are looking to replace 37-year-old Christian Abbiati and hope to convince the Foxes to sell keeper they could lose on a free in the summer
It is that strength of character that is likely to see tourists' bowling coach through to the other side after he committed himself to the rebuilding process
The England striker is keen to stay despite links with Chelsea and Old Trafford chiefs intend to begin negotiations on new deal as soon as possible
The Caterham owner said: "We spend all this time on engines and KERS etc but the gaps between the haves and the have-nots has made racing boring"
Time politically-astute 34-year-old did himself a favour and stopped pretending to naively think 'Nazi salute in reverse' was just anti-Establishment defiance
Fending off Potters' comeback and rallying from 2-0 down to draw with Paul Lambert's men shows Reds' work on squad's mental strength is paying off
The European 800m champion was upgraded from silver after Russian Yelena
Arzhakova was banned for two years for a doping offence
The trial of two alleged accomplices was told Dennehy had obsessive compulsive disorder - Gary
Stretch and Leslie Layton are accused of helping cover
up crimes
French side's wacky president Louis Nicollin demands "what Real Madrid paid for Gareth Bale" to do a deal this month - and also labels Tyneside boring!
Ten months have passed since the Massacre at the Millennium, when England got within 80 minutes of a Grand Slam only to be hammered by Wales
Bluebirds are bottom of the Premier League and yet to win a point under Malky Mackay's replacement but chairman is committed to the Norwegian long-term
Reigning world and Masters champion O'Sullivan, 38, was fined £6,000 plus £1,000 costs by governing body the WPBSA
Price fights Konstantin Airich in Stuttgart on Saturday and admits he thought his world
heavyweight title dream had died with that loss to Tony Thompson
Hammers skipper seen chatting up Man City defender DURING Tuesday's match hopes he'll join PLUS: Maxi Lopez and Marco Borriello are also targets
Magpies hope Argentine defender and captain who hasn't played since New Year's Day will face Chelsea on February 8 following groin and knee injuries
The Swiss scooped up a ball on its second bounce on his way to a crucial point - then complained to the umpire about the big-screen replays
What did think of Wednesday night's show? Let us know by commenting or tweeting us @MirrorTVNews
Blues keeper now into a third season on loan at the Spanish side is "a young guy who has a huge future - anything paid for him would be cheap"
Championship side are willing to let Frenchman they paid Liverpool £4million for leave on the cheap to get his £32,000 a week salary off the wage bill
More bad news for boss Steve Bruce following three-match losing streak that has seen the Tigers slide back into the Premier League relegation picture
Centre-half can negotiate with the Italians now as he will be a free agent in the summer unless he re-signs PLUS: Derek Boateng set for loan move
Veteran keeper is with the Championship side until the end of February but clubs must agree he can stay until summer before winter window closes
"Everyone who watched him at Anfield saw how good he is. And you must remember he only trained with us the day before the match" says El Ahmadi
Gatland dropped the Ireland legend from what would have been his final Lions Test last summer – a move which earned him "vitriolic" abuse
Championship clubs circling striker whose season-long loan at the Tigers looks set to be cut short now they have bought Nikica Jelavic and Shane Long
The Red Devils came back in sensational style late on, but were knocked out on penalties
Pair looked to be on verge of tears collecting Landmark Award, with Ant telling Dec: "Don't start that. I love you man, I love you to bits"
Labour leader Ed Miliband welcomed the latest employment figures but attacked David Cameron because more than half of 13 million living in poverty have jobs
Michelle Keegan, Brooke Vincent, Georgie May Foote and Kym Marsh were all looking smokin'
Get involved and tell us what you reckon to this evening's telly bash by commenting or tweeting us at @MirrorTVNews


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When you purchase a digital subscription to Cake Central Magazine, you will get an instant and automatic download of the most recent issue.
Doll's dark skin was requested by my customer. The outfit resembles the same one the girl wore on her birthday.
Brooklynn's Bday Cake
Bratz Doll Cake
Doll Cake
cute little doll!
(if this is a private computer)
Yes please, register now!


text:
What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
send to optionAsked by derdal on August 06, 2015 at 10:48 AM
JotForm Support
Are you referring to the Sender Email option in your Notifier and Autoresponder email and you want to set it to your own email address? You can check this article to know how to set it up: Send Form Emails From Your Own Email Address. If you are referring to a different concern, can you give us more details regarding your concern so we can further check it?
We will wait for your response.


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Okay, so this girl and I are going on our first date Saturday. Neither of us are very "reserved" so I don't believe that I am "rushing it" or anything. Here is how the date is going to go:
I am going to her house, meeting her dad, then driving her an hour away to the city where the theater is.
We are going to eat lunch first.
After that drive to movies, see movie.
After that I take her home.
I've gotten different people tell me different things. One said she will probably be begging for it on the inside, so it is good to kiss really soon, and kind of "get it out of the way" but in a romantic way. Also it's not cliche like the after date kiss.
Another said that I should do it after the movie, but I've been told it sucks, so I don't know if I want to kiss after a dissappointing movie.
Could, while we are sitting together, and the trailers are going, I could kiss her in the darkness?
What do you think? When would be the best time?
Most Helpful Girl
Totally kissing her in the darkness sounds super cute , when you guys keep sneaking looks at each other and you begin to feel your emotions rising. But mainly don't try and plan it , I think a first kiss should just happen... You'll know when it's time and it'll be amazing.00|00|0


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Terrence Malick Speaks
The Blair Witch Project project may have been one of the most profitable films ever made, but the people involved in that movie haven't had anything resembling a career since its release. But they're still working, and Variety is reporting that co-director Eduardo Sanchez is making his next film about the elusive-because-he-doesn't-exist creature, Bigfoot.
Titled Exists, the movie is described as following "a group of twentysomethings who take a trip to a cabin deep in the wooded wilderness and are methodically hunted by a Bigfoot-like beast." Produced by Amber films and written by Sanchez and frequent collaborator Jamie Nash, he said that this is the first movie in a trilogy "exploring and reinventing the Bigfoot myth."
The creature itself is being designed by Weta Workshop and Spectral Motion, and he (?) will be played by Brian Steele, whose credits include Hellboy, Underworld, and Predators. Shooting is to be done outside Austin, Texas, with unknown actors being the focus for casting.
I should just say that I have no interest in anything that this guy does, an opinion I hold solely based on seeing The Blair Witch Project. The reason that he's been toiling in obscurity since that film came out is the fact that he's a terrible filmmaker, and one who doesn't have any other good ideas. Which, thankfully, means that he doesn't have any more to ruin.
This doesn't sound like one, either. Bigfoot is simply a dumb character, and he isn't seen as a relevant threat by any sane person. I imagine that the budget will be pretty small, and thus making a profit here shouldn't be too difficult. If he gets his trilogy, good for him. And if I don't have to see, then that's even better. In the meantime, just watch The Troll Hunter.
Would you want to see another film from the Blair Witch co-director? Does this sound like a project that you would find interesting?
Since any New York City cinephile has a nearly suffocating wealth of theatrical options, we figured it'd be best to compile some of the more worthwhile repertory showings into one handy list. Displayed below are a few of the city's most reliable theaters and links to screenings of their weekend offerings — films you're not […]
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So, inside of SW, the ads on the side and the latest community posts all update just fine. This tells me that SW is able to talk to the outside world. Unless SW isn't getting those updates and is just going through the browser itself.
However, when I try to do anything like get extensions or actually click one of the posts that I see on the right side, I immediately get the error page that says: The Spiceworks Community could not be reached. If you are behind a proxy server, please make sure your proxy server settings are setup correctly. Click here to verify your proxy server settings.
I've checked everything I can think of and I can't figure out why part of it works and part of it doesn't. We do use proxies but we use config script (PAC) proxies which I see that SW doesn't support for some reason. Is there any other way I can try to get this to work?
I've put in a proxy I have and it says the test passed, but it still can't connect to anything so I'm at a loss.
This topic was created during version 5.2.
The latest version is 7.5.00101.
5 Replies
Oct 25, 2011 at 6:34 UTC
Besides the proxy, are you using any other type of web filter that might be blocking any sites?
Oct 25, 2011 at 8:56 UTC
Yes we do, but generally just gaming and other sites like that. I don't know why it would block anything SW related since I can get to the site and get to these forums just fine.
If I have my proxy wrong, I seem to get the error screen instantly. If I have the proxy right, it then thinks for a while and the orange bar goes across, but then at the end it says it can't get there.
Oct 26, 2011 at 6:06 UTC
Any way for you to bypass the pac file on the machine hosting SpiceWorks and maybe set the proxy manually in the browser?
Oct 26, 2011 at 7:02 UTC
I opened up the pac file and grabbed the actual proxy out of there. That's when it sits at the screen trying to open the external site for a minute or so before it gives me the error.
Oct 26, 2011 at 7:18 UTC
OK, At this point I am going to refer you to support. Send them an email at email@example.com
Include a link to this thread and the details of the issue.
As you already know SW doesn't have a way to deal with the pac files but maybe getting them to this thread will show that there are other people using this method and maybe they have a work around now.
Let me know how it turns out, and good luck.
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.


text:
A quantitative expression of a plan for a defined period of time. It may include planned sales volumes and revenues, resource quantities, costs and expenses, assets, liabilities and cash flows. It expresses strategic plans of business units, organizations, activities or events in measurable terms. In a personal or family budget all sources of income (inflows) are identified and expenses (outflows) are planned with the intent of matching outflows to inflows (making ends meet). In consumer theory, the equation restricting an individual or household to spend no more than its total resources is often called the budget constraint. Elements of a personal or family budget usually include, fixed expenses, monthly payments, insurance, entertainment, and savings.
"Now is the best time to make a financial plan by making a budget to ensure you can meet all your expenses for the future."
Making ends meet with a disability or health problem is often a challenging task. Therefore we have created a home budget calculator, or household finance planner, so you know where you're money is going. Once your budget is created you can start to alter and prioritize what you do with your money to enable you to live within your means.
Looking to reduce debt, create a new household budget, or modify an existing home budget
One of the best ways of gaining control over your regular expenditure is to make a home budget and stick to it. By making a household budget you can see exactly where you're spending your money each month and identify where you can make savings.
A well planned budget can help you in getting out of financial crisis.
Problems like bad credit often arise because you have not planned your monthly budget properly, or worse still, budgeted at all. One of the most important aspects of controlling your budget is to determine where your money is going. By creating a home budget you will quickly learn how to manage your money better, as well as how to contribute regularly to your saving account.
Now is the best time to make a financial plan by making a budget to ensure you can meet all your expenses for the future. Managing your monthly budget on paper, or by using an Excel spreadsheet, can sometimes be difficult and frustrating. Our home budget calculator below makes it much easier to plan for coming expenses and take control of your money.
How to Make a Household Budget:
A Budget Planner Calculator helps you get a better understanding of your current financial situation.
First you should note down all your sources of income including your own income, your partner's income, returns from investments, income from your family and other sources etc.
Next you should make an estimate of all your expenses including all expenses related to your home such as rent, grocery bills, electricity and telephone bill, medical expenses etc.
Once you have calculated the amount of money you have left each week, or month, you can use the remaining money to pay off debts, pay more on the home mortgage, put some aside for a vacation, or contribute to your savings account.
Loan Information for low income singles, families, seniors and disabled. Includes home, vehicle and personal loans.
Famous People with Disabilities - Well known people with disabilities and conditions who contributed to society.
List of awareness ribbon colors and their meaning. Also see our calendar of awareness dates.
Blood Pressure Chart - What should your blood pressure be. Also see information on blood group types and compatibility.


text:
PARCC Information
April 17th, 2017
March 9, 2017
Dear Parent(s)/Guardian(s):
As you are aware, all public schools in New Jersey will once again, administer the NJDOE mandated PARCC this spring. PARCC, for high school students, will begin in March. RFH has invested a great deal of time developing a schedule that will minimize the impact on instructional time. Additionally, you may recall that RFH has eliminated third marking period EMPAs (formerly known as quarterlies) in order to lessen the testing demands on our students this spring.
Students will be tested in the following courses:
The PARCC testing will take place during regularly scheduled English and Mathematics classes over two period blocks. English testing will begin on Monday, March 27 for three consecutive days. Mathematics testing will begin on Friday, March 31 for three consecutive days. Students will be excused from missed classwork during their PARCCtesting periods. Any student who will be testing during their regularly scheduled lunch period will be notified and released from class either before or after testing to accommodate their lunch.
Please see the link below for specific schedule details. As indicated by the schedule, non-tested courses will continue to meet throughout this testing period. Please note that the room assignments are not included on this schedule; they will be communicated directly to your students.
Click Here for PARCC Testing Window Schedule
Should you have any questions regarding the PARCC or our schedule, please contact Mr. Christopher Alworth, Supervisor of Technology at firstname.lastname@example.com. Thank you for your continued support and cooperation.
Christopher Alworth
Supervisor of Technology
Rumson-Fair Haven Regional High School
732-842-1597 ext. 261
Tracy R. Handerhan,D. Litt.


text:
Server Status Monitor
by: SQZSoft • 1
All Android applications categories
by: SQZSoft • 1
No AD version of Server Status Monitor Free.
Monitor the status of your servers, and give you notifications when they are down or slow response.
Supported server types (More server types will be supported):
* Connect TCP port (For any TCP servers)
* MySQL
* PostgreSQL
Supported notifications:
* Task bar notification
* Play sound
* Vibrate
* Auto send SMS to multi numbers
* Auto send Emails to multiple addresses (Supports SMTP / SMTPs servers)
Unique, powerful functions compare to other monitoring tools:
* Can monitor server is "Down" (completely doesn't' work) or "Warning" (Response slow) status, each status can set different alarms. For example alarm sound can be different;
* Auto start this application when the Android device boot up (Useful for the top set Android devices);
* Auto start monitoring specified servers when this application launched (Useful for the top set Android devices);
* Full screen mode to display on the big screen TV, to let you see the status instantly (Can also optionally display full screen when this application launched. Useful for the top set Android devices);
* Not a simple fixed interval checking "port prober", this application will not popup alarms until the server had been checked for specified times(Can be set in the "Server options" -> "Check Options" screen). It will avoid wrong alarms by the short network disconnecting;
* Not only do port checking, but also will execute FTP / POP3 / SMTP / MySQL / PostgreSQL login commands, to simulate real client operations;
* Support "Intermediate Server" options. If your device connect to a router, and then connect to the server you want to monitor, you can set the router device as "Intermediate Server". So if the router or Internet access have problems, will not affect the actual server you are monitoring;
* Powerful log options, can set log level, and auto remove expired logs (Max expired date can be set). Also be able to export logs to text files with optional date range, log level etc.
Permissions required:
Access Internet to check server status, will not generate extra data if you do not check any Internet servers;
Access network state, to check network current state before checking the server;
Access external storage (Can be SD card) when exporting logs as .txt file. Will not access any other files in your external storage cards;
Receive boot completed broadcast from Android system, to make it be able to run automatically if you set "Auto boot" options enabled in the Options screen;
Send SMS for server down / warning status. Will not send any other hidden SMS;
Vibrate the Android device, to give you notifications;
If you want to try this application before purchasing, please install "Server Status Monitor Free" from Google Play. Please uninstall the Free version after you installed this version, because they have conflictions.
If you have any suggestions / issues during using this application, please send email to us:
We will be very glad to help you!
Tags: check server connection status
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