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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Questions about email settings and its dataAsked by drydyk on April 06, 2013 at 09:19 PM
When I tested it it sent to my other email firstname.lastname@example.com, I would the results sent to firstname.lastname@example.com and what data do I get or how do I get the data?.
In addition, how do I post this to a sub direcory of my we page, I only want may patients to fill the form . is there a link I can email them?
Thanks great tool for me if it works
JotForm Support
When you change your form recipient email, you have to make an actual submissions with your form to be able to test it. Please be informed that clicking the "Test Email" button on the notification wizard will only send a test submission to the email address associated with your account.
Regarding on the data, depending on what the user submitted to your form, that's what you will received on your email notification and to your form submissions page.
Yes, you can get your form's direct link. We also had different embed options available. Here's how you can get your form URL.
Let us know if you have more questions. Thank you for using JotForm!


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Hi guys, hope you had a wonderful weekend. The reason I haven't been posting lately, even after I promised I will do so, is because I just recently moved back to Prague and couldn't find anyone to help me take pictures for the long term. I just didn't want to post for the sake of posting. If you know me, you would know that I'm usually very active on my instagram. However, even so, the last picture on my instagram (susu_thuydung) was posted 4 weeks ago. Sooo, I asked my brother to take my pictures from now on... let's see how it will turn up. This shoot was taken during summer, I just want to use all my summer outfits before I get on to winter outfits.
I bought this dress in the beginning of summer from Sheinside. And of course it was too long for me since I'm extremely petite (size UK4-6). But because I loved the lacey details so much, I had to find a way to wear it so it doesn't shorten my legs. I used a belt to accentuate my waist and to make the dress a bit shorter. I combined the dress with an Asos fedora hat and a River Island backpack to create that boho look.
Dress: SheInside
Shoes: Public Desire
Backpack: River Island
Hat: Asos

subset: commoncrawl


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Have you seen our Facebook page or any of its posts. We are thinking of moving from Facebook to here completely.
What do you think? But it is hard keeping social media running and updating our online shop, run a shop and make stock. Feel free to msg us direct or here :firstname.lastname@example.com
Here is our latest post: https://www.facebook.com/huntandgatherhomeandgarden/posts/880797408721207


text: MQI condemns Israeli attack on Turkish ship Dated: 31 May 2010 Dr Raheeq Ahmad Abbasi, Secretary General of Minhaj-ul-Quran International, has condemned the Israeli attack on the Turkish ship that was carrying relief goods for Gaza. "It is a demonstration of manifest barbarism and violation of decency, civilized norms and international law,' he said. Dr Abbasi drew the global attention to the humanitarian crisis currently developing in Gaza around which Israeli forces have laid siege, thereby causing severe shortage of food and other necessary items. He said that the innocent Palestinians are being subjected to merciless oppression at the hands of Israel. 'We ask the international community to file a case against the Israel in the International Court of Justice and bring it to justice for its actions against Palestinians,' he demanded. Dr Abbasi also urged the Arab League and OIC to wake up from slumber and raise collective voice against the Israeli atrocities.


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European Union: EU applauds repeal of Romania corruption decree
The EU on Thursday hailed the decision by Romania to reverse a government decree that would have weakened anti-corruption laws and sparked a wave of protests.
"I really welcome the fact that emergency ordinance 13 has been repealed. That's a very good step," said European Commission vice president Frans Timmermans after talks with Romania's Prime Minster Sorin Grindeanu.
Romania has been rocked by weeks of anti-graft protests in the biggest demonstrations since the end of communism in 1989.
Grindeanu has remained defiant to the uproar and easily survived a confidence vote in parliament last week.
The full original article can be found at sg.news.yahoo.com


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I would be interested in seeing that also.
Just for note , DOJ says distance between
shooter & victim is 21 feet. NYPD says 10-11
Domestic violence at home , suspect has
the advantage even if victim has gun nearby or
suspect is unarmed.
Its easy to manipulate data too. Things like listing "justified Homicide" with murder are pretty common.


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This week's DVD: Shiva Rea core yoga
Sweat Summary: Instructor Shiva Rea leads you through an eclectic, energetic series of yoga poses designed to build core strength and help flatten your abs. This DVD from Acacia consists of three popular Shiva Rea programs—Creative Core Abs, Creative Core + Lower Body, and Creative Core + Upper Body—on a single DVD with Shiva's yoga matrix so you can easily mix-and-match all 7 segments to customize your practice. The entire DVD is 90 minutes. (http://acacialifestyle.com; $16.99)
You may unsubscribe at any time.
Sweat Factor: low-to-medium-sweat depending on the segment
Mood: Creative and challenging
What We Liked: Whether you have 7 minutes, 25 minutes, or 90 minutes for the entire DVD, we liked the variety of workouts and customizable approach. We also found that usually if we just did one of the shorter workouts, we were motivated to tack on another one for a longer workout. If you like the idea of designing a creative yoga routine on your own with nontraditional poses, we think this DVD will help give you some inspiration and work your core from different angles. The peaceful scenery varied from a white-sand desert to a lush green forest area near a babbling stream.
What We Didn't Like: We think it's a more intermediate practice that takes some core strength to begin with to perform many of the exercises properly. Our tester wanted to strengthen her core but found some of the moves were so challenging, she was engaging her neck or trying to compensate for a lack of ab strength. Some of these poses would be much better guided by an instructor in person to ensure you're using proper form. If you've never done yoga before, some of the high-energy poses and rolling around on the floor with leg kicks might scare you away a bit.
Calories Burned: 144* calories for 20 minutes of the higher-energy yoga segments. (Based on a 135 lb. woman). The entire DVD is 90 minutes.
[sidebar]Rating: Sweat it for some fresh new poses to add to your repertoire and become more creative with your own solo practice at home, 2 remotes.
Rating System
1 Remote: Skip it. This workout left us feeling more like a couch potato than a small-screen exercise queen. 2 Remotes: We might rent, but not buy. 3 Remotes: We'll add this to our DVD collection for a rainy day 4 Remotes: Who needs a gym when we have access to this all-star fitness workout on demand. 5 Remotes: We've officially nominated it for an Oscar in the category of Fitness, At Home
Full Review: If you're looking to change up your regular sun salutation home practice or want to learn a few new ideas for how to engage your abs during yoga, this DVD is a good place to go for inspiration. Some of the movements might seem very odd, like when you begin the Spontaneous Core segment on your back with hands and legs in the air shaking them looking like a bug. And in some of the segments you're doing extended leg kicks and bicycle-like pedaling to each side from your position on the floor. Shiva tells you to "allow movement and variations to flow through you freely" and in some of the segments you have about a minute or so to do your own thing after she's shown you a few poses. We liked that this "free time" allowed for us to do the poses we liked best at our own pace while having some fun creating our own flow. When the upcoming pose was a more intermediate one, Shiva often told you to watch her first and join when you felt ready. In some of these segments you'll definitely work your entire body doing lunges, warrior poses, chaturangas, and even high-energy exercises similar to mountain climbers. You'll definitely get blood flowing and feel energized after doing any of these segments. We were surprised that the Agni Namaskar segment was more like a 25-minute traditional practice with plenty of sun salutations. We'd recommend this segment to help wake you up in the morning with a full-body stretching routine. End each workout session with a guided 2-minute shavasana and stay there as long as you'd like.
Favorite Move: Rocking Bridge
Lie faceup on mat, knees bent, feet flat on floor and about hip-width apart, arms extended by sides with palms flat. Inhaling, pull knees into chest and rock onto upper back, lifting hips off floor and extending legs toward sky. Hold for 1 second. Exhaling, bring knees back into chest as you rock forward to a squat, bringing left foot flat on floor and extending right leg in front of you at hip height, lifting your bottom off the floor, placing fingertips by sides to balance. Hold for 1 second. Do 10 reps, alternating extended leg each time.
What To Wear: No shoes, but you'll need a yoga mat and yoga clothes. You'll spend a lot of time on your back so choose shirts that don't have back detailing that will annoy you.
Editor's pick: We like the Lucy Hatha Capri Leggings because they are comfortable, versatile, and moisture-wicking (great for when you're really heating up during this workout). (Lucy.com; $79). We chose Athleta's Happy Baby Top for it's cable-textured soft fabric, flattering ruching, and built-in bra. (Athleta.gap.com; $59)
Check out another fitness DVD review from Prevention: Breathless Body Volume 2: The EdgeTags: Find a WorkoutCopyright © 2017 Rodale Inc.
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I feel like they created this character just so Raj wouldn't be the only single person left in their group. They never did much with Raj and Emily's relationship; I'm disappointed with season 9 for not giving her much air time - it's mostly a few cameos here and there. It's like their relationship took a back seat to the other characters and the writers put her on the back burner.
Most Helpful Girl
kinda agree. I think the whole show has kinda been a letdown with this and last season :/ I know they gotta wrap it all up somehow, but I loved when they were dorkier and single looking for women. not to mention with all the commercials there's about 15 minutes of the show we see. yeah I do think that emily shouldve been more involved! I think she might reappear soon though10|10|0
I've stopped watching the show on tv because there's so many commercials. I just watch it online afterwards.
Most Helpful Guy
The Big Bang Theory has got shit over the past three seasons or so. It's not even that funny anymore.10|10|0
I still watch it because there's not much else on tv.


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R Software Environment
R is a free software environment for statistical computing and graphics. It compiles and runs on a wide variety of UNIX platforms, Windows and MacOS. R is an integrated suite of software facilities for data manipulation, calculation and graphical display.
Predictive Analytics Software
Open Source Software
R Software Environment : R is a free software environment for statistical computing and graphics. It compiles and runs on a wide variety of UNIX platforms, Windows and MacOS. R is an integrated suite of software facilities for data manipulation, calculation and graphical display. Some of the functionalities include an effective data handling and storage facility, a suite of operators for calculations on arrays, in particular matrices, a large, coherent, integrated collection of intermediate tools for data analysis, graphical facilities for data analysis and display either directly at the computer or on hardcopy, and well developed, simple and effective programming language which includes conditionals, loops, user defined recursive functions and input and output facilities.
R is very much a vehicle for newly developing methods of interactive data analysis. It has developed rapidly, and has been extended by a large collection of packages. The R language is widely used among statisticians and data miners for developing statistical software and data analysis.
R Software Environment
R provides a wide variety of statistical and graphical techniques, including linear and nonlinear modeling, classical statistical tests, time-series analysis, classification, clustering, and others. R is easily extensible through functions and extensions, and the R community is noted for its active contributions in terms of packages. There are some important differences, but much code written for S runs unaltered. Many of R's standard functions are written in R itself, which makes it easy for users to follow the algorithmic choices made.
The capabilities of R are extended through user-created packages, which allow specialized statistical techniques, graphical devices such as ggplot2, import/export capabilities, reporting tools such as knitr, Sweave.
R Graphical user interfaces
• Deducer is a GUI for menu driven data analysis which is similar to SPSS/JMP/Minitab.
• Java GUI for R is a cross-platform stand-alone R terminal and editor based on Java .
• Rattle GUI is a cross-platform GUI based on RGtk2 and specifically designed for data mining.
• R Commander is a cross-platform menu-driven GUI based on tcltk.
• Revolution Analytics provides a Visual Studio based IDE.
• RGUI comes with the pre-compiled version of R for Microsoft Windows.
• RKWard is an extensible GUI and IDE for R.
• RStudio is a cross-platform open source IDE.
• RWeka allows for the use of the data mining capabilities in Weka and statistical analysis in R.
Editors and IDEs
Text editors and Integrated development environments (IDEs) with some support for R include: ConTEXT, Eclipse (StatET), Emacs (Emacs Speaks Statistics), LyX (modules for knitr and Sweave), Vim, jEdit, Kate,Revolution R Enterprise DevelopR (part of Revolution R Enterprise), RStudio, Sublime Text, TextMate, WinEdt (R Package RWinEdt), Tinn-R and Notepad++.
Scripting languages
R functionality has been made accessible from several scripting languages such as Python,Perl,Ruby,and F#.PL/R can be used alongside, or instead of, the PL/pgSQL scripting language in the PostgreSQL and Greenplum database management system. Scripting in R itself is possible via littler.
You may also like to read, Predictive Analytics Free Software, Top Predictive Analytics Software, Predictive Analytics Software API, Top Free Data Mining Software, Top Data Mining Software,and Data Ingestion Tools.
Top Predictive Lead Scoring Software, Top Artificial Intelligence Platforms, Top Predictive Pricing Platforms,and Top Artificial Neural Network Software, and Customer Churn, Renew, Upsell, Cross Sell Software Tools
More Information on Predictive Analysis Process
For more information of predictive analytics process, please review the overview of each components in the predictive analytics process: data collection (data mining), data analysis, statistical analysis, predictive modeling and predictive model deployment.


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Tailoring peer mentor programs to specific student populations.
Monday, July 20, 2015 - 1:00 to 2:30 pm EDTWednesday, July 22, 2015 - 1:00 to 2:30 pm EDTFriday, August 14, 2015 - 1:00 to 2:30 pm EDT
This online course will help you design targeted peer mentor programs to improve the success of specific student populations. Using best practices, this course will help you design a peer mentor model, train your mentors, and address important challenges of your mentee population. You will leave with a plan to improve your peer mentor program for one or more of these populations:
You should participate in this online training if you are responsible for implementing or revamping a peer mentor program on your campus. This online training will also benefit professionals looking to improve retention for niche student populations.
During this course you will complete a series of short assignments designed to help you build your institution's peer mentoring program. This assignment will assist in:
Our instructor will give live feedback on the work you complete, providing an expert viewpoint to help you move forward.
We want you to be satisfied with your Academic Impressions learning experience. If the program you purchased fails to meet your expectations, please contact us within 30 days and let us know. We'll credit the full amount you paid toward another AI program that may better fit your needs.
(Live Component on Monday, July 20, 2015 - 1:00 to 2:30 pm EDT)
Learning Outcome for Module 1After participating in this online training, you will be able to design a best practices peer mentoring model tailored to your student population.
Online Training for Module 1In this first module you will learn about a host of research-based principles that can improve the framework and structure for your peer mentoring programs. You will become more acquainted with different peer mentoring models, and you will be able to plan an improved framework for your peer mentoring program with the help of a short assignment.
Assignment for Module 1Can you clearly define your mentoring program's mission and working structure? Using best practices modeled during Module 1, you will examine and modify your current framework to ensure you are engaging and partnering with all stakeholders in the most effective ways.
(Live Component on Wednesday, July 22, 2015 - 1:00 to 2:30 pm EDT)
Learning Outcome for Module 2After participating in this online training, you will be able to design and implement a peer mentoring training program.
Online Training for Module 2In this second module you will learn how to develop a peer mentoring training process. We will provide tips and strategies for improving your program along the way, and you will leave with a guide to build out your peer mentoring training program. You'll also receive feedback from our expert instructor on key principles to include or modify after completing a short assignment.
Assignment for Module 2The first key to building a sustainable and impactful training program is aligning your goals, content, timeline and training structure. This assignment will guide you step by step in defining a peer mentoring training model that will work on your campus.
Learning Outcome for Module 3After participating in this online training, you will be able to tailor your peer mentoring program to better fit the needs of your specific population of students.
20-30 minute recorded trainings that address these specific populations:
Each recording will answer these questions:
(Live Component on Friday, August 14, 2015 - 1:00 to 2:00 pm EDT)
Learning Outcome for Module 4After participating in this online training, you will be able to complete your peer mentoring program design and implementation.
Now that you've received feedback on your assignments, connect with our expert instructor to discuss final changes to the structure of your peer mentoring program. This final module will also show you what others in this course are doing with peer mentoring programs on their campuses.
Bryce is a former Associate Director for First-Year Mentoring and has extensive experience in orientation, first-year seminars, admissions, academic support, and academic advising. Bryce holds a doctorate in instructional design and focuses his research on transformative learning, the application of learning theory to student affairs practice, early alert systems, and high-impact practices. His research on peer leadership was published in a special issue of The Journal of the First-Year Experience & Students in Transition. He has presented nationally and internationally with the National Resource Center for the First-Year Experience, the American Educational Research Association (AERA), the International Society for Exploring Teaching and Learning (ISETL), the Association for the Study of Higher Education (ASHE), and the National Academic Advising Association (NACADA).
Cynthia Demetriou is the Director for Retention in the Office of Undergraduate Education and faculty advisor for Carolina Firsts, the student organization for first generation college students. She is a Carolina alumna with a Ph.D. in Education from the Educational Psychology, Measurement, and Evaluation program at UNC-Chapel Hill. She also holds a Masters degree in Education from Harvard University and a Bachelor's degree in English from the State University of New York at Stony Brook. She has taken additional coursework in educational psychology at New York University. Her research interests include applications of positive psychology in higher education, undergraduate retention, and academic motivation.
Lieutenant Colonel (Ret) Andrew Griffin received his officer's commission from The Citadel in 1978. He served in US Army Intelligence, retiring in 2000 after 22 years of military service. From 2000-2010 LTC (Ret) Griffin served with the Department of Military Science at Northern Arizona University (NAU) where he provided campus liaison, student services, and leadership instruction.
Since March 2010 Andrew has been serving as the director of the Office of Military and Veterans Affairs (OMVA). In this position, he serves as the senior advocate for military and veteran students and their families, providing service and support towards educational transition, retention, graduation, and post-graduation career services. Under his leadership, NAU was ranked by the Military Times as the 2013-2015 top university within the American Southwest for its service and support to the military and veteran student in higher education. In addition to his duties leading OMVA, Andrew has held the positions of director of emergency management and director of scholarships and financial aid, and more recently has been appointed as a commissioner for the Arizona Governor's Veterans' Advisory Commission serving the 550,000 military veterans residing in Arizona
Wayne's office provides academic programming and support services for more than 21,000 multicultural and first-generation students on the UCF campus. He is a two-time, national retention award recipient; he received the 2010 National Academic Advising Association (NACADA) Outstanding Institutional Advising Program Certificate of Merit for his leadership in directing the Seizing Opportunities for Achievement and Retention (SOAR) program, and the 2003 Noel-Levitz Retention Excellence Award for his work in directing the Minority Mentoring Program at the College of New Jersey. Wayne has consulted for several institutions on how to help develop mentoring programs and increase student retention rates. He speaks nationally on how to increase the retention of at-risk students.
Anna L. Moro is Associate Professor in the Department of Linguistics and Languages/Cognitive Science of Language program, Associate Dean of the Faculty of Humanities, and Director of the McMaster English Language Development program (MELD), at McMaster University, in Hamilton, Canada. The MELD program, launched in 2014, is an intensive and comprehensive bridging/transitional program for international EAP students. The program's strengths, and its core values, can be summarized as follows: academic literacies, acculturation and accountability. The program uses a structured, embedded mentorship model to pair senior undergraduate students with international EAP students in MELD. The model promotes meaningful engagement between mentors and mentees, which, in turn, mitigates the effects of acculturative stress on international students.
Moro holds a PhD in linguistics, and her research interests include dialectology, contact linguistics, and applied linguistics. She has received recognition for her teaching, and is a past recipient of the President's Award for Excellence in Teaching (McMaster University), and the OCUFA (Ontario Confederation of University Faculty Associations) Teaching Award.
Diane oversees the four-time national award-winning Collegia Program, which has served as a model for similar programs in the US and Canada. The Collegia Program creates learning communities for commuter and transfer students that provide a sense of belonging and a broader educational experience. Diane also has extensive experience developing successful orientation programs for transfer, non-traditional, and graduate students. She has shared her insights at regional and national conferences and as a consultant with other universities. Diane's doctoral research focused on the experiences of transfer students of color with student affairs professionals.
AI Pro is an annual membership that gives your team unlimited access to hundreds of hours of training on the most critical issues facing higher education.For additional questions, call Bridget Dattilo at 720.988.1224.
Learn More
Academic Impressions 4601 DTC Blvd., Suite 800 Denver, CO 80237
© Copyright 2016 Academic Impressions


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July 11, 2015 | Videos
Who knew that so much love could be shared by a random stranger holding a sign. I have seen many people holding free hug signs and I always hug them. It's true that a hug can make you feel better. Watch this video and we guarantee you'll be cheered up.
You work too hard for your money to throw it all away on full price when you don't have to!
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We need your help.
It's time for us to decide which sales training workshop to offer next. Your responses to this blog post will help us decide.
Do you want one of these? If yes, when?
Beginning Workshop, for people who have never taken any training in High Probability Selling.
- Connecting With High Probability
Intermediate Workshops, for people who have already taken at least one workshop in High Probability Selling.
- Prospecting With High Probability
- Selling With High Probability
Advanced Workshops, for people who have taken both Prospecting and Selling.
- Advanced Prospecting
- Conditions of Satisfaction
- Trust and Respect Inquiry
For more information about these sales training workshops, see www.HighProbSell.com/workshops
Please leave your answers as comments to this blog post, or call us at +1-610-566-1535, or send an email to email@example.com


text: Upcoming Home Shows You Don't Want To Miss! 02/09/12 Montgomery County Community Home Show Mark your calendars for this one-stop opportunity for homeowners to meet with area professionals concerning all aspects of their homes. In addition, welcome HGTV Holmes Inspection Star, Damon Bennett, who on Saturday will be hosting a home improvement seminar. This show truly has something for everyone! Saturday, February 11th from 10:00am to 7:00pm & Sunday, February 12th from 11:00am to 5:00pm. Location: Universities at Shady Grove Conference Center - 9630 Gudelsky Drive, Rockville, MD Savor, Sip, & Style, Luxury Home Show at Turf Valley Resort Pick up your FREE ticket to Turf Valley's Savor, Sip, & Style Luxury Home Show at a Northrop Team Open House this weekend!* In addition to viewing the latest in luxury design, there will be an opportunity to meet legendary real estate agent, Elaine Northrop, and purchase an autographed copy of her book entitled, "Create Your Own Fate." Elaine's Book Signing will take place Saturday & Sunday, from 1:00 – 4:00 PM. Elaine Northrop started her career in real estate 40 years ago, with no experience, no name, and no money – just a belief in herself. The principals in her book can propel you from poverty to prosperity. Join Elaine as she hosts a 15-20 minute Showcase Presentation on Sunday, February 19th at 11:30am in the Wedgewood Ballroom. And for those over the age of 21, the Luxury Home Show offers exciting tasting options. Fine wines, liquors and artisan craft beers will be paired with tastings from some of the area's best restaurants to satisfy every palate. Stop by our booth for fantastic giveaways and enter to win a fabulous prize! Saturday, February 18th & Sunday, February 19th from 11:00am to 5:00pm Location: Turf Valley Resort - 2700 Turf Valley Road, Ellicott City, MD *Free Tickets Available, While Supplies Last* Stay tuned for more upcoming events at www.northropteam.com/events Posted in: Events


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- hedonistically
- adverb see hedonism
New Collegiate Dictionary. 2001.
New Collegiate Dictionary. 2001.
hedonistically — See hedonist. * * * … Universalium
hedonistically — adverb In a hedonistic manner … Wiktionary
hedonistically — he·do·nis·ti·cal·ly … English syllables
hedonistically — adverb see hedonistic … Useful english dictionary
hedonist — hedonistically, adv. /heed n ist/, n. 1. a person whose life is devoted to the pursuit of pleasure and self gratification. adj. 2. Also, hedonistic. of, pertaining to, or characteristic of a hedonist or hedonism. [1855 60; see HEDONISM, IST] * *… … Universalium
hedonism — noun Etymology: Greek hēdonē pleasure; akin to Greek hēdys sweet more at sweet Date: 1856 1. the doctrine that pleasure or happiness is the sole or chief good in life 2. a way of life based on or suggesting the principles of hedonism • hedonist… … New Collegiate Dictionary
Techno — Infobox Music genre name = Techno bgcolor = silver color = black stylistic origins = Electro Industrial Funk Synthpop Chicago house cultural origins = mid 1980s, Detroit, US instruments = Synthesizer Drum machine Sequencer Sampler popularity =… … Wikipedia
Deindividuation — is a concept in social psychology regarding the loosening of social norms in groups. Sociologists also study the phenomenon of deindividuation, but the level of analysis is somewhat different. For the social psychologist, the level of analysis is … Wikipedia
David Rakoff — at the 2006 Texas Book Festival Born November 27, 1964 Montreal, Quebec, Canada Occupation Essayist, journalist, actor Nationality … Wikipedia
Glossary of philosophical isms — This is a list of topics relating to philosophy that end in ism . compactTOC NOTOC A * Absolutism – the position that in a particular domain of thought, all statements in that domain are either absolutely true or absolutely false: none is true… … Wikipedia


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Game Stats | Season Stats | Photo Gallery
Senior guard Josh Adams posted 31 points, seven threes, five rebounds, five assists, four steals and two blocks, but it wasn't enough for the University of Wyoming men's basketball team in a 79-74 loss at UNLV on Saturday night. The Cowboys (13-17, 6-11 MW) dropped their 15th-straight contest in the Thomas & Mack to the Rebels (17-13, 8-9 MW) since 2003.
The Pokes took their first lead of the game with nine minutes left in the game, as the two fought through five ties and eight lead changes down the stretch. The Rebels retook a six-point lead, before Wyoming had the ball down four with 38 seconds to go. That's when Adams unfortunately had a turnover and fouled out of the game on the ensuing play. UNLV would hit six of its next eight free throws to hold off the Pokes for the win.
"They did about everything they could to put this game in hand," UW head coach Larry Shyatt said. "I believe we finally took the lead with about nine minutes to play. Some untimely turnovers, but I have never been prouder of a ball club. I told our guys I would take you in the SEC, ACC and the Big East because you play the game the right way on the court and off the court. Make no mistake you guys will go out and compete hard for Josh Adams on Wednesday night."
Despite the final result, Adams continued to make his case for Mountain West Player of the Year. He posted his ninth 30-point effort this season to move into second in UW single-season history with 694 points in 2015-16 and sixth on UW's career list with 1,773 during his time in brown and gold. His seven triples give him 21 over the last three games and 93 this season, while his four steals and two blocks both tied career highs. He also played in his 129th game at Wyoming to tie for second all-time.
Junior guard Jason McManamen added 19 points, including three triples of his own, and led the Pokes with six rebounds. Sophomore guard Jeremy Lieberman and freshman guard Justin James also had six boards each.
Wyoming shot 41 percent (24-of-58) from the field for the game and 39 percent (12-of-31) from deep for its sixth-straight game with at least 10 triples. UNLV made 46 percent (23-of-50) and 38 percent (9-of-24), respectively, but both teams pulled down 36 rebounds. The Rebels led 21-12 in assists and 16-10 in points off turnovers. UW's 26 fouls were the second most it has committed this season, as the Rebels' 24 free-throw makes and 34 attempts were both season highs for a Cowboy foe.
The Pokes played from behind the whole first half, as they missed their first 10 shots and let the Rebels build an 11-point led in the first five minutes. That advantage would grow to as much as 12, before Wyoming battled back to cut the deficit to two twice with five minutes left. UNLV would once again go ahead by double-digits, but again the Cowboys fought back to cut the lead to two and went into halftime down just four, 37-33.
Adams had 14 points, including three triples, in the first half, while McManamen added 12 points. The Cowboy shot just 33 percent (10-of-30) from the field and 33 percent (5-of-15) from deep compared to 43 percent (12-of-28) and 39 percent (5-of-13), respectively, for the Rebels.
Wyoming returns home to host San Jose State on Wednesday at 7 p.m. MT in the Arena-Auditorium. Adams will be honored for Senior Night, as the Cowboys play in their last regular-season game before the Mountain West tournament.


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One hundred years ago Albert Einstein's general theory of relativity revolutionised our understanding of the universe. Since then, Einstein's ideas have inspired generations of physicists, astronomers, artists, philosophers and campaigners.
Featuring fascinating scientific and cultural artefacts as well as film screenings, Einstein's Legacy invites you to discover the influence the visionary physicist has had on science and society.
Visit the Exploring Space gallery for an evocative encounter with the legacy that the 20th century's greatest scientist left to the world.


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Amen bracelet, with engraving of the Angel of God prayer in Italian, made of fuchsia leather and with magnetic clasp.
Amen bracelets are entirely made in Italy with 316L steel (hypoallergenic) and Vegetable-tanned leather without nickel, cadmium and lead.
Any type of rhodium or gold plating are nickel free.
- Model: BR007186
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I'm on a plane. Sitting in an empty isle at 11pm watching the moon fly by. The only flyer near me sits by the window on the opposite isle, head tilted against the window, lightly snoring. This is a one way flight to Canada. I'm rock hard thinking that I will be seeing you soon, but you don't know I'm coming. I start to rub my tented jeans. Looking around I see that no one is moving, sleeping contentedly; the hum of the engines a lullaby. The flight attendant is sitting in the back reading a book, in her own world. I quietly unbuckle my belt, undo the button, and unzip my jeans; sliding them down to my thighs. My hard cock looks like it may shred my blue boxer briefs if I do not let it out. I tease the head through the fabric and my head tilts back against my seat. I lick my lips in anticipation. I contemplate putting the blanket over my lap, but I do not want to detract from the sensations of the air swirling around, the dark playing tricks with the light of the moon across the airplane cabin. I slowly pull the waist band back and fit it snugly behind my balls. My legs spread as I grip my shaft and stroke up to the head, twisting the head I bite my lip not to moan. I won't last long; I can already feel my load building up. Built from anticipation and denying myself any sort of release for 8 days. My hips start to rock as my cock slides in and out of my hand. I lean further back in my seat and spread my legs as far as my jeans will allow. My balls draw up and I gasp. My toes curl and my cock throbs in my hand. I try to hold off, but it's inevitable. I think back to the last picture you sent me of your load sprayed across your belly and my back arches. Just them I hear a grunt. My head turns to the flyer sitting against the window on the opposite side and in the moonlight I can see that he is spraying a load from his thick but short cock all over his dress shirt. I moan too loudly for my liking, and fire off my load. The first blast of my cum flying over my head and the next three hitting me in my open mouth. My body spasms and I lose track of time as my orgasm devours my body. When I come through I am covered from my hand up to my mouth with a line of my still warm cum dripping from the corner of my mouth. I lean forward and carefully take off my t-shirt, balling it up and pushing it under the seat. I lay there bare chested cock softening in the open. I put myself away and pull up my pants and turn over to catch some rest before we land. The orgasm was good, but my balls are still full and churning.
I check the time on my phone as my rental car pulls its way to the front gate. It's 2am. I have turned off my scruff so you can't see I'm coming but I know you're working the 11-7 shift tonight and are pretty upset about it. I type the address of the hotel into the GPS and head to you, cock harder than on the plane. Pulling up in the front I can see you walking away from the front desk. Opening the door I grab the bell so it doesn't make it sound and close the door behind me, I drop my bags carefully on the floor and walk around the corner that you disappeared behind. I see the bathroom a short way ahead and can hear your strong stream cascade against the water. When it stops and the water turns on I silently enter the bathroom. Your head is down, busy observing you washing your hands and I slink up behind you. Placing my hands over your eyes and grinding my hard cock into your ass I place my still bare chest to your back as you spring upright reaching for my hands, but I lean in and whisper in your ear
"I've wanted you stud for so long"
A moan escapes your lips, your hands grip my forearms and I can feel your body trembling. I look at the reflection in the mirror and your cock grows harder with need by the second. I kiss your neck, lick your ears, and gently bite on your shoulder as I pull the collar of your shirt out of the way. Your hips grind into mine. My other hand drifts slowly down your body until I reach that massive bulge and paw against it making you grind harder into me making us both moan. I move the hand on your collar to join its other half at your waist; unzipping your pants I release your throbbing cock and your head tilts back on my shoulder and I use my strong legs to keep your upright as my touch sends shock-waves through your body. I being to stroke your cock, licking my hand I swirl the head in my palm and your legs spread. Your hips begin to piston in and out of my hand grinding my hard cock in my jeans at the same time. You moan, louder and louder unable to hold back. Your thrusts and my pumping grows faster; alternating between pinching your hard nipples and massaging your full balls. The very breath leaves you as I bite down hard on your neck mixing pleasure with pain and your load escapes you. Smacking against every surface it meets, leaving a trail from the strands I lick off my fingers across the floor up the sink and finally the mirror. I hold you as your trembling subside and you regain your composure.
We make our way holding hands back to the counter and you check me in. I slide you a room key. I'll be sleep when you get off, but I hope you are in bed with me when I wake up; and if you are the fun has only began. You blush and tell me you will see me for breakfast. I head the elevator leaving my phone on the counter. You come running around the corner with it and I grab it throwing it in the open pocket of my shoulder bag. Grabbing you behind the head I kiss you. You grab onto my shoulders to steady yourself. The kiss ends and your blood red a smile plays across your face. You whisper see you at breakfast.
To be continued.....


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Federal preemption of state bank regulation: a conference panel summary
The Chicago Fed's 42nd Annual Conference on Bank Structure and Competition, which took place May 17–19, 2006, included a panel on federal preemption of state banking regulation. The panelists discussed the wide-ranging impact of rules issued by the Office of the Comptroller of the Currency, the federal agency that regulates national banks.
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Volume (Year): (2006)
Issue (Month): Sep ()
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Number of S. Sudanese refugees fleeing to Uganda tops a million https://t.co/ZxjBXNAq3Y
Our Board of Directors
Jonathan Weisstub, Chairman of the Board
Mr. Jonathan Weisstub is currently a Senior Resident at Massey College at the University of Toronto and serves as a strategic advisor to a number of publicly traded companies. Most recently, he was the Executive Vice President, Corporate Development for Infrastructure Ontario where he was responsible for the privatization and review of a number of significant assets of the Province of Ontario. Prior to this appointment, he led government wide expenditure management initiatives for the Province's $120 billion budget, as Assistant Deputy Minister and Head of the Program Review Secretariat within the Ontario Ministry of Finance. Mr. Weisstub also served as Vice President of Corporate Affairs for Gabriel Resources, a TSX listed gold company with a market capitalization of approximately $1 billion. Prior to joining Gabriel Resources, he practiced with the law firm of Stikeman Elliott LLP in the area of securities and corporate law, specializing in public and private mergers and acquisitions, as well as private equity transactions and corporate finance. Mr. Weisstub has also served as Senior Policy Advisor to the Prime Minister of Canada, from 2004 – 2006. Mr. Weisstub has a B.A. from McGill University, an M.Phil in Politics from Oxford University, and a law degree from the University of Toronto.
Jonathan Tepperman, Vice Chairman of the Board
Mr. Jonathan Tepperman has been the Managing Editor of Foreign Affairs magazine since February 2011. Mr. Tepperman first joined Foreign Affairs as a junior editor in 1998 and spent several years there before moving on to Newsweek International. There he served as Deputy Editor and ran (at various times) the Asia, Europe, Africa, Middle East, and Latin America sections, oversaw special projects, and wrote cover stories, opinion pieces, and a regular style column. Mr. Tepperman writes frequently about international politics for a range of publications, including The New York Times, The Washington Post, The Wall Street Journal, The New Republic, and others. In 2013, he served as a guest columnist for the International Herald Tribune. He is the co-editor of a number of books, including The US vs Al Qaeda: A History of the War on Terror and Iran and the Bomb: Solving the Persian Puzzle, and is currently writing a book on how to solve some of the world's toughest problems.
David J. Kramer, Treasurer of the Board
Mr. David J. Kramer joined the McCain Institute as Senior Director for Human Rights and Democracy in November 2014. Before that, he served for four years as President of Freedom House. Prior to that, he was a Senior Transatlantic Fellow at the German Marshall Fund of the United States. Kramer served eight years in the US Department of State, including as Assistant Secretary of State for Democracy, Human Rights, and Labor; Deputy Assistant Secretary of State for European and Eurasian Affairs (responsible for Russia, Ukraine, Moldova and Belarus affairs as well as regional non-proliferation issues); and Professional Staff Member in the Secretary's Office of Policy Planning; and Senior Advisor to the Undersecretary for Global Affairs. Kramer has been an Adjunct Professor at the Elliott School for International Affairs at The George Washington University.
Press Releases
Canada Unveils New Defence Policy
WASHINGTON, DC – Canadian Minister of National Defence Harjit S. Sajjan released Canada's new defence policy yesterday, entitled Strong, Secure, Engaged. This policy announcement is the…Read More »
UN observers conclude FARC-EP arms removal process in Colombia https://t.co/8uKVO1gMJm
Russia readies troops for Zapad war games with Belarus https://t.co/nUCbx9mJEd


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12 Ideas For More Enthusiastic Public Speaking
Here are some final ideas on puttting enthusiasm in your public speaking to be more effective.
Enthusiasm is never a halfway or lukewarm activity. It demands a person's complete attention, his devotion, and his willingness to share his complete self with humanity. But the rewards are surely worth the effort. What advantage or satisfaction is there in half giving, holding back, or only half living? Surely the purpose of life is to live it completely, to share it freely, and to use it as effectively as the Creator intended.
So in daily conversations, when you speak in public, or in any human relationship, give yourself completely, and you will find that the enthusiasm you give to others will be reflected back to you many fold!
Here are 12 ideas to help develop your own enthusiasm and be more enthusiastic:
1. Make a three to five minute speech on a subject which is of great interest to you. Deliver this talk as enthusiastically as you can.
2. Give yourself an occasional "pep" talk on the advantages of being enthusiastic. This is a laboratory type talk. Talk out loud to yourself for about a minute. Be fully animated and highly enthusiastic as you talk.
3. List all the negative forces which may be causing you to lack enthusiasm. How can you free yourself from these forces?
4. Make a two to three minute talk about "The Most Enthusiastic Person I Know." (Yourself excluded,of course!)
5. Interview two or three highly enthusiastic people. Try to find out why they are so enthusiastic. Exchange knowledge and ideas in a class discussion about these people.
6. Cite an illustration of how enthusiasm was misused.
7. Distinguish between fanaticism and enthusiasm.
8. Why do some people refuse to be enthusiastic?
9. During your next conversation see how attentive you can be.
Did you observe the effect on the person with whom you talked?
10. Sincerely act enthusiastically all day tomorrow. Report the results.
11. In a conversation with a child about a toy, or something else that interests him, see how enthusiastic you can be. Notice the effect on the child.
12. List all the personal qualities that contribute to enthusiastic speaking. How can you attain these qualities?
Enthusiasm on its own can be a powerful technique to possess. But combined with other public speaking skills it can help you to be more persuasive and effective public speaking. If you are looking for more ideas and hints on how to improve your public speaking effectiveness, check out out our free e-course by entering your details in the box to the right.


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This article is a stub, an article too short to provide more than rudimentary information about a subject. You can help Pro Wrestling Wiki by expanding it.
Lamont Williams is an American professional wrestler.
In wrestling
- Finishing and signature moves
- Teams and stables
- Entrance Music
- Nicknames
- "Action"
- "First Black President of Professional Wrestling"


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The style of music known as "bal-musette," or simply "musette," evokes one place, Paris.
Musette was born in the cafes of the French capital in the late 19th century.
It became France's most popular music in the 1940s. But musette fell out of favor in the 60s.
The trendsetters of the time considered musette hopelessly un-hip.
But the old has become new again. There's been a revival of musette.
That's thanks, in no small measure, to a band called "Les Primitifs du Futur."
The World's Adeline Sire has today's Global Hit.


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Author Tags: Humour
Kyle MacDonald is listed in the Guinness Record Book for Most Successful Internet Trade.
Born in New Westminster on Oct 3, 1979 and raised in Belcarra, B.C., Kyle MacDonald recently gained his fifteen minutes of fame--and much more--by using Craigslist as a stepping stone to notoriety. As he recalls in One Red Paperclip (Random House), MacDonald put an ad on Craigslist, the popular classifieds website, hoping to trade his paperclip for something better. After a girl in Vancouver offered him a fish pen in exchange, he traded the pen for a doorknob, and the doorknob for a camping stove. It was traded for a generator that was exchanged for a neon sign. Enter avid snow-globe collector and television star Corbin Bernsen and the small Canadian town of Kipling, and ultimately MacDonald became a homeowner in just fourteen trades on Craigslist. Previously, according to his bio, he had planted more than one hundred thousand trees, delivered more than one thousand pizzas but ate only one scorpion. "When he's not wearing bird shirts, delivering postcards around the world or promoting Alberta Beef by hitchhiking in a parade, you might find him leaving his wallet in El Segundo or hanging out in Bangkok modeling Italian Soccer jerseys. He also enjoys writing for his website and life in Montreal with Dominique." We have seen the future, and it is UTube.
One Red Paperclip: or How an Ordinary Man Achieved His Dream with the Help of a Simple Office Supply (New York: Three Rivers Press, a division of Random House, 2007)
[BCBW 2007] "Humour"
One Red Paperclip (Three Rivers $17.95)
Born in New Westminster in 1979 and raised in Belcarra, B.C., Kyle MacDonald recalls in One Red Paperclip (Three Rivers $17.95) how he was between jobs and relying on his girlfriend to pay the rent in Montreal when a girl in Vancouver agreed to trade her fish pen for his paper clip.
Using the internet site Craigslist, he traded the pen for a doorknob in Seattle, the doorknob for a Coleman camp stove in Massachusetts, and the stove for a Honda generator in California. Eventually snow-globe collector and television star Corbin Bernsen traded him a role in the film Donna on Demand for MacDonalds newly acquired Kiss snow-globe. Ultimately MacDonald acquired a two-storey farmhouse from the mayor of media-hungry Kipling, Saskatchewan in July of 2006.
When he isnt gallivanting around the planet, appearing on talk shows, MacDonald is back with his girlfriend Dominique in Montrealand not living in the farmhouse.
In Canada, MacDonald boosted his profile by remarking on CBCs The Hour that he wouldnt go to Yahk, B.C. to make a trade. When the good denizens of Yahk protested, MacDonald upped the stakes, like a good poker player, and vowed he would never go to Yahk unless The Hour agreed to broadcast from the town itselfwhich they did.
We have seen the future, and it is YouTube.


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This music and or audio is not accessible due to copyright violations ."Outtakes 1976-1991 I'm unsure which conc ..." has been removed due to a copyright notification. Keep exploring! You can find more similar and music and audio here -
Pop Life (Live)
Outtakes 1976-1991 I'm unsure which concert this is from but it WAS the Parade tour in 1986(if anyone knows the concert, let me know in the comments!)
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i say one soul life :))))))))))))))) and you?
- reincarnationVote A
- one soul lifeVote B
Most Helpful Girl
I don't believe in either, but I think reincarnation would be cool.10|10|0
Most Helpful Guy
you can't prove which one is true, or if either of them are true, but I'll play along because it's fun to think about. I believe more in reincarnation.
I read a book recently that mentioned a "substrate consciousness." In Buddhism, it is the basis for subsequent incarnations. Here's a quote from the book:
"It could be said that it is not the individual that reincarnates but successive expressions of an individual continuum of a substrate consciousness. This mental stream begins to become configured at conception and is then modified by the thinking, emotions, behavior, and experiences of the individual being throughout one's life... Wholesome behavior imprints positive karma leading to a more positive future and possible evolution toward enlightenment. Nonvirtuous activities imprint negative karma - seeds that result in negative outcomes in the future. Therefore, the substrate consciousness is similar to a computer memory chip, where previous inputs constantly modify the present and condition the future operation of the computer."
(taken from 'Dreaming Yourself Awake' by B. Alan Wallace)00|00|0


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U.N. Chief Chides Security Council on Military Missions
By BARBARA CROSSETTE,
Published: January 6, 1995
UNITED NATIONS, Jan. 5— Secretary General Boutros Boutros-Ghali accused the Security Council today of "micromanaging" peacekeeping operations at the expense of his authority and that of ground commanders. And he criticized governments he did not name for demanding strong and costly action and then failing to support it.
In a progress report on the last two years of United Nations intervention in world crises, Mr. Boutros-Ghali also said the world body should take a harder look at the negative effects of sanctions on people living under renegade governments.
His comments, in a paper that described the peacekeeping operations as an overstretched and underfinanced department forced to take on ever widening roles, drew a quick retort from Madeleine K. Albright, the chief United States delegate.
"It is absolutely appropriate for the Secretary General to be making this kind of report with this type of analysis in it," she said after the Security Council meeting. But then, reopening an old debate between Washington and the United Nations on the limits of the Secretary General's role, she added, "To the extent that the report seems to arrogate more power to the Secretary General -- and his discussion of micromanagement of the Security Council -- we think that that goes a little bit too far.
"And also to the extent that it assesses blame, I think it's a little bit off the mark," she went on in remarks that pre-empted Mr. Boutros-Ghali's news conference on his report, an update of the 1992 Agenda for Peace. "I think we have to guard against saying that every time there is a success, it is due to the United Nations, and every time there is a failure, it is due to the member states."
But Ms. Albright and other delegates welcomed the report as a basis for talks on streamlining operations. "Basically what I see in all this is that peacekeeping, peacemaking, peace-building is a work in progress and one in which the United Nations has to make constant adjustments," she said.
She said the debate here was mirrored in one that will take place in the United States as a Republican-led Congress talks about cutting back participation in United Nations peacekeeping operations. The Clinton Administration is already bound by law to cut the United States contribution to peacekeeping assessments to 25 percent, from 31 percent, in October.
Ms. Albright has said that disagreements notwithstanding, she plans to campaign in support of the United Nations around the United States this year, the 50th anniversary of the organization.
In his report, Mr. Boutros-Ghali suggested that the United Nations develop a supply of ready-response troops from various countries to be dispatched to crisis areas quickly and maintain larger stocks of equipment to supply them.
But he also said he was having difficulty finding qualified special emissaries to oversee missions for long periods of time. Mr. Boutros-Ghali, more than his predecessors, has developed the practice of having his own civilian representatives in charge in the field, like Yasushi Akashi in the former Yugoslavia and Shahyar Khan in Rwanda.
Some of most forthright language in the report was applied to sanctions, however. In the cases of Iraq and Serbia in particular, this issue has led to heated disagreements in the Security Council. Those two countries are to be the center of debate again next week when the Council faces a deadline on whether to extend an easing of sanctions against Serbia and Montenegro, the two republics that now make up federal Yugoslavia -- and for how long -- and reviews the compliance of President Saddam Hussein of Iraq.
The Iraqis have been active in promoting the idea that sanctions are damaging the health and well-being of a guiltless civilian population. In the Balkans and Eastern Europe, some countries have argued that sanctions against the Serbs are hurting neighboring economies.
Sanctions are "a blunt instrument," the Secretary General wrote. "They raise the ethical question of whether suffering inflicted on vulnerable groups in the target country is a legitimate means of exerting pressure on political leaders whose behavior is unlikely to be affected by the plight of their subjects."
Mr. Boutros-Ghali advocated the creation of a system to assess the results of sanctions before they are imposed and then to "fine tune" them to increase their political effect and keep human suffering at a minimum.
At his news conference, the Secretary General said that whatever the limitations of the United Nations, it had the "moral obligation" to go to crisis areas.
He also said he sensed that the world was moving toward the recognition that "genocide is a common threat to humanity" and that this alone should propel countries to be more active in preventive diplomacy as well as peacekeeping, even when there were no immediate strategic threats.
Chart: "A CLOSER LOOK: U.N.'s Expanding Role in World Affairs" lists United Nations activities related to peace and security. Figures are for Jan. 31 of 1988, 1992, and 1994. (Source: Dun & Bradstreet Economic Analysis Department)


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Home > Product Categories > Pro-Audio > Live Sound > Powered Audio Mixers > CROWN-14M
Item #: CROWN-14M MFG #: CROWN-14M
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In 2012, the Sensex returned 25.7 per cent whereas the realty index gave 53 per cent returns. While this is also because the realty index had dipped 52 per cent in 2011, experts say the real estate sector is set to improve. According to them, the sector will give decent returns on the back of expected policy actions, new launches and stronger earnings. India's huge domestic savings and limited alternative investment opportunities also add confidence to the sector, they point out.
So, is it a good time to enter this sector? Sonam Udasi, head of research at IDBI Capital, says valuations of real-estate stocks were cheap about five months earlier. "However, if an investor still wants to enter the sector now, he should selectively look at the company's leveraging and cash-flow position along with its corporate governance status."
Someone who is looking at putting money into real estate purely from an investment point of view should consider realty stocks. Reason: investing in realty stocks doesn't involve issues such as illiquidity, difficulty in getting title properties cleared and other legal issues that one faces while investing in properties.
Hence, investing in stocks is better than a direct exposure to real estate. However, you should have certain things in mind. Cash-flow position of the company, the amount of debt it carries in its book, the company' land bank, how well it is managed, and its record in terms of project launches are a few things to look at before taking the plunge.
Cash-flow: India Ratings has revised its outlook on the real estate sector in 2012-13 to stable from negative last year. The rating agency says the deterioration in operating profits has stopped and there is better free cash flow thanks to persistent demand. Developers have been able to maintain good cash-flow positions because despite low volumes, they have maintained high level housing prices. Any increase in the price of a property will gradually push up the company's stock price as the company shows its ability to generate better cash flows in the coming years. When a company has good cash flows, this means it is in a position to capture the lucrative opportunities around it, such as acquiring land, upgrading technology, launching better projects, etc.
Debt: There is a mix of debt-free, debt-ridden and well-managed companies in the sector. The more the debt in a company's books, the higher the chances of risk. Banks might also be wary of funding projects of such companies. "For instance, even if Oberoi is a debt-free company, one cannot blindly enter it at these levels. This is because the stock price has already risen by 39 per cent, closing at Rs 290 on December 2012," says Udasi of IDBI Capital. While Oberoi is debt-free, it has disappointed investors by sitting on huge cash and also showing some signs of delay in its projects in the past 18 months, say experts.
Most real estate companies are working on reducing debt by selling their non-core assets and land, thereby improving their balance sheets. DLF carries heavy debt of Rs 25,065 crore for FY12, which increased by 4.48 per cent from FY11. However, Nitin Idnani, senior vice-president at Axis Capital, says DLF could be a good stock to look at as the company is targeting debt reduction to reach Rs 18,000 crore by March 2013 with sale of the Aman Resorts and its wind power business. Despite the de-leveraging that DLF is undergoing, it still continues to remain a debt-heavy company amongst its competitors.
Land bank: DLF, Anant Raj and Prestige have land worth Rs 2,589 crore , Rs 1,411 crore and Rs 453 crore, respectively. However, one shouldn't make the mistake of looking at this factor alone while buying a stock. However, Sandip Sabharwal, CEO (portfolio management services) at Prabhudas Lilladher, cautions investors to look at other factors as well. "If the company has acquired a land just four or five years back, then chances are it may have not appreciated enough. Hence, this alone cannot be a trigger to buy the stock." However, if the Land Acquisition Bill to increase land prices is cleared in the Budget session of Parliament, it will impact developers which are undertaking large projects. This factor will indicate how much land is under the company's purview, as this land will, in turn, be used to build projects or some could even sell it to repay interest and reduce debt accordingly.
Track record: Oberoi, DLF, Prestige and Sobha Developers have a slew of launches in the pipeline in cities such as Mumbai, Gurgaon and Bangalore. According to real estate analysts, one should not get carried away by the projects and launches of the company. One should do a reality check by seeing if the company's launches in the past were on time and sold seamlessly. This is because delay in the projects will mean pressure on their cash flow positions.
Corporate governance: While real estate is not regulated, corporate governance of a real estate company might be a good indicator. Corporate governance goes much beyond the balance sheet and the associated numbers. This may be an important indicator because it shows how well the company is managed. It includes its timely reporting, coupled with how transparent the company is. According to experts, Oberoi and Godrej are good with their corporate social responsibilities, which also come under corporate governance activities.
Some experts are positive on JP Infrastructure and Phoenix Mills. JP has finished building the Yamuna Expressway. Also, it is the largest land holder in the National Capital Region (NCR). Whereas, foreign direct investment (FDI) in retail will help increase annuity income for Phoenix Mills.
Banking experts expect a dip in interest rates by a good 100 basis points in the Reserve Bank of India's mid-quarter monetary policy review on March 19. If it happens, it will work for the benefit of leveraged developers such as DLF.
Regulatory landscape: The Real Estate (Regulation and Development) Bill is still in a draft stage. If that gets passed, every state will have a real estate regulatory authority and, with that, more transparency in real estate transactions. Possible amendments in the special economic zone (SEZ) policy will revive export growth, impacted by introduction of minimum alternate tax and divided distribution tax on SEZs in 2010-11.
"This will be a positive (move) for Unitech, DLF and Parsvnath because they have developments in SEZ areas. Private equity investments in real estate projects increased by 30 per cent in 2012 to $1.1 billion," adds Idnani of Axis Capital.
All this put together will work for this sector and its growth, hopefully.


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