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As a real estate investor, there are a number of ways to make money.
While most people think of buying homes and reselling them, some investors prefer to have properties where there is a continuous stream of money coming in.
This could be more beneficial in the long run, depending on the business model. This investment opportunity can be found in buying bank notes.
What are bank notes?
Bank notes are written obligations to pay certain amounts within a specified time frame with interest.
The mortgage is a security instrument and pledges the property as collateral so the note holder can sell the property to make a profit on the investment if the payer defaults.
How are buying bank notes beneficial for investors?
Banks sell notes all the time, and buying bank notes is a widely used practice. Investors can purchase bank notes from banks for significant discounts.
This is reminiscent of a garage sale, when banks are trying to get rid of bad notes to allow their books to make space for new ones.
Banks discount their bank notes because they do not want to foreclose on homes due to the expenses attached to this process.
For investors, this is a good deal because banks will sell the note for cash for a lot cheaper. Investors see this as a worthwhile opportunity to acquire new properties at significant discounts that could provide a greater ROI.
For those homeowners who stay in the home, this is good for the homeowner and the investor to possible restructure the bank note.
Advantages of bank note buying over short sales
Although both of these transactions are similar, buying bank notes over a short sale means that the home owner can remain in their home if the person who bought the note agrees.
Once the note is purchased at a discounted rate, the payments may become more manageable for the homeowner, recreating equity and giving them a chance to salvage their property.
The homeowner can make the decision to remain in the home, or sell the property to make a profit.
With short sales, the process is different. This can take a long time, and the homeowner's credit may be significantly affected.
What are the risks in buying bank notes?
With any investment, there are some risks involved. The real estate industry fluctuates all the time, and when you own bank notes, you have essentially become the bank.
The payments are made directly to you, and you are not responsible for fixing anything on the property if you have tenants or the homeowner remained in the home.
Just like a bank, if the mortgage is not being paid, you have the right to take the home.
There are a number of things that can occur:
- The value of the home could go down
- You may purchase a note that has too many repairs which makes it a bad investment
- The rent does not cover the repairs and monthly maintenance
One of the main advantages of buying bank notes is that you can purchase them in or out of a retirement account.
If you are purchasing them for your retirement income, this will allow you to purchase it within a self-directed IRA. That keeps your money in the account on a tax deferred based, or in some cases, tax-free.
Private bank notes can be beneficial through seller financing.
How does this work?
The seller will agree to lend the buyer most of the purchase price, in which the borrower must pay off the principal after five years. In most instances, the borrower obtains a conventional loan to keep the home.
If the borrower cannot pay after the time period has elapsed, the note holder can take the home. The only risk the note holder has is if the net sale proceeds don't cover the note balance.
Once an investor purchases a mortgage note they can operate as a private lender to lend money to home buyers at rates above the market. They do this by using the property as collateral.
This practice is very lucrative and attractive to investors who have obtained the note at a discounted rate. It should be known that there should be a limit as to how much one is willing to pay for a private mortgage note.
It's important to make sure it will be worth the time, money, and effort involved in securing the note, and in generating the income to make money from the investment.
A note investor should be very familiar with the market they deal in, and should only buy or sell mortgage notes to individuals who are close by in a local setting to monitor the transactions and payments being made.
While it can be an intricate process, there is money to be made investing in bank notes.
Knowing how to navigate to get the best return is key. Once you have this process down, the investments will pay for themselves.
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subset: commoncrawl


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Tags: failure, GoDaddy, hack, hacking, security, Twitter.
Posted 01/30/2014 at 11:02 AM
Posted 4 years ago
GoDaddy has explained that the hack of a Twitter account happened due to one of their employees being tricked by a hacker who employed a social engineering attack.
GoDaddy explains:
"Our review of the situation reveals that the hacker was already in possession of a large portion of the customer information needed to access the account at the time he contacted GoDaddy," the company said in a statement on its website. "The hacker then socially engineered an employee to provide the remaining information needed to access the customer account."
More details here.
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This file contains the printer's PPD for use with Mac OS 7.5-9.x.x and Mac OS X 10.x.x Please refer to the Read Me! file for installation instructions.
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Chemoproteomics is the large-scale study of proteins using chemical methods. Although chemoproteomic techniques are becoming commonplace in preclinical research, few examples have found clinical utility. We explore the prospects for advancing chemoproteomics into the clinical setting to understand drug-target interactions and to identify new therapeutically relevant targets.
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jacinta stapletonLA, California, US
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Clearwater County to celebrate fair's centennial
BAGLEY -- In 1902 Clearwater County was established. Five years later, residents organized their first county fair in downtown Bagley.
According to an article announcing the fair in the Aug. 15, 1907, edition of The Olberg Journal: "This is a fact; there is no longer a guess about it. The dates are October 10th, 11th and 12th. The business men at Bagley have at last awoke and realize the necessity of being up-to-date in their methods."
This year, for the centennial anniversary, the Clearwater County Fair Board has assembled a display of memorabilia in a booth in the commercial building. A special feature is the collection of prize ribbons Daisy Luggar inherited from her great-great-grandfather, Jerome Thayer. Two of his exhibits in 1907 were a pair of giant pumpkins that barely fit in his farm wagon.
"We've been meeting every Friday morning down here since February -- planning," said Dee Strandlien, Clearwater County Fair Board member for 32 years.
"Somebody said to me. 'Are you working again?' and I said, 'No, we're just having fun,'" said Betty Johnson, Fair Board member.
The free gate fair opens in Bagley today with the 4-H horse show and dog agility show and continues through Sunday evening. However, the celebration actually started last Sunday with a fairgrounds breakfast that drew 1,500 people, said Johnson.
The committee is also selling calendars with historical photos of the fair during the last century. They cost $20 and are also a raffle ticket for cash drawings each day of the year. "You have 365 chances to win," said Johnson.
Another special event will be Saturday's birthday cake contest. The cakes must be entered by noon, judging will be at 2 p.m. and serving will be at 3:30 p.m. "It's $100 for first prize," said Strandlien.
The logo for the centennial fair is "Food, fun and friendship," with the souvenir pin designed by Clair Rydeen, a Clearbrook-Gonvick student.
During the early years of the fair, the site was downtown Bagley on the lot now occupied by the elementary school. Tamara Edevold, Clearwater County Historical Society director, said the fair acquired the property on the north side of town and moved there in 1939. Works Project Administration employees built the grandstand that summer, completing it by fair time. The original grandstand burned on May 28, 1981, due to an electrical malfunction.
Horse races were a major feature of the fair until about the middle of the 20th century and 4-H has been part of the fair since 1918. Johnson said for many years, professional wrestlers would challenge the local young men to matches. And politicians have seen the opportunity of a free public forum at the fair from the beginning.
"There were a lot of speeches, Chautauqua," said Edevold. "It was more educational in the early days than fun."
From the beginning, the Clearwater County Agricultural Association paid prize money to exhibitors of the best entries. The premiums ranged from $3 for first place in many categories to 50 cents for third place. That was significant money in the early 20th century.
"That would be the headlines -- how much they paid out," said Edevold. "That was a point of pride. I was teasing Allen Paulson (Fair Board secretary) about that," said Edevold. "They haven't changed much."
Although many changes separate 1907 and 2006, exhibitors still heed the encouragement from The Olberg Journal fair announcement: "Bring the best you have in the line of horses, mules, stock, pigs, wheat, oats, barley, flax, potatoes and garden truck." And "Articles of Home Manufacture," as the 1907 premium list calls them, continue to arrive as entries in the quilt building, sewing, knitting, carving and woodworking.


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I'm being who I am and I don't see why that is cause for hate, we are who we are.
Most Helpful Guy
I think you should do you. You're fine just as you are. Surround yourself with people who love and accept you. That's key.33|01|0
Most Helpful Girl
It never fails to amaze how Americans are obsessed with other people's lives, if it doesn't affect them why the bloody hell do they care? I have asked this question to many LGBT haters and have never gotten a straight answer so if anyone wants to step up to the plate, be my guest. By the way, saying because it's gross and icky is not an answer go back to elementary school if that's what you believe.43|10|1
nobody would care if she didn't ask the question to begin with... or speak out just to "spread awareness" .
when's the last time you heard a transgender speak in public about something unrelated? i can only think of the eddie izzard (cross dresser or whatever he labels himself as.. no one cares.. he's funny)
@orphan well I am not transgender and I have asked why people specifically those on this site are so hateful. Nobody called me weird, an emotional wreck, or needy. In fact people were rushing to help me feel better. And people did care that I asked the question to begin with. Why is her being transgender make it any different?
To asker: I would suggest you surround yourself with people who you know love and care about you. The LGBT community is amazing. If you haven't already, you can join an LGBT online group like on Facebook or other social media platforms.


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Tuesdays with Dorie BCM: Pistachio and Summer Fruit GratinsMay 23, 2017 at 4:32 pm | Posted in BCM, cobbler, crisps, shortcakes, general pastry, groups, jams & preserves, other sweet, sweet things, tuesdays with dorie | 1 Comment
Tags: baking, fruit
What to say about these Pistachio and Summer Fruit Gratins? Well for one thing, they are pretty tasty. A layer of fruit and berries topped with pistachio frangipane could almost not be a winning dessert. I will fess up that I fudged the frangipane and used the "regular" almond kind, which I have a stash of in the freezer. I sprinkled a bunch of pistachios on top to fool everyone, though! Haha– I have a few tricks up my sleeve now and then. The fruit in this can be pretty much whatever's in season…I went with a rhubarb/raspberry combo. The 'barb and 'berries bubbled up in the oven and turned into a jammy layer that was the most gorgeous shade of hot pink. Hot pink and pistachio green might be my favorite color combo, but I can see myself making this one over and over again this summer as different fruits roll though the farmers' market.
For the recipe, see Baking Chez Moi by Dorie Greenspan. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BCM: Laurent's Slow-Roasted Spiced PineappleApril 25, 2017 at 12:01 am | Posted in BCM, general pastry, groups, jams & preserves, other sweet, sweet things, tuesdays with dorie | 11 Comments
Tags: baking, fruit
I've had my eye on Laurent's Slow-Roasted Spied Pineapple for a while. I've high-heat roasted pineapple in a vanilla-caramel sauce before, and I can tell you that it is the stuff my ice cream sundae dreams are topped with. Now that I've made this slow-roasted version, I can say that if I ever meet Laurent, I will shake his hand. Or maybe give him cheek kisses because la bise seems more French than a handshake. My disappointingly flavorless bodega pineapple was totally transformed after marinating for two hours in a low oven with jam, OJ, Grand Mariner and spices. I was also pretty pleased that the process used up two jars of jam that had been hanging around for longer than I wish to admit…keeping with a tropical theme, one was a jar of passionfruit-orange-gauava jam that I bought in Hawaii a year and a half ago but never opened, and the other was half a jar of homemade tangerine marmalade that had been kicking around since waaaaay before that. This cooked for two hours…I'm sure anything potentially troublesome was taken care of by the heat, right? For my spices, I used vanilla bean, fresh ginger and coriander seed.
I actually wound up keeping my pineapple in the oven for longer than two hours. At that point, the kitchen smelled amazing, but the pineapple still seemed a little firm when I stuck a knife into one of the chunks. I had errands to do, so I just turned the oven off and let the pan sit in there until I got back home from running around. When I pulled it out, everything was syrupy and sticky and candied (including the ginger slices– yum!). I've already had this twice with "plain cake" and ice cream and I cannot wait to make pineapple pancakes drizzled with roasting syrup this weekend.
For the recipe, see Baking Chez Moi by Dorie Greenspan. It's also here. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BCM: PithiviersMarch 28, 2017 at 10:33 am | Posted in BCM, cakes & tortes, general pastry, groups, simple cakes, sweet things, tuesdays with dorie | 9 Comments
Tags: baking, puffpastry
The last time I made Pithiviers was in cooking school about 15 years ago. I have never forgotten how delicious it was though. I'm all for two rounds of flaky puff pastry with a filling in between, traditionally almond frangipane (one of my favorite things) and a bit of jammy fruit. The pithiviers recipe is in the "Fancy Cakes" section of the book, but this was a pretty simple one for me. I used store bought puff pastry, had some frangipane in the freezer from another project and instead of making prune filling, I used some black plum jam that I made last summer. Really, the only thing I did have to make for this was egg wash!
Rather than make one large round Pithiviers (that's too much for us in one sitting), I made a couple of babies. The puff rose nice and high. Because I was making an odd size, I eyeballed the filling amounts. I do wish that I'd used a bit more of the plum jam. I was worried about leakage (there wasn't any), so I was too skimpy. Next time– these are so easy and good. I'd like to experiment with savory fillings, too, as the concept isn't really any different from a turnover.
For the recipe, see Baking Chez Moi by Dorie Greenspan. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BWJ: Chocolate-Cinnamon BeignetsApril 19, 2016 at 8:18 pm | Posted in BWJ, general pastry, groups, other sweet, sweet things, tuesdays with dorie | 6 Comments
Tags: baking, choux, dessert
Normally when I think beignet, I just think donut…well, French donut, I guess. Something made with a donut-like dough. Usually involving yeast. It turns out there's another type of beignet that I wasn't really aware of…one made with fried pâte à choux dough, and Norman Love's Chocolate-Cinnamon Beignets are an example. These ones have cocoa and cinnamon flavoring the choux dough and a filling of caramelized banana pastry cream. Yeah, there are a a bunch of things to make, but mmmmm.
Assembling these beignets is a lot like forming dumplings or ravioli. The choux dough is wrapped and chilled, before being rolled, cut and filled. And then folded, crimped, frozen and fried. I've never rolled out choux dough before, so this was a fun exercise. I could have cut the dough into circles like in the recipe (and made half-moons), but I cut it into squares instead (and made triangles) so I wouldn't have any scraps to waste or otherwise deal with. Different geometry, but it all tastes the same.
These are best served à la minute, right when they're fried crisp and the filling is warm. The recipe calls for serving the beignets with a sweet walnut and cream sauce, which I'm sure is delicious, but I had some chocolate-tahini sauce I made the other week and I used that instead. I added a scoop of vanilla ice cream and some sliced bananas, just because.
For the recipe, see Baking with Julia by Dorie Greenspan. There's also a video of Norman and Julia making the beignets together. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BCM: Bubble ÉclairsAugust 25, 2015 at 5:48 pm | Posted in BCM, general pastry, groups, other sweet, sweet things, tuesdays with dorie | 18 Comments
Tags: baking, choux
I love making pastries with choux paste. The dough is so fun to make, and then when you open the oven the oven and find a tray of chubby golden puffs, well, I think it's just delightful. These Bubble Éclairs are like cream puffs piped (I used a pastry bag and tip rather than a cookie scoop or spoon) snuggled up together in éclair form. Cute!
You can get fancy with these éclairs, or keep them simple like I did. I just sprinkled a little Swedish pearl sugar on the tops before baking and filled them with coffee whipped cream after (flavored with the espresso syrup I still have in the fridge from BWJ's Cardinal Slice). I did make a couple of fancier ones with white chocolate glaze and passion fruit whipped cream, but it was such a hot, muggy day that they became a drippy mess when I tried to photo them. Whatever, you get the idea. I sure wouldn't mind an éclair served profiterole-style, with ice cream and chocolate sauce…next time.
For the recipe, see Baking Chez Moi by Dorie Greenspan (it's also here). Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BWJ: Inside-Out, Upside-Down Tirami SùJanuary 6, 2015 at 12:01 am | Posted in BWJ, general pastry, groups, ice creams & frozen, other sweet, sweet things, tuesdays with dorie | 15 Comments
Tags: fancy
Gale Gand's Inside-Out, Upside-Down Tirami Sù is pretty different from the tiramisu I usually make. The flavors are all here, but this reinterprets the dessert into a mix of textures and temperatures. Instead of ladyfinger biscuits soaked and layered into something so soft you can glide a spoon through, here you get shatteringly crisp phyllo disks sandwiching a luxurious mascarpone sabayon and an icy-cold espresso granita.
I baked off my scrunched up phyllo disks in 4-inch ring molds, which worked really well. I left the ginger out of the sugar sprinkled on top of them, because I didn't want that flavor here. I did, however, want a nice splash of Kahlúa in my sabayon, so I added that.
This is kind of a posh plated dessert, but you can get the three easy steps (phyllo disks, granita and sabayon) done earlier in the day and just assemble it all right before serving. You really can't wait to eat it once you've put the granita on, because it starts to melt immediately! By the way, I have plenty of granita left in the freezer…I'm thinking of turning it into an espresso-frappe-milkshake-type concoction. Bonus.
For the recipe, see Baking with Julia by Dorie Greenspan. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BWJ: Sunny-Side up Apricot PastriesOctober 7, 2014 at 12:01 am | Posted in breakfast things, BWJ, general pastry, groups, sweet things, tuesdays with dorie | 14 Comments
Tags: baking, breakfast
Michel Richard is a chef with a sense of humor. Case in point, these cute Sunny-Side Up Apricot Pastries. At first glance, they're fried eggs on toast. At first bite, they're poached fruit and pastry cream on top of crispy puff pastry.
Before you can have these for breakfast (or for dessert, if you are like I am and this is too much to process in the morning), you have to make pastry cream and poach fruit. I'd take care of these a day in advance. You also have to deal with the puff pastry situation and decide if you are going to buy it or make it. I've worked in restaurant and bakery kitchens for more than 10 years now…while not every place I've worked has made puff from scratch, a few of them have, so I've laminated me some dough. Frankly, it can be a pain in the neck (literally). On a large scale, those of us with no upper body strength (who me?) struggle to roll a ginormous batch by hand if there isn't a dough sheeter. If the kitchen's too hot, butter oozes everywhere. It's often a rush-job because no one bothers to mention that they took the last sheets from the freezer and left me with nothing for the day's production. But, I've made this very puff pastry dough recipe at home before–I actually chose it several years ago when I hosted a Daring Bakers Challenge— and I know that it's not hard at all, especially if you make it a day or two before you need it and the temps are relatively cool. If you are on the fence, a half-batch is super-approachable, doesn't take too much counter space to roll and will give you plenty of puff for treats. And if you're still on the fence, just get a nice store-bought one….I do it all the time, so no judgments.
Apricots aren't in season here anymore, so I had planned to just use canned ones instead (and also skip the recipe's poaching step). Then at the Greenmarket this weekend, I saw that nectarines are still around, so I picked out a few of the smallest "apricot-sized" ones and went ahead with those. I gave them a gentle poach and left their skins on. I thought they were pretty, but they kind of wrinkled up in the oven. Next time they're coming off. Next time I'll also leave the puff a little fatter than the book indicates. I think the recipe says to roll it too thin, so while the front and back ends puffed nicely, the sides were a little flatter than I would have liked. Super crispy, though.
These were delicious, and a fun weekend kitchen project. I'll make them again, especially since I have extra homemade puff in the freezer now. Here's a document that I typed up about making puff pastry for my DB Challenge back in 2009…somewhere near the end are some tips and suggestions.
For the recipe, see Baking with Julia by Dorie Greenspan (it's also here). There's a video of the BWJ episode showing how to make both the puff pastry dough and the pastries. Finally, don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BWJ: Espresso ProfiterolesSeptember 17, 2013 at 12:18 pm | Posted in BWJ, general pastry, groups, other sweet, sweet things, tuesdays with dorie | 12 Comments
Tags: baking, choux, dessert
Choux paste treats have been well-covered here. Gougères, éclairs, cream puffs and even crullers–wait, something's missing. How could I forget profiteroles, one of my most favorite desserts? I'll take care of that one now with Norman Love's Espresso Profiteroles.
Despite my love of profiteroles, I admit that I didn't have high hopes for these. Quite frankly, I thought the picture in the book looked terrible (the choux looked bready, not light). I'm happy to report that they turned out better than expected. I'm not sure how much flavor was really contributed by adding coffee to the choux puffs themselves, but they puffed and hollowed nicely. I used espresso ice cream (instead of cinnamon) and boozed up the chocolate sauce with Kahlua (instead of Grand Marnier), so that took care of the missing coffee flavors.
These are best cut and filled right before serving, when the puffs are crisp and the ice cream is just beginning to soften. Pre-scooped and frozen is a profiterole no-no for me. And the sauce should be warm. Mmmmm…sauce…
We're going without hosts now for TWD, so for the recipe, see Baking with Julia by Dorie Greenspan. Don't forget to check out the rest of the TWD Blogroll!
Tuesdays with Dorie BWJ: Croissants (& Pains au Chocolat)March 5, 2013 at 12:01 am | Posted in breakfast things, BWJ, general pastry, groups, sweet things, sweet yeast breads, tuesdays with dorie | 27 Comments
Tags: baking, breakfast
TWD's crossing a biggie off the list this week– Esther McManus's Croissants. This probably qualifies as the most technically complicated recipe we've made so far. Like puff pastry and Danish, croissants are made from a butter-laminated, or layered, dough. This means a block of butter is encased in dough and repeatedly rolled and folded to create layers that puff in the oven (and flake in your mouth!). Once you get over butter-shock, it's really fun to make this kind of dough, and if you give someone a homemade croissant they will be seriously impressed by your talents. Cool weather helps when making the dough, and so does leaving yourself plenty of time to let it rest in between rolls and folds.
I could not resist turning half my dough into pains-au-chocolat. Dangerously good–now I remember why I don't allow myself to buy them! Next time I make croissant dough (that'll be awhile since I still have like fifteen p-au-c formed in the freezer), I'll definitely prep almond-filled ones. Would have done it this time, but as usual I procrastinated and didn't get it together to make the filling. Also, I'll cut my croissant triangles a bit bigger. I wound up with ones that were only slightly larger than minis and I associate mini croissants with conference room party platters. Although these were much better (and flakier) than any office-croissants I've ever had, and here's proof…
For the recipe, see Baking with Julia by Dorie Greenspan or read Amanda's Girl+Food=Love. There's even a video of Esther and Julia making the tart together). Don't forget to check out the rest of the TWD Blogroll!
P.S.: For something totally unrelated, enter my BOOK GIVEAWAY for a chance to win a copy of Breakfast for Dinner.
Homemade Marshmallow Crème and a BOOK GIVEAWAY!March 4, 2012 at 7:19 pm | Posted in book review, general pastry, other sweet, sweet things | 42 Comments
If you think that a marshmallow is one of those semi-stale, crackly, crusty things you get at the supermarket, then we need to have a talk. Ideally, they should be squishy and soft, not tough and dense….and oh-so importantly, they should taste fresh. You don't have to buy them, you know…the marshmallow ideal can be your reality if you make them at home. It is sticky business, to be sure, but it isn't that hard. And there's a whole, sweet new book, Marshmallow Madness! by fellow blogger Shauna Server, to help you out. It has a puffy cover and everything! It starts with the classics…vanilla, chocolate…and moves on to some really inspired flavors like buttered rum and maple-bacon. Who would have thought marshmallows could be so adult and sophisticated? I've already made my caramel sauce for the sea salt caramel swirl ones.
I whipped up a batch of Shauna's marshmallow crème this morning. It's marshmallow minus the gelatin, and just like with marshies, if you've only ever had store-bought Fluff, you'll be wowed by the way homemade tastes. Like real vanilla, for one thing. Guess what I'm gonna put this sticky stuff all over tonight?? Minds out of the gutter people, this is a PG blog– I'm talking about chocolate ice cream! And if I have any left next weekend, I'll turn it into a giant Ho-Ho with the chocolate-marshmallow roulade recipe in the "Fluffy, Puffy Desserts" section at the back of the book.
The nice folks at Quirk Books sent me a copy of this book, and now I want to send a copy to one of you, too. Just leave me a comment (one per person, please) on this post before 4:00 pm EST on Thursday (March 8) and I'll randomly choose a winner from the list. Be sure your e-mail address is correct so I can contact you!
***Giveaway Winner Update: I now have two copies to give away, one from me and one from Quirk Books, who has very kindly offered to donate another. I used random.org to generate random comment numbers to find the winners. It selected comments 7 and 10, so congratulations to Christy and Anne M. You should be getting your books soon!***
Homemade Marshmallow Crème– makes about 2 1/2 cups
from Marshmallow Madness! by Shauna Server
Steph's Note: I used golden syrup instead of corn syrup here, and it worked just fine (although the crème isn't as blindingly white as it would be otherwise…it has the faintest tinge of gold).
3/4 cup sugar
1/2 cup light corn syrup
1/4 cup water
1/8 tsp salt
2 large egg whites
1/4 tsp cream of tartar
1 tsp pure vanilla extract
-Stir together the sugar, light corn syrup, water and salt in a small saucepan over high heat. Boil, stirring occasionally, until it reaches 240°F.
-Meanwhile, place the egg whites and cream of tartar in the bowl of an electric mixer fitted with the whisk attachment. Start whipping the egg whites to soft peaks on medium speed. The goal is to have the egg whites whipped and ready, waiting for your syrup to be drizzled in. If they're whipping faster than your syrup is coming to temperature, just stop the mixer (or turn to lowest speed) until the syrup is ready.
-When the syrup reaches 240°F, set the mixer to low and slowly drizzle a tiny bit of syrup, a couple tablespoons' worth, into the egg whites to warm them. (If you add too much syrup at once, the whites will scramble). Slowly drizzle in the rest of they syrup and then increase the speed to medium-high. Beat until the marshmallow crème is stiff and glossy, 7-9 minutes; towards the end of the beating, beat in the vanilla.
-Use immediately or store in an airtight container in the refrigerator for up to two weeks.
Please note that the publisher, Quirk Books, sent me a copy of this book.
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My Top 10 Phone Tips (Part 1)
Posted by Todd Smith
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Read Part 2
How many of you make judgments about people based on how they sound on the telephone? Because people cannot see us over the phone they will form these opinions based on not only what we say but also on "how" we say it.
If you stop to think about how much business is transacted over the phone in any given day, it's wise to be conscious of your telephone speaking voice, the words you use and how you conduct yourself during a call. Today's lesson is the first of a two part series to help you make a positive impression on the phone.
1. Prepare For The Call—When I make business related calls I always take the time to prepare. I've found that the more prepared I am for a call, the more confident and ready I am for the ensuing discussion. If it's a simple call, I may take as little as a minute or two to think about my agenda and get mentally prepared. If on the other hand it's a very important call, I may spend as long as thirty minutes to prepare.
Let me encourage you to start thinking about every call you make and see what you can do to be better prepared.
2. Always Begin by Introducing Yourself—When you place a call to someone, always start by introducing yourself to whoever answers the phone. Here are four different examples:
- If I call a person at a company and the phone is answered by someone other than the person I am calling, I will introduce myself by saying, "Hi, this is Todd Smith calling for Mike Black. Is Mike available?"
- Using the same example, if I have a call previously scheduled with Mike, I would reference the appointment in my greeting by saying, "Hi, my name is Todd Smith, I am calling for Mike Black. We have a 2:00 call scheduled." By mentioning that you have a specific appointment, the call will take on some urgency.
- Using the same example, if Mary answers the phone and identifies herself, I suggest including her name in your greeting such as, "Hi Mary, my name is Todd Smith; how are you doing today?" After we exchange pleasantries, I would proceed by saying, "I am calling for Mike Black. We have a 2:00 call scheduled."
Not only should you be friendly to everyone you meet, whether its in-person or over the phone, but it is especially important to be nice to the receptionist or personal assistant of the person you are calling. This person generally has influence and making a positive impression with this person will always help.
- If the person you are calling answers the phone, begin by introducing yourself as part of a friendly greeting such as, "Hi Mike, this is Todd Smith. How are you doing today?" You never want someone to wonder who's calling.
3. Focus on Your Phone Energy—This past week I spoke on the phone with a woman in the sales industry who was struggling with her career. On the phone she spoke slowly with a very soft, quite voice. As I listened to her talk, I thought to myself, I have never met anyone who was highly successful who spoke slowly with a soft, quiet tone.
I am not suggesting that you have to go over the top with your energy, voice tone and speed, but I believe it is important to sound like you are happy to be alive, that you are enjoying a successful career and that you are genuinely pleased to be speaking to the other person.
People who sound upbeat and positive almost always make a better impression than those who don't. And if you are in outside sales, I don't think there is a prayer of succeeding if you don't present yourself as I've just described.
4. Be Friendly—Whether you are talking to a co-worker, friend, prospective client or the CEO of a company with whom you are interviewing, you should always strive to be friendly on the phone. As you may recall from my post How Likable Are You people are naturally drawn to people who are likable.
In the business and political world, people who are likable have a clear advantage. The more you speak with a smile on your face and with a friendly tone, the more people will like you and want to do business with you and/or your company.
5. Make the other person feel comfortable—When speaking with people for the first time, in some cases you may sense they are a little uncomfortable. This is especially true when you are on the receiving end of someone's call. When I sense people are a little uneasy, I always try to be extra friendly to make them feel comfortable. This additional effort almost always allows the person to relax and results in a more engaging conversation.
Tomorrow, I will give you five more tips to incorporate in your phone conversations. In the meantime, perform a little self-evaluation when you are on the phone today. How would you rate your tone, energy level and etiquette?
"The way we communicate with others and with ourselves ultimately determines the quality of our lives"- Anthony Robbins
Building Rapport, Entrepreneurship, Phone Communication, Relationships, Sales
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Travel Apr 16, 2016
Minimalist family 'camping' in the foothills of Mount Fuji
by Danielle Demetriou
The birds are singing, the wind is rustling in the forest and sunlight is filtering through the treetops. So far, so idyllic — until my 3-year-old releases a primal bird-scattering shriek as she thrusts an axe into a piece of wood. This may sound like ...


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Rim Nordic Series Finale Topped With Locals
Big Bear, Ca, August 22, 2011, 12:00pm – Pro Men Overall Series Winner Romolo Forcino The Rim Nordic Mountain Bike Series Finale took place this past weekend, with many locals taking the overall top spots. The Rim Nordic series consists of four different cross-country and super d races that started in late June. After a beautiful day of racing on Sunday August 21st, Romolo Forcino of team Chains Required took the series overall win for the pro men, and team Bear Valley Bikes took the team overall win. Team Sho-Air took the 2nd place team spot followed by Team Chains Required, who took 3rd. Local Pro Team Steven K Sports Pro Team took two of the top spots in the pro overall's with Vincent Lombardi taking 2nd place, and Steve Kinney taking 5th overall. Bear Valley Bikes owner Derek Hermon took 3rd place in the pro overall, and local Allan Laframboise of Don's Bikes took 4th overall. Local women were on the podium as well, with Ronda Warden, Alison Hyde, Louise Boyer, and Elle Williams winning their division overall for team Bear Valley Bikes, and Sarah Alvarado won her division overall for team Chains Required. Overall, all the participants had big smiles on their faces, and thanked the Rim Nordic staff and volunteers for all their hard work and effort this season. On September 17th and 18th, Rim Nordic...Read More


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Disclaimer: The following story is a work of fiction. It contains sexual acts between males who are of legal consent age. There is humiliation, but rest assured, all parties eventually enjoy it. If this subject matter is offensive to you, please stop reading. This story is the property of the author and may not be used anywhere else without consent.
I would love any feedback sent firstname.lastname@example.com.
Brody's Downfall
Coach watched the sweat drenched boy stand in front him. Trembling. Scared shitless.
Coach could hardly believe he had gotten this far. He knew there was no turning back. He had to go all the way with his plan.
Brody had turned beet red from embarrassment. His hands at his side like Coach ordered. Nothing to hide his cock bursting at the seams in his spandex wrestling suit. He had no choice. If the word got out, his life would be ruined. And what about his father? He would get disowned. He would have nothing to live on. A million thoughts ran through Brody's head as he stood in front of Coach's. A lewd display of sweaty jock meat. Awaiting his next orders.
Coach peeked through his office blinds and saw that the other kids had left. The coast was clear. With a wicked grin, he barked at Brody, "Take off the suit queer. I want to see if your boner will go away from a guy looking at you. Or just get harder. If it does, then I will know for sure we have a cocksucker here. If you can make your hard on disappear, I will let this little incident slip by."
Coach knew it would be impossible for Brody to get soft. The small amount of BottomsUp (a sexual stimulant) he slipped into Brody's drink would keep him hard for a few more hours. But he wanted to break down the slut's psyche a bit more before he started molding Brody to his liking.
Brody peeled the skintight suit off slowly. He kept trying to will his dick to become soft by trying to think of images that turn him off. To his horror, all his efforts were to no avail. His thick cock got even harder than before. His angry red dick was leaking like a tap.
"Well. That is all the proof I need. It looks like you need cock really bad. This is a big problem. I can't have word getting out that my star athlete is a homo. If you get caught in a public washroom sucking cock, this school's reputation will be ruined. No. I can't let that happen."
Brody's eyes widened.
"I have an idea!" Coach exclaimed, "Why don't I just help you get your cock fix myself. I can make sure my best jock gets his slut cravings satiated without anyone knowing. Yes...this might be the only way. And I think the best person to provide the cock will be me. I will sacrifice myself for the school."
Brody watched in shock as Coach said this. He stood frozen as he watched his coach, the man he respected immensely, stand up from his desk. A large tent was forming in Coach's track pants. Brody could only whimper as his macho coach started taking off his shirt and pants and walked towards him. In nothing but a damp jockstrap, Coach sat down on his desk.
Brody stared with his mouth open at the sight before him. This hairy hunk of a man, in only a jockstrap, with a huge hard on no less! His cock looked massive. Brody's mind raced wildly. He felt his choices slipping away.
"What are you waiting for boy? Isn't this what you wanted? Now get on your knees and start sucking."
Brody eyes welled up as he started sucking his coach's hard cock. He felt completely degraded. And his coach calling him filthy names was not helping matters. He was utterly humiliated.
Coach, on the other hand, was in heaven. He had his star player in the palm of his hand. Slowly, Brody engulfed Coach's big cock with his mouth. Coach's eyes rolled back at the feeling of the slut's hot mouth around his cock.
Brody start sputtering and gagging, unable to handle the length and girth of his coach's fuck stick. But Coach grabbed the muscle slut's head with both hands and started to fuck roughly. Brody still could not take the cock all the way.
"We can work on that", though Coach devilishly. The sight of the blond hunk impaling his face on his cock repeatedly proved too much for Coach. He started shooting his load straight into the slut's mouth.
Brody's eyes widened at the cock spewing in his mouth. The cum felt so foreign to him. He needed to spit it out as fast as he could. He started to get up and head to the sink. But he felt Coach's strong arms push him back down.
"Where do you think you're going whore! A man's seed is precious for boys like you. And you must always ensure that it says in your body, no matter which hole you receive it from."
A defeated Brody knew what he had to do. He mustered all his willpower and swallowed the huge load in his mouth. He retched at the taste.
"Don't worry boy, you will learn to love it. And you were not bad for a first timer. You probably did this many times before", snickered Coach.
Brody blushed a deep crimson and shook his head furiously. "No I haven't! That was my first time. I hated it. I won't do it again!" he yelled. His desperation echoed in the empty locker room.
"Here's the deal boy. I might have been inclined to believe your so-called repulsion of my cock. But your own hard clit tells me otherwise".
To Brody's horror, Coach was right. His own cock was rock hard and leaking profusely. Of course, he had no idea that he was drugged. But Coach could see the jock undergoing a mental conflict. Brody started tearing up. He could not be a fag. There was no way.
"Please Coach. It's probably because I didn't jack off yesterday. Let me go. I won't tell anyone about this. Deal?"
"You seem to be forgetting who has the power here boy. If you don't do exactly as I say, the video goes out. And you may not have noticed, but I have been recording you sucking my cock. If there was a need for any more proof that you were a cock-lover, I believe that video is it. I wonder what your friends will say when they see the video. Or your Dad. Your strict, religious Dad. What would he think of the fact that his son is a flaming queer? You might be able to get me into trouble, but I will take you down with me. I will destroy your life. You can kiss that sports scholarship goodbye"
Brody slumped to the floor, his own hard cock pointing straight up and slick with precum. Coach had him. He couldn't have his life fall apart. His Dad would kick him out. He would have no friends.
"What do you want me to do then?" Brody asked bitterly.
"It's simple boy. Just do as I say without question, and your secret will be safe. And it's a win-win really. I get my rocks off, and you learn to accept your true nature as a cock-hungry whore."
Brody flinched at being referred in such a demeaning way. He could not see any other choice. He shook his head slowly in acceptance. Coach felt himself get hard again. The school top dog was his and his alone.
"Excellent! I am glad you see the light. Now, let's go home. I'll drive you back. In fact, I think it's better if you come to school and back home with me every day. But first, you need to take care of this".
And with that, Coach pulled his jock back down, his rapidly hardening cock hitting his new slave straight in the face. Brody took the cock back into his mouth for a second time.
As Coach got close to cumming, he pulled his cock out of Brody's mouth and shot his load all over the boy's face. Despite it being his second load, it completely coated Brody's face in thick white goo.
"Now remember what you told you boy", Coach barked.
Brody whimpered and start scraping the cum off his face and into his mouth. He didn't feel like throwing up this time. It actually didn't taste half-bad. Brody flinched at what he just thought. What was happening to him? He was the school stud. The guy every girl wanted to fuck. Who all the guys wanted to be. And now, he was sitting naked on the floor, two loads in his belly, and thinking about how it didn't taste all that bad. His eyes prickled at how low he had fallen. And he could not wrap his mind around the fact that his cock was still hard and leaking precum all over the place.
During this whole time, neither man realized they were being watched. The locker-room was usually empty after school ended. Except Mondays, when the janitor came in to scrub the showers. Bob groped himself through his janitor uniform as he spied on the scene in the coach's office. He wanted to get in on the action too. But he knew he had to bide his time for the right opportunity. He slowly walked out, eager to go home and rub one out.
Brody Meets the Neighbour
A desolate Brody stared at the floor. He was still in shock. Did he really just suck two loads out of his coach?
"Ok, get your bags, we are heading home"
Brody breathed a sigh of relief. He needed to get home, take a hot shower and jack off for a good while. He needed to tame his cock a bit. He walked over to his locker to put on his clothes when Coach yelled at him.
"No. You are coming home in your wrestling uniform."
"But Coach, I am still hard. Everyone will be able to see", Brody pleaded. The very thought of someone seeing him like this scared him shitless. But to his shock, his cock started dribbling precum even faster.
"Looks like the slut likes my idea. Now just do as I say. Or would you prefer to come naked?"
Brody rushed to put on the damp, skintight suit. His thick hard cock pressed against his stomach, straining to get out. The look was obscene, just like how Coach liked it.
It amused him greatly to see Brody's face was pale the whole walk to the car. Fortunately, or unfortunately for Coach, the school was deserted. Brody practically leapt into the car, finally happy that he was in no danger of being seen. But his relief was short lived when he saw Coach sitting in the driver seat with his long pole stick out of his pants. Brody knew what he had to do.
From the outside, it just looked like Coach was taking his normal commute home. But inside, Brody was hunched over his lap, sucking his coach's cock for the third time in a day.
"Now listen boy. If you want me to keep the videos buried, we need to lay down some ground rules. First, you will address me as 'Sir, or 'Coach' if we are in school. Second, you will do everything I tell you to, no questions asked. Every time you protest, I will make your work more difficult. So get that into your head. Lastly, you are forbidden to cum unless I let you. You will leave your webcam on in your room 24 hours so that I can make sure of it. Understand?"
"Yeth thir", Brody mumbled with the cock still in his mouth.
"Good boy. And if you don't do as I say, the videos get posted online for the world to see. Keep your mouth on that cock boy, here comes your third feeding", grunted Coach.
Brody whimpered as he felt his mouth flood with cum. He swallowed it immediately, knowing making Coach angry would only make it worse. As he got up from the uncomfortable position, he realized they had reached home.
Brody and the Coach lived at the end of a long road. There were three houses at the end of the street. Coach and Brody's dad owned two. The third belonged to the retired Reverend James, right between the other two houses. There was nothing but empty land around. The main road was a good 5 miles away. And the next closest house was near the main road, where another of Coach's students lived.
Coach knew that it would be impossible to hide his sexcapades from the Reverend. Coach wanted unrestricted access to his new slut and he knew the Reverend would be an annoying nuisance to deal with.
Luckily for Coach, the Reverend did not seem to follow what he preached. He caught the Reverend staring at him while he did yard work shirtless on more than one occasion. Plus he had never been married. All the signs were there. Although the Reverend would never consent to sexual depravity outright, Coach knew he could entice him into it.
As they pulled up to the end of the road in the car, Coach saw the Reverend sitting on his porch. Smirking, he stepped out of the car, telling the unsuspecting Brody to stay inside.
"Hello Reverend!" Coach yelled out cheerfully as he walked towards the man lounging in his chair. At 65 years old, the Reverend was 5"8 and slightly overweight. Coach's balls tingled slightly at the idea of this man abusing the slut's perfect body.
"Hey Nate, How are ya! And just call me James, I retired a long time ago. What can I do for you?" replied the Reverend.
"I am in a bit of a pickle here Reverend. I caught one of my wrestlers jacking off in the showers today. I stopped him before he could defile himself further. Unfortunately the kid is Hank's son from next door."
"You mean Brody! I thought he was such a good boy!"
"I thought so too Reverend. But I still think we can bring the fear of God into him. He just needs to do some penance. Get out here boy!"
Brody had turned red with embarrassment as he heard what Coach had told the Reverend. He reluctantly stepped out of the car, his boner still hard as steel, clearly visible through his spandex suit.
The sight of the hunk practically exposing his junk clearly left the Reverend flustered.
"A spanking might do the trick. What do you think Reverend?"
"A..a spanking?", the Reverend stammered. He felt himself blush.
"Boy!" Coach barked, go bend over the good Reverend's knee so that you can get your punishment."
Brody couldn't believe his ears. There was no way he was doing this.
"No!" he defiantly said. But his eyes grew wide as he saw Coach patting his shirt pocket. The same pocket he was keeping the video copies.
"Well, it appears the boy has yet to learn his lesson. I guess we need to make your punishment a bit more lasting", Coach said with an evil look in his eye.
"Well Reverend. It looks like the boy is still being a troublemaker. I think he should get his spanking on his bare ass instead."
Both the Reverend's and Brody's eyes bugged wildly.
"You heard me. Get your sinning body of that suit and onto the good Reverend's lap. Or else."
Brody grew scared. The Coach might be bluffing. But he had no choice. The risk of the videos getting out was too great. He reluctantly peeled off his wrestling suit, still damp with sweat. As he lowered the suit down his thighs, his thick, still leaking cock plopped out.
Coach heard the Reverend take a sharp breath. The Reverend could not believe what he was seeing. This perfect specimen of a man glistening in the sun. Sweaty. Hard. Leaking. Submissive.
Before his lustful gaze became too obvious, the Reverend cleared his throat.
"Well, let's get down to it", as he sat back down in his chair, giddy with excitement.
Brody whimpered and bent over on the Reverend's lap. He sweaty jock body completely exposed in the open porch. He felt the tip of his cock rub against the Reverend's knee. And his stomach flipped when he felt a hard lump poking him in his stomach. It was the Reverend's cock!
Brody choked back a sob. It seemed that he had found himself another tormentor. Thoughts rushed through his head when his bare buttocks were suddenly spanked in hard, quick succession.
Brody cried out in pain. His ass was burning from the spanking. His cheeks had gone a bright pink. And what was worse, his cock had leaked out copious amounts of precum with every slap.
"Tsk, Tsk Tsk. It looks like the boy is enjoying this. Look at the mess he made on your pants Reverend."
With that the Reverend looked down and realized the Coach was right. He left pant leg was covered in precum.
"This won't do boy. It looks like you will need more punishments. Perhaps it is best if your father hears about this" the Reverend said in a strict voice.
The Coach was enjoying seeing the Reverend embrace his dominant side.
"This was too easy", Coach though gleefully as he spied the Reverend's clearly visible bulge.
"You heard the man boy. It looks like you need more spankings."
Now turning to the Reverend, Coach inquired, "How about a spanking on your porch every day after school for two weeks?"
"Yes. That sounds about right to get this boy to love his Creator again", the Reverend replied happily. The naked stud was still lying on his lap. The Reverend had been resting his hand on the boy's delicious bubble but the whole time.
"And I will need your help to make sure the boy doesn't touch himself. His father leaves early in the morning and comes home at 11 pm every day. And he is gone most weekends. This gives this boy too many opportunities to pleasure himself in sin."
The Reverend nodded in agreement. His hand was now massaging the jock's ass unconsciously.
"Well that settles it. Boy! You will keep your bedroom blinds open all the time. That way, the Reverend will be able to keep an eye on you." The Coach knew this was unnecessary since he would be watching the boy on webcam as well. But an extra pair of eyes ogling the hot slut would never hurt.
"Also, I think the boy should be in his boxer briefs at all times so that he can't grope himself sneakily"
"I can't do that!" exclaimed Brody. But he immediately regretted his decision when he saw Coach's stern face.
"It looks like this nasty jock won't learn his lesson. I told you that you will obey whatever I say or face the consequences." Coach bellowed.
"Because of your insolence, I have decided that you will spend all your time in our neighborhood in your jockstrap and flip-flops. Nothing else."
The Reverend nodded enthusiastically in agreement. His finger was now brushing past the jock's puckered asshole casually. Brody hung his head low. His entire body burned in shame.
"Anything else you would like to say boy? I can always make you strut around naked."
"No sir", Brody replied in a small voice. He had no idea his life would unravel like this. And despite all his humiliation, he was still hard.
"Well, go home and have a shower boy, you look filthy."
As Brody tried to get off the Reverend's lap clumsily, the Reverend made attempts to help. He even pushed his hand against the jock's cock. It was one more humiliation for Brody, as he walked home, butt naked, with his bag and wrestling outfit in each hand.
Email me at firstname.lastname@example.com and let me know if you liked it!


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Zoey Mayhew
Notes Editor
Expected graduation: May 2017
Summer experience: Extern, Michigan Court of Appeals- Research Division, Lansing
Although originally from Canada, Zoey spent her adolescence on the Caribbean island of St. Maarten. During college, Zoey did an internship in broadcast journalism and hosted her own radio show, Island Cafe, featuring news, interviews, and music. After graduating from McGill University in Montreal, Quebec, she returned to St. Maarten to teach middle school English, Public Speaking, and Debate at a private American preparatory school. She also served as the high school Yearbook and Newspaper Advisor. After moving to Michigan with her husband, Zoey spent several years in the business sector before deciding to attend law school. Zoey is a Dean Charles H. King Scholar and Jurisprudence Achievement Award winner. Her interests including reading, cooking, and running.
For more information, please see Zoey's LinkedIn profile.


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I met this guy on a dating site about a month and a half ago. Things started going really well. We began talking about meeting, but then we both go super busy and now almost 2 months into our relationship we still haven't managed to meet up. I'm a big girl (pant size 14/16 bra size 42DDD or 44F)... anyway I've struggled with self image a lot and I'm afraid if I meet up with him, he won't find me attractive. Anyway so yesterday I mentioned that I'm not sure this will work and he agreed. I asked him why he doesn't think he will and he said it just doesn't seem like it. when I asked if he would care more about me if I lost weight he said "well yeah", yet when I asked if he was attracted to me he also said yeah... so do I break it off with him, or wait and hope we get a chance to meet up? he's the first guy in a long time that I've really thought about having sex with... is that all he wants? he never really talks about it though..
Most Helpful Girl
With the right guy, it shouldn't matter what you look like, he should love the person that you are, and most importantly, you should love yourself. Never change for anyone but you, and if this guy is really a big enough douche to say "I like you but won't claim you til you lose weight", then dump him. You're already struggling with body image issues, why would you want that negativity from your partner? He's a shallow jerk and you deserve better, but YOU have to believe that!! :)00|00|0
thanks! it's hard because I've only ever dated assholes so i'm used to it
It's easy to create a pattern and fall for the same type of guys. Hopefully those experiences will help you spot a jerk for future reference, so u can avoid that all together :) and no prob!


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Biomarkers of Risk of Parkinson Disease
This study is ongoing, but not recruiting participants.
National Institute of Neurological Disorders and Stroke (NINDS)
Information provided by:
National Institutes of Health Clinical Center (CC)
ClinicalTrials.gov Identifier:
First received: October 17, 2008
Last updated: June 30, 2017
Last verified: February 9, 2017
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
|Study Status:
|This study is ongoing, but not recruiting participants.
|Study Completion Date:
|No date given
|Primary Completion Date:
|No date given


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Solid Gold You Are The Sun Ring
This darling gold ring is inspired by those wonderful lines by E.E. Cummings "You are my sun, my moon and all my stars", this collection of tiny solid gold pieces are made to be a reminder that you are perfect just as you are.
A round sun sparkles in pure 14k solid gold. This delicate piece is designed to become part of your daily wardrobe, like invisible armour that is always with you.
This ring stacks beautifully with other rings from the collection.
Your ring is a bespoke piece and will be made especially for you, this takes 3-4 weeks from the day you place your order. We carry a small stock of rings in our store so if you have a special date in mind and need it sooner do get in touch and we will do our best to have your ring ready in time.
Individually handcrafted in our studio in Ireland and hallmarked in Ireland's historic Dublin Castle.
-14k solid gold
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Available in sizes US 3-12/ UK F-X. As each piece is handmade we can make a bespoke size just for you.
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Not to be confused with the amnesiac who goes by the name Big Boss at the beginning of Real Life of Heroes.
Role in the RP
Real Life of Heroes
Big Boss' life is significantly different in the fake world of Real Life. Little is known about the events of Snake's life before 1983, but it is implied he has extensive military background, given his ease and efficiency in stealth.
He and Kazuhira Miller created a soldier-for-hire company called Militaires Sans Frontieres in an attempt to combat the growing power of the Public Morals Committee. They established a base in Big Blue disguised as an offshore plant, and thanks to Snake's vigorous efforts it grew to an enormous size within a few days.
Among his recruits, he agreed to foster former criminals aboard his base to commute their sentences, two of whom included Johnny Gat and Trevor Philips.
Per Miller's suggestion, MSF began operating a human exploitation company (HEC) which is essentially a civilian intelligence agency. Its first member and head was Paz Ortega Andrade, who used her influence as an idol and cover as a student to bring several adult recruits to Mother Base, causing its numbers to swell.
In order for MSF to stay incognito he agrees to many morally-bankrupt practices (some only in his eyes,) including HEC, which was originally proposed to him by Kaz as using kids to spy, and playing ball with the Public Morals Committee when need be.
Upon an anonymous client's request, Snake acquired a secret video tape from a local Planeptunian broadcast station, which turned out to be Professor Genki's 50th anniversary special. However, when MSF played back the tape, its contents were far more gruesome; it implied a conspiracy wrapped within the Genki property.
Acting on this tape, Snake followed Noah's father for a time before focusing his sights on Jessica Albert, who had appeared in the videotape, tranquilizing and bringing her back to Mother Base with some difficulty. During this he suggested to Kaz that MSF develop its own remote extraction device, at which point the latter subtly referenced the Fulton recovery balloon, in development at that time.


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Santa Anita carryover reaches $478,072
ARCADIA, Calif. - Longshots wins by Our Mango and Cozy Guy on Saturday has created a carryover of $478,072 for Sunday's pick six at Santa Anita.
The pick six covers the fourth through nine races on Sunday's nine-race program. It will be worthwhile to check the weather conditions in Southern California on Sunday. There was a threat of rain on Saturday night into Sunday morning.
There are few changes in the pick six.
The fourth race is run over seven furlongs for 3-year-old claimers. Cahill Mango, who drew the rail, is the 7-5 favorite on the morning-line.
The fifth race is run over six furlongs for 2-year-old maiden claimers. There are 13 entrants, led by My Boy Joey, the 9-5 morning line favorite. The only other horses at 10-1 or less on the morning line are Proud Ringer (5-1) and Uptownkindofguy and Classy Lover (both 6-1).
The sixth race is scheduled for about 6 1-2 furlongs on the hillside turf course. Rain could force this race to the main track. Trevite is 3-1 on the morning-line in an open race.
The seventh race is run over seven furlongs for $14,000 to $16,000 claimers. Zoolu Night (3-1), West War (4-1), and Spend Spend Spend (9-2) are the top contenders.
The eighth race is the $150,000 Oak Tree Derby over 1 1-8 miles on turf. Greek Sun, second in the Secretariat Stakes at Arlington Park in August, but unplaced in the Man o War Stakes at Belmont Park last month, is 5-2 on the morning line. Trained by Bobby Frankel, Grek Sun most beat top contenders Borrego, Imperialism, Semi Lost and Terroplane.
The final race is run over 5 1-2 furlongs for 2-year-old maiden claimers. Irish Lucky is scratched, leaving 12 entrants. Belbart is 5-2 on the morning-line.


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The rooms were incredibly spacious and the service was excellent. The beds were a bit firm, and they were the weird Euro style -- two twin beds made a king. Other than that, it was wonderful!
They gave us probably the oldest room in the house. I stayed there 2 months ago and had a totally different room... Was because of booking via booking.com or because booking late? Who knows...
We liked the attention to detail and friendliness, helpfulness of the staff. Breakfast buffet was excellent.
They gave us probably the oldest room in the house. I stayed there 2 months ago and had a totally different room... Was because of booking via booking.com or because booking late? Who knows...
Location, efficiency, friendly staff
Our rooms were in the new wing which is a fair walk from the lift with a number of confusing doors. Also the views from the rooms overlooking the courtyard were poor with some concrete constructions in front of the windows.
fantastic hotel, very helpful and friendly staff, upgraded us to a junior suite which was very spacious, would not hesitate to visit again
The service, the sun terrace, pool and gym area, the situation in Munich, the brekfast The smelling of the room
It offers so much inside that youeasily spend a weekend not leaving the hotel. There is a huge difference in the types of rooms available. the smallest rooms are really too small but are still well appointed. There was a significant amount of building work with associated noise.
The whole experience - the attentiveness of the staff, the comfort of the room and the location of the hotel. As it was a business trip I didn't have a chance to use the spa or eat in the restaurants (as we ate out) but will definitely be back.
The rooms were incredibly spacious and the service was excellent. The beds were a bit firm, and they were the weird Euro style -- two twin beds made a king. Other than that, it was wonderful!
Luxury environment, great music selection, very nice breakfast, great location
Location was fabulous. Hotel was clean, safe, quiet.
Personalet er yderst behagelige, morgenbuffetèn er god og velassorteret. Champagne hver morgen for dem der har lyst. Sengen var dejlig stor og uden knirkelyde, og dynerne lette og behagelige. Restaurant Pfistermühle serverer fremragende mad, og man kan gå lige fra 1. OG ned til den, uden at skulle ud i kulden. Klimaanlægget på værelset kunne ikke indstilles, så vi småfrøs i fire dage. Vi skulle måske bare have sagt det til personalet. Der mangler skuffer eller hylder til tøj, når opholdet er længere end to dage.
They recognised me from previous visit and upgraded me. Gorgeous design of room and facilities. Great location.
Decor was elegant and unusual e.g. recessed closet space. Room (courtyard-facing) was very quiet despite very central city location. Maybe it's louder in summer? There was a restaurant on the terrace directly below. Breakfast tasted absolutely terrific - ingredients all bought fresh at amazing farmer's market across the street. Staff at desk, in restaurant were friendly, cheerful and eager to help. Upon my request, they instantly replaced the "desk stool" with a chair with a back. Stylish and pleasant lobby encouraged a convivial atmosphere. Daily shoe polish service, daily newspaper were nice amenities. Wireless (included in rate) worked flawlessly. Excellent shower an Platform bed was a little bit uncomfortable.
Location, the room and staff
The hotel is beautiful. lovely attention to detail. spacious, clean design, playful and elegant. Emiko restaurant tastes were delicious. The hotel is in an excellent spot to have a romantic walk through Munich center in the evening, or enjoying the sights and sounds of the Viktualienmarkt in the morning. The room was a bit chilly.
What we liked best about the Louis was our room, which was a very affordable room, and was still spacious and comfortable and stylish and it felt like we were staying in a really cozy, upscale bedroom - it did not feel like a hotel room. Oh and the hotel smells amazingly good. The only thing I would change about the room is, we would have appreciated a tea/coffee bar to prepare our own hot drinks; this is a feature we use all the time in hotels, when available. That is the only thing I consider lacking in the room.
Loved the location. Easy access to the Marienplatz shopping street/Metro station.
Location, breakfast staff
Room and Bathroom were new and modern (very clean) Location to the main square and attractions were unbeatable. Internet was 5euro for 15mins of use...huge ripoff.
The kindness of the staff and the cleanliness of the room.
Location, staff, comfort
The breakfast was excellent. Overall the hotel was very good value and an excellent location.
Location, breakfast staff
The Location close to shopping area
Loved the location. Easy access to the Marienplatz shopping street/Metro station.
I like the hotel location and breakfast very much:)Cofee was very good:)The conditioning system worked good.
Convenient location, comfortable, clean, excellent service, very good breakfast buffet, worth the price, able to skip lunch, more time to do other things. Did not find anything to dislike.
The Mercure Hotel Munchen Altstadt is ideally located for the city centre with quick and easy access to both the S-Bahn and underground rail lines. There is a direct train from the airport to Marienplatz (S1 or S8) which takes approx. 38 - 48 minutes, the hotel is then just a few minutes walk. A welcome supply of water, apple juice and coke were provided free of charge in the room. Breakfast, if not included in the room rate is expensive but there are plenty of local cafes to choose from as an alternative!
My 16 year old daughter and I loved Hotel Blauer Bock. The beds were super comfortable, the room charming and clean, and the breakfast was superb. A perfect introduction to Europe for my daughter. Also the front desk staff were extraordinary helpful with helping us navigate the train schedules and directions.
The location was perfect - not in the center of tourists but within a couple of blocks with restaurant choice nearby. Could leave luggage at hotel until room was ready. Breakfast was excellent and convenient. The heat was an adjustment but like most places in Munich and Germany there was no air conditioning although the hotel did have fans available for the asking.


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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Form ViewsAsked by joeyw77 on May 20, 2016 at 02:23 PM
Yesterday I emailed about my page views going crazy. I was told it was because of a VPN account. Today, I haven't accessed a VPN account and my page views jumped up almost 10,000 since yesterday. The only thing I am doing is redesigning a site that has these forms.
JotForm Support
Each time your page is loaded, your form will be loaded as well. Replacing the embedded form with a link to the form will limit the number of views to only those who wish to fill out the form. Unfortunately, there is not much we can do other than was it suggested by my colleague in your other thread:


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ChevronTexaco to Sell Texas Refinery
Western Refining deal includes 104,000 bpd plant, related assets.
EL PASO, Texas -- Reviving a deal put on hold during the 2001 merger that created the company, San Francisco-based ChevronTexaco Corp. said it would sell its El Paso, Texas, refinery and some related assets to its operating partner, Western Refining Co. LP of El Paso. Terms of the deal, which requires regulatory approval, were not disclosed.
Chevron Corp. and Western first agreed to the sale in 2000. It was suspended while Chevron completed the 2001 purchase of Texaco Inc. to form the nation's second-largest integrated oil company and the world's fourth-largest in terms of reserves.
Chevron's El Paso refinery and Western's adjoining facility have a combined crude throughput capacity of 104,000 barrels per day (bpd), which is smaller than most of the major Texas refineries and smaller than all but one of the East Bay's refineries.
Chevron has operated both plants since 1993 under an agreement with Western. The company opened its El Paso refinery in 1928. Western's plant was built by Texaco in 1931. Western acquired it from a bankrupt former owner in 1992. Under the agreement, a subsidiary -- Chevron Products Co. -- will sell its El Paso light products terminal to Western Refining. The agreement also calls for Chevron Pipe Line Co. to sell an associated crude oil pipeline system to Kaston Pipeline Co., LP, a subsidiary of Western Refining. The refinery, terminal and pipeline employs about 270 people, ChevronTexaco said.
"While the El Paso refinery has been an important part of our system for many years, our strategic focus is shifting," said Dave Reeves, president of Chevron Products Co. "This agreement advances our corporate objective of focusing investments in areas with the greatest potential for long-term growth and shareholder return, while enabling us to continue to provide our customers with premium products through our new business relationship with Western Refining."


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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Unable to get jotform to work after trying to embed it onto websiteAsked by CambridgeZenCenter on April 02, 2015 at 10:00 AM
We are a small nonprofit. I have no idea what system our site is built on. Maybe PHP?
Your form looks fine on previews. Is it able to go live? Is there some other setting to make it live?
I saw in your company forum that replacing the word "form" with "www" might help. It did not.
I was able to force the form to be viewable online -- but only if I pasted your link into the <head> tag for a different page, which messed up the entire page, putting your form above the rest of the content.
Thanks so much ...
To my understanding you are having an issue getting your jotform to work after attempting to embed it onto your website.
My first thoughts are to figure out what webhost you are using and then use one of our various embed options that best suits your needs in case you are unsure. If that fails then you may want to ultimately give the iframe embed option a try since that could prevent any conflicts by working on sites that have scripts interfering with the form and vice-versa.
Anyhow though, it seems to me that you wish to embed it on this page here http://www.cambridgezen.com/index.php?c=retreat&p=register. I see a big gap on the bottom right sort of so I am thinking you may be trying to put it there perhaps? Or where exactly on this page are you trying to embed it?
According to my findings your website is being hosted by Bluehost as seen here http://www.whoishostingthis.com/?q=cambridgezen.com. I did look through your page source for your site but I don't see the form embedded anywhere so perhaps you aren't doing it correctly. You may want to look through their help files to get a better grasp on how to embed things with your website tools you are using.
Thanks JotForm Support!
For the record, I have already tried >10 of the techniques offered by JotForm, including iFrame and https versions of the embed code.
Yes, this site is on Bluehost and I have root access. What you are seeing on the page I referenced,
http://www.cambridgezen.com/index.php?c=retreat&p=register ,
is a sort of default page for that directory that is automatically loading there due to some problem. The only code in that "register" HTML file is yours / JotForm's.
JotForm Support
As I check the webpage, I was also not able to see any JotForm embed code on your webpage. Since the pages are redirected using PHP, it seems that there could be some issue in the redirection or parameters used. I believe that this register file along with other modified files related are uploaded to the server. Could you check if you are able to access the register html page directly without using the original redirected URL?
This is resolved. . .
Another volunteer at our organization stepped in. We can now see the embed code working properly and will be able to have one of your forms on our website the next time we need one. Appreciate your advice and assistance.
On behalf of my colleagues, you're most welcome.
We're glad to know that everything is working properly now.
Please let us know if you need further assistance.


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Small businesses at risk of fallout from 'fiscal cliff'
The very small businesses that contribute greatly to America's national security and economic dynamism are among the entities most at risk from the "fiscal cliff" facing our nation in January.
Given small businesses' role in providing key services and products to the Defense Department, Federal Aviation Administration, NASA, the National Oceanic and Atmospheric Administration and the rest of the federal government, it should come as no surprise that $1 trillion in sequestration budget cuts over a nine-year period — $110 billion in 2013 — will dramatically affect smaller companies.
George Mason University economist Stephen Fuller estimates that in 2013 alone the automatic spending cuts in the sequestration law will put at risk 956,181 small business jobs, from major suppliers to mom and pop stores.
Because of the federal government's influence on the economy in this region, job losses will be much more severe locally than in the rest of the country. Fuller estimates sequestration-related small business job losses of 53,940 in D.C., 50,175 in Maryland and 94,700 in Virginia.
As new contracts dry up and existing ones are canceled, small business leaders will have limited flexibility in adjusting their business models. While some will seek to diversify, others will just downsize, and many more may simply have to close their doors.
Small businesses — defined by the Small Business Administration as an "independent business having fewer than 500 employees" — that are given the support they need to grow are clearly an engine of economic growth. They employed half of all private sector workers, generated 65 percent of net new jobs over the past 17 years, hired 43 percent of high-tech workers and were responsible for roughly one-third of export value.
Aerospace and defense programs are particularly dependent on small businesses, which frequently are the sole suppliers of critical components that go into major weapons, aircraft, spacecraft and satellite systems.
Federal policy is specifically geared toward fostering small business as an important part of the supply chain, and 20 percent of Defense Department prime contracts and 35 percent of Defense subcontracts (measured in dollars) in 2011 were awarded to small businesses.
That same year, 18 percent of NASA's prime contracts and 38 percent of its subcontracts went to small businesses. Additionally, between two-thirds and three-quarters of defense industrial purchases are directed to small suppliers.
Even without the prospect of sequestration, many small businesses involved in the aerospace and defense industries are battling severe economic headwinds that larger companies are better able to navigate. The financial performance of aerospace and defense companies is closely related to their ability to obtain capital at favorable rates. Even though interest rates are at historic lows, traditional sources of capital remain scarce for small- to medium-sized aerospace and defense manufacturers.
That could make it more difficult for them to capitalize their companies and make needed investments as the economy recovers. Indeed, during the past five years, the total value of small commercial and industrial business loans under $1 million declined. In a survey this year by the National Small Business Association, 43 percent of small business respondents claimed that over the prior four years, they needed extra funding but were unable to find loans.
The potential impact of sequestration is a big source of concern among the leaders of major aerospace and defense contractors.
"We are very concerned that the most vulnerable segment of our supplier base is the over 12,000 small and minority businesses," Lockheed Martin Corp. CEO Robert Stevens wrote to a group of senators.
In a similar letter, Raytheon Co. CEO William H. Swanson wrote: "All of our suppliers could be affected by sequestration, but the impact on our small business suppliers could be particularly pronounced. These small businesses are particularly susceptible during times of economic uncertainty or distress."
While national attention is now focused on the fall campaign, whatever happens in the lame-duck session of Congress between November and the holidays will in large part determine what happens to the economy next year. It is my hope that officials now campaigning as champions of small business will remember their fealty to this vital sector of the economy and act to repeal sequestration when they return to Washington after the election.
Marion Blakey is president and CEO of the Aerospace Industries Association, which represents the nation's leading aerospace manufacturers. She previously served as administrator of the Federal Aviation Administration.
Marion Blakey is president and CEO of the Aerospace Industries Association, which represents the nation's leading aerospace manufacturers. She previously served as administrator of the Federal Aviation Administration.


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1/30/17 Caught! by Doreen Rappaport. February is Black History Month. To kick it off.Doreen Rappaport tells the story of Shadrack Minkins, an escaped slave who made it as far as Boston, only to be arrested and tried under the new Fugitive Slave Act of 1850.
1/31/17 The Mother of the Civil Rights Movement by Jim Whiting.Rosa Parks is an icon of the civil rights movement, but she was not always so honored. In fact she had to leave her home in Montgomery and move to Detroit. Jim Whiting tells you more about her as we continue with our week of black history Minutes.
2/1/17 We Shall Overcome: The Power of a Song by Amy Nathan. When you think of an important song associated with a social movement, what comes to mind? (Hint: It's black history month) Amy Nathan gives you the answer.
2/2/17 One Birmingham Sunday by Larry Brimner. On September 15, 1963, a single event changed the course of the civil rights movement. Would you like to know what it was? Find out from Larry Brimner.
2/3/17 The Staley Swindle and the Super Bowl by Jim Whiting. The Superbowl is Sunday. Jim Whiting, who lives in Seattle, saw his Seahawks lose to the Patriots a couple of years ago. What will happen this year?


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By adding the most groundbreaking new technology our sport has seen in decades. That's how.
Last year we caused a paradigm shift with the 20/20 Powderhull. A complex bottom contour that quite literally made a true twin outline float as well as a directional board does in powder. This opened up a world of possibility in powder to freestyle riders not wanting to leave the symmetrical balance of their twins.
By applying PowderHull to a narrower, slightly longer version of the 420, we've created a board that is more reactive, livelier and more floaty that you ever thought possible.
If you can afford to dedicate yourself to the search for powder - whether by airline, cat, heli or a decadent combination of all three - you can't afford not to get one of these under your feet.
A slight taper (12mm) helps keep the nose up without loosing the tail's ability to hold in hard-pack. Stance is only slightly set back from center of effective edge because the difference in nose and tail shovel keeps you from going over the nose.
The 3D Powder Hull starts with a base profile that combines 2 distinct rocker lines that, when blended together, create a pronounced base concave in the nose and tail. The centerline is fully rockered starting from the insert packs, all the way to the tips of the bluntly shaped nose and tail. Out at the contact edges is a more conventional base profile that we use on many of our other boards. The resultant concave across the nose and tail acts differently at the leading end of the board than it does at the trailing end when riding in deep snow. At the leading end (nose), the concave draws air under the board – just as a concave spoon-nose does on longboards in the surf – causing lift and floatation. As the snow moves across the base it releases off the tail and the exaggerated rocker line along the center, causes the tail to drop downward.
Designed specifically for the 420 and 20/20.
The weightless core strikes a critical balance between lightweight and strength. Using a lower density species of Poplar in areas that are not as structural and Paulownia in the areas that are, we're able to shave precious weight off our beloved 420 and now the 20/20. This helps a board not only float, but "feel" floaty.
This is the term we use and is the grey zone many companies play in. We call it Sintered Spec because it's hardness and chemical properties are very close to true sintered and it's on-snow performance is also very close to true sintered - but it's formed using the extrusion process. How? – Well the raw material is actually pre-consumer recycled (meaning it never left the factory) sintered base material. So while the heating and extrusion process has softened it slightly, it's still much harder than true Extruded.
|Board Length (cm)
|Tip Length (cm)
|Tail Length (cm)
|Effective Edge (cm)
|Contact Length (cm)
|Waist Width (cm)
|Tip Width (cm)
|Tail Width (cm)
|Rocker / Camber (cm)
|Side Cut (cm)
|Ref. point (cm) (in)
|Ref. Stance Setback (cm)
|Min Stance Width (cm) (in)
|Max Stance Width (cm) (in)
|57.15 - 22.5
|53.2 - 20.9
|61.2 - 24.1


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Various Artists Dear Evan Hansen Album Download by Album-World.com is now avaliable! You can download brand new album by Various Artists. Just click "Download" button below. All tracks in the highest quality of sound (320kbps). Enjoy Dear Evan Hansen Album! Various Artists Dear Evan Hansen Album Download Details: Artist: Various ...Read More »
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