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I'm getting a lot of questions about asset allocation and the percentage of your equities (stocks) you should allocate to your home country. This is a much bigger question for those of us who live outside of the world's largest economy but still want to be heavily invested in it. With that in mind, I'm posting an excerpt on currency risk from my book. This is a controversial topic so I'm open to feedback and the exchange of ideas. Find me on Twitter or Reddit or comment below!
Is Currency Risk a Part of a Diversified Portfolio?
Some aspects of personal finance have absolute, right and wrong, answers. This is not one of them. Currency risk and hedging are complicated topics and seem particularly prone to conflicting opinions, poorly done academic research, and bias. There is also not a once size fits all approach applicable here because, as we discussed before, there are many ways to achieve a diversified portfolio.
Before we start, let's familiarize ourselves with a couple of definitions.
Currency risk: This is the risk of potential loss from fluctuating currency exchange rates. If a Canadian investor holds American stocks and the Canadian dollar increases in value relative to the American dollar (i.e. the American dollars goes down in value relatively), the investor's stock loses value when presented in Canadian dollars.
Currency hedging: Hedging is a tactic used to limit the potential losses of an investment. An exchange traded fund (ETF) can hedge for currency risk by using contracts that lock in the price they will pay in the future for different currencies.
For Americans, there is no reason to stray too far from a cap-weighted approach that holds each stock relative to its market value. Because American stocks make up 55% of the world's market cap, an investor following a cap-weighted approach would hold about that amount. For investors who live in countries with relatively small stock markets (e.g. Canada has less than 4% of the world market cap), this is an impractical option. There are a myriad of reasons (as we've discussed in Asset allocation: Picking the right portfolio) that Canadians shouldn't have 96% of their equities exposed to currency risk. The simplest solution for Canadians is to hold more Canadian stocks, perhaps even up to 30%. Another option for Canadians is to use something closer to a market-cap weighted approach with the help of currency hedging to reduce currency risk.
The first thing to determine is whether your home country currency is pro-cyclical. A pro-cyclical currency is one that has historically strengthened relative to other currencies when stocks have done well. The Canadian dollar (CAD) and Australian dollar (AUD) have historically been pro-cyclical, as demonstrated in 2015 when the world stock markets suffered and both currencies lost relative value. The Japanese Yen and American Dollar (USD), on the other hand, have historically been counter-cyclical as people were driven to these currencies (thus bidding their prices up) in bad economic times.
As noted by Sanne de Boer et al., there is a natural hedging affect achieved by all pro-cyclical currencies. When the world's stocks go up, the Canadian investors' gains are restrained by a strong CAD. For example, picture someone exchanging $100 CAD for $100 USD and then spending it all on American stock. That person would be elated when their investment doubled to $200 USD but it's likely that the CAD increased in value at the same time. In Canadian dollars, the value of their investment might only be $150 or $170. The opposite is also likely to happen when American stocks go down: here, the loss would be tempered by a relatively strong American dollar (and weak CAD).
As demonstrated above, there's an argument to be made that Canadian or Australian investors (being from countries with pro-cyclical currencies) don't need to use currency hedged ETFs or other products. In fact, hedging might make their portfolios more volatile and risky, instead of less so. It's hard to say with real certainty. All of this gives rise to more questions than answers for Canadian investors. Will the CAD continue to be pro-cyclical in the future and can the average investor rely on its natural hedging affect? Will the Canadian economy continue to rely on its natural resource sector? Will the TSX continue to mirror American stock markets, albeit with more volatility? These types of macroeconomic questions are interesting to think about but are ultimately futile. No one really knows the answers.
Others still maintain that a market-cap weighted approach using non-currency hedged products is a viable option for Canadians. This is based on the idea is that although 96% of the equities in their portfolio would be subject to currency risk, a lot of the currencies in that 96% act against each other; so, in the end, it will all just even out anyway. This is sound logic for Americans using a market-cap weighted approach because the 45% of their equities that are exposed to currency risk are made up of many relatively small currencies. But for Canadians, 55% of the other 96% of the stock market is American stocks, and trades in USD. What if the relationship between American and Canada fundamentally changes? The currency risk in your portfolio wouldn't "balance itself out", so to speak, in this case.
Unlike the historical evidence that stocks trend upwards overtime, there's no law or evidence that says currencies must return to their historical averages. Try telling that to Japanese investors from the late 1980s. And even if currencies return to their historical averages, they may not do so on your timetable. It would not be fun to be of retirement age but unable to retire because you're waiting for years of currency swings to correct itself to your advantage.
We can conclude that investors from countries with boutique stock markets, like Canada and Australia, have to do something to reduce their currency risk. The two prevalent options are a home country bias, as we discussed previously, and using currency hedged ETFs with a market cap weighted approach.
Using currency hedged ETFs to reduce your currency risk has its own drawbacks. For one, the fees are slightly higher, typically 0.1% more than their unhedged counterparts, and we all know what the smallest of fees can do to your portfolio in the long-run. These products have also been known to have tracking errors in the past. This means that they have more difficulty than unhedged products in accurately representing their underlying index or benchmark. This seemed to be more of an issue about five years ago when these products first came on the market. Investment firms seem to have resolved it for now.
For those who don't want to use a home country bias strategy because of the lack of industry diversification found in small markets like Canada, a currency hedged market-cap weighted approach would be one way to diversify your portfolio. One of the most popular ways to do this is a 50/50 hedged/unhedged split, also dubbed "the allocation of least regret." The equity portion of this portfolio might look like this:
|Equity Portion of "The Allocation of Least Regret" Portfolio
|Canadian All-Cap ETF
|American All-Cap ETF
|American All-Cap CAD-Hedged ETF
|Ex -North-America All-Cap ETF (All stocks outside of NA)
|Ex-North America All-Cap CAD-Hedged ETF (All stocks outside of NA)
Whether you want to have a home country bias or use currency hedged products is up to you. The choice is yours but keep in mind that the choice doesn't matter if you change your approach often. It is most important to stay dedicated to the stated goals of your portfolio and the allocation therein. Pick an allocation and stick to it, re-balancing once or twice a year. Making adjustments to your target allocations because of a change in currency value is a gamble and if you aren't knowledgeable enough to gamble with individual stocks, you're definitely not smart enough to gamble with currencies.
- Norbit's Gambit – An Investment Fee Lowering Technique
- The 3 Biggest Financial Challenges Faced By (Don't Call Them Millennials!) Young People
Categories: Australia, Canada, investing, personal finance
Tags: Australia, Canada, currency hedging, currency risk, financial independence, hedged ETF products, home country bias, investing, personal finance


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Hotel Alba Palace
This neighbourhood is a great choice for travellers interested in shopping, food and culture – Check location Via della Scala 22, Santa Maria Novella, 50123 Florence, Italy – This neighbourhood is a great choice for travellers interested in shopping, food and culture – Check location
Excellent location — rated 9.3/10! (score from 1784 reviews)
Real guests • Real stays • Real opinions
|Room type
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we are pleased to offer to our guests some refreshments with fresh fruit juices, coffee, hot and cold tea and some delicious biscuits
Hotel Alba Palace takes special requests - add in the next step!
Property surroundings – This neighbourhood is a great choice for travellers interested in shopping, food and culture – Check location
Closest landmarks
- Santa Maria Novella 0.1 miles
- Santa Maria Novella Train Station 0.1 miles
- Ognissanti 0.2 miles
- Cappelle Medicee 0.3 miles
- Santa Maria Maggiore 0.3 miles
- Via Faenza 0.3 miles
- Via Dè Tornabuoni 0.3 miles
- Strozzi Palace 0.3 miles
- The Market of San Lorenzo 0.3 miles
- Basilica of Saint Mary of the Flower 0.4 miles
Most popular landmarks
- Via Maggio 0.5 miles
- Ponte Vecchio 0.5 miles
- Piazza della Signoria 0.5 miles
- Palazzo Vecchio 0.5 miles
- Uffizi Gallery 0.6 miles
- Accademia Gallery 0.6 miles
- Pitti Palace 0.6 miles
- Convent of San Marco 0.7 miles
- Sant'Ambrogio Market 1 miles
- The Mall Luxury Outlet 11.9 miles
Restaurants and markets
- JOSHUA TREE PUB Cafe/bar 0 miles
- 13 GOBBI Restaurant 0.2 miles
- IL LATINI Restaurant 0.3 miles
- MARTINICCA Restaurant 0.3 miles
- conad Supermarket 0.3 miles
- san lorenzo Market 0.6 miles
- Novo Market 1.2 miles
Closest airports
- Florence Airport 3 miles
- Pisa International Airport 42.6 miles
- Bologna Guglielmo Marconi Airport 52.3 miles
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6 reasons to choose Hotel Alba Palace
Prices you can't beat!
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One of our top picks in Florence
Facilities of Hotel Alba Palace Great facilities! Review score, 8.6
Most popular facilities
Free! Pets are allowed on request. No extra charges.
Food & Drink
- Bar
Free! WiFi is available in all areas and is free of charge.
Private parking is possible at a location nearby (reservation is not needed) and costs EUR 25 per day.
- Luggage storage
- Tour desk
- Express check-in/check-out
- 24-hour front desk
- Air conditioning
- Non-smoking throughout
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subset: commoncrawl


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Emi Yoshi EMI-352 Clear Plastic Heavy Duty Pitcher 60 oz. - 1 doz
$48.45per 1 doz
Ships in 3-5 days
Availability: In Stock
✔ Clear polystyrene construction✔ Recyclable✔ BPA-free✔ Price per 1 dozenSee more product details
Earn $0.48 Loyalty Reward Points! More Info
Item Details
Perfect for fast-paced bars, restaurants, or catered events, the Emi Yoshi EMI-352 Clear Plastic Heavy Duty Pitcher 60 oz. is great for serving cold drinks like juices or iced tea. Made from polystyrene, this break-resistant pitcher will withstand the rigors of commercial use.
Designed with a transparent body, this premium disposable pitcher allows for quick identification of its contents. Thanks to convenient pour spout, this heavy duty pitcher prevents spillage and has a comfortable handle for an easy grip. This pitcher can be reused but is also recyclable when fast cleanup is required.
- Heavy Duty Pitcher 60 oz.
- Clear polystyrene construction
- Recyclable
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- Price per 1 dozen
- Brand:
- EMI Yoshi
- Model #:
- Ship weight:
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Welcome to Wham! Bam! Thank You, Ma'am!, Geeks OUT's monthly recap that focuses on the trials and tribulations of a different Marvel Universe SFC (Strong Female Character) every thirty days. With the cinematic acid trip, Doctor Strange, a little over a month away and a Kathryn Immonen-penned return in this month's annual issue, it only seems appropriate that the silver-haired sorceress with killer leggings take center stage. Through a purple haze of magical residue comes the Dark Dimension's most fabulous exile… Clea!
Tag Archives: Doctor Strange
Night Nurse: Marvel's Golden Opportunity
With the second season of Marvel/Netflix's Daredevil looming on the horizon and casting rumors for Doctor Strange coming at fans like a swarm of locusts, now seems the appropriate time to discuss the pseudo-obscure, nocturnal medical professional who has tended to the health and well-being of both titular characters… Night Nurse. Is it really possible that this lone, "d-list" SFC (that's "Strong Female Character" for you newbies) can be the knot that ties several of the Marvel Cinematic Universe's television shows into a wonderfully cohesive bow? Can she honestly make the MCU's "shared" universe feel more, well, shared? If Marvel is smart with how they play their hand, the answer is a resounding "YES!"


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Accession Number : AD0716391
Title : Some Techniques for Short-Range Terminal Forecasting,
Corporate Author : AIR WEATHER SERVICE SCOTT AFB ILL
Personal Author(s) : Russell,Clay G.
Report Date : SEP 1970
Pagination or Media Count : 51
Abstract : The report describes several techniques applicable to short-range terminal forecasting. Areas discussed are procedures for graphical extrapolation, nephanalysis, forecasting frontal precipitation, and the lowering of ceilings during precipitation. The use of FPS-77 rada and weather satellite data is shown as they pertain to short-range forecasting. (Author)
Descriptors : (*WEATHER FORECASTING, AIR FORCE OPERATIONS), METEOROLOGICAL SATELLITES, AERIAL PHOTOGRAPHS, CLOUDS, METEOROLOGICAL RADAR, ATMOSPHERIC PRECIPITATION, CEILING, ALTITUDE, METEOROLOGICAL CHARTS
Subject Categories : Meteorology
Distribution Statement : APPROVED FOR PUBLIC RELEASE


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Reliable & Stable - 31101
Luxury, Style and Class! Traralgon Serviced apartments are modern, fully self contained, spacious and secure apartments immediately adjacent to the Traralgon CBD. The serviced apartments are ideally suited to professionals, business people and travellers.
There are 24 apartments that are very well maintained. The apartments are set at three locations which are very close to each other. This is a very strong business that affords an excellent opportunity you will struggle to find a better property.


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Toledo Public Schools' mission is to produce competitive college and career ready graduates through a rigorous curriculum across all grade levels by implementing Ohio's New Learning Standards with fidelity.
Pastor Cedric Brock, OmbudsmanTPS Educational Campus1609 N. Summit St.Toledo, Ohio 43604Office: firstname.lastname@example.com
Jose Luna, Hispanic Outreach CoordinatorTPS Educational Campus1609 N. Summit St.Toledo, Ohio 43604Office: email@example.com
Discover TPS
It all begins here!
Teachers in Toledo Public Schools have a Work Day on Tuesday, January 20, 2015, to finish up first semester grade reports, but students have no school.


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2 Results Found
Winning Government Business: Gaining the Competitive Advantage with Effective Proposals, Second Edition
Get the edge over the competition for government contracts! As the federal spending pie shrinks with continuing budget cuts, competition is intensifying, with more and more bidders..More Info
Navigating Government Procurement: Procurement Experts on Reviewing Bids and Proposals, Negotiating Contracts, and Managing Vendor Relationships (Inside the Minds)
Navigating Government Procurement is an authoritative, insider's perspective on the strategic thinking behind drafting and negotiating government contracts with vendors. Featuring..More Info


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Jaguar Plastics LINER 60G DRUM 2.5 50/RL (JAG D3865)Item#: 40528700 | Model#: JAG D3865
- Price:
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- Shipping:
- In Stock. Usually ships next business day. (Details)
Jaguar Plastics LINER 60G DRUM 2.5 50/RL Product Details
Manufactured by: JAGUAR PL
UPC No:
Mfg Part No: JAG D3865
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Offers subject to change or withdrawal, availability
is limited. Some discounts are not combinable.
Day 1 Arrive Amsterdam
Welcome to Amsterdam, a fascinating 700 year old city of picturesque canals, world class museums, theatres and cafés. You will be met and transferred from the airport to the dock. A warm welcome awaits you from your Captain and crew as you board your luxury Emerald Waterways river cruise ship. After boarding, enjoy some time at your leisure to explore Amsterdam. This evening join your fellow travellers for a welcome dinner. (D)
Day 2 Amsterdam - Cruising
This morning the choice is yours; board a glass top canal boat and explore Amsterdam's maze of canals, cruising past 16th century merchant houses and charming churches, dating back to Holland's Golden Age. Alternatively, join Emerald Active for a city tour including a guided walk around the famous landmarks of Amsterdam. Both options are followed by free time in the city centre. After lunch on board, depart on your first day sailing through the Dutch countryside, including canals, locks and windmills. (B,L,D)
Day 3 Cologne
Enjoy free time on board your ship before arriving into Cologne. Founded by the Romans, and one of Germany's oldest cities, Cologne is famous for its magnificent World–Heritage listed Gothic Cathedral. Join your guide and explore the city including the Old Town with its beautiful squares and historical monuments. During your free time shop for handicrafts or visit a local market before returning to your ship.(B,L,D)
Optional Tour: Take a tour to Bruhl, famous for the Augustus Palace and Falkenlust (additional cost)
Day 4 Rhine Gorge - Rüdesheim
Today's cruising will be a highlight of your trip, as we cruise through the spectacular Rhine Gorge. Keep your camera at the ready as around every bend there are stunning vistas of castles perched above steep vine–covered slopes. We'll also pass the infamous Lorelei Rock where sailors are said to have been lured onto treacherous rocks by enchanted temptresses. We also pass the impressive Pfalzgrafenstein Castle which was formerly a toll gate perched on an island in the middle of the river. In the afternoon we arrive at Rüdesheim, one of Germany's most popular towns. Enjoy a cable car ride up to the impressive Germania monument with stunning views of the Rhine Valley, then free time to shop for handicrafts or taste the famous Rudesheim ice coffee. (B,L,D)
Day 5 Miltenberg
Welcome to Miltenberg, a picturesque village on the Main River, which creates an imitable feeling of Bavarian life in medieval times due to the Old Town being lined with well-preserved half-timbered buildings. Take a guided tour of Miltenberg or join Emerald Active for a guided hike to Wertheim Castle (active fitness level). (B,L,D)
Day 6 Würzburg
Known as the "Pearl of the Romantic Road", Würzburg is surrounded by sloping hills covered with vineyards. After breakfast, visit the Bishops' Residenz, one of Germany's largest and most ornate baroque palaces and a UNESCO World Heritage Site. Your tour highlights the palace's unique staircase, elaborate 18th century frescoes and the amazing 3–dimensional stuccowork. Then join our guide for a walking tour of Würzburg. (B,L,D)
Optional Tour: Rothenburg, a perfectly preserved fortified town. Step back to the middle ages as you walk the cobbled streets admiring the gothic, renaissance and baroque architecture (additional cost)
Day 7 Bamberg
Relax on board this morning as we cruise through the Main–Danube Canal, to Bamberg. Feel the magic of the past as you explore this UNESCO World Heritage city with your guide. Boasting one of Europe's largest intact medieval town centres, Bamberg is bursting with character and charm. At the town centre is the largest preserved old quarter in Europe. Around 2,400 listed buildings and the centuries–old garden quarter form a special cultural heritage. Admire hundreds of building façades richly decorated in fascinating detail with spectacular ornamentation. (B,L,D)
Day 8 Nuremberg
Enjoy a sightseeing tour of the historic city of Nuremberg. See the storybook 900-year-old ramparts, the Imperial Castle and the Justice Palace where the War Crimes Tribunal sat in 1946. The city tour leads you to the major sights, from the early beginnings to the present. Alternatively, journey to the Nazi party rally grounds, where rallies were held from 1933 until 1938 and take a self-guided tour of the WWII Documentation Centre. EmeraldPLUS: This evening enjoy an EU lecture. (B,L,D)
Day 9 Kelheim - Regensburg
This morning takes you through the final stretch of the fascinating Main–Danube Canal to Kelheim. Continue cruising along the Danube River to Regensburg, one of Germany's best preserved medieval cities. On our guided walking tour you'll have the chance to see one of the oldest bridges crossing the Danube and see the city's architectural highlights including the Old Town Hall. EmeraldPLUS: Tonight, enjoy a traditional Bavarian Band on board. (B,L,D)
Optional Tour: Danube Gorge Cruise and Weltenburg Abbey (additional cost)
Day 10 Passau
Cobblestone streets and graceful arcades welcome you in the beautiful city of Passau. On this morning's walking tour, stroll through the old town's narrow alleys and see the hilltop Oberhaus Fortress from the town below. Visit St. Stephen's Cathedral, a wonderful example of Baroque architecture and home to Europe's largest church organ with more than 17,000 pipes. Return for lunch and an afternoon cruising along the Danube River. (B,L,D)
Optional Tour: Enjoy a day tour to Salzburg, the home of 'The Sound of Music' and the birth place of Mozart; or Cesky Krumlov a UNESCO World Heritage site which has been preserved as an example of medieval life (additional cost)
Day 11 Melk - Durnstein
Situated within Austria's wine–growing region, Melk is home to an imposing 900–year old Benedictine Abbey which features Austria's finest Italian baroque architecture, with its ornate gold leaf walls, 640ft Imperial Corridor and fresco ceilings. Later the ship sails through the spectacular Wachau Valley and on to Dürnstein, one of the most enchanting villages of the Wachau wine region. This is the site of the castle where Richard the Lionheart was imprisoned after returning from the crusades in the 12th century. Emerald Active: A guided biking tour along the Danube River. (B,L,D)
Day 12 Vienna
Welcome to Vienna, the "City of Waltzes". Today we explore Austria's capital beginning with a drive along the Ringstrasse, where we will see Vienna's world famous Opera House, Burgtheatre, Spanish Riding School, Town Hall, St. Stephen's Cathedral and the Hofburg Imperial Palace. (B,L,D)
Optional Tour: Exclusive Viennese concert with music from Mozart and Strauss and/or Schonbrunn Palace tour (additional cost)
Day 13 Bratislava
Set on the crossroads of ancient trade routes in the heart of Europe, Bratislava the capital of Slovakia, embodies various cultures – primarily Celtic, Roman and Slavic. Enjoy a sightseeing tour including the enchanting Old City with its Town Hall, Mirbach Palace and the Gothic Cathedral of St Martin. EmeraldPLUS: The highlight will be a home hosted afternoon tea with a local Slovakian family. This evening the Captain will be delighted to welcome you to the Captain's Gala Dinner. (B,L,D)
Day 14 Budapest
Budapest is Eastern Europe's liveliest and most cosmopolitan city. Enjoy a guided tour of the city sights including the Royal Palace of Buda, hilltop castle complex and the Chain Bridge linking Buda and Pest. This evening the ship will take you for a night–time cruise along the Danube, passing under the city's numerous bridges, whilst enjoying a traditional Hungarian farewell dinner, complete with folk dancing and music. (B,L,D)
Day 15 Disembarkation Budapest - Prague
After breakfast we journey by coach to Prague, one of Europe's most beautiful cities. Situated on the banks of the River Vltava in central Bohemia. (B)
Day 16 Prague Sightseeing
This morning we explore the sights of the Old Town Square on a guided walking tour. We see Mozart´s Theatre, Little Square and Astronomical Clock. We continue our tour and walk across the Charles Bridge spanning the River Vltava and full of portrait artists and small vendors, to board our coach to drive to the 1,000–year–old Prague Castle area. With our local guide we walk through Hradcany Square, for the spectacle of the Changing of the Guard. See the magnificent Loreta Monastery, and arrive at Hradcany Castle. Here we see Old Kings Palace, St. George´s Monastery, The National Gallery painting exhibition and Golden Lane (Golden Lane extra expense). This evening we experience a night of dancing and entertainment at a Czech Highlight Dinner in a local tavern. (B,D)
Day 17 Prague at Leisure
Your Tour Director is on hand to help plan your day's exploring. The baroque quarter of Mala Strana is a must see, as is Josefov, the Jewish quarter. You will no doubt return to the lively atmosphere around the Charles Bridge for another look. (B)
Day 18 Depart Prague
After breakfast this morning you will be transferred to Prague International Airport for your onward or homebound flight. (B)
The prices shown are U.S. dollars per person, based on double occupancy, and subject to availability. Prices quoted for land/cruise arrangements are subject to increase without notice. Once we have received your deposit, land/cruise prices are guaranteed. Air prices quoted via phone or email are subject to increase and are guaranteed only from the time that full payment is received. Also, air prices or air promotions mentioned on this site or on the phone do not include baggage fees imposed by airlines. Sorry, we are unable to offer air from countries other than the U.S. However, for those international customers who are able to arrange their own transportation to the trip origination city, we are able to offer the land/cruise portion of the package at the price quoted.
Copyright © 2017 by Vacations To Go. All rights reserved. CST 2072920-50


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Single Family Detached
- 3 beds
- 2 baths
- $269,900 price
- T2895964 mls id
- Square Feet: 2,522 sqft
- Year Built: 1988
- Lot Size: 9200 acres
- Status: Active
If you are looking for a 3 bedroom home in the Greenbriar community, this is the home for you. A new tile roof was installed in December 2016. This 2522 sq. ft Tradewinds model features a split floor plan, large kitchen with a custom island, and granite counter tops. The living room, with beautiful hardwood wood floors, opens to a large 12x32 Florida room with a custom wet bar. This home is great for entertaining. Sun City Center has over 200 clubs and activities for your enjoyment. It's like a year around summer camp with an endless list of things to do. Your golf cart is your second mode of transportation. Call for your personal showing today.
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201 Amesbury Circle Sun City Center, FL
3 beds, 2 baths, 2,260 sqft, $290,000
Listing Agent: Ken Tison
Courtesy of: CENTURY 21 Beggins Enterprises
Office Phone: 8136342552
Updated: 20th August, 2017 1:27 PM.
710 Plumbrook Rd Sun City Center, FL


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Tibetan wind bell, Medium size
195,00 DKK Incl. VAT
Model: 6513
Weight: 0.275
Availability: In stock
This kind of small brass wind bells hang from the Tibetan temple roofs, and rings when the wind blows.
Size: bell 6 x 4.5 cm + 8 cm pendant + chain 17 cm = Total length 30 cm
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Some University of Maryland law students got a crash course in legal aid, as 11 News reporter Kerry Cavanaugh explains.
Category: Maryland Legal Aid
Josée Nadeau Paints Commemorative piece 100 Yr Anniversary of Legal Aid for The State of Maryland – 844-292-1318 Maryland legal aid
On Sept 24th, 2011 in Maryland, Baltimore, a painting was unveiled by First Lady Katie O'Malley, Chief Judge Bell and The Head of Legal Aid Wilhelm Joseph in front of 700 of their guests at the Marriott Waterfront.
Maryland Landlord – Tenant Law – Repairs – 844-292-1318 Maryland legal aid
Maryland Landlord Tenant Repairs
Video Rating: / 5
Welcome to Maryland Legal Aid – 844-292-1318 Maryland legal aid
Introduction to Maryland Legal Aid's Human Rights work
Video Rating: / 5
A video highlight of the Maryland Legal Aid Centennial Symposium. Featuring attendees and speakers.
Video Rating: / 5


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Tag Archives: last week tonight
What I Watched This Week: 12 Feb 2017
NEW SHOWS Last Week Tonight – "Feb. 12, 2017" (A) / season premiere However long this administration lasts, it's going to feel like agony. So thankfully John Oliver refuses to settle for cheap shots, but goes in long on Trump's … Continue reading
Emmy Voters, Don't Forget About These Great Potential Nominees
With more shows and eligible nominees than ever before, a comprehensive Emmy guide like I've done in the past would take weeks to assemble. Ain't nobody got time for that. Instead, I've opted to highlight the folks who may get … Continue reading
What I Watched This Week: 5 June 2016
NEW SHOWS Silicon Valley – "To Build a Better Beta" (B+) Is it possible to feel bad for Erlich Bachmann? Maybe not, but it will be interesting to see how the show keeps him involved going forward, considering he had … Continue reading
2014 in Review: The Best Shows – Honorable Mentions
As I mentioned previously, there was even more great TV than usual. So, as in years past, I've taken time to mention some shows that weren't quite good enough on the whole to make my Top 10, but still turned … Continue reading
What I Watched This Week: 27 Apr 2014
NEW SHOWS Last Week Tonight – "Week of April 27, 2014" (A-) / series premiere It's a lot like The Daily Show, but so what. Oliver is an adroit host, and not even Jon Stewart would devote a good portion of … Continue reading


text: Don't get to enthusiast.. I'm just planting an idea here. I think many games should earn a well made movie with the same storyline of the game (of course) and Bioshock Infinite is one of em. Let me know your thoughts about this. Go ahead and comment on that Have a good day.


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Published on Friday, March 31, 2017
Two travel industry executives have launched a new travel and tourism association after becoming concerned at the lack of representative bodies.
The association, which launches in Cardiff tomorrow, is designed to give a dedicated platform for Welsh people working in the travel sector.
Welsh In Tourism has been created by Adam Hill, partner at travel advertising agency Designate, and Greg Evans, a travel and tourism consultant.
"There are many associations in the industry targeted at specific groups, like the AWTE for women and the SPAA for the Scots, but there's nothing for the Welsh," said Hill, who was born in Merthyr Tydfil.
As well as discussing key trends and industry issues, the club will also have a strong social focus.
"It seemed like a good excuse to drink more beer, watch more rugby and eat more pies, and, boyo, we need more singing too," said Evans, who isn't actually Welsh but has an office there (and has a Welsh surname).
For more information about the group, email [email protected] or [email protected]
Have they seriously looked at their name? Memorable I suppose, or has this got anything to do with 1 April launch?
By Gail Hewitt, Saturday, April 1, 2017
By ROD MURPHY, Friday, March 31, 2017
Strikes planned at 25 Spanish airports
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Airlines describe 'shameful' scenes as passengers face huge delays this summer
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Police called to delayed BA flight after passengers 'went crazy'
It's not an empty threat, says Ryanair over Brexit fears
US court hears 'case of the incredible shrinking airline seat'
Airlines describe 'shameful' scenes as passengers face huge delays this summer
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Debit and credit card surcharge ban will cost agents millions
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Creamy Chicken & Cranberry-Pecan Wild Rice
Recipe by CindiJ
Recipe as published in Kraft Food & Family magazine. As these are many of our favorite flavors I thought I would post this. This is a very pretty presentation as well and would be great to serve to company.
Top Review by Starrynews
I also saw this in the Kraft magazine and had to try it. It was definitely worth it- it was delicious! I used walnuts instead of the pecans. I also didn't have any thyme, so I used parsley. It was so good... definitely a keeper. Thanks for posting it!
Ingredients Nutrition
- 2 tablespoons flour
- 1⁄2 teaspoon dried thyme leaves
- 1⁄2 teaspoon black pepper
- 6 small boneless skinless chicken breast halves (1-1/2 lb)
- 2 tablespoons canola oil
- 1⁄2 cup dried cranberries
- 1⁄2 cup pecan pieces, toasted
- 6 green onions, sliced, divided
- 1 (6 ounce) package long grain and wild rice blend, side dish prepared as directed on package
- 1 cup reduced-sodium fat-free chicken broth
- 6 ounces Philadelphia Cream Cheese, cubed
Directions See How It's Made
- Mix flour, thyme and pepper; coat chicken with flour mixture. Heat oil in large skillet on medium heat. Add chicken to skillet, cook 5-7 minutes on each side or until cook through (165 degree).
- Stir cranberries, pecans and 1/3 cup of the onions into cooked rice; spoon onto serving platter. Remove chicken from skillet, reserving drippings in skillet. Place chicken over rice mixture; cover to keep warm.
- Add broth to skillet; stir to break up browned bits from bottom of skillet. Add cream cheese; cook 2-3 minutes or until cream cheese is melted and sauce starts to thicken, stirring constantly with wire whisk.
- Spoon some of the sauce over each chicken piece and and garnish with reserved onions.
- Serve remaining sauce on the side.


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Colorful store fronts are eye catchers.
Left. The Happy Ant Candy Shop. What child can possibly miss this place when walking by? Too many, it has closed down.
The Surfer Dude was brought to life in the early 90's and sat on a pedestal on the beach in front of Abarrotes Merlin. Some where a long the many government "improvement projects", his pedestal was reappropriated and he was discarded. In June 2014 Surfer Dude was moved to the entrance of Bungalows Zicatela and was to be placed on a new pedestal. Instead he fell and broke into pieces like Humpty Dumpty.
This antenna was hidden from view until after a hurricane in 2013. From the highway it has once again blended into the trees.


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known for its well-edited offerings, the odin stores in new york are the preferred address for the city's fashion-savvy males. but the expertise of owners paul biradi and eddie chai reaches well beyond the realm of fashion, and in 2009 the duo launched a unique fragrance collection that evokes the exoticism of travel and have a modern approach to time-honoured fragrance traditions. each destination that inspires the distinctive fragrances is captured through a layering of diverse influences. the current collection includes 04 petrana, inspired by the jordanian desert and combining the spicy earthiness of pink pepper matched with the fresh floral notes of orris; 08 seylon balances an airy palette of sri lankan citrusy top notes with warm, spicy base notes; 09 posala resembles a fresh, aromatic southern orchard with hints of sweet citrus and earthy amber. mind you, the collection also features four home fragrances. with the formulas being so meticulously balanced, their presentation couldn't be more matching.
a stylish exploration in black with contrasting materials and surfaces to promote discovery and a tactile experience, the packaging is a nod to slip case-covered collectible books. a rigid box is wrapped in soft touch paper with high gloss type and graphics. the sliding drawer comes equipped with a grosgrain pull tab and die cut foam to secure and protect the bottle. the design nuances of the transparent black bottle preserves the integrity of the fragrance while revealing the rich amber color of the liquid when backlit. the custom weighted cap and its soft touch finish adds an unexpected detail to the completion of the fragrance. odin fragrances are available at select stores across the planet, including barneys new york [u.s.a.], liberty [london], colette [paris], quartier 206 [berlin] and lane crawford [hong kong], but can also be ordered online.
© odin - a fragrance inspired by the jordanian desert? yes, that would be 04 petrana.


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I burned myself about 2 months back, but it still itches. What can I do?
You don't mention what degree of burn it is– but if it was a large second or third degree burn, go see your doctor to make sure it healed properly. You can also try to moisturize the area that was burned– dry skin can be itchy skin and the burn injury may have caused the dryness.
Do these steps work with a superficial second degree burn?
By definition, a 2nd degree burn is MORE than superficial– the burn goes deeper than a 1st degree burn. But, to answer your question, if the 2nd degree burn has been seen by a physician and is a small area, then yes, you can use the methods listed here to help the burn heal.
I burned myself with hot water and the doctor gave me dressing with "Silverane." Will this be effective?
wikiHow Contributor
That is probably the same as Silvadene — and yes, that is the best treatment. I used it on my husband's third degree burn with success. He has no scar tissue and it took weeks and weeks to heal. Silvadene also seems to numb the pain somehow.
How does honey help burns?
wikiHow Contributor
It is soothing, antiseptic and healing. However, don't depend on honey from the supermarket or health food store to treat your next burn. Instead, try one of the medicinal honeys — manuka honey, for example, is available commercially.
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If this question (or a similar one) is answered twice in this section, please click here to let us know.


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|This is just a random riding picture page for 2015. As I ride, I will be taking pictures and video to put here. I should be adding new stuff weekly. So stop back often for new stuff.
On Sunday, 4-19-2015, 3 of us, Al, Jacky, and myself, went riding in and around Brendan Byrne State Forest (formerly Lebanon State Forest), which is at the northern end of the NJ Pine Barrens around Rt 70 & Rt 72. It was a perfect Sunny Spring day around 62 degrees. It was Al and my first off road ride of this season. We did do a lot of single track.
[ Home ] [ My TW200 Page ] [ 1st Pines Ride ] [ 2nd Pines Ride ]
Bob (aka: Werloc)


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I realize it dates me, but the 1989 Warrant song, Heaven Isn't Too Far Away, plays over and over again in my head as I stare out at the many little bowls of sprinkles, cookie bits, and other cake toppings prepared on my son's birthday table.
Because 'Heaven' is the only term that comes to mind when I think of the pure joy my son experiences as he piles on sugary treat after sugary treat on his own cake in a cone.
Do I condone this behavior? Nope. Not on a regular basis.
This day was his birthday.
It was a day meant for sweet tooth's to unite.. and indulge. I felt my boys telepathically high-five each other all day long, in anticipatory excitement of the upcoming afternoon's activity.
You see, in our dual physician household, we typically frown on sugar, especially the artificial kind, and we try our best to limit it.
Sugar, after all, has been linked with many chronic illnesses and, in kids, an excess can lead to hyperactivity, insomnia, and obesity, not to mention cavities. That doesn't mean we exclude it completely, because, let's face it, the boys are at school, at their friends' homes, and at parties, and are exposed on a frequent basis to available goodies. But we do try to limit.
I think that often times, being super harsh with limitations can backfire, and you raise a child that is craving the exact thing you, as a parent, have strictly forbidden. The forbidden fruit scenario dates back to Adam and Eve in the Garden of Eden, where Adam wanted the exact thing he was not allowed to have.
If you'd like to read a post on 8 ways I limit my kids' sugar intake, click on my post titled Turning Your Willy Wonka into a Wonder Woman.
The Makings of a Sugar Emporium (For Just One Day)
So on this particular day, it was my six year old's birthday, and so we caved.
Here's what went down. Individual ice cream cones (the standard ones, not the sugar ones) withstand low oven heat well and can be baked with cake batter inside. So I prepared birthday cake batter, which I adapted from the book of a famous Israeli baker named Carine Goren, whose amazing recipes can be found by perusing her site via this link.
I prepare the batter (so easy to make, directions below) and fill as many cones with it as I need.
On this occasion, my medium helper (I call him that because he's my middle child, and the size comparison fits for now) poured the filling. That's what's so great about this recipe. It's easy enough for children to help prepare. And super quick.
You make it, one-two, and it's ready in no-time. Promise.
Into the oven the cakes-in-a-cone go, at low temperature to keep them from burning, and out they come, a mere 20 minutes later, chocolatey and bouncy on their insides.
You can make the number of cones you need and bake the rest of the batter in a small cake pan for yourself as a treat. A thank-you treat to yourself for throwing such a fantastic party.
Here are the cakes when they come out of the oven:
I let them cool to room temp. You can prepare these in the morning for an afternoon party, so you're more relaxed. You can even make them the day before, and leave aside, wrapped appropriately.
Once the kids are ready to enjoy, I quickly prepare a sweet chocolate topping for the cake, a yummy alternative to icing. It's just chocolate and heavy cream, combined.
When ready to serve, I pour the chocolate liquid on top, as shown below, and voila:
The cones were now ready for a newly six-year old boy and his friends to partake in. Did I mention I hosted 12 kindergarten boys?
*patting myself on the back*
Without further ado, it's time for the recipe.
Once-in-a-While Cake in a Cone
1 package of ice cream cones/cups (not the sugar variety)
1 cup sugar
4 eggs
1 cup canola oil
1 cup chocolate milk mix (not baking cocoa, it must be sweetened)
3/4 cup sour cream
1 cup flour
1 teaspoon baking powder
Chocolate Topping:
1/2 cup heavy cream
1/3 package of semi-sweet chocolate chips, 4 oz
Preheat oven to 350 F.
Mix first 5 ingredients and beat until all are incorporated smoothly. Add flour and baking powder until just mixed. Pour into individual ice cream cones, filling until 3/4 full (they will rise). Bake for 20-25 minutes, until still moist (test with toothpick, which should come out with few moist crumbs). Cool.
Make chocolate topping by heating heavy cream over high heat until almost boiling, take off of stovetop and pour on top of chocolate chips. Whisk together until a smooth topping is formed. Pour topping over cooled cakes.
Decorate individual cakes and indulge.
Don't forget to brush their teeth later that night. Maybe even two rounds of brushing…


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The China Connector market report is created with an in-depth study of the trending growth opportunities and also includes self-explaining statistics of the China Connector market development. The global market report provides a comprehensive overview of the fundamental definitions, specifications and also explains overall manufacturing process along with various advanced production methods. Our qualified researchers have intensely crafted China Connector market report by referring the databases, secondary sources, and the directories to enhance the understanding of the related technical terms.
The report presents accurate information that is significant to competitive analysis based on regional perceptions along with future forecast. The China Connector market report explains each and every segment of the China Connector industry based on, applications, various technology and processes, end users industries and products. The report also comprises various future based predictions that are developed by using advanced data analytics and techniques.
Request a Brochure of This Report, here: http://www.marketresearchstore.com/report/china-connector-market-by-manufacturers-regions-province-type-112751#RequestSample
It also provides an In-depth summary of the major key players that includes manufacturers, vendors, and suppliers along with individually analyzed historic data and the company's growth plans. China Connector market report also highlights the latest mergers and acquisitions, expansions, product development, and modifications carried out by the companies. The report comprises data created with deep study of global economic aspect and its effect on China Connector market economy.
The segmentation of China Connector Market has been classified into Regions, Manufacturers, Applications, Products, and Key Players. Below is the segmentation:
Market Segment by Type, covers
Have Any Query? Ask Our Expert @ http://www.marketresearchstore.com/report/china-connector-market-by-manufacturers-regions-province-type-112751#InquiryForBuying
Market Segment by Manufacturers, this report covers
Market Segment by Regions (Province), covering
Market Segment by Applications, can be divided into
There are 18 Chapters to deeply display the China Connector market.
Chapter 1, to describe Connector Introduction, product type and application, market overview, market analysis by Region (province), market opportunities, market risk, market driving force;
Chapter 2, to analyze the manufacturers of Connector, with profile, main business, news, sales, price, revenue and market share in 2016 and 2017;
Chapter 3, to display the competitive situation among the top manufacturers, with sales, revenue and market share in 2016 and 2017;
Chapter 4,to show the China market by Regions (Province),covering South China,East China,Southwest China,North China,Northeast China,Northwest China and Central China,with sales, price,revenue and market share of Connector,for each region,from 2012 to 2017;
Chapter 5 and 6, to show the market by type and application, with sales, price, revenue, market share and growth rate by type, application, from 2012 to 2017;
Chapter 7,8,9,10,11,12 and 13 to analyze the key Province by Type and Application,covering South China,East China,Southwest China,North China,Northwest China,Central China and Northeast China,with sales,revenue and market share by types and applications;
Chapter 14, Connector market forecast, by Regions (Province), type and application, with sales, price, revenue and growth rate forecast, from 2017 to 2022;
Chapter 15, to analyze the manufacturing cost, key raw materials and manufacturing process etc.
Chapter 16, to analyze the industrial chain, sourcing strategy and downstream end users (buyers);
Chapter 17, to describe sales channel, distributors, traders, dealers etc.
Chapter 18, to describe Connector Appendix, methodology and data source
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Who should read Currency News
- Treasury departments and monetary authorities
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It's time to get your business out of its economics slump by finding innovative ways to reach your customer base utilizing our software. Instead of focusing on a single channel to communication that isn't reaching your audience, why not go multi-channel? Save time and money by learning a software that allows you to reach out in more ways than before!
You see Mobile Keywords all over TV and hear them on the radio all the time. You see them advertised in magazines, newspapers, websites, and billboards. People text a Mobile Keyword to a Short Code number to join a mobile distribution list and then an automated respons is texted back with a customized welcome offer. Later, you can send them important text alerts, news, and promotions resulting in huge and immediate response rates that you can't experience with email marketing alone.


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An organic, curved and flowing design language creates the perfect environment for the Anna Jo customers. Curved walls gently lead customers down the hallway into the waiting rooms, and then further on into their treatment rooms. The fluid shape of the reception desk is inspired by the contours of the face, and is the star of the grand foyer.
Posts Tagged 'rose gold'
Liedow store by Stefano Tordiglione Design, Shenzhen – ChinaApril 5th, 2017
Nuun Jewels' showroom by Brunoir and Java Architecture, Paris – FranceFebruary 28th, 2017
For Nuun's first showroom, the company's art director and founder Nourah Al Faisal called on Brunoir to deliver a space that embraces the jewellery brand's Middle East-meets-French identity. Together with Java Architecture, Brunoir developed the concept of a jewellery box, exemplified by a double-skin partition that runs along the main wall.


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Account purge
There are a lot of what appear spurious accounts on Jenolan, I have written a little utility and just executed it to purge the system. Sorry if it was too aggressive and nuked your account by mistake.
: Just got the sad news, Norm. So sorry. I knew Alma hasn't been well for a long time and has appreciated your caring for her.
: Sorry to hear Norm, my thoughts are with you.Mal.
: Thank you all for you kind thoughts. It was a blessing in a way to see her go as every hour the girls had to roll her over to [...]
: Hi Norm, sorry to hear that Alma has passed and please accept Vicki and my condolences and stay strong my friend.
: Hi NORM, My Wife OLGA and I send you our deepest condolences for your sad loss. rob and OLGA
There are a lot of what appear spurious accounts on Jenolan, I have written a little utility and just executed it to purge the system. Sorry if it was too aggressive and nuked your account by mistake.
Your job today is to drive the Pick-up goods from Lewisham to Altona. Shunting wagons off and on as required. All signals and junctions will be set for you. Have a good day.
Warning over scam callers who ask 'Can you hear me?'
Pamela graduated today at Charles Sturt University – CSU with distinction and the Chartered Accountant's prize #CSUgrad Graduate Accountant at Boyce Chartered Accountants
5 from 1 reviews Deep Fried Poached Egg Print Prep time 15 mins Cook time 5 mins Total time 20 mins Author: Claire Robinson Recipe type: Brunch Serves: 4 Serves Ingredients 4 large eggs, whole 2 large eggs, lightly beaten 1 cup unbleached all-purpose flour...
Had to buy a new post hole digger and mower for my tractor, Helen decided she needed her own so I bought her a ride on mower 😉
Married for 37 years today, where did the time go?
Your job today is to take the attached empty coal wagons to Piney Creek Coal also you are to pick up loaded oil wagons at Claredale Refinery and they are also for Piney Creek Coal. When you arrive there, uncouple the locos and drive to the other end of...


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Just whipped this up the other day. I'm no good at playing it yet. Hopefully with a little practice I'll get it.
So here is a link of my inspiration until I get good.
eriktheflutemaker on youtube
great music!
Hi Murryman...I bought a flute on holiday..a year ago..still cant get a decent note...its the fingers..good luck!


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No products
Mompreneur is a female business owner who is actively balancing the role of mom and the role of entrepreneur.
If you too are Super Active, Entrepreneur Mom then you are invited to come & sell your products in Baby & kids range on MyBabyCart.com. To know more about the same, please email us at [email protected]


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Doctor insights on:
Itchy Skin Kidney Disease
I have itchy skin on my arms at my elbos. Sometimes a blister appears, others, just itching. I do havr stage 3 chronic kidney disease. Is this related?
Not likely: Stage 3 kidney disease does not usually cause pruritis. Do have it checked though as it may have got worse. ...Read moreSee 1 more doctor answer
Kidney (Definition)
The kidneys are paired organs that lie on either side of the vertebral column. Part of their critical functions include the excretion of urine and removal of nitrogenous wastes products from the blood. They regulate acid-base, electrolyte, fluid balance and blood pressure. Through hormonal signals, the kidneys control the ...Read more
Wonder if what kind of disease is this, I have a itchy skin on my leg, every time that I scratch, it turns quickly wounds. i have large dark spot :((?
Skin lesion: Need to see it before I can help you with this question. ...Read more
Suffering from a disease in my scrotum there are 100 rice shape lumps &spreadingvery itchy, skin colour when pull i turns white about 8 years ago.Help!
Genital warts?: The description you gave seems like genital warts. These warts could be infectious due to certain viruses, recommend to have physical examination and have workup for any stds. If it is purely warts , then topical application of tcas or podofyllin will be helpful, or laser removal. Before that needs physical examination by physician. ...Read moreSee 1 more doctor answer
Hello, I am 28 years old and have red ring itchy skin disease. I was given floconazole but it reoccurs as i stop medication?
Rash: There are certain organisms that are resistant to certain medications. It would be good to know what you had prescribed. I would consult back with the provider that saw you and then explore other medication to treat skin problem. ...Read more
Both 17. When I am having sex with my gf before her period (3-4 days) my penis gets itchy, skin dries. 5-7 days to heal. Disease or her pH changes?
Use condom: It would be prudent to use a condom all the time, every time. Pregnancy is known to occur from sex on any and all days of the cycle. ...Read more
I have ibs, fatigue, sores in the corner of my mouth, and very itchy skin. Should I get checked for celiac disease?
Can check lab tests: A person who has signs of celiac disease, or is very worried she may have it, can see her primary care doctor or her GI specialist to get a lab test ordered. If the test is positive for celiac disease, she can go on a gluten-free diet. If the test is negative, but she still wants to try a gluten-free diet anyway, she can do a 1-2 month trial off all gluten and watch what happens. ...Read moreSee 2 more doctor answers
Hi doc experiencing swollen lymph node in neck itchy skin rash otc cream helps low grade fevers positive ana but negative for all autoimmune diseases?
What about RPR...: If you have multiple sexual partner or your partner have multiple partner.....get tested for VDRL/RPR/ HIV. ...Read more
I've had this itchy skin disorder or bites for months and it wont go away, help?
May be a parasite: An infestation called scabies can cause intense itching and small bites, or lines to appear. Usually starts in hands, feet, and can spread. One possibility. ...Read more
How can I relieve severe itchy skin.?
Sarna lotion: Drink water, use moisturizers such as sarna for sensitive skin, apply aveeno (oatmeal) bath oil when in the shower on your wash cloth, and use witch hazel for relief. If you are still out of control see a doctor since it may mean you have anxiety. ...Read more
What can I use to relieve my itchy skin?
Dryness: First be sure the skin is not irritated by harsh products. Use a good moisturizing cream after bathing. If persists get evaluated for medical problems that cause itch. ...Read moreSee 1 more doctor answer
Kidney Diseases (Definition)
Kidney diseases include hereditary problems such as polycystic kidney disease, structural abnormalities, infections, cancer, and damage to kidneys due to other medical conditions ...Read more
Previous Kidney Disease (Definition)
Polycystic kidney disease is a kidney disorder passed down through families in which multiple cysts form on the kidneys, causing ...Read more
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- Itchy skin and kidney failure
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- Ask a doctor a question free online
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- Talk to a dermatologist online


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Fontanet, Verbier
Europe, Switzerland
Fontanet is a luxurious duplex apartment proudly positioned in the heart of Verbier. Sleeping 13 people in six bedrooms, the apartment is spread over the first and second floors of the prestigious Sagittiare building on Chemin des Vernes.
Ideally located just a five minute walk from the Medran lift and a two minute walk from the centre of town, guests could not wish for a more desirable location.
The elegant living and dining areas occupy the second floor of the apartment. Traditional alpine materials are sensitively combined with contemporary sophisticated design creating a wonderful atmosphere to relax and entertain after skiing. By day sunlight floods in through the floor to ceiling sliding doors and the views of the surrounding snow covered peaks are simply breath taking. By night, sink into the sumptuous sofas in front of the roaring fire and enjoy a glass of champagne before dinner. Beautiful chandeliers sit over the grand dining table which can easily sit 14 people.
The large kitchen overlooks the billiard room which can be closed off from the main living area to create maximum privacy for guests. There is also a cosy TV snug adorned with rugs and cushions and a guest toilet adjacent to the billiard room. Fontanet has all the latest technology equipment including plasma TV's, Nintendo Wii a networked DVD library, Sky TV and central music system.
The sleeping floor occupies the first floor of the apartment. All of the bedrooms have contemporary en-suite facilities and have been designed to ensure maximum comfort. There are four super king/twin bedrooms, a double bedroom and a bunk room sleeping 3 which is suitable for children or adults. Four of the bedrooms have sliding doors which open out onto the wrap around balcony.
Villa Information
Bedrooms: 6
Bathrooms: 8
Facilities & Amenities:
- Dining table
- Living Area
- Hi-Fi/CD player/MP3 player
- Satellite
- Wifi
- Integrated sound system
- Shared access to pool
- Shared access to Hammam
- Shared access to gym
- Shared access to sauna
- Spa
- South facing balconies
- Shared access to massage treatment room
- TV/games room
- Pool/snooker table
- Wood burning fireplace
- Private ski locker
Services Included:
- Professional chef and hosting staff
- Complimentary ski instructor for the first two days of your stay
- Daily housekeeping service
- Daily cooked and continental breakfast
- Daily afternoon tea*
- Pre-dinner canapés served with champagne on six evenings
- Four course dinner on six evenings (staff have one evening off)
- Early children's supper on six evenings
- The finest selection of complimentary house wines with dinner, beers and soft drinks; Complimentary drinks tray (3 bottles of house spirits);
- Evening turn down service on six evenings
- Mid-week towel change
- Complimentary newspapers
- In-chalet ski and boot fitting service
- Lift pass delivery service
- In resort 24 hour 4 x 4 driving service
Services Available:
- Private transfers to and from resort
- Lift passes
- Ski equipment hire
- Childcare
- In-chalet massage and hairdressing
- Private ski guides, heli-skiing and ski lessons
- Non-skiing activities
- Pre-arrival shopping service
- Helicopter transfer
from 29,900 CHF per week
Medran - 5 minute walk or 3 minute drive
Place Centrale - 5 minute walk
Rental Rates
Prices from:
CHF 29,900 / per week
Price Guide
*Subject to reconfirmation


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(Caulophyllum thalictroides)
Blue cohosh, known also as squaw root, grows throughout North America. The roots of this flower are used medicinally. Blue cohosh is not related to black cohosh (Cimicifuga racemosa). However, both herbs are primarily used to treat women's health problems.
Native Americans are believed to have used blue cohosh flowers to induce labour and menstruation. Blue cohosh is a traditional remedy for lack of menstruation. It is considered an emmenagogue (agent that stimulates menstrual flow) and a uterine tonic. It has also been used traditionally to treat painful periods (dysmenorrhoea).
What it does
The herb contain several alkaloids which may have various actions, however a compound called caulosaponin is thought to stimulate contractions of the uterus. It is said to be anti-spasmodic, anti-inflammatory, anti-rheumatic, a uterine tonic and to stimulate menstruation.
Potential Uses
|Amenorrhoea (absence of periods)
|Dysmenorrhoea (painful periods)
|Menopausal rheumatism
|Vaginal inflammation
Other information
This herb is most commonly found with other herbs in formulas aimed at regulating female hormones. It can help to establish a regular cycle in adolescence and is useful when a woman stops taking the contraceptive pill to re-establish menstruation.
Blue Cohosh should not be used in pregnancy.
High doses may lead to headaches, nausea and high blood pressure.
Generally, there are no side effects or contra-indications from using Blue Cohosh.
At the time of writing there were no well known negative drug interactions with Blue Cohosh.


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Capirossi storms to victory on Bridgestones in Brno Bridgestone-shod Ducati rider Loris Capirossi scored a sensational win in Brno this afternoon after a dominant display which saw the Italian finish the 22-lap race with a five second advantage...
Capirossi storms to victory on Bridgestones in Brno
Bridgestone-shod Ducati rider Loris Capirossi scored a sensational win in Brno this afternoon after a dominant display which saw the Italian finish the 22-lap race with a five second advantage over runner-up Valentino Rossi, the man who beat him into second in last year's event. The sensational result takes his and Bridgestone's 2006 win tally to two. Capirossi also set the fastest lap of the race (1m58.157s) with a four-tenth-of-a-second margin. Such was the competitiveness of the Ducati-Bridgestone package in Brno this afternoon that over one-third of Capirossi's laps in the race were quicker than second-placed man Rossi's best lap.
Suzuki and Kawasaki also showed good race pace on their Bridgestone tyres with John Hopkins and Shinya Nakano separated by just under two-tenths at the chequered flag. Hopkins Suzuki team-mate Chris Vermeulen ended a difficult weekend in 12th place, two ahead of Kawasaki rider Randy de Puniet, who scored his seventh points result of the season. A further two places further back was Ducati's Alex Hofmann who finished in 16th place just out of the points.
Loris's victory bolsters his fifth place in the world championship with the points deficit to the leader now just 50 points. With only 25 points gap to second place, there is all to play for in the remaining five events of the year. Points scored by John and Shinya today have seen them retain top ten places in the classification with 9th and 10th respectively.
Loris Capirossi Ducati Corse Race Winner: "This has been an unbelievable weekend for me! After a difficult Friday, we did a great job with strong support from Bridgestone. Yesterday, I could see my rhythm on race tyres was really good, a little better than everyone else's, so I told my team that my dream was to make a great start, push hard during the first few laps, make a gap and I saw from my pitboard that my advantage was growing bigger and bigger. I would like to say fro my heart thanks to the team and all the sponsors who believe in us."
In attendance today, Akira Nishimura - Bridgestone Corporation - General Manager Motorcycle Racing "I am very pleased with this result. Each of our three teams have performed well this weekend, so I would like to say congratulations and thank you to all of them. Loris's performance was flawless. He has been quick all weekend and has frequently topped the timesheets, but his competitiveness this afternoon far exceeded our expectations. This victory means a lot to Bridgestone."
Junichi Kawajiri - Bridgestone Motorsport - Manager Motorcycle Race Tire Development "A tremendous performance from Loris this afternoon has produced the perfect end to a competitive weekend for him and Ducati. Their approach to the weekend has been correct with a strong emphasis on bike set-up and long run simulations in free practice, which demonstrated the superior competitiveness of their bike with one Bridgestone tyre specification in particular. Ultimately, all three Bridgestone-shod teams raced with this specification and both Suzuki and Kawasaki were able to take away top eight results with John and Shinya passing Nicky Hayden in the final stages of the race. We always had high hopes for this race and we are pleased to add a second victory to our 2006 account. That first win in Jerez back in March seems a long time ago, but we now have a run of favoured tracks coming up where we will do our best to add a third. The work never stops and we are testing here from tomorrow with all three teams, six race riders and test rider Shinichi Itoh. We have a wide range of tyre compounds, constructions and shapes to try, as we begin our preparation for Malaysia, Australia and Japan GPs. Today's result certainly boosts our confidence and team morale heading into the next events."


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Vakarufalhi, Maldives, Indian Ocean.
The great american bucket list. 20 amazing places in the USA you have to visit before you die. Click for more.


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From publisher blurb:
In the aching darkness beneath, terrible things await.
Disparate and desperate monstrosities smile with human lips, call with human tongues, and weave their spidery webs.
They mostly mean no harm, but they are wrong, so very wrong. Their pleasant pleas and plaintive question germinate strange maladies.
They only wish you to be happy, like them. Won't you smile with them, friend?
Smile with Us, Friend… is a 22 page weird-sad adventure location written with Lamentations of the Flame Princess in mind. With almost no effort it can be converted to whatever game you prefer, but you probably already knew that. (Note that this adventure assumes a silver standard; convert SP values straight into gold if that's how you roll.)
The PDF itself is sized in trade paperback 6x9 format which means it reads excellently on even small tablets. In fact, it is made to be run easily from a tablet. The whole of the adventure is heavily cross-linked.
This means that if one part of the adventure references some other section, a touch or a click on the page brings the GM to what's needed. Additionally, at the bottom of every page, a black box contains links to pages which will be frequently referred to: such as the location map, encounter chart, and table of contents (all of which are also hyperlinked).
Plus, a separate PDF contains printable bits, useful to a GM/DM/Ref. Also included are plain image files of important things.
More than a dozen described "rooms", 9 NPCs, and a great many disconcerting possibilities await intrepid and murdersome vagrants.


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Family Law
Family Law Questions? Ask a Family Lawyer Online.
Good morning,I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. In order to give you a clear and concise answer, I will need some additional information about the circumstances, please.
1. Are you asking what needs to be done when a person receiving a social security benefit dies?
Hi,I won't be able to assist you if you are not able to provide the minimal information I sought clarification on. Please get back to me with this information at your earliest convenience.Doug


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Post Apocalyptic Dining Experience
Unique Virtual Reality Experiences at the VRex Lounge
Menu Features Include Hot Rock & Himalayan Pink Salt Grilling
In-House Butcher/ Viewing Kitchens
LED Bar with Stage for Live Entertainment
Outdoor Patio & Fire Pit
[metaslider id=482]
Disclaimer: These photos are conceptual and final designs may vary. Because this is the first location of its kind, we're sorry to say the Mad Rex must maintain a bit of mystery. Prepare for a unique experience, full of surprise & excitement, as the Mad Rex will be something you have never seen before. Be sure to subscribe right below this text for the date of our unveiling & information on how to win a complimentary VIP table for Opening Night!


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Co-presented with Carlton Connect
Part exhibition, part concert, part meditation, Foodnotes & Coloursense explores the intimate intersection of sight, sound and taste. With a program of intoxicating piano music Luke Howard responds to David Sequeira's intensely coloured, geometric paintings. The performance also features a suite of 'tastes' carefully selected in relation to the paintings and music.
Foodnotes & Coloursense uses the science of perception to heighten awareness of the interplay between physical and psychological experiences. A discussion moderated by 3RRR's Cameron Smith with curator, Dr Renee Beale; visual artist, Dr David Sequeira; musician, Luke Howard; and neuroscientist, Dr Simon Cropper will follow the performance
- 8 - 10pm | Thursday 17 Nov
$30 + bf
General admission
$40 + bf
Door (subject to availability)
$42 / $32 conc.


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